split	sentence1	sentence2	score
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	Our business, financial condition or results of operations could be affected materially and adversely by any or all of these risks.	5
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	If a stockholder participates in our distribution reinvestment plan, Distribution Reinvestment Plan ( “DRIP”), you will be deemed to have received, and for income tax purposes will be taxed on, a cash distribution equal to the fair market value of the stock received pursuant to the distribution reinvestment program, which will be taxed as a dividend to the extent of our current or accumulated earnings and profits.	0
train	Louder – a little louder please	We are excited about this rapidly growing opportunity and are intending to do everything needed to capitalize on it.	0
train	Persuasive evidence of an arrangement exists .	The growth trends are fully intact.	0
train	This might be of interest to you.	So, it's a very good place to be in.	0
train	And the primary endpoint was not met.	So I won't come back to that too much.	2
train	We see revenues ahead, we see earnings ahead, we see margin ahead, we see returns ahead, and leverage of 40%.	And obviously from last year to this year is one thing, but we're talking future quarters as well.	1
train	11 consecutive quarters of volume growth.	Employees   ____________________________________________________________________________________________   At December 31, 2014, we had approximately 11,000 full time employees.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	The combination of these factors could result in deterioration in the fundamentals underlying the commercial real estate market and the deterioration in value of some of our loans.	1
train	Management judgments and estimates have been applied consistently and have been reliable historically.	Well, thanks, everybody, for that interesting discussions, for those detailed questions.	0
train	One of the measures of success of this	That pretty much has now been fulfilled.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Cash interest on our debt investments is generally payable monthly; however, some of our debt investments pay cash interest on a quarterly basis.	1
train	Everyone take care and have a wonderful day.	Guidance for EBITDA remain unchanged after H1 and we are confident that we will deliver growth.	0
train	This is relevant information at this time.	We delivered solid growth in the Home and had particularly strong growth in Critical Care, well ahead of our expectations.	0
train	First one is on net interest income.	The FHLB functions in a reserve credit capacity for qualifying financial institutions.	1
train	Federal Reserve —Board of Governors of the Federal Reserve System.	So we source in U.S. dollar.	1
train	The higher than expected liquidity position of the Bank.	However, these impacts are expected to be substantial and some of them are likely to adversely affect us and our financial performance.	1
train	Order flow revenue:  Net compensation received from markets and firms to which CS&Co sends equity and options orders.	An impaired loan is measured based upon the present value of future cash flows discounted at the loan’s effective rate, the loan’s observable market price, or the fair value of collateral if the loan is collateral dependent.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The Company concluded that all of the services included in multiple-deliverable arrangements executed had standalone values when multiple deliverables included in an arrangement are separated into different units of accounting.	1
train	The system has to be good.	So it's a product and capability we're very proud of.	1
train	Equally important to note, particularly in light of the	It is such a pleasure to work with you all.	0
train	USHO and UBS Securities have entered into an Institutional Futures Client Account Agreement.	The income approach utilizes the estimated discounted cash flows expected to be generated by the reporting unit assets.	1
train	Controls Over Valuation of Financial Instruments.	Our liquidity should be viewed in the context of our cash requirements.	1
train	Go ahead, your line is open	That is an issue that we would have, I believe.	0
train	This might be of interest to you.	So, we think that's a good thing.	0
train	The strong U.S. dollar negatively affected S&P companies' earnings and revenue growth.	These competitors may be able to attract customers more easily because of their financial resources.	1
train	On June 23, 2016, the results of the United Kingdom (“U.K”) European Union (“E.U.”) Membership Referendum (“Brexit”) were announced approving the withdrawal of the U.K. from the E.U.	“Brexit” has created significant uncertainty for the Company’s U.K. business operations which could have a material adverse effect on the Company’s financial condition and results of operations.	4
train	We react in a timely fashion.	So there's a lot to be upbeat about.	0
train	The second quarter would be the third strongest.	Unless otherwise stated, references in this report to particular years or quarters refer to our fiscal years ended in July and the associated quarters of those fiscal years.	2
train	▪   Stock Return:  Earn adequate profitability so that members receive a competitive long-term dividend on their capital stock investment.	These actions, and other potentially similar actions, consume significant financial and other resources.	1
train	Persuasive evidence of an arrangement exists .	We think that we understand pricing well.	1
train	O'Connell and Nason, both of them.	H.J.	0
train	Equally important to note, particularly in light of the	So, that's one of the big benefits to me.	0
train	Louder – a little louder please	Large contracts, we see a continued high activity level when it comes to large contracts.	0
train	For example, one of the keys to success is location, location, location.	The impact of this is significant.	1
train	No, there's not an interim analysis.	No, go ahead, please.	0
train	Everyone take care and have a wonderful day.	AmesburyTruth's revenue was flat on a constant currency like for like basis in the period.	0
train	Gross profit of gold and platinum	Well, why you're only $200 million in revenue?	0
train	; And, .50 M. of 25.75 g/t; And, .95 M. of 1.94 g/t.	; And, .42 M. of 1.93 g/t.	2
train	Other expense was $0.5 million for the three months ended March 31, 2020 compared to $24.7 million for the same period in 2019.	These increases were offset in part by a decrease of $0.9 million in pre-commercial activities attributable to the strategic repositioning.	1
train	To some extent, not to a full extent.	Not sure if there is any other question coming from someone else.	0
train	THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF THE RISKS INVOLVED IN THE OFFERING.	And we cannot see any jeopardizing of long-term strategy when it comes to investment.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Any decrease in the amount of the dividend, or suspension or discontinuance of payment of a dividend, could cause our stock price to decline.	2
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	So, you got a reassurance answer from me about long-term sustainable value to shareholders, both in terms of our net income margin and absolute deliveries, as well as return on equity and return on our net assets.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The payment of future cash dividends   Glossary   Part I Item 1A.	1
train	The Bureau of Consumer Financial Protection.	Unrealized gains and losses on investments and changes in foreign currency exchange rates are reported net of deferred taxes in accumulated other comprehensive (loss) income, a component of stockholders’ equity, until realized.	0
train	Asset information is harder to combine.	Now I'd like to think that our portfolio is materially better than average.	1
train	If there is a split rating, the lowest rating is used.	What's kind of the next stop in terms of gross margins?	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	The transaction price under the contract is determined based on the value of the consideration expected to be received in exchange for the transferred assets or services.	1
train	Again, a truly remarkable, dramatic and almost unprecedented result.	So they are within that area.	0
train	Historical returns have shown to be immaterial.	I think we're still getting really solid top line revenue growth.	1
train	SEC: Securities and Exchange Commission - United States of America.	Interest related to variable rate debt is calculated using the rate in effect at December 31, 2018 .	0
train	So do not place undue reliance upon them.	We're not really seeing any other pressures across the cost base.	1
train	One of the measures of success of this	To share more, I'm happy to introduce Amnon Shashua.	0
train	Turning now to a broader view of the market, the fundamentals supporting this industry remain positive.	Such laws or regulations could also materially increase our costs of compliance.	1
train	At least one positive change in any of	We think the returns are going to be far, far superior.	1
train	We have a target risk offering.	I think somebody's got a question	0
train	The last 5 years, 10 years, 20 years, 40 years, they grow at an average rate of 10% per year.	Net Interest Income:  Net interest income increase d $703,000 , or 5.0% , to $14.9 million  for the year ended December 31, 2014  from $14.2 million  for the prior year.	2
train	They actually charge the distributor rather than pay the distributor.	The commercial loans primarily are underwritten on the basis of the borrower’s ability to service the loan from income and their creditworthiness.	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	Economically, these agreements are financings which are secured by the investments sold pursuant thereto.	1
train	AbbVie obtained financing from Morgan Stanley and MUFG.	We use distributable earnings, sort of similar to EBITDA.	0
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	Additional factors and uncertainties not currently known to us or that we currently consider immaterial could also harm our business, operating results, and financial condition.	1
train	That makes a great deal of sense.	Yes.	5
train	Total delinquent loans which includes nonperforming loans and loans 30 or more days delinquent to total loans outstanding was 0.79% at the end of the third quarter of 2020.	This compares to 0.42% of total loans outstanding at the end of the third quarter of 2019 and 0.36% at the end of the linked second quarter of 2020.	3
train	HG GLOBAL/BAM   Overview   The HG Global/BAM segment consists of the consolidated results of HG Global, HG Re and BAM.	TWCE and A/N each has the right to cause TWE-A/N to be restructured at any time.	0
train	NYSE Euronext   20 Broad Street   New York, NY 10005	And the second one is on interest income, €125 million in H1.	0
train	The order targets are all achievable or are already achieved.	We have substantial capacity to pursue any and all opportunities, both internal and external that are strategic and accretive for us.	1
train	This is relevant information at this time.	We're growing market share day in and day out.	0
train	A person or enti ty no longer needs to have actual knowledge of the statute or specific intent to violate it.	We are managing to also keep our costs very much under control.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	So it's not only cutting cost short-term, but it's making sure that we change the way we buy, we change the way we operate to deliver this efficiency in a sustainable manner.	0
train	And has shown effect of $126 stock price.	So looking at commencements for 2012, we had a record year of lease commencements, up almost 35% over 2011.	0
train	The system has to be good.	And then, you had mentioned that the CMBS portion was one of the more attractive strategies.	0
train	The CFO transition has been and will continue to be a seamless one.	We do have the same – recently – yeah.	1
train	We have to take a long-term view, as well as a short-term view.	I can't explain that, I have to go back to the transcript.	0
train	Looking healthy and excited; looking excited for the future.	It makes a lot of sense.	0
train	Our accounts receivables are some of the highest quality of any	Any forward-looking statements made on this call reflect the knowledge and information available at the time of this call.	0
train	...estimated financial results at that time, the projected financial results at the time of acquisition.	Deposit flows and costs of funds are influenced by prevailing market interest rates (primarily the rates paid on competing investments), account maturities and the levels of personal income and savings in our banking markets.	0
train	Consolidated   b. Nextel Brazil   c. Corporate   2.	To date, this has had a minor impact on the Company’s production levels, however, if more employees become ill in the future, the Company could experience a more significant disruption.	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	Webster Bank's primary source of funding is core deposits, consisting of demand, checking, savings, health savings, and money market accounts.	1
train	That makes a great deal of sense.	And so, just the impact is so gratifying to see.	0
train	There can be no assurance that such investment professionals will continue to serve in their current positions or continue to be authorized persons of the investment adviser.	But longer term, the plan that we shared on the Investor Day, that is still a focus for BankMobile management.	1
train	Persuasive evidence of an arrangement exists .	We are positive for wealth management with all the potential we have in the different fields.	1
train	Quality consistently firm in line with expectations.	So for today, thank you and goodbye.	0
train	The operating margins on the MPW stores continue to outperform the rest of the stores.	If a sufficient number of customers do not accept our products, our business may not succeed.	1
train	Historical returns have shown to be immaterial.	VK2809 demonstrated encouraging safety and tolerability in this study, with no SAEs reported.	0
train	No other material obligation of HSART arises, increases or accelerates as a result of the transactions described herein.	And it's – you know, we look at it and look forward, we still feel very confident.	1
train	Identifying the debt and iterating the benefits of paying the obligation.	The FDIC uses a risk-based premium system that imposes insurance premiums based upon a risk matrix that takes into account a bank’s capital level and supervision rating.	1
train	Make it simpler, make it low cost, make it happen.	They have improved somewhat on a still a fairly low level.	0
train	Benchmark returns do not reflect any fees or expenses.	Please no one Tweet that, I don't need to hear it.	0
train	Historical returns have shown to be immaterial.	It seemed to be about the same.	1
train	Persuasive evidence of an arrangement exists .	Yes, it's true, it's very high.	0
train	​  Source: Moody’s Investors Service, Inc.	See Note 16 to the consolidated financial statements.	1
train	Anyways, hopefully, this isn't being recorded.	If they discontinued and don't have a week six visit, they're in none of the efficacy analyses.	0
train	Eight monthly distributions totaling CAD 1.75	Three monthly distributions totaling CAD 0.435 per Unit were declared in the third quarter of 2021, compared to three monthly distributions totaling CAD 0.30 per Unit in the third quarter of 2020.	2
train	The information contained herein does not constitute investment, legal or tax advice.	So we do not see any reasons that the expectations that our customers are not met.	1
train	The amendments make the codification easier to understand and easier to apply by eliminating inconsistencies and providing clarifications.	These factors include, but are not limited to, risks relating to our ability to pursue and successfully complete a strategic transaction; realize any value for NicVAX in light of our two failed Phase III clinical trials; obtain a successful result in a remaining clinical trial for NicVAX; have GSK exercise its option for NicVAX and commercialize NicVAX; have GSK successfully develop and commercialize any future generation candidate nicotine vaccine; terminate existing NicVAX contract manufacturing and development agreements without significant penalties; collect any further milestones and royalty payments under the PhosLo agreement; maintain sufficient patent protection; avoid products liability claims; maintain sufficient insurance; and use our net operating loss carry forwards.	1
train	Each analyst recommending a stock subjects a portion of his or her total compensation to the returns generated by that recommendation.	Can you help us with the outlook on the expenses?	0
train	The amendments make the codification easier to understand and easier to apply by eliminating inconsistencies and providing clarifications.	We've got a great team in place to execute on it, and that gives me great confidence in our future.	0
train	The market is a large attractive market.	Without their expertise, it is unlikely we will be able to complete the development and design of initial products.	0
train	Impairments of Long-lived Assets, Including Intangible Assets and Goodwill.	The benefit from higher rates lifted loan income $52 million and added 26 basis points to the margin.	0
train	Some of the areas I like to bring to your attention to or some of the highlights or observation maybe I like to bring your attention to.	But it was something we believe.	0
train	Persuasive evidence of an arrangement exists .	We continue to achieve merger integration milestones and to execute on the build-sell-deliver operating model we've previously discussed.	1
train	The pension fund business, Prima, and the asset management business, ASB, reported	The valuation of the acquisition candidate is then determined through the application of an appropriate after-tax cash return on investment that exceeds our cost of capital.	1
train	I guess that's all I had.	You can see that we have reached	0
train	Persuasive evidence of an arrangement exists .	As I said in my comments earlier, we're confident this all shake out.	0
train	We actually have a very disciplined research methodology, research process, and agenda-setting process to develop all the research that we create.	Appreciate everybody taking the time to join us.	0
train	Third-party ratings may also influence client investment decisions.	Our robust capital and liquidity position will allow us to take advantage of the share price.	1
train	Such ideas can be used to a certain extent.	The other one I'm fairly sure.	0
train	Stock compensation minus eight basis points and minus seven basis points for the first half and plus 1 basis points and plus two basis points for the third quarter.	Central, minus six basis points and minus four basis points for the first half and minus 10 basis points and minus six basis points for the third quarter reported without gas deflation.	2
train	This is relevant information at this time.	We – Marriot has been very responsive.	1
train	Everyone take care and have a wonderful day.	And this is what we uphold.	0
train	NIS is higher than the median in this group.	We originated, I think, close to $4 billion last year, and we keep those on our balance sheet and they perform very well.	1
train	in the third quarter of fiscal 2010.	Finally, on the right-hand side of the slide, you can see we had strong second half of the year despite some COVID-19 related setbacks in March.	2
train	In summary, the interim analysis achieved all of its objectives.	So, some of that as we get down the road with some of the remodels will already be in place.	0
train	Each of the Advisors makes trading decisions independent of the other Advisors for the Trust.	On the Analyst Day, you had this free cash flow – an unidentified free cash flow guidance of $1.8 billion to $2.2 billion.	0
train	Broker   Generic name for a securities firm engaged in both buying and selling securities on behalf of customers or its own account.	All interest payments on the senior subordinated notes are payable in cash.	0
train	And we are now at the	This is one way of doing it.	0
train	Our core values are: be safe; be honest; be   respectful; be innovative; and be collaborative.	Bonding requirements for proposed exploration and mining activities on state land have been met.	0
train	Has that been delayed or was my initial understanding incorrect.	This is another area that we think we can differentiate ourselves.	0
train	RISK FACTORS   generate cash flow to cover expected debt service.	The commodity interests that are traded by the Partnership directly and through its investments in the Funds (as defined below) are volatile and involve a high degree of market risk.	1
train	<A - Louis Audet>: There are no meaningful changes.	No more questions on the web.	0
train	194 billion and $ 1 .	429 billion, respectively.	1
train	There are a number of factors.	And as you can see, other regions delivered mostly very, very robust growth.	1
train	We measure it by Btu value.	The next question comes from Yale Jen with Laidlaw and Company.	0
train	We are a REIT, a real estate investment trust.	POs represent the stream of principal payments on a pool of mortgages.	1
train	and EEA to the United States in compliance with GDPR.	As a result of this decision, companies like us that previously relied upon Privacy Shield will be required to use another GDPR‑approved method to legitimize transfers of personal data to the U.S. and other third countries in compliance with the GDPR.	4
train	Such ideas can be used to a certain extent.	It makes me not feeling alone.	0
train	In summary, the interim analysis achieved all of its objectives.	So, that's in front of us.	0
train	This is relevant information at this time.	But I do see good flows.	0
train	That makes a great deal of sense.	And we've been able to show resilience in margins through adaptation.	1
train	The left-hand side doughnut explains the value composition of real estate asset portfolio.	These loans are originated with maximum loan-to-value ratios of 80% of the appraised value of the property, and we require that we have a second lien position on the property.	0
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	So, that's just deductable from our total revenue.	1
train	An emerging growth company will retain that status until the earliest of:    1.	I'll pick up here first one there, if you like.	0
train	Controlling and managing noninterest expense .	The levels of the fair value hierarchy are:   Level 1: inputs are quoted prices, unadjusted, in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.	0
train	Nothing to do with our own policy.	So it looks like there is nobody in the list.	0
train	They decided on a 9.49% ROE and a 50%/50% debt/equity capital structure.	And the second part, I guess, as we look at your pie chart on your slide with communications and computer being amazingly only 9% of your revenue.	0
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	The profit for the period, US$32 million, compared to US$2 million equivalent quarter a year ago.	0
train	Whether this will result in a	As of the end of March, first of all, ¥50 billion size of liquidation will be tested on a trial cases and with financial institutions, with the auditors, we are carrying meticulous discussion to prepare for that.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	We would like to caution you that these forward-looking statements may differ materially from actual results due to a number of risks and uncertainties, which are outlined in our earnings release and our other filings with the Securities and Exchange Commission.	3
train	Eagers or across the entire A.P.	We have raised funds in the capital markets and may continue to do so from time to time.	0
train	Additional earnout ranging from zero up to $20 million.	Excluding the impact of surcharges and the recovery of drought-related costs, other operation expenses at the water segment increased by $1.3 million during the year ended December 31, 2017 as compared to the same period in 2016.	1
train	Equally important to note, particularly in light of the	We believe these new service offerings will lead to higher customer engagement, ultimately leading to stronger customer loyalty.	1
train	See Note 15, Variable Interest Entities , on pages 68 through 70 , and Note 13, Income Taxes , on pages 62 through 65 , in Item 8.	"This resulted in net income of $9.4 million , adjusted earnings before interest, tax and depreciation (""Adjusted EBITDA"") of $24.4 million  and a positive net cash position of $12.9 million  for the fiscal year ended April 30, 2012 ."	0
train	March 31 versus March 31 last year.	In 2015, registration revenues totaled R$121.9 million, 2.4% higher than in 2014 for the same reasons aforementioned.	2
train	Time and brokered deposits were $4.37 billion  at December 31, 2018 , compared to $3.54 billion  at December 31, 2017 .	Interest and noninterest-bearing demand deposit, and savings and money market accounts totaled $11.22 billion  at December 31, 2018 , compared to $10.10 billion  at December 31, 2017 .	4
train	One of the measures of success of this	Thanks for the follow-up question here.	0
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	Net sales in 2018  were $5,090 million , increasing $162 million , or 3.3% , compared to $4,928 million  in 2017 .	1
train	Substantially all of this growth was in noninterest bearing demand deposits.	On the competitive front, the competitors in our markets usually tend to price quite rationally.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	And with that fundamental for growing revenue in our core business and cash generation, it just positions us in a great place to be able to have the financial capacity to be able to not only afford the upfront related to a development-stage asset but also gives us the ability to continue to fund it through development.	1
train	The draft covers the following key areas.	There's a number of reasons for that.	0
train	It is well-recognized that NK cells are the	The same is true of the carrier order.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	So, a lot of that is dependent on deploying not only externally but internally technology that will allow us to handle more business without adding people, because most of the cost is in the salary and benefits.	1
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	And when I look at your EDA growth like 9% kind of full year, more like 11%, last year was 10%.	1
train	Cumulative annual total return of 20%.	Net cash used in financing activities for the year ended December 31, 2012 included $298,000 of net pay-down of the Company’s line of credit offset by $250,000 proceeds from issuance of preferred stock.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	Cash and cash equivalents were $139 million at the end of the quarter and were approximately $33 million lower than the same time last year.	0
train	Investors like to more targeted strategies these days.	Disruption of our processing facilities could adversely affect our business, financial condition and results of operations.	0
train	In conjunction with the presentation of the...	We're – I would say we're in a controlled growth mode.	0
train	These are long-term views that inform the strategies and the decisions we make.	That's all my questions I have today.	0
train	8 million, or 82.4 %, to $ 21.	It was $540 million last year.	1
train	There has been a little or no change in	Thanks so much and good luck.	0
train	This is relevant information at this time.	Our products help economies grow and they help people of all wealth levels as well as merchants and governments of all sizes.	0
train	Number one for market leadership and 1 times net debt to EBITDA approaching £200 million of EBITDA from over £3 billion of revenue.	Compared to Q3, it's TWD 2.14, even compared to a year ago, a year ago is TWD 1.19.	1
train	So monetizing finance better, monetizing warranties better, monetizing trade-ins better.	These regulations could result in increased costs for our operations and for the operations of Noble.	0
train	Dear respected investors, analysts, dear distinguished guests, ladies and gentlemen, good morning.	Based on the results of the most recent stress tests, Management is satisfied with the capital condition of the Bank and the Company.	1
train	The system has to be good.	Thanks a lot for all the color today.	0
train	We provide a basic and essential service.	So it's very true that will happen.	0
train	Investors like to more targeted strategies these days.	First, I'm very excited to be here.	0
train	We have limited or no control over the occurrence of any of the foregoing.	And the other question was on the...	0
train	Cost of Revenue, Gross Profit and Gross Margin   Cost of subscription revenue.	Certain funds are subject to gates or side-pockets, where redemptions are subject to the sale of underlying investments.	1
train	Sales of Purchased Natural Gas .	The FDIC utilizes a risk-based assessment system that imposes insurance premiums based upon a risk matrix that takes into account a bank's capital level and supervisory rating.	1
train	Of course – of course, of course.	That's helpful.	0
train	We maintain a disciplined capital return	It's already been a fairly lengthy call.	0
train	The key first step was to make the right calls.	And I think ENDEAVOR will be the first example of that question.	0
train	Other risks may, and likely will, arise from time to time.	I'll jump back into the queue to ask my other questions.	0
train	Any of your revenues to be generated through...	The following critical accounting policies have been identified that affect the more significant judgments and estimates used in the preparation of the financial statements.	1
train	Neon reinsured to close its 2007 and prior years	Specifically, the Company’s long-term accounts receivable during this fiscal year increased from $6.7 million to $10.2 million with USU accounting for 77% of that increase.	1
train	Talk about use of cash going forward.	These are the responsibility of the insurance carriers against which there are no collateral requirements.	0
train	No change of resources, no change of people.	And so you see fewer Si-es, I think it's simple as that.	0
train	Or slightly – very slightly negative.	So, you will see them being relatively lumpy.	2
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	Overall, we expect group production of between 4,200 and 4,400 mtV and with volumes weighted towards the second half as Kiln 3 has ramped up by year end, which would allow us to get to that steady state production of 5,000 to 5,400 by the end of 2022.	1
train	Neon reinsured to close its 2007 and prior years	We believe that the combination of present capital resources, cash from operations and unused financing sources are more than adequate to meet cash requirements for 2016.	0
train	Gains on sales of securities dropped since sales	These profits will be higher than initially forecast and this has been slightly reflected in the figures.	1
train	Looking healthy and excited; looking excited for the future.	I'm appreciative of everyone's time this afternoon.	0
train	Transparency is the currency of respect.	It's just things are slightly better, it's not going to dramatically change mortgage.	0
train	Such ideas can be used to a certain extent.	Hopefully, you're all able to join this at this time.	0
train	For the rest, no further cases.	No, there's not that much more to it.	2
train	1% comp in Q1; 0% to 2% in Q2.	Monthly comp trends did improve as we progressed through the quarter.	2
train	Neon reinsured to close its 2007 and prior years	Federal Home Loan Bank The FHLB provides credit to its members in the form of advances.	0
train	Our consistent, long-term dividend policy has been to distribute only our taxable income.	Market Volatility, Liquidity and Valuation Risk.	0
train	Margin expansion because of product mix, margin expansion because of pricing, margin expansion because of control on cost,	Our assessments about the realizability of our deferred tax assets are based on estimates of our future taxable income by tax jurisdiction, the prudence and feasibility of possible tax planning strategies, and the economic environments in which we do business.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	Credit Risks and Risks Related to Banking Activities   If we experience greater credit losses than anticipated, earnings may be adversely impacted.	1
train	Eagers or across the entire A.P.	Again, it's a dominant market share business.	1
train	This may well be the best measure of performance.	And that's why we believe that this is probably the best option.	4
train	You see here the 16 H, hypothesis, comparison H1, H2, H3, H4, H5, H6, H7, H8 on the left and then H9, H10, H11, H12, H13, H14, H15 and H16.	This is Joel Jackson from BMO.	0
train	In general, every financial institution must report each deposit, withdrawal, exchange of currency or other payment or transfer that involves currency in an amount greater than $10,000.	The following provinces have enacted payday loan legislation and established payday loan regulations: Alberta, in effect since September 1, 2009 British Columbia, in effect since November 1, 2009 Manitoba, in effect since October 18, 2010 Nova Scotia, in effect since August 1, 2009 Ontario, in effect since December 15, 2009 Saskatchewan, in effect since January 1, 2012    Currency Reporting Regulation   Regulations promulgated by the United States Department of the Treasury under the Bank Secrecy Act require reporting of transactions involving currency in an amount greater than $10,000.	4
train	Such threats can come from external as well as internal sources.	From time to time, expenses also include impairments of assets held for use.	0
train	TCW Direct Lending LLC is the Direct Lending Team’s sixth fund.	The pandemic period is challenging, yet ZCITY is able to generate more sales revenue through virtual meetings and training to our business partners and potential markets.	0
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	ARPS grew by 11% for the year to $704 with core ARPS growing by 10% to $798.	1
train	The performance of the company has been strong.	And that's what I was getting at.	0
train	Time of inflation are usually time of asset value appreciation.	Please note, our earnings call and investor presentation contains forward-looking statements, which are subject to future events and uncertainties.	0
train	But at this point in time	The OCI runs that at least annually.	0
train	It is Mr. Hiner's opinion sample preparation, security, and analytical procedures are adequate for this level of evaluation.	And I think that's why we are very close to that field and we will be keeping, monitoring and looking into that.	1
train	Certain material factors or assumptions were also applied in drawing a conclusion or making a forecast or projection as reflected in such forward-looking information.	Through this segment we also provide subsequent support and maintenance of equipment and systems.	0
train	Investments in these companies may trade at discounts to their original issue prices.	Furthermore, we supplement this cash generation with adequate liquidity via financing arrangements to fund our normal business operations and strategic initiatives through our revolving credit agreement.	1
train	** Averages for the years indicated.	Below are readings for the last three years:    Operating Environment Overview* December 31, 2020 2019 2018 Active Drilling Rigs** U.S 436 944 1,032 Canada 90 135 191 International 825 1,098 988 Worldwide 1,352 2,177 2,211 Gross Domestic Product (in billions) $ 20,932.8 $ 21,429.0 $ 20,500.6 West Texas Intermediate ** (per barrel) $ 39.16 $ 56.98 $ 65.23 Purchasing Managers Index 60.5 47.8 54.3   * The information contained in this table has been obtained from third party publicly available sources.	4
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The Company's contracts with higher education institution clients also require us to comply with regulations promulgated by the Department regarding the handling of student financial aid funds received by institutions on behalf of their students under Title IV of the Higher Education Act.	0
train	And we may have a chance to be best-to-market.	Evaluating whether a promotion or incentive is a payment to a customer may require significant judgment.	1
train	If I have to incur losses, I have to incur losses.	But again, because of the uncertainty, there's a little bit less clarity.	2
train	In some instances alternative sources may be limited.	So I don't want to make too big a deal about it.	1
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	Debt financing could adversely affect our performance.	1
train	The improvement reflected higher margins in the marketing and trading businesses, partially offset by lower earnings in the Chemical segment.	The first quarter of 2014 gross margin was at company high of 32.7%, an increase of 570 basis points compared to the first quarter of 2013, and an increase of 40 basis points compared to the fourth quarter of 2013.	1
train	For 16 quarters in a row	For the full-year 2015, revenue was $264 million, a 26% increase over 2014.	1
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	These difficulties may adversely affect our ability to realize anticipated cost savings and revenue growth from our acquisitions.	1
train	First quarter and well into 2017.	And finally on the studded we saw 18% decline now.	0
train	Total assets, slight decrease in total assets, 1% decrease in total assets.	We'll take a look at some of the numbers, and in particular, discuss the impact of the sale of various businesses and the substantial strengthening of our balance sheet over the past year.	2
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	Revenues are recognized monthly on the accrual basis, which includes estimated amounts for gas delivered to customers but not yet billed under the cycle-billing method from the last meter reading date to month end.	1
train	Reasonable – that's a reasonable estimate.	We appreciate your continued interest in Edwards.	0
train	A lot of the good questions have been asked.	Now, I get that change propagated instantly.	0
train	In our opinion, the quarterly financial data reflects all adjustments, consisting only of normal recurring adjustments that we consider necessary for a fair presentation of this data.	G&A expense was $34.4 million in the third quarter this year.	1
train	Despite higher financial income, increased interest rates and	Actions by the rating agencies could raise the cost of our borrowings since lower rated securities are usually required by the market to pay higher rates than obligations of higher credit quality.	1
train	Derwood Maryland 2,500 N/A Operator 2015 N/A 47.	The lodging industry is seasonal in nature, which causes quarterly fluctuations in our revenues.	0
train	I can imagine, I can imagine.	The same holds true for Lucentis.	1
train	This includes, but is not limited to, requiring adherence to specific financial solvency standards.	Estimates of fair value are primarily determined using quoted market prices or discounted cash flows.	0
train	Of the R603 million, R550 million relates to the potential non-recovery of amounts owing by recycling customer.	2025 Senior Notes   The 2025 Senior Notes have a principal amount of $300.0 million, pay interest at 4.875% semiannually on February 1 and August 1 of each year, and mature on August 1, 2025.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	We have primarily funded our operations through the sale of our convertible preferred stock prior to our initial public offering, or IPO, in September 2013, borrowings under bank loans and the sale of shares of our common stock on the Nasdaq Capital Market.	1
train	Neon reinsured to close its 2007 and prior years	But this should return to a very positive impact in 2014 simply because our accounts receivable are very solid.	0
train	NONE OF BLOOMBERG, UBS AG, UBS SECURITIES OR ANY OF THEIR SUBSIDIARIES OR AFFILIATES GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE BLOOMBERG COMMODITY INDEX SM , THE BLOOMBERG WTI CRUDE OIL SUBINDEX SM OR THE BLOOMBERG NATURAL GAS SUBINDEX SM OR ANY DATA RELATED THERETO AND NONE OF BLOOMBERG, UBS AG, UBS SECURITIES OR ANY OF THEIR SUBSIDIARIES OR AFFILIATES SHALL HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN.	None of Bloomberg, UBS AG, UBS Securities or any of their subsidiaries or affiliates makes any representation that these publicly available documents or any other publicly available information regarding the Bloomberg Commodity Index SM , the Bloomberg WTI Crude Oil Subindex SM or the Bloomberg Natural Gas Subindex SM components, including without limitation a description of factors that affect the prices of such components, are accurate or complete.	4
train	Most of the targets are defined.	We appreciate everybody participating on today's call.	0
train	...the judgment of the product in a forum like this, please.	The performance of our existing base typically follows a pattern that is consistent with our historical observations, providing us with insight with respect to planning our future business activities.	0
train	If the net profit for the bank is adequate then interest is paid in cash.	Expenses associated with the defined benefit plans may significantly increase due to changes to actuarial assumptions or investment returns on plan assets that are less favorable than projected.	0
train	A lot of the good questions have been asked.	So your speed of service and quality of service is a major advantage in those markets.	0
train	Trust begets loyalty, loyalty begets growth.	It sounds pretty simple but that's really what it is.	4
train	We react in a timely fashion.	Covage has historically been successful in winning a reasonable proportion of their bids and is well-positioned to continue its success.	0
train	Important legal information: all investments involve risks including loss of principle, special risks are associated with foreign investing including currency fluctuations, economic instability, and political developments.	We expect that our cash flows from operations and existing credit facilities will be sufficient to meet our ongoing operating requirements, to fund capital expenditures for property, plant and equipment, and to satisfy our debt requirements.	0
train	We have best-case scenario, worst-case scenario.	We've got simulations and projections that we've been doing.	4
train	Dollars in thousands   par value in NIS in thousands   U.S.	Increases in the value of the U.S. dollar compared with the other functional currencies in the locations in which we do business negatively impacted our revenues and operating earnings in 2009, while 2010 and 2011 saw a reversal of the strength of the U.S. dollar, which positively impacted our 2010 and 2011 results.	0
train	Have been, will be, and will – are and will continue to be.	And clearly, we're getting more inquiry every day.	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	So we think our market index is more likely to be	0
train	Additionally, Regulated Entities are prohibited from owning three percent or more of any single covered fund.	And that's the same thing what happened here with the 3D Laser Scanner.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	One of the things that I think everyone should understand is, as the business has evolved and we have focused on both larger scale batch deployments out of our corporate channel, as well as the newer services, these tend to be increasingly lumpy in terms of the timing of the win and their relative contribution within a given quarter.	0
train	As far as the – go ahead	That was basically the position and it has not changed.	0
train	1% comp in Q1; 0% to 2% in Q2.	R&D expense for the first quarter of 2022 decreased to $5.7 million from $6.9 million versus the comparable prior-year quarter.	1
train	During 2014, the trading price of our common stock ranged from a low of $42.03 per share to a high of $87.68 per share.	The trading price of our common stock subsequently dropped to a low of $0.52 per share on April 9, 2001.	1
train	D.   Product that is discontinued, withdrawn, or recalled.	But specifically, Boeing, except the one that I just mentioned on T-100, we tend not to be very clear on it for competitive reasons.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	And Colin did mention that we would be doing – making some price investments as we evaluate the overall opportunity and look at the benefit we see in cost of goods sold.	1
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	Year ended December 31, 2012  compared to the year ended December 31, 2011     Net income, as compared to the prior year period, increased for the year ended December 31, 2012 .	1
train	Sufficient alignment of assets and liabilities to meet financial obligations.	Sales of Common Stock under the ATM program may be made directly on or through Nasdaq, among other methods.	0
train	POMC deficiency obesity   ~100 – 500 U.S. patients   LEPR deficiency obesity   ~500 – 2,000 U.S. patients   Bardet-Biedl syndrome   ~2,500 U.S. patients   Alström syndrome   ~500 U.S. patients   POMC or LEPR heterozygous deficiency obesity   ~20,000 U.S. patients   SRC1 deficiency obesity   ~23,000 U.S. patients   SH2B1 deficiency obesity   ~24,000 U.S. patients   MC4R deficiency obesity   ~10,000* U.S.	The most significant offering is PatientSource, a comprehensive patient-level data set, providing a detailed view of patient treatment activity in a client-defined disease category.	0
train	Also better than industry average performance on our safety measures.	As a result, our revenue from applicable products could be materially reduced.	0
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	This compares to 334,000 subscribers at the end of Q2 last year.	1
train	Convertible plus and two on one day,	See “Results of Operations” below for a discussion as to how the material drivers affected our business for the periods presented.	0
train	All of the regions where the group operates have growth.	It was a couple of programs that specifically drove that.	1
train	The major U.S. bond index, the Barclays U.S.	The 17.8% IRR from what I saw was a cash flow yield.	0
train	Are you at the end of the quarter, were you at	So, this is – if you look at the Q3 number on the segmenting performance, clinics, the EBITDA in the same period last year was INR 97 crore, now it is INR 98 crore.	1
train	Michael Blum – Senior Analyst, Wells Fargo Advisors LLC	Investment management aims for stability of income from interest and dividends, protection of capital, and for sufficiency of liquidity to meet insurance underwriting and other obligations as they become payable in the future.	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	Normal purchases and normal sales are contracts that provide for the purchase or sale of something other than a financial instrument or derivative instrument that will be delivered in quantities expected to be used or sold over a reasonable period in the normal course of business.	1
train	This includes, but is not limited to, requiring adherence to specific financial solvency standards.	Factors beyond our control affect our ability to market production and our financial results.	0
train	▪   Stock Return:  Earn adequate profitability so that members receive a competitive long-term dividend on their capital stock investment.	Really that reflects pretty good revenue growth offset by the margin contraction and those operating expenses I talked about.	2
train	Of the projected RevPAR growth, industry analysts believe growth in ADR will comprise the majority of the expected growth.	We are starting already to work on it.	0
train	Historical returns have shown to be immaterial.	We're well-positioned, but we know how hard it is.	0
train	20257 was enacted by law No.	Now page 16, Digital Media results for 2016 and 2017 outlook.	0
train	The writing of the report and the conclusions should be relatively fast.	Hollister is a little bit early to make that decision on.	0
train	All NAIC designations (e.g., NAIC 1-6) are based on the NAIC methodologies.	And so, Jerre, we have a few minutes left here, so I got to ask on M&A, of course.	0
train	The operating margins on the MPW stores continue to outperform the rest of the stores.	All of these uncertainties could limit the legal protections available to us and could materially and adversely affect our business and operations.	0
train	The returns shown for the portfolio are on an after tax basis.	And next we'll go to the line of Jeff Silber with BMO Capital Markets.	0
train	These have been provided in an effort to give investors additional information.	We expect our cash conversion cycle to run higher than our target for the next few quarters as we continue the integration of the acquired businesses.	0
train	May 3, May 4, May 5.	Highlights for the fourth quarter and year include fourth quarter earnings from continuing operations of CAD 0.22 per share, an increase of CAD 0.11 per share compared to the same period in 2010.	0
train	In addition, investors in AB Funds can redeem their investments without notice.	All of this is going to be done, so that we don't scare anybody – it's going to be done within what Drew and I have been publicly talking about the range for leverage.	0
train	Sometimes it's worse than others or more visible than others.	In addition, our costs may be higher than we anticipated.	0
train	an evolving and rapidly changing regulatory system; and   .	So, that's something I'm super excited about.	0
train	Persuasive evidence of an arrangement exists .	These larger customers have moved up the adoption curve and have a greater awareness of the full value we can provide them around data protection, compliance and security analytics.	0
train	In December 2020, Bancolombia adopted the Basel – the capital Basel III standard for the capital adequacy.	Rimports operates in the broad U.S. home decor space (retail) which is heavily correlated to general consumer spending.	1
train	As far as the – go ahead	I mean that's a matter of fact.	0
train	Balance sheet, financing and cash flow.	The Trust’s derivative contracts consist of fixed price swaps.	1
train	Some are more limited than others.	I don't anticipate that to continue.	0
train	Order flow revenue:  Net compensation received from markets and firms to which CS&Co sends equity and options orders.	If the carrying value of the asset group exceeds its cash flows, impairment may exist and performing step two is necessary to determine the impairment loss.	1
train	Western half of the United States.	Revenue from SENSUS devices and consumable electrodes totaled $0.9 million in 2014 versus $0.2 million in 2013.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	If we determine that we will realize deferred tax assets in the future, we will increase (decrease) net income (loss) in the period in which we make the determination.	1
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	We look for businesses that can be purchased brought in and, effectively, not be dilutive to our corporation as many of them unfortunately are.	4
train	The order targets are all achievable or are already achieved.	And that information has been very intriguing to payers because for the first time in a large data set, they really have information that helps them determine the effect of Acthar over a specific period of time.	0
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	We use repurchase agreements to finance certain of our investments.	1
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	Lent sales increased in response to our unlimited wings promotion, which ran throughout the summer months in nearly 300 restaurants.	1
train	HSBC or HSBC Group –  HSBC Holdings plc.	We've increased the total dividends paid.	1
train	We d epend o n t hird - p arty c ontract m anufacturers f or a m ajority o f o ur c onnector m anufacturing n eeds .	The Company is also developing these other products.	1
train	Any holder of units who is not a member will not have voting rights.	If additional funds are not available to us, we could be forced to curtail or cease new lending and investment activities.	1
train	All of the regions where the group operates have growth.	We are not assuming that they are extended in our plan, and in our presentation.	1
train	Management judgments and estimates have been applied consistently and have been reliable historically.	We believe that their response would be positive as we help them avoid a total loss on their perishable products.	1
train	Also, investors will have greater flexibility to pick the investment strategies that best fit their needs.	The increase in other sales and marketing costs was primarily attributable to higher facilities, depreciation, higher amortization expenses of acquired intangible assets and acquisition related charges.	1
train	Abbott Diagnostics, Abbott Park, IL www.abbott.com   3.	Siemens Medical Solutions Diagnostics, Deerfield, IL www.diagnostics.siemens.com   4.	1
train	Second quarter EBITDA came in a modest	Our net loss, after adjustments for non-cash items, generated cash from operations of $28.8 million, while changes in operating assets and liabilities generated cash from operations of $8.7 million.	1
train	In August 2018, the FASB issued ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40).	In 201 7 , the Company paid $ 24.9 million into various retirement plans and $ 2.4 million into postretirement plans.	0
train	Amortization of favorable and unfavorable contracts.	Investors who are qualified plans, such as a pension, profit sharing, 401(k), Keogh or other qualified retirement plan, or who are IRAs should satisfy themselves that: their investment is consistent with their fiduciary obligations under ERISA and the Internal Revenue Code; their investment is made in accordance with the documents and instruments governing their Retirement Plan or IRA, including their plan's investment policy; their investment satisfies the prudence and diversification requirements of Sections 404(a)(1)(B) and 404(a)(1)(C) of ERISA; their investment will not impair the liquidity of the plan; their investment will not produce UBTI for the plan or IRA; they will be able to value the assets of the plan annually in accordance with ERISA requirements; and their investment will not constitute a prohibited transaction under Section 406 of ERISA or Section 4975 of the Internal Revenue Code.	1
train	"See ""INDEMNIFICATION OF DIRECTORS AND OFFICERS."""	Therefore, our assets could be used or attached to satisfy any liabilities subject to such indemnification.	2
train	The buy/sell transactions are used to achieve a transportation margin.	Regulatory liabilities represent amounts collected from customers for costs that are expected to be incurred in the future.	0
train	No, there were no other significant changes.	Actually this is one of a kind.	1
train	The total return was plus 2.5%.	Excluding the impairment loss in fiscal 2011, pre-tax income would have increased by $1,275,000 and 15%, compared to fiscal 2010 due primarily to increases of 12% in revenues in the current year.	0
train	All the net proceeds were used to repay financial liabilities.	Looking at the underlying expense movement, a large part of our business-as-usual growth was offset by cost efficiencies.	0
train	Congratulations on a great, great, great quarter.	Tim, I can't thank you enough.	3
train	During the period when the Excluded Contracts are the second-to-expire and third-to-expire Soybean Futures Contract, the fourth-to-expire and fifth-to-expire Soybean Futures Contracts will take the place of the second-to-expire and third-to-expire Soybean Futures Contracts, respectively, as Benchmark Component Futures Contracts.	Vehicles sold at physical auction locations increased 6% in the fourth  quarter of 2015 , compared with the fourth  quarter of 2014 .	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	"With respect to our hedge fund   products, incentive income, is, in most cases, subject to ""high-water marks"" whereby incentive income is earned by the Company only to the extent that the net asset value of an investment advisory product at the end of a measurement period exceeds the highest net asset value as of the end of a preceding measurement period for which the Company earned incentive income."	1
train	And specifically, the performance fees are undervalued.	It's the best situation we have ever been.	0
train	If it's available, where it's available.	Here, the Bode Group was able	0
train	(registered service mark), GAIN Capital Futures (registered service mark), and GAIN Futures (registered service mark).	Revenues are generated from gain on sale of loans, net interest income and loan fee income.	1
train	Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially adversely affect our business, financial condition or future results.	The recent increased levels of economic activity and commodity prices have impacted sales and the level of demand.	0
train	Geoff, each country has their own system.	In attendance are CEO, Harry Lawton; and CFO, Kurt Barton.	0
train	The valuation of the portfolios are very attractive.	So it's a little lighter generally just because of seasonal effects.	0
train	Impairments of Long-lived Assets, Including Intangible Assets and Goodwill.	At December 31, 2020 and 2019, the Company had working capital of $2.2 million and $37.1 million, respectively.	1
train	Please refer to these sources for additional information.	The Prompt Corrective Action rules would be modified to include a common equity Tier 1 capital component and to increase certain other capital requirements for the various thresholds.	0
train	Trust begets loyalty, loyalty begets growth.	But we were pleasantly surprised with our ability to pass on that tariff and even maintain our markup or largely maintain it.	0
train	The term “more likely than not” means a likelihood of more than 50 percent.	Q2 is a much larger quarter as is Q3 from a sell-through basis.	0
train	It did – like was any...	Yes, I can hear you too.	0
train	In summary, the interim analysis achieved all of its objectives.	We've built around the core capabilities that are now scalable.	1
train	Any investor not making a decision within said period is automatically to receive a return of his investment funds.	The following paragraphs provide a discussion of segment results excluding gains from insurance proceeds.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	In addition, no dividends, withdrawals or transfers may be made from the bank’s surplus without the prior written approval of the Superintendent.	1
train	We acquire our deposits through earnings accretive transactions rather than de novo.	Cash Operating Costs and Adjusted Cash Operating Costs .	0
train	Persuasive evidence of an arrangement exists .	Trust plans continue to be active across all regions.	0
train	In summary, the interim analysis achieved all of its objectives.	And that's something we've done a better job of focusing on last little while.	0
train	Investments that are not insured involve greater risk of loss than insured investments.	The difference this time is the sales are stronger than the historical time.	0
train	The writing of the report and the conclusions should be relatively fast.	We have a very differentiated market position today than we have had historically.	0
train	The Geismar turnaround was successfully executed safely, on time and within budget.	Thank you, Liv, and good morning, everyone.	0
train	There should be Annual Report 2017.	It expires in October 2016, two years from October 2014.	0
train	Equally important to note, particularly in light of the	But actually, I see it as positive news.	1
train	One of the measures of success of this	"KEY DRIVERS OF OUR BUSINESSES   Within RFG and NRT, we measure operating performance using the following key operating statistics: (i) closed homesale sides, which represents either the ""buy"" side or the ""sell"" side of a homesale transaction, (ii) average homesale price, which represents the average selling price of closed homesale transactions, (iii) average homesale broker commission rate, which represents the average commission rate earned on either the ""buy"" side or ""sell"" side of a homesale transaction and (iv) net effective royalty rate, which represents the average percentage of our franchisees’ commission revenues payable to RFG, net of volume incentives achieved."	1
train	This offering will be made to persons who are not “U.S.	I think most of the concerns are mitigated.	0
train	Accordingly, our MRR and recognized MRR may not be comparable to other companies’ MRR and recognized MRR.	So that's the way at the moment we estimate the – next quarter.	1
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	I always get this question, Nelson; how are we going to grow our sales organization?	0
train	Convertible plus and two on one day,	So, there's still – if you look at where the numbers stopped this time and recorrected, it's still a significant number.	0
train	“ Proved reserves ” See “proved natural gas, oil and NGL reserves.”   “ Proved undeveloped reserves ” or “ PUD ” Proved natural gas, oil and NGL reserves that are also undeveloped natural gas, oil and NGL reserves.	Accordingly, the amount provided under the First Note is $50,000.	0
train	5 million in 2014 and a loss of $ 0 .	Therefore, adjusting for these costs, our adjusted earnings per share would be $0.41.	1
train	The resolution of any such conflicts may not always be in our or our creditors’ best interests.	The rights of the common stockholders were otherwise unimpaired under the Plan.	1
train	4 % debt and 4 0 .	Based on our share of total consolidated and unconsolidated debt and the market value of equity, our debt-to-total-market capitalization (debt plus market value of equity) ratio was 53.8% at December 31, 2012 , compared to 59.7% at December 31, 2011 .	0
train	No other material obligation of HSART arises, increases or accelerates as a result of the transactions described herein.	In short, every time there's been a supply disruption or demand buff in the global marketplace prices have surged higher.	0
train	The transaction resulting CAPREIT owning and controlling interest in ERES, fully aligning CAPREIT's interest was all ERES unitholders.	National will be up; local will be up.	0
train	Recommendations by securities analysts or changes in earnings estimates.	To attain these objectives, investment limits are placed on the amount, type and issuer of securities.	0
train	Significant judgment is involved in making this assessment.	Again, that's the purpose of this – the main purpose of this conference call.	0
train	Average days of AP, 66 days.	In 2010, we wrote $167 million of gross return premium.	0
train	For a more complete understanding of trends, events, commitments, uncertainties, liquidity, capital resources and critical accounting estimates, you should carefully read this entire document.	We've been very active on our repositioning program.	0
train	Depreciable lives of leasing costs .	As of December 31, 2020, we had net operating loss carry-forwards for federal and state income tax purposes of $475.8 million and $335.0 million, respectively.	0
train	Total delinquent loans which includes nonperforming loans and loans 30 or more days delinquent to total loans outstanding was 0.79% at the end of the third quarter of 2020.	At December 31, 2013, our commercial and industrial loan portfolio equaled $168.9 million , or 7.4% of total portfolio loans, as compared with $161.8 million, or 7.9% of total portfolio loans, at December 31, 2012.	1
train	No other material obligation of HSART arises, increases or accelerates as a result of the transactions described herein.	However, we remain very confident in our ability to access private capital and other alternative sources to fund good, accretive growth projects.	0
train	The economic growth drivers of our strategy are simple.	Thank you, operator, and thanks to all of you for participating on the call today.	0
train	Persuasive evidence of an arrangement exists .	And then, I think we will also see benefits and increased demand for China going forward.	1
train	These factors individually and collectively raise a substantial doubt about our ability to continue as a going concern.	So, again, I don't want to hint or point at something that I don't know at this point in time.	1
train	Customers on all parts of the world have received the tool, accepted the tool.	So, look, I've been really impressed by what I've seen in this area so far.	1
train	They monitor the listing of cash equities and other financial instruments.	Is that a pure revenue growth story, is that driven by pricing differentiation in market share, or is there a margin component to that?	1
train	Neon reinsured to close its 2007 and prior years	A key part of the Kforce story over the last several years is the higher levels of profitability that we've driven as revenues have expanded.	1
train	I can imagine, I can imagine.	Any questions you may have, you can reach us out.	0
train	Historical returns have shown to be immaterial.	Products are fully refundable when returned in their original packaging without damage or defacing less a restocking fee.	0
train	HG GLOBAL/BAM   Overview   The HG Global/BAM segment consists of the consolidated results of HG Global, HG Re and BAM.	So I think – and that's again where probably more than half of our activity will be forward-looking into 2016,  would be in that same area.	1
train	The order targets are all achievable or are already achieved.	You should evaluate all forward-looking statements made by us in the context of these risks and uncertainties.	1
train	Value Line Select: Dividend Income & Growth represents Value Line's targeted coverage of dividend paying stocks with good growth potential.	Net cash provided by financing activities was partially offset by our purchase or redemption of all of Predecessor’s then-existing outstanding senior subordinated notes of $117.0 million and floating rate senior notes of $12.0 million and repayment of the outstanding indebtedness of $66.0 million under Predecessor’s then-existing senior credit facilities.	0
train	​   ​   ​   ​   ​   ​   ​	and is incorporated herein by this reference.	0
train	And intangible assets and investments of £63 million.	First, let's take a look at the monophosphoramidate group.	0
train	So monetizing finance better, monetizing warranties better, monetizing trade-ins better.	Any event, whether in our areas of operation or otherwise, that materially and adversely affects Tesoro's financial condition, results of operations or cash flows may adversely affect our ability to sustain or increase cash distributions to our unitholders.	0
train	During the first quarter of 2018 GDP grew 2.2%.	On January 19, 2018, the Company sold 140,295 shares of common stock for $2.111 per share for gross proceeds of $296 in an at-the-market offering.	0
train	A key strength of the firm is the diversity of the firm by asset class, by channel and by geography.	On January 31, 2020, BASF closed the acquisition of Solvay's polyamide business.	0
train	Historical returns have shown to be immaterial.	So, we've recovered all of that.	1
train	The economic growth drivers of our strategy are simple.	And thank you very much for attending.	0
train	Every additional application that an organization	We need to and we'll be in position to take advantage of that potential.	0
train	Qualified Plan after December 31, 2002.	Cumulative EBITA percentage, that's 6.5%, a year ago, we were at 5.8%.	0
train	CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE   ITEM 9A.	CONTROLS AND PROCEDURES   ITEM 9B.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	Any decrease in demand for our services and products may adversely affect our business, financial condition or results of operations.	1
train	Since 2006, we have been a Standards & Poor, or S&P, 500 company.	Liquidity and Capital Resources   As of December 31, 2010, we had $23.2 million in cash and cash equivalents, and a current ratio, the amount of current assets divided by current liabilities, of 1.7 to 1.	1
train	Part D, Part D, D for Donald, D for Donald Trump.	Was it a 3% decline in expenses relative to 2011 reported numbers?	0
train	The proposed triggering events include, among others:  a.	I think one of the big learnings that we had along the way was making sure that we are kind of defining and scaling our service, right?	0
train	MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDERS MATTERS............8 ITEM 6.	Distribution of Assets, Liabilities and Stockholders’ Equity; Interest Rate and Interest Differential.	1
train	31, 2019 Dec. 31, 2018 Sep. 30, 2018 Jun.	The decrease in the six month periods is due the same factor plus not having the initial vesting of 25% of the options granted in February, 2009, partly offset by not having the one-time effect of cancellation of the options of the employees of the Chinese subsidiaries, which occurred in the first quarter of 2009.	1
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	So, my point on that would be that everything north of 100 is the new normal for the market in terms of growth.	1
train	Financial information by segment and geographic region   For information regarding our revenue by segment, revenue by geographical area, and property and equipment by geographical area, see Note 8 of the Notes to Consolidated Financial Statements in this annual report.	Europe and Other International Markets   Europe and Other International Markets represented 15% , 15%  and 14%  of our total revenue for the years ended December 31,   2014 , 2013  and 2012 , respectively.	1
train	If an entity determines it is not likely that impairment has occurred no further action is necessary.	And if you could just remind us some of the key products which are likely to drive the outperformance in next fiscal year.	0
train	The restricted trading activity includes purchasing or selling certain types of securities or instruments in order to benefit from short-term price movements or to realize short-term profits.	In determining whether a decline in fair value below amortized cost is other-than-temporary, we evaluate several factors and circumstances, including the issuer’s overall financial condition; the issuer’s credit and financial strength ratings; the issuer’s financial performance, including earnings trends, dividend payments and asset quality; any specific events which may influence the operations of the issuer; the general outlook for market conditions in the industry or geographic region in which the issuer operates; and the length of time and the degree to which the fair value of an issuer’s securities remains below our cost.	1
train	Looking healthy and excited; looking excited for the future.	We do share that it's important.	0
train	Please visit www.fareastone.com.tw under the Investor Relations section.	Under this method, deferred income taxes are determined based on the estimated future tax effects of differences between the financial statement and tax basis of assets and liabilities given the provisions of enacted tax laws.	0
train	Audit items have received an unqualified opinion.	That has been successful in the past and then that is the way we will continue.	0
train	If the net profit for the bank is adequate then interest is paid in cash.	A breach of any of these covenants could result in a default under our credit agreements or indentures.	1
train	Easy to displace or difficult to displace	And so, it all looks very good.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	We outsource certain aspects of our business to a single third-party vendor that subjects us to risks, including disruptions in business and increased costs.	1
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	This expense is explained by the profit posted before taxes and to the negative effect of the Chilean peso-U.S. dollar exchange rate depreciation over the taxable fixed asset which is carried out in Chilean pesos.	1
train	We are one of the lowest-cost producers in the industry whether measured on a cash cost or all-in sustaining cost basis.	We plan to continue to expand our offerings by including new types of energy efficiency services, products and improvements to existing products based on technological advances in energy savings strategies, equipment and materials.	1
train	If an entity determines it is not likely that impairment has occurred no further action is necessary.	We may use interest rate risk management techniques, such as total return swaps and interest rate swaps, in an effort to limit our exposure to interest rate fluctuations.	1
train	We react in a timely fashion.	CPMs are going to go up.	0
train	The provisions of EITF Issue No.	Our next question is from Geoff Meacham from JPMorgan.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	We believe the cash flow from operating activities, in addition to cash and cash equivalents currently on-hand, will be sufficient to fund our operations, including our anticipated growth plans, for the foreseeable future.	0
train	And specifically, the performance fees are undervalued.	The increase in cash from operations primarily reflects a benefit from a decrease in cash used for working capital primarily related to inventory and improved payment terms with suppliers.	0
train	Arch-U.S. guarantees the obligations of Arch Capital, and Arch Capital guarantees the obligations of Arch-U.S.	We may compete for capital and investment opportunities with other entities managed by our Adviser or its affiliates, subjecting our Adviser to certain conflicts of interests.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Our failure to successfully manage future growth could have a material adverse effect on our business, financial condition, and results of operations.	0
train	Approx 2% of the top line.	The recent global economic crisis and the resulting recession have also caused higher unemployment rates, which could have an adverse impact on demand for consumer electronics, which comprised 41% of our sales in 2012.	1
train	Our virtual Investor Day on October 28 starts at 9:00 AM.	Performance highlights for this segment include: Premiums – Earned premiums and net written premiums continued to grow during 2017.	0
train	Appreciation required to achieve performance fees may vary by individual investor.	Inventory   The Company values its inventory at the lower of cost or market.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The Trustee relies on the working interest owners for information regarding the Royalty Properties.	0
train	The absence of a registration does not waive copyright protection.	As a result, a cumulative effect adjustment was not required.	0
train	For example, one of the keys to success is location, location, location.	Performance for the quarter is good.	1
train	A number of the provisions of the U.S.	And I guess, I'm confused by a couple of things.	0
train	Balance sheet, financing and cash flow.	Generally, we do not earn management fees calculated on the basis of average assets under management (“AUM”).	1
train	Controls Over Valuation of Financial Instruments.	​ Funded $535.9 million of previously originated commercial loan commitments.	1
train	Our amended and restated memorandum and articles of association authorize the issuance of up to 479,000,000 Class A ordinary shares, par value $0.0001 per share, 20,000,000 Class B ordinary shares, par value $0.0001 per share, and 1,000,000 preference shares, par value $0.0001 per share.	Any such issuances would dilute the interest of our shareholders and likely present other risks.	2
train	Everyone take care and have a wonderful day.	Many of these requirements are new and the penalties for failure to comply with these requirements will be significant.	0
train	Consolidated   b. Nextel Brazil   c. Corporate   2.	For example, the economic slowdown that was caused by COVID-19 impacted the timing of some orders, as customers deferred the delivery of some goods and services to future years.	1
train	By virtue of that, it is falling under subsidiary category.	If an issuer is not “DTC-eligible,” then its shares cannot be electronically transferred between brokerage accounts, which, based on the realities of the marketplace as it exists today (especially the OTCBB), means that shares of a company will not be traded (technically the shares can be traded manually between accounts, but this takes days and is not a realistic option for companies relying on broker dealers for stock transactions - like all companies on the OTCBB.	1
train	Our reports on a regular basis presented in	And so that demand continues to grow.	0
train	If the net profit for the bank is adequate then interest is paid in cash.	If we are unable to successfully hedge against unfavorable foreign currency exchange rate movements, our consolidated financial results may be adversely impacted.	0
train	We only earn an economic return if we deliver great distinctive value, and that's what we aim to do.	ASU 2015-02 focuses to minimize situations under previously existing guidance in which a reporting entity was required to consolidate another legal entity in which that reporting entity did not have: (1) the ability through contractual rights to act primarily on its own behalf; (2) ownership of the majority of the legal entity’s voting rights; or (3) the exposure to a majority of the legal entity’s economic benefits.	1
train	And specifically, the performance fees are undervalued.	Higher depletion rates and higher total production volumes were the primary reasons for the increased expense.	0
train	Okay, got it, got it, got it.	We have the capacity to grow.	0
train	Asset information is harder to combine.	And this is driving our cash flow.	0
train	No alternatives had been looked at.	Let me do solar as well, but I'm not going to give you precise numbers for solar.	1
train	Let me be more accurate, more correct.	It is taking it to the top.	0
train	For 16 quarters in a row	The cash consideration was funded with a $116.0 million Acquisition Financing facility.	1
train	Proxy Statement and Notice of 2016 Annual Meeting of Stockholders, 2015 annual report, proxy card and return envelope.	This brings our total Commercial Lines presence to 27 states.	0
train	Tangible Book Value Per Common Share .	FOR THE THREE MONTHS ENDED DECEMBER 31, 2013, 2012 AND 2011   Fund Share Price Performance   For the Three Months Ended December 31, 2013, the NYSE Arca market value of each Share increased 0.95% from $27.44 per Share to $27.70 per Share.	1
train	This might be of interest to you.	We believe that it forces us to make good decisions.	0
train	You may lose some or all of your investment in the Shares.	The Bank has other sources of liquidity if a need for additional funds arises.	1
train	Before I share with you our refreshed strategic	I think an overall demand at the moment I think we were pretty stable.	1
train	Cash paid for interest and income taxes.	The gain (loss) on foreign currency is driven by the fluctuations in the foreign currency exchanges rates, primarily the Euro, British pound, Japanese yen and Israeli shekels.	1
train	We'll test a Lower Wolfcamp – or we'll spud a Lower Wolfcamp A.	I expected profit; I think I understand the explanations for why it would have been down somewhat year-over-year in Canada.	0
train	§§ 1601, et seq., Regulation Z, 12 C.F.R.	This includes reclassified operating segment data to reflect the changes in the Company ’ s operating structure, which became effective June 1, 2017.	0
train	Turning now to a broader view of the market, the fundamentals supporting this industry remain positive.	It gives you much more flexibility.	0
train	Value Line Select: Dividend Income & Growth represents Value Line's targeted coverage of dividend paying stocks with good growth potential.	Interest rate swaps, designated as cash flow hedges, were used by the Company to establish fixed interest rates on outstanding borrowings.	1
train	In addition, the fair value of an individual security can be heavily influenced by the complexities of varying market sentiment or uncertainty regarding the prospects for an individual security.	If our business does not generate sufficient cash flow from operating activities, or we are not able to re-negotiate existing leases to reduce rent and increase cash flows from operating activities and sufficient funds are not otherwise available to us from borrowings under our credit facility or from other sources, we may not be able to service our operating lease obligations, grow our business, respond to competitive challenges or fund our other liquidity and capital needs, which would have a material adverse affect on us.	2
train	These protective measures afford only limited protection.	So I would expect that this development will only improve.	0
train	I think the – we had expected early this year that negative drag would abate, but then, as we all know, rates took another step down for reasons we're fully aware of, and so that drag now continues.	The pre-tax yield at amortized cost was 3.46% at December 31, 2013 as compared to 3.98% at December 31, 2012.	0
train	Rating agencies' ratings of us are based on information provided by us and other sources.	As of June 30, 2018, the last business day of our second quarter, we determined that we no longer qualify as a foreign private issuer and as a result from January 1, 2019, we commenced reporting as a U.S. domestic issuer.	0
train	Accordingly, any examination or analysis of the financial statements should take into consideration the possible effects of inflation.	For example, members may have different tax positions which could influence their positions, including regarding whether and when we dispose of assets and whether and when we incur new or refinance existing indebtedness, especially in light of the existence of the tax receivable agreement.	1
train	Make recommendations for additional hires, if necessary.	The terms and conditions of the OpCo Units, including the requirements for a redemption thereof, will be set forth in an Amended and Restated Limited Partnership Agreement of OpCo that will be adopted prior to the Mergers.	0
train	We completed 12 equity underwritings, 2 debt capital market transactions and 2 advisory assignments.	"For COVID-19 trends and uncertainties impacting HTLF’s liquidity, see the discussion of ""Liquidity and Interest Rate Risks"" under Item 1A, Risk Factors."	1
train	Mid-sized, post-Panamax and smaller container ships with high	The current spot market is causing a growing number of owners to differ scrapping of their older ship, creating a large backlog of ships ready to be scrapped whenever the market eventually normalizes.	2
train	All of the regions where the group operates have growth.	But this one, it's really embedded.	0
train	It provides a snapshot of revenue, earnings and cash flow.	Both counterparties provide cash collateral to the Bank on the majority of the fair value of the cap to significantly mitigate credit risk of these transactions.	0
train	100 to 200 basis points of -	In addition, concerns about terrorism, the effects of a terrorist attack, political turmoil or an outbreak of epidemic diseases, such as the swine flu, could have a negative effect on our business operations, those of our suppliers and customers, and the ability to travel, resulting in adverse consequences on our revenues and financial performance.	0
train	Neon reinsured to close its 2007 and prior years	We aim to maximize earnings and capital efficiency in part by relieving the reserve strain for certain of our term and universal life products by means of reinsurance arrangements and other financing transactions.	2
train	Despite higher financial income, increased interest rates and	Our Common Stock is currently deemed a “penny stock,” which makes it more difficult for our investors to sell their shares.	0
train	(b) GOM means U.S. Gulf of Mexico.	Through December 31, 2010, we have expensed $46.5 million as research and development expenses and $46.3 million has been paid related to these clinical studies.	0
train	EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.	This reduction in operating losses of 92% has three components: 14% growth in sales, improved gross margin from 28% to 42%; and lower operating expenses of $859,000.	2
train	$33,651 paid on 5/31/2011, $60,000 paid on 6/30/2011, $5,000 paid on 7/29/2011, $5,000 paid on 8/31/2011, $25,000 paid on 9/29/2011, $25,000 paid on 10/14/2011, $25,000 paid on 10/28/2011, $25,000 paid on 11/14/2011, $25,000 paid on 12/7/2011 and $25,000 paid on 12/15/2011.	***Partial payments received.	4
train	Any other key measures for the related security.	In certain situations, including if we are not the surviving entity in our initial Business Combination, the warrants may become exercisable for a security other than the shares of our Class A common stock.	1
train	From time-to-time, Unisys may provide specific items regarding its expected future financial performance.	And I think on balance, we're probably likely to see from their networks, we're beginning to see transactions for Medley Capital Corporation once it do not fit the nature of their business.	1
train	The principal source of income is interest income on loans.	This is Drew on for Sterling.	0
train	without – without further value to be realized from them.	But we always are looking for the best ways for us to deploy our cash and returning cash to shareholders is an important part of our overall strategy.	1
train	Good for owners and sellers; bad for buyers.	This method has the advantage of relying purely on paid loss data and so is not influenced by subjectivity of case reserve loss estimates.	0
train	Dollars in thousands   par value in NIS in thousands   U.S.	The bars in the graph show the cumulative income we've applied to the loans and changes to the accretable and non-accretable discounts, as our expectations of their performance of these loans changed during 2011.	0
train	For the rest, no further cases.	Based on the results of our assessment, we determined that it was not necessary to perform a quantitative assessment.	4
train	Go ahead, your line is open	I think you have seen this chart today.	0
train	No effect on EBITA or EBITDA as such.	A significant increase in our statutory tax rates could have a material impact on our net income or loss and cash flow.	0
train	TSR = (Change in Stock Price + Dividends)/Beginning Stock Price.	I mean, in order of magnitude in terms of leverage, gross margin will be opportunity number one.	0
train	RISK FACTORS   generate cash flow to cover expected debt service.	And just a clarification on the asset sales.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	That's what it was in the third quarter annualized, right.	1
train	The worst has happened and market has discounted with the full flow the discounted – market have discounted the market – discounted my share price.	Two factors caused the yields on our segregated cash to lag the increases in Fed funds rates.	0
train	SSE trades on the LSE under the symbol SSE and on the OT markets under the symbol SSEZY.	In connection with the OneBeacon Acquisition, Aviva caused us to purchase reinsurance contracts with two reinsurance companies rated “A++” (“Superior”, the highest of fifteen financial strength ratings) by A.M. Best and “AA+” (“Very Strong”, the second highest of twenty-one financial strength ratings) by Standard & Poor’s.	0
train	The CFO transition has been and will continue to be a seamless one.	And so, obviously, we do have some fixed portion of expenses.	0
train	Certain factors that may affect future results and financial condition .	The increase in net income was primarily due to lower payroll and stock compensation expenses and interest expense, as well as the impact of higher sales volume, compared to the prior year.	1
train	These factors are value, high momentum, low volatility, high profitability, low investment and size.	In a declining stock market, the pace of open-end fund redemptions could accelerate.	0
train	Each of the Advisors makes trading decisions independent of the other Advisors for the Trust.	The remaining $2.25 billion  and any incremental loans may be borrowed only by the Company.	1
train	In making any investment, we consider the expected yield of the investment and the factors that may influence the yield actually obtained on such investment.	The Authorized Participant may then transfer the Shares directly to the relevant Investor .	0
train	RISK FACTORS   generate cash flow to cover expected debt service.	In addition, because the amount realized will include your share of our nonrecourse liabilities, if you sell your units, you may incur a tax liability in excess of the amount of cash you receive from the sale.	1
train	Persuasive evidence of an arrangement exists .	The health and safety of our associates and their families as well as the communities in which they live remain our number one priority.	0
train	You see here the 16 H, hypothesis, comparison H1, H2, H3, H4, H5, H6, H7, H8 on the left and then H9, H10, H11, H12, H13, H14, H15 and H16.	The next program, the next green bar is ARC.	0
train	The risk rating incorporates a number of factors, including guarantors.	PHA sources and presents investment opportunities to our board of directors and provides investment management, marketing, investor relations and other administrative services on our behalf.	0
train	Spring and summer are considered peak season	The seasonality in our business is due to the proportion of flea, tick and heartworm medications in our product mix.	1
train	No, there's not an interim analysis.	For example, we do not offer trust or investment services.	0
train	F-35   BOOZ ALLEN HAMILTON HOLDING CORPORATION   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS   (Amounts in tables in thousands, except share and per share data or unless otherwise noted)   19.	Recently Issued Accounting Standards   Refer to Note 2 to our consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K.	1
train	The order targets are all achievable or are already achieved.	We have experienced this type of volatility in prior periods.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	In May 2011, we received $688.9 million, net of transaction related expenses, from the issuance of 10,087,886 shares of common stock through a public equity offering and concurrent private placement to Lavazza, which was largely used to repay a portion of our outstanding debt under our credit facility.	1
train	The prices of NGLs can be unpredictable.	For example, over the past four years, the average Mont Belvieu NGL composite price has been as high as $0.87 per gallon and as low as $0.30 per gallon.	3
train	ITEM 1A RISK FACTORS – Not Required for Smaller Reporting Companies.	But we're not concerned, because we are fully of the view that we will have great success at the Barclays space.	0
train	Incorrect or incomplete analysis of available data.	And we're not in a position.	0
train	Other than accounting in the ordinary course of business by SPIN	With regards to market share, I think we can hold the business that we want to hold.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Just curious how you think about translating that growth in customer file into your business over the next few years?	0
train	BankCo, in a traditional banking sense, price to book, price to earnings.	The right-hand side of the page shows our stock portfolio.	1
train	Please visit www.fareastone.com.tw under the Investor Relations section.	As of December 31, 2012 , the Company continued to have a full valuation allowance against its net deferred tax asset.	0
train	The net change in assets and liabilities adjustment aligns with the Consolidated Statements of Cash Flows.	One question is from Bank of America Merrill Lynch from Yulia Mitryaeva.	0
train	The most recent opinions were provided on a timely basis.	We do have experience with that dose and it looks like it will work well.	0
train	​  Source: Moody’s Investors Service, Inc.	Amortization of premiums and accretion of discounts are recorded as interest income from securities.	0
train	What have been the business highlights of the third quarter of fiscal year 2013?	And then, would you be able to quantify what July looked like?	1
train	RISK FACTORS RELATED TO OUR STOCK PRICE   a.	Income on investment securities and loans is adjusted to a tax-equivalent basis, a non-GAAP measure, using the prevailing federal statutory tax rate of 21.0 percent in 2020, 2019 and 2018.	0
train	No change from the previous quarter.	On the balance sheet side, our cash, cash equivalents and restricted cash were $354.8 million compared with $499.3 million in Q1.	1
train	Your total return will depend on the amount you paid for your shares and the date on which you purchased such shares.	Cash flows from financing activities .	0
train	Placebo range historically between 8 points to 12 points delta between the baseline and Day 28.	(a) Represents the amount of OTTI recognized in AOCI.	0
train	The $64 million  increase included a $33 million , or 43% , decrease in provision for credit losses, a $68 million , or 17% , increase noninterest income, and a $115 million , or 13% , increase in net interest income partially offset by a $35 million , or 37% , increase in provision for income taxes and a $117 million , or 12% , increase in noninterest expense.	The water segment's operating income for the second quarter of this year increased 4.2% to $3.8 million compared to prior year.	1
train	Order flow revenue:  Net compensation received from markets and firms to which CS&Co sends equity and options orders.	Any of the above might subject a property to liabilities in excess of those contemplated and thus reduce our returns on that investment and the value of our stockholders’ investment.	1
train	No offshore bonds, U.S. dollar bonds at least.	Process from divestiture related to Actavis Generics of $700 million or a bit more in Q1 2017 are not included in this chart.	1
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	Given our record marketing investment, the proportion of traffic from free sources reduced than last year.	1
train	Time of inflation are usually time of asset value appreciation.	If one or more of the analysts who cover us downgrade our stock or change their opinion of our stock, our share price would likely decline.	1
train	It's difficult to create predictability of earnings, predictability of revenue, predictability of cash flows.	Again, that's higher than last year's net debt balance of $6.8 billion, primarily driven by the funding of the Neovia acquisition and other bolt-ons.	1
train	(registered service mark), GAIN Capital Futures (registered service mark), and GAIN Futures (registered service mark).	And we still believe we need the five, but we think relocation of one of them will also drive transportation savings, and we'll be building that into our operating plan for 2019.	0
train	In 2008, it was 32%; in 2009, 38% plus; in 2010, about 34%; in 2011, about 36%; in 2012, 31%; and in 2013, 31%.	Services operating profit percent was 0.7% in 2020 compared with 1.1% in 2019 and 0.5% in 2018.	1
train	Equity securities provide the potential for future increases in dividend income and for appreciation.	The credit facilities contain certain administrative, reporting, legal and financial covenants.	0
train	Backlog   Backlog represents the number of homes under sales contracts.	Yes, just picking up on that, I mean, in order to sustain growth, you've got to start with the big income pools we've got today.	0
train	Only the original one can reach beyond the original.	And then one last quick one, just on SG&A.	0
train	Equally important to note, particularly in light of the	However, I can attempt an answer on this.	0
train	Significant judgment is involved in making this assessment.	And in terms of where we think that is – we think that's very positive.	0
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	But do you have the number like what the privately-held investments on an apples-to-apples basis of what was owned at September 30th, 1st of December like how much that mark was down in the quarter?	0
train	​   ​   ​   ​   ​      ​   ​   Geographic Region   Services Provided   Permian   MidCon   Bakken   Eagle Ford   Marcellus / Utica   Haynesville   Rockies   Water Transfer  ✓   ✓   ✓   ✓   ✓   ✓   ✓   Flowback and Well Testing  ✓   ✓   —   ✓   ✓   ✓   ✓   Water Containment  ✓   ✓   ✓   ✓   ✓   ✓   ✓   Fluids Hauling  ✓   ✓   —   ✓   —   ✓   ✓   Water Monitoring  ✓   ✓   ✓   ✓   ✓   ✓   ✓   Accommodations and Rentals  ✓   ✓   —   ✓   ✓   —   ✓    Customers   Our Water Services customers primarily include major integrated and independent U.S. and international oil and gas producers.	However, the EPA recently took the position that hydraulic fracturing operations using diesel are subject to regulation under the Underground Injection Control program of the Safe Drinking Water Act as Class II wells and has commenced drafting guidance for permitting authorities and the industry regarding the process for obtaining a permit for hydraulic fracturing involving diesel.	1
train	Table 27 of the MD&A gives detail.	Similarly, in December 2011 President Humala replaced a significant part of his cabinet including the Prime Minister and the Minster of Energy & Mines, after the prime minister and cabinet members resigned following President Humala’s declaration of a state of emergency in the region of Cajamarca following seemingly intractable protests over the environmental issues of a major new mining development in the region.	0
train	The information set forth herein should be understood in light of such risk.	We are seeing growth in terms of the quantity, the quality, and the size of deals.	0
train	The risk rating of this investment was downgraded from	But I'm wondering, as the revenue falls is there any mechanism – I mean you have a target ratio.	0
train	Fee revenues may be our biggest challenge as many	And certainly, when it comes to large portfolio transactions, most cases, they'll win.	0
train	January and February felt the impact of	As a result, the nitrogen fertilizer business typically generates greater net sales in the first half of each calendar year, which is referred to as the planting season, and its net sales tend to be lower during the second half of each calendar year, which is referred to as the fill season.	1
train	THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF THE RISKS INVOLVED IN THE OFFERING.	So I really don't view that as a real constraint as a practical matter on kind of what we do.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	To the extent that we raise additional capital through the future sale of equity or debt, the ownership interest of our stockholders will be diluted and the terms of these securities may include liquidation or other preferences that adversely affect the rights of our existing common stockholders.	0
train	Liquidity Management   We define liquidity as our ability to generate sufficient cash to fund current loan demand, deposit withdrawals, or other cash demands and disbursement needs, and otherwise to operate on an ongoing basis.	The adjustments relate to (i) net realized and unrealized investment gains (losses) on Kudu's Participation Contracts, (ii) non-cash equity-based compensation expense and (iii) transaction expenses.	0
train	The changes in value and investment income/(loss) for these partnerships may be more volatile than over-the-counter securities.	The Federal Reserve’s consideration of financial resources generally focuses on capital adequacy, which is discussed below.	0
train	Sales of Erivedge continue to increase.	We got a wave of it pretty early, and we did consider and evaluate that.	0
train	As a reminder, this debt represents a financial	The increase in commission income in 2013 compared to 2012 is primarily the result of an increase in commission income received on group insurance policies.	0
train	Standard & Poor's Ratings Services ended an already solid year with a strong fourth quarter.	New Product Development:   During 2012, we continued the expansion of our R&D efforts and began to reap the benefits of prior FDA filings by receiving a number of ANDA approvals.	0
train	The ordinary shares of the Company are listed on the New York Stock Exchange.	In addition to seeking to increase our average occupancy by leasing current vacant space, we also concentrate our leasing efforts on renewing existing leases.	0
train	Significant judgment is involved in making this assessment.	I don't know if that helps, but that's really what we're focused on.	0
train	Very pleased to increase the dividend 10%.	I mean, that really looks good.	2
train	There were no borrowings outstanding under the Revolver as of September 30, 2018.	No more, what you call, I think really a good surprise on the cost of restructuring.	0
train	Assets and off-balance-sheet items are assigned to broad risk categories, each with appropriate weights.	I've got a question about working capital and cash flow.	0
train	The system has to be good.	Severely limited vision can have a devastating impact on everyday functioning and on quality of life.	0
train	Share of earnings (losses) of affiliates, net.	During 2018 we increased the amount of collateral provided to certain clients.	0
train	Standards f or Safety a nd Soundness .	So this is a very approvable product.	0
train	Security breaches would damage our reputation, expose us to liability and otherwise harm our business .	The increase in transaction volume led to an overall increase in financing volume as well.	0
train	The S&P yields 1.55%, you yield 5.4%.	The increase in net interest income during 2013 when compared to 2012 is mainly due to a decrease in average balance of other borrowings, a shift in deposit balances from relatively high interest rate earning time deposits to noninterest-earning, demand, and savings deposits, an increase in the average balance of investments securities, and an increase in the average balance of loans; all of which were substantially offset by a decrease in the average yield on loans.	1
train	It will not affect the overall profitability of the company.	Well, thanks, Chris, and thanks for having us and it's good to see you all here today.	0
train	Approx 2% of the top line.	We can provide no assurance that these institutional research and underwriting revenues from GAMCO and its affiliates will continue after the spin-off, and the loss of these revenues would have an adverse effect on our results of operations.	0
train	), the close of the business day.	In September 2016, the United States District Court for the District of New Jersey ruled in favor of the Company in the Company's patent litigation against all three filers of Abbreviated New Drug Applications (ANDAs) for the Company’s NUCYNTA franchise.	0
train	Our expectation is in cash, prior to or at maturity.	Just – you guys just raised a chunk of money.	0
train	LEGAL, TAX, REGULATORY AND COMPLIANCE RISKS.	USA Truck’s primary sources of liquidity have been funds provided by operations, borrowings under the Company’s line of credit, sales of used revenue equipment and, to a lesser extent, capital and operating leases.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	And so you don't feel like that really impacted the factory efficiency during the quarter?	0
train	Anti-microbial- surfactants and related compounds   4.	Delparantag and related compounds       3.	0
train	Order flow revenue:  Net compensation received from markets and firms to which CS&Co sends equity and options orders.	"Deposit Insurance Assessments   The Bank is a member of the Deposit Insurance Fund (""DIF"") maintained by the FDIC."	1
train	Samsung has one, Broadcom has one, Intel has one, Qualcomm has one.	Additionally, we may be required to ensure that our suppliers comply with applicable laws and regulations.	0
train	All the information's within the statement and supplementary disclosures.	But you do see that head count come out in terms of what we report.	1
train	Should we consider – is this an appropriate level to consider for future quarters?	We were pleased with the continued strength of our average daily rate during the first quarter, growing more than 10% over last year.	0
train	Historically, weak pollen seasons both on tree pollens and grass pollens, which are affecting the business.	First and foremost, we are on the back of two very weak pollen seasons in Germany.	4
train	Of these employees, 126 hold Ph.D. degrees, 12 hold M.D.	(or foreign equivalent) degrees, 20 hold PharmD degrees and 65 hold other professional degrees such as a J.D.	5
train	Sunrise extension III or Sunrise extension?	We opened 14 new stores in the first quarter, bringing us to a total of 408 stores in operation as of the end of the quarter.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	To the extent we receive promissory notes or other property instead of cash from sales, such proceeds, other than any interest payable on those proceeds, will not be available for distribution until the promissory notes or other property are actually paid, sold, refinanced or otherwise disposed of.	1
train	Newswires delivers real-time business news information analysis and on average publishers over 16,000 news items each and every day.	Paul, could you compare and contrast this year versus last year?	0
train	Customers on all parts of the world have received the tool, accepted the tool.	The residents are encouraged to take responsibility for the home and their health as well as actively take part in community functions.	0
train	Consent of Independent Registered Public Accounting Firm.	We are specifically talking about deployment of resources, especially opening up and terminating different routes.	0
train	Neon reinsured to close its 2007 and prior years	See “RISK MANAGEMENT — Credit Risk — Mortgage Credit Risk ” for further information on our single-family credit guarantee portfolio, including credit performance, serious delinquency rates, charge-offs, our loan loss reserves balance, and our non-performing assets.	0
train	The regulations are not always intuitive.	So to rely on them is subject to risk.	5
train	Interest rates do not necessarily move in the same direction or in the same magnitude as inflation.	Commodity Prices and Hedging Arrangements .	0
train	And the market is wanting this material.	But if you invest in such a topic, it is important that you monitor it and make it as efficient as possible.	1
train	An event of default could result in the holders of the affected indebtedness declaring all amounts outstanding, together with accrued interest, to be immediately due and payable.	So beyond this, if you win, we will certainly see revenues.	0
train	1.3 billion in the past three months.	Membership and Exchange   The increase of $4.2 million in Membership and Exchange segment revenue is due to an increase in other revenue of $4.5 million, or 28.8%, in 2011 compared to 2010 primarily related to the incremental TPI membership and exchange revenue due to our November 2010 acquisition of TPI.	0
train	And then as a contemplation that the existing loan holders of the Term Loan B that you have in place be granted security in the – or will the existing Term Loan B holders be granted security in the equity of these new ships or no?	The Company has agreed to indemnification of officers and directors as is -------------------------------------------------------------------------------- provided by Colorado Revised Statute.	0
train	"Refer to the headings ""Gross Profit Margin"" and ""Operating Income and Operating Margin."""	Under this method, we allocate the cost of business acquisitions to the assets acquired and liabilities assumed based on their estimated fair values at the date of acquisition, commonly referred to as the purchase price allocation.	0
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	Operating income was favorably impacted primarily by drug price inflation, cost reductions and productivity improvement initiatives, as well as lower payroll and employee benefit costs.	1
train	JOBS Act  On April 5, 2012, the Jumpstart Our Business Startups Act, or the JOBS Act, was enacted.	The R&D at 7% plus, how should we think about that in 2018 because obviously you mentioned 1,300 engineers.	1
train	na: not assessed for immune response.	We don't have to look for the securitization structures.	0
train	Historical returns have shown to be immaterial.	Second, we have an excellent niche product market.	1
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	To offset pricing pressure, we employ strategies to increase revenue per Case.	1
train	We are increasing our total revenue range from $3.85 billion to $3.95 billion to a $3.9 billion to $4 billion range and net revenue range from $3.65 billion to $3.75 billion to a $3.7 billion to $3.8 billion range.	At the moment, we have already got about more than 700 sites, as we speak.	1
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	Maintenance capital expenditures for the years ended December 31, 2016 , 2015  and 2014  were $121.3   million , $142.5 million  and $91.4 million .	1
train	These payments may create the perception that our ratings, research, and recommendations are not impartial.	Additionally, 2019 was negatively affected by additional depreciation on certain revenue equipment as a result of deterioration in pricing in the used equipment market.	1
train	Those and any other projections represent the current opinions of management, which are subject to change at any time and we assume no obligation to update them.	When these issues arise, we make every effort to work with the operators to resolve the issues promptly.	1
train	Adjusted basic and diluted earnings per share were CHF 0.09 and CHF 0.06 or $0.10 or $0.06.	Net loss improved 49.4% to $3.4 million or $0.24 per share for the quarter as compared to $6.8 million or 47% per share in the prior year.	2
train	Persons investing the assets of employee benefit plans should consider ERISA risks of investing in the shares.	Unsecured commercial loans must be supported by a satisfactory balance sheet, income statement and cash flow statement of the borrowing entity.	1
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	If we are unable to complete the construction of any of such capital expenditure projects on time or within budget, or if those projects do not achieve the capacity or efficiencies anticipated, our business, financial condition and results of operations could be materially adversely affected.	3
train	Additional USPTO guidance memoranda concerning subject matter eligibility were issued on May 4, 2018, April 2, 2018, April 19, 2018, and June 7, 2018.	The impact of currency translation negatively impacted revenues in the year ended December 31, 2019 by approximately $1.8 million.	0
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	These estimates and assumptions could have a significant impact on whether an impairment charge is recognized and the magnitude of any such impairment charge.	0
train	"Unregistered Sales of Equity Securities and Use of Proceeds"")."	"See the ""Credit Matters and Cash Requirements"" section below for additional information on projected capital expenditure spending."	1
train	We also renewed and extended our innovation	Standard accepted actuarial methodologies, discussed above, would allow for this inherent variability.	0
train	The Adviser and the Investment Professionals evaluate, negotiate, structure, execute, monitor and service our investments.	Now turning to our cash flows and balance sheet.	0
train	Upon sale, the commodity options may be “in-the-money,” “at-the-money” or “out-of-the-money.” A call option is said to be “in-the-money” if the exercise price is below current market levels, “out-of-the-money” if the exercise price is above current market levels and “at-the-money” if the exercise price is at current market levels.	We expect to fund future dividend payments with cash flows from operations.	0
train	It is not possible to invest in an unmanaged index.	And there's not a lot of refracking going on, right.	0
train	A key strength of the firm is the diversity of the firm by asset class, by channel and by geography.	These rules and regulations also increase our legal and financial compliance costs and make some activities more time-consuming and costly.	1
train	Western half of the United States.	79 low-cost carriers are now distributed through the Amadeus platform.	0
train	Earnings after taxes followed the development of EBIT.	Advisory Adjusted EBITDA was $151.0 million, an increase of $7.5 million, or 5%, in fiscal 2019 compared to $143.5 million in fiscal 2018.	1
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	If the Company elects to enter into such commodity hedges, the related asset could recognize financial losses on these arrangements as a result of volatility in the market values of the underlying commodities or if a counterparty fails to perform under a contract.	1
train	For the rest, no further cases.	But beyond that, I'm not going to make any comment on margin.	4
train	SSE trades on the LSE under the symbol SSE and on the OT markets under the symbol SSEZY.	Preferred dividend and accretion to preferred stock: The Company has issued 8.00% Series B Preferred Stock.	1
train	Capital Cost – Cost of Generation	In April 2015, Blackstone Holdings Finance Co. L.L.C.	0
train	EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.	T able of Contents   Professional services revenue increased by $23.5 million, or 35%, for the year ended January 31, 2020, compared to the year ended January 31, 2019.	1
train	So hence, profit will grow and net sales will grow significantly.	Our operating cash flows are significantly impacted by the seasonality of our businesses.	1
train	Property taxes may increase without notice.	And given the investment we've made in this, we want to make sure that we control this from the outset.	0
train	GLB Act Amendments to the Bank Act.	We anticipate that the effective tax rate will be higher in the fourth quarter.	0
train	For the years ended December 31, 2021, 2020, and 2019, we had revenues totaling $425.7 million, $351.7 million, and $289.0 million, respectively, and we incurred net losses attributable to BlackLine, Inc. of $115.2 million, $46.9 million, and $32.5 million, respectively.	The additional charge of $10 million related to the carrying value of Quokka, a classified advertising publication in Western Australia.	0
train	And intangible assets and investments of £63 million.	And then, there is other little noise between $5 million and $10 million, but that gets to roughly $175 million.	1
train	Financial cost cash savings should be	This increase is primarily the result of an increase in inventory and accounts receivable, partially offset by a decrease in cash and cash equivalents and deferred revenue.	0
train	The investor SARs have a strike price of $6.00, subject to adjustment.	Your next question comes from the line of Amber Brown from National Bank.	0
train	Consolidated   b. Nextel Brazil   c. Corporate   2.	Additionally, to the extent we fail to appropriately deal with any such conflicts of interest, it could negatively impact our reputation and ability to raise additional funds.	0
train	No effect on EBITA or EBITDA as such.	There are many more things which we are considering here and we are already seeing the fruits of this transformation process in the quarterly numbers.	1
train	Unrealized currency losses weighted on the financial result.	In addition, we may not anticipate increased competition entering a particular market or competing for the same assets.	0
train	Of the R603 million, R550 million relates to the potential non-recovery of amounts owing by recycling customer.	(3)   At September 30, 2019 , 2018 , 2017 , 2016 and 2015 the totals include $8.4 million , $10.5 million , $11.9 million , $12.4 million and $15.0 million in TDRs that are 90 days or more past due, respectively.	0
train	This information is intended to enhance an investor's overall understanding of results.	That being said, of course, we intend to be responsible there as we grow, but we're mostly optimized for growing the market.	1
train	= 1.25%  Quarterly Hurdle rate = 1.75%  Base Fee (1) = 0.375%  Quarterly Other expenses (legal, accounting, custodian, transfer agent, etc.)	O perating expenses for the year ended December 31, 2009 increased to $33.1 million from $12.1 million in 2008.	0
train	However, cash available for distribution has limitations as an analytical tool.	The increase was due to an increase in the fair market value of the equity investments.	1
train	This concludes the highlights of our quarter-to-date and our year-to-date financial results.	But generally, I will tell you as we've looked at fourth quarter, the actual activity as well as everything that we're working on here in the first quarter, I think I used the word our pipeline remains strong, it does.	3
train	A bank will be (i) “well capitalized” if the institution has a total risk-based capital ratio of 10.0% or greater, a Tier 1 risk-based capital ratio of 8.0% or greater, a common equity tier 1 risk-based capital ratio of 6.5% or greater and a leverage ratio of 5.0% or greater, and is not subject to any order or written directive by any such regulatory authority to meet and maintain a specific capital level for any capital measure; (ii) “adequately capitalized” if the institution has a total risk-based capital ratio of 8.0% or greater, a Tier 1 risk-based capital ratio of 6.0% or greater, a common equity Tier 1 risk-based capital ratio of 4.5% or greater and a leverage ratio of 4.0% or greater and is not “well capitalized”; (iii) “undercapitalized” if the institution has a total risk-based capital ratio that is less than 8.0%, a Tier 1 risk-based capital ratio of less than 6.0%, a common equity Tier 1 risk-based capital ratio of 4.5%, or a leverage ratio of less than 4.0%; (iv) “significantly undercapitalized” if the institution has a total risk-based capital ratio of less than 6.0%, a Tier 1 risk-based capital ratio of less than 4.5%, a common equity Tier 1 risk-based capital ratio of less than 3.0%, or a leverage ratio of less than 3.0%; and (v) “critically undercapitalized” if the institution’s tangible equity is equal to or less than 2.0% of average quarterly tangible assets.	These measures are not in accordance with, nor are they a substitute for or superior to, the comparable GAAP financial measures.	1
train	Same properties NOI, while impacted by a	The price of LiFePO4 and Ni, Co, Mn is not stable as most output of cobalt is conducted in unstable or developing countries such as the Democratic Republic of the Congo, and we cannot predict the price trend.	0
train	Sunrise extension III or Sunrise extension?	In 2017, the Company purchased 142  GWh under this contract.	0
train	Quality consistently firm in line with expectations.	; so positioned well in terms of where we are here.	0
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	These increases were partially offset by decreased customer care expenses of $1.7 million primarily related to a decrease in our provision for uncollectible customer accounts reflecting improved collection efforts and decreased power production operation expense at Palo Verde of $1.4 million.	0
train	And has shown effect of $126 stock price.	My question relates to the balance sheet.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	In Platform Solutions, our operating costs are higher up front as we train and assist our customers adopting our platform and as they increase the number of campaigns run on it, but we expect such costs to decline over time as our customers learn to use the platform or agree to pay us additional services fees for assistance we provide on a longer term basis.	0
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	TLScontact continue to grow at a smaller pace in Q2 than in Q1, which was very high, and this sub-business called	1
train	Well, as Larry mentioned before --	And as I said, we are getting about a 70% success rate.	1
train	It is neither unusually low nor unusually high.	No, that was a great answer.	0
train	Persuasive evidence of an arrangement exists .	Now, that comes from various initiatives.	1
train	We account for investments in entities that we do not control but over which we exert significant influence using the equity method of accounting.	Disruptions in the financial and credit markets could adversely affect demand for the Company’s products or access to capital.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	And when we help our customers succeed, it helps us creating value for our investors, creating meaningful careers for our employees, and building a better world.	1
train	No effect on EBITA or EBITDA as such.	Adjusted EBITDA   Adjusted EBITDA (excluding the purchase price flower inventory adjustment of $3,295) was $13,329 for the year ended December 31, 2020, a decrease of (67%) from $40,692 for the year ended December 31, 2019.	2
train	Employees of Guggenheim Investments, owe fiduciary and contractual duties to clients of Guggenheim Investments.	First, we'll be paying rent by leasing those bareboat vessels.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	We may be unable to raise the funds necessary to repurchase the Convertible Notes for cash following a fundamental change, or to pay any cash amounts due upon conversion, and the terms of our then-existing borrowing arrangements may limit our ability to repurchase the Convertible Notes or pay cash upon their conversion.	1
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	I mean, I think that the reason why it's such a big percentage of your profit is mostly that CRM is so low, and I'm – so that'll balance out over time, but I think it's an important thing for people to realize that that division is driving almost 40% of the profit for the company.	1
train	Adjusted Net Income (Loss) and Adjusted EPS (Non-GAAP Measures)   The tables below set forth reconciliations of (i) Income (Loss) before income taxes (“Pre-tax Income (Loss)”), Provision for income taxes (“Tax Impact”) and Net Income (Loss) to Adjusted Net Income (Loss) and (ii) Diluted EPS to Adjusted EPS.	Excess Free Cash Flow may not be comparable to a similarly titled measure of another company because other entities may not calculate Excess Free Cash Flow in the same manner.	1
train	POSIT Fixed Income, the industry's first	As of December 31, 2017, $707.9 million was outstanding under our credit facility agreement that matures in February 2019.	0
train	without – without further value to be realized from them.	So, when I summarize all told, this has been a challenging environment.	0
train	Standard & Poor's Ratings Services ended an already solid year with a strong fourth quarter.	In addition to the patents and patent applications that we license from Caltech, we are building a portfolio of our own patents to expand and enhance our technology position.	0
train	B, 50 bps; C, 50 bps to 150 bps; D, 150 bps to 250 bps; and E, 250 bps plus.	Such production or service delays or shortfalls may be caused by many factors, including the following: we intend to continue to expand our manufacturing capacity, and our production processes may have to change to accommodate this growth key components of the ZIO Patch are provided by a single supplier or limited number of suppliers, and we do not maintain large inventory levels of these components; if we experience a shortage or quality issues in any of these components, we would need to identify and qualify new supply sources, which could increase our expenses and result in manufacturing delays we may experience a delay in completing validation and verification testing for new controlled environment rooms at our manufacturing facilities we are subject to state and federal regulations, including the FDA’s Quality System Regulation, or the QSR, for both the manufacture of the ZIO Patch and the provision of the ZIO Service, noncompliance with which could cause an interruption in our manufacturing and services to increase our manufacturing output significantly and scale our services, we will have to attract and retain qualified employees for our operations     If we are unable to keep up with demand for the ZIO Service, our revenue could be impaired, market acceptance for the ZIO Service could be harmed and physicians may instead prescribe our competitors’ products and services.	0
train	Spain, 14% and the U.S. 9%.	During this recession adjustment period, each state’s FMAP rate was recalculated on a quarterly basis, based on a calculation formula set forth in Section 5001 of ARRA that increases FMAP rates based in part on unemployment levels within a state.	0
train	The Bureau of Consumer Financial Protection.	The preparation of these consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of our assets, liabilities, revenue and expenses.	0
train	The Adviser and the Investment Professionals evaluate, negotiate, structure, execute, monitor and service our investments.	The leased land, together with other adjacent land, has subsequently been classified as Available for Sale (see Available for Sale and Subsequent Disposition below).	0
train	First quarter earnings per share were as follows.	These changes were the result of higher and lower earnings at our Peruvian operations in 2017 and 2016, respectively.	0
train	This is our current – one of our current products.	This also may require us to stop selling our products as currently engineered, which could harm our competitive position.	0
train	Net Exposure Limits : The net position (long positions less short positions) may not exceed 1.5 times net asset value for more than 10 trading days in any 30-trading day period.	So, every patient could tolerate the drug at a 50% higher dose and they had all the ulcers close in the – in the only two patients that had the ulcers.	0
train	All ownership is 100% unless otherwise indicated.	And so we see – we've seen that happen in Exquisite also.	0
train	Other risks may, and likely will, arise from time to time.	However, this list is not exhaustive.	4
train	Despite higher financial income, increased interest rates and	This line of credit provides near-term liquidity necessary in light of the current challenging margin environment.	0
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	Our net income for fiscal 2019 compared to fiscal 2018 was favorably impacted by a $923 million increase in total financing revenues, a $132 million decrease in depreciation on operating leases, and a $35 million increase in investment and other income, net, partially offset by a $896 million increase in interest expense.	0
train	Unrealized currency losses weighted on the financial result.	Similarly, if the estimated fair value of our investment securities increases due to changes in interest rates or other factors, counterparties may release collateral back to us.	0
train	The median of the peer group 37% of the time they outperform the market.	So we believe that this is a growing area for us and it's a innovative use of our technology and more importantly, it will generate a lot of service revenues for us on a go-forward basis.	0
train	Consultants may receive fixed fees, commissions or equity-based compensation.	Also, this collateral is used to enable the FHLB to issue letters of credit in favor of public fund depositors of the Company.	0
train	Loan Originations, Purchases and Sales .	Interest on borrowings under the Multi-Currency Revolving Credit Facility accrues at specified rates based upon our debt rating and ranges from 70 basis points  to 110 basis points  over CDOR/LIBOR/EURIBOR/Bankers Acceptance Stamping Fee, as applicable ( 91 basis points  over CDOR/LIBOR/EURIBOR/Bankers Acceptance Stamping Fee as of September 30, 2018 ) and from 0 basis points  to 10 basis points  over the alternate base rate and Canadian prime rate, as applicable.	1
train	Approx 2% of the top line.	So do you expect sell into distribution for you to be down again, offset by sequential growth in the OEM business?	0
train	Substantially all of this growth was in noninterest bearing demand deposits.	SECURITIES SOLD UNDER REPURCHASE AGREEMENTS   AND OTHER SHORT-TERM BORROWINGS   Securities sold under repurchase agreements (“repurchase agreements”) provide a source of funds to the Company.	0
train	These factors are value, high momentum, low volatility, high profitability, low investment and size.	But you can see now far clearer where we earn our money and where we invest for the future.	0
train	Value Line Select: Dividend Income & Growth represents Value Line's targeted coverage of dividend paying stocks with good growth potential.	Because control is transferred over time, revenue and gross profit is recognized based on the extent of progress towards completion of the performance obligation.	0
train	We only earn an economic return if we deliver great distinctive value, and that's what we aim to do.	Liquidity risk arises from the possibility that the Company may be unable to satisfy current or future funding requirements and needs.	0
train	There are a number of factors.	The 30 basis points decline, actually you should have a negative product mix coming, given strong growth in Nespresso machines, given	1
train	The Beauty Of Our Products, the Beauty Of Our Planet and, of course, the Beauty Of Our People.	Again, clean, safe, well maintained and as well as convenient.	0
train	The performance of the company has been strong.	Yes, I said 50% or somewhere around half of the profit increase comes from non-recurring item and the fact that we have divested on this business from 2011.	1
train	Continued acceptance of the Resolute Integrity drug-eluting coronary stent and the Integrity bare metal stent.	So we are in – thanks for the questions.	0
train	Dollars in thousands   par value in NIS in thousands   U.S.	These increases were partially offset by a decrease in cash and cash equivalents of $15.4 million from $141.8 million at December 31, 2011, due in part to a special cash dividend of $56.3 million paid in December 2012 to holders of our Class A common stock.	0
train	Of our top 10 customers, seven are primarily Carrier and three are primarily Enterprise focused.	There are some customers where we have crossover with hybrid and are in the zone with nearline today.	1
train	Revenues for the quarter ended December 31, 2021, were	As a percentage of revenues, cost of sales increased to 55% for fiscal 2018 from 52% for fiscal 2017.	1
train	Please visit www.fareastone.com.tw under the Investor Relations section.	As a result, that portion of the term loan that is due more than 12 months after December 31, 2017 has been classified within non-current liabilities.	0
train	Reasonable – that's a reasonable estimate.	So there's a good opportunity for us there.	1
train	Opana ® ER and Opana ® .	And the answer is of course.	0
train	The SGD 1 to SGD 2.	These increases in our FRS segment were offset by a drop of approximately 7% in our Automotive business due to the factory shutdowns in the first quarter of fiscal year 2021 despite the recovery noted in the subsequent quarters of fiscal year 2021.	1
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	This could lead to unexpected costs or a loss of revenue and our results of operations could be adversely impacted.	3
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	Liquidity and Capital Resources   Liquidity   Our primary liquidity and capital resource requirements are to service our debt and finance the cost of our planned operating expenses and working capital (principally inventory purchases), as well as capital expenditures and stock repurchases.	1
train	Sector definitions are consistent with FFIEC reporting requirements for preparing the Country Exposure Report.	We care because we’ve been there.	0
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	If we are unable to continue to retain and attract qualified employees, or if we need to significantly increase compensation and benefits to do so (including as a result of complying with pending health care coverage requirements of the federal Patient Protection and Affordable Care Act and the Health Care Education Reconciliation Act of 2010), or, alternatively, if we are required or believe it is appropriate to reduce our overhead expenses through significant personnel reductions or adjustments to compensation and benefits, our performance, our ability to achieve and maintain a competitive advantage and our consolidated financial statements could be materially and adversely affected.	1
train	In summary – slide 47 – 2015 –	Next question is from the line of Adarsh P from Nomura.	0
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	And the quarter is not good but the year is better – we believe is going to be better.	1
train	We strongly believe in our business model.	Such stratification provides a method for understanding the business opportunities and risks across the full spectrum of consumer groups in each market.	1
train	The changes in value and investment income/(loss) for these partnerships may be more volatile than over-the-counter securities.	If we do not have sufficient funds, are otherwise unable to negotiate renewals of our borrowings, or arrange new financing, we may have to sell significant assets.	0
train	I don't see any other agreements that we enter into	Other assets are not measured at fair value on an ongoing basis, but are subject to fair value adjustments in certain circumstances.	0
train	Real-Time Pricing Considerations   The Index is calculated: 5:00 a.m. – 6:00 p.m.	ET (internal), 8:00 a.m. – 8:22 p.m.	0
train	The ratings of the group still unchanged.	Both areas will be relatively easy to develop there	0
train	for periods on or after August 29, 2014.	Five Star manages most of our senior living communities.	0
train	Surplus and Capital   Insurers must maintain their capital and surplus at or above minimum levels.	A variable interest entity (“VIE”) is an entity with one or more of the following characteristics (a) the total equity investment at risk is not sufficient to permit the entity to finance its activities without additional financial support; (b) as a group, the holders of the equity investment at risk lack the ability to make certain decisions, the obligation to absorb expected losses or the right to receive expected residual returns; or (c) the equity investors have voting rights that are not proportional to their economic interests.	0
train	Despite higher financial income, increased interest rates and	If we sell common stock, convertible securities or other equity securities in more than one transaction, investors may be further diluted by subsequent sales.	0
train	Operating leases are included in “Operating lease right-of-use assets”, “Operating lease liabilities, current”, and “Operating lease liabilities, noncurrent” in the consolidated balance sheets.	We establish these two categories of loss reserves as follows: Reserves for reported losses —When a claim is received from an insured, broker or ceding company, or claimant we establish a case reserve for the estimated amount of its ultimate settlement and its estimated loss expenses.	0
train	We are one of the lowest-cost producers in the industry whether measured on a cash cost or all-in sustaining cost basis.	Noninterest income increased as a percentage of total revenue.	0
train	...estimated financial results at that time, the projected financial results at the time of acquisition.	EPS three years ago at $2.50 a share, our latest estimates to be between $3.50 and $3.60 a share.	0
train	Stars earn as part of the	So, we have our managed security services, which is also a significant component of revenue and where we have a lot of expertise.	1
train	Loan Originations, Purchases and Sales .	Critical Accounting Policies and Estimates   Our discussion and analysis of our financial condition and results of operations are based upon our consolidated financial statements, which have been prepared in accordance with generally accepted accounting principles (GAAP).	1
train	(i) through (xii) - not applicable.	But we expect that the second half of the year for us will be really good.	0
train	HG GLOBAL/BAM   Overview   The HG Global/BAM segment consists of the consolidated results of HG Global, HG Re and BAM.	member states and receive simultaneous national approvals based on the recognition by E.U.	0
train	The unrealized loss was reflected in accumulated other comprehensive loss as a component of shareholders' equity.	If I think about even ASC 606, as some of that lessens, do you think that adoption for financials should continue to increase as a result of that as well as CFO's maybe have less to deal with from a regulatory standpoint?	1
train	Person through a U.S. (or U.S. related) broker or financial institution and the Non-U.S.	So that was the cash component of today's – what you talked about.	0
train	Action date is October 28, 2014.	Adjusted operating profit up 9%, as I said, with an adjusted operating margin of 17.2% against last year's 18.1%.	0
train	"The definition of an ""institutional investor"" varies from jurisdiction to jurisdiction."	Our debt agreements contain certain restrictive covenants and customary events of default.	1
train	Certain Events of Default and Remedies.	But I could say that it's not an issue.	0
train	We paid a make-whole premium and wrote-off deferred finance fees.	The Company makes significant estimates involving its usage of percentage-of-completion accounting to recognize contract revenues.	0
train	All distributions (or deemed distributions), including investment income (i.e.	"Cost of Customer Relationships Acquired   Cost of Customer Relationships Acquired (""CCRA"") is established when we purchase a block of insurance."	1
train	06/26/2019, launch of rights offering and distribution of rights.	This is all what I told you in November.	0
train	In summary, the interim analysis achieved all of its objectives.	The first decision that needs to be	0
train	No, there were no other significant changes.	So again, I wouldn't make – take this as any big thing.	4
train	There can be no assurance that such investment professionals will continue to serve in their current positions or continue to be authorized persons of the investment adviser.	We've also invested effort in ensuring that contracts continue to be renewed well into the future, in that way we're guaranteeing a minimum revenue streams and predictable cash flows.	0
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	And then yield accretion was up notably from 1Q	0
train	These are historical events of our lifetime.	So, I think what you can expect at the moment, does it answer your question, it would be a continuous good demand over this year as we can see it.	0
train	RID buys, holds and sells investment securities.	This represents 52% year-over-year growth in free cash flow from operations.	0
train	Meaning, it's not intended to be in the coatings.	Our calculation of EBITDA may be different from the calculations used by other companies, and therefore comparability may be limited.	0
train	Dollars in thousands   par value in NIS in thousands   U.S.	Consequently, because of the lack of geographic diversity among our current assets, if the Houston metropolitan area experiences an economic downturn, our operations and ability to pay distributions to our shareholders could be adversely impacted.	0
train	This summary does not purport to be a complete description of   the income tax considerations applicable to us or to investors in such an investment.	In recent years, policies undertaken by certain central banks, such as the U.S. Federal Reserve, the European Central Bank, and the Bank of England, have involved quantitative easing or the buying and selling of currencies in the foreign exchange market.	0
train	There has been such a case in the past.	It's very much in line with our strategic initiatives.	0
train	DESCRIPTION OF BUSINESS   Segment Financial Information.	This was primarily driven by loans subject to hyper-amortization and default interest rates.	0
train	Borrowers, the sum of (i) 85% of eligible accounts receivable of the U.S.	NACCO is the public holding company for The North American Coal Corporation ® .	0
train	INVOLVES A HIGH DEGREE OF RISK.	We have significant ongoing capital requirements that necessitate sufficient cash flow from operations and/or obtaining financing on favorable terms.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	We do have deals above that and we'll continue to see deals above that.	0
train	The gray line represents the ratio of the trailing four quarters manufacturing wins to the trailing four quarter of sales.	Contributing to this performance was the addition of Baxa's sales to our nutrition franchise, which totaled approximately $20 million, as well as strong growth of IV solutions in the U.S. Infusion systems sales totaled $235 million, reflecting growth of 2% on a reported and constant-currency basis.	0
train	5 million in 2014 and a loss of $ 0 .	The Company recognized a gain on interest rate swap derivatives of $0.	1
train	Following a positive opinion by the competent authority of the Reference Member State the competent authorities of the other E.U.	So if we could just get your backdrop, that would be great.	0
train	Our balanced mix of high-value consumer basics and our unique assortment of fun and compelling discretionary product positions us to be relevant to customers in all economic circumstances.	The industry added too much capacity for a few years.	0
train	Also better than industry average performance on our safety measures.	Demand for biodiesel may diminish in colder climates and during the colder months as a result of cold flow concerns.	1
train	We guarantee the future of Invensys.	I think you're already about to embark on such a phase.	0
train	Accordingly, our MRR and recognized MRR may not be comparable to other companies’ MRR and recognized MRR.	At December 31, 2012, the parent company had $6.1 million in cash held with its subsidiary banks.	1
train	Cash flow generated by our assets	Risk mitigation and funding financing have grown in importance.	1
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	The strength of our balance sheet enables us to deliver near-term results, invest for the long-term and better manage risk.	1
train	By March, by next June, before next June.	And as a reminder, this conference call is being recorded today, August 4, 2017.	0
train	Cost of Revenue, Gross Profit and Gross Margin   Cost of subscription revenue.	Our business, financial condition and results of operations are dependent upon our investments.	1
train	The purchaser of an option is subject to the risk of losing the entire purchase price of the option, while the writer of an option is subject to an unlimited risk of loss, namely the risk of loss resulting from the difference between the premium received for the option and the price of the futures contract or other asset underlying the option which the writer must purchase or deliver upon exercise of the option.	As stated earlier, we know these initiatives will take time to drive profitability, and we are intensely focused on the improvement of our financial performance.	1
train	Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities).	Borrowings under the credit agreement bear interest at a base rate or the London interbank offered rate (“LIBOR”), at our option, plus an applicable margin.	1
train	perform, and generate revenues from our test.	Closure costs also include any gains or losses associated with the sale of a closed restaurant and/or assets held for sale as well as lease costs associated with closed restaurants.	0
train	DuPont de Nemours & Co., Inc., Kronos Inc. and J.M.	Challenges facing the Company during these efforts include:   Inventory management - The Company monitors its inventory for obsolescence due to the rapid changes in display technology.	1
train	104,826 Agents   6,986 Offices   98 Countries   Number of Agents   Number of Offices   Number of Countries     As of December 31, 2015.	And so, we'll hang on to several million dollars of benefit on an annualized basis, I think, going forward from that.	0
train	Ready to move in and nearing completion.	Our primary focus has always been on the emerging markets.	0
train	This growth has placed, and will continue to place, a significant strain on our management, administrative, operational and financial infrastructure.	Actual results could differ materially from those judgments, and changes from such judgments could materially affect our consolidated financial statements.	1
train	Again, a truly remarkable, dramatic and almost unprecedented result.	That's one of the reasons why they work so well.	0
train	RISK FACTORS RELATED TO OUR STOCK PRICE   a.	And we know that drives a lot of sales and upgrades and therefore a bit more volatility than the quarter we've just seen.	1
train	The Company typically will advance 80-85% against eligible receivables; 50-60% of cost or 85% of appraised net recovery value of inventory; 60% of appraised value or 70-80% of liquidation value of machinery & equipment and 60% of appraised value of real estate.	At December 31, 2012, the Company has an allowance for estimated uncollectible premiums receivable of $3.4 million (2011 — $3.4 million).	1
train	The percentage of loans indicates the percentage of the loan portfolio represented by the indicated loan type.	You mentioned sort of the trend in interest rates and cap rates.	0
train	And Measured plus Indicated is a high degree of confidence, Inferred is a lesser degree of confidence.	Interest expense has stayed flat because of these refinancing savings.	0
train	Efforts to comply with the Sarbanes-Oxley Act involve significant expenditures.	The first is, we believe we have a solid global demand as we – from our key customers.	0
train	Asset information is harder to combine.	Going forward, we expect upsides here as these are still impacted by a high cost per liter of plasma due to donor fees and inflationary pressures.	1
train	The U.S. on 1866-268-1947 or alternatively, on a standard international on +44-121-260-4861.	Well, the thing is like this, if you regard us to have approximately SEK 8.10 to SEK 8.15 as we have now in US dollar and you compare that with you had the last nine months of last year of approximately SEK 8.45 to SEK 8.50, you will have, I think, a good view on how much the impact will be for the full year.	0
train	development to distribution of its solutions, making its channels increasingly prepared to	Greg, I'll start and let Drew jump in.	0
train	Plus midyear bump – a midterm bump,	Amortization of deferred financing costs increased by $9.0 million dollars in 2012 compared to the previous year primarily due to the write down of $9.5 million in deferred financing fees as a result of debt extinguishment from the April 18, 2012 term loan refinancing, partially offset by amortization of deferred financing cost over a longer term.	1
train	We cannot guarantee their accuracy or consistency, but they do provide us with some guide of profitability.	Because ZAIS’s funds’ cash will not be segregated from such counterparty’s own cash and may not be segregated from the prime broker’s, custodian’s or other counterparty’s own cash, ZAIS’s funds may therefore rank as unsecured creditors in relation thereto and ZAIS’s funds will bear the risk of such losses.	1
train	And the dividends, please, the dividend paid and received?	In addition, fluctuations in currency exchange rates could increase the cost of labor.	0
train	We estimate that Mexican peso depreciation	In our prepared remarks we also mentioned that it will be a tough comp.	0
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	We believe we are positioned for continued loan growth in 2018.	0
train	In equity indices, small long positions in U.S. stocks were positive.	Ira, net pick on the fourth quarter COGS, the COGS ratio was quite a bit lower than expected.	1
train	Is dollar and euro Mobile dollar?	Under the 2017 Tax Legislation, U.S. stockholders that are individuals, trusts and estates generally may deduct up to 20% of the ordinary dividends (e.g., dividends not designated as capital gain dividends or qualified dividend income) received from a REIT for taxable years beginning after December 31, 2017 and before January 1, 2026.	0
train	), Denny Heck (D-Wash.), Patrick McHenry (R-N.C.) and John Carney (D-Del.)	Our final question will come from the line of Brent Thill with UBS.	1
train	Office of the Comptroller of the Currency.	Interest rate risk is the sensitivity of net interest income and the market value of financial instruments to the direction and frequency of changes in interest rates.	0
train	The exchange plays a material role	We believe there is no more than a remote chance that a material amount for remedial activities at any individual site, or at all the sites in the aggregate, will be required.	1
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	Moreover, the adverse publicity that may result from a product liability claim, perceived or actual defect with our products or a product recall could have a material adverse effect on our ability to market our products successfully.	1
train	In the last 12 months, last 14 months.	We're generally agnostic to the type of sand that's being put into the blender.	1
train	We envision by 2050, with them as we act together.	With that, I'll turn it over to Mary for a detailed look at our second quarter results and more on our share repurchase program.	1
train	Or was it DKK 255 million	For the third quarter, adjusted operating income before depreciation and amortization was $167 million, that's down 6% from a year-ago.	1
train	For what it's worth, and these are market consensus forecasts	Those are trivial amounts of money.	1
train	Our amended and restated memorandum and articles of association authorize the issuance of up to 479,000,000 Class A ordinary shares, par value $0.0001 per share, 20,000,000 Class B ordinary shares, par value $0.0001 per share, and 1,000,000 preference shares, par value $0.0001 per share.	The offering price of shares under the primary portion of our IPO (excluding purchase price discounts for certain categories of purchasers) at December 31, 2013  was $10.00.	1
train	Growthpoint's trading price at 31 December of AUD 2.75 represents a 19% premium to NTA per security of AUD 2.32 or if used Friday's closing price of AUD 2.95, a premium of 27%.	We are authorized to issue up to 200,000,000 shares of common stock.	0
train	Our amended and restated memorandum and articles of association authorize the issuance of up to 479,000,000 Class A ordinary shares, par value $0.0001 per share, 20,000,000 Class B ordinary shares, par value $0.0001 per share, and 1,000,000 preference shares, par value $0.0001 per share.	There are 463,551,000 and 16,262,500 authorized but unissued Class A ordinary shares and Class B ordinary shares, respectively, available for issuance which amount does not take into account shares issuable upon conversion of the Class B ordinary shares, if any.	2
train	Appreciating or depreciating yuan, yuan has also depreciated against the dollar.	So, chipping away at funding costs, struggling and hanging on by our finger nails like every other bank and trying to protect margins and trying to grow, we think that to sort of preempt your questions.	0
train	Was September weaker than July and August?	In Consumer Luminaires, we saw a strong Asia performance, less strong European performance and that, of course, is on the back of weak consumer sentiment.	0
train	Most of the targets are defined.	You don't have to wait for a fresh start.	0
train	Western half of the United States.	So, if we look at that, we still – you see the heavy concentration of the 400-plus care centers that we have and it's predominantly home health, a good hospice footprint, but it's predominantly the Eastern side of the United States with a little bit more dispersion out to the	2
train	Cash flow generated by our assets	The asset securitization program does not qualify for sale treatment.	1
train	Fee revenues may be our biggest challenge as many	So, on the gross margin side, our gross margin improvement is improved because you're bringing in higher gross margins.	1
train	The information set forth herein should be understood in light of such risk.	Any significant interruption in Hospira's ability to manufacture products over an extended duration may result in delays in Hospira's ability to resume production of affected products or to begin production of new products, which may adversely impact our ability to satisfy customer orders on a timely basis.	0
train	Impairment of 50% or Less Owned Companies.	In 2010, loss from discontinued operations, net of tax, primarily relates to goodwill impairment on Federal Trust Corporation of approximately $100, after-tax.	2
train	Hudson maintains environmental impairment insurance of $10,000,000 per occurrence, and $10,000,000 annual aggregate, for events occurring subsequent to November 1996.	In addition, LG&E requested an increase in its natural gas base rates of approximately 8%, or $23 million annually.	1
train	Fundamental analysis may also be more subject to human error and emotional factors than technical analysis.	I mean it sounded like you guys fulfilled the backlog in North America and that was a boost.	1
train	Mortality margins, morbidity margins, investment margins, expense margins and surrender fees drive life insurance profits.	It goes without saying that all the debt for FY 2021 has been refinanced.	1
train	Go ahead, your line is open	This agreement contributed $114 million to earnings and generated $225 million of capital.	0
train	Every registered investment advisor must comply with the requirements of the Investment Advisers Act, and related Commission regulations.	Our borrowing availability under our secured revolving credit facility is determined in part by a borrowing base and is limited to certain amounts of eligible accounts receivable.	1
train	And some of them, of course, provide shorter return than others.	Additionally, a reduction in certain regulatory program costs contributed to the decrease .	1
train	Standard & Poor's Ratings Services ended an already solid year with a strong fourth quarter.	The increase in net other income was due to income from the transition services agreement with the buyer of the Efficient Energy Systems business and higher interest income on our investments.	1
train	This is Clorox bleach, to bleach or not to bleach?	In addition, R-Pharm will pay us royalties upon sales of SCY-078 by R-Pharm.	0
train	All ownership is 100% unless otherwise indicated.	We have an appeal across demographics, across age groups and even across incomes group that's very, very wide.	1
train	Appreciation required to achieve performance fees may vary by individual investor.	In addition, we look to get firm pricing contracts from our vendors on material at the time we receive orders from our customers to minimize risk.	1
train	11107062.5   · Hong Kong : Serial No.	As of January 2015, 7% of the world Handymax fleet was 20 years or older.	0
train	18 years historical data, there's no other company has it.	Is that going to be the case in 2017 as well?	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	In each phase of its plan of operations, Blue Spa intends to retain the services of key management to assist in the various aspects of its business operations, such as product development, retail operations, finance, and administration.	0
train	Many factors beyond our control affect oil and natural gas prices, including, but not limited to: the cost of exploring for, producing and delivering oil and natural gas; the discovery and development rate of new oil and natural gas reserves, especially shale and other unconventional natural gas resources for which we market our rigs; the rate of decline of existing and new oil and natural gas reserves; available pipeline and other oil and natural gas transportation capacity; the levels of oil and natural gas storage; the ability of oil and natural gas exploration and production companies to raise capital; economic conditions in the United States and elsewhere; actions by the Organization of Petroleum Exporting Countries; political instability in the Middle East and other major oil and natural gas producing regions; governmental regulations, sanctions and trade restrictions, both domestic and foreign; domestic and foreign tax policy; the availability of and constraints in pipeline, storage and other transportation capacity in the basins in which we operate, including, for example, takeaway constraints experienced in the Permian Basin; weather conditions in the United States; the pace adopted by foreign governments for the exploration, development and production of their national reserves; the price of foreign imports of oil and natural gas; the strength or weakness of the United States dollar; the overall supply and demand for oil and natural gas; and the development of alternate energy sources and the long-term effects of worldwide energy conservation measures.	These programs placed additional stress on the Deposit Insurance Fund.	0
train	Like in falling market scenario, interest rate	For the quarter, the reduction of the 71% of NRT's income was offset by an increase for the non-taxable revaluation of the Fortress liability.	0
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	Coverage and reimbursement decisions by third-party payors may have an adverse effect on pricing and market acceptance.	0
train	Consumer credit performed well, and direct funding	And of course, on the retail market, there is a usual practice.	0
train	However, cash available for distribution has limitations as an analytical tool.	We must allocate significant resources to fulfill our self-regulatory responsibilities.	0
train	He has served in that role on an interim basis since February 2020.	Actually, the genotype 3 population is 63%.	0
train	Balance sheet, financing and cash flow.	Loan losses, which include write downs and charge offs are charged directly to the allowance while recoveries are credited against the allowance.	0
train	Bloom Energy is affordable, accessible, reliable, resilient, safe and sustainable.	We've been very thoughtful about doing our work properly and with proper allowance for different opinions to get to ratings.	1
train	This information is intended to enhance an investor's overall understanding of results.	This provides us with the capacity and the flexibility to continue with our strategic acquisition program.	1
train	Merck undertakes no obligation to publicly update any forward looking statements.	But in a nutshell, from the component availability point of view, we didn't have any challenges.	0
train	deposits 94.88 % 94.16 % Avg.	For the year ended December 31, 2021, total chargeback expense to us from this fraud was approximately 5% of bookings.	0
train	The regulatory landscape continues to evolve.	And, again, it's a business we've been in for a number of years.	0
train	These factors are detailed in the company's financial reports.	This is a contract where our customer, the developer is spending real money.	0
train	The lower the numerical rating, the higher our assessment of the member's credit quality.	Consequently, the Trust’s silver may be sold at a time when the silver price is low, resulting in a negative effect on the value of the Shares.	0
train	The published numbers are not often timely or not often complete.	The other part of our anchor business that we were able to do is in very rough terrain.	0
train	In December 2020, Bancolombia adopted the Basel – the capital Basel III standard for the capital adequacy.	It's actually the small, medium, and large across both for-profit and not-for-profit; so I'm as optimistic today as I was a month ago or so when we had our third quarter call.	0
train	This might be of interest to you.	Costs to remediate or restore the condition of closed sites may be significant.	1
train	HSBC or HSBC Group –  HSBC Holdings plc.	Strong free cash flow yield implied.	0
train	Investment security yields are based on a number of pricing factors, including but not limited to coupon rate, time to maturity and issuer credit quality.	On our asset side, cash balance continue rising along with steady operating cash in flows.	1
train	Please note that this list may be updated from time to time.	Following our prepared remarks, we will conduct a question-and-answer session.	0
train	After that you can only earn profits.	Investment purchases during each period were primarily driven by the purchase of money market investments, including secured resale agreements, in an effort to manage our liquidity position.	1
train	"See ""INDEMNIFICATION OF DIRECTORS AND OFFICERS."""	As Haydn pointed out it contributes now 27% of our group profits in the half year and we do expect that to be a fairly consistent part of this business.	0
train	Diluted FFO per share has most of the same limitations as Diluted FFO (described above); management compensates for these limitations in essentially the same manner as described above for Diluted FFO.	I won't go into the detail of that but you can see whether that be the self-delivery by having that unrivaled national platform; the levels of customer service that we achieve; the value of the brand and what that stands for in the B2B community; strong pricing, and the pricing is effectively supported by the route density we enjoy; the innovation that we can provide, in particular around information and traceability of waste, which is so important to our customers; and all of that wraps up to a really good sustainable pedigree, which is obviously so important to our customers these days.	1
train	Negative oneoffs last year and positive oneoffs this year.	Our learnings from the soft launch at the end of last year have translated into a new comprehensive marketing campaign, illustrated on slide 6, that we believe will increase awareness, trial and adoption of NOCDURNA with our targeted physicians.	0
train	It is neither unusually low nor unusually high.	So, with that, thank you very much for your attention.	0
train	The left-hand side doughnut explains the value composition of real estate asset portfolio.	Interest paid during the year ended June 30, 2016, included $25.8 million of interest payments on the 7 3/8% senior notes and $3.8 million of interest paid on the borrowings under our credit facility and second lien credit agreement.	1
train	Sufficient alignment of assets and liabilities to meet financial obligations.	"These call options give the buyer the right to purchase our stock at a given price, the ""strike price,"" prior to a specific date, the ""expiration date."""	1
train	49    Your investment has various U.S. federal income tax risks.	On the call are Victor Herrero, Chief Executive Officer; and Sandeep Reddy, Chief Financial Officer.	0
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	Dry natural gas can be shipped on pipelines and used as fuel with little to no processing.	1
train	Order flow revenue:  Net compensation received from markets and firms to which CS&Co sends equity and options orders.	BestReviews is presented under discontinued operations in the accompanying financial statements.	0
train	Any interest in the bank investment research department?	“Management’s Discussion and Analysis of Financial Condition and Results of Operations – Liquidity and Capital Resources – Financing Activities - Accounts receivable securitization” and in Note F – Accounts and notes receivable, net and accounts receivable securitization – to our consolidated financial statements provided herein.	1
train	1.3 billion in the past three months.	We can also report solid trends in our average wholesale ticket value, which registered positive growth in the quarter with no inflation support, although we did see a slight decline in the average number of tickets flowing through our stores.	1
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	We rely on borrowed funds in pursuing our investment objectives and goals.	1
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	Competition may decrease our growth or profits.	1
train	They have, by law, decided – or they have taken a law, implemented a law to implement deposit.	Let me begin by giving credit where credit is due and that's to our associates.	0
train	Any investor not making a decision within said period is automatically to receive a return of his investment funds.	In the case of debt ranking equally with debt instruments in which we invest, we would have to share on an equal basis any payments or distributions with other creditors holding such debt in the event of an insolvency, liquidation, dissolution, reorganization or bankruptcy of the relevant portfolio company.	1
train	Investments in these companies may trade at discounts to their original issue prices.	Accounting for contracts recognized over time involves the use of various techniques to estimate total contract revenue and costs.	0
train	The Global Trend Series (USD) seeks to provide investors with a U.S.	Last month, the Federal Reserve raised the fed funds interest rate by 25 basis points and we've also observed more pronounced increases further on the yield curve.	1
train	In many cases, the accounting treatment of a particular transaction is specifically dictated by GAAP, with no need for management's judgment.	They are even still working on defining the risk-free yield curve which is, as you can imagine, an essential part of the whole calculation.	1
train	POMC deficiency obesity   ~100 – 500 U.S. patients   LEPR deficiency obesity   ~500 – 2,000 U.S. patients   Bardet-Biedl syndrome   ~2,500 U.S. patients   Alström syndrome   ~500 U.S. patients   POMC or LEPR heterozygous deficiency obesity   ~20,000 U.S. patients   SRC1 deficiency obesity   ~23,000 U.S. patients   SH2B1 deficiency obesity   ~24,000 U.S. patients   MC4R deficiency obesity   ~10,000* U.S.	Patients   Smith Magenis syndrome   ~2,400 U.S. patients     * Estimated prevalence of U.S. patients with rescuable variants of the MC4R.	2
train	Office of the Comptroller of the Currency.	Our ability to enter into dollar-roll transactions with respect to TBAs may be limited by the 75% gross income test applicable to REITs.	1
train	Time and brokered deposits were $4.37 billion  at December 31, 2018 , compared to $3.54 billion  at December 31, 2017 .	Agromin provides green waste recycling for cities in Santa Barbara, Los Angeles and Ventura Counties.	0
train	Other expense was $0.5 million for the three months ended March 31, 2020 compared to $24.7 million for the same period in 2019.	Operating expenses for the fiscal year ended September 30, 2011 were CAD $1,011,434.	1
train	Turning now to a broader view of the market, the fundamentals supporting this industry remain positive.	These Mobi-Units generate high awareness and brand recognition at the right time and place.	0
train	The NFL Sunday contract expires following the 2023 season – or 2022-2023 season.	Let's end up now with the last page, page 20, the outlook for this year.	1
train	B. Riley FBR acts as a market maker and liquidity provider for Celsius Holdings, Inc. Securities.	And we really feel that the US should be the territory where we can make things happen.	1
train	Management-Level Committee Structure   Enterprise Risk Committee .	And what is the best capital appreciation?	0
train	This is Mayank from Morgan Stanley.	For the years ended September 30, 2012 and 2011, 35% and 30% of our net sales were derived from customers located outside the United States.	0
train	Established Companies With Positive Cash Flow.	Year Ended December 31, 2021 2020 2019 (In thousands) Net cash (used in) provided by: Operating activities   $ (142,151) $ (134,419) $ (54,490) Investing activities   (43,437) 178,004 (215,356) Financing activities   252,913 152,815 378,665 Net increase in cash, cash equivalents and restricted cash   $ 67,325 $ 196,400 $ 108,819   Net Cash Used in Operating Activities   During 2021, net cash used in operating activities was $142.2 million, which consisted of a net loss of $236.1 million, adjusted by non-cash charges of $108.3 million and cash outflows due to a net change of $14.3 million in our operating assets and liabilities.	1
train	06/26/2019, launch of rights offering and distribution of rights.	"(""ADNOC Drilling""), primarily in the form of secondment labor, as part of the strategic alliance that was announced in September 2021."	0
train	Adjusted basic and diluted earnings per share were CHF 0.09 and CHF 0.06 or $0.10 or $0.06.	We reported GAAP diluted loss per share from continuing operations of $0.34 compared with income per share of $0.19 in the prior year.	2
train	insurance fee, the accounting fees, et cetera, et cetera.	Insurance savings.	1
train	Also from the mix price improvement.	Our ability to execute and integrate future acquisitions, if any, could negatively affect our business and profitability.	0
train	Investments in these companies may trade at discounts to their original issue prices.	Our ability to service the Convertible Senior Notes and any future debt that we incur will depend largely on our financial performance and will be subject to prevailing economic conditions and competitive pressures.	0
train	HIPAA, as amended by the Health Information Technology for Economic and Clinical Health Act, or HITECH, and its implementing regulations, impose certain requirements on covered entities (i.e., certain healthcare providers, health plans and healthcare clearinghouses) relating to the privacy, security and transmission of individually identifiable health information.	And just lastly, Renee, could you just repeat what your sort of expectations were for products or Residential margins?	0
train	Kazmorgeophysica JSC   We own an 80% controlling interest in Kazmorgeophysica JSC.	We believe that our cash on hand and new banking facilities are sufficient to fund our cash requirements for at least the next 12 months.	0
train	Over a long period of time.	It is fully subscribed at the moment.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Certain of our investments are recorded at fair value, and quoted prices or observable inputs may not be available to determine such value, resulting in the use of significant unobservable or subjective judgment inputs to determine value.	1
train	A bank will be (i) “well capitalized” if the institution has a total risk-based capital ratio of 10.0% or greater, a Tier 1 risk-based capital ratio of 8.0% or greater, a common equity tier 1 risk-based capital ratio of 6.5% or greater and a leverage ratio of 5.0% or greater, and is not subject to any order or written directive by any such regulatory authority to meet and maintain a specific capital level for any capital measure; (ii) “adequately capitalized” if the institution has a total risk-based capital ratio of 8.0% or greater, a Tier 1 risk-based capital ratio of 6.0% or greater, a common equity Tier 1 risk-based capital ratio of 4.5% or greater and a leverage ratio of 4.0% or greater and is not “well capitalized”; (iii) “undercapitalized” if the institution has a total risk-based capital ratio that is less than 8.0%, a Tier 1 risk-based capital ratio of less than 6.0%, a common equity Tier 1 risk-based capital ratio of 4.5%, or a leverage ratio of less than 4.0%; (iv) “significantly undercapitalized” if the institution has a total risk-based capital ratio of less than 6.0%, a Tier 1 risk-based capital ratio of less than 4.5%, a common equity Tier 1 risk-based capital ratio of less than 3.0%, or a leverage ratio of less than 3.0%; and (v) “critically undercapitalized” if the institution’s tangible equity is equal to or less than 2.0% of average quarterly tangible assets.	The relevant capital measures are the total risk-based capital ratio, the Tier 1 risk-based capital ratio, the common equity Tier 1 risk-based capital ratio and the leverage ratio.	4
train	This is driven mainly by high quality stock selection.	Could you give us an update on what you're seeing in bookings for a large accretive acquisition that you're likely to grow over $50 billion before you get there or -?	0
train	Expected volatility: The value of a stock option is derived from its potential for appreciation.	Low cost structure and competitive pricing .	0
train	Investors like to more targeted strategies these days.	Network Traffic Growth Driving Increased Capacity Requirements Transmission Speeds   Optical networks, which carry voice, video and data traffic using multiple wavelengths of light across fiber optic cables, have experienced a multi-year period of strong traffic growth, and continued growth is projected by industry analysts for the foreseeable future.	1
train	There was a little bit of finance leases, a little bit of	Thus, the decrease in the effective tax rate is largely earnings neutral.	0
train	In 2008, it was 32%; in 2009, 38% plus; in 2010, about 34%; in 2011, about 36%; in 2012, 31%; and in 2013, 31%.	I think you've been kind of around 1.5% range historically.	0
train	And gain of INR 5.33 crores.	Real Estate Contacts, Inc. was incorporated on March 10, 2005.	0
train	90% of Morningstar rated open-end mutual fund assets, or 22 of our funds were in the two highest Morningstar rating as of September 30th.	We estimate the resulting increase in revenue beginning July 1, 2012 will be approximately $3,500,000 annually, or $875,000 per quarter.	0
train	Opana ® ER and Opana ® .	Our lead product candidate is XaraColl® for the treatment of post-operative pain.	1
train	Latin America & Canada:    Financial Summary - Years Ended December 31, Change Fav./(Unfav.)	It has grown consistently, both organically, but also with the help of some non-organic growth; just because we love that Vamed's service business for the lack of its volatility, actually.	0
train	Harley-Davidson ® is a registered trademark of H-D U.S.A., LLC.	RESULTS OF OPERATIONS   Daktronics, Inc. operates on a 52 or 53 week fiscal year, with our fiscal year ending on the Saturday closest to April 30 of each year.	1
train	Page 53   New Jersey Resources Corporation   Part II   ITEM 7.	There's a question on the webcast with respect to mining in Arizona.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	In addition, management may also discuss non-GAAP operating performance results during today's call, including earnings before interest, taxes, depreciation and amortization or EBITDA and adjusted EBITDA.	1
train	Even the consolidation the players were	Hey, just a couple follow-ups on some of the questions that have already been asked.	0
train	Spain, 14% and the U.S. 9%.	Total fuel sales volumes on an SSS basis were 242,562 gallons per month in 2018 , down 0.6% from 245,289 gallons per month in the prior year.	1
train	Reasonable – that's a reasonable estimate.	For sure, it's going to be a blend.	0
train	$33,651 paid on 5/31/2011, $60,000 paid on 6/30/2011, $5,000 paid on 7/29/2011, $5,000 paid on 8/31/2011, $25,000 paid on 9/29/2011, $25,000 paid on 10/14/2011, $25,000 paid on 10/28/2011, $25,000 paid on 11/14/2011, $25,000 paid on 12/7/2011 and $25,000 paid on 12/15/2011.	A milestone payment is included in the transaction price in the reporting period the Company concludes that it is probable that recording revenue in the period will not result in a significant reversal in amounts recognized in future periods.	1
train	Our amended and restated memorandum and articles of association authorize the issuance of up to 479,000,000 Class A ordinary shares, par value $0.0001 per share, 20,000,000 Class B ordinary shares, par value $0.0001 per share, and 1,000,000 preference shares, par value $0.0001 per share.	Estimated combined market share across our four core products is seasonally below the fourth quarter levels, but well above the January 2020 levels.	1
train	Ready to move in and nearing completion.	They're vibrantly lenient on new things.	0
train	No other material obligation of HSART arises, increases or accelerates as a result of the transactions described herein.	And just as importantly, our pipeline is currently at all-time highs.	0
train	These have been provided in an effort to give investors additional information.	We want to be creating more value than we capture, and that's one of the ways that we're going to do that.	1
train	deposits 94.88 % 94.16 % Avg.	transaction deposits to total avg.	2
train	Missed means, not supplied due to price...	The failure of any significant investment to provide expected returns or profitability could have a material adverse effect on our financial results and divert management attention from more profitable business operations.	1
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	Those were partially offset by continued runoff in the commercial real estate and home equity books.	0
train	We have substantial lease and other obligations.	New products are designed to use as many common or existing components as practical.	0
train	Anyways, hopefully, this isn't being recorded.	So the deferrals is not giving us the true picture on the NPLs yet.	0
train	Index to Financial Statements Health Insurance.	Subscription fees invoiced are recorded as deferred revenue pending recognition as revenues.	0
train	And there were 24 of those countries in	I would say a couple things.	0
train	The higher than expected liquidity position of the Bank.	However, costs associated with compliance with these plans could be material.	0
train	A Small Number of Large Stockholders and Thinly Traded Market.	Our strong level of core deposits has contributed to our low cost of funds.	1
train	Investors will be relying on management's ability to identify business combinations, evaluate their merits, conduct or monitor diligence and conduct negotiations.	What we have done now is, we set aside funds to help the banks to go around those obstacles.	1
train	This is an innovative, digital, non-card	So again, it's not a huge, huge percentage.	0
train	The percentage of loans indicates the percentage of the loan portfolio represented by the indicated loan type.	We are evaluating the impact of this ASU on our consolidated financial statements and disclosures.	1
train	Okay and if I look at	We will then open up the call for any questions you may have.	0
train	Each factor has had a significant influence on the industry's improved profitability.	Any of these disruptions could impair the manufacture or distribution of products, damage inventory, interrupt critical functions or otherwise affect our business negatively, harming our business operations and future financial condition, results of operations or liquidity.	1
train	Those definitions are not consistent with U.S. definitions.	So the – I'm sorry, I apologize if I'm – if it's taking me a minute to understand that.	0
train	If the companies perform, Investor will perform.	If you recall, the contract value backlog consists of the portion of service provider contract value that has not yet been recognized as revenue.	1
train	U.S. Surety & Credit Segment   The following tables summarize the operations of the U.S. Surety & Credit segment.	Asia accounted for 40.3% of the International segment’s net sales for the year ended December 31, 2017.	1
train	If we do not plan our action and we do not	Moreover, results acceptable to support approval in one jurisdiction may be deemed inadequate by another regulatory authority to support regulatory approval in that other jurisdiction.	1
train	This includes, but is not limited to, requiring adherence to specific financial solvency standards.	These funding alternatives are utilized in varying degrees depending on their pricing and availability.	0
train	USHO and UBS Securities have entered into an Institutional Futures Client Account Agreement.	We feel this capital margin is appropriate when considering the potential for future credit cycles and long-term care volatility.	0
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	This MD&A should be read in conjunction with the Consolidated Financial Statements and Notes presented in Item 8 of this Report.	1
train	Diluted FFO per share has most of the same limitations as Diluted FFO (described above); management compensates for these limitations in essentially the same manner as described above for Diluted FFO.	So they're very sensitive to durability of effect.	0
train	Not at all, not at all.	And so I would say that's highly variable.	0
train	Appreciating or depreciating yuan, yuan has also depreciated against the dollar.	All these pose problems for us to reduce cost.	0
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	Our principal executive offices in the United States are located at 350 Oakmead Parkway, Suite 100, Sunnyvale, California 94085, and our principal executive offices in Israel are located at Beit Mellanox, Yokneam, Israel 20692.	0
train	(E) ITEM 4, MINE SAFETY DISCLOSURES.	(D) ITEM 3, LEGAL PROCEEDINGS.	5
train	A significant portion of our inventory may become obsolete.	But I hope this answers your questions.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	And so, Tom is bringing those skills and that expertise I think to focus on the U.S. cash equities market, and we're seeing some of the benefits of that.	0
train	...engage it into the stock or put into stock?	See “Note 21 – Commitments and Contingent Liabilities” to the Consolidated Financial Statements for further information.	0
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	Net revenues further decreased from lower package revenue primarily the result of lower average package members.	1
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	If significant additional funding contributions are necessary, this could have an adverse impact on the Company’s liquidity position.	1
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	In 2012 the decrease in income tax expenses was primarily driven by sale of investment in MediaMind shares in 2011resulted in a net gain of $15,910,000 comparing to sale of investment in shares of JOEL in 2012 which resulted in net gain of $3,650,000.	1
train	SHS also leases homes to prospective tenants.	And then also one of the other elements around the antibody approach is that aspect of – because the antibody is a delivery vehicle.	0
train	Sunrise extension III or Sunrise extension?	In April 2020, Horizon Global Company LLC (the “U.S.	0
train	Digitalization is about creating a better way to live and a better to work, a better way to innovate, a better way to engage customers, a better way to leverage the supply chain, a better way to scale, a better way to gain insights, and a better way to control your business.	Sales also benefited from higher prices to offset cost inflation.	1
train	B, 50 bps; C, 50 bps to 150 bps; D, 150 bps to 250 bps; and E, 250 bps plus.	This downward pricing pressure could intensify in future periods as adoption of genetic and COVID-19 testing becomes more widespread, and we may not be able to maintain acceptable margins on our sales if we are forced to reduce prices for our tests to try to remain competitive, especially if we are also experiencing increasing expenses as we make efforts to grow our business or otherwise meet customer demands.	1
train	References:   1 ARA/IHS Global Insight and Morgan Stanley research.	The next question is coming from Gus Richard of Northland.	0
train	50% of the revenue of the company came from OEM and 50% of the revenues of the company came from going direct.	That is more than adequate to supply the portfolio up until 2022.	1
train	Surplus and Capital   Insurers must maintain their capital and surplus at or above minimum levels.	This increase is due to an increase in employee related expenses such as costs related to deferred capital projects and severance costs.	0
train	We do percentage of completion below.	The FDIC has exercised that discretion by establishing a long range fund ratio of 2%.	0
train	In 2008, it was 32%; in 2009, 38% plus; in 2010, about 34%; in 2011, about 36%; in 2012, 31%; and in 2013, 31%.	These increases were offset by a decrease in administrative and headcount expenses related to MDCO-2010 associated with the closure of our facilities in Leipzig, Germany.	0
train	A recommendation for a financial strategy, a recommendation for some health regimen, some recommendation for a therapy, some – it's a recommendation.	Certain of the acquisition agreements by which we have acquired companies require the former owners to indemnify us against certain liabilities related to the operation of the company before we acquired it.	0
train	The exchange plays a material role	I think it will perform in the consistent level.	0
train	Surplus and Capital   Insurers must maintain their capital and surplus at or above minimum levels.	Some of the Bank’s advances contain embedded options which the member can sell to the Bank.	0
train	We see revenues ahead, we see earnings ahead, we see margin ahead, we see returns ahead, and leverage of 40%.	And in terms of the cost, well, there are persistent factors that can actually drive up costs, for example the rise in the commodities price, as well as the logistics price.	1
train	This is our current – one of our current products.	In that type of an application, we may have a content of $1 or $1.5, so relatively low content that's kind of protecting that charger cable.	1
train	Although other companies in the homebuilding industry report similar information, the methods used may differ.	Cost of Consignment and Service Revenue    Year Ended December 31, Change 2021 2020 Amount % (In thousands, except percentage) Cost of consignment and service revenue $ 92,788 $ 66,976 $ 25,812 39 % As a percent of consignment and service revenue 27 % 27 %   Cost of consignment and service revenue increased by $25.8 million, or 39%, in 2021 compared to 2020.	0
train	Revocation, Suspension or Modification of License .	But we have roughly 50% market share.	0
train	We expect non-GAAP operating expenses to be within the range of $28 million to $30 million.	Employees   We have 137 full-time employees and 64 part-time employees (total of 201), including our management team.	0
train	Both in amount and also in percentage.	Year Ended December 31,   2021 2020 Change % (in thousands, except percentages) 3D Printer sales $ 23,015 83.9 % $ 16,965 89.4 % $ 6,050 35.7 % Recurring payment 1,589 5.8 % 350 1.9 % 1,239 354.0 % Support services 2,835 10.3 % 1,660 8.7 % 1,175 70.8 % Total Revenue $ 27,439 100.0 % $ 18,975 100.0 % $ 8,464 44.6 %   Total revenue for the years ended December 31, 2021 and 2020 was $27.4 million and $19.0 million respectively.	1
train	This may result in an above average amount of risk and volatility or a loss of principal.	Any continuing issue associated with the suppliers’ ability to source material could reduce the Company’s profitability.	1
train	   On July 28, 2017, the U.S. Federal District Court for the D.C.	All the other neurotransmitters were to a large extent drugged 20 and 30 years ago, but here there's an opportunity to – we think effects over time a broad range of CNS disorders and with this word particularly we're interested in severe and orphan diseases and probably diseases of cognition around some of the mitochondrial disorders.	0
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	On the bottom-line, the strong operating results in Q4 combined with the interest expense savings from the refinancing resulted in positive net income in Q4 of $0.4 million, compared to a net loss of $0.4 million in Q4 last year.	1
train	EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.	Adjusted operating income declined to approximately $32 million and 6.5% of sales from approximately $45 million and 8.1% of sales in the prior-year period.	2
train	Even the consolidation the players were	This group is very confident in its long-term potential to grow and produce excellent results.	0
train	Any shares sold in a registered resale will be freely tradable without restriction under the Securities Act.	Our ability to continue as a going concern is subject to the ability of the Company to generate profits from operations and/or obtaining the necessary funding from outside sources.	1
train	Obligations under the Amended Credit Agreement are guaranteed by TNC B.V., substantially all of the wholly-owned U.S. subsidiaries of TNC B.V. and certain of the non-U.S. wholly-owned subsidiaries of TNC B.V., and are secured by substantially all of the existing and future property and assets of the U.S. subsidiaries of TNC B.V. and by a pledge of substantially all of the capital stock of the guarantors, the capital stock of substantially all of the U.S. subsidiaries of TNC B.V., and up to 65% of the capital stock of certain of the non-U.S. subsidiaries of TNC B.V.	I would just add on to that, Brett, a couple of things.	0
train	And the exchange rate of ruble has depreciated from RUB 35, RUB 34 to RUB 65 to RUB 70.	ORfA growth at the current Forex, right, so on a reported basis but at current Forex and before PPA one-off as far as the 2017 base is concerned, growing by more than 5%.	1
train	IBC, IBUK, IBIE, IBLUX, IBCE, IBI, IBHK, IBSJ, IBSG and IBA are subject to similar requirements within their respective jurisdictions.	I think you should – Elizabeth, it's Geoff here.	0
train	It may or may not be the case.	It's a pretty good way to...	0
train	For example, one of the keys to success is location, location, location.	Thanks for the opportunity for a quick follow-up.	0
train	ITEM 1A RISK FACTORS – Not Required for Smaller Reporting Companies.	As of today, we are debt free, as the term debt has been paid in full and we don't have an outstanding balance on our line of credit.	0
train	And the market is wanting this material.	I just wanted to reassure everybody of that.	0
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	So, in a nutshell, that's pretty much it how we are thinking from a cost and expense perspective.	0
train	Each factor has had a significant influence on the industry's improved profitability.	Product liability and similar claims may be expensive to defend and may result in large judgments against us.	0
train	Accordingly, any examination or analysis of the financial statements should take into consideration the possible effects of inflation.	The proceeds were used to repay the indebtedness on our prior credit agreement and for the payment of fees and expenses.	0
train	For fiscal year 2019, our strategic priorities for sacituzumab govitecan includes:    1.	Fluctuations in other income (expense) from 2014 to 2015 are primarily the result of gains (losses) from foreign currency exchange of ($45.6) million and $2.0 million for the years ended December 31, 2015 and 2014.	0
train	INR 106 crores, INR 105 crores, INR 106 crores, INR 99 crores, INR 104 crores.	Finally, subsequent to quarter-end, we closed an additional term financing facility with another global investment bank for our non-Agency investments, our second to-date.	0
train	Encouraging credit update June versus August,	The Company understands that the traditional wood preservation and or treating industry currently comprise approximately six to eight percent of the overall lumber industry.	0
train	Benefits of CRTX 058 and CRTX 070.	Substantially all cash activity in 2013 related to The Providence Journal operations as The Press-Enterprise operations reflected break-even cash flows through its sale date of November 21, 2013.	0
train	A bank will be (i) “well capitalized” if the institution has a total risk-based capital ratio of 10.0% or greater, a Tier 1 risk-based capital ratio of 8.0% or greater, a common equity tier 1 risk-based capital ratio of 6.5% or greater and a leverage ratio of 5.0% or greater, and is not subject to any order or written directive by any such regulatory authority to meet and maintain a specific capital level for any capital measure; (ii) “adequately capitalized” if the institution has a total risk-based capital ratio of 8.0% or greater, a Tier 1 risk-based capital ratio of 6.0% or greater, a common equity Tier 1 risk-based capital ratio of 4.5% or greater and a leverage ratio of 4.0% or greater and is not “well capitalized”; (iii) “undercapitalized” if the institution has a total risk-based capital ratio that is less than 8.0%, a Tier 1 risk-based capital ratio of less than 6.0%, a common equity Tier 1 risk-based capital ratio of 4.5%, or a leverage ratio of less than 4.0%; (iv) “significantly undercapitalized” if the institution has a total risk-based capital ratio of less than 6.0%, a Tier 1 risk-based capital ratio of less than 4.5%, a common equity Tier 1 risk-based capital ratio of less than 3.0%, or a leverage ratio of less than 3.0%; and (v) “critically undercapitalized” if the institution’s tangible equity is equal to or less than 2.0% of average quarterly tangible assets.	We expect the full year fiscal 2015 rate to be approximately 39.5% and, from a cash taxes basis, we expect it to be a higher rate due to the impact of the amortization expense, which is not deductible for cash tax purposes.	0
train	To some extent, not to a full extent.	And again, that's actually nothing different.	1
train	The order targets are all achievable or are already achieved.	In addition, we believe that our future success will depend greatly on our continued ability to attract and retain highly skilled and qualified personnel.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	Revenues, net of expected discounts, are recognized when the performance obligations of the contract with the customer are satisfied and when control of the promised goods are transferred to the customer, typically when products, which have been determined to be the only distinct performance obligations, are shipped to the customer.	0
train	Companies with higher CX Index scores consistently outperform lower-ranked companies in stock price appreciation.	Economic, social, political, financial, tax and security conditions also could negatively affect the value of emerging market companies.	0
train	The Trading Advisor may trade options on futures contracts.	Moving on to cash flow, as you can see, the main dynamic here is working capital.	0
train	and other sell-side and buy-side research analysts to formulate an investment thesis.	We may be required to fund additional amounts to borrowers pursuant to certain loan agreements.	0
train	The guarantor of the debt is Allergan plc.	As you know, income taxes in Chile considered the monetary correction of the value of the equity.	0
train	Following a positive opinion by the competent authority of the Reference Member State the competent authorities of the other E.U.	I mean that's really what it's going to be about.	0
train	4 % debt and 4 0 .	6 % equity and 5 9 .	1
train	Analysis of Items on Statement of Financial Condition   Assets   Interest-earning deposits.	Compensation expenses increased on higher revenues.	1
train	Every additional application that an organization	We now have the quarters right in range.	0
train	As a reminder, this debt represents a financial	We believe this decline was primarily the result of the struggling United States economy and corresponding reductions in discretionary advertising spending by our customers.	1
train	Any shares sold in a registered resale will be freely tradable without restriction under the Securities Act.	And there is negligible income impact when those loans get paid off, and I'll explain what that negligible income impact is.	1
train	Research disclosures right at the registration desk.	Average selling prices or ASPs during the fourth quarter for SOLODYN and ZIANA were approximately $280 and $180 respectively.	1
train	The most important country is Brazil, and the second most important country is Russia and the third most important country is Greece and Turkey.	These analysts recommend the investments needed to fund our liabilities while adhering to diversification and credit rating guidelines.	1
train	RISK FACTORS   generate cash flow to cover expected debt service.	Changes in U.S., regional or global economic conditions could adversely affect our profitability.	2
train	The management and directors of Belo and A. H. Belo may own both Belo common stock and A. H. Belo common stock.	Your next question comes from the line of Monika Garg from Pacific Crest Securities.	1
train	Short-term credit ratings reflect the obligor's creditworthiness over a short-term time horizon.	Cost per unit should be stabilizing on a lower level than we have experienced in the fourth and the first quarter.	0
train	VOLATILITY IN HOTELS AND CAPITAL MARKETS FEES.	PalletOne also owns and operates a major Florida-based wood treating plant.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	If we are unable to strategically attract or retain high quality personnel as we implement our business plan, our ability to pursue our development strategy would be limited.	1
train	Through the Shell/Coles Express network and the Shell	On the margins, we will see that taper a little bit on the gross margin in the fourth quarter as you see those new plasma centers come on board and run at that rate that we kind of saw last year on that gross margin for the plasma business.	0
train	Each factor has had a significant influence on the industry's improved profitability.	So our ability to invest and innovate I think creates an advantage for us.	0
train	Other net translation and transaction effects	Contracts where collections to date have exceeded recognized revenues, or contract liabilities, are recorded as a liability and classified as a component of deferred income in the accompanying consolidated balance sheets.	0
train	These two columns show favorable changes as a positive and unfavorable changes as negative.	Thanks for hosting the call again and also thanks for taking my questions.	0
train	The only advisor to US12OF is USCF.	Turning over to slide 12, just some details about the next acquisition target, the Golar Eskimo, which is a 10-year contract in Jordan.	0
train	These two columns show favorable changes as a positive and unfavorable changes as negative.	It gives us great pleasure to welcome you to our conference call.	0
train	31, 2019 Dec. 31, 2018 Sep. 30, 2018 Jun.	Beginning with the 2013 taxable year, the maximum tax rate (including the Medicare tax surcharge of 3.8%) on certain corporate dividends received by individuals is 23.8%, up from 15% in 2012, but less than the maximum income tax rate of 39.6% applicable to ordinary income.	0
train	Is a that a lower risk profile?	And if we can get that average up, we're going to get that number ever lower.	1
train	"Factors that could cause or contribute to such differences include, but are not limited to, those discussed in ""Part I."	Do we have any other questions, please?	0
train	Low, low, low millions as opposed to huge.	2012 full-year revenue was $874 million, up 13% year-over-year.	1
train	11107062.5   · Hong Kong : Serial No.	And fourth, the contribution of ADNOC Refining at full capacity.	0
train	GLB Act Amendments to the Bank Act.	Under the regulations, a notice must be filed with the Federal Reserve Board 30 days prior to declaring a dividend, with a notice to the OCC.	1
train	DOLLARS)  ANNUAL REPORT FOR THE FISCAL YEAR ENDED AUGUST 31, 2014     PART II	We currently have five credit relationships that exceed our $15.0 million internal limit.	0
train	Please note that this list may be updated from time to time.	I'll add some color to the question there.	0
train	No, there were no other significant changes.	Sir, and also this expanded capacity for your	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	These changes may also require us to invest significant management attention and resources to make any necessary changes and could adversely affect our business, results of operations and financial condition.	2
train	In December 2020, Bancolombia adopted the Basel – the capital Basel III standard for the capital adequacy.	So we're projecting for 2012 roughly at this point to be in the range of 200,000 to 220,000 barrels a day.	0
train	Spain, 14% and the U.S. 9%.	The range of total would be anywhere from 4% to 7%, and 4% would be basically the Midwest submarkets, this is not in coastal markets.	0
train	In closing, please remember that purchasing this stock in this company is a long-term investment.	Our cost of sales during the year ended March 31, 2014 included $0.6 million of net unrealized losses on derivatives and $1.4 million of net realized losses on derivatives.	1
train	Your market shares are holding up.	The business has turned back to a degree of profit growth.	1
train	dollar)   2016   For the year ended – December 31   $   1.30   $   1.33   $   1.28   For the three months ended – December 31   $   1.27   $   1.33   $   1.34      Exchange rates (Canadian/U.S.	Capital expenditures for the years ended June 30, 2014, 2013 and 2012 were approximately $3.5 million , $3.9 million  and $4.2 million , respectively.	1
train	Trust with your consumers, your suppliers, your shareholders, and your employees.	And so I'd say that the value creation to our shareholders around differentiated products is sustainable and will continue to help grow our margins.	1
train	Even the consolidation the players were	So, we see that this also demonstrate that the customer satisfaction, and our customer base all in all, is in good position.	1
train	A change in control also occurs when an existing controller decreases control.	These losses have been reflected in other comprehensive income.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	Our goal is to retail an average of 75 used vehicles per store per month and we believe we can make additional improvements in our used vehicle sales performance by offering lower-priced value vehicles and selling brands other than the new vehicle franchise at each location.	1
train	Exxon Mobil Corporation owns approximately 69.6 percent of the outstanding shares of the company.	I guess any sense of the slightly slower growth, not knowing you're still growing faster and gaining share on an absolute basis.	1
train	Changes to the term structure of interest rates.	Good example of that's Dollar General, in our case.	0
train	All the net proceeds were used to repay financial liabilities.	Centennial Insurance Agency writes policies for commercial and personal lines of business.	0
train	A matter of operate of growth – of direction of growth.	And I don't see it as a 3-month, 6-month, 12-month, we see this as decade-long type growth.	1
train	Ready to move in and nearing completion.	We expect that to happen again in 2014.	0
train	The six-month and two-year maturities increased 37 and 36 basis points, respectively, while yields on the ten and thirty-year maturities increased 8 and 26 basis points, respectively.	The gross margin increased by 8.1%, from 78.9% for the year ended December 31, 2011 to 85.3% for the year ended December 31, 2012.	0
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	Other people will have noticed that our older ships, and this goes to the scrapping point that all of a sudden, they're in the situation where if their NAV now is essentially scrapped on an old ship, their NAV at the end of the year will be less than scrap and their NAV at the end of 2018 will be significantly less than scrap.	0
train	Unrealized currency losses weighted on the financial result.	We will obtain additional funding from our Revolving Credit Facility on an as needed basis.	1
train	Ready to move in and nearing completion.	Since we obtained our license to operate as a CIF from CYSEC, we have been in compliance with all CYSEC’s requirements.	0
train	These factors are value, high momentum, low volatility, high profitability, low investment and size.	The Partnership May Not be Able to Generate Sufficient Working Capital to Fund its Operations.	0
train	This instrument is considered a derivative instrument.	That is going to make more sense.	0
train	Missed means, not supplied due to price...	And if at a certain point in time, the intensity of the cash flow generation mean that we are getting to lower leverage and the one we want to have in our balance sheet.	0
train	In August 2018, the FASB issued ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40).	A disruption of our ability to provide data to our professionals and/or clients could damage our reputation, and our operating results could be adversely affected.	0
train	The improvement reflected higher margins in the marketing and trading businesses, partially offset by lower earnings in the Chemical segment.	Our business could be harmed if our institutions experience a disruption in their ability to process Title IV financial aid.	1
train	There's an asset test, an income test, and an investment test.	We utilized borrowings under this new facility to repay the notes payable that were issued at the time of the merger.	0
train	The economic value factors in the depreciation or the appreciation.	   Our requirements to post collateral or make payments related to declines in market value of specified assets may adversely affect our liquidity and expose us to counterparty credit risk.	2
train	When a higher net revenue per ton sold of	Look like it's – CMS is looking like, perhaps, a larger indication than we thought potentially.	0
train	RISK FACTORS   generate cash flow to cover expected debt service.	The convergence of advertising intensity is driven by several factors, including the introduction of premium products into the market by new or existing advertisers aiming to capture increased consumer disposable income.	1
train	(b)   Percent of unpaid principal balance.	Right now, the prepayment would be about 130%.	1
train	The address of this site is https://www.sec.gov.	A 2016 IAB/Winterberry study reported cross-channel measurement and attribution would be the No.	0
train	The Medicare Access to Rehabilitation Services Act of 2017 (S. 253/H.R.	So, clearly, I mean there is – I mean, you see the drop of the EBITDA of 2020 which is linked to, I would say, three phenomenon.	0
train	Prescription Drug Marketing Act, or PDMA.	The PMA process is typically required for devices for which the 510(k) process cannot be used and that are deemed to pose the greatest risk.	1
train	The higher than expected liquidity position of the Bank.	It is unlikely that it has to be a large and a mid-corporate.	0
train	Well-Structured Triple-Net Leases with Strong Coverage .	RBC Capital complies fully with all settlements it reaches and all orders, awards and judgments made against it.	0
train	The term “more likely than not” means a likelihood of more than 50 percent.	This represents a 18% increase Q-on-Q.	0
train	Some deflation in some parts of the world; no deflation, normal levels of inflation in other parts of the world.	While this transaction provides immediate accretion to Core FFO and to cash flow, it also has other significant financial benefits.	0
train	These scenarios may include macro-economic and bank specific situations focusing on high probability-high impact, high probability-low impact, low probability-high impact, and low probability-low impact stress events.	These potential repurchases will be funded from our existing growing cash balance.	0
train	Declines in local economic conditions could adversely affect the value of the real estate collateral securing our loans.	Are you prioritizing acquisitions based more on profitability or audience growth today and sort of how do you balance the two?	0
train	We attracted 8.2% more credit applications.	As clients rationalize the total amount of vendors that they use, Mark, you can't play unless you're on that list.	0
train	Of course, total investment returns include more than just interest and dividends received.	The ABL Facility provides for a senior secured revolving credit facility of up to $450.0 million (of which up to $50.0 million may be utilized in the form of commercial and standby letters of credit), subject to borrowing base availability.	0
train	Cumulative annual total return of 20%.	65   The following table shows net charge-offs (recoveries) by portfolio class for the years ended December 31, 2016 , 2015  and 2014 .	0
train	The changes in value and investment income/(loss) for these partnerships may be more volatile than over-the-counter securities.	Furthermore, any additional equity financing may be dilutive to stockholders, and debt financing, if available, may be costly and involve further restrictive covenants.	0
train	There has been a little or no change in	We are on the careful side.	1
train	They make the decisions about what investments to make, what investments not to make.	Many of our customers finance their exploration and development activities through cash flow from operations, the incurrence of debt or the issuance of equity.	1
train	Other net translation and transaction effects	Federal deposit insurance premiums are payments we make to the FDIC for insurance of our deposit accounts.	0
train	Significant judgment is involved in making this assessment.	Compliance with these requirements can require significant time and resources.	4
train	Efforts to comply with the Sarbanes-Oxley Act involve significant expenditures.	Our business is capital intensive, and we are dependent upon our ability to access capital at rates and on terms we determine to be attractive.	1
train	I added the results of economic value of equity model in an up 200 basis point scenario.	And we will go next to Daniel Donlan with Janney Capital Markets.	0
train	Persuasive evidence of an arrangement exists .	And with that, do you guys want to go ahead and get started and then I'll open up for	0
train	Rating agencies may from time to time lower a rating or issue negative reports.	So I expect that to abate some.	0
train	Reserves for Doubtful Accounts and Billing Adjustments   We provide reserves for billing adjustments and doubtful accounts.	Total assets at December 31, 2016  were $1,443,323,000  compared to $1,276,736,000  at December 31, 2015 .	0
train	So we take the on balance sheet assets, the on balance sheet liabilities.	FFSA acts as the investment manager to FCML.	0
train	Asset Retirement Obligations FASB ASC No.	(3)   The gross multiple of invested capital (“MoIC”) is calculated at the fund-level and is based on the interests of the fee-paying limited partners and if applicable, excludes interests attributable to the non-fee paying limited partners and/or the general partner which does not pay management fees or performance fees.	0
train	Borrowers, the sum of (i) 85% of eligible accounts receivable of the U.S.	The commercial real estate loan portfolio was comprised of $1.4 billion in construction and development loans, and $7.6 billion in non-construction loans.	1
train	100 to 200 basis points of -	Or on the lower end where you've got companies that can really develop the technology, but they represent a huge risk as programs transition into production.	0
train	Each of the Advisors makes trading decisions independent of the other Advisors for the Trust.	In certain situations, term loans are made to refinance receivables generated by the auction and private sale purchases of our clients.	0
train	   On July 28, 2017, the U.S. Federal District Court for the D.C.	And you should add nine percentage points of BSI.	0
train	Plus midyear bump – a midterm bump,	But all that would require something like $175 billion investment for the resource side, for the renewables and storage side.	0
train	Our first health insurance carrier years ago was a BlueCross BlueShield Plan	And your next question comes from line of Dave Rodgers with Robert W. Baird.	0
train	We were initially incorporated in California in 1986 and were re-incorporated in Delaware in 2002.	The $2.5 million decrease in product revenue during the year ended December 31, 2015 compared to 2014 was attributable to $2.3 million less in U.S. Air Force business due to the expiration of prior contracts with the U.S. Air Force and delays associated with our entry into a new contract with the U.S. Air Force to replace the expired ones (see below), as well as reduced instrument shipments to Asia resulting from the weakness in the Asian economies.	0
train	Earnings before interest and tax, depreciation, and amortization, £28.7 million.	If and when the loan is foreclosed, the Company no longer considers the property to be income producing and reclassifies it as foreclosed.	0
train	VOLATILITY IN HOTELS AND CAPITAL MARKETS FEES.	Under federal law, the Bank cannot pay a dividend if, after paying the dividend, the Bank will be “undercapitalized.” The FDIC may declare a dividend payment to be unsafe and unsound even though the Bank would continue to meet its capital requirements after the dividend.	1
train	Many of which contain sensitive data.	Furthermore, the process of obtaining FDA approval can be expensive and uncertain.	0
train	Industry shipments reached 157 million units, bringing total hard drive shipments for the year to 599 million units.	Pursuant to the FDICIA, the Federal Reserve and FDIC have adopted regulations setting forth a five-tier system for measuring the capital adequacy of the financial institutions they supervise.	0
train	Comparable store sales for the 52 weeks ended January 26, 2013 rose 6% over the 52 weeks ended January 28, 2012.	Based on this hypothetical 10% decrease, the excess of the estimated fair value over carrying value (expressed as a percentage of carrying value for the respective reporting unit) for each of the Company’s reporting units ranged from approximately -7% to approximately 785%.	1
train	Earnings after taxes followed the development of EBIT.	If, as a result of general economic conditions, market interest rates, competitive pressures or otherwise, the value of deposits at our banking subsidiary decreases relative to our overall banking operations, we may have to rely more heavily on borrowings as a source of funds in the future.	0
train	All the information's within the statement and supplementary disclosures.	So, as I said in my prepared remarks, Jon, our analytics revenue was up 40% year-over-year and over 10% sequentially.	0
train	Based on his findings of law and fact, he is	We have a very strong service attitude in our people in that we believe leads to very much operational excellence.	0
train	Even the consolidation the players were	So, as you know, we have a leadership position in both of those.	0
train	Your market shares are holding up.	Financial institutions are interrelated as a result of trading, clearing, counterparty, investment or other relationships.	0
train	1.3 billion in the past three months.	Revenue from consumables in fiscal 2017 was $56.2 million, representing an 8.5% increase compared to prior year revenue of $51.8 million.	1
train	I can imagine, I can imagine.	So that's a fairly standard measure for the company.	0
train	The third quarter results demonstrate the importance	So this is adding to the facility.	0
train	One is on the watch list.	We historically have not entered into a large volume of single element arrangements, so we have not been able to establish VSOE for any of our advertising products.	0
train	The chart of S&P 500 companies illustrates the changing asset profile of the largest companies over the last 40 years or so.	The results of the impairment test indicated that the carrying amount of the ECT reporting unit exceeded the estimated fair value of the reporting unit by approximately $37.8 million, or 25.6% of the carrying amount.	0
train	Everest Re, Everest National, Everest Indemnity, Everest Security and Mt.	Net cash used in financing activities for the year ended December 31, 2018 was $38.0 million compared with net cash provided by financing activities of $162.7 million for the comparable 2017 period.	0
train	Investments that are not insured involve greater risk of loss than insured investments.	UNS Electric used the $30 million in proceeds to repay borrowings under its revolving credit facility.	0
train	When a higher net revenue per ton sold of	Country risk could impact the valuation and liquidity of those investments.	0
train	Neon reinsured to close its 2007 and prior years	As part of this, providers are entering into shared savings, shared risk, and other forms of arrangements with private and government payors.	0
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	In addition to setting up secured lending, we moved quickly to implement targeted changes in direct marketing at OneMain and increased the use and effectiveness of email and online lead generation programs, leading to significantly more high-quality applications.	0
train	Leases, Net of Unearned Income .	The next thing is the obligation that come with TBANK which is a contractual obligation with Prudential insurance.	0
train	Any such offering, if it does occur, may happen in one or more transactions.	Our first quarter results exceeded our own expectations.	0
train	This is relevant information at this time.	And finally, as a foundation, our broad range of infrastructure solutions is optimized for all the specialist's workloads and segments.	0
train	Are you at the end of the quarter, were you at	Randy will walk you through these items and their implications on the quarter in more detail during his part of the presentation.	1
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	Carried core loans experienced advances of $142 million at a weighted average rate of 5.30% and pay-downs of $94 million, which were at a weighted average rate of 5.25%.	0
train	And the market is wanting this material.	Failure to comply with existing regulations will harm the Company’s reputation, brand name, its prospects for immediate and future work and its operating results.	1
train	At this time he is not receiving any salary compensation.	However, there can be no assurance this insurance will cover all potential losses, that insurance will continue to be commercially available or this insurance will be available at premium levels that justify its purchase by us.	1
train	Recent Transactions   The following describes property transactions by the Account during the fourth quarter of 2017.	See Note 5 to the accompanying consolidated financial statements for the impairment losses recorded in fiscal year 2018.	1
train	Equally important to note, particularly in light of the	Core deposits, consisting of savings and demand deposit accounts, are generally a stable, relatively inexpensive source of funds.	0
train	Other assets decreased from $ 16.	3 million at September 30, 20 20 , to $12.1 million at September 30, 2021.	4
train	...weaker first half, stronger second half.	First half.	0
train	Actual results could be significantly different.	So a lot of that tonnage is going to be required to meet that demand.	1
train	; And, .50 M. of 25.75 g/t; And, .95 M. of 1.94 g/t.	Au).	0
train	Meaning, it's not intended to be in the coatings.	Some may not be as strategically aligned and	0
train	Investments where a market price is not readily available:   Any securities or other assets that are not publicly traded or for which a market price is not otherwise readily available are valued at a price that reflects each such security's fair value.	So, we've been in a – just using liquidity to pay down debt to keep a good cash position.	0
train	Neon reinsured to close its 2007 and prior years	Someone needs to turn their phone off.	0
train	Financial cost cash savings should be	A contract’s transaction price is allocated to each performance obligation and recognized as revenue when, or as, the performance obligation is satisfied.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	The backlog in the third quarter decreased to a still historically high level of 4.3 months from 4.7 months, 4.3 months in semis and 4.4 months in passives.	1
train	So monetizing finance better, monetizing warranties better, monetizing trade-ins better.	These factors could result in delays or increased operational costs.	0
train	Fast Time to Value and Low Total Cost of Ownership.	The moderate recovery in equity markets in 2009 led to improved yields on other limited partnership interests, which partially offset the overall reduction in yields.	0
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	We consider the maintenance period to commence upon acceptance of the product, or installation of the product where a formal acceptance is not required, which may include a warranty period and accordingly allocate a portion of the arrangement consideration as a separate deliverable which is recognized as service revenue over the entire service period.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	We remain comfortable with our previously communicated goals of achieving high-single digit operating margins in the fourth quarter, with an exit rate of low-double digit margins in Q4.	0
train	The Study 101 data, the Study 102 Part 1 data, the Study 102 Part 1 6-7 against natural history cohort, the Study 102 Part 2 data, the early read on the Study 103 data.	But there is more data than that available.	1
train	You will find historical data in the appendix.	But it's going to be north of what you see at REITs and aggregators.	0
train	The Fund is not suitable for all investors.	Changes in economic and political conditions, both national and local, could adversely affect our earnings, cash flows and capital, as our borrowers’ ability to repay loans and the value of the collateral securing our loans decline.	1
train	Financial Strength - Financial strength and flexibility to invest in next-generation technologies.	Costs associated with shipments are included in cost of sales.	0
train	In addition to the primary end point, the study will be used to evaluate a number of important secondary endpoints at day 90, including the distribution of mRS scores among both groups of patients, those receiving MultiStem and those receiving placebo using a shift analysis, as well as the proportion of subjects with mRS of less than or equal to two, proportion with NIHSS improvement of greater than or equal to 75%, proportion with a Barthel Index of greater than or equal to 95, proportion with NIHSS of less than or equal to 1, or a greater than or equal to 11 point improvement in the NIHSS, proportion with excellent outcome as indicated by an mRS value of less than or equal to one, NIHSS value of less than or equal to 1, or Barthel Index value of greater than or equal to 95.	Based on the current circumstances, we believe that more likely than not the local tax authorities will determine the first profitable year of Business Opportunity Online Hubei as fiscal 2011, which may result in the increase of the entity’s applicable income tax rate for its fiscal year 2013 to 12.5%.	0
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	The key drivers here were the improved pricing, the significant increase in sales and higher aftersales revenues.	2
train	Gold standards have provided a basis for monetary policies.	In the future, we may issue debt or equity securities, including medium term notes, senior or subordinated notes and classes of preferred or common shares.	0
train	CIBC has reserved its rights to take any legal measures available to it.	I'm not going to be shy about it.	0
train	In the Avionics & Controls Segment, $1.6 million in the quarter, $4.3 million year-to-date; Sensors & Systems, $2.7 million for the quarter, $3.8 million year-to-date; Advanced Materials, $0.8 million in the quarter, $3.6 million year-to-date; and in corporate expenses, $1.2 million in the quarter, $1.8 million through six months.	Operating expenses   Research and development expenses were $441,913 and $291,889 for the years ended December 31, 2013 and 2012, respectively.	2
train	An Investor Might Receive Principal Payments Later, or Earlier, Than Expected .	We may in the future incur additional mortgage debt on the properties we currently own or use long-term non-recourse financing to acquire additional properties in the future.	1
train	Three of the parcels were purchased during 1990, sixteen during 1991, four during 1992, and four during 1993.	Days sales outstanding improved by two days and days sales in inventory deteriorated by two days during fiscal 2017 .	0
train	Missed means, not supplied due to price...	I mentioned that the foreign currency – because of the foreign currency policy have higher...	0
train	It is well-recognized that NK cells are the	But that's very rapidly developing area.	0
train	Additional USPTO guidance memoranda concerning subject matter eligibility were issued on May 4, 2018, April 2, 2018, April 19, 2018, and June 7, 2018.	The current long-term rate of return assumption for variable annuity and variable universal life insurance contracts is in the 6-7% range.	0
train	Derwood Maryland 2,500 N/A Operator 2015 N/A 47.	An in-network provider may have rates that are lower per assay than those that are out-of-network, and that rate can vary widely.	0
train	The changes in value and investment income/(loss) for these partnerships may be more volatile than over-the-counter securities.	In the event we pursue significant acquisitions, or other expansion opportunities, significant repurchases of our outstanding securities, or refinance or repay existing debt, we may need to raise additional capital either through the public or private issuance of equity or debt securities or through additional borrowings, which sources of funds may not necessarily be available on terms acceptable to us, if at all.	0
train	The Hartford defines increases or decreases greater than or equal to 200% as “NM” or not meaningful.	For amortization, we anticipate a range of $3 million to $5 million per quarter, with depreciation ranging from $20 million to $25 million per quarter.	0
train	It only reflects Delphi's current view of future financial performance, which may be materially different from our actual performance.	In addition to FCA, as early as 2014, financial institution regulators and the Federal Financial Institutions Examination Council (“FFIEC”) began to work to develop a uniform approach to the phase-out of LIBOR because the continued reliance on LIBOR could present systematic risk to financial institutions.	0
train	Shareholders’ equity, or capital, is a measure of our net worth, soundness and viability.	Next is on financial and other service revenue.	0
train	No, this is the total position as of March.	In South Carolina, which is the state where we have five centers that have been open the longest, after three weeks, approximately 33% of the stores are now open.	0
train	Our EPS outlook incorporates the effect of the upcoming ASR.	We also anticipate that our royalty revenue will fluctuate relative to our customers unit shipments.	1
train	(registered service mark), GAIN Capital Futures (registered service mark), and GAIN Futures (registered service mark).	Gains and losses resulting from the change in fair value of these securities is included in loss on investments held in Trust Account in the accompanying statement of operations.	0
train	Cowen and Company and ATM Execution are members of various securities exchanges.	As you mentioned, we have a relationship with PUMP.	1
train	All of the regions where the group operates have growth.	This filing allowed us to regain temporary compliance.	0
train	/s/ KCCW Accountancy Corp  Diamond Bar, California  March 24, 2017  The Accompanying Notes Are an Integral Part of the Financial Statements.	And finally, our payments business, eNett, accelerated its growth through 2017 as it continued to grow share of wallet with a significant portfolio of the world's leading online travel agencies and customers.	0
train	The Adviser and the Investment Professionals evaluate, negotiate, structure, execute, monitor and service our investments.	Loans deemed to be uncollectible are charged against the allowance.	1
train	(3)   Includes income from non-controlled/non-affiliated investments, non-controlled/affiliated investments and controlled investments.	Our cost of revenue for the year ended December 31, 2013 and 2012 includes charges of $27.3 million and $21.9 million, respectively, representing amortization of acquisition-related intangible assets and other acquisition-related costs and restructuring charges during 2013.	0
train	RISK FACTORS RELATED TO OUR STOCK PRICE   a.	Increased resin cost; source-finished goods which is largely a function of the Chinese currency strengthening versus the US dollar; transportation cost which, in our case, is largely ocean freight related; and then labor pressure.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Business Strategy   We intend to operate as a well-capitalized and profitable community bank dedicated to providing exceptional personal service to our individual and business customers.	1
train	The economic environment impacted customer behavior negatively.	Since receipts from customers generally lag payroll to temporary workers, working capital requirements increase substantially in periods of growth.	1
train	Next is on financial and other services.	In addition to historical consolidated financial information, the following discussion contains forward-looking statements that reflect Stryve’s plans, estimates and beliefs.	1
train	Asset Retirement Obligations FASB ASC No.	We have in place a longstanding plan to write new business in MIC, a direct subsidiary of MGIC, in the event MGIC cannot meet the State Capital Requirements of a jurisdiction or obtain a waiver of them.	1
train	This is Mayank from Morgan Stanley.	Ebrahim, betas are increasing because more and more customers are getting the news that the Fed has moved and they should expect a higher rate.	1
train	Ladenburg's underwriting activities often involve offerings of the securities of smaller companies, which may involve a higher degree of risk and are more volatile than the securities of more established companies.	At least that's how we're thinking about the fourth quarter and the reason for the pivot up in deposit rates.	0
train	On any given investment, total loss of the investment is possible.	We recognize revenue from this contract as services are performed.	0
train	The prices of NGLs can be unpredictable.	Our ability to engage in routine trading and funding transactions could be affected adversely by the actions and commercial soundness of other financial institutions.	0
train	The increase was primarily due to executive compensation attributable to the following.	Even if the Company qualifies as a REIT, it may face tax liabilities that reduce its cash flow.	0
train	American Recovery and Reinvestment Act .	We account for revenue in accordance with ASC 606.	0
train	The 5 basis points of interest reversal	Calumet generated adjusted EBITDA of $107.5 million during the third quarter, compared to $38.3 million in the prior-year period.	0
train	Expected volatility: The value of a stock option is derived from its potential for appreciation.	Cash used in operating activities in the year ended December 31, 2017 was primarily due to our net loss for the period of $53.1 million and was also affected by changes in operating assets and liabilities, including an increase in deferred revenue of $23.6 million, an increase in accounts payable and accrued liabilities of $1.3 million, and non-cash charges relating to depreciation and amortization and stock-based compensation expense of $3.1 million.	1
train	The most recent opinions were provided on a timely basis.	Once established, these one-on-one relationships are maintained and enhanced through frequent telecommunications and targeted catalogs and e-mails, as well as other marketing materials designed to meet each customer’s specific IT needs.	0
train	Of the $1.56 billion in cash, cash equivalents, and marketable securities at the end of the quarter, approximately $240 million was domestic, with the remainder held internationally.	We have total assets of approximately $43 million, which is primarily comprised of $26 million of cash and cash equivalents, $9 million in investments and $6 million in receivables from the WisdomTree Funds for a total of $40 million in asset that we can convert to cash.	1
train	Proxy Statement and Notice of 2016 Annual Meeting of Stockholders, 2015 annual report, proxy card and return envelope.	1.50% Convertible Senior Notes Due 2027: On September 17, 2021, we sold $265.0 million of the 2027 Notes, and recorded net proceeds of approximately $256.8 million.	0
train	If the net profit for the bank is adequate then interest is paid in cash.	Implementing our compliance policies, internal controls and other systems upon our expansion into new countries and geographies may require the investment of considerable time and management, financial and other resources over a number of years before any significant revenues or profits are generated.	1
train	It will not affect the overall profitability of the company.	And importantly, this could be – make it easier to use in patients.	0
train	The $64 million  increase included a $33 million , or 43% , decrease in provision for credit losses, a $68 million , or 17% , increase noninterest income, and a $115 million , or 13% , increase in net interest income partially offset by a $35 million , or 37% , increase in provision for income taxes and a $117 million , or 12% , increase in noninterest expense.	Such differences in net revenue before provision for uncollectibles are adjusted the following month based on actual chart volumes processed.	2
train	As of December 31, 2012, we provided analyst research on approximately 1,700 companies globally.	And in fact, July was our best month on a two-year stacked basis with an almost 4% increase, which bodes well as we move towards easier comps in the back half.	1
train	A lot of the good questions have been asked.	Finally I'm pleased that we are today also announcing that we're broadening our partnership with OMV, a competent partner.	0
train	Where do I have it wrong?	Okay, that's not the case then.	2
train	NO OPERATING HISTORY OR REVENUE AND MINIMAL ASSETS RESULTS IN NO ASSURANCE OF SUCCESS.	Our probable inability to diversify our activities into more than one area will subject us to economic fluctuations within a particular business or industry and therefore increase the risks associated with our operations.	2
train	Prosper Scores range from 1 to 10, with 10 being the best, or lowest risk value.	This decrease was primarily due to a 23 basis point decrease in the average cost of interest-bearing deposits to 1.03% for the year ended December 31, 2011, from 1.26% for the year ended December 31, 2010.	0
train	The major U.S. bond index, the Barclays U.S.	Securities and derivatives markets worldwide experience significant price and volume fluctuations.	1
train	dollar)   2016   For the year ended – December 31   $   1.30   $   1.33   $   1.28   For the three months ended – December 31   $   1.27   $   1.33   $   1.34      Exchange rates (Canadian/U.S.	Results of Operations   The following table sets forth selected statements of operations data for 2011, 2010 and 2009 indicated as percentages of revenues.	1
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	Further margin pressure is expected to impact fourth quarter 2012 net interest margin by approximately eight basis points to 15 basis points.	1
train	DuPont de Nemours & Co., Inc., Kronos Inc. and J.M.	To give a little flavor around that, for every penny movement, we get about $30 million, $35 million in sales.	0
train	178, September 15, 2003 at   NEOGENOMICS, INC.	Decreased revenue from our modular switches was due primarily to lower sales of most of our Cisco Catalyst Series Switches and also due to lower sales of our Cisco Nexus 7000 Series Switches, partially offset by sales growth in Cisco Nexus 9500 Series Switches within this product category.	1
train	L. Other Real Estate Owned (OREO).	We have generated significant net operating loss carryforwards (NOL's) as a result of our incurrence of losses and our conduct of research activities since inception.	0
train	"NP Boulder LLC (""New Boulder""), NP Palace LLC (""New Palace""), NP Red Rock LLC (""New Red Rock""), NP Sunset LLC (""New Sunset""), NP Tropicana LLC (""New Tropicana""), NP Fiesta LLC (""New Fiesta""), NP Gold Rush LLC (""New Gold Rush""), NP Lake Mead LLC (""New Lake Mead""), NP LML LLC (""New LML""), NP Magic Star LLC (""New Magic Star""), NP Rancho LLC ""New Rancho""), NP Santa Fe LLC (""New Santa Fe""), NP Texas LLC (""New Texas"") and NP River Central LLC (""New River Central"") have applied for licenses to conduct non-restricted gaming operations."	And if I adjust this MTM reversal that you have made in the results, your margins would come to something like 20.3%.	0
train	By votes cast of shareholders entitled to vote full 99.99%, open 0.01%, and against 0.00%.	Tranche A is subject to principal payments of €0.8 million  made on September 30 and December 31 of each year.	0
train	A company with higher ratios in comparison to industry average may show weak financial strength because the cost of its debts may adversely affect results of operations and/or increase its default risk.	We don't see necessarily that the macro environment will fundamentally change over the next, let's say, three or six months or so, also if you listen to a lot of economists right now and so that's why we are now focusing clearly on what is in our control, because geopolitical and macroeconomic environment developments are not in our control but we're focusing on what we are definitely having control, which is cash and costs, which we typically do in these type of environments.	1
train	Is it a better use of cash than an alternative use of cash on a risk-adjusted return basis?	RISKS RELATED TO OUR CAPITAL STRUCTURE  We have a substantial amount of indebtedness, which could adversely affect our financial position and prevent us from fulfilling our financial obligations.	1
train	Loan Originations, Purchases and Sales .	These differences result in deferred tax assets and liabilities that are included in our Consolidated Balance Sheets.	1
train	DuPont de Nemours & Co., Inc., Kronos Inc. and J.M.	Because they do not depend solely on sales of storage products to achieve profitability, they may sell storage devices at lower prices and operate their storage business unit at a loss over an extended period of time while choosing to offset these losses with profits from other business units.	0
train	This is relevant information at this time.	In addition, we are building strong and sustainable direct relationships with faculty and students alike.	1
train	This ranking is based on company revenues.	"The Baltic Dry Index (""BDI""), is a composite of the Capesize, Panamax and Supramax timecharter averages."	1
train	Consent of Independent Registered Public Accounting Firm.	And again from a top 10 position perspective, this represents about 15% of the overall portfolio.	0
train	The S&P yields 1.55%, you yield 5.4%.	Starting with revenues, consolidated revenues of $1.93 billion increased by 1.2% versus the prior year and grew organically by 80 basis points.	0
train	Hope region are Diamond Valley to the east, Pine Valley to the north, and Kobeh Valley to the west.	The major valleys in the Mt.	5
train	Over the next few years it appears	Still some other factors out there that I think are interesting to watch, whether that's continued maybe some lack of trust to public transportation post-COVID, folks wanting to stay in their car rather than getting back on public transportation, whether that's a subway or an airplane.	1
train	Market Risk   Market risk represents the risk of financial volatility that may result from the change in value of a financial instrument due to fluctuations in its market price.	Borrower default indemnification is limited to the shortfall that occurs in the event the collateral available at the time of the borrower’s default is insufficient to repurchase those securities out on loan.	1
train	So do not place undue reliance upon them.	Accordingly, actual performance could materially differ from statements made today.	1
train	Bank statements, spending statements, investment statements.	The overall non-acquisition growth in the average securities portfolio over the comparable periods was primarily funded by deposit growth.	0
train	Consolidation of variable interest entities .	We, together with the guarantors, have pledged substantially all our assets to secure the bank facilities, subject to certain exceptions.	1
train	CHANGE VERSUS YEAR AGO CORE EPS 11 %	PBM profits decreased 23%, which was at the high end of our guidance range.	0
train	Beacon expects its stock price to be similarly volatile.	Emerging market flows would adversely impact our servicing fees.	0
train	The Bureau of Consumer Financial Protection.	Drug products are subject to discounted pricing when purchased by federal agencies via the Federal Supply Schedule, or FSS.	0
train	EOG, Devon, Cabot Oil & Gas.	We compete with other Internet marketing and media companies, such as AOL, About.com and various startup companies as well as leading online media companies such as Yahoo!, for online marketing budgets.	0
train	Missed means, not supplied due to price...	And it's the right thing to do because our job is to create value for the shareholders, and we've got an asset there that's very valuable and we wanted to get that out into the marketplace.	0
train	Type of Contracts Requiring Judgment   a.	As such, we hold noncontrolling interests in these joint ventures and account for them under the equity method of accounting.	0
train	No other customer accounted for more than 10% of our consolidated revenue during the years ended December 31, 2015 and 2014 and no single customer accounted for more than 10% of our consolidated revenue during the year ended December 31, 2013 .	Cost of Revenue   Cost of revenue totaled approximately $92.2 million and $76.5 million in 2014 and 2013, respectively.	1
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	Excluding exchange rate impacts, sales in the third quarter were up by $47 million or 8% versus the prior quarter, and up versus prior year by $3 million or 0.5%.	1
train	So hence, profit will grow and net sales will grow significantly.	It's something that we'll definitely look at.	0
train	The Street had us in Q3 at $0.36.	At approximately 200 million cubic feet per day, our natural gas production for the fourth quarter was down slightly versus the same quarter of 2015.	0
train	Our 10 million share authorization has approximately 7.3 million shares remaining as of today.	At December 31, 2015 , we had $1.77 billion  of borrowings with a weighted average interest rate of 0.78%  maturing over the next twelve months.	0
train	Due to the seasonality of our business, our operations typically use cash during the first quarter of the year.	As usual, the main driver behind the delta is the change in non-cash unrealized commodity derivative gains and losses on our hedging portfolio.	0
train	Investors like to more targeted strategies these days.	So, I think we've really built a good foundation for customers to continue to grow and then grow into the future technology.	0
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	Capital/Current Expected Credit Loss (“CECL”): We estimate that the adoption of the CECL model will increase our reserves for credit losses by approximately $2.9 billion and expect that the phased-in impact of adopting CECL will reduce our common equity Tier 1 capital ratio by 16 basis points in the first quarter of 2020.	0
train	REGULATORY REFORM   Financial Services Regulatory Reform .	And for ADR holders, also via the depository bank, The Bank of New York Mellon.	0
train	The Fund is not suitable for all investors.	The Company routinely enters into various contracts to protect its cash flows against lower oil and natural gas prices.	0
train	Each of the four quarters of 2012, we exceeded consensus earnings estimates.	So it's not just about the absolute spend.	0
train	We estimate that Mexican peso depreciation	This decrease was primarily due to the CAD 3.1 million cash outflow from operating activities plus as well as small amount of property and equipment purchases.	1
train	So, A. is 2013; B., 2014; C., 2015; D., 2016 or E., after 2016?	Stefan, do you want to comment?	0
train	The principal source of income is interest income on loans.	For fiscal 2013, we're forecasting a $0.58 negative impact to earnings per share from currency.	1
train	The guarantor of the debt is Allergan plc.	As a result of the manner in which the performance component is calculated, as described above, the performance component is not directly tied to the performance of the shares our stockholders purchase, the class of shares they purchase, or the time period during which they own their shares.	1
train	Average Balances, Interest and Average Yields .	The change in the inputs applied in the valuation, which consisted primarily of the decrease in the stock price, resulted in the change in the amount of the contingent consideration.	1
train	The U.S. on 1866-268-1947 or alternatively, on a standard international on +44-121-260-4861.	And then as the sales flex up or down in those channels, the DSO will move a little bit, that's there.	0
train	in the third quarter of fiscal 2010.	I believe you saw the press release we put out where we're all excited that we got through the process with Dell, got the product manufactured and actually began to ship it into the marketplace.	1
train	Significantly higher, slightly higher, the same, significantly lower, slightly lower?	I think when we talked before the initial number that we had in our guidance surely was based on sort of the physicians and the business that we had last year.	1
train	Our amended and restated memorandum and articles of association authorize the issuance of up to 479,000,000 Class A ordinary shares, par value $0.0001 per share, 20,000,000 Class B ordinary shares, par value $0.0001 per share, and 1,000,000 preference shares, par value $0.0001 per share.	As far as additional dispositions are concerned, we have typically talked about selling somewhere between 5% and 7% of the portfolio on an annual basis, what's important to understand as far as future dispositions are concerned, although we are not at this moment giving any guidance as to a dollar amount.	1
train	Proposed Merger with Texas Capital Bancshares, Inc.	In addition, we raise unsecured debt in the international capital markets through the issuance of notes under our Euro medium term note program and accept deposits from retail banking customers in Germany.	1
train	Loan Originations, Purchases and Sales .	We determine cap rates on new FIA deposits based on financial market conditions, including interest rates and option prices, the competitive environment, and other actuarial assumptions.	0
train	No more and no less than that.	You're slightly above that right now.	1
train	Rapid and sustained increases in mean reticulocyte counts, hemoglobin, red blood cell counts and platelet counts observed   In Part 1 of this trial, we observed rapid and sustained increases in mean reticulocyte counts, hemoglobin, red blood cell counts and platelet counts.	The primary endpoint of INSPIRE was improvement in overall survival.	0
train	Earnings simulation is more detailed than gap analysis.	He's a big cash flow guy.	1
train	Is it a better use of cash than an alternative use of cash on a risk-adjusted return basis?	If we are unable to pass along higher raw material costs to our customers, our results could be adversely affected.	1
train	And then, just for a follow-up maybe for Geoff.	Adjustments to increase appraised values are not permitted.	0
train	Approx 2% of the top line.	Excluding the impact of foreign exchange, revenue decreased 7.4% due primarily to the competitive pricing environment and an overall product mix shift into contract manufacturing.	1
train	The total absolute amount of investment income?	Looking at our balance sheet and cash flow.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	The decrease was primarily due to a lower yield on our investment portfolio.	1
train	The exchange plays a material role	Our capital expenditures include investments in new capacity, improved productivity, information technology, and maintenance of our manufacturing and office facilities.	1
train	Tier III, Tier III coverage on the formulary...	One is in France is MyEdenred super-app, which today offers around eight benefit services for employee such as ticket restaurant, but also gift, but also homeworking solutions.	0
train	Based on our historical weighted average return, analyst price targets and recommendations and our analysis of the performance of these companies, we expect to be able to, and intend to, hold these securities until they recover in value.	See Note 5, Acquisitions and Divestitures , in Item 8,  Financial Statements and Supplementary Data , for additional information on these transactions.	1
train	Dollars in thousands   par value in NIS in thousands   U.S.	So here you can see the outcome with David Wilson commanding an average, £55,000 price premium if you exclude Central London.	0
train	Non-performance by a trade creditor could result in losses.	We will also expect to receive a lump sum payment for increased expenses incurred during the first year of this new contract.	0
train	Financial cost cash savings should be	Commission revenues and related expenses are recorded on a trade date basis as securities transactions occur.	0
train	Plus midyear bump – a midterm bump,	As of December 31, 2020 the Bank had 843 PPP loans outstanding totaling $65.5 million with $17.8 million in PPP loans forgiven and repaid during the year.	1
train	Consequently, the one-year alternative is hereby adopted.	So we deliver all those products...	0
train	Raw Materials and Supplier Relations   Raw materials widely used in our operations include:      Metal Oxides:   Other Inorganic Materials:    Aluminum oxide (1)    Boron (2)    Chrome oxide (1) (2)    Clay (2)    Cobalt oxide (1)(2)    Feldspar (2)     Iron oxide (1)    Lithium (2)    Lead oxide (1)    Silica (2)    Nickel oxide (1)(2)    Soda ash (1)    Titanium dioxide (1)(2)    Zircon (2)    Zinc oxide (2)     Zirconium dioxide (2)        Precious and Non-precious Metals:   Energy:    Bismuth (1)    Electricity    Chrome (1)(2)    Natural gas    Copper (1)    Gold (1)    Molybdenum (1)    Silver (1)    Vanadium (1)     (1) Primarily used by the Functional Coatings and the Color Solutions reportable segments.	F ill material appears to include burned wood, paper, glass debris, metal material and bricks.	0
train	I can imagine, I can imagine.	So I thought I'd just point that out.	0
train	(4)   High and low stock prices are intra-day quotes obtained from Bloomberg.	If you turn to slide 25, you will be able to see the maturity profile as it was per 31st of December 2013.	0
train	The worst has happened and market has discounted with the full flow the discounted – market have discounted the market – discounted my share price.	As part of our cost savings initiatives, we cancelled the policy as we had not had any adverse experiences after conducting more than 25,000 patient scans worldwide; however, if an end user such as a hospital or imaging center requires us to provide specific product liability insurance, we intend to ensure that our insurance meets any reasonable requirements.	0
train	Global Corporate/Investment Banking remain the largest contributor to our earnings accounting for 46% of our profit before tax.	Gains on debt repurchases increased $107 million.	1
train	Federal Reserve —Board of Governors of the Federal Reserve System.	Reported operating profit in the quarter was $348 million.	0
train	And some of them, of course, provide shorter return than others.	The international has dropped down a little bit.	1
train	January and February felt the impact of	In the other study, 48 rabbits received an initial suprachoroidal injection of either 4.0 mg of CLS-TA or of vehicle control and were then evaluated for the following 13 weeks.	0
train	Equally important to note, particularly in light of the	Many of our competitors have advantages over us, including substantially greater financial, marketing, distribution and other resources.	1
train	See Part 1, Item 1. Business.	Sources of Funds   General   The Company uses deposits, repayments and prepayments of loans and securities, proceeds from sales of loans and securities, proceeds from maturing securities and borrowings to fund lending, investing and general operations.	1
train	21  / Schnitzer Steel Industries, Inc. Form 10-K 2017     SCHNITZER STEEL INDUSTRIES, INC.	Our operating results may be negatively impacted by the loss of certain tax benefits provided by the governments of Belarus, Hungary and Russia to companies in our industry.	1
train	Appreciating or depreciating yuan, yuan has also depreciated against the dollar.	The net increase of $38,728 was due to a $251,507 increase in cash compensation which was partially offset by a decrease of $212,779 in the recording of non-cash compensation related to the expensing of stock options.	0
train	The price we offer is guaranteed, which is not the norm in the market.	This was a one-time non-recurring charge.	1
train	Spain, 14% and the U.S. 9%.	Last quarter it was in 4.23%.	1
train	May 3, May 4, May 5.	Moving on to SG&A expenses, that came in at $89 million for the fourth quarter, that's down from the $94 million in the third quarter and $102 million in the fourth quarter of 2012.	0
train	Early 2016, late 2016, or late 2015?	Can you explain to me the rationale for requiring the change of treatment during the audit period as opposed to subsequent to an audit – subsequent to the audit?	0
train	Unrealized currency losses weighted on the financial result.	As a result of the indemnification, the Company does not anticipate any material effect to our operating results, liquidity or financial condition.	1
train	The electrical cables to supply power to the same	Our consolidated financial statements and related notes have been prepared in accordance with GAAP.	0
train	For those of you out there who want to	It's similar to some of the other markets.	0
train	At our estimates, preliminary estimates, decline in	Our original guidance for the half was between AUD 120 million and AUD 135 million, and as a result of tracking slightly above, we've upgraded our full-year guidance slightly, and Skroo will talk about it a little bit more.	1
train	XEN1101 addresses all of the – or we believe addresses all of the limitations.	So it started to show up as pigmentation in certain parts of the body.	0
train	It's the sixth, the sixth H&M	It is possible that these competing processes and procedures could cause our HTL ® technology to become uncompetitive or obsolete.	0
train	According to the “Compliance Policy Guide Sec.	And we will now take the next question from Vincent Ayral with JPMorgan.	0
train	FLY has significant cash security deposits and	Sales, value add, and other taxes collected concurrent with revenue-producing activities are excluded from net sales.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	Our first mid-range products are expected to launch later this year and while it is unlikely that revenue from these products could be significant in 2012, it could become meaningful in 2013 and beyond.	0
train	The head of EMEA and the head of LatAm now report directly to me.	Well, it absolutely starts with the fundamentals around the market.	0
train	MD&A   DUKE ENERGY FLORIDA     Operating Expenses.	Excluding deposit write-offs and pre-acquisition costs of $0.3 million in 2010 and $1.1 million in 2009 , selling, general and administrative expenses increased $1.3 million due to an increase in advertising expenses, research and development expenses, and expenses related to our sales offices.	0
train	All participants have been placed on a listen-only mode.	And in fact long time ago they said they were given primary usage of it.	0
train	USHO and UBS Securities have entered into an Institutional Futures Client Account Agreement.	Interest costs for the first quarter of 2018 amounted to $6 million consistent with the comparable quarter of the prior year resulting in an effective interest rate on outstanding debt of 3.12%.	0
train	The revisions to the AMP definition and Medicaid rebate formula can have the further effect of increasing the required 340B discounts.	Value of new business up 18%, also a very good number if we normalize it for the – you may remember, at the end of 2015, we had	0
train	Deterioration in the financial condition, earnings or cash flow of H.D.D.	Adjusted net income was $39.1 million or $0.36 per diluted share, an increase of 372% from adjusted net income of $8.3 million or $0.08 per diluted share in the second quarter of 2020.	0
train	We are one of the lowest-cost producers in the industry whether measured on a cash cost or all-in sustaining cost basis.	These available for sale securities are readily marketable and are available to meet our additional liquidity needs.	0
train	Specifically, the following financial covenants of each of the Bank Debt agreements were amended as follows: The maximum consolidated total leverage ratio was increased to 65% for each quarter ending on or after March 31, 2013 through the quarter ending September 30, 2013 (from 62.5% for the quarters ending on or after March 31, 2013 and June 30, 2013, and 60.0% for the quarter ending September 30, 2013), and then will decrease to 60.0% for the quarter ending December 30, 2013 and for all quarters thereafter; The minimum consolidated debt yield was reduced to 10.0% for each quarter ending on or after March 31, 2013 through the quarter ending September 30, 2013 (from 10.5% for the quarters ending on or after March 31, 2013 and June 30, 2013, and 11.0% for the quarter ending September 30, 2013), and then will increase to 11.0% for the quarter ending December 30, 2013 and for all quarters thereafter; The maximum unencumbered pool leverage ratio was increased to 65% for each quarter ending on or after March 31, 2013 through the quarter ending September 30, 2013 (from 62.5% for the quarters ending on or after March 31, 2013 and June 30, 2013, and 60.0% for the quarter ending September 30, 2013), and then will decrease to 60.0% for the quarter ending December 30, 2013 and for all quarters thereafter; and The minimum tangible net worth covenant was revised to provide that the minimum tangible net worth will be reduced by an amount equal to 65% of the net sales proceeds received from the sale of any properties included in the industrial portfolio, subject to the completion of such sales.	These are really good margins against the 10% lower grade in the quarter and were achieved at a price of AUD 1,600 an ounce which is less than the spot price.	0
train	So, for people, that would be AT&T buying Leap, T-Mobile buying MetroPCS, Sprint buying Clearwire...	In addition, other private label operations and alternative business arrangements exist in some markets.	0
train	HG GLOBAL/BAM   Overview   The HG Global/BAM segment consists of the consolidated results of HG Global, HG Re and BAM.	I thought we'd have some pressure sequentially.	1
train	The Canadian branch of Aspen U.K. received a moderate rating.	The decline in our wholesale segment net sales was due to an $11 million or 10.6% decline at Free People wholesale that was partially offset by an increase of $5 million or 185% at Leifsdottir.	1
train	We're dealing with development stage companies that business models and/or products are being developed or life sciences compounds that may or may not have the efficacy or may fail in the process.	The performance of our information technology and systems is critical to our business operations.	1
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	Such significant delays could have a material adverse effect on our business, financial condition and results of operations.	2
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	These revenues declined from 2014 with significantly lower sales prices partially offset by higher brokered volumes.	1
train	We have had operating losses since formation and expect to continue to incur net losses for the near term .	And so that is going to continue to be a challenge with such high demand levels.	1
train	100 to 200 basis points of -	Furthermore, the industry has experienced and may experience volatile demand for wind turbines, solar panels and related components.	0
train	TCW Direct Lending LLC is the Direct Lending Team’s sixth fund.	I will describe the challenges our customers face, the unique advantages that Sensata brings, and then I'll describe the product set we offer customers to help them solve their mission-critical electrification design challenges.	1
train	P-value, again, highly statistically significant at 0.037	In order for the Broadcast reporting unit to fail step one of the goodwill impairment test, its estimated fair value would have to decline by over 40%.	1
train	, -0.5x, -1x, -2x, 2x, 1.5x, -3x or 3x).	The occurrence of significant unforeseen conditions or events in connection with these systems may require us to reexamine our business model.	0
train	I have a strong buy rating currently on Skyworks.	So in summary, we are extremely bullish on our prospects.	4
train	Flagstone Suisse is licensed by the Swiss Financial Market Supervisory Authority, or FINMA, in Switzerland.	Last month, we won a major rail design project in New South Wales, which will involve the longest rail tunnel ever constructed in Sydney, Australia.	0
train	We use a combination of currency forwards and collar options.	And many times, as Matt mentioned, we've been – we've rolled over contracts for 10, 15 years in a lot of our industrial customer base because the customer is happy with the service that we're providing.	1
train	+200%), times the return of the Index, or Index Return.	During 2016, we sold 19 hotels.	0
train	At the current scale, to be ranked	So, that's really the big game.	0
train	Cash from operations before working capital changes was a cash source of $172 million.	Loans secured by multi-family real estate generally involve a greater degree of credit risk than one-to-four family residential mortgage loans and carry larger loan balances.	0
train	Loans not covered under FDIC loss share --	On the gross margin and gross profit.	0
train	7-35   Corporate Fixed Maturities Credit Quality .	The applicable margin rate ranges from 1.25% to 2.25% on the LIBOR loans and from 0.25% to 1.25% for the base rate loans based on our total leverage ratio calculated on a trailing twelve-month period.	0
train	1.3 billion in the past three months.	Strong equipment growth of 22% was offset by service revenue down 8%, again driven by soft mining parts.	1
train	VOLATILITY IN HOTELS AND CAPITAL MARKETS FEES.	Given its size, would you consider reporting the royalty on a separate line, so we can see the actual operating cash cost alone?	0
train	Investment advisory fees are derived from account management and investment advisory services.	In December 2009, January 2010, March 2010 and April 2010, we closed on a private placement offering of units.	0
train	Exceptional packaging, successful launches such as	So, it is above the expectation.	0
train	Trust preferred securities and other ABS .	I'm thrilled that we have George here, the company's Chief Executive Officer, George Scangos, to do that.	0
train	The third general topic is counterparty credit.	With the deferred tax asset valuation allowance that was recorded during the March quarter and the goodwill impairment charge that was taken in the December quarter, there was obviously a lot of noise in the tax expense line for both the March quarter and the fiscal year.	0
train	Dollars at the end 36   of each fiscal period.	We continually assess the highest value and best use of our timberlands through periodic stratification assessments on our timberlands , and as new timberlands are acquired.	0
train	First one is on net interest income.	Our net cash position was HKD 12.9 billion.	0
train	We are not compromising asset quality, not compromising net interest margins.	And then, again, I think there's – along the same theme, there's no material acquisitions for the rest of this year.	0
train	"Valuation of Mortgage Servicing Rights (""MSR"")."	Within any VaR model, there are significant and numerous assumptions that will differ from company to company.	0
train	The purpose is to discuss the report, pricing, and possible legislative or regulatory changes.	And also, I would like to understand a bit better, because you did maintain the projection of CapEx in the batch of June 2011.	0
train	Stars earn as part of the	Risks Related to Ownership of our Common Stock   Lawrence J. Ellison or members of his family, and related entities, beneficially own a majority of our outstanding shares of common stock, which may limit your ability to influence or control certain of our corporate actions.	0
train	Type of Contracts Requiring Judgment   a.	We're currently making investments on behalf of Fund IV.	0
train	Product liability insurance coverage is expensive, difficult to obtain, and may not be available in the future on acceptable terms, or at all.	While each of these areas presents significant opportunities for us, they also pose important challenges that we must successfully address in order to sustain and increase the growth of our business and improve our results of operations.	1
train	Larger banking transactions may take up to 18 months or more.	In South Africa, we have the delay on the implementation of the Clean Fuels legislation.	1
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	We plan to grow our business to take advantage of opportunities in markets in which we believe we can use our expertise to generate consistent underwriting profits.	1
train	The economic growth drivers of our strategy are simple.	For these reasons, our auditor has raised substantial doubt about our ability to continue as a going concern.	0
train	Thanks very much, Thomas, for the questions.	So from that perspective, I feel quite comfortable that this is the right way to go.	0
train	Controls Over Valuation of Financial Instruments.	This includes €61 million of the past-service pension cost gain in the U.S. and a €21 million gain on the sale of a business.	0
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	The following table shows the distribution of the credit ratings of our portfolio of fixed maturity securities by carrying value as of December 31 .	1
train	The €4.55 is the sum of the €12.72 of recurring earnings per share.	The balance on the note at December 31, 2021, net of long-term debt issuance costs totaling $0.5 million, totaled $39.5 million.	1
train	The more average a center is, the more average the growth is.	So obviously, this is something that we are taking a close look at that we are interested in.	0
train	Of these employees, 126 hold Ph.D. degrees, 12 hold M.D.	Of these employees, 409 are members of our various research and development teams and 364 are members of our various commercial and general and administrative teams.	1
train	Further credit lines are available if needed.	Such statements are subject to certain risks and uncertainties, including, among other things, (i) expected revenues, cost savings, earnings accretion, synergies and other benefits from the Company's merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; (ii) changes in economic conditions, either nationally or in the Company's market areas; (iii) fluctuations in interest rates; (iv) the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses; (v) the possibility of other-than-temporary impairments of securities held in the Company's securities portfolio; (vi) the Company's ability to access cost-effective funding; (vii) fluctuations in real estate values and both residential and commercial real estate market conditions; (viii) demand for loans and deposits in the Company's market areas; (ix) the potential adverse effects of the coronavirus or any other pandemic on the ability of the Company's borrowers to satisfy their obligations to the Company, on the demand for the Company's loans or its other products and services, on other aspects of the Company's business operations and on financial markets and economic growth; (x) the ability to adapt successfully to technological changes to meet customers' needs and developments in the marketplace; (xi) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber-attack or cyber theft, and that such security measures might not protect against systems failures or interruptions; (xii) legislative or regulatory changes that adversely affect the Company's business, including, without limitation, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and its implementing regulations, the overdraft protection regulations and customers' responses thereto and the Tax Reform Legislation; (xiii) changes in accounting principles, policies or guidelines; (xiv) monetary and fiscal policies of the Federal Reserve Board and the U.S. Government and other governmental initiatives affecting the financial services industry; (xv) results of examinations of the Company and Great Southern Bank by their regulators, including the possibility that the regulators may, among other things, require the Company to limit its business activities, change its business mix, increase its allowance for loan losses, write-down assets or increase its capital levels, or affect its ability to borrow funds or maintain or increase deposits, which could adversely affect its liquidity and earnings; (xvi) costs and effects of litigation, including settlements and judgments; and (xvii) competition.	1
train	The proposed triggering events include, among others:  a.	This is not something you can rely purely on a CRO.	0
train	Final capping, closure and post-closure obligations .	You talked about flat volumes year-over-year.	0
train	Interest is payable semi-annually on May 15 and November 15 of each year, commencing May 15, 2011.	COPLP subsequently pays down the facility using cash available from operations and proceeds from long-term borrowings, equity issuances and property sales.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Cash provided by financing activities related to the approximately $60,000 from the sale of our convertible promissory notes.	1
train	Retained earnings net of dividends added £0.029.	The Tax Receivable Agreement provides that if certain mergers, asset sales, other forms of business combination, or other changes of control were to occur, if we materially breach any of our material obligations under the Tax Receivable Agreement or if, at any time, we elect an early termination of the Tax Receivable Agreement, then the Tax Receivable Agreement will terminate and our obligations, or our successor’s obligations, to make payments under the Tax Receivable Agreement would accelerate and become immediately due and payable.	1
train	Spain, 14% and the U.S. 9%.	In 2019 we will be recognizing revenue from the sales of our high oleic soybean oil and meal.	0
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	This liability is expected to be paid down in the fourth quarter and will result in additional rental revenues based on an 8% per year cash yield on the earn out payment.	1
train	The FDIC insurance assessment increased $79,000 due to an accrual adjustment recorded in the fourth quarter of 2016.	And within three weeks of separating those liabilities, and Miller was the owner of these assets for $5 million.	0
train	Non-binding market consensus prices are based on the proprietary valuation models of pricing providers.	Your next question comes from the line of Barton Crockett with FBR Capital.	0
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	Subscription and support expense rose 4.8% in the year ended December 31, 2018 compared to the prior year due primarily to increases in employee compensation and the cost of cloud infrastructure services to support our expanding customer base.	1
train	Rapid and sustained increases in mean reticulocyte counts, hemoglobin, red blood cell counts and platelet counts observed   In Part 1 of this trial, we observed rapid and sustained increases in mean reticulocyte counts, hemoglobin, red blood cell counts and platelet counts.	But in terms of the data on the COMFORT studies that was presented at ASH showing both a survival benefit for the first time and COMFORT-II, whereas we've had one for a while in COMFORT-I.	1
train	Displays the public profile of a given member.	Now, we are ready to take your questions.	0
train	An investment in us is not an investment in Macquarie.	We may, however, sell our Common Stock, or warrants, options or rights to acquire our Common Stock, at a price below the then-current NAV per share of our Common Stock if our Board of Directors determines that such sale is in the best interests of us and our stockholders, and if our stockholders approve such sale.	1
train	Accordingly, any examination or analysis of the financial statements should take into consideration the possible effects of inflation.	The effects of NBCUniversal’s monetization transactions are a component of net cash provided by operating activities in our consolidated statement of cash flows.	1
train	TSR = (Change in Stock Price + Dividends)/Beginning Stock Price.	Commodity Price Risk   JCP&L is exposed to financial risks resulting from fluctuating interest rates and commodity prices, including prices for electricity, natural gas and energy transmission.	0
train	Orders for OTCBB securities may not be canceled or edited like orders for other securities.	Net cash of $79.3 million was provided by operating activities, primarily resulting from $77.2 million of net income and $2.6 million of proceeds from the sale of the cashiering portion of mortgage servicing rights on certain loans that were part of a securitization pool.	0
train	Equity Securities Available for Sale .	EVA is calculated for products and offerings to manage growth and profitability.	0
train	Please visit williamblair.com for any and all disclosures.	Just to wrap it up on this topic on TD&A, I mean overall that's the area that obviously was standing out here, I mean, obviously showed margin expansion and helped contribute to margin expansion across the company, given the mix.	0
train	Personnel expenses, fixed component broadly stable.	That's quite an accomplishment as well.	0
train	FINRA may prohibit a member firm from expanding its business or paying cash dividends if resulting net capital falls below its requirements.	In addition, if a subcontractor or supplier is unable to deliver its services or materials according to the negotiated contract terms for any reason, including the deterioration of its financial condition or over-commitment of its resources, we may be required to purchase the services or materials from another source at a higher price.	1
train	Should we consider – is this an appropriate level to consider for future quarters?	Based on strong revenues and effective management of our working capital, we ended the quarter with $139 million in cash and equivalents, compared to $137 million in the previous quarter.	0
train	All offices will be business banking hubs.	The scope of that R&D effort has been more significant than at any time in our history.	0
train	The $64 million  increase included a $33 million , or 43% , decrease in provision for credit losses, a $68 million , or 17% , increase noninterest income, and a $115 million , or 13% , increase in net interest income partially offset by a $35 million , or 37% , increase in provision for income taxes and a $117 million , or 12% , increase in noninterest expense.	However, our average consolidated selling price has rised significantly by 4%, as we benefited from higher integration rates and the realization of a US$50 increase per short ton on parent rolls implemented during the quarter.	0
train	The improvement reflected higher margins in the marketing and trading businesses, partially offset by lower earnings in the Chemical segment.	A decline in the price of our common stock could be especially detrimental to our liquidity and our operations.	0
train	These processes are in various stages from data rooms, to active negotiations, to diligence.	We've indicated that we tend to finance via a mix of existing liquidity, and then accessing those capital markets or a piece of it.	1
train	The reader should consult such statutes and regulations themselves for a full understanding of the details of their operation.	We have carefully developed a robust marketing plan to achieve these objectives.	0
train	The bar graph on the left shows net sales of ¥607.8 billion, an increase of ¥59.8 billion.	Your ARPU, which is we're still looking at ARPU, even though increasingly we're enterprise, they're growing or grew 10% or so.	1
train	"Unregistered Sales of Equity Securities and Use of Proceeds"")."	And you can see it in the capital assets section of the cash flow statement.	1
train	NO OPERATING HISTORY OR REVENUE AND MINIMAL ASSETS RESULTS IN NO ASSURANCE OF SUCCESS.	A downgrade in any of these ratings could have a material effect on our sales, our competitiveness, the marketability of our product offerings, our liquidity, access to and cost of borrowing, operating results and financial condition.	1
train	Investments where a market price is not readily available:   Any securities or other assets that are not publicly traded or for which a market price is not otherwise readily available are valued at a price that reflects each such security's fair value.	As a follow up to that, so, if and when you do get the leverage below 6 times net debt to EBITDA, let's say, six months from here and the situation is the same as it is today, meaning your stock price is at $21, and cap rates	1
train	After that you can only earn profits.	This was driven primarily by lower price/mix.	0
train	​   - 10 -  Prompt Corrective Action .	...still rose, we feel pretty good about it.	0
train	In the event that holders of O.P.	If it's the Euro NCAP or the GSRs.	0
train	Our interest bearing debt reduced slightly from KRW6.23 trillion to KRW6.18 trillion while total equity increased KRW459 billion to KRW8.56 trillion.	It's probably in the neighborhood of about 100 basis points, maybe even slightly higher than that because some of these repayments are a couple of years old.	0
train	Provide the industry’s first and only 4th generation end-to-end cloud architecture.	Restructuring costs associated with the sub-lease of the San Francisco office, totaling $0.04 in the year ended 2014 are being amortized over the remaining term of the underlying lease which ended in 2014.	0
train	Convenience used to mean a branch on every corner.	We support that with our assets in terms of physical assets and people.	0
train	Is it a better use of cash than an alternative use of cash on a risk-adjusted return basis?	The loss of this customer could materially and adversely affect our financial condition and the results of our operations.	1
train	This is considered – the price that we use is February, January, and December.	If you look at those partial responses, we had additional follow up and five of them are out at stages either approaching or beyond six months at this point.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	If we are unable to develop and maintain effective sales incentive programs for our third-party channel partners, we may not be able to incentivize these partners to sell our products to end-customers and, in particular, to large enterprises.	0
train	Of course – of course, of course.	And there's some Encana activity here.	0
train	The prices for these type of targets.	The total net cash provided by investing activities primarily mainly related to the disposal of investment in marketable securities and proceeds from disposal of a subsidiary.	0
train	Changes Due to Rate and Volume   Net interest income can be analyzed in terms of the impact of changes in rates and volumes.	That is what leads us to be able to grow NII by 12%, half-on-half and 35% year-on-year.	1
train	In 2016, Ireland Re wrote $154.5 million of gross treaty reinsurance premium consisting of 35.2% of pro rata casualty business, 35.0% of pro rata property business, 22.2% of excess property business, and 7.6% of excess casualty business.	In addition, certain of our businesses may invoice customers in a currency other than the business’ functional currency, and movements in the invoiced currency relative to the functional currency could also result in unfavorable translation effects.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	But if you think about our business model, it is an attractive business model.	0
train	Qualified Plan after December 31, 2002.	Additionally, we distributed a 5% stock dividend for the 14th consecutive year in December 2014.	0
train	Cumulative annual total return of 20%.	On April 10, 2012, the Company issued an additional 1,075,000 shares of Series A Cumulative Redeemable Preferred Stock in an underwritten public offering at $25.292, including accrued dividends, for net proceeds of approximately $25,700,000, after underwriting discounts of approximately $847,000 and other expenses, including legal and other professional fees of approximately $326,000.	1
train	"Oppenheimer buys, sells and maintains an inventory of a security in order to ""make a market"" in that security."	Estimates – The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.	0
train	Our consistent, long-term dividend policy has been to distribute only our taxable income.	We finance the majority of all new commercial vehicle inventory and the loan value of our used commercial vehicle inventory under a credit agreement (the “Floor Plan Credit Agreement”) with BMO Harris Bank N.A.	0
train	Variable profit is a key indicator of product profitability.	An investment in the shares provides a means for diversifying an investor’s portfolio or hedging exposure to changes in natural gas prices.	1
train	I have a strong buy rating currently on Skyworks.	Wondering your thoughts on the likelihood of a potential uptick in commercial real estate loan defaults.	0
train	In addition, the fair value of an individual security can be heavily influenced by the complexities of varying market sentiment or uncertainty regarding the prospects for an individual security.	We depend on these programs, in part, to finance the projects in our pipeline.	0
train	NO OPERATING HISTORY OR REVENUE AND MINIMAL ASSETS RESULTS IN NO ASSURANCE OF SUCCESS.	Our sponsor faces conflicts of interest relating to the acquisition of assets and leasing of properties, and such conflicts may not be resolved in our favor, meaning that we could invest in less attractive assets and obtain less creditworthy tenants, which could limit our ability to make distributions and reduce our stockholders’ overall investment returns.	1
train	NO OPERATING HISTORY OR REVENUE AND MINIMAL ASSETS RESULTS IN NO ASSURANCE OF SUCCESS.	There is no assurance that we will be able to maintain our utility and commodity costs at levels that do not have a material adverse effect on our operations.	1
train	Limited, a Singapore registered company, or Singapore Volition, on October 6, 2011.	HCP-FVD, LLC is an affiliate of Hale Capital Partners, LP.	0
train	Certain financial data may have been rounded.	The Company's cost method investments are held at the lower of cost or market.	1
train	All of them have reported, have recommended buy, some have recommended accumulate.	I'll now cover the rest of our results on an adjusted non-GAAP basis.	1
train	The Company’s loan portfolio is subject to varying degrees of credit risk.	All such contracts are settled by offset, not delivery.	0
train	The net change in assets and liabilities adjustment aligns with the Consolidated Statements of Cash Flows.	Is it mortgage availability or qualification which is buyer changing their minds	0
train	Poor performance of the investment products and services recommended or sold to asset management clients may have a material adverse effect on our business.	This is a key driver to achieve our plans for cash flow positive growth and oil-weighted growth.	1
train	See the Consolidated Statements of Operations for amounts incurred for research and development.	In addition, we had restricted cash of approximately $1,885,000 and $2,333,000 at December 31, 2019 and 2018, respectively.	1
train	It also requires disclosure of credit quality indicators, past due information and modifications of financing receivables.	And I think probably that will be echoed by other operators as well.	0
train	There has been such a case in the past.	And that's what we're aiming at.	0
train	Our debt consists of long-term portion and short-term portion, almost 90% long term and 10% short term.	Tennant generated $56.9 million in cash from operations in 2011, which was higher than the $42.5 million generated in 2010.	1
train	So market weight/neutral and underexposed and	These events would likely reduce our liquidity and profitability and could have a material adverse effect on our results of operations, financial condition and cash flows.	0
train	This offering will be made to persons who are not “U.S.	So that's in the acquisition number, so.	0
train	Underwriting  The underwriting procedures of the insurance subsidiary are established by Management.	And now we'll hear from Anj Singh with Credit Suisse.	0
train	Deals over $100,000 grew 43%; deals over $250,000 grew 28%; and deals over $500,000 grew 43%.	As a percentage of total revenue, sales and marketing expenses were 17%, up slightly from the 14% one year ago.	1
train	Sufficient alignment of assets and liabilities to meet financial obligations.	We are very pleased with the continued growth in Open Trading participation this quarter.	1
train	All key comp metrics were positive, AUR, conversion, UPT and ADS.	In addition, the call may offer statements that are forward-looking including, without limitation, statements regarding Knoll's future outlook in the industry and economy and expectations with respect	1
train	We are fully reserved for all of this.	I mean, we're definitely looking beyond the operations.	1
train	J. Golsen  -  Jack E. Golsen.	We flipped to positive EBITDA in the third quarter.	0
train	Affiliates of SunTrust Robinson Humphrey, Inc. are tenants at several of our properties.	This compares to $52.0 million in 2011, which included $26.0 million of contributions that were in excess of our minimum statutory funding requirements for the 2011 calendar year.	0
train	A company with higher ratios in comparison to industry average may show weak financial strength because the cost of its debts may adversely affect results of operations and/or increase its default risk.	Without sufficient financing, we will not be able to pursue our targeted growth strategy and our acquisition program, which may limit our revenue growth and future financial performance.	3
train	As of the date of the period covered by this report, the Company has no cash.	None of them materialized being conservative in our approach of acquiring business.	0
train	The investor SARs have a strike price of $6.00, subject to adjustment.	In November, we refinanced the company's 2019-1 CLO debt primarily to reduce the blended net interest rate from LIBOR plus 2.30% to LIBOR plus 1.62% to extend the reinvestment period from October 15, 2023 to October 15, 2025, and to extend the final maturity date from October 15, 2031 to October 15, 2033.	0
train	POSIT Fixed Income, the industry's first	We calculate accrued government rebate estimates using the expected value method.	0
train	These duties include, but are not limited to, the disclosure of all material facts to clients, providing only suitable investment advice, and seeking best price execution of trades.	We would deploy either through repurchasing units, through reducing debt and reducing leverage, and ultimately we could also use it to fund growth to the extent that an attractive project come up.	1
train	Any investment in securities cannot include more than 10% of the outstanding voting securities of any one issuer or more than 10% of the total value of the outstanding securities of any one issuer.	In addition, no more than 5% of the value of our assets can consist of the securities of any one issuer, other than a qualified REIT security.	1
train	Dollars in thousands   par value in NIS in thousands   U.S.	Bolzoni's trailing 12-month results include $2.7 million of onetime purchase accounting adjustments, and $6.4 million of expenses related to amortization of acquired assets.	0
train	For information on the net capital of J.P. Morgan Securities LLC, and the applicable requirements relating to risk-based capital for J.P. Morgan Securities plc, see Broker-dealer regulatory capital on page 85 .	The impact of the foreign currency transactions was a gain of $ 58,483 in fiscal 2015 compared to a loss of $ 83,844 in fiscal 2014 .	0
train	The system has to be good.	And if they're on the call it could be obviously interesting to hear their perspective.	0
train	After that you can only earn profits.	We are generally reimbursed by our clients for the direct expenses associated with our search activity on their behalf.	0
train	Security is a concern on an individual, on a corporate, and on a national interest level.	Non-GAAP Financial Measures   We believe that certain non-GAAP financial measures presented in this Report, including Adjusted revenue, Adjusted net income and Adjusted EBITDA can provide useful information to investors and others in understanding and evaluating our operating results.	0
train	CHANGE VERSUS YEAR AGO CORE EPS 11 %	The change was due to a $17.3 million increase in organic growth, and $17.7 million attributable to acquisitions, partially offset by $1.8 million due to a decrease in gross margin rates.	1
train	And intangible assets and investments of £63 million.	Net current assets of £205 million of which working capital inventory, debtors, and creditors accounted for £150 million, up £20 million from June 2015 for the reason discussed earlier.	1
train	NIS is higher than the median in this group.	I think as we take a step back and look at the feedback that we've been receiving and the patient outcomes, the positive patient outcomes we've been seeing, the most important element to any successful launch always starts with the attributes of the product, in this case NUZYRA, absolutely the right product for today's environment and not only does it address the myriad bacterial resistance issues that plague all of the older generic antibiotics for these serious community-acquired infections but I think its safety profile I think will be one that will be mandated because these comorbidities will limit the use of these other products, such as the cardiovascular issues with azithromycin and quinolones and I think the renal failure that's being seen in this COVID setting.	0
train	Convertible plus and two on one day,	That is sort of an important part of this, that we could never get the coverage that we get today, together with another player.	0
train	The transaction consists of two tranches.	An additional 373,430 shares were issued to ABG Sundal Collier Norge ASA, as a fee for acting as an advisor to the investors in connection with the transaction.	1
train	dollar)   2016   For the year ended – December 31   $   1.30   $   1.33   $   1.28   For the three months ended – December 31   $   1.27   $   1.33   $   1.34      Exchange rates (Canadian/U.S.	Now, turning to the next slide, volumes declined 2% on a like-for-like basis as volumes in North America decreased by 15% mainly due to COVID-19 impacts, while volumes in Asia decreased 6% mainly related to Japan.	0
train	Accounting for Uncertainty in Income Taxes.	"Application of Critical Accounting Policies  Our Consolidated Financial Statements are prepared in conformity with generally accepted accounting principles in the United States (""GAAP"")."	1
train	Specifically, allegations of infringement of intellectual property rights have already resulted in claims against us from time to time, including litigation in Brazil brought (without limitation) by Cartier International B.V., Montblanc Simplo Gmbh, Richemont International S.A., Puma Sports Ltda., Lacoste do Brasil Indústria e Comercio Ltda., Sporloisirs S.A., Qix Skateboards Indústria e Comercio Ltda, Vintage Denim Ltda., Editora COC Empreendimentos Culturais Ltda., Barros Fischer e Associados Ltda., Fallms Distribuição de Fitas Ltda., 100% Nacional Distribuidora de Fitas Ltda., Xuxa Promoções e Produções Artísticas Limitada, Praetorium Instituto de Ensino, Pesquisas e Atividades de Extensão e Direito Ltda., Sette Informações Educacionãis Ltda., Serasa S.A., Botelho Industria e Distribuiçāo Cinematográfica Ltda., and Citizen Watch do Brasil S/A and in Argentina brought by Nike International Ltd., Iglesia Mesianica Mundial Sekai Kyusei Kio.	"On July 27, 2017, the U.K. Financial Conduct Authority (the ""FCA"") announced that after 2021, it would no longer require banks to submit rates for the calculation of LIBOR."	0
train	Audit items have received an unqualified opinion.	So, as you can see, there's a growing momentum and opportunity and potential for ExxonMobil to make a valuable contribution.	0
train	The $64 million  increase included a $33 million , or 43% , decrease in provision for credit losses, a $68 million , or 17% , increase noninterest income, and a $115 million , or 13% , increase in net interest income partially offset by a $35 million , or 37% , increase in provision for income taxes and a $117 million , or 12% , increase in noninterest expense.	In total, EBITDA increased $4 million over the prior year.	1
train	Benefits of CRTX 058 and CRTX 070.	The growth was primarily attributable to the increased use by brand advertisers of our advertising services, as evidenced by an increase in number of advertisers and an increase in average spend per advertiser.	0
train	We note that Morgan Keegan expects to receive or intense to seek compensation for investment banking services from this company in the next three months and that Morgan Keegan has received compensation for investment banking services from this company in the last 12 months.	The operations of TLIC and Family Benefit Life may require additional capital contributions to meet statutory capital and surplus requirements mandated by state insurance departments.	0
train	Change in assumptions Estimated adjustment to income before income taxes based on revisions to certain assumptions (dollars in millions) Interest-sensitive life products: 5% increase to assumed mortality $ (24) 5% decrease to assumed mortality 25 15% increase to assumed expenses (10) 15% decrease to assumed expenses 10 10 basis point decrease to assumed spread (7) 10 basis point increase to assumed spread 7 20% increase to assumed lapses (14) 20% decrease to assumed lapses 16 Fixed index and fixed interest annuity products: 20% increase to assumed surrenders (46) 20% decrease to assumed surrenders 53 15% increase to assumed expenses (8) 15% decrease to assumed expenses 8 10 basis point decrease to assumed spread (58) 10 basis point increase to assumed spread 41 Other than interest-sensitive life and annuity products (a): Level new money rates for investment earnings rate (13)   __________________   (a) We have excluded the effect of reasonably likely changes in lapse, surrender and expense assumptions for policies other than interest-sensitive life and annuity products.	Distributions increased 4.3% to A$0.082 per security.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	For further information about operating revenue, net operating income, and identifiable assets and liabilities attributable to Consumers' electric and gas utility operations, see Item 8.	0
train	From Unit 3, 120 filed, 117 approved; Unit 7, 71 filed and 28 approved; AuroLife, 21 filed, 4 approved; Unit 4, 30 filed, 6 approved; Unit 12, 20 filed and 19 approved and Unit 6, 18 filed and 17 approved.	In addition, the FDIC as conservator or receiver may enforce most contracts entered into by the institution notwithstanding any provision providing for termination, default, acceleration, or exercise of rights upon or solely by reason of insolvency of the institution, appointment of a conservator or receiver for the institution, or exercise of rights or powers by a conservator or receiver for the institution.	0
train	The major U.S. bond index, the Barclays U.S.	So, let's now look into the financial development.	1
train	Any shares sold in a registered resale will be freely tradable without restriction under the Securities Act.	I mean we moderated the stock prices and how performance has been.	0
train	Backlog   Backlog represents the number of homes under sales contracts.	We'll take the redundancy of an extra management team and the cost of that doing business, but create that focus on the areas that they're working on.	0
train	Certain, basic amount of sales, right.	But I'm always open for suggestions.	0
train	It is well-recognized that NK cells are the	Good morning to everybody and welcome from me as well to the conference call.	0
train	A principal loss of between 1.0% and 33.0% is expected.	We have always had significant exposures to loans secured by commercial real estate due to the nature of our markets and the loan needs of both retail and commercial customers.	1
train	This is the second rating upgrade from S&P in the last 12 months.	In part because of this improving leverage metric, in April, S&P upgraded our corporate credit rating to BB minus from B plus.	4
train	Of course, this standard does not change the business model.	And like most quarters, we feel good about the pipeline we have.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	As a result, our results of operations and cash flows and distributions to our stockholders could be lower than they would otherwise be if we did not enter into a net lease.	0
train	What's the key driver is the returns, the value of that investment and ability to make returns.	Interest expense, net, increased 46.3%, or $15.8 million, year-over-year primarily due to an increase in interest expense resulting from an increase in borrowings and an increase in amortization of debt fees.	1
train	Asset information is harder to combine.	A primary premium growth long-term target is to profitably grow to reach $5 billion of property casualty and life insurance annual direct written premiums by the end of 2015.	1
train	NONE OF BLOOMBERG, UBS AG, UBS SECURITIES OR ANY OF THEIR SUBSIDIARIES OR AFFILIATES GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE BLOOMBERG COMMODITY INDEX SM , THE BLOOMBERG WTI CRUDE OIL SUBINDEX SM OR THE BLOOMBERG NATURAL GAS SUBINDEX SM OR ANY DATA RELATED THERETO AND NONE OF BLOOMBERG, UBS AG, UBS SECURITIES OR ANY OF THEIR SUBSIDIARIES OR AFFILIATES SHALL HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN.	Identical sales results, on an actual basis, for the past three fiscal years were as follows:   Fiscal 2021 Fiscal 2020 Fiscal 2019 Identical sales, excluding fuel (0.1)% 16.9% 2.1%   The following table represents Net sales and other revenue by product type (in millions):   Fiscal 2021 Fiscal 2020 Amount (1) % of Total Amount (1)(2) % of Total   Non-perishables (3)   $ 36,486.7 50.8 % $ 37,520.0 53.8 % Fresh (4) 24,636.8 34.3 % 23,674.5 34.0 % Pharmacy 5,823.3 8.1 % 5,195.8 7.4 % Fuel 3,747.5 5.2 % 2,236.5 3.2 % Other (5) 1,192.7 1.6 % 1,063.6 1.6 % Total (6) $ 71,887.0 100.0 % $ 69,690.4 100.0 %   (1) Digital related sales are included in the categories to which the revenue pertains.	1
train	Expected long-term rate of return on assets.	The final regulation broadens the definition of fiduciary by expanding the range of activities that would be considered to be fiduciary investment advice under ERISA and is accompanied by new and revised prohibited transaction exemptions relating to investments by employee benefit plans subject to Title I of ERISA or retirement plans or accounts subject to Section 4975 of the Internal Revenue Code (including IRAs).	1
train	FACTORS THAT MAY AFFECT FUTURE RESULTS AND THE   TRADING PRICE OF OUR COMMON STOCK   You should carefully consider the risks described below before making an investment decision.	We are highly focused on ensuring that we fund our strategic growth data products while reducing expenses related to our declining product lines.	1
train	B, 50 bps; C, 50 bps to 150 bps; D, 150 bps to 250 bps; and E, 250 bps plus.	In addition, interruption in functionality of our solution as a result of changes in or with third-party licensors could adversely affect our commitments to customers, future sales of our solution and harm our business.	1
train	Further credit lines are available if needed.	We expect to encounter similar competition in any new markets that we may enter.	1
train	PAN card data, financial card data.	There was no debt on the balance sheet, as I mentioned.	1
train	Despite higher financial income, increased interest rates and	Any impairment to our data management systems could materially and adversely affect our financial condition, results of operations, cash flows and the timeliness with which we report our internal and external operating results.	1
train	This research may express opinions or provide recommendations that are inconsistent with purchasing or holding Shares.	But there is expectation that that could translate into a purchase order.	1
train	Also defined as chance of loss or uncertainty of loss.	Depreciation and amortization expenses decreased in 2009 compared to 2008 primarily as a result of the amortization of the intangible assets recorded in connection with the properties acquired in 2008 having their amortization being completed amortized during 2009.	0
train	None of our securities had been in an unrealized loss position for more than a twelve month period.	We review goodwill for impairment at least annually during the fourth quarter, or more frequently if an event occurs indicating the potential for impairment.	1
train	Glossary of Certain Oil and Gas Terms.	SG&A expenses of $3.7 billion  in 2015 decreased $429 million  compared with 2014.	1
train	The operating margins on the MPW stores continue to outperform the rest of the stores.	And then secondly, in terms of the stores, you've given a slightly slower rollout at H2 weighting than maybe we expected.	2
train	Same properties NOI, while impacted by a	For example, our results of operations in the third quarter of 2016 were adversely impacted by an international court ruling in July 2016 regarding claims to sovereignty over the South China Sea, which triggered a series of regional protests and boycotts in China, intensified by social media, against a few international companies with well-known Western brands.	1
train	And has shown effect of $126 stock price.	Moving on to the financial performance, the total income for the FY 2016-2017 was INR 22,712 million.	0
train	We also sold ENSCO 86, ENSCO 99, ENSCO 52 and ENSCO 56.	During 2016, we sold ENSCO DS-1, ENSCO 6003 and ENSCO 6004.	4
train	20257 was enacted by law No.	Right now, we estimate that, that's a 3- to 5-day turnaround.	0
train	6 perc ent of the outstanding shares of our common stock.	Primarily, this is treasury debt, some corporate debt with a very high investment grade.	0
train	Next page 5 describes the trend of total assets and D/E ratio on the left and ROA and ROE on the right.	General   Stryker Corporation is one of the world's leading medical technology companies with 2013  revenues of $9,021  and net earnings of $1,006 .	1
train	Come from dividends, come from share repurchases, come from focused M&A.	The discounted value of such cash flows (or our market capitalization in the case of goodwill) are compared to each asset’s carrying value to assess whether there is an indication of impairment and resulting charges to record.	0
train	1.3 billion in the past three months.	The decrease in the cost of revenue was mostly attributable to a $5.9 million of costs related to divested businesses, offset by growth in moving services.	1
train	The market for securities in each of our target industries may also be subject to industry-specific risks.	Other (expense) income also includes interest expense incurred on our outstanding borrowings as well as interest and other income consisting primarily of interest earned on investments.	0
train	Eagers or across the entire A.P.	Yeah, I think across the board in every region in which we participate, we're running pretty tight relative to capacity.	4
train	The Dow Chemical Company and Subsidiaries	Distributable cash flow increase d by $76.5 million  for the year ended December 31, 2017 , primarily due to a $38.3 million   decrease  in Series A Preferred unit distributions, a $32.8 million   increase  in Adjusted EBITDA, a $13.9 million   decrease  in cash paid for maintenance capital expenditures, and a $12.7 million   increase  in the above-market component of the swap agreements with Anadarko.	0
train	LEGAL, TAX, REGULATORY AND COMPLIANCE RISKS.	The primary source of funds for the payment of dividends and expenses by the Company is dividends paid to it by the Banks and Brookline Securities Corp.	1
train	We acquired more than a thousand employees from	In 2018, we returned $279 million to shareholders through share repurchases, up 86% over the prior year.	0
train	Consolidated   b. Nextel Brazil   c. Corporate   2.	We have a history of losses and will require additional financing to fund our exploration activities and, if warranted, future development and production efforts.	0
train	They decided on a 9.49% ROE and a 50%/50% debt/equity capital structure.	With that context, I'll turn to the primary components of the increase in our allowance for credit losses.	0
train	Last November, we renegotiated our €1 billion senior credit agreement.	We have improved the terms.	5
train	Contract awards are occurring on a regular basis.	And how much that could increase...	0
train	He might wishes – he or she might wish to come back the following day.	As we look ahead to next year, I think we're probably at the end of the last two-and-a-half-year cycle, where we're getting significant material savings and we should probably at this point not see any significant increases.	0
train	This instrument is considered a derivative instrument.	We account for acquisition related costs as expenses in the period in which the costs are incurred and the services are received.	0
train	This month's unit asset value of a futures market is determined by multiplying last month's value by 1 plus the percentage change in this month's nearby futures price.	We define adjusted EBITDA as net loss before (1) other (income) expense, net, (2) interest expense, (3) income tax expense, (4) depreciation and amortization expense, and (5) stock-based compensation expense.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	And, obviously, that – the discovery piece is so important when it comes to new mode of actions to help growers in the marketplace.	0
train	In making any investment, we consider the expected yield of the investment and the factors that may influence the yield actually obtained on such investment.	Because a wholly owned subsidiary of APA has a controlling financial interest in Altus, APA fully consolidates the assets and liabilities of Altus in its consolidated financial statements, with a corresponding noncontrolling interest reflected separately.	0
train	All of them have reported, have recommended buy, some have recommended accumulate.	So that was the main reason is to organize around the client set.	0
train	They decided on a 9.49% ROE and a 50%/50% debt/equity capital structure.	For the fiscal years ended January 1, 2011 and January 2, 2010, selling, general and administrative expense was $87.2 million and $71.0 million, or 21.7% and 23.8% of total revenue, respectively.	0
train	As a reminder, this debt represents a financial	Acquisitions involve risks that business judgments concerning the value, strengths and weaknesses of businesses acquired may prove incorrect.	0
train	They may make venture capital investments.	The Company maintains an unsecured line of credit with a bank.	0
train	Again, a truly remarkable, dramatic and almost unprecedented result.	I think it's a fair number to be looking at.	0
train	Morgan Stanley may be required to report expenditures made on your behalf under applicable laws.	If you would like a copy of this morning's release, please call the company's Investor Relations department at 516-683-4420 or visit ir.mynycb.com.	1
train	Employees of Guggenheim Investments, owe fiduciary and contractual duties to clients of Guggenheim Investments.	The Bank's liquidity resources are designed to support these strategies.	0
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	No, it's not Browse, it's not LNG.	0
train	The historical results of the operation of these assets have been reclassified to conform to the current presentation.	And at the end, we have to reflect it directly.	1
train	No other material obligation of HSART arises, increases or accelerates as a result of the transactions described herein.	Therefore, if we expand these operations, our consolidated gross margin would likely be adversely affected.	0
train	Of course – of course, of course.	The great news about that is it's a great data set.	0
train	No alternatives had been looked at.	And I think we're starting to see that.	0
train	(4)   High and low stock prices are intra-day quotes obtained from Bloomberg.	(3)   Deferred tax liability related to other intangible assets is calculated assuming a 35% tax rate.	0
train	Option pricing models do not model these types of events.	There should be not this assumption that ORKAMBI is not a good drug for patients that are staying on it.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	If we borrow money to meet the REIT minimum distribution requirement or for other working capital needs, our expenses will increase, our net income will be reduced by the amount of interest we pay on the money we borrow and we will be obligated to repay the money we borrow from future earnings or by selling assets, any or all of which may decrease future distributions to our stockholders.	1
train	U.S., ex-U.S., a little bit more U.S. than ex-U.S.	I mean, obviously, some of this is a function of you guys shifting to metro and still having to fight your way into that marketplace as the long haul slows.	0
train	The investors received 11,245,434 Subordinate Voting Shares on an economically equivalent basis.	We also issued each of Acumen and Roth 112,500 Broker Warrants exercisable to acquire shares of common stock at a price per share of US$0.20, until January 27, 2013.	1
train	What's the difference from the past?	So, that is not on during COVID.	0
train	Successful Efforts Method of Accounting .	There's plenty of resources and headroom within the business.	0
train	​   - 10 -  Prompt Corrective Action .	The Special Committee unanimously approved the transactions.	0
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	Cash payments for transactions were $12.1 million, up from $4.6 million last year.	1
train	$100 million purchased at an average price of $30.79.	Restructuring estimates relating to real estate leases involve consideration of a number of factors including: potential sublet rental rates, estimated vacancy period for the property, brokerage commissions and certain other costs.	1
train	ARPU grew from INR 196 on the average of the whole fiscal 2015 to an average of INR 207 in fiscal 2016.	Well, from a CapEx perspective, we were a little over $4 million in full year 2011.	1
train	16-10192 (MFW) (the “Chapter 11 Case”).	And the tangible assets, and the intangibles on Provend?	0
train	The average default rate is then calculated, as well as its standard deviation.	Under the Holding Company Act, a bank holding company must obtain the prior approval of the Federal Reserve before (1) acquiring direct or indirect ownership or control of any class of voting securities of any bank or bank holding company if, after the acquisition, the bank holding company would directly or indirectly own or control more than 5% of the class; (2) acquiring all or substantially all of the assets of a nother bank or bank holding company; or (3) merging or consolidating with another bank holding company.	0
train	Financial cost cash savings should be	The solvency or guaranty laws of most states in which an insurance company does business may require that company to pay assessments up to certain prescribed limits to fund policyholder losses or liabilities of other insurance companies that become insolvent.	1
train	REGULATORY REFORM   Financial Services Regulatory Reform .	And that impacts the production costs.	0
train	We are one of the lowest-cost producers in the industry whether measured on a cash cost or all-in sustaining cost basis.	As a reminder, Instacash is a high-velocity product.	0
train	ITEM 1A RISK FACTORS – Not Required for Smaller Reporting Companies.	For additional information, see Note 10—Derivative Instruments  in the Notes to Consolidated Financial Statements  under Item 8 of this Form 10-K. Production of oil, natural gas, and NGLs is usually not affected by seasonal swings in demand.	0
train	We provided a detailed breakout of loans sold by vintage and remaining balance.	We currently expect aggregates product line pricing will increase 2% to 4%.	0
train	Total Document Services subscriptions spanning EchoSign,	Time Warner Cable had not pursued video as aggressively, and the opportunity to upgrade their plan to all digital and pursue the strategy of simplified pricing greater emphasis on Triple Play, and a high speed minimum that are more appealing to customers, I think, has got lots of opportunity ahead.	0
train	Research and Application of C100 HPC; 3rd Class Award for Beijing Science & Technology Progress.	Customers’ requirements for our capacitors fluctuate as a result of changes in general economic activity and other factors affecting the demand for their end-products.	0
train	We may cover three or four E&P companies of various levels...	Since we are a small biopharmaceutical company compared to other companies that we may compete against, it is our intention to license our products to much larger pharmaceutical, specialty pharmaceutical and generic drug companies with the financial, technical and human resources to compete effectively in the markets we address.	0
train	Missed means, not supplied due to price...	Consistent with our funding philosophy to manage interest rate risk, we will use the most efficient and cost effective source of wholesale funds.	0
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	And in this quarter, sales might be a little bit weaker than people expected.	1
train	Subject to the payment of maintenance fees.	Effect of catastrophe losses on combined ratio – the percentage of catastrophe losses included in claims and claims expense to premiums earned.	0
train	It's actually Andrew Jeffrey for Tom.	So it's been a year of progress in 2017.	0
train	Was it any particular ad category that's showing particular weakness?	I know Auto has been a topic that we all have been focusing on and is that still accounting for about 15% to 18% of your total ads at this point on radio?	2
train	For 16 quarters in a row	Over his 30 years, our fleet grew from 117 to 330 aircraft and our guest count grew six-fold from 8 million to 46 million.	0
train	And the primary endpoint was not met.	So I think it goes up, but I'm not predicting that because that went up, the whole year went up.	0
train	Our EPS outlook incorporates the effect of the upcoming ASR.	The other positive impact, but this one is a one-off, is that through a series – because of a series of discrete items or effected tax rate for the first quarter is only 22% versus 27% in Q1 and 28%, 29% which remains our guidance for the full year.	0
train	Cash paid for interest and income taxes.	And revenue is – for the most part – revenue is tied to assets.	0
train	As of the date of this report, grain prices are lower than they have been in the past three years.	On slide 15, we offer a table showing ranges of production in terms of our REO equivalent for each of the three facilities we now operate.	0
train	The most recent opinions were provided on a timely basis.	So, that's a very good performance.	0
train	THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF THE RISKS INVOLVED IN THE OFFERING.	Our ability to realize the benefit of our federal, state, and foreign deferred tax assets requires us to achieve certain future earnings levels.	1
train	The depreciation, the interest, the employee cost, the utility cost.	On the liquidity side, could you comment on the $904 million in expected maturities prepayments and sales?	1
train	Management judgments and estimates have been applied consistently and have been reliable historically.	That might be part of it.	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	So, there are people who are interested in getting in this space and putting a significant investment.	1
train	EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.	Excluding share-based compensation expenses, our general and administration expenses as a percentage of total revenues, decreased to 2.3% from 2.9% in the second quarter last year, driven by our growing economies of scale.	3
train	The Hartford defines increases or decreases greater than or equal to 200% as “NM” or not meaningful.	We have anti-takeover provisions in our corporate charter documents that may result in outcomes with which you do not agree.	0
train	What's your general bias towards the stock, positive, negative, or neutral?	Monitoring compliance with anti-money laundering and anti-terrorism financing rules can put a significant financial burden on banks and other financial institutions and poses significant technical challenges.	1
train	Value Line Select: Dividend Income and Growth is available online and in print.	Carrying values included valuation basis adjustments on discount notes elected under the FVO.	1
train	If we do not raise additional capital when required or on acceptable terms, we may need to: significantly delay, scale back or discontinue the development or commercialization of our product candidates or cease operations altogether; seek strategic alliances for research and development programs at an earlier stage than we would otherwise desire or on terms less favorable than might otherwise be available; relinquish, or license on unfavorable terms, our rights to technologies or future product candidates that we otherwise would seek to develop or commercialize ourselves; or eliminate staff to conserve resources.	The result is a favorable sales mix towards higher margin products and another strong quarterly gross margin.	1
train	Might it be used as an anxiolytic?	Competition for qualified employees among companies in the life sciences industry is intense, and the loss of any of such persons, or an inability to attract, retain and motivate any additional highly skilled employees required for the expansion of our activities, could have a materially adverse effect on us.	0
train	I also want to acknowledge the board of directors for their unwavering commitment to the mission of the company.	You've anticipated my next question, thanks.	0
train	Action date is October 28, 2014.	It works – upwards of 6 works.	0
train	Credit Suisse Securities (USA) LLC administers such purchases.	Our investments in primarily stabilized income-oriented commercial real estate in the United States focus on a range of asset types.	0
train	JPMorgan’s custodian office is located at 125 London Wall, London, EC2Y 5AJ, United Kingdom.	Sir, depreciation for the quarter has, I mean it changes meaningfully across quarters.	0
train	From time to time, we have entered into, and in the future we may enter into, transactions and relationships involving Macquarie Group Limited, its affiliates, or other members of the Macquarie Group.	The $30 million that we have is pretty high interest loan and then it drops from there.	0
train	Security breaches would damage our reputation, expose us to liability and otherwise harm our business .	The availability of coverage and adequacy of reimbursement is essential for most patients to be able to access and afford treatments.	0
train	▪   Stock Return:  Earn adequate profitability so that members receive a competitive long-term dividend on their capital stock investment.	Our access to funds may be impaired if regulatory authorities or rating agencies take negative actions against us.	0
train	The results of the nine months ended September 30, 2018 versus September 30, 2017.	Overall, if we look at the P&C in the States, this represent about 33% of our business, and P&C in Europe, about 25% of the business.	0
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	Just one last follow-up, are there others in the industry, competitors of yours that have followed this seemly lucrative path?	0
train	Assessable profits are the net profits for the basis period, arising in or derived from Hong Kong.	This depends on our Adviser’s ability to identify, invest in and monitor companies that meet our underwriting criteria.	0
train	We paid a make-whole premium and wrote-off deferred finance fees.	We do not expect to make additional capital contributions to the joint venture entity’s operational activities.	0
train	It varies from molecule-to-molecule and country-to-country.	"Due to the large size and complexity of biological products, as compared to small molecules, a biosimilar must be ""highly similar"" to the reference product with ""no clinically meaningful differences between the biological product and the reference product in terms of the safety, purity and potency of the product."""	1
train	We also generally avoid concentrations in any one industry or issuer.	A write-down constitutes a non-cash charge to earnings.	0
train	I do currently on the stock	Financial charges on the following page 18.	0
train	Controls Over Valuation of Financial Instruments.	In addition, under the terms of the Credit Facility and any borrowing facility or other debt instrument we may enter into, we are likely to be required to use the net proceeds of any investments that we sell to repay a portion of the amount borrowed under such facility or instrument before applying such net proceeds to any other uses.	0
train	Cumulative annual total return of 20%.	Through the end of the first quarter, we repurchased approximately $275 million or 33.2 million shares of LUV under our current $500 million authorization.	0
train	Beneficial interests in global notes will be shown on, and transfers of global notes will be effected only through, the records maintained by DTC.	Any future downgrade could increase the cost of borrowings under  our credit facility .	0
train	It will not affect the overall profitability of the company.	Ladies and gentlemen, we have no further questions in the queue at this time.	0
train	The Company has no rights in any such proprietary or confidential information and is prohibited from using or disclosing any of such proprietary or confidential information for its own benefit or purposes, or for the benefit or purpose of any other person other than the entity without such entity's prior written consent.	No other product can offer this value proposition.	0
train	The TJX Companies, Inc.   Dillard's, Inc.   Burlington Stores, Inc.   Macy's, Inc.   Ross Stores, Inc.	We should also see further productivity gains as we rollout our initiatives across our operating groups.	0
train	Nice way to mark 25 years.	It's fairly similar to the rest of the margin.	0
train	Trust with your consumers, your suppliers, your shareholders, and your employees.	Our management does not believe that there are any suits, claims or unasserted claims or assessments pending which would have a material adverse effect on our operations or financial condition.	1
train	Second quarter EBITDA came in a modest	First quarter operating expenses of $29.3 million were down sequentially and up just 8% from a year ago.	1
train	E-85   - A blend of gasoline and 70%-85% ethanol.	It's not just the KCM problem but the broad countrywide and Copperbelt problem.	0
train	A higher earnings per share may not reflect an actual improvement in performance.	We believe these derivatives provide economic hedges of certain forecasted transactions.	1
train	The fourth objective, which is core to our	Similarly, The Arkle Pub in Morley and Leeds, a £4,000 investment with a publican for a full internal and external redecoration, is delivering a 50% uplift in sales.	0
train	During the second quarter, we remodeled 119 stores, relocated three stores, acquired two stores, closed nine stores and opened five clinics.	So we're very pleased with the way that Medallion has operated this system.	1
train	Historical returns have shown to be immaterial.	These borrowers have been willing to accept our rates and fees.	1
train	RISK FACTORS   generate cash flow to cover expected debt service.	Could you clarify what is this €40 million number that you refer to relating to the change in tax?	1
train	BankCo, in a traditional banking sense, price to book, price to earnings.	Execution of Omni-channel Strategy   The continued execution of our omni-channel strategy impacts our financial performance.	1
train	Thanks very much, Thomas, for the questions.	But it is really a mixtum compositum out of lots of small measures that gives me a relatively high confidence.	0
train	The net change in assets and liabilities adjustment aligns with the Consolidated Statements of Cash Flows.	The Prime rate is generally used by commercial banks to extend variable rate loans to business and commercial customers.	0
train	Issuers that are debt finance companies are subject to the inherent risks associated with structured financing investments also discussed in this report.	But in effect the returns for us will be measured by return on capital employed.	1
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	So what has happened in the recent quarters?	1
train	Gold standards have provided a basis for monetary policies.	A unitholder’s amount realized on his sale of common units will generally equal the amount of cash (or the fair market value of any property) he receives plus his allocable share of our nonrecourse liabilities.	0
train	"Inventories   We account for inventory valuation for a majority of the Company using the last-in, first-out (""LIFO"") method measured at the lower of cost or market value."	So that affects the SG&A number also.	1
train	Variable profit is a key indicator of product profitability.	So if I were to exclude the Godrej Tyson feeds margins, so then the margin is – for the current quarter will be around 4% as against the 3% last year for the same quarter.	1
train	Neon reinsured to close its 2007 and prior years	Our ability to make payments on and to refinance our indebtedness, including our existing debt as well as any future debt that we may incur, will depend on our ability to generate cash in the future from operations, financings or asset sales.	0
train	As a reminder, this debt represents a financial	The increase in Free People wholesale net sales was driven by increases in transactions and average unit sale prices.	0
train	No other customer accounted for more than 10% of our consolidated revenue during the years ended December 31, 2015 and 2014 and no single customer accounted for more than 10% of our consolidated revenue during the year ended December 31, 2013 .	Well, I think we did see an impact a little bit in the first part of October in both sort of the core and the specialty businesses.	1
train	Results of Operations   Overall Results   The table below summarizes our results of operations.	Mineral resource expense decreased   $405,000 , or 7% , to $5,818,000  in 2019  when compared to $6,223,000  in 2018 , which is a direct result of the reduced water sales previously discussed.	0
train	Such information will not necessarily be updated by the company.	Like why doesn't it impact you guys?	0
train	But at this point in time	And then there's also things that we can do not just with regular unleaded but diesel and other products that we sell to continue to refine those capabilities too, so the improvement is certainly not over from my point of view.	0
train	Cumulative 90 day Maturity GAP %, +/- 20% maximum   4.	We anticipate segment income growing 8% to 12% inclusive of acquisitions.	0
train	It's attractive – an attractive price.	Changes in, or any failure to comply with, these laws and regulations could subject us to fines or other legal actions, which could materially adversely affect our financial performance.	0
train	The historical results of the operation of these assets have been reclassified to conform to the current presentation.	It's got to be – you have to have the capabilities for both.	0
train	The historical results of the operation of these assets have been reclassified to conform to the current presentation.	Just would love for you to elaborate on those factors that you're paying attention to from the consumer and what indications may be leading?	0
train	Products may not receive regulatory approval or market acceptance.	It's not holding money back for that.	0
train	We have some as short as three years, some as long as five or seven years.	On slide 15, we give you a general sense of what we are seeing in the power market.	0
train	Being an investment in an associate?	The leverage ratio would be Tier 1 capital divided by average total consolidated assets, taking into account the capital simplification discussed above and the CECL related capital transitions.	0
train	11 consecutive quarters of volume growth.	Sales of the Company’s PET products (.5 liter to 1.5 liter sizes), including private label products, represented 16.9% of sales for fiscal year 2012 and 16.4% of sales for fiscal year 2011 or $1,554,938 and $1,452,159, respectively.	0
train	The NFL Sunday contract expires following the 2023 season – or 2022-2023 season.	Slide 5 summarizes our fourth quarter and fiscal 2022 financial performance.	1
train	brand of colored papers and Triumph brand of inkjet papers.	That talent that's in Orlando, we're actually creating content from right WWE NXT, if you use the sports analogy, it's our minor league, our development league that's available on the WWE network in the United States and in different markets outside the U.S. it might be on pay TV or still on the network.	0
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	The majority of the increase was due to the inclusion of our CMAC subsidiary’s selling and administration expenses for the entire period of $2.4 million.	0
train	Our steel finishing plant in Halol	We just started the plant up.	2
train	NET LOSS AND TOTAL COMPREHENSIVE LOSS.	In terms of investments in the fourth quarter, investments totaled BRL 674 million.	0
train	Eagers or across the entire A.P.	To increase production, we intend to increase utilization of our installed manufacturing capacity, as well as continue partnering with subcontractors to take on an increasing amount of production.	1
train	The value of those stocks was $717,000.	In the   second quarter of 2013, based upon a similar evaluation, the Bank utilized a 12-quarter look-back period, weighing the loss factors 50 percent for the most recent four-quarter period and 33 percent and 17 percent for each of the following four-quarter periods, respectively.	0
train	You may have such an idea, an image.	And maybe just talk to the opportunities that you're seeing currently?	0
train	No, no, the trend, the trend, the trend, because -	Yes, the trend is -	5
train	The balance sheet as of March 31, 2011.	Year-to-date, adjusted net income was $61.3 million, down 17%, and adjusted earnings per common share was $0.84, a decrease of 17% from $1.01 in the prior year.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Further, variability in demand and cyclical shortages of capacity in the semiconductor industry have caused lead times for ordering parts to increase from time to time.	1
train	NO OPERATING HISTORY OR REVENUE AND MINIMAL ASSETS RESULTS IN NO ASSURANCE OF SUCCESS.	If we are unable to generate sufficient cash flows from operations in the future, we may have to obtain additional financing.	2
train	INVOLVES A HIGH DEGREE OF RISK.	Volume reduction in recent years has negatively impacted our cost recoveries and efficiencies.	1
train	See Notes 1(p), 3, 4 and 6.	Our total secured funding of approximately $218 billion is primarily driven by liquid governments and federal agency obligations in our interest-rate business.	0
train	The company records pension costs and benefit obligations related to its defined benefit plans based on actuarial valuations.	Postretirement Plans.	1
train	U.S. pension plan dropping discount rate.	Our end-markets have demonstrated limited correlation with GDP growth and resiliency through the recent economic cycle.	0
train	Orders for OTCBB securities may not be canceled or edited like orders for other securities.	All requests to change or cancel an order must be submitted to, received and processed by the OTCBB.	4
train	To the extent that we can invest	Then there's the whole question of Seats impacting cash flow and working capital requirement.	0
train	The restricted trading activity includes purchasing or selling certain types of securities or instruments in order to benefit from short-term price movements or to realize short-term profits.	If we are unable to obtain funds when needed, it could have a material adverse effect on its business, financial condition and results of operations.	1
train	It was not completed in accordance with NI 43-101 and in accordance with NI 43-101, it should not be relied upon.	On March 24, 2009, we announced a suspension of our managed distribution policy and payment of quarterly dividends for an indefinite period.	0
train	This is Mayank from Morgan Stanley.	And then we come to Hanno on debt ratings and discussions with the agencies.	1
train	The guarantor of the debt is Allergan plc.	We derive revenues from the sale, installation and servicing of communication systems.	0
train	However, we have not independently verified any such information.	As I said, there was no discipline on taking the cost out.	1
train	Spain, 14% and the U.S. 9%.	The MSM maintenance revenue decrease was attributable primarily to decreases of $2.6 million and $2.1 million in our EMEA and Latin America markets, respectively, partially offset by a $1.1 million increase in our Asia Pacific market.	1
train	CapConnect+ Markets LLC does not represent that in securities, products or services discussed in this webinar are suitable for any particular investor.	We had no cash flows from investing activities in fiscal 2014 or 2013.	0
train	Implied volatility provides a forward-looking indication and may offer insight into expected industry volatility.	I think deals in the enterprise grew – was it 46%?	0
train	RISK FACTORS   N I S OURCE  I NC .	In determining the amount of risk-weighted assets for purposes of calculating risk-based capital ratios, a bank’s assets, including certain off-balance sheet assets (e.g., recourse obligations, direct credit substitutes, residual interests), are multiplied by a risk weight factor assigned by the regulations based on perceived risks inherent in the type of asset.	1
train	Comparison of Year Ended December 31, 2011 and Year Ended December 31, 2010   Revenues .	Soumen and Andy have explained the detail of our strong financial results, the record operating performance underpinning those figures and the favorable structural themes that drove them.	1
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Interest expense when incurred is directly related to cash advances received from the Company’s primary lender’s revolving line of credit as the Company needs to procure sizable amounts of inventory months in advance of its holiday selling season.	1
train	CapConnect+ Markets LLC does not represent that in securities, products or services discussed in this webinar are suitable for any particular investor.	"See ""Nonperforming loans"" in Note 1 of the Consolidated Financial Statements for additional information regarding ASB's nonperforming loans."	0
train	Our balanced mix of high-value consumer basics and our unique assortment of fun and compelling discretionary product positions us to be relevant to customers in all economic circumstances.	This growth was primarily driven by the increased demand for artificial intelligence and machine learning or AI/ML services.	1
train	Chemical manufacturers such as photoresist manufacturers or wafer growers.	When the pellet plant is completed, the Company expects that the iron ore pellet production from Magnetation JV eventually will satisfy about 50% of AK Steel's iron ore pellet requirements, at a net cost to AK Steel substantially below the current world market price.	0
train	$33,651 paid on 5/31/2011, $60,000 paid on 6/30/2011, $5,000 paid on 7/29/2011, $5,000 paid on 8/31/2011, $25,000 paid on 9/29/2011, $25,000 paid on 10/14/2011, $25,000 paid on 10/28/2011, $25,000 paid on 11/14/2011, $25,000 paid on 12/7/2011 and $25,000 paid on 12/15/2011.	So we issued the shares on March 31 or before, but because things settle on T+3 some of the proceeds were received after the quarter closed.	0
train	(b) GOM means U.S. Gulf of Mexico.	And then the second part of this, remember they're washed out for three months.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	There can be no assurance that any of our existing business activities (which are limited) will result in any operating revenues or profits.	0
train	157, “Fair Value Measurements,” (“SFAS No.	The pre-tax discount rate utilized was 7.72%  and 7.83%  at December 31, 2015, and June 27, 2015, respectively.	0
train	In making any investment, we consider the expected yield of the investment and the factors that may influence the yield actually obtained on such investment.	The SBIC licenses allow the SBIC subsidiaries to obtain leverage by issuing SBA-guaranteed debentures, subject to the satisfaction of certain customary procedures.	1
train	Consumer loans are made to individuals for household, family and other personal expenditures.	The second thing it shows you is what product set is that income derived from.	1
train	Asia and Pacific   MarketAxess Singapore Pte.	From a balance sheet perspective, we expect that a portion of the purchase price will be funded with a new $150 million term loan.	1
train	A control premium is the amount that a buyer is willing to pay over the current market price of a company as indicated by the traded price per share (i.e., market capitalization), in order to acquire a controlling interest.	That's it for the operating income.	0
train	From time-to-time, Unisys may provide specific items regarding its expected future financial performance.	Cash used in financing activities was $161 in 2010.	1
train	FLY has significant cash security deposits and	I mean, is it kind of bigger than some of the deals that you've been – that the agency that you've acquired on a dollars basis?	0
train	Weak economic environments have often provided attractive investment opportunities and strong relative investment performance.	So, some of that growth just comes in a little bit inefficient.	1
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	Sufficient credit ratings allow the Company to access cost competitive tier one commercial paper markets.	0
train	Securities are offered through Raymond James Financial Services, Inc.	Under an environmental clean-up cost containment, or cost cap policy, we are insured for remediation costs for known conditions at the time of our acquisition of the Big Spring refinery.	0
train	The management and directors of Belo and A. H. Belo may own both Belo common stock and A. H. Belo common stock.	This decrease was partially offset by sales of New Products, which had strong growth in 2013 as we continued to experience growth in our 28 nm and 40 nm products.	0
train	L. Other Real Estate Owned (OREO).	We had one TDR of $580 thousand that was accruing interest as of December 31, 2018 and one TDR of $633 thousand that was accruing interest as of December 31, 2017.	0
train	AUM growth primarily driven by £1.3 billion net flows.	Potential risks and uncertainties include, but are not limited to, the current global financial and credit markets crisis and its potential impact on China's economy, the uncertain regulatory landscape in the People's Republic of China, fluctuations in Changyou's quarterly operating results, China's historical and possible future losses and limited operating history, and the company's reliance on Tian Long Ba Bu as its major revenue source.	1
train	Controls Over Valuation of Financial Instruments.	The primary liquidity risks with respect to these cash flows are the risk of default by debtors or bond insurers, our counterparties’ willingness to extend repurchase and/or securities lending arrangements, commitments to invest and market volatility.	1
train	If an entity determines it is not likely that impairment has occurred no further action is necessary.	A breach of the security of our information systems, those of our third-party providers, or other parties that we do business with, could adversely affect our operating results.	0
train	Dollars at constant exchange rates (i.e.	Dow Executive Vice President and Chief Financial Officer 2005-2009.	0
train	Persuasive evidence of an arrangement exists .	We're confident that we outgrew in the utility market.	1
train	A written copy of the foregoing corporate governance policies is available upon written request to the Company.	Next question comes from BofA Merrill Lynch.	0
train	(6) The Russell 1000 Value Index is an unmanaged index commonly used to measure the performance of large-capitalization, value-oriented U.S. stocks.	Due to the LIBOR floor of 1.25% on the underlying debt, this swap does not qualify for cash flow hedge accounting as described below in Item 8, “Financial Statements and Supplementary Data,” Note 9 “Derivative Instruments.” The other two swap agreements are for notional amounts of $312.5 million each and effectively fix future interest payments at a rate of 6.26% through June 1, 2015.	0
train	As a reminder, this debt represents a financial	To transfer the interest of that customer also to other segment is cheaper than to try to find a new process to achieve them from outside.	1
train	Not only in the longer distance, also in the smaller distance too.	The other thing, tax rate too was a little higher in the quarter.	1
train	Free Cash Flow   We use Free Cash Flow as a supplemental measure of our performance.	And at the end of the first quarter, Borregaard is well-capitalized with an equity ratio of 54% and a leverage ratio of 1.55.	0
train	The median of the peer group 37% of the time they outperform the market.	So we have a fairly good growth in our Wealth Management business.	0
train	The words assumes, approximate, believes, expects, anticipates, estimates, projects, seek, intends, plans, could, would, may or other similar expressions are used to identify forward-looking statements.	I just wanted to check on that.	0
train	The Fiscal 2011 (“Fiscal 2011”) year ended on January 28, 2012; Fiscal 2010 (“Fiscal 2010”) year ended on January 29, 2011; and Fiscal 2009 (“Fiscal 2009”) year ended on January 30, 2010.	Again, the $1.1 million of that acquisition-related cost had an impact on our adjusted EBITDA for the period, as well as increases in our share-based compensation expense as we reward our employees.	0
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	In addition, we used $36.4 million to purchase software, property and equipment, and other investments during the year ended December 31, 2014.	1
train	And the market is wanting this material.	We believe we took market share because we're one of the few that could do that.	2
train	Time charters with profit sharing, contracts of	What was that the result of?	0
train	Please refer to the distributed material.	And again, this is just one example of the work that we are doing to educate the public on iron deficiency anemia; in this case, specific to CKD patients.	1
train	Neon reinsured to close its 2007 and prior years	We generally calculate fair value of our intangible assets as the present value of estimated future cash flows we expect to generate from the asset using a risk-adjusted discount rate.	1
train	Improving profitability of existing lines of business or disposing of underperforming blocks of business.	The costs of defending against the civil and criminal lawsuits, cooperating with the various investigations, and any damages, restitution, and civil, administrative and criminal fines, penalties and other costs, if awarded or imposed, as well as the costs of mitigating the actual natural gas released, could be significant and to the extent not covered by insurance (including any costs in excess of applicable policy limits), or if there were to be significant delays in receiving insurance recoveries, such costs could have a material adverse effect on SoCalGas’ and Sempra Energy’s cash flows, financial condition and results of operations.	1
train	deposits 94.88 % 94.16 % Avg.	loans to avg.	0
train	** Total Debt / Equity = Total Liabilities / Total Shareholders Equity.	So this is just a ballpark calculation, but we are currently expecting approximately ¥100 billion negative impact compared with the current fiscal year 2014 in fiscal year 2015.	0
train	My name is José Miguel Garcia.	So then when we talk to some of the larger green gas developers in the market, right, – there's a short list of names – they all describe the cow slurry or pig slurry opportunity, I guess, dairy gas opportunity, as difficult to address.	0
train	Private Securities Litigation Reform Act of 1995, the Securities Act of 1933, and the Securities Exchange Act of 1934.	For more information about our debt financing activities, see Note 8 to our consolidated financial statements included elsewhere in this report;    ▪   a $78 million increase in cash from incremental contributions received from both noncontrolling interests and our general partner; and    ▪   a $317 million decrease in cash due to higher partnership distributions.	0
train	The amount and timing of receipt of any such amounts is uncertain at this point.	At December 31, 2012, $181.5 million, or 27.5%, was receivable from C.V. Starr; $79.9 million, or 12.1%, was receivable from FCIC; $65.2 million, or 9.9%, was receivable from XL; $58.0 million, or 8.8%, was receivable from Berkley; and $54.1 million, or 8.2%, was receivable from Transatlantic.	1
train	$100 million purchased at an average price of $30.79.	Based on our forensic reviews and analysis of RMBS we insured, we believe that multiple sellers/servicers and counterparties that originated or sponsored transactions that we insured misrepresented the nature and/or quality of the residential mortgage loans that back those transactions, which caused the losses we have incurred to date on those transactions and which represent a substantial portion of the total losses.	0
train	Based on his findings of law and fact, he is	The contingent staff that we provide often work under the supervision of our customers.	0
train	As of September 30, 2019 , approximately 7 5 .	The changes in accounts receivable during 2010 and 2009 were due to the timing of sales to customers and receipts from customers.	1
train	Value Line Select: Dividend Income and Growth is available online and in print.	It can come from – it can come from volume or pricing.	0
train	Displays the public profile of a given member.	Capital needs are evaluated on an individual investment basis and may require significant capital commitments.	0
train	References in MD&A to a year or quarter are to our fiscal year or quarter unless expressly noted or the context clearly indicates otherwise.	Depreciation and amortization   Depreciation and amortization expense during the year ended December 31, 2017  compared to the year ended December 31, 2016   decreased  primarily due to depreciation expense of $22.2 million recognized during the year ended December 31, 2016  on a contract operations project in Indonesia that early terminated operations in January 2016.	1
train	Additional Assumptions   i. cumulative gross ordinary income (including interest, dividends, fees, etc.)	The following question is from Jonathan Kelcher of TD Securities.	0
train	Make it simpler, make it low cost, make it happen.	It's a fairly safe place, it's a brand safe place to put your ads, if you're an advertiser and they like the environment of inspiration that doesn't feel like it's in the middle of a kind of toxic social media conversation.	0
train	Diluted FFO per share has most of the same limitations as Diluted FFO (described above); management compensates for these limitations in essentially the same manner as described above for Diluted FFO.	The compound is orally bioavailable, active in preclinical models of inflammatory and neuropathic pain, and does not produce the side effects characteristic of centrally-active cannabinoids, such as sedation and hypothermia.	0
train	Successor Credit Facility   On March 26, 2019 , pursuant to the terms of the Plan, we and certain of our subsidiaries, entered into a credit agreement with the lenders party thereto (the “Credit Facility Lenders”), Bank of America, N.A., as administrative agent and Bank of America, N.A.	So, our major headache is related to consumer purchasing power.	0
train	Negative oneoffs last year and positive oneoffs this year.	Operating income increased in the medical systems, electronic materials and document business.	1
train	Consumer credit performed well, and direct funding	As a result of recent acquisitions, we have charges associated with contingent consideration taking the form of earn-outs and profit participation, some of which are reflected as compensation expense.	1
train	The operating partnership may use the proceeds to repay debt, to develop new or existing properties, to acquire properties or for general corporate purposes.	Our positioning means we can be selective and disciplined about future acquisitions.	2
train	The investors received 11,245,434 Subordinate Voting Shares on an economically equivalent basis.	In the second quarter, we purchased approximately 59,000 shares of our common stock at a cost of $4.5 million.	1
train	Neon reinsured to close its 2007 and prior years	NetBackup is the largest enterprise product in our portfolio, and its growth has benefited from increased sales of our NetBackup appliance business.	0
train	Each factor has had a significant influence on the industry's improved profitability.	The other issue that does drive our working capital is our decision to expect	1
train	We or the lenders may request a onetime special redetermination of the amount of the borrowing base between each scheduled redetermination.	Goodwill and Other Long-Lived Assets   Goodwill represents the excess of the purchase price in a business combination over the fair value of the net tangible and intangible assets acquired.	0
train	Audit items have received an unqualified opinion.	Our trade accounts receivable includes amounts due from customers that have been reduced by an allowance for uncollectible accounts and revenue adjustments.	1
train	"(3) As defined by the World Resources Institute (""WRI"")."	In the Simulation Division it's $50.3 million, okay.	0
train	development to distribution of its solutions, making its channels increasingly prepared to	Thank you and congratulations on a solid first quarter.	1
train	Financial cost cash savings should be	Energy-Related Commodity Contracts and Mark-to-Market Activities   The table below summarizes the changes in commodity contract assets and liabilities for the periods presented.	1
train	The following graphs illustrate changes in (i) the price of the Shares (as reflected by the graph “DBS”), (ii) the Fund’s NAV (as reflected by the graph “DBSNV”), and (iii) the closing levels of the Index (as reflected by the graph “DBSLIX”).	Changes include, but are not limited to, a U.S. federal corporate tax rate decrease from 34% to 21% for years beginning after December 31, 2017, limitation on the utilization of NOLs arising after December 31, 2017, and imposing a one-time mandatory deemed repatriation tax on accumulated earnings of foreign subsidiaries for the year ended December 31, 2017.	0
train	Each analyst recommending a stock subjects a portion of his or her total compensation to the returns generated by that recommendation.	If we require, but are unable to obtain, additional financing in the future on acceptable terms, or at all, we will not be able to continue our business strategy, respond to changing business or economic conditions, withstand adverse operating results or compete effectively.	1
train	Missed means, not supplied due to price...	Otherwise you don't have a business.	0
train	Adjusted Net Income (Loss) and Adjusted EPS (Non-GAAP Measures)   The tables below set forth reconciliations of (i) Income (Loss) before income taxes (“Pre-tax Income (Loss)”), Provision for income taxes (“Tax Impact”) and Net Income (Loss) to Adjusted Net Income (Loss) and (ii) Diluted EPS to Adjusted EPS.	The Federal Reserve, OCC, and FDIC jointly issued a final rule, effective October 10, 1977, that adopted uniform regulations implementing Section 109 of the Riegle-Neal Act.	0
train	This discussion undefinednd undefinednundefinedlysis contundefinedins forwundefinedrd-looking stundefinedtements thundefinedt involve risks, uncertundefinedinties undefinednd undefinedssumptions.	But I think we feel pretty strongly that this is going to be another good quarter overall on materials processing.	1
train	The FDIC insurance assessment increased $79,000 due to an accrual adjustment recorded in the fourth quarter of 2016.	If Liberty Inc. experiences a change of control (as defined under the TRAs, which includes certain mergers, asset sales and other forms of business combinations) or the TRAs terminate early (at Liberty Inc.’s election or as a result of its breach), Liberty Inc. would be required to make a substantial, immediate lump-sum payment.	1
train	DuPont de Nemours & Co., Inc., Kronos Inc. and J.M.	This is to actually jumpstart the commodity business.	1
train	Consolidation of variable interest entities .	As of January 29, 2011, the Company operated 444 Dick’s Sporting Goods stores in 42 states and 81 Golf Galaxy stores in 30 states.	0
train	The market values of this high yield debt may reflect individual corporate developments.	The average yield for the year ended December 31, 2010 was 0.18% versus 0.58% for the year ended December 31, 2009.	1
train	Higher scores mean more likeability, lower scores mean less.	So, once again, CCI is a very good contributor to the bottom line, didn't really change the top line revenue.	0
train	RISK FACTORS RELATED TO OUR STOCK PRICE   a.	The decrease in carried interest described above was the main contributor to the period over period decrease in economic net income.	0
train	Again, yield from a distribution perspective, free cash flow	This I believe is across the industry, not specific to Strides.	1
train	Ability to integrate acquisitions, including IPC.	So, while when we made the acquisition, we generated perhaps $25 million or so of goodwill.	2
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	Is company consciously kind of weeding out non-profitable orders or reducing investment in new market or this is kind of more a scale effect?	0
train	The loan's observable market price; or   3.	Total revenue in the quarter was $82 million, up 27% from the year-ago period.	0
train	These factors are detailed in the company's financial reports.	You can calculate how much revenue it would be.	0
train	Sector definitions are consistent with FFIEC reporting requirements for preparing the Country Exposure Report.	And we did that, and we decided that we could do it and we are doing it.	0
train	We are driven deal-by-deal, space-by-space, lease-by-lease.	The way that the business works pre-Chinese New Year typically is that you have a large load-in, as is true with most consumer goods businesses in China.	0
train	Conversely, the Advisor Fund may establish a short position in a security and a Client/Advisor Accounts may buy that same security.	If we or our licensees fail to obtain regulatory approval for any of our product candidates in development, we will have fewer commercialized products and correspondingly lower revenues.	1
train	Measures the relative profitability of the resources utilized by the Company.	$ 145.56 10.0 %   (1) Includes Greater China, Asia Pacific excluding China, Caribbean & Latin America, Europe, and Middle East & Africa.	0
train	If any person other than A. Wilhelmsen AS.	During the second quarter, we bought back $18 million in stock and have $173 million of the $200 million authorization remaining.	0
train	Higher scores mean more likeability, lower scores mean less.	Again here, the real story is this very rapid deceleration on the production side.	0
train	The Piper Jaffray logo and the other trademarks, tradenames and service marks of Piper Jaffray mentioned in this report, including Piper Jaffray ® , are the property of Piper Jaffray.	FTD recorded impairment charges of $175.9 million for the year ended December 31, 2008 due to a reduction in the fair value of the FTD reporting unit compared to its carrying value and lower fair values in the FTD and Interflora trademarks and trade names compared to their carrying values.	1
train	L. Other Real Estate Owned (OREO).	The majority of the TC Mine deposit is hosted within the igneous rocks of the TC Mine intrusive complex, with minor amounts found in the metasediments.	0
train	These have been provided in an effort to give investors additional information.	We also continue to cross-sell other fee-related products and services to our business banking, middle market and specialty lending groups and we expect we'll provide meaningful fee income generation and growth in 2012.	1
train	"A 100% tax on net income and gains from ""prohibited transactions."""	This affected Alpek during 1Q 2014 as the company had to report a $22 million non-cash charge due to inventory devaluation, which mainly explains the decline in EBITDA I mentioned.	0
train	We purchase stainless steel tubes from Wuxi City Zhongtian Stainless Steel Co., Ltd. and stainless steel plates from Wuxi City Fanshun Materials Co., Ltd.	However, economic downturns have recently impacted the market for products such as ours and we would suffer in the event of an economic downturn.	1
train	Wells Fargo Bank, N.A., U.S. Bank, N.A., and JPMorgan Chase Bank, N.A.	With respect to the share, as Denis shared, we traded 330 routes...	0
train	The last 5 years, 10 years, 20 years, 40 years, they grow at an average rate of 10% per year.	However, over the long-term, we believe earnings quality is improving because it is being driven by rate base growth.	1
train	Identifying, attracting, recruiting, training, integrating, managing and motivating talented individuals will require significant time, expense and attention.	Harmoney on the other hand is enjoying the	0
train	My name is José Miguel Garcia.	The current NBCWA with the UMWA became effective July 1, 2011 and expires on December 31, 2016.	0
train	If the net profit for the bank is adequate then interest is paid in cash.	Such issuance costs are taken as a direct reduction to the debt and equity components.	1
train	the control of foreign exchange;   .	We have a history of consistently paying cash dividends to our shareholders.	0
train	Property Type/Market Number of Properties ABR (a) % of Total Multi-Tenant Retail ABR (a) ABR per Occupied Sq.	You covered most of the points.	0
train	A matter of operate of growth – of direction of growth.	Our next question comes from Paul Knight from Janney Capital Markets.	0
train	Ratings organizations review the financial performance and condition of most insurers and provide opinions regarding financial strength, operating performance and ability to meet obligations to policyholders.	The CFPB has regulatory and enforcement powers over most providers of consumer financial products and services, including OppFi.	1
train	Sales of Purchased Natural Gas .	Volume increased 14% on a year-over-year basis, benefiting from improved demand from certain sectors of our market, particularly manufacturing, energy and warehousing, where NCI is very well positioned.	1
train	History of Profitability and Favorable Growth Potential .	There was an immaterial impact on revenue due to changes in foreign currency rate fluctuations.	0
train	Very pleased to increase the dividend 10%.	Now, last year, on the other hand, if you look at all the discrete tax credits that we got last year throughout the year, it added up to over $0.55.	1
train	This is Mayank from Morgan Stanley.	Lending and credit administration officers and the board of directors meet periodically to review past due loans and portfolio quality, while assuring that the Bank is appropriately meeting the credit needs of the communities it serves.	0
train	11107062.5   · Hong Kong : Serial No.	So, I can do as much in net amount of risk as Nic can do in China, if you want to do this.	0
train	Actionable insight gained from BI analysis.	I think that's what you're referring to.	1
train	Or was it DKK 255 million	Should the preferred return be less than 15% on any $5 million tranche, the 60%/40% profit and loss split would be adjusted to reflect BPCM’s priority to a 15% preferred return.	0
train	Value-and-Income Orientation and Positive Cash Flow .	Furthermore, highway spending sponsored under the federal program requires the various states to provide part of required funding.	1
train	Ratings organizations review the financial performance and condition of most insurers and provide opinions regarding financial strength, operating performance and ability to meet obligations to policyholders.	I mean, does it give you flexibility for CapEx, M&A, or is buybacks potentially on the agenda?	1
train	I can imagine, I can imagine.	And then, we will be answering to your question.	0
train	Hit the ball out of the park.	And, you know, as we add the top line, the base should be allowed to – should allow us to flex.	1
train	Four vessels joined the fleet during the period including the Cap San Marco, Cap San Raphael and APL Sardonyx in February and the APL Spinel in March.	For 2020, charges are associated with the closure of our Luke Mill and the closure of our Duluth Mill in December 2020.	0
train	From time-to-time, Unisys may provide specific items regarding its expected future financial performance.	Our notes payable and a small portion of our long-term debt accrue interest at a variable rate.	0
train	But at this point in time	We don't see those as varying greatly amongst them.	0
train	Ladies and gentlemen, on behalf of	So, if you could wait for the microphone, state your name and organization, that will make it easier.	1
train	EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.	Asia property segment revenue growth of $585.4 million , or 242% , was attributable to: Tenant billings growth of $368.9 million, which was driven by: $341.2 million generated from newly acquired sites, primarily due to the Viom Acquisition; $22.2 million due to colocations and amendments; $8.6 million generated from newly constructed sites; Partially offset by,    ▪   A decrease of $2.2 million from churn in excess of contractual escalations;    ▪   A decrease of $0.9 million from other tenant billings; Pass-through revenue growth of $243.6 million, primarily due to the Viom Acquisition; and $6.3 million of other revenue growth, primarily due to the impact of straight-line accounting.	0
train	Of course, this standard does not change the business model.	For the first quarter, however, the benefits of our overall cost savings were somewhat offset by the deleveraging of our expenses in our non-Automotive businesses.	1
train	The six-month and two-year maturities increased 37 and 36 basis points, respectively, while yields on the ten and thirty-year maturities increased 8 and 26 basis points, respectively.	Core deposits totaled 84.2% of total deposits at year-end 2011.	0
train	Employees of Guggenheim Investments, owe fiduciary and contractual duties to clients of Guggenheim Investments.	The amounts of assets or liabilities shown which reprice or mature during a particular period were determined in accordance with the contractual terms of each asset or liability and adjusted for prepayment assumptions where applicable.	0
train	Our fiscal year ends on the Sunday closest to August 31.	It's located about 30 kilometers south of the former El Indio mine.	0
train	An Investor Might Receive Principal Payments Later, or Earlier, Than Expected .	How do you see the outlook of that tradeoff, I guess, both in the second half and over the next couple of years, and should we expect margins to expand, or was it really all about growth?	0
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	We show that in 2025, I think Wall Street Journal suggested 2026 so a bit of an overhang there.	0
train	Office of the Comptroller of the Currency.	Financial Statements and Supplementary Data; Note 10 – Income Taxes in the Consolidated Financial Statements.	1
train	Restrictions on the amount, type, nature, quality and concentration of investments.	Our method of calculating capitalized interest is based upon applying our weighted average borrowing rate to that portion of actual costs incurred.	0
train	Results of Operations   Overall Results   The table below summarizes our results of operations.	The decrease  in 2013  income from continuing operations attributable to DTE Energy Company is primarily due to lower earnings in the Energy Trading segment, partially offset by higher earnings in the Gas and Power and Industrial Projects segments.	2
train	Value Line Select: Dividend Income & Growth represents Value Line's targeted coverage of dividend paying stocks with good growth potential.	Additionally, during the second quarter of 2017, in connect with the pending sale of the CCF operations, the Company further recognized an additional impairment charge of $12.8 million to write down the asset group to the contract sale price which approximated fair value.	1
train	declares a dividend or approves a capital distribution.	Given you're integrating two acquisitions, your leverage is where it is right now.	1
train	Each factor has had a significant influence on the industry's improved profitability.	Changes in the nature or extent of our customer requirements may render our offerings obsolete or non-competitive and could adversely affect our results of operations and financial condition.	1
train	An individual's taxpayer identification number is his or her social security number.	Operating expenses also included approximately $26 million of CORE related charges in SG&A and R&D.	0
train	24% of our sales occur during the breakfast daypart, 39% are at lunch, and the remaining 37% occur at dinner.	The royalty rates are as follows: 9.5% on annual net sales less than or equal to $175.0 million 13.5% on annual net sales greater than $175.0 million but less than or equal to $500.0 million 18.5% of annual net sales greater than $500.0 million     We record revenues from the royalty payments in the period in which the net sales upon which the royalties are calculated occur as reported to us by Eisai.	1
train	EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.	And SEEK Asia has now started to turn the corner not only in operating metrics but also financial results, so really feel our four businesses were very well, our four base businesses were all in a good shape.	1
train	Anti-microbial- surfactants and related compounds   4.	Kevetrin and related compounds   5.	0
train	Sufficient alignment of assets and liabilities to meet financial obligations.	And the costs that you've incurred, care to quantify?	1
train	Unrealized currency losses weighted on the financial result.	Based on current investigative and remedial activities, we believe that the contamination can be controlled or remedied without having a material adverse effect on our financial condition.	1
train	And the primary endpoint was not met.	And by the way, on the metastatic breast cancer, I'm referring to the studies that have been published a year ago or so, I mean clearly we had one from a pharmacokinetic study Phase 1 and a Phase 2 safety study and we've been able to demonstrate non-inferiority clinical data in a subset of patients, okay?	1
train	Growthpoint's trading price at 31 December of AUD 2.75 represents a 19% premium to NTA per security of AUD 2.32 or if used Friday's closing price of AUD 2.95, a premium of 27%.	Gain on Involuntary Conversion of Asset s. Gain on involuntary conversion of assets for the year ended December 31, 2017 increased approximately $2.2 million to approximately $2.2 million compared to gain on involuntary conversion of assets of $0 for the year ended December 31, 2016.	1
train	FHLB P&I Funding and Contingency Plan Agreement.	Expenses increased for all regions, reflecting the additional resources and expenditures necessary to support the segment’s global organization and growth initiatives.	1
train	...the research analyst that covers Repay for William Blair.	And welcome to our conference call covering our 2019 earnings results and 2020 guidance.	1
train	Accordingly, any examination or analysis of the financial statements should take into consideration the possible effects of inflation.	Contingent value rights include fair value adjustments resulting from changes in the traded price of the securities.	1
train	​  Source: Moody’s Investors Service, Inc.	Segment orders were $1.96 billion for fiscal 2015 and $1.78 billion for fiscal 2014.	1
train	INR 106 crores, INR 105 crores, INR 106 crores, INR 99 crores, INR 104 crores.	One of the properties was disposed of in 2011.	0
train	The results of the nine months ended September 30, 2018 versus September 30, 2017.	At December 31, 2014, the liability for estimated losses on repurchase and indemnification was $3.1 million  and was included in other liabilities on the balance sheet.	1
train	Impairments of Long-lived Assets, Including Intangible Assets and Goodwill.	- Decrease in one-time analytics revenue of $4.2 million as analytics are generally integrated in our cloud solutions - Decrease in conference revenue of $3.6 million as our annual conference, bbcon, was held virtually and provided free of charge - Decrease in onsite training revenue of $1.3 million due to COVID-19    2021 Form 10-K     Blackbaud, Inc.	1
train	From time to time, Jefferies may engage in a large block trade in a single security or maintain large position concentrations in a single security, securities of a single issuer, securities of issuers engaged in a specific industry, or securities from issuers located in a particular country or region.	As of December 31, 2011, we had $41 million invested in the subordinated securities or preferred shares issued by CLO Funds managed by Katonah Debt Advisors and certain other third party asset managers.	1
train	Investment advisory fees are derived from account management and investment advisory services.	These forward-looking statements are intended to be covered by the safe harbor for “forward-looking statements” provided by the Private Securities Litigation Reform Act of 1995.	0
train	It may be two-thirds, one-third, three-quarters, one-quarter.	Customer financing and insuring our vehicles may prove difficult because retail lenders are unfamiliar with our vehicles and our vehicles have a limited loss history determining residual values and within the insurance industry.	0
train	Earnings are up and the stock is down.	Initially, we exited unprofitable geographies and implemented a brand rationalization program.	1
train	Such threats can come from external as well as internal sources.	We also processed minor modifications on a number of loans through traditional collections actions taken in the normal course of servicing delinquent accounts.	0
train	25.3%   Volkswagen…...….…………………………………………………………………………………   13.0%   BMW……………………………………………………………………..   12.7%   Ford…………………………………………………………………   11.5%   Honda…...….…………………………………………………………………………………   9.2%     Governmental Regulations   Automotive and Other Laws and Regulations   We operate in a highly regulated industry.	A number of U.S. state and federal laws and regulations affect our business and the business of our manufacturers.	1
train	Section 505(b)(2) New Drug Applications .	We have obtained interim permission from the FCA to provide consumer credit and to perform related activities and must apply to become approved for full authorization from the FCA to continue to provide consumer credit, which will require that we satisfy, and continue to satisfy, certain minimum standards set out in the FSMA, which will result in additional costs to us.	0
train	Other assets decreased from $ 16.	Basically, with the signing of the agreement to sell substantially all of the net assets of Canada Safeway to Sobeys, we are now required to report continuing operations, which includes our U.S. grocery business and Blackhawk separate from discontinued operations, which is basically Canada and a small piece of Genuardi's from last year.	1
train	We cannot guarantee their accuracy or consistency, but they do provide us with some guide of profitability.	The acquisition also fits the Spectris' financial profile and attractive margins, strong cash generation, and return on invested capital.	1
train	Its strengths are where seismic have weaknesses and its weaknesses is where seismic have strengths.	Prior to joining First Solar, Inc., Mr. Kishkill was President, Eastern Hemisphere Operations, for Exterran Energy Solutions, L.P. and Senior Vice President of Exterran Holdings, Inc., a global provider of natural gas, petroleum and water treatment production services from 2009 to 2013.	0
train	The information set forth herein should be understood in light of such risk.	Normally, what you have in stock is not what the customer wants.	0
train	Dollars in thousands   par value in NIS in thousands   U.S.	The next question comes from Yifan Zhang from Goldman Sachs.	0
train	DOLLARS)  ANNUAL REPORT FOR THE FISCAL YEAR ENDED AUGUST 31, 2014     PART II	For example, we signed a long-term dark fiber IRU agreement with a regional carrier during the quarter that included $14 million of upfront IRU fees and represents approximately $1 million of annualized revenue.	0
train	The orange line graphs the corresponding dividend yield.	We incurred $1.1 million of restructuring cash flow.	0
train	Risk parameters, PD and LGD have been updated.	Now let me turn to the next strategic priority.	0
train	No report of any rating agency is being incorporated by reference herein.	I don't see any further questions.	0
train	The board was changed, the organization structure was changed.	We continue to outgrow the industry production.	0
train	Is a that a lower risk profile?	Our digital currency initiative has contributed significantly to an increase in our noninterest bearing deposits, and has allowed us to generate attractive returns on lower risk assets through increased investments in interest earning deposits in other banks and securities, as well as funding limited loan growth.	1
train	All-in-all, the segments wrapped up 2016 in solid fashion.	So, let me ask Mike to do that.	0
train	The TJX Companies, Inc.   Dillard's, Inc.   Burlington Stores, Inc.   Macy's, Inc.   Ross Stores, Inc.	In addition, a substantial decline in the price of our securities that persists for a significant period of time could cause our securities to be delisted from the New York Stock Exchange, further reducing market liquidity.	1
train	·   In-license promising product candidates .	We consider it integral to the activities of the company going forward.	1
train	Khun Tee Seeumpornroj, CFO; and Khun Nattiya Poapongsakorn, Head of IR	See Notes to Consolidated and Combined Financial Statements— Note 2B.	0
train	As of September 30, 2019 , approximately 7 5 .	And then half of the growth will be for the	0
train	Depends on the repayments and the trends on where the stock trades.	Claims are subjected to a detailed review process to ensure that the risk was properly ceded, the claim complies with the contract provisions, and the ceding company is current in the payment of reinsurance premiums to the Company.	1
train	Income Taxes  The financial statements have been prepared on the accrual basis.	So, team leaders can actually use this tool to provide advances to their agent or instant payments to their agents.	1
train	Future events or decisions may lead to asset impairments and/or related charges.	Is it overall competition, is it the general market expectations or any other reasons?	0
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	This represents increases in depreciation and amortization compared to previously filed pro forma information of $0.7 million and $1.5 million for the pre-Acquisition periods of January 1, 2012, to June 14, 2012, the and the year ended December 31, 2011, respectively, as a result of updating our preliminary purchase accounting.	1
train	There has been no change to the composition of these measures.	I know many of you have been following our story for a long time.	0
train	The non-small cell – the small cell	Results from the first 100 early-stage lung cancer patients analyzed as part of the study were featured on the cover of the May 2017 issue of Nature and showed that an early prototype version of Signatera identified 43% more ctDNA-positive early-stage lung cancer cases than a generic lung cancer panel and demonstrated its potential to detect residual disease, measure treatment response, and identify recurrence an average of four months earlier than the standard of care, with a sensitivity of 93% at time of relapse.	0
train	We encourage investors to read those parts of the press release carefully.	Thanks for taking my questions and congrats on the nice results.	0
train	First quarter and well into 2017.	From May 15 to May 24, we ran our 10 days of deals promotion as shown on slide nine.	0
train	Cash EPS excludes non-cash asset impairment charges, acquisition-related expenses, intangible asset amortization expense, and non-cash share-based compensation expense, all net of tax.	Second, in March, we upsized the bespoke fully non-mark-to-market facility from $500 million to $750 million, which features three years of availability in matched-term financing.	0
train	Correction of defects or errors could prove to be time consuming, costly, impossible or impracticable.	This was higher than our original expectations.	0
train	Shareholders’ equity, or capital, is a measure of our net worth, soundness and viability.	And if you go back to my original slide, that's where the growth in revenue will come from.	0
train	DuPont de Nemours & Co., Inc., Kronos Inc. and J.M.	In summary, these movements result in an underlying loss of AUD 1.3 million.	0
train	You share the gain on the upside and you share the loss on the downside.	Doubtful loans are deemed impaired and put on non-accrual status.	0
train	The “cumulative redundancy (deficiency)” represents the aggregate change to date from the original estimate.	This incident resulted in the theft of proprietary and confidential data related to our GPS technology but has not had a meaningful impact on our business.	0
train	Inventory movements represent gold in inventory we sold.	Nonetheless, what you can observe is that Cash NPAT grows faster than receivables, which is highlighting how scalable this businesses is.	0
train	The most recent opinions were provided on a timely basis.	And the financing terms are what you would consider to be, I would say, normal, which is actually encouraging to us.	1
train	We guarantee the future of Invensys.	So, it's a bit of an intuitive process.	0
train	Employees of Guggenheim Investments, owe fiduciary and contractual duties to clients of Guggenheim Investments.	If the Private Placement Warrants are held by someone other than the initial purchasers or their permitted transferees, the Private Placement Warrants will be redeemable by the Company and exercisable by such holders on the same basis as the Public Warrant.	0
train	For those of you out there who want to	LTSS eligible beneficiaries heavily overlap with the dual eligible population.	0
train	PricewaterhouseCoopers is our outside auditor and Ernst & Young is our outside tax advisor.	And again, when we talk about metrics, what we're talking about is income dollars and margins.	0
train	So monetizing finance better, monetizing warranties better, monetizing trade-ins better.	Net interest income yield on average net assets is a key indicator by which we measure the performance of our Investment Managers.	0
train	Non-interest Income and Expense   Non-interest Income.	Klabin has contracted financing and has not yet been withdrawn.	1
train	These employees have the rights to maintain themselves as beneficiaries of the plan in the event of being fired or retired.	The holders of this indebtedness will have rights with respect to these communities and lenders may seek foreclosure of communities which would reduce the Company’s income and net asset value, and its ability to service other debt.	1
train	Our business can be broken down into two businesses – into two segments.	Our most recent fiscal year was 2012, and, by most measures, the best in our company's history.	0
train	Upon sale, the commodity options may be “in-the-money,” “at-the-money” or “out-of-the-money.” A call option is said to be “in-the-money” if the exercise price is below current market levels, “out-of-the-money” if the exercise price is above current market levels and “at-the-money” if the exercise price is at current market levels.	When we reduce the amounts of the security deposits we hold under our management and lease agreements for future payment deficiencies, we record income equal to the amounts applied, but we do not receive additional cash flows.	0
train	31, 2019 Dec. 31, 2018 Sep. 30, 2018 Jun.	Crude oil produced from our Bronco acreage is sold to Enterprise Crude Oil, LLC under a month-to-month contract with a 30-day cancellation provision.	0
train	We take them seriously from bottom to top, top to bottom.	That was a fully marketed deal.	0
train	Both in amount and also in percentage.	So in this consideration, don't have any doubts, okay.	1
train	So, what has been driving a 23.2% Total Return over the last 12 months?	Your revenue for operations is up 8.7%, first half 5.5%; operating EBITDA is up 10.7%, first half 12.9%; PBT is up 4% and first half 6.6%; PAT is up 16.1% in the quarter, 14.2% for the first half; our EPS is 16.1% up versus 14.2% in the first half.	1
train	Midland continues to trade above Cushing.	They are, from a revenue perspective, our largest customer.	0
train	The Closed Block forms the principal component of the Closed Block Business.	The growth of our datasets that inform our analytical capabilities and comparative analytics is a key aspect of our provision of value to our clients and is indicative of our overall growth and capabilities.	0
train	It's difficult to create predictability of earnings, predictability of revenue, predictability of cash flows.	...broadening ecosystems for our customers and a primary goal of that marketplace is to enable faster and easier adoption of platform capabilities and faster time to value.	1
train	The principal customers of this property are Henderson residents.	As a result, we are highly leveraged.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	We grew our assets under management by 6% to almost CAD 137 billion and posted nearly 20% growth in both revenues and adjusted EBITDA.	1
train	So hence, profit will grow and net sales will grow significantly.	Any systemic delays in the recording and confirmation of transactions on the blockchain could result in greater exposure to double-spending transactions and a loss of confidence in certain or all digital asset networks, which could adversely impact an investment in us.	0
train	Appliances, ¥4 billion; ES, ¥7 billion; AVC, ¥6 billion; AIS, ¥11 billion, ballpark.	Materials, on average, account for approximately 60% of the total cost of a safe, with steel accounting for approximately 40% of material costs.	0
train	·   In-license promising product candidates .	So, I will look forward to all your success and wish you the very, very best.	0
train	Eagers or across the entire A.P.	But sometime it's commodity pressure, raw material is increasing.	1
train	Dollars in thousands   par value in NIS in thousands   U.S.	Financial position and impairments   We have taken into account the impact of COVID-19, to the extent possible, on our financial statements as of reporting date.	0
train	The mark UTi has been or is currently being registered in selected foreign countries.	You have to look at it in a couple of ways.	0
train	And 12, yes, 11 and 12.	His EASI score is 72, maximal.	0
train	This has been our permanent policy not having risk positions in	It's got the ODT format, of course, which makes it easy to take.	0
train	So hence, profit will grow and net sales will grow significantly.	Compliance with the REIT qualification requirements may hinder our ability to operate solely on the basis of maximizing profits and adversely affect the trading price of our common stock.	1
train	See Activities Enhancing Liquidity Position, below.	The value of the portion of the award that is ultimately expected to vest is recognized as expense over the requisite service period in our consolidated statement of operations.	0
train	The exchange plays a material role	Significant increases in raw material and labor costs could increase our acquisition cost of new modular rental units and repair and maintenance costs of our fleet, which would increase our operating costs and harm our profitability.	1
train	For us, that may include a potential sale.	Since our formation, we sold 108 aircraft with a gross purchase price in excess of $2.5 billion.	0
train	The third general topic is counterparty credit.	Additionally, the impact of the COVID-19 pandemic on the aviation and travel industry in general, and on the Company, make it even more challenging than usual to develop business forecasts.	1
train	As of September 30, 2019 , approximately 7 5 .	But we feel good about the metric guiding to it.	0
train	Percent-of-proceeds, percent-of-value or percent-of-liquids arrangements may be used for gathering and processing services.	The following comments should be read in conjunction with the accompanying financial statements.	1
train	Each analyst recommending a stock subjects a portion of his or her total compensation to the returns generated by that recommendation.	And for me, the true measure of our business and our sector is really around the cash generation.	1
train	Reasonable – that's a reasonable estimate.	The Company generally seeks sites of 4,250 to 5,000 square feet for its stores.	0
train	BRL 140 billion is already modeled.	It's Chris Fremantle from Morgan Stanley.	0
train	The insurance code does cover the products.	Everything which is renegotiated will get price increases.	1
train	Activities involved in asset/liability management include, but are not limited to, lending, accepting and placing deposits and investing in securities.	Ratings is an independent provider of credit ratings, research and analytics, offering investors and other market participants information, ratings and benchmarks.	1
train	The investor SARs have a strike price of $6.00, subject to adjustment.	Investing Activities   Net cash used in investing activities for the year ended October 28, 2012  was $244 million .	0
train	VOLATILITY IN HOTELS AND CAPITAL MARKETS FEES.	We commenced occupation of the Atlanta Facility and Orange County Facility during the third quarter of 2010 and have commenced validation activities for these facilities.	0
train	For an industry sector, a stable outlook generally implies that over the next 12 to 18 months the rating agency expects ratings to remain unchanged among companies in the sector.	For a particular company, an outlook generally indicates a medium- or long-term trend in credit fundamentals, which if continued, may lead to a rating change.	4
train	No registration, no quotes, no waiting, simple instant transactions.	In addition, we may seek to raise equity or debt capital at any time that we deem market conditions to be favorable.	0
train	Spain, 14% and the U.S. 9%.	The four countries that contribute between 5% and 7%, Mexico, Chile, Poland and Germany.	1
train	would own and license to others.	So I dare to say that we have – I have quite some experience in the CDMO field/API field.	0
train	L. Other Real Estate Owned (OREO).	It will produce somewhere between 100,000 to maybe 120,000 tons a year of SR, depending on product quality and feed quality and then it's the mining CapEx which you know we're trying to avoid by using materials that we're already mining.	0
train	It is Mr. Hiner's opinion sample preparation, security, and analytical procedures are adequate for this level of evaluation.	And in terms of incremental R&D investment, we're going to be very careful there.	0
train	Are valuations more attractive in certain regions than others?	But in the past, we had to bring on more resources maybe than we needed to or than we would like to, to support revenue growth.	0
train	Negative oneoffs last year and positive oneoffs this year.	In addition, initiatives related to Project Excellence led to the extension of the Company's credit terms with certain vendors during fiscal year 2015, which contributed to the increase in cash provided by operating activities, as compared to fiscal year 2014.	0
train	Asset Retirement Obligations FASB ASC No.	We may leverage our portfolio by assuming or incurring secured or unsecured property-level or entity-level debt.	0
train	Same properties NOI, while impacted by a	The cyclical nature of the lodging industry may cause fluctuations in our operating performance.	0
train	Neon reinsured to close its 2007 and prior years	With respect to cost out, I'm very pleased with our progress here.	0
train	For a year, or a month?	With the Zucchini noodle itself, such a great opportunity for us, utilizing digital advertising across all of our markets.	0
train	Earnings after taxes followed the development of EBIT.	The cost of procured power can be affected by inflation.	1
train	The exchange plays a material role	While the costs incurred to optimize our footprint contributed to the decrease in operating margin, we continued to believe that the pay-off of these investments will result in higher operating margins over the long run.	0
train	The current unrealized depreciation reflects the current performance of the company, but does not change our view of the fundamental long-term prospects of the business.	Cyclicality is predominantly driven by customer demand, global economic and geopolitical conditions and anticipated environmental, safety or regulatory changes which affect the manner in which our customers proceed with capital investments.	1
train	Mortality margins, morbidity margins, investment margins, expense margins and surrender fees drive life insurance profits.	However, we cannot assure you that cash provided by operating activities and borrowings under the current revolving credit facility will be sufficient to meet our future needs.	1
train	Again, yield from a distribution perspective, free cash flow	The U.S. qualified and non-qualified defined benefit pension plans comprise the majority of our total benefit obligation and benefit cost.	0
train	Our first profitable tax year was 2003.	So said that, let's please turn to slide 4 and the highlights for the second quarter.	0
train	Is it a better use of cash than an alternative use of cash on a risk-adjusted return basis?	This increase in average debt was primarily due to financing related to and mortgage loans assumed in the Cabot Acquisition.	0
train	Historical returns have shown to be immaterial.	No, this is an entirely different application.	0
train	INVOLVES A HIGH DEGREE OF RISK.	The main cities are much more reliant on that long-haul travel.	0
train	Other Information...................................................................................................................................................................................................................26   Part III ..................................................................................................................................................................................................................................................27   Item 10.	Controls and Procedures......................................................................................................................................................................................................25   Item 9B.	1
train	Investors like to more targeted strategies these days.	Although we have a diverse base of end-users, the loss of significant end-users or a large group of end-users, or a reduction in their production requirements, could have an adverse effect on our net revenue and, depending on the magnitude of the loss or reduction, our financial condition or results of operations.	1
train	The guarantor of the debt is Allergan plc.	In addition to compound claims, the zilucoplan portfolio includes claims to formulations, formulation methods, therapeutic uses, and clinical study outcomes.	0
train	On behalf of the Sappi team.	Regents of the University of California License Agreement.	0
train	Third-party ratings may also influence client investment decisions.	Also during 2012 , we sold all of our securities carried at fair value through income.	1
train	Persuasive evidence of an arrangement exists .	But there are number of things that we're working on right now in order to enhance the metrics, Michael, that you talked about.	0
train	NIS is higher than the median in this group.	And again, an interesting opportunity for us.	0
train	Interest rates do not necessarily move in the same direction or in the same magnitude as inflation.	Our ability to obtain additional financing will be subject to a number of factors, including market conditions, our operating performance and investor sentiment.	1
train	Glossary of Terms   KNIGHT-SWIFT TRANSPORTATION HOLDINGS INC.	If either transaction was not completed within six months after the closing of the Share Exchange, the escrow shares allocated to that transaction were to be cancelled, and if both such acquisitions were not completed within six months after the closing of the Share Exchange, all of the 8,000,000 escrow shares were to be cancelled.	0
train	Six in the second half of 2022 and eight in 2023.	This segment's weighted average combined ratio for 2008 through 2017  is 85.6%.	0
train	"NP Boulder LLC (""New Boulder""), NP Palace LLC (""New Palace""), NP Red Rock LLC (""New Red Rock""), NP Sunset LLC (""New Sunset""), NP Tropicana LLC (""New Tropicana""), NP Fiesta LLC (""New Fiesta""), NP Gold Rush LLC (""New Gold Rush""), NP Lake Mead LLC (""New Lake Mead""), NP LML LLC (""New LML""), NP Magic Star LLC (""New Magic Star""), NP Rancho LLC ""New Rancho""), NP Santa Fe LLC (""New Santa Fe""), NP Texas LLC (""New Texas"") and NP River Central LLC (""New River Central"") have applied for licenses to conduct non-restricted gaming operations."	Our Brokerage segment is principally engaged in non-asset-based freight brokerage services.	0
train	Top hat to top hat they're different.	So first of all – I'm sorry if I was not terribly clear.	0
train	Share Based Payments   In December 2004, the FASB issued SFAS No.	And the Class 4 is the smart box, Smart TV with all the open Internet applications and type of ecosystem that you are familiar with if you follow the tablet or smartphone market.	0
train	In the last 12 months, last 14 months.	These declines were partially offset by growth in immunology, acute care, diabetes, and vaccine products, as well as higher sales from Merck’s Animal Health business.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	Our ability to achieve and maintain profitability is dependent upon the successful development, regulatory approval and commercialization of our product candidates and achieving a level of revenues adequate to support our cost structure.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	These declines in real estate values could cause some of our mortgage loans and home equity lines of credit to be inadequately collateralized, which would expose us to a greater risk of loss if we seek to recover on defaulted loans by selling the real estate collateral or if borrowers who sell their homes are unable to repay their loans in full from the sale proceeds.	1
train	If an entity determines it is not likely that impairment has occurred no further action is necessary.	The following risk factors have been organized by category for ease of use, however many of the risks may have impacts in more than one category.	0
train	The information set forth herein should be understood in light of such risk.	I've got a follow-up as well.	0
train	The 5 basis points of interest reversal	A share of our Series B preferred stock, after giving effect to the December 3, 2015 reverse stock split, may be converted at any time, at the option of the holder, into 7.0922 shares of our common stock (which is equivalent to an initial conversion price of $141 per share), plus cash in lieu of fractional shares.	0
train	Limited, a Singapore registered company, or Singapore Volition, on October 6, 2011.	If we do not achieve one or more of these factors in a timely manner, or at all, either on our own or with our collaborators, we could experience significant delays or an inability to successfully commercialize XPOVIO or our product candidates, if approved, which would materially harm our business.	0
train	The only advisor to US12OF is USCF.	We will achieve it on our own.	0
train	The insurance code does cover the products.	The results, of course, also the balance sheet actions.	0
train	Ameri-Kart, which was previously part of the Engineered Products Segment, will be part of the Material Handling Segment and Patch Rubber Company, which was also previously part of the Engineered Products Segment, will be part of the Distribution Segment.	Our next question will come from the line of Jason Gursky with Citi.	0
train	In addition, thinly traded stocks can be more volatile than more widely traded stocks.	In terms of currency, the CAD declined against the U.S. dollar while comparing fiscal year 2016 to fiscal year 2015, which affected, among other items, the reported dollar revenues and gross profit from our Canadian operations.	1
train	PAGE 20   A. H. Belo Corporation 2013 Annual Report on Form 10-K     The Dallas Morning News   The table below sets forth the components of The Dallas Morning News  net operating revenue for the last three years.	Diluted earnings per share were $0.74  in 2015  compared to $0.29  in 2014 .	0
train	Your market shares are holding up.	And then, the redeployment of the hedge into a more favorable interest rate environment, and we're seeing that as it reprices it benefits net interest margin.	1
train	The U.S. on 1866-268-1947 or alternatively, on a standard international on +44-121-260-4861.	And Aldo, just one thing to add, regardless of what they're calling it, there is countries who are cheating.	0
train	A few other items of note.	Some states have adopted similar state whistleblower and false claims provisions.	1
train	That price estimate is almost at the lower end of the current price forecast range.	And so what you see there is strong unit growth offset by a little bit of a mix down.	0
train	THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF THE RISKS INVOLVED IN THE OFFERING.	Again, how do we get leverage out of that?	0
train	Inventory movements represent gold in inventory we sold.	And are you seeing sequentially any lightening of these huge increases in those costs?	0
train	·   Evaluate opportunities to monetize the value of Galore Creek.	In accordance with accounting rules, we amortize this premium over the expected term of the asset.	0
train	By March, by next June, before next June.	Is that something that will be less of a headwind as you look forward to maybe Q4 or next year?	1
train	...estimated financial results at that time, the projected financial results at the time of acquisition.	Services revenue is recognized on performance of the services and costs associated with services are recognized as incurred.	0
train	25.3%   Volkswagen…...….…………………………………………………………………………………   13.0%   BMW……………………………………………………………………..   12.7%   Ford…………………………………………………………………   11.5%   Honda…...….…………………………………………………………………………………   9.2%     Governmental Regulations   Automotive and Other Laws and Regulations   We operate in a highly regulated industry.	According to the EIA, total electricity consumption in the United States fell by approximately 3.8% during 2009 compared with 2008, primarily because of the effect of the economic downturn on industrial electricity demand, and U.S. electric generation from coal fell by approximately 11.0% in 2009 compared with 2008.	0
train	EPS $2.47 to $2.57 continued strong growth in earnings.	Walmart accounted for 20%  of consolidated net sales for fiscal 2012 , 22%  for fiscal 2011  and 23%  for fiscal 2010 .	0
train	2019 is going to be a fantastic year.	In fiscal 2018 , no single international customer accounted for more than 2.0%  of our International revenue.	0
train	If values are increasing or have increased and	You mean visibility going forward as well, is that what you're asking?	0
train	We may cover three or four E&P companies of various levels...	When you look at the industry average, in the first half of 2019 for health insurance for instance, the GA channel accounts for about 43% as a whole in the industry, but the figure for us is 23.6%.	1
train	As for fiber, as for wholesale fiber,	The payment obligations of QD LLC and QD Capital under the 2013 PIK Notes were guaranteed by QDI and by all of its domestic subsidiaries other than immaterial subsidiaries.	0
train	There is no relationship at least to the best of my knowledge.	And for the moment, we consider it's not the way we invest the money for the moment.	1
train	After that you can only earn profits.	Uncertainties regarding Brookdale’s business, financial condition, results of operations and cash flows may affect the value of the consideration received by Emeritus shareholders.	0
train	Reserves for Doubtful Accounts and Billing Adjustments   We provide reserves for billing adjustments and doubtful accounts.	Working capital at year-end was $107 million, representing a $64 million improvement to our working capital position over the course of 2015.	1
train	Efforts to comply with the Sarbanes-Oxley Act involve significant expenditures.	It is within this landscape that we believe consumers and employers will increasingly see the need for the financial protection Aflac products provide.	0
train	When a higher net revenue per ton sold of	This risk is affected by, among other things: cash flow of the borrower and/or the project being financed; in the case of a collateralized loan, the changes and uncertainties as to the future value of the collateral; the duration of the loan; the character and creditworthiness of a particular borrower; changes in economic and industry conditions; and the duration of the loan.	0
train	Appliances, ¥4 billion; ES, ¥7 billion; AVC, ¥6 billion; AIS, ¥11 billion, ballpark.	(2) Reflects the sum of personnel and related benefits, other operating expenses, acquisition transaction expenses, and restructuring and IPO related expenses.	0
train	Ameri-Kart, which was previously part of the Engineered Products Segment, will be part of the Material Handling Segment and Patch Rubber Company, which was also previously part of the Engineered Products Segment, will be part of the Distribution Segment.	Company Overview   The Company is a leading wholesale distributor of business products, with 2012 net sales of approximately $5.1 billion.	1
train	The model is used to perform net interest income, economic value of equity , and GAP analyses.	As a result, much of the subscription and support revenue we report each fiscal quarter is the recognition of deferred revenue from subscription and support contracts entered into during previous fiscal quarters.	0
train	Debt obligations   $   1,307.9   115.2   275.0   525.0   392.7   2.	Our existing indebtedness and any indebtedness we may incur in the future could have important consequences to us and the trading price of our common stock, including: limiting our ability to borrow additional amounts for working capital, capital expenditures, debt service requirements, execution of our growth strategy or other purposes;    18   Index to Consolidated Financial Statements limiting our ability to use operating cash flow in other areas of our business because we must dedicate a   portion of these funds to service the debt; increasing our vulnerability to general adverse economic and industry conditions, including increases in interest rates; limiting our ability to capitalize on business opportunities, including the acquisition of additional properties, and to react to competitive pressures and adverse changes in government regulation; limiting our ability or increasing the costs to refinance indebtedness; limiting our ability to enter into marketing and hedging transactions by reducing the number of counterparties with whom we can enter into such transactions as well as the volume of those transactions; forcing us to dispose of one or more properties, possibly on disadvantageous terms; forcing us to sell additional equity securities at prices that may be dilutive to existing stockholders; causing us to default on our obligations or violate restrictive covenants, in which case the lenders or mortgagees may accelerate our debt obligations, foreclose on the properties that secure their loans and take control of our properties that secure their loans and collect rents and other property income; and in the event of a default under any of our recourse indebtedness or in certain circumstances under our mortgage indebtedness, we would be liable for any deficiency between the value of the property securing such loan and the principal and accrued interest on the loan.	0
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	In Asia Pacific, fee revenue across the region was up a 11% in local currency over 2013 and up 16% for the quarter.	1
train	The major U.S. bond index, the Barclays U.S.	Our next question comes from the line of Rich Anderson with Mizuho Securities.	0
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	Aside from the industry recovery and share growth, the continued focus on reducing our cash conversion cycle is vital to maintain positive free cash flow on an annual basis.	1
train	Additionally, Regulated Entities are prohibited from owning three percent or more of any single covered fund.	Let me start on slide three by saying that performance in 2015 was in line with our expectations.	0
train	Much higher quality of earnings, much greater predictability.	We have reserved cash for this purpose.	1
train	The U.S. Congress could reduce, replace or eliminate the ITC.	But the plans are still tentative.	0
train	/s/ KCCW Accountancy Corp  Diamond Bar, California  March 24, 2017  The Accompanying Notes Are an Integral Part of the Financial Statements.	THERE IS LIMITED LIQUIDITY ON THE PINK SHEETS, WHICH ENCHANCES THE VOLATILE NATURE OF OUR EQUITY.	0
train	The company records pension costs and benefit obligations related to its defined benefit plans based on actuarial valuations.	Provisions for allowances related to sales discounts and rebates are recorded based on terms of the sale in the period that the sale is recorded.	1
train	Changes to Deposit Insurance Assessments .	For fixed fee arrangements, the client is invoiced according to the agreed-upon schedule detailing the amount and timing of payments in the contract.	0
train	ft.   39   39   40 42,000 up to 51,999 sq.	ft.   24   26   26 At least 52,000 sq.	0
train	Spain, 14% and the U.S. 9%.	In addition, should oil and natural gas prices remain at their current levels throughout 2022, we may exhaust our federal or state net operating loss carryforwards and become subject to federal and state income taxes in future periods.	0
train	Available for unpaid share-based payment awards.	If we see an attractive acquisition opportunity, we have the ability to use our revolver to move quickly and have certainty of funding up to the amount of our then-available liquidity.	1
train	Important legal information: all investments involve risks including loss of principle, special risks are associated with foreign investing including currency fluctuations, economic instability, and political developments.	In addition, our credit facility contains financial ratios that we are required to meet and other restrictive covenants that, among other things, limit or restrict our ability to borrow additional funds, make acquisitions, create liens on our properties and make investments.	1
train	Information included or referred to on, or otherwise accessible through, our website is not intended to form a part of or be incorporated by reference into this report.	Like just even, like I said the emergence of the concept of domain agnostic AIOps and how important AIOps is, you know in Gartner's report, they basically talked about the fact that there isn't an IT organization that doesn't need AIOps right now.	0
train	Please be advised that we may or may not continue to provide this additional detail in the future.	For completeness, we've also included the tax and the non-controlling interest impact	3
train	Also from the mix price improvement.	Our business, results of operations and financial position will suffer if we do not effectively manage our growth.	0
train	Neon reinsured to close its 2007 and prior years	Unless we acquire very substantial amounts of whole mortgage loans or there are changes to the rules and regulations applicable to us under the Investment Company Act, we expect that we will always maintain some core amount of Agency RMBS.	0
train	Dollars at the end 36   of each fiscal period.	Did you see that this is now just a natural trend of improvements now in the partner program or was there extra ordinary kind of push to watch more partner influence sales in Q2?	0
train	Interest rates do not necessarily move in the same direction or in the same magnitude as inflation.	If the availability under our credit facility was reduced significantly, we could be required to obtain capital from alternate sources to finance our capital needs.	0
train	GB1517371.9 United Kingdom 03/14/2014 Published 12/02/2015 Publication GB2526749   1c.	Please read “—Critical Accounting Policies and Estimates—Successful Efforts Method of Accounting for Oil and Natural Gas Activities” for further discussion.	0
train	Glossary of Terms Used in This Report    Terms used in this report have the following meanings, unless the context indicates otherwise.	Satisfactory resolution of these issues is required for FDA approval of the DefenCath NDA.	1
train	Investors like to more targeted strategies these days.	So, I guess, the simple question is, as a shareholder we see improvement, we don't see market improvement in the stock price, it's not trading at a value that makes sense.	1
train	The insurance code does cover the products.	American Federal Savings Bank receives lending related fee income from a variety of sources.	0
train	According to February 2017 news apps ranking of	You can see from the graph here that Q3 2021 and we are at record level.	0
train	2019 Vital MX Audience Survey: The Leatt Neck Brace was voted the number one Neck Brace to buy in the Vital MX Audience Survey.	Aspen University general and administrative costs represented 47% of Aspen University revenues for the 2019 Period, while USU general and administrative costs equaled 88% of USU revenues for the 2019 Period.	1
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	As we continue to reposition the insurance segment, we decided to no longer underwrite international professional liability and marine hull on the Lloyd’s platform and aviation effective August 2018.	0
train	Comparable store sales for the 52 weeks ended January 26, 2013 rose 6% over the 52 weeks ended January 28, 2012.	But if I look at quenched steel again in Q1 and Q2 last year when you were running at about 950,000 tonnes per quarter, if you had 80-plus in Q1 2012 then that would have mean – that would have meant, sorry, that in H1 last year you would have been at 95-plus.	1
train	Ready to move in and nearing completion.	Our impressive growth in net sales across our portfolio is driven by continuation of strong, sustaining consumption growth throughout the quarter.	1
train	Sector definitions are consistent with FFIEC reporting requirements for preparing the Country Exposure Report.	It's great to be with you here today.	0
train	And switching over to North America.	Limitations on Redemptions  Our amended and restated memorandum and articles of association provide that in no event will we redeem our public shares in an amount that would cause our net tangible assets to be less than $5,000,001 (so that we do not then become subject to the SEC’s “penny stock” rules).	0
train	Deutsche Bank may or may not participate in the financing of the Company after a change of control.	These increases to gross margin were partially offset by unfavorable currency fluctuations.	1
train	** Actual exchange rate as of February 14, 2012.	Accordingly, if the dollar appreciates relative to the currencies in which we receive sales proceeds, our operating results may be negatively affected.	1
train	No, current ratio is current assets over current liabilities?	And then last thing, Kerry, on the calendar shift, particularly on the gross margin, obviously it helped you in Q2, you leveraged BD&O by 200 bps.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	And it also has converted a lot more of our business from trading stocks with customers down back to more of a wrap type relationship, where we're charging a fee times asset balances and managing portfolios that way.	0
train	The economic model is the same.	So now we have basically locked all the databases in all our phase 3 clinical trial for basic filing and what was	0
train	We operate in 16 states, actively writing in 12, but licensed in 16.	This is 33.5%, and now that was the previous fiscal year, now it's 35% for this fiscal year.	0
train	No other material obligation of HSART arises, increases or accelerates as a result of the transactions described herein.	In addition to paying down our debt, we also continued to invest in our sales and marketing infrastructure, as we felt it was important to be prepared for the market's return to a more normal level of activity.	0
train	The Street had us in Q3 at $0.36.	And another question on your slippages which have been fairly comfortable in this quarter, so compared to about 80 basis points, 85 basis points of credit cost which you highlighted, what's the outlook on the slippages front?	0
train	Penny stocks generally are equity securities with a price of less than $5.00 per share.	And we've seen some pretty good results in Europe as well as in Asia.	1
train	That report is submitted, the product is approved.	You can always find out from us.	0
train	Like in falling market scenario, interest rate	Is your churn on the base coming down?	1
train	Eagers or across the entire A.P.	This is – now it's a good time because I think this is really important.	0
train	Such statements may relate to, without limitation, market, demand, sales, growth, non-GAAP net income and EPS, margin, profit, revenue, cost, expenses, shares, tax rate, seasonality, and integration.	We still decrease the OpEx with $2.1 million this quarter and $4.3 million is the reduction in the G&A.	3
train	Convertible plus and two on one day,	Each of the following factors, among others, could cause our operating results to fluctuate from quarter to quarter: demand for and market acceptance of our services; factors relating to pharmaceutical company budget cycles and other factors that may affect the timing of promotional campaigns for specific products or demand for our services by our clients; changes in pharmaceutical company demand as a result of delays or changes in product approvals, changes in marketing strategies, modifications of client budgets and similar matters; the length of sales cycles and fulfillment periods of our services to pharmaceutical companies and other segments of the healthcare industry; expansion of marketing and support operations; the timing of new product introductions, including our new EHR product, and product enhancements by us or our competitors; and the cost of being a public company.	1
train	There were no borrowings outstanding under the Revolver as of September 30, 2018.	We lowered operating expenses by more than $9 million in the quarter, bringing year-to-date operating expenses down by almost $20 million.	2
train	As of December 31, 2016, we had five percent or more beneficial ownership with respect to 112 equity securities.	Currently, there are approximately 240 holders of record of our common stock.	1
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	The second would be the portfolio strengthening that we've done through the strategic acquisitions that have come onboard.	1
train	Property taxes may increase without notice.	We believe that the primary competitive factors at work in our market include: comprehensiveness of the solution and the features provided and the ability to purchase the complete solution from a single vendor product performance and reliability the initial cost and ongoing cost of ownership customer service and support capabilities     We may face increased competition in the future, including from large, multinational companies or private equity backed organizations with significant resources.	0
train	"Oppenheimer buys, sells and maintains an inventory of a security in order to ""make a market"" in that security."	But for accounts payable, we have activated that accounts payable, the amount that correspond to payments to suppliers associated to nonperforming projects to be made by us during the year.	0
train	Exxon Mobil Corporation owns approximately 69.6 percent of the outstanding shares of the company.	If on the dividend payment date, the most recently computed NAV per share as of that date is greater than the closing market price per share plus per share fees (such condition referred to as a “market discount”), the plan agent will invest the dividend amount in shares acquired on behalf of the participants by purchasing shares on the open market.	0
train	Negative oneoffs last year and positive oneoffs this year.	Given the fact that most hotel companies have reported earnings before us this quarter, we think it's a great time to be an owner of hotels.	1
train	▪   Stock Return:  Earn adequate profitability so that members receive a competitive long-term dividend on their capital stock investment.	Accordingly, the anticipated negative financial impact to our operating results cannot be reasonably estimated at this time but could be material and last for an extended period of time.	1
train	Three of the parcels were purchased during 1990, sixteen during 1991, four during 1992, and four during 1993.	Turning now to our distribution channel performance, total sales into distribution were down 12% with sales out of distribution also down 12%.	1
train	Making relative decisions, I found is generally a better process than making individual decisions.	I think you probably are very right.	0
train	FLY has significant cash security deposits and	Now, in those countries, like-for-like volume and pricing growth is considerably more challenging at the present.	1
train	This concludes the highlights of our quarter-to-date and our year-to-date financial results.	Can you quantify the impact on the quarter in rough ballpark?	1
train	Buyer will not, in whole or in part, now or at any time, disclose such information.	As such, no further analysis was required.	0
train	The 5 basis points of interest reversal	A second $20.0 million senior notes re-opener represents a right, at our option, to market to current holders of our 12.5% Notes, and/or other lenders, additional senior notes up to such amount, contingent upon FDA approval of Libervant for U.S. market access.	1
train	Adjusted EBITDA as management's views of	Please let me allow me to review the figure, but I think, is not that – again, on securities, in the page 12, we have PEN 23.6 million year-over-year.	1
train	Downward revisions have the effect of increasing our DD&A rate, while upward revisions have the effect of decreasing our DD&A rate.	Fiscal year 2016 pre-tax income increased $32 million, or 30%, to $139 million.	0
train	You know the Affordable Care Act.	Our prepaid expenses and other current assets, accounts payable and accrued expense balances in all periods presented were affected by the timing of vendor invoicing and payments.	0
train	The spin corp is a C-corp.	And our next question comes from Ryan Sigdahl with Craig-Hallum.	0
train	All accounting entries are normal accounting entries.	And you can be rest assured, ladies and gentlemen, Siemens has been already there where demand happens and we are going to focus our resources going forward.	0
train	Nature and Extent of the Activity.	But just to put into reality, country risks have always been with us whether through a third party or not.	0
train	Despite higher financial income, increased interest rates and	Customer attrition from any or all of our lending products, together with any lowering of interest rates or fees that we might implement to retain customers, could reduce our revenues and therefore our earnings.	1
train	The developer has to absorb any cost increases or benefit from any cost decreases.	It's another roughly $0.25 million more for a battery electric fuel cell vehicle.	0
train	At this time he is not receiving any salary compensation.	So, we are economically hedged, and we have eliminated the contingent liquidity risk.	0
train	The delays are days and weeks, not months.	We paid $111 million of borrower incentives during 2011, as compared to $64 million of these incentives during 2010.	0
train	During the second quarter, we remodeled 119 stores, relocated three stores, acquired two stores, closed nine stores and opened five clinics.	This increase was primarily attributable to an increase in raw materials prices in the fiscal year ended December 31, 2010.	0
train	Conditional Approval  In specific circumstances, E.U.	Notwithstanding these bonus payments, salaries and benefits increased during 2010 compared with 2009 most notably at our Adams County facility that opened in the third quarter of 2009 and at our North Fork facility as a result of an increase in beds utilized from the state of California.	0
train	IFRS 15 and IFRS 16, IFRS 15 concerns the recognition of sales.	And last one for Alain, in terms of net CapEx, obviously the end growth is CAD 150 million to CAD 170 million.	0
train	A question-and-answer period will then follow.	As we start 2022, we have multiple large-scale studies using our technology in early phases.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Instead, we intend to work with what we have, and focus our efforts on acquiring board production from China in order to increase revenues.	1
train	Our net leverage ratio finished at	In 2020, in response to COVID-19, the Company suspended its share repurchase program and its quarterly dividend.	1
train	Available Information  We file annual, quarterly and current reports and other information with the SEC.	While our significant accounting policies are described in more detail in Note 2 to our financial statements included elsewhere in this Annual Report on Form 10-K, we believe the following accounting policies are the most critical to the judgments and estimates used in the preparation of our financial statements.	1
train	Market makers trade with market makers.	Jiangsu Ziyang has won 1 patent for invention, 12 patents for utility models, 4 design patents, and 40 copy rights in the field of cool products of summer.	0
train	Approx 2% of the top line.	The provision for income taxes for the year ended June 30, 2019 includes a $145 decrease from the completion of our provisional accounting for the effects of the Tax Act under SAB 118 and a $192 decrease from utilization of the Company’s Net Operating Loss and allowable tax credit.	0
train	20257 was enacted by law No.	As a result, we expect our potash production to increase in 2017 compared to 2016.	0
train	The $64 million  increase included a $33 million , or 43% , decrease in provision for credit losses, a $68 million , or 17% , increase noninterest income, and a $115 million , or 13% , increase in net interest income partially offset by a $35 million , or 37% , increase in provision for income taxes and a $117 million , or 12% , increase in noninterest expense.	Revenues from oil and NGL sales increased 18%  in 2012  compared to 2011  after increasing 25%  in 2011  compared to 2010 .	0
train	without – without further value to be realized from them.	There can be no assurance that the Company will achieve or sustain the substantial revenue growth needed in order to reach profitability.	1
train	Value-and-Income Orientation and Positive Cash Flow .	gold loan, I mean, assuming are there anything at this branch level?	0
train	Risk Factors   34 CIT ANNUAL REPORT 2016	Additionally, the Lion Term Loan is guaranteed by the Company and the subsidiaries of Lion Oil.	1
train	The Fiscal 2011 (“Fiscal 2011”) year ended on January 28, 2012; Fiscal 2010 (“Fiscal 2010”) year ended on January 29, 2011; and Fiscal 2009 (“Fiscal 2009”) year ended on January 30, 2010.	Investing activities utilized net cash of $114.0 million, principally from purchases of securities of $37.4 million, net loan originations and principal collections of $107.4 million, a $3.5 million investment in BOLI and capital expenditures of $4.4 million, offset by sales, calls, and maturities of securities of $32.5 million, BOLI proceeds of $4.0 million and proceeds from the redemption of FHLB stock of $1.5 million.	1
train	... or it is a period of growth...	Yeah.	0
train	Depreciable lives of leasing costs .	The base business is performing better than our expectations.	0
train	No alternatives had been looked at.	How fast we can get there, that remains to be seen, but certainly that's where we want to get to.	0
train	Other third-party logos and product/trade names are registered trademarks or trade names of their respective companies.	Trademarks  “Savara Inc.,” the Savara logo, “AeroVanc,” and “Molgradex” are unregistered trademarks of Savara Inc. or its subsidiaries in the U.S. and other jurisdictions.	3
train	Second quarter EBITDA came in a modest	Revenue 2015     Other segment revenue of $543 million  decreased 9% due to lower wide format revenues, paper sales as well as networking hardware and integration services.	0
train	Changes Due to Rate and Volume   Net interest income can be analyzed in terms of the impact of changes in rates and volumes.	If an event of default (as such term is defined in the Credit Agreement) occurs, the lenders would be entitled to take various actions, including the acceleration of amounts due under the Credit Agreement, termination of the lenders’ commitments thereunder, foreclosure on collateral, and all other remedial actions available to a secured creditor.	1
train	Different scoring models may be used depending upon bureau type and account source.	Or how might we view the pace of tape outs and expenses?	0
train	Will banks be required to report non-performing	In addition, we may be required to obtain new permits, and the grant of such permits may be subject to an expansive governmental review of our operations.	1
train	Additional earnout ranging from zero up to $20 million.	To the extent that such adjustments indicate that the fair value of assets and liabilities differ from their preliminary purchase price allocations, such differences would adjust the amounts allocated to those assets and liabilities and would change the amounts allocated to goodwill.	1
train	for periods on or after August 29, 2014.	An additional 0.5 million shares were repurchased in July.	0
train	Spain, 14% and the U.S. 9%.	So, September quarter, Fenco sales of, I don't know, roughly $38 million?	0
train	Should we consider – is this an appropriate level to consider for future quarters?	In our network business, we rerated over 40% of the book in the fourth quarter alone.	1
train	Agency revenues have no cost of revenues.	We may be a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financial needs of our portfolio companies.	1
train	That yields earnings growth north of 20% and cash flow growth in the mid to high-20%s.	So you see in fact in Europe on an adjusted basis we lost money in Q3.	0
train	J. Golsen  -  Jack E. Golsen.	When you combine all of the forecasted direct cost surpluses and the range of possible benefits expense outcomes, we should generate a net surplus of $48 to $50 per worksite employee per month for the year.	0
train	By no means, by no means.	This is pretty much a one site specific issue.	0
train	2023, 2024, 2025, or difficult to estimate.	With kind of the puts and takes on Premier in terms of walking away from some business and what have you, what's the right number in terms of a revenue run rate we should be looking at?	0
train	APEA deposits, duration of APEA deposits.	In E&S, we saw our policy count go up and we saw rate go up, but again that was masked by the decline in transportation business that we wrote for the quarter.	1
train	We have Electrical Transmission segment and a Power Generation	We have two other segments.	3
train	Face Care, face care is the name of the game.	Such forward‑looking statements are based on the beliefs of management, as well as assumptions made by, and information currently available to, our management.	0
train	POSIT Fixed Income, the industry's first	The next question is from Drew McReynolds of RBC Capital Markets.	0
train	Article 11 of the Articles of Association	First Community is headquartered in Joliet, Illinois.	0
train	See Activities Enhancing Liquidity Position, below.	We believe Non-GAAP Net Income provides investors and other users of our financial information consistency and comparability with our past financial performance and facilitates period-to-period comparisons of operations.	0
train	As a reminder, this debt represents a financial	Increases in the price of raw materials may increase our cost of sales and reduce our earnings.	0
train	4 % debt and 4 0 .	At the time of our last quarterly update, we were preparing to drill our next well, Ness 10, in the northern portion of our license area, beyond the fault previously identified.	0
train	The Company uses the following definitions for risk ratings:   Pass.	They can also be found in a variety of packaging (i.e., retail food packaging) and protection applications (i.e., casings for underground pipelines).	0
train	Upon sale, the commodity options may be “in-the-money,” “at-the-money” or “out-of-the-money.” A call option is said to be “in-the-money” if the exercise price is below current market levels, “out-of-the-money” if the exercise price is above current market levels and “at-the-money” if the exercise price is at current market levels.	For example, as discussed above, if the derivatives qualify for fair-value hedge accounting under GAAP, the interest income or expense associated with the derivatives is included in net interest income and in the calculation of interest-rate spread.	0
train	Cash has fallen compared to the previous year because it's been invested in financial assets.	We are unable to predict the impact of existing and potential competition in our market area and its impact on our operations and ability to meet our financial obligations.	1
train	Through 2017 expectation – 2017 expectation.	We don't comment, at this stage, on 2019.	0
train	APEA deposits, duration of APEA deposits.	Company Obligations to WEX Bank   Any non-deposit obligation of WEX Bank to the Company is subordinate, in right of payment, to deposits and other indebtedness of WEX Bank.	0
train	First one: do you think health reform will be a positive or a negative for Tenet Healthcare, one being a significant positive, five being a significant negative?	The FDA has granted orphan drug designation to A4250, which is an IBAT inhibitor, for the treatment of PFIC, as well as PBC, and the EMA has designated A4250 as an orphan medicinal product for the treatment of PFIC, as well as PBC and ALGS.	0
train	Index to Financial Statements Health Insurance.	Effective commercialization also requires inclusion of our proposed products in national, state, provincial or institutional formularies or cost reimbursement systems.	1
train	Obligations under the Amended Credit Agreement are guaranteed by TNC B.V., substantially all of the wholly-owned U.S. subsidiaries of TNC B.V. and certain of the non-U.S. wholly-owned subsidiaries of TNC B.V., and are secured by substantially all of the existing and future property and assets of the U.S. subsidiaries of TNC B.V. and by a pledge of substantially all of the capital stock of the guarantors, the capital stock of substantially all of the U.S. subsidiaries of TNC B.V., and up to 65% of the capital stock of certain of the non-U.S. subsidiaries of TNC B.V.	If an award is granted, but vesting does not occur, any previously recognized compensation cost is reversed in the period related to the termination of service.	0
train	Neon reinsured to close its 2007 and prior years	In addition, the Term Sheet provides that under the Plan, the 7.50% unsecured senior notes due in 2024 issued by OSG and the 8.125% unsecured senior notes due in 2018 issued by OSG (collectively the “Unsecured Senior Notes”) will be reinstated, following payment of outstanding interest.	0
train	Well, we think the shares are a hell of a good buy.	Companies are pretty active financing and...	1
train	However, any actuarial gains generated in future periods reduce the negative amortization effect of any cumulative unamortized actuarial losses, while any actuarial losses generated in future periods reduce the favorable amortization effect of any cumulative unamortized actuarial gains.	For example, during the fourth quarter of 2017, we received updated future cash flow projections from the manager of our long-term care pool that reflected a significant increase in projected claim costs.	0
train	AN INVESTMENT IN OUR SECURITIES SHOULD ONLY BE ACQUIRED BY PERSONS WHO CAN AFFORD TO LOSE THEIR TOTAL INVESTMENT.	The free cash flow outlook assumes CapEx in line with FY 2021.	0
train	IBC, IBUK, IBIE, IBLUX, IBCE, IBI, IBHK, IBSJ, IBSG and IBA are subject to similar requirements within their respective jurisdictions.	In aggregate, for the month of August, we dropped to third overall based on share volume.	0
train	Or was it DKK 255 million	The average yield on the securities portfolio on a taxable-equivalent basis decreased seven basis points for 2019, compared to 2018.	0
train	Surplus and Capital   Insurers must maintain their capital and surplus at or above minimum levels.	Increased operating and capital costs could affect our profitability.	2
train	From the 1st of January to the 30th of June, yeah.	So, we see that as some of the movement and that's been some of the shortfall in our backlog in a couple of the businesses.	0
train	In summary, the interim analysis achieved all of its objectives.	I have a lot of customers designing.	0
train	One, the loss of the associated companies.	If we, a lender, an aftermarket provider or a dealer experience a security breach resulting in unauthorized access to consumer information provided through our network, we may be subject to claims from such consumers or enforcement actions by state or federal regulatory authorities.	0
train	Rating agencies may change their methodology or requirements for determining ratings, or they may become more conservative in assigning ratings.	The two largest rating agencies, Standard & Poor’s Ratings Services (“S&P”) and Moody’s Investors Service (“Moody’s”), use alphanumeric codes to designate their ratings.	1
train	Additional Assumptions   i. cumulative gross ordinary income (including interest, dividends, fees, etc.)	Our next question comes from the line of Sean Steuart with TD Securities.	0
train	Our core values are: be safe; be honest; be   respectful; be innovative; and be collaborative.	There were no such costs in the current year.	0
train	Very pleased to increase the dividend 10%.	But the reality is, is that the contracted rates have already gotten to kind of a very stable level.	0
train	The Street had us in Q3 at $0.36.	And if the second half, the general market also comes back strongly, then industry growth might be more, might be 1% or 2%, but whatever it's going to be, we feel very comfortably that we can outgrow whatever the industry growth is in any given year for 2018 with everything that we have done.	1
train	Those assumptions include our company's ending stock price, risk free rates, expected term and expected volatility.	Income (Loss) from Discontinued Operations   We had income from discontinued operations for the year ended December 31, 2012  and 2011 primarily due to the pending sale of the truck business.	0
train	Further credit lines are available if needed.	Cash contributions in subsequent years will depend on a number of factors including the investment performance of the respective Plans’ assets.	1
train	This opinion was necessarily based on financial, economic, monetary, market and other conditions and circumstances as in effect on, and the information made available to the financial advisor as of, the date of such opinion.	So that's where our sales force is focused on, our marketing activities.	0
train	INR 106 crores, INR 105 crores, INR 106 crores, INR 99 crores, INR 104 crores.	The ratio is impacted, in part, by our need to obtain a short-term loan at quarter end to satisfy the 50% threshold for our RIC status.	0
train	Companies or brands acquired may not achieve the level of sales or profitability that justify the investment made.	There is no assurance that our Board of Directors will not supersede this resolution in the future.	1
train	dollar)   2016   For the year ended – December 31   $   1.30   $   1.33   $   1.28   For the three months ended – December 31   $   1.27   $   1.33   $   1.34      Exchange rates (Canadian/U.S.	So, like the velocity – the first deferral velocity, obviously was tempered after what we reported as of April – in April with the big bulk of those deferrals that were granted at the end of March.	0
train	See the General Instructions to Form ADV (No.	In connection with CA Holding's acquisition of SquareTwo on August 5, 2005, certain intangible assets were identified.	0
train	Have been, will be, and will – are and will continue to be.	And so, we need to now socialize somewhat.	0
train	◦ Changes in accounting rules, assumptions and accruals.	And so, during the fiscal year 2011, you suggest that the various – the chance that net income becomes negative, and by establishing a valuation allowance you escape that, but for the fiscal year 2011, even though there's a ¥200 billion operating profit, there will be the net loss and 2011 after the earthquake impact, there will be the positive income, net income, the income attributable to the Sony shareholders, so that becomes positive.	1
train	Index to Financial Statements Health Insurance.	In accordance with ASC 605-35-45-1&2, the provisions for anticipated losses on contracts are accounted for as additional contract cost and recognized as part of cost of sales.	1
train	Ratings organizations review the financial performance and condition of most insurers and provide opinions regarding financial strength, operating performance and ability to meet obligations to policyholders.	For additional information, see “—Capital Adequacy” below.	1
train	The service fee is a fixed dollar amount, a percentage of the transaction size or a combination of a fixed dollar amount and percentage of the transaction size.	Recurring fees are higher, unfortunately variable fees are lower due to market condition, significantly lower, €9.6 million versus €49.5 million.	2
train	Unrealized currency losses weighted on the financial result.	Our revenue is not concentrated with any individual channel partner.	0
train	That yields earnings growth north of 20% and cash flow growth in the mid to high-20%s.	Sorry, Kevin, I remember John saying another half-year results, but we operate regional business in Lovell and we have eight regions, nine regions, three of them are underperforming.	0
train	Statistical Disclosures by Bank Holding Companies    I.	Our common stock is quoted on the OTCQB, a quotation system for equity securities.	0
train	Resolution 11 remuneration elements 2021 and 2022.	As of December 31, 2020, 100% of our outstanding debt bore interest at floating rates based on LIBOR.	0
train	The most recent opinions were provided on a timely basis.	Now, it's a matter of moving towards enterprise-wide agreement, which we have clearly done on some significant accounts, but we are in process with others.	1
train	Our EPS outlook incorporates the effect of the upcoming ASR.	This assumes a tax rate of 32.5% and a share count of 137.9 million diluted shares.	1
train	The Bank believes that its relationship with its employees is good.	"PRC State Administration of Foreign Exchange (""SAFE"") regulations regarding offshore financing activities by PRC residents which may increase the administrative burden we face."	0
train	If an entity determines it is not likely that impairment has occurred no further action is necessary.	We may not have access to all the materials and supplies we need to begin exploration which could cause us to delay or suspend exploration activity.	1
train	RISK FACTORS   generate cash flow to cover expected debt service.	Generally, when the repurchase lender’s margin amount has fallen below the outstanding purchase price for a transaction, a margin deficit exists and the repurchase lender may require that we prepay outstanding amounts on the secured revolving repurchase agreement to eliminate such margin deficit.	1
train	An institution on notice remains accredited.	And that's certainly where we'll be looking to capitalize going forward.	0
train	All the net proceeds were used to repay financial liabilities.	Ciner Enterprises indirectly owns and controls our general partner and Ciner Holdings will appoint all of the directors of our general partner, who in turn will appoint all of our general partner’s officers.	0
train	APEA deposits, duration of APEA deposits.	We ended the quarter with $1.2 billion of net available liquidity with $225 million drawn on our $1.5 billion revolving credit facility.	0
train	Certain statements made in the call today such as those relating to future performance, plans and goals constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.	And to your point, M&A could be a part of that.	1
train	Phase 1, 70; Phase 2, 39; Phase 3, 2; and commercial, 3.	In other words, if we can bring a medicine to market six months earlier or a year earlier, that's also an efficiency that certainly drives the area into the curve, but it is incredibly also powerful for patients.	0
train	Infrastructure, systems, processes, and the organization have all been materially changed.	Well, we have a fair bit on the go.	0
train	Personnel expenses, fixed component broadly stable.	So, we have created a wealth of optionality for this company.	0
train	We may cover three or four E&P companies of various levels...	It's still particularly attractive relative to our returns on development, so therefore is an attractive source just on a nominal basis.	0
train	LTV remains in the low 30s.	If patents are issued on our pending patent applications, the resulting patents are projected to expire on dates ranging from 2028 to 2037, unless we receive patent term extension or adjustment.	0
train	Number one is TSR-accretive M&A, number two is TSR-accretive M&A, number three is accretive M&A, and number four is accretive M&A.	The increase compared with 2016 was primarily due to lower excess tax benefits from equity awards and certain non-deductible expenses recorded in 2017.	0
train	The NFL Sunday contract expires following the 2023 season – or 2022-2023 season.	The $0.22 increase in fiscal 2010 earnings per share compared with fiscal 2009 earnings per share was primarily due to the following: a $0.24 increase reflecting the impact of the restructuring charge recorded in the fourth quarter of fiscal 2009; a $0.07 increase from a lower share count; and a $0.06 increase from favorable foreign exchange rates.	0
train	Or price of $100 offsets cost of $100?	The company paid down an additional $5 million of debt in the quarter as well, and with a backlog of $581 million, I believe the company is positioned well for a solid performance this year.	0
train	From time-to-time, Unisys may provide specific items regarding its expected future financial performance.	There's increasing mobility application that are coming in.	0
train	The chart below details the trends in the funding of Ford Credit's managed receivables:     __________    (a)   The Ford Interest Advantage program consists of Ford Credit's floating rate demand notes.	"Rite Aid will experience an ""ownership change"" under Section 382 of the Code, potentially limiting its use of tax attributes, such as net operating losses and other tax attributes, to reduce future tax liabilities after completion of the Mergers."	0
train	2005, we had Katrina, Rita, Wilma.	And it's comprised of 38 operators.	0
train	In terms of the cloud offerings, the SMAC Stack.	Ring has identified 27 wells in Andrews and Gaines County, 48 wells in Culberson and Reeves County and 1 well in Kansas that are suitable candidates for re-stimulation or recompletion, providing attractive returns with lower upfront costs.	0
train	Louder – a little louder please	Buying and occupancy expenses increased driven by higher occupancy and direct fulfillment costs, primarily due to the increase in net sales.	0
train	Additional instructions will be given at that time.	So do we expect it to be that?	0
train	All ownership is 100% unless otherwise indicated.	So the best assumption is that the 100 basis points of growth will continue longer term with Edge 2.0.	0
train	The Global Trend Series (USD) seeks to provide investors with a U.S.	We intend to finance our future acquisitions with cash generated from operations, borrowings from our credit facility, and proceeds from any future issuances of equity and debt.	0
train	No, current ratio is current assets over current liabilities?	The 2012 fiscal year is a 53-week year, and we expect that the 53rd week impact, which is included in our guidance, to be additional revenue of approximately $50 million and additional earnings per diluted share of approximately $0.25.	0
train	Our consistent, long-term dividend policy has been to distribute only our taxable income.	So we've got in our go-to-market function, they work very cross functionally.	0
train	​   ​   ​   ​   ​   ​   ​	ITEM 1A.	0
train	The total absolute amount of investment income?	Once a Dealer has enrolled in our programs, the Dealer may begin assigning Consumer Loans to us.	0
train	From time-to-time, Unisys may provide specific items regarding its expected future financial performance.	In addition, we have entered into a number of stand-alone, cash secured letter of credit agreements with banks.	0
train	The extent to which March recurs in April, May, June,	Gross profit during fiscal year 2014 increased $274.0 million to $1.4 billion from $1.2 billion during fiscal year 2013.	0
train	Any shares sold in a registered resale will be freely tradable without restriction under the Securities Act.	And so we're just being modestly – I would say, responsible.	0
train	After the end of the joint venture	TTI-622 consists of the CD47-binding domain of human SIRPundefined linked to the Fc region of IgG4.	0
train	Please visit www.fareastone.com.tw under the Investor Relations section.	We define an ADR customer as any customer who pays us a premium for providing the customer with insurance coverage in connection with an ADR program.	0
train	The Helpful Government initiatives recently announced on top of	280 Park Avenue, equally complex, and that's really the message.	0
train	No effect on EBITA or EBITDA as such.	The amount of cash we can distribute on our units principally depends upon the amount of cash we generate from our operations, which will fluctuate from quarter to quarter based on, among other things, the risks described herein.	1
train	Issuance of new or revised accounting standards by the Financial Accounting Standards Board or the Securities and Exchange Commission.	Investment income   The sources of investment income are interest income and realized gains and losses derived from the Company’s investment portfolio that is comprised of debt securities of the U.S. government and other government agencies, corporate investment grade, money market funds and various other securities, as well as realized and unrealized gains and losses from equity securities.	1
train	No one raw material represents greater than 5% of our textile effects raw material expenditures.	In addition, the price of oil affects key components of the raw material prices in our products (e.g., 100% polyester fill, polyester fabrics, PE, PEVA and packaging).	2
train	We paid tens of millions of dollars in detention and demurrage.	Year-on-year basis operating cash significantly dropped by ¥6.9 billion.	1
train	WFS complies fully with its regulators in all investigations being conducted and in all settlements it reaches.	I know there's a lot of questions about whether they would accept what we've done to date.	2
train	The markets are now officially open.	It's growing – category today within our portfolio.	0
train	After that you can only earn profits.	Lease — finance is an agreement in which the party who owns the property (lessor), which is CIT as part of our finance business, permits another party (lessee), which is our customer, to use the property with substantially all of the economic benefits and risks of asset ownership passed to the lessee.	0
train	THE NEW YORK TIMES COMPANY – P. 5	The table below specifies the total contractual payment obligations as of December 31, 2010.	1
train	It may be two-thirds, one-third, three-quarters, one-quarter.	Can you just give us the – out of that $230 million I guess or $228 million that's left over in terms of what needs to be paid, how much of that will be like new debt and how much of it will actually just come from the cash balance of the company?	1
train	20257 was enacted by law No.	The decrease in revenue from Oklahoma is the result of a decrease in gaming activity on our units at our largest customers' facilities in fiscal 2013 compared to fiscal 2012.	0
train	Of course, total investment returns include more than just interest and dividends received.	As a result, we may be unable to access funding through sales of our common stock or other equity-linked securities.	0
train	During the period when the Excluded Contracts are the second-to-expire and third-to-expire Soybean Futures Contract, the fourth-to-expire and fifth-to-expire Soybean Futures Contracts will take the place of the second-to-expire and third-to-expire Soybean Futures Contracts, respectively, as Benchmark Component Futures Contracts.	Although the majority of revenues have been derived through time and material contracts, our fixed-fee customer contracts business is increasing, although not significant historically, will comprise a more significant portion of revenue in future periods.	0
train	Lower remittances affect Guatemala, Honduras, El Salvador and Nicaragua.	We recorded net recoveries for the year ended December 31, 2013 totaling $496,000.	0
train	2019 had no major sports events.	We undertake no obligation to update or publicly revise any forward-looking statements to reflect events or circumstances that arise after the date of this document.	0
train	The U.S. on 1866-268-1947 or alternatively, on a standard international on +44-121-260-4861.	We seek to mitigate the impact of currency exchange rate movements on certain short-term transactions by periodically entering into foreign currency forward contracts.	0
train	This is considered – the price that we use is February, January, and December.	Our next question is from James Ward with Macquarie.	0
train	Equity ratio, 48%; previous year, 47%.	Other Expense, Net   Interest income primarily includes interest earned on our cash, cash equivalents, investments, and promissory note issued to us in connection with the sale of Junos Pulse.	0
train	7-35   Corporate Fixed Maturities Credit Quality .	Future Debt Obligations   The Company had long-term debt of $2.7 billion at December 31, 2019 , which includes $2.6 billion of notes with maturities in 2024, 2026, 2029, 2039, 2048 and 2050.	1
train	Additions to the allowance for loan losses are established through the provision for loan losses charged to expense.	And I would now like to turn the conference over to Babak Pedram, Investor Relations.	0
train	Negative oneoffs last year and positive oneoffs this year.	Additionally, we continue to augment the Simple Western sales force with the entire R&D Systems commercial team to generate leads, cross-sell and demo this game-changing western blot technology.	0
train	Our amended and restated memorandum and articles of association authorize the issuance of up to 479,000,000 Class A ordinary shares, par value $0.0001 per share, 20,000,000 Class B ordinary shares, par value $0.0001 per share, and 1,000,000 preference shares, par value $0.0001 per share.	The rights will become exercisable only if a person acquires beneficial ownership of 17.5% or more of our common stock (or, in the case of a person who beneficially owned 17.5% or more of our common stock on the date the rights plan was adopted, such person acquires beneficial ownership of any additional shares of our common stock) or after the date of the Rights Agreement, commences a tender offer that, if consummated, would result in beneficial ownership by a person of 17.5% or more of our common stock.	1
train	Persons investing the assets of employee benefit plans should consider ERISA risks of investing in the shares.	Our ongoing income e-comm fulfillment strategy has been to utilize our store base.	0
train	Lower remittances affect Guatemala, Honduras, El Salvador and Nicaragua.	As I previously mentioned, in 2012 more than 210,000 meters of RC and diamond drilling is planned for both resource development works on the identified ore bodies, as well as for exploration on a number of satellite resources within economic haul distance of the Essakane plant.	0
train	Controls and Procedures included in this report.	So it includes DKK 300 million of savings.	0
train	Cash from operations before working capital changes was a cash source of $172 million.	Should he not have sufficient experience, he may be incapable of creating and implementing the controls which may cause us to be subject to sanctions and fines by the Securities and Exchange Commission which ultimately could cause you to lose your investment.	0
train	You have EC, advertisement and you have financial services, and other businesses that you conduct.	On July 22, 2010, we entered into an Amended and Restated Senior Secured Credit Facility (the “Senior Secured Credit Facility”) with a syndicate of lenders.	0
train	Substantially all of this growth was in noninterest bearing demand deposits.	No evaluation process can provide complete assurance that our internal controls will detect and correct all failures within our company to disclose material information otherwise required to be reported.	0
train	Impact of Inflation   The Company does not believe that the general level of inflation has had a material impact on its results of operations during the past three years.	For us this is less investing into a platform for the SafePoint, this is much more investing into online portals for order taking, have a global online tracking system so that the client gets on his system directly the status of his goods or transported or stored.	0
train	Latin America & Canada:    Financial Summary - Years Ended December 31, Change Fav./(Unfav.)	And then, lastly, our adjusted net income was up 26.9%.	1
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	Weather issues in both North America and Europe again affected the asphalt modification business.	0
train	Investments that are not insured involve greater risk of loss than insured investments.	If these criteria are not met, the arrangement is accounted for as a single unit of accounting with revenue generally recognized equally over the subscription period or recognized under the proportional performance method.	0
train	The Registration, Evaluation, Authorization and Restriction of Chemicals (REACH) regulation (EC) No.	With an estimated target of 5 million tonnes export this year and domestic consumption being around 26 million tonnes, further addition to inventory is not expected.	0
train	ARPU grew from INR 196 on the average of the whole fiscal 2015 to an average of INR 207 in fiscal 2016.	Due to the contentious mid-term elections in 2010, our political revenues in 2010 not only exceeded 2006 results, but exceeded 2008 presidential election year revenues as well.	1
train	Sunrise extension III or Sunrise extension?	As shown on slide 14, a full quarter of Talmer results help to drive net interest income to $132.4 million in the fourth quarter, up from $96.8 million in the third quarter.	0
train	These are long-term views that inform the strategies and the decisions we make.	So, I think this RemoSynch system is going to be huge for us and for the field.	0
train	For example, one of the keys to success is location, location, location.	What is important is how much will stick.	0
train	CHANGE VERSUS YEAR AGO CORE EPS 11 %	Total electric revenues decreased $16.6 million  for 2017  as compared to 2016 , primarily reflecting the following: a $52.0 million  increase in retail electric revenues due to an increase in total MWhs sold (increased revenues $36.6 million ) and an increase in revenue per MWh (increased revenues $15.4 million ).	1
train	To some extent, not to a full extent.	So, I think that we certainly saw a 20% on our consumer business and then we saw like a less than $500,000 impact from Japan, specifically from our Japanese PC customers.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	This is a fee for service agreement by which the Company will locate a site, negotiate a letter of intent, prepare store development budgets, demographics, arrange traffic counts and submit for CVS Real Estate Committee approval.	0
train	And has shown effect of $126 stock price.	The closing price of our common stock on Nasdaq varied from $6.97 to $79.73 following the closing of the business combination, or the Business Combination, between Nikola Corporation and VectoIQ, through February 18, 2022.	1
train	Cauteries   Battery Operated Cauteries   Battery operated cauteries constitute our second largest product line.	Accounts Receivable   We invoice our genetic analysis product sales and services as orders are shipped and any other contractual obligations are met.	0
train	We provided a detailed breakout of loans sold by vintage and remaining balance.	The decrease in interest expense when comparing 2013 to 2012 was mainly due to the Company exiting the IND Program.	0
train	Asset information is harder to combine.	Adjusted earnings increased $319 million due to lower expenses associated with corporate initiatives and projects, primarily due to 2019 costs related to our unit cost initiative.	0
train	real property interest” within the meaning of the Foreign Investment in Real Property Tax Act of 1980, or FIRPTA.	From July 1996 to October 1997, Mr. Lasserre was an account manager at Solectron Corporation, a provider of electronics manufacturing services.	0
train	End markets in China that demand plywood that don't demand	ANGI Adjusted EBITDA decreased 15% to $172.8 million, despite higher revenue due primarily to an increase in cost of revenue, an increase in compensation expense due to increased commission expense and severance costs recorded in the third quarter of 2020 associated with headcount reductions in France and an increase of $14.0 million in the provision for credit losses due to higher Marketplace Revenue, the impact from COVID-19 on expected credit losses and anticipated losses on Angie’s List service professionals under contract for advertising.	0
train	EOG, Devon, Cabot Oil & Gas.	So these are companies that don't have Core Labs embedded inside themselves, and if they want this work done, they come to us.	1
train	The $800 million credit facility includes a $50 million sublimit for letters of credit, a $25 million sublimit for swingline loans, and a $50 million sublimit for multicurrency borrowings.	As of December 31, 2010, we are contingently liable for standby letters of credit totaling $23.7 million issued on our behalf by financial institutions under our credit facilities.	1
train	Earnings before interest and tax, depreciation, and amortization, £28.7 million.	Good day, and welcome to the OFS Capital Corporation Q1 2016 Earnings Conference Call and Webcast.	0
train	Penny stocks generally are equity securities with a price of less than $5.00 per share.	And the second reason ARPU is driven higher is because we can offer those additional products and services.	0
train	The total absolute amount of investment income?	Upon maturity of these credit facilities, Exelon, Generation and PECO may not be able to renew or replace these existing facilities at current terms or commitment levels from banks.	0
train	We use a combination of currency forwards and collar options.	See Note 19, “Commitments and Contingencies,” to the consolidated financial statements for further discussion.	1
train	Surplus and Capital   Insurers must maintain their capital and surplus at or above minimum levels.	Before making any distributions to you, we have reimbursed and will reimburse our General Partner and its affiliates for expenses incurred on our behalf, and pay our General Partner and its affiliates fees for acquiring, managing and realizing our investments.	1
train	The bar graph on the left shows net sales of ¥607.8 billion, an increase of ¥59.8 billion.	During April, we sold swaps for 1.3 million barrels of oil production at an average NYMEX price of $44.41 per barrel.	0
train	And gain of INR 5.33 crores.	Alta Energy Marketing LLC, EQT Energy LLC, South Jersey Resources Group LLC, and Spotlight Energy LLC each accounted for 10% or more of our total revenue.	0
train	THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.	An institution that fails to do so is immediately subject to restrictions on its operations, including a prohibition against capital distributions, except with the prior approval of both the OCC and the FRB.	1
train	Conditional Approval  In specific circumstances, E.U.	Well, maybe you could take a couple from Terry and Harold over at Pinnacle.	0
train	Despite higher financial income, increased interest rates and	Then, I am concerned about restricting the compensation of those folks for a long period of time.	0
train	We are one of the lowest-cost producers in the industry whether measured on a cash cost or all-in sustaining cost basis.	This is going to be – looks to be our best year ever in this side of the business.	1
train	in the third quarter of fiscal 2010.	COVID-19 Pandemic   The Company’s financial condition, results of operations and cash flows have been and will continue to be adversely impacted by the COVID-19 pandemic and future periods may continue to be adversely affected by the COVID-19 pandemic or other outbreaks of infectious disease or similar public health threats and the resulting economic impact.	1
train	As a reminder, this debt represents a financial	Additionally, MRI’s operating profit gain also reflects the profitability of its international operations.	1
train	31, 2019 Dec. 31, 2018 Sep. 30, 2018 Jun.	Our critical accounting policies include those related to capitalized software and technology development costs, revenue recognition and goodwill.	0
train	Tier III, Tier III coverage on the formulary...	Consolidated net revenues of $417.1 million increased 27.1% and consolidated adjusted EBITDA of $120 million increased 18% year-over-year.	1
train	260, Earnings Per Share (ASC No.	And then just in terms of maybe a little bit of more of a bigger picture question on the gross margin.	1
train	This model uses Level 3 inputs in the fair value hierarchy established by ASC 820 Fair Value Measurement.	Slide 29 gives you a history in 2018 of key financing activities.	1
train	Standard & Poor's Ratings Services ended an already solid year with a strong fourth quarter.	We believe that our relationship with CIM Group gives us a competitive advantage that allows us to operate more effectively in the markets in which we conduct our business.	1
train	So monetizing finance better, monetizing warranties better, monetizing trade-ins better.	But as we look at it, we are driving towards the right cost structure for the right run rate of revenues for this company over time.	1
train	It may be two-thirds, one-third, three-quarters, one-quarter.	Is this entirely relegated to this mostly recently completed fiscal quarter or is some limited delays, some other issues, something we need to be cognizant about this fiscal quarter, just a little bit of color there?	1
train	Negative oneoffs last year and positive oneoffs this year.	Accordingly, we're optimistic about anticipated 2013 operating results as a large and growing number of renovations are completed at our hotels.	1
train	RISK FACTORS RELATED TO OUR STOCK PRICE   a.	Loss on Disposal of Assets and Costs from Exit and Disposal Activities” for additional discussion.	0
train	There was no unallocated allowance for loan losses at September 30, 2014, 2013, 2012, 2011 and 2010.	In return, Black Cat agreed to return to us for cancellation the 90,000 shares of our common stock it received in connection with the Black Cat Agreement and to release us from all of its claims, which included the balance of the promissory note and accrued interest, unpaid compensation and other miscellaneous amounts.	0
train	dollar)   2016   For the year ended – December 31   $   1.30   $   1.33   $   1.28   For the three months ended – December 31   $   1.27   $   1.33   $   1.34      Exchange rates (Canadian/U.S.	Average exchange rates (Canadian/U.S.	2
train	member states, persons located within E.U.	If I look at this quarter's core annualized, it's well below or at or below $3.4 billion.	0
train	Second quarter EBITDA came in a modest	Revenue for the Saskatchewan Personal Property Registry for the third quarter of 2017 was CAD 2.5 million, a drop of 5.2% compared to the same period in 2016.	1
train	Number two, the long-term nature of the contracts.	So we will be engaging with pharma around value-based contracts, and diabetes is a good example.	1
train	Strict QM is enforced to avoid and/or record any process deviations.	And then, I think service centers has been very judicious and very conservative in managing their working capital understandably, so given the market volatility and uncertainty, it's a combination of things.	0
train	; And, .50 M. of 25.75 g/t; And, .95 M. of 1.94 g/t.	At December 31, 2014, we had $26.1 million in cash and cash equivalents, which was $31.9 million at the prior year end.	0
train	Demand for home bases is from	Our revenues are dependent on market acceptance of XIAFLEX.	0
train	Investors may need to rely on sales of their common stock after price appreciation, which may not occur, as the only way to realize future gains on their investment.	The increase in operating expenses was due to the launch of our exploration business.	0
train	MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDERS MATTERS............8 ITEM 6.	And the head office number shown on the chart contains £133 million of that.	0
train	There can be no assurance that such investment professionals will continue to serve in their current positions or continue to be authorized persons of the investment adviser.	The GLB Act and FHFA regulations define permanent capital for the FHLBanks as the amount paid in for Class B Common Stock plus the amount of an FHLBank’s retained earnings, as determined in accordance with GAAP.	0
train	Operating loss decreased ¥3.6 billion year-on-year to ¥10 billion.	Excluding the impact of the reserve reductions, large losses, and defalcations (net of recoveries), title losses as a percent of title operating revenues were 5.6%, 6.0% and 7.1% in 2014, 2013 and 2012, respectively.	0
train	Elimination of Dividends; Dividends Received Deduction.	The dollar value of backlog is calculated using the current unit backlog and the forecasted average sales price per unit.	0
train	Controls Over Valuation of Financial Instruments.	Our Q2 financials are already with you.	0
train	RISK FACTORS   N I S OURCE  I NC .	So, we have now a multi-strategy – a multi-sized strategy.	0
train	In terms of industry, in terms of customers, in terms of products, in terms of geography.	So 12 of those you need for when you talk COVID vaccine, roundabout 50 million doses per year, you can do with these like two BioNTainers in a local manufacturing site.	0
train	Can you compare your oil and gas	We are uncertain on how much we will be able to sell in Q4, but if it doesn't hit Q4, it will come into the first half of 2016.	0
train	When a higher net revenue per ton sold of	Proxy statements may be useful to investors in assessing corporate business decisions such as how management is paid and potential conflict-of-interest issues with auditors.	0
train	Ratings do not reflect upon the market price of the trust certificates or their suitability for a particular investor.	And as you have seen from our guidance, we envisage 2020 to be a year with a solid financial performance.	0
train	No one raw material represents greater than 5% of our textile effects raw material expenditures.	ASC 820 requires us to maximize the use of observable inputs and minimize the use of unobservable inputs.	1
train	and EEA to the United States in compliance with GDPR.	Net income came in at CAD 11.7 million or basic earnings per share of CAD 0.09, up from CAD 0.05 per share in Q2 2015.	0
train	Changes Due to Rate and Volume   Net interest income can be analyzed in terms of the impact of changes in rates and volumes.	We adopted the provisions of ASC 718, Compensation - Stock Compensation , which requires us to expense the estimated fair value of stock options and similar awards based on the fair value of the award on the date of grant.	1
train	The more indebtedness we incur, the further exposed we become to the risks associated with substantial leverage described above.	Furthermore, a bank holding company may be prohibited from paying any dividends if the holding company’s bank subsidiary is not adequately capitalized.	2
train	Investing in the Company is suitable only for sophisticated investors and requires the financial ability and willingness to accept the high risks and lack of liquidity inherent in an investment in the Company.	The increases for both periods were driven by increased web hosting costs.	0
train	The provisions of EITF Issue No.	The FDA has also recently expressed support for digital health initiatives through its Digital Health Innovation Action Plan.	0
train	If an entity determines it is not likely that impairment has occurred no further action is necessary.	Any failure or interruption of these systems could result in failures or disruptions in general ledger, core bank processing systems, client relationship management, and other systems.	1
train	The objective is, of course, to obtain the best possible price.	The loss of the services of our key personnel would negatively affect our business.	0
train	Of course, total investment returns include more than just interest and dividends received.	The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities.	1
train	Tier III, Tier III coverage on the formulary...	A decrease in working capital was primarily the result of a $247 million reduction in inventory levels, a $190 million reduction in customer financings, which is the decrease in cost in excess of billings, netted against the decrease in billings in excess of costs and customer prepayments, and a $168 million reduction in accounts receivable.	0
train	Over the long-term, investment forecast are positive.	And then, of course, starts the long period for the technology service where case by case, we are supporting our customers.	1
train	As a result, our past operating results should not be relied upon as an indication of future performance.	Valley’s future success depends, in part, upon its ability to address the needs of its customers by using technology to provide products and services that will satisfy customer demands, as well as to create additional efficiencies in Valley’s operations.	1
train	Wealth Management business headquartered in Minneapolis	We have elected to be treated for tax purposes as a regulated investment company, or RIC, under Subchapter M of the Code.	0
train	What's the key driver is the returns, the value of that investment and ability to make returns.	So my question is pertaining to the property and equipment value in the balance sheet, so if...	1
train	We also sold ENSCO 86, ENSCO 99, ENSCO 52 and ENSCO 56.	As of December 31, 2017, we had an accumulated deficit of $298.0 million.	0
train	21  / Schnitzer Steel Industries, Inc. Form 10-K 2017     SCHNITZER STEEL INDUSTRIES, INC.	See Note 5 - Goodwill, Trade Names, and Other Intangible Assets to our consolidated financial statements.	1
train	RISK FACTORS   generate cash flow to cover expected debt service.	Therefore, oil and gas property writedowns that result from applying the full cost ceiling limitation, and that are caused by fluctuations in price as opposed to reductions to the underlying quantities of reserves should not be viewed as absolute indicators of a reduction of the ultimate value of the related reserves.	1
train	In addition to the primary end point, the study will be used to evaluate a number of important secondary endpoints at day 90, including the distribution of mRS scores among both groups of patients, those receiving MultiStem and those receiving placebo using a shift analysis, as well as the proportion of subjects with mRS of less than or equal to two, proportion with NIHSS improvement of greater than or equal to 75%, proportion with a Barthel Index of greater than or equal to 95, proportion with NIHSS of less than or equal to 1, or a greater than or equal to 11 point improvement in the NIHSS, proportion with excellent outcome as indicated by an mRS value of less than or equal to one, NIHSS value of less than or equal to 1, or Barthel Index value of greater than or equal to 95.	All told, for China CM&C, we expect to see an EBITDA improvement in 2016 over 2015, which is incorporated into the net $3 million improvement for China and Australia, as shown on slide 11.	0
train	Convertible plus and two on one day,	·   Charge-off and Delinquency Statistics: Although net charge-off and delinquency rates remain elevated, these rates continued to improve throughout 2010.	0
train	DuPont de Nemours & Co., Inc., Kronos Inc. and J.M.	Additionally, in the event that our products fail to perform as expected or such failure of our products results in a recall, our reputation may be damaged, which could make it more difficult for us to sell our products to existing and prospective customers and could materially and adversely affect our business, results of operations and financial condition.	0
train	The operating margins on the MPW stores continue to outperform the rest of the stores.	As of the date of this report, the current funds available to the Company will not be sufficient to continue maintaining a reporting status.	0
train	The Company enters into contractual commitments to extend credit, normally with fixed expiration dates or termination clauses, at specified rates and for specific purposes.	New regulations or pronouncements interpreting or clarifying such rules may be forthcoming from the IRS or the U.S. Department of the Treasury.	0
train	This is Mayank from Morgan Stanley.	The trading market for our common stock depends in part on the research and reports that securities or industry analysts publish about us, our business, our market or our competitors.	0
train	Analysis of Items on Statement of Financial Condition   Assets   Interest-earning deposits.	Cash used in financing activities consisted of payments on our capital lease obligations and payments of annual dividends.	0
train	These factors are value, high momentum, low volatility, high profitability, low investment and size.	This is driven by demand for transparent and low-cost investment solutions following the global financial crisis.	1
train	Credit Suisse Securities (USA) LLC administers such purchases.	The interest rate swap has been designated as a cash flow hedge.	0
train	The advances are treated as true sale under GAAP accounting, while the MSRs sold are treated as a financing.	We consider fixed fees under cost-reimbursable contracts to be earned in proportion to the allowable costs incurred in performance of the contract.	0
train	Realized/Unrealized Gains or Losses   We measure realized gains or losses from the repayment or sale of investments using the specific identification method.	The SWMT Acquisition was accounted for as a business combination, by Reliance Holdings, in accordance under the acquisition method whereby the total purchase consideration was allocated to assets acquired and liabilities assumed based on their respective estimated fair values.	1
train	Debt prepayment or debt extinguishment costs; 2.	The amount of impairment is calculated by comparing anticipated discounted future cash flows with the carrying value of the related asset.	0
train	An Investor Might Receive Principal Payments Later, or Earlier, Than Expected .	Borrowings under the Revolving Facility bear interest at a variable rate, which subjects us to interest rate risk, which could cause our debt service obligations to increase significantly.	1
train	As of December 31, 2020, terms of our management agreements for our 39 wholly owned hotels were as follows (dollars are not in thousands):    Property Management Company Base Management Fee Monthly Accounting Fee Monthly Revenue Management Fee Incentive Management Fee Cap Homewood Suites by Hilton Boston-Billerica/ Bedford/ Burlington IHM 3.0 % $ 1,200 $ 1,000 1.0 % Homewood Suites by Hilton Minneapolis-Mall of America IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Nashville-Brentwood IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Dallas-Market Center IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Hartford-Farmington IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Orlando-Maitland IHM 3.0 % 1,200 1,000 1.0 % Hampton Inn & Suites Houston-Medical Center IHM 3.0 % 1,000 1,000 1.0 % Residence Inn Long Island Holtsville IHM 3.0 % 1,000 1,000 1.0 % Residence Inn White Plains IHM 3.0 % 1,000 750 1.0 % Residence Inn New Rochelle IHM 3.0 % 1,000 750 1.0 % Residence Inn Garden Grove IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton San Antonio River Walk IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Washington DC IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Tysons Corner IHM 3.0 % 1,200 1,000 1.0 % Hampton Inn Portland Downtown IHM 3.0 % 1,000 550 1.0 % Courtyard Houston IHM 3.0 % 1,000 550 1.0 % Hyatt Place Pittsburgh North Shore IHM 3.0 % 1,500 1,000 1.0 % Hampton Inn Exeter IHM 3.0 % 1,200 1,000 1.0 % Hilton Garden Inn Denver Tech IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Bellevue IHM 3.0 % 1,200 1,000 1.0 % Springhill Suites Savannah IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Silicon Valley I IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Silicon Valley II IHM 3.0 % 1,200 1,000 1.0 % Residence Inn San Mateo IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Mountain View IHM 3.0 % 1,200 1,000 1.0 % Hyatt Place Cherry Creek IHM 3.0 % 1,500 1,000 1.0 % Courtyard Addison IHM 3.0 % 1,500 1,000 1.0 % Courtyard West University Houston IHM 3.0 % 1,500 1,000 1.0 % Residence Inn West University Houston IHM 3.0 % 1,200 1,000 1.0 % Hilton Garden Inn Burlington IHM 3.0 % 1,500 1,000 1.0 % Residence Inn San Diego Gaslamp IHM 3.0 % 1,500 1,000 1.0 % Hilton Garden Inn Marina del Rey IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Dedham IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Il Lugano IHM 3.0 % 1,500 1,000 1.0 % Hilton Garden Inn Portsmouth IHM 3.0 % 1,500 1,000 1.0 % Courtyard Summerville IHM 3.0 % 1,500 1,000 1.0 % Embassy Suites Springfield IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Summerville IHM 3.0 % 1,500 1,000 1.0 % Courtyard Dallas IHM 3.0 % 1,500 1,000 1.0 %   Management fees totaled approximately $5.3 million, $10.8 million and $10.8 million, respectively, for the years ended December 31, 2020, 2019 and 2018.	As of December 31, 2019 , no borrowings were outstanding and $5 in letters of credit were issued under the Credit Facility and the Company was in compliance with all financial covenants.	1
train	RISK FACTORS   generate cash flow to cover expected debt service.	Pursuit’s service revenue is recognized over time as the customer simultaneously receives and consumes the benefits.	0
train	And specifically, the performance fees are undervalued.	The increase was primarily due to an increase in ad valorem taxes attributable to a greater number of producing wells as a result of our horizontal drilling program and acquisition efforts.	0
train	These scenarios may include macro-economic and bank specific situations focusing on high probability-high impact, high probability-low impact, low probability-high impact, and low probability-low impact stress events.	The sources of long-term funding include the issuance of mortgage bonds and other debt securities and bank financings, as well as preferred stock.	0
train	U.S. federal income tax law generally permits a RIC to carry forward (i) the excess of its net short-term capital loss over its net long-term capital gain for a given year as a short-term capital loss arising on the first day of the following year and (ii) the excess of its net long-term capital loss over its net short-term capital gain for a given year as a long- term capital loss arising on the first day of the following year.	Legal Collection Fees   Legal collection fees represent the contingent fees for the cash collections generated by our independent third party attorney network.	0
train	RISK FACTORS   generate cash flow to cover expected debt service.	In 2017, Hilltop returned $50 million to shareholders through dividends and share repurchases.	1
train	At December 31, 2016, the mark-to-market value of our financial derivative contracts was a liability of CAD 52.9 million.	As Kerrie reaffirmed earlier, the 2012 distribution guidance of A$0.21 per stapled security is expected to be fully covered by net operating receipts.	1
train	Fee revenues may be our biggest challenge as many	Expedited Freight fuel expenses increased due to higher year-over-year fuel prices and increased Company-employed driver miles.	1
train	Issuers that are debt finance companies are subject to the inherent risks associated with structured financing investments also discussed in this report.	Under Section 988 of the Code, gains and losses realized by us attributable to fluctuations in exchange rates between the time we accrue income, expenses, or other liabilities denominated in a foreign currency and the time we actually collect such income or pay such expenses or liabilities generally will be characterized as ordinary gains and losses.	2
train	It will be net economic earnings per share.	General and administrative expenses were RMB 30.6 million in the second quarter of 2022, representing a year-over-year increase of 32%.	0
train	During 2014, the trading price of our common stock ranged from a low of $42.03 per share to a high of $87.68 per share.	Operating Activities  Net cash provided by operating activities was $232.2 million for 2015 and $163.9 million for 2014.	0
train	Retained earnings net of dividends added £0.029.	Accounts receivable are stated at an amount management expects to collect from outstanding balances.	0
train	Collateral (e.g., securities, receivables, inventory, equipment, etc.)	The costs are multiple, a governance structure, which is more complicated; a structure that requires investors to understand both the GP upstairs as well as the MLP downstairs; and there are tax costs in the structure.	0
train	Surplus and Capital   Insurers must maintain their capital and surplus at or above minimum levels.	Janssen further agreed to waive development payments from us until completion of the Phase 2b development milestone, which is referred to as “Decision Point 4.” The $30 million payment and $11.2 million in previously accrued collaborative expenses, which were forgiven upon the effective date of the Amendment, are earned and recognized as revenue as the services are performed from the commencement of Phase 3 development to the completion of the development activities using the proportional performance method.	0
train	P-value, again, highly statistically significant at 0.037	We have a significant M&A opportunity with $40 billion of volume in a $1.4 trillion addressable market.	0
train	Deals over $100,000 grew 43%; deals over $250,000 grew 28%; and deals over $500,000 grew 43%.	Long-term debt totaled $850.9 million at December 31, 2012, compared with $854.2 million at December 31, 2011.	0
train	At December 31, 2016, the mark-to-market value of our financial derivative contracts was a liability of CAD 52.9 million.	At the inception of a lease, we record a residual value for the lease equipment as an asset based upon an estimate of the fair market value of the equipment at lease maturity.	0
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	Collectively evaluated loans rated classified were $6,071 at December 31, 2015, compared with $10,285 at December 31, 2014.	1
train	If this is the case, the liquidity of Shares may decline and the price of the Shares may fluctuate independently of the price of platinum and may fall.	During 2009, debt spreads began to narrow, funding costs began to improve and the availability of longer-term FHLBank debt showed some improvement as well.	1
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	"FDICIA also contains provisions which are intended to change independent auditing requirements, restrict the activities of state-chartered insured banks, amend various consumer banking laws, limit the ability of ""undercapitalized banks"" to borrow from the Federal Reserve's discount window, require regulators to perform periodic on-site bank examinations and set standards for real estate lending."	1
train	And gain of INR 5.33 crores.	Our strong volume growth was driven by the EEMA and Asia regions, where organic volume grow by 4.6% and 4.2% respectively.	1
train	(3)   Includes income from non-controlled/non-affiliated investments, non-controlled/affiliated investments and controlled investments.	Short-term borrowings also include borrowings through the FRB discount window and are considered to be a contingency source of funding.	1
train	EPS accretion/dilution post-IFRS 16, 2020, accretive; 2021, double-digit accretive.	At December 31, 2010, we had $135.9 million available (subject to certain borrowing conditions) for additional borrowings under the revolving credit facility (the Revolving Credit Facility) of the Bank Credit Agreement, all of which was available under our current borrowing capacity.	0
train	That price estimate is almost at the lower end of the current price forecast range.	By comparison, during the year ended December 31, 2020, the increase in the Fund’s NAV resulted primarily from an increase from 7,546,526 outstanding Shares at December 31, 2019 to 14,696,526 outstanding Shares at December 31, 2020. the increase in the Fund’s NAV resulted primarily from an increase from 7,546,526 outstanding Shares at also resulted in part from the cumulative effect of the Fund seeking daily investment results, before fees and expenses, that correspond to two times (2x) the daily performance of the Bloomberg Silver Subindex SM  .	0
train	Medicare facility reimbursement for trials increased 9.5% in the hospital outpatient setting and 10.7% in the AFC setting.	I'd like to highlight our recent $62 million investment with PruittHealth, and Clint will provide more details shortly.	0
train	The combined ratio is the sum of the composite ratio and the underwriting expense ratio.	Deferred rent receivable represents the amount by which straight line rental revenue exceeds rents currently billed in accordance with the lease agreements.	0
train	◦ Changes in accounting rules, assumptions and accruals.	Liquidity and Capital Resources   As of December 31, 2017 , we had cash, cash equivalents, and short-term investments of $241.0 million  and long-term investments of $107.4 million .	1
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	Subordinated debt ranks senior to common and preferred equity in borrowers’ capital structures.	1
train	F-35   BOOZ ALLEN HAMILTON HOLDING CORPORATION   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS   (Amounts in tables in thousands, except share and per share data or unless otherwise noted)   19.	Working capital deficit at December 31, 2010, consisted primarily of $872,308 of accrued expenses and $202,880 of accounts payable, offset by $307,566 of cash and equivalents.	1
train	Share Based Payments   In December 2004, the FASB issued SFAS No.	) We sold an additional 37,500 shares of Class B Common Stock in connection with the 2017 Private Placement on April 30, 2017.	1
train	Foreign Currency Exchange Rate Risk   Our results of operations are affected by changes in foreign currency exchange rates.	See Note 9 of “Notes to Consolidated Financial Statements” for further discussion.	1
train	Deferred Policy Acquisition Costs/Deferred Ceding Commissions .	"For a discussion of contingencies, guarantees and indemnities, see ""Notes to Consolidated Financial Statements—Note 11."	1
train	Four vessels joined the fleet during the period including the Cap San Marco, Cap San Raphael and APL Sardonyx in February and the APL Spinel in March.	Adjusted gross margin in fiscal 2012 was 58.7%, as compared to 57.8% in fiscal 2011.	0
train	The improvement reflected higher margins in the marketing and trading businesses, partially offset by lower earnings in the Chemical segment.	The decrease in total dollars as a percentage of revenue and as a percentage of revenue was primarily driven by lower IT consulting and facilities costs.	2
train	PATENTED MINING CLAIMS OWNED 100% BY THE COMPANY NAME OF CLAIM NAME OF CLAIM Belmont Rainbow Fraction Number Three Twenty-One Eclipse Quartz Eclipse Extension Tightner Extension Contract Alene Valentine Red Star Bartlett Farnham Gold Quartz Mine Belmont #2 Contract Extension Hanley Quartz Mine Noble Sixteen to One Groves Gold Quartz Mine Denver Happy Jack Extension Ophir Rainbow Extension Happy Jack Marion Lode Sphoon MINERAL RIGHTS - PATENTED CLAIMS NAME OF CLAIM NAME OF CLAIM Standard Lode Standard Lode Extension Gold Beater Lode Clute Lode Hope Extension Lode Crafts Lode Plumbago Mine Mill Site Enterprise Quartz UNPATENTED CLAIMS NAME OF CLAIM NAME OF CLAIM Alice Alice Annex General Sherman N. Ext.	Spring Valley Property, Pershing County, Nevada   The Spring Valley project is located 20 miles northeast of Lovelock, Nevada.	1
train	Is it HVPE share price, the FTSE All-World Total Return Index, the S&P 500, the NASDAQ Composite or the Shanghai Composite?	As of December 31, 2017, the 234 unit north tower has one unit remaining for sale and the 234 unit south tower has 34 units remaining for sale.	0
train	(6) The Russell 1000 Value Index is an unmanaged index commonly used to measure the performance of large-capitalization, value-oriented U.S. stocks.	As a result, CNA is exposed to policyholder credit risk.	0
train	Extended payment terms and their related financing.	We performed a sensitivity analysis, which expresses the potential U.S. Plan (income) expense for the year ending December 31, 2016, which would result from changes to either the discount rate or the expected return on plan assets.	0
train	Fee revenues may be our biggest challenge as many	Prepayments of our debt investments by our portfolio companies could negatively impact our operating results.	0
train	If values are increasing or have increased and	We still see a lot of tiering up.	0
train	Increased volatility may make us less attractive to certain types of investors.	Management is confident that these efforts will produce financing to further the growth of the Company.	0
train	* * * * * * * * * * * * * * * * *   If any of the risks and uncertainties described in the cautionary risk factors listed above actually occurs, Mattel’s business, financial condition and results of operations could be significantly and adversely affected.	The decline in revenue was partially offset by higher contract work associated with a collaboration agreement.	0
train	Issuance of Long-Term Debt and Guarantee of Debt.	COVID-19 effect on servicer liquidity .	0
train	deposits 94.88 % 94.16 % Avg.	For the first half of 2018, Specialty's combined ratio is 87.2%, a strong result by any measure.	0
train	Global Corporate/Investment Banking remain the largest contributor to our earnings accounting for 46% of our profit before tax.	The revenue increase, combined with operational efficiency initiatives in CommScope NEXT will allow us to expand our adjusted EBITDA margins from 18% to approximately 20%.	0
train	Making relative decisions, I found is generally a better process than making individual decisions.	Our goal is to provide our customers with innovative solutions that address their needs and improve their competitive positions.	0
train	Affiliated, Inc for $3,000 cash and services to be performed over the next 12 months.	Gross margins increased 30 basis points to 44.5%.	0
train	An Investor Might Receive Principal Payments Later, or Earlier, Than Expected .	But assuming macro kind of hangs in there, I think the dollar content will really be the story.	0
train	(6) The Russell 1000 Value Index is an unmanaged index commonly used to measure the performance of large-capitalization, value-oriented U.S. stocks.	We utilize an accounts receivable Securitization Facility (defined below) to finance a majority of our domestic receivables, to lower our cost of borrowing and more efficiently use capital.	0
train	This model uses Level 3 inputs in the fair value hierarchy established by ASC 820 Fair Value Measurement.	Funds from operations for the first quarter of 2016 were C$26.8 million or C$0.23 per common share.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	But, we stand by the previously announced contribution margin per ton based on full run rate going forward.	0
train	Investments in these companies may trade at discounts to their original issue prices.	And again, can we look at this as a real incremental revenue opportunity for Visa looking to next year and how would that actually work?	0
train	Revenues and profits, if any, will depend upon various factors.	In addition, issuers of lower-rated securities and comparable non-rated securities are often highly leveraged and may not have more traditional methods of financing available to them; therefore, their ability to service their debt obligations during an economic downturn or during sustained periods of rising interest rates may be impaired.	1
train	THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF THE RISKS INVOLVED IN THE OFFERING.	That did help, but not just around depreciation.	0
train	Investors in, and potential purchasers of, the Notes may employ, or seek to employ, a convertible arbitrage strategy with respect to the Notes.	And that we can make a return sufficient to at least provide more exploration dollars and give some money into the central coffers.	0
train	Cash EPS excludes non-cash asset impairment charges, acquisition-related expenses, intangible asset amortization expense, and non-cash share-based compensation expense, all net of tax.	Since adjusting our dividend to $0.26 a share at the end of the first quarter, net investment income has exceeded dividend payments by approximately $0.02 a share.	0
train	P-value, again, highly statistically significant at 0.037	As of December 31, 2019 , we employed 4,424 revenue-generating professionals, many of whom have an established and widely recognized name in their respective service and industry specialization.	0
train	The FDIC insurance assessment increased $79,000 due to an accrual adjustment recorded in the fourth quarter of 2016.	We account for our convertible notes as separate liability and equity components.	0
train	Despite higher financial income, increased interest rates and	Deterioration in domestic and global economic conditions leading to reductions in consumer spending have had a significant adverse impact on our business in the past.	1
train	The median of the peer group 37% of the time they outperform the market.	These competitors may include entrants from the communications, software and data networking industries or entrants in geographic locations with lower costs than those in which we operate.	0
train	It is an industry above all industries.	Our multiyear strategic initiatives, many of which were put in place pre-pandemic, are maturing nicely and our first quarter results are reflective of our ability to capitalize on market opportunities to drive broad-based organic growth in our business.	0
train	Retained earnings net of dividends added £0.029.	So, virtually across the board, our inventory flow is cut to a triple.	0
train	Poor performance of the investment products and services recommended or sold to asset management clients may have a material adverse effect on our business.	The unavailability of capital could adversely affect the operating partnership’s ability to pay its distributions to the Company, which would in turn, adversely affect the Company’s ability to pay cash dividends to its stockholders.	1
train	The global number one also downgraded it's or adjust its forecast lower.	This decrease was partially offset by higher ammonia sales volumes coupled with higher ammonia prices on a year-over-year basis.	0
train	Morgan Stanley analyzed A&P spend and it is A&P spend.	Liabilities are based on U.S. GAAP reserves and embedded derivatives, with the latter excluding the effects of nonperformance risk.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Segment net interest income represents the difference between actual interest earned on assets and interest incurred on liabilities of the segment, adjusted for funding charges or credits through the Company’s internal funds transfer pricing (“FTP”) process.	0
train	For those benefits to be recognized, a tax position must be more-likely-than-not to be sustained upon examination by taxing authorities.	We may not be successful in diversifying our revenue mix to reduce our significant dependence on third-party advertisers.	0
train	Efforts to comply with the Sarbanes-Oxley Act involve significant expenditures.	Tax positions must meet a more-likely-than-not recognition threshold at the effective date to be recognized upon the adoption of FIN 48 and in subsequent periods.	3
train	Dollars at constant exchange rates (i.e.	Debtor-in-Possession Financing and Exit Facility  On March 30, 2020, the Debtors entered into the DIP Credit Agreement with the DIP Facility Lenders providing for a $15 million DIP Facility.	0
train	The strong U.S. dollar negatively affected S&P companies' earnings and revenue growth.	Mortgage‑backed securities generally yield less than the mortgage loans underlying such securities because of their payment guarantees or credit enhancements, which offer nominal credit risk to the security holder.	0
train	Investors may need to rely on sales of their common stock after price appreciation, which may not occur, as the only way to realize future gains on their investment.	Our ability to maintain compliance with our covenants depends in part on management’s ability to increase revenue and control costs.	1
train	Investors must understand that economic conditions and other operating factors may affect the company's future and lead to materially different results from those stated in this call.	If our sales increase, we will be required to increase our inventory proportionately.	1
train	Trust preferred securities and other ABS .	At December 31, 2012, BlackRock concluded that although these funds were VIEs, it was not the primary beneficiary (“PB”) of these funds.	0
train	Name   State/Province of Formation   Ownership   Business   0896800 B.C.	Upon a liquidation of Cheniere Partners, unitholders will receive distributions in accordance with the positive balance in their respective capital accounts in their units.	0
train	The total return was plus 2.5%.	The second note is payable in 48 equal monthly installments of $68,000.	0
train	Earnings are up and the stock is down.	Our failure to utilize these funds effectively may reduce our profitability and may adversely affect the value of our common stock.	1
train	Commitment Fees on Revolving Credit Facility .	The following tables set forth the fair value of available for sale securities and the amortized cost of held to maturity securities and, maturities and approximated weighted average yield based on estimated annual income divided by the average amortized cost of our securities portfolio as of the dates indicated.	0
train	A company with higher ratios in comparison to industry average may show weak financial strength because the cost of its debts may adversely affect results of operations and/or increase its default risk.	Some of the primary factors that could negatively affect the price of our Class A Shares or result in fluctuations in the price or trading volume of our Class A Shares include: Reductions or lack of growth in our assets under management, whether due to poor investment performance by our funds or redemptions by investors in our funds.	1
train	* * * * * * * * * * * * * * * * *   If any of the risks and uncertainties described in the cautionary risk factors listed above actually occurs, Mattel’s business, financial condition and results of operations could be significantly and adversely affected.	Even if we believe that intellectual property claims are without merit, they can be time-consuming and costly to defend against and may divert management's attention and resources away from our business.	1
train	See Activities Enhancing Liquidity Position, below.	Of necessity, any such forward-looking statements involve assumptions, uncertainties, and risks that may affect the Company's future performance.	1
train	The greens are the 2023 Eurodollar futures and the blues are the 2024 Eurodollar futures.	Shares repurchased to date under the program total 1,578,228 shares.	0
train	Cincinnati Financial Corporation - 2020 10-K - Page 31   We operate in limited foreign jurisdictions.	Top 15 tenants, as I mentioned, represent 49% of our ABR.	0
train	The indices are all in the right direction.	This is precisely the technology that would be provided by our PrintRite3D® technology.	0
train	Adjusted Net Income (Loss) and Adjusted EPS (Non-GAAP Measures)   The tables below set forth reconciliations of (i) Income (Loss) before income taxes (“Pre-tax Income (Loss)”), Provision for income taxes (“Tax Impact”) and Net Income (Loss) to Adjusted Net Income (Loss) and (ii) Diluted EPS to Adjusted EPS.	Currently, the majority of our cash and cash equivalents, along with our marketable securities of $35.4 million, are held in certificates of deposit and U.S. treasury securities.	0
train	The ratio of current assets to current liabilities was 6.03:1.	Direct operating expenses for the year ended December 31, 2015 , were $59.5 million  compared to $45.7 million  for the year ended December 31, 2014 .	0
train	Growthpoint's trading price at 31 December of AUD 2.75 represents a 19% premium to NTA per security of AUD 2.32 or if used Friday's closing price of AUD 2.95, a premium of 27%.	And wearables is where AR is going.	0
train	The median of the peer group 37% of the time they outperform the market.	In Asia/Pacific, Middle East and Africa, company-operated margins declined 60 basis points to 16.9%, as strong comparable sales were offset by higher commodity, labor and occupancy costs.	0
train	Well, we think the shares are a hell of a good buy.	You also are interested particularly on revenue growth.	1
train	The changes in value and investment income/(loss) for these partnerships may be more volatile than over-the-counter securities.	Being a good investor drives performance returns, which attracts capital.	1
train	This model uses Level 3 inputs in the fair value hierarchy established by ASC 820 Fair Value Measurement.	See Note G – Members’ Equity in Part II, Item 8 Financial Statements of this Annual Report on Form 10-K .	1
train	This ranking is based on company revenues.	Contingent Consideration   We record earn-out provisions related to certain acquisitions at their fair value as of the date of the acquisition.	0
train	Banks with higher levels of capital and a low degree of supervisory concern are assessed lower premiums than banks with lower levels of capital or a higher degree of supervisory concern.	We expect approximately 90% Kyprolis gross margin for 2013, with higher gross margin in the earlier quarters of the year as our lower cost inventory is sold.	0
train	The current asset “Costs and estimated profit in excess of billings” represents revenues recognized in excess of amounts billed and the current liability “Billings in excess of costs and estimated profit” represents billings in excess of revenues recognized.	The aggregate after-tax impact of restructuring charges, implementation costs and other related costs recorded in 2016 was $52 million , or $0.17  per share.	0
train	And the blue line is the three month and the red line is the 12 month rate of change.	Debt borrowings (repayments) — Net debt repayments were $751 million in 2014 compared to net debt borrowings of $155 million and $122 million in 2013 and 2012, respectively.	0
train	The Global Trend Series (USD) seeks to provide investors with a U.S.	Accordingly, the consideration Starfest paid for the 96.83 percent interest was valued at $325,000.	0
train	To supplement this SIPC coverage, each of MS&Co.	The favorability of our actual results compared to guidance was driven primarily by lower-than-anticipated development expenses, and to a lesser extent, higher-than-expected accrued liabilities.	0
train	This estimates is based on a rolling 12 month average of returns tracked by month of service and month of return.	As of December 31, 2011, commercial real estate, real estate mortgage, and construction loans, accounted for 44.4% of our total loan portfolio.	0
train	Depends on the repayments and the trends on where the stock trades.	Our securities are quoted on the OTC Bulletin Board, which may limit the liquidity and price of our securities more than if our securities were quoted or listed on the Nasdaq Stock Market or another national exchange.	1
train	NOI represents property revenues less property expenses.	In short this quarter, we're pleased with our improved margins and cost structure.	1
train	PAN card data, financial card data.	Discount rates used to value expected future claim payments and premiums.	0
train	Correction of defects or errors could prove to be time consuming, costly, impossible or impracticable.	Failure to effectively develop and expand our marketing and sales capabilities could harm our ability to increase our customer base and achieve broader market acceptance of our products.	1
train	A return of capital is a return to investors of a portion of their original investment in the company rather than income or capital gains.	Management’s Discussion and Analysis   Corporate and Other   The Company evaluates the performance of its segments based on organic commissions and fees growth and operating income.	0
train	Changes to the term structure of interest rates.	We record product revenues net of certain allowances and accruals in our consolidated statements of operations.	0
train	His 189 publications received an average citation of 83.34 and an h-factor of 59.	The revenues were €81.4 million, up 6.3%.	0
train	Analysis of Items on Statement of Financial Condition   Assets   Interest-earning deposits.	As you know in the first half, we paid the full dividend in the year.	0
train	The financial information contained in this document has been prepared under International Financial Reporting Standards.	Approximately 2 million shares have been repurchased by the company between July 2009 and September 30, 2010.	0
train	Realized/Unrealized Gains or Losses   We measure realized gains or losses from the repayment or sale of investments using the specific identification method.	Charges for shipping and handling fees are included in net sales and the corresponding shipping and handling expenses are included in cost of sales in the accompanying consolidated statements of operations.	0
train	Borrowers, the sum of (i) 85% of eligible accounts receivable of the U.S.	SVB Financial was incorporated in the state of Delaware in March 1999.	0
train	Any investor who has or expects to obtain ownership of 5% or more of S&P Global should contact Investor Relations to better understand the potential impact of this legislation on the investor and the company.	With regards to our ongoing objective to return cash to shareholders, in the second quarter, we repurchased or redeemed 5.2 million shares for $804 million at an average price of	1
train	The second, third and fourth key items concern consolidated financial statements.	Fiscal 2021 will include 52 weeks of operations.	1
train	During the first quarter of 2018 GDP grew 2.2%.	During the year ended December 31, 2013, Genworth Holdings paid $414 million of dividends to Genworth Financial.	1
train	This description is qualified in its entirety by reference to the Senior Notes indenture.	This investment is carried under the equity method of accounting, with changes in the carrying value (from both expired hedging contracts and changes in the value of contracts that are still in effect) reported as realized gains or losses in the Company's financial statements.	1
train	APS operates the plant and owns 100% of Four Corners Units 1, 2 and 3 and 63% of Four Corners Units 4 and 5 following the acquisition of SCE’s interest in Units 4 and 5 described below.	We conduct our market making business primarily through our Timber Hill subsidiaries.	0
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	In addition, the Adviser receives the Incentive Fee based, in part, upon net capital gains realized on our investments.	1
train	Cost of funds decreased 81 basis points when comparing cost of funds in 2020 to cost of funds in 2019.	Shareholders’ Equity :   Shareholders’ equity increased by $17.6 million to $145.2 million at December 31, 2020.	0
train	The €4.55 is the sum of the €12.72 of recurring earnings per share.	For the full year of 2014, our average net sales volumes were up approximately 1,000 barrels of oil equivalent per day, and we generated record EBITDAX, despite a 12% year-over-year decline in net realized sales price per BOE.	1
train	The financial condition and results of operations of TerrAscend is for the years ended December 31, 2021 and 2020 and the accompanying notes for each respective period.	In addition, the terms of our 1.00% Convertible Senior Subordinated Notes due November 2024 may require us to purchase these convertible notes for cash in the event of a takeover of our Company.	0
train	What factors could move those shares higher?	If we do not help our clients quickly resolve any post-implementation issues and provide effective ongoing client support, our ability to sell additional solutions to existing and future clients could suffer and our reputation and our business, financial condition and results of operations could be materially and adversely affected.	1
train	Persons investing the assets of employee benefit plans should consider ERISA risks of investing in the shares.	And I think I'll speak to anybody in the room that doesn't feel that, but the stakes are high to deliver it.	0
train	Earnings before interest and tax, depreciation, and amortization, £28.7 million.	The income approach requires significant judgments and estimates to project future revenues and expenses, changes in gross margins, cash flows and estimates of future capital expenditures for the reporting unit over a multi-year period, as well as to determine the weighted-average cost of capital to be used as a discount rate.	1
train	Is it a better use of cash than an alternative use of cash on a risk-adjusted return basis?	If we are not able to maintain and enhance our brands, or if events occur that damage our reputation and brands, our ability to expand our base of customers may be impaired, and our business and financial results may be harmed.	1
train	Low, low, low millions as opposed to huge.	Financial services saw a very strong end to the year, with year-over-year revenue growth in the fourth quarter of 13.7% and a decline of less than 3% for the full year.	1
train	If discounted, the effect of the sales of state	Distributions we make and gain arising from the sale or exchange by a U.S. stockholder of our stock will not be treated as passive activity income.	0
train	Examples include, but are not limited to, funds from operations and net operating income.	Many of our funds depend on the services of prime brokers, custodians, counterparties, administrators and other agents to carry out certain securities and derivatives transactions and other administrative services.	1
train	130, “Reporting Comprehensive Income,” which establishes standards for the reporting and display of comprehensive income and its components in the financial statements.	At March 31, 2018 , we had working capital of $774.2 million , including $660.0 million  of cash, cash equivalents, and short-term investments, compared to working capital of $581.8 million , including $480.1 million  of cash, cash equivalents, and short-term investments at March 31, 2017 .	1
train	Margin expansion because of product mix, margin expansion because of pricing, margin expansion because of control on cost,	So under the joint venture agreements, there's an inherent step up in the short term given where DHC's enterprise value currently sits.	1
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	To monitor the accuracy and reliability of our financial reporting, we have established an internal audit function that oversees our internal controls.	0
train	Investors must understand that economic conditions and other operating factors may affect the company's future and lead to materially different results from those stated in this call.	Given that most of our customers pay in annual installments one year in advance, but we typically recognize a majority of the related revenue ratably over time, we use billings to measure and monitor our ability to provide our business with the working capital generated by upfront payments from our customers.	1
train	Analyst, meaning industry analyst's feedback is positive.	Lueder, thank you for the questions.	0
train	Conversely, if the benchmark moves in a direction adverse to the Fund, the investor will receive exposure to the benchmark greater than the target exposure.	Until at least such time, if ever, as we can generate sufficient product revenues to result in a profit, we expect to finance our cash needs primarily through a combination of equity, debt, or other financings, collaborations, strategic alliances, and marketing,   distribution, or licensing arrangements.	1
train	At December 31, 2016, the mark-to-market value of our financial derivative contracts was a liability of CAD 52.9 million.	60 TC PipeLines, LP Annual Report 2016   At December 31, 2016 and 2015, we had $130 million of goodwill recorded on our consolidated balance sheet related to the North Baja and Tuscarora acquisitions.	2
train	Qualified dividend income received   by non-corporate U.S.	Well, on our balance sheet right now, it's accounted for as an owned.	0
train	These provisions could also prevent or frustrate attempts by our stockholders to replace or remove members of our Board of Directors.	In addition, such violations could damage our business and/or our reputation.	0
train	To supplement this SIPC coverage, each of MS&Co.	If impairment indicators are present or changes in circumstance suggest that impairment may exist, we perform a recoverability test by comparing the sum of the estimated undiscounted cash flows of each intangible asset to its carrying value on the consolidated balance sheet.	0
train	All the net proceeds were used to repay financial liabilities.	In either case, during the time we own an apartment complex, we will generate taxable income or losses from the operations of such property rather than tax exempt interest.	1
train	Accounting for Uncertainty in Income Taxes.	Recoveries from tenants for real estate taxes, insurance and other operating expenses are recognized as revenues in the period that the applicable costs are incurred.	1
train	Or one-third of our total assets at Ladder.	You're talking about 1 billion tonnes.	0
train	The six-month and two-year maturities increased 37 and 36 basis points, respectively, while yields on the ten and thirty-year maturities increased 8 and 26 basis points, respectively.	(“SBS”), a company in which Siebert holds a 49% ownership interest, is the largest Minority and Women’s Business Enterprise (“MWBE”) in the tax-exempt underwriting business in the United States.	0
train	Make payments on, or redeem, repurchase or retire, subordinated debt.	We evaluate the recoverability of the carrying value of long-lived assets that are held and used whenever events or changes in circumstances indicate that the carrying value may not be recoverable.	0
train	will be displayed with clear information of price movement, volume change as well as the highest and lowest points of 52 weeks.	Commercial criticized balances of $2.3 billion , or 5.5%  of the commercial loan portfolio as of December 31, 2018 , increased from $2.1 billion, or 5.7% , as of December 31, 2017 .	1
train	Historical Chart of the Price of Platinum   The price of platinum is volatile and fluctuations are expected to have a direct impact on the value of the Shares.	The increase in weighted average interest rate was primarily driven by the issuance of the 2025 Notes which carry a fixed rate of 6.25%, versus the SBA debentures that carry a lower interest rate.	1
train	Accounting for Uncertainty in Income Taxes.	We follow provisions under ASC 740-10-25 that provide a recognition threshold and measurement criteria for the financial statement recognition of a tax benefit taken or expected to be taken in a tax return.	3
train	Dion, the cost of debt of AUD 3.1 million versus your cost of equity	These loans were refinanced during the year ended September 30, 2015 as described above.	0
train	Business Combinations   We account for business combinations under the acquisition method.	Structured Products   Interest income on Structured Products investments increased by $11 million , or 20% , for the year  ended December 31, 2012 , respectively, over the comparable period in 2011  primarily due to increases in projected cash flows on our CLO investments.	0
train	The following graphs illustrate changes in (i) the price of the Shares (as reflected by the graph “DBS”), (ii) the Fund’s NAV (as reflected by the graph “DBSNV”), and (iii) the closing levels of the Index (as reflected by the graph “DBSLIX”).	The increase was attributable to a $9.8 million, or 1.9%, increase in loans receivable, net of allowance of loss, a $6.1 million, or 39.7%, increase in cash and cash equivalents, and a $1.8 million, or 15.2%, increase in bank owned life insurance.	0
train	High Barriers to Entry   High barriers to entry make it difficult for new entrants to capture significant market share.	The value of our common stock and our ability to raise capital will be adversely impacted if we are not able to replace our reserves that are depleted by production.	1
train	Certain statements made in the call today such as those relating to future performance, plans and goals constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.	So I think that I've been interested by the recent development in working capital, and what we saw in the first half with an improvement in payables.	0
train	Qualified dividend income received   by non-corporate U.S.	It's the $0.10 and the $0.14.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The Company includes a portion of these costs in S,D&A expenses, as described below.	0
train	The duration of our assets is actually less than the duration of our liabilities.	So, I think this would probably give you some – a little bit more, let's say, a little help in making your own predictions.	0
train	See Activities Enhancing Liquidity Position, below.	If the bookings rate for a particular client is lower than anticipated, then our revenue for that client will also be lower than projected.	0
train	The prime rate increased to 3.75% in December, 2016 and increased to 4.00% in March 2017, to 4.25% in June 2017, and to 4.50% in December 2017.	Fiscal 2015 Compared to Fiscal 2014  Net cash used in operating activities from our continuing operations was $9,457,000 during fiscal 2015 compared to net cash provided by operating activities from our continuing operations of $13,290,000 during fiscal 2014.	0
train	Of course, businesses rise sometimes it falls sometimes.	And as you rightly mentioned, because of those uncertainties, margins are at all-time high, and therefore, even with slightly reduced volumes and margins – reduced volumes, your total margins is likely to be higher.	1
train	Earnings are up and the stock is down.	Net cash used in operating activities was primarily attributable to net loss after non-cash charges add-back of $69.9 million, a decrease of $42.8 million in accounts payable and accrued expenses, $9.8 million increase in prepaid expense and other current assets, $7.7 million increase in inventories and a decrease of $6.7 million in deferred revenue compared to the fiscal year ended January 31, 2009.	0
train	Cash Flows From/(Used in) Financing Activities.	As a result, we generally do not have the ability to quantify the risks associated with these investments in the same manner as we have for our fixed maturity portfolio.	0
train	It generates profitable growth or has perspective to generate on the short-term profitable growth.	The real driver, though, is the success of our investment programs in this land grab environment.	1
train	Earnings simulation is more detailed than gap analysis.	As of December 31, 2010, our products had been sold to over 9,200 customers, compared to approximately 7,300 as of December 31, 2009.	0
train	Risk Factors   34 CIT ANNUAL REPORT 2016	Moving to the product category basis, third quarter net revenue split between wireless and wired was about 71% and 29% respectively.	0
train	   Investment Income      Our investment portfolio consisted of 87.8% and 8 6 .	Discount rate assumptions are based on an assessment of the risk inherent in the projected future cash flows generated by the intangible asset.	0
train	Low gross margin but higher conversion margin.	Air Group's fuel-efficiency rate expressed in available seat miles flown per gallon (ASMs/g) improved from 73.6  ASMs/g in 2010  to 76.9  ASMs/g in 2014 .	0
train	Sections 23A and 23B of the Federal Reserve Act .	In October 2015, the Company entered into a new unsecured revolving credit agreement which replaced the demand line of credit and allows the Company to borrow up to $40.0 million .	0
train	Net profit 17%, more or less the same as other companies.	Sichuan Senmiao sold its 60% equity interest for a cash consideration of RMB60 million (approximately US$8.9 million) immediately following the Acquisition, in order to focus on the online marketplace lending business.	0
train	20257 was enacted by law No.	One on capital and one on non-core.	0
train	That doesn't mean it doesn't work exceptionally well in glioblastoma or exceptionally well in non small-cell lung cancer or exceptionally well in small-cell lung cancer.	With the exception of 505(b)(2) NDA filings, lengthy and costly clinical trials proving safety and efficacy, which are required by the FDA for innovator drug approvals, are typically unnecessary for generic companies.	0
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	As you do that you actually create more and more value to your customers, and the extension of that is shown by the fact that if you look at our financials over the last several years, we expand our product margin, gross margin,	1
train	Fee revenues may be our biggest challenge as many	And if you look at recent events, for example, how a shortage of liquidity in the markets is actually elevating volatility and its impact of pricing, you're going to see that – we're going to face a lot more volatile environment and risk that come with that more volatile environment.	1
train	Deterioration in the financial condition, earnings or cash flow of H.D.D.	Interest expense in the 2016 Successor period reflects the interest incurred on the Exit Credit Facility of $0.3 million and $1.5 million on the Convertible Second Lien Notes.	1
train	Inflation, interest rate, securities market, and monetary fluctuations.	In fiscal 2010, interest expense included interest on the Senior Notes issued in May 2008 and July 2010 and borrowings under our revolving credit facility.	1
train	SA growth was strong with 23% Y-o-Y growth and 5% Q-on-Q; CA, 18% Y-o-Y, 3% Q-on-Q.	In fact, we reached the 800-unit milestone in September, which places us in the top 2% of the roughly 3,500 franchisors in the United States, according to FRANdata.	0
train	Consultants may receive fixed fees, commissions or equity-based compensation.	Although our purchase orders and vendor agreement with each vendor require the vendor to indemnify us against such claims, a vendor may not have the financial resources to defend us, in which case we may have to pay the costs and expenses associated with defending such claim.	0
train	GLB Act Amendments to the Bank Act.	The total amount of sublease payments to be received is approximately $3.2 million over the life of the agreement.	0
train	AWARD-6, AWARD-7 and AWARD-8 are ongoing.	In June 2019, the Company entered into a contract for electric power with the City of Lafayette, Georgia, a municipal corporation of the State of Georgia (“the City”).	0
train	For a discussion of the periods over which we amortize our DAC, VOBA, DSI and DFEL see “DAC, VOBA, DSI and DFEL” in Note 1.	Our next question comes from the line of Vance Edelson with Morgan Stanley.	0
train	Growthpoint's trading price at 31 December of AUD 2.75 represents a 19% premium to NTA per security of AUD 2.32 or if used Friday's closing price of AUD 2.95, a premium of 27%.	See Note 2 to our financial statements for information regarding our adoption of Topic 606.	0
train	Net capital expenditures incurred during 2018 is	Video revenues were up 1.5% to €469 million and represented 63% of total revenues.	0
train	Effective January 7, 2012, we increased the published U.S. list price for Alphagan ®   P  0.15% by three percent, Acular ® , Acular LS ®  and Acuvail ®  by four percent, Lumigan ®  0.1% and Lumigan ®  0.3% by five percent, Alphagan ®   P  0.1%, Combigan ®  and Zymaxid ®  by eight percent and Lastacaft ®  by ten percent.	The WTI (Chicago) 4-3-1 industry crack spread was $12.38  per barrel or 30.9%  lower, in the year ended December 31, 2016 , as compared to $17.91  per barrel in the same period in 2015 .	0
train	Continued conversion of earnings to cash	The following discussion explains in greater detail our consolidated operating results and financial condition.	1
train	At the same time, the aluminium realized prices	By using joint ventures, we can reduce the amount we invest in real estate properties.	0
train	This particular investment relates to a unique set of circumstances.	And so, total revenue in the way of markets revenue is the way we think about it.	0
train	The more indebtedness we incur, the further exposed we become to the risks associated with substantial leverage described above.	Cutwater’s ability to compete for new advisory services business and to retain existing accounts is largely dependent on its investment performance for a specific client or in general (typically versus established benchmark indices), the consistency of performance through market cycles, fee levels charged and the level of client service provided.	1
train	And intangible assets and investments of £63 million.	On January 28, 2013 a one hundred to one (100:1) reverse split on HOMI’s common stock went effective.	0
train	Ratings   Ratings is an independent provider of credit ratings, research, and analytics to investors, issuers and other market participants.	Equity Issuances  On September 23, 2020, we entered into an At Market Issuance Sales Agreement, or the ATM Agreement, with B. Riley Securities, Inc., or B. Riley, under which we may offer and sell from time to time, at our sole discretion, shares of our common stock having an aggregate offering price of up to $17.1 million through B. Riley as our sales agent.	1
train	   Investment Income      Our investment portfolio consisted of 87.8% and 8 6 .	During the quarter, we announced common stock repurchases of $180 million.	0
train	Analysis of Items on Statement of Financial Condition   Assets   Interest-earning deposits.	Under our current corporate structure, income of our Company will be primarily derived from dividend payments from China Tongda.	1
train	Fee revenues may be our biggest challenge as many	Fluctuations in interest rates could reduce profitability.	1
train	(3) Purchase price excludes acquisition costs.	We have delivered revenue-generating production units on all of these programs.	0
train	The changes in value and investment income/(loss) for these partnerships may be more volatile than over-the-counter securities.	"Our credit agreement (the ""Credit Agreement"") may limit our ability to take various actions, including incurring additional debt, paying dividends, repurchasing shares, and acquiring or disposing of assets or businesses."	0
train	This may result in an above average amount of risk and volatility or a loss of principal.	Our assets or cash flow may not be sufficient to repay borrowings under our outstanding debt instruments in the event of a default thereunder.	2
train	Investments in these companies may trade at discounts to their original issue prices.	The profitability of certain of programs depends significantly on the assumptions surrounding satisfactory settlement of claims and assertions.	1
train	Investments in these companies may trade at discounts to their original issue prices.	If in the future we choose to pay dividends in our own shares, our shareholders may be required to pay tax in excess of the cash that they receive.	0
train	It provides a snapshot of revenue, earnings and cash flow.	Investments classified as available-for-sale are carried at their estimated fair values with the corresponding changes in fair values recorded in accumulated other comprehensive income or loss, net of tax, as a component of stockholders’ equity.	0
train	Cost-Reimbursable Contracts   Cost-reimbursable contracts include cost-plus fixed fee, cost-plus fixed rate, and time-and-materials price contracts.	Realized investment gains and losses  Realized investment gains and losses are a function of the difference between the amount received by us on the sale of a security and the security’s amortized cost, as well as any change in current expected credit loss allowance for available-for-sale fixed maturity securities recognized in earnings.	0
train	The model is used to perform net interest income, economic value of equity , and GAP analyses.	They may be collateralized by the assets being acquired or other available assets and bear interest rates, which either float with our base rate, prime rate, another established index, or is fixed for the term of the loan.	0
train	Make payments on, or redeem, repurchase or retire, subordinated debt.	Acquisition fees are earned for identifying and closing investments on behalf of investors and are based on a fixed percentage of the acquisition price.	0
train	The preceding measures assume no change in the size or asset/liability compositions of the balance sheet.	Liquidity and Capital Resources   Our sources of liquidity and capital include cash flow from our operations, cash and cash equivalents, available-for-sale securities, borrowings under our revolving credit facility, refinancing existing mortgage loans and obtaining mortgage loans secured by our unencumbered properties.	1
train	Your gain or loss generally will be capital gain or loss.	Therefore, a default by a third party could increase our costs, which could negatively impact our results of operations and cash flows.	0
train	We acquire our deposits through earnings accretive transactions rather than de novo.	And then as it relates to that, how do you think this puts you in terms of a whether leverage or negotiating position on your additional assets sales that are planned given the liquidity you've already brought in?	1
train	The model is used to perform net interest income, economic value of equity , and GAP analyses.	What percentage is capitalized and what percentage is – goes through interest – through expenditures?	0
train	A combined ratio of less than 100% indicates an underwriting profit and greater 100% indicates an underwriting loss.	For the year ended December 31, 2018 financing activities were $380,850 of short term advances from related parties, $4,500 from the sales of non controlling interest in our consolidated subsidiary and notes payable from a related party of $9,500.	1
train	/s/ KCCW Accountancy Corp  Diamond Bar, California  March 24, 2017  The Accompanying Notes Are an Integral Part of the Financial Statements.	Deferred Sales Commissions   We pay upfront sales commissions to our financial advisors and third party intermediary broker/dealers in connection with the sale of certain classes of mutual fund shares sold without a front-end sales charge.	0
train	Cost-Reimbursable Contracts   Cost-reimbursable contracts include cost-plus fixed fee, cost-plus fixed rate, and time-and-materials price contracts.	Significant reductions in our expected future revenue, operating income, or cash flow forecasts and projections, or an increase in a reporting unit’s cost of capital, could trigger additional goodwill impairment testing, which may result in impairment charges.	0
train	VaR-Based Measures   VaR measures the potential loss of a given position or portfolio of positions at a specified confidence level and time horizon.	The use of proceeds from the PWRS Bonds was to retire approximately $6.65 million of existing indebtedness and the associated swap that was entered which are secured by the PWRS property; retire the $1.65 million loan to PW Tulare Solar, LLC (a wholly owned subsidiary of Power REIT) from Hudson Bay Partners, LP (an affiliate of David H. Lesser - Chairman and CEO of Power REIT) including accrued interest; and, to pay other accounts payable of Power REIT and its subsidiaries.	0
train	The advances are treated as true sale under GAAP accounting, while the MSRs sold are treated as a financing.	The Partnership pays “bid ask” spreads on its forward trades, as such spreads are incorporated into the pricing of forward contracts.	0
train	Consultants may receive fixed fees, commissions or equity-based compensation.	Each power purchase agreement contains take-or-pay obligations with respect to a significant percentage of the total committed and available power under such agreement.	1
train	Liquidity Management   We define liquidity as our ability to generate sufficient cash to fund current loan demand, deposit withdrawals, or other cash demands and disbursement needs, and otherwise to operate on an ongoing basis.	Both actions, reflecting actual experience and market conditions and changing future estimates, can change both the current amount and the future amortization pattern of the DAC asset and related actuarial balances.	0
train	Depreciation, Depletion, Amortization and Accretion .	We may adjust the size and composition of our securities portfolio according to a number of factors, including expected liquidity needs, the current and forecasted interest rate environment, our actual and anticipated balance sheet growth rate, the relative value of various segments of the securities markets, and the broader economic and regulatory environment.	1
train	"Inventories   We account for inventory valuation for a majority of the Company using the last-in, first-out (""LIFO"") method measured at the lower of cost or market value."	In the course of our investing activities, we will pay management and incentive fees to our investment adviser.	0
train	In such cases, more securities may fall to Level 3 and thus require more subjectivity and management judgment.	It is basically hustle like hell, which is blocking and tackling; in the medium term, create viable options, look at alternate sources, make our design more flexible even changing layout and; in the long term, given our improved liquidity position, create long-term supply agreements with our partners.	0
train	It is more an accounting treatment of a discounting of an obligation.	Cash flows used in investing activities primarily relate to additions to our revenue equipment fleet, net of proceeds from disposals.	0
train	The net change in assets and liabilities adjustment aligns with the Consolidated Statements of Cash Flows.	As secondary sources of funding, we might utilize other borrowings on a short-term basis to compensate for reductions in other sources of funds (such as deposit inflows at less than projected levels).	1
train	Analysis of Items on Statement of Financial Condition   Assets   Interest-earning deposits.	We calculate fair value using the discounted cash flows model, which indicates the fair value of the reporting unit based on the present value of the cash flows that we expect the reporting unit to generate in the future.	0
train	Future events or decisions may lead to asset impairments and/or related charges.	And we also have the positive impact of rates on our financial investments from Contracting, which has more or less – which has, in fact, over compensated the increase in borrowing rate.	0
train	The economic value factors in the depreciation or the appreciation.	So focusing on the margin improvement is an area that we have.	0
train	Issuers that are debt finance companies are subject to the inherent risks associated with structured financing investments also discussed in this report.	We consider revenue growth, operating margin, cash flows, return on invested capital, and working capital management metrics to be our key operating performance indicators.	0
train	Issuers that are debt finance companies are subject to the inherent risks associated with structured financing investments also discussed in this report.	We don't give the specifics to the earn-out, but just know this, similar to Eastern and other acquisitions we've done in the past, if they benefit, trust me, we benefit even more from an accretion standpoint both from BVA and EPS.	1
train	Cost of Revenue, Gross Profit and Gross Margin   Cost of subscription revenue.	Profits were posted to the Fund at the end of the fourth quarter.	1
train	Cash flow generated by our assets	Our estimates may differ from actual results, which could be material to our consolidated financial statements.	1
train	In certain situations where co-investment with one or more funds managed by AIM or its affiliates is not covered by the Order, the personnel of AIM or its affiliates will need to decide which fund will proceed with the investment.	If the fair value of the investment is determined to be less than the carrying value and the decline in value is considered to be other than temporary, an appropriate write-down is recorded based on the excess of the carrying value over the best estimate of fair value of the investment.	1
train	Investments in these companies may trade at discounts to their original issue prices.	Progress billings and customer advances received on fixed price contracts accounted for under the completed-contract method are classified as a reduction to contract costs that are included in   inventories, if any, and any remaining amount is included in accrued expenses and other current liabilities.	1
train	Morgan Stanley analyzed A&P spend and it is A&P spend.	Cash used in investing activities was $131.5 million and $30.1 million for the years ended August 31, 2015 and 2014 compared to cash provided by investing activities of $6.2 million for the year ended August 31, 2013.	1
train	Changes Due to Rate and Volume   Net interest income can be analyzed in terms of the impact of changes in rates and volumes.	In addition, if we make certain asset sales and do not reinvest the proceeds thereof or use such proceeds to repay certain debt, we will be required to use the proceeds of such asset sales to make an offer to purchase the notes at a price equal to 100% of the principal amount of the notes, plus accrued and unpaid interest.	1
train	Our borrowings consist of advances from the Federal Home Loan Bank of Seattle and funds borrowed under securities sold under agreements to repurchase.	Non-GAAP Financial Measures   Adjusted EBITDAX represents net income (loss) before interest expense, interest income, income taxes, depletion, depreciation, amortization and asset retirement obligation liability accretion expense, exploration expense, property abandonment and impairment expense, non-cash stock-based compensation expense, derivative gains and losses net of settlements, gains and losses on divestitures, gains and losses on extinguishment of debt, and certain other items.	1
train	March 31 versus March 31 last year.	In the third quarter, we posted earnings of $209.7 million, or $1.12 per common share.	1
train	The net change in assets and liabilities adjustment aligns with the Consolidated Statements of Cash Flows.	Mezzanine loans may be either short-term (one to five years) or long-term (up to 10 years) and may be fixed or floating rate.	1
train	Revenues are defined as inflows or other enhancements of assets of an entity or settlements of its liabilities (or a combination of both) from delivering or producing goods, rendering services, or other activities that constitute the entity’s ongoing major or central operations.	Mutual insurance companies return profits, if any, to policyholders rather than shareholders; therefore, mutual insurance companies may be able to charge lower net premiums than those charged by stock insurers.	1
train	It also requires disclosure of credit quality indicators, past due information and modifications of financing receivables.	In addition to the factors previously described in “ Liquidity and Capital Resources –Liquidity Position ”, the introduction to “Part I” and the risk factors listed in “Item 1A” of this report, the following factors could affect levels of capital expenditures: the accuracy of our estimates regarding our spending requirements; changes in our strategic direction; the need to spend additional capital on cost reduction opportunities; the need to replace any unanticipated losses in capital assets and our ability to dispose of excess real estate at our anticipated sales price.	1
train	The current asset “Costs and estimated profit in excess of billings” represents revenues recognized in excess of amounts billed and the current liability “Billings in excess of costs and estimated profit” represents billings in excess of revenues recognized.	Diluted net loss per share is calculated by dividing the net loss by the weighted-average shares and dilutive potential common shares outstanding during the year.	0
train	Investment decisions and discretionary authority may be exercised by the client, financial advisor or portfolio manager.	If we are unable to generate this cash flow from our business, we may be required to refinance all or a portion of our existing debt or obtain additional financing from our lender or investors to meet our debt obligations, mandatory preferred stock dividends and other cash needs.	0
train	Of the four assets or of the remaining -	We have an EBIT of €477 million.	0
train	Fitch Ratings has assigned INWIT an investing grade BBB- rating with stable outlook, while Standard & Poor's has assigned the company a long-term issuer credit rating of BB+ with stable outlook.	Variable interest entities (“VIEs”) are defined as entities in which equity investors do not have the characteristics of a controlling financial interest or do not have sufficient equity at risk for the entity to finance its activities without additional subordinated financial support from other parties.	0
train	Recommendations by securities analysts or changes in earnings estimates.	Such costs may be presented in the balance sheet as an asset and subsequently amortized ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement.	0
train	Third-party ratings may also influence client investment decisions.	Banks in the “adequately capitalized” classification may have to pay higher interest rates to continue to attract those deposits, and higher deposit insurance rates for those deposits.	0
train	Measures the relative profitability of the resources utilized by the Company.	So, if someone is paying for January services at the end of February, it's not to remove that embedded 28 days as to even out the payments over four separate payments within February, which does not have the impact of either reducing our DSO or increasing their payables outstanding.	0
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	Sir, second question is on this – RBI has allowed personal loans to be benchmarked, I mean, so that will be mandated from April.	0
train	Adjusted EBITDA as management's views of	Your next question is from Aleem Ladak from PI Financial.	0
train	The Reinsurance segment's gross premium written of	Goodwill impairment is indicated if the book value of its reporting unit exceeds its fair value.	0
train	Revenues and profits, if any, will depend upon various factors.	The debt capital that will be available to us in the future, if at all, may be at a higher cost and on less favorable terms and conditions than our current leverage.	1
train	Is it – the net selling price, is it the incentive, is it the	We are seeking to build our demand, NOW, statement savings and money market deposits and seeking to reduce our reliance on borrowings and certificates of deposit for liquidity purposes and to fund loan demand.	0
train	The Holding Companies: Principal Financial Group, Inc. and Principal Financial Services, Inc.	In terms of – we still have about INR 386 crores of unutilized MAT as of 31 December, 2018.	0
train	Investors must understand that economic conditions and other operating factors may affect the company's future and lead to materially different results from those stated in this call.	Shares are issued at prices that, after deducting selling commissions and dealer manager fees, must be above our net asset value per share.	1
train	Despite higher financial income, increased interest rates and	The critical importance of Eskom and the negative impact of load-shedding on South Africa's economic growth was again illustrated with the release of the official Q4 2019 growth GDP of minus 1.4%.	0
train	Solvency at end of period was 10% at Banco de Bogotá, 11.4% at Banco de Occidente, 11.6% at Banco Popular, and 10.8% at Banco AV Villas.	The net gains in 2015 included a $2.4 million gain recognized on a non-cash exchange of equity securities.	0
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	Certain hedging instruments are not traded on regulated exchanges or guaranteed by an exchange or its clearinghouse and involve risks and costs that could result in material losses.	0
train	In some instances alternative sources may be limited.	Risks Related to Legal, Regulatory and Compliance Matters Failure to comply with regulations and contractual requirements could have a material adverse effect.	1
train	They decided on a 9.49% ROE and a 50%/50% debt/equity capital structure.	The purchase price of the acquisition was allocated to the intangible assets acquired, with the excess of the purchase price over the fair value of assets acquired recorded as goodwill.	0
train	Realized/Unrealized Gains or Losses   We measure realized gains or losses from the repayment or sale of investments using the specific identification method.	So, even in our core governance business, we had a sales contribution.	1
train	Investors in, and potential purchasers of, the Notes may employ, or seek to employ, a convertible arbitrage strategy with respect to the Notes.	Turning our attention to Cabot, you can see Cabot's economic EPS contribution was $0.21 this quarter, and in line with our business plans.	1
train	Certain financial data may have been rounded.	And that would basically be strong investment credit grade.	0
train	If securiti es analysts or industry analysts were to downgrade our stock, publish negative research or reports or fail to publish reports about our business, our competitive position could suffer, and our stock price and trading volume could decline.	The increase was driven primarily by investments in our AFS debt securities portfolio, including: Purchase of $758.8 million of debt securities in an effort to deploy excess liquidity that resulted from significant   deposit growth over the past year as consumers and businesses received proceeds from various government stimulus programs in response to the COVID-19 pandemic.	0
train	GAP/Interest Rate Sensitivity Reports and Net Interest Income Simulation Modeling are constructed, presented and monitored quarterly.	"The issuers of mortgage-backed agency securities (""MBS"") held in our portfolio, which include Fannie Mae, Freddie Mac, and Government National Mortgage Association (""Ginnie Mae""), and certain issuers of agency bonds held in our portfolio, which include FHLB, Fannie Mae, and the U.S. Small Business Administration, guarantee the timely principal and interest payments in the event of default."	0
train	Realized/Unrealized Gains or Losses   We measure realized gains or losses from the repayment or sale of investments using the specific identification method.	I want to follow up first on the debt discussion.	1
train	Debt obligations   $   1,307.9   115.2   275.0   525.0   392.7   2.	The Federal Reserve has also issued Regulation W, which codifies prior regulations under Sections 23A and 23B of the Federal Reserve Act and interpretive guidance with respect to affiliate transactions.	0
train	Mortality margins, morbidity margins, investment margins, expense margins and surrender fees drive life insurance profits.	Payments on loans secured by investor-owned and owner-occupied properties are often dependent upon successful operation or management of the properties.	0
train	Standby letters of credit are conditional commitments issued to guarantee the financial or performance obligation of a customer to a third party.	The strike price was established pursuant to the terms of the Alector LLC operating agreement.	0
train	Earnings are up and the stock is down.	This forecast assumes a low to mid-single-digit decline in comparable store sales, a lower gross margin rate with expenses as a percent of sales flat to slightly higher than last year given the forecasted decline in sales comps.	1
train	An option is a contract allowing, but not requiring, its holder to buy (call) or sell (put) a specific or standard commodity or financial instrument at a specified price during a specified time period.	Our management estimates that the total aggregate cost of performing the currently anticipated assessment, monitoring, and remediation activities at these sites is not material in relation to our operations, financial position or cash flows at December 31, 2015.	1
train	Rate-of-return, cash flow, rating and guarantor-backing are also considered when making investment decisions.	See “Business — Management and Other Agreements — Investment Advisory Agreement — Management Fee.”   Under the Administration Agreement, our investment advisor furnishes us with office facilities and equipment, provides us clerical, bookkeeping and record keeping services at such facilities and provides us with other administrative services necessary to conduct our day-to-day operations.	1
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	We base our estimates on historical experience, current conditions, and on various other assumptions that we believe to be reasonable under the circumstances and, based on information available to us at that time, we make judgments about the carrying values of assets and liabilities that are not readily apparent from other sources as well as identify and assess our accounting treatment with respect to commitments and contingencies.	1
train	(3)   Includes income from non-controlled/non-affiliated investments, non-controlled/affiliated investments and controlled investments.	"19 ""AT&T Inc."" of notes to consolidated financial statements included in Part II."	0
train	Our wage inflation was 7%, and commodity	The rates of 6.05% and 7.27% were used to calculate the pension expense in 2010 and 2009, respectively.	1
train	ARPU grew from INR 196 on the average of the whole fiscal 2015 to an average of INR 207 in fiscal 2016.	Consolidated net income also includes $37 million and $25 million, respectively, of income attributable to noncontrolling interests for 2014 and 2013.	1
train	Investment management professionals use the research and historical information in their day-to-day businesses.	Adjusted Free Cash Flow is one of the metrics used by our senior management and board of directors (i) to review our ability to service our outstanding indebtedness, including our credit facilities, (ii) to review our ability to pay dividends to stockholders or engage in share repurchases, (iii) to review our ability to make capital expenditures, (iv) for other corporate planning purposes and/or (v) in making compensation determinations for certain of our associates (including our named executive officers).	1
train	"See Item 1, ""Business – Asset Quality – Allowance for Loan Losses"" for a full discussion of the allowance for loan losses."	We completed a concurrent equity financing to raise aggregate gross proceeds of CAD$6,007,429.89 through the issuance of subscription receipts (the “ Subscription Receipts ”), at a pre-Consolidation price of CAD$0.22 per Subscription Receipt (the “ Concurrent Financing ”).	1
train	will be displayed with clear information of price movement, volume change as well as the highest and lowest points of 52 weeks.	Those assumptions are disclosed in Note 13 to our fiscal 2011 consolidated financial statements and include the discount rates, expected long-term rate of return on plan assets and rates of future increases in compensation and healthcare costs.	1
train	Equity securities provide the potential for future increases in dividend income and for appreciation.	A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.	0
train	"Refer to the headings ""Gross Profit Margin"" and ""Operating Income and Operating Margin."""	This quarter we capitalized $1.4 million of interest to the asset account, thus reducing our interest and increasing our earnings by that amount and that will be a trend that will continue going forward.	1
train	An Investor Might Receive Principal Payments Later, or Earlier, Than Expected .	So in another way, I feel confident we've been able to reconfirm, reaffirm the revenue outlook though despite throughout the year we've had actual pressure on the top-line that we've had to overcompensate, which is underlying core business growth.	0
train	Growthpoint's trading price at 31 December of AUD 2.75 represents a 19% premium to NTA per security of AUD 2.32 or if used Friday's closing price of AUD 2.95, a premium of 27%.	So, this is – and it comes through the depreciation line.	0
train	It's difficult to create predictability of earnings, predictability of revenue, predictability of cash flows.	In 2009, cash provided by financing activities included $120.0 million of proceeds from the issuance of the 7.5% convertible notes and $95.1 million of proceeds, net of issuance costs, from the issuance of 14.9 million shares of the Company’s common stock.	1
train	Issuer Conversion of 2020 Notes .	The cash and cash equivalents were $721 as of December 31, 2017.	0
train	Investors must understand that economic conditions and other operating factors may affect the company's future and lead to materially different results from those stated in this call.	This is becoming both costly and burdensome on a long-term basis and difficult to scale as our business grows.	1
train	Liquidity Management   We define liquidity as our ability to generate sufficient cash to fund current loan demand, deposit withdrawals, or other cash demands and disbursement needs, and otherwise to operate on an ongoing basis.	This expense is driven by the volume of credit card, debit card and merchant account transactions and by the level of merchant discount fees.	1
train	Securities received in exchange for or distributed on or with respect to securities described above, or pursuant to the exercise of warrants or rights relating to such securities.	The preparation of these financial statements requires Belmond management to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses.	1
train	Cars, significantly above prior year level; Trucks, slightly below prior year level; Vans, significantly below prior year level; Buses, slightly above prior year level; Financial Services, in the magnitude of the prior year.	But the impact was heightened by lower-than-expected sales, which also resulted in the deleveraging of store occupancy costs.	1
train	The 5 basis points of interest reversal	   In connection with the sale of BankAtlantic to BB&T during July 2012, we acquired nonperforming loans and foreclosed real estate, and our results of operations and financial condition may be adversely affected if these criticized assets are monetized below their current book values.	0
train	The improvement reflected higher margins in the marketing and trading businesses, partially offset by lower earnings in the Chemical segment.	The failure of our suppliers to supply quality materials in sufficient quantities, at a favorable price, and in a timely fashion could adversely affect the results of our operations.	1
train	Recommendations by securities analysts or changes in earnings estimates.	This discussion should be read in conjunction with the Company's Consolidated Financial Statements and Notes to Consolidated Financial Statements.	0
train	Debt obligations   $   1,307.9   115.2   275.0   525.0   392.7   2.	Noninterest Expense   Table 4 presents the major components of noninterest expense for 2016 , 2015 , and 2014 .	1
train	They decided on a 9.49% ROE and a 50%/50% debt/equity capital structure.	Our current offering price exceeds our net tangible book value per share.	0
train	Realized/Unrealized Gains or Losses   We measure realized gains or losses from the repayment or sale of investments using the specific identification method.	We calculated the fair value of each of our reporting units by using a discounted cash flow analysis and concluded that the technology businesses in the Mortgage Market segment were less than their carrying values.	1
train	So monetizing finance better, monetizing warranties better, monetizing trade-ins better.	In addition, this exchange rate change has reduced the reported amount of those expenses that we pay for in currencies other than the USD, again because of the lower translation into US dollars.	0
train	The deviation compared to the previous year is due to technical effects.	In cases we've also seen that there is actually opportunity instead of divesting or doing acquisitions and the Aegon example is in Czech and in Slovakia is a good example where we felt that we're well-positioned in the Czech and Slovakian market, but that the combination with the Aegon business would further strengthen our profile.	0
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	An increase in debt service obligations under our variable rate indebtedness could affect our ability to make payments required under the terms of the Senior Bank Credit Facility, Notes or our other indebtedness.	1
train	Any investor who has or expects to obtain ownership of 5% or more of S&P Global should contact Investor Relations to better understand the potential impact of this legislation on the investor and the company.	We use these measures internally to evaluate the operating performance of our portfolio and provide a basis for comparison with other real estate companies.	0
train	The duration of our assets is actually less than the duration of our liabilities.	So implicit, at least is my thought, it's the view higher rates will help the U.S. earnings in 2017.	0
train	Collateral (e.g., securities, receivables, inventory, equipment, etc.)	"Information pertaining to the impact changes in interest rates could have on our net income is included in ""Table 38 - Interest Rate Sensitivity"" in ""ITEM 7."	1
train	We completed 12 equity underwritings, 2 debt capital market transactions and 2 advisory assignments.	I think when we think about the looking at the big picture for two-drug regimens, in particular of dolutegravir and lamivudine, we are interested in understanding what the long-term resistance profile is as highlighted by some of the recent JULUCA data that highlighted resistance development past week 48.	0
train	The Advisor faces conflicts of interest relating to the structure of the compensation it may receive.	Moreover, if one or more of the analysts who cover our company downgrade our stock or if our operating results do not meet their expectations, our stock price could decline.	1
train	In many cases, the accounting treatment of a particular transaction is specifically dictated by GAAP, with no need for management's judgment.	As of March 23, 2015, we have purchased a total of 69,469 shares for an aggregate cost of $120,293 under this program.	0
train	SaaS Encompass revenue per average active SaaS Encompass user .	We've consolidated to a few that brought significant savings.	0
train	·  KEYWORD REFINEMENT & SEARCH QUERY  ·  AD COPY TESTING   ·  LOCATION MANAGEMENT AND KEYWORD TESTING  ·  BUDGET ALLOCATION & CONTINUED CPC AND KEYWORD BID STRATEGIES FOR ROI  2.	At December 31, 2010 and 2009, the fair value of loaned securities was $651.7 and $339.5, respectively, and is included in Securities pledged on the Consolidated Balance Sheets.	0
train	Persons investing the assets of employee benefit plans should consider ERISA risks of investing in the shares.	MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATION   You should read the following discussion of our financial condition and results of operations in conjunction with the consolidated financial statements and related notes thereto included in “Item 8.	1
train	Collateral (e.g., securities, receivables, inventory, equipment, etc.)	However, if a derivative instrument is ineligible for cash flow hedge accounting or if we fail to appropriately designate it as a cash flow hedge, changes in fair value of the derivative instrument would be recorded in earnings.	1
train	Collateral (e.g., securities, receivables, inventory, equipment, etc.)	Moreover, during the period of the loan, any of our income, gain, loss or deduction with respect    55   to those units may not be reportable by the Unitholder and any cash distributions received by the Unitholder as to those units could be fully taxable as ordinary income.	1
train	We account for investments in entities that we do not control but over which we exert significant influence using the equity method of accounting.	Tightened credit supply could negatively affect the Company's customers' ability to pay for the Company’s products on a timely basis or at all and could result in a requirement for additional bad debt reserves.	0
train	The market for securities in each of our target industries may also be subject to industry-specific risks.	Capital requirements may also include cash expenditures associated with our outstanding commitments and contingencies, as further discussed in the notes to our financial statements.	1
train	Investments in these companies may trade at discounts to their original issue prices.	Improves comparability of revenue recognition practices across entities, industries, jurisdictions, and capital markets.	0
train	How we balance out our assortments, how we think about getting information	In this event, the asset is written down accordingly.	0
train	The company believes the cash obtained in the operating is sufficient to allow the company to fulfill its current obligations and continue its operations for the foreseeable future.	There were some timing delays and some issues related to all the personnel costs that we continue to get savings out of.	1
train	Michael Blum – Senior Analyst, Wells Fargo Advisors LLC	A significant percentage of our issued and outstanding common shares are currently beneficially owned by affiliates of Bain Capital.	0
train	And some of them, of course, provide shorter return than others.	By excluding such changes that may reflect anticipated and unrealized gains or losses, we believe MFFO provides useful supplemental information.	0
train	Backlog   Backlog represents the number of homes under sales contracts.	Therefore the quarterly results for every quarter in 2016 reflect a company operating in bankruptcy and moving toward   liquidation, while the quarterly results for every quarter in 2015 reflect the activities of a company engaged in the ordinary course of business.	0
train	Controlling and managing noninterest expense .	Financing Activities   Prior to entering into our Revolving Credit Facility on December 22, 2011, we participated in a cash management program whereby certain of our operating and capital expenditures were funded through advances from SEACOR and certain cash collections of ours were forwarded to SEACOR.	0
train	Risks of Investing in Short-to Intermediate-Term Bonds.	5   Acquisition and Investment Policies   Investment Focus   We focus our investment activities on acquiring a diversified portfolio of real estate properties, with a focus on healthcare-related assets.	1
train	Rating evaluation services is one of our leading indicators for economic activity.	And it's important to understand that the value creation opportunity represented by that investment capacity and the fragmented markets in which we operate is potentially a very significant opportunity for us.	1
train	Average deal size has increased over	Product and service revenues are recognized when persuasive evidence of an arrangement exists, product delivery has occurred or services have been rendered, pricing is fixed or determinable, and collection is reasonably assured.	0
train	We or the lenders may request a onetime special redetermination of the amount of the borrowing base between each scheduled redetermination.	Interest income, which reflects the amortization of premiums and includes accretion of discounts for financial reporting purposes, is recorded on an accrual basis.	0
train	+200%), times the return of the Index, or Index Return.	Of the $25.2 million recorded in interest/dividend income, approximately $3.1 million was “payment in kind” interest/dividends.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The use of the Black-Scholes model requires the use of assumptions including expected term, expected volatility, risk-free interest rate and expected dividends.	0
train	Investment security yields are based on a number of pricing factors, including but not limited to coupon rate, time to maturity and issuer credit quality.	In the U.S., sales amounted to $73.7 million, up 57.4%, of which 11% came from internal growth and 46% from the acquisition.	0
train	Investment advisory fees are derived from account management and investment advisory services.	We are more focused on gross profit than just producing revenue growth.	0
train	Those attributes include (i) credit score, (ii) credit limit amount, and (iii) debt-to-income ratio.	Additionally, RiverSource Life may also accept investment securities as collateral from its derivative counterparties, which RiverSource Life may sell, pledge, or rehypothecate.	0
train	The greens are the 2023 Eurodollar futures and the blues are the 2024 Eurodollar futures.	Employees   As of December 31, 2019, we employed 779 people, 23 of which were subject to a collective bargaining agreement.	0
train	Although our management believes we are organized, have operated, and will be able to continue to be organized and to operate in such a manner to qualify as a real estate investment trust (REIT), as that term is defined under the Internal Revenue Code, we may not have been organized, may not have operated, or may not be able to continue to be organized or to operate in a manner to have qualified or remain qualified as a REIT.	The annualized value of premiums is a legal and contractual determination made by assessing the contractual terms with our customers.	0
train	All the net proceeds were used to repay financial liabilities.	Increases in FDIC insurance premiums may adversely affect the Company’s net income and profitability.	1
train	I was going to ask about funding [Technical Difficulty] (00:24:33-00:24:59)?	Due to the degree of judgment required and the potential for variability in these underlying assumptions, our actual future costs could differ from those estimated, and the difference could be material to our consolidated financial statements.	1
train	In such cases, more securities may fall to Level 3 and thus require more subjectivity and management judgment.	In the future, we may need to raise additional funds through public or private financing, which might include sales of equity securities.	1
train	Make payments on, or redeem, repurchase or retire, subordinated debt.	The processes and procedures include board and management oversight, CRE exposure limits, portfolio monitoring tools, management information systems, market reports, underwriting standards, a credit risk review function, and periodic stress testing to evaluate potential credit risk and the subsequent impact on capital and earnings.	1
train	Foreign Currency Exchange Rate Risk   Our results of operations are affected by changes in foreign currency exchange rates.	Fixed maturity securities are purchased as new funds become available to the portfolio.	1
train	While multifamily market fundamentals ( i.e.	Investment is mainly falling interest rates reduction and also capital upstreaming to the censor, therefore, less investment income allocated to the segment P&C.	1
train	We are seeking target companies with favorable fundamentals including, but not limited to, one or more of the following qualities: stable recurring revenues, strong free cash flow potential, relatively high margins, and/or proprietary technology and know-how.	It illustrates the benefits of working with Ameriprise and how comprehensive financial planning and the right advisor can help people realize moments of brilliance and achieve their personal goals today and in retirement.	1
train	First one is on net interest income.	During the year ended December 31, 2014, we acquired property and equipment of $40,908 and recorded a depreciation expense of $8,478.	1
train	The restricted trading activity includes purchasing or selling certain types of securities or instruments in order to benefit from short-term price movements or to realize short-term profits.	Expenditures by advertisers generally tend to reflect overall economic conditions, and to the extent that the economy continues to stagnate, reductions in spending by advertisers could have a serious adverse impact on our business.	1
train	In your opinion, at what multiple of 2015 earnings should Terex trade, 1) less than 10 times, 2) 10 times to 12 times, 3) 13 times to 15 times, 4) 16 times to 18 times, 5) 19 times to 21 times, 6) higher than 21 times?	As of the end of 2015, the Company had $1 million in net monetary assets denominated in Venezuelan bolivars (measured at the Simadi rate), including $1 million in cash and cash equivalents, which would be directly impacted by any changes in the exchange rate.	1
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	Determining the fair value of a reporting unit involved the use of significant estimates and assumptions, such as revenue growth rate, gross profit rate, and discount rate.	0
train	After that you can only earn profits.	And that's the only cost that you took through that line relating to swap costs.	1
train	Historical Chart of the Price of Platinum   The price of platinum is volatile and fluctuations are expected to have a direct impact on the value of the Shares.	In particular, the portion of protection type in the recurring premium further increased by 5.1 percentage points year-on-year to reach 69.2%.	1
train	And page 11, provides several measures of shareholder value creation.	Net borrowings are expected to increase by approximately $75 million to $80 million by the end of this year, consisting of approximately $115 million to $120 million of net borrowings to fund these recent acquisitions, offset by $35 million to $45 million of repayments utilizing free cash flows.	1
train	"Such investments are referred to herein as our ""investment portfolio."""	Lastly on Slide 10, looking ahead to financial guidance.	1
train	6 perc ent of the outstanding shares of our common stock.	As o f November 2 8 , 201 4 , our directors and executive officers and their affiliates beneficially owned in the aggregate approximate ly 23.	2
train	The amount of capital every syndicate or every member puts up is directly tied to the expected profitability and the chance of downside.	If we default under the credit facility, our lender would be entitled to, among other things, foreclose on our assets in order to satisfy our obligations under a credit facility.	1
train	7-35   Corporate Fixed Maturities Credit Quality .	Impairment loss is recorded in equity method earnings for equity method investments and in other gain (loss) for investments under the measurement alternative.	1
train	The results of the nine months ended September 30, 2018 versus September 30, 2017.	I think we came out at 3% in Q2.	1
train	We also compare liquidity, operating margin trends, leverage, free cash flow and fixed charge coverage ratios for each potential investment to industry metrics.	Sales of substantial amounts of our common stock or other securities, or the perception that these sales may occur, could materially and adversely affect the price of our common stock and could impair our ability to raise capital through the sale of additional equity securities.	1
train	No investor should assume that we will sell the maximum offering, or any other particular offering amount.	The Advisors and the Trading Vehicles   The Trust allocates its assets to commodity trading advisors (each, an “ Advisor ” and collectively, the “ Advisors ”).	0
train	It also requires disclosure of credit quality indicators, past due information and modifications of financing receivables.	So, just in the context of the two examples that you gave in highlighting SoFi or Chime, when you think about spending across both checking and credit cards, when you think about borrowing across credit cards and loans and you think about savings and also investing and the investment capabilities that we have as a wealth manager, we have a much broader integrated offering.	1
train	We derive, and expect to continue to derive, a portion of our revenue from U.S. and foreign governments.	And just sort of interest on that debt that's being transferred, are there covenants on that debt, LTV covenants?	0
train	Broker   Generic name for a securities firm engaged in both buying and selling securities on behalf of customers or its own account.	Management’s Discussion and Analysis of Financial Condition and Results of Operations - Liquidity and Capital Resources ”, we presently have outstanding a substantial amount of promissory notes that are convertible into Common Stock at a discount to the trading price of our Common Stock at the time of conversion.	0
train	In equity indices, small long positions in U.S. stocks were positive.	I recall when you guys did your Investor Day last fall?	0
train	Liquidity Management   We define liquidity as our ability to generate sufficient cash to fund current loan demand, deposit withdrawals, or other cash demands and disbursement needs, and otherwise to operate on an ongoing basis.	In relation to this transaction, the Company recorded a debt discount related to the deferred finance costs totaling $288,384.	0
train	PLAY-DOH, Doh, Doh, PLAY-DOH, Doh, Doh, everybody sing.	We classified the fair value estimates of ESS as Level 3 in the fair value hierarchy.	0
train	Glossary of Terms   KNIGHT-SWIFT TRANSPORTATION HOLDINGS INC.	Customers and Backlog   Sales to the U.S. government comprised approximately 36%  of the Company’s net sales in fiscal 2013.	0
train	For example, we participate in events organized by both the German Association for the Protection of Securities Owners, Deutsche Schutzvereinigung für Wertpapierbesitz, and the German Association for the Protection of Investors, Schutzgemeinschaft der Kapitalanleger.	Commercial construction and construction-to-permanent loans are offered on an adjustable interest rate or fixed interest rate basis.	0
train	Operating leases are included in “Operating lease right-of-use assets”, “Operating lease liabilities, current”, and “Operating lease liabilities, noncurrent” in the consolidated balance sheets.	We anticipate GAAP net income to range from $5 million to $5.9 million or $0.08 per share to $0.09 per share based on an estimated weighted average diluted share count of 62 million shares.	0
train	The loan's observable market price; or   3.	Compensation and benefits costs for the year ended December 31, 2012 were $1,494.8 million, or 78.1% of net revenue, compared to $1,306.6 million, or 78.4% of net revenue, for Pro Forma 2011.	0
train	If the net profit for the bank is adequate then interest is paid in cash.	Selling expenses - Selling expenses for fiscal 2018 decreased as a percentage of revenue by 30 basis points over fiscal 2017.	0
train	CONTRACTUAL OBLIGATIONS AND COMMERCIAL COMMITMENTS   For a discussion of our contractual obligations and commercial commitments, see “Item 8.	See Note 19 of the Notes to the Consolidated Financial Statements for more information on the assets and liabilities measured at fair value.	1
train	It is more an accounting treatment of a discounting of an obligation.	   Term Life Insurance      Term life insurance provides a fixed death benefit for a scheduled period of time.	0
train	Investments in these companies may trade at discounts to their original issue prices.	Q2 fee income of €61 million is higher than the same quarter of 2010 and reflects the growth in assets under management.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	Obviously, the cash and equity consideration paid for Trust Company has altered its profile, and I will take you through those changes now.	1
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	Selling, general and administrative expenses for fiscal year 2014 were $2.4 million higher than fiscal year 2013.	0
train	Certain published indexes contribute to the setting of selling prices.	In margin transactions, WHI, under an agreement with the out- sourced securities firm, extends credit to its customers, subject to various regulatory and internal margin requirements, collateralized by cash and securities in customer’s accounts.	0
train	Risk Factors   ______________________________________________________________________________________________________   is subject to the determination each quarter by our board of directors that the dividend remains in the best interests of the Company and our stockholders, which determination will be based on a number of factors, including, among others, economic conditions, our earnings, financial condition, actual and forecasted cash flows, capital resources, capital requirements and alternative uses of capital, including potential investments to support our business strategy and possible acquisitions or investments in new businesses.	The REIT distribution requirements could materially adversely affect ESH REIT’s liquidity and may force ESH REIT to borrow funds or sell assets during unfavorable market conditions or make taxable distributions of its capital stock.	1
train	If the net profit for the bank is adequate then interest is paid in cash.	The change in fair value of our derivative instruments related to our former investment in Time Warner Cable was typically inversely correlated to changes in the underlying Time Warner Cable stock price.	0
train	H&R Block Instant Refund TM .	The interest rate under our facility is dependent upon Eurodollar borrowing rates plus a margin that fluctuates dependent upon the amount outstanding under the facility.	0
train	An emerging growth company will retain that status until the earliest of:    1.	Or what is the current development?	1
train	H&R Block Instant Refund TM .	The Bank places c onventional mortgage loans that are 90 days or more delinquent on nonaccrual status.	0
train	dollar)   2016   For the year ended – December 31   $   1.30   $   1.33   $   1.28   For the three months ended – December 31   $   1.27   $   1.33   $   1.34      Exchange rates (Canadian/U.S.	On December 17, 2012 , the Operating Partnership redeemed 811,984  limited partnership units from the estate of a former unit holder for a total cash consideration of $9.7 million , based on a calculated price of $12.00  per unit on the date of redemption.	0
train	Trust preferred securities and other ABS .	NSBF reflects the assets in SBA Unguaranteed Non-Affiliate Investments and reflects the associated financing in Notes Payable - Securitization trusts on the Consolidated Statements of Assets and Liabilities.	1
train	Investments that are not insured involve greater risk of loss than insured investments.	And then, on top of that, cost control, waste stripping coming back to more normalized, sustainable life of mine – or back into	1
train	Ratings organizations review the financial performance and condition of most insurers and provide opinions regarding financial strength, operating performance and ability to meet obligations to policyholders.	Our amended and restated certificate of incorporation provides that the Court of Chancery of the State of Delaware is the exclusive forum for substantially all disputes between us and our shareholders, which could limit our shareholders’ ability to obtain a favorable judicial forum for disputes with us or our directors, officers or employees.	1
train	We have the option to bypass this qualitative assessment and proceed to the first step of a two-step goodwill impairment assessment.	In early 2020, as a result of COVID-19, we quarantined employees in accordance with local regulations and re-engineered our manufacturing operations with diminished capacity.	0
train	The Reinsurance segment's gross premium written of	The aggregate fair value of our Federal Home Loan Bank of New York common stock as of December 31, 2013 was $702,000 based on its par value.	0
train	But we refer to Ocwen Financial Corporation as Ocwen; Altisource Portfolio Solutions as Altisource; Home Loan Servicing Solutions as HLSS; Altisource Residential as resi; and AAMC rather, Altisource Asset Management as AAMC.	Over the last year the WTI discount to LLS has increased by nearly $20 per barrel from $2.58 in the third quarter of '10 to $22.47 in the third quarter of '11.	0
train	Below, we have identified risks we currently consider material.	We also have – there were some prepaid maintenance that we had recorded, there's an asset that needed to be taken down associated with that, there's repainting and storage.	0
train	As a reminder, this debt represents a financial	Any resulting failures, disruptions or instability may have a material adverse effect on our financial condition or results of operations ” above.	0
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	These events of default could permit our creditors to declare all amounts owing to be immediately due and payable and terminate any commitments to make further extensions of credit, or could otherwise have a material adverse effect on our business.	0
train	He has served in that role on an interim basis since February 2020.	At December 31, 2019 and December 31, 2018, all EVE stress tests measures were within our board policy established limits.	0
train	Stock prices are based upon future stream of income.	Net cash provided by financing activities during the year ended December 31, 2019 resulted from cash receipts of $1.0 million from the issuance of common stock upon exercise of stock options.	0
train	The returns shown for the portfolio are on an after tax basis.	Loans are generally written on an adjustable basis with rates tied to a specifically identified market rate index.	0
train	Issuers that are debt finance companies are subject to the inherent risks associated with structured financing investments also discussed in this report.	At some point in time, it's a real exercise to go through and look at where you can put your capital to work best, but sometimes pushing that back to the shareholders in the form of stock buybacks is still just the right thing to do there.	0
train	Are valuations more attractive in certain regions than others?	If these relationships do not develop in the manner we intend, our future growth could be impacted.	0
train	The economic value factors in the depreciation or the appreciation.	The thought quite simply was, we are seeing a little bit of downward pressure on cost, but the investments that we are making, we are expecting above-market average returns on those investments.	0
train	Pre-Distribution Fixed Charge Coverage Ratio .	Duke Energy recorded impairments of $500 million and $371 million related to Commercial Power’s non-regulated Midwest generation reporting unit in 2010 and 2009.	0
train	Investments in these companies may trade at discounts to their original issue prices.	Cash from continuing operations is primarily derived from our customer contracts in progress and associated changes in working capital components.	0
train	Revenues are defined as inflows or other enhancements of assets of an entity or settlements of its liabilities (or a combination of both) from delivering or producing goods, rendering services, or other activities that constitute the entity’s ongoing major or central operations.	Credit sensitive assets that are partially collateralized by non-real estate assets may have increased risks and severity of loss.	1
train	First quarter earnings per share were as follows.	Slide 19 addresses our stock repurchase plan.	1
train	Penny stocks generally are equity securities with a price of less than $5.00 per share.	The greatest impact on our debt cap ratio over the last year has not been on the debt side, where through good cash flow as you see we've been able to manage the debt down despite growing our business and continuing with the acquisitions.	1
train	Cash Flows : Statement of Cash Flows (Topic 230) - Classification of Certain Cash Receipts and Cash Payments .	In the fourth quarter of 2015, the Corporation recorded a $19.2 million charge to the provision for loan losses related to increased qualitative reserve factors applied to commercial loans extended to or guaranteed by the Puerto Rico Government (excluding municipalities).	1
train	Retained earnings net of dividends added £0.029.	Stock-based compensation expense within cost of revenue totaled approximately $0.3 million  and $0.5 million  during the fiscal years ended September 30, 2015  and 2014 , respectively.	1
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	During the course of our testing, we may identify deficiencies that would have to be remediated to satisfy the SEC rules for certification of our internal control over financial reporting.	1
train	Collateral (e.g., securities, receivables, inventory, equipment, etc.)	We are required to make certain judgments and estimates, including estimated revenues and costs, as well as inflation and the overall profitability of the arrangement.	1
train	The ratio of current assets to current liabilities was 6.03:1.	As of December 31, 2011, we had borrowed $40 million under the DIP Facility.	1
train	Non-interest Income and Expense   Non-interest Income.	The Credit Agreement provides for a two tranche revolving credit facility in an aggregate principal amount of up to $100.0 million, or the “Commitments,” consisting of (i) a secured credit facility, or “Tranche A,” subject to a borrowing base as set forth in the Credit Agreement, in an aggregate principal amount of up to $50.0 million and (ii) an unsecured credit facility, or “Tranche B,” in an aggregate principal amount of up to $50.0 million.	1
train	Cost-Reimbursable Contracts   Cost-reimbursable contracts include cost-plus fixed fee, cost-plus fixed rate, and time-and-materials price contracts.	Liabilities for loss contingencies arising from claims, assessments, litigation, fines, and penalties and other sources are recorded when it is probable that a liability has been incurred and the amount can be reasonably estimated.	0
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	Loan Maturities   The following table presents the maturity distribution of the Company’s loans (excluding loans held‑for‑sale), as of December 31, 2018.	1
train	Investments in these companies may trade at discounts to their original issue prices.	How is that – what stage are we at in terms of reorging along those lines and when can we start to expect some financial disclosure around that?	0
train	Each of the four quarters of 2012, we exceeded consensus earnings estimates.	Our debt, as you're all aware is approximately £380 million at an average cost of 4.27% at an average debt term of 12.1 years, giving an adjusted gearing of approximately 50%.	0
train	Unrealized currency losses weighted on the financial result.	Federal Reserve Discount Window  As an insured depository institution, AENB may borrow from the Federal Reserve Bank of San Francisco, subject to the amount of qualifying collateral that it may pledge.	1
train	We acquire our deposits through earnings accretive transactions rather than de novo.	Once a hedge contract matures the associated gain (loss) on the contract will remain in other comprehensive income until the underlying hedged transaction affects net income (loss), at which time the gain (loss) will be recorded to the expense line item being hedged, which is primarily Cost of Sales and R&D.	0
train	Consultants may receive fixed fees, commissions or equity-based compensation.	We believe that for U.S. federal income tax purposes these transactions will be treated as secured debt and we will be treated as the owner of the Agency RMBS that are the subject of any such agreement notwithstanding that such agreement may transfer record ownership of such assets to the counterparty during the term of the agreement.	0
train	See Note 15, Variable Interest Entities , on pages 68 through 70 , and Note 13, Income Taxes , on pages 62 through 65 , in Item 8.	Interest rates for borrowings under the term loan facility and the revolving credit facility range from (i) the LIBOR rate plus 3.50% to the LIBOR rate plus 3.75%, or (ii) the ABR plus 2.50% to the ABR plus 2.75%, depending on the ratio of Intelsat Jackson’s consolidated total debt to consolidated EBITDA, as such financial measures are defined in the Intelsat Jackson Secured Credit Agreement.	1
train	Time and brokered deposits were $4.37 billion  at December 31, 2018 , compared to $3.54 billion  at December 31, 2017 .	Operating Activities   Net cash flow provided by (used for) operating activities was $(123.4) million, $195.5 million and $219.8 million for the Years Ended December 31, 2016, 2015 and 2014, respectively.	1
train	), Denny Heck (D-Wash.), Patrick McHenry (R-N.C.) and John Carney (D-Del.)	The Tempus Acquisition Loan was further amended on November 20, 2012 and December 21, 2012 to increase the term loans by $2.5 million and $5.0 million, respectively, to pay separation payments to principals of the Mystic Dunes resorts, and to fund guaranties and indemnities required to be paid to Mystic Dunes, LLC's HOAs.	0
train	Item 1A: Risk Factors   Item 2: Properties   Item 3: Legal Proceedings   Item 4: Reserved	Consolidated Results of Operations for the fiscal years ended October 3, 2020 and September 28, 2019:  (in thousands) 2020 2019 Net sales $ 879,221 $ 1,018,874 Cost of goods sold 783,021 885,400 Gross profit   $ 96,200 $ 133,474 Operating expenses Selling, general and administrative expenses 74,206 89,642 Operating profit   $ 21,994 $ 43,832 Interest expense (12,252) (12,879) Interest income 11 9 Other income (expense), net 738 (1,331) Income before income taxes   $ 10,491 $ 29,631 Income tax expense (1,519) (7,573) Equity in net income of non-consolidated affiliate 3,213 2,242 Net income $ 12,185 $ 24,300 Other financial data: Adjusted EBITDA   $ 54,681 $ 81,829 Adjusted EBITDA Margin   6.2 % 8.0 %   The following provides the results of operations of Blue Bird's two reportable segments:    (in thousands) 2020 2019 Net Sales by Segment   Bus   $ 822,616 $ 952,242 Parts   56,605 66,632 Total $ 879,221 $ 1,018,874 Gross Profit by Segment Bus   $ 76,059 $ 110,015 Parts   20,141 23,459 Total   $ 96,200 $ 133,474   Net sales .	0
train	The gray line represents the ratio of the trailing four quarters manufacturing wins to the trailing four quarter of sales.	Using $8.33 million of revenues as an average in years 1 through 3, and $10 million of revenues as an average in years 4 and 5, would result in consolidated total revenues of $420 Million by the end of year 5.	0
train	- 38 -   NORTHROP GRUMMAN CORPORATION	But in this Diwali – Dussehra to Diwali period, the World of Titan itself has hit a 14% growth, and Helios is at 11%, okay.	0
train	Analysis of Items on Statement of Financial Condition   Assets   Interest-earning deposits.	(h)   Includes amortization of definite‑lived trade names and acquired customer relationship assets.	0
train	We added more SKUs to CONVERGE Pro 2 line which now includes CONVERGE Pro 2 128 , CONVERGE Pro 2 128 D, CONVERGE Pro 2 128 T, CONVERGE Pro 2 128 TD, CONVERGE Pro 2 128 V, CONVERGE Pro 2 128 VD, CONVERGE Pro 2 128 VT , CONVERGE Pro 2 128 VTD, CONVERGE Pro 2 120 , CONVERGE Pro 2 012 , CONVERGE Pro 2 48 T, CONVERGE Pro 2 48 V, CONVERGE Pro 2 48 VT, CONVERGE Pro 2 48 VTD, CONVERGE Pro 2 128 SR and CONVERGE Pro 2 128 SRD.	We have over $13.6 billion of committed available liquidity lines, which gives the company a lot of headroom and as we've said, we maintained an interim dividend of $0.054 per share, which is in line with our 2012 dividend.	0
train	Kazmorgeophysica JSC   We own an 80% controlling interest in Kazmorgeophysica JSC.	Gain on sale of real estate was $5.3 million for the year ended December 31, 2016 and related to the sale of three retail parcels and the exercise of two tenant purchase options on public charter schools properties.	0
train	50% of the revenue of the company came from OEM and 50% of the revenues of the company came from going direct.	We revalued the Prudential put option and has created a one-off charge.	0
train	The second, third and fourth key items concern consolidated financial statements.	Successor Year Ended December 31, 2011 vs Successor Seven Month Period of May 28 to December 31, 2010   Revenues   Net sales for the Successor period of May 28 – December 31, 2010 (the “2010 seven month period”) were $276.7 million, or $1.92 million per shipping day, compared to net sales for the year ended December 31, 2011 of $506.5 million, or $2.03 million per shipping day.	0
train	They include cloak, selectively deplete, and selectively deplete and activate.	We have estimated and accrued $104.8 million in incurred workers’ compensation claim costs as of December 31, 2011.	0
train	Amortization of favorable and unfavorable contracts.	Thus, we may be required to pay AIM incentive compensation for a fiscal quarter even if there is a decline in the value of our portfolio or we incur a net loss for that quarter.	1
train	Description of Net Sales and Expenses   Net Sales.	Depreciation and amortization   For the year ended December 31, 2021 (Successor), depreciation and amortization expense was $54.1 million.	1
train	Total score from 0 up to 52.	The average balance of our investment securities portfolio decreased $0.4 billion in 2019, while the year-end balance decreased $1.1 billion.	1
train	101, “Revenue Recognition in Financial Statements.” Sales will be recorded when products are shipped to customers.	Certain of Aimco’s operations or a portion thereof, including property management, asset management and risk management are conducted through taxable REIT subsidiaries, each of which we refer to as a TRS.	1
train	Tier III, Tier III coverage on the formulary...	See Note 8, Lines of Credit  and Note 22, Subsequent Events , to the Consolidated Financial Statements that are a part of this Annual Report on Form 10-K, for a further discussion.	1
train	The market standard valuation methodologies utilized include: discounted cash flow methodologies, matrix pricing or other similar techniques.	Summary of Significant Accounting Policies  to the consolidated financial statements in Item 8.	1
train	Revenues for the quarter ended December 31, 2021, were	Our creditor days tightened by four days.	1
train	We added more SKUs to CONVERGE Pro 2 line which now includes CONVERGE Pro 2 128 , CONVERGE Pro 2 128 D, CONVERGE Pro 2 128 T, CONVERGE Pro 2 128 TD, CONVERGE Pro 2 128 V, CONVERGE Pro 2 128 VD, CONVERGE Pro 2 128 VT , CONVERGE Pro 2 128 VTD, CONVERGE Pro 2 120 , CONVERGE Pro 2 012 , CONVERGE Pro 2 48 T, CONVERGE Pro 2 48 V, CONVERGE Pro 2 48 VT, CONVERGE Pro 2 48 VTD, CONVERGE Pro 2 128 SR and CONVERGE Pro 2 128 SRD.	And in PMSO, we had an increase of 18.5%, basically because of third-party services.	1
train	meters  Granted use rights  Land  3.	"These authorities include, but are not limited to, the Consumer Financial Protection Bureau (""CFPB""), the Federal Reserve, the FDIC, the OCC, the Internal Revenue Service and state taxing authorities."	1
train	Your gain or loss generally will be capital gain or loss.	In 2013, changes in working capital resulted in a net source of funds of $32.0 million  which was impacted by: source of funds of $37.4 million  from the decrease in accounts receivable, which was due primarily to the timing of sales and collections during the year; source of funds from inventory reductions of $ 14.3 million  primarily due to the planned reduction of inventory levels built up in prior years and the reduction in contractually obligated raw material purchases during 2013; and    56 use of funds of $ 38.2 million  from a decrease in accounts payable and accruals, primarily due to payments made for contractually obligated raw material purchases made in 2012 and 2013.	0
train	The book-to-bill ratio in Q3 was 0.99 as compared to 0.82 in the second quarter, 0.99 for distribution after 0.75 in the second quarter, 1.01 for OEMs after 0.93, 0.98 for semiconductors after 0.81 in the second quarter, 1.0 for passives after 0.83, 0.92 for the Americas after 0.81 in Q2, 1.04 for Asia after 0.86, 1.01 for Europe after 0.78.	If we look at January to September, the change in deal requirement corresponds to 60% of the value changes, while the change in operating net corresponds to 40%.	0
train	And gain of INR 5.33 crores.	On October 14, our board authorized a $400 million repurchase plan that is effective until December 31, 2015.	0
train	This is considered – the price that we use is February, January, and December.	Agriphar Acquisition - On October 1, 2014, we completed the Agriphar Acquisition for a purchase price of approximately €300 million  ( $370 million ), consisting of $350 million  in cash, net of acquired cash and certain post-closing working capital and other adjustments, and 711,551  restricted shares of our common stock, which become unrestricted beginning January 2, 2018.	0
train	will be displayed with clear information of price movement, volume change as well as the highest and lowest points of 52 weeks.	The establishment of or an increase in that valuation allowance is implemented by recognizing a non-cash charge that would have the effect of increasing the provision, or reducing any credit, for income taxes that we would otherwise have recorded in our statements of operations.	0
train	These scenarios may include macro-economic and bank specific situations focusing on high probability-high impact, high probability-low impact, low probability-high impact, and low probability-low impact stress events.	Preferred Stock Dividends and Accretion .	0
train	Benefits and Expenses   2010 to 2009 Annual Comparison.	We reported a pre-tax pre-provision ROAA of 1.44% for the quarter and 1.62% for the year.	0
train	(d) Notes indicated in default are in default because they are past due.	This was in line with expectations, although, it was impacted by a three-week outage in January and February of this year.	0
train	Share Based Payments   In December 2004, the FASB issued SFAS No.	During 2011 we sold approximately 304.0 million pounds of zinc products and 20.0 million pounds of nickel-based products, generally priced at amounts based on zinc and nickel prices on the London Metals Exchange (“LME”).	0
train	Revenues for the quarter ended December 31, 2021, were	The total charge of $0.7 million was composed of the write-off of deferred financing fees of $0.3 million and early termination fees of $0.4 million.	0
train	The percentage of debt increase from 74% to 78%	Separate Account assets for individual variable annuities and variable life insurance policies totaled $102.5 billion at December 31, 2014.	0
train	We use a four-level numeric rating scale as follows: Investment Rating 1—Investment is performing materially above expectations; Investment Rating 2—Investment is performing materially in-line with expectations.	For the coming year, we expect to deliver between CAD 450 million to CAD 470 million in top line revenue and between $38 million to $43 million in EBITDA.	0
train	Adjusted basic and diluted earnings per share were CHF 0.09 and CHF 0.06 or $0.10 or $0.06.	Even though we have qualified as a REIT for federal income tax purposes, we may be subject to other tax liabilities that reduce our cash flow and our ability to make distributions.	0
train	The prime rate increased to 3.75% in December, 2016 and increased to 4.00% in March 2017, to 4.25% in June 2017, and to 4.50% in December 2017.	Now looking at our guidance for 2020, our adjusted EBITDA is expected to be $11 billion to $11.4 billion.	0
train	December 31, 2012 $23,283,532 $ (196,025) $ 301,714 $ 638,210 $24,027,431 =========== ========== ============ =========== =========== The accompanying Notes to Financial Statements are an integral part of these statements.	You see that, if you look at the right-hand side, the adjusted net debt to EBITDAR is up from 4.2 to 4.4 and the net debt to EBITDA is up from 2.9 to 3.2.	0
train	F-35   BOOZ ALLEN HAMILTON HOLDING CORPORATION   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS   (Amounts in tables in thousands, except share and per share data or unless otherwise noted)   19.	The income tax recovery side that's really driven by the acquisitions, so where the intangibles have been put on the books we've also created a deferred tax liability and then that's flowing through the P&L at the same rate as the amortization of intangibles.	0
train	Such entities are often referred to as structured finance or special purpose entities, which typically are established for the purpose of facilitating off-balance sheet arrangements or other contractually narrow or limited purposes.	Management also views amortization of acquisition-related intangible assets, such as the amortization of the cost associated with an acquired company’s developed technology and trade names, as items arising from pre-acquisition activities determined at the time of an acquisition.	0
train	This is considered – the price that we use is February, January, and December.	In addition, effective April 21, 2016, shares sold pursuant to our distribution reinvestment plan will be sold at $10.05 per share for Class A and Class T Shares.	0
train	The Target is currently on the market for disposition to a third-party buyer on an arms-length basis.	Cash and investments totaled $510.3 million at the end of the first fiscal quarter of 2011.	0
train	), Denny Heck (D-Wash.), Patrick McHenry (R-N.C.) and John Carney (D-Del.)	We have the CEO of iliad Italia in Milan now, Benedetto Levi; and we have in Warsaw the CEO of Play, Jean-Marc Harion.	0
train	Glossary of Terms   KNIGHT-SWIFT TRANSPORTATION HOLDINGS INC.	64% of the leads were delivered to the wholesale channel customers with the remaining 36% to retail channel customers.	0
train	Interest is payable semi-annually on May 15 and November 15 of each year, commencing May 15, 2011.	I guess just continuing with Alumet for a second, you said that the annual volume there is about 60 million pounds.	0
train	That report is submitted, the product is approved.	Restrictions on the ownership of our common shares are in place to preserve our REIT status.	0
train	Tractors, Trailers and Maintenance   At December 31, 2015 , we owned 7,688  tractors.	Pension expense is calculated using a number of actuarial assumptions, including an expected long-term rate of return on assets (for qualified plans) and a discount rate.	0
train	Consolidation of variable interest entities .	Our next question comes from the line of Robin Farley with UBS.	0
train	We also sold ENSCO 86, ENSCO 99, ENSCO 52 and ENSCO 56.	At December 31, 2013, total loans, excluding loans acquired from SCB that are covered by loss sharing agreements with the FDIC, were $4.33 billion, an increase of $154 million, or 4%, from December 31, 2012.	0
train	That compares against the prior year effective tax rate of 31% at the same timeframe.	Net cash provided by operating activities totaled $3,437 in 2013 compared to $3,057 in 2012.	0
train	Purchasers of Lightyear securities in previous offerings of securities have the right to demand registration of those securities.	In the event of an Exchange Listing, these fees may include certain incentive fees based on the amount of appreciation of our investments.	0
train	The FDIC insurance assessment increased $79,000 due to an accrual adjustment recorded in the fourth quarter of 2016.	In 2014 , approximately 60%  of the loans we originated were refinances, compared to 70%  in 2013  and 87%  in 2012 .	0
train	The financial condition and results of operations of TerrAscend is for the years ended December 31, 2021 and 2020 and the accompanying notes for each respective period.	We use a historical VaR model to measure the potential adverse effect of changes in interest rates, foreign exchange rates, equity prices, and credit spreads on the fair value of our covered positions.	0
train	And the fourth principle is set the bar for disclosure and transparency.	Year-to-date revenues were CAD 47.3 million, compared to CAD 41.3 million last year.	1
train	It also requires disclosure of credit quality indicators, past due information and modifications of financing receivables.	To do that, AMN must continue to add capabilities that address all aspects of healthcare labor, contingent and permanent.	1
train	B. Riley FBR acts as a market maker and liquidity provider for Celsius Holdings, Inc. Securities.	The evaluation of multiple-element arrangements requires management to make judgments about (1) the identification of deliverables; (2) whether such deliverables are separable from other aspects of the contractual relationship; (3) the estimated selling price of each deliverable; and (4) the expected period of performance for each deliverable.	1
train	The Reinsurance segment's gross premium written of	These measures include our cost of goods sold, gross margin, selling, general, and administrative expenses, research and development expenses, operating margin, non-GAAP earnings per share, free cash flow, and EBITDA.	1
train	90% of Morningstar rated open-end mutual fund assets, or 22 of our funds were in the two highest Morningstar rating as of September 30th.	Given there were a lot of puts and takes throughout that first quarter, including weather stimulus and many other factors.	1
train	The constant currency growth rates are calculated by translating the 2019 results at the 2020 average exchange rates and the 2018 results at the 2019 average exchange rates.	During the fourth quarter of 2017, Schlumberger issued $500 million of 2.20% Guaranteed Notes due 2020 and $600 million of 2.65% Guaranteed Notes due 2022.	1
train	The advances are treated as true sale under GAAP accounting, while the MSRs sold are treated as a financing.	The FTT is currently set to be levied at a minimum rate of 0.1% on all transactions other than derivatives which are to be taxed at a minimum rate of 0.01%.	1
train	On page 24, net interest income.	Third quarter revenue was reported at $2.8 million as compared to $2.0 million in the second quarter 2017, an increase of 42% sequentially.	1
train	Real Estate  Description: Real estate is carried at cost, net of accumulated depreciation and amortization.	As of December 31, 2016 , substantially all of QVC's cash and cash equivalents were invested in AAA rated money market funds and time deposits with banks rated equal to or above A.	1
train	We transferred that portfolio from held-to-maturity to available-for-sales.	Revenue Recognition:  Revenue from governmental research and development contracts is generated under terms that are cost plus fee or firm fixed price.	1
train	EDAC is AS9100:2004 and ISO 14001:2004 Certified.	In June 2012, we introduced the PROPHECY ®  INBONE ®  Pre-Operative Navigation Alignment Guides.	0
train	Subject to the payment of maintenance fees.	The Company has received a revised withdrawal liability calculation from the Plan at an amount approximately equal to the company’s accrual amount.	1
train	Depreciation, Depletion, Amortization and Accretion .	Reinsurers may purchase reinsurance to cover their own risk exposure.	0
train	Time and brokered deposits were $4.37 billion  at December 31, 2018 , compared to $3.54 billion  at December 31, 2017 .	For full year 2019, we expect that net sales will be around $500 million, gross profit margin percent will be approximately 38%, operating expenses about $155 million and an overall tax rate in the neighborhood of 26%.	1
train	This estimates is based on a rolling 12 month average of returns tracked by month of service and month of return.	In addition, the Company paid $126.4 million on debt obligations and $5.2 million on finance lease obligations.	1
train	UL YRT, a Universal Life Yearly Renewable Term and a participating whole life insurance policy.	And finally, licensing and royalty revenue increased to $72,000 for the third quarter of 2014.	0
train	"On December 3, 2009, Macquarie Capital (USA) Inc. (""Macquarie Capital"") assumed all of FPK's rights and obligations under our distribution   agreement with FPK."	"On August 20, 2009, we entered into distribution agreements with Fox-Pitt Kelton Cochran Caronia Waller (USA) LLC (“FPK”) and Sandler O’Neill & Partners, L.P. (""Sandler O'Neill"") to offer and sell shares of our common stock up to an aggregate offering price of $50 million."	2
train	This report must include management’s assessment of the effectiveness of our internal control over financial reporting as of the end of the fiscal year.	Additionally, as part of the mutual-to-stock conversion, the Bank’s Employee Stock Ownership Plan (the “ESOP”) acquired 136,693 shares, or 6.75% of the Company’s issued shares, at $8.00 per share.	0
train	Policy prescriptions for personal financial security.	Depreciation and amortization are also included in operating expenses.	0
train	As of the date hereof, B.C.	Our issued letters of credit under the Credit Facility totaled $4.3 million and $4.1 million as of December 31, 2019 and 2018 , respectively.	1
train	At the close of business on April 22, 2020, the record date for the 2020 Annual Meeting, there were 214,282,876 shares of common stock outstanding and entitled to vote at this meeting.	CCDC has also named both the Iowa Racing Commission and us in a suit seeking judicial review of the Commission's initial approval of our license and the subsequent renewals.	0
train	for the 12-month period ending December 31 of the preceding year.	policyholder surplus, as of December 31 of the preceding year, or the net income of RLI Ins.	1
train	NYSE Euronext   20 Broad Street   New York, NY 10005	Units for our injectable facility which commenced commercial operations towards the end of last quarter have commercialized three product families, that is sumatriptan succinate injection, levofloxacin injection and ondansetron injections being marketed and sold by our U.S. subsidiary AuroMedics Pharma LLC.	0
train	One-third was money market, one-third was bonds, 12% was real estate and 14% is	Service revenue increased by approximately 51% for the year ended December 31, 2018 as compared to the year ended December 31, 2017.	0
train	The market standard valuation methodologies utilized include: discounted cash flow methodologies, matrix pricing or other similar techniques.	The Bank Holding Company Act (“the BHC Act”) provides generally for regulation of financial holding companies such as the Company by the Federal Reserve Board, and for functional regulation of banking activities by bank regulators, securities activities by securities regulators, and insurance activities by insurance regulators.	1
train	This form of deferred interest is often called “paid-in-kind” (“PIK”) interest.	Even if we consummate a particular acquisition, we may incur as part of such acquisition substantial closure costs associated with, among other things, elimination of duplicate operations and facilities.	0
train	Each factor has had a significant influence on the industry's improved profitability.	Our emerging markets business is doing particularly well.	1
train	Deferred income taxes reflect expected future tax benefits (i.e., assets) and future tax costs (i.e., liabilities).	There is also an additional single digit percentage fee payable to Avacta for monetary payments arising from a grant of a sublicense to a sublicensee or in the form of other benefits.	0
train	After a certain successful results from	In essence, the impact for the current fiscal year will be not so significant, we believe – resulting from additional investments or these initiatives simply because they take a bit of time.	0
train	Cumulative 90 day Maturity GAP %, +/- 20% maximum   4.	We initiated a first-in-human, dose-finding clinical study in the first quarter of 2022 and expect study results in the first half of 2022.	0
train	Revenues are defined as inflows or other enhancements of assets of an entity or settlements of its liabilities (or a combination of both) from delivering or producing goods, rendering services, or other activities that constitute the entity’s ongoing major or central operations.	The remaining Secured Promissory Notes issued to Insiders of $176,000, net of $24,000 discount, are included in notes payable to related parties in the Company’s consolidated statements of financial condition.	0
train	These duties include, but are not limited to, the disclosure of all material facts to clients, providing only suitable investment advice, and seeking best price execution of trades.	But this was important to us to bring that technology into the company, but also because it was the highest value system so that we could charge money for the solution because of the value of what was being brought which allowed us to have a installation service and support service which were somewhat labor-intensive.	0
train	Subject to the payment of maintenance fees.	Also, our tax rate in both periods included the full-year benefit of the extension of certain U.S. tax provisions, including the R&D tax credit.	0
train	And it's also not necessary with – or only necessary with the closing of the PNM transaction.	I noticed that the sales levels are a little bit lower, quite a lot lower, I should say, than I was used to for renewals for example.	0
train	Retained earnings net of dividends added £0.029.	We're increasing the agglomerated pellets and green briquettes, and we're going to reach the one-third that I mentioned.	0
train	All distributions (or deemed distributions), including investment income (i.e.	PHH Home Loans is a joint venture that was formed for the purpose of originating and selling mortgage loans that are primarily sourced from Realogy's owned real estate brokerage business.	0
train	The largest individual IHOP franchisee owned 294  domestic restaurants.	Base Business represented approximately 73% and 78% of disposal revenue (excluding transportation) for the years ended December 31, 2020 and 2019, respectively.	0
train	Our accounts receivables are some of the highest quality of any	That way it's very efficient, so we do like a combination of both.	0
train	After a certain successful results from	However, there will be a gradual improvement in profitability.	0
train	It will be net economic earnings per share.	In addition, during the year  ended December 31, 2014 , we received repayments totaling $66.1 million  on our advances for Graton Resort, which have now been repaid in full.	0
train	$33,651 paid on 5/31/2011, $60,000 paid on 6/30/2011, $5,000 paid on 7/29/2011, $5,000 paid on 8/31/2011, $25,000 paid on 9/29/2011, $25,000 paid on 10/14/2011, $25,000 paid on 10/28/2011, $25,000 paid on 11/14/2011, $25,000 paid on 12/7/2011 and $25,000 paid on 12/15/2011.	Non-deductible expenses in the year ended December 31, 2012 included certain stock based compensation.	0
train	NOI represents property revenues less property expenses.	This analysis involves utilizing regression and other statistical analyses intended to assess the effectiveness of each derivative designated as a hedge for accounting purposes.	0
train	Those assumptions include our company's ending stock price, risk free rates, expected term and expected volatility.	During the fiscal year ended June 30, 2012, we exited the development stage, as defined in Financial Accounting Standards Board Accounting Standards Codification Topic 915, “Development Stage Entities” with the signing of our first significant collaboration with Janssen Biotech, Inc. and its affiliates (“Janssen”) (See Note 4 to the consolidated financial statements), from which we received our first significant revenue from principal operations, reflective that we are no longer in the development stage.	0
train	Dollars at the end 36   of each fiscal period.	B. Clyde Preslar joined us as our Senior Vice President, Chief Financial Officer in February 2013.	0
train	Net working capital on next page as a percentage of sales.	For the first quarter, I'd point out that our Enviroplex business had a very large order in first quarter of 2013.	1
train	If the 10-year treasury were for	So that both North American and CNRL look at, okay, what's been the movement in equipment pricing that's occurred in Fort McMurray – for equipment delivered in the Fort McMurray since 2005 until now.	0
train	Share Based Payments   In December 2004, the FASB issued SFAS No.	The NSAI report is filed as an exhibit to this Form 10-K.   NSAI provides a complete range of geological, geophysical, petrophysical and engineering services and has the technical experience and ability to perform these services in any of the onshore and offshore oil and gas producing areas of the world.	0
train	Impairments of Long-lived Assets, Including Intangible Assets and Goodwill.	Income (loss) attributable to the non-controlling interest:   For SCC, accreted dividends on SCCII’s cumulative preferred stock were $174 million and $169 million for 2014 and 2013, respectively.	0
train	And the blue line is the three month and the red line is the 12 month rate of change.	Substandard loans, those loans in which there is the distinct possibility of sustaining some loss, dropped $1.4 million, or 15.7% from December 31, 2014 to December 31, 2015.	0
train	At December 31, 2016, the mark-to-market value of our financial derivative contracts was a liability of CAD 52.9 million.	Intangible assets also include the estimated value of subsidy receipts for apartments, which are recorded at a discounted present value based on estimated collectibility and are amortized on a straight-line basis over the period the amounts are expected to be collected.	0
train	Limited, a Singapore registered company, or Singapore Volition, on October 6, 2011.	Seliciclib is protected by granted patents claiming certain medical uses of seliciclib, including combination use with sapacitabine, which have emerged in our preclinical research and clinical trials.	0
train	Realized/Unrealized Gains or Losses   We measure realized gains or losses from the repayment or sale of investments using the specific identification method.	Sorry, but you're saying you're investing in HQLA, which includes munis?	1
train	Deferred Policy Acquisition Costs/Deferred Ceding Commissions .	Transactions recorded in the Consolidated Statement of Changes in Stockholders’ Deficit were presented at the $.001 par value for the Fiscal Year Ended June 30, 2012.	1
train	"These forward-looking statements can be identified by the use of such words as ""anticipate,'' ""believe,'' ""could,'' ""estimate,'' ""expect,'' ""intend,'' ""may,'' ""plan,'' ""predict,'' ""project,'' ""should,'' ""would,'' ""is likely to,'' or ""is expected to'' and other similar terms."	Generally, as one more question was about competition having the similar disaster recovery site.	0
train	will be displayed with clear information of price movement, volume change as well as the highest and lowest points of 52 weeks.	These increases resulted from an 8.1% increase within our Buy segment (7.9% on a constant currency basis) due to the global expansion of our services.	1
train	...to take into account the FX and create a true comparison of underlying performance.	The resale of limited partnership units must meet the blue sky resale requirements in the states in which the proposed purchasers reside.	0
train	Contractual Obligations   Long Term Leases  Nil	Net cash provided by financing activities for the year ended December 31, 2012, included the following: $409.4 million of net proceeds from common and general partner units sold in connection with the closing of the WGP IPO; $511.3 million and $156.4 million of net proceeds from our 2022 Notes offerings in June 2012 and October 2012, respectively, after original issue premiums and discounts, underwriting discounts and offering costs; $299.0 million of borrowings to fund the MGR acquisition; and $216.4 million of net proceeds from our June 2012 equity offering.	1
train	For the years ended December 31, 2021, 2020, and 2019, we had revenues totaling $425.7 million, $351.7 million, and $289.0 million, respectively, and we incurred net losses attributable to BlackLine, Inc. of $115.2 million, $46.9 million, and $32.5 million, respectively.	Our interests in finance costs were $4.4 million for the quarter, and we expect interest in finance cost in the second quarter to be approximately $3.9 million, which includes amortization and deferred financing of $700,000.	1
train	As of December 31, 2020, terms of our management agreements for our 39 wholly owned hotels were as follows (dollars are not in thousands):    Property Management Company Base Management Fee Monthly Accounting Fee Monthly Revenue Management Fee Incentive Management Fee Cap Homewood Suites by Hilton Boston-Billerica/ Bedford/ Burlington IHM 3.0 % $ 1,200 $ 1,000 1.0 % Homewood Suites by Hilton Minneapolis-Mall of America IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Nashville-Brentwood IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Dallas-Market Center IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Hartford-Farmington IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Orlando-Maitland IHM 3.0 % 1,200 1,000 1.0 % Hampton Inn & Suites Houston-Medical Center IHM 3.0 % 1,000 1,000 1.0 % Residence Inn Long Island Holtsville IHM 3.0 % 1,000 1,000 1.0 % Residence Inn White Plains IHM 3.0 % 1,000 750 1.0 % Residence Inn New Rochelle IHM 3.0 % 1,000 750 1.0 % Residence Inn Garden Grove IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton San Antonio River Walk IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Washington DC IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Tysons Corner IHM 3.0 % 1,200 1,000 1.0 % Hampton Inn Portland Downtown IHM 3.0 % 1,000 550 1.0 % Courtyard Houston IHM 3.0 % 1,000 550 1.0 % Hyatt Place Pittsburgh North Shore IHM 3.0 % 1,500 1,000 1.0 % Hampton Inn Exeter IHM 3.0 % 1,200 1,000 1.0 % Hilton Garden Inn Denver Tech IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Bellevue IHM 3.0 % 1,200 1,000 1.0 % Springhill Suites Savannah IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Silicon Valley I IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Silicon Valley II IHM 3.0 % 1,200 1,000 1.0 % Residence Inn San Mateo IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Mountain View IHM 3.0 % 1,200 1,000 1.0 % Hyatt Place Cherry Creek IHM 3.0 % 1,500 1,000 1.0 % Courtyard Addison IHM 3.0 % 1,500 1,000 1.0 % Courtyard West University Houston IHM 3.0 % 1,500 1,000 1.0 % Residence Inn West University Houston IHM 3.0 % 1,200 1,000 1.0 % Hilton Garden Inn Burlington IHM 3.0 % 1,500 1,000 1.0 % Residence Inn San Diego Gaslamp IHM 3.0 % 1,500 1,000 1.0 % Hilton Garden Inn Marina del Rey IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Dedham IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Il Lugano IHM 3.0 % 1,500 1,000 1.0 % Hilton Garden Inn Portsmouth IHM 3.0 % 1,500 1,000 1.0 % Courtyard Summerville IHM 3.0 % 1,500 1,000 1.0 % Embassy Suites Springfield IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Summerville IHM 3.0 % 1,500 1,000 1.0 % Courtyard Dallas IHM 3.0 % 1,500 1,000 1.0 %   Management fees totaled approximately $5.3 million, $10.8 million and $10.8 million, respectively, for the years ended December 31, 2020, 2019 and 2018.	We ended the quarter with an employee head count of 930, which was up 5 from last quarter.	1
train	That doesn't mean it doesn't work exceptionally well in glioblastoma or exceptionally well in non small-cell lung cancer or exceptionally well in small-cell lung cancer.	Binding of opioids to peripheral opioid receptors in the gastrointestinal tract results in absorption of electrolytes, such as chloride, and subsequent reduction in small intestinal fluid.	0
train	Increases in deferred revenues increase our cash flow from operation s and decreases in deferred revenues decrease our cash flow from operations.	After tax and non-controlling interests, net profit for the second quarter was lower by a wider margin of 48% or S$192 million due to higher effective tax rate this year, as last year's profit included gains from the sale of 51% interest in Keppel Merlimau Cogen, which is capital in nature.	0
train	Book-to-bill of 1.11 appears to indicate a turnaround.	After record readings in the third quarter of 2018, the index of small business optimism published by the NFIB in December 2018 fell to 104.4, down slightly from 104.9 in December 2017.	1
train	GB1517371.9 United Kingdom 03/14/2014 Published 12/02/2015 Publication GB2526749   1c.	14/212,429 United States 03/14/2014 Granted 08/28/2018 10,061,812   1b.	5
train	Property & Casualty Operations contain both long-tail and short-tail exposures.	And then outside of that, we also have fee-based business related to Mont Belvieu, storage and to terminaling in our dock.	0
train	This report must include management’s assessment of the effectiveness of our internal control over financial reporting as of the end of the fiscal year.	The year-over-year decline was primarily related to the three-week shift in the timing of the Easter holiday to the end of the first quarter and the corresponding impact on accounts receivable balances.	0
train	Total Document Services subscriptions spanning EchoSign,	Other Income (Expense) – Other income for the fiscal year ended August 31, 2012 was $37,451, consisting solely of interest income.	0
train	The purpose is to discuss the report, pricing, and possible legislative or regulatory changes.	If the Company issues preferred shares in the future that have a preference over the common stock with respect to the payment of dividends or upon liquidation, dissolution or winding up, or if the Company issues preferred shares with voting rights that dilute the voting power of the common stock, the rights of holders of the Company's common stock or the market price of the common stock could be adversely affected.	0
train	Next page 5 describes the trend of total assets and D/E ratio on the left and ROA and ROE on the right.	And a follow-on question, when we look at the upcoming leases in the second half most of them are in Tampines Mall, Junction 8 where the rental reversions are actually trending below the portfolio average, so you got 6.4% for the first half, and at these malls it's 5.1% and 6%.	0
train	Incurred losses and loss adjustment expenses .	A fixed price transaction represents a firm delivery obligation.	0
train	The data inside of ratings is updated every day.	The archived presentations and the question-and-answers will be available on our website in an hour or so after the conclusion.	0
train	For fiscal year 2019, our strategic priorities for sacituzumab govitecan includes:    1.	Year-to-date gross margin is now up 140 basis points versus the prior-year.	0
train	And the fourth principle is set the bar for disclosure and transparency.	We're actually adding 41 during the year, so we'll end the year with 78 of our Extra!	0
train	From time to time, Jefferies may engage in a large block trade in a single security or maintain large position concentrations in a single security, securities of a single issuer, securities of issuers engaged in a specific industry, or securities from issuers located in a particular country or region.	It may also incur higher write-offs of accounts receivables and impairment charges on its asset values, including property, plant and equipment and intangible assets.	1
train	A combined ratio of less than 100% indicates an underwriting profit and greater 100% indicates an underwriting loss.	The effect of all of these factors on our portfolio could reduce our net asset value by increasing net unrealized depreciation in our portfolio.	1
train	11 of the past 12 months, including the last 10 months in a row have been equal to or better than the same month during the prior year.	On pre-owned, per se, are you referring quarter-to-quarter, Anthony?	0
train	Recent Transactions   The following describes property transactions by the Account during the fourth quarter of 2017.	The equity method of accounting requires these investments to be initially recorded at cost and subsequently increased (decreased) for our share of net income (loss), including eliminations for our share of inter-company transactions, and increased (decreased) for contributions (distributions).	1
train	And we could pay $1.38, we can pay $1.50, we can pay $2, we can pay $0.80.	Total maintenance and interest remaining are $4.1 million and $0.6 million, respectively.	0
train	The discounted cash flow model uses the present values of estimated future cash flows.	The leases are for fixed terms of varying length and provide for annual rentals and expense reimbursements to be paid in monthly installments.	1
train	from May 1996 to November 2003.	Stock-based compensation expense of approximately $1.7 million  was recorded for the year ended December 31, 2015 , as compared to $3.6 million  that was recorded in 2014.	0
train	At December 31, 2016, the mark-to-market value of our financial derivative contracts was a liability of CAD 52.9 million.	Also contributing to the increase was a $3.0 million benefit to reflect an increase in fair value of the mortgage servicing rights, compared with a $3.3 million decrease in fair value for 2016.	2
train	The S&P yields 1.55%, you yield 5.4%.	For the twelve months ended December 31, 2011, the Frontier Long/Short Commodity Series recorded net gain on investments of $17,234,688, net investment income of $1,371,889, and total expenses of $8,087,479, resulting in a net increase in Owners’ capital from operations attributable to controlling interests of $4,459,637 after operations attributable to non-controlling interests of ($6,059,461).	0
train	The VMX line consists of 14 models in eight sizes with X-axis travels of 24, 26, 30, 42, 50, 60, 64, and 84 inches.	As said, I have here Marcello Leone, our CFO and IR officer; as well as Bruno Gama, our COO for CrediPronto!.	0
train	Placebo range historically between 8 points to 12 points delta between the baseline and Day 28.	We pay a multiple to buy the FelCor portfolio.	0
train	Comparable store sales for the 52 weeks ended January 26, 2013 rose 6% over the 52 weeks ended January 28, 2012.	Net cash provided by investing activities decreased by $1.3 million for the fiscal year ended September 30, 2013 , when compared to the fiscal year ended September 30, 2012 .	2
train	The net change in assets and liabilities adjustment aligns with the Consolidated Statements of Cash Flows.	The decrease in the FDIC deposit insurance premiums is a result of an upgrade in the Bank’s risk classification for insurance assessment purposes.	1
train	PART I   Item 1B, 2, 3, 4	During 2011 and 2010, new options totaling 3,793,000 and 0, respectively were granted.	0
train	The prime rate increased to 3.75% in December, 2016 and increased to 4.00% in March 2017, to 4.25% in June 2017, and to 4.50% in December 2017.	The Company's effective tax rate from continuing operations was approximately 39% for the year ended December 31, 2011, after adjusting for $2.8 million of non-deductible impairment charges.	0
train	Comparable store sales for the 52 weeks ended January 26, 2013 rose 6% over the 52 weeks ended January 28, 2012.	The following table sets forth a summary of our cash flows for the fiscal years ended December 31, 2014 and 2013.	1
train	At IPO, FMV of Investment o f B determined to be $8 million, FMV of Investment C determined to be $14 million, FMV of Investment D determined to be $14 million and FMV of Investment E determined to be $16 million.	As part of that amendment, we repaid the $559 million balance of our 2014 Term Loan and modified the financial and other covenants of our 2014 Revolving Credit Facility.	0
train	This is the most relevant investment made during the fiscal year.	But I think that's largely accomplished.	0
train	And then finally, accounts receivable under	Determining market values using a discounted cash flow method requires us to make significant estimates and assumptions, including long-term projections of cash flows, market conditions and appropriate discount rates.	0
train	The consideration relates solely to past performance, and    3.	(4) FFO and MFFO includes $32.6 million of termination fees for the year ended December 31, 2019.	1
train	Estimates may change as new information is obtained.	About 86 new VLCCs would be required to supply the new Chinese refinery capacities coming on stream in 2019 and 2020 if it was all moved by VLCCs.	0
train	Declaration Date Record Date Distribution/ Dividend Per Unit/ Share Payment Date 2020 March 13, 2020 March 31, 2020 $ 0.4750 April 15, 2020 June 15, 2020 June 30, 2020 $ 0.4875 July 15, 2020 September 15, 2020 September 30, 2020 $ 0.4875 October 15, 2020 December 15, 2020 December 31, 2020 $ 0.4875 January 15, 2021 2019 March 15, 2019 March 29, 2019 $ 0.4650 April 15, 2019 June 14, 2019 June 28, 2019 $ 0.4675 July 15, 2019 September 13, 2019 September 30, 2019 $ 0.4700 October 15, 2019 December 14, 2019 December 31, 2019 $ 0.4700 January 15, 2020 2018 March 15, 2018 March 30, 2018 $ 0.4200 April 13, 2018 June 15, 2018 June 29, 2018 $ 0.4300 July 16, 2018 September 17, 2018 September 28, 2018 $ 0.4375 October 15, 2018 December 14, 2018 December 31, 2018 $ 0.4475 January 15, 2019   Principal Debt Arrangements   We have significant outstanding debt and interest payments.	​   Our ARMs are subject to periodic and lifetime interest rate caps.	1
train	In August 2018, the FASB issued ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40).	Our next question comes from the line of Michael Van Aelst with TD Securities.	0
train	Office of the Comptroller of the Currency.	The investment and lending authority of HomeTrust Bank is prescribed by federal laws and regulations and HomeTrust Bank is prohibited from engaging in any activities not permitted by such laws and regulations.	1
train	And finally, products are suitable for the intended client base.	Yeah, I want to put this in perspective.	0
train	Total Liabilities consists of Total Current Liabilities and Total Non-Current Liabilities.	Belmond recorded goodwill impairment charges during the year ended December 31, 2015.	1
train	This model uses Level 3 inputs in the fair value hierarchy established by ASC 820 Fair Value Measurement.	Welcome to the Molecular Partners 2021 first half results conference call.	0
train	Fast Time to Value and Low Total Cost of Ownership.	As a result of this modification, an aggregate of $780,000 of the Notes was converted to 780 shares of Series C Preferred Stock and 2,925,000 Class N Warrants (as defined below).	0
train	Much higher quality of earnings, much greater predictability.	We're very happy to take questions now.	0
train	What does a virtual environment mean for going about business on a day-to-day perspective?```````	The mere existence of a shareholder rights plan often delays or makes a merger, tender offer or other acquisition more difficult to complete.	0
train	Peer group averages have ranged between 3.09% and 3.45% over the same time period.	Interest rates for currently outstanding capital leases range from 4.3% to 6.4% and the leases are secured by the underlying equipment.	2
train	Share Based Payments   In December 2004, the FASB issued SFAS No.	Net sales for the fiscal year 2021 were $341 million or 36% above the net sales of $251 million in the previous year as adjusted for the divestiture of our commercial business.	0
train	All of them have reported, have recommended buy, some have recommended accumulate.	We've had several benchmark transactions taking place.	0
train	Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially adversely affect our business, financial condition or future results.	It's either the waste of material or poor scheduling and that something arrives and something isn't ready.	1
train	Page 15, consolidated statement of financial position.	Effective November 1, 2018, transfer agent services are also provided by MacKenzie in-house and the costs incurred by MacKenzie in providing the services are reimbursed by the Company.	0
train	On June 23, 2016, the results of the United Kingdom (“U.K”) European Union (“E.U.”) Membership Referendum (“Brexit”) were announced approving the withdrawal of the U.K. from the E.U.	The 2014 Shelf Registration Statement expired on December 6, 2017, when the New Shelf Registration Statement was declared effective by the SEC.	0
train	However, we are not limited to taxane, we are not limited to Hormone Receptor positive to negative.	Well, it's the result of the fact that the consolidated statement takes account of eobuwie.pl, which has a lower margin, and it's more than 10 percentage point lower but it also has lower cost.	0
train	"(""EWM"") and investment management services in Mexico through Evercore Casa de Bolsa, S.A. de C.V. (""ECB""), as well as private equity through investments in entities that manage private equity funds."	And the biggest is then CPI-linked because it's all commercial properties and Danish residential.	0
train	Capacity limits of shipping of goods	POS products blend the characteristics of HMO, PPO and indemnity plans.	0
train	Outstanding borrowings under the Revolving Loan Amount bear interest at a rate of: (a) LIBOR plus an applicable margin based on various factors; or (b) the higher of: (i) the prime rate, (ii) the federal funds rate plus 0.50% or (iii) LIBOR plus 1.00%.	We compute Adjusted EBITDA as earnings before interest, taxes, depreciation and amortization, gain on sales of real estate investments, acquisition costs and stock-based compensation.	1
train	Come from dividends, come from share repurchases, come from focused M&A.	The Bank’s allowance for loan losses as a percentage of total loans, excluding FDIC-assisted acquired loans, was 0.98% and 1.01% at December 31, 2018 and December 31, 2017, respectively.	0
train	Benefits and Expenses   2010 to 2009 Annual Comparison.	Furthermore, we purchase a majority of the Flash and DRAM components used in our products from foreign suppliers.	0
train	A question-and-answer period will then follow.	We look forward to continuing to develop the medicine.	0
train	(3)   Includes income from non-controlled/non-affiliated investments, non-controlled/affiliated investments and controlled investments.	As of December 31, 2017, we had $1.1 billion of conventional assets, against $529 million of long-term debt, in addition we have $50 million revolving credit with $20 million undrawn assets as of December 31, 2017.	0
train	The Franchised Dealerships Segment is comprised of retail automotive franchises that sell new vehicles and buy and sell used vehicles, sell replacement parts, perform vehicle maintenance, warranty and repair services, and arrange finance and insurance products.	For more information about our revenues from external customers, income and total assets, please see the sections entitled “Selected Consolidated Financial Data” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and Note 11 to the consolidated financial statements, included elsewhere in this Annual Report.	1
train	2 %, 2 2 .5 % and 2 1.5 % of the Company’s noninterest income for the years 201 7 , 201 6 and 201 5 , respectively.	As of December 31, 2010, we had $8,541 outstanding under the Credit Facility.	0
train	The depth of response and the duration of response were also improved.	Overall, we have substantially increased share of our risk products which have lower premiums but higher margins.	0
train	You're talking about attacks there or tax, that's A-T-T-A-C-K-S or T-A-X?	And hence, we're leaning towards the buyout model.	0
train	In summary, the interim analysis achieved all of its objectives.	Evidence for our effort is that August ended with low record for arrears in the most of our properties.	1
train	We have available loss carryforwards of approximately CAD 37 million in the United States.	And this has to do with, I would say, two major, let's say, objectives.	0
train	Changes to Deposit Insurance Assessments .	One is on the cost of production, is it possible to quantify in dollar per tonne terms.	0
train	Our APLNG guidance for production is between 660 petajoules and 690 petajoules.	Whether an expenditure is considered an operating expense or a capital asset is a matter of judgment.	0
train	The ordinary shares of the Company are listed on the New York Stock Exchange.	Intangible assets are amortized from three to 15 years.	0
train	We do a share a buyback.	See Notes to Consolidated Financial Statements—Note 15.	1
train	You can see that four of the companies on the left do not appear on the right and four of the companies on the right do not appear on the left.	Our sales volume increased 4.9 million  tons, which provided $63.5 million , or 69.1% , of our aggregate products revenue increase.	0
train	(d) Notes indicated in default are in default because they are past due.	OUR BUSINESS IS SEASONAL AND THEREFORE OUR ANNUAL OPERATING RESULTS WILL DEPEND, IN LARGE PART, ON OUR SALES DURING THE RELATIVELY BRIEF HOLIDAY SEASON.	0
train	Improving profitability of existing lines of business or disposing of underperforming blocks of business.	If it is determined that the performance goals will be exceeded, additional compensation expense is recognized.	0
train	As of March 14, 2022, the Mallinckrodt defendants in these cases consist of Mallinckrodt plc and the following subsidiaries of Mallinckrodt plc: Mallinckrodt Enterprises LLC, Mallinckrodt LLC, SpecGx LLC, Mallinckrodt Brand Pharmaceuticals Inc., Mallinckrodt Inc., MNK 2011 Inc. and Mallinckrodt Enterprises Holdings, Inc.	This spread is measured by including income or expense related to undesignated financial derivatives (the income or expense related to financial derivatives designated in hedging relationships is already included in net interest income) and excluding the amortization of premiums and discounts on assets consolidated at fair value and the interest expense related to securities purchased under agreements to resell and securities sold, not yet purchased.	0
train	About a thousandth of a percent.	HCB segment revenue for the years ended December 31, 2021 and 2020 was $3.4 billion and $3.3 billion, respectively.	0
train	Some deflation in some parts of the world; no deflation, normal levels of inflation in other parts of the world.	This sale resulted in a net gain of $10.8 million after taxes.	0
train	8 Human Fibrinogen Cure for lack of fibrinogen and increase human fibrinogen concentration.	Since HCV, with the exception of late-stage disease, is generally asymptomatic, the nature and extent of the treatment-related adverse side effects make patients feel sicker than they were prior to treatment.	0
train	If a purchase or sale is not entered into through or with a Swiss bank or other Swiss securities dealer, then no stamp tax will be due.	The rise in average earning assets was the result of higher average loans and leases partially offset by lower interest-bearing deposits held at the Federal Reserve Bank.	0
train	Earnings are annualized on a 52-week basis.	The credits totaled $6.0 million and are recognized over a seven-year period beginning in 2019.	0
train	Is dollar and euro Mobile dollar?	The proportionate share of net income was $0.1 million and $1.6 million and $1.7 million in 2018, 2017 and 2016, respectively.	0
train	Changes to Deposit Insurance Assessments .	Our principal demands for funds will be for asset acquisitions, the payment of operating expenses and distributions, the payment of interest on any outstanding indebtedness and repurchases of our common stock pursuant to our share repurchase plan.	0
train	Change in assumptions Estimated adjustment to income before income taxes based on revisions to certain assumptions (dollars in millions) Interest-sensitive life products: 5% increase to assumed mortality $ (24) 5% decrease to assumed mortality 25 15% increase to assumed expenses (10) 15% decrease to assumed expenses 10 10 basis point decrease to assumed spread (7) 10 basis point increase to assumed spread 7 20% increase to assumed lapses (14) 20% decrease to assumed lapses 16 Fixed index and fixed interest annuity products: 20% increase to assumed surrenders (46) 20% decrease to assumed surrenders 53 15% increase to assumed expenses (8) 15% decrease to assumed expenses 8 10 basis point decrease to assumed spread (58) 10 basis point increase to assumed spread 41 Other than interest-sensitive life and annuity products (a): Level new money rates for investment earnings rate (13)   __________________   (a) We have excluded the effect of reasonably likely changes in lapse, surrender and expense assumptions for policies other than interest-sensitive life and annuity products.	We have used proceeds from non-core and underperforming asset sales and issuances of common shares primarily to repurchase or retire our debt and acquire core assets.	0
train	The issue consisted of $500 million and 2.8% coupon senior notes due 2030 and $500 million in 3.45% coupon senior notes due 2050.	Some block unit sales amounting to 30% – 34% of premiums versus the price, the appraisal values booked in our statements.	0
train	The current program of $4 billion, two-year program.	I mean, as you know, we have – we're starting off with one of the highest NIMs.	0