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ESGBERT 25

We work to reduce our consumption of energy, water, paper, and other resources and to cut GHG emissions through new programs and technologies as well as sustainable facility design.

The campaign both encouraged mindful consumption and offered the purchase of more environmentally sound alternatives — including reusable water bottles, coffee mugs and carry-all bags.

Maximizing the Value of Secondary Materials As Kimberly-Clark facilities move toward the 2015 goal of zero waste to landfi ll, our teams are also working to ensure that manufacturing by-products are managed to provide optimal value as secondary materials.

The sub-metering also helped identify a concealed water leak that was causing considerable water loss.

suez environneMent Suez Environnement integrates water and waste management operations that were formerly within the scope of Suez before it merged with Gaz de France.

Creating shared value: In developing economies, we invest in programs with our suppliers that promote sustainable agricultural practices, boost incomes of smallholder farmers and raise living standards in their communities.

These claims were primarily from losses due to frozen pipes and related water damage resulting from abnormally low temperatures for an extended period.

As the USFWS decides whether to list the monarch butterfly as a protected species under the ESA, AEP is working with stakeholders to protect the monarch.

We believe our relationships with our raw material suppliers and other vendors are generally good.

» Features floor tiles made of 46 percent recycled material and 23 percent rapidly renewable material, carpet made of 50 percent recycled material, paints low in volatile organic compounds (VOCs), lumber certified by the Forest Stewardship Council and countertops made of 70 percent recycled material. » Reused or recycled more than 95 percent of waste generated during construction of Vehicle Maintenance Facility, White Tank, Arizona (LEED Gold).

In addition, we studied the GRI and Sustainability Accounting Standards Board (SASB) on material aspects common to the industry.

In addition, members have access to theft and arson rewards, accidental death insurance, credit card programs, computerized farm accounting services, electronic information networks, feeder cattle procurement services, health care insurance, property-casualty insurance and financial planning services.

PROTECTING WILDLIFE We advocate against the use of endangered species in jewelry and support conservation efforts to protect wildlife.

We generally do not list the source of the raw materials used in our finished products.

This delay to growth has reduced our year end valuations across the portfolio, as have the effects of the recent rapid fall in oil and gas prices, and the fall in electricity prices over the mild winter and more recently.

purchases to our total global energy footprint, the renewable energy credits purchased were primarily designed to spur development of the U.S. renewable energy market.

Tenant Energy Data: We continue to collect data on our occupiers’ energy consumption and have increased our energy data capture to cover 38% of our portfolio.

The Federal Deposit Insurance Corporation’s current system represents a change, required by the Dodd-Frank Act, from its prior practice of basing the assessment on an institution’s volume of deposits.

We manage our operations in a manner to identify impacts and, where practicable, implement actions that conserve and enhance biodiversity, including reclamation activities.

Information media and transparency In September 2014, EEX launched a new transparency website: at www.eex-transparency.com, users can access comprehensive fundamental data and information relevant to wholesale energy trading.

During construction, we set up dedicated areas for collection and storage of recyclable materials and divert waste from landfills.

We will continue to work to reduce our corporate water footprint and offer products that enhance water quality, respecting and protecting this important resource.

We’ve identified more than $40 million worth of Valuing Nature goal projects, proving that incorporating ecosystem services into our projects demonstrates real and recognizable value for the Company.

This started years ago with the separation of property assets from fi nancial and retail companies, and has continued to occur with power plants being separated from industrial companies, timber assets from forest product manufacturers, and port terminals from shipping companies.

BOD test results measure progress in protecting water quality since maintaining a low level of biodegradable organic materials in treated wastewater is essential for protecting receiving water quality.

Messrs. Bauer, Mitchell and Grubbs have entered into a lock-up agreement with the Starwood Fund, pursuant to which Messrs. Bauer, Mitchell and Grubbs have agreed not to sell these shares without the Starwood Fund’s prior written consent until the Starwood Fund owns less than 4.875% of our common stock outstanding.

Such environmental laws may affect, for example, how we manage storm water runoff, wastewater discharges and dust; how we develop or operate on properties on or affecting resources such as wetlands, endangered species, cultural resources, or areas subject to preservation laws; and how we address contamination.

We do not knowingly purchase or use wood, wood fiber, or products for distribution that originate from illegal logging.

The main award went to a project in the Philippines compensating local people for environmental activities in upstream areas that help to preserve a sustainable water supply for communities further downstream.

• SoCalGas is piloting a power-to-gas system that uses surplus renewable energy to create carbon-free hydrogen gas.

As a result, pipeline infrastructure has been and continues to be developed to move gas and NGLs from these supply basins to market areas, resulting in changes in pricing dynamics between supply basins, pooling points and market areas.

Excluding Motel 168, the year-over-year increase were mainly driven by a greater number of hotels in operations and a better RevPAR on our mature hotels, offsetting the Shanghai Expo impact, while the sequential decrease was mainly due to seasonality.

In the United States, the Dodd-Frank Act was passed in 2010, requiring companies to disclose their use of conflict minerals beginning in 2014.

The EPA GHG Reporting Program prescribes, for each emission source category, methodologies, engineering calculations and emission factors set forth in the applicable regulations to quantify GHG emissions, including methane.

It has a leading position in financing for the farming, forestry and contracting sectors, as well as consumer loans and fleet management.

Physical Risks can be broken down into acute risks (the direct risk from changes in weather, such as more severe flood events in the UK or more frequent hail events in the south east of the US) and chronic risks (arising from longer-term changes in climate patterns, such as rising sea levels or increased surface temperatures).

Key elements of the settlement include: payment of a civil penalty in the amount of $1.6 million; continued implementation of best management practices for reducing the concentrations of metals in stormwater discharges from the site; construction of a covered warehouse for the storage of offline transformers and other electric equipment while being staged for processing or disposal; and construction of a new facility-wide stormwater treatment system using metals filtration technology.

Responsible Fiber Sourcing By far, our largest raw material with the most significant impact is wood fiber.

Emissions related to direct energy usage were calculated using standard factors based on the type of fuel .

While we work with local water management agencies to determine appropriate solutions for each manufacturing location, we establish wastewater goals for each element based on the site with the most stringent standards.

Alliant Energy employees and their family members assist other volunteers with attaching recycled substation fencing to former utility poles to create a fence around chestnut trees at the Gnome Orchard near Dubuque, Iowa.

Prevent waste mismanagement or littering that could pollute the marine environment.

Key objectives of Cisco’s water management program for all sites are to: • Identify and implement site-level water conservation opportunities for our operations, focusing on waterscarce and water-stressed locations.

All wood came from sustainably managed forests, and drought-resistant plants requiring no irrigation were chosen for the landscape.

Additional impacts include HP’s wastewater discharges, Toxics Release Inventory releases, use of ozone-depleting substances, sites that require remediation, and impacts on biodiversity.

The rate of forest carbon sequestration is subject to seasonal variation, annual variation due to climate and disturbance impacts, age-related variation due to the natural cycle of tree growth, and effects from forest management practices such as fertilization and harvesting.

We’re one of our region’s largest providers of renewable energy, with approximately 1,900 MW of pumped-storage hydro and contracted wind and solar resources.

Typically, all the raw materials and most of the components used in our business are readily available in the United States.

Farm Bureau programs may include policy development, government relations activities, leadership development and training, communications outreach and training, market education classes, commodity conferences and young farmer activities.

Page 24: The Nature Conservancy is the leading conservation organization working around the world to protect ecologically important lands and waters for nature and people.

We are continuously working on initiatives to minimize the amount of food and non-food products that go to landfills.

If any of these supply relationships deteriorate or we are unable to renegotiate contracts with suppliers (with similar or more favorable terms) or find alternative sources for supply, we may be unable to procure a sufficient quantity of high-quality coffee beans and other raw materials at prices acceptable to us or at all which could negatively affect our results of operations.

We continue to reduce and divert waste from landfills through beneficial reuse or recycling.

Founded in 1991, the FTN is a partnership between WWF and businesses that promote responsible management of the world's forests.

The project has inspired America’s Great Outdoors, a federal initiative that focuses on protecting whole landscapes and watersheds.

We also advance responsible sourcing practices that respect human rights and protect animal welfare.

A suite of water-saving measures we rolled out in 2009, for example, will save an estimated 700,000 gallons of water per year in each of the restaurants that implement them.

Right to life: Conflict and forced labor associated with raw material extraction We conduct due diligence; help increase demand for responsibly sourced minerals; maintain responsible sourcing programs; and participate in multi-stakeholder organizations that promote wide adoption of responsible sourcing.

Some of these wastes can pose health and environmental risks due to mineral processing, ore composition, or chemical reactions when disturbed or exposed to air or water, and have the potential to damage the environment if not properly contained.

The reduction in reserves for the 2017 and 2018 wildfires was largely due to recognizing a $289 subrogation benefit in the second quarter of 2020 from PG&E Corporation and Pacific Gas and Electric Company (together, “PG&E”) as well as a reduction in gross estimated losses on those wildfires.

Paper procurement policy To reduce demands on forest resources, we work to minimize consumption of paper products.

When participants were surveyed before and after spending an hour at the farm, 40 per cent said they left feeling less stressed.

Investing in water treatment technology allows us to recycle produced water and decrease our reliance on local water sources.

Walgreens Boots Alliance Corporate Social Responsibility Report 2016 9 “It is very rewarding to work on a project that gives cancer patients new and hopefully better treatment opportunities,” says Dr. Daniella Aust, a study coordinator for the European Organisation for the Research and Treatment of Cancer (EORTC) SPECTAcolor Biobank, which has been supported by numerous fundraisers held by employees at Walgreens Boots Alliance and its legacy businesses.

The Kanazawa Seaside location received an award from the Yokohama City government for reducing CO2 emission by 300 cubic tons, which exceeds 10% savings; and We reduce emissions by purchasing renewable energy and continuing to use solar panels on new locations.

in 2016, 10 sites globally were considered to be in areas of medium-high to high water stress.

Costco pledges its diligence in working with industry and academia in the pursuit of new and improved technologies and methods to further enhance animal well-being.

Water risks, regulatory requirements and business unit priorities are managed at the business unit level, enabling tailored, region-speci�c business goals to address unique challenges and opportunities.

We play a leading role on the ICMM Biodiversity Steering Committee and are a member of the Business for Social Responsibility’s (BSR) Ecosystem Services Working Group.

Lincoln Financial recognizes the importance of regularly evaluating environmental, social and governance (ESG) factors that may impact the business.

On December 3, 2013, the Company combined the operations of its C.R. Gibson business with the operations of its Berwick Offray and Paper Magic businesses, which were previously combined on March 27, 2012.

Abelkis says, “My goal is to guide decision makers toward sustainable practices.

Furthermore, we are also providing tailored-made ESG reports to our clients, providing a powerful portfolio look through, including information about their investments CO2 and water consumption footprint, as well as how it performs according to our internal ESG methodology Insurance We focused our efforts on two main actions: working with our JVs to maximize the portion of our life-savings premiums invested under the ESG standards set by SAM; and working with our partners to adopt the UN’s Principles for Sustainable Insurance (PSI) and to develop specific strategies in financial education and inclusion-related issues in the geographies where we operate.

This process, referred to as the Edwards Aquifer Recovery Implementation Program (EARIP) was legislated and brought together stakeholders from throughout the region in late 2006 to prepare a Fish and Wildlife-approved plan by 2012 for managing the Aquifer to preserve the listed species.

More than 94,000 pounds of computers, fax machines, televisions and other electronics were collected and recycled in an environmentally safe manner.

This approach refl ects the majority of our renewable eff orts to date, which have primarily been renewable electricity technologies.

Key sub-sectors (as a percentage of total sector) include agriculture (10%), hotels (13%), licensed premises (4%), retail/wholesale (13%) and other services (32%).

Well, that was our first question is this real long-term demand or just a spot market aberration, and once the availability from Russia becomes cheaper and more available, that they leave the North America market, and buy more wood out of Russia.

Homebuilders compete for financing, raw materials and skilled labor, as well as for the sale of homes.

Territory Partners are dedicated to cultivating direct veterinary relationships and building awareness of the benefits of high quality medical insurance to veterinarians and their clients.

Our agricultural loans are extended to finance crop production, the purchase of farm-related equipment or farmland and the operations of dairies, poultry producers, livestock and timber growers.

Typically, clothing is rinsed in sequential buckets of fresh water until no foam is observed.

With some 80 percent of our fish oil derived from anchovies, FMC has worked to ensure the longevity of this fish stock and has required all of our anchovy suppliers to be certified by Friends of the Sea.

Responsible Marketing PR7 Total number of incidents of non-compliance with regulations and voluntary codes concerning marketing communications, including advertising, promotion and sponsorship by type of outcomes.

Through this pilot project, researchers determined that if these habitat associations could be reliably discerned in the field or from existing maps and other information sources (e.g., remote sensing, forest inventory systems), it would enhance our ability to efficiently apply standards for conserving at-risk biodiversity.

Providing jobs, paying taxes and royalties, sourcing with local businesses, investing in community programs and infrastructure, and fostering mutually beneficial relationships are crucial for our long- term success and ability to be a catalyst for sustainable socio-economic development.

In some cases, this includes leasing inactive mining properties to solar energy project developers who sell power to utilities with renewable mandates.

70% of the water in the world is used for agriculture.

SustainAbility ranks land use, biodiversity, and water use lower in relevance to Cisco.

Swiss Re’s contribution will help extend sanitation measures to more private households, as well as to large-scale animal husbandry and wastewater treatment.

December 31, 2018 2017 Raw materials and supplies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Signmasters has won accolades from local government with regard to environmentally responsible wastewater disposal and is serious about protecting the environment.

• A culture of equity, inclusion and diversity is cultivated through clear tone from the top, with the Board and Group Executive championing equity, inclusion and diversity in support of esure as a whole.

Globally, our supplier relationships could be interrupted due to natural disasters and international supply disruptions, including those caused by pandemics or geopolitical and other issues.

In 2017, a variety of species were treated at PTFI’s biodiversity research facility and, once in good health, released into their native habitats.

Investments are made predominantly in quoted companies which provide, utilise, implement or advise upon technology-based systems, products or services in environmental markets, particularly those of alternative energy and energy efficiency, water treatment and pollution control, and waste technology and resource management.

Mosaic is actively undertaking agricultural research and development on our clay settling areas and selected reclaimed sites.

» Constructed on a former brownfield site using 47 percent recycled content and 42 percent regionally sourced materials, promoting land reuse.

The Company provides agriculture loans for short-term crop production, including rice, cotton, milo and corn, farm equipment financing and agriculture real estate financing.

Scaling Enterprise will facilitate vital growth financing to companies that are expanding access to finance, agriculture, energy, affordable housing, water and sanitation to low-income households in emerging markets.