File size: 14,739 Bytes
bd0232a
671430e
 
bd0232a
671430e
 
 
 
 
 
9af7e6b
d0a974f
 
 
 
bd0232a
671430e
 
 
ca4f005
671430e
b6b9f45
 
40b55a7
671430e
50b73c5
 
 
b6b9f45
671430e
 
 
 
 
 
 
b6b9f45
 
671430e
 
 
 
 
4504270
b6b9f45
671430e
 
 
 
 
 
 
 
 
 
4504270
42bf91f
cb24dd4
 
 
6cc4c65
cb24dd4
 
 
 
4405a3a
 
085f2f2
9781d90
4405a3a
 
 
 
 
 
 
 
 
 
085f2f2
9781d90
4405a3a
 
 
 
 
 
 
 
 
 
085f2f2
9781d90
4405a3a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
f289374
4405a3a
 
 
 
 
24a42f0
 
b6b9f45
 
 
3547bbc
417d73e
 
b6b9f45
24a42f0
d80e499
 
417d73e
 
 
d80e499
 
417d73e
d80e499
417d73e
 
 
 
 
 
d80e499
 
 
4e711d3
 
b6b9f45
 
4e711d3
 
 
 
 
 
 
 
 
 
 
b6b9f45
671430e
 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
---

language: en
pipeline_tag: fill-mask
license: cc-by-sa-4.0
thumbnail: https://i.ibb.co/0yz81K9/sec-bert-logo.png
tags:
- finance
- financial
widget:
- text: "Total net sales [MASK] 2% or $5.4 billion during 2019 compared to 2018."
- text: "Total net sales decreased 2% or $5.4 [MASK] during 2019 compared to 2018."
- text: "During 2019, the Company [MASK] $67.1 billion of its common stock and paid dividend equivalents of $14.1 billion."
- text: "During 2019, the Company repurchased $67.1 billion of its common [MASK] and paid dividend equivalents of $14.1 billion."
- text: "During 2019, the Company repurchased $67.1 billion of its common stock and paid [MASK] equivalents of $14.1 billion."
- text: "During 2019, the Company repurchased $67.1 billion of its common stock and paid dividend [MASK] of $14.1 billion."
---


# SEC-BERT

<img align="center" src="https://i.ibb.co/0yz81K9/sec-bert-logo.png" alt="SEC-BERT" width="400"/>

<div style="text-align: justify">

SEC-BERT is a family of BERT models for the financial domain, intended to assist financial NLP research and FinTech applications.
SEC-BERT consists of the following models:
* **SEC-BERT-BASE** (this model): Same architecture as BERT-BASE trained on financial documents.
* [**SEC-BERT-NUM**](https://huggingface.co./nlpaueb/sec-bert-num): Same as SEC-BERT-BASE but we replace every number token with a [NUM] pseudo-token handling all numeric expressions in a uniform manner, disallowing their fragmentation
* [**SEC-BERT-SHAPE**](https://huggingface.co./nlpaueb/sec-bert-shape): Same as SEC-BERT-BASE but we replace numbers with pseudo-tokens that represent the number’s shape, so numeric expressions (of known shapes) are no longer fragmented, e.g., '53.2' becomes '[XX.X]' and '40,200.5' becomes '[XX,XXX.X]'.
</div>

## Pre-training corpus

The model was pre-trained on 260,773 10-K filings from 1993-2019, publicly available at <a href="https://www.sec.gov/">U.S. Securities and Exchange Commission (SEC)</a>

## Pre-training details

<div style="text-align: justify">

* We created a new vocabulary of 30k subwords by training a [BertWordPieceTokenizer](https://github.com/huggingface/tokenizers) from scratch on the pre-training corpus.
* We trained BERT using the official code provided in [Google BERT's GitHub repository](https://github.com/google-research/bert)</a>.
* We then used [Hugging Face](https://huggingface.co.)'s [Transformers](https://github.com/huggingface/transformers) conversion script to convert the TF checkpoint in the desired format in order to be able to load the model in two lines of code for both PyTorch and TF2 users.
* We release a model similar to the English BERT-BASE model (12-layer, 768-hidden, 12-heads, 110M parameters).
* We chose to follow the same training set-up: 1 million training steps with batches of 256 sequences of length 512 with an initial learning rate 1e-4.
* We were able to use a single Google Cloud TPU v3-8 provided for free from [TensorFlow Research Cloud (TRC)]((https://sites.research.google/trc), while also utilizing [GCP research credits](https://edu.google.com/programs/credits/research). Huge thanks to both Google programs for supporting us!
</div>

## Load Pretrained Model

```python

from transformers import AutoTokenizer, AutoModel



tokenizer = AutoTokenizer.from_pretrained("nlpaueb/sec-bert-base")

model = AutoModel.from_pretrained("nlpaueb/sec-bert-base")

```

## Using SEC-BERT variants as Language Models

| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales [MASK] 2% or $5.4 billion during 2019 compared to 2018. | decreased

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | increased (0.221), were (0.131), are (0.103), rose (0.075), of (0.058)
| **SEC-BERT-BASE** | increased (0.678), decreased (0.282), declined (0.017), grew (0.016), rose (0.004)
| **SEC-BERT-NUM** | increased (0.753), decreased (0.211), grew (0.019), declined (0.010), rose (0.006)
| **SEC-BERT-SHAPE** | increased (0.747), decreased (0.214), grew (0.021), declined (0.013), rose (0.002)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales decreased 2% or $5.4 [MASK] during 2019 compared to 2018. | billion

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | billion (0.841), million (0.097), trillion (0.028), ##m (0.015), ##bn (0.006)
| **SEC-BERT-BASE** | million (0.972), billion (0.028), millions (0.000), ##million (0.000), m (0.000)
| **SEC-BERT-NUM** | million (0.974), billion (0.012), , (0.010), thousand (0.003), m (0.000)
| **SEC-BERT-SHAPE** | million (0.978), billion (0.021), % (0.000), , (0.000), millions (0.000)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales decreased [MASK]% or $5.4 billion during 2019 compared to 2018. | 2

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | 20 (0.031), 10 (0.030), 6 (0.029), 4 (0.027), 30 (0.027)
| **SEC-BERT-BASE** | 13 (0.045), 12 (0.040), 11 (0.040), 14 (0.035), 10 (0.035)
| **SEC-BERT-NUM** | [NUM] (1.000), one (0.000), five (0.000), three (0.000), seven (0.000)
| **SEC-BERT-SHAPE** | [XX] (0.316), [XX.X] (0.253), [X.X] (0.237), [X] (0.188), [X.XX] (0.002)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales decreased 2[MASK] or $5.4 billion during 2019 compared to 2018. | %

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | % (0.795), percent (0.174), ##fold (0.009), billion (0.004), times (0.004)
| **SEC-BERT-BASE** | % (0.924), percent (0.076), points (0.000), , (0.000), times (0.000)
| **SEC-BERT-NUM** | % (0.882), percent (0.118), million (0.000), units (0.000), bps (0.000)
| **SEC-BERT-SHAPE** | % (0.961), percent (0.039), bps (0.000), , (0.000), bcf (0.000)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales decreased 2% or $[MASK] billion during 2019 compared to 2018. | 5.4

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | 1 (0.074), 4 (0.045), 3 (0.044), 2 (0.037), 5 (0.034)
| **SEC-BERT-BASE** | 1 (0.218), 2 (0.136), 3 (0.078), 4 (0.066), 5 (0.048)
| **SEC-BERT-NUM** | [NUM] (1.000), l (0.000), 1 (0.000), - (0.000), 30 (0.000)
| **SEC-BERT-SHAPE** | [X.X] (0.787), [X.XX] (0.095), [XX.X] (0.049), [X.XXX] (0.046), [X] (0.013)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales decreased 2% or $5.4 billion during [MASK] compared to 2018. | 2019

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | 2017 (0.485), 2018 (0.169), 2016 (0.164), 2015 (0.070), 2014 (0.022)
| **SEC-BERT-BASE** | 2019 (0.990), 2017 (0.007), 2018 (0.003), 2020 (0.000), 2015 (0.000)
| **SEC-BERT-NUM** | [NUM] (1.000), as (0.000), fiscal (0.000), year (0.000), when (0.000)
| **SEC-BERT-SHAPE** | [XXXX] (1.000), as (0.000), year (0.000), periods (0.000), , (0.000)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| Total net sales decreased 2% or $5.4 billion during 2019 compared to [MASK]. | 2018

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | 2017 (0.100), 2016 (0.097), above (0.054), inflation (0.050), previously (0.037)
| **SEC-BERT-BASE** | 2018 (0.999), 2019 (0.000), 2017 (0.000), 2016 (0.000), 2014 (0.000)
| **SEC-BERT-NUM** | [NUM] (1.000), year (0.000), last (0.000), sales (0.000), fiscal (0.000)
| **SEC-BERT-SHAPE** | [XXXX] (1.000), year (0.000), sales (0.000), prior (0.000), years (0.000)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| During 2019, the Company [MASK] $67.1 billion of its common stock and paid dividend equivalents of $14.1 billion. | repurchased

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | held (0.229), sold (0.192), acquired (0.172), owned (0.052), traded (0.033)
| **SEC-BERT-BASE** | repurchased (0.913), issued (0.036), purchased (0.029), redeemed (0.010), sold (0.003)
| **SEC-BERT-NUM** | repurchased (0.917), purchased (0.054), reacquired (0.013), issued (0.005), acquired (0.003)
| **SEC-BERT-SHAPE** | repurchased (0.902), purchased (0.068), issued (0.010), reacquired (0.008), redeemed (0.006)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| During 2019, the Company repurchased $67.1 billion of its common [MASK] and paid dividend equivalents of $14.1 billion. | stock

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | stock (0.835), assets (0.039), equity (0.025), debt (0.021), bonds (0.017)
| **SEC-BERT-BASE** | stock (0.857), shares (0.135), equity (0.004), units (0.002), securities (0.000)
| **SEC-BERT-NUM** | stock (0.842), shares (0.157), equity (0.000), securities (0.000), units (0.000)
| **SEC-BERT-SHAPE** | stock (0.888), shares (0.109), equity (0.001), securities (0.001), stocks (0.000)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| During 2019, the Company repurchased $67.1 billion of its common stock and paid [MASK] equivalents of $14.1 billion. | dividend

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | cash (0.276), net (0.128), annual (0.083), the (0.040), debt (0.027)
| **SEC-BERT-BASE** | dividend (0.890), cash (0.018), dividends (0.016), share (0.013), tax (0.010)
| **SEC-BERT-NUM** | dividend (0.735), cash (0.115), share (0.087), tax (0.025), stock (0.013)
| **SEC-BERT-SHAPE** | dividend (0.655), cash (0.248), dividends (0.042), share (0.019), out (0.003)


| Sample                                              | Masked Token |
| --------------------------------------------------- | ------------ |
| During 2019, the Company repurchased $67.1 billion of its common stock and paid dividend [MASK] of $14.1 billion. | equivalents

| Model                                               | Predictions (Probability)  |
| --------------------------------------------------- | ------------ |
| **BERT-BASE-UNCASED** | revenue (0.085), earnings (0.078), rates (0.065), amounts (0.064), proceeds (0.062)
| **SEC-BERT-BASE** | payments (0.790), distributions (0.087), equivalents (0.068), cash (0.013), amounts (0.004)
| **SEC-BERT-NUM** | payments (0.845), equivalents (0.097), distributions (0.024), increases (0.005), dividends (0.004)
| **SEC-BERT-SHAPE** | payments (0.784), equivalents (0.093), distributions (0.043), dividends (0.015), requirements (0.009)

## Publication

<div style="text-align: justify">

If you use this model cite the following article:<br> 
[**FiNER: Financial Numeric Entity Recognition for XBRL Tagging**](https://arxiv.org/abs/2203.06482)<br>
Lefteris Loukas, Manos Fergadiotis, Ilias Chalkidis, Eirini Spyropoulou, Prodromos Malakasiotis, Ion Androutsopoulos and George Paliouras<br>
In the Proceedings of the 60th Annual Meeting of the Association for Computational Linguistics (ACL 2022) (Long Papers), Dublin, Republic of Ireland, May 22 - 27, 2022
</div>

```

@inproceedings{loukas-etal-2022-finer,

    title = {FiNER: Financial Numeric Entity Recognition for XBRL Tagging},

    author = {Loukas, Lefteris and

      Fergadiotis, Manos and

      Chalkidis, Ilias and

      Spyropoulou, Eirini and

      Malakasiotis, Prodromos and

      Androutsopoulos, Ion and

      Paliouras George},

    booktitle = {Proceedings of the 60th Annual Meeting of the Association for Computational Linguistics (ACL 2022)},

    publisher = {Association for Computational Linguistics},

    location = {Dublin, Republic of Ireland},

    year = {2022},

    url = {https://arxiv.org/abs/2203.06482}

}

```

## About Us

<div style="text-align: justify">

[AUEB's Natural Language Processing Group](http://nlp.cs.aueb.gr) develops algorithms, models, and systems that allow computers to process and generate natural language texts.

The group's current research interests include:
* question answering systems for databases, ontologies, document collections, and the Web, especially biomedical question answering,
* natural language generation from databases and ontologies, especially Semantic Web ontologies,
text classification, including filtering spam and abusive content,
* information extraction and opinion mining, including legal text analytics and sentiment analysis,
* natural language processing tools for Greek, for example parsers and named-entity recognizers,
machine learning in natural language processing, especially deep learning.

The group is part of the Information Processing Laboratory of the Department of Informatics of the Athens University of Economics and Business.
</div>

[Manos Fergadiotis](https://manosfer.github.io) on behalf of [AUEB's Natural Language Processing Group](http://nlp.cs.aueb.gr)