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3295

Dividends of $0.35 per share of CNA’s common stock were declared in 2007. No dividends were paid on CNA’s common stock in 2006.

10K

4777

Based on December 31, 2013 assumptions (except for one update - the expected rate of return in the UK pension plan changed from 7.25% to 7.00%), we expect the net pension credit in 2014 will increase $7 million for the UK plan. The net pension credit will increase by $4 million for the US plan and the net pension charge will decrease by $1 million for the other plans.

10K

BaloiseHoldingLtd-AR_2015

Reclassification to non-current assets and disposal groups classified as held for sale – 24.9 –

annual_report

de_allianz-AR_2018

Board of Management is linked to short-term, mid-term, and longterm targets to ensure effectiveness and emphasize sustainability. For further details about our remuneration structure, including target setting and performance assessment, please refer to the Remuneration Report starting on page 23.

annual_report

NatwestGroupPLC-AR_2014

RBS’s values. It ensures that employees can think through decisions that do not have a clear answer, guiding the judgements behind their decisions and actions.

annual_report

PosteItalianeSpA-AR_2015

Amounts due to Poste Italiane SpA outside the ring-fence for services rendered 187 306

annual_report

RaiffeisenBankInternationalAG-AR_2020

Centralised Raiffeisen International Services & Payments S.R.L., Bucharest (RO) 2,820,000 RON 100.0% BR

annual_report

2921

We have audited management’s assessment, included in the accompanying Report of Management on the Consolidated Financial Statements and Management’s Assessment of Internal Controls Over Financial Reporting, that Jefferson-Pilot Corporation and subsidiaries maintained effective internal control over financial reporting as of December 31, 2005, based on criteria established in Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (the COSO criteria). Jefferson-Pilot Corporation and subsidiaries’ management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting. Our responsibility is to express an opinion on management’s assessment and an opinion on the effectiveness of the company’s internal control over financial reporting based on our audit.

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TrygAS-AR_2009

Measurement – Eligible Hedged Items’ > Amendments to IAS 39 and IFRIC 9 ‘Embedded Derivatives’ > IFRIC 9 ‘Reassessment of Embedded Derivatives’, IFRIC 12 ‘Service

annual_report

2992

Our ability to pay cash dividends to shareholders may depend upon the amount of dividends received from our insurance subsidiary. The amount of dividends that ACIC can pay is restricted by law or subject to approval of the insurance regulatory authorities of Minnesota. Under Minnesota insurance law regulating the payment of dividends

10K

4390

The following table sets forth net deferred acquisition costs for the years ended December 31, 2011, 2010 and 2009:

10K

Sampoplc-AR_2010

If a market for a financial instrument is not active, or the instrument is not quoted, the fair value is established by using generally accepted valuation techniques including recent arm's length market transactions between knowledgeable, willing parties, reference to the current fair value of another instrument that is substantially the same, discounted cash flow analysis and option pricing models.

annual_report

AegonNV-AR_2017

Net income / (loss) attributable to common shareholders B 16 3 (5)

annual_report

de_allianz-AR_2010

Other commitments Other principal commitments of the Allianz Group include the following: Pursuant to §§ 124 ff. of the German Insurance Super- vision Act (“Versicherungsaufsichtsgesetz – VAG”), a mandatory insurance guarantee scheme (“Sicherungsfonds ”) for life insurers is implemented in Germany. Each member of the scheme is obliged to make to the scheme annual contributions as well as special payments under certain circumstances. The exact amount of obligations for each member is calculated according to the provisions of a Federal Regulation (“SicherungsfondsFinanzierungs -Verordnung (Leben) – SichLVFinV”). As of December 31, 2010, the future liabilities of Allianz Lebensversicherungs -Aktiengesellschaft and its subsidiaries to the insurance guarantee scheme amount to annual contributions of € 0.1 mn (2009: € 2 mn) and an obligation for special payments of € 101 mn (2009: € 97 mn).

annual_report

AvivaPLC-AR_2020

The Directors’ report required under the Companies Act 2006 comprises this Directors’ and Corporate Governance report, the Directors’ Remuneration report and the following disclosures in the Strategic report: • Corporate responsibility – Disclosure of our energy consumption and greenhouse gas emissions in line with the Streamlined Energy and Reporting (SECR) framework

annual_report

gb_prudential-AR_2009

The Group uses operating profit based on longer-term investment returns to measure the performance of its operational segments. For the purposes of measuring operating profit, investment returns on shareholder-financed business are based on the expected longerterm rates of return. This reflects the particular features of long-term insurance business where assets and liabilities are held for the longterm and for which the accounting basis for insurance liabilities under current IFRS is not generally conducive to demonstrating trends in underlying performance for life businesses exclusive of changes in market conditions. In determining profit on this basis the following key elements are applied to the results of the Group’s shareholder-financed operations.

annual_report

nl_ing_grp-AR_2019

The key risk committees described below act within the overall risk policy and delegated authorities granted by the MBB: ▪ Global Credit & Trading Policy Committee (GCTP) discusses and approves policies, methodologies, and procedures related to credit, trading, country, and reputation (i.e. environmental and social risk or ESR) risks. The GCTP meets on a monthly basis. After the MBB and the GCTP, the Credit &

annual_report

gb_prudential-AR_2013

B o ard o f d irecto rs 67 Prudential plc Annual Report 2013

annual_report

1010

Estimated Amortized Market Cost Value Available for sale: Due in one year or less $ 3,956,944 $ 3,986,769 Due after one year through five years 43,008,654 44,235,400 Due after five years through ten years 44,173,456 46,753,160 Due after ten years through fifteen years 40,673,916 41,386,618 Due after fifteen years through twenty years 8,996,874 9,167,923 Due after twenty years 50,024,177 51,995,112 Subtotal 190,834,021 197,524,982 Mortgage-backed securities 43,797,738 44,468,980 Total fixed maturity securities $234,631,759 $241,993,962

10K

HiscoxLtd-AR_2008

Dividends An interim dividend of 4.25p (net) per share (2007: 4p (net)) was paid on 29 September 2008 by Hiscox Ltd in respect of the year ended 31 December 2008. The Directors recommend the payment of a final dividend of 8.5 (net) per share (2007: 8p (net)). If approved this will be paid on 16 June 2009 to shareholders on the register at the close of business on 15 May 2009, provided that such dividend will not be paid to those shareholders who, prior to 16 May 2009, have made an election to participate in the Company’s Dividend Access Plan if Hiscox plc subsequently declares a dividend

annual_report

1957

Despite the increases, the Company believes that its rates will remain competitive in the marketplace. During 2002, the Company continued its marketing efforts for name recognition and lead generation. The Company believes that its marketing effort combined with price and reputation makes the Company very competitive in California.

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