document: Banks pin their back-office hopes on successors to screen scrapers The big name in account aggregation has been Yodlee , based in Redwood Shores , CA . It pioneered the art of screen scraping , or pulling data off Web sites and aggregating it into a single statement . That data , however , is a snapshot and does not include a customer 's investment history . Also , because Web sites update data at different times , scraping them can provide an inaccurate picture of a customer 's financial situation , making it difficult for reps seeking to provide timely and accurate advice . The objective is to access both fresh and historical data across a client 's financial spectrum , from investments to checking accounts and loans to insurance policies , a Complete Customer balance sheet . At least two technology vendors are progressing in that direction , each coming from different directions . One is Advent , based in San Francisco , another is Fincentric , out of Vancouver
doc_bio_tags: O O O O O O O O O O O O O O B I O O B O O O O O O O O O O O O O B I O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O B O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O
extractive_keyphrases: account aggregation yodlee screen scraping investment web sites checking loans insurance advent fincentric
abstractive_keyphrases: bankers