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Complaint ID
int64
1
8.36M
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
MO
65803
null
null
Web
2024-02-14
In progress
Yes
null
8,344,541
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
TX
77073
null
null
Web
2024-02-15
In progress
Yes
null
8,349,341
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
CO
80465
null
null
Web
2024-02-15
In progress
Yes
null
8,349,538
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
EQUIFAX, INC.
TN
38103
null
null
Web
2024-02-15
In progress
Yes
null
8,349,539
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
FL
33610
null
null
Web
2024-02-15
In progress
Yes
null
8,349,543
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
76021
null
null
Web
2024-02-13
In progress
Yes
null
8,335,067
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
GA
30016
null
null
Web
2024-02-14
In progress
Yes
null
8,344,895
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
AL
36867
null
null
Web
2024-02-14
In progress
Yes
null
8,345,648
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account status incorrect
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
CA
90003
null
null
Web
2024-02-14
In progress
Yes
null
8,346,769
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
CA
91607
null
null
Web
2024-02-13
In progress
Yes
null
8,335,110
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
IL
60620
null
null
Web
2024-02-14
In progress
Yes
null
8,346,946
2024-02-04
Checking or savings account
Checking account
Problem with a lender or other company charging your account
Transaction was not authorized
null
null
WELLS FARGO & COMPANY
NJ
08540
Older American
null
Web
2024-02-04
In progress
Yes
null
8,281,620
2024-02-04
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
IL
60643
null
null
Web
2024-02-04
In progress
Yes
null
8,281,733
2024-02-05
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
SC
29150
null
null
Web
2024-02-05
In progress
Yes
null
8,289,324
2024-02-05
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account status incorrect
null
null
Experian Information Solutions Inc.
TN
38016
null
null
Web
2024-02-05
In progress
Yes
null
8,285,207
2024-02-01
Credit card
General-purpose credit card or charge card
Problem when making payments
Problem during payment process
null
null
Synovus Bank
TX
77568
null
null
Web
2024-02-01
Closed with explanation
Yes
null
8,268,317
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
CA
93550
null
null
Web
2024-02-15
In progress
Yes
null
8,354,902
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
FL
338XX
null
null
Web
2024-02-13
In progress
Yes
null
8,340,286
2024-01-10
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
Company has responded to the consumer and the CFPB and chooses not to provide a public response
TRANSUNION INTERMEDIATE HOLDINGS, INC.
IN
46218
null
Consent not provided
Web
2024-01-10
Closed with non-monetary relief
Yes
null
8,143,368
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account status incorrect
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
75228
null
null
Web
2024-02-15
In progress
Yes
null
8,355,002
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
NJ
07093
null
null
Web
2024-02-15
In progress
Yes
null
8,354,995
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
null
null
EQUIFAX, INC.
CA
93550
null
null
Web
2024-02-15
In progress
Yes
null
8,354,905
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
EQUIFAX, INC.
FL
33404
null
Other
Web
2024-02-15
In progress
Yes
null
8,354,912
2024-01-31
Credit card
General-purpose credit card or charge card
Problem with a purchase shown on your statement
Credit card company isn't resolving a dispute about a purchase on your statement
null
null
DISCOVER BANK
FL
324XX
Older American
null
Web
2024-01-31
Closed with explanation
Yes
null
8,249,515
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
PA
19121
null
null
Web
2024-02-14
In progress
Yes
null
8,341,055
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
Experian Information Solutions Inc.
NY
11104
null
null
Web
2024-02-14
In progress
Yes
null
8,336,888
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Personal information incorrect
null
null
Experian Information Solutions Inc.
MD
20774
null
null
Web
2024-02-13
In progress
Yes
null
8,336,380
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
75115
null
Other
Web
2024-02-13
In progress
Yes
null
8,340,310
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
FL
337XX
null
Other
Web
2024-02-13
In progress
Yes
null
8,340,326
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
null
null
Experian Information Solutions Inc.
MD
20774
null
null
Web
2024-02-13
In progress
Yes
null
8,337,283
2024-01-03
Checking or savings account
Checking account
Managing an account
Cashing a check
null
Company has responded to the consumer and the CFPB and chooses not to provide a public response
BANK OF AMERICA, NATIONAL ASSOCIATION
FL
34987
null
null
Phone
2024-01-03
Closed with explanation
Yes
null
8,099,464
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
EQUIFAX, INC.
IL
60649
null
null
Web
2024-02-13
In progress
Yes
null
8,338,583
2024-02-13
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
UT
84790
null
null
Web
2024-02-13
In progress
Yes
null
8,339,349
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
MD
21218
null
null
Web
2024-02-15
In progress
Yes
null
8,349,365
2024-01-11
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
Company has responded to the consumer and the CFPB and chooses not to provide a public response
TRANSUNION INTERMEDIATE HOLDINGS, INC.
IL
60706
null
Consent not provided
Web
2024-01-11
Closed with non-monetary relief
Yes
null
8,140,912
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
CA
95037
null
null
Web
2024-02-14
In progress
Yes
null
8,344,870
2024-01-11
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Old information reappears or never goes away
null
Company has responded to the consumer and the CFPB and chooses not to provide a public response
TRANSUNION INTERMEDIATE HOLDINGS, INC.
NY
11203
null
Consent not provided
Web
2024-01-11
Closed with non-monetary relief
Yes
null
8,140,724
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
EQUIFAX, INC.
FL
32712
null
Other
Web
2024-02-15
In progress
Yes
null
8,354,932
2024-02-15
Credit card
General-purpose credit card or charge card
Getting a credit card
Card opened without my consent or knowledge
null
null
EQUIFAX, INC.
MN
56560
null
null
Web
2024-02-15
In progress
Yes
null
8,354,873
2024-02-05
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
NJ
07086
null
null
Web
2024-02-05
In progress
Yes
null
8,285,370
2024-02-05
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
Experian Information Solutions Inc.
NY
14206
null
null
Web
2024-02-05
In progress
Yes
null
8,286,801
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
EQUIFAX, INC.
FL
33160
null
null
Web
2024-02-14
In progress
Yes
null
8,341,849
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
EQUIFAX, INC.
IL
60620
null
null
Web
2024-02-14
In progress
Yes
null
8,341,851
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
EQUIFAX, INC.
IL
60115
null
Other
Web
2024-02-14
In progress
Yes
null
8,341,861
2024-02-15
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
MO
631XX
null
null
Web
2024-02-15
In progress
Yes
null
8,354,963
2024-02-15
Debt collection
Medical debt
Threatened to contact someone or share information improperly
Talked to a third-party about your debt
null
null
Scheer, Green & Burke L.P.A.
MI
48204
null
null
Web
2024-02-15
Closed with explanation
Yes
null
8,354,971
2024-02-09
Credit card
General-purpose credit card or charge card
Fees or interest
Problem with fees
null
null
Avant Holding Company, Inc.
AZ
85015
Older American
null
Web
2024-02-09
In progress
Yes
null
8,319,572
2024-02-09
Mortgage
Conventional home mortgage
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
null
Company has responded to the consumer and the CFPB and chooses not to provide a public response
TRUIST FINANCIAL CORPORATION
IN
46322
null
null
Web
2024-02-09
Closed with explanation
Yes
null
8,315,730
2024-02-08
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
null
null
AMERICAN EXPRESS COMPANY
PA
15108
null
null
Web
2024-02-08
Closed with non-monetary relief
Yes
null
8,313,236
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Personal information incorrect
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
PA
19133
null
Other
Web
2024-02-14
In progress
Yes
null
8,341,884
2024-02-08
Vehicle loan or lease
Lease
Incorrect information on your report
Account status incorrect
null
null
AMERICAN HONDA FINANCE CORP
FL
32405
null
null
Web
2024-02-08
Closed with explanation
Yes
null
8,299,367
2024-02-08
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
null
null
Experian Information Solutions Inc.
TX
760XX
null
null
Web
2024-02-08
In progress
Yes
null
8,299,751
2024-02-08
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
FL
32909
null
null
Web
2024-02-08
In progress
Yes
null
8,299,804
2024-02-08
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
VA
22192
null
null
Web
2024-02-08
In progress
Yes
null
8,299,530
2024-02-08
Vehicle loan or lease
Loan
Problems at the end of the loan or lease
Problem with paying off the loan
null
null
General Motors Financial Company, Inc.
VA
23602
Servicemember
null
Web
2024-02-08
Closed with explanation
Yes
null
8,299,731
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
Experian Information Solutions Inc.
NV
89081
null
null
Web
2024-02-07
In progress
Yes
null
8,300,993
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
NJ
08215
null
null
Web
2024-02-07
In progress
Yes
null
8,301,394
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
EQUIFAX, INC.
NJ
07424
null
null
Web
2024-02-14
In progress
Yes
null
8,341,889
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
FL
33411
null
null
Web
2024-02-07
In progress
Yes
null
8,301,774
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
MD
20695
null
null
Web
2024-02-07
In progress
Yes
null
8,301,509
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
FL
33415
null
null
Web
2024-02-07
In progress
Yes
null
8,303,229
2024-02-07
Credit card
General-purpose credit card or charge card
Problem when making payments
Problem during payment process
null
Company has responded to the consumer and the CFPB and chooses not to provide a public response
CITIBANK, N.A.
CA
91311
null
null
Referral
2024-02-08
Closed with non-monetary relief
Yes
null
8,307,220
2024-02-07
Debt collection
Credit card debt
Attempts to collect debt not owed
Debt was result of identity theft
null
null
AMERICAN EXPRESS COMPANY
PA
15108
null
null
Web
2024-02-07
Closed with non-monetary relief
Yes
null
8,297,533
2024-02-14
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
TRANSUNION INTERMEDIATE HOLDINGS, INC.
IL
60466
null
null
Web
2024-02-14
In progress
Yes
null
8,335,721
2024-02-01
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account status incorrect
null
null
Experian Information Solutions Inc.
TX
77004
null
null
Web
2024-02-01
In progress
Yes
null
8,261,799
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Personal information incorrect
null
null
Experian Information Solutions Inc.
CA
93306
null
null
Web
2024-02-07
In progress
Yes
null
8,305,001
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
NJ
08854
null
null
Web
2024-02-07
In progress
Yes
null
8,291,596
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
Experian Information Solutions Inc.
SC
29486
null
null
Web
2024-02-07
In progress
Yes
null
8,291,516
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
null
null
Experian Information Solutions Inc.
OH
45014
null
null
Web
2024-02-07
In progress
Yes
null
8,292,004
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
MI
48206
null
null
Web
2024-02-07
In progress
Yes
null
8,292,005
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
GA
30319
null
null
Web
2024-02-07
In progress
Yes
null
8,292,063
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
AL
35405
null
null
Web
2024-02-07
In progress
Yes
null
8,292,087
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
MS
39305
null
null
Web
2024-02-07
In progress
Yes
null
8,292,127
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Received unsolicited financial product or insurance offers after opting out
null
null
Experian Information Solutions Inc.
FL
XXXXX
null
null
Web
2024-02-07
In progress
Yes
null
8,292,399
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
GA
30038
null
null
Web
2024-02-07
In progress
Yes
null
8,292,408
2024-02-07
Debt collection
Other debt
Written notification about debt
Didn't receive enough information to verify debt
null
null
Experian Information Solutions Inc.
CA
90303
null
null
Web
2024-02-07
In progress
Yes
null
8,292,341
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
GA
31406
null
null
Web
2024-02-07
In progress
Yes
null
8,292,547
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
CA
90745
null
null
Web
2024-02-07
In progress
Yes
null
8,292,904
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Personal information incorrect
null
null
Experian Information Solutions Inc.
NY
11691
null
null
Web
2024-02-07
In progress
Yes
null
8,292,747
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
HI
96701
null
Other
Web
2024-02-07
In progress
Yes
null
8,292,637
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
PA
19131
null
Other
Web
2024-02-07
In progress
Yes
null
8,292,664
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
Experian Information Solutions Inc.
AR
72019
null
null
Web
2024-02-07
In progress
Yes
null
8,292,695
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
null
null
Experian Information Solutions Inc.
GA
30058
null
null
Web
2024-02-07
In progress
Yes
null
8,293,251
2024-02-07
Debt collection
Credit card debt
Attempts to collect debt not owed
Debt was result of identity theft
null
null
Experian Information Solutions Inc.
CA
90274
null
null
Web
2024-02-07
In progress
Yes
null
8,293,477
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
FL
32256
null
null
Web
2024-02-07
In progress
Yes
null
8,293,648
2024-02-01
Debt or credit management
Credit repair services
Confusing or missing disclosures
null
null
null
Experian Information Solutions Inc.
MD
21144
null
null
Web
2024-02-01
In progress
Yes
null
8,268,793
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
Experian Information Solutions Inc.
TX
78039
null
null
Web
2024-02-07
In progress
Yes
null
8,293,264
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
null
null
Experian Information Solutions Inc.
AR
72015
null
null
Web
2024-02-07
In progress
Yes
null
8,293,051
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
Experian Information Solutions Inc.
NY
10468
null
null
Web
2024-02-07
In progress
Yes
null
8,293,347
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
CA
92346
null
null
Web
2024-02-07
In progress
Yes
null
8,293,361
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
SC
29803
null
null
Web
2024-02-06
In progress
Yes
null
8,294,456
2024-01-30
Checking or savings account
Checking account
Managing an account
Problem making or receiving payments
US Bank Customer Service is horrible leaving me feeling unsafe to keep any funds in my account. If this does not go well I will take legal action against the bank for the lack of consumer protection and damages that went along with it. I purchased a product for my business around XX/XX/XXXX for roughly {$2200.00}. The supplier for my {$2200.00} product canceled the XXXX tracking number and the delivery was excessively late so I called US bank for a refund/provisional credit. They provided the credit but never mailed me the documents to fill OUT ANY PROVISIONAL CREDIT information, which US Bank reverses if not filled out. First lack of consumer protection. The supplier used a cheaper delivery service that does not have any tracking numbers and the product later showed up. Now I have the provisional credit and product. I call US bank to notify them of this immediately and to reverse the funds to the supplier. The banker tells me this can not be done and the case is closed. The banker even tells me to just keep the money. At this point, I am under the impression based on what I WAS TOLD BY MY BANK THAT THE CASE WAS SETTLED. I call my product supplier to tell them that my bank can not fix the issue and the matter is resolved. So to pay the supplier we create another order based on the information I had from US Bank. US Bank later reverses the first transaction and I call to ask why? Customer service does not tell me its because the provisional credit paperwork hasnt been filled out but because it wasnt decided in my favor and they can not assist me and I am out of luck. So now Im paying $ XXXXdouble for 1 order! I demand for 1.5 hours on the phone provisional credit on the second order and to date have yet to receive provisional credit documentation for either. During this time I finally find out that the only reason the first order was reversed is because I didnt receive the provisional credit work to fill out! So all this confusion with customer service caused 2 provisional credits and an additional order that was unnecessary for an ongoing complaint for a month. As a business I have not been able to deposit any money for a month due to feeling UNSAFE. If this second provisional credit gets reversed. My bank account will go {$2200.00} in the red and the supplier will get paid $ XXXX for one order and I will be expected to deposit another {$2200.00} to my account so its not in the red. So I will have paid {$6600.00} for {$2200.00} order because US Bank customer is a fraudish nightmare of a company to bank with. I request calls from US bank and they DONT CALL ME. In closing, i want to speak to someone high up at US Bank and file a complaint against every customer service person Ive spoke to except 1 person. Every single one has failed to give me any relevant information that wouldve prevent all of this and I am done with US Bank after this. And again will take legal action as well if needed.
Company has responded to the consumer and the CFPB and chooses not to provide a public response
U.S. BANCORP
CA
94609
null
Consent provided
Web
2024-01-30
Closed with monetary relief
Yes
null
8,247,935
2024-02-07
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
null
null
Experian Information Solutions Inc.
VA
23452
null
null
Web
2024-02-07
In progress
Yes
null
8,305,332
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Information belongs to someone else
null
null
Experian Information Solutions Inc.
NY
14215
null
null
Web
2024-02-06
In progress
Yes
null
8,294,658
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
null
null
Experian Information Solutions Inc.
FL
33137
null
null
Web
2024-02-06
In progress
Yes
null
8,294,687
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
null
null
Experian Information Solutions Inc.
NJ
07070
null
null
Web
2024-02-06
In progress
Yes
null
8,294,754
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
NY
10801
null
null
Web
2024-02-06
In progress
Yes
null
8,294,801
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Improper use of your report
Reporting company used your report improperly
null
null
Experian Information Solutions Inc.
TX
77396
null
null
Web
2024-02-06
In progress
Yes
null
8,294,635
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Problem with a company's investigation into an existing problem
Investigation took more than 30 days
null
null
Experian Information Solutions Inc.
GA
30134
null
null
Web
2024-02-06
In progress
Yes
null
8,294,834
2024-02-06
Credit reporting or other personal consumer reports
Credit reporting
Incorrect information on your report
Account information incorrect
null
null
Experian Information Solutions Inc.
PA
19143
null
null
Web
2024-02-06
In progress
Yes
null
8,294,913