question
stringlengths
24
106
content
stringlengths
15
2.2k
answer
stringlengths
19
137
Where is the subject property located?
The subject is a 1,926-square foot dog grooming/boarding facility located at 1207 Baylor Street in Austin, Texas.
{ "Location": "1207 Baylor Street, Austin, TX" }
What is the risk recommendation for the subject request?
Based on the qualitative and quantitative factors, the subject request has a risk recommendation of 5 (Above Average).
{ "Risk Recommendation": "5 (Above Average)" }
Who is the owner of Happy Dog Ranch, LLC?
Happy Dog Ranch, LLC DBA Barking Springs Dog Ranch: open play dog daycare and boarding outside of Austin, in Del Valle. TX.
{ "Owner": "Zach Biderman" }
What is the collateral location of the subject property in downtown Austin?
Collateral location in the CBD in downtown Austin. Although the subject property is older construction, the improvements have been well-maintained since completion, with renovations occurring in various years, most recently in 2021.
{ "Collateral Location": "CBD in downtown Austin" }
What is the loan purpose for Caldwell Springs, LLC?
Loan Purpose: Finance the purchase of land and construction of a new pet boarding facility in Del Valle, TX via IF / SBA 7A funds
{ "Loan Purpose": "Finance the purchase of land and construction of a new pet boarding facility in Del Valle, TX via IF / SBA 7A funds" }
Who is the Loan Officer?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: [email protected] CO-BORROWER PER TOMMY FORSYTHE IS HAPPY MAILMAN MIDTOWN LLC Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 BAYLOR Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Loan Officer": "TOMMY FORSYTHE"}
Who is the Credit Analyst?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: [email protected] CO-BORROWER PER TOMMY FORSYTHE IS HAPPY MAILMAN MIDTOWN LLC Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 BAYLOR Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Credit Analyst": "Brock.Rosenquist"}
When was the property built?
Existing Improvements and Year Built or Built: 1898
{"Year Built": "1898"}
What is the current zoning of the property?
Current Zoning: GO-NP (General Office)
{"Current Zoning": "GO-NP (General Office)"}
What does the industry analysis state about the top 50 companies?
Highly fragmented -> the top 50 companies account for less than 9% of industry revenue.
{"Top 50 Companies": "account for less than 9% of industry revenue"}
What are the key profit drivers for pet care services?
Profit Drivers Achieving High Capacity Utilization, Managing Labor Costs, Minimizing Overhead Costs
{"Profit Drivers": ["Achieving High Capacity Utilization", "Managing Labor Costs", "Minimizing Overhead Costs"]}
What is the primary borrower profile for Happy Mailman LLC?
Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485
{"Primary Borrower Profile": "HAPPY MAILMAN BAYLOR LLC"}
What is the balance sheet group for Happy Mailman Midtown LLC as of 12/31/2020?
HAPPY MAILMAN MIDTOWN LLC Balance Sheet Group Statement Date 12/31/2020 Group % 12/31/2021 Group % 12/31/2022 Group % Statement Type Tax Return Annual Tax Return Annual Prepared Annual
{"Balance Sheet Group": "Tax Return"}
What is the main expense of the Borrower in FYE 2022?
The main expense of the Borrower is their personnel expense (salaries and wages) i/a/o $482M at FYE 2022.
{"Main Expense": "personnel expense (salaries and wages) i/a/o $482M"}
What long-term liabilities does the Borrower have?
The long-term liabilities consist of two (2) automobile loans for Corporate i/a/o $50M and an SBA loan i/a/o $154M.
{"Long-term Liabilities": ["Automobile loans for Corporate i/a/o $50M", "SBA loan i/a/o $154M"]}
What is the proposed debt service for Happy Mailman Midtown LLC in 2021?
Proposed Debt R/E $964,808 Mo Pmt $7,921 Ann Pmt $95,047
{"Proposed Debt Service": "$95,047"}
Which entities guarantee the note for the proposed debt service?
Corporate guarantees include the related dog boarding businesses (JPS Midtown, SkyBlue Kennels, Happy Dog Ranch, Happy Mailman Kennel, and Midtown Pets Granbury).
{"Guarantors": ["JPS Midtown", "SkyBlue Kennels", "Happy Dog Ranch", "Happy Mailman Kennel", "Midtown Pets Granbury"]}
Who are the corporate guarantees for the loan?
Corporate guarantees include the related dog boarding businesses (JPS Midtown, SkyBlue Kennels, Happy Dog Ranch. Happy Mailman Kennel, and Midtown Pets Granbury). Please note two (2) real estate holding companies for dog boarding facilities will also guarantee the note (Skyblue Dog Ranch. LLC and Caldwell Springs, LLC).
{"Corporate Guarantees": ["JPS Midtown", "SkyBlue Kennels", "Happy Dog Ranch", "Happy Mailman Kennel", "Midtown Pets Granbury"]}
What are the assets of MIDTOWN PETS GRANBURY LLC for 2022?
Assets Cash 90 19.7% Operating Current Assets . 5 . Total Current Assets 96 20.9% Non-Current Assets Buildings & Improvements 71 15.6% Total Gross Fixed Assets 71 15.6%
{"Assets 2022": ["Cash: $90", "Buildings & Improvements: $71"]}
What is the profit before taxes for HAPPY MAILMAN KENNEL LLC in 2021?
Profit Before Taxes 104 30.3% 146 28.2%
{"Profit Before Taxes 2021": "$104"}
Which real estate holding companies guarantee the note for the loan?
Please note two (2) real estate holding companies for dog boarding facilities will also guarantee the note (Skyblue Dog Ranch. LLC and Caldwell Springs, LLC).
{"Real Estate Holding Companies": ["Skyblue Dog Ranch. LLC", "Caldwell Springs, LLC"]}
What is the Branch Code for HAPPY MAILMAN LLC?
Branch Code 508
{"Branch Code": "508"}
What is the retained earnings for Happy Mailman Kennel LLC in 2022?
Retained Earnings (75) -18.3% 46 10.0%
{"Retained Earnings 2022": "$46"}
What is the Street Address for the Primary Borrower?
Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 BAYLOR Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Street Address": "1207 Baylor Street"}
What type of Entity is HAPPY MAILMAN KENNEL LLC?
HAPPY MAILMAN KENNEL LLC Statement Date 12/31/2020ancGroup % 12/31/2021 Group % 12/31/2022 Group . Statement Type Tax Return Tax Return Prepared Period Type Annual Annual Annual BALANCE SHEET Current Assets Cash 82 71.9% 33 45.5% TO 6.5% Accounts/Notes Receivable Trade 0.0% , 1.5% : 0.1% learns To Related Co-OPble Net . 0.0% , 1.5% 1 0.1% Deposit Timing 4.4% 1) 16.2% 18 1.7% test Money 0.0% 0.0% (5) -0.5% Total Current Assets 87 76.3% 45 66.2% 14 7.8% Building & Improvements 53 44.7% 51 75.0% 1,023 $4.6% Total Gross Fixed ...
{"Entity Type": "Limited Liability Corporation"}
What is the Net Profit for JPS MIDTOWN LLC in 2021?
JPS MIDTOWN LLC Income Statement - Group Statement Date 12/31/2021 Group % 12/31/2020 Group % 12/31/2022 Group % Statement Type Tax Return Tax Return Prepared Period Type Annual Annual Annual INCOME Sales/Revenues Sales/Revenues 854 100.0% 519 100.0% 1,123 100.0% NET SALES/REVENUES 854 100.0% 519 100.0% 1,123 100.0% Cost of Goods Sold GROSS PROFIT 854 100.0% 519 100.0% 1,123 100.0% Operating Expenses Personnel Expense 307 35.9% 181 34.9% 415 37.0% Lease/Rent Expense 135 15.8...
{"Net Profit": "$348,696"}
What is the Total Liabilities & Net Worth for JPS MIDTOWN LLC in 2020?
JPS MIDTOWN LLC Balance Sheet Group Statement Date 12/31/2021 Group % 12/31/2020 Group % 12/31/2022 Group % Statement Type Tax Return Tax Return Prepared Period Type Annual Annual Annual BALANCE SHEET Assets Current Assets Cash 105 82.0% 216 81.8% 83 46.6% Due from Related Co - CP S 3.9% 30 11.4% 29 16.5% Operating Current Assets . Total Current Assets 110 85.9% 246 93.2% 147 82.9% Non-Current Assets Buildings & Improvements 3 2.3% 3 1.1% 14 7.7% Total Gross Fixed Assets 3 2.3%...
{"Total Liabilities & Net Worth": "$264,000"}
What is the Balance for the IF #8047499 R/E for JPS Midtown LLC?
JPS Midtown EIDL $103,200 $503 $6,036 Total $4,014,394 $23,593 $283,117 GUARANTOR CASH FLOW ANALYSIS 2020-TAX 2021-TAX 12/31/2022 JPS Midtown. LLC $108,173 $348,696 $248,910 Plus: Depreciation $75 $76 - Plus: Interest $71 - $2,400 Plus: Amortization - - - Plus: Rents $142,615 $135,477 $65,909 Less: Estimated Taxes/Insurance($62,402) ($62,402) Less: EIDL Grant ($10,000) - Less: SBA/PPP In...
{"Balance": "$2,222,181"}
What is the Debt Service Margin for Happy Mailman Kennel in 2021?
HAPPY MAILMAN KENNEL LLC $104,152 ($851) $146,373 Plas Depreciation $553 $545 - Plus Interest $4,497 $7,466 $6,592 Plas Amortization $3,382 $3,383 - Less EIDL Grant ($7,000) - - Less SBA/PPP Income ($72,240) - - Real Estate ($867) ($15,695) $4,379 Plus Depreciation $10,131 $10,133 so Plus Interest $52,166 $52,054 $51,080 ENTITY C.F.A.D.S. $62,011 $89,798 $208,424 Happy Mailman Kennel Debt $74,580 $74,580 $74,580 ANNUAL DEBT SERVICE $74,580 $74,580 $74,580 Debt Service Margin ($12,569) $15,...
{"Debt Service Margin": "$15,218"}
Who is the Primary Borrower for the loan?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: Brock.Rosenquis CO-BORROWER PER TOMMY FORSYTHE IS HAPPY MAILMAN MIDTOWN LLC Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 Street Address: 1207 Baylor Street City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Primary Borrower": "HAPPY MAILMAN LLC"}
What is the Debt Service Margin for Happy Dog Ranch, LLC in 2021?
GUARANTOR CASH FLOW ANALYSIS 2020-TAX 2021-TAX 12/31/2022 Happy Dog Ranch, LLC $10,978 $199,788 $305,752 Plus: Depreciation $2,000 $19,350 - Plus: Interest $796 $3,848 - Plus: Amortization $1,028 $6,166 - Less: EIDL Grant - - - Less: SBA/PPP Income $43,512 Caldwell Spring, LLC $0 $0 ($37,006) Plus: Depreciation $0 $0 - Plus: Interest - $20,203 ENTITY C.F.A.D.S. $14,802 $272,664 $288,949 Happy Dog Ranch Debt $84,060 $84,060 $84,060 ANNUAL DEBT SERVICE $84,060 $84,060 $84,060 Debt Service Margin ($69,258) $188,604 $204,889 D.S.C.R. 0.18 3.24 3.44
{"Debt Service Margin (2021)": "$188,604"}
Who are the owners of JPS Airport, LLC?
Please note the real estate holding company. JPS Airport. LLC. will not guarantee the subject request. The property located in East Austin was purchased in 2021 through JPS Airport. LLC. which is owned 50% by the Guarantor. Zach Biderman and 50% by Zach's father. Stan Biderman This location is stabilized based on the income solely from the operations of JPS Midtown. LLC.
{"Owners of JPS Airport, LLC": "Zach Biderman and Stan Biderman"}
What is the Net Profit for Happy Dog Ranch, LLC in 2020?
Income Statement HAPPY DOG RANCH LLC Income Statement - Group Statement Date 12/31/2020 Group % 12/31/2021 Group % 12/31/2022 Group % ...omitted for brevity... Net Profit 11 26.4% 200 33.5% 306 36.6%
{"Net Profit (2020)": "$11"}
What is the total Non-Current Assets for Happy Dog Ranch, LLC in 2021?
Balance Sheet HAPPY DOG RANCH LLC Balance Sheet Group Statement Date 12/31/2020 Group % 12/31/2021 Group % 12/31/2022 Group % ...omitted for brevity... Total Non-Current Assets 135 79.0% 114 60.3% 1,104 55.7%
{"Total Non-Current Assets (2021)": "$114"}
What is the EBITDA for Happy Dog Ranch, LLC in 2022?
Income Statement ...omitted for brevity... EBITDA 14 - 185 - 306 -
{"EBITDA (2022)": "$185"}
Who is the guarantor for Skyblue Dog Ranch, LLC?
Please note the real estate holding company, SkyBlue Dog Ranch, LLC, will also be a guarantor on the subject request. Operations on the facility began in February 2022
{"Guarantor": "SkyBlue Dog Ranch, LLC"}
What is the Debt Service Margin for Skyblue Kennels, LLC?
Debt Service Margin $293,772 D.S.C.R. 4.83 Please note the real estate holding company, SkyBlue Dog Ranch, LLC, will also be a guarantor on the subject request. Operations on the facility began in February 2022
{"Debt Service Margin": "$293,772"}
What is the Annual Debt Service for Happy Dog Ranch Debt?
Happy Dog Ranch Debt $84,060 $84,060 $84,060 ANNUAL DEBT SERVICE $84,060 $84,060 $84,060 Debt Service Margin ($69,258) $188,604 $204,889 D.S.C.R. 0.18 3.24 3.44 Please note the real estate holding company. Caldwell Spring. LLC. will also be a guarantor on the subject request. The real estate was purchased in 2022, hence the income for the real estate holding company is only recognized in 2022.
{"Annual Debt Service": "$84,060"}
What is the Public Records count in Zach Biderman's Credit Report Analysis?
Account Summary Public Records: 0 Installment: $13,500 Satisfactory: 10 Was Delinquent: 0 Delinquent: 0
{"Public Records": 0}
What is the Total Assets valued at on Zach Biderman's Personal Financial Statement prepared on 12/31/2022?
Total Assets 10,644,085 14,537,670 16,900,653 Total Liabilities 5,520,825 5,553,333 7,161,009 Net Worth 5,123,260 8,984,337 9,739,644 The Borrower has liquid assets i/a/o $1,065M and marketable securities i/a/o $7M. These accounts are not detailed on the 12/31/2022 PFS. Mr. Biderman holds a deposit account i/a/o $477M with IF as of 2/28/2023.
{"Total Assets": "16,900,653"}
What is the balance of the SBA EIDL Loan for PM Day Retreat LLC?
SBA LICE Loans Payments Start 2012 ISS Midbown uc 5822 Airport Blvd Austin TSEA CIDU $185,200 $205,200 $505 3.75% Happy Maiman Miltown us 1207 tavior St Austin Tx 2SBA EIDL $49,800 $49,448 $248 3.75% Midtown Feb Granbury LLC 1967 Actory Mary Granbin TSTA BIDL $44,500 $44,530 $217 3.75% TOTALS $225,000 $225,530 58,116
{"Balance": "$44,530"}
Who is the Loan Officer?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: Brock.Rosenquis [email protected] m CO-BORROWER PER TOMMY FORSYTHE IS HAPPY MAILMAN MIDTOWN LLC Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 BAYLOR Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Loan Officer": "TOMMY FORSYTHE"}
Who is the Credit Analyst?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: Brock.Rosenquis [email protected] m CO-BORROWER PER TOMMY FORSYTHE IS HAPPY MAILMAN MIDTOWN LLC Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 BAYLOR Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Credit Analyst": "Brock.Rosenquis"}
What is the total debt for Current Debts Analysis?
Current Debt Type Balance Mo Pmt Ann Pmt Rocket Mortgage R/E $360,560 $1,997 $23,964 Volvo Car Fianncial Auto $13,500 $929 $11,148 CitiCards CC $6,554 $66 $792 CitiCards CC $31 $3 $31 Total $380,645 $2,995 $35,935
{"Total Debt": "$380,645"}
What are Mr. Biderman's primary sources of income?
Mr. Biderman's source of income primarily consists of passthrough profit/losses from his various business interests. FYE 2019 and 2020 results were impacted by losses from Biderman Holdings (deli businesses). As of August 2021, all deli businesses had been sold. Mr. Biderman's AGI is expected to improve with the profitability of his pet boarding businesses
{"Primary Income Sources": "Passthrough profit/losses from various business interests"}
What is the total liquidity amount held by Zach Biderman and the related entities as of 2/28/2023?
As of 2/28/2023, the Borrower holds $39M with IF. The individual and Corporate Guarantors hold $1,267M. The total relationship holds $1,306M in deposit accounts with IF. as of 2/28/2023.
{"Total Liquidity": "$1,306M"}
What is the Global D.S.C.R. for the Happy Mailman Memo in 2022?
D.S.C.R. 0.44 for 2020, 0.91 for 2021, and 1.95 for 2022
{"Global D.S.C.R. 2020": "0.44", "Global D.S.C.R. 2021": "0.91", "Global D.S.C.R. 2022": "1.95"}
What are the proposed debts mentioned in the Happy Mailman Memo?
Proposed Debt R/E $964,808 $7,921 $95,047, Happy Mailman Midtown EIDL $103,200 $503 $6,036, Wells Fargo (Oak Hill Property: Happy Mailman Kennel) R/E $850,644 $4,498 $53,976
{"Proposed Debts": "R/E $964,808, EIDL $103,200, R/E $850,644"}
What is the Adjusted AGI for Mr. Biderman in the tax returns?
Adjusted AGI (308,857) (148,063) 341,949
{"Adjusted AGI": "(308,857)"}
What is the CIF Number for the Primary Borrower?
Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580
{ "CIF Number": "HBA1580" }
When was the Limited Liability Corporation formed?
Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015
{ "Date Formed": "06/08/2015" }
What is the Branch Code?
Branch Code: 508
{ "Branch Code": "508" }
What is the combined net income for the Total Net Income?
Total Net Income $603,575 $1,049,356 $33,139 $146,042 $298,726 $125,668 $238,003 $232,395 $302,515 $276,363
{ "Total Net Income": "$603,575" }
What are the Financial Reporting Requirements for the Borrower Tax Return?
Borrower Tax Return Borrower Annually 30 days of filing. no later than 11/15
{ "Type/Prepared By": "Borrower", "Frequency": "Annually", "Due Within": "30 days of filing. no later than 11/15" }
What is the Ordinary business income (loss)?
21 Ordinary business income (loss). Subtract line 20 from line 6 21 -71,899
{ "Ordinary business income (loss)": "-71,899" }
Who is the Primary Borrower for LoanVantage File 39485?
Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580
{ "Primary Borrower": "HAPPY MAILMAN LLC" }
What is the Street Address of the Primary Borrower?
Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015
{ "Street Address": "1207 Baylor Street" }
What is the Legal Structure of the Primary Borrower?
City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015
{ "Legal Structure": "Limited Liability Corporation" }
Who prepared the tax return for HAPPY MAILMAN MIDTOWN LLC and when?
Print/Type preparer's name CURTIS W. BULGERIN Preparer's signature CURTIS W. BULGERIN Date 01/27/22
{ "Preparer": "CURTIS W. BULGERIN", "Date": "01/27/22" }
What is the total of lines 11 through 12d and 16f on Schedule K Shareholders' Pro Rata Share Items?
11 Section 179 deduction (attach Form 4562) 12a Charitable contributions SEE STMT 3 1,000 b Investment interest expense 12b c Section 59(e)(2) expenditures Type u 12c d Other deductions (see instructions) Type u 12d e Low-income housing credit (section 42(j)(5)) 13a b Low-income housing credit (other) 13b c Qualified rehabilitation expenditures (rental real estate) (attach Form 3468 if applicable) 13c d Other rental real estate credits (see instructiType u 13d e Other rental credits (see instructions) Type u 13e f Bioluel producer credit (attach Form 6478) 13f g Other credits (see instructions) Type u STMT 4 13g 4,072 14 Attach Schedule K-2 (Form 1120-S) Shareholders Pro Rata Share Items-International and check this box to indicate you are reporting items of international tax relevancu 15a Post-1986 depreciation adjustment 15a b Adjusted gain or loss 15b c Depletion (other than oil and gas) 15c d Oil, gas, and geothermal properties - gross income 15d e Oil, gas, and geothermal properties - deductions 15e f Other AMT items (attach statement) 15f 16a Tax-exempt interest income 16a b Other tax-exempt income 16b 111,608 c Nondeductible expenses 16c 4,072 d Distributions (attach statement if required) (see instructions) 16d e Repayment of loans from shareholders 16e f Foreign taxes paid or accrued 16f Form1120-S (2021)
{ "Total": "4,072" }
What is the total assets at the end of the tax year for HAPPY MAILMAN MIDTOWN LLC?
15 Total assets 242,013 310,656
{ "Total Assets End of Tax Year": "310,656" }
Who is the Loan Officer?
Loan Officer: TOMMY FORSYTHE
{"Loan Officer": "TOMMY FORSYTHE"}
Who is the Credit Analyst?
Credit Analyst: Brock.Rosenquist
{"Credit Analyst": "Brock.Rosenquist"}
What is the Net income per books recorded in the form?
1 Net income (loss) per books 34,637
{"Net income per books": "34,637"}
What is the address of Zachary Biderman?
Home address: 3904 SYCAMORE DRIVE, AUSTIN, TX, 78722
{"Address": "3904 SYCAMORE DRIVE, AUSTIN, TX, 78722"}
How much is the total income in the tax return?
Total income: $610,772
{"Total income": "$610,772"}
What is the balance at the end of the tax year in Schedule M-2?
Balance at end of tax year: -175,976
{"Balance at end of tax year": "-175,976"}
Who is the Loan Officer for HAPPY MAILMAN BAYLOR LLC?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: Brock.Rosenquist CO-BORROWER PER TOMMY FORSYTHE IS HAPPY MAILMAN MIDTOWN LLC Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC Primary Borrower: HAPPY MAILMAN LLC ...
{"Loan Officer": "TOMMY FORSYTHE"}
What is the Branch Code for HAPPY MAILMAN BAYLOR LLC?
RELATIONSHIP...ustin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Branch Code": "508"}
Who is the Credit Analyst?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: Brock.Rosenquist CO-BORROWER...
{"Credit Analyst": "Brock.Rosenquist"}
What is the legal structure of HAPPY MAILMAN LLC?
RELATIONSHIP: ZACHARY A BIDERMAN Date: 03/07/23 Loan Officer: TOMMY FORSYTHE Credit Analyst: Brock.Rosenquist CO-BORROWER...
{"Legal Structure": "Limited Liability Corporation"}
What is the refund amount if line 24 is less than line 33?
25 Federal income tax withheld from... 34 If line 33 is more than line 24. subtract line 24 from line 33. This is the amount you overpaid34 55,930
{"Refund Amount": "55,930"}
What is the FICO Score of ZACHARY BIDERMAN?
experian. Credit Profile Report Biderman, Zaching 458637019; CA -3904 Sycamore Dr78722 CSDG-F VERIFY VERIFY PM-...
{"FICO Score": 780}
What is the open date of the installment account?
Installment Accounts REGION/AMS 1156265 88 All Banks Non-Specific Open Original Status Past Last Paid Balance Current 11/23/2013 $42,851 01/2018 12/29/2017 01/31/2018
{"Open Date": "11/23/2013"}
What is the original amount of the installment account?
Installment Accounts REGION/AMS 1156265 88 All Banks Non-Specific Open Original Status Past Last Paid Balance Current 11/23/2013 $42,851 01/2018 12/29/2017 01/31/2018
{"Original Amount": "$42,851"}
What is the Business Name and Business Type of the applicant?
Name Zachary Biderman Business Phone (xxxxxxxxxxxx) (512) 922-3023 Home Address 3904 Sycamore Drive Home Phone (xxx-xxx-xxxx) (512) 922-3023 City, State, & Zip Code Austin TX 78722 Business Name of Applicant/Borrower SkyBlue Dog Ranch LLC / SkyBlue Kennels LLC Business Address (if different than home address) Business Type: Corporation S-Corp. LLC Partnership Sole Proprietor (does not apply to ODA applicant)
{"Business Name": "SkyBlue Dog Ranch LLC / SkyBlue Kennels LLC", "Business Type": "Corporation"}
What is the Net Investment Income?
Section 1. Source of Income. Salary $ 0.00 Net Investment Income $ 30,000.00 Real Estate Income" Real Estate Income Provision for Federal Income Tax Other Income (Describe below) $ 1,000,000.00 Other Special Debt
{"Net Investment Income": "$ 30,000.00"}
What is the street address of the Primary Borrower?
Primary Borrower Profile HAPPY MAILMAN BAYLOR LLC LoanVantage File: 39485 Primary Borrower: HAPPY MAILMAN LLC CIF Number: HBA1580 BAYLOR Street Address: 1207 Baylor Street Customer Since: 04/24/20 City/State/Zip: Austin, TX, 78703 Legal Structure: Limited Liability Corporation Website: Date Formed: 06/08/2015 Branch Code: 508
{"Street Address": "1207 Baylor Street"}
What is the Cash on Hand & in banks and the Net Worth?
ASSETS Cash on Hand & in banks $ 1,065,000 Accounts Payable $ 75,000 Savings Accounts Notes Payable to Banks and Others $ 570,577 IRA or Other Retirement Account $ 17,000 (Describe in Section 2) (Describe in Section 5) Installment Account (Auto) $ 51,833 Accounts & Notes Receivable $ 68,000 Mo. Payments $ 2,100 (Describe in Section 5) Installment Account (Other) Life Insurance - Cash Surrender Value Only Mo. Payments (Describe in Section 8) Loan(s) Against Life Insurance Stocks and Bonds $ 6,653 Mortgages on Real Estate $ 6,401,599 (Describe in Section 3) (Describe in Section 4) Real Estate $ 10,050,000 Unpaid Taxes $ 62,000 (Describe in Section 4) (Describe in Section 6) Automobiles $ 59,000 Other Liabilities (Describe in Section 5. and include (Describe in Section 7) Year/Make/Model) Total Liabilities $ 7,161,009 Other Personal Property Net Worth $ 9,739,644 (Describe in Section 5) Other Assets $ 5,635,000 Total $ 16,900,653 Total $ 16,900,653
{"Cash on Hand & in banks": "$ 1,065,000", "Net Worth": "$ 9,739,644"}
README.md exists but content is empty. Use the Edit dataset card button to edit it.
Downloads last month
12
Edit dataset card