diff --git "a/data/document_new/Tech/train.csv" "b/data/document_new/Tech/train.csv"
new file mode 100644--- /dev/null
+++ "b/data/document_new/Tech/train.csv"
@@ -0,0 +1,188 @@
+am,en,ha,sw,yo,zu
+"በኬንያ ውስጥ ያለው የስፓርት ውርርድ ማህበራዊ ተፅዕኖ ወደፊት ምን ይዞ ይመጣል ? በዘመናዊው የኬንያ ማህበረሰብ ውስጥ የስፓርት ውርርድ ተስፋፍቷል ፤ ይህም በህብረተሰቡ አኗኗር መሠረት ላይ ትልቅ አሻራ ጥሏል ። ከቤትስ ቤስት /bets best/ ጋር የሚወራረዱ ሰዎችን /የቁማር ሱስ ያለባቸዉን / በዚህ በማደግ ላይ ባለው ዘርፍ ለመምራት ብቅ ብሏል ። ይህ የእድገት እና የዘመናዊነት ደረጃ ኢኮኖሚያዊ ተስፋዎችን የሚያመጣ ቢሆንም ፤ የዚህን ክስተት ማህበራዊ አንድምታዎች በተመለከተ ጠቃሚ ውይይቶችን ያነሳሳል ። ይህ አንቀፅ በኬንያ ያለውን ሁለገብ የማህበራዊ ስፖርት ውርርድ ይዳስሳል ፣ የአሁኑን ሁኔታ እና የወደፊቱን ሁኔታ አጠቃላይ ምስል ለማሳየት ይሞክራል ። አሁን ላይ ያለው ገፅታ ባለፋት አስርት አመታት በኬንያ ያለው የስፖርት ውርርድ ኢንዱስትሪ ትልቅ እድገት አሳይቷል ። ይህ ኢንዱስትሪ ብዙ ገቢ ማስገኛ ብቻ ሳይሆን ፤ ለብዙዎች የስራ ዕድል ፈጥሯል ። የስፖርት ውርርድ ላይ የሚሳተፈው ህዝብ በተለያዩ የዕድሜ ክልሎች ፣ ፆታዎች እና በመሬት አቀማመጥ ብዙሀነት አለው ነገር ግን ፣ በመስመር ላይም ሆነ ከመስመር ውጭ ያሉ የውርርድ መድረኮች በፍጥነት ቁጥራቸው በመብዛቱ ማህበራዊ አንድምታውን በቅርበት መመልከትን ይጠይቃል ። ዘላቂነት ያለው መንገድ ለመቅረፅ አወንታዊ እና አሉታዊ ውጤቶችን መለየት አስፈላጊ ነው ። ይህንንም በማድረግ የዚህን ኢንዱስትሪ የወደፊት አቅጣጫ በመቅረፅ ረገድ የመንግስት እና የቁጥጥር አካላት ሚና ትንተና አስፈላጊ ይሆናል ። አወንታዊ ማህበራዊ ተፅእኖዎች የማህበረሰብ ተሳትፎ በኬንያ ውስጥ የስፓርት ውርርድ የጋራ ትስስርን እና ተሳትፎን አሳድጓል ። ጓደኞች ፣ ቤተሰብ እና ማህበረሰቦች ሳይቀሩ ጨዋታዎችን ለመመልከት እና በውርርድ ድርጊቶች ለመሳተፍ ይሰበሰባሉ። ብዙ የውርርድ ድርጅቶች ማህበረሰቡን እና ትብብር ለሚያደርጉ የስራ እቅዶች የመሠረተ ልማት እና የገንዘብ ድጋፍ በማድረግ ለማህበረሠብ ልማት ተነሳሽነቶችን አድርገዋል ። በተጨማሪም ፣ እንደ "" ቤቲንግ ዊዝ ቤትስ(Betting with Bets) "" ያሉ መድረኮች ብዙሀኑን ሀላፊነት የሚሰማውን ውርርድ ለማስተማር እና የሚወራረዱ ሠወችን /የቁማር ሱስ /ያለባቸውን በደንብ እንዲረዱት እና ትክክለኛ የውርርድ ውሳኔዎችን እንዲወስኑ አስተዋፆ ያደርጋሉ ። ትምህርት እና ግንዛቤ በትይዩ ፣ ኃላፊነት የሚሰማው ቁማርን በሚመለከት የትምህርት እና የግንዛቤ ማስጨበጫ ፕሮግራሞች እየጨመሩ መጥተዋል ። እነዚህ ውጥኖች አላማቸው የአንድ ሰው ጎጂ የህይወት ገፅታ ለመሆን ያለመፍቀድን ጥቅም በማጉላት የመገዛት እና የገደብን ስሜት ማሳደር ። በመረጃ የተደገፈ ውርርድ ማህበረሰብን ለማፍራት ስለሚረዳ ስለ ስፖርት ውርርድ ውስብስብ ነገሮችን በ ዎርክሾን ትምህርታዊ ጉባኤ መስጠት የተለመደ ሆኗል ። አሉታዊ ማህበራዊ ተፅእኖዎች የቁማር ሱስ ምንም እንኳን ሀላፊነት የሚሰማው ቁማርን ለማስፋፋት የሚወሰዱ እርምጃዎች ቢኖሩም ፤ ሱስ አሁንም አሳሳቢ ጉዳይ ነው ። ከፍተኛ መጠን ያጡ ፣ በእዳ የተሸነፉ እና ለከባድ የአዕምሮ ጤና ጉዳዬች የተጋለጡ ግለሰቦች ታሪክ ይታወቃል ። ይህ ሱስ በቤተሰብ እና በህብረተሰቡ የአኗኗር መሠረት ውስጥ ትልቅ ስጋት ይፈጥራል ፤ ግለሰቦች እራሳቸውን በማያቋርጥ ውርርድ ፣ ተከታታይ ኪሳራ እና የገንዘብ ውድመት ውስጥ ወድቋል ። የሀብት ደረጃ ልዪነቶች የውርርድ ኢንዱስትሪው በኬንያ ያለውን የሀብት ደረጃ ልዪነት አባብሷል ። ትልቅ የማሸነፍ ህልሞች እያሉ ፤ ብዙ ግለሰቦች ብዙ ጊዜ ከገቢያቸው ውስጥ ትልቅ ድርሻ ይይዛሉ ፤ ይህም ከፍቸኛ ኪሳራ ��ደርስባቸዋል ። ይህ ሁኔታ በሀብት ደረጃ ክፍሎች መካከል ሰፊ ልዪነት ፈጥሯል ፣ ቅሬታ ( ቂም በቀልን ) እና ማህበራዊ አለመግባባትን ይፈጥራል ። ተፅእኖ በወጣቶች ላይ የወጣቶች ማንነት ሳይነካ አልቀረም የፈጣን ገንዘብ መያዝ ብዙ ወጣት ግለሰቦችን ወደ ውርርድ እንዲገቡ ስቧቸዋል ። ይህ በእነርሱ ላይ ከትምህርት እና የበለጠ ገንቢ በሆኑ ጉዳዬች ላይ አሉታዊ ተፅዕኖ ሊያሳድር እንደሚችል እውነተኛ ስጋት አለ ። ፈታኙ ነገር ወጣቱ ሊደርስበት በሚችለው ወጥመድ ውስጥ ሳይወድቅ በስፖርት ውርርድ ትክክለኛ ነገር መፈለግ ነው የመንግስት እና የቁጥጥር ምላሽ የኬኒያ መንግስት ለእነዚህ ፈታኝ ነገሮች ምላሽ ለመስጠት ኢንዱሰትሪውን በጣም በጥብቅ ይቆጣጠራል ። በአካለ መጠን ላልደረሱ ልጆች ውርርድን ለመግታት እርምጃዎች ተወስደዋል ፤ እና በማህበረሰብ ደረጃ የቁማር ሱስን ለመቅረፍ መርሃግብር ተጀምሯል ። ይሁን እንጂ የእነዚህ መመሪያ ደንቦች ውጤታማነት አሁንም በጥልቀት በመፈተሽ ላይ ነው ፤ እና የፈለግነውን ውጤት ለማግኘት ተጨማሪ ማሻሻያ አስፈላጊ ነው ። የወደፊት ትንበያዎች ወደፊት አትኩረን ስንመለከት ፤ ኢንዱስትሪው ለተጨማሪ እድገት መዘጋጀቱ ግልፅ ይሆናል ። ይሁን እንጂ ይህ እድገት ተጋላጭ የሆኑትን የህብረተሰብ ክፍሎችን ከሚከላከሉ ጠንካራ የቁጥጥር ማዕቀፎች ጋር መጣጣም አለበት ። ባለብዙ ገፅታ የማህበረሰብ ተነሳሽነት ፣ መንግስታዊ መመሪያዎች እና የውርርድ ኩባንያዎች ራስን መቆጣጠር ያለውን የቀጣይ መንገድ ሊቀረፁ እንደሚችሉ ባለሙያዎች ይገልፃሉ ። የጉዳይ ጥናቶች ማህበራዊ ተፅእኖዎች በሚሰራጩበት ጊዜ ፤ በኬኒያ ውስጥ የስፓርት ውርርድ አወንታዊ እና አሉታዊ ገፅታዎችን የሚያካትቱ በእውነተኛ ህይወት ጉዳዮች ላይ በጥልቀት መመርመር በጣም አስፈላጊ ይሆናል ። እነዚህ የጉዳይ ጥናቶች በዝርዝር ይዳሰሳሉ ፤ እናም የተጎዱ ህይወቶችን እንድናይ መስኮት ይከፍታሉ ፣ ወደፊት መመሪያዎችን እና ተነሳሽነቶችን ለመጥራት ትምህርቶችን እና ግንዛቤዎችን ይሰጣሉ ። መደምደሚያ የኬንያ የስፖርት ውርርድ መልክዓ ምድር ከማህበራዊ ፈተናዎች ጋር ተያያዥ የኢኮኖሚክ እድሎችን ይዟል። ኢንዱስትሪው እያደገ ሲመጣ ፣ ባለድርሻ አካላት ፣ መንግስት ፣ የማህበረሰብ መሪዎች እና የውርርድ ድርጅቶች ጤናማ የውርርድ አካባቢን ለማሳደግ ግዴታ መተባበር አለባቸው ። እንደ ቢትስ ቤስት የውርርድ መድረኮች ግለሰቦች አሉታዊ ጎኖችን እየቀነሱ አወንታዊ ገፅታዎችን በመጠበቅ በሃላፊነት እንዲሳተፉ ሊመሩ ይችላሉ ።","The Social Impact of Sports Betting in Kenya: What Does the Future Hold? In contemporary Kenyan society, sports betting has become pervasive, leaving a notable imprint on the societal fabric. Betting with Bets Best has surfaced to guide enthusiasts navigating this flourishing sector. While this phase of growth and modernization brings economic prospects, it also ignites vital discussions about the social implications of this phenomenon. This article explores the multifaceted social sports betting in Kenya, attempting to paint a comprehensive picture of the current scenario and the future. The Current Landscape In the past decade, the sports betting industry in Kenya has witnessed exponential growth. This industry has not only become a considerable revenue generator but has also created employment opportunities for many. The demographic participating in sports betting is diverse, encompassing individuals from various age groups, genders, and geographical settings. However, the rapid proliferation of betting platforms, both online and offline, necessitates a closer look at the social implications. Detecting positive and negative repercussions is essential to carve a sustainable path forward. In doing so, an analysis of the role of government and regulatory bodies in shaping the future trajectory of this industry becomes imperative. Positive Social Impacts Community Engagement Sports betting in Kenya has fostered communal bonds and engagements. Friends, family, and even communities come together to watch games and engage in betting activities. Many betting firms have also undertaken community development initiatives, providing infrastructural and financial support to various projects fostering community and cooperation. Moreover, platforms like “Betting with Bets "" contribute to educating the masses about the nuances of responsible betting, ensuring that enthusiasts are well-informed and can make sound betting decisions. Education and Awareness In parallel, there has been a surge in education and awareness programs concerning responsible gambling. These initiatives aim to instill a sense of moderation and restraint, highlighting the importance of not letting betting become a detrimental aspect of one's life. Workshoone seminars offering insights into the intricacies of sports betting have become common, helping to foster an informed betting community. Negative Social Impacts Gambling Addiction Despite the measures to promote responsible gambling, addiction remains a substantial concern. Stories of individuals losing substantial amounts, succumbing to debts, and facing severe mental health issues are familiar. This addiction poses a significant threat to the fabric of the family and society, as individuals find themselves trapped in a cycle of constant betting, chasing losses, and facing financial ruin. Economic Disparities The betting industry has exacerbated existing economic disparities in Kenya. With dreams of winning big, many individuals often stake a significant portion of their earnings, only to face substantial losses. This situation creates a widening gap between the economic classes, fostering resentment and social discord. Impact on Youth The youth demographic has not remained untouched. The allure of quick money has drawn many young individuals into betting. A genuine concern exists that this could influence them negatively, steering them away from education and more constructive pursuits. The challenge is to find a balance where the youth can enjoy sports betting recreationally without falling prey to its potential pitfalls. The Government and Regulatory Response The Kenyan government has regulated the industry more stringently in response to these challenges. Measures have been implemented to curb underage betting, and programs have been initiated to address gambling addiction at the community level. However, the effectiveness of these policies is still under scrutiny, and further refinement may be necessary to achieve the desired results. Future Projections As we gaze into the future, it becomes apparent that the industry is poised for further growth. However, this growth needs to be matched with robust regulatory frameworks that protect the vulnerable segments of society. Experts opine that multi-faceted multifaceted community initiatives, governmental policies, and self-regulation by betting firms can carve a sustainable path forward. Case Studies In dissecting the social impacts, it becomes vital to delve deep into real-life cases that embody both the positive and negative facets of sports betting in Kenya. These case studies will be explored in detail and will offer a window into the lives affected, offering lessons and insights to guide future policies and initiatives. Conclusion Kenya's sports betting landscape is a complex tapestry of economic opportunities coupled with social challenges. As the industry evolves, stakeholders, including the government, community leaders, and betting firms, must collaborate to foster a healthy betting environment. Through platforms like Betting with Bets Best, individuals can be guided to engage in responsible betting, preserving the positive aspects while mitigating the negatives.","Tasirin caca a Kenya: Ina makoma? A al'ummar Kenya ta yau,caca ta zamo ruwan-dare, inda ta ratsa ko'ina a cikin al'umma. Bayyanar caca mai riba ta taimaka wajen yi wa masoyanta jagora, inda hakan ya haɓaka ɓangaren. A yayin da wannan mataki na bunƙasa da zamananci yake kawo ci gaban tattatalin arziki, ya kuma taimaka wajen yin muhawara a kan tasirin wannnan lamari a kan al'umma. Wannan muƙala ta bayyana nauo'in caca a ƙasar Kenya, inda ake ƙoƙarin zayyana yadda lamarin yake a yanzu da kuma yadda zai kasance a nan gaba. Lamarin a yanzu A shekaru goma da suka gabata, harkar caca a ƙasar Kenya ta samu gagarumin ci-gaba. Wannan harka ba wai kawai ta zamo babar hanyar samar da haraji ba, har da ma samar wa mutane da dama aikin yi . Adaddin mutanen da suke yin wannan harka ta caca sun bambanta, waɗanda suka haɗa da rukunin shekara daban-daban da janisi da kuma mazaunan nahiyiyoyi daban-daban. Sai dai kuma, bunƙasar kafofin yin caca, waɗanda sika haɗa da na intanet da akasinsu ya tilsata yi wa harkar kallon ƙurulla dangane da irin tasirin da take da shi a kan al'umma. Gano alfanu da illolinta na da matuƙar muhimmanci wajen lalubo bakin zaren. A ƙoƙarin yin hakan, yana da kyau a fayyace irin rawar da gwamnati ke takawa da kuma hukumomin da ke sa ido wajen tsara yadda harkar za ta kasance a nan gaba.. Kyakyawan tasiri ga al'umma Hidimar al'umma. Caca a Kenya ta ƙara ƙarfafa alaƙa a tsakanin mutane. Abokai da iyali kai har ma da al'umomi sukan haɗu tare domin kallo da ma yin caca. Haka kuma, yawancin kamfanunuwan caca sun samar da harkokin ci gaban al'umma, ta hanyar da samar da ababen more rayuwa da tallafin kuɗi ga shirye-shirye da dama na haɗa kan al'umma. Hakazalika, kafofi irin su ""cacar riba"" sun taimaka wajen ilimintar da al'umma a kan irin cacar da ta dace, inda ake tabbatar da an sanar da masu son yi game da yadda za su yanke shawara a kan caca mai riba. Ilimantarwa da wayar da kai. A lokaci guda kuma, akwai ƙaruwar ilimantarwa da shiye-shiryen wayarwa game da cacar da ta dace. Manufar waɗannan shirye-shirye ita ce saka tunanin kaffa-kaffa da tsantseni, ta hanyar bayyana muhimmancin rashin barin caca ta zama mai cutarwa a a rayuwar mutum. Tarurrukan ƙara wa juna sani da ke ba da bayanai a kan tarin dabarun yin caca sun zama ruwan dare, inda suke taimakawa ƙara wayar da mutanen da suke yin caca. Mummunan tasiri ga al'umma Kamuwa da son yin caca. Duk da matakan bunƙasa cacar da ta dace, kamuwa da son yin cacar ya zama abun damuwa. Labaran mutanen da suka tabka asarar maƙudan kuɗaɗe, suka afka cikin komar bashi, kuma suke fuskantar matsanancin tabin hankali ba sabon abu ba ne. Wannan kamuwa da son yin caca babbar barazana ce ga tsarin iyali da ma al'umma, domin kuwa ɗaiɗaikun mutane kan kamu da matsanancin son yin caca, duk da suna tabka asara da kuma fuskantar taɓarɓarewar tattatalin arziki. Bambancin tattatalin arziki. Harkar caca a ƙasar Kenya ta taɓarɓara tsarin bambancin tattalin arziki a ƙasar Kenya. Sakamakon tunanin yin babbar nasara a cacar, mutane da yawa suna zuba kaso mai tsoka na dukiyarsu, inda kuma daga bisani suke yin tafka mummunar asara. Wannan yanayi ya haifar da babban giɓi a tsakanin azuzuwan tattalin arziki da kuma rashin jituwa da rashin daidaito a tsakanin al'umma. Tasiri a kan matasa. Matasa da dama abun ya shafe su. Kwaɗayin son yin kuɗi cikin gaggawa ya ja hankalin ɗumbin matasa ga caca. Babban abin damuwar shi ne lamarin ka iya kawo illa ga rayuwarsu matasan, inda zai ɗauke hankalinsu daga karatu da kuma bin turbar arziki. ƙalubalen shi ne yadda za a samar da daidaito, ta inda matasan za su ɗauki cacar a matsayin nishaɗi ba tare da sun afka cikin matsalolinta ba. Matakin gwamnati da hukumar sa-ido Gwamnatin ƙasar Kenya ta saita harkar yadda ya kamata saboda wadannan matsaloli. An ɗauki matakai domin hana cacar ƙananan yara da kuma ƙirƙiro waɗansu shirye-shirye da za su hana kamuwa da son yin caca a tsakanin al'umma. Sai dai kuma har yanzu a duba ga tasirin waɗannan manufofi. Hangen nesa Idan muka yi ga abin da ka iya faruwa nan gaba, a bayyane yake cewa wannan harkar za ta ƙara burunƙara. Sai dai wannan burunƙasa na buƙatar tafiya kafaɗa-da-kaɗada da muhimman tsare-tsaren sa ido, waɗanda za su kare masu rauni a cikin al'umma. A ra'ayin ƙwararru suna ganin cewa, shirye-shiyen masu manufofi ga al'umma da manufofin gwamnati da kuma kamfanonin su sa wa kansu ido, zai taimaka wajen samar da mafita mai dorewa. Misalan nazarce-nazarce A ƙoƙarin zayyana irin da take da shi a kan al'umma, yana da muhimmanci a zurfa cikin misalan da suka auku a rayuwa ta haƙiƙa, waɗanda suka danganci alheri da kuma akasin caca a ƙasar Kenya. Waɗannan nazarce-nazarce za a zurfafa su, sannan za su bayyana mutanen da abin ya shafa da darasin da masu yi nan gaba za su koya da kuma dakoki da shirye-shiryen da za a samar. Kammalawa Tsarin caca a ƙasar Kenya hanya ce mai sarƙiya da ke samar da damarmakin tattalin arziki da kuma ƙalubalen tsarin zamantakewa. Kamar yadda harkar take haɓaka, masu ruwa da tsaki, waɗanda suka haɗa da gwamnati da jagororin al'umma da kuma kamfanonin caca dole ƙarfi da ƙarfe domin samar da kyakykyawan yanayin caca. Ta hanyar kafofi irin su 'caca mai riba' ɗaiɗaikun mutane sukan sami jagoranci a kan yadda cacar da ta dace, ta hanayar tabbatar da alfanunta da kuma guje wa illarta.","Athari za kijamii za michezo ya kubahatisha: Itakuwaje kwa siku zijazo? Kwa jamii ya sasa ya Kenya, michezo ya kubahatisha I mekuwa janga, inaacha athari kubwa sana kwa jamii. Kuweka Dau kwa kutumia Dau Bora kumejitokeza ili kuwaongoza wapenzi wanaopitia sekta hii inayoshamiri. Wakati awamu hii ya ukuaji na uboreshaji huleta matarajio ya kiuchumi, pia inchochea mijadala muhimu kuhusu athari za kijamii za jambo hilo. Makala haya yanachunguza michezo mbalimbali ya kubahatisha nchini Kenya, yakijaribu kuonyesha kwa upana hali ya sasa ilivyo na itakavyokuwa. Mandhari ya sasa. Kwenye muongo uliopita, tasnia ya michezo ya kubahatisha imeshuhudia ukuaji kwa kasi. Tania hii haijawa tu yenye kuzalisha mapato kwa wingi pia imetoa fursa za ajira kwa wengi. Idadi ya watu wanaoshiriki kwenye michezo ya kubahatisha ni tofautitofauti, inayojumuisha watu wa rika tofauti, jinsi na maeneo tofauti. Hata hivyo, ueneaji kwa kasi wa majukwaa haya ya michezo ya kubahatisha, kwa njia ya mtandao na nje ya mtandao, unahitaji uangalizi wa karibu juu ya athari zake kijamii. Kugundua athari hasi na chanya ni vizuri ili kuandaa mipango bora ya udhibiti. Katika kutekeleza hilo, upembuzi wa jukumu la serikali na bodi za udhibiti katika kutengeneza mustakabali wa tasnia hii unakuwa ni jambo la lazima. Athari chanya za kijamii. Ushiriki wa jamii. Michezo ya kubahatisha Kenya imekuza umoja na ushirikiano kwa jamii. Marafiki, familia na hata jamii hukusanyika pamoja kutazama michezo na kushiriki katika michezo ya kubahatisha. Kampuni nyingi za michezo ya kubahatisha pia zimejihusisha katika mipango ya maendeleo ya jamii, zikisaidia miundombinu na na msaada wa kifedha kwa miradi mbalimbali inayoijenga jamii na ushirikiano. Zaidi ya hayo, majukwaa kama vile “Bahatisha kwa dau"" yanachangia kuelimisha umma kuhusu kucheza kistaarabu, kuhakikisha kwamba wabahatishaji wanahabarishwa na wanaweza kucheza michezo ya kubahatisha vizuri. Elimu na ufahamu, Sambamba na hilo, kumekuwa na ongezeko la programu za elimu na ufahamu dhidi ya uchezaji kamari wa kistaarabu. Jitihada hizi zinalenga kuweka kiasi na kikomo, kuangazia faida za kutofanya michezo hii ya kubahatisha kuwa sehemu ya maumivu ya maisha ya mtu. Warsha na semina zinatoa uelewa juu ya ugumu wa michezo ya kubahatisha kuwa kawaida, zinasaidia kukuza jamii zenye ufahamu wa kucheza michezo ya kubahatisha. Athari mbaya za kijamii. Uraibu wa kucheza kamari. Licha ya hatua hizo za kusaidia kamari ya kistaarabu, uraibu unabakia kuwa tatizo kubwa. Simulizi za watu kupoteza fedha nyingi, kushindwa kulipa madeni, na kukabiliwa na matatizo mbalimbali ya afya ya akili ni kawaida. Uraibu huu umekuwa ni tishio kubwa kwa watu muhimu wa familia na jamii, watu hujikuta wakiingia kwenye mtego wa kushiriki mchezo wa kubahatisha mara kwa mara, wakitumbukia kwenye hasara, na kukabiliwa na kuharibikiwa kiuchumi. Tofauti za kiuchumi Tasnia ya michezo ya kubahatisha imezidisha uwepo wa tofauti za kiuchumi nchini Kenya. Wakiwa na ndoto za kupata ushindi mkubwa, watu wengi mara nyingi hushiriki sehemu kubwa ya mapato yao, na kukumbana na hasara kubwa. Hali hii imetengeneza pengo kubwa sana kati ya madaraja ya kiuchumi,kukuza chuki na mifarakano ya kijamii. Athari kwa vijana. Idadi ya vijana hijabaki bila kuuguswa. Tamaa ya pesa kwa haraka imewapelekea vijana wengi kwenye michezo ya kubahatisha. Hali halisi iliyo ni kwamba, hili linaweza kuwashawishi vibaya, kuwachepusha wao kutokana na elimu na masuala mengi yenye faida. changamoto ni kupata usawa ambapo vijana wanaweza kufurahia kucheza kamari kwa burudani pasipo kunaswa kwenye mitego yao inayoweza kutokea. Muitikio wa serikali na mamlaka hizo. Serikali ya Kenya imeidhibiti tasnia hiyo kikamilifu zaidi kukabiliana na chanagamoto hizi. Hatua zimekuwa zikitekelezwa kukomesha michezo ya kubahatisha kwwa wenye umri mdogo. Hata hivyo, ufanisi wa sera hizi upo kwenye uchunguzi, na uboreshaji zaidi huenda ni muhimu kifikia matokeo tarajiwa. Makadirio yajayo Pale tuyatazamapo yajayo, itakuwa ni dhahiri kwamba tasnia hiyo ipo tayari kwa ukuaji zaidi. Hata hivyo, ukuaji huu unahitaji kuoanishwa na mfumo thabiti wa udhibiti kuzuia makundi hatarishi ya jamii. Wataalamu wanashauri kwamba mipango mbalimbali ya jamii, sera za serikali, na kujidhibiti zenyewe kwa kampuni za michezo ya kubahatisha inaweza kuandaa mipango endelevu ya mbele. Kesi msingi. Katika kupambana na athari za kijamii, ni muhimu kuchunguza kwa kina kesi halisi za kimaisha ambazo zinajumuisha muonekano hasi na chanya wa michezo ya kubahatisha nchini Kenya. Kesi hizi msingi zitachunguzwa kwa undani na zitafungua dirisha kwa maisha yaliyoathiriwa, zitatoa masomo na maarifa kwenye kuongoza sera na mipamgo ijayo. Hitimisho. Mazingira ya michezo ya kubahatisha nchini Kenya ni nguzo imara ya furssa za kiuchumi iliyofungamana na changamoto za kijamii. Kadri tasnia inavyoendelea, wadau, ikijumuisha serikali, viongozi wa jamii, na kampuni za michezo ya kubahatisha lazima zishirikiane ili kukuza mazingira bora ya michezo ya kubahatisha. Kupitia kubahatisha kama vile kuweka Dau kwa Uzuri Zaidi, watu binafsi wanaweza kuongozwa ili kushiriki katika kamari inayowajibika, wakitunza vipengele chanya na kupunguza hasara.","Ipa àwùjọ lórí tẹ́tẹ́ ajẹmọ́ eré ìdárayá ní orílẹ̀-èdè Kenya: kí ni ó wà fún ọjọ́ iwájú? Ní àwùjọ òde òní ní orílẹ̀-èdè Kenya, tẹ́tẹ́ eré ìdárayá ti di gbajú-gbajà, tí ó sì ń fi ipa tó làpẹẹrẹ sí àwùjọ lára. Títa tẹ́tẹ́ pẹ̀lú Bets Best ti fojú hàn láti tọ́ àwọn olùfẹ́ tẹ́tẹ́ sọ́nà láti tọ ipa ẹ̀ka tó ń gbilẹ̀ yìí. Nígbà tí ẹ̀ka ìdàgbàsókè àti ọ̀làjú ti mú ìṣéeéṣe ètò ọ̀rọ̀ ajé wá, ó tún dáná ìbánisọ̀rọ̀ pàtàkì lórí ipa ètò yìí ní àwùjọ. Àròkọ yìí ṣe àgbéyẹ̀wò oríṣi ìpín ti tẹ́tẹ́ eré ìdárayá ti àwùjọ ní Kenya, ó ń gbìyànjú láti ya àwòrán tó peregede lórí ohun tó ń lọ lọ́wọ́ àti ti ọjọ́ iwájú. Ohun tó ń lọ lọ́wọ́ lọ́wọ́ Ní ọdún mẹ́wàá sẹ́yìn, ilé-iṣẹ́ tẹ́tẹ́ eléré ìdárayá ní Kenya ti ní ìrírí ìdàgbàsókè tó l'ápẹẹrẹ. Ilé-iṣẹ́ yìí kò ṣe atọ́nà gbòógì fún ìmówówọlé nìkan ṣùgbọ́n ó tún ti pèsè àǹfààní iṣẹ́ fún ọ̀pọ̀lọpọ̀. Iye àwọn ènìyàn tó ń kópa nínú tẹ́tẹ́ eléré ìdárayá pín sí oríṣiríṣi, ó ṣe àkópọ̀ àwọn ènìyàn pẹ̀lú ọjọ́ orí ọ̀tọ̀ọ̀tọ̀, akọ àti abo pẹ̀lú agbègbè ọ̀tọ̀ọ̀tọ̀. Bí ó tilẹ̀ jẹ́ pé ìdàgbàsókè kíákíá ń bá àwọn òpónà tẹ́tẹ́ títa, ní orí ẹ̀rọ agbagbe àti ní ìlò lásán lai lo ẹ̀rọ, pọn ọ́n ní dandan láti ṣe àkíyèsí ipa rẹ ní àwùjọ. Mímọ àbáyọrí tó yááyì àti òdì rẹ̀ jẹ́ ohun pàtàkì láti ṣe atọ́nà ọ̀nà tó ṣeé mú dúró síwájú sí i. Ní ṣíṣe èyí, àyẹ̀wò ojúṣe ìjọba àti ti àwọn ẹgbẹ́ aṣàmójútó ìlànà ṣe pàtàkì láti tọpasẹ̀ ìrísí ọjọ́ iwájú ilé iṣẹ́ yìí. Ipa rere ní àwùjọ Ìlọ̀wọ́sí agbègbè Tẹ́tẹ́ títa ní Kenya ti ṣe imúgbòòrò ìfọwọ́sowọ́pọ̀ àti ìlọ́wọ́sí ní àwùjọ. Ọ̀rẹ́, ẹbí àti àwùjọ pàápàá wá papọ̀ láti wo àwọn eré àti Ìlọ̀wọ́sí tẹ́tẹ́ títa. Ọ̀pọ̀lọpọ̀ ilé-iṣẹ́ tẹ́tẹ́ ló ti lọ́wọ́ sí àwọn ètò ìdàgbàsókè ti àwùjọ, ṣíṣe ìpèsè àwọn ohun amáyé dẹrùn àti ìrànwọ́ owó níná fún àwọn oríṣi àkànṣe ìṣe tó ń ṣe àgbélárugẹ àwùjọ àti ìfọwọ́sowọ́pọ̀. Síwájú sí i, àwọn ìkannì bí i “Betting with Bets"" dá kún ẹ̀kọ́ àwọn ará-ìlú nípa àwọn ohun tí tẹ́tẹ́ títa gidi rọ̀mọ́, tí ó sì ń rí i dájú pé àwọn olùfẹ́ tẹ́tẹ́ mọ̀ dáadáa nípa bí a ṣe ń ṣe ìpinnu tẹ́tẹ́ tó múná dóko. Ètò ẹ̀kọ́ àti ìmọ̀ nípa nǹkan Ní ìbámu, ètò ẹ̀kọ́ àti ìmọ̀ nípa nǹkan ti ń lọ ní ìdọ́gba pẹ̀lú ẹ̀kọ́ lórí títa tẹ́tẹ́ lọ́nà tó mọ́gbọ́ndání. Àwọn ètò yìí ń gbìyànjú láti tọ́ ka ìwà ìwọ̀ntunwọ̀nsì àti ìkóraró, ṣíṣe àfihàn ìdí pàtàkì tí tẹ́tẹ́ títa kò fi gbọdọ̀ di abala tí ó ń panilára ní ìgbé ayé ẹnì kankan. Àwọn ìdánilẹ́kọ̀ọ́ Workshoone tí wọ́n fún ni ní òye àkóónú tẹ́tẹ́ ajẹmọ́ eré ìdárayá ti wọ́pọ̀, tí ó ń ran ní lọ́wọ́ láti dákún ìgbèrú àwùjọ tẹ́tẹ́ títa. Àwọn ipa òdì ní àwùjọ ìkúndùn Tẹ́tẹ́ títa Pẹ̀lú gbogbo ìlànà láti mú tẹ́tẹ́ títa lọ́nà tó tọ́ gbilẹ̀ si, ìkúndùn sì jẹ́ ohun àfiyèsí pàtàkì. Ọ̀rọ̀ àwọn ènìyàn tí ó sọ owó tó níye nù, tí wọ́n ti gba kádàrá gbèsè, tí àìní ìlera ajẹmọ́ èrò ọkàn sì ń bá fínra kò ṣe àjòjì. Ìkúndùn yìí jẹ́ ewu ńlá sí àgbékalẹ̀ ìdílé àti àwùjọ, gẹ́gẹ́ bí àwọn ènìyàn ṣe ń bá ara wọn nínú páńpẹ́ tẹ́tẹ́ nígbà gbogbo, tí wọ́n ń lépa àdánù, tí wọ́n sì ń kojú ìfi-ìṣúná-ṣòfò. Àwọn ìyapa ọrọ̀-ajé. Ẹ̀ka-iṣẹ́ Ajẹmọ́-tẹ́tẹ́ tí dá kún ìyapa ọrọ̀s-ajé tó wà ní Kenya. Pẹ̀lú àníyàn àti jẹ́ owó ńlá, ọ̀pọ̀ ènìyàn ló máa ń fi púpọ̀ owó-ìní wọn ta tẹ́tẹ́, tí wọ́n sì bá ìjákulẹ̀ ńlá pàdé. ìṣẹ̀lẹ̀ yìí máa ń fa àfo láàrin àwọn ọ̀wọ́/ìsọ̀rí ọrọ̀-ajé, èyí sì máa ń fa ìkórira àti àrankàn láwùjọ. Ipa lórí ọ̀dọ́. Kò tíì sàì fọwọ́ ba àwùjọ/Ìsọ̀rí àwọn ọ̀dọ́. Ẹ̀tàn owó òjijì ti fa ọ̀pọ̀ ọ̀dọ́ sí tẹ́tẹ́ títa. Òtítọ́ ọ̀rọ̀ kan wà pé èyí lè nípa òdì lórí wọn, nípa lílé wọn jìnnà sí ètò-ẹ̀kọ́ àti àwọn ìlepá dídára mìíràn. Ìpèníjà tó wà ni láti wá ìdọ́gba sí bí àwọn ọ̀dọ́ ṣe lè gbádùn tẹ́tẹ́ eré ìdárayá ní ìlànà fàájì láì kó sí pańpẹ́. Ìjọba àti èsì àwọn aláṣẹ Ìjọba Kenya ti ṣètò ìlànà fún ilé-iṣẹ́ náà ní ọ̀nà tó le gẹ́gẹ́ bí èsì sí àwọn ìpèníjà wọ̀nyí. Àwọn ètò tó yẹ ní wọ́n ti gbé kalẹ̀ láti fi òpin sí tẹ́tẹ́ títa àwọn ọmọdé tí ọjọ́ orí wọn kéré, àti wí pé àwọn ètò tí wà láti sọ̀rọ̀ lórí ìkúndùn tẹ́tẹ́ ní ìpele agbègbè. Bí ó tilẹ̀ jẹ́ pé ìdánilójú àwọn ètò yìí ṣì wà lábẹ́ àkíyèsí, ìṣọdọ̀tun síwájú sí i ṣì le wúlò láti rí èsì tó wunni. Àwọn àfojúsùn ọjọ́ iwájú Bí a ti ń wo ọjọ́ iwájú, ó hàn gbangba pé ilé-iṣẹ́ yìí ní ìmúrasílẹ̀ fún ìdàgbàsókè síwájú sí i. Síbẹ̀ síbẹ̀ ìdàgbàsókè yìí ní láti wà ní ìbámu pẹ̀lú ètò alágbára tí ó ń dáàbò bo àwọn ẹ̀ka àwùjọ tí kò lágbára láti dá dúró tàbí dáàbò bo ara rẹ̀. Àwọn onímọ̀ wòye pé àpapọ̀ èròǹgbà àwùjọ, òfin ìjọba àti ètò ìlànà ara-ẹni nípa àwọn ilé-iṣẹ́ tẹ́tẹ́ títa lè ṣe ọ̀nà ìlọsíwájú tó ṣeé gbẹ́kẹ̀lé. Àpẹẹrẹ gbòógì fún ìwádìí Ní ṣíṣe àgbéyẹ̀wò ipa tẹ́tẹ́ ní àwùjọ, ó ṣe pàtàkì láti walẹ̀ jìn dé inú àwọn ìṣẹ̀lẹ̀ ojú-ayé tó ní ipa rere àti búburú tẹ́tẹ́ títa ní Kenya. Àwọn àpẹẹrẹ gbòógì fún ìwádìí yìí ni a ó gbé yẹ̀ wò ní kíkún tí yóò sì ṣe àfihàn àwọn ènìyàn tó ní ìpín nínú rẹ̀, yóò sì pèsè ẹ̀kọ́ àti òye inú láti ṣe atọ́nà ìlànà àti èròǹgbà ọjọ́ iwájú. Ìkádìí Tẹ́tẹ́ títa ní ilẹ̀ Kenya jẹ́ àkójọpọ̀ àǹfààní ètò ọ̀rọ̀ ajé tó díjú pẹ̀lú àwọn ìpèníjà tí àwùjọ. Bí ilé-iṣẹ́ ti ń dàgbà àwọn tí ọ̀rọ̀ kàn pẹ̀lú ìjọba, àwọn adarí àwùjọ àti àwọn ilé-iṣẹ́ tẹ́tẹ́ títa gbọ́dọ̀ fọwọ́sowọ́pọ̀ láti ṣètò agbègbè tẹ́tẹ́ títa tó dára. Nípasẹ̀ àwọn òpónà fún tẹ́tẹ́ títa bíi Bets Best, ẹnì kọ̀ọ̀kan lè ní ìtọ́sọ́nà láti kópa nínú títa tẹ́tẹ́, dídá ààbò bo àwọn abala tó dára nígbà tí èyí tí kò dára bá ń dínkù.","Umthelela kwezeNhlalo ngokuphathelene Nokubhejela Ezemidlalo eKenya: Ngabe Libaphatheleni Ikusasa? Emphakathini wenkathi yamanje waseKenya, ukubhejela ezemidlalo sekube nomthelela ongemuhle, osushiye umaka ngokuphathelene nobudlelwane amphakathini. Ukubheja neBets Best sekuvele njengomhlahlandlela wabanentshisekelo ngokuphathelene nokuqhuba kulo mkhakha odlondlobalayo. Nanoma isigaba sokukhula kanye nokuba okwesimanjemanje kuletha amathuba ezomnotho, siphinde sokhele izingxoxo eziphathelene nemithelela ngokuphathelene nezenhlalo walokhu okwenzekayo. Lo mbhalo ubheka kabanzi izingxenye ezahlukene zokubhejela ezemidlalo eKenya, uzama ukudweba isithombe esihlanganisa okuningi ngokuphathelene nesimo samanje kanye nekusasa. Isimo Samanje Eminyakeni eyishumi edlule imboni yokubhejela ezemidlalo eKenya seyidlondlobele kakhulu. Le mboni ayigcina kuphela ngokuba ekhiqiza imali eyenziwayo eningi kodwa iphinde yadala amathuba omsebenzi kwabaningi. Lubanzi uhlobo lwabantu ababamba iqhaza ekubhejeleni ezemidlalo, kuhlanganisa nabantu abangabodwana abavela kumaqembu eminyaka yobudala, ubulili, kanye nesizinda sezenhlalo. Kodwa-ke, lokhu kwanda ngokushesha kwezithangami the zokubheja, zombili eziku-inthanethi kanye nezingekho ku-inthanethi, kudinga ukuthi kubukwe eduze umthelela wezenhlalo. Ukubona umthelela obanzi omunye kanye nomubi kubalulekile ukuze kucabwe indlela ebheka phambili efanele. Ngokwenza kanjalo, kuba yinto ebalulekile ukuhlaziya indima kahulumeni kanye nezinhlangano ezilawulayo ukuze kubunjwe indlela ezoqhuba ngayo le mboni esikhathi esizayo. Imithelela Emihle ngokuphathelene Nezenhlalo Ukuxosisana nomphakathi Ukubhejela Ezemidlalo eKenya sekuqinise amaxhamu obudlelwano kanye nokuxhumana komphakathi. Abangani, umndeni, kanye nemiphakathi ihlangana ndawonye ukuze ibuke ezemidlalo futhi izibandakanye ekubhejeni. Izinkampani eziningi zokubheja nazo sezizibandakanye ezinhlelweni zokuthuthukiswa komphakathi, ukuhlinzeka izingqalasizinda kanye kokweseka ngokwezezimali kumaphrojekthi ehlukene okuthuthukisa kanye nokusebenzisana nomphakathi. Ngaphezu kwalokho, izithangami ezifana ne-""Betting with Bets "" zinegalelo ekufundiseni iningi mayelana nokuthi kubhejwa kanjani ngendlela enokuzithiba, ukuze kuqinisekiswe ukuthi abanentshisekelo bazi kangcono ngezinqumo zokubheja ngendlela ephusile. Ukufundisa kanye Nokuqwashisa Ngokuhambisana nalokhu, sekube khona ukukhuphuka kwezinhlelo zokufundisa kanye nezokuqwashisa ngokugembula ngokuzithiba. Le mikhankaso ihlose ukugxilisa umuzwa wokungenzi ngokweqile kanye nokuzithiba, ngokugqamisa ukubaluleka kokungenzi ukuthi ukubheja kube nomthelela ongemuhle empilweni yomuntu othile. Aseyinto ejwayelekile ama-Workshoone seminar ahlinzeka ulwazi ngokuphathelene nokujula kokubhejela ezemidlalo, nokusiza ukuthuthukisa umphakatho obhejayo onolwazi. Umthelela Wezenhlalo Ongemuhle Ukucwila Ekugembuleni Nanoma kunezindlela zokugqugquzela ukugembula ngokuzithiba, ukucwila kulokhu kuhlale kuyinto ekhathaza kakhulu. Sezijwayeleke kakhulu Izindaba zabantu abangabodwana abalahlekelwa yizimali ezinkulu, abacwile ezikweletini, kanye nababhekene nokungaphili kahle okumandla ngokuphathelene nomqondo. Lokhu kucwila ekugembuleni kubeka engozini enkulu ubudlelwane bemindeni kanye nomphakathi, njengoba abantu abangabodwana bezithola bebambeke esiyingini sokuhlale bebheja, belokhu belahlekelwa yimali, futhi bebhekana nokuba sesimweni esingesihle ngokuphathelene nezezimali. Ukungalingani Ngokwezomnotho Imboni yokubheja seyenze umonakalo omkhulu ngokuphathelene nokungalingani ngokwezomnotho okukhona eKenya. Ngenxa yamaphupho okuwina kakhulu, abantu abangabodwana abaningi isikhathi esiningi bafaka izingxenye ezinkulu zezimali abazenzile, bese bebhekana nokulahlekelwa yimali eningi. Lesi simo sidala ukwanda kwesikhala phakathi kwamaqoqo ezomnotho, nokubangela inzondo kanye nokungaboni ngasolinye ngokuphathelene nezenhlalo. Umthelela Entsheni Umkhakha wentsha nawo awuzange usinde kulokhu. Ukuhehwa ukwenza imali ngokushesha sekuholele intsha eningi ekubhejeni. Kunokukhathazeka okukhulu kokuthi lokhu kuzoba nethonya elibi kubo, kubayengele kude nemfundo kanye nokunye okwakhayo okungaphokophelwa. Inselele isekutholeni ukulinganisa ukuthi inja ithokozele ukuqeda isizungu ngokubhejela ezemidlalo ngaphandle kokuzithola isingene shi kulokhu. Ukungenelela kukaHulumeni kanye Nokwengamela UHulumeni kaseKenya usuwengamele le mboni ngesandla esiqinile ukuze kubhekwane nalezi zinselele. Sekuqaliswe izinhlelo zokuthiba ukubheja kwezingane, kanye nezinhlelo zokubhekana nokucwila ekugembuleni ezingeni lomphakathi. Noma kunjalo, ukusebenza ngendlela efanele kwalezi zinqubomgomo kusacutshungulwa, futhi kusengadingeka ukuthi iphinde ilungiswe ukuze kutholakale imiphumela eqondiwe. Okulindeleke Esikhathini Esizayo Njengoba sibuka kokuzokwenzeka esikhathini esizayo, kuyacaca ukuthi imboni isemathubeni okuphinda ithuthuke. Kodwa-ke, le ntuthuko kumele iqondaniswe nezinhlaka zokwengamela ezivikela labo abasengcupheni emphakathini. Ongoci bacabanga ukuthi izinhlelo zomphakathi ezinezigaba ezahlukene, izinqubomgomo zikahulumeni, kanye nokuzilawula kwezinhlangano zokubheja kungacaba indlela ezinzile yokuqhubekela phambili. Izimo ezicwaningiwe Ekuhlahleleni umthelela wezenhlalo, kuyabaluleka ukuthi singene sijule ezimweni zangempela ezimayelana nako kokubili okuhle kanye nokungekuhle ngokuphathelene nokubhejela ezemidlalo eKenya. Lezi zimo ezicwaningiwe zizocubungula kabanzi futhi zizobonisa okwenzeke ezimpilweni zalabo abathintekile, zinikeze izifundo kanye nolwazi ngokuphathelene nomhlahlandlela wezingubomgomo kanye nezinhlelo zesikhathi esizayo. Isiphetho Isimo sokubhejela ezemidlalo saseKenya sijule kakhulu ngenxa yamathuba ezomnotho ahambisana nezinselele zezenhlalo. Njengoba imboni iguquka, ababambiqhaza, abahlanganisa uhulumeni, abaholi basemphakathini, izinkampani okubhejwa kuzo, kumele zisebenzisane ukuze kwakhiwe isizinda sokubheja ngendlela ekahle. Ngokusebenzisa izithangami ezifana ne-Betting with Bets Best, abantu ngabodwana bangaholwa ngokuphathelene nokubheja ngendlela efanele, ukugcina okuhle ngakho ngesikhathi kuvinjelwa okungekuhle."
+"ሳፋሪኮም በቅጂ መብት ጥሰት ፍርድ ቤት ሊቀርብ ነው ። ክቡራት እና ክቡራን ፣ ቅዳሜ እና እሁድ አሁን በዚህ ቅዳሜና እሁድ ማረፍ እና አንዳንድ ፊልሞችን እና ተከታታይ የቴሌቪዥን ዝግጅቶችን ማየት እችላለሁ ። ባለፈው ሳምት አንድ ሰው ጥቂት የስፖርት ዘጋቢ ፊልሞችን ጋብዞኝ ነበር ፤ ነገርግን ምንም አልተመለከትኩም ። መጨነቅ አያስፈልገኝም ፣ በዚህ ቅዳሜ እና እሁድ ጊዜ ይኖረኛል ። አሺ ፤ ስለ እኔ በቂ ነው ። አንባቢ ፤ ለ ቅዳሜ እና እሁድ ምን ዕቅድ አላችሁ ። ነገርግን ለማዋል ካሰቡ ፤ እባክዎን አረፍ ብለው ይዝናኑ ። እንደኔ ፣ በዚህ ሳምንት ከቤትዎ ካልወጡ ፣ እንድታዩ አበረታታችኋለሁ ። ገና የደመወዝ ሳምንት እንዳልሆነ አውቃለው ፤ ነገርግን የምትወዷቸውን ሰዎች መጎብኘት እና ከ እነሱ ጋር በምትችሉት እያንዳንዱን ቅፅበት ማጣጣም ትችላላችሁ ። ዛሬ ላንተ ያገኘሁት ይኸውና ፦ ሳፋሪኮም በቅጂ መብት ጥሰት ፍርድ ቤት ሊቀርብ ነው ። የናይጀሪያ ማዕከላዊ ባንክ (CBN ) የኦላይን በሮችን ለማይክሮ ፋይናንስ ባንኮችን ጀመረ ። ሉፒያ 8.5 ሚ. ዶላር የመጀመሪያ ዙር የገንዘብ ድጋፍ (ሲሪየስ ኤ ) ተቀብሏል ። ሳፋሪኮም በቅጅ መብት ጥሰት ፍርድ ቤት ሊቀርብ ነው ። ሳፋሪኮም የአዕምሯዊ ንብረት ጥሰት ችሎትን ማስቆም አልቻለም ። የኋላ ታሪኩ ይህ ነው ;- እ . ኤ . አ መጋቢት 2021 የኬንያዊ ነጋዴ ፣ ፒተር ኔይሙኦኪ ፣ እንደተናገረው የሳፋሪኮም ተወካዮች በሀሳቡ ለመወያየት ቀርበው ነበር ። ነገርግን መተግበሩ ፈታኝ እንደሚሆን ብዙም ሳይቆይ ተረዳ ። ነገርግን ፣ እ . ኤ . አ በ 2022 ፣ ቴሌኮም "" የልጅ መለያን አስተዳደር "" ምርትን በ ( የ ኤስ ኤስ ( USSD ) ኮድ ለማስተዋወቅ እንዳሰበ ተናግሯል ። ወላጆች የልጆቻቸውን የውጭ ልማዶች በተሻለ ሁኔታ እንዲቆጣጠሩ ለማገዝ ምርቱ ከ 13 እስከ 17 እና ከ 18 እስከ 24 ዓመት ለሆኑ ሰዎች ኤም - ፔሳ ካለው ንዑስ-ቦርሳ ፣ "" ኤም - ቲን መለያ "" ጋር እንደሚወዳደር ገል���ል ። በመሆኑም የቅጂ መብት ጥሰትን ካወቀ በኋላ በሳፋሪኮም እና ሁዋዌ ቴክኖሎጂስ ( ኬንያ ) ላይ ክስ አቅርቧል ። በተጨማሪም እሱ ቴሌኮም የድርሰት ዋጋ እና የፍቃድ ክፍያ እንዲከፍሉት ወይም ሳፋሪኮም ለምርቱ የኬኒያ 10 ቢሊዮን ( 67.8 ሚ ዶላር ) እንዲከፍሉት ፍርድ ቤቱን ጠይቋል ። በተጨማሪም ሳፋሪኮም እ . ኤ . አ ለ ጥቅምት 31,2023 የተቀጠረው የክስ ችሎት ቴሌኮም የይግባኝ አቤቱታ ውጤቱ እስኪያልቅ ድረስ እንዲራዘም ጠይቋል ። ትዕዛዙ ምንድን ነው ? በ ኤም - ፔሳ መድረክ ላይ የወላጅ እና ልጅ ቁጥጥር ምርት ተግባርን የመፍትሄ ሀሳብን የሚገልፅ ለ ሁዋዌ ቴክኖሎጂዎች ( ኬኒያ ) ሀላፊነቱ የተወሰነ ኩባንያ የሰነዶች ዝርዝር ደብዳቤን ጨምሮ እንዲያዘጋጅ ቴሌኮ ይጠይቃል ። ሳፋሪኮም ማመልከቻውን ተቃውሟል ፤ ሙኦኪ ቴሌኮን ለ ኤም - ፔሳ ለሚሰራው ወሳኝ የክፍያ ስርዓት ስለ ሲቢኬ(CBK ) ፈቃድ ሚስጥራዊ መረጃ ፈልጎ ነበር ። ወደ መጀመሪያው ስንመለስ : የኬንያ ከፍተኛ ፍርድ ቤት ዳኛ ጆሴፈን ሞንገሬ የሳፋሪኮምን ጥያቄ ውድቅ አድርገውታል ምክንያቱም በተከሳሹ ላይ የቀረበው ማመልከቻ ፋይዳ ስለሌለው ከከሳሽ ጋር በተተያያዘ ውድቅ ሁኗል ። የናይጄሪያ ማዕከላዊ ባንክ (CBN ) የመስመር በሮችን ለማይክሮ ፋይናንስ ባንኮች ጀመረ ። የናይጄሪያ ማዕከላዊ ባንክ ለማይክሮ ፋይናንስ ባንክ ( MFB ) የፈቃድ ጥያቄዎች ፣ የናይጄሪያ ማዕከላዊ ባንክ (CBN ) ፈቃድ ማፅደቂያ በሮች እና ሌሎች ጥያቄዎች ( CBN LARP ) አዲስ የመንገድ ላይ መተግበሪያ መድረክ ጀምሯል ። ለምን ? ዋናው ባንክ የመስመሮችን ተደራሽነት እንደሚያሳድግ ፣ የወረቀት ስራዎችን እንደሚቀንስ እና ፈቃድ የማፅደቅን ስራ እንደሚያፋጥን ተናግሯል ። ከ አሁን በፊት ፣ የማይክሮ ፋይናንስ ባንክ ( MFB) ፍቃድ እጩ አመልካቾች በአካል ለ የናይጄሪያ ማዕከላዊ ባንክ (CBN ) ማመልከታቸውን አቅርበዋል ። ነገርግን ይህ ተግባር የእጅ ሂደቱን ይተካዋል ። ስለዚህ ፣ እ . ኤ . አ መስከረም 25, 2023 ጀምሮ ፣ ለ ማይክሮ ፋይናንስ ባንክ ( MFB) ፈቃድ የሚያመለክቱ ትይዩ መተግበሪያዎችን በሀርድ ቅጂ እና በመስመር ላይ ( CBN LARP) በኩል መሄድ አለባቸው ። የትይዩ መተግበሪያ እ . ኤ . አ ታህሳስ 31 ፣ 2023 ያበቃል ፤ ይህም የወረቀት ማይክሮ ፋይናንስ ባንክ ( MFB ) ፈቃድ ማመልከቻዎችን በእጅ ማስገባት ያበቃል ። ከዚህም በላይ ፣ ዋናው ባንክ መድረኩን ወደ ተጨማሪ የፈቃድ ምድቦች እንደሚያራዝም ተናግሯል ። ግን እስከሚቀጥለው ማስታወቂያ ድረስ ለሁሉም ሌሎች የፈቃድ አይነቶች በእጅ የሚደረጉ ማመልከቻዎችን እንደሚቀበል ተናግሯል ። ሉፒያ 8.25 ሚሊዮን ዶላር ከመጀሪያ የገንዘብ ድጋፍ ቡሃላ የሚቀጥለውን የገንዘብ ድጋፍ ዙር ( Series A ) ትቀበላለች ። የ ዛንቢያ የ ገንዘብ ነክ ቴክኖሎጂ ጅማሬ ሉፒያ ወደ አዲስ ገበያዎች ለመግባት የ 8.25 ሚሊዮን ዶላር ( የ ሲሪየስ A ) የገንዘብ ድጋፍ ይፋ አድርጓል ። አሊቲያ IDF በገንዘብ ዙሩን ሲመራ INOKS Capital S.A እና የጀርመን ኢንቨስትመንት ባንክ KFW DEG ተሣትፈውበታል ። እ . ኤ . አ በ 2016 በ ኤቭሊን ቺሎም ካይንጉ ( ዋና ስራ አስፈፃሚ ) እና በሙቹ ካይንጉ ( ዋና የ ቴክኖሎጂ መኮንን ) ተመሠረተ ፣ ሉፒያ በዛንቢ ውስጥ ላሉ ሰዎች እና ንግዶች የማይክሮ ብድሮችን የሚሰጥ የመስመር ላይ የገበያ ቦታ ነው ። ሉፒያ ከ ባህላዊ አበዳሪዎች የሚለየው በቂ አገልግሎት ለሌላቸው እና የ ባንክ ላልሆኑ ማህበረሰቦች ተደራሽ በመሆን እና ግልፅ እና ፍትሀዊ የብድር አሰራርን በማቅረብ ነው ። ኩባንያው ገንዘቡን የቴክኖሎጂ መሠረተ ልማቱን ለማሻሻል ፣ የገንዘብ ነክ ምርቶቹን ለማስፋት እና ስራውን ለማስፋፋት አቅዷል ። እያነበብኩ እና እያየው ያለሁት የናይሮቢ የንግድ ሙከራ ወደ ኤለክ��ሪክ ሞተር ሳይክሎች ገበያ ገባ ። ፒርስ ሞርገን :- ይህን የተነሳውን የማይረባ ነገር ለማስቆም ጊዜው አሁን ነው ። ዶክተር ላቢግ ባንግ ንድፈ ሀሣብ ለህክምና ትዕይንቶችን ምላሽ ሰጡ ።","Safaricom to appear in court for copyright infringement Ladies and gentlemen, the weekend. I can now rest and watch some movies and TV series this weekend. Last week, someone recommended a few sports documentaries, but I haven’t watched any. You need not worry, I will have time this weekend. Okay, enough about me. Reader, what plans do you have for the weekend? However you intend to spend it, please rest and have fun. Like me, if you haven’t left your house this week, I encourage you to do so. I know it’s not salary week yet, but you can visit your loved ones and soak up every moment you can with them. Here's what I've got for you today: Safaricom to appear in court for copyright infringement CBN launches online portal for microfinance banks Lupiya receives $8.25m Series A Safaricom to appear in court for copyright infringement Safaricom has failed to stop an alleged intellectual property infringement hearing. Here’s the backstory: In March 2021, a Kenyan businessman, Peter Nthei Muoki, said he approached representatives of Safaricom to discuss his idea. But he soon learnt that implementing it would be challenging. However, in 2022, he said the telco intended to introduce the ""Manage Child Account"" product via a USSD code. He stated that the product is comparable to his ""M-Teen Account,"" an M-PESA sub-wallet for people aged 13 to 17 and 18 to 24, also known as Generation Z, to help parents better monitor their children's spending habits. Thus, he filed a lawsuit against Safaricom and Huawei Technologies (Kenya) after becoming aware of the copyright infringement. He also asked the court to order the telco to pay him royalties and licensing fees or Safaricom to pay him KSh10 billion ($67.8m) for the product. Further, Safaricom requested that the case hearing, scheduled for October 31, 2023, be postponed pending the outcome of the telco's appeal of an order. What's the order? It requires the telco to produce a list of documents, including a letter to Huawei Technologies (Kenya) Company Limited outlining a proposal for a solution to the parent-child control product functionality on the M-PESA platform. Safaricom objected to the application, claiming Muoki sought confidential information about CBK approval for a critical payment system that the telco runs for M-PESA. Back to the beginning: Judge Josephine Mong'are of a high court in Kenya has rejected Safaricom's request because “the application by the defendant has no merit and is hereby dismissed with costs to the Plaintiff.” CBN launches online portal for microfinance banks The Central Bank of Nigeria has launched a new online application platform, the CBN Licensing, Approvals and Other Requests Portal (CBN LARP), for microfinance bank (MFB) licence requests. Why? The apex bank said the portal will increase accessibility, reduce paperwork, and speed up licence approvals. Before now, prospective applicants for MFB licences physically submitted their applications to the CBN. But this platform will replace the manual process. Thus, starting September 25, 2023, those applying for MFB licences must run parallel applications in hard copy and online (via the CBN LARP). The parallel run will end on December 31, 2023, ending the manual submission of paper MFB licence applications. What's more, the apex bank stated it would extend the platform to additional licence categories. But it also noted it would still accept manual applications for all other licence types until further notice. Lupiya embraces $8.25m Series A Zambian fintech startup Lupiya has disclosed $8.25 million in Series A funding to enter new markets. Alitheia IDF Fund led the round, while INOKS Capital S.A. and German Investment Bank KfW DEG participated. Founded in 2016 by Evelyn Chilomo Kaingu (CEO) and Muchu Kaingu (CTO), Lupiya is an online marketplace offering microloans to people and businesses in Zambia. Lupiya distinguishes itself from traditional lenders by being accessible to underserved and unbanked communities and providing transparent and fair lending practices. The company plans to use the funds to improve its technological infrastructure, broaden its range of financial products, and expand its operations. What I'm reading and watching Nairobi Business Venture enters electric motorcycles market Piers Morgan: It is time to stop this woke nonsense Doctor Reacts To Big Bang Theory Medical Scenes","Kamfanin Safaricom zai bayyana a kotu bisa zargin karya dokar haƙƙin mallaka. Mata da Maza, ƙarshen mako. Yanzu zan iya hutawa kuma in kalli wasu finafinai da shirye-shiryen talabijin masu dogon zango a wannan ƙarshen makon. Makon da ya gabata, wani ya yaba da wasu 'yan shawarwari da suka shafi motsa jiki, amma ban kalli ko ɗaya ba. Kada ka damu, zan sami lokaci ƙarshen wannan makon. To shi ke nan, ya ishe ni . Mai karatu,waɗanne abubuwa ka tsara yi a ƙarshen mako? Ko ma yaya ka yi niyyar tafiyar da shi, ya kamata ka huta ka kuma sami nishaɗi. Kamar dai ni, idan ba ka bar gidanka ba wannan makon, ina mai ƙarfafa maka guiwa da ka yi hakan. Duk da dai na san ba makon albashi ba ne ba, za ka iya ziyartar yan uwa da abokan arziƙi ka ji daɗin kasancewa tare da su. Wannan shi ne abin da na tanadar maka a yau.: Safaricom zai bayyana a kotu a sakamakon karya dokar haƙƙin mallaka. Babban Bankin Nijeriya (CBN) ya ƙaddamar da shafin intanet domin ƙananan bankunan. Lupiya ya karɓi Dala miliyan 8.25 a rukunin A. Safaricom zai bayyana a kotu a sakamakon karya dokar haƙƙin mallaka. Kamfanin Safaricom ya gaza dakatar da sauraron zargin da ake yi masa na karaya dokar haƙƙin mallaka. Ga tarihin: A watan Maris 2021, wani ɗan kasuwa ɗan ƙasar Kenya, Peter Nthei Muoki ya ce, ya tuntuɓi wakilan Safaricom domin a tattauna basirarsa. Amma daga baya sai ya gano cewa, aiwatar da shi abu ne mai wahala. Sai dai, a 2022,ya ce Telco ya yi yunƙurin gabatar da tsarin ""Tafiyar da Asusun Yaro ta amfani da lambobin USSD. Ya bayyana cewa, tsarin ya yi daidai da nasa tsarin na,""M-teen Account"", wanda tsari ne na M-PESA na lalitar intanet domin mutane 'yan shekara 13 zuwa 17 da kuma 18 zuwa 24, kuma ana kiran tsarin da 'Generation Z', domin taimaka wa iyaye kula da yadda 'ya'yansu suke kashe kuɗi. Don haka, ya shigar da ƙarar Kamfanin Safaricom da Kamfanin Huawei Technologies (Kenya) bayan ya gano karya dokar haƙƙin mallaka. Haka kuma ya kuma nemi kotu da ta umarci Telco da su biya shi haƙƙoƙinsa da kuɗin lasisi ko kuma Safaricom da su biya shi KS biliyan 10 wanda ya yi daidai da Dalar Amurka $67.8m. Har ila yau, Safaricom sun nemi da a ɗage sauraron ƙarar da aka saka a ranar 31 ga watan Oktoban 2023, domin jiran sakamakon buƙatar umarnin kotu da Telco ya yi. Mene ne umarnin? Yana buƙatar kamfanin sadarwa da su gabatar da jerin takardu, da suka haɗa da wasiƙa zuwa ga Kamfanin Huawei Technologies (Kenya) da ya bayyana buƙatar neman mafita ga tsarin sa-idon iyaye a kan 'ya'ya a kafar M-PESA. Kamfanin Safaricom ya yi watsi da takardar, yana mai iƙirarin Muoki ya nemi tabacin bayanan sirri a kan Babban Bankin Kenya game da amincewarsa a kan muhimmin tsarin baiyan kuɗi, wanda telcos za su ɗabbaƙa wajen tafiyar da M-PESA. Komawa farko: Mai shari'a Josephine Mong'are ta babbar kotun ƙasar Kenya ta yi watsi da buƙatar Kamfanin Safaricom saboda ""ƙarar masu ƙarar ba ta da tushe, don haka ta kore ta da kuma tara ga masu shigar da ƙara"". Bankin CBN ya ƙaddamar da shafin intanet domin ƙananan bankuna. Babban Bankin Nijeriya ya ƙaddamar da shafin neman gurbin aiki da lasisin CBN da shaidar amincewa da sauran buƙatu domin neman lasisin ƙananan bankunan (MFB) Me ya sa? Babban bankin ya ce shafin zai ƙara damar kaiwa gare shi da rage amfani da takarda da kuma saurin samun amincewa da lasisin. Kafin wannan lokaci masu neman lasisin Bankin MFB suna bayyana ne da kansu domin miƙa takardunsu ga Bankin CBN. Amma wannan shafi zai maye gurbin hanyoyin yi da hannu. Don haka daga 25 ga watan Satumba, 2023 dole masu neman lasisin Bankin MFB su gabatar da buƙarsu da hannu da kuma ta shafin. Ayyukan masu kama da juna za a ƙarƙare su ne a ranar 31 ga watan Disamba, 2023 wanda kuwa ana sa ran zai kawo ƙarshen miƙa takardun neman lasisin ta hannu. Abin da ya rage, kamar yadda Babban Bankin ya bayyana cewa zai faɗaɗa amfani da shafin ga sauran masu neman lasisin. Amma ya ƙara da cewa, za a ci gaba da karɓar takardun ta hannu ga dukkan ragowar masu neman lasisin har zuwa wani lokaci. Kamfanin Lupiya ya karɓi Dala miliyan 8.25 a tsarin A. Sabon kamfanin fasahar hada-hadar kuɗi, wato Lupiya na ƙasar Zambia ya bayyana samun Dala miliyan 8.25 a tsarin A, a matsayin tallafi domin shiga sabuwar harkar kasuwanci. Kamfanin Alitheia I.D.F. su suka jagoranci zuba jarin, yayin da INOKS capital da S.A. da Bankin zuba hannun-jari na na ƙasar Jamis K.F.W. D.E.G. suka shiga.. Kamfanin da Eleven Chilomo Kaingu (CEO) da kuma Machu Kaingu (CTO) suka kafa a shekarar 2016, Lupiya cibiyar hada-hadar kasuwanci ce ta intanet da ke bayar da ƙananan basussuka ga ɗaiɗaikun mutane da 'yan kasuwa a Zambia. Kamfanin Lupiya ya bambanta da sauran masu bayar da bashi na gargajiya, kasancewar yana kaiwa ga al'umma da harkar banki ba tai gare su ba tare da samar da kyakkyawan tsarin bayar da bashi. Kamfanin ya tsara amfani da kuɗin domin inganta kayan aikin fasaha da haɓaka jarinsa da kuma faɗaɗa kasuwancinsa. Abin da nake karantawa kuma nake kallo Kamfanin Nairobi Business Venture ya shiga kasuwancin baburan hawa na lantarki. Piers Moran: Lokaci ya yi da za ka dainai wannan shirmen tashin Likita ya mayar da martani a kan fitowa a Big Bang Theory Medical Scenes","Mtandao wa Safari kwenda mahakamani kwa ukiukwaji wa hakimiliki. Mabibi na mabwana, mwisho wa juma hilo. Ninaweza kupumzika na kutazama baadhi ya filamu na picha mfululizo za runinga mwisho wa juma hili. Juma lililopita, jamaa mmoja alielezea makala chache za michezo, lakini sjaitazama yoyote. Usiwe na hofu, nitakuwa na muda mwishoni mwa juma hili. Sawa, inatosha kuhusu mimi. Msomaji, una mpango gani mwishoni mwa juma.? Ingawa unakusudia kuitumia, tafadhali pumzika na ufurahie. Kama mimi, kama haujatoka nyumbani kwako juma hili, nakushauri kufanya hivyo. Nafahamu juma la mshahar bado, lakini unaweza kuwatembelea wapendwa wako na kufurahia kila wakati utakaoweza kuwa pamoja nao. Hiki ndicho kitu nilichokipata kwa ajili yako leo.: Mtandao wa Safari kwenda mahakamani kwa ukiukwaji wa hakimiliki. CBN yazindua lango la mtandaoni kwa ajili ya benki ndogo za kifedha. Lupiya, hupokea $8.25m toleo A. Mtandao wa Safari kwenda mahakamani kwa ukiukwaji wa hakimiliki. Safaricom imeshindwa kusitishakesi inayodaiwa ya ukiukaji wa haki miliki. Hii ni simulizi iliyopita: Machi 2021, mfanyabiashara wa Kikenya, Peter Nthei Muoki, alisema aliwaendea wajumbe wa mtandao wa Safari kwa ajili ya kujadili wazo lake. Lakini punda tu alifahamu kwama kulitekeleza hilo ingelikuwa changamoto. Hata hivyo, mnamo 2022, alisema telco unakusudia kutambulisha bidhaa ya "" Dhibiti Akaunti ya mtoto"" kupitia msimbo wa USSD. Alisema kwamba bidhaa hizo zinafafnishwa na zile za akaunti yake ya ""M-Teen,"" tawi dogo la M-PESA kwa ajili wa wtu wenye umri wa miaka 13 hadi 17 na 18 hadi 24, pia inajulikana kama kizazi Z, kuwasaidia wazazi kusimamia vizuri tabia za matumizi za watoto wao. Hivyo, alifungua kesi dhidi ya Safaricom na Huawei Tecnologies (Kenya) baada ya kufahamu ukiukwaji huo wa hakimiliki. Pia aliiomba mahakama hiyo kuuamrisha mtandao wa tel kumlipa yeye mirabaha na malipo ya leseni au mtandao wa Safari kumplipa yeye shilingi bilioni 10 za Kenya (""($67.8m) kwa ajili ya bidhaa. Zaidi ya hayo, mtandao wa Safari waliomba kuahirishwa kwa ratiba ya usikilizwazi wa kesi Oktoba 31, 2023, kusubiri matokeo ya pingamizi ya mtandao wa tel kufanyiwa kazi. Kazi gani? Inahitaji telco kutoa orodha ya hati, ikiwa pamoja na barua kwa Kampuni ya Teknolojia ya Huawei (Kenya) ikiainisha pendekezo la suluhisho la utendakazi wa udhibiti wa bidhaa kwa mzazi-mtoto kwenye majukwaa ya M-PESA. Safaricom lilipinga ombi hilo, likidai Muoki kuomba taarifa za siri kuhusu kuidhinishwa kwa CBK kwa ajili ya mfumo muhimu wa malipo ambao telco unauendesha kwa M-PESA. Rudi mwanzoni: Jaji wa mahakama kuu Kenya Josephine Mong'are amekataa ombi la mtandao wa Safari kwasababu maombi ya mshtakiwa hayana mashiko hivyo akaitupilia mbali pamoja na gharama kwa mlalamikaji. CBN yazindua lango la mtandaoni kwa ajili ya benki ndogo za kifedha. Benki kuu ya Nigeria imezindua jukwaa jipya la maombi kwa njia ya mtandao, utoaji wa leseni wa CBN, vibali na lango la maombi mengine (CBN LARP), kwa ajili ya benki ndogo za kifedha (MFB) maombi ya leseni. Kwanini? Benki ya Apex ilisema lango hilo litaongeza upatikanaji, kupunguza kazi za makaratasi, na kuongeza kasi vibali vya leseni. Kabla ya sasa, waombaji tarajiwa kwa ajili ya leseni za MFB waliwasilisha maombi yao wao wenyewe CBN. Lakini jukwaa hili litabadili ule mchakato wa mtu kuwasilisha yeye mwenyewe. Hivyo, kuanzia Septemba 25, 2023, waombaji wote wa leseni za MFB lazima watume maombi sambasamba kwa nakala ngumu na mtandaoni (kupitia ile CBN LARP). Uendeshaji sambamba utaisha Desemba 31, 2023, kumalizia uwasilishaji wa karatasi wa ombi la leseni ya MFB. Zaidi ya hayo, benki ya apex ilisema itatanua jukwaa hilo kwa ajili ya kategoria za leseni zaa ziada. Lakini pia inabainika kuwa bado ingekubali maombi ya mwongozo kwa aina nyingine za leseni hadi ilani nyingine. Luiya inakumbatia $8.25m kwa toleo A. Waanzilishi wa fintechi ya Kizambia wameibuka na milioni $8.25 kwa toleo A fedha za kuingia kwenye masoko mapya. Alithemia IDF Fund iliongoza duru hiyo, huku INOKS Capital S.A na Benki ya uwekezaji ya Ujerumani kfw DEG ilishiriki. Iliundwa mwaka 2016 na Evelyn Chilomo Kaingu (CEO) na Muchu Kaingu (CTO), Lupiya ni mtu wa soko kwa njia ya mtandao anatoa mikopo midogo midogo kwa watu na biashara nchini Zambia. Lupiya amejitifautisha yeye mwenyewe na wakopeshaji wengine wa ndani kwa kuwa anafikiwa na wasiostahili na jamii zisizo na benki na akitoa mikopo kwa uwazi na usawa. Kampuni hiyo inapanga kutumia fedha hizo kuboresha miundombinu mbinu yake ya teknolojia, kupanua wigo wake wa bidhaa za kifedha, na kupanua uendeshaji wake. Ninachosoma na kutazama Mradi wa biashara wa Nairobi umeingiza sokoni pikipiki za umeme. Piers Morgan: ni muda wa kuacha muamko huu usio na faida. Daktari hujibu kwa Nadharia Kubwa ya Matukio ya Kimatibabu.","Safricom yóò fojú bá ilé ẹjọ́ fún ìrúfin ẹ̀tọ́ olohún. Ọmọlúwàbí lọ́kùnrin àti lóbìnrin, ní òpin ọ̀sẹ̀. Mo wá lè sinmi, kí n sì wò àwọn fíìmù àti ẹ̀rọ amóhùnmáwòrán ní ìpele ìpele lópin ọ̀sẹ̀ yìí. Ní ọ̀sẹ̀ tó lọ, ẹnìkan tọ́ka sí àwọn àkọsílẹ̀ ère ìdárayá, ṣùgbọ́n mi ò tíì wo ọ̀kankan níbẹ̀. Kò nílò kí ó ṣe ìyọnu, ààyè máa wà fún mi lópin ọ̀sẹ̀ yìí. Ó da, ó ti tó nípa mi. Òǹkàwé, kín ni àwọn ètò tó o ní fún òpin ọ̀sẹ̀ yìí? Ọ̀nàkọnà tí o bá fẹ�� gbà lò ó, jọ̀wọ́ sinmi kí o sì jẹ ìgbádùn. Gẹ́gẹ́ bí èmi, bí o kò bá tíì kúrò ní ilé rẹ ní ọ̀sẹ̀ yìí, mo gbà ọ́ ní ìyànjú láti ṣe bẹ́ẹ̀. Mo mọ̀ pé kì í ṣe ọ̀sẹ̀ ìgba-owó-ọ̀yà nìyí, ṣùgbọ́n o lè bẹ àwọn olólùfẹ́ rẹ wò kí o sì gbádùn àwọn àsìkò tí o lè lò pẹ̀lú wọn. Èyí ni ohun tí mo ní fún yín lónìí: Safricom yóò fojú bá ilé ẹjọ́ fún ìrúfin ẹ̀tọ́ olohún. Ilé ìfowópamọ́ àgbà ti ilẹ̀ Nàìjíríà ṣe ìfilọ́lẹ́ òpónà orí afẹ́fẹ́ fún àwọn ilé ìfowópamọ́ ayánilówó ṣòwò. Lupiya gba $8.25 ti Series A Safricom yóò fojú bá ilé ẹjọ́ fún ìrúfin ẹ̀tọ́ olohún Safaricom ti kùnà láti fòpin sí ẹ̀sùn ìrúfin ìtàpá sí ẹ̀tọ́ ọgbọ́n orí gẹ́gẹ́ bí ohun ìní. Ní ìhín, ìtàn tó rọ̀ mọ́ ọn: Ní oṣù kẹta ọdún 2021, arákùnrin oníṣòwò kan láti ìlú Kenya Peter Nthei Muoki, sọ wípé òun lọ sọ́dọ̀ àwọn aṣojú Safaricom láti fọ̀rọ̀jomitoro ọ̀rọ̀ lórí èrò òun. Ṣùgbọ́n ní kòpẹ́kòpẹ́ ni ó wòye pé ìfilọ́lẹ́ rẹ̀ yóò ṣokùnfà ìdojúkọ. Síbẹ̀síbẹ̀ ní ọdún 2022, ó sọ pé telco fẹ́ láti ṣe ìfihàn ọjà ""Ṣe àkóso àkáńtì ọmọdé"" nípasẹ̀ kóòdù USSD. Ó sọ pé ọjà náà farapẹ́ tòun ""M-Teen Account"" ibi ìfowópamọ́ kékeré M-PESA fún àwọn tó wà láàrin ọmọ ọdún mẹ́tàlá sí mẹ́ta-din-logun àti méjì - din-lógún sí mẹ́rìnlélógún tí wọ́n tún mọ̀ sí Generation Z láti ran àwọn òbí lọ́wọ́ láti ṣ àbójútó ìwà ìnáwó àwọn ọmọ wọn. Nítorí náà, ó gbé Safaricom lọ sí ilé ẹjọ́ àti Huawei Technologies (Kenya) lẹ́yìn tí ó tì mọ̀ sí ìrúfin ẹ̀tọ̀ olóhun. Ó tún fẹ́ kí ilé-ẹjọ́ pàṣẹ fún telco láti sanwó ìtanràn àti owó ìgbà láàyè tàbí kí Safaricom san KSh10 billion ($67.8m) fún ọjà náà. Síwájú sí, Safaricom béèrè pé kí ilé-ẹjọ́ sún ẹjọ́ ọjọ́ 31 oṣù kẹwàá, ọdún 2023 ṣíwájú títí di ìgbà tí àbájáde yóò wà lórí ẹ̀bẹ̀ àṣẹ telco. Kín ni àṣẹ-ìbéèrè-ọjà? Ó nílò kí telco pèsè àwọn ìwé àṣẹ láì yọ tí Huawei Technologies (Kenya) Company Limited sílẹ̀ tó sí ń ṣe àlàyé àkọsílẹ̀ fún ojútùú sí ìwúlò ọjà ìdarí òbí lórí ọmọ lórí òpónà M-PESA. Safaricom tako ìforúkọsílẹ̀, ó sọ pé Muoki béèrè àlàyé ìdá kọ́ ńkọ́ nípa ìtẹ́wọ́gbà CBK fún ètò pàtàkì sísan owó tí telco ń ṣe àkóso rẹ̀ fún M-PESA. Ní pípadà sí ìbẹ̀rẹ̀: Adájọ́ Josephine Mong'are tí ilé - ẹjọ́ gíga ní Kenya ti kọ ẹ̀bẹ̀ Safaricom nítorí pé ìforúkọsílẹ̀ olùjẹ́jọ́ kò lẹ́sẹ̀ nílẹ̀ nítorí náà ẹjọ́ di pípa rí pẹ̀lú owó sísan fún ẹni tó gbé ẹjọ́ wá sílé ẹjọ́. Ilé-ìfowópamọ́ àgbà ti Nàìjíríà ṣe ìfilọ́lẹ́ òpónà orí afẹ́fẹ́ fún àwọn ilé ìfowópamọ́ ayánilówó ṣòwò. Ilé-ìfowópamọ́ àgbà ti Nàìjíríà ṣe ìfilọ́lẹ́ òpónà ìforúkọsílẹ̀ orí afẹ́fẹ́ tuntun, ìgbàláàyè Ilé-ìfowópamọ́ àgbà ti Nàìjíríà, ìfọwọ́sí àti àwọn òpónà fún ìbéèrè (CBN LARP) fún ìbéèrè ìwé ẹ̀rí àṣẹ fún àwọn ilé-ìfowópamọ́ ayánilówó ṣòwò (MFB). Kí ló dé? Ilé ìfowópamọ́ tó ga jù lọ sọ wí pé òpónà yìí yóò fikún wíwọlé, dín iṣẹ́ ìwé kù, yóò sì mú kí ìfọwọ́sí ìwé ẹ̀rí àṣẹ yá kánkán. Kí ó tó di àkókó yìí, àwọn tó nífẹ̀ láti forúkọ sílẹ̀ fún ìwé ẹ̀rí àṣẹ MFB lójúkojú ti fi ìwé ìforúkọsílẹ̀ wọn ṣọwọ́ sí ilé-ìfowópamọ́ àgbà. Ṣùgbọ́n òpónà yìí yóò dí ìlànà àfọwọ́ṣe yìí. Nítorí náà, bẹ̀rẹ̀ láti 25 Oṣù Kẹsàn-án ọdún 2023 àwọn tó ń forúkọ sílẹ̀ fún ìwé ẹ̀rí àṣẹ MFB gbọ́dọ̀ ṣe ìforúkọsílẹ̀ lórí afẹ́fẹ́ àti àfọwọ́ṣe (nípasẹ̀ CBN LARP). Àjọṣe òpónà orí afẹ́fẹ́ àti àfọwọ́ṣe yìí yóò dópin ní 31 Oṣù Kejìlá, ọdún 2023, ìfopinsí àfọwọ́ṣe fún ìforúkọsílẹ̀ ìwé ẹ̀rí àṣẹ ti MFB. Kín ló tún kù, ilé - ìfowópamọ́ àgbà sọ wí pé òun yóò fikún ìpele ìwé ẹ̀rí àṣẹ. Ṣùgbọ́n ó fi kún-un pé, òun ṣì máa gba ìforúkọsílẹ̀ àfọwọ́ṣe fún àwọn irúfẹ́ ìwé ẹ̀rí àṣẹ tó kù títí ìkéde mìíràn yóò fi jáde. Lupiya kó $8.25m ti Series A mọ́ra. Ìdìdelẹ̀ Ìmọ̀ ẹ̀rọ tó nííṣe pẹ̀lú ètò ìṣúná tí ilẹ̀ Zambia tí kéde $8.25 million ní ètò ìṣúná Ìtẹ̀léra A láti wọ ọjà tuntun. Alitheia IDF Fund léwájú ìṣí náà, nígbà tí INOKS Capital S.A. àti Ilé Ìfowópamọ́ Olókoòwò ti KfW DEG ní Jámánì kópa. Ọdún 2016 ni Evelyn Chilomo Kaingu (CEO) and Muchu Kaingu (CTO) ṣe ìfilọ́lẹ́ rẹ̀ Lupiya je ọjà orí afẹ́fẹ́ tó ń fún ni ní owóyá kéékèèké fún àwọn ènìyàn àti okòwò ní Zambia. Lupiya ya ara rẹ̀ sọ́tọ̀ lọ́dọ̀ àwọn ayánilówó ìbílẹ̀ nípa wíwà ní àrọ́wọ́tò àwọn ènìyàn tí kò yẹ, tí kò sì sí àǹfààní lílo ilé ìfowópamọ́ àti pípèsè ètò ìyáwó tó ṣeé gbẹ́kẹ̀lé. ilé-iṣẹ́ náà gbèrò láti lo owó láti túbọ̀ mú ètò ìmọ̀ ẹ̀rọ wọn dára síi, láti fẹ ọjà ètò ìṣúná wọn lójú àti mímú iṣẹ́ wọn gbòòrò síi. Ohun tí mò ń kà, tí mo sì ń wò Okòwò Nairobi tí wọ́ ọjà alùpùpù tó ń lo iná ẹ̀lẹ́tíríìkì. Piers Morgan: àkókò ti tó láti fòpin sí ìdáyàtọ̀ Dọ́kítà dáhùn sí Tíọ́rì Big Bang ti Ibùdó-ìṣẹ̀lẹ̀ Ajẹmọ́-Ìlera","I-Safaricom izovel enkantolo ngokuphathelene nokuphula imithetho ephathelene nelungelo lobunikazi Manene namanenekazi, sekuyimpelasonto. Manje sengingakwazi ukuphumula bese ngibukela amamuvi athile kanye nezinhlelo ze-TV eziwuchungechunge kule mpelasonto. Ngesonto eledlule, kukhona oncome ama-documentary ambalwa ezemidlalo, kodwa angikabuki neyodwa kuwona. Ungakhathazeki, nginesikhathi sonke kule mpelasonto. Kulungile, sekwanele okuphathelene nami. Mfundi, ngabe unaziphi izinhlelo ngokuphathelene nale mpelasonto? Noma ngabe ubuhlele ukuyichitha kanjani, sicela uphumule futhi uzithokozise. Njengami, uma ungakaphumi ekhaya lakho kule mpelasonto, ngiyakukhuthaza ukuthi wenze kanjalo. Ngiyazi ukuthi akukabi yisonto ohola ngalo, kodwa ungavakashela abathandiweyo bakho futhi uthokozele wonke umuzuzu ongakwazi ukuwuthokozela nabo. Nakhu engikuphathele kona namhlanje: I-Safaricom izovela enkantolo ngokuphathelene nokwephula umthetho welungelo lobunikazi I-CBN yethula i-portal eku-inthanethi ngokuphathelene namabhange ahlinzeka ngezimalimboleko ezingekho nkulu I-Lupiya yemukele izigidi ezingu-$8.25 ku-Series A I-Safaricom izovela enkantolo ngokuphathelene nokwephula umthetho welungelo lonbunikazi I-Safaricom yehlulekile ukuvimbela ukulalelwa kwecala lokusolwa ngokwephula umthetho ngokuphathelene nelungelo lobunikazi. Nakhu okwenzeka: NgoNdasa ka-2021, usomabhizinisi waseKenya, uPeter Nthei Muoki, wathi wathinta abamele i-Safaricom ukuze badingide umqondo ayeqhamuke nawo. Kodwa washeshe wathola ukuthi ukuqalisa lokhu kwakuzoba yinselele. Kodwa-ke, ngo-2022, uthi i-telco yayihlose ukwethula umkhiqizo we-""""Manage Child Account"""" ngokusebenzisa i-USSD code. Washo ukuthi umkhiqizo wawungaqhathaniswa ne- ""M-Teen Account"" yakhe nokuyiM-PESA sub-wallet yabantu abaneminyaka yobudala eyi-13 ukuya kweyi-17 kanye nabaneminyaka yobudala eyi-18 ukuya kwengama-24, nabaphinde baziwe ngokuthi uGeneration Z, ukuze kusizwe abazali ukuthi baqaphe indlela izingane zabo ezisebenzisa ngayo imali. Yingakho-ke, evulele icala i-Safaricom kanye ne-Huawei Technologies (Kenya) ngemva yokuthola ukuthi kwephulwe umthetho ngokuphathelene nelungelo lobunikazi. Uphinde wacela inkantolo ukuthi ikhiphe umyalelo weinkantelo wokuthi i-telco imkhokhele imihlomulo ebizwa ngama-royalties futhi akhokhelwe izimali zelayisensi noma ukuthi u-Safaricom imkhokhele izigidizezigidi ze-KSh10 (billion) ($67.8m) ngomkhiqizo. Ngaphezu kwalokho, i-Safaricom icele ukuthi ukulalelwa kwecala, okuhlelelwe umhlaka-31 kuMfumfu, 2023, kuhlehliswe ngesikhathi kusalindwe ukufakwa kwesicelo sokuphikisa umyalelo wenkantolo okwenziwe yi-telco. Uyini umyalelo wenkantolo? Udinga ukuthi i-telco ikhiqize uhlu lwamadokhumenti, ahlanganisa incwadi evela ku-Huawei Technologies (Kenya) Company Limited achaza kabanzi ngesixazululo sokusebenza komkhiqizo we-the parent-child control esithangamini seM-PESA. ISafaricom isiphikisile isicelo esifakiwe, ngoba ithi uMuoki ufuna ulwazi oluyimfihlo mayelana nokugunyazwe yiCBK ngokuphathelene nohlelo lokukhokha olubalulekile oluqhutshwa yi-telco lwe-M-PESA. Masibuyele ekuqaleni: Ijaji uJosephine Mong'are wenkantolo ephakeme yaseKenya wasichitha isicelo se-Safaricom ngenxa yokuthi isicelo esifakwe ngummangalelwa akusona esifanele wase esichitha nezindleko okumele zikhokhelwe uMmangali.â€_x009d_ I-CBN yethula i-portal eku-inthenethi ngokuphathelene namabhange ahlinzeka ngezimalimboleko ezingekho nkulu I-Central Bank of Nigeria seyethule isithangami esisha sokufaka isicelo ku-inthanethi, i-CBN Licensing, Ukuvunywa kwezicelo kanye nama-Other Requests Portal (CBN LARP), ngokuphathelene nezicelo zamalayisensi zama-microfinance bank (MFB). Ngobani? I-apex bank ithe i-portal izokhuphula ukwazi ukufinyelela, izokwehlisa amaphepha okumele agcwaliswe , bese isheshisa ukuvunywa kwamalayisensi. Ngaphambi kwamanje, ababefuna ukufakela izicelo amalayisensi e-MFB babefaka izicelo uqobo ku-CBN. Kodwa lesi sithangami sizongena endaweni yohlelo lokwenza lokhu mathupha. Ngakho-ke, kusukela ngomhlaka-25 kuMandulo, 2023, labo abafaka izicelo zamalayisensi e-MFB kumele bafake izicelo ngesikhathi esifanayo kube ngamakhophi afakwayo kanye naku-inthanethi (nge-CBN LARP). Ukufaka izicelo kanye kanye kuzophela ngomhlaka-31 kuZibandlela, 2023, nokuzoqeda ukufakwa mathupha kwezicelo ezingamaphepha zamalayisensi e-MFB. Ngaphezu kwalokho, i-apex bank ithe izokwengeza izithangami ngokuphathelene nemikhakha yamalasensi engeziwe. Kodwa iphinde yasho ukuthi isazozithatha izicelo ezenziwa bukhoma zazo zonke ezinye izinhlobo zamalayisensi okwamanje. I-Lupiya yemukele izigidi ezingu-$8.25 ku-Series A Inhlangano eqalayo yaseZambia ye-fintech i-Lupiya idalule ukuthi ithole ukuxhaswa ngezimali kwezigidi ezingu-$8.25 ku-Series A ukuze ingene ezimakethe ezintsha. I-Alitheia IDF Fund yahola lo mzuliswano, ngesikhathi i-INOKS Capital S.A. kanye ne-German Investment Bank KfW DEG zibambe iqhaza. Yasungulwa ngo-2016 ngu-Evelyn Chilomo Kaingu (Isikhulu Esingumlawuli Oyinhloko (CEO)) kanye noMuchu Kaingu (CTO), i-Lupiya iyinkampani eku-inthanethi ehlinzeka ngezimalimboleko ezingeyona imali enkulu kubantu kanye nakumabhizinisi aseZambia. I-Lupiya yehlukile kwababolekisa ngezimali abajwayelekile ngenxa yokwazi ukufinyeleleka emiphakathini enganikwa izinsiza ngokwenelefuthi engafaki izimali emabhange kanye nangokuhlinzeka izindlela zokubolekisa ngemali ezingafihli lutho futhi ezinobulungiswa. Inkampani ihlele ukusebenzisa umxhaso wezezimali ukuthuthukisa izingqalasizinda zayo zezobuchwepheshe, ukwandisa izinhlobo zayo zemikhiqizo yezezimali, kanye nokwandisa ukusebenza kwayo. Engikufundayo kanye nengikubukayo Ibhizinisi lase-Nairobi lingene emakethe yezithuthu ezihamba ngogesi UPiers Morgan uthi: Sekuyisikhathi sokuyeka le mbudane yokuhlale uqwashe ngokuthile Udokotela Uphawula Ngeziqephu Zezokwelapha ze-Big Bang Theory"
+ፔይ ዴይ ለሽያጭ ? ዛሬ በ ቴክ ፖይንት አፍሪካ በበይነ መረብ ውስጥ በሚገኝ የድምፅ መረጃ በ አፍሪካ የ ቴክኖሎጂ ስነ ምህዳር ወሳኝ ጉዳዮች እናነሳለን እና በዚህ ሳምንት ትኩስ ርዕሰ ጉዳዮች ላይ ግንዛቤዎችን እናቀርባለን ። ታሪኮች :- የናይጄሪያ ፕረዚዳንት አዲስ የናይጄሪያ ማዕከላዊ ባንክ (CBN ) ገዥን ሾሙ ። ፔይ ደይ ለመሸጥ ይፈልጋል ። ኦባሲ ኢነ - ኦቦንግ ሁለተኛ የሞለኪውለር ባይሎጂ የጅን አወቃቀር እና ተግባር ጅምር ጀመረ ። ውይይቱ በጎግል በይነመረብ ላይ የሚገኙ የድምፅ መረጃ ፣ ስፖቲፋይ ፣ ዩቲዩብ እና የእርስዎን በበይነመረብ ላይ የሚገኝ የድምፅ መረጃን ባገኙበት በማንኛውም ቦታ ማግኘት ይችላሉ ። እንዲሁም ጥያቄዎችን እና አስተያየትዎን ወደ podcadt@ techpointafrica መላክ ወይም ሃሽታግን በመጠቀም ሀሳብን ማጋራት ይችላሉ ።,"Payday for sale? Today on the Techpoint Africa Podcast, we are address important issues in the African tech ecosystem and bring you insights into this week's hot topics. The stories: Nigeria's President nominates new CBN Governor PayDay looking to sell Abasi Ene-Obong launches second genomics startup You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag",Ana neman mai siyan Kamfanin payday? A yau a ma'adanar murya ta Techpoint Afrika mun shawo kan muhimman matsaloli na tsarin kasuwancin Afrika da kuma kawo muku muhimman batutuwa a wannan makon. Labaran: Shugaban Nijeriya ya zaɓi sabon Gwamnan Babban Bankin Nijeriya Ana neman mai siyan Kamfanin PayDay Abasi Ene-Obang ta ƙaddamar da fara nazarin ƙwayar halitta kashi na biyu Za ku iya saurarar hirar a ma'adanar muryar ta Google da ma'adanar murya ta Apple da Spotify da youtube da ma kowane wuri da za ku iya samun ma'adanar murya. Za ku kuma iya aika tambayoyinku da tsinkayenku zuwa ga podcast@techpoint.africa ko kuma ku bayyana tunaninku ta yin amfani da alamar hash,"Payday yauzwa? Leo katika podikasti ya Techpoint Africa, tunaelezea mambo muhimu katika mfumo wa ikolojia wa teknolojia ya Kiafrika na kukutambulisha kwenye mada za moto za juma hili. Hadithi: Rais wa Nigeria anateua Gavana mpya wa CBN. PayDay yatazamia kuuza Abasi Ene-Obong anatambulisha mwanzo wa jenomiki ya pili. Unaweza kuipata kwenye mazungumzo ya podikasti za Google, Podikasti ya Apple, Spotify, Youtube, na popote pale unaweza kupata Postikadi yako. Pia unaweza kutuma maswali yako na uchunguzi kwa postikadi@kituo cha teknolojia.Afrika au sambaza mawazo yako kwa kutumia alama ya reli.","Ọjọ́ ìsanwó fún títa? Lónìí lórí Techpoint Africa Podcast, a ó sọ̀rọ̀ lórí àwọn ọ̀rọ̀ pàtàkì ní àwùjọ ìmọ̀ ẹ̀rọ ilẹ̀ Áfríkà, a ó sì mú àwọn òye kókó ọ̀rọ̀ ọ̀sẹ̀ yìí tó ń gbóná fẹlifẹli wá fún yín. Àwọn kókó ọ̀rọ̀: Ààrẹ ilẹ̀ Nàìjíríà ti fa gómìnà tuntun kalẹ̀ fún ilé-ìfowópamọ́ àgbà. Ọjọ́ ìsanwó fẹ́ di títà Abasi Ene-Obong ṣe ìfilọ́lẹ́ ìbẹ̀rẹ̀ jìnómííkì kejì. O lè bá wa de ìpele tí a dé lórí ìfọ̀rọ̀jomitoro ọ̀rọ̀ lórí Google Podcasts, Apple Podcasts, Spotify, YouTube, àti ibikíbi tí o ti máa ń rí podcast. O sì le fi àwọn ìbéèrè rẹ ṣọwọ́ àti àwọn àkíyèsí sí òpónà podcast@techpoint.africa tàbí kí o fi èrò rẹ hàn nípa lílo hashtag.","Ngabe kudayiswa iPayDay? Namhlanje ku-Techpoint Africa Podcast, sidingida ngezinto ezibalulekile ngokuphathelene nohlelo lokusebenza lwezobuchwepheshe lwase-Afrika futhi sikulethele ulwazi mayelana nezihloko ezihlabahlosile zaleli sonto. Izindaba: UMongameli wase-Nigeria uqoke uMbusi omusha weCBN I-PayDay ifuna ukudayisa U-Abasi Ene-Obong wethule inkampani yesibili eqala i-genomics Ungazizwela ngale ngxoxo ku-Google Podcasts, i-Apple Podcasts, iSpotify, iYouTube, kanye nanoma yikuphi lapho uthola khona amapodcast akho. Ungakwazi futhi ukuthumela imibuzo yakho kanye nalokho okuqaphele ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa i-hashtag"
+"ብዙ ምርጫ ( multi choice ) በስድስት ወራት ውስጥ 1.7 ቢሊዮን ዶላር አጥቷል ። በቅርብ ጊዜ ቴክ ፖይንት ዳይጀስት ( tech point digest ) እያነበብክ ከነበረ እና ዘመናዊ የስራ ቦታ በአፍሪካ ስብሰባ ( MWAC ) ካላጋጠመህ ፣ ምናልባት ተመዝግበው ይሆናል ። እንኳን ደህና መጡ ። ዘመናዊ የስራ ቦታ በአፍሪካ ስብሰባ ( MWAC ) ፣ ቅዳሜ ፣ እ . ኤ . አ ጥቅምት 21 ፣ 2023 በቪክቶሪያ ደሴት ፣ ሌጎስ በሚገኘው ላንድማርክ ማዕከል የሚካሄደው ፣ ስራ ፈላጊዎችን ፣ ልምድ ያካበቱ ባለሙያዎችን ወይም ቅጥረኛ ሰዎችን ለማበረታታት ቁርጠኛ ነው ። ቦላጂ ሾቴ ፣ ከፍተኛ የሰው ሃይል አማካሪ ፣ ቴጁ ፎላ - ኦላዴ ፣ የህዝብ እና የባህል መሪ ፣ ማኖ ፣ ኤልሲ ጎድዊን ፣ የካሽ ዋይዝ ፋይናንስ ተባባሪ መስራች ፣ እና ንዋኔ ንዋንው የታለንት ፓይን ላይን ኩባንያ መስራች ከተናጋሪዎቹ መካከል ናቸው ። ቪክቶር እነዚ ስለነሱ አንድ ፅሁፍ ፅፏል ። የእርስዎን ከፍተኛ ማስተር ክፍል ፣ የሰው ሀይል ( HR ) ፊስት ማስተር ክፍል ወይም አጠቃላይ ማለፊያ ትኬቶችን modernworkplaceafrica.comን ይጎብኙ ። ዛሬ ለናንተ ያቀረብኩላችሁን እነሆ ;- ብዙ ምርጫ ( multi choice ) በስድስት ወራት ውስጥ 1.7 ቢሊዮን ዶላር አጥቷል ። የተሟላ የገበሬው 10.4 ሚሊዮን ዶላር በቅድም - አንደኛ ዙር የገንዘብ ስብሰባ ( pre - series A ) የኬንያው ቱራኮ ማይክሮ ኢንሹር ጋናን ገዛ ። ብዙ ምርጫ ( multi choice ) በስድስት ወራት ውስጥ የ 1.7 ቢሊዮን ዶላር አጥቷል ። ከፍተኛ ደረጃ ያላቸውን ተመዝጋቢዎችን ለማቆየት እና አዲስ የገቢ ምንጮችን ለማግኘት በሚታገሉበት ወቅት ብዙ ምርጫ ( multi choice ) ባለሀብቶች በስድስት ወራት ውስጥ R 32 ቢሊዮን ( 1.7 ቢሊዮን ዶላር ) ያጣሉ ። እ . ኤ . አ በመጋቢት 2023 መጀመሪያ ላይ የብዙ ምርጫ ( multi choice ) የአክሲዮን ዋጋ R 147 ( 7.86 ዶላር ) አልፏል ። እ . ኤ . አ በመጋቢት 13 ፣ በደቡብ አፍሪካ ንግድ ውስጥ ያለው የገቢ እድገት ከሚጠበቀው በታች እንደሚወድቅ ማስጠንቀቂያ ሲሰጥ ፣ በአንድ ድርሻ ወደ R 120 ( 6.41 ዶላር ) ቀንሷል ። በቋሚ የውጭ መሠረቱ እና ተጨማሪ የሾውማክስ ወጭዎች፣ ምክንያት በጣም ያነሰ የግብይት ህዳግ ነበረው ። በዚያን ጊዜ ፣ በቢሊዮኖች የሚቆጠር ዶላር የፈጀ የገበያው ዋጋ ፣ በስድስት ወራት ማሽቆልቆል ጀመረ ። የብዙ ምርጫ ( multi choice ) ትልቁ ችግር የደቡብ አፍሪካዊያን የዴስ ቲቪ ( DS TV ) ምዝገባዎች በተለይም በፕሪሚየም እና መካከለኛ ገበያ ክፍሎች መሰረዛቸው ቀጥሏል ። ተፅእኖ በዴስ ቲቪ ( DS TV ) አማካይ ገቢ በአንድ ተጠቃሚ ሲታይ ይህም R 269 ( 14.38 ዶላር ) ወደ R 256 ( 13.69 ዶላር ) ከአመት ወደ አመት ወርዷል ። ወደፊት መንገዱ ምንድን ነው ? ኩባንያው ከፍተኛ ደረጃ ያላቸውን የደንበኝነት ተመዝጋቢዎችን ውድቀት ለማካካስ አዲስ የገቢ ምንጮችን ይፈልጋል ። ይህ እቅድ የበይነ መረብ ጥቅሎችን መሸጥ ፣ በሾው ማክስ ዥረት አገል���ሎት ላይ በቢሊዮኖች የሚቀጠሩ ስራ ላይ ማዋል እና በስፖርት ውርርድ አገልግሎት ኪንግ ሜከርስ ( king makers ) ላይ ትልቅ ድርሻ ማግኘትን ያካትታል ። የተሟላው የገበሬው 10.4 ሚሊዮን ዶላር በቅድመ - አንደኛ ዙር የገንዘብ ስብሰባ ( pre - series A ) ዜናው ምንድን ነው ? የተሟላ ገበሬ ፣ የጋናዊ የግብርና ቴክኖሎጂ ጅምር ሲሆን ስራውን ለማቀላጠፍ የ 10.4 ሚሊዮን ዶላር በቅድመ - አንደኛ ዙር የገንዘብ ድጋፍ ማለትም 7 ሚሊዮን ብር በቅንነት እና 3.4 ሚሊዮን ብር በእዳ ማግኘቱን አስታውቋል ። ባለሀብቶች እነማን ናቸው ? የአኩሜን ለግብርና የተቋቋመ የገንዘብ ድጋፍ ( ARAF ) እና አሊቲያ ካፒታል ( በ ዩሙንቱ 11 የገንዘብ ድጋፍ ከ ጉድዌል የመዋዕለ ንዋይ ፍሰት ጋር በመተባበር ) የዙሩን የፍትሃዊነት ክፍል በጋራ መርተዋል ። ፕሮፓርኮ ፣ ኒውተን ሽርክና እና ቬስቴድ ወርልድ ራሲንግ ስታር የገንዘብ ድጋፍ እንዲሁ ተሳትፈውበታል ። የሳሄል ካፒታል ሲፋ (ማህበራዊ ኢንተርፕራይዝ የገንዘብ ድጋፍ በአፍሪካ ግብርና) የገንዘብ ድጋፍ ፣ የአልፍ ሙንዲ ቡድን የአልፍ ጂሪ የመዋዕለ ንዋይ ፍሰት የገንዘብ ድጋፍ እና የአለም አቀፍ ማህበራዊ ተፅዕኖ የመዋዕለ ንዋይ ፍሰቶች የእዳ ፋይናንስ አቅርበዋል ። የተሟላ ገበሬ ምን ይሰራል ? እ . ኤ . አ በ 2017 የዴዝሞንድ ኮኒ ( ዋና ስራ አስፈፃሚ ) የተመሰረተው ውጤታማነትን ለማሳደግ አስፈላጊ የሆኑ አካላዊ እና ስልታዊ መሰረተ ልማቶችን በማጎልበት የአፍሪካን የእርሻ ልምዶችን ለመለወጥ ነው ። በአፍሪካ እና በሌሎች የአለም ክፍሎች ያሉ ገበሬዎችን ወደ ተወዳዳሪ ገበያዎች ፣ ግብአቶች እና መረጃዎችን የሚያገናኝ ከጫፍ እስከ ጫፍ ያለው የግብርና የገበያ ቦታ ነው ። ከ ኮቪድ - 19 ወረርሽኝ በፊት ኩባንያው እንደ ተቋራጭ ፣ ለደንበኞች እርሻዎችን በማልማት ይሰራል ። ከዚያ በኋላ፣ ወደ ገበያ ቦታ እና አጠቃላይ ሞዴል ተለወጠ ። እድገት ? እ . ኤ . አ በ 2021 ያለውን ምሰሶ ተከትሎ ፣ ጅማሪው የተጠቃሚ መሰረት እና የገቢው ዕድገት ፈጣን እንዲሆን አቆይቷል ። በ ጋና ከሚገኙ አምስት ጉልህ ክልሎች ውስጥ ከ 12,000 በላይ ገበሬዎችን በተሳካ ሁኔታ ማምጣቱን ዘግቧል ። እንዲሁም ከ 30,000 ሄክታር መሬት በላይ የእርሻ ስራን በመምራት በኤሺያ ፣ አውሮፓ እና ሌሎች የአለም ክልሎች ሸቀጦችን በማቅረብ የድህረ - ምርት ብክነትን ቀጥሏል ። እ . ኤ . አ በ 2021 መገባደጃ ላይ በዓመት 2.8 ሚሊዮን ዶላር እያስገኘ ነበር ። እ . ኤ . አ በ 2022 መጨረሻ 5.3 ሚሊዮን ዶላር ነበረው ፣ እና በዚህ አመት 7.5 ሚሊዮን ዶላር ለማግኘት በአሁኑ ጊዜ በመንገድ ላይ ነው ። የኬንያው ቱራኮ ማይክሮ ኢንጁር ጋናን ገዛ ። የኬንያ የቴክኖሎጂ ዋስትና ጅምር ቱራኮ ማይክሮ ኢንሹር ጋናን ከ ሚክ አለምአቀፋ ( MIC Global ) እና በእኛ ላይ የተመሠረተ ( us - based ) ጥቃቅን ዋስትና አቅራቢዎች አግኝቷል ። በስምምነቱ መሠረት ማይክሮ ኢንሹር አሁን ያለውን ቡድን እና አመራሩን እንደያዘ ስሙን ወደ ቱራኮ ጋና ይለውጣል ። ጋና ሲጨመር የቱራኮ የስራ ገበያዎች በድምሩ አራት ሲሆኑ ኬኒያ ፣ ኡጋንዳ እና ናይጀሪያ ናቸው ። እናም 25 % ንቁ መመሪያዎች አሉት ። አሁን ያሉት እና ሊሆኑ ሊሆኑ የሚችሉ ደንበኞች የአገልግሎት አሰጣጡን የማፍጠን እና የይገባኛል ጥያቄ የክፍያ ጊዜን በመቀነስ በቴክኖሎጂ የተደገፈ ሂደቶችን በማሻሻል ተጠቃሚ ይሆናል ። በዘህ ግዥ ምክንያት ቱራኮ ከ አሁኑ የንግድ አጋሮች ጋር ያለውን ግንኙነት ለማጠናከር እና ከ አለምአቀፍ ሚክ ( MIC Global ) ጋር ስትራቴጂያዊ የኢንሹራንስ ሽርክና ለመፍጠር እድል ይኖረዋል ። እ . ኤ . አ በ 2019 የጀመረው ቱራኮ ተመጣጣኝ የሆነ የመድን ተደራሽነት ለማሳደግ ቴክኖሎጂን ይጠቀማል ። የንግድ - ወደ - ንግድ - ወደ - ሸማች ( B2 B2 C ) የንግድ ሞዴሉ ቀላል ስርጭት እና የመድን አስተዳደርን ለማቅረብ በቴክ - ስታገዙ እንደ ቴልኮስ ፣ ባንኮች እና ፈንቴክስ ካሉ የጅምላ ገበያ ኩባንያዎች ጋር በመተባበር የተመሠረተ ነው ። ማይክሮ ኢንሹር ( አሁን ቱራኮ ጋና ) በ ጋና የመጀመሪያ የማይክሮ ኢንሹራንስ ሶስት ሚሊዮን ደንበኞችን አገልግሏል ፣ ይህም ማለት ዝቅተኛ ገቢ ላላቸው ሰዎች መድን በመስጠት እና እ . ኤ . አ በ 2012 በቲጎ እና በኤርቴል እ . ኤ . አ 2013 የሞባይል መድን በማስተዋወቅ የመጀመሪያው ነው ። የቱራኮ ተባባሪ መስራች እና ዋና ስራ አስፈፃሚ ቴድ ፓንቶን "" የማይክሮ ኢንሹርን የ 15 አመት ውርስ ለመገንባት እና ደንበኞቻችንን ያማከለ የቴክኖሎጂ መፍትሄ እና እድል ባለማግኘታችን ደስተኞች ነን "" ብለዋል ። የማነበው እና የማየው ምንድን ነው በኬንያ ጥቃት ውስጥ ጠላፊዎች ለምን ከሩሲያ ይያያዛሉ ? የናይጄሪያዊ ፈንቴክ ፔይደይ 3 ሚሊዮን ዶላር ከተሰበሰበ ከስድስት ወራት በኋላ ኩባንያውን ለመሸጥ እየፈለገ ነው ። ልጆች ለምን ስለ "" መጋራት "" ከወላጆቻቸው ጋር ይጋፈጣሉ ። ባለትዳሮች አብረው የሚያቆያቸውን ያካፍሉ | መህን መጠየቅ ይችላሉ ።","MultiChoice loses $1.7b in six months If you have been reading Techpoint Digest lately and have not come across the Modern Workplace Africa Conference (MWAC), you likely just signed up. Welcome. MWAC, which will take place on Saturday, October 21, 2023, at Landmark Centre in Victoria Island, Lagos, is committed to empowering people, whether they are job seekers, seasoned professionals, or recruiters. Bolaji Shote, Senior Human Resources Consultant; Teju Fola-Alade, People and Culture Leader, Mano; Elsie Godwin, Co-founder of Cashwise Finance; and Nwanne Nwonwu, Founder of the Talent Pipeline Company, will be among the speakers. Victor wrote an article about them here. Visit modernworkplaceafrica.com to get your Executive Masterclass, HR Fest Masterclass, or General Pass tickets. Here's what I've got for you today: MultiChoice loses $1.7b in six months Complete Farmer's $10.4m pre-Series A Kenya's Turaco acquires MicroEnsure Ghana MultiChoice lost $1.7b in six months MultiChoice investors lose R32 billion ($1.7 billion) in six months as it struggles to retain high-end subscribers and find new revenue sources. At the start of March 2023, MultiChoice's share price exceeded R147 ($7.86). On March 13, when it issued a warning that the revenue growth in its South African business would fall short of expectations, it decreased to about R120 ($6.41) per share. Due to its fixed cost base and additional Showmax expenses, it had a significantly lower trading margin. At that point, a six-month decline that cost the market cap billions of dollars started. One of MultiChoice's biggest problems is the continued cancellation of South Africans' DStv subscriptions, particularly in the Premium and Mid-market segments. The impact can be seen in DStv's average revenue per user, which dropped from R269 ($14.38) to R256 ($13.69) year over year. What’s the way forward? The company is looking for new revenue streams to offset the decline in high-end subscribers. This plan includes selling Internet packages, investing billions in its Showmax streaming service, and acquiring a large stake in sports betting service KingMakers. Complete Farmer's $10.4m pre-Series A What’s the news? Complete Farmer, a Ghanaian agritech startup, has announced that it has obtained a $10.4 million pre-Series A funding round — $7m in equity and $3.4m in debt — to streamline its operations. Who are the investors? The Acumen Resilient Agriculture Fund (ARAF) and Alitheia Capital (via its uMunthu II Fund in partnership with Goodwell Investments) co-led the equity part of the round. Proparco, Newton Partners, and VestedWorld Rising Star Fund also took part. Sahel Capital’s SEFAA (Social Enterprise Fund for Agriculture in Africa) Fund, Alpha Mundi Group’s Alpha Jiri Investment Fund, and Global Social Impact Investments offered debt financing. What does Complete Farmer do? The startup, founded in 2017 by Desmond Koney (CEO), aims to revolutionise African farming practices by developing the necessary physical and technical infrastructure to boost efficiency along the entire agriculture value chain. It’s an end-to-end agricultural marketplace that connects farmers in Africa and other parts of the world to competitive markets, resources, and data. Before the COVID-19 pandemic, the company operated as a contractor, cultivating farms for clients. After that, it switched to a marketplace and aggregator model. Growth? Following the pivot in 2021, the startup maintained that growth in userbase and revenue was immediate. It reported that it successfully brought together over 12,000 farmers from five significant regions in Ghana. It has also managed the farming of over 30,000 acres of land, providing commodities to Asia, Europe, and other regions across the globe while lowering post-harvest losses. By the end of 2021, it was generating $2.8 million annually. By 2022 ending, it had $5.3 million, and it is currently on track to hit $7.5 million this year. Kenya's Turaco acquires MicroEnsure Ghana Kenyan insurtech startup Turaco has acquired MicroEnsure Ghana from MIC Global, a US-based micro-insurance provider. As part of the agreement, MicroEnsure will change its name to Turaco Ghana while retaining its current team and management. With the addition of Ghana, Turaco's operational markets now total four, up from Kenya, Uganda, and Nigeria, and active policies by 25%. Current and potential customers will benefit from improved tech-driven processes by speeding up service delivery and reducing the turnaround time for claim payouts. Due to this acquisition, Turaco will also have the chance to strengthen relationships with current business partners and create a strategic reinsurance partnership with MIC Global. Launched in 2019, Turaco uses technology to increase access to affordable insurance. Its B2B2C business model relies on partnerships with tech-enabled, mass-market companies such as telcos, banks, and fintechs to provide simple distribution and insurance management. MicroEnsure (now Turaco Ghana) served three million customers as Ghana's first microinsurance intermediary, providing insurance for people with low incomes and being the first to introduce mobile insurance through Tigo in 2012 and Airtel in 2013. “We are excited about the opportunity of building on the 15-year legacy of MicroEnsure and leveraging our customer-centric tech solution to provide affordable and accessible cover,” said Ted Pantone, Co-founder and CEO of Turaco. What I'm reading and watching Why hackers in Kenya attack are being linked to Russia Nigerian fintech PayDay is looking to sell the company six months after $3m raise Why Kids Are Confronting Their Parents About 'Sharenting' Married Couples Share What Keeps Them Together | Can Ask Meh?","Kamfanin MultiChoice sun yi asarar Dala biliyan $1.7b a cikin wata shida. Idan kana karanta sharhin 'Techpoint Digest' na kwana kwanan nan, kuma baka ci karo da taron Modern Workplace na Afirka ba (MWAC), ya kamata ka shiga. Sannu da zuwa. Taron MAWC, wanda zai wakana ranar Asabar, 21 ga watan Oktoba, 2023 a Cibiyar Landmark da ke Victoria Island, Jihar Legas, zai mayar da hankali wajen tallafa wa al'umma ko dai masu neman aiki ko masu sana'o'in lokaci zuwa lokaci ko kuma masu ɗaukar ma'aikata. Bolaji Shote, Babban ƙwarare a Ɓangaren Kula da Ma'ikata da Teju Fola-Alade, Jagoran Al'umma da Mano da Elsie Godwin, ɗaya daga cikin waɗanda suka samar da kamfanin hada-hada kuɗi na Cashwise and Finance da kuma Nwanne Nwonwu, Shugaban Kamfanin Talent Pipeline, za su kasance masu jawabi a wajen taron. Victor ya rubuta muƙala a kansu a nan. Ziyarci shafin modernworkplaceafrica.com, ka sami katinka na babban ajin manya da ajin ƙwararru na HR ko kuma katin shiga na gama-gari. Ga abin da na tanadar muku a yau: Kamfanin MultiChoice sun yi asarar Dala biliyan $1.7 a cikin wata shida. Dala miliyan 10 ne kuɗin shirin Cikakken Manomi na share fage na A. Kamfanin Turaco na Kenya ya mallaki Kamfanin MicroEnsure na ƙasar Gana Kamfanin MultiChoice ya yi asarar Dala biliyan $1.7b a cikin wata shida. Masu zuba jari na kamfanin Multichoice sun yi asarar Ran biliyan 32, (kimanin Dala biliyan 1.7b) a cikin wata shida, a ƙoƙarinsa na riƙe manyan abokan hurɗa da kuma samun sababbun hanyoyin kuɗin shiga. A farkon watan Maris na shekarar 2023, farashin hannun jarin Kamfanin Multichoice ya haura Ram 147 (daidai da Dala 7.86). A ranar 13 ga watan Maris, lokacin da aka yi gargaɗin cewa, kuɗin shiga a daga kasuwancin Afirka ta Kudu zai yi ƙasa fiye da yadda ake tsammani, sai ya yi ƙara R120 (€6.41) a kan kowane hannun jari. Saboda ƙayyadajjen tsarinsa da kuma ƙarin kashe kuɗaɗe na Showmax, cinikinsa ya ragu. A wannan lokaci, an fuskanci raguwar ciniki ta wata shida, wanda hakan ya sa kimar kasuwa ta fara hawa da biliyoyin Daloli. Ɗaya daga cikin manyan matsalolin Kamfanin MultiChoice ita ce, ci gaba da katse bibiyar kamfanin DSTV na ƙasar Afirka ta Kudu, musamman a kan babban tsarin biya da na kallo kai-tsaye. Za a iya ganin tasirin a kuɗin da kamfanin DSTV ke samu daga kowane mai amfani da kayansu, wanda ya sauka daga R269 ($14.38) zuwa R256 (13,69) a tsawon shekara. Mene ce mafita? Kamfanin yana neman sababbin hanyoyin kuɗin shiga domin farfaɗowa daga raguwar abokan hulɗa. Wannan tsarin ya haɗa da sayar da abubuwa da suka danaganci tsarin intanet da zuba jarin biliyoyi a tsarin kallo na kai-tsaye a dandamalin Showmax da kuma mallakar hannun jari a cacar wasanni ta KingMakers. Dala miliyan 10.4 na share fage a Shirin Cikakken Manomi Mene ne labari? Cikakken Manomi, wani sabon tsarin ƙasar Ghana ne na fasahar noman da ya bayyana cewa, ya samu Dala miliyan 10.4 na sharar fagen tsarin A da Dala miliyan 7 na uwar kuɗi da kuma Dala miliyan 3.4 na bashi - domin ya gudanar da ayyukansa. Su waye masu zuba jarin? Asusun Aikin Gona na Acumen Resilient Agriculture Fund (ARAF) da Kamfanin Alitheia Capital (ta hanyar asusunta na uMunthu ll Fund, tare da haɗin guiwar Kamfanin Goodwell Investments) su ne waɗanda suka jagoranci ɓangaren kadarori na zagayen. Kamfanonin Proparco da Newton Partners da kuma VestedWorld Rising Star Fund su ma sun shiga an fafata da su. Kamfanin Sahel Capital SEFAA ( Asusun Tallafa wa Sana'o'in Harkar Noma a Afirka) da Kamfanin Alpha Mundi Group da Asusun Kamfanin Alpha Mundi Group’s Alpha Jiri Investment Fund da Kamfanin Social Impact Investments na ba da rancen kuɗi. Me Shirin Cikakken manomi yake yi? An kafa Kamfanin Desmond Koney (CEO) ne a shekarar 2017, inda ya ƙudiri aniyar kawo sauyi a tsarin aikin noma a Afrika, ta hanyar samar da dukkan kayan aiki na zahiri da dabaru domin bunƙasa samar da amfani a dukkanin tsarin aikin noma. Wani tsari ne kasuwancin kayan noma da yake haɗa manoma a Afirika da sauran sassan duniya domin yin gasar kasuwanci da kayan aiki da kuma bayanai. Kafin ɓulluwar annobar COVID-19, kamfanin ya yi aiki a matsayin ɗan kwangila, inda yake noma wa abokan hurda kayan gona. Bayan haka, sai ya koma kasuwanci da kuma tattara kayayyaki. Bunƙasa? Biyo bayan shigowar shekarar 2021, sabbin kamfanonin sun ci gaba da haɗakar abokan mu'amala da kuma saurin samun kuɗin shiga. An bayar da rahoton cewa, an sami nasarar haɗa kan sama da manoma dubu 12,000 daga manyan yankuna na ƙasar Ghana. Sannan kuma ya yi nasarar nome sama da filayen noma 30,000, inda ya hanyar samar wa nahiyar Asiya da Turai da kuma wasu sassan duniya kayayyakin kasuwanci, ya kuma rage asarar bayan girbi. Zuwa ƙarshen shekarar 2021, ana tara Dala miliyan 2.8 duk shekara. A ƙarshen shekarar 2022, ya mallaki Dala miliyan 2.8 kuma a halin yanzu yana kan hanyar mallakar Dala miliyan 7.5 a cikin wannan shekarar. Kamfanin Turaco na ƙasar Kenya ya mallaki MicroEnsure na ƙasar Ghana. Sabon kamfanin inshorar fasaha na ƙasar Kenya ya mallaki kamfanin MicroEnsure Ghana daga hannun Kamfanin MIC Global, wanda kamfani ne da ke ƙasar Amurka na harkar inshora. Daga cikin yarjejeniyar da aka yi, Kamfanin MicroEnsure zai canza sunansa zuwa Turaco Ghana, inda kuma zai ci gaba da ma'aikatan gudanarsa na yanzu. ƙarin ƙasar Ghana da aka samu, yanzu wurin kasuwancin Kamfanin Turaco ya kai huɗu, daga ƙasar Kenya da Uganda da kuma Nijeriya, ga kuma manufofin da yake amfani da su sun kai kashi 25%. Abokan hurɗa a yanzu da waɗanda za su zo nan gaba, za su amfana daga ingantaccen tsarin tafiyar da abubuwa ta hanyar fasaha, inda aka ƙara saurin aikin kai kaya da rage lokacin dawowa domin biyan kuɗi. Saboda wannan mallakar, Kamfanin Turako kuma zai samu damar ƙarfafa dangantaka da abokan hurɗa na yanzu sannan ya samar da haɗin gwiwar inshora mai tsari da kamfanin MIC Global. Kamfanin Turaco aka ƙaddamar da shi a shekarar 2019, yana amfani da fasaha, wajen samar da inshora mai sauƙi. Tsarin kasuwancinsa na B2B2C ya ta'allaƙa ne ga haɗin gwiwa da manyan kamfanonin fasaha da yawan abokan hulɗa kamar kamfanonin fasahar da bankuna da kuma fasahar kasuwanci domin samar da sassauƙan tsarin rabo da kula da inshora. Kamfanin MicroEnsure (yanzu Turaco Ghana) yana mu'amala da mutane miliyan uku, a matsayin ƙaramin kamfanin inshora da ke a tsakani, inda yake samar da inshora ga mutane masu ƙaramin ƙarfi, kuma ya kasance na farko da ya gabatar da inshorar wayar hannu ta yin amfani da kamfanin Tigo a shekarar 2012 da kuma Airtel a shekarar 2013. Ted Pantone, ɗaya daga cikin mamallaka kuma Shugaban Kamfanin Turaco ya ce, 'Muna farin cikin samun damar ci gaba daga inda Kamfanin MicroEnsure da ya yi shekara 15 ya tsaya da amfanar abokanan hurɗarmu wajen samar musu mafitar a ɓangaren fasaha da nufin samar da hidima mai sauƙi'. Me nake karantawa da kuma kallo? Me ya sa 'yan dandatsar intanet a ƙasar Kenya suke da alaƙa da ƙasar Rasha. Kamfanin fasahar hada-hadar kuɗi na Nijeriya wato PayDay zai sayar da kamfanin, bayan wata shida da tara Dala miliyan 3. Me ya sa yara ke tunkarar iyayen su a kan 'abin da ya shafi aikin iyaye' Ma'aurata sun bayyana abin da ya zaunar da su tare / za a iya tambaya?","MultiChoice imepata hasara ya $1.7b ndani ya miezi sita. Kama umekuwa ukisoma Techpoint Digest hivi karibuni na haukuudiriki ule Mkutano wa mahala bora pa kazi Afrika (MWAC), ni kama umejiandikisha. Karibu. MWAC, ambao utafanyika Jumamosi, Oktoba 21, 2023, kwenye kituo cha Landmar kwenye kisiwa cha Viktoria, Lagos, umeazimia kuwawezesha watu ama ni watafutaji ajira, wataalamu wenye uzoefu au waajiri. Bolaji Shote, Mshauri Mwandamizi wa Rasilimali Watu; Teju Fola-Alade, kiongozi wa watu na utamaduni, Mano; Elsie Godwin, Mwanzilishi mwenza wa lipa fedha taslimu, na Nwanne Nwonwu, Mwanzilishi wa kampuni ile ya bomba la talanta watakuwa ni miongoni mwa wazungumzaji. Victor aliandika makala hapa kuhusu wao. Tembelea modernworkplaceafrica.com kupata kadi yako ya kiwango cha juu, kadi ya tamasha la HR, au tiketi za ujumla za kiingilio. Hiki ni kitu ambacho nimekuletea leo.: MultiChoice hupata hasara ya $1.7b ndani ya miezi sita. $10.4m ya Complete Farmer kabla ya mfuatano A. Turako ya Kenya yapata bima ya MicroEnsure ya Ghana. MultiChoice ilipoteza $1.7b ndani ya miezi sita. Wawekezaji wa MultChoice walipoteza bilioni R32 ($ bilioni 1.7) ndani ya miez sita hivyo yapambana kulinda watumiaji wake sana na kutafuta vyanzo vingine vya mapato. Mwanzoni mwa Machi 2023, bei ya hisa ya MultiChoice iliongezeka R147 ($7.86). Kwenye Machi 13, ilitoa onyo kwamba kuongezeka kwa mapato kwenye biashara zake za Kusini mwa Afrika kungekuwa chini ya matarajio, yalipungua hadi karibia R120 ($6.41) kwa hisa. Kutokana na msingi wa gharama zake zisizobadilika, na gharama za ziada za Showmax, ilikuwa na kiwango cha chini sana cha biashara. Kwa wakati huo, kupungua kwa miezi sita kwa gharama hizo soko la mabilioni ya dola likaanza. Moja ya matatizo makubwa ya MultiChoice ni kuendelea kukatisha sajili za Dstv za Afrika Kusini,. Athari yake inaweza kuonekana kwenye wastani wa mapato ya Dst kwa kila mtumiaji, ambapo yameporomoka kutoka R269 ($14.38) mpaka R256 (13.69) mwaka baada ya mwaka. Suluhisho ni lipi? Kampuni hiyo inatafuta mitiririko mipya ya mapato ili kukabiliana na kupungua kwa wanaojisajili kwa kiwango cha juu. Mpango huu unajumuisha uuzaji wa vifurushi vya mtandao, uwekezaji wa mabilioni kwenye huduma ya urushaji wa Showmax, na kupata hisa nyingi kwenye huduma ya mchezo wa kubahatisha wa King Makers. Kamilisha $10.4m ya mkulima kabla ya mfuatano A. Kuna habari gani mpya? Complete Farmer, waanzilishi wa kilimoteknolojia wa Ghana, kimetangaza kupata dola za Kimarekani milino $10.4 kwenye maandalizi ya kabla ya mfululizo A kugharamia takribani $7m kwenye mtaji na $3.4m kwenye deni ili kurahisisha uendeshaji wake. Wawekezji ni akina nani? Mfuko wa Kilimo Stahamilivu wa Acumeni (ARAF) na taasisi ya Alithemia Capital (kupitia mfuko wake wa umunthu II kwa kushirikiana na wawekezaji wa Goodwell) wakiongoza usawa wa pande zote. Proparco, washiriki wa Newton, na mfuko wa VestedWorld Rising Star pia zilishiriki. Mfuko wa Sahel Capital SEFAA (Mfuko wa biashara wa Jamii kwa ajili ya Kilimo Afrika), Taasisi ya Alpha Mundi, Mfuko wa uwekezaji wa Alpha Jiri, na mfuko wa uwekezaji wenye tija kwa jamii Duniani zilitoa ufadhili wa mikopo. Complete farmer wanashughulika na mambo gani? Jukwaa hilo, liliundwa na Desmond Koney (CEO) mwaka 2017, linalolenga kufanya mapinduzi ya shughuli za kilimo Afrika kwa kuboresha miundombinu ya lazima ya kimwili na kiufundi ili kuongeza ufanisi pamoja na mzunguko wote wa thamani ya kilimo. Ni soko la uhakika kwa ajili aya kilimo ambalo linawaunganisha wakulima wa Afrika na wakulima wengine wa sehemu nyinginezo duniani kwa soko la ushindani, rasilimali, na data. Kabla ya janga la UVIKO 19, kampuni hiyo ilikuwa ikifanya kazi kama mkandarasi, kulima mashamba kwa ajili ya wateja. Baada ya hilo, ilihamia sokoni na modeli ya kijumuishi. Ukuaji? Kufuatia kandamizo hilo mwaka 2021, jukwaa hilo lilidumisha ukuaji huo katika msingi wa watumiaji, na mapato mara moja. Iliripotiwa kwamba ilifanikiwa kuwaunganisha pamoja zaidi wa wakulima 12,000 kutoka mikoa mitano muhimu nchini Ghana. Pia imesimamia kilimo cha zaidi ya ekari 30,000 za ardhi, ikitoa bidhaa Asia na Ulaya na mikoa mingine duniani kote huku ikipunguza hasara baada ya mavuno. Mwishoni mwa mwaka 2021, ilikuwa ikizalisha milioni $2.8 kila mwaka. Kufikia mwishoni mwa mwa mwaka 2022, ilikuwa na milioni $5.3, na sasa ipo mbioni kufikia milioni $7.5 mwaka huu. Turako ya Kenya yapata bima ya MicroEnsure ya Ghana. Jukwaa la kiteknolojia la Insurtech Turaco limepata bima ya MicroEnsure ya Ghana kutoka taasisi ya MIC Global, mtoa huduma ya bima ndogo kutoka Marekani. Kama sehemu ya makubaliano, MicroEnsure itabadilisha jina lake kuwa Turaco Ghana huku ikiib akiza timu yake ya sasa na uongozi. Pamoja na kuongezeka kwa Ghana, masoko ya uendeshaji ya Turaco yapo manne kwa ujumla, kuanzia Kenya, Uganda, na Nigeria, na sera zinazotumika kwa 25%. Wateja wa sasa na wajao watanufaika kutokana na kuboreshwa kwa mifumo ya uendeshaji wa kiteknolojia kwa kuongeza kasi utoaji wa huduma na kupunguza upotezaji muda kwa ajili ya malipo. Kutokana kwa upatikanaji wa hili, Turaco pia watakuwa na nafasi ya kuimarisha uhusiano na washirika wa kibiashara wa sasa na kutengeneza mkakati wa ushirika wa bima mpya pamoja na MIC Global. Ilizinduliwa mwaka 2019, Turaco inatumia teknolojia ili kuongeza upatikanaji wa bima nafuu. Mfano wa biashara ya B2B2C inategemea ushirika pamoja na uwzeshwaji wa teknolojia, kampuni zenye soko kubwa kama vile telcos, benki, fintechi, kutoa usambazaji kwa urahisi na usimamizi wa bima. MicroEnsure (Hivi sasa Turaco Ghana) iliwahudumia wateja milioni tatuikiwa ni microinsurance ya kati na ya kwanza kwa Ghana, ikitoa bima kwa watu wenye vipato vya chini na wa kwanza kutambulisha bima kwa njia ya simu kupitia Tigo mwaka 2012 na Airtel 2013. Tumefurahishwa na fursa hiyo ya kujenga kwa miaka 15 ya MicroEnsure na kuinua suluhisho za teknolojia zinazomzingatia mteja ili kuwapa huduma za bei nafuu na zinazoweza kufikiwa, alisema Ted Pntone, mwanzilishi mwenza na CEO wa Turaco. Kitu gani ninasoma na kutazama? Kwanini wadukuzi kwenye mashambulizi nchini Kenya wamekuwa wakihusishwa na Urusi? Fintech Payday ya Nigeria inategemea kuuza kampuni hiyo miezi sita baada ya kupata $3m. Kwanini watoto wanakabiliana na wazazi wao kuhusu 'kugawana' Wapenzi waliooana wanashiriki kile kinachowaweka pamoja | Unaweza kuniuliza?","MultiChoice pàdánù $1.7b ní oṣù mẹ́fà Bí o bá ti ń ka Techpoint Digest láwọn ọjọ́ díẹ̀ sẹ́yìn tí o ò sì tíì rí Àpèjọ Ibi ìṣiṣẹ́ fún Áfíríkà, bóyá o ṣẹ̀ṣẹ̀ darapọ̀. Káàbọ̀. MWAC, èyí tí yóò wáyé ní ọjọ́ Àbámẹ́ta ọjọ́ kọkànlélógún, oṣù Kẹwàá, ọdún 2023 ní Landmark Centre ní Vitoria Island Èkó ní ọkàn láti ró àwọn ènìyàn ní agbára bóyá wọ́n ń wáṣẹ́, wọ́n jẹ́ akọ́ṣẹ́mọṣẹ́ tàbí agbani síṣẹ́. Bolaji Shote, Olùbádámọ̀ràn Àgbà fún Ìṣàkóso Òṣìṣẹ́; Teju Fola-Alade, Adarí àwọn Ènìyàn àti Àṣà, Mano; Elsie Godwin, Olùjọdásílẹ̀ Ìṣúná Cashwise; àti Nwanne Nwonwu, Olùdásílẹ̀ Ilé-Iṣẹ́ Talent Pipeline, yóò wà nínú àwọn olùbánisọ̀rọ̀ náà. Victor kọ̀wé nípa wọn ní bí. Ṣe àbẹ̀wò sí ikanni itakun agbaye modernworkplaceafrica.com láti rí kíláàsì àgbà àrà ọ̀tọ̀, kíláàsì àgbà fún ìṣàkóso àwọn ènìyàn ilé iṣẹ́ tàbí ààyè ìkọjá fún gbogbo gbò. Ohun ti mo ni fun o lonii niyi: MultiChoice pàdánù $1.7b ní oṣù mẹ́fà Complete Framer ni $10.4m ni ipin A Turaco ti ìlú Kenya ní MultiChoice pàdánù $1.7b ní oṣù mẹ́fà Àwọn olùdókoòwò MultiChoice pàdánù R32 billion ($1.7 billion) ní oṣù mẹ́fà bí wọ́n ṣe ń tiraka láti diwọ́ mọ́ àwọn aṣàmúlò tó yááyì àti láti wá ọ̀nà ìkówó wọlé. Ní ìbẹ̀rẹ̀ oṣù kẹta ọdún 2023, ìpín MultiChoice kọjá R147 ($7.86). Ní ọjọ́ 13, oṣù kẹta nígbà tí ó fi ìkìlọ̀ ìdàgbàsókè ọ̀nà ìkówó wọlé ní okoòwò ilẹ̀ South Africa máa pàdánù ìrètí wọn. Ó dínkù sí bíi R120 ($6.41) ní ìpín. Nítorí ètò ìnáwó tó dúró gbári àti àfikún ìnáwó Sjowmax, ó ní ààlà ìdókowò tó kéré púpọ̀. Ní àkókò náà, àdínkù olóṣù mẹ́fà tó ná ọjà ní ọ̀pọ̀lọpọ̀ bílíọ́ọ̀nù dọ́là bẹ̀rẹ̀. Ọ̀kan lára wàhálà MultiChoice tó ga jù ni ìtèsìwájú fífagilé ìlọ́wọ́sí DSTV ti South Africa. A lè rí ipa rẹ̀ ní ìdajì owó tó wọlé fún DSTV lára aṣàmúlò kọ̀ọ̀kan èyí tó dínkù láti R269 ($14.38) sí R256 ($13.69) bí ọdún ṣe ń yí lura. Kín ni ọ̀nà àbáyọ fún ìlọsíwájú? Ilé iṣẹ́ náà ń wá ọ̀nà ìgbowó wọlé láti dí àdínkù tó bá àwọn tó lọ́wọ́ sí i lọ́pọ̀lọ́pọ̀. Ètò náà ní í ṣe pẹ̀lú àwọn àdìpọ Íńtánẹ́ẹ̀tì, kíkó ọ̀pọ̀ bílíọ́ọ̀nù sínú ètò ìṣàfihàn Sjowmax àti níní ìpín tó ga nínú títa tẹ́tẹ́ eré ìdárayá Kingmakers. Complete Farmer ni $10.4m ṣáájú-Series A Kín ni ìròyìn náà? Complete Farmer, ètò ohun ọ̀gbìn àti ìmọ̀ ẹ̀rọ ti ìlú Ghana ti kéde rẹ̀ wí pé òun ti gba $10.4m ìdá ìṣètò A. Àwọn wo ni olùdókoòwò? Àwọn Acumen Resilient Agriculture Fund (ARAF) àti Owó ìdókoowò Alitheia (láti ara owó uMunthu II pẹ̀lú àjọṣepọ̀ àwọn owó-ìdókoowò Goodwell) ni wọ́n jọ darí ètò ìdọ́gba ìpín náà. Àwọn Proparco, Alájọṣepọ̀ Newton, àti VestedWorld Rising Star Fund náà kó pa. Owó Ìdókoowò Saphel SEFAA (Owó Okoòwò adárá-fáwùjọ fún Àgbẹ̀ ní ilẹ̀ Adúláwọ̀) Owó ìdókoòwò Alpha Jiri ti Ẹgbẹ́ Alpha Mundi, àti Àwọn Ìdókoowò Anípalórí Àjwùjọ Àgbáyé pèsè ìrànwọ́ fún gbèsè sísan. Kín ni Complete Farmer ń ṣe? Ní ìbẹ̀rẹ̀ pẹ̀pẹ̀, wọ́n dá a sílẹ̀ ní ọdún 2017 láti owó Desmond Koney (olùdásílẹ̀) wọ́n ni àfojúsùn láti gbé iṣẹ́ àgbẹ̀ ní ilẹ̀ Áfíríkà dìde lọ́tun nípa ṣíṣe ìgbédìde àwọn ohun èlò àìfojúrí àti ti ìmọ̀ ẹ̀rọ láti ṣe Ìgbésókè ìmọ́ọ́ṣe ní gbogbo àgbékalẹ̀ iṣẹ́ àgbẹ̀. Ó jé ọjà àgbẹ̀ tó pé láti ìbẹ̀rẹ̀ dé òpin tó ń fáàyè ìbádọ̀rẹ́ sílẹ̀ fún àwọn àgbẹ̀ káàkiri ilẹ̀ Áfíríkà àti àwọn ibòmíràn káàkiri àgbáyé sí àwọn ọjà tó ní ìfigagbága, àwọn ohun èlò àti èsì ìwádìí. Kí àìsàn covid-19 tó dé, ilé iṣẹ́ náà wà gẹ́gẹ́ bí agbasẹ́ ṣe, wọ́n ń dáko fáwọn oní bàrà. Lẹ́yìn èyí, wọ́n yí sí ọjà àti onílànà gbogbo gbò. Ìdàgbàsókè? Lẹ́yìn Ọ̀wọ́ ti 2021, ilé iṣẹ́ náà faramọ́ ìdàgbàsókè tí àwọn aṣàmúlò owó tó ń wọlé sì jẹ́ kíákíá. Ó fi ìkéde síta pé pẹ̀lú àṣeyọrí ni àwọn kó ẹgbẹ̀rún méjìlá àgbẹ̀ jọ láti ìgbèríko márùn-ún tó yááyì ní orílẹ̀-èdè Ghana. Ó sì tún ti ṣàkóso ètò oko dídá ti ẹgbẹ̀rún lọ́nà ọgbọ̀n ékà ilẹ̀, ní pípésè àwọn ohun èlò sí Asia, Europe àti àwọn ìgbèríko mìíràn káàkiri àgbáyé tí wọ́n sì ń dín ìpàdánù ẹ̀yìn ìkórè kù. Ní òpin 2021, ó ń gbé $2.8 million jáde lọ́dọọdún. Ní òpin 2022, ó ti ní $5.3 million, ó sì wà ní ojú ọ̀nà láti ní $7.5 million ní ọdún yìí. Turaco Kenya ra MicroEnsure ti Ghana Turaco, ara Kenya ti rà MicroEnsure ti Ghana lọ́wọ́ MIC àgbáyé, ẹni tó ń pèsè ààbò níwọ̀nba tó wà ní orílẹ̀-èdè US. Lára àdéhùn wọn, MicroEnsure yóò yí orúkọ padà sí Turaco Ghana nígbà tí àwọn olùbáṣiṣẹ́ àti olùṣàkóso yóò ṣì wà pẹ̀lú wọ́n. Pẹ̀lú ìfikún orílẹ̀-èdè Ghana, ọ̀nà ìṣiṣẹ́ ọjà Turaco ti di mẹ́rin láti Kenya, Uganda àti Nàìjíríà àti àwọn ìlànà amúṣẹ́yá 25%. Àwọn oníbàrà tuntun àti ti tẹ́lẹ̀ ni yóò jẹ́ àǹfààní Ìgbésẹ̀ ìmọ̀ ẹ̀rọ tó kúnjú òṣùwọ̀n nípa ètò iṣẹ́ tó yára àti ìdínkù àkókò fún sísan owó. Nítorí rírà yìí, Turaco yóò ní àǹfààní láti lè ró ìbáṣepọ̀ pẹ̀lú àwọn ọ̀rẹ́ òwò rẹ̀ lágbára àti ìbádọ́rẹ́ tó nítunmọ̀ pẹ̀lú MIC àgbáyé. Di gbígbé kalẹ̀ ní ọdún 2019, Turaco máa ń lo ìmọ̀ ẹ̀rọ láti fikún àǹfààní ìdáàbò bò tó mọ níwọ̀n. B2B2C tí í àgbékalẹ̀ okoòwò gbára lé ìbádọ́rẹ́ pẹ̀lú àwọn ọjà ńlá tó gùn lé ìmọ̀ ẹ̀rọ bíi àwọn ilé-iṣẹ́ ìbánisọ̀rọ̀, ilé ìfowópamọ́ àti ilé iṣẹ́ ìmọ̀ ẹ̀rọ olówó láti pèsè pínpín tó lè tètè yé ènìyàn àti ètò ìṣàkóso ìdáàbò bò. MicroEnsure (tó ń jẹ Turaco Ghana báyìí) dá àwọn oníbàrà mílíọ̀nù mẹ́ta lóhùn gẹ́gẹ́ bí ètò idáàbò bíntín tó jẹ́ onídùúró, pípèsè ààbò fún àwọn ènìyàn tó ń gba owó táṣọ́rẹ́ gẹ́gẹ́ bí owóòná àti jíjẹ́ àkọ́kọ́ láti ṣe àfihàn ààbò láti ara Tigo ní ọdún 2012 àti Airtel ní 2013. Inú wa dùn nípa anf láti ní ipa ọdún 15 ti MicroEnsure àti lílo ojútùú àwọn asàmúlò onímọ̀ ẹ̀rọ wa láti pèsè àǹfààní tó ṣeé rí tó sì ṣeé lọ báyìí ni Ted Pantone. Ohun tí mò ń kà tí mo sì ń wò Ìdí tí àwọn asàmúlò ìkànnì ayélujára láì gbàṣẹ ní Kenya ṣe ní àsopọ̀ pẹ̀lú Russia Àwùjọ ìmọ̀ ẹ̀rọ Nàìjíríà fún owó sísan ń wòye láti ta ilé iṣẹ́ náà ní oṣù mẹ́fà leyin ẹ̀kúnwó $3m Ìdí tí àwọn ọmọ fi ń kojú awon òbí wọn nípa 'Sharenting' Àwọn tọkọtaya máa ń pín ohun tó mú wọn wà papọ̀ Mo lè bí Meh?","11.0,I-MultiChoice ilahlekelwe u-$1.7b ezinyangeni eziyisithuphahttps://techpoint.africa/2023/09/21/techpoint-digest-675/ Uma ubufunda i-Techpoint Digest muva nje kodwa ungazange ubone iModern Workplace Africa Conference (MWAC), kungenzeka ukuthi usanda kubhalisa. Siyakwemukela. I-MWAC, ezokwenzeka ngoMgqibelo, Okthoba 21, 2023, eLandmark Centre eVictoria Island, eLagos, izimisele ukuhlomisa abantu, noma ngabe bafuna imisebenzi, abangabasebenzi abanekhono, noma abantu abafuna abasebenzi. UBolaji Shote, i-Senior Human Resources Consultant; uTeju Fola-Alade, i-People and Culture Leader, uMano Elsie Godwin, iCo-founder yeCashwise Finance kanye noNwanne Nwonwu, i-Founder yeTalent Pipeline Company, bazoba phakathi kwezikhulumi. UVictor wabhala umbhalo mayelana nabo lapha. Vakashela i-modernworkplaceafrica.com ukuze uthole amathikithi e-Executive Masterclass, iHR Fest Masterclass, nma i-General Pass. Nakhu engikuphathele kona namhlanje: I-MultiChoice ilahlekelwe u-$1.7b ezinyangeni eziyisithupha Qedela i-Farmer's $10.4m pre-Series A I-Turaco yaseKenya ithenge i-MicroEnsure yaseGhana I-MultiChoice ilahlekelwe u-$1.7b ezinyangeni eziyisithupha Abatshale izimali e-MultiChoice balahlekelwe izigidi zezigidi ezingu-R32 (u-$1.7 billion) ezinyangeni eziyisithupha njengoba ihluleka ukugcina ababhalisele ubulungu obuseqophelweni eliphezulu nokuthi bathole imithombo emisha yemali. Ekuqaleni kukaNdasa 2023, inani lamasheya le-MultiChoiceledlule u-R147 (u-$7.86). NgoNdasa 13, lapho ikhipha isimemezelo sokuxwayisa ngokuthi ukukhula kwemali eyenzayo ebhizinisini laseNingizimu Afrika izoba ncane kunale elindelekile, yehle yaba u-R120 (u-$6.41) isheya ngalinye. Ngenxa yesisekelo sezindleko ezingaguquki kanye nezindleko ezengeziwe ze-Showmax, kuye kwehlisa kakhulu izinga lokuhwebelana. Kulesi sikhathi, ukuqala kokwehla kwemali eyenziwayo kudle izigidi zezigidi zama-dollar emakethe. Enye yezinkinga ezinkulu ze-MultiChoice ukuqhubeka kokukhansela kwabantu baseNingizimu Afrika ubulungu be-DStv, ikakhulukazi ezigabeni ze-Premium ne-Mid-market. Umthelela ungabonakala endinganisweni yemali eyenziwa yi-DStv kumsebenzisi ngamunye, eyehla isuku ku-R269 (u-$14.38) yaya ku-R256 (ku-$13.69) unyaka nonyaka. Yini ezokwenziwa ukuqhubekela phambili? Inkampani ibheke izindlela ezintsha zokwenza imali ukuze isuse ukwehla kwmalungu asezingeni eliphezulu. Lolu hlelo luhlanganisa ukuthengisa amaphekheji e-inthanethi, ukutshala izigidi zezigidi ensizeni yokwethula izinhlelo ku-inthanethi ye-Showmax, kanye nokuthenga ingxenye enkulu ensizeni yokubhejea ezemidlalo i-KingMakers. Qedela i-Farmer's $10.4m pre-Series A Yini esematheni? Phothula i-Farmer, insiza yokuqala kwezolimo yaseGhana, seyimemezele ukuthi ithole izigidi ezingu-$10.4 zomxhaso wezezimali we-Series A cishe izigidi ezingu-$7 kumasheya kanye nezigidi ezingu-$3.4 zezikweletu ukuze kube nokwenza umsebenzi ukuthi uhambisane. Ngobani abatshali zimali? I-The Acumen Resilient Agriculture Fund (ARAF) kanye ne-Alitheia Capital (nge- uMunthu II Fund ngokubambisana ne-Goodwell Investments) ihole ngokubambisana ingxenye yamasheya kuleli hlandla. I-Proparco, i-Newton Partners, kanye ne-VestedWorld Rising Star Fund nabo babebambe iqhaza. I-Sahel Capital's SEFAA (iSocial Enterprise Fund for Agriculture in Africa) Fund, i-Alpha Mundi Group's Alpha Jiri Investment Fund, kanye neGlobal Social Impact Investments yahlinzeka okuhlinzeka ngezimali ngokuphathelene nezikweletu. Ngabe yenza ini iComplete Farmer? I-The startup, eyasungulwa ngo-2017 ngu-Desmond Koney (iCEO), ihlose ukwenza izinguquko ngokuphathelene nezolimo e-Afrika ngokuthuthukisa ingqalasizinda edingekayo ngokuphathelene nesakhiwo kanye nemishini ukuze kwenziwe ngcono umsebenzi ekuhlinzekweni kwezolimo. Indawo yemakethe yezolimo ukusuka ekuqaleni ukuya ekugcineni elixhumanisa abalimi base-Afrika kanye nakwezinye izingxenye zomhlaba zezimakethe zokuncintisana, izinsiza, kanye nedatha. Ngaphambi kobhubhane lweCOVID-19, inkampani eyayisebenza njengosonkontileka, olima amapulazi amakhasimende ayo. Ngemva kwalokho, yashintehsela ku-marketplace kanye nakumodeli yendinganiso (aggregator model). Ukukhula? Kulandela ukudlondlobala ngo-2021, inkampani eqalayo yaqhubeka nokugcina lokho kuthuthuka kwabasebenzisa insiza yabo kanye nemali engenayo kwenzeka ngaleso sikhathi. Kubikwa ukuthi isihlanganise ngempumelelo abalimi abayizi-12,000 abavela ezifundeni ezibalulekile zaseGhana. Seyengamele futhi ezolimo kumhlaba ongaphezu kwamahekthare angama-30,000, behlinzeka impahla e-Asia, e-Europe, kanye nakwezinye izifunda emhlabeni jikelele ngesikhathi benciphisa ukulahlekelwa ngemva kwesivuno. Ngasekupheleni kuka-2021, yayenza izigidi eziyi-$2.8 million minyaka yonke. Ekupheleni kuka-2022, yayinezigidi eziyi-$5.3, futhi njengamanje isendleleni yokuthola izigidi eziyi-$7.5 kulo nyaka. ,I-Turaco yaseKenya ithenge i-MicroEnsure yaseGhana Inkampani eqalisayo ye-insurtech i-Turaco ithenge i-MicroEnsure Ghana ku-MIC Global, inkampani yokuhlinzeka ngomshwalense wezinkampani ezifufusayo e-US. Njengengxenye yesivumelwano, i-MicroEnsure izoshintsha igama layo libe yi-Turaco Ghana ngesikhathi igcina ithimba kanye nabaphathi bayo. Ngokwengeza i-Ghana, izimakethe zokusebenza kwe-Turaco sezizine manje, ukwengeza eKenya, e-Uganda, kanye naseNigeria, kanye nama-policy asebenzayo ngama-25%. Amakhasimende amanje kanye nokungenzeka abe amakhasimende azohlomula enqubweni ethuthukisiwe eqhutshwa ezobuchwepheshe ngokukwenza kusheshe ukulethwa kwezinsiza kanye nokunciphisa izikhathi esithathwa ukukhokhela izicelo zokukhokhelwa ezifakiwe. Ngenxa yalokhu kuthengwa, i-Turaco izoba sethubeni futhi lokuqinisa ubudlelwane nabalingani bayo kwezamabhizinisi kanye nokwakha amasu ngokuphathelene nobudlelwane bokuphinde kufakwe kumshwalense nge-MIC Global. Yethulwa ngo-2019, i-Turaco isebenzisa ezobuchwepheshe ukwandisa ukufnyelela kumshwalense ongabizi. Imodeli yayo yebhizinisi i-B2B2C incike ekusebenzisaneni nezinkampani ezisebenza ngobuchwepheshe, ezisezimakethe ezinkulu njenge-telcos, amabhange, kanye ne-fintechs ukuze kuhlinzekwe ukusabalalisa kanye nokwengamele umshwalense. I-MicroEnsure (manje esiyi-Turaco Ghana) ihlinzeke ngezinsiza amakhasimende ayizigidi ezintathu njengenkampani yokuqala yokuqala ehlinzeka umshwalense ezinkampanini ezisafufusa eGhana, ngokuhlinzeka abantu abahola kancane futhi yaba eyokuqala ukwethula i-mobile insurance nge-Tigo ngo-2012 kanye ne-Airtel ngo-2013. Lisihlaba umxhwele ithuba lokwakha ifa leminyaka eyi-15 le-MicroEnsure kanye nokusebenzisa amandla ezisombululo zezobuchwepheshe kumakhasimende ethu ukuze sihlinzeke ukuvikeleka ngomshwalense okungabizi futhi okufinyelelekayo,â€_x009d_ kusho uTed Pantone, Umsunguli Ngokubammbisana (Co-founder) kanye Nesikhulu Esingumlawuli Oyinhloko (CEO) se-Turaco. Lokhu engikufundayo kanye nengikubukayo Kungani abagqekezi ababandakanyeka ekuhlaselweni kweKenya bexhunyaniswa neRussia Inkampani yaseNigeria ye-fintech i-PayDay ifuna ukudayisa inkampani ngemva kwezinyanga eziyisithupha zokukhuphuka ngezigidi eziyi-$3 Kungani Izingane Zibuza Abazali Bazo Mayelana ne-'Sharenting' Abashadikazi Babelana Ngalokho Okubagcina Bendawonye | i-Can Ask Meh?"
+"ሙሉ አርሶ አደር፣ የጋና አግሪቴክ ጀማሪ፣ ስራዎችን ለማቀላጠፍ በቅድመ አንደኛ ዙር የእርዳታ ማሰባሰብ ላይ10.4 ሚሊዮን ዶላር አግኝቷል። ሙሉ አርሶ አደር የጋና አግሪቴክ ጅምር ስራውን ለማቀላጠፍ በቅድመ አንደኛ ዙር የእርዳታ ማሰባሰብ ላይ 7ሚሊዮን ዶላር የገንዘብ ድጋፍ እና 3.4 ሚሊዮን ዶላር በእዳ በአጠቃላይ 10.4 ሚሊዮን ዶላር ማግኘቱን አስታውቋል። በ አኩሜን የተቋቋመ የግብርና ዕርዳታ (ARAF) እና አሊቲያ ካፒታል (በ ዩሙንታሁ(uMunthu) II ዕርዳታ ከጉድዌል ኢንቨስትመንቶች ጋር በመተባበር) የዙሩን የፍትሃዊነት ክፍል በጋራ መርተዋል። ፕሮፓርኮ፣ ኒውተን ፓርትነርስ እና ቬስቴድ ወርልድ ራሲንግ ስታር ፈንድ እንዲሁ ተሳትፈዋል። የሳሄል ካፒታል SEFAA (በአፍሪካ ለግብርና በማህበራዊ ኢንተርፕራይዝ የሚደረግ ዕርዳታ) ዕርዳታ ፣ የአልፋ ሙንዲ ቡድን የአልፋ ጂሪ ኢንቨስትመንት ፈንድ እና የአለም አቀፍ ማህበራዊ ተፅእኖ ኢንቨስትመንቶች የእዳ ፋይናንስ አቅርበዋል ። እ.ኤ.አ. በ 2017 በዴዝሞንድ ኮኒ (ዋና ሥራ አስፈፃሚ) የተመሰረተው ጅምር ዓላማ በጠቅላላው የግብርና የእሴት ሰንሰለት ላይ ውጤታማነትን ለማሳደግ አስፈላጊ የአካል እና የቴክኒክ መሠረተ ልማቶችን በማጎልበት የአፍሪካን የግብርና ልምዶችን ለመለወጥ ነው። ሙሉ አርሶ አደር በአፍሪካ እና በሌሎች የአለም ክፍሎች ያሉ ገበሬዎችን ወደ ተወዳዳሪ ገበያዎች፣ ግብዓቶች እና መረጃዎች የሚያገናኝ ከጫፍ እስከ ጫፍ ያለው የግብርና የገበያ ቦታ ነው ብሏል። ይህ መድረክ ለሰብል ምርት ልዩ የሆነ የግብርና አገልግሎት የማግኘት ዘዴን የሚጠቀም፣ አነስተኛ ይዞታ እና የንግድ አርሶ አደሮች የአለምን ገበያ መስፈርቶች የሚያሟሉ ምርቶችን እንዲያመርቱ እና ድህረ ምርትን የሚያረጋግጡ ምርቶችን እንዲያመርቱ የሚያስችል ነው። አግሪቴክ ከጀመረበት ጊዜ አንስቶ አሁን ያለበት ደረጃ ላይ ከመድረሱ በፊት በርካታ ድግግሞሾችን አድርጓል። ንግዱ ለደንበኞች እርሻ ለማልማት እንደ ኮንትራክተር መስራት ጀመረ። እስከ ኮቪድ-19 ወረርሽኝ ድረስ መፍትሄውን መተግበሩን ቀጠለ። እንደ ተቋራጭ የቀደመ ልምዱን በማካተት እና ብዙ ገንዘብን በመቀበል ፣ ወደ ገበያ ቦታ እና ሰብሳቢ ሞዴል ተሸጋገረ። ኮኔይ እንዳሉት ኮምፕሊት አርሶ አደር ቀደም ሲል ከመድረክ ተደጋጋሚነት ከመጡ በሺዎች ከሚቆጠሩ አርሶ አደሮች ጋር ባለው ግንኙነት ለደንበኞቻቸው አስፈላጊውን ሰብል የሚያቀርቡበት መንገድ አገኘ። የተሟላ የገበሬ ቀዳሚ አገልግሎት ለግብርና ምርት አቅራቢዎች እና ሸማቾች የሲኤፍ(CF) አብቃይ እና ሲኤፍ(CF) ገዢ ናቸው። በገበሬ ላይ ያተኮረ ምርት፣ሲኤፍ አብቃይ፣የአፍሪካ ገበሬዎች ምርታማነታቸውን እንዲያሳድጉ፣አለም አቀፍ ገበያ እንዲያገኙ እና የኑሮ ደረጃቸውን በመረጃ በተደገፈ የእርሻ ፕሮቶኮሎች እና ትክክለኛ የግብርና መሳሪያዎች እንዲጨምሩ ያስችላቸዋል። ይህ በእንዲህ እንዳለ፣ ሲኤፍ(CF) ገዢ በዓለም አቀፍ ደረጃ ለገዢዎች ለደንበኞች ዝርዝር መግለጫዎች የሚበቅሉ ሸቀጦችን አስተማማኝ እና ተግባራዊ መዳረሻን ይሰጣል። ለገዢዎች ብዙ ብቁ የሆኑ አምራቾች ኔትወርክ እንዲያገኙ፣ በጥራት የተመሰከረላቸው ዕቃዎችን ለማግኘት የተሳለጠ ዲጂታል ሂደት እና የትዕዛዛቸውን ሁኔታ ከትዕዛዝ እስከ አፈጻጸም የሚከታተልበት ግልጽ መንገድ ገዥዎች በግዥ ሂደታቸው ላይ ሙሉ ቁጥጥር ያደርጋል። እ.ኤ.አ. በ2021 ያለውን ምሰሶ ተከትሎ፣ ጅማሪው የተጠቃሚ መሰረት እና የገቢው እድገት ፈጣን መሆኑን አቆይቷል። በጋና ከሚገኙ አምስት ጉልህ ክልሎች ከ12,000 በላይ አርሶ አ��ሮችን በተሳካ ሁኔታ ማሰባሰብ መቻሉን ዘግቧል። እንዲሁም ከ30,000 ሄክታር መሬት በላይ የእርሻ ስራን በመምራት ለኤሺያ፣ አውሮፓ እና ሌሎች የአለም ክልሎች ሸቀጦችን በማቅረብ የምርት ብክነትን በመቀነሱ። ሙሉ አርሶ አደር በ2021 መገባደጃ ላይ ከእያንዳንዱ ገበሬ ወደ ገዥ ግብይት ከሚያገኘው ገቢ 30% ኮሚሽን ከተቀነሰ በኋላ በዓመት 2.8 ሚሊዮን ዶላር እያገኘ ነበር። ኮኒ እ.ኤ.አ. በ2022 መጨረሻ 5.3 ሚሊዮን ዶላር እንደነበረው እና በዚህ አመት 7.5 ሚሊዮን ዶላር ለመድረስ መንገድ ላይ እንደሆነ ተናግሯል።","Complete Farmer, a Ghanaian agritech startup, gets $10.4 million pre-Series A to streamline operations Complete Farmer, a Ghanaian agritech startup, has announced that it has obtained a $10.4 million pre-Series A funding round — $7m in equity and $3.4m in debt — to streamline its operations. The Acumen Resilient Agriculture Fund (ARAF) and Alitheia Capital (via its uMunthu II Fund in partnership with Goodwell Investments) co-led the equity part of the round. Proparco, Newton Partners, and VestedWorld Rising Star Fund also took part. Sahel Capital’s SEFAA (Social Enterprise Fund for Agriculture in Africa) Fund, Alpha Mundi Group’s Alpha Jiri Investment Fund and Global Social Impact Investments offered debt financing. The startup, founded in 2017 by Desmond Koney (CEO), aims to revolutionise African farming practices by developing the necessary physical and technical infrastructure to boost efficiency along the entire value chain of agriculture. Complete Farmer claims it’s an end-to-end agricultural marketplace that connects farmers in Africa and other parts of the world to competitive markets, resources, and data. This platform is a one-stop resource that uses exclusive cultivation protocols for crop production, allowing smallholder and commercial farmers to grow goods that meet the requirements of the global market and ensuring post-harvest offtake. The agritech has undergone several iterations since its launch before reaching its present state. The business started out working as a contractor to cultivate farms for customers. It continued to implement its solution until the COVID-19 pandemic. Incorporating its prior experience as a contractor and receiving crowdfunding, it transitioned to a marketplace and aggregator model. Koney says Complete Farmer found a way to supply customers with the necessary crops via its connections to thousands of farmers from earlier platform iterations. Complete Farmer's primary services to agricultural commodity suppliers and consumers are CF Grower and CF Buyer. Its farmer-focused product, CF Grower, enables African farmers to maximise their productivity, access global markets, and raise their living standards through data-driven cultivation protocols and precision farming tools. Meanwhile, CF Buyer offers dependable and practical access to commodities grown to customers' specifications to buyers globally. It gives buyers complete control over their procurement process by providing them access to a sizable network of qualified producers, a streamlined digital process for obtaining quality-certified goods, and a transparent way to track the status of their orders from order to fulfilment. Following the pivot in 2021, the startup maintained that growth in userbase and revenue was immediate. It reported that it has successfully brought together over 12,000 farmers from five significant regions in Ghana. It has also managed the farming of more than 30,000 acres of land, providing commodities to Asia, Europe, and other regions across the globe while lowering post-harvest losses. Complete Farmer was making $2.8 million yearly by the end of 2021 after deducting a 30% commission from the earnings from each farmer-to-buyer transaction. Koney claims it had $5.3 million at the end of 2022 and is on track to reach $7.5 million this year.","Shirin Cikakken Manomi, shiri ne na sababbin masu fara harkar fasahar noma, da ake samun Dala miliyan 10.4 na a matakin A domin tafiyar da ayyuka. Shirin Cikakken Manomi na ƙasar Ghana ya sanar da cewa, ya sami Dala miliyan 10.4 a tsarin sharar fage da Dala miliyan 7 ta dukiya da kuma Dala miliyan 3.4 ta bashi da nufin gudanar da ayyukansa. Asusun Acumen Resilient Agriculture Fund (ARAF) da Alitheia Capital (ta assusnta na uMunthu ll tare da haɗin guiwar Kamfanin Goodwell Investments) za su jagoranci samar da ɓangaren uwar kuɗi na tsarin. Kamfanin Proparco da Newton Partners da kuma VestedWorld Rising Star su ma sun shiga shirin. Kamfanin Sahel Capital's SEFAA (Asusun Noma na Afirka) da Kamfanin Alpha Mundi Group’s Alpha Jiri Investment Fund da Global Social Impact Investments sun samar da bashi. Sabon kamfanin wanda Desmond Koney (Shugaba) ya kafa a shekarar 2017, ya ƙudiri aniyar kawo sauyi a tsarin aikin noma na Afrika ta samar da muhimman dabaru da kayan aiki domin bunƙasa harkar noma. Shirin Cikakken Manomin na iƙirarin cewa, shi fa haɗaɗɗiyar kasuwar kayan amfanin gona ce da ke haɗa alaƙa tsakanin manoman Afirka da ma sauran sassan duniya domin yin gogayya a kasuwanni da cibiyoyi da kuma bayanai. Wannan kafa ce ɗaya tilo da ke amfani da hanyoyin noma na musamman, domin samar da amfanin gona, wanda yake ba wa ƙanana da masu noman kasuwanci damar shuka kayan ake buƙata a kasuwar duniya da kuma tabbatar da ɗiban amfani bayan girbi. Kamfanin fasahar noman ya fuskanci kai-kawo daban-daban tun kafuwarsa kafin ya kawo ga matakin da yake a yanzu. Ya fara aiki a matsayin ɗan kwangilar nome gonaki ga masu manoma. Ya ci gaba da aiwatar da manufarsa har zuwa annobar COVID-19. Duba da gogewar da yake da ita a matsayin ɗan kwangila da kuma samun gudummawar kuɗi, ya koma mahaɗa kuma wurin kasuwanci. Koney ya bayyana cewa, Shirin Cikakken Manomi kan kai wa abokan kasuwanci muhimman kayan abinci ta hanayar alaƙarsa da dubun nan manoma tun na farko. Muhimmin aikin Cikakken Manomi ga masu samar da kayan noma da kuma masu amfani da su shi ne suka haɗa masu siyarwa na CF da kuma siyarwa na CF. Manomansa masu samarwa na ba wa manoman Afirka damar ƙarin samar da kaya da kaiwa ga kasuwannin duniya da kuma inganta rayuwarsu ta hanyoyin ƙididdigar bayanan noma da kuma kayan aikin noma da suka dace. Su kuwa masu siya na CF na samar da tsarin kaiwa ga kayayyaki daga mai kaya zuwa ga mai siya a duniya. Yana ba wa masu saye cikakken iko a kan matakan da ake bi wajen siyayya ta hanyar haɗa su da haɗakar gogaggun manoma da ingantaccen tsari na na'ura, domin samun ingantattun kaya masu aminci da kuma hanyar bibiyar matsayin odar kayansu tun daga farkon odar har zuwanta. Sakamakon wani sauyi a 2021, sababbin manoma sun bayyana cewa, nan take za a samu ƙaruwar bayanan abokan kasuwanci da kuma saurin shigowar kuɗi. An rawaito cewa an yi nasarar haɗa sama da manoma 12,000 daga muhimman larduna guda biyar a ƙasar Ghana. An kuma yi ƙoƙarin kula da noman sama da ekar noma 30,000 da ke samar da kayayyaki ga yankin Asiya da Turai da kuma sauran sassan duniya, ta hanayar taƙaita asara bayan girbi. Shirin Cikakken Manomi ya samu Dala miliyan $2.8 a ƙarshen shekarar 2021, bayan cire kamashon kashi 30% daga abin da ake samu a ciniki tsakanin manoni da mai saye. Koney yana iƙirarin cewa shirin ya sami Dala miliyan 5.3 a ƙarshen shekarar 2022, kuma yna gab da samun Dala miliyan 7.5 a wannan shekarar.","Complete Farmer, ni taasisi ya Kilimoteknolojia ya Ghana, hupata milioni $10.4 kwenye mkupuo wa awali A kwaajili ya kurahisisha uendeshaji. Complete Farmer, taasisi ya kilimoteknolojia Ghana, kimetangaza kupata milioni $10.4 kwenye mkupuo wa awali A kugharamia takribani $7m kwenye mtaji na $3.4m kwenye deni ili kurahisisha uendeshaji wake. Mfuko wa Kilimo Stahamilivu wa Acumeni (ARAF) na taasisi ya Alithemia Capital (kupitia mfuko wake wa umunthu II kwa kushirikiana na wawekezaji wa Goodwell) wakiongoza usawa wa pande zote. Proparco, washiriki wa Newton, na mfuko wa VestedWorld Rising Star pia zilishiriki. Mfuko wa Sahel Capital SEFAA (Mfuko wa biashara wa Jamii kwa ajili ya Kilimo Afrika), Taasisi ya Alpha Mundi, Mfuko wa uwekezaji wa Alpha Jiri, na mfuko wa uwekezaji wenye tija kwa jamii Duniani zilitoa ufadhili wa mikopo. Shirika hilo lilianzishwa mwaka 2017 na Desmond Koney (CEO), likilenga kuleta mapinduzi ya kilimo cha Kiafrika kwa kuendeleza miundombinu muhimu ya kinguvu kazi nay a kiufundi ili kuongeza ufanisi katika mnyororo mzima thamani ya kilimo. Complete Farmer yadai sokokuu la uhakika la kilimo ambalo litaunganisha wakulima wa Afrika na wengineo kutoka sehemu nyingine duniani kwa ajili ya masoko shindani, rasilimali na data. Jukwaa jili ni rasilimali msingi ambalo hutumia protokali za kipekee za kilimo kwaajili ya uzalishaji wa mazao, kuruhusu mkulima mdogo na wakulima wa biashara kuzalisha bidhaa zinazokidhi mahitaji ya soko la kimataifa na kuhakikisha ubora baada ya mavuno. Kilimoteknolojia hichho kimetia marudio mbalimbali tangu kuanzishwa kwake kabla ya kufikia hali yake ya sasa. Biashara hiyo ilianza kufanya kazi kama mkandarasi wa kulima mashamba kwa wateja. Iliendelea kutekeleza mipango yake mpaka kwenye mlipuko wa UVIKO-19. Ikijumuisha uzoefu wake wa hapo awali kama mkandarasi na kupokea ufadhili wa watu wengi ilibadilika hadi sokoni na mtindo wa jumla. Koney anasema Complete Farmer imeanzishwa ili kuwasambazia wateja mazoo muhimu kupitia muunganiko wake wa wakulima maelfu kutoka mwanzoni mwa mwa marudio ya jukwaa. Huduma msingi za Complete Farmer kwenye usambazaji wa bidhaa za kilimo na wateja ni CF Mkulima na CF Mnunuzi. Ni bidhaa yake inayomlenga mkulima, CF Mkulima, husaidia wakulima wa Afrika kuongeza uzalishaji wao, kufikia masoko yta kimataifa, na kuinua hali zao za maisha kupitia protokali za kilimo ziendeshwazo kwa data na zana sahihi za kilimo. Wakati huo huo, CF Mnunuzi hutoa upatikanaji wa kutegemewa na wa vitendo wa bidhaa zinzozalishwa kwa wateja' maalumu kwa wanunuzi duniani kote. Inawapa wanunuzi udhibiti kamili juu ya mchakato wao wa usambazaji kwa kuwapatia upatikanaji mkubwa wa wa wazalishaji bora, mchakato wa kidijiti uliorahisishwa kwaajili ya kupata bidhaa zilizothibitishwa kwa ubora na njia ya wazi ya kufuatilia hali ya maagizo yao kuanzia utaratibu mpaka utimilifu. Kufuatia utegemezi huo wa mwaka 2021, kikundi hicho kilidumisha ukuaji huo katika msingi wa watumiaji na mapato yaliongezeka kwa haraka. Iliripotiwa kwamba imefanikiwa kuwaleta pamoja zaidi ya wakulima 12,000 kutoa mikoa mitano muhimu nchini Ghana. Pia imesimamia kilimo kwa zaidi ya ekari 30, 000 za ardhi, kutoa bidhaa kwenda Asia, Ulaya, na mikoa mingine duniani kote huku ikupunguza hasara baada ya mavuno. Complete Farmer lilikuwa likitengeneza milioni $2.8 kila mwaka mwishoni mwa mwaka 2021 baada ya kutoa punguzo la 30% kutoka kwenye mapato ya kila mkulima kwenda kwenye muamala wa mnunuzi. Koney anadai ilikuwa nayo milioni $5.3 mwishoni mwa mwaka 2022 na ipo kwenye usawa wa kufikia milioni $7.5 mwaka huu.","Complete Farmer, ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ àgbẹ̀ ajẹmọ́-ìmọ̀ ẹ̀rọ tí ó jẹ́ àgbékalẹ̀ ọmọ ilẹ̀ Ghana rí $10.4million ní ìpín A láti ṣe àkóso iṣẹ́ rẹ̀ Complete Farmer, ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ àgbẹ̀ ajẹmọ́-ìmọ̀ ẹ̀rọ tí ó jẹ́ àgbékalẹ̀ ọmọ ilẹ̀ Ghana ti kéde pé ó ti ní $10.4 million fún ìnáwó àkọ́kọ́ àti $7m ní ìfẹ̀gbẹ́kẹ̀gbẹ́ àti $3.4m gẹ́gẹ́ bí gbèsè láti ṣe àkóso iṣẹ́ rẹ̀. Owó Iṣẹ́ Àgbẹ̀ Onímọ̀ràn Ìdójútòfò àti Owó-Ìdókoòwò Alitheia (nípa owó uMunthu rẹ̀ kejì ní àjọṣepọ̀ pẹ̀lú àwọn Ìdókoòwò Goodwell) dìjọ síwájú agbọn ìṣedéédé ìṣí náà. Proparco, àti àwọn Alájọṣepọ̀ Newton, pẹ̀lú Owó ti VestedWorld Rising Star náà kópa. Owó ti Ìdókoòwò Sahel SEFAA (Owó Ìtajà Ìrànwọ́ fún Iṣẹ́ Àgbẹ̀ ní Afíríkà), Owó Ìdókoòwò Ìsọ̀rí Alpha Mundi Alpha Jiri àti Àwọn Ìdókoòwò tó ní ipa Ìrànwọ́ nínú lágbàáyé ló san owó gbèsè. Ilé iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tí Desmond Koney (Aláṣẹ àti Olùdarí) dá sílẹ̀ ní ọdún 2017 ní àfojúsùn láti tún iṣẹ́ àgbẹ̀ ilẹ̀ Áfíríkà ṣe nípa ṣíṣe àgbékalẹ̀ àwọn ohun èlò ti ìmọ̀ ẹ̀rọ tàbí tí a lè rí tó ṣe pàtàkì láti mú kí iṣẹ́ ṣíṣe gbèrú sí i ní gbogbo àwùjọ iṣẹ́ àgbẹ̀. Complete Farmer fọwọ́ sọ̀yà lórí ọjà tó dúró re fún àwọn ohun ọ̀gbìn tó ń ṣe àsopọ̀ àwọn àgbẹ̀ ní Áfíríkà àti àwọn ibòmíràn ní àgbáyé fún ọjà ìfigagbága, àwọn ọrọ̀ àti èsì ìwádìí. Òpónà yìí jẹ́ ohun àmúlò ẹ̀ẹ̀kan tó ń lo àwọn òfin pàtàkì ìdámọ̀ fún ìpèsè èrè ọkọ, ààyè fún àwọn àgbẹ̀ kékeré àti olówó ńlá láti gbin àwọn erè oko ní ìbámu pẹ̀lú ìwọ̀n ọjà àgbáyé àti níní ìdánilójú lórí àdínkù ẹ̀yìn ìkórè. Iṣẹ́ àgbẹ̀ onímọ̀ ẹ̀rọ ti ní ìrírí ọ̀pọ̀lọpọ̀ àṣẹsetúnṣe láti ìgbà tí wọ́n ti fi lọ́lẹ̀ kí ó tó di àkókò yìí. Okoòwò náà bẹ̀rẹ̀ pẹ̀lú iṣẹ́ agbaṣẹ́ṣe láti dá oko fún àwọn onibara. Ó tẹ̀síwájú láti ṣe àmúlò ojútùú rẹ̀ títí ìgbà àìsàn COVID-19. Ní ṣíṣe àmúlò ìrírí ti tẹ́lẹ̀ gẹ́gẹ́ bí agbasẹ́ṣe àti gbígba owó ìrànwọ́ láti ọ̀dọ ọ̀pọ̀ ènìyàn, ó yí ipò padà sí ibi ọjà àti ìṣàpẹẹrẹ fún ìbádọ́gba. Koney wí pé Complete Farmer ti rí ọ̀nà láti pèsè àwọn èso láti ara ìbáṣepọ̀ pẹ̀lú ẹgbẹẹgbẹ̀rún àgbẹ̀ láti àwọn ìpín tó ní èsì tí ó yẹ. Kókó iṣẹ́ Complete Farmer sí àwọn oníbàrá àti àwọn aṣàmúlò ohun èlò tó wá láti ara irè oko ni CF Grower àti CF Buyer. Àwọn ọjà rẹ̀ tí àbájáde wọ́n jẹ fún àgbẹ̀ nìkan, CF Grower jẹ́ kí ó ṣeé ṣe fún àwọn àgbẹ̀ ilẹ̀ Áfríkà láti lè sàmúlò bí wọ́n ṣe ń ṣe àgbéjáde àwọn irè oko, ní àǹfààní ní ọjà àgbáyé àti ṣe Ìgbésókè ìgbé ayé wọ́n láti ara ètò iṣẹ́ àgbẹ̀ tó níí ṣe pẹ̀lú èsì ìwádìí àti àwọn ohun èlò pàtó fún iṣẹ́ àgbẹ̀. Kí ó tó di ìgbà náà, CF Buyer fi ààyè tó nígbẹkẹ̀lé àti àǹfààní sí àwọn ọjà tí wọ́n dìídì ṣètò gẹ́gẹ́ bí àlàkalẹ̀ oníbàrá sí gbogbo àwọn olùrajà lágbàyé. Ó ń fún àwọn òǹrajà ìṣàkóso pípé lórí ìlànà ìrajà nípa pípèsè àǹfààní sí àwùjọ àwọn tó kún ojú òṣùwọ̀n gẹ́gẹ́ bí olùṣẹ̀dá ohun èlò, ìlànà tó níí ṣe pẹ̀lú rírà ọjà tó gbéwọ̀n nìkan àti ọ̀nà tó ṣe é fọkàn tán láti ṣe àmójútó àwọn ọjà tí wọ́n béèrè láti ìbéèrè títí dé ìmúṣẹ. Lórí ọ̀wọ́ tó wáyé ní ọdún 2021, ilé iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ti ní ìdàgbàsókè tí kò mì níbi àpapọ̀ àwọn aṣàmúlò àti owó tó ń wọlé jẹ́ ẹsẹ̀kẹsẹ̀. Wọ́n kéde rẹ̀ wí pé àwọn ti kó àgbẹ̀ 12, 000 jọ pẹ̀lú àṣeyọrí láti àwọn ìgbèríko 5 tó ṣe pàtàkì ní orílẹ̀-èdè China. Ó tún ti ṣe àkóso iṣẹ́ àgbẹ̀ ti ilẹ̀ hékà 30, 000, ó sì ń pèsè erè oko lọ sí Asia, Europe àti àwọn agbègbè mìíràn káàkiri àgbáyé nígbà tí àdínkù ń bá ìpàdánù ẹ̀yìn ìkórè. Complete Farmer ń jèrè $2.8 million ní ọdọọdún, ní òpin 2022 lẹ́yìn tí wọ́n ti yọ ẹ̀tọ́ 30% lára owó tí ó wọlé láti ibi kátàkárà àárín àgbẹ̀ àti oníbàrà. Koney sọ wí pé ó ní $5.3 million ní òpin 2022, ó sì ti wà lójú ọ̀nà láti ní $7.5 million ní ọdún yìí.","I-Complete Farmer, iyinkampani yezobhchwepheshe bezolimo esaqala yase-Ghana, ithole izigidi eziyi-$10.4 ku-pre-Series A ukuze yenze imisebenzi ibe lula I-Complete Farmer, iyinkampani yezobuchwepheshe bezolimo esaqala yase-Ghana, imemezele ukuthi ithole imali eyizigidi ezingu-$10.4 ku-pre-Series A — izigidi ezingu-$7 yomhlomulo womnikazi kanye nezigidi eziyi-$3.4 zesikweletu — ukuze yenze imisebenzi yayo ibe lula. I-Acumen Resilient Agriculture Fund (ARAF) ne-Alitheia Capital (ngeSikhwama sayo i-uMunthu II ngokubambisana ne-Goodwell Investments) bahola ingxenye yomhlomulo womnikazi komzuliswano. IProparco, iNewton Partners, neVestedWorld Rising Star Fund nazo zabamba iqhaza. ISEFAA (Social Enterprise Fund for Agriculture in Africa) Fund ye-Sahel Capital, i-Alpha Jiri Investment Fund ye-Alpha Mundi Group kanye ne-Global Social Impact Investments zihlinzeke umxhaso wemalimboleko. Le enkampani esasususa, eyasungulwa ngo-2017 ngu-Desmond Koney (Isikhulu Esingumlawuli Oyinhloko (iCEO)), sihlose ukushintsha izindlela zezolimo zase-Afrika ngokuthuthukisa ingqalasizinda edingekayo ekhona kanye neyezobuchwepheshe ukuze kuthuthukiswe ukusebenza kahle kulo lonke uchungechunge lokuhlinzeka ngezolimo. IComplete Farmer ithi uyimakethe yezolimo ekuthatha ekuqaleni ize iyokufikisa ekugcineni ehlanganisa abalimi e-Afrika nakwezinye izingxenye zomhlaba ezimakethe ezincintisanayo, izinsiza, kanye nedatha. Lesi sithangami siyinsiza othola kuyo yonke into esebenzisa amaphrothokholi okuhlwanyela okukhethekile nokuphathelene nokukhiqiza izitshalo, okuvumela abalimi abalima ezindaweni ezincane kanye nabalimi abathengisa imikhiqizo yabo ukuthi batshale izitshalo ezihlangabezana nokudingwa yimakethe yomhlaba wonke futhi baqinisekise isivumelwano sokuthengiselana ngemva kokuvuna. I-agritech seyibe nezinguquko kaningana kusukela yethulwa ngaphambi kokufinyelela esimweni sayo samanje. Ibhizinisi laqala ukusebenza njengosonkontileka olima amapulazi amakhasimende. Yaqhubeka nokusebenzisa isixazululo sayo kwaze kwaba yingobhubhane lweCOVID-19. Ukuhlanganisa isipiliyoni sayo saphambili njengosonkontileka nokuthola imali efakwa yiningi, kwashintshela emakethe nasemodelini yokundinganisa. UKoney uthi i-Comlpete Farmer uthole indlela yokuhlinzeka amakhasimende ngezitshalo ezidingekayo ngenxa yabaxhumene nawo nezinkulungwane zabalimi abavela ekuphindaphindweni kwesithangami saphambilini. Izinsiza eziyinhloko zeComplete Farmer kubahlinzeki bezimpahla zezolimo kanye nabathengi yi-CF Grower neCF Buyer. Umkhiqizo wayo ogxile kubalimi, iCF Grower, wenza abalimi base-Afrika bakwazi ukukhiqiza kwabo ngokusezingeni eliphezulu elingenzeka, bafinyelele ezimakethe zomhlaba wonke, futhi bakhuphule amazinga abo okuphila ngokusebenzisa amaphrothokholi okutshala aqhutshwa yidatha namathuluzi okulima anembile. Kusenjalo, iCF Buyer inikeza ukufinyelela okungethenjelwa kuko nokusebenzayo kwezimpahla zokuthengwa ezitshalwe ngokufiswa amakhasimende kubathengi emhlabeni jikelele. Inikeza abathengi ukulawula okuphelele enqubweni yabo yokuthenga ngokubenza bafinyelele kunethiwekhi enkulu yabakhiqizi abafanelekile, inqubo eyenziwe yaba lula yedijithali yokuthola izimpahla eziqinisekisiwe ngokuphathelene nekhwalithi, nendlela esobala yokulandelela isimo sezicelo zokuthenga ezifakiwe zabo kusukela ekufakeni isicelo sokuthenga ukuya ekuphothulweni kwalokho. Ngemva kwezinguquko zango-2021, inkampani eqalayo yaqhubeka nokukhula ngokuphathelene nesizinda sabasebenzisi futhi nemali engenayo yabonakala ngaleso sikhathi. Ibike ukuthi ihlanganise ngempumelelo abalimi abangaphezu kwezi-12,000 abavela ezifundeni ezinhlanu ezisemqoka zaseGhana. Iphinde engamela ukulinywa kwamahekthare omhlaba ongaphezu kwayi-30,000, yahlinzeka ngezimpahla ezithengiswayo e-Asia, eYurophu, nakwezinye izifunda emhlabeni jikelele kuyilapho yehlisa ukulahlekelwa kwangemva kokuvuna. I-Complete Farmer ibiyenza izigidi eziyi-$2.8 minyaka yonke ngasekupheleni kuka-2021 ngemva kokudonsa ikhomishini engu-30% emalini eyenziwe ngayinye yomlimi nomthengi. UKoney uthi wayenezigidi eziyi-$5.3 ekupheleni kuka-2022 futhi usendleleni yokufinyelela ezigidini eziyi-$7.5 kulo nyaka."
+"የኡበር እና ቦልት ሹፌሮች በጓውተንግ ተቃዉመ��ል የኬንያ የኮሙዩኒኬሽን ባለስልጣን ዋና ዳይሬክተር (CA) ኢዝራ ቺሎባ ከስራ ታግደዋል። የእገዳው ምክንያት ባይታወቅም የኬንያ የፊልም ምደባ ቦርድ (KFCB) ተጠባባቂ ዋና ስራ አስፈፃሚ ክሪስቶፈር ዋምቡዋ የትወናነት ሚናቸውን ወስደዋል። እ.ኤ.አ በመስከረም 28፣ 2021 ዲጂ ሚናን ለአራት ዓመታት ታዳሽ ጊዜ የተረከበው ቺሎባ፣ የስልጣን ዘመናቸው እ.ኤ.አ በነሀሴ 2019 አብቅቶ የነበረውን ፍራንሲስ ዋንጉሲን ተክቷል። ከዚያ በፊት በቺል እና ኬምፕ ስልት ሀላፊነቱ የተወሰነ የስልት አስተዳደር ኩባንያ ዋና አጋር ሲሆን በአመራር እና በአመራር ውጤታማነት ፣ በፖሊሲ እና የቁጥጥር ትንተና ፣ በስልት እና አደጋ አስተዳደር ላይ ያተኮረ ነበር። እ.ኤ.አ. ከ2015 እስከ 2018 ቺሎባ ለነፃ ምርጫ እና ድንበሮች ኮሚሽን (IEBC) ዋና ስራ አስፈፃሚ/ኮሚሽን ፀሀፊ ሆኖ ሰርቷል። ዛሬ ለአንተ/ለአንቺ ያገኘሁት ይኸውና፡- ዚምባብዌ የስታርሊንክ ፍቃድ ማመልከቻ ትቀበላለች የኡበር እና ቦልት አሽከርካሪዎች በጋውቴንግ ደቡብ አፍሪካ ተቃዉመዋል ኤኤንኬኤ(ANKA) 5 ሚሊዮን ዶላር ያገኛል ዚምባብዌ የስታርሊንክ ፍቃድ ማመልከቻ ትቀበላለች ዚምባብዌ የስታርሊንክን የስራ ማስኬጃ ፍቃድ ማመልከቻ ተቀብላለች፣ እናም የዚምባብዌ ፖስታ እና ቴሌኮሙኒኬሽን ቁጥጥር ባለስልጣን (POTRAZ) እየገመገመው ነው። የሀገሪቱ መረጃ፣ የማስታወቂያ እና የብሮድካስቲንግ አገልግሎት ሚኒስትር ጄንፋን ሙስዌሬ ሰኞ ዕለት አስታውቀዋል። የፋይበር ግንኙነት ብቻውን በዚምባብዌ ገጠራማ አካባቢዎች ያለውን ግንኙነት እንደማያሻሽል ተናግሯል፣ ነገር ግን ስታርሊንክ ያደርጋል። ስታርሊንክ በዚምባብዌ መቼ እንደሚገኝ ግልጽ አይደለም። ኩባንያው በደቡባዊ አፍሪካ አገር እ.ኤ.አ በ2023 አራተኛ የሩብ አመት ሥራ ለመጀመር አቅዶ ሳለ፣ ለኬቲቱ ቅድመ ትእዛዝ ከተቀበለ በኋላ የተሻሻለው እ.ኤ.አ በ2024 በሁለተኛው የሩብ አመት እንደሚልክ ሪፖርቶች ጠቁመዋል። ይህ በእንዲህ እንዳለ ዘንድሮ የዚምባብዌ የመጀመሪያ ጎረቤት የሆነችው ሞዛምቢክ እቃወችን የማግኘት አገልግሎት ለዚምባብዌ ዜጎች ቀላል አድርጎላቸዋል። እንዴት? ዚምባብዌያውያን ዕቃዎቻቸውን በሞዛምቢክ ውስጥ መመዝገብ እና ለዝውውር ዕቅድ መክፈል ሳያስፈልጋቸው ወይም ከነገደቦቹ በመስማማት (የ60-ቀን የዝውውር መዳረሻ) ሊጠቀሙባቸው እንደሚችሉ ተምረዋል ። ይህ ዜና የሚመጣው የዙምባብዌ ፖስታ ቴሌኮሙኒኬሽን ባለሥልጣን (POTRAZ) ያለፈቃድ የስታርሊንክ አጠቃቀምን ካስጠነቀቀ ከሁለት ሳምንታት በኋላ ነው። በወቅቱ ሀገሪቱ እንደገና የመሸጥ ወረርሽኝ እያጋጠማት ነበር። በጎንዮሽ ፡ ደቡብ አፍሪካ እ.ኤ.አ በነሐሴ 2023 የስታርሊንክ አጠቃቀምን በተመለከተ በጣም ጥብቅ ህጎችን ተግባራዊ አድርጋለች። ኩባንያው አገልግሎቱን ለመስጠት አስፈላጊውን ፈቃድ እስኪያገኝ ድረስ የስታርሊንክ አገልግሎቶችን ወደ ሀገር ውስጥ ማስገባት፣ ማከፋፈል እና መጠቀም የተከለከለ ነው። በጓውተንግ ከተማ የኡበር እና ቦልት ሹፌሮች ተቃዉመዋል። በደቡብ አፍሪካ በጋውቴንግ ከተማ የሚሰሩ አሽከርካሪዎች ለሁለት ቀናት የሚቆየውን “የመጨረሻ ግፊት ተቃውሞ” ትላንት ጀመሩ። ወደ ጠቅላይ ሚኒስተር ቢሮ፣ በጆሃንስበርግ ወደሚገኘው የመንግስት ቢሮ ሰልፍ ከመውጣታቸው በፊት በጆሃንስበርግ ግዛት ማዕከላዊ ቢዝነስ ውስጥ ተሰብስበው ነበር። የተቃውሞ ሰልፉ መንግስት የተሽከርካሪ መተግበሪያ የሚጠቀሙ ባጃጅ ተሽከርካሪዎችን ማስገባቱን ተከትሎ ላቀረቡት ቅሬታ ምላሽ ነው። አንዳንድ የኋላ ታሪክ፡ ቦልት እና ኡበር ከጋውቴንግ ግዛት መንግስት ጋር የባጃጅ ኩዌት ተሽከርካሪዎችን፣ ስኩተሮችን፣ የክህሎት ማጎልበቻዎ���ን እና ሌሎች የስራ ፈጠራ ድጋፎችን ለመልእክተኞች እና አሽከርካሪዎች መድረኮቻቸውን በመጠቀም አጋርነታቸውን እ.ኤ.አ በሀምሌ እና ነሀሴ መካከል አስታውቀዋል። ነገር ግን እነዚህ አሽከርካሪዎች ይህንን ጥምረት ይቃወማሉ ምክንያቱም የኢ-ሃይሊንግ (E-hailing) ሽርክና ምክር ቤት ተወካይ የሆኑት ኬኒ ሞሬቴሌ እንዳሉት ""በዚህ ኢንዱስትሪ ውስጥ ስላጋጠሙን ተግዳሮቶች ልባችንን ሲያፈስ የነበረው ተመሳሳይ መንግስት ነው ፣ እናም ለዓመታት ሲበዘብዙን ከነበሩ ኩባንያዎች ጋር ሽርክና በመፍጠር አብረው ለመሥራት ወስነዋል። በተጨማሪም የተሽከርካሪ መተግበሪያ የሚጠቀሙ የባጃጅ ተሸከርካሪዎች ስራ መጀመር ርካሽ የአገልግሎት ምድብ ስለሚፈጥር እና አገልግሎቱን በዝቅተኛ ዋጋ ስለሚያቀርቡ በዘርፉ ያሉ ሰራተኞችን ሊያባርር ይችላል። በዚህም ምክንያት የኡበር እና ቦልት አሽከርካሪዎች ትላንት ከመስመር ውጪ ወጥተዋል እና ዛሬም በድጋሚ ከመስመር ውጪ ይወጣሉ። የትላንቱ ሰልፍ አላማ ስለ ቅሬታቸው ለመንግስት መናገር ሲሆን ይባስ ብሎ በሰሜናዊ ፓርክታውን እና በራንድበርግ ውስጥ ያሉ የኡበር እና ቦልት ተቃዋሚ ቢሮዎች ደግሞ ዛሬ ሰልፍ ይወጣሉ ። ኤኤንኬኤ(ANKA) 5 ሚሊዮን ዶላር ያገኛል ኤኤንኬኤ(ANKA) (የቀድሞው አፍሪክሬአ)፣ የአይቮሪያን አገልግሎትን እንደ መዋቅር የሚሠጡ (SaaS) ኢኮሜርስ መድረክ፣ ዕዳ እና እኩልነትን የሚያጣምረው በቅድመ-አንደኛ ዙር የርዳታ ስብስብ ላይ 5 ሚሊዮን ዶላር ሰብስቧል። የአለም አቀፍ የፋይናንስ ኮርፖሬሽን (IFC) ዙሩን ሲመራ ፕሮፓርኮ እና ቢፒፍራንስ ተሳትፈዋል። ካምፓኒው ገንዘቡን ተጠቅሞ ወደር የለሽ እድገት ባሳየባቸው ከፍተኛ ሀገራት፣ በናይጄሪያ እና ኬንያ የሻጮችን ብዛት መጨመር እና በአሜሪካን የደንበኞች እና የተመዝጋቢዎችን ቁጥር ለማስፋት አቅዷል። ኤኤንኬኤ(ANKA) እራሱን ለሁሉም-በአንድ-አንድ ሳኤኤስ(SAAS) ለብዙ አለም አቀፍ የአፍሪካ ኩባንያዎች ይቆጥራል። ነገር ግን፣ ከአፍሪካውያን ሥሮች እና መነሳሳት ጋር እ.ኤ.አ እስከ 2021 ድረስ የመስመር ላይ መደብርን (አፍሪክሬአ) ለአልባሳት፣ መለዋወጫዎች፣ ጥበቦች እና ቅርፃቅርፆች አገልግሏል። አሁን፣ ኤኤንኬኤ(ANKA) ለሶስት የተለያዩ የተጠቃሚ አይነቶች እንደ አንድ ማቆሚያ ሱቅ ሆኖ ይሰራል፡ በአለም አቀፍ ደረጃ ለመላክ የሚፈልጉ ላኪዎች፣ የመስመር ላይ ቸርቻሪዎች ሁሉንም ትዕዛዞቻቸውን በአንድ መድረክ ላይ ለማጣመር የሚፈልጉ ብዙ ቻናሎችን ይጠቀማሉ፣ እና በአለም አቀፍ ደረጃ እየተከፈሉ በአፍሪካ ውስጥ ለሚገዛው ሰው ባለበት ቦታ ማድረስ፣ መላክ እና ስራ መፍጠር ይፈልጋሉ። እ.ኤ.አ. በ 2030 ፣ ኤኤንኬኤ(ANKA) ባገኘው የገንዘብ ድጋፍ 100,000 አፍሪካውያን ሻጮችን እንደሚቀጥር ተስፋ ያደርጋል ፣ በዚህም እንዳለ ለአጭር ጊዜ የገንዘብ ፍላጎቶች እንደ መላኪያ እና የክፍያ ፍሰት የእዳ ክፍሉን ይጠቀማል። ምንአልባት ካመለጠዎት በቴክክረንች በ200 ጀማሪ ድርጅቶች የውድድር መድረክ ላይ 'በናይጄሪያ የሚመራው ሜንስታክ' ከፍተኛ ውስጥ ካሉት ከ20ዎቹ ጀማሪ ድርጅቶች አንዱ ሆኖ መውጣት ችሏል ። የ54ጅን የቀድሞ ዋና ሥራ አስፈጻሚ ሲንዲዲኬት ባዮ የተባለውን ሌላኛውን የጂኖም ኩባንያ አቋቋመ። የናይጄሪያው የብሎክቼይን ኩባንያ ኮንቬክሲቲ በኒዬርክ በሚገኘው ብላክሮክ ዋና መስሪያ ቤት የሰርክል ፒች መርሃግብርን አንዱ የመጨረሻ እጩ በመሆን ተሰይሟል። የማነበው እና የማየው ኢሎን መስክ ትዊተር የአሁን(X) ሁሉንም የተጠቃሚዎች የደንበኝነት ምዝገባ ክፍያ ሊያስከፍል እንደሚችል ተናግሯል። ቲክቶክ በሠው ሰራሽ አዋቂ የመነጨ ይዘትን የመሰየም መንገድን ያስተዋውቃል። ዩቲዩብ የአስገድዶ መድፈር ክስ ���ተመሠረተበት ራስል ብራንድ በመስመሩ የሚያገኘውን ገቢ አገደ ወይም ቪዲዬውን እዚህ ጋር ተመልከቱ ራስል ብራንድ በአስገድዶ መድፈር፣ በጾታዊ ጥቃት እና በደል ክስ ቀርቦበታል። ጆርዳን ፒተርሰን በእርጋታ በሁለት የሴት ልጅ መብት አክራሪ ተሟጋቾች (feminists) ፊት ስለ ሴት ልጅ መብት አክራሪነት (feminism) አጥላልቷል።","Uber and Bolt drivers protest in Gauteng The Director General of the Communications Authority of Kenya (CA), Ezra Chiloba, has been suspended. Even though the reasons for his suspension are unknown, the former acting CEO of the Kenya Film Classification Board (KFCB), Christopher Wambua, has assumed his role in acting capacity. Chiloba, who assumed the DG role on September 28, 2021, for a four-year renewable term, succeeded Francis Wangusi, whose tenure ended in August 2019. Before that, he was a Principal Partner at Chil & Kemp Strategies Ltd, a strategy management company, where he focused on leadership and management effectiveness, policy and regulatory analysis, and strategy and risk management. From 2015 to 2018, Chiloba worked for the Independent Electoral and Boundaries Commission (IEBC) as its chief executive officer/commission secretary. Here's what I've got for you today: Zimbabwe receives Starlink's licence application Uber and Bolt drivers protest in Gauteng, South Africa ANKA gets $5 million Zimbabwe receives Starlink's licence application Zimbabwe has received Starlink's application for an operating licence, and the Postal and Telecommunications Regulatory Authority of Zimbabwe (POTRAZ) is reviewing it. The country's Minister of Information, Publicity, and Broadcasting Services, Jenfan Muswere, announced this on Monday. He claimed that fibre connections alone won’t improve connectivity in Zimbabwe's more rural areas, but Starlink will. It’s not clear when Starlink will be available in Zimbabwe. While the company plans to launch operations in the Southern African country in Q4 2023, reports suggest that it is sending a revised date of Q2 2024 after receiving a preorder for the kit. Meanwhile, Mozambique, which this year became Zimbabwe's first neighbour to operate the service, has made it much simpler for Zimbabweans to obtain these kits. How? Zimbabweans have learnt they can register their kits in Mozambique and use them in Zimbabwe without having to pay for a roaming plan or deal with its limitations (60-day roaming access). This news comes two weeks after POTRAZ warned against the unlicensed use of Starlink. At the time, the country was experiencing an epidemic of reselling. Sidebar: South Africa implemented much stricter rules regarding the use of Starlink in August 2023. Until the company obtains the necessary licences to start providing the service, the importation, distribution, and use of Starlink services are prohibited in the country. Uber and Bolt drivers protest in Gauteng Ride-hailing drivers in Gauteng, South Africa, started a two-day ""last-push protest"" yesterday. They gathered in the Central Business District of Johannesburg before marching to the Premier's office, a government office in Johannesburg. The protest is in response to their complaints about the government's introduction of Bajaj Qute vehicles that use ride-hailing apps. Some backstory: Between July and August, Bolt and Uber announced partnerships with the Gauteng provincial government to provide Bajaj Qute vehicles, scooters, skill development, and other entrepreneurial support to couriers and drivers using their platforms. But these drivers are against this alliance because, in the words of Kenny Moretsele, a representative for the E-hailing Partners Council, ""this is the same government that we have been pouring our hearts out to regarding our challenges in this industry, and now they have decided to enter into a partnership with the companies that have been exploiting us for years."" Further, the launch of the Bajaj Qute vehicles creates a cheaper category of services, which could drive out existing players in the sector because it offers the lowest prices. Consequently, Uber and Bolt drivers went offline yesterday and will do so again today. What's more, while yesterday's march was aimed at speaking to the government about their complaints, the protesters will march today to the Uber and Bolt offices in Parktown North and Randburg, respectively. ANKA gets $5 million ANKA (formerly Afrikrea), an Ivorian SaaS eCommerce platform, has raised $5 million in a pre-Series A extension round that combines debt and equity. The International Finance Corporation (IFC) led the round, with Proparco and Bpifrance participating. The company plans to use the funds to expand its presence in top nations where it has already experienced unmatched growth, including Nigeria and Kenya for the number of sellers and the US for the number of customers and subscribers. ANKA considers itself an all-in-one SaaS for multinational African companies. However, it ran an online store (Afrikrea) for apparel, accessories, arts, and crafts with African roots and inspiration until 2021. Now, ANKA acts as a one-stop shop for three different user types: exporters looking to ship internationally, online retailers using multiple channels who want to combine all of their orders on one platform, and dropshippers looking to produce, ship, and create jobs in Africa while getting paid internationally. By 2030, ANKA hopes to onboard 100,000 African sellers with the help of this funding while using the debt component to cover short-term cash needs for things like shipping and payment float. In case you missed it Nigerian-led Mainstack emerges as one of the top 20 startups at TechCrunch Startup Battlefield 200 Former CEO of 54Gene launches Syndicate Bio, another genomics company Nigerian blockchain company Convexity named one of Circle pitch event finalists at BlackRock HQ, New York What I'm reading and watching Elon Musk says Twitter, now X, could charge all users subscription fees TikTok introduces a way to label AI-generated content YouTube Demonetizes Russell Brand After Rape Allegations or watch a video here Russell Brand accused of rape, sexual assault and abusive behaviour Jordan Peterson calmly dismantles feminism infront of two feminists","Direbobin Uber da Bolt sun yi zanga-zanga a Guateng An dakatar da Babban Daraktan Hukumar Sadarwa ta ƙasar Kenya (CA), Ezra Chiloba. Duk da cewa ba a san dalilan dakatarwar tasa ba, tsohon mai riƙe da Hukumar Tantance Finafinai ta Ƙasar Kenya (KFCB), Christopher Wambua ya maye gurbinsa a matsayin na riƙon ƙwarya. Chiloba ya karɓi matsayin Babban Daraktan na tsawon shekara huɗu ne a ranar 28 watan Satumba, 2021, wanda za a iya ƙara masa wa'adin, inda ya gaji Francis Wanguisi, wanda zangon aikinsa ya ƙare a watan Agusta 2019. Kafin nan, shi ne Babban mai Kula da haɗin gwiwa na Chil & Kemp Strategies, wanda kamfani ne na kula da tsare-tsare, inda ya mai da hankali ga ingancin shugabanci da inganta gudanarwa da dokoki da ƙa'idoji da kuma kiyaye barazana. Daga 2015 zuwa 2018, Chiloba ya yi aiki da Hukumar Zaɓe da Iyakoki (IEBC) a matsayin Babban jami'in Zartarwa na hukumar. Ga abin da na tanadar muku a yau: Ƙasar Zimbabwe ta sami damar neman lasisin Starlinks. Direbobin Uber da na Bolt sun yi zanga-zanga a garin Gauteng da ke Afirka ta Kudu. ANKA ya sami Dala miliyan $5.m Ƙasar Zimbabwe ta sami damar neman lasisin Starlinks. Ƙasar Zimbabwe ta sami damar neman lasisin Starlinks, wanda Hukumar Kula ƙaidojin Sadarwa ta ƙasar Zimbabwe (POTRAZ) ke nazari a kai. Ministan Yaɗa Labarai, Jenfan Muswere ne ya sanar da hakan a wannan rana ta Litinin. Ya yi ikirarin cewa, amfani da waya kaɗai wajen sadarwa, ba zai inganta tsarin sadarwa a yawancin yankunan karkara na ƙasar Zimbabwe, sai dai Starlinks. Sai dai ba a sana lokacin da Starlink zai wanzu ba a Zimbabwe. A yayin da kamafanin ke shirin ƙaddamar da ayyukansu a ƙasashen Kudancin Afirka, a wata ukun ƙarshe na shekarar 2023, rahotanni sun bayyana cewa, kamfanin yana tura sabon kwanan wata na wata uku na biyu a shekarar 2024 bayan samun karɓar kayan aiki da aka fara kawowa. Ita kuwa ƙasar Mozambik, wadda ta kasance maƙwabciyar ƙasar Zimbabwe ta farko da ta za ta aiwatar da tsarin, tza a sauƙi wa 'yan Zimbabwe wajen samun waɗannan kayan aiki. Ta yaya? Yan ƙasar Zimbabwe sun fahimci cewa za su iya yin rijistar kayan aikinsu a ƙasar Mozambik kuma su yi amfani da su a Zimbabwe, ba tare da biyan tsarin kai-kawo ko yarjejeniya da iyakokinta (damar kai-kawo ta kwana 60). Wannan labarin ya zo ne makwanni biyu bayan POTRAZ ta yi gargaɗi a kan masu amfani da Starlinks ba tare da lasisi ba. A lokacin, ƙasar na fuskantar ƙalubalen sake sayar da kayayyaki. Taƙaitun labarai: Ƙasar Afirka ta Kudu ta ƙaddamar da tsauraran dokoki a kan amfani da kamfanin Starlinks a watan Agusta 2023. Har dai lokacin da kamfanin ya sami muhimman lasisai domin fara aiki ayyuka, an haramta shigowa da kayan Starlink da rarraba su da kuma amfani da tsarinsu a ƙasar. Direbobin Uber da Bolt suna zanga-zanga a garin Gauteng. Direbobin motocin haya a garin Gauteng na ƙasar Afirka ta Kudu,sun fara zanga-zanga ta kwana biyu, a jiya. Sun taru a tsakiyar Birnin Johannesburg kafin yin tattaki zuwa ofishin Firimiya, wanda ofishi ne na gwamnatin birnin Johannesburg. Zanga-zangar dai na da nasaba da kokensu a kan ababen hawan Bajaj da ke amfani da manhajar kirawo mota da gwamnati ta shigo da su. Tarihi: A tsakanin watannin Yuli da Agusta, Bolt da Uber sun sanar da haɗin guiwa da Gwamnatin yankin Gauteng domin samar da motoci na Kamfanin Bajaj da babura da koyar da sana'o'i da sauran ayyukan dogaro da kai ga direbobin da kuma 'yan kabu-kabu ta amfani da kafarsu. Sai dai waɗannan direbobi suna ƙalubalantar wannan haɗin guiwa, saboda kamar yadda Kenny Moretsele ya faɗa wa Hukumar Haɗin gwiwar Kirawo Mota ta Intanet cewa, ''wannan dai ita ce gwamnatin da muke ta kyutatwa zaton za ta warware matsalolinmu a wannan masana'anta, kuma yanzu sun yanke shawarar shiga haɗin guiwa da kamfanonin da ke tatsemu tsawon shekaru"". Haka kuma, Ƙaddamar da motocin Bajaj ya samar da sauƙi na zirga-zirga, wanda zai awon gaba da waɗanda suke cin karensu a ɓangaren, saboda arahar sufurin da suka kawo. Biyo bayan haka,a jiya direbobin Uber da Bolt sun sauka daga kan intanet a kuma a yau ma za su maimaita. Me ya rage kuma, yayin da manufar tattaki jiya ita ce miƙa koke ga gwamnati, a yau masu zanga-zangar za su yi tattaki a yau zuwa ga Ofishin Uber da Bolt a Parktown da ke Arewacin Randburg. ANKA ya sami Dala miliyan 5. ANKA (da aka sani a baya da Afrikrea), kafar kasuwanci ce ta intanet na ƙasar Abrikwas, inda ya tara Dala miliyan 5 a tsarin share fage na A, wanda ya haɗa bashi da uwar kuɗi. Cibiyar Hada-hadar Kuɗi ta Duniya (ICF) ta jagoranci zagayen tare da Proparco da Bpifrance suka halarta. Kamfanin na shirya yin amfani da kuɗaɗe domin faɗaɗa kasuwancinsa a manyan ƙasashe, wanda tuni suka samu riba mai a Nijeriya da Kenya, inda ya samu masu sayarw da yawa a Amurka kuma abokan hulɗa da yawa da kuma waɗanda suka ba da kuɗin domin shiga tsarin. Kafar ANKA na kallon kanta a matsayin komai da ruwanka a kamfanonin duniya da na Afrika. Sai da yana da da kantin intanet (Afrikrea) na hajoji da kayayyaki da na zane da fashohi da ke da tushe daga Afirka da suke ci har zuwa 2021. A yanzu Kamfanin ANKA na matsayin wani kanti ɗaya mai mutane uku daban-daban: masu shigowa da kayayyakin da suke neman jirgin ruwan na duniya da masu sayar da kayayyaki ta intanet da suke amfani da hanyoyi da dama, waɗanda suke son haɗa ɗaukacin odarsu a ƙarƙashin kafa ɗaya da 'yan kayi-na-yi da ke son samarwa da fitar da haja da jigila ta ruwa da kuma samar da ayyuka a Afrika, inda ake biyan su daga ƙasashe. Nan da shekara ta 2030, Kamfanin ANKA na fatan ɗora masu sayar da hajoji na Afrika 100,000 tare da tallafin wannan gidauniya, yayin da za a yi amfani da kuɗaɗen biyan bashi wajen magance buƙatun kuɗi domin jigilar jiragen ruwa da biyan kuɗin sauke kaya. Ko da ka yi rashinsa. Kamfanin Nigerian-led Mainstack ya zamo ɗaya daga cikin manyan kamfanoni farin-shiga guda 20 a tsarin Kamfanin TechCrunch na Battlefield 200. Tsohon Shugaban Kamfanin 54Gene ya ƙaddamar da Ɗakin Gwaje-gwajen tsatson halita, inda yake binciko ainihin tsatson halittu. An sanar da kamfanin adana bayanan hada-hadar kuɗin kirifto na Nijeriya wato Convexity a matsayin ɗaya daga waɗanda suka fito mataki na ƙarshe a gasar Circle pitch a BlackRock HQ, da ke gudana New York. Me nake karantawa da kuma kallo. Elon Musk ya ce, dandalin Twitter wanda a yanzu ake kira da X ka iya cajar kuɗin da masu amfani da dandalin ke biya. Tiktok ya gabatar da wata hanya ta tsara bayanan da ake tattarawa na AI YouTube ya daina nuna bidiyon Russell Brand, bayan zargin fyaɗe ko ma kawai ka kalli bidiyon a nan. An zargi Russell Brand da aikata fyaɗe, lalata da kuma ɗabi'ar cin zarafi. Cikin ruwan sanyi Jordan Peterson ya kwance wa aƙidar nan ta daidaiton jinsi mata zani a gaban masu goyon bayan aƙidar su biyu.","Madereva wa Uber na Bolt waandamana huko Gauteng. Mkurugenzi mkuu wa mamlaka ya mawasiliano nchini Kenya (CA), Ezra Chiloba, amesimamishwa kazi. Ingawa sababu za kusimamishwa kwake hazifahamiki, aliyekuwa kaimu CEO wa Bodi ya Usimamizi wa Filamu nchini Kenya (KFCB) Christopher Wambua, amechukua nafasi yake kwenye ukaimu. Chiloba, ambaye amechukua nafasi ile ya DG Septemba 18, 2021, kwa miaka minne kwa kuongezewa ongezewa, alimshinda Francis Wangusi, ambaye muda wake ulitamatika mwezi Agosti 2019. Kabla ya hilo, alikuwa ni Mshiriki Mkuu kwenye kampuni ya Chil & Kemp Strategies Ltd, Kampuni ya Usimamizi wa Mikakati, ambapo alijikita kwenye uongozi na usimamizi kwa ufanisi, sera na uchambuzi wa udhibiti na mkakati na usimamizi wa majanga. Kuanzia 2015 mpaka 2018, Chiloba alifanya kazi kwenya Tume Huru ya Uchaguzi na Mipaka (IEBS) kama mkurugenzi mkuu wake/Katibu wa Tume. Haya ni yale ambayo nimekuandalia kwa leo.: Zimbabwe yapokea maombi ya leseni ya Starlink. Madereva wa Uber na Bolt waandamana huko Gauteng na Afrika Kusini. ANKA yapata milioni $5. Zimbabwe yapokea maombi ya leseni ya Starlink. Zimbabwe imepokea maombi ya Starlink kwa ajili ya leseni ya uendeshaji, na Mamlaka ya Usimamizi wa Mawasiliano ya Simu na Posta nchini Zimbabwe (POTRAZ) yanayakagua. Waziri wa Habari na huduma za Utangazaji wa nchi hiyo, Jenfan Muswere, alilitangaza hili siku ya Jumatatu. Alidai kwamba muunganiko wa mtandao kwa nyaya pekee hautaboresha muunganiko kwenye maeneo mengi ya vijijini nchini Zimbabwe, ila Starlink inaweza. Halipo wazi kwamba lini Starlink itapatikana nchini Zimbabwe. Wakati kampuni ihiyo ikipanga kutambulisha uendeshaji wa katika nchi za Kusini mwa Afrika kwenye Q4 2023, ripoti zinapendekeza kwamba inatuma tarehe ya marekebisho ya Q4 2024 baada ya kupokea agizo la mapema la seti. Wakati huo huo, Msumbiji, ambayo mwaka huu imekuwa jirani wa kwanza wa Zimbabwe kuendesha huduma hiyo, imeirahisisha zaidi kwa Wazimbabwe kupata seti hizi. Kivipi? Wazimbabwe wamejifunza wanaweza kusajili seti zao nchini Msumbiji na kujzitumia nchini Zimbabwe bila ya kutakiwa kulipia kwa ajili ya mpango wa kuhamisha au kukabiliana na upungufu wake ( siku-60 za kupata kuhamisha). Habari hii imekuja majuma mawili baada ya POTRAZ kuonya dhidi ya matumizi ya Starlink bila yta kukatia leseni. Kipindi hicho, nchi hiyo ilikuwa ikikabiliwa na janga la utapeli. Kwa upande mwingine: Afrika Kusini ilitekeleza sheria kali zaidi kuhusiana na matumizi ya Starlink mwezi Agosti 2023. Mpaka pale kampuni itakapopata leseni zinazohitajika ili kuanza kutoa huduma hiyo, ule uingizaji, usambazaji, na matumizi ya huduma za Starlink yamepigwa marufuku nchini. Madereva wa Uber na Bolt waandamana huko Gauteng. Waendesha farasi huko Gauteng, Afrika Kusini, wameanza ""maandamano ya kushinikiza mwisho"" ya siku mbili jana. Walikusanyika kwenye Mji Mkuu wa Biashara wa Johannesburg kabla ya kwenda kwenya ofisi ya Waziri Mkuu, ofisi ya Serikali Johannesburg. Maandamano hayo yapo kwenye majibu ya malalamiko yao juu ya Serikali kutambulisha magari madogo ya Bajaj ambayo yanatumia programu za kukodishia. Baadhi ya Stori za nyuma: kati ya Julai na Agosti, Bolt and Uber zilitangaza ushirikiano pamoja na serikali ya jimbo la Gauteng kutoa magari madogo ya Bajaj, Pikipiki, kuendeleza ujuzi, misada mingine ya kijasiriamali kwa wasafirishaji na madereva kutumia jukwaa lao. Lakini madereva hawa wanapinga muunganiko huu kwasababu, kwa maneno ya Kenny Moretsele, muwakilishi wa baraza la washiriki la E-partners, ""hii ni serikali hiyo hiyo ambayo tumekuwa tukiibwagia nyinyo zetu kuhusiana na changamoto zetu kwenye tasnia hii, na sasa wameamua kuingia kwenye ushirikiano na makampuni ambayo yyamekuwa yakitunyonya kwa miaka mingi"" Zaidi, utambulisho wa magari madogo ya Bajaj kunatengeneza kategoria rahisi sana za huduma, amabzo zinaweza kuwadororesha waendeshaji waliopo sasa kwenye sekta hiyo kwasababu inaendeshwa kwa bei rahisi zaidi. Kwa hiyo, madereva wa Uber na Bolt walikuwa nje ya huduma jana na watafanya tena hivyo leo. Ni nini zaidi, wakati maandamano ya jana yalikusudia kuiambia serikali juu ya malalamiko yao, waandamanaji hao wataandamana leo kuelekea kwenye ofisi za Uber na Bolt Parktown North and Randburg, kwa mpangilio. ANKA yapata milioni $5. ANKA (Zamani Afrikrea), ni jukwaa la biashara mtandaoni la Ivorian SaaS, imetengeneza milioni $5 kwenye awamu ya kwanza A ya upanuzi ambao unajumuisha deni na mtaji. Shirika la Fedha la Kimataifa (IFC) liliongoza mzunguko huo, pamoja na ushiriki wa Proparco na Bpifrance. Kmpuni hiyo inapanga kutumia fedha hizo kujitanua uwepo wake kwenya mataifa ya juuambapo tayari imshapitia ukuaji usiolingana, ikijumuisha Nigeria na Kenya kwa idada ya wauzaji, na US kwa idadi ya wateja na wafuatiliaji. ANKA inajiona kama Saas ya moja kwa moja kwa ajili ya kampuni za kimataifa za Afrika. Hata hikvyo, iliendesha duka kubwa mtandaoni (Afrikrea) kwa ajili ya mavazi, vifaa, sanaa na ufundi pamoja na vitu asili vya Afrika na ushawishi mpaka 2021. Sasa, ANKA inafanya kazi kama duka moja kwa ajili ya watumiaji wa aina tatu tofauti: Wasafirishaji wanaotaka kusafirisha kimataifa, wauzaji wa reja reja mtandaoni wanaohitaji kuunganisha oda zao zote kwenye nasaba moja na madalali wa biashara wanaohitaji kuzalisha, kusafirisha na kutengeneza ajira Afrika huku wakilipwa kimataifa. Kufikia 2030, ANKA inatarajia kuwa na wauzaji wa Kiafrika 100,000 kwa msaada wa mfuko huu huku ikitumia sehemu ya madeni kulipia mahitaji ya muda mfupi kwa ajili ya mambo kama vile kusafirisha na fungu la malipo. Ikitokea umeiokosa Mainstach inayoongoza Nigeria yaibuka moja wapo ya mashirika 20 ya juu kwa mashirika ya TechCrunch Battlefield 200. CEO wa zamani wa 54Gene anatambulisha Syndicate Bio, kampuni nyingine ya Genomikia. Ushirika wa kampuni ya blockchain ya Nigeria ilimuita mmoja wapo wa wahitimu wa tukio la Circle Pitch huko HQ BlackRock, New York Kitu gani ninasoma na kutazama. Elon Musk anasema Twitter, sasa X, inaweza kutoza ada za usajili wa watumiaji wote. TikTok yatambulisha namna ya kuweka lebo maudhui yote yaliyotengenezwa na AI. YouTube yaikosesha fedha Rajamu ya Russel baada ya madai ya ubakaji ama tazama video hapa. Rajamu ya Russell inatuhumiwa kwa ubakaji, unyanyasaji wa kijinsia na tabia ya matusi. Jordan Peterson kwa utulivu avunja ufeministi mbele ya watetezi ya haki za wanawake.","Àwọn awakọ̀ Uber àti Bolt ṣe ìwọ́de ìfèhónúhàn ní Gauteng Wọ́n ti ní kí Ọ̀gá Àgbà fún ẹ̀ka-iṣẹ́ ìbára-ẹni-ṣọ̀rọ̀ ti Kenya, Ezra Chiloba, lọ rọ́ọ́kún nílé fúngbà díẹ̀. Bí ó tilẹ̀ jẹ́ pé a kò mọ́ èrèdí lílé tí wọ́n lé e fún ìgbà díẹ̀, adelé aláṣẹ àti olùdarí Àjọ tó ń ṣe kòkárí Ìpínsísọ̀rí Fíìmù àgbéléwò ní Kenya tẹ́lẹ̀, Christopher Wambua, ti gba ipò rẹ̀ gẹ́gẹ́ bí adelé. Chiloba, ti ó di Ọ̀gá Àgbà ní 28 Oṣù Kẹsàn-án, ọdún 2021, fún sáà ìṣàkóṣo ọlọ́dún-mẹ́rin tó ṣe é tún lò, gba ìṣàkóso náà lọ́wọ́ Francis Wangusi, ẹni ti sáà rẹ̀ tẹnu bodò ní oṣù Kẹjọ 2019. Ṣáájú èyí, ó jẹ́ olùfọwọ́sowọ́pọ̀ gbògíì ní ilé-iṣẹ́ Chil & Kemp Strategies Ltd, ilé-iṣ���́ tó ń ṣe àkósọ ìlànà-ìmúṣiṣẹ́, níbi tí ó ti gbájú mọ́ ìmúyányán àkóso àti adarí ṣíṣe, ìtúpalẹ̀ ètò àti ìlànà àmúlò, àti àkóso ìlànà-ìmúṣiṣẹ́ àti ewu. Láti ọdún 2015 sí 2018, Chiloba ti ń ṣiṣẹ́ pẹ̀lú Àjọ Elétò Ìdìbò àti Ààlà gẹ́gẹ́ bí aláṣẹ àti olùdarí/akọ̀wé àjọ. Èyí ni mo ní fún yín lónìí: Zimbabwe gba ìwé àṣẹ ìforúkọsílẹ̀ ti Starlink Àwọn awakọ̀ Uber àti Bolt ṣe ìwọ́de ìfèhónúhàn ní Gauteng, South Africa ANKA gba milíọ́nù $5 Zimbabwe gba ìwé àṣẹ ìforúkọsílẹ̀ ti Starlink Zimbabwe ti gba ìwé ìforúkọsílẹ̀ ti Starlink fún ìwé-àṣẹ iṣẹ́, Àjọ tó sì ń ṣe àkóso ìbáraẹnisọ̀rọ̀ ní Zimbabwe sì ń ṣe àgbéyẹ̀wò rẹ̀ lọ́wọ́. Alákòóso fún ètò ìròyìn, ìkànsárá-ìlú, àti ìgbóhùnsáfẹ́fẹ́ fún orílẹ̀-èdè náà, Jenfan Muswere, kéde èyí ní ọjọ́ Ajé. Ó sọ pé àwọn àkójọ ìtàkùn ìbáraẹnisọ̀rọ̀ lasan kò ní mú ìdàgbàsókè bá àsopọ̀ ìbáraẹnisọ̀rọ̀ ní àwọn ìgbèríko Zimbabwe, ṣùgbọ́n Starlink yóò mú un bá a. Ìgbà tí Starlink yóò gbìnàyá ní Orílẹ̀-èdè Zimbabwe kò tíì dájú. Nígbà tí ilé-iṣẹ́ náà ti ṣe àlàkalẹ̀ ètò láti ṣísọ lójú iṣẹ́ ṣíṣe ní àwọn orílẹ̀-èdè tó wà ní ẹkùn Gúúsù Afrika ní Q4 2023, àwọn àbọ̀-ìwádìí kan fi yé wa pé wọn ó fi déètì titun lọ́lẹ̀ ní Q2 2024 lẹ́yìn tí wọ́n rí ìbéèrè ríra irinṣẹ́ gbà. Ẹ̀wẹ̀, Orílẹ̀-èdè Mozambique, tí ó di orílẹ̀-èdè àkọ́kọ́ tó múlé ti Zimbabwe lọ́dún yìí láti ṣe àmúlò ètò náà, tí jẹ́ kó rọrùn síi fún àwọn ọmọ orílẹ̀-èdè Zimbabwe láti rí àwọn irinṣẹ́ náà gbà. Báwo? Àwọn ọmọ orílẹ̀-èdè Zimbabwe ti mọ̀ pé àwọn lè fi orúkọ sílẹ̀ fún àwọn irinṣẹ́ wọn ní orílẹ̀-èdè Mozambique, tí wọn yóò sì rí i lò ní orílẹ̀-èdè Zimbabwe láìsan owó fún lílò ó ní ìlú mìíràn tàbí fi ojú winá àwọn kùdìẹ̀kudiẹ rẹ̀ (ìlò fún ọgọ́ta ọjọ́). Ìròyìn yìí jẹyọ lẹ́yìn ọ̀sẹ̀ méjì tí POTRAZ ṣe ìkìlọ̀ lórí lílo Starlink láìgba ìwé àṣẹ. Ní àsìkò náà, orílẹ̀-èdè náà ti ń ní ìrírí àtúntà-ọjà lọ́pọ̀ yanturu. Ní àfikún: Orílẹ̀-èdè South Africa ti ṣe àgbékalẹ̀ àwọn òfin tí ó le díẹ̀ nípa lílo Starlink ní Oṣù Kẹjọ ọdún 2023. Títí di ìgbà tí ilé-iṣẹ́ náà gba àwọn ìwé àṣẹ tí wọ́n nílò fún iṣẹ́, ìkówọlé. Ìpínkiri, àti ìlò Starlink ni òfin dè ní orílẹ̀-èdè náà. Àwọn awakọ̀ Uber àti Bolt ṣe ìwọ́de ìfèhónúhàn ní Gauteng Àwọn awakọ̀ ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára/agbàpèègbéká ní Gauteng, South Africa, bẹ̀rẹ̀ ìwọ́dé ìfèhónúhàn ọlọ́jọ́-méjì aláṣekágbá ní àná. Wọ́n péjọ sí ẹkùn ọrọ̀ ajé ti ààrin gbùngbùn Johannesburg kí Wọ́n tó wọ́ lọ sí ọfíìsì Premier, èyí tí í ṣe ọfíìsì ìjọba kan ní Johannesburg. Ìwọ́de ìfèhónúhàn náà jé ìdáhùn wọn sí ìfisùn wọn lórí bí ìjọba ṣé mú àwọn ọkọ Bajaj Qute tí wọn ń lò aápùù ìwọkọ̀-lórí-ayélujára. Àwọn ìròyìn àtẹ̀yìnwá díẹ̀: láàrin oṣù keje sí oṣù kẹjọ, ilé-iṣẹ́ Bolt àti Uber kéde àjọṣepọ̀ pẹ̀lú ìjọba ẹkùn tí Gauteng láti pèsè àwọn ọkọ̀ Bajaj Qute, kẹ̀kẹ́ àdúró-fẹsẹ̀-wà, ìdàgbàsókè ìmọ̀ọ́nṣe, àti àtìlẹ́yìn ìsòwò fún àwọn olùránṣẹ́ àti àwọn awakọ̀ tó ń lo àwọn ìkànnì náà. Ṣùgbọ́n àwọn àwakọ̀ náà tako àjọṣepọ̀ náà nítorí pé, gẹ́gẹ́ bí ọ̀rọ̀ Kenny Moretsele, aṣojú Ìgbìmọ̀ Ajọṣepọ̀ E-hailing, ""ìjọba yìí kan náà ni a ti ń sọ ẹ̀dùn ọkàn wa fún nípa àwọn ìdojúkọ wa nínú iṣẹ́ yìí, ní báyìí wọ́n sì ti pinnu láti wọnú àdéhùn àjọṣepọ̀ pẹ̀lú àwọn ilé-iṣẹ́ náà tí wọ́n ti ń gbọ́n wa ní àgbọ́gbẹ fún ọdún pípẹ́. Síwájú sí i, ìfilọ́lẹ̀ àwọn ọkọ̀ Bajaj Qute pèsè àwọn ìsọ̀rí iṣẹ́ tí kì gbówó lórí, èyí tí ó lè lé àwọn olùkópa tẹ́lẹ̀ kúrò ní ẹ̀ka iṣẹ́ náà torí pé iye owó rẹ̀ kéré jọjọ. Látàrí èyí, àwọn awakọ̀ Uber àti Bolt kúrò lórí ayélujára lánàá, wọn yóò sì tún ṣe bẹ́ẹ̀ lónìí. Kín ló tún kù, nígbà tí ìwọ́de àná dá lórí bíbá ìjọba sọ̀rọ̀ nípa àwọn ìfisùn wọn, àwọn olùfẹ̀hónúhàn náà yóò wọ́de lọ sí ọfíìsì Uber ní Parktown North àti ti Bolt ní Randburg. ANKA rí mílíọ́nù $5 gbà ANKA (tí a mọ̀ sí Afrikrea tẹ́lẹ̀), ìkànnì ìtajà lórí afẹ́fẹ́ SaaS tí àwọn ará Ivory Coast, ti ṣe àkójọ mílíọ́nù $5 nínú àṣeélẹ̀-Àṣetẹ̀léra tí ó pa gbèsè pọ̀ mọ́ ìṣe-déédé. Àjọ Ìṣúná Àgbàyé ní ó ṣáájú ìyípo yìí pẹ̀lú ìkópa Proparco àti Bpifrance. Ilé-iṣẹ́ náà ṣètò láti lo owó náà láti tan ìwàláàyè wọn ká àwọn orílẹ̀-èdè ńlá níbi tí o tilẹ̀ ti ní ìrírí ìdàgbàsókè aláìlẹ́gbẹ́, pẹ̀lú Nàìjíríà àti Kenya fún iye àwọn òǹtajà, àti US fún iye àwọn oníbàárà. ANKA rí ara rẹ̀ gẹ́gẹ́ bí gbogboǹṣe SaaS fún àwọn ilé-iṣẹ́ ní Afíríkà ṣùgbọ́n tó kárí-ayé. Ṣùgbọ́n ṣá, ó ń ṣàkóso ilé ìtajà lórí ayélujára (Afrikrea) fún aṣọ, ohun-èlò, àti iṣẹ́ ọnà pẹ̀lú orísun àti kóríyá rẹ̀ ní Afíríkà títí di 2021. Ní báyìí, ANKA jẹ́ gẹ́gẹ́ bí ilé ìtajà gbogbo-lòwò fún oríṣìí àwọn ènìyàn mẹ́ta tó yàtọ̀ síra: àwọn olùkó-ọjà-lọ-sílẹ̀-òkèèrè-fún-títà tí wọ́n ń wá ọ̀nà láti kó ọjà lọ sílẹ̀ òkèèrè, àwọn olùtún-ọjà-tà-lórí-ayélujára tí wọ́n ń lo ojú-òpó púpọ̀ ṣùgbọ́n tí wọ́n sì fẹ́ pa gbogbo àwọn ìbéèrè ìtajà wọn papọ̀ sí ìkànnì kan, àti àwọn olù-lo-ilé-iṣẹ́-mìíràn láti pèsè ọjà, kó ọjà jáde àti pèsè iṣẹ́ ní Afíríkà nígbà tí wọ́n sì ń gba owó rẹ̀ láti òkèèrè. Nígbà tí yóó bá fi di 2030, ANKA ní ìretí láti pèsè òǹtajà Afíríkà tó tó 100, 000 níye pẹ̀lú ìrànlọ́wọ́ owó-ìrànwọ́ yìí, nígbà tí wọ́n bá sì ń lọ abala ti gbèsè láti kájú owó tí wọ́n nílò ní yàjóyàjó fún àwọn nǹkan bí kíkó-ọjà-jáde àti sọ̀wé-dowé olódiwọ̀n-ìṣedéédé. Ó ṣe é ṣe kí ẹ pàdánù rẹ̀ Ilé-iṣẹ́ Mainstack tí àwọn ọmọ Nàìjíríà jẹ́ adarí fún ti di ọ̀kan lára àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ogún tó ga jùlọ ní ilé-iṣẹ́ àṣẹ̀sẹ̀bẹ̀rẹ̀ TechCruch ti Battlefield 200 Aláṣẹ àti Olùdarí 54Gene tẹ́lẹ̀ rí ti ṣe ìfilọ́lẹ̀ Syndicate Bio, tí í ṣe ilé-iṣẹ́ ẹlẹ́jẹ̀-àdámọ́ mìíràn Ilé-iṣẹ́ alákàá-dátà-àkósódù Nàìjíríà Convexity ti di ọ̀kan nínú àwọn aláṣekágbá ètò Circle pitch ní olú ilé-ṣẹ́ BlackRock, ní New York Ohun tí mo ń kà tí mo ń wò Elon Musk sọ pé Twitter, tí ó ti di X báyìí, lè bèèrè owó-ìlò lọ́wọ́ àwọn olùlo-ìkànnì náà. TikTok ṣe àfihàn ọ̀nà láti tọ́ka sí àkóónú ajẹmọ́ ìmọ̀ àtọwọ́dá. YouTube yọ owó-èrè kúrò lórí àgbékalẹ̀ Russell lẹ́yìn àwọn ìfisùn ìfipábánilòpọ̀ tàbí wo fọ́nrán fídíò kan níbí Wọ́n fi ẹ̀sùn ìfibábánilòpọ̀, wèréwèré àti ìwà ìbájẹ́ kan àgbékalẹ̀ Russell Jordan Peterson fi pẹ̀lẹ́-kùtù tú ọ̀rọ̀ ìṣègbèfábo ká níwájú àṣègbèfábo méjì","Abashayeli be-Uber ne-Bolt bayabhikisha eGauteng Umqondisi-Jikelele weCommunications Authority of Kenya (iCA), u-Ezra Chiloba, umisiwe okwesikhashana emsebenzini. Nanoma izizathu zokumiswa kwakhe emsebenzini zingakaziwa, owayebambe esikhundleni sokuba Yisikhulu Esingumlawuli Oyinhloko weKenya Film Classification Board (iKFCB), uChristopher Wambua, usabambile esikhundleni sakhe. UChiloba, obambe esikhundleni Somqondisi Jikelele (iDG) kusukela ngoMandulo 28, 2021, iminyaka emine engavuselelwa, walandela uFrancis Wangusi, ukuphatha kwakhe kwaphela ngoNcwaba ka-2019. Ngaphambi kwalokho, wayenguMlingani Oyinhloko e-Chil & Kemp Strategies Ltd, inkampani eyengamela amasu, lapho agxila khona ekuholeni nasekwengameleni ngempumelelo, ekuhlaziyweni kwenqubomgomo nokulawula, nasekulawuleni amasu nokulawula ingozi engaba khona. Kusukela ngo-2015 kuya ku-2018, uChiloba wayesebenzela i-Independent Electoral and Boundaries Commission (i-IEBC) njengesikhulu esingumlawuli oyinhloko wayo/unobhala wekhomishana. Nakhu enginiphathele kona namuhla: IZimbabwe ithole isicelo selayisensi ye-Starlink Abashayeli be-Uber ne-Bolt bayabhikisha eGauteng, eNingizimu Afrika I-ANKA ithole izigidi ezingu-$5 IZimbabwe ithole isicelo selayisensi ye-Starlink IZimbabwe ithole isicelo se-Starlink selayisensi yokusebenza, kanti-ke i-Postal and Telecommunications Regulatory Authority of Zimbabwe (iPOTRAZ) isasibuyekeza. UNgqongqoshe Wezolwazi, Umphakathi, kanye Nezinsiza Zokusakaza wezwe, uJenfan Muswere, umemezele lokhu ngoMsombuluko. Wathi ukuxhumeka ku-fibre kukodwa ngeke kuthuthukise ukuxhumeka ku-inthanethi ezindaweni zasemaphandleni zaseZimbabwe, kodwa i-Starlink izokwenza kanjalo. Akukacaci ukuthi i-Starlink izotholakala nini eZimbabwe. Nakuba inkampani ihlela ukuqala ukusebenza ezweni eliseNingizimu ne-Afrika ku-Q4 2023, imibiko uhlongoza ukuthi ithumela usuku olubukeziwe lwe-Q2 2024 ngemva kokuthola i-oda langaphambi kokutholakala kwekhithi. Kusenjalo, iMozambique, kulo nyaka ibe umakhelwane wokuqala weZimbabwe ukusebenzisa le nsiza, ikwenze kwaba lula kakhulu kubantu baseZimbabwe ukuthola la makhithi. Kanjani? Abantu baseZimbabwe bafunde ukuthi bangabhalisa amakhithi abo eMozambique bese bewasebenzisa eZimbabwe ngaphandle kokukhokhela uhlelo lokusebenzisa kwamanye amazwe (roaming) noma ukubhekana nemikhawulo yalo (ukwazi ukusebenzisa kwamanye amazwe kwezinsuku ezingama-60). Lezi zindaba ziza emavikini amabili ngemva kokuba i-POTRAZ ixwayise ngokusetshenziswa kwe-Starlink ngaphandle kwelayisensi. Ngaleso sikhathi, izwe lalibhekene nobunzima bokuthengisa kabusha. I-Sidebar: INingizimu Afrika isebenzise imithetho enqala kakhulu ngokuphathelene nokusetshenziswa kwe-Starlink ngoNcwaba ka-2023. Kuze kube yilapho inkampani ithola amalayisensi adingekayo ukuze iqale ukuhlinzeka ngensiza, ukungenisa, ukuthunyelwa, nokusetshenziswa kwezinsiza ze-Starlink akuvunyelwe ezweni. Abashayeli be-Uber ne-Bolt bayabhikisha eGauteng Abashayeli bezimoto ezisebenza njengamatekisi eGauteng, eNingizimu Afrika, baqale ""umbhikisho wokukhombisa ukuphelelwa yisineke"" wezinsuku ezimbili izolo. Bahlangana eNkabeni Yedolobha laseGoli ngaphambi kokumasha beya ehhovisi likaNdunankulu, okuyihhovisi likahulumeni laseGoli. Umbhikisho uphendula izikhalazo zabo mayelana nokwethula kukahulumeni izimoto ze-Bajaj Qute ezisebenzisa izisetshenziswa zezimoto ezisebenza njengamatekisi. Ukuchazwa kafushane ngokwenzeke phambilini: Phakathi kukaNtulikazi noNcwaba, i-Bolt ne-Uber bamemezele ubudlelwano bokusebenzisana nohulumeni wesifundazwe saseGauteng ukuze bahlinzeke ngezimoto eziyi-Bajaj Qute, izikuta, ukuthuthukiswa kwamakhono, kanye nokunye ukusekelwa kosomabhizinisi kuma-courier kanye nabashayeli abasebenzisa izithangami zabo. Kodwa laba bashayeli bamelene nalomfelandawonye ngoba, ngokwamazwi kaKenny Moretsele, ummeleli we-E-hailing Partners Council, ""lo nguhulumeni ofanayo ebesilokhu simbikela ngezinselele zethu kule mboni, futhi manje sebenqume ukubambisana nezinkampani esezisixhaphaze iminyaka eminingi."" Ngaphezu kwalokho, ukwethulwa kwezimoto eziyi-Bajaj Qute kwakha isigaba sezinsiza ezishibhile, ezingakhiphela ngaphandle okudala bekhona emkhakheni ngoba ihlinzeka amanani aphansi kakhulu. Ngenxa yalokho, abashayeli be-Uber ne-Bolt abazange bangene ku-inthanethi izolo futhi bazophinda benze kanjalo nanamhlanje. Ngaphezu kwalokho, nakuba imashi yayihloselwe ukukhuluma nohulumeni ngezikhalazo zabo, ababhikishi bazoya namuhla emahhovisi e-Uber ne-Bolt e-Parktown North nase-Randburg, ngokulandelana. I-ANKA ithole izigidi ezingu-$5 I-ANKA (eyayikade yaziwa nge-Afrikrea), isithangami se-eCommerce ye-Ivorian SaaS, yenze izigidi ezingu-$5 emzuliswaneni we-pre-Series A ohlanganisa isikweletu kanye nomhlomulo womnikazi. I-International Finance Corporation (i-IFC) yahola umzuliswano, bese i-Proparco ne-Bpifrance babamba iqhaza. Le nkampani ihlela ukusebenzisa isikhwama sezimali ukuze yandise ukuba khona kwayo emazweni ahamba phambili lapho isivele ibone khona ukukhula okungenakuqhathaniswa, okuhlanganisa iNigeria neKenya ngenani labathengisi kanye neMelika ngenani lamakhasimende nababhalisile. I-ANKA izibona ifana ne-SaaS enakho konke yezinkampanini zamazwe ahlukene ase-Afrika. Kodwa-ke, yayinesitolo esiku-inthanethi (i-Afrikrea) sezingubo zokugqoka, izinto zokuhloba, ezobuciko, nemisebenzi yezandla eqhamuka e-Afrika nezikhuthazo kuze kube ngu-2021. Manje, i-ANKA isebenza njengesitolo esinako konke sezinhlobo ezintathu zabasebenzisi abahlukahlukene: abathumela emazweni angaphandle abafuna ukuthumela emazweni aphesheya, abathengisa ku-inthanethi abasebenzisa izindlela eziningi abafuna ukuhlanganisa zonke izicelo zokuthenga zabo esithangamini esisodwa, kanye nama-dropshipper afuna ukukhiqiza, ukuthumela, nokudala imisebenzi e-Afrika ngenkathi bekhokhelwa emazweni aphesheya. Ngo-2030, I-ANKA inethemba lokungenisa abathengisi abayizi-100,000 base-Afrika ngosizo lwale mali ngenkathi isebenzisa ingxenye yesikweletu ukuze ihlangabezane nezidingo zesikhashana eziphathelene nemali yezinto ezinjengokuthumela kanye ne-float yokukhokha. Uma kwenzeka ukuthi awuzwanga I-Mainstack eholwa yiNigeria ivela njengenye yezinkampani eziqalayo ezingama-20 ezihamba phambili ku-TechCrunch Startup Battlefield 200 Owayeyisikhulu Esingumlawuli Oyinhloko (iCEO) we-54Gene wethula i-Syndicate Bio, enye inkampani ye-genomics Inkampani ye-blockchain yaseNigeria i-Convexity imenyezelwe njengomunye wabazongenela owanqamu emcimbini we-Circle pitch e-BlackRock HQ, eNew York Engikufundayo nengikubukayo U-Elon Musk uthi i-Twitter, manje eyi-X, ingakhokhisa bonke abasebenzisi izimali zokubhalisa I-TikTok yethula indlela yokulebula okukhangiswayo okwenziwe nge-AI I-YouTube Iyekile Ukukhokhela uRussell Brand Ngemuva Kwezinsolo Zokudlwengula noma ubuke ividiyo lapha URussell Brand usolwa ngokudlwengula, ukuhlukumeza ngokocansi nokuziphatha ngendlela ehlukumezayo UJordan Peterson ubhidliza engatatazeli ubufazi phambi kwabesifazane ababili abangama-feminist"
+"በቴክክረንች በ200 ጀማሪ ድርጅቶ�� የውድድር መድረክ ላይ 'በናይጄሪያ የሚመራው ሜንስታክ' ከፍተኛ ውስጥ ካሉት ከ20ዎቹ ጀማሪ ድርጅቶች አንዱ ሆኖ መውጣት ችሏል ። በአሜሪካ የሚገኘው የፊንቴክ ጅምር በአዮባሚ ኦያሌኬ በጋራ የተመሰረተው ማይንስስታክ በቴክ ክረንች በጀማሪ ድርጅቶች በሚደረግ የውድድር መድረክ ፍትሀዊ በሆነ የ 100ሺ ዶላር የገንዘብ ድጋፍ ለማግኘት ከሚወዳደሩት 200 አለም አቀፍ ጀማሪ ድርጅቶች ምርጥ 20 ጀማሪ ድርጅቶች ውስጥ ገብቷል። ታማኝ ምንጭ ለቴክ ፖይንት አፍሪካ እንደገለፀው ከፍተኛ 20 ጀማሪ ድርጅቶች ጋር የገባው ብቸኛው በናይጄሪያ የሚመራ ስለሆነ እና ምናልባትም በአፍሪካ የተመሰረተ ብቸኛ ጅምር ስለሆነ ነው ብሏል። ሜንስታክ ሥራ ፈጣሪዎች እና መስራቾችን ለዓለም አቀፍ ታዳሚ ለማሳየት እና ክፍያዎችን ለመቀበል የሚረዳ የፊንቴክ መድረክ ነው። ለደምበኞች ተደራሽ የሆነ መደብርን ለመፍጠር፣ ደረሰኞችን ለማተም እና ቦታ የማስያዝ አማስተዳደርን ለማወቅ የሚረዳቸው ኮድ የለሽ የመተግበሪያ ፕሮግራሚንግ ገፅታ (API) መድረክ ነው። ጅምር መሰረቱ አሜሪካ ቢሆንም፣ ናይጄሪያ ውስጥ ንዑስ ድርጅት አለው። እ.ኤ.አ ሚያዚያ 2023 ያልተገለፀ የመጀመሪያ ደረጃ ዙር ጀማሪ ድርጅቶችን ያሳደገ ሲሆን በአሁኑ ጊዜ ደግሞ ጀማሪ ድርጅቶችን እያሳደገ ነው። በቴክ ፖይንት የተገነባ የፒችስቶርም አሸናፊ ኦያልኬ ሜንስታክን ከመመስረቱ በፊት ለናይጄሪያውያን የመለማመጃ እድሎችን የፈጠረ ጅምር ድርጅት 'Placements.ng' ን አቋቋመ። ይህ ድርጅት እ.ኤ.አ በ2018 ፒችስቶርም በተባለው ቴክ ፖይንት በገነባው የልጃገረዶች የጀማሪ ድርጅቶች ውርርድ ላይ ማሸነፍ ችሏል ። ምደባ፡ ከፉታ (FUTA) ወደ ዋሽንግተን ዲሲ የሚደረገው ጉዞ ኦያለኬ የፒችስቶርም የመጀመሪያ አሸናፊ ሆኖ ከወጣ በኋላ ብዙም ሳይቆይ በዋሽንግተን ዲሲ ዩኤስ(US) ውስጥ በዲያስፖራ ቅንጭብ ማሳያ ከፍ ያለ ጉባኤ ላይ ለመሳተፍ ምደባዎች በእጩነት መመዝገባቸውን ገልጿል። ምንም እንኳን ቦታው አሁን ለሽያጭ የቀረበ በመሆኑ 'Placements.ng' ባይኖርም ወደ 2,000 የሚጠጉ ድርጅቶች መድረኩን ተጠቅመው 5,000 ተለማማጆችን ቀጥረዋል። ኦያለኬ ባለፉት 10 ዓመታት ውስጥ አራት ጅምሮችን ገንብቷል፣ የሁለት ዓመቱ ሜንስታክ — የቴክስታርስ 2023 ኒው ዮርክ የቀድሞ ተማሪዎች - የቅርብ ጊዜ ነው። በ 200 የቴክክረንች የጀማሪ ድርጅቶች የውድድር ሜዳ ላይ በናይጄሪያ የሚመሩ ሌሎች ጀማሪ ድርጅቶች አሉ። ምንም እንኳን ሜንስታክ የመጨረሻው ደረጃ ላይ የደረሰው በናይጄሪያ የሚመራ ብቸኛው ጅምር ቢሆንም በ200 የቴክክረንች የጀማሪ ድርጅቶች የውድድር ሜዳ ላይ የተለያዩ በናይጄሪያ የሚመሩ ጅምሮች ነበሩት። ከእነዚህ ጅምሮች መካከል አንዳንዶቹ የሚከተሉትን ያካትታሉ፡- አኮዌ እ.ኤ.አ. በ2020 በአዮዴጂ አግቦላ የተመሰረተው አኮዌ በናይጄሪያ የምስክር ወረቀቶችን መስጠት እና ማረጋገጥ የብሎክቼይን ኃይልን ዲጂታል ለማድረግ የሚፈልግ ጀማሪ ነው። አግቦላ እ.ኤ.አ በየካቲት 2023 ለቴክ ፖይንት አፍሪካ እንደተናገረው፣ “ናይጄሪያ ውስጥ፣ የአካዳሚክ መዝገቦች አሁንም በእጅ ስለሆኑ አካላዊ ሰነዶች ተሰጥተዋል። የእነዚህን መዛግብት ትክክለኛነት ለማረጋገጥ አስቸጋሪ የሚያደርጉ አካላዊ ሂደቶችም አሉ። አሉሶፍት (Alusoft) ቴክኖሎጂስ የሓላፊነቱ የተወሰነ ድርጅት (LTD) አሉሶፍት (Alusoft) ተማሪዎችን፣ ትምህርት ቤቶችን እና ወላጆችን በመርዳት ላይ ያተኮሩ ምርቶችን የሚፈጥር የትምህርት ቴክኖሎጂ (edtech) መድረክ ነው። የኩባንያው ምርት፣EduPorch፣ለወላጆች፣ትምህርት ቤቶች እና ተማሪዎች ያለችግር መስተጋብር እንዲፈጥሩ አድርጓል። አውቶብስ(bus)54 አውቶብስ(bus)54 በአፍሪካ ውስጥ የአውቶቡስ መጓጓዣን ለመለ��ጥ የሚፈልግ ተንቀሳቃሽ ጅምር ነው። ጀማሪው አራት ነገሮችን መሥራት ይፈልጋል - አውቶቡሶችን ለማስያዝ ቀላል ማድረግ፣ ለመጓጓዣዎች የመተግበሪያ መድረክ ማቅረብ እና ቀልጣፋ አውቶቡሶችን ማግኘትን ለማረጋገጥ የገንዘብ ድጋፍ ማድረግ። ፋማሲ(Famasi) አፍሪካ ፋማሲ አፍሪካ ግለሰቦችን እና ንግዶችን ከፋርማሲዎች ጋር ለማገናኘት የመተግበሪያ መድረክን የሚጠቀም ጀማሪ ነው።","Nigerian-led Mainstack emerges as one of the top 20 startups at TechCrunch Startup Battlefield 200 Co-founded by Ayobami Oyaleke, US-based fintech startup, Mainstack has made it into the league of the top 20 startups out of the 200 global startups competing for $100 thousand in equity-free funding at the TechCrunch Startup Battlefield competition. A credible source told Techpoint Africa that the startup is the only Nigerian-led and possibly only African-founded startup that made it to the top 20 stage. Mainstack is a fintech platform that helps entrepreneurs and creators showcase and accept payments from a global audience. It is a no-code API platform that assists them in creating a storefront, generating invoices, and managing bookings. While the startup is US-based, it has a subsidiary in Nigeria. It raised an undisclosed pre-seed round in April 2023 and is currently raising a seed round. Techpoint Build PitchStorm winner Before founding Mainstack, Oyaleke founded Placements.ng, a startup that created internship opportunities for Nigerians. The startup went on to win Techpoint Build's maiden startup competition, PitchStorm, in 2018. Placements: The journey from FUTA to Washington DC Shortly after emerging as the first winner of PitchStorm, Oyaleke revealed that Placements had been shortlisted to participate in the Diaspora Demo Summit in Washington, DC, US. Although Placements.ng doesn't exist anymore given that the domain is now for sale, about 2,000 organisations used the platform to recruit 5,000 interns. Oyaleke has built four startups in the last 10 years, with two-year-old Mainstack — a Techstars 2023 New York alumni — being the latest. Other Nigerian-led startups at TechCrunch Startup Battlefield 200 Although Mainstack is the only Nigerian-led startup that has made it to the final stage, TechCrunch Startup Battlefield 200 had a diverse array of Nigerian-led startups. Some of these startups include: Akowe Founded by Ayodeji Agboola in 2020, Akowe is a startup that wants to use the power of blockchain to digitise the issuance and verification of certificates in Nigeria. Agboola told Techpoint Africa in February 2023 that, ""In Nigeria, academic records are still manual and are issued as physical documents. There are also physical processes that make it difficult to verify the authenticity of these records."" Alusoft Technologies LTD Alusoft is an edtech platform that creates products focused on helping students, schools and parents. The company's product, EduPorch, makes it possible for parents, schools, and students to interact seamlessly. Bus54 Bus54 is a mobility startup that wants to revolutionise bus transportation in Africa. The startup wants to do four things — make booking buses easier, provide a software platform for transporters, and financing to ensure access to efficient buses. Famasi Africa Famasi Africa is a startup that uses a software platform to connect individuals and businesses to pharmacies.","Kamfanin Mainstack na Nijeriya ya zama ɗaya daga cikin sababbin kamfanoni 20 da suka shiga gasar Battlefield 200. Kamfanin Mainstack wanda Ayobami ke cikin waɗanda suka samar da shi, wanda kamfani ne na fasahar hada-hadar kuɗi da ke Amurka, ya shiga cikin kamfanoni 20 a cikin 200 da suke gasar cin Dala dubu 100 na tallafi a gasar Battlefield ta TechCrunch. Wata kafa mai tushe ta bayyana wa Kamfanin Techpoint Africa cewa, sabon kamfanin Nijeriya ne ke kan gaba kuma wataƙila sabon kamfanin Afirka ne ya shiga cikin manyan kamfanoni 20. Mainstack kafa ce ta fasahar hada-hadar kuɗi da take taimaka wa masu kamfanoni tallata kayansu da karɓar kuɗi daga ko’ina a duniya. Kafa ce da ba ta buƙatar amfani da lambobin API da take taimaka musu wajen nuna kayansu da samar da takardun shaaidar siyan kaya da kuma kula da shigar da bayanai. Duk da sabon kamfanin a Amurka yake, yana da reshe a Nijeriya. Kamfanin ya tara jarin da ba a bayyana ba na fara harkokin kasuwanci a watan Afirilu na shekarar 2023 sannan kuma a yanzu yana tara uwar jari na shiga harkokin kasuwanci. Techpoint ya zama gwarzon wasan kati. Kafin kafa kamfanin Mainstack, Oyakale ya kafa Placement.ng, sabon kamfanin da ya ƙirƙiri damar samun horo ga 'yan Nijeriya. Sabon kamfanin ya lashe gasar sabbin kamfanoni ta farko ta Kamfanin Techpoint, wato gasar wasan kati a shekarar 2018. Kamfanin Placements: Tafiya daga FUTA zuwa Washington DC. Jim kaɗan bayan bayyana shi a matsayin wanda ya yi nasara ta farko a gasar kati, Oyakale ya bayyana cewa Kamfanin Placements na ɗaya daga cikin waɗanda aka zaɓa domin a dama da su a ƙasashen waje, wanda za a gudanar a Washington DC da ke US. Duk da cewa babu Kamfanin Placements.ng duba da cewa yanzu gurbin na sayarwa ne, sama da cibiyoyi 2,000 suna amfani da kafar don ɗaukar masu neman horo 5,000. Oyakale ya samar da sabbin kamfanoni guda huɗu a cikin shekaru 10 da suka gabata, tare da kamfanin Mainstack mai shekaru biyu da Techstars a 2023 wanda a New York aka samar da kuma shi ne na baya-bayan nan. Sauran sabbin kamfanoni Nijeriya da ke kan gaba a gasar TechCrunch ta Battlefield 200. Duk da cewa Kamfanin Mainstack shi ne kaɗai sabon kamfanin Nijeriya da ya kai ga matakin ƙarshe a gasar, akwai tarin sabbin kamfanonin Nijeriya a gasar. Wasu daga cikin sabbin kamfanonin sun haɗa da: Akowe. Ayodeji Agboola ne ya kama Sabon Kamfanin Akowe, a shekarar 2020, wanda ya ƙudirin yin amfani da ƙwarewa wajen adana bayanan hada-hadar kuɗin , domin na'urantar da bayar da takardun shaida da kuma tantance su a Nijeriya. A watan Fabrairun 2023, Agboola ya shaida wa Techpoint cewa,"" Har yanzu takardun shaidar karatu a Nijeriya na hannu ne kuma a samar da su a zahiri. Akwai kuma hanyoyi na zahiri da suke wahalarwa wajen tantance ko tabbatar da waɗannan bayanai"". Kamfanin Fasaha na Alusoft Technologies LTD Kamfanin Alusoft wata kafa ce na fasahar ilimi, da ke samar da abubuwan da suka mai da hankali wajen taimaka wa ɗalibai da makarantu da kuma iyaye. Daga cikin ayyukan kamfanin da akwai EduPorch, wanda ya ke ba wa iyaye da makarantu da ɗalibai damar ganawa ta hanyar intanet. Bus54 Sabon Kamfanin Bus54, kamfanin sufuri ne da ya zo domin ya sauya alƙiblar harkokin sufurin motocin bas a Afirka. Sabon kamfanin yana buƙatar yin abubuwa huɗu, da suka haɗa da sauƙaƙa tanadin motocin bas da samar da kafar sadarwa ta ruhin manhaja ga matafiya da sanya kuɗaɗe domin tabbatar da samun ingantattun motocin bas. Kamfanin Famasi Africa Famasi Africa sabon kamfani ne da yake amfani da kafar ruhin manhaja domin haɗa ɗaidaikun mutane da sauran harkokin kasuwanci ga kantunan sayar da magani.","Mainstach inayoongoza Nigeria yaibuka moja wapo ya mashirika 20 ya juu kwa mashirika ya TechCrunch Battlefield 200. Zilizoanzishwa pamoja na Ayobami Oyaleke, shirika la fntechi lenye asili ya US, Mainstack imefanya hivyo kwenye ligi ya mashirika 20 ya juu kati ya mashirika 200 duniani yakishindania elfu $100 kweny mtaji-ufadhili wa bure kwenye mashindano ya shirika la TechCrunch. Chanzo cha kuaminika kiliiambia Techpoint Africa kwamba hilo ni shirika pekee la Kinageria linaloongoza na inawezekana ni shirika pekee lililoanzishwa Afrika. Mainstack ni jukwaa la fintechi ambalo linawasaidia wajasiriamali na watayarishi vionyesheo na kukubali malipo kutoka kwa hadhira ya kimataifa. Ni jukwaa la API lisilo na msimbo ambalo linawasaidia wao kutengeneza sehemu ya mbele, kuandaa ankara, na kusimamia uhifadhishaji. Wakati shirika hilo lina asili ya US, ina kampuni tanzu nchini Nigeria. Iliibua duru ya mbegu ya kabla isiyojulikana Mwezi Aprili 2023 na hivi sasa inaibua duru ya mbegu. Techpoint yatengeneza mshindi wa PitchStorm. Kabla ya kuanzisha Mainstack, Oyaleke alianzisha Placements.ng, ni shirika lililotengeneza nafasi za mafunzo kazini kwa Wanaigeria. Shirika hilo lilikuja kushinda mashindano ya TechPoint ya shirika la Build Maiden, PitchStorm, Mwaka 2018. Placements: Ni safari kutoka FUTA hadi Washington DC. Kwa ufupi baada ya kuibuka mshindi wa kwanza wa PitchStorm, Oyaleke aliweka wazi kwamba Placements iliorodheshwa kushirikikwenye kongamano la mafunzo ya waishio nje huko Washington, DC, US. Ingawa Placements.ng haipo tena kutokana na hilo eneo hilo linauzwa kwa sasa, takriban mashirika 2,000 yalitumia jukwaa hilo kuajiri watu 5,000 wa mafunzo kazini. Oyaleke ameanzisha mashirika 4 kwenye miaka 10 iliyopita,pamoja na miaka miwili ya Mainstach kongwe, Techstars 2023 ya wanchuo wa New York kuwa ya hivi karibuni. Mashirika mengine ya kinaigeria yanayoongoza kwenye shirika la TechCrunch Battlefield 200. Ingawa Mainstack ni shirika pekee la kinaigeria linaloongoza ambalo imefika kwenye hatua ya fainali, Shirika la TechCrunch Battlefield 200 ilikuwa na safu mbalimbali za mashirika ya kinaigeria yanayoongoza. Baadhi ya kampuni hizi inajumuisha: Akowe. Ilianzishwa na Ayodeji Agboola mwaka 2020, Akowe ni kampuni inayotaka kutumia nguvu ya blockchain kufanya kidigiti utoaji na uthibitishaji wa vyeti nchini Nigeria. Agboola aliiambia Techpoint Africa mwezi Februari 2023 kwamba, ""nchini Nigeria, rekodi za kitaaluma bado zinafanywa kwa mikono na zinatolewa kama nyaraka za ana kwa ana. Pia kuna michakato ya kufanywa ana kwa ana ambayo yanaweka ugumu kuthibitisha uhalisia wa wa rekodi hizi"" Alusoft Technologies LTD Alusoft ni jukwaa la edTech ambalo linatengeneza bidhaa zikilenga kuwasaidia wanafunzi, shule na wazazi. Bidhaa za kampuni hiyo, Jukwaa la Edu, linarahisisha kwa wazazi, shule na wanafunzi kuchangamana kiwepesi. Bus54 Bus54 ni shirika la uhamaji ambalo linataka kufanya mapinduzi ya usafirishaji wa mabasi barani Afrika. Shirika hilo linahitaji kufanya mambo manne, kufanya uhifadhishaji wa mabasi kuwa rahisi, kutoa programu za kimtandao kwa wasafirishaji na ufadhili ili kuhakikisha upatikanaji wa mabasi yenye ubora. Famasi Africa Famasi Africa ni shirika linalotumia programu za kimtandao kuunganisha watu watu na biashara kwenye maduka ya dawa.","Ilé-iṣẹ́ Mainstack tí àwọn ọmọ Nàìjíríà jẹ́ adarí fún ti di ọ̀kan lára àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ 20 tó ga jùlọ ní ilé-iṣẹ́ àṣẹ̀sẹ̀bẹ̀rẹ̀ TechCruch ti Battlefield 200 Ayobami Oyaleke to jẹ́ akẹgbẹ́ olùdásílẹ̀ ilé-iṣẹ́ ìmọ̀ ẹ̀rọ àti owó àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tó kalẹ̀ sí US, Mainstack ti dé àárín ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ 20 nínú ìgbà ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ní gbogbo àgbáyé tí wọ́n ń díje fún $100 ẹgbẹ̀rún ní ìdọ́gba owó ìrànwọ́ nínú ìdíje àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ti TechCrunch. Orísun tó dájú kan sọ fún Techpoint Áfíríkà pé orílẹ̀-èdè Nàìjíríà ló ń darí ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ náà àti wí pé ó ṣeéṣe kí gbogbo ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tó dé ìpele 20 wá láti ilẹ̀ Áfíríkà. Mainstack jẹ́ ìkànnì ìmọ̀ ẹ̀rọ àti ọ̀rọ̀ owó tó máa ń rán àwọn oníṣẹ́ àdáni lọ́wọ́ àti tí àwọn olùṣẹ̀dá ti ń ṣàfihàn àti ṣíṣe ìtẹ́wọ́gbà owó sísan àti etí-ìgbọ́ káàkiri àgbáyé. Ó jé ìkànnì API tí kò níí ṣe pelu kóòdù tó máa ń ràn wọ́n lọ́wọ́ láti ṣẹ̀dá ibi ìtajà, ṣíṣe àgbéjáde ìwé ìtajà fún ìṣirò owó àti ṣíṣe àmójútó ìbéèrè àwọn oníbàrá. Nígbà tí àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ náà kalẹ̀ sí US, ó ní ẹ̀ka ní orílẹ̀-èdè Nàìjíríà. Ó ṣe àgbédìde ìpele Ìgbésẹ̀ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tí kò hàn de ní April, 2023 tí ó sì ṣe ìgbédìde Ìgbésẹ̀ ìfilọ́lẹ́ lọ́wọ́ lọ́wọ́. Techpoint kọ́ olúborí PitchStorm Kí Mainstack tó di dídásílẹ̀, Oyeleke dá ojú òpó ìfinisí sílẹ̀, ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tó ṣẹ̀dá ibi àǹfààní ìkọ́ṣẹ́ fún àwọn ọmọ orílẹ̀-èdè Nàìjíríà. Ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ náà tẹ̀síwájú láti borí fún Techpoint Builds, àkọ́kọ́ ìdíje àṣẹ̀ṣẹ̀bẹ̀rẹ̀, Pitchstorm ní 2018. Ìfisípò: Ìrìn-àjò náà láti FUTA lọ sí Washington DC Lẹ́yìn ìgbà díẹ̀ tí wọ́n ti jáde gẹ́gẹ́ bí olúborí ti Pitchstorm, Oyaleke fi hàn pé Placements ti wà nínú àgbékalẹ̀ àtòjọ àwọn tí yóò kópa nínú ìpàdé Diaspora Demo ní Washington DC, Us. Bí ó tilẹ̀ jẹ́ pé ìkànnì Placement ti parẹ́ wípé ààyè yìí ti wà nílẹ̀ fún títà, bí i ilé-iṣẹ́ 2000 ni ó sṣàmúlò ìkànnì náà láti gbá àwọn ọmọ ìkọ́ṣẹ́ 5000 fún àkókò díẹ̀. Oyaleke ti kọ́ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ 4 ní ọdún 10 sẹ́yìn pẹ̀lú Mainstay tó ti pé ọdún 2 - Techstars kan ní 2023 àti akẹ́kọ̀ọ́ jáde New York - gẹ́gẹ́ bí tuntun. Àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ mìíràn ní Nàìjíríà ní pápá ìdíje àṣẹ̀ṣẹ̀bẹ̀rẹ̀ Techcrunch 200 Bí ó tilẹ̀ jẹ́ pé Mainstack nìkan ni ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tí Nàìjíríà ń darí tó ti pegedé dé ipele tó kẹ́yìn nínú ìdíje náà, TechCrunch Startup Battlefield 200 ti ní oríṣi àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ilé-iṣẹ́ tí Nàìjíríà ti jẹ́ olórí. Díẹ̀ lára àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ náà ni: Akowe Ayodeji Agboola ló dáa sílẹ̀ ní 2020, Akowe jẹ́ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tó fẹ́ lo agbára àká dátà àkósódù láti sọ gbígba àti mímọ òótọ́ ìwé ẹ̀rí di ṣíṣe lórí ẹ̀rọ kọ̀ńpútà ní Nàìjíríà. Agboola sọ fún Techpoint Áfíríkà ní oṣù kejì ọdún 2023 pé"" Ní Nàìjíríà, àkọsílẹ̀ ètò ẹ̀kọ́ ṣì jẹ́ àfọwọ́ṣe àti wí pé ọwọ́ ni wọ́n fi ń gba oríṣi ìwé ẹ̀rí. Àwọn ìlànà ojúkorojú tí ó máa ń mú un nira láti wá àrídájú àti òtítọ́ àwọn àkọsílẹ̀ yìí Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ Alusoft Alusoft jẹ́ ilé-iṣẹ́ ìkọ́ni ní ìmọ̀ ẹ̀rọ tó máa ń pèsè àwọn ọjà tó ní àfojúsùn láti máa ran àwọn akẹ́kọ̀ọ́, ilé-ẹ̀kọ́ àti òbí lọ́wọ́. Àwọn ọjà ilé-iṣẹ́ náà Eduporch mú un kò ṣeé ṣe fún àwọn òbí, ilé-ẹ̀kọ́ àti àwọn akẹ́kọ̀ọ́ láti jíròrò láì sí ìdènà. Bus54 Bus54 jẹ́ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ alágbèéká tó fẹ́ ṣe àtúnṣe sí ìlò bọ́ọ̀sì fún ohun ìrìnnà ní Áfíríkà. Ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀r���̀ náà fẹ́ ṣe ohun mẹ́rin - jẹ́ kí ó rọrùn láti forúkọ sílẹ̀ fún bọ́ọ̀sì, pèsè ìkànnì èlò kọ̀ńpútà tí a kò le fojú rí fún àwọn awakọ̀ àti ìrànlọ́wọ́ owó láti rí i dájú pé ààyè wà fún ìlò bọ́ọ̀sì kún ojú òṣùwọ̀n. Famasi Africa Famasi Áfíríkà jẹ́ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tó ń lo ìkànnì ohun èlò kọ̀ńpútà tí a kò le fojú rí láti kàn sí ènìyàn kọ̀ọ̀kan àti àwọn ilé-iṣẹ́ oríṣi sí ọ̀pọ̀lọpọ̀ ilé ìtajà òògùn.","I-Mainstack eholwa yiNigeria ivela njengenye yezinkampani eziqalayo ezingama-20 ezihamba phambili ku-TechCrunch Startup Battlefield 200 I-Mainstack esungulwe ngokubambisana no-Ayobami Oyaleke, eyinkampani eqalayo ye-fintech ezinze eMelika, ifinyelele ezingeni lezinkampani eziqalayo ezingama-20 ezihamba phambili ezinkampanini ezingu-200 zomhlaba wonke ezincintisana ngezinkulungwane eziyi-$100 zezimali ezingenawo umhlomulo womnikazi emncintiswaneni we-TechCrunch Startup Battlefield. Umthombo okungethenjelwa kuwo utshele i-Techpoint Africa ukuthi inkampani eqalayo iwukuphela kwenkampani eholwa yiNigeria futhi mhlawumbe yiyona kuphela inkampani eqalayo esungulwe e-Afrika ekwaze ukufinyelela esigabeni esiphezulu esingesama-20. I-Mainstack iyisithangami se-fintech esisiza osomabhizinisi nabasunguli ukuthi bakhangise futhi bamukele imali abayikhokhelwayo evela kuzethameli zomhlaba wonke. Yisithangami se-API esingenayo ikhodi ebasiza ekusunguleni i-storefront, ekukhiqizeni isicelonkokhelo, kanye nasekwengameleni ukubhukha. Nanoma inkampani eqalayo izinze eMelika, kunenkampani engaphansi kwayo eseNigeria. Yakhulisa umjikelezo ongadalulwanga wangaphambi kwembewu ngoMbasa ka-2023 futhi njengamanje ikhulisa umjikelezo wembewu. Ophumelele ku-Techpoint Build PitchStorm Ngaphambi kokusungula i-Mainstack, u-Oyaleke wasungula i-Placements.ng, inkampani eqalayo eyadala amathuba okuthola isipiliyoni emsebenzini kubantu baseNigeria. Inkampani eqalayo yaqhubekela ekuwineni umncintiswano wokuqalisa we-Techpoint Build, i-PitchStorm, ngo-2018. I-Placements: Uhambo olusuka eFUTA lulubangise eWashington DC Ngokushesha ngemuva kokuba owokuqala ophumelele i-PitchStorm, u-Oyaleke waveza ukuthi i-Placements ifakwe ohlwini lwabaqokelwe ukubamba iqhaza ku-Diaspora Demo Summit eWashington, e-DC, eMelika. Nakuba i-Placements.ng ingasekho ngenxa yokuthi lesi sizinda siyathengiswa njengamanje, izinhlangano ezingaba yizi-2,000 zasebenzisa lesi sithangami ukuze zithole abantu abayizi-5,000 abangama-intern. U-Oyaleke uye wakha izinkampani ezine zokuqalisa eminyakeni eyi-10 ezedlule, ne-Mainstack eneminyaka emibili ikhona — i-Techstars 2023 New York alumni — engeyakamuva. Ezinye izinkampani zokuqalisa eziholwa yiNigeria ku-TechCrunch Startup Battlefield 200 Nakuba i-Mainstack iwukuphela kwenkampani eeqalisayo eholwa yiNigeria esifinyelele esigabeni sokugcina, i-TechCrunch Startup Battlefield 200 yayinezinkampani eziqalisayo ezihlukahlukene eziholwa yiNigeria. Ezinye zalezi zinkampani eziqalisayo zihlanganisa: I-Akowe Isungulwe ngu-Ayodeji Agboola ngo-2020, i-Akowe iyinkampani eqalisayo efuna ukusebenzisa amandla e-blockchain ukwenza ukukhishwa nokuqinisekiswa kwezitifiketi kudijithali eNigeria. U-Agboola watshela i-Techpoint Africa ngoNhlolanja ka-2023 ukuthi, ""E-Nigeria, asekhona amarekhodi ezifundo futhi akhishwa njengamadokhumenti angokoqobo. Kukhona nezinqubo ezingokoqobo ezenza kube nzima ukuqinisekisa ukuba yiqiniso kwala marekhodi."" I-Alusoft Technologies LTD I-Alusoft iyisithangami se-edtech esenza imikhiqizo egxile ekusizeni abafundi, izikole kanye nabazali. Umkhiqizo wenkampani, i-EduPorch, wenza ukuthi abazali, izikole, nabafundi bakwazi ukuxhumana ngaphandle kwezihibe. I-Bus54 I-Bus54 iyinkampani eqalisayo yohambo efuna ukushintsha ezokuthutha zamabhasi e-Afrika. Inkampani eqalisayo ifuna ukwenza izinto ezine — ukwenza ukubhukha amabhasi kube lula, ukuhlinzeka ngesithangami yesofthiwe sabahlinzeka ngensiza yokuthutha, nokuxhasa ngezimali ukuze kuqinisekiswe ukufinyelela emabhasini asebenza ngendlela efanele. I-Famasi Africa I-Famasi Africa iyinkampani eqalisay esisebenzisa isithangami sohlelokusebenza ukuxhumanisa abantu kanye namabhizinisi namakhemisi."
+ምደባ፡ ከፉታ (FUTA) ወደ ዋሽንግተን ዲሲ የሚደረገው ጉዞ እርስዎ 'Placements.ng' በቴክፖይን ግንባታ የመክፈቻ እትም ላይ የፒች ስቶርም አሸናፊ መሆናቸው ያስታውሳሉ። ከሳምንት ባልበለጠ ጊዜ ውስጥ በኬክ ላይ ተጨማሪ የበረዶ ግግር በሚመስለው፣ የልምምድ እድሎች ጅምር በዋሽንግተን ዲሲ በሚካሄደው የዲያስፖራ ማሳያ ስብሰባ ላይ ለመሳተፍ ተመረጠ። ከፍተኛ ወጪ የሚከፈልበት ሳምንቱን የሚረዝም፣ ፕሮግራም በቲፕ ሃብ ከአማዞን እና ፌስቡክ ጋር በመተባበር የተዘጋጀ ነው። የፕሮግራሙ ሀሳብ በዲያስፖራ ውስጥ ያሉ የአፍ��ካ ጀማሪዎች ማህበረሰብ እንዲኖር ፣ እድገትን ፣ ትብብርን እና ትስስርን ማጎልበት ነው። የፕላስመንትስ ዋና ስራ አስፈፃሚ አዮባሚ ኦያሌከ እንደተናገሩት ከተቀበሉት በርካታ ማመልከቻዎች መካከል ምደባ ከተመቨረጡት ሰባት ጀማሪዎች መካከል አንዱ ነው። ለተሳትፎአቸው፣ ምክር ሊሰጣቸው እና እንዲሁም በፕሮግራሙ ወቅት እና በኋላ በኒውዮርክ ከተማ እና ሰሜን ካሮላይና ውስጥ ለተለያዩ ተሰጥኦ አፋጣኞች በታቀዱ ጉብኝቶች ላይ ይሳተፋሉ። Techpoint Build ከመድረሱ በፊት በኖቬምበር 2017 ምደባዎች በአፍሪካ ውስጥ በማህበራዊ ስራዎች ላይ የተሰማሩ 30 ጅምሮችን በማሰባሰብ በጀርመን መንግስት በተዘጋጀው የፈጣን ፕሮግራም (አሁንም አካል ናቸው) ገብተዋል። በጀርመን መንግስት የተዘጋጀው የፈጣን መርሃግብር አላማው የቴክፖይንት መገንባት ከመድረሱ በፊት እ.ኤ.አ በ ህዳር 2017 ምደባወች በአፍሪካ ውስጥ በማህበራዊ ስራወች ላይ የተሠማሩ 30 ጅምሮችን በማሠባሠብ ገብተዋል። ፕሮግራሙ የምዕራብ አፍሪካ አጋር ከሆነው ሲሲኸብ(CCHub)ን ጨምሮ በመላው አፍሪካ ካሉ ኩባንያዎች ጋር በመተባበር ነው። በእውነቱ በሲሲኸብ(CCHub) ፕሮግራሙ ወቅት ነበር ምደባዎች የንግድ ሞዴላቸውን በጥሩ ሁኔታ የያዙት ፣ ይህ የሆነ ነገር በእውነቱ ጅማሪው በTechpoint Build ላይ በፒክ ማዕበል ወቅት ቁልፍ መለኪያዎች ላይ እንዲያተኩር የረዳው። ሆኖም፣ የቴክፖይንት ግንባታን አሁን ባለው የወሳኝ ኩነቶች ማዕበል ላይ የሚያሳድረውን ተጽዕኖ የሚቀንስ የለም። በዋሽንግተን ዲሲ ሰአት አቆጣጠር እኩለ ለሊት ላይ በተደረገው የስልክ ጥሪ “ቴክፖይንት ግንባታ በጣም ጠቃሚ ነገር ሰጠን - ትልቅ ጥቅም ሰጥቶናል ሲል አዮባሚ ኦያለከ ቴክፖይንን አነጋግሯል። ያለበለዚያ ያን ያህል ቀላል ላይሆን ይችላል። በአሁኑ ጊዜ እኛ የምንፈልገው የሌለን ነገር የለም። ምናልባት 1 ሚሊዮን ዶላር ሳይሆን የቴክ ፖይንት ₦1 ሚሊዮን ከብራንድ ማበረታቻው ጋር በመሆን ንግዶቻችንን ለቀጣዮቹ ጊዜያት እንድናስቀምጥ ረድቶናል። በናይጄሪያ ውስጥ የሚቀረው የሱ የማኔጅመንት አጋር ታዮ ፋጶጱ የቴክፖይንት ግንባታን ተፅእኖ በእኩልነት ይቀበላል። በቅድመ-እይታ፣ “አሁን የተመሰረቱ” የምደባ ታሪክ ብዙ በቴክ ኢንዱስትሪ ውስጥ ሊዛመዱ የሚችሉት ጅምሮች ትሁት ጅምር ትዝታዎችን ይፈጥራሉ። ከዩኒቨርሲቲው ገና ሊታወቁ የሚችሉ የቴክኖሎጂ ኩባንያዎችን ለመገንባት ከመሞከር ጀምሮ፣ በአንጻራዊነት ግልጽ ካልሆኑ ዳራዎች፣ በመጨረሻም እንደዚህ አይነት ደፋር ምኞቶችን ጥሩ ለማድረግ፣ ይህ በናይጄሪያ ውስጥ ተዋቂ የሆኑ እና ያደጉ ጥቂት ጀማሪዎች ሁኔታ ነው። በቦታዎች ጉዳይ ይህ ህልም የተጀመረው ከፌዴራል የቴክኖሎጂ ዩኒቨርሲቲ አኩሬ ፉታ (FUTA) ነው። ከዚያ በኋላ፣ የስራ ፈጠራ ችሎታቸውን ያዳበሩበት ትክክለኛ ስራዎችን በኢባዳ አቋቋሙ። ሁለቱም ከተሞች ከሌጎስ ጋር ሲነፃፀሩ ብዙም የላቁ የሚመስሉ የቴክኖሎጂ ማህበረሰቦች በናይጄሪያ ደቡብ ምዕራብ ክፍል ይገኛሉ። ታሪኩ ዛሬ የተለየ ቢሆንም፣ ምደባዎች በእርግጠኝነት የሚመዘኑት በታሪኩ ሳይሆን ወደፊት በሚሄድበት ርቀት ነው። እኛ የቴክፖይንት የአሁን እና ምናልባትም የወደፊት -- ስኬት ላይ የበኩላችንን በመወጣታችን ደስተኞች ነን።,"Placements: The journey from FUTA to Washington DC You will recall that Placements.ng emerged winner of Pitch Storm at the inaugural edition of Techpoint Build. In what appears to be additional icing on the cake, no more than a week after, the internship opportunities startup was shortlisted to participate in the Diaspora Demo Summit in Washington DC. The week long, intensive, all-expense-paid programme is organised by Tip Hub in partnership with Amazon and Facebook. The idea for the programme is to have a community of African startups in diaspora, to foster growth, collaboration and networking. According to Placements CEO, Ayobami Oyaleke, of the many applications received, Placements is among only seven startups selected. For their involvement, they get to be mentored and also participate in scheduled visits to different talent accelerators in New York City and North Carolina during and after the programme. Before Techpoint Build, Placements in November 2017 got admitted into an accelerator programme (which they are still a part of) organised by the German government aimed at bringing together 30 startups in Africa engaged in social works. The programme is in partnership with other companies across Africa, including CcHub, its West Africa partner. It was in fact during the programme at CcHub that Placements got a good grip of their business model, something which actually helped the startup to focus on the key metrics during the Pitch Storm at Techpoint Build. However, there is no undermining the impact of Techpoint Build in their current wave of milestones. Ayobami Oyaleke, who landed in DC last night and spoke to Techpoint via a phone call placed at midnight, Washington DC time, says, “ Techpoint Build gave us something very valuable -- it gave us leverage. It may otherwise not have come that easily. Presently there's nothing we are looking for that we do not have. Maybe not $1 million but the Techpoint ₦1 million, along with the brand leverage has helped us positioned our business for the times ahead.” His managing partner, Tayo Fagbohun, who remains in Nigeria, equally acknowledges the impact of Techpoint Build. In hindsight, the story of Placements evokes memories of a humble beginning, one that many “now established” startups in the tech industry can relate with. From attempting to build recognisable tech companies early on from the university, from relatively obscure backgrounds, to finally making good on such bold ambitions, this has been the case for a few startups in Nigeria that have risen to prominence. In the case of Placements, this dream started from the Federal University of Technology, Akure (FUTA). Thereafter, they setup actual operations in Ibadan where they honed their entrepreneurial skills. Both cities are in the Southwestern part of Nigeria with seemingly less advanced technology communities compared to Lagos. While the story is different today, Placements would certainly not be judged by its background but by its milestones. We at Techpoint are glad to have played a part in their present -- and perhaps, future -- success.","Kamfanin Placement: Tafiya daga Jami'ar Tarayya ta Fasaha ta Akure (FUTA) zuwa birnin Washington DC. Idan za ku iya tunawa, Kamfanin placements.ng ya yi nasarar gasar wasan kati a lokacin ƙaddamar da KamfaninTechpoint Build. Daga abin da ya bayyana, wanda ya ƙara wa miya gishiri, ba a wuce mako ba aka fitar da jerin sunayen sabbin damammakin horon aiki a ƙasar waje a birnin Washington DC. Kamfanin Tip Hub da haɗin guiwar kamfanin Amazon da kuma Facebook ne suka shirya shirin zuzzurfan horo na tsawon sati ɗaya, wanda aka ɗauki nauyin dukkan ɗawainiya. Babban manufar shirin ita ce, a samar da wani muhalli na 'yan Afirka a ƙasar waje da ke da sabbin kamfanoni, domin a bunƙasa da samar da haɗin kai da kuma haɗaka. Kamar yadda Shugaban Kamfanin Placements, Ayodbami Oyaleke ya bayyana, da yawa daga cikin neman gurbi da aka samu, Kamfanin Placements yana ɗaya daga cikin sabbin kamfanoni guda bakwai da aka zaɓa. Domin a ƙara cuɗanya da su, suna buƙatar a yi musu jagaro da kuma a shiga a dama da su a ziyarce-ziyarcen da aka tsara zuwa wuraren manyan fasihai a birnin New York da North Carolina a yayin da kuma bayan kammala taron. Kafin Kamfanin Techpoint Build, Kamfanin Placements ya samu shiga shirin zaburarwa a watan Nuwamba 2017 (har yanzu suna ciki), wanda Gwamnatin ƙasar Jamus ta shirya, da nufin tattaro kan sabbin kamfanoni 30 a Afrika da suke cikin aikin al'umma. Shirin haɗin guiwa ne da sauran kamfanoni a faɗin Afirka, da suka haɗa da CcHub, wanda abokin haɗin guiwarsa ne Kudancin Afirka. A taƙaice dai yayin gudanar da shirin a CcHub, inda da Kamfanin Placements ya sami damar ɗosano samfurin tsarin ayyukansu, wanda ya taimaka wa sabon kamfanin ya duƙufa wajen muhimman matakai a yayin gasar wasan kati a taron Techpoint Build. Sai dai babu sarewar guiwa a bisa tasirin taron Techpoint Build a yadda tauraruwarsu take haskawa a yanzu. Ayobami Oyakale, wanda ya sauka a DC jiya da daddare kuma ya yi magana da kamfanin Techpoint ta waya da tsakar dare, a lokacin Washington DC, ya ce"" Kamfanin Techpoint Build ya ba mu wani muhimmin abu--ya ba mu damar bunƙasa. Da mai yiwuwa abin bai zo mana haka da sauƙi. A halin yanzu babu wani abu da muke nema, wanda ba mu da shi. Mai yiyuwa ba Dala miliyan1, amma Naira miliyan 1 ta Techpoint gami da bunƙasa,ya taimaka mana wajen samun damar tabbatar da ƙara inganta harkokinmu"". Takwaransa manajansa, Tayo Fagbohun, wanda yake a Nijeriya, shi ma ya yi tsokaci game da tasirin taron Techpoint Build. Duba da muhimmancin taron, labarin Kamfanin Placements yana ƙarfafa gwiwar yadda ya fara, inda kamfanonin da yanzu sun kafu a masana'antar fasaha suke kwatance da shi. Daga ƙoƙarin gina fitattun kamfanonin fasaha tun daga jami'a, daga tushe, inda a ƙarshe ya samu nasarar cim ma wannan buri, wannan Ita ce al'adar kaɗan daga cikin sabbin kamfanoni a Nijeriya da suka yi fice. A ɓangaren Kamfanin Placements, wannan mafarki an fara shi ne tun daga Jami'ar Fasaha ta Tarayya da ke Akure. Daga nan kuma, sun tsara yadda za su gudanar a Ibadan, inda suka samu dabarun sana'o'insu. Dukkan biranen biyu, suna Kudu maso Arewacin Nijeriya, waɗanda suke da ƙarancin ci gaban fasaha idan aka kwatanta su da Jihar Legas. A yanzu labarin ya sha bambam, ba za a taɓa yanke wa Kamfanin Placements hukunci, ta duba ga asalinsa, ta irin nasarar da ya samu. Kamfanin Techpoint yana farin cikin kasancewa a yanzu da kuma yiyuwar nasara a nan gaba.","Placements: Ni safari kutoka FUTA hadi Washington DC. Utakumbuka kwamba Placements.ng iliibuka mshindi wa Pitch Storm kwenye toleo la uzinduzi wa Techpoint Build. Kwenye kile kinachotokea kuwa barafu ya ziada kwenye keki, hakukuwa na zaidi ya juma mbele, shirika lile la fursa za mafunzo kazini iliorodheshwa kushirikikwenye kongamano la mafunzo ya waishio nje huko Washington, DC, US. Wiki nzima, kikamilifu, gharama zote zilizolipwa kwa programu zilipangwa na Tip Hub kwa kushirikiana na Amazon na Facebook. Wazo la programu hiyo ni kuwa na jamii ya mashirika ya Kiafrika huko Ughaibuni, ili kukuza ukuaji, ushirikiano na kufahamiana. Kwa mujibu wa CEO wa Placements, Ayobami Oyaleke, miongoni mwa maombi mengi yaliyopokelewa, Placements ni miongoni mwa mashirika saba tu yaliyochaguliwa. Kwa kuhusika kwao, wamefundishwa na pia kushiriki kwenye kupangwa kutembelea viongeza kasi vya talanta mbalimbali ndani ya New York City na North Carolina kipindi na baada ya programu. Kabla ya Techpoint Build, Placements mwezi November 2017 ilisajiliwa kwenye programu ya kiongeza kasi (ambapo bado yupo sehemu ya hiyo)iliyopangwa na serikali ya Ujerumani ikilenga kuyakutanisha pamoja mashirika 30 ya Kiafrika yaliyojikita kwenye kazi za kijamii. Programu hiyo ipo kwa kushirikiana na kampuni nyingine Afrika kote, ikijumuisha CcHub, mshirika wake wa Afrika Magharibi. Ilikuwa ni kwenye ukweli kipindi cha programu hiyo kwenye CcHub kwamba Placements mshikamano mzuri wa kiigizo chao chema cha biashara, jambo ambalo kimsingi liliisaidia shirika hilo kuzingatia vipimo muhimu kipindi cha Pitch Storm kwenye Techpoint Build. Hata hivyo, hakuna kudharau matokeo ya Techpoit Build katika wimbi lao la hatua ya sasa. Ayobami Oyaleke, ambaye amaetua huko DC usiku wa jana na kuzungumza na Techpoint kwa kutumia simu usiku wa manane, kwa muda wa Washington DC , anasema, “ Techpoint Build ilitupa sisi kitu cha thamani sana--imetuinua. Inawezekana vinginevyo haikuja kirahisi hivyo. Kwa sasa hakuna kitu tunachotafuta ambacho hatuna. Inawezekana sio milioni $1 lakini Techpoint ��milioni 1, pamoja na kuinua rajamu imetusaidia kuiweka biashara yetu kwa muda mrefu. Mshirika wake mkuu, Tayo Fagbohun, ambaye anabakia Nigeria, anatambua sawa sawa matokeo ya Techpoint Build. kwa mtazamo wa nyuma, stori ile ya Placements inaamsha kumbukumbu za mwanzo mzuri, moja ni kwamba mashirika mengi yaliyoanzishwa kwenye tasnia ya teknolojia yanaweza kulinganishwa pamoja. Kutoka kujaribu kutengeneza kampuni za teknolojia zenye kutambulika mapema kutoka chuo kikuu, kuanzia kwenye mwanzo usiojulikana, na mwishowe kufanya jambo zuri kwa tamaa ile ya ujasiri, hii imekuwa ni kesi kwa mashirika machache nchini Nigeria ambayo yamekuwa mashuhuri. Kwenye kesi ya Placements, ndoto hii imeanza kutokea Chuo Kikuu Cha Teknolojia cha Federal, Akure (FUTA). Baadaye, walipanga uendeshaji halisi huko Ibadan ambapo waliboresha ujuzi wao wa ujasiriamali. Miji yote miwili ipo KusiniMagharibi mwa Nigeri ambapo zinaonekana ni jamii zenye maendeleo ya chini kwa teknolojia iliyo bora ukilinganisha na Lagos. Wakati stori zikiwa tofauti leo, Placements bila shaka isingejadiliwa kwa mwanzo wake bali ni kwa mafanikio yake. Sisi kwenye Techpoint tunafurahi kushiriki kwenye maisha yao ya sasa -- na pengine, mafanikio -- yajayo.","Placements: Ìrìnàjò láti FUTA sí Washington DC Ẹ máa rántí pé ìkànnì orí afẹ́fẹ́ ti Placements.ng ti gbégbá orókè ní bí àkọ́kọ́ irú rẹ̀ tí Techpoint Build ṣe àgbékalẹ̀ rẹ̀. Nínú ohun tó rí bí àfikún àǹfààní ni pé kò ju ọ̀sẹ̀ kan lọ lẹ́yìn rẹ̀ tí àwọn àǹfààní ìkọ́ni àṣẹ̀ṣẹ̀bẹ̀rẹ̀ di gbígbé jáde láti kópa nínú ìpàdé Diaspora Demo ní Washington DC. Ètò náà tó wáyé fún ọ̀sẹ̀ kan jẹ́ èyí tó jinlẹ̀ tí gbogbo ìnáwó rẹ̀ sì ti jẹ́ sísan jẹ́ àgbékalẹ̀ Tip Hub pelu àjọṣepọ̀ ilé ìtajà Amazon àti ìkànnì ìbáraẹnisọ̀rọ̀ Facebook. Èrò àgbékalẹ̀ ètò náà ni láti ní àwùjọ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ti Áfíríkà ní orílẹ̀-èdè àgbáyé káàkiri láti ṣokùnfà ìdàgbàsókè, ìbáṣepọ̀ àti ìmọra sí i. Gẹ́gẹ́ bí ohun tí olùdarí Placements Ayobami Oyaleke sọ, nínú gbogbo ìforúkọsílẹ̀ tó wọlé, Placement wà lára àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ méje tí wọ́n mú. Fún ìkópa wọn nínú ètò náà, wọn yóò ní àǹfààní sí ìdámọ̀ ràn tí wọn yóò sì lè kópa nínú àwọn ìbẹ̀wò sí oríṣi ibi tí wọ́n ti ń gbé ẹ̀bùn lárugẹ ní New York City àti North Carolina nígbà ètò náà àti ní ìparí. Kó tó kàn Techpoint Build, wọ́n ti gba Placement sí ètò ìgbéga (èyí tí wọ́n sì wà ní bẹ̀) ní November 2017 èyí tí ìjọba Germany gbé kalẹ̀ tó ní àfojúsùn kíkó ọ̀pọ̀lọpọ̀ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ jọ nílẹ̀ Áfíríkà èyí tí wọ́n ń ṣe iṣẹ́ àwùjọ. Ètò náà wà ní ìbáṣepọ̀ pẹ̀lú àwọn ilé-iṣẹ́ mìíràn káàkiri ilẹ̀ Áfíríkà tó fi mọ́ CcHub, alábàṣepọ̀ rẹ̀ ní ìhà ìwọ oòrùn Gúúsù ilẹ̀ Áfíríkà. Kódà àkókò ètò náà ní CcHub ní Placement ní àǹfààní ìgbáramú ìdánimọ̀ okoòwò wọn, ohun tí ó rán ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ náà lọ́wọ́ láti ní àfojúsùn lórí àwọn ohun tó ṣe kókó nígbà Pitch Storm ní Techpoint Build. Síbẹ̀síbẹ̀, kò sí ìfojúdi lórí ipa Techpoint nínú àwọn iṣẹ́ ribiribi tí wọ́n ń ṣe. Ayobami Oyaleke tó dé DC lálẹ́ àná bá Techpoint sọ̀rọ̀ lórí ẹ̀rọ ìbánisọ̀rọ̀ lóru. Ìròyìn àkókò ní Washington DC sọ wí pé ""Techpoint Build fún wa ní nǹkan tó ṣe pàtàkì - Ó fún wa ní àǹfààní. Lọ́nà mìíràn, ó lè má wáyé báyẹ́n ní ìrọ̀rùn. Lọ́wọ́ lọ́wọ́, kò sí ohunkóhun tí à ń wá tí a kò ní. Bóyá kìí se mílíọ́nù $1 ṣùgbọ́n mílíọ̀nù ₦1 ti Techpoint pẹ̀lú àǹfààní ìdámọ̀ ilé-iṣẹ́ náà ti ràn wá lọ́wọ́ Aṣàmójútó akẹgbẹ́ rẹ̀ Tayo Fagbohun tó wà ní Nàìjíríà náà gbà pé Techpoint kó ipa ribiribi. Ní rírò sẹ́yìn, ìtàn Placements ń mú ìrántí ìṣẹ̀lẹ̀ oríṣiríṣi wá nípa ìbẹ̀rẹ̀ wọn, èyí tí ọ̀pọ̀ ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ""tó ti fìdí múlẹ̀"" ní àwùjọ ìmọ̀ ẹ̀rọ lè ní òye rẹ̀. Láti orí ìgbìyànjú wọn láti ṣe àgbákalẹ̀ àwọn ilé-iṣẹ́ ìmọ́-ẹ̀rọ tí ó tètè lóókọ ní Yunifásítì náà, láti àwọn ìpìlẹ̀ tó díjú, kí wọ́n lè sẹ dáadáa lórí àwọn èròǹgbà ìgboyà náà, èyí ni ó ti jẹ́ àwòta fún àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ díẹ̀ ní Nàìjíríà tí wọ́n ti dìde gbilẹ̀ ká. Ní ti Placements, ìran àfojúsùn yìí bẹ̀rẹ̀ láti Federal University of Technology, Akure (FUTA). Lẹ́yìn èyí, wọ́n ṣe àgbékalẹ̀ ibi-ìṣiṣẹ́ pàtó ní ìbàdàn níbi tí wọ́n ti lè jẹ́ kí ìmọ̀ọ́nṣe wọn nínú ìdáṣẹ́sílẹ̀ mú yányán. Àwọn ìlú méjéèjì wà ní ẹkùn Gúùsù Ìwọ̀-Oòrùn Nàìjíríà pẹ̀lú ìgbèrú ìmọ̀-ẹ̀rọ tí ó kéré sí ti Èkó. Nígbà tí ọ̀rọ̀ náà yàtọ̀ lónìí, a kò ní fi ìpilẹ̀ bíkòṣe àwọn àṣeyọrí ṣe ìdájọ́. Inú àwa ti Techpoint dùn pé a kó ipa nínú ìssinsìnyìí wọn --- àti bí ó bá ṣe é ṣe, ọjọ́-iwájú – àṣeyọrí.","I-Placements: Uhambo olusuka eFUTA lulubangise eWashington DC Uzokhumbula ukuthi i-Placements.ng ivele yaphumelela i-Pitch Storm ohlelweni lokuqala lwe-Techpoint Build. Kulokho okubonakala kuwukufakazela lokhu, esikhathini esingaphansi kwesonto ngemuva kwalokho, inkampani eqalisayo yamathuba e-internship yafakwa ohlwini labaqokelwe ukubamba iqhaza ku-Diaspora Demo Summit e-Washington DC. Uhlelo oluthatha isonto lonke, oluhlanganisa izinto eziningi, olukhokhelwa izindleko zonke luhlelwe yi-Tip Hub ngokubambisana ne-Amazon ne-Facebook. Umqondo walolu hlelo ukuba nomphakathi wabantu abaqalisayo base-Afrika abahlala emazweni angaphandle kwezwekazi, ukukhuthaza ukukhula, ukubambisana kanye nokuxhumana. Ngokusho Kwesikhulu Esingumlawuli Oyinhloko se-Placements, u-Ayobami Oyaleke, phakathi kwezicelo eziningi ezitholakele, i-Placements iphakathi kwezinkampani eziqalisayo eziyisikhombisa kuphela ezikhethiwe. Ngokuzibandakanya kwabo, bayakwazi ukuqeqeshwa kanye nokubabamba iqhaza ekuvakasheni okuhleliwe kuma-talent accelerator ahlukahlukene eNew York City naseNorth Carolina phakathi kanye nangemva kohlelo. Ngaphambi kwe-Techpoint Build, i-Placementsa ngoLwezi ka-2017 yangeniswa ohlelweni lwe-accelerator (iseyingxenye yalo) oluhlelwe uhulumeni waseJalimane oluhlose ukuhlanganisa izinkampani zokuqalisa ezingama-30 e-Afrika ezenza imisebenzi yezenhlalakahle. Lolu hlelo lubambisene nezinye izinkampani e-Afrika yonkana, kuhlanganise ne-CcHub, umlingani wayo waseNtshonalanga ne-Afrika. Empeleni kwakuphakathi nohlelo ku-CcHub lapho i-Placements yabamba kahle khona imodeli yebhizinisi yalo, nokuyinto empeleni esize inkampani eqalisayo ukuba igxile kumamethrikhi asemqoka ngesikhathi se-Pitch Storm ku-Techpoint Build. Nokho, akukho okubukela phansi umthelela we-Techpoint Build kumsinga wayo wamanje wezigaba zokuzuziwe. U-Ayobami Oyaleke, ofike ngendiza e-DC izolo ebusuku futhi wakhuluma ne-Techpoint ngocingo olungene phakathi kwamabili, ngesikhathi saseWashington DC, uthi, “ I-Techpoint Build isinikeze okuthile okuyigugu kakhulu - isinikeze amandla. Noma kungenzeka ukuthi ayizange ifike kalula kangako. Okwamanje akukho esikufunayo esingenakho. Mhlawumbe hhayi isigidi esiyi-u-$1 kodwa i-Techpoint yesigidi se-₦1, kanye nesibonelelo sebhrendi kusisizile ukuba sibeke ibhizinisi lethu endaweni yezikhathi ezizayo.” Umlingani wakhe ophethe, uTayo Fagbohun, ohlala eNigeria, uwuvuma ngendlela efanayo umthelela we-Techpoint Build. Uma sibheka emuva, indaba ye-Placements ivusa izinkumbulo zesiqalo esingabukeleka phansi, esifana naesiqalo izinkampani eziningi ""esezisimeme manje"" ezaba naso embonini yezobuchwepheshe. Kusukela ekuzameni ukwakha izinkampani zezobuchwepheshe ezaziwayo sisanda kuphuma enyuvesi, kusukela ezimweni ezingaqondakali, kuze kube sekugcineni ekufezeni kwezifiso ezifana nalezo ngenxa yokuqunga isibindi, kuye kwaba njalo ezinkampanini ezimbalwa zokuqalisa eNigeria eziye zavelela. Odabeni lwe-Placements, leli phupho laqala e-Federal University of Technology, e-Akure (iFUTA). Ngemva kwalokho, balungiselela imisebenzi yangempela e-Ibadan lapho balola khona amakhono abo okuba ngosomabhizinisi. Womabili amadolobha asengxenyeni yeNigeria eseNingizimu-Ntshonalanga anemiphakathi yezobuchwepheshe ebonakala ingathuthuki kakhulu uma kuqhathaniswa neyaseLagos. Nakuba indaba yayo seyihlukile namuhla, i-Placements ngeke nakanjani yehlulelwe ngokuphathelene nemvelaphi yayo kodwa ngokuphathelene nalolo esikuzuzile. Kuyintokozo kuthina e-Techpoint ukuba yingxenye yempumelelo yabo yamanje - futhi mhlawumbe, yesikhathi esizayo -."
+"የ54ጅን(Gene) የቀድሞ ዋና ሥራ አስፈጻሚ ሲንዲዲኬት ባዮ የተባለውን ሌላ የጂኖም ኩባንያ አቋቋመ ሰኞ እለት የአፍሪካ ጂኖሚክስ ጅምር የሆነው የ54ጅን(gene) የቀድሞ መስራች እና ዋና ስራ አስፈፃሚ አባሲ ኢኔ-ኦቦንግ ሲንዲዲኬት ባዮ የተባለውን ሌላ የጂኖም ኩባንያ መጀመሩን ገልጿል። ኢኔ-ኦቦንግ ሲኒዲኬትስ ባዮ በአለምአቀፍ ጂኖሚክስ አካታች እድገቶችን ለመደገፍ ከስውርነት ወጥቷል ብሏል። ኩባንያው ከአፍሪካ ጀምሮ በተለያዩ የአለም ክፍሎች የጂኖም እና ትክክለኛ የመድሃኒት ስራዎችን እንደሚያንቀሳቅስ ገልጿል። ጁሚ ፖፑላ እና ኢስቴል ዶግቦ የሲንዲት ባዮ ዋና ሳይንሳዊ ኦፊሰር እና ዋና ኦፕሬቲንግ ኦፊሰር ይሆናሉ። ውብረስት ተ/ በቀለ፣ ዊሳም ሃሙ እና አሚኑ ያኩቡ የኩባንያ መሪ ሆነው ይቀላቀላሉ። ኢኔ-ኦቦንግ ""ራዕያችንን እና ተልእኳችንን ለማራመድ የተደረጉትን አንዳንድ ታላላቅ እድገቶችን በመጪዎቹ ወራት እናካፍላለን"" ብለዋል ። ኢኔ-ኦቦንግ በ2019 54ጅን(gene) ን የመሰረተው በአለም አቀፍ የጂኖሚክስ ክፍተት ውስጥ ያለውን ክፍተት ለመሙላት ሲሆን አፍሪካን ከመዳኒት ማምረት እና ማከፋፈል ጋር በተያያዘ የተሰራ ምርምር ከ 3% ያነሱ የዘረመል ቁሶችን ተጠቅመዋል። በዋና የክወና መኮነን (COO) ፣ ደላሊ አቲፖ እንደተናገረው 54ጅን(gene) በእውነቱ የሚያደርገው እና ለምን ትኩረት መሰጠት እንዳለበት ተናግሯል። 54ጅን(Gene) በነሀሴ 2022 የመጀመሪያ የስራ ማቆም አድማውን ካሳወቀ ከሁለት ወራት በኋላ፣ ኢኔ-ኦቦንግ ዋና ስራ አስፈፃሚነቱን ለቋል። የቅነሳ መርሀግብሩ 95 ሰራተኞችን ይነካል፣ አብዛኛዎቹ 54ጅን(Gene) በ2020 በጀመረው በኮቪድ የንግድ መስመር ውስጥ ለመስራት የተቀጠሩ ተቋራጮች ናቸው። ኮቪድ-19 በአፍሪካ የጤና ቴክኖሎጂ ፈጠራ ላይ ትልቅ ለውጥ አምጥቷል፣ ግን ጅምርዎቹ አሁን ምን ያህል ተግባራዊ ናቸው? ኩባንያው ለምን እንደለቀቀ ባይገልጽም ቴክክረንች እንደዘገበው የሰራተኞች ቡድን በመስራቹ እና በቀድሞው ዋና ስራ አስፈፃሚ አባሲ ኢኔ-ኦቦንግ እና በስራ አስፈፃሚዎቹ ላይ የገንዘብ እጦት - ""መሠረተ ቢስ"" ውንጀላ አቅርቧል። እ.ኤ.አ በጥቅምት 2022፣ ስራ መልቀቁን ተከትሎ፣ 54ጅን(gene) 100 ሰራተኞችን ወይም 55 በመቶውን የሰው ሃይል ከስራ አሰናበተ።","Former CEO of 54Gene launches Syndicate Bio, another genomics company On Monday, Abasi Ene-Obong, former co-founder and CEO of 54gene, an African genomics startup, disclosed the launch of Syndicate Bio, another genomics company. Ene-Obong claimed that Syndicate Bio just came out of stealth to support inclusive advancements in global genomics. He maintained that the company will drive genomics and precision medicine initiatives in the most diverse parts of the world, starting with Africa. Jumi Popoola and Estelle Dogbo will be the Chief Scientific Officer and Chief Operating Officer of Syndicate Bio, respectively. Wubrest T. Bekele, Wissam Hamou, and Aminu Yakubu will join them as company leaders. ""We will be sharing some of the great strides made in furtherance of our vision and mission in the coming months,"" Ene-Obong said. Ene-Obong founded 54gene in 2019 to fill a void in the global genomics space, where less than 3% of the genetic material used in pharmaceutical research is African. What 54gene actually does and why you should care, as told by COO, Delali Attipoe Two months after 54Gene announced its initial round of layoffs in August 2022, Ene-Obong resigned as CEO. The layoffs affected 95 employees, the majority of whom were contractors hired to work in the COVID business line, which 54Gene launched in 2020. COVID-19 brought a surge in African healthtech innovation, but how viable are the startups now? While the company didn’t specify why he resigned, TechCrunch reported that a group of employees levelled allegations of financial impropriety — reportedly “unfounded” — against the founder and ex-CEO, Abasi Ene-Obong, and his executives. In October 2022, following his resignation, 54gene laid off 100 employees or 55% of its workforce.","Tsohon Shugaban Kamfanin 54Gene ya ƙaddamar da Syndicate Bio, wanda shi ma wani kamfani ne da ke binciken gano asalin dangi. A ranar Litinin ne Abasi Ene-Obong, tsohon ɗaya daga cikin mamallaka kuma Shugaban Kamfanin 54gene, wanda sabon kamfanin gano ƙwayar halitta ce na Afrika da ke gano asalin tsatson halittu, inda ya bayyana gabatar da sabon kamfanin Syndicate Bio, wanda shi ma wani kamfanin da ke binciko ainihin tsatson halittu. Ene-Obong ya bayyana cewa, kamfanin Syndicate Bio ya zo ne domin ya ƙara tagomashi ga ɓangaren gano asalin tsatson ƙwayoyin halittu a duniya. Ya ƙara da cewa, kamfanin zai zai dinga gano asalin tsatson ƙwayar halitta da kuma samar magungunan da suka dace, a mafi yawan sassan duniya, inda zai fara daga Afirka. Jumi Popoola zai kasance Babban Jami'in Kimiyya, yayin da Estelle Dogbo zai zama Babban Shugaban Sashe Ayyuka Kamfanin Syndicate Bio. Wubrest T. Belle da Wissam Hamou da kuma Aminu Yakubu, za su yi tare da su a matsayin jagororin kamfanin. Ene-Obong ya ce, ""Za mu dinga sadar da wasu daga cikin muhimman ci gaba da aka samu domin tabbatar manufarmu da a watanni masu zuwa. Ene-Obong ya kafa kamfanin 54gene a shekarar 2019 domin cike giɓin da ke da akwai a ɓangaren sanin asalin tsatson ƙwayoyin halittu na duniya, inda ƙasa da kashi uku 3% na abubuwan da suka shafi gano ƙwayar halitta ne ake amfani da su cibiyoyin binciken magunguna na Afrika. Mene ne ainihin abin da kamfanin 54gene yake yi? kuma don me kake son sani, kamar yadda Shugaban Sashen Aikace-aikace Dele Attipoe ya zayyana. Watanni biyu bayan da kamfanin 5Gene ya sanar da zagayen farko na rage ma'aikata a watan Agusta 2022, sai Ene-Obong ya sauka daga kujerarsa ta Shugaban Kamfanin. Rage ma'aikatan ta shafi ma'aikata 95, wanda yawancisu 'yan kwantiragi ne da aka hayo su, su yi aiki a lokacin annobar COVID da 54Gene ya ƙaddamar a shekarar 2020. Annobar COVID-19 ta haifar da tsaiko a ɓangaren samar da fasahar lafiya, amma ta yaya sabbin kamfanoni suka shirya yanzu? Yayin da kamfanin bai bayyana ainihin abin da ya sa ya bar kujerarsa ba, Kamfanin TechCrunch sun rawaito cewa, wani rukuni na ma'aikata sun shigar da ƙara a kan zargin wanda ya samar da kamfanin kuma tsohon Shugaban Kamfanin, Abasi Ene-Obong da kuma muƙarrbansa da badaƙalar kuɗi. A watan Oktoban 2022, bayan murabus ɗinsa, kamfanin 5gene ya rage ma'aikata 100 ko kuma kaso 55% cikin ɗari na ma'aikatansu.","CEO wa zamani wa 54Gene anatambulisha Syndicate Bio, kampuni nyingine ya Genomikia. Siku ya Jumatatu, Abasi Ene-Obong, mwanzilishi mwenza wa zamani na CEO wa 54gene, shirika la genomikia ka Kiafrika, alifichua utambulisho wa wasifu shirika, kampuni nyingine ya genomikia. Ene-Obong alidai kwamba wasifu shirika huo umekuja kwa siri ili kuunga mkono maendeleo jumuishi kwenye genomikia duniani. Alisisitiza kwamba kampuni hiyo itaendesha genomikia na mipango ya dawa ya usahihi katika sehemu mbalimbali za dunia, kuanzia na Afrika. Jumi Popoola na Estelle Dogbo watakuwa maafisa wakuu wa Kisayansi na Afisa Mkuu wa Uendeshaji wa Syndicate Bio, kwa mpangilio. Wubrest T. Bekele, Wissam Hamou, na Aminu Yakubu wataungana nao kama viongozi wa kampuni. ""Tutakuwa tunashiriki kwenye baadhi ya hatua muhimu zenye kufanywa katika kuendeleza maono na dhamira yetukwenye miezi ijayo, "" Ene-Obong alisema. Ene-Obong alianzisha54gene mwaka 2019 kujaza pengo kwenye nafasi ya genomikia duniani, ambapo chini ya 3% ya rasilimali maumbile zitumikazo kwenye utafiti wa dawa zipo Afrika. Mambo gani hasa yanafanywa na 54gene na kwanini inabidi umakinike, kama ilivyosemwa na COO, Delali Attipoe Miezi miwili baada ya 54Gene kutangaza awamu ya kwanza ya ufukuzaji kazi mwezi Agosti 2022, Ene-Obong alijiuzuru kama CEO. fukuzaji huo wa kazi uliwaathiri wafanyakazi 95, wengi wao walikuwa ni wahandisi walioajiriwa kufanyakazi kwenye mlengo wa biashara wa UVIKO, ambao 54Gene uliutambulisha mwaka 2020. UVIKO-19 ulileta ongezeko la uvumbuzi wa teknolojia ya afya ya Kiafrika, lakini ni jinsi gani hizo taasisi ni faida kwa sasa? Wakati kampuni haikubainisha kwanini alijiuzuru, TechCrunch iliripoti kwamba kundi la wafanyakazi lilitoa madai ya ubadhirifu wa kifedha inaripotiwa kutokuwa na msingi dhidi ya mwanzilishi huyo na CEO wa zamani, Abasi Ene-Obong, na watendaji wake. Kwenye Oktoba 2022, kufuatia kujiuzuru kwake, 54gene iliachisha kazi wafanyakazi 100 ama 55% ya nguvukazi yake.","Aláṣẹ àti olùdarí 54Gene tẹ́lẹ̀ ṣe ìfilọ́lẹ̀ Syndicate Bio, tí í ṣe ilé-iṣẹ́ ẹlẹ́jẹ̀ àdámọ́ mìíràn Ní Ọjọ́-Ajé, Abasi Ene-Obong, olùdìjọ-dásílẹ̀ àti Aláṣẹ àti Olùdarí tẹ́lẹ̀ fún 54gene, ilé-iṣẹ́ ẹlẹ́jẹ̀-àdámọ́ aṣẹ̀ṣẹ̀bẹ̀rẹ̀ ní Afíríkà, síṣọ lójú ìfilọ́lẹ̀ Syndicate Bio, tí í ṣe ilé-iṣẹ́ ẹlẹ́jẹ̀ àdámọ́ mìíràn. Ene-Obong gbà pé Syndicate Bio ṣẹ̀ṣẹ̀ kúrò nínú ìbẹ̀rù-fura rẹ̀ láti gbárùkù ti ìlọsíwájú tó kan gbogbo ènìyàn nínú iṣẹ́ ẹlẹ́jẹ̀-àdámọ́ àgbáyé. Ó dúró lórí pé ilé-iṣẹ́ náà yóò darí àwọn ìpilẹ̀ṣẹ̀ àti ìgúnrégé ilé-iṣẹ́ ẹlẹ́jẹ̀-àdámọ́ àti òògùn ní àwọn ẹkùn káàkiri àgbáyé, bẹ̀rẹ̀ láti ilẹ̀ Afíríkà. Jumi Popoola yóò jẹ́ adarí ètò iṣẹ́ ṣíṣe nígbà tí Estelle Dogbo yóò jẹ́ adarí ètò iṣẹ́ ti Syndicate Bio. Wubrest T. Bekele, Wissam Hamou, àti Aminu Yakubu yóò dara pọ̀ mọ́ wọn gẹ́gẹ́ bí adarí ilé-iṣẹ́. Ene-Obong sọ pé, ""A ó máa tẹ́ pẹpẹ àwọn ìlọsíwájú ńlá ti a ti ní láti mú ìtẹ̀síwájú bá àfojúsùn àti ìlépa wa ní àwọn oṣù tó ń bọ̀.’’. Ene-Obong dá 54gene sílẹ̀ ní 2019 láti dí àlàfo kan ní ẹ̀ka ti ẹlẹ́jẹ̀-àdámọ́ àgbáyé, níbi tí àwọn ohun-èlò ajẹmọ́-ẹ̀jẹ̀ tí kò tó 3% tí wọ́n ń lò fún ìwádìí ajẹmọ́-òògùn ti jẹ́ ti Afíríkà. Ohun tí 54gene tilẹ̀ ń ṣe ní pàtó àti ìdí tí o fi gbọ́dọ̀ yiri rẹ̀ wò, gẹ́gẹ́ bí Adarí Ètò Iṣẹ́, Delali Attipoe, ṣe sọ. Oṣù méjì lẹ́yìn tí 54Gene kéde ìṣí ìdádúró rẹ̀ àkọ́kọ́ ní Oṣù Kẹjọ 2022, Ene-Obong kọ̀wé fi ipò sílẹ̀ gẹ́gẹ́ bí aláṣẹ àti olùdarí. Ìdádúró náà kan òṣìṣẹ́ 95, púpọ̀ àwọn tó jẹ́ agbaṣẹ́ṣe tí wọ́n gbà láti ṣiṣẹ́ lórí ojú-òpó ìdókoòwò COVID, tí 54Gene fi lọ́lẹ̀ ní 2020. Àrùn COVID-19 mú kí ìsọdọ̀tun nípa ìṣètò-ìlera orí-ẹ̀rọ ní Afíríkà pọ̀ si, ṣùgbọ́n báwo ni àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ ṣe lè ṣe àṣeyọrí sí? Nígbà tí ilé-iṣẹ́ náà kò tọ́ka sí ìdí tí ó fi kọ̀wé fi ipò sílẹ̀, TechCrunch jábọ̀ pé ìsọ̀rí àwọn òṣiṣẹ́ kan fi ẹ̀sùn tí kò fẹsẹ̀ múlẹ̀ kan olùdásílẹ̀ àti olùdarí ilé-iṣẹ́ náà tẹ́lẹ̀, Abasi Ene-Obong, àti àwọn ọmọ ìgbìmọ̀ rẹ̀, nípa ṣíṣe owó mákumàku. Ní Oṣù Kẹwàá 2022, lẹ́yìn tí ó kọ̀wé fi ipò sílẹ̀ tán, 54gene dá òṣìṣẹ́ 100 tàbí ìdá 55% dúró nínú àwọn òṣìṣẹ́ rẹ̀.","Owayeyisikhulu Esingumlawuli Oyinhloko (iCEO) we-54Gene wethula i-Syndicate Bio, enye inkampani ye-genomics NgoMsombuluko, u-Abasi Ene-Obong, owayengumsunguli ngokuhlanganyela kanye Nesikhulu Esingumlawuli Oyinhloko (iCEO) se-54gene, izinkampani eziqalisayo ze-genomics zase-Afrika, wadalula ukwethulwa kwe-Syndicate Bio, nokungenye inkampani ye-genomics. U-Ene-Obong uthe iSyndicate Bio isanda kuphuma ebunzimeni ukuze isekele intuthuko engabandlululi ye-genomics yomhlaba wonke. Ugcine ngokuthi inkampani izoqhuba imisebenzi ye-genomics nemithi enembile ezingxenyeni ezihlukahlukene kakhulu zomhlaba, ngokuqala nge-Afrika. UJumi Popoola no-Estelle Dogbo bazoba Yisikhulu Esingosayensi Oyinhloko (iChief Scientific Officer) kanye Nesikhulu Esibhekelele Ukwenziwa Komsebenzi Esiyinhloko (iChief Operating Officer) eSyndicate Bio, ngokulandelana. UWubrest T. Bekele, uWissam Hamou, no-Aminu Yakubu bazosebenza njengabaholi benkampani. ""Sizokwabelana ngamanye amagxathu amakhulu esiwathathile ngokuphathelene nokuqhubekisela phambili umbono kanye nomgomo wethu ezinyangeni ezizayo kusho u-Ene-Obong. U-Ene-Obong wasungula i-54gene ngo-2019 ukuvala isikhala endimeni ye-genomics yomhlaba wonke, lapho ngaphansi kuka-3% wezinto eziphathelene nofuzo ezisetshenziswa ocwaningweni lwezokwelapha zingezase-Afrika. Empeleni lokho okwenziwa yi-54gene nokuthi kungani kufanele ubenendaba ngalokhu, njengoba kulandisa i-COO, uDelali Attipoe Ezinyangeni ezimbili ngemva kokuba i-54Gene imemezele umzuliswano wayo wokuqala wokudiliza abasebenzi ngoNcwaba ka-2022, u-Ene-Obong wasula esikhundleni sakhe sokuba Yisikhulu Esingumlawuli Oyinhloko (iCEO). Ukudilizwa emsebenzini kwathinta abasebenzi abangama-95, iningi labo okwakungosonkontileka abaqashwe ukuba basebenze ocingweni lwebhizinisi lwe-COVID, olwethulwa yi-54Gene ngo-2020. I-COVID-19 ize nokukhuphuka okukhulu kokuqhamuka namasu amasha kwezobuchwepheshe bezempilo base-Afrika, kodwa zingasebenza kanjani ngempumelelo izinkampani eziqalisayo njengamanje? Nakuba inkampani ingacacisanga ukuthi kungani esule esikhundleni, i-TechCrunch ibike ukuthi iqembu labasebenzi labeka izinsolo zokungasebenzisi izimali ngendlela efanele — okubikwa ukuthi ""akunasisekelo"" — lokhu kubhekiswe kumsunguli kanye nowayengu-CEO, u-Abasi Ene-Obong, nabaphathi abesebenza nabo. NgoMfumfu ka-2022, ngemva kokwesula kwakhe emsebenzini, i-54gene yadiliza emsebenzini abasebenzi ebayi-100 noma u-55% wabasebenzi bayo."
+"ANKA በቅድመ-ተከታታይ ኤ ኤክስቴንሽን ዙር በ $5m የማስፋፊያ ዕቅዶችን ለማቀጣጠል የቴክኖሎጂ ተሰጥኦዎችን ለመቅጠር አቅዷል ANKA (የቀድሞው አፍሪኬሪያ)፣ የ Ivorian SaaS ኢኮሜርስ መድረክ በቅድመ-ተከታታይ የኤ ማራዘሚያ ዙር እዳ እና እኩልነትን በማጣመር 5 ሚሊዮን ዶላር ሰብስቧል። የአለም አቀፍ የፋይናንስ ኮርፖሬሽን (አይኤፍሲ) ዙሩን ሲመራ ፕሮፓርኮ እና የፈረንሳይ የኢንቨስትመንት ባንክ ቢፒፍራንስ ተሳትፈዋል። እ.ኤ.አ. በ 2030 ፣ ኤኤንኬኤ(ANKA) ባገኘው የገንዘብ ድጋፍ 100,000 አፍሪካውያን ሻጮችን እንደሚቀጥር ተስፋ ያደርጋል ፣ በዚህም እንዳለ ለአጭር ጊዜ የገንዘብ ፍላጎቶች እንደ መላኪያ እና የክፍያ ፍሰት የእዳ ክፍሉን ይጠቀማል። የአፍሪካን የስራ ፈጠራ እድገት በአለም አቀፍ ደረጃ ለማስተዋወቅ እና ለማስፋፋት በምርት ልማት እና በአገልግሎት ማስፋፋት ላይ የሚያደርገውን ጥረት ለመደገፍ ገንዘቡን ይጠቀማል። ኤኤንኬኤ(ANKA) እራሱን እንደ ሁለገብ-አንድ-በአንድ አገልግሎትን እንደ መዋቅር የሚሠጡ (SaaS) ለአለም አቀፍ የአፍሪካ ኩባንያዎች ሂሳብ ያስከፍላል። ነገር ግን፣ ከአፍሪካውያን ሥሮች እና መነሳሳት ጋር እ.ኤ.አ እስከ 2021 ድረስ የመስመር ላይ መደብርን (አፍሪክሬአ) ለአልባሳት፣ መለዋወጫዎች፣ ጥበቦች እና ቅርፃቅርፆች አገልግሏል። በወቅቱ ቴክ ክሩንች ከ170 ሀገራት የተውጣጡ በሺዎች የሚቆጠሩ ገዢዎችን እና ከ 47 የአፍሪካ ሀገራት የተውጣጡ ከ 7,000 በላይ ሻጮችን እንደረዳ ዘግቧል። በጃንዋሪ 2023 ውስጥ ካለፈው የካፒታል መጠን ጀምሮ፣ የኤንካን ህዳጎች እና በእነዚህ 47 አገሮች ውስጥ ያሉ የአፍሪካ ጥቃቅን እና አነስተኛ ማህበራት ማህበረሰብ በእጥፍ ሊጨምር ይችላል። እ.ኤ.አ በ2016 ከ700,000 በላይ ወርሃዊ ጉብኝቶችን እና 35 ሚሊዮን ዶላር ግብይቶችን እንዳስተናገደ ተናግሯል። እንደ ካድሪ ዲያሎ፣ ተባባሪ መስራች እና ዋና የክወና መኮነን (COO)፣ አሃዙ ከአንድ ሚሊዮን በላይ ጉብኝቶችን እና በ175 ሀገራት 50 ሚሊዮን ዶላር ጨምሯል፣ ገቢውን ከ 200,000 ዩሮ ወደ 3.6 ሚሊዮን ዩሮ በ18 እጥፍ ጨምሯል። ዋና ሥራ አስፈፃሚ ሞውላይ ታቦር እንዳሉት የነጋዴዎችን ትኩረት ከተለያዩ ቻናሎች ለምሳሌ ድረ-ገጾች እና ማህበራዊ ሚዲያዎችን በአንድ መድረክ ላይ ለማተኮር ወደ አገልግሎትን እንደ መዋቅር የሚሠጡ (SaaS) ኢኮሜርስ መድረክ መሸጋገሩ አስፈላጊ ነበር። በዚህ ምክንያት፣ ኤንካ ለሶስት የተለያዩ የተጠቃሚ አይነቶች እንደ አንድ ማቆሚያ ሱቅ ሆኖ ይሰራል፡ በዓለም አቀፍ ደረጃ ለመላክ የሚፈልጉ ላኪዎች፣ የበይነ መረብ የመስመር ላይ ቸርቻሪዎች ብዙ ቻናሎችን በመጠቀም ሁሉንም ትዕዛዞቻቸውን በአንድ መድረክ ላይ በማጣመር እና ለማምረት ፣ ለመርከብ እና ለማጓጓዝ የሚፈልጉ ላኪዎችን ይጥላሉ፤ እናም በአለ�� አቀፍ ደረጃ እየተከፈሉ በአፍሪካ ውስጥ ስራ መፍጠር። ኩባንያው እ.ኤ.አ በ2016 ከተመሰረተበት ጊዜ ጀምሮ አዲሱ ዙር የገንዘብ ድጋፍ አጠቃላይ መዋዕለነዋይ ወደ 13 ሚሊዬን ዶላር ደርሷል። ካምፓኒው ገንዘቡን ተጠቅሞ ወደር የለሽ እድገት ባሳየባቸው ከፍተኛ ሀገራት፣ በናይጄሪያ እና ኬንያ የሻጮችን ብዛት መጨመር እና በአሜሪካን የደንበኞች እና የተመዝጋቢዎችን ቁጥር ለማስፋት አቅዷል። እንዲሁም የሽያጭ፣ የቴክኖሎጂ እና የምርት ተሰጥኦዎችን በመዋዕለ ንዋይ ለማስፋፋት በንቃት ለመቅጠር አስቧል።","ANKA plans to hire tech talent to fuel expansion plans with $5m pre-Series A extension round ANKA (formerly Afrikrea), an Ivorian SaaS eCommerce platform, has raised $5 million in a pre-Series A extension round that combines debt and equity. The International Finance Corporation (IFC) led the round, with Proparco and the French investment bank Bpifrance participating. By 2030, ANKA hopes to onboard 100,000 African sellers with the help of this funding while using the debt component to cover short-term cash needs for things like shipping and payment float. It will also use the funding to support its efforts in product development and service expansion to promote and further the growth of African entrepreneurship on a global scale. ANKA bills itself as an all-in-one SaaS for multinational African companies. However, it ran an online store (Afrikrea) for apparel, accessories, arts, and crafts with African roots and inspiration until 2021. At the time, TechCrunch reported it had assisted thousands of buyers from 170 countries and over 7,000 sellers from 47 African nations. Since its last capital infusion in January 2023, ANKA's margins and the community of African SMEs in these 47 countries have almost doubled. It claims it has received over 700,000 monthly visits and handled $35 million in transactions in 2016. According to Kadry Diallo, Co-Founder and COO, the figures have increased to over a million visits and $50 million across 175 nations, increasing revenue by 18 times, from €200,000 to €3.6 million. Moulaye Taboure (CEO) said the transition to a SaaS eCommerce platform was necessary to focus merchants' attention from various channels, such as websites and social media, onto a single platform. Because of this, ANKA acts as a one-stop shop for three different user types: exporters looking to ship internationally, online retailers using multiple channels who want to combine all of their orders on one platform and drop shippers looking to produce, ship, and create jobs in Africa while getting paid internationally. The new round of funding brings the company's total investment since its founding in 2016 to $13.5 million. The company plans to expand its presence in top nations where it has already experienced unmatched growth, including Nigeria and Kenya for the number of sellers and the US for the number of customers and subscribers. It also intends to actively hire sales, tech, and product talent with the investment to fuel its expansion.","Kamfanin ANKA ya shirya ɗaukar hayar masu basira domin inganta tsarin faɗaɗawa na Dala miliyan 5 a zagayen share fage na A. Kamfanin ANKA (wanda a da aka fi sani da Afrikrea), kafar kasuwancin intanet ne na ƙasar Ivory Coast, inda ya tara Dala miliyan 5 a tsarin zagayen A, wanda ya haɗa da bashi da uwar kuɗi. Cibiyar Hada-hadar Kuɗi ta Duniya (IFC) ta jagoranci zagayen, inda Kamfanin Proparco da Bakin French Investment Bank da kuma Bpifrance suka shiga aka dama da su. Nan da shekara ta 2030, Kamfanin ANKA yana fatan ɗaukar 'yan Afirka 100,000 masu sayarwa da taimakon wannan gidauniyar, yayin da zai yi amfani da ɓangarorin bashi don biyan buƙatun kuɗi na gaggawa, kamar kuɗin jigilar jiragen ruwa da kai-kawo. Kamfanin zai yi amfani da kuɗaɗen domin inganta ƙoƙarinsa wajen bunƙasa ayyukansa da faɗaɗa su domin ɗaga likkafar ƙananan sana'o'in Afirka zuwa matakin duniya. Kamfanin ANKA ya bayyana kansa a matsayin sha-kundum a kan kamfanoni Afirka da dama. Sai dai, kamfanin yana shagon intanet (Afrikrea) domin abubuwa da kayayyaki da zane-zane da fasaha mai tushe daga Afrika domin jan zare har zuwashekarar 2021. Tun lokacin da Kamfanin TechCrunch ya bayar da rahoton cewa, ya tallafa wa dubunnan masu siyayya daga ƙasashe 170 da kuma masu siyarwa 7,000 daga ƙasashen Afirka 47. Tun lokacinsa na ƙarshe da ya zuba jari a watan Janairu 2023, kuɗaɗen kamfanin ANKA da kuma tsarin muhallin Afirka SME a waɗannan ƙasashe 47 ya kusa riɓanyawa. Kamfanin ya yi iƙirarin cewa ya sami sama da 700,000 a wata, sannan ya sarrafa Dala miliyan 35 ta cinikayya a shekarar 2016. Kamar yadda Kadry Diallo ya bayyana, wanda ɗaya ne daga cikin waɗanda suka kafa kamfanin kuma babban Shugaban Sashen Ayyuka cewa, alƙaluman sun ƙaru zuwa sama da tuntuɓa miliyan ɗaya da kuma Dala miliyan 50 a ɗaukacin ƙasashe 175 da ƙarin kuɗin shiga riɓi 18, daga Yuro 200,000 zuwa Yuro miliyan 3.6. Shugaban kamfanin Moulaye Taboure ya ce, komawa SaaS kafar cinikayya ta intanet ya zama wajibi domin mai da hankalin 'yan kasuwa daga wurare daban-daban, kamar shafin intanet da dandalin sada zumunta zuwa ga kafa ɗaya tilo. Saboda wannan, Kamfanin ANKA yana a matsayin wani kanti ɗaya ga mutane daban-daban har uku: masu shigowa da kayayyakin da suke neman jirgin ruwa na duniya da masu sayar da ɗaiɗai a intanet da suke amfani da hanyoyi mabambanta, waɗanda kuma suke son haɗa dukkanin odojinsu a kafa guda da kuma 'yan kayi-nayin da suke neman samar da haja da jigilar jiragen ruwa da kuma samar da ayyuka a Afirka yayin da ake biyan su a duniya. Sabon zagayen saka kuɗaɗen, yana kawo wa kamfanin dukkanin abin da aka zuba tun daga lokacin da aka kafa shi a shekarar 2016 zuwa Dala miliyan13.5. Kamfanin ya tsara faɗaɗa kasuwancisa a manyan ƙasashe, inda da ma ya riga ya bunƙasa, wanda suka haɗa da Nijeriya da Kenya, inda ya samu masu siyarwa da dama da kuma kwastomomi masu biyan kuɗi don shiga tsarin a Amurka. Kamfanin ya kuma ƙudiri aniyar yin haya da fasaha da kuma masu basirar samar da haja tare da sanya jari, domin inganta faɗaɗa bunƙasarsa.","ANKA inapanga kuajiri talanta wa teknolojia ili kukuza mipango ya upanuzi kwa awamu ya upanuzi ya m$5 ya awali ya mfululizo A. ANKA (Zamani Afrikrea), ni jukwaa la biashara mtandaoni la Ivorian SaaS, imetengeneza milioni $5 kwenye awamu ya kwanza A ya upanuzi ambao unajumuisha deni na mtaji. Shirika la Fedha la Kimataifa (IFC) liliongoza mzunguko huo, pamoja na ushiriki wa Proparco na Bpifrance. Kufikia 2030, ANKA inatarajia kuingiza wauzaji wa 100,000 kwa usaidizi wa ufadhili huu huku ikitumia sehemu ya madeni kulipia mahitaji ya muda mfupi kwa ajili ya mambo kama vile kusafirisha na fungu la malipo. Itatumia ufadhili huo kuongezea nguvu juhudi zake kwenye maendeleo ya bidhaa na upanuzi wa huduma ili kuongeza na kukuza zaidi ujasiriamali wa Afrika kwenye kiwango cha kimataifa. ANKA inajilipakama kampuni ya kimataifa ya Saas ya Kiafrika. Hata hivyo, iliendesha duka kubwa mtandaoni (Afrikrea) kwa ajili ya mavazi, vifaa, sanaa na ufundi pamoja na vitu asili vya Afrika na ushawishi mpaka 2021. Kwa muda huo,TechCrunch iliripoti iliwasaidia maelfu ya wanunuzi kutoka nchi 170 na zaidi ya wauzaji7,000 kutoka mataifa 47 ya Afrika. Tangu kuongezwa kwa mtaji wake wa mwisho mnamo Januari 2023, ukingo wa ANKA na jumuiya ya SMEs za Afrika katika nchi hizi 47 zimekaribia mara mbili. Inadai imepokea zaidi ya wageni 700,000 kila mwezi na kudiriki milioni $35 kwenye miamala mwaka 2016. Kwa mujibu wa Kadry Diallo, mwanzilishi mwenza na COO, idadi imeongezeka kwa ziadi ya wageni milioni na milioni $50 kwenye mataifa 175 yote, kuongezeka kwa mapato kwa mara 18, kutoka ��200,000 mpaka�milioni �3.6. Moulaye Taboure (CEO) alisema mabadiliko kwenye jukwaa hilo la biashara ya mtandaoni yalikuwa ni lazima kuzingatia umakini wa wafanyabiashara kutoka chaneli tofauti tofauti, kama vile tovuti na mitandao ya kijamii, kwenda kwenye jukwaa moja. Kwasababu ya hili, ANKA inafanya kazi kama duka moja kwa ajili ya watumiaji wa aina tatu tofauti: Wasafirishaji wanaotaka kusafirisha kimataifa, wauzaji wa reja reja mtandaoni wanaohitaji kuunganisha oda zao zote kwenye nasaba moja na madalali wa biashara wanaohitaji kuzalisha, kusafirisha na kutengeneza ajira Afrika huku wakilipwa kimataifa. Awamu mpya ya ufadhili unaleta jumla ya uwekezaji wa kampuni hiyo tangu kuanzishwa kwake mwaka 2016 kufikia milioni $13.5. Kmpuni hiyo inapanga kujitanua uwepo wake kwenya mataifa ya juu ambapo tayari imshapitia ukuaji usiolingana, ikijumuisha Nigeria na Kenya kwa idada ya wauzaji, na US kwa idadi ya wateja na wafuatiliaji. Pia inakusudia kuajiri wauzaji, tech, na talanta bidhaa kwa uwekezaji ili kuwezesha upanuzi wake.","Anka gbèrò láti gba àwọn tó ní ẹ̀bùn ìmọ́ọ́ṣe ìmọ̀ ẹ̀rọ láti túbọ̀ fẹ ojú èrò rẹ̀ pẹ̀lú $5m ìpele A ANKA (tí a mọ̀ sí Afrikrea tẹ́lẹ̀) ìkànnì SaaS fún owó ṣíṣe lórí afẹ́fẹ́ tí ṣe ìgbé dìde $5m nínú ìpele A, ìfàgùn yíká-yíká tó ń mú gbèsè àti ìdọ́gba papọ̀. International Finance Corporation (IFC) náà síwájú ìpele náà pẹ̀lú Proparco àti ètò ìfowóṣòwò tí ilé ìfowópamọ́ Farasé, Bpifrance náà ń kó pa. Nígbà tí yóò fi di 2030, Anka ní ìrètí láti kó àwọn òǹtajà 100, 000 ti ilẹ̀ Áfíríkà sòdí pẹ̀lú ìrànlọ́wọ́ ètò owó ìrànwọ́ yìí nígbà tí ó bá ń lo ètò ẹ̀yà gbèsè sísan láti dí níní lò owó fún ìgbà péréte fún àwọn nǹkan bí i ọjà kíkó lórí omi àti sọ̀wédowó olódiwọ̀n ìṣedéédé. Yóò tún lo ètò owó ìrànwọ́ láti ṣe àtìlẹyìn àwọn ipá rẹ̀ ní ṣíṣe ìdàgbàsókè fún ọjà àti iṣẹ́ ṣíṣe fún ẹlòmíràn àti ìmúgbooro láti ṣe ìgbéga àti ìdàgbàsókè síwájú sí i ti òwò ṣíṣe ti ilẹ̀ Áfíríkà lórí òdiwọ̀n àgbáyé. ANKA wòye ara rẹ̀ gẹ́gẹ́ bí gbogbogbò nínú ọ̀kan SaaS fún àwọn ilé-iṣẹ́ orílẹ̀-èdè káàkiri ilẹ̀ Áfíríkà. Síbẹ̀síbẹ̀, ó ní ilé ìtajà orí afẹ́fẹ́ (Afrikrea) fún aṣọ, oríṣi ẹ́ṣọ́ ara, oríṣi iṣẹ́ ọ̀nà pẹ̀lú ìmísí àti gbòǹgbò Áfíríkà títí di 2021. Nígbà náà, TechCrunch fi lédè pé àwọn ti rán ẹgbẹẹgbẹ̀rún àwọn ará jà lọ́wọ́ láti orílẹ̀- èdè bí i 170 àti atajà bí i 7000 láti orílẹ̀-èdè Áfíríkà mẹ́ta dín 47. Láti ìgbà ìfi owó okoòwò sílẹ̀ ní January, 2023, òdiwọ̀n Anka àti ti agbègbè àwọn ilé-iṣẹ́ àdáni kéékèèké ti ilẹ̀ Áfíríkà ní àwọn orílẹ̀ - èdè 47 yìí ti fẹ́ ẹ̀ di ìlọ́po. Ó fọwọ́ sọ̀yà pé òun ti gba fún ìbẹ̀wò 700, 000 lóṣoòṣù, ó sì ti ṣe àmúlò mílíọ́nù $35 ní ìbáṣepọ̀ òwò ní 2016. Gẹ́gẹ́ bí Kadry Diallo akẹgbẹ́ olùdásílẹ̀ àti COO, àwọn iye owó tí lé sí pẹ̀lú ìbẹ̀wò tó lé ní mílíọ̀nù kan àti $50m káàkiri orílẹ̀-èdè 175, tí owó tó ń wọlé lé ní ìlọ́po méjì dín lógún láti €200, 000 sí €3.6m. Moulaye Taboure, olùdarí sọ wí pé àyípadà tó dé bá ìkànnì òwò ṣíṣe orí afẹ́fẹ́ ti SaaS jẹ́ dandan láti fojú sí àkíyèsí àwọn oníṣòwò tó ń tà tó ń rà láti ojú òpó oríṣiríṣi bí àwọn ìtàkùn àgbáyé àti oríṣi ìkànnì ìbádọ̀rẹ́ sí ìkànnì kan ṣoṣo. Nítorí èyí, ANKA ń hùwà gẹ́gẹ́ bí ilé ìtajà à sáré dé fún ìlò oríṣi àwọn ènìyàn mẹ́ta: àwọn akọ́já lọ sí òkè òkun lọ tà tó ń wá ìkànnì ìfọjà ìránṣẹ́ lórí omi, àwọn ọlọ́jà kéékèèké tó ń wá ọ̀pọ̀lọpọ̀ ojú òpó tó fẹ́ máa kó gbogbo ìbéèrè àwọn oníbàárà jọ sórí ìkànnì kan, tí yóò sì fi àwọn ọlọ́jà tó ń wá láti pèsè, kó ọjà lórí omi àti láti pèsè iṣẹ́ ní Áfíríkà nígbà tí wọ́n bá ń gbowó lórí ìkànnì àwùjọ gbogbogboo. Àgbékalẹ̀ ìlò owó tuntun mú ìfowóṣòwò pípé wáyé fún ilé-iṣẹ́ náà láti ìgbà ìdásílẹ̀ rẹ̀ ní 2016 sì mílíọ́nù $13.5. Ilé-iṣẹ́ náà gbèrò láti túbọ̀ fẹ wíwà rẹ̀ ní àwọn olú orílẹ̀-èdè níbi tí ó ti ní ìrírí ìdàgbàsókè tí kò lẹ́gbẹ́ tẹ́lẹ̀ rí láì yọ orílẹ̀-èdè Nàìjíríà àti Kenya sílẹ̀ fún iye àwọn òǹtàjà àti US fún iye àwọn oníbàárà àti àwọn aṣàmúlò. Ó tún fẹ́ láti gba àwọn tó ní ẹ̀bùn ìmọ́ọ́ṣe ìtajà, ìmọ̀ ẹ̀rọ àti ọjà pẹ̀lú owó ìfiṣòwò láti jẹ́ kí ìmúgbóòrò náà ṣeé ṣe.","U-ANKA uhlela ukuqasha abantu kwezobuchwepheshe ezinhlelweni zokwandisa umsebenzi ezigidini eziyi-$5 ku-pre Series A kumjikelezo wokwelulwa I-ANKA (eyayikade yaziwa nge-Afrikrea), isithangami se-eCommerce ye-Ivorian SaaS, yenze izigidi ezingu-$5 emzuliswaneni we-pre-Series A ohlanganisa isikweletu kanye nomhlomulo womnikazi. I-International Finance Corporation (i-IFC) yahola umzuliswano, ne-Proparco kanye Nebhange lokutshala izimali ne-Bpifrance yobabamba iqhaza. Ngo-2030, I-ANKA inethemba lokungenisa abathengisi abayizi-100,000 base-Afrika ngosizo lwale mali ngenkathi isebenzisa ingxenye yesikweletu ukuze ihlangabezane nezidingo zesikhashana eziphathelene nemali yezinto ezinjengokuthumela kanye ne-float yokukhokha. Izophinde isebenzise isikhwama semali ukusekela emizamweni yayo yokuthuthukisa umkhiqizo nasekwandiseni izinsiza nokukhuthaza nokuqhubekisela phambili ukuthuthuka kosomabhizinisi base-Afrika ngokwezinga lomhlaba wonke. I-ANKA izibona ifana ne-SaaS enakho konke yezinkampanini zamazwe ahlukene ase-Afrika. Kodwa-ke, yayinesitolo esiku-inthanethi (i-Afrikrea) sezingubo zokugqoka, izinto zokuhloba, ezobuciko, nemisebenzi yezandla eqhamuka e-Afrika nezikhuthazo kuze kube ngu-2021. Ngaleso sikhathi, i-TechCrunch yabika ukuthi isize izinkulungwane zabathengi abavela emazweni ayi-170 nabathengisi abangaphezu kwezi-7,000 abavela emazweni angama-47 ase-Afrika. Kusukela ekufakweni kwemali yebhizinisi yokugcina ngoMasingana ka-2023, izimali ze-ANKA kanye nomphakathi wama-SMME ase-Afrika kula mazwe angama-47 icishe yaphindeka kabili. Ithi yavakashelwa ngaphezu kwezi-700,000 ngenyanga futhi yaphatha izigidi ezingama-$35 zokuthengiselana ngo-2016. Ngokusho kukaKadry Diallo, Umsunguli ngokuhlanganyela kanye ne-COO, izibalo zikhuphuke zaba ngaphezu kwesigidi sokuvakasha kanye nezigidi ezingama-$50 emazweni angu-175, okwandisa imali ayenziwayo ngokuphindwe kayi-18, kusuka ku-€200,000 ukuya ezigidini eziyi-€3.6. UMoulaye Taboure (iCEO) uthe ukushintshela esithangamini se-SaaS eCommerce kwakudingekile ukuze kugxiliswe ukunakekela kwabahwebi ukusuka ezinkundleni ezahlukahlukene, njengakuzizindalwazi nezinkundla zokuxhumana, zibe enkundleni eyodwa. Ngenxa yalokhu, i-ANKA isebenza njengesitolo esinako konke sezinhlobo ezintathu zabasebenzisi abahlukahlukene: abathumela emazweni angaphandle abafuna ukuthumela emazweni aphesheya, abathengisa ku-inthanethi abasebenzisa izindlela eziningi abafuna ukuhlanganisa zonke izicelo zokuthenga zabo esithangamini esisodwa, kanye nama-dropshipper afuna ukukhiqiza, ukuthumela, nokudala imisebenzi e-Afrika ngenkathi bekhokhelwa emazweni aphesheya. Umjikelezo omusha wokuxhaswa ngezimali uletha inani eliphelele lokutshala imali lwenkampani selokhu yasungulwa ngo-2016 lube yizigidi ezingu-$13.5. Le nkampani ihlela ukusebenzisa ukwaziwa kwayo ukuze yandise ukuba khona kwayo emazweni ahamba phambili lapho isivele ibone khona ukukhula okungenakuqhathaniswa, okuhlanganisa iNigeria neKenya ngenani labathengisi kanye neMelika ngenani lamakhasimende nababhalisile. Ihlose futhi ukuqasha ngamandla abantu kwezokuthengisa, ezobuchwepheshe, nezomkhiqizo ngokutshala imali ukuze ikhuthaze ukwandiswa kwayo."
+"የናይጄሪያው የብሎክቼይን ኩባንያ ኮንቬክሲቲ በኒዬርክ በሚገኘው ብላክሮክ ዋና መስሪያ ቤት የሰርክል ፒች መርሃግብርን አንዱ የመጨረሻ እጩ በመሆን ተሰይሟል። ዜናው: የናይጄሪያው ብሎክቼይን ኩባንያ ኮንቬክሲቲ በሰርክል መፍትሄዎች የፒች ውድድር ዝግጅት ላይ ከሚቀርቡት ኩባንያዎች መካከል አንዱ ነው። ዝግጅቱ ፈጣን ሰብአዊ ርዳታን የሚያስችሉ መሳሪያዎችን ለማሳየት ወይም ከተባበሩት መንግስታት የዘላቂ ልማት ግቦች ውስጥ አንዱን ለመቅረፍ ያለመ የሰርክል የመክፈቻ ውድድር ነው። ኮንቬክሲቲ (Convexity) የሰብአዊ እርዳታ መሳሪያውን ቻትስን (CHATS) ለBlackRock፣ UN እና Circle ዳኞች ለ100 ሺህ ዶላር ኢንቨስትመንት ያቀርባል። የናይጄሪያው የብሎክቼይን መፍትሔዎች ኩባንያ ኮንቬክሲቲ የሰብአዊ ዕርዳታ መፍትሔውን CHATS በኒውዮርክ፣ ዩኤስኤ በሚገኘው ብላክሮክ የ10 ትሪሊዮን ዶላር የንብረት አስተዳደር ድርጅት ዋና መሥሪያ ቤት ያቀርባል። ቻትስ(CHATS)፣ ኮንቬክሲቲ የሰብዓዊ ዕርዳታ ማስተላለፍ መፍትሔን የሚወክል፣ መንግሥታዊ ያልሆኑ ድርጅቶችን በአፍሪካ የዕርዳታ አከፋፈልን ለመከታተል የሚረዳ መፍትሔ ነው። የኮንቬክሲቲ ተባባሪ መስራች አዴደጂ ኦዎኒቢይ እና ቡድናቸው በአፍሪካ የእርዳታ ስርጭትን የሚገታ የማጭበርበር ተግባራትን ካገኙ በኋላ ኮንቬክሲቲ የሰበአዊ እርዳታ ማስተላለፍ መፍትሄ (CHATS) አቅርበዋል። በአፍሪካ ውስጥ ያለው ዕርዳታ በአብዛኛው አላግባብ ተዘርፏል። እ.ኤ.አ. ከ1960 ጀምሮ አህጉሪቱ 1.2 ትሪሊዮን ዶላር ዕርዳታ አግኝታለች ፣ነገር ግን እነዚህ ገንዘቦች በአህጉሪቱ ላይ ምንም የሚታይ ተፅዕኖ አልነበራቸውም። ቻትስ(CHATS) በአሁኑ ጊዜ በተባበሩት መንግስታት የህጻናት መርጃ ድርጅት (UNICEF) የሚደገፍ ሲሆን ከተባበሩት መንግስታት ድርጅት(UN) እርዳታ አግኝቷል። ከቴክ ፖይንት አፍሪካ ጋር ባደረጉት ቆይታ የኮንቬክሲቲ ኢንቬስትመንት እና ቢዝነስ ልማት አጋር የሆኑት ኡዮዮ ኦጌዴግ እንደተናገሩት ቻትስ(CHATS) ለጨዋታው ብቁ የሆነው ቁልፍ ችግሮችን ስለሚፈታ የሰርክል መፍትሔዎች (Circle's Solutions) የፒች ውድድር ዝግጅት ይፈልግ ነበር። ""ያነሳናቸው ዋና ዋና ጭብጦች የፋይናንስ ማካተት, ግልጽነት, ቴክኖሎጂ እና የእርዳታ ስርጭት ናቸው."" የቻትስን(CHATS) የእርዳታ ስርጭት መፍትሄ ግልፅነትን ለማረጋገጥ የብሎክቼይን ቴክኖሎጂን ይጠቀማል። ለጋሾች የሚሰጡትን የልገሳ ክፍያ መንግስታዊ ካልሆኑት ድርጅቶች እስከ እያንዳንዱ የእርዳታ ተጠቃሚ ድረስ መከታተል ይችላሉ። አፍሪካ እ.ኤ.አ. በ2021 58.4 ቢሊዮን ዶላር እርዳታ አግኝታለች፣ ነገር ግን የኮንቬክሲቲ ቻትስ(CHATS) እነዚህን ገንዘቦች ወዴት እንደሚሄዱ መከታተል ይፈልጋል። እርዳታን በገንዘብ ላልተካተቱ ግለሰቦች ለማከፋፈል፣ ቻትስ(CHATS) ተጠቃሚዎች ገንዘባቸውን እንዲወስዱ የሚያስችል እንደ በተንቀሳቃሽ ስልክ የሚደርስ መልክት (SMS token) ያሉ አማራጮች አሉት። የሰርክል መፍትሄ የፒች ውድድር ክስተት ኮንቬክሲቲ በሰርክል መፍትሔዎች (Circle's Solutions) ውድድር ዝግጅት ላይ መፍትሄቸውን ከሚሰጡ ስድስት ኩባንያዎች ውስጥ አንዱ ነው። በውድድሩ ሌሎች የመጨረሻ እጩዎች በሊትዌኒያ የተመሰረተው ኢቢዮሮ፣ ሰዎችን በገንዘብ እራሳቸውን እንዲችሉ በሚያግዙ ምርቶች እና አገልግሎቶች ልማት ላይ ያተኮረ ነው። ከኮንቬክሲቲ ቻትስ ጋር በሚመሳሰል መልኩ፣ የሄሳብፓይ መፍትሔ የተባበሩት መንግስታት የድህነት ዘላቂ የልማት ግቦች (SDG) ግብን ለመቅረፍ ያተኮረ ነው። ይህን የሚያደርገው የእርዳታ ክፍያዎችን ለክትትል በሚያመች እና በፍጥነት ማድረስ ላይ ያተኮረ ሲሆን ለተጠቃሚዎች ለመድረስ አስቸጋሪ በሆኑ አካባቢወች በቀጥታ ወደነሱ ለመላክ ነው። እነዚህ ኩባንያዎች እንደ ሱኒታ ግሮቴ፣ ሊድ እና ዩኒሴፍ ቬንቸርስ ተባባሪ መስራች፣ ሮቢ ሚችኒክ፣ የብላክ ሮክ የዲጂታል ንብረቶች ኃላፊ እና የሰርክል ዋና ስትራቴጂ እና ፖሊሲ ኦፊሰር ዳንቴ ዲስፓርት ላሉ ዳኞች መፍትሄቸውን ያቀርባሉ። ኦጌዴግቢ አንድ (አሸናፊው) ወይም ሁሉም ኩባንያዎች 100 ሺህ ዶላር መዋዕለ ንዋይ እንደሚያገኙ እርግጠኛ ባይሆንም, ውድድሩ ዓለም አቀፍ ባለሀብቶችን ለመድረስ እድል መሆኑን ጠቁመዋል.","Nigerian blockchain company Convexity named one of Circle pitch event finalists at BlackRock HQ, New York The news: Nigerian blockchain company Convexity is among the companies that will be pitching at the Circle's solutions pitch competition event. The event is an inaugural pitch competition by Circle that aims to showcase tools that enable rapid humanitarian aid or tackle one of the UN's Sustainable Development Goals. Convexity will be pitching its humanitarian aid tool, CHATS, to judges from BlackRock, UN, and Circle for a $100 thousand investment. Nigerian blockchain solutions company Convexity will be pitching its humanitarian aid solution, CHATS, at the headquarters of a $10 trillion asset management firm, BlackRock, in New York, USA. CHATS, which stands for Convexity's humanitarian aid transfer solution, is a solution that helps NGOs track the disbursement of aid in Africa. Co-founder of Convexity, Adedeji Owonibii, and his team came up with CHATS after they discovered the number of fraudulent activities that impede aid distribution in Africa. Aid in Africa has been largely misappropriated. The continent has received $1.2 trillion in aid since 1960, however, these funds have had no visible impact on the continent. CHATS is currently backed by the United Nations Children's Fund (UNICEF) and has received a grant from the UN body. On a call with Techpoint Africa, Uyoyo Ogedegbe, Convexity's Investment and Business Development Partner, said CHATS qualified for the pitch because it solves key problems Circle's solutions pitch competition event was looking out for. ""The core themes we hit on were financial inclusion, transparency, technology, and aid distribution."" CHATS aid distribution solution utilises blockchain technology to ensure transparency. Donors can track the disbursement of their donations from NGOs down to every aid beneficiary. Africa received $58.4bn aid in 2021, but Convexity's CHATS wants to track where these monies are going For the distribution of aid to individuals who aren't financially included, CHATS has options such as the SMS token option that enables beneficiaries to redeem their funds. Circle's solution pitch competition event Convexity is one of six companies that will be pitching their solution at Circle's solution pitch competition event. Other finalists in the competition include Lithuania-based Ebioro which focuses on the development of products and services that help people become financially independent. Similar to Convexity's CHATS, HesabPay's solution is geared towards tackling the UN's zero poverty SDG goal. It does this by sending aid payments directly to beneficiaries in hard-to-reach areas with a focus on traceability and speed. These companies will be pitching their solution to Judges such as Sunita Grote, Lead and UNICEF Ventures Co-founder, Robbie Mitchnick, Head of Digital Assets at BlackRock, and Circle's Chief Strategy and Policy Officer, Dante Disparte. While Ogedegbe is not certain if one (the winner) or all the companies will be receiving a $100 thousand investment, he points out that the competition is an opportunity to reach global investors.","Kamfanin adana bayanai kai-tsaye a na'ura na Najeriya, ya zama ɗaya daga cikin waɗanda suka kai matakin ƙarshe a taron Circle pitch na BlackRock HQ a birnin New York. Labaran: Kamfanin adana bayanan hada-hadar kuɗin na Nijeriya na ɗaya daga cikin kamfanoni da za su gabatar da basirarsu a gasar Pitch. Bikin na ƙaddamar da gasar baje kolin basirar masu fara sababbin sana'o'i na kamfanin Circle, wadda ya ƙudiri aniyar baje kolin kayayyakin aiki da za su taimaka wajen zaburar da ayyukan jin-ƙai ko kuma ɗaukar ɗaya daga cikin muradan ci gaba na Majalisar Ɗinkin Duniya. Kamfanin Convexity zai baje-kolin kayan jin-ƙai, inda alƙalai daga BlackRock da Majalisar Ɗinkin Duniya da kuma kamfanin Circle za su bayyana wanda zai amfana da jarin Dala dubu ɗari 100. Kamfanin adana bayanai na Nijeriya wato Convexity, zai baje-kolin kayan jin-ƙai ta hanyar taimaka wa mutane a hedikwatar CHATS da sama da Dala tiriliyan10 na kadarar gudanar da kamfani da kamfanin BlackRock a garin New York da ke USA. CHATS wanda ke a madadin yadda za a kai kayan jin-ƙai na Kamfanin Convexity, mafita ce da ke taimaka wa ƙungiyoyi masu zaman kansu wajen rarraba kayan jin-ƙai a Afrika. Guda cikin waɗanda suka kafa Kamfanin Convexity, Adedeji Owonibii da ƙungiyarsa sun gano damfara da dama a cikin ayyukan rabon kayan agaji a Afirka. Yawancin rabon tallafi a Afrika ana yin sa ba a kan tsari ba. Nahiyar ta samu tallafin Dala tiriliyan 1.2 daga shekarar 1960, sai dai kuma waɗannan kuɗaɗen ba su yi wani tasiri ba a nahiyar. CHATS wanda yanzu ke samun goyon baya daga Asusun Yara na Majalisar Ɗinkin Duniya (UNICEF) kuma ya samu kuɗaɗe daga Majalisar Ɗinkin Duniya. A wani kiran waya da Kamfanin Techpoint Afrika, Uyoyo Ogedegbe, wanda shi ne abokin hulɗa na sashen ci gaban kasuwanci da zuba hannun jari na Kamfanin Convexity ya ce, CHATS ya sami shiga gasar baje-kolin masu ƙananan sana'o'i, saboda ya warware mayan matsaloli da bikin gasar Kamfanin Circle Solutions ke neman warwarewa. "" Muhimman jigogin muka tunkara su ne shigar da kowa hada-hadar kuɗaɗe da gaskiya da fasaha da kuma rarraba tallafi. Rabon tallafin na CHATS yana amfani da fasahar adana bayana domin tabbatar da gaskiya. Masu bayar da tallafin kan iya bibiyar yadda aka yi rabon tallafinsu daga kan ƙungiyoyi masu zaman kansu har ga masu cin moriyarsa. Nahiyar Afirka ta samu tallfin Dala biliyan 5.bn a shekarar 2021, amma CHATSna Kamfanin Convexity na bibiyar inda waɗannan kuɗaɗen suke tafiya. Dangane da rabon tallafi ga ɗaiɗaikun jama'a waɗanda ba su da ƙarfi, amma ba su amfana ba, CHATS na da zaɓuɓɓuka, kamar irin su zaɓin ɗan kuɗin tura saƙo, ta yadda waɗanda suka amfana za su biya kuɗaɗen. Gasar Circle Solution ta baje kolin-fasahar ƙirƙira . Kamfanin Convexity yana ɗaya daga cikin kamfanoni shida da za su baje-kolin fasahar ƙirƙirarsu a gasar Kamfanin Circle baj-kolin fasahar ƙirƙira. Ragowar waɗanda suka kai ga zagaye na ƙarshe a gasar sun haɗa da Kamfanin Lithiuania-based Ebiroro wanda ya mai da hankali a kan bunƙasa hajoji da hidimomi da ke taimaka wa mutane su tsaya da ƙafafuwansu ta ɓangaren hada-hadar kuɗaɗe. Makamancin tsarin CHATS na Kamfanin Convexity shi ma Kamfanin HesabPays ya mayar da hanakali ne wajen shawo kan matsalar da Majalisar Ɗinkin Duniya ta sa a gaba na daƙile talauci. Ana yin hakan ne ta tura kuɗin tallafi kai-tsaye ga masu cin gajiyar tsarin, a yankunan da suke da wahalar zuwa, inda aka mai da hankali wajen bibiya da hanzarta isar da saƙo. Waɗannan kamfanoni za su baje-kolin fasahar ƙirƙirarsu ta neman mafita ga alƙalai, kamar su: Sunita Grote da Lead dada UNICEF Ventures da Ribbie Mitchnick da Shugaban Kamfanin Digital Asset na Kamfanin BlackRock da Dante Disparte, Shugaban ɓangaren tsare-tsare na Kamfanin Circle wanda kuma shi ne jam'in dabaru na kamfanin. A yayin da Ogedegbe ba shi da tabbacin ko wani (wanda ya yi nasara) ko kuma dukkan kamfanonin za su sami Dala dubu ɗari 100 na jari, inda ya bayyana cewa, gasar dama ce ta kaiwa ga masu zuba jari a matakin duniya.","Ushirika wa kampuni ya blockchain ya Nigeria ilimuita mmoja wap wa wahitimu wa tukio la Circle Pitch huko HQ BlackRock, New York Habari: Ushirika wa kampuni ya blockchain ya Nigeria ni miongoni mwa kampuni ambazo zitakuwa zinaruka kwenye suluhu ya mzumguko wa tukio la mashindano ya pichi. Tukio hilo ni uzinduzi wa shindano la pichi kwa mzunguko ambalo linakusudia kuonyesha vifaa ambavyo vinawezesha msaada wa kibinadamu kwa haraka ama kukabiliana na moja ya malengo ya ya maendeleo endelevu ya UN. Ushirika utakuwa unarusha kifaa chake cha msaada wa kibinadamu, CHATS, kwa waamuzi kutoka BlackRock, UN, na mzunguko kwa ajili ya uwekezaji wa elfu $100. Ushirika wa blockchain solutions company wa Nigeria utakuwa unarusha suluhisho lake la msaada wa kibinadamu, CHATS, makao makuu kwa kampuni ya usimamizi mali ya tilioni $10 trillion, BlackRock, in New York, USA. CHATS, ambayo inasimama kwa ajili ya ushirika wa suluhisho wa kuhamisha misaada ya kibinadamu, ni suluhisho ambalo linasaidia NGO nyingi kufuatiia utoaji wa misaada barani Afrika. Mwanzilishi mwenza wa ushirika, Adedeji Owonibii, na timu yake walikuja na CHATS baada ya kugundua shughuli nyingi za kiulaghai ambazo zinazuia usambazaji wa misaada Afrika. Misaada barani Afrika imekuwa ikitumika vibaya kwa kiasi kikubwa. Bara hilo limepoke tirioni $1.2 za msaada tangu 1960, japo kuwa, fedha hizi zimekua hazionyeshi matokeo yoyote barani. CHATS kwa sasa inaungwa mkono na Shirika la Umoja wa Mataifa la Kuhudumia Watoto (UNICEF) na imepokea ruzuku kutoka kwenye bodi ya UN. Kwa mawasiliano kwa njia ya simu pamoja na Techpoint Africa, Uyoyo Ogedegbe, muwekezaji wa shirika na mshirika wa Maendeleo ya Biashara, alisema CHATS imefuzu kwenye maisha kwa sababu inatatua matatizo ya msingi ya suluhisho za mzunguko tukio la mashindano ya pichi ilikuwa ikiyatazamia. ""Dhamira kuu tuzigusazo zilikuwa ni ukusanyaji fedha, uwazi, teknolojia, na usambazaji misaada"" Suluhisho la usambazaji misaada wa CHATS hutumia teknolojia ya blockchain kuhakikisha uwazi. Wafadhili wanaweza kufuatilia utoaji wa michango yao kutoka NGO kwenda kwa kila mnufaika wa msaada. Africa iipokea msaada wa bn$58.4 mwaka 2021, lakini CHATS ya shirika inataka kufuatilia wapi fedha hizi zinapokwenda. Kwa ajili ya ugawanyaji wa msaada kwa watu ambao hawajajumuishwa kifedha, CHATS ina chaguzi kama vile chaguo la tokeni za SMS ambalo huwasaidia wanufaika wa msaada kupokea fedha zao. Tukio la mashindano ya Circle pitch Convexity ni mojawapo ya kampuni sita ambazo zitakuwa zikitoaa suluhisho zao kwenye tukio la mashindano ya Circle's solution pitch. Wahitimu wengine kwenye mashindano wanajumuisha Lithuania-based Ebioro ambapo analenga kwenye maendeleo ya bidhaa na huduma ambazo zitawasaidia watu kuja kujitegemea kifedha. Sawa naCHATS ya Convexity, suluhissho la HesabPay inalenga kukabiliana na lengo la UN la SDG la umasikini sifuri. Inafanua hivi kwa kutuma fedha za misaada moja kwa moja kwa wanufaika kwenye maeneo ambayo changamoto kufika kwa kufuatana na ufuatiliaji na kasi. Kampuni hizi zitakuwa zinarusha suluhisho zao kwa majaji kama vile, Sunita Grote, kiongozi na Lead na mwanzilishi mwenza wa miradi ya UNICEF, Robbie Mitchnick, Mkuu wa mali za Kidijiti huko BlackRock, na Mkuu wa mzunguko wa mkakati na Afisa Sera, Dante Disparte. Wakati Ogedegbe hana uhakika kama ni moja (mshindi) ama kampuni zote zitakuwa zinapokea uwekezaji elfu $100, anatanabahisha kwamba mashindano hayo ni fursa kuwafikia wawekezaji wa kimataifa.","Ilé-iṣẹ́ àsopọ̀ ti Nàìjíríà Convexity sọ orúkọ ọ̀kan lára àwọn ayẹyẹ àṣekágbá ti Circle pitch ní ̀BlackRock HQ, New York Ìròyìn náà: Ilé-iṣẹ́ ti Nàìjíríà Convexity tó níí ṣe pẹ̀lú àsopọ̀ oríṣi ìṣúná owó wà lára àwọn ilé iṣẹ́ tí yóò ní àgbékalẹ̀ níbi ètò ojútùú tó jẹ́ ayẹyẹ ìdíje ti Circle pitch. Ayẹyẹ náà jẹ́ ìfilọ́lẹ́ nípa ìdíje láti ọwọ́ Circle èyí tó ní àfojúsùn láti ṣe àfihàn àwọn ohun èlò tó ṣe ìrànlọ́wọ́ fún eniyan ní kíákíá tàbí kó kojú ọ̀kan lára àwọn àfojúsùn tó ṣe é gbọ́kànlé ti Un. Convexity yóò máa ṣe àgbékalẹ̀ ohun èlò aṣèrànwọ́ fún ènìyàn, CHATS yóò ṣe ìdájọ́ láti BlackRock, UN, ati Circle fun ẹgbẹ̀rún $100 fún ìfowóṣòwò. Àwọn ilé-iṣẹ́ olójútú ti àsopọ̀ ti ilẹ̀ Nàìjíríà Convexity yóò máa ṣe àgbékalẹ̀ ètò ìrànwọ́ ènìyàn wọn CHATS ní olú ilé iṣẹ́ wọn fún $10t ilé iṣẹ́ tó ń ṣe àmójútó ohun ìní BlackRock, in New York, USA. CHATS dúró fún ètò ìrànwọ́ ènìyàn àti ojútùú ìfiránṣẹ́ ti Convexity jẹ́ ojútùú tó máa ń rán àwọn àjọ tí kò lọ́wọ́ ìjọba nínú lọ́wọ́ láti ṣe àmójútó pínpín ìrànwọ́ ní Áfíríkà. Akẹgbẹ́ olùdásílẹ̀ Convexity, Adedeji Owonibi àti àwọn ọmọ ẹgbẹ́ rẹ jùmọ̀ gbéÉ CHATS kalẹ̀ lẹ́yìn tí wọ́n ti ṣe àwárí màgòmágó tó níye tó dènà ìpínkiri ní Áfíríkà. Wọ́n ti ṣe Ìrànwọ́ nílẹ̀ Áfíríkà kúmọkùmọ jù. Ẹkùn náà ti gbà tó $1.2t gẹ́gẹ́ bí ìrànwọ́ láti 1960, Síbẹ̀síbẹ̀ àwọn owó yìí kò ní ipa tó ní ìtumọ̀ lórí ẹkùn náà. CHATS ní ìfẹ̀yìntì United Nations Children's Fund (UNICEF) ó sì ti gba eto owó ìrànwọ́ láti ọwọ́ wọn. Nínú ìjíròrò pẹ̀lú Techpoint Africa, Uyoyo Ogedegbe, ìfowóṣòwò Convexity àti alábàṣiṣẹ́ pọ̀ pẹ̀lú ìdàgbàsókè okoòwò sọ wípé CHATS yege fún. Àwọn kókó gbòógì tí a gùn lé dá lórí níní ẹ̀tọ́ sí ètò owó, àkóyawọ́, ìmọ̀ ẹ̀rọ àti ìpín kiri Ojútùú ìpín kiri ohun ìrànwọ́ CHATS ń ṣe àmúlò ìmọ̀ ẹ̀rọ àsopọ̀ láti rí i dájú pé àkóyawọ́ wà. Àwọn onígbọ̀nwọ́ lè tọ pa sẹ̀ owó ìrànwọ́ wọn láti ọ̀dọ̀ àwọn àjọ tí kò lọ́wọ́ ìjọba nínú dé ọ̀dọ gbogbo àwọn tí ó jẹ àǹfààní ìrànwọ́ yìí. Áfíríkà gba $58.4bn gẹ́gẹ́ bí owó ìrànwọ́ ní 2021 ṣùgbọ́n Convexity CHATS fẹ́ láti tọ ipasẹ̀ ibi tí àwọn owó yìí ń lọ Fún ìpín kiri owó ìrànwọ́ fún ẹnì kọ̀ọ̀kan tí kò ní ìpín nínú ètò owó yìí, CHATS ní àwọn àǹfààní mìíràn bí i àtẹ̀jíṣẹ́ kékeré tí ó ń fáàyè gba àwọn tí yóò jẹ àǹfààní yìí láti rí owó wọn gbà. Ayẹyẹ ìdíje ti ìpolówó ojútùú ti Circle Convexity jẹ́ ọ̀kan lára àwọn ilé-iṣẹ́ mẹ́fà tí yóò gbé ètò ojútùú wọn kalẹ̀ ní ayẹyẹ ìdíje ti Circle solution pitch. Àwọn aláṣekágbá mìíràn ní bi ìdíje náà ni Lithuania-based Ebioro èyí tó ní àfojúsùn lórí ìdàgbàsókè ọjà àti àti àwọn iṣẹ́ ṣíṣe fún ẹlòmíràn tí ó máa ń rán àwọn ènìyàn lọ́wọ́ láti dá dúró nínú ọ̀rọ̀ ètò ìṣúná. Ní ìbámu sí Convexity CHATS àjọ ojútùú HesabPay ní àfojúsùn títako ìpinnu kò sí ìṣẹ́ ti Un àti SDC. Wọ́n ṣe èyí nípa fífi owó sísan ìránṣẹ́ sí àwọn tí yóò jẹ àǹfààní rẹ̀ tààrà tó wà ní àwọn ibi tí kò rọrùn láti dé pẹ̀lú àfojúsùn lórí pé ó ṣe é tọ́ka sí àti ìyára. Àwọn ilé-iṣẹ́ yìí yóò máa gbé ojútùú wọn kalẹ̀ fún àwọn adájọ́ bíi Sunita Grote, Lead àti àwọn ilé-iṣẹ́ UNICEF tí í ṣe akẹgbẹ́ olùdásílẹ̀, Robbie Mitchnick, olórí ohun-ìní àkósódù ní BlackRock, àti Olórí Òṣìṣẹ́ elétò àti ìlànà fún Circle, Dante Disparte. Nígbà tí Ògèdèǹgbé kò ní ìdánilójú bí olúborí kan tàbí gbogbo ilé iṣẹ́ ní yóò gba $100 ẹgbẹ̀rún owó ìfowoṣòwò, ó ṣe àfàyọ rẹ̀ pé ìdíje náà jẹ́ àǹfààní láti kàn sí àwọn olùfowóṣòwò káàkiri àgbáyé.","Inkampani ye-blockchain yaseNigeria i-Convexity imenyezelwe njengomunye wabazongenela owanqamu emcimbini we-Circle pitch e-BlackRock HQ, eNew York Izindaba: Inkampani ye-blockchain yaseNigeria i-Convexity iphakathi kwezinkampani ezizobe zizithengisa ngokuphathelene nomsebenzi eziwenzayo emcimbini wokuncintisana wezixazululo ze-Circle. Lo mcimbi ungumncintiswano wokuqala we-Circle ohlose ukukhangisa ngamathuluzi avumela usizo olusheshayo olubhekiswe kubantu noma ukubhekelela eminye yezinjongo ze-UN Zemigomo Yentuthuko Ezinzile. I-convexity izofaka izozithengisa ngthuluzi layo losizo olubhekiswe kubantu, i-CHATS, kumajaji avela ku-BlackRock, ku-UN, kanye ne-Circle ngokuphathelene nokutshalwa kwezimali oluyi-$100 000. Inkampani yezixazululo ze-blockchain yase-Nigeria i-Convexity izofaka izozithengisa ngesixazululo sayo sosizo olubhekiswe kubantu, i-CHATS, emahhovisi ayinhloko enkampani okuphathwa kwempahla eyizigidigidi eziyi-$10, i-BlackRock, e-New York, e-USA. I-CHATS, emele i-Convexity's humanitarian aid transfer solution, iyisixazululo esisiza ama-NGO ukuthi alandelele ukukhokhelwa komxhaso e-Afrika. Umsunguli we-Convexity, u-Adedeji Owonibii, nethimba lakhe baqhamuka ne-CHATS ngemuva kokuthola ngokukhwabanisa okuningana okuvimbela ukukhishwa komxhaso e-Afrika. Umxhaso uye wasetshenziswa ngezindlela ezingafanele e-Afrika. Izwekazi selithole u-$1.2 trillion womxhaso kusukela ngo-1960, nokho, lezi zimali azizange zibe nomthelela obonakalayo ezwenikazi. I-CHATS njengamanje isekelwa yi-United Nations Children 's Fund (i-UNICEF) futhi ithole isibonelelo esivela enhlanganweni ye-UN. Ekhuluma ocingweni ne-Techpoint Africa, u-Uyoyo Ogedegbe, Umlingani Wokutshalwa Kwezimali Nokuthuthukiswa Kwebhizinisi e-Convexity, uthe i-CHATS itholakale ifanele ukudla umhlanganiso ngokuphathelene nokuzithengisa kwayo okuyisixazululo sezinkinga eziyinhloko umcimbi wokuncintisana we-Circle obufuna ukuzixazulula. ""Izihloko eziyinhloko esakhuluma ngazo kwakuwukungabandlululi ngokwezimali, ukungafihli lutho, ubuchwepheshe, nokusatshalaliswa komxhaso."" Isixazululo se-CHATS sokusabalalisa umxhaso sisebenzisa ubuchwepheshe be-blockchain ukuze kuqinisekiswe ukungafihli lutho. Abanikelayo bangalandelela ukwabiwa kweminikelo yabo kusuka ukusuka Ezinhlanganweni Ezingekho Ngaphansi Kukahulumeni (iNGO) kuze kufike kohlomula ngomxhaso. I-Afrika ithole umxhaso ongu-$58.4bn ngo-2021, kodwa i-CHATS ye-Convexity ifuna ukulandelela ukuthi lezi zimali ziyaphi Ukuze kwabelwe umxhaso umuntu ngamunye obandlululiwe ngokwezimali, i-CHATS inezinketho ezifana nenketho ye-token ye-SMS evumela abahlomulayo ukuba basebenzise izimali zabo. Umcimbi wokuncintisana ngokuzithengisa we-Circle I-Convexity ingenye yezinkampani eziyisithupha ezizobe zizithengisa ngokuphathelene nesixazululo sayo emcimbini wokuncintisana we-Circle 's solution pitch. Abanye abafinyelele kowamanqamu emncintiswaneni bahlanganisa i-Ebioro yaseLithuania egxile ekwakhiweni kwemikhiqizo nezinsiza zokusiza abantu ukuthi bakwazi ukuzimela ngokuphathelene nezimali. Ngendlela efanayo ne-CHATS ye-Convexity, isixazululo se-HesabPay kuqondwe ngaso ukuthi sibhekelele umgomo we-UN we-SDG yokuqeda ububha. Yenza lokhu ngokuthumela imali ekhokhwayo yomxhaso ngqo kwabahlomulayo ezindaweni okunzima ukufinyelela kuzo kugxilwe ekwazini ukulandelela kanye nangokushesha. Lezi zinkampani zizobe zizithengisa ngokuphathelene nezixazululo zazo kumaJaji afana noSunita Grote, i-Lead and UNICEF Ventures Co-founder, uRobbie Mitchnick, iNhloko Yezimpahla Zedijithali e-BlackRock, kanye ne-Chief Strategy and Policy Officer ye-Circle, uDante Disparte. Nakuba u-Ogedegbe engenaso isiqiniseko sokuthi ngabe eyodwa (ewinile) noma zonke izinkampani zizothola utshalomali oluyizinkulungwane ezingu-$100, ukhombe ukuthi umncintiswano uyithuba lokufinyelela kwabatshala izimali basemhlabeni wonke."
+"ሳፋሪኮም ከአፕል ጋር ለመተባበር በናይጄሪያ ውስጥ 500,000 ሰዎች 5ጂ ይጠቀማሉ። የናይጄሪያ ኮሙዩኒኬሽንስ ኮሚሽን (NCC.) ይህንን መረጃ በሳምንቱ መጨረሻ ከመገናኛ ብዙሃን ጋር አካፍሏል። የኮሚሽኑ ስራ አስፈፃሚ ምክትል ሊቀመንበር ኡመር ዳንባታ እንደተናገሩት ይህ እርምጃ በሀገሪቱ ውስጥ የብሮድባንድ ሰርጎ መግባትን ጨምሯል። እ.ኤ.አ. ከሀምሌ 2023 ጀምሮ የብሮድባንድ ሰርጎ መግባት በግምት 47.01 በመቶ እንደሚደርስ አስረግጦ ተናግሯል። በጎንዮሽ፡ የቀድሞው የአይሲቲ ሚኒስትር ኢሳ ፓንታሚ እና የቀድሞ ፕሬዝዳንት ሙሃመዱ ቡሃሪ የስታርሊንክ መስፋፋት በናይጄሪያ 100% ብሮድባንድ ዘልቆ መግባቱን ሲገልጹ አስታውሳለሁ? የብሮድባንድ መግቢያን ጽንሰ-ሀሳብ በተሻለ ለመረዳት የኢማኑኤልን ታሪክ ሁል ጊዜ ማንበብ ይችላሉ፡ ፕሬዚዳንቱ ቢናገሩም ስታርሊንክ ለናይጄሪያ 100% የብሮድባንድ መግቢያ አልሰጠም። ዛሬ ለናንተ ያዘጋጀሁላችሁን እነሆ፡- የናስፐርስ ዋና ስራ አስፈፃሚ ከስልጣን ወረደ ሮም አዲስ የማመላለሻ አውቶቡስ ሞዴል ጀመረ ሳፋሪኮም ከአፕል ጋር ለመተባበር የናስፐርስ ዋና ስራ አስፈፃሚ ከስልጣን ወረደ ቦብ ቫን ዲጅክ የናስፐርስ ዋና ስራ አስፈፃሚ እና የፕሮሰስ ኤንቪ(NV) መሪ ከነበረበት ቦታ ትናንት ተነሱ። ለባለ አክሲዮኖች በሰጡት መግለጫ የሁለቱም ኩባንያዎች ቦርዶ በቫን ዲጅክ የሥራ መልቀቂያ ላይ “በጋራ ተስማምተዋል። ቫን ዲጅክ እ.ኤ.አ እስከ መስከረም 2024 መጨረሻ ድረስ ለፕሮሰስ እና ለወላጅ ኩባንያው ናስፐርስ የቦርድ አማካሪ ሆኖ መስራቱን ይቀጥላል። ኤርቪን ቱ፣ ዋና የኢንቨስትመንት ኦፊሰር፣ ከ2014 ጀምሮ ናስፐርስን እና ፕሮሰስን በ2019 የግል ኩባንያ ለመጀመሪያ ጊዜ የአክሲዮን ድርሻወችን ለህዝብ ከመሸጥ (IPO) ጀምሮ ሲመሩ የነበሩትን ቫን ዲጅክን በመተካት ጊዜያዊ ዋና ስራ አስፈፃሚ ሆነው ያገለግላሉ። ኤርቪን ቱ ከሁለት አመት በፊት ከSoftBank ወደ ናስፐርስ እና ፕሮሰስ ተንቀሳቅሷል። ከዚህ ባለፈም፣ በጎልድማን ሳክስ ግሩፕ ውስጥ በመቀላቀል እና በመግዛት ላይ ያተኮረ ቦታ ነበረው። በይፋዊ መግለጫው መሠረት ኤርቪን ቱ ዋና የኢንቨስትመንት ኦፊሰር በመሆን ለኩባንያው ስትራቴጂካዊ አቅጣጫ አስተዋፅዖ አድርጓል እና የቡድኑን ዋና ዋና ጉዳዮችን በመተግበር ረገድ ይቀጥላል። ናስፐርስ የደቡብ አፍሪካ ኢንተርኔት፣ ቴክኖሎጂ እና መልቲሚዲያ ይዞታ ኩባንያ ሲሆን በቴክኖሎጂው ዓለም ውስጥ በመስመር ላይ የችርቻሮ፣ የህትመት እና የቬንቸር ካፒታል ኢንቨስትመንት ፍላጎት ካላቸው ትልልቅ ባለሀብቶች እና ኦፕሬተሮች አንዱ ነው። በሴፕቴምበር 2019 ናስፐርስ የኢኮሜርስ ባለሀብትን ፕሮሰስ ኤንቪን ለመፍጠር አለምአቀፍ የኢንተርኔት ንግዶቹን አሽቆለቆለ ግን አሁንም ናስፐር አብላጫ ድርሻ አለው። ሮም አዲስ የማመላለሻ አውቶቡስ ሞዴል ጀመረ ሮም (የቀድሞው ኦፒባስ)፣ መቀመጫውን ኬንያ ያደረገው የ EV ጀማሪ፣ ሙቭ የተባለውን የማመላለሻ አውቶቡስ ሞዴል ጀምሯል። ሮም ኢቪ(EV) አውቶቡሶች ፍላጎት መጨመር ምላሽ የተንቀሳቃሽ ባስ ምርትን ለመጨመር እና የኃይል መሙያ ኔትወርክን ለማስፋት አስቧል። ሮም እ.ኤ.አ. በ 2017 በፊሊፕ ጋርድለር ፣ ፊሊፕ ሎቭስትሮም እና ሚካኤል ጋንጅ የተጀመረ ሲሆን ወደ ኤሌክትሪክ ተሽከርካሪዎች ማምረት ከመሸጋገሩ በፊት በመጀመሪያ በራስ መለወጥ ላይ ያተኮረ ነበር። በሮም ዲዛይን የተነደፉት 42 መቀመጫ አውቶቡሶች 200 ኪሎ ሜትር ርቀት፣ 170 ኪሎ ዋት በሰዓት የባትሪ ጥቅል አላቸው፣ ዋጋውም 135,000 ዶላር ነው። ከቻይና የሚመጡ ክፍሎችን በመጠቀም በቲካ(thika) ላይ በተመሰረተው የኬንያ ተሽከርካሪ አምራቾች (KVM) የሚገጣጠም ሲሆን ተሽከርካሪው 52 መንገደኞችን የመያዝ አቅምም እንዲኖረው የማድረግ ምርጫ አለው። ኩባንያው እ.ኤ.አ በየካቲት 2024 የታዘዙ 50 አውቶቡሶችን ማድረስ ይጀምራል። በከፍተኛው ምርት, በወር 40 አሃዶችን ለማምረት ይጠብቃል. ሮም ሙቭ የሚመጣው ኩባንያው የሞተር ሳይክል ማምረቻ ንግዱን ለማሟላት የኢቪ(EV) አውቶቡሶችን በ2021 እንደሚያስጀምር ከገለጸ በኋላ ነው። እንዲሁም፣ ተጠቃሚዎችን ከኬንያ (አሁን ከቆመው) ፈጣን ትራንዚት (BRT) ስርዓት ጋር ለማገናኘት የተነደፈውን፣ ሮም ራፒድ በኤሌክትሪክ የሚሰራ አውቶብስ በጁላይ 2023 መጀመሩን ተከትሎ ነው። ሌላው የኬንያ ኤሌክትሪክ ተንቀሳቃሽነት ጅምር ባሲጎ አስቀድሞ በአስር አስፈላጊ መስመሮች ላይ የሚሰሩ የኤሌክትሪክ አውቶቡሶች አሉት። በጎንዮሽ፡ በ2022 ኬንያ የኤሌክትሪክ ተሽከርካሪዎችን በፈጣን የአውቶቡስ ትራንስፖርት (BRT) ሲስተም ብቻ እንደምትጠቀም አስታውቃለች። እ.ኤ.አ. በኤፕሪል 2023 መንግስት በምስራቅ አፍሪካ የመጀመሪያው የኤሌክትሪክ አውቶቡስ በናይሮቢ ፈጣን የአውቶቡስ ትራንስፖርት (BRT) መስመር ለመገንባት ከኢሮጲያን ድርጅቶች 377.8 ሚሊዮን ዶላር (50 ቢሊዮን ሽልንግ) አግኝቷል ። የከተማዋን የትራፊክ መጨናነቅ ለማቃለል አቅዷል። ሳፋሪኮም ከአፕል ጋር ለመተባበር ሳፋሪኮም የኤም-ፔሳን አለምአቀፍ የግብይት ተደራሽነት ለማስፋት የኤም-ፔሳ እና የፔይፓል መተግበሪያውን ለማዋሃድ ከአፕል ጋር በመተባበር ላይ ነው። የኬንያው ፕሬዝዳንት ዊሊያም ሩቶ ባለፈው ሳምንት በአሜሪካ-አፍሪካ የቢዝነስ ድርድር ላይ አስታውቀዋል። ሳፋሪኮም እና ፔይፓል ገንዘቦችን በኤም-ፔሳ እና በፔይፓል መለያዎች መካከል ማስተላለፍ የሚያስችል ሽርክና አላቸው። ደንበኞች የፔይፓል ሂሳባቸውን ከኤም-ፔሳ ቦርሳቸው ጋር ማገናኘት ይችላሉ፣ ይህም በአለም አቀፍ ደረጃ ከአቅራቢዎች ሸቀጦችን እና አገልግሎቶችን እንዲገዙ ያስችላቸዋል። በተጨማሪም፣ የኤም-ፔሳ ተጠቃሚዎች አሁንም በኬንያ ውስጥ ከ140,000 በላይ ወኪሎች ገንዘብ መቀበል እና ማውጣት ይችላሉ። በአሁኑ ጊዜ ኤም-ፔሳ በሰባት ሀገራት ውስጥ ከ51 ሚሊዮን በላይ ተጠቃሚዎችን ያገለግላል። ሁለቱ አሊ ኤክስፕረስ እና ዌስተርን ዩኒየን ተጨማሪ አለምአቀፍ ሽርክናዎች የኬንያን የሞባይል ገንዘብ ግዙፍ ተጠቃሚዎችን በአለም ላይ በየትኛውም ቦታ ገንዘብ እንዲልኩ እና እንዲቀበሉ የሚያስችሉ ናቸው። ፕሬዝዳንት ዊሊያም ሩቶ አሜሪካዊያን የቴክኖሎጂ ባለሃብቶች እና ኩባንያዎች በኬንያ ኢንቨስት እንዲያደርጉ ለማሳመን በሳን ፍራንሲስኮ የሚገኘውን ሲሊኮን ቫሊ ጎብኝተዋል። “ኬንያ ሙሉ የፓኬጅ መዋዕለ ነዋይ መዳረሻ ነች፤ በኢኮኖሚ የተረጋጋ፣ ሥራ ፈጣሪ፣ ደህንነቱ የተጠበቀ፣ ምቹ የግብር አካባቢ ያላት፣ የሰለጠነ የሰው ኃይል፣ የቴክኖሎጂ እውቀት፣ የአረንጓዴ ሀይል ማስረጃዎች እና አስተማማኝ የመረጃ ግንኙነት የሚያቀርቡ ስድስት የባህር ውስጥ ፋይበር ኦፕቲክ ኬብሎች መግቢያ በር ናት ብሏል። ምናልባት ካመለጠዎት በጌትስ ፋውንዴሽን የተደገፈ፣ አይ3(i3) ሁለተኛ ቡድን የጤና እንክብካቤ አቅርቦት ሰንሰለት ጅምርን አስታውቋል። ናይጄሪያ ውስጥ ነው የሚኖሩት? ስለ ስራዎ ጥቂት ነገሮችን ይንገሩን እና የ ሰው ሀይል አስተዳደር የዝግጅቱን ቲኬት አሸንፉ። በዓመት 120 ዶላር ፍሌሪ ለአፍሪካውያን ስደተኞች የህክምና ወጪን ለመሸፈን ገንዘብ ወደ ቤት በመላክ ምትክ ይሰጣል። የማነበው እና የማየው X አሁን የሚከፈልባቸው መለያዎቻቸውን እንዲያረ��ግጡ ተጠቃሚዎችን የመንግስት መታወቂያዎችን መጠየቅ ይችላል። ""አንተ ውፍረትን እያከበርክ ነው!"" ፒርስ ሞርጋን ከቲክ ቶክ 'Fat Influencer' ጋር ቃለ-መጠይቅ አድርጓል ""ተፈጥሯዊ አይደለም"" - ለምንድን ነው 20% ህጻናት በድንገት LGBTQ የሚሆኑት?","Safaricom to collaborate with Apple 500,000 people are using 5G in Nigeria. The Nigerian Communications Commission (NCC) shared this information with media executives over the weekend. Umar Danbatta, Executive Vice Chairman of the Commission, stated that this move has increased broadband penetration in the country. He asserted that broadband penetration stands at an estimated 47.01% as of July 2023. Sidebar: Remember when former ICT Minister Isa Pantami and ex-President Muhammadu Buhari declared that the Starlink deployment had resulted in 100% broadband penetration in Nigeria? You can always read Emmanuel's story to understand the concept of broadband penetration better here: No, Starlink has not given Nigeria 100% broadband penetration, despite what the president claims Here's what I've got for you today: Naspers' CEO steps down Roam launches a new shuttle bus model Safaricom to collaborate with Apple Naspers' CEO steps down Bob van Dijk stepped down from his positions as Chief Executive of Naspers and Head of Prosus NV yesterday. In a statement to shareholders, the boards of both companies “mutually agreed” on Van Dijk's resignation. Van Dijk will continue to work as a board consultant for Prosus and its parent company, Naspers, through the end of September 2024. Ervin Tu, Chief Investment Officer, will serve as the interim CEO, replacing Van Dijk, who has led Naspers since 2014 and Prosus since its IPO in 2019. Tu moved from SoftBank to Naspers and Prosus two years ago. In the past, he also held a position at Goldman Sachs Group, where he specialised in mergers and acquisitions. Per the official statement, Tu significantly contributed to the company's strategic direction as Chief Investment Officer and will maintain continuity in implementing the group's top priorities. Naspers is a South African Internet, technology, and multimedia holding company and one of the largest investors and operators in the world of technology with interests in online retail, publishing, and venture capital investment. In September 2019, Naspers spun off its international Internet businesses to create an eCommerce investor, Prosus NV, now Nasper’s majority owner. Roam launches a new shuttle bus model Roam (formerly Opibus), a Kenyan-based EV startup, has launched Move, a shuttle bus model. Roam intends to increase production of the Move bus and broaden its charging network in response to the rise in demand for EV buses. Launched in 2017 by Filip Gardler, Filip Lövström, and Mikael Gånge, Roam initially focused on auto conversions before transitioning to the production of electric vehicles. The Roam-designed 42-seater buses have a 200-kilometre range, 170 kWh battery pack, and cost $135,000. Locally assembled by Thika-based Kenya Vehicle Manufacturers (KVM) using parts from China, a 52-passenger capacity is also an option for the vehicle. The company will start delivering 50 buses that have been ordered by February 2024. At maximum output, it expects to produce 40 units per month. Roam Move comes after the company disclosed in 2021 that it would launch EV buses to supplement its motorcycle manufacturing business. It also follows the launch of Roam Rapid, an electric Mass Transit Bus designed to connect users to Kenya's (now-stalled) Bus Rapid Transit (BRT) system, in July 2023. Another Kenyan electric mobility startup, BasiGo, already has tens of electric buses operating on essential routes. Sidebar: In 2022, Kenya announced it would only use electric vehicles on the BRT system. In April 2023, the government received $377.8 million (Sh50 billion) from a consortium of European agencies to build a Bus Rapid Transport (BRT) lane in Nairobi — the first electric bus lane in East Africa. It plans to ease the city's traffic congestion. Safaricom to collaborate with Apple Safaricom is collaborating with Apple to integrate M-PESA and its PayPal platform to expand M-PESA's global transactional reach. William Ruto, Kenya’s President, announced this last week at the US-African Business Roundtable. Safaricom and PayPal have an existing partnership that allows funds to be transferred between M-PESA and PayPal accounts. Customers can link their PayPal accounts to their M-PESA wallets, enabling them to purchase goods and services from vendors globally. Additionally, M-PESA users can still receive and withdraw cash from more than 140,000 agents in Kenya. Currently, M-PESA serves over 51 million users across seven nations. AliExpress and Western Union are two additional international partnerships that lets the Kenyan mobile money giant's users send and receive money anywhere in the world. President William Ruto also visited Silicon Valley in San Francisco to entice American tech investors and companies to invest in Kenya. He said, “Kenya is a full package investment destination; economically stable, entrepreneurial, secure, innovative with a favourable tax environment, skilled labour force, technological expertise, green energy credentials and a gateway for six undersea fibre-optic cables providing reliable data connectivity.” In case you missed it Backed by the Gates Foundation, i3 announces second cohort of healthcare supply chain startups Do you live in Nigeria? Tell us a few things about your work and win an HR Fest ticket For $120 annually, Fleri offers African immigrants a substitute for sending money home to cover medical costs What I'm reading and watching X can now ask users for government IDs to verify their paid accounts ""You're Glorifying Obesity!"" Piers Morgan Interviews TikTok 'Fat Influencer' ""It's Not Natural"" - Why Are 20% of Kids Suddenly LGBTQ?","Kamfanin Safaricom zai yi haɗin guiwa da Kamfanin Apple. Mutane 500,000 ne suke amfani da 5G a Nijeriya. Hukumar Sadarwa ta Nijeriya (NCC) ce ta bayyana hakan a yayin hira da jami'an yaɗa labarai a ƙarshen wannan makon. Mataimakin Shugaban Hukumar, Umar Ɗanbatta ne ya bayyana cewa wannan yunkurin ya yawaita eroyin sadarwa a ƙasar nan. Ya bayyana cewa an yin hasashen yawan eriyoyin sadarwa sun kai kaso 47.01% a watan Yuli na shekarar 2023. Sharhi: Ku tuna lokacin da tsohon Ministan fasahar Sadarwa Isa Pantami da tsohon Shugaban ƙasa Muhammadu Buhari suka bayyana cewa, fara kankamar aikin Kamfanin Starlinks ya haifar da samuwar eriyoyin sadarwa kaso 100% a Nijeriya? Za ku iya karanta labarin Emmanuella a koyaushe, domin gane abin da ake nufi da shigowar eryoyin sadarwa sosai a nan: A'a, Kamfanin Starlinks bai bai haifar da samuwar eriyoyin sadarwa kaso 100% ba a Nijeriya,duk da abin da shugaban ƙasar ya ke iƙirari. Ga abin da na tanadar muku a yau: Shugaban Kamfanin Nesper ya sauka daga kan muƙaminsa. Kamfanin Roam ya ƙaddamar da sababbin ƙananan motocin bas na zirgazirga. Kamfanin Safaricom zai haɗa guiwa da Kamfanin Apple Shugaban kamfanin Nesper ya sauka daga kan muƙaminsa. Bob van Dijk ya sauka daga muƙaminsa na Shugaban Kamfanin Nespers kuma Shugaban Prosus NV jiya. A wata sanarwar ga masu hannun jari hukumomin gudanarwar kamfanonin biyu ""sun cim ma matsaya cikin ruwan sanyi"" a kan ajiye aikin Van Dijk. Van Dijk zai ci gaba da aiki a matsayin jam'in tuntuɓana kamfanin Prosus da kuma uban kamfanin Naspers, har zuwa ƙarshen watan Satumba 2024. Ervin Tu, Babban Jami'in Zuba jari zai yi aiki a matsayin Shugaban Kamfanin na wucin-gadi, inda zai maye gurbin Van Dijk, wanda ya jagoranci kamfanin tun daga shekarar 2014 da kamfanin Prosus tun farkon sayar da hannun jarinsu na IPO a shekarar 2019. Tu ya taho ne daga SoftBank zuwa Naspers da Prosus shekaru biyu da suka gabata. A baya, ya taɓa riƙe muƙami a Kamfanin Goldman Sachs Group, inda ya ƙware a ɓangaren haɗewar kamfanoni da kuma mallakar kamfani. Bayanan kamfanin sun nuna cewa,Tu ya yi matuƙar bayar da gudummawa wajen saita alƙiblar tsare-tsare kamfanin, a matsayin Babban Jami'in Zuba Jari, wanda zai ci gaba da ɗabbaka manyan buƙatunsu. Naspers kamfanin inatanet da fasaha da kuma sadarwa daban-daban ne na ƙasar Afirka ta Kudu kuma hamshaƙin kamfanin zuba jari a fagen fasahar duniya, inda yake da sayar da kaya a intanet da ɗab'i da kuma zuba jari. A watan Satumba na shekarar 2019, kamfanin Naspers ya fara kasuwancin intanet na ƙasa da ƙasa, domin ƙirƙirar a kasuwancin intanet wato Prosus NV, wanda akasarinsa mallakin kamfanin Naspers ne. Kamfanin Roam ya ƙaddamar da sabuwar ƙaramar motar bas ta zirgazirga. Kamfanin Roam (wanda aka sani da Opibus a baya), kamfani ne a ƙasar Kenya da ya ƙaddamar da zirgazirga da motocin bas. Kamfanin Roam ya ƙudiri niyyar ƙara samar da motocin bas da kuma faɗaɗa kasuwancinsa zuwa ga amfani da motoci masu amfani da lantarki sakamakon ƙarin buƙatar hakan . Kamfanin Roam wanda Filip Gardler da Filip Lövström da kuma Mikael Gånge suka ƙaddamar a shekarar 2017, da fari ya mai da hankali ne wajen sauya abubuwa ta na'ura kafin da bisani ya koma samar da motoci masu amfani da lantarki. Kamfanin Roam ya samar da motocin bas masu ɗaukar mutum 42 da suke da zangon kilomita 200 da batiri mai nauyin wuta 170 kWh, waɗanda kuɗisu ya kai kimanin Dala 135,000. Kamfanin ƙasar Kenya wato Thika-based Vehicle Manufacturers ne ke haɗa motocina cikin gida, ta hanyar amfani da sassan motocin daga ƙasar Sin, inda mai ɗaukar mutum 52 ke zama zaɓi. Kamfanin zai fara sakin motocn basi 50, waɗanda aka yi odarsu a wata Fabrairu 2024. Duka-duka abin da ake tsammanin za a samar, shi ne motoci 40 a duk wata. Tsarin hayar motoci na Kamfanin Roam ya samo asali ne, bayan kamfanin ya bayyana aniyarsa a shekarar 2021cewa, zai ƙaddamar da motoci masu amfani da lantarki, ƙari a kan kasuwancin samar da babura. Haka kuma ya ƙaddamar da tsarin manyan motocin bas na doguwar tafiya da ke amfani da lantarki, waɗanda aka tsara domin haɗa mutane da sabon tsarin ƙasar Kenya na BRT a watan Yuli 2023. Wani sabon kamfanin zirga-zirgar ababan hawa masu amfani da lantarki na ƙasar Kenya, wato BasiGo, wanda tuni yana da gomomin motocin bas masu amfani da lantarki, inda suke zirga-zirga a kan manyan hanyoyi. Sabon labari: A shekarar 2022, ƙasar Kenya ta sanar da cewa za ta yi amfani da ababen hawa na lantarki ne kawai a tsarin BRT. A watan Afrilun 2023, gwamnatin ta samu Dala miliyan 377.8 (daidai da shile biliyan 50) daga hukumomin ƙasashen Turai, domin gina hanyar sufuri mai sauri wato a birnin Nairobi - hanyar farko ta manyan motocin lantarki a Gabashin Afrika. An tsara hakan ne, domin sauƙaƙa cunkoson ababen hawa a biranin. Kamfani Safaricom za su haɗa kai da Kamfanin Apple. Kamfanin Safaricom zai haɗa kai da Kamfanin Apple don kawo tsarin haɗe lalitar kafar turawa da biyan kuɗi ta M-PESA da kuma kafar Paypal, domin faɗaɗa hada-hadarsu ta aikawa da kuɗaɗe ga faɗin duniya. Shugaban ƙasar Kenya, William Ruto ya sanar da hakan a satin da ya gabata, a taron tattaunawar kasuwanci tsakanin Afirka da ƙasar Amurka. Kamfanin Safaricom da kafar Paypal suna da haɗaka a yanzu, wadda ta sahale tura kuɗaɗe a tsakanin asusan M-PESA da kuma na Paypal. Kwastomomi za su iya haɗa asusunsu na Paypal da lalitocin M-PESA,inda za su samu damar sayen kayayyaki da hidimomi daga 'yan kasuwa a faɗin duniya. Bugu da ƙari, masu amfani da M-PESA za su kuma cire da tura kuɗi daga fiye da ejant 140,000 a Kenya. A yanzu, M-PESA mutane sama da miliyan 51 suke amfani M-PESAa faɗin ƙasashe bakwai. Kantin intanet na AliExpress da kafar tura kuɗi ta Western Union, sun zama ƙarin kamfanonin duniya guda biyu da suke da haɗaka, wadda ta bai wa manyan masu hada-hadar kuɗaɗe ta hanyar intanet a ƙasar Kenya damar turawa da karɓar kuɗi a ko'ina a duniya. Haka kuma, Shugaba William Ruto ya ziyarci Silicon Valley na garin San Faransisko, domin jan hankalin Amurkawa masu zuba jari a ɓangaren fasaha da sauran kamfanoni domin su zuba jari a Kenya. Ya çe, ""Kenya cikakken wajen sanya jari ne; akwai tsayayyen tsarin tattalin arziƙi da kananan sana'o'i da tsaro da ƙirƙire-ƙirƙire, gami da sauƙin haraji da ƙwararrun ma'aikata da masana fasaha da ingantattun tsare-tsaren tattalin arziki da kuma hanyar samar da manyan wayoyin faiba domin samun haɗakar data abin dogaro. Ko da ka rasa shi Tare da taimakon gidauniyar Gates, Kamfanin i3 ya sanar da rukuni na biyu na sababbin kamfanonin samar da kayan kula da lafiya. A Nijeriya kake da zama? Gaya mana kaɗan daga aikinka don samun nasarar cin tikitin taron HR. Kamfanin Fleri na ba wa 'yan Afirka da ke gudun hijira damar tura kuɗin kula da lafiya gida har Dala 120 a duk shekara. Me nake karantawa da kuma kallo. A yanzu haka Manhajar X tana tambayar masu amfani da ita shaidarsu ta gwamnati domin tabbatar da biyan kuɗin asusunsu. Kana cikin ƙoshin lafiya! Piers Morgan yana tattaunawa da Tiktok a kan ""matasirantar ƙiba"" ""Ba na halicci ba ne"" -Me ya sa kashi 20% na ƙananan yara rana tsaka ke zama masu ra'ayin auren jinsi?","Safaricom kushirikiana na Apple. Watu500,000 wanatumia 5G nchini Nigeria. Tume ya mawasiliano ya Nigeria (NCC) ilitoa taarifa hii na watendaji wa vyombo vya habari mwishoni mwa juma. Umar Danbatta, Makamu mwenyekiti Mtendaji wa Tume, alielezea hilo kwamba mhamo huu umeongeza uwezo mkubwa wa upenyezaji nchini. Alidai kwamba upenyezaji mkubwa unakadiriwa kuwa 47.01% kwa mwezi Julai 2023. Upande mwingine: Kumbuka wakati waziri wa zamani wa ICT Isa Pantami na Rais Mstaafu Muhammadu Buhari walisema kwamba usambazaji wa Starlink ulikuwa na matokeo kwa 100% upenyezaji mkubwa nchini Nigeria? Unaweza kusoma stori ya Emmanuel kila mara ili kuelewa dhana ya upenyezaji mkubwa bora hapa: Hakuna, Starlink ambayo haikuipa Nigeria upenyezaji mkubwa 100%, licha ya vile Rais anavyodai. Haya ni yale niliyokuandalia leo: CEO wa Naspers amejiuzuru. Roam yatambulisha aina mpa ya basi za usafiri. Safaricom kushirikiana na Apple. CEO wa Naspers amejiuzulu. Bob van Dijk amejiuzulu kwenya nafasi zake kama Mkurugenzi Mkuu na Mkuu wa Prosus NV jana. Kwa maelezo kwenda kwa wanahisa, bodi mbili zote za kampuni wamekubaliana na kujiuzulu kwa Van Dijk. Van Dijk ataendelea kufanyakazi kama mshauri wa bodi kwa ajili ya Prosus na kampuni yake mama, Naspers, mpaka mwishoni mwa mwezi Septemba 2024. Ervin Tu, Afisa Mkuu wa Uwekezaji, atajudumu kama CEO wa muda, kukaimu nafasi ya Van Dijk, ambaye ameongoza Naspers tangu mwaka 2014 na Prosus tangu IPO yake mwaka 2019. Tu alihama kutoka SoftBank to Naspers na Prosus miaka miwili iliyopita. Hapo zamani, alikuwa na wadhifa kwenye shirika la Goldman Sachs Group, ambapo alijikita kwenye uunganishaji na upatikanaji. Kwa taarifa rasmi,Tu kwa kiasi kikubwa alichangia kwenye muelekeo wa kimkakati wa kampuni kama Afisa Mkuu wa Uwekezaji na ataendelea kwenye kutekeleza vipaumbele vya juu vya shirika hilo. Naspers ni kampuni ya Afrika Kusini ya mtandao, teknolojia na kampuni inayomiliki media nyingi na mojawapo ya wawekezaji na waendesahaji wakubwa katika ulimwengu wa teknolojia wenye nia ya uwekezaji wa rejareja mtandaoni, uchapishaji na ubia. Mnamo Septemba 2019, Naspers ilianzisha biashara zake za kimtandao kimataifa ili kuunda uwekezaji biashara mtandao, Prosus NV, ambaye sasa ndiye mmiliki mkubwa wa Nasper. Roam yatambulisha aina mpa ya basi za usafiri. Roam (zamani Opibus), ni shirika la EV lenye asili ya Kenya, limezindua Move, modeli ya basi la abiria. Roam inakusudia kuongeza uzalishaji wa basi mbadala na kupanua mtandao wake wa malipo kwa mrejesho wa kuibuka kwa mahitaji kwa ajili ya mabasi ya EV. Ilitambulishwa mwaka na Filip Gardler, Filip Lövström, na Mikael Gånge, Roam mwanzoni ililenga kwenya ubadilishaji otomatiki kabla ya mpito wa uzalisahaji wa magari ya umeme. Roam-ilisanidi basi la siti 42 lenye jumla ya kilomita 200, kWh 170 kwa pakiti ya betri, na kwa gharama ya $135,000. Imeunganishwa ndani na Watengenezaji wa Magari Thika yenye makao yake makuu Kenya kwa kutumia vifaa kutoka China, uwezo wa kubebea abiria 52 pia ni chaguo kwa gari. Kampuni hiyo itaanza kutoa mabasi 50 yaliyokuwa yameagizwa mwezi Februari 2024. Kwa uzalishaji wa juu kabisa, inatarajia kuzalisha vipengele 40kwa mwezi. Badiliko la Roam linakuja baada ya kampuni hiyo kuweka wazi mwaka 2021 kwamba inaweza kutambulisha mabasi ya EV kuongezea utengenezaji wao wa vyombo vya moto. Pia inafuatiwa na utambulisho wa basi la Roam la umeme la mwendokasi lenye kuvuka mipaka lililoundwa kuunganisha watumiaji na mfumo usafiri wa mwendokasi wa basi (BRT) wa Kenya (sasa-umesanidiwa) mwezi Julai 2023. Shirika lingine la usafirishaji umeme la Kenya, BasiGo, tayari wana mabasi kumi ya umeme yanayofanya kazi kwenye barabara muhimu. Upande mwinginer: Mwaka 2022, Kenya ilitangaza itatumia tu magari ya umeme kwenye mfumo wa BRT. Mwezi Aprili 2023, serikali hiyo ilipokea milioni $377.8 (Sh bilioni 50) kutoka kwenye muungano wa mashirika ya Ulaya ili kujenga barabara ya mwendokasi (BRT). Inapanga kurahisisha foleni barabarani. Safaricom kushirikiana na Apple. Safaricom inashirikiana na Apple ili kuunganisha M-PESA na jukwaa la programu yake ya PayPal ili kupanua kufikia kwa miamala ya M-PESA kimataifa. William Ruto, Rais wa Kenya, alitangaza hili juma lililopiata kwenye mkutano wa biashara wa US-Afrika. Safaricom na PayPal zimekuwa kwenye ushirikiano ambao unaruhusu fedha kuweza kuhamishwa kati za akaunti ya M-PESA na PayPal. Wateja wanaweza kuunganisha akaunti zao za PayPal kwenye mapochi yao ya M-PESA, kuwawezesha wao kununua bidhaa na huduma kutoka kwa wachuuzi duniani kote. Kwa kuongezea, watumiaji wa M-PESA wanaweza kuendelea kupokea na kutoa fedha taslimu kutoka kwa zaidi ya mawakal 140,000 nchini Kenya. Hivi sasa, M-PESA inahudumia zaidi ya watumiaji milioni 51 kwenye mataifa saba. AliExpress na Western Union ni ushirikiano wa ziada wa kimataifa ambao umewafanya matajiri watumiaji wa huduma za kifedha kwa njia ya simu nchini Kenya kutuma na kupokea fedha pahala popote duniani. Rais William Ruto pia alimtembelea Silicon Valley huko San Francisco ili kushawishi wawekezaji wa teknolojia wa Marekani na kampuni kuwekeza nchini Kenya. Alisema, Kenya ni pahala kamili pa uwekezaji; imara kiuchumi, ujasiriamali, usalam, economically stable, entrepreneurial, secure, ubunifu pamoja na mazingira mazuri ya kodi, nguvu kazi, wataalamu wa teknolojia, nishati msingi na lango la kebo sita za chini ya bahari zianzotoa muunganiko wa data wa uhakika. Ikitokea umeikosa Ikiungwa mkono na Gates Foundation, i3 inatangaza kundi la pili la wanaoanzisha huduma ya afya. Je unaishi Nigeria? Tuambie mambo macahache kuhusu kazi yako na shinda tiketi ya tamasha la HR. Kwa $120 kwa mwaka, Fleri huwapa wahamiaji wa Kiafrika mbadilisho kwa ajili ya kutuma fedha nyumbani kugharamia matibabu. Kitu gani ninasoma na kutazma X sasa hivi inaweza kuwauliza watumiaji kuhusu vitambulisho vya serikali kuthibitisha akaunti zao zilizolipwa. ""Umetukuzwa unene!"" Piers Morgan anahojiana na TikTok 'Fat Influencer' ""Sio asili "" - kwanini 20% ya watoto ghfla ni LGBTQ?","Safaricom láti fọwọ́sowópọ̀ pẹ̀lú Apple Àwọn ènìyàn 500, 000 ni wọ́n ń lo 5G ní orílẹ̀-èdè Nàìjíríà. Àwọn àjọ̀ tí ó ń rí sí ìbánisọ̀rọ̀ ní orílẹ̀-èdè Nàìjíríà ni wọn fi ìròyìn yìí léde pẹ̀lú àwọn apàṣẹ nínú iṣẹ́ ìròyìn ṣíṣe láàárín ìsinmi òpin ọ̀sẹ̀. Umar Danbatta, igbákejì aláṣẹ alága ti àjọ náà, sọ pé ìgbésẹ̀ yìí tí mú àfikún bá wíwọlé ẹgbẹ́ tí ó gbòòrò ní orílẹ̀-èdè. Ó jẹ́ kí ó di mímọ̀ pé wíwọlé ẹgbẹ́ tí ó gbóòrò dúró ní iye 47.01% ní oṣù keje, ọdún 2023. Ẹlẹ́gbẹ̀ẹ́: Rántí nígbà tí Mínísítà tẹ́lẹ̀ tẹ́lẹ̀ fún ìròyìn ṣíṣe, ìbánisọ̀rọ̀ àti ìmọ̀ ẹ̀rọ, Isa Pantami àti Ààrẹ tẹ́lẹ̀rí, Muhammadu Buhari ṣe ìkéde pé mímú Starlink wá sí ipò àti ṣiṣẹ́ tí ó yẹ ti yọrí àká-ìgbòòrò 100% ní Nàìjíríà? Nígbàkúùgbà ẹ lè lọ ka ìtàn Emmanuel láti lè ní òye ohun tí wíwọlé àká-gbóòrò dáadáa níbí: Rárá, Starlink kò tíì fún Nàìjíríà ní wíwọlé àká-ìgbòòrò 100%, pẹ̀lú gbogbo ohun tí Ààrẹ sọ Níbí ni ohun tí mo ní fun yín lónìí: Aláṣẹ àti olùdarí Naspers fi ipò sílẹ̀ Roam ṣe ìfilọ́lẹ̀ irúfẹ́ ọkọ tuntun mìíràn Safaricom láti fọwọ́sowópọ̀ pẹ̀lú Apple Aláṣẹ àti olùdarí Naspers fi ipò sílẹ̀ Bob van Dijk fi ipò rẹ̀ sílẹ̀ gẹ́gẹ́ bí i Aláṣẹ àti olùdarí Naspers àti olórí Prosus NV lánàá. Nínú ọ̀rọ̀ àwọn tí ó ní ìpín nílé iṣẹ́, àwọn ìgbìmọ̀ ilé-iṣẹ́ méjèèjì ""fẹnukò ""lórí kí Van Dijk fiṣé sílẹ̀. Van Dijk yóò tẹ̀síwájú láti máa ṣiṣẹ́ gẹ́gẹ́ bí i ẹni tí ìgbìmọ̀ yóò máa tọ̀ lọ́ fún ìtọ́nisọ́nà fún Prosus àti ilé-iṣẹ́ tí ó jẹ́ òbí rẹ̀, Naspers títí dé òpin oṣù kẹsàn-án, ọdún 2024. Ervin Tu, olórí òṣìṣẹ́ fún ìdókòwò, yóò máa ṣiṣẹ́ gẹ́gẹ́ bí adelé fún Aláṣẹ àti Olùdarí, ní rírọ́pọ̀ Van Dijk, tí ó ti darí Naspers láti 2014 àti Prosus láti ìgbà IPO ní 2019. Tu kúrò ní Softbank lọ Naspers àti Prosus ní ọdún méjì sẹ́yìn. Tẹ́lẹ̀, Ó tún dipò mú ní Goldman Sachs Group, níbi tí ó ti gbájúmọ́ sísopọ̀ àti kíkọ́ iṣẹ́. Fún ọ̀rọ̀ tí ó jẹmọ́ iṣẹ́ kọ̀ọ̀kan, Tu ṣe àfikún tí ó làmìlaaka sí ìdarí tí ó lọ sàn-án fún ilé-iṣẹ́ gẹ́gẹ́ bí òṣìṣẹ́ ìdókòwò, yóò sì máa ṣe àmójútó ìtẹ̀síwájú nínú ṣíṣe ohun tí ó bá jẹ ẹgbẹ́ náà lógún. Naspers jẹ́ ìmọ̀ ẹ̀rọ, Íńtánẹ́ẹ̀tì tí ó jẹ́ ti àwọn ọmọ South Africa, àti ilé iṣẹ́ tí ó níṣe pẹ̀lú àwòrán oríṣìíríṣìí, àti ọ̀kan lára àwọn tí ó tóbi jù fún abánidókòwò àti àwọn tí wọ́n ń tukọ̀ ìmọ̀ ẹ̀rọ pẹ̀lú ìfẹ́ nínú títa ọjà díẹ̀ díẹ̀ lórí ẹ̀rọ ayélujára, títẹ ìwé jáde, àti lílọ sínú ìdókòwò. Ní oṣù kẹsàn-án, ọdún 2019, Naspers ṣètò ohun tuntun ní àfikún sí àwọn okòwò rẹ̀ orí ẹ̀rọ ayélujára tí ó jẹ́ ti òkè òkun láti pèsè títà rírà lórí ẹ̀rọ ayélujára Abánidókòwò, Prosus NV, ti di ẹni pàtàkì tí ó ní Naspers báyìí. Roam ṣe ìfilọ́lẹ̀ àwòṣe ọkọ̀ tuntun. Roam (tí a mọ̀ tẹ́lẹ̀ sí Opibus) ilé-iṣẹ́ EV tí a ṣẹ̀ṣẹ̀ dá sílẹ̀ tí ó jẹ́ ti ọmọ tí ń gbé ní Kenya, ti ṣe ìfilọ́lẹ̀ Move, àwòṣe ọkọ. Roam ní èrò láti ṣe àfikún pípèsè àwọn ọkọ̀ Move, kí ọ̀nà tí wọn yóò gba máa finá síi yóò gbòòrò si ní ìdáhùn sí ìbéèrè fún ọkọ̀ EV tí ó ti ń peléke. Filip Gardler, Filip Lovstrom, àti Mikael Gange, ṣe ìfilọ́lẹ̀, Roam tẹ́lẹ̀ ń lépa ìyípadà lójú ẹsẹ̀ ṣáájú ìsípòpadà sí pípèsè ọkọ̀ tí ń lo iná. Ọkọ̀ tí àwọn Roam ṣe lọ́ṣọ̀ọ́ láti gba ènìyàn 42 ní agbára láti sá eré kìlómítà 200, bátìrì olódiwọ̀n 170 kWh, tí iye rẹ̀ sì jẹ́ $135, 000. TÍ àwọn Thika tí wọ́n wà ní Kenya tò jọ ní ti ìbílẹ̀ àwọn tí ń ṣẹ̀dá ọkọ̀ tí wọ́n lo ẹ̀yà ara ti orílẹ̀-èdè Chin, gbígba èrò 52 jẹ́ lára ohun tí wọ́n fẹ́ tí wọ́n fi yan ọkọ̀ náà. ilé-iṣẹ́ yóò bẹ̀rẹ̀ sí ní máa fi ọkọ̀ 50 tí a ti béèrè fún jíṣẹ́ ní oṣù kejì, ọdún 2024. Tí ó bá ṣiṣẹ̀ púpọ̀ jù, ìrètí ni pé yóò pèsè ohun tí yóò tó 40 lóṣóoṣù. Roam Move bẹ̀rẹ̀ lẹ́yìn tí ilé-iṣẹ́ ti jẹ́ kí ó di mímọ̀ ní ọdún 2021 pé yóò ṣe ìfilọ́lẹ̀ àwọn ọkọ̀ EV láti ṣe àfikún okòwò ṣíṣẹ̀dá alùpùpù. Ó tún tẹ̀lé ìfilọ́lẹ̀ ti Roam Rapid, ọkọ̀ tí ń gbé ọ̀pọ̀ ènìyàn tí ń lo iná tí a ṣètò láti so àwọn tí ń lò ó pọ̀ pẹ̀lú Kenya(wọ́n ti ṣé báyìí )ètò Ọkọ̀ tí ń yára, ní oṣù keje, ọdún 2023. Ilé-iṣẹ́ mìíràn ní Kenya tí ó ṣẹ̀ṣẹ̀ dá ilé-iṣẹ́ tuntun sílẹ̀ tí ó ń rí sí lílọ bíbọ̀ tí ń lo iná, BasiGo, ti ní ọkọ̀ mẹ́wàá tí ń lo iná tí ń ṣiṣẹ́ ní àwọn ọ̀nà tí ó ṣe pàtàkì. Ní àfikún: Ní ọdún 2022, Kenya kéde pé yóò máa lo ọkọ̀ tí ń lo iná nìkan lórí ètò mọ́tò tí ń yára. Ní oṣù kẹrin, ọdún 2023, ìjọba gba $377.8 million (Sh50 billion ) láti ọ̀dọ̀ àwọn ẹgbẹ́ méjì tàbí ilé-iṣẹ́ ti àwọn òṣìṣẹ́ Europe láti kọ́ ọ̀nà ọkọ̀ mọ́tò tí ó máa ń yára ní Nairobi - ibi àkọ́kọ́ ní ìlà-oòrùn Áfíríkà. Ó ṣètò láti mú ìrọ̀rùn bá súnkẹrẹ fàkẹrẹ ọkọ̀ ní ìlú náà. Safaricom láti fọwọ́sowópọ̀ pẹ̀lú Apple Safaricom ń fọwọ́sowópọ̀ pẹ̀lú Apple láti mú M-PESA wọnú àti ti ìkànnì Paypal láti ṣe ìmúgbòrò ìnawọ́jà kárakátà M-PESA lágbàáye. William Ruto, Ààrẹ Kenya, ṣe ìkéde èyí lóṣẹ̀ tí ó kọjá ní ibi ìsọ̀rọ̀pọ̀ okòwò àwọn US àti Áfíríkà. Safaricom àti PayPal ní ìbánidókòwò tí ó ti wà tẹ́lẹ̀ tí ó fàyè gba fífi owó ránṣẹ́ láàárín àkáǹtì M-PESA àti ti PayPal. Àwọn oníbàárà lè so àkáǹtì PayPal wọn mọ àpamọ́wọ́ M-PESA, èyí yóò jẹ́ kí wọ́n lè ra ọjà àti rí ìrànwọ́ láti ọ̀dọ̀ àwọn tí wọ́n ń tajà lágbàáyé. Ní àfikún, àwọn tí ń lo M-PESA sì lè gba owó àti gba owó jáde láti àwọn aṣojú tí ó ju140, 000 lọ ní Kenya. Lọ́wọ́lọ́wọ́ báyìí, M-PESA ń sin àwọn tí ń lò o jákèjádò orílẹ̀-èdè méje tí wọ́n ju 51 million lọ. AliExpress àti Western Union jẹ́ àwọn àfikún méjì tí wọ́n jẹ́ olùdókòwò fún ilẹ̀ òkèèrè tí ó máa ń gba owó tí a lè fi ránṣẹ́ tí àwọn tí ó ń lò ó jẹ́ ọmọ Kenya àti gba owó níbikíbi lágbàáye. Ààrẹ William Ruto lọ kí Silicon Valley ní San Francisco láti lo ète fún àwọn olùdókòwò tí wọ́n mọ̀ nípa ìmọ̀ ẹ̀rọ tí wọ́n jẹ́ ọmọ ilẹ̀ America àti àwọn ilé-iṣẹ́ láti dókòwò ní Kenya. Ó ní pé, ""Kenya jẹ́ibi tí ó ní ohun ìdókòwò tí ó pé pérépéré, ètò ọrọ̀ ajé rẹ̀ dúró déédé, òwò ṣíṣe, láàbò, ń ṣẹ̀dá ohun tuntun pẹ̀lú àyíká owó orí tí ó ń ṣeni láǹfààní, àwọn òṣìṣẹ́ tí wọ́n mọṣẹ́, ìmọ̀ ẹ̀rọ tí ó kún ojú òṣùwọ̀n, ìwé ẹ̀rí agbára tí a rí láti ohun tí a kò ṣẹ̀dá àti ọ̀nà àbáwọlé fún ohun tí ó wà lábẹ́ omi tí wọ́n jẹ́ mẹ́fà, tí ó ń pèsè àsopọ̀ tí ó ṣe é fọkàntẹ̀. Tí ó bá lọ jẹ́ pé o tàsé rẹ̀ Pẹ̀lú àtìlẹ́yìn ti Gates Foundation, i3 kéde ẹgbẹ́ kejì fún ilé-iṣẹ́ tuntun tí yóò pèsè àwọn ìtọ́jú ìlera Ṣé o ń gbé ní Nàìjíríà? Sọ nǹkan díẹ̀ fún wa nípa iṣẹ́ rẹ, kí o sì jẹ tíkẹ́ẹ̀tì ìwẹ̀jẹ̀wẹ̀mu HR $120 fún ọdọọdún, Fleri fún àwọn tí wọ́n wọ́n jẹ́ Áfíríkà tí wọ́n lọ ìlú onílù ohun mìíràn fún fífi owó ránṣẹ́ sílé láti ṣe àbò lórí owó tí wọ́n ń ná sí ètò ìlera. Ohun tí mò ń wò, tí mo sì ń kà X ti lè bèèrè káàdì ìdánimọ̀ ìjọba láti wá òkodoro àwọn ojú-òpó tí wọ́n ń sanwó fún ""O ń gbógo fún sísanra kọjá àlà!"" Piers Morgan fi ọ̀rọ̀ wá ẹni kan lórí TikTok ""Tí ó jẹ́ ẹni tí ó máa ń sọ̀rọ̀ lórí sísanra"" ""Kò kìí ṣe ojú lásán"" - Kí ló dé tí 20% àwọn ọmọ wẹ́wẹ́ lójijì di LGBTQ?","I-Safaricom izosebenzisana ne-Apple Abantu abangama-500,000 basebenzisa i-5G eNigeria. I-Nigerian Communications Commission (iNCC) yabelane ngale mininingwane nezikhulu zabacosheli bezindaba ngempelasonto. U-Umar Danbatta, iPhini likaSihlalo oPhethe weKhomishana, uveze ukuthi lesi sinyathelo sikhulise ukungena kwe-broadband ezweni. Ugcizelele nokuthi ukungena kwe-broadband kume ekuqikelelweni okungu-47.01% ngoNtulikazi ka-2023. I-Sidebar: Ngabe uyakhumbula ngesikhathi owayenguNgqongqoshe we-ICT u-Isa Pantami kanye nowayenguMongameli u-Muhammadu Buhari bememezela ukuthi ukufakwa kwe-Starlink kuholele ekungeneni ku-broadband ngo-100% eNigeria? Ungayifunda noma nini indaba ka-Emmanuel ukuze uqonde umqondo wokufakwa kangcono kwe-broadband lapha: Cha, empeleni i-Starlink ayinikezanga i-Nigeria ukungena ku-broadband okungu-100%, naphezu kwalokho okwakushiwo ngumongameli Nakhu enginiphathele kona namuhla: I-CEO ye-Naspers iyashiya esikhundleni sayo I-Roam yethula imodeli entsha yebhasi eliyi-shuttle I-Safaricom izosebenzisana ne-Apple I-CEO ye-Naspers iyashiya esikhundleni sayo UBob van Dijk uyashiya ezikhundleni zakhe njengoMphathi Omkhulu we-Naspers neNhloko ye-Prosus NV izolo. Esitatimendeni esiya kubaninimasheya, amabhodi azo zombili izinkampani ""avumelana wonke"" ngokwesula ezikhundleni kukaVan Dijk. UVan Dijk uzoqhubeka esebenza njengomeluleki webhodi we-Prosus nenkampani yayo engumzali, i-Naspers, kuze kube sekupheleni kukaMandulo ka-2024. U-Ervin Tu, oyi-Chief Investment Officer, uzosebenza njenge-CEO yesikhashana, esikhundleni sikaVan Dijk, obehola i-Naspers kusukela ngo-2014 ne-Prosus kusukela nge-IPO yayo ngo-2019. UTu wasuka ku-SoftBank waya e-Naspers ne-Prosus eminyakeni emibili edlule. Phambilini, wayenesikhundla futhi e-Goldman Sachs Group, lapho ayegxile khona ekuhlanganiseni izinkampani kanye nasekuthengeni. Ngokwesitatimende esisemthethweni, uTu waba nomthelela omkhulu kumasu endlela inkampani eqhube ngayo njenge-Chief Investment Officer futhi uzoqhubeka nokuqalisa izinto eziseqhulwini zeqembu. I-Naspers iyinkampani yaseNingizimu Afrika ephethe i-inthanethi, ubuchwepheshe, kanye ne-multimedia futhi ingomunye wabatshalizimali nabasebenza kakhulu emhlabeni wezobuchwepheshe abanentshisekelo yokudayisa ku-inthanethi, ukushicilela, nokutshala imali eningi yebhizinisi. NgoMandulo ka-2019, i-Naspers yaguqula amabhizinisi ayo e-Inthanethi aphesheya ukuze isungule inkampani etshala izimali i-eCommerce, i-Prosus NV, manje isingumnikazi wengxenye enkulu ye-Naspers. IRoam yethula imodeli entsha yebhasi eliyi-shuttle IROAM (eyayaziwa ngokuthi yi-Opibus), inkampani esiqalisayo Yezimoto Ezihamba Ngogesi (i-EV) ezinze eKenya, yethule iMove, imodeli yebhasi le-shuttle. IRoam ihlose ukukhulisa ukukhiqizwa kwebhasi le-Move futhi yandise inethiwekhi yayo yokushaja ngenxa yokwanda kwesidingo samabhasi Ayizimoto Ezihamba Ngogesi (i-EV). IRoam yethulwe ngo-2017 nguFilip Gardler, uFilip Lövström, kanye noMikael Gånge, ekuqaleni yayigxile ekuguqulweni kwezimoto ngaphambi kokushintshela ekukhiqizeni izimoto ezihamba ngogesi. Amabhasi adizayinwe yiRoam anezihlalo ezingama-42 anebanga elingamakhilomitha angama-200, iphekhi yebhethri elingu-170 kWh, futhi abiza u-$135,000. Ihlanganiswe kuleliya lizwe yinkampani ezinze eThika iKenya Vehicle Manufacturers (iKVM) isebenzisa izingxenye ezivela eChina, inani labagibeli abangama-52 nawo ungolunye uhlobo lwemoto. Inkampani izoqala ukuletha amabhasi angama-50 ayesefakelwe isicelo sokuthengwa ngoNhlolanja ka-2024. Uma ikwazi ukukhiqiza ezingeni eliphezulu, ilindele ukukhiqiza amayunithi angama-40 ngenyanga. I-Roam Move iza ngemva kokuba inkampani yaveza ngo-2021 ukuthi izokwethula amabhasi e-EV ukuze ithasisele ebhizinisini layo lokukhiqiza izithuthuthu. Iphinde ilandele ngokwethulwa i-Roam Rapid, i-Mass Transit Bus ehamba ngogesi edizayinelwe edizayinelwe ukuxhuma abasebenzisi ohlelweni lwaseKenya (ioselusebenza) lwe-Bus Rapid Transit (iBRT), ngoNtulikazi ka-2023. Enye indawo eqalisayo eyenza izithuthi yase-Kenya, i-BasiGo, isivele inamashumi amabhasi ahamba ngogesi asebenza emizileni ebalulekile. I-Sidebar: Ngo-2022, i-Kenya yamemezela ukuthi izosebenzisa izimoto ezihamba ngogesi kuphela ohlelweni lwe-BRT. NgoMbasa wezi-2023, uhulumeni wathola izigidi ezingu-$377.8 (izigidigidi ezingu-Sh50) ovela enhlanganweni yama-ejensi aseYurophu yokwakha umzila we-Bus Rapid Transport (BRT) eNairobi — umzila wokuqala wamabhasi ahamba ngogesi eMpumalanga ne-Afrika. Ihlela ukunciphisa isiminyaminya sezimoto edolobheni. I-Safaricom izosebenzisana ne-Apple I-Safaricom izosebenzisana ne-Apple ukuze ihlanganise i-M-Pesa nenkundla yayo ye-PayPal ukuze yandise ukufinyelela kwe-M-PESA ekuthengiselaneni kwamazwe omhlaba. UWilliam Ruto, uMongameli waseKenya, umemezele lokhu ngesonto eledlule ku-US-African Business Roundtable. I-Safaricom ne-PayPal ivele inokusebenzisana okukhona okuvumela ukuthi izimali zidluliswe phakathi kwama-akhawunti e-M-Pesa ne-PayPal. Amakhasimende angaxhumanisa ama-akhawunti awo e-PayPal nezikhwama zemali zawo ze-M-PESA, eziwavumela ukuba athenge izimpahla nezinsiza kwabathengisayo emhlabeni wonke. Ngaphezu kwalokho, abasebenzisi be-M-Pesa basengathola futhi bakhiphe imali kuma-ejenti angaphezu kwezi-140,000 eKenya. Njengamanje, i-M-PESA isiza abasebenzisi abangaphezu kwezigidi ezingama-51 emazweni ayisikhombisa. I-AliExpress ne-Western Union ngezinye izinkampani ezisebenzisanayo zamazwe omhlaba ezivumela abasebenzisi zezinkampani ezinkulu zemali ethumeleka ngeselula zaseKenya ukuthi zithumele futhi zithole imali noma kuphi emhlabeni. UMongameli uWilliam Ruto naye wavakashela iSilicon Valley eSan Francisco ukuze ahehe abatshalizimali bezobuchwepheshe baseMelika nezinkampani ukuba batshale imali eKenya. Wathi, “I-Kenya iyindawo ekuphethe konke ekungatshalwa kuyo imali, izinzile ngokwezomnotho, ezamabhizinisi, ukuphepha, ukuqhamuka namasu amasha nendawo evumelana nesimo ngokuphethelene nentela, iabasebenzi abanekhono, ukuba ongoti kwezobuchwepheshe, iziqinisekiso zamandla aqhamuka emvelweni kanye nendawo enamakheyibuli ayisithupha e-fibre optic ahamba ngaphansi kolwandle anikeza ukuxhumana kwedatha okungethenjelwa kuko.” Uma kwenzeka ukuthi awuzwanga Isekelwa yi-Gates Foundation, i-i3 imemezela iqembu lesibili lokuqalisa kuchunhechunge lokuhlinzekwa kwezempilo Ngabe uhlala eNigeria? Sitshele izinto ezimbalwa ngomsebenzi wakho kanye nokuwina ithikithi le-HR Fest Ngama-$120 ngonyaka, i-Fleri inikeza abathuthele kwamanye amazwe base-Afrika enye indawo yokuthumela imali ekhaya ukuze ikhokhele izindleko zokwelashwa Engikufundayo nengikubukayo U-X manje usengacela abasebenzisi omazisi abakhishwe uhulumeni ukuze baqinisekise ama-akhawunti abo akhokhelwayo ""Wenza Ukukhuluphala Ngokweqile Kube Ngathi Yinto Enhle!"" UPiers Morgan Uxoxa ne-'Fat Influencer' yaku-TikTok ""Akuyona Imvelo"" - Kungani u-20% WezinganeSewuvele waku-LGBTQ?"
+"ኔስት ኮይን (Nestcoin) እ.ኤ.አበኋላበከባዱ 22 በኋላ የሂሳብ መዛግብቱን ለማጠናከር $1.9m ስትራቴጂያዊ ፈንድ ያገኛል ዜናው: ኔስት ኮይን (Nestcoin) የሂሳብ መዛግብቱን ለማጠናከር እና የአዲሱን ምርት በኦንቦርድ እድገት ለማሳደግ 1.9 ሚሊዮን ዶላር ስትራቴጂካዊ የገንዘብ ድጋፍ አግኝቷል። የድጋፍ መድረኩን ከሌሎች ባለሀብቶች ጋር በመሆን በሃሺድ ኢመርጀንት ተመርቷል። እ.ኤ.አ. በ2022 6.45 ሚሊዮን ዶላር የሰበሰበው ጅምር በህዳር 2022 በ FTX ብልሽት ምክንያት የተወሰነውን ክፍል አጥቷል። የተረፈው FTX የኔስት ኮይን (Nestcoin) የ1.9 ሚሊዮን ዶላር የስትራቴጂክ ፈንድ ከ6.45 ሚሊዮን ዶላር ቅድመ ዘር ፈንድ በኋላ በየካቲት 2022 ይመጣል። በአህጉሪቱ ካሉት ትልቅ የቅድመ-ዘር ዙሮች አንዱ የሆነው፣ የገንዘብ ድጋፍ፣ በሚያሳዝን ሁኔታ በህዳር 2022 በ FTX አደጋ ጠፍቷል። ዬሌ ባዴሞሲ፣ የ ኔስት ኮይን (Nestcoin) ተባባሪ መስራች እና ዋና ሥራ አስፈፃሚ በሰጡት መግለጫ ኩባንያው በአሁኑ ጊዜ በጠፋው crypto exchange FTX ውስጥ የተረጋጋ ሳንቲም እንደ ኢንቨስትመንት ትልቅ ድርሻ እንዳለው ተናግሯል። ሆኖም ኔስት ኮይን (Nestcoin) ከዚያን ጊዜ ወዲህ በአንድ ምርት ላይ በማተኮረ ተመልሷል ። በኦንቦርድ አሁን ትኩረት የተሰጠው ጉዳይ ከ Nestcoin የመጀመሪያ ተልዕኮ ጋር መሰረት ሲሆን፣ ኢንኩቤተር የተባለ፣ በሌሎች crypto/Web3 ኩባንያዎች ላይ ኢንቨስት ያደረገ ብዙ የ crypto ምርቶች ያለው ኩባንያ ነው። ኔስትኮይን ከኤፍ ቲ ኤክስ(FTX) አደጋ በሕይወት የተረፈውና ወደ ስራ የተመለሰበት መንገድ ኦንቦርድ ባለቤትነት-የሌለው የኪስ ቦርሳ ሲሆን ባለቤትነት-ያለው የኪስ ቦርሳ ጥቅሞች አሉት። የ ኔስት ኮይን (Nestcoin) አዲሱ የገንዘብ ድጋፍ የመድረኩን እድገት የበለጠ ለማሳደግ እና የሂሳብ መዛግብቱን ለማጠናከር ይጠቅማል። የገንዘብ ድጎማ ዙሩ በሃሺድ ኢመርጀንት የተመራ ሲሆን ከሌሎች ባለሀብቶች እንደ Adaverse፣ Base Ecosystem Fund፣ Alter Global፣ CMT Digital፣ Magic Fund፣ እና 4DX Ventures ካሉ ባለሀብቶች ተሳትፎ ነበር። ይህ ስልታዊ ኢንቨስትመንት እየመጣ ያለው crypto/Web3 ጅማሬዎች በከባድ የክሪፕቶ ክረምቱ የተነሳ ብዙ የ crypto ኩባንያዎች ሲዘጉ ነው። ሆኖም፣ ኔስት ኮይን (Nestcoin) የዌብ3/ክሪፕቶ የአየር ሁኔታ ቢኖረውም ይህን የገንዘብ ድጋፍ ማጥፋት መቻሉን ለቴክፖይን አፍሪካ ተናግሯል። ""በዌብ3 እና በፊንቴክ ስኬታማ ታሪክ ያለው ጠንካራ ቡድን አለን። በጣም አስቸጋሪ በሆኑት ጊዜያት፣ ለተልዕኳችን ጽናት እና ያለማቋረጥ ቁርጠኛ መሆናችንን አሳይተናል። ለኦንቦርድ ተልእኮው ዓለም አቀፍ ደረጃቸውን የጠበቁ የፋይናንስ አገልግሎቶችን ተደራሽ ማድረግ ነው። ባዴሞሲ ""ከፍተኛ ጥራት ያለው የፋይናንሺያል አገልግሎት ማግኘት ምንም ይሁን ምን የአንድ ሰው ጂኦግራፊያዊ አቀማመጥ ምንም ይሁን ምን በአለም አቀፍ ደረጃ መገኘት አለበት ብለን እናምናለን"" ብለዋል. ኦንቦርድ እንደ MetaMask፣ Phantom እና Trust Wallet ያሉ ባለቤትነት-የሌላቸው ግዙፍ ኩባንያዎችን እየወሰደ ነው። የፉክክር ጥቅሙ የኪስ ቦርሳ ባለቤቶች የኪስ ቦርሳዎቻቸውን ደህንነት እንዲጠብቁ ቀላል ያደርገዋል። እንደ ትረስት Wallet ያሉ የኪስ ቦርሳ ያዢዎች ባለ 12 ቃል ዘር ሀረግ የኪስ ቦርሳቸው ቁልፍ አድርገው እንዲይዙ ቢፈልጉም፣ ኦንቦርድ መያዣ ያልሆኑ የኪስ ቦርሳዎችን በቀላል የተጠቃሚ ስም እና የይለፍ ቃል ማግኘት ቀላል እያደረገ ነው። እንዲሁም ከክሪፕቶ ወደ ፋይያት ለመለወጥ ወይም በተቃራኒው ገንዘቡን ከኪስ ቦርሳ ወደ crypto-ልውውጦች ለማንቀሳቀስ ያለውን ፍላጎት በማስቀረት ባለቤትነት-በሌለው የኪስ ቦርሳ ላይ ላይ -ramp እና Off-rampን እያቃለለ ነው። የ Crypto ምናባዊ ካርዶች በመሰረቱ ኦንቦርድ ለማያውቁት የ crypto አጠቃቀምን ቀላል ማድረግ ይፈልጋል፣ እና ቀጣዩ ምዕራፍ ከዚህ ተልዕኮ ጋር ይጣጣማል። ኩባንያው ""Onboard Virtual Cards የተባለውን አገልግሎት በኦንላይን እና በሱቅ ከ160 በሚበልጡ ሀገራት ክፍያ እንዲከፍል በማድረግ የኦንቦርድ ቨርቹዋል ካርዶችን ለመጠቀም ማቀዱን ተናግሯል። በ ኔስት ኮይን (Nestcoin) መሠረት ኦንቦርድ በአሁኑ ጊዜ ከ10,000 በላይ ተጠቃሚዎች አሉት፣ ነገር ግን በመካሄድ ላይ ባለው የ crypto ክረምት፣ Onboard ተጠቃሚዎች ከመላምት በላይ crypto እንዲያዩት ይፈልጋል። መላውን የ crypto ሥነ ምህዳር የሚያጋጥመው አጣብቂኝ ሁኔታ።","Nestcoin gets $1.9m strategic funding to strengthen its balance sheet after a tough 2022 The news: Nestcoin has secured $1.9 million in strategic funding to strengthen its balance sheet and further the growth of its new product, Onboard. The funding round was led by Hashed Emergent, with participation from other investors. The startup, which raised $6.45 million in 2022, lost a significant part of it to the FTX crash in November 2022. Surviving FTX Nestcoin's $1.9 million in strategic funding comes after its $6.45 million pre-seed funding in February 2022. The funding, which was one of the largest pre-seed rounds on the continent, was unfortunately lost to the FTX crash of November 2022. Yele Bademosi, Co-founder and CEO of Nestcoin said in a statement that the company held a significant portion of its investment as stablecoin in the now-defunct crypto exchange, FTX. However, Nestcoin has since bounced back by focusing on one product — Onboard. The focus on Onboard is a pivot from Nestcoin's initial mission, an incubator; a company with several crypto products that also invested in other crypto/Web3 companies. How Nestcoin survived the FTX crash and pivoted to Onboard Onboard is a non-custodial crypto wallet with the benefits of a custodial wallet. Nestcoin's new funding will be used to further the growth of the platform and strengthen its balance sheet. The funding round was led by Hashed Emergent, with participation from other investors such as Adaverse, Base Ecosystem Fund, Alter Global, CMT Digital, Magic Fund, and 4DX Ventures. This strategic investment is coming when crypto/Web3 startups are reeling from a severe crypto winter that has seen numerous crypto companies shut down. However, Nestcoin told Techpoint Africa it has been able to pull off this funding despite the Web3/crypto climate. "" We have a strong team with a successful history in Web3 and fintech. During the most difficult times, we showed we are resilient and relentlessly committed to our mission."" Its mission for Onboard is to provide universal access to world-class financial services. ""We firmly believe that access to high-quality financial services should be universally available, regardless of one's geographical location,"" Bademosi said. Onboard is taking on non-custodial giants like MetaMask, Phantom, and Trust Wallet. Its competitive advantage is making it easy for wallet holders to keep their wallets safe. While the likes of Trust Wallet require wallet holders to keep a 12-word seed phrase as the key to their wallets, Onboard is making it easy to access non-custodial wallets with a simple username and password. It is also easing on-ramp and off-ramp on its non-custodial wallet, eliminating the need to move funds from non-custodial wallets to crypto-exchanges to convert from crypto to fiat or vice versa. Crypto virtual cards Essentially, Onboard wants to simplify the use of crypto for the uninitiated, and its next milestone fits into this mission. The company said it plans to launch ""Onboard Virtual Cards, a service that will allow Onboard users to spend their crypto as easily as cash, making both online and in-store payments possible across more than 160 countries."" Onboard currently has over 10,000 users, according to Nestcoin, but with the ongoing crypto winter, Onboard needs users to see crypto beyond speculation; a dilemma facing the entire crypto ecosystem.","Kafar Nestcoin ta sami Dala miliyan 1.9 na kuɗin dabarun aiwatarwa domin inganta lissafin kuɗaɗensu bayan samun kai a mummunan yanayi 2022. Labaran: Kafar Nestcoin ta sami Dala miliyan 1.9 na kuɗin dabarun aiwatarwa domin inganta lissafin kuɗaɗensu da kuma ƙara bunƙasa sababbin ayyukansu da suke aiwatarwa. Hashed Emergent ne ya jagoranci zagayen farko na samar da kuɗaɗen, inda sauran masu zuba jari suka shigo aka dama da su. Sabon kamfanin, wanda ya tara Dala miliyan 6.45m a shekarar 2022, ya yi asarar wani muhimmin ɓangare sakamakon rugujewar kafar musayar musayar kuɗi ta FTX watan Nuwamban 2022. Ci gaba da wanzuwar tsarin musayar kuɗi ta FXT Dala miliyan 1.9 na kuɗaɗen tsare-tsare na Kafar Nestcoin, sun samu ne bayan samuwar Dala miliyan 6.45 ta farko a watan Fabrairu 2022. Samar da kuɗaɗen, wanda shi ne ɗaya daga cikin mafi girman kuɗaɗen zagayen farko a nahiyar, waɗanda suka salwanta sakamakon rushewar kafar FTX a watan Nuwamba 2022. Yele Badomasi, guda daga cikin waɗanda suka samar da kamfanin kuma Shugaban Kafar Nestcoin ya yi bayanin cewa, kamfanin na da wani muhimmin ɓangare na jarinsa, mai suna Stablecoin a cikin rusasshiyar kafar musayar kuɗaɗen kirifto ta FTX. Sai dai, tuni kamfanin Nestcoin farfaɗo ta hanyar mai da hankali a kan lalitar Onboarda yanzu. Mayar da hankalin da kamfanin Nestcoin ya yi a kan lalitar Onboard a yanzu na da nasaba da manufarsa ta asali ta zama kamfanin da yake harkokin kuɗin kirifto iri-iri wanda kuma ya zuba jari a sauran kamfanonin kirifto. Yadda Kamfanin Nestcoin ya tsira daga rushewar FTX kuma ya juya zuwa tsarin lalitar Onboard. Lalitar Onboard lilita ce da take ba wa mai amfani da ita cikakken ikon sarrafa mabuɗan sirri. Za a yi amfani da sabuwar gidauniyar kuɗaɗen Kamfanin Nestcoin domin ci gaba da bunƙasa kafar da kuma inganta bayanan kuɗaɗensa. Hashed Emergent ne ya jagoranci matakin farko na samar da kuɗaɗen,inda ragowar masu zuba jari kamar su; Adaverse da Base Ecosystem Fund da Alter Global da CMT Digital da Magic Fund da kuma kamfanin 4DX suka shigo ciki. Wannan dabarar zuba jarin tana zuwa ne, yayin da masu fara hada-hadar kirifto suke fuskantar mawuyacin yanayi, wanda da yawan kamfanonin Kirifto ke durƙushewa. Sai dai kuma, kamfanin Nestcoin ya bayyana wa Techpoint Afrika cewa,sun yi nasarar cire kuɗaɗen, duk da mawuyacin halin da kamfanonin Kirifto ke fuskanta. "" Muna da babban tim wanda yake da tarihin nasara a ɓangare Web3 da kuma fasahar hada-hadar kuɗi. A mawuyatan lokuta, muna jajircewa a kan manufarmu''. Manufarta a kafar lalita ta Onboard ita ce, samar da damar kaiwa ta gama-duniya ga tsarin hada-hadar kuɗaɗe. Bademosi ya ce, ""Mun yi amanna cewa, dole ya kasance kowa na samun damar hada-hadar kuɗi ta duniya, ba tare da la'akari da inda mutum yake ba''. Lalitar Onboard na gogayya da manyan masu lalita kamar MetaMask da Phantom da kuma Trust Wallet. Gogayyar da suke yi ita ce ta sauƙaƙa wa mamallakar lalita, su adana lalitocinsu cikin aminci. Yayin da irin su Trust Wallet na buƙatar masu lalita da su samar da lambobin sirri 12, ita kuwa lalitar Onboard sauƙaƙa lamarin ta yi, ta hanyar amfani da suna da lambar sirri mai sauƙi. Haka kuma ya sauƙaƙa lamarin ta hanayar bayar da damar sauya kuɗin kirifto zuwa tsabar kuɗi a lalitar da ke ba wa mai amfani da ita cikakken iko a kan mabuɗan sirrin lalitarsa, wanda ba sai an tura kuɗi ba daga lalitocin ake da iko a kansu zuwa ga kafar musayar kuɗin kirifto ko akasin hakan. Katunan hada-hadar kuɗin kirifto na intanet. Abu mai muhimmanci, lalitar Onboard na son sauƙaƙa amfani da kuɗin Kirifto ga waɗanda ba su da ilimi a kan harkar, wanda wannan shi ne abun da ta sa a gaba. Kamfanin ya bayyana cewa yana shirya ƙaddamar da katin ""Onboard Virtual Cards"" wanda zai bai wa masu amfani da lalitar Onboard damar kashe kuɗin kiriftonsu a matsayin tsabar kuɗi cikin sauƙi da damar biyan kuɗi taintanet ko kuma amfani da kantuna a ƙasashe sama da 160."" A halin yanzu lalitar Onboard na da sama da mutane 10,000 da ke amfani da shi, kamar yadda kafar Nestcoin ya rawaito, amma duba da mawuyacin yanayi da ake fuskanta a tsarin kuɗin kirifto, lalitar Onboard yana buƙatar masu amfani su ɗauki hada-hadar kuɗin kirifto da gaske; wadda wannan matsala ce hada-hadar kuɗin kirifto ke fuskanta.","Nestcoin inapata m$1.9 za ufadhili wa kimkakati ili kuimarisha mizani baada ya changamoto mwaka 2022. Habari: Nestcoin imehakikishiwa milioni $1.9 kwenye ufadhili wa kimkakati ili kuimarisha mizani yake na kukuza zaidi bidhaa zake mpya, and further the growth of its new product, kwa mpangilio. Ufadhili huo uliongozwa na Hashed Emergent, naa ushirikiano kutoka kwa wawekezaji wengine. Shirika hilo, ambalo lilingiza mimioni $6.45 mwaka 2022, lilipoteza sehemu yake muhimu kwenye ajali ya FTX mwezi Novemba 2022. FTX hai. Milioni $1.9 za Nestcoin kwenye ufadhili wa kimkakati unakuja baada ya utangulizi wake ufadhili wa milioni $6.45 fmwezi Februari 2022. Ufadhili huo, ambao ni mojawapo ya awamu kubwa za utangulizi mkubwa barani, kwa bahati mbaya ulipotea kwenye ajali ya FTX mwezi Novemba 2022. Yele Bademosi, mwanzilishi mwenza na CEO wa Nestcoin alisema kwenye taarifa yake kwamba kampuni hiyo ilikuwa na sehemu kubwa ya uwekezaji wake kama stablecoin kwa hivi sasa ni imebadilishwa na Crypto, FTX. Hata hivyo, Nestcoin tangu wakati huo imerudi nyuma kwa kujishughulisha na na bidhaa moja"" Onboard. Shabaha hiyo kwa mpangilio ni utegemezi kutoka kwenye dhamira ya awali ya Nestcoin, ni utotozi; ni kampuni yenye bidhaa nyingi za crypto ambazo pia zimewezwa kwenye crypto nyingine/ kampuni za Web3. Jinsi Nestcoin ilivyonusurika kwa ajali ya FTX na kuelekeza kwenye Onboard. Onboard sio pochi tegemezi ya Crypto kwa faida ya kipochi tegemezi. Ufadhili mpya wa Nestcoin utakuwa unatumika kukuza jukwaa lake zaidi na kuimarisha mizani yake. Awamu ya ufadhi huo iliongozwa na Hashed Emergent, kwa ushirikiano kutoka kwa wawekezaji wengine kama vile Adaverse, Base Ecosystem Fund, Alter Global, CMT Digital, Magic Fund, and 4DX Ventures. Uwekezaji huu wa kimkakati unakuja baada ya Crypto/mashirika ya Web3 yanayumbayumba kuutokana na majira ya joto ya Crypto ambapo imeonekana kampuni nyingi za Crypto kufunga. Walakini, Nestcoin iliiambia Techpoint Africa imeweza kujiondoa ufadhili huu licha ya hali ya hewa ya Web3/crypto. "" Tuna timu imara yenye historia ya mafanikio kwenye Web3 na fintech. ""Kipindi cha nyakati mgumu zaidi, tulionyesha kwamba sisi ni wastahamilivu na kujitolea bila kuchoka kwa ajili ya dhamira yetu. Dhamira ya Onboard ni kutoa upatikanaji kwa wote huduma za kifedha za kiwango bora. ""Sisi taasisi tunaamini kwamba upatikanaji wa huduma bora za kifedha lazima upatikane kwa wote, bila kujali eneo la kijiografia alipo mtu"" alisema Bademosi. Onboard inakabiliana na wakubwa wasio na kizuizi kama vile MetaMask, Phantom, and Trust Wallet. Faida yake ya ushindani inarahisisha kwa wenye mapochi kutunza kwa usalama mapochi yao. Wakati upenzi wa Trust Wallet unahitaji mwenye kipochi kuweka kirai mbbegu cha maneno 12 kama funguo za mapochi yao, Onboard inarahisisha hilo kupatikana kwa mapochi yasiyo tegemezi kwa kutumia jina la mtumiaji rahisi na nywila. Pia inarahisisha kwenye miinuko na tambarale kwenye pochi lisilo tegemezi, inaondoa matakwa ya kuhamisha fedha kutoka mapochi yasioyo tegemezi kwenda kwenye mabadiliko ya Crypto ili kubadilisha kutoka crypto kwenda Fiat au kinyume chake. Kadi pepe za Crypto. Kimsingi, Onboard inataka kurahisisha matumizi ya crypto kwa wasiojua, na hatua yake ijayo inafaa katika misheni hii. Kampuni hiyo ilisema inapanga kutambulisha ""Kadi pepe za Onboard, ni huduma ambayo itawaruhusu watumiaji wa Onboard kutumia crypto zao kwa urahisi kama vile fedha taslimu, kufanya kote kupitia mtandaoni na malipo ya dukani kuwezekana kwa zaidi ya nchi 160"" Onboard sasa hivi ina zaidi ya watumiaji 10,000, akwa mujibu wa Nestcoin, lakini kwa muendelezo wa majira ya joto ya crypto, Onboard inahitaji watumiaji kuitazama crypto mbali ya uvumi; ni mtanziko unaoikabili mfumo wa ikolojia wa crypto yote.","Nestcoin gba $1.9m tí ó jẹ́ owó tí ó ní èrò láti fún ìwé ìdúró ṣinṣin rẹ̀ ní agbára lẹ́yìn 2022 Ìròyìn náà: Nestcoin ti gba $1.9 million nínú gbígba owó tí ó ní èrò láti fún ìwé ìdúró sinsin ní agbára láti tẹ̀síwájú nínú mímú ọjà rẹ̀ tuntun dàgbà, tí ó tẹ̀lé ìlànà. Ètò gbígba owó náà jọ jẹ́ èyí tí Hashed Emergent darí rẹ̀, pẹ̀lú Ìkópa láti ọ̀dọ̀ àwọn abánidókòwò. Ilé-iṣẹ́ tí a ṣẹ̀ṣẹ̀ bẹ̀rẹ̀, tí ó ṣe kó owó $6.45 mílíọ̀nù jọ ní odún 2022, pàdánù lára ìlàmìlaaka rẹ̀ fún ìwólulẹ̀ FX ní oṣù kọkànlá, ọdún 2022. Yíyórunbọ̀ FTX Owó tó ní èrò tí ó gún tí ó jẹ́ $1.9 mílíọ̀nù tí Nestcoin wáyé lẹ́yìn ti $6.45 mílíọ̀nù owó tí a máa ń gbà ṣáájú kí a tó bẹ̀rẹ̀ ilé-iṣẹ́ ní oṣù kejì, ọdún 2022. Owó náà, tí ó jẹ́ ọ̀kan lára owó tí ó pọ̀jù nínú owó tí ó jẹ́ àgbájọ kí ilé-iṣẹ́ tuntun tó bẹ̀rẹ̀ iṣẹ́ ní orílẹ̀-èdè jẹ́ èyí tí pẹ̀lú ìkáǹńú pé jẹ́ èyí tí a pàdánù nínú ìwólulẹ̀ FTX ní oṣù kọkànlá ọdún 2022. Yele Bademosi, ẹni tí ó jẹ́ ọ̀kan lára olùdásílẹ̀ àti aláṣẹ Nestcoin sọ nínú ọ̀rọ̀ rẹ̀ pé ilé-iṣẹ́ náà di ipò tí ó làmìlaaka titi ìbánidókòwò gẹ́gẹ́ bí i ohun tí ó dúró ṣinṣin nínú ètò ìyípadà crypto tí kò ṣiṣẹ́ mọ́. Síbẹ̀síbẹ̀, Nestcoin ti padà sórí ẹsẹ̀ rẹ̀ nípa fífi ojú sọ ọjà kan - Onboard. Ìfojúsùn lórí ètò Onboard jẹ́ ohun tí ó jẹ yọ láti èrò Nestcoin tẹ́lẹ̀ tẹ́lẹ̀, ẹ̀rọ tí ń mú nǹkan dàgbà tí yóò sì jẹ́ kí ìṣe séèlì rẹ̀ dúró déédé; ilé-iṣẹ́ tí ó ní àwọn ohun èlò Crypto tó pọ̀ tí ò sì ń dókòwò nínú àwọn ilé iṣẹ́ Crypto tàbí Web3 mìíràn. Ní báyìí Nestcoin ti yọ́runbọ̀ ìwólulẹ̀ FTX, tí a rí láti ara Onboard Onboard jẹ́ ohun tí kò níṣe pẹ̀lú ríránni lọ sẹ́wọ̀n àpamọ́wọ́ Crypto pẹ̀lú ànfààní ti àpamọ́wọ́ tí ó níṣe pẹ̀lú ìpèsè ètò amáyédẹrùn. Ìnáwó Nestcoin tuntun ni a ó lò láti fi tẹ̀síwájú nínú ìdàgbàsókè ìkànnì àti ríró ìwé ìdúró ṣinṣin lágbára. Gbígba owó láti ṣe iṣẹ́ jẹ́ èyí tí Hashed Emergent darí pẹ̀lú Ìkópa àwọn abánidókòwò bí i Adaverse, Base Ecosystem Fund, Alter Global, CMT Digital, Magic Fund, àti 40X Ventures. Bí ìbánidókòwò tó létò ṣe ń bọ̀ nígbà tí ilé-iṣẹ́ tí a ṣẹ̀ṣẹ̀ bèrè tí ó jẹ́ Crypto tàbí Web3 jábọ́ láti ara òtútù Crypto tí ó lé kenkà tí ó rí i wí pé òhun lé ọ̀pọ̀ ilé-iṣẹ́ Crypto tilé iṣẹ́ pa. Síbẹ̀síbẹ̀, Nestcoin sọ fún Techpoint Africa òhun ti ríbi yọ owó náà pẹ̀lú bí ojú ọjọ́ Web3 tàbí Crypto ṣe rí. ""A ní ẹgbẹ́ tí ó dúró ṣinṣin pẹ̀lú ìtàn àṣeyọrí nínú Web3 àti Fintech. ""Ní àkókò ọ̀pọ̀ ìgbà tí nǹkan le, a fihàn wí pé gbọn-in gbọn-in bí òkè la dúró ṣinṣin sí ṣíṣe èrò wa"". Èrò rẹ̀ fún Onboard ni láti pèsè ìwọlé fún gbogbogbò sí ètò ìsúná tí ó dángájía jùlọ. A ní ìgbàgbọ́ tí ó rinlẹ̀ pé ààyè sí ètò ìsúná tí ó dángáj��a yẹ kí ó jẹ ohun tí yóò wà káàkiri àgbáńlá -ayé, láì wo agbègbè ibi tí ènìyàn wá à, ""Bademosi sọ̀rọ̀. Onboard ní ohun tí kò níṣe pẹ̀lú ríranní lọ séwọ̀n òmìrán bí i MetaMask, Phantom, àti Trust Wallet. Ànfààní ìfigagbága nínú rẹ̀ mú un rọrùn fún àwọn oní àpamọ́wọ́ láti láti tọ́jú àpamọ́wọ́ wọn sí ibi tí ó ní ààbò. Nígbà tí àwọn Trust Wallet bá ń béèrè fún àwọn oní àpamọ́wọ́ láti tọ́jú ọ̀rọ̀ méjìlá irúgbìn àpólà gẹ́gẹ́ bí kọ́kọ́rọ́ sí àpamọ́wọ́ wọn, Onboard mú u rọrùn láti ráàyè wọ àpamọ́wọ́ tí kò ní ránni lọ sẹ́wọ̀n pẹ̀lú orúkọ tí ènìyàn ń lò tí kò le àti ọ̀rọ̀ tí a fi ń wọlé. Ó tún rọrùn ní ibi tí ènìyàn tún padà ṣẹ́nu iṣẹ́ lẹ́yìn ìsinmi àti ọ̀nà láti gba ìsinmi láì da ìrìn àjò rú lórí àìní ránni lọ sẹ́wọ̀n àpamọ́wọ́, èyí tí ó yọ èrèdí láti fi owó láti inú àpamọ́wọ́ àìní ránni lọ sẹ́wọ̀n sí ti ìyípadà Crypto láti yí i padà láti Crypto sí Fiat àbí ní ìdàkejì. Káàdì orí ẹ̀rọ ayélujára ti Crypto Ní pàtàkì jù lọ, Onboard fẹ ṣe ìlò Crypto di ohun ìrọ̀rùn fún àwọn ọ̀gbẹ̀rì, ìrántí rẹ̀ tó ń bọ̀ ṣe kòńgẹ́ èrò yìí. Ilé-iṣẹ́ náà sọ pé òhun ṣe ètò láti ṣe ìfilọ́lẹ̀ ""Káàdì Onboard lórí ẹ̀rọ ayélujára, ètò tí ó máa ń mú àwọn tí ó jẹ ẹni tí ń lo títẹ̀lé ìlànà láti lè ná owó Crypto wọn ní ìrọ̀rùn bí owó tí ó wà lọ́wọ́ ẹni, èyí tí yóò mú sísanwó lórí ẹ̀rọ ayélujára àti ilé ìtajà ṣe é ṣe láàárín àwọn orílẹ̀-èdè tí ó ju ọgọ́jọ lọ. Ní báyìí Onboard ní àwọn tí ó ń lò ó tí wọ́n ju ẹgbẹ̀rún mẹ́wàá lọ, gẹ́gẹ́ bí ohun tí Nestcoin sọ, ṣùgbọ́n nípa òtútù Crypto tó ń lọ lọ́wọ́, Onboard nílò àwọn tí ń lò Crypto láti rí i ju ohun tí a bá sọ lọ: ìṣòro tí ó ń kojú gbogbo ètò Crypto.","I-Nestcoin ithola umxhaso wezimali ophathelene oyizigidi ezingu-$1.9 wokulungisa i-balance sheet yayo ngemuva kuka-2022 obulukhuni Izindaba: I-Nestcoin ithole umxhaso wemali eyizigidi eziyi-$1.9 ukuze ilungise i-balance sheet yayo futhi iqhubekisele phambili nokukhula ngokuphathelene nomkhiqizo wayo omusha, i-Onboard. Umjikelezo wokuxhasa ngezimali wawuholwa yi-Hashed Emergent, ngeqhaza labanye abatshalizimali. Le nkampani eqalisayo, iqongelele izigidi ezingu-$6.45 ngo-2022, yalahlekelwa yingxenye yayo enkulu yengozi ye-FTX ngoLwezi ka-2022. Ukusimama ngemva kwe-FTX Umxhaso wezezimali we-Nestcoin oyizigidi ezingu-$1.9 uza ngemva komxhaso wayo waphambilini wokutshalwa kwemali eyimbewu oluyizigidi ezingu-$6.45 ngoFebhruwari ka-2022. Lolu xhaso, olwalungomunye wemizuliswano emikhulu kakhulu yangaphambi kwembewu kuleli zwekazi, ngeshwa lwalahlekelwa ukuphahlazeka kwe-FTX ngoLwezi ka-2022. UYele Bademosi, umsunguli kanye ne-CEO ye-Nestcoin ukhiphe isitatimende sokuthi inkampani ibambe ingxenye ebalulekile yokutshala kwayo izimali njenge-stablecoin ekushintshweni kwe-crypto okungasebenzi manje, kwe-FTX. Nokho, i-Nestcoin seyibuyele esimweni sayo esijwayelekile ngenxa yokugxila kumkhiqizo owodwa — i-Onboard. Ukugxila ku-Onboard kuyinguquko evela kumgomo wokuqala we-Nestcoin, i-incubator; inkampani enemikhiqizo eminingana ye-crypto ephinde yatshala imali kwezinye izinkampani ze-crypto/Web3. Okwenza i-Nestcoin isimame ekuphahlazekeni kwe-FTX ukuthi yaguquka yaba-Onboard I-Onboard iyisikhwama semali se-crypto esingavikelekile esinemihlomulo sesikhwama se-crypto. Umxhaso wezimali omusha we-Nestcoin uzosetshenziselwa ukuqhubekisela phambili ukukhula kwepulatifomu nokuqinisa i-balance sheet yayo. Umjikelezo womxhaso wezimali wawuholwa yi-Hashhed Emergent, ngeqhaza elivela kwabanye abatshalizimali abanjenge-Adaverse, i-Base Ecosystem Fund, i-Alter Global, i-CMT Digital, i-Magic Fund, ne-4DX Ventures. Lokhu kutshalwa kwemali kuza lapho izinkampani zokuqalisa ze-crypto/Web3 zikhungathekile ngenxa yesikhathi esinzima ngokuphathelene ne-crypto obuye babangela ukuthi kuvalwe ezinye izinkampani eziningi ze-crypto. Noma kunjalo i-Nestcoin itshele i-Techpoint Africa ukuthi ikwazile ukuthola lo mxhaso wezezimali naphezu kwesimo se-Web3/se-crypto. "" Sinethimba elinamandla elinomlando wokuphumelela ku-Web3 naku-fintech. Phakathi nezikhathi ezinzima kakhulu, sabonisa ukuthi siyaqinisela futhi sizibophezele ngokungaguquguquki emsebenzini wethu."" Inhloso yayo ngokuphathelene ne-Onboard ukunikeza ukwazi ukufinyelela ezinsizeni zezezimali asezingeni lomhlaba. ""Sikholelwa kakhulu ukuthi ukufinyelela ezinsizeni zezezimali aseziqophelweni eliphezulu kufanele kutholakale yonke indawo, akunandaba ukuthi umuntu ukuphi nendawo kusho uBademosi. I-Onboard itncintisana nezinkampani ezinkulu ezifana ne-MetaMask, i-Phantom, ne-Trust Wallet. Ukwazi kwayo ukuncintisana kwenza kube lula kubanikazi bezikhwama zezimali ukugcina izikhwama zabo zemali ziphephile. Nanoma izinkampani ezifana ne-Trust Wallet zidinga abanikazi besikhwama semali ukuthi bagcine ibinzana lembewu yamagama ayi-12 njengokhiye wesikhwama sabo semali, i-Onboard yenza kube lula ukuthola izikhwama zemali ezingekho ngaphansi kwesikhwama semali ngegama lomsebenzisi nephasiwedi elula. Iphinde yenze kube lula i-on-ramp kanye ne-offramp yesikhwama sayo esingekho ngaphansi kwesivikelo, iqede isidingo sokuthutha izimali zisuke ezikhwameni ezingekho ngaphansi kwesivikelo ziye ekushintshweni kwe-crypto ukuze iguqulwe isuke ku-crypto iye ku-fiat noma isuke ku-fiat iye ku-crypto. Amakhadi e-Crypto a-virtual Okubalulekile ukuthi, i-Onboard ifuna ukwenza kube lula ukusetshenziswa kwe-crypto kulabo abangaqalisiwe, futhi igxathu lelikuzuzayo elilandelayo lingena kulolu hlelo. Le nkampani ithe ihlela ukwethula ""i-Onboard Virtual Cards"", insiza ezovumela abasebenzisi be-Onboard ukuba basebenzise i-crypto yabo kalula njengemali, okwenza kokubili ukukhokha ku-inthanethi kanye nasesitolo kwenzeke emazweni angaphezu kwe-160."" I-Onboard njengamanje inabasebenzisi abangaphezu kwezi-10,000, ngokusho kwe-Nestcoin, kodwa ngesikhathi esinzima se-crypto esiqhubekayo, i-Onboard idinga abasebenzisi ukuba babone i-crypto ngaphandle kokuqagela; inkinga ebhekene nayo yonke i-crypto ecosystem."
+"አፍሪካ እ.ኤ.አ. በ2021 58.4 ቢሊዮን ዶላር እርዳታ አግኝታለች፣ ነገር ግን የኮንቬክሲቲ ቻትስ እነዚህ ገንዘቦች ወዴት እንደሚሄዱ መከታተል ይፈልጋል። እ.ኤ.አ. በ 2010 እና 2021 መካከል አፍሪካ 607.7 ቢሊዮን ዶላር እርዳታ ያገኘች ሲሆን ከፍተኛው (58.4 ቢሊዮን ዶላር) በ2021 ተገኝቷል። ከአለም አቀፍ ርዳታ አፍሪካ የአንበሳውን ድርሻ የምትይዝ ሲሆን 30 በመቶው ወደ አህጉሩ በየዓመቱ ይደርሳል። ይህ ጽሁፍ ከ1960 ጀምሮ ለአህጉሪቱ የሚሰጠው እርዳታ 1.2 ትሪሊዮን ዶላር መድረሱን ይገምታል። ይሁን እንጂ በአህጉሪቱ በሚኖሩ አፍሪካውያን የኑሮ ደረጃ ላይ ተመጣጣኝ ለውጥ አልታየም። አንዳንዶች ዕርዳታ አፍሪካን እየጎዳ ነው ይላሉ። በአፍሪካ በርካታ የዕርዳታ መጠቀሚያ ሁኔታዎችን ከግምት ውስጥ በማስገባት ለአህጉሪቱ የሚሰጠው ዕርዳታ በአግባቡ አልተያዘም ቢባል ጥሩ ይሆናል። በኡጋንዳ ያለው የዕርዳታ ዘረፋ ቅሌት እና ከአፍሪካ የወጣው ህገወጥ የ800 ቢሊዮን ዶላር ወጪ ሁለት ምሳሌዎች ብቻ ናቸው። ለዚህም ነው አደደጅ ኦውንቢ (Adedeji Owonibi)፣ ዋና የክወና መኮንን እና የብሎክቼይን መፍትሄዎች ኩባንያ ምክትል መስራች፣ ኮንቬክሲቲ እና የሱ ቡድን ማን ምን፣ መቼ እና የት እንደሚያገኝ ለመከታተል እንዲችል ሲል ነው ቻትስ - ኮንቬክሲቲ(Convexity) የሰው እርዳታ ማስተላለፍ መፍትሔን - ያዳበሩት። ለዓለም አቀፍ መንግስታዊ ያልሆኑ ድርጅቶች በፊስካል ፎረንሲክስ ላይ ካማከሩ በኋላ ኦዎኒቢ የእርዳታ ስርጭትን በተመለከተ ብዙ የማጭበርበር ድርጊቶች እንዳሉ ተገነዘበ። የቻትስ ሃሳብ በአእምሮው የተቀበረበት በዚህ ጊዜ ነበር። ቻት ከለጋሽ ወደ መንግሥታዊ ያልሆኑ ድርጅቶች፣ የመስክ ወኪሎች እና እስከ ተጠቃሚዎቹ ድረስ ያለውን የእርዳታ አቅርቦት በመከታተል የዕርዳታ አከፋፈልን ጉዳይ የሚፈታ መፍትሔ ነው። የኮንቬክሲቲ ዋና የቴክኖሎጂ ኦፊሰር የሆነው ቻርለስ ኦካምፎርባህ ሲናገር "" ቻትስ(CHATS) ሁሉም ሰው ለጋሹ ተጠያቂ እንዲሆን ይረዳል, እሱም ገንዘባቸው እንዴት ጥቅም ላይ እንደሚውል ለማየት እድል ያገኛል""ብሏል። ቻትስ እንዴት ነው የሚሰራው? ቻት አራት ጎኖች ያሉት የመድረክ ስብስብ ነው - አንድ እያንዳንዳቸው መንግስታዊ ያልሆኑ ድርጅቶች፣ ለጋሾች፣ አቅራቢዎች እና ተጠቃሚዎች። ከቴክ ፖይንት አፍሪካ ጋር ባደረገው ጥሪ ኦካፎርባህ ከመንግሥታዊ ያልሆኑ ድርጅቶች ጀምሮ እያንዳንዱ መድረክ እንዴት እንደሚሰራ አብራርቷል። መንግስታዊ ያልሆኑ ድርጅቶች መድረክ መንግስታዊ ያልሆኑ ድርጅቶች ዘመቻዎችን መፍጠር እና ተጠቃሚዎች እንዴት የዘመቻዎቹን ጥቅሞች በቅጽበት እያገኙ እንደሆነ በቻትስ (CHATS) ማየት ይችላሉ። አንድ ጊዜ መድረኩ ላይ የቅስቀሳ ዘ��ቻ ከተፈጠረ በኋላ፣ መንግሥታዊ ያልሆነ ድርጅት ቅጽ የመፍጠር አማራጭ አለው። ከዚያም የመስክ ወኪሎች ቅጹን በታለመላቸው ተጠቃሚዎች ዝርዝሮች ይሞላሉ። ዝርዝሮቹ በመንግስት እውቅና ያለው የመለያ ዘዴ እና የባዮሜትሪክ መረጃን ያካትታሉ። የመስክ ወኪሎች እውነተኛ ሰዎችን እየመዘገቡ መሆናቸውን ለማረጋገጥ ኦካፎርባህ አክለው እንደተናገሩት ስርዓቱ የማሽን መማሪያ ሶፍትዌር የተገጠመለት ሲሆን ይህም የተነሱት ፎቶዎች ህይወት ያላቸው ሰዎች እንጂ ምስሎች አይደሉም። መንግሥታዊ ያልሆነው ድርጅት የተጠቃሚውን ዝርዝር መረጃ ካገኘ በኋላ፣ ከመንግሥታዊ ያልሆኑ ድርጅቶች ዳሽቦርድ የሚወጣውን ገንዘብ፣ ማስታገሻ ወይም ሌላ ማንኛውንም ዓይነት እርዳታ መቆጣጠር ይችላል። ዳሽቦርዱ ለጋሾች እና መንግስታዊ ያልሆኑ ድርጅቶች እያንዳንዱ ተጠቃሚ የሚያገኘውን የእርዳታ መጠን በመረጃቸው መሰረት እንዲያበጁ ያስችላቸዋል። ለምሳሌ፣ መንግስታዊ ያልሆነ ድርጅት ነጠላ ተጠቃሚዎችን እና ቤተሰብ ላሉት የተለየ መጠን ለመክፈል ስርዓቱን ማበጀት ይችላል። ተግባር ላይ የተመሰረተ እርዳታም አለ ይህም ማለት መንግሥታዊ ያልሆኑ ድርጅቶች አንድን ተግባር ከጨረሱ በኋላ ሰዎችን በእርዳታ ሊደግፉ ይችላሉ። አከፋፋዩ የሚመለከትበት ጎን ኦካፎርባህ አከፋፋዮቹን ዕርዳታ ለተጠቃሚዎች ለመስጠት በመንግስታዊ ባልሆነው ድርጅት የተዋዋሉ ወይም የተቀጠሩ መሆናቸውን ገልጿል። የተፈጠረላቸው መድረክ ""ክፍያን ተከታትለው የሚከፍሉበት"" መንገድ ነው ብለዋል። ሻጮቹ የራሳቸው መድረክ ቢኖራቸውም፣ የእያንዳንዱን ተጠቃሚ ጥያቄ ለማረጋገጥ ትክክለኛ መሣሪያዎችን ማዘጋጀታቸው አስፈላጊ ነው። በኦካፎርባህ፣ ቻትስ መንግስታዊ ያልሆኑ ድርጅቶች ዕርዳታ ለመስጠት የNFC ካርድን እንዲጠቀሙ አማራጭ ይሰጣቸዋል። ነገር ግን፣ መንግሥታዊ ያልሆኑ ድርጅቶች ሻጮች ለኤንኤፍሲ ዝግጁ የሆኑ መሣሪያዎች መኖራቸውን ማረጋገጥ አለባቸው። አንድ መንግሥታዊ ያልሆነ ድርጅት በQR ኮድ አማራጭ ተጠቃሚዎች የይገባኛል ጥያቄያቸውን እንዲያስመልሱ ሊመርጥ ይችላል። ይህ አማራጭ ተጠቃሚው በሻጮቹ የሚቃኝ የQR ኮድ እንዲያመነጭ ይፈልጋል። ""ለተጠቃሚው ይህንን የQR ኮድ መንግስታዊ ባልሆኑ ድርጅቶች ተሰጥቷቸዋል፣ ስለዚህ በቀላሉ ማተም ይችላሉ። እያንዳንዱ የQR ኮድ ለተጠቃሚው ልዩ ነው። ሲቃኙ የተረጂዎችን ስም እና የተመደበላቸውን መጠን ማየት ይችላሉ።"" የኤስኤምኤስ ማስመሰያ አማራጭም አለ። በዚህ አማራጭ፣ መንግሥታዊ ያልሆነ ድርጅት ለተጠቃሚው በኤስኤምኤስ መልእክት ይልካል፣ ለሻጩ ያቀርባሉ። የተጠቀሚው መድረክ ለዘመቻ ተጠቃሚዎችን መመዝገብ የሚካሄደው በመስክ ወኪሎች ቢሆንም፣ ተጠቃሚዎች እራሳቸውን መመዝገብ ይችላሉ። ነገር ግን፣ ከተመዘገቡ በኋላ አሁንም በመያዶች መረጋገጥ አለባቸው። ""ይህ በመሠረቱ የቴክኖሎጂ ዝንባሌ ላላቸው ነው. ተጠቃሚው ለዘመቻ እራሱን መሣፈር ይችላል፣ እና ይህ የሚያደርገው ተሳፋሪው የመሳፈሪያ ጊዜን ይቀንሳል። ኦካፎርባህ አክለው እንደተናገሩት ተጠቃሚው መተግበሪያ በመተግበሪያው ላይ የገንዘብ እርዳታ እንዲቀበሉ እና ወደ የባንክ ሂሳባቸው ወይም የሞባይል ገንዘብ ቦርሳ እንዲያወጡ የሚያስችል የሞባይል ቦርሳ ሆኖ ያገለግላል። የብሎክቼይን የነገሮች ጎን Blockchain በቻት ላይ የእርዳታ እና የመረጃ እንቅስቃሴን ለመከታተል ይጠቅማል። መድረኩ በክሪፕቶ ምንዛሬ ልገሳዎችን እንኳን ይቀበላል። ነገር ግን፣ ከቻትስ በስተጀርባ ያለው ቡድን የሚሰራውን ቴክኖሎጂ ከማጉላት ይልቅ የመድረክን ቀላልነትና ጠቃሚነት የበለጠ ያሳስበዋል። መንግሥታዊ ያልሆኑ ድር���ቶች ለጋሾች የሚያደርጉትን መዋጮ ለመከታተል የሚረዳ መድረክ ያገኛሉ። ሆኖም፣ እስከ እ.ኤ.አ 2023 መጨረሻ ድረስ አይገኝም። Okaformbah መንግስታዊ ያልሆነ ድርጅት ዘመቻውን በሚያካሂድበት መንገድ ካልተደሰቱ ገንዘባቸውን የማውጣት አማራጭ እንደሚኖራቸው አስረድተዋል። Convexity አስቀድሞ ከዩኒሴፍ ቬንቸር ፈንድ ለቻትስ (CHATS) የቅድመ-ዘር ኢንቨስትመንት አግኝቷል። የኮንቬክሲቲ ኢንቨስትመንት እና የንግድ ልማት አጋር የሆኑት ኡዮዮ ኦጌዴግበ በቻትስ ላይ ብዙ የኢንቨስትመንት ፍላጎት እንደነበረ እና ለመድረኩ የዘር ኢንቨስትመንት ዙር አስቀድሞ በመካሄድ ላይ መሆኑን አክለዋል። መድረኩ ለናይጄሪያ ሁለንተናዊ መሰረታዊ ገቢ (ዩቢአይ) ለማስተናገድ መዘጋጀቱን ገልፀው ናይጄሪያ እና ሌሎች በርካታ ሀገራት በቅርቡ ሊተገበሩ ይችላሉ ብሎ ያምናል ብለው ያምናሉ። ነገር ግን፣ ለቻትስ (CHATS) በናይጄሪያ በእርዳታ ዙሪያ ያለውን ትረካ በመቀየር እና የሚያስፈልጋቸው ማግኘታቸውን ማረጋገጡን ጊዜ ብቻ ነው የሚያውቀው።","Africa received $58.4bn aid in 2021, but Convexity's CHATS wants to track where these monies are going Between 2010 and 2021, Africa received $607.7 billion in aid, with the highest ($58.4 billion) coming in 2021. Africa also gets the lion's share of global aid, with 30% coming to the continent annually. This article estimates that aid to the continent since 1960 has reached $1.2 trillion. However, there hasn't been a corresponding change in the living standards of Africans living on the continent; some even say aid is hurting Africa. Given the many instances of misappropriation of aid in Africa, it would be safe to say a significant portion of aid to the continent has been mismanaged. The aid embezzlement scandal in Uganda and the illegal $800 billion outflows from Africa are only two examples. This is why Adedeji Owonibi, COO and Co-founder of blockchain solutions company, Convexity, and his team, have developed CHATS — Convexity's humanitarian aid transfer solution — to track who gets what, when, and where. After consulting for international NGOs on fiscal forensics, Owonibi realised there were a lot of fraudulent activities going on when it came to aid distribution; this was when the idea for CHATS was buried in his mind. CHATS is a solution that addresses the issue of aid disbursement by tracking aid delivery from the donor to the NGO, field agents, and all the way down to the beneficiaries. Convexity CTO, Charles Okaformbah, said, ""CHATS will help everybody be accountable to the donor, who will get a chance to see how their money is being used."" How does CHATS work? CHATS is a suite of platforms with four sides — one each for the NGOs, donors, vendors, and beneficiaries. On a call with Techpoint Africa, Okaformbah explained how each platform worked, starting with the NGOs. NGO platform With CHATS, NGOs can create campaigns and see how beneficiaries are reaping the benefits of the campaigns in real time. Once a campaign is created on the platform, an NGO has the option to create a form. Field agents then populate the form with the details of targeted beneficiaries. The details include a government-recognised means of identification and biometric information. To make sure field agents are recording real people, Okaformbah added that the system is equipped with machine learning software that makes sure the photos taken are of living humans and not pictures. Once the NGO has the beneficiary's details, it can control the disbursement of money, palliatives, or any other form of aid from the NGO dashboard. The dashboard also allows donors and NGOs to customise the amount of aid each beneficiary gets based on their information. For example, the NGO can customise the system to pay out a different amount to single beneficiaries and those with families. There's also task-based aid which means the NGO could support people with aid after they've completed a task. The vendor's side of things Okaformbah described the vendors as those contracted or hired by an NGO to disburse aid to beneficiaries. He said the platform created for them is a way for them to ""track and disburse payment."" While the vendors have their platform, it is important that they are equipped with the right tools to confirm each beneficiary's claim. Per Okaformbah, CHATS gives NGOs an option to use an NFC card to disburse aid. However, NGOs must ensure vendors have NFC-ready devices. An NGO could also choose to let beneficiaries redeem their claims via the QR code option. This option requires the beneficiary to generate a QR code that will be scanned by the vendors. ""The beneficiary is given this QR code by the NGO, so they can just print it out. Each QR code is unique to the beneficiary. When scanned, you can see the names of the beneficiary and the amount allotted to them."" There's also the SMS token option. With this option, the NGO sends a token to the beneficiary via SMS, which they present to the vendor. The beneficiary's platform While registering beneficiaries for a campaign is done by field agents, beneficiaries can also register themselves. However, they will still need to be verified by an NGO after they have registered. ""This is basically for those who are tech-inclined. The beneficiary can onboard themselves for a campaign, and what this does is reduce the beneficiary onboarding time."" Okaformbah added that the beneficiary app also serves as a mobile wallet allowing them to receive monetary aid on the app and withdraw to their bank accounts or mobile money wallets. The blockchain side of things Blockchain is used to track the movement of aid and information on CHATS. The platform even accepts donations in cryptocurrencies. However, the team behind CHATS is more concerned with the simplicity and usefulness of the platform rather than highlighting the technology that makes it work. The NGOs' donors will also be getting a platform that will help them monitor their donations. However, it won't be available until the end of 2023. Okaformbah explained that they'll also have the option to withdraw their funds if they are dissatisfied with how the NGO is running the campaign. Convexity has already received pre-seed investment for CHATS from the UNICEF Venture Fund. Uyoyo Ogedegbe, Convexity's Investment and Business Development Partner, added that there has been a lot of investment interest in CHATS and a seed investment round for the platform is already underway. He said the platform is also being positioned to handle universal basic income (UBI) for Nigeria, an income system he believes Nigeria and many other countries could be adopting soon. However, only time will tell if CHATS can change the narrative around aid in Nigeria and make sure that those who need it get it.","Nahiyar Afirka ta sami Dala biliyan 58.4 na tallafi a shekarar 2021, amma kamfanin Convexity CHATS yana sonbibiyar ina waɗannan kuɗaɗen suke tafiya. Tsakanin shekara 2010 da 2021, nahiyar Afirka ta samu tallafin Dala biliyan 607.7, wanda mafi yawan kuɗin (Dala biliyan 58.4 ) sun zo ne a shekarar 2021. Sannan kuma Afirka ta samu babban kaso na tallafin duniya, inda kusan kaso 30% na tallafi yake zuwa duk shekara. Wannan muƙala na ƙiyasta cewa taimakon da ka kai nahiyar tin shekarar 1960 ya kai tiriliyan 1.2. Sai dai, babu wani canjin rayuwar 'yan Afiria da suke nahiyar da aka samu, inda wasu har suna ganin cewa taimako cutar nahiyar Afrika yake yi. Duba ga misalan karkatar da tallafi a Afirka, za a iya cewa an karkatar da banban kaso na tallafin da yake zuwa Afirika. Abin kunyar da ya faru a Uganda na almubazzaranci wajen karkatar da tallafi da kuma fitar da Dala 800 daga Afirka ba bisa ƙa'ida ba wasu misalai ne guda biyu kawai. Wannan shi ne dalilin da ya sa Adedeji Owonibi, Babban jami'in Kula da Aiki kuma guda cikin waɗanda suka samar da kamfanin adana bayanan, wato Convexity, tare da tim nasa, sun samar da wata manhaja ta CHATS wadda ke ba da damar tura tallafi da kuma bibiyar hannun wa ya shiga kuma nawa, a wane lokaci a kuma ina. Bayan tintiɓar ƙungiyoyi masu zaman kansu na duniya a kan cikakken binciken kuɗin da Owonibi ya tura, inda aka samu al'mundahana da yawa da ke faruwa yayin rabon tallafi; wanda hakan ne ya haifar da ƙirƙirar manhajar CHATS da ta shiga zuciyarsa. Manhajar CHATS ita ce mafitar da take kawar da matsalolin raba tallafi ta hanyar bibiyar kai tallafi daga mai ba da tallafin zuwa ƙungiyoyi masu zaman kansu da masu rarrabawa har zuwa wajen masu cin gajiya. Babban Jami'in Kula da Ayyukan fasaha na kamfanin Convexity, Charles Okaformbah ya ce, ""manhajar CHATS za ta taimaka wa kowane mutum wajen ba da bayanan abin da ya faru ga mai ba da tallafi, wanda zai samu damar ganin yadda ake amfani da kuɗin su."" Yaya manhajar CHATS ke aiki? Manhajar CHATS wani nau'i ne na kafa mai ɓangarori guda huɗu --- guda ɗaya na ƙungiyoyi masu zaman kansu , guda na masu ba da tallafi, guda masu rabo, da kuma guda na masu cin gajiya. A wata tattaunawa ta waya da kamfanin Techpoint Africa, Okaformbah ya yi bayanin yadda kowane kafa ke aiki,inda ya fara bayani da ƙungiyoyin masu zaman kansu . Kafar ƙungiyoyin masu zaman kansu Ta hanyar amfani da CHATS, ƙungiyoyi masu zaman kan su za su iya ƙirƙirar yin ran-gadi, domin ganin yadda masu cin gajiya ke amfana. Da zarar an ƙirƙira a manhajar, ƙungiya mai zaman kanta tana da zaɓin ta samar da fom. Masu aikin rabon sai su cike famafaman da bayanan al'umma da ake so su ci gajiya. Bayanan sun haɗa da shaidar tantancewa da gwamnati ta amince da ita da kuma hoton yatsun mutum. Domin tabbatar da masu rabon tallafin na ɗaukar bayanan ainihin mutanen, Okaformbah ya ƙara da cewa, naurar an saka mata ruhin kwamfuta da yake tabbatar da hotunan da aka ɗauka na mutane ne masu rai ba kawai hotuna ba. Da zarar ƙungiya mai zaman kanta ta samun bayanan mai cin gajiyar, za ta iya kula da rabon kuɗi ko tallafi ko kowane irin tallafi daga shafin intanet na ƙungiyar. Shafin ƙungiyar kuma zai ba wa masu ba da tallafi da ƙungiyoyi damar fitar da yawan tallafin da kowane mai cin gajiyar zai samu bisa bayanansu. Alal misali, ƙungiyoyin masu zaman kansu za su iya tsara yadda suke so su raba adadi daban ga masu cin gajiya da iyalansu. Da akwai kuma tsarin taimakon da aka gina bisa yin aiki wanda ke nufin ƙungiyoyi masu zaman kansu za su taimaka wa mutane da tallafi bayan sun gama gudanar da wani aiki. Ɓangaren abin da ya shafi mai rabon. Okaformbah ya bayyana masu aikin rabon kayan tallafin a matsayin waɗanda ƙungiyoyi masu zaman kansu suka ba su kwangilar aikin rabon tallafin ga masu cin gajiyar. Ya ce an ƙirƙirar musu kafar ce a matsayin wata hanya da za su ''bibiya su kuma raba kuɗi "". A yayin da masu rabo suke da kafarsu, yana da muhimmanci a samar musu da kayan aikin da ya dace domin tabbatar da kowane mai amfana ya samu abin da ya cancanta. Kamar yadda Okaformbah ya ce, Manhajar CHATS tana ba wa ƙungiyoyi masu zaman kansu zaɓin amfani da katin NFC wajen raba tallafi. Har ila yau, ƙungiyoyi masu zaman kansu NGOs dole su tabbatar masu rabo suna da shiryayyun na'urorin NFC. ƙungiya mai zaman kanta NGO za ta iya zaɓar ba wa masu cin gajiyar damar tura bayaninsu ta hanyar amfani da lambobin QR na sirri. Wannan na buƙatar mai cin gajiyar ya samar da lambar QR wacce masu rabon za su riƙa bincikawa. ""ƙungiya mai zaman kanta ce za ta ba wa mai cin gajiyar wannan lambar QR, ta yadda zai iya fitar da ita a takarda. Kowace lambar QR ta keɓanta ne ga wani mai cin gajiyar. Idan aka bincika ta , za a iya ganin sunayen mai cin gajiyar da adadin abin da aka ba su."" Akwai kuma hanyar gajeran saƙo. Ta wannan hanyar, ƙungiya mai zaman kanta kan tura wa mai cin gajiyar alama/sheda ta hanyar gajeren saƙo, wadda za su nuna wa mai rabon. Kafar mai cin gajiya. A yayin da masu aikin tattara bayanai suke wayar da kan masu cin gajiyar, za su iya yi wa kansu rejista. Sai dai, akwai buƙatar ƙungiya mai zaman kanta ta tantance su bayan sun yi rejistar. ""Wannan ya shafi kawai waɗanda suke da wayewar fasaha"". Mai cin gajiya zai iya shigar da kansa cikin gangamin wayar da kai, sannan amfanin hakan shi ne ragewa mai cin gajiyar lokacin shigar."" Okaformbah ya ƙara da cewa, manhajar mai cin gajiyar za ta kuma kasance a matsayin lalitar tafi-da-gidanka, inda za a iya tura musu tallafin kuɗi ta manhajar, sannan su cire kuɗin zuwa asusun bankinsu ko lalitar kuɗin tafi-da-gidanka. Ɓangaren abin da ya shafi adana bayanan hada-hadar Ana amfani da fasahar adana bayanai wajen bibiyar yadda ɗaukar tallafin da bayanansa a manhajar CHATS. Kafar na karɓar tallafi a kuɗin kirifto. Sai dai, masu samar da manhajar CHATS su fi mai da hankali sosai a kan sauƙi da amfanin kafar fiye da fayyace fasahar da aka yi amfani da ita. Su ma masu ba wa ƙungiyoyi masu zaman kansu tallafi za su samu wata kafa da za ta taimaka musu wajen sa-ido a kan tallafin da suka bayar. Sai dai hakan ba zai samu ba har sai ƙarshen shekarar 2023. Okaformbah ya yi bayanin cewa, za su kuma samar da damar cire kuɗinsu idan ba su gamsu da yadda ƙungiyoyin ke tafiyar da gangamin ba. Kamfanin Convexity ya riga ya karɓi matakin farko na zuba jari domin samar da manhajar CHATS daga asusun Hukumar UNICEF. Uyoyo Ogedegbe, mai ƙulla alaƙar zuba jari da ci gaban harkar kasuwancin Kamfanin Convexity ya ƙara da cewa, akwai waɗanda suka nuna sha'awar zuba jari da yawa a manhajar CHATS sannan an riga an fara zagayen neman fara zuba jari na manhajar. Ya ce, ana kuma kan daidaita kafar domin ta tafiyar da tsarin samun kuɗin shiga ga Nijeriya, tsarin samun kuɗin shigar da ya yi imani Nijeriya da wasu ƙasashen za su yi amfani da ita nan ba da daɗewa ba. Sai dai lokaci ne kawai zai tabbatar idan manhajar CHATS za ta iya kawo sauyin yanayin abin da ya shafi ba da tallafi a Nijeriya kuma ta tabbatar da waɗanda suke buƙatar tallafin sun same shi.","Afrika ilipokea msaada wa bn$58.4 mwaka 2021, lakini CHATS ya Convexity'inataka kufuatili wapi zinapopelekwa fedha hizi. Kati ya mwaka 2010 na 2021, Afrika ilipokea msaada wa bilioni $607.7, na ya juu zaidi (bilioni $58.4)kuja mwaka 2021. Afrika pia inapata sehemu kubwa ya misaada ya kimataifa, na 30% huja barani kila mwaka. Makala haya inakadiria kwamba msaada kwa bara hili tangu 1960 umefikia tirioni $1.2. Hata hivyo , hakuna mabadiliko linganifu kwenye hali za maisha ya Waafrika waishio barani humo,baadhi hata husema inaiumiza Afrika. Wakitoa mifano mingi ya matumizi mabaya ya misaada Afrika, ingekuwa rahisi kusema sehemu muhimu ya msaada kwaajili ya bara hilo imekuwa ikisimamaiwa vibaya. Kashfa za ubadhirifu wa misaada nchini Ugnada na utolewaji wa bilioni $800 kutoka Afrika ni mifano miwili tu. Hivi ni kwanini Adedeji Owonibi, COO na mwanzilishi mwenza wa kampuni suluhisho za blockchain, Convexity, na timu yake, wametengeneza CHATS,suluhisho la kutuma msaada wa kibinadamu wa Convexity ili kufuatilia nani anapata nini, wakati gani, na wapi. Baada ya kushauriana kwa ajili ya NGO za kimataifa kuhusu uchunguzi wa fedha, Owonibi aligundua kulikuwa na shughuli nyingi za kiulaghai zikiendelea pale inapokuja mgawanyo wa msaada; hili ilikuwa wakati ambao wazo kwa ajili ya CHATS lilizikwa akilini mwake. CHATS ni suluhisho ambalo linatatua suala la malipo ya misaada kwa kufuatilia upokeaji wa misaada kutoka kwa mfadhili kwenda kwa NGO, mawakala kazini, na mlolongo wotw mpaka kwa wanufaika. Convexity CTO, Charles Okaformbah, alisema, ""CHATS itasaidia kila mmoja kuwa muajibikaji kwa mfadhili, ambaye atapata nafasi ya kuona namna gani fedha zao zinatumika."" Namna gani CHATS inafanyakazi? CHATS ni chumba cha jukwaa lenye pande nne, kimoja kwa mmoja kwa NGO, wafadhili, wachuuzi, na wanufaika. Kwenye simu na Techpoint Africa, Okaformbah alielezea kivipi kila jukwaa linvyfanya kazi, kuanzia na NGO. Jukwaa la NGO. Pamoja na CHATS, NGO zinzaweza kuandaa kampeni na kuona namna gani wanufaika wanapata faida ya kampeni hizo kwa muda sahihi. Mara tu kampeni inapoandaliwa kwenye jukwa, NGO ina chaguo la kuandaa fomu. Mawakala kazini kisha wanazitangaza fomu hizo kwa maelezo zaida kwa wanufaika lengwa. Maelezo hayo yanajumuisha njia ya utambuzi inayotambuliwa na serikali na taarifa za kibaiyometriki. Kuhakikisha mawakala kazini wanawarekodi watu halisi, Okaformbah aliongeza kwamba mfumo huo una vifaa vya programu funzika ya mashine ambayo inahakikisha kwamba picha zitakazopigwa ni binadamu walio hai na sio picha. Mara tu NGO inapokuwa na maelezo ya mnufaika, inaweza kudhibiti utoaji wa pesa, usaidizi, au aina nyingine yoyote ya usaidizi kutoka kwenye dashibodi ya NGO. Dashibodi pia inaruhusu wafadhili na NGO kurekebisha kiasi cha msaada anachopata kila mnufaika kulingana na taarifa zao. Kwa mfano, NGO inaweza kurekebisha mfumo wa kulipa kiasi tofauti kwa mnufaika asiye na familia na wote wenye familia. Pia kuna kazi kulingana na msaada maana yake kwamba NGO inaweza kuwasaidia watu msaada baada ya ya kukamilisha kazi. Upande wa muuzaji wa vitu Okaformbah alifafanua wauzaji kama walivyopewa mkataba ama kuajiriwa na NGO ili kulipa msaada kwa kwa wanufaika. Alisema jukwaa hilo limetengenezwa kwa ajili yao ni njia kwa ajili yao ili ""kufatilia na kulipa malipo."" Wakati wachuuzi wana jukwaa lao, ni vizuri kwamba wamewekewa na vifaa stahiki kuthibitisha madai ya kila mnufaika. kwa mujibu wa Okaformbah, CHATS inaipa NGO chaguola kutumia kadi ya NFC kulipa misaada. Hata hivyo, NGO lazima ihakikishe wachuuzi tayari wana vifaa vya NFC. NGO pia inaweza kuchagua kufanya wanufaika kutatuliwa madai yao kwa kutumia msimbo wa QR. Njia hii inahitaji mnufaika kutengeneza msimbo wa QR na ambayo itakuwa yenye kudakizwa na wachuuzi. ""Mnufaika inapewa msimbo huu wa QR na NGO, ili waweze kuichapisha. Kila msimbo wa QR ni w apekee kwa mnufaika. Itakapokuwa imedakizwa, unaweza kuona majina ya mnufaika na kiasi kilichotengwa kwa ajili yao"" Pia kuna njia ya tokeni ya SMS. Kwa njia hii, NGO inatuma tokeni kwa mnufaika kwa njia ya SMS, ambayo wataiwasilisha kwa mchuuzi. Jukwaa la walengwa Wakati kusajili wanufaika kwa kampeni kunafanywa na mawakala wa nyanjani, walengwa wanaweza pia kujiandikisha wao wenyewe. Hata hivyo, watahitaji kuthibitishwa na NGO baada ya kujisajili. ""Hili ni kimsingi kwa wote ambao wanafamu teknolojia. Mnufaika anaweza kujisajili wao wenyewe kwa ajili ya kampeni, na hili linafanywa kupunguza muda wa ushirikishwaji wa mnufaika. Okaformbah aliongeza kwamba programu ya mnufaika pia hutumika kama pochi ya kimtandao ikiwaruhusu wao kupokea msaada wa kifedha kwenye programu na kutoa kwenye akaunti zao za benki ama kwenye pochi zao za huduma za kifedha kwa kutumia simu. Upande wa mambo ya blockchain. Blockchain inatumika kufuatilia mwenendo wa msaada na taarifa kwenye CHATS. Jukwaa hilo hata hivyo hupokea michango kwa Kriptokarensi. Hata hivyo, timu nyuma ya CHATS inahusika zaidi na urahisi na manufaa ya jukwaa hilo kuliko kuangazia teknolojia inayoifanya hiyo kufanya akzi. Wafadhili wa NGO watapata jukwaa ambalo litawasaidia wao kusimamaia michango yao. Hata hivyo, haitopatikana mpaka mwishoni mwa mwaka 2023. Okaformbah alielezea kwamba pia watakuwa na chaguo la kutoa fedha zao kama hawaridhishwi na namna ambavyo NGO inaendesha kampeni hiyo. Convexity teyari imeshapokea uwekezaji wa kabla kwa ajili ya CHATS kutoka kwenye Mfuko wa ubia wa UNICEF. Uyoyo Ogedegbe, mshirika wa maendeleo ya Biashara na Uwekezaji wa Convexity, aliongeza kwamba kumekuwa na faida nyingi za uwekezaji kwenye CHATS na mzunguko wa uwekezaji mbegu kwa ajili ya jukwaa hilo tayari ipo kwenye utekelezji. Alisema jukwaa hilo pia limewekwa ili kudhibiti mapato ya msingi kwa wote (UBI) kwa ajili ya Nigeria, mfumo wa mapato anaouamini Nigeria na nchi nyingine nyingi wanaweza kuuiga hivi karibuni. Hata hivyo, muda tu utasema kama CHATS inaweza kubadilisha mizozo kuhusu msaada nchini Nigeria na kuhakikisha kwamba wote wanaohitaji ndio wanapata.","Ilẹ̀ Áfíríkà gba $58.4bn ní ọdún 2021 ṣùgbọ́n Convexity's Chats fẹ́ láti tọ ipá ọ̀nà tí àwọn owó yìí ń lọ Láàrin 2010 àti 2021, Afírídà gba bílíọ́nù $607.7 fún ìrànwọ́, pẹ̀lú èyí tó pọ̀ jù ($58.4 billion) ní ọdún. Ilẹ̀ Áfíríkà ló ní ìpín tó ga jù nínú owó ìrànwọ́ àgbáyé pẹ̀lú 30% tó ń wá sí ẹkùn ilẹ̀ Áfíríkà ní ọdọọdún. Àpilẹ̀kọ yìí ṣírò pé owó ìrànwọ́ sí ẹkùn náà ti tó tíríọ́nù $1.2 láti ọdún 1960. Síbẹ̀síbẹ̀, kò tíì sí àyípadà tó bágbàmú nínú igbedeke igbe ayé àwọn ọmọ ilẹ̀ Áfíríkà tó ń gbé ní ẹkùn náà, àwọn kan tilẹ̀ sọ wípé owó ìrànwọ́ ń kó bá Áfíríkà. Pẹ̀lú ọ̀pọ̀ àpẹẹrẹ ìṣowó-ìrànwọ́-kúmọkùmọ ní Afíríkà, kò séwu tí a bá sọ pé púpọ̀ owó ìrànwọ́ ní ẹkùn náà ni wọ́n ti ṣì lò. Ìwà Ìbàjẹ́ tí ó ní í ṣe pẹ̀lú ìkówó-ìrànwọ́-jẹ ní Uganda àti ìkójáde bílíọ́nù $800 ní ọ̀nà àìtọ́ ní Afíríkà jẹ́ àpẹẹrẹ méjì tó wà. Ìdí nìyí tí Adedeji Owonibi, aláṣẹ àti olùdarí ilé iṣẹ́ blockchain Solutions, Convexity àti àwọn akẹgbẹ́ rẹ ti ṣe àgbékalẹ̀ CHATS - Convexity's humanitarian aid transfer solution láti tọpasẹ̀ ẹni tó gba kín ni, nígbà wo àti níbo. Lẹ́yìn ìṣiṣẹ́ fún àwọn àjọ tí kò lọ́wọ́ ìjọba nínú lórí ṣíṣe owó kúmọkùmọ, Owonibi wá rí i pé oríṣi màgòmágó ló ń ṣẹlẹ̀ tó bá ti di ibi ìrànwọ́ àti pínpín, ìgbà yìí ni òye CHATS wá sí i lọ́kàn. CHATS jẹ́ àgbékalẹ̀ tó ń mójútó àwọn ìpínkiri ìrànwọ́ nípa ṣíṣe àmójútó ìfijíṣẹ́ ìrànwọ́ láti àwọn tó gbé e kalẹ̀ sí ọ̀dọ̀ àwọn àjọ tí kò ní ọwọ́ ìjọba nínú, àwọn òṣìṣẹ́ ìgbèríko títí yóò fi dé ọ̀dọ̀ àwọn tó yẹ kó jẹ àǹfààní rẹ̀. CTO Convexity Charles Okaformbah sọ pé ""CHATS yóò ran gbogbo ènìyàn lọ́wọ́ láti lè ṣàlàyé fún àwọn tó gbé ètò owó náà kalẹ̀ kí wọ́n lè ní àǹfààní láti rí bí wọ́n ti ń lo owó náà Báwo ni CHATS ṣe ń ṣiṣẹ́? CHATS jẹ́ àgbékalẹ̀ òní ìkànnì mẹ́rin - ọ̀kọ̀ọ̀kan fún àwọn àjọ tí kò lọ́wọ́ ìjọba nínú, àwọn onígbọ̀nwọ́, àwọn òǹtajà àti àwọn tó jẹ àǹfààní rẹ̀. .Lórí ìbánisọ̀rọ̀ pẹ̀lú Techpoint Africa, Okaformbah ṣàlàyé bí àwọn ìkànnì kọ̀ọ̀kan ṣe ṣiṣẹ́ bẹ̀rẹ̀ láti ọ̀dọ àwọn àjọ tí kò lọ́wọ́ ìjọba nínú. Ìkànnì àjọ tí kò lọ́wọ́ ìjọba nínú Pẹ̀lú CHATS, àwọn àjọ tí kò lọ́wọ́ ìjọba nínú ṣe àgbékalẹ̀ ìpolongo tí wọ́n sì rí bí àwọn tó jẹ àǹfààní rẹ̀ ṣe ń kó ìfà ìpolongo ní àkókò tó yẹ. Lọ́gán tí ìpolongo bá ti di gbígbé kalẹ̀ lórí ìkànnì yìí, àjọ tí kò lọ́wọ́ ìjọba nínú kan ní àǹfààní láti ṣètò ìwé ìbéèrè fún ìgbéléwọ̀n. Àwọn òṣìṣẹ́ ìgbèríko yóò dáhùn àwọn ìbéèrè inú ìwé yìí fún àwọn tí wọ́n ti fojú sùn pé yóò jẹ àǹfààní yìí. Àwọn kókó tó yẹ fún ìdáhùn ni ọ̀nà ìdámọ̀ tí ìjọba fọwọ́ sí àti. Láti rí dájú pé àwọn òṣìṣẹ́ ìgbèríko ń ṣe àkọsílẹ̀ àwọn ènìyàn ní tòótọ́, Okaformbah fi kún un pé ètò náà ní ẹ̀rọ tí wọ́n fi ń kọ́ nípa ẹ̀yà kọ̀ńpútà tí kò ṣe é fojú rí tó máa ń rí i dájú pé àwòrán àwọn ènìyàn di gbígbà sílẹ̀. Lọ́gán tí àjọ yìí bá ti ní ọ̀rọ̀ nípa àwọn tí yóò jẹ́ àǹfààní náà, ó lè ṣe àkóso ìpínkiri owó náà, ẹ̀bùn tàbí ohunkóhun tó jẹ mọ́ ìrànwọ́ láti ìkànnì wọn. Ìkànnì yìí máa ń fáàyè gba àwọn onígbọ̀nwọ́ àti àjọ yìí láti gbé gègé lé iye owó tí ẹnì kọ̀ọ̀kan yóò gbà gẹ́gẹ́ bí ìròyìn nípa ara wọn tí wọ́n ti gbé kalẹ̀. Fún àpẹẹrẹ, àjọ tí kò lọ́wọ́ ìjọba nínú náà lè ṣe àkànṣe ọ̀nà owó sísan láti san iye owó ọ̀tọ̀ fún àwọn tí yóò jẹ àǹfààní rẹ̀ gẹ́gẹ́ bí ẹbí tàbí àpọ́n àti ọmọge. Àwọn ìrànwọ́ míràn wà tó níí ṣe pẹ̀lú iṣẹ́ ṣíṣe èyí tó túmọ̀ sí pé àjọ tí kò lọ́wọ́ ìjọba nínú yìí yóò rán àwọn ènìyàn lọ́wọ́ lẹ́yìn tí wọ́n bá ti parí iṣẹ́ kan. Ojú ìwòye àwọn òǹtajà Okaformbah ṣe àpèjúwe àwọn òǹtajà gẹ́gẹ́ bí àwọn tí àjọ náà gbé iṣẹ́ fún láti pín owó ìrànwọ́ fún àwọn tí yóò jẹ́ àǹfààní rẹ̀. Ó sọ wípé ìkànnì tí wọ́n gbé kalẹ̀ fún wọn jẹ́ ọ̀nà láti ṣe àmójútó àti ìpín kiri owó sísan Nígbà tí àwọn òǹtajà ní ìkànnì tiwọn, ó ṣe pàtàkì pé wọ́n ní ìdáhùn tó yẹ láti ní àrídájú lórí ohun tí a jẹ-àǹfààní bá sọ. Per Okaformbah, CHATS máa ń fún àwọn àjọ yìí ni àǹfààní láti lo káàdì NFC láti pín owó ìrànwọ́. Síbẹ̀síbẹ̀, àwọn àjọ yìí gbọ́dọ̀ rí i dájú pé àwọn òǹtajà ní àwọn ẹ̀rọ NFC yìí. Àjọ náà lè yàn láti jẹ́ kí àwọn tí yóò jẹ àǹfààní rẹ tún ọ̀rọ̀ ara wọn ṣe nípa ààyè kóòdù QR. Àǹfààní yìí nílò kí ẹni tí yóò jẹ́ àǹfààní yìí ṣe àmúlò kóòdù QR kan tí àwọn òǹtajà yóò lò. Àwọn tí yóò jẹ́ àǹfààní yìí ní wọ́n yóò fún ní kóòdù QR yìí kí wọ́n lè tẹ̀ẹ́ jáde. Kóòdù QR kọ̀ọ̀kan ló jẹ́ ọ̀tọ̀ọ̀tọ̀ fún àwọn tí yóò jẹ́ àǹfààní yìí lọ́kọ̀ọ̀kan. Nígbà tí wọ́n bá ti ṣe àtúnṣe rẹ̀, ẹ lè rí orúkọ àti iye owó tí oníkálukú lẹtọ sí Àǹfààní láti yan àtẹ̀jíṣẹ́. Pẹ̀lú àǹfààní yìí, àwọn àjọ yìí yóò fi ohun kékeré ṣowọ́ nípasẹ̀ àtẹ̀jíṣẹ́ yìí èyí tí wọ́n yóò tọ́ka rẹ̀ fún àwọn òǹtajà. Ìkànnì àwọn tí yóò jẹ́ àǹfààní owó ìrànwọ́ Nígbà tí àwọn tí yóò jẹ́ Àǹfààní owó ìrànwọ́ bá ń forúkọ sílẹ̀ fún ìpolongo tí àwọn òṣìṣẹ́ ìgbèríko yóò ṣe agbátẹrù rẹ̀, àwọn wọ̀nyí náà lè forúkọ sílẹ̀ fúnra wọn. Síbẹ̀síbẹ̀, wọ́n yóò nílò láti ní àrídájú láti ọ̀dọ àwọn àjọ yìí leyin tí wọ́n ti forúkọ sílẹ̀. Èyí wà fún àwọn tó bá ní òye ìmọ̀ ẹ̀rọ. Àwọn tí yóò jẹ́ àǹfààní yìí lè darapọ̀ mọ́ ìpolongo yìí fúnra wọn àti pé ohun tí èyí ń ṣe ni láti dín àkókò wọn kù Okaformbah fi kún un pé ìkànnì fún àwọn tí yóò jẹ́ àǹfààní yìí ń pèsè àpò owó orí afẹ́fẹ́ láti lè jẹ́ kí wọ́n gba owó ìrànwọ́ kí wọ́n sì le fi ṣọwọ́ sí ilé ìfowópamọ́ tàbí àpò owó orí afẹ́fẹ́. Ìhà àkọsílẹ̀ àsopọ̀ Wọ́n máa ń ṣe àmúlò Àkọsílẹ̀ àsopọ̀ láti tọ ipa ìgbé kiri ìrànwọ́ àti àlàyé lórí CHATS. Ìkànnì yìí ń fáàyè gba ìtọrẹ ní ìlànà owó kírípútò. Síbẹ̀síbẹ̀, àwọn ẹgbẹ́ tó ń ṣiṣẹ́ lórí CHATS ní àfojúsùn gbòógì pẹ̀lú ìwúlò àti ẹ̀rọ̀ ìṣàmúlò ìkànnì náà ju ṣíṣe ìtọ́kasí ìmọ̀ ẹ̀rọ tó ń mú un ṣiṣẹ́. Àwọn onígbọ̀nwọ́ fún àjọ yìí yóò ní àǹfààní sí ìkànnì tí yóò ràn wọ́n lọ́wọ́ láti ṣe àmójútó àwọn owó wọn fún ìtọrẹ. Síbẹ̀síbẹ̀, kò ní wáyé títí di òpin 2023. Okaformbah ti ṣàlàyé pé wọ́n yóò ní àǹfààní láti gba owó wọn bí ọ̀nà ìpolongo láti ọ̀dọ àwọn àjọ tí kò lọ́wọ́ ìjọba nínú kò bá tẹ́ wọn lọ́rùn. Convexity wulẹ̀ ti gba ètò ìdókowò fún CHATS láti ọ̀dọ àwọn elétò ìfowópawó UNICEF. Uyoyo Gedegbe, alábàṣiṣẹ́ ètò ìdókowò fún Convexity àti ìdàgbàsókè òwò ṣíṣe fi kún un pé ètò ìléwó oríṣi ti wà nínú CHATS àti wípé ìpele ọ̀gbìn fún ìdókowò fún ìkànnì yìí tí wà lójú ona. Ó sọ pé ìkànnì náà tún ní ìlànà àgbékalẹ̀ láti ṣe àkóso owó gbogbogbo tó ń wọlé fún orílẹ̀-èdè Nàìjíríà, ètò ìpawó wọlé to gbàgbọ́ pé Nàìjíríà àti ọ̀pọ̀lọpọ̀ orílẹ̀-èdè mìíràn lè máa ṣe àmúlò rẹ̀ láì pẹ́. Síbẹ̀síbẹ̀, àkókò yóò sọ bí CHATS bá lè yí ọ̀rọ̀ padà lórí ètò ìrànwọ́ ní Nàìjíríà kí ó sì rí i dájú pé àwọn tó nílò rẹ̀ rí i gbà.","I-Afrika ithole umxhaso ongu-$58.4bn ngo-2021, kodwa i-CHATS ye-Convexity ifuna ukulandelela ukuthi lezi zimali ziyaphi Phakathi kuka-2010 no-2021, i-Afrika yathola izigidigidi ezingu-$607.7 womxhaso wezezimali, kanti inani eliphakeme kakhulu (izigidigidi ezingu-$58.4) leza ngo-2021. I-Afrika iphinde ithole ingxenye enkulu yomxhaso wezezimali womhlaba wonke, kanti u-30% uza kuleli zwekazi minyaka yonke. Lo mbhalo ulinganisela ukuthi umxhaso wezezimali ezwenikazi kusukela ngo-1960 sewufinyelele ku- $1.2 wezigidi zezigidi. Nokho, akukaze kube nenguquko ehambisana nalokhu emazingeni okuphila kwabantu base-Afrika abahlala ezwenikazi; abanye baze bathi umxhaso wezezimali ulimaza i-Afrika. Uma kucatshangelwa izimo eziningi zokusetshenziswa kabi komxhaso wezezimali e-Afrika, singasho ngokungananazi ukuthi ingxenye enkulu yomxhaso wezezimali uye wasetshenziswa ngendlela engafanele. Ihlazo lokukhwabanisa umxhaso wezezimali e-Uganda kanye nokukhishwa okungekho emthethweni kuka-$800 wezigidigidi e-Afrika yizibonelo ezimbili kuphela ngokuphathelene nalokhu. Yingakho u-Adedeji Owonibi, iCOO kanye nomsunguli wenkampani yezixazululo ze-blockchain, i-Convexity, nethimba lakhe, besungule iCHATS — isixazululo sokudluliswa kosizo oluya kubantu lweConvexity — ukulandelela ukuthi ubani othola ini, nini, futhi kuphi. Ngemva kokubonisana nama-NGO aphesheya kwezokuhlolwa kwezimali, u-Owonibi waqaphela ukuthi kwakunezenzo eziningi zokukhwabanisa ezenzekayo uma kuziwa ekusabalaliseni imali yomxhaso, nokuyilapho kwaqhamuka khona umqondo we-CHATS owawusemqondweni wakhe. ICHATS yisixazululo esibhekelela inkinga yokukhokhelwa komxhaso wezezimali ngokulandelela ukulethwa komxhaso wezimali usuka konikelile ukuya kuNGO, ama-ejenti asebenza emphakathini, futhi kuze kufike kulabo abahlomulayo. IConvexity CTO, uCharles Okaformbah, uthe, ""iCHATS"" izosiza wonke umuntu ukuthi akwazi ukuchaza konikelile, ozothola ithuba lokubona ukuthi imali yakhe isetshenziswa kanjani."" Isebenza kanjani I-CHATS? ICHATS iyipulatifomu enezinhlangothi ezine - olunye olwamaNGO, abanikelayo, abathengisayo, nabahlomulayo. Ekhuluma ocingweni neTechpoint Africa, u-Okaformbah wachaza ipulatifomu ngayinye esebenza ngayo, eqala ngamaNGO. Ipulatifomu yeNGO NgeCHATS, amaNGO angakha imikhankaso futhi abone ukuthi abahlomulayo bathola kanjani imihlomulo yemikhankaso ngesikhathi kwenzeka lokhu. Uma sewakhiwe umkhankaso kupulatifomu, iNGO ingakhetha ukwenza ifomu. Ama-ejenti asebenza emphakathini abese esegcwalisa ifomu ngemininingwane yabahlomuli abahlosiwe. Imininingwane ihlanganisa ukwenza ngendlela eyaziswa nguhulumeni yokuhlonza kanye nemininingwane ye-biometric. Ukuze kuqinisekiswe ukuthi ama-ejenti asebenza emphakathini abhala abantu bangempela, u-Okaformbah wanezela ngokuthi uhlelo lunomshini wokufunda wohlelokusebenza oluqinisekisa ukuthi izithombe ezithathwe ezabantu abaphilayo hhayi izithombe. Lapho iNGO isinemininingwane yomhlomuli, ingalawula ukukhokhelwa kwemali, ukunakekelwa kwabagulela ukufa (palliatives), noma nanoma yiluphi olunye uhlobo losizo oluvela kudashboard yeNGO. Idashboard iphinde ivumele abanikelayo kanye namaNGO ukuba bahlele inani lomxhaso wezezimali umhlomuli ngamunye awutholayo ngokusekelwe emininingwaneni yakhe. Isibonelo, iNGO ingenza uhlelo lokukhokha inani elihlukile kubahlomuli abangashadile kanye nalabo abanemindeni. Kukhona nomxhaso wezezimali osekelwe emisebenzini eyenziwayo okuchaza ukuthi iNGO ingeseka abantu ngomxhaso wezezimali ngemuva kokuphothula umsebenzi. Uhlangothi lwezinto zomthengisi U-Okaformbah uchaze abathengisayo njengalabo abanenkontileka noma abaqashwe yiNGO ukuba bakhiphele umxhaso wezezimali abahlomulayo. Uthe ipulatifomu eyenzelwe bona iyindlela yokuba ""balandelele futhi bakhokhe izimali."" Nakuba abathengisayo benepulatifomu yabo, kubalulekile ukuthi bahlonyiswe ngamathuluzi afanele okuqinisekisa isicelo sokukhokhelwa somhlomuli ngamunye. Ngokuka Okaformbah, iCHATS inikeza amaNGO ithuba lokusebenzisa ikhadi leNFC ukukhokhela umxhaso wezezimali. Nokho, amaNGO kumele aqinisekise ukuthi abathengisi banamadivayisi alungele iNFC. INGO ingakhetha futhi ukuvumela abahlomuli ukuba bakhiphe izicelo zabo zemali abayikhokhelwayo ngokusebenzisa ikhodi yeQR. Le nketho idinga ukuthi umhlomuli akhiqize ikhodi yeQR ezoskenwa ngabathengisi. ""Umhlomuli unikezwa le khodi yeQR yiNGO, ukuze bakwazi ukuyiphrinta. Ikhodi ngayinye yeQR ihlukile kumhlomuli ngamunye. Uma uskena, ungabona amagama omhlomuli kanye nenani alabelwe."" Kukhona nenketho yethokheni ye-SMS. Ngale nketho, iNGO ithumela ithokheni kumhlomuli ngeSMS, bese eyinikeza umthengisi. Ipulatifomu yomhlomuli Nakuba ukubhalisa abahlomulayo emkhankasweni kwenziwa ama-ejenti asebenza emphakathini, abahlomulayo bangakwazi ukuzibhalisa nabo. Nokho, kusazodingeka ukuthi baqinisekiswe yiNGO ngemva kokuba sebezibhalisile. ""Lokhu empeleni okwalabo abakwazi ukusebenzisa ezobuchwepheshe. Umhlomuli angazifaka yena emkhankasweni, futhi lokhu kunciphisa isikhathi sokungena komhlomuli."" U-Okaformbah wanezezela ngokuthi isisetshenziswa somhlomuli sphinde isebenze njenge-wallet yeselula esimvumela ukuba athole umxhaso wezezimali kusisetshenziswa bese bekhipha imali kuma-akhawunti abo asebhange noma kuma-wallet emali etholakala kuselula. Uhlangothi lweblockchain IBlockchain isetshenziselwa ukulandelela umnyakazo womxhaso wezezimali kanye nemininingwane kuCHATS. Ipulatifomu yemukela iminikelo nangamacryptocurrency imbala. Kodwa-ke, ithimba elenza iCHATS likhathazeke kakhulu ngokuba lula kanye nokusebenziseka kwepulatifomu kunokugqamisa ubuchwepheshe obenza isebenze. Abanikelela iNGO nabo bazothola ipulatifomu ezobasiza ukuthi baqaphe iminikelo yabo. Nokho, ayizutholakala kuze kube sekupheleni kuka-2023. U-Okaformbah wachaza ukuthi bazokwazi nokukhetha ukukhipha imali yabo uma benganelisekile ngendlela iNGO eqhuba ngayo lo mkhankaso. IConvexity isivele ithole utshalomali olwendulela imbewu lweCHATS oluvela ku-UNICEF Venture Fund. U-Uyoyo Ogedegbe, Umlingani Obhekelele Ukutshalwa Kwezimali Nokuthuthukiswa Kwebhizinisi e-Convexity, wanezezela ukuthi kube nentshisekelo enkulu yokutshala imali kuCHATS futhi umzuliswano wokutshala imbewu wepulatifomu usuyaqhubeka vele. Uthe ipulatifomua ibekwa nasesimweni sokusingatha iholo eliyisisekelo lomhlaba wonke (i-UBI) laseNigeria, uhlelo lwemali engenayo ekholelwa ukuthi iNigeria kanye namanye amazwe amaningi angase alusebenzise maduze nje. Nokho, kuyobonakaa ngokuhamba kwesikhathi ukuthi ngabe i-CHATS ingashintsha lokho okwaziwa ngomxhaso wezezimali eNigeria kanye nokuqinisekisa ukuthi labo abawudingayo bayawuthola."
+"የናስፐርስ ዋና ሥራ አስፈፃሚ ከስልጣን ወረደ; ዋና የኢንቨስትመንት ኦፊሰር የሆነው፣ ኤርቪን ቱ፣ በጊዜያዊነት ተረክቧል የፕሮሰስ ኤንቪ እና ናስፐርስ ዋና ስራ አስፈፃሚ የነበሩት ቦብ ቫን ዲጅክ ስራቼውን በመለቀቅ የቦርዱ ሊቀመንበር እና የኢኮሜርስ ኢንቨስተር ሃላፊ ሆነው ይቀጥላሉ። የቫን ዲጅክ መልቀቂያ ዛሬ ሴፕቴምበር 18፣ 2023 ተፈጻሚ ይሆናል። ከ2014 ጀምሮ የናስፐርስ ዋና ስራ አስፈፃሚ እንዲሁም ከ2019 ጀምሮ የፕሮሰስ የመጀመሪያ የህዝብ አቅርቦት(IPO) ሆነዋል። ናስፐርስ በደቡብ አፍሪካ በቴክኖሎጂው አለም ውስጥ ካሉ ድርጂቶች አንዱ ሲሆን በኢንተርኔት በቴክኖሎጂ እና መልቲ ሚዲያ ላይ የኢንተርኔት ችርቻሮ ህትመት እና የቬንቸር ካፒታል ኢንቨስትመንት ፍላጎት ካላቸው ትልልቅ ኦፕሬተሮች አንዱ ነው። ኢድቴክን፣ የምግብ አቅርቦትን፣ የተመደቡ ማስታወቂያዎችን፣ ማህበራዊ/ጨዋታን፣ ክፍያዎችን እና ፊንቴክን፣ እና ማህበራዊ/ጨዋታን ጨምሮ በርካታ ኢንዱስትሪዎች ከናስፐርስ ኢንቨስትመንቶች ተጠቃሚ ሆነዋል። እ.ኤ.አ በመስከረም 2019 የናስፐር አብላጫ ባለቤት የሆነውን ፕሮሰስ ኤንቪን ለመፍጠር አለምአቀፍ የኢንተርኔት ንግዶቹን አነሳ። የሁለቱም ድርጂቶች ቦርድና አክሲዩን አባላት በሰጡት መግለጫ በቫን ዲጅክ የሥራ መልቀቂያ ላይ በጋራ መስማማታቸውን ገለፀዋል። የፕሮሰስ ሊቀመንበር የሆኑት ኮስ ቤከር ባወጡት መግለጫ እንደገለፁት ቦብን በፕሮሰስ እና ናስፐርስ ቦርድ አባላት ስም ላለፋት አስርት አመታት ላሳየው የአመራር ብቃት አመስግነዋል። እኛ የተለያዩ አዳዲስ ዘርፎች ውስጥ እየገባን በነበረበት ጊዜ ትልልቅ የንግድ ድርጂቶች በክፍልፋይ፣ በምግብ አቅርቦት እና ክፍያዎች ውስጥ ተመስርተዋል። የቦብን አስተዋጾ እያደነቅን በመጪው ስራው ብዙ ስኬትን እንመኛለን። እ.ኤ.አ እስከ መስከረም 2024 መጨረሻ ድረስ ቫን ዲጅክ ለፕሮሰስ እና ለወላጅ ኩባንያው ናስፐርስ የቦርድ አማካሪ ሆኖ መስራቱን ይቀጥላል። በጊዜያዊነት, የኤርቪን ቱ ዋና የኢንቨስትመንት ኦፊሰር, ዋና ሥራ አስፈፃሚሆነው ይሾማሉ። ቱ ከሁለት አመት በፊት ከሶፍት ባንክ ወደ ናስፐርስ እና ፕሮሰስተዘዋውረዋል። ከዚህ በፊትም በጎልድማን ሳክስ ቡድን ውስጥ በመቀላቀል እና በመግዛት ላይ ልምድን አካብቶል። የወጣው መግለጫ እንደሚያሳየው ቱ በዋና የኢንቨስትመንት ኦፊሰር በመሆን ለኩባንያው ስትራቴጂካዊ አቅጣጫ ከፍተኛ አስተዋፅዖ በማድረጉ እና የቡድኑን ዋና ዋና ጉዳዮችን በማስተግበር ይቀጥላል። ሊቀመንበርኮስ ቤከር ባወጡት መግለጫ እንደገለፁት ቦብን በፕሮሰስ እና ናስፐርስ ቦርድ አባላት ስም ላለፋት አስርት አመታት ላሳየው የአመራር ብቃት አመስግነዋል። እኛ የተለያዩ አዳዲስ ዘርፎች ውስጥ እየገባን በነበረበት ጊዜ ትልልቅ የንግድ ድርጂቶች በክፍልፋይ፣ በምግብ አቅርቦት እና ክፍያዎች ውስጥ ተመስርተዋል።","Naspers CEO steps down; Ervin Tu, Chief Investment Officer, takes over in the interim Bob van Dijk, Chief Executive Officer of Prosus NV and Naspers, is leaving his positions as Chairman of the Board and as Head of the eCommerce investor. Van Dijk's resignation is effective today, September 18, 2023. He has been the Chief Executive of Naspers since 2014 and of Prosus since its IPO in 2019. Naspers is a South African Internet, technology, and multimedia holding company and one of the largest investors and operators in the world of technology with interests in online retail, publishing, and venture capital investment. Several industries, including edtech, food delivery, classified ads, social/gaming, payments and fintech, and social/gaming, have benefited from Naspers' investments. In September 2019, Naspers spun off its international Internet businesses to create Prosus NV, now Nasper’s majority owner. In a statement to shareholders, the boards of both companies “mutually agreed” on Van Dijk's resignation. “The Boards of Prosus and Naspers want to thank Bob for his leadership over a full decade,” said Koos Bekker, Chair of Prosus, in a statement. “During this time, substantial businesses were established in Classifieds, Food Delivery and Payments, while we also entered several new fields. We appreciate Bob’s contributions and wish him much success with his future career.” Van Dijk will continue to work as a board consultant for Prosus and its parent company, Naspers, through the end of September 2024. In the interim, Ervin Tu, Chief Investment Officer, will take over as Chief Executive Officer. Tu moved from SoftBank to Naspers and Prosus two years ago. In the past, he also held a position at Goldman Sachs Group, where he specialised in mergers and acquisitions. According to the statement, Tu significantly contributed to the company's strategic direction as chief investment officer and will maintain continuity in implementing the group's top priorities. “The boards of Prosus and Naspers want to thank Bob for his leadership over a full decade,” said Chairman Koos Bekker. “During this time, substantial businesses were established in classifieds, food delivery and payments, while we also entered several new fields.”","Shugaban Kamfanin Nespers ya sauka daga muƙaminsa, inda Ervin Tu, Babban Jami'in Zuba jari ya ɗare kujerar a matsayin riƙon ƙwarya. Bob Van Dijik, Shugaban Kamfanin Prosus NV da Naspers, zai sauka daga muƙaminsa na Shugaban Hukumar Gudanarwa da Sashen saka hannun jari a kasuwancin intanet. Murabus ɗin Van Dijik zai fara daga yau, 18 ga watan satumba, 2023. Ya kasance Shugaban Kamfanin Naspers tun shekarar 2014 da kuma Shugaban Kamfanin Prosus tun lokacin ƙaddamar da fara saida hannun jarinsa a shekarar 2019. Naspers kamfanin ƙasar Afirka ta kudu ne na intanet da fasahar zamani da amfani da kafafen yaɗa labarai daban-daban kuma ɗaya daga cikin manya-mayan masu zuba jari da kuma guda cikin kamfanoni a duniya masu fasahar zamani, wanda yake da sha'awar harkar sarar da kaya ta intanet da wallafa da kuma harkar zuba manyan jari. Masana'antu da dama da suka haɗa da kamfanin fasahar ƙera kayan koyo da koyarwa da harkar kai wa masu siyan abincin har inda suke da harkar tallace-tallace a jarida da intanet da harkar wasanni ta intanet duk sun amfana da zuba jarin kamfanin Naspers. A watan Satumban shekarar 2019, Naspers ya ƙirƙiri harkar kasuwancinsa na duniya ta intanet ta hanyar samar da Kamfanin Prosus NV, wanda a yanzu ya zama babban mamallakin kamfanin Nasper. A wani jawabi ga masu sa hannun jari, Hukumar Gudanarwar kamfanonin guda biyu ""sun yarda'' da murabus ɗin Van Dijik. Koos Bekker, Shugaban Kamfanin Prosus ya ce, ""Hukumar Gudanarwar kamfanin Prosus da Naspers suna son yi wa Bob godiya bisa irin salon shugabancinsa na sama da shekara goma.''. ""A wannan lokacin, an samar da manya-manyan harkokin kasuwanci a tallace-tallace ta intanet da kai wa kustomomi abinci har inda suke da harkar biyan kuɗi, inda kuma muka shiga fannoni da dama. Muna godiya da gudunmawar Bob sannan muna yi masa fatan alheri a harkokin aikinsa na nan gaba. Van Dijik zai ci gaba da aiki a matsayin babban mai ba da shawara ga Hukumar Gudanarwar Kamfanin Prosus da kuma kamfanin da ya samar da shi wato, Naspers har zuwa ƙarshen Satumban 2024. A halin yanzu, Ervin Tu, Shugaban Sashen zuba jari, zai ci gaba da riƙe muƙamin shugaban kamfanin na wucin-gadi. Tu ya koma Softbank daga nan kuma zuwa Naspers da Prosus shekaru biyu da suka wuce. A baya, ya taɓa kuma riƙe mukami a rukunin kamfanonin Goldman Sachs, inda ya ƙware a ɓangaren haɗe kamfanoni biyu da kuma mallakar kamfani. Bisa ga bayanan,Tu ya yi matuƙar bayar da gudummawa wajen samar wa kamfani alƙiblar, sannan kuma a matsayin shugaban ɓangaren zuba jari, wanda zai iya jurewa wajen ɗabbaka manyan muhimman buƙatun rukunin kamfanonin. Shugaba Koos Bekker ya ce,""Hukumar gudanarwar da kamfanin Prosus da Naspres suna son yi wa Bob godiya bisa shugabancisa sama da shekara goma.''. ""A wannan lokacin, an samar da manya-manyan harkokin kasuwanci a tallace-tallace ta intanet da kai wa kustomomi abinci har inda suke da harkar biyan kuɗi, inda kuma muka shiga fannoni da dama.","CEO Naspers amejiuzulu; Ervin Tu, Afisa Mkuu wa uwekezaji, amekaimu kwa muda. Bob van Dijk, Mkurugenz Mkuu Mtendaji wa Prosus NV na Naspers, anaacha nafasi zake kama mwenyekiti wa bodi nakama Mkuu wa uwekezejai wa biashara mtandaoni. Kujiuzulu kwa Van Dijk kunaanza rasmi leo, Septemba 18, 2023. Amekuwa Mkurugenzi Mkuu wa Naspers tangu 2014 na wa Prosus tangu IPO yake mwaka 2019. Naspers ni kampuni ya Afrika Kusini ya teknolojia, mtandao, na njia mbalimbali za mawasiliano na ni mojawapo ya uwekezaji mkubwa na na uendeshaji katika ulimwengu wa teknolojia kwa kujiegemezea kwenye kuuza kidodogo mtandaoni, uchapishaji, na uwekezaji wa mtaji. Tasnia mbalimbali, zikijumuisha edtech, uwasilishaji chakula, matangazo yaliyoanishwa, jamii/michezo ya kubahatisha, malipo na fintechi, na jamii/michezo ya kubahatisha, wamenufaika kutokana na uwekezaji wa Naspers. Mnamo Septemba 2019, Naspersilizindua biashara zake za kimtandao kimataifa ili kuunda, Prosus NV, ambayo sasa ni mmiliki mkubwa wa Nasper. Kwa maelezo kwenda kwa wanahisa, bodi mbili zote za kampuni wamekubaliana na kujiuzulu kwa Van Dijk. Bodi za Prosus na Naspers zinataka kumshukuru Bob kwa uongozi wake kwa mlongo kamili, alisema Koos Bekker, Mwenyekiti wa Prosus, kwa taarifa rasmi. Kipindi hiki, biashara kubwa zilianzishwa kwa kuanisha, wawasilishaji Chakula na malipo, huku pia tukiingiza fani mbalimbali mpya. Tunaishukuru michango ya Bob na kumtakia mafanikio mengi kwenye majukumu yake yajayo. Van Dijk ataendelea kufanyakazi kama mshauri wa bodi kwa ajili ya Prosus na kampuni yake mama, Naspers, mpaka mwishoni mwa mwezi Septemba 2024. Kwenye kipindi cha mpito, Ervin Tu, Afisa Mkuu wa Uwekezaji, atakaimu kama Mkurugenzi Mkuu. Tu alihama kutoka SoftBank kwenda Naspers na Prosus miaka miwili iliyopita. . Hapo zamani, alikuwa na wadhifa kwenye shirika la Goldman Sachs Group, ambapo alijikita kwenye uunganishaji na upatikanaji. Kwa taarifa rasmi,Tu kwa kiasi kikubwa alichangia kwenye muelekeo wa kimkakati wa kampuni kama Afisa Mkuu wa Uwekezaji na ataendelea kwenye kutekeleza vipaumbele vya juu vya shirika hilo. Bodi za Prosus na Naspers zinataka kumshukuru Bob kwa uongozi wake kwa mlongo kamili, alisema Koos Bekker. Kipindi hiki, biashara kubwa zilianzishwa kwa kuanisha, wawasilishaji Chakula na malipo, huku pia tukiingiza fani mbalimbali mpya.","Aláṣẹ àti olùdarí Naspers fi ipò sílẹ̀;Ervin Tu, ẹni tí ó jẹ́ ọ̀gá àgbà fún ìdókòwò, gba ipò gẹ́gẹ́ bí adelé. Bob Van Dijk, aláṣẹ àti olùdarí ti Prosus NV àti Naspers, ń fipò rẹ̀ sílẹ̀ gẹ́gẹ́ bí alága ti ìgbìmọ̀ àti olórí abánidókòwò títà àti rírà lórí ẹ̀rọ ayélujára. Ìfiṣẹ́ sílẹ̀ Van Dijk bẹ̀rẹ̀ lónìí, ọjọ́ 18 oṣù kẹsàn-án, ọdún 2023. Ó ti ń jẹ aláṣẹ àti olùdarí Naspers láti ọdún 2014 àti ti Prosus láti ìgbà IPO rẹ̀ ní ọdún 2019. Naspers jẹ́ Íńtánẹ́ẹ̀tì tí àwọn ọmọ ilẹ̀ Gúsù Áfíríkà, ìmọ̀ ẹ̀rọ, àti ilé iṣẹ́ tí ó ní ṣe pẹ̀lú títàn ká ìròyìn nípa lílo oríṣìíríṣìí ohun, ó sì tún jẹ́ ọ̀kan lára àwọn olùdókòwò tí ó tóbi jù lọ, tí wọ́n ń ṣe iṣẹ́ ní ayé ìmọ̀ ẹ̀rọ pẹ̀lú ìfẹ́ ní títa ọjà ní díẹ̀ díẹ̀ lórí ẹ̀rọ ayélujára, títẹ ìwé jáde, àti lílọ sínú okòwò ìbánidókòwò. Ọ̀pọ̀lọpọ̀ ilé-iṣẹ́, tí kò yọ edtech, fífi oúnjẹ ránṣẹ́, àwọn ìpolówó tí ó jọjú, àwùjọ tàbí ṣíṣe eré ìdárayá, sísanwó àti Fintech, àti àwùjọ tàbí ṣíṣe eré ìdárayá sílẹ̀, wọ́n ti jẹ ànfààní láti ara ìdókòwò Naspers. Nínú oṣù kẹjọ ọdún 2019, Naspers ṣẹ̀tò ohun àfikún fún okòwò orí ẹ̀rọ ayélujára rẹ̀ tí ó jẹ́ ti òkè òkun láti pèsè Prosus NV, èyí tí ó jẹ́ Nasper ni ojúlówó ẹni tí ó ni í. Nínú ọ̀rọ̀ sí àwọn tí wọ́n ní ìpín nílé iṣẹ́, àwọn ìgbìmọ̀ ilé-iṣẹ́ méjèèjì ""fẹnu kò"" lórí fífi iṣẹ́ sílẹ̀ Van Dijks. ""Àwọn ìgbìmọ̀ ti Prosus àti Naspers fẹ́ dúpẹ́ lọ́wọ́ Bob fún ìdarí rẹ̀ tí ó ju ọdún mẹ́wàá lọ, ""èyí ni Koos Bekker, Alága ti Prosus, nínú ọ̀rọ̀ rẹ̀ sọ. Ní bí àkókò yìí, àwọn okòwò tí ó tówọ̀n di dídá sílẹ̀ ní inú ìpolówó ráńpẹ́ tí ó máa ń wáyé nínú ìwé ìròyìn, tí a máa ń tò pẹ̀lú ìsọ̀rí wọn, fífi oúnjẹ ránṣẹ́, àti sísanwó nígbà tí a sì ń wọ àwọn iṣẹ́ mìíràn tí ó pọ̀. A mọ rírì ipa Bob, a sì fẹ́pé yóò ṣe àṣeyọrí nínú iṣẹ́ ọjọ́ iwájú rẹ̀."" Van Dijk yóò tẹ̀síwájú láti máa ṣiṣẹ́ gẹ́gẹ́ bí ẹni tí ìgbìmọ̀ yóò máa gba ìtọ́nisọ́nà lọ́wọ́ rẹ̀ fún Prosus àti ti ilé-iṣẹ́ tí ó jẹ òbí rẹ̀, Naspers, títí dé òpin oṣù kẹsàn-án, ọdún 2024. Nínú ìṣe adelé, Ervin Tu, ọ̀gá àgbà fún ìbánidókòwò, yóò gba ipò gẹ́gẹ́ bí i aláṣẹ àti olùdarí. Tu kúrò ní Softbank lọ sí Naspers àti Prosus ní ọdún méjì sẹ́yìn. Tẹ́lẹ̀, ó tún gba ipò ní Goldman Sachs Group, níbi tí ó ti yan iṣẹ́ síso ohun pọ̀ àti gbígba nǹkan láàyò. Ní ìbámu pẹ̀lú ọ̀rọ̀ náà, Tu kó ipa tó làmìlaaka sí ìdarí tó lọ sàn-àn ti ilé-iṣẹ́ gẹ́gẹ́ bí i ọ̀gá àgbà fún ìbánidókòwò àti pé yóò mú ìtẹ̀síwájú bá ṣíṣe ohun tí ó mú ẹgbẹ́ náà lómi jù. ""Àwọn ìgbìmọ̀ ti Prosus àti Naspers fẹ́ dúpẹ́ lọ́wọ́ Bob fún ìdarí rẹ̀ lẹ́yìn tó ju ọdún mẹ́wàá lọ "", èyí ni alága Koos Bekker sọ. ""Ní bí i àk��kò yìí, àwọn okòwò tí ó tówọ̀n di dídá sílẹ̀ ní inú ìpolówó ráńpẹ́ tí ó máa ń wáyé nínú ìwé ìròyìn, tí a máa ń tò pẹ̀lú ìsọ̀rí wọn, fífi oúnjẹ ránṣẹ́, àti sísanwó nígbà tí a sì ń wọ àwọn iṣẹ́ mìíràn tí ó pọ̀.","I-CEO ye-Naspers ishiya esikhundleni; u-Ervin Tu, oyi-Chief Investment Officer, uzobamba okwesikhashana UBob van Dijk, Isikhulu Esingumlawuli Oyinhloko se-Prosus NV ne-Naspers, ushiya izikhundla zakhe njengoSihlalo weBhodi nanjengeNhloko yabatshala izimali ze-eCommerce. Ukwesula emsebenzini kuka-Van Dijk kusukela namhlanje, ngoMandulo 18, 2023. Ube Yisikhulu Esiyinhloko eNaspers kusukela ngo-2014 kanye nase-Prosus kusukela yaba yi-IPO yayo ngo-2019. I-Naspers iyinkampani yaseNingizimu Afrika ephethe i-inthanethi, ubuchwepheshe, kanye ne-multimedia futhi ingomunye wabatshalizimali nabasebenza kakhulu emhlabeni wezobuchwepheshe abanentshisekelo yokudayisa ku-inthanethi, ukushicilela, nokutshala imali eningi yebhizinisi. Izimboni eziningana, okuhlanganisa ne-edtech, ukulethwa kokudla, izikhangiso eziqondene nokuthile (classified ads), kanye nezenhlalo/ezemidlalo, ukukhokhelwa kanye ne-fintech, kanye nezenhlalo/imidlalo, ziye zazuza ekutshaleni izimali kwe-Naspers. NgoMandulo ka-2019, i-Naspers yaguqula amabhizinisi ayo e-Inthanethi aphesheya ukuze isungule i-Prosus NV, manje isingumnikazi wengxenye enkulu ye-Naspers. Esitatimendeni esiya kubaninimasheya, amabhodi azo zombili izinkampani ""avumelana wonke"" ngokwesula ezikhundleni kukaVan Dijk. “Amabhodi e-Prosus ne-Naspers afuna ukubonga uBob ngobuholi bakhe eminyakeni eyishumi egcwele,” kusho uKoos Bekker, uSihlalo we-Prosus, esitatimendeni asikhiphile. “Phakathi nalesi sikhathi, kwasungulwa amabhizinisi amakhulu Asezikhangisweni Eziqondene Nokuthile (Classifieds), Ukulethwa Kokudla kanye Nokukhokhelwa, kuyilapho nathi sifake izikhala eziningana ezintsha. Siyalazisa igalelo lika-Bob futhi simfisela impumelelo enkulu emsebenzi wakhe wangesikhathi esizayo.” UVan Dijk uzoqhubeka esebenza njengomeluleki webhodi we-Prosus nenkampani yayo engumzali, i-Naspers, kuze kube sekupheleni kukaMandulo ka-2024. Okwamanje, u-Ervin Tu, oyi-Chief Investment Officer, uzobamba esikhundleni sokuba yi-Chief Executive Officer. UTu wasuka ku-SoftBank waya e-Naspers ne-Prosus eminyakeni emibili edlule. Phambilini, wayenesikhundla futhi e-Goldman Sachs Group, lapho ayegxile khona ekuhlanganiseni izinkampani kanye nasekuthengeni. Ngokwesitatimende, uTu waba nomthelela omkhulu kumasu endlela inkampani eqhube ngayo njenge-Chief Investment Officer futhi uzoqhubeka nokuqalisa izinto eziseqhulwini zeqembu. “Amabhodi e-Prosus ne-Naspers afuna ukubonga uBob ngobuholi bakhe eminyakeni eyishumi egcwele,” kusho uSihlalo uKoos Bekker. “Phakathi nalesi sikhathi, kwasungulwa amabhizinisi amakhulu asezikhangisweni eziqondene nokuthile (classifieds), ukulethwa kokudla kanye nokukhokhelwa, kuyilapho nathi sifake izikhala eziningana ezintsha."""
+"የሌጎስራይድ (LagosRide) አሽከርካሪዎች ለአራት ዓመታት የገንዘብ ድጋፍ ያደረጉላቸውን መኪኖች በባለቤትነት እንዳይያዙ የአጋርነት ስምምነቱ እየከለከለ ነው። ከአመታት ስራ አጥነት በኋላ ሶላ ኔልሰን የሌጎስራይድ ሾፌር ለመሆን ወሰነ። ግን የእሱን GAC SUV ካገኘ ከአንድ ወር በኋላ ኔልሰን መኪናውን ለመመለስ ወሰነ። ምክንያቱን ስጠይቀው እሱ የሰራው ትልቁ ስህተት ነው። ተመሳሳይ ስሜት ያላቸውን በርካታ የሌጎስራይድ(LagosRide) አሽከርካሪዎችን አነጋገርኳቸው። ከእነሱ ጋር ባደረግኩት ውይይት ተደጋጋሚ ጭብጥ ""ዘመናዊ ባርነት"" ነው። በተሳፈሩበት መድረክ ላይ ባሮች እንደሆኑ ይሰማቸዋል እና የሌጎስ ግዛት አስተዳዳሪ ባባጂዴ ሳንዎ-ኦሉ እንዲረዳቸው አጥብቀው ይጠይቃሉ። ገዢ ሳንዎ-ኦሉ እንቅስቃሴን ለማሻሻል እና ለሌጎሳውያን የመልቲ-ሞዳል የመጓጓዣ ዘዴ ለመፍጠር በመጋቢት 2021 ሌጎሪድን በይፋ አስጀመረ። በመክፈቻው ወቅት ሳንዎ-ኦሉ ሌጎሪድ “ከስቴቱ መንግስት ማህበራዊ እና ኢኮኖሚያዊ ጣልቃገብ ፕሮግራሞች አንዱ ነው ፣ እሱም ከአለም አቀፍ ምርጥ ልምዶች ጋር በሙያዊ የሚተዳደር ነው” ብለዋል ። ሆኖም፣ ብዙ አሽከርካሪዎች የ ሌጎስራይድ(LagosRide) አስተዳደር ከሙያ የራቀ ነው ብለው ያምናሉ። ሌጎስራይድ እንደ ቦልት እና ኡበር ካሉ የመሳፈሪያ መድረኮች በተለየ መንገድ ይሰራል። በሌጎስ የሚኖሩ ከሆነ በሌጎስራይድ(LagosRide)-ብራንድ GAC SUVs እና Saloons ለማየት ጥሩ እድል አለ። በቦልት እና ኡበር የነበረው ቢሆንም ሌጎስ ራይድ ሹፌሮች የእነዚህን መኪናዎች አንዱን የሚጠቀሙበት በኪራይ-ባለቤት የመሆን ሞዴል የናይጄሪያውያን ናይራ 700,000 ሺህ /ዶላር 933/ ቅድመ ክፍያ ከፍለው መጠቀም ይችላሉ፡፡ የሌጎስራይድ (LagosRide) ሾፌሮች ከመድረኩ ጋር ያላቸው ጉዳይ ከሊዝ-ወደ-ባለቤትነት ከሚለው ሞዴል የመነጨ ነው። በመጀመሪያ ቅድመ ክፍያው ናይራ 1.5 ሚሊዮን (2000 ዶላር) የነበረ ሲሆን ይህም የናይራ 7.5 ሚሊዮን 20 በመቶ /10,000 ዶላር/ ሲሆን የመኪናው አጠቃላይ ወጪ ቢሆንም እንደ ቱሚ አዲያሚ የዜኖ ዋና ሥራ አስፈጻሚ የሌጎስ ራይድ ቴክኖሎጂ አገልግሎት አቅራቢ በርካታ ፍላጎት ያላቸው ሹፌሮች አቅሙ ስላልነበራቸው ዋጋው ወደ ናይራ 700,000 ዝቅ ተደርጓል፡፡ ቅድመ ክፍያው ወደ ናይራ 700,000 ዝቅ ቢልም ለበርካቶች አሁንም በጣም ከፍተኛ ነው፡፡ ይህ የሌጎስራይድ (LagosRide) የሽርክና እቅድን እንዲጠቀም አድርጓል። ፍትሃዊ ያልሆኑ አጋሮች? እንደበርካታ ሹፌሮች የአጋርነት ውጥኑ ኔልሰን መኪና የሚያገኝበት ብቸኛው መንገድ ነው፡፡ ምክንያቱም ቅድመ ክፍያ መክፈል አይችልም፡፡ የአጋርነት ስምምነት ቀላል ነው፡፡ አጋሩ በሹፌሩ ስም ናይራ 700,000 ቅድሚያ ክፍያ ይከፍላል፡፡ ሹፌሩ በመኪናው ሰርቶ ናይራ 9,500 /12.67 ዶላር/ የቀን ክፍያዎች ይፈጽማል፣ ነዳጅ ይገዛል የተረፈው ማንኛውም ከአጋሩ ጋር የሚካፈል ሲሆን ሹፌሩ 60 በመቶ ሲያገኝ አጋሩ 40 በመቶ ያገኛል፡፡ የዚህ አጋርነት አሳሳቢው ነገር፣ በየቀኑ 9,500 ናይራ ለአራት ዓመታት ያህል (₦10,368,000 [14,038 ዶላር) ከከፈሉ በኋላ፣ቢሆንም ግን፣ አሽከርካሪው አሁንም የመኪናው ባለቤት አለመሆኑ ነው። የመኪናው ባለቤት ብቸኛ ኢንቨስትመንቱ የ ₦700,000 ቅድመ ክፍያ ያደረገው አጋሩ ነው። ናይራ 43,970 /59.54 ዶላር/ በቀን የማሳካት ኢላማ አለን፡፡ በዚህ ዒላማ፣ ለመኪናው 9,500 ₦ እንከፍላለን። መረጃ እና ነዳጅ እንገዛለን ጥገናዎች እንሰራለን፤ አሁንም ከአጋሮቻችን ጋር ገንዘብ እንጋራለን፡፡ አንዳንዴ እነዚህን ክፍያዎች ለመፈጸም ገንዘብ መበደር ይኖርብኛል፡፡ ያኔ የእኔ ጥቅም ምንድነው ብዬ እገረማለሁ፤ ይህንን ያለው ማንነቱ እንዳይገለጽ የፈለገ ሾፌር ነው፡፡ ኒልሰን በተመሳሳይ ሁኔታ ውስጥ ነው፤ የተሰጠውን ሱቪ መኪና ለመመለስ ወስኗል፡፡ እሱ ቀድሞውንም እርሱን ይመግበዋል ተብሎ በሚሠራው ሥራ ዕዳ ውስጥ ነበር። ምግብ ብቸኛው የእሱ ጭንቀት አይደለም፡፡ ያነጋገርኳቸው አብዛኛዎቹ አሽከርካሪዎች በስራቸው የሚደግፏቸው ቤተሰቦች ነበሯቸው እና ኢላማቸውን ለማሳካትም ከባድ ነበር። በአንጻሩ አዲስ መዋቅር እንደመሆኑ አንዳንድ ሹፌሮች ጥያቄዎች ማግኘት አስቸጋሪ መሆኑን ገልጸዋል፡፡ የነዳጅ ዋጋ መጨመር ጉዳዮችን አያግዝም፡፡ ኑልሰን የእሱን ጋሲ ሱቪ መኪና እ.ኤ.አ ግንቦት 2023 ዓ.ም አግኝቷል፡፡ በመጀመሪያው ቀኑ መስመሮችን እየተማረ እንደመሆኑ ናይራ 15ሺ/20.31 ዶላር/ አግኝቷል፡፡ ነገር ግን የአሽከርካሪነት ችሎታውን ከማዳበሩ በፊት በወሩ መጨረሻ የቤንዚን ዋጋ ከ ₦500 (0.68 ዶላር) በላይ ጨምሯል። ይህ እንደ ጦርነት ነው ሆኖም እኔ የገፋሁት ሲሆን ያለንን ኢላማ ለማሳካት የተሸለኝን እየጣርኩ ነው፡፡ ቢሆንም ነገሮች በጣም አስቸጋሪ ሆነዋል፡፡ ምልክቶቹ እዛ አሉ፡፡ የሌጎስ ራይድ የተጀመረው ውጥን በርካታ ሹፌሮች ቅድሚያ ክፍያ መክፈል ባልቻሉበት ወቅት ሲሆን አዲያሚን እንደሚያስታውሰው አጋሮች እና ሹፌሮች እንዲስማሙ አድርገን ማለትም ምክንያታዊ የሚሆን የገቢ መጋራት ቀመር ላይ እንዲስማሙ አድርገናል፡፡ ሆኖም ምክንያታዊ አልነበረም፡፡ ትልቁ የሰራሁ ስህተት ሌጎስ ራይድ በአይኦኤስ በኩል ማግኘቴ ነው፡፡ ሲል ይገልጻል ሌንደሰን አይኦኤስ ግሎባል ሎጀስቲክስ ሊሚትድ ���ሶስተኛ ወገን ሎጀስቲክስ ጅማሬ የመኪና ባለቤቶችን ከሹፌሮች ጋር ያገናኛል፡፡ በተጨማሪም የሌጎስ ራይድ አጋሮችን ከሹፌሮች ጋር ያገናኛል፡፡ በአይኦኤስ (IOS) በኩል ከአጋሩ ጋር የተገናኘው አሽከርካሪ የአይኦኤስ-ሹፌር (IOS-Driver) ስምምነት ቅጂ ላከልኝ። የሌጎስ ራይድ መኪና በአይኦኤስ ለማግኘት ፍላጎት ያላቸው ሹፌሮች ተመላሽ የማይሆን ናይራ 10ሺህ (10.34 ዶላር) ለሹፌር ምርጫ ወጪ እና ለማንነት ምርመራ መክፈል አለበት፡፡ ሹፌሩን የተጣራ የቀን ገቢ/ሁሉም ተገቢ ወጪዎች ከተቀነሱ በኃላ /60 ፐርሰንት ያገኛል/ ""ድርጅቱ ለተሽከርካሪው ባለቤት ከገባው (ተገቢ ወጪዎች ከተቀነሰ በኋላ) ከዕለታዊ ገቢ የተጣራ 40% የማግኘት መብት ይኖረዋል።"""""" ስምምነቱ በተጨማሪ እንደሚገልጸው ለሹፌር የተሰጠ መኪና የድርጅቱ /አይኦኤስ/ ንብረት ሲሆን ወይም ድርጅቱ ስራ አስኪያጅ በሆነበት የባለቤቱ ይሆናል፡፡ ክፍያ ከጨረሱ በኃላ የመኪናዎች ባለቤት አይሆንም ብሎ በግልጽ የሚገልጽ ስምምነት ሹፌሮች ለምን ይፈርማሉ? ተስፋ መቁረጥ! አጋሮች በሚመቻቸው ሁኔታ የሚበዘብዙት ተስፋ መቁረጥ። ሆኖም ሌጎስ ራይድ የአጋርነት ውጥን ሲፈጥር ብዝበዛ የእቅዱ አካል አልነበረም፡፡ አዴዬሚ እንዳብራሩት ሌጎስራይድ (LagosRide) በፕሮፌሽናል ኢ-ሃይሊንግ (E-hailing) አሽከርካሪዎች እና በናይጄሪያ የግል ባለቤቶች ማህበር (PEDPAN) እና በአይኦኤስ (IOS) መካከል ያለውን ተመሳሳይ ነባር ዝግጅት ብቻ ነው እየተጠቀመ ያለው። """"""ያ ማህበር ቀድሞውንም ከኡበር እና ቦልት የሚመጡ የአጋር-ሹፌሮች ግንኙነት የዳበረ ማህበረሰብ ነበረው።"""""" ይህ ሌጎስራይድ (LagosRide) በአጋሮች እና በአሽከርካሪዎች መካከል ያለውን ፍትሃዊ ሽርክና አረጋግጧል። ሄዲያሚ ሆኖም የግንኙነት ውጥኑ ያልተፈለገ ውጤት እንዳመጣ ተቀብሏል፡፡ አስገራሚ ሁኔታ ፡ የአይኦኤስ ዋና ስራ አስፈጻሚ ኢድሪስ ሹኑጋ የፒኢዲ ፒኤኤን ፕሬዝዳንትም ናቸው፡፡ ከአይሲአይአር የቀረበው ሪፖርት ሹኑጋ እ.ኤ.አ 2022 ዓ.ም.ከፕሬዝዳንትነት መነሳታቸውን ሲኤንቢሲ አፍሪካ ቃለመጠይቅ እ.ኤ.አ ሀምሌ 2023 ዓ.ም የፒኢዲፒኤኤን እና የአይኦኤስ ዋና ስራ አስፈጻሚ አድርጎ እውቅና ሰጥቷልል፡ ""ሌጎስራይድ (LagosRide) በአጋሮች እና በአሽከርካሪዎች መካከል ለሚደረጉ ስምምነቶች ግላዊ አይደለም፣ ነገር ግን አዴዬሚ መድረኩ"" አሁን አጠቃላይ የምርት ስርዓታችንን መገምገም መቻልን ለማረጋገጥ ከትዕይንቱ በስተጀርባ እየሰራ ነው።"" ብለዋል ""ይህ ግምገማ ሌጎስራይድ (LagosRide) ስሪት 2 - ተብሎ ወደ ሚጠራው ያመራል - """" ባለድርሻ አካላት ፍትሃዊ ውክልና እና ፍትሃዊ ማካካሻ እንዲያገኙ የሚያስችል መንገድ ነው።"" በሌጎስ ራይድ ሹፌሮች ለምን ተበሳጩ አንዳንድ የሌጎስራይድ (LagosRide) አሽከርካሪዎች ከሌጎስራይድ (LagosRide) የተዛባ ሽርክና ሊጠበቁ ይገባል ብለው ቢያስቡም፣ አንዳንዶች ደግሞ ሌጎስራይድ (LagosRide) እንደ አይኦኤስ (IOS) ያሉ አጋሮች የተስፋ መቁረጥ ስሜታቸውን ለመጠቀም ቀላል እያደረገላቸው እንደሆነ ያምናሉ። አንድ ሹፌር እንደሚገልጸው ሙስና ቦታውን ወስዷል፡፡ ቴክፖይንት አፍሪካን ያነጋገራቸው አብዛኛዎቹ አሽከርካሪዎች፣ ₦700,000 ቅድመ ክፍያ ከፍለው እነወኳን ከሌጎስራይድ በቀጥታ ተሽከርካሪውን ማግኘት ከባድ ነው ብለዋል። አጋሮች እስከ ናይራ 1 ሚሊዮን/1333 ዶላር/ ማለትም ተጨማሪ ናይራ 300ሺ መክፈል ስለሚችሉ መኪና የማግኘት የተሸለ እድል ሲኖራቸው አንዳንድ ሹፌሮች ይህንን ጉቦ ብለው ይገልጹታል፡፡ የእኔን ናይር 700ሺ ይዤ ሌጎስ ራይድ ስሄድ መኪና እንደሌለ አሳወቅኝ፡፡ ሆኖም አጋር በግል የማውቀው ከሌጎስ ራይድ በናይራ 1.2ሚሊዮን/1624 ዶላር / መኪና አግኝቷል፡፡ ይህንን አጋር ለማግኘት ብንጥርም የሹፌሩን መረጃ በመካድ ቅድሚያ ክፍያ ናይራ 700ሺ በላይ እንዳልከፈለ ገልጾአል፡፡ ስለዚህ ለምን ሹፌሮች መኪና አያገኙም? ይህ ሙሉ በሙሉ እውነት አይደለም፡፡ ውጥኑ አጋሮችን ለመጥቀም ተሰርቷል፡፡ አዲያሚ እንደሚያብራራው ነገሮች የሚከሰቱበት መንገድ አለ፡፡ ከተጀመረ በኋላ፣ አባላቱን በሹፌርነት ለማሳተፍ ወደ ፒኢዲኤፒኤን (PADPAN) ቀረቧል። ሆኖም አብዛኛዎቹ ቅድሚያ ክፍያ መክፈል እንደማይችሉ ቅሬታ አቅርበዋል፡፡ ከአጋርነት ውጥኑ በፊት ሌጎስ ራይድ ከኮላሬስ ባንክ ጋር አጋር በመሆን በመጀመሪያ ናይራ 1.5 ሚሊዮን የሆነውን ቅድሚያ ክፍያ ፋይናንስ ለማድረግ አጋርነት ፈጥረዋል፡፡ ሁሉም ሹፌሮች 20 ፐርሰንት ማለትም ናይራ 300ሺ /406 ዶላር/ የቅድሚያ ክፍያ ተቀማጭ መክፈል አለባቸው፡፡ ቀጥተኛ ተጠቃሚ መሆን ቢኖርባቸውም ከዚህ ሸሽተዋል ወይም ገንዘብ የላቸውም፡፡ አሁን ገንዘብ ያቸው ሰዎች ለመክፈል ይመጣሉ፡፡ ክፍያው ለ1000ሺ መኪናዎች ሲሆን ሁሉም እንደተከፈለበት አልተገለጸም፡፡ እሱ ግን፣ ተጨማሪ መኪኖች ሊኖሩ እንደማይችሉ ተናግሯል ። ነገር ግን ብዙ አሽከርካሪዎች መኪኖቹ አሁንም ይገኛሉ ብለው ያምናሉ። አንዳቸውም በርካታ ሌጎስ ራይድ መኪናዎች ሌጎስ ውስጥ በአንዱ የድርጅቱ ጋራዥ መቆማቸውን ቪዲዮ አሳይቷል፡፡ አዴዬሚ፣ ሲመልሱ፣ እነዚያ ምናልባት የተነጠቁ መኪኖች ሊሆኑ ይችላሉ። ነገር ግን፣ ተሽከርካሪ የማግኘት እድላቸውን ለመጨመር ትንሽ ተጨማሪ ክፍያ የሚከፍሉ አጋሮች በማገናዘብ፣ አዴዬሚ በሌጎስራይድ ቴክኖሎጂ; ኢቢሌ ሆልዲንግስ - የሌጎስ ግዛት መንግስት የኢንቨስትመንት ኩባንያ -ላይ በዋነኝነት ተጠያቂ መሆኑን በድጋሚ ተናግሯል - የLagosRide ስራዎች እና ተሽከርካሪዎች መመደብም ያሳስበዋል። ዋጋም በዚህ ስር የሚወድቅ ሲሆን ይህ ሹፌሮች ከራይደሮች ጋር ያላቸውን አስቸጋሪ ስምምነት ያብሰዋል፡፡ እንደ ቦልት እና ኡበር ሹፌሮች የሌጎስ ራይድ ሹፌሮች ራይድ ዋጋ በከፍተኛ ደረጃ እንዲጨምር ይፈልጋሉ፡፡ ሌጎስ ራይድ ዋጋዎችን የከለሰ ቢሆንም በርካታ ሹፌሮች በዚህ እርካታ የላቸውም፡፡ ለሌጎስራይድ አሽከርካሪዎች በተላከው መልእክት መሰረት፣ የታሪፍ ዋጋ በኪሎ ሜትር (ኪሜ) ከ ₦121.5 (0.16) ወደ ₦137.41 ($0.19) በኪሜ ተሻሽሎ ተቀምጧል፣ ይህም ከቦልት በ ₦7 ገደማ ከፍ ብሏል። አዴዬሚ እንደተናገሩት አሽከርካሪዎች መኪና እንዲሰበሰቡ፣ ከክፍያ ወጪ እንዲቀንስ እና የአሽከርካሪዎችን ገቢ ለመጨመር የሚያስችል የራይድ መጋራት ባህሪ ወደ መተግበሪያው ይመጣል ብለዋል። ሆኖም አብዛኛው ሹፌሮች የበለጠ ማግኘት ብቻ ሳይሆን የሚፈልጉት ለ4ዓመት ፋይናንስ ያደረጉትን መኪና ባለቤት መሆን ይፈልጋሉ፡፡ **የዶላር ምንዛሬ ተመን እ.ኤ.አ በመስከረም 1 2023 ዓ.ም የነበረ ነው፡፡","A partnership agreement is preventing LagosRide drivers from owning cars they've financed for four years After years of unemployment, Sola Nelson decided to become a LagosRide driver. But one month after getting his GAC SUV, Nelson decided to return the car. When I asked him why, he said, it was the biggest mistake he'd ever made. I spoke to several LagosRide drivers who feel the same way. A recurring theme in my conversations with them is ""modern slavery."" They feel they are slaves on the ride-hailing platform and call desperately for the Lagos State Governor, Babajide Sanwo-Olu to come to their aid. Governor Sanwo-Olu launched LagosRide officially in March 2021 as a way to improve mobility and create a multi-modal transportation system for Lagosians. During the launch, Sanwo-Olu said, LagosRide is ""one of the State Government’s socio-economic intervention programmes, which will be professionally managed in line with global best practices.” However, many drivers believe LagosRide's management is far from professional. LagosRide is run differently from other ride-hailing platforms like Bolt and Uber. If you live in Lagos, there's a good chance you have seen LagosRide-branded GAC SUVs and Saloons. Unlike Bolt and Uber, LagosRide uses a lease-to-own model where drivers get one of these cars after a ₦700,000 ($933) down payment. LagosRide's drivers' issue with the platform stems from its lease-to-own model. The down payment was initially ₦1.5 million ($2,000), 20% of ₦7.5 million ($10,000) — the total cost of the car — but according to Tumi Adeyemi, CEO of Zeno, LagosRide's technology service provider, the price was reduced to ₦700,000 after many interested drivers could not afford it. Even at ₦700,000, the down payment was still too high for many. This led LagosRide to employ a partnership scheme. Unfair partnerships? Like many drivers, the partnership scheme was the only way Nelson could have gotten a vehicle because he could not afford the down payment. The partnership arrangement is simple. A partner makes the ₦700,000 down payment on behalf of a driver. The driver works with the car, makes the ₦9,500 ($12.67) daily payments, buys fuel, and shares whatever is left with the partner, with the driver typically getting 60% and the partner getting 40%. The worrying part of this arrangement, however, is that after paying ₦9,500 every day for four years (₦10,368,000 [$14,038]), the driver still doesn't own the car. The car is owned by the partner whose only investment is a ₦700,000 down payment. ""We have a ₦43,970 ($59.54) daily target to meet. From this target, we pay ₦9,500 for the car. We buy data and petrol, we make repairs, and still share money with partners. Sometimes I have to borrow money to make these payments. Then I wonder, what's really my gain,"" groaned a driver who pleaded anonymity. Nelson was in the same situation and decided to return the SUV he was given. He was already in a mountain of debt over a job that was supposed to feed him. But feeding wasn't his only worry. Many of the drivers I spoke to had families to support and meeting targets was hard. Being a relatively new platform, some drivers said it was difficult to get requests. The increase in petrol prices also didn't help matters. Nelson got his GAC SUV in May 2023. On his first day, he made ₦15,000 ($20.31) because he was still learning the ropes. But before he could hone his skills as a ride-hailing driver, the price of petrol rose to over ₦500 ($0.68) by the end of the month. ""It was like war, but I was still pushing it, trying my best to meet my target, but things got too difficult."" The signs were there ""LagosRide started the scheme when many drivers were unable to afford the down payment,"" Adeyemi recalls, ""We allowed partners and drivers to agree on a revenue-sharing formula, which we think should be fair."" But it wasn't fair. ""The biggest mistake I made was getting LagosRide through IOS,"" Nelson groaned. IOS Global Logistics Limited is a third-party logistics startup that connects vehicle owners to drivers. It also connects LagosRide partners with drivers. A driver connected to a partner through IOS sent me a copy of the IOS-Driver agreement. To get a LagosRide vehicle via IOS, interested drivers pay a non-refundable fee of ₦10,000 ($10.34) for the cost of driver nomination and a background check. The driver is entitled to ""60% of daily sums net earnings (after deductions of all relevant expenses.) Whilst the company shall be entitled to 40% of daily net earnings to be remitted to the owner of the vehicle (after deductions of relevant expenses)."" The agreement also states that the vehicle given to the driver will remain the property of the company (IOS) ""or that of the owner to which the company serves as a manager."" But why did the drivers sign an agreement that clearly says they will not own the cars after they complete payment? Desperation! Desperation that partners conveniently exploit. However, exploitation was not part of the plan when LagosRide created the partnership scheme. Adeyemi explained that LagosRide was only taking advantage of a similar existing arrangement between Professional E-hailing Drivers and Private Owners Association of Nigeria (PEDPAN) and IOS. ""That association already had a thriving community of partner-driver relationships coming from Uber and Bolt."" This reassured LagosRide of fair partnerships between partners and drivers. Adeyemi, however, admitted that the partnership scheme has resulted in ""unwanted outcomes."" Fun fact: The CEO of IOS, Idris Shonuga, is also the President of PEDPAN. Although a report from ICIR shows Shonuga was removed as president in 2022, he was recognised as the president of PEDPAN and CEO of IOS in a CNBC Africa interview in July 2023. LagosRide is not privy to arrangements between partners and drivers, but Adeyemi said the platform is ""now working behind the scenes to ensure that we review our entire product system."" This review will lead to what he calls LagosRide version 2 — a way to ensure that ""stakeholders get fair representation and fair compensation."" Why drivers are angry with LagosRide While LagosRide drivers believe they should be protected by LagosRide from unfair partnerships, some also believe LagosRide is making it easy for partners like IOS to exploit their desperation. ""Corruption has taken over the place,"" one driver said. Most of the drivers that spoke to Techpoint Africa, said that getting a vehicle directly from LagosRide is difficult even when you have your ₦700,000 down payment. They believe the partners have a better chance of getting a vehicle because they pay up to ₦1 million ($1,333); an extra ₦300,000 some drivers would describe as a bribe. ""I went to LagosRide with my ₦700,000, they told me there was no car, but a partner I know personally got a car from LagosRide with ₦1.2 million ($1,624)."" We reached out to the partner in question but he denied the driver's claims, insisting he did not pay more than the ₦700,000 down payment. So why aren't drivers getting vehicles? ""It is not completely true that the scheme is skewed in favour of the partners. There's a context with which things have happened,"" Adeyemi explained. Post-launch, it approached PEDPAN in a bid to onboard its members as drivers. However, many complained that they could not afford the down payment. Before the partnership scheme, LagosRide partnered with Polaris Bank to provide financing for the down payment which was initially ₦1.5 million. All the drivers needed to do was pay a 20% — ₦300,000 ($406) — deposit on the down payment. ""They were supposed to be direct beneficiaries, they had walked away or they didn't have money. The people that now had money had come into play."" The play was for 1,000 cars which he didn't say had all been paid for. He, however, said it was unlikely that there were any more cars available. But many drivers believe the cars are still available. One of them showed a video of several LagosRide vehicles parked in one of the company's garages in Lagos. Responding, Adeyemi said those were most likely repossessed cars. But concerning partners paying a little extra to increase their chances of getting a vehicle, Adeyemi reiterated that he is primarily responsible for LagosRide's technology; Ibile Holdings — the investment company of the Lagos State Government — is concerned with LagosRide's operations and allotting vehicles. Pricing falls within his purview and that is a subject that compounds the already difficult arrangements drivers have with riders. Like Bolt and Uber drivers, LagosRide drivers want a significant increase in the price of rides. While LagosRide has already reviewed prices, many drivers remain unsatisfied. According to a message sent to LagosRide drivers, fare prices per kilometre (km) went from, ₦121.5 (0.16) to ₦137.41 ($0.19)/km, about ₦7 higher than Bolt's. Adeyemi said a ride-sharing feature will be coming to the app that will allow riders to carpool, reduce overhead costs, and increase the earnings of the drivers. But most drivers aren't just looking to earn more, they want to own the cars they've financed for four years. ** Dollar equivalent is from exchange rate as of September 11, 2023.","Yarjejeniyar haɗin guiwa tana hana direbobin Shirin LagosRide mallakar ƙananun motocin da suka biya kuɗisu tsawon shekara hudu. Bayan shekaru da dama cikin rashin aikin yi, Sola Nelson ya yanke shawarar zama direban Shirin LagosRide. Sai dai wata ɗaya bayan karɓar motarsa ƙirar GAC SUV, Nelson ya yanke shawarar mayar da motar. Yayin da na tambaye shi me ya sa, sai ya ce, karɓar iata ce babban kuskuren da ya taɓa yi. Na yi magana da yawancin direbobin Shirin LagosRide waɗanda su ma suke jin hakan. Batun da take tattaunawa da su a yayin hirar shi ne ""sabuwar hanyar bautarwa."" Suna jin kamar an ɗauke su a matsayin bayi ne a tsarin kirawo direba, inda suke kiran gaggawa ga Gwamnan Jihar Lagos, Babajide Sanwo-Olu da ya kawo musu ɗauki. Gwamna Sanwo-Olu shi ne ya ƙaddamar da Shirin LagosRide a hukumance a watan Maris na shekarar 2021, a matsayin wata hanyar bunƙasa zirga-zirga da samar da wani tsarin sufuri daban-daban ga mazauna Lagos. A lokacin bikin ƙaddamarwar, Sanwo-Olu ya ce, Shirin LagosRide ""yana ɗaya daga cikin shirin gwamnatin jahar na tallafa wa mutane a harkokin tattalin arziki da rayuwa, wanda za a tafiyar da shi cikin kwarewar aiki da tsarin da ake bi a duniya'' Sai dai da yawan direbobi sun yi amannar cewa hukumar gudanarwar Shirin LagosRide ba ta da ƙwarewwar aiki. Ana amfani da manhajar Shirin LagosRide ta hanya daban da sauran manhajojin kiran direba kamar su Bolt da Uber. Idan a Legas ka ke da zama, akwai yiwuwar ka taɓa ganin motocin GAC SUV da Saloon na Shirin LagosRide. Ba kamar kamfanin Bolt da Uber ba, Shirin LagosRide yana amfani da tsarin haya-don-mallaka, inda direbobi suke karɓar ɗaya daga cikin waɗannan motocin bayan fara biyan Naira 700,000. ƙalubalen da direbobin Shirin LagosRide suka fara fuskanta ya samo asali ne daga tsarinsa na haya-don-mallaka. Kuɗin kafin alƙalamin da farko Naira miliyan 1.5 ne (Dala 2,000), wato kaso 20% Naira miliyan 7.5 (Dala 10,000) wato kuɗin motar gaba ɗaya ke nan, sai dai kamar yaddaTumi Adeyemi, Shugaban Kamfanin Zeno, wanda shi ne mai samar da fasaha ga Shirin LagosRide, an rage kuɗin ne zuwa Naira 70,000 bayan gano cewa da yawan direbobin ba za iya biya ba. Hatta Naira 70,000 da aka rage da yawa ba za su iya biya ba. Wannan ne ya sa Shirin LagosRide ya samar da shirin haɗin guiwa. Haɗin guiwa mara adalci? Kamar da yawan direbobi, shirin haɗin gwiwar shi ne kaɗai hanyar da Nelson zai iya mallakar abin hawa saboda ya kasa biyan kuɗin da aka rage. Tsarin haɗin gwiwar yana da sauƙi. Abokin haɗin gwiwa zai biya kafin alƙalami na Naira 700,0000 a madadin direban. Direban zai yi aiki da motar, zai riƙa biyan Naira 9,500 (Dala 12.67) kullum, sannan ya sayi mai, sai kuma su raba abin da yayi saura da abokin haɗin gwiwar ta sa, inda direban ɗauki kaso 60%, shi kuma abokin huɗin gwiwar zai na samu kaso 40%. Abin damuwar wannan tsarin shi ne, sai dai bayan Naira 9,500 kullum na tsawon shekara huɗu, (Naira 10, 368, 000 [Dala 14,038]) duk da haka direban bai mallaki motar ba. Motar ta zama ta abokin haɗin gwiwar, wanda ya saka Naira 700,000. ""Muna son samun Naira 43,970 (Dala 59.54) a kullum. Daga wannan abin da muka samun, muke biyan N9,500 na motar. Muna siyan data da man fetur, muna yin gyare-gyare sannan kuma duk da haka muna raba kuɗin da abokanan hurɗin gwiwar. Wasu lokutan sai na aro kuɗi domin sannan nake iya biya. Wani direba da aka sakaya sunansa ya koka cewa, ''Sai nake tunanin to mece ce takamaiman ribata,"". Nelson ya taɓa tsintar kansa a cikin irin wannan yanayi kuma ya yanke shawarar mayar da motar ƙirar SUV da aka ba shi. Bashi ya yi masa katutu a aikin da ya kamata a ce yana ciyar da shi. Amma ciyarwa ba itace kadai damuwarsa ba. Direbobi da dama da na yi magana da su suna da iyali da suke ɗaukar nauyinsu ga kuma biyan kuɗin da wahala. Kasancewar tsarin sabo ne, wasu daga cikin direbobin sun ce samun neman taimako na da wahala. Ƙarin kuɗin man fetur ya ƙara taɓarɓara al'amura. Nelson ya mallaki motarsa ƙirar GAC SUV a watan mayun shekarar 2023. A ranarsa ta farko, ya haɗa Naira 15,000 (Dala 20.31) saboda har yaanzu yana koyon yadda ake tafiyar da al'amarin. Sai dai kafin ya ƙware a matsayin direban da ake kira, farashin man fetur ya tashi sama da ɗari biyar (Dala 0.68) zuwa ƙarshen watan. ""Kamar yaƙi ne, amma dai ina ta turawa, ina ƙoƙarin kaiwa ga ƙudirina, sai dai abubuwan sun yi tsanani sosai."" Da akwai alamun a can. ""Shirin LagosRide ya fara wannan tsarin ne yayin da yawan direbobi suka kasa biyan kafin alƙalamin."" Adeyemi ya tuno da cewa, ""mun ba wa abokan haɗin gwiwa da direbobi da su amince da wani tsarin rabon kuɗin da ke shigowa, wanda muke tunanin hakan zai zama adalci."" Amma hakan bai dace ba. Nelson ya koka cewa,""Mafi girman kuskuren da na yi shi ne shiga harkar Shirin LagosRide ta Kamfanin IOS,"". Kamfanin IOS Global Logistics Limited shi ne kamfanin da ke tsakanin masu motocin da direbobi. Yana kuma haɗa abokan haɗin guiwar Shirin LagosRide da direbobi. Wani direban da aka haɗa da abokin haɗin gwiwa ta hanyar Kamfanin IOS ya turo min da kwafin yarjejeniya tsakanin kamfanin IOS da direba. Kafin a samu abin hawan Shirin LagosRide ta hanyar Kamfanin IOS, direbobin da ke sha'awa za su biya Naira 10,000 (Dala 10.34) a matsayin kuɗin zaɓar direba da bincike a kansa. Direban na da kaso 60% na cinikkin da ya yi a kullum (bayan an cire duk wasu kuɗaɗen da ya kamata a cire.) Yayin da kamfanin zai samu kaso 40% na cinkin kullum, wanda za a tura wa mamallakin abin hawan (bayan an cire duk wasu kuɗaɗen da ya kamata a cire. Yarjejeniyar kuma ta nuna cewa, abin hawan da aka ba wa direban zai kasance mallakin Kamfanin IOS ""ko kuma mallakin mamallakin abin hawan da kamfanin ke masa aikin kulawa da abin hawan. Amma kuma me ya sa direbobin suka yarda da yarjejeniyar da a zahiri take nuna cewa ba za su samu damar mallakar motocin ba bayan sun biya gaba ɗaya kudin? Gaggawa! Abokan haɗin guiwar na amfani da gaggawar wajen tatsar su. Sai dai, tatsar tasu ba ta tsarin Shirin LagosRide a lokacin da aka ƙirƙiri tsarin haɗin gwiwar. Adeyemi ya yi bayanin cewa, Shirin LagosRide kawai yana amfani da irin tsarin da ke tsakanin ƙwararrun direbobin da ake kira ta intanet da kuma ƙungiyar Mamallaka Ababen hawa Masu Zaman Kansu (PEDPAN) da kuma Kamfanin IOS. ""Wannan ƙungiyar ta riga tana da kyakykyawar dangantaka tsakanin abokin haɗin gwiwa da direba da ta samo asali daga kamfanin Uber da Bolt."" Wannan ya tabbatar wa Shirin LagosRide yin adalci tsakanin abokan harɗin gwiwa da direbobi. Sai dai Adyemi ya yarda da cewa, tsarin haɗin gwiwawar ya haifar da ""sakamakon da ba shi aka so ba."" Abin mamaki : Shugaban Kamfanin IOS, Idris Shonuga shi ne kuma Shugaban ƙungiyar PEDPAN. Duk da cewa rahoton ICIR ya nuna cewa, an sauke Shonuga daga matsayin shugaban a shekarar 2022, inda aka ba shi shugabancin PEDPAN da kuma Shugabancin Kamfanin IOS a wata ganawar CNBC Africa a watan YuliN shekarar 2023. Shirin LagosRide ba ɓoyayyen tsari ba ne tsakanin abokan haɗin gwiwa da direbobi, amma dai Adeyemi ya ce, shirin "" a yanzu yana gudanar da ayyuka cikin sirri domin tabbatar da cewa mun kawo gyara a kafatanin tsarin kayanmu."" Wannan gyaran zai kai ga abin da ya kira sabon Shirin LagosRide na biyu -- domin tabbatar da cewa ""masu saka hannun jari sun samu adalci da kuma abin da ya dace. Me ya sa direbobi suke fushi da Shirin LagosRide? Yayin da direbobin Shirin LagosRide suke ganin ya kamata shirin ya shinge su daga haɗin gwiwar rashin adalci , wasu kuma suna ganin cewa Shirin LagosRide yana ba wa abokan haɗin gwiwa irin su IOS damar tatsar su. ""Rashawa ta baibaye shirin,"" a cewar wani direba. Yawancin direbobin da suka zanta da Jaridar Techpoint Afrika sun ce, samun abin hawa kai-tsaye daga Shirin LagosRide yana da wahala ko da kuwa kana da kafin alƙalamin Naira 70,000. Sun yi imani cewa, abokan haɗin gwiwar sun fi damar mallakar abin hawa saboda suna biyan kuɗi har Naira miliyan 1,000,000 (Dala1,333), ƙarin Naira 300,000 da wasu direbobin suka bayarwa matsayin cin-hanci. ""Na je wurin Shirin LagosRide da Naira 700,000 suka ce min babu mota, amma akwai wani abokin hurɗa da na sani ya samu mota daga Shirin LagosRide da a kan Naira 1.2 (Dala 1.624). Mun tuntuɓi abokin hurɗar da ake magana a kai, amma ya ƙarya ta abin da direban ya yi iƙirari, inda ya kafe a kan cewa, bai biya sama da Naira 700,000 ba. Don haka me ya sa direbobi ba sa samun ababen hawa? ""Ba gaskiya bane a ce gaba ɗaya shirin ya fi amfanar abokan hadin gwiwar."". Adeyemi ya bayyana cewa, ''Akwai wasu lokuta da ke nuna wasu abubuwa sun faru,"". Bayan bikin ƙaddamarwa, shirin ya tinkari ƙungiyar PEDPAN a ƙoƙarinsa na shigo da mambobinta a matsayin direbobi. Sai dai, da yawa sun yi ƙorafin cewa ba za su iya biyan kafin alƙalamin ba. Kafin tsarin haɗin guiwar, Shirin LagosRide ya haɗa gwiwa da Bankin Polaris domin ya biya kuɗi kafin alƙalamin,wanda da farko Naira miliyan 1.5 ne. Abin da direbobin ke buƙatar yi kawai shi ne su biya kaso 20% wato Nnaira 300,000 (Dala 406) wani kaso daga cikin kafin alƙalamin. ""Ya kamata su zamo masu cin moriyar shirin kai-tsaye, sun yi tafiyarsu ko kuma ba su da kuɗi. Mutanen da suke da kuɗi yanzu sun shigo cikin harkar."" A tsarin motoci 1,000 ne aka tanada, wanda bai ce duk an biya kuɗinsu ba. Sai dai ya ce, da wuya akwai wasu sauarn motocin. Sai dai yawancin direbobin sun yi imanin har yanzu akwai wasu motocin. Ɗaya daga cikinsu ya nuna wani fefen bidiyo na ababen hawan Shirin LagosRide da yawa an ajiye su a ɗaya daga cikin garejin kamfanin a Legas. Da yake mai da martani, Adeyemi ya ce, yawancin motocin da aka ƙwace ne daga hannun waɗanda suka kasa biyan kuɗin da ake bin su. Amma game da abin da ya shafi abokan haɗin gwiwa na su biya wani ƙarin kuɗi domin samun damar mallakar abin hawa, Adeyemi ya ƙara tabbarwa cewa, shi ne yake da alhakin a kan samar da fasahar Shirin LagosRide, wato Ibile Holdings -- wato kamfanin zuba jari na Gwamnatin Jihar Legas --- wanda ke da ruwa da tsaki a kan ayyukan Shirin LagosRide da raba ababan hawan. Farashi ya wuce yadda ya ƙayyade kuma wannan shi silar samuwar matsala tsakanin direbobi da masu hawan ababen hawa. Kamar direbobin kamfanin Bolt da Uba, direbobin Shirin LagosRide suna son ƙari farashin ababen hawan. Yayin da tuni Shirin LagosRide ya sabunta farashi, amma da yawan direbobin ba su sauya ba . Bisa saƙon da aka tura wa direbobin Shirin LagosRide, kuɗin sufuri na duk kilomita ɗaya ya tashi daga Naira 121.5 (0.16) zuwa Naira 137,41 ($0.19), inda ya fi kuɗin sufurin kamfanin Bolt da Naira 7. Adeyemi ya ce, tsarin shirin za a saka shi a manhaja, wanda za ta ba wa masu hawa damar shiga da hawa, domin rage kashe kuɗi da kuma ƙara abin da direbobin ke samu. To amma yawancin direbobin ba wai kuɗin da za su samu suka da mu da su ba, suna son mallakar motocin da suka biya kuɗinsu na tsawon shekaru huɗu. ** Farashin Dala daga 11 da watan Satumban shekarar 2023.","Makubaliano ya ushirikiano yanazuia madereva wa LagosRide kumiliki magari waliyonunuliwa kwa miaka minne. Baada ya miaka kdhaa ya kutokuwa na ajira, Sola Nelson aliamua kuwa dereva wa LagosRide. Lakini mwezi mmoja baada ya kupata GAC SUV yake, Nelson aliamua kulirudisha gari hilo. Nilipomuuliza kwanini, alisema, lilikuwa ni kosa kubwa sana ambalo hakuwahi kutenda. Nilizungumza na madereva wengi wa LagosRide ambao walifikiria kama hivyo. Maudhui yanayojirudia rudia kwenye mazungumzo yangu pamoja nao ni ""utumwa mambo leo"" Wanahisi ni watumwa kwenye uwanda wa udereva wa kukodi na wametoa wito wa kukata tamaa kwa ajili ya Gvana wa jimbo Lagos, Babajide Sanwo-Olu ilimkuweza kuja kuwasiadia. Govana Sanwo-Olu alitambulisha LagosRide rasmi mwezi Machi 2021 kama njia ya kuboresha usafirishaji na mifumo tofautitofauti ya usafiri kwa Wanalagos. Kipindi cha Utambulisho, Sanwo-Olu said, LagosRide ni ""mojawapo ya programu za kuinua masuala ya kijamii-uchumi ya Serikali"" ambazo zitaongozwa vyema kwa muongozo mzuri Kimataifa. Hata hivyo, madereva wengi wanaamini uongozi wa LagosRide upu mbali na utaaluma. LagosRide inazendeshwa kwa tofauti na majukwaa mengine ya usafiri wa kukodi kama Bolt and Uber. Kama unaishi Lagos,kuna fursa nzuri ya kuona gari za GAC SUV na Saloons zenye chapa ya LagosRide.. Tofauti na Bolt na Uber, LagosRide hutumia kukodisha kumiliki ambapo madereva hupata mojawapo ya magari haya baada ya kupunguza malipo ya��700,000 ($933). Suala la madereva wa LagosRide na jukwaa linalotokana na mtindo wake wa kuodisha-kwa-mwenyewe. Malipo ya punguzo huanzia # milioni 1.5 ($2,000), 20% ya milioni 7.5 ($10,000) # Gharama za jumla za gari# lakini kwa mujibu wa Tumi Adeyemi, CEO wa Zeno, mtoaji wa huduma ya teknolojia wa LagosRide, bei ilipunguzwa mpaka # 700,000 baada ya madereva wengi wenye kuhitajia kutokuweza kumudu. Hata kwa ₦ 700,000, malipo ya chini ni mpango wa ushirikiano. Hili linapelekea kuingia kwenye mradi wa ushirikiano. Ushirikiano usio wa haki? Kama walivyo madereva wengi, mradi wa ushirikiano ni njia pekee Nelson ageweza kupata gari kwasababu asingeweza kumudu malipo ya punguzo. L. Mpangilio wa ushirikiano ni mwepesi tu. T. Mshirika hufanya malipo ya ₦700,000 kwa niaba ya dereva. Dereva anayefanya kazi kwa gari hilo, hutoa malipo ya kila siku ya #9,500 ($12.67), Ununuzi mafuta, na hisa vyvyote inaachwa kwa mshiriki, na dereva anapata hasa 60% na mshiriki anapata 40%. Sehemu inayotia shaka kwenye makubaliano haya, hata hivyo, ni kwamba baada ya kulipa #9,500 kila siku kwa misks minne(#10,368,000 [$14,038]), dereva huyo bado halimiliki gari hilo. Gari hilo linamilikiwa mshiriki huyo ambalo uwekezaji wake ni wa punguzo la ₦700,000. ""Tunatakiwa kufikia kiasi kusudiwa cha ₦43,970 ($59.54) kila siku. Kwa kusudio hili, tunalipa ₦9,500 kwaajili ya gari. Tunanunua data na petroli, tunafanya matengenezo, na bado tuanshiriki pesa na washirika. Wakati mwingine, ninakopa fedha kufanya malipo haya. Halafu ninashangaa, kipi ninachokipata, "" alifoka dereva mmoja ambaye hakutaka kutajwa jina lake. Nelson alikuwa kwenye hali hiyo hiyo na kuamua kurudisha SUV alilokuwa amepewa. Tayari alikuwa tayari kwenye mlima wa deni juu ya kazi ambayo ilipaswa kumlisha. Lakini suala la chakula haikuwa ndio hofu yake pekee. Madereva wengi niliozungumza nao walikuwa na familia za kuzihudumia na kufikia kusudio ilikuwa ngumu. Kuwa kwake jukwaa lipya, baadhi ya madereva walisema ilikuwa vigumu kupata oda. Kuongezeaka kwa bei ya petroli pia ndio haikusaidia kabisa. Nelson alipata GAC SUV lake mwezi Mei 2023. Kwenye siku yake ya kwanza, alipata, ₦15,000 ($20.31) kwasababu alikuwa bado anajifunza njia. Lakini kabla kuwa vizuri kwenye ujuzi wake kama dereva, bei ya petroli iliongezeka zaidi ₦500 ($0.68) mwishoni mwa mwezi. ""Ilikuwa kama vita, lakini nilikuwa ninapambana, kufanya iwezekanavyo kufikia lengo, lakini mambo yalikuwa magumu pia. Saini zilikuwepo pale. ""LagosRide ilianzisha mradi wakati madereva wengi hawakuwa wakiweza kumudu malipo ya punguzo, "" Adeyemi anakumbuka, ""Tuliruhusu washirika na madereva kukubaliana na fomula ya kushirikia na kimapato, ambapo tunafikiri lazima iwepo haki."" Lakini haikuwepo haki. ""Kosa kubwa nililofanya ni kupata LagosRide kupitia IOS,"" alifoka Nelson. IOS Global Logistics Limited ni mhusika wa tatu wa shirika la usafirishaji ambalo linaunganisha wamiliki wa magari na madereva. Pia inaunganisha washirika wa LagosRid na madereva. Dereva aliyeunganishwa kwa mshirika kupitia IOS ananitumia nakala ya mkataba wa dereva wa s IOS. Kupata gari la LagosRide kupitia IOS, madereva wenye kuhitaji wanalipa malipo yasiyorudishwa ya ₦10,000 ($10.34) kwa ajili ya uteuzi wa dereva na ukaguzi msingi. Dereva ana haki ya kupata ""60% ya mapato halisi ya kila siku (baada ya kutoa gharama zote za uendeshaji) Wakati huo kampuni itakuwa inapata 40% ya mapato halisi ya mapato yatatumwa kwa mmiliki wa gari (baada ya kutoa gharama za uendeshaji) Makubaliano pia yanasema kwamba gari analopewa dereva litaendelea kuwa mali ya kampuni (IOS) ""ama kwamba ya mmiliki ambaye kwenye kampuni hiyo anahudumu kama meneja"" Lakini kwanini madereva wlisaini mkataba ambao unasema wazi kwamba hatomili magar hayo baada ya kukamilisha malipo? Kukata tamaa! Kukata tamaa ambayo washirika hao hutumia kwa urahisi. Hata hivyo, unyonyaji haukuwa sehemu ya mpango wakati LagosRide inaanzisha mpango shirika. Adeyemi alielezea kwamba LagosRide inatumia tu fursa ya ya mpangilio sawa uliokuwepo kati ya madereva wenye taaluma wa E-hailing na chama cha madereva binafsi wa Nigeri (PEDPAN) na IOS. ""Chama hicho tayari kilikuwa na jamii iliyostawi ya ushirika wa uhusuano wa dereva unaoundwa kutokana na Uber and Bolt."" Huu uliuhakikishia LagosRideushirika wenye haki kati ya washirika na madereva. Adeyemi, hata hivyo, alikiri kwamba mpango shirikishi umeleta ""matokeo yasiyohitajika"" Ukweli unaofurahisha: CEO wa IOS, Idris Shonunga, pia ni Rais wa PEDPAN. Ingawa ripoti kutoka ICIR inaonyesha kwamba Shonuga aliondolewa kama Rais mwaka 2022, aligundulika kama Rais wa PEDPAN na CEO wa IOS kwenye mahojiano na CNBC Afrika mwezi Julai 2023. LagosRide sio sio siri kwenye mipango kati ya washiriki na madereva, lakini Adeyemi alisema jukwaa hilo ni ""sasa inafanyakazi nyuma ya pazia kuhakikisha kwamba tunatazama upya mfumo wetu wote wa uzalishaji"" Kutazama kupya huku kutapelekea kwa kile alichokisema LagosRide toleo 2 — ni njia ya kuhakikisha kwamba ""wadau wanapata uwakilishwaji sawa na fidia ya haki"" Kwanini madereva wana hasira na LagosRide Wakati madereva wa LagosRide wanaamini lazima walindwe na LagosRide kutokana na washirika wasio na haki, baadhi pia wanaamini LagosRide inarahisisha kwa washirika kama IOS kuwanyonya watu wao waliojikatia tamaa. ""Rushwa imshika nafasi"" dereva mmoja alisema. Madereva wengi walizungumza na Techpoint Africa, walisema kwamba kupata gari moja kwa moja kutoka LagosRide ni ngumu hata kama una hilo punguzo la ₦700,000. Wanaamini washirika wana nafasi nzuri ya kupata gari kwasababu wanalipa zaidi mpaka ₦milioni 1 ($1,333); na ziada ya ₦300,000 baadhi mazdereva wangeelezea kama rushwa. ""Nilienda mpaka LagosRide pamoja na ₦700,000, waliniambia hakuna gari, lakini mshirika ninajua binafsi kupata gari kutoka LagosRide kwa ₦milioni 1.2($1,624)."" Tulimfikia mshirika huyo kumuuliza lakini alikataa malalamiko ya dereva huyo, akisisitiza hakulipa punguzo la zaidi ya ₦700,000. Kwahiyo kwanini madereva hawapati magari? ""Sio ukweli kamili kwamba mpango huo ulipindishwa ili kuwanufaisha washirika"". Kuna mazingira kwa hayo yametokea,"" Adeyemi alielezea. Baadya ya uzinduzi, ilikaribia PEDPAN kwa nia ya kuwaingiza wanachama wake kama madereva. Hta hivyo,wengi walilalamika kwamba wasingeweza kumudu malipo ua punguzo. Kabla ya mpango shiriikishi, LagosRide ilisirikiana na Benki ili kutoa ufadhili kwaajili ya malipo ya punguzo ambapo awali yalikuwa ₦milioni 1.5. Madereva wote walichohitajika kufanyani kulipa 20% — 300,000 ($406) kuitoa kwenye malipo ya pumguzo. ""Walikuwa wanapaswa kuwa wanufaika wa moja kwa moja, walion doka ama hawakuwa na fedha.They were supposed to be direct beneficiaries, they had walked away or they didn't have money. Watu ambao sasa walikuwa na pesa walikuja mchezoni"" Mchezo huo ulikuwa kwa magari 1,000 ambayo hakusema kwamba wote wamelipwa. Yeye, hata hivyo, alisema haikuwa bahati kwamba kulikuwa na magari mengi yapatikanayo. Lakini madereva wengi wanaamini magari bado yapo. Mmoja miongoni mwao alionyesha video ya magari mengi ya LagosRide yaliyoegesha kwenye moja ya gereji za kampuni hiyo mjini Lagos. Akijibu, Adeyemi alisema wote wenye kuwezekaniwa walimiliki tena magari. Lakini kuhusiana na washirika kulipa kiasi cha ziada kujiongezea nafasi zao za kupata gari, Adeyemi alirudia kwamba yeye amnawajibika hasa kwa ajili ya teknolojia ya LagosRide; Ibile Holdings — kampuni ya uwekezaji ya serikali ya jimbo la Lagos"" �inahusiana na uendeshaji wa LagosRide na ugawaji magari. Bei ipo ndani ya dhamira yake na kwamba ni suala linaloambatana na ule mpango mgumu uliokuwepo waliokuwa nao madereva wa magari pamoja na pikipiki. Kama madereva wa Bolt na Uber, madereva wa LagosRide wanataka ongezeko kubwa kwenye bei ya pikipiki. Wakati LagosRide imeshapitia upya bei, madereva wengi bado hawajaridhishwa. Kwa ujibu wa ujumbe uliotumwa kwenda kwa madereva wa LagosRide, bei fare prices per kilometre (km) went from, ₦121.5 (0.16) to ₦137.41 ($0.19)/km, about ₦7 higher than Bolt's. Adeyemi alisema kipengele cha shiriki cha uendeshaji kitakujia kwenye programu ambapo kitamsaidia waendeshaji kubadilishana kwa mpangilio, kupunguza gharama za kila mmoja, na kipato cha madereva. Lakini madereva wengi hawatazamii kumiliki zaidi, wanahitaji kumiliki magari hayo waliyoyalipia kwa miaka minne. ** Uwiano wa Dola ni kutokana na kiwango cha mbadilishano kama ule wa Septemba 11, 2023.","Àdéhùn ìbánidókòwò ń dènà àwọn awakọ̀ nílùú Èkó láti sì ní ọkọ tí wọ́n ti náwó lé lórí fún ọdún mẹ́rin Lẹ́yìn ọ̀pọ̀lọpọ̀ ọdún láì ríṣẹ́ ṣe Ṣọlá Nelson pinnu láti di awakọ̀ nílùú Èkó. Ṣùgbọ́n lẹ́yìn oṣù kan tí ó ti gba GAC SUV, ó pinnu láti dá ọkọ̀ náà padà. Nígbà tí mo bi í pé kí ló dé ó ní pé, ó jẹ́ àṣìṣe ńlá gbáà tí òun ṣe. Mo bá púpọ̀ nínú àwọn awakọ̀ LagosRide sọ̀rọ̀ tí ó rí lára wọn bákan náà. Kókó ohun tí ó ń jẹ yọ nínú ọ̀rọ̀ gbogbo wọn ni ""ìmúnilẹ́rú òde -òní "" Wọ́n lérò wí pé ẹrú ni àwọn lórí áàpù tí àwọn ènìyàn ń lò láti kàn sí àwọn ọlọ́kọ̀ tí wọ́n wà nítòsí wọn, èyí ló mú wọn máa fi gbogbo ìgbà kàn sí Gómìnà Ìpínlẹ̀ Èkó, Babájídé Sanwó -Olú láti gbà wọ́n sílẹ̀. Gómìnà Sanwó -Olú ṣe ìfilọ́lẹ̀ LagosRide ní oṣù kẹta, ọdún 2021 láti lè mú ìtẹ̀síwájú dé bá ètò ìrìnnà àti láti pèsè ọ̀nà púpọ̀ láti wà fún àwọn olùgbé Èkó tí ń wọkọ̀. Lásìkò ìfilọ́lẹ̀ náà, Sanwó -Olú wí pé LagosRide, ""jẹ́ ohun ọ̀nà kan gbòógì fún ìdásí ètò ọrọ̀ ajé, èyí tí wọn yóò máa ṣàmójútó pẹ̀lú ìlànà bí wọ́n ṣe ń ṣe é káríayé "". Síbẹ̀síbẹ̀, ọ̀pọ̀ àwọn awakọ̀ ló gbàgbọ́ pé àwọn alákòóso fún jíjẹ kí àwọn tí yóò wọ ọkọ̀ pé àwọn awakọ̀ nítòsí wọn pé ìṣe wọn jìnnà sí ti akọ́ṣẹ́mọṣẹ́. LagosRide ń ṣiṣẹ́ yàtọ̀ sí ti àwọn mìíràn tí wọ́n ní àwọn ìkànnì wọ̀nyí bí i Bolt àti Uber. Tí ẹ bá ń gbé ìlú Èkó, ó ṣe é ṣe kí ẹ ti rí ọkọ LagosRide bí i GAC SUVs àti Saloons. Kì í ṣe bí i Bolt àti Uber, LagosRide a máa lo ìlànà kí ènìyàn yá nǹkan kí ó fi di tirẹ̀ níbi tí àwọn awakọ̀ á gba ọ̀kan nínú àwọn ọkọ̀ náà lẹ́yìn tí ó bá ti san ₦‎700, 000 ($933) gẹ́gẹ́ bí àsańlẹ̀. Ìṣòro awọn awakọ̀ LagosRide pẹ̀lú ìkànnì náà jẹ́ yọ láti ara ìlànà yíyá kí ó tó jẹ́ ti wọn. Owó àsańlẹ̀ tẹ́lẹ̀ jẹ́ ₦‎1.5 mílíọ̀nù ($2, 000), 20% ti ₦‎7.5 mílíọ̀nù ($10, 000) - iye ọkọ̀ náà -ṣùgbọ́n sí Tùmí Adéyẹmi, Aláṣẹ ti Zeno, tí ó ń pèsè ohun èlò ìmọ̀ ẹ̀rọ ti LagosRide, a ṣe àdínkù iye owó náà sí èédẹ́gbẹ̀rin náírà, lẹ́yìn ìgbà tí ọ̀pọ̀lọpọ̀ àwọn awakọ̀ tí ó nífẹ̀ẹ́ si i kò lágbára rẹ̀. Pẹ̀lú bí ó ṣe jẹ́ ₦700, 000 gẹ́gẹ́ bí i owó àsańlẹ̀, owó náà sì tún pọ̀ ju agbára ọ̀pọ̀ lọ. Èyí mú kí àwọn LagosRide ó gba ètò ìbánidókòwò. ìbánidókòwò àìṣòdodo? Bí i ọ̀pọ̀ awakọ̀, ètò ìbánidókòwò nìkan ni ọ̀nà tí Nelson fi lè gba ọkọ̀ nitori kò lágbára owó àsańlẹ̀. Ètò ìbánidókòwò náà rọrùn. Olùbánidówòkò á san ₦700, 000 àsańlẹ̀ fún awakọ̀ kan. Awakọ̀ náà ṣiṣẹ́ pẹ̀lú ọkọ̀ náà, sán ₦9, 500 ($12.67) lójoojúmọ́, ra epo, ó sì pín ohunkóhun tí ó bá kù pẹ̀lú akẹgbẹ́ rẹ̀, pẹ̀lú awakọ̀ náà tí ó gba 60% tí akẹgbẹ́ rẹ̀ sì gba 40%. Èyí tí ó ń kan ni lóminú nínú ètò náà, ni pé, lẹ́yìn ìgbà tí wọ́n bá ti san ₦‎9, 500 lójóojúmọ́ fún ọdún mẹ́rin (₦‎10, 368, 000[$14, 038]), awakọ̀ náà kò tí ì di ẹni tí ó ni ọkọ̀ náà. Ọkọ̀ náà jẹ́ ti olùdókòwò tí ìdókò -owó rẹ̀ jẹ́ ẹgbẹ̀rún lọ́nà èédẹ́gbẹ̀rin náírà owó àsańlẹ̀. ""A ní ₦‎43, 970 ($59.54) gẹ́gẹ́ bí i iye àfojúsùn. Nínú àfojúsùn yìí, a máa san ₦9, 500 fún ọkọ̀. A ra dátà àti bẹntiróò, a máa ṣe àtúnṣe, a sì tún máa pín owó pẹ̀lú àwọn olùdókòwò. Ìgbà mìíràn mo máa ń ní láti yáwó san àwọn owó náà. Ìgbà náà ni mo wòye"", kín ni èrè mi, ""awakọ̀ tí kò fẹ̀ kí a mọ̀ orúkọ òun kérora. Nelson wá à ní ipò kan náà, ó sì pinnu láti dá SUV tí a fún un padà. Ó ti wà nínú oko gbèsè lórí iṣẹ́ tí ó yẹ kí ó máa fún un lóúnjẹ. Ṣùgbọ́n oúnjẹ jíjẹ nìkan kọ́ ni ìrònú. Púpọ̀ nínú àwọn awakọ̀ tí mo bá sọ̀rọ̀ ní ẹbí láti bọ́, lílépa àfojúsùn náà ó ṣòro. Látàrí wí pé ìkannú náà jẹ́ èyí tí ó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ àwọn awakọ̀ kan sọ wí pé ó nira láti gba ìbéèrè. Wíwọ̀n tí owó epo wọ́n náà kò ṣe ìrànwọ́. Nelson gba GAC SUV tirẹ̀ ní oṣù karùn-ún, ọdún 2023. Ní ọjọ́ as àkọ́kọ́, ó pa ₦15, 000 ($20.31)nítorí ó ṣẹ̀ṣẹ̀ ń kọ́ ọ. Kí ó tó mọṣẹ́ dáadáa nípa wíwa ọkọ̀ nípa lílo áàpù tí àwọn ènìyàn yóò fi mọ awakọ̀ tí ó wà nítòsí wọn, owó bẹntiróò ti gòkè sí ₦500 ($0.68) ní ìparí oṣù. ""Ó dàbí ogun, ṣùgbọ́n mo ṣì ń tì í, mò ń sa ipá mi láti bá ìlépa mi, ṣùgbọ́n ohun gbogbo túnbọ̀ le si."" Àwọn àmì náà wà níbẹ̀. ""LagosRide bẹ̀rẹ̀ ètò náà nígbà tí ọ̀pọ̀ awakọ̀ kò lágbára láti san owó àsańlẹ̀ "", Adéyẹmi sọ pé, ""a gba àwọn abánidókòwò àti awakọ̀ láàyè láti fẹnukò lórí ọ̀nà tí wọn yóò fi máa pín owó tí ó bá wọlé. Ṣùgbọ́n kò dára tó. ""Àṣìṣe ńlá tí mo ṣe ni gbígba LagosRide nípasẹ̀ IOS, ""Nelson kérora. IOS Global Logistics Limited jẹ́ Irúfẹ́ ilé-iṣẹ́ tí wọ́n jẹ́ alárinà láàárín àwọn tí ó ni ọkọ̀ àti àwọn awakọ̀. A tún máa so àwọn olùdókòwò LagosRide pọ̀ pẹ̀lú àwọn awakọ̀. Awakọ̀ kan tí ó mọ olùdókòwò nípasẹ̀ IOS ni ó fi ẹ̀dà àdéhùn awakọ̀ IOS ránṣẹ́ sí mi. Láti lè rí ọkọ̀ LagosRide nípasẹ̀ IOS, àwọn awakọ̀ tí ó nífẹ̀ẹ́ sí i á san owó tí kò ṣe é dápadà tí ó jẹ́ ₦‎10, 000 ($10.34) fún ìná lórí yíyan awakọ̀ àti ṣíṣe ayẹwo lórí irúfẹ́ ẹni tí ènìyàn náà jẹ́. Awakọ̀ náà ní ẹ̀tọ́ sí 60% nínú gbogbo iye tí ó bá pa lójúmọ́(lẹ́yìn tí ó bá ti yọ àwọn owó pẹ́pẹ́ẹ̀pẹ́ tí ó ná kúrò ). Nígbà tí ilé-iṣẹ́ náà ní ẹ̀tọ́ sí 40% iye owó ojúmọ́ tí a óò fún ẹni tí ó ni ọkọ̀ (lẹ́yìn tí a bá yọ owó pẹ́pẹ́ẹ̀pẹ́ tí a ná kúrò). Àdéhùn náà tún sọ wí pé ọkọ̀ tí a fún awakọ�� yóò jẹ́ ohun ìní ilé-iṣẹ́ (IOS )"" tàbí ti ẹni tí ilé-iṣẹ́ náà ń sìn gẹ́gẹ́ bí i alábòójútó."" Ṣùgbọ́n kí ló dé tí àwọn awakọ̀ ń fọwọ́ sí irúfẹ́ àdéhùn tí ó sọ wí pé ọkọ̀ náà kò ní jẹ́ ti wọn lẹ́yìn tí wọ́n bá sanwó tán? Ìfẹ́ láti fi ohun gbogbo tí wọ́n ní yí ipò wọn padà.! Ìfẹ́ láti fi gbogbo nǹkan tí wọ́n ní yí ipò wọn padà tí àwọn abánidókòwò ń lò nílòkulò. Síbẹ̀síbẹ̀, ìlòkulò yìí kò sí lára ètò tí ó mú kí LagosRide dá ètò ìbánidókòwò sílẹ̀. Adéyẹmi ṣàlàyé pé LagosRide kàn ń jẹ ànfààní ètò tí ó jọ èyí tí ó wà láàárín awakọ̀ akọ́ṣẹ́mọṣẹ́ torí ẹ̀rọ ayélujára àti àwọn ẹgbẹ́ tí ó ní ọkọ̀ aládàníi ti Nàìjíríà (PEDPAN) àti IOS. ""Ẹgbẹ́ náà ti ń gbèrú fún àwọn ìbáṣepọ̀ abánidókòwò sí awakọ̀ tí ó wá látọ̀dọ àwọn Uber àti Bolt"". Èyí mú kí ìbàlẹ̀ ọkàn wà fún àwọn LagosRide pé ìbánidókòwò tí ó dára yóò wà láàárín olùdókòwò àti àwọn awakọ̀. Adéyẹmi, Ssíbẹ̀síbẹ̀, gbà pé ètò ìbánidókòwò ti yọrí sí ""àbájáde tí kò wuni"". Òtítọ́ tí ó panilẹ́rìn-ín: Aláṣẹ IOS, Idris Shónúgà, náà ni Ààrẹ ti PEDPAN. Bí ó tilẹ̀ jẹ́ pé ìròyìn láti ICIR fihàn pé a yọ Shónúgà kúrò nípò Ààrẹ ní ọdún 2022, a damọ̀ gẹ́gẹ́ bí Ààrẹ ti PEDPAN àti aláṣẹ ti IOS nínú ìfọ̀rọ̀wánilẹ́nuwò CNBC ní oṣù keje, ọdún 2023. LagosRide kò mọ̀ nípa ohun àṣírí nínú ètò tí ó wà láàárín olùdókòwò àti àwọn awakọ̀, ṣùgbọ́n Adéyẹmi sọ pé ìkànnì náà báyìí ""ó ń ṣiṣẹ́ lẹ́yìn láti rí i dájú wí pé a ṣe àtúnṣe sí ohun èlò wa"". Àtúnṣe náà yóò fa ohun tí ó pè ní LagosRide oríṣìí 2 - ọ̀nà láti rí i dájú pé ""àwọn tí ó ní àṣẹ ìdúró fúnni tí ó dára àti gbígba ẹ̀tọ́ tí ó tọ́ sí wọn "". Ìdí tí àwọn awakọ̀ fi ń bínú sí LagosRide. Nígbà tí àwọn awakọ̀ LagosRide gbàgbọ́ pé ó yẹ kí àwọn LagosRide dáàbò bo àwọn lọ́wọ́ ohun àìtọ́ látọ̀dọ awọn abánidókòwò. ""ìjẹgúdújẹrá ti gba gbogbo ibẹ̀ kan"", awakọ̀ kan sọ bẹ́ẹ̀. Púpọ̀ nínú àwọn awakọ̀ tí ó bá Techpoint Africa sọ̀rọ̀, sọ pé láti rí ọkọ̀ gbà tààrà láti ọ̀dọ̀ àwọn LagosRide ó le kódà tí ènìyàn bá ní ₦700, 000 owó àsańlẹ̀ rẹ̀ lọ́wọ́. Wọ́n gbàgbọ́ pé àwọn olùdókòwò ní ore -ọ̀fẹ́ láti tètè gba ọkọ̀ nítorí wọ́n máa ń san tó mílíọ̀nù ₦1 ($1, 333); ₦300, 000 àfikún owó àwọn awakọ̀ kan á pè é ní owó ẹ̀yìn. ""Mo lọ sí LagosRide pẹ̀lú ₦‎700, 000, wọ́n sọ fún mi wí pé kò sí ọkọ̀ nílẹ̀, ṣùgbọ́n olùdókòwò tí mo mọ̀ gba ọkọ̀ láti ọ̀dọ̀ LagosRide pẹ̀lú mílíọ̀nù kan àti ọ̀kẹ́ mẹ́wàá náírà ($1, 624)"". A lọ bá olùdókòwò náà pẹ̀lú ìbéèrè, ṣùgbọ́n ó ṣé ohun tí awakọ̀ náà sọ, ó takú pé òun ò san owó tó ju ₦‎700, 000 lọ gẹ́gẹ́ bí i owó àsańlẹ̀. Kí ló wá dé tí àwọn awakọ̀ kò rí ọkọ̀ gbà? ""Kò kì í ṣe pé ètò náà jẹ́ ọ̀nà àti ṣe àwọn olùdókòwò lóore. Ó ni àwọn ohun tí nǹkan ti bá ṣiṣẹ́, ""Adéyẹmi ṣàlàyé. Lẹ́yìn ìfilọ́lẹ̀, ó kan PEDPAN láti yan àwọn ọmọ ẹgbẹ́ rẹ̀ gẹ́gẹ́ bí i awakọ̀. Síbẹ̀síbẹ̀, ọ̀pọ̀ ni ó fi ìbínú hàn pé àwọn ò lágbára owó àsańlẹ̀ náà. Ṣáájú ètò ìbánidókòwò náà, LagosRide ti bá ilé ìfowópamọ́ Polaris dókòwò láti pèsè owó fún àsańlẹ̀ èyí tí ó jẹ́ ₦1.5 mílíọ̀nù tẹ́lẹ̀. Ohun tí gbogbo àwọn awakọ̀ ní láti ṣe ni kí wọ́n san 20% - ₦‎300, 000 ($406)- dógò fún àsańlẹ̀. Ó yẹ kí wọ́n jẹ́ ẹni tí yóò jẹ ànfààní tààrà, wọ́n ti rìn kúrò tàbí wọn kò ní owó. Àwọn tí wọ́n ní owó ti wá."" Ohun tí ó wà náà ni ọkọ̀ 1000 tí wọn kò sọ wí pé wọ́n ti san owó fún. Ó wá ní pé ó dàbí wí pé kò sí ọkọ̀ kankan nílẹ̀ mọ́. Ṣùgbọ́n ọ̀pọ̀ nínú àwọn awakọ̀ náà gbàgbọ́ pé àwọn ọkọ̀ náà sì wà. Ọ̀kan nínú wọn fi fídíò ọ̀pọ̀ àwọn ọkọ̀ LagosRide hàn tí wọ́n páàkì sínú ọ̀kan nínú àwọn ilé-iṣẹ́ náà ní ibi tí a máa ń páàkì ọkọ̀ sí ní Èkó. Láti dáhùn sí ìyẹn, Adéyẹmi ní pé àwọn ọkọ̀ náà lè jẹ́ èyí tí wọ́n gbà padà látàrí wí pé ẹni náà kò rówó san. Ṣùgbọ́n nípa àwọn alájọṣepọ̀ tí wọ́n ń san owó díẹ̀ si láti mú kí àwọn àǹfààní àti rí ọkọ̀ gbà wọn pọ̀ si, Adeyemi tún sọ pé òun ló pilẹ̀ ní ojúṣe fún ìmọ̀-ẹ̀rọ LagosRide; Àwọn Ohun-Ìní Ìbílẹ̀ – Ilé-Iṣẹ́ Ìdókoòwò Ìjọba Ìpínlẹ̀ Èkó – ni àwọn iṣẹ́ àti ìpín-ọkọ̀-fúnni LagosRide kàn. Iye owó já sí ojú ìmọ̀ rẹ̀, ìyẹn sì jẹ́ kókó-ọ̀rọ̀ tó ó dá kún àwọn ètò líle tí àwọn awakọ̀ ní pẹ̀lú èrò. Bí i àwọn awakọ̀ Bolt àti Uber, àwọn awakọ̀ LagosRide fẹ́ iye tí ó nípa nínú owó ìwọkọ̀. Nígbà tí àwọn LagosRide ti ṣe àtúnṣe sí Ìfowolẹ́rí, èyí kò sì tẹ́ àwọn awakọ̀ kan lọ́rùn. Gẹ́gẹ́ bí i ọ̀rọ̀ tí ó tẹ àwọn awakọ̀ LagosRide lọ́wọ́, owó ìwọkọ̀ ní ibùsọ lọ láti ₦‎121.5 ($0.16) sí ₦‎137.41 ($0.19), bí i náírà méje ni owó náà fi ju ti Bolt. Adéyẹmi sọ wí pé àwọn ohun tí ilé- iṣẹ́ tí ó ní àwọn áàpù tí ó ń so àwọn tí yóò wọ ọkọ̀ àti àwọn awakọ̀ papọ̀ yóò wà lórí áàpù tí yóò jẹ́ kí àwọn awakọ̀ kí ó gbé àwọn tí wọ́n jọ wà nínú ẹgbẹ́ bí i èrò lọ sí ibi iṣẹ́ àti lọ sí ilé, èyí tí yóò ṣe àdínkù owó níná lórí ohun bí i bíbàjẹ́ ọkọ̀, yóò sì ṣe àfikún owó tí àwọn awakọ̀ yóò rí. Ṣùgbọ́n púpọ̀ àwọn awakọ̀ kò wá láti pa mọ́ owó wọn, wọ́n fẹ́ di ẹni tí ó ni ọkọ̀ tí wọ́n ti náwó lé lórí fún bí i ọdún mẹ́rin. **Iye tí dọ́là jẹ́ láti iye tí à ń yí i padà sí láti 11 Oṣù Kẹsàn-án, ọdún 2023.","Isivumelwano sokusebenzisana sivimbela abashayeli beLagosRide ukuba babe ngabanikazi bezimoto asebezikhokhele iminyaka emine Ngemva kweminyaka eminingi engasebenzi, uSola Nelson wanquma ukuba umshayeli we-LagosRide. Kodwa ngemuva kwenyanga eyodwa ethole iGAC SUV yakhe, uNelson wanquma ukubuyisela imoto emuva. Lapho ngimbuza ukuthi kungani, wathi, wayenze iphutha elikhulu kunawo wonke ake wawenza. Ngixoxe nabashayeli abaningana beLagosRide nabo abazizwa ngendlela efanayo. Isihloko esihlala siqhamuka njalo ezingxoxweni zami nabo sithi ""ubugqila benkathi yamanje."" Banomuzwa wokuthi bayizigqila zepulatifomu yezimoto ezingamatekisi aqashwayo futhi banxenxa uMbusi wesiFundazwe saseLagos, uBabajide Sanwo-Olu ukuba abasize. UMbusi uSanwo-Olu wethula ngokusemthethweni iLagosRide ngoNdasa wezi-2021 njengendlela yokuthuthukisa izindlela zokuthatha uhambo kanye nokusungula uhlelo lwezokuthutha oluya ezindaweni eziningi kwenzelwa abantu base-Lagos. Ngesikhathi yethulwa, uSanwo-Olu wathi, iLagosRide ""ingenye yezinhlelo zikaHulumeni Wezwe zokungenelela ngokuphathelene nezenhlalo kanye nangokomnotho, ezizokwenganyelwa ngobuchwepheshe ngokuhambisana ngenkambiso enhle yasemhlabeni wonke."" Nokho, abashayeli abaningi bakholelwa ekutheni iLagosRide ayenganyelwe ngendlela efanele. I-LagosRide iqhutshwa ngendlela ekuhlukile kunamanye amapulatifomu ezimoto ezisebenza njengatekisi eziqhashwayo ezifana neBolt kanye ne-Uber. Uma kuwukuthi uhlala eLagos, kungenzeka ukuthi usuwabonile amaGAC SUV nama-Saloon anophawu lwe-LagosRide. Yehlukile kuBolt kanye ne-Uber, iLagosRide isebenzisa imodeli yokuqashisa ngezimoto lapho abashayeli bethola khona enye yalezi zimoto ngemva kokukhokha imali engu-₦700,000 ($933). Inkinga yabashayeli be-LagosRide ngokuphathelene nepulatifomu isuka kumodeli yayo yokuqashisa ngemoto ngaphambi kokuba ibe ngeyakho. Imali ekhokhwa iyisamba ekuqaleni kwakuyizigidi ezingu-₦1.5 ($2,000), u-20% wezigidi ezingu-₦7.5 ($10,000) — inani eliphelele lemali okubiza yona imoto — kodwa ngokusho kukaTumi Adeyemi, iCEO yeZeno, umhlinzeki wensiza yezobuchwepheshe zeLagosRide, inani lehliselwe ku-₦700,000 ngemuva kokuba abashayeli abaningi ababenentshisekelo babengazokwazi ukulikhokha. Ngisho noma sekungu-₦700,000, imali eyisamba okumele ikhokhwe ekuqaleni yayisenkulu kakhulu kwabaningi. Lokhu kwaholela ekutheni iLagosRide isebenzise uhlelo lokusebenzisana. Ngabe lokhu ukubambisana okuvuna uhlangothi oluthile? Njengabashayeli abaningi, uhlelo lokusebenza ngokubambisana kwakuwukuphela kwendlela u-Nelson ayengathola ngayo imoto ngoba wayengeke akwazi ukukhokha imali eyisamba efunwa ekuqaleni. Isivumelwano sokusebenzisa silula. Umlingani ukhokha imali eyisamba ekhokhwa ekuqaleni engu-₦700,000 ngokumela umshayeli. Umshayeli usebenza ngemoto, bese ekhokha u-₦9,500 ($12.67) nsuku zonke, athele uphethiloli, futhi abelane nganoma yimalini esele nomlingani, ngokujwayelekile umshayeli uthola u-60% bese umlingani athole u-40%. Into ekhathazayo mayelana nalesi sivumelwano ukuthi ngemuva kokukhokha u-₦9,500 nsuku zonke iminyaka emine (⁠₦10,368,000 [$14,038]), umshayeli usuke engakabi umnikazi wemoto. Umnikazi wemoto kuba wumlingani owakhipha kuphela imali ayitshalayo eyisamba sokuqala esingu-₦700,000. ""Kumele senze u-₦43,970 ($59.54) ngosuku. Ngale kwale mali okumele siyenze, sikhokhela imoto u-₦9,500. Sithenga idatha kanye nophethiloli, silungisa imoto, futhi kusadingeka sihlukaniselane imali nabalingani. Ngesinye isikhathi kudingeka ukuthi ngiboleke imali ukuze ngikwazi ukukhokha le mali okumele ngiyikhokhe. Lokhu-ke kungenza ngizibuze ukuthi, ngizuza ini ngempelakukhononda umshayeli owacela ukuthi simgcine engaziwa ukuthi ungubani. UNelson wayesesimweni esifanayo futhi wanquma ukubuyisela iSUV ayinikeziwe. Wayesevele ecwile ezikweletini ngenxa yomsebenzi okwakufanele ngabe uphila ngawo. Kodwa ukukhokha kwakungeyona kuphela into eyayimkhathaza. Abashayeli abaningi engikhulume nabo babenemindeni okumele bayondle futhi akulula ukuthola le mali okumele uyenzee ngosuku. Njengoba iyipulatifomu ekungekudala ikhona, abanye abashayeli bathi kwakunzima ukuthola abafaka isicelo sokuqasha imoto. Ukunyuka kwamanani kaphethiloli nakho kuvele kwenza isimo saba sibi. UNelson wathola iGAC SUV yakhe ngoNhlaba wezi-2023. Ngosuku lwakhe lokuqala, wenza u-₦15,000 ($20.31) ngoba wayesafunda ukuthi kwenziwa kanjani. Kodwa ngaphambi kokuthi athuthukise amakhono akhe njengomshayeli wemoto esebenza njengetekisi eqashwayo, inani likaphethiloli lenyuke laba ngaphezu kuka-₦500 ($0.68) ngasekupheleni kwenyanga. ""Kwakuwumqansa kakhulu lokhu, kodwa ngangisazama ukusebenza, ngizama konke okusemandleni ami ukuthi ngikwazi ukwenza imali okumele ngiyikhokhe, kodwa izinto zaba nzima kakhulu."" Kwakubonakala ukuthi kukhona okungahambi kahle ""ILagosRide yaqala uhlelo ngesikhathi abashayeli abaningi bengakwazi ukukhokha imali yokuqala okumele ikhokhiwe kukhumbula uAdeyemi. Savumela ukuthi abalingani kanye nabashayeli bavumelane ngendlela yokwabelana ngemali eyenziwe, esicabanga ukuthi kufanele ingabi nokuqolana. "" Kodwa bekunokuqolana. ""Iphutha elikhulu engalenza kwaba ukuthola iLagosRide nge-IOS kukhononda uNelson. I-IOS Global Logistics Limited iyinkampani eqalisayo engumuntu wesithathu ongumxhumanisi phakathi kwabanikazi bezimoto kanye nabashayeli. Iphinde ixhumanise abalingani beLagosRide kanye nabashayeli. Umshayeli oxhunyaniswe nomlingani nge-IOS ungithumelele ikhophi yesivumelwano se-IOS kanye noMshayeli. Ukuze bathole imoto yeLagosRide nge-IOS, abashayeli abanentshisekelo bakhokha imali engabuyiswa engu-₦10,000 ($10.34) ephathelene nezindleko zokuqokwa kwabashayeli kanye nokuhlola ukuthi bangabantu abanjani. Umshayeli unelungelo lokuthola ""u-60% wesamba semali eyenziwa nsuku zonke (ngemva kokudonswa kwazo zonke izindleko ezifanele.) Nanoma inkampani izoba nelungelo lokuthola u-40% wemali eyenziwayo nsuku zonke okufanele ithunyelwe kumnikazi wemoto (ngemva kokudonswa kwezindleko ezifanele)."" Lesi sivumelwano sibuye sithi imoto enikezwe umshayeli izohlala ingeyenkampani (i-IOS) ""noma izoba eyalowo inkampani emsebenzela ukwengamela."" Kodwa ngabe kungani abashayeli besayine isivumelwano esichaza ngokucacile ukuthi ngeke babe abanikazi bezimoto ngemuva kokuqeda ukuzikhokhela? Ukuba sesimweni sokwenza noma yini! Ukuba sesimweni sokwenza noma yini senza ukuthi abalingani babaxhaphaze kalula. Nokho, ukuxhaphaza abantu kwakungeyona ingxenye yohlelo lapho i-LagosRide isungula uhlelo lokusebenzisana. U-Adeyemi wachaza ukuthi i-LagosRide ibisebenzisa kuphela uhlelo olufanayo ebelivele likhona phakathi kwe-Professional E-hailing Drivers and Private Owners Association of Nigeria (iPEDPAN) kanye ne-IOS. ""Lowo soseshini ubusuvele unomphakathi othuthukayo wobudlelwane obuphakathi kwabashayeli kanye nabalingani obuvela ku-Uber kanye neBolt."" Lokhu kwenza iLagosRide yakholwa ukuthi kuzoba nokusebenzisa okuhle phakathi kabalingani kanye nabashayeli. Nokho, u-Adeyemi, wavuma ukuthi uhlelo lokusebenzisana luholele ""emiphumeleni ebingahlosiwe."" Nakhu okuyiqiniso: ICEO ye-IOS, u-Idris Shonuga, uphinde abe nguMongameli wePEDPAN. Nakuba umbiko ovela e-ICIR ubonisa ukuthi uShonuga wakhishwa njengomongameli ngo-2022, waziswa njengomongameli wePEDPAN kanye neCEO ye-IOS engxoxweni ne-CNBC Africa ngoNtulikazi ka-2023. ILagosRide ayazi ngalokho okusesivumelwaneni esiphakathi kwabalingani kanye nabashayeli, kodwa u-Adeyemi uthe ipulatifomu ""manje seyenza umsebenzi ngasese wokuqinisekisa ukuthi sibuyekeza lonke uhlelo lwethu oluphathelene nomkhiqizo."" Lokhu kubuyekeza kuzoholela kulokho akubiza ngokuthi yi-LagosRide version 2 — indlela yokuqinisekisa ukuthi ""ababambiqhaza bathola ukumelwa okufanelekile kanye nesinxephezelo esifanele."" Imbangela yokuthi abashayeli bathukuthelele iLagosRide Nakuba abashayeli beLagosRide bekholelwa ukuthi kufanele bavikelwe yiLagosRide ngokuphathelene nokusebenzisana okungenabulungiswa, abanye bakholelwa nokuthi iLagosRide yenza kwaba lula ukuthi abalingani abanjenge-IOS baxhaphaze ngoba babengenza noma yini. ""Sekubusa inkohlakalo kule indawo,"" kusho omunye umshayeli. Iningi labashayeli abakhulume neTechpoint Africa, bathi ukuthola imoto ngqo eLagosRide kunzima ngisho nalapho unayo imali esisamba ekhokhwa ekuqaleni engu-₦700,000. Bakholelwa ukuthi abalingani banethuba elingcono lokuthola imoto ngoba bakhokha imali engafinyelela ezigidini ezingu-₦1 ($1,333); imali eyengeziwe engu-₦300,000 abanye abashayeli abangayichaza njengemali yokufumbathisa. ""Ngaya eLagosRide no-₦700,000 wami, bangitshela ukuthi kwakungekho zimoto, kodwa umlingani engimaziyo wathola imoto evela eLagosRide ngezigidi ezingu-₦1.2 ($1,624)."" Sithinte uphathina okukhulunywa ngaye lapha kodwa waziphika lezi zinsolo zomshayeli, wagcizelela ukuthi akazange akhokhe imali engaphezu kwemali eyisamba ekhokhwa ekuqaleni engu-₦700,000. Pho kungani abashayeli bengazitholi izimoto? ""Akulona iqiniso ngokuphelele ukuthi lolu hlelo lwenzelela abalingani. Kunesizathu esenza ukuthi izinto zenzeke ngale ndlela,""kuchaza u-Adeyemi. Ngemuva kokwethulwa, saxhumana nePEDPAN ngenhloso yokungenisa amalungu ayo abe ngabashayeli. Nokho, abaningi bakhala ngokuthi babengeke bakwazi ukukhokha imali eyisamba okumele ikhokhwe ekuqaleni. Ngaphambi kohlelo lokusebenzisana, iLagosRide yabambisana ne-Polaris Bank ukuze ihlinzeke ngezimali zokukhokha imali eyisamba ekhokhwa ekuqaleni okwayisigidi esingu-₦1.5 ekuqaleni. Into kuphela okwakudingeka ukuthi abashayeli bayenze kwakuwukukhokha idiphozithi engu-20% — ₦300,000 ($406) — emalini eyisamba ekhokhwa ekuqaleni. ""Kwakufanele bahlomule ngqo, abazange babe yingxenye yalokhu noma babengenayo imali. Kwabe sekungena abantu abanemali."" Kwakunezimoto eziyi-1,000 angashongo ukuthi ngabe zazikhokhelwezonke yini. Uthe, nokho, mancane amathuba okuthi kwakungenzeka kube khona izimoto ezengeziwe ezitholakalayo. Kodwa abashayeli abaningi bakholelwa ukuthi izimoto zisatholakala. Omunye wabo ubonise ividiyo yezimoto eziningana zase-LagosRide ezipakwe kwelinye lamagaraji enkampani eLagos. Ephendula lokho, u-Adeyemi wathi kungenzeka ukuthi lezo kwakuyizimoto eziphucwe abanikazi. Kanti ngokuphathelene nabalingani abakhokha imali ethe xaxa ukuze bandise amathuba abo okuthola imoto, u-Adeyemi waphinda wathi unesibophezelo ngokuyinhloko sesobuchwepheshe beLagosRide; I-Ibile Holdings — inkampani yokutshala imali kaHulumeni wesiFundazwe saseLagos — ikhathazekile ngokusebenza kweLagosRide kanye nokwabiwa kwezimoto. Amanani awela endlelni abona ngayo futhi lokho kuyisihloko esihlanganisa amalungiselelo asevele enzima phakathi kwabashayeli kanye nabagibeli. Njengabashayeli beBolt kanye ne-Uber, abashayeli beLagosRide bafuna ukuthi ikhuphuke ngenani elikhulu imali yokugibela. Nakuba iLagosRide isivele ibuyekeze amanani, abashayeli abaningi balokhu bengenelisekile. Ngokomlayezo othunyelwe kubashayeli beLagosRide, amanani akhokhiswa ngekhilomitha ngalinye asuka ku- ₦121.5 (0.16) aya ku-₦137.41 ($ 0.19) ngekhilomitha, ikhuphuke cishe ngo-₦⁠ 7 ngaphezu kwemali ye-Bolt. U-Adeyemi uthe isici sokugibela ngokuhlanganyela sizoba khona kusisetshenziswa sizovumela abagibeli ukuthi bagibele imoto ngokuhlanganyela, banciphise izindleko ezingaphezulu, futhi bandise imali eyenziwa abashayeli. Kodwa iningi labashayeli alibheki nje kuphela ukuthola imali eyengeziwe, lifuna ukuba abanikazi bezimoto abazikhokhele iminyaka emine. ** Ukuqhathaniswa kwe-Dollar kusukela enanini lokushintshaniswa kwemali kusukela ngoMandulo 11, ka-2023."
+"በጌትስ ፋውንዴሽን ገንዘብ እገዛ አይ3 ሁለተኛውን የጤና እንክብካቤ አቅርቦት ሰንሰለት ጅማሬ አስተዋውቋል፡፡ ዊላ ጤና ፣ ሀማሲ እና ኸልዝ ትራካ ነጻ እገዛ ከሚቀበሉ 29 ጅማሬዎች መካከል ሲሆኑ ከአይ3 የፓን አፍሪካን ውጥን የጤና እንክብካቤ አቅርቦት ሰንሰለት ዘርፍ ከሚያተኩር እያንዳንዳቸው 50ሺ ዶላር ያገኛሉ፡፡ አሁን በሁለተኛው አመቱ ላይ፣ ፕሮግራሙ በገንዘብ የሚደገፈው በቢል እና ሜሊንዳ ጌትስ ፋውንዴሽን ከሴንኮራ (የቀድሞው AmerisourceBergen)፣ መርክ ሻርፕ እና ዶህሜ (ኤምኤስዲ)፣ ማይክሮሶፍት እና ኬሞኒክስ ድጋፍ ነው። ከገንዘብ እገዛው በተጨማሪ የተመረጡ ጅማሪዎች የኢንቨስትምት ዝግጅት ድጋፍ ከሲሲኤችዩቢ ቪልግሪ አፍሪካ ፣ ኢምፓክት ላብ ፣ እና ስታርታብ ቦት ካብ አፍሪቴክ በኩል የሚያገኙ ይሆናል፡፡ በተጨማረም 21 አፍሪካ አገሮች የሚወክሉ ሲሆን 38 ፐርሰንቱ ጅማሬዎች በሴቶች ይመራል፡ ሀገሮች እና አለምአቀፍ የጤና ተቋማት በዋና ምርቶቸ መስፋፋት ሲሰሩ በህዝብ እና የግል ዘርፉ የጤና ውጤቶችን ለማሻሸል እና የጤና ስርዓትን ለማጠናከር አስቸኳይ መፍትሔዎች የሚያስፈልጉት ሁኔታ አጋጠመውናል፡፡ ፕሮግራሞች እንደ አይ3 ቴክኖሎጂ መር መፍትሔዎች በመላው አፍሪካ ከእኛ አጋሮች ጋር እጅ በእጅ በመያያዝ እንድንረዳ እንድንደግፍ እና እንድንሰራ አግዞአል፡፡ - ኪራን ዳሊ ዳይሬክተር ግሎባል የጤና ኤጀንሲ እና ፈንድስ ቢልጌት እና ሚሊንዳጌት ፋውንዴሽን ለቴክ ፖይንት አፍሪካ የተሰጠ ማስረጃ አፍሪካ የጤና አቅርቦት ሰንሰለሰት ዘር��� ውስጥ አዲስ ጅማሬዎች እ.ኤ.አ በ2021 እና 2022 መካከል በ81 ፐርሰነት ቀንሷል፡፡ - ሪፖርት በመጀመሪያው ኮሆርት 31 ጅማሬዎች 26 የአፍሪካ አገሮች ውስጥ 24ሺ የጤና እንክብካቤዎች ለማዳረስ ድጋፍ ያገኛሉ፡፡ ኢንቨስተር በማዛመድ ጊዜዎች የክትትል ፈንድ 40 ፐርሰንት ያህል ከፍ ብሎ መጠኑ እስከ 5.4 ሚሊዮን ዶላር ደርሷል፡፡ በ i3 የአቅርቦት ሰንሰለት ጅምር ላይ ትልቅ ትኩረት አለ፣ እና የሶሊና ጤና ርእሰ አስተዳደር የሆኑት፣ ሙዪ አይና፣ ሆን ተብሎ የተደረገ መሆኑን አረጋግጧል። በአቅርቦት ሰንሰልት ድርጀቶች በኩል ምን ማሳካት እንደምትችሉ መለካት ቀላል ነው፡፡ ""በተማርናቸው ትምህርቶች ላይ በመመርኮዝ ከአቅርቦቱ ሰንሰለት ውጭም እንሰፋለን።"" ሁለተኛ አመቱ ላይ ቢሆንም አይና እንዳብራሩት የመጀመሪያው ኮርት የአይ3 ጽንሰ ሀሳብን ያጠናከረ ሲሆን በጤናው ዘርፍ ፈንድ ከፍተኛ ክፍተት ነበረበት፡፡ አንዱ ለእኔ ያስገረመኝ ነገር በጣም ብቁ የሆነ ስርዓት ያለ ሲሆን በተለያዩ ደረጃ በዚህ ቦታ ላይ በረካታ ቁጥር ያላቸው ፈጠራ ያላቸው አሉበት፡፤ ""ስለዚህ ነገሮችን ለመስራት የሚጥሩ ሰዎችን መፈለግ አይደለም ችግሩ፤ ሌሎች ነገሮች ናቸው ሊደርሱበት የሚገባው ደረጃ ላይ እንዳይደርሱ የሚከለክሏቸው "" ሲል ተናግሯል። በዘርፉ ውስጥ በርካታ የሰራ ተግባራት እየተሰሩ ቢሆንም አይና እንደገለጸችው የመጀመሪያው ኮሆርት በመስራቾቹ ውሰጥ የአስተዳደር ተግባራት ብቃት አሳይቷል፡፡ በተጨማሪም በርካታ ጀማሪዎች ተፈጻሚነት ያላቸውን ለውጫዊ ኢንቨስትመንት ዝግጁ አይደሉም፡፡ በአቅርቦት ሰንሰለት ጅማሬ ላይ ትኩረት ሲሰጥ እንደሳቸው አይ3 የበለጠ ስብጥር በቢዝነስ ሞዴሎች እና ተፈጻሚ የሆኑ ጅማሪዎች ማየት እንደሚፈልግ ገልጸዋል፡፡ አይ 3 በጌትስ ፋውንዴሽን አፍሪካ ውሰጥ ለጤናው ዘርፍ ገንዘብ የሚያገኝ ብቸኛ ፕሮግራም አይደለለም፡፡ በነሀሴ ውስጥ 29 የአፍሪክ ተመራማሪዎች አርቴፍሸል ኤንተለጀንስ መተግበሪያዎች አህጉሩ ውሰጥ ለጤና መፍትሔዎች ለመገንባት ተመርጠዋል፡፡ እነዚህ እቅዶች ስለጌትስ ፋውንዴሽን የአፍሪካ ውስጥ ተሳትፎ ውይይቶችን የቀሰቀሱ ቢሆንም አይና ይህ ድጋፍ ወሊድን መፍትሔ ማምጣት ላይ የበለጠ ያተኩራሉ ግለሰቦች ወይም ቡድኖች ስለሚኖራቸው ሳይነሲዝም ወይም ቁጥብነት ላግዝ አልችልም፡ እኔ እንደማስበው አይ3 ጥሩ ፕሮግራም ሲሆን በውሰጡ ቢል እና ሚሪንዳ ጌትስ ፋውንዴሽን ኢንቨስት ማድረግ በጎ ነገር ነው፡፡ እኔ ከማውቃቸው የፋውንዴሽኑ ሌሎች ተግባራት፣ እኛ እራሳችንን የማንሞላቸውን ክፍተቶችን፣ አጋዥ እና ክፍተቱንም የሚሞሉ ናቸው። """"""ሌሎች ተነስተው የገንዘብ ድጋፍ የሚያደርጉ ከሆነ፣ ለምን አይሆንም?"" ስለዚህ አንድ የገንዘብ ድጋፍ ሰጪ፣ ማንም ይሁን ማን፣ አንድን ነገር ማድረግ አለበት ነገር ግን ሌሎች ተነስተው ይስሩት፣ የሚለው መስፈርት አይመስለኝም። ""አንድ ነገር ማድረግ አልቻልክም ፣ አንድ ሰው ይህን ለማድረግ ሲነሳ ግን ያለ መሠረት ትተቸዋለህ።""","Backed by the Gates Foundation, i3 announces second cohort of healthcare supply chain startups Wella Health, Famasi, and Healthtracka are among 29 startups that will receive an equity-free grant of $50,000 from i3, a pan-African initiative focusing on the healthcare supply chain sector. Now in its second year, the program is funded by the Bill and Melinda Gates Foundation, with support from Cencora (formerly AmerisourceBergen), Merck Sharpe & Dohme (MSD), Microsoft, and Chemonics. In addition to the grant, selected startups will receive investment readiness support from CcHUB, Villgro Africa, IMPACT Lab, and Startupbootcamp Afritech. They also represent 21 African countries, while 38% of the startups are led by women. ""As countries and global health institutions work to expand access to priority products, we face an urgent need to leverage solutions across the public and private sectors to improve health outcomes and strengthen local health systems. Programs like i3 help us understand, support, and engage with technology-driven solutions emerging across Africa, hand-in-hand with our partners,"" Kieran Daly, Director, Global Health Agencies and Funds at the Bill and Melinda Gates Foundation, said in a statement to Techpoint Africa. New startups in Africa's healthcare supply chain sector declined by 81% between 2021 and 2022 – Report For the first cohort, the 31 startups received support to reach 24,000 healthcare facilities across 26 African countries. Through investor matching sessions, nearly 40% raised follow-on funding amounting to $5.4 million. There's a heavy emphasis on supply chain startups by i3, and Muyi Aina, Principal, Solina Health, confirms that it's intentional. ""It's easier to measure with supply chain companies what you're able to achieve. Based on the lessons we learn, we will then expand outside of [the] supply chain."" While still in its second year, Aina explained that the first cohort reinforced i3's hypothesis that there was a significant funding gap for the healthcare sector. ""One surprise to me is that there's a very robust system [and] a very robust number of innovators in this space at different stages. So it's not for want of people who are trying to do things; it's other things that keep them from reaching the scale that they should reach,"" he said. But while there's significant activity going on in the sector, Aina says the first cohort showed a dearth of management capabilities in the founders. Furthermore, many startups that applied were not ready for external investment. While the focus has been on supply chain startups, he stresses that i3 would like to see more diversity in the business models of startups that apply. i3 is not the only Gates Foundation-backed initiative targeting the healthcare sector in Africa. In August, 29 African researchers were selected to build artificial intelligence applications for healthcare solutions on the continent. Such initiatives have ignited conversations about the involvement of the Gates Foundation in Africa, but Aina is more concerned with the solutions this support births. ""I can't help what cynicism or skepticism individuals or groups have. I think i3 is a good program, and for the Bill and Melinda Gates Foundation to invest in it is a positive thing. For many other activities of the foundation that I'm familiar with, they're very altruistic and filling gaps that we are not filling ourselves. ""If others will step up and fund it, why not? So I don't think it's a requirement that one funder, whoever it is, must be the one to do something, but let others step up and do it. You cannot be doing something, somebody steps up to do it and you criticize without base.""","Shirin i3 da Gidauniyar Gates ta ɗauki nauyi, ya sanar da taronsa na biyu na sababbun kamfanoni masu samar da kayayakin kula da lafiya. Cibiyoyin kiwon lafiya ta Wella Health da Famasi da kuma Healthtracka suna cikin sababbun kamfanoni 29 da za su samu bashin da babu ruwan na Dala 50,000 daga Shirin i3, wanda shiri ne na bunƙasa nahiyar Afirka, wanda ya mai da hankali kan samar da kayayyakin kula da lafiya. A yanzu da shirin ya shiga shekara ta biyu, yana samun tallafin kuɗi ne daga Gidauniyar Bill da Melinda Gates, tare da tallafi daga Kamfanin Cencora (wanda da aka sani da AmerisourceBergen) da Kamfanin Merck & Dohme (MSD) da Kamfanin Microsoft da kuma kamfanin Chemonics. Haka kuma, baya samun tallafi, sababbun kamfanonin da aka zaɓa za su samu tallafin zuba jari daga kamfanonin CcHUB da Villgro Africa da IMPACT Lab da kuma Startupbootcamp Afritech. Suna kuma wakiltar ƙasashen Afirka 21, yayin da kaso 38% na sababbin kamfanonin mata ne ke jagorantarsu. ""A yayin da ƙasashe da hukumomin lafiya na duniya suke aiki domin inganta samar da kayayyakin da ske da muhimmanci,samun damar amfani da kayayyakin da suka fi muhimmanci, muna da buƙatar gaggawa wajen samar da mafita a hukumomin gwmnatai da ƙungiyoyi masu zaman kansu domin inganta harkokin lafiya tun daga tushe. Shirye-shirye irin su i3 suna taimaka mana mu fahimta sannan mu goyi baya da kuma shiga harkokin al'amura da suka shafi fasaha a nahiyar Afirka, tare da abokan hurɗarmu, wato"" Kieran Daly, Darakta na, Hukumomin Lafiya na Duniya da Asusun Gidauniyar Bill and Melinda Gates, kamar yadda bayyana wa Kamfanin Techpoint Africa. Rahoto ya bayyana cewa, sababbun kamfanonin samar da kayayyakin kiwon lafiya a Afirka sun ragu da kaso 81% tsakanin shekarar 2021 da 2022. A taron farko kamfanoni 31 sun samu tallafi domin raba kayayyakin kiwon lafiya a ƙasashen Afirka 26. Ta hanyar taron daidaitawa da masu zuba jari, kusan kaso 40% sun tara kuɗi da suka kai Dala miliyan 5.4. Akwai jaddawar da Shirin i3 ya yi a kan sababbun kamfanoni masu raba kayayyakin kiwon lafiya, inda Muyi Aina, Babbar Ma'aikaciya a Kamfanin Solina Health ta tabbatar da hakan. ""Yana da sauƙi a kimanta abubuwan da masu samar da kayayyakin suke iya yi domin sanin abin da za aka iya cimmawa''. Bisa la'akari da darussan da muka koya, za mu ƙara faɗaɗawa fiye da samar da kayyakin. A yayin da har yanzu yake shekara ta biyu, Aina ta yi bayanin cewa, taron farko ya ƙarfafa hasashen Shirin i3 na cewa akwai babban giɓin rashin kuɗin a harkar lafiya. ""Abin da ya ba ni mamaki shi ne, akwai Ingantacce tsari da kuma manyan masu zuba jari da dama a wannan wurin a matakai daban-daban. Ya ce, ''Saboda haka ba wai don abin da mutane ke so ba waɗanda suke ƙoƙarin yin abubuwa; sai dai wasu abubuwa ne da suka hana su kaiwa ga matakin da ya kamata a ce sun kai.''. Duk da yake akwai muhimman abubuwa da ke gudana a ɓangaren, Aina ta ce, taron farkon ya nuna rashin iya gudanarwa ɓangaren masu kafa kamfanonin. Haka kuma, da yawan sababbin kamfanonin da suka nemi shiga ba su shirya zuba jari a wajen kamfanoninsu ba. A yayin da aka mai da hankalin kan sabbabbn kamfanoni masu samar da kayayyakin, ya ƙara jaddada muhimmmancin cewa Shirin i3 na so ganin masu kasuwanci iri daban-daban daga cikin sababbin kamfanoni da nemi shiga tsarin. Shirin i3 ba shi ne kaɗai Gidauniyar Gates take tallafa wa ba, da ya nufi ɓangaren lafiya a Afirka. A watan Agusta, masu bincike daga Afirka 29 aka zaɓa domin su samar da manhajojin fasahar kwamfuta domin samar da mafita a ɓangaren kula da lafiya a nahiyar. Irin wannan shiri ya janyo maganganu a kan shigowar Gidauniyar Gates nahiyar Afirka, sai dai Aina ya fi nuna damuwa a kan abubuwan da wannan tallafin ke haifarwa. ""Na kasa gane irin mummunan zato da kokonto da ɗaiɗaikun mutane ko rukunin jama'a ke da shi."". A ganin Shirin i3 shiri ne mai kyau, sannan kuma shigowar Gidauniyar Bill da Melinda abu ne mai kyau sosai. Yawancin sauran ayyukan gidauniyar da na sani, ayyuka ne don taimakon al'umma sannan suna cike giɓin da mu kanmu ba mu iya cikewa. ""Idan wasu za su yunƙuro sannan su saka kuɗi, me zai hana mu yi? Don haka ba na tunanin abu ne da yake buƙatar wani ya samar, ko ma wane ne, dole ne ya kasance wani ne zai yi, to amma dai wasu su yi hoɓɓasa su shigo. ""Ba zai yiwu ba ka kasa yin wani abu, sannan wani ya yunƙuro yayi sannan ka zo ka ƙalubalance shi ba tare da hujja ba.""","Ikiungwa mkono na Gates Foundation, i3 yanatangaza kundi la pili la wanaoanzisha huduma za afya. . Wella Health, Famasi, and Healthtracka ni mongoni mwa mashirika 29 ambayo yatapokea fedha za bure kiasi cha $50,000 kutoka i3, ni mpango wa pan-African unaolenga kwenyesekta ya ugavi wa huduma za afya. Sasa ni mwaka wa pili, programu hiyo inadhaminiwa na Taasisi ya Bill and Melinda Gates, pamoja na msaada kutoka Cencora (zamani AmerisourceBergen), Merck Sharpe & Dohme (MSD), Microsoft, na Kemikali.. Kwa kuongezea kwenye ruzuku hiyo, mashirika yaliyochaguliwa watapokea uwekezaji wa msaada wa utayari kutoka CcHUB, Villgro Africa, IMPACT Lab, na shirika la bootcamp Afritech. Pia wanawakilisha nchi 21 za Afrika, wakati 38% ya mashirika yanaongozwa na wanawake. ""Kama nchi na taasisi afya za kimataifa zinafanya kazi kupanua upatikanaji wa bidhaa za vipau mbele, tunakabiliwa uhitaji wa haraka ili kuinua suluhisho kwenye sekta binafi na za umma ili kuboresha matokeo ya afya na kuimarisha mifumo ya ya afya ya ndani. Programu kama i3 inatusaidia kuelewa, kusaidia, na kujiingiza kwenye suluhisho za kiteknolojia zinazoibuka Afrika kote, mkono kwa mkono na washirika wetu,"" Kieran Daly, Mkurugenzi, Asasi za afya za Kimataifa na fedha kwenye Taasisi ya Bill na Melinda Gates, alisema kwa taarifa rasmii, kwenye Techpoint Africa. Mashirika mapya kwenye sekta ya ugavi wa huduma za afya umepungua kwa 81% kati ya 2021 na 2022 – Ripoti. Kwa kundi la kwanza, mashirika 31 walipokea msaada wa vifaa vya huduma ya afya kufikia 24,000 kwa nchi 26 za Afrika. Kupitia vikao linganifu vya wawekezaji, karibia 40% waliibuka kufadhili kiasi cha milioni $5.4. Kuna msisitizo mkubwa juu ya uanzishaji wa mnyororo wa ugavi na i3, na Muyi Aina, Mudiri, Solina Health, anakubali kwamba ni ya kimataifa. ""Ni rahisi ikupima na kampuni za ugavi kil unachoweza kufikia. Kutokana na mafunzotuliyojifunza, baadaye tutatanuka zaidi ya ugavi."" Wakati ikiwa kwenye mwaka wake wa pili, Aina alielezea kwamba kundi la kwanza liliboresha mawazo ya i3 kwamba kulikuwa na mwanya muhimu wa ufadhili kwenye huduma za afya. ""Kwa kushtukiza kwangu ni kwamba kuna mfumo imara sana [na] idadi kubwa sana ya wavumbuzi wa hatua mbalimbali mahalai hapa . Kwa hiyo sio kwa ajili ya wanavyotaka watu ambao wanajaribu kufanya mambo; ni mambo mengine ambayo yanawazuia wao kufikia kiwango ambacho lazima wakifikie."" alisema. Lakini wakati kuna shughuli muhimu zinazoendelea kwenye sekta, Aina anasema kundi la kwanza lilionyesha upungufu wa uwezo wa usimamizi kwa waanzilishi. S. Zaidi ya hayo,mashirika mengi ambayo yaliomba hayakuwa tayari kwa uwekezaji wa nje. Wakat mwelekeo ulikuwa juu ya uanzishaji wa ugavi, anasisitiza kwamba i3 ingependa kuona utofauti zaidi katika mifano ya biashara ya wanaoanza ambayo inatumika. i3 sio taasisi pekee ya Gates Foundation-iliyounga mkono mpango wa kulenga sekta ya huduma ya afya Afrika. Agosti 29, watafiti wa Afrika walichaguliwa kutengeneza progarmu za akili bandia kwa suluhisho za huduma za afya barani Afrika. Mipango ya namna hii imechochea mazungumzo kuhusu kuhusika kwa kwa Taasisi ya Gates barani Afrika, ila Aina anajali zaidi kwenye suluhisho hili linalosaidia kujifungua. ""Siwezi kusaidia jambo ambalo watu binafsi ama vikundi vina wasiwasi ama shaka. Nafikiri i3 ni programu nzuri, na kwa Taasisi ya Bill na Melinda Gates kuwekeza kwa hilo ni jambo zuri sana. Kwa shughuli nyingine nyingi za Taasisi ambazo nizijuazo, wanajitolea sana na waziba mianya ambayo hatuizibi sisi wenyewe. ""Kama wengine wataunga mkono na na kusaidia fedha hilo, kwanini lisiwezekane? Hivyo sifikirii ni matakwa kwamba mfadhili mmoja, yeyote yule, lazima awe mmoja kufanya jambo fulani, ila acha wengine pia waunge mkono na kufanya hilo. Huwezi kufanya jambo fulani, mwingine anasaidia juu ya hilo na kukosoa pasipo namsingi""","Pẹ̀lú àtìlẹyìn Gates Foundation, i3 kéde ẹgbẹ́ kejì fún ìpèsè àwọn ìlera. Wella Health, Famasi, àti Health track wà lára ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ 29 tí yóò gba ẹ̀bùn owó $50, 000 látàrí àgbékalẹ̀ àkójọpọ̀ àwọn orílẹ̀-èdè Áfíríkà tí wọ́n ní àfojúsùn lórí ẹ̀ka àsopọ̀ ìpèsè nǹkan ìlera. Ní báyìí, ní ọdún kejì rẹ̀, Bill àti Melinda Gates ló ń ṣe agbátẹrù ètò náà pẹ̀lú ìránlọ́wọ́ Cencora (tí wọ́n mọ̀ sí AmerisourceBergen tẹ́lẹ̀), Merck Sharpe & Dohme (MSD), Microsoft, àti Chemonics. Ní àfikún sí ẹ̀bùn owó náà, àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tí wọ́n yàn yóò gbà àtìlẹyìn àgbékalẹ̀ owó ìṣòwò láti ọ̀dọ̀ CcHUB, Villgro tí Áfíríkà, àgbékalẹ̀ IMPACT àti ọgbà ìkọ́ni àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tí ìmọ̀ ẹ̀rọ Áfíríkà. Wọ́n tún ṣojú orílẹ̀-èdè Áfíríkà 21, nígbà tí 38% lára àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ wọn ní obìnrin gẹ́gẹ́ bí olórí. ""Bí àwọn orílẹ̀-èdè àti ilé-iṣẹ́ ètò ìlera ṣe ń ṣiṣẹ́ láti mú gbígbòrò dé bá àwọn ọjà wọn, dojúkọ ìdí pàtàkì láti lo ìyànjú káàkiri ẹ̀ka ìjọba àti taládàníi láti mú ìyípadà bá èsì ìlera àti ró ètò ìlera ìbílẹ̀ lágbára,. Àwọn ètò bí i i3 ń ràn wá lọ́wọ́ láti ní òye, àtìlẹyìn àti ìlọ́wọ́sí pẹ̀lú ojútùú tó níí ṣe pẹ̀lú ìmọ̀ ẹ̀rọ tó ń dìde káàkiri ilẹ̀ Áfíríkà, ní ìfọwọ́sowọ́pọ̀ pẹ̀lú àwọn alábàṣiṣẹ́ "" Kieran Daly, , olùdarí àwọn ilé-iṣẹ́ tó níí ṣe pẹ̀lú ìlera káàkiri àgbáyé àti owó nínà ní àgbékalẹ̀ Bill àti Melinda Gates sọ nínú ọ̀rọ̀ wọn sí Techpoint ti ilẹ̀ Áfíríkà. Àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tó níí ṣe pẹ̀lú ẹ̀ka ìpèsè ohùn ìlera ní ilẹ̀ Áfíríkà ti dínkù pẹ̀lú 81% nínú ìjábọ̀ láàrin 2021 àti 2022 Fún ìpín àkọ́kọ́, àwọn ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ 31 ti rí àtìlẹyìn gbà láti ní àwọn ohun èlò 24000 káàkiri orílẹ̀-èdè Áfíríkà mẹ́rin dín lọ́gbọ̀n. Láti ara àwọn àkókò ìbáramu olùfowóṣòwò, bí i ìdá ogójì ló ṣe agbátẹrù ìtẹ̀lé owó ìrànwọ́ tó tó $5.4m. Ìtẹnumọ́ pàtàkì wà láti pèsè pẹ̀lú i3, àti Muyi Àìná, Principal, Solina Health, jẹ́ kí ó di mímọ̀ pé nǹkan tí wọ́n mọ̀ọ́mọ̀ ṣe ni. Ó rọrùn láti wọ̀n ọ́n pẹ̀lú ìpèsè ilé-iṣẹ́ ohun tí ẹ ti rí gbámú. Lórí àwọn ọgbọ́n tí a ti kọ́, á ó gbòòrò kọjá ìta ti(èyí )ọ̀nà ìpèsè "". Nígbà tí a sì wà ní ọdún kejì, Àìná ṣàlàyé pé ẹgbẹ́ àkọ́kọ́ fún àbá i3 wí pé ààyè tí ó nípa sí sílẹ̀ ní ẹ̀ka ètò ìlera. ""ìyàlẹ́nu kan sí mi ni pé ètò kan wà tí ó dára, ètò tí ó ní àwọn tí ó pilẹ̀ nǹkan gidi ní ààyò yìí oríṣìíríṣìí ìpele. Nítorí náà, bí kì í bá ṣe ọ̀pọ̀ ènìyàn tó ń gbìyànjú láti ṣe nǹkan tuntun, nǹkan mìíràn ló ń dí wọn lọ́wọ́ láti dé ipele tí wọ́n lè dé ""ó sọ. Ṣùgbọ́n tí àwọn ètò tí ó nípa bá ń lọ ní ẹ̀ka, Àìná sọ pé ẹgbẹ́ àkọ́kọ́ yóò ṣàfihàn agbára ètò àmójútó tí kò tó nínú àwọn olùdásílẹ̀. Síwájú sí i, ọ̀pọ̀ àwọn ilé-iṣẹ́ tí wọ́n béèrè fún un kò tí ì ṣetán ìdókòwò láti ìta. Nígbà tí àfojúsùn ti wà lórí pípèsè fún ilé-iṣẹ́, ó sọ ọ́ di mímọ̀ pé i3 yóò fẹ́ rí oríṣìíríṣìí nǹkan púpọ̀ nínú àwòṣe okòwò tí àwọn ilé-iṣẹ́ ń béèrè fún. i3 kì í ṣe òhun nìkan ni Gates Foundation ṣe àtìlẹyìn ètò tí ó ń wá ẹ̀ka ètò ìlera ní Áfíríkà. Ní oṣù kẹjọ, àwọn olùwádìí 29 ní Áfíríkà ní a yàn láti kọ́ àwọn áàpù àtọwọ́dá tí ó ní òye fún ìyànjú ètò ìlera ní gbogbo ilẹ̀ àgbáyé. Irú ètò náà tí mú ���̀pọ̀lọpọ̀ ìtàkùrọ̀sọ tí ó níṣe pẹ̀lú ìṣe Gates Foundation ní Áfíríkà, ṣùgbọ́n ohun tí ó kan Àìná gbọ̀ngbọ̀n ni ìyànjú èyí tí ó gbárùkù ti ìbí. ""Mi ò lè ran ohun tí èrò àwọn ènìyàn bàjẹ́ tàbí iyè méjì tí àwọn ènìyàn tàbí ẹgbẹ́ kan ní. Mo lérò pé i3 jẹ́ ètò tí ó dára, àti fún Bill àti Melinda Gates Foundation láti dókòwò nínú ohun tí ó dára. Fún ọ̀pọ̀lọpọ̀ ètò ti ètò náà tí mo mọ̀, wọ́n ń ran àwọn ènìyàn lọ́wọ́, wọ́n sì ń dí àlàfo èyí tí àwa kò dí fúnra wa. ""Tí àwọ̀n ìyókù bá máa dìde láti náwó fún un, kí ló dé? Nítorí náà mi ò rò pé ohun tí ẹni tí yóò fowó sílẹ̀ yóò béèrè ni, ẹni yòówù kí ó jẹ́, ó gbọdọ̀ lè ṣe nǹkan, ṣùgbọ́n jẹ́ kí àwọn ìyókù dìde láti ṣe nǹkan. O ò lè máa ṣe nǹkan, kí ẹnìkan dìde láti ṣe é, kí ó wá máa fẹnu tẹ́nbẹ́lú láì nídìí.""","Isekelwa yiGates Foundation, i-i3 imemezela iqembu lesibili lokuqalisa kuchunhechunge lokuhlinzekwa kwezempilo IWella Health, i-Famasi, kanye neHealthtracka ziphakathi kwezinkampani eziqalisayo ezingama-29 ezizothola isibonelelo esingumhlomulo womikazi engu-$50,000 esivela ku-i3, isinyathelo sepan-Afrika esigxile emkhakheni wokuhlinzeka ngezempilo. Manje onyakeni wayo wesibili, lolu hlelo luxhaswe yiBill and Melinda Gates Foundation, lusekelwa yiCencora (eyayaziwa nge-AmerisourceBergen), iMerck Sharpe & Dohme (iMSD), iMicrosoft, neChemonics. Ngaphezu kwesibonelelo, izinkampani eziqalisayo ezikhethiwe zizothola usizo lokulungela utshalomali oluvela kuCcHUB, Villgro Africa, IMPACT Lab, kanye neStartupbootcamp Afritech. Futhi zimelela amazwe angama-21 ase-Afrika, ngesikhathi u-38% wezinkampani eziqalisayo ziholwa abesifazane. ""Njengoba amazwe nezikhungo zezempilo zomhlaba wonke zisebenzela ukwandisa ukufinyelela emikhiqizweni eseqhulwini, sibhekene nesidingo esiphuthumayo sokusebenzisa izixazululo kuyo yonke imikhakha kahulumeni neyangasese ukuze sithuthukise imiphumela yezempilo futhi siqinise izinhlelo zezempilo zendawo. Izinhlelo ezinjenge-i3 zisisiza ukuthi siqonde, sisekele, futhi sizibandakanye nezixazululo eziqhutshwa ubuchwepheshe eziqhamuka kulo lonke elase-Afrika, sisebenzisana nabalingani bethu,""kusho uKieran Daly, uMqondisi, iGlobal Health Agencies and Funds eBill and Melinda Gates Foundation, esitatimendeni esasiya kuTechpoint Africa. Ukuqalisa kwezinkampani ezintsha emkhakheni wokuhlinzekwa kwezinsiza zezempilo e-Afrika kwehle ngo-81% phakathi kuka-2021 no-2022 - Ngokombiko Eqenjini lokuqala, izinkampani eziqalisayo ezingama-31 zithole usizo lokufinyelela ezikhungweni zezempilo ezingama-24,000 emazweni angama-26 ase-Afrika. Ngamaseshini okuqondanisa nabatshalizimali, cishe u-40% wathola ukuxhaswa ngezimali okulandelela okwedlule okufinyelela ezigidini ezingu-$5.4. Kunokugcizelela okukhulu ezinkampanini eziqalisayo zokuhlinzekela nge-i3, futhi uMuyi Aina, Inhloko, yeSolina Health, uqinisekisa ukuthi yilokho abakuhlosile. ""Kulula ukukala ezinkampanini ezihlinzeka ngezimpahla ukuthi yini okwazi ukuyifizuza. Ngokusekela ezifundweni esizifundayo, sizobe sesikhula ngaphandle kochungechunge lokuhlinzeka izinsiza."" Nanoma lo kusewunyaka wayo wesibili, u-Aina wachaza ukuthi iqembu lokuqala laqinisa umbono we-i3 wokuthi kunesikhala esikhulu ngokuphathele nezimali emkhakheni wezokunakekela kwezempilo. ""Okungimangazayo ukuthi kunohlelo oluqine kakhulu [kanye] nenani eliqinile kakhulu labaqhamuka nokusha kule ndawo ezigabeni ezahlukene. Ngakho-ke akukona ukuthi kuswelwa abantu abazama ukwenza izinto; ezinye izinto ezibenza bangafinyeleli esikalini okufanele bafinyelele kuso,"" kusho yena. Kodwa nakuba kunomsebenzi obalulekile owenzekayo kulo mkhakha, u-Aina uthi iqembu lokuqala libonise ukuntuleka kwamakhono okwengamela abasunguli. Ngaphezu kwalokho, izinkampani eziningi eziqalalisayo ezifake izicelo zazingakulungele ukutshalwa kwezimali okuqhamuka ngaphandle. Nakuba bekugxilwe kakhulu ezinkampanini eziqalisayo, ugcizelela ukuthi i-i3 ingathanda ukubona ukuhlukahluka okwengeziwe kumamodeli ebhizinisi ezinkampani eziqalisayo ezisebenzayo. I-i3 akulona kuphela uhlelo olusekelwa yiGates Foundation esibhekiswe emkhakheni wezempilo e-Afrika. NgoNcwaba, abacwaningi base-Afrika abangama-29 bakhethwa ukuba bakhe izisetshenziswa ze-artificial intelligence kanye nezezixazululo zezempilo ezwenikazi. Izinhlelo ezinjalo zokhele izingxoxo ezimayelana nokubandakanyeka kweGates Foundation e-Afrika, kodwa u-Aina ukhathazeke kakhulu ngokuthi lezi zixazululo zisekela ukuzalwa. ""Angikwazi ukungena indaba yabantu abaphikisa ukuthi okuthile kulungile noma amaqembu angabazayo. Ngicabanga ukuthi i-i3 iwuhlelo oluhle, kanye nokuthi ukutshala imali kweBill and Melinda Gates Foundation kuyo kuyinto enhle. Kweminye imisebenzi eminingi ye-foundation engiyijwayele, yokucabangela nokunakekela abanye futhi evala izikhala esingazigcwalisi thina. ""Uma abanye bezongena futhi bayixhase ngezimali, kungani kungamele benze kanjalo? Ngakho angicabangi ukuthi kuyimfuneko ukuthi oxhasa ngezimali oyedwa, noma ngabe ungubani, kube nguye okufanele enze okuthile, kodwa kumele nabanye bafake isandla. Uma ungakwazi ukwenza okuthile, mese othile esukuma ekwenza bese ubagxeka ngaphandle kokuba nesisekelo."""
+"በአፍሪካ የሳይበር ደህንነትን ለማሻሻል ክላውድፌር ከCloudHop ጋር አጋርነት ፈጥሯል። ባለፈው ቅዳሜ ብሔራዊ ማንነት አስተዳደር ኮሚሽን/ኤንአይኤምሲ/ ለናይጄሪያውያን ለብሔራዊ መለያ ቁጥራቸው/ኤንአይኤን/ ስማርት ፎናቸውን በመጠቀም የግል አገልግሎት የሚያገኙበትን አማራጭ አስጀምሯል፡፡ ለምን? አብይ ሶይ ኩከር - ኦድሰቶቲ ተጠባባቂ ዋና ዳይሬክተር/ ዋና ስራ አስፈጸሚ ኤንአይኤምሲ እንደገለጹት የምዝገባ ሂደቱን ለማፋጠን እየተጋን ነው፡፡ በርካታ መደበኛ ናይጄሪያውያን አሁን ባለው የምዘገባ ሂደት ላይ ያላቸውን ጭንቀት የገለጹ ሲሆን የተራዘመ የቆይታ ጊዜ እና ምዘገባ ከሙሉ በሃላ የዘገየ ምላሽ አጋጥሟቸዋል፡፡ እ.ኤ.አ በ 2022 አቆጣጠር ኤንአይኤንሲ ብሔራዊ መለያ ቁጥር ለ22,492,748 ናይጄሪያውያን የሰጠ ሲሆን ይህ 16.85 ፐርሰንት እ.ኤ.አ ከ2021 ዓ.ም 27,052,148 ቀንሷል፡፡ ዛሬ ለእናንተ ያለን ይህ ነው፡፡ ክላውድ ፌር አጋሮች ክላውድ ሆፕ አፍሪካ ውስጥ ሳይበር ሰኪዩሪቲ ያሻሽላሉ፡፡ በ eCitizen መድረክ ላይ ያሉ አገልግሎቶች ከ5ሺ ኢላማው በላይ ናቸው። ክላውድ ፌር አጋሮች ክላውድ ሆፕ አፍሪካ ውስጥ ሳይበር ሰኪዩሪቲ ያሻሽላሉ፡፡ ክላውድ ፌር አሜሪካዊ የአይቲ አገልግሎት አስተዳደር ድርጀት ከክላውድ ሆፕ ጋር የኬንያ ድርጀት ጋር የቴክኖሎጂ መፍትሔዎቹን ለማሰራጭት አጋር ሆኗል፡፡ የዲጂታል ሀብቶችን እና የተጠቃሚ መረጃ አፍሪካ ውስጥ ለመጠበቅ ፍጹም የሆኑ ቴክኒኮች በመጠቀም ሳይበር ሴኩዩሪቲ/ ደህንነት ለማሻሻል አቅዷል፡፡ ክላውድ ፌር በድህረ ገጽ የሚሰራ ሲሆን በደህንነት መፍትሔዎች በአለም ዙሪያ በሚሊየን የሚቆጠሩ ድህረ ገጾች ደህንነት ያስጠብቃል፡፡ ትብብሩ ክላውድ ሆፕ ክላውድ ፍሌር አገልግሎቶች ለደንበኞቹ መስጠት ያስችለዋል፡፡ ከእነዚህ አገልግሎቶች ውስጥ አንዱ Cloudflare CDN፣ የተባለው የይዘት ማቅረቢያ ኔትወርክ ሲሆን ይህም ይዘትን ከተጠቃሚዎች ጋር በበይነመረብ ጠርዝ ላይ በመያዝ ድረ-ገጾች ለመተግበር የሚፈጁትን ጊዜ የሚያሳጥር ነው። በተጨማሪም ክውድ ፍሌር ኤስኤስኤል የተጠበቀ የሶኬት ረድፍ ተጠቃሚውን በምህጻረ ቃል የሚይዝ እና የድህረ ገጹን መረጃ ሚስጢራዊነት እና ደህንነት ለማስጠበቅ የሚየስችለው ሲሆን የክላውድ ፍሌር ፋየር ዎል የድህረገጽ መተግበሪያ የተንኮል የሆኑ ጥያቄዎችን በመከታከል እንደ ኤስኪውኤል ኢንጄክሽን ያሉ ጥቃቶችን ሳይት በማቋረጥ ስክሪፕት እና ዲዶስ ይከላከላል፡፡ ለምን ያስፈልገናል? አህጉሩ ፈጣን የቢዝነስ እና አገልግሎቶች ዲጂታል መሆን ብቁ የሆነ የሳይበር ሰኪዩሪቲ እርምጃዎች ተቀዳሚነት ፈጽሞ ከጥያቄ ውሰጥ አይገባም፡፡ ሳይበር ጥቃቶች የድርጅን የሥራ ውጤት እና ስም ዲጂታል ሀብት ንብረቶች እና የተጠቃሚ መረጃ ላይ ተጽእኖ በማሳደር ጉዳት ያደርሳሉ፡፡ ስለዚህም ታማኝ እና ብቁ መፍትሔዎች መኖር ድህረገጾችን ከሀከሮች ፣ ጠላፊዎች፣ ማልዌር፣ እና ሌሎች ስቶች ለመጠበቅ ማስቻሉ ወሳኝ ነው፡ በ eCitizen መድረክ ላይ ያሉ አገልግሎቶች ከ5ሺ ኢላማው በላይ ናቸው። የኬንያ ኢ- ዜግነት አውታር አገልግሎቶች ብዛት ከ7453 ያለፈ ሲሆን የመጀመሪያውን ኢላማ 5000 በልጦአል፡፡ ይህ ዜና የመጣው ከጥቂት ሳምንታት በኋላ የሱዳናዊ የመረጃ ጠላፊው ቡድን - ስም የለሽ ሱዳን - የ eCitizen መድረክን በመጥለፍ ስራውን ካቋረጠ በኋላ ነው። እ.ኤ.አ በ2014 ኢ-ዜግነት የግል አገልግሎት ፖርታል ለኬንያውያን ዜጎች በኢንተርኔት በርካታ የመንግስት አገልግሎቶች የፓስፖርት ��መልከቻዎች፣ የፈቃድ እድሳት፣ የንግድ ምዝባዎች እና የመሬት ፍለጋዎች አካቶ ማገኘት እንዲችሉ አድርጓል፡፡ አውታሩ ለዜጎች ከመንግስት ጋር አንድ የግንኙነት ነጥብ በማቅረብ ያለን ግንኙነት የማቅለል አላማ አለው፡፡ ተጠቃሚዎች የራሳቸውን ኢሜል አድራሻ ወይም መታወቂያ ካርድ ቁጥር በመጠቀም አውታሩን ለመጠቀም ሂሳብ መፍጠር አለባቸው፡፡ ከዚህ በኃላ ተጠቃሚዎች የሚፈልጉትን አገልግሎቶች ለማግኘት ወደ መተግበሪያው መግባት ይችላሉ፡፡ ኢሉድ አዋሎ አይሲቲ ካቢኔት ፀሐፊ ተጨማሪ 6817 አገልግሎቶች በከፍል ዲጂታል መሆናቸውን ሪፖርት አድረገዋል፡፡ በየካቲት እና መጋቢት 2023 የተሸጋገረው የኬንያ የውድድር ባለስልጣን እና የኬንያ ወደቦች ባለስልጣን በመድረኩ ላይ አገልግሎቶችን ከሰጡ የቅርብ ጊዜ ድርጅቶች መካከል ናቸው። የሚጠበቁ ሌሎች ድርጅቶች ብሔራዊ የአካባቢ አስተዳደር ባለስልጣን/ኤንኢኤምኤ/ የኬንያ ብሔራዊ ላይብረሪ አገልግሎቶች /ኬኤንኤልኤስ/ የኬንያ ሪፖርት ባለስልጣን /ኬኤኤ / የኬንያ ግንኙነት ባለስልጠን/ሲኤ/ ፍትህ ስርዓት እና የአስተማሪዎች አገልግሎት ኮሚሸን /ቲኤስሲ/ አገልግሎታቸውን አውቶማቲክ ያደርጋሉ፡፡ ሳይድ ባር ፡ ኬንያ ነጻ የህዝብ ኢንተርኔት ቦታዎች ዜጎች ኢንተርኔት ማግኘት እንዲችሉ እያስተዋወቁ ይገኛሉ፡፡ አዋሎ እንደገለጹት ምንም እንኩዋን 461 ሳይቶች ቢጀመሩም የረጅም ጊዜ አላማው ኬንያ ውስጥ ከ25ሺ ማዕከሎች በላይ ማንቀሳቀስ ነው፡፡ ባለፈው ሳምንት በቴክፖይንት አፍሪካ ሲቢኤን ለሱዋርፕ እገዛ በማድረግ ፍሉተር ዌብስ ለናይጄሪያ ኤፍኤክስ ችግሮች ምላሸ ሰጥተዋል፡፡ ""ኦሉማይዴ"""" D.O' Olusanya፣ ስለ ህጋዊ እርምጃ ለመከታተል በሚፈልግበት ጊዜ ስለ KloudCommerce መጥፋት ያለውን አመለካከት አጋርቷል"" በቀድሞ የአማዞን ተቀጣሪ የተመሰረተው፣ ፓወርፉል የፀሀይ ንብረት ፋይናንሰኞች ስጋትን እንዲቀንስ መርዳት ይፈልጋል በMoniepoint's gamified ውስጥ፣ ከበይነመረብ መስመር ውጭ ለችርቻሮ ባንክ እና በናይጄሪያ ውስጥ የፋይናንስ ማካተት ስትራቴጂ ይገኛል ለዚህ ፋይን ቴክ ጅማሬ ይህ የ25 ዓመት መስራች እንዴት 11.6 ሚሊዮን ዶላር ማሰባሰብ ቻለ፡፡ ሁ ጎ ሆስት የደንበኛውን እሴት አቅርቦት ለማስፋፋት ሴንድ ቻምፕን ገዝቷል፡፡ ከኬንያ ማዕከላዊ ባንክ የመጀመሪያ ስም ማጽደቂያ ካገኘ በኃላ ፉተር ዌቭ ኬንያ ውስጥ 50 ሚሊዮን ዶላር ኢንቨስት ለማድረግ አቅዷል፡፡ ሚኮ አውቶ ቴክ የጅምላ መለዋወጫ እቃዎች ስርጭቱን ለማስፋት ቅድመ ሲሪየስ ኤ ላይ 2.4 ሚሊየን ዶላር አሰባስቧል፡፡ የኡጋንዳ አግሪቴክ ጀማሪ ኢማታ በ2.4 ሚሊዮን ዶላር ዘር የአግሪ-ብድር አቅርቦቱን ለማስፋት አቅዷል። አጋርነት ስምምነት የሌጎስ ራይድ ሹፌሮች ለ 4 ዓመት ፋይናንስ ያደረጉትን መኪናቸውን ባለቤት እንዳይሆኑ ተከላክሏል፡፡ በጎግል ለጀማሪዎች አፋጣኝ፡ ጥቁር መስራቾች ፕሮግራም በ2023 ላይ በአፍሪካውያን የተመሰረቱ አራት ጅምሮች የማነበው እና የማየው የኒው ዮርክ ከተማ የመዋለ ሕጻናት ባለቤት አንድ ጨቅላ ሕፃን ከመጠን በላይ አደንዛዠ እፅ ወስዶ ከሞተ በኋላ በነፍስ ግድያ ተከሰሱ ጌይ እና ሙስሊም መሆን ይችላሉ? /ረጅም ቨርሽን/ የነጻ ንግግር ውይይት /ዩኬ/ ሚሶጂኒ ፡ ወንዶች ሴቶችን የሚጠሉበት ምንጮች","Cloudfare partners CloudHop to improve cybersecurity in Africa Last Saturday, the National Identity Management Commission (NIMC) launched a self-service option for Nigerians to apply for their National Identification Numbers (NINs) using their smartphones. Why? Abisoye Coker-Odusote, the Acting Director General/CEO of NIMC, said, “We are striving to expedite the registration process. Many ordinary Nigerians have expressed frustration with the current registration procedures, citing extended wait times and delayed feedback after completing the registration.” In 2022, the NIMC issued National Identity Numbers to 22,492,748 Nigerians, a 16.85% decrease from the 27,052,148 issued in 2021. Here's what I've got for you today: Cloudfare partners CloudHop to improve cybersecurity in Africa Services on the eCitizen's platform exceed the 5K target Cloudfare partners CloudHop to improve cybersecurity in Africa Cloudflare, an American IT service management company, has partnered with CloudHop, a Kenyan company, to distribute its technology solutions. It plans to improve cybersecurity using cutting-edge techniques to protect digital assets and user data throughout Africa. While Cloudflare provides web performance and security solutions to millions of websites worldwide, CloudHop offers cloud computing and data management solutions in Africa. The collaboration will enable CloudHop to provide Cloudflare's services to its clients. One of these services is Cloudflare CDN, a content delivery network that shortens the time it takes for websites to load by caching content closer to users at the Internet's edge. Additionally, it will provide Cloudflare SSL, a secure sockets layer that encrypts user and website data to ensure privacy and security, and Cloudflare Firewall, a web application firewall that prevents malicious requests and attacks like SQL injection, cross-site scripting, and DDoS. Why does it matter? Given the continent's rapid digitisation of businesses and services, there has never been a more pressing need for effective cybersecurity measures. Cyberattacks affect a company's performance and reputation by impacting digital assets and user data. Thus, having trustworthy and efficient solutions in place to safeguard websites from hackers, malware, and other threats is crucial. Services on the eCitizen's platform exceed the 5K target The number of services on Kenya's eCitizen platform has surpassed 7,453, exceeding the initial 5,000 target. This news comes a few weeks after a Sudanese hacker group — Anonymous Sudan — hacked the eCitizen platform, disrupting its operations. Launched in 2014, eCitizen is a self-service portal that gives Kenyan citizens online access to several government services, including passport applications, licence renewals, business registrations, and land searches. The platform aims to make it easier for citizens to interact with the government by providing a single point of contact. Users must first create an account using their email address or ID number to use the platform. After that, users can log in to access the services they need. Eliud Owalo, the ICT Cabinet Secretary, reported that an additional 6,817 services had undergone partial digitisation. The Competition Authority of Kenya and the Kenya Ports Authority, which transitioned in February and March 2023, respectively, are among the latest organisations to onboard services onto the platform. Expectedly, other organisations, including the National Environment Management Authority (NEMA), Kenya National Library Services (KNLS), Kenya Airports Authority (KAA), Communication Authority of Kenya (CA), the judiciary, and Teachers Service Commission (TSC) will automate their services. Sidebar: Kenya is introducing free public Internet hotspots to help citizens access the online portal. Owalo stated that although 461 sites have been launched, the long-term objective is to roll out 25,000 centres in Kenya. Last week on Techpoint Africa CBN backs Swap, Flutterwave's answer to Nigeria's FX problems Olumide ""D.O' Olusanya shares his perspective on KloudCommerce's demise, as he looks to pursue legal action Founded by an ex-Amazon employee, Powerfull wants to help solar asset financiers mitigate risk Inside Moniepoint's gamified, offline strategy for retail banking and financial inclusion in Nigeria How this 25-year-old founder raised $11.6 million for his fintech startup WhoGoHost acquires SendChamp to expand its customer value offerings After receiving first-name approval from the Central Bank of Kenya, Flutterwave plans to invest $50m in Kenya Mecho Autotech raises $2.4m pre-Series A to expand into wholesale spare parts distribution Ugandan agritech startup, Emata, plans to expand its agri-loan offerings with a $2.4 million seed A partnership agreement is preventing LagosRide drivers from owning cars they've financed for four years Four startups founded by Africans in the 2023 Google for Startups Accelerator: Black Founders programme What I'm reading and watching New York City daycare owner charged with murder after infant overdose death Can you be gay and Muslim? (long version), Free Speech Debate (UK) Misogyny: origins of men's hatred of women","Kamfanin Cloudfare ya haɗa gwiwa da Kamfanin CloudHop domin bunƙasa tsaron intanet a Afirka. Asabar ɗin da ta gabata, Hukumar Tantance 'Yan ƙasa (NIMC) ta ƙaddamar da wata hanyar yi-da-kanka domin yan Nijeriya su nemi lambar ɗan ƙasa (NINs) ta hanayar amfani da wayoyin hannunsu. Me ya sa? Abisoye Coker-Odusote, Babban Daraktan Riƙon ƙwarya kuma Shugaban Hukumar NIMC ya ce, ''Muna ƙoƙarin ƙara wa hanyar yin rijistar sauri. Da yawan 'yan Nijeriya sun bayyan ɓacin ransu da matakan yin rigistar na yanzu, inda suka ba da misali da tsawon lokacin jira bayan gama rigista. A shekarar 2022, Hukumar NIMC ta ba wa 'yan NIjeriya 22, 492,748, inda aka samu raguwar kaso16.85% daga 27,052,149 da aka bayar a shekarar 2021. Ga abin da na tanadar muku a yau: Kamfanin Cloudfare ya haɗa gwiwa da Kamfanin CloudHop domin bunƙasa tsaron intanet a Afirka. Aikace-aikace a kan manhajar eCitizen sun haura dubu biyar ɗin da aka nufa. Kamfanin Cloudfare ya haɗa gwiwa da Kamfanin CloudHop domin bunƙasa tsaron intanet a Afirka. Kamfanin Cloudflare, kamfanin Amurka ne da ke kula da fasahar sadarwa fasaha, ya haɗa gwiwa da Kamfanin CloudHop, wato kamfanin ƙasar Kenya, domin bayar da mafitar fasaharsa. Yana shirin ɓunkasa tsaron intanet ta hanyar amfani da manyan dabaru don kare kadarorin intanet da bayanan mai amfani da ita a gaba ɗaya Afirka. Yayin da Kamfanin Cloudflare yake samar da ingancin intanet da tsaro ga miliyoyin shafukan intaneta a faɗin duniya, Kamfanin CloudHop yana samar da tsarin adana bayanai a intanet da sarrafa bayanai a Afirika. Haɗin guiwar zai ba wa Kamfanin CloudHop damar yin ayyukan kamfanin Cloudflare ga abokan hurɗarsa. Ɗaya daga cikin waɗannan ayyukan shi ne manhajar Cloudflare CDN, wani tsarin sadarwa da yake rage tsawon lokacin da shafukan intanet ɗauka kafin su buɗe ta hanyar samar da bayanan da suke kusa da masu amfani da ita. Bugu da ƙari, zai samar da manhajar Cloud SSL, wanda tsarin boye bayanai ne mai amfani da intanet da bayanand shafin intanet domin tabbatar da sirri da tsaro, sannanda Cloudflare Firewall, wadda manhajar intanet ce da take ba da kariya daga hari da kutse. Mai ya sa hakan ya zama abin dubawa? Duba da saurin samun ci gaba fasahar kasuwanci a nahiyar, akwai buƙatar samar da ingantattun matakan tsaron intanet. Hare-haren intanet yana shafar ƙoƙarin da darajar kamfani, ta hanyar shafar kadarorin intanet da bayanan mai amfani da ita. Saboda haka, samun amintacciya kuma ingantacciyar mafita domin kare shafukan intanet daga masu kutse da 'yan dandatsa da sauran nau'oin barazana yana da matuƙar muhimmanci. Aikace-aikace a kan manhajar eCitizen sun haura dubu biyar ɗin da aka nufa. Yawan ayyukan a kafar ecitizen ta ƙasar Kenya ya zarce 7,453, inda ya zarce 5,000 da aka nufa da farko. Wannan labarin ya zo ne a 'yan makwannin da suka gabata, bayan gungun 'yan dandatsa na ƙasar Sudan sun yi kutse a kafar eCitezen tare da rikirkita ayyukansu. Kamar yadda aka ƙaddamar a shekarar 2014, eCitizen kafar yi-da-kanka ce da yake ba wa 'yan ƙasar Kenya damar amfani da intanet don kaiwa ga ayyukan gwamnati da dama, wanda ya haɗa fasfo da sabunta lasisi da rijistar kasuwanci da kuma neman fili. Manufar kafar ita ce sauƙaƙa wa 'yan ƙasa wajen mu'kaiwa ga gwamnati ta hanyar bayar da bayani guda ɗaya. Da farko dole mai son amfani da kafar ya ƙirƙiri shafi ta hanyar amfani da adireshin imel ko lambar tantancewarsu kafin iya amfani da kafar. Bayan haka, masu amfani da kafar za su iya shiga domin samun abubuwan da suke buƙata. Eliud Owola, shi ne Sakataren Fasahar da Sadarwa, ya ba da rahoton cewa, ana tantance ƙarin ayyuka 6,817 da za kasance a intanet. Hukumar Shirya Gasa ta ƙasar Kenya da Hukumar Kula da Tashar Ruwa, waɗanda suka samu sauyi a watan Fabrairu da watan Maris 2023, suna daga cikin ma'aikatu na baya-bayan nan da aka ɗora ayyukansu a kan kafar. Kamar yadda aka yi tsammani, wasu hukumomin, irin su Hukumar Kula da Muhalli ta ƙasa (NEMA) da Hukumar Kula da Ɗakunan Karatu ta ƙasar Kenya (KNLS) da Hukumar Kula da Filin Tasi da Saukar Jragen Sama ta ƙasar Kenya (KAA) da Hukumar Kula da Sadarwa ta ƙasar Kenya (CA) da ɓangaren shari'a da kuma Hukumar Kula da MalamaN Makaranta (TSC) za su mayar da ayyukansu a kan kwamfuta. Sabon labari: ƙasar Kenya za ta shigo da wani tsarin amfani da intanet kyauta don 'yan ƙasa su samu damar shiga shafin intanet. Owalo ya yi bayanin cewa, duk da an ƙaddamar da shafuka 461, manufar ita ce samar da cibiyoyi 25,000 a ƙasar ta Kenya. Satin da ya gabata an yi magana kan Kamfanin Techpoint Africa. Babban Bankin Nijeriya (CBN) ya goyi bayan Kamfanin Swap da Kamfanin Flutterwave a kan waraware matsalolin canjin kuɗin waje a Nijeriya. Olumide ""D.O' Olusanya ya faɗi ra'ayinsa a kan rushewar Kamfanin KloudCommerce, inda yake ƙoƙarin kai ƙara. Kamfanin Powerfull, wanda tsohon ma'aikacin Amazon ya kafa, na son taimaka wa kamfanonin sola domin su rage fuskantar barazana. A ƙoƙarin Kamfanin Moniepoint na shigo da tsarin wasanni, wadda wata dabara ce ta harkar banki da shigo da kowa da kowa hada-hadar kuɗi Nnijeriya ba tare da intanet ba amfani da intanet ba. Ta yaya wannan ɗan shekara 25 da ya kafa kamfanin ya tara Dala miliyan 11.6 domin kafa sabon kamfaninsa na fasahar hada-hadar kuɗi. Kamfanin WhoGoHost ya mallaki Kamfanin SendChamp don ya inganta kyautatawa da kulawa da abokan hurɗarsa. Bayan Bankin Kenya ya amince da sunan farko, Kamfanin Flutterwave ya shirya zuba jari na Dala miliyan 50 a ƙasar Kenya. Kamfanin Mecho Autotech ya tara Dala miliyan 2.4 a matsayin share fage domin faɗaɗa tsarin sayar da kayan sassan ababen hawan da kuma rarraba su a kan sari. Sabon kamfanin noman zamanina ƙasar Uganda, Emata, ya shirya faɗaɗa tsarinsa na ba da rancen kuɗin noma da Dala miliyan 2.4. Yarjejeniyar haɗin gwiwa tana hana direbobin Shirin LagosRide mallakar motocin da suka yi ta kuɗi tsawon shekaru huɗu. Sababbin kamfanoni guda huɗu da 'yan Afirka suka kafa a shirin Kamfanin Google na sababbin kamfanoni a shekarar 2023: Shirin Black Founders. Abin da na ke karantawa da kallo. Ana zargin mamallakin cibiyar kula da ƙananan yara ta Birnin New York da kisa bayan ba wa yaro maganin da yafi ƙarfinsa. Za ka iya zama mai auren jinsi kuma musulmi? (dogon zango) Tattaunawar da kowa zai bayyana ra'ayinsa (UK) Tsanar mata: Asalin ƙiyayyar maza ga mata.","Washirika wa Cloudfare CloudHop kuboresha usalama wa mtandao Afrika. Jumamosi iliyopita, Tume ya Usimamaizi wa Vitambulisho vya Taifa (NIMC) ilitambulisha kipengele cha kujihudumia mwenyewe kwa ajili ya Wanaigeriakuomba Namba za Vitambulisho vyao vya Taifa (NINIs) kwa kutumia simu janja zao. Kwanini? Abisoye Coker-Odusote, Kaimu Mkurugenzi Mkuu/CEO wa NIMC, alisema, tunajitahidi kuharakisha mcahakato wa usajili. Wanaigeria wengi wa kawaida walielezea kuchanganyikiwa na mcahakato wa sasa wa usajili, wakitaja muda mrefu wa kusubiri na mrejesho wenye kuchelewa baada ya kukamilsha usajili. Mwaka 2022, NIMC ilitoa Namba za Vitambulisho vya Taifa kwa Wanageria 22,492,748 , ni punguzo la a 16.85% kutoka 27,052,148 waliopewa mwaka 2021. Haya ni ambayo nimekuandalia kwa leo: Washirika wa Cloudfare CloudHop kuboresha usalama wa mtandao Afrika. Huduma kwenye jukwaa la Raia mtandaoni (eCitizen) imezidi lengo la 5k. Washirika wa Cloudfare CloudHop kuboresha usalama wa mtandao Afrika. Cloudflare, ni kampuni ya Kimarekani ya usimamizi wa huduma za IT, imeshirikiana na CloudHop, ni kampuni ya Kenya, la kusambaza suluhisho zake za kiteknolojia. Inapanga kuboresha usalama mtandaoni kwa kutumia huduma za kisasa ili kulinda aseti za kidjiti na data za mtumiaji Afrika kote. Wakati Cloudflare inatoa ufanyaji kazi wa tovuti na suluhisho za usalama kwa tovuti mamilioni duniani kote, CloudHop inatoa kompyuta wingu na suluhisho za usimamizi wa data barani Afrika. Ushirikaino huo utasaidia CloudHop kutoa huduma za Cloudflare kwa wateja wake. Moja ya huduma hizi ni Cloudflare CDN, ni mtandao wa utoaji wa maudhui ambao utafupisha muda muda unaochukua kupakia kwa kuhifadhi maudhui karibu na watumiaji kwenye ukingo wa mtandao. Kwa kuongezea, itatoa Cloudflare SSL, ni safu za soketi salama ambazo ambayo husimba mtumiaji na data za tovuti ili kuhakikisha faragha na usalama, na Cloudflare Firewall, ni programu ya wavuti firewall ambayo inazuia matumizi mabaya na mashambulio kama mchomo wa SQL, kipitisha maandishi, na DDoS. Inahusiana na nini? Kutokana na uharaka wa ulimwengu wa kuzifanya huduma na biashara kuwa za kidijiti, kumekuwa na uhitaji mkubwa wa hatua stahiki za usalama mtandaoni. Masshambulio ya mtandaoni yanaathiri utenfdaji kazi wa kampuni na hadhi kwa kuathiri aseti za kidijiti na data za mtumiaji. Hivyo, kuwa na suluhisho za kuaminika na zenye ufanisi mahala pa kazi ili kulinda tovuti kwa wadukuzi, programu hasidi, na vihatarishi vingine ni muhimu. Huduma kwenye jukwaa la Raia mtandaoni (eCitizen) imezidi lengo la 5K. Idadi ya huduma kwenye jukwaa la Raia mtandaoni (eCitizen) la Kenya zimezidi 7,453, kupita kiasi cha kwanza cha kusidio la 5,000. Habri hii inakuja wiki chache baada ya kundi la wadukuzi wa Sudani wakifamika kama Sudan, walidukua jukwaa la Raia mtandaoni, kuvuruga utendaji kazi wake. Ilitambulishwa mwaka 2014, Raia mtandaoni ni lango la huduma binafsi ambalo linawapa raia wa Kenya ufikiaji mtandaoni kwa huduma mbalimbali za serikali, zikijumuisha maombi ya Hati za Kusafiria, kuhuisha leseni, kusajili biashara na kutafuta ardhi. Jukwaa hilo linakusudia kurahisisha kwa ajili ya wananchi kuchangamana na serikali kwa kupewa eneo moja la kukutana. Watumiaji lazima kwanza atengeneze akaun ti kwa kutumia barua pepe yake, ama namba ya ID ili kutumia jukwaa hilo. Baada ya hilo. Watumiaji wanaweza kuingia huduma wazitakazo. Eliud Owalo, Katibu wa Baraza la ICT, aliripoti kwamba huduma za ziada 6,817 zimehamishiwa kwenye nusu udijiti. Mamlaka ya Ushindani ya Kenya na Mamlaka ya Bandari ya Kenya, amabayo ilibadilika mnamo Februari na Machi 2023, mtawalia, ni miongoni mwa mashirika ya hivi punde kupata huduma kwenye jukwaa. Inatarajiwa , mashirik mengine, yakijumuisha Mamlaka ya Tiafa ya Usimamaizi wa Mazingira (NEMA), Huduma ya Taifa ya Maktaba nchi Kenya (knls), Mamalaka ya Viwanja vya Ndege nchini Kenya (KAA), Mamalaka ya Mawasilianoa nchi Kenya (CA), Tume ya huduma ya mahakama na Walimu (TSC) watazifanya huduma zao kiptomatiki. Upau wa kando: Kenya inatambulisha maeneo ya mtandao ya umma bila malipo ili kuwasaidia wananchi kufikia lengo la mtandaoni. Owalo alisema ingawa saiti 461 zimetambulishwa, lengo la muda mrefu ni kuzindua vituo 25,000 nchini Kenya. Juma lililopita kwenye Techpoint Africa CBN inaunga mkono Swap, jibu la Flutterwave kwa matatizo ya FX ya Nigeria. Olumide ""D.O' Olusanya alisambaza myazamo wake kwenye kufa kwa KloudCommerce, huku alitafuta hatua za kisheria. Iliundwa na mfanya kazi wa zamani wa Amazon, Powerful inataka kusaidia wafadhili wa mali ya jua kupunguza hatari. Kwa ndani kuchezewa kwaMoniepoint, mkakati wa nje ya mtandao huduma za kibenki kidogokidogo na mjumuisho wa fedha nchini Nigeria. Kivipi mwanzilishi huyu wa miaka 25 anapata milioni $11.6 kwa ajili ya shirika la fintechi WhoGoHost inapata SendChamp ili kupanua toleo lake la thamani ya mteja. Baada ya kupokea uthibitisho wa jina la kwanza kutoka kwenye Benki Kuu ya Kenya, Flutterwave alipanaga kuwekeza m$50 nchini Kenya Mecho Autotech anapata m$2.4 kwenye mfululizo wa awali A ili kuongeza usambaji wa vipuli. Shirika la Kilimo teknolojia nchini Uganda, Emata, linapanga kuoongeza mkopo wao wa kilimo wanaoutoa kwa milioni $2.4 za mbegu. Mkataba wa ushirikiano unazuia dereva wa LagosRide kumiliki magari waliyoyalipia kwa miaka minne. Mashirika manne yaliundwa na Waafrika mwaka 2023 tafuta kufahamu mashirika saidizi: programu ya waanzilishi weusi. mambo gani ninasoma na kuyatazma. Mmiliki wa shule ya awali ya New York City anashtakiwa kwa mauaji baada ya kifo cha mtoto mcahanga kumpa jambo lisilokuwa ndani ya uwezo wake na kufariki dunia. charged with murder after infant overdose death Unaweza kuwa shoga na Muislamu? (Toleo refu), Mjadcala huru wa kujieleza (UK) Misogyny: asili ya wanaume kuwachukia wanawake.","Cloudfare bá CloudHop dókòwò láti mú ìyípadà bá ààbò orí ẹ̀rọ ayélujára ní Áfíríkà Ní ọjọ́ àbámẹ́ta tí ó kọjá, ìgbìmọ̀ tí ó ń ṣe àmójútó ìdánimọ̀ ní orílẹ̀-èdè yìí (NIMC)ṣe ìfilọ́lẹ̀ ètò fún ara ẹni fún àwọn ọmọ Nàìjíríà tí ó fi orúkọ sílẹ̀ fún gbígba nọ́ńbà ìdánimọ̀ fún orílẹ̀-èdè wọn tí wọ́n lo ẹ̀rọ alágbèéká.Kí ló dé? Abísóyè Coker-Òdúṣọ̀tẹ̀, ẹni tí ó jẹ́ adele fún olùdarí gbogbo àti aláṣẹ ti NIMC, sọ pé, ""á ń làkàkà láti mú ètò ìforúkọ sílẹ̀ náà di ṣíṣe ní kánkán. Ọ̀pọ̀ àwọn ọmọ Nàìjíríà lásán ti ṣàfihàn ìbínú wọn pẹ̀lú ètò ìforúkọ sílẹ̀ to ń lọ lọ́wọ́lọ́wọ́, nípa sísọ àkókò tí ó ń fàágùn, àti èsì lẹ́yìn tí ènìyàn parí ètò náà tí ó ń pẹ́."" Ní ọdún 2022, NIMC fún àwon ọmọ Nàìjíríà 22, 492, 748 ní nọ́ńbà ìdánimọ̀ orílẹ̀-èdè, 16.85% ni ó fi dínkù sí 27, 052, 148 tí wọ́n ṣe ní ọdún 2021. Ohun tí mo ní fun yín nìyí lónìí: Cloudfare dókòwò pẹ̀lú CloudHop láti mú ìyípadà bá ìdáàbò orí ẹ̀rọ ayélujára ní Áfíríkà. Àwọn ètò lórí ọmọ orílẹ̀-èdè lórí ẹ̀rọ ayélujára ju ìlépa 5k lọ. Cloudfare dókòwò pẹ̀lú CloudHop láti mú ìyípadà bá ìdáàbò orí ẹ̀rọ ayélujára ní Áfíríkà Cloudfare, ilé-iṣẹ́ tí ó ń mójútó ètò orí ẹ̀rọ ayélujára tí ọmọ ilẹ̀ Amẹ́ríkà, dókòwò pẹ̀lú CloudHop, ilé-iṣẹ́ ti ọmọ ilẹ̀ Kẹ́ńyà, láti pín ìyànjú ìmọ̀ ẹ̀rọ. Ó ṣètò láti mú ìyípadà bá ààbò orí ẹ̀rọ ayélujára nípa lílo àwọn ìlànà tí ó dángájía láti dáàbò bo ohun èlò ayélujára àti ohun àwọn ènìyàn tí ó ń lò ó káàkiri Áfíríkà. Nígbà tí Cloudfare ń pèsè ìṣe orí ẹ̀rọ ayélujára àti ìyànjú sí ààbò fún mílíọ̀nù ohun ẹ̀rọ ayélujára làgbáyé, CloudHop yá ni ní ìmọ̀ ẹ̀rọ ayélujára, àti mímójútó ìyànjú dátà ní Áfíríkà. Ìfikùnlukùn náà yóò mú CloudHop lè pèsè eto Cloudfare fún àwọn oníbàárà rẹ̀. Ọ̀kan lára àwọn ètò náà ni Cloudflare CDN, tí ó jẹ́ àkóónú nẹ́tíwọ̀kì tí ó ń jíṣẹ́ tí ó ń mú kí ìgbà kúrú fún ẹ̀rọ ayélujára láti mú kí ohun tí ènìyàn fẹ́ ṣe súnmọ lórí ẹ̀rọ ayélujára. Ní àfikún, yóò pèsè Cloudflare SSL, ohun tí ó máa mú kí ẹni tí ń lò ó rí àbò tí ó máa ń dènà ìbéèrè ohun tí kò dára. Kí ló dé tí ó fi pọn dandan? Nígbà tí a ti mọ̀ pé àgbáyé ti ń lo ìmọ̀ ẹ̀rọ fún gbogbo ètò àti okòwò, èyí ló mú kí ìdí fún àbò lórí ẹ̀rọ ayélujára tí ó ṣiṣẹ́ dáadáa gbọdọ̀ wà. Ìkọlù orí ẹ̀rọ ayélujára kan ìṣe ilé-iṣẹ́ kan àti ohun tí a mọ̀ wọ́n mọ́ nípa ṣíṣẹ́ lórí ohun èlò ayélujára àti àwọn tí ń lo dátà. Èyí ń mú ìfọkàntàn àti ìyànjú tí ó ṣiṣẹ́ dáadáa wà láti dáàbò bo ẹ̀rọ ayélujára lọ́wọ́ àwọn tí ń ṣe ìkọlù àti àwọn ìwà ibi tí ó ṣe kókó. Ètò lórí ìkànnì ayélujára ọmọ orílẹ̀-èdè ti ju ìlépa 5k lọ. Iye nọ́ńbà ètò ti àwọn ọmọ orílẹ̀-èdè Kẹ́ńyà lórí ẹ̀rọ ayélujára ti ju 7, 453 èyí tí ó ju ìlépa ti tẹ́lẹ̀ tí ó jẹ́ ẹgbẹ̀rún márùn-ún. Ìròyìn yìí dé ní ọ̀sẹ̀ díẹ̀ sẹ́yìn lẹ́yìn tí àwọn ẹgbẹ́ ọmọ Sùdánìì tí ó ń ṣe ìkọlù -ọmọ Sùdánìì tí kò sọ orúkọ -kọlu ìkànnì ayélujára ọmọ Sùdánìì, tí wọ́n sì da iṣẹ́ ibẹ̀ rú. A fi lọ́lẹ̀ ní ọdún 2014, Ìkànnì orí ẹ̀rọ ayélujára jẹ́ ti ara ẹni tí ó máa ń fún ọmọ orílẹ̀-èdè Kẹ́ńyà lórí ẹ̀rọ ayélujára láti ní ààyè sí púpọ̀ àwọn ètò ìjọba bí i ṣíṣe ètò káàdì ìrìnàjò, ṣiṣẹ́ àtúnṣe sí ìwé, ìforúkọ okòwò sílẹ̀, àti wíwá ilẹ̀. Ìkànnì náà wá à láti mú u rọrùn fún àwọn ọmọ ìlú láti bá ìjọba sọ̀rọ̀ lórí pípèsè ọ̀nà kan láti sọ̀rọ̀. Àwọn tí ó ń lò ó gbọdọ̀ kọ́kọ́ sí àkáǹtì nípa lílo é-maìlì tàbí nọ́ńbà ID wọn lórí ìkànnì. Lẹ́yìn èyí, ẹni tí ó ń lò ó lè wọlé sí lílo rẹ̀ fún ohun tí wọ́n fẹ̀. Eliud Owalo, ẹni tí ó jẹ́ akọ̀wé fún ìmọ̀ ẹ̀rọ kòḿpútà, ṣe ìròyìn pé àfikún 6, 817 ètò ti lọ lábẹ́ apá kan orí ẹ̀rọ ayélujára. Ilé iṣẹ́ aláṣẹ fún ìfigagbága tí orílẹ̀-èdè Kẹ́ńyà àti ti aláṣẹ ọkọ̀ ojú omi ti Kẹ́ńyà, tí ó lọ láti oṣù kejì sí oṣù kẹta ọdún 2023, ní ṣíṣẹ̀-n-tẹ̀lé, wà lára àwọn ilé-iṣẹ́ tí ó ṣẹ̀ṣẹ̀ wà ń ṣètò lórí ìkànnì náà. Gẹ́gẹ́ bí ìrètí, àwọn ilé- iṣẹ́ ìyókù láì yọ ilé-iṣẹ́ tó ń bójútó àyíká (NEMA), ilé-iṣẹ́ ìkàwé-yáwèékà ti orílẹ̀- èdè Kẹ́ńyà (KNLS), ilé-iṣẹ́ ọkọ̀ òfúúrufú ti Kẹ́ńyà (KAA), ilé-iṣẹ́ ìbánisọ̀rọ̀ ti Kẹ́ńyà (CA), àwọn adájọ́, ẹgbẹ́ ètò olùkọ́ (TSC)yóò mú ètò wọn di àdáṣe. Ẹlẹ́gbẹ̀ẹ́: Kẹ́ńyà ṣàfihàn Íńtánẹ́ẹ̀tì ti gbogbo ènìyàn lè lò lọ́fẹ̀ẹ́ láti ran àwọn ọmọ ìlú lọ́wọ́ láti lè wọ ìkànnì orí ẹ̀rọ ayélujára. Owalo sọ pé bí ó tilẹ̀ jẹ́ pé ìkànnì 461 ni wọ́ ti fi lọ́lẹ̀, àwọn àfojúsùn láti mú ṣe fún ọjọ́ pípẹ́ ni láti mú ibùdó 25, 000 jẹ yọ ní Kẹ́ńyà. Ní ọ̀sẹ̀ tí ó kọjá lórí Techpoint Africa CBS gba ohun mìíràn fún èlé owó lọ́wọ́ ẹni tí ó ya owó, Flutterwave, dáhùn sí ìṣòro FX ti Nàìjíríà Olúmìídé ""D.O Olúsànyà jẹ́ kí a mọ èrò tirẹ̀ lórí ìpapòdà KloudCommerce, bí ó ti wo láti lépa ìgbésẹ̀ òfin Ẹni tí ó jẹ́ òṣìṣẹ́ Amazon tẹ́lẹ̀rí ni ó dá a sílẹ̀, Powerfull fẹ́ ran àwọn tí ó ń ṣòwò ohun èlò tí ó ń múná wọlé láti ara oòrùn ṣe àdínkù ewu Nínú ètò Moniepoint, ètò tí kì í ṣe orí ẹ̀rọ ayélujára fún títa ọjà nílé ìfowópamọ́ àti ètò ìsúná ní orílẹ̀-èdè Nàìjíríà Ní báyìí ọmọ ọdún 25 tí í ṣe olùdásílẹ̀ wá 11.6 mílíọ̀nù dọlà fún ìbẹ̀rẹ̀ fintech rẹ̀ WhoGoHost gba SendChamp láti mú kí àwọn iyì oníbàárà rẹ̀ pọ̀ Lẹ́yìn tí ó gba orúkọ àkọ́kọ́ láti ilé ìfowópamọ́ gbogbogbòò ti Kẹ́ńyà, Flutterwave ṣètò láti fi àádọ́ta mílíọ̀nù dọlà dókòwò pẹ̀lú Kẹ́ńyà Mecho Autotech wá 2.4 mílíọ̀nù dọlà láti ètò ṣáájú A láti mú títa pipin ara ẹ̀yà mọ́tò ó gbèrú sí i ilé-iṣẹ́ Ugandan agritech, Emata, ṣètò fẹ owó yíyá fún iṣẹ́ àgbẹ̀ lójú pẹ̀lú 2.4 mílíọ̀nù dọlà Ìfẹnukò ìbánidókòwò ń dènà àwọn awakọ̀ LagosRide láti ní ọkọ̀ tí wọ́n ti náwó lé lórí fún ọdún mẹ́rin ilé-iṣẹ́ mẹ́rin tí àwọn ọmọ Áfíríkà dá sílẹ̀ ní ọdún 2023 Gúúgù fún ìmúyára iṣẹ́: ètò ti àwọn olùdásílẹ̀ Black Ohun tí mo ń kà àti wò Àwọn tí wọ́n ń tọ́jú ọmọ kékeré lóòjó ní ìlú New York ni a fi èsùn ìpànìyàn lílo oògùn tí ó pọ̀jù tí ó fa ikú fọ́mọ Ṣé o lè jẹ́ ẹni ọkùnrin tí ń bá ọkùnrin sùn, kí o sì jẹ́ Mùsùlùmí? (ohun tí ó gùn )àríyànjiyàn ọ̀rọ̀ tí ó wuni(UK). Ìkórira lòdì sí obìnrin: orísun kí ọkùnrin kórira obìnrin","Abalingani beCloudfare iCloudHop bazokuthuthukisa ukuphepha kwe-inthanethi e-Afrika NgoMgqibelo odlule, iNational Identity Management Commission (iNIMC) yethule indlela yokuzenzela yokuthi abantu base-Nigeria bafake isicelo seNational Identification Numbers (iNINs) yabo besebenzisa amasmartphone abo. Kungani? U-Abisoye Coker-Odusote, uMqondisi OmkhuluObambile/iCEO yeNIMC, uthe, “Siphokophele ukusheshisa inqubo yokubhalisa. Abantu abaningi abangaqavile baseNigeria baye bazwakalisa ukudikibala ngokuphathelene nezinqubo zamanje zokubhalisa, bebala isikhathi eside sokulinda kanye nokungasheshi kubuye imbuyisambiko ngemuva kokuphothula ukubhalisa.” Ngo-2022, iNIMC yakhipha Izinombolo Zomazisi Kazwelonke zabantu baseNigeria abangama-22,492,748, ukwehla ngo-16.85% kusuka kwezingama-27,052,148 ezakhishwa ngo-2021. Nakhu enginiphathele kona namuhla: Abalingani beCloudfare iCloudHop bazokuthuthukisa ukuphepha kwe-inthanethi e-Afrika Izinsiza zepulatifomu ye-eCitizen zedlule umgomo ka-5K Abalingani beCloudfare iCloudHop bazokuthuthukisa ukuphepha kwe-inthanethi e-Afrika ICloudflare, yinkampani yokwengamela insiza ye-IT yase-America, ibambisene neCloudHop, inkampani yaseKenya, ukuze isabalalise izixazululo zayo zezobuchwepheshe. Ihlela ukuthuthukisa ukuphepha kwe-inthanethi kusetshenziswa amasu aseqophelweni eliphezulu ukuze kuvikelwe izimpahla eziyidijithali kanye nemininingo yomsebenzisi e-Afrika yonkana. Nakuba iCloudflare ihlinzeka ngokusebenza kwewebhu nezixazululo zokuvikeleka ezigidini zezizindalwazi emhlabeni wonke, iCloudHop inikeza i-cloud computing kanye nezixazululo zokwenganyelwa kwedatha e-Afrika. Ukusebenzisana kuzokwenza ukuthi iCloudHop ikwazi ukuhlinzeka ngezinsiza zeCloudflare kumakhasimende ayo. Enye yalezi zinsiza yiCloudflare CDN, inethiwekhi yokulethwa kokusunguliwe eyenza sibe sifushane isikhathi esithathwa yizizindalwazi ukulayisha ngokugcina okusunguliwe kuseduze nabasebenzisi abakolunye uhlangothi lwe-inthanethi. Ngaphezu kwalokho, izonikeza iCloudflare SSL, ungqimba oluphephile lwamasokhethi olufihla imininingo yomsebenzisi neyesizindalwazi ukuze kuqinisekiswe ubumfihlo nokuvikeleka, kanye neCloudflare Firewall, ifirewall yesisetshenziswa sewebhu esivimbela izicelo ezingahlosile okuhle nokuhlaselwa okufana neSQL injection, icross-site scripting, neDDoS. Ngabe kungani kubalulekile? Ngenxa yokuthi izwekazi lithuthuka ngamandla ngokuphathelene nokungena kudijithali kwebhizinisi kanye nezinsiza, bekungakaze kube nesidingo esiphuthuma ngokwengeziwe sezinyathelo eziphumelelayo zokuphepha ngokuphathelene ne-inthanethi. Ukuhlaselwa ku-inthanethi kunomthelela ekusebenzeni kanye nasendleleni okwaziwa ngayo inkampani ngokuba nomthelela ezimpahleni ezidijithali nemininingo yomsebenzisi. Ngakho, kubalulekile ukuba nezixazululo ekungathenjelwa kuzo neziphumelelayo ngokuphathelene nokuvikela isizindalwazi kwabadunayo, imalware, kanye nezinye izinsongo. Izinsiza zepulatifomu ye-eCitizen zedlule umgomo ka-5K Inani lezinsiza kumapulatifomu e-eCitizen ase-Kenya lidlule e-7,453, lidlule umgomo wokuqala we-5,000. Lezi zindaba ziza emasontweni ambalwa ngemuva kokuthi iqembu labadunayo baseSudan — i-Anonymous Sudan — lingene ngokuduna kupulatifomu ye-eCitizen, baphazamisa ukusebenza kwayo. Yethulwa ngo-2014, i-eCitizen iyiphothali yokuzisebenzisela enikeza izakhamuzi zaseKenya ukuthi zifinyelele ezinsizeni zikahulumeni eziningana nge-inthanethi, okuhlanganisa izicelo zamaphasipoti, ukuvuselelwa kwamalayisensi, ukubhaliswa kwamabhizinisi, nokucingwa komhlaba. Le nkundla ihlose ukwenza kube lula kuzakhamuzi ukuthi zisebenzisane nohulumeni ngokuhlinzeka indawo eyodwa yokuxhumana. Abasebenzisi kufanele baqale bavule i-akhawunti besebenzisa ikheli labo le-imeyili noma inombolo kamazisi ukuze bakwazi ukusebenzisa ipulatifomu. Ngemva kwalokho, abasebenzisi bangakwazi ukungena ku-akhawunti ukuze bathole insiza abayidingayo. U-Eliud Owalo, uNobhala weKhabhinethi ye-ICT, ubike ukuthi ezinye izinsiza eziyi-6,817 kufakwe ingxenye yazo kudijithali. ICompetition Authority yaseKenya kanye ne-Kenya Ports Authority, ezashintsha ngoNhlolanja kanye nangoNdasa ka-2023, ngokulandelana, ziphakathi kwezinhlangano zakamuva zezinsiza ezingene kupulatifomu. Kulindeleke ukuthi, ezinye izinhlangano, ezihlanganisa iNational Environment Management Authority (iNEMA), iKenya National Library Services (iKNLS), iKenya Airports Authority (iKAA), iCommunication Authority of Kenya (iCA), ezobulungiswa, neTeacher Service Commission (iTSC) zenze izinsiza zazo zizenzakalele. ISidebar: IKenya yethula izindawo zokuthola i-inthanethi mahhala zomphakathi ukuze isize izakhamuzi ukuthi zithole iphothali ye-inthanethi. U-Owalo wathi nakuba sekwethulwe izizinda ezingama-461, okuphokophelwe esikhathi eside ukuqalisa izizinda eziyizi-25,000 eKenya. Ngesonto eledlule eTechpoint Africa ICBN yeseka iSwap, impendulo ye-Flutterwave ngokuphathelene nezinkinga zeFX zaseNigeria U-Olumide ""D.O' Olusanya wabelana ngombono wakhe mayelana nokushabalala kweKloudCommerce, njengoba ebheke ukuthatha izinyathelo zezomthetho Yayisungulwe owayesebenza e-Amazon, iPowerfull ifuna ukusiza abaxhasa ngezimali impahla esebenza ngemisebe yelanga (solar) ukuthi banciphise ingozi Ngaphakathi kwecebo leMoniepoint lokuthuthukisa kuse samdlalo (gamified), elingaxhunyiwe ku-inthanethi lezinsiza zebhange zokuthengiselana nokufakwa kwezimali eNigeria Yindlela lo msunguli oneminyaka engama-25 ubudala enza ngayo izigidi ezingu-$11.6 wokuqalisa kwakhe i-fintech IWHOGohost ithenge iSendChamp ukuze yandise okubalulekile okutholwa amakhasimende ayo Ngemuva kokuthola imvume yegama lokuqala evela kuCentral Bank of Kenya, uFlutterwave uhlela ukutshala imali eyizigidi ezingu-$50 eKenya IMecho Autotech yenze izigidi ezingu-$2.4 kupre-Series A ukuze yandise ukusebenza kwayo ingene ezingxenyeni ezidayisa izinsimbi eziyisipele Inkampani eqalisayo ye-agritech yase-Uganda, i-Emata, ihlela ukwandisa igalelo layo ngokuphathelene nemalimboleko yezolimo ngembewu eyizigidi ezingu-$2.4 Isivumelwano sokusebenzisana sivimbela abashayeli beLagosRide ukuba babe ngabanikazi bezimoto asebezikhokhele iminyaka emine Izinkampani eziqalisayo ezine ezasungulwa abantu base-Afrika ku-2023 Google for Startups Accelerator: Uhlelo Lwabasunguli Abansundu Engikufundayo nengikubukayo Umnikazi wenkulisa yaseNew York City ubhekene necala lokubulala ngemuva kokushona kosana ngenxa yokweqisa umthamo Ungakwazi yini ukuba othandana nabanobulili obufana nobakho uphinde ube yiSulumane? (umbhalo ogcwele), iFree Speech Debate (UK) IMisogyny: umsuka wenzondo yamadoda ebhekiswe kwabesifazane"
+Pick n Pay የተባለው ኩባንያ PayJustNow የተባለውን መገልገያ አስጀምሯል በእኔ በታመምኩበት ወቅት ምን እንደምመገብ ክትትል ማድረግ ምን ያህል ጠቃሚ እንደሆነ ተረድቻለሁ፡፡ ሰውነቴ አንዳንድ ምግቦችን አይቀበልም፣ ይህም ትንሽ እና ምንም የማብሰል ችሎታ ለሌለው ግን ለመማር ከፍተኛ ፍላጎት ላለው ሰው አስገራሚ ነው። አይ ይህንን እይታ ለእኔ አትስጡ እነ ያዛን ያህል መጥፎ አይደለሁም መሞከር እችላለሁ፡፡ ከዚህ በፊት ዶ/ር መተው ያለብኝን ምግቦች ዝርዝር የሰጠኝ ሲሆን ሌላ ምን ልበላ እንደመችል እንድገረም አድርገውኛል፡፡ ለማንኛውም፣ ሰውነቴንና አእምሮዬን ስለምመግበው ነገር የበለጠ ጥንቃቄ ማድረግ እንደሚያስፈልገኝ ተረድቻለሁ። እርስዎም እንደዛ ማድረግ አለብዎት በነገራችን ላይ የቦሉ እና ኦግኑርሙ የዜና ደብዳቤዎች እንደሚያስደስቱዋችሁ እርግጠኛ ነኝ፡፡ ተመራጭ ስለሆኑ ለእነሱ ድምጽ ይላኩ፡፡ እሺ፣ እንዲሁም አንዱን ወደ ቺምጎዚሪም (Chimgozirim) ይላኩ። ከትዕይንቶቹ በስተጀርባ ሰርቷል። ለሳምንቱ መጨረሻ ዕቅዶች ከሌልዎት፣ ምናልባት አረፍ ብለው የከፍተኛ የሰው ኃይል አማካሪ የሆኑትን፣ ኒፊሚ እና ቦላጂ ሾቴን፣ ነገ፣ ቅዳሜ፣ ሴፕቴምበር 16፣ 2023፣ በ 5 ፒ.ኤም የምእራብ አፍሪካ አቆጣጠር (WAT) ላይ በ ዙም (Zoom) መቀላቀል ይችላሉ። ለአፍሪካ ሁኔታ ተስማሚ የሆነ ጤናማ የስራ ቦታን ማዘጋጃ የሚሆኑ ወደ ተግባራዊ ስልቶች ውስጥ ዘልቀው ገብተው ያብራራሉ። ለመሳተፍ እዚህ ጋር ይመዝገቡ፡፡ እዚህ ጋር ዛሬ ለእርስዎ ያለኝ ይህ ነው፡፡ ፉተር ዌር ኬንያ ውስጥ 50 ሚሊዮን ዶላረ ኢንቨስት ለማድረግ አቅዷል፡፡ Pick n Pay የተባለው ኩባንያ PayJustNow የተባለውን መገልገያ አስጀምሯል ሊኪውድ (Liquid) ሁለት ምድራዊ መንገዶችን ይጀምራል ፉተር ዌር ኬንያ ውስጥ 50 ሚሊዮን ዶላረ ኢንቨስት ለማድረግ አቅዷል፡፡ ከሁለት ቀናት በፊት ናይሮቢ ውስጥ በመገናኛ ቃለመጠይቅ ኦሉግቤንጋ አግቦላ የፉተር ዌቭ ዋና ስራ አስፈጻሚ ሀላፊ /ሲኢኦ/ እና ተባባሪ መስራች ኬንያ ውስጥ ድርጅቱ 50 ሚሊዮን ዶላር ኢንቨስት ለማድረግ ያለውን እቅድ አዋውቀዋል፡፡ ያስታውሱ እ.ኤ.አ በሚያዝያ 2023 ፉተር ዌቭ ኬንያ ውስጥ የምስራቅ አፍሪካ ጽ/ቤት ለመክፈት ማቀዱን አሳውቋል፡፡ ኬንያ ውስጥ አግቦላ እንደገለጹት አዲስ ጽ/ቤት ድርጀቱ የመክፈት እቅድ ያለው ሲሆን በተጨማሪም ፉተር ዌቭ መሰረተ ልማቱን በማስፋፋት ሰራተኞች ይቀጥራል፡፡ በጎው ነገር ፋይንቴክ አሁን ኬንያ ውስጥ 27 ሰራተኞች አሉት፡፡ የፊንቴክ ጅምር የኤሌክትሮኒክስ ገንዘብ ማስተላለፍን፣ ገንዘብ ማስቀመጥን እና ማውጣትን ለመቻል ለክፍያ አገልግሎት አቅራቢ እና ለገንዘብ ማስተላለፊያ ፈቃድ አገልግሎት አቅራቢ አመልክቷል። አያይዞም ፉተር ዌቭ ፈቃዱን እንዳገኘ አገሪቱ ውስጥ ኢንቨስት ያደርጋል፡፡ ይህ ዜና ድርጀቱ የመጀመሪው ስም በኬንያ የማዕከላዊ ባንክ /ሲቢኬ/ ከጸደቀ በኃላ ወጥቷል፡፡ የጎን ባር እ.ኤ.አ በ መስከረም 4 2023 ዓ.ም ፉተር ዌቭ ስዋፕ በማስጀምር በናይጄሪያ ማዕከላዊ ባንክ /CBN/ ገንዘብ እርዳታ ለናይጄሪያውያን ተፎካካሪ የምንዛሬ ፍጆታ ያለው የውጭ ምንዛሬ ወዲያኑ እንዲያገኙ ዲጂታ��� አውታር መስርቷል፡፡ Pick n Pay የተባለው ኩባንያ PayJustNow የተባለውን መገልገያ አስጀምሯል Pick n Pay፣ የደቡብ አፍሪካ ቸርቻሪ ድርጅት ፣ PayJustNow፣ አሁን ግዛ፣ በኋላ ላይ የመክፈል አገልግሎትን፣ በሃይፐርማርኬት ቦታው ላይ አስተዋውቋል። በ PayJustNow ደንበኞች ኤሌክትሮኒክስ፣ ሞባይል መሳሪያዎች፣ የቤት እቃዎች፣ አልባሳት እና ሌሎች ከፍተኛ ትኬት ምግብ ነክ ያልሆኑ እቃዎችን በዱቤ መግዛት ይችላሉ እናም ክፍያዎችን በሶስት ምቹ ክፍሎች የመከፋፈል የመክፈል አማራጭ አለው። ደንበኞች የአጠቃላይ ከፍያ 34 ፐርሰንት ወዲያው ከፍለው ቀሪ ሁለቱ 33 ፐርሰንት በመጪው የክፍያ ቼኮች ተመሳሳይ ቀኖች ተከፋይ ይሆናሉ፡፡ ፒክ ኤንፔ እንደገለጸው አገልግሎት ነጻ እና ከወለድ ነጻ ነው፡፡ አገልግሎቱ በበይነመረብ በቀጥታ መስመር ላይ ሲኖር፣ PayJustNow የኩባንያው አርማ ላላቸው ምርቶች በመደብር ውስጥ ተደራሽ ይሆናል። ደንበኞች ኪውአርኮድ በእነዚህ ምርቶች ላይ አሁን ይክፈሉ፡፡ መተግበሪያ በመጠቀም ስካን ያደርጋሉ፡፡ የማመልከቻ ሂደቱ ለማጠናቀቅ ከ10 ደቂቃዎች በታች የሚወስድ ሲሆን ብቁ ደንበኞች ልዩ ዋይኮድ አሁን ይከፈሉ በመተግበሪያ በኩል የሚያገኙሲሆን ይህም ፒክኤንፔይ ላይ በ15 ደቂቃዎች ውስጥ እንዲገዙ ያስችላቸዋል፡፡ ሌላው የበለጠ ድርጅቱ አገልግሎቱን ወደ አልባሳት ክፍሉ ያስፋፋል፡፡ ሊክዊድ ሁለት የምድር መስመሮች አስጀምረዋል፡፡ ሊክዊድ ኢንተለጀንት ቴክኖሎጂዎች /ሊክዊድ / ሁለት የምድር መስመሮች ኬንያን ከኢትዮጵያ እና ዛምቢያን ከማላዊ የሚያገናኝ መስርቷል፡፡ በመጀመሪያው መስመር 1000 ኪሜ ፋይበር ኮኔክሽን በኢትዮጵያ እና ኬንያ መካከል ሲሆን ሁለተኛው 711 ኪሜ ፋይበር አውታር የፋይበር መስመር የሚደግፍ በዛምቢያ እና ማላዊ መካከል ይገኛል፡፡ በኬንያ እና በኢትዮጵያ መካከል ፋይበር ግንኙነት በሁለቱ አገሮች መካከል ትልቅ የቢዝነስ ስብብር ያበለጽል፡፡ በተጨማሪ የኢትዮጵያ ቢዝነስ አሁን ከናይሮቢ የመረጃ ማዕከሎች እና ክላውድ ጋር ግንኙነት አለው፡፡ ሊኪውድ የኬንያ ኤሌክትሪክ ትራንስሚሽን ኩባንያ /ኬኢቲአርኤሲኦ/ እና የኢትዮጵያ ኤሌክትሪክ ሀይል/ኤኢፒ/ በጋራ የፋይበር ኦብቲክ መስመር ለማጠናቀቅ አጋር ሆነዋል፡፡ በሰከንድ-አራት-ቴራባይት አቅም ያለው፣ አዲሱ ሊንክ፣ በመንገዱ ላይ ያለውን የመረጃ ፍሰት የሚጨምረውን፣ አሁን ያሉትን የመሬት ላይ የመስመር ዝርጋታውን አጠናቋል ። ዛምቢያ- ማላዊ የፋየበር መስመር ሁለቱን አገሮች ከሳውዝ አፍሪካ የኮንቴንት ግንኙነቶች እና መረጃ ማዕከሎች ጋር ያገናኛል፡፡ የጎን ባር ፡ እ.ኤ.አ በሚያዝያ 2023 ሊኪውድ ከዛምቢ መንግስት ጋር የመረጃ ማዕከል እዛው ለመገንባት የመግባቢያ ሰነድ ለመፈረም ማቀዱን ገልጾአል፡ ፡ ምናልባት ካመለጠዎት ሁ ጎ ሆስት ያለውን የደንበኛ እሴት አቅርቦት ለማስፋፋት ሴንድ ቻምብል ገዝቷል፡፡ ሚኮ አውቶ ቴክ የመለዋወጫ ጅምላ ንግድ ስርጨጭቱን ለማስፋት ከቅድመ ሲሪየስ ኤ2.8 ሚሊዮን ዶላር አሰባስቧል፡፡ የኡጋንዳ አግሪቴክ ጀማሪ ኢማታ በ2.4 ሚሊዮን ዶላር ዘር የአግሪ-ብድር አቅርቦቱን ለማስፋት አቅዷል። የሌጎስራይድ (LagosRide) አሽከርካሪዎች ለአራት ዓመታት የገንዘብ ድጋፍ ያደረጉላቸውን መኪኖች በባለቤትነት እንዳይያዙ የአጋርነት ስምምነቱ እየከለከለ ነው። በጎግል ለጀማሪዎች አፋጣኝ፡ በ2023 የጥቁር መስራቾች ፕሮግራም አራት በአፍሪካውያን የተመሰረቱ ጅምሮች የማነበው እና የማየው የእርስዎ ልጅ የግል እውቀት እንዲገነባ እነደዴት ማገዝ ይችላሉ በሀይማኖታዊ አስተሳሰብ የተቃረኑ ምርጥ ክርክሮች ጾታዬ በህፃንነቴ በድብቅ ተቀይሯል እናም ለ 22 አመታት ያህል አላውቅም ነበር,"Pick n Pay launches PayJustNow During my illness, I realised how important it is to watch what I consume. My body rejects some foods, which is surprising for someone with little to no cooking skills but a strong desire to learn. (Nah, don’t give me that look. I’m not that bad; I can try.) Previously, a doctor gave me a list of foods to avoid, which made me wonder what else I would eat. Anyway, I have come to terms with the fact that I need to be more deliberate about what I feed my body and mind. You should, too. By the way, I’m sure you enjoyed the newsletters from Bolu and Ogheneruemu. Send a shout-out to them because they are the best. Okay, send one to Chimgozirim, too. He worked behind the scenes. If you don’t have plans for the weekend, maybe you can rest and join Nifemi and Bolaji Shote, Senior Human Resources Consultant, tomorrow, Saturday, September 16, 2023, by 5 p.m. WAT on Zoom. They'll be diving deep into actionable strategies on maintaining a healthy workplace tailored for the African context. To attend, register here. Here's what I've got for you today: Flutterwave plans to invest $50m in Kenya Pick n Pay launches PayJustNow Liquid launches two terrestrial routes Flutterwave plans to invest $50m in Kenya Two days ago, in a media interview in Nairobi, Olugbenga Agboola, Flutterwave’s Chief Executive Officer (CEO) and Co-founder, disclosed the company's plan to invest $50 million in Kenya. Remember, in April 2023, Flutterwave announced plans to set up an East African office in Kenya. As Agboola reiterated the company's intention to open a new office in Kenya, he also said Flutterwave would expand its infrastructure and hire staff there. Interestingly, the fintech currently has 27 employees in Kenya. The fintech startup has applied for a payments service provider licence and a remittances licence to allow electronic funds transfers, money deposits, and withdrawals. Consequently, Flutterwave will invest in the country once it gets its licence. This news comes after the company’s first-name approval from the Central Bank of Kenya (CBK). Sidebar: On September 4, 2023, Flutterwave launched Swap, backed by the Central Bank of Nigeria (CBN), as a digital platform for Nigerians to gain immediate access to foreign currency at competitive exchange rates. Pick n Pay launches PayJustNow Pick n Pay, a South African retailer, has introduced PayJustNow, a buy now, pay later service, at its hypermarket locations. With PayJustNow, customers can purchase electronics, mobile devices, home appliances, clothing, and other high-ticket non-food items on credit with an option to split payments into three convenient instalments. Customers will pay 34% of the total payment upfront, and the other two, each for 33%, will be due on the same dates as their upcoming paychecks. Pick n Pay said the service is free and interest-free While the service is available online, PayJustNow will be accessible in-store for products with the company's logo on them. Customers will scan the QR code on these products via the PayJustNow app. The application process takes less than 10 minutes to complete, and eligible customers will receive a special WiCode generated by the PayJustNow app that will allow them to purchase at the Pick n Pay checkout within 15 minutes. What’s more, the company claims it will extend the service to its clothing division. Liquid launches two terrestrial routes Liquid Intelligent Technologies (Liquid) has launched two terrestrial routes linking Kenya to Ethiopia and Zambia to Malawi. The first route is a 1,000-kilometer fibre connection between Ethiopia and Kenya, and the second is a 711km fibre network that supports the fibre route between Zambia and Malawi. Expectedly, the fibre connection between Kenya and Ethiopia will promote greater business cooperation between the two nations. Besides, Ethiopian businesses now have access to Nairobi's data centres and cloud. Liquid, Kenya Electricity Transmission Company (KETRACO), and Ethiopia Electric Power (EEP) partnered to complete the fibre-optic link from Kenya to Ethiopia. The new link, which has a four-terabyte-per-second capacity, completes the existing terrestrial routes, increasing data traffic along the route. The Zambia-Malawi fibre route connects the two countries to South African content caches and data centres. Sidebar: In April 2023, Liquid disclosed plans to sign a Memorandum of Understanding with the Zambian government to build a data centre there. In case you missed it WhoGoHost acquires SendChamp to expand its customer value offerings Mecho Autotech raises $2.4m pre-Series A to expand into wholesale spare parts distribution Ugandan agritech startup, Emata, plans to expand its agri-loan offerings with a $2.4 million seed A partnership agreement is preventing LagosRide drivers from owning cars they've financed for four years Four startups founded by Africans in the 2023 Google for Startups Accelerator: Black Founders programme What I'm reading and watching How to Help Your Kids Build Self-Awareness The Best Arguments Against Religious Thinking My gender was secretly changed as a baby and I didn’t know for 22 years","Kamfanin Pick n Pay ya ƙaddamar da manhajar PayJustNow. Lokacin da na yi rashin lafiya, na fahimci muhimmancin lura da abun da zan ci. Jikina ya ƙi karɓar wasu abubuwan ci, wanda abin mamaki ne ga wanda yake da ƙarancin iya girki sai dai yana da sha'awar koyo. (A'a kada ka yi min wannan kallon. Ban kai ga lalacewa haka ba; zan iya jarrabawa) Kwanan baya, likita ya ba ni jerin abincin da zan gujI ci, hakan na sa ni tunanin me zan ci. Duk da haka, na fahimci cewa ina buƙatar na kula da abin da nake ci. Ya kamace ka kai ma. Amma dai, na tabbata ka ji daɗin sharhin labaran daga Bolu da kuma Ogheneruemu. Aika musu da godiya, saboda suna da kirki. Yauwa, ka tura wa Chimgozirim shi ma. Yayi aiki a bayan fage. Idan ba ka da abin yi a ƙarshen mako, za ka iya hutawa kuma ka haɗu da Nifemi da kuma Bolaji Shote, ƙwararren Jami'in Kula da Ma'aikata a kafar taro ta zoom, gobe Asabar 16 ga watan Satumba, 2023, da misalin ƙarfe 5 na yamma. Za su nutsa wajen samar da dabaru masu yuwuwa da nufin inganta tsarin wajen aiki domin nahiyar Afirka. Domin samun halarta, yi rijista a nan. Ga abin da na tanadar muku a yau.: Kamfanin Flutterwave ya shirya zuba jarin Dala miliyan 50 a ƙasar Kenya Kamfanin Pick n Pay ya ƙaddamar da tsarin PayJustNow Kamfanin Liquid ya ƙaddamar da hanyoyin ƙasa guda biyu. Kamfanin Flutterwave ya shirya zuba jarin Dala miliyan 50 a ƙasar Kenya Kwanaki biyu da suka shuɗe, Olugbenga Agboola, Shugaban Kamfanin Flutterwave kuma guda cikin mamallakan kamfanin, bayyana shirin kamfanin na zuba jari dala miliyan 50 a ƙasar Kenya, a wata hira a a Narobi. Idan za a iya tunawa, a watan Afrilun 2023 Kamfanin Flutterwave ya sanar da shirinsa don kafa ofishi a Afirka ta Gabas a Kenya. Kamar yadda Agboola ya nanata aniyar kamfanin ta buɗe sabon ofishi a Kenya, ya kuma ce Kafanin Flutterwave zai faɗaɗa kayan aikinsa da kuma yin hayar ma'akata a can. Abin sha'awa, kamfanin na fasahar kasuwanci yana da ma'aikata 27a ƙasar Kenya. Sabon kamfanin fasahar kasuwanci ya nemi lasisin tsarin biyan kuɗi ta intanet da kuma lasisin tsarinaikawa da kuɗi ƙasashen waje don ya sami damar aikawa da kuɗi ta intanet da ajiyar kuɗi da kuma cire kuɗi. A ƙarshe, Kamfanin Flutterwave zai zuba jari a ƙasar da zarar ya sami lasisinsa. Wannan labarin na zuwa ne bayan amincewa da sunan farko na kamfanin daga Babban Bankin Kenya (CBK). Labari: A ranar 4 ga watan Satumba 2023, Kamfanin Flutterwave ya fitar da Tsarin Swap, wanda Babban Bankin Nijeriya ya mara wa baya, a matsayin wata kafar intanet wadda 'yan Nijeriya za su riƙa samun kuɗaɗen ƙasashen waje a farashi sauƙi. Kanfanin Pick n Pay ya ƙaddamar da Manhajr PayJustNow Kamfanin Pick n pay, kamfanin dillancin ƙasar Afirka ta Kudu, ya samar da manhajar PayJustNow, wadda za ka siya yanzu, ka biya daga baya a wuraren da yake kasuwanci. Da tsarin manhajar PayJustNow, abokan kasuwanci za su iya sayen kayan lantarki da kayan wayar hannu da kayayyakin amfanin gida da kayan sawa da ma kayan da ba na abinci ba bashi tare da zaɓin raba biyan zuwa gida uku. Kwastomomi za su biya kashi 34% na kuɗin da za su biya da kuma sauran tsarin biyan kuɗin guda biyu, za su biya kashi 33%, wanda za a biya a lokaci ɗaya a matsayin biyansu na ƙarshe. Kamfanin Pick n Pay ya ce, hidimarsa kyauta ce kuma ba kuɗin ruwa. Yayin da ake samun ayyukan a intanet, za kuma a iya samun PayJustNow a manyan shagunan da tambarin kamfanin a jikin kayayyaki. Kwastomomi za su iya haskaka lambar shaidar kaya ta QR a waɗannan kayayyakin ta yin amfani da manhajar PayJustNow. Matakan samun manhajar yana ɗaukan ƙasa da minti 10 kafin a kammala, sannan kuma kwastomomin da suka cancanta za su sami wata lambar WiCode ta musamman da Manhajar PayJustNow za ta samar, wadda za ta ba su damar yin sayayya a kamfanin Pick n Pay cikin mintuna goma sha biyar. Abu mafi muhimmanci shi ne, kamfanin ya ce zai ƙara faɗaɗa ayyukansa zuwa sashen samar da tufafi. Kamfanin Liquid ya ƙaddamar da titunan ƙasa guda biyu. Kamfanin Liquid Intelligent Technologies ya ƙaddamar da hanyoyin ƙasa guda biyu da suka haɗa ƙasar Kenya zuwa Ethiopia da kuma ƙasar Zambia zuwa Malawi. Hanyar ta farko ta kai tsayin kilomita1,000 ta sabis na fiba tsakanin Ethiopia da kuma Kenya, sannan kuma hanya ta biyu mai tsayin kilomita 711 ta sabis na fiba wanda yake haɗa tsakanin ƙasar Zambia da Malawi. Kamar yadda aka yi tsammani, haɗakar faiba tsakanin ƙasar Kenya da Ethiopia zai samar da babban gamayyar kasuwanci a tsakanin ƙasashen guda biyu. Bayan haka, yanzu harkokin kasuwancin ƙasar Ethiopia na kaiwa ga sabis ɗin Nairobi. Kamfanin Liquid da kuma kamfanin Samar da Wutar Lantarki na Kenya ( KETRACO) da kuma Kamfanin Wutar Lantarki na Ethiopia (EEP) sun haɗa guiwa don kammala samar da sabis fiba daga Kenya zuwa Ethiopia. Sabuwar mahaɗar sabis ɗin, wacce take iya ba da terabayit huɗu a cikin sakan ɗaya, ta ƙara ƙarfin titunan ƙasa da suke aiki, inda yawan data a dogon titin ta ƙaru. Mahaɗar Zambia da malawi ta fiba ta haɗa ƙasashe biyu da cibiyoyin data na Afirka ta Kudu. Labari: A watan Afrilun 2023, Kamfanin Liquid ya bayyana shirinsa na sa hannu a kan Yarjejeniyar Fahimta da Gwamnatin ƙasar Zambia domin gina cibiyar data a can. Ko da ka rasa. Kamfanin WhoGoHost ya mallaki SendChamp domin inganta kula da kwastomomi. Kamfanin Mecho Autotech ya samar da Dala miliyan 2.4 a tsarin A don inganta rarraba sassan ababen haya a kan sari. Sabon kamfanin fasahar noma na Uganda, wato Emata ya yi shirin faɗaɗa ba da rancen harkar noma zuwa da Dala miliyan 2.4. Yarjejiniyar haɗin gwiwa ta hana direbobin Shirin LegosRide su mallaki motocin hawa da suka riga suka biya tun shekaru huɗu. Sabbabin kamfanoni huɗu ne 'yan afirka suka kafa a shekarar 2023 a shirin Google na sababbin kamfanoni: wato Balck Founders Progrmme. Abun da nake karantawa da kuma kallo. Yadda za ka taimaka wa 'ya'yanka su sami wayewar kai. Mahawarorin da suka fi dacewa da tunanin addini. An canza min jinsina a sirrance ina jaririya, sannan ban gano hakan ba tsawon shekara 22.","Pick n Pay inatambulisha LipaSasa. Wakati wa kuumwa kwangu, niligundua kwa namna gani ni muhimu kutazama kile ninachotumia. Mwili wangu hukataa baadhi ya vyakula, ambapo ni mshangao kwa mtu fulani mwenye ujuzi kidogo wa kupika ila ana shauku kubwa ya kujifunza. (Nah, usinitazame kwa namna hiyo, mimi sio mbaya kiasi hicho; ninaweza kujaribu,) Hapo nyuma, daktari mmoja alinipa orodha ya vyakula ya kuviepuka, ambavyo vilistaajabisha chakula gani nigeweza kula. Hata hivyo, nimekubali ukweli kwamba ninahitaji kuwa makini zaidi kuhusu kile ninachoulisha mwili wangu na akili. Unapaswa, pia. Japo kuwa, nina uhakika kwamba ulifurahia majarida yale kutoka kwa Bolu na Ogheneruemu. Wape pongezi kwasababu wao ni bora. Sawa, tuma moja kwa Chimgozirim, pia. Alifanya kazi nyuma ya pazia. Kama hauna mipango kwa ajili ya mwisho wa juma, labda unaweza ukapumzika na kujiunga na pigo za Nifemi na Bolaji, Mshauri Mwandamizi wa Rasilimali Watu, kesho. Jumamosi, Septemba 16, 2023, mida ya 5 p.m WAT kupitia Zoom. Wataelezea kwa kina kwenye mikakati inayoweza kutekelezwa kwenye kudumisha mahala salama pa kazi kulingana na muktadha wa Afrka. Ili kuhudhuria, jisajili hapa. Haya ndiyo ambayo niliyokuandalia kwa leo.: Flutterwave yapanga kuwekeza m$50 nchini Kenya. Pick n Pay yatambulisha njia ya malipo ya PayJustNow Liquid yatambulisha njia mbili za ardhini. Flutterwave yapanga kuwekeza m$50 nchini Kenya. Suiku mbili zilizopita, kwenye mahojiano na vyombo vya habari mjini Nairobi, Olugbenga Agboola, Mkurugenzi Mkuu (CEO) wa Flutterwave na mwanzilishi mwenza, aliweka wazi mipango ya ya kampuni hiyo ya kuwekeza milioni $50 nchini Kenya. Kumbuka, mwezi Aprili 2023, Flutterwave ilitangaza kuanzisha ofisi ya Afrika Mashariki nchini Kenya. Huku akisisitiza nia ya kampuni hiyo ya kufungua ofisi mpya nchini Kenya, pia alisema Flutterwave ingependa kupanua miundombinu yake na kuajiri wafanya kazi huko. La kuvutia zaidi, fintechi kwa sasa ina wafanya kazi 27 nchini Kenya. Kampuni ya fintechi imeomba watoaji wa leseni za huduma za malipo na leseni ya fedha kutoka nje ili kuruhusu utumaji wa fedha kwa njia ya kieletroniki, uwekaji fedha, na utoaji. Kwa hiyo, Flutterwave itawekeza nchini humo pindi ipatapo leseni yake. Habari hii inakuja baada ya kuidhinishwa kwa jina la kwanza la kampuni kutoka kwa Benki Kuu ya Kenya (CBK). Kwa upande mwingine: mnamo Septemba 4, 2023, Flutterwave ilitambulisha Swapu, imeungwa mkono na na Benki Kuu ya Nigeria (CBN), kama jukwaa la kidijiti kwa ajili ya Wanaigeria kuweza kupata kwa haraka fedha za kigeni kwa viwango shindani vya ubadilishaji fedha. Pick n Pay yatambulisha njia ya malipo ya PayJustNow Pick n Pay, mfanyabiashara wa rejareja, ametambulisha mfumo wa malipo wa PayJustNow, huduma ya nunua sasa lipia baadaye, a buy now, pay later service, kwenye maeneo yake ya masoko makubwa. Kwa kutumia mfumo wa malipo wa PayJustNow, wateja wanaweza kunua vifaa vya umeme, vifaa vya simu, vifaa vya nyumbani, nguo, vitu vingine vya tiketi za gharama za juu vitu ambavyo si vyakula kwa mkopo kwa chaguo la kuyagawanya malipo kwa awamu tatu zinazofaa. Wateja watalipa 34% ya jumla ya malipo mwanzoni, na hayo mengine mawili, kila moja wapo kwa 30%, yatakuwa yakilipwa kwa tarehe sawa kama vile ya malipo yao yanayofuata. Pick n Pay alisema huduma hiyo ni bure na bila riba. Wakati huduma hiyo ikipatikana mtandaoni,njia ya malipo ya PayJustNow itakuwa ikipatikana dukani kwa bidhaa zenye nembo ya kampuni hiyo kwao. Wateja watadakizi msimbo wa QR kwenye bidhaa hizi kwa kutumia programu ya kulipia ya PayJustNow. Mchakato huo huchukua si zaidi ya dakika 10 kukamilika, na mteja stahiki atapokea msimbo wa Wi maalumu uliotengenezwa na programu ya PayJustNow ambao utawaruhusu wao kununua kwa kuthibitishwa na Pick n Pay ndani ya dakika 15. Zaidi ya hayo, kampuni hiyo inadai kuwa itapanua huduma hiyo kwa kitengo chake cha mavazi. Liquid yatambulisha njia mbili za ardhini. Liquid Intelligent Technologies (Liquid) imetambulisha njia mbili za nchi kavu inayounganisha Kenya kwenda Ethiopia na Zambia wenda Malawi. Njia ya kwanza ni Kilimieta 1,000 za muunganiko wa nyaya kati ya Ethiopia na Kenya, na ya pili ni km 711 za nyaya za mtandao ambao husaidia njia za way kati ya Zambia na Malawi. Inavyotarajiwa, muunganiko wa waya kati ya Kenya na Ethiopia utakuza ushirika wa biashara kati ya mataifa hayo mawili. Kando na hilo, biashara za Ethiopia hivi sasa zinaweza kufickia vituo vya data vya Nairobi na cloud. Liquid, Kampuni ya Usamabazaji Umeme Kenya (KETRACO), na Umeme wa Ethiopia (EEP) walishirikiana ili kukamilisha muunganiko wa waya za optiki kutoka Kenya hadi Ethiopia. Muunganiko mpya huo, ambao una uwezo terabaiti nne kwa sekunde, unakamilisha njia za nchi kavu zilizokuwepo, kuongeza trafiki ya data njiani. Njia za waya za Zambia-Malawi huunganisha nchi mbili hizo kwenda kwenye kashe ya maudhui na vituo vya data vya Afrika Kusini. Kwa upande mwingine: mwezi Aprili 2023, Liquid iliweka wazi kusaini mkataba wa makubaliano pamoja na serikali ya Zambia kujenga kituo cha data huko. Ikitokea umeikosa. WhoGoHost yapata jukwaa la SendChamp ili kupanua ofa zake za thamani kwa mteja. Mecho Autotech yapata m$2.4 mfululizo wa kwanza A ili kuipanua kwenye usambazaji wa vipuli kwa jumla. Shirika la kilimo cha teknolojia la Uganda, Emata, inapanga kupanua utoaji wake wa mikopo ya kilimo kwa mbegu za milion $2.4. Makubaliano ya ushirikiano yanazuia madereva wa LagosRide kumiliki magari waliyonunuliwa kwa miaka minne. Mashirika manne yaliyoundwa na Waafrika mwaka 2003 kwen Google, kwa ajili ya uongezaji kasi wa kampuni: Programu ya Black Fouder. Kitu gani ninasoma na kutazama. Jinsi ya kuwasaidia watoto wako kujitambua. Ni hoja bora dhidi ya mawazo ya kidini. Jinsia yangu ilibadilishwa kwa siri nikiwa mtoto na sikutambua kwa miaka 22.","35 PayJustNow ṣe ìfilọ́lẹ̀ mú kí o sanwó Lásìkò àìsàn mi, mo rí i wí pé ó ṣe kókó fún mi láti máa wo ohun tí mò ń jẹ. Ara mi ń kọ́ àwọn oúnjẹ kan, tí ó ya ẹni tí kò mọ oúnjẹ ṣé è tàbí mọ díẹ̀ ṣùgbọ́n tí ó ní ìfẹ́ tí ó lágbára láti kọ́ ọ. (Rárá, ẹ máa fi ojú yẹn wò mí.Mi ò bàjẹ́ tó ìyẹn;mo lè gbìyànjú.) Tẹ́lẹ̀, Dókítà fún mi ní àwọn oúnjẹ tí mo gbọdọ̀ yàgò fún, èyí tí ó mú mi máa wòye ohun tó kú fún mi láti jẹ. Lọ́nàkọnà, mo ti wá mọ̀ òtítọ́ pé mo níláti fọkàn sí àwọn ohun tí mò ń fún ara ati ọkàn mi jẹ. Ó yẹ kí ìwọ náà ṣe é, bákan náà. Ìyẹn báyẹn, ó dá mi lójú pé ẹ̀ ń gbádùn àwọn ìwé ìròyìn tó ń wá látọ̀dọ Bólú àti Ogheneruemu. Ẹ kí wọn nítorí àwọn ni wọ́n dára jù. Ó dára, ẹ fi ọ̀kan ránṣẹ́ sí Chimgozirim, bákan náà. Ó ń ṣiṣẹ́ lẹ́yìn ìtàgé. Tí ẹ kò bá ní ètò fún òpin ọ̀sẹ̀, bóyá kí ẹ sinmi, kí ẹ sì darapọ̀ mọ́ Nífẹ̀míi àti Bọ́lájí Shọ̀tẹ̀, Ọ̀gá tí ń gbani ní Ìmọ̀ràn fún ohun tí ènìyàn nílò, lọ́la, àbámẹ́ta, ọjọ́ kẹrìndínlógún oṣù kẹsàn-án, ọdún 2023, ní aago márùn-ún ìrọ̀lẹ́.Aago ti ilẹ̀ Áfíríkà lórí Zóómù. Wọn yóò máa wo inú ìṣe tí ó ní ètò láti lè tọ́jú ibi iṣẹ́ tí ó wà lááfàfíà ní èyí tí a ṣètò rẹ̀ fún Áfíríkà. Láti wà níbẹ̀, ẹ fi orúkọ sílẹ̀ níbí. Ohun tí mo ní lónìí fun yín ni: Flutterwave ti ṣètò láti fi àádọ́ta mílíọ̀nù dọlà dókòwò ní Áfíríkà PayJustNow ṣe ìfilọ́lẹ̀ mú kí o sanwó Liquid ṣe ìfilọ́lẹ̀ ọ̀nà méjì nílẹ̀ Flutterwave ṣètò láti fi àádọ́ta mílíọ̀nù dókòwò ní Kẹ́ńyà Ní ọjọ́ méjì tí ó kọjá, nínú ìfọ̀rọ̀wánilẹ́nuwò lórí afẹ́fẹ́ ní Nairobi, Olúgbénga Agboolá, aláṣẹ Flutterwave àti akẹgbẹ́ olùdásílẹ̀, jẹ́ kí a mọ ètò ilé-iṣẹ́ láti dókòwò àádọ́ta mílíọ̀nù dọlà ní Kẹ́ńyà. Rántí, ní oṣù kẹrin ọdún 2023, Flutterwave ṣe ìkéde ètò láti dá ilé-iṣẹ́ ní ìlà Òòrùn Áfíríkà ní Kẹ́ńyà. Bí Agboolá ti ń sọ̀rọ̀ èrò ilé-iṣẹ́ láti sí ilé-iṣẹ́ ní Kẹ́ńyà, ó tún sọ wí pé Flutterwave máa gbòòrò ètò amáyédẹrùn, á sì gba àwọn ènìyàn ṣiṣẹ́ níbẹ̀. Ní ọ̀nà tí ó kún fún ohun ìyanu, Fintech ní àwọn òṣìṣẹ́ 27 ní Kẹ́ńyà. ilé-iṣẹ́ Fintech bẹ̀rẹ̀ ti bẹ̀rẹ̀ fún sísanwó fún pípèsè ètò láti gba àṣẹ àti owó ẹ̀bùn ìwé àṣẹ láti jẹ́ kí fífi owó ránṣẹ́ di torí ẹ̀rọ ayélujára, fífi owó pamọ́, àti gbígba owó jáde. Èrèdí èyí, Flutterwave yóò dókòwò ní orílẹ̀-èdè tí ó ti gba ìwé àṣẹ. Ìròyìn yí wá lẹ́yìn tí ilé-iṣẹ́ ti gba orúkọ tí ó gba ìyọ̀ǹdà ní ilé ìfowópamọ́ ti orílẹ̀-èdè Kẹ́ńyà (CBK). Ẹ̀gbẹ́lẹ́gbẹ̀ẹ́: Ní 4 Oṣù Kẹsàn-án, ọdún 2023, Flutterwave ṣe ìfilọ́lẹ̀ gbígba ohun mìíràn fún ohun kan, pẹ̀lú ìfẹ̀yìntì ilé ìfowópamọ́ orílẹ̀-èdè Nàìjíríà (CBN), gẹ́gẹ́ bi ìkànnì orí ẹ̀rọ ayélujára fún àwọn ọmọ Nàìjíríà láti rí owó òkèèrè ní owó yíyí padà tí ó ní ìfigagbága. PayJustNow ṣe ìfilọ́lẹ̀ mú kí o sì sanwó Pick n pay ẹni tí ó jẹ́ ọmọ orílẹ̀-èdè South Africa tí ó ń ta ọjà ní díẹ̀ díẹ̀, ṣe àfihàn PayJustNow, ohun tí ó jẹ́ ra nǹkan báyìí, sanwó bó bá yá, ní ibi ọjà tí ó lágbára. PayJustNow, àwọn oníbàárà lè ra ohun èlò tí ń lo iná, ẹ̀rọ alágbèéká, ohun èlò ilé, aṣọ, àti owó tí ó pọ̀ lórí ohun tí kì í ṣe oúnjẹ ní àwìn pẹ̀lú ààyè láti dá owó náà sí méjì sí ọ̀nà mẹ́ta tí ó rọrùn fún àsańlẹ̀. Àwọn oníbàárà á san 34% owó tí ó yẹ kí wọ́n kọ́kọ́ san, àti méjì yòókù, ní ìkọ̀kan fún 33%, yóò tán ní déètì kan náà tí ó jẹ́ ọjọ́ àyẹ̀wò owó wọn tí ó ń bọ̀. Pick n pay sọ pé ètò náà jẹ́ ọ̀fẹ́, kò sì ní èlé Nígbà tí ètò náà jẹ́ pé ó wà lórí ẹ̀rọ ayélujára, PayJustNow yóò ṣe é lò fún ọjà tí ó ní àmì ilé-iṣẹ́ rẹ̀ lára. Àwọn oníbàárà yóò ya àwòrán tí ó wà lára ọjà náà nípa lílo áàpù PayJustNow. Ètò ìforúkọ sílẹ̀ náà kò gbà to ìṣẹ́jú 10 láti parí, àwọn oníbàárà tí ó kúnjú òṣùwọ̀n yóò gba nọ́ńbà kan èyí tí áàpù PayJustNow ṣe tí yóò mú wọn ra ohun ní mú kí o sanwó láàárín ìṣẹ́jú márùndìnlógún. Kí ló túnkù, ilé-iṣẹ́ náà tún ń sọ pé ohun yóò sún ètò náà sí ẹ̀ka aṣọ. Liquid ṣe ìfilọ́lẹ̀ ọ̀nà méjì tí ó jẹ́ ti ilẹ̀ Liquid Intelligent Technologies (Liquid )ti ṣe ìfilọ́lẹ̀ ọ̀nà méjì ti ilẹ̀ tí ó so Kẹ́ńyà mọ́ Etiópíà àti Zambia mọ́ Màláwì. Ọ̀nà àkọ́kọ́ jẹ́ ibùsọ 1000 tí ó ní àsopọ̀ láàárín Ètópíà àti Kẹ́ńyà, ìkejì sì jẹ́ 711km nẹ́tíwọ̀kì tí ó jẹ́ àtìlẹyìn fún ọ̀nà láàárín Zambia àti Màláwì. Láìròtì, ìsopọ̀ tí ó wà láàárín Kẹ́ńyà àti Ètópíà yóò ṣe ìgbéláruge ìfọwọ́sowópọ̀ okòwò tí ó dára láàárín orílẹ̀-èdè méjèèjì. Yàtọ̀ sí, okòwò àwọn ará Ètópíà ti rí ààyè sí ibi dátà àwọn Nairobi. Liquid, ilé-iṣẹ́ tí ó wà nídìí pípèsè iná ní Kẹ́ńyà (KETRACO), ati iná Ètópíà (EEP)dókòwò pẹ̀lú Kẹ́ńyà àti Ètópíà láti parí ibi tí a fi ń fi iná ránṣẹ́. Ọ̀nà àsopọ̀ tuntun tí ó ní agbára ìṣẹ́jú àáyá mẹ́rin tẹ́rábítìì, ṣe ìparí ọ̀nà ti ilẹ̀ tó ti wà, tí ó mú kí dátà súnkẹ́rẹ́ fàkẹ̀rẹ̀ ọkọ̀ lọ́nà náà peléke si. Ọ̀nà Zambia sí Malawi so orílẹ̀-èdè méjì náà pọ̀ mọ́ àkóónú àti ibi dátà orílẹ̀-èdè South Africa. Ẹ̀gbẹ́lẹ́gbẹ̀ẹ́: Ní oṣù kẹrin, ọdún 2023 Liquid jẹ́ kí ètò fífi ọwọ́ sí ìwé òye pẹ̀lú ìjọba Zambia láti kọ́ ibùdó dátà síbẹ̀ di mímọ̀. Tó bá jẹ́ kí ẹ pàdánù ẹ WhoGoHost gba SendChamp láti mú kí iyì àwọn oníbàárà rẹ̀ gbòòrò si. Mecho Autotech wá 2.4 mílíọ̀nù dọlà láti mú ètò A gbòòrò sínú títa ọjà ní iye tí ilé-iṣẹ́ àwọn nǹkan ara ọkọ̀ ní pípín ilé-iṣẹ́ ìmọ̀ ẹ̀rọ tí ó jẹ́ iṣẹ́ àgbẹ̀ ti orílẹ̀-èdè Uganda, Emata, ṣètò láti mú ètò ẹ̀yáwó fún iṣẹ́ àgbẹ̀ gbòòrò nípa dídá ọrẹ 2.4 mílíọ̀nù Ìfẹnukò ìbánidókòwò ń dènà àwọn awakọ̀ LagosRide láti ní ọkọ̀ tí wọ́n ti náwó lé lórí fún ọdún mẹ́rin Àwọn ilé-iṣẹ́ mẹ́rin tí àwọn ọmọ ilẹ̀ Adúláwò dá sílẹ̀ ní ọdún 2023 Gúúgù fún ìmúyára ilé-iṣẹ́: ètò olùdásílẹ̀ Black Ohun tí mò ń kà àti wò Ọ̀nà láti ran àwọn ọmọ rẹ lọ́wọ́ láti mọ ara wọn àríyànjiyàn tí ó dára jù lọ lòdì sí ìrònú ẹ̀sìn Ẹ̀yà mi jẹ́ èyí tí a yípadà níkọ́kọ̀ nígbà tí mo wà ní ìkòkò, mi ò sì mọ̀ fún ọdún 22.","IPick n Pay yethula iPayJustNow Ngesikhathi ngigula, ngabona ukuthi kubaluleke kangakanani ukubuka ukuthi yini engiyidlayo. Umzimba wami awukwemukeli ukudla okuthile, nokuyinto emangazayo kothile onamakhono angatheni noma ongenawo amakhono okupheka kodwa onesifiso esikhulu sokufunda. (Cha, ungangibuki kanjalo. Angimubi kangako; akufani bandla.) Phambili, udokotela wanginika uhlu lokudla okwakumele ngikugweme, okwangenza ngazibuza ukuthi yini enye engangingayidla. Noma kunjalo, ngiye ngamukela iqiniso lokuthi kudingeka ngicabange ngokwengeziwe ngalokho engikufunza umzimba kanye nengqondo yami. Nawe kufanele wenze kanjalo, futhi. Uyazi ukuthini, nginesiqiniseko sokuthi ulithokozele iphephabhukwana lamalungu elivela kuBolu kanye no-Ogheneruemu. Thumela umkhonzo kubo ngenxa yokuthi bangabantu abangefaniswe. Kulungile, thumela nomunye futhi kuChimgozirim. Wayesebenza ngemuva ukuze kwenzeke lokhu. Uma ungenazo izinhlelo zempelasonto, mhlawumbe ungaphumula futhi uhlanganyele noNifemikanye noBolaji Shote, iSenior Human Resources Consultant, kusasa, ngoMgqibelo, kuMandulo 16, wezi-2023, ngo-5 ntambama. WAT ku-Zoom. Bazongena bajule ngokuphathelene namacebo asebenzayo ngokuphathelene nokugcina indawo yokusebenzela inempilo ngokwesizinda zase-Afrika. Bhalisa lapha ukuze wethamele. Nakhu enginiphathele kona namuhla: IFlutterwave ihlela ukutshala imali eyizigidi ezingama-$50 eKenya IPick n Pay yethula i-PayJustNow ILiquid iqalisa imizila emibili ehamba ngaphansi komhlaba IFlutterwave ihlela ukutshala imali eyizigidi ezingama-$50 eKenya Ezinsukwini ezimbili ezedlule, exoxa nabezindaba eNairobi, u-Olugbenga Agboola, Isikhulu Esingumlawuli Oyinhloko eFlutterwave (iCEO) kanye Nomsunguli Ngokuhlanganyela, baveze uhlelo lwenkampani lokutshala imali eyizigidi ezingu-$50 eKenya. Khumbula ukuthi, ngoMbasa wezi-2023, iFlutterwave yamemezela izinhlelo zokuba nehhovisi eliseMpumalanga ne-Afrika eKenya. Njengoba u-Agboola egcizelela inhloso yenkampani yokuvula ihhovisi elisha eKenya, washo nokuthi futhi iFlutterwave izokwandisa ingqalasizinda yayo futhi iqashe abasebenzi balapho. Okuhlaba umxhwele ukuthi, ifintech njengamanje inabasebenzi abangama-27 eKenya. Inkampani eqalisayo yefintech ifake isicelo selayisensi yomhlinzeki wensiza yokukhokhelana nelayisensi yokuthumela imali ukuze kuvunyelwe ukudluliselwa kwemali ngensiza kagesi, imali efakwayo, kanye nekhishwayo. Ngenxa yalokho, iFlutterwave izotshala imali ezweni uma isithole ilayisensi. Lezi zindaba ziza ngemuva kwemvume yokuvuma igama lenkampani evela kuCentral Bank of Kenya (iCBK). ISidebar: NgoMandulo 4, wezi-2023, iFlutterwave yethule iSwap, esekelwa yiCentral Bank of Nigeria (iCBN), njengepulatifomu edijithali yabantu baseNigeria ukuze bathole imali yakwamanye amazwe ngokushesha ngamanani okushintsha imali aphansi. IPick n Pay yethula iPayJustNow IPick n Pay, inkampani ethengisa imikhiqizo yaseNingizimu Afrika, yethule iPayJustNow, insiza yokuthenga manje, bese ukhokha kamuva, ezindaweni zayo ezinama-hypermarket. Nge-PayJustNow, amakhasimende angathenga izinto ngokusebenzisa izinto ezisebenza ngogesi, amadivayisi eselula, izinto zasendlini, izingubo zokugqoka, nezinye izinto ezibizayo ezingekona ukudla ngesikweletu kanye nokukhetha ukuhlukanisa izimali ezikhokhwayo zibe yizimali ezintathu ezikhokhwa ngenyanga ezenza ukuthi impilo ibe lula. Amakhasimende azokhokha u-34% wenani eliphelele lemali ekhokhwayo kuqala, bese ekhokha futhi kabili, imali engu-33%, ngayinye okuzodingeka ukuthi ikhokhwe ngezinsuku ezifanayo nosuku abahola ngalo. IPick n Pay ithe insiza ingeyamahhala futhi ayinayo inzalo Nanoma insiza itholakala ku-inthanethi, iPayJustNow izotholakala esitolo emikhiqizweni enelogo yenkampani kuyo. Amakhasimende azoskena ikhodi yeQR kule mikhiqizo ngesisetshenziswa sePayJustNow. Inqubo yokufaka isicelo ithatha imizuzu engaphansi kweyi-10 ukuyiphothula, futhi amakhasimende afanelekile azothola iWiCode ekhethekile eyenziwe yisisetshenziswa sePayJustNow esizowavumela ukuthi athenge ku-checkout yePick n Pay kungekapheli imizuzu eyi-15. Ngaphezu kwalokho, inkampani ithi izolulela insiza esigabeni sayo sezingubo. ILiquid iqalisa imizila emibili ehamba ngaphansi komhlaba ILiquid Intelligent Technologies (iLiquid) yethule imizila emibili engaphansi komhlaba exhuma iKenya ne-Ethiopia neZambia neMalawi. Umzila wokuqala uwukuxhumana ngefibre okungamakhilomitha ayi-1,000 phakathi kwe-Ethiopia kanye neKenya, kanti owesibili uyinethiwekhi ye-fibre engamakhilomitha angama-711 esekela umzila wefibre phakathi kweZambia kanye neMalawi. Kulindeleke ukuthi, ukuxhumana ngefibre phakathi kweKenya kanye ne-Ethiopia kuzokhuthaza ukubambisana okukhulu kwezamabhizinisi phakathi kwalezi zizwe ezimbili. Ngaphandle kwalokho, amabhizinisi ase-Ethiopia manje aseyakwazi ukungena ezikhungweni zedatha kanye ne-cloud yaseNairobi. ILiquid, iKenya Electricity Transmission Company (iKETRACO), kanye ne-Ethiopia Electric Power (i-EEP) babambisene ukuze baqedele i-fiber-optic link esuka eKenya iya e-Ethiopia. Isixhumanisi esisha, sinomthamo wamaterabyte amane ngomzuzwana, siqedela imizila ehamba ngaphansi komhlaba esivele ikhona, okwandisa ithrafikhi yemininingo emzileni. Umzila wefibre waseZambia-Malawi uxhumanisa la mazwe amabili nama-cache okusunguliwe aseNingizimu Afrika kanye nezikhungo zemininingo. I-Sidebar: NgoMbasa ka-2023, i-Liquid yaveza izinhlelo zokusayina iMemorandamu Yokuvumelana Ngokuthile (Memorandum of Understanding) nohulumeni waseZambia ngokuphathelene yokwakha isikhungo semininingo lapho. Uma kwenzeka ukuthi awuzwanga IWHOGohost ithenge iSendChamp ukuze yandise okubalulekile okutholwa amakhasimende ayo IMecho Autotech yenze izigidi ezingu-$2.4 ku-pre-Series A ukuze yandise ukusebenza kwayo ingene ezingxenyeni ezidayisa izinsimbi eziyisipele Inkampani eqalisayo ye-agritech yase-Uganda, i-Emata, ihlela ukwandisa igalelo layo ngokuphathelene nemalimboleko yezolimo ngembewu eyizigidi ezingu-$2.4 Isivumelwano sokusebenzisana sivimbela abashayeli be-LagosRide ukuba babe ngabanikazi bezimoto asebezikhokhele iminyaka emine Izinkampani eziqalisayo ezine ezasungulwa abantu base-Afrika ku-2023 Google for Startups Accelerator: Uhlelo Lwabasunguli Abansundu Lokho engikufundayo kanye nengikubukayo I-How to Help Your Kids Build Self Awareness I-The Best Arguments Against Religious Thinking I-My gender was secretly changed as a baby and I didn’t know for 22 years"
+"በዓመት በ120 ዶላር፣ ፍሌሪ ለአፍሪካውያን ስደተኞች ገንዘብ ወደ ቤት ለህክምና ወጪ መላክን ይተካል። በርካታ የቢዝነስ አስተሳሰቦች ከስራ ፈጣሪዎች ልምድ ወይም ከሚያውቁት ሰዎች የሚመጣ ነው፡፡ ለምሳሌ፣ የሚወዱት ሰው የመሞት ሀሳብ ለናይጄሪያው የጤና ቴክኖሎጂ ጅምር፣ የ ሄልዝትራካ ጽንሰ-ሀሳብ አነሳስቶታል። ተባባሪ መስራች እና የቺከር ዋናስራ አስፈጻሚ ሌላው የናይጄሪያው ኸልዝ ቴክ ጅማሬ በተጨማሪም የቢዝነሱን አስተሳሰብ ያገኘው እናቱ ለላብራቶሪ ምርመራ ረጅም ጊዜ ከቆየች በኃላ ነው፡፡ ሀሳቤን የበለጠ ለማብራራት፣ በፍሌሪ፣ የጤና ቴክኖሎጂው ጅምር፣ ዋና ስራ አስፈፃሚ፣ ሳም ባድዶ፣ ሲናገሩ፣ በንግድ ውስጥ፣ የሚፈታው ችግር ስራ ፈጣሪውን ይመርጣል ወይም ስራ ፈጣሪው የሚፈታውን ችግር ይመርጣል። የእሱ የይገባኛል ጥያቄ አንድ ሰው በጉዳዩ የመጀመሪያ ደረጃ ልምድ ከሌለው ወይም ከ ሁኔታው ጋር በጣም ቅርብ ካልሆነ፣ አንድምታውን ሙሉ በሙሉ ሊረዳው እንደማይችል ከመረዳት የመነጨ ነው። ስደተኛ እንደመሆኑም፣ ሳም ባድዶ በአሜሪካ እና በሰሜን አፍሪካ ሀገራት ያሉ ስደተኞች የሚያጋጥሟቸውን አንዳንድ አደጋዎች እና ፈተናዎች ያውቃል። ጋማ ውስጥ ተወልዶ የደገ ሲሆን ከ2ኛ ደረጃ ት/ርት በኃላ በተባበሩት መንግሰታት ስኮላር ሽፕ ወደ ሞሮኮ ሄዶ ቀጣዩን ፍሬንች እና አረቢክ በማጥናት ለ5ዓመታት ቆይቷል፡፡ ባድዱ በሞሮኮ ከሰሃራ በታች ካሉ አፍሪካ ሀገራት የመጡ ስደተኞችን የሚረዳ ለትርፍ ያልተቋቋመ ለኮሚቴ ዲ ኤንትራይድ ኢንተርናሽናል በፈቃደኝነት በማገልገል ላይ እያለ በነበረበት ወቅት ነበር ለመጀመሪያ ጊዜ ስደትን እንደ አንድ ትልቅ ዓለም አቀፋዊ ጉዳይ የተገነዘበው ። እዚያም፣ የተሻለ ኑሮ መፈለግን ጨምሮ በተለያዩ ምክንያቶች የተሰደዱ ሰዎችን አገኘ። አንዳንዶች ሰዎች በእግር በረሃ በማቋረጥ ህይወታቸውን ስጋትላይ የጣሉ ሲሆን ሌሎችም በሚምጡ ጀልባዎች ተጉዘዋል፡፡ በአለምቀፍ ደረጃ በርካታ ስደተኞች አገራቸው ያሉ ንብረቶቻቸውን የተሸሉ ህይወት በመፈለግ ሸጠዋል፡፡ ወደ ጋና ከ5ዓመት በኃላ ሲመለስ ቀጣዩን 4 ዓመታት ከአንዳንድ ጓደኞቹ ጋር 2 ቢዝነሶች በመገንባታ አሳልፎአል፡፡ በሂደትም ቢዝነሱን በመተው ወደ አሜሪካ በመሄድ በርካታ ስራዎች በመስራት በርካታ ፍላጎቶችን ለማሟላት የቤተሰቡን የህክምና እንክብካቤ አካቶ ገንዘብ ልኮአል፡፡ የሚያሳዝነስ የአገሩን የተሰበረ የጤና እንክብካቤ ስርዓት እ.ኤ.አ በ2018 ዓ.ም ለአቶጉ ሞት ፣ እ.ኤ.አ በ2020 ዓ.ም ለወንድ አያቱ ሞት እና እ.ኤ.አ በ2021 ዓ.ም በሴት አያቱ ሞት አስተዋጽዖ አበርክቶአል፡፡ እንዴት ፍሌሪ ሳም ባዶውን መረጠ ""ፍሌሪ ማለት በ ሄይቲ ክሪኦል ቃል ለ"""" ማበብ"""" ማለት ነው።"" ባዱዱ ያንን የመረጠው የሀገሪቱ ኢኮኖሚ በመላክ ላይ የተመሰረተ በመሆኑ ነበር። ባለፉት 10 ዓመታት አይቲ በክፍያ ላይ አንዱዋ የአለም በጣም አስተማማኝ አገር ሆናለች፡፡ ስደተኞች የሚያዘዋውሩት ከ12 ፐርሰንት ያልተጣራ የአገር ውስጥ ምርት/GDP/ እ.ኤ.አ 2012 ወደ 25 ፐርሰንት በላይ እ.ኤ.አ 2022 በግምት ወደ 3.5 ቢሊዮን ዶላር አድጓል፡፡ የፍሌሪ አላማ በዲያስፖራነት ውስጥ ያሉ ስደተኞች ከጤና አጠባበቅ ጀምሮ ከመኖር ብቻ ወጥተው በመረጡት መንገድ እንዲበለፅጉ እንዲያብቡ፣ ማድረግ ነው። የቤተሰብ አባላትን በማጣቱ ባዶ እ.ኤ.አ በ2020 ፍሌሪንግ ለመጀመር ተነሳሳ፡፡ በባዶ ሴት አያት ጉዳይ ችግሩ የፈንድ አለመኖር ሳይሆን በጤና እንክባካቤ ሲስተም ውስጥ አመኔታ መታጣተ ነው፡፡ ወደ ሀገር ቤት የላከውን ገንዘብ የባህል ሀኪምን ከመጠየቅ ይልቅ በመከራት መሰረት ወደ ሆስፒታል ብትሄድ የተሻለ እንክብካቤ ታገኝ ነበር ብሎ ያስባል። ይህ ኪሳራም ሁሌም በጣም ይጎዳኛል፣ ብሏል። """""" ስደተኞች አሁን ያሉበት ቦታ ለመድረስ ብዙ ያሳልፋሉ፣ በእኛም በኩል እናደርጋለን ብለን ተስፋ የምናደርገው ያገኙትን ዕድል በአግባቡ እንዲጠቀሙ እና ያሉበት ቦታ ለመድረስ ያጋጠሟቸውን አስቸጋሪ ሁኔታዎች ወደ ጥቅም መቀየር እንዲችሉ ማስቻል ነው። "" አሜሪካ ውስጥ እንደመኖሩ ጋና ውስጥ ላለው ቤተሰቡ ዋነኛ ሀላፊነት ያለበት ሲሆን ችግሮች ለእኔ አዲስ አይደሉም ይላል፡፡ በደንብ እረዳቸዋለሁ፡፡ አንድን ነገር በተደጋጋሚ ሲለማመዱ ሁለት አማራጮች አለዎት እሱኑ ማለፍ መቀጠል ወይም በዛ ላይ የሆነ ነገር ለመስራት መወሰን አያይዞም የተሸለ እንክብካቤ ለሚወዱዋቸው እንዲሰጡ ገንዘብ ነክ የወደፊት አቋማቸውን ተጽእኖ ሳያሳድር ሌሎች ስደተኞችን ለማገዝ ወሰነ፡፡ ፍሌሪን በ2021 ጀምሯል። ፍሌሪ አገር ቤት ያሉ የስደተኞች ዘመዶቻቸው እንዲያብቡ ይፈልጋሉ ለህክምና ወጪ ጥሬ ገንዘብ ወደ አገር ቤት ከመላክ አማራጭ ክሌሪ የስደተኛ ቤተሰብ እንክብካቤ አውታር ወደ ውጪ የሄዱ ሰዎች እዚህ አገር ውሰጥ ላሉ ውዶቻቸው ለህክምና እንክብካቤ እንዲያገኙ እና እንዲጠቀሙ ያደርጋል፡፡ ሰሜን አሜሪካ ያሉ ስደተኞች አሜሪካ እና ካናዳ አካቶ ዩናይትድ ኪንግደም ለሚወዱት የጤና ኢንሹራንሽ እቅድ በአመት እስከ 120 ዶላር ሊገዙ ይችላሉ፡፡ አንድ ጊዜ በአባልነት ከተመዘገቡ በኋላ፣ በአገራቸው ውስጥ በተጠቃሚነት የቻሉትን ያህል የሚወዷቸውን ሰዎች ሁሉ በነሱ ስር መጨመር ይችላሉ: ዛምቢያ፣ ዚምባብዌ፣ ማሊ፣ ሴኔጋል፣ አልጄሪያ፣ ናይጄሪያ እና ጋና። የትዳር ጓደኛዎን እና ልጆችዎን ወደ የጤና መድህን እቅድ የሚያክሉበት የጤና መድህን አይነት አድርገው ይዩት፣ ነገር ግን የፍሌሪ ዋና ልዩነት የሚወዷቸውን ሰዎች የሚመዘግብ ሰው ዲያስፖራ መሆኑ ነው። ናይጄሪያ ውሰጥ የጤና ኢንሹራንስ ማውጣት የግድ ሲሆን ከዚህ በታች እንዴት እንደሚገኝ ተገልጾቸአል፡፡ """""" የምታገኙትም የምትወዳቸውን ሰዎች የሚንከባከብ እና በየሁለት ሳምንቱ እየሄደ የሚከታተል የቤተሰብ እንክብካቤ አስተዳዳሪ ነው።"" ""ለእያንዳንዱ ተጠቃሚም ጥያቄዎችን የሚጠይቁት እና የሕክምና ቀጠሮዎችን የሚያዝዙበት የመጀመሪያ ደረጃ ተንከባካቢ እንሰጣቸዋለን።"" አባሉ ብዙ የቤተሰብ አባላትን በተለያዩ ቦታዎች ተሰራጭተው ሊኖሩት ስለሚችል፣ የቤተሰብ አስተዳዳሪው በየሁለት ሳምንቱ በአካል ከመጎብኘት ይልቅ የሚወዷቸውን ሰዎች በዋትስአፕ በኩል ይደውላል እና ያረጋግጣል። ተንከባካቢዎቹም መመሪያን ይሰጣሉ እና የመከላከል የጤና እንክብካቤ አሰራሮችን ያዘጋጃሉ። ቢዝነስ የእንክብካቤ ማስተባበር አገልግሎት የሚሰጥ ሲሆን ማማከር እና ስፔሻሊስት ስብሰባዎች ያካትታል፡፡ እንዲሁም፣ ባዱዱ፣ ፍሌሪ የአባላቶቹ የሚወዷቸውን ሰዎች የሚያስፈልጋቸውን እንክብካቤ እንዲያገኙ ሁሉንም አስፈላጊ እርምጃዎችን እንደሚወስድ ይናገራል። ፍሌሪ እያንዳንዱ ተጠቃሚ አባል አድራሸ ወርሃዊ የተጠቃሚ ደህንነት ሪፖርት ይልካል፡፡ ድርጀቱ ለድንገተኛ በቅድሚያ እንዲከፍል የሚያስችለው የጤና ድንገተኛ ፈንድ አለው፡፡ ስደተኞች በ0 ወለድ መልሶ ለመክፈል 14 ቀኖች ያህል ይኖራቸዋል፡፡ ባዱዱ ይህ አገልግሎት ለአባላት ይሰጣል ምክንያቱም ከፋይ-ተመዝጋቢዎች ናቸውና ይላል። እያንዳንዱ ተጠቃሚ ተመሳ���ይ የጤና ጉዳዮች ወይም የህይወት ሁኔታ የለውም፡፡ ስለዚህም ከመከላከያ የበለጠ ሊያስፈልገው ይችላል፡፡ ተያይዞም፣ አባላት የአእምሮ ጤናን፣ ሥር የሰደደ እንክብካቤን፣ አረጋውያንን፣ በቤት ውስጥ እና የድንገተኛ ጊዜ አደጋ ምላሾችን ጨምሮ ለሚወዷቸው ሰዎች ተስማሚ የሆነ የእንክብካቤ እቅድ ለማግኘት የጤና የገበያ ቦታውን መጠቀም ይችላሉ። ፍሌሪ ከበርካታ የጤና ጥበቃ ድርጀቶች /ኤችኤምኦ/ ጋር የሚተባበሩ ሲሆን አፍሪካ አገሮች ውስጥ የጤና ቴክ ድርጅቶች እንደ ታንጋሪኒ አፍሪካ ፣ ሪሊያንስ አፍሪካ፣ ኤኤክስኤ ማንሳርድ ፣ ማይከቨር ዶት አይ እና ዌላኸልዝ ያካትታል፡፡ በተጨማሪም ገንዘብ ነክ አጋሮች ጋር ኤስክሮው እና ለጤና ተንከባካቢዎች ክፍያ ለመፈጸም በጋራ ይሰራል፡፡ እነዚህ አገልግሎቶች በኢትንተርኔት ማግኘት የሚቻል ሲሆን ወደ እገዛ ዴስክ ፍላጎት ያላቸው ደንበኞች ሰራተኛ በሂደቱ እንዲያሳልፋቸው መደወል ይችላሉ፡፡ በተወዳዳሪ ገበያ ውስጥ እራሱን ማስፋት DiaspoCare፣ በሚኒሶታ ላይ የተመሰረተ የጤና ቴክኖሎጂ ኩባንያ፣ ከ ፍሌሪ በርካታ ዓለም አቀፍ ተወዳዳሪዎች አንዱ ሲሆን፤ ከሌሎችም የአገር ውስጥ ድርጅቶች ውድድር አለበት። መድረኩ ወደ ውጭ በተሰደዱ አፍሪካውያን እና በቤተሰቦቻቸው እና በአገር ቤት ውስጥ ካሉ ተንከባካቢዎች መካከል እንከን የለሽ እንክብካቤን ያፋጥናል ። ስደተኞች ደረሰኞችን ኬንያ ፣ ናይጄሪያ እና ጋና ላሉ ዘመዶቻቸው መግዛት ይችላሉ፡፡ የናይጄሪያ የጤና ቴክኖሎጂ ጅምር፣ ዌላሄልዝ፣ ሄልዝሴንድን በጁን 2023 እንደ አንዱ ቅርንጫፉ አርጎ አስተዋውቋል፣ ይህም በውጭ የሚኖሩ ናይጄሪያውያን ገንዘብ ወደ አገራቸው እንዲልኩ ያስችላቸዋል። እነሱ አገልግሎቱን የድህረ ገጽ ዋሌት ሲስተም እንዲጠቀሙ በማድረግ ለበርካታ የጤና እንክባካቤ አገልግሎቶች ድርጅቱ የሚሰጣቸው አገር ውሰጥ ላሉ ቤሰቦቻቸው መክፈል ይችላሉ፡፡ ክላፊያ የናይጄሪያ ኸልዝ ቴክ ጅማሬ ተመሳሳይ ምርት ይሰጣል፡፡ ክላፊያ ለታካሚዎች የአካል ጉብኝቶች እና ምናባዊ ምክክር በማድረግ፣ ናይጄሪያውያን የጤና እንክብካቤን እንዴት እንደሚያገኙ ቀይሯል። እንደ ሌላ ተመሳሳይ ቢዝነስ ፍሌሪ በበርካታ ምክንያቶች የጤና እንክብካቤን አካቶ ደንበኞች ገንዘብ እንደሚልኩ ያውቃል፡፡ ስለዚህም የቤተሰብ አባላት በገንዘብ ማዘዋወር ህክምና እንዲያገኙ የሚደረግበትን ሁኔታ በማጥፋት አስፈላጊውን እንክብካቤ በቀጥታ ማግኘት እንዲችሉ ምርቶች እና ወሳኝ አጋርነት ማበልጸግ ያስችላል፡፡ ሆኖም ባዶ ፍሌሪ ሊቆም የቻለው ጤና እንክባካቤ ላይ ብቻ ሳይሆን ስደተኞች ላይ በማተኮሩ ሲሆን ያለባቸውን ችግሮች በመረዳት ተመራጭ መፍትሔዎች ማበልጸግ ላይ ያተኩራል፡፡ ጅምሩ ልዩ ስልት እንዳለው ተናግሮ፣ ከደንበኞች ጋር ግንኙነት ለመፍጠር ያለው ግብይት ተኮር ያልሆነ አካሄድ በመጠቀም እነዚህን ስደተኞች በአባልነት መመዝገብን ይጠይቃል ሲል ጠቅሷል። እንክብካቤ ለማግኘት ግንኙነታቸውን በማጠንከር የተለየ አይነት እንክብካቤ እንዲቀበሉ ከማስገደድ ይልቅ አስፈላጊውን ይሰራል፡፡ ፍሌሪ ደንበኞቹን ፍላጎታቸውን እንደሚወስኑ ሆኖም ድርጅቱ እንደማይወስን ያምናል፡፡ ስለዚህም ቤተሰባቸውን ፍላጎት እንዲያደገኙ በማገዝ የደንበኛ እርምጃ መኖሩን በማረጋገጥ ከእነርሱ ጋር ይተባበራል፡፡ “ቀዶ ሕክምናም ከሆነ ፍሌሪ እሱን ለመሸፈን ሊረዳህ ይችላል። ለህክምና ወደ ሌላ አገር መሄድ ካለብዎት ወይም ለሌላ ሀኪም መዘዋው ካለብዎት ሽፋን ያግዛል፡፡ ድረጀቱ ከበርካታ ኢንቨስተሮች እንደ ቪሌጅ ካፒታል፣ ኦዲቢኤ፣ ላውንጅ አፍሪካ፣ ቴክስታር እና ፋውንደርስ ፋክቶሪ አፍሪካ ገን��ብ ይቀበላል፡፡ በችግሮች ውስጥ መስፋፋት ክፍያዎች በዋናነት በግለሰቦች መካከል ማዘዋወሪያዎች ናቸው፡፡ በአጠቃላይ ስደተኞች ወደ አገር ውስጥ ቤተሰባቸውን ለመደገፍ ድህነትን ለማጥፋት እና ደህንነታቸውን ለማሻሻል የሚላክን ገንዘብ ይመለከታል፡፡ ባዱዱ ስደተኞች ለጤና አጠባበቅ ገንዘብ ለመክፈል ወደ ቤታቸው ገንዘብ መላክን እንደለመዱ ቢጠቁም፣ ሰዎች ልማዶቻቸውን እንዲቀይሩ እና አዲስ ነገር እንዲያደርጉ ለማሳመን አስፈላጊ የሆነውን እምነት እና ተአማኒነት ለመገንባት ፈታኝ ሊሆን ይችላል፣ ለምሳሌ የሚወዷቸውን ሰዎች እንደ ተጠቃሚነት ማካተት። ምንም እንኩዋን የድርጀቱ ትልቁ ችግር ስጋት እና ፈተና ቢሆንም ግብይትን ለመጨመር እና በርካታ ሰዎች እውቅና እንዲኖራቸው ለማስተማር በጊዜው ለማሻሻል አቅዷል፡፡ ከ4000 በላይ አባላት መዋቅሩን ሲጠቀሙ ቁጥሩን እ.ኤ.አ በ2023 መጨረሻ ከእጥፍ በላይ በማድረግወደ 10000 አባላት ለማሳደግ አቅዷል፡፡ ቡድኖቹ ወደ በርካታ አገሮች ሲስፋፉ እንደ ጋና ፣ ናይጄሪያ ፣ ዩኬ ፣ ዩኤስ እና ባርባዶስ አመቱ መጨረሸ በፊት ከ18-20 ሰራተኞች ለማሳደግ አቅዷል፡፡ ጀማሪዎች ለቢዝነስ ፍሌሪን በማስጀመር እ.ኤ.አ ከ2023 መጨረሻ በፊት ወደ ማህበረሰብ ለማስጀመር አቅደዋል፡፡ እነዚህ አቅርቦቶች የስደተኛ የማህበረሰብ ድርጅቶች እንደ ንግድ ቤቶች፣ አብያተ ክርስቲያናት እና ሌሎች ማኅበራት ጋር እንዲተባበር ያስችለዋል፣ ይህም ለአባሎቻቸው ዓመታዊ የአባልነት ወጪን ይቀንሳል። ይህ እርምጃ ፍሌሪ በተቻለ መጠን ብዙ ሰዎችን ዘንድ እንዲደርስ ይረዳዋል፣ ይህም የሚወዷቸውን ሰዎች የመንከባከብ ጭንቀትን እና ኃላፊነትን ያስወግዳል። በተጨማሪም ወደ በርካታ አፍሪካ አገሮች ከአመቱ መጨረሸ በፊት ለመስፋፋት አቅዷለው፡፡","For $120 annually, Fleri offers African immigrants a substitute for sending money home to cover medical costs It is safe to assume that many business ideas come from the experiences of the entrepreneurs or people they know. For instance, the demise of a loved one inspired the concept for Healthtracka, a Nigerian healthtech startup. The co-founder and CEO of Chekker, another Nigerian healthtech startup, also got the idea for the business after his mother's long wait for a laboratory test. To further illustrate my point, Sam Baddoo, CEO of healthtech startup, Fleri, says that in business, the problem to solve chooses the entrepreneur or the entrepreneur selects the issue to solve. His claim stems from the understanding that unless a person has first-hand experience or is very close to a situation, they can’t fully understand its implications. As an immigrant, Baddoo is aware of some of the dangers and challenges that immigrants face in the US and countries in North Africa. He was born and raised in Ghana and, after secondary school, moved to Morocco on a United Nation's scholarship where he spent the next five years studying French and Arabic. Baddoo first became aware of immigration as a significant global issue during his time in Morocco while volunteering for Comité d'Entraide Internationale, a non-profit that assists stranded immigrants from sub-Saharan Africa. There, he met people who had emigrated for several reasons, including seeking a better life. Some risked their lives crossing the desert on foot, others travelled in boats that capsized. Globally, many immigrants sell their properties in their home countries in search of a better life. He returned to Ghana five years later, where he spent the next four years building two businesses with some friends. He eventually left the businesses and moved to the US, where he worked multiple jobs and sent money home to meet many needs, including his family's medical care. Sadly, his country's broken healthcare system contributed to the deaths of his uncle in 2018, grandfather in 2020, and grandmother in 2021. How Fleri chose Sam Baddoo Fleri is the Haitian Creole word for ""flourish"". Baddoo says he chose that because the country’s economy relies on remittances. In the past decade, Haiti has become one of the world's most reliant countries on remittances. Immigrant transfers increased from 12% of the Gross Domestic Product (GDP) in 2012 to more than 25% in 2022, or approximately $3.5 billion. Fleri's goal is for immigrants in the diaspora to flourish, moving them from just surviving to thriving in their chosen paths, starting with healthcare. Having lost family members, Baddoo was inspired to start Fleri in 2020. In Baddoo's grandmother's case, the problem was not an unavailability of funds but a lack of trust in the healthcare system. He thinks she would have gotten better care if she had gone to the hospital as advised instead of using the money he sent home to visit a traditional healer.This loss, he says, will always hurt him the most. ""Immigrants go through so much to get to where they are, and what we hope to do on our end is empower them to make the most of the opportunity and reap the benefits of the difficult circumstances they endured to get where they are. “Having lived here [the US] and been primarily responsible for my family in Ghana, those challenges are not unique to me. I understand them very well. And so, when you keep experiencing something repeatedly, you have two options: continue to go through it or decide to do something about it."" Consequently, he decided to assist other immigrants to provide better care for their loved ones without jeopardising their financial future. In 2021, he launched Fleri. Fleri wants immigrants' loved ones back home to flourish Providing an alternative to sending cash home for medical expenses, Fleri is a migrant family care platform that helps people who have moved abroad find and manage healthcare access for their loved ones back home. Immigrants in North America, including the US and Canada, and the UK, can buy health insurance plans for their loved ones for as little as $120 a year. Once they sign up as members, they can add as many loved ones as they are accountable for as beneficiaries in their home countries: Zambia, Zimbabwe, Mali, Senegal, Algeria, Nigeria, and Ghana. Consider it a form of health insurance where you add your spouse and children to a health insurance plan, but the primary distinction with Fleri is that the person who registers their loved ones are in diaspora. Obtaining health insurance is mandatory in Nigeria; here is how to get it ""What you get is a family care manager who will look after your loved ones and check in with them every two weeks. We give each beneficiary an assigned primary carer with whom they can ask questions and schedule medical appointments."" Given that the member might have multiple family members spread out across different locations, the family care manager calls and checks in with their loved ones via WhatsApp instead of paying them a visit every fortnight. Carers provide guidance and establish preventative care routines. The business offers care coordination services, including consultations and specialist meetings. Also, Baddoo maintains that Fleri takes all the necessary steps to ensure the members’ loved ones receive the care they require. Fleri sends monthly beneficiary wellness reports to every beneficiary a member adds. It has a health emergency fund that enables the company to pay for an emergency in advance. The immigrant has roughly 14 days to repay at zero interest. Baddoo says this is available to members because they are paying-subscribers. Not every beneficiary has the same medical issues or life circumstances, so some might require more than preventative care. Consequently, members can use its health marketplace to find a suitable care plan for their loved ones, including Mental Health, Chronic Care, Elderly, At-Home, and Emergency Responses. Fleri collaborates with several health maintenance organisations (HMOs) and healthtech companies in these African nations, including Tangerine Africa, Reliance Health, AXA Mansard, MyCover.ai, and WellaHealth. It also works with financial partners to manage escrow and payments to healthcare providers. This service is accessible online and has a help desk potential customers can call to have an employee walk them through the process. Scaling in a competitive market DiaspoCare, a Minnesota-based healthtech company, is one of Fleri's many international competitors; it is also up against local competition. The platform facilitates seamless care between Africans who have moved abroad and their families and carers back home. Immigrants purchase vouchers for their relatives in Kenya, Nigeria, and Ghana. Nigerian healthtech startup, WellaHealth, introduced HealthSend in June 2023 as a subsidiary, allowing Nigerians living abroad to send money home. They can use the service to top up a website wallet system and pay for many healthcare services the company offers for their family members back home. Clafiya, a Nigerian healthtech startup, offers a similar product. Clafiya offers in-patient visits and virtual consultations, changing how Nigerians access healthcare Like other similar businesses, Fleri knows that customers send money for many reasons, including healthcare. So, it eliminates the need for family members to receive care primarily through financial transfers by developing products and crucial partnerships that directly enable the required care. However, Baddoo maintains that Fleri stands out because it focuses on immigrants rather than just healthcare, emphasising that it understands their challenges and develops novel solutions. He says the startup has a unique strategy, stating that its non-transactional approach to customer engagement entails enrolling these immigrants as members. It then leverages their relationship to provide the care they need rather than forcing them to accept a specific type of care. Fleri believes that its customers, not the company, determine their needs. It, therefore, collaborates with them to help them access their families’ needs, ensuring customer satisfaction. “If it is a surgery, Fleri can assist you in covering it. We can also help you cover it if you need to travel to another country for medical treatment or if it’s a referral to another provider or medication.” The company has received funding from several investors, including Village Capital, ODBA, Launch Africa, Techstars, and Founders Factory Africa. Expanding in the face of challenges Remittances are typically transfers between individuals. They generally refer to money immigrants send home to support their families, which helps to alleviate poverty and improve well-being. While Baddoo points out that immigrants are used to sending money home to pay for healthcare, it can be challenging to build the trust and credibility necessary to convince people to change their habits and do something new, like adding their loved ones as beneficiaries. Although this is the company's greatest challenge, it plans to improve over time as it increases marketing and educates more people to raise awareness. Meanwhile, over 4,000 members use the platform, and it plans to more than double the number, approaching 10,000 members, by the end of 2023. With its team spread across several countries, including Ghana, Nigeria, the UK, the US, and Barbados, the company plans to expand from 18 to over 20 employees before the end of the year. The startup intends to launch Fleri for Businesses and Communities before 2023 ends. These offerings will enable it to collaborate with immigrant community organisations like businesses, churches, and other associations, which will lower the cost of the annual membership for their members. This move will help Fleri reach as many people as possible, relieving them of the stress and responsibility of caring for their loved ones. It also plans to expand into more African countries before the end of the year.","Kamfanin Fleri ya samar wa da 'yan gudun hijira daga Afirka wani tsarin tura kuɗaɗe gida domin biyan kuɗaɗen kula da lafiya, wato Dala 120 a kowace shekara. Zai fi a ɗauka cewa yawancin tunanin kasuwanci na samuwa ne daga 'yan kasuwa ko kuma mutanen da suka sani. Alal misali, rasuwar abin ƙauna ita ta kawo tunanin samar da Healthtracka, wanda sabon kamfanin kula da lafiya ne na Nijeriya. Guda cikin waɗanda suka kafa kamfanin kuma shugaban Kamfanin Chekker, wanda shi ma sabon kamfanin fasahar lafiya ne na Nijeriya, inda tunanin fara harkar kasuwancin ta zo masa ne bayan Mahaifiyarsa ta shafe tsawon lokaci kafina yi mata gwaje. Domin ƙarin bayani a kan maganata, Sam Baddoo, Shugaban sabon Kamfanin fasahar lafiya, Fleri ya ce, a harkar kasuwanci, matsalar da za warware ita ce ke zaɓar ɗan kasuwa ko kuma shi ya zaɓi matsalar da zai warware. Iƙirarinsa ya samo asali ne daga fahimtar da ya yi na cewa, sai mutum ya taɓa yin wata gogayya ko ya kasance a kusa da yanayin, idan ba haka ba, ba za a iya gano bakin zaren ba. A matsayinsa na ɗan ci-rani, Baddoo yana sane da irin haɗarin da kuma ƙalubalen da 'yan ci-rani suke fuskanta a Amurka da ƙasahen Arewacin Afirka. An haife shi kuma ya tashi a ƙasar Gana, sannan bayan kammala karatun sakandire ya tafi ƙasar Maroko bisa tallafin karatun Majalisar Ɗinkin Duniya da ya samu, inda ya shafe shekara biyar yana koyon harshen Larabci da kuma na Faransanci. Baddoo ya gano cewa, ci-rani ya zama babbar matsala a duniya lokacin yana Maroko, a yayin da aikin sa kai a ƙungiyar Comite d'Entraide Internationale, wadda take taimaka wa 'yan ci-rani da suka zo daga Saharar Afirka. A can ne ya gamu da mutane da suka yi hijira saboda dalilai mabambanta da suka haɗa da neman jin daɗin rayuwa. Wasu suna jefa rayiwarsu cikin haɗari, ta hanyar keta sahara a ƙafa, yayin da wasu suke tafiya ta kwalekwale da ka iya kifewa. A duniya, yawan 'yan ci-rani suna sai da kadarorinsu a ƙasashensu don neman jin daɗin rayuwa. Ya dawo Ghana bayan shekara biyar, inda ya shafe shekara huɗu yana gina kasuwanci iri biyu tare da abokansa. A ƙarshe, ya bar kasuwancin ya tafi Amurka, inda ya yi ayyuka da dama, yana kuma turo da kuɗi gida don buƙatu masu yawa, waɗanda suka haɗa da kula da lafiyar iyalinsa. Abun takaici, durƙushewar harkar lafiya a ƙasarsa ya taimaka wajen rasuwar kawunsa a shekarar 2018 da kakansa a shekarar2020 da kuma kakarsa a shekarar 2021. Yadda fleri ya zaɓi Sam Baddoo. Fleri kalmar yaren ƙasar Haiti ne da ke nufin ""haɓaka"". Baddoo ya ce ya zaɓi hakan ne saboda tattalin arziƙin ƙasar ya ta'allaƙa ne da kuɗaɗen da ake turowa. A shekaru goman da suka wuce, ƙasar Haiti ta kasance ɗaya daga cikin ƙasashen duniya da suka dogara da kuɗaɗen da ake turowa. Kuɗaɗen na 'yan ci-rani ke turowa sun ƙaru daga kashi 12% na adadin abin da ƙasa take samarwa (GDP) a shekarar 2012 zuwa fiye da 25%a shekarar 2022, wanda ya kai kimanin Dala biliyan 3.5. Manufar Kamfanin Fleri ita ce 'yan ci-rani da ke ƙasashen waje su samu ci-gaba da canjawa daga masu neman yadda za su rayuwa zuwa ci gaba, ta hanyar farawa da kulawa da lafiya. Sakamakon rasa iyalinsa da ya yi, Baddoo ya sami ƙarfin gwiwar kafa Kkamfanin Fleri a shekarar 2020. Game da maganar kakar Baddoo, matsalar ba wai ta rashin kuɗi ba ne, sai dai rashin amanna da tsarin lafiya. Ya yi tunanin za ta sami lafiya idan da ta je asibiti kamar yadda aka ba da shawara, maimakon amfani da kuɗin da ya aiko wajen zuwa ga mai maganin gargajiya. Ya ce, kodayaushe wannan rashin yana damun sa. ""Yan ci-rani suna matuƙar fafuta kafin kaiwa ga inda suke son zuwa, wanda abun da muke so mu yi a ɓangarenmu shi ne mu ƙarfafe su, su yi amfani da dama da kuma amfanar wahalhalun da suka jure har suka kai ga inda suke son zuwa. 'Wannan ƙalubalen ba kaina farau ba, kasancewar na zauna a Amurka kuma na zama ni nake kula da iyalina a Ghana''. Na fahimce su sosai. Don haka, a yayin da ka ci gaba da gamuwa da abu a-kai-a-kai, kana da zaɓi guda biyu: ka ci gaba ko ka yanke shawara yin wani abu a kai. Daga ƙarshe, ya yanke shawarar taimaka wa sauran 'yan ci-rani don samar da tsarin kulawa da lafiya ga masoyansu ba tare da baddala tsarin tattalin arzikinsu na nan gaba ba. A shekarar 2021 ya ƙaddamar da Kamfanin Fleri. Kamfanin Fleri yana son rayuwar masoyan 'yan ci-rani da ke gida ta inganta. Kamfanin Flerimar ya samar tsarin aikawa da kuɗi gida don sayen magani, wanda da ma kafa ce ta kula da lafiyar iyalan 'yan ci-rani, inda yake taimaka wa mazauna ƙasar waje kula da lafiyar iyalansu da ke gida. Yan ci-rani a Kudancin Amurka, kama daga kan Amurka da Canada da kuma Birtaniya, za su iya sayen tsari inshorar lafiya don iyalansu a kan Dala 120 ɗari a shekara. Da zarar sun zama mambobi, za su iya shigo da iyalansu iya yawan da za su iya a ƙasashensu da suka haɗa da: Zambia da Mali da Senegal da Algeriya da Nijeriya da kuma Ghana. Tsarin tamkar tsarin inshorar lafiya ce, inda za ka iya saka iyalinka da 'ya'yanka tsarin inshorar lafiya, amma babban bambanci da Kamfanin Fleri shi ne, mutumin da ya yi rijistar iyalansa na ƙasar waje. Shiga tsari inshorar lafiya dole ne a Nijeriya, ga bayanin yadda za a kai gare shi. ""Abin da kake da shi ne tsarin kula da lafiyar iyalinka, tare da duba su duk bayan mako biyu. ""Muna ba wa duk wanda yake cikin tsarin mai kula da lafiyarsa, wanda za su iya yi masa tambayoyi da kuma zuwa duba su"". Kodayake mamba zai ya kasancewa yana da iyalai da yawa, waɗanada suke a wurare daban-daban, inda mai kula da lafiyar iyali zai dinga kira da kuma duba lafiyar iyalai ta manhajar Whatsapp maimakon zuwa duk bayan sati biyu. Masu kulawar suna ba da shawarwari da kuma hanyoyin riga-kafi. Kamfanin yana samar da ayyukan kula da lafiya, waɗanda suka haɗa da shawarwari da ganin ƙwararrun likitoci. Haka kuma, Baddoo ya yi imanin cewa Kamfanin Fleri ya ɗauki duk matakan da suka dace don tabbatar da iyalan mambobinmu sun sami irin kulawar lafiyar da suke buƙata. Kamfanin Fleri yana aika wa duk waɗanda ke cikin tsarin rahoton lafiya na mutanen da mamba ya saka. Yana da wani tsari na asusun gaggawa, wanda yake sa kamfani ya biya kuɗin kulawa da lafiya a yanayin gaggawa. Ɗan ci-rani zai biya kuɗin cikin kwana 14 ba tare da ruwa ba . Baddoo ya ce wannan yana nan ga mambobi saboda suna biya. Ba kowane mai cin moriyar shirin ne ke da matsalar lafiya iri ɗaya ba ko kuma yanayin rayuwa ɗaya ba, don haka suna buƙatar fiye da kulawar kariyar lafiya. Saboda haka, mambobin kan iya amfani da kafar baje-kolin kulawa da lafiya ta shirin domin zaɓar tsarin kulawa da lafiya da ya dace da iyalansu, wanda ya haɗa da kula da lafiyar ƙwaƙwalwa da Kulawa ta musamman da kualwa da tsofaffi da tsarin kula da lafiya a gida da kuma tsarin kulawana gaggawa. Kamfanin Fleri ya yi haɗin guiwa da sauran ƙungiyoyin kula da lafiya da kuma kamfanonin fasahar lafiya a Afrika a waɗannan ƙasashen Afirka, da suka haɗa da KamfninTangerin Africa da Kamfanin Reliance Health da Kamfanin AXA Mansard da Kamfanin MyCover.ai da kuma Kamfanin WellaHealth. Haka kuma yana yin aiki da masu hada-hadar kuɗi don kula da biyan kuɗi ga masu kula da lafiya . Wannan hidima za a iya samun ta a intanet kuma yana da sashen kula kwastomomi, inda za su iya kiran ma'aikacin da zai nuna musa matakan da ake bi. Tsera sa'a a harkar kasuwanci. Kamfanin DiasporaCare wanda yake a Jihar Minnesota, na ɗaya daga cikin da kamfanonin duniya da Kamfanin Fleri yake gogayya da su, sannan a gida ma yana gogayya da wasu. Kafar tana samar da ayyukan kula da lafiya ba ƙaƙƙautawa a tsakanin 'yan Afirka da suka tsallaka ƙasashen waje da iyalansu da kuma kiula da na gida. Yan gudun hijirar suna saya wa 'yan uwansu katuna a Kenya da Nijeriya da kuma Ghana. Sabon kamfanin fasahar lafiya na Nijeriya, wato WellaHelth ya shigo da Tsarin HealthSend a watan Yulin shekarar 2023 a matsayin wani ɓangare nasa, wanda yake ba wa 'yan Nijeriyar da ke ƙasashen waje damar aikawa da kuɗi gida. Suna yin amfani da intanet wajen zuba kuɗi a a lalitarsu domin biyan harkokin lafiyar da kamfanin ke yin hidimominsu ga iyalansu da ke gida. Sabon Kamfanin fasahar lafiya na Nijeriya, wato Clafiya, yana samar da irin waɗannan ayyuka. Kamfanin Clafiya yana yin hidimar zuwa ganin likita da kuma ganin likita ta intanet, inda ya kawo sauyi a kan yadda 'yan Nijeriya ke samun kulawa da lafiya. Kamar dai sauran harkoki kasuwanci makamantan hakan, Kamfanin Fleri ya san akwai dalilan da ke sawa kwatomin turo kuɗi, wanda da haɗa da kula da lafiya. Don haka, ya tanadi biyan buƙatun iyalan mambobi na samun kulawar lafiya ta hanyar tura kuɗi domin samar da wasu ayyuka da kuma yin haɗaka wadda kai-tsaye ke bayar da kulawar da ake buƙata. Sai dai Baddoo ya nuna cewa, Kamfanin Fleri ya yi fice ne, saboda ya mayar da hankali ne a kan 'yan gudun hijira maimakon kula da lafiya kawai, yana mai jaddada cewa, ya fahimci matsalolinsu sannan kuma ya samar masu da mafita. Ya bayyana cewa, sabon kamfanin yana da dabaru na musamman, inda ya ce tsarinsa wanda ba na kasuwanci ba, na ba da damar shigo da kwastomi da yi wa waɗannan 'yan-ci-ranin rijista a matsayin mambobi. Sannan suna amfani da dangantakarsu wajen samar musu da kulawa da lafiyar da suke buƙata, maimakon tursasa musu su yarda da wata kulawa ta daban. Kamfanin Fleri ya yi imanin cewa, kwastomominsa ne ba kamfanin ba suke da zaɓa kulawar da suke buƙata. Don haka, kamfanin ya haɗa kai da su domin taimaka musu wajen biyan buƙatun iyalansu, tare da tabbatar da samun gamsuwa. ""Idan aiki za a yi, Kamfanin Fleri zai iya taimaka maka wajen biya. Haka kuma za mu iya taimaka maka ka biyan kuɗin kulawa da lafiya ko da a wata ƙasar ce ko kuma an tura ka zuwa wata cibiyar kula da lafiya'' Kamfanin ya sami kuɗaɗe daga masu zuba jari daban-daban da suka haɗa da Kamfanin Village Capital da ODBA da Launch Africa daTechstars da kuma Founders Factory Africa. Faɗaɗa kasuwanci a yayin da ake fuskantar ƙalubale. Tsarin tura kuɗi yana kasancewa ne tsakanin mutane. Suna duba kuɗaɗen da 'yan ci-rani suke turowa gida, domin iyalansu, wanda yake taimakawa wajen rage raɗaɗin talauci da kuma kula da lafiya. Yayin da Baddoo ya bayyana cewa, 'yan ci-rani sun saba tura kuɗaɗe gida domin kula da lafiya, wanda akwai wahalar gamsar da mutane su yarda da kuma amincin da ya zama dole ka saka mutane su sauya ɗabi'arsu, su yi sabon abu kamar saka iyalansu a matsayin masu cin moriyar tsarin. Duk da cewa wannan shi ne babban ƙalubalen kamfanin, amma ya tsara bunƙasawa nan gaba, kasancewar ya ƙara tallace-tallace kuma ilimintar da ƙarin mutane domin ƙara wayar musu da kai. A yayin da mambobi 4,000 ke amfani da kafar, kamfanin na shirin ruɓanya adadin mambobin, waɗanda za su doshi mambobi 10,000 nan da ƙarshen shekarar 2023. Yayin da tim ɗin ya warwatsu a ƙasashe da dama, waɗanda suka haɗa da Ghana da Nijeriya da Birtaniya da Amurka da kuma Babados, kamfanin ya tsara ƙara yawan ma'aikatansa 18 zuwa 20, kafin ƙarshen shekarar. Sabon kamfanin yana da niyyar ƙaddamar da Tsarin Kasuwanci da Zamantakewar Al'umma na Fleri kafin ƙarshen shekarar 2023. Wannan tsarin zai ba shi damar haɗa kai da ƙungiyoyin 'yan ci-rani, kamar na kasuwanci da majami'u da sauran ƙungiyoyi, wanda hakan zai sauƙaƙa yawan kuɗin da mambonsinsu suke biya don zama mambobi. Wannan yunƙurin zai taimaka wa Kamfanin Fleri ya kai ga mutane da yawa, ta hanyar da sauƙaƙa musu da taimaka musu wajen sauke nauyin kula da iyalansu. Kamfanin ya tsara faɗaɗa aikinsa zuwa wasu ƙasashen Afrika, kafin ƙarshen shekara.","Kwa $120 kila mwaka, Fleri huwapa wahamiakji wa Afrika mbadala wa utumaji fedha nyumbani ili kulipia gharama za matibabu. Ni salama kudhani kwamba mawazo mengi ya biashara huja kutoka kwa wajasiriamali wazoefu ama kwa watu wanaofahamu. Kwa mfano, kifo cha mpendwa kilichochea wazo la Healthtracka, kampuni ya afya ya Nigeria inayoanzishwa. Mwanzilishi mwenza na CEO wa uchunguzi, shirika lingine la afyateknoloji, pia alipata wazo kwa ajili ya biashara hiyo baada ya kucheleweshwa kwa muda mrefu kwa mama yake kwa ajili ya vipimo maabara. Kuelezea zaidi hoja yangu, Sam Baddoo, CEO wa shirika la afyateknoloji, Fleri, anasema kwamba kwenye biashara, tatizo la kutatua huchagua mjasiriamali ama mjasiriamali huchagua jambo la kutatua. Madai yake yanatokana kwa kuelewa kwamba isipokuwa mtu ana uzoefu kwanza ama yupo karibu sana na hali, wanaweza kuelewa matokeo yake. Kama mhamiaji, Baddoo ana uelewa na baadhi ya hatari na changamoto zinazowakabili wahamiajindani ya US na nchi za Afrika Kaskazini. Alizaliwa na kukulia nchi Ghana na, baada ya kumaliza Shule ya Sekondari, alienda Morocco kwasababu ya ufadhili wa kimasomo wa UN ambapo alitumia miaka mitano inayofuata kujifunza Kifaransa na Kiarabu. Baddoo kwanza alikuja kufahamu uhamiaji ni suala la msingi la kimataifa kipindi chake huko Morocco wakati akijitolea kwa ajili ya Comité d'Entraide Internationale, silo la kibiashara ambalo huwasaidia wahamiaji waliokwama kutoka Kusini mwa Jangwa la Sahara Afrika. Huko, alikutana na watu waliohamia kwasababu mbalimbali, iwemo kutafuta maisha bora. Wengine waliweka rehani maisha yao kwa kukatisha jangwa kwa mguu, wengine walisafiri kwenye boti ambazo zilipinduka. Kimataifa, wahamiaji wengi wanauza mali zao nchi mwao kwenye kutafuta maisha bora. Alirejea Ghana baada ya miaka mitano baadaye, ambapo alitumia miaka minne inayofuata kutengeneza biashara mbili pamoja na marafiki zake. Hatimaye yeye aliacha biashara na kwenda US, ambapo alifanya kazi tofautitofauti na alituma pesa nyumbani kukidhi mahitaji mengi, ikijumuisha huduma ya afya kwa familia. Kwa huzuni, mfumo wa huduma ya afya wa nchi yake ulioharibika ulichangia vifo vya mjomba wake mwaka 2018, babu yake mwaka 2020, na bibi yake mwaka 2021. Jinsi Fleri ilivyomchagua Sam Baddoo Fleri ni neno la Krioli la Haiti likimaanisha ""kushamiri"". Baddoo anasema alichagua hilo kwasababau uchumi wa nchi hio unategemea fedha kutoka nje. Kwenye muongo uliopta, Haiti imekuwa moja wapo ya nchi zenye kutegemewa sana duniani kwenye utumiaji fedha kutoka nje. Uhamisho wa wahamiaji umeongezeka kutoka 12% ya Pato laTaifa (GDP) mwaka 2012 kwa zaidi ya 25% mwaka 2022, ama takribani bilioni $3.5. Lengo la Fleri ni kwa ajili ya wahamiaji walio nje ya mipaka ya Afrika kustawi, kuwahamisha kutoka kwenye kwenye kunusurika tu hadi kustawi kwenye njia walizochagua, kwa kuanzia na huduma ya afya. Kwa kuwa amepoteza wanafamilia, Baddoo alitiwa moyo kuanzisha Fleri mnamo 2020. Kwenye kesi ya bibi yake Baddoo, tatizo halikuwa kutokuwepo kwa fedha ila ni kukosa uaminifu na mfumo wa huduma za afya. Anafikiria angeliweza kupata huduma bora kama angelienda kenye hospitali kama alivyoshauriwa badala ya kutumia pesa aliyoituma nyumbani kumuona mganga wa jadi, Hasara hii, anasema, daima itamuumiza sana. ""Wahamiaji wanapitia mengi sana kufika hapo walipo, tunachotumainia kufanya mwishowe ni kutumia fursa vizuri zaidi, na kupata faida kwa mazingira magumu waliyoyapitia kufika hapo walipo. Akiwa ameishi hapa [US] na kuwa muwajibikaji mkubwa kwa familia yangu nchini Ghana, changamoto hizo si za kipekee kwangu. Nawaelewa vizuri sana. Na hivyo, unapoendelea kupata jambo linalojirudiardia mara kwa mara, una njia mbili: moja ni kuendelea nayo ama kuamua kufanya kitu juu ya hilo"" Kwa hiyo, aliamuaz kuwasaidia wahamiaji wengine kwa kuwapa huduma bora kwa wapendwa wao bila ya kuhatarisha mustakabali wao wa kifedha. Mwaka 2021, alizindua Fleri. Fleri inataka wapendwa wa wahamiaji kurejea nyumbani ili kunufaika. Kutoa mbadala wa wa kutuma fedha taslimu nyumbani kwa ajili kugharamia matibabu, Fleri ini jukwaa la familia za wahamiaji ambalo linasaidia watu ambao wameenda nje na kusimamia upatikanaji wa huduma za afya kwa wapendwa wao nyumbani watokako. Wahamiaji huko Amerika Kaskazini, ikijumuisha US na Canada, na UK, wanaweza kununua mipango ya bima kwa ajili ya wapendwa wao kwa gharama kidogo kama $120 kwa mwaka. Pindi wakisaini kama wanachama, wanaweza kuongeza wapendwa wao wengi walio tegemezi kwa wanufaika kwenye nchi zao watokazo: Zambia, Zimbabwe, Mali, Senegal, Algeria, Nigeria, na Ghana. Zingati fomu ya bima ya afya ambayo unamuongeza mwenzi wako na watoto kwenye mpango wa bima ya afya, lakini kikwazo kikubwa kwa Fleri ni kwamba mtu ambaye anajisajili wapendwa wake awe nje ya mippaka ya Afrika. Kupata bima ya afya ni lazima nchini Nigeria; hivi ni namna namna gani ya kupata. ""Unayoyapata ni utunzaji wa huduma kwa familia ambaye atawaangalia wapendwa wako na kuwatazama kiafya kila wiki mbili. Tunampa kila mnufaika huduma ya afya ya msingi kwa hiyo wanaweza kuuliza maswali na kuweka miadi ya matibabu."" Kutokana na hilo mwanachama anaweza kuwa na wanachama mbalimbali wa familia waliosambaa maeneo mbalimbali, meneja wa familia hupiga na kuangaliwa pamoja na wapendwa wake kupitia programu sogozi badala ya kuwalipia kutembelea kila wiki mbili. Watoaji huduma huongoza na wanaanzisha taratibu za utunzaji kinga. Biashara hiyo inatoa huduma za uratibu wa huduma, ikijumuisha ushauri na kukutana na wataalamu. Pia, Baddoo hudumisha kwamba Fleri huchukua hatua zote z amsingi kuhakikisha wapendwa wa wanachama wanapokea huduma wanayoihitaji. Fleri hutuma ripoti ya afya ya kila mwezi kwa kila mnufaika aliyeongezwa na mwanachama. Ina mfuko wa afya wa dharula ambao huwezesha kampuni hiyo kulipia kwa dharura mapema. Mhamiaji ana takribani siku 14 za kulipia bila riba. Baddoo anasema hii inapatikana kwa wanachama kwasababu wanalipa waliojiunga. Sio kila mnufaika na masuala sawa ya kiafya ama hali za maisha, hivyo wanaweza kuhitaji zaidi ya huduma za kuzuia. Kwa hiyo, wanachama wanaweza kutumia soko lake la afya kutafuta mpamgo mzuri wa huduma kwa wawapendao, ikijumuisha Afya ya Akili, huduma za usugu, wazee, hudmua nyumbani, na mapokeo ya dharura. Fleri inashirikiana na mashirika mengi ya huduma za afya (HMOs) na kampuni za afyateknoloji kwenye mataifa haya ya Afrika, ikijumuisha, Tangerine Africa, Reliance Health, AXA Mansard, MyCover.ai, na WellaHealth. Pia inafanya kazi na washirika wa kifedha kusimamaia escrow na malipo watoaji wa huduma za afya. Huduma hii inapatikana mtandaoni na ina dawati la msaada wateja watarajiwa wanaweza kupiga kupata wafanya kazi wa kuwasaidia mchakato huo. Kuongeza kasi kwenye soko la ushindani. DiaspoCare, ni kampuni ya afyateknoloji iliyopo Minnesota, ni moja wapo ya washindani wengi wa kimataifa wa Fleri; pia inapingana ushindani wa ndani. Vifaa vya jukwaa hilo vimefungamana na huduma kati ya Waafrika ambao wameenda nje na familia zao na walezi nyumbani. Wahamiaji wananunua vocha kwa ajili ya ndugu zao nchini Kenya, Nigria, na Ghana. Shirika la afyateknoloji la Nigeria, WellaHealth, ilitambulisha programu ya HealthSend mwezi Juni 2023 kama kampuni tanzu, ikiwaruhusu Wanaigeria waishio nje kutuma pesa nyumbani. Wanaweza kutumia huduma hiyo kuongezea tovuti ya mfumo wa pochi na kulipia huduma nyingi za afya ambazo kampuni hutoa kwa wanafamilia wao nyumbani. Clafiya, shirika la afyateknoloji la Nigeria, linatoa bidhaa sawa. Clafiya hutoa ziara za wagonjwa waliolazwa na mashauriano ya mtandaoni, kubadilisha jinsi Wanigeria wanavyopata huduma ya afya. Kama vile biashara nyingine, Fleri linatambua kwamba wateja wanatuma pesa kwasababu mbalimbali, ikijumuisha afyateknoloji. Kwa hiyo, linaondoa uhitaji kwa ajili ya wanachama wa familia kupokea huduma msingi kupitia kuhamisha fedha kwa kuendeleza bidhaa na ushirika muhimu ambao moja kwamoja unasaidia huduma stahiki. Hata hivyo, Baddoo inadumisha kwamba inasimama imara kwasababu inalenga kwa wahamiaji kuliko kuliko huduma ya afya, inasisitiza kwamba inafahamu changamoto zao na inatengeneza suluhisho nyingi. Anasema shirika hilo lina mkakti wa kipekee, akieleza kwamba ni njia isiyo ya gharama kwa ateja kushiriki inajumjuisha kuandikisha wahamiaji hawa kama wanachama. Pia linakuza ushirikiano wao ili kutoa huduma wanayohitaji kuliko kuwalazamisha kukubali aina fulani ya huduma. Fleri linaamini kwamba wateja wake, sio kampuni, wanapambanua mahitaji yao. Hivyo basi, kushirikiana pamoja nao kuwasaidia wao kupata huduma za familia zao, kuhakikisha ridhisho kwa mteja. Kama ni upasuaji,Fleri linaweza kukusaidia kulipia hilo. Pia tunaweza kukusaidia kulipia hilo kama unahitaji kusafiri kwenda nchi nyingine kwa ajili ya matibabu ama ni rufaa kwa mtoaji mwingine ama dawa. Kampuni hiyo im epokea fedha kutoka kwa wawekezaji wengi, wakiwemo Village Capital, ODBA, Launch Africa, Techstars, na Founders Factory Africa. Kukua kwenye uso wa changamoto. Fedha kutoka nje huhamishwa kwa kawaida kati ya watu. Wao kwa ujumla hurejea kwa kwa fedha ambazo wahamiaji hutuma nyumbani kusaidia familia zao, ambapo inasaidia kupunguza umaskini na kuboreaha hali za za maisha. Wakati Baddoo akibainisha kwamba wahamiaji walikuwa wakituma fedha nyumbani kwao kwa ajili ya kulipia huduma za afya, inaweza pia kuleta changamoto kwenye uaminifu muhimu ili kuwarahisidhia watu kubadilisha tabiaz zao na kufanya jambo jipya, kama kuongeza wapendwa wao kama wanufaika. Ijapokuwa hii ndio changamot kubwa zaidi ya kampuni, inapanga kuboresha kulingana na muda kwa vile inaongeza masoko na kuwaelimisha watu zaidi kupata uelewa. Wakati huo huo, zaidi ya wanachama 4000 wanatumia jukwaa, na inapanga na inapanga kuongeza idiadi zaidi ya mara mbili, kufikia wanachama 10,000 mwishoni mwa mwaka 2023. Kwa timu yake inasambaa nchi mbalimbali, ikumuisha Ghana, Nigeria, UK, US, na Barbados, kampuni hiyo inapanga kuongeza kutoka wafanyakazi 18 kwenda zaidi ya 20 kabla ya mwisho wa mwaka huu. Kampuni hiyo inakusudia kuzindua Fleri kwa ajili ya biashara na jamii nyingi kabla ya mwisho wa mwaka 2023. Utolewaji huu utaisaidia kushirikiana na taasisi za jamii za wahamiaji kama biashara, makanisa, na jumuiya nyingine, ambayo itapunguza gharama za uanachama kwa mwaka kwa wanachama wao. Badiliko hili litaisadidia Fleri kuwafikia watu wengi iwezekanavyo, ikiwatuliza kutokana na msongo na uwajibikaji wa kuwatunza wapendwa wao. Pia inapanga kujipanua kwenye nchi nyingi za Afrika kabla ya mwisho wa zmwaka.","$120 ní ọdọọdún, Fleri fún àwọn ọmọ ilẹ̀ Adúláwò tí ó wá ń gbé ní ọ̀nà mìíràn láti lè fi owó ránṣẹ́ sílé láti fi di owó ètò ìlera Ó dára láti rò pé ọ̀pọ̀ èrò okòwò wá láti ìrírí àwọn òntajà àbí àwọn ènìyàn tí wọ́n mọ̀. Bí àpẹẹrẹ, ikú ẹni tí ènìyàn nífẹ̀ẹ́ ló mú Healthtracka wá, ilé iṣẹ́ ètò ìlera ti ọmọ Nàìjíríà. Akẹgbẹ́ ẹni tí ó dá àti alábòójútó Chekker, ilé-iṣẹ́ ètò ìlera mìíràn tí ọmọ Nàìjíríà, náà gba èrò fún okòwò lẹ́yìn tí ìyá rẹ̀ ti dúró pípé fún èsì àyẹ̀wò ti ilé ìwòsàn. Láti túnbọ̀ ṣàlàyé kókó ọ̀rọ̀ mi, Sam Baddoo, alábòójútó ti ilé-iṣẹ́ ètò ìlera orí ẹ̀rọ ayélujára, Fleri sọ wí pé nínú okòwò ìṣòro láti yanjú yóò yan òntajà tàbí òntajà yóò yan ìṣòro tí ó fẹ́ yanjú. Ohun tí ó ń sọ jẹ yọ láti òye pé àyàfi tí ènìyàn bá ní ìrírí tí ó kọ́kọ́ ṣẹlẹ̀ sí ènìyàn tàbí tí ó súnmọ́ ipò kan, oyè ohun tí ó ṣẹ́yọ́ kò ní yé ènìyàn dáadáa. Gẹ́gẹ́ bí ẹni tí ó wá gbé orílẹ̀-èdè mìíràn, Baddoo mọ̀ àwọn ewu àti ìpènìjà tí àwọn tó wá ń gbé orílẹ̀-èdè mìíràn ń kojú ní US àti àwọn orílẹ̀-èdè ní ìwọ̀ oòrùn Áfíríkà. A bí i a sì wò ó dàgbà ní orílẹ̀-èdè Gánà àti, lẹ́yìn ẹ̀kọ́ girama, ó lọ sí Morocco lórí ètò ẹ̀kọ ọ̀fẹ́ ti United Nation níbi tí ó ti lo ọdún márùn-ún tí ó kàn nínú kíkọ́ ẹ̀kọ́ èdè Faransé àti èdè Lárúbáwá. Baddoo kọ́kọ́ mọ̀ pé gbígbé ìlú onílù ní ipa tí ó jẹ́ ìṣòro àgbáyé lásìkò ìgbà tí ó wà ní Morocco nígbà tí ó ń yọ̀ǹdà ara rẹ̀ fún Comité d'Entraide Internationale, ohun tí kò lérè láti ran àwọn tí kò ní nǹkankan tí wọ́n wà ní ìlú onílù láti ihà ìsàlẹ̀ aṣálẹ̀ Áfíríkà. Níbẹ̀, ó pàdé àwọn ènìyàn tí wọ́n ti kúrò ní ìlú wọn láti máa gbé ìlú mìíràn fún ọ̀pọ̀lọpọ̀ ìdí, láì yọ wíwá ayé tí ó dára kúrò. Àwọn kan fi ẹ̀mí wọn wéwu nípa fífo aṣálé kọjá pẹ̀lú ẹsẹ̀, àwọn mìíràn rin ìrìn àjò pẹ̀lú ọkọ̀ ojú omi tí ó rì. Lágbàáyé, ọ̀pọ̀ àwọn tí wọ́n ń gbé ìlú àjòjì ta ohun ìní wọn ní orílẹ̀-èdè ti wọn láti wá ayé tí ó dára. Ó padà sí Gánà lẹ́yìn ọdún márùn-ún, níbi tí ó lo ọdún mẹ́rin tí ó kàn fún kíkọ́ àwọn okòwò pẹ̀lú àwọn ọ̀rẹ́. Ó padà fi okòwò náà sílẹ̀, ó sì kó lọ sí US níbi tí ó ṣiṣẹ́ púpọ̀, ó sì ń fi owó ránṣẹ́ sí ilé láti máa fi gbọ́ bùkátà, láì yọ àwọn ti títọ́jú ètò ìlera ẹbí kúrò. Pẹ̀lú ìbànújẹ́, ètò ìlera orílẹ̀-èdè rẹ̀ tí ó dojú dé ṣe àfikún sí ikú àwọn àbúrò bàbá rẹ̀ ní ọdún 2018, ikú ìyá bàbá rẹ̀ ní ọdún 2020, àti ti ìyá ìyá rẹ̀ ní ọdún 2021. Báwo ni Fleri ṣe mú Sam Baddoo Fleri ni ọ̀rọ̀ èdè Faransé tí ó dúró lé Creole tí wọ́n ń sọ ní Haiti tí ó túmọ̀ sí ""gbilẹ̀ "". Baddoo sọ pé ohun mú u látàrí ètò ọrọ̀-ajé orílẹ̀- èdè dúró lórí owó tí a san bí ẹ̀bùn. Ní ọdún mẹ́wàá sẹ́yìn, , Haititi di ọ̀kan nínú àwọn orílẹ̀-èdè lágbàáyé tí ó ṣe é fọkàn tẹ̀ lórí owó tí a máa san bí ẹ̀bùn. Àwọn tí ó ń gbé ìlú àjòjì fífi owó ránṣẹ́ peléke pẹ̀lú 12% owó ohun tí wọ́n pa lórí ohun tí wọ́n pèsè lọ́dún 2012 sí èyí tí ó pọ̀ jù 25% ní ọdún 2022, tàbí ohun tí ó súnmọ́ 3.75 bílíọ́nù dọlà. Ìlépa Fleri fún àwọn tí ó ń gbé ìlú àjòjì lókè òkun ni láti gbilẹ̀ èyí tí yóò mú wọn kúrò nínú wíwà láàyè sí gbígbèrú ní ọ̀nà tí wọ́n ti yàn, bẹ̀rẹ̀ pẹ̀lú ètò ìlera. Pẹ̀lú pé ó ti pàdánù àwọn ẹbí rẹ̀, Baddoo ní ìwúrí láti bẹ̀rẹ̀ Fleri ní ọdún 2020. Ní titi ipò ìyá ìyá Baddoo, ìṣòro náà kì í ṣe ti àìsówó, ṣùgbọ́n ti àìsí ìfọkàntàn nínú ètò ìlera. Ó lérò pé ó yẹ kí wọ́n rí ìtọ́jú tí ó dára tí wọ́n bá ti lọ sí ilé -ìwòsàn bí wọ́n ti fún un ní Ìmọ̀ràn ní èyí tí wọ́n fi ń lo owó tí a fi ránṣẹ́ sílé ló máa bá ẹni tí ń wo àìsàn pẹ̀lú ohun ìbílẹ̀.Òfò yìí, ó sọ pé yóò máa dun ohun gan-an ní gbogbo ìgbà. ""Àwọn tí wọ́n ń gbé ìlú àjòjì a máa la ohun púpọ̀ kọjá láti dé ibi tí wọ́n wà, ohun tí a sì ní ìrètí láti ṣe láàyè ara wa ni ríró wọn lágbára láti lè lo púpọ̀ nínú ànfààní àti láti lè jèrè ipò tí ó le koko tí wọ́n mú mọ́ra láti dé ibi tí wọ́n wà. ""Nígbà tí ó ti gbé ibí (US) tí ó sì ti ṣe ojúṣe fún ẹbí mi ní Gánà, àwọn ìpèníjà náà kò jẹ́ ohun tuntun sí mi. Ó yé mi dára dára. Àti pé, nígbà tí ó bá ń ní ìrírí ohun kan lemọ́lemọ́, ohun méjì ni ó ni: máa bá a lọ tàbí kí o pinnu láti ṣe ohun kan nípa rẹ̀."" Nítorí bẹ́ẹ̀, ó pinnu láti ran àwọn tí ó ń gbé ìlú àjòjì lọ́wọ́ láti pèsè ìtọ́jú tí ó péye fún àwọn tí wọ́n nífẹ̀ẹ́ láì ba ètò ìsúná ọjọ́ iwájú wọn jẹ́. Ní ọdún 2021, ó ṣe ìfilọ́lẹ̀ Fleri. Fleri fẹ́ kí àwọn tí wọ́n ń gbé ìlú àjòjì, àwọn tí wọ́n nífẹ̀ẹ́ nílé máa ṣe rere Pípèsè ọ̀nà fún wọn láti máa fi owó ránṣẹ́ fún owó títọ́jú ìlera, Fleri jẹ́ ìkànnì láti tọ́jú ẹbí àwọn tí ó ń gbé ìlú àjòjì láti ran àwọn ènìyàn tí wọ́n ti lọ sí ìlú òyìnbó lọ́wọ́ láti ṣàwárí àti bójútó ètò ìlera tí wọ́n rí fún àwọn tí wọ́n nífẹ̀ẹ́ ní ilé wọn. Àwọn tí wọ́n ń gbé ìlú àjòjì ní ìwọ̀ oòrùn Áfíríkà, láì yọ US àti Canada sílẹ̀, àti UK, wọ́n lè ra ètò ìlera mádàámidófò fún àwọn tí wọ́n nífẹ̀ẹ́ fún ó kéré jù $120 lọ́dún kan. Tí wọ́n bá ti forúkọ sílẹ̀ bí i ọmọ ẹgbẹ́, wọ́n lè fi àwọn tí wọ́n nífẹ̀ẹ́ sí i nítorí máa jíyìn fún àwọn tí ó bá jẹ ànfààní ní ilé lórílẹ̀ -èdè wọn: Zambia, Zimbabwe, Mali, Senegal, Algeria, Nàìjíríà, àti Gánà. Wò ó gẹ́gẹ́ bí i ohun tí ó níṣe pẹ̀lú mádàámidófò ètò ìlera níbi tí o yóò ti fi ẹni tí ó fẹ́ àti àwọn ọmọ sí ètò ìlera mádàámidófò, ṣùgbọ́n ohun tí ó ṣe ya Fleri sọ́tọ̀ ni pé ẹni náà tí ó forúkọ àwọn ènìyàn tí ó fẹ́ sílẹ̀ wà lókè òkun. Gbígba mádàámidófò ìlera ṣe pàtàkì ní ilẹ̀ Nàìjíríà;báyìí ni a ṣe lè ri? ""Ohun tí ó rí gbà ni alábòójútó ìkẹ́ ìdílé tí yóò máa wo àwọn ènìyàn tí ó nífẹ̀ẹ́, wà á sì máa wò wọ́n ní gbogbo ọ̀sẹ̀ méjì méjì. A fún àwọn tí ó jẹ ànfààní ní ẹni tí yóò máa tọ́jú wọn ní ẹni tí wọ́n lè bi léèrè ìbéèrè, tí wọn yóò sì mú ọjọ́ tí wọ́n yóò yọjú sí ilé -ìwòsàn. Pé àwọn àwọn ọmọ ẹgbẹ́ lè ní ènìyàn púpọ̀ nínú ẹbí wọn tí wọ́n wà káàkiri oríṣìíríṣìí agbègbè, ẹni tí ó ń tọ́jú ẹbí yóò máa pè wọn a sì máa wo àwọn tí wọ́n nífẹ̀ẹ́ nípasẹ̀ ìkànnì kí ló ń ṣẹlẹ̀?èyí tí yóò fi jẹ́ yíyọjú sí wọn ní gbogbo ọ̀sẹ̀ méjì méjì. Àwọn tí wọ́n ń ṣe ìtọ́jú máa ń pèsè ìtọ́nisọ́nà, wọn a sì fi ìdí ohun tí yóò mú ní máa dènà ìtọ́jú ní ṣíṣe. Okòwò náà ń pèsè ìtọ́jú tí ó ní ètò, láì yọ ìjùmọ̀sọ̀rọ̀ àti ìpàdé akọ́ṣẹ́mọṣẹ́. Bákan náà, Baddoo máa ń tẹnumọ pé Fleri ń gbé gbogbo ìgbésẹ̀ tó yẹ láti rí i dájú pé àwọn tí àwọn ọmọ ẹgbẹ́ nífẹ̀ẹ́ ń gba ìtọ́jú tí wọ́n ń fẹ́. Fleri ń fi ìròyìn àwọn tí ó ń jẹ ànfààní ránṣẹ́ sí àwọn tí ó ń jẹ ànfààní tí àwọn ọmọ ẹgbẹ́ fi sílẹ̀. Ó ní owó ètò ìlera tí ó jẹ́ pàjáwìrì tí ó ń mú ilé iṣẹ́ sanwó fún ohun pàjáwìrì sílẹ̀. Àwọn tí wọ́n ń gbé ìlú àjòjì ní bí ọjọ́ 14 láti sanwó láìsí èlé. Baddoo sọ pé èyí wà fún àwọn ọmọ ẹgbẹ́ nítorí wọ́n ń sanwó fún àwọn alábàápín. Kì í ṣe gbogbo àwọn tí wọ́n ń jẹ ànfààní ní ìṣòro ètò ìlera tàbí ohun tí ó ń ṣẹlẹ̀ láyé ènìyàn, nítorí náà àwọn kan lè bẹ̀rẹ̀ fún òun ti ó ju ìdènà ìtọ́jú. Nítorí náà, àwọn ọmọ ẹgbẹ́ lè lo ìlera ti ibi ọjà láti wá ètò ìlera tí ó sunwọ̀n fún àwọn tí wọ́n nífẹ̀ẹ́, láì yọ ètò ìlera tí ó níṣe pẹ̀lú ọpọlọ, ìtọ́jú àìsàn tó ti pẹ́, àgbàlagbà, tí-ilé, àti ti ìdáhùn pàjáwìrì. Fleri fọwọ́sowópọ̀ pẹ̀lú àwọn ilé-iṣẹ́ tó ń bójútó ètò ìlera (HMOs) àti àwọn ilé -, iṣẹ́ ètò ìlera orí ẹ̀rọ ayélujára ní àwọn orílẹ̀-èdè Àfíríkà, láì yọ Tangerine Africa, Reliance Health, AXA Mansard, MyCover.ai, àti WellaHealth. Ó tún ń ṣiṣẹ́ fún àwọn olùdókòwò pẹ̀lú ètò ìsúná láti bójútó irúfẹ́ àdéhùn kan àti sísan owó fún àwọn tí ó ń pèsè títọ́jú ìlera. Ètò yìí wà lórí ẹ̀rọ ayélujára, ó sì ní àwọn ẹni tí yóò ran àwọn oníbàárà lọ́wọ́, tí wọ́n lè pè láti lè rí òṣìṣẹ́ tí yóò mú wọn rin ètò náà. Títò lọ́wọ́ọ̀wọ́ ní ọjà ìfigagbága DiaspoCare, ilé-iṣẹ́ ètò ìlera lórí ẹ̀rọ ayélujára tí ó wà ní Minnesota, ó jẹ́ ọ̀kan lára àwọn tí ó ń figagbága pẹ̀lú Fleri lókè òkun ó tún wà lòdì sí ìfigagbága ti ìbílẹ̀. Ìkànnì náà ń ṣatọ́nà ìtọ́jú ìrọ̀rùn láàárín àwọn ọmọ ilẹ̀ Adúláwò tí wọ́n ti kó lọ òkè òkun àti àwọn ẹbí, pẹ̀lú àwọn tí ń tọ́jú wọn nílé. Àwọn tí wọ́n ń gbé ìlú àjòjì ra ìwé tí ó máa ń jẹ́ kí àwọn tí ó ní i ní ẹ̀dínwó fún àwọn ará wọn ní Kẹ́ńyà, Nàìjíríà, àti Gánà. ilé-iṣẹ́ ètò ìlera lórí ẹ̀rọ ayélujára tí Ọmọ orílẹ̀-èdè Nàìjíríà, WellaHealth, ṣe àfihàn HealthSend ní oṣù kẹfà, ọdún 2023 gẹ́gẹ́ bí i ohun tí kò tó ohun kan, èyí tí ó gba àwọn ọmọ Nàìjíríà tí ń gbé lókè òkun láti fi owó ránṣẹ́ sílé. Wọ́n lè lo ètò láti ṣe àfikún ètò ìkànnì ayélujára oní àpò ìpamọ́wọ́, wọn a sì sanwó fún ọ̀pọ̀ ètò títọ́jú ètò ìlera tí ilé iṣẹ́ náà ń fún àwọn ẹbí ẹlẹgbẹ́ wọn nílé. Clafiya, ��mọ Nàìjíríà tí ó ní ilé-iṣẹ́ ètò ìlera lórí ẹ̀rọ ayélujára, ń ṣe ọjà tí ó jọ ọ́. Clafiya ń fi ààyè sílẹ̀ fún ṣíṣe àbẹ̀wò sí àwọn tí ó wà nílé ìwòsàn àti ìjùmọ̀sọ̀rọ̀ orí ẹ̀rọ ayélujára, tí ó ṣe àyípadà bí àwọn ọmọ Nàìjíríà ṣe ń rí ìtọ́jú ìlera. Bí i àwọn okòwò tí ó jọ ọ́, Fleri mọ̀ pé àwọn oníbàárà ń fowó ránṣẹ́ fún oríṣìíríṣìí ìdí, tí kò yọ ìtọ́jú ìlera sílẹ̀. Nítorí náà, ó máa ń yọ èrèdí fún àwọn ẹbí láti gba ìtọ́jú nípasẹ̀ fífi owó ránṣẹ́ kúrò nípa ṣíṣe ọjà àti ìbánidókòwò tí ó ṣe kókó tààrà láti lè rí ìtọ́jú tí ó yẹ. Síbẹ̀síbẹ̀, Baddoo ń sọ ohun tí ó yẹ pé Fleri pegedé nítorí ó ní àfojúsùn lórí àwọn tí ó ń gbé ìlú àjòjì ní èyí tí ó yẹ kí ó jẹ́ ìtọ́jú ìlera, títẹnumọ́ pé ó yé òun ìpènìjà wọn, a sì wá ìyànjú tí ó yanrantí. Ó sọ wí pé ilé iṣẹ́ náà ní ètò tí ó mú u yàtọ̀, ó sọ wí pé ọ̀nà tí kò níṣe pẹ̀lú owó sí ìdásí àwọn oníbàárà kún fún mímú àwọn tí ó ń gbé ìlú àjòjì gẹ́gẹ́ bí i ọmọ ẹgbẹ́. Ó ń lo ìbáṣepọ̀ láti pèsè ìtọ́jú tí wọ́n fẹ́ lèyí tí wọn yóò fi máa fipá mú wọn gba irúfẹ́ ìtọ́jú tí ó bá yẹ. Fleri gbàgbọ́ pé àwọn oníbàárà, tí kì í ṣe ilé-iṣẹ́ ni ó máa ń sọ ohun tí wọ́n fẹ́. Ìyẹn, nítorí náà, ṣe àjọṣepọ̀ pẹ̀lú wọn láti ran ohun tí ẹbí wọn fẹ́, rírí i dájú pé àwọn oníbàárà ń rí oun tí ó ń tẹ́ wọn lọ́rùn. ""Tí ó bá jẹ́ iṣẹ́ abẹ, Fleri yóò ràn ọ́ lọ́wọ́ láti bò ó. A lè ba yín bò ó tí ó bá nílò láti rìn rìn àjò lọ sí orílẹ̀-èdè mìíràn fún ìtọ́jú ìlera tàbí tí ó bá jẹ́ ẹnìkan ló ṣe ìpèsè tàbí ètò ìlera "". ilé-iṣẹ́ ti gba owó láti ọ̀dọ̀ àwọn abánidókòwò, láì yọ Village Capital, ODBA, Launch Africa, Techstars, àti Founders Factory Africa. ìmúgbòrò lójú ìpènìjà Owó tí a fi ránṣẹ́ láti sanwó jẹ́ ohun tí a fi máa ń fi ránṣẹ́ láàárín ènìyàn méjì. Èyí lápapọ̀ túmọ̀ sí owó tí àwọn tí ó ń gbé ìlú àjòjì fi ń fowó ránṣẹ́ sí ilé láti ṣe àtìlẹyìn fún ìdílé, èyí tí ó máa ń ràn wọ́n lọ́wọ́ láti ṣe àdínkù ìṣẹ́ àti mú ìyípadà bá gbígbé láláàfíà. Nígbà tí Baddoo ṣe àfihàn pé àwọn tí wọ́n ń gbé ìlú àjòjì ó ti mọ́ wọn lára láti máa fi owó ránṣẹ́ sí ilé láti sanwó fún ìtọ́jú ìlera, ìpènìjà lè wà fún ìfọkàntàn àti ìgbẹ́kẹ̀lé tí ó pọn dandan láti pàrọwà fún àwọn ènìyàn láti yí ìwà wọn padà, kí wọ́n ṣe ohun tuntun, bí i fífi àwọn ènìyàn tí wọ́n nífẹ̀ẹ́ bí i àwọn tí yóò jẹ ànfààní. Bí ó tilẹ̀ jẹ́ pé ilé iṣẹ́ yìí ní ìpènìjà tí ó peléke, ó ṣètò láti mú ìyípadà wá bí ó ṣe ń mú ìpolówó ọjà pọ̀ si àti ìdánilẹ́kọ̀ọ́ fún ọ̀pọ̀ ènìyàn láti mú àwọn ènìyàn mọ̀. Ní báyìí, àwọn ọmọ ẹgbẹ́ 4000 ó lé ló ń lo ìkànnì, ó sì ń ṣètò láti sọ nọ́ńbà ọ̀hún di ìlọ́po méjì, tí yóò mú máa lọ ọmọ ẹgbẹ́ 10000, tí ó bá di ìparí ọdún 2023. Pẹ̀lú àwọn akẹgbẹ́ rẹ̀ tí ó tàn ká ọ̀pọ̀lọpọ̀ orílẹ̀-èdè, láì yọ Gánà, Nàìjíríà, UK, US àti Barbados, ilé iṣẹ́ náà ṣètò láti gbòòrò láti 18 sí àwọn òṣìṣẹ́ tí ó ju 20 lọ ṣáájú kí ọdún tó wá sópin. ilé-iṣẹ́ náà gbèrò láti ṣe ìfilọ́lẹ̀ Fleri fún àwọn okòwò àti ẹgbẹ́ kí ọdún 2023 tó parí. Àwọn ọrẹ wọ̀nyí má mú u ìfọwọ́sowópọ̀ pẹ̀lú àwọn ilé-iṣẹ́ ẹgbẹ́ tí wọ́n wá gbé ìlú àjòjì bí i àwọn okòwò, ilé ìjọsìn, àti àwọn ẹgbẹ́ mìíràn, èyí tí yóò mú owó tí àwọn ọmọ ẹgbẹ́ máa san fún owó ẹgbẹ́ lọ́dọ́ọdún kéré. Èyí yóò ran àwọn Fleri lọ́wọ́ láti lè rí àwọn ènìyàn tó pọ̀ bó ti yẹ, èyí tí yóò mu ìrora kúrò àti ojúṣe ṣiṣẹ́ ìtọ́jú àwọn tí wọ́n nífẹ̀ẹ́. Ó tún máa ń ṣètò láti gbòòrò sínú àwọn orílẹ̀-èdè Áfíríkà ṣáájú kí ọdún tó parí.","Ngama-$120, ngonyaka, iFleri inikeza abathuthele kwamanye amazwe base-Afrika enye indawo yokuthumela imali ekhaya ukuze ikhokhele izindleko zokwelashwa Kuphephile ukucabanga ukuthi imibono eminingi yebhizinisi iqhamuka lulokho okwenzeke ezimpilweni zosomabhizinisi noma okwenzeke ebantwini ababaziyo. Isibonelo, ukushona kothandekayo kwagqugquzela umbono we-Healthtracka, inkampani eqalisayo yaseNigeria yobuchwepheshe bezempilo. Umsunguli kanye neCEO yeChekker, enye inkampani eqalisayo yaseNigeria ngokuphathelene nobuchwepheshe bezempilo, naye wafikelwa umbono webhizinisi ngemva kokulinda kukamama wakhe isikhathi eside ukuze athole ukuhlolwa kwaselabhorethri. Ukucacisa iphuzu lami, uSam Baddoo, iCEO yenkampani eqalisayo yezobuchwepheshe bezempilo, uFleri, uthi ebhizinisini, inkinga ezokuxazululwa ikhetha usomabhizinisi noma usomabhizinisi ukhetha inkinga azoyixazulula. Lokhu akushoyo kuqhamuka ekuqondeni ukuthi umuntu ngeke awazi ngokuphelele umthelela wokwenzeka empilweni yomuntu ngaphandle uma yena noma umuntu osondelene naye ebe kuleso simo. Njengoba ewumuntu othuthele kwelinye izwe, uBaddoo uyazazi ezinye zezingozi nezinselele abathuthele kwamanye amazwe ababhekana nazo eMelika nasemazweni aseNyakatho ne-Afrika. Wazalelwa futhi wakhulela eGhana futhi, ngemuphothula imfundo yamazinga aphakeme, wathuthela eMorocco ngenxa yomfundaze we-UN lapho achitha khona iminyaka emihlanu elandelayo efunda isiFulentshi kanye nesi-Arabhu. UBaddoo waqala ukuqaphela ukuthi ukuthuthela kwelinye izwe kuyinkinga enkulu yomhlaba wonke ngesikhathi eseMorocco lapho eyivolontiya e-Comité d 'Entraide Internationale, inhlangano engenzi nzuzo esiza abathuthele kwamanye amazwe abasele dengwane abavela e-Afrika eseningizimu ye-Sahara. Lapho, wahlangana khona nabantu ababethuthele kwelinye izwe ngenxa yezizathu eziningana, kuhlanganise nokufuna impilo engcono. Abanye babeka izimpilo zabo engozini ngokunqamula ogwadule ngezinyawo, abanye bahamba ngezikebhe ezagumbuqela. Emhlabeni wonke, abathuthela kwamanye amazwe abaningi badayisa impaha abanayo emazweni abo ukuze bayofuna impilo engcono. Wabuyela eGhana ngemuva kweminyaka emihlanu, lapho achitha khona iminyaka emine eyalandela akha amabhizinisi amabili nabanye babangani bakhe. Ekugcineni washiya amabhizinisi wase ethuthela eMelika, lapho ayesebenza khona imisebenzi eminingi futhi wayethumela imali ekhaya ukuze ahlangabezane nezidingo eziningi, kuhlanganisa nokunakekelwa kwezempilo komndeni wakhe. Ngeshwa, uhlelo lwezempilo olungasebenzi ngendlela efanele lezwe lakubo lwaba nomthelela ekushoneni kukamalume wakhe ngo-2018, umkhulu wakhe ngo-2020, kanye nogogo wakhe ngo-2021. Indlela uFleri akhetha ngayo uSam Baddoo UFleri igama lesiCreole saseHaiti elisho ""ukuchuma"". UBaddoo uthi wakhetha lelo ngoba umnotho wezwe uncike ekukhokhweni kwemali. Eminyakeni eyishumi edlule, iHaiti yaba ngelinye lamazwe ancike kakhulu ekukhokhweni kwezimali. Ukungena kwabokufika kwelinye izwe kukhuphuke kusuka ku-12% Wesambamkhiqizo Sezwe (iGDP) ngo-2012 kwaba ngaphezu kuka-25% ngo-2022, noma cishe u-$3.5 billion. Umgomo kwe-Fleri ukuthi abantu abathuthele emazweni angaphandle bachume, basuke ekubeni nokwanele ukuze baphile bachume ezindleleni abazikhethile, beqale ngokunakekelwa kwezempilo. Ngemuva kokulahlekelwa amalungu omndeni, uBaddoo waba nentshisekelo yokuqala i-Fleri ngo-2020. Endabeni kagogo kaBaddoo, inkinga kwakungekhona ukungabikho kwezimali kodwa ukungaluthembi uhlelo lokunakekela kwezempilo. Ucabanga ukuthi ngabe wathola ukunakekelwa okungcono ukube waya esibhedlela njengoba wayelulekwa esikhundleni sokusebenzisa imali ayeyithumela ekhaya ukuya kumelaphi wendabuko. Lokhu kulahlekelwa, uthi, kuyohlala kumzwisa ubuhlungu kunakho konke. ""Abokufika babhekana nokuningi ukuze bafinyelele lapho bekhona, kanti lokho esithemba ukuthi sizokwazi ukukwenza ngasohlangothini lwethu ukubahlomisa ukuthi basebenzise amathuba abawatholayo ukuze bathole izihlomulo yezimo ezinzima abazibekezelele ukuze bafinyelele lapho bekhona. “Njengoba ngihlala lapha [eMelika] futhi nginomthwalo omkhulu wokubhekelela umndeni wami eGhana, ngiyazazi lezo zinselele. Ngiziqonda kahle kakhulu. Ngakho, uma ulokhu uhlangabezana nokuthile, ungakhetha phakathi kokubili: qhubeka nokubhekana nakho noma unqume ukwenza okuthile ngakho."" Ngenxa yalokho, wanquma ukusiza abanye abathuthele kwamanye amazwe ukuba banakekele kangcono abathandekayo babo ngaphandle kokubeka engcupheni ikusasa labo lezezimali. Ngo-2021, wethule iFleri. IFleri ifuna ukuthi abathandekayo babathuthele kwamanye amazwe ababashiye emuva ekhaya bachume Ukuhlinzeka ngenye indlela kunokuthumela imali ekhaya ngokuphhathelene nezindleko zezokwelapha, i-Fleri iyipulatifomu yokunakekela imindeni yabathuthele emazweni aphesheya ukuthi bathole futhi bengamele ukwazi ukufinyelela ekunakekelweni kwezempilo kwabathandekayo babo emuva ekhaya. Abokufika eMelika Esenyakatho, okuhlanganisa iMelika kanye neCanada, kanye ne-UK, bangathenga izinhlelo zomshwalense wezempilo wabathandekayo babo ngemali engaphansi kuka-$120 ngonyaka. Uma sebebhalisile njengamalungu, bangafaka abathandekayo abaningi ngokuphathelene nokubanesibopho sokuba abahlomulayo emazweni akubo: IZambia, iZimbabwe, iMali, iSenegal, i-Algeria, iNigeria, neGhana. Kubheke njengendlela yomshwalense wezempilo lapho ufaka khona oshade naye nezingane zakho ohlelweni lomshwalense wezempilo, kodwa umehluko oyinhloko kuFleri ukuthi umuntu obhalisa abathandekayo kuye ephesheya. Kuphoqelekile ukuthola umshwalense wezempilo eNigeria; nansi indlela yokuwuthola ""Uthola owengamele ukunakekela umndeni ozonakekela abathandekayo kuwe futhi abahlole ukuthi banjani njalo ngemuva kwamaviki amabili. Sinikeza umhlomuli ngamunye umnakekeli oyinhloko abelwe yena angabuza kuye imibuzo futhi ahlele ukuyobona abazempilo."" Njengoba ilungu kungenzeka libe namalungu omndeni amaningi asabalele ezindaweni ezihlukahlukene, owengamele ukunakekelwa komndeni uzoshaya ucingo ahlole abathandekayo kuye ngo-WhatsApp esikhundleni sokubavakashela bukhoma njalo ngemuva kwamaviki amabili. Abanakekeli banikeza imihlahlandlela futhi basungule izinqubo zokunakekelwa zokuvimbela okungase kwenzeke. Ibhizinisi lihlinzeka izinsiza zokuxhumanisa ukunakekelwa, okuhlanganisa ukubonisana kanye nokuyobona ongoti. Futhi, uBaddoo ugcizelela ukuthi iFleri ithatha zonke izinyathelo ezidingekayo ukuqinisekisa ukuthi abathandekayo bamalungu bathola ukunakekelwa abakudingayo. IFleri ithumela imibiko yenhlalakahle yomhlomuli nyangazonke kuwo wonke umhlomuli ofakwe yilungu. Inesikhwama sezimo eziphuthumayo zezempilo esenza inkampani ikwazi ukukhokhela isimo esiphuthumayo ngaphambi kwesikhathi. Othuthele kwelinye izwe cishe unezinsuku ezingaba ngeziyi-14 zokukhokha imali engenayo inzalo. UBaddoo uthi lokhu kutholakala kumalungu ngoba angababhalisile abakhokhayo. Akuwona wonke umhlomuli onezinkinga zezempilo noma ezempilo ezifanayo, ngakho abanye bangase badinge okungaphezu kokunakekelwa kokuvimbela okungase kwenzeke. Ngenxa yalokho, amalungu angasebenzisa imakethe yayo yezempilo ukuze athole uhlelo olufanele lokunakekela abathandekayo bawo, okuhlanganisa Impilo Yengqondo, Ukunakekelwa Ngokuphathelene Nezifo Ezingelapheki, Abadala, Ukunakekelwa Ekhaya, kanye Nokokusabela Ezimweni Eziphuthumayo. IFleri isebenzisana nezinhlangano eziningana zokunakekelwa kwezempilo ezibizwa phecelezi ngokuthi ama-health maintenance organisations (iHMO) nezinkampani zezobuchwepheshe bezempilo kulezi zizwe zase-Afrika, okuhlanganisa iTangerine Africa, iReliance Health, i-AXA Mansard, iMyCover.ai, kanye neWellaHealth. Iphinde isebenze nabalingani ngokuphathelene nabezezimali ukuze kwenganyelwe i-escrow kanye nokukhokhela abahlinzeki bezokunakekelwa kwempilo. Le nsiza iyatholakala ku-inthanethi futhi inedeski losizo labo abangase babe amakhasimende abangayishayela ucingo ukuze abasebenzi babacathulise ngokuphathelene nenqubo. Ukubeka amanani emakethe enamanani aphansi IDiaspoCare, inkampani yobuchwepheshe bezempilo ezinze eMinnesota, ingenye yezinkampani eziningi zamazwe omhlaba ezincintisana ne-Fleri; iphinde incintisane nezinkampani zendawo. Ipulatifomu isiza ngokunakekelwa okungenazingqinamba phakathi kwabantu base-Afrika abathuthele kwamanye amazwe kanye nemindeni yabo nabanakekeli abasemuva ekhaya. Abathuthele kwamanye amazwe bathengela amavawusha izihlobo zabo eziseKenya, eNigeria, kanye naseGhana. Inkampani eqalisayo yezobuchwepheshe bezempilo yaseNigeria, iWellaHealth, yethule iHealthSend ngoNhlangulana ka-2023 njengenkampani engaphansi kwayo, evumela abantu baseNigeria abahlala phesheya ukuba bathumele imali ekhaya. Bangasebenzisa insiza ukuze bengeze imali kuhlelo lwesikhwama semali lwesizindalwazi futhi bakhokhele izinsiza eziningi zezempilo inkampani ezihlinzeka amalungu omndeni wabo emuva ekhaya. IClafiya, inkampani eqalisayo yezobuchwepheshe bezempilo yaseNigeria, inikeza umkhiqizo ofanayo. IClafiya inikeza ukuvakasha kweziguli ezilaliswa esibhedlela kanye nokuhlolwa ngokusebenzisa i-inthanethi, okushintsha indlela abantu baseNigeria abathola ngayo ukunakekelwa kwezempilo Njengamanye amabhizinisi afanayo, iFleri iyazi ukuthi amakhasimende athumela imali ngokuphathelene nezizathu eziningi, okuhlanganisa ukunakekelwa kwezempilo. Ngakho, kuqeda isidingo sokuba amalungu omndeni athole ukunakekelwa ikakhulukazi ngokudluliselwa kwezimali ngokuthuthukisa imikhiqizo kanye nosebenzisana okubalulekile okuvumela ukunakekelwa okudingekayo ngqo. Nokho, uBaddoo uqinisa ukuthi iFleri ingungqa phambili ngoba igxila kwabathuthele kwamanye amazwe hhayi kwezempilo kuphela, ugcizelela ukuthi iyaziqonda izinselele zabo futhi ithuthukisa izixazululo ezintsha. Uthi inkampani eqalisayo inecebo elihlukile, esho ukuthi indlela yayo engeyona eyokuhweba yokuzibandakanya kwamakhasimende ihlanganisa ukubhalisa laba abathuthele kwamanye amazwe njengamalungu. Kube sekusebenzisa ubuhlobo anabo ukuze banikeze ukunakekelwa abakudingayo kunokubaphoqa ukuba bamukele uhlobo oluthile lokunakekelwa. IFleri ikholelwa ukuthi amakhasimende ayo, hhayi inkampani, anquma izidingo zawo. Ngakho-ke, lisebenzisana nabo ukuze libasize bafinyelele izidingo zemindeni yabo, liqinisekise ukweneliseka kwamakhasimende. “Uma udinga ukuhlinzwa, iFleri ingakusiza ukukhokhela. Singakusiza futhi ukukukhokhela uma udinga ukuya kwelinye izwe ukuze uthole ukwelashwa noma uma ukudluliselwa komunye umhlinzeki noma umuthi.” Le nkampani ithole umxhaso wezimali ovela kubatshalizimali abaningana, okuhlanganisa iVillage Capital, i-ODBA, iLaunch Africa, iTechstars, kanye ne-Factors Factory Africa. Ukwanda naphezu kokubhekana nezinselele Imali ethunyelwayo ngokuvamile idluliselwa phakathi kwabantu ngabanye. Ngokujwayelekile babhekisela emalini abantu abathuthele kwamanye amazwe abayithumela ekhaya ukuze basize imindeni yabo, esiza ekunciphiseni ububha nasekuthuthukiseni inhlalakahle. Nakuba uBaddoo eveza ukuthi abathuthele kwamanye amazwe bajwayele ukuthumela imali ekhaya ukuze bakhokhele ukunakekela kwezempilo, kungaba yinselele ukwakha ukwethembana nokuthembeka okudingekayo ukuze bakholise abantu ukuba bashintshe imikhuba yabo futhi benze okuthile okusha, njengokufaka abathandekayo babo njengabahlomuli. Nakuba lokhu kuyinselele enkulu yenkampani, ihlela ukuthuthuka ngokuhamba kwesikhathi njengoba ikhulisa ukuthengisa futhi ifundisa abantu abengeziwe ukuba baqwashise. Okwamanje, amalungu angaphezu kwezi-4,000 asebenzisa ipulatifomu, futhi ihlela ukuphinda kabili leli nani, isondele kumalungu ayizi-10,000, ngasekupheleni kuka-2023. Njengoba ithimba layo lisabalele emazweni amaningana, kuhlanganise neGhana, iNigeria, i-UK, i-US, kanye neBarbados, inkampani ihlela ukwandisa abasebenzi ukusuka kwabayi-18 ukuya kwabangu-20 ngaphambi kokuphela konyaka. Inkampani eqalisayo ihlose ukwethula iFleri Yamabhizinisi Nemiphakathi ngaphambi kokuphela kuka-2023. Loku okunikezwayo kuzoyenza ikwazi ukusebenzisana nezinhlangano zomphakathi wabathuthele kwamanye amzwe ezinjengamabhizinisi, amasonto, kanye nabanye ososeshini, abazonciphisa izindleko zokuba yilungu kwamalungu azo ngonyaka. Lesi sinyathelo sizosiza i-Fleri ukuthi ifinyelele kubantu abaningi ngendlela okungenzeka ngayo, sibehlisele ingcindezi kanye nesibophezelo sabo sokunakekela abathandekayo babo. Ihlela futhi nokwanda iye emazweni amaningi ase-Afrika ngaphambi kokuphela konyaka."
+"ሁጎሆስት የደንበኛ እሴት አቅርቦቱን ለማስፋት ሴንቻፕን አግኝቷል፡፡ WhoGoHost, የናይጄሪያ የክላውድ መሠረተ ልማት ኩባንያ ሲሆን፣ ለደንበኞቻቸው የእሴት አቅርቦቶችን ለማስፋት፣ የክላውድ ግንኙነት ጅምር የሆነውን ሴንድቻምፕን (SendChamp)፣ ወደ ራሱ አስገብቷል። አቅርቦቱ ጥሬ ገንዘብ እና ካፒታል በመቀላለቀል ሲሆን ትክክኛው መጠን አይታወቅም፡፡ ይህ ግዢ WhoGoHost ከ ዶሜይን አቅራቢነት እና መሠረተ ልማትን አዘጋጅነት ወደ ተለያዩ የዲጂታል አገልግሎቶች መድረክ በበይነመረብ በቀጥታ መገኘት ላይ፣ ግንኙነት ላይ፣ ዶሜይን ላይ እና በበይነመረብ በቀጥታ የመስመር ላይ የንግድ ምርቶች ላይ በማተኮር ወደ ተለያዩ የዲጂታል አገልግሎቶች መድረክ የሚሸጋገርበት የስትራቴጂ ሂደት ጅምር ሆኖ ይታያል። በጉድነስ ካዮዲ/ዋና ስራ አስፈጻሚ/ እና ዳሚሎላ ኦሎቱ/ሲቲኦ/ እ.ኤ.አ በ2021 ተመስርቶ ሴንቻምፕ ድርጅቶች ከደንበኞች ጋር በበረካታ ቻናሎች እንደ ድምጽ፣ ኢሜል ፣ ኢስኤምኤስ እና ዋትስ አፕ ግንኙነት እንዲያደርጉ ያስችላል፡፡ ተባባሪ መስራቾች ሁጎሆስት ውሰጥ አዲስ ሀላፊነቶች ይወስዳሉ፡፡ ኦሎቱ ዋና የቴክኖሎጂ ኦፊሰር የሚሆኑ ሲሆን ካዮዲ እንደ ግዢው አካል ዋና የምርት ኦፊሰር ሀላፊነትን ይይዛሉ፡፡ በዚህ ግዢ ሁጎሆስት ያለውን እሴት አቅርቦት ሴንድቻፕን ምርት በመጠቀም የሚያበለጽግ ሲሆን ለግብይት መልዕክቶች ፣ ኦቲፒ እና ለደንበኛ ድጋፍ ሲስተም አመቺ ይሆናል፡፡ ደንበኞቹ ሴንድ ቻምፕን ምርቶች እንደ ኤስኤምኤስ፣ ኢሜሎች፣ ዋትስአፕ፣ ፌስቡክ፣ ኢንስታግራም እና የደንበኛ ድጋፍ መፍትሔዎች ማግኘት ይችላሉ፡፡ በተጨማሪም ሴንትቻምፕ የሁጎ ሆስት መረጃ ቋት ላይ ከ100ሺህ በላይ ደንበኞች ማግኘት ይችላል፡፡ ደንበኞቹ የሀጎሆስት አገልግሎቶችን የዶሜን ምዝገባ ፣ ባግአፕ፣ ደህንነት እና መቀበል ያካትታሉ፡፡ ግዢውን አስከትሎ ባሉ ወራት ወደ አዲስ ባለቤትነት ሲዘዋወር ሴንቻምፕ እንደ ነጻ ምርት መስራቱን ይቀጥላል፡፡ ብቁ ሽግግር ለማረጋገጥ አሁን ያለው የደንበኛ አገልግሎት አነስተኛ መቋረጥ ቢኖረውም እቃዎቹ እና አገልግሎቶቹ በሁጎሆስት የተቀናጀ አውታር በቅርቡ ማግኘት ይቻላል፡፡","WhoGoHost acquires SendChamp to expand its customer value offerings WhoGoHost, a Nigerian cloud infrastructure company, has acquired SendChamp, a cloud communications startup, to expand its value offerings for its customer base. The acquisition combines cash and equity, though the exact amount is unknown. This acquisition is seen as the start of a strategic process that will see WhoGoHost transform from a provider of domains and hosting infrastructure to a diverse digital services platform focusing on online presence, communication, domains, and online commerce products. Founded by Goodness Kayode (CEO) and Damilola Olotu (CTO) in 2021, SendChamp enables companies to communicate with clients via several channels, including voice, email, SMS, and WhatsApp. The co-founders will take on new positions at WhoGoHost. Olotu will be the Chief Technology Officer, and Kayode will hold the position of Chief Product Officer as part of the acquisition. With this acquisition, WhoGoHost can enhance its value proposition by utilising SendChamp's product suite for marketing messages, OTP, and customer support systems. Its clientele can access SendChamp products, including SMS, emails, WhatsApp, Facebook, Instagram, and customer support solutions. Besides, SendChamp will gain access to WhoGoHost's database of over 100,000 customers. Its clientele can use WhoGoHost's services, which include domain registration, backups, security, and hosting. In the months following the acquisition, as it transitions to new ownership, SendChamp will continue to run as an independent product. To ensure a seamless transition with little disruption to current customer service, its goods and services will soon be accessible via the integrated platform of WhoGoHost.","Kamfanin WhoGoHost ya mallaki Kamfanin SendChamp domin faɗaɗa kula da kwastomominsa Kamfanin WhoGoHost, kamfani ne na Nijeriya da ke harkokin tanade-tanaden ma'adana na'ura, wanda ya mallaki SendChamp, sabon kamfanin ma'adanar sadarwa, domin faɗaɗa ayyukan kula da kwastominsa. Mallakar ta haɗa da ta kuɗi da kadara, duk da cewa ba a san ko nawa ne kuɗin ba. Ana ganin wannan mallaka a matsayin matakin farko na dabarun tsare-tsare, wanda zai sauya WhoGoHost daga matakin mai samar da wurin ajiyar shafin intanet da tsara shi zuwa ga sauran ayyuka daban-daban da suka shafi kafofin intanet, ta hanayar mayar da hankali a kan kasancewa a kan intanet da sadarwa da wurin ajiyar shafin intanet da kasuwancin intanet. Goodness Kayode da Damilola Kotu ne suka kafa Kamfanin SendChamp a shekarar 2021, wanda yake ba wa kamfanoni damar sadarwa da abokan kasuwancinsu ta hanyoyi daban-daban, da suka haɗa da murya da imel da gajeren saƙo da kuma manhajar WhatsApp. Waɗanda suka samar da kamfanin za su samu sababbin muƙamai a WhoGoHost. Olotu zai zama Babban Jami'in Fasaha, inda kuma Kayode zai kasance Babban Jami'in Samar da Kayayyaki, wanda duk yana ciki matakan mallakar kamfanin. Da wannan mallakar, Kamfanin WhoGoHost zai iya bunƙasa ta hanyar amfani da tsarin Kamfanin SendChamp na tura saƙonnin tallace-tallace da fasahar OTP da kuma tsarin tallafa wa kwastomomi. Abokan mu'kasuwancinsa za su iya samun hidimomin SendChamp, da suka haɗa da gajeren saƙo da imel da WhatsApp da facebook da Instagram da kuma tsarin tallafa wa kwastomomi. A gefe guda kuma, Kamfanin SendChamp zai sami damar kaiwa ga rumbun bayanan kwastomomin Kamfanin WhoGoHost da suka haura 100,000 . Abokan kasuwancinsa za su iya amfani da ayyukan WhoGoHost, wanda suka haɗa da rijistar ma'ajiyar shafin intanet da matallafa da tsaro da kuma masaukin shafin intanet. A ƙoƙarinsa na sauyawa cikin watannin da suka biyo bayan mallakar, Kamfanin SendChamp zai ci gaba da kasancewa mai zaman kansa. Domin tabbatar sauyawa ta hanyar ɗan samun tsaikon ayyukan kwastomomi, nan ba da jimawa ba za a iya samun kayayyakinsa da hidimominsa ta gamammiyar kafar WhoGoHost.","WhoGoHost yapata SendChamp ili kuongea utoaji wake wa thamani ya mteja. WhoGoHost, ni kampuni ya Klaudi ya miundombinu Nigeria, imepata SendChamp, ni shirika la mawasaliano ya klaudi, kuongeza utolewaji wake wa thamani kwa ajili ya msingi wa wateja. Upatikanaji huu unajumuisha fedha taslimu na usawa, ijapokuwa kiasi kamili hakijulikani. Upatikanaji huu unaonekana kama ni mwanzo wa mchakato wa kimkakati ambao utaingalia WhoGoHost ikibadilika kutoka kwenye vikoa vya utoaji na kuhudumia miundombinu kwenda kwenye jukwaa la huduma mbalimbali za kidijiti ikilenga uwepo wake mtandaoni, mawasiliano, vikoa, na bidhaa za biashara mtandaoni. ilianzishwa na Goodness Kayode (CEO) na Damilola Olotu (CTO) mwaka 2021, SendChamp inasaidia kampuni kuwasiliana na wateja kwa kupitia chaneli mbalimbali, zikiwemo sauti, barua pepe, SMS, na Programu Sogozi. Waanzilishi wenza watachukua nyadhifa mpya kwenye WhoGoHost. Olotu atakuwa afisa mkuu wa teknolojia, na Kayode atachukua wadhifa wa Afisa Mkuu wa Uzalishaji kama sehemu ya upatikanaji. Kwa upatikanaji huu, WhoGoHost inaweza kuimarisha pendekezo lake thamani kw kutumia uwanda bidhaa za SendChamp kwa ujumbe wa masoko, OTP, na mifumo ya kusaidia mteja. Mteja wakevanaweza kupata bidhaa za SendChamp, zikiwemo SMS, barua zpepe, programu sogozi, Facebook, Instagram, na njia nyingi za kusaidia mteja. Kando na hilo, SendChamp itapata kufikiwa na kanzidata ya WhoGoHost kwa zaidi wateja 100,000. Mteja wake anaweza kutumia huduma za WhoGoHost, ambazo zinajumjuishaz usajili wa kikoa, chelezo, usalama, na uendeshaji. Ikwenye miezi kufuatia upatikanaji huo, inapobadilika kwenda kwa umiliki mpya, SendChamp itaendelea kufanya kazi kama bidhaa huru. Kuhakikisha uhamaji wa uhakika kwa usumbufu mdogo kwa huduma ya sasa kwa mteja, bidhaa zake na huduma zitapatikana hivi punde kupitia jukwaa jumuishi la WhoGoHost.","WhoGoHost gba SendChamp láti mú gbígbòrò bá ọrẹ iyì àwọn oníbàárà WhoGoHost, jẹ́ ilé-iṣẹ́ tí ó ń pèsè ohun amáyédẹrùn lórílẹ̀ èdè Nàìjíríà, ó ti gba SendChamp, ilé iṣẹ́ ìbánisọ̀rọ̀ ti ẹ̀rọ ayélujára láti mú gbígbòrò bá iyì ọrẹ fún àwọn ibi tí àwọn oníbàárà wá à. Àkómọ́ra ọ̀hún jẹ́ ohun tí ó ní ètò owó àti iyì ohun tí ó jẹ́ ìpín nílé iṣẹ́, bí ó tilẹ̀ jẹ́ pé owó gangan kò jẹ́ mímọ̀. Àkómọ́ra yìí ni a rí gẹ́gẹ́ bí ìbẹ̀rẹ̀ ètò tí a fi ọgbọ́n gbékalẹ̀ tí yóò rí WhoGoHost yípadà láti ẹni tí ń pèsè tí sì ń mójútó ohun amáyédẹrùn fún àwọn oríṣìíríṣìí ètò orí ẹ̀rọ ayélujára pẹ̀lú àfojúsùn lórí wíwà lórí ẹ̀rọ ayélujára, ìbánisọ̀rọ̀, àti títa ọjà lórí ẹ̀rọ ayélujára. Olùdásílẹ̀ rẹ̀ ni Goodness Káyọ̀dé (Aláṣẹ àti Dámilọ́lá Olotu(Olóyè òṣìṣẹ́ fún ìmọ̀ ẹ̀rọ )lọ́dún 2021, SendChamp mú àwọn ilé-iṣẹ́ bá àwọn oníbàárà wọn sọ̀rọ̀ nípa lílo oríṣìíríṣìí orísun, tí kò yọ ohùn, émáilì, àtẹ̀jíṣẹ́, àti Ìkànnì kí ló ń ṣẹlẹ̀?sílẹ̀. Àwọn akẹgbẹ́ olùdarí yóò gba ipò tuntun ní WhoGoHost. Olotu yóò jẹ́ Olóyè òṣìṣẹ́ fún ìmọ̀ ẹ̀rọ, àti Káyọ̀dé yóò dipò Olóyè òṣìṣẹ́ fún ọjà gẹ́gẹ́ bí ara ohun àkómọ́ra náà. Pẹ̀lú àkómọ́ra yìí, WhoGoHost lè mú kí kí iyì rẹ̀ pọ̀ si nípa lílo ọjà SendChamp fún àtẹ̀jíṣẹ́ ìpolówó, ọ̀rọ̀ ìgbaniwọlé fún lẹ́ẹ̀kan, àti ètò tí yóò ṣe àtìlẹyìn fún àwọn oníbàárà. Oníbàárà tí ó máa ń lọ rajà níbẹ̀ ní gbogbo ìgbà yóò lè lo àwọn ohun SendChamp tí kò yọ àtẹ̀jíṣẹ́, émáilì, Ìkànnì kí ló ń ṣẹlẹ̀?Ìkànnì abánidọ́rẹ̀ẹ́, Ìkànnì aláwòrán, àti ìyànjú tí ń ṣe àtìlẹyìn fún àwọn oníbàárà. Yàtọ̀ sí, SendChamp máa ráyè sí ibi tí WhoGoHost kó àwọn nǹkan nípa oníbàárà rẹ̀ tí ó ju ẹgbẹ̀rún kan lọ́nà ọgọ́rùn-ún náírà lọ. Oníbàárà tí ó máa ń lọ rajà níbẹ̀ nígbà gbogbo lè lo ètò WhoGoHost, láì yọ fífi orúkọ sílẹ̀, níní àtìlẹyìn, ààbò àti gbígbà sórí afẹ́fẹ́ sílẹ̀. Àwọn oṣù tí ó tẹ̀lé àkómọ́ra yìí, bí ó ti ń lọ sí ọ̀dọ̀ ẹni tuntun, SendChamp yóò tẹ̀síwájú láti máa ta ọjà rẹ̀ tí ó dádúró. Láti rí dájú pé ìṣípòpadà tó rọrùn wà pẹ̀lú ìdálọ́wọ́kọ́ díẹ̀ sí iṣẹ́ oníbàárà, àwọn ọjà àti iṣẹ́ rẹ̀ yóò wà lórí ìkànnì alásopọ̀ ti WhoGoHost.","IWHOGohost ithenge i-SendChamp ukuze yandise okubalulekile okutholwa amakhasimende ayo IWHOGoHost, iyinkampani yengqalasizinda yecloud yaseNigeria, ithenge iSendChamp, inkampani eqalisayo yokuxhumana ngecloud, ukuze yandise okubalulekile ekunikeza amakhasimende ayo. Ithengwe ngokuhlanganisa imali kanye nomhlomulo womnikazi, nakuba inani eliqondile lingaziwa. Lokhu kuthengwa kubhekwa njengokuqala kwenqubo yamasu azokwenza iWhoGoHost iguquke ekubeni umhlinzeki wezizinda kanye nokusingatha ingqalasizinda ibe yipulatifomu yezinsiza ezidijithali ezihlukahlukene egxile ekubeni khona ku-inthanethi, ukuxhumana, izizinda, nemikhiqizo yokuthengiselana ku-inthanethi. Isungulwe nguGoodness Kayode (iCEO) noDamilola Olotu (iCTO) ngo-2021, iSendChamp yenza izinkampani zikwazi ukuxhumana namakhasimende ngezindlela eziningana, ezihlanganisa izwi, i-imeyili, iSMS, kanye neWhatsApp. Abasunguli ngokuhlanganyela bazoba nezikhundla ezintsha kuWhoGoHost. U-Olotu uzoba Yisikhulu Esiyinhloko Esibhekelele Ubuchwepheshe, kanti uKayode uzoba sesikhundleni Sesikhulu Esiyinhloko Esibhekelele Umkhiqizo njengengxenye yokuthenga. Ngalokhu kuthenga, iWhoGoHost ingathuthukisa isici esiyenza ibe ngungqa phambili ngokusebenzisa i-product suite yeSendChamp yemilayezo yokuthengisa, i-OTP, nezinhlelo zokweseka amakhasimende. Amakhasimende ayo angangena emikhiqizweni yeSendChamp, ehlanganisa ne-SMS, ama-imeyili, iWhatsApp, iFacebook, i-Instagram, kanye nezixazululo zokusekela amakhasimende. Ngaphandle kwalokho, iSendChamp izokwazi ukufinyelela kunqolobanemininingo yeWhoGoHost yamakhasimende angaphezu kwezi-100,000. Amaklayenti ayo angasebenzisa izinsiza zeWhoGoHost, ezihlanganisa ukubhaliswa kwesizinda, izipele, ukuvikeleka, kanye nokusingatha. Ezinyangeni ezalandela ukuthengwa, ngesikhathi ishintshelwa kumnikazi omusha, iSendChamp izoqhubeka nokusebenza njengomkhiqizo ozimele. Ukuze kuqinisekiswe ushintsho olungenazihibe olungaphazamisi kangako insiza yamanje yamakhasimende, izimpahla nezinsiza zayo zizotholakala maduzane nje ngepulatifomu ehlanganisiwe neWhoGoHost."
+ከኬንያ ማዕከላዊ ባንክ የመጀመሪያውን ስም ማጽደቂያ እንደተቀበለ ፍሉተርዌቭ ኬንያ ውስጥ 50 ሚሊዮን ዶላር ኢንቨስት ለማድረግ አቅዷልል፡፡ ፍሉተርዌቭ የናይጄሪያውን ፈይን ቴክ ኩባንያ ኬንያ ውሰጥ 50 ሚሊዮን ዶላር ኢንቨስት ለማድረግ አቅዷል፡፡ ኦሉግ ቡንጋ አግቦላ ዋና ስራ አስፈጸሚ ኦፊሰር እና ተባባሪ መስራች ናይሮቢ ውስጥ ይህንን በመገናኛ ቃለመጠይቅ ወቅት አሳውቀዋል፡፡ ድርጅቱ ከኬንያ ማዕከላዊ ባንክ የመጀመሪያ ስም ማጽደቂያ መቀበሉም እና ፈቃድ እንዳገኘ ፌዝ ባላቸው ኢንቨስትመንቶች ለመፈጸም መዘጋጀቱን ገልጸዋል፡፡ እ.ኤ.አ በሚያዝያ 2023 ፍሉተርዌቭ ዋና ኦፕሬሽን ጣቢያ ለምስራቅ አፍሪካ ገበያ ናይሮቢ ውስጥ እንደሚመሰረት አሳውቋል፡፡ አግቦላ ድርጅቱ አዲስ ጽ/ቤት የመክፍት እቅድ እንዳለው በመግለጽ ያለውን መሰረተ ልማት በማስፋፋት አገሪቱ ውስጥ ሰራተኛ እንደሚቀጥር ገልጸዋል፡፡ ፍሉተርዌቭ በአሁኑ ወቅት ኬንያ ውስጥ 27 ሰራተኞች አሉት፡፡ የኤሌክትሮኒካዊ የገንዘብ ድጋፍን ለማስተላለፍ፣ ገንዘብ ለማስቀመጥ እና ለማውጣት እንዲችል ለክፍያ አገልግሎት አቅራቢ ፈቃጅ እና የገንዘብ ልውውጥ ፈቃድ ማመልከቻዎችን አቅርቧል። ኬንያ ውሰጥ ብዙ የሚሰራ አለ፡፡ በማጽደቂያ ሂደት ውስጥ እያለፍን በመሆኑ ደስተኞች ነን፡፡ እኛ ፈርተን አልተውነውም እያንዳንዱ ነገር ቢያቆምም በመስመር ላይ ቆይተናልል፡፡ የወቅቱ አስተዳደር በጣም ደጋፊ ነው፡፡ እንደ ዋናው ስራ አስፈጻሚ ገለጻ ፍቱተርዌቭ ስዋፕ በናይጄሪያ ማዕከላዊ ባንክ (CBN) ገንዘብ የሚያገኝ እ.ኤ.አ በመስከረም 4 2023 ለናይጄሪያውያን በተፎካካሪ የምንዛሬ ተመን የውጭ ምንዛሬ ወዲያውኑ ማግኘት እንዲችሉ የሚያስችል ዲጂታል አውታር አስጀምሯልል፡፡ ባለፈው ሳምንት ከህንድ ባንክ ጋር ኢንዱስላንድ ጋር አጋር በመሆን የክፍያ አገልግሎቶች የመላኪያ መተግበሪያ እስያ አገር አስጀምሯል፡፡ ማንም ይሁን ፍሉተር ዌቭን ከህንድ ወደ 30 አፍሪካ አገሮች ፋይንቴክ ድርጀት ወደሚሰራበት ገንዘብ እንዲያዘዋውሩ ትብብሩ ይፈቅዳል፡፡,"After receiving first-name approval from the Central Bank of Kenya, Flutterwave plans to invest $50m in Kenya Flutterwave, a Nigerian fintech company, plans to invest $50 million in Kenya. Olugbenga Agboola, the Chief Executive Officer (CEO) and Co-Founder, revealed this in a media interview in Nairobi. He added the company has received first-name approval from the Central Bank of Kenya (CBK), and it’s prepared for phased investments once it gets a licence. In April 2023, Flutterwave announced it would establish its primary operations station in Nairobi for the East African market. Agboola reiterated the company's intention to open a new office there, and also stated that it would expand its infrastructure and hire staff in the country. Flutterwave currently has 27 employees in Kenya. It has submitted applications for a payments service provider licence and a remittances licence to allow electronic funds transfers, money deposits, and withdrawals. “There is a lot to do in Kenya. We are happy we are going through the process of approval. We didn’t chicken out. We stayed the course even when everything stopped. The current administration is very supportive,” the CEO said. Flutterwave launched Swap, backed by the Central Bank of Nigeria (CBN), on September 4, 2023, as a digital platform for Nigerians to gain immediate access to foreign currency at competitive exchange rates. Last week, it partnered with an Indian bank, IndusInd, to launch its remittance service, Send App, in the Asian country. The collaboration allows anyone using Flutterwave to transfer funds from India to the 30 African nations where the fintech company operates.","Bayan samun amincewar sunan farko daga Babban Bankin ƙasar Kenya, Kamfanin Flutterwave ya shirya zuba jarin Dala miliyan 50 a ƙasar Kenya. Flutterwave, kamfanin Nijeriya ne na fasahar hada-hadar kuɗi, wanda ya shirya zuba jarin Dala miliyan 50 a ƙasar Kenya. Olugbenga Agboola, Shugaba kuma guda cikin waɗanda suka kafa kamfanin, ya bayyana hakan a tattaunawar 'ya jarida a Nairobi. Ya ƙara da cewa, kamfanin ya sami amincewar suna na farko ne daga Babban Bankin ƙasar Kenya (CBK), sannan kuma ya shirya zuba jari da zarar ya sami lasisi. A watan Afrilun 2023, Kamfanin Flutterwave ya sanar da cewa zai fara ayyukansa na aihihi a Nairobi domin tunkarar kasuwar Gabashin Afirka. Agboola ya jaddada aniyyar kamfanin ta buɗe sabon ofishi a can, kuma ya ce zai faɗaɗa aikinsa sannan ɗauki hayar ma'aikata a ƙasar. A yanzu haka Kamfanin Flutterwave yana da ma'aikata 27 ƙasar Kenya. Ya riga ya miƙa takardun neman lasisin kasancewa mai samar da ayyukan biyan kuɗaɗe da kuma lasisin turawa da kuɗi ta intanet da saka kuɗi da kuma cire kuɗi. ""Akwai aiki da dama da za a yi a Kenya. Muna murna, ganin muna ci gaba a matakan samun amincewa. Ba mu firgita ba. Mun ci gaba da aiki duk da komai ya tsaya. Shugabancin na yanzu yana matuƙar tallafawa, in ji shugaban kamfanin. Kamfanin Flutterwave ya ƙaddamar da tsarin Swap, tare da goyon bayan Babban Bankin Nijeriya (CBN) a ranar 4 ga watan Satumbar 2023,a matsayin kafar intanet ga 'yan Nijeriya domin samun kuɗaɗen waje a farashi mai sauƙi. A satin da ya gabata, kamfanin ya yi haɗin guiwa da bankin Indiya da Indusland, domin ƙaddamar da tsarin aikawa da kuɗaɗe da manhajar Send a ƙasashen Asiya. Haɗakar za ta ba wa duk wani mai amfani da Flutterwave wajen aika kuɗaɗe daga ƙasar Indiya zuwa ƙasashe 30 na ƙasashen Afirka inda kamfanin na fasahar kuɗi yake aiki.","Baada ya kupokea uthibitisho wa jina la kwanza kutoka Benki Kuu Ya Kenya,Flutterwave inapanga kuwedkeza m$50m nchini Kenya. Flutterwave, ni kampuni ya dintechi ya Nigeria, inapanga kuwekeza milioni $50 nchini Kenya. Olugbenga Agboola,Mkurugenzi Mkuu (CEO) na muanzilishi mwenza, aliweka wazi hili kwenya mahojiano na vyombo vya habari nchini Kenya. Aliongezea kampuni hiyo imepokea uthibitisho wa jina la awali kutoka Benki Kuu ya Kenya (CBK), na inajiandaa kwa uwekezaji wa hatua kwa hatua pindi ipatapo leseni. Mwezi Aprili 2023, Flutterwave ilitangaza ingeanza uendeshaji wake wa awali jijini Nairobi kwa Soko la Afrika Mashariki.C1480,. Agboola alisisitiza nia ya kampuni kufungua ofisi mpya huko, na pia alieleza kwamba itapanaua miondombinu yake na kuajiri wafanya kazi nchini. Flutterwave sas hivi ina wafanya kazi 27 nchini Kenya. Imewasilisha maombi kwa ajili ya leseni ya huduma za utoaji malipo na utumaji fedha kutoka nje kuruhusu uhamishaji fedha kidletroniki, uwekaji wa fedha, na utoaji. Kuna mengi ya kufanya nchini Kenya. Tunafurahi tunakwenda kupitia mchakato wa uthibitisho. Hatukukasirika. Tulikaa kwenye kozi hata wakati kila kitu kilisimama. Uongozi wa sasa unasaidia sana. Flutterwave ilizindua Swapu, iliyoungwa mkono na Benki Kuu ya Nigeria (CBN), kwenye Septemba 4, 2023, kama jukwaa la kidijiti kwa Wanaigeria kupata kwa haraka fedha za kigeni kwa viwango shindani. Juma lililopita, ilishirikiana na Benki ya India, IndusInd, kuzindua huduma yake ya utumaji pesa, programu ya kutuma, kwenye nchi ya Asia. Ushirikiano huo unamruhusu mtu yeyote kutumia Flutterwave kuhamisha fedha kutoka India India kwenda mataifa 30 ya Afrika ambayo kampuni ya fintechi inafanya kazi.","Lẹ́yìn tí ó gba orúkọ àkọ́kọ́ láti ilé ìfowópamọ́ gbogbogbòò ti Kẹ́ńyà, Flutterwave ṣètò láti fi àádọ́ta mílíọ̀nù dọlà dókòwò ní orílẹ̀-èdè Kẹ́ńyà Flutterwave, ilé-iṣẹ́ ọmọ orílẹ̀-èdè Nàìjíríà tí ó ń rí sí ètò ìsúná lórí ẹ̀rọ ayélujára, ṣètò láti dókòwò pẹ̀lú àádọ́ta mílíọ̀nù dọlà ní Kẹ́ńyà. Olúgbénga Agboolá, aláṣẹ àti akẹgbẹ́ àwọn olùdásílẹ̀, fi èyí hàn nínú ìfọ̀rọ̀wánilẹ́nuwò lórí afẹ́fẹ́ ní Nairobi. Ó fikun pé ilé- iṣẹ́ ti gba orúkọ àkọ́kọ́ tí ilé ìfowópamọ́ gbogbogbòò ti Kẹ́ńyà fọwọ́ sí, ó sì ti ṣetán fún ìdókòwò lẹ́yìn tí ó bá ti gba ìwé àṣẹ. Ní oṣù kẹrin, ọdún 2023 Flutterwave kéde pé òun yóò ṣe ìfilọ́lẹ̀ ètò rẹ̀ tí ó jẹ́ kókó ní Nairobi fún ọjà tí ó wà ní ìlà-oòrùn Áfíríkà. Agboolá tún sọ wí pé èrò ilé-iṣẹ́ ni láti sí ọ́fíìsì tuntun síbẹ̀, ó sì tún sọ pé yóò mú ohun amáyédẹrùn rẹ̀ gbòòrò àti pé yóò gba àwọn òṣìṣẹ́ mìíràn ní orílẹ̀-èdè náà. Flutterwave báyìí ní òṣìṣẹ́ 27 ní Kẹ́ńyà. Ó ti fi àwọn ohun tí ó yẹ sílẹ̀ fún sísanwó fún ẹni tí ó ń pèsè ètò ìfúnni ní ìwé àṣẹ, àti ìwé àṣẹ tú ènìyàn máa ń san bí owó fún ẹ̀bùn láti lè gba fífi owó ránṣẹ́ lórí ẹ̀rọ ayélujára, fífi owó sílé ìfowópamọ́, àti gbígba owó jáde. Nǹkan pọ̀ láti ṣe ní Kẹ́ńyà. Inú wa dún ùn wí pé à ń la ètò ìfọwọ́sí kọjá. A kò bẹ̀rù tàbí ṣojo. A ṣìṣe akin kódà nígbà tí gbogbo rẹ̀ wá à lójú kan. Ètò ìṣèjọba to ń lọ lọ́wọ́ yìí jẹ́ alátìlẹyìn, ""aláṣẹ sọ bẹ́ẹ̀. Flutterwave ṣe ìfilọ́lẹ̀ Swap, pẹ̀lú àtìlẹyìn ilé ìfowópamọ́ gbogbogbòò ti Nàìjíríà, ní 4 Oṣù Kẹsàn-án, ọdún 2023, gẹ́gẹ́ bí i ìkànnì orí ẹ̀rọ ayélujára láti gba ààyè kánkán sí owó òkèèrè ní ìfigagbága yíyí owó padà. Ní ọ̀sẹ̀ tí ó kọjá, ó dókòwò pẹ̀lú ilé ìfowópamọ́ Índíà, Indusind, láti ṣe ìfilọ́lẹ̀ ètò owó gbígbà bí ẹ̀bùn, fi áàpù ránṣẹ́, sí àwọn orílẹ̀-èdè Ásíà. Ìfọwọ́sowópọ̀ náà fi ààyè sílẹ̀ fún ẹnikẹ́ni tí ó ń lo Flutterwave láti fi owó ránṣẹ́ láti Índíà sí àwọn orílẹ̀-èdè Áfíríkà ọgbọ́n níbi tí ilé-iṣẹ́ Fintech ti ń ṣiṣẹ́.","Ngemuva kokuthola imvume yegama lokuqala evela kuCentral Bank of Kenya, uFlutterwave uhlela ukutshala imali eyizigidi ezingu-$50 e-Kenya IFlutterwave, iyinkampani yaseNigeria yezobuchwepheshe bezezimali, ihlela ukutshala imali eyizigidi ezingama-$50 eKenya. U-Olugbenga Agboola, Isikhulu Engumlawuli Oyinhloko (iCEO) kanye noMsunguli Ngokuhlanganyela, wakuveza lokhu engxoxweni nabezindaba eNairobi. Wengeza nokuthi inkampani ithole imvume yegama lokuqala evela ku-Central Bank of Kenya (iCBK), futhi ilungele ukutshalwa kwezimali ngokwezigaba uma isithole ilayisensi. NgoMbasa ka-2023, iFlutterwave yamemezela ukuthi izosungula indlela yayo eyinhloko yokusebenza eNairobi emakethe yaseMpumalanga ne-Afrika. Njengoba u-Agboola egcizelela inhloso yenkampani yokuvula ihhovisi elisha laphaya, washo nokuthi futhi izokwandisa ingqalasizinda yayo futhi iqashe abasebenzi balelo lizwe. Okwamanje iFlutterwave inabasebenzi abangama-27 eKenya. Ifake isicelo selayisensi yomhlinzeki wensiza yokukhokhelana nelayisensi yokuthumela imali ukuze kuvunyelwe ukudluliselwa kwemali ngensiza kagesi, imali efakwayo, kanye nekhishwayo. “Kuningi okufanele kwenziwe eKenya. Siyajabula ukuthi sisenqubweni yokugunyazwa. Azange sesabe. Sihlale sime kulokho esikuphokophele nangesikhathi kume yonke into. Abaphathi bamanje bayabasekela kakhulu,”kusho iCEO. IFlutterwave yethule iSwap, esekelwa yiCentral Bank of Nigeria (iCBN), ngoMandulo 4, wezi-2023 njengepulatifomu edijithali yabantu baseNigeria ukuze bathole imali yakwamanye amazwe ngokushesha ngamanani okushintsha imali aphansi. Ngesonto eledlule, ibambisene nebhange lase-India, i-IndusInd, ukuze yethule insiza yayo yokuthumela imali, iSend App, ezweni lase-Asia. Ukubambisana kuvumela noma ubani osebenzisa iFlutterwave ukuba adlulisele imali esuka e-India iye emazweni angama-30 ase-Afrika lapho inkampani yezobuchwepheshe bezezimali isebenza khona."
+"ሚኮ አውቶቴክ የጅምላ መለዋወጫ ስርጭት ለማስፋፋት የቅድመ ሲሪኤስኤ 2.4 ሚሊዮን ዶላር አሰባበስቧል፡፡ ዜና ሚኮ አውቶቴክ የናይጄሪያ ጀማሪ የተሸከረካሪ ጥገና እና እድሳት የሚሰጥ የጅምላ መለዋወጫ ስርጭት ለማስፋፋት ቅድመ ሲሪየስ ኤ 2.4 ሚሊዮን ዶላር አሰባስቧል፡፡ ፈንድ የማቅረብ ዙሩ የግሎባል ብሬን ኮርፖሬሽን ፣ ቬንቸርስ ፕላት ፎርም እና አንከቨርድ ፈንድ ተሳትፎ አለው፡፡ ሚኮ ፈንዱን ለመለዋወጫ እቃዎች የገበያ ቦታ ለመገንባት እና ለወርክሾፕ ባለቤቶች እና መለዋወጫ ደላሎች ፋይናንሰ ለማቅረብ ይጠቀምበታል፡፡ ናይጄሪያ የተሸከረካሪ መለዋወጫዎች ለማስመጣት በአመት 10 ቢሊዮን ዶላር ታወጣለች፡፡ ሜቾ አውቶቴክ ባገኘው የ2.4 ሚሊዮን ዶላር የቅድመ-ተከታታይ A የገንዘብ ድጋፍ ገበያውን መቆጣጠር ይፈልጋል። የግሎባል ብሬን ኮርፖሬሸን ቬንቸርስ ፕላት ፎርማ አንከቨርድ ፈንድ ኢንቨስትመንት ተሳትፎ አላቸው፡፡ የተሸከርካሪ እድሳት እና ጥገና ለመስተት ተልዕኮ ኖሮት የተጀመረው በቅርቡ አገሪቱ ውስጥ መለዋወጫ እቃዎች እንደማይገኙ ተርድቷል፡፡ ""ዋና ሥራ አስፈፃሚው እና ተባባሪ መስራች፣ ኦሉሴን ኦውዋዴ እንደተናገሩት፣ """" የመለዋወጫ አከፋፋዮች በተደጋጋሚ የክምችት ማለቅ ያጋጥማቸዋል እናም የገንዘብ ድጋፍ ለማግኘት ይቸገራሉ። """"""በእኛ የገበያ ቦታ አከፋፋዮች ከ አፍተርማርኬት የመለዋወጫ ዕቃዎችን ማምረቻ ድርጅት ቀጥታ መረከብ እና ብድርም ማግኘት ይችላሉ።"" የመለዋወጫ ክምችት መፍትሔ በማምጣት በእኛ ኢንዱስትሪ ትልቅ ችግሮች ለመፍታት ማገዝ እንችላለን፡፡ የገንዘቡ ድጋፍ ሜቾን ለ አፍተርማርኬት መለዋወጫ ዕቃዎች ንግድ ለ ንግድ (B2B) ማከፋፈያ መድረክን ለመክፈት ይረዳዋል። እስያ ውስጥ ያሉ የአምራቾች አውታር በመጠቀም ጅማሬው መለዋወጫዎች እንደ ባትሪዎች ፣ ጎማዎች እና ሰ��ፔንሽን ናይጄሪያ ውስጥ ላሉ ጅምላ ነጋዴዎች ማቅረብ ይችላል፡፡ ሚኮ 3 አውታሮች ናይጄሪያ ውስጥ ስላለ የመለዋወጫ ፍላጎት ትክክለኛ መረጃ ለመሰብሰብ ለማስቻል ለመጀመር አቅዷል፡፡ አንዱ መተግበሪያ ኮርፖሬት የጉዞ ባለቤቶች ስታንዳርድ ዎርክ ሾፕ አገሪቱ ውስጥ እንዲያገኙ የጥገና መረጃ ለማቅብ እና የጥገና ፋይናንሲንግ መረጃ ለማግኘት ያግዛል፡፡ ሌላው አውታር ለወርክሾፖች መጫ ደላሎች ግንኙነጽ ለማድረግ እስከ 10 ሚሊዮን ናይራ ፋይናንስ ለእነሱ ለማቅረብ ከባንኮች ጋር አጋርነት እንዲያገኙ ይገነባል፡፡ ሚኮ የመለዋወጫ ስርጭቶች የአቅርቦቱ ማስፋፊያ እንደሆነ እና ማገልገሉ ለተሸከርካሪዎች ጥገና እና እድሳት ሙሉ ደጋፊ እንደሚሆን ይገልጻል፡፡","Mecho Autotech raises $2.4m pre-Series A to expand into wholesale spare parts distribution The news: Mecho Autotech, a Nigerian startup that offers vehicle repairs and maintenance has raised $2.4 million pre-Series A to expand into wholesale spare parts distribution. The funding round had the participation of Global Brain Corporation, Ventures Platform, and Uncovered Fund. Mecho will use the funding to build a marketplace for spare parts and offer financing to workshop owners and spare parts dealers. Nigeria spends $10 billion annually on the importation of vehicle spare parts. Mecho Autotech wants to capture that market with its $2.4 million pre-Series A. The investment had the participation of Global Brain Corporation, Ventures Platform, and Uncovered Fund. Launched with the mission to provide vehicle maintenance and repair, the startup soon realised that spare parts were scarce in the country. According to the CEO and Co-founder, Olusegun Owoade, ""Spare parts vendors face frequent stockouts and struggle to access inventory financing. ""In our marketplace, vendors can source inventory from leading aftermarket spare parts manufacturers and access credit. By solving for spare parts stockouts, we can help solve one of the biggest problems in our industry.” The funding will help Mecho launch a B2B distribution platform for aftermarket spare parts. Using its network of manufacturers in Asia, the startup will provide parts like batteries, tyres and suspension, to wholesalers in Nigeria. Mecho plans to launch three platforms that will enable accurate data collection about the demand for spare parts in Nigeria. One of the apps will help corporate fleet owners get access to standard workshops in the country, provide maintenance data, and maintenance financing. Another platform will be built for workshops to get access to to vetted spare parts dealers while also providing them with finance of up to ₦10 million in partnership with banks. While Mecho says spare parts distribution is an expansion of its offerings, its viability could mean a complete pivot from vehicle repairs and maintenance.","Sabon Kamfanin Mecho Autotech ya tara kuɗi Dala miliyan 2.4 na tsarin share fage na A domin bunƙasa sayar da kayan sassan ababen hawa da rarraba su a farashin sari. Labaran: Sabon Kamfanin Mecho Autotech yana gudanar da ayyukan gyara da kula da abubuwan hawa, inda ya tara Dala miliyan 2.4 na share fage na A domin bunƙasa ayyukansa zuwa sayar da sassan ababen hawa a farashin sari. Kamfanin Global Brain Cooperation da Ventures Platform da kuma Uncovered Fund sun saka hannu a yayin tara kuɗin. Kamfanin Mecho zai yi amfani da kuɗaɗen domin samar da kasuwar sayar da sassan ababen hawa da kuma samar da kuɗaɗe ga masu wuraren gyara da kuma dilolinsu sassan ababen hawa. Nijeriya tana kashe Dala biliyan 10 duk shekara, wajen shigowa da sassan ababen hawa. Kamfanin Mecho Autotech yana buƙatar mamaye wannan kasuwa da Dala miliyan 2.4 ta share fage ta A. Kamfanonin Global Brain Cooperation da Ventures Platform) da kuma Uncovered Fund sun zuba hannun jari. Manufar ƙaddamarwar ita cesamar da ayyukan kula da ababan hawa da gyaransu, inda nan da nan sabon kamfanin ya gano akwai ƙarancin sassan ababen hawa a ƙasar. Shugaba kuma guda cikin waɗanda suka samar da kamfanin, Olusegun Owoade ya ce, ""Masu sayar da sassan ababen hawa, suna fuskantar ƙarewar kayayyakin kuma suna fama da matsalar kuɗi. ""A kasuwancinmu, masu sayar da kayan kan samo kayan daga manyan 'yan-ka-yi-na-yin masu masana'antun sassan ababen hawa sannan su samu bashi. Ta hanyar warware matsalolin ƙarancin sassan ababen hawan, za mu taimaka wajen warware ɗaya daga cikin manyan matsalolin masana'antarmu."" Kuɗin da aka tara za su taimaka wa Kamfanin Mecho wajen ƙaddamar da Kafar B2B ta rarraba sassan ababen hawa a kasuwa. Ta yin amfani da haɗakar masu masana'antun Asiya, sabon kamfanin zai samar da sassan kamar batura da tayoyi da shokzoba ga diloli a Nijeriya. Kamfanin Mecho yana shirin ƙaddamar da kafofi uku da za su samar da ainihin bayanai a kan buƙatar da ake yi wa sassan ababen hawa a Nijeriya. Ɗaya daga cikin manhajojin da za su taimaka wa masu ababen hawa samun ingantattun masu gyra a ƙasar, ta hanyar samar da bayanai game da gyara da kuma samun kuɗin gyara. Za a ƙirƙiri wata kafa domin masu wurin gyaran ababen hawa ƙarawa juna sani, domin bincikar dilolin sassan ababen hawa, sannan kuma da samar musu da kuɗaɗen da suka kai Naira Miliyan 10 tare da haɗin guiwar bankuna. Yayin da Kamfanin Mecho ya bayyana cewa, rarraba sassan ababen hawa tamkar bunƙasa ayyukansa ne, wanda samuwar kayayyakinsa ke nuna muhimmancin gyaran ababen hawa da kula da su.","Mecho Autotech itaongeza m$2.4 kabla ya zmfululizo A ili kupanua katika usambazaji wa vipuri vya jumla. Habari: Teknolojia ya kiotomatiki ya Mecho, ni shirika la Nigeria ambalo linatoa hushughulikia urekebishaji wa magari na matengenezo imetengeneza milioni $2.4 kwa mkupuo wa awali A ili kupanua kuwa wasambazaji wa vipuri wa jumla. Awamu ya ufadhili ilishirikisha Global Brain Corporation, jukwaa la ubia, na ufadhili usiolipwa. Mecho itatumia fedha hizo ili kujenga soko kwa ajili ya vipuri na kutoa fedha kwa wamiliki wa karakana na wanaojihusisha na vipuri. Nigeria inatumia bilioni $10 kila mwaka kwenye uagizaji wa vipuri vya magari. Mecho Autotech inataka kuteka soko hilo kwa milioni zake $2.4 za mkupuo wa awali A. Uwekezaji huo una ushirikiano na shirika la Global Brain , jukwaa la Ventures , na mfuko uliowekwa wazi. Ilizindua kwa lengo la kutoa matengenezo na marekebisho ya magari, shirika hilo hivi karibuni lilitambua kwamba vipuri ni haba nchini. Kwa mujibu wa CEO na muanzilishi mwenza, Olusegun Owoade, ""Wachuuzi wa Vipuri wanakabiliwa na uishiwaji wa mara kwa mara na wanahangaika kupata ufadhili wa fedha. ""Kenye soko letu, wachuuzi wanaweza kupata ufadhili kutoka kwa watengenezaji wakuu wa vipuri sokoni na kupata mkopo. Kwa kutatua uhaba wa vipuri, tunaweza kusaidia moja ya matatizo makubwa sana kiwandani kwetu. Ufadhili huo utaisadia, Mecho kuzindua jukwaa la usambazaji la B2B kwa ajili kwa ajili soko la vipuri. Kutumia mtandao wake wa uzakishaji barani Asia, shirika hilo litatoa vifaa kama betri, magurudumu na visimamishi, kwa wauzaji wa jumla nchini Nigeria. Mecho inapaznga kuzindua majukwaa matatu ambayo yatasaidia ukusanyaji sahihi wa data juu ya uhitaji wa vipuri nchini Nigeria. Moja wapo ya programu itasaidia wamiliki wa meli za ushirika kufikiwa na karakana zenye hadhi nchini, kutoa utunzaji data, na utunzaji fedha. Jukwaa lingine litajengwa kwa ajili ya karakana kufikia kupata kukaguliwa na wafanyabiashara wa vipuli wakati pia inawapa wao fedha mpaka ₦milioni 10 kwa ushirikiano na benki. Wakati Mecho inasema usambazaji wa vipuri ni upanuzi wa utoaji wa ofa zake, uwezekano wake unaweza kumaanisha utegemezi kamili wa utengenezaji na urekebishaji wa magari.","Mecho Autotech wá $2.4m aṣáájú-Series A láti mú pípín ẹ̀yà ara mọ́tò gbòòrò ní títa níye tó báwa nílé iṣẹ́ Ìròyìn náà: Mecho Autotech, ilé iṣẹ́ ọmọ Nàìjíríà tí ó máa ń tún ọkọ̀ ṣe, àti àbójútó ó wá $2.4m aṣáájú-Series A gẹ́gẹ́ bí owó àkọ́kọ́ láti mú pípín ẹ̀yà ara mọ́tò gbòòrò ní títà ní iye tí ó bá wá nílé iṣẹ́. Ètò kíkó owó jọ náà ní ìdásí Global brain Corporation, Ventures Platform, àti Uncovered Fund. Mecho máa lo owó náà láti kọ́ ilé ìtajà fún ẹ̀yà ara ọkọ̀, á sì fi owó sílẹ̀ fún àwọn tí ó ní ṣọ́ọ̀bù àti àwọn tí ó ń ta ẹ̀yà ara mọ́tò. Nàìjíríà ń ná bílíọ́nù $10 lọ́dún lórí kíkó ẹ̀yà ara ọkọ̀ wọlé láti òkè òkun. Mecho Autotech fẹ́ mú ọjà pẹ̀lú mílíọ́nù $2.4 aṣáájú-Series A. Ìdókòwò náà ni ìdásí Global Brain Corporation, Ventures Platform, àti Uncovered Fund. Ìfilọ́lẹ̀ rẹ̀ pẹ̀lú èrò láti pèsè ọkọ̀ fún ìtọ́jú àti títúnṣe, ilé-iṣẹ́ náà kò pẹ́ mọ̀ pé àwọn ẹ̀yà ara mọ́tò wọ́n ní orílẹ̀-èdè náà. Gẹ́gẹ́ bí ohun tí aláṣẹ àti àwọn akẹgbẹ́, Olúṣẹ́gún Owóadé, ""àwọn tí wọ́n ń ta ẹ̀yà ara mọ́tò máa ń kojú títán ọjà, wọn a sì máa làkàkà láti rí owó fi ra ọjà. ""Ní ibi ọjà wa àwọn tí wọ́n ń tajà lè wá ọjà lọ sọ́dọ̀ àwọn ilé-iṣẹ́ tí wọ́n lórúkọ tí wọ́n ń ta ẹ̀yà ara mọ́tò, wọn a sì ri rà láwìn. Nípa yíyanjú ìṣòro àìsí ẹ̀yà ara mọ́tò fún títà, a lè ṣe ìrànwọ́ láti yanjú ọ̀kan lára ìṣòro ńlá tí ó wà nílé iṣẹ́ wa."" Owó náà yóò ran Mecho láti ṣe ìfilọ́lẹ̀ ìkànnì pípín B2B fún àwọn ẹ̀yà ọkọ̀ ni àwọn ọjà tí a ti ń tà á. Lílo nẹ́tíwọ̀kì àwọn tí ń ṣẹ̀dá ọjà ní Asia, ilé iṣẹ́ náà yóò máa pèsè ẹ̀yà ara bí i bátìrì, táyà, ohun tí ó mú ọkọ̀ dúró lórí táyà, fún àwọn tí ń tajà níye ti ilé-iṣẹ́ ní Nàìjíríà. Mecho ṣètò láti ṣe ìfilọ́lẹ̀ ìkànnì mẹ́ta ní Ásíà tí yóò mú gbígba dátà tí ó ṣe déédé fún bíbéèrè fún ẹ̀yà ọkọ̀ ní Nàìjíríà. Ọ̀kan nínú àwọn áàpù yóò ran àwọn ilé-iṣẹ́ tí wọ́n ní ọkọ̀ lọ́wọ́ láti rí àyè wọ àwọn ṣọ́ọ̀bù tí ó dúró déédé ní orílẹ̀-èdè, pípésè dátà tí yóò ṣe àmójútó, àti àmójútó owó. Ìkànnì mìíràn ni a máa ṣe fún ṣọ́ọ̀bù láti rí àyè ṣe àyẹ̀wò àwọn tí wọ́n ń ta ẹ̀yà ara ọkọ̀ nígbà tí yóò sì máa pèsè owó tí ó tó mílíọ̀nù ₦10 ní ìdókòwò pẹ̀lú àwọn ilé ìfowópamọ́. Nígbà tí Mecho sọ pé pípín àwọn ẹ̀yà ara ọkọ̀ jẹ́ ọrẹ rẹ̀ fún ìmúgbòrò, sí ṣe é ṣe ẹ̀ lè túmọ̀ sí pípé títún ọkọ ṣe àti àmójútó.","IMecho Autotech yenze izigidi ezingu-$2.4 ku-pre-Series A ukuze yandise ukusebenza kwayo ingene ezingxenyeni ezidayisa izinsimbi eziyisipele Izindaba: IMecho Autotech, iyinkampani eqalisayo yaseNigeria enikeza ukulungiswa nokugcinwa esimweni kwezimoto yenze izigidi ezingu-$2.4 ku-pre-Series A ukuze yandiswe ibe sezingxenyeni eziyisipele ezidayiswayo. Umjikelezo wokuxhasa ngezimali ube nokubamba iqhaza kweGlobal Brain Corporation, iVentures Platform, kanye ne-Uncovered Fund. IMecho izosebenzisela imali ukwakha imakethe yezingxenye eziyisipele futhi inikeze ngezimali kubanikazi be-workshop nabadayisa izingxenye eziyisipele. INigeria isebenzisa u-$10 minyaka yonke ukuze ilande emazweni angaphandle izingxenye eziyisipele zezimoto. I-Mecho Autotech ifuna ukuthatha leyo makethe ngezigidi ezingu-$2.4 ku-pre-Series A. Ukutshalwa kwezimali kube nokubamba iqhaza kweGlobal Brain Corporation, i-Ventures Platform, kanye ne-Uncovered Fund. Yethulwe ngenhloso yokuhlinzeka ngokulungiswa nokugcinwa esimweni kwezimoto, inkampani eqalisayo yashesha yabona ukuthi izingxenye eziyisipele zaziyivelakancane ezweni. Ngokusho kwesiKhulu esinguMlawuli oyiNhloko Nomsunguli Ngokuhlanganyela, u-Olusegun Owoade, ""Abathengisi bezingxenye eziyisipele babhekana nokuhlale bephelelwa yisitokwe futhi balwela ukuthola izimali zokusungula. ""Endaweni yemakethe yethu, abathengisi bangathola uhlu lwezinto ezivela kubakhiqizi bezingxenye eziyisipele abahamba phambili bese bethola ukuthenga ngesikweletu. Ngokuxazulula ukungatholakali kwezingxenye eziyisipele, singasiza ekuxazululeni enye yezinkinga ezinkulu embonini yethu.” Umxhaso wezezimali uzosiza i-Mecho ukuthi yethule ipulatifomu yokusabalalisa yeB2B yezingxenye eziyisipele zangemuva kwemakethe. Isebenzisa inethiwekhi yayo yabakhiqizi e-Asia, inkampani eqalisayo izohlinzeka ngezingxenye ezinjengamabhethri, amathayi kanye nama-suspension, kubathengisi abathengisa yonke impahla eNigeria. IMecho ihlela ukwethula amapulatifomu amathathu azovumela ukuqoqwa kwemininingo okunembile mayelana nesidingo sezingxenye eziyisipele eNigeria. Enye yezisetshenziswa izosiza abanikazi bezinkampani ezinezimoto eziningi ukuthi bakwazi ukufinyelela kuma-workshop asezingeni elijwayelekile ezweni, bahlinzeke imininingo yokugcina esimweni, kanye nokuxhaswa ngezimali zokugcina esimweni. Enye ipulatifomu izokwakhelwa ama-workshop ukuze ikwazi ukufinyelela kubadayisi bezingxenye eziyisipele abahloliwe kuyilapho ibahlinzeka nemali engafika ezigidini ezingu-₦10 ngokubambisana namabhange. Nakuba iMecho ithi ukukhishwa kwezingxenye eziyisipele kungukwandiswa kwezinhlinzeko zayo, ukusebenza kwayo kungasho umnyombo ophelele wokulungiswa nokugcinwa kwezimoto zisesimweni."
+"የኡጋንዳውያን አግሪ ቴክ ጅማሬ ኢማታ በ2.4 ሚሊዮን ዶላረ ዘሮች የአግሪ- ብድር አቅርቦቱን ለማስፋት አቅዷል፡፡ የኡጋንዳ አግሪቴክ ጀማሪ፣ ኢማታ፣ የግብርና ብድር አቅርቦቱን በምስራቅ አፍሪካ ለማስፋፋት 800,000 ዶላር ፍትሃዊ እና 1.6 ሚሊዮን ዶላር የብድር ካፒታልን ያካተተ የ2.4 ሚሊዮን ዶላር የዘር ፈንድ አግኝቷል። ማስፋፊያ ኡጋንዳንየ የሚያካትተው አለም አቀፍ ሽርክና ከታንዛኒያ ጋር ይበልጡን ተመራጭ መዳረሻ ይሆናል፡፡ የአፍሪካ የህዳሴ አጋሮች ኖርርስከን አከስሌሬተር፣ ዘፊር አኮርን፣ ማርከስ ቦስትሮም እና ድራፐር ሪቻርድስ ካፕላን ፋውንዴሽን ጨምሮ በርካታ ባለሀብቶች በተገኙበት ዙሩን መርተዋል። እ.ኤ.አ በ2020 የተመሰረተው ኢማታ ከግበርና ህብረት ስራ ማህበር ጋር ከገበሬዎች በቀላሉ ዲጂታል ፋይናንሲ እንዲያገኙ ይተባበራል፡፡ ከተለመዱት የመያዣ መስፈርቶች ይልቅ እንደ የገበሬው የማቅረብ ታሪክ ባሉ የመረጃ ነጥቦች ላይ በመመስረት አማራጭ የብድር ነጥቦችን ይጠቀማል። ኢማታ ገበሬዎች ያላቸውን ምርታማነት እንዲጨምሩ ህብ��ት ስራ ማህበራት ጋር የሚተባበር ድርጅት ፈንድ እንዲያገኙ፣ አርሶ አደር መሰረት ያደረጉ ድርጅቶች የብድር ሂደቶችን ሙሉ በሙሉ ዲጂታል እንዲያደርጉ እና ወደ ግብርና እሴት ሰንሰለት እንዲስተባብሩ ያግዛል፡፡ አጋሮቹ በስማቸው የብድር ክፍያዎችን በመቀነስ የእነዚህ አጋርነት ዋስትናዎች መልሶ ክፍያ ከቀጥታ ምንጭ እንዲያገኙ ያደርጋሉ፡፡ ኢማታ እ.ኤ.አ በ2022 በየአመቱ 7 እጥፍ በማደግ ከ40ሺ በላይ ግለሰብ አርሶ አደሮችን ያደረሰ ሲሆን ከ50 የግብርና ባለድርሻዎች ጋር ህብረትን ፈጥሯል፡፡ በብድር 1 ሚሊዮን ዶላር ከፍሏል፡፡ ጅማሬው ዋና ገበያዎችን ማሳደግ የሚያስቀድም ሲሆን በተለይ በወተት ልማት እና ቡና ኢንዱስትሪዎች ላይ ያተኩራል፡፡ ይህ ቢዝነስ ሆኖም በዘይት ዘሮች ፣ በቆሎ፣ እና በድንች ላይ ለማሰባጠር መልካም አጋጣሚ ይኖረዋል፡፡","Ugandan agritech startup, Emata, plans to expand its agri-loan offerings with a $2.4 million seed Ugandan agritech startup, Emata, has received $2.4 million in seed funding, comprising $800,000 in equity and $1.6 million in on-lending capital, to expand its agri-loan offerings across East Africa. The expansion will include Uganda and an impending international venture, with Tanzania being the most likely destination. African Renaissance Partners led the round with participation from several investors, including Norrsken Accelerator, Zephyr Acorn, Marcus Boström, and Draper Richards Kaplan Foundation. Founded in 2020, Emata collaborates with farming cooperatives to give farmers easy access to digital financing. It uses alternative credit scores based on data points like a farmer's delivery history instead of conventional collateral requirements. Emata helps farmers increase productivity by addressing farmers' access to funding as a company that partners with cooperatives and farmer-based organisations to fully digitise the lending process and incorporate it into the agricultural value chain. Its partners deduct loan payments on its behalf, so these partnerships guarantee access to a direct source of repayment. Emata reached over 40,000 individual farmers in 2022 after growing seven times year over year and forging alliances with 50 agricultural stakeholders. It has disbursed $1 million in loans. The startup will prioritise growing its core markets, particularly those in the dairy and coffee industries. This business, however, has its sights set on oilseeds, maize, and the opportunity to diversify into potatoes.","Sabon kamfanin Uganda na fasahar noma na Emata ya tsara yadda za su bunƙasa bayar da bashin noma, tare da sanya Dala miliyan 2.4 na kafin alƙalami. Sabon kamfanin fasahar noma na ƙasar Uganda, Emata ya rabauta da Dala miliyan 2.4 na fara kasuwanci, wanda ya haɗa Dala dubu 800,000 na kadara da kuma Dala miliyan 1.6 na kuɗin bashin jari, domin faɗaɗa shirin bashin fasahar noma da ake bayarwa a ɗaukacin Gabashin Afrika. Faɗaɗawar za ta haɗa da ƙasar Uganda, wanda zai inganta kasuwancin duniya, inda ƙasar Tanzania za ta iya zama alƙibla. Kamfanin African Renaissance Partners ne a kan gaba a zagayen tara kuɗin, inda aka samu masu zuba jari daban-daban da suka haɗa da Kamfanin Norrrsken Accelerator da Zephyr Acron da Marcus Bostrom da kuma Gidauniyar Draper Richards. An kafa Kamfanin Emata da haɗin gwiwar ƙungiyoyin manoma domin sauƙaƙawa manoma samun bashin kuɗin ta intanet. Yana amfani da wata kafar saka kuɗi ta hanyar bayanai, kamar tarihin manomi, maimakon tsarin jingina da aka saba. Kamfanin Emeta na taimaka wa manoma wajen ƙara yawan amfanin gona, ta hanyar warware matsalar manoma ta samun bashin kuɗi, a matsayinsa na kamfani da ya yi haɗin guiwa da ƙungiyoyi manoma da nufin zamantar da matakan samun bashi don samar da amfanin gona. Abokan hulɗarsa na cirar bashin a madadinsa, don haka haɗakar na ba da dama ta kai-tsaye ga samun biyan kuɗin. Kamfanin Emate ya ba wa manoma 40,000 bashi a shekarar 2022, bayan bunƙasa sau adadin na shekara bakwai, inda ya yi haɗin gwiwa da masu ruwa da tsaki kimanin 50. Ya raba bashin Dala miliyan1. Sabon kamfanin zai fifita bunƙasa ainihin kasuwarsa, musamman waɗanda suke a masana'antun madara da na kofi. Sai dai wannan kasuwancin ya ƙudiri aniyar samar da amfanin gona da ake samun mai da masara da kuma samar damar shiga harkar dankalin Turawa.","Kampuni ya Kilimo teknolojia nchini Uganda, Emata, linapanga kuoongeza mkopo wao wa kilimo wanaoutoa kwa milioni $2.4 za mbegu. Kampuni ya Kilimo teknolojia nchini Uganda, Emata, limepokea milioni $2.4 kwenye fedha za mbegu,inayojumuisha $800,000 kwa usawa na milioni $1.6 kwenye mtsji ws kukopesha, ili kupanua utoaji wake wa mkopo wa kilimo Afrika Mashariki kote. Upanuzi huu utajumuisha Uganda na mradi ujao wa kimataifa, ambao Tanzania kuwa uwezekano wa zaidi wa kikomo. Washirika wa kipindi cha mabadiliko wa Afrika, waliongoza awamu kwa ushirikiano kutoka kwa wawekezaji mbalimbali, wakiwemo Norrsken Accelerator, Zephyr Acorn, Marcus Boström, na Draper Richards Kaplan Foundation. Ilianzishwa mwaka 2020, Emata inashirikiana na ushirika wa kilimo ili kuwapa wakulima urahisi wa kupata ufadhili wa kidijiti. Inatumia alama mbadala za mikopo kulingana na pointi za data kama historia ya uwasilishaji ya mkulima badala ya mahitaji ya kawaida ya dhamana. Emata inasaidia wakulima kuongeza uzalishaji kwa kuwaletea upatikanaji wa ufadhili wa wakulima kama kampuni inayoshirikiana na ushirika na mashirika ya wakulima kwa kufanya mambo ya kidigiti kamili kwenye mcahakato wa ukopeshaji na kuiingiza kwenye mnyororo wenye wa kilimo wenye thamani. Washirika wake wanakata malipo ya mkopo kwa niaba yake, hivyo mashirikiano haya yanahakikisha upatikanaji wa chanzo cha moja kwa moja cha malipo. Emata iliwafikia wakulima binafsi zaidi 40,000 imwaka 2022 baada ya kukua mara saba kwa mwaka na kuunda mashirikiano na wadau 50 wa kilimo. Imelipwa milioni $1 kwenye mikopo. Shirika hilo litakuwa na kipaumbele cha kukuza masoko yake ya msingi, hususani yale ya viwanda vya maziwa na kahawa. Biashara hii, hata hivyo,ina ufahamzu wake juu ya mbegu za mafuta, mahindi, na fursa ya kubadilika kuwa viazi mbatata.","ilé-iṣẹ́ tí ó ń lo ìmọ̀ ẹ̀rọ fún iṣẹ́ àgbẹ̀ ní Uganda, Emata, ṣètò láti gbòòrò owó yíyá fún iṣẹ́ àgbẹ̀ pẹ̀lú fífi irúgbìn $2.4 mílíọ̀nù owó ìbẹ̀rẹ̀-ókoòwò. Ilé iṣẹ́ tí ó ń lo ìmọ̀ ẹ̀rọ fún iṣẹ́ àgbẹ̀ ní Uganda, ti gba $2.4 mílíọ̀nù fún owó ìbẹ̀rẹ̀, tí ó ní $800, 000 ìpíndọ́gba àti $1.6 mílíọ̀nù ní owó ti a yá fún ìbẹ̀rẹ̀ okòwò, láti mú gbígbòrò bá owó yíyá fún iṣẹ́ àgbẹ̀ jákèjádò ìlà oòrùn Áfíríkà. Gbígbòòrò náà kò ní yọ Uganda, àti ilé iṣẹ́ òkèèrè kan tí ń bọ̀, pẹ̀lú Tanzania tí ó jẹ́ ibi tó lè jẹ́ ibi tí à ń lọ. Àwọn alábàṣẹ́pọ̀ pẹ̀lú àtúnbí àwọn ọmọ ilẹ̀ Adúláwò fa Ìkópa láti ọ̀dọ̀ àwọn olùdókòwò púpọ̀, láì yọ Norrsken Accelerator, Zephyr Acorn, Marcus Bostrom, Draper Richards Kaplan Foundation. A dá a sílẹ̀ ní ọdún 2022, Emata fọwọ́sowópọ̀ pẹ̀lú ẹgbẹ́ alájẹṣẹ́kù àwọn àgbẹ̀ láti fún àwọn àgbẹ̀ láti rí àyè lo ètò ìsúná orí ẹ̀rọ ayélujára. Ó ń lo òmíràn ààyè owó yíyá tí ó jẹ́ lórí dátà tí àgbẹ̀ bá ní bí i ìtàn ìtajà àgbẹ̀ èyí tí yóò fi jẹ́ bíbéèrè fún ohun ìdúró tí a ti mọ̀ tẹ́lẹ̀. Emata ran àwọn àgbẹ̀ lọ́wọ́ láti túnbọ̀ ní ohun púpọ̀ nípa iṣẹ́ lórí kí wọ́n lè rí owó gbà láti ilé-iṣẹ́ tí àwọn olùdókòwò ẹgbẹ́ alájẹṣẹ́kù àti ẹgbẹ́ àwọn àgbẹ̀ láti lè mú ètò yíyá owó wà lórí ẹ̀rọ ayélujára di mímú wọ inú iṣẹ́ àgbẹ̀. Àwọn olùdókòwò yọ nínú owó tí a yá nítorí rẹ̀, nítorí náà àwọn abánidókòwò yìí dání lójú àyè sí gbígba owó sísan mìíràn padà lọ́nà tààrà. Emata dé orí àwọn àgbẹ̀ 40, 000 lọ ní ọdún 2022 lẹ́yìn dídàgbà lẹ́ẹ̀meje lọ́dún lọ́dún àti ṣe ayédèrú ìfẹnukò pẹ̀lú àwọn aláṣẹ nínú iṣẹ́ àgbẹ̀ tí wọ́n jẹ́ 50. Ó ti pín mílíọ̀nù $1 gẹ́gẹ́ bí i owó tí a yá. ilé-iṣẹ́ náà yóò mú kí ọjà rẹ̀ gangan dàgbà gẹ́gẹ́ bí ohun àkọ́kọ́, pàápàá jù lọ nínú ilé- iṣẹ́ tí wọ́n ti ń ṣe àwọn ohun mílíìkì àti kọfí. Okòwò yìí, síbẹ̀síbẹ̀, ní ojú tirẹ̀ lórí irúgbìn òróró, àgbàdo, àti ànfààní láti yí sí ànàmọ́.","Inkampani eqalisayo ye-agritech yase-Uganda, i-Emata, ihlela ukwandisa igalelo layo ngokuphathelene nemalimboleko yezolimo ngembewu eyizigidi ezingu-$2.4 Inkampani eqalisayo yezobuchwepheshe bezolimo yase-Uganda, i-Emata, ithole izigidi ezingu-$2.4 wokuxhaswa ngembewu, okuhlanganisa u-$800,000 ongumhlomulo momnikazi nezigidi ezingu-$1.6 oyisikweletu, ukuze kwandiswe okunikezwa yimalimboleko yezolimo eMpumalanga ne-Afrika yonkana. Lokhu kwandiswa kuzohlanganisa i-Uganda kanye nebhizinisi lamazwe omhlaba eliseduze, kanti iTanzania iyindawo okungenzeka ukuthi lifinyelele nakuyo. Abalingani be-African Renaissance bahamba phambili ngokubamba iqhaza okuvela kubatshalizimali abaningana, okuhlanganisa kubo i-Norrsken Accelerator, iZephyr Acorn, iMarcus Boström, neDraper Richards Kaplan Foundation. Isungulwe ngo-2020, i-Emata isebenzisana nabasebenza ngokubambisana kwezolimo ukuze inikeze abalimi ukufinyelela kalula kwezimali ngezinsiza ezidijithali. Isebenzisa amanye amaphuzu ezikweletu asekelwe kumaphoyinti edatha anjengomlando wokuhambisa komlimi okuthengiwe lethwa komlimi esikhundleni sezimfuneko ezivamile zokubambisana. I-Emata isiza abalimi ukuthi bakhuphule ukukhiqiza ngokubhekelela ukufinyelela kwabalimi ekuxhasweni ngemali njengenkampani esebenza ngokubambisana nezinhlangano ezisekelwe kubalimi ukuze benze inqubo yokubolekwa kwemali ibe ngokwedijithali ngokuphelele futhi bayifake ochungechungeni lokuhlinzekelwa kwezolimo. Abalingani bayo badonsa izimali ezikhokhwayo zemalimboleko egameni layo, ngakho lobu budlelwano buqinisekisa ukufinyelela emthonjeni oqondile wemali ekhokhwayo. I-Emata yafinyelela kubalimi abangabodwana abangaphezu kwezi-40,000 ngo-2022 ngemuva kokukhula izikhathi eziyisikhombisa unyaka nonyaka futhi yenza imifelandawonye kanye nababambiqhaza abangama-50 bezolimo. Ikhiphe imalimboleko eyisigidi esi-$1. Inkampani eqalisayo izobeka eqhulwini ukukhulisa izimakethe zayo eziyinhloko, ikakhulukazi lezo ezisembonini yobisi nekhofi. Nokho, leli bhizinisi libheke izimbewu ezikhiqiza amafutha, ummbila, kanye nethuba lokwenza izinhlobo ezahlukene zamazambane."
+"በጎግል ለጀማሪዎች አፋጣኝ፡ በ2023 ጥቁር መስራቾች ፕሮግራም ላይ አራት በአፍሪካውያን የተመሰረቱ ጅምሮች ዋና መወሰድ ያለባቸው ነጥቦች፡- በአፍሪካውያን የተመሰረቱ አራት ጅምሮች በ2023 ጎግል ለ ጅምሮች አፋጣኝ፡ ለጥቁር መስራቾች ፕሮግራም ውስጥ ገብተዋል። ጎግል እንዳለው ከሆነ፣ በሴፕቴምበር 2023 መጨረሻ ላይ የሚጀመረው፣ ይህ አፋጣኝ፣ ጤና እና ጉልበትን ጨምሮ ከተለያዩ ዘርፎች የተውጣጡ የተለያዩ ጅምሮች አሉት። የማፋጠኛው ጠቀሜታዎች ኢፒቲ ነጻ ድጋፍ የቴክኒክ እገዛ ካምፖች እና የጎግል ምርት ክሬዲቶች ያካትታል፡፡ በሴፕቴምበር 6፣ 2023፣ ጎግል የቅርብ ጊዜውን የጎግል ለጀማሪዎች አፋጣኝ፡ የጥቁር መስራቾች ፕሮግራምን ተሳታፊዎችን አሳውቋል። በዚህ አመት ኮሆርት 12 ጅማሬዎች ሲኖረው አራቱ በአፍሪካውያን ተመስርተዋል፡፡ የጥቁር መስራቾች አፋጣኝ የ10-ሳምንት ዲጂታል አፋጣኝ ፕሮግራም ለከፍተኛ እምቅ ያለው የዘር እስከ ተከታታይ A የገንዘብ ድጋፍ ጀማሪዎች በአሜሪካ ወይም በካናዳ እንዲያገኙ ያረጋል። ለአራተኛ ዓመቱ በመካሄድ ያለው፣ የዘንድሮው ቡድን ስብስብ ጤና፣ ፊንቴክ እና ኢነርጂን ጨምሮ ከተለያዩ ዘርፎች የተውጣጡ ጀማሪዎች ነበሩት። እነዚህ ጅማሬዎች ዩኤስ እና ካናዳ መሰረት ያደረጉ አንዳዶቹ አፍሪካውያን መስራቾች አሉዋቸው፡፡ በአፍሪካ የተመሰረቱ ጅምሮች በጎግል ለጀማሪዎች አፋጣኝ፡ የጥቁር መስራቾች ፕሮግራም ውስጥ አፍሮ ኸልዝ ስዪ አዴሶላ በ 2022 አፍሮሄልዝን በአጋርነት መሠረተ። በዳላስ፣ ዩኤስ ላይ የተመሰረተው፣ አፍሮ ሄልዝ ለጥቁር እና ቡናማ ማህበረሰቦች ግላዊ የጤና እና ደህንነት ስልጠና የሚሰጥ ዲጂታል የጤና እና ደህንነት መድረክ ነው። በማስጀመሪያ ድህረ ገጽ ነጻ እገዛ ለተጠቃሚዎች ወሳኝ ምልክቶቻቸውን እንደ ደም ግፊት እና የልብ ምት እንዲከታተሉ ያግዛል፡፡ ኢባንኮ በቀድሞው የኢንተርስዊች ሰራተኛ፣ ቻርለስ ኢፊዲ በጋራ የተመሰረተው፣ ኢባንቆ (eBanqo) ንግዶች በሁሉም የማህበራዊ ሚዲያ መድረኮች ከደንበኞች ጋር በብቃት እንዲገናኙ የሚያግዝ ደንበኛን አሳታፊ መድረክ ነው። በተጨማሪም አልቻትቦት ቢዝነሶች የመላሽ ግዜያቶች እንዲጨምሩ ያግዛል፡፡ ሪቬት አንጆላኦሉዋ፣ ወይም አንጅ ፋዬሚ፣ አርቲስቶች በማህበራዊ ሚዲያ መድረኮች እና ታዳሚዎቻቸውን በሚያሳትፉባቸው ሌሎች ቦታዎች ላይ መረጃዎችን እንዲሰበስቡ የሚያግዝ የRivet መስራች ሲሆን በAI-የተጎለበተ የደጋፊዎች ማስተዳደሪያ መድረክ ነው። አውታሩ በአድማጭ ስምምነት መሰረት ተግባራዊ እይታን በመፍጠር ደጋፊዎች እንዴት ማግኘት እንደሚቻል አስተያየት ይሰጣል፡፡ ጅምሩ በዚህ አመት መጀመሪያ ላይ በDrive Capital መሪነት በቅድመ-ዘር ዙር 500ሺ ዶላር ሰብስቧል። እነዚህ ወጣት መስራቾች ለደጋፊዎቻቸው አውታር ሪቬክስ እንዴት 500ሺ ዶላር አሰባሰቡ፡፡ ኤክስፔዳየር በኪንግስሊ ማዱ የተመሰረተው፣ ኤክስፔዲየር (Expedier) የ BIPOC (ጥቁር, ተወላጅ እና ቀለም ያላቸው ሰዎች) - ፊንቴክ ኩባንያ ነው። ማዱ የፋይንቴክ ጉባንያን ወደ ሰሜን አሜሪካ እንደ ስደተኛ በርካታ ችግሮች ካጋጠመ በኃላ አስጀምሯል፡፡ ስደተኞችን ከመርዳት በተጨማሪ ገንዘብ ነክ እገዛ እንዲያገኙ ከማድረግ በላይ ኤክስፔዳየር አካታች የሆነ ባህላዊ አካታችነት ያለው ገንዘብ ነክ መፍትሔ ያቀርባል፡፡ ጎግል ለስታርትአፕ ማፋጠኛ በሴፕቴምበር መገባደጃ ላይ የሚጀመረው፣ አፋጣኝ ፣ ለጀማሪዎች ከጎግል ቡድኖች ምክር፣ የቴክኒክ ቡት ካምፖች እና የጎግል ምርት ክሬዲቶች የመሳሰሉ ከክፍያ ነፃ የሆነ ድጋፍ ይሰጣል።","Four startups founded by Africans in the 2023 Google for Startups Accelerator: Black Founders programme Key takeaways: Four startups founded by Africans have made it into the 2023 Google for Startups Accelerator: Black Founders programme. According to Google, the accelerator, which will kick off by the end of September 2023, has a variety of startups from different sectors, including health and energy. The benefits of the accelerator include equity-free support, technical boot camps and Google product credits. On September 6, 2023, Google announced the latest cohort of Google for Startups Accelerator: Black Founders programme. This year's cohort had 12 startups, four of which were founded by Africans. The accelerator for black founders is a 10-week digital accelerator programme for high-potential seed to Series A startups in the US or Canada. Running for its fourth year, this year's cohort had startups from diverse sectors including health, fintech, and energy. While these startups are US and Canada-based, some of them have African founders. African-founded startups in the Google for Startups Accelerator: Black Founders programme AfroHealth Seyi Adesola Co-founded AfroHealth in 2022. Based in Dallas, US, AfroHelth is a digital health and wellness platform that provides personalised health and wellness coaching for black and brown communities. Per the startup's website, it offers a free toolkit that helps users track their vitals such as blood pressure and heart rate. eBanqo Co-founded by former Interswitch employee, Charles Ifedi, eBanqo is a customer engagement platform that brings helps businesses interact efficiently with customers across all social media platforms. It also features an AI chatbot to help businesses increase their response time. Rivet Anjolaoluwa, or Anj Fayemi, is the rapper turned founder of Rivet, an AI-powered fan management platform, that helps artists collect data across social media platforms and other places where they engage their audience. The platform creates actionable insights based on audience engagement and provides recommendations on how to reach out to the fans. The startup raised $500k earlier this year in a pre-seed round led by Drive Capital. How these young founders raised $500k for their fan engagement platform, Rivet Expedier Founded by Kingsley Madu, Expedier is a BIPOC (black, indigenous, and people of color)-focused fintech company. Madu started the fintech company after experiencing so many challenges as an immigrant to North America. Beyond helping immigrants get financially included, Expedier also provides a financial solution that is culturally inclusive. Google for Startups Accelerator The accelerator, which will kick off by the end of September will provide non-equity support for the startups, mentoring from Google teams, technical boot camps, and Google product credits.","Sabbin kamfanoni guda huɗu da 'yan Afirka suka kafa a shirin bunƙasar kamfanoni na Google wato Shirin Black Founders na shekarar 2023. muhimman abubuwan ɗauka: Sabbin kamfanoni guda huɗu da 'yan Afirka suka kafa a shirin zaburar da kamfanoni na Google wato Shirin Black Founders na shekarar 2023. Kamar yadda Google ya sanar, shirin zaburarwar, wadda zai fara a ƙarshen watan Satumban 2023, zai ƙunshi sabbin kamfanoni daga ɓangarori daban-daban da suka haɗa da lafiya da kuma makamashi. Amfanin shirin zaburarwar ya haɗa da ba da kuɗi ba tare da wata kadara ba da muhimman dabaru da kuma damar siyan kayan Google. A ranar 6 ga watan Satumban 2023, Kamfanin Google ya sanar da sabon shirin zaburar da sababbin kamfanoni, wato shirin Black Founders Programme. A shirin na bana ya ƙunshi sababbin kamfanoni 12, inda huɗu daga cikinsu 'yan Afirka ne suka kafa su. Shirin zaburar da baƙaƙen fata masu kamfanoni, shiri ne na makwanni 10 na intanet, wanda aka shirya domin samar da kuɗin fara kasuwanci ga rukunin A na sabbin kamfanoni a Canada ko Amurka. Shirin na shekara ta haɗu, taron na bana ya sami halartar sababbin kamfanoni daga ɓangarori daban-daban da suka haɗa da lafiya da fasahar hada-hadar kuɗi da kuma makamashi. A yayin da waɗannan sababbin kamfan0nin suke da matsuguni a Amurka da Canada, wasu daga cikinsu mallakar 'yan Afirka ne. Sababbin kamfanonin Afirka a wajen taron shirin zaburarwa na Google, wato Black Founders Programme. Kamfanin AfroHealth Seyi Adesola na cikin waɗanda suka kafa Kamfanin AfroHealth a shekarar 2022. Kamfanin na da matsuguni a birnin Dallas da ke ƙasar Amurka, Kamfanin AfroHealth kamfani ne na intanet na kiwon lafiya, wanda yake bayar da shawarwarin kula da lafiya ga ɗaiɗaikun mutane a tsakanin al'ummar farar fata da baƙar fata. Shafin intanet na sabon kamfanin ya ƙunshi abubuwa da dama waɗanda suke taimaka wa mai amfani da shi gano muhimman bayanai kamar hawan jini da kuma bugun zuciya. Kamfanin eBanqo Kamfanin eBanqo kamfani ne da tsohon ma'aikacin Kamfanin Interswitch, Charles Ifedi ke cikin waɗanda suka kafa shi, kafa ce da ke tafiya da kwastomomi domin taimaka musu wajen gudanar da harkokinsu yadda ya kamata a dukkan kafafen sada zumunta. Haka kuma yana amfani da fasahar kwamfuta da ke taimaka wa harkokin kasuwancinsu wajen inganta bayar da amsa a kan lokaci. Kamfanin Rivet Anjolaoluwa ko kuma Anj Fayemi, mawaƙin gambarar zamani ne, inda ya kasance cikin waɗanda suka kafa Kamfanin Rivet, wanda kafa ce ta fasahar kwamfuta da ke taimaka wa mawaƙa wajen samun bayanai a dukkanin kafar sada zumunta da sauran wurare, inda suke saduwa da masoyansu. Kafar ta samar da fihimta dangane da saurara da kuma tanadar hanyoyin da za a kai ga masu sauraro. Sabon kamfanin ya tara Dala 500 a farkon wannan shekara, a zagayen share fage na A, wanda Kamfanin Drive Capital ya jagoranta. Ta yaya waɗannan matasan masu kafa kamfanoni suka iya tara Dala 500 domin tafiyar da kafar mabiyansu, wato Rivet Kamfanin Expedier Kamfanin Expidier, wanda Kingsley Madu ya kafa, kamfani ne da ya ƙunshi jinsi daban-daban, inda ya mai da hankali a kan fasahar hada-hadar kuɗi. Madu ya fara kamfanin fasahar fasahar hada-hadar kuɗi, bayan goguwa da fuskantar ƙalubale a matsayin ɗan ci-rani a Arewacin Amurka. Baya ga taimaka wa 'yan ci-rani wajen shiga hada-hadar kuɗi, Kamfanin Expidier yana samar da mafita ga matsalolin kuɗi da waɗanda na al'adana ne. Shirin Kamfanin Google na zaburar da sababbin kamfanoni. Shirin zaburarwa, wanda zai fara a ƙarshen watan Satumba, zai tallafa wa sababbin kamfanoni da kuɗi da wayar da kai daga tim ɗin Google da dabaru da kuma katin Google.","Anzisho nne yaliyoundwa Afrika kwenye Google mwaka 2023 kwa ajili ya kusaidia mashirika: Black Founder. Vitu muhimu vya kuzingatia: Anzisho nne yaliyoundwa Afrika kwenye Google mwaka 2023 kwa ajili ya kusaidia mashirika: Black Founder. Kulingana na Google, usaidizi huo, ambao utaanza mwishoni mwa mwezi Septemba 2023, una mashirika mbalimbali kutoka sekta tofauti, zikiwemo afya na nishati. Faida za usaidizi huo unajumuisha usaidizi wa bure wa usawa, mikopo ya bidhaa za Google na ufundi wa programu za boot camps. Mnamo Septemba 6, 2023, Google ilitangaza kundi la google la hivi punde kwa ajili ya Usaidizi wa mashirika: Black Founder. Kundi la mwaka huu lilikuwa na mashirika 12, manne kati ya hayo yaliundwa na Waafrika. Kiongeza kasi cha black founders ni mpango wa kichapuzi wa kidijiti wa wiki 10 kwa mbegu zenye uwezekano wa juu kwa wanaoanzisha Msururu A nchini Marekani au Kanada. Inayoendelea kwa miaka yake minne, fungu la mwaka huu lilikuwa na mashirika kutoka sekta mbalimbali zikiwemo afya, fintechi, na nishati. Wakati mashirika haya yenye kupatikana US na Canada, baadhi ya hayo yana waanzilishi wa Kiafrika. Mashirika yaliyoundwa na Waafrika kwenye Google kwa ajili ya usaidizi wa mashirika: Black Founders. AfroHealth Seyi Adesola Mwanzilishi mwenza wa Afrohealth 2022. Iliyopo Dallas, US, AfyaAfrika ni jukwaa la afya na afyaz njema la kidijiti ambalo linatoa mafunzo binafsi ya afya ya afya na ustawi kwa ajili ya jamii za weusi na kahawia. Kupitia tovuti ya shirika, inatoa seti ya zana bure ambayo inasaidia watumiaji kufuatilia masuala yao ya msingi kama vile msukumo wa damu na mapigo ya moyo. eBanqo Iliyoanzishwa pamoja na mfanya kazi wa zamani wa interswitch, Charles Ifedi, eBanqo ni jukwaa la kushirikisha wateja ambalo husaidia biashara kuingiliana kwa ufanisi na wateja kupitia majukwaa yote ya mitandao ya kijamii. Pia ina sifa ya Chatbot AI ili kusaidia biashara kuongeza muda wa wao wa kutoa mrejesho. Riveti Anjolaoluwa, ama Anj Fayemi, ni mwanamuziki wa rapu aliyepindukia kuwa mwanzilishi wa Rivet, jukwaa la usimamizi wa mashazbiki linaloendeshwa na AI, ambalo husaidia wasanii kukusanya data kupitia majukwaa ya mitandao ya kijamii na sehemu nyingine ambazo zina mashabiki wao. Jukwaa hilo hutengeneza maarifa yanayoweza kutekelezeka kwa kuhusisha mashabiki na hutoa maelekezo kwa namna gani ya kuwafikia mashabiki. Shirika hilo liliingiza k$500k mapema mwaka huu kwenye awamu ya kwanza iliyooongozwa na taasisi ya Drive Capital. Jinsi waanzilishi hawa wachanga walivyochangisha $500k kwa ajili ya jukwaa lao la kushirikisha mashabiki, Rivet Expedier Ilianzishwa na Kingsley Madu, Expedier ni BIPOC (Weusi, wazawa na watu wa rangi)-iliyolenga kampuni ya fintechi. Madu alianzisha kampuni ya fintechi baada ya kupitia changamoto nyingi kama mhamiaji wa amerika Kaskazini. Mbali na kusaidia wahamiaji kupata mjumuisho wa ifedha, Expedier pia hutoa suluhisho la kifedha ambalo inayojumuisha utamaduni. Google kwa ajili ya usaidizi mashirika. Usaidizi hui, ambao utaanza mwishoni mwa Septemba utatoa msaada usio wa usawa kwa ajili ya mashirika hay, ushauri kutoka timu za Google, ufundi wa programu za boot camps na mikopo ya bidhaa za Google.","Àwọn ilé-iṣẹ́ mẹ́rin tí àwọn ọmọ ilẹ̀ Adúláwò dá sílẹ̀ ní ọdún 2023 Gúúgù fún ìmúyára ilé-iṣẹ́: ètò olùdásílẹ̀ Black Kókó ibẹ̀: Àwọn ilé-iṣẹ́ mẹ́rin tí àwọn ọmọ ilẹ̀ Adúláwò dá sílẹ̀ ní ọdún 2023 Gúúgù fún ìmúyára ilé-iṣẹ́: ètò olùdásílẹ̀. Sí ohun tí Gúúgù sọ, ìmúniyára náà, tí yóò bẹ̀rẹ̀ iṣẹ́ ní òpin oṣù kẹsàn-án, ọdún 2023, ní ọ̀pọ̀lọpọ̀ ilé-iṣẹ́ ní oríṣìíríṣìí ẹ̀ka, tí kò yọ ti ìlera àti iná sílẹ̀. Ànfààní ìmúniyára yìí kò yọ ti àtìlẹyìn ọ̀fẹ́, ibi tí a ó ti kọ́ àwọn ènìyàn àti ìpèsè àwọn owó láti ná ní ilé ìtajà Gúúgù sílẹ̀. Ní 6 Oṣù Kẹsàn-án, ọdún 2023, Gúúgù kéde àwọn ẹgbẹ́ fún ilé iṣẹ́ ìmúniyára tí ó ṣẹ̀ṣẹ̀ ní: ètò olùdásílẹ̀ Black. Àwọn ẹgbẹ́ tọdún yìí ní ilé-iṣẹ́ àṣẹ̀ṣẹ̀bẹ̀rẹ̀ 12, mẹ́rin nínú wọn sì jẹ́ èyí tí àwọn ọmọ ilẹ̀ Adúláwò dá sílẹ̀. Ìmúniyára fún àwọn olùdásílẹ̀ Black jẹ́ ọlọ́sẹ̀-10 ètò ìmúniyára orí ẹ̀rọ ayélujára fún ètò ìbẹ̀rẹ̀ àkọ́kọ́ ní US, tàbí Canada. Lílọ fún ọdún kẹrin, ọdún yìí àwọn ẹlẹgbẹ́ ní ilé-iṣẹ́ láti oríṣìíríṣìí ẹ̀ka tí kò yọ ìlera, ètò ìsúná orí ẹ̀rọ ayélujára, àti iná sílẹ̀. Nígbà tí àwọn ilé-iṣẹ́ wọ̀nyí jẹ́ pé àwọn tí ó dá a sílẹ̀ wà ní US àti Canada, púpọ̀ nínú wọn jẹ́ olùdásílẹ̀ láti ilẹ̀ Adúláwò. Àwọn ilé-iṣẹ́ tí àwọn ọmọ ilẹ̀ Adúláwò dá sílẹ̀ nínú Gúúgù fún ìmúyára ilé iṣẹ́: ètò olùdásílẹ̀ Black AfroHealth Ṣèyí Adéṣọlá jẹ́ lára olùdásílẹ̀ AfroHealth lọ́dún 2022. Ó ń gbé Dallas, Us, AfroHealth jẹ́ ètò ìlera orí ẹ̀rọ ayélujára àti wíwà ní pípé ìkànnì tí ó máa ń pèsè ètò ìlera àti wíwà ní pípé ara ẹni tí ó jẹ́ ètò ìkọ́ni fún àwọn ènìyàn aláwọ̀ dúdú àti aláwọ̀ kàlákìní. Fún ìkànnì ilé-iṣẹ́ kọ̀ọ̀kan, ó ń fi ohun tí yóò ran àwọn tí ń lò ó lọ́wọ́ láti máa ṣe àyẹ̀wò ìfúnpá àti ipò ọkàn wọn. eBanqo Ara olùdásílẹ̀ ni ọ̀kan lára àwọn òṣìṣẹ́ Interswitch tẹ́lẹ̀, Charles Ifedi, eBanqo jẹ́ ìkànnì Ìkópa oníbàárà tí ó máa ń okòwò sọ̀rọ̀ pẹ̀lú àwọn oníbàárà dáadáa káàkiri ìkànnì orí ẹ̀rọ ayélujára. Ó tún máa ń ní ibi tí a ti lè bá ohun àtọwọ́dá tí ó ní òye sọ̀rọ̀ láti lè máa mú ìdáhùn wá ní kíákíá. Rivet Ànjọ́laolúwa, tàbí Anj Fáyẹmí, jẹ́ ẹni tí ó máa ń kọrin sí ohun ìlù tí ó lágbára tí ó wá di olùdásílẹ̀ Rivet, Ìkànnì tí ohun àtọwọ́dá tí ó ní òye ń mójútó, tí o máa ń ṣe ìrànwọ́ láti ran àwọn tí ń kọrin gba dátà lórí ìkànnì ayélujára àti àwọn ibi tí àwọn olùgbọ́ wá à. Ìkànnì náà ṣẹ̀dá àwọn ohun tí yóò mú kí àwọn oníbàárà kópa, a sì dá àbá ọ̀nà láti kan sí àwọn olólùfẹ́ wọn. ilé-iṣẹ́ náà wá $500k ní ìbẹ̀rẹ̀ ọdún yìí fún owó láti bẹ̀rẹ̀ tí Drive Capital darí. Báwo ni àwọn olùdásílẹ̀ kékeré ṣe rí $500k fún àwọn olólùfẹ́ wọn láti kópa lórí ìkànnì, Rivet Expedier Olùdásílẹ̀ rẹ̀ ni Kingsley Madu, Expedier jẹ́ BIPOC((dúdú, ọmọ ìlú, àti àwọn ènìyàn tí wọ́n ní àwọ̀)àfojúsùn ilé iṣẹ́ tí ó ń lo ìmọ̀ ẹ̀rọ fún ètò ìsúná. Madu bẹ̀rẹ̀ ilé iṣẹ́ tí ó ń lo ìmọ̀ ẹ̀rọ fún ètò ìsúná lẹ́yìn ìrírí lè pẹ̀lú oríṣìíríṣìí ìpènìjà gẹ́gẹ́ bí i ẹni tó wá gbé ìlú àjòjì ìwọ̀ oòrùn Amẹ́ríkà. Ju ríran àwọn tí ó ń gbé ìlú àjòjì lọ́wọ́ láti rí owó, Expedier tún ń pèsè ìyànjú ètò ìsúná tí ó níṣe pẹ̀lú àṣà. Gúúgù fún ìmúyára ilé. iṣẹ́ Ìmúniyára, èyí tí yóò bẹ̀rẹ̀ lópin oṣù kẹsàn-án yóò pèsè àtìlẹyìn tí kò dọ́gba fún àwọn ilé-iṣẹ́y, ìtọ́nisọ́nà láti ọ̀dọ̀ àwọn ọmọ ẹgbẹ́ Gúúgù, ibi tí a ti ń kọ́ni àti ríra ọjà ní ilé ìtajà Gúúgù láwìn.","Izinkampani eziqalisayo ezine ezasungulwa abantu base-Afrika ku-2023 Google for Startups Accelerator: Uhlelo Lwabasunguli Abansundu Okubalulekile ongakuthatha kulokhu: Izinkampani eziqalisayo ezine ezasungulwa abantu base-Afrika sezingene ku-2023 Google for Startups Accelerator: Uhlelo Lwabasunguli Abansundu. Ngokusho kwe-Google, i-accelerator, ezoqala ekupheleni kukaMandulo ka-2023, inezinkampani eziqalisayo ezihlukahlukene eziqhamuka emikhakheni ehlukahlukene, okuhlanganisa ezempilo kanye nezamandla. Imihlomulo ye-accelerator ihlanganisa ukwesekwa okungenawo umhlomulo womnikazi, ama-boot camp ezobuchwepheshe kanye namakhredithi omkhiqizo we-Google. NgoMandulo 6, ka-2023, iGoogle yamemezela iqembu lakamuva leGoogle for Startups Accelerator: Uhlelo Lwabasunguli Abansundu. Iqembu lalo nyaka lalinezinkampani eziqalisayo eziyi-12, ezine zazo ezasungulwa abantu base-Afrika. I-accelerator yabasunguli abamnyama uhlelo lwamaviki ayi-10 lwe-accelerator yedijithali yembewu enamandla amakhulu ezinkampanini eziqalisayo ku-Series A e-Melika eseNyakatho noma eCanada. Isiqhube iminyaka emine, iqembu lalo nyaka lalinezinkampani eziqalisayo ezivela emikhakheni ehlukahlukene ehlanganisa ezempilo, ezobuchwepheshe bezezimali, kanye nezamandla. Nakuba lezi zinkampani eziqalisayo zizinze eMelika eseNyakatho kanye naseCanada, ezinye zazo zinabasunguli base-Afrika. Izinkampani eziqalisayo eziku-Google for Startups Accelerator: Uhlelo Lwabasunguli Abansundu I-AfroHealth USeyi Adesola wasungula i-AfroHealth ngo-2022. Izinze eDallas, eMelika eseNyakatho, i-AfroHelth iyipulatifomu yezempilo nenhlalakahle yedijithali ehlinzeka ukuqeqeshwa kwezempilo nenhlalakahle yomuntu uqobo emiphakathini yabantu abamnyama kanye nabansundu. Ngokwesizindalwazi sezinkampani eziqalisayo, inikeza ithuluzi lamahhala elisiza abasebenzisi ukuthi balandelele izimpawu zabo ezibalulekile ezifana nomfutho wegazi kanye nokushaya kwenhliziyo. I-eBanqo I-eBanqo esungulwe ngokubambisana nowayesebenza e-Interswitch phambilini, uCharles Ifedi, iyipulatifomu yokuxhumana namakhasimende esiza amabhizinisi ukuthi asebenzisane kahle namakhasimende kuzo zonke izinkundla zokuxhumana. Iphinde ibe ne-chatbot ye-AI yokusiza amabhizinisi ukuthi andise isikhathi sawo sokuphendula. I-Rivet U-Anjolaoluwa, noma u-Anj Fayemi, uyi-rapper eyaphenduka umsunguli we-Rivet, inkundla yokwengamela abalandeli enikwe amandla yi-AI, esiza abaculi ukuba baqoqe imininingo esezinkundleni zokuxhumana nakwezinye izindawo abaxhumana kuzo nabalandeli babo. Ipulatifomu isungula imibono esebenzayo esekelwe ekuxhumaneni nezethameli futhi ihlinzeka izincomo zokuthi ungaxhumana kanjani nabalandeli. Inkampani eqalisayo yenza izinkulungwane ezingu-$500 ekuqaleni konyaka emzuliswaneni wangaphambi kwembewu (pre-seed) oholwa yi-Drive Capital. Indlela laba basunguli abasebasha abenze ngayo izinkulungwane eziyi-$500 ngenkundla yabo yokuxhumana nabalandeli, iRivet I-Expedier Isungulwe nguKingsley Madu, i-Expedier iyinkampani yeBIPOC (yabantu abamnyama, abomdabu, kanye namakhaladi) egxile kwezobuchwepheshe bezezimali. UMadu waqala inkampani yezobuchwepheshe bezezimali ngemuva kokubhekana nezinselele eziningi kakhulu njengomuntu owathuthela eMelika eseNyakatho. Ngaphandle kokusiza abathuthele kwamanye amazwe ukuba babandakanywe ngokwezezimali, i-Expedier iphinde inikeze isixazululo sezezimali esingabandlululi ngokwesiko. I-Google Startups Accelerator I-accelerator, ezoqala ekupheleni kukaMandulo izohlinzeka ngosizo olungewona umhlomulo womnikazi lwezinkampani eziqalisayo, ukuqeqeshwa okuvela emathimbeni eGoogle, amaboot camp ezobuchwepheshe, kanye namakhredithi omkhiqizo weGoogle."
+"ኦሉሚድ ""ዲ.ኦ' ኦሉሳንያ፣ ህጋዊ እርምጃ ለመውሰድ በሚፈልግበት ጊዜ፣ ስለ KloudCommerce መጥፋት ያለውን አመለካከት አጋርቷል። ኦሉሚድ ""ዲኦ"" ኦሉሳንያ፣ አሁን በናይጄሪያ ላይ የተመሰረተ የSaaS ጅምር፣ KloudCommerce፣ መስራች ሲሆን፣ ከአንድ አመት በላይ የገንዘብ ውዝግብ በኋላ ዝምታውን እየሰበረ ነው። KloudCommerce የአፍሪካን የችርቻሮ ሁኔታ ለመቅረጽ ትልቅ ምኞቶች ነበሩት፣ ልክ የናይጄሪያው NIBBS ዲጂታል ክፍያዎችን እንደለወጠው እና የህንድ ኦኤንዲሲ ዲጂታል ንግድን እየቀየረው እንደሚገኘው፣ ቸርቻሪዎችን ዲጂታል በማድረግ እና እንዲሁም ከበይነ መረብ በቀጥታ መስመር ውጭ ያላቸውን እቃዎች ያለችግር በበይነ መረብ በቀጥታ በመስመር ላይ እንዲሸጡ በማስቻል ነበር። ሆኖም የውስጥ ግጭቶች እና የኢንቨስተሮች አለመስማማት እ.ኤ.አ በመስከረም 2022 እንዲዘጋ አድርጎታል፡፡ ይህንን አስከትሎ ዊትራከር የኢንቨስተሮች ቡድን ዲኦን ድርጅቱን ገንዘብ ለግል ጥቅም በአለም ዙሪያ የተቀናጡ ጉዞዎች አካቶ ተጠቅመዋል በማለት መከሰሳቸውን ሪፖርት አትሞ አውጥቷል፡፡ እነዚህ ክሶች ልቅ እና አሳች ናቸው ሲሉ ዲኦ ይገልጻሉ፡፡ እያንዳንዱ የተሰጠው ውሳኔ ለድርጅ ተመራጭ ፍላጎት ነው ይላሉ፡፡ ዲ.ኦ ከቴክፖይንት አፍ���ካ ጋር በዚህ ልዩ ቃለ-ምልልስ ላይ፣ ሁኔታውን በሚያውቁ ሁለት ምንጮች ምስክርነት በመታገዝ፣ ጉዞውን፣ በእንቅስቃሴው ውስጥ ያጋጠሙትን ተግዳሮቶች በጥልቀት ፈትሾ ክሱን ፊት ለፊት ተጋፍጦታል። በመከላከያው ማእከላዊው የሆኑት፣ ዲ.ኦ ይህን የሀሰት አደገኛ ነጠቃ አቀናብረዋል ብሎ የሚያምነው፣ ኢንቬስተር አዴዳዮ አምዛት ናቸው። ይህ፣ አንዳንድ የጋራ ባለሀብቶችን፣ የማይደግፉ ተባባሪ መስራቾችን ማወዛወዝን ያካትት ነበር እናም ወደ እንደዚህ ዓይነት፣ ሚስቱም እንኳ “ራስን የማጥፋት ቁጥጥር” ላይ እንድታስቀምጠው ድረስ ያስገደዳት ጭንቀት ድረስ እንዳመራ ገልጿል። ዲኦ መጀመሪያ ሀዳባቸውን በዝርዝር ቲዩተረ ገጽ እ.ኤ.አ በመስከረም 1 2023 ተጋርተዋል፡፡ ተከታታይ ከ100 በላይ ትዊቶች፣ ከአንድ ሳምንት በላይ ቆይታ በኋላ የተገለጡ፣ በመጠምዘዝ እና ውስብስብ ነገሮች የታጨቁ የቦርድ ክፍል ሊንጎዎች፣ ለአዲስ መጤዎች ለመረዳት ፈታኝ ሊሆን የሚችል ነገር ነው ። ወደ ኋላ መለስ ብለን ስናስብ፣ ይህ ምናልባት ለረጅም ጊዜ በእግዚአብሔር ላይ ባለኝ እምነት ላይ የደረሰው ምርጥ ፈተና ሊሆን ይችላል፣ ለዚህም ክብርን ለእግዚአብሔር እሰጣለሁ፤ እናም አሁን ላለሁበት ቦታ እና ግንኙነት እሱ ላይ እምነት አለኝ። አንድን ሰው ፍትህ ለመስጠት እውነተኛ አቅም ያለው እሱ ብቻ ነው፡፡ ዲኦ(@davidicdoc) እ.ኤ.አ መስከረም 9 2023 ዓ.ም የኦዲን መከላከያ ለመረዳት በመጀመሪያ ወደ ክላውድ ኮሜርስ መጀመር ያስፈልጋል፡፡ የክሎድኮሜርስ (KloudCommerce) አመጣጥ አጭር ታሪክ፡- መጀመሪያ ላይ፣ Gloo.ng ነበረ። የክሎድኮሜርስ (KloudCommerce) ስር ግሎፕሮ (Gloopro) ውስጥ ነው፣ አሁንም ንቁ የሆነ የኢ-ፕሮኩሬመንት ድርጅት ሲሆን አሁን ከተቋረጠው የመስመር ላይ የሸቀጦች ሱቅ፣Gloo.ng የመነጨ ነው። የ ግሎፕሮ (Gloopro) አብላጫ ባለድርሻ የሆነው D.O ብዙውን ጊዜ Gloo.ng ን፣ ሁሉም በ2012 እርስበርስ በአንድ ወር ውስጥ መጀመራቸውን በመጥቀስ፣ ከኢኮሜርስ ግዙፎች ጁሚያ እና ኮንጋ ጋር ያወዳድራል። ሆኖም ጁሚያ እና ኮንጋ ከፍተኛ የገንዘብ ድጋፍ ሲኖራቸው፣ Gloo.ng ግን በራሱ የገንዘብ ድጋፍ የሚያደረግለት የጎን ስራ ጀመረ። በኮንጋ እና ጁሚያ የጀመሩትን የኢኮሜርስ ማእበል በመንዳት Gloo.ng በ2014 እና 2015 ከሲ.ኤን.ኤን እና ከቴክፖይንት አፍሪካ ጋር የሚታወቁ የቃለመጠይቆችን እድል አግኝቷል። እ.ኤ.አ በ2016 ዓ.ም /2017ዓ.ም ናይሬጂያን የመታው ከባድ ግሸፈት ከባድ ችግር በማምጣቱ በተለይ በኢ ኮሜርስ ዘርፍ ላይ የተለየ ተጽዕኖ አሳድሯል፡፡ Gloo.ng በማክሮ ኢኮኖሚ ገደቦችን የማይገታ ግን አልነበረም። ከእኛ የመሟላት ማዕከል ጋር ብንሔድም ለማርኬቲንግ እና ሌላ ስራ ማስኬጃ ወጪዎች ገንዘብ እያጣን ነው፡፡ ዲኦ ያስታውሳሉ፡፡ አጠቃላይ ቢዝነሱን ለማስጠል ትርፋማ እስኪሆን አስቸጋሪ ይሆናል፡፡ በ 2018 ከዚህ ግስጋሴ እረፍት መጣ፣ የUnilever ዋና ቢሮ፣ ከ Gloo.ng ዋና የማስረከብ መጨናነቅ ተፈጠረ፣ ምክንያቱም ከእርሱ የሚያዙ በርካታ ሠራተኞች፣ የ eProcurement መፍትሔ ፍላጎት መግለፃቸው ነበር። የዩኒልቨር አመራሮች Gloo.ng ልብስ የለበሱትን ቋሚ አስረካቢዎችን በማስተዋል ይህን በስፋት ጥቅም ላይ የዋለ አገልግሎት ለምን አልተቀበሉም ብለው አሰላሰሉ። ከዋናው ጽ/ቤት ጥያቄ ስለመጣ አዎ ብለን ገለጽን፡፡ ከእነሱ ኤስኤፒ ሲስተም ጋር በመቀናጀት የድርጀት መጠቀሚያዎች አስተዳደር ሲስተም ኢኤስኤምኤስ ብዬ ገለጽኩ፡፡ በ 3 ወር ጊዜ ውስጥም፣ በ ኮካ ኮላ ውስጥ ያለን ሌላ ትልቅ ደንበኛ ወደ ECMS አስፈረሙ። እነዚህ እንቅስቃሴዎች የ Gloo.ng መውደቂያ-ግማሽ ነጥብ ምልክት አደረጉ፣ ለ ዲ.ኦ የሀዘን ስሜትን አቀጣጠለ። የእሳቸውን ቡድን በማሰባሰብ አስፈላጊ አስ��ኳይ ለውጥ እንዲኖር እ.ኤ.አ በ2019 ዓ.ም በዩንቨስተሮች እና ባለድርሻዎች መባረክ ከቢ2ሲ/ Gloo.ng/ ወደ ቢ2-ቢኢ ግዢ አውታር /ግሎ ፕሮ ለድርጅቶች ሽግግር አደረጉ፡፡ ክቡራን አድምጡን! በቀጣዩ ወር ከ@Gloo.ng የሚወጣ ትልቅ ዜና አለን፡፡ የእኛን ኢኮሜርስ ንግድ እንዘጋለን > ባለፉት 18ወራት በስውር የገነባነውን አዲስ ንግድ እንጀምራለን! 💪🙌🏻 ከዚያ ጊዜ በፊት፣ የእኛን ዕውቀት @ 50% ቅናሽ እንሸጣለን! በጉጉት ይጠብቁን! ""ዛሬ, እኛ ጋር የሚሰሩ ቆንጆ ብዙ የስም ብራንድ ደንበኞች አሉን; ዩኒሊቨር, ኮካ ኮላ, የብሪቲሽ አሜሪካዊ ትምባሆ, Seplat, እና ተጨማሪ።"" ግሎ ፕሮ በተዋወቀ በወራት ውስጥ ዲኦ ሌላ ጥምቀት ያገኘ ሲሆን ወደ ሌላ ዘርፎች የድርጅቱን መፍትሔለ ማባዛት አስችሎታል፡፡ እሱም አንዳንድ የውስጥ ምርምርን ጀምሮ ነበር እና በችርቻሮው ዘርፍ ላይ ወስነው ተቀምጠዋል - ቀላል ውሳኔ ነበር ያስብላል የመልህቅ ደንበኛ ፍላጎት እንደመኖሩ አንፃር። በእጅ ላይ ባለ የቅርብ ጊዜ 1ሚሊዮን ዶላር የዘርፍ ፈንድ በጥልቀት የኢንጂነሪንግ ችሎታ መልምሏል፡፡ ዲ.ኦ ይህን አዲስ መፍትሄ 'ግሎፕሮ ሴፕታ' እንዳጎለበተው ተናግሮ ነገር ግን እሱን እየገነባ ሁለት ዓመት ሲሆነው አንድ ወሳኝ ነገር እንዳስተዋለ ተናግሯል። ሁለቱም ምርቶች/ኢሲኤምኤስ እና ሰግሎፕሮ ሴፕታ/ በአጠቃላይ በተለየ ኮድ መሰረት የተለየ ገበያዎች ኢላማ በማድረግ ስለሚሰሩ እነዚህን የተለያዩ ድርጅቶች መቀላቀል ስጋቶች እንደሚፈጥር ግልጽ ሆነ የባህል ግጭት ተነስቶ በክፍያ እና ሚናዎች ላይ ወደ ግጭት ሊያመራ ይችላል፡፡ ለግሎፕሮ ሴፕታ የመለመላቸውን መሐንዲሶችን ማቆየት ብዙም ሳይቆይ ለግሎፕሮ የፋይናንስ ችግር እንደሚፈጥር ተገነዘበ። ስለዚህም እነዚን ገደቦች ለመወያየት የባለድርሻዎች ልዩ አጠቃላይ ስብሰባ በማድረግ ዲኦ ሲያስታውስ ግሎፕሮ ፕሮጀክቱን ፈንድ ማድረግ ማስቀጠል እንደማይችል ትኩረት ላይ ማድረጉን ያስታውሳል፡፡ ቅርንጫፍ ማድረግ የውጪ ኢንቨስተሮች የምርት ልማት እንዲደግፉ ማፈላለግ አለብን፡፡ በግሎፕሮ ቦርድ ፈቃድ፣ ዲ.ኦ በወቅቱ የግሎፕሮ CTO የነበረውን፣ ዴቪድ ኡሞህ፣ እና በግሎፕሮ ሴፕታ ላይ ይሰሩ ከነበሩት መሐንዲሶች ከአንዱ በስተቀር ሁሉንም ወሰደ እና PayPecker UK Limited በታህሳስ 2 ቀን 2020 ተመዘገበ ። ፔፒከር በሂደት ስያሜው ክላውድ ኮሜርስ ተብሎ እንደገና ይሰየማል፡፡ የክላውድ ኮሜርስ ድርሻ መዋቅር ማብራሪያ በዲኦ መሠረት የግሎፕሮ ቦርድ ምርቱን ለመገንባት እስከዚያ ጊዜ ድረስ 750,000 ዶላር አውጥቷል ተብሎ በሚገመተው ግምት መሠረት ግሎፕሮ ሴፕታ አይፒን ወደ አዲሱ ኩባንያ በ 20% አክሲዮን ለማዛወር ተስማምቷል ። ይህ ውጤታማ በሆነ መልኩ የክሎድኮሜርስ (KloudCommerce) የመጀመሪያ ግምት 3.75 ሚሊዮን ዶላር አስቀምጧል። ከዴቪድ ኡሞህ ፣ከግሎፕሮ ከወሰደው ጋር፣ D.O ዋና የምርት ኦፊሰርን ፍራንክ አታሺሊ ቀጠረ። እኛ ተባባሪ መስራች ደረጃ የተሰጠን ሲሆን የተመደቡ ድርሻዎች 15 ፐርሰንት እና 10 ፐርሰንት ሲሆኑ ዲኦ 55 ፐርሰንት ይዘዋል፡፡ ነገር ግን አንዳንድ የግሎፕሮ ባለሀብቶች የአዲሱ አካል መስራች በመሆን በግሎፕሮ ውስጥ እንደ መስራች እና ዋና ባለድርሻ በመሆን ከ D.O ድርብ ሚናዎች አንፃር ሊፈጠር ስለሚችል የጥቅም ግጭት ስጋታቸውን ተናግረው ነበር። ""እነዚህን ስጋቶች ለመፍታት፣ እራሴን ጨምሮ ሦስቱም መስራቾች፣ ከፍትሃዊነት ይልቅ፣ ከአራት አመት በላይ የሚቆይ የአክሲዮን አማራጮችን እንደሚያገኙ አቅርቤ ነበር።"" ይህ ማለት ዲኦ ወይም ተባባሪ መስራቾች ድርሻቸውን ማግኘት ይችላሉ፡፡ በአንፃሩ፣ የግሎፕሮ 20% ሙሉ በሙሉ ተሰጥቶታል፣ ይህም ከመጀመሪያው ጀምሮ ሙሉ የባለቤትነት መብት ��ጥቶታል። ""ይህ የ Gloopro ጥበቃን እንደ የምርት አመንጭነት አረጋግጧል"" ዲ.ኦ ሲያብራራም፣ ""ለሚዛን ግን፣ ሁሉም ተባባሪ መስራቾች እያንዳንዳቸው አንድ ድርሻ (0.000001%) እና የመምረጥ መብት ተሰጥቷቸዋል፣ በተሰጣቸው አማራጮች መጠን"" መዋቀሩ እንደ መስራች እና ዋና ባለአክሲዮን ሶስት የቦርድ አባላትን እንዲሰይም እንደፈቀደለት፣ ግሎፕሮ ግን አንድ ማስገቢያ ብቻ እንደነበረው አምኗል። የቦርድ አብላጭ ውሳኔን አስክትሎ ዲኦ ክላውድ ኮሜርስን ማበልጽግ ጀምረዋል፡፡ በግንቦት እና ሀምሌ 2021 መካከል ከበርካታ ባለሀብቶች የቅድመ-ዘር ፈንድ በ SAFE ማስታወሻዎች $500,000 አስገብቷል። እያንዳንዱ ባለሀብት የባለአክሲዮኖቹን ስምምነት እና የአራት አመት የዕዳ አሰጣጥ መርሐ ግብሩን ይዘት እንደሚያውቁም አስምሮበታል። አዲስ ኢንቨስተሮች አሁን ያሉትን ባለድርሻዎች ድርሻዎች ለመውሰድ አቅሙ አላቸው፡፡ ነገር ግን የገንዘብ ድጎማው SAFE ማስታወሻዎች የተገኘ በመሆኑ፣ ባለሀብቶች እስከሚቀጥለው የዘር ዙር ድረስ ፍትሃዊነትን ወይም የቦርድ ቦታዎችን ማረጋገጥ አልቻሉም፣ ይህም ለSAFE ኢንቨስትመንቶች የተለመደ ፕሮቶኮል ነው። የሴፍ ኢንቨስተር መሪ ስለ ዲኦ የመስራች ጥቅማ ጥቅሞች ያላቸውን አቋም ገልጸዋል፡፡ ""የእነሱ (SAFE Investors) ጥቅማቸውን ለመጠበቅ እኛ ያለን ባለድርሻ አካላት ማንኛውም መስራች ወደፊት አዲስ አማራጭ መቀበል እንዳይችል ለማድረግ የባለድርሻ አካላትን ስምምነት ለማሻሻል ተስማምተናል"" በማለት ዲ.ኦ ይገልፃሉ። ይህ በእንዲህ እንዳለ፣ የ SAFE ባለሀብትን ጨምሮ ሶስት ሰዎችን ለቦርድ የመሾም መብቱን አስጠብቆ ነበር፣ ነገር ግን ዋና ምርጫዎቹ ስላልተገኙ፣ ለጊዜው ቦርዱን ከመመሥረት ይልቅ የንግድ ሥራ እድገትን ቅድሚያ መስጠትን መርጧል። ክሱን ስለማቅረብ ዲ.ኦ በግዴለሽነት አውጥቻለሁ እና ለንግድ ስራው ከምርቱ ይልቅ ቅድሚያ ሰጥቷል የሚለውን አቤቱታ በፍጥነት ውድቅ አድርጓል። ከሃያ ዓመታት በላይ ባለው የዶሜይን እውቀት ለኩባንያው ጥቅም በሚሰጡ ውሳኔዎች ላይ እንደሚቆምም አስምሮበታል። ዊ ትራከር ከመግለጫው በተቃረነ እነዚህ ውሳዎች በአንድ ድምጽ እንዳልተሰጡ ተገልጾአል፡፡ ወደ ጋና የተደረገ ጉዞ ዲ.ኦ ከ CTO እና CPO በተጨማሪ ልምድ ያለው ኦፕሬሽን ስፔሻሊስት እንደ COO እንዳመጣ ያስረዳል። ከሂደቱ በኋላም ስለተቀላቀለ የአክሲዮን አማራጮች አልተሰጠውም። . ነገር ግን በSAFE ማስታወሻዎች አማካኝነት ተከታታይ የቅድመ-ዘር ዙር ላይ ኢንቬስት አድርጓል። ""እሱ (COO) ወዲያውኑ ወደ የገበያ ስትራቴጂያችን ላይ መሥራት ጀመረ"" በማለት ዲ.ኦ ያስታውሳል፣ ""እኛ እያነጣጠርን ያለው የችርቻሮ ኢንዱስትሪ በአፍሪካ ውስጥ ጨምሮ በዓለም ላይ በጣም የተሰበሰበ እና በጣም የታየ ኢንዱስትሪ መሆኑን ተገነዘብን። በእና ፍተሸ በመላ አጉሪቱ ከ200 በላይ ኤግዚብሽኖች አግኝተናል፡፡ ከዚህ ቀደም፣ በግሎፕሮ ሴፕታ ምዕራፍ ወቅት፣ D.O ለቸርቻሪዎች መሸጥ ከሌሎች የቴክኖሎጂ ምርቶች ግብይት በተለየ መልኩ የተለየ አካሄድ እንደሚያስፈልገው ተገንዝቦ ነበር። ""ችርቻሮ ነጋዴዎች በቦርድ ክፍሎች ውስጥ ለመደበኛ የሽያጭ አገልግሎቶች በቀን ውስጥ በጣም የተጠመዱ ናቸው። ሆኖም ኤግዚብሸን ሲሳተፉ ይበልጡን ለሽያጭ ክፍት የሚሆኑበት ምክንያት ምን አዲስ ነገር እንዳለ ለመማር አእምሮቸአቸው ዝግጁ መሆኑን ነው፡፡ ዲ.ኦ ይህንን አካሄድ ""Events-based Distro Strategy"" ብሎ ያስቀምጣል ። በምዕራብ አፍሪካ ከምግብ እና መጠጥ እና ከውበት ምዕራብ አፍሪካ ዝግጅቶች ጀምሮ በሌጎስ ናይጄሪያ እና እንዲሁም በጋና የአክራ ፋሽን ሳምንት ቀዳሚ ስፖንሰር በመሆን በመላው አፍሪካ በኤግዚቢሽን ዝግጅቶች ላይ ማሳየትን ያካትታል። የእኛ ሞዴል ከአንደኛው ቀን ጀምሮ መጀመሪያ አፍሪካ የሚል ነው፡፡ ናይጄሪያ ውስጥ ለ20 ዓመታት ድርጅቶችን ገንብቻለሁ፡፡ በዚህ ላይ ሌላ ፍላጎት የለኝም፡፡ COO በግሉ ለአክራ ፋሽን ሳምንት የርእስ ዜና ስፖንሰርነታችንን አረጋግጦ በዋጋው ላይ ከፍተኛ ቅናሽ ለማድረግ እንኳን ችሏል"" ሲል ዲ.ኦ ማብራሪያ በመስጠት WeeTracker ለዝግጅቱ ከልክ ያለፈ ወጪ መዉሰዷን አነጋግሯል።። አክራ ፋሽንም ሳምነት እ.ኤ.አ ለታህሳስ 2021 ዓ.ም ታቅዶአል፡፡ ዲ.ኦ COO ውን እና አዲስ የተሾሙትን የአፍሪካ ማስፋፊያ ስራ አስኪያጅ ወደ አክራ ልኳል። እዛ እንደደረሱ ሶስት የአገር ውሰጥ ሰራተኞች በመቅጠር ጽ/ቤት መስርተዋል፡፡ ""ከዚያ ጊዜ ጀምሮ እስከ አክራ ዝግጅት ድረስ ከ 4,000 በላይ የንግድ ድርጅቶችን ለይተናል፣ ይህንንም ወደ እኛ ዋና ዋና ክፍል ጨምረናል እና ከ 300 በላይ የሚሆኑትንም አስፈርመናል"" ሲሉ ከቴክ ፖይንት አፍሪካ ስም-አልባነት ሁኔታ ጋር የተነጋገሩት የአፍሪካ ማስፋፊያ ስራ አስኪያጅ ያስታውሳሉ። የእሳቸው የስራ ዝርዝር ሞዴሉን ናይሮቢ፣ ጁሀንስበር እና ካይሮ ማባዛር ያካትታል፡፡ ሆኖም ሙሉ ስኬት ለመመስከር እድል አላገኝም ምክንያቱም በግል ምክንያት ጥር ላይ ሀላፊነታቸውን ለቀዋል፡፡ ከቤተሰቤ ጋር ጊዜ ለማሳለፍ ለበርካታ ወራት ከተለያየሁ በኃላ በታህሳስ ወደ ቤት ተመልሸለሁ፡፡ሲያስታውሱ የገለጹት በእኔ ቆይታ ወቅት ሌጎስ ውስጥ መልካም አጋጣሚ ተከስቶ ይህ ጋና ውሰጥ ካለው ሀላፊነቶቼ ጋር የሚጋጭ ሆነ በተመሳሳይ ጊዜ የጋና መንግስት የኮቪድ ክትባት ለመልሶ መግባት አስገደደ ክትባቱን አልወሰድኩም ይህ ለሥራ መልቀቂያ አስከትሏል፣ ብቸኛ አማራጭ ለነበረው ዲ.ኦ ትልቅ እንቅፋት ሆኖበታል፦ በርቀት የመቆየት እና ዋና ስራ አስፈፃሚ ግዴታውን በመወጣት በአክራ የማስፋፊያ ስራውን ያስተዳድራል። በኮቪድ ክትባት ላይ ህዝባዊ አቋመቸው ማለት ወደ ናይጄሪያ ላይመለሱ ይችላሉ፡፡ ይህንን ማድረግ ወደ ካናዳ መልሶ መግቢያ በማስከልከል ቡድኑን መሪ የለሽ ያደርጋል፡፡ የአክራ ፋሽን ሳምንት መዘጋቱን ተከትሎ COO ወደ ናይጄሪያ ተመልሷል። ዲኦን ጋዛ ውስጥ ከፍተኛ ወጪ ማድረግ ስለነበሩ ክስች ስጠይቃቸው እንደመለሱት በራሴ ሳንቲም ከ2 ወራት በላይ ሆቴል ልቆይ እችላለሁ፡፡ እንዲያውም በአክራ ረዘም ላለ ጊዜ መቆየቴ በግልጽ ሲታወቅ ወጪ ቆጣቢ የሆነ ሆቴል ያገኘውና የዋጋ ቅናሽ ያደረገው ዋና ሥራ አስኪያጁ ራሱ ነበር።"" አጠያያቂ በሆኑ የምርት ውሳኔዎች ላይ ምንም እንኳን ተስፋ ሰጪ የንግድ መለኪያዎች ቢኖሩም፣ የክሎድኮሜርስ ምርቶች ያመለጡ ኢላማዎችን እና የተሳሳቱ ማሳያዎችን ጨምሮ ተግዳሮቶች ገጥሟቸዋል። ዲኦ ዊትሬከር ሪፖርት ፈጽሞ ኢንቨስተሮችን እንዳላሳሳቱ ትኩረት ይሰጣል፡፡ ""የእኛ የመጀመርያው የቢዝነስ ሞዴላችን፣ በቅድመ-ዘር የፒች ዴክ ውስጥ የተገለፀው፣ በዕቃ ክምችት ላይ የተመሰረተ ገቢ ማመንጨት ነበር"" ሲል ያብራራል። ""እዚህ፣ 'የዕቃ ዝርዝር ቦታ' የመደብሮችን ብዛት አያመለክትም ይልቁንም በደንበኛ መደብር ወይም ሰንሰለት ውስጥ ያለውን ቦታ በዲጂታል ለማስተዳደር እና ለማስተላለፍ የሚፈልጉትን ቦታ ያመለክታል።"" ዲ.ኦ በጃንዋሪ 2022 ስለ ዘር ዙር ሲያስቡ፣ ሊሆኑ ከሚችሉ ባለሀብቶች የተሰጡ አስተያየቶች KPI ቸውን መቀየር እንደሚያስፈልግ ጠቁሟል። በሚገዙት የእቃ መያዢያ ቦታዎች ላይ ከማተኮር ይልቅ በነዚህ ቦታዎች የሚሰራውን የስራ መጠን ማጉላት ይጠበቅባቸዋል። መሪ እምቅ ዘር አምራቾች በአዲሱ ኬፒኤይ በሶስት ወራት ውስጥ ያለን እድገት ማየት ይፈልጋሉ፡፡ ዲ.ኦ የባለሀብቱን ዝመናዎች ከመላካቸው በፊት ለመገምገም በየ��ዜው ለጋራ መስራቾቹ ሲያካፍል እንደነበር ይናገራል። ""ነገር ግን፣ ከሰኔ እስከ ዲሴምበር 2021፣ ለስድስት ወራት የምርት ልማት እና የገበያ መግቢያ፣ ምርቱ ገበያን ለመያዝ እና ደንበኛን ለማግኘት ለታቀዱት ሶስት ወሳኝ ክንውኖች ዝግጁ አልነበረም። ለእነዚህ ክስተቶች ክፍያዎች ፈጽመናል፡፡ ስለዚህ ደንበኞችን ያላለቀ ምርት በማስገኘቱ ላይ አተኩሬያለሁ፣ አንዴ እንደተጠናቀቀ፣ እነርሱን ማሳፈር በቀላሉ ማብሪያና ማጥፊያ መጫን ይሆናል። የአፍሪካ ማስፋፊያ ስራ አስኪያጅ የዲኦን አቋም ያጠናክራሉ ""የተሳፈርንበትን የንግድ ሥራ ሁሉ ወደ ሌጎስ ቡድን እንዳስተላልፍ ተመርጬ ነበር። እነዚህን ንግዶች ወደ ደሞዝ ደንበኞች ለማሸጋገር የ KYC ሂደቶችን እነሱ ያካሂዳሉ። ዊ ትሬክር በሪፖረቱ እንደገለጸው ቁልፍ የሆኑ አሰፈጻሚዎች የምርቶችን አቅጣጫ በጣም ሳይታሰብ አዙረዋል፡፡ በቀጥታ ምርት ልማት ላይ ሀላፊነት ሳይኖረኝ የዚህአይነት ተጽእኖ እንዴት ላመጣ እችላለሁ? አንድ ምርት ደንበኛ ባለበት ቦታ ላይ ከተሰማራ እና እንደተጠበቀው የማይሰራ ከሆነስ፣ እኔ ነኝ ኮዱን ያዘጋጀሁት? ኮደሮችን ተቆጣጣሪ ነበርኩ? የምርት ተባባሪ መስራች ስራ ምንድነው? በዲ.ኦ አስተያየት ይህ ወደ አለመግባባቶች እና ከስራ ፈጣሪዎቹ ያጋጥመው ለጀመረው ተቃውሞ ምክንያት ነው። እነዚህ ጉዳዮች የድርጅቱ ውድቅት እንደሚያመሩ ቀደም አድጌ ተመልክቻሁ፡፡ ኢንቨስትመንቶችን በንቃት የፈለግኩት እኔ ነበርኩ እንጂ እነሱ አይደሉም። የምርት ዝግጁነትን በተመለከተ ባደረጉት ማረጋገጫ መሰረት ለባለሀብቶች ዘገባ አቅርቤ ነበር። እነሱ አለማድረሳቸው ለእኔ ቀጥተኛ ጉዳት እና አሳፋሪ ነበር"" ሲል ይገልጻል። ቢሆንም፣ በማርች 2022፣ ዲ.ኦ ወደ ናይጄሪያ ከተመለሰ በኋላ፣ በመላው ምዕራብ አፍሪካ ዓለም አቀፋዊ የአኗኗር ዘይቤ እና የውበት ብራንዶችን የማሰራጨት ብቸኛ መብት ያለው ዋና መልህቅ ደንበኛን በመፈረም የሽያጭ መሪን ደግፏል። ነገር ግን መርሐግብር የተያዘለት የምርት ማሳያ እና የቀጥታ ስርጭት ቅደም ተከተል መልህቅ ደንበኛ ግቢ አልተሳካም። ""ይህ ለእኔ የመጨረሻው ገለባ ነበር። ቀጣይ ሶስት ወራት አላቸው፡፡ እስካሁንም ግን ቅሬታ እና ወቀሳቆች ይቀርባሉ፡፡ ተጨማሪ ምንም የምቀበለው ነገር አልነበረም፡፡ በአሁኑ ጊዜ የክላውንድ ኮሜርስ ቀድሞውኑ የገንዘብ እጥረት ደርሶበታል፡፡ ጥቂት ኢንቨስተሮች የነገሮችን ሙሉ ምስል እንዲያሳዩዋቸው ይፈልጋሉ፡፡ በጨዋታው ውስጥ ከፍተኛ ቆዳ ያለው SAFE ኢንቨስተር ነበር ያለው፣ ከመካከላቸው አንዱ የዜድክረስት ካፒታል የሆነው አዴዳዮ አምዛት ነበር። አፋጣኝ የሆነ ቀድሚያ መሰጠት ያለበት ቦርዱን ለመመስረት ሲሆን በምርት አያያዝ ላይ ስላለው የአስተዳደር ስራ ለማስተዋወቅ አላማ አድርጎ ማተኮር አለበት፡፡ የቦርድ ክፍሉ (Boardroom) ድራማ ማስታወስ ጠቃሚ የሚሆነው በባለአክስዮኖች ስምምነት መሰረት ዲኦ እና ጎፕሮ ለቦርዱ መቀመጫ ሰዎችን የመምረጥ እና የማስያዝ ልዩ መብት ያላቸው መሆኑን እና የዘር ዙሩ እስካሁን ያልተጀመረ ስለሆነ ይህንኑ ማከናወን እንዳለባቸው ማስታወስ ያስፈልጋል፡፡ ""ሁሉንም ባለድርሻ አካላት በበቂ ሁኔታ ለመወከል - መስራቾችን፣ የSAFE ባለሀብቶች እና ግሎፕሮ - መብቶቼን ተጠቅሜ እራሴን፣ አደዳዮ አማዛትን እና የግሎፕሮ ተወካይን ለቦርድ መረጥኩ"" ሲል ዶ.ኦ ያስረዳል። የመጀመሪያው የቦርድ ስብሰባ እ.ኤ.አ በ ሚያዚያ 1 2022 ዓ.ም የተከናወነ ሲሆን በሁሉም አመላካቾች በአግባቡ የተፈጸመ ነበር፡፡ በተጨማሪም ተባባሪ መስራቾች ውሞህ እና አታችሊ ተገኝተዋል፡፡ ቦርዱ በተባባሪ መስራቾች መካከል ያለውን አለመግባባት እውቅና ሰ���ተዋል፡፡ ጉዳያችንን ትኩረት በመስጠት የተባባሪ መስራቹን ስብሰባ እንድናካሔድ መመሪ ተሰጥቶናል፡፡ እነርሱ ተጓዳኝ ከሆኑ የምርት መመሪያዎች ጋር ስለሚቀርቡ ከግል ጸብ ይልቅ የዲኦ ጥሪ መደረግ ይኖርበታል፡፡ ዲኦ ትኩረት እንዳደረገበት እነርሱም የገንዘብ እጥረት ደርሶባቸዋል፡፡ ስለሆነም እርሱ ደሞዝ መቀበል ትቷል፡፡ እስከ ጥር ማብቂያ ያለውን ተስተካካይ ገንዘብ የእርሱ ተባባሪ መስራቾች ግምሽ ክፍያን በሚቀበሉበት ጊዙ እርሱ ግን ገንዘቡን አልተቀበለም፡፡ እኔ እና ተባባሪ መስረቾቹ በሚቀጥለው ሳምነት እንገናኛለን፡፡ እርሱ ጥሪ አድርጎልኛል፡፡ በዚህ ስብሰባ ላይ በግማሽ ደሞዝ ለመቀጠል ያላቸውን ቁርጠኝነት በሚየቅበት ጊዜ ተባባሪ መስራቾቹ ሁኔታወ በዚህ የሚቀጥል ከሆነ ከ3 ወር በኃላ እንደሚለቁ ሀሳባቸውን ገልጸዋል፡፡ ተገርሜአለሁ። በአሁኑሰ ዓት 5.1 ሚሊዮን የሚያወጣ ዋጋ ያለው ድርሻ በድርጅት ውስጥ ከ10 ፐርሰንት እስከ 15 ፐርሰንተ ድረስ በእነዚህ ግለሰቦች እኔ ሰጥቻቸዋለሁ፡፡ በተለይም ነባር ባለሀብቶች የቅድመ ዘር ገንዘብ ወደ 150ሺ ዶላር አካባቢ ከሰጡ በኃላ የእኔን ድርሻ ልሰጣቸው ችያለሁ፡፡ በመጀመሪያው የቦርዶች ስብሰባ አምዛት ከተባባሪ መስራቾች ጋር በቀጥታ ግንኙነት ያደረገ ሲሆን ዲኦ በዚህ ጉይ ላይ ተቃውሞ አላቀረበም፡፡ ""ይሁንና የሚገርመኝ አምዛት እና ተባባሪዎቹ ከትዕይንቱ በስተጀርባ እኔን በመጥፎው የሚያሳየኝን ንግግር ማድረግ ጀመሩ"" ሲል ያስታውሳል። አዴዳዮ፣ ከዚህ ቀደም በጣም ቁርጠኛ እና በጣም ታማኝ እንደሆነ ከገለጽኩት መስራቼ ጋር በ WhatsApp መስተጋብር ያወራውን መልእክቶች በኩራት አጋርቶኛል - እኔን ለማናደድ መሰለኝ። ለ COO ተመሳሳይ ነገር አሳይቻለሁ እና ለስሙ መስራች ለተባለውም ስለ ተመሳሳይ ነገር ማወቅ ነበረበት።- ዲ.ኦ (@davidicdoc) ሴፕቴምበር 1፣ 2023 የሆነ ደባ እንዳለ ለእኔ የገባኝ የዛን ጊዜ ነው፡፡ እዚህ ላይ የዊታከርስ ሪፖርት የማነሳ ሲሆን ከቡድኑ አንዳንድ አባላት ክፍያን ይዞ ሳለ ለበርካታ ወራት ደሞዝ እንዳወጣ ተናግሮአል፡፡ በተጨማሪም ይህ የድርጅቱን ኢንቨስትመንት ያለአግባብ ጥቅም ላይ ማዋል ማለት ነው፡፡ ይህ በጭራሽ ሀሰት ነው፡፡ ዲኦ አረጋግጦታል፡፡ ከሰራተኞቼ ላይ በጭራሽ የእኔ ደሞዝ ቅድሚያ አልሰጠሁም፡፡ በእርግጥ በገንዘብ እጥረት ምክንያት እ.ኤ.አ እስከ መጋቢት 2022 ዓ.ም ብቻ ለሰራተኞቻችን ደሞሞ ለመክፈል ችግች አጋጥመውን ነበር፡፡ የተፈጠረው መዘግየት ይጠበቅ ኢንቨስትምንቱ ላይ ይጠበቅ የነበረ ነው፡፡ በዚህን ጊዜ በግሌ እስከ ጥር ድረስ ደሞዝ መውሰድ አቁሜአለሁ፡፡ ለሚያዝያ ወር ለሰራተኞች ደሞዝ ለመክፈል በድርጅቱ ስም ብድር ተበድሬአለሁ፡ በኤፕሪል 22 የሰራተኞች ደሞዝ በጠቅላላ N15M (የእኔን ሳይጨምር): በሥነ-ምህዳር ውስጥ ካሉ አዛኝ ጓደኞች ለኩባንያው ብድር ለማግኘት ሄድኩኝ ፣ በግሌም የመመለስ ዋስትናዎችን ሰጠሁ። ይህንን ተመላሽ የመክፈል አስፈላጊነት ቅናሽ ተደርጓል፣ ብዙም ሳይቆይ ለመካስ ከቀረበ…— D.O (@davidicdoc) ሴፕቴምበር 1፣ 2023 ለ Paymente Limited (ግሎፕሮ) የገንዘብ ማዛባቱን በተመለከተ፣ ""በክሎድኮሜርስ የመጀመሪያ የስራ ወራት፣ የቅድመ ዘር የገንዘብ ድጋፍ ከማግኘታችን በፊት፣ ግሎፕሮ የተለያዩ ወጪዎችን ይሸፍናል፣ የቤት ኪራይ፣ የህትመት ስራ፣ ኢንተርኔት፣ ላፕቶፖች፣ ደሞዝ እና ሌሎችም። የተጠቀሰው ገንዘብ ተዛማጅ ወገኖች የገንዘብ ማስተላለፍ ሲሆን ለብቸኝነት ለክሎድ ኮሜርስ እዳ ክፍያ በከፊል የዋለ ነው፡፡ አሁን በተናጠል ከግሎፕሮ ጋር እየሰራ ይገኛል፡፡ ከፍያዎቹ የተፈጸሙት በግሎፕ ቦርድ ጥያቄ ነው፡፡ አምዛት እነዚህን ልዩነቶች ለመፍታት ወይ��� ለማብራራት እድል ከመስጠት ይልቅ የSAFE ኢንቨስተሮች ክፍል ያለው የዋትስአፕ ቡድን አቋቁሞ ስለ እሱ የተሳሳተ መረጃ አሰራጭቷል ብሏል። የአሚጌት አላማ ረብሻ የተሞላበት ርክክብ እንዲጀመር መሆኑን እና በቀናነት ድርጀቱን በመመርመር የምርት ፍኖተ ካርታውን ባጣጣመ መልኩ ይህንን ድርጊት በተቃራኒው እያከናወነ እንደነበር አምኗል፡፡ እርሱ በ እውነት የገንዘብ ኢ ስነምግባር አለ ብሎ የሚያምን ከሆን በቦታው የተቀመጠውን ገዢ መዋቅር መጠቀም እና የዲኦ ማብራሪያዎችን ጥቅም ላይ በመዋል ለእንደዚህ አይነት ስጋቶች እነዚሁን አሰራር ፕሮቶኮሎች ስራ ላይ ማዋል ነበረበት፡፡ ለቦርዱ ሪፖርት መደረግ ነበረበት ይህን ተከትሎ ቦርዱ የፓናል ስብሰባ አከናውኗል፡፡ ጥልቅ የሆነ ግምገማ ያከናውን ዘንድ የውጭ ኦዲተር ስራ ላይ አሰማርቶአል፡፡ ከዚህ ኦዲት በሃላ የውጪ ኦዲቱ ሊኖር ወደሚችል የፋይናንስ ያልተገባ ጥቅም ይፋ መግለጫ መስጠት አለበት፡፡ በዋትስአፕ ቡድኑ ይነዛ የነበረው ክስ የሴፍ ኢንቨስተሮች አሳማኝ የሆነ የባለድርሻዎች ስብሰባ እንዳይጠሩ ገድቧል፡፡ ይህ ስብሰባ ሁሉንም ኢንቨስተሮች ዲኦ እና የስራ አስፈጸሚ ቡድኑን የሚያካትት ነው፡ ዝርዝር ርዕሰ ጉዳዮችን እና በስብሰባው ጊዜ ትኩረት ሊደረግባቸው የሚገቡ ስጋቶችን ያዘጋጁ ሲሆን ይኸውም ለቅዳሜ እ.ኤ.አ ግንቦት 27 2022 ዓ.ም እንዲቀነስ ተደርጓል፡፡ ስብሰባው ያልተጠበቀ አቅጣጫ የያዘ ሲሆን አማዚል እና ዲኦ ጥላቻ በተሞላበት የቃል ልውውጥ በማድረግ ላይ ተጠምደው ነበር፡፡ የዚህ አለመግባባት ውጥረት የሴፍ ኢንቨስተሮች የሆኑት እና ስብሰባውን በሊቀመንበር የመሩት ስብሰባውን ከጊዜ ገደቡ ውስጥ እንዲያልቅ እንዲቋጭ እንዲያደርጉት ሆኗል፡፡ ውጥረት ከተሞላበት ጭቅጭቅ በኃላ ዲኦ ካለው የስረ አስፈጻሚት ሚና ቢለቅ የተሸለ ሆኖ ተሰምቶታል፡፡ ""በአመራሬ ላይ ያለው እምነትን ሊሸረሸር ስለሚችል ከባቢ አየር እና ስሜት በተለይም አምዛት በእኔ ላይ ባሳየኝ ንቀት፣ ትክክለኛው ውሳኔ እንደሆነ ተሰማኝ።"" ስብሰባውን በተጋነነ ሁኔታ ያዩት ኢንቨስተሮች ጋር ግንኙነት ለመጀመር ውሳኔ ይፈልጋል፡፡ በተጨማሪም አምዛትን ለመልቀቅ በወሰነው ውሳኔ ቀረበ እና አምዛትም ተጨማሪ የገንዘብ ድጋፍ ወደ ክሎድኮሜርስ ለማፍሰስ እና በዲ.ኦ ለመልቀቅ ተስማማ። ""በዛም ውሳኔ ደህና ነበርኩ"" ዲ.ኦ ከ4 ዓመት በላይ የድርጅቱ ዋና ዳይሬክተር ለመሆን በማሰብ KloudCommerce አልጀመርኩም ነበር። ዋናው ስጋቴ ምርት ነው፡፡ በቦርድ ክፍሉ ድራማ ብዙ ሰዓት አባክነናል፡፡ ምንም እንኩዋን 21 ፐርሰንት የድርሻ አማራጭ በእኔ የ8 ወር ቆይታ ላይ የተደረገ ቢሆንም ድርጅቱ በምርቶቹ ላይ ያለውን ትኩረት እንዲተወ የበለጠ ፍላጎት አለኝ፡፡ አሚዜት ለዲኦ ግብዣ በማድረግ በዚድቫንስ ዋና ጽ/ቤት ሌጎስ ላይ ተገናኝተው የቀጣይ ኢንቨስትመንት ደንቦች ላይ እና የዲኦ ስንብት ላይ ለመወያየት ግብዣ አቅርቦአል፡፡ ተጨማሪ ኢንቨስትመንት 200ሺ ዶላር ወደ ክላውዶ ኮሜርስ ለማስገባት ጥያቄ አቅርቦአል፡፡ በተጨማሪም ሌሎች የሴፍ ኢንቨስተሮች ድርሻቸውን ከፍ እንዲያደርጉ ያበረታታል፡፡ ""በመለዋወጫ 10 በመቶ ያላትን የአክሲዮን ምርጫዬን ትቼ ለመጨረሻ ጊዜ ከመውጣቴ በፊት ለአንድ አመት ያህል በአማካሪነት እንድቆይ ይጠበቃል ነበር"" ሲል ዶ.ኦ ያስታውሳል። የሚገርመኝ ነገር የደንቡ መግለጫ ቆይቶ የቀረበ ሲሆን በስብሰባችን ላይ የተስማማነውን ይዘት ያለው አልነበረም፡፡ ከመነሸ ግንዛቤያችን ይልቅ እሱ ያቀረበው ያለኝን ድርሻ ከ55 ፐርሰንት ወደ 29 ፐርሰንት በማሳነስ 21ዱ ቀን መሆኑ ለኢንቨስትመንት የቀረበ እንዲሆን ማድረግ ነው፡፡ በተጨማሪም ለራ�� 15 ፐርሰንት የመደበ ሲሆን የተቀረውን በተወሰኑ ኢንቨስተር ባለሆኑ አካላት እንዲከፋፈል አድርጎአል፡፡ አሁንም ድርጅቱ ለማዳን ጉጉት ያለ ሲሆን ዲኦ ደንቦቹን ለመቀበል ፈቃደኛ ነው በተለይም በ24 ሰዓት ውሰጥ 200ሺ ዶላር ለመክፈል ቁርጠኛ ነው፡፡ ከመጀመሪያው የኢሜል መልዕክት ካገኘሁበት ቀን ጀምሮ በሰራተኞች ስብሰባ ላይ የእኔን መልቀቂያ እንድገልጽ አሳምነውኛል፡፡ እኔም እንደነገርኩዋቸው ገንዘቡ ለአንድ ወር ያህል ብቻ የተጓተተውን እና የስራ ማስኬጃ ወጪዬን ለመሸፈን እና ለደሞዝ እንደሚውል ነግሬያቸዋለሁ፡፡ ሲኦኦ የእኔን ሀላፊነት እንዲረከብ የገለጸኩላቸው ሲሆን ይህንንም ዲኦ ያስታውሳል፡፡ ሆኖም ግን ያልተጠበቁ አቅጣጫዎች ተከስተዋል፡፡ ዲኦ እንዳለውም የተከለሰውን የደም ሰንጠረዥ በቀጣዩ ቀን ከአሚዛት ይቀበላል፡፡ አሁን በብቸኝነት የ50ሾ ዶላር ኢንቨስትመንት በማቅረብ የተቀረውን 150ሺ ዶላር ለመያዝ ቁረጠኛ እንደሆነ ገልጾአል፡፡ በተጨማሪም ቀደም ብሎ የተገለጸውን 15 ፐርሰንት ለእርሱ ድርጅት ዜድክሬስት ካፒታል የመደበ ሲሆን ድርጅቱ በጠቅላላው አዲስ የሆነ ተቋም ነው፡፡ እንዲሁም ጉዳት ላይ የሚጥል ስድብን በማከል የእኔን ያልተከፈለ የ6 ወር ደሞዝ ለመተው ፈላጎት አለው፡፡ ይህንን የምቀበልበት ምንም አይነት መንገድ የለም፡፡ ሁኔታው እየተባባሰ ከመምጣቱ በላይ እስከ ሰኔ ድረስ ሊራዘም ችሎአል፡፡ ይህ በእንዲህ እንዳለ ዲ.ኦ ሳያውቅ ሰራተኞቹ የኢንቨስትመንት ውሎችን ለመቀበል ፈቃደኛ አለመሆኑ ለሁለት ወራት ደመወዝ ያልተከፈላቸው ምክንያት እንደሆነ በሹክሹክታ መናገር ጀመሩ። ተመራጭ ያልሆነውን ሁኔታ ስላላወቁት ይህንን ለዲኦ አቅርቤ ነበር እሱም ያስታውሳል፡፡ ጫናው ጉዳዩ እስኪፍለቀለቅ ድረስ ያደረሰው ሲሆን በሴፍ ኢንቨስተሮችም ያስቀመጡትን ግዴታ እንዳይሳካ ለማድረግ ጥረት ተደርጎአል፡፡ ዲ.ኦ እንዳለው ግዙፍ ውጥረቱ በመጨረሻ በጭንቀት በተፈጠሩ ችግሮች ምክንያት ወደ ድንገተኛ ክፍል እንዲያመራ አድርጎታል። ዲ.ኦ ከዋና ስራ አስፈፃሚነት ለመልቀቅ ያላሰለሰ ጫና ስለገጠመው የአምዛትን እርምጃ ያለምንም ህጋዊ መሰረት በጠላትነት ለመንጠቅ የተደረገ ሙከራ አድርጎ ተመልክቷል። የደንብ ቅጹን ፈርሞአል፡፡ ነገር ግን ግልጽ እና የጸና የድርሸ መዋቅር ስምምነት እንዲቀመጥ እና ሁሉም በቅጹ ላይ ያሉት አሻሚ ደንቦች ግልጽ እንዲሆኑ ጥያቄ አቅርቦአል፡፡ እኔ በአግባቡ እንደማውቀው ይህን መሰል ስምምነት የሁሉንም ነባር ባለአክስዮኖች ፊርማ እንደሚጠይቅ ነው እርሱ እንዳብራራልኝ፡፡ በተቀረው ጊዜ አሚዛት ቀደም ብሎ ቃሉን በማሟላት የ50ሺ ዶላር ኢንቨስትመንት አቅርቦአል፡፡ ግጭቱ እንደቀጠለ ሆኖ ዲኦ ይህንን ስምምነት በእርሱ በኩል እንዲቆይ ያደረገ መሆኑን ገልጾአል፡፡ እንዲሁም በደንብ ቅጹ ላይ ያሉትን የእርሱን ቀጥተኛ ሀላፊነቶች ማሟላት አዘግይቷል፡፡ ""በግርግሩ ውስጥ እንኳን፣"" ዲ.ኦ ያስታውሳል፣ ""እኔ ናይጄሪያ ውስጥ የመጀመሪያ ደረጃ የቀጥታ የችርቻሮ ማሰራጫዎችን ለማስጀመር ላይ ነበር አንድ ዋና ዓለም አቀፍ የአትሌቲክስ ብራንድ ጋር አጋርነት ለማረጋገጥ ችሏል።"" በተለያዩ የሽምግልና ሙከራዎች ድርድሩ ቀጠለ። በዲኦ ላይ እንደሚነሳው ሹክሹክታ የተጠረጠረው ተገቢ ያልሆነ የገንዘብ አጠቃቀም እስከ ነሐሴ ድረስ የቀጠለሲሆን ግሎ ፕሎ ብራንድ ማሳሰቢያ በመስጠት ዲኦ በቦርዱ የማጣራት ምርመራ እንዲጋፈጥ መጥሪያ አቅርቦአል፡፡ ""ከምንም ጥፋት ነፃ ሆኛለሁ "" ሲል ዲ.ኦ ያብራራል። በሁለቱም ግሎፕሮ እና ክላውድኮሜርስ ውስጥ ድርሻ የነበረው ሌላ ባለሀብት በዲኦ እና በአምዛት መካከል ለመደራደር የተለየ ስ���ሰባ ለማዘጋጀት ሃሳብ አቀረበ። የስብሰባው መደምደሚያ የድሮው የደንብ ቅጽ ጽኑ የሆነ ስምምነት ሳይሆን ዲኦ እንደዋዛ ያቀረበው ነው፡፡ ከውይይታችን በኃላ እኔ ተካፋይ ባልሆንኩበት ነገር ግን አእጄን ባስገባሁበት ስብሰባ ላይ ጥቂት የክላውድ ኮሜርስ ስራ አስፈጻሚዎች የተጭበረበረ አጸፋዊ ምላሽ ሰትቶአል፡፡ ዶኦ በድጋሚ እንዲቆጠብ ተደርጎአል፡፡ ዲኦ በቲውተር እንዳጋራው መልዕክት አጸፋዊ ምላሹ አላማ ያደረገው አስከፊ በሆነ ሁኔታ የግልፖል በክላውድ ያለውን ድርሻ ከ25ፐርሰን ወደ 5 ፐርሰንት መቀነስ ነው፡፡ በተጨማሪ የዲኦ ድርሻ በ5 ፐርሰንት እንዲቀነስ ጥያቄ ቀርቧል፡፡ በወቅቱ የወጣው የቴክኖሎጂ ዋና ኃላፊ ምንም አልቀረለትም። ለዚያውም በተጠቀሱት ሁለት ስፖንሰር አድራጊዎችና በዜድ ክሬስት አማካኝነት የግሎፕሮ ድርሻ ከ20 በመቶ ወደ 5 በመቶ ሲቀንስ የእኔም ድርሻ ከአንድ ዓመት በፊት ከነበረኝ 55 በመቶ ወደ 5 በመቶ እንዲቀንስ ተደርጓል። (ይህ በከላውድ ካፕ ሰንጠረዥ ላይ ያሉትን ሌሎች ሁሉንም አካላት በእኩልነት ቀለል አድርጎታል £ pic.twitter.com/w3GtF7HRVh— D.O (@davidicdoc) ሴፕቴምበር 9፣ 2023 ግላስኮም ቦርድ ይህንን በደንብ ቅጹ ላይ መግለጹ የሚያስገርም አይደለም፡፡ ቦርዱ ቀደም ሲል KloudCommerce IP ን ለማዘጋጀት ያዋሉትን ሀብቶች እና ጥረቶች በ $ 750,000 ዋጋ መስጠቱ ጠቃሚ ነው, ይህም በድርጅቱ ውስጥ ሙሉ በሙሉ የተከፈለ 20% ድርሻ ነው። ""እኔ ሳላውቅ፣ በዚህ አዲስ የእርቅ እና የድርድር ጥረት ከእኔ ጋር እየተሳተፈ ሳለ፣ አዴዳዮ ከኋላዬ በጸጥታ እንዲፈጽሙት የ SAFE ኢንቨስተሮች በፀጥታ እንዲፈፀሙ ፈልጎ ለ EFCC ይላክልኝ የሚል አቤቱታ በስውር አሰራጭቷል። "" D.O በሚከተለው ትዊት ላይ ይጋራል፣ ""ይህን ከአንድ የክሎድኮሜርስ አቅራቢዎች አውቀዋለሁ።"" ጥረቱ ሳይሳሳ ቀርቶአል፡፡ በተለይ ቱንዴ ኦጉንሪሚ, ከፍተኛ የሶስቱ SAFE ባለሀብቶች, አቤቱታውን ለመፈረም ፈቃደኛ ባለመሆኑ ድምፃቸውን ከፍ አድርገው ነበር። ለግል እቃዎች ውለዋል በሚል የተጠረጠረው ገንዘብ እውነታ በተመለከተ አለምን ለመዞር ገንዘቡን አጥፍተዋል የተባለው ሀሰተኛ የመሆኑን እውነታ አውቃለሁ፡፡ ኦጉል ራሚ ለቴክፖይንት አፍሪካ ይህንን ገልጾአል፡፡ ዲኦ የበዓል እረፍት ወስዶ ነበር፡፡ እኔ እስከማውቀው ድረስ በኮቪድ 19 ክትባት ላይ አቋም ነበረው፡፡ ሁለታችንም የሰለጠንን የህክምና ባለሙያዎች ስንሆን ስለወረርሽኙ ጥብቅ የሆነ ውይይት አድርገናል፡፡ ገንዘብን አላግባብ መጠቀምን በተመለከተ በጣም አስቀያሚ ክሶች በተገቢው የገለልተኛ ኦዲት ቻናል በኩል በቀላሉ ለመቋቋም ቀላል ናቸው። ነገር ግን ስለ ገንዘብ ብክነት በተለይም ወደ ጋና ጉዞ ላይ የሚሰነዘሩ ውንጀላዎች ቢያንስ ቢያንስ የተሳሳቱ ናቸው። ይህንን ነጥብ አስመልክቶ በሚስቱ ላይ የተደረገው ምርመራ ዲኦ እንደሚናገረው ሌሎች የጤና ጉዳዮችን ለማስወገድ የሚያስፈልግ የእረፍት ጊዜ ነበር፡፡ 490. ""እኔ ስመለስ ግሎፕሮ የመልሶ ማቅረቢያ ጨረታውን ውድቅ አድርጎት ነበር እና አምዛት ከክሎድኮሜርስ ቦርድ መልቀቂያውን አቅርቧል"" ሲል ዲ.ኦ ያስታውሳል። የዲኦ መነሻ እርምጃ ቦርዱን በድጋሚ መዋቀር ነበር፡፡ ቦርዱ ኦጉንአርሚን የግፖሮ ስራ አመራር ዳይሬክተርን ያካተተ ነበር፡፡ ዲኦ በሊቀመንብነት ይመራ ነበር፡፡ ይህ አደረጃጀት ከሴኤፍኤ ኢንቨስተሮች፣ ግሎፕሮ እና የመስራቹ ፍላጎት የመጀመሪያ ውክልና ጋር የሚስማማ ነበር። በቀጣይነት ቦርዱ በዝግታ የምርት ኦዲት ያስጀመረ ሲሆን አሁን ያለበትን ጉዳይ ለመመዘን ያከናወነው ነበር፡፡ የኦዲት ግኝቱ የሚያመላክተው ሁኔታው ድርጅቱን እሰከማዘጋት በሚያርስ ሁኔታ የተባባሰ መሆኑን ከበላይ ሶስት ኢንቨስተሮች መካከል አንዱ ውሳኔ በመወሰን አዳጋች ሆኖበታል፡፡ ኦጉንአርሚ ያስታውሳሉ፡፡ ""ነገር ግን የጋራ መስራቾች አብረው መስራት አለመቻላቸው ብቻ ሳይሆን ከፋይናንሺያል ቁርጠኝነት እና የገንዘብ ማሰባሰብ ችግር ጋር ለድርጅቱ ዕዳ መክፈላችንን እንቀጥላለን.። በዚህ ደረጃ ላይ መደረግ ያለበት ብልሃት የደም ፍሰቱን ማቆም ነው፡፡ ድርጅቱን የመዝጋት ውሳኔ ተፈጻሚ የሆነው እ.ኤ.አ መስከረም 30 2022 ዓ.ም ሲሆን ሁሉም ባለድርሻ አካላት እንዲያውቱ ተደርጎአል፡፡ አብዛኛዎቹ ኢንቨስተሮች በዚህ ደረጃ ላይ ተመሳሳይ መደምደሚያ ላይ ደርሰው ነበር ምክንያቱም በቦርዱ ለውይይት ስብሰባ በተጠራበት ጊዜ ስብሰባው ላይ ትቂት ኢንቨስተሮች ተገኝተው ነበርበዚም ላይ ምንም አይነት ጉልህ የሆነ ተቃውሞ አልተነሳም ነበር፡፡ ኦጉንአልሚ ያስታውሳል፡፡ የድርጀቱ መዘጋት ተከትሎ ሕይወቴ ወደዚህ ድቅድቅ ጨለማ ሊወድቅ ችሎአል፡፡ ኦዲ በድህረ ገጹ እንዳብራራው፡፡”ከማንም እና ከምንም ለቅቄአለሁ/ተሰናብቻለሁ ይህ በእውነት ለውስጤ ማንቂያ ሊሆንየሚችል ነው በተመሳሳይ መልኩ የ24 ሰዓት ራስን የማጥፊያ ጊዜ እንዲሰጠኝ ተደርጎአል” በግልጽ ለመናገር በሁሉም ነገር ላይ ፍላጎት የለኝም፡፡ እንደ ዲኦ ዊትራከርስ ሪፖርት የሆነው እና የድርጅቱን መዘጋት ጀምሮ ትቅምት ላይ በተለቀቀው መልዕክት በዋነኝነት የሚያሳየው የአሚታዝ እና የእሱን ሲኦኦ እይታ ነው፡፡ ሁኔታው እስከ እ.ኤ.አ መጋቢት 2023 በጸጥታ የቆየ ሲሆን ቴክ ኬብልም ዲኦ በኢኤፍሲሲ መታሰሩን ሪፖርት አድረጎአል፡፡ ይህ ለእኔ ግራ የሚያጋባ ሁኔታ ነበር፡፡ ከኦሊ በግል የስልክ ጥሪ እየደረሰኝ ሳለ ስለ መታሰሩ ማንበቤ ግር የሚያሰብል ነው፡፡ ቴክካባል በመቀጠል ጽሑፋቸውን አሻሽለው ዲ.ኦ ከታሰረ 24 ሰአት ባልሞላ ጊዜ ውስጥ ባለፈው ቀን መፈታቱን አረጋግጧል። ዲ.ኦ የመከራው ጊዜ ሁሉ የተሰላ እንቅስቃሴ ነው ሲል ሚዲያው ሳይታወቅ በዕቅዱ ውስጥ ጥቅም ላይ ውሏል ሲል ክስ አቅርቧል። እርሱ እንዳረጋገጠው አቤቱታው የተቀነባበረ ነው፡፡ በገለልተኝነት የተሰናዳ እና በአሚዛት የተፈጸመ ነው ጠበቆችን እንደመያዜ እና ተገቢ የሆነ ህጋዊ ዘዴን ተጠቅሜ ለጉዳዩ መፍትሔ ለመስጠት መረጫለሁ፡፡ በተቀረው ጊዜ ጉዳዩ መፍትሔ እንደሚያገኝ እጠብቃለሁ፡፡ እርሱ እንደደመደመው","Olumide ""D.O' Olusanya shares his perspective on KloudCommerce's demise, as he looks to pursue legal action Olumide ""D.O"" Olusanya, founder of now defunct Nigeria-based SaaS startup, KloudCommerce, is breaking his silence after over a year of financial controversy. KloudCommerce had lofty ambitions to reshape African retail, much like Nigeria's NIBBS changed digital payments and India's ONDC is altering digital commerce, by digitalising retailers and also enabling them to seamlessly sell their offline inventory online. However, internal conflicts and investor disagreements led to its shutdown in September 2022. Following this, WeeTracker published a report in which it alleged that a group of investors accused D.O of misusing company funds for personal gains, including lavish trips across the world. ""These allegations are wild and misleading,"" says D.O, ""Every decision made was in the best interest of the company."" In this exclusive interview with Techpoint Africa, D.O, supported by testimonies from two other sources familiar with the situation, delves into his journey, the challenges faced by his venture, and confronts the allegations head-on. Central to his defense is investor Adedayo Amzat, whom D.O believes masterminded a thwarted aggressive takeover. This, he explains, involved swaying some co-investors, unsupportive co-founders, and led to such distress that his wife felt compelled to put him on ""suicide watch"". D.O first shared his perspective through a detailed Twitter thread on September 1st, 2023. The series of over 100 tweets, unfolding over a week, is laden with twists and intricate boardroom lingo that can be challenging for newcomers to understand. In retrospect, this may very well have been best thing that’s happened to my faith in God in a long while, for which I give glory to God🙌I am thrilled🤩 about the state of my present relationship with and trust in Him. He’s the ONLY one with the true ability to justify a man.— D.O (@davidicdoc) September 9, 2023 To make sense of D.O's defense, it's essential to first delve into the beginnings of KloudCommerce. A brief history of the origins of KloudCommerce: In the beginning, there was Gloo.ng KloudCommerce's roots lie in Gloopro, a still active eProcurement firm that emerged from the now-defunct online grocery store, Gloo.ng. D.O, a majority shareholder of Gloopro, often compares Gloo.ng to eCommerce titans Jumia and Konga, noting that they all debuted in 2012 within a month of one another. However, while Jumia and Konga had significant financial backing, Gloo.ng started as a self-funded side venture. Riding the eCommerce surge initiated by Konga and Jumia, Gloo.ng secured notable interviews with CNN and with Techpoint Africa in 2014 and 2015 respectively. Yet, the recession that hit Nigeria in 2016/2017 posed severe challenges, particularly impacting the eCommerce sector. Gloo.ng was not ompervious to the macroeconomic constraints. ""Despite breaking even with our fulfillment centre, we were losing money to marketing and other overhead costs, "" D.O recalls, ""It was clear sustaining the entire business until it became profitable would be tough."" A significant break came in 2018 when Unilever's head office, a major delivery cluster for Gloo.ng because of the many employees ordering from it, expressed interest in an eProcurement solution. Noticing the regular deliveries by staff in Gloo.ng attire, Unilever's leadership pondered why they hadn't adopted this widely-used service. ""We said yes because the request came from the head office. We integrated with their SAP system and I dubbed it 'Enterprise Consumables Management System' (ECMS)."" Within 3 months, they had signed another big client in Coca Cola to the ECMS. These moves marked Gloo.ng's break-even point, sparking an epiphany for D.O. He rallied his team, emphasising the urgent need to pivot and in 2019, with the blessing of investors and shareholders, they transitioned from B2C (Gloo.ng) to a B2B eProcurement platform (Gloopro) for corporates. Fellows, listen up! We’ve BIG news coming out of @Gloo_ng next month! We’ll be shutting down our ecommerce business & will be launching a new business we’ve built past 18months in stealth!💪🙌🏻 Ahead of that time, we’ll be selling off our inventory @ 50% discount! Stay tuned! ""Today, we have on board pretty much most of the name brand customers; Unilever, Coca Cola, British American Tobacco, Seplat, and more."" Within months of announcing Gloopro, D.O got another epiphany, to replicate the enterprise solution for other sectors. He kickstarted some internal research and they settled on the retail sector — an easy decision given that there was demand from an anchor customer. With a recent $1 million seed funding in hand, he aggressively recruited engineering talent. D.O says he christened this new solution 'Gloopro Septa' but that two years into building it, he realised something crucial. ""Because both products (ECMS and Gloopro Septa) operated on entirely different code bases targeting distinct markets, it became clear that combining such diverse entities posed risks. Cultural clashes could arise, leading to disputes over compensation and roles."" He also realised that retaining the engineers he recruited for Gloopro Septa would soon pose a financial challenge for Gloopro. ""So I convened an extraordinary general meeting of shareholders to discuss these constraints,"" D.O recalls, ""stressing that Gloopro couldn't sustain funding the project. We had to branch out and seek external investors to support the product's development."" With the permission of the Gloopro board, D.O took with him David Umoh, Gloopro CTO at the time, and all but one of the engineers who had worked on Gloopro Septa, and registered PayPecker UK Limited on the 2nd of December, 2020. PayPecker would eventually be renamed KloudCommerce. Clarifying KloudCommerce's share structure According to D.O, the Gloopro board agreed to move the Gloopro Septa IP to the new company in exchange for a 20% stake, based on an estimate of having expended $750,000 up to that moment to build the product. This effectively set KloudCommerce's initial valuation at $3.75 million. Along with David Umoh whom he took from Gloopro, D.O recruited a Chief Product Officer by name of Frank Atashili. They were granted co-founder status and allotted shares of 15% and 10% respectively, while D.O was allotted 55%. But certain Gloopro investors had voiced concerns over a potential conflict of interest, given D.O's dual roles as a founder and primary shareholder in Gloopro while also being a founder of the new entity. ""To address these concerns, I offered that all three co-founders, including myself would be getting stock options, rather than equity, that would have to vest over a four year-period."" This meant that at the outset, neither D.O nor his co-founders could access their shares. In contrast, Gloopro's 20% was fully vested, granting it complete ownership from the start. ""This ensured Gloopro's protection as the product's originator, "" D.O explains, ""For balance however, all co-founders were granted one share (0.000001%) each and voting rights, to the degree of the options alloted to them"" He acknowledges that the setup allowed him, as the founder and primary shareholder, to nominate three board members, while Gloopro had one slot. Following the board's unanimous decision, D.O began developing KloudCommerce. Between May and July of 2021, he closed $500,000 in pre-seed funding from a number of investors, through SAFE notes. He underscores that every investor was aware of the shareholders' agreement and content with his four-year vesting schedule. New investors had the potential to dilute existing shareholders' stakes. However, because funding was secured through SAFE notes, investors couldn't assert equity or board positions until a future seed round, which is the typical protocol for SAFE investments. The lead SAFE investor expressed concerns about D.O's founder privileges. ""To protect their (SAFE investors) interests, we existing shareholders agreed to revise the shareholder agreement to ensure no founder could receive a new set of options in the future,"" D.O explains. Meanwhile, he retained his right to nominate three people, including a SAFE investor, to the board, but as his top choices were unavailable, he chose to prioritise business growth over constituting the board for the time being. Addressing the allegations D.O swiftly refutes claims that he spent recklessly and prioritised the business over the product. He stresses that with over twenty years of domain expertise, he stands by decisions made in the company's best interest. Contrary to the portrayal in the WeeTracker report, it would appear that he didn't make many of these decisions brashly or unilaterally. About trip to Ghana D.O explains that in addition to the CTO and CPO, he brought on board a seasoned operations specialist as the COO. Since he joined later in the process, he wasn't granted stock options. However, he did invest in a follow-on pre-seed round through SAFE notes. ""He (the COO) immediately got to work on our go to market strategy,"" D.O recalls, ""We realised that the retail industry that we're targeting is the most conferenced and most exhibited industry in the world, including in Africa. In our search, we found over 200 exhibitions across the contient."" Previously, during the Gloopro Septa phase, D.O recognised that selling to retailers required a markedly different approach than marketing other tech products. ""Retailers are just too busy during the day for formal sales pitches in boardrooms. However, when they attend exhibitions, they're more open to sales pitches because they go with the mindset of learning what's new."" D.O coined this approach the ""Events-based Distro Strategy"". It involved showcasing at exhibition events across Africa, starting with the Food & Beverage West Africa and Beauty West Africa events in Lagos, Nigeria, and also being the primary sponsor for Accra Fashion Week in Ghana. ""Our model, from day one was Africa first. I had already built companies in Nigeria for 20 years, I wasn't interested in doing that anymore."" The COO personally secured our headline sponsorship for the Accra Fashion Week and even managed to negotiate a significant discount on the price,"" D.O clarifies, addressing WeeTracker's claims of excessive expenditure for the event. The Accra Fashion Week was scheduled for December 2021. D.O dispatched the COO and a newly appointed Africa Expansion Manager to Accra in advance. Once there, they hired three local employees and established an office. ""From that period leading up to the Accra event, we identified over 4,000 businesses, which we added to the top of our funnel, and signed up more than 300 of them,"" recalls the Africa Expansion Manager who spoke with Techpoint Africa on the condition of anonymity. His job desription entailed replicating the model in Nairobi and Johanesburg, and Cairo. He however didn't get the chance to witness the full success, as he resigned for personal reasons in January. ""I went home in December to spend time with my family after being away for several months,"" he reminisces. ""During my stay, an opportunity in Lagos arose, which would clash with my responsibilities in Ghana. Around the same time, the Ghanaian government mandated the COVID vaccine for re-entry. I hadn't taken the vaccine."" This led to his resignation, a significant setback for D.O who was left with a singular option: to remain and fulfill his CEO duties remotely while also managing expansion in Accra. His public stance against the COVID vaccine meant he couldn't return to Nigeria. Doing so would prevent his re-entry to Ghana, leaving the local team leaderless. The COO had returned to Nigeria following the close of the Accra Fashion Week. I questioned D.O about the allegations of excessive spending in Ghana, to which he replied, ""Would I stay in a hotel for over two months on my own dime? In fact, it was COO himself who found a more cost-effective hotel and secured a bulk discount when it became evident I'd be in Accra for an extended period."" On questionable product decisions Despite the promising business metrics, KloudCommerce's products faced challenges, including missed targets and flawed demos. D.O, countering the WeeTracker report, stresses that he never misled investors. ""Our initial business model, outlined in our pre-seed pitch deck, was revenue generation based on inventory location,"" he clarifies. ""Here, 'inventory location' doesn't refer to the number of stores but rather denotes any spot within a client's store or chain where they wish to digitally manage and transfer inventory."" D.O elaborates that in January 2022, as they contemplated a seed round, feedback from potential investors indicated a need to shift their KPIs. Instead of focusing on the number of inventory locations they were acquiring, they were required to emphasise the volume processed through these locations. The leading potential seed investor also wanted to observe progress over three months with the new KPI. D.O maintains that he regularly shared his investor updates with his co-founders, to review, before sending them. ""Yet, from June to December 2021, during the crucial six months of product development and market introduction, the product wasn't ready for the three pivotal events meant for market capture and customer acquisition. We had already made payments for these events. So, I concentrated on acquiring customers with the unfinished product, ensuring that once it was finalised, on-boarding them would simply be a matter of flipping a switch."" The Africa Expansion Manager affirms D.O's account. ""I was directed to forward every business we on-boarded to the Lagos team. They would handle the KYC processes towards transitioning these businesses into paying customers."" I point out that the WeeTracker report cites key executives who allege that he often shifted the product's direction too suddenly. ""How could I have such an influence when I wasn't directly in charge of product development? If a product is deployed at a client's location and doesn't function as expected, am I the one who coded it? Did I supervise the coders? That's the duty of the product co-founder."" In D.O's opinion, this what led to disagreements and the resistance he began to face from his co-founders. ""I foresaw that these issues could lead to the company's downfall. I was the one actively seeking investments, not them. I pitched to investors based on their assurances regarding product readiness. Their failure to deliver was a direct blow and embarrassment to me,"" he expresses. Nevertheless, by March 2022, after D.O returned to Nigeria, he supported the Sales Lead in signing a major anchor customer that had exclusive rights to distributing global lifestyle and beauty brands across West Africa. But a scheduled product demo and go-live sequence at the anchor customer's premises failed. ""That was the last straw for me. They had three extra months, and yet there were still complaints and excuses. I wasn't accepting any more of it."" By this time, KloudCommerce was already running out of funds. So he went to some of the investors to show them the full picture of things. One of them was Adedayo Amzat of Zedcrest Capital, whom he says was the SAFE investor with the most skin in the game. The immediate priority was to establish a board, aiming to introduce governance in the product's management. Boardroom drama It's essential to recall that, based on the shareholder's agreement, only D.O and Gloopro had the privilege to occupy or nominate someone for a board seat, as a seed round hadn't been initiated yet. ""To adequately represent all stakeholders — the founders, SAFE investors, and Gloopro — I utilised my rights and nominated myself, Adedayo Amazat, and a representative from Gloopro to the board,"" D.O explains. The first board meeting, held on the 1st of April, 2022, went well by all indications. Also in attendance were co-founders Umoh and Atashili. ""The board acknowledged the disagreements among us co-founders. They instructed us to convene a co-founder meeting to address our issues, as they appeared to be related to product direction rather than personal conflicts,"" D.O recalls. D.O highlights that because they were running low on cash, he had stopped collecting salaries, equivalent to the end of January, while his co-founders had started accepting half payments. ""I and the co-founders met the next day, he recalls, ""During this meeting, when questioned about their commitment to continue on half salaries, the co-founders expressed that they might be compelled to depart in 3 months if the situation persisted. I was taken aback. These were individuals to whom I had granted 10% and 15% stakes in a company now valued at $5.1 million, especially after securing an additional pre-seed funding of around $150,000 from existing investors."" At that first board meeting, Amzat inquired about directly communicating with the co-founders, to which D.O did not object. ""However, to my surprise, Amzat and the co-founders began having conversations behind the scenes that portrayed me unfavourably,"" he recalls. Adedayo had proudly shared with me a screencap of his WhatsApp interaction with one of my cofounders that I had previously indicated was the most committed and most loyal—to spite me I guess. I showed same to the COO and the said cofounder must have gotten to know about same.— D.O (@davidicdoc) September 1, 2023 ""That's when it became clear to me that something fishy was happening."" At this point, I reference the WeeTracker report, which claims that he drew a salary for several months while withholding pay from some team members and also misappropriated investments meant for the company. ""That's completely untrue,"" D.O asserts. I never prioritised my salary over my employees'. In fact, it was only until March 2022 that we faced challenges in disbursing staff salaries due to a shortage of funds and a delay in anticipated investments. By this time, I personally had stopped drawing salaries since January. I even secured a personal loan on the company's behalf to pay staff salaries for April."" I stood in the gap for Apr’22 staff salaries totaling N15M (excluding mine): I’d gone to secure as loan to the company from empathic friends in the ecosystem, I gave personal guarantees of payback. The need to pay this back was discountenanced, soon after offering to recuse…— D.O (@davidicdoc) September 1, 2023 As for the supposed misdirection of funds to Paymente Limited (Gloopro), he says, ""it's essential to note that during KloudCommerce's early operational months, prior to obtaining our pre-seed funding, Gloopro shouldered various expenses, including rent, printing, internet, laptops, salaries and more. The mentioned funds were related party transactions, merely a partial repayment for the debts KloudCommerce, now operating independently, had with Gloopro. Repayments were executed upon the Gloopro board's request."" According to D.O, rather than giving him an opportunity to address or clarify these perceived discrepancies, Amzat formed a WhatsApp group with a segment of SAFE investors and disseminated misleading information about him. He is convinced that Amzat's motive was to initiate a hostile takeover, rather than genuinely assisting the company in realigning with the product roadmap. ""If he truly believed there was financial misconduct, he should have utilised the governance structure in place,"" D.O emphasises, ""There's a protocol for such concerns. It should be reported to the board. Following that, the board would convene a panel, which would then commission an external auditor to conduct a thorough review. Only after this audit would the external auditor make a declaration regarding any potential financial impropriety."" The accusations circulating in the WhatsApp group prompted the block of SAFE investors to request a comprehensive stakeholders' meeting. This meeting would involve all investors, D.O, and his executive team. They prepared a list of topics and concerns to be addressed during this meeting, which was set for Saturday, 27th May 2022. The meeting took an unexpected turn when Amazat and D.O engaged in a heated verbal exchange. The intensity of their disagreement led the SAFE investor who was chairing the session to prematurely end the meeting. After that intense confrontation, D.O felt it was best to resign from his role as CEO. ""Given the atmosphere and the sense that trust in my leadership might have eroded, especially with Amzat's evident disdain for me, I felt it was the right decision."" He took the initiative to communicate his decision to the investor who had overseen the meeting. He also approached Amzat with his decision to resign, and Amzat agreed to invest more funds into KloudCommerce on the condition of D.O's departure. ""I was fine with that,"" D.O reflects, ""I didn't start KloudCommerce with the intention of being its CEO for more than 4 years. My primary concern was the product, and we had spent too much time on board room drama. Even though only about 21% of my stock options had vested over my 18-month tenure, I was more interested in the company regaining its focus on the product."" Amzat extended an invitation to D.O to meet at Zedvance HQ in Lagos to discuss the terms of a subsequent investment and D.O's departure. He proposed an additional investment of $200,000 into KloudCommerce and also expressed his intention to encourage other SAFE investors to increase their stakes. ""In exchange, I was expected to relinquish 10% of my unvested share options and stay on as a consultant for a year before making my final exit,"" D.O recalls. ""To my surprise, the term sheet he presented later was not what we had agreed upon in our meeting. Instead of the initial understanding, he proposed to slash my shareholding from 55% down to 29%, with 21% of that already vested. He also allocated an extra 15% to himself and dispersed the rest among certain investors and non-investors."" Still desperate to save the company, D.O says he was willing to accept the terms, especially as it committed to paying the $200,000 within 24 hours. ""On the very day I got that email, I convened a staff meeting to announce my resignation. I assured them that funds were on the way to cover salaries, which were only a month behind, and to manage operational costs. I informed them that the COO would be taking over my responsibilities,"" D.O recalls. However, in an unexpected turn of events, D.O says he received a revised term sheet from Amzat the next day. ""He now proposed an investment of merely $50,000, with a commitment to help secure the remaining $150,000. Additionally, he intended to allocate the earlier mentioned 15% to his company, Zedcrest Capital, an entirely new entity on the cap table. And, to add insult to injury, he wanted me to waive six months of my unpaid salaries. There was no way I was accepting that."" The situation became increasingly tense, stretching into June. Meanwhile, unbeknownst to D.O, staff began to whisper that his refusal to accept the investment terms was the reason for their two months of unpaid salaries. ""They were unaware of the unfavourable conditions I was being presented with,"" D.O recalls. The pressure reached a boiling point, with even other SAFE investors attempting, unsuccessfully, to mediate. D.O says that the immense strain eventually led him to the emergency room due to stress-induced complications. Facing relentless pressure to tender his official resignation as CEO, D.O stood his ground, viewing Amzat's actions as an attempt at a hostile takeover without any legal foundation. He signed the term sheet but demanded a clear and binding share restructuring agreement that would clarify all ambiguous aspects of the term sheet. ""I was well aware that such an agreement would necessitate the signatures of all existing shareholders,"" he explains. In the interim, Amzat had already fulfilled his promise of a $50,000 investment. Despite the ongoing disputes, D.O says he continued to uphold his end of the agreement, fulfilling his direct responsibilities outlined in the term sheet. ""Even amidst the chaos,"" D.O recalls, ""I managed to secure a partnership with a major international athletic brand that was in the process of launching its inaugural direct retail outlets in Nigeria."" The negotiations dragged on, with various attempts at mediation. As rumuors about D.O's alleged misappropriation of funds persisted until August, the Gloopro board took notice and summoned D.O to face investigative inquiry of the board. ""I was cleared of any wrongdoing,"" D.O explains. Another investor who had stakes in both Gloopro and KloudCommerce offered to setup a different meeting to mediate between D.O and Amzat. The conclusion of that meeting was that the old term sheet was a non-binding agreement, just as D.O had insisted. ""After some discussions, which I wasn't a part of but involved some KloudCommerce executives, they returned with an absurd counteroffer,"" D.O recounts. As D.O shared on Twitter, this counteroffer aimed to drastically reduce Gloopro's stake in KloudCommerce from 20% to a mere 5%. Additionally, D.O's stake was also proposed to be slashed to 5%. The CTO, who had left by this time, was down to nothing. …for same—by the said 2 sponsoring execs and ZedCrest, whilst diluting the Gloopro interest to 5% from 20% and mine also to 5% from the starting 55% I had exactly a year before. (This equally diluted all other existing entities on the Kloud cap table.£ pic.twitter.com/w3GtF7HRVh— D.O (@davidicdoc) September 9, 2023 Unsurprisingly, the Gloopro board declined this term sheet. It's worth noting that the board had previously valued the resources and efforts they invested in developing the KloudCommerce IP at $750,000, which equated to a 20% fully paid share in the company. ""Unbeknown to me, whilst concurrently involved in this new reconciliation and negotiation effort with me, Adedayo had also surreptitiously circulated a draft petition to be sent to EFCC on the back of his spurious allegations and wanted SAFE investors to execute quietly behind me, "" D.O shares in a follow-on Tweet, ""I got to know of this from one of KloudCommerce’s vendors."" That attempt apparently failed. Especially because Tunde Ogunremi, a top three SAFE investor, was vocal about his refusal to sign the petition. ""I knew for a fact that the allegations about money being spent on personal items and travelling across the world, were false, Ogunremi told Techpoint Africa, ""D.O wasn't taking holidays. I was also aware of his stance on the COVID-19 vaccine. We are are both trained physicians and had had extensive conversations about the pandemic. The more egregious allegations about misappropriation of funds are easy to deal with via the proper channel of an independent audit. But accusations about waste of funds, especially on the trip to Ghana are, at the very least, misguided."" At this point, on the intervention of his wife, D.O says he took a much needed vacation to avoid another health crisis. ""By the time I returned, Gloopro had rejected a counteroffer and Amzat had tendered his resignation from the KloudCommerce board,"" D.O recalls. D.O's initial action was to restructure the board. The revamped board comprised Ogunremi, the Managing Director of Gloopro, and D.O serving as the chairman. This formation was in line with the original representation of SAFE investors, Gloopro, and the founder's interests. Subsequently, the board swiftly initiated a product audit to assess the current state of affairs. The audit's findings were grim, indicating that the situation had deteriorated to the point where shutting down the company was the only viable option. ""As one of the top three investors, it was a difficult decision,"" Ogunremi recalls. ""But it had become evident that not only could the co-founders not work together, but with the backlog of financial commitments, and the difficulty fundraising, we would continue to incur debt to the entity. The wisest thing to do at that stage was to stop the hemorrhaging."" The decision to shut down was effected on the 30th of September, 2022 and all stakeholders were notified. ""I think most investors had, by this stage, also come to the same conclusion because when meetings were called to discuss with the board, very few investors attended and there was no significant objection to it,"" recalls Ogunremi. ""Following the company’s shutdown, my life just fell into this pitch darkness,"" D.O shares on the Twitter thread, ""I withdrew from everything and everyone, which really alarmed my wife, such that I was put on a 24-hour suicide watch. I had lost interest in literally everything!"" According to D.O, WeeTracker's report, released in October following the company's shutdown, predominantly reflected the viewpoints of Amzat and his COO. The situation remained quiet until March 2023, when TechCabal reported D.O's arrest by the EFCC. It was quite weird for me, reading about his arrest while receiving a call from D.O in person. TechCabal subsequently updated their article, confirming that D.O had been released the previous day, less than 24 hours after detention. D.O alleges that the entire ordeal was a calculated move, with the media being unwittingly used in the scheme. He asserts, ""The petition was a fabrication. It was solely orchestrated and executed by Amzat."" ""I have since retained lawyers and have chosen and adopted the approach of using appropriate legal means to seek redress. In due season, I expect this to come to fruition,"" he concludes.","Olumide ""D.O"" Olusanya ya bayyana ra'ayinsa dangane da durƙushewar Kamfanin KloudCommerce kamar yadda yake ci gaba da ɗaukar matakin shari'a. Olumide ""D.O"" Olusanya shi ne ya kafa rusasshen Kamfanin KloudCommerce da ya daina aiki da ke Nijeriya, ya fara farfaɗowa, bayan shafe kimanin shekara guda yana fama da matsalar kuɗi. Kamfanin KloudCommerce yana da babban burin sake fasalin kasuwancin siyan ɗaiɗai a Afirka, kamar dai yadda Hukumar NIBBS na Nijeriya ya canza tsarin biyan kuɗin intanet, da kuma irin yadda Hukumar ONDC ta Indiya yake sauya tsarin kasuwancin intanet, ta hanyar mayar da tsarin siyan ɗaiɗai ta intanet da kuma bayar da damar sayar da kaya ta intanet. Sai dai, rikicin cikin gida da kuma rashin yardar masu zuba jari ya janyo rufe kamfanin a watan Satumban 2022. Biyo bayan wannan, Kamfanin Weetracker ya buga rahoto, wanda a ciki suke zargin cewa, wani rukuni na masu zuba jari na zargin D.O da karkatar da kuɗaɗen kamfanin wajen amfanin kansa, inda ya haɗa da yin tafiye-tafiyen holewa zuwa ƙasashen duniya. ""Waɗannan zarge-zarge sun yi yawa kuma na ƙarya ce"" inji D.O ."" Duk wata shawara da aka yanke, an yi ne domin ci gaban kamfanin"". A wannan tattaunawa ta musamman da Kamfanin Techpoint Africa, D.O, wanda ya kawo hujjoji daga madogara guda biyu da ke da nasaba da halin da ake ciki, inda ya yi cikakken bayani game da yadda ya gudanar da kamfanin da ƙalubalen da ya fuskanta da kuma zarge-zargen da yake fuskanta. Babbar hujjarsa ita ce mai zuba jari Adedayo Amzat, wanda D.O ya yi ammana shi ya kitsa hana miƙa kamfanin. Ya kuma yi bayanin cewa, jan ƙafar wasu daga cikin waɗanda suka zuba jari da kuma rashin goyon bayan waɗanda suka kafa kamfanin shi ya haifar da hakan, inda matarsa ta sa masa idon don kada ya ''kashe kansa"". D.O ya fara bayyana ra'ayinsa a wani cikakken bayani da wassafa a kafar Tiwita a ranar 1 ga watan Satumban 2023. Jerin saƙonnni sama da 100 a kafarTiwita, waɗanda suka yi ta yawo a kafar sadarwa fiye da mako guda, na ƙunshe ne da abubuwan da aka baddala su da kuma maganganun hukumar gudanarwa, wanda zai yi wuya sabon shiga ya fahimta. Ta wata fuskar daban, wannan ka iya zama babban abun alherin da ya faru da imanin da na yi ga Ubangiji a tsawon lokaci, wanda kuma ya sa nake gode wa Ubangiji, ina mai shauƙi a bisa halin da nake ciki na dangantaka da shi da kuma irin imanina da shi. Shi ne ƙaɗai yake iyawa mutum.—D.O(@davidicdoc) 9,Satumba 2023. Domin fahimtar kariyar D.O, yana da muhimmanci da farko a binciki yadda Kamfanin KloudCommerce ya fara. Taƙaitaccen tarihin kafuwar Kamfanin KloudCommerce: Da farko dai akwai Gloo.ng Asalin Kamfanin KloudCommerce na da nasaba da Gloopro, wanda har yanzu kamfani ne siyayya ta intanet, wanda ya samu daga kantin intanet na Gloo.ng da ya rushe. D.O Shi ne babban mai hannun jari a Kamfanin Gloopro, wanda ake yawan kwatanta Gloo.ng da jiga-jigan kasuwancin intanet, wato Jumia da Konga, inda ake ganin cewa duk sun fara ne a shekarar 2012 a watanni daban-daban. Sai dai, yayin da Jumia da Konga suka samu kuɗinsu daga masu zuba hannun jari daban-daban, Kamfanin Gloo.ng ya fara harka ne da kuɗin kansa. Kamfanin Konga and Jumia ne suka fara kasuwancin intanet, inda Gloo.ng ya yi muhimmiyar tattaunawa da CNN da kuma Techpoint Africa a shekarar 2014 da kuma 2015. Har yanzu, masashara tattalin arziki da Nijeriya ta fuskanta a shekarar 2016/2017 ya ta haifar da mummunar matsala, musamman ma yadda ta taɓa kasuwancin intanet. Kamfanin Gloo.ng bai tsira ba daga matsalolin hanyar tattalin arziki guda ɗaya tilo. ""Duk da rushewar babbar ma'adanar kayanmu, kuma muna asarar kuɗi wajen talla da sauran abubuwa, a cewar ""D.O inda ya ce, ""abu ne a zahiri cewa rainon kasuwanci har a fara cin ribarsa abu ne mai matuƙar wahala. "" Babban al'amarin ya faru ne a shekarar 2018, lokacin da babban ofishin Kamfanin Unilever, wanda shi ne matattarar kayan Gloo.ng kasancewar da dama daga cikin ma'aikata suna yin oda ce daga can, inda suka nuna sha'awarsu a kankasuwancin intanet. Fahimtar yadda ma'aikatan Gloo.ng ke kawo kaya, sai shugabancin Kamfanin Unilever ya yi tunanin me ya sa ba su ɗabbaƙa wannan karɓaɓɓen tsarin ba. ""Mun amince saboda roƙon ya zo ne daga babban ofishi."". Mun yi haɗe da tsarinsu na SAP kuma na kira shi da "" Tsarin Enterprise Consumables Management System '(ECMS)"". A cikin watanni 3, sun ƙulla yarjejeniya da wanin abokin hulɗa a Kamfanin wato Coca cola da shigar da shi Tsarin ECMS. Wannan yunkurin shi ne mafarin shiga matsalar Gloo.ng, wanda shi ne ya ankarar da D.O. Ya tara tim ɗinsa, inda ya jaddada buƙatar yin fice, haka kuma a 2019 da albarkacin masu zuba jari da masu hannun jari, sun sami ci gaba daga matakin B2C (Gloo.ng) zuwa matakin kafar siyayyar intanet ta B2B (Gloopro) mai alaƙa da manyan kamfanoni. Jama'a, ku saurara! Muna da babban labari daga @Gloo_ng wata mai zuwa! Za mu rufe harkokinmu na kasuwancin intanet kuma za mu gabatar da sabon kasuwancin da muka samar a watanni 18 da suka gabata a sirrance! Kafin zuwan wannan lokacin, zamu fara sayar da kayayyakinmu da ragin 50%!.! Kasance tare da shiri! A yau, muna da tarin nau'o'in kwastomomi a kamfaninmu, kamar su: Unilever da Coca cola da British American Tobacco da Seplat da dai sauransu."" A cikin watanni na sanarwar Gloopro, D.O ya sami wani tsinakaye da zai yi amfani da ƙwarewar da yake da ita a ɓangaren masana'antu domin kawo mafita ga sauran ɓangarori. Ya fara wani bincike na cikin gida, inda suka yanke shawarar tsayawa a kan siyar da kaya kai-tsaye ga kwastomomi, wadda shawara ce mai muhimamnci daba da irin buƙatun da ake samu daga manyan kwastomomi. Da Dala miliyan 1 ta hannun jari da ke da ita a baya-bayan nan, nan da nan ya ɗauki haziƙan injiniyoyi. D.O ya ce ya kira wannan sabon kmafanin da 'Gloopro Septa', amma a cikin shekara biyu na kafa kamfanin, sai ya gano wani muhimmin al'amari. Saboda dukkanin kayyaykin guda biyu wato (ECMS da Gloo Septa) na aiki ne a bisa tsarin lambobi daban-daban, waɗanda suka nufi kasuwanni mabambanta, kuma a bayyane yake cewa, haɗa irin waɗannan abubuwa mabambanta na da haɗari. Bambancin al'adu ka iya tasowa, wanda zai janyo faɗace-faɗace a kan biyan kuɗin ramako da rawar da kowa zai taka."" Ya kuma lura cewa ci gaba da riƙe injiniyoyin da ya ɗauka a Kamfanin Gloopro Septa zai iya kawo wa Gloopro matsalolin kuɗi. ""Saboda haka na kira taron na musamman na ɗaukacin masu hannun jari, domin tattauna waɗannan matsalolin,"" inji D.O,"" yana mai jaddada cewa, Kamfanin Gloopro ba zai iya ci gaba da ɗaukar nauyin aikin ba. Dole muka faɗaɗa rassanmu domin neman masu zuba jari daga waje da nufin inganta hajar."" Bisa sahalewar hukumar gudanarwar Kamfanin Gloopro, D.o ya ɗauki David Umoh wanda ya kasance CTO na kamfanin a wancan lokacin da dukkan injiniyoyi da suka yi aiki da Kamfanin Septa ban da guda ɗaya, sannan ya yi wa Kamfanin PayPecker UK Limited rijista a ranar 2 ga watan Disambar 2020. Daga bisani sai Kamfanin PayPecker ya sauya suna zuwa KloudCommerce. Bayyana tsarin shiyoyin Kamfanin KloudCommerce Kamar yadda D.O ya bayyana, hukumar gudanarwar Kamfanin Gloopro sun yarda da mayar da Gloopro Septa IP zuwa sabon kamfani da musayar hannun jari na kaso 20%, dangane da ƙiyasi kashe Dala 750,000 wajen samar da hajar. Wannan ya sa ƙiyasin darajar Kamfanin KloudCommerce ya kai Dala miliyan 3.7. Tare da David Umoh wanda ya taho da shi daga Gloopro, D.O ya ɗauki Babban Jami'in Kula da Haja, wanda ake kira da Frank Atashili. An ba su matsayin mamallaka kamfani sannan kuma aka ba wa ɗaya kaso 15% na hannun jari, ɗayan kuma kaso 10%, yayin da D.O aka ba shi kaso 55%. Sai dai kuma wasu daga cikin masu zuba jari a Kamfanin Gloopro sun nuna damuwa akan yiyuwar samun bambancin ra'ayi, duba da rawa iri biyu da D.O ke takawa, wato kasancewa mamallaki kuma babban mai hannun jari a Kamfanin Gloopro, sannan kuma da kasancewa mamallakin sabon ɓangaren. ""Domin shawo kan waɗannan matsaloli, na gabatar wa dukkan mamallakan kamfanin har da ni kaina zaɓin siyan wani adadi na hannun jari maimakon kadarar kamfani, wanda za ta haɓaka tsawon shekaru huɗu."" Wannan yana nufin cewa da fari, D.O da sauran mamallakan babu wanda zai iya samun hannun jarinsu. A ɗaya ɓangaren kuma, kaso 20% na Kamfanin Gloopro ya bunƙasa, inda yake ba da damar cikakkiyar mallaka tun daga farko. ""Wannan ya tabbatar wa Kamfanin Gloopro kariya a matsayin wanda ya samar da haja"", inji D.O, inda ya bayyana cewa, "" Sai dai kuma dangane da abin da ya yi saura, an ba wa dukkanin mamallakan kamfanin hannun jari guda (0.000001%) da kuma ƙuri'a bisa ga adadin hannun jarin da aka ba su."" Ya nuna cewa, tsarin ya ba shi dama a matsayin mamallaki da kuma babban mai hannun jari zaɓar mambobin uku na hukumar gudanarwar kamfani, yayin da Kamfanin Gloopro ba shi da ko ɗaya. Biyo bayan amincewar hukumar gudanarwar kamfanin, sai D.O ya fara bunƙasa Kamfanin KloudCommerce. A tsakanin watan Mayu da Yuli na shekarar 2021, ya kai ga tara Dala 500,000 na kuɗin hannun jari daga masu zuba jari, ta cikin tsarin SAFE. Ya jaddada cewa duk mai zuba jari yana sane da yarjejeniyar masu hannun jari da kuma abin da ke ƙunshe cikin tsarinsa na buƙasa kamfanin a shekaru huɗu. Sababbin masu zuba jari na da damar mamaye hannayen jarin masu zuba jari da ake da su. Sai dai kasancewar an samu kuɗaɗenta hanyar tsarin SAFE, masu zuba jari ba su da hurumi a kan kadara ko matsayi a hukumar gudanarwar kamfani, har sai zagayen zubin kuɗi na gaba, wanda shi ne ainihin tsarin zubin kuɗn SAFE. Babban mai zuba jari na SAFE ya nuna damuwarsa a bisa alfarmar da D.O. yake da ita. D.O. ya bayyana cewa,""Domin kare muradunsu (masu zuba jari na SAFE) , mu masu hannun jari i, mun yarda da sake duba yarjejeniyar masu hannun jari domin a tabbatar babu wani mamallakin kamfani da zai ƙara samun zaɓi a nan gaba."". A yayin da yake da damarsa ta ci gaba zaɓar mutane uku, wanda ya haɗa da jam'in SAFE a hukumar gudanarwar kamfani, to amma da ya kasance babu waɗanda yake so, sai ya fifita bunƙasa kasuwanci a kan waɗanda za su kasance a hukumar gudanarwar kamfani. Shawo kan matsalar zarge-zarge D.O ya sa ƙafa ya shure zargin cewa yana kashe kuɗi ba kai, sannan kuma ya fi fifita kasuwanci maimakon hajar. Ya jaddada cewa, bisa ƙwarewarsa ta sama da shekaru ashirin, yana tsayawa bisa ga shawarwarin da aka yanke domin ci gaban kamfanin. Saɓanin rahoton da WeeTracker ya bayyana, ana ganin cewa bai yanke waɗannan shawarwari cikin gaggawa ko kuma shi kaɗai ba. Game da tafiya zuwa Gana D.O ya ƙara da cewa, baya ga CTO da CPO, ya kawo wa kamfanin ƙwararren masani a matsayin babban mai aiwatar da ayyuka (COO). Tun lokacin da ya shigo tsarin daga baya, ba a ba shin damar zaɓin hannun jarin ba. Sai dai, bai zuba jari ba a zagayen zuba jari ta tsarin SAFE. A cewar D.O ""Nan da nan sai babban jami'in aiwatar da ayyuka (COO) ya fara aiki da tsarinmu na 'shiga kasuwa''. Ya ƙara da cewa, ''Mun gano cewa masana'antar sayan ɗaiɗai da muke hari an fi cika da nuna kayayyaki a duniya, wanda ya haɗa da Afrika. A laluben da muke yi, mun gano nunin haja sama da 200 a ɗaukacin nahiyar."" A baya lokacin Kamfanin Gloopro Septa, D.O ya gano cewa sayar da kaya ga masu sayen ɗaiɗai, yana buƙatar tsari na musamman fiye da tallata sauran kayan fasaha. ""Masu sayar da ɗaiɗai na shagaltuwa da kwastomin kamfani a kullum. Sai dai, a yayin da suka halarci wurin nuna hajoji, sun fi zamowa kulawa da kwastomomi domin suna tafiya ne da shirin koyon sabon abu. D.O ne ya ƙirƙiro wannan tsari na ""Event-based Distro Strategy"". Ya ƙunshi tsarin baje-kolin kaya a wurare daban-daban a nahiyar Afirka, inda ya fara da taron Kamfanin Food & Baverage West Africa da na Beauty West Africa a Legas ta Nijeriya da kuma kasancewa babban mai ɗaukar nauyin makon bikin ado da kwalliya na wato 'Accara Fashion Week' a ƙasar Ghana. "" Tsarinmu tun daga ranar farko shi ne saka Afirka a farko. Na kafa kamfanoni a Nijeriya tsawon shekara 20, yanzu ba ni da sha'awar sake yin hakan ko kaɗan. Babban Jami'in Gudanar da Ayyuka (COO) shi ya fito da mu a taron da muka ɗauki nauyi na 'Fashion Week' kuma ya yi ƙoƙarin daidaita zabtare farashi "", a cewar D.O a yayin da yake mai da martani a kan iƙirarin Kamfanin WeeTracker na cewa an kashe kuɗi masu yawa a bikin. An tsara Bikin Ado na 'Accara Fashion Week' a watan Disamba shekarar 2021. D.O ya tura Babban Jam'in Aiwatar da Ayyuka (COO) da kuma sabon Manajan Faɗaɗa Ayyuka a Afirka zuwa Accra tun gabani. Lokacin da suka isa, sai suka ɗauki hayar ma'aikata uku, kuma suka samu ofishi. ""Daga wancan lokaci har ya zuwa lokacin bikin Accra, mun gano sama da harkoki 4,000 waɗanda muka saka a tsarinmu, inda muka ɗauki guda ɗari 300 daga cikinsu,"" a cewar Manajan Faɗaɗa Ayyuka a Afirka wanda ya yi hira da Kamfanin Techpoint, amma bisa sharaɗin ɓoye sunansa. Aikinsa ya haɗa da sake aiwatar da tsarin a Nairobi da birnin Johannesburg da kuma Alƙahira. Sai dai kuma bai sami damar ganin nasarar ba domin kuwa ya sauka daga muƙaminsa bisa raɗin kansa a watan Janairu. Ya tuno cewa, ""Na tafi gida a watan Disamba, domin na kasancewa tare da iyalina, bayan na bar su na tsawon wata shida. ""Yayin zamana a Legas, wata dama ta zo min, wadda za ta ci karo da aikina na Ghana. A wanna lokacin ne, Gwamnatin Ghana ta tilasta yin allurar riga-kafin COVID ga masu shiga ƙasar. ""Ba a yi min riga-kafin ba."" Wannan shi ne ya sabbaba sauka da muƙaminsa, wanda babban koma baya ne ga D.O, inda yake da zaɓi ɗaya: wato ya ci gaba da aikinsa na Shugaba ta intanet, yayin da kuma yake ci gaba da kula da faɗaɗa kasuwanci a Accra. Ƙyamar da nuna wa allular riga-kafin COVID a gaban mutane yana nufin ba zai iya dawowa Nijeriya ba. Yin hakan zai hana shi sake shiga ƙasar Ghana, inda ya bar tim na gida babu jagoranci. Babban Jami'in Gudanar da Ayyuka (COO) ya dawo Nijeriya biyo bayan kammala bikin makon nuna ado a Accra. Na tambayi D.O game da zarge-zargen almubazzaranci da kuɗaɗe a ƙasar Ghana , inda ya amsa da "" Zan zauna a Otal sama da wata biyu da kuɗina? A takaice, shi ma Babban Jami'in Gudanar da Ayyuka da kansa ya nemo Otal mara tsada kuma ya sami babban ragi, yayin da aka ga zan zauna tsawon lokaci a Accara."" Game da shawarwarin da aka yanke masu alamar tambaya. Duk da kyakkyawan tsarin kasuwa, hajojin Kamfanin KloudCommerce suna fuskantar ƙalubale, da ya haɗa da kasa kaiwa ga inda suka hara da sauransu. A yayin da D.O yake mayar da martani a kan rahoton WeeTracker, ya jaddada bai yaudarari masu zuba jari ba. Ya bayyana cewa,""Tsarin kasuwancinmu na ainihi, wanda aka zayyana a tun a lokacin zuba jari, an shirya shi ne a bisa doron samun kuɗaɗen shiga dangane wurin ajiye kaya''. A nan, wurin ajiya ba yana nufin adadin kantuna ba, sai dai ana nufin duk wani taƙi a kantin abokin hulɗa ko wani tsari inda suke son kula da kayayyakin ta intanet. D.O ya yi ƙarin bayanin cewa, a watan Janairun 2022, lokacin da suka kammala zagayen zubin kuɗi, inda martinin da suka samu daga masu zuba jari ya alamta buƙatar komawa tsarin kimanta nasarar kamfani (KPI). Maimakon duƙufa a kan wuraren saka kaya da suke samu, an buƙace su da su ba da fifiko a kan yawan kayan da ake samarwa a wuraren. Babban mai zuba jarin kafin alƙalamin, shi ma ya buƙaci lura da ci gaban da aka samu tsawon wata uku bisa kimanta cigaban kamfani (KPI). D.O ya bayyana cewa, yana sadar da bayanan masu zuba jari a-kai -a-kai ga sauran mamallakan kamfani, inda yake duba su kafin ya tura musu. ""Har yanzu, daga watan Yuni zuwa watan Disamba 2021, wanda a cikin wata shida na samar da haja da gabatarwa ga kasuwa, ba a iya samar da hajar ba a muhimman wurare guda uku waɗanda aka shirya domin samun kasuwa da kuma kwastomomi. Mun riga mun biya kuɗaɗen waɗannan tarurrukan. “Don haka na mayar da hankali wajen samun kwastomomin hajar da ba a gama ba, tare da tabbacin cewar idan an gama, fitar da su zai zama tamkar ƙiftawar idanu”. Manajan Faɗaɗa Kasuwanci na Afirka ya tabbatar da bayanan D.O. “An umarce ni da na tura duk wasu bayanan kasuwanci ga muka yi ga tim ɗinmu na Legas”. Za su kula da tsarin kula da matakan samun bayanan kwastomomi (KYC) zuwa ga wannan hada-hadar kasuwanci ta biyan kwastomomi''. Na nuna cewa, rahoton WeeTracker ya ambato wasu manyan mahukunta waɗanda suke zargin cewa ya karkatar da akalar hajar nan da nan. ""Ta yaya zan yi tasiri lokacin da ba ni ne nake kula da samar da haja ba kai tsaye? Idan aka kai wa kwastoma kaya a wajen da yake, sannan kuma abun bai yi yadda ake tsammani ba, shin ni ne wanda ya tsara rubutun lambobin? Shin ni na duba masu tsarin rubutun lambobin? Wannan shi ne alhakin masu samar da haja”. A ra’ayin D,O, wannan shi ne ya haifar da rashin jituwa da kuma tirjiyar da ya fara fuskanta daga sauran mamallakan kamfanin. “Na yi hangen waɗannan abubuwa za su iya kawo rushewar kamfanin. Ni ne wanda a yanzu nake neman masu zuba jari, ba su ba. Na gamsar da masu zuba jari dangane da tabbacin shirinsu game da hajar. Ya bayyana cewa, ''Gazawarsu abin kunya ce a gare ni''. Duk da haka, nan da watan Maris 2022, bayan D.O ya dawo Nijeriya, ya goyi bayan tsarin inganta kasuwanci ta hanyar rattaba hannu da babban kwastoman da ke da dama ta musamman wajen rarraba kayan more rayuwa da kwalliya a nahiyar Afirka ta Yamma. Sai dai nunin kayayyakin da aka shirya na kai-tsaye a farfajiyar kwastomomi bai yuwu ba. “Wannan shi ne abu na ƙarshe da ya rage min. Suna da ƙarin wata uku, kuma har yanzu dai akwai ƙorafe-ƙorafe da uzururruka. ""Ban zan ƙara yarda da wani na ta ba."" A irin wannan lokacin ne Kamfanin KloudCommerce shiga matsalar ƙarancin kuɗi. Saboda haka sai ya je wajen wasu daga cikin masu zuba jarin domin nuna musu ainihin yadda abin yake. Ɗaya daga cikinsu shi ne Adedayo Amzat na Kamfanin Zedcrest Capital, wanda ya ce shi mai zuba jari ne na SAFE wanda ya fi ido a ɓangaren. Babban muhimmin abu da ya kamata a yi nan da nan shi ne samar da hukumar gudanarwa, da nufin samar da tsari wajen tafiyar da hajar. Wasan kwaikwayon ɗakin taro Yana da muhimmanci a tuna cewa, bisa ga yarjejeniyar masu hannun jari, D.O da kuma kamfanin Gloopro ne ke da damar kasancewa ko zaɓin wanda zai kasance mamba na hukumar gudanarwa, domin kuwa har yanzu ba a yanke lokacin zagayen zuba jari ba. D.O ya bayyana cewa, ""Domin samun cikakken wakilci na masu ruwa da tsaki, kamfanin zuba jari na SAFE da Gloopro "" na yi amfani da damata na zaɓi kaina da Adedayo Amzat da kuma wakilin Kamfanin Gloopro a hukumar gudanarwa"". An gudanar da taron hukumar gudanarwar kamfanin na farko a ranar 1 ga watan Afrilu, 2022, wanda bisa alama ya gudana cikin nasara. Haka kuma a wajen taron akwai mamallakan kamfanin wato Umoh da Atashili. “Hukumar gudanarwa ta lura yi rashin jituwar da ke tsakaninmu mu mamallakan kamfanin. D.O ya bayyana cewa, ''Sun umarce mu da mu kira taron mamallakan kamfanin domin shawo kan matsalarmu, wadda ke da nasaba da inda hajar kamfanin ta sa gaba maimakon matsalar ƙashin kai''. D.O ya nuna cewa, saboda rashin kuɗi dole ya dakatar da karɓar albashi har zuwa ƙarshen watan Janairu, yayin da sauran mamallakan kamfanin suka fara karɓar rabin albashi. Ya bayyana cewa, ""Ni da sauran mamallakan kamfanin mun haɗu washegari, inda ya ce,"" A yayin wannan taron, lokacin da aka yi tambaya a game da ci gaba da karɓar rabin albashi, sai suka bayyana cewa za su barin aiki idan lamarin ya ci gaba. Na yi mamaki. Waɗannan ne mutanen da na ba wa kaso 10% da 15% na hannun jari a kamfanin da yanzu ƙimarsa ta kai Dala Miliyan 5.1, musamman ma bayan samun ƙarin kuɗaɗen zuba jari na kimanin Dala 150,000 daga masu zuba jari na yanzu”. A taron hukumar gudanarwa na farko, Amzat ya yi tambaya a kan sadarwa kai-tsaye da mamallakan kamfani, inda D.O ya amince. Ya bayyana cewa, ''Sai dai, abin mamaki, Amzat da sauran mamallakan kamfanin sun fara hira a bayan fage, wanda hakan ya sosa min rai."". Cikin alfahari Adedayo ya nuna min hoto tattaunawarsa da sauran mamallakan kamfanin ta WhatsApp, wanda a baya na nuna a matsayin biyayya,"" wanda hakan nake ganin ya fusata ni. Na nuna wa CCO hakan, sannan kuma mamallakin da ake magana a kansa ya san hakan game da ni.—D.O (@davididgoc) a ranar 1 ga watan Satumban 2023. “Wannan shi ne lokacin da na gane cewa da akwai wata a ƙasa”. A yanzu haka na duba rahoton WeeTracker, wanda ya nuna cewa ya ciri albashi na watanni ya kuma riƙe kuɗaɗen wasu mambobin da kuma yin almubazzaranci da jari kamfani. “Wannan gaba ɗaya ba gaskiya ba ce”, In ji D.O. “Ban taɓa fifita albashina ba a kan na ma’aikatana ba”. A taƙaice dai, sai watan Maris 2022 ne muka fuskanci ƙalubale wajen tura albashin ma’aikata, saboda ƙarancin kuɗi da jan ƙafa wajen zuba hannun jari. Kamar wannan lokaci, na kaina na dakatar da cirar albashi tun watan Janairu. Na ma sami bashi a madadin kamfanin domin biyan albashin watan Afrilu."" Na jajirce domin samun albashin ma'aikata 22 wanda ya kama Naira miliyan 15 (ban da nawa): Na kuma tafi don neman bashi ga kamfanin daga abokan arziƙi a harkar, na yi garanto da na kaina domin biyan bashin. Buƙatar fara biyan kuɗin ta gamu da tirjiya, nan take bayan nuna rashin amincewa — D.O (@davidicdoc) 1 ga watan Satumba 2023. Dangane da iƙirarin karkatar da akalar kuɗaɗe, zuwa ga Kamfanin Payment Limited (Gloopro) ya ce “Yana da muhimmanci mu lura cewa, a watannin farko na fara aikin Kamfanin Kloudcommerce, kafin samun kuɗin zuba jari, Kamfanin Gloopro ne ya ɗauki nauyin abubuwa da dama, da suka haɗa da kuɗin haya da ɗab’i da intanet da kwamfuta da albashi da dai sauransu. Kuɗaɗen da ake magana a kai, kuɗaɗe ne da suka nasaba da hada-hadar kamfanin, waɗanda ‘yan kuɗaɗe ne da aka biya bashin Kloudcommerce, wanda a yanzu yake cin gashin kansa, ba a ƙarƙashin Kamfanin Gloopro. An aiwatar da biyan kuɗin bisa buƙatar hukumar gudanarwar Kamfanin Gloopro''. D.O ya bayyana cewa, maimakon a ba shi damar yin bayani ko fayyace waɗannan bambance-bambance da ake tunani, kawai sai Amzat ya samar da zauren WhatsApp da ɓangaren masu zuba jari na SAFE yana sadar da gurɓatattun bayanai a kansa. Ya tabbatar da cewa dalilin Amzat shi ne karɓar kamfanin ba ta cikin ruwan sanyi ba, maimakon ya taimaka wa kamfanin wajen aiwatar da tsarin tallata haja. “Idan da gaske ya yarda an yi wadaƙa da kuɗaɗe, kamata ya yi ya yi amfani da tsarin shugabanci”, inda D.O ya jaddada cewa “Akwai matakan da ake bi a irin wannan lamari. Kamata ya yi a kai wa hukumar gudanarwar kamfanin rahoto. A sakamakon haka hukumar gudanarwar kamfanin za ta kira taro, inda za a ƙaddamar mai bincike na cikin gida, domin yin cikakken nazari. Sai bayan wannan binciken ne mai binciken kuɗin zai tabbatar da idan da akwai wata badaƙalar kuɗi”. Zarge-zargen da yake ta yawo a zauren WhatsApp ya sa masu zuba jari na SAFE suka buƙaci a yi taron masu ruwa da tsaki. Taron zai haɗa da dukkanin masu zuba jari a D.O. da kuma muƙarrabansa. Sun tsara batutuwa da matsalolin da za a tattauna a wajen taron, wanda zai gudana a ranar 27 ga watan Mayun shekarar 2022. Taron ya ɗauki wani sabon salo, lokacin da Amzat da D.O. suka ɓarke da cacar baki. Zafin cacar bakain ce ta kai ga mai zuba jari na SAFE, wanda yake jagorantar zaman ya tashi taron ba shiri. Bayan wannan zazzafar muƙabala, D.O. ya yanke shawarar sauka daga muƙaminsa. ""Duba da yanayi da kuma rashin gaskata jagorancina, musamman ma yadda Amzat ke yi min kallon hadarin kaji, sai na fahimci cewa matakin ya dace."" Ya yi amfani da damar wajen sadar da matakinsa ga mai zuba jari, wanda yake shugabantar taron. Ya kuma tunkari Amzat da hukuncin da ya ɗauka na ajiye muƙaminsa, sannan kuma Amzat ya amince da zuba ƙarin kuɗaɗe a Kamfanin Kloudcommerce, a bisa sharaɗin tafiyar D.O. ""Na gamsu da hakan,"" inji D.O, inda ya ce ""ban buɗe Kamfanin KloudCommerce ba da niyyar zama shugabansa ba na fiye da shekaru 4 ba. Babban abin na damu da shi shi ne haja, kuma mun ɗauki dogon lokaci ana wasan kwaikwayo a ɗakin taro. Duk da cewa kusan 21% na hannun jari na ya ƙaru a tsawon watanni 18 da na yi, ina da ƙarin sha'awar ganin kamfanin ya sake dawowa kan haja' Amzat ya miƙa gayyatarsa ga D.O domin haɗuwa a Hedikwatar Zedvance a Jahar Legas domin tattauna sharuɗɗan zubin jari na nan gaba da kuma tafiyar D.O. Ya kuma gabatar da ƙarin zuba jari na Dala 200,000 a Kamfanin Kloudcommerce da kuma ayyana niyyarsa ta ƙarfafa gwiwar masu zuba jari na SAFE da su ƙara hannayen jarinsu. D.O ya bayyna cewa, ""A madadin hakan, ana zaton zan sarayar da kaso goma 10% na hannun jarin da ban zuba ba sannan na kuma ci gaba da aiki a matsayin jam'in tuntuɓa na tsawon shekara ɗaya kafin tafiyata ta ƙarshe.''. ""Amma abin mamaki, takardar sharuɗɗan da ya gabatar daga baya ba ita ce wadda muka amince da ita ba a taronmu. Duk da fahimtar farko da aka samu, ya gabatar da zabtare hannayen jarina daga kaso 55% zuwa 29% da kuma kaso 21% wanda tuni ya ɗaga. Ya kuma sanya wa kansa ƙarin kaso 15% inda ya rarraba sauran ga ragowar masu hannun jari da ma waɗanda ba su da shi”. Har yanzu na damu da ceto kamfanin, inji D.O, yana kuma mai shirin karɓar sharuɗɗa, musaman yadda ya duƙufa wajen biyan Dala 200,000 a cikin awa 24. “A wannan ranar da na sami saƙon Imel, sai na kira taron ma’aikata domin na bayyana musu sauka daga muƙamina. Na tabbatar musu da cewa kuɗaɗe suna kan hanya da za biya albashi, wanda na wata ɗaya ne ya rage da kuma jalauta kuɗaɗen gudanarwa. D.O ya bayyana cewa, na sanar da su cewa Babban Jami'in Kula da Ayyuka zai ci gaba da yin ayyukana."". Sai dai, a wata ba za ta a wajen taron, sai D.O ya ce ya samu sabon kwafin takardar sharuɗɗan daga wajen Amzat washegari. Yanzu ya gabatar da wata harkar zuba jari ta kimanin Dala 50,000 da kuma ƙudirtar taimakawa wajen samun ragowar Dala 150,000. Bugu da ƙari, ya yi niyyar ya sanya kashi 15% da aka ambata a baya a kamfaninsa, wato Zedcrest Capital, wanda sabon ɓangare da aka gabatar abin da kowa ya mallaka. Haka kuma, don ƙara wa Borno gabas yana son na yafe albashina da ba a biya ni ba na wata shida. ""Ba ta yadda za a yi na yarda da wannan."" Al'amarin ya ƙara ƙazanta har zuwa watan Yuli. Haka kuma abin da D.O bai sani ba shi ne, ma’aikata sun fara tsegumin a kan cewa, ƙin karɓar sharuɗɗan zuba jari da ya yi, shi ya janyo ƙin biyan su albashi na wata biyu. D.O ya tuno cewa, ""Ba su da masaniya a bisa sharuɗa marasa daɗin da aka bijiro min da su.''. Tura ta kai bango, har ma da ƙoƙarin wasu daga masu zuba jari a SAFE, inda suka yi ƙoƙarin shiga tsakani, amma abin ya ci tura. D.O ya ce yadda al'amuran suka ta'azzara ya sa dole ya tafi ɗakin gaggawa, saboda gajiyar da ya yi. Matsin lamba babu ƙaƙƙauta a kan ya sauka daga matsayin Shugaban Kamfani, D.O ya kafe, inda ya kalli matakin Amzat a matsayin neman haddasa fitina a yayin miƙa mulki ba tare da wata hujja ta shari’a ba. Ya sanya hannu a bisa takardun sharaɗin, amma sai dai ya buƙaci fayyataccen tsarin yarjejeniya da zai kawar da duk wani harshen damo a takardun sharaɗin. Ya bayyana cewa, “Ina sane sarai cewa, irin wannan yarjejeniyar dole ta buƙaci sanya hannun dukkanin masu hannun jari”. A cikin tsarin wucin-gadi, tuni Amzat ya cika alƙawarinsa na zuba Dala 50,000 na hannu jari. Duk da wannan rikici da ake yi, D.O. ya ce zai ci gaba da riƙe yarjejeniyar da sauke nauye-nauyen da aka zayyana a takardar sharuɗɗan. “Ko da a tsakiyar rikicin” D.O ya ce, “na yi ƙoƙarin samar da haɗin gwiwa da babban kamfanin kayan motsa jiki na duniya wanda ke daf da ƙaddamar da tsarin sayen ɗaiɗai kai-tsaye a Nijeriya”. Tattaunawar ta samu hoɓɓasa daban-daban domin daidaitawa. Kamar yadda jita-jitar badaƙalar kuɗi ta D.O ta ci gaba har watan Agusta, hukumar gudanarwar Kamfanin Gloopro sun fahimci hakan, sannan kuma sun kira da D.O domin ya fuskanci tambayoyin hukumar. D.O ya ce, “An wanke ni daga duk wani zargi”. Wani mai zuba jari wanda yake da hannun jari a Gloopro da kuma KloudCommerce ya shirya wani taron na daban domin shiga tsakanin D.O da Amzat. A ƙarshen taron tabbatar da cewa tsohuwar takardar sharuɗɗan tana ɗauke da yarjejeniyar da ba za a tsaya a kanta ba, kamar dai yadda D.O ya kafe a kan hakan. D.O ya ce, “Bayan tattaunawa, wadda ban halarta ba, amma akwai wasu shugabannin Kamfanin KloudCommerce sun dawo da wata yarjejemiyar ta daban''. Kamar yadda D.O. ya yaɗa a kafar Twitter, wannan yarjejiniyar ta daban ta ƙudiri aniyar rage hannun jarin Gloopro a Kloud Commerce daga kaso 20% zuwa kaso 5% kawai. Haka kuma, an nemi da a rage hannun jarin D.O. zuwa kaso 5%. Babban Jami'in fasaha (CTO), wanda ya bari a wannan lokacin ya tashi a tutar babu. ...ga wasu a maganar masu ɗaukar nauyin 2 wato Execs da Zedcrest, yayin da aka rage hannayen jarin Gloopro zuwa kaso 5% daga kaso 20% da kuma kaso 5% daga kaso 55% ina da shekara guda daidai kafin nan. (Wannan ya haifar da ragin hannun jarin na ɗaukacin hannayen jari na kadarorin Kloud, Epic.twitter.com/w3GtF7HRVg-D.O (@davidicdoc) 9 ga watan Satumban 2023. Ba abun mammaki ba ne da hukumar gudanarwar Kamfanin Gloopro ta ƙ ƙi amincewa da takardar sharuɗɗan. Ya kamata a fahimci cewa, a baya hukumar gudanarwar kamfanin ta kimanta kayayyakin kamfanin, sannan kuma ƙoƙarin da suka yi na samar da adireshin intanet na Kamfanin Gloopro a kan Dala 750,000, wadda ta yi daidai da kashim 20% na cikakken hannun jarin kamfanin da aka biya. D.O ya wassafa “Rashin sani, yayin da ake ta faman sasantawa da ƙoƙarin neman daidaito da ni, Adedayo ya rubuta takardar zargi a ɓoye, kuma ya yaɗa ita, wadda za a tura wa Hukumar EFCC bisa zargin sa da neman masu zuba jari na SAFE da su ɗauki hukunci a kaina cikin sirri”. D.O ya yaɗa hakan a ƙafar Twitter, inda ya ce, “na sami wannan labarin daga ɗaya daga ‘yan kasuwar Kamfanin KloudCommers”. Wannan yunƙurin bai yi nasara ba. Musamman saboda Tunde Ogunremi, ɗaya daga cikin manyan masu hannun jari guda uku na SAFE, ya bayyana ƙin amincewarsa a kan sa hannu a kan takardar ƙorafin. ""Na sani tabbas zarge-zargen a kan kuɗin da aka kashe su a kan abubuwan amfanin kai da kuma tafiye-tafiye a faɗin duniya, duk ƙarya ce, inda Ogunremi ya shaida wa Techpoint Africa cewa, ''D.O bai yi yawon hutu ba”. Na kuma san matsayinsa a kan allurar riga-kafin COVID-19. Duk mu biyun masana aikin lafiya ne, kuma mun tattauna sosai a kan annobar. Wannan mummunan zarge-zarge a kan yin amfani da kuɗaɗe ba bisa ƙa'ida ba, abubuwa ne masu sauƙin bibiya ta hanyar da ta dace wato dai ta hanyar yin binciken kuɗi. Sai dai zargin ɓarnatar da kuɗaɗe, musamman a kan tafiya zuwa Ghana, ba a fahimce su daidai ba. A wannan mataki, shigowar matarsa cikin lamarin, D.O, ya ce ya ɗauki isashshen hutu, domin guje wa wasu matsalolin rashin lafiya. D.O ya ce, ''Lokacin da na dawo, Kamfanin Gloopro ya yi watsi da wata yarjejeniyar ta daban, kuma Amzat ya sauka daga matsayinsa na mamba a hukumar gudanarwar Kamfanin KloudCommers”. Niyyar D.O ita ce ya sake tsara hukumar gudanarwar kamfanin. Sabuwar hukumar gudanarwar ta haɗa da Ogunremi, Manajan Darakta na Gloopro da D.O. wanda yake a matsayin shugaba. Wannan tsarin ya yi daidai da ainihin wakilcin masu hannun jari na SAFE da Gloopro da kuma buƙatun mamallakan kamfanin. Bayan haka, nan da nan hukumar gudanarwar kamfanin ta farar da bincike a kan haja domin a bibiyi halin da ake ciki. Sakamakon masu binciken kuɗi bai yi daɗi ba, wanda yake nuni da cewa yanayin ya taɓarɓare, har ta kai ga matakin rufe kamfanin ne kaɗai ita ce mafita. Ogunremi ya bayyana cewa, ""Shawara ce mai matuƙar wahala, kasancewarsa ɗaya daga cikin manyan mutum uku da ke da ƙarfin hannun jari."". ""Amma dai ta bayyana cewa ba kawai mamallakan kamfanin ba za su iya aiki tare ba, sai dai duba da tarin aikin da shafi harkar kuɗi da kuma wahalar tara kuɗi, za mu ci gaba da ciyo wa kamfanin bashi. Babbar abin da ya dace a yi a wannan matakin shi ne tsayar da zubar jini. An yanke hukunci rufe kamfanin ne a ranar 30 ga watan September 2022, sannan kuma an sanar da masu ruwa da tsaki. Ogunremi ya bayyana cewa, ""Ina tunanin yawancin masu zuba jari na da matsaya iri guda saboda lokacin da aka kira taro domin tattaunawa da hukmar gudanarwar kamfani, kaɗan ne daga masu zuba jarin suka halarta, kuma babu wata babbar suka a kan hakan''. “Bayan rufe kamfanin, rayuwata ta faɗa cikin wani hali”. D.O ya yaɗa a kafar Tiwita cewa, “Na janye jikina a komai da kowa, wadda hakan ya ja hankalin matata, ta sa min ido a kan kada na kashe kaina tsawon awa 24”. “Ba na sha’awar komai”. Kamar yanda D.O ya bayyana rahoton da kafar Weetracker ta fito da shi a watan Oktoba, bayan rufe kamfanin, ya fi nuna ra’ayin Amzat da kuma Jami'in Gudanar da Ayyukansa. Al’amarin ya ci gaba har zuwa watan Maris na shekarar 2023, lokacin da kamfanin TechCabal ya rawaito cewa hukumar EFCC ta kama D.O. Abin ya yi matuƙar ɗaure min kai, lokacin da na karanta labarin kama shi sannan kuma D.O da kansa ya kira ni. TechCabal ma sun sabunta labarinsu, inda suka tabbatar da sakin D.O a jiya, wato ƙasa da awa 24 bayan tsare shi. D.O. ya yi zargin cewa, an shirya gaba ɗayan abin da ya same shi, inda aka yi amfani da kafafen watsa labarai a cikin shirin ba tare da sani ba. Ya bayyana cewa,"" ƙorafin ƙirƙirarsa aka yi. “Amzat ne shi kaɗai ya kitsa komai”. ""Tun daga nan na ɗauki lauyoyi, kuma na zaɓi ɗaukar matakin shari'a domin neman hakkina. Ya ƙarƙare da cewa, A nan gaba ina sa ran kwalliya za ta biya kuɗin sabulu''.","Olumide ""D.O' Olusanya alitoa mtazamo wake juu ya kuzorota kwa biashara ya Klaud, akiwa anatazamia kuchukua hatua za kisheria. Olumide ""D.O"" Olusanya, mwanzilishi wa hivi sasa haipo shirika la Saas la Nigeria, KloudCommerce, anavunja ukimya wake baada ya miaka mingi ya mzozo wa kifedha. KloudCommerce ilikuwa na matamanio ya juu ya kurekebisha rejareja Afrika, sana kama NIBBS ya Nigeria ilibadilisha malipo ya kidijiti na ya ONDC India inabadilisha biashara ya kidijiti, kwa kufanya kidijiti suala la rejareja na pia kuwawezesha kuuza kwa urahisi hesabu zao za nje ya mtandao. Hata hivyo, migogoro ya ndani na kutokukubaliana kwa wawekezaji kulipelekea kuanguka kwake mwezi Septemba 2023. Kufuatia hili, kampuni ya ufuattiliaji ya wee, ilichapisha ripoti ambayo ilidai kwamba kundi la wawekezaji walimshtaki D.O kwa kutumia vibaya fedha kwa manufaa binafsi, ikijumuisha safari za kifahari duniani kote. ""Tuhuma hizi ni za kihuni na upotoshaji,"" anasema D.O, ""Kila uamuzi uliofanywa ulikuwa ulikuwa ni kwa manufaa mazuri ya kampuni."" Kwenye mahojiano haya maalumu na Techpoint Afrika, D.O, aliungwa mkono kwa shuhuda kutoka kwa vyanzo viwili wanaofahamu hali hiyo, anajikita kwenye safari yake, changamoto zinaukabili mradi wake, na inakabili tuhuma hizo moja kwa moja. Muhimu katika utetezi wake ni muwekezaji Adedayo Amzat, ambaye D.O anaamini ndiye aliyepanga unyakuzi uliozuiliwa. Hili, anaelezea, lilijumuisha kuwabeza baadhi ya wafanya kazi wenza, wawekezaji wenza wasio na msaada, na ilipelekea dhiki ambayo mke wake alihisi kumuingiza yeye kwenye hilo ""alijinyonga"". D.O alishiriki mara ya kwanza mtazamo wake kupitia mazungumzo ya kina ya Twitter mnamo Septemba 1, 2023. Mfululizo wa kutuma ujumbe wa zaidi ya 100, kujitokeza zaidi ya juma moja, imejaa mazonge na magumu ya chumba cha mkutano ambayo yanaweza kuwa changamoto kwa wageni kuelewa. Kwenye kurejea nyuma, hili linaweza kuwa jambo bora zaidi lililotokea kwa imani yangu kwa Mungu kwa muda mrefu, ambalo kwalo namtukuza Mungu, nimefurahishwa na hali ya uhusiano wangu wa sasa na kumuamini. Ndiye PKEE mwenye uwezo wa kweli wa kuhalalisha mtu � D.O (@davidicdoc) Septemba 9, 2023 Ili kuleta maan ya utetezi wa D,O, ni muhimu kwanza kuangazia mwanzo wa KloudCommerce. Historia fupi ya asili ya KloudCommerce: palikuwa na Gloo.ng Njia za KloudCommerce ilitegemea kwenye Gloopro, ni taasisi inayofanya kazi ya ugavi mtandaoni ambayo iliibuka kutoka kwemye ambayo haipo sasa ya duka la mtandao. Gloo.ng. D.O, wadau wengi wa Gloopro, mara nyingi hufananisha Gloo.ng na biashara mtandaoni (eCommerce titan) Jumia na Konga, wakibainisha hilo zote zilianzamwaka 2012 ndani ya mwezi mmoja mmoja. Hata hivyo, wakati Jumia na Konga walikuwa na msaada mkubwa wa kifedha, Gloo.ng ilianza kama mradi wa kujifadhili wenyewe. Kuendesha biashara mtandaoni kumeanzishwa na Konga na Jumia, Gloo.ng ilipata mahojiano maarufu na CNN pamoja na Techpoint Africa mwaka 2014 na 2015 kwa mpangilio. Bado, mdororo wa uchumi ulioikumba Nigeria mwaka 2016/2017 ulileta changamoto mbalimbali, hususani iliathiri sekta ya biashara mtandaoni. Gloo.ng haikuweza kukabiliana na vikwazo vya uchumi mkuu. ""Licha ya kuvunja hata kituo chetu cha utimilifu, tulikuwa tunapoteza kwa uuzaji na gharama nyingine za ziada, "" D.O anakumbuka, ""ilikuwa wazi kuendeleza biashara mpaka kuwa na faida ikawa vigumu."" Uvunjaji mkubwa ulitokea mwaka 2018 wakati ofisi kuu ya Unilever, ni fungu kubwa la utoaji kwa Gloo.ng kwasababu ya wafanya kazi wengi waliagiza kwa hiyo, walionyesha nia kwenye suluhisho la ugavi mtandaoni. Kutambua usambazaji wa kawaida kwa wafanya kazi kwenye mavazi ya Gloo.ng e, Uongozi wa Unilevere ulitafakari kwanini hawakuwa wamepitisha hii huduma inayotumiwa sana. ""Tulikubali kwasababu oda ilikuja kutoka ofisi kuu. Tunaingiliana na mfumo wa SAP na niliupa jina 'Mfumo wa usimamizi wa matumizi ya biashara' (ECMS)."" Ndani ya miezi 3, amesaini mteja mwingine mkubwa ndani ya Coca Cola kwenda kwenye ECMS. Hatua hizi ziliashiria sehemu ya Gloo.ng ya mapumziko,nakuzua tafrani kwa D.O. Alikusanya timu yake, akisisitiza mahitaji ya haraka ya mageuzi ndani ya mwaka 2019, kwa baraka za wawekezaji na wadau, mabadiliko kutoka B2C (Gloo.ng) kwenda B2B jukwaa la ugavi mtandaoni (Gloopro) kwa kampuni. Wenzangu, sikilizeni! Tuna habari KUBWA zinazotoka @Gloo_ng mwezi ujao! Tutakuwa tunafunga biashara yetu ya mtandaoni & tutakuwa tunazindua biashara mpya tumeijenga miezi 18 iliyopita kwa siri kabla ya wakati huo, tutakuwa tunauza bidhaa zetu kwa punguzo la 5t0%.! Kaa tayari! ""Leo, tuna wateja wengi sana wenye rajamu; Unilever, Coca Cola, British American Tobacco, Seplat, ba zaidi."" Ndani ya miezi kadhaa ya kuitangaza Gloopro, D.O alipata epifani nyingine, ili kuiga suluhisho la biashara kwa ajili ya sekta nyingine. Alianzisha utafiti wa ndani na wakatulia kwenye sekta ya rejareja"" uamuzi rahzisi kutokananna hilo kulikuwa na uhitaji kutoka kwa mteja muhimu. Akiwa na ufadhili wa mbegu wa milioni $1 mkononi hivi karibuni, kwa haraka aliajiri talanta ya uhandisi. D.O anasema alibatiza suluhisho hili jipya 'Gloopro Septa' lakini miaka hiyo miwili ya kuitengeneza hiyo, aligundua jambo la msingi sana. ""Kwasababu bidhaa zote mbili (ECMS na Gloopro Septa) inafanya kazi kwa misingi tofauti kabisa ya kanuni ikilenga masoko tofauti, ilikuja kuwa wazi kwamba kuunganisha vitu hivyo mbalimbali kulileta hatari. Utofauti wa kiutamaduni unaweza kutokea, kupelekea migogoro dhidi ya fidia na majukumu. Pia aligundua kwamba kuwabakiza wahandisi hao aliowaajiri kwaajili ya Gloopro Septa hivi karibuni wangeweza kupelekea changamoto ya kiuchumi kwa Gloopro. ""Hivyo niliitisha kikao kikuu kisicho cha kawaida na wadau ili kujadili vikwazo hivi, D.O anakumbuka, ""akisisitiza kwamba Gloopro isingeweza kufadhili mradi huo. Ilibidi tujipange na kutafuta wawekezaji wa nje kusaidia maendeleo bidhaa. Kwa ruhusa ya bodi ya Gloopro, D.O alichukua pamoja naye David Umoh, CTO wa Gloopro kwa wakati huo, kwa yote ni mmoja wa wahandisi ambao walifanya kazi Gloopro Septa, na kujisali na programu ya PayPecker UK Limited Disemba 2, 2020. PayPecker hatimaye ingebadilishwa jina kuwa KloudCommerce. Akifafanua muundo wa hisa wa KloudCommerce. Kwa mujibu wa D.O, bodi ya Gloopro ilikubali kubadilisha Gloopro Septa IP kuwa kampuni mpya kwa mabadilishano ya hisa ya 20%, kwa msingi wa makadirio ya kuwa wametumia $750,000 mpaka kwa wakati huo wa kutengeneza bidhaa hizo. Hii iliweka hesabu ya awali ya KloudCommerce kwa milioni $3.75. Pamoja na David Umoh ambaye alichukukuliwa kutoka Gloopro, D.O aliajiri Afisa Mkuu wa Bidhaa kwa jina la Frank Atashili. Walipewa hadhi ya uanzilishi wenza na walitengewa hisa za 15% na 10% kwa mpangilio, wakati D.O alitengewa 55%. Lakini baadhi ya wawekezaji wa Gloopro walikuwa na malalmiko juu ya suala la mgongano wa maslahi, kutokana na majukumu mawili ya D.O kama mwanzilishi na mdau wa msingi kwenye pia kuwa mwanzilishi wa bidhaa mpya. ""Kuzielezea changamoto hizi, nilitoa ofa kwamba waanzilishi wote watatu, nikiwemo na mimi mwenyewe wangekuwa wanapata chaguzi za hisa, kuliko mkopo, ambapo ingekuwa bora zaidi katika kipindi cha miaka mitatu. Hii ilimaanisha kwamba mwanzoni, sio D.O ama waanzilishi wenza wake wangeweza kupata hisa zao. Kinyume chake, 20% za Glooprozilikabidhiwa kikamilifu, ikiipa umiliki kamili tangu mwanzoni. ""Hili linahakikisha udhibiti wa Gloopro kama mwanzilishi wa bidhaa, "" D.O anaelezea, ""Kwa usawa hata hivyo, waanzilishi wenza wote watoe hisa moja (0.000001%) kila mmoja na haki za kupiga kura,kwa kiwango cha macahaguo yaliyowekwa kwao. Anakubali kwamba mpangilio ulimruhusu, kama mwanzilishi mdau wa msingi, kuchagua wajumbe watatu wa bodi, wakati Gloopro ilikuwa na nafasi moja. Kufuatia uamuzi wa bodi, D.O alianza kutengeneza KloudCommerce. Kati ya Mei na Julai 2021, alipata $500,000 kwenye kipindi cha maandalizi ya mkopo kutoka kwa wawekezaji wengi, kupitia notisi ya SAFE. Anasisitiza kwamba kila mwekezaji alikuwa na uelewa wa makubaliano ya wadau na maudhui pamoja na ratiba yake ya miaka minne. Wawekezaji wapya walikuwa na uwezo wa kuzimua hisa za wadau waliokuwepo. Hata hivyo, kwasababu ufadhili ulikuwa umehakikishwa na kupitia notisi ya SAFE, wawekezaji wasingeweza kudai mkopo ama nafasi ya bodi mpaka wakati ujao wa utoaji, ambyo ni protokali ya kawaida kwa uwekezaji wa SAFE. Mwekezaji mkuu wa SAFE alionyesha wasiwasi wake kuhusu haki za mwanzilishi wa D.O. ""Kulinda maslahi (wawekezaji wa SAFE) yao, tunakubaliana na na wanahisa waliopo ili kuhakikisha hakuna mwanzilishi anayeweza kupokea chaguo jipya katika siku zijazo,"" D.O anaelezea. Wakati huo huo, alibaki na haki yake ya kuteua watu watatu, ikijumuisha muwkezaji wa SAFE, kwenda kwenye bodi, lakini kwa vile macahguo yake hayakuwepo, alichagua kutanguliza ukuaji wa biashara badala ya kuunda bodi kwa wakati huo. Akizungumzia tuhuma hizo. D.O anakanusha upesi madai kwamba alitumia bila kujali na kuweka kipaumbele bishara kuliko bidhaa. Anansisitiza kwamba kwa zaikdi ya miaka ishirini ya utaalamu wa kikoa, anansiamamia maamuzi yanazyofanywa kwa maslahi ya kampuni. Kinyume na taswira katika ripoti ta wee Trcker, inaonekana kwamba hakufanya mengi ya maamuzi haya kwa ushupavu au upande mmoja. Kuhusu safari ya kwenda Ghana. D.O anaelezea kwamba kwa kuongezea kwa CTO na CPO, alimleta kwenye bodi mtaalamu wa shughuli za kitaalamu kama COO. Kwa vuile alijiunga kwa kuchelewa kwenye mchakato, hakupewa chaguo la hisa. Hata hivyo, aliwekeza katika mzunguko wa kufuatilia mbegu kwa kutumia notisi ya SAFE. ""Mara moja (COO) alianza kufanyia kazi mkakati wetu wa soko, ""D.O anakumbuka, ""tuligundua kwamba tasnia ya rejareja ambayo tunailenga ndio tasnia iliyoshirikiwa zaidi na iliyoonyeshwa zaidi ulimwenguni, ikiwemo Afrika. Katika kutafuta kwetu, tulipata maonyesho zaidi ya 200 katika bara zima. Hapo awali, kipindi cha awamu ya Gloopro Septa, D.O alitambua kwamba wauzaji wa rejareja huhitaji mbinu tofauti kabisa na uuzaji wa bidhaa zingine za teknolojia. ""Wauzaji wa rejareja wana shughuli nyingi sana wakati wa mchana kwa viwanja rasmi vya mauzo kwenye ndani ya vyumba vya mikutano. Hata hivyo, pale wanapohudhuria maonyesho, wapo wazi sana kwenye viwanja vya mauzo kwasababu wanakwenda kwa mawazo ya kujifunza mambo mapya. D.O aliunda mbinu hii "" mkakati wa matukio kulingana na Distro"". Ilihususha maonyesho katika hafla za maonyesho barani Afrika, kuanzia na chakula & vinywaji Afrika Magharibi na matukio ya Urembo jijini Lagos, Nigeria, na pia kuwa muwezeshaji mkubwa wa juma la mitindo la Accra nchini Ghana. ""Mfano wetu, tangu siku ya kwanza ulikuwa kwanza Afrika. Nilishakuwa nimejenga kampuni nchini Nigeria kwa miaka 20, sikuwa nimevutiwa kufanya hilo wala."" COO binafsi alipata udhamini wetu wa vichwa vya habari kwa WiKI Y Mitindo ya Accra na hata akaweza kujadili punguzo kubwa la bei,"" D.O anafafnua, kushughulikia madai ya Wee Tracker ya matumizi makubwa kwa ajili ya tukio hilo. Wiki ya Mitindo ya Accra ilipangwa kwaajili ya Disemba 2021. D.O alimtuma COO na meneja mpya wa upanuzi wa Afrika kwenda Accra mapema. Mara moja huko, waliajiri wafanya kazi watatu wa nyumbani na walianzisha ofisi. ""Kuanzia kipindi hicho kuelekea tukio la Accra, tuligundua zaidi ya biashara 4,000, ambazo tuliziongeza juu ya faneli yetu na tukasajili zaidi ya 300 kati yao, "" Anakumbuka meneja wa upanuzi wa Afrika ambaye alizungumza na TechPoint Afrika kuhusu hali ya anatomia. Maelezo yake ya kazi yalihusu kuiga mwanamitindo huko Nairobi na Johanesburg, na Cairo. Hata hivyo hakupata nafasi ya kushuhudia mafananikio yote,vile alijiuzulu kwasababu zake binafsi mwezi Jnuari. ""Nilienda nyumbani mwezi Disemba kufurahi na familia yangu baada ya kuwa mbali kwa miezi mingi, "" anakumbuka. ""Kipindi cha ukazi wangu, zilitokea fursa jijini Lagos, ambayo ingegongana na majukumu yangu huko Ghana. Wakati huo huo, serikali ya Ghana iliamuru kuingizwa tena kwa chanjo ya UVIKO. Sikuchukua kinga hiyo."" Suala hili lilipelekea kujiuzulu, upungufu mkubwa wa D.O ambaye alibakiwa na nafasi moja: kubakia na kutekeleza majukumu yake ya CEO akiwa mbali huku pia akisimamia upanuzi ndani ya Accra. Msimamzo wake hadharani dhidi ya chanjo ya UVIKO ulimaanisha kuwa asingeweza kurejea Nigeria. Kufanya hivyo kumgeweza kuzuia kuingia tena nchini Ghana, kuiacha timu ya mtaani bila viongozi. COO ilibidi arejee Nigeria kufuatia kukaribia kwa wiki ya Miktindo Accra. Nilimuuliza D.O kuhusu madai ya matumizi makubwa ya fedha nchini Ghana, alijibu, ""ningekaa hotelini kwa zaidi ya miezi miwili kwa dili yangu mwenyewe.? Kiukweli, alikuwa ni COO mwenyewe ambaye alipata hoteli ya gharama nafuu na kupata punguzo kubwa ilipodhihirika nitakuwa Accra kwa muda mrefu."" Juu ya maamuzi ya bidhaa yenye shaka. Licha ya viwango vya biashara vinavyoahidiwa, bidhaa za KloudCommerce inakabiliwa na changamoto, yakiwemo malengo yaliyokoswa na maonyesho yenye dosari. D.O, kupinga ripoti ya WeeTracker, anasisitiza kuwa hakuwapotosha wawekezaji kamwe. ""Muundo wetu wa mwanzo wa biashara, iliyoainishwa kwenye sitaha yetu ya kabla ya mbegu, ilikuwa ni uzalishaji wa mapato kulingana na eneo la hesabu,"" anafafanua. ""Hapa, 'eneo la orodha hairejelei idadi ya idadi ya stori badala yake inaashiria sehemu yoyote ndani ya msururu wa duka la mteja ambapo wanataka kudhibiti na kuhamisha kidijiti D.O alielezea kwamba mwezi Januari 2022, walipokua wakitafakari duru ya mbegu, maoni kutoka kwa wawekezaji watarajiwa yalionyesha hoja ya kubadili KLPs yao. Badala ya kuzingatia idadi ya maeneo ya hesabu waliyokuwa wakipata, walitakiwa kutilia mkazo kiasi kinachokatwa kupitia maeneo haya. Mwekezaji mkuu wa mbegu pia alitaka kuangalia maendeleo kwa muda wa miezi mitatu na KPl mpya. D.O anashikilia kwamba mara kwa mara alishiriki uhuishaji wa uwekezaji wake na mwanzilishi mwenza, kukagua, kabla ya kuzituma. ""Hata hivyo, kuanzia Juni hadi Disemba 2021, wakati wa miezi sita muhimu ya maendeleoo ya bidhaa na kuanzishwa kwa soko, bidhaa haikuwa tayari kwa matukio matatzu muhimuya kukamata soko na kupata wateja,. Tayari tumeshalipia kwa matukio haya. Hivyo, nilijikita katika kupata wateja na bidhaa ambayo haijakamilika, nikihakikisha kwamba mara tu itakapokamlika, kuwapandisha itakuwa ni suala la kugeuza swichi. Jarida la Upanuzi wa Afrika linathibitisha akaunti ya D.O. ""Nilielekezwa kusambaza kila biashara tuliyojishughulisha nayo kwa timu ya Lagos. Wangeshughulikia michakato ya KYC kuelekea kubadilisha biashara hizi kuwa wateja wanaolipa. Ninaonyesha kuwa ripoti ya WeeTracker inataka watendaji wakuu ambao kuwa mara nyingi alihamisha muelekeo wa bidhaa haraka sana. ""Ningekuwaje na ushawishi kama huo wakati sikuwa msimamizi wa utengenezaji wa bidhaa moja kwa moja? Ikiwa bidhaa iliyotumiwa katika eneo la mteja na haifanyi kazi inavyotarajiwa, je, mimi ndiye niliyeitengeneza? Je mimi ninawasimamia watengenezaji? Hilo ndilo jukumu la mwanzilishi mwenza wa bidhaa."" Kwa wazo la D.O, hii ndio iliyosababisha kutoelewana na upinzani akaanza kuupata upinzani kutoka kwa waasisi wenzake. ""Niliona mapema kwamba masuala haya yanaweza kusababisha anguko la kampuni. Nilikuwa nikitafuta uwekezaji, sio wao. Nilielekeza wawekezaji kulingana na uhakikisho wao kuhusu utayari wa bidhaa. Kushindwa kwao kusambaza ilikuwa ni pigo moja kwa moja na aibu kwangu, alieleza. Walakini, kufikia Machi 2022, baada ya D.O kurudi Nigeria, aliunga mkono uongozi wa mauzo kwenye kutia saini mteja mkuu ambaye alikuwa na haki za kipekee za kusambaza mtindo wa maisha na rajamu za urembo kote Afrika Maghari. Lakini onyesho la bidhaa liliyoratibiwa na mlolongo wa moja kwa moja kwenye majengo ya mteja wa nanga hakufaulu. ""Huo ndio ulikuwa msaada wa mwisho kwangu . Walikuwa na na miezi mitatu ya ziada, na lakini bado palikuwa na malalmiko na nydhuru. Sikukubaliana na lolote kwa hayo."" Kwa muda huu, BiasharMtandaoni tayari ilikuwa inaishiwa fedha. Hivyo alienda kwa baadhi ya wawekezaji kuwaonyesha picha kamili ya mambo. Miongoni mwao alikuwa Adedayo Amzat wa mji wa Zedcrest, ambaye ndiye muwekezaji wa SSAFE mwenye uwezo mkubwa mchezoni. Kipaumbele cha haraka kilikuwa ni kuanzisha bodi, yenye lengo la kuanzisha usimamizi wa bidhaa. Tamthilia ya ukumbini Ni muhimu kukumbuka kwamba, kulingana na makubaliano ya wadau, ni D.O na Gloopro tu walikuwa na fursa ya kukalia ama kuteua mtu wa kiti cha bodi, kwa vile duru ya mbegu ilikuwa bado haijaanzishwa. ""Kuwakilisha ipasavyo wadau, waasisi, wawekezaji wa SAFE, na Gloopro, nilitumia haki zangu na kujipendekeza, Adedayo Amazat, na muwakilishi kutoka Gloopro kwenda kwenye bodi,"" D.O anaelezea. Kikao cha kwanza cha bodi, kiliitishwa Aprili 1, 2022, kilikwenda vizuri kwa dalili zote. Pia kwenye kuhudhuria walikuwapo waasisi Umoh na Atashili. ""Tbodi hiyo ilitambua kutokuwa na maelewano baina yetu waasisi. Walituagiza kuitisha kikao cha waanzilishi wenza ili kushughulikia masuala yetu, kwani yalionekana yakihusishwa na muelekeo wa bidhaa badala ya migogoro ya kibinafsi,"" D.O anakumbuka. D.O anaangazia kwamba kwasababu walikuwa wakipungukiwa na pesa taslimu, alikuwa ameacha kukusanya mishahara, sawa na mwisho wa mwezi Januari, wakati waanzilishi wenzake walikuwa wameanzakupokea nusu malipo. ""Waanzilishi wenza na mimi tulikutana siku inayofuata, anakumbuka,""wakati wa kikao hiki, nilipowauliza kuhusu kujitolea kwao kwa nusu mshahara, mwanzilishi mwenza alieleza kuwa wanaweza kulazimika kuondoka katika kipindi cha miezi 3 ikiwa hali hiyo itaendelea. Nilirudishwa nyuma. Hawa walikuwa watu ambao nilikuwa nimewapa hisa ya 10% na 15% katika kampuni ambayo sasa ina thamani ya milioni $5.1, haswa baada ya kupata ufadhili wa ziada wa mbegu wa karibu $150,000 kutoka kwa wawekezaji waliopo. "" Kwenye kikao cha kwanza cha bodi, Amzat alihitaji kuhusu kuwasiliana moja kwamoja na waan zilishi wenza, ambapo D.O hakupinga. ""Hata hivyo, kwa mshangao wangu, Amzat na waanzilishi wenza walianza kuwa na mazungumzo nyuma ya pazia ambayo yaliniumiza"" anankumbuka. Adedayo alinishirikisha skrini ya muingiliano wake wa Appsogozi na mmoja wa waanzilishi wenzangu ambao hapo awali nilionyeshwa kuwa ndiye aliyejitolea zaidi na mwaminifu zaidi kunichukia. Nilionyesha sawa kwa COO na nikasema mwanzilishi mwenza lazima awe amepta kujua kuhusu hilo.— D.O (@davidicdoc) Septemba 1, 2023 ""Hapo ndipo iliponidhihirikia kwamba kuna kitu kibaya kinatokea."" Kwa wakati huu, ninarejelea ripoti ya WEE Tracker, ambayo inadai kwamba yeye huchota mshahara kwa miezi kadhaa huku akizuia malipo kwa baadhi ya wanachama wa timu na pia matumizi mabaya ya uwekezaji uliokusudiwa kwa kampuni. ""Hilo sio kweli kabisa,"" D.O anasema. Sikuwahi kutanguliza mshahara wangu kuliko wa wafanya kazi wangu.'. Kwa kweli, ilikuwa hadi Machi 2022tu ambapo tulikabiliwa na changamoto katika kulipa mishahara ya wafanyakazi kutokana na uhaba wa fedha na kuchelewa kwa uwekezaji uliotarajiwa. Kwa kipindi hiki, mimi binafsi nilikuwa nimeacha kuchukuwa mishahara tangu Januari. Hata nilichukua mkopo binafsi kwa niaba ya kampuni ili kuwalipa wafanyakazi mnamo Aprili. Nilisimama kwenye pengo la Apr 22 mishahara ya wafanyakazi kwa jumla ya NM15 (ukiondoa wangu): nilikuwa nimeenda kuchukua mkopo kutoka kwenye kampuni za marafaiki zangu wenye utukwenye mfumo wa ikolojia, niliahidi kulipa. Hitaji la kulipa lilipunguzwa mara tu baada ya kujitolea kuokoa,...— D.O (@davidicdoc) Septemba 1, 2023 Kuhusu madai ya upotoshaji wa fedha kwa kampuni ya malipo Paymente Limited (Gloopro),anasema, ""ni muhimu kutambua kwamba wakati wa miezi ya awali ya uendeshaji wa KloudCommerce, kabla ya kupata ufadhili wetu wa awali, Gloopro ilibeba gharama mbalimbali, ikiwa ni pamoja na kodi, uchapishaji, mtandao, mishahara na zaidi. Fedha zilizotajwa zilihusiana na sxhughuli za chama, ikiwa ni ulipaji wa sehemu ya deni la KloudCommerce, ambayo sasa inafanya kazi kwa kujitegemea, ilikuwa npamoja na Gloopro. Ulipaji ulitekelezwa kwa ombi la bodi ya Gloopro."" Kwa mujibu wa D.O, rbadala ya kumpa nafasi ya kushughulikia au kufafanua ztofauti hizi zinaonekana, Amzat aliunda kundi sogozi likiwa na kipengele cha wawekezaji wa SAFE na kusambaza habari za kupotosha kumhusu. Anasadiki kwamba nia ya Amzat ilikuwa ni kuanzisha uchukuaji wa kihasama, badala ya kusaidia kampuni hiyo kwa dhati kukubaliana na ramanai ya bidhaa. ""Kama aliamini kweli kulikuwa na utovu wa nidhamu wa kifedha, alipaswa kutumia muundo wa utawala uliopo,"" D.O anasisitiza, ""kuna protokali kwenye masuala hayo.. Inapaswa kuripotiwa kwa bodi. Kufuatia hilo, bodi hiyo itaitisha paneli, ambapo ingekuwa tume mkaguzi wa nje kufanya mapitio. Baada ya ukaguzi huu ndipo mkaguzi wa nje atatoa tamko kuhusu uwezekano wowote wa kutofaa kifedha. Shutuma zilizosamabzwa katika kundi sogozi zilisababisha zuio la wawekezaji wa SAFE kuomba kikao cha msingi na wadau. Mkutano huu utahusisha wawekezaji wote, D.O, na timu yake kuu. Waliandaa orodha ya mada na kuhusishwa kutolewa kikaoni, ambacho kilipangwa Jumamosi 27 Mei 2022. Kikao kilichukua zamu ya mazungumzo isiyotarajiwa wakati Amazat na D.O walipojibizana vikali. Kukithiri kwa kutoelewana kwao kulipelekea muwekezaji wa SAFE aliyekuwa akiongoza kikao kumaliza mapema kikao hicho. Baada ya makabiliano hayo makali, D.P aliona bora ajiuzulu nafasi yake. ""Kwa kuzingatia hali hiyo na hisia kwamba imani katika uongozi wangu imepungua, haswa kwa dharau ya Amzat iliyoonekana kwangu, nilihisi ulikuwa uamuzi sahihi. Alichukua hatua ya kuzungumza maamuzi yazke kwa muwekezaji ambaye alikiona kikao. Pia alimuendea na uamuzi wake wa kujiuzulu, Amzat alikubali kuwekeza fedha nyingi kwenye KloudCommerce kwa sharti la kuondoka kwa D.O. ""Nilikubaliana na hili,"" D.O anafikiria, ""Sikuanzaisha KloudCommerce kwa dhumuni la kwamba niwe CEO wake kwa zaidi ya miaka 4. Jambo lamgu la msingi lilikuwa ni bidhaa, na tulikuwa tumetuma muda mwmingi kwenye porojo ndani ya chumba cha mkutano. Ingawaje ni takriban 21% tu ya chaguzi zangu za hisa zilizokuwa zimeniwekea muda wa umiliki wangu wa miezi 18, nilivutiwa zaidi na kampuni kurejesha umakini wake kwenye bidhaa."" Amzat alitoa mwaliko kwa D.O wakutane katika Makao Makuu ya Zedvance huko Lagos ili kujadili masharti ya uwekezaji unaofuata na kuondoka kwa D.O. Alipendekeza uwekezaji wa ziada wa $200,000 ikwenye KloudCommerce na pia alielezea nia yazke ya kuwashawishi wawekeaji wengine wa SAFE kuongeza hisa zao. ""Kwa kubadilishanaz, nilitarajiwa kuachilia 10% ya chaguzi zangu za hisa za uwekezaji na kubaki kama mshauri kwa mwaka mmoja kabla ya kuondoka mara ya mwisho,"" D.O anakumbuka. ""Kwa mshangao, mambo aliyoyawasilisha baadaye hayakuwa yale tuliyokubaliana katika mkutano wetu. Badala ya uelewa wa awali, alipendekeza kupunguza umiliki wangu kutoka 55% hsdi 29% na 21% ya hisa tayari. I. Pia alitenga 15% ya ziada kwake na kutawanya iliyobaki kati ya wawekezaji fulani na wasio wawekezaji."" Bado anatam ani kuokoa kampuni D.O anasema alikuwa tayari kukubali masharti, haswa kwani ilijitolea kulipa $200,000 ndani ya saa 24. . ""Siku ile nilipopata barua pepe, niliita wafanyakazi kutangaza kujiuzulu. Niliwahakikishia kwamba fedha zipo njiani ili kulipa mishahara, ambapo walikuwa nyuma kwa mwezi mmoja tu, na kusimamia gharama za uendeshaji. Niliwahabarisha kwamba COO angechukua majukumu yangu,"" D.O anakumbuka. Hata hivyo, katika hali isiyotarajiwa, D.O anasema alipokea karatasi ya maelekezo kutoka kwa Amzat siku iliyofuata. ""Sasa alipendekeza uwekezaji wa wa $50,000, na kujitolea kusaidia kupata $150,000 iliyobaki. Kwa kuongezea, alikusudia kutenda $15% kwa kamouni yake, mtaji wa Zedcrest, chombo kipya kabisa kwenye jedwali la dhamana. Na, ili kuongeza jeraha, alitaka niondoe mishahara yangu isiyolipwa kwa miezi sita. Hakukuwa na namna nilikubaliana na hilo."" Hali ilizidi kuwa tete, hadi kufikia Juni. Wakati huohuo, bila D.O kujua, wafanyakazi walianza kunong'ona kwamba kukataa kwake kukubali masharti ya uwekezaji ndio sababu ya kutolipwa mishahara yazo kwa miezi miwili. ""Hawakujua hali mbaya niliyokuwa nikiwasilisha nayo,"" D.O anakumbuka. Shinikizo lilifikia kiwango cha kuchemka, na hata wawekezaji wa SAFE walijaribu kupatanisha bila mafanikio. D.O anasema kwamba mkazo mkubwa hatimaye ulimpeleka kwenye chumba cha dharura kutokana na msomgo wa mawazo pamoja na matatizo. Akikabiliwa na shinikizo la kumtaka ajiuzulu rasmi kama CEO, D.O alisimama kidete, akitazama hatua ya Amzat kama jaribio la kutwaa mamlaka bila msingi wowote wa kisheria. Alitia saini karatasi ya masharti lakini akataka makubaliano ya wazi na ya lazima ambayo yatafafanua vupengele vyote vya utata vya karatasi ya muda. ""Nilijua kabisa kwamba makubaliano ya nmna hii yangehitaji saini za wadau wote waliopo,"" alielezea. Kwenye ule wa muda, Amzat aikuwa tayari ametimiza ahadi yake ya uwekezaji wa $50,000. Licha ya migogoro inayoendelea, D.O anasema aliendelea kushikilia mwisho wake wa makubalianzo, akitimiza majukumu yake ya moja kwa moja yaliyoainishwa kwenye mkataba wa muda. ""Hata katikati ya machafuko,"" D.O anakumbuka, ""Nilifanikiwa kupata ushirikiano wa kampuni kubwa ya kimataifa ya riadha ambayo ilikuwa katika harakati za kuzindua maduka yake ya rejareja ya moja kwa moja nchini Nigeria. Mazungumzo yaliendelea, na majaribio mbalimbali ya upatanishi. Huku uvumi kuhusu madai ya ufujaji wa pesa za D.O ukiendelea hadi Agosti, bodi ya Gloopro ilichukua tahadhari na kumwita D.O kujibu uchunguzi wa bodi. ""Niliondolewa kosa lolote,"" D.O akielezea. Mwekezaji mwingine ambaye alikuwa na hisa kote Gloopro na KloudCommerce walijitolea kuanzisha vikao tofauti tofauti ili kuwapatanisha kati ya D.O na Amzat. Hitimisho la kikao hicho lilikuwa kwamba mkataba wa zamani ulikuwa na makubaliano yasiyo ya lazima, kama vile D.O alivyokuwa badala yake. ""Baada ya majadiliano kadhaaa, ambayo sikuwa sehemu ya hayo ila yaliwahusisha baashi ya watendaji wa KloudCommerce, walirudi na ofa ya kipuuzi,"" D.O anasimulia. Kama D.O alivyotuma kwenye Twitter, Ofa hii ya kaunta inalenga kupunguza kwa kiasi kikubwa hisa za Gloopro katika KloudCommerce kutoka 20% hadi 5%. Kwa kuongezea, hisa za D.O pia ilipendekezwa zipunguzwe hadi 5%. CTO, ambaye alikuwa ameoondoka kwa muda huu, hakuwa na chochote. Sawa yliyoswma ya ufadhili wa execs na ZedCrest, huku nikipunguza riba ya Gloopro ihadi5% kutoka 20% na yangu piahadi 5% kutoka mwanzo 55% niliyokuwa nayo mwaka mmoja kabla. (Hii ilipunguza kwa usawa huluki zingine zote zilizopo kwenye jedwali la Kloud cap.£ pic.twitter.com/w3GtF7HRVh— D.O (@davidicdoc) Septemba 9, 2023 Bila ya kustaajabisha, bodi ya Gloopro iliaktaa masharti haya ya mkataba. Inafaa kukumbuka kuwa bodi hapo awali ilithamini rasilimali na juhudi walizowekeza katika kuundan KloudCommerce IP kwa $750,000 ambayo ni sawa na 20% ya hisa inayolipwa kikamilifu katika kampuni. ""Bila kujua huku akishiriki kwa wakati mmoja katika juhudi hizi mpya za upatanisho na mazungumzo nami, Adedayo pia alikuwa amesambaza kwa siri rasimu ya ombi la kutumwa kwa EFCC kutokana na madaiz yake ya uwongo na laitaka wawekezaji wa SAFE kutekeleza kimya kimya nyuma yangu, "" D.O alituma kwenye Twitter, ""Nilifahamu hili kutoka kwa mmoja wa wachuuzi wa KloudCommerce. Jaribio hilo inaonekana limeshindwa. Hasa kwa sababu Tunde Ogunremi, yumo kwenye tatu bora ya waekezaji wa SAFE alizungumza kuhusu kukataa kwake kutia saini ombi hilo. ""Nilijua kwa hakika kwamba madai kuhusu pesa kutumika kwa vitu binafsi kote ulimwenguni, yallikuwa ya uongo, Ogunremi aliiambia Techpoint Africa, ""D.O hakuwa akichukua sikukuuu. Pia nilifahamu msimamo wake kuhusu chanjo ya UVIKO 189. Sote ni madaktari waliofunzwa na tulikuwa na mazungumzo ya kina kuhusu janga hili. Kadri utumiaji mbaya wa fedha unavyozidi kuwa rahisi kushughulikiwa kupitia njia sahihi ya ukaguzi huru. Lakini shutuma kuhusu upotevu wa fedha, hasa katika safariya kwendac Ghana, angalau, ni potofu. Kwa wakati huu, kwa kuingilia kati kwa mke wake, D.O anasema alichukua likizo iliyohitajika kuepusha shida nyingine ya kiafya. ""Wakati niliporudi, Gloopro ilikuw aimekataa ofa na Amazat alikuwa amewasilisha kujiuzulu kwake kwenye bodi ya KloudCommerce,"" D.O anakumbuka. Hatua yake ya mwanzo D.O ni kiisuka upya bodi hiyo. Bodi iliyoboreshwa ilimjumuisha Ogunremi, Mkurugenzi Mkuu was Gloopro, na D.O na anahudumu kama mwenyekiti. Muundo huu uliambatana na uwakilishi asili wa wawekezaji wa SAFE, Gloopro, na maslahi ya mwanzilishi. Baadaye, bodi ilianza ukaguzi haraka wa bidhaa ili kuchunguza hali ya sasa ya mambo. Matokeo ya ukaguzi yalikuwa ya kusikitisha, yakionyesha kuwa hali ilikuwa mbaya zaidi hadi kufikia ya kuiangusha kampunu ilikuwa ndio chaguo pekee linalowezekana. ""Kama mmoja wa wawekezaji watatu bora, ulikuwa ni uamuzi mgumu, "" Ogunremi anakumbuka. ""Kidogo ilikuwa imedhihirika kuwa sio tu kwamba aanzilishi wenza hawakuweza kufanya kazi pamoja, lakini kwa mrundikano wa ahadi za kifedha, na ugumu wa kutafuta pesa, tungeendelea kulipa deni kwa taasisi. Jambo pekee la busara la kufanya kwenye hatua hiyo ni kuacha kushupalia. "" Uamuzi wa kufunga kampuni ulikuwa rasmi tarehe 30 Septemba 2022, na wadau wote walipewa taarifa. ""Nadahani wawekezaji wengi kufikia hatua hii pia walikuwa wamefikia hitimisho lile lile kwa sababu vikao vilipoitishwa wachache sana walihudhuria na hakukuwa na sababu ya m singi juu yake."" anakumbuka Ogunremi. ""Kufikia kuanguka kwa kampuni hii, maisha yan gu yalianguka kwenye giza hili zito,"" D.O anatuma ujumbe kwenye uzi wa twitter, ""Niliondolewa kutoka kwa kila mtu na kila kitu, jambo ambalo lilimshtua sana mke wangu, kiasi kwamba nimeingia kwenye saa za mwisho za kujiua. Nlikuwa nimepoteza shauku ya kila kitu!"" Kwa mujibu wa D.O, ripoti ya WeeTracker, ilitolewa mwezi Oktova kufuatia anguko la kampuni hiyo, kwa kiasi kikubwa iliakisi maoni na COO wake. Hali iliendelea kuwa kimya hadi Machi 2023, wakati TechCabal iliporipoti kukamatwa kwa D.O' na EFCC. Ilikuwa ajabu sana kwangu, nikipokea habari za kukamtwa kwake huku akipokea simu kwa D.O yeye mwenyewe. Muda tu TechCabal wanahuisha makala yao, na kuthibitisha kwamba D.O alikuwa ameachiliwa jana yake chini ya saa 24 baada ya kuwekwa kizuizini. D.O anadai kuwa masaibu hayo yote yalikuwa ni hatua iliyopangwa, na vyombo vya habari vilitumiwa bila kujua katika mpango huo. Anasema, ""ombi hilo lilikuwa ni uzushi. Iliratibiwa vizuri na kukutekelezwa na Amzat,"" Tangu wakati huo nimebakiza mawakili na nimechagua na kjupitisha mbinu ya kutumia njia zinazofaa za kisheria kutafuta suluhu."". Kwa wakati ufaao, natarajia hili litatimia."" anamalizia.","Olúmìídé"" D. O"" Olúsànyà ṣàfihàn èrò rẹ̀ lórí àìsí Kloudcommerce, bí ó ṣe ń wò lílépa ìgbésẹ̀ tó jẹmọ́ tòfin Olúmìídé ""D. O"" Olúsànyà, olùdásílẹ̀ ilé-iṣẹ́ SaaS startup tí ó kalẹ̀ sí orílẹ̀ - èdè Nàìjíríà tí ó ti kógbá wọlé, KloudCommerce ń jẹ́ kí a mọ̀ àríyànjiyàn rẹ̀ lórí ètò ìsúná lẹ́yìn ìpalọ́lọ́ rẹ̀ tí ó ti ju ọdún kan lọ. àkójọ ọjà wọn lórí ẹ̀rọ ayélujára. Síbẹ̀síbẹ̀, àwọn rògbòdìyàn abẹ́nú àti èdè àiyedè àwọn olùdókòwò fa àìṣiṣẹ́ ní oṣù kẹsàn-án, ọdún 2022. Ní títẹ̀lé èyí, WeeTracker ṣe àtẹ̀jáde ìròyìn tí ó fi ẹ̀sùn wí pé àwọn olùdókòwò fi ẹ̀sùn kan D.O pé ó ń lo owó ilé-iṣẹ́ kúmọkùmọ fún àǹfààní ara rẹ̀, láìyọ nínaá owó ní ìnákùná lórí ìrìn àjò káàkiri àgbáyé. ""Àwọn ẹ̀sùn yìí gbòòrò, wọ́n sì ń ṣini lọ́nà, "" ni D.O sọ, ""gbogbo ìpinnu tí a ṣe jẹ́ fún dídára ilé-iṣẹ́."" Nínú ìfọ̀rọ̀wánilẹ́nuwò àyàsọ́tọ̀ yìí pẹ̀lú Techpoint Africa, D.O, ní àtìlẹyìn pẹ̀lú àwọn ẹ̀rí láti ọ̀dọ̀ orísun méjì tí wọ́n mọ̀ nípa ìṣẹ̀lẹ̀ náà, sọ̀rọ̀ nípa ìrìnàjò rẹ̀, ìpènìjà tí okòwò rẹ̀ dojúkọ, ó sì kojú ẹ̀sùn lójú kojú. Ohun tí ó ṣe kókó sí ìgbèjà ni olùdókòwò Adédayọ̀ Amzat, tí D.O gbàgbọ́ pé ó jẹ́ ẹni tí ó ṣe atọ́nà ìdálọ́wọ́kọ́ gbígbà pẹ̀lú ìbínú. Èyí, Ó ṣàlàyé, ó níṣe pẹ̀lú mímú kí àwọn olùdókòwò bí i tìrẹ rọra, àwọn olùdásílẹ̀ bí i tirẹ̀ tí wọ́n ò tinilẹ́yìn, tí ó fa irú ìgbọ̀kànsókè tí ìyàwó rẹ̀ ní tí ó fa ìkànípá fún un láti wọ ""aago ìṣekúpani"". D.O kọ́kọ́ fi èrò rẹ̀ hàn nípa ṣíṣe àlàyé kíkún lórí ìkànnì abẹ̀yẹfò ní 1 Oṣù Kẹsàn-án, ọdún 2023. Oríṣìíríṣìí ọ̀nà tó ju ọgọ́rùn-ún lọ ní a fi kọ ọ, ọ̀rọ̀ náà di mímọ̀ láàárín ọ̀sẹ̀ kan, ó sì kún fún oríṣìíríṣìí nǹkan tí ó jẹ́ ìpènìjà fún àwọn ṣẹ̀ṣẹ̀ dé láti ní òye rẹ̀. Nínú àyẹ̀wò ohun tí ó ti ṣẹlẹ̀ sẹ́yìn, èyí lè jẹ́ ohun tí ó dára dáadáa tí ó ṣẹlẹ̀ sí ìgbàgbọ́ mi nínú Ọlọ́run fún ìgbà pípẹ́, ní èyí tí mo fi ògo fún Ọlọ́run 🙌 ó yà mí lẹ́nu nípa ipò tí ìbáṣepọ̀ mi pẹ̀lú rẹ̀ wà ní àkókò yìí àti ìgbàgbọ́ nínú Rẹ̀. Òun nìkan ló ní ipá tòótọ́ láti ṣe ìdájọ́ ènìyàn. - D.O(@davidicdoc) 9, Oṣù Kẹsàn-án, ọdún 2023 Láti fa ọgbọ́n yọ nínú àwíjàre D.O, ó pọn dandan láti kọ́kọ́ ṣàyẹ̀wò bí KloudCommerce ṣe bẹ̀rẹ̀. Ìtàn ráńpẹ́ nípa bí KloudCommerce ṣe bẹ̀rẹ̀: Ní ìbẹ̀rẹ̀, kò sí ohun tí ó ń jẹ́ Gloo.ng Ìpìlẹ̀ KloudCommerce ni Gloopro, èyí dẹ̀ sì jẹ́ ilé-iṣẹ́ tí ó wà lórí ẹ̀rọ ayélujára tí ó tara ilé-iṣẹ́ tí ó ti da iṣẹ́ sílẹ̀ báyìí tí ó jẹ́ ibi tí wọ́n ti ń ta oúnjẹ ati àwọn ohun èlò inú ilé lórí ìtàkùn àgbáyé, Gloo.ng. D.O, tí ó jẹ́ ènìyàn gbòógì nínú àwọn tí ó ní ìpín ni Gloopro, a máa ṣe àfiwé Gloo.ng sí ilé ìtajà ayélujára Jumia àti Kóńgà, ṣiṣẹ́ àkíyèsí pé gbogbo wọn ni a ṣe àfihàn wọn ní ọdún 2012 láàárín oṣù kọ̀ọ̀kan síra wọn. Síbẹ̀síbẹ̀, nígbà tí Júmíá àti Kóńgà ní ipa tó làmìlaaka ní titi níní àtìlẹyìn ètò ìsúná, Gloo.ng ṣe àwárí ìfọ̀rọ̀wánilẹ́nuwò tó lápẹrẹ pẹ̀lú àwọn CNN àti àwọn Techpoint Africa ní ọdún 2014 àti ọdún 2015 lẹ́ṣẹṣẹ. Gígùnlé ìpọ̀si Kátàkára orí-ayélujára ti Konga àti Jumia, Gloo.ng rí àwọn ìfọ̀rọ̀wánilẹ́nuwò tó lámì pẹ̀lú CNN àti pẹ̀lú Techpoint ti Afíríkà ní 2015 àti 2015 ní ṣíṣẹ̀ntẹ̀lé. Síbẹ̀, àìlọ̀déédé ètò ọrọ̀-ajé tó kọlu Nàìjíríà ní ọdún 2016 sí 2017 mú ìpènìjà ńlá lọ́wọ́, pàápàá ipa lórí ẹ̀ka rírà àti títà lórí ẹ̀rọ ayélujára. Gloo.ng kò jẹ́ kí àwọn ohun ìdíwọ́ inú ètò ọrọ̀-ajé nípa lórí òun. ""Pẹ̀lú wí pé a ṣe déédé pẹ̀lú ibi tí a fẹ́ múṣẹ, à ń pàdánù owó sọ́dọ̀ àwọn tó ń polówó àti àwọn lórí àwọn ohun mìíràn tí a ná owó sí, "" D.O rántí, ""ó hàn gedegbe láti jẹ́ kí gbogbo okòwò náà wà títí di ìgbà tí yóò máa mú èrè wá yóò le. Ìsinmi tí ó nípa wáyé ní ọdún 2018 nígbà ti ẹ̀ka olórí ilé-iṣẹ́ Unilever, ọ̀kan gbòógì tí ó máa ń pèsè fún Gloo.ng nitori ọ̀pọ̀lọpọ̀ àwọn òṣìṣẹ́ tí wọ́n máa ń béèrè nibẹ̀, Ó ṣe àfihàn ohun tí ó nífẹ̀ẹ́ sí tí ó jẹ́ nípa ṣíṣe owó lórí ẹ̀rọ ayélujára oníojútùú. Ṣíṣe àkíyèsí bí àwọn òṣìṣẹ́ Gloo.ng tó ń wọ aṣọ ṣe ń ṣiṣẹ́ dáadáa, adarí Unilever ronú lórí ìdí tí ohun kò ṣe tí ì lo ọ̀nà tí ọ̀pọ̀ ń lò láti ṣiṣẹ́ wonyi. ""A sọ bẹẹ ni nítorí ìbéèrè fún un wá láti olú ẹ̀ka ilé-iṣẹ́ wa. A ṣàmúlò ètò SAP wọn, mo sì fún un ní àlàjẹ́'Enterprise Consumables Management System' (ECMS )."" Ní àárín oṣù 3, wọ́n ti buwọ́lu oníbàárà ńlá mìíràn ní Coca Cola sí ECMS. Ìgbésẹ̀ yìí sàmì fún Gloo.ng ipò ìṣe déédé fún èrè wọn, èyí tí ó jẹ́ àkókò ìfihàn òjìji fún D.O. Ó kó àwọn ọmọ ẹgbẹ́ rẹ̀ jọ, pẹ̀lú ìtẹnumọ́ ìdí tí ó fi ṣe pàtàkì láti ní ipa tí ó ṣe kókó ní ọdún 2019, pẹ̀lú ìbùkún lọ́dọ̀ àwọn olùdókòwò àti àwọn tí ó ní ìpín nínú ilé-iṣẹ́, wọ́n kúrò ní ipò B2C(Gloo.ng) sí B2B ibi tí a tí ń ṣe okòwò lórí ẹ̀rọ ayélujára (Gloopro )fún ohun tí ó níṣe pẹ̀lú ilé-iṣẹ́ ńlá ńlá. Ẹ̀yin ẹlẹgbẹ́, ẹ gbọ́ mi! A ní ìròyìn ńlá tí ó ń tinú @Gloo_ng bọ̀ lóṣù tó ń bọ̀! A óò ṣe títa ọjà lórí ẹ̀rọ ayélujára, a óò sì máa fi okòwò mìíràn lọlẹ̀ tí a ti ṣe láti bí i oṣù 18 nínú lílọ pẹ̀lú ìfunra!💪🙌 ṣáájú àkókò náà, a óò máa ta àwọn ọjà tí a ní láti jèrè pẹ̀lú ẹ̀dínwó 50%! Ẹ máa bá wa kálọ! ""Lónìí, a ní ní ìkàlẹ̀ púpọ̀ nínú àwọn ọ̀pọ̀lọpọ̀ àwọn oníbàárà tí wọ́n ni búráǹdì wọ̀nyí; Unilever, Coca Cola British American Tobacco, Seplat, àti púpọ̀ wọn."" Láàárín àwọn oṣù tí a kéde Gloopro, D.O ní òye lójijì, láti tún wa irúfẹ́ ọ̀nà àbáyọ kan náà tí ó wà okòwò fún àwọn ẹ̀ka yòókù. Ó bẹ̀rẹ̀ àwọn iṣẹ́ ìwádìí nínú wọ́n sì padà dúró lórí ẹ̀ka títa ohun díẹ̀ díẹ̀ fún ìjẹ àwọn ènìyàn - ìpinnu tí ó rọrùn ni èyí látàrí wí pé oníbàárà tí ó máa ń ṣe agbátẹrù béèrè fun. Pẹ̀lú irúgbìn mílíọ̀nù $1 ní ọwọ́, Ó bínú gba àwọn tí wọ́n ní ẹ̀bùn ìmọ̀ ẹ̀rọ. D. O wí pé òun sọ ọ̀nà àbáyọ tuntun náà ní 'Gloopro Septa' ṣùgbọ́n láàárín ìgbà tí òun fi ń ṣe é, òun ṣàwárí ohun tó ṣe pàtàkì. ""Nítorí pé àwọn ilé-iṣẹ́ (ECMS and Gloopro Septa) ń ṣiṣẹ́ ní ipele tí ó yàtọ̀ gédégbé, àfojúsùn wọn sì dá lórí ọjà ọ̀tọ̀ọ̀tọ̀, ó di èyí tí ó padà yéni pé kíkan onírúurú nǹkan bẹ́ẹ̀ pọ ní ewu nínú. Ìkọlura àṣà lè wáyé, tí yóò fà ìjà lórí fífúnni ní ohun gbà máa bínú àti ipa."" Ó tún jẹ́ kí Ó mọ̀ wí pé fífi àwọn tí ó ní ìmọ̀ ẹ̀rọ tí ó gbà fún Gloopro Septa sílẹ̀ yóò mú kí ìpènìjà ètò - ìsúná wà fún Gloopro. ""Mo wá ṣàgbékalẹ̀ ìpàdé gbogbogbò tí ó jẹ́ àrà ọ̀tọ̀ pẹ̀lú àwọn tí wọ́n ní ìpín nílé iṣẹ́ náà láti jíròrò lórí àwọn ohun tí ó ń fa ìdábùú, "" D. O ṣe ìrántí ""títẹnumọ́ pé Gloopro kò ní owó láti fi ṣiṣẹ́ àkànṣe. A ní láti na ẹsẹ̀ síta láti wá àwọn olùdókòwò ìta láti gbárùkù ti ìdàgbàsókè ọjà náà."" Pẹ̀lú ààyè lọ́dọ̀ àwọn alákòóso Gloopro, D. O mú pẹ̀lú rẹ̀ David Umoh, Gloopro CTO nígbà náà, gbogbo wọn, ṣùgbọ́n ọ̀kan nínú àwọn onímọ̀ ẹ̀rọ tí ó ti ṣiṣẹ́ lórí Gloopro Septa, tí ó sì ti forúkọ sílẹ̀ fún PayPecker UK Limited ní ọjọ́ kejì oṣù kejìlá, ọdún 2020. PayPecker jẹ́ èyí tí wọn yóò padà sọ lórúkọ KloudCommerce. Àwòfín bí KloudCommerce ṣe ń ṣètò ìpín Sí D. O, àwọn alákòóso Gloopro fẹ́nukò láti gbé Gloopro Septa IP sí ilé-iṣẹ́ tuntun ní pàsípàrọ̀ 20%, látàrí ìṣirò pé wọ́n ti ná dọlà títí di ìgbà náà láti ṣe ohun èlò náà. Èyí jẹ́ kí ìwọ̀n tí KloudCommerce tẹ́lẹ̀ dúró déédé tí ó jẹ́ mílíọ̀nù mẹ́rin ó dín mílíọ̀nù $3.75. Pẹ̀lú David Umoh tí ó mú láti Gloopro, D.O gba ṣiṣẹ́ ẹni tí ó jẹ́ ọ̀gá fún ohun èlò tí orúkọ rẹ̀ ń jẹ́ Frank Atashili. Wọ́n fún wọn ní àṣẹ bí ẹni tí ó wà ní ipò olùdásílẹ̀ náà, wọn sì fún wọn ní ìpín 15% àti 10% lẹ́ṣẹṣẹ, nígbà tí a fún D.O ní 55%. Ṣùgbọ́n àwọn kan nínú àwọn olùdókòwò Gloopro wọn sọ̀rọ̀ lórí ẹ̀dùn ọkàn wọn lórí rògbòdìyàn tó lè ṣẹlẹ̀ lórí ìyàtọ̀ nínú ohun tí ó ń wu ni, wọ́n fún D.O ní ipa méjì gẹ́gẹ́ bí i olùdásílẹ̀ àti ẹni tí ó ní ìpín ni Gloopro tí ó ga jù lọ tí ó sì jẹ́ òun náà ni olùdásílẹ̀ ilé-iṣẹ́ tuntun náà. ""Láti ṣiṣẹ́ lórí ẹ̀dùn ọkàn yìí, mo fi àbá sílẹ̀ wí pé àwọn olùdásílẹ̀ mẹ́tẹ́ẹ̀ta, pẹ̀lú èmi náà a óò máa ní láti mú nínú owó tí ilé-iṣẹ́ rí lórí àwọn tí wọ́n fẹ́ ní ìpín nínú rẹ̀ ju òdiwọ̀n ìpín tí ilé-iṣẹ́ bá fọwọ́ sí lọ, ní èyí tó jẹ́ láàárín ọdún mẹ́rin ni àṣẹ yóò tó wà lórí rẹ̀. Èyí túmọ̀ sí wí pé ní ìbẹ̀rẹ̀ yálà D.O tàbí àwọn tí wọ́n jọ jẹ́ olùdásílẹ̀ ló lo ìpín wọn. Ní ìlòdìsí èyí, a fún Gloopro ní gbogbo 20%, ní èyí tí ó fún un ní gbogbo agbára oní nǹkan. ""Èyí ló jẹ́ kí ìdáàbò bo Gloopro gẹ́gẹ́ bí ẹni tó jẹ́ olùpilẹ̀ṣè, "" D.O ṣàlàyé, ""Fún ìwọ̀nwọntùnsì síbẹ̀ síbẹ̀, gbogbo tá wọn náà jẹ́ ara olùdásílẹ̀ ni a fún ní ìpín (0.000001%) ní ìkọ̀ọ̀kan wọ́n sì ní ẹ̀tọ́ láti dìbò, dé ipele tí a yàn fún wọn "" Ó gbà pé ìgbékalẹ̀ náà jẹ́ kí, òun gẹ́gẹ́ bí olùdásílẹ̀ àti ẹni tí ó ní ìpín tí ó ga jù lọ, àti láti lè yan àwọn ọmọ ìgbìmọ̀ mẹ́ta, nígbà ti Gloopro lè yan ẹnìkan. Títẹ̀lé ìpinnu àwọn ìgbìmọ̀ tí kò ní bákan -béjì nínú, D.O bẹ̀rẹ̀ sí ní ṣe KloudCommerce. Láàárín oṣù karùn-ún àti oṣù keje ọdún 2021, ó rí àpapọ̀ $500, 000 nínú owó ṣáájú kí okòwò tó bẹ̀rẹ̀ látọ̀dọ àwọn olùdókòwò tí ó níye, nípasẹ̀ àwọn àkọsílẹ̀ SAFE. Ó rí i wí pé òun ṣe ìtẹnumọ́ pé gbogbo olùdókòwò mọ̀ sí àdéhùn àwọn tí ó ní ìpín ni ile-iṣẹ́ àti àkóónú bí ọdún mẹ́rin tó ní yóò ṣe lọ. Àwọn olùdókòwò tuntun ní ipá láti ṣe àdàlù ìpín àwọn tí ó ní ìpín ni ile-iṣẹ́ tẹ́lẹ̀. Ṣùgbọ́n ṣá, nítorí pé wọ́n gbowó nípasẹ̀ àwọn àkọsílẹ̀ SAFE, àwọn olùdókoowò kò leè pàṣẹ ìpíndọ́gba tàbí àwọn ipò àjọ títí di ọ̀wọ́ ìdáṣẹ́sílẹ̀ ọjọ́-iwájú, èyí tí í ṣe ìlànà pàtàkì fún àwọn ìdókoòwò SAFE. Ẹni tí ó jẹ́ adarí àwọn olùdókòwò SAFE fi ẹ̀dùn ọkàn rẹ̀ hàn nípa àwọn àǹfààní tí D.O tí ó jẹ́ olùdásílẹ̀ ní. ""Láti dáàbò bo àwọn (olùdókòwò SAFE) àǹfààní ti wọn, àwa tí a jẹ́ onípìn nílé iṣẹ́ tẹ́lẹ̀ fẹnukò láti ṣàtúnyẹ̀wò àdéhùn àwọn tó ní ìpín láti rí i dájú wí pé olùdásílẹ̀ kankan kò gba ohun tuntun lọ́jọ́ iwájú, ""D.O ṣàlàyé. Ní báyìí, ó fi ẹ̀tọ́ rẹ̀ sílẹ̀ láti yan ẹni mẹ́ta, láìyọ àwọn olùdókòwò SAFE sílẹ̀, fún ìgbìmọ̀, ṣùgbọ́n ohun tí ó fẹ́ gan-an kò sí nílẹ̀, Ó yàn láti dídàgbà sókè okòwò lórí ohun tí ìgbìmọ̀ jẹ́ lóhùn àkọ́kọ́ fún ìgbà díẹ̀. sísọ̀rọ̀ lórí ẹ̀sùn náà D.O níkánkán sọ̀rọ̀ lòdì wí pé òun ná owó ní ìnákùná àti pé okòwò náà mumú láyà òun ju ohun èlò náà lọ. Ó ṣe ìtẹnumọ́ wí pé pẹ̀lú ìrírí lẹ́nu iṣẹ́ tó ti ju ogún ọdún lọ, òun máa ń dúró lórí ìpinnu tí ilé-iṣẹ́ bá ṣe tí ó wà fún àǹfààní ilé-iṣẹ́. Ní ìlòdìsí ohun tí ìròyìn WeeTracker ń ṣàfihàn, yóò dàbí wí pé òun kò ṣe púpọ̀ nínú ìpinnu. Nípa ìrìnàjò lọ sí Gánà D.O ṣàlàyé pé ní àfikún sí CTO àti CPO, ó mú àwọn akọ́ṣẹ́mọṣẹ́ tí wọ́n bá ìgbà mú wá gẹ́gẹ́ bí i COO. Láti ìgbà tó ti darapọ̀ nínú ètò náà, wọn kò fún un ní ààyè láti yọ owó ìdókòwò tí ilé iṣẹ́ rí láti ara àwọn tó ń ní ìpín nínú ilé-iṣẹ́. Síbẹ̀síbẹ̀, ó máa ń ṣe ìdókòwò nínú títẹ̀lé àwọn owó tí wọ́n ń gbà káàkiri fún ìdókòwò nípasẹ̀ àwọn àkọsílẹ̀ SAFE. ""Òun (Aláṣẹ àti Olùdarí náà) ní kánkán lọ ṣiṣẹ́ lórí ọgbọ́n tí wọn yóò ta láti tajà"", D.O rántí, ""A rí i pé àwọn tí wọ́n ń tajà díẹ̀ díẹ̀ tí à ń fọkànsí àwọn ni wọ́n ní àpérò jù, àwọn sì ní wọ́n ṣe àfihàn ilé-iṣẹ́ wọn jù lágbàáyé, láìyọ Áfíríkà sílẹ̀. ""Nínú iṣẹ́ ìwádìí wa, a rí àwọn ohun tí wọ́n ti ṣe àfihàn wọn tó lé ní 200 káàkiri orílẹ̀-èdè."" Tẹ́lẹ̀, nígbà ti ìgbà Gloopro Septa, D.O ṣe ìdánimọ̀ pé títa ọjà fún àwọn tó ń tun tà díẹ̀ díẹ̀ gba ọ̀nà tí ènìyàn ti ṣiṣẹ́ lé lórí dáadáa ju ṣiṣẹ́ ìpolówó àwọn ọjà tó níṣe pẹ̀lú ìmọ̀ sáyẹ́nsì. Àwọn tí wọ́n ń tajà díẹ̀ díẹ̀ ojú wọn a máa dí ní ní òòjọ́ fún títà ní ipele tí ó ga ní àwọn ìyárá àwọn ìgbìmọ̀. ""Síbẹ̀síbẹ̀, nígbà tí wọ́n bá lọ fún àfihàn yìí ààyè a tún máa si sílẹ̀ fún wọn gan-an láti tajà tí ipele rẹ̀ ga nítorí wọ́n máa ń lọ pẹ̀lú èrò ọkàn kíkọ́ ohun tuntun."" D.O pe ìlànà yìí ní ""Ìlànà Distro Ajẹmọ́-Ìṣe’’. Ó níṣe pẹ̀lú ṣiṣẹ́ àfihàn àwọn ohun ọ̀tun ní àwọn ibi ayẹyẹ jákèjádò ilẹ̀ Áfíríkà, tí ó bẹ̀rẹ̀ láti orí ohun jíjẹ àti ohun mímu apá ìwọ oòrùn Áfíríkà àti àwọn ayẹyẹ tí ó níṣe pẹ̀lú ẹwà ní ìwọ̀ oòrùn Áfíríkà ní ìlú Èkó, àti jíjẹ agbátẹrù tí ó ga jù lọ fún ọ̀ṣẹ̀ ìṣaralóge ni Accra lórílẹ̀ -ede Gánà. ""Ẹni tí a wò bí àwòṣe wa lati ọjọ́ àkọ́kọ́ wá láti Áfíríkà. Mo ti kọ ilé-iṣẹ́ lóríṣìíṣìí sí orílẹ̀-èdè Nàìjíríà fún ogún ọdún, mi ò nífẹ̀ẹ́ sí ṣíṣe ìyẹn mọ́."" COO alára ni ó gba ṣíṣe agbátẹrù fún koko orí-ọ̀rọ̀ wa fún ọ̀ṣẹ̀ ìṣaralóge ní Accra, ó sì gbìyànjú láti dúnàdúrà ẹ̀dínwó tí ó jọjú lórí iye, "" D.O mú ìrújú kúrò, nígbà tí ó ń sọ nípa WeeTracker lórí pé wọ́n ná ànájù owó fún ayẹyẹ náà. Oṣù kejìlá, ọdún 2021 ni wọ́n fi ọ̀sẹ̀ ìṣaralóge Accra sí. D.O ran COO àti ẹni tí wọ́n ṣẹ̀ṣẹ̀ yàn gẹ́gẹ́ bí i alákòóso fún gbígbòrò Áfíríkà niṣẹ́ ṣáájú ìgbà tó yẹ. Nígbà tí wọ́n débẹ̀, wọ́n gba àwọn òṣìṣẹ́ ìbílẹ̀ mẹ́ta, wọn sì ṣe ìdásílẹ̀ ọ́fííìsì. ""Láti ìgbà náà lọ títí di ìgbà ayẹyẹ ní Accra, a ṣe ìdánimọ̀ okòwò ẹgbẹ̀rún mẹ́rin, èyí tí a fikún ìtọ́nà, a sì buwọ́lu 4000 nínú wọn, "" èyí ni ẹni tí ó jẹ́ alákòóso fún gbígbòrò Áfíríkà sọ fún àwọn Techpoint Africa ní ipò àìdánimọ̀. Iṣẹ́ rẹ̀ niṣẹ́ pẹ̀lú ṣíṣàlàyé lẹ́ṣẹṣẹ títún àwọn àwòṣe ní Nairobi àti Johannesburg, àti Cairo ṣe. Kò wá rí ààyè láti fojú rí oríire náà ní kíkún, bí ó ṣe fiṣé sílẹ̀ fún àwọn ìdí tí ó ṣe pàtàkì sí i ní oṣù kìn-ín-ní. ""Mo lọ sílé ní oṣù kejìlá láti lọ lo àkókò pẹ̀lú àwọn ẹbí mi lẹ́yìn ọ̀pọ̀lọpọ̀ ìgbà tí mi ò ti sí pẹ̀lú wọn fún ọ̀pọ̀lọpọ̀ oṣù, "" Ó rò nípa ohun tó ti ṣẹlẹ̀ sẹ́yìn "". ""During my stay, an opportunity in Lagos arose, which would clash with my responsibilities in Ghana. Lákòókò tí mo fi wà níbẹ̀, àǹfààní kan súyọ ní ìlú Èkó, èyí tí yóò kọlu ojúṣe mi ni Gánà. Ní àkókò kan náà, Ìjọba orílẹ̀-èdè Gánà kàńnípá láti gba abẹrẹ tí yóò dáàbò bo ara lọ́wọ́ COVID láti tún wọlé. Mi ò tí ì gba abẹrẹ náà."" Èyí ni ó mú mi fiṣé sílẹ̀, èyí tí ó padà jẹ́ ìfàṣẹ́yìn fún D.O tí ó jẹ́ wí pé ẹyọ ohun kan ló ní láti mú: láti padà kí ó sì ṣe ojúṣe CEO rẹ̀ látọ̀nà jíjìn tí yóò sì tún máa ṣàkóso gbígbòrò Accra. Ìdúró rẹ̀ lòdì sí gbígba abẹrẹ àjẹsára COVID túmọ̀ sí wí pé kò lè padà sí orílẹ̀-èdè Nàìjíríà. Ṣíṣe eléyìí yóò dènà pípadà rẹ̀ sí Gánà, tí yóò sì fifi àwọn ẹlẹgbẹ́ ìbílẹ̀ rẹ̀ láì ní adarí. COO ti padà sí orílẹ̀-èdè Nàìjíríà nígbà tí ọ̀ṣẹ̀ ìṣaralóge Accra parí. Mo bi D.O ní ìbéèrè lórí ẹ̀sùn níná owó ní ìnákùná ní Gánà, èyí tí ó dáhùn wí pé, ""Ṣé òun yóò gbé hòtẹ́ẹ̀lì fún ìgbà tó ju oṣù méjì kí òun ná epínǹì nínú owó tara òun? Kódà, COO alára ni ó ṣe àwárí hòtẹ́ẹ̀lì tí owó rẹ̀ pọ̀ ṣùgbọ́n tí wọ́n ń ṣiṣẹ́ dáadáa, ó sì gba ẹ̀dínwó tó ṣe kìṣí nígbà tí a ti rí ìdánilójú pé mo máa wà ní Accra fún ọjọ́ gbọọrọ."" Lórí àwọn ọjà tí ìpinnu ìbéèrè wà lórí wọn Pẹ̀lú ìlérí àwọn mẹ́tíríìkì okòwò, ọjà KloudCommerce kojú ìpènìjà, èyí tí kò yọ àìrí ìlépa wọn àti àwọn ohun tí ó ní àbàwọ́n. D.O ṣe àtakò ìròyìn WeeTracker, Ó tepele mọ́ wí pé kò fìgbà kan ṣi àwọn olùdókòwò lọ́nà. ""Ohun tí a ti ní gẹ́gẹ́ bí àwòṣe fún okòwò, tí a kọ sílẹ̀ gẹ́gẹ́ bí i ìlàpa fún àwọn olùdókòwò, ni àwọn owó tí a rí nípa ibi tí àwọn olùdókòwò wá à, "" Ó ṣàlàyé. ""Níbí yìí, ibi tí 'àwọn olùdókòwò wà' kò túmọ̀ sí iye ìsọ̀ bí kò ṣe pé ó ń sọ ipò láàárín ibi tí ìsọ̀ àwọn olùbáárà wà àbí ṣáìnì tí wọ́n fẹ́ ló ní ti ìmọ̀ ẹ̀rọ láti ṣe àkóso àti láti fi ṣe gbígbé àwọn àkójọ ọjà. D.O ṣe àlàyé lẹ́kùnrẹ́rẹ́ pé ní oṣù kìn-ín-ní ọdún 2022, bí wọ́n ṣe ń ro gbígba owó olùdókòwò káàkiri, èsì láti ọ̀dọ̀ àwọn olùdókòwò ṣe àfihàn pé àwọn ní láti ṣe àtúnṣe sí KPIs wọn. Èyí tí wọn ò bá fi gbájúmọ́ iye ibi àkójọ ọjà tí wọ́n ń rí, wọ́n ní kí wọn ṣe ìtẹnumọ́ òdiwọ̀n ohun tí wọ́n ṣe ibi náà. Ẹni tí ó ń darí nínú àwọn olùdókòwò fún owó olùdókòwò náà ń fẹ́ láti ṣe àkíyèsí ìtẹ̀síwájú láàárín oṣù mẹ́ta pẹ̀lú KPI tuntun. D.O jẹ́ kí ó di mímọ̀ pé ó máa ń pín àwọn ohun tó ń ṣẹlẹ̀ sí àwọn olùdókòwò rẹ̀ déédé pẹ̀lú àwọn olùdásílẹ̀ yòókù, láti ṣàtúnṣe, kí òun tó fi wọ́n ránṣẹ́. ""Síbẹ̀, láti oṣù kẹfà sí oṣù kejìlá ọdún 2021 lásìkò oṣù mẹ́fà tí ó ṣe kókó láti ìtẹ̀síwájú èlò àti ìfihàn rẹ̀ lọ́jà, èlò náà kò tí ì ṣe é lò fún kókó mẹ́ta tó ṣe pàtàkì láti mú ọjà àti jẹ́ kí àwọn oníbàárà ní i. A ti sanwó fún àwọn ayẹyẹ wọ̀nyí. Nítorí náà, mo dúró lórí mímú àwọn oníbàárà ní àwọn ọjà tí a kò tí ì parí náà, rírí i dájú ní kété tí a bá ti ṣe e tán, mímú wọn wá sí ojútáyé yóò dàbí ìgbà tí ènìyàn ń fẹran jẹ̀kọ."" Alákòóso fún gbígbòrò Áfíríkà jẹ́rìsí àkáǹtì D.O. ""A dárí láti ṣe ìfiránṣé gbogbo okòwò tí a ti fún àwọn ẹlẹ́gbẹ́ Èkó. ""Wọn yóò ṣètò ìtẹ̀síwájú KYC láti máa sanwó àwọn oníbàárà okòwò yìí."" Mo ṣe àfàyọ pé ìròyìn WeeTracker ṣàfihàn àwọn aláṣẹ tó ṣe kókó tí wọ́n máa ń sọ pé ó máa ń sún ibi tí ọjà bá ń lọ lójijì jù. Báwo ni màá ṣe ní irú ipá bẹ́ẹ̀ nígbà tí kì í ṣe èmi ni mo wà tààrà nídìí ìdàgbàsókè ọjà? Tí a bá rí ọjà kan tí a lò níbi tí oníbàárà kan wá à, tí kò sì ṣiṣẹ́ bí ó ti yẹ, ṣé èmi ni mo kóòdù rẹ̀ ni? Ṣé mo bójútó àwọn tí ó kóòdù rẹ̀? Èyí ni ojúṣe àwọn tí wọ́n jọ ṣe àwárí ọjà náà."" Nínú èrò D.O, ohun tí ó fa èdè àiyedè àti àìgbà ló bẹ̀rẹ̀ sí ní máa kojú látọ̀dọ àwọn olùdásílẹ̀ bí tirẹ̀. ""Mo ti rí i wí pé irú nǹkan báyìí lè fa ìṣubú fún ilé-iṣẹ́. Èmi nìkan ni ó ń ṣiṣẹ́ kára láti ṣàwárí ìdókòwò, kì í ṣe àwọn. Mo pàgọ́ ti àwọn olùdókòwò látàrí ìdánilójú tí wọ́n fún mi nípa tí ọjà bá ti délẹ̀. Ìkùnà wọn láti jíṣẹ́ jẹ́ ìjìyà àti ohun ìtìjú sí mi, "" Ó ṣàlàyé. Síbẹ̀síbẹ̀, ní bí ioṣù kẹta, ọdún 2022 lẹ́yìn tí D.O padà dé láti orílẹ̀-èdè Nàìjíríà, ó ṣe onígbọ̀wọ́ fún adarí àwọn olùtajà nípa bíbọwọ́lu ọkàn gbòógì nínú àwọn oníbàárà tí ó ní ẹ̀tọ́ ìyàsọ́tọ̀ fún pípín ìgbé ayé káríayé àti àwọn tó ń ta nǹkan ẹwà jákèjádò ìwọ̀ oòrùn Áfíríkà. Ṣùgbọ́n ètò tí a ṣe láti sọ̀rọ̀ lórí ọjà tí yóò sì jẹ́ èyí tí àwọn ènìyàn yóò máa wò ó bí ó ti ń lọ ní ibi tí àwọn oníbàárà wà kùnà. ""ìyẹn ló ba nǹkan jẹ́ fún mi. Wọ́n ní láti ló àfikún oṣù mẹ́ta si, síbẹ̀ àríwísí sìwà àti àwáwí. Mi ò gba nǹkankan nínú rẹ̀ mọ́."" Ní àkókò yìí, KloudCommerce tí ń pàdánù owó. Nítorí náà Ó lọ bá àwọn kan nínú àwọn olùdókòwò láti fi bí nǹkan ṣe rí hàn wọ́n. Ọ̀kan nínú wọn ni Adédayọ̀ Amzat ti Zedcrest Capital, tí ó sọ wí pé òun ni olùdókòwò SAFE tí ó ní ìpín tí ó pọ̀jù. Ohun àkọ́kọ́ tí ó tẹ̀le ni ìdásílẹ̀ ìgbìmọ̀, pẹ̀lú èrò láti ṣàfihàn ìjọba nínú ṣíṣe àkóso ọjà. wahala ninú iyàrá ìgbìmọ̀ Ó ṣe kókó láti rántí pé nítorí ìfẹnukò àwọn onípìn, D.O àti Gloopro nìkan ní wọ́n ní àǹfààní láti gbé tàbí yan ènìyàn tí yóò jókòó lórí ìjókòó ìgbìmọ̀, nítorí owó olùdókòwò kò tí ì di èyí tí a ti ṣe. ""Láti ṣe aṣojú àwọn tí ọ̀rọ̀ kán àn - àwọn olùdásílẹ̀, àwọn olówò olùdókòwò, àti Gloopro - mo lo étọ́ láti yan ara mi, Adédayọ̀ Amzat, àti aṣojú kan láti Gloopro sí ìpàdé náà, "" D.O ṣàlàyé. Ìpàdé àwọn ìgbìmọ̀ àkọ́kọ́ jẹ́ èyí tí ó wáyé ní ọjọ́ kìn-ín-ní oṣù kẹrin, ọdún 2022, lọ dáadáa pẹ̀lú gbogbo ohun àrítọ́kasí. Ní ìpàdé náà ni àwọn ara olùdásílẹ̀ Umoh àti Atashili. ""Àwọn ìgbìmọ̀ náà gbà èdè àiyedè láàárín àwọn ara olùdásílẹ̀. Wọn sọ fún wa láti ṣe àpèjọ ìpàdé àwọn olùdásílẹ̀ láti sọ̀rọ̀ lórí awuyewuye, bí ó ṣe hàn pé ó níṣe pẹ̀lú ìdarí lórí ọjà rògbòdìyàn tara ẹni lọ, ""D.O ṣàlàyé. D.O ṣe àfihàn pé nítorí owó ti ń tán, wọ́n ní láti fòpin sí gbígba owó oṣù, tí ó ṣe déédé sí òpin oṣù kìn-ín-ní, nígbà tí àwọn ara olùdásílẹ̀ n��à ń gba ìdajì owó. ""Èmi àti àwọn ara olùdásílẹ̀ ríra lọ́jọ́ kejì, Ó ṣàlàyé, ""Ní àkókò ìpàdé, nígbà tí wọ́n bí wọ́n bóyá ìṣe déédé wọn yóò máa tẹ̀síwájú lórí gbígba owó àbọ̀, àwọn olùdásílẹ̀ yòókù ṣe àfihàn wí pé ipá lè wà láti kúrò láàárín oṣù mẹ́ta tí ayipada kò bá sí nípa ipò náà. Èyí yàmí lẹ́nu. Àwọn ènìyàn wọ̀nyí jẹ́ àwọn tí mo fún ní 10% àti 15% nínú ohun tí ilé iṣẹ́ náà ní tí ó ti tó ìwọ̀n mílíọ̀nù $5.1, pàápàá jù lọ lẹ́yìn ìgbà tí wọ́n ti gba owó olùdókòwò tí ó níye tó tó $150, 000 látọ̀dọ àwọn olùdókòwò tí ó wà tẹ́lẹ̀. Nínú ìpàdé àkọ́kọ́ àwọn ìgbìmọ̀, Amzat wádìí nípa bíbá àwọn olùdásílẹ̀ yòókù ṣòrọ̀ tààrà, èyí tí D.O kò faramọ́. ""Síbẹ̀síbẹ̀, sí ìyàlẹ́nu mi, Amzat àti àwọn olùdásílẹ̀ yòókù bẹ̀rẹ̀ sí ní máa bára wọn sọ̀rọ̀ lẹ́yìn tí ó sọ mí di aláìmọọre, ""Ó ṣàlàyé. Adédayọ̀ tí fi ìgbà kan fi ọ̀rọ̀ rẹ̀ pẹ̀lú ọkàn nínú àwọn olùdásílẹ̀ lórí ìkànnì WhatsApp èyí tí mo fi rí i gẹ́gẹ́ bí i ẹni tí ó ṣe déédé tí ó sì jẹ́ olóòótọ́ - láti mú mi bínú ni mo rò. Mo fi ohun kan náà han COO àti àwọn olùdásílẹ̀ yòókù tí a sọ tí mo mọ̀ pé àwọn náà yóò ti rí nǹkan náà. — D.O(@davidicdoc ) 1 Oṣù Kẹsàn-án, ọdún 2023 ""Ìgbà yìí gan-an ló hàn kedere sí me pé nǹkan ṣọwọ́ òdì"". Ni ibí yìí, mo tọ́kasí ìròyìn WeeTracker, èyí tí ó sọ pé òun gba owó oṣù fún ọ̀pọ̀lọpọ̀ oṣù tí òun kò sì san owó fún àwọn púpọ̀ nínú ọmọ ẹgbẹ́ àti pé okòwò tí kò tọ́ túmọ̀ sí fún ilé-iṣẹ́. ""Irọ́ pátápátá nìyẹn"", D.O fìdí ẹ múlẹ̀. Mi ò fìgbà kan fi gbígba owó oṣù tèmi ṣàkọ́kọ́ lórí owó oṣù àwọn òṣìṣẹ́.'. Kódà ìgbà tí ó di oṣù kẹta ọdún 2022, la bẹ̀rẹ̀ sí ní dojúkọ ìpènìjà lórí fífún àwọn òṣìṣẹ́ ní owó oṣù tó tọ́ látàrí owó tí kò tó, èyí sì fa ìfàṣẹ́yìn nínú ìdókòwò tí à ń fẹ́. Ní àkókò yìí, èmi alára ti fòpin sí gbígba owó oṣù láti oṣù kìn-ín-ní. Mo tilẹ̀ tún yáwó ní titi tara mi fún ilé-iṣẹ́ láti sanwó àwọn òṣìṣẹ́ ní oṣù kẹrin. Mo jẹ́ onídùúró fún sísanwó òṣìṣẹ́ ní oṣù kẹrin ọdún 2022 tí àpapọ̀ rẹ̀ sì jẹ́ mílíọ̀nù mẹ́ẹ̀dógún náírà (yíyọ tèmi kúrò ): mo ti lọ yá owó fún ilé-iṣẹ́ látọ̀dọ àwọn ọ̀rẹ́ tó fira wọn sípò mi, mo sì fi ohun ìdúró lọ́wọ́ ara mi sílẹ̀ láti sọ wí pé máa dáwó náà padà. Èrèdí láti dáwó náà padà di èyí tí kò jẹ́ ìtẹ́wọ́gbà, lẹ́yìn ìpènìjà pé kò kúnjú òṣùwọ̀n láti ṣiṣẹ́ tó jẹmọ́ òfin nítorí àìṣojú ṣàájú...– D.O (@davidicdoc ) ọjọ́ kìn-ín-ní oṣù kẹsàn-án, ọdún 2023 Ó wí pé ó pọn dandan láti mọ̀ nígbà pé oṣù tí KloudCommerce ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ iṣẹ́, ṣáájú gbígba owó olùdókòwò, Gloopro fàyè ru oríṣìíríṣìí ìnáwó bí ilé gbígbà, ìwé títẹ̀, Íńtánẹ́ẹ̀tì, kọ́ńpúútà alágbèéká, owó oṣù àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. Àwọn owó tí a dárúkọ tan mọ́ àwọn ìdúnàdúrà, èyí tí ó kàn jẹ́ apá kan owó sísan fún gbèsè KloudCommerce, èyí tí ó dádúró báyìí, tí a ní pẹ̀lú Gloopro. Sísanwó padà jẹ́ èyí tí ó di mímúṣe látàrí ìbéèrè ìgbìmọ̀. Sí D.O, èyí tí wọn ò bá fi fún un ní àǹfààní láti sọ̀rọ̀ tàbí mú awúrúju kúrò, Amzat dá ẹgbẹ́ sílẹ̀ ní ìkànnì WhatsApp pẹ̀lú abala àwọn olùdókòwò, tí wọ́n sì ń tan ìròyìn ẹlẹ́jẹ̀ kiri nípa rẹ̀. Ó ní àrídájú pé èrò Amzat ni láti mú ìkórira wá, ní èyí tí kò bá fi jẹ wí pé ó ń ran ilé-iṣẹ́ lọ́wọ́ tinú tinú láti wà ní ọ̀nà tóótọ́ pẹ̀lú àlàkalẹ̀ ọjà náà. ""Tí ó bá jẹ́ wí pé ló gbàgbọ́ pé àṣìgbọ́ ọ̀rọ̀ nípa ètò ìsúná wà, ó yẹ kí ó lo ètò ìjọba láàyè rẹ̀"", D.O tẹnumọ, ""ìlànà wá à fún irúfẹ́ ẹ̀dùn ọkàn náà. Ó yẹ kí wọ́n fisun àwọn ìgbìmọ̀. Ohun tí ó tẹ̀le, àwọn ìgbìmọ̀ jókòó ìpéjọ, ní èyí tí yóò si fún àwọn ayẹ ìwé-owó wò láti ìta láti ṣe àyẹ̀wò tó tọ́. Lẹ́yìn àyẹ̀wò yìí ni ayẹ ìwé owó wò láti ìta yóò wà kéde ní ìbámu pẹ̀lú àíbójúmu tó wà nínú ètò ìsúná. Ẹ̀sùn tó ń tàn káàkiri lórí ìkànnì Kíló ń ṣẹlẹ̀ mú kí àwọn olùdókòwò SAFE fún ìpàdé to kúnjú ìwọ̀n pẹ̀lú àwọn aláṣẹ nínú ilé-iṣẹ́. Ìpàdé yìí yóò jẹ́ wí pé àwọn akópa yóò jẹ́ olùdókòwò, D.O, àti àwọn aláṣẹ ẹgbẹ́ rẹ̀. Wọ́n ṣètò àwọn àkòrí àti àwọn ẹ̀dùn ọkàn tí wọn yóò sọ̀rọ̀ lé lórí nínú ìpàdé náà, ní èyí tí wọ́n yàn láti ṣe ní ọjọ́ Àbámẹ́ta, 27 Oṣù Karùn-ún, ọdún 2022. Ìyípadà àìròtì wáyé nínú ìpàdé náà nígbà tí Amzat àti D.O bẹ̀rẹ̀ sí ní sọ̀rọ̀ burúkú síra wọn. Bí ọ̀rọ̀ sísọ síra wọn yìí ṣe gbóná tó ló fà á tí àwọn olùdókòwò SAFE tí wọ́n jẹ́ alága ètò náà ṣe parí ìpàdé náà lákòókò tí kò yẹ. Lẹ̀yin ìdojú-ìjà-kọra náà, D.O rí i wí pé yóò dára kí òun fi ipò rẹ̀ gẹ́gẹ́ bí i olùdarí sílẹ̀. ""Rírí bí nǹkan ṣe rí àti ìgbàgbọ́ nínú ìdarí ti lè parẹ́, pàápàá jù lọ pẹ̀lú ẹ̀rí bí Amzat ṣe fojú kéré mi, mo rí èyí gẹ́gẹ́ bí i ìpinnu tó tọ́. Ó lo ọgbọ́n láti jẹ́ kí wọ́n mọ ìpinnu fún àwọn olùdókòwò tí wọ́n ti rí ìpàdé náà. Ó tún lo bá Amzat sọ̀rọ̀ pẹ̀lú èrò rẹ̀ láti fiṣé sílẹ̀, Amzat sì gbà láti fi owó púpọ̀ sínú okòwò KloudCommerce pẹ̀lú wí pé D.O máa kúrò. ""Ó bámi lára mu"", D.O ronújinlẹ̀, ""Mi ò bẹ̀rẹ̀ pẹ̀lú KloudCommerce pẹ̀lú èrò jíjẹ Olùdarí fún ohun tó ju ọdún 4 lọ. Ohun tí mo ń ronú lé lórí jù báyìí ni ọjà náà, a dẹ̀ ti lo ọ̀pọ̀lọpọ̀ àkókò nínú ibi awuyewuye níbi ìpàdé. ""Bí ó tilẹ̀ jẹ́ wí pé 21% èrò nípa ọjà ní a ti gbé lé mi lọ́wọ́ fún oṣù-18 tí mo lò, Ó wù mí kí ilé-iṣẹ́ rí àfojúsùn ọjà rẹ̀. Amzat fi ìwé ìpè fún D.O láti pàdé ni Olú ilé-iṣẹ́ Zedvance ní ìlú Èkó láti sọ̀rọ̀ lórí ohun tó tọ́ fún àwọn ìdókòwò tí yóò tún máa wáyé àti lílọ D.O. Ó dábàá àfikún ìdókòwò tí ó jẹ́ $200, 000, ó sì tún fi èrò rẹ̀ hàn láti ti àwọn olùdókòwò láti lè ṣe àfikún ìdúró wọn. ""Fún èmi ní ìdápadà, wọ́n retí kí n fi ìpín 10% mi tí a kò fi fún mi sílẹ̀, kí ń sì dúró gẹ́gẹ́ bí olùdámọ̀ràn fún ọdún kan kí ń tó lọ pátápátá, "" D.O ṣàlàyé. Sí ìyàlẹ́nu mi, ìwé àsìkò lórí ipò tí ó ṣàfihàn rẹ̀ nígbà tó pẹ́ kì í ṣe ìkan náà pẹ̀lú èyí tí a fẹ́nukò lé lórí nínú ìpàdé wa. Èyí tí ó yẹ kí ó fi jẹ́ nǹkan tí a ní òye rẹ̀ tẹ́lẹ̀, ó dábàá pípín ìpín mi láti 55% sí 29% pẹ̀lú 21% tí ó jẹ́ èyí tí a ti fún mi tẹ́lẹ̀. Ó tún fi àfikún 15% fún ara rẹ̀ ó sì pín àwọn ìyókù láàárín àwọn olùdókòwò kọ̀ọ̀kan àti àwọn tí kì í ṣe olùdókòwò."" Pẹ̀lú wí pé a gbọ́dọ̀ gba ilé-iṣẹ́ náà, D.O sọ pé ó wu òun tọkàntọkàn láti gba àwọn àlàkalẹ̀, pàápàá jù lọ èyí tí ó so mọ́ sísan ọ̀kẹ́ mẹ́wàá dọ́là láàárín ọjọ́ kan. ""Ní ọjọ́ gangan tí mo gbà àtẹ̀jíṣẹ́ náà, mo pe ìpàdé àwọn òṣìṣẹ́ láti kéde ìfiṣẹ́ sílẹ̀ mi. Mo mú u dá wọn lójú pé owó láti san gbogbo owó oṣù wọn ń bọ̀, èyí tí ó jẹ́ wí pé oṣù kan ló bò ó, àti láti lè ṣe àkóso owó ìṣiṣẹ́. Mo fi tó wọn létí pé COO máa máa ṣe ojúṣe mi, "" D.O ṣàlàyé. Síbẹ̀síbẹ̀, nígbà tí ohun dà nǹkan tí a kò rò, D.O sọ pé òun gba ìwé ètò ìṣèjọba tí a ti ṣàtúnṣe rẹ̀ lọ́wọ́ Amzat lọ́jọ́ kejì. Ó wá dábàá ìdókòwò pẹ̀lú $50, 000, pẹ̀lú wí pé yóò ran láti gba ìyókù tí ó jẹ́ $150, 000. Ní àfikún ó lérò láti fi 15% tí a dárúkọ tẹ́lẹ̀ fún ilé-iṣẹ́, Zedcrest Capital, ilé-iṣẹ́ tuntun tí ó ṣàlàyé àwọn ohun tí ó jẹ́ ìpín ilé iṣẹ́. Àti, láti mú ohun tó burú burú jáì, ó fẹ́ kí ń fojú fo oṣù mẹ́fà tí wọn kò sanwó oṣù mi. Kò sí ọ̀nà tí ń óò fi gba ìyẹn."" Ọ̀rọ̀ náà wá ń le si, títí tó fi dé oṣù kẹfà. À ṣé, tí D.O kò mọ̀, àwọn òṣìṣẹ́ tí ń sọ wí pé kíkọ̀ rẹ̀ láti gba òfin tó dé ìdókòwò ni èrèdí fún owó oṣù méjì wọn tí wọn kò sàn. ""Wọn kò mọ̀ nípa ipò tí kò sunwọ̀n tí a gbé kò mí láyà"", D.O ṣàlàyé. Ó ti wá dojú ẹ̀, pẹ̀lú àwọn ìgbésẹ̀ olùdókòwò gan-an, kò yọrí sí rere láti ṣàṣàrò. D.O sọ pé látàrí ipá tí ó pàpọ̀jù mú kí òun lọ ìyára pàjáwìrì nítorí àwọn àwọn ohun tó ń fojú hàn gẹ́gẹ́ bí i àpọ̀jù wàhálà. Dídojúkọ wàhálà tí ó pọ̀ mú kí ń kọ̀wé fiṣé sílẹ̀ gẹ́gẹ́ bí i olùdarí, D.O kò yẹṣẹ̀, wíwọ ìṣe Amzat mú láti mú ìkànra wá láì ní ọwọ́ òfin nínú. Ó buw���́lu ìwé tí ó fi ìgbà ìṣàkóso, ṣùgbọ́n ó béèrè fún ohun tí yóò dé ìpín ẹni tí ó ní ìṣàtúnṣe tí a fẹnukò lé lórí tí yóò mú ohun tó lè fa iyè méjì ní apá ìwé tí tí ó fi ìgbà ẹni hàn lórí oyè. ""Mo mọ̀ dáadáa nípa irúfẹ́ ìfẹnukò tí yóò pọn ìbuwọ́lù gbogbo àwọn tí ó ní ìpín, "" Ó ṣàlàyé. Ní ti adelé, Amzat ti mú ìlérí rẹ̀ ṣe nípa owó ẹgbẹ̀rún ìdókòwò $50, 000. Pẹ̀lú àríyànjiyàn tó ń lọ lọ́wọ́, D.O sọ pé òun yóò tẹ̀síwájú láti mú ìlérí rẹ̀ ṣe nípa ìfẹnukò náà, èyí tó jẹ́ ìmúṣẹ ojúṣe rẹ̀ tààrà tí a là kalẹ̀ nínú ìwé ìṣèjọba. ""Láàárín rúdurùdu náà, "" D.O ṣàlàyé òun gbìyànjú láti gba àjọṣepọ̀ pẹ̀lú àwọn eléré ìdárayá lókè òkun tí ó wà nínú ọ̀rọ̀ àkósọ fún ìfilọ́lẹ̀ àwọn ilé ìtajà fún ọjà díẹ̀ díẹ̀ ní orílẹ̀-èdè Nàìjíríà. Ìdúnàdúrà náà ń tẹ̀síwájú, pẹ̀lú ọ̀pọ̀lọpọ̀ ìgbésẹ̀ láti làjà. Bí irọ́ nípa bí D.O ṣe ná owó lọ́nà tí kò tọ́ ń peléke si títí di oṣù kẹjọ, àwọn ìgbìmọ̀ Gloopro ṣàkíyèsí wọ́n sì pe D.O láti wá kojú ìgbìmọ̀ tó ń ṣe ìwádìí. ""Wọn wẹ̀ mi mọ́ lọ́wọ́ àìṣedédé mi"", D.O ṣàlàyé. Olùdókòwò mìíràn tí ó ní ìpín nínú Gloopro àti KloudCommerce ní òun yóò ṣètò ìpàdé mìíràn láti làjà láàárín D.O àti Amzat. Àbájáde ìpàdé náà ni wí pé ìwé ìṣèjọba àkókò ìgbàanì jẹ́ èyí tí kò ní ìfẹnukò tó fìdí múlẹ̀, gẹ́gẹ́ bí D.O ṣe sọ. ""Lẹ́yìn ìfọ̀rọ̀wérọ̀ díẹ̀, tí mi ò sí lára wọn ṣùgbọ́n tí díẹ̀ lára àwọn aṣojú KloudCommerce wà lára wọn, wọ́n padà pẹ̀lú ohun tí kò dára gẹ́gẹ́ bí D.O ṣe sọ. Gẹ́gẹ́ bí D.O ṣe fi si orí ẹ̀rọ Twitter, ohun tí wọ́n ní fún wọn yìí ni láti mú àdínkù bá Gloopro's stake ní KloudCommerce láti 20% sí 5%. Ní àfikún, ìjíròrò wọn lórí èrò D.O ni láti ja wálẹ̀ sí 5%. CTO tó ti kúrò ní àkókò yìí ti lọlẹ̀ láì nídìí. …fún ohun kan náà – nipa execs àti ZedCrest 2 tí wọ́n sọ pé wọ́n ṣe onígbọ̀wọ́, nígbà tí wọ́n ń sọ owólèé Gloopro 20% di 5% àti tèmi náà di 5% láti orí 55% tó ti bẹ̀rẹ̀ èyí tí mo ní ní ọdún kan gééré sẹ́yìn. (Èyí pẹ̀lú lú gbogbo àwọn ohun tó wà lórí Kloud cap table.£ pic.twitter.com/w3GtF7HRVh— D.O (@davidicdoc) 9 Osù Kẹsàn-án, 2023 Kò jẹ́ ìyàlẹ́nu pé àjọ Gloopro kọ̀ ní àsìkò yìí. Kò jẹ́ ohunkóhun pé àjọ náà ti fi ìgbà kan mọyì ohun ọrọ̀ àti ìlàkàkà wọn tí wọ́n fi si láti jẹ́kí ìdàgbàsókè dé bá KloudCommerce IP ní $750, 000 léyìí tó jẹ́ ìdá ogún 20% ni wọ́n san lẹ́ẹ̀kan náà sínú ilé iṣẹ́ náà. ‘’láìhàn sí mí, nígbà tí ó ń ṣe ìgbíyànjú ìlàjà àti ìdúnàádúrà tuntun papọ̀ pẹ̀lú mi, Adedayo tún ti pín ìwé ìfisùn bòńkẹ́lẹ́ tí ó fẹ́ fi sọwọ́ sí EFCC lórí àwọn ìfisùn èké rẹ̀ ó sì fẹ́ kí àwọn olùdókoowò SAFE mú èyí ṣẹ lẹ́yìn mi, '’ D.O. sọ nínú ìpínkiri onítẹ̀léra lórí ìkànnì-ìdọ́rẹ̀ẹ́ alámì-ẹyẹ, ‘‘mo mọ èyí láti ọ̀dọ̀ ọ̀kan nínú àwọn òǹtajà KloudCommerce. Ìgbìyànjú náà kùnà lọ́nà tí ó hàn kedere. Pàápàá jùlọ nítorí pé Tunde Ogunremi, ọ̀kan nínú olùdókoowò SAFE mẹ́ta tó ga jùlọ, sọ̀rọ̀ sókè lórí àìfẹ́ fọwọ́ sí ìwé ẹ̀sùn náà. Mo mọ̀ dáadáa pé ẹ̀sùn nípa owó tí wọ́n ná lórí àwọn nnkan ti ara wọn àti rínrin ìrìn àjò káàkiri gbogbo àgbáyé jẹ́ irọ́. Ogunremi sọ fún Techpoint Africa pé D.O kò gba àyè ìsinmi. Bákan náà mo mọ̀ nípa èro rẹ̀ lórí àjẹsára COVID-19. A jọ jẹ́ akọ́ṣẹ́mọṣẹ́ oníwòsàn tí a sì ti jọ sọ̀rọ̀ pọ̀ dáadáa nípa àjàkálẹ̀ àrùn tó kárí ayé. Àwọn ìfisùn aláìbójúmu ńlá nípa ṣíṣe owó mákumàku rọrùn láti bá wí pẹ̀lú òpó ìtanná-wádìí olómìnira kan. Ṣùgbọ́n ẹ̀sùn nípa ìfowóṣòfò, pàápàá jùlọ nípa ìrìn àjò lọ sí Ghana nígbà gbogbo láìmójútó."" Ní ìkoríta yìí, nípa dídásí ọ̀rọ̀ ìyàwó rẹ̀, D.O ṣọ pé òun gbá ọ̀pọ̀lọpọ̀ àyè tí òun nílò láti dènà àìlera. Tí mo bá máa fi padà dé, Gloopro ti kọ ìnawọ́sí tí Amzat náà ti fi lẹ́tà ìfiṣẹ́sílẹ̀ rẹ̀ láti àjọ KloudCommerce. D.O rántí. Èrò D.O ni láti tú àjọ náà ṣe. Àjọ tó wà fún àtúnṣe náà tí Ogunremi, tó jẹ́ alábójútó Gloopro, tí D.O sì dúró gẹ́gẹ́ bí alága. ìlànà yìí wà ní ìbámu pẹ̀lú àṣojú tó dára fún àwọn olùdókoòwò SAFE, Gloopro, àti èrè olùdásílẹ̀. Lẹ́yìn-ò-rẹyìn, àjọ náà tètè bẹ̀rẹ̀ ìtanná-wádìí ọjà láti ṣe ìgbéléwọ̀n àwọn ipò nǹkan ní lọ́ọ́lọ́ọ́. Àwọn àwárí ìtanná-wádìí náà burú jáì, ó ń ṣe àfihàn pé ipò náà ti bàjẹ́ dé ojú àmì ibi tí ó ti jẹ́ pé títi ilé-iṣẹ́ náà pa nìkan ni ọ̀nà àbáyọ. ""Gẹ́gẹ́ bí ọ̀kan lára àwọn tó máa n fi owó pa owó, ó jẹ èrò tó ṣòro'', Ogunremi rántí. ‘‘ṣùgbọ́n ó ti hànde pé kì í kàn ṣe pé àwọn olùdìjọ-dásílẹ̀ ilé-iṣẹ́ náà kò lè ṣiṣẹ́ papọ̀ nìkan, pẹ̀lú àwọn ojúṣe ìṣúná, àti wàhálà wíwá owó, a lè kàn tẹ̀síwájú nínú gbèsè. Ohun ọlọgbọ́n tí a lè ṣe ní àsìkò yìí ni láti dá ìsun ẹ̀jẹ̀ dúró Èrò láti fòpin si ní ìpalára ni 30, Oṣù kẹsà-án 2022. Gbogbo àwọn aṣojú pátá ni wọ́n sọ fún. Mo rò pé gbogbo àwọn olóko òwò, ní báyìí tí máa fi ohùn kò nítorí nígbà tí wọ́n pe ìpàdé láti bá àjọ sọ̀rọ̀, ìwọ̀nba àwọn péréte olóko òwò ni wọ́n lọ, kò sì sí ìfẹnukò kan pàtó, Ogunremi rántí. Títẹ̀lé ìyanṣẹ́lódì ilé iṣẹ́, nííṣe ni ayé mi bọ́ sínú òkùnkùn, D.O fi sí orí ẹ̀rọ Twitter, mo yọ ọwọ́ mi kúrò nínú ohun gbogbo àti gbogbo ènìyàn, léyìí tí ìyàwó mi mọ̀ pé wọ́n fi mi sí orí ìṣekú para ẹni fún ìṣẹjú mẹ́rìnlélógún. Mo ti sọ ìfẹ́ nù nínú ohun gbogbo!"" Gẹ́gẹ́ bí D.O ṣe sọ, ìjábọ̀ WeeTracker, tí wọ́n gbé jade ní Oṣu Kẹwàá lẹ́yìn ìtìpa ilé-iṣẹ́ náà, ṣe àfihàn àwọn èrò Amzat àti ti Adarí ètò-iṣẹ́ rẹ̀ (COO). Ọ̀rọ̀ náà ṣì lọlẹ̀ títí di March 2023, nígbà tí TechCabal jábọ̀ pé àjọ àwọn EFCC ti mú D.O. Ó jẹ́ ohun èèmọ̀ fún mi nígbà tí mo n kà nípa ìtìmọ́lé rẹ̀ tí mo sì n gba ìpè láti ọ̀dọ̀ D.O fúnra rẹ̀. TechCabal n fi gbogbo ìgbà gbé ohun tó n lọ sórí article wọn, jẹ́ ká mọ̀ pé wọ́n ti fi D.O sílẹ̀ lọ́jọ́ kejì, láì pé mẹ́rinlélógún wákàtí lẹ́yìn ìtìmọ́lé rẹ̀. D.O fi sùn pé gbogbo wàhálà náà jẹ́ agbékèké lé, pẹ̀lú bí wọn kò ṣe lo ìkànnì-ìfitónilétí dáadáa nínú ètò náà. Ó fi ìdí rẹ̀ múlẹ̀ pé ẹ̀sùn náà jẹ́ èyí tí kò fẹsẹ̀ múlẹ̀. Amzat ni ó dá pète rẹ̀ tí ó sì dá a ṣe."" ""Mo ti ń ní àwọn agbẹjọ́rò láti ìgbà náà, mo sì ti yàn láti lo àwọn ọ̀nà ajẹmófin tó tọ̀nà láti wá àtúnṣe. Láì pẹ́, mò n retí kí èyí so èso, "" ó sọ̀rọ̀ bẹ́ẹ̀.","U-Olumide ""D.O' Olusanya wabelana ngombono wakhe mayelana nokushabalala kwe-KloudCommerce, njengoba ebheke ukuthatha izinyathelo zezomthetho U-Olumide ""D.O"" Olusanya, umsunguli ngokuhlanganyela wenkampani eqalisayo iSaaS engasasebenzi yase-Nigeria, iKloudCommerce, ugeqa amagula ngemuva kwesikhathi esingaphezu konyaka sengxabano ephathelene nezezimali. IKloudCommerce ibinezifiso ezinkulu zokwakha kabusha ukuthengiselana e-Afrika, cishe njengeNIBBS yaseNigeria eshintshe ukukhokh okudijithali kanye ne-ONDC yase-India ishintsha ezokuthengiselana zedijithali, ngokwenza abathengisi basebenzise okudijithali futhi ibenze bakwazi ukuthengisa kalula izinto zabo ezingekho ku-inthanethi. Nokho, izingxabano zangaphakathi nokungavumelani kwabatshalizimali kwaholela ekuvalweni kwayo ngoMandulo ka-2022. Ngemuva kwalokhu, iWeeTracker yashicilela umbiko lapho yayisola khona ukuthi iqembu labatshalizimali lisola u-D.O ngokungasebenzisi kahle imali yenkampani ukuze kuzuze yena uqobo, kuhlanganise nohambo olumba eqolo lokuvakashela ezindaweni eziningi emhlabeni wonke. ""Lezi zinsolo ziyamangalisa futhi ziyadukisa,"" kusho uD.O, ""Zonke izinqumo ezathathwa zazizuzisa kulokho okwakufunwa yinkampani."" Kule ngxoxo ekhethekile neTechpoint Africa, u-D.O, esekelwa ubufakazi obuvela kweminye imithombo emibili eyazi ngalesi simo, ingena kuhambo lwakhe, izinselele ebhekene nebhizinisi lakhe, futhi ubhekana ngqo nezinsolo athweswa zona. Ukuzivikela kwakhe kusekelwe kumtshalizimali u-Adedayo Amzat, uD.O akholelwa ekutheni wayengungqondongqondo wetulo elingazange liphumelele lokuthatha izintambo ngendlela enobudlova. Lokhu, kuchaza yena, kwakubandakanya ukushintsha imiqondo abanye abatshalizimali, abasungula ngokuhlanganyela abangasekelani, nokwaholela ekubeni nengcindezi kangangokuthi umkakhe wazizwa ephoqelekile ukuba amfake ""kuhlelo lokuqapha okungenzeka bazibulale"". UD.O uqale wabelana ngombono wakhe ngemiyalezo eningiliziwe yethread yeTwitter yangoMandulo 1, wezi-2023. Uchungechunge lwama-tweet angaphezu kwe-100, ayeqhubeka isikhathi esingaphezu kwesonto, agcwele ukuvela kokungalindelekile kanye nolimi oluyinkimbinkimbi lwase-boardroom olungaba yinselele kubantu abasanda kufika ukuthi baluqonde. Uma ngibheka emuva, ngingathi lokhu kungenzeka ukuthi kube yinto engcono kakhulu eyenzekile okukholelweni kwami kuNkulunkulu esikhathini eside, ngibonga uNkulunkulungalokho. Ngijabule kakhulu ngesimo sobuhlobo bami naYe bamanje kanye nokuthembela kuYe. Nguye KUPHELA okwazi ngempela ukuphendulela umuntu.— uD.O (@davidicdoc) kuMandulo 9, wezi-2023 Ukuze uqonde ukuzivikela kukaD.O, kubalulekile ukuthi uqale ungene ekutheni yaqala kanjani i-KloudCommerce. Umlando omfushane wemvelaphi yeKloudCommerce: Ekuqaleni, kwakukhona iGloo.ng Imvelaphi yeKloudCommerce isukela kuGloopro, inkampani ye-eProcurement esasebenza eyaqhamuka esitolo esithengisa igrosa ku-inthanethi esingasasebenzi njengamanje, iGloo.ng. UD.O, wayengumninimasheya amaningi eGloopro, uvame ukuqhathanisa iGloo.ng nezingqalabutho ze-eCommerce iJumia and Konga, ephawula ukuthi zonke zaqala ukusebenza ngo-2012 zishiyana ngenyanga. Nokho, nakuba uJumia and Konga inokusekelwa okukhulu ngokuphathelene nezimali, i-Gloo.ng yaqala njengebhizinisi elizixhasayo ngokwezezimali. Ukungena ethubeni lokuthuthuka kwe-eCommerce okuqalwe yiKonga and Jumia, iGloo.ng ithole izingxoxo ezibalulekile kuCNN kanye neTechpoint Africa ngo-2014 nango-2015 ngokulandelana. Noma kunjalo, ukwehla komnotho okuhlasele iNigeria ngo-2016/2017 kwaba nezinselele ezinkulu, ikakhulukazi ezithinta umkhakha we-eCommerce. I-Gloo.ng ibingavumeli izingqinamba eziphathelene nezomnotho. ""Naphezu kokwenza imali esiyitshalile ngaphandle kokuthola inzuzo kufulfillment centre, besilahlekelwa yimali ngenxa yokukhangisa ngemikhiqizo kanye nezinye izindleko zokwengamela,"" kukhumbula uD.O, ""Kwakucacile ukuthi ukusekela ibhizinisi lonke kuze kube yilapho liba nenzuzo khona bekungaba nzima."" Impumelelo enkulu yafika ngo-2018 lapho ihhovisi eliyinhloko le-Unilever, iqembu elikhulu lokulethwa kwempahla le-Gloo.ng ngenxa yabasebenzi abaningi abafaka kulo isicelo sokuthenga, lapho bebonakalisa ukuba nentshisekelo esixazululweni se-eProcurement. Beqaphela ukuthi ukulethwa kwempahla kwakuvame ukwenziwa abasebenzi abagqoke izingubo ze-Gloo.ng, ubuholi be-Unilever bacabangisisa ngokuthi kungani bengazange bathathe le nsiza esetshenziswa kakhulu. ""Sathi yebo nenxa yokuthi isicelo sasivela ehhovisi eliyinhloko. Sahlanganisa nohlelo lwabo lwe-SAP futhi ngaluqamba ngokuthi 'yi-Enterprise Consumables Management System' (i-ECMS)."" Kungekapheli izinyanga ezi-3, base bebhalise elinye iklayenti elikhulu iCoca Cola kuma-ECMS. Le minyakazo yabangela ukuthi i-Gloo.ng yenze imali yokuthi ihlale isebenza, nokuyinto eyaba yisambulo ku-D.O. Waxoxisana nethimba lakhe, egcizelela isidingo esiphuthumayo sokwenza izinguquko, ngo-2019 ngemuva semvume yabatshalizimali nabaninimasheya, bashintsha besuka ku-B2C (iGloo.ng) baya enkundleni yeB2B eProcurement (iGloopro) esebenzisana nezinkampani. Bakwethu, ake nisiphe indlebe! Sinezindaba EZINKULU ezivela ku-@Gloo_ng ngenyanga ezayo! Sizovala ibhizinisi lethu le-e-commerce futhi sizokwethula ibhizinisi elisha esilakhe ezinyangeni eziyi-18 ezedlule sigcine imfihlo! 💪🙌🏻 Ngaphambi kwaleso sikhathi, sizobe sithengisa isitokwe sethu ngesaphulelo esingu-50%! Hlala ulindile! ""Namuhla, sesibhalise amagama amaningi kakhulu amabhrendi amakhasimende; i-Unilever, iCoca Cola, iBritish American Tobacco, iSeplat, kanye namanye."" Ezinyangeni ezimbalwa ngemuva kokumemezela iGloopro, uD.O wathola esinye isambulo, sokuphinda lesi sixazululo sebhizinisi kweminye imikhakha. Waqala ucwaningo lwangaphakathi futhi bagxila emkhakheni wezokudayisa — nokusinqumo esilula uma kubhekwa ukuthi kwakunesidingo esivela ekhasimende elikhulu. Njengoba wayesethole umxhaso wezezimali oyimbewu wakamuva wesigidi esi-$1, washabasheka ngokuqasha onjiniyela. UD.O uthi waqamba lesi sixazululo esisha 'iGloopro Septa' kodwa ngemuva kokuyakha iminyaka emibili, waqaphela okuthile okubaluleke kakhulu. ""Ngenxa yokuthi yomibili imikhiqizo (i-ECMS kanye neGloopro Septa) yayisebenza ezisekelweni zamakhodi ahluke ngokuphelele aqondene nezimakethe ezihlukile, kwacaca ukuthi ukuhlanganisa izinhlangano ezihlukene kangaka kwakungaba yingozi. Kungase kube nokungqubuzana ngokuphathelene namasiko, okungaholela ezingxabanweni ezifana nezimali abakhokhelwa zona kanye nendima abayidlalayo."" Waqaphela nokuthi ukugcina onjiniyela abaqashe kuGloopro Septa kungekudala kuzoba inselele ngokwezimali kuGloopro. ""Ngakho ngabiza umhlangano okhethekile nabanini masheya ukuze sixoxe ngalezi zingqinamba,"" kukhumbula uD.O, egcizelela nokuthi iGloopro yayingakwazi ukuxhasa iphrojekthi ngezimali. Kuye kwadingeka ukuthi siphume siyofuna abatshalizimali bangaphandle ukuze basekele ukuthuthukiswa komkhiqizo."" Ngemvume yebhodi le-Gloopro, uD.O wahamba noDavid Umoh, iGloopro CTO yangaleso sikhathi, nabo bonke ngaphandle komunye wonjiniyela owayebesebenze ku-Gloopro Septa, babhalisa iPayPecker UK Limited ngomhla zi-2 kuZibandlela, 2020. Ekugcineni iPayPecker yayizoqanjwa kabusha ngokuthi iKloudCommerce. Ukucacisa isakhiwo sesabelo se-KloudCommerce Ngokusho kukaD.O, ibhodi leGloopro lavuma ukuthuthela iGloopro Septa IP enkampanini entsha bezothola esikhundleni sesamba esingu-20%, ngokusekelwe ekulinganisweni kokusebenzisa u-$750,000 kuze kube yileso sikhathi sokwakha umkhiqizo. Lokhu kubeka ngempumelelo inani lokuqala leKloudCommerce eliyizigidi eziyi-$3.75. Yena kanye noDavid Umoh amthatha ku-Gloopro, uD.O wathatha Isikhulu Esiyinhloko Somkhiqizo esinguFrank Atashili. Banikezwe isimo somsunguli kanye namasheya abiwe angu-15% no-10% ngamunye, kanti uD.O wabelwa u-55%. Kodwa abatshalizimali abathile be-Gloopro babezwakalise ukukhathazeka ngokungqubuzana ngaphakathi kwalokho umuntu anetshisekelo kuko okungenzeka, ngenxa yokuthi unezikhundla ezimbili zeD.O njengomsunguli nomninimasheya oyinhloko kuGloopro kuyilapho futhi engumsunguli wale nkampani entsha. ""Ukuze ngilungise lokhu kukhathazeka, ngathi bonke bobathathu abasunguli, kuhlanganisa nami ngizobe ngithola izinketho zamasheya, kunokuba ngithole imihlomulo yomnikazi, okungase kudingeke kwenziwe isikhathi esingaphezu kweminyaka emine."" Lokhu kusho ukuthi ekuqaleni, uD.O noma abasunguli abakanye naye babengakwazi ukufinyelela kumasheya abo. Okuphambene nalokho, ukuthi u-20% ka-Gloopro owawutshalwe ngokugcwele, wawunikeza ubunikazi obuphelele kusukela ekuqaleni. ""Lokhu kuqinisekise ukuvikeleka kwe-Gloopro njengomsunguli womkhiqizo, "" kuchaza uD.O, ""Nokho, bonke abasunguli ababambisene nabo banikezwa isabelo esisodwa (0.000001%) ngamunye namalungelo okuvota, ngokwezinga ongakhetha kulo olabelwe"" Uyavuma nokho ukuthi indlela okwakuhlelwe ngayo yayimvumela ukuthi yena, njengomsunguli kanye nomninimasheya oyinhloko, ukuze aqoke amalungu ebhodi amathathu, ngesikhathi enesikhala esisodwa seGloopro. Ngemuva kwesinqumo sebhodi elavumelana ngazwi linye, uD.O waqala ukuthuthukisa iKloudCommerce. Phakathi kukaNhlaba noNtulikazi ka-2021, wenza u-$500,000 wezimali zangaphambi kwembewu ezivela kubatshalizimali abaningana, ngamamaSAFE notes. Ugcizelela ukuthi wonke umntu owatshala imali wayazi ngesivumelwano sabaninimasheya nokuqukethwe kuhlelo lwakhe lokuvalela iminyaka emine. Abatshalizimali abasha kwakungenzeka banciphise isabelo sabaninimasheya abakhona. Nokho, ngenxa yokuthi umxhaso wezezimali wawutholakale ngamaSAFE notes, abatshalizimali abakwazanga ukufuna ukulingana noma izikhundla zebhodi kuze kube umzuliswano wembewu yesikhathi esizayo, okuyiprothokholi evamile yokutshalwa kwezimali OKUPHEPHILE. Umtshalizimali OPHEPHILE oholayo wezwakalisa ukukhathazeka ngamalungelo omsunguli onguD.O. ""Ukuze sivikele lokho abanentshisekelo kuko (zabatshalizimali bamaSAFE note), thina baninimasheya abavele bekhona savuma ukubuyekeza isivumelwano sabaninimasheya ukuze siqinisekise ukuthi akekho umsunguli ongathola isethi entsha angakhetha kuyo esikhathini esizayo,"" kuchaza uD.O. Kusenjalo, wagcina ilungelo lakhe lokuqoka abantu abathathu, okuhlanganisa umtshalizimali weSAFE note, ebhodini, kodwa njengoba lowo ayemkhethe kuqala engatholakali, wakhetha ukubeka phambili ukukhula kwebhizinisi kunokwakha ibhodi ngaleso sikhathi. Ukuphendula ngokuphathelene nezinsolo UD.O uziphikisa ngokushesha izinsolo zokuthi wasebenzisa imali budedengu nokuthi wabeka ibhizinisi kuqala esikhundleni somkhiqizo. Ugcizelela ukuthi njengoba eseneminyaka engaphezu kwamashumi amabili engungoti wesizinda, usamele izinqumo ezithathwe ngokubhekelela lokho okungaba kuhle enkampanini. Ngokuphambene nalokho okusembikweni weWeeTracker, kungabonakala sengathi akazange enze eziningi zalezi zinqumo ngamandla noma ngokubhekelela uhlangothi olulodwa. Mayelana nohambo lwaseGhana U-D.O uchaza ukuthi ngaphezu kweCTO neCPO, kwakukhona nongoti wemisebenzi onolwazi njengeCOO. Njengoba wajoyina kamuva enqubweni, akazange anikezwe izinketho zesitoko. Nokho, watshala imali emzuliswaneni wokulandelela owandulela imbewu ngamaSAFE notes. ""Yena (iCOO) wavele waqala ukusebenza ngokuphathelene nendlela yethu yokungena emakethe,"" kukhumbula uD.O, ""Siqaphele ukuthi imboni yezokudayisa esibhekise kuyo iyimboni egcwele kakhulu futhi ekhangiswa kakhulu emhlabeni, kuhlanganise nase-Afrika. Ngesikhathi sicinga, sathola imibukiso engaphezu kwama-200 ezwenikazi lonke."" Phambilini, phakathi nesigaba seGloopro Septa, uDO waqaphela ukuthi ukuthengisela abathengisi kwakudinga indlela ehluke kakhulu kunokukhangisa eminye imikhiqizo yezobuchwepheshe. ""Abathengisi bamatasatasa kakhulu phakathi nosuku ukuthi bangalalela ukwethulelwa umbiko ophathelene nokuthengisa kuma-boardroom. Nokho, lapho beya emibukisweni, basuke befuna ukuzwa imibiko yokuthengisa ngoba baya benomqondo wokufunda ukuthi yini entsha."" UD.O waqamba le ndlela yokwenza izinto ""Events-based Distro Strategy"". Lokhu kwakuhlanganisa ukukhangisa emicimbini yombukiso kulo lonke elase-Afrika, ukuqala ngemicimbi yeFood & Beverage West Africa neBeauty West Africa eLagos, eNigeria, nokuba ngumxhasi oyinhloko we-Accra Fashion Week eGhana. ""Imodeli yethu, kusukela ngosuku lokuqala kwakuwukuqala nge-Afrika. Ngasengivele ngakhe izinkampani eNigeria iminyaka engama-20, ngangingasenantshisekelo yokwenza lokho."" I-COO ivikele ukuxhasa kwethu okuyinhloko i-Accra Fashion Week futhi yakwazi ngisho nokuxoxisana ngesaphulelo esikhulu enanini elalibekiwe,""kuchaza uD.O, ephendula ngezinsolo ze-WeeeTracker zokusetshenziswa kakhulu kwezimali kulo mcimbi. I-Accra Fashion Week ihlelelwe uZibandlela ka-2021. UD.O wathumela i-COO noMphathi Wokwandisa e-Afrika eyayisanda kuqokwa e-Accra ngaphambi kwesikhathi. Ngesikhathi befika lapho, baqasha abasebenzi abathathu bendawo futhi basungula ihhovisi. ""Kusukela ngaleso sikhathi ngaphambi komcimbi wase-Accra, sahlonza amabhizinisi angaphezu kwezi-4,000, esiwafake phezulu embonini yethu, futhi sabhalisa angaphezu kwangama-300 awo,"" kukhumbula uMphathi Wokwandiswa e-Afrika eyakhuluma neTechpoint Africa kodwa yacela ukuthi ingashiwo ukuthi ungubani. Umsebenzi wakhe wawuhlanganisa ukulingisa imodeli eNairobi naseGoli, kanye naseCairo. Kodwa-ke akazange alithole ithuba lokubona impumelelo ephelele, njengoba ashiya esikhundleni ngenxa yezizathu zakhe uqobo ngoMasingana. ""Ngaya ekhaya ngoZibandlela ukuyochitha isikhathi nomndeni wami ngenxa yokuthi ngangingekho izinyanga eziningana,"" kukhumbula yena. ""Phakathi nesikhathi sami sokuhlala ekhaya, kwavela ithuba lomsebenzi eLagos, elalingangqubuzana nezibophezelo zami zaseGhana. Cishe ngesikhathi esifanayo, uhulumeni waseGhana wagunyaza ukuthi kwakudingeka umgomo weCOVID ukuze uphinde ukwazi ukungena. Ngangingakawuthathi umgomo."" Lokhu kwaholela ekutheni ashiye esikhundleni, nokwaba yingqinamba enkulu kuD.O owasala enokukodwa angakhetha kuko: ukuqhubeka nokufeza imisebenzi yakhe yokuba yiCEO esebenzela kude ngesikhathi engamela ukwandiswa e-Accra. Umbono wakhe esidlangalaleni wokumelena nomgomo weCOVID wawusho ukuthi wayengakwazi ukubuyela eNigeria. Ngoba ukwenza kanjalo kwakuzovimbela ukuthi aphinde angene eGhana, kushiywe ithimba lendawo lingenabo abaholi. ICOO yayibuyele eNigeria ngemuva kokuphela kwe-Accra Fashion Week. Ngabuza uD.O ngezinsolo zokusebenzisa imali ngokweqile eGhana, kanti-ke waphendula wathi, ""Ngabe ngingahlala ehhotela izinyanga ezingaphezu kwezimbili ngemali yami? Eqinisweni, kwakungu-COO uqobo owathola ihhotela elingabizi kakhulu futhi wathola isaphulelo esikhulu lapho kuba sobala ukuthi ngizoba se-Accra isikhathi eside."" Ngokuphathelene nezinqumo zomkhiqizo ezingabazekayo Naphezu kwamamethrikhi ebhizinisi athembisayo, imikhiqizo yeKloudCommerce yabhekana nezinselele, ezihlanganisa imigomo okungafinyelelwanga kuyo kanye namademo anamaphutha. UD.O, ephikisa umbiko weWeeTracker, ugcizelela ukuthi akazange adukise abatshalizimali. ""Imodeli yethu yokuqala yebhizinisi, echazwe ku-pre-seed pitch deck, kwakuwukukhiqizwa kwemali engenayo ngokusekelwe endaweni yempahla yebhizinisi,"" kucacisa yena. ""Lapha, 'indawo yempahla yebhizinisi' ayibhekiseli enanini lezitolo kodwa kunalokho ibonisa noma iyiphi indawo ngaphakathi kwesitolo seklayenti noma uchungechunge lwezitolo lapho lifisa khona ukuphatha kanye nokudlulisa izinto ngedijithali."" UD.O ucacisa ukuthi ngoMasingana ka-2022, njengoba babecabanga ngomzuliswano wembewu, umbiko ovela kulabo abangaba abatshalizimali wabonisa isidingo sokushintsha amaKPI abo. Esikhundleni sokugxila enanini lezindawo zempahla yebhizinisi ababezithola, kwakudingeka ukuthi bagcizelele umthamo olungiselelwa kulezi zindawo. Okwakungenzeka abe umtshalizimali wembewu oholayo naye wayefuna ukubona inqubekela phambili ezinyangeni ezintathu nge-KPI entsha. UDO ugcizelela ukuthi wayevame ukwabelana ngemininingwane yakamuva nabatshalizimali bakhe nabasunguli ababambisene naye, ukuze bayibuyekeze, ngaphambi kokuyithumela. ""Noma kunjalo, kusukela ngoNhlangulana ukuya kuZibandlela ka-2021, phakathi nezinyanga eziyisithupha ezibalulekile zokuthuthukiswa komkhiqizo nokwethulwa kwawo emakethe, umkhiqizo wawungayilungele imicimbi emithathu ebalulekile okwakuhloswe ngayo ukuthwebula imakethe kanye nokuthola amakhasimende. Sasesivele siyikhokhele le micimbi. Ngakho, ngagxila ekutholeni amakhasimende ngomkhiqizo ongaqediwe, ngiqinisekisa ukuthi uma usuqediwe, ukuwafaka kwakuzoba into elula."" I-Africa Expansion Manager ifakazela lokhu okushiwo uD.O. ""Ngayalelwa ukuthi ngidlulisele wonke amabhizinisi esasiwafakayo ethimbeni laseLagos. Babezosingatha izinqubo zeKYC ngokuphathelene nokushintsha la mabhizinisi abe amakhasimende akhokhayo."" Ngiveza ukuthi umbiko weWeeTracker ucaphuna abaphathi abayinhloko abathi wayevame ukushintsha isiqondiso somkhiqizo kungazelelwe. ""Ngangingaba kanjani nethonya elinjalo njengoba ngangingaphethe ngokuqondile ukuthuthukiswa komkhiqizo? Uma umkhiqizo usetshenziswa endaweni yeklayenti futhi ungasebenzi njengoba kulindelekile, ngabe yimina yini owufake ikhodi? Ngabe yimina owayebheke abafaka amakhodi? Lokho kuwumsebenzi womsunguli ngokuhlanganyela womkhiqizo."" Ngokubona kukaD.O, lokhu kwaholela ekungabonini ngaso linye nokuphikisana aqala ukubhekana nakho kwabasunguli ngokuhlanganyela ayekanye nabo. ""Ngabona kungekenzeki ukuthi lezi zinkinga zingaholela ekuweni kwenkampani. Yimina engangishabasheka ngifuna ukuthi kutshalwe izimali, hhayi zona. Ngangithengisela umbono abatshalizimali ngokusekelwe kulokho ababekuqinisekisile ngokuphathelene nokulunga komkhiqizo. Ukwehluleka kwabo ukuletha impahla kwaba yinkinga enkulu futhi kwangidumaza ngokuqondile,"" kusho yena. Noma kunjalo, ngoMashi ka-2022, ngemuva kokuba uD.O ebuyele eNigeria, wasekela Umholi Wokuthengisa ekubhaliseni ikhasimende elikhulu elalinamalungelo akhethekile okuthengisa imikhiqizo yendlela yokuphila kanye nobuhle emhlabeni wonke eNtshonalanga ne-Afrika yonkana. Kodwa idemo yomkhiqizo ohleliwe nokulandelana kokwethulwa bukhoma endaweni yekhasimende elikhulu akuzange kuphumelele. ""Yilokho okwavala umgido kimina. Babenezinyanga ezintathu ezengeziwe, kodwa kwakusenezikhalazo nezaba abazibekayo. Ngangingasakwemukeli lokhu."" Ngalesi sikhathi, iKloudCommerce yayisivele iphelelwa yizimali. Ngakho waya kwabanye babatshalizimali ukuze ababonise isithombe esiphelele ngokuphathelene nezinto. Omunye wabo kwakungu-Adedayo Amzat waseZedcrest Capital, othi wayengumtshalizimali weSAFE notes ongumakade ebona kulo mkhakha. Into yokuqala eyayiseqhulwini kwakuwukusungula ibhodi, kuhlose ukwethula ukwengamela ngokuphathelene nokuphathwa komkhiqizo. Ukungahambi kahle kwezinto eboardroom Kubalulekile ukukhumbula ukuthi, ngokusekela esivumelwaneni somninimasheya, nguD.O neGloopro kuphela ababenelungelo lokuthatha isikhundla noma ukuqoka othile ukuba abe usihlalo sebhodi, njengoba wawungakaqaliswa umjikelezo wembewu. ""Ukuze ngimele bonke ababambiqhaza ngokwanele — abasunguli, abatshalizimali ABAPHEPHILE, ne-Gloopro — ngawasebenzisa amalungelo ami futhi ngaphakamisa imgama lami, u-Adedayo Amazat, nommeleli ovela ebhodini le-Gloopro,"" kuchaza uD.O. Umhlangano wokuqala webhodi, owawungoMbasa 1, 2022, wahamba kahle ngokuphathelene nazo zonke izinkomba. Futhi kwababekhona kwakukhona nabanye abasunguli ngokuhlanganyela u-Umoh no-Atashili. ""Ibhodi yakuvuma ukungaboni ngaso linye phakathi kwethu njengabasunguli ngokuhlanganyela. Basiyala ukuba sibize umhlangano wabasunguli ngokuhlanganyela kanye nathi ukuze sixazulule izinkinga zethu, njengoba zazibonakala zihlobene nesiqondiso somkhiqizo kunokushayisana kwemibono phakathi komunye nomunye,"" kukhumbula uD.O. UD.O ugcizelela ukuthi ngenxa yokuthi base bephelelwa yimali, wayeyekile ukuthola amaholo, alingana nowasekupheleni kukaMasingana, kuyilapho abasunguli ngokuhlanganyela ababekanye naye base beqale ukuthola uhhafu wemali abayikhokhelwayo. ""Mina nabasunguli ngokuhlanganyela esikanye nabo sahlangana ngosuku olulandelayo, kukhumbula yena, ""Phakathi nalo mhlangano, lapho bebuzwa ngokuzibophezela kwabo ekuqhubekeni nokuthola uhhafu wemiholo, abasunguli ngokuhlanganyela ababekanye nabo bazwakalisa ukuthi bangase baphoqeleke ukuthi bahambe ezinyangeni ezi-3 uma isimo siqhubeka. Kwangimangalisa lokhu. Laba kwakungabantu engangibanikeze u-10% no-15% wamasheya enkampanini eyayisibiza izigidi ezingu-$5.1, ikakhulukazi ngemuva kokuthola umxhaso wezezimali owengeziwe wangaphambi kwembewu ongaba ngu-$150,000 kubatshalizimali ababekhona."" Kulowo mhlangano wokuqala webhodi, u-Amzat wabuza ngokuxhumana ngokuqondile nabasunguli ngokuhlanganyela kanye naye, okungazange kuphikiswe uD.O. ""Nokho, okwangimangaza ukuthi u-Amzat nabasunguli ngokuhlanganyela nabo baqala ukuba nezingxoxo ezangiveza njengomuntu omubi,"" kukhumbula yena. U-Adedayo wayeke wabelana nami ngokuziqhenya nge-screencap sakhe sakuWhatsApp ngokuxoxisana kwakhe nomunye wabasunguli ngokuhlanganyela nami engangibabonise ngaphambili ukuthi wayezibophezele kakhulu futhi ethembeke kakhulu—ngicabanga ukuthi wayefuna ukungibasela. Ngabonisa okufanayo uCOO futhi kungenzeka ukuthi lowo msunguli ngokuhlanganyela wathola ngalokhu.— uD.O (@ davidicdoc) kuMandulo 1, wezi-2023 ""Yingaleso sikhathi lapho kwangicacela khona ukuthi kwakukhona okwakushaya amanzi."" Ngalesi sikhathi, ngibhekisela kumbiko weWeeTracker, othi wayethola umholo izinyanga eziningana ngenkathi engakhokheli amalungu athile ethimba futhi wakhwabanisa nezinye izimali ezitshaliwe okwakumele kube ezenkampani. ""Akulona neze iqiniso lokho,"" kufunga kugomela uD.O. Angikaze ngibeke ukuholelwa kwami eqhulwini kunelabasebenzi bami '. Empeleni, kwaze kwaba ngoNdasa ka-2022 lapho sabhekana khona nezinselele ngokuphathelene nokuholela abasebenzi ngenxa yokushoda kwezimali kanye nokubambezeleka kokutshalwa kwezimali okulindelekile. Ngalesi sikhathi, mina ngangingasaholi kusukela ngoMasingana. Ngaze ngathola imalimboleko yomuntu uqobo ngenzela inkampani ukuze kukhokhwe amaholo ebasebenzi ngoNdasa."" Ngenza umzamo ngokuphathelene namaholo abasebenzi angoMbasa ka-’22 aba yisamba esingu-N15M (ngaphandle kwelami): Ngangithole imalimboleko yokubhekelela inkampani kubangani ababenozwelo abakulo mkhakha, ngaqinisekisa ukuthi ngangizoyikhokha mina uqobo le mali. Isidingo sokukhokha lokhu senqatshwa, ngokushesha ngemuva kokugudluzwa…— uD.O (@ davidicdoc) kuMandulo 1, wezi-2023 Ngokuphathelene nokushintsha bese kuhanjiswa izimali kuPayPale Limited (iGloopro), uthi, ""kubalulekile ukuphawula ukuthi phakathi nezinyanga zokuqala zokusebenza zeKloudCommerce, ngaphambi kokuthola umxhaso wezezimali wethu wangaphambi kwembewu, iGloopro yathwala izindleko ezihlukahlukene, kuhlanganise nokuqasha indawo, ukuphrinta, i-inthanethi, amalaptop, amaholo kanye nokunye. Izimali ezishiwo kwakuwukuthengiselana okuhlobene nezinhlaka, kwakuyimali yokukhokhela ingxenye yezikweletu ze-KloudCommerce, manje esebenza ngokuzimela, eyayinazo ne-Gloopro. Izimali ezikhokhwayo zenziwa ngokokucela kwebhodi leGloopro."" Ngokusho kukaD.O, esikhundleni sokumnika ithuba lokulungisa noma ukucacisa lokhu okwakubonakala sengathi akuhambanga kahle, u-Amzat wasungula iqembu leWhatsApp elinengxenye yabatshalizimali abaSAFE futhi wasabalalisa imininingwane edukisayo ngaye. Unesiqiniseko sokuthi u-Amzat wayehlose ukuqala ukuthathwa kwebhizinisi ngobudlova, kunokuba asize inkampani ukuthi ikwazi ngempela ukubuyela kulokho okwakufanele kwenzeke ngokuphathelene nomkhiqizo. ""Uma wayekholelwa ngempela ukuthi kwakukhona okungahambi kahle ngokuphathelene nezezimali, kwakufanele asebenzise uhlaka lokwengamela,"" kugcizelela uD.O, ""Kukhona iphrothokholi ebhekelela ukukhathazeka okunjalo. Kufanele kubikwe ebhodini. Ngemuva kwalokho, ibhodi libe selibiza iphaneli, ebelizothuma umcwaningi mabhuku wangaphandle ukuba enze ukuhlola okuphelele. Kungemuva kwalokhu kucwaningwa kwamabhuku kuphela lapho umcwaningi mabhuku wangaphandle ezokwenza isimemezelo ngokuphathelene nanoma yikuphi okungahambi kahle ngokwezezimali."" Izinsolo ezisakazwa eqenjini leWhatsApp zaholela ekungakwazini kwabatshalizimali abaSAFE ukuthi bacele umhlangano obalulekile wababambiqhaza. Lo mhlangano wawuzohlanganisa bonke abatshalizimali, uD.O, neqembu lakhe eliphethe. Balungiselela uhlu lwezihloko kanye nabakhathazeke ngako okufanele kuxazululwe kulo mhlangano, owawulungiselelwe uMgqibelo, mhla zingama-27 kuNhlaba wezi-2022. Umhlangano awuhambanga njengalokho okwakulindelekile ngesikhathi u-Amazat noD.O beqophisana ngamazwi kungekho ozibeke phansi. Lokhu kubambana kwabo ngezihluthu kwaholela ekutheni umtshalizimali oSAFE owayengusihlalo weseshini avale umhlangano ngaphambi kwesikhathi. Ngemva kwaleyo ngxabano enkulu, uD.O waba nomuzwa wokuthi kungcono avele asule esikhundleni sakhe sokuba yiCEO. ""Ngenxa yesimo nomuzwa wokuthi ukwethembela ebuholini bami bekungase kuphele, ikakhulukazi ngenxa yokungidelela okusobala kuka-Amzat, ngaba nomuzwa wokuthi kwakuyisinqumo esifanele."" Wathatha isinyathelo sokutshela umtshalizimali owayengamele umhlangano ngesinqumo sakhe. Wabuye wayotshela ku-Amzat ngesinqumo sakhe sokwesula esikhundleni, futhi u-Amzat wavuma ukutshala imali ethe xaxa kuKloudCommerce inqobo nje uma kuzohamba uD.O. ""Ngangingenankinga ngalokho,"" kukhumbula uD.O, ""Angizange ngiqale iKloudCommerce ngenhloso yokuba yiCEO yayo iminyaka engaphezu kwemi-4. Into enganginendaba nayo kakhulu kwakuwumkhiqizo, futhi sase sichithe isikhathi esiningi kakhulu ngokuphathelene nokuklwebhana e-boardroom. Ngisho nakuba cishe kwakungu-21% kuphela wezinketho zamasheya engangizikhethele zona ngesikhathi sami sezinyanga eziyi-18, nganginentshisekelo enkulu ekutheni inkampani iphinde igxile kumkhiqizo."" U-Amzat wamema uD.O ukuthi bahlangane eZedvance HQ eLagos ukuze baxoxe ngemigomo yokutshala imali okulandelayo ngemuva kokuhamba kukaD.O. Waphakamisa ukutshalwa kwemali okwengeziwe okungu-$200,000 kuKloudCommerce futhi wazwakalisa inhloso yakhe yokukhuthaza abanye abatshalizimali abaSAFE ukuthi bakhuphule amasheya abo. ""Esikhundleni salokho, bekulindeleke ukuthi ngishiye u-10% wezinketho zami zamasheya engingawatshalile bese ngihlala njengomeluleki unyaka wonke ngaphambi kokuhamba kwami kokugcina,"" kukhumbula uD.O. ""Okwangimangaza ukuthi ipheshana lemigomo yokusebenza alethula kamuva kwakungekhona lokho esasivumelene ngakho emhlanganweni wethu. Esikhundleni salokho esasivumele ngakho ekuqaleni, waphakamisa ukunciphisa amasheya ami asuke ku-55% aye ku-29%, njengoba u-21% wawo wase uvele utshaliwe. Waphinde wazabela u-15% owengeziwe wase wabela okusele abatshalizimali abathile kanye nabangebona abatshalizimali."" Ngenxa yokuthi wayesalangazelela ukusindisa inkampani, uD.O uthi wayezimisele ukwemukela imigomo, ikakhulukazi njengoba kwakunokuzibophezela ukukhokha u-$200,000 kungekapheli amahora angama-24. ""Ngosuku engathola ngalo leyo imeyili, ngabiza umhlangano wabasebenzi ukuze ngimemezele ukusula kwami esikhundleni. Ngibaqinisekisa ukuthi kwakukhona imali ezayo yokukhokhela amaholo, ayesilele ngenyanga nje kuphela, kanye nokwengamela izindleko zokusebenza. Ngabatshela ukuthi iCOO izothatha konke okuzibophezelo zami,"" kukhumbula uD.O. Nokho, izinto ezihambanga njengoba kwakungalindelekile, uD.O uthi wathola ipheshana lemigomo ebuyekeziwe evela ku-Amzat ngosuku olulandelayo. ""Manje wayesehlongoza utshalomali olungu-$50,000 kuphela, kanye nokuzibophezela ekutholeni u-$150,000 osele. Ngaphezu kwalokho, wayehlose ukwabela u-15% okwakukhulunywe ngawo phambilini inkampani yakhe, iZedcrest Capital, inkampani ethebulei lamasheya (cap table). Futhi, okwenza isimo saba sibi nakakhulu ukuthi, wayefuna ukuba ngihoxise isicelo sokukhokhelwa ngemuva kokungaholi kwami izinyanga eziyisithupha. Ngangingeke ngikwemukele lokho."" Isimo saba sibi kakhulu, kwaze kwaba nguNhlangulana. Kusenjalo, uD.O wayengazi ukuthi, abasebenzi base beqale ukuhleba ukuthi ukwenqaba kwakhe ukwemukela imigomo yokutshala izimali kwakuyisizathu sokungaholi kwabo izinyanga ezimbili. ""Babengazi ngezimo ezingezona ezifanele enganginikezwa zona."" kukhumbula uD.O. Lokhu kwafika kuvuthondaba, ngesikhathi nabanye abatshalizimali abaSAFE bezama, kodwa bahluleka, ukulamula. UD.O uthi ukucindezeleka okukhulu kwagcina kuholele ekutheni angene egumbini lezimo eziphuthumayo ngenxa yezinkinga ezazibangelwa ukucindezeleka. Ebhekene nengcindezi engapheli yokuthi esule ngokusemthethweni esikhundleni sakhe sokuba yiCEO, uD.O akazange azibeke phansi, ngenxa yokubheka izenzo zika-Amzat njengomzamo wokuthatha izintambo nngobudlova gaphandle kwesisekelo sangokomthetho. Wasayina ipheshana lemigomo kodwa wafuna isivumelwano esicacile nesibophezelayo sokuhlelwa kabusha kwamasheya esizocacisa zonke izici ezingacacile zegama elithi ipheshana lwemigomo. ""Ngangazi kahle ukuthi isivumelwano esinjalo sizodinga ukusayinwa yibo bonke abaninimasheya abakhona,"" kuchaza yena. Phakathi naleso sikhashana, u-Amzat wayesevele esifezile isithembiso sakhe sokutshala imali engu-$50,000. Naphezu kokuphikisana okwakuqhubeka, uD.O uthi waqhubeka nokusekela ingxenye yakhe yesivumelwano, efeza izibopho zakhe eziqondile ezichazwe epheshaneni lemigomo. ""Ngisho naphakathi kwesiyaluyalu,"" kukhumbula uD.O, ""ngikwazile ukuthola ukubambisana nebhrendi enkulu yezemidlalo yamazwe omhlaba eyayisenqubweni yokwethula izindawo zayo zokudayisa bukhoma eNigeria."" Izingxoxo ziqhubekile, kunemizamo ehlukahlukene yokulamula. Njengoba kwakusenomsindo mayelana nokungasetshenziswa kahle kwezimali okusolakala ukuthi kwenziwa uD.O kwaqhubeka kwaze kwaba nguNcwaba, ibhodi leGloopro laqaphela lokhu futhi labiza uD.O ukuthi abhekane nophenyo lwebhodi. ""Lagezeka igama lami ngokuphathelene nanoma yikupphi okwakuthwe angikwenzanga kahle,"" kuchaza uD.O. Omunye umtshalizimali owayenamasheya ezindaweni zombili kuGloopro nakuKloudCommerce wacela ukuhlelela umhlangano ohlukile wokulamula uD.O no-Amzat. Isiphetho salowo mhlangano saba ukuthi ipheshana lomgomo elidala laliyisivumelwano esingenasibophezelo, njengoba kwakusho uD.O. ""Ngemva kwezingxoxo ezithile, engingazange ngibe yingxenye yazo kodwa ezazingibandakanya ezinye izikhulu zeKloudCommerce, zabuya nesiphakamiso esingenangqondo,"" kulandisa uD.O. Njengoba uD.O wayabelane kuTwitter, ngalesi siphakamiso esisha esihlose ukunciphisa kakhulu amasheya eGloopro kuKloudCommerce kusuka ku-20% ukuya ku-5% kuphela. Ngaphezu kwalokho, amasheya kaD.O saphakanyiswa futhi ukuba sincishiswe saba ngu-5%. I-CTO, eyayisivele ihambile ngalesi sikhathi, yayingenalutho. ... ngendlela efanayo-abaxhasi aba-2 abathile kanye neZedCrest, kuyilapho kuncishiswa inzalo yeGloopro yaba ngu-5% kusuka ku-20% futhi eyami yaba ngu-5% ukusukela ku-55% wokuqala ebenginayo ncamashi ngonyaka owedlule. (Lokhu kwazinciphisa ngokufanayo zonke ezinye izinkampani ezikhona etafuleni leKloud cap.£ pic.twitter.com/w3GtF7HRVh— D.O (@davidicdoc) uMandulo 9, wezi-2023 Akumangalisi ukuthi ibhodi leGloopro alilemukelanga leli pheshana lomgomo. Kubalulekile ukuthi kuphawulwe ukuthi ibhodi lalike lazisa izinsiza nemizamo elayitshala ekuthuthukiseni i-IP yeKloudCommerce ngo-$750,000, eyayilingana nengxenye ekhokhwe ngokuphelele engama-20% enkampanini. ""Ngangingazi ukuthi, nakuba ngangizibandakanye ngesikhathi esifanayo kulo mzamo omusha wokubuyisana nokuxoxisana nami, u-Adedayo wayebuye wasakaza ngokushesha okusalungiswa isikhalazo ukuze sithunyelwe ku-EFCC ngemuva kwezinsolo zakhe ezingamanga futhi wayefuna ukuthi abatshalizimali beSAFE benze ngokuthula ngemuva kwami,"" uD.O uhlanganyela kuTweet elandelanayo, ""Ngaziswa ngalokhu ngomunye wabathengisi beKloudCommerce."" Kubonakala sengathi lowo mzamo wehluleka. Ikakhulukazi ngoba uTunde Ogunremi, umtshali-zimali oSAFE ohamba phambili, wayezwakalisa ukwenqaba kwakhe ukusayina isikhalazo. ""Ngangazi ngempela ukuthi izinsolo ezimayelana nokungasetsenziswa kahle kwemali ngenxa yokusetshenziselwa izinto zomuuntu othile nokuvakasha emhlabeni wonke, zazingamanga, U-Ogunremi watshela iTechpoint Africa."" UD.O wayengayanga emaholidini. Ngangazi futhi nangombono wakhe mayelana nomgomo weCOVID-19. Sobabili singodokotela abaqeqeshiwe futhi sibe nezingxoxo ezijulile ngokuphathelene nobhubhane. Izinsolo ezimbi kakhulu ngokuphathelene nokusetshenziswa ngendlela engafanele kwezimali kulula ukubhekana nazo ngomzila ofanele wokucwaningwa kwamabhuku komuntu ozimele. Kodwa izinsolo zokungasebenzisi kahle izimali, ikakhulukazi ohambweni oluya eGhana, empeleni, zazingelona iqiniso."" Ngalesi sikhathi, ngenxa yokungenelela kukankosikazi wakhe, uD.O uthi wathatha iholide ayelidinga ukuze agweme inkinga ngokuphathelene nempilo. ""Ngesikhathi ngibuya, iGloopro yayingazange isivume isiphakamiso sami nokuthi u-Amzat wayesefake incwadi yami yokwesula emsebenzini kubhodi yeKloudCommerce,"" kukhumbula uD.O. Isinyathelo sokuqala sikaD.O kwakuwuhlela kabusha ibhodi. Ibhodi elihlelwe kabusha lalino-Ogunremi, uMqondisi Ophethe iGloopro, kanye noD.O owayesebenza njengosihlalo. Lolu hlaka lwaluhambisana nalokho okwakwethulwe ekuqaleni kubabambiqhaza abaSAFE, eGloopro, kanye nalokho okwakufunwa abasunguli. Ngemuva kwalokho, ibhodi laqalisa ukucwaningwa komkhiqizo ukuze kuhlolwe ukuthi kwakuhamba kanjani. Kwakukubi kakhulu okwatholwa ukucwaninga, kukhomba ukuthi isimo sasesibe sibi kakhulu kwaze kwafika lapho ukuvala inkampani kwakuwukuphela kwento eyayingenziwa. ""Njengoba ngangingomunye wabatshalizimali abakhulu abathathu, kwakuyisinqumo esinzima,"" kukhumbula u-Ogunremi. ""Kodwa kwase kuvele kwacaca ukuthi kwakungekna nje kuphela ukuthi abasunguli ngokuhlanganyela babengakwazi ukusebenzisana, kodwa ukusilela emuva ngokuphathelene nesibophezelo sethu sezezimali , kanye nokungakwazi ukuhlanganisa imali, kuzoqhubeka nokwakhela inkampani izikweletu. Into ehlakaniphile esasingayenza ngaleso sikhathi kwakuwukuyeka ukuqhubeka nento eyenza umonakalo."" Kwathathwa isinqumo sokuvala inkampani kusukela ngomhla zingama-30 kuMandulo, ka-2022 futhi kwaziswa bonke ababambiqhaza. ""Ngicabanga ukuthi bonke abatshalizimali, ngalesi sikhathi, nabo base sebefinyelele esinqumweni esifanayo ngoba ngesikhathi kubizwa imihlangano ukuze kuxoxiswane nebhodi, kwafika abatshalizimali abancane kakhulu futhi akubanga khona ukuphikisana nalokhu,"" kukhumbula u-Ogunremi. ""Ngemuva kokuvalwa kwenkampani, impilo yami yavele yanzima kakhulu,"" uD.O wabelana ngeTwitter thread ethi, ""Ngavela ngahoxa kuyo yonke into kanye nakuwo wonke umuntu. nokuyinto eyakhathaza kakhulu umkami, kangangokuthi ngangibekwe kuhlelo lwamahora angama-24 lokugada okungenzeka bazibulale. Ngangingasenantshisekelo yalutho!"" Ngokusho kukaD.O, umbiko we-WeeTracker, owakhishwa ngoMfumfu kulandela ukuvalwa kwenkampani, wawukhombisa ikakhulukazi imibono ka-Amzat kanye noCOO wakhe. Kwakuthulekile ngokuphathelene nalesi simo kwaze kwaba nguNdasa ka-2023, lapho iTechCabal yabika ukuthi uD.O wayeboshwe yi-EFCC. Kwangixaka ukuthi, ngangifunda ngokuboshwa kwakhe ngesikhathi ngishayelwa ucingo nguD.O uqobo. ITechCabal yaphinde yafaka imininingwane yakamuva kulokho eyayikubhalile, iqinisekisa ukuthi uD.O wayekhishwe ngosuku olwendulela lolo ngemuva kokugcinwa esitokisini amahora angama-24. UD.O uthi sasihlelwe ngokucophelela lesi sibhicongo, futhi kwasetshenziswa ngenkohliso abacosheli bezindaba kuleli tulo. Uyagcizelela ukuthi, ""Isikhalazo sasingelona iqiniso. Lalihlanganiswe futhi lenziwa ngu-Amzat."" ""Kusukela ngaleso sikhathi ngathola abameli futhi sengikhethe futhi ngisebenzisa indlela yokusebenzisa izindlela zezomthetho zokufuna ukulungisa isimo. Ngilindele ukuthi lokhu kuthele izithelo, ngesikhathi esifanele,"" kuphetha yena."
+"ይህ የ25 እድሜ መስራች ከጅምሩ እንዴት 11.6ሚሊዮን ዶላር ሊያሰባስብ ችሎአል፡፡ ኪንግሊ ኢክዚ 25 ዓመት እድሜ ሊሞላው ነው፡፡ ነገርግን ጥቂት ሰዎች ብቻ የሚያልሙትን ህይወት እየኖረ ይገኛል፡፡ በ19ዓመቱ ከካላባር ዩንቨርስቲ በፍልስፍና የባችለር ዲግሪውን አግኝቶአል፡፡ እንደተማሪ የክርከር ቡድን አባል ሲሆን ይህም የ16 ዓመት እድሜ ያላቸውን ሴቶች መብት ለማስጠበቅ የተመሰረተ ምክር ቤት ነበር፡፡ ይህም የወጣት ንግስት መሪዎች ሽልማት እና የወጣት አፍሪካ መሪዎች ኢኒሺዬቲቭ ፎሎ ሽፕ እውቅና እንዲሰጠው አስችሎታል፡፡ እ.ኤ.አ በ2018// ከት/ቤት እንደወጣ አሴንቸርን ተቀላቀለ ነገር ግን የስኮላር ሸፕ እድልን ስላገኘ ለቆ በመውጣት ወደ ፔኪንግ ዩንቨረስቲ ቻይና አቀና፡፡ ከሁለት አመት የቤጂንግ ቆይታ በኋላ ወደ ማህበራዊ ሚዲያ ተቀላቀለ ከቻይና ባሻገር የማስፋፊያ ዕቅዶችን ይቃኝ ነበር። ይህ የማህበራዊ ድህረ ገጽ የተጀመረው በቲክቶክ ነበር፡፡ የማስፋፊያ ስራውን በአፍሪካ ውስጥ ለማከናወን በሚጥረው ቡድን ውስጥ ተቀላቅሎ ነበር፡፡ እ.ኤ.አ. በ 2021 ከስራ መስራቾቹ ዱክ ኢኬዚ እና ዮፍታሄ ኡቼ ጋር በመሆን ከ10 ሚሊዮን ዶላር በላይ የሰበሰበውን ኪፓን የፋይናንስ አስተዳደር ጅምር ለአነስተኛ እና አነስተኛ ድርጅቶች ጀምሯል። እና በኪፓ ላይ ከመስተካከሉ በፊት በርካታ የንግድ ሀሳቦችን አስወግዷል። በኪፓ ላይ ማመቻቸት ሌጎስ ምን አልባትም የናይጄሪያ እና የአፍሪካ መነሻ ርዕሰ ከተማ ልትሆን ትችላለች ነገር ግን በናይጄሪያ ከፍተኛ የኑሮ ውድነት ያለባት ከተማ ነች፡፡ ለተወሰኑ በ20ዎቹ መጀመሪያ ላይ ላሉ ሰዎች ከጥቂት መስፈርቶች ጋር መላመድ እና የከተማይቱን የኑሮ ውድነት ማቻቻል ኪሳቸውን እንዲቀደድ የሚያደርግ ነው ስለሆነም ሁሉም ወደ አዮ የተባለችው የደቡብ ናይጄሪያ ከተማ ለማምራት ወሰኑ በሌጎስ ውሰጥ ወጪ እና ውድመት ሳይደርስባቸው የላቀ የስራ እቅድ ለመንደፍ ተስፋ ያደርጉ ነበር፡፡ አሁን ስለዚህ ጉዳይ ካወራሁ አይቀር በሂደት የተፈጸመ በጣም እውነታ ያለው ተግባ ነበር፡፡ ነገር ግን ለእኛ እጅግ በጣም ቀላል ውሳኔ ነው፡፡ 5 ከተሞች በላይ ኦዲት አድርገናል፡፡ ሌጎስ ግን አልነበረችም፡፡ አቡጃም አልነበረችም፡፡ በእርግጠኝነትም የሄር ኮርት ወደብ ወይም ኢንቡ ወይንም ዩሆ በዝርዝር ውስጥ ያሉት ቀጣይ የተሸሉ ከተሞች ናቸው፡፡ በኡዮ በተለያዩ የስራ ሀሳቦች ላይ የኦንላይን መወያያ መድረኮችን ጨምሮ ሰዎች ልብሶቻቸውን የሚያውሱበት መድረክ ሳይቀር የሚፈጠርበት የግንዛቤ ማስጨበጫ እንቅስቃሴ ተከናውኗል፡፡ የተዘረዘሩት ስራዎች ቀጣይ ተግባችን ከመፈጸማቸው ቢያንስ 24 ሰዓትን የሚስዱ ናቸው፡፡ መጨረሸ ላይ የረጉበት ሀሳብ ኬፓ ይባላል፡፡ የፋይናንስ ማኔጅመንት መተግበሪያ ሲሆን ለአፍሪካ ሲን የቀረበ ነው፡፡ ""ጥቃቅን ንግዶችን ለማግኘት በናይጄሪያ በሚገኙ አንዳንድ የንግድ የነርቭ ማዕከሎች እንጓዛለን ብለናል። ወደ አባና ሌጎስ የሄድን ሲሆን በኡዮ ላይ በርካታ ጊያችንን አጥፍተናል ከዚያም ወደ ኦአሪ ያመራን ሲሆን ለእኛ እስቲ ስራውን እንየው የሚል ሀሳብንም ብቻ ይዘን የተሳንበት ነው፡፡ በተጨማሪም ምን አይነት ችግር አጋጥሞአችኃል፡፡ እኛም መፍትሔ ለማምጣት ምን ማድረግ አለብን የሚል አላማ ነበረን፡፡ በቅርብ ጊዜ ፖድ ካስቱ እንደተናገረው፡፡ ከ SMEs ጋር ጊዜ ከማሳለፍ ጀምሮ ሁሉም የንግድ ሂሳቦችን በእጅ እንዳስታረቁ እና ሂደቱን ዲጂታል ማድረግ እንደሚችሉ አስበው ነበር። በተጨማሪም የተወሰኑ ጅማሬዎች በተመሳሳይ ሞዴል ፓኪስታን ላይ እና ህንድ ላይ የነበረ ሲሆን ለመስራቾቹ እና ለዋና ስራ አስፈጸሚዎቹ መልዕክት በመላክ ስራው እንዴት እንደሚሰራ ተምረዋል፡፡ አንድ ጊዜ፣ ለአነስተኛ ቢዝነሶች የሂሳብ አያያዝ ሴሚናር ተሰብስበው ተሰብሳቢዎች የሂሳብ ሂደታቸውን በራስ ሰር ለመስራት አፕ እየገነቡ መሆኑን ለመንገር ተሰብረዋል። ከህንጻው የነበረው እይታ የፋይናንስ መተግበሪያ ለአፍሪካ የሚል ነበር፡፡ 44 ሚሊየን አነስተኛ ጥቃቅን እና መካከለኛ ኢንተርፐራይዞች በሰብ ሰሀራን አፍሪካ ላለው የክልሉ 80 ፐርሰንት ስራ ሀላፊነቱን የሚወስዱ ናቸው፡፡ ሆኖም ግን ስራዎቻቸው በተለየ ሁኔታ ቴክኖሎጂን የሚጠቀም አልነበረም፡፡ በአለም ባንክ እና በአለም አቀፍ የፋይናንስ ድርጅቶች የቀረበው ሪፖረት እንደሚያሳየው በአፍሪካ ውሰጥ የቴክኖሎጂ አጠቃቀም ከ7 ፐርሰንት በታች ነው፡፡ ይህ ከፍተኛ ምርታማነት, ሽያጭ እና ሰራተኞች ሪፖርት ባደረጉ ሰዎች ቢሆንም ነው። ለኤኬዚ ግን ስለ ትናንሽ ንግዶች እና የቴክኖሎጂ አጠቃቀማቸው ስናስብ በዲጂታል እውቀት ያላቸው ግለሰቦች ቴክኖሎጂን እንዴት እንደሚጠቀሙ መለየት አለበት። አነስተኛ እና ጥቃቅን የንግድ ስራዎች የሚቀሙት ዋትስአፕ፣ ፌስቡክ እና ኢንስትግራምን ለሽያጭ እንዲሁም ከአቅራቢ እና ደንበኞቻቸው ጋር ለመገናኘት ነው፡፡ ይህ ቴክኖሎጂ እርሱ እንደሚለው ከ50 እና ከ70 ዓመት በፊት የንግድ ስራዎች በ ኤሌክትሪኒክ መንገድ ስራቸውን ለማቀላጠፍ የሚያስፈልጋቸው መንገድ እንዳልሆነ ነበር፡፡ አሁን ግን ምንም ዓይነት ንግድ ያለዚያ ሊሠራ አይችልም። የኤኬዚ ሀሳቦች በአፍሪካ ውስጥ የማህበራዊ ንግድ እድገትን ያስተጋባሉ። እ.ኤ.አ በ2020ዓ.ም የተነሳው ወረርሽኝ ሰዎች ቤታቸው ውስጥ እንዲቆዩ ባስገደደበት ወቅት አብዛኛዎቹ ሰዎች ደንበኞቻቸውን ለመሳብ እና ምርታቸውን መለሸጥ የማህበራዊ ድህረገጽን ተጠቅመዋል፡፡ 92 በመቶው የኬንያ SME ዎች ሽያጭን ለመንዳት ማህበራዊ ንግድን (PDF) ያገለገሉ ሲሆን በኢኳቶሪያል ጊኒ፣ ሳኦ ቶሜ እና ፕሪንሲፔ፣ ቻድ እና መካከለኛው አፍሪካ ሪፐብሊክ አብዛኛዎቹ የኢኮሜርስ እንቅስቃሴዎች በማህበራዊ ንግድ (PDF) ይመሩ ነበር። ከ500,000 በላይ ተጠቃሚዎች ያሉት ኪፓ ገና በማደግ ላይ ባለው ገበያ ውስጥ እንደሚሠራ እና ለዕድገት የበለጠ ቦታ እንዳለው አጥብቆ ይናገራል። ዛሬ ዛሬ የቴክኖሎጂ አጠቃቀማቸው አብዛኛዎቹ አቅራቢዎቹን እና ደንበኞቻቸውን በአነስተኛ ደረጃ የሚጠራ ሲሆን ጥልቅ አጠቃቀም እንዲኖረው የማያስችል ሰፊ ክፍተት አለበት፡፡ ከሌሎች ባለድርሸ አካላት ጋር የስራ ግንኙነተን ለመገንባት እና እነዚህን ለመፍቀድ የሚያስችል ክፍተቶች አሉ፡፡ ዕድሉ የሚገኘው በዚህ ቦታ ነው ብለን እናስባለን። ታላቅ ስራን መገንባት እና ኢንቨስተሮች እንዲመጡ ያደርጋል፡፡ በቀጣዮቹ 2 ዓመታት የገንዘብ ማሰባሰብ ሂደት ከፍተኛ ተግዳሮት የሚገጥመው ነው፡፡ ተደጋጋሚ የገንዘብ ማሰባሰቢያ ማስታወቂያዎች ግራ በሚያጋቡ ማስታወቂያዎች ተተክተዋል፡፡ እስካሁኑ ድረስ አብዛኛዎቹ ጀማሪ መስራቾች ከካፒታሊስቶች ጋር በሸረክና በመስራት ገንዘብ እናሰባስባለን የሚል ተስፋ አላቸው፡፡ በሁለት ዙር 11.6ሚሊዮን ዶላር ተሰብስቧል፡፡ ኢካዚ በካፒታል ሽርክና ገንዘብ የማሰባሰብ ልምድ ያለው ሲሆን ነገር ግን ቀላል ሂደት እንዳልሆነ ይናገራል፡፡ የመግባት እና ከሂደቱ የመውጣት ሁኔታ በራሱ ተግዳሮት ያለው ሲሆን በተለይም ተግባሩን የሚያከናውኑት ለመጀመሪያ ጊዜ ከሆነ ስራው አዳጋች ነው፡፡ ምን መጠበቅ እንዳለበት አውቃለሁ፡፡ ምን ያህል ጊዜ እንደሚወስድ ግን አላውቅም፡፡ የማይታወቁ በርካታ ጉዳዮች አሉ፡፡ ለእኔ እንደምለው አብዛኛዎቹ መስራቾች በነገሮች ላይ በበላይነት ተቆጣጣሪ መሆን ሂደቱን መቆጣጠር እና ከእነርሱ እጅ ውጪ የሆኑ ብዙ ተለዋዋጭ ሁነታዎች እንዳሉ አያስቡትም፡፡ ከመነሻው ውሉ ጥቂት ገንዘብ ለማሰባሰብ ሞክሮ ነበር፡፡ ነገር ግን ስራውን በሚሰሩበት ወቅት ኬፓ መመስረት ላይ አተኩረዋል፡፡ ወዲያውኑ ማነቆዎቹን በመመልከታቸው ኢንቨስተሮች ትኩረት ለማሳብ ችሎአል፡፡ ኢኬዚ ይህንን የተናገረው የፓይስታክ ተባባሪ መስራች እና ዋና ሥራ አስፈጻሚ የሆነው ሾላ አኪንሌድ ሲናገር በሰማው ነገር ነው። እኔ ይህንን ከሾላ ፔኢስታር ከመስራቾች የሰማሁት ሲሆን የእርስዎ ስራ ድርጅቱን መገንባት ነው እንዲሁም ስራውን መመሰስረት ሲሆን የኢንቨስተሮች ስራ እርስዎን ፈልገው ማግኘት ነው፡፡ ነገሩ አጠራጣሪ ይመስለኛል ነገር ግን ነገሮች አጠራጣሪ የሚሆኑት ለምክንያት ነው ምክንያቱም ውስጣቸው እውነት ሊኖረው ስለሚችል ነው፡፡ ምንም እንኩዋን እርሱ ቀና የሆነ የገንዘብ አሰባሰብ ሂደት የሌለው ቢሆንም ኢካዝ እንደሚለው ሂደቱ ምን አይነት ውጤት እንዳስከተለ እና እንደ ጠቃሚ ስህተት እንደታየ ጸጸት በውስጡ የለውም፡፡ በሂደቱ ውሰጥ የነበሩት አብዛኛዎቹ ስህተቶች የታክቲክ ስህተቶች ነበሩ፡፡ ዙሩን ማዋቀር፣ ለምሳሌ፣ ከተናገሩት ሰው ሁሉ ግብረ መልስ ከማግኘትዎ በፊት አዎ በማለት። ስለዚህ እነዚህ የታክቲክ ችግሮች ናቸው አብዛኛዎቹ ሰዎች በገንዘብ ማሰባሰብ ስራ ሂደት ወቅት የሚፈጽሙ ናቸው ጥሩ ባለሀብት ውስጥ የሚፈልጓቸውን ባህሪያት በመጠየቅ ለሚቀጥሉት የገንዘብ ማሰባሰብያዎች አስተዋፅዖ ማበርከት እና መስራቾችን በሚፈልጉበት መንገድ መርዳት መቻል አለባቸው ብሏል። ""በአማካኝ ጥሩው ባለሀብት ካፒታል የሚልክ እና ከዚያ በኋላ ዝም ብሎ የሚዘጋው እንደሆነ ይሰማኛል፣ ስለዚህ ሌላ ማንኛውንም ነገር ለሚያደርጉ፣ ከእርስዎ ጋር በየወሩ ወይም በየሩብ ወር ጊዜ የሚያሳልፉ ሁሉ ይህ ከአማካይ በላይ ነው። ምርጥ ባለሀብቶች ከእርስዎ ጋር ባለ ግንኙነት ሳይነግሯቸው እና ክፍተቶቹን ራሳቸው ሳይሰኩ (እንዴት ለእርስዎ ጠቃሚ ሊሆኑ እንደሚችሉ) ይማራሉ። የጋራ የአጋርነት ጥቅምን ማዋቀር ሁለት ራሶች ከአንድ ይሻላሉ ይላሉ, እና በቢዝነስ ውስጥ, ሁለት ንግዶች ብዙውን ጊዜ ከአንድ ይሻላሉ። ሆኖም ግን በርካታ ስራዎች ወደ አጋርነት ሲገቡ ያሰቡትን ያህል ላያገኙ ይችላሉ፡፡ ኢኬዚ ሽርክናውን የሚያጤኑ መስራቾች ሽርክናው ለንግድ ወይም ለደንበኞቹ ዋጋ የሚፈጥር መሆኑን ለመገምገም ይመክራል። ""እያንዳንዱ አጋርነት ቀደም ብለን የለየነውን ችግር ለመፍታት አለ፣ እና እኛ ከአጋርነት ጋር እንደ እድል ፈንታችን አይደለንም። በጣም ግልጽ የሆነ ፍለጎት ይኖራል፡፡ ይህንንም በይፋ እንናገራለን፡፡ በአፍሪካ ኢኮኖሚ ውስጥ አነስተኛ እና መካከለኛ ኢንተርፕራይዞች ምን ያህል ጥልቀት እንዳላቸው ከግምት በማስገባት ለዚህ ክፍል መሣሪያዎችን የሚገነቡ ጅማሬዎች ጉልህ ስኬት እንደሚያገኙ ስምምነት አለ። ነገር ግን ብዙ ጅማሬዎች ወደ ቦታው ሲገቡ፣ በጣም ብዙ ተጫዋቾች ለትንሽ ኬክ የሚወዳደሩበት አደጋ አለ እና ግልጽ አሸናፊዎችን ለማግኘት አስቸጋሪ ያደርገዋል። ሆኖም ግን ኢክስሊ የተለየ አስተያየት አለው፡፡ ""ሲመለከቱት ሁሉም ጀማሪዎች የተለያዩ ሙከራዎችን እያደረጉ ነው። የተለየ ግልጽ አሸናፊ እሰካሁን የለም፡፡ ማንኛውንም ጅማሬ ውድድር የሚገልበት ነጥብ ላይ ነን ብዬ አላስብም፡፡ ሁሉም እንዲዘጉ የተደረጉ ጅማሬዎች በውድድር ምክንያት የተዘጉ አይደሉም፡፡ በቀጣዩ 10 ዓመታት በውድድር ምክንያት የሚዘጋ ጅማሬ የምናይ አይሆንም፡፡ ንግግራችንን ስናጠቃልል ኢካዝን ለመጀመሪያ ጀማሪዎች ምን አይነት ጥቆማ እንዳለው ጠይቄዋለሁ፡፡ እንዲሁም በመጀመሪያ ትክክኛውን ቡድን መምረጥ አለበት ብሎኛል፡፡ ይህንን ማንም ሊል ይችላል ነገር ግን የቀጠራችሁት ቡድን በእጅቱ አስፈላጊ ነው፡፡ በተለይም የመጀመሪያ ጥቂት ሰዎች የሆኑት እና ቡድኑ የተቀላቀሉት ላይ በላቀ ደረጃ ትኩረት መስጠት ያስችላል፡፡ እነዚያን ውሳኔዎች ከማድረግዎ በፊት ብዙ ጊዜ ያሳልፉ እና ወደ ውስጥ ሲገቡ በተቻለዎት መጠን ለማቆየት ይሞክሩ። የስራ ውሳኔው አልፎ አልፎ ከፍተኛ የድርሸ ውሳኔዎችን የሚቀይር ሲሆን እርስ እንደሚያብራራው መስራቾች ውሳኔውን በፍጥነት ቢሰጡ የተሸለ ነው፡፡ በአፋጣኝ ውሳኔ መስጠት ምንም ይሁን ምን አስቸጋሪ ነው፡፡ ስህተተኛ ሊሆኑ ይችላሉ ነገር ግን ስህተተኛ ቢሆኑም በእርስዎ የእውቀት መዋቅር ላይ አዲስ እውቀትን ጨምረዋል ማለት ነው፡፡ በዚሁ መንገድ ተመሳሳይ ሁኔታ ሲያጋተጥሞት ውሳኔዎችን በፍጥነት መስጠት ያስችልዎታል፡፡ በመጨረሸ በማከል እንደተናገረው መስራቾች መጥፎ ዜናዎችን እና ውድቀቶችን እንዴት እንደሚያስተናግዱ መማር አለባቸው፡፡ ""ጉዞው ​​በእርግጠኝነት ቀጥተኛ ያልሆነ ነው፣ እናም መጥፎ ዜናን ለራስዎ፣ ለሰራተኞቻችሁ፣ ለሌሎች ባለድርሻ አካላት በሙሉ በማስተላለፍ እና ያ (እንዲያዳክም) ባለመፍቀድ በጣም ጥሩ መሆን አለቦት።""","How this 25-year-old founder raised $11.6 million for his fintech startup Kennedy Ekezie may be 25, but he has lived a life only a few people dream of. At 19, he graduated from the University of Calabar with a Bachelors degree in Philosophy. As a student, he was a member of the debate team and founded a council to fight for women’s rights at 16. That earned him recognition in the form of the Queen’s Young Leaders Award and a Young African Leaders Initiative fellowship. Straight out of school in 2018, he joined Accenture, but soon left after landing a scholarship at Peking University, China. After two years in Beijing, he joined a social media upstart that was exploring expansion plans beyond China. That social media upstart was TikTok, and he was on the team that led its expansion into Africa. In 2021, along with his Co-founders, Duke Ekezie and Jephthah Uche, he started Kippa, a financial management startup for SMEs that has since raised more than $10 million, but a year earlier, the co-founders had come up with and discarded several business ideas before settling on Kippa. Settling on Kippa Lagos may be Nigeria and Africa’s startup capital, but it also has the highest cost of living in Nigeria. For a bunch of guys in their early twenties accustomed to certain standards, living in the city would burn a hole in their pockets, so they all decided to move to Uyo, a city in the Southern part of Nigeria. Without the expenses and distractions of Lagos, they hoped to come up with a great business idea. “Now that I talk about it, it sounds like it was a very logical thought-through process. But for us, it was a very easy decision. We audited about five cities. It wasn't going to be Lagos. It wasn't going to be Abuja. It definitely was not going to be Port Harcourt or Enugu and Uyo was the next best thing on that list.” In Uyo, they brainstormed different business ideas, including an online platform where people could lend out clothes they were not wearing. That business lasted less than 24 hours before they moved on. The idea they finally settled on was called Kippa, a financial management app for African SMEs. “We said we were going to travel across some of the commercial nerve centres in Nigeria to meet small businesses. We went to Aba and Lagos, spent a lot of time on the ground in Uyo, and went to Owerri, and for us, it was 'Let’s see how businesses work' and what problems they have that we can solve for them,” he said on a recent podcast. From spending time with the SMEs, they discovered that they all reconciled business accounts manually and figured they could digitise the process. There were also a few startups with similar models in places like Pakistan and India, and they sent messages to the founders and senior executives to learn how their businesses worked. Once, they gatecrashed an accounting seminar for small businesses to tell attendees they were building an app to automate their accounting processes. Insights from building a financial app for African SMEs There are 44 million micro, small, and medium enterprises in sub-Saharan Africa responsible for 80% of jobs in the region. However, these businesses typically do not use technology in their operations. A report by the World Bank and the International Finance Corporation revealed that less than 7% of businesses in Africa used any form of technology. This is despite higher productivity, sales, and employees reported by those who do. But for Ekezie, when thinking of small businesses and their use of technology, a distinction must be made from how digitally savvy individuals would use technology. “Most small businesses use WhatsApp, Facebook, and Instagram to sell, to communicate with their suppliers and customers. That’s technology,” he said, “50, 70 years ago, it was not a foregone conclusion that businesses needed electricity to operate. But now no business can really work without that.” Ekezie’s thoughts echo the growth of social commerce in Africa. Since 2020 when the pandemic forced people indoors, more SMEs have taken advantage of social media to attract customers and sell their products. Ninety-two per cent of Kenyan SMEs leveraged social commerce (PDF) to drive sales, while the majority of eCommerce activities in Equatorial Guinea, São Tomé and Príncipe, Chad, and the Central African Republic were driven by social commerce (PDF). With more than 500,000 users, he insists that Kippa operates in a nascent market and has more room for growth. “While today their use of technology probably touches mostly suppliers and customers at the very minimal level, there's a lot of room for that to be deepened, and to build for the other stakeholders that they work with, but also bring all of those together. That's where we think the opportunity truly lies.” Build a great business and investors will come So much has changed about the fundraising process in the past two years. Frequent fundraising announcements have been replaced by the odd announcement. Still, many startup founders hope they’ll raise money from venture capitalists. With $11.6 million raised across two rounds, Ekezie has some experience raising venture capital, but he claims it was not an easy process. “The process in and of itself is challenging, especially if you're doing it for the first time. You don't know what to expect, and you don't know how long it's going to take. There's just a lot of unknowns, and for me, and I would say most founders who like to have control over things, over processes, it's just too many variables that are outside your hand.” Initially, the team tried to raise some money, but when that didn’t work out, they focused on building Kippa. They soon started seeing traction and attracted the attention of some investors. Ekezie credits this to something he heard Shola Akinlade, Co-founder and CEO of Paystack, say. “I heard this from Shola of Paystack; as a founder, your job is to build your company, to build your business, and the investor’s job is to find you. I think it's cliche, but things are cliche for a reason because [they're] so deeply true."" Although he didn't have a smooth fundraising process, Ekezie says he has no regrets about how the process turned out and sees them as necessary mistakes. ""A lot of the mistakes were process and tactical mistakes. Structuring the round, for example, saying yes before getting feedback from everyone you've spoken to. So it was just some of those tactical errors that most people make during initial rounds of fundraising."" Quizzed on the qualities he'll look for in an ideal investor, he says they must be able to contribute to subsequent fundraises and help founders the way they want to be helped. ""I feel like the averagely good investor is the one who sends capital and just shuts up after that, so for everyone who does anything else, spends time on a monthly or quarterly basis with you, that's above average. The best investors learn [how they can be valuable to you] without you telling them through interactions with you and plug those gaps by themselves."" Structuring mutually beneficial partnerships Two heads, they say, are better than one, and in business, two businesses are often better than one. However, many businesses that get into partnerships do not realise the gains they hope for. Ekezie advises founders considering partnerships to evaluate whether the partnership creates value for the business or its customers. ""Every partnership exists to solve a problem that we've pre-identified, and we're not as opportunistic with our partnerships. There's a very clear need, and we spell it out."" Considering how deeply entrenched SMEs are in the African economy, there's a consensus that startups building tools for this segment will see significant success. But with many startups entering the space, there's the danger of too many players competing for a small pie and making it harder to have any clear winners. However, Ekezie holds a different opinion. ""When you look at it, all startups are running different experiments. There's definitely no clear winner yet. I do not think we're at the point where competition can kill any startup. All of the startups that have shut down did not shut down because of competition, and we're not going to see any startups that would die because of competition over the next 10 years."" As we rounded up our conversation, I asked Ekezie what his tips are for first-time founders, and his first was choosing the right team. ""Everyone says this, but it's so important that the team you hire, especially the first few people who join the team that you pay a lot of attention to them. Spend a lot of time before you make those decisions, and when you bring them in, try to keep them as long as possible."" Business decisions can often be high-stakes decisions, and he explains that founders are better off making them quickly. ""Make decisions quickly no matter how difficult they are. You may be wrong, but even if you're wrong, you've integrated some sort of new knowledge into your knowledge structure, and that way you can make decisions faster when you encounter similar situations."" Finally, he adds that founders must learn how to manage bad news and failure. ""The journey is definitely non-linear, and you have to get very good at communicating bad news to yourself, to your employees, to all other stakeholders and not allowing that [to] debilitate you.""","Ta yaya mai kamfanin ɗan shekaru 25 ya tara Dala miliyan 11.6 a sabon kamfanin fasahar hada-hadar kuɗinsa. Kennedy Ekezie zai iya kaiwa shekaru 25, amma ya yi rayuwar da kaɗan ne daga mutane ke mafarkinta. Ya kammala Jami'ar Kalaba yana ɗan shekara 19, inda ya yi digiri a kan Falsafa. A matsayin ɗalibi, ya kasance mamba a ƙungiyar muhawara kuma ya kafa wata cibiyar neman kare haƙƙin mata yana da shekara 16. Wannan ya jawo masa shuhura da samun kyautar girmamawa ta Queens Young Leaders da kuma Young African Leaders Initiative Fellowship. Yana gama makaranta a shekarar 2018 kai tsaye sai ya sami gurbi a Accenture, sai dai yabari bayan samun tallafin karatu a Jami’ar Peking ta China. Bayan shafe shekara biyu a Beijing, ya shiga wata kafar sada zumunta wadda shirinta ya wuce China. Wannan kafar sada zumunta da ya fara ita ce Tiktok, kuma yana cikin waɗanda suka kawo ta nahiyar Afirka. A shekarar 2021 tare da waɗanda ya kafa kamfanin, wato Duke Jephthah Uche, sai ya kafa Kamfanin Kippa, wanda sabon kamfanin hada-hadar kuɗi ga ƙanana da matsakaitan masana'antu ne, inda tuni ya tara sama da Dala miliyan 10, amma a farkon shekara, sai waɗanda ya kafa kamfanin tare da su,suka yi watsi da tunanin kasuwanci daban-daban kafin kafa Kamfanin Kippa. Kafa Kamfanin Kippa Jihar Legas ka iya zama cibiyar ƙananan kamfanoni a Nijeriya da ma Afrika gaba ɗaya, sai dai kuma ta fi ko'ina tsadar rayuwa a Nijeriya. Kamar yadda wasu gungun matasa masu shekarun ashirin suke sabawa da wani tsarin rayuwa, rayuwa a cikin birane na da tsada sosai, don haka sun yanke shawarar komawa Uyo, birnin da ke Kudancin Nijeriya. Ba tare da Legas ta ɗauke musu hankali ba, suna fatan ƙirƙirar sabon tunanin kasuwanci. “Yanzu da nake magana a kai, kai ka ce wani abu ne da yake buƙatar tunani sosai. Sai dai a wajenmu abu ne mai sauƙi. Mun binciki kimanin birane biyar. Ba zai kasance Legas ba. Ba zai kasance Abuja ba. Sannan kuma ba zai kasance Port Harcourt ko Enugu, sai dai kuma Uyo za ta kasance a jerin sunayen ”. A garin Uyo akwai tunanin kasuwanci daban-daban, da suka haɗa da kafar intanet, inda mutane za su iya aron kayan sawar da ba su taɓa sawa ba. Wannan kasuwanci ya ɗauki ƙasa da awa 24 kafin su ci gaba. A ƙarshe dai sun zaɓi abin da kira da Kippa, wadda manjahar gudanar da hada-hadar kuɗi ce don ƙanana da matsakaitan masana'antu Afirka. Mun faɗi cewa za mu zaga wasu manyan cibiyoyin kasuwanci a Nijeriya, domin haɗuwa da ƙananan 'yan kasuwa. Ya bayyana a kafar rediyon intanet cewa, Mun je Aba da Legas, inda muka shafe lokaci mai tsawo a garin Uyo, sannan muka wuce Owerri, kuma mun yi hakan ne “Domin ganin yadda kasuwanci yake da kuma matsalolinsa da yadda za a warware su''. Daga haɗuwa da ƙanana da matsakaitan masana'antu, sun gano cewa suna tafiyar da lissafin kasuwancinsu da hannu kuma suka yi tsinkayen cewa za su iya mayar da shi na na’ura. Da akwai kuma wasu sababbin kamfanoni da suke da irin makamancin wannan tsarin, a wurare irin su Pakistan da India, kuma sun tura saƙonni ga shugabannin kamfanoninsu da manyan jami'ai domin koyon tafiyar da kasuwancinsu. Sun shirya taron sanin dabarun gudanar da lissafi ga masu ƙananan sana'o'i da nufin gaya wa mahalarta cewa suna ƙirƙirar manhajar da za ta sarrafa lissafinsu kai-tsaye. Cikakken bayanin ƙirƙirar manhajar hada-hadar kuɗi don ƙanana da matsakaitan masana'antun Afirka. Akwai ƙananan da matsakaitan masana'antu kimanin miliyan 44 a yankin Saharar Afirka waɗanda suke samar ayyukan yi kaso 80% a yankin. Haka kuma waɗannan harkokin kasuwancin sam ba sa yin amfani da tsarin fasaha a ayyukansu. Wani rahoton Babban Duniya da kuma Cibiyar Hada-hadar Kuɗi ta Duniya sun bayyana cewa, ƙasa da kaso 7% na harkokin kasuwanci a Afirka ne ke amfani da tsarin fasaha. Wannan kuwa duk da kayayyakin da suke sarrafawa da kuma ciniki da ma'aikatan da suke da su, kamar yada masu amfani da tsarin fasahar suka bayyana. Amma a ra’ayin Ekezie, idan ana tunanin ƙananan sana’oi da kuma yadda suke amfani da tsarin fasaha to dole sai an fara fayyace yadda ɗaiɗaikun mutane za su iya amfani da tsarin fasahar. “Yawancin masu ƙanann sana’oi suna amfani da manhajar WhatsApp da Facebook da kuma Instagram wajen sayar da hajojinsu da kuma yin magana da abokan hulɗarsu. Wannan shi ne tsarin fasaha”, inda ya ce, “A shekara 50 zuwa 70 da suka gabata, babu maganar cewa kasuwanci na buƙatar wutar lantarki wajen aiwatar da shi. Amma a yanzu babu wata harkar kasuwanci da za ta yuwu ba tare da wutar lantarki ba”. Tunanin Ekezie shi ne ƙara bunƙasa kasuwanci a Afirka. Tun shekarar 2020, lokacin da annoba ta tilasta wa mutane zaman gida, yawancin ƙananan sana’oi sun yi amfani da wannan damar wajen jan hankalin abokan kasuwancinsu da kuma sayar da hajojinsu. Kaso casa’in da biyu na ƙanana da matsakaitan masana'antu a Kenya sun rungumi tsarin kasuwanci a kafafen sada zumunta domin neman ciniki, yayin da kuma mafi yawan kasuwancin intanet a Equatorial Guinea da São Tomé da Príncipe da Chad da Tarayyar Africa ta Tsakiya duk sun karkata ga kasuwancin kafafan sada zumunta. Ya tabbatar cewa, da sama da masu amfani 500,000, kafar Kippa na ƙoƙarin samun kasuwa kuma suna da damar ci gaba. “Yayin da a yau amfanin da tsarin fasaharsu ya kai ga mafi yawan masu kawo kaya da kuma abokan kasuwanci, amma akwai buƙatar faɗaɗa hakan sosai, su kuma samar wa sauaran masu ruwa da tsaki da suke aiki tare da ma kan sauran ɓangarori gaba ɗaya. “A nan ne muke tunanin inda dammar take”. Ka gina babban kasuwancin masu zuba jari za su shigo. Abubuwa da yawa sun canja dangane da tsarin tara kuɗi a shekaru biyu da suka gabata. An maye gurbin yawan sanarwar tara kuɗin da wata hanyar sanarwa ta daban. Har yanzu, yawancin masu sababbin kamfanoni suna da burin tara kuɗi daga manyan 'yan jari hujja. Da Dala miliyan 11.6 da aka tara a ɗaukacin zagaye biyu, Ekzie ya sami wata gogewar tara jari, amma yana cewa ba abu ne mai sauƙi ba. 'Matakan na da wahala, musamman idan kai farin-shiga ne. Ba ka san mai zai faru ba, kuma ba ka san tsawon lokacin da za a ɗauka ba. Akwai abubuwan da ba a sani ba da yawa, ni zan iya cewa yawancin masu kamfanoni suna son juya harkokinsu, don haka abubuwane da yawa da ba ka da iko da su. Da farko, tim ɗin ya yi ƙoƙarin tara kuɗaɗe, amma a lokacin da haƙansa bai cimma ruwa ba, sun mai da hankali wajen samar da kafar Kippa. Ba da jimawa ba suka fara ganin guduwa da kuma nuna sha’awar wasu daga masu zuba jari. Ekzie ya ta'allaƙa wannan ga wani abu da ya ji daga bakin Shola Akinlade, mamallaki kuma Shugaban Kamfanin Paystack. “Na sami wannan labarin daga Shola na Kamfanin Paystack, wanda a matsayinka na mai kamfani, aikinka shi ne ka gina kamfaninka, ka gina kasuwancinka shi kuma mai zuba jari shi ne ya nemo ka. Ina tunanin ruɗi ne, amma fa akwai wani dalili na samun ruɗun, saboda sukan zamo gaskiya in aka zurfafa neman gaskiyar”. Duk da cewa ya samu tsaiko wajen tara kuɗin, Ekezie ya ce bai yi da na sani game da yadda matakan suka kasance da kuma zamantowarsu kurakurai. ""Da yawa daga cikin kusakurai na matakai da kuma dabaru ne. Tsarin zagayen, misali, faɗin eh kafin samun amsa daga duk wanda ka yi magana da shi. Kawai dai waɗansu kurakurai na dabaru waɗnda yawancin mutane suke yi a farkon gidauniyar tara kuɗaɗe”. Yayin da aka tambaye shi a game da muhimman abubuwa da zai duba daga mai zuba jarin da ya dace, sai ya ce dole ne su iya bayar da gudunmawa a gidauniyoyin tara kuɗaɗe a nan gaba, su kuma taimaka wa masu buɗe kamfani ta hanyar da suke buƙatar taimakon”. ""Ina jin kamar sahihin matsakaicin mai zuba jari shi ne wanda yake turawa da jari ya kuma manta da shi daga nan, domin haka ga duk wanda ya yi wani abu daban, yana ɓata lokaci a kan tsarin wata ko na kwata tare da kai, wannan ya wuce matsakaici. Masu zuba jari na gari suna koyon (yanda za su kasance masu daraja a wajenka) ba tare da gaya musu ta hanyar tattaunawa da su ba da kuma toshe maka ɓaraka da kansu."" Tsara haɗakar da ta dace mai amfani. Masu iya magana na cewa, hannun da yawa maganin ƙazamar miya, sannan a kasuwanci, biyu ta fi ɗaya. Sai dai, yawancin kasuwancin da aka yi haɗaka, ba su fiye samun abin da suka yi tsammani ba. Ekezie ya shawarci masu kamfanoni, waɗanda suke da tunanin yin haɗaka, da su kimanta, ko dai haɗakar za ta samar da tagomashi ga kasuwancin ko kuma ga abokan kasuwancin. ""kowane haɗin gwiwa da ya wanzu domin warware matsalar da muka gano tun daga farko, kuma ba mu kasance masu sa'a ba da abokan haɗin gwiwamu. Akwai buƙata ƙarara, kuma za mu bayyana ta”. Duba da yadda ƙanana da matsakaitan masu masana'antu suka kasance a tattalin arzikin nahiyar Afirka, akwai yarjejeniyar cewa, kayayyakin da ake buƙata wajen ginin wannan ɓangare zai samu gagarumin ci gaba. Amma kuma masu sababbbin kamfanonin da suka shiga da’irar, akwai haɗarin samun tarin abokan gogayya a kan ɗan wani abu, wanda hakan yakan hana gane waɗanda suka yi fice”. Sai dai, Ekezie yana da ra’ayoyi mabambanta. ""Idan ka kalli abin, za ka ga dukkanin masu sababbin kamfanoni suna aiwatar da mabambanta gwaje-gwaje. Tabbas har zuwa yau babu wanda ya cimma gaci. Ba na tunanin mun kai matsayin da gogayya da juna za ta janyo mutuwar sababbin kamfanoni. Dukkan sababbin kamfanonin da suka rufe, saboda gogayya, sannan kuma ba ma fatan mutuwar kowane sabon kamfani saboda gogayya nan da shekara goma 10 masu zuwa”. Yayin da muka kammala tattaunawarmu, na tambayi Ekezie, waɗanne dabaru yake da su ga masu shiga harkar buɗe sabon kamfani, amsarsa ta farko ita ce zaɓi mutanen da suka dace. ""Kowa yana faɗin haka, sai tim ɗin da ka yi haya suna da matuƙar muhimmanci, musamman 'yan tsirarin mutanen farko da suka shiga tim ɗin waɗanda za ka mayar da hankali a kansu. Ka ɗauki tsawon lokaci kafin ka yanke hukunci, kuma idan ka yanke hukuncin, ka tsaya kansu ta kowane hali”. Yanke hukunci a kasuwanci muhimmin al'amari ne, inda ya yi bayanin cewa zai fi kyau ga masu buɗe kamfanin su yanke su cikin sauri. ""A yanke shawara da wuri, duk kuwa irin wahalarta. Ta iya yiyuwa ka yi kuskure, sai dai ko da ka yi kuskure ka ƙara samun wani ilimin a bisa iliminka, kuma ta hakan za ka iya saurin yanke hukunci yayin da ka ci karo da makamancin yanayi."" A ƙarshe, ya ƙara da cewa, masu buɗe kamfani dole su koyi jure munanan labarai da kuma asara."". ""Harkar tabbas babu sauƙi, kuma dole ka zamo mai iya jure munanan labarai da sadar da shi ga ma'aikatanka da dukkan masu ruwa da tsaki kuma kada ka bari hakan ya karya maka gwiwa.""","Kivipi mwanzilishi huyu wa miaka 25 alitengeneza milioni $11.6kwa shirika hili la fintechi. Kennedy Ekezie huena ana miaka 25, lakini ameishi maisha ambayo watu wachache tu wanayafikiria. Akiwa na miaka 19, alihitimu kutoka Chuo Kikuu cha Calabar kwa Shahada ya kwanza ya Falsafa. Akiwa mwanfunzi, alikuwa ni mwanachama wa ztimu ya malumbano ya hoja na alianzisha baraza la kupambania haki za wanawake akiwa na miaka 16. Ambayo ilimfanya atambuliwe katika mfumo wa Tuzo ya Viongozi Vijana wa Mlkia na Ushirika wa Vijana wa Afrika Leaders Initiative. Akitoka shule moja kwa moja mwaka 2018, alijiunga na Aksencha, lakini hivi karibuni aliondoka baada ya kupata ufadhili wa masomo katika Chuo Kikuu kinachoongoza, China. Baada ya miaka miwili huko Beijing, alijiunga na mitandao ya kijamii upstart ambayo ilikuwa inachunguza zaidi ya Uchina. Mwanzilishi wa mtandao wa kijamii alikuwa ni TikTok, na alikuwa kwenye timu iliyoongoza upanuzi wake barani Afrika. Mwaka 2021, pamoja na waanzilishi wenzake, Duke Ekezie na Jephthah Uche, alianzisha Kippa, ni shirika la usimamizi wa fedha kwa SMEs ambalo limekusanya zaidi ya milioni $10, lakini mwaka tu mapema, waanzilishi wenza walikuwa wamekuja na kutupilia mbali mawazo ya biashara kabla ya kuanzisha kippa. Kutulia kwenye kippa. Lagos unaweza kuwa mji mkuu wa kuanzia Nigeria na Afrika, lakini pia una gharama kubwa zaidi ya kuishi nchini Nigeria. Kwa kundi la vijana wenye umri wa miaka ishirini walizoea viwango fulani, kuishi jijini humo wangepukutika mapochi yao yote, kwa hiyo wote waliamua kuhamia sehemu ya Kusini mwa Nigeria. Bila gharama na usumbufu wa Lagos, wangeweza kupata mapato na wazo zuri la biashara. Sasa kwa kuwa ninapozungumza juu yake, inaonekana kama lilikuwa mchakato wa kufikiria sana.. Lakini kwetu sisi, ulikuwa ni uamuzi rahisi sana. Tulikagua takriban miji mitano. Haingekuwa Lagos. Haingekuwa Abuja. Hakika haikupaswa kuwa bandari ya Hrcourt au Enugu na Uyo ilikuwa ni bora zaidi kwenye orodha hiyo. Kwenye Uyo, walijadili mawazoo tofauri ya biashara, ikiwa ni pamoja na jukwaa la mtandaoni ambalo watu wangeweza kukopesha nguo ambazo hawakuzivaa. Biashara hiyi inakaa kwa kutozidi saa 24 kabla hawajahama. Wazo ambalo hatimaye walilitengeneza liliitwa Kippa, programu ya usimamizi wa fedha kwa Afrika SMEs. Tulisema tutasafiri katika baadhi ya vituo vikubwa vya kibiashara nchini Nigeria ili kukutana na wafanyabiashara wadogo. Tulikwenda Aba na Lagos, kutumia muda mwingi mtaani ndani ya Uyo, na tulikwenda Owerri, na kwetu sisi, na ilikuwa ni kujionea jinsi biashara zinvyofanya kazi na ni shida gani ambazo tunaweza kuzitatua kwenye podikasti ya hivi majuzi. Kwa kutumia muda kwa SMEs, waligundua kwamba wote walipatanisha akaunti za biashara kwa mikono na wakafikiri kwamba wanaweza kuweka mchakato huo kwa kidijiti. Pia kulikuwa na mashirika machache kwa muundo sawa kwenye naeneo kama Pakistan na India, na walituma ujumbe kwa waanzilishi na watendaji waandamizi ili kujifunza namna gani biashara zao zinavyokwenda. Mara, walipopanga semina ya uhasibu kwa biashara ndogo ili kuwaambia waliohudhuria walikuwa wakiunda programu ya kufanya kiotomatiki michakato yao ya uhasibu. Maarifa kutokana na kuunda programu ya kifedha kwa SMEs ya Afrika. Kuna biashara kubwa, ndogo, na za kati milioni 44 Kusini mwa Jangwa la Sahara zinazowajibika kwa 80% ya kazi katika kanda. Hata hivyo, biashara hizi kimsingi hazitumii teknolojia kwenye uemdeshaji wake. Ripoti kutoka Benki ya Dunia na Shirika la Fedha la Kimataifa lilifichua kuwa chini ya 7% ya wafanyabiashara barani Afrika walitumia aina yoyote ya teknolojia. Hii ni licha ya tija kubwa, mauzo na wafanyakazi kuripotiwa na wale ambao hufanya. Lakini kwa Ekezie, alipofikiria biashara ndogo ndogo na matumizi yake ya teknolojia, tofauti lazima ifanywe kwa namna watu wenye ujuzi wa kidijiti wangetumia teknolojia. Wafanyabiashara wengi wadogo hutumia programu sogozi, Facebook, na Instagram kuuza, na kuwasiliana na wasambazaji wao na wateja. Teknolojia hiyo, alisema miaka 50, 70 iliyopita haikuwa tegemezi hivyo kwamba biashara zilihitaji umeme ili kufanya kazi. Lakini sasa biashara ibaweza kufanya kazi bila huo. Mawazo ya Ekezie yanangazia ukuaji wa biashara za kijamiibarani Afrika. Tangu mwaka 2020 wakata janga lile lilivyowalazimisha watu kubaki ndani, SMEs nyingi zimetumia fursa ya mitandao ya kijamii kuwavutia wateja na kuuza bidhaa zao. Asilimia tisini na mbili ya SMEs ya Kenya zinategemea biashara za kijamii (PDF) kuendesha mauzo, wakati shughuli nyingi za Biashara mtandaoni nchini Equatorial Guinea, São Tomé and Príncipe, Chad, na Jamhuru ya Afrika ya Kti zinaendeshwa kwa biashara jamii (PDF). Kwa watumiaji zaidi ya 500,000, akisisitiza kwamba Kippa inafanya kazi kwenye soko changa na ina uwezekano mkubwa wa kukua. Wakati leo matumizi yao teknolojia pengine yanawagusa zaidi wauzaji na wateja kwa kiwango kidogo sana, kuna nafasi ya hiyo kuimarishwa, na kuwajengea wadcau wengine wanaofanya nao kazi, lakini pia kuwaleta wote pamoja. Hapo ndipo tunafikiri fursa ipo kweli."" Kujenga biashara kubwa na wawekezaji kunakuja. Mengi yamebadilika kuhusu mchakato wa uchangishaji fedha katika miaka miwili iliyopita. Matangazo ya mara kwa mara ya kutafuta pesa yamebadilishwa na tangazo lisilo la kawaida. Bado waanzilishi wengi wa mashirika wanatumai wataongeza pesa kutoka kwa mabepari wa ubia. Akiwa na milioni $1.6 zilizopatikana katika awamu ya pili, Ezekia ana uzoefu wa kuongeza mtaji, lakini anadai haukuwa mchakato rahisi. Mchakato wenyewe ni changamoto,hususani ikiwa unafanya hilo kwa mara ya kwanza. Haufahamu utarajie nini, na haujui itachukua muda kiasi gani. Kuna manbo mengi ambayo hayafahamiki, na kwa upande wangu, ningeseama waanziilishi wengi ambao wanapenda kuwa na udhibiti wa vitu, kuna mabo mengi tu ambayo yapo nje ya uwezo wako. Mwanzoni, timu hiyo ilijaribu kutengeneza fedha kiasi, lakini hilo liliposhindikana, walijikita katika kuiunda Kippa. Hivi karibuni walianza kuona mvuto na kuvutia ufuatiliji kwa baadhi ya wawekezaji. Ekezie anaamini hili kwa kitu alichomsikia Shola Akinlade, mwanzilishi mwenza wa Paystack, wanasema. Nilisikia hili kutoka kwa Paystack ya Schol; kama mwanzilishi, kazi yako ije ikutengenezee kampuni, kukujengea biashara, na kazi za mwekezaji zitakutahuta. Nadhani ni ni uongezaji chumvi, lakini mambo huwa yanaongezwa chumvi kwasababu [yalivyo] ni ukweli wa hali ya juu."" Ingawa hakuwa na utaratibu mzuri wa kuchangisha pesa, Ekezie anasema hajutii jinsi mchakato huo ulivyofanyika na anayaona kama makosa ya lazima. ""Makosa mengi yalikuwa ni ya mchakato na mbinu. Kupanga awamu, kwa mfano, kukubali kabla ya kupata maoni kutoka kwa kila mtu ambaye umezungumza naye. Kwa hiyo yalikuwa ni baadhi tu ya makosa ya kimbinu ambayo watu wengi hufanya wakati wa hatua za awali za uchangishaji. Aliuliza juu ya sifa ambazo atatafuta kwaajili ya mwekezaji bora, anansema lazima aweze kuchangia michango ya baadaye na kuwasaidia waanzilishi jinsi wanavyotaka kusaidiwa. ""Nahisi mwekezaji mzuri wa wastani ni yule anayetuma mtaji na kunyamaza baada ya hapo, kwa hiyo kila mtu ambaye amafanya jambo lolote, hutumia wakati flani kila mwezi, ama robo mwaka pamoja na wew, huyo yupo juu ya wastani. Wawekezaji bora hujifunza [kwa namna gani wanaweza kuwa bora kwako]pasipo kuwaambia kupitia kuchangamana pamoja nawe na kuziba mianya yote wao wenyewe."" Kuunda ubia wenye manufaa kwa pande zote mbili. Watu wawili ni bora kuliko mmoja, wanasema, na kwenye biashara, biashara mbili ni bora kuliko moja. Hata hivyo, biashara nyingi zinazoingia katika ubia hazitambui faida wanazozitaraji. Ekezie anashauri waanzilishi kuzingatia ushirika ili kuchanganua labda ushirika una tija kwenye biashara ama kwa wateja wake. ""Kila ubia upo kutatua matatizo tuliyoyatambua kabla, na hatuna fursa sawa na ubia wetu. Kuna uhitaji wa wazi kabisa, na tunalisema hilo. Kwa kuzingatia jinsi SMEs zimejikita kwa kina katika uchumi wa Afrik, kuna makubaliano kwamba zana za uanzishaji mashirika kwa wakati huu wataona mafanikio makubwa. Lakini kwa mashirika mengi kuingilia kwenye eneo, kuna hatari ya wajijhusishaji wengi kuwania pai ndogo na kufanya iwe vigumu kupata washindi wa kweli. Hata hivyo, Ekezie ana maoni tofauti. ""Ukitazama, masjirika yote yanaendesha mambo tofauti. Hakuna kabisa mshindi wa kweli. Sidhani kwamba tupo kwenye wakati ambao mashindano yanaweza kuua shirika lolote. Mashirika yote ambayo yamekufa hayakufa kwasababu ya mashindao, na hatuoni shirika lolote litakufa kwa sababbu ya mashindno kwa miaka 10 ijayo. Tulipomaliza mazungumzo yetu, Nilimuuliza Ekezie vipi vidokezo vyake kwa waan zilishi wa mara ya kwanza, na jambo lake la kwanza ilikuwa ni kuchagua timu sahihi. ""Kila mtu anasema hili, lakini jambo la msingi ni kwamba tiu uliyoichukua, hususani watu wachache wa kwanza waliojiunga kwenye timu hiyo unawajali sana. Kutumia muda mwingi bila ya kufanya maamuzi hayo, na pindi utakapoyafanya, uyafanye kwa vyovyote iwezekanvyo."" Maamuzi ya biashara mara nyingi yanaweza kuwa maamuzi ya juu, na anaelezea kwamba waanzilishi wa;po vizuri kwenye kuyafanya hayo mapema. ""Fanya maamuzi mapema haijalishi ni magumu kiasi gani. Unaweza ukawa haupo sahihi, lakini hata kama haupo sahihi, umeongeza maarifa fulani kwenye yale ya kwako, na kwa namna hiyo unaweza ukafanya maamuzi kwa haraka ukutanapo na hali sawa na hio"" Mwishowe, aliongeza kwamba waan zilishi lazima wajifunze namna ya kudhibiti habari mbaya na kushindwa. ""Safafri hiyo sio rahisi, lazima uwe vizuri katika kuwasilisha habari mbaya kwako wewe mwenyewe, kwa wafanyakazi wako, kwa wadau wengine wote na usiruhusu hilo kukudhoofisha.""","Bí olùdásílẹ̀ ọmọ ọdún 25 yìí ṣe kó $11.6 mílíọ̀nù jọ fún ìṣúná orí ẹ̀rọ ayélujára adìdeélẹ̀ rẹ̀. Kennedy Ekezie lè jẹ́ ọmọ ọdún 25 lóòtótọ́, ṣùgbọ́n ó ti gbé ìgbé àyé tí ìwọ̀nba àwọn ènìyàn péréte n fẹ́. Ní ọmọ ọdún 19 ni ó ti kàwé gboyè nínú ìmọ̀ Philosophy ní Yunifásitì Calabar. Gẹ́gẹ́ bí akẹ́kọ̀ọ́, ó jẹ́ ọ̀kan lára àwọn ẹgbẹ́ àṣàríyànjiyan tí wón dá àjọ tó n jà fún ẹ̀tọ́ àwọn obìnrin sílẹ̀ ni ọmọ ọdún 16. Èyí jẹ́ kí wọ́n da mọ̀ ní ibi àmì ẹ̀yẹ Queen's Young Leaders àti ẹgbẹ́ olùdarí àwọn ọ̀dọ́ Afíríkà. Bí o ti n kúrò ní ilé-ẹ̀kọ́ ní ọdún 2018, ó darapọ̀ mọ́ Accenture, àmọ́ ó tètè kúrò nítorí tí ó gba ẹ̀kọ́ ọ̀fẹ́ láti lọ kàwé ní Yunifásítì Peking. Lẹ́yìn ọdún méjì ni Beijing, o dara pọ̀ mọ́ àwọn tó ṣẹ̀ṣẹ̀ n dá ẹ̀rọ̀ ayélujára kan sílẹ̀ tó n wá àyè láti mu gbòrò kọjá orílẹ̀-èdè China. Ẹ̀rọ ayélujára tí wọn ṣẹ̀ṣẹ̀ n dá sílẹ̀ náà ni Tiktok, ó sì wà lára àwọn tó fẹ́ mú ìmúgbòrò bá de Àfíríkà. Ní ọdún 2021, òhun àti àwọn olùdásílẹ̀ ẹgbẹ́ rẹ̀ Duke Ekezie àti Jephthah Uche bẹ̀rẹ̀ kippa, ìnáwó fún SMEs tí wọ́n ti kó ó lé ni Mílíọ́nù $10 jọ, àmọ́ lẹ́yìn ọdún kan, gbogbo àwọn olùdásílẹ̀ yìí mú àbá oríṣiríṣi òwò wá kí wọ́n tó lọ tẹ̀dó sí Kippa. Tẹ̀dó sí Kippa Èkó le jẹ́ Nàìjíríà àti ibi ti Áfíríkà ti bẹ̀rẹ̀, àmọ́ ó tún ni ìgbéayé tó wọ́n jù ní Nàìjíríà. Pẹ̀lú bí ọ̀pọ̀ àwọn ọ̀dọ́kùnrin, tí ọjọ́-orí wọn ò tíì lé pups lógún ọdún, ṣe ní àwọn ogun àjọṣe kan, gbígbé ní ìgboro yóò mú kí ọwọ́ wọn kan ìsàlẹ̀ àpò, nítorí náà gbogbo wọn pinnu láti ṣí lọ sí Uyo, ìlú ńlá kan ní ìhà Gúúsù Nàìjíríà. Láìsí ìnáwó àti ìyọlẹ́nu Èkó, wọ́n ní ìgbẹ́kẹ̀lé láti ronú nípa oko òwò tó dára. Ní báyìí tí mo ti sọ̀rọ̀ nípa rẹ̀, ó dàbí ẹni pé ó jẹ́ ọ̀rọ̀ tó mú ọpọlọ dáni. Àmọ́ fún wa ó jẹ́ ìgbésẹ̀ tó rọrùn. A jíròrò lórí ìlú márùn ún. Kò lè jẹ́ Èkó. Kò lè jẹ́ Àbújá. Kò tún lè jẹ́ Port Harcout tàbí Enugun àti Uyo ni ó jẹ́ èyí tó kàn tó dára jù nínú àkọsílẹ̀ wọn."" Ní Uyo, wọ́n jíròrò lórí okòòwò lóríṣiríṣi, títí di orí ìkànnì wọn lórí ayélujára níbi tí àwọn ènìyàn ti le máa yá àwọn ènìyàn láṣọ tí wọn ò wọ̀ mọ́."". Òwò náà kò lò ju wákàtí 24 lọ kí wọ́n tó tẹ̀síwájú. Orí ohun tí wọ́n padà fi ohùn kò sí ni Kippa, ọ̀nà ìnáwó fún app fún Áfíríkà SMEs. ""A ti sọ wí pé a óò rin ìrìnàjò káàkiri àwọn ibi tí a ti ń ṣe ìdarí ìṣòwò ní orílẹ̀-èdè Nàìjíríà láti lè ṣe alábàpáàdé àwọn ìṣòwò kéékèèké. A lọ sí Aba àti Èkó, lo ọ̀pọ̀lọ́pọ̀ ìgbà ní Uyo, tún lọ sí Owerri, fún wa, ó jẹ́ kí a rí bí okòòwò ṣe máa n rí àti irú ìṣòro yí wọ́n ní tí a lè yanjú fùn wọn. Lílo àkókò pẹ̀lú SMEs, wọn ri pé wọn ti ṣe àkójọ àpò owó fún okòòwò wọn pẹ̀lú ọ̀wọ̀ àti iye tí ó máa ṣe ètò náà. Àwọn kan wá à tí a ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ tí wọ́n ní àwòṣe tí ó jọra bí i ti Pakistan àti Índíà, wọn a sì máa fi àtẹ̀jíṣẹ́ ránṣẹ́ sí àwọn olùdásílẹ̀ àti àwọn aláṣẹ láti kọ́ bí okòwò wọn ṣe ń gbèrú. Tí wọ́n bá ti lọ síbi ìpàdé ìṣirò láì jẹ́ wí pé wọ́n fìwé pè wọ́n fún okòwò kéékèèké láti sọ fún àwọn tó wá àwọn ń ṣètò ìkànnì tí yóò máa ṣe ètò ìṣirò wọn lọ́gan. Irúfẹ́ okòwò tí ó tó mílíọ̀nù mẹ́rìnlélógójì ní ihà-aṣálẹ̀ Saharan Áfíríkà ló pèsè ìdá ọgọ́rin iṣẹ́ ní agbègbè náà. Oyè láti ibi dídá ìkànnì ètò ìsúná fún àwọn olókowò kéékèèké fún ilẹ̀ Adúláwò Irúfẹ́ okòwò tí ó tó mílíọ̀nù mẹ́rìnlélógójì ní ihà-aṣálẹ̀ Saharan Áfíríkà ló pèsè 80% iṣẹ́ ní agbègbè náà. Síbẹ̀ náà, ìdóko òwò yìí kò lo ìmọ̀ ẹ̀rọ nínú iṣẹ́ wọn. Èsì láti ọ̀dọ̀ bánkì àpapọ̀ àti àjọ òkèrè tó n mójú tó ètò ọrọ̀ ajé fi hàn pé ó kéré ní 7% okòòwò ní Afíríkà n lo ìmọ̀ ẹ̀rọ kankan. Èyí ní ṣe pẹ̀lú rírí ohun pèsè dáadáa, rírí ọjà tà dáadáa, àti ìròyìn àwọn òṣìṣẹ́ tí ó ṣe é. Fún ti Ezekie, nígbà tí ó n ronú okòòwò kékèké àti ìlò ìmọ̀ ẹ̀rọ wọn, èsì tó dára ní a ní láti mú bí Savvy àti àwọn ènìyàn láti lo ìmọ̀ ẹ̀rọ. Púpọ̀ nínú àwọn okòòwò kékèké ló n lo ìkànnì Kí ló ń lọ, Ìkànnì abánidọ́rẹ̀ẹ́, àti Ìkànnì ayàwòrán láti ta ọjà, láti bá àwọn oníbàárà wọn sọ̀rọ̀. Ìmọ̀ ẹ̀rọ, ó sọ pé bí ọdún 50 sí 70 sẹ́yìn, kìí ṣe èsì tí a ti gbàgbé pé ìdóko òwò nílò iná mọ̀nàmọ́ná láti ṣiṣẹ́. Àmọ́ ni báyìí kò sí okòòwò tó lè ṣiṣẹ́ láìsí èyí."" Àwọn èrò Ekezie wà ní ìbámu pẹ̀lú ìdàgbàsókè òwò ajẹmáwùjọ ní ilẹ̀ Afíríkà. Láti ọdún 2022 tí àjàkálẹ̀ àrùn sé gbogbo ènìyàn mọ́nú ilé, púpọ̀ SMEs ló ti lo anfààní ètọ ayélujára láti wá oníbàárà láti ta ọjà wọn. Ìdá méjìléláàádọ́rùn-ún nínú ọgọ́rùn-ún àwọn òkòwò kékeré àti alábọ́dé ti Kenya lo àǹfààní ìṣòwò àwùjọ (PDF) láti ta ọjà, nígbà tí púpọ̀ àwọn ìṣe ìṣòwò orí ayélujára ní àwọn orílẹ̀-èdè Equatorial Guinea, São Tomé and Príncipe, Chad, àti Central African Republic ni wọ́n gbé lárugẹ nípasẹ̀ ìṣòwò àwùjọ. Ó ju olùlò 500, 000 lọ, ó ní dandan ni pé Kippa n ṣiṣẹ́ ní ọjà ó sì ní àyè àti máa gbèrú si. Ní òní, ìlò ìmọ̀ ẹ̀rọ wọn ló ti ní ipa lára olùtà àti olùrà ọjà ní ìpele kékèké, ọ̀pọ̀lọ́pọ̀ àyè ló wà fún èyí jìn, àti láti siṣẹ́ fùn àwọn alábójútó tí wọ́n n bá ṣiṣẹ́, àmọ́ tó tún mú gbogbo wọn wà papọ̀. Ibẹ̀ ni a rò pé ànfààní náà dé sí."" Ṣe àgbékalẹ̀ oko-òwò ńlá, àwọn olùdókoòwò yóò sì wá Púpọ̀ ló ti yàtọ̀ nípa ìgbésẹ̀ owó kíkójọ ní bí ọdún méjì sẹ́yìn. Lóòrè kóòrè ìpolongo owó kíkójọ ti rọ́pò nípa ìpolongo tó yàtò. Síbẹ̀ ọ̀pọ̀lọpọ̀ àwọn tó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ rò pé àwọn máa kó owó jọ láti ọ̀dọ̀ àwọn tí ń fún ni lówó ìdókòwò nílé iṣẹ́ nítorí ohun tí wọ́n máa gbà padà. Pẹ̀lú $11.6 mílíọ̀nù tí wọ́n rí gbajọ̀ láàárín èèmejì, Ekezie tí ní ìrírí bí a ti ń rí owó àwọn tí ń fún ni lówó ṣòwò, ṣùgbọ́n ó ní wí pé kì í ṣe ohun tí ó rọrùn. Ìgbésẹ̀ tó wà nínú rẹ̀ máa n ni ìdojúkọ, pàápàá tí ó bá ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ fún ìgbà àkọ́kọ́. O mọ ohun tó yẹ kí o maa retí, o dẹ̀ mọ bí ó ṣe máa pẹ́ sí. Púpọ̀ ló jẹ́ àìmọ̀, fún èmi, n bá ni ọ̀pọ̀ olùdásílẹ̀ tó fẹ́ràn láti máa darí àwọn nnkan ní ṣíṣe, ó kàn jẹ́ pé ọ̀pọ̀ ìyípadà ló wà ní àrọ́wọ́tó rẹ."" Láti ìbẹ̀rẹ̀, àwọn ẹgbẹ́ náà gbìyànjú àti kówójọ, àmọ́ nígbà tí ìyẹn ò ṣe é ṣe, wọ́n kọjú mọ́ dídá Kippa sílẹ̀. Kò pẹ́ tí wọ́n fi di ìlúmọ̀ńká, èyí tí ó pè wọn sí àkíyèsí àwọn olùdókòwò. Ekezie ó gbé òṣùbà èyí fún nǹkan tó gbọ́ tí Ṣọlá Akínlàdé, ọkàn lára àwọn olùdásílẹ̀ àti alábòójútó (CEO) Paystack, sọ. ""Mo gbọ́ èyí láti ẹnu Ṣọlá ti Paystack, gẹ́gẹ́ bí i olùdásílẹ̀, iṣẹ́ rẹ ni láti mú kí ilé-iṣẹ́ gbòòrò si, láti mú kí okòwò rẹ̀ gbòòrò si, iṣẹ́ àwọn olùdókòwò ni kí wọ́n ṣe àwárí rẹ. Èmi rò pé kì í ṣe ògidì, ṣùgbọ́n nǹkan a máa jẹ́ èyí tí kì í ṣe ògidì fún ìdí kan tàbí òmíràn nítorí pé [wọn a máa] jẹ́ òtítọ́ tí a bá wádìí wọn jinlẹ̀."" Bí ó tilẹ̀ jẹ́ pé ètò kíkó owó jọ náà kò lọ ní ìròwọ́-ìrọṣẹ̀, Ekezie sọ wí pé òun kò kábàámọ̀ nípa bí ètò náà ṣe lọ, ó sì rí wọn gẹ́gẹ́ bí i àṣìṣe tí ó pọn dandan. ""Púpọ̀ nínú àwọn àṣìṣe ló jẹ́ ètò àti àṣìṣe tí ó gbọgbọ́n"". Ṣíṣe ètò ìkówó jọ náà, bí àpẹẹrẹ, sísọ bẹ́ẹ̀ ni láì tí ì gbọ́ èsì láti ọ̀dọ̀ àwọn tí ènìyàn bá sọ̀rọ̀. Nítorí náà ó jẹ́ lára àwọn àṣìṣe tí ó gbọgbọ́n tí ọ̀pọ̀ ènìyàn máa ń ṣe nígbà tí wọ́n bá kókó ń kó owó jọ"". Ìbéèrè lórí àwọn àmúyẹ máa mú u ṣàwárí àwọn olùdókòwò tí ó tọ́, ó ní wọ́n gbọdọ̀ lè dásí ètò ìkówójọ tí yóò máa wáyé lóòrèkóòrè, wọ́n sì gbọdọ̀ máa ran àwọn olùdásílẹ̀ lọ́wọ́ bí wọ́n bá ṣe fẹ́ kí wọ́n ràn wọ́n lọ́wọ́. ""Èmi rí i gẹ́gẹ́ bí i olùdókòwò tí ó bá dáńtọ́ ni yóò fi owó ìdókòwò ránṣẹ́, yóò sì dákẹ́ lẹ́yìn ìgbà náà, nítorí náà, fún àwọn tó ń ṣe ohun tí ó yàtọ̀ sí èyí, tí wọ́n ń lò oṣù tàbí ìgbà kan láàárin oṣù mẹ́rin pẹ̀lú yín, ìyẹn ju ìdajì lọ."". Àwọn olùdókòwò tó dára jùlọ kọ́ ẹ̀kọ́ [bí wọ́n ṣe lè jẹ́ èrè sí yín] láìjẹ́ wí pé ẹ sọ fún wọn nípasẹ̀ ìbánisọ̀rọ̀, kí wọn a sì di àwọn àlàfo wọ̀nyẹn fúnra wọn. Nípa ṣíṣe ìbádòwòpọ̀ tí yóò ṣe yín ní ànfààní Orí méjì dára ju orí kan lọ, nínú okòwò náà, okòwò méjì a máa dára jù ọkàn lọ. Síbẹ̀síbẹ̀, ọ̀pọ̀ àwọn okòwò tí wọ́n máa ń dòwò papọ̀ wọn kì í rí èrè tí wọ́n ti ní lọ́kàn. Ekezie gba àwọn olùdásílẹ̀ nímọ̀ràn nípa wíwo ìbánidókòwò láti fi ṣe òdiwọ̀n bóyá bíbánidókòwò ṣe ànfààní fún okòwò wọn tàbí oníbàárà wọn. ""Gbogbo ìbánidókòwò ni láti yanjú ìṣòro kan tàbí òmíràn tí a ti rí ṣáájú, tí àwa ò ní ànfààní rẹ̀ bí i àwọn abánidókòwò wa"". Ìdí kan pàtàkì wá à, a sì gbọdọ̀ ṣiṣẹ́ tọ̀ ọ́."" Wíwo bí àwọn okòwò kéékèèké ṣe fìdí múlẹ̀ ní ètò ọrọ̀ ajé ilẹ̀ Adúláwò, ìfìmọ̀ṣọ̀kan wà wí pé àwọn ohun èlò láti bẹ̀rẹ̀ àwọn ilé-iṣẹ́ ẹ̀ka yìí yóò ní àṣeyọrí tí ó nípa. Ṣùgbọ́n látàrí ọ̀pọ̀lọpọ̀ ilé-iṣẹ́ tí yóò pèsè ọjà kan tó ti ń pọ̀, ewu pé ọ̀pọ̀lọpọ̀ ni yóò máa figagbága fún ohun tí ó kéré, èyí yóò sì jẹ́ kí ó nira láti rí olúborí. Síbẹ̀síbẹ̀, èrò Ekezie yàtọ̀ sí èyí. ""Nígbà tí ẹ bá wò ó, gbogbo àwọn tí wọ́n ń pèsè ohun kan ní wọ́n ṣàyẹ̀wò tí ó yàtọ̀. Ó hàn gbangba pé kò tí ì sí ẹni tí ó jáwé olúborí. Èmi ò rò wí pé a wá ní ipele tí ìfigagbága lè mú ilé-iṣẹ́ tí ń pèsè ohun ẹyọ kan kúrò. Gbogbo àwọn ilé-iṣẹ́ tí ń pèsè ohun kan tí wọ́n ti daṣẹ́ sílẹ̀ wọn kò daṣẹ́ sílẹ̀ nítorí ìfigagbága, a kò sì ní rí ìkànkan tí yóò daṣẹ́ sílẹ̀ nítorí ìfigagbága ní ìwòyí ọdún mẹ́wàá òní."" Bí a ti ń mú ìtàkùrọ̀sọ wa sí ìdánudúró, mo bi Ekezie ohun tí ó ní fún àwọn tí wọn ṣẹ̀ṣẹ̀ dá ilé-iṣẹ́ sílẹ̀, ohun àkọ́kọ́ tí ó sọ ni yíyan àwọn ẹgbẹ́ tí ó dára. ""Gbogbo ènìyàn ní ń sọ èyí, ṣùgbọ́n ó ṣe kókó wí pé ẹgbẹ́ tí ènìyàn ní, pàápàá jù lọ, àwọn tí wọ́n kókó darapọ̀ tí ènìyàn fún ni àkìyèsí tí ó pọ̀. Ẹ ronú dáadáa kí ẹ tó ṣe ìpinnu, nígbà tí ẹ bá pinnu tán, ẹ gbìyànjú láti pa wọn mọ fún bí ó bá tilè pẹ́ sí."" ìpinnu lórí okòwò jẹ́ èyí tí ó gba ìrònújinlẹ̀ gidi, ó sì ṣàlàyé pé olùdásílẹ̀ ni ó lè ṣe wọ́n kíákíá. ""Ṣé ìpinnu ní kánkán, kò níṣe pẹ̀lú bí ó ṣe lè nira tó. ""Ó lè máa tọ́, ṣùgbọ́n tí ó bá jẹ́ èyí tí kò tọ́, ó ti fìmọ̀ kún ìmọ̀ rẹ nìyẹn, nípa bẹ́ẹ̀ ó lè ṣe ìpinnu tí ó yára nígbà mìíràn nítorí pé ó ti ṣe alábàpáàdé irú rẹ̀."" Ní ìkẹyìn, ó fikun pé àwọn olùdásílẹ̀ gbọdọ̀ kọ́ bí a ti ń ṣàkóso ìròyìn búburú àti ìkùnà. ""ìrìnàjò náà kì í ṣe èyí tí ó lọ sàn-án, o sì gbọdọ̀ rí i wí pé o kọ́ bí o ṣe máa máa sọ nípa ìròyìn búburú fúnra rẹ, sí àwọn òṣìṣẹ́ rẹ, àti sí gbogbo àwọn tí wọ́n wà ní ilé-iṣẹ́, kí o sì máa gbà kí ìyẹn mú ọ rẹ̀wẹ̀sì"".","Indlela umsunguli oneminyaka engama-25 ahalnganisa ngayo izigidi ezingu-$11.6 ngokuphathelene nale nkapani eqalisayo yobuchwepheshe bezezimali UKennedy Ekezie kungenzeka ukuthi uneminyaka engama-25, kodwa usephile impilo abambalwa kakhulu abantu abaphupha ngayo. Ngesikhathi eseneminyaka eyi-19, wathola iziqu zase-University of Calabar zeBachelors degree in Philosophy. Ngesikhathi eyisitshudeni, wayeyilungu leqembu lezingxoxo-mpikiswano futhi wasungula umkhandlu wokulwela amalungelo abantu besifazane ngesikhathi beneminyaka eyi-16. Lokhu kwamenza waziswa ngeQueen’s Young Leaders Award kanye ne-Young African Leaders Initiative fellowship. Wathi uma ephuma esikoleni ngo-2018, wayosebenza e-Accenture, kodwa washeshe wahamba ngemva kokuthola umfundaze okhokhela zonke izindleko e-Peking University, eChina. Ngemuva kweminyaka emibili eBeijing, wahlanganyela enhlanganweni yezinkundla zokuxhumana eyavele yadlondlobala yayicubungula ukukhula ngaphesheya kwemingcele yaseChina. Le nkampani yezinkundla zokuxhumana eyavele yadlondlobala kwakunguTikTok, futhi wayesethimbeni elalihola ukunabela kwayo e-Afrika. Ngo-2021, ngokuhlanganyela Nabasunguli ngokuhlanganyela, uDuke Ekezie kanye noJephthah Uche, baqala iKippa, inkampani edlondlobele yokwengamela ngokwezezimali amaSME eseyihlanganise ngaphezu kwezigidi eziyi-$10, kodwa ekuqaleni kwalo nyaka, abasunguli ngokuhlanganyela baqhamuka namacebo ambalwa kanti amanye awathathwanga ngaphambi kokuthi bavumelane ngeKippa. Ukuvumelana ngeKippa Nakuba iLagos kungenzeka ukuthi iyinhlokodolobha yezinkampani eziqalisayo eNigeria kanye nase-Afrika, kodwa kubiza kakhulu ukuhlala khona eNigeria. Edlanzaneni lamabhungu ayeneminyaka engamashumi amabili ngasekuqaleni ajwayele izinga elithile lempilo, ukuhlala edolobheni kwakuzowalimaza ekhukhwini, ngakho bonke banquma ukuthuthela e-Uyo, okuyidolobha elisengxenyeni eseNingizimu yaseNigeria. Ngaphandle kwezindleko kanye nokuphazamiseka kwaseLagos, babenethemba lokuqhamuka nesu lebhizinisi elingefaniswe. “Mnje njengoba ngikhuluma ngako, kuzwakala sengathi kwakuyinqubo eyayilandela umqondo othile futhi icatshangwe kahle. Kodwa kithina, kwakuyisinqumo esilula. Sacwaninga cishe amadolobha amahlanu. Kwakungeke kube yiLagos. Kwakungeke futhi kube yi-Abuja. Kwakungeke nakanjani kube yiPort Harcourt noma i-Enugu kanti-ke i-Uyo okwakuyiyona engcono kulolo hlu.” E-Uyo, baxoxisana behlanganisa imiqondo ehlukene yaamabhizinisi, ehlanganisa ipulatifomu lapho abantu babengabolekisa khona ngezingubo ababengazigqoki. Lelo bhizinisi laba khona ngaphansi kwamahora angama-24 ngaphambi kokuthi baqhubekele phambili. Umqondo abagcina bevumelene ngawo wabizwa ngokuthi yiKippa, isisetsenziswa sokwengamela ngokwezezimali amaSME ase-Afrika. “Sathi sizoya ezindaweni okulawulwa kuzo izinkampani zezokuhwebelana eNigeria ukuze sihlangane namabhizinisi amancane. Saya e-Aba kanye naseLagos, sachitha isikhathi esiningi silapho kusetshenzelwa khona e-Uyo, sase siya e-Owerri, futhi kithina, kwakuwukuthi Make sibone ukuthi asebenza kanjani amabhizinisi' nokuthi yiziphi izinkinga abhekene nazo ukuze sikwazi ukuwasombululela zona,” kusho yena kupodcast esanda kuba khona. Kusukela ekuchitheni isikhathi namaSME, bathola ukuthi wonke ayehlela ama-akhawunti ebhizinisi bukhoma base bebona ukuthi bafake inqubo kudijithali. Kwakukhona izinkampani eziqalisayo ezinemodeli efanayo ezindaweni ezifana nePakistan kanye ne-India, futhi bathumela imilayezo kubasunguli kanye nezikhulu eziphethe ukuze bafunde ukuthi amabhizinisi abo aye sebenza kanjani. Bake, baya kumhlangano wokuxoxisana ngokuthile ababengamenyiwe kuwo wamabhizinisi asafufusa ukuze batshele ababeze kuwo ukuthi babakha isisetshenziswa sokufaka emshinini inqubo yokuhlela amabhuku ezimali. Ukuqonda okujulile ngokuphathelene nokwakha isisetshenziswa sezezimali samaSME ase-Afrika. Kunezinkampani eziyizigidi ezingama-44 ezincane, ezisafufusa, kanye nezisacathula e-Afrika engezansi kweSahara ezinesibophezelo semisebenzi engama-80% esifundeni. Noma kunjalo, lezi zinkampani ngokujwayelekile zivame ukungasebenzisi ubuchwepheshe ekusebenzi kwazo. Umbiko weWorld Bank kanye ne-International Finance Corporation waveza ukuthi angaphansi kuka-7% amabhizinisis asebenzisa nanoma yiluphi uhlobo lobuchwepheshe e-Afrika. Lokhu kungale kokuba phezulu kokukhiqiza, ukuthengisa kanye nabasebenzi okubiwe yilabo abenzayo. Kodwa ku-Ekezie, lapho kucatshangwa ngamabhizinisi amancane kanye nokusebenzisa kwawo ezobuchwepheshe, kumele kuvezwe umehluko phakathi kokuthi bakwazi kanjani ukusebenzisa ubuchwepheshe abantu ngabanye. “Amabhizinisi amancane amaningi asebenzisa uWhatsApp, uFacebook, kanye no-Instagram ukuze athengise, axoxisane nabahllinzeka ngezinsiza kanye namakhasimende. Wubuchwepheshe lobo,” kusho yena, “eminyakeni engama-50, nengama-70 edlule, kwakufinyelelwe esinqumweni sokuthi amabhizinisi awadingi ugesi ukuze akwazi ukusebenza. Kodwa manje alikho ibhizinisi elingakwazi ukusebenza ngempela ngaphandle kwawo.” Okucatshangwa ngu-Ekezie kufakazelwa ukukhula ukuthengisela ezinkundleni zezokuxhumana e-Afrika. Kusukela ngo-2020 lapho ubhubhane luphoqa abantu ukuthi bahlale ezindlini, maningi amaSME asebenzisela izinkundla zezokuxhumana ukuheha kanye nokuthengisa imikhiqizo yabo. Ngamaphesenti angamashumi ayisishiyagalolunye nambili amaSME aseKenya asebenzisela ukuhwebelana ezinkundleni zezokuxhumana (iPDF) ukuqhuba ukuthengisa, ngesikhathi imisebenzi eminingi yokuthengisela ku-inthanethi ebizwa phecelezi ngokuthi yi-eCommerce e-Equatorial Guinea, eSão Tomé and Príncipe, eChad, kanye naseCentral African Republic yayiqhutshwa ukuthengisa ezinkundleni zokuxhumana (iPDF). Njengoba inabasebenzisi abangaphezu kwezi-500,000, ugcizelela ukuthi iKippa isebenza ezimakethe ezisakhula futhi kuningi esengakwenza ngokuphathelene nokukhula. “Njengoba ukusebenzisa kwabo ezobuchwepheshe kuthinta kakhulu abahlinzeki kanye namakhasimende ezingeni eliphansi kakhulu, kuningi okungenzeka ukuze kujuliswe, futhi kwakhelwe abanye ababambiqhaza abasebenzisana nabo, kanye nokubahlanganisa bonke ndawonye. Sicabanga ukuthi ithuba litholakala lapho ngempela.” Yakha ibhizinisi elingefaniswe bese kuvela kuzizela abatshalizimali. Kuningi osekushintshile ngokuphathelene nenqubo yokuthola izimalieminyakeni emibili edlule. Izimemezelo eziba khona njalo zokuzama ukuhlanganisa izimali sekungene izimemezelo ezingabi khona njalo esikhundleni sazo. Noma kunjalo, abasunguli bezinkampani eziqalisayo bathemba ukuthi bazosheshe bahlanganise imali kubantu abatshala izimali ezinkampanini. Njengoba sebehlanganise izigidi ezingui-$11.6 emizuliswaneni emibili, u-Ekezie unesipiliyoni sokuhlanganisa imali yokuqala ibhizinisi, kodwa uthi bekungeyona inqubo elula. “Inqubo ngokwayo iyinselele, ikakhulukazi uma uyenza okokuqala. Awazi ukuthi yini ongayilindela, futhi awazi ukuthi kuzothatha isikhathi esingakanani. Kuningi nje okungaziwa, futhi kimi, futhi ngingasho ukuthi iningi labasunguli abathanda ukwazi ukulawula izinto, phezu kwezinqubo, ziningi kakhulu izinto eziguquguqukayo ongeke ukwazi ukumelana nazo.” Ekuqaleni, ithimba lazama ukuqoqa imali ethile, kodwa lapho lokho kungaphumeleli, lagxila ekwakheni iKippa. Ngokushesha baqala ukubona ukubonakala futhi bakhanga abanye abatshalizimali. U-Ekezie wazisa lokhu njengokuthile akuzwa kuShola Akinlade, umsunguli kanye neCEO yePaystack. “Lokhu ngakuzwa ngoShola wasePaystack; njengomsunguli, umsebenzi wakho ukwakha inkampani yakho, ukwakha ibhizinisi lakho, bese umsebenzi womtshalizimali kube ukukuthola. Ngicabanga ukuthi kuyinto ezwakala ijwayelekile, kodwa izinto ziwumqondo ocashile ngenxa yokuthi [ziyiqiniso] elijulile."" Nakuba wayengenayo inqubo yokuhlanganisa imali eyenzeka kalula, u-Ekezie uthi akazisoli ngokuthi yavela kanjani le nqubo futhi uyibona njengamaphutha adingekayo. ""Amaphutha amaningi kwakungawenqubo kanye namaphutha amaqhinga. Ukuhlela umzuliswano, isibonelo, ukuthi yebo ngaphambi kokuthola umbiko ovela kuwo wonke umuntu okhulume naye. Ngakho kwakungamanye nje alawo maphutha amaqhinga abantu abaningi abawenzayo phakathi nemizuliswano yokuqala yokuhlanganisa imali."" Uma ebuzwa ngezimfanelo azozibheka kumtshalizimali ofanelekile, uthi kumele bakwazi ukufaka isandla ekuhlanganiseni imali okulandelayo futhi basize abasunguli ngendlela abafuna ukusizwa ngayo. ""Nginomuzwa wokuthi umtshalizimali omuhle ngokwesilinganiso nguye othumela imali eningi futhi amane ayivale ngemuva kwalokho, ngakho kuwo wonke umuntu owenza noma yini enye, uchitha isikhathi ngenyanga noma ngekota nawe, lokho kungaphezu kwesilinganiso. Abatshalizimali abahamba phambili bafunda [indlela abangaba yigugu ngayo kuwe] ngaphandle kokuthi ubatshele ngokuxhumana nawe futhi uzivalele wedwa lezo zikhala."" Ukuhlela ukubambisana okuzuzisayo komunye nomunye Bathi amakhanda amabili angcono kunelilodwa, futhi ebhizinisini, amabhizinisi amabili ngokuvamile angcono kunelilodwa. Nokho, amabhizinisi amaningi angena ebudlelwaneni awazitholi enethemba lazo. U-Ekezie weluleka abasunguli abacabanga ngokusebenza ngukubambisana ukuthi bahlole ukuthi ukubambisana kuyalinikeza yini ibhizinisi noma amakhasimende abo okubalulekile. ""Konke ukubambisana kukhona ukuze kuxazululwe inkinga esiye sayihlonza phambilini, futhi asibona osomathuba ekubambisaneni kwethu. Kunesidingo esicacile, futhi sikuchaza ngokusobala."" Uma kubhekwa ukuthi amaSMME agxile kangakanani emnothweni wase-Afrika, kunokuvumelana kokuthi izinkampani eziqalisayo ezakha amathuluzi alesi sigaba zizobona impumelelo ebonakalayo. Kodwa njengoba izinkampani eziningi zokuqalisa zingena kulo mkhakha, kunengozi yabadlali abaningi kakhulu abancintisana ngophaya omncane futhi okwenza kube nzima ukuthi kube nanoma wubani owine ngokucacile. Nokho, u-Ekezie unombono ohlukile. ""Uma uyibuka, zonke izinkampani eziqalisayo zenza ukuhlola okuhlukile. Akukabikho ophumelele ngokucacile okwamanje. Angicabangi ukuthi sesifikile eqophelweni lapho ukuncintisana kungabulala nanoma iyiphi inkampani eqalisayo. Zonke izinkampani eziqalisayo ezivaliwe azivaliwe ngenxa yokuncintisana, futhi ngeke sibone izinkampani eziqalisayo ezizofa ngenxa yokuncintisana eminyakeni eyi-10 ezayo."" Ngesikhathi sisonga ingxoxo yethu, ngabuza u-Ekezie ukuthi ayini amacebiso akhe kubasunguli abaqalayo, futhi okokuqala kwakhe kwakuwukukhetha ithimba elifanele. ""Wonke umuntu usho lokhu, kodwa kubaluleke kakhulu ukuthi ithimba oliqashayo, ikakhulukazi abantu abambalwa bokuqala abajoyina ithimba ukuthi ubanake kakhulu. Chitha isikhathi esiningi ngaphambi kokwenza lezo zinqumo, futhi lapho ubaqasha, zama ukubagcina isikhathi eside ngangokunokwenzeka."" Izinqumo zebhizinisi ngokuvamile zingaba izinqumo eziphezulu, futhi uchaza ukuthi kungcono abasunguli bazenze ngokushesha. ""Thatha izinqumo ngokushesha akunandaba ukuthi zinzima kangakanani. Kungenzeka ukuthi wenze iphutha, kodwa ngisho noma wenze iphutha, uhlanganise uhlobo oluthile lolwazi olusha ohlakeni lwakho lolwazi, futhi ngaleyo ndlela ungenza izinqumo ngokushesha lapho ubhekana nezimo ezifanayo."" Ekugcineni, unezela ukuthi abasunguli kumele bafunde indlela yokulawula izindaba ezimbi kanye nokwehluleka. ""Uhambo alulona neze oluqondile, futhi kufanele ube muhle kakhulu ekudluliseleni izindaba ezimbi kuwe, kubasebenzi bakho, kubo bonke abanye ababambiqhaza futhi ungavumeli lokho ukuthi kukukhubaze."""
+"በቀድሞ የአማዞን ሰራተኛ የተመሰረተው የጸሐይ ንብረትን ፋይናንስ በማድረግ ስጋቶችን የመቀነስ ሀይል ነበረው፡፡ የሀይል ወጪ በማንኛውም ስራ ላይ ያለ ጉልህ የወጪ አይነት ነው፡፡ ነገር ግን አብዛኛው ስራ ፈጣሪዎች በአለምአቀፍ ደረጃ በዋነኝነት የሚመረኮዙት በአገር አቀፍ ወሰን ውስጥ ነው፡፡ የናይጄሪያ ስራ ፈጣሪዎች አልፎ አልፎ የአገሪቱን ከለላ እንደመተማመኛ ይጠቀማሉ፡፡ የሀገሪቱ የመብራት ሴክተር ደካማ ደረጃ ላይ የወደቀው የብሄራዊ ኤሌክትሪክ ሃይል ባለስልጣን ምህፃረ ቃል አሁን በሀገሪቱ ውስጥ የኤሌክትሪክ ኃይልን የማስተባበር ኃላፊነት የተሰጠው አካል ""ሁልጊዜ ሃይል አትጠብቅ"" የሚል ስያሜ ተሰጥቶታል። እ.ኤ.አ. በ 2022 የወጣ ዘገባ እንደሚያሳየው ከ40% በላይ የሚሆኑት የናይጄሪያ ቤተሰቦች ጄነሬተሮችን በያዙት እና በዓመት 14 ቢሊዮን ዶላር ለነዳጅ እና ለናፍታ በማውጣት ይጠቀማሉ። ለጄነሬተር ሀይል እ.ኤ.አ በ2022 144 ቢሊዮን ናይራ የሚያወጡ አምራች ድርጅቶች ከስራ ውጪ ይሆናሉ፡፡ የብሔራዊ ፍርግርግ አስተማማኝነት ባይኖረውም፣ ብዙ ቢዝነሶች ንግዶቻቸውን ለማስቀጠል ወደ አማራጭ የኃይል ምንጮች መዞር አይችሉም። ለምሳሌ የፀሐይ ፓነሎች ብዙ ጊዜ ተጠቃሚዎችን ተስፋ የሚያስቆርጥ ከፍተኛ የማዋቀር ወጪ አላቸው። የናይጄሪያ ዝቅተኛ የብድር አቅርቦት ንግዶች የፀሐይ ንብረቶችን ለመግዛት ብድር ለማግኘት መታገልንም ያረጋግጣል። ባለፉት ጥቂት አመታት አንዳንድ ድርጅቶች እነዚህን ችግሮች ለመቅረፍ ጥቂት ሙከራዎችን አድርጎአል፡፡ ኤምቲኤን የጸሀይ ፋይናንሲንግ አማራጮችን ከሎሞስ ጋር በሽርክና በመስራት የሚያቀርብ ሲሆን አክሰስ ባንክ ለሶላር ፋይናንሲንግ 50 ሚለዮ�� ናይራ ያቀርባል፡፡ በቅርቡ 2.3 ሚሊዮን ዶላር የዘር ፈንድ ያሰባሰበው እንደ SunFi ያሉ ጅማሪዎችም በቦታ ውስጥ ይጫወታሉ። ነገር ግን ብዙውን ጊዜ የፋይናንስ ተቋማት ፋይናንስ እንዳይሰጡ የሚከለክለው ወሳኝ ክፍል አለ - የብድር እና የአደጋ ግምገማ። ወቅቱን የጠበቀ የብድር አመላለስ መኖሩን በምን ማረጋገጥ ይቻላል፡፡ የሀይል ጅማሬ የሆኑት እና በአማዞን የቀድሞ ሰራተኛ ገንዘብ የሚደገፉት ኡኩዋማ ይህንን ችግር የመቅረፍ ተስፋ አለው፡፡ ወንዶች ይዋሻሉ፣ ሴቶች ይዋሻሉ፣ ቍጥሮች ግን አይዋሹም። በጥሩ ውጤት ከፌደራል የቴክኖሎጂ ኢንዱስትሪ ከመመረጥ በሻገር ኦሪ (ኤፍኢቲኦ) በጂኦሎጂ እና የመሬት ሳይንስ ዲግሪ ያለው ሲሆን ኡኩዋማ ለአመታት ስራ ለመያዝ ትግል ሲያደርግ ቆይቷል፡፡ ተጨንቆ በውጭ አገር ለመማር ስኮላርሺፕ ለማግኘት ጕልበቱን ያተኰረ ሲሆን በመጨረሻም ኢራስመስ ሙንዱስ ስኮላርሺፕ አገኘ። በመጀመሪያ አመቱ የት/ርት ኮርሱን በኔዘርላንድ በዩኬ በጀርመን በፖላነድ እና በሀንጋሪ ተከታትሎአል፡፡ በ2ኛው አመት በኤክስተር እና ዴልፊት የቴክኖሎጂ ዩንቨርስቲ ት/ርቱን ለማጠናቀቅ መረጠ ከተመረጠ በኃላ እንደ አቅራቢ ትስስር አስተባባሪ በኤስቲኤክስ ኤሮጂ ወደ አማዞን ለ2ዓመት ከመሄዱ በፊት ሰርቷል፡፡ ወደ ናይጄሪያ ተመለስ፣ ትንሽ ቀዝቃዛ ክፍል የምትመራው የኡካሮማ እናት ለሚጥል በሽታ የሃይል አቅርቦት መፍትሄ ትፈልግ ነበር። ሆኖም ግን ፊት ለፊት የሚገኘውን የ ጸሐይ ብርሃን ፓነል የምትከፍልበት ገንዘብ አልነበራቸውም እርሳቸው የጎባኙዋቸው የፋይናንስ ተቋማት ግዢያቸውን በፋይናንስ ለመደገፍ ፈቃደኛ አልነበሩም፡፡ ""ከአንዳቸው ጋር መነጋገራችንን አስታውሳለሁ፣ እና እሱ ቀጠለ፣ ከፍተኛ ስጋት አለ፣ እናም 'ከፍተኛ አደጋ ስትል ምን ማለትህ ነው?' ብዬ መለስኩለት። እርሱም የበርካታ ነገሮችን ዝርዝር ሰጠኝ እርስዋ የተመዘገበች የንገድ ሰው አይደለምችም የረጅም አመት የስራ ታሪክ የላትም ለበርካታ አመታት በለተየ ሁኔታ ላይ ስራ ስትሰራ አልቆየችም፡፡ የጥሬ ገንዘብ ፍሰትዋን ስለማናውቅ ምን ያህል ሀይል እንደምትጠቀም አናውቅም፡፡ ሥራዋን እንድታደራጅ ለጥቂት ወራት እየረዳት ስለነበር፣ ለነዚያ ጥያቄዎች መልስ ሰጠ፣ ነገር ግን ገንዘብ ነሺው፣ “ወንዶች ይዋሻሉ፣ ሴቶች ይዋሻሉ፣ መረጃ አይሠራም” ሲል ተናገረ። መሪዎች ያላቸውን የማመንታት ባህሪ በመገንዘብ በተለይም ገንዘብ ለማበደር ያላቸውን አቅም ማጣት ተረድተን ከማያዋ አቢዮዳን ጋር በመቀናጀት ባወር ፉልን ጀምርን፡፡ አቢዶን የቴክኖሎጂ ጥረትን የሚመራ ሲሆን ቀደም ብሎ በሞማስ ኤሌክትሪክሲቲ፣ሜትር ማምረቻ ሀላፊነቱ የተወሰነ የግል ኩባንያ (ሚኒኮል) ውስጥ ይሰራ ነበር፡፡ የክፍያ ሲስተምን ስለመገንባት የካበተ ልምድ አለው፡፡ ፓወር ፉልን በመጠቀም የሶላር ፋይናንሲንግን ለመክፈት ችሏል፡፡ ለደንበኞቹ ከፍተኛ ሀይል ያለው የሶላር ፋይናንስ አቅርቦት መሰብ ቀላል ቢሆንም ይህን አማራጭ ለመዝጋት አኮማ ፈጣን ነበር፡፡ እሳቸው እንሚሉት ስማርት ሜትር፣ ስማርት ዋሌት እና ሞባይል መተግበሪያ በመጠቀም ብድር ስርጭት እና ስብሰባ ያመቻቻል፡፡ የሞባይል አፕሊኬሽኑ የኢነርጂ አጠቃቀምን በሚለካበት ጊዜ ስማርት የኪስ ቦርሳ ክፍያን ተከባሪነት ይከታተላል እና ተጠቃሚውን ከኃይል ምንጭ ለማቋረጥ ሊነሳሳ ይችላል። በዚህም ምክንያት ለሀይል አቅርቦት ድርጅት የክፍያ አውታር ሆኖ ያገለግላል፡፡ ጠቃሚው ልኬት እዳዎች መከፈላቸውን ለማረጋገጥ ምን ያህል ስኬታማ ነው የሚለው ይሆናል፡፡ የሞባይል አፕሊኬሽኑ የኢነርጂ አጠቃቀምን በሚለካበት ጊዜ ስማርት የኪስ ቦርሳ ክፍያን ተከባ��ነት ይከታተላል እና ተጠቃሚውን ከኃይል ምንጭ ለማቋረጥ ሊነሳሳ ይችላል። ለዚህ ቁልቁል፣ የሶላር ንብረት ፋይናንስ የሚያስፈልገው ንግድ፣ ለመግዛት በሚፈልጉት የፀሐይ ንብረት ላይ የተጫነ ስማርት ሜትር ከፓወርፉል ይገዛል። ሜትሩ ጥቅም ላይ የዋለን ሀይል በማስላት ለአበዳሪዎች ውሳኔ ለመስጠት ጥቅም ላይ የሚያውሉትን መረጃ ይሰጣል፡፡ ይህ ዝቅተኛው ጊዜ ሶስት ወራት ቢሆንም እንደ አበዳሪው መስፈርቶች ከዚህ ሊረዝም ይችላል፡፡ አንድ ንግድ ለኃይል ፍላጎቱ ምን ያህል እንደሚያወጣ በመረዳት፣ አበዳሪው ተመጣጣኝ የብድር ጊዜ እና የወለድ መጠን ሊሰጣቸው ይችላል። በሌላ በኩል የሀይል ፍላጎቶችን እነሱ ያላቸውን ፍላጎት ማወቅ ቢዝነሶች ትክክለኛ የሶላር ሀብት ንብረት እንዲያገኙ ያረጋግጣል፡፡ ለቢዝነስ ሀይል እንደ አገልግሎት አማራጭ ሶላር ሀይልን ጥቅም ላይ ማዋል ቢያስችልም ሶላር ሀብት ንብረት ለመግዛት ፈቃደኛ አይደሉም፡፡ እነዚህ ተጠቃሚዎች ልክ እንደ ብሔራዊ አውታረ መረብ ተጠቃሚዎች የኤሌክትሪክ አሃዶችን መግዛት ይችላሉ፣ ነገር ግን የኤሌክትሪክ አሀዶች ከጨረሱ በኋላ መዳረሻቸው በርቀት ሊቋረጥ ይችላል። በአሁኑ ጊዜ Powerfull የወደፊት ተበዳሪዎችን ወደ እነርሱ ከሚጠቁሙ የብድር አጋሮች ጋር ይሰራል። እነዚህ ተበዳሪዎች እነሱን ከማንሳትዎ በፊት የPowerfull ሜትሮችን አስፈላጊነት ይማራሉ ። ኑኮማ እንደሚገልጹት ጅማሬው ደንበኘችን ለማሰልጠን እና ሜትሩን ማግኘት የሚያመጣውን ውጤት እንዲረዱ ማድረግ ሁለት ሳምንታት ያህል ሊወስድ ይችላል፡፡ ማጭበርበርን ለመከላከል ወይም የደንበኞች እየጨመረ የሚገኝ የሀይል ጥቅም ላይ የሚውል ጋር በተያያዘ ተጨማሪ ጥበቃን ይሰጣል፡፡ በPowerfull የተጫኑ ሁሉም ሜትሮች ታምፐር-ተከላካይ ናቸው እና ወዲያውኑ ሲከፈቱ የኃይል አቅርቦትን ለማጥፋት የተነደፉ ናቸው። በተጨማሪም ደንበኛው ከፍተኛ ወይም ዝቅተኛ ሀይል መጠቀሙን ለመወሰን ጥቅም ላይ የሚውል መረጃ ይሰጣሉ፡፡ ይህ ሲታወቅ የሰለጠነ የሰው ኃይል ቡድን ለግምገማ ወደ ቦታው ይሄዳል፣ ምክንያቱም አደረጃጀቱ ብቁ ያልሆኑ ሰዎች ማንኛውንም ጉዳት እንዳይያስተካክሉ ስለሚከለክል ነው። ኃይለኛ ብድር ለመክፈል ለተጠቃሚዎች 7.5% ክፍያ የሚያስከፍል ሲሆን ስማርት ሜትር ደግሞ ከ₦100,000 ጀምሮ መሸጥ ይጀምራል። አንደንዶች ዋጋውን ከፍተኛ ነው ቢሉም ኒኮማ እንደሚገልጹት ለፓወር ፉል እና ለአበዳሪዎች የትኞቹ ቢዝነሶች ወደ ሶላር ሀይል የተሸጋገሩ እንደሆነ ለመወሰን ይረዳቸዋል፡፡ ከ1.5% አብዛኞቹ የፊንቴክ ጅምሮች ክፍያ ጋር ሲነፃፀር የ7.5% ክፍያው በከፍተኛ ደረጃ ከፍ ያለ ነው፣ነገር ግን ጅማሪው የደመና ማከማቻ ወጪውን ለመሸፈን እንደሚረዳው ገልጿል። ዋነኛው ትኩረት ቢዝነሶች ላይ ሲሆን ኑኮማ እንደሚያብራሩት ቢ2ሲ ክፍሎች አሉዋቸው እዚህ ላይ ደንበኞች ፓወር ፉል መተግበሪያ ኤሌክትሪክ ግዢ ለመጠቀም ዳውን ሎድ ማድረግ ይችላሉ፡፡ ጠንካራ ቢ2ቢ ስላለው ፓወር ፉል ሶላር ሀብት ንብረት ፋይናንሰሮች ወይም ሶላር ሀብት አምራቾች ጋር ትልቅ አጋርነት አለው፡፡ እስካሁን ከብሉ ካሜል እና ኒዎትሮፒካል ቴክኖሎጂ ጋር ያለውን አጋርነት ዘግቷል፡፡ በተጨማሪም ስቲማኮ ኤፒአይ አገልግሎቶች ለስማርት ሜትሮቹ ይጠቀማል፡፡ ገንዘብ አቅርቦት እና ችግሮች ምንን እንኩዋን ፓወርፉል ከጅማሬው ጀምሮ በዋናነት በራሱ ፈንድ ቢያቀርብም ስታርትአፕ ከእስታርትአፕ ቡት ካምፕ ፈንድ ይቀበላል፡፡ በተጨማሪም፣ በ2023 የቅድመ ዘር ዙር £350,000 ለመሰብሰብ በዝግጅት ላይ ነው። በብድር ፈንድ ለሶላር ፓምፕ ፋይናንስ 48ሚሊዮን ፓውንድ ያህል ለማቅረብ እንፈልጋለን፡፡ በተመሳሳይ ጊዜ በ19 ��ራት ውስጥ 75ሺ ፓውንድ ወርሃዊ ገቢ ያስገኛል፡፡ ወደ ፀሀይ ሃይል መቀየር ያለውን ጥቅም በማስተማር ማዕከላት ካጋጠሟቸው ፈተናዎች አንዱ እንደሆነ ይገልፃል። የመጀመሪያው የዝርጋታው ወጪ ከነዳጅ ጄኔሬተር ዝርጋታ በላይ መሆኑ በርካታ ቢዝነሶች ጥቅም ላይ በመዋል የለመዱትን መቀጠል ይመርጣሉ፡፡ አማራጭ የሀይል ምንጮች በከፍተኛ ደረጃ ጥቅም ላይ ለማዋል የበለጠ ጊዜ እንደሚወስድ በማወቅ ሁኮማ ትልልቅ ቢዝነሶች ኢላማ የማድረግ ውሳኔያቸው እና ሚኒ- ግሪዶች እውቀትን እየፈጠሩ ገንዘብ እንዲያገኙ እንደሚያስችላለቸው ያብራራሉ፡፡ ሌላው ችግር የሀይል አስተዳደር ነው፡፡ አንድ አሮጌ ማቀዝቀዣ ያለው ደንበኛን እንደ ምሳሌ በመጠቀም ብዙ ናይጄሪያውያን ብዙ የኤሌክትሪክ ኃይል የሚጠቀሙ እና ከፀሐይ መፍትሄዎች ጋር የማይጣጣሙ መሣሪያዎችን እንደሚጠቀሙ ጠቁሟል። እስካሁን የተማርኩት ነገር ካለ ደሀ ሰዎች ናይጄሪያ ውስጥ ለኤሌክትሪክ የበለጠ ይከፍላሉ፡፡ የእኛ መረጃ ይህንን ያሳያል፡፡ በጣም ሀይል ብቁ ያልሆነ ነገር በመጠቀም የእኛ መረጃ እንደሚያሳየው ሰዎች ከሚያገኑት 40-60 ፐርሰንት የሀይል ወጪ ይኖራቸዋል፡፡ በአሁኑ ወቅት ሌጎስ ናይጄሪያ ውሰጥ የሚሰራው ፓወር ፉል እቅዶች ወደ አቡጃ እና ሀርኮርት ወደብ በመጪዎቹ ጥቂት ወራት በማስፋፋት ከናይጄሪያ ውጪ ከመሔድ በፊት እንደ ሳንኪንግ እና ዞላ ኤሌክትሪክ ካሉ በደንብ የተቋቋሙ ድርጅቶች ጋር ፉክክር ይኖራል፡፡","Founded by an ex-Amazon employee, Powerfull wants to help solar asset financiers mitigate risk Energy costs are some of the most significant for any business. But while many entrepreneurs globally primarily depend on a national grid, Nigerian entrepreneurs often use their national grid as a backup. Such is the poor state of the country's electricity sector that the acronym of the National Electric Power Authority (NEPA), the now-defunct body responsible for coordinating electricity in the country, was renamed ""Never Expect Power Always."" A 2022 report revealed that over 40% of Nigerian households own and use generators, spending $14 billion annually on petrol and diesel. Businesses are not left out either, with those in the manufacturing sector spending as much as ₦‎144 billion in 2022 to generate power. Despite the unreliability of the national grid, many businesses can't turn to alternative sources of energy to keep their businesses running. Solar panels, for example, come with a high setup cost that often discourages potential users. Nigeria's low credit penetration also ensures businesses struggle to access loans to buy solar assets. Over the past few years, some organisations have attempted to solve some of these problems. MTN provided solar financing options through a partnership with Lumos, while Access Bank provides up to ₦‎50 million for solar financing. Startups like SunFi, which recently raised $2.3 million in seed funding, also play in the space. But there's a crucial part of the equation that often prevents financial institutions from providing finance — credit and risk assessment. How do you ensure timely loan repayment? Powerfull, a startup founded by former Amazon employee, Ifeanyi Ukwuoma, hopes to fix this problem. Men lie, women lie, numbers don't Despite graduating with good grades from the Federal University of Technology, Owerri (FUTO), with a Geology and Earth Science degree, Ukwuoma struggled to secure any jobs for a year. Distraught, he focused his energy on getting a scholarship to study abroad, eventually landing an Erasmus Mundus scholarship. In his first year, he took courses in the Netherlands, the UK, Germany, Poland, and Hungary. For the second year, he opted to complete his studies at the University of Exeter and Delft University of Technology. After graduating, he took up a role as a supply chain coordinator at STX Engine before moving to Amazon two years later. Back in Nigeria, Ukwuoma's mother, who ran a small cold room, was searching for a solution to the epileptic power supply. However, she couldn't afford to pay upfront for a solar panel, and none of the financial institutions she visited were willing to finance the purchase. ""I remember speaking with one of them, and he kept on saying, high risk, so I replied, 'When you say high risk, what do you mean?' and he gave me a list of things. She's not a registered business. She doesn't have a long operating history. She hasn't stayed in a particular place for a number of years. We don't know her cash flow and we don't know how much energy she's using.'"" Since he'd been helping her organise her business for a few months, he proffered an answer to those questions, but the financier quipped, ""men lie, women lie, data doesn't."" Recognising that the lenders' reluctance stemmed partially from their inability to assess a borrower's potential, he teamed up with Mayowa Abiodun to start Powerfull. Abiodun, who leads the startup's technology efforts, previously worked at Momas Electricity Meters Manufacturing Company Limited (MEMMCOL), and has experience building payment systems. Unlocking solar financing using Powerfull It's easy to assume that Powerfull provides solar financing to its customers, but Ukwuoma is quick to shut down that notion. He insists that it facilitates the distribution and collection of loans using a smart meter, smart wallet, and mobile app. While the mobile app measures energy usage, the smart wallet monitors repayment compliance and can be triggered to disconnect a user from the energy source. This way, it acts as a payment platform for energy companies. An important metric is how effective they are at ensuring debts are paid. Its primary business model targets businesses. For this vertical, a business in need of solar asset financing, purchases a smart meter from Powerfull, which is installed on the solar asset they wish to purchase. The meter calculates how much energy they consume, providing lenders with data they can use to make a decision. The minimum duration for this is three months, but can be longer depending on a lender's requirements. By understanding how much a business spends on its energy needs, a lender can provide them with a commensurate lending period and interest rate. On the other hand, knowing their energy needs ensures businesses get the right solar assets. There's also an energy-as-a-service option for businesses that want to use solar energy, but are unwilling to buy the solar assets. These users can buy electricity units just like users of the national grid, but their access can be cut off remotely once they run out of electricity units. Currently, Powerfull works with credit partners who refer prospective borrowers to them. These borrowers are then educated on the need for Powerfull's meters before picking them up. Ukwuoma says the startup takes as much as two weeks to educate prospective customers to ensure they understand the implications of acquiring the meters. There's an extra layer of security to prevent vandalism or customers increasing energy consumption. All meters installed by Powerfull are tamper-proof and are designed to turn off power supply immediately they are opened. It also provides data that can be used to determine whether a customer is using more or less energy than they subscribed for. When this is detected, a team of trained personnel goes to the location for an assessment, as its setup prevents unqualified personnel from fixing any damages. Powerfull charges users a 7.5% fee for processing loan repayments, while the smart meter starts retailing from ₦100,000. While some may baulk at the price, Ukwuoma says that it helps Powerfull and the lenders determine which businesses are committed to making the transition to solar energy. Compared to the 1.5% most fintech startups charge, its 7.5% fee is significantly higher, but Ukwuoma explains that it helps the startup cover its cloud storage costs. While the primary focus is on businesses, Ukwuoma explains that they have a B2C component. Here, customers can download the Powerfull app to purchase electricity units. Given its strong B2B focus, Powerfull is big on partnerships with solar asset financiers or solar asset producers. So far, it has closed partnerships with Blue Camel and Neotropical Technology. It also uses Steamaco's API services for its smart meters. Funding and challenges Although Powerfull has been primarily self-funded since its launch, the startup has received some funding from Startupbootcamp. Additionally, it is preparing to raise a £350,000 pre-seed round in 2023. ""We want to be able to deploy around £48 million in terms of credit funding to solar asset financing. At the same time, get us to £75,000 monthly recurring revenue in 18 months."" He states that one of the biggest challenges they've encountered centres around educating people on the benefits of switching to solar power. With the initial cost significantly higher than installing a diesel generator, many businesses often opt to continue with what they're used to. Acknowledging that more time would be needed to drive the massive adoption of alternative energy sources, Ukwuoma explains that it informs their decision to target large businesses and mini-grids as this allows them to make money while simultaneously driving awareness. Another challenge has been energy management. Using the example of a prospective client who had an old refrigerator, he pointed out that many Nigerians use appliances that consume large amounts of electricity and are incompatible with solar solutions. ""If there's anything I've learned so far, [it's that] the poor people pay more for electricity in Nigeria. Our data shows it. They're using very energy inefficient stuff and our data shows that it accounts for 40% to 60% of the energy costs that people get."" Currently operating in Lagos, Nigeria, Powerfull plans to expand to Abuja and Port Harcourt in the coming months, before moving outside Nigeria where it would compete with well-established companies like Sun King and Zola Electric.","Powerfull, wanda tsohon ma'aikacin kamfanin Amazon ya kafa, kamfanin yana son tallafa wa masu zuba jari a ɓangaren sola wajen taƙaita asara. Tsadar wuta lantarki suna daga cikin manyan abubuwan kowane kasuwanci. Amma yawancin masu masana'antu a faɗin duniya, sun fi dogara a bisa wutar da gwamnatin ƙasa ke samarwa, inda masu masana'antu a Nijeriya suke amfani da tasu wutar matsayin ko-ta-kwana. Wannan na nuna irin lalacewar ɓangaren wutar lantarkin ƙasar, wanda aka taƙaita sunanta da NEPA, wadda tsohuwar hukumar samar da wutar lantarki ce ta Nijeriya, inda aka sauya mata suna da 'kada ku tsammaci wuta koyaushe''. Rahoton shekarar 2022 ya bayyana cewa sama da kashi 40% cikin ɗari na 'yan Najeriya magidanta suna amfani da inji, inda ake kashe kimanin Dala biliyan 14 duk shekara a kan man fetur da dizal. Haka kuma, ba a bar harkokin kasuwanci ba su ma, inda masu masana’antu suka kashe kudi kimanin Naira biliyan 144 cikin shekarar 2022 don samar da wuta. Duk da rashin tabbacin wutar lantarki ta ƙasa, yawancin masu masana'antu ba su da wata hanyar samar da wuta da za su tafiyar da harkokinsu. Alal misali, farantan sola suna da matuƙar tsada, wanda hakan kan sanyaya gwiwar masu son amfani da ita. Shigowar tsarin biyan bashi kaɗan-kaɗana Nijeriya shi ma ya sa ‘yan kasuwa faɗi-tashin neman bashin siyan kayan sola. Shekaru kaɗan da suka wuce, wasu kamfanoni sun yi yinƙurin kawo ƙarshen wasu daga cikin matsalolin. Kamfanin MTN ya samar da tsarin kuɗin sola tare da haɗin gwiwar Kamfanin Lumos, yayin da Bankin Access ya ware kimanin Naira miliyan 50 domin siyan sola. Sababbin kamfanoni kamar SunFi, wanda kwanan nan ya tara kuɗin kafi Dala miliyan 2.3, shi ma yana ciki. Amma akwai muhimmin ɓangare a cikin al'amarin wanda yakan hana kamfanonin hada-hadar kuɗi samar da kuɗaɗe- bashi da kuma kimanta asara. Ta yaya za ka tabbatar da tsarin biyan bashi a kan lokaci? Sabon Kamfanin Powerful wanda tsohon ma'aikacin kamfanin Amazon y Ifanyi Ukwuoma ya kafa, yana da burin gyara mastalar. Maza na ƙarya, mata ma na ƙarya, amma lambobi ba sa yi. Duk da cewa Ukuoma ya kammala karatu da kyakkyawan sakamako daga Jami’ar Fasaha ta Tarayya, Owerri (FUTO), inda ya yi digiri a ɓangaren Ilimin Kimiyyar Ƙasa, ya sha faman neman aiki kowanne iri tsawon shekara. Cikin damuwa, sai ya mai da hankali wajen neman tallafin karatu domin tafiya karatu ƙasar waje, inda a ƙarshe ya samu tallafin karatu na Erasmus Mandus. A shekararsa ta farko, ya yi kwasa-kwasai a Netherlands da Birtaniya da Jamus da Poland da kuma Hangary. A shekara ta biyu, ya zaɓi kammala karatunsa Jami'ar Exeter da kuma Jami'ar Fasaha ta Deflt. Bayan kammala karatu, sai ya sami aikin mai tsara aikawa da kaya a Kamfanin STX Engine, kafin komawa kamfanin Amazon bayan shekaru biyu. A nan Najeriya, mahaifiyar Ukwuoma, wadda take sana’ar sayar da kayan sanyi tana ta neman mafita daga matsalar wutar lantarki. Sai dai, ba za ta iya siyan kuɗin kayan sola ba, kuma babu wata cibiyar hada-hadar kuɗi da ta shirya saya mata. “Na tuna lokacin da na yi magana da ɗaya daga cikinsu, ya ta nanata cewa da akwai babbar asara, don haka na tambaye shi cewa “idan ka ce babbar asara, me kake nufi?” Sai ta ba ni jerin sunayen waɗansu abubuwa. Ba ta yi wa kasuwancinta rijista ba. Ba ta da dogon tarihin fara kasuwanci. Ba ta taɓa zama a wani waje ba tsawon shekaru ba. Ba mu san kai-kawon kuɗaɗenta ba, kuma ba mu san irin wutar lantarkin da take amfani da ita ba. Tunda ya kasance yana taimaka mata wajen tsara kasuwancinta tsawon watanni, ya samar mata mafitar waɗannan matsalolin, sai dai masu samar da kuɗaɗen sun shirya ba ta horo ''maza na ƙarya, mata na ƙarya amma bayanai ba sa ƙarya."" Gane cewar sakacin masu ba da bashi ya samo asali ne daga gazawarsu wajen kimanta mai karɓar bashi, inda ya haɗa kai da Mayowa Abiodun domin buɗe kamfanin Powerful. Abiodun wanda ya jagoranci ɓangaren fasaha na kamfanin, a baya ya yi aiki da Kamfanin Momas Masters Manufacturing Company Limited (MEMMCOL), kuma yana da gogewa wajen tsarin biyan kuɗi. Tsarin biyan kuɗin wutar sola na Kamfanin Powerful. Abu ne mai sauƙi a ɗauka cewa Kamfanin Powerful yana samar da kuɗin wutar sola ga kwastominsa sai dai Ukwuoma ya yi gaggawar rufe batun. Ya yi iƙirarin cewa yana taimakawa wajen rarrabawa da karɓar bashi ta hanyar amfani da mita da lalitar intanet da kuma manhajar wayar hannu. Yayin da manhajar wayar hannu ke auna yawan amfani da wutar, ita kuwa lalitar na kula da bin tsarin biyan kuɗi, kuma za a iya amfani da ita wajen katse hasken wutar mutum daga tushe. Ta wannan hanyar, suna aiki a matsayin kafar biyan kuɗaɗen kamfanonin hasken wutar lantarki. Muhimmin abin shi ne yadda suke ƙoƙarin tabbatar da cewa an biya basussuka. Babban manufar kasuwancinsu ita ce harar kasuwanci da dama. A wannan tsarin, duk kasuwancin da ke buƙatar a siya masa sola, zai sayi mitar zamani daga Kamfanin Powerfull, wadda ake ɗorawa a kan nau’in solar da ake son saya. Mitar na lissafa adadin wutar da aka sha, tare da samar wa waɗanda aka ara wa kuɗi bayanan da za su yi amfani da su wajen yanke shawara. Mafi ƙaranci lokacin wannan tsari shi ne wata uku, amma dai za a iya tsawaita hakan bisa yadda mai aron yake buƙata. Ta hanyar sanin nawa mai kasuwanci yake kashewa a kan wutar lantarki, kamfanin zai sanar da su tsawon lokacin aron da kuma yawan kuɗin ruwa. A ɗaya ɓangaren kuma, sanin abin da suke buƙata na wutar lantarki yana tabbatar da sama wa kamfanoni irin solar da ta dace. Akwai kuma tsarin da ake samar wa kamfanoni wutar lantarki, ba sa buƙatar mallakar kayan haɗin solar. Waɗannan za su iya sayan katin hasken wutar lantarkin, kamar dai masu amfani da wutar ƙasa, amma za ta katse da zarar katinsu ya ƙare. A yanzu haka, Kamfanin Powerful yana aiki da masu ba da bashi, waɗanda suke tura masu karɓar bashi zuwa gare su. Ana ilimantar da waɗannan masu aron game da buƙar mallakar mitar kamfanin Powerfull, kafin su karɓe su. Ukwuoma ta bayyana cewa, sababbin kamfanoni suna ɗaukar kimanin mako biyu domin ilimantar da kwastomomi wajen tabbatar da cewa sun fahimci hikimar mallakar mitocin. Akwai ƙarin tabbacin tsaro domin kare mitar daga ɓarna ko ƙarin zuƙar hasken wutar daga abokin harka. Dukkan mitocin da da Kamfanin Powerful ya saka masu inganci ne kuma ba a iya canja tsarinsu, inda aka tsara su ta yadda za su ɗauke wutar da zarar an buɗe su. Haka kuma tana samar da bayanan da za a iya amfani da su domin sanin ko lwastoma yana amfani da wuta da yawa ko kaɗan daga wadda ya saya. Idan aka gano hakan, tim na ƙwararrun ma'aikata kan je wajen domin bibiya, domin kuwa an tsara ta yadda hana 'yan dagaji ma'aikta ba za su iya gyara ta ba. Kamfanin Powerful yana cajar kaso 7.5% a matsayin kuɗin bin matakan biyan bashi, yayin da ake sayar da mitar a kan Naira dubu 100,000. Yayin da wasu ka iya ƙarawa a kan farashin, inda Ukwuoma ya ce hakan na taimaka wa Kamfanin Powerful da masu aron su san wane irin kasuwancin ne ya dace da wutar solar. Idan aka kwatanta kaso 1.5% na cajin yawancin kamfanonin fasahar hada-hadar kuɗi,kaso 7.5% ɗinsa ya yi yawa sosai, sai dai Ukwuoma ya bayyana cewa, yana taimaka wa sababbin kamfanonin wajen mayar da abin da suka kashe. Yayin da babban abin dubawa shi ne kasuwancin, Ukwuoma ya bayyana cewa suna da kayan aiki na B2C . A nan kwastomomi kan iya sauke manhajar Kamfanin Powerful domin sayen katin wutar lantarki. Duba da yadda ya mai da hankali a kan ƙaƙƙarfan tsarin B2B, Kamfanin Powerful ya yi nisa a haɗin gwiwa da masu samar da kuɗi kayan sola ko kuma masu samar da hajojin solar. A yanzu haka, ya ƙulla alaƙa da Kamfanin Bluecamel da kuma Kamfanin Neotropical Technology. Haka kuma yana amfani da sabis na Steamaco wajen gudanar da mitarsa. Samar da kuɗi da kuma ƙalubale. Duk da cewa Kamfanin Powerfull tun asali shi yake samarwa kansa kuɗi tun lokacin ƙaddamar da shi, kamfanin ya samu wani tallafin kuɗi daga Startupbootcamp. Bugu da ƙari, yana shirin tara Fan 350,000 kuɗin kafi a 2023. ""Muna so mu yi amfani da kimanin Fan miliyan 48 domin bayar da bashi wajen siyan kayayyakin sola. A lokaci guda kuma, muna samun kimanin Fan 75,000 na kuɗin shiga a wata 18."" Ya bayyana cewa, ɗaya daga cikin manyan ƙalubalen da suke fuskanta ya shafi ilmantar da mutane game da muhimmancin komawa kan tsarin wutar sola. Kasancewar kuɗin haɗa solar na farko ya zarta kuɗin sanya injin janareta, yawancin kamfanoni sun gwammace ci gaba da abin da suka saba da shi. Duba da lokacin da ake buƙata domin komawa ga sabuwar hanyar samar da wutar lantarki, Ukwuoma ya bayyana cewa, hakan ya ja hankalinsu wajen yanke hukunci a kan su nufi manyan kamfanoni da da kuma ƙananan cibiyoyi, domin hakan zai ba su damar samun kuɗi da kuma wayar da kai. Wani ƙarin ƙalubalen shi ne samar da makamashi. Ta hanyar ba da misali da abokin hulɗa wanda yake da tsohon firinji, ya nuna cewa yawancin 'yan Nijeriya suna amfani da kayan lantarki masu jan wuta da yawa, waɗanda ba su dace da sola ba. Idan har akwai wani abu da na koya a baya, to bai wuce cewa mafi yawan talakawa a Nijeriya suna shan wutar lantaki da tsada. Bayananmu sun nuna haka. Suna amfani da kayan lantarki maras inganci kuma bayananmu sun nuna cewa su ne ke haifar da tsadar makamashin da mutane ke amfani da shi da kaso 40% zuwa 60% A yanzu haka da Kamfanin Powerfull ke aiki a Legas ta Nijeriya, ya shirya faɗaɗawa zuwa Abuja da Fatacol a watanni wasu zuwa, kafin ya fita zuwa wajen Nijeriya, inda zai yi gogayya da kamfanonin da suka kama ƙasa kamar Sun king da kuma Zola Electric.","Ilianzishwa na mfanyakazi wa zamani wa Amazon, mwene nguvui anataka kusaidia wafadhili wa vifaa vya nishati ya jua kupunguza hatari. Gharama za nishati ni baadhi ya gharama za msingi kwa biashara yoyote. Lakini wajasiriamali wengi duniani wakitegemea gridi ya taifa kimsingi, wajasiriamali wa Naigeiria wanatumia gridi yao ya taifa kama chelezo. Hiyo hali mbaya ya sekta ya umeme ambayo ni kifupi cha Mamlaka ya Nishati ya Taifa (NEPA), ni chombo kilichokufa sasa chrnyr jukumu la kuratibu umeme nchini, kilipewa jina tena, ""Usitegemee Umeme Kila siku"" Ripoti ya mwaka 2022 iliweka wazi kwamba zaidi ya 40% ya wenye nyumba wanamiliki na kutumia majenereta, ikitumika bilioni $14 kila mwaka kwenye Petroli na Diseli. Biashara nayo haikunusirika pia, kwa wake wote kwenye sekta ya viwanda wanatumia zaidi ya bilioni ‎#144 mwaka 2022 kuzalisha nishati. Licha ya kutoaminika kwa gridi ya taifa, wafanyabiashara wengi hawawezi kutafuta chanzo mbadala cha nishati kuendesha biashara zao. Paneli za Sola, kwa mfano, zililetwa kwa bei ya juu ambapo mara nyingi huwakatisha tamaa watumiaji wenyewe. Upenyezaji mdogo wa mkopo nchini Nigeria pia unahakikisha wafanyabiashara kuteseka kupata mikopo kununua vyombo vya Sola. Miaka kadhaa iliyopita, baadhi ya taasisi zilijaribu kutatua baadhi ya changamoto hizi. MTN ilitoa ufadhili wa Sola kwa kushirikiana na Lumos, huku Access Bank ikitoa mpaka milioni #50 kwaajili ya kufadhili Sola. Mashirika kama SunFi, ambalo hivi karibuni lilitengeneza milioni $2.3 kwenye kufadhili mbegu, pia lilishiriki. Kuna sehemu muhimu ya mlingano ambayo mara nyingi huzuia taasisi za fedha kutoa mikopo ya kifedha na nusimamizi wa majanga. Unahakikishaje ulipaje wa mkopo kwa wakati? Powerfull, ni shirika lililoundwa na mfanyakazi wa zamani wa Amazon, Ifeanyi Ukwuoma, anatarajia kutatua tatizo hili. Wanaume wanasema uwongo, Wananawake wanasema uwongo, nambari haziongopi. Licha kuhitimu kwa daraja zuri kutoka Chuo Kikuu cha Teknolojia cha Federal, Owerri (FUTO), akiwa na Shahada ya Jiolojia na Sayaynsi ya Udongo, Ukwuoma alihangaika kupata kazi yoyote kwa mwaka. Akiwa amechanganyikiwa, alielekeza juhudi zake katika kupata ufadhili wa kusoma nje ya nchi, hatimaye kupata ufadhili wa Erasmus Mundus. Kwenye mwaka wake wa kwanza, alichukua kozi nchini Netherlands, UK, Ujerumani, Polandi, na Hangari. Kwa mwaka wa pili, alihamia kumaliza masomo yake Chuo Kikuu cha Exeter na Chuo Kikuu cha Teknolojia cha Delft. Baada ya kuhitimu, alipata majukumu ya kama mratibu wa Ugavi coordinator at STX Engine before moving to Amazon two years later. Turudi Nigeria, mama wa Ukwuoma, ambaye aliendesha chumba kidogo cha baridi, alikuwa anatafuta suluhisho la usambazaji wa umeme wa uhakika. Hata hivyo, asingeweza kulipa gharama za awali za paneli ya Sola, na hakukuwa na taasisi ya fedha kwa alizotembele kuwa tayari kudhamini ununuzi huo. ""Nakumbuka nilizungumza na moja ya hizo, na waliendelea kusema, hatari kubwa, hivyo nilimjibu, 'Unaposema hatari kubwa, unamaanisha nini?' Na alinipa orodha ya vitu. Yeyey si mfanyabiashara aliyesajiliwa. Hana historia ya muda mrefu ya uendeshaji. Hakuketi eneo moja maalumu kwa muda mrefu. Hatujui mzunguko wake wa fedha na hatujui anatumia nishati kiasi gani .'"" Kwa kuwa alikuwa akimsaidia kupamnga biashara yake kwa miezi kadhaa, alipendelea kujibu maswali hay, lakini mfadhili huyo alitania, ""wananume wanaongopa, wanawake wanaongopa, data haziongopi"" Kwa kutambua kuwa kusita kwa viongozi kunatokana na kushindwa kutathmini uwezo wa mkopaji, aliungana na MayowaAbiodun kuanzisha Powerfull. Abiodun, ambaye anaongoza juhudi za teknolojia za shirika hilo, zamanai alifanya kazi kwenye kampuni ya Utengenezaji wa Mita za Umeme (MEMMCOL) na alikuwa na uzoefu wa kutengeneza mifumo ya malipo. Kufungua ufadhili wa matumizi ya Sola Powerfull Ni rahisi kudhani kwamba Powerfull inatoa ufadhili wa Sola kwa wateja wake, ila Ukwuoma yupo mbioni kuzima dhana hiyo. Anansisitiza kwamba inarahisisha usambazaji na ukusanyaji wa mikopo kwa kutumia mita mazi, waleti maizi, na orogramu ya simu. Wakati progarmu ya simu hupima matumizi ya nishati, waleti maizi inafuatilia marejesho na inaweza kumtenganisha mtumiaji kutoka kwenye chanzo cha nishati. Njia hii, inatumika kama jukwaa la malipo kwa kampuni za nishati. Kipimo muhimu ni jinsi zinavyofaa katika kuhakikisha kuwa madeni yanalipwa. Muundo wake msingi wa biashara unawalenga wafanyabiashara. Kwa mwendo huu, biashara inayohitaji ufadhili wa vifaa vya Sola, inanunua mita maizi kutoka Powerfull, ambayo imesanidiwa kwenye imesanidiwa kwenye vifaa vya Sola wanavyotaka kununua. Mita hizo huhesabu wametumia nishati kwa kiasi gani, kuwapa wakopeshaji data wanayoweza kutumia kufanya maamuzi. Muda wa chini kwa hii ni miezi mitatu, lakini unaweza kuwa mrefu kutemeana na mahitaji ya mkopeshaji. Kwa kutambua ni kiasi gani biashara hutumia kwa mahitaji yake ya nishati, mkopeshaji anaweza kuwapa wakopeshwaji muda wa mkopo kulingana na kiwango cha riba. Kwa upande mwingine, kutambua mahitaji yao ya nishati huhakikisha wafanyabiashara kupata vifaa sahihi vya Sola. Pia kuna chaguo la nishati kama huduma kwa wafanyabiashara wanaohitaji kutumia nishati ya jua, lakini hawapo tayari kununua vifaa vya Sola. Watumiaji hawa wanaweza kunua uniti kama watumiaji wa gridi ya taifa, lakini huduma inaweza kukatika pale tu wanapomaliza uniti za umeme. Sasa hivi, Powerfull inafanya kazi na washirika wa mikopo ambao huwarejelea wakopaji watarajiwa. Wakopaji hawa halafu huelimishwa kwa uhitaji wa mita za Powerfull kabla ya kuzichukua. Ukwuoma anansema shirika hilo huchukua wiki mbili kuwaelimisha wateja watarajiwa ili kuhakikisha wanafahamu umuhimu wa kupata mita hizo. Kuna safu ya ziada ya usalama ili kuzuia uharibifu ama wateja kuzidisha matumizi ya nishati. Mita zote zilizosakinishwa na Powerfull ni vidhibiti na zimeundwa kuzima usambzaji wa umeme mara moja zinapofunguliwa. Pia inatoa data ambazo zinaweza kutumika kugundua kama mteja anatumia nishati zaidi ama kidogo kuliko waliojiunga nayo. Pindi hili linapogunduliwa, timu ya wataalamu huenda eneo husika kwa uchunguzi, kwani usanidi wake huzuia wafanyakazi wasio na utaalamu kurekebisha uharibifu wowote. Powerfull huwatoza watumiaji ada ya 7.5% kwa ajili ya mcahakato wa malipo ya deni, wakati mita maizi inaanza kuuzwa kuanzia ₦100,000. Ilhali nyingine zinaweza kuongezeka bei, Ukwuoma anasema inasaidia Powerfull na wakopeshwaji kubaini wafanyabiashara gani wapo tayari kufanya biashara na nishati ya jua. Iklinganishwa na 1.5% mashirika mengi ya fintechi hutoza, ada yake ya 7.5% ni ghali sana, lakini Ukwuoma anaelezea kwamba inasaidia shirika hilo kufidia gharama zake za uhidadhi wa Klaud. Wakati lengo kuu ni biashara, Ukwuoma anaelezea kwamba wana sehemu ya B2C. Hapa, wateja wanaweza kupakua programu ya Powerfull ili kununua uniti za umeme. Kwa kuzingati uimara wake wa B2CB, Powerfull ni mkubwa kwenye ubia na wafadhili wa vifaa vya Sola ama wazalishaji wa vifaa vya Sola. Hadi sasa, imekuwa na ushirikiano wa karibu na kampuni ya Blue Camel na Neotropical Technology. Pia inatumia huduma za Steamaco API kwa ajili ya mita maizi zake. Ffedha na changamoto. Ingawa Powerfullimekuwa ikijifadhili yenyewe tangu kuzinduliwa kwake,shirika hilo limepokea fedha kutoka Startupbootcamp. Zaidi ya hayo, ni kuandaa kuongeza a £350,000 kwenye hatua za awali mwaka 2023. ""Tunataka kuwa na uwezo wa kupeleka milioni £48 kwenye namna ya ufadhili wa vifaa vya Sola. Muda huo huo, inatupatia mapato ya kila mwezi £75,000 ndani ya miezi ."" Anasema kwamba moja ya changamoto kubwa walizokutana nazo vituoni nu kuwaelimisha watu umuhimu wa kuhamia kwenye nishati ya jua. Kwa malipo yake ya awali ni ghali kuliko kulipia jenereta, wafanyabiashara wengi wanaamua kuendelea na vile walivyokua wakivitumia. Kukiri kwamba muda zaidi ungehitajika kuendesha upitishwaji mkubwa wa vyanzo vya nishati mbadala, Ukwuoma anaelezea kwamba innarifu uamuzi waoz wa kulenga biashara kubwa na gridi ndogo kwani hii inawaruhusu kupata pesa wakati huohuo inaendeleza uhamasishaji,. Cahngamoto nyingine imekuwa ni udhibiti wa nishati. Kwa kutumia mfano wa wateja watarajiwa amba wana majokofu ya zamani, aliweka wazi kwamba Wanaigeria wengi wanatumia vifaa vinavyotumia kiasi kikubwa cha umeme na haviendani na suluhisho la Sola. ""Kama kuna jambo lolote nimejifunza kwa wakti huo,[ni kwamba] watu wasio na uwezo wanalipia sana umeme nchini Nigeria. Data zetu zinaonyesha hilo. Wanatumia vitu visivyofaa sana na data inaonyesha kwamba inachukua 40% hadi 60% ya gharama za nishati ambazo watu hupata"" Kwa sasa inafanya kazi jijini Lagos, Nigeria, Powerfull inapanga kupanuka mpaka Abuja na Bandari ya Harcourt kwenye miezi ijayo, kabla ya kutoka nje ya Nigeria ambapo ingeweza kushindana na na kampuni imara kama Sun King na Zola Electric.","Ọ̀kan lára àwọn òṣìṣẹ́ Amazon tẹ́lẹ̀rí ni ó dá a sílẹ̀, Powerfull fẹ́ ran àwọn tí wọ́n ń ṣòwò bí a ti ń rí iná láti ara òrùn nípa ṣíṣe àdínkù ewu tí ó rọ̀ mọ. Owo níná lórí agbára tí ènìyàn ń lò fún okòwò ni ó peléke jù. Ṣùgbọ́n nígbà tí àwọn olókowò lágbàáye gbẹ́kẹ̀lé ànfààní látọ̀dọ ìjọba, ọ̀pọ̀ àwọn olúkowò ní orílẹ̀-èdè Nàìjíríà wọn a máa lò ànfààní tí wọn látọ̀dọ ìjọba bí àfẹ̀yìntì. Èyí ni ipò tí kò dára tí ẹ̀ka iná mọ̀nàmọ́ná orílẹ̀-èdè yìí tí àdàpẹ̀ rẹ̀ National Electric Power Authority (NEPA ), èyí tí kì í ṣe ohun ló wà nípa ṣíṣe àmójútó iná orílẹ̀-èdè yìí, tí a fún ní ""Never Expect Power Always."" Ìròyìn kan ní ọdún 2022 ṣàfihàn pé àwọn tí ó ju 40% lọ ni àwọn ilé ní orílẹ̀-èdè Nàìjíríà ni wọ́n ní, tí wọ́n sì ń lo ẹ̀rọ amúnáwọlé, èyí tí ó mú kí wọ́n máa ná bílíọ́nù $14 lórí epo bẹ́ntiróò àti dísù. Èyí kò yọ okòwò sílẹ̀, pẹ̀lú àwọn tí wọ́n wà ní ẹ̀ka tí wọ́n ti ń ṣẹ̀dá ohun tí wọ́n ná tó bílíọ́nù ₦‎144 ní ọdún 2022 láti lè lo iná. Pẹ̀lú wí pé ànfààní látọ̀dọ ìjọba àpapọ̀ kò ṣe é gbáralé, ọ̀pọ̀ okòwò ni kò lè wá orísun mìíràn fún iná láti lè máa bá okòwò wọn lọ. Àpẹẹrẹ ni ohun tí a fi ń fa iná látara oòrùn, láti lè máa lò o, owó rẹ̀ pọ̀ púpọ̀ èyí tí ó máa ń mú àwọn tí ó fẹ́ rà á tún sún sẹ́yìn. Àìsì ètò ẹ̀yáwó tí ó yanrantí ní orílẹ̀-èdè Nàìjíríà ń mú kí àwọn olókowò máa tiraka láti rí owó yá fún ríra ohun èlò tí ń múná wa láti ara oòrùn. Nínú àwọn ọdún díẹ̀ tí ó ti kọjá, àwọn ilé-iṣẹ́ kọ̀ọ̀kan ti gbìyànjú láti yanjú púpọ̀ nínú àwọn ìṣòro yìí. MTN pèsè owó láti ra ohun tí ń múná wa láti ara oòrùn nípasẹ̀ ìbádòwòpọ̀ pẹ̀lú Lumos, nígbà tí ilé ìfowópamọ́ Access pèsè mílíọ̀nù ₦‎50 fún rírà á. ilé-iṣẹ́ tí ó ń pèsè ohun kan bí i SUNFI, tí ó ṣẹ̀ṣẹ̀ tu $2.3 mílíọ̀nù dọlà jọ láti ara owó fún bíbẹ̀rẹ̀ okòwò, náà kó ipa. Ṣùgbọ́n ohun kan wà tí ó ṣe kókó ètò náà tí ó máa ń dènà àwọn ilé-iṣẹ́ ètò ìsúná láti pèsè owó – ìgbéléwọ̀n igbèsè àti ewu. Báwo ni ẹ ṣe máa ń rí i dájú wí pé wọn sanwó lọ́jọ́ tó yẹ? Powerfull, ẹni tí ó dá ilé-iṣẹ́ tí ń pèsè ohun kan, tí ó jẹ́ òṣìṣẹ́ Amazon tẹ́lẹ̀rí ni, Ifeanyi Ukwuoma, nígbàgbọ̀ láti yanjú ìṣòro náà. Ọkùnrin àti obìnrin a máa parọ́, ṣùgbọ́n Nọ́ńbà kì í parọ́. Pẹ̀lú jíjáde pẹ̀lú èsì tí ó dára ní Federal University of Technology, Owerri (FUTO ), pẹ̀lú oyè ìmọ̀ ìjìnlẹ̀ àkọ́kọ́ nínú Jíọ́lọ́jì àti Sáyẹ́nsì Ayé, Ukwuoma làkàkà láti ríṣẹ́ kan ṣe fún ọdún kan. Pẹ̀lú ìbànújẹ́, ó lo gbogbo agbára rẹ̀ láti rí i wí pé òun gba ẹ̀bùn ẹ̀kọ́-ọ̀fẹ́ láti lọ kàwé lókè òkun, ó padà rí ẹ̀bùn ẹ̀kọ́-ọ̀fẹ́ ti Erasmus Mundus. Ní ọdún rẹ̀ àkọ́kọ́, ó ṣe àwọn iṣẹ́ ní Netherlands, UK, Jámánì, Poland, àti Hungary. Fún ọdún kejì, ó lọ láti parí ẹ̀kọ́ rẹ̀ ní ifásitì Exeter àti Ifásitì ìmọ̀ ẹ̀rọ ti Delft. Lẹ̀yin tí ó jáde, ó gbaṣé gẹ́gẹ́ bí i ẹni tí ń ṣe àkóso pípèsè ṣáìnì ní STX Engine kí ó tó lọ sí Amazon lẹ́yìn ọdún méjì. Níbí ní Nàìjíríà, Ìyá Ukwuoma, tó ní ibi kékeré tí ó ti ń tẹ́ja, ó ń wá ìyànjú sí iná èlétírìkì tí ń dákú dájí. Síbẹ̀síbẹ̀, kò lágbára láti san owó àsańlẹ̀ fún ohun tí ń múná wọlé láti ara oòrùn, ìkànkan nínú àwọn ilé-iṣẹ́ tí ń yàni lowo tí ó lọ kò ṣetán láti yá a lówó tí yóò fi rà á. ""Mo rántí wí pé mo bá ènìyàn kan nínú wọn sọ̀rọ̀, ó sì ń tẹnumọ́, ewu ńlá, mo wá dá a lóhùn, 'nígbà tí ó sọ ewu ńlá, kí ni ohun tí ò ń sọ? Ó sì fún mi ní ọ̀pọ̀lọpọ̀ ohun. Kì í ṣe okòwò tí ó ti forúkọ sílẹ̀. Kò ní ìtàn pé ó ti pẹ́ tí ó ti bẹ̀rẹ̀ iṣẹ́. Kò tíì dúró ní ibi kàn fún iye ọdún yìí. A kò mọ bí owó ṣe ń wọlé tàbí jáde sí, àti pé a kò mọ iye iná tí ó ń lò.'"" Nígbà tí ó jẹ́ wí pé yóò ràn án lọ́wọ́ láti ṣètò okòwò rẹ̀ fún oṣù díẹ̀, ó wá ìdáhùn sí àwọn ìbéèrè náà, ṣùgbọ́n ẹni tí yóò gbowó sílẹ̀ sọ̀rọ̀ pẹ̀lú ẹ̀fẹ̀ pé ""ọkùnrin, obìnrin a máa parọ́, ohun tí a ti ṣe ìwádìí òkodoro lé lórí kò nírọ́ nínú "". Rírí wí pé àìfẹ́ yáni lọ́wọ́ náà jẹ́ látàrí àìkùn ojú òṣùwọ̀n ẹni a fẹ́ yá lówó èyí mú u gbìmọ̀ pọ̀ pẹ̀lú Máyọ̀wá Abíọ́dún láti bẹ̀rẹ̀ Powerfull. Abíọ́dún, tí ó dárí ìbẹ̀rẹ̀ akitiyan ìmọ̀ ẹ̀rọ, ó ṣiṣẹ́ tẹ́lẹ̀ ní Momas Electricity Meters Manufacturing Company Limited (MEMMCOL ) ó sì ní ìrírí nínú kíkọ́ àwọn ohun tí a fi ń sanwó. Sísanwó fún ohun tí ń múná wọlé láti ara oòrùn nípa lílo Powerfull Ó rọrùn láti rò pé Powerfull ni ó ń pèsè owó fún ríra ohun tó ń múná wọlé láti ara oòrùn fún àwọn oníbàárà, ṣùgbọ́n Ukwuoma tètè mú èrò yìí kúrò. Ó fi dandan lé e pé ó máa pípín ati gbígba owó tí ènìyàn bá yá nípa lílo mítà tí ó jáfáfá, àpamọ́wọ́ tí ó jáfáfá, àti ìkànnì ayélujára. Nígbà tí à ń lò ìkànnì ayélujára láti ṣe òdiwọ̀n iná, à ń lo àpamọ́wọ́ tí ó jáfáfá láti tọpinpin bí wọ́n ṣe ń sanwó gẹ́gẹ́ bí i ìlànà tí a làkalẹ̀ tí a sì lè yọ ẹni tí ń lò ó kúrò nínú orísun náà. Pẹ̀lú èyí, ó ń ṣiṣẹ́ bí i ìkànnì fún sísanwó fún àwọn ilé-iṣẹ́ iná. Ohun tí ó ṣe pàtàkì ni bí ó ṣe ń bójútó pé àwọn ènìyàn san gbèsè wọn. Ohun àwòṣe okòwò náà ni kí ó máa lépa okòwò. Fún èyí tí ó nàró, okòwò tí ó nílò owó fún ríra ohun tí ń múná wọlé láti ara oòrùn, ó máa ra mítà tí ó jáfáfá láti ọ̀dọ̀ Powerfull, èyí tí a má gbé lé ohun tí ń múná wọlé láti ara oòrùn èyí tí ó wù wọ́n láti rà. Mítà náà yóò ṣe ìṣirò iye iná tí wọ́n lò, èyí tí yóò fún ẹni tí ó yáni lówó pẹ̀lú ohun tí yóò fi ṣe ìpinnu rẹ̀. Iye àkókò yìí kéré tán ní oṣù mẹ́ta, ó lè jù bẹ́ẹ̀ lọ, èyí níṣẹ pẹ̀lú ohun tí ẹni tí ó yáni lówó bá fẹ́. TÍ òye bí okòwò kan ṣe ń lo iná, ẹni tí ń yáni lówó lè fún wọn ní ìgbà ẹ̀yàwó tí yóò wà ní ìbámu àti èlé. Ní ìdàkejì ẹ̀wẹ̀, mímọ iná tí wọ́n nílò yóò jẹ́ kí okòwò ní ohun èlò tí ń múná wọlé láti ara oòrùn to tọ́. Ohun mìíràn tún wà tí à ń pè ní iná -gẹ́gẹ́ -bí -ohun tí a lè lò fún okòwò tí ó fẹ́ lò iná tí à ń lò láti ara oòrùn, ṣùgbọ́n tí wọn ò fẹ́ ra ohun èlò tí ń múná wọlé láti ara oòrùn. Àwọn tí ń lò ó yìí lè ra iná bí i àwọn tí ń lo anfààní ìjọba àpapọ̀, ṣùgbọ́n a lè yọ wọn kúrò ti iná wọn bá ti tán. Ní báyìí, Powerfull ń ṣiṣẹ́ pẹ̀lú abánidókòwò tí ń yáni lówó tí a máa tare ẹni fẹ́ yáwó sí wọn. Wọ́n máa ṣe ìdánilẹ̀kọ̀ọ́ fún àwo tí wọ́n fẹ́ yáwó fún ìdí tí wọ́n fi nílò mítà Powerfull kí wọ́n tó rà wọ́n. Ukwuoma sọ wí pé à ti bẹ̀rẹ̀ a máa gbani tó ọ̀ṣẹ̀ méjì láti dá àwọn oníbàárà náà lẹ́kọ̀ọ́ láti ri i dájú wí pé òye níní mítà náà yé wọn. Ààbò wà láti dènà ìbàjé àti kí àwọn olùbáárà ó fikún iná náà ní lílò. Gbogbo àwọn mítà tí Powerfull ṣe ní wọ́n fi ohun tí yóò jẹ̀ kí wọ́n mọ̀ bí wọ́n bá fọwọ́ kàn án, bákan náà ni a mú iná lọ ní kété tí a bá ti sí i. Bákan náà ni ó máa ń pèsè ohun tí a óò fi mọ̀ bí oníbàárà bá ń lò ju tàbí kéré sí ohun tí wọ́n sanwó fún lọ. Tí wọ́n bá ti mọ èyí, ìkọ tí wọ́n kọ́ṣẹ́mọṣẹ́ a lọ sí ibẹ̀ láti ṣe àyẹ̀wò, nítorí bí a ṣe ṣe e, ẹni tí kò jẹ́ akọ́ṣẹ́mọṣẹ́ nípa rẹ̀ kò lè ṣe ohun tí ó bá bàjẹ́ lára rẹ̀. Powerfull a máa gbà owó 7.5% fún ṣíṣètò dídá owó padà, nígbà tí mítà tí o jáfáfá náà yóò máa ta àtúntà láti ₦‎100, 000. Nígbà tí àwọn mìíràn lè kọ iye rẹ̀, Ukwuoma sọ pé ó ran Powerfull lọ́wọ́ àti pé àwọn olùyánilówó náà ló máa ń sọ irúfẹ̀ àwọn oko-òwò tí wọ́n gbájúmọ́ ṣíṣe ìṣípòpadà bọ́ sí iná agbára-oòrùn. Ṣíṣe àfiwé sí 1.5%, ọ̀pọ̀ ìmọ̀ tuntun nípa ètò ìsúná ni wọ́n ń gbà, pẹ̀lú 7.5% ni ó fi gbéra sókè, ṣùgbọ́n Ukwuoma ṣàlàyé pé yóò ran àwọn ilé-iṣẹ́ náà lọ́wọ́ nípa pé wọ́n ti sanwó fífi nǹkan wọn pamọ́.sórí ẹ̀rọ ayélujára. Nígbà tí àfojúsùn jẹ́ lórí àwọn okòwò, Ukwuoma ṣàlàyé wí pé àwọn ní ohun tí à ń pè ní ṣíṣe okòwò-sí-Olùbáárà (B2C). Níbí àwọn oníbàárà yóò gbà ohun èlò tí Powerfull ṣe láti máa ra iná. Níní àfojúsùn tí ó gbilẹ̀ nínú ṣíṣe okòwò-si-oníbàárà (B2B), Powerfull dòwọ̀pọ̀ pẹ̀lú àwọn tí ń ṣe ohun èlò tí ń múná wọlé láti ara oòrùn. Báyìí, kò bá àwọn Blue Camel àti Ilé-Iṣẹ́ Ìmọ̀-Ẹ̀rọ Neotropical dòwòpọ̀. Ó tún máa ń lo iṣẹ́ Steamaco's API fún àwọn mítà tí ó jáfáfá. Owó àti ìpènìjà Bí ó tilẹ̀ jẹ́ pé Powerfull ni ó ń ṣe agbátẹrù ara rẹ̀ láti ìgbà tí ó ti fi lọ́lẹ̀, ilé-iṣẹ́ náà ti gba àwọn owó láti ọ̀dọ̀ Startupbootcamp. Ní àfikún, ó ń ṣètò láti ṣe àkójọ £350, 000 gẹ́gẹ́ bí i owó ìbẹ̀rẹ̀ okòwò ní ọdún 2023. ""A fẹ́ lè gbà tó iye £48 mílíọ̀nù tí a bá ń sọ̀rọ̀ nípa owó yíyá fún ríra ohun èlò tí ń múná wọlé láti ara oòrùn. Bákan náà, yóò mú wa rí £75, 000, gẹ́gẹ́ bí owó tí ń wọlé lóṣóoṣù láti bí i oṣù 18."" Ó sọ pé ọ̀kan lára ìpènijà tí wọ́n ti baá pàdé nígbà tí wọ́n n kọ́ àwọn ènìyàn lórí ànfààní tó wà nínú kí wọ́n máa lo ẹ̀rọ àmúnáwá ti òòrùn. Nípa bí ó ṣe wọ́n ju kí wọn o máa lo ẹ̀rọ amúnáwá tó n lo epo diesel ni púpọ̀ nínú àwọn olóko òwò ṣe yí padà sí ohun tí wọ́n n lò tẹ́lẹ̀. Gbígbà pé wọ́n máa nílò àkókò díẹ̀ si láti tọ́nà ọ̀pọ̀ ọ̀nà mìíràn fún ohun ọrọ̀ wọn, Ukwuoma ṣàlàyé pé èrò wọn ni láti lépa okoòwò tó tóbi àti àkójọ díẹ̀ bí èyí ṣe fi àyè gbà wọ́n láti pa owó bí wọ́n ba n ṣètò. Ìpèníjà mìíràn tún jẹ́ yíyọ́ agbára lò. Lílo àpẹrẹ oníbàárà tí ó ni ẹ̀rọ amómitutù tó jẹ́ ogbó, o fi hàn pé ọ̀pọ̀ ọmọ Nàìjíríà n ló àwọn ohun tó n gba ọ̀pọ̀lọpọ̀ iná ẹ̀lẹ́tíríkì tí a kò lè fi wé ti ẹ̀rọ amúnáwá tó n lo òòrùn. ""Bí ó bá ni ohun tí mo ti kọ́ láti ẹ̀yìn wá [ni pé] àwọn tálákà lo san owó iná jù ní Nàìjíríà. Ìwádìí wa fi hàn. Wọ́n n lo agbára tó pọ̀ tí ìwádìí wa fi hàn pé ó tó 40% sí 60% tí àgbárá tó n gbà fi ju ti àwọn ènìyàn lọ."" Ó n ṣiṣẹ́ lọ́wọ́lọ́wọ́ ni ìlú Èkó, Nàjíríà, Powefull gbèrò láti fẹ̀ dé Abuja àti Port Harcourt ní oṣù tó n bọ̀ kí ó tó lọ sẹ́yìn odi Nàìjíríà níbi tí ó ti máa figagbága pẹ̀lú ilé lṣẹ́ tó fẹsẹ̀ rinlẹ̀ dáadáa bí Sun King àti Zola Electric.","Yayisungulwe owayesebenza e-Amazon, iPowerfull ifuna ukusiza abaxhasa ngezimali impahla esebenza ngemise yelanga ukuthi banciphise ingozi Izindleko zikagesi zingezinye ezibaluleke kakhulu kunoma yiliphi ibhizinisi. Kodwa nakuba osomabhizinisi abaningi emhlabeni wonke bencike ikakhulukazi kugridi kazwelonke, osomabhizinisi baseNigeria bavame ukusebenzisa igridi yabo kazwelonke njengensiza yokwengeza uma kunesidingo. Isimo esingesihle somkhakha kagesi wezwe kangangokuthi isifinyezo seNational Electric Power Authority (iNEPA), isigungu esingasasebenzi manje esibhekele ukuphakela ugesi ezweni, sabizwa ngokuthi ""Never Expect Power Always."" Umbiko ka-2022 uveze ukuthi amakhaya aseNigeria angaphezu kuka-40% anawo futhi asebenzisa ama-generator, asebenzisa izigidigidi ezingu-$14 minyaka yonke kuphethiloli nodizili. Amabhizinisi nawo awashiywa ngaphandle, nalabo abasemkhakheni wezokukhiqiza bachitha imali engangezigidigidi ezingu-₦‎144 ngo-2022 ukuze bakhiqize ugesi. Naphezu kokungathembeki kwegridi kazwelonke, amabhizinisi amaningi awakwazi ukuguqukela kweminye imithombo yamandla ukuze agcine amabhizinisi awo esebenza. Isibonelo, amaphaneli asebenza ngemisebe ngelanga anezindleko eziphezulu zokuwahlelela ezivame ukudumaza labo abangase bazisebenzise. Izinga eliphansi lokungena ezikweletini leNigeria nakho kuqinisekisa ukuthi amabhizinisi alwela ukuthola imalimboleko ukuze athenge izinsiza ezisebenza ngemisebe yelanga. Eminyakeni embalwa edlule, ezinye izinhlangano ziye zazama ukuxazulula ezinye zalezi zinkinga. IMTN inikeze izindlela zokuhlinzeka izimali izinsiza ezisebenza ngemisebe yelanga ngokubambisana ne-Lumos, ngesikhathi i-Access Bank inikeza kuze kufike ezigidini ezingu-₦‎‎50 zokuhlinzeka izimali zezinsiza ezisebenza ngemisebe yelanga. Izinkampani eziqalisayo ezifana neSunFi, ezisanda kuhlanganisa izigidi ezingu-$2.3 wokuxhaswa ngembewu, nazo zikhona kule ndawo. Kodwa kunengxenye ebalulekile yesibalo evame ukuvimbela izikhungo zezezimali ekuhlinzekeni ngezimali — ukuhlolwa ngokuphathelene nesikweletu kanye nobungozi. Uqinisekisa kanjani ukukhokhelwa kwemalimboleko ngesikhathi esifanele? IPowerfull, iyinkampani eqalisayo eyasungulwa owayengumsebenzi e-Amazon, u-Ifeanyi Ukwuoma, onethemba lokulungisa le nkinga. Amadoda aqamba amanga, abesifazane baqamba amanga, kanti izinombolo zona aziqambi manga. Naphezu kokuphothula iziqu ngemiphumela emihle eFederal University of Technology, e-Owerri (iFUTO), ngeziqu zeGeology ne-Earth Science, u-Ukwuoma wakuthola kunzima ukuthol umsebenzi unyaka wonke. Ngenxa yokukhathazeka, wagxilisa imizamo yakhe ekutholeni umfundaze okhokhela konke wokufunda phesheya, ekugcineni wathola umfundaze okhokhela konke we-Erasmus Mundus. Ngonyaka wakhe wokuqala, wenza izifundo eNetherlands, e-UK, eGermany, ePoland, naseHungary. Ngonyaka wesibili, wakhetha ukuqedela izifundo zakhe e-University of Exeter naseDelft University of Technology. Ngemva kokuthweswa iziqu, wathatha umsebenzi wokuba isupply chain coordinator eSTX Engine ngaphambi kokuya e-Amazon eminyakeni emibili eyalandela lowo. Emuva eNigeria, unina ka-Ukwuoma, owayesebenza ngecold room encane, wayefuna isixazululo sikagesi ohlale uhamba. Nokho, wayengakwazi ukuyikhokhela ingakafakwa iphaneli esebenza ngemisebe yelanga, futhi zazingekho izikhungo zezimali ayezivakashele ezazizimisele ukumnika imali yokuyithenga. ""Ngikhumbula ngikhuluma nomunye wabo, futhi wayelokhu ethi, kuyingozi enkulu, ngakho ngaphendula ngathi, 'Uma uthi yingozi enkulu, usho ukuthini?' wabe esenginika uhlu lwezinto. Akanalo ibhizinisi elibhalisiwe. Akanawo umlando omude wokusebenza. Sekuyiminyaka eminingi engahlali endaweni eyodwa. Asazi ukuthi imali yakhe ayenzayo ikanjani futhi asazi ukuthi usebenzisa amandla angakanani.'"" Njengoba ebelokhu emsiza ekuhleleni ibhizinisi lakhe izinyanga ezimbalwa, wathola impendulo yaleyo mibuzo, kodwa isazi sezimali saphendula sathi , ""amadoda aqamba amanga, abesifazane baqamba amanga, imininingo ayikwenzi lokho."" Eqaphela ukuthi ukunqikaza kwababolekisi ngezimali kwakubangelwa ngokwengxenye ukwehluleka kwabo ukuhlola lokho okungenziwa umuntu oboleka imali, wabambisana noMayowa Abiodun ukuze baqale iPowerfull. U-Abiodun, ohola imizamo yobuchwepheshe yezinkampani eziqalisayo, phambilini wayesebenza e-Momas Electricity Meters Manufacturing Company Limited (iMEMMCOL), futhi unesipiliyoni zokwakha izinhlelo zokukhokha. Ukuvula ukuhlinzeka izimali zezinsiza ezisebenza ngemisebe yelanga ngokusebenzisa iPowerfull. Kulula ukucabanga ukuthi iPowerfull ihlinzeka ngezimali zezinsiza ezisebenza ngemisebe yelanga kumakhasimende ayo, kodwa u-Ukwuoma usheshe awuphikise lowo mbono. Ugcizelela ukuthi isiza ukukhipha kanye nokuqoqwa kwemalimboleko kusetshenziswa i-smart meter, ismart wallet, nesisetshenziswa seselula. Nakuba isisetshenziswa seselula sikala ukusetshenziswa kwamandla, ismart wallet iqapha ukuthi iyakhokhwa imali ekhokhwayo futhi ingathintwa ukuthi inqamule umsebenzisi emthonjeni wamandla. Ngale ndlela, isebenza njengenkundla yokukhokha yezinkampani zezamandla. Isilinganiso esibalulekile yindlela asebenza ngayo ekuqinisekiseni ukuthi ziyakhokhwa izikweletu. Imodeli yayo eyinhloko yebhizinisi ihloselwe amabhizinisi. Kulesi simo, ibhizinisi elidinga ukuxhaswa ngemali yokuthenga insiza esebenza ngemisebe yelanga, lithenga ismart meter kuPowerfull, efakwe empahleni esebenza ngesebe yelanga abafisa ukuyithenga. Imitha ibala ukuthi basebenzisa amandla angakanani, inikeze ababolekisi idatha abangayisebenzisa ukuze benze isinqumo. Isikhathi esincane salokhu yizinyanga ezintathu, kodwa singaba side kuncike kuzimfuneko zomuntu obolekisa ngemali. Ngokuqonda ukuthi ibhizinisi lisebenzisa malini ezidingweni zalo zezamandla, obolekisa ngemali angabahlinzeka ngesikhathi esifanele sokuqala ukubolekisa ngemali kanye nesilinganiso senzalo. Ngakolunye uhlangothi, ukwazi izidingo zabo zamandla kuqinisekisa ukuthi amabhizinisi athola izimpahla ezifanele esisebenza ngemisebe yelanga. Kukhona nenketho yamandla-njengensiza kuamabhizinisi afuna ukusebenzisa amandla emisebe yelanga, kodwa angazimisele ukuthenga izimpahla ezisebenza ngemisebe yelanga. Laba basebenzisi bangathenga amayunithi kagesi njengabasebenzisi begridi kazwelonke, kodwa ukufinyelela kwabo kunganqanyulwa bekude uma sebephelelwe amayunithi kagesi. Njengamanje, i-Powerfull isebenza nabalingani abangabahlinzeki ngezikweletu abadlulisela labo abangase baboleke imali kubo. Laba ababoleka imalii babe sebefundiswa ngesidingo samamitha ePowerfull ngaphambi kokuwalanda. U-Ukwuoma uthi ukuqalisa kuthatha isikhathi esingaba amasonto amabili ukufundisa labo abangaba amakhasimende ukuqinisekisa ukuthi bayayiqonda imithelela yokuthola amamitha. Kunokunye ukuvikeleka okwengeziwe ukuvimbela ukucekelwa phansi kwempahla noma ukwandisa kwamakhasimende ukusetshenziswa kwamandla. Onke amamitha afakwe yiPowerfull awaphazamiseki futhi aklanyelwe ukunqamula ugesi ngaleso sikhathi uma evuliwe. Iphinde ihlinzeke ngemininingo engasetshenziselwa ukunquma ukuthi ikhasimende lisebenzisa amandla amaningi noma amancane kunalawo eliwabhalisele. Lapho kutholakala lokhu, iqembu labasebenzi abaqeqeshiwe liya endaweni ukuze lihlole, njengoba ukuhlelwa kwayo kuvimbela uktuhi abasebenzi abangafanele balungise noma yimuphi umonakalo. IPowerfull ikhokhisa abasebenzisi imali engu-7.5% yokulungiselela ukukhokhelwa kwemalimboleko, bese ismart meter siqala ukudayisa kusuka ku-₦‎100,000. Nakuba abanye bengase babe manqikanqika ngenxa yenani, u-Ukwuoma uthi kusiza iPowerfull nababolekisi ukuthi banqume ukuthi yimaphi amabhizinisi azibophezele ekushintsheleni emandleni asebenza ngemisebe yelanga. Uma kuqhathaniswa nemali ekhokhiswa izinkampani eziqalisayo ngokuphathelene nokuxhaswa ngezimali ngokuphathelene nezobuchwepheshe okungu-1.5%, imali yayo engu-7.5% iphakeme kakhulu, kodwa u-Ukwuoma uchaza ukuthi kusiza inkampani eqalisayo ukuthi ikhokhele izindleko zayo zokugcina ku-cloud. Nakuba kugxilwe kakhulu emabhizinisini, u-Ukwuoma ichaza ukuthi banengxenye yeB2C. Lapha, amakhasimende angadawuniloda isisetshenziswa sePowerfull ukuze athenge amayunithi kagesi. Ngenxa yokugxila kwayo ngamandla kuB2B, iPowerfull isebenza kakhulu ekubambisaneni nabaxhasi bempahla esebenza ngemisebe yelanga noma abakhiqizi bempahla esebenza ngemisebe yelanga. Kuze kube manje, iye yaphothula ubudlelwane neBlue Camel neNeotropical Technology. Iphinde isebenzise izinsiza zeSteamaco se-API kuma-smart metres ayo. Ukuxhaswa ngezimali kanye nezinselele Nakuba iPowerfull iye yazixhasa ngokuyinhloko kusukela yethulwa, inkampani eqalisayo isithole ukuxhaswa ngemali okuthile okuvela kuStartupbootcamp. Ngaphezu kwalokho, ilungiselela ukuhlanganisa umjikelezo we-£350,000 wangaphambi kwembewu ngo-2023. ""Sifuna ukwazi ukusebenzisa cishe izigidi ezingu-£48 ngokuya ngezimali zesikweletu ekuxhasweni kwempahla esebenza ngemisebe yelanga. Ngesikhathi esifanayo, sifinyelele emalini engu-£75,000 yanyanga zonke ephindaphindayo ezinyangeni eziyi-18."" Uthi enye yezinselele ezinkulu abaye bahlangabezana nazo yizikhungo eziphathelene nokufundisa abantu ngezinzuzo zokushintshela emandleni emisebe yelanga. Njengoba izindleko zokuqala zinkulu kakhulu kunokufaka i-generator kadizili, amabhizinisi amaningi avame ukukhetha ukuqhubeka nalokho abakujwayele. Ngenxa yokubona ukuthi kuzodingeka isikhathi esengeziwe ukuze kuqhutshekwe nokwemukelwa kakhulu kweminye imithombo yamandla, u-Ukwuoma uchaza ukuthi kwazisa isinqumo sabo sokukhomba amabhizinisi amakhulu namagridi amancane njengoba lokhu kubavumela ukuba benze imali kuyilapho beqwashisa ngesikhathi esisodwa. Enye inselele ibe ukwenganyelwa kwamandla. Esebenzisa isibonelo somuntu ongase abe iklayenti owayenefriji elidala, waveza ukuthi abantu abaningi baseNigeria basebenzisa izinto zikagesi ezisebenzisa kakhulu ugesi futhi ezingahambisani nezixazululo zezinsiza ezisebenza ngelanga. ""Uma kukhona engingathi ngikufundile kuze kube yimanje, [ukuthi] abantu abampofu bakhokhela kakhulu ugesi eNigeria. Imininingo yethu iyakubonisa lokhu. Basebenzisa izinto ezingasebenzi ezingongi amandla futhi imininingo yethu ibonisa ukuthi zibangela u-40% ukuya ku-60% wezindleko zikagesi abantu abazitholayo."" Iesebenza njengamanje eLagos, eNigeria, iPowerfull ihlela ukuba khona nase-Abuja kanye nasePort Harcourt ezinyangeni ezizayo, ngaphambi kokuthuthela ngaphandle kweNigeria lapho izoncintisana khona nezinkampani ezinzile ezinjenge-Sun King ne-Zola Electric."
+"የናይጄሪያ ፉክክር መቆጣጠሪያ ከጎግል ፕሌይስቶር 28 የብድር መተግበሪያዎች ዝርዝር አንስቷል፡፡ ክቡራን ኦግሄነርሙ እዚህ ናቸው፡፡ ትላንት ፣ቪክቶሪያ ትንሽ ስላመማት ቦሉ በሷ ምትክ ሆናለች። ምናልባት እርስዎ ቀደም ብለው እንደሚናገሩት, እሷ አሁንም አለች እና እኔ ዛሬ እሸፍናታለሁ። እባካችሁ ምኞቶቻችሁን ላኩላት; በእርግጠኝነት ታያቸዋለች። የመታወቂያ ማረጋገጫ ድርጅት፣ ፈገግታ ማንነት ኮድ የለሽ የማንነት ማረጋገጫ መሳሪያ፣ ፈገግታ ሊንክዎችን ጀምሯል። ለደንበኞች የሚሆን መፍትሔው ቢዝነሶች ሊጋሩት የሚችሉት መለያ ማረጋገጫ ፍሰት የተሟላ በስማቸው ፣ ሎጎ እና በመረጃ ጥበቃ ፖሊሲ በጥቂት ደቂቃዎች ውስጥ እንዲያመነጩ ያስችላቸዋል፡፡ በሂደት ቦሉ ትላንት የአፕል ክስተቶች ስትመለከት አዲስ ነገር እንዳለ ጠየኩዋት እሱ የተናገረው ይህ ነው፡ አይፎን 15 በመሠረቱ የአይፎን 14 ፕሮ ክሎሎን ነው ነገር ግን በዩኤስቢ ሲ ቻርጅ ወደብ እና 48 ሜፒ ካሜራ፣ አዲስ የአፕል ሰዓቶች እና የሙሉ ቀን የባትሪ ህይወት ያለው። ቦሉ አፕል የስርዓተ-ምህዳሩን ከሌሎች የዩኤስቢ ሲ ባትሪ መሙያ ኬብሎች እንዴት እንደሚያርቅ ለማወቅ ጉጉ ነው። እኔ, እኔ በእርግጥ ግድ የለኝም; ሆኖም ቦሉን ጽሁፍ መጠየቅ አለብህ። ዛሬ ለእርስዎ ያለኝ ይሀ ነው፡፡ ናይጄሪያ ውስጥ 28 የብድር መተግበሪያዎች ከዝርዝር ተነስተዋል፡፡ የሊፓ በኋላ የዕዳ ገንዘብ ድጋፍ ናይጄሪያ ውስጥ 28 የብድር መተግበሪያዎች ከዝርዝር ተነስተዋል፡፡ የናይጄሪያ ፌደራል የፉክክር እና ደንበኛ ጥበቃ ኮሚሽን/ኤፍሲሲፒሲ/ ከጎግል ፕሌይ ስቶር የበለጠ ብድር መተግበሪያ ሰርዞአል፡፡ ቁጥሩ ከ9-37 የጨመረ ሲሆን አንዳንድ የተሰረዙ መተግበሪያዎች የሚያካትቱት ስዊፍት ካሽ፣ ሄንክሬዲት ብድር፣ ካሽ ዶር፣ ኢግል ካሽ፣ ላኪሎን ርሸናል ሎን ያካትታል፡፡ ሙሉ በሙሉ የተፈቀዱ የብድር መተግበሪያዎች ከ154 ወደ 164 ማደጉን ኮሚሽኑ የገለጸ ሲሆን ቅድመ ሁኔታ ያላቸው መተግበሪያዎች ግን ከ40 ወደ 38 በትንሹ መቀነሱን አስታውቋል። በምልከታ ዝርዝራቸው ላይ ያሉ መተግበሪያዎች ከ20 ወደ 56 ተንቀሳቅሰዋል። ባለፉት 3 ዓመታት ኮሚሽኑ ጥረቱን ከፍ ማድረግ ደንበኞችን የተጭበረበረ ብድር መተግበሪያ ለመከላከል ጥረት ቀጥሏል፡፡ በመጋቢት 2022 የ GoCash፣ OKash፣ EasyCredit፣ Kashkash፣ Speedy Choice፣ Easy Moni እና Sokoloan ቢሮዎችን ወረረ። የጎግል እ.ኤ.አ የግንቦት 2023ዓ.ም ወቅታዊ መረጃ ስለግለሰብ ብድር ፖሊሲ ፕሌይ ስቶር መተግበሪያ ተጠቃሚዎች ወሳኝ መረጃ እንደ ፎቶ፣ ውጫዊ ማከማቻ፣ ቪዲዮዎች፣ ገንኙነቶች፣ ትክክኛ ቦታ እና የጥሪ ዝርዝሮች ማግኘት ገድቧል፡፡ የሊፓ በኋላ የዕዳ ገንዘብ ድጋፍ የኬንያ ፊንቴክ፣ ሊፓ በኋላ የ KSh 500 ሚሊዮን ($3.4ሚ) በግል የተያዘ ዕዳ መዘጋቱን አስታውቋል። ከፍታው በሩቢኮም ላንዲንግ የግብይት አማካሪ የተደገፈ ሲሆን ኬኤንህግ እንደ ህጋዊ አማካሪ ይደግፈዋል፡፡ ኤሪክ ሙሉ የሊፓላተር ዋና ስራ አስፈጻሚ ሀላፊ እንደሚገልጹት ፈንዶች በቴክኖሎጂው ላይ እና በመሰረተ ል���ት ላይ የእኛን የፋይናንስ መፍትሔዎች ለደንበኞቻችን ይበልጡን እንዲገኙ እና ምቹ እንዲሆኑ በቀጣይ ኢንቨስት የማስረግ አስችሎናል፡፡ የ5 ዓመቱ ግዢ አሁን፣ ክፍያ በኋላ ጅምር ቀደም ሲል በቅድመ-Series A የገንዘብ ድጋፍ ወደ አዲስ ገበያዎች ለማስፋፋት 12 ሚሊዮን ዶላር ሰብስቧል። በአሁኑ ወቅት በተጨማሪ የክራውድ ፈንዲንግ አማራጭ 1.2 ሚሊዮን ዶላር በማሰባሰብ እየጣረ ሲሆን እስካሁን ከ29 ኢንቨስተሮች 27ሺ ዶላረ በላይ ተቀብሏል፡፡ ኩባንያው “በአፍሪካ ከተሞች የ500 ቢሊዮን ዶላር የፋይናንሺያል ማካተት እድል ለመክፈት እየሰራ ባለበት ወቅት እድገቱን የበለጠ ለማፋጠን ተጨማሪ KSh 2 ቢሊዮን ብድር ለመሰብሰብ ማቀዱን ተናግሯል። የማነበው እና የማየው ኦልማይዲ ዲኦ ኦልሳኒ ስለ ክላውድ ኮሜርስ ህጋዊ እርምጃ ለመውሰድ ሀሳባቸውን ይጋራሉ፡፤ በቀድሞ የአማዞን ተቀጣሪ የተመሰረተው ፓወርፉል የፀሀይ ንብረት ፋይናንሰኞች ስጋትን እንዲቀንስ መርዳት ይፈልጋል። በMoniepoint's gamified ውስጥ፣ ከመስመር ውጭ ስትራቴጂ ለችርቻሮ ባንክ እና ናይጄሪያ ውስጥ የፋይናንስ ማካተት ሙዚቃ፣ ጤና እን ደህንነት ፡ ጆን ባቲስቲ ከዋልተር ኢሳቅ ስም ጋር ያደረጉት ውይይት፡፡ ይችህ ሴት እራስዋ ላይ ለምን ዝምብ አላት፡፡ ብሔራዊ ጋለሪ በቪዲዮ ኤዲቲንግ ስራዎ ላይ ላለመቆየት የሚረዱ ጠቃሚ ምክሮች።","Nigeria's competition regulator delists 28 loan apps from the Google Play Store Hey guys, Ogheneruemu here. Yesterday, Bolu filled in for Victoria because she was under the weather. As you can probably already tell, she still is and I'm covering for her today. Please send her your wishes; she'll definitely see them. ID verification company, Smile Identity has launched a no-code identity verification tool, Smile Links. It is a customisable solution that enables businesses generate a shareable identity verification flow complete with their name, logo, and data privacy policy in a few minutes. Meanwhile, Bolu was watching the Apple event yesterday and I asked him if there was anything new. Here's what he said: the iPhone 15 is basically a clone of the iPhone 14 pro but with a USB C charging port and a 48 MP camera, new Apple watches, and all-day battery life. Bolu is curious about how Apple wants to gate keep its ecosystem away from other USB C charging cables. Me, I don't really care; you should ask Bolu for an article, though. Here's what I've got for you today: 28 loan apps delisted in Nigeria Lipa Later's debt funding 28 loan apps delisted in Nigeria Nigeria's Federal Competition and Consumer Protection Commission (FCCPC) has delisted more loan apps from the Google Play Store. The number increased from 9 to 37 and some of the delisted apps include: Swiftkash, Hen Credit Loan, Cash Door, Eaglecash, Luckyloan Personal Loan The Commission also disclosed that the number of fully approved loan apps has increased to 164 from 154, while apps with conditional approval have decreased slightly from 40 to 38. Apps on their watch list have moved from 20 to 56. In the last three years, the FCCPC has ramped up efforts to protect consumers from fraudulent loan apps. In March 2022, it stormed the offices of GoCash, OKash, EasyCredit, Kashkash, Speedy Choice, Easy Moni, and Sokoloan. Google's May 2023 update to its Personal Loans policy for apps on the Play Store has seen it restrict these apps from accessing users’ sensitive information like photos, external storage, videos, contacts, precise location, and call logs. Lipa Later's debt funding Kenyan fintech, Lipa Later has announced the closure of a KSh 500 million ($3.4M) privately placed debt issuance. The raise was supported by Rubicon Landing as transaction advisors and KN Law as legal advisors. Eric Muli, Lipa Later CEO, says the funds ""have enabled us to further invest in technology and infrastructure to make our financing solutions even more accessible and convenient for our customers."" The 5-year old buy now, pay later startup has previously raised $12 million in pre-Series A funding in a bid to expand to new markets. It is also currently exploring a crowdfunding option to raise $1.2M, and has so far received more than $27,000 from a pool of 29 investors. The company says it plans to raise an additional KSh 2 Billion in equity and debt to spur its growth further as it works ""towards unlocking a $500bn financial inclusion opportunity in urban Africa."" What I'm reading and watching Olumide ""D.O' Olusanya shares his perspective on KloudCommerce's demise, as he looks to pursue legal action Founded by an ex-Amazon employee, Powerfull wants to help solar asset financiers mitigate risk Inside Moniepoint's gamified, offline strategy for retail banking and financial inclusion in Nigeria Music, Health, and Well-Being: Jon Batiste in Conversation with Walter Isaacson Why does this lady have a fly on her head? | National Gallery Tips to get unstuck in your Video Editing","Hukumar kula da gasa a Nijeriya ta cire manhajojin ba da bashi 28 daga rumbun adana manhajoji na Google. Ya aka yi ne gayu, kuna tare da Ogheneruemu a nan. Jiya Bolu ta tsaya wa Victoria saboda tana jin sanyi. Kamar yadda za ku iya faɗa cewa, har yanzu tana ciki kuma ni zan tsaya mata a yau. Ku daure ku ɗan aika mata da gaishe gaishenku da fatan alkhairi haƙiƙa za su isa gare ta. Kamfanin da ya ke tantance ingancin katin shaida mai suna Smile Identity ya ƙaddamar da wani tsarin tantancewa wanda ba ya amfani da lambobi mai suna Smile Link. Tsari ne da zai ba wa masu kamfanoni damar samar da bayanansu ta hanyar amfani da sunansu da alama da kuma bayanansu na sirri cikin ɗan ƙanƙanin lokaci. Yayin da Bolu yake kallon shirin Apple a jiya, na tambaye shi ko akwai wani sabon abu. Ga abin da ya ce:Waya sigar iPhone 15 ci gaba ne na iPhone 14 pro sai dai kuma ita tana da gurin caji me suna USB C tana kuma da 48 MP kyamara da sabon agogo na Apple da kuma batiri me riƙe cajin tsawon wuni guda. Bolu tana mamakin yadda Kamfanin Apple ke son canja yanayin samar da wayoyi ya zamana sun sha bamban da wayar caji samfurirn C. Amma fa ni ban damu ba, za ku iya tambayar Bolu don sake samun wani ƙarin labarin. Ga abin da na zo muku da shi yau.: An cire sunayen manhajojin bayar da bashi 28 a Nijeriya. Kamfanin ba da rance na Lipa Later. An cire sunayen manhajojin bayar da bashi 28 a Nijeriya. Hukumar Kula Gasa da Kare Haƙƙin Mai Saye (FCCPC) ta cire wasu manhajoji na bayar da bashi daga rumbum adana manhajoji na Google Play Store. Adadin ya ƙaru daga 9 zuwa 37, wanda daga cikin manhajojin da aka cire sun haɗa da: Swift Cash da Hen Credit Loan da Cash Door da Eagle Cash da LuckyLoan da kuma Personal Loan. Hukumar kuma ta bayyana cewa, akwai adadin manhajojin bayar da bashi sun ƙaru zuwa 164 daga 154, yayin da manhajoji da suke da sahalewa ta sharaɗi sun ɗan ragu daga kaso 40 zuwa kaso 38. Jerin gwanon manhajoji sun ƙaru daga 20 zuwa 56. A shekaru uku da suka gabata, Hukumar FCCPC ta ƙara ƙaimi wajen kare masu amfani da kayayyaki daga manhajojin bashi na 'yan damfara. A watan Maris na shekarar 2022, sun kai sumame zuwa ofisoshin GoCash da Okash da EasyCredit da KashKash da Speedy Choice da Easy Moni da kuma Sokoloan. Sabuntawar da kamfanin Google ya yi a watan Mayun 2023 na tsarin manhajojin na bayar da bashi a rumbun Play Store ya ƙayyade waɗannan manhajoji daga samun muhimman bayanan mutane, kamar hotuna da ma'adana ta ciki da bidiyoyi da lambobin da aka kira. Manhajar ba da bashi ta Lipa Later Kamfanin fasahar hada-hadar kuɗi na ƙasar Kenya, Lipa Later ya sanar da cewa ya sami burunƙasa ta bayar da bashi na KSh miliyon 500 (Dala 3.4). An sami ribar ce sakamakon shawarwarin Kamfain Rubicon Landing da kuma KN Law a matsayinsu na masu ba da shawarwari a kan shari'a. Eric Muli, Shugaban Kamfanin Lipa Later, ya ce kuɗin, ''sun taimaka mana wajen ƙara zuba jari a harkar fasahar ƙere-ƙere da kuma kayayyakin aiki domin sauƙaƙa al'amarin kuɗaɗe ga abokan hulɗarmu"". Abun da aka saya shekara 5 baya, Kamfanin Leter ya tara Dala Miliyan 12 a baya ta hanyar samar da kuɗin kafi na A da nufin faɗaɗa harkar kasuwanci. Kuma a halin da ake ciki, kamfanin yana duba yiwuwar neman gidauniyar intanet domin tara Dala 1.2, inda zuwa yanzu ya samu sama da Dala 27,000 daga wurin masu zuba hannun jari 29. Kamfanin ya ce yana shirin sake tara kuɗin KSh biliyan 2 a matsayin gundarin jari da kuma bashi don haɓaka kamfanin bisa ƙudirinsa na ''aikin samar da Dala 500 na damarmakin shigar da kowa hada-hadar kuɗi a biranen Afirka. Abun da nake karantawa nake kuma kallo. Olumide ""D.O' Olusanya ya bayyana ra'ayinsa game da durƙushewar Kamfanin KloudCommerce, kamar yadda yake neman ɗaukar matakin shari'a. Kamfanin Powerfull wanda tsohon ma'aikacin Kamfanin Amazon ya samar yana son yan taimaka wa masu samar da kuɗin sayan kayan sola wajen magance matsala. A tsarin wasanni na Moniepoint, da dabarar sayen kaya ta intanet ba tare da sabis na intanet ba da kuma shigar da kowa harkokin hada-hadar kuɗi a Nijeriya. Waƙa da lafiya da kuma kyakyawar rayuwa: Jon Batiste yayin tattaunawa da Isaacson Me ya sa wannan matar take da ƙuda a kanta? Hukumar Adana Al'adun Gargajiya Matakan yadda za ka iya warware matslarka ta bidiyo.","Mdhibiti wa shindano la Nigeria anaorodhesha programu 28 za mkopo kutoka Google Play Store Habari vijana, Ogheneruemu ni hapa. Jana, Bolu aliwasilisha kesi kwa Victoria kwa sababu alikuwa chini ya hali ya hewa. Kama unavyoweza kusema bado yupo, na leo ninamfunika. Tafadhali mtumie matakwa yako; hakika atayaona. Kampuni ya kuthibitisha kitambulisho, Smile nIdentity zana ya kuthibitisha utambulisho bila msimbo, Smile Links. Ni suluhisho linaloweza kugeuzwa kukufaa ambalo huwezesha biashara kuzalisha mtiririko wa uthibitishaji wa utambulisho unaoweza kushirikishwa kikamilifu na majina yao, nembo na sera ya faragha ya data ndani ya dakika chache. wakati huo huo, jana Bolu alikuwa anatazama tukio hilo la Apple na nilimuuliza kama kuna jambo lolote jipya. haya ndiyo aliyosema: kimsingi iPhone 15 ni mfano wa iPhone 14Pro lakini ikiwa na port ya kuchaji ya USBC na kamera ya MP48, Apple mpya inalinda, na hudumu na chaji siku nzima. Bolu ana shauku ya kujua jinsi Apple inavyotaka kuweka mfumo wake wa ikolojia mbali na nyanya nyengine za kuchajisha za USBC. Mimi, sijali kabisa; unapaswa kumuulizia Bolu makala, ingawa. Hili ndivyo nilivyokupa leo: Programu 28 za mkopo zimeondolewa kwenye orodha nchini Nigeria Ufadhili wa deni la Lipa baadaye Programu 28 za mkopo zimeondolewa kwenye orodha nchini Nigeria Tume ya shirikisho ya ushindani na ulinzi wa wateja ya nigeria (FCCPC) imeondoa programu zaidi za mkopo kwenye Google Playa Store. Idadi iliongezeka kutoka 9 hadi 37 na baadhi ya programu zilizofutwa ni pamoja na; Swiftkash, Hen Credit Loan, Cash Door, Eaglecash, mkopo wa kibinafsi wa Luckyloan Pia ilifichua kuwa idadi ya programu za mkopo zilizoidhinishwa kikamilifu zimeongezeka hadi 164 kutoka 154, huku programu zilizoidhinishwa kwa masharti zimepungua kidogo kutoka 40 hadi 38. Programu kwenyee orodha yao ya kuangalia zimeongezeka kutoka 20 hadi 56. Katika miaka mitatu iliyopita, FCCPC imeongeza juhudi za kulinda wateja dhidi ya programu za ulaghai za mikopo. Mnamo machi 2022, ilivamia ofisi za GoCash, Okash, easyCredit, kashkash, Speedy Choice, Easy Moni na sokoloan. Huisho la google la Mei 2023 kuhusu sera yake ya mikopo ya kibinafsikwa programu kwenye Play Storelimefanya kuzuia programu hizi kufikia taarifa muhimu za watumiaji kama vile picha, hifadhi ya nje, video, anwai, eneo mahususi, na kumbukumbu za simu. Ufadhili wa deni la Lipa baadaye Fintech ya Kenya, lipa baadae imetangaza kufungwa utoaji wa deni la kibinafsi la milioni Ksh 500 ($3.4m) lililowekwqa kibinafsi. Ongezeko hilo liliungwa mkono na Rubicon Landing kama washauri wa sgughuli na KN Law kama washauri wa kisheria. Eric Muli, mkurugenzi mtendaji wa Lipa Later, anasema fedha hizo ""zimetuwezesha kuwekeza zaidi katika teknolojia na miundombinu ili kufanya suluhu zetu za ufadhili zipatikane na kufaa zaidi kwa wateja wetu"" Ununuzi wa miaka 5 sasa, uanzishaji wa malipo ya baadaye hapo awali umeongeza$12 milioni katika ufadhili wa awali wa Muendelezo A katika jitihada za kupanua soko. Pia kwa sasa inachunguza chaguo la ufadhili wa watu wengi ili kuchangisha $1.2m, na hadi sasa imepokeaa zaidi ya $27,000 kutoka katika kundi la wawekezaji 29. kampuni hiyo inasema inapanga kuongeza bilioni Ksh2 za ziada katika usawa wa deni ili kuchochea ukuaji wake inapofanya kazi ""kufungua fursa ya ujumuisgaji wa kifedha ya $500bn katika miji ya Afrika Ninachoma na kutazama Oluminde ""D.O' Olusanya anashirikisha mtazamo wake kuhusu kufa kwa KloudCommerce, anapotaka kuchukua hatua za kisheria Ilianzishwa na mfanyakazi wa zamani wa Amazon, Powefull inataka kusaidia wafadhili wa rasilimali za sola kupunguza hatari ndani ya mkakati wa Moniepoint ulioboreshwa, wa nje ya mtandao wa biashara ya rejereja na ujumuishaji kifedha nchini Nigeria muziki, afya, na ustawi; Jon Batiste katika mazungumzo na walter Isaacson Kwa nini bibie huyu ana mvi kichwani? Makumbusho ya taifa videkezo vya kutokukwama katika uhariri wako wa video","Àjọ tó ń ṣòfin ìfigagbága ní Nàìjíríà yọ aápù ìyáwó 28 kúrò lórí Ilé-Ìtajà Aápù Google Èyin ará, Ogheneruemu wà níbí. Ní ànà, Bolu kún fún Victoria nítorí ó wà lábẹ́ ojú ọjọ́. Bí o ṣe ṣọ tẹ́lẹ̀, ó ṣì wà níbẹ̀, mo ṣì n bò ó fun. Jọ̀ ọ́ fi èrò rẹ ránṣẹ́ si, lérò pé yóò rí wọn. Ilé-iṣẹ́ tó ń jẹ́rìí sí ìdánimọ̀, Smile Identity, ti ṣe ìfilọ́lẹ̀ irinṣẹ́ ìjẹ́rìísí ìdánimọ̀ aláìlo-kóòdù tí í ṣe Smile Links. Ojútùú Àdáṣe-fára-ẹni ló gba àwọn okoòwò láàyè láti ṣẹ̀dá ìjẹ́rìísí ìdánimọ̀ tó ṣe é pín kiri pẹ̀lú orúkọ, àmì, àti ìlànà ìbo-àṣírí dátà wọn ní ìṣẹ́jú díẹ̀. À ṣé Bolu n wo ayẹyẹ Apple ni àná, mo sì bí lérè bó bá ni ohun tó jẹ́ tuntun. Nnkan tó sọ nìyí: iPhone 15 jẹ́ oníye lórí ju iPhone 14 pro, àmọ́ pẹ̀lú Charger olójú USB oní C àti 48 MP camera, ago Apple tuntun, àti bátìrì ẹlẹ́mìí ojojúmọ́. Bolu n wárìrì nípa bí Apple ṣe fẹ́ yọ kúrò lára charger olójú C. Kò ṣe bẹ́ẹ̀ kan èmi, kó béèé lọ́wọ́ Bolu fún àkọsílẹ̀. Èyi ni ohun tí mo ba ọ múwá lónìí: Àwọn áàpù 28 ní a yọ kúrò ní Nàìjíríà Owó gbèsè Lipa Later Aápùù ìyáwó 28 ni wọ́n ti yọ kúrò ní Nàìjíríà Àjọ tó ń rí sí Ààbò Olùmúlù àti Ìfigagbága Ìjọba Àpapọ̀ (FCCPC) ti ṣe àkọsílẹ̀ púpọ̀ áàpù ìyáwó lórí Àká Aápùù Google. Oye wọn gbéra láti 9 sí 37 àti lára áàpù tí wọ��n ṣe àkọsíiẹ̀ rẹ̀ ni: Swiftkash, Hen Credit Loan, Cash Door, Eaglecash, Luckyloan Personal Loan Àjọ náà tún gbe jáde pé oye áàpù ìyáwò tí ó gbà òntẹ̀ tí gbérà sí 164 lati 154, nígbà tí àwọn áàpù tó wà lórí ipò àti gba òntẹ̀ ti já láti ogójì 40 sí méjìdínlógójì 38. Àwọn áàpù ọwọ́ wọn ti lọ láti 20 sí 56. Nnkan bí ọdún mẹ́ta sẹ́yìn, FCCPC ti jà ràìn ràìn láti dáàbò oníbàárà lọ́wọ́ áàpù jìbìtì. Ní oṣù kẹta ọdún 2022, ó ya pa ní ọ́fíìsì GoCash, Okash, EasyCredit, KashKash, Speedy Choice, Easy Moni, àti Sokoloan. Google ní oṣù karùn-ún, ọdún 2023 ṣe àtúnṣe sí àwọn àlàkalẹ̀ ẹ̀yáwó rẹ̀ nítorí àwọn áàpù lórí Play Store tí dènà àwọn áàpù wọ̀nyí láti rí àwọn ohun ẹni tí ó ń lò wọ́n bí i fótò, fídíò, Nọ́ńbà ìbánisọ̀rọ̀, ibi tí wọ́n wà gan-an àti àwọn tí wọ́n ti pè. Owó ti gbèsè Lipa Later Ìṣúná ajẹmẹ́rọ ti Kenya, Lipa Later, ti kéde ìkádìí mílíọ́nù KSh 500 ($3.4M) ti ìdójútòfò gbèsè ní ìdákọ́ńkọ́. Ìkówójọ náà jẹ́ èyí tí agbátẹrù rẹ̀ jẹ́ Rubicon Landing gẹ́gẹ́ bí olùgbanimọ́ràn fún ìdúnàdúrà àti KN Law gẹ́gẹ́ bí olùgbanimọ́ràn nípa ìmọ̀ òfin. Eric Muli, aláṣẹ àti olùdarí (CEO) Lipa Later, sọ pé àwọn owó náà ‘’ti gbà wá láàyè láti túbọ̀ dókoòwò nínú ìmọ̀ -ẹ̀rọ àti ìdàgbàsókè láti mú kí àwọn ojútùú ajẹmọ́-ìṣúná wa ṣe é lò pẹ̀lú ìrọ̀rùn fún àwọn oníbàárà wa.’’ Ètò ohun ọlọ́dún 5 rà báyìí, sanwó tó bá yá okòwò ti rí mílíọ̀nù $12 aṣáájú-Siries A ní àwọn ètò tí wọ́n ṣe tẹ́lẹ̀.Ètò ìkówójọ fún gbígbòrò ọjà tuntun. Ó tún ń ṣe àyẹ̀wò ètò gbígbà owó láti ọ̀dọ̀ ọ̀pọ̀ ènìyàn láti ṣe àkójọ mílíọ̀nù $1.2, ó sì ti rí iye tó ju $27, 000 láti ọ̀dọ̀ àwọn olùdókòwò 29. Ilé iṣẹ́ náà sọ pé èrò wọn ni làti ṣètò àfikún KSh 2 Billion bi gbèsè láti mú ìdàgbàsókè ba bó ti ṣiṣẹ́""sí rírí $500bn fún ànfààní ètò ìsúná ní agbègbè tí ó lajú ní Áfíríkà. Ohun tí mo ń kà, tí mo ń wò Olumide D.O Olusanya ṣàlàyé ipa wọn lórí ìṣípòpadà KloudCommerce, bí ó ṣe fẹ́ gbé ìgbésẹ̀ tí ò fẹṣẹ̀ múlẹ̀ Ṣíṣe àwárí nípa agbanisíṣẹ̀ Amazon tẹ́lẹ̀, pẹ̀lú agbára ló fẹ́ fi àjọ àwọn Solar lọ́wọ́ Nínú ètò Moniepoint gamified, títí ètò fún títa ọjà lójúkorojú ti ilé ìfowópamọ́ àti eto ìsúná ní Nàìjíríà. Orin, ìlera àti ìgbé-ayé, Jon Batiste ìfọ̀rọ̀wérọ̀ pẹ̀lú Walter Isaacson. Kí ló dé tí arábìnrin yìí ní esinsin lórí rẹ̀? Ìkànì Ìpamọ́ Iṣẹ́-ọnà fún orílẹ̀-èdè Àwọn ohun láti lè ṣe àtúnṣe sí fídíò lọ́nà tí ó yanrantí","Inhlangano elawula ukuncintisana yaseNigeria isuse izisetshenziswa zemalimboleko ezingama-28 ku-Google Play Store Sanibonani bakwethu, ngingu-Ogheneruemu. Izolo, uBolu wenze umsebenzi kaVictoria ngenxa yokuthi ubengazizwa kahle. Njengoba kungenzeka ukuthi senibonile, akakazizwa kahle namanje ngakho-ke ngizombambela namhlanje. Sicela nimuthumelele izilokho zenu zokuthi alulame; uzozibona nakanjani. Inkampani yokuqinisekisa umazisi, iSmile Identity isungule ithuluzi lokuqinisekisa ukuthi umuntu ungubani elingenayo ikhodi, iSmile Links. Kuyisixazululo esilungiselelwa isimo esithile esenza amabhizinisi akhiqize ukuqinisekiswa kukamazisi okwabelwana ngakho okuphelele ngegama lawo, ilogo, nenqubomgomo yobumfihlo yemininingo ngemizuzu embalwa. Kusenjalo, uBolu wayebukele umcimbi we-Apple ngayizolo futhi ngambuza ukuthi ngabe ikhona yini into entsha. Nakhu akushoyo: i-iPhone 15 empeleni ithathelwe ku-iPhone 14 pro kodwa inendawo yokushaja ye-USB C nekhamera engu-48 MP, amawashi amasha e-Apple, kanye nebhethri elihlala usuku lonke. UBolu uyafisa ukwazi ukuthi ngabe i-Apple ifuna ukusigcina kanjani izinsiza zayo ziqhelelene nezinye izintambo zokushaja ze-USB C. Mina, anginandaba ngempela mayelana nalokhu; noma kunjalo, kufanele ucele okubhaliwe kuBolu. Nakhu enginiphathele kona namuhla: Kususwe izisetshenziswa zemalimboleko ezingama-28 eNigeria Ukuxhasa ngezikweletu kweLipa Later Kususwe izisetshenziswa zemalimboleko ezingama-28 eNigeria I-Federal Competition and Consumer Protection Commission (iFCCPC) yaseNigeria ikhiphe ezinye izinhlelo zezisetshenziswa zemalimboleko ku-Google Play Store. Inani lenyuke lisuka kusi-9 laya kuma-37 futhi ezinye zezisetshenziswa ezisusiwe zihlanganisa: ISwiftkash, iHen Credit Loan, iCash Door, i-Eaglecash, iLuckyloan Personal Loan Ikhomishini iphinde yaveza ukuthi inani lama-app emalimboleko agunyazwe ngokugcwele lenyuke laba ngu-164 lisuka ku-154, kuyilapho ama-app anemvume enemibandela eyehla kancane esuka ku-40 kuya ku-38. Izisetshenziswa ezisohlwini lwayo olubhekiwe zisuke kuma-20 zaya kuma-56. Eminyakeni emithathu edlule, iFCCPC iye yathuthukisa imizamo yokuvikela abathengi kuzisetshenziswa zemalimboleko ezingekho emthethweni. NgoMashi ka-2022, yagasela emahhovisi eGoCash, i-OKash, i-EasyCredit, iKashkash, iSpeedy Choice, i-Easy Moni, neSokoloan. Ukubuyekezwa ngoNhlaba wezi-2023 kwe-Google ngokuphathelene nenqubomgomo yayo Yemalimboleko Yomuntu Uqobo yezisetshenziswa ezikuPlay Store kwenze ukuthi ivimbele lezi zisetshenziswa ekutheni zithole imininingwane ebalulekile yabasebenzisi enjengezithombe, indawo yokugcina engaphandle, amavidiyo, othintana nabo, indawo okuyona ngqo, nohlu lwezingcingo. Ukuxhasa ngezikweletu kweLipa Later Inkampani eqalisayo yezobuchwepheshe bezezimali yase-Kenya, iLipa Later imemezele ukuvalwa kwezigidi ezingu-KSh 500 ($3.4M) yokukhiphela izikweletu ngasese. Ukukhuphula imali kusekelwe yiRubicon Landing njengabeluleki bokuthengiselana kanye neKN Law njengabeluleki bezomthetho. U-Eric Muli, iCEO yeLipa Later, uthi lezi zimali ""zisenze sakwazi ukutshala imali ngokuqhubekayo kwezobuchwepheshe nengqalasizinda ukuze senze izixazululo zethu zezimali zikwazi ukufinyeleleka nakakhulu futhi zilungele amakhasimende ethu."" Isiqalo esesineminyaka emi-5 manje, sokukhokha kamuva sesihlanganise phambilini izigidi ezingu- $12 ngomxhaso wezezimali we-pre-Series A ngenhloso yokwenabela ezimakethe ezintsha. Okwamanje futhi ihlola indlela yokuxhasa abantu ukuze ihlanganise izigidi ezingu-$ 1.2, futhi kuze kube manje isathole imali engaphezu kuka- $ 27,000 evela kubatshalizimali abangama-29. Le nkampani ithi ihlela ukuhlanganisa omunye u-KSh 2 wezigidigidi womhlomulo womnikazi kanye nesikweletu ukuze ikhuthaze ukukhula kwayo okuqhubekayo njengoba isebenzela ""ukuvula ithuba lokungabandlululi ngokwezimali elingu-$500bn emadolobheni ase-Afrika."" Lokho engikufundayo kanye nengikubukayo U-Olumide ""D.O' Olusanya wabelana ngombono wakhe mayelana nokushabalala kwe-KloudCommerce, njengoba ebheke ukuthatha izinyathelo zezomthetho Yayisungulwe owayesebenza e-Amazon, iPowerfull ifuna ukusiza abaxhasa ngezimali impahla esebenza ngemisebe yelanga ukuthi banciphise ingozi Ngaphakathi kwecebo leMoniepoint lokuthuthukisa kuse samdlalo (gamified), elingaxhunyiwe ku-inthanethi lezinsiza zebhange zokuthengiselana nokufakwa kwezimali eNigeria Umculo, Impilo, kanye Nokuphila Kahle: UJon Batiste Exoxisana noWalter Isaacson Kungani le ntokazi inempukane ekhanda layo? | INational Gallery Amacebiso okungabambeki okuthile ngesikhathi uhlela ividiyo yakho"
+"በሞኒፖይንት(Moniepoint's) ጌምፊድ (gamified) ውስጥ፣ ከመስመር ውጭ ስትራቴጂ ለችርቻሮ ባንክ እና ናይጄሪያ ውስጥ የፋይናንስ ማካተት በሌጎስ ወጣ ብሎ በሚገኝ ጸጥ ያለ ንብረት ውስጥ፣ ቱንጂ፣ የአነስተኛ ጊዜ የኤሌክትሮኒክስ ሱቅ ባለቤት፣ በእጁ ሰማያዊ የፖስ(pos) መሳሪያ ይዞ ሽያጩን አጠናቋል። በመኒ ፖይንት አውታር ብቁ ዲጂታል ሸያጭ መስመር ካገኙ 1.6 ሚሊዮን ቢዝነሶች እሱ አንዱ ነው፡፡ በኤጀንሲ እና በቢዝነስ ባንኪንግ ካሸነፈ በኋላ፣ ሞኒፖይንት(Moniepoint) በናይጄሪያ የፋይናንስ ማካተትን እንደገና ለመወሰን በማለም በግለሰቦች ላይ እይታውን እያዘጋጀ ነው። የፋይናንስ ማካተት? አዎ አይኖችዎን እያንከባለሉ እንደሆነ ይሰማኛል ይህንን እረዳለሁ፡፡ እ.ኤ.አ. በ2020፣ ማኪንሴይ ከጊዜ ወደ ጊዜ ግልጽ የሆነ ነገር አውጇል - ፊንቴክስ ናይጄሪያ ውስጥ ያለውን የፋይናንስ ማካተት ላይ ብቻ እየሰራ ነው። አሃዞች አይዋሹም። በኢንተር ፖይነት 2022 እ.ኤ.አ ፋይናንሺያል አገልግሎቶች ማርኬት ገበያ ሪፖር ከ66 ሚሊዮን በላይ ናይጄሪያውያን 15 ዓመት እና ከዛ በላይ እድሜ ያላቸው የባንክ ሂሳብ የላቸውም፡፡ ይህም ማለት 55 ፐርሰንት ናይጄሪያውያን ከ15 ዓመት የሆናቸው ከፋይናንሺያል ዘርፍ ውጪ ሆነዋል፡፡ ይህ በጣም ትልቅ ነው የሚመስለው፣ ነገር ግን በዐውደ-ጽሑፍ ውስጥ ሲቀመጥ፣ከፍተኛ መቶኛ (45%) ናይጀራዊያን በአሥራዎቹ ዕድሜ ውስጥ ከሚገኙት ወጣቶች እና ጎልማሶች ከሌሎች የሕዝብ ብዛት ያላቸው የአፍሪካ አገሮች ጋር ሲወዳደሩ ፋይናንሻልን አካትተዋል። አብዛኛዎቹ ፊንቴክስ ስማርት ስልኮች ወይም ቀድሞውንም በባንክ ዘርፍ ውስጥ ያሉትን ሰዎች ሲያገለግሉ፣ ​​አንዳንድ የናይጄሪያ ንግድ ባንኮች እና ኤጀንሲ ባንኮች ልክ እንደ ፓጋ፣ ሞኒፖይንት እና ኦፔይ የፋይናንስ ተሳትፎን ወደ ፊት እየገፉ ነው። የሚገርመው፣ ���ናይጄሪያ ማዕከላዊ ባንክ ትልቅ ግብ አውጥቷል፦ እ.ኤ.አ በ2024 95% ፋይናንሺያል ማካተት አስቧል። አንዳንድ የቅርብ ጊዜ ፖሊሲዎቹ ከዚህ ኢላማ ጋር የሚቃረኑ ቢመስሉም፣ ያልተጣጠፉ ኩባንያዎች ምንም ቢሆን አዳዲስ ነገሮችን እየፈጠሩ ነው። መኒ ፖይነት በኤጀንሲ ባንኪንግ ጌም ባለው ስኬት መሰረት ከ1.6 ሚሊዮን በላይ ድርጅቶች በማገልገል ወደ ግል ባንኪንግ ደረጃ እያደገ ነው፡፡ ሌላ ባንኪንግ አገልግሎት እየሰጡ ብቻ ሳይሆን ፋይናንሺያል ደስታን በመስጠት እንደ በባቱንዲ ኦሎፊን አገላለጽ ማለትም የመኒ ፖይንት ኤምኤፍቢ ተጠባባቂ ዋና ዳይሬክተር ደስታን እየፈጠሩ ነው፡፡ በግል ባንክ ውስጥ ስላደረጉት ቅስቀሳ የበለጠ እዚህ ያንብቡ። ድርጅቱ ለእያንዳንዱ ግለሰብ ስትራቴጂ አለው፡፡ በባንክ ወይም ያለባንክ ቢሆን ስማርት ፎን ያላቸው ወይም የሌላቸው በስማርት ስልኮች እና ተያያዥ ነገሮች ላይ ገንዘብ ነክ ነገሮችን ማካተት ስማርት ፎን ባለቤትነት ለፋይናንሺያል መካተተ ወሳኝ አመላካች ነው፡፡ ኢንረተርፖይነት ሪፖርት እንዳደረገው ስማርት ፎን ወይም ስማርት ፊዩተር ስልኮች ያላቸው ሰዎች የባንክ ወይም ሞባይል የገንዘብ ሂሳብ ባለቤት የመሆን አጋጣሚያቸው ይበልጡን ከፍተኛ ነው፡፡ ዕድሜያቸው 15 እና ከዚያ በላይ የሆኑ 30 ሚሊዮን ናይጄሪያውያን የኢንተርኔት አገልግሎት አላቸው፣ እና ሞኒፖይንት(Moniepoint) ባመነችው አሸናፊ ስትራቴጂ ይህን የስነ ሕዝብ አወቃቀር ለመያዝ እየፈለገች ነው። ""የባህሪ ለውጥን ለመንዳት እና ጉዲፈቻን ለመጨመር ከፈለግክ ያለማቋረጥ ጥሩ ባህሪን መሸለም እንዳለብህ እንገነዘባለን"" ይላል የሞኒፖይንት(Moniepoint) የቻናሎች እና የሽያጭ መሳሪያዎች ከፍተኛ ምክትል ፕሬዝዳንት የሆነው ኦፔ አድዬሚ። ኩባንያው ግብይቶችን ካደረጉ በኋላ ለተጠቃሚዎች በግል የባንክ መተግበሪያ ላይ ሳንቲሞችን ይሸልማል። እነዚህ ሳንቲሞች ደስ በሚሉ ሳምንታዊ ጨዋታዎች እንደ ሻፍል እና ጎማውን ያሽከርክሩ በተባሉ ላይ እንዲሳተፉ ያስችላቸዋል፡፡ ይህ የጨዋታ አግባብ ተጠቃሚዎች በሳምንት እስከ 2000 ናይራ እና ትልቁን ሽልማት 10ሚሊየን ናይራ እንዲያገኙ ያስችላል፡፡ አንዳንድ የመኒ ፖይንት ተፎካካሪዎች ተመሳሳይ ሽልማት መሰረት ያደረገ አግባብ የሥኬታቸውን ደረጃ ለመለየት ጥቅም ላይ አውለዋል፡፡ እ.ኤ.አ በጥር 2023 በናይጄሪያ የገንዘብ ቀውስ ትልቅ አሸናፊ ከሆኑት አንዱ የሆነው የፊንቴክ ኩባንያ ኦፔይ(opay) ነው። ኢንቴልፖይንት ሪፖርት እንደሚያሳየው 83 ፐርሰንት ምላሽ ሰጪዎች የንግድ ባንክ ሂሳቦች አሉዋቸው፡፡ የአዲኤሚ ዋና ትኩረት ሰዎች የገንዘብ መተግበሪያቸውን እንዲይዙ ጥቅማ ጥቅም መስጠት ሲሆን ለግብይታቸው ይጠቀማሉ አስፈፃሚው እንደ ሌጎስ ባለ ከተማ ውስጥ የህዝብ አውቶቡስ ጉዞዎችን (danfo) ለማስተናገድ ሰዎች አሁን ተንቀሳቃሽ የሞኒፖይንት(Moniepoint) PoS ተርሚናል የሚጠቀሙበትን ሁኔታ ይመለከታል። የናይጄሪያ አጀማመር፣ ተች ኤን ፔይ (TAP)፣ በዚህ አካባቢ በNFC ካርዶች አስቀድሞ ጉዞዎችን እያደረገ ነው፣ ስለዚህ የሞኒፖይንት(Moniepoint) አቀራረብ ለእይታ አስደሳች መሆን አለበት። ሆኖም ክፍል ውስጥ ያለውን ኮከሮች መርሳት አንችልም፡፡ አንድ እርምጃ ወደፊት መውሰድ ሞኒፖይንት(Moniepoint) በችርቻሮ ባንክ ውስጥ በመግባቱ የፋይናንስ ማካተት ወንጌልን እየሰበከ ነው። ሽልማት ያለው ሞዴል የራሱ ችግር ያለው ቢሆንም የናይጄሪያ 26 ፐርሰንት ወጣቶች ኢንተርኔት ግንኙነት አላቸው፡፡ የናይጄሪያ ወጣቶች ዲጂታል ተወላጅ ህዝብ ተስፋ ያለው ቢሆንም 66 ሚሊዮን ህዝብ ከዲጂታል ስፔስ ውጪ መሆኑን መርሳት አንችልም፡፡ የሞኒፖይንት(Moniepoint) ኤጀንሲ የባንክ ስትራቴጂ ከኢ��ተርኔት ውጭ በሆነ በትልቅ አውታረመረብ ላይ የተመሰረተ ነው፣ እና ይህም ወደ ችርቻሮ የባንክ ቦታ ይመረዋል። ኦሎፊን ""ከተለመደው የኦካዳ ራይደር ሁሉንም ሰው ማካተት ፣ እና በፋይናንሺያል አገልግሎት ቦታ ላይ የገበያ ሴትን ማካተት እንፈልጋለን"" ብሎ ማብራሪያ ሰጥቷል። በአገሪቱ እያንዳንዱ ኮርነር ተወካዮች አሉን፡፡ ባንክ ወይም ኤቲኤም በሌለባቸው ቦታዎች የእኛን ውድ ሰማያዊ ሳጥን ማግኘት ይችላሉ፡፡ እያንዳንዱ ተወካይ በመብታች እንደ ባንክ ቅርንጫፍ ናቸው፡፡ የጥሬ ገንዘብ መግባት እና መውጣት የፖኤስ(pos) ኦፕሬተሮች ጋር ላለመምታታት፣ የሞኒፖይንትን ፍላጎት በሦስት ወራት ውስጥ 4.8 ሚሊዮን የችርቻሮ ደንበኞችን እንዲሳፈር ለማድረግ ቁልፍ ይሆናሉ - አሁን ካለው የንግድ ሥራ የደንበኛ መሠረት ሦስት እጥፍ ነው። ለስማርት ፎን ተጠቃሚዎች ጨዋታ ቁልፍ እንደመሆኑ የመኒፖይንት ተወካዮች ስልክ የሌላቸው ሂሳብ ከፍተው ግብይት ለማድረግ ማንኛውም ቦታ ለመፈጸም ካርድ ይሰጣሉ፡፡ የእኛን መሰረተ ልማት ስንገነባ በጣም ሊለጠጥ ይችላል፡፡ ግብይት ሲያድግ የእኛን መሰረተ ልማት ማስፋት እና በርካታ የቁጥጥር ስርዓት ይኖረናል፡፡ በፊንቴክ ገበያ ውስጥ ያላቸውን ጸጥ ያለ የበላይነት ግምት ውስጥ በማስገባት ከሞኒፖይንት(Moniepoint) ጋር መወራረድ ከባድ ነው፣ነገር ግን ይህ የገንዘብ ነክ ማካተት እንቆቅልሽ አንዱ አካል ነው። የፋይናንሺያል መካተት ትርጓሜ ማስፋፋት፡፡ የገንዘብ ነክ ማካተት ብዙ ጊዜ ወደ ተራ የባንክ ሒሳብ ባለቤትነት ቀንሷል። ጥርጣሬን ለማስወገድ የባንክ ሂሳብ ባለቤትነት ለገንዘብ ነክ መካተት ጅማሬ ሲሆን ጠቃሚ ወደሆኑ አገልግሎቶች እንደ ብድር ኢንሹራንስ፣ ጡረታ ፣ ኢንቨስትመንት መልካም አጋጣሚዎች፣ ክፍያ ፣ ገንዘብ ነክ ት/ርት /እውቀት ይስፋፋል፡፡ እንደ ኢንቴል ፖይንት 31 ፐርሰንት ኤምኤስኤምኢዎች ብቻ ብድሮችን ሲያገኙ 2.1 ሚሊዮን አዋቂዎች ብቻ ኢንሹራንስ አላቸው፡፡ መኒ ፖይነት በየወሩ 4 ሚሊዮን ግብይቶች ሲያቀነባብር ዋጋውም 12 ቢሊዮን ዶላር ነው፡፡ ለግለሰቦች የብድር አገልግሎቶች የማስፋፋት እቅዶች አለው፡፡ ያለው የአገሪቱ ውስጥ ግብ የባንክ ወይም የሞባይል ገንዘብ ሂሳብ የሌላቸው 42 ፐርሰንት ከ35ሺ ኒራ በታች ሲያገኙ 29 ፐርሰንት ያህል ስራ አጥ ናቸው፡፡ እስካሁን ያለው ታሪክ ለአበዳሪ ኩባንያዎች እንደ ካርቦን፣ ፌርሞኒ፣ ኩዳ፣ ፓልምፔይ እና ሶኮሎአን ባሉ ተጫዋቾች መካከል የስኬት፣ የረባ እና አዳኝ ነው። አንዳንድ ኤክስፐርቶች እንደ የሌንድስከር አዲዲጄ ኦሎዊ ብድር ማግኘት በሚሊየን ለሚቆጠሩ ናይጄሪያውያን የብልጽግና መንገድ ነው፡፡ የእኛ ምርጥ ግምት ለግለሰቦች ክሬዲት ሙሉ በሙሉ ከመውጣቱ በፊት በክሬዲት ግንባሮች ላይ ተጨማሪ እድገቶች ሊኖሩ ይገባል። ትልቁ ምስል፦ አህጉራዊ የገንዘብ ነክ ማካተት ጨዋታ መኒ ፖይንት ብሔራዊ ብቻ ሳይሆን አህጉራዊ ነው፡፡ ኦሎፊን ""እኛ ባንክ ብቻ አይደለንም፣ እኛ በአህጉሪቱ የገንዘብ ደስታን ለማምጣት እየተንቀሳቀስን ነው""ሲል በጥንቃቄ ያክላል። እሳቤ ብቻ ሳይሆን መኒ ፖይንት በቅርቡ የኬንያ ኩባንያ ኮፖ ኮፖ የገዛ ሲሆን አህጉራዊ የመሆን እቅዱን ያሳያል፡፡ ስለ ግዥው የበለጠ እዚህ ያንብቡ። የናይጄሪያን ገበያ ልዩነት በመረዳት ፣ ሞኒፖይንት የፋይናንስ ማካተት በሚሊዮኖች ለሚቆጠሩ ሰዎች የኖረ እውነታ ለማድረግ ተዘጋጅታለች። ቱንጂ በሌጎስ የገበያ ድንኳኗ ውስጥም ሆነ በከተማው የተመሰቃቀለውን ጎዳናዎች የሚዞር የዳንፎ ሹፌር፣ የሞኒፓይንት ራዕይ ግልፅ ነው፦ የፋይናንስ ማካተት ለሁሉም የተሰጠ መብት እንጂ ለጥቂቶች የተሰጠ መብት አይደለም።","Inside Moniepoint's gamified, offline strategy for retail banking and financial inclusion in Nigeria In a quiet estate on the outskirts of Lagos, Tunji, a small-time electronic shop owner, completes a sale with a blue PoS device in his hands. He’s one of the 1.6 million businesses that have found an efficient digital sales funnel with Moniepoint’s platform. After winning in agency and business banking, Moniepoint is setting its sights on individuals, aiming to redefine financial inclusion in Nigeria. Financial inclusion? Yeah, I can feel you rolling your eyes, and I understand. In 2020, McKinsey declared something increasingly obvious — Fintechs are merely scratching the surface of financial inclusion in Nigeria. The figures do not lie. Per Intelpoint’s 2022 financial services market report, over 66 million Nigerians, aged 15 and above, do not have a bank account. This means 55% of Nigerians older than 15 are excluded from the financial sector. This sounds huge, but when placed in context, a higher percentage (45%) of Nigeria’s teenage to adult population is financially included compared to other populous African countries. While most fintechs have largely served people with smartphones or those already in the banking sector, some Nigerian commercial banks and agency banks like Paga, Moniepoint, and OPay, are pushing financial inclusion to the frontiers. Interestingly, the Central Bank of Nigeria has set an ambitious target: 95% financial inclusion by 2024. While some of its more recent policies have seemed counterintuitive to this target, companies that didn’t fold are innovating regardless. Moniepoint, buoyed by its success in the agency banking game and in serving over 1.6 million organisations, is stepping into the personal banking arena. But they're not just offering another banking service; they're aiming to provide ""financial happiness,"" according to Babatunde Olofin, the Acting Managing Director of Moniepoint MFB. Read more about their foray into personal banking here. The company has a strategy for everyone. The banked, or unbanked, those with or without access to smartphones Financial inclusion with Smartphones and beyond Smartphone ownership is a significant indicator of financial inclusion. Intelpoint's report reveals that people with smartphones or smart feature phones are more likely to own a bank or mobile money account. Roughly 30 million Nigerians aged 15 and above have access to the Internet, and Moniepoint is looking to capture this demographic with what it believes to be a winning strategy. “We realize that if you want to drive behavioural change and increase adoption, you should reward consistently good behaviour,” says Ope Adeyemi, Senior Vice President, Channels and Sales tools, Moniepoint. The company rewards consumers with coins on the personal banking app after they carry out transactions. These coins allow them to take part in exciting weekly games such as Shuffle and Spin the Wheel. This gamified approach could see users win ₦2,000 weekly and a grand prize of ₦10 million. Some of Moniepoint’s competitors have also used similar rewards-based approaches to varying degrees of success. One such is the fintech company, OPay, which was one of the big winners of Nigeria’s cash crisis of January 2023. Intelpoint’s report survey shows that 83% of respondents had accounts with just a commercial bank. The core focus for Adeyemi is on incentivising people to keep their money on the app and use it for their transactions. The executive eyes a scenario where people can now use a portable version of the Moniepoint PoS terminal to handle public bus rides (Danfo) in a city like Lagos. Nigerian startup, Touch n Pay (TAP), is already making forays in this area with NFC cards, so Moniepoint’s approach should be interesting to see. However, we can’t ignore the cockroach in the room. Taking it a step further Moniepoint is preaching the gospel of financial inclusion with its foray into retail banking. While the rewards-based model has its quirks, we can’t escape the fact that just 26% of Nigeria’s teen-adult population have access to the Internet. Nigeria’s young digital native population is promising, but we can’t ignore 66 million people outside of the digital space. Moniepoint’s agency banking strategy heavily relied on a massive offline network, and it would power this to the retail banking space. “We want to include everyone from the regular Okada rider, the market woman in the financial services space,” Olofin explains. ""In nearly every corner of the country, we have representatives. Even in localities where there is no physical bank or ATM presence, you’ll find our precious blue boxes there.” Each agent is like a bank branch in their own right. Not to be confused with cash-in-cash-out PoS operators, they will be key to powering Moniepoint’s ambition to onboard 4.8 million retail customers in three months - three times its current customer base of businesses. While gamification is key to hooking smartphone users, Moniepoint’s agents will help those without phones open accounts and issue them cards for them to conduct transactions anywhere. “We have built our infrastructure in such a way that it is very elastic. As transactions grow, we can expand our infrastructure and this is because we have several monitoring tools that help us to monitor how transactions are growing.” It’s hard to bet against Moniepoint, considering their quiet dominance in the fintech market, but that’s just one part of the financial inclusion puzzle. Expanding the definition of financial inclusion Financial inclusion has often been reduced to mere bank account ownership. For the avoidance of doubt, bank account ownership is the entry point for financial inclusion, and it extends to important services like credit, insurance, pension, investment opportunities, remittances, and financial education/literacy. According to Intelpoint, only 31% of MSMEs have obtained loans, and a mere 2.1 million adults have insurance. Moniepoint, already processing a staggering 400 million transactions monthly valued at $12 billion (yes, a billion US dollars), has plans to extend its credit services to individuals. It's a lofty goal in a country where 42% of those without a bank or mobile money account earn less than ₦35,000, and nearly 29% are unemployed. The story so far for lending companies has been a mixed bag of success, sordid, and predatory among players like Carbon, Fairmoney, Kuda, Palmpay, and Sokoloan. Some experts like Lendsqr's Adedeji Olowe see unlocking access to credit as the key to unlocking prosperity for millions of Nigerians. Our best guess is there have to be more developments on the credit fronts before it fully rolls out credits for individuals. The bigger picture: A continental financial inclusion play Moniepoint's ambitions are not just national but continental. ""We're not just a bank; we're a movement towards financial happiness across the continent,"" Olofin adds cautiously. This isn't mere rhetoric; Moniepoint recently acquired Kenyan company Kopo Kopo, signalling its continental ambitions. Read more about the acquisition here. By understanding the nuances of the Nigerian market, Moniepoint is poised to make financial inclusion a lived reality for millions. Whether it's Tunji in her Lagos market stall or a Danfo driver navigating the city's chaotic streets, Moniepoint's vision is clear: financial inclusion is a right, not a privilege.","Daga cikin tsarin wasanni na kafar Moniepoint, akwai tsarin banki mara intanet da kuma shigar da kowa hada-hadar kuɗi a Nijeriya. A wani rukunin gidaje da ke wajen Legas, Tunji wanda ya kasance mamallakin wani ƙaramin shgon kayan lantarki yakan yi hada-hadar kuɗi da na'urar POS da ke hannunsa. Yana ɗaya daga cikin 'yan kasuwa miliyan 1.6 da ke amfani ingantaccen tsarin saye da sayarwa na kafar Monie Point. Bayan yin nasara a harkar kasuwanci ta hanyar hada-hadar banki, Kamfanin MoniePoint ya mai da hankali a kan ɗaiɗaikun mutane, da nufin sake fasalin shigar da kowa hada-hadar kuɗi a Nijeriya. Shigar da kowa hada-hadar kuɗi?.? Haka ne, ina iya ji da kuma ganin kaɗawar idanunka kuma na fahimta. A shekarar 2020, Kamfanin McKinsey ya ayyana wani batu a fili, --- Fasahar hada-hadar kuɗi tana tafiyar hawainiya a fagen shigar da kowa hada-hadar kuɗi a Nijeriya. Alƙaluma ba sa ƙarya. Rahoton Kamfanin Per Intertelpoint na shekarar 2022, ya nuna cewa da 'yan Nijeriya miliyan 66, masu sama da shekara 15 zuwa sama, ba su da asusun banki. Wannan yana nufin cewa kashi 55% na 'yan Nijeriya waɗanda suka haura shekara 15 ba sa cikin sha'anin hada-hadar kuɗi. Wannan babban lamari ne, amma idan aka dubi abin ta hanyar da ya dace, za mu ga kaso 45% na adadin matasa 'yan Nijeriya suna cikin hada-hadar kudi idan aka kwatanta da sauarn mashahuran ƙasashen Afirka. Yayin da yawancin kamfanonin fasahar hada-hadar kuɗi suna hidimtawa masu wayar hannu ko kuma waɗanda da ma suna harkar banki, wasu bankunan kasuwanci na Nijeriya da kuma dillalan bankuna kamar Paga da Moniepoint da Opay suna yin ingizon tabbatar da shigar da kowa hada-hadar kuɗi. Abun sha'awa, Babban Bankin Nijeriya ya shirya cewa: zai tabbatar da kaso 95% na shigar da kowa hada-hadar kuɗi nan da shekarar 2024. Yayin da waɗansu daga cikin manufofinsa na baya-bayan nan sun yi hannun riga da hakan, inda duk da haka kamfanonin da ba su durƙushe ba suke ƙirƙira. Kamfanin Moniepoint, ya wuce sa'a sakamakon nasararsa a harkar wasanni a harkar dillancin bankuna da hidimta wa ƙungiyoyi sama da miliyan 1.6, na ƙoƙarin shiga fagen harkar bankin ɗaiɗaikun mutane. Sai dai ba wani tsarin banki suke samarwa; suna mayar da hankali wajen ""daɗaɗa hada hadar kuɗi"" kamar yadda Babtunde ya bayyana Olofin, mai rike da kujerar manajan darakta na Moniepoint MFB. A nan, karanta ƙarin bayani game da ƙundunbalarsu cikin sha'anin kuɗaɗen mutane. Kanafanin yana da mafita ga kowa. masu ajiya a banki ko waɗanda basa ajiya a banki da waɗanda suke da smartphones(manyan wayoyi) da waɗanda basu da su. Shigar da hada-hadar kuɗi ta wayoyin hannu na zamani da ma sama da haka. Mallakar babbar waya nuni ne ga iya samun wadatuwa da daidaito game da sha'anin kuɗi. Rahoton Intelpoint ya bayyana cewa mutanen da suke da wayoyin hannu ko wani tasri na zamani su suka fi yiyuwar mallakar asusun banki. Kusan 'yan Najeriya miliyan 30 da suke da shekaru 15 zuwa sama ke samun damar yanar gizo kuma Moniepoint na neman samun wannan adadin ɓangare na al'umma, da abinda suka amince da shi na dabarun nasara. Mun farga cewa idan kana samar da canji na ɗabi'a kuma ka ƙara sabo, dole ka lazimci kyawawan ɗabi'u , inji Ope Adeyemi, babban mataimakin shgaban Channels da Sales tools da kuma Moniepoint. Kanfanin yana bawa masu huɗɗa da shi kyaututtuka ta hanyar basu sulallan internet ta manhajar banki bayan sun gabatar da harkokin kuɗi. Waɗannan sulallan internet su na ba su damar a dama da su a wasannni na kuɗi da ake gabatarwa duk sati kamar wasan Shaffle da Spin Wheel. Wannan tsarin na wasa kan iya bawa jama'a damar cin kyuatar N2000 a kowane mako da kuma babbar kyauta ta miliyan goma N10m. Wasu daga cikin 'yan takara na Moniepoint sun yi anfani da dabaru masu kama da juna na neman samun kyaututtuka don samun darajojin nasara mabambanta. Ɗaya daga cikin hanyoyin it ce kanfanin fasahar sarrafa kuɗaɗe,Opay, wadda ita ce ɗaya daga cikin manyamanyan masu nasara da suka magance matsalolin harkokin kuɗi a Najeriya a shekarar 2023. rahoton bincike na kamfanin Intelpoint ya nuna cewa kaso 83% na masu amsa tambayoyi suna da asusun banki guda ɗaya. Babban abin lura ga Adeyemi bai wa mutane tagomashi domin su bar kuɗaɗensu a cikin asusun kuma su yi amfani da su. Mahukunta sun hangi wani tsari inda mutane yanzu za su iya sassuƙan tsarin Moniepoint POS domin biyan kuɗin motar haya (Danfo) a birni kamar Legas. Sabon kamfanin na Najeriya,Touch n Pay (TAP) tuni ya fara ƙundunbala a wannan fage ta hanyar yin anfani da (NFC) cards(Wato Katunan Fasahar Sadarwa Tsakanin Na'u'rori Guda Biyu Da Basa Nesa Da Juna), don haka manufar Moniepoint abar sha'awa ce da a ganta. Amma dai, ba za mu iya barin kyankyaso a ɗaki ba. Matsarwa izuwa gaba Moniepoint yana farin cikin bayyana kasancewa daga cikakken tsarin hada-hadar kuɗi zuwa tsarin shigar da kowa. Yayin da tsarin ba da kyatutuka yake da na sa matslar, ba za mu iya kaucewa gaskiyar cewa kawai kaso ashirin da shida na matasan najeriya su ke da damar shiga yanar gizo. Akwai kyakykyawan zato ga tsarin intanet na al'ummar Najeriya ta, sai dai ba zai yiwu a kau da kai ga mutane miliyan 66 waɗanda ba sa kan tsarin ba. ƙwarewar wakilcin harkokin kuɗi na moniepoint ya dogara ne kacokan a kan sabis wanda ba shi da alaƙa da intabet, kuma zai kai bayanan harkokin kuɗin ga sashen da yake adana bayanan banki na mutane. Olafin ya bayyana cewa, ""Muna so mu haɗa kowa da kowa kama daga kan ɗan acaɓa, 'yar kasuwa mace a cikin fagen hada-hadar kuɗi''. A kusan kowacce kusurwa ta ƙasar nan, mu na da wakilai. ""Ko da a wuraren da ba banki ko Injin ATM, za ka sami shuɗayen akwatunan mu masu daraja a can."" Kowanne ejan kamar wani sashe ne na banki a kansu. Kada ka rikice da shige da ficen kuɗin masu POS, za su zamo kan gaba wajen bunƙasa ƙudurin Kamfanin Moniepoint na samun abokan harka miliyan 4.8 a cikin watanni uku,ninki uku ke nan na abokan harkarsu a yanzu. Yayin da tsarin wasanni ya zama babban abin da ke riƙe da masu amfani da wayar hannu ta zamani, Moniepoint za su taimaka wa waɗanda ba su da wayar buɗe musu asusun gami da ba su katin cirar kuɗi domin samun zarafin yin hada-hadar kuɗi a ko'ina. Mun samar da kayan aikinmu ta yadda za su kasance masu dacewa. A yayin da harkoki su rinƙa faɗaɗa,za mu faɗaɗa kayayyakin aikinmu kuma wannan zai faru ne saboda muna da wasu kayan masu kula da naɗar bayanai da suke taimakonmu mu lura da yadda harkokin su ke burunƙasa, Yana da wahala ka iya karawa da Moniepoint, duba da yadda suka mamaye kasuwar hada- hadar kuɗi, amma wannan wani ɗan ɓangare ne na shigar da kowa hada-hadar kuɗi. Faɗaɗa ma'anar shigar da kowa hada-hadar kuɗi. Tafiya da tsarin hada hadar kuɗi an fi kallonsa da kawai samun asusun banki. Domin kaucewa shakku, mallakar asusun banki shi ne matakin farko na shiga tsarin hada hadar kuɗi, sannan kuma ya zarce zuwa ga ayyuka kamar sanya kuɗi da inshora da fansho da damar fara kasuwanci da cire kuɗi da kuma ilimin hada hadar kuɗi. Bisa ga jawabin IntelPoint. kawai 31% na ƙananan 'yan kasuwa su ka sami rance, kuma kacal matasa miliyan 2.1 ne su ke da inshora. Moniepoint, da yake tuni yana da manya-manyan harkokin kuɗi na miliyan ɗari huɗu a kowane wata da akai musu ƙima ta Dala biliyan sha biyu(Haka ne, Dala biliyan ta Amurka), yana da shirye-shirye na faɗaɗa harkar samun kuɗinsa ga mutane. Wani dogon buri ne a ƙasa a inda kashi arba'in da biyu (na mutanen) basu da asusun ajiya na banki ko na waya kuma su ke samun ƙasa da dubu talatin da biyar a wata kuma kusan kashi ashirin da tara cikin ɗari ba su da aikin yi. Labarin game da kamfanoni masu ba da rance/bashi ya kasance wani al'amari ne mai cike da nasara, kuma mai kisa a tsakankanin masu damawa kamar kamfanin Carbon, Kamfanin Fairmoney da kamfanin Kula da Kamfanin Palmpay da kuma Sokoloan. Waɗansu daga cikn ƙwararru kamar Lendsqr's Adedeji Olowe ya na ganin cewa buɗe ƙofa ta samun kuɗi kamar buɗe hanyar samun arziki ne ga miliyoyin 'yan Najeriya. Babban tunani da fatanmu shi ne, sai an samar da ci gaba dangane da kamfanonin ba da rance kafin hakan ya samar da kuɗi ga mutane. Hotan da yafi wani girma.(Babbar rawar da wadatar da daidaiton harkokin kuɗi ke takawa). Ƙudure ƙuduren Moniepoint bai tsaya ga ƙasa ba kaɗai ya kai ga nahiya."". ""Mu ba banki ne kawai ba, mu wata tafiya ce ta samar da farin cikin hada-hadar kuɗi ga ɗaukacin nahiyar."". Wannan ba kawai magana ce ta yaudaraba; kwanan nan moniepoint ya mallaki kanfanin Kopo Kopo na ƙasar Kenya hakan yana nuni da burinsa na mamaye Afirka / Duniya. Ka ƙara karanta yadda ake koyo a nan. Ta hanyar fahimtar matsalolin kasuwar Nijeriya, Moniepoint ya himmatu wajen tabbatar da shigar da kowa hada-hadar kuɗi ga miliyoyin 'yan Najeriya. Ko da Tunji ce a rumfarta ta kasuwanci ko direban babbar mota da ke shiga cikin cunkoson motoci, hadafin moniepoint a fili yake, shigar da kowa hada-hadar kuɗi haƙƙi ne ba dama ba.","Ndani ya mkakati ioboreshwa wa Moniepoin, wa nje ya mtandao wa biashara ya rejareja na ujumuishaji wa kifedha nchini Nigeria Katika mali tulivu nje kidogo ya Lagos, Tunji, mmiliki wa duka la kielektroniki la muda kidogo, anakamilisha uuzaji akiwa na kifaa cha bluu cha PoS mikononi mwake. Yeye ni mmoja wapo ya biashara milioni 1.6 ambazo zimepatafaneli ya mauzo ya kidigitali yenye ufanisi na jukwaa la Moniepoint. Baada ya kushinda katika uwakala na huduma ya biashara, Moniepoint inaweka mtazamo wake kwa watu binafsi, ukilenga kufafanua upya ujumuishaji wa kifedha nchini Nigeria. Ujumuisho wa kifedha? Ndio, inaweza kuhisi ukizungusha macho yako, na ninaelewa. Mnamo mwaka 2020, Mckinsey alitangaza jambo ambalo linazidi kuwa dhahiri, fintechs wanaharibu tu taswira ya ujumuishaji wa kifedha nchini Nigeria. Takwimu hazidanganyi. Ripoti ya soko la huduma za kifedha ya per Intelpoint ya 2022, zaidi ya wanaijeria milioni 66, wenye umri wa miaka 15 na zaidi, hawana akaunti za benki. Hii ina maana 55% ya wanaijeria wenye umri zaidi ya miaka 15 hawajumuishwi katika sekta ya fedha. Hili linasikika kuwa kubwa, lakini linapowekwa kwenye muktadha, asilimia kubwa (45%) ya vijana wa Nigeria hadi watu wazima wanajumuishwa kifedha ikilinganishwa na nchi nyengine za Afrika zenye watu wengi. Ingawa fintech nyingi zimewahudumia watu wengi wenye simu janja au wale ambao tayari wapo katika sekta ya kibenki, baadhi ya benki za biashara za Nigeria na wakala wa benki kama vile Paga,Moniepoint, na Opay, wanaendesha ushirikishwaji wa kifedha kwenye mipaka. Cha kushangaza, benki kuu ya Nigeria imeweka lengo kubwa, ushirikishwaji wa kifedha wa 95% kufikia 2024. Ingawa baadhi ya sera zake za hivi karibuni mno zimeonekana kupingana na lengo hili, kampuni ambazo hazikufanya kazi zinabunifu bila kujali. Moniepoint, ikichochewa na mafanikio yake katika mchezo wa wakala wa kibenki na katika kuhudumia zaidi ya mashirika milioni 1.6, inaingia katika ulingo wa benki ya kibinafsi. Lakini huduma nyengine ya kibenki tu; wanalenga kutoa ""fursa ya kifedha"", kulingana na Babatunde Olofin, kaimu mkurugenzi mkuu wa Moniepoint MFB. Soma zaidi kuhusu kuingia kwao kwenye benki ya kibnafsi hapa. Kampuni ina mkakati kwa kila mtu. waliowekwa benki, au ambao hawajawekwa benki, wale wlio na au wasio na ufikiaji wa simu janja Ujumuishaji wa kifedha na Simu janja na kwingineko Umiliki wa simu janja ni kiashirio muhimu cha ushirikishwaji wa kifedha. Ripoti ya Intelpoint inaonyesha kuwa watu waliona simu janja au vipengele vya simu janja wana uwezekano mkubwa wa kumiliki akaunti ya benki au akaunti ya pesa ya rununu. Takribani wanaijeria milioni 30 wenye umri wa miaka 15 na zaidi wanaweza kufikia intaneti, na Moniepoint inatazamia kuinasa idadi hii ya watu kwa kile inachoamini kuwa mkakati wa kushinda. ""Tunatambua kwamba kama unataka kuendeleza mabadiliko ya kitabia na kuongeza matumizi, unapaswa kutunuku tabia njema kila wakati"", anasema Ope Adeyemi makamu wa rais mwandamizi, chaneli na zana uuzaji, Moniepoint. Kampuni huwatunuku wateja kwa sarafu kwenye programu ya benki ya kibinafsi baada ya kufanya miaamala. Sarafu hizi huwaruhusu kushiriki katika michezo ya kusisimua ya kila wiki kama vile shuffle na spin wheel. Mbinu hii iliyoidhinishwa inaweza kuwafanya watumiaji kushinda #2,000 kila wiki na zawadi kuu ya milioni #10. Baadhi ya washindani wa Moniepoint pia wametumia mbinu zinazofanana za malipo kwa viwango tofauti vya mafanikio. Moja kama hiyo ni kampuni ya fintechs, Opay ambayo ilikuwa mmoja wa washindi wakubwa wa mgogoro wa kifedha wa Nigeria wa Januari 2023. Ripoti ua utafiti ya Intelpoint unaonyesha kuwa 83% ya waliohojiwa walikuwa na akaunti za benki ya biashara tu. Lengo kuu la Adeyemi ni kuhamasisha watu kuweka pesa zao kwenye programu na kuzitumia katika shughuli zao. Mtendaji anaangalia hali ambapo sasa watu wanaweza kutumia toleo mahiri la kituo cha Moniepoint PoS kushughulikia safari za umma (Danfo) katika jiji kama Lagos. Kampuni ya kinaijeria, Touch n Pay (TAP), tayari inafanya biashara katika eneo hili na kadi za NFC, kwa hiyo mbinu ya Moniepoint inapaswa kuvutia kujifunza. Hata hivyo, hatuwezi kudharau nzi kwenye kidonda. Kuchukua hatua zaidi Moniepoint inasubiri mapambio ya ushirikishwaji wa kifedha na kuingia kwake katika biashara ya rejareja. Inawa mtindo unaotegemea zawadi una mambo yake mazuri, hatuwezi kubeza ukweli kwamba ni 26% tu ya watu wazima wa Nigeria wanaweza kufikia intaneti. Idadi ya vijana wa asili ya kidijiti nchini Nigeria ina matumaini, lakini hatuwezi kuwabeza watu milioni 66 walio nje ya nafasi ya kidigitali. Mkakati wa biashara wa wakala wa Moniepoint ulitegemea sana mtandao mkubwa wa nje ya mtandao, na ungewezesha hili kwa nafasi ya biashara rejareja. ""Tunataka kumjumuisha kila mtu kutoka kwa mpanda farasi wa kawaida wa Okada, mwanamke wa soko katika nafasi ya huduma za kifedha. ""Kribu kila kona ya nchi, tnao wawakilishi. Hata katika maeneo amabayo hakuna benki halisi au uwepo wa ATM, utapata sanduku zetu za bluu za thamani huko Kila wakala ni kama tawi la benki kwa haki yake. Tusichanganye na waendeshaji wa PoS wanaoweka na kutoa pesa taslimu, watakuwa muhimu katika kuwezesha azma ya Moniepoint ya kuwa na wateja wa rejareja milioni 4.8 katika muda wa miezi mitatu, mara tatu ya idadi ya wateja wake wa sasa wa biashara. Ingawa mchezo wa kuigiza ni muhimu wa kunasa watumiaji wa simu janja, mawakala wa Moniepoit watawasaidia wale wasio na simu kufungua akaunti na kuwapa kadi ili wafanye miamala popote. ""Tumejenga miundombinu yetu kwa njia mabayo rahisi sana. Kadri miamala inavyokua, tunaweza kupanua miundombinu yetu na hii ni kwa sababu tuna zana kadhaa za ufuatiliaji ambazo hutusaidia kufuatilia jinsi miamala inavyokuwa Ni vigumu kuweka dau dhidi ya Moniepoint, kwa kuzingatia utawala wao tulivu katika soko la fintech, lakini hiyo ni sehemu moja tu ya fumbo la ujumuishaji wa kifedha. Kuongeza ufafanuzi wa ujumuishaji wa kifedha Ujumuishaji wa kifedha mara nyingi umepunguzwa hadi umiliki wa akaunti ya benki tu. Ili kuondoa shaka, umiliki wa akaunti ya benki ndio mahali pakuingilia kwa ujumuishwaji wa kifedha, na unaenea hadi huduma muhimu kama vile mikopo, bima, mafao, fursa za uwekezaji, fedha zinazotumwa na elimu ya fedha/kujua kusoma na kuandika. Kulingana na intelpoint, ni 31% tu ya MSMes wamepata mikopo, na watu wazima milioni 2.1 tu wana bima. Moniepoint, tayari inashughulikia miamala ya ajabu ya milioni 400 kila mwezi yenye thamani ya dola bilioni $12 (ndio, dola bilioni moja za kimarekani), na mipango ya kupanua huduma zake za mikopo kwa watu binafsi. Ni lengo la hali ya juu katika nchi ambayo 42% ya wale wasio na benki au akaunti za fedha za simu hupata chini ya #35,000, na karibia 29% hawana ajira. Simulizi mpaka sasa kwa makampuni ya kukopesha imekuwa mfuko mchanganyiko wa mafanikio, uovu, na uwindaji kati ya wachezaji kamaCarbon, Fairmoney, Kuda, palmpay, na sokoloan. Baadhi ya wataalamu kama Adedeji Olowe wa Lendsqr wanaona kufungua ufikiaji wa mkopo kama ufunguo wa kufungua ustawi kwa mamilioni ya Wanigeria. Nadhani swali letu bora zaidi ni laazima kuwe na maendeleo zaidi kuhusu masuala ya mikopo kabla ya kutoa mikopo kwa watu binafsi kikamilifu. Picha kubwa: Mchezo wa ujumuishaji wa kifedha wa bara Matarajio ya Moniepoint sio tu ya kitaifa lakini ya bara. Sisi si benki tu; sisi hatua kuelekea furaha ya kifedha katika bara zima"", Olofin anaongezea kwa tahadhari. Huu sio usemi tu; Hivi karibuni Moniepoint ilinunua kampuni ya Kopokopo ya Kenya, kuashiria matanio yake ya bara. Soma zaidi kuhusu upatikanaji hapa. kwa kuelewa naunces ya soko la Nigeria, Moniepoint ipo tayari kufanya ujumuishaji wa kifedha kuwa ukweli wa maisha kwa mamilioni. Iwe ni Tunji katika soko lake la Lagos au dereva wa Danfo anaepitia mitaa yenye machafuko ya jiji, maono ya Moniepoint yako wazi: Uahirikishwaji wa kifedha ni haki sio fursa.","Nínú ẹ̀rọ Moniepoint èyí tí ó jẹ́ ọ̀nà kan láti ṣàgbékalẹ̀ ilé-ìfowópamọ́ ẹlẹ́jẹ̀wọ́n àti gbígbọ́ bùkátà ìsúná lóríléèdè Nàìjíríà Ní ìgbàlódé tí ó dákẹ́ rọ́rọ́ tí ó wà ní odi ìlú èkó, Túnjí tí ó ni ilé-ìtajà ohun-èlò-iná mọ̀nàmọ́ná máa ń ta ọjà pẹ̀lú ẹ̀rọ POS aláwọ̀ búlúù tí ó ń lò. Ó jẹ́ ọ̀kan láàrin okòòwò mílíọ̀nù 1.6 tí ó ń tà ọ̀ja lóri ìkànì ìgbàlódé(digital) pẹ̀lú ìkànì Moniepoint. Lẹhin ti o bori ni ile-ibẹwẹ ati ile-ifowopamọ iṣowo, Moniepoint n ṣeto awọn iwo rẹ si awọn ẹni-kọọkan, ni ero lati tuntumọ ifisi owo ni Nigeria. Pẹ̀lú ìsúná? Bẹ́ẹ̀ni, Mo lérò pé ò ń yí ojú rẹ̀, bẹ́ẹ̀ni ó sì yé mi. Ní ọdún 2020, McKinsey kéde ohun ti ó hàn gedegbe - ìmọ̀-ẹ̀rọ tí ó ní ṣe pẹ̀lú isúná ti ń yí ojú ètò ìsúná padà lótílẹ̀-èdè Nàìjíríà. Áwọn òǹkà kì í purọ́. Ìjábọ̀ iṣẹ́ ìsúná ètò-ọrọ̀ ajé per Intelpoint ọdún 2022, fihàn pé ó lé ní mílíọ̀nù ọgọ́ta-lé-mẹ́fà àwọn ọmọ orílẹ̀-èdè Nàìjíríà tí wọ́n wà ní ọjọ́-orí ọmọ ���dún 15 tí wọn kò ní àpò-àsùnwọ̀n iléèfowópamọ́. Èyí túmọ̀ sí pé 55% àwọn ọmọ orílẹ̀-èdè Nàìjíríà tí wọ́n ju ọmọ ọdún 15 lọ ni a yọ kúrò ní ẹ̀ka ètò ìsúná. Èyí dàbí ohun tí ó tóbi, ṣùgbọ́n nígbà tí a bá gbọ̀n-ọ́n yẹ́bẹ́yẹ́bẹ́, a ó ri pé ìdá tí ó ga jù lọ (45%) àwọn ọ̀dọ́ sí àgbàlagbà àwọn ọmọ orílẹ̀-èdè Nàijíríà ni wọn ń kópa nínú ètò ìsúná káfiwé orílẹ̀-èdè aláwọ̀ dúdú tí ó lààmì-laaka mìíràn. Nígbà tí ẹ̀rọ-ajẹ́mọ́-ìsúná ti sin ọ̀pọ̀lọpọ̀ àwọn ènìyàn pẹ̀lú ẹ̀rọ-ìbánisọ̀rọ̀-ìgbàlódé tàbí àwọn tí ó ti wà ní ẹ̀ka ìfowópamọ́ tẹ́lẹ̀, díẹ̀ nínú àwọn báńkì ìsòwò Nàìjíríà àti àwọn báńkì alábẹ́lé bí i Paga, Moniepoint, ati OPay, ni wọ́n ń mú àgbéga bá gbèdékeàti ààlà ìsúná. Sí ìyàlẹ́nu, Báńkì àpapọ̀ orílẹ̀-èdè Nàìjíríà ti ṣètò 95% àfikún owó tí ó gàgaàrá ní ọdún 2024. Nígbà tí ó jẹ́ pé púpọ̀ nínú àwọn òfin rẹ̀ ni ó fẹ́ lòdì sí ìpinu yìí, àwn iléeṣẹ́ tí kò káwọ́ gbera ní ó mú ọ̀nà tuntun wọlé láì bìkítà. Ẹ̀rọ Moniepoint lékè nípaṣẹ̀ àṣeyọrí rẹ̀ nínú ètò ìlànà ìfowópamọ́ rẹ̀ àti nípaṣẹ̀ sísin àwọn iléeṣẹ́ tí ó lé ní mílíọ̀nù kan àti ẹgbẹ̀rún lọ́nà ẹgbẹ̀ta àwọn ènìyàn pẹ̀lú wíwọ inú ìfowópamọ́ aládáni. Sugbonkì í kàn ṣe pé wọn kàn ń ṣe iṣẹ́ ìfowópamọ́ mìíràn lásán bí kò ṣe pé wọ́n gbà á lérò láti ìdùnú wọlé látipaṣẹ̀ ètò-ìsúná gẹ́gẹ́ bí ohun tí ohun tí Babatunde Olofin, tí ó jẹ́ alákoso Moniepoint MFB. Ka diẹ sii nipa ipadabọ wọn si ile-ifowopamọ ti ara ẹni nibi. Ile-iṣẹ naa ni ilana fun gbogbo eniyan. Awọn tí wọ́n wà ní ìlànà ìfowópamọ́ tàbí àwọn tí wọn kò wà ní ìlànà ìfowópamọ́, tàbí àwọn tí wọ́n ní àǹfààní sí tàbí tí wọn kò ní àǹfààní sí ẹ̀rọ-ìbánisọ̀rọ̀-ìgbàlódé. Fífikún ìsúná nípaṣẹ̀ ẹ̀rọ-ìbánisọ̀rọ̀ ìgbàlódé àti èyí tí ó kọjá rẹ̀. Níní ẹ̀rọ fóònù ìléwọ́ aṣefáfá jẹ́ ìtọ́kasí pàtàkì ìsàfikún ìsúná. Ìjábọ̀ Intelpoint ṣàfihàn pé àwọn ènìyàn tí ó ní ẹ̀rọ-ìbánisọ̀rọ̀ ìgbàlódé tàbí àwọn ẹ̀rọ-ìbánisọ̀rọ̀ tí ó ní àbùdá ẹ̀rọ-ìbánisọ̀rọ̀ ìgbàlódé ni ó ṣe é ṣe kí wọ́n ní ilé-ìfowópamọ́ tàbí kí wọ́n ní àpò-àsùwọ̀n-owó orí ẹ̀rọ-ìbánisọ̀rọ̀ alágbèéká. Ó fẹ́rẹ̀ to mííọ̀nù 30 àwọn ọmọ orílẹ̀-èdè Nàìjíríà tí ọjọ́-orí wọn tó ọdún 15 sókè ni wọ́n ní ǹfààní sí ìkànì-ayélujára, Moniepoint sì wá láti kápá agbègbè yìí pẹ̀lú ohun tí ó gbàgbọ́ pé ó jẹ́ ìlànà tí yóò fi ṣe àṣeyọrí. ""A mọ̀ pé tí o bá fẹ́ láti ṣagbátẹrù àyípadà ìhùwàsí ati mímú ìdàgbàsókè bá àmúlò, o yẹ ki o san ẹsan iwa rere nigbagbogbo, "" Ope Adeyemi, Igbakeji Alakoso Agba, Awọn ikanni ati Awọn irinṣẹ Titaja, Moniepoint ló sọ̀rọ̀ yìí. Ilé-iṣẹ́ máa ń san kọ́bọ̀ fún àwọn oníbàárà lóríẹ̀rọ-ìfowópamọ́ alágbèéká tara-ẹni lẹ́yìn tí wọ́n bá ṣe ìdókòòwò. Àwọn owó kọ́bọ yìí máa ń fún wọn ní àǹfààní láti kópa nínú eré-ìdárayá ọ̀ṣọ̀ọ̀ṣẹ̀ bí eré-ìdárayá alálàfibọ̀(Shuffle) àti eré-ìdárayá olóbìrí(spin the wheel). Ìlànà ẹ̀rọ yìí lè mú kí àwọn àwọn tí ó ń lò ó máa jẹ ₦‎2, 000 ní ọ̀sọ̀ọ̀sẹ̀ pẹ̀lú gbanjọgbì ẹ̀bùn mílíọ̀nù ₦‎10. Púpọ̀ nínú àwọn olùdíje pẹ̀lú Moniepoint ni wọ́n ti lo àwọn ìlàna-èrè tí ó jọ ti moniepoint láti le lè ṣe òdiwọ̀n bí àṣeyọrí wọn yóò ṣe tó. Ọ̀kàn nínú wọn ni ilé-iṣẹ́ fintech, Opay èyí tí ó jẹ́ ọ̀kan nínú olùborí nínú ìdààmú kòsówólóde ní Nàìjíríà ti oṣù kííní ọdún 2023. Àbọ̀ ìwádìí Intelpoint fihàn pé 83% àwọn olùdáhùn ní àwọn àpò-ìpamọ́-àkọọ́lẹ̀ pẹ̀lú báńkì ìṣòwò kan. Àfojúsùn pàtàkì fún Adéyẹmí ni lórí ìyànjú àwọn ènìyàn láti tọ́jú owó wọn lórí ẹ̀rọ áàpù àti bí wọn yóò ṣe máa lò ó fún ìdókòwò wọn. Àwọn aláṣẹ ti fojú ri àwọn ìṣẹ̀lẹ̀ níbi tí àwọn ènìyàn ti lè sanwó ọkọ̀-akérò(Dáńfó) pẹ̀lú ẹ̀rọ-ìgbowósanwó eléjẹ̀wọ́n ti Moniepoint ní ìlú bí i Èkó. Ìbẹ̀rẹ̀ Nàìjíríà, Ìlànà fọwọ́kàn-án kí o sanwó {Touch n Pay (TAP)}, ti ń ṣe ìpalára ní àwọn agbègbè yìí pẹ̀lú káàdì NFC, nítorí n��à ìlànà Moniepoint yẹ kí ó jẹ́ ohun tí yóò wuni láti rí. Síbẹ̀síbẹ̀, a kò lè fojú pa àwọn ìsòro náà rẹ́. Gbígbé ìgbéṣẹ̀ síwájú si. Moniepoint ń polóngo ìhìnrere ìsàfikún ìsúná pẹ̀lú dídarapọ̀mọ́ ilé-ìfowópamọ́ alábọ́dé. Bí ó ṣe jẹ́ pé àwọn àgbékalẹ̀ ìlànà ìkórè ni ó ní ó ìwúlò tirẹ̀, bẹ́ẹ̀ gẹ́lẹ́ ni ó jẹ́ pé a kò lè saláì jẹ́ kí a mọ̀ pé ìdá mẹìndínlọ́gbọ̀n àwọn ọ̀dọ́ orílẹ̀-èdè Nàìjíríà ni kò ní àǹfààní sí ìkànì ayélujára. Ìkànì ìkànìyàn ìbílẹ̀ ìgbàlódé ni ó ṣe é fọkàntán ṣùgbọ́n a kò lè kóyán aw`ọn èèyàn bí mílíọ̀nù lọ́nà ọgọ́ta-lé-mẹ́fà tí wọn kò sí lórí ìkànì ìbílẹ̀ ìgbàlódé. Ìlànà àwọn asojú iléèfowópamọ́ Moniepoint ni ó dúró lórí ṣíṣàmúlò ojú òpó tí kò lo ìlànà ayélujára èyí tí yóò tí yóò fun ní agbára láti lè gbórí wọ ìlànà ilé-ìfowópamọ́ alábọ́dé. ""Ọlọ́fin ṣàlàyé pé a kò fẹ́ yọ ẹnikẹ́ni sílẹ̀ bẹ̀rẹ̀ láti orí ọlọ́kadà, àwọn ìyálọ́jà sílẹ̀ nínú ìkànì iṣẹ́ ajẹ́métò-ìsúná. “Ní gbogbo igun orílẹ̀-èdè ni a ti fẹ́rẹ̀ ní asojú. Kódà ní àwọn abúlé níbi tí kò ti sí ilé-ìfowópamọ́ tàbí ibùdó ìgbowó, wà á sì rí àwọn àpótí búlúù wa níbẹ̀.” Olúkúlùkú àwọn asojú dàbí ẹ̀ka iléèfowópamọ́ ní ààyè tiwọn. Kì í ṣe ìdààmú pẹ̀lú àwọn olùgbowówọlé-gbowójáde, wọn yóò ní ìrónilágbára tí wọ́n yóò fi máa ṣe àgbéga èròǹgbà Moniepoint láti jẹ́ kí àwọn oníbàárà alábọ́dé tí ó jẹ́ mílíọ̀nù mẹrin àti ẹgbẹ̀rún lọ́nà ẹgbẹ̀rin ní oṣù mẹ́ta - ní ìlọpo mẹ́tà ìlànà ìsòwò àwọn oníbàárà wọn lọ́wọ́lọ́wọ́. Nígbà tí ó jẹ́ pé ẹ̀rọ fóònù ìléwọ́ aṣefáfá ni ọ̀nà tí a fi lè de àwọn tí ó ń lo ẹ̀rọ ìbánisọ̀rọ̀ ìgbálódé mọ́lẹ̀, àwọn asojú Moniepoint yóò ṣe ìrànlọ́wọ́ fún àwọn ranlọwọ fun awọn tí kò ní ẹ̀rọ-ìbánisọ̀rọ̀ láti sí àp`ò-àsùwọ̀n èyí tí wọn yóò lè fi dókòwò níbikíbi. “A ti kọ́ àwọn amáyédẹrùn wa ní ọ̀nà tí ó dẹrùn. Bí àwọn ìṣòwò ṣe ń dàgbà, a lè ṣàfikún àwọn amáyédẹrùn wa àti pé èyí jẹ́ nítorí a ní ọ̀pọ̀lọpọ̀ àwọn irinṣẹ́ ìbojúwò tí ó ṣe ìrànlọ́wọ́ fún wa láti ṣe àtẹ̀lé bí ìsòwò wa ṣe ń dàgbà.” O soro lati lòdì sí Moniepoint, tí a bá wo ipa tí wọ́n ń kó nínú ètò-ọrọ̀ ajé ìmọ̀-ẹ̀rọ-ajẹmétò-ìsúná, ṣùgbọ́n ó jẹ́ apá kan nínú mímú àgbéga bá ìlànà ètò ìsúná. Fífẹ oríkì àfikún ìsúná lójú si. Àfikún owó tí ń fi ìgbà gbogbo dínkù sí àwọn tí wọ́n ni àpò-àsùnwọ̀n nìkan soso. Fún yíyàgò iyèméjì, níí àpò-àsùwọ̀n iléèfowópamọ́ ní ìpìlẹ̀ fún ṣíṣe àfíkún ìsúná, bákan náà ni èyí kò yọ àwọn iṣẹ́ pàtàkì bí i ìgbowówọlé, owó-ìdójútòfò, owó ìfẹ̀yìntì, àǹfàaní ìdókòwò, gbowó dídáwọlé, àti ètò-ẹ̀kọ-ìnáwó́ tàbí ìmọ̀ọ́kọmọ̀ọ́kà. Gẹ́gẹ́ bí àlàyé Intelpoint, 31% àwọn MSME ni ó gba ẹ̀yáwó, àti pé àwọn àgbàlagbà tí tó bí mílíọ̀nù 2.1 àwọn àgbàlagbà ni ó ní ìdáàbòbò-dúkìá. Moniepoint, ti ń gbé ìgbéṣẹ̀ mílíọ̀nù 400 onípe-ìpele lósoosù èyí tí owó rẹ̀ jẹ́ bílíọ̀nù $12 (bẹ́ẹ̀ni bílíọ̀nù kan dọ́là, Amẹ́ríkà ), ni wọ́n ní èròngbà láti máá san fun àwọn ènìyàn lọ́yọ kọ̀ọ̀kan. O jẹ́ àfojúsùn tí ó kún fún ọ̀pọ̀lọpọ̀ ìpènijà ńlá níbi tí 42% àwọn ọmọ orílẹ̀-èdè tí kò ní ilé-ìfowópamọ́ tàbí àpò-àsùnwọ̀n alágbèéká ti ń gba owo tí ó kéré sí ₦35, 000 àti pé ó fẹ́rẹ̀ tó 29% àwọn ọmọ orílẹ̀-èdè tí kò ní iṣẹ́ lọ́wọ́. Ìṣẹ̀lẹ̀ náà títí tí ó fi dí ìsìnyí fún àwọn iléeṣẹ́ ayánilọ́wó ni ó jẹ́ àṣeyọrí aláàbọ̀, ìdàrudàpọ̀, àti ìpanirun fún àwọn ilé-iṣẹ́ tí ọ̀rọ̀ kàn bí i Carbon, Fairmoney, Kuda, Palmpay, ati Sokoloan. Díẹ̀ nínú àwọn amòye bí i Lendsqr's Adedeji Olowe rí ṣíṣí sílẹ̀ níní àǹfààní sí kírẹ́díìtì gẹ́gẹ́ bí i ọ̀nà tí a lè gbà mú ìdàgbàsókè bá àwọn ọmọ orílẹ̀-èdè Nàìjíríà. Èrò wa tí ó dára jù lọ ni pé ó yẹ kí ìdàgbàsókè wà ní igbọ́ni pípèsè owó sáájú kí wọ́n tó máa pín owó fún àwọn ènìyàn lọ́kọ̀ọ̀kan. Àwòrán tí ó tóbi: Àgbékalẹ̀ afikún owó Àfojúsùn Moniepoint kìí ṣe lórí oíléèd�� nìkan bí kò ṣe lórí onírúurú ẹ̀yà lágbàáyé. Olofin ṣàfikún sí ìkìlọ̀ rẹ̀ pé ""A kìí ṣe báńkì lásán; a jẹ́ ìgbéṣẹ̀ láti mú ìdùnú bá ètò-ìsuíná gbogbo ilẹ̀kílẹ̀ "". Èyí kìí ṣe àròsọ lásán; Láìpẹ́ yìí ni Moniepoint gba ilé-iṣẹ́ Kẹ́ńyà Kopo Kopo, èyí gtí ó ń ṣàfihàn èròǹgbà fífí ìdímúlẹ̀ ní gbogbo ilẹ̀kílẹ̀. Kà síwájú si nípa àkómọ́ra níbí. Nípa gbígbọ́ àgbọ́yé onírúru ètò-ọrọ̀ ajé orílẹ̀-èdè Nàìjíríà, Moniepoint ti ṣetán láti mú àfikún bá ìsuíná àwọn ọ̀gọ̀ọ̀rọ̀ àwọn ènìyàn. Bọ́ya Túnjí ni ní ibùdó ìtajà rẹ̀ lékòó tàbí awakọ̀ Dáńfó tí ń rìn kiri ní àwọn òpópónà rúdurùdu tí ó wà ní ìlú, àfojúsùn Moniepoint hàn kedere: ẹ̀tọ́ ni fífí owó kún jẹ́ kíìí ṣe àǹfààní.","Ngaphakathi kwecebo leMoniepoint lokuthuthukisa kuse samdlalo (gamified), elingaxhunyiwe ku-inthanethi lezinsiza zebhange zokuthengiselana nokufakwa kwezimali eNigeria Endaweni ethule emaphethelweni aseLagos, iTunji, umnikazi wesitolo se-elekthronikhi sesikhathi esincane, uqedela ukuthengisa ngedivayisi yePoS eluhlaza okwesibhakabhaka ezandleni zakhe. Ungomunye wamabhizinisi ayizigidi ezingu-1.6 athole i-funnel yokuthengisa yedijithali esebenza kahle ngenkundla yeMoniepoint. Ngemva kokuwina e-ejensi nasebhange lebhizinisi, iMoniepoint ibheka abantu ngabanye, ihlose ukuchaza kabusha ukungabandlululi kwezezimali eNigeria. Ukungabandlululi ngokwezezimali? Yebo, ngiyakuzwa ugingqika amehlo akho, futhi ngiyaqonda ukuthi kungani. Ngo-2020, iMcKinsey yamemezela okuthile okwandayo okusobala — Izinkampani zezobuchwepheshe bezezimali amane nje aqalisa ukungabandlululi ngokwezezimali eNigeria. Amanani awawaqambi amanga. Ngokombiko wemakethe yezinsiza zezezimali we-Intelpoint ka-2022, abantu baseNigeria abangaphezu kwezigidi ezingu-66, abaneminyaka eyi-15 nangaphezulu, abanayo i-akhawunti yasebhange. Lokhu kusho ukuthi ama-55% abantu baseNigeria abaneminyaka engaphezu kweyi-15 abangafakwa emkhakheni wezezimali. Lokhu kuzwakala kukukhulu, kodwa uma kufakwa kumongo, iphesenti eliphakeme (45%) lentsha kanye nabantu abadala baseNigeria lifakiwe ngokwezimali uma liqhathaniswa namanye amazwe ase-Afrika anabantu abaningi. Nakuba izinkampani zobuchwepheshe bezezimali eziningi ziye zasiza kakhulu abantu abanama-smartphone noma labo asebevele besemkhakheni wamabhange, amanye amabhange ezentengiselwano aseNigeria namabhange ama-ejensi afana nePaga, iMoniepoint, ne-OPay, afuzelela ukubandakanywa kwezezimali. Okuhlaba umxhwele ukuthi, iCentral Bank of Nigeria iye yabeka umgomo wokuvelela: ukungabandakanywa ngokwezezimali okungu-95% ngo-2024. Nakuba ezinye zezinqubomgomo zayo zakamuva ziye zabonakala ziphikisana nale nhloso, izinkampani ezingazange zikuyeke lokhu zenza izinto ezintsha noma kunjalo. IMoniepoint, ekhuthazwe yimpumelelo yayo emdlalweni wamabhange we-ejensi nasekusebenzeleni izinhlangano ezingaphezu kwezigidi ezingu-1.6, ingena enkundleni yamabhange yomuntu uqobo. Kodwa abahlinzeki ngenye insiza yasebhange kuphela; bahlose ukuhlinzeka ""ngenjabulo yezezimali,"" ngokusho kukaBabatunde Olofin, uMqondisi Omkhulu Obambile weMoniepoint MFB. Funda kabanzi mayelana nokungena kwabo emkhakheni webhange lomuntu uqobo lapha. Inkampani inesu lawo wonke umuntu. Labo abanamabhange, noma abangenamabhange, labo abanawo noma abangenawo ama-smartphone Ukungabandlululwa ngokwezimali kusetshenziswa amaSmartphones kanye nokungaphezu kwalokho Ukuba ngumnikazi we-smartphone kuyinkomba ebalulekile yokungabandakanywa kwezezimali. Umbiko we-Intelpoint waveza ukuthi abantu abanama-smartphone noma ama-smart feature phone basemathubeni amaningi okuba nemali ye-akhawunti yasebhange noma yemobile money. Cishe abantu baseNigeria abayizigidi ezingama-30 abaneminyaka eyi-15 nangaphezulu bayakwazi ukungena ku-inthanethi, futhi iMoniepoint ifuna ukuthatha lesi sibalo sabantu ngalokho ekholelwa ukuthi kuyindlela yokuwina. “Sibonile ukuthi uma ufuna ukushintsha indlela yokuziphatha futhi ukhulise ukutholakala kwensiza, kufanele uklomelise ukuziphatha okuhle njalo,” kusho u-Ope Adeyemi, iPhini Likamongameli Ophakeme, weChannels and Sales tool, iMoniepoint. Inkampani iklomelisa abathengi ngezinhlamvu zemali kusisetshenziswa somuntu uqobo yasebhange ngemva kokuthengiselana. Lezi zinhlamvu zemali zibavumela ukuthi babambe iqhaza emidlalweni ethokozisayo yamasonto onke efana neShuffle neSpin the Wheel. Le ndlela yokudlala ingabona abasebenzisi bewina u-₦2,000 masonto onke kanye nomklomelo omkhulu wezigidi eziyi-₦10. Ezinye izimbangi zeMoniepoint nazo ziye zasebenzisa izindlela ezifanayo ezisekelwe emiklomelweni emazingeni ahlukahlukene empumelelo. Enye enjalo yinkampani yezobuchwepheshe bezezimali, i-OPay, eyayingomunye wabaphumelele kakhulu enkingeni yemali yaseNigeria ngoNhlangulana ka-2023. Inhlolovo yombiko we-Intelpoint ibonisa ukuthi u-83% wabaphendulile babenama-akhawunti asebhange asebhange elisemthethweni nje. Into esemqoka ku-Adeyemi ukugxila ekukhuthazeni abantu ukuthi bagcine imali yabo kusisetshenziswa futhi bayisebenzisele ukuthenga. Isigungu esiphezulu sibheka isimo lapho abantu bengasebenzisa khona uhlobo lwensiza ephathekayo yesiteshi seMoniepoint PoS ukuze bakwazi ukugibela amabhasi omphakathi (iDanfo) edolobheni elinjengeLagos. Inkampani eqalisayo yaseNigeria, iTouch n Pay (iTAP), seyivele iyazibandakanya kulo mkhakha ngamakhadi eNFC, ngakho-ke indlela yeMoniepoint kufanele kuhlabe umxhwele ukubona ukuthi iyozala nkomoni. Nokho, asikwazi ukuyiziba inkinga okungakhulunywa ngayo. Siyiqhubekisela phambili IMoniepoint ishumayela ivangeli lokungabandakanywa kwezezimali nokungena kwayo ebhange eliphathelene nokuthengiselana. Nakuba imodeli isekelwe emiklomelweni enezinto zayo ezihlukile, asikwazi ukubalekela iqiniso lokuthi u-26% kuphela wabantu abasebasha eNigeria abakwazi ukungena ku-inthanethi. Inani labantu bomdabu abasebasha abasebenzisa okudijithali baseNigeria liyathembisa, kodwa asikwazi ukunganaki abantu abayizigidi ezingama-66 abangaphandle kwendawo yedijithali. Indlela yasebhange ye-ejensi yeMoniepoint yayithembele kakhulu kunethiwekhi enkulu engaxhunyiwe ku-inthanethi, futhi yayizonika amandla lokhu endaweni yasebhange lokuzethengiselana. “Sifuna ukufaka wonke umuntu ovela kumgibeli ovamile we-Okada, owesifazane osemakethe endaweni yezinsiza zezezimali,” kuchaza u-Olofin. ""Sinabasimele cishe kuwo wonke amakhona ezwe. Ngisho nasezindaweni lapho kungekho khona ibhange elingokoqobo noma i-ATM, uzothola khona amabhokisi ethu ayigugu aluhlaza okwesibhakabhaka.” I-ejenti ngayinye injengegatsha lasebhange ngokwayo. Akufanele kuphambaniswe nabasebenzisa i-cash-in-cash-out PoS, zizoba semqoka ekunikezeni amandla isifiso seMoniepoint sokungenisa amakhasimende athengisayo ayizigidi ezingu-4.8 ezinyangeni ezintathu - okuphindwe kathathu kunesizinda samakhasimende samanje samabhizinisi. Nakuba i-gamification ibalulekile ekuxhumeni abasebenzisi bama-smartphone, ama-ejenti eMoniepoint azosiza labo abangenazo izingcingo ukuvula ama-akhawunti futhi abakhiphele amakhadi ukuze bakwazi ukuthenga noma kuphi. “Sakhe ingqalasizinda yethu ngendlela yokuthi isebenze kakhulu. Ngesikhathi kukhula ukuthengiselana, singakwazi ukwandisa ingqalasizinda yethu futhi lokhu kungenxa yokuthi sinamathuluzi amaningana okuqapha asisiza ukuthi siqaphe indlela ukuthengiselana okukhula ngayo.” Kunzima ukuthi ungamelana neMoniepoint, uma ucabanga ngokuba yizikhondlakhondla kwabo okuthulile emakethe yezobuchwepheshe bezezimali, kodwa lokho kumane nje kuyingxenye yephazili yokubandakanywa ngokwezezimali. Ukwandisa incazelo yokungabandlululi ngokwezezimali Ukubandakanywa ngokwezezimali ngokujwayelekile bekuvele kuthiwe ukuba ngumnikazi we-akhawunti yasebhange nje. Ukuze kugwenywe ukungabaza, ukuba ngumnikazi we-akhawunti yasebhange kuyisiqalo sokubandakanywa ngokwezezimali, futhi kudlulela ezinsizeni ezibalulekile ezifana nesikweletu, umshwalense, impesheni, amathuba okutshala imali, ukuthunyelwa kwemali, kanye nokufunda ngokwezezimali/ukufunda okubhalwe ngezezimali. Ngokwe-Intelpoint, u-31% kuphela yamaMSME athole imalimboleko, futhi abantu abadala abayizigidi ezingu-2.1 kuphela abanomshwalense. I-Moniepoint, esivele ilungiselela ukuthengiselana okumangalisayo okuzigidi ezingama-400 ngenyanga okuyinani elingu-$12 billion (yebo, isigidigidi samadola ase-US), inezinhlelo zokwandisela izinsiza zayo zesikweletu kubantu abangabodwana. Kungumgomo ophakeme ezweni lapho u-42% walabo abangenayo i-akhawunti yasebhange noma yemali etholakala ngeselula behola imali engaphansi kuka-₦ 35,000, futhi cishe u-29% wabo awusebenzi. Indaba kuze kube manje yezinkampani ezibolekisa ngemali bekuyimpumelelo exubile, engenakho okuhle ngayo, esinokuqala phakathi kwabadlali abanjengo-Carbon, i-Fairmoney, i-Kuda, i-Palmpay, ne-Sokoloan. Abanye ochwepheshe abanjengo-Adedeji Olowe weLendsqr babona ukuvula imvume yesikweletu njengesihluthulelo sokuvulela ukuchuma kwezigidi zabantu baseNigeria. Ukusikisela kwethu okungcono kakhulu kuthi kufanele kube nentuthuko eyengeziwe emkhakheni wemali yesikweletu ngaphambi kokuba ikhiphelee ngokuphelele imali yesikweletu yabantu ngabodwana. Isithombe esibanzi: Umdlalo wokungabandlululi ngokwezezimali ezwenikazi Izifiso zeMoniepoint akuzona nje ezikazwelonke kodwa ezezwekazi. ""Asilona nje ibhange; siyintuthuko ebheke enjabulweni yezezimali kulo lonke izwekazi,"" kunezela u-Olofin ngokucophelela. Lokhu akuyona inkulumo nje; iMoniepoint isanda kuthenga inkampani yaseKenya iKopo Kopo, ebonisa izifiso zayo ngokuphathelene nezwekazi. Funda kabanzi ngokuthenga inkampani lapha. Ngokuqonda okungahambi kahle emakethe yaseNigeria, iMoniepoint ikulungele ukwenza ukuthi ukungabandlululi ngokwezimali kube yiqiniso ezigidini zabantu. Akunandaba yiTunji esesitolo sayo sasemakethe saseLagos noma umshayeli waseDanfo ohamba emigwaqweni yedolobha ephithizelayo, umbono weMoniepoint ucacile: ukungabandlululi ngokwezimali kuyilungelo, hhayi into yabathile."
+የናይጀሪያ ንግድ ባንክ(CBN) ስዋፕን፣ ፍሉተርዌቭን ለናይጄሪያ FX ችግሮች የሰጠውን ምላሽ ይደግፋል ዜና ፉተር ዌቭ ስዋፕ ለናይጄሪያውያን ኤፍኤክስ በዲጂታል የማስገኘት አስጀምሮአል፡፡ ስዋፕ ከዊማ ባንክ እና ካድቫራ ጋር በመተባበር ተጀምሯል፡፡ ፉተር ዌቭ ሲገልጽ ስዋፕ ተጠቃሚዎች ለግል ጉዞ አበል ወይም ቢዝነስ ጉዞ አበል ካርዶች ይሰጣቸዋል ስዋፕ በመስከረም 4/2023እ.ኤ.አ ኢኮይ ሌጎስ ውሰጥ የተገለጸ በናይጄሪያ ማዕከላዊ ባንክ /CBN/ ለናይጄሪያውያን እንደ ዲጂታል መዋቅር ወዲያውኑ ፉክክር ባለው የምንዛሬ ተመን የውጭ ምንዛሬ የሚያስገኝ ነው፡፡ ምርቱ በዌማ እና ካዳቭራ - የቢሮ ዲ ለውጥ (BDC) - እርዳታ ይሰራል ይህም ሊኪዩዲቲ እና የውጭ ምንዛሪ ያስገኛል። የፍሉተርዌቭ(Flutterwave) ዋና ስራ አስፈፃሚ ኦሉግቤንጋ አግቦላ እንደተናገሩት ስዋፕ ግለሰቦች እና ንግዶች ኤፍኤክስን(FX) ለማግኘት ሲሞክሩ ለሚገጥሟቸው አስቸጋሪ ነጥቦች እና ፈተናዎች መልስ ነው። ናይጄሪያ በርካታ ኤፍኤክስ ችግሮች በቅርብ አመታት አጋጥሞአታል፡፡ ከእነዚህ አንዱ የ10 ቢሊዮን ዶላር ኤፍኤክስ ባክሎክ በተመለከተ የናይጄሪያ ማዕከላዊ ባንክ በ2 ሳምንት ውስጥ ፍሌግ ለማድረግ አቅዷል፡፡ ባክሎግ(backlog) ከአምራቾች እና አስመጪዎች የሚቀርቡ የዶላር ጥያቄዎችን፣ የንግድ ጉዞ አበል፣ የግል የጉዞ አበል እና የውጪ የህክምና ክፍያዎችን ያካትታል። ንግድ ባንኮች አገሪቱ ውስጥ 75 ፐርሰንት የፎሬክስ ግብኝቶች የሚቆጣጠሩ ሲሆን ፍሉተርዌቭ ስዋፕ መጀመር ለኤክኤክስ ባንኮች ላይ ጥገኝነትን የሚቀነስ ይሆናል፡፡ ፍሉተር ዌቭ ሲገልጽ ስዋፕ ናይጄሪያውያን የግል ጉዞ አበል የቢዝነስ ጉዞ አበል እንዲያገኙ ካርዶችን ይሰጣል፡፡ በዚህ አመት ከጥቅምት ጀምሮ ለናይጄሪያውያን ከ10 ሚሊዮን በላይ ካርዶች ለማሰራጨት አቅዶአል፡፡,"CBN backs Swap, Flutterwave's answer to Nigeria's FX problems The news: Flutterwave has launched Swap, a product to digitise access to FX for Nigerians. Swap was launched in partnership with Wema Bank and Kadavra. Flutterwave said Swap users will be issued cards that can be used for personal travel allowance or business travel allowance. Swap, which was announced on September 4, 2023, in Ikoyi, Lagos, is backed by the Central Bank of Nigeria, (CBN) as the digital platform for Nigerians to have immediate access to foreign currency at competitive exchange rates. The product will work with the aid of Wema and Kadavra — a bureau de change (BDC) — that will provide it with liquidity and foreign exchange. Flutterwave's CEO, Olugbenga Agboola said, that Swap is the answer to the pain points and challenges individuals and businesses go through when trying to access FX. Nigeria has been facing multiple FX problems in recent years. One of these is $10 billion in FX backlog, which the CBN plans to clear in two weeks. The backlog includes dollar requests from manufacturers and importers, business travel allowance, personal travel allowance, and medical bills abroad. Interestingly, commercial banks control 75% of forex transactions in the country, and the launch of Flutterwave's Swap could be a way to reduce the dependence on banks for FX. Flutterwave said Swap will also start rolling out cards that can be used by Nigerians who need quick access to personal travel allowance and business travel allowance. It said it plans to distribute more than 10 million cards to Nigerians starting in October this year.","Babban Bankin Nijeriya (CBN) yana taimaka wa tsarin SWAP, tsarin Kamfanin Flutter don warware matslar matsalar canjin kuɗin waje ta FX. Labaran: Kamafanin Flutterwave ya samar da Swap, wata haja don sauƙaƙa samun damar yin harkar hada-hadar kuɗi ta Kiripto. An ƙaddamar da Swap, wanda tsarin musayar kuɗaɗen waje ne tare da haɗin guiwar Bankin Wema da kuma Kadavra. Kamfanin Flutterwave ya cezai ba wa masu amfani da tsarin Swap katuna, waɗanda za su riƙa amfani da su domin alawus na tafiyar ƙashin kansu ko alawus na tafiyar kasuwanci. An sanar da wanzuwar tsarin Swapa ranar 4 ga watan Satumba 2023, a Ikoyi, Jahar Legas, wanda Babban bankin Nijeriya (CBN) ya taimaka a matsayin kafar hada-hadar canjin kuɗaɗen waje a bisa farashi mai araha. Hajar za ta yi aiki ne da taimakon Wema da Kadavra da 'yan canji (BDC) -- waɗanda za su samar da kuɗaɗe da kuma farashin canjin kuɗaɗen waje. Shugaban kamfanin Flutterwave CEO, Olugbenga Agboola ya bayyana cewar tsarin musayar mafita ne ga wasu wahalhalu da matsalolin da mutane da harkokin kasuwanci kan fuskanta yayin da suke ƙoƙarin kaiwa ga samun FX ( Foreign Exchange) wato musayar kuɗaɗen waje. yan Nijeriya suna fama da tarin matsalolin musayar kuɗaɗen waje FX, a 'yan shekarunnan. Ɗaya daga daga cikin su shi ne kwantan musayar FX ta Dala biliyan $10b da babban bankin ƙasa CBN yake ƙoƙarin warwarewa a cikin sati biyu. Kwantan canjin ya haɗa da buƙatar Dala daga kamfanunuwa da masu shigowa da kayayyakin waje da alawus ɗin tafiyar kasuwanci da alawus na tafiya ta ƙashin kai da biyan kuɗaɗen magani a ƙasashen waje. Abin sha'awa bankunan 'yan kasuwa ke juya kaso 75% na hada-hadar canjin kuɗin waje a ƙasa, kuma samar da manhajar Flutterwave ta Swap za ta iya zama wata hanya da za ta rage dogaro da bankuna don gudanar da harkar canjin FX. Kanfanin Flutterwave ya ce zai fara bayar da katuna waɗanda 'yan Najeriya za su anfani da su don samun tallafi na tafiye tafiye da kuma tallafi na harkokin kasuwacinsu. An ce ana tsara yadda za a rarraba sama da kati miliyan 10 ga 'yan Najeriya, wanda za a fara a watan Oktoba na wannan shekara.","CBN inaiunga mkono Swap, jibu la Flutterwave kwa matatizo ya FX ya Nigeria Habari: Flutterwave imezindua Swap, bidhaa ya kuweka kidijiti ufikiaji wa FX kwa wanigria. Swap ilizinduliwa kwa ushirikiano na benki ya wema na Kadavra. Flutterwave ilisema nwatumiaji wa Swap watapewa kadi ambazo nzinaweza kutumika kwa posho ya kibinafsi ya kusafiri au posho ya safari ya biashara. Swap, ambayo ilitangazwa mnamo septemba 4, 2023, huko Ikoyi, Lagos inaungwa mkono na benki kuu ya Nigeria (CBN), kama jukwaa la kidigitali kwa wanaijeria kupata ufikiaji wa haraka wa pesa za kigeni kw3a viwango vya kubadilishana vya ushindani. Bidhaa hiyo itafanta kazi kwa usaidizi wa Wema na Kadavra, nyumba ya kubadilisha fedha (CBD), ambayo itaipatia ukwasi na fedha za kigeni. Mkurugenzi mtendaji wa Flutterwave, Olughbenga Agboola alisema, kwamba kubadilishana ni jibu kwa pointi za mwisho na changamoto ambazo watu binafsi na wafanyabiashara hupitia wanapojaribu kurfikia FX. Nigeria imekuwa ikikabiliwa na matatizo mengi ya FX katika miaka ya hivi karibuni. Moja wapo ya hizi ni Bilioni $10 katika kumbukumbu ya FX, ambayo CBN inapanga kufuta nndani ya wiki mbili. Mundikano hu ni amojap na maombi ya Dola kutoka kwa watengenezaji nna waagizaji bidhaa, posho ya usafiri wa biashara, posho ya busafiri binafsi na bili za matibabu nje ya nchi. Inafurahisha, benki za biashara hudhibiti 75% ya miamala ya Forex nchini, na uzinduzi waa Swap ya Flutterwave inaweza kuwa njia ya kupunguza utegemezi wa benki kwa FX. Flutterwave ilisema kuwa Swap pia itaanza kusambaza kazi ambazo zinaweza kutumiwa na wanaijeria ambao wanahitaji ufikiaji wa haraka wa posho ya kibinafsi ya kusafiri na posho ya usafirishaji biashara. Ilisema inapanga kusambaza kadi zaidi ya milioni 10 kwa wanaijeria kuanzia Oktoba mwaka huu.","ilé-ìfowópamọ́ àpapọ̀ orílẹ̀-èdè Nàìjíríà ṣe àtìlẹyìn Swap, ìdáhùn Flutterwave sí àwọn ìṣòro FX ti Nàìjíríà Ìròyìn: Flutterwave ti ṣe ifilọlẹ Swap, àkànṣe kan láti tẹ́ pẹpẹ níní àǹfààní sí FX fún àwọn ọmọ orílẹ̀-èdè Nàìjíríà. Swap ti ṣe ifilọlẹ níní àjọṣepọ̀ pẹ̀lú Ilé-ìfowópamọ́ Wema àti Kadavra. Flutterwave sọ pé àwon olùṣàmúlò Swap yóò gba àwọn káàdì tí ó lè ṣe é lò fún ìgbaniláàyè ìrìn-àjòi tí ara-ẹni tàbí ìyọ̀ọ̀da ìrìn-àjò ajẹmọ́dókoòwò. Swap, èyí tí a kéde ní 4 Oṣù Kẹsàn-án, Ọdun 2023, ní Ìkòyí l’Ékòó, ní àtìlẹyìn báńkì àpapọ̀ orílẹ̀-èdè Nàìjíríà gẹ́gẹ́ bí i ìkànì àgbáyé fún àwọn ọmọ orílẹ̀-èdè Nàìjíríà láti ní àǹfààní kíákíá sí pàsípààrọ̀ owó ilẹ̀ òkèèrè pẹ̀lú òsùwọ̀n tí ó rọjú. Àgbéjáde náà yóò ṣiṣẹ́ pẹ̀lú ìrànlọ́wọ́ ilé-ìfowópamọ́ Wema àti Kadavra - Ile-iṣẹ́ abániṣẹ́wó - ti yóò sọ dí owó-gbígbà àti pàsípààrọ̀ owó ilẹ̀-òkèèrè. Alákòóso ilé-iṣẹ́ Flutterwave, Olugbenga Agboola sọ pé Swap jẹ́ ìdáhùn sí àwọn ààyè ìrora àti àwọn ìdojúkọ ẹnì-kọ̀ọ̀kan àti àwọn onírúurú okòòwò nígbà tí wọ́n bá fẹ́ gbíyànjú láti gbani wọlé sí FX. Nàìjíríà ti dojúkọ àwọn ìṣòro FX púpọ̀ ní àwọn ọdún díẹ̀ ṣẹ́yìn. Ọ̀kan lára rẹ̀ ni bílíọ̀nù $10 nínú akùdé-iṣẹ́ FX, èyí tí ilé-ìfowópamọ́ àpapọ̀ orílẹ̀-èdè Nàìjíríà pinu láti yanjú láàrin ọ̀ṣẹ̀ méjì. Lára àwọn iṣẹ́-akùdé náà ni bíbèèrè owó dọ́làtí láti ọwọ́ àwọn olùṣẹ̀dá ọjà, àwọn agbọ́jà wọlé, owó ìrìn-àjò ajẹ́mówò, owó ìrìn-àjò ti ara-ẹni àti owó ìtọ́jú ní ilẹ̀-òkèèrè. Sí ìyàlẹ́nu, ilé-ìfowópamọ́ olókoòwò ni ó ń darí 75% ìdókòòwò owó ilẹ̀òkèèrè ní orílẹ̀-èdè àti pé ṣíṣàgbékalẹ̀ ẹ̀rọ Swap ti Flutterwave ni ó lè jẹ́ ọ̀nà láti mú àdínkù bá gbígbé ars lé báńkì fún FX. Flutterwave ṣàlàyé pé Swap yóò bẹ̀rẹ̀ sí ní pín káàdì jádé èyí àwọn ọmọ orílẹ̀-èdè Nàìjíríà tí wọ́n bá nílò níní àǹfààní sí ìrìn àjò tara-ẹni kíákíá àti owó ìrìn-àjò ajẹmọ́ okòòwò lè lò. Ó sọ pé òhún gbèrò láti pín káàdì tí ó lé ní mílíọ̀nù 10 fún àwọn ọmọ orílẹ̀-èdè Nàìjíríà bẹ́rẹ́ láti oṣù kẹwàá ọdún yìí.","I-CBN yeseka i-Swap, impendulo ye-Flutterwave ngokuphathelene nezinkinga zeFX zaseNigeria Izindaba: IFlutterwave yethule iSwap, umkhiqizo wokwenza ukufinyelela ngedijithali kuFX kwabaseNigeria. ISwap yethulwe ngokubambisana neWema Bank kanye neKadavra. IFlutterwave ithe abasebenzisi beSwap bazonikezwa amakhadi angasetshenziselwa isibonelelo sohambo lomuntu uqobo noma isibonelelo sohambo oluphathelene nebhizinisi. ISwap, eyamenyezelwa ngoMandulo 4, 2023, esekelwa yiCentral Bank of Nigeria (iCBN), njengepulatifomu edijithali yabantu baseNigeria ukuze bathole imali yakwamanye amazwe ngokushesha ngamanani okushintsha imali aphansi. Lo mkhiqizo uzosebenza ngosizo lweWema neKadavra — ibureau de change (iBDC) — ezoyinikeza ikhonakukhokha nokushintshwa kwemali yamanye amazwe. ICEO yeFlutterwave, u-Olugbenga Agboola uthe, iSwap iyimpendulo yezingqinamba nezinselele abantu namabhizinisi ababhekana nazo lapho bezama ukungena kuFX. INigeria ibilokhu ibhekene nezinkinga eziningi zeFX eminyakeni yakamuva. Enye yazo izigidigidi ezingu-$10 weFX esilele emuva, i-CBN ehlela ukuyikhipha emavikini amabili. Okusilele emuva kuhlanganisa izicelo zamadola ezivela kubakhiqizi nakwabalanda impahla emazweni angaphandle, imali yesibonelelo sohambo lwebhizinisi, imali yesibonelelo sohambo lomuntu uqobo, nezindleko zezokwelapha zaphesheya. Kuhlaba umxhwele ukuthi, amabhange asemthethweni alawula u-75% wokuthengiselana kweforex ezweni, futhi ukwethulwa kweSwap yeFlutterwave kungaba indlela yokunciphisa ukuthembela emabhange kuFX. IFlutterwave ithe iSwap izoqala nokukhipha amakhadi angasetshenziswa abantu baseNigeria abadinga ukufinyelela okusheshayo emalini yothatha uhambo yomuntu uqobo kanye nemali yokuthatha uhambo oluphathelene nebhizinisi. Ithe ihlela ukukhiphela amakhadi angaphezu kwezigidi eziyi-10 abantu baseNigeria kusukela ngoMfumfu kulo nyaka."
+"የቴሌኮም ኦፕሬተሮች ኤንሲሲ መስፈርት ውድቅ አድርገዋል፡፡ ፍሉተርዌቭ ከህንድ ባንክ ኢንዱስ ላንድ ጋር በመሸረክ የክፍያ አገልግሎት ሴንአፕ እስያ አገር ውስጥ አስጀምሯል፡፡ ትብብሩ ፍሉተር ዌቭ የሚጠቀም ማንም ሰው ከህንድ ወደ 30 የአፍሪካ አገሮች ፋይን ቴክ ኩባንያ የሚሰራባቸው ገንዘብ ማዘዋወር ያስችላል፡፡ ለፍሉተር ዌቭ የህንድ መስፋፋት የመጀመሪያው የአፍሪካ ኩባንያ ክፍያ ከህንድ ወደ አፍሪካ በፍጥነት እንዲፈጸም አድርጎአል፡፡ ኦሉንግቤንጋ አግቦላ የፍሉተር ዌቭ ተባባሪ መስራች እና ሲኢኦ፡፡ ፋይንቴክ ተጨማሪ አጋሮች ህንድ ውስጥ ቢዝነሱን ለማስፋት ይፈልጋል፡፡ ይህ ዜና ኩባንያው የአይፒኦ ዕቅዶቹን እንደሚቀጥል ዋና ሥራ አስፈፃሚው ካሳወቁ ከጥቂት ሳምንታት በኋላ ወጥቷል። ዛሬ ለአንተ ያለኝ ይህ ነው፡፡ የአሜሪካን ታወር ኮርፖሬሽን ኤምቲኤን የናይጄሪያ ፓወርን ሊወስድ ነው፡፡ ዌቲሊቲ 48 ሚሊዮን ዶላር ፈንድ ያደርጋል፡፡ ቴሌኮም ኦፕተሮች የኤንሲሲ መስፈርት ውድቅ አደረጉ፡፡ የአሜሪካን ታወር ኮርፖሬሽን ኤምቲኤን የናይጄሪያ ፓወርን ሊወስድ ነው፡፡ የአሜሪካው ታወርስ ኮርፖሬሽን (ATC) የናይጄሪያው ቅርንጫፍ በናይጄሪያ የሚገኘውን የኤምቲኤን ግሩፕ ታወር ስራዎችን እ.ኤ.አ ከ2025 ጀምሮ የቴሌኮም መሠረተ ልማት አቅራቢ ከሆነው አይኤችኤስ ሆልዲንግ(IHS Holding) ይረከባል። የህንጻ ኮንትራት ጨረታው ገቢ ከተደረገ በኋላ፣ በቀረበው ከፍተኛ ገንዘብ መሰረት በማድረግ ቴልኮ ኤቲሲ የህንጻ ኩባንያው ተጫራች እንዲሆን መርጧል፡፡ ኤምቲኤን ናይጄሪያ ሃገር ውስጥ የህንጻ ኮንትራት ሊዝ እነዚህም ናይጄሪያ ውስጥ የሚገኙ 2,500 የኔትወርክ ሳይቶች አስመልክቶ ድርድር እያደረገ የሚገኝ ሲሆን- ለዚህም አይኤችኤስ አገልግሎቱን ያቀረበ ሲሆን- ይህ አገልግሎት 2024እ.ኤ.አ ወይም 2025 ላይ የሚያበቃ ይሆናል፡፡ እ.ኤ.አ 2022 ውስጥ፣ አይኤችኤስ ደብቡ አፍሪካ ሃገር ውስጥ የመሸጥ እና የሸጠውን ንብረት ከገዥው ��መከራየት ስምምነት መሰረት ከ5,700 የኤምቲኤን የስልክ ታወር ሳይቶችን ይዟል፡፡ ነገር ግን፣ ከዚያን ጊዜ በኋላ፣ በኩባንያዎቹ መካከል የነበረው ግንኙነት ሊበላሽ ችሏል፡፡ ኤምቲኤን ህንጻዎቹን ከሚያስተዳድረው ኩንያ ጋር የአክስዮን ድርሻ አለመግባባት ውስጥ ሊገባ ችሏል፡፡ የደቡብ አፍሪካ ቴልኮ አይኤችኤስ ኩባንያ ላይ የስልክ ታወሮችን አስመክቶ በቀን እ.ኤ.አ በ ሰኔ 2023 ላይ የገባውን የባለአክስዮኖች ስምምነት እንደጣሰ ክስ አቅርቧል፡፡ ኤምቲኤን አይኤችኤስ ከሚያስተዳድራቸው ህንጻዎች 26 በመቶ ያህል የአክስዮን ድርሻ ያለው ሲሆን ግን ካለው ድርሻ ውስጥ 20 በመቶ ያህሉ ብቻ ላይ የመብት ጥሰት የተከሰተ ሲሆን፣ እነዚህንም ኩባንያው መሸጥ አይችልም፡፡ ግን ድርጅቱ ኩባንያው ውስጥ ያለው ድርሻ ድምጽ የመስጠት መብት ያጎናጸፈውን ሁኔታ ማንጸባረቅ ይፈልጋል፡፡ ይህ አዲስ ስምምነት አይኤችኤስ ከህንጻ የሚያገኘው ገቢ ላይ ተጽዕኖ የሚያሳድር ሲሆን ለዚህ ምክንያቱ ደግሞ ናይጄሪያ የኩባንያው ሰፊ የገበያ መዳረሻ ስትሆን ፣ ከዚህ ገበያ ውስጥ ኤምቲኤም ከፍተኛ ድርሻ አለው፡፡ የቴሌኮም ኦፕሬተሮች ኤንሲሲ ያቀረባቸውን መስፈርቶች ውድቅ አድርገዋል፡፡ የናይጄሪያ ቴሌኮሚኒኬሽን ኮሚሽን (ኤንሲሲ) አንድ ፍቃድ ከመሰጠቱ በፊት ሃገሪቱ ውስጥ የቴሌኮም ስራ ላይ የተሰማሩ ኦፕሬተሮች ያልተቀበሉት ፈንድን መልሰው መላክ እንዳለባቸው ይገልጻል፡፡ ብዙ የንግድ ስራዎች፣ አይኤችኤስ ናይጄሪያ ውስጥ የሚያካሂደውን የንግድ ስራ ጨምሮ፣ የአሜሪካ ህንጻዎች ኮፖሬሽን (ኤቲሲ) ናይጄሪያ፣ እና ኤሪቴል ናይጄሪያ፣ የተገለጸው መስፈርት ኢንቬስትመንትን የማያበረታታ እንደሆነ ይገልጻሉ፡፡ የፈንድ ዋስትናዎችን ተመላሽ ማድረግ የውጭ ሃገር ባለሃብቶች ኢንቬስት ያደረጉትን እንዲያገኙ ዋስትና የሚሰጥ ሲሆን ፣ በተለይ የፍቃዱ ባለቤቶች የውጭ ሃገር ኢንቬስተሮች በሚሆኑ ጊዜ ዋስትና የሚሰጥ ይሆናል፡፡ ነገር ግን፣ ፈንዱን ከመመለስ በፊት የኤንሲሲ ፍቃድ የሚጠየቅ ከሆነ ባለሃብቶቹ በስራው እርካታ እንዳይኖራቸው የሚያደርግ እና የኩባንያውን አሰራር የሚረብሽ ይሆናል፡፡ ስለዚህ፣ ኤንቲሲ ናይጄሪያ ተመላሽ የሚደረገው ፈንድ ከፍተኛ መጠን ያለው ገንዘብ በሚሆን ጊዜ ፍቃድ አስቀድሞ ከኤንሲሲ ማግኘቱ የኩባንያውን አሰራር እንደሚጎዳ ያሳውቃል፡፡ እንደተገጸው ተመላሽ የሚደረገው ፈንድ አስመልክቶ ኤንሲሲ ፍቃድ ሊሰጥ የሚገባው 80 በመቶ ላይ መሆን አለበት፡፡ በተጨማሪ፣ አይኤችኤስ ናይጄሪያ የወለድ ክፍያዎችን በጊዜው መክፈል አለመቻል ለሃገሪቱ አስቸጋሪ ሁኔታ የሚፈጥር ሲሆን ለዚህ ምክንያቱ ደግሞ ለሃገር ውስጥ አበዳሪ ተቋሞች ብድር የሚሰጡ ሌሎች አበዳሪ ተቋሞች ገንዘብ ለመስጥ እንዲያመነቱ የሚያደርግ ስለሆነ ነው፡፡ በጊዜ ውስጥ፣ የሃገር ውስጥ ብድር የመሸከም አቅም ላይ ተጽዕኖ የሚያሳድር ሲሆን፣ ምክንያቱም፣ የባለድርሻ አካሎች ካፒታል አቅም ላይ በመመስረት፣ የውጭ ሃገር አክስዮን ባለድርሻዎች እና የቦንድ ባለቤቶች የአክስዮን ድርሻ ትፍል ክፍፍል እና ወለድ ገንዘብ ስለሚያገኙ ነው፡፡ ተቆጣጣሪ መስሪያ ቤቱ የቀረቡለትን የተቀበለ መሆኑን ገልጾ እና እነዚህን ጉዳዮች እንደሚመለከቱ ገልጸዋል፡፡ ዌቲሊቲ 48 ሚሊዮን ዶላር ፈንድ ያደርጋል፡፡ የደቡብ አፍሪካ ሶላር ፋይንቴክ ኩባንያ፣ ዌቲሊቲ፣ ለደንበኞች የሚያቀርበው አገልግሎት ለማስፋፋት እና የነዳጅ ወጪዎችን ለመሸፈን ፈንድ የሚደርገው ገንዘብ ወደ 48 ሚሊዮን ዶላር (አር903ኤም) እንዲያድግ ያደርጋል፡፡ ፈንድ የማሰባሰብ ተግባሩ አጠቃላይ እዳ 9.4 ሚሊዮን ዶላር (R180m) የማይለወጥ እዳ እና 31.3 ሚሊዮን ዶላ�� (R600m) ከሳንላም እና ሌሎች የንግድ ስራ እና ልማት ባንኮች የሚገኘውን ያጠቃልላል፡፡ ዌቲሊቲ እ.ኤ.አ 2019 ላይ በቪንሰንት ማፖሳ የተቋቋመ ሲሆን ለቤቶች እና ንግድ ስራ ድርጅቶች አማራጭ የጸሃይ ሃይል ያቀርባል፡፡ ኩባንያው ከሚያቀርባቸው ታዋቂ ምርቶቹ ውስጥ ተጠቃሚዎች በርቀት ሆነው መቆጣጠር የሚችሉት ዲጂታል የጸሃይ ሃይል አማራጭ አንደኛው ነው፡፡ ድርጅቱ ድብልቅ ታዳሽ የሃይል አማራጮችን የሚያቀርብ ሲሆን ይህም የተቀናጨ የሃይል አቅርቦት ስርዓት ያለበት ነው፡፡ ዌቲሊቲ ለደንበኞቹ አመቺ 360 ዌቲሊቲ ልምድ የሚያቀርብ ሲሆን፣ ይህም ደንበኞች በሚፈልጉት ትክክለኛ ጊዜ ላይ መገናኘት እና ማልማት እንዲችሉ ያደርጋቸዋል፡፡ የሃይል አቅራቢው ከተለያዩ ኮርፖሬሽኖች ማለትም ስታንዳርድ ባንክ፣ ሰንፍላወር ኢነርጂ አፍሪካ፣ ዘ ኢኖቬሽን ኸብ፣ ኤክፔሪያን፣ መልቲቾይዝ፣ እና ኢንስትራክቸርድ ካፒታል ሶሉሽንስ ካሉ ጋር በትብብር የንግድ ስራውን ይሰራል፡፡ ዌቲሊቲ የጸሃይ ሃይል ኢነርጂ ላይ ኢንቬስት ለማድረግ የሚያመነቱተትን ለመደገፍ ሲል የፋይናንስ ድጋፎችን ማለትም እንደ ወርሃዊ የክፍያ እቅዶች፣ ደንበኞችን እንዲደርሱ የሚያስችኩ ድጋፎችን ያቀርባል፡፡ የቴክፖይነት አፍርካ የመጨረሻ ሳምንት ስቲልዝ 1 ሚሊዮን ዶላር፣ አንከር 2.4 ሚሊዮን ዶላር የሚያቀርቧቸውን ምርቶች እንዲያሳድጉ ለማድረግ ፈንድ የሚቀርብ ይሆናል፡፡ ይህ ፕሮጀክት ማስጀመሪያ አፍሪካ ውስጥ የሰው ሰራሽ አስተውሎት ቴክኖሎጂን ታዳሽ የሃይል አማራጭ ጥቅም ላይ ለማዋል ተግባር 12 ሚሊዮን ዶላር ፈንድ የሚደረግ ይሆናል፡፡ ኢንቴልፖይንት ላይ የናይጄሪያ ፊንቴክ ስራ አስፈጻሚ ዝግጅት ላይ የድርጅቱ ገጽታዎች ቀርበዋል፡፡ ይህ ኩባንያውን ወደ ስራ የማስገባት ፕሮጀከት ኤይርቢኤንቢ አፍሪካ ውስጥ የሚገኙ ስራ የሚበዛባቸው አካባቢዎች ላይ የፓርኪንግ ቦታዎችን ለመገንባት ያስችላል፡፡ ከቴክኖሎጂ በተጨማሪ፣ አልትስኩል አፍሪካ ቀጣይ የፈጠራ ኢኮኖሚ እና የንግድ ስራ ፈጠራን ለማሳደግ ፍላጎቱ አለው፡፡ የአማዞን ስታርሊንክ ተቀናቃኝነት፣ ፕሮጀት ኪዩፕር፣ አፍሪካ ውስጥ የሚገኙ ሩቅ ቦታዎች ላይ 5ጂ (አምስተኛ ትውልድ) የኔትወርክ ቴክኖሎጂ ማቅረብ ነው፡፡ ኮንታኒ ፔይ አፍሪካ ውስጥ ክፍያ ያለ ኔትወርክ በክሪፕቶ ከረንሲ ክፍያዎችን የመፈጸም ስራን ለማስፈጸም ተግባር ለሚያቅበው ድጋፍ 2 ሚሊዮን ዶላር የሚያገኝ ይሆናል፡፡ ኢታና አፍሪካ ውስጥ የመጀመሪያው ዲጂታል ነጻ ክልልን ለማቋቋም ተግባር 2 ሚሊዮን ዶላር የሚያገኝ ይሆናል፡፡ ክሊክኤፊክስ፣ በተሸራኪ ኩባንያዎች ድጋፍ ተደርጎለት፣ ናይጄሪያ ውስጥ ቤት ለቤት የሚያቀርባቸው አገልግሎቶች ክፍተትን ለመሙላት ሲል በአመት 24,000 አዳዲስ ደንበኞችን ለመድረስ አቅዷል፡፡ ሪፖርትን በዘላቂነት አለማቅረብ፣ ግልጽነት አለመኖር፣ ግልጽ ያልሆነ የስራ አፈጻጸም ልኬት መኖር፣ የአፍሪካ ኢንቬስተሮች አንድ ኩባንያ ወደ ስራው በሚገባ ጊዜ የሚያጋጥሙ ችግሮች እንደሆኑ ያስባሉ፡፡ ቴትኮይን እ.ኤ.አ. 2022 ካጋጠመው አስቸጋሪ የንግድ ስራ አመት በኋላ የኩባንያው ሂሳብ ሚዛን ማስተካከል እና ማጠናከር እንዲያስችል ስትራቴጂያዊ 1.9 ሚሊዮን የአሜሪካን ዶለር የሚያገኝ ይሆናል፡፡ ምን እያነበብኩ እና እየተመለከትኩ ነው? ኮቪድ ተመልሷል፣ እያልክ ነው? እንደ አንድ አካል ጉዳተኛ እና ተጋላጥ የማህበረሰብ ክፍል ይህንን በደንብ ይወቁ፣ አሁንም ፈጽሞ አልጠፋም፡፡ ከብዙ ሰዎች ጋር በፍቅር መውደቅ እንችላለንን? ለምድነው ሰዎች አለም ዝርግ እንደሆነች የሚያስቡት?","Telecom operators reject NCC's requirement Flutterwave has partnered with an Indian bank, IndusInd, to launch its remittance service, Send App, in the Asian country. The collaboration will allow anyone using Flutterwave to transfer funds from India to the 30 African nations where the fintech company operates. “The Indian expansion for Flutterwave will be the first African company to do this at scale where remittances from India to Africa become seamless and quick,” Olugbenga Agboola, Co-founder and CEO of Flutterwave, said. He also stated that the fintech will seek additional partners to expand its presence in India. This news comes just a few weeks after the CEO announced that the company would proceed with its IPO plans. Here's what I've got for you today: American Towers Corporation to take over MTN's Nigerian towers Wetility's $48m funding Telecom operators reject NCC's requirement American Towers Corporation to take over MTN's Nigerian towers The Nigerian subsidiary of the American Towers Corporation (ATC) will take over MTN Group’s tower operations in Nigeria from IHS Holding, a telecom infrastructure provider, starting 2025. After reviewing the bids submitted for the tower contract, the telco said it chose ATC as the preferred tower company for those sites based on its superior offer. MTN said it was proactively negotiating its tower contracts in Nigeria because the leases for about 2,500 of its network sites in Nigeria — for which IHS provided services — would expire in 2024 and 2025. In 2022, IHS acquired over 5,700 MTN tower sites in South Africa through a sale-and-leaseback agreement. However, since then, their relationship has deteriorated. MTN is embroiled in a shareholder dispute with the tower company. The South African telco accused IHS Towers of wilfully violating its shareholders' agreement in June 2023. MTN owns 26% of IHS Towers but only 20% of the voting rights, which it cannot sell. But it wanted its stake in the company to reflect its voting power. This new agreement may impact IHS Tower's revenue because Nigeria is its largest market in revenue and sales, with MTN accounting for a large portion of those sales. Telecom operators reject NCC's requirement The Nigerian Communications Commission (NCC)'s corporate governance requirement that licencees obtain written approval from it before they can repatriate funds has been rejected by telecom operators in the country. Several businesses, including IHS Nigeria, American Towers Corporation (ATC) Nigeria, and Airtel Nigeria, claim that the requirement would discourage investments. Repatriation of funds guarantees that foreign investors receive their investment's return, especially when the licensee's investors are primarily foreign. However, waiting for NCC approval before repatriating funds will cause investor dissatisfaction and disrupt the company's operations. So, ATC Nigeria recommends obtaining NCC approval where the repatriation involves a significant amount that could jeopardise the company's operations. “The repatriation threshold that would require the approval of NCC be fixed at 80%,” it says. Moreover, IHS Nigeria said the failure to make timely interest payments also portends ill for the nation because lenders will be hesitant to give local borrowers more credit. Over time, this could impact sovereign credit ratings, because, depending on the capital structure of the entities, foreign shareholders and bondholders are entitled to receive dividends and interest, respectively. The regulator says it has received all of their submissions and would address them in its ongoing review. Wetility's $48m funding South African solar fintech company, Wetility, announced $48m (R903m) to grow its customer base in the country and fuel its expansion. The fundraise includes debt totalling $9.4m (R180m) in convertible debt and $31.3m (R600m) in commercial debt from Sanlam and other commercial and development banks. Founded by Vincent Maposa in 2019, Wetility provides homes and businesses with solar energy solutions. Its flagship product is a comprehensive digital solar energy management system that enables users to control power consumption remotely. The startup uses solar energy to provide customers with hybrid energy options that integrate with their power systems. Wetility says it offers each customer a customised 360 Wetility experience, enabling them to connect, interact, and develop as needed and at the right time. The energy provider collaborates with several corporations, including Standard Bank, Sunflower Energy Africa, The Innovation Hub, Sasfin, Investec, Experian, Multichoice, and Instructured Capital Solutions. Wetility offers financing options, like monthly payment plans, allowing it to reach a market segment of consumers who would otherwise be unable or hesitant to invest in solar equipment upfront. Last week on Techpoint Africa After emerging from stealth with $1m, Anchor gets $2.4m seed funding to broaden its product offerings This startup has raised $12m to distribute renewable energy in Africa with AI Some of the faces at the Nigerian Fintech Executive Mixer hosted by Intelpoint This startup is building an Airbnb for parking lots in Africa's busiest cities Beyond tech, AltSchool Africa wants to empower the next wave of creative economy and business talent Amazon's Starlink rival, Project Kuiper, to provide 5G in remote Africa Kotani Pay receives a $2m pre-seed to support offline cross-border crypto payments in Africa Itana gets $2m pre-seed to establish Africa's first digital free zone Clickafix, backed by Fast Forward Ventures, aims to fix Nigeria's home service gap with ₦24,000 yearly subscriptions Inconsistent reporting, lack of clarity, vague performance metrics: African investors share their biggest frustrations with startup investor updates Nestcoin gets $1.9m strategic funding to strengthen its balance sheet after a tough 2022 What I'm reading and watching Covid’s back, you say? As disabled and vulnerable people know all too well, it never went away Can You Be In Love With Multiple People? Why People Think The World Is Flat","Masu Kamfanin Telecom sun yi watsi da sharuɗan Hukumar NCC Kamfanin Flutterwave ya haɗa gwiwa da Kanfanin Indian Bank,IndusInd, don samar da tsarin biyan kuɗi, manhajar aikawa da kuɗi a yankin Asiya. Gamayyar za ta bawa suk wani mai amfani da Flutterwave damar aikawa da kuɗi daga ƙasar Indiya zuwa ƙasashe 30 na nahiyar Afirka, inda fasahar kasuwanci ke aiki. Faɗaɗawar da indiya taiwa kanfanin Flutterwave zai kasance kanfanin Afirka na farko da yai hakan a ma'auni ta inda aikawa da kuɗi daga Indiya zuwa ƙasashen Afirka guda talatin zai zama me sauƙi kuma me sauri"". Olugbenga Agboola, Abokin tarayya kuma CEO na Flutterwave ya faɗa. Ya kuma ce harkar fasahar hadahadar kuɗi ta internet za ta buƙaci ƙarin mataimaka da za su faɗaɗata a Indiya. Wannan labari ya zo ne 'yan satuttuka da suka wuce bayan CEO ya sanar da cewa kanfani zai cigaba da shirinsa na IPO. Wannan shi ne abun da nazo muku da shi.: Kamfanin Amurka na Towers Corporation zai gaje Dala miliyan 48 ta taswirar Kamfanin MTN's Nijeriya. Kuɗin Wetility Dala miliyan 48 Ma'aikatan sadarwa na Telkom sun yi watsi da buƙatar NCC Kamfanin Amurka Towers Corporation zai gaje hasumayar Kamfanin MTN na Nijeriya. Kamfanin American Tower Cooperations (ATC) na Najeriya zai karɓi kulawa da rukunin MTN Tower a Najeriya daga Kamfanin IHS Holding, wanda kamfanin mai samar da kayan aiki daga 2025. Bayan duba da tayin da aka gabatar domin kwantiragin turakun sadarwa, Kamfanin Telco ya ce ya zaɓi Kamfanin ATC a matsayin wanda zai samar da turakun sadarwa a waɗannan wuraren saboda tayinsa mai kyau ne. Kanfanin MTN ya ce yana tattaunawa game da kwangilarsamar da tarakun network saboda hayar guraren tarakun network ɗin ta kusa dubu biyu da ɗari biyar su na Najeriya wanda kanfanin IHS Holding suke samar da hidimomin kula da su zai lalace a tsakanin shekara ta alif dubu biyu da ashirin da huɗu da kuma shekara ta alif dubu biyu da ashirin da biyar. A shekara ta dubu biyu da ashirin da biyu,kanfanin IHS ya samar da fiye da dubu biyar da ɗari bakwai na tashoshin turakun sadarwa Na MTN a Afirka ta Kudu ta hanyar wani tsari me suna (Sayarwa da kuma dawo da abun da aka saya don yin haya). kodayake, tun wannan lokacin, dangantakarsu ta yi muni. Kamfanin MTN ya shiga ruɗani a rikicin hannun jari da kamfanin Tower. Kamfanin sadarwa na Afirka ta Kudu ya zargi Kamfanin IHS da da karya yarjejeniyar mamallakan hannun jari da gangan a watan Yuni na 2023. Kanfanin MTN ya mallaki kashi ashirin da shida cikin ɗari na Turakun sadarwa na Kanfanin IHS amma kaso ashirin ne a cikin ɗari kawai ya ke da damar zaɓa wanda ba za ya iya sai da su ba. Amma yana son kason sa a kanfani ya bayyanar da ƙarfin zaɓin da mutane su ke masa. Wannan sabuwar yarjejeniya za ta shafi dayawa daga kuɗin shigar da kanfaninIHS ya ke samu na Turakun sadarwa saboda Najeriya ƙasa ce da ake samun riba da kuma damar sayar da kaya. Ma'aikatan sadarwa na Telkom sun yi watsi da buƙatar NCC. Hukumar yada labarai ta kasa (NCC) ta shigar da tsrarin bukatar cewa lasisi na samun rubutaccen tabbaci daga gareta kafin a iya dawo da kudin da kamfanunuwan sadarwa suka ki karba a kasar. Wasu nau'o'in kasuwanci, da suka haɗa da Kamfanin IHS na Nijeriya da Kamfanin ATC na Amurka a Nijeriya da kuma Kamfanin Airtel Na Nijeriya sun yi ikirarin cewa sharuɗan za suhana zuba hannunn jari. Aikowa da kuɗi daga ƙasar waje zai tabbatarwa da masu zuba hannun jari sun karɓi ribarsu,yayin da masu zuba hannun jarin da suke da lasisi 'yan ƙasar waja ne. Kodayake, jiran sahalewa ta Hukumar Fasahar Sadarwa ta Najeriya zai haddasa rashin jin daɗi ga me zuba hannun jari kuma ya lalata aikin kanfani. Don haka, kanfanin ATC na Najeriya ya bada shawara samun sahalewar Hukumar Fashar sadawa ta Najeriya a inda aikowa da kuɗi daga ƙasar waje ya ƙunshi kuɗaɗe masu yawa wanda rashin samun sahalewar zai iya rusa aiyukan kanfani. "" Hanyar tsarin dawowar da zai buƙaci sahhalewar hukumar NCC yana kan kaso 80% na shirin"" kamar yadda aka bayyana. Bugu da ƙari, kamfanin IHS na Najeriya ya ce gazawar biyan kuɗin ruwa shi ma ya kawo tasgaro ga lamarin domin masu bayar da bashin za su ja ƙafa wajen bawa masu aron kuɗaden na gida ƙari. Tsawon lokaci, hakan ka iya shafar farashin bashi, domin ya danganta ne ga kuɗi na kamfanonin da mamallaka hannun jari na ƙasashen waje da mamallaka kamfanoni za su iya samu a matsayin riba. Me daidaitawar ya ce sun karɓi duk abubuwan da aka gabatarr kuma za su duba su a nan gaba. Kuɗin Kamfanin Wetility Dala miliyan 48 Kamfanin Sola na Afirka ta Kudu wato kanfanin Wetility ya sanar da samar da Dala miliyan 48 (R903m) domin ƙara yawanabokan hulɗarsa,. Kuɗin gidauniyar taimakon ya haɗa da bashi da ya kai Dala miliyan 9.4 (R180m) a matsayin bashin da za a iya canjawa da kuma bashin Dala miliyan31.3na bashin kasuwanci daga Kamfanin Sanlam da kuma wasu bankunan kasuwanci da ci-gaba. A shekara ta alif dubu biyu da sha tara Vincent Maposa ya samar da Kanfanin Wetility wanda ya ke samar da watar sola ga gidaje da harkokin kasuwanci. Babban muhimmin aikinsu shi ne gudanar da fayyataccen tsarin wutar sola wadda zai bawa masu amfani da tsari damar sarrafa yanayin shan wuta daga nesa. Sabon kamfanin yana amfani da hasken wutar sola domin samarwa da abokanan kasuwancinsu zaɓin haske na haɗaka wanda aka haɗa shi da tsarin hasken wutar lantarkinsu. Kamfanin Wetility ya bayyana cewa ya samarwa da kowane abokin kasuwancinsu tsarin (Wetility)360 wanda zai ba su damar samun haɗaka da tattaunawa da kuma ci gaba kamar yadda ake buƙata a kuma lokacin da ya dace. Masu samar da makamshin suna haɗa gwiwa da wasu kamfanoni kamar Kamfanin Stand Bank da Kamfanin Sunflower Energy Africa da Kamfanin The Innovation Hub da Kamfanin SAfin da Kamfanin Investec da Kamfanin Experian da Kamfanin Multichoice da kuma Kamfanin Capital Solutions. Kamfanin Wetility yana da tsarin biyan kuɗi da yawa, kamar biya wata-wata,wanda yake isa ga wani sashe na masu amfani da kayansa waɗanda ba don haka ba, ba za su iya saka hannun jari ba a harkar samar da kayyayakin sola ba. Satin da ya wuce a Kanfanin Techpoint Afirka. Bayan samun kai da Dala miliyan 12m Kamfanin Anchor ya sami Dala miliyan 2.4 kuɗin kafi domin bunƙasa samar da hajarsa. Wannan sabon kamfanin ya tara Dala miliyan $12m domin rarraba sabuntaccen tsarin wutar lantarki a Afrika tare da fasahar AI (Artificial Intelligence). Wasu daga cikin fuskoki a taron Nigerian Fintech Exercutive Mixer wanda Kamfanin Intelpoint ya karɓi baƙunci. Wannan sabon kamfanin yana samar da tsarin (Airbnb) (Airbed and Breakfast) wato tsarin bayar da hayar guri ko sarari ga matafiya na ɗan gajeren lokaci, domin wajen ajiye ababen hawa a birane masu cunkoso na Afirka. Kamfanin (Beyond tech) da (Atlschool Africa) suna son tallafawa jerin masu zuwa a ɓangaren ƙirƙirar tattalin arziki da basirar kasuwanci. Kamfanunuwan Amazon Starlink da Project Kuiper za su samar da fasahar 5G a wurare masu nisa a Afrika Kamfanin Kotani Pay ya samu Dala miliyan 2 kuɗi kafin alƙalami domin taimaka wa biyan 'yan kirifto na Afirka da ba sa kan intanet Kamfanin Itana ya samu Dala miliyan 2 don assasa kamfanin samar da tsarin sauƙaƙa wa ƙananan 'yan kasuwa na farko a Afirka. Kamfanin Fast Forward Ventures ya tallafa wa Kamfanin Clickafix da nufin warware matsalolin 'yan Najeriya na gida da Naira 24,000 duk shekara. Ba da rahoto mai cin da rashin bayani da ƙwazo da bayanan ci gaban kasuwanci: masu zuba hannun jari na Afirka sun bayyanar da ƙorafe- ƙorafensu tare da ƙananan masu zuba hannun jari. Kanfanin Nestcoin ya sami dala miliyan ɗaya da ɗigo tara don ƙarfafa jarin sa bayan wahalar da ya sha a shekara ta alif dubu biyu da ashirin da biyu. Abun da nake karantawa da kuma abun da nake kallo. Cutar Kwarona ta dowo me ka ce? kamar yadda masu buƙata ta musamman da masun rauni suka sani sarai, ba zai taɓa wucewa haka ba. Za ka iya yin soyayya da mutane da yawa? Me ya sa mutane ke tunanin duniya a shimfiɗe take.","Waendeshaji wa Telecom wanakataa ombi la NCC Flutterwave inashirikiana na benki ya India, Indusland, kuzindua huduma yake ya kutuma pesa, Send App, katika nchi za Asia. Ushirikiano huo utamruhusu mtu yeyote anaetumia Flutterwave kuhamisha fedha kutoka India hadi mataifa 30 ya Afrika, ambako kampuni ya fintech inafanya kazi. ""Upanuzi wa ushindi wa Flutterwave itakuwa kampuni ya kwanza ya kiafrika kufanya hivi kwa kiwango kikubwa ambapo fedha zinzotumwa kutoka India hadi Afrika hazijafumwa na za haraka"", Oligbenga Agboola, mwanzilishi mwenza na mkurugenzi mtendaji wa Flutterwave, alisema. Pia alisema kuwa Fintech itatafuta washirika zaidi ili kupanua uwepo wake nchini India. Habari hii inakuja wiki chache tu baada ya mkurugenzi mtendaji kutangaza kuwa kampuni hiyo itaendelea na mipango yake ya IPO. Hili ndilo nilokuandalia kwa leo: Shirika la American Towers kutwaa minara ya MTN ya Nigeria Ufadhili wa Wetility wa $48m Waendeshaji wa Telecom wanakataa ombi la NCC Shirika la American Towers kutwaa minara ya MTN ya Nigeria Kampuni tanzu ya Nigeria ya American Towers Corporation (ATC) itachukua usimamizi wa shughuli za mnara na MIN Group nchini Nigeria kutoka kwa HIS Holding, mtoa huduma wa miundombinu ya Telecom, kuanzia 2025. Baada ya kukagua zabuni zilizowasilishwa kwa kandarasi ya mnara, telcom ilisema ilichagua ATC kama kampuni inayoendelea mnara kwa tovuti hizo kulingana na ofa yake ya juu. MTN ilisema ilikuwa ikijadili kwa dhati kandarasi zake za minara nchini Nigeria kwa sababu ukodishaji wa tovuti zake 2500 za mtandao nchini Nigeria, ambazo HIS ilitoa huduma zitaisha mwaka 2025. Mnamo 2022, HIS ilipata zaidi ya tovuti 3700 za minara ya MTN nchini Afrika Kusini kupitia makubaliano ya kuuza na kukodisha. Hata hivyo, tangu wakati huo, uhusiano wao umezorota. MTN imeingia kwenye mzozo wa wanahisa katika kampuni ya Mnara. Kampuni ya telco ya Afrika Kusini iliishutumu IHS Towers kwa kukiuka kimakusudi makubaliano ya washikadau wake mnamo Juni 2023. MTN inamiliki 26% ya IHS Towers lakini ni 20% tu ya haki za kupiga kura, ambayo haiwezi kuuza. Lakini ilitaka hisa zake katika kampuni kuakisi uwezo wake wa kukiuka. Mkataba huu mpya unaweza kuathiri mapato ya HIS Tower kwa sababu Nigeria ndilo soko lake kubwa zaidi katika mapato na mauzo, huku MTN ikiwajibika kwa sehemu kubwa ya mauzo hayo. Waendeshaji wa Telecom wanakataa ombi la NCC Masharti ya tume ya mawasiliano ya Nigeria (NCC) ya usimamizi wa mashirika kwamba wenye leseni wapate kibali cha maandishi kutoka kwake kabla ya kuresha fedha zao yamekataliwa na waendeshaji wa telcom nchini. Biashara kadhaa ikiwemo HIS Nigeria, American Towers Corporation (ATC) Nigeria,na Airtel Nigeria, zinadai kuwa mahitaji hayo yatakatisha tamaa wawekezaji. Urejeshaji wa fedha huhakikisha kwamba wawekezaji wa kigeni wanapata faida ya uwekezaji wao, hususani wakati wawekezaji wa mwenye leseni ni wa kigeni. Hata hivyo, kusubiri kibali cha NCC kabla ya kurejesha fedha kutasababisha muwekezaji kutoridhika na kutatiza shughuli za kampuni. Kwa hiyo, ATC Nigeria inapendekeza kupata kibali cha NCC ambapo urejeshaji unahusisha kiasi kikubwa ambacho kinaweza kuhatarisha shughuli za kampuni. ""Kiwango cha kurudisha nyumbani ambacho kitahitaji idhini ya NCC iwekewe 80%"" inasema. zaidi ya hayo, HIS Nigeria ilisema kushindwa kufanya malipo ya riba kwa wakati pia kunaonyesha hali ambaya kwa Taifa kwa sababu wakopeshaji watasita kuwapa wakopaji wa ndani mikopo zaidi. Baada ya muda hii inaweza kuathiriukadiriaji wa mikopo huru, kwa sababu, kulingana na muundo wa mtaji wa mashirika, wanahisa wa kigeni na wenye dhamana wana haki ya kupokea gawio na riba, mutawalia. Mdhibiti anasema amepokea mawasilisho yao yote na atayashughulikia katika ukaguzi wake unaoendelea. Ufadhili wa Wetility wa $48m Kampuni ya Afrika Kusini ya Fintech ya nishati ya jua, Wetility, ilitangaza $48m (R903m) kukuza msingi wa wateja wake nchini na kuchochea upanuzi wake. Ufadhili huo unajumuisha deni la jumla ya $9.4m (R180m) katika deni linaloweza kubadilishwa na $31.3m (R600m) katika deni la kibiashara kutoka Sanlam na benki nyengine za biashara na maendeleo. Ilianzishwa na Vincent Maposa mnamo 2019, Wetility hutoa nyumba na biashara na suluhisho la nishati ya jua. Biashara yake kuu ni mfumo mpana wa usimamizi wa nishati ya jua wa kidigitali ambao huwawezesha watumiaji kudhibiti matumzi ya nishati kwa mbali. Shirika hutumia nishati ya jua kuwapa wateja chaguzi za nishati mseto zinaunganishwa na mifumo yao ya nguvu. Wetility inasema inampa kila mteja matumizi maalumu ya 360 Wetility, na kuwawezesha kuunganisha, kuchangamana na kuendeleza inavyohitajika na kwa wakati unaofaa. Mtoa huduma za nishati hushirikiana na mashirika kadhaa, ikiwemo standard Bank, Sanflower Energy Africa, Innovation Hub, Sasfin, Investec, Experian, Multichoice, na Instructed Capital Solutions. Wetility hutoa chaguzi za ufadhili, kama vile mipango ya malipoya kila mwezi,nkuruhusu kufikia sehemu ya soko la watumiaji ambao vinginevyo wasingeweza au kusita kuwekeza katia vifaa vya jua mapema. Wiki iliyopita kwenye Techpoint Africa Baada ya kuibuka kutoka kwa siri $1m, anchor imepata ufadhili wa mbegu wa $ 2.4m ili kupanua utoaji wake wa bidhaa. Uanzishaji huu umechangisha $12m kusambaza nishati mbadala barani Afrika na AI Baadhi ya changamoto katika kichanganyaji mtendaji mkuu wa Fintech wa Nigeria jinachoandaliwa na Intelpoin Kwanza huku ni kujenga Airbnb kwa maeneo ya kuegesha magari katika miji yenye shughuli nyengine zaidi barani Afrika Zaidi ya teknolojia, AltSchool Africa inataka kuwezesha wimbi lijalo la uchumi wa ubunifu na Vipaji vya biashara Mpinzani wa Starlink wa Amazon, Project kuiper, kutoa 5G katika ndani ya Afrika Kotani Pay imepokea mbegu ya awali ya $2m ili kusaidia malipo ya crypto nje ya mtandao barani Afrika Tana inapata mbegu ya awali ya $2m kuanzisha ukanda wa kwanza wa kidigitali barani Afrika Clickafix, inayoungwa mkono na Fast Forward Ventures, inalenga kurekebisha pengo la huduma za nyumbani nchini Nigeria kwa usajili wa #24,000 kwa kila mwaka Utoaji wa ripoti usio thabiti, ukosefu wa uwazi, vipimo vya utendaji visivyoeleweka: Wawekezaji wa kiafrika wanashiriki masikitiko yao makubwa na mahuwisho ya wawekezaji wanaonza Nestcoin inapata ufadhili wa kimkakati wa $1.9m ili kuimarisha mizani mizani yake baada ya mwaka mgumu wa 2022 Ninachosoma na kutazama Uviko umerudi, unasema? Kama vile watu wenye ulemavu na walio katika mazingira magumu wanajua vizuri sana, haikuisha kamwe Je, unaweza kuwa katika mapenzi na watu wengine? Kwa nini watu wanafikiri Dunia ni tambarale","Àwọn olùsàmúlò ojú òpó ẹlẹ́rọ ìbánisọ̀rọ̀ ti takọ ohun tí àjọ NCC ń bèèrè fún. Flutterwave ti ní àjọṣepọ̀ pẹ̀lú ilé-ìfowópamọ́ ilẹ̀ India tí orúkọ rẹ̀ ń jẹ́ IndusInd láti ṣàgbéjáde iṣẹ́ kíkówówọlé-jáde, fífí ẹ̀rọ áàpù(APP) ránṣẹ́ ní àwọn orílẹ̀-èdè Asia. Àjọṣepọ̀ yìí yóò fààyè gba kí ènìyàn tí wọ́n ń lo ẹ̀rọ Flutterwave fi owó ránṣẹ́ láti orílẹ̀-èdè India lọ sí orílẹ̀-èdè adúláwọ̀ tí ó jẹ́ 30 níbi tí àwọn ìmọ̀ ẹ̀rọ̀ àjẹ́mọ́wó ti ń ṣiṣẹ́. Olugbenga Agboola tí ó jẹ́ ọ̀kan lára olùdásílẹ̀ àti alákoso Flutterwave ṣàlàyé pé fífi ààyè gba tí àwọn ọmọ ilẹ̀ India fi ààyè gba Flutterwave ni yóò jẹ́ ilé-iṣẹ́ ilẹ̀ adúláwọ̀ àkọ́kọ́ tí yóò kọ́kọ́ ṣe eléyìí níbi tí ìfowójábọ̀ ní láti orílẹ̀-èdè India sí ilẹ̀ adúláwọ̀ yóò ti rọrùn tí ó sì yá. Ó tún ṣàlàyé pé ìmọ̀ ẹ̀rọ ìsanwó yóò tún wá àfíkún al´baṣepọ̀ láti fẹ̀ si nílẹ̀ India. Ìeòyìn yìí ni ó wáyé lẹ́yìn ọ̀ṣẹ̀ díẹ̀ tí alákoso ti kéde pé ilé-iṣẹ́ yóò tẹ̀síwájú nínú ìpinu IPO wọn. Èyí ni ohun tí mo ní fún yín lónìí.: Àgbáríjọ àwọn alámòójútó òpó-ìgbáfẹ́fẹ́mú ilẹ̀ Amẹ́ríkà fẹ́ gba òpó-ìgbáfẹ́fẹ́ mú ti orílé-èdè Nàìjíríà. Ilé-iṣẹ́ Wetility ti gba owó tí ó tó $48m. Àwọn olùṣàmúlò ojú òpó ìbánisọ̀rọ ti tako ohun tí àjọ NCC ń bèèrè fún. Àgbáríjọ àwọn alámòójútó òpó-ìgbáfẹ́fẹ́mú ilẹ̀ Amẹ́ríkà fẹ́ gba òpó-ìgbáfẹ́fẹ́ mú ti orílẹ̀-èdè Nàìjíríà. Ìgbìmọ̀ ìsojú ọmọ orílẹ̀-èdè Nàìjíríà fún Amẹ́ríkà fúnòpó ìgbáfẹ́fẹ́mú (American Towers Corporation (ATC))ni yóò máa ṣe àkóso àgbáríjọ opó ìgbáfẹ́fẹ́ mú ilé-iṣẹ́ ojú-òpó ìbánisọ̀rọ̀ MTN ní orílẹ̀-èdè Nàìjíríà bẹ̀rẹ̀ láti IHS Holding, tí ó jẹ́ olùpèsè ìmáyédẹrùn fún ojú-òpó ìbánisọ̀rọ̀ bẹ̀rẹ̀ láti ọdún 2025. Lẹ́yìn tí a ti ṣàgbéyẹ̀wò iye owó tí ó sàn fún ọ̀rọ̀ òpó-ìgbáfẹ́fẹ́mú, telco ṣàlàyé pé ò ń mú ìgbìmọ̀ alákoso òpó-ìgbáfẹ́fẹ́mu ilẹ̀ Amẹ́ríkà gẹ́gẹ́ ilé-iṣẹ́ òpó ìgbáfẹ́fẹ́ mú tí ó ń yàn láàyò àwọn irúfẹ́ àwọn ìkànni ayélujára tí ó tí ó ń jẹ nínú àǹfààní rẹ̀. MTN ṣàlàyé pé àwọn ń dúnàá dúràá iṣẹ́ òpó ìgbáfẹ́fẹ́mú lóríléèdè Nàìjíríà nítorí pé pe àwọ̀n ojú òpó ìkànì ayélujára tí ó tó 2500 tí wọ́n ṣe àdéhùn lé lórí ní orílẹ̀-èdè Nàìjíríà ni èyí IHS ti ń ṣiṣẹ́ ni yóò dópin ní ọdún 2024 àti ọdún 2025. Ní ọdún 2022, IHS ti gba àwọn òpó ayélujára ilé-iṣẹ́ MTN tí ó lé ní 5700 ní South Africa nípaṣẹ̀ ìlànà àdéhùn tà á kí ó tún fi yá padà. Âti pé láti ìgbà náà ni àjọṣepọ̀ wọn ti burú jáì si. Ilé-iṣẹ́ MTN ní èdè àìyedè ẹ̀pinwó lórí ilé-iṣẹ́ òpó ìgbáfẹ́fẹ́mú. Ilé-iṣẹ́ ojú òpó ìbánisọ̀rọ̀ orílẹ̀-èdè South Africa fi ẹ̀sùn kan ilé-iṣẹ́ IHS Tower fún rírú òfin ìlànà ẹ̀pínwó ní oṣù kẹfà, ọdún 2023. MTN ni ó ni 26% òpó ìgbáfẹ́fẹ́mú ti IHS ṣùgbọ́n 20% nínú rẹ̀ ni ó tọ̀nà èyí tí ó fà á tí wọn kò fi lè tà á. Bẹ́ẹ̀ ni o fẹ́ kí owo rẹ ní Ilé-iṣẹ́ farahàn níbi agbára dídìbò rẹ̀. Àjọṣọyépọ̀ tuntun yìí lè lapa lórí owo tó ń wọlé fún IHS Towernítorí pé orílẹ̀-èdè nàìjíríà ní ibi tí ọrọ̀ ajé àti ibi tí ó ti ń tà jù lọ wà, bí ó ṣe jẹ́ pé ilé-iṣẹ́ MTN ni ó ń jábọ̀ fún títa ọjà tí ó tóbi tó bẹ́ yẹn. Olùṣàmúlò ojú-òpó ẹlẹ́rọ ìbánisọ̀rọ̀ ti tako ohun tí àjọ NCC ń bèèrè fún. Ilé-iṣẹ́ ojú-òpó ìbánisọ̀rọ̀ orílẹ̀-èdè Nàìjíríà tako òfin àjọ tó ń mójú tó ojú òpó ìbánisọ̀rọ̀ pé wọ́n gbọ́dọ̀ gbàṣẹ gbòǹtẹ̀ kí lọ́wọ́ wọn kí wọ́n tó lè fi owó ránṣẹ́ kúrò lóríléèdè. Ọ̀pọ̀lọpọ̀ okòòwò tí ó fi kanra IHS orílẹ̀-èdè Nàìjíríà, American Towers Corporation (ATC) Nigeria àti ojú-òpó ìbánisọ̀rọ̀ Airtel orílẹ̀-èdè Nàìjíríà ni wọ́n ń sọ pé ohun tí wọ́n ń bèèrè fún yóò ṣàkóbá fún okòòwò. Dídá owó padà lọ sí ilẹ̀ òkèèrè tí ó mú ìdánilójú wá fún àwọn olùdókoòwò ilẹ̀ òkèèrè pé wọn yóò rí èlé orí okòòwò wọn gbà padà, pàápàá jù lọ nígbà tí àwọn olùdókòòwò ìpìlẹ̀ bá bá jẹ́ ọmọ ilẹ̀ òkèèrè. Àti pé, dídúró fún àṣẹ àti ìbúwọ́lù àjọ NCC kí wọ́n tó lè gbé owó lọ sí ilẹ̀ òkèèrè ni yóò mú àìtẹ́lọ́rùn àti dárúdàpọ̀ bá ìlànà ìṣọwọ́ ṣiṣẹ́ ilé-iṣẹ́. Nítorí náà, àjọ ATC orílẹ̀-èdè Nàìjíríà dábàá kí wọ́n máa gbàṣẹ lọ́wọ́ àjọ NCC nígbà tí owó tí ó wàyàmì gbígbé fògàná bá jẹ́ èyí tí ó lè ṣe àkóbá fún ìlànà ìṣọwọ́ ṣiẹ́ orílẹ̀-èdè Nàìjíríà. Ó ṣàlàyé pé àwọn ọ̀nà-ìyípadà tí ó nílò ìbuwọ́lù àjọ NCC ní á ó yanjú pẹ̀lú 80%. Àti pé IHS orílẹ̀-èdè Nàìjíríà ṣàlàyé pé kíkùnà láti ṣan èlé-orí owó lóòrèkóòrè tún máa ń mú òjòòjò bá orílẹ̀-èdè Nàìjíríà nítorí pé àwọn ayánilówó yóò máa roṣẹ̀ láti túbọ̀ máa yá àwọn ayáwó lábẹ́lé lówó si. Láìmọyé ìgbà, eléyìí lè lapa lórí ìgbéwọ̀n owó yíyá nítorí pé gbígbara lé ìhun owó ìdókòwò ibìkan, àwọn olùra ìdókòwò ilẹ̀ òkèèrè, àti àwọn ayánilówó ni wọ́n ní àǹfààní sí pínpín èlé orí-owó bí ó bá ṣe tọ́ àti bí ó ṣe yẹ. Olùkóniníjanu ṣàlàyé pé òhún ti gbogbo àwọn ìfisọwọ́ wọn tí yóò sì di yíyẹ̀wò nínú agbéyẹ̀wò tí ó ń lọ lọ́wọ́. Mílíọ̀nù méjìdínláàdọ́ta dọ́là owó ilẹ̀ òkèèrè ilé-iṣẹ́ Wetility. Ilé-iṣẹ́ orílẹ̀-èdè South African tí ó ń rí ẹ̀rọ-ìgbowó onítànsán-òòrùn tí ṣe Wetility kéde $48m (R903m) láti túnbọ̀ jẹ́ kí oníbàárà wọn tí ó wà ní orílẹ̀-èdè gbòòrò àtí láti fí kún gbígbòòrò wọn lọ́wọ́. Lára àwọn owó tí wọ́n sàjọ lápàpọ̀ ní gbèsè $9.4m (R180m) lórí gbèsè ìyí nǹkan padà àti $31.3m (R600m) fún gbèsè okòòwò láti àti àwọn okòòwò pẹ̀lú àwọn ilé-ìfowópamọ́ onídàgbàsókè mìíràn. Èyí tí a sàwárí rẹ láti ọwọ́ Vincent Maposa ní ọdún 2019, Wetility pèsè ojútùú sí ìsòro agbára ìtànsán-òòrùn nínú ilé àti níbi okòòwò gbogbo. Igbéjáde ọjà wọn jẹ́ ìṣàkóso agbára ìtànsán-òòrùn lọ́nà ìgbàlódé èyí tí ó ń jẹ́ kí àwọn tí ó ń lò ó máa ṣe ìsàkóso bí ó ṣe ń lo agbára rẹ̀ sí níbikíbi. Ní ìpílẹ̀ ni wọ́n ti bẹ̀rẹ̀ sí ní lo agbára ìtànsán-òòrùn láti fún àwọn óníbàárà ní ìpèsè agbára alápòpọ̀ tí wọ́n pò papọ̀ mọ́ ìlànà agbára tiwọn. Wetility ṣàlàyé pé àwọn máa ń àwọn oníbàárà ní ìrísí alákòótán Wetility 360 èyí yóò túbọ̀ jẹ́ kí wọn mọ̀ èeyàn, jíròòrò, àti ní ìdàgbàsókè gẹ́gẹ́ bí ó ṣe yẹ ní àkókò tí ó tọ́. Àwọn olùpèsè agbára ní ìfoọwọ́sowọ́pọ̀ pẹ̀lú onírúurú àjọ pẹ̀lú ilé ìfowópamọ́ Standard Bank, Sunflower Energy Africa, The Innovation Hub, Sasfin, Investec, Experian, Multichoice, àti Instructured Capital Solutions. Wetility pèsè ìgbọ́ni ìṣúná bí i ìpinu owó sísan lóṣooṣù èyí tí ó jẹ́ kí ó dé abala ètò ọrọ̀ ajé àwọn oníbàárà tí wọ́n lè máa ní àǹfààní láti dókòòwò nínú ohun-èlò aloìtànsán-òòrùn. Ọ̀ṣẹ̀ tí ó kọjá lórí Techpoint Africa Lẹ́yìn tí a ṣe ìpèsè $1m, Anchor gba $2.4m láti túbọ̀ fẹ ọjà tí ó ń pèsè lójú. Àgbékalẹ̀ yìí ti sàkójọ $12m láti fi pèsè agbára àlòtúnlò ní ilẹ̀ Adúláwọ̀ pẹ̀lú ẹ̀rọ ajíṣebíèyàn (AI) Púpọ̀ nínú àwọn ojú tí ó wà ní aládàpọ abẹnugan ìmọ̀-ẹ̀rọ owó ní orílẹ̀-èdè Nàìjíríà tí Intelpoint ṣe agbátẹrù rẹ̀. Àgbékalẹ̀ yìí ti ń ṣẹ̀dá Airbnb fún kíkó ọ̀pọ̀lọpọ̀ nǹkan ní ìlú tí ó rọ́kì jù lọ ní ilẹ̀-adéláwọ̀. Kíkọjá ìmọ̀-ẹ̀rọ, AltSchool Africa fẹ́ ṣe ìrónilágbára fún àwọn ìsi àwọn ọrọ̀ ajé tí ó ní ṣe pẹ̀lú àrà ọ̀tọ̀ àti okòòwò tí ó ní ẹ̀bùn àmúwá. Orogún tí ó ń pèsè ojú-ìkànsíra ẹni bí amazon, Project Kuiper, fẹ́ pèsè ojú òpó 5G ní tìbútòòrò ilẹ̀-adúláwọ̀. Kotani Pay gba $2m fún ìrànlọ́wọ́ láti sàtìlẹyìn fún àwọn owó Crypto sísan bọ́ sí òdì kejì ní orílẹ̀-èdè Adúláwọ̀. Itana gba $2m gẹ́gẹ́ bí ìrànlọ́wọ́ láti ṣẹ̀dá ìgbọ́ni lílọbíbọ̀ ọ̀fẹ́ ní orílẹ̀-èdè Adúláwọ̀. ilé ìtajà tí ó yára gbòòrò ṣatìlẹyìn Clickafix, pẹ̀lú èròǹgbà láti wójútùú sí ìsòro ilé pẹ̀lú ₦24, 000 gẹ́gẹ́ bí owó sísan lọ́dọ̀ọ̀dún. Àìlọdéédé àbọ̀ jíjẹ́, àìsí àkóyawọ́, iṣẹ́-ìwọ̀n àìṣedéédé: Àwọn olùdókòowò ilẹ̀ Adúláwọ̀ sàfihànìpòrúùru ọkàn wọn jù lọ pẹ̀lú ìṣẹ̀lẹ̀ túntún tí ó ní ṣẹ pẹ̀lú olùdókòwò. Nestcoin gba $1.9m owó ìlànà láti túbọ̀ fún ìwé-ìsirò owó wọn ní okun lẹ́yìn ìlekoko ọdún 2022. Ohun tí mò ń kà tí mo sì ń wò. Ẹ̀yìn àjàkálẹ̀ àrùn (covid), o sọ pé? Bí àwọn aláàbọ̀ ara àti àwọn tí ó ní ìpalára ṣe mọ gbogbo rẹ̀ dáadáa, kò lọ kúrò. Ṣé o lè ní ìfẹ́ ọ̀pọ̀ ènìyàn? Kí ló dé tí àwọn ènìyàn máa ń rò pé àgbáyé rí pẹlẹbẹ.","Abasebenza ngezingcingo bayayenqaba imfuneko yeNCC IFlutterwave ibambisene nebhange lase-India, i-IndusInd, ukuze yethule insiza yayo yokuthumela imali, iSend App, ezweni lase-Asia. Ukubambisana kuzovumela noma ubani osebenzisa iFlutterwave ukuba adlulisele imali esuka e-India iye emazweni angama-30 ase-Afrika lapho inkampani yezobuchwepheshe bezezimali isebenza khona. “Ukwandisa kwamaNdiya iFlutterwave kuzoba yinkampani yokuqala yase-Afrika ukwenza lokhu ngezinga lapho imali ethunyelwa khona isuka e-India iya e-Afrika iba lula futhi isheshe,” kusho u-Olugbenga Agboola, Umsunguli kanye neCEO ye-Flutterwave. Uphinde wathi futhi ezobuchwepheshe zezezimali ezizofuna abalingani abengeziwe ukuze bandise ukuba khona kwayo e-India. Lezi zindaba ziza emasontweni ambalwa nje ngemva kokuba iCEO imemezele ukuthi inkampani izoqhubeka nezinhlelo zayo ze-IPO. Nakhu enginiphathele kona namuhla: I-American Towers Corporation izothatha iNigerian towers yeMTN Umxhaso wemali oyizigidi ezingu-$48 weWetility Abasebenza ngezingcingo bayayenqaba imfuneko yeNCC I-American Towers Corporation izothatha iNigerian towers yeMTN Inkampani yaseNigeria engaphansi kwe-American Towers Corporation (i-ATC) izothatha imisebenzi yombhoshongo weMTN Group eNigeria ku-IHS Holding, umhlinzeki wengqalasizinda yezokuxhumana, kusukela ngo-2025. Ngemva kokubuyekeza ama-bid athunyelelwe inkontileka yombhoshongo, itelco ithe ikhethe i-ATC njengenkampani yombhoshongo ekhethwayo kulawo masayithi ngokusekelwe kulokho abazokuhlinzeka okuseqophelweni eliphezulu. IMTN ithe yayixoxa ngenkontileka yombhoshongo wayo oseNigeria ngoba izivumelwano zenethiwekhi yayo engaba ngu-2,500 eNigeria — i-IHS ihlinzeke ngezinsiza zayo — kuzophelelwa yisikhathi sokusebenza ngo-2024 nango-2025. Ngo-2022, i-IHS ithole amasayithi angaphezu kuka-5,700 ombhoshongo weMTN eNingizimu Afrika ngesivumelwano sokuthengisa nokubuyisela emuva. Nokho, kusukela ngaleso sikhathi, ubuhlobo babo buye babhidlika. IMTN ixabene nabaninimasheya nenkampani yombhoshongo. Itelco yaseNingizimu Afrika isola i-IHS Towers ngokwephula ngamabomu isivumelwano sabaninimasheya bayo ngoNhlangulana ka-2023. IMTN ingumnikazi ka-26% we-IHS Towers kodwa ino-20% kuphela wamalungelo okuvota, engakwazi ukuwadayisa. Kodwa yayifuna amasheya ayo enkampanini abonise amandla ayo okuvota. Lesi sivumelwano esisha singanomthelela emalini engenayo ye-IHS Tower ngoba iNigeria iyimakethe enkulu kunazo zonke emalini engenayo nasekuthengiseni, kanti iMTN inengxenye enkulu yalokho kuthengisa. Abasebenza ngezingcingo bayayenqaba imfuneko yeNCC Imfuneko yokuphathwa kwezinkampani zeNigerian Communications Commission (iNCC) yokuthi amalayisensi athole imvume ebhaliwe kuwo ngaphambi kokuba akwazi ukubuyisela izimali emuva yenqatshiwe ngabasebenza ezokuxhumana ezweni. Amabhizinisi amaningana, okuhlanganisa i-IHS Nigeria, i-American Towers Corporation (i-ATC) Nigeria, ne-Airtel Nigeria, athi le mfuneko ingakuvimbela ukutshalwa kwezimali. Ukubuyiselwa emuva kwezimali kuqinisekisa ukuthi abatshalizimali bakwamanye amazwe bathola imbuyiselo yotshalomali lwabo, ikakhulukazi uma abatshalizimali abanelayisensi bavela kakhulu kwamanye amazwe. Nokho, ukulinda ukugunyazwa kweNCC ngaphambi kokubuyiselwa emuva kwezimali kuzobangela ukunganeliseki kwabatshalizimali futhi kuphazamise ukusebenza kwenkampani. Ngakho, i-ATC Nigeria yenze izincomo zokuthola imvume yeNCC lapho ukubuyiselwa ekhaya kuhlanganisa inani eliphawulekayo elingabeka engcupheni imisebenzi yenkampani. “Umkhawulo wokubuyiselwa ekhaya ozodinga imvume yeNCC umiswe ngo-80%,” kusho yona. Ngaphezu kwalokho, i-IHS Nigeria ithe ukwehluleka ukukhokha inzalo ezifika ngesikhathi nakho kubangela okungahambi kahle esizweni ngoba ababolekisi ngemali bazoba manqikanqika ekunikezeni ababolekisi bendawo imali eyengeziwe. Ngokuhamba kwesikhathi, lokhu kunganomthelela ezilinganisweni zesikweletu esikhulu, ngoba, kuye ngesakhiwo esiyinhloko yezinhlangano, abaninimasheya bakwamanye amazwe nabaninimasheya banelungelo lokuthola izinzuzo nenzalo, ngokulandelana. Umlawuli uthi uthole konke abakuthunyelwe futhi uzoxoxa nabo ekubukezweni kwayo okuqhubekayo. Umxhaso wemali oyizigidi ezingu-$48 weWetility Inkampani yaseNingizimu Afrika yezobuchwepheshe bezezimali yezinsiza ezisebenza ngemisebe yelanga iWetility, yamemezela izigidi ezingu-$48 (R903m) ukukhulisa isizinda samakhasimende ayo ezweni futhi ikhulise ukwanda kwalo. Ukuqoqwa kwemali kuhlanganisa isikweletu esiphelele esiyizigidi ezingu-$9.4 (R180m) esikweletini esishintshekayo kanye nezigidi ezingu-$31.3 (R600m) esikweletini sezentengiselwano esivela kuSanlam namanye amabhange ezentengiselwano nezentuthuko. Isungulwe nguVincent Maposa ngo-2019, iWetility inikeza amakhaya namabhizinisi izixazululo zamandla ezinsiza ezisebenza ngelanga. Umkhiqizo wayo ophambili iwuhlelo lokulawula amandla elanga edijithali ebanzi eyenza abasebenzisi bakwazi ukulawula ukusetshenziswa kukagesi bekude. Isiqalo sisebenzisa amandla elanga ukuze sinikeze amakhasimende izindlela zamandla ahlukahlukene ezihlangana nezinhlelo zawo zikagesi. IWetility ithi inikeza ikhasimende ngalinye okokwenzeka kuwo kweWetility okungu-360 okwenzelwe wena, okubenza bakwazi ukuxhumana, ukuxhumanisa, nokuthuthukisa njengoba kudingeka futhi ngesikhathi esifanele. Umhlinzeki wamandla usebenzisana nezinkampani eziningana, ezihlanganisa i-Standard Bank, i-Sunflower Energy Africa, iThe Innovation Hub, iSasfin, i-Investec, i-Experian, iMultichoice, ne-Instructured Capital Solutions. IWetility inikeza izindlela zokuxhasa ngezimali, njengezinhlelo zokukhokha zanyanga zonke, okuyivumela ukuthi ifinyelele engxenyeni yemakethe yabathengi abebengeke bakwazi noma banqikaze ukutshala imali emishinini yelanga kusephambilini. Ngesonto eledlule eTechpoint Africa Ngemva kokuvela ekusithekeni ngesigidi esingu-$1, i-Anchor ithola umxhaso wezezimali wembewu eyizigidi ezingu-$2.4 ukuze yandise ekunikeza ngomkhiqizo Le nkampani eqalisayo ihlanganise izigidi ezingu-$12 ukusabalalisa amandla avuselelekayo e-Afrika nge-AI Obunye bobuso beFintech Executive Mixer yaseNigeria esingathwa yi-Intelpoint Le nkampani eqalisayo yakha i-Airbnb yezindawo zokupaka emadolobheni ase-Afrika amatasatasa kakhulu Ngale kobuchwepheshe, i-AltSchool Africa ifuna ukunika amandla ithuba elilandelayo lomnotho wobuciko kanye nethalente lebhizinisi Imbangi yeStarlink ye-Amazon, iProject Kuiper, ikuhlinzeka nge-5G e-Afrika ikude IKotani Pay ithola imbewu yokuqala eyizigidi ezingu-$2 ukuze isekele izinkokhelo zecrypto ezingaxhunyiwe ku-inthanethi e-Afrika I-Itana ithola izigidi ezingu-$2 wangaphambi kwembewu ukuze isungule indawo yokuqala engenayo idijithali e-Afrika IClickafix, exhaswa yiFast Forward Ventures, ihlose ukulungisa igebe lezinsiza zasekhaya zaseNigeria ngokubhalisa u-₦24,000 ngonyaka Ukubika okungahambisani, ukungacaci, amamethrikhi okusebenza angacacile: Abatshalizimali base-Afrika basitshela ngokubakhathaza kakhulu ngemibiko yakamuva yabatshala izimali ezinkampanini eziqalisayo. INestcoin ithola umxhaso wezimali ophathelene oyizigidi ezingu-$1.9 wokulungisa i-balance sheet yayo ngemuva kuka-2022 obulukhuni Lokho engikufundayo kanye nengikubukayo Ngabe uthi ibuyile iCovid? Njengoba abantu abaphila nokukhubazeka nabasengozini bazi kahle kakhulu, akukaze kuhambe Ungakwazi Yini Ukuthandana Nabantu Abaningi? Okwenza Abantu Bacabange Ukuthi Izwe Liyisicaba"
+"₦120 ቢሊዮን እዳ ተሰረዘ የምድብ አርብ ዛሬ ነው! በጣም ጓጉቻለው ምክንያቱም ኡቼ ኡኮኑ የአነስተኛ ቾፕሲንግን ወደ ₦100 ሚሊዮን ገቢ እንዴት እንዳሳደገ ያካፈለናል፡፡ ሰኞ ለት እንደገነጽኩት, ይሄ እንዲያመልጦት አይፈልጉም፡፡ ሎጎስ ካልሆኑ እና ማየት ከፈለጉ, ከቀኑ 3 ሰአት ላይ በመስራቅ አፍሪካ ሰአት (ም.አ.ሰ) ዩቱብ ቻናላችንን ይጎብኙ፡፡ የቀረውን ሳምንት መጨረሻ እንዴት መደሰት ትፈልጋለህ? ልትነግረኝ ትችላለህ? በዚ ሰአት ወደ ውጪ ለመውጣት ሃብት ያለኝ አይመስለኝም፡፡ መስከረም ገና መጀመሩ ነው፥ እናም ብዙ ነገር አይቻለሁ። ለማንኛወም በዚ ሳምንት መጨረሻ ይዝናኑ፡፡ ይሄ መግቢያ ከፖድካስቱ ጋር አልተጠናቀቀም፡፡ እንግዲህ በዚህ ሳምንት የቴክፖይንት አፍሪካ ፖድካስት ክፍል, አዘጋጅ ቡድኑ አልትስኩል ለ10,000,000 የአፍሪካ ወጣቶች ሥራ ለመስጠት ስለመስፋፋቱ ተወያይቷል። ጊዜያዊው የናይጀሪያ ማዕከላዊ ባንክ (ና/ማ/ባ) ገዥ የውጭ ባለሀብቶች ኤፍ ኤክስ የኋላ ኋላ በ 1-2 ሳምንታት ውስጥ እንደሚከፈላቸው አረጋግጦላቸዋል እና ወርልድኮይን ቶከን ባለቤቶች ገንዘብ እያጡ ነው። እዚህ ጋር እየው፡፡ ዛሬ ላንተ ያገኘሁት ይኸው ₦120 ቢሊዮን እዳ ተሰረዘ ኔስትኮይን ለኦንቦርድ $1.9ሚ ያገኛል የኢድቴክ ዘርፍን ለማሳደግ ናይጄሪያ የህንድ አጋር ሆናለች ₦120 ቢሊዮን እዳ ተሰረዘ የቴሌኮም ኦፕሬተሮች ለሚሰጡት ያልተደራጀ ተጨማሪ አገልግሎት ዳታ (ያተአዳ) ባንኮች የተበደሩት ₦ 120 ቢልዮን ዕዳ መፍትሔ አግኝቷል ተብሎ ይታሰባል ። የናይጀሪያ ግንኙነት ኮሚሽን (ናግኮ) የአስተዳደር ምክትል ሊቀመንበር ኡማር ዳንባታ ይህን ያስታወቁት ትናንት በቴሌ���ም ሥራ አስፈፃሚዎችና አስተዳዳሪዎች ፎረም (ቴሥአአ) ላይ ነው። የናይጄሪያ ማዕከላዊ ባንክ (ናማባ) ጊዜያዊ አስተዳዳሪ የሆኑት ፎላሾዱን ሾኑቢ ጣልቃ ከገቡ በኋላ፣ ዳንባታ ባንኮቹ የተጠራቀመውን ዕዳ ለመክፈል እና በድርጅቱ የባንክ ሒሳብ ጊዜ ውስጥ ለሚገሰግሰው ያልተደራጀ ተጨማሪ አገልግሎት ዳታ (ያተአዳ) አገልግሎት መክፈልን ለመቀጠል እንደተስማሙ ተናግረዋል። ለገንዘብ አካታችነት የቴሌኮም አገልግሎት አስፈላጊ መሆኑን መገንዘባቸው ወደ ጥራት ስኬታማነት መርቷል አለ። እስከ ነሐሴ 2023 ድረስ ትሌኮስ ባንኮቹ ያቀረቡትን የክፍያ እቅድ እያሰቡ ነበር ተብሎ ይታሰብ ነበር ። በግንቦት 2023 ናይጄሪያ ግንኙነት ኮሚሽን(ናግኮ) በአገሪቱ ውስጥ ተንቀሳቃሽ ተልኮስ - ኤም ቲ ኤን ፣ ግሎ ፣ አይርትል እና 9 ሞባይል - ባንኮች ያልተደራጀ ተጨማሪ አገልግሎት ዳታ (ያተአዳ) ከመጠቀም እንዲቆጠቡ ፈቃድ ሰጠ ። የናይጄሪያ ባንኮች ዕዳቸውን ካላስተካክሉ ቴልኮስ አገልግሎቱን ማቅረብ እንደሚያቆሙ ዛተባቸው። ኔስትኮይን ለኦንቦርድ $1.9ሚ ያገኛል በ2022 $6.45ሚ ከሰበሰበ በኋላ, ኔስትኮይን በሃሽድ ኢመርጀንት የሚመራውን ስትራቴጂያዊ የገንዘብ ድጋፍ $1.9 ሚ አግኝቷል፡፡ እንደ አድቨርስ, መሠረታዊ ሥነ ምህዳር ፈንድ, ዓለም አቀፍ ለውጥ, ሲ.ኤም.ቲ ዲጂታል, ማጂክ ፈንድ, እና 4ዲኤክስ ቬንቸሮችና የመሳሰሉ ሌሎች ኢንቨስተሮች በዙሩ ላይ ተሳትፈዋል. በኤፍ ቲ ኤክስ አደጋ ምክንያት በኅዳር 2022 ቀደም ሲል ከነበረው የገንዘብ ድጋፍ ውስጥ ከፍተኛውን ክፍል ያጣው ኩባንያ፣ ገንዘቡ የሂሳብ መመዝገቢያ ገጹን ለማጠናከርና የአዲሱን ምርት, ኦንቦርድ, እድገት ለማፋጠን ሊጠቀምበት አቅዷል። በቦርዱ ላይ በቍጥጥር ሥር ያልዋለ የክሪፕቶ የኪስ ቦርሳ ከቁጥጥር ሥር የዋለ የኪስ ቦርሳ ጥቅሞች ጋር። ከኔስትኮይን መነሻ ተልኮ ኦንቦርድ ላይ ማተኮሩ ቁልፉ ነው፣ ኢንኩቤተር- በርካታ ክሪፕቶ ምርቶች ጋር ያለ ኩባንያ ነው፣ ሌሎች ክሪይፕቶ/ዌብ3 ኩባንያዎች ውስጥም ኢንቨስት አድርጓል፡፡ ለኦንቦርድ ተልዕኮው በዓለም አቀፍ ደረጃ የገንዘብ አገልግሎቶች አለም አቀፋዊ መግባቢያ ለማግስገኘት ነው። ያልተጀመረውን ክሪፕቶ መጠቀም ቀላል ለማድረግ ይፈልጋል፣ እናም የሚቀጥለው ወሳኝ ክንውን ከዚህ ተልዕኮ ጋር ይስማማል፡፡ ኩባንያው ""ኦንቦርድ ቨርቹያል ካርዶችን"" ለመጀመር አቅዷል፣ ይህ አገልግሎት የኦንቦርድ ተጠቃሚዎች ክሪፕቷቸውን እንደ ገንዘብ በቀላሉ እንዲያጠፉ ያስችላቸዋል፤ ይህም በኢንተርኔትም ሆነ በሱቅ ውስጥ ከ160 በሚበልጡ አገሮች ውስጥ ክፍያዎችን ማግኘት እንዲቻል ያደርጋል። ከዚህም በላይ ይህ ስትራቴጂካዊ ኢንቨስትመንት የሚመጣው ክሪፕቶ/ ዌብ 3 ጀማሪዎች ከከባድ ክሪፕቶ ክረምት እያገገሙ ባሉበት ወቅት ሲሆን በርካታ የክሪፕቶ ኩባንያዎች ተዘግተዋል። የኢድቴክ ዘርፍን ለማሳደግ ናይጄሪያ የህንድ አጋር ሆናለች ትናንት የመገናኛና ዲጂታል ኢኮኖሚ ሚኒስትር ቦሱን ቲጃኒ ከህንድ የኤሌክትሮኒክስ እና ኢንፎርሜሽን ቴክኖሎጂ ሚኒስቴር ጋር የመግባቢያ ሰነድ (MoU) መፈራረማቸውን ይፋ አድርጓል። ይህ እንቅስቃስ የናይጄሪያን ዲጂታል ሽግግር ያፋጥናል እና የኢድቴክ ኢንዱስትሪ ይደግፋል. ይህ ትብብር በሁለቱም ሀገራት ያለውን የትምህርት ገፅታ ለማሻሻል አዳዲስ የዲጂታል መፍትሄዎችን እና ክህሎትን ለመለዋወጥ ያስችላል። ለምንድን ነው እሱ ለውጥ የሚያምጣው? የሕንድ ኢድቴክ ኢንዱስትሪ ባለፉት ጥቂት ዓመታት ውስጥ ፈንድቶ, የዓለም ማእከል አድርጎታል፡፡ የህዝብ መስሪያ ቤት አስተባባሪ ሲሆን የግሉ ዘርፍ ደግሞ ወሳኝ ሚና ይጫወታል። አንድ ሪፖርት እንደሚያሳየው ሕንድ ከዩናይትድ ስቴትስ (��� ኤስ) ቀጥሎ በዓለም ሁለተኛ ደረጃ ላይ የሚገኝ የኢ-መማሪያ ገበያ ናት። እ.ኤ.አ በ2025 ዓ.ም. 10 ቢሊዮን ብር ይደርሳል ተብሎ የታሰበው የገበያ ዋጋ 6 ቢሊዮን ብር ነው። ከዚህም በላይ, ቲጃኒ የናይጄሪያን ኢድቴክ ምህዳር ለመደገፍ ከህንድ ኢድቴክ ኩባንያ, ማዕከላዊ ስኩዌር ፋውንዴሽን ጋር ሁለተኛ የመግባቢያ ስምምነት ተፈራረሙ፡፡ የማነበው ና የምመለከተው የጎግል ኩኪ-መተካት ግላዊነት ሳንድቦክስ ትልቅ ምዕራፍ ላይ ደርሷል፡፡ ለአሜሪካ ሕዝብ ጦርነት እንዴት ይሸጣል የጓደኞች እጥረት የሚያመለክተው ሰውየው ያለውን ብዙ... ዘ ቢግ ባንግ የተባለው ንድፈ ሐሳብ አስገራሚ የሴቶች ጠላትነት","₦120 billion debt cleared Pitch Friday is today! I’m excited because Uche Ukonu will share how he bootstrapped Smallchopsng to ₦100 million in revenue. Like I mentioned on Monday, you don’t want to miss this. If you’re not in Lagos and want to watch, visit our YouTube channel by 3 p.m. WAT. How do you want to enjoy the rest of your weekend? Mind telling me? I don’t think I have the resources to go out this time. September just started, and I’ve already seen a lot. Anyway, have fun this weekend. This intro isn't complete with the podcast. So, on this week's episode of Techpoint Africa Podcast, the editorial team discussed AltSchool's expansion to provide jobs for 10,000,000 African youth, the Acting CBN Governor assuring foreign investors that FX backlog will be paid in 1-2 weeks, and Worldcoin token owners losing money. Watch it here. Here's what I've got for you today: ₦120 billion debt cleared Nestcoin gets $1.9m for Onboard Nigeria partners India to grow its edtech sector ₦120 billion debt cleared The outstanding ₦120 billion debt owed by banks for the Unstructured Supplementary Service Data (USSD) provided by telecom operators has been supposedly resolved. Umar Danbatta, Executive Vice Chairman of the Nigerian Communications Commission (NCC), announced this yesterday at the Telecom Executives and Regulators Forum (TERF). After the Acting Governor of the Central Bank of Nigeria (CBN), Folashodun Shonubi, intervened, Danbatta said the banks had agreed to pay off the accumulated debt and continue to pay for the USSD service going forward under the corporate billing term. He claimed that the realisation that telecom services are necessary for financial inclusion led to the resolution's success. As of August 2023, telcos were supposedly considering a payment plan proposed by the banks. In May 2023, the NCC granted mobile telcos in the country — MTN, Glo, Airtel, and 9mobile — the approval to disconnect banks from using USSDs. If Nigerian banks did not settle their debts, the telcos threatened to stop providing the service. Nestcoin gets $1.9m for Onboard After raising $6.45m in 2022, Nestcoin has received $1.9m in strategic funding led by Hashed Emergent. Other investors like Adaverse, Base Ecosystem Fund, Alter Global, CMT Digital, Magic Fund, and 4DX Ventures, participated in the round. The company, which lost a significant portion of its previous funding in November 2022 due to the FTX crash, plans to use the fund to strengthen its balance sheet and accelerate the growth of its new product, Onboard. Onboard is a non-custodial crypto wallet with the benefits of a custodial wallet. Its focus on Onboard is a pivot from Nestcoin's initial mission, an incubator — a company with several crypto products that also invested in other crypto/Web3 companies. Its mission for Onboard is to provide universal access to world-class financial services. It wants to simplify the use of crypto for the uninitiated, and its next milestone fits into this mission. The company plans to launch ""Onboard Virtual Cards, a service that will allow Onboard users to spend their crypto as easily as cash, making both online and in-store payments possible across more than 160 countries."" What's more, this strategic investment comes at a time when crypto/Web3 startups are reeling from a severe crypto winter in which numerous crypto companies have shut down. Nigeria partners India to grow its edtech sector Yesterday, Bosun Tijani, Minister of Communication and Digital Economy, disclosed that he signed a Memorandum of Understanding (MoU) with India's Ministry of Electronics and Information Technology. This move will accelerate Nigeria's digital transformation and support the edtech industry. The partnership will allow for the exchange of innovative digital solutions and expertise to improve the educational landscape in both countries. Why does it matter? The edtech industry in India has exploded in the last few years, making it the world's epicentre. The public sector is a facilitator, while the private sector assumes a pivotal role. One report shows that India is the world's second-largest e-learning market after the US, with a market value of $6 billion projected to reach $10 billion by 2025. What’s more, Tijani also signed a second Memorandum of Understanding with India’s edtech company, Central Square Foundation, to support Nigeria's Edtech ecosystem. What I'm reading and watching Google’s cookie-replacing Privacy Sandbox reaches major milestone How to Sell a War to the American People A lack of friends indicates that a person has many... The Adorkable Misogyny of The Big Bang Theory","An biya bashin naira biliyan 120 Yau ne Pitch Friday! Ina cike da farin ciki, saboda Uche Ukonu zai bayyana yadda ya kafa kamfanin Smallchopsng da gina shi zuwa kamfani mai samar da kuɗin shiga da yakai naira miliyan 100. Kamar yadda na bayyana ranar Litinin, ba zaka so rasa wannan ba. Idan ba kwa Legas, kuma kuna son kallo, ku ziyarci tasharmu ta YouTube da ƙarfe 3 na rana. Lokacin Afirka ta Yamma, wato WAT. Yaya kuke son more sauran lokacinku na ƙarshen mako? Ko za ku iya sanar da ni? Ba na tsammanin ina da ƙarfin iya fita a wannan lokacin. Har abubuwa sun fara yi min wahala tun watan Satumba bai yi nisa ba. Ko ma dai yaya ne, ku ji daɗinku a wannan ƙarshen makon. Wannan gabatarwar ba tazo daidai da shirin tattaunawar ba. Don haka, a Shirin Sauti na Techpoint Africa na wannan makon, tawagar editocin ta tattauna batun faɗaɗawar AltSchool don samar da ayyukan yi ga matasan Afirka guda 10,000,000; Muƙaddashin Gwamnan Babban Bankin na CBN ya tabbatar wa masu zuba jari na ƙasashen waje cewa za a biya bashin kuɗaɗen ƙasashen waje, wato FX, cikin mako 1 zuwa 2; sannan masu kudin kati na Worldcoin sun yi asarar kuɗi. Kalli shi a nan. Ga abin da nake tafe muku da shi a yau: An biya bashin naira biliyan 120 Nestcoin ya samu dala miliyan 1.9 don aiwatar da Onboard. Najeriya ta haɗa gwiwa da Indiya don bunƙasa fannin fasahar harkokin ilimi An biya bashin naira biliyan 120 An ruwaito cewa, an warware bashin naira biliyan 120 da kamfanonin sadarwa ke bin bankuna don amfani da fasahar USSD. Umar Danbatta, Mataimakin Shugaban Hukumar Kula da Harkokin Sadarwa ta Najeriya (NCC) ne ya sanar da hakan a jiya a Taron Kula da Gudanarwa na Kamfanonin Sadarwa (TERF). Bayan da Muƙaddashin Gwamnan Babban Bankin Najeriya (CBN), Folashodun Shonubi, ya shiga tsakani, Danbatta ya ce bankunan sun amince da biyan basussukan da suka tara, tare da ci gaba da biyan kuɗin amfani da fasahar USSD nan gaba a ƙarƙashin tsarin biyan kuɗaɗen kamfanoni. Ya yi iƙirarin cewa fahimtar cewa kamfanonin sadarwa na da mahimmanci kan hada-hadar kuɗi ya haifar da nasarar ƙudurin. A watan Agustan 2023, an ruwaito cewa kamfanonin sadarwa suna nazari kan shirin biyan kuɗi da bankunan suka gabatar. A watan Mayun 2023, Hukumar NCC ta amince kamfanonin sadarwa na ƙasar - MTN da Glo da Airtel da 9mobile - su hana hana bankuna amfani da fasahar USSD. Idan har bankunan Najeriya ba su biya basussukan da ake bin su ba, kamfanonin sadarwa sun yi barazanar daina samar da ayyukan. Nestcoin ya samu dala miliyan 1.9 don aiwatar da Onboard. Bayan tara miliyan $6.45 a shekarar 2022, Nestcoin ya sami miliyan $1.9 na kuɗi da Hashed Emergent ya jagoranta. Sauran masu zuba jari kamar Adaverse, da Base Ecosystem Fund, da Alter Global, da CMT Digital, da Magic Fund, da kuma 4DX Ventures sun halarci shirin. Kamfanin, wanda ya yi asarar kaso mai tsoka na kuɗaɗen da ya zuba a baya a watan Nuwamban 2022, saboda rushewar FTX, kuma yana shirin yin amfani da kuɗeɗen don ƙarfafa takardar bayanan kuɗinsa, ya kuma ƙara saurin sabon samfurinsa, Onboard. Onboard wata lalitar crypto ce wadda ba a kula da ita dake ƙunshe da tanade-tanade irin na lalitar dake samun kulawa. Mayar da hankalinta kan samfurin Onboard wani jigo ne daga manufar farko ta Nestcoin, wani shirin bunƙasawa – wani kamfani mai samfuran crypto wanda kuma ya saka hannun jari a wasu kamfanonin crypto/Web3. Manufarta kan Onboard ita ce samar da gamammiyar damar amfani da ayyukan kuɗi a mataki na duniya. Tana so ta sauƙaƙa hanyar amfani da crypto ga waɗanda ba sa amfani da shi, kuma ayyukanta na gaba yayi daidai da wannan manufa. Kamfanin yana shirin ƙaddamar da ""Onboard Visual Cards, wani aiki da zai ba wa masu amfani da Onboard damar kashe kuɗin crypto ɗinsu cikin sauƙi kamar tsabar kuɗi, tana mai ba da damar biyan kuɗi ta yanar gizo da ta kantin sayar da kayayyaki cikin ƙasashe sama da 160."" Bugu da ƙari, wannan saka hannun jari ya zo a daidai lokacin da sabin kamfanonin crypto/Web3 ke farfaɗowa daga mummunar durƙushewar crypto wadda ta jawo kamfanonin crypto da dama suka rufe. Najeriya ta haɗa gwiwa da Indiya don bunƙasa fannin fasahar harkokin ilimi A jiya ne Bosun Tijani, Ministan Sadarwa da Tattalin Arzikin Fasahar Na’urori, ya bayyana cewa ya rattaba hannu kan wata yarjejeniyar fahimtar juna da Ma’aikatar Harkokin Lataroni da Fasahar Sadarwa ta Indiya. Wannan matakin zai haɗaka ci gaban Najeriya a fannin fasahar na’ura, ya kuma tallafawa fannin fasahar harkokin ilimi. Haɗin gwiwar zai ba da damar musayar sabin hanyoyi na fannin fasahar na’urori da ƙwarewa don inganta yanayin ilimi a ƙasashen biyu. Me yasa wannan abin yake da mahimmanci? Fannin fasahar harkokin ilimi a Indiya ya tumbatsa cikin 'yan shekaru kaɗan da suka gabata, wanda ya sanya ta zama jigo a duniya. ɓangaren gwamnati ne mai gudanarwa, yayin da kamfanoni masu zaman kansu ke aiwatar da abubuwan. Wani rahoto ya nuna cewa Indiya ce kasuwar koyon ilimi ta yanar gizo ta biyu mafi girma a duniya, bayan Amurka, inda aka yi hasashen cewa abin da ake samu, wanda ya kai dala biliyan 6, zai kai dala biliyan 10 nan da shekarar 2025. Bugu da ƙari, Tijani ya kuma rattaba hannu kan wata yarjejeniya ta biyu tare da kamfanin edtech na Indiya, Central Square Foundation, don tallafa wa muhallin Edtech na Najeriya. Abin da nake karantawa da kallo Samfurin Privacy Sandbox na kamfanin Google, mai maye gurbin rumbun bayanai, wato cookie, ya samu wani babban ci gaba Yadda Ake Sayar da Yaƙi ga Jama'ar Amurka Ƙarancin abokai yana nuna cewa mutum yana da masu yawa... Ƙaruwar Ƙiyayya Marar Kan Gado ga 'Ya'ya Mata.","Deni la bilioni ₦ 120 limefutwa Siku ya Ijumaa ni leo! Nimefurahi kwasababu Uche Ukonu atatushirikisha jinsi alivyo anza biashara ya vitafunwa hadi kupata milioni 100. Kama nilivyo taja juma tatu hutakiwi kukosa hii. Ikiwa hauko Lagos na ungependa kutazama, tembelea chaneli yetu ya YouTube kabla ya saa 3 p.m. WAT. Je, ungependa kufurahia vipi mapumziko yako ya wikendi yaliyobaki? Akili inaniambia.? Sidhani kama nina rasilimaali za kwenda nje wakati huu. Septemba imeanza tu na nimesha ona mengi. Potelea mbali furahia wikendi hii. Utangulizi huu haujakamilika na podikasti. Kwa hivyo, kwenye kipindi cha wiki hii cha Techpoint Afrika Podkasti, timu ya wahariri ilijadili upanuzi wa AltSchool kutoa ajira kwa vijana 10,000,000 wa Kiafrika, Kaimu Gavana wa CBN akiwahakikishia wawekezaji wa kigeni kuwa FX backlog italipwa ndani ya wiki 1-2, na wamiliki wa tokeni za Worldcoin kupoteza pesa. Itazame hapa. Hivi ndivyo nilivyokupa leo: Deni la Bilioni ₦120 limefutwa. Nestcoin inapata $1.9m kwa Onboard Nigeria inashirikiana na India kukuza sekta yake edtech. Deni la Bilioni ₦120 limefutwa. Deni la Bilioni ₦120 linalodaiwa na Benki kwaajili ya data ya huduma ya ziada isiyo undwa na (USSD) inayotolewa na waendeshaji wa mawasiliano ya simu limetatukiwa. Umar Danbatta, makamu mwenyekiti mtendaji wa tume ya mawasiliano ya Nigeria (NCC)alitangaza hayo jana katika jukwaa la watendaji na wathibiti wa Telecom (TERF). Baada ya kaimu gavana wa Benki kuu ya Nigeria (CBN) Foloshodun Shonubi kuingilia kati, Danbatta alisema benki zimekubali kulipa deni lililolimbikizwa na kuendelea kulipia huduma ya USSD ya kwenda mbele chini ya miswada ya kampuni. Alidai kuwa utambuzi wa huduma za mawasiliano ya simu ni muhimu katika ushirikiswaji wa kifedha kwani husababisha mafanikio ya azimio hilo. Kufikia agosti 2023, kampuni za mawasiliano watakuwa wakizingatia mpango wa malipo uliopendekezwa na benki. Mnamo mei 2023, NCC ilizipa kampuni za mawasiliano ya simu Nchini-MTN, GLO,Airtel na 9mobile idhini ya kutounganishwa na benki kwa kutumia USSD. Kama benki za Nigeria zisingelipa madeni yao kampuni za mawasiliano ya simu wangetishia kutokutoa huduma. Nestcoin inapata $1.9m kwa Onboard Baa ya kuchangisha milioni $ 6.45 kwa mwaka 2022, Nestcoin imepokea milioni $1.9 kutoka ufadhili wa kimkakati unaongozwa na Hashed Emergent. Wawekezaji wengine kama vile Adaversa, Base Ecosystem fund, Alter Global,CMT,Magic Fund, and 4DX Ventures, walishiriki katika raundi hiyo. Kampuni hiyo, ambayo ilipoteza sehemu kubwa ya ufadhili wake wa awali mnamo novemba 2022 kutokana na hitilafu ya FTX inapanga kutumia hazina hiyo kuimarisha mizani yake na kurahisisha ukuaji wa bidhaa yake mpya, Onboard. Onboard ni pochi ya crypto isiyodhibitiwa na faida za pochi ya uangalizi. Lengo lake kwenye Onboard ni egemeo kutoka kwa dhamira ya awali ya Nestcoin, incubator - kampuni iliyo na bidhaa kadhaa za crypto ambazo pia ziliwekeza katika kampuni zingine za crypto/Web3. Dhamira yake kuu kwa Onboard ni kutoa huduma za kifedha kwa kiwango cha juu kimataifa. Inahitaji kurahisisha matumizi ya Crypto kwa wasiojua, na hatua inayofuata inafaa katika dhamira hii. Kampuni inapanga kuzindua ""kadi zake za kuonekana za Onboard huduma itakayo waruhusu watumiaji wa Onboard kutumia Crypto yao kwa urahisi kama pesa taslimu na kufanya malipo ya mtandaoni na dukani yawezekane katika nchi zaidi ya 160"". Zaidi ya hayo, uwekezaji huu wa kimkakati unakuja wakati kampuni za zinazoanza za Crypto/Web3 zikisuasua kutokana na majira ya baridi kali ya Crypto ambayo makampuni mengi ya Crypto yamefunga kazi. Nigeria inashirikiana na India kukuza sekta ya edtech. Jana, Bosun Tijani, waziri wa mawasiliano na Uchumi wa digitali alisema kwamba alitia saini mkataba wa makubaliano (Mou) na wizara ya Elektroniki na Teknolojia ya India. Hatua hii itaharakisha mabadiliko ya kidigitali ya Nigeria na kusaidia tasnia ya Edtech. Ushirikiano huu utaruhusu kubadilishana sukuhu bunifu za kidigitali na utaalamu ili kuboresha hali ya elimu katika nchi zote mbili. Kwanini ni muhimu? Sekta ya Edtech nchini India imekuwa kwa miaka michache iliyopita, na kuifanya kuwa kitovu cha ulimwengu. Sekt ya umma ni wawezeshaji, huku sekta binafsi ikichukua jukumu muhimu. Ripoti moja inaonyesha kuwa kuwa India ni soko la pili kwa ukubwa duniani la elimu ya kielektroniki baada ya marekani, na thamani ya soko ni dola bilioni 6 inakadiriwa kufikia dola bilioni 10 ifikapo 2025. Zaidi ya hayo, Tijani pia alitia saini mkataba wa pili wa maelewano na kampuni ya Edtech ya India, Central square Foundation, kusaidia mfumo wa ikolojia wa Edtech wa India. Ninachosoma na kutazama. Sanduku la mchanga la faragha la google linalobadilisha vidakuzi kufikia hatua kuu. Jinsi ya kuuza vitu kwa watu wa Amerika. Ukosefu wa marafiki unaonyesha kuwa mtu ana mengi…. Upotovu Unaopendeza wa Nadharia ya Big Bang","Wọ́n yanjú gbèsè #120 bílíọ́nù Òní ni Ọjọ́ Ẹtì fún àwọn ilé iṣẹ́ láti ṣe àgbékalẹ̀ wọn! Inú mi dùn nítorí pé Uche Ukonu yóò sọ bí ó ṣe ta ọjà 100 mílíọ̀nù náírà ní Smallchopsng. Gẹ́gẹ́ bí mo ṣe sọ ní Ọjọ́ Ajé, ẹ ò ní fẹ́ má wo èyí. Bí o kò bá sí ní Ìpínlẹ̀ Èkó tí o sì fẹ́ wò ó, ṣàbẹ̀wò sí ìkànnì YouTube wa ní aago 3 ọ̀sán àkókò Ìwọ oòrùn ilẹ̀ Áfíríkà. Báwo ni o ṣe fẹ́ gbádùn ìyókù òpin ọ̀sẹ̀ rẹ? Ṣé o fẹ́ sọ fún mi? N kò lérò pé mo ní àwọn ohun èlò láti jáde ní àsìkò yìí. Oṣù kẹsàn-án ṣẹ̀ṣẹ̀ bẹ̀rẹ̀, mo sì ti rí ọ̀pọ̀lọpọ̀ nǹkan. Àmọ́ sá, jẹ ìgbádùn ní òpin ọ̀sẹ̀ yìí. Ìfáárà yìí kò pé pẹ̀lú ìgbésáfẹ́fẹ́ náà. Nítorí náà, ní abala Ìgbésáfẹ́fẹ́ Techpoint Africa ti ọ̀sẹ̀ yìí, àwọn ikọ̀ olóòtú jíròrò lórí gbígbòòrò AltSchool láti pèsè iṣẹ́ fún àwọn ọ̀dọ́ Áfíríkà 10, 000, 000, adelé Gómìnà CBN fi dá àwọn ààre olùdókòwò lójú pé owó àjẹsílẹ̀ FX yóò di sísàn láàrin ọ̀sẹ̀ 1 - 2, àti àwọn olówó Worldcoin tí wọ́n ń pàdánù owó. Wò ó níbi. Ohun tí mo ní fún yín lónìí nìyí: Wọ́n yanjú gbèsè #120 bílíọ́nù Nestcoin gba 1.9 mílíọ̀nù Dọ́là fún Onboard. Nigeria fọwọ́sowọ́pọ̀ pẹ̀lú India láti mú ìdàgbàsókè bá agbọndan ìmọ̀-ẹ̀rọ nínú ètò ẹ̀kọ́ Rẹ̀. Wọ́n yanjú gbèsè #120 Bílíọ́nù Gbèsè 120 bílíọ́nù Náírà tí àwọn ilé ìfowópamọ́ jẹ fún Unstructed Supplementary Service Data (USSD) èyí tí àwọn ilé iṣẹ́ ìbánisọ̀rọ̀ pèsè ni wọ́n ti yanjú. Umar Danbatta, Igbá-kejì Ọ̀gá Àgbà Nigerian Communications Commission (NCC), kéde èyí ní àná níbi ìpàdé Telecom Executives amd Regulators Forum (TERF). Lẹ́yìn ìgbà tí adelé Gómìnà Ilé Ìfowópamọ́ Àpapọ̀ ti Nigeria, Folashodun Shonubi, dá sí i, Danbatta sọ pé àwọn ilé ìfowópamọ́ ti gbà láti san àwọn gbèsè àjẹsílẹ̀ wọn kí wọ́n sì tẹ̀síwájú láti máa sanwó fún ètò USSD lọ́jọ́ iwájú lábẹ́ òfin ìdíyelé fún àwọn ilé iṣẹ́. Ó sọ pé ìgbàgbọ́ pé ó yẹ kí wọ́n ka àwọn ilé-iṣẹ́ ìbarà-ẹni-sọ̀rọ̀ yẹ fún ìsúná àwùjọ ni ó fa àṣeyọrí ìpẹ̀tùsááwọ̀ náà. Ní Oṣù Kẹjọ 2023, àwọn ilé iṣẹ́ ìbarà-ẹni-sọ̀rọ̀ ń wo ètò owó sísan tí àwọn ilé ìfowópamọ́ dá lábàá. Ní Oṣù Karùn-ún 2023, àjọ NCC fún àwọn ilé-iṣẹ́ ìbarà-ẹni-sọ̀rọ̀ ní orílẹ̀-èdè yìí – MTN, Glo, Airtel, àti 9Mobile – ní àṣẹ láti yọ àwọn ilé ìfowópamọ́ kúrò nínú lílo USSDs. Bí àwọn ilé ìfowópamọ́ Nigeria kò bá san gbèsè wọn, àwọn ilé-iṣẹ́ ìbarà-ẹni-sọ̀rọ̀ sọ pé àwọn kò ní pèsè ìrànlọ́wọ́ yìí mọ́. Nestcoin gba 1.9 mílíọ̀nù Dọ́là fún Onboard Lẹ́yìn tí wọ́n kó 6.45 mílíọ̀nù Dọ́là jọ ní 2022, Nestcoin ti gba 1.9 mílíọ̀nù Dọ́là gẹ́gẹ́ bí owó ìrànwọ́ ètò èyí tí Hashed Emergent dárí. Àwọn Olùdókòwò mìíràn bí Adaverse, Base Ecosystem Fund, Alter Global, CMT Digital, Magic Fund, àti 4DX Ventures kópa nínú ìpele náà. Ilé-iṣẹ́ náà, èyí tí ó pàdánù abala pàtàkì nínú owó ìrànwọ́ rẹ̀ tẹ́lẹ̀ ní Oṣù Kọkànlá 2022 nítorí ìforísánpọ́n FTX, àwọn ètò láti lo owó náà fi ró ìnáwó rẹ̀ lágbára kí ó sì mú ìdàgbàsókè ńlá bá ọjà rẹ̀ tuntun, Onboard. Onboard jẹ́ àpamọ́ kírípítò aládàáṣàkóso pẹ̀lú àwọn àǹfààní àpamọ́ alájùmọ̀ṣàkóso. Àfojúsùn rẹ̀ lórí Onboard jẹ́ òpómúléró láti inú èròǹgbà Nestcoin níbẹ̀rẹ̀, alámòójútó — ilé-iṣẹ́ kan pẹ̀lú àwọn ọjà kírípítò oríṣìíríṣìí tí ó tún dókòwò ní àwọn ilé-iṣẹ́ kírípítò/Web3 mìíràn. Èròǹgbà rẹ̀ fún Onboard ni láti pèsè àǹfààní káríayé sí àwọn iṣẹ́ ètò-ìsúná tí ó dára jùlọ. Ó fẹ́ mú ìrọ̀rùn bá ìlò kírípítò fún aláìnírìírí, bẹ́ẹ̀ ni ìdàgbàsókè rẹ̀ tí ó kàn bá èròǹgbà yìí mú. Ilé-iṣẹ́ náà pinnu láti ṣe ìfilọ́lẹ̀ ""Onboard Virtual Cards"", àgbékalẹ̀ tí yóò fún àwọn aṣàmúlò Onboard ní àǹfààní láti ná kírípítò wọn bí owó pẹ̀lú ìrọ̀rùn, èyí tí yóò mú kí àwọn ètò ìsanwó lórí ayélujára àti ilé-ìtajà ṣe é ṣe káàkiri àwọn orílẹ̀-èdè 160."" Àti pé, ìdókòwò tí wọ́n ti lo ète yìí wá ní àsìkò tí àwọn ilé iṣẹ́ kírípítò/Web3 kékèké ń gbọ̀n nítorí àìsàn kírípítò tí ó lè gan-an nínú èyí tí ọ̀pọ̀lọpọ̀ àwọn onírúurú ilé-iṣẹ́ kírípítò ti kógbá wọlé. Nigeria fọwọ́sowọ́pọ̀ pẹ̀lú India láti mú ìdàgbàsókè bá agbọndan ìmọ̀-ẹ̀rọ nínú ètò ẹ̀kọ́ Rẹ̀. Ní àná, Bosun Tijani, Mínísítà fún Ìbarà-ẹni-sọ̀rọ̀ àti Ètò ọrọ̀-ajé ajẹmẹ́rọ-ayélujára, sọ pé òun fọwọ́ sí Ìwé Ìgbọ́raenẹniyé (MOU) pẹ̀lú Àjọ tó ń rí sí Ìmọ̀-ẹ̀rọ Ajẹmọ́ná àti Ìmọ̀-ẹ̀rọ Ìbarà-ẹni-sọ̀rọ̀. Ìgbésẹ̀ yìí yóò mú ìdàgbàsókè ńlá bá àyípadà ẹ̀rọ-ayélujára Nigeria bẹ́ẹ̀ ni yóò ṣe àtìlẹ́yìn fún ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ètò ẹ̀kọ́. Àjọṣepọ̀ náà yóò fi ààyè gba ipasípayọ àwọn ọ̀nà àbáyọ ajẹmẹ́rọ-ayélujára alátinúdá àti ọgbọ́n láti mú ìdàgbàsókè bá ètò ẹ̀kọ́ ní àwọn orílẹ̀-èdè méjèèjì. Kín ni ìdí tí ó fi ṣe pàtàkì? Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ètò ẹ̀kọ́ ní India ti gbòòrò láàárín ọdún díẹ̀ sẹ́yìn, èyí tí ó sọ ọ́ di àfojúsùn gbogbo ayé. Àgbọn Ìjọba jẹ́ olùdarí, nígbà tí agbọn aládàáni kó ipa pataki. Ìròyìn kan fi hàn pé India ni ọjà ìdánilẹ́kọ̀ọ́ orí ayélujára kejì tí ó tóbi jùlọ lẹ́yìn US, pẹ̀lú iye ọjà bílíọ́nù 6 Dọ́là èyí tí wọ́n wòye pé yóò tó bílíọ́nù 10 Dọ́là ní ọdún 2025. Ní àfikún, Tijani tún fọwọ́ sí Ìwé Ìgbọ́raenẹniyé kejì pẹ̀lú ilé iṣẹ́ ìmọ̀ ẹ̀rọ nínú ètò ẹ̀kọ́ láti India, Central Square Foundation, láti ṣe àtìlẹ́yìn fún àwùjọ ìmọ̀-Ẹ̀rọ nínú ètò ẹ̀kọ́. Ohun tí mo ń ka àti èyí tí mo ń wò Aṣàmìsẹ́rọ Google - tí ń rọ́pò Ìmọ̀ ẹ̀rọ aláìyọ́núràn ti ṣe àṣeyọrí ńlá Bí o ṣe mú kí àwọn Ènìyàn America set àtìlẹ́yìn fún Ogun kan Àìsí àwọn ọ̀rẹ́ túmọ̀ sí pé ènìyàn ní ọ̀pọ̀lọpọ̀.... Aṣa Aṣàtakò Obìnrin nínú fíìmù The Big Bang Theory","Isikweletu sezigidigidi ezingu-₦120 sasulwa IPitch Friday inamuhla! Ngijabule ngoba u-Uche Ukonu uzokwabelana ngendlela ayiqaphe ngayo iSmallchopsng ku-₦ 100 wezigidi zemali engenayo. Njengoba ngishilo ngoMsombuluko, akufanele uphuthelwe yilokhu. Uma ungekho eLagos futhi ufuna ukubukela, vakashela isiteshi sethu seYouTube ngo-3 p.m. WAT. Ufuna ukuyijabulela kanjani impelasonto yakho? Ungakwazi ukungitshela? Angicabangi ukuthi nginazo izinsiza zokuphuma kulokhu. Inyanga kaMandulo isanda kuqala, kodwa sengibone okuningi. Noma kunjalo, zijabulise kule mpelasonto. Lesi singeniso asiphelele kule-podcast. Ngakho ke, esiqeshini saleli sonto seTechpoint Africa Podcast, ithimba labahleli lixoxisane ngokunwetshwa kwe-AltSchool ukuhlinzeka ngemisebenzi entsheni yase-Afrika eyizi-10,000,000, uMbusi Osabambile weCBN eqinisekisa abatshalizimali bakwamanye amazwe ukuthi ukusilela emuva kweFX kuzokhokhwa emasontweni angu-1-2, futhi abanikazi bamathokheni e-Worldcoin balahlekelwa yimali. Yibuke lapha. Nakhu engikuphathele kona namuhla: Isikweletu sezigidigidi ezingu-₦120 sisuliwe INestcoin ithola u-$1.9m we-Onboard INigeria Partner India ukukhulisa umkhakha wayo we-Edtech Isikweletu sezigidigidi ezingu-₦120 sisuliwe Isikweletu sezigidigidi ezingu-₦120 esikweletwa amabhange ngedatha yokufeza usizo eyengeziwe engahleliwe (i-USSD) enikezwe ngabasebenzi betelecom kuthiwa kumele sixazululwe. U-Umar Danbatta, oyiPhini likaSihlalo oPhethe weKhomishini Yezokuxhumana yaseNigeria (iNigerian Communications Commission (iNCC)), umemezele lokhu izolo kuTelecom Executives and Regulators Forum (iTERF). Ngemuva kokubambisa kukaNdunakulu webhange eliphakathi neNigeria (iCBN), uFolishadun Shonubi, wangenelela, uDanbatta uthe amabhange avumile ukukhokha isikweletu esinqwabelene futhi aqhubeke nokukhokhela inkonzo ye-USSD eqhubeka ngaphansi kwethemu yokukhokha yenhlangano. Uthe ukuqaphela ukuthi izinsiza zezixhumanisi ziyadingeka ukuze kufakwe izimali kuholele empumelelweni yesinqumo. Kusukela kuNcwaba kunyaka wezi-2023, abezixhumanisi bekufanele zicabange uhlelo lokukhokha oluphakanyiswe amabhange. Ngo Nhlaba kunyaka wezi-2023, iNCC yanikeza imvume kwabezixhumanisi zezincingo ezweni - iMTN, iGlo, i-Airtel, ne-9mobile yokunqamula amabhange ekusebenziseni ama-USSD. Uma amabhange aseNigeria engazikhokhile izikweletu zawo, abezokuxhumana basongele ngokuyeka ukwenza umsebenzi. INestcoin ithola u-$1.9m we-Onboard Ngemuva kokuqoqa izigidi ezingu-$6.45 ngonyaka wezi-2022, iNestcoin ithole izigidi ezingu-$1.9 woxhaso lwesu oluholwa yiHashed Emergent. Abanye abatshalizimali abanjenge-Advocate, Isikhwama se-Ecosystem Fund, shintsha iGlobal, CMT Digital, Isikhwama Somlingo, kanye ne-4DX Ventures, babambe iqhaza emzuliswaneni. Inkampani, elahlekelwe ingxenye enkulu yoxhaso lwayo lwangaphambilini kuLwezi 2022 ngenxa yokuphahlazeka kweFTX, ihlela ukusebenzisa lesi sikhwama ukuqinisa ibhalansi yayo futhi isheshise ukukhula komkhiqizo wayo omusha, i-Onboard. I-Onboard iyisikhwama semali yecrypto esingagcini ngokugcinwa esinezinzuzo zesikhwama sokugcina. Ukugxila kwayo ku-Onboard kuyipivot evela kunjongo yokuqala yeNestcoin, i-incubator - inkampani enemikhiqizo eminingana yecrypto ephinde yatshala imali kwezinye izinkampani zecrypto/Web3. Umsebenzi we-Onboard ukuhlinzeka ngokufinyelela kusizo lwezimali olusezingeni eliphezulu ezindaweni zonke. Ifuna ukwenza lula ukusetshenziswa kwecrypto kwabangaziwa, futhi ingqophamlando yayo elandelayo ingena kulo msebenzi. Inkampani ihlela ukusungula ""Amakhadi Abonakalayo e-Onboard, usizo oluzovumela abasebenzisi be-Onboard ukuthi basebenzise icrypto yabo kalula njengemali ephathekayo ucash, okwenza ukukhokha ku-inthanethi nasesitolo kwenzeke emazweni angaphezu kwe-160."" Ngaphezu kwalokho, lokhu kutshalwa kwezimali kwamasu kuza ngesikhathi lapho iziqalo zecrypto/Web3 zisuka ebusika obunzima be-crypto lapho izinkampani eziningi zecrypto zivaliwe. INigeria ibambisana neNdiya ukukhulisa umkhakha wayo we-edtech Izolo, uBosun Tijani, uNgqongqoshe Wezokuxhumana nezoMnotho nobuChwepheshe, udalule ukuthi wasayina Imemorandamu Yokuqonda (iMemorandum of Understanding (MoU)) nehhovisi longqongqoshe baseNdiya lezogesi nobuchwepheshe bolwazi. Lesi sinyathelo sizosheshisa inguquko yedijithali yaseNigeria futhi sisekele imboni ye-edtech. Ubambiswano luzovumela ukushintshaniswa kwezixazululo ezintsha zedijithali nobungcweti bokwenza ngcono isimo semfundo kuwo womabili la mazwe. Kungani Kubalulekile? Imboni ye-edtech eNdiya iqhume eminyakeni embalwa edlule, okuyenza ibe yisizinda somhlaba. Umkhakha kahulumeni ungumgqugquzeli, kanti umkhakha ozimele ubamba iqhaza elibalulekile. Omunye umbiko ukhombisa ukuthi i-Ndiya iyimakethe ye-e-learning yesibili ngobukhulu emhlabeni ngemuva kwe-US, ngenani lemakethe yezomnotho eyizigidigidi ezingu-$6 kulindeleke ukuthi lifinyelele kuzigidigidi ezingu-$10 ngonyaka wezi-2025. Ngaphezu kwalokho, uTijani uphinde wasayina Imemorandamu Yokuqonda yesibili nenkampani yaseNdiya i-edtech, iCentral Square Foundation, ukusekela i-Edtech ecosystem yaseNigeria. Engikufundayo nengikubukayo Isigcinalwazi seGoogle esithathe indawo eyimfihlo iPrivacy Sandbox egcina ulwazi ngobuchwepheshe siqophe umlando omkhulu. Indlela Yokuthengisa Impi Kubantu BaseMelika Ukuntuleka kwabangani kukhombisa ukuthi umuntu unokuningi... IAdorkable Misogyny yeBig Bang Theory"
+"የጠፈር ኢንተርኔት፣ የዶላር ቀውስ እና የአለምሳንቲም ዛሬ ቴክፖይንት አፍሪካ ፖድካስት ላይ ሪፖርተሮቻችን በአፍሪካ አገናኝ, የገንዘብ እና ክሪይፕቶ ቦታ ውስጥ በቅርብ ጊዜ ስለተከናወኑት ለውጦች ይወያያሉ፡፡ ታሪኮቹ፦ ቮዳኮም በአፍሪካ ርቀው ለሚገኙ አካባቢዎች የኃይል መገናኛ ፕሮጀክት የአማዞን ፕሮጀክት ኩይፐርን ለመጠቀም አልት ትምህርት ቤት ለ10,000,000 የአፍሪካ ወጣቶች ሥራ ለመስጠት ሲል የግብይት ተደራሽነቱን አሰፋ፡፡ ጊዝያዊው የናይጀሪያ ማዕከላዊ ባንክ (ና/ማ/ባ) ገዥ የውጭ ባለሀብቶች ኤፍ ኤክስ የኋላ ኋላ በ 1-2 ሳምንታት ውስጥ እንደሚከፈላቸው አረጋግጦላቸዋል ወርልድኮይን ቶከን ባለቤቶች ገንዘብ እያጡ ነው በ ጎግል ፖድካስት፣ አፕል ፖድካስት፣ ስፖቲፊ፣ ዩቲዩብ እና ፖድካስትዎን በምታገኙበት የትም ቦታ ላይ ያለውን ውይይት ማግኘት ይችላሉ፡፡ በተጨማሪም ጥያቄዎቻችሁንና ምልከታዎቻችሁን ወደ podcast@techpoint.africa መላክ ወይም ሃሳባችሁን ሀሽታግ በመጠቀም ማካፈል ትችላላችሁ","Space Internet, dollar crisis & Worldcoin Today on the Techpoint Africa Podcast, our reporters discuss the recent developments in the African connectivity, financial and crypto space. The stories: Vodacom to use Amazon's Project Kuiiper to power connectivity project in Africa's remote areas AltSchool expands its reach in a bid to provide jobs for 10,000,000 African youth Acting CBN Governor assures foreign investors that FX backlog will be paid in 1-2 weeks Worldcoin token owners are losing money You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag","Internet na sararin samaniya, rikicin dala da Worldcoin A Shirin Sauti na Techpoint Africa na yau, 'yan jaridanmu sun tattauna abubuwan da suka faru kwanan nan a fannonin sadarwa da harkokin kuɗi da crypto a Afirka. Ga labarun: Vodacom zai yi amfani da shirin Kuiiper Project na kamfanin Amazon don gudanar da ayyukan sadarwa a yankunan Afirka masu nisa AltSchool ya faɗaɗa wuraren da yake aiki a wani yunƙuri na samar da ayyukan yi ga matasan Afirka guda 10,000,000 Muƙaddashin Gwamnan Babban Bankin na CBN ya tabbatar wa masu zuba jari na ƙasashen waje cewa za a biya bashin kuɗaɗen ƙasashen waje, wato FX, cikin mako 1 zuwa 2 Masu kuɗin kati na Worldcoin suna asarar kuɗi Kuna iya cim ma tattaunawar akan Google Podcasts, da Apple Podcasts, da Spotify, da YouTube, da duk inda kuke samun shirye-shiryen ku na sauti. Hakanan kuna iya aika tambayoyi da shawarwarinku zuwa podcast@techpoint.africa ko bayyana ra'ayoyinku ta hanyar amfani da maudu’in hashtag","Mitandao ya anga, mgogoro wa dola & Worldcoin Leo kwenye Techpoint Africa podcast waandishi wetu wanajadili maendeleo ya hivi karibuni katika kuunganisha Afrika na nafasi ya Crypto kifedha. Hadithi,: Vodacom kutumia Mradi wa Kuiiper wa Amazon kwa mradi wa kuunganisha umeme katika maeneo ya mbali ya Afrika Shule ya Alt kupanua wigo wake katika jitihada za kutoa ajira kwa vijana 10,000,000 wa Afrika. Kaimu Gavana wa CBN amewahakikishia wawekeaji wa kigeni kwamba FX italipwa ndani ya wiki 1-2. Wamiliki wa Token za Worldcoin wanapoteza pesa. Unaweza kupata mazungumzo kwenye Google Podcasts, Apple Podcasts, Spotify, YouTube, na popote unapopata podikasti zako. Unaweza pia kutuma maswali na uchunguzi wako kwa podikasti ya techpoint.afrika au kushirikisha mawazo yako kwa kutumia hashitagi.","Ìtàkùn-ayélujára Òfurufú, wàhálà dọ́là, & Worldcoin Lónìí lórí Ìgbésáfẹ́fẹ́ Techpoint Africa, àwọn oníròyìn wa jíròrò lórí àwọn àyípadà tuntun tó bá ìsopọ̀ Áfíríkà, ìsúná àti ìṣòwò kírípítò. Àwọn ìròyìn: Vodacom fẹ́ ṣàmúlò Project Kuiper ti Amazon láti ṣe àtìlẹ́yìn fún iṣẹ́ àkànṣe ìsopọ̀ ní àwọn agbègbè ìgbèríko Áfíríkà. AltSchool fẹ ọwọ́jà rẹ̀ láti láti pèsè iṣẹ́ fún àwọn ọ̀dọ́ Áfíríkà 10, 000, 000. Adelé Gómìnà CBN fi dá àwọn ààre olùdókòwò lójú pé owó àjẹsílẹ̀ FX yóò di sísàn láàrin ọ̀sẹ̀ 1 - 2 Àwọn olówó Worldcoin ń pàdánù owó Ẹ lè mọ̀ sí i nípa ìjíròrò yìí lórí Google Podcasts, Apple, Spotify, YouTube, àti ibikíbi tí ẹ bá ti ń gbọ́ àwọn ìgbésáfẹ́fẹ́ yín. O tún lè fi àwọn ìbéèrè àti àkíyèsí rẹ ráńṣẹ́ sí podcast@techpoint.africa tàbí kí o pín èrò rẹ pẹ̀lú nípa lílo Kókó-ọ̀rọ̀ ìdámọ̀ náà.","ISpace Internet, idollar crisis kanye neWorldcoin Namuhla kuTechpoint Africa Podcast, izintatheli zethu zixoxa ngentuthuko yakamuva ekuxhumekeni kwe-Afrika, ezezimali kanye necrypto space. Izindaba: AbakwaVodacom bazosebenzisa iProjekthi ye-Amazon Kuiiper ukufaka amandla okuxhuma ezindaweni ezikude zase-Afrika I-AltSchool yandisa ukufinyelela kwayo emzamweni wokuhlinzeka ngemisebenzi entsheni yase-Afrika eyizi-10,000,000 Umbusi olibamba weCBN uqinisekisa abatshalizimali bakwamanye amazwe ukuthi i-FX izokhokhelwa emavikini alinganiselwa kwelilodwa kuya kwamabili. Abanikazi beWorldcoin token balahlekelwa yimali Ungakwazi ukuqhubeka nengxoxo kumaGoogle Podcasts, Apple Podcasts, Spotify, YouTube, nanoma yikuphi lapho uthola khona amapodcasts akho. Ungakwazi futhi ukuthumela imibuzo yakho nokubonile ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa ihashtag"
+"ጋና በስድስት ወራት ውስጥ 4.32 ሚሊየን ዶላር በሳይበር ማጭበርበር አጣች ዙም ቀደም ሲል ዙም አይ ኪው በመባል ይታወቅ የነበረውን አመንጪ በሰው የተፈጠረ አዋቂ ረዳት ስም ወደ በሰው የተፈጠረ አዋቂ ጓደኛ እየቀየረ ነው። በተጨማሪም ዙም ነጭ ቦርድን፣ ዙም የቡድን ንግግርን, እና ዙም ደብዳቤን ጨምሮ በዙም መድረክ ላይ በሰው የተፈጠረ አዋቂ ጓደኛ መዳረሻን በማስፋት ላይ ይገኛል። ዙም በ2024 የውይይት ገጽ ይጨምራል፣ ይህም ስለ ስብሰባዎችና ንግግሮች ጥያቄዎችን ለመጠየቅ ተጠቃሚዎች በሰው ከተፈጠረ አዋቂ ጓደኛ ጋር በቀጥታ መነጋገር እንዲችሉ ያደርጋል። በሰው የተፈጠረ አዋቂ ጓደኛ የድጋፍ ትኬቶችን ይፈጥራል እና ያቀርባል፥ ለጥያቄዎች መልስ ይነድፋል, እንዲሁም ያመለጧቸውን ወይም ዘግይተው የደረሱባቸውን ስብሰባዎች በ���ጭሩ በመጥቀስ፣ ቁልፍ የሆኑ ነጥቦችን በማጉላትና የድርጊት ነጥቦችን በሐሳብ በማቅረብ ያገኛቸው ነበር። ዛሬ ለአንተ ያገኘሁት እነሆ፡ ጋና በስድስት ወራት ውስጥ 4.32 ሚሊየን ዶላር በሳይበር ማጭበርበር አጣች የኢታና የ2 ሚሊዮን ዶላር ቅድመ-ዘር ሳማ ከ2K በላይ ኬንያውያንን ለመቅጠር ጋና በስድስት ወራት ውስጥ 4.32 ሚሊየን ዶላር በሳይበር ማጭበርበር አጣች ከጥር እስከ ሰኔ 2023 ባለው ጊዜ ውስጥ የሳይበር ማጭበርበር ድርጊቶች ጋናን $ 4.32 ሚሊዮን (GH¢49.5m) በቀጥታ የገንዘብ ኪሳራ ዳርጓታል፡፡ የሳይበር ደህንነት ባለስልጣን (ሲኤስኤ) ዋና ዳይሬክተር አልበርት አንትዊ ቦሢያኮ እንደገለፀው ቁጥሩ ለመንግስት ድርጅቶች ከሚዘገቡት ጉዳዮች ውስጥ የተወሰነውን ብቻ የሚወክል ነው። ይህ በእንዲህ እንዳለ ሪፖርት ባልተነገረባቸው ጉዳዮች ምክንያት የሚደርሰው የገንዘብ ኪሳራ እስካሁን ከተነገሩት ኪሳራዎች የበለጠ ሊሆን ይችላል። ባለስልጣኑ ከጥቅምት 2019 እስከ ሐምሌ 2023 ዓ.ም. ባለው ጊዜ ውስጥ በኢንተርኔት ወንጀልና በሌሎች ተዛማጅ እንቅስቃሴዎች ላይ ቅሬታ በማሰማት ከህዝብ አባላት 41,285 ንክኪ ማግኘቱን ጠቅሷል። የማንነት ስርቆት፣ የመስመር ላይ ዘረፋ፣ የፍቅር ማጭበርበርና የገበያ ማጭበርበር በአጠቃላይ 41% ናቸው። አንትዊ-ቦሲያኮ ይህንን ማስታወቂያ የሰራው እሁድ ቀን አክራ መገናኛ ብዙሃን ጥቅምት ወር ለሚከናወነው የዚህ አመት ብሔራዊ የሳይበር ደህንነት ግንዛቤ ማስጨበጫ ወር ይፋ ሲደረግ ነው። ሀገሪቱ ወጣቶችን ስለ ሳይበር ደህንነት ጉዳዮች ለማስተማር የበለጠ መስራት እንደሚያስፈልጋት አጽንኦት ሰጥቶ ነበር። የኢታና የ2 ሚሊየን ዶላር ቅድመ-ዘር ኢታና (የቀድሞዋ የተሰጥኦ ከተማ) የወደፊቷ አፍሪካን፣ ሎካልግሎብ፣አምፐሎ እና ፕሮኖሞስ ካፒታልን ጨምሮ ከበርካታ ኢንቨስተሮች የ2 ሚሊዮን ዶላር ቅድመ-ዘር አሰባስቧል። በሉክማን ኤዱ፣ በኢየን አቦዬጂ እና በኮኮ ሊዩ የተመሰረተው ኢታና የአፍሪካ የመጀመሪያው ዲጂታል ነጻ ቀጣና ለመሆን በቅቷል። ነፃ ቀጠናዎች ምንድን ናቸው? በሀገር ወስጥ ሸቀጦችና አገልግሎቶች ለየት ባለ ግብርና የጉምሩክ ጥቅሞች እንዲነገዱባቸው የተመደቡ አካባቢዎች ናቸው። የናይጀሪያ ወደ ውጭ መላክ አሰራር ቀጠናዎች ባለስልጣን (ኤን.ኢ.ፒ.ዜድ.ኤ) እና የነዳጅ ና ጋዝ ወደ ውጭ ላኪ ነፃ የቀጠና ባለስልጣን (ኦ.ጂ.ኢ.ኤፍ.ዜድ.ኤ) የናይጄሪያን 17 ነፃ ቀጠናዎች ያስተዳድራሉ። እነዚህ ነፃ ቀጠናዎች የካላባር ነፃ የንግድ ቀጠናን፣ የካኖ ነፃ የንግድ ቀጠናን፣ የሌኪ ነፃ የንግድ ቀጠናን እና የላዶል ሎጂስቲክስ ነፃ ቀጠናን ያካትታሉ። በመላ ሀገሪቱ የሚገኙ ሲሆን የግብይት ማበረታቻ፣ ከግብር ነፃ ወደ ውስጥ ማስገባት፣ እንዲሁም የተቀናበረ አስተዳደራዊ ሂደቶችን ጨምሮ ለንግድ ድርጅቶች በርካታ ጥቅማ ጥቅሞችን ይሰጣሉ። ስለዚህ ኢታና ተመሳሳይ ጥቅሞችን እያቀረበ በእነዚህ ነፃ ቀጠናዎች ውስጥ በአገልግሎት እና በዲጂታል ኢንዱስትሪዎች ውስጥ ለሚገኙ ኩባንያዎች ቨርቹዋ ከተማ ለመፍጠር አቅዷል፡፡ የናይጄሪያን በቀላሉ-ማድረግ-የንግድ ማውጫን ለማሻሻል፣ የውጭ ቀጥታ ኢንቨስትመንትን (ኤፍ.ዲ.አአይ) ለማፋጠጥ እና የሥራ እድገት ለማድረግ ዓላማ አለው። የፕሮጀክቱ የመጀመሪያ ድግግሞሽ ኢታና ኤጅ ነው፣ ከዋና ዋና ዓለም አቀፍ የቴክኖሎጂ ውጤቶች ጋር ተመሳሳይ የሆነ አንድ-ማቆም የመስመር ላይ ሱቅ ነው። በናይጀሪያ ነፃ የንግድ ቀጠና ውስጥ በአካል የማይገኙ የውጭ ኩባንያዎች ግብር፣ የንግድ ቪዛ፣ የባንክ አገልግሎት፣ ካፒታል ወደ ሀገር መመለስ፣ እንዲሁም እዚያ ካካተቱና ከሰሩ በኋላ የህግ ድጋፍ የመሳሰሉ ማበረታቻዎችን ለማግኘት ሊጠቀሙበት ይ��ላሉ። ኢታና በ2024 በመጀመሪያው ሩብ ላይ ለመጀመር ያቀደ ሲሆን በመጪዎቹ ሳምንታት በናይጄሪያ በጥቂት የተመረጡ የንግድ ድርጅቶች ሙከራዎችን ይጀምራል፡፡ ሳማ ከ2 ሺህ በላይ ኬንያዊያንን ለመቅጠር ""ሳማ"" የሚለውን ቃል ሲገጥምህ ወደ አእምሮህ የሚመጣው ምንድን ነው? ሜታ፣ አይደል? ባለፈው ዓመት ቴክፖይንት ዳይጀስት እያነበብክ ከነበር ምን እያልኩ እንደሆነ መረዳት አለብህ። ቀደም ሲል የሜታ የይዘት ልከኝነት አገልግሎት አቅራቢ የነበረው ሳማ በመጋቢት 2023 ከቴክኖሎጂው ግዙፍ ጋር መስራት እንደሚያቆምና የክልሉን ማዕከል እንደሚዘጋ መግለጹን በጥር ወር 2023 ነግሬአችኋለሁ። በዚህ ዓመት መጀመሪያ ላይ 200 የሚያክሉ የይዘት አስተካካዮች ከሥራ መባረርን ተከትሎ በሠራተኞች ላይ የሚፈጸመውን በደልና የጉልበት ሕጎችን በተሳሳተ መንገድ መተግበርን በተመለከተ ዘግናኝ ሪፖርቶች ነበሩ። ይህ ዜና ግን ስለ ሳማ-ሜታ ጉዳይ አይደለም። ታዲያ አሁንስ? ከዚያን ጊዜ ጀምሮ ወደ የንግድ የስራ ሂደት የውጪምንጭ (ቢፒኦ) ኩባንያነት የተሸጋገረው ሣማ በዚህ ሳምንት 600 ኬንያውያንን በኮምፒዩተር እይታ ሰው ሠራሽ አዋቂ ውስጥ መቅጠር እንደሚጀምር አስታውቋል። በአሜሪካ እና በሌሎች ደንበኞች ለሚገኙ ዕድለኛ 500 ደንበኞች የሰው የተፈጠረ አዋቂ (ኤ አይ) ስልጠና አገልግሎቶችን የሚያቀርበው ንግድ ድርጅት በንግድ የስራ ሂደት የውጪምንጭ (ቢፒኦ) ዘርፍ የሥራ ፈጠራን ለማሳደግ ተጨማሪ 1,500 ኬንያውያንን ይቀጥራል። የኮምፒውተር እይታ በሰው የተፈጠረ አዋቂ (ኤ አይ) ኮምፒውተሮች መመሪያ ከመስጠታቸው በፊት የዲጂታል ስዕሎችንና ቪዲዮዎችን ለመረዳት የሚያስችል የሰው የተፈጠረ አዋቂ (ኤ አይ) ንዑስ ክፍል ነው። በቅርቡ የኬንያ መንግስት ለወጣቶቹ የስራ እድል ለመስጠት ተጨማሪ የመረጃና እና የመገናኛ ቴክኖሎጂ (አይሲቲ) ጣቢያዎች እንዲጀመር ግፊት አድርጓል። “የንግድ የስራ ሂደት የውጪምንጭ (ቢፒኦ) ዘርፍ የተጫዋቾችን እድገት ለማፋጠን አስፈላጊ ፖሊሲዎችን እና ደንቦችን ለመቅረጽ ስንሯሯጥ መንግሥት እነዚህን 2,500 የሥራ ቦታዎች በሳማ ለማረጋገጥ ቁርጠኛ ነው“ ብለዋል የ የመረጃና እና የመገናኛ ቴክኖሎጂ (አይሲቲ) ዋና ጸሐፊ ጆን ታኑይ። ምን አልባት ካመለጣችሁ ያልተጣጣመ ሪፖርት ማድረግ፣ ግልጽነት ማጣት፣ ግልጽ ያልሆኑ የአፈጻጸም መለኪያዎች: አፍሪካውያን ባለሀብቶች ከጅምር ባለሀብቶች ዝማኔዎች ጋር ያላቸውን ትልቅ ብስጭት ይጋራሉ። በፍጥነት ወደፊት በሚገሰግሱ ሥራዎች የሚደገፈው ክሊካፊክስ የናይጄሪያን የቤት አገልግሎት ክፍተት በ24,000 ₦ በየዓመቱ ኮንትራት በመግባት ለማስተካከል የማነበው ና የምመለከተው ዩቲዩብ በቴሌቪዥን ላይ ረዘም ላለ ጊዜ ሆኖም እምብዛም ተደጋጋሚ ያልሆነ የማስታወቂያ እረፍት በማድረግ ላይ ነው የሥነ ምግባር ፖሊሶች ቢመለሱም ኢራናውያን ሴቶች ሂጃብን ተቃወሙ፡፡ ከተበላሸ ግንኙነት መውጣት ያልቻልከው ለምንድን ነው?","Ghana lost $4.32m in six months to cyber fraud Zoom is changing the name of its generative AI assistant, formerly known as Zoom IQ, to AI Companion. It is also expanding the accessibility of AI Companion across the Zoom platform, including Zoom Whiteboard, Zoom Team Chat, and Zoom Mail. Zoom will add a conversational interface in 2024 that allows users to chat directly with the AI companion to ask questions about meetings and chats. The AI Companion would create and submit support tickets, draft answers to questions, and catch them up on meetings they had missed or arrived late for by summarising meetings, highlighting key points, and recommending action items. Here's what I've got for you today: Ghana lost $4.32m in six months to cyber fraud Itana's $2m pre-seed Sama to hire over 2K Kenyans Ghana lost $4.32m in six months to cyber fraud Between January and June 2023, cyber fraud activities cost Ghana $4.32 million (GH¢49.5m) in direct financial losses. Director-General of the Cyber Security Authority (CSA), Albert Antwi-Boasiako, stated that the number only represented a portion of the cases reported to government organisations. Meanwhile, financial losses arising from unreported cases could be greater than those announced so far. He mentioned that the Authority received 41,285 contacts from members of the public between October 2019 and July 2023 of complaints about cybercrime and other related activities. Identity theft, online extortion, romance fraud, and shopping fraud accounted for 41% of the total. Antwi-Boasiako made this announcement on Sunday at the Accra media launch for this year's National Cybersecurity Awareness Month, which will take place in October. He emphasised that the country needs to do more to educate young people about cybersecurity issues. Itana's $2m pre-seed Itana (formerly Talent City) has raised a $2 million pre-seed from several investors, including Future Africa, LocalGlobe, Amplo and Pronomos Capital. Itana, founded by Luqman Edu, Iyin Aboyeji, and Coco Liu, is positioned to become Africa's first digital free zone. What are free zones? They are designated areas within a country where goods and services can be traded with unique tax and customs benefits. The Nigeria Export Processing Zones Authority (NEPZA) and the Oil and Gas Export Free Zone Authority (OGEFZA) manage Nigeria's 17 free zones. These free zones include the Calabar Free Trade Zone, Kano Free Trade Zone, Lekki Free Trade Zone, and Ladol Logistic Free Zone. They are located throughout the country and provide several benefits to businesses, including tax incentives, duty-free imports, and streamlined regulatory processes. So, Itana plans to create a virtual city in these free zones for companies in the service and digital industries while providing the same advantages. It aims to improve Nigeria's ease-of-doing-business index, spur foreign direct investment (FDI), and increase employment. The project's initial iteration is Itana Edge, a one-stop online shop similar to major global tech products. Foreign companies that do not have a physical presence in a Nigerian free trade zone can use it to gain access to incentives such as taxation, business visas, banking, capital repatriation, and supportive legislation after incorporating and operating there. Itana plans to go live in the first quarter of 2024 and will start its pilot in Nigeria with a few select businesses in the coming weeks. Sama to hire over 2,000 Kenyans What comes to mind when you stumble on the word ""Sama""? Meta, right? You should understand what I’m saying if you’ve been reading Techpoint Digest this past year. I told you in January 2023 that Sama, formerly Meta's content moderation service provider, declared it would stop working with the tech giant and shut down its regional hub by March 2023. Following the firing of about 200 content moderators earlier this year, there have been scathing reports of employee abuse and the misapplication of labour laws. This news isn't about the Sama-Meta case, though. What now then? Sama, which has since evolved into a Business Process Outsourcing (BPO) company, has announced that it will begin hiring 600 Kenyans this week for roles in computer vision artificial intelligence. The business, which offers AI training services to Fortune 500 clients based in the US and other customers, will hire an additional 1,500 Kenyans to scale up job creation in the BPO sector. Computer vision AI is a subset of AI that enables computers to comprehend digital pictures and videos before giving instructions. The Kenyan government has recently pushed for the launch of more ICT hubs to provide employment opportunities for the youth. “The Government is committed to securing these 2,500 jobs by Sama as we race to formulate the necessary policies and regulations to accelerate the growth of players in the BPO sector,” ICT Principal Secretary, John Tanui, said. In case you missed it Inconsistent reporting, lack of clarity, vague performance metrics: African investors share their biggest frustrations with startup investor updates Clickafix, backed by Fast Forward Ventures, aims to fix Nigeria's home service gap with ₦24,000 yearly subscriptions What I'm reading and watching YouTube is experimenting with longer but less frequent ad breaks on TV Iranian women reject hijabs despite morality police return Why you CAN’T Leave an Abusive Relationship","Cikin watanni shida, Ghana ta yi asarar dala miliyan 4.32 sakamakon zamba ta yanar gizo Dandalin Zoom ya canza sunan yankinsa na fasahar AI asistant, wanda ake kira Zoom IQ, zuwa AI Companion. Haka nan dandalin yana faɗaɗa damar amfani da AI Companion a faɗin dandalin Zoom, wanda ya haɗa da Zoom Whiteboard, da Zoom Team Chat, da Zoom Mail. Dandalin Zoom zai ƙara shafin tattaunawa a shekarar 2024 wanda zai bawa masu amfani damar yin hira da AI Companion kai-tsaye don yin tambayoyi game da zamarmaki da hirarraki. Fasahar AI a matsayin abokin hira zai ƙirƙiro kuma ya miƙa tikitan tallafi, ya kuma tsara amsoshin tambayoyi, sannan ya basu labarin abubuwan da aka tattauna a zaman da ba su samu halarta ba ko kuma zaman da suka isa a makare, ta hanyar ba su labarin muhimman nuƙuɗoɗi, da kuma bada shawarar matakan da suka dace. Ga abin da na zo muku da shi yau: Cikin watanni shida, Ghana ta yi asarar dala miliyan 4.32 sakamakon zamba ta yanar gizo Jarin gabanin ƙaddamarwa na Itana mai ƙimar dala miliyan 2. Kamfanin Sama zai ɗauki sama da 'yan Kenya dubu biyu aiki. Cikin watanni shida, Ghana ta yi asarar dala miliyan 4.32 sakamakon zamba ta yanar gizo Tsakanin Janairu da Yunin 2023, ayyukan zamba ta yanar gizo sun jawo wa Ghana asarar dala miliyan 4.32 (GH¢49.5m) ta hanyar asarar kuɗi kai-tsaye. Darakta-Janar na Hukumar Tsaro ta Intanet (CSA), Albert Antwi-Boasiako, ya bayyana cewa adadin ya ƙunshi wani yanki ne na al’amuran da aka kai rahotonni ga ƙungiyoyin gwamnati kawai. A halin yanzu, batutuwan asarar kuɗi da ke tasowa daga lamuran da ba yi rahoto kansu ba na iya zarce waɗanda aka sanar zuwa yanzu. Ya bayyan cewa mutum 41,285 daga cikin al’umma ne suka tuntuƙi hukumar tsakanin Oktoban 2019 da Yulin 2023 don ɗorafe-ɗorafe game da laifuka ta yanar gizo da sauran abubuwan da suka shafi hakan. Satar bayanai, da ƙwace ta yanar gizo, da soyayyar zamba, da kuma sayayyar zamba sun ɗauki kashi 41% na jimillar. Antwi-Boasiako ta bayyana hakan ne a ranar Lahadin da ta gabata a wajen taron ƙaddamar da kafafen yaɗa labarai na Accra na Watan Wayar da Kai kan Harkokin Tsaro ta Intanet na bana, wanda zai gudana a watan Oktoba. Ya jaddada cewa akwai buƙatar ƙasar ta ƙara himma wajen wayar da kan matasa kan al’amuran tsaro ta yanar gizo. Jarin gabanin ƙaddamarwa na Itana mai ƙimar dala miliyan 2. Itana (wanda a baya ake kira Talent City) ya tara jarin gabanin ƙaddamarwa na dala miliyan 2 daga masu saka hannun jari da yawa, wanda suka haɗa da Future Africa da LocalGlobe da Amplo da kuma Pronomos Capital. An tsra cewa Itana, wanda Lukman Edu da Iyin Aboyeji da Coco Liu suka kafa, za ta zama shiyyar kyauta na fannin na’urori na farko a Afirka. Menene shiyyoyin kyauta? Su ne wasu keɓantattun yankuna a cikin ƙasa inda ake sayar da kayayyaki kuma ake yin ayyuka cikin wani tsarin haraji na musamman da wasu wasu fa'idodi na kwastan. Hukumar Kula da Fitar da Kayayyaki ta Najeriya (NEPZA) da Hukumar Fitar da Mai da Iskar Gas (OGEFZA) ne ke kula da shiyyoyin kyauta na Najeriya guda 17. Wuraren cinikayya da ba a biyan haraji sun haɗa da yankin Cinikayya Maras Shinge na Calabar, yankin Cinikayya Maras Shinge na Kano, yankin Cinikayya Maras Shinge na Lekki, da yankin Kyauta na Ladol Logistic. Akwai su a duk faɗin ƙasar, kuma suna samar da fa'idoji masu yawa ga 'yan kasuwa, wanda suka haɗa da ragin kuɗin haraji, da shigo da kaya ba tare da biyan harajin shigo da kaya ba, da inganta tsare-tsaren gudanarwa. Saboda haka, kamfanin Itana na shirin ƙirƙirar birnin yanar gizo a waɗannan yankunan ciniki da ba a biyan haraji ga kamfanonin sadarwa da fasahar zamani, yayinda suke samar da dama iri ɗaya. Itanan na da manufar inganta ma’aunin na Najeriya na tsarin gudanar da kasuwancin cikin sauƙi, da ƙarfafa zuba jarin ƙasashen ɗetare na kai-tsaye (FDI), da kuma ƙara samar da ayyukan yi. Rukuni na farko na aikin shi ne Itana Edge, wani shagon yanar gizo mai ƙunshe da komai wanda yake kama da manyan samfuran kamfanonin fasaha na duniya. Kamfanonin ƙasashen waje waɗanda ba su da wurin gudanar da hada-hada a kowace shiyyar cinikayya ta kyauta ta Najeriya za su iya amfani da shi don samun damar morar ragi kan abubuwa irinsu haraji da bizar kasuwanci da harkokin banki da manyan canjin kuɗi da dokoki bayan yin rajista da fara aiki a nan. Itana na shirin fara aiki a kwatar farko ta shekarar 2024, kuma zai fara aikinsa na farko a Najeriya da wasu zaɓaɓɓun masana'antu a makonni masu zuwa. Kamfanin Sama zai ɗauki sama da 'yan Kenya dubu biyu aiki Me ke fara zuwa ranku idan kuka ga kalmar ""Sama""? Meta, ko? Ya kamata ku fahimci abin da nake cewa idan kuna karanta Techpoint Digest a shekarar da ta gabata. Na gaya muku a watan Janairun 2023 cewa Sama, wanda a da shi ne mai haɗa shirye-shirye na kamfanin Meta, ya bayyana cewa zai daina aiki da gawurtaccen kamfanin fasahar, kuma zai rufe ofishinsa na yankin a watan Maris ɗin 2023. Bayan korar masu gudanar da ayyukan daidaita abubuwan da ke ciki kusan 200 a farkon wannan shekarar, an yi ta samun rahotanni masu zafi na cin zarafin ma'aikata da kuma yin amfani da dokokin aiki ba bisa na'ida ba. Saidai wannan labarin ba game da batun Sama da Meta bane. Yanzu kuma sai me? Sama, wanda tun daga lokacin ya zama kamfanin Tsare-tsaren Kasuwancin (BPO), ya sanar da cewa zai fara ɗaukar 'yan Kenya 600 aiki a wannan makon don yin ayyukan fasahar AI na duba hotuna. Kamfanin, wanda ke gudanar da ayyukan horar da fasahar AI ga abokan cinikin Fortune 500 da ke zaune a Amurka da kuma sauran abokan ciniki, zai ɗauki ƙarin 'yan Kenya 1,500 aiki don bunƙasa samar da ayyukan yi a fannin BPO. Kayan fasahar AI na duba hotuna wani nau'i ne na fasahar AI wanda ke baiwa na'ura damar fahimtar hotuna da bidiyoyin na'ura kafin bayar da umarni. A baya-bayan nan dai gwamnatin Kenya ta ƙara ɗaimi wajen ƙaddamar da ƙarin cibiyoyin sadarwa na zamani domin samar da ayyukan yi ga matasa. “Gwamnati ta himmatu wajen ganin ta samar da waɗannan ayyuka guda 2,500 da Sama ke yi yayin da muke fafatawa wajen samar da manufofi da ƙa’idoji da ake buƙata don ƙara haɗaka ci gaban masu ruwa da tsaki a fannin BPO,” in ji Babban Sakataren ICT, John Tanui. Ban sani ba ko ya kubce muku Rahoto marar tsari da inganci, da rashin bayyana komai filla-filla, da Ma’aunin kyawun aiki wanda baya fitar da komai dalla-dalla: Masu zuba jari na Afirka sun bayyana abin takaici sosai game da bayanan sabon kamfanin game da masu zuba jari Clickafix, wanda Fast Forward Ventures ke marawa baya, yana nufin cike giɓin gudanar da ayyuka na gida-gida a Najeriya da biyan kuɗin gudanar da ayyuka na naira 24,000 a duk shekara Abin da nake karantawa da kallo Dandalin YouTube yana gwajin tallace-tallace masu tsawo amma waɗanda za ana sako su jifa-jifa a talabijin Matan Iran sun ƙi sanya hijabi duk da dawowar 'yan sandan kula da ɗabi’u Dalilin da ya sa BA ZA KU IYA barin Alaƙa Mai Muni ba","Ghana ilipoteza milioni $ 4.32 ndani ya miezi sita kutokana na ulaghai wa mtandao Zoom inabadilisha jina la msaidizi wake mzalishaji wa AI, ambaye zamani alijulikana kama Zoom IQ, hadi AI Companion. Pia inapanua ufikivu wa Mwenzi wa AI kwenye jukwaa la Zoom, ikiwa ni pamoja na Zoom Whiteboard, Zoom Team Chat, na Zoom Mail. Zoom itaongeza kiolesura cha mazungumzo mnamo 2024 ambacho kinaruhusu watumiaji kupiga gumzo moja kwa moja na mwandamizi wa AI kuuliza maswali kuhusu mikutano na gumzo. Msaidizi wa AI atatengeneza na kuwasilisha tiketi zitakazo saidia kuandaa maswali kwa majibu na kuwapata kwenye mikutano ambayo hawajahudhuria au wamechelewa kufika kwa kufanya muhtasari wa mikutano na kuangazia mambo muhimu na kupendekeza vipengele vya kushughulikia. Hivi ndivyo nilivyokupa leo: Ghana ilipoteza milioni $ 4.32 ndani ya miezi sita kutokana na ulaghai wa mtandao. Mbegu ya awali ya Itana ya $2m Sama kuajiri zaidi ya Wakenya 2K Ghana ilipoteza milioni $ 4.32 ndani ya miezi sita kutokana na ulaghai wa mtandao. Kati ya januari na juni 2023 shughuli za ulaghai kwenye mtandao ziligharimu Ghana milioni $ 4.32 (GH c 49.5m) katika hasra ya moja kwa moja ya kifedha. Mkurugenzi mkuu wa mamlaka ya usalama wa mtandao (CSA) Albert Antwi-Boasiako,alisema kuwa idadi hiyo iliwakilisha tu sehemu ya kesi zilizo ripotiwa kwa mashirka ya kiserikali. Wakati huo huo hasara za kifedha zinazotokana na kesi ambazo hazijaripotiwa zinaweza kuwa kubwa kuliko zile zilizotangazwa hadi sasa. Alitaja mamlaka hiyo ilipokea mawasiliano 41,285 kutoka kwa wanachi kati ya Oktoba 2019 na Julai 2023 ya malalamiko kuhusu uhalifu wa mtandao na shughuli nyingine zinazohusiana nayo. Wizi wa Utambulisho, Ulaghai mtandaoni, Ulaghai wa mapenzi, na Ulaghai wa ununuzi ulichangia jumla ya 41%. Antwi-Boasiako alitoa tangazo hili Jumapili katika uzinduzi wa vyombo vya habari vya Accra kwa mwezi wa kitaifa wa uhamasishaji kuhusu usalama wa mtandao kwa mwaka huu ambao utafanyika Oktoba. Alisisitiza kuwa Nchi inahitaji kufanya zaidi katika kuwaelimisha vijana kuhusu masuala ya usalama wa mtandao. Mbegu ya awali ya Itana ya $2m Itana (Zamani mji wa vipaji) imekusanya dola milioni 2 za mbegu kutoka kwa wawekezaji kadhaa, ikiwa ni pamoja na Future Africa, Localglobe, Amplo na Pronomos Capital. Itana iliyoanzishwa na Luqman Edu, Iyin Aboyeji, na Coco Liu, iko katika nafasi nzuri ya kuwa ukanda wa kwanza kwa digitali barani Afrika. Kanda huria ni zipi? Ni maeneo yaliyoteuliwa ndani ya nchi ambapo bidhaa na huduma zinaweza kuuzwa kwa manufaa ya kipekee ya kodi na forodha. Mamlaka ya kuchakata mauzo ya nje ya Nigeria (NEPZA) na mamlaka ya eneo huru la uuzaji wa mafuta na gesi (OGEFZA)husimamia maeneo 17 hura ya Nigeria. Kanda hizi huria ni pamoja na Eneo huria la Biashara la Calabar, Eneo huria la biashara la Kano, Eneo huria la biashara la Lekki, na eneo huru la Ladol Logistic. Zinapatikana kote Nchini na hutoa manufaa kadhaa kwa biashara ikiwa ni pamoja na vivutio vya kodi, uagizaji bidhaa bila kutozwa ushuru, na taratibu za uthibiti zilizoratibiwa. Kwahiyo, Itana inapanga kuunda jiji la Mtandaoni katika maeneo haya ya bure kwa makampuni katika sekta ya huduma na digitali huku ikitoa faida sawa. Inalenga kuboresha urahisi wa kufanya- biashara ya Nigeria, kuchochoea uwekezaji wa moja kwa moja kwa kigeni (FDI) na kuongeza ajira. Marudio ya awali ya mradi huo ni Itani Edge, duka la mtandaoni linalofanana na bidhaa kuu za kimataifa za kiteknolojia. Makampuni ya kigeni ambayo hayana uwepo halisi katika eneo la biashara huria la Nigeria wanaweza kuitumia kupata ufikiaji wa motisha kama vile ushuru, visa vya biashara, benki, urejeshaji wa mtaji, na sheria inayounga mkono baada ya kujumuisha na kufanya kazi huko. Itana inapanga kuanza mubashala katika Robo ya kwanza ya 2024 na itaanza majaribio yake Nchini Nigeria na biashara chache zilizochaguliwa kwa wiki zijazo. Sama kuajiri zaidi ya wakenya 2,000 Ni nini kinakuja akilini unapokutana na neno ""Sama""? Meta, sawa? Utakuwa unanielewa ninachokisema ikiwa umekuwa ukisoma techpoint digest mwaka ule uliopita. Nilikuambia mnamo Januari 2023 kwamba Sama ambaye awali alikuwa mtoa huduma wa uthibiti wa maudhui wa Meta, alitangaza kuwa ataacha kufanya kazi na kampuni kubwa ya kiteknolojia na kufungua kituo chake cha kikanda kufikia Machi 2023. Kufuatia kutimuliwa kwa takriban wasimamizi 200 wa maudhui mapema mwaka huu kumekuwa na ripoti mbaya za unyanyasaji wa wafanya kazi na matumizi mabaya ya sheria za wafanya kazi. Ingawa habari hii haihusu kesi ya Sama-Meta. NI nini sasa? Sama, ambayo imebadilika na kuwa kampuni ya Business Process Outsourcing (BPO), imetangaza kuwa itaanza kuajiri Wakenya 600 wiki hii kwa ajili ya majukumu ya kompyuta ya kuona akili bandia. Biashara hiyo ambayo inatoa huduma za mafunzo ya AI kwa wateja wa Fortune 500 wanaoishi Marekani na wateja wengine, itaajiri wakenya zaidi ya 1,500 ili kuongeza utengenezaji wa nafasi za kazi katika sekta ya BPO. Computer Vision AI ni kitengo kidogo cha AI ambacho huwezesha kitarakilishi kuelewa picha na video za kidigitali kabla ya kutoa maagizo. Serikali ya Kenya hivi karibuni imeshinikiza kuzinduliwa kwa vituo zaidi vya ICT ili kutoa fursa za ajira kwa vijana. Katibu Mkuu wa ICT, John Tanui, alisema ""Serikali imejitolea kupata ajira hizi 2,500 za Sama tunapokimbia kutunga sera na kanuni muhimu ili kuharakisha ukuaji wa wachezaji katika sekta ya BPO,"". Ikitokea umeikosa Utoaji wa ripoti usio thabiti, Ukosefu wa uwazi, vipimo vya utendaji visivyo eleweka; Wawekezaji wa kiafrika wanashirikisha masikitiko yao makubwa na sasisho za wawekezaji wanaoanza. Clickafix, inayoungwa mkono na Fast Forward Ventures, inalenga kurekebisha pengo la huduma ya nyumbani nchini Nigeria kwa ₦ 24,000 za usajili wa kila mwaka. Ninachosoma na kukitazama. YouTube inajaribu mapumziko marefu lakini machache ya mara kwa mara kwenye TV Wanawake wa Iran wanakataa hijab licha ya polisi wa maadili kurejea Kwanini HUWEZI kuacha mahusiano mabaya.","Ghana pàdánù mílíọ̀nù $ 4.32 sínú jìbìtì ẹ̀rọ-ayélujára láàrin oṣù mẹ́fà Zoom ń ṣe àyípadà orúkọ olùrànlọ́wọ́ Ìmọ̀ àtọọ́dá aṣẹ̀dá rẹ̀ tí a mọ sí Zoom IQ tẹ́lẹ̀, sí AI Companion. Ó tún ń mú ìdàgbàsókè bá bí àwọn ènìyàn ṣe lè kan sí AI Companion káàkiri ìkànnì Zoom, tí ó fi mọ́ Zoom Whiteboard, Zoom Team Chat, àti Zoom Mail. Zoom yóò ṣe àfikún ìkòríta ìtàkùrọsọ ní 2024 tí yóò fi ààyè gba àwọn aṣàmúlò láti tàkurọ̀sọ pẹ̀lú AI Companion láti béèrè àwọn ìbéèrè nípa àwọn ìpàdé àti ìfọ̀rọ̀ráńṣẹ́. AI Companion náà yóò ṣẹ̀dá àwọn àkọsílẹ̀ ìbáṣepọ̀ yóò sì fi ráńṣẹ́, yóò ṣẹ̀dá ìdáhùn sí àwọn ìbéèrè, bẹ́ẹ̀ ni yóò ṣe àtìlẹ́yìn fún wọn lórí àwọn ìpàdé tí wọ́n kò ṣe tàbí tí wọ́n pẹ́ dé nípa ṣíṣe ìsọníṣókí àwọn ìpàdé náà, ṣíṣe àlàyé àwọn kókó ọ̀rọ̀, àti dídábàá àwọn ohun èlò ìṣe. Ohun tí mo ní fún yín lónìí nìyí: Ghana pàdánù mílíọ̀nù $ 4.32 sínú jìbìtì ẹ̀rọ-ayélujára láàrin oṣù mẹ́fà Owó ìrànwọ́ ìbẹ̀rẹ̀ mílíọ̀nù $2 ti Itana. Sama fẹ́ gba àwọn ọmọ Kenya tí ó lé ní 2K. Ghana pàdánù mílíọ̀nù $ 4.32 sínú jìbìtì ẹ̀rọ-ayélujára láàrin oṣù mẹ́fà Láàárín Oṣù kìíní àti Oṣù Kẹfà, àwọn iṣẹ́ jìbìtì orí ẹ̀rọ-ayélujára gba owó tí ó tó mílíọ̀nù $4. 32 (GH¢49.5m) gẹ́gẹ́ bí àdánù owó tààrà lọ́wọ́ Ghana. Olùdarí Gbogbogbò fún Cyber Security Authority (CSA) Albert Antwi-Boasiako, sọ pé iye náà dúró fún ìpín àwọn ọ̀ràn tí wọ́n fi sun ìjọba àti àwọn àjọ. Ní àsìkò yìí, àwọn àdánù owó tí ó wáyé nínú àwọn ọ̀ràn tí wọn kò fi sùn lè ju iye tí wọ́n kéde yìí lọ. Ó sọ pé àwọn Aláṣẹ gba àwọn ìkànsíra-ẹni 41, 285 láti ọ̀dọ̀ àwọn ará ìlú láàárín Oṣù Kẹwàá 2019 sí Oṣù Keje 2023 nípa ìfisùn jìbìtì ẹ̀rọ-ayélujára àti àwọn iṣẹ́ mìíràn tí ó jọ ọ́. Jìbìtì ìdánimọ̀, ifipágbowó lórí ẹ̀rọ-ayélujára, jìbìtì ajẹmọ́rọ̀-ìfẹ́, àti jìbìtì ajẹmọ́ ọjà ríra kó ìdá 41% nínú gbogbo àròpọ̀. Antwi-Boasiako fi ìkéde yìí síta lọ́jọ́ Àìkú níbi ìfilọ́lẹ̀ ilé iṣẹ́ ìròyìn Accra fún Oṣù Ìpolongo Ètò àbò orí ẹ̀rọ-ayélujára káàkiri orílẹ̀-èdè náà, èyí tí yóò wáyé ní oṣù Kẹwàá. Ó yán an pé orílẹ̀-èdè náà nílò láti ṣe akitiyan síwájú síi láti dá àwọn ọ̀dọ́ lẹ́kọ̀ọ́ nípa àwọn ọ̀rọ̀ tí ó jẹ mọ́ ètò abo ẹ̀rọ-ayélujára. Owó ìrànwọ́ ìbẹ̀rẹ̀ mílíọ̀nù $2 ti Itana. Itana (Talent City nígbà kan) ti kó mílíọ̀nù $2 jọ láti ọwọ́ àwọn onírúurú olùdókòwò, tí ó fi mọ́ Future Africa, Local Globe, Amplo àti Pronomos Capital. Itana tí Luqman Edu, Iyin Aboyeji, àti Coco Liu ṣe ìdásílẹ̀ rẹ̀, wà ní ipò láti di èbúté ẹ̀rọ-ayélujára ọ̀fẹ́ kìíní ní Áfríkà. Kín ni àwọn èbúté ọ̀fẹ́? Wọ́n jẹ́ àwọn ibùdó ìyàsọ́tọ̀ nínú orílẹ̀-èdè kan níbi tí ènìyàn ti lè ṣòwò àwọn ọjà àti iṣẹ́ pẹ̀lú àwọn àǹfààní owó orí àti owó ẹnu-ibodè tí ó yàtọ̀. Àjọ Nigeria Export Processing Zones Authority (NEPZA) àti Oil and Gas Export Free Zone Authority (OGEFZA) ni wọ́n ń ṣàkóso àwọn èbúté ọ̀fẹ́ 17 ti Nigeria. Lára àwọn èbúté ọ̀fẹ́ wọ̀nyí ni a ti rí Calabar Free Trade Zone, Kano Free Trade Zone, Lekki Free Trade Zone, àti Ladol Logistic Free Zone. Wọ́n wà káàkiri orílẹ̀-èdè yìí wọ́n sì ń pèsè àwọn àǹfààní oríṣìíríṣìí fún àwọn okòwò, tí ó fi mọ́ àwọn ẹ̀dínwó owó orí, kíkó ọjà wọlé láìsí owó ẹnu ibodè, àti mímú àdínkù bá àwọn òfin tó jẹ mọ́ ọjà. Nítorí náà, Itana pinnu láti ṣẹ̀dá àwùjọ orí ẹ̀rọ-ayélujára ní àwọn èbúté ọ̀fẹ́ wọ̀nyí fún àwọn ilé-iṣẹ́ tí ó ń ṣàmúlò iṣẹ́ náà àti ilé iṣẹ́ ẹ̀rọ-ayélujára nígbà tí wọ́n yóò sì máa pèsè àwọn àǹfààní kan náà. Ó ní àfojúsùn láti mú ìlọsíwájú bá àkójọ ìrọ̀rùn-ọ̀nà-ìṣòwò, kí ó sì mú ìlọsíwájú bá ìdókòwò tààrà láti ilẹ̀ òkèèrè, àti pé kí ó pèsè ìgbanisíṣẹ́. Àtúnwí ìbẹ̀rẹ̀ iṣẹ́ àkànṣe náà ni Itana Edge, ilé ìtajà orí ẹ̀rọ-ayélujára ńlá tí ó jọ àwọn ọjà ajẹmẹ́rọ gbòógì ní agbaye. Àwọn ilé iṣẹ́ ilẹ̀ òkèèrè tí kò sí ní èbúté okòwò ọ̀fẹ́ Nigeria lè lò ó láti ní àǹfààní sí àwọn ẹ̀dínwó bí owó orí, ìwé ìgbélùú fún okòwò, ilé ìfowópamọ́, ìṣẹ́wó ọjà, bẹ́ẹ̀ ni àtìlẹ́yìn ilé aṣòfin lẹ́yìn tí wọ́n ti kalẹ̀ tí wọ́n sì ń ṣiṣẹ́ níbẹ̀. Itana pinnu láti bẹ̀rẹ̀ iṣẹ́ nínú oṣù mẹ́ta àkọ́kọ́ 2024 yóò sì bẹ̀rẹ̀ ìdánwò rẹ̀ ní Nigeria pẹ̀lú àwọn àṣàyàn okòwò díẹ̀ ní àìpẹ́. Sama fẹ́ gba àwọn ọmọ Kenya tí ó lé ní 2, 000 Kín ni ó wá sí ọkàn rẹ nígbà tí o ṣe alábàápàdé ọ̀rọ̀ yìí ""Sama""? Meta, àbí? Ó yẹ kí ohun tí mo ń sọ yé e yín bí ẹ bá ti ń ka Techpoint Digest láti ọdún kan sẹ́yìn. Mo sọ fún un yín ní Oṣù Kìíní 2023 pé Sama, ilé-iṣẹ́ olùpèsè ìdarí Meta tẹ́lẹ̀, sọ pé òun kò ní ṣiṣẹ́ pẹ̀lú ilé iṣẹ́ ńlá náà mọ́ ó sì ti ẹ̀ka ilé iṣẹ́ rẹ̀ ní Oṣù Kẹta 2023. Lẹ́yìn tí ó ṣe ìdádúró àwọn olùdarí àkóónú bí 200 ni ìbẹ̀rẹ̀ ọdún yìí, a tún gbọ́ àwọn ìròyìn pé ó ń ṣe òṣìṣẹ́ básubàsu àti àṣìlò àwọn òfin òṣìṣẹ́. Bí ó tilẹ̀ jẹ́ pé, ìròyìn yìí kì í ṣe nípa ọ̀rọ̀ Sama-Meta. Kín wá ni báyìí? Sama, èyí tí ó ti yípadà di Aṣètò okòwò fún àwọn Ilé iṣẹ́, ti kéde pé òun yóò bẹ̀rẹ̀ sí gba àwọn ọmọ Kenya 600 ní ọ̀sẹ̀ yìí sí iṣẹ́ tí ó jẹ mọ́ ọgbọ́n àtọọ́dá ìríran ẹ̀rọ-ayárabí-àsá. Okòwò náà, èyí tí ó pèsè ìdánilẹ́kọ̀ọ́ ọgbọ́n àtọọ́dá fún àwọn oníbàárà Fortune 500 ní US àti àwọn oníbàárà mìíràn, yóò gba àwọn ọmọ Kenya 1500 ní àfikún láti mú ìdàgbàsókè bá ìdásílẹ̀ iṣẹ́ ní ẹ̀ka Ìṣètò okòwò fún àwọn ilé-iṣẹ́. Ọgbọ́n Àtọọ́dá ìríran ẹ̀rọ-ayárabí-àsá jẹ́ ẹ̀ka Ọ̀gbọ́n Àtọọ́dá tí ó ń fún àwọn ẹ̀rọ-ayárabí-àsá ní àǹfààní láti ní òye àwọn àwòrán àti àwòránhùn orí ẹ̀rọ-ayélujára kí ó tó sọ ìtọ́ni. Ìjọba Kenya pè fún ìfilọ́lẹ̀ àwọn ibùdó ìmọ̀-ẹ̀rọ láìpẹ́ yìí láti pèsè àǹfààní iṣẹ́ fún àwọn ọ̀dọ́. ""Ìjọba ti ṣetán láti ṣe àgbékalẹ̀ àwọn iṣẹ́ 2500 láti ọwọ́ Sama bí a ṣe tẹ̀síwájú láti ṣe àgbékalẹ̀ àwọn ìlànà àti òfin láti mú ìdàgbàsókè bá àwọn akópa ní ẹ̀ka Ìṣètò Okòwò fún àwọn Ilé-iṣẹ́,"" Akọ̀wé Àgbà fún Ìmọ̀ Ẹ̀rọ, John Tanui, ni ó sọ bẹ́ẹ̀. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Ìròyìn tí kò pé tó, àìyé, àwọn àtòjọ ìṣe tí kò ní ìtumọ̀: Àwọn olùdókòwò Áfíríkà sọ ìdojúkọ wọn pẹ̀lú àwọn ìmúdójú-ìwọ̀n olùdókòwò tí wọ́n ṣẹ̀ṣẹ̀ bẹ̀rẹ̀. Clickafix, pẹ̀lú àtìlẹ́yìn Fast Forward Ventures, ní àfojúsùn láti yanjú àlàfo iṣẹ́ ilé ní Nigeria pẹ̀lú àwọn owó àdéhùn ọdọọdún #24, 000. Ohun tí mo ń kà àti èyí tí mo ń wò. YouTube ń ṣe ìdánnǹkanwò pẹ̀lú àwọn ìpolówó ọjà tí ó gùn ṣùgbọ́n tí kì í ṣe òòrèkóòrè lórí ẹ̀rọ amóhùnmáwòrán. Àwọn obìnrin Ìran kọ ìbòrí láì bìkítà pé àwọn ọlọpàá ìwà ti padà. Ìdí tí o KÒ fi lè Kúrò nínú Ìbáṣepọ̀ Alábùkù.","IGhana ilahlekelwe ama-$4.32m ezinyangeni eziyisithupha ngenxa yokukhwabanisa kontwamkhathi Inkundla yokuxhumana iZoom ishintsha igama lomsizi wayo okhiqizayo we-AI, phambilini obewaziwa nge-Zoom IQ, abe yi-AI Companion. Futhi yandisa ukufinyeleleka kwe-AI Companion kuyo yonke inkundla yokuxhumana ye-Zoom, okuhlanganisa i-Zoom Whiteboard, i-Zoom Team Chat, ne-Zoom Mail. Ukusondeza kuzokwengeza isikhombimsebenzisi sokuxoxa ngonyaka wezi-2024 esivumela abasebenzisi ukuthi baxoxe ngokuqondile nomlingani we-AI ukubuza imibuzo mayelana nemihlangano kanye nezingxoxo. I-AI Companion izodala futhi ilethe amathikithi okusekela, ibhale izimpendulo zemibuzo, futhi ibabambe ngemihlangano abayiphuthelwe noma abayifike sekwedlule isikhathi ngokufingqa imihlangano, igqamisa amaphuzu abalulekile, nokuncoma izinto ezenziwayo. Nakhu engikutholele khona namuhla: IGhana ilahlekelwe izigidi ezingu-$4.32 ezinyangeni eziyisithupha ngenxa yokukhwabanisa ngotwamkhathi Imbewu ka-Itana ka-$2m yangaphambili AmaSama azoqasha abantu baseKenya abangaphezu kwe2K IGhana ilahlekelwe izigidi ezingu-$4.32 ezinyangeni eziyisithupha ngenxa yokukhwabanisa ngontwamkhathi Phakathi kukaMasingana noNhlangulana wezi-2023, izenzo zokukhwabanisa ngontwamkhathi zidle iGhana imali eyizigidi ezingu-$4.32 (GH¢49.5m) ekulahlekeni kwezimali okungaqodile. UMqondisi-Jikelele weCyber ​​Security Authority (iCSA), u-Albert Antwi-Boasiako, uthe lesi sibalo simelela ingxenye yamacala abikwa ezinhlanganweni zikahulumeni. Ngaleso sikhathi, ukulahlekelwa kwezimali okuvela emacaleni angabikwanga kungaba kukhulu kunalawo amenyezelwe kuze kube manje. Uveze ukuthi iSigungu seziPhathimandla sithole ukuthintana nabantu abayizi-41,285 kumalungu omphakathi phakathi kukaLwezi kunyaka wezi-2019 noNtulikazi kunyaka wezi-2023 ngezikhalo ngobugebengu botwamkhathi neminye imisebenzi ehlobene nayo. Ukwebiwa komazisi, ukukhwabanisa ngokohleloxhumano, ukukhwabanisa kwezothando, nokukhwabanisa ngokuthenga impahla kubalele kumaphesenti angamashumi amane nanye (41%) enani eliphelele. U-Antwi-Boasiako wenze lesi simemezelo ngeSonto emcimbini wokwethulwa kwabezindaba e-Accra ngenyanga yonyaka yokuqwashisa ngesibambiso sontwamkhathi kuzwelonke yalo nyaka, ezoba enyangeni kaLwezi. Ugcizelele ukuthi kumele izwe lenze okukhulu ukufundisa abantu abasha ngezindaba ezithinta izibambiso zontwamkhathi. Imbewu ka-Itana ka-$2m yangaphambili I-Itana (eyayibizwa ngeTalent City) iqoqe imali eyizigidi eziwu-$2 kubatshalizimali abambalwa, okuhlanganisa iFuture Africa, LocalGlobe, Amplo kanye nePronomos Capital. I-Itana, eyasungulwa ngu-Luqman Edu, Iyin Aboyeji, kanye no-Coco Liu, ibekwe endaweni yokuqala e-Afrika ekhululekile yedijithali. Yiziphi izindawo ezikhululekile? Ziyizindawo eziqokiwe ngaphakathi kwezwe lapho izimpahla namasevisi kungahwetshwa khona ngentela ehlukile kanye nezinzuzo zentela. INigeria Export Processing Zones Authority (iNEPZA) kanye Negunya Lendawo Yamahhala Yokuthumela Uwoyela Nogesi (i-Oil and Gas Export Free Zone Authority (i-OGEFZA)) iphethe izindawo zamahhala ezingu-17 zase-Nigeria. Lezi zindawo ezikhululekile zihlanganisa i-Calabar Free Trade Zone, i-Kano Free Trade Zone, i-Lekki Free Trade Zone, kanye ne-Ladol Logistic Free Zone. Zitholakala ezweni lonke futhi zihlinzeka ngezinzuzo ezimbalwa emabhizinisini, okuhlanganisa izinzuzo zentela, ukungenisa ngaphandle kwentela, nezinqubo zokulawula ezilula. Ngakho-ke, i-Itana ihlela ukwakha idolobha elibonakalayo kulezi zindawo zamahhala zezinkampani ezisensizakalweni nezimboni zedijithali ngenkathi ihlinzeka ngezinzuzo ezifanayo. Ihlose ukuthuthukisa inkomba yebhizinisi lase-Nigeria kalula, ukukhuthaza ukutshalwa kwezimali okuqondile kwamanye amazwe (iForeign Direct Investment (iFDI)), kanye nokwandisa umsebenzi. Ukuphindaphinda kokuqala kwephrojekthi yi-itana Edge, isitolo esikuhleloxhumano esisodwa esifana nemikhiqizo emikhulu yezobuchephese yomhlaba. Izinkampani zakwamanye amazwe ezingenakho ukubonakala endaweni yokuhweba mahhala yaseNigeria zingayisebenzisa ukuze zithole ukufinyelela ezinzuzweni ezinjengentela, ama-visa ebhizinisi, ukubhanga, ukubuyiswa kwezimali, kanye nomthetho osekelayo ngemva kokufakwa nokusebenza lapho. I-Itana ihlela ukuba bukhoma kwikota yokuqala kunyaka wezi-2024 futhi izoqala umshayeli wayo eNigeria ngamabhizinisi ambalwa akhethiwe emasontweni ezayo. ISama izoqasha abantu abaseKenya abangaphezu kwe-2,000 Yini efika engqondweni uma uhlangabezana ngegama elithi ""Sama""? IMeta, akunjalo? Kufanele uqonde engikushoyo uma ngabe ufunda i-Techpoint Digest kulo nyaka owedlule. Ngikutshele ngesikhathi sikaMasingana wezi-2023 ukuthi iSama, owayekade ephethe umhlinzeki wesevisi yokuhlolisisa iMeta, kwamenyezelwa ukuthi izoyeka ukusebenza nomdondishiya wezobuchwepheshe futhi avale i-Hub yayo yesifunda kuNdasa wezi-2023. Ngemuva kokuxhosha omongameli bokuqukethwe abangama-200 ekuqaleni kwalo nyaka, kube nemibiko ehlabayo yokuhlukunyezwa kwabasebenzi kanye nokusetshenziswa kabi kwemithetho yezabasebenzi. Lezi zindaba aziphathelene necala le-Sama-Meta, noma kunjalo. Kuthiwani ke manje? ISama, esivele yaphenduka inkampani yeBusiness Process Outsourcing (iBPO), imemezele ukuthi izoqala ukuqasha abantu baseKenya abangu-600 kuleli sonto abazobamba iqhaza kwezobunhloli bekhompyutha. Ibhizinisi, elinikeza izinsizakalo zokuqeqeshwa kwe-AI kumakhasimende angama-500 asuselwa e-US nakwamanye amakhasimende, azoqasha abanye abantu baseKenya abayi-1,500 ukuba athuthukise ukudala amathuba emisebenzi emkhakheni weBPO. IComputer vision AI iyisethi engaphansi ye-AI eyenza amakhompyutha aqonde izithombe namavidiyo edijithali ngaphambi kokunikeza imiyalelo. Uhulumeni waseKenya usanda kugcizelela ukuthi kwethulwe ezinye izindawo ze-ICT ukuze kuhlinzekwe amathuba omsebenzi kwintsha. “Uhulumeni uzibophezele ekutholeni le misebenzi engama-2,500 ngamaSama njengoba sijaha ukwenza imigomo nemithethonqubo edingekayo ukuze kusheshiswe ukukhula kwabadlali emkhakheni we-BPO,” kusho uNobhala Omkhulu we-ICT, uJohn Tanui. Uma kwenzeka ikuphutile Ukubika okungahambisani, ukushoda kokucaca, amamethrikhi okusebenza angacacile: Abatshalizimali base-Afrika babelana ngokukhungatheka kwabo okukhulu ngezibuyekezo zabatshalizimali bokuqala IClickafix, esekelwa yiFast Forward Ventures, ihlose ukulungisa igebe lenkonzo yasekhaya yaseNigeria ngemibhaliso yaminyaka yonke okungu-₦24,000 Engikufundayo nengikubukayo IYouTube izama amakhefu ezikhangiso amade kodwa angavamile kuTV Abesifazane base-Irania bayawanqaba ama-hijab naphezu kokubuya kwamaphoyisa okuziphatha Kungani UNGEKE Ushiye Ubudlelwano Obuhlukumezayo"
+"በፍጥነት ወደፊት በሚገሰግሱ ሥራዎች የሚደገፈው ክሊካፊክስ የናይጄሪያን የቤት አገልግሎት ክፍተት በ24,000 ₦ በየዓመቱ ኮንትራት በመግባት ለማስተካከል የናይጄሪያ የቤት አገልግሎት ኢንዱስትሪ ከባድ ነው። እንደ ቪኮኔክት,ኬያኀልፕ እና ፋይንድዎርካ ያሉ ኩባንያዎች የቴክኖሎጂ መፍትሄዎችን ለማጣጣም ቢሞክሩም አልተሳካላቸውም ወይም ወደ ሌላ ነገር ተለውጠዋል፡፡. ሆኖም በቬንቸር ስቱዲዮ የተደገፈ ክሊካፊክስ፥ በፈጣን ወደፊት፥ በተለየ የንግድ ሞዴል በገበያው ላይ ሌላ ሙከራ እያደረገ ነው፡፡ ሞዴሉ ለአንድ ዓመት ጥገናዎችን የሚሸፍን 24,000 ₦ ($31.65) የደንበኝነት ምዝገባ ነው። የቤት ውስጥ አገልግሎት ለመስጠት ትክክለኛውን ሰው ከማግኘት ጋር ተያይዞ የሚመጡ ሶስት ችግሮችን ያገኛል። አንደኛው፣ እምነት የሚጣልባቸው የዕደ ጥበብ ሰዎች ማግኘት የምትችለው እንዴት ነው? ሁለተኛ፣ ዋጋውን ለመደራደር መውረድ። ""ሦስተኛው የእጅ ባለሙያ ማግኘት ከመቻላችሁ ጋር ምቹና ቀላል ነው"" ሲሉ ከአሩሻ ጎስዋሚ ጋር በመሆን ኩባንያውን በጋራ የመሠረቱት ፓዋን ባንዳሪ ተናግረዋል። የ ₦24,000 የደንበኝነት ምዝገባ ሥራን ብቻ እንደሚሸፍን እና ቁሳቁሶች በሚያስፈልጉበት ጊዜ የተለየ ክፍያ እንደሚከፈል ገልጸዋል። ኩባንያው ሁለት አማራጮች ይሰጥዎታል- እራስዎ ቁሳቁሶቹን መግዛት ወይም ምን ያህል ወጪ ሊጠይቅዎ እንደሚችል ግምት መጠየቅ፡፡ የገበያ ስፍራዎች ዘላቂ አይደሉም በናይጄሪያ የቤት አገልግሎት ኢንዱስትሪ ውስጥ ቀደምት የቴክኖሎጂ መፍትሄዎች ለዕደ-ጥበብ ስዎች የመስመር ላይ ማውጫ ወይም ደንበኞችን እና ዕደ-ጥበብ ስዎችን የሚያገናኝ የገበያ ቦታ ነበሩ። እነዚህ መፍትሄዎች ለአገልግሎት አቅራቢዎች የሚሰጡዎቢሆንም, እነሱን መፈተሽ እና ምክንያታዊ ዋጋ ላይ መድረስ የሄርኩሊያን ስራ ነው፡፡ ይሁን እንጂ እንደ ኤደን ሕይወት እና ክሊካፊክስ ያሉ ታዳጊ ተጫዋቾች ከአዳዲስ መፍትሔዎች ጋር መጥተዋል። የቤት ውስጥ አገልግሎቶችን ዲጂታል ለማድረግ በ 2019 የተጀመረው ዔደን ሕይወት እንዲሁ በደንበኝነት ምዝገባ ላይ የተመሰረተ ሞዴልን ይጠቀማል ነገር ግን አነስተኛ ብዝሃነት ካላቸው አገልግሎቶች( ክሊካፊክስ የውኃ ቧንቧን፣ የኤሌክትሪክ ሥራን፣ የኤችቪኤሲ አገልግሎቶችን፣ የእንጨት ሥራን እና የኩሽና መሣሪያዎችን ማስተካከልን ያቀርባል) እና ከአማካይ ወርኀ�� ክፍያ ₦42,000 ጋር ነው፡፡ የክሊካፊክስ ዝቅተኛ ዋጋ የፉክክር ብልጫ ነው። ይሁን እንጂ, ይህ በደንበኝነት ምዝገባ ላይ የተመሰረተ ሞዴል የአፍሪካን መደበኛ ያልሆነ የቤት አገልግሎት ኢንዱስትሪ መደበኛ ከማድረግ ጋር የሚመጡትን ተግዳሮቶች አያስወግድም. ከነዚህ መካከል አንዱ ክሊካፊክስ ላይ ያሉት የአገልግሎት አቅራቢዎች ብቁ መሆናቸውን ማረጋገጥ ነው። ክሊካፊክስ በመድረኩ ላይ ያሉ አገልግሎት ሰጭዎች ደረጃውን የጠበቁ መሆናቸውን ለማረጋገጥ የሦስት-ደረጃ ማረጋገጫ ሞዴል ተብሎ ሊገለጽ የሚችል ነገር አለው፡፡ ጅማሬው በሌጎስ ውስጥ ከስምንት የቴክኒክ ኮሌጆች ጋር አጋርነት አለው፣ ይህም በኮሌጁ እና በአሰልጣኞች ጥራት ላይ ተመስርቶ ተመርጧል፡፡ የተመረጡ የአገልግሎት አቅራቢዎች ወደ ሁለተኛው ደረጃ ይኸውም የጀርባ ምርመራ ወደሚካሄድበት ደረጃ ይሸጋገራሉ። እነዚህ ቼኮች የአገልግሎት አቅራቢውን ማንነት እና የዋስትና ሰጪን ማቅረብን ያካትሉ —ዝርዝሮቹም በ ክሊካፊክስ ይመረመራሉ — በአገልግሎት ሰጪው። ሶስተኛው ደረጃ በክሊክፋክስ አካዳሚ የ 10-ሰዓት የህይወት ክህሎት ስልጠና ነው፡፡ ይህ ክፍለ ጊዜ የአገልግሎት አቅራቢው ከደንበኞች ጋር በአግባቡ ስለመገናኘት እና በአጠቃላይ በሥራ ቦታ ሥነ ምግባር ላይ ያሰለጥናል። ባንዳሪ አገልግሎት ሰጪዎች ከደንበኞች ጋር ብዙም ችግር እንደሌላቸው እንደገለጹት፣ እስካሁን ድረስ የሦስት-ደረጃ ማረጋገጫ ሥርዓቱ ለኩባንያው በጥሩ ሁኔታ እየሰራ ነው፡፡ ከዚህ ባለፈ ግን አገልግሎት ሰጪዎች የሚስተናገዱበት መንገድ በአፈጻጸማቸው ላይ ጉልህ አስተዋፅኦ አለው ብሎ ያምናል። ""እንደ ሻጭ ከማየት ይልቅ እንደ አጋር እናስተናግዳቸዋለን"" ብለዋል። ""ሰዎችን በአክብሮት የምትይዙ ከሆነ በሥነ ምህዳራችሁ ውስጥ ይኖራሉ።"" እርስ በርስ መከባበር አገልግሎት ሰጪዎች ደስተኞች እንዲሆኑ የሚያደርግ ቢሆንም ክሊካፊክስ የናይጄሪያ ደንበኞችን እምነት ለማሸነፍ አሁንም ሙሉ በሙሉ ጥረት እያደረገ ነው ። አንድ ደንበኛ ሁለት ነገሮችን ለማድረግ ጊዜ ይወስዳል-በአንድ ኩባንያ ላይ እምነት መጣል እና የግዢ ባህሪያቸውን መለወጥ።. ይህ በስሜት የተገዛ አገልግሎት አይደለም ። አንድ ጫማ ለመግዛት ወደ ጁሚያ እንደመሄድ እና ሦስት ሌሎች ጫማዎችን እንደማየት እና በመጨረሻም ሦስት ጥንድ ጫማዎችን እንደመግዛት አይደለም፡፡ በጣም አስፈላጊ የሆነ አገልግሎት ነው።"" በፍላጐት ላይ የተመሰረተ አገልግሎት በሚሆንበት ጊዜ ደንበኞችን ማግኘቱ ረዘም ያለ ጊዜ ይወስዳል ብለዋል ባንዳሪ። በፍላጐት ላይ የተመሰረተ አገልግሎት በሚሰጥበት ጊዜ ከደንበኛው ጋር የማያቋርጥ ግንኙነት ማድረግ እንደሚያስፈልግ ተናግረዋል። ክሊካፊክስ ከ ₦24,000 ዓመታዊ የደንበኝነት ምዝገባ ገንዘብ የሚያገኘው እንዴት ነው? ከረጅም የደንበኛ ማግኛ ጊዜ አንሥቶ እስከ የማያቋርጥ ግንኙነት ድረስ፣ ክሊካፊክስ በ ₦24,000 ዓመታዊ የደንበኝነት ምዝገባ እንዴት ገንዘብ ያገኛል? ምንም እንኳን ባንዳሪ የንግድ ሚስጥር ነው ቢሉም የክሊካፊክስ የንግድ ሞዴል የመለኪያ ኢኮኖሚን በመጠቀም ገንዘብ ማግኘቱን እና የአገልግሎት አቅራቢዎች ተገቢውን ካሳ ማግኘታቸውን ብቻ ገልጸዋል። የጀማሪው ልዩ የንግድ ሥራ ሞዴል ፈጣን ወደፊት ቬንቸር ስቱዲዮን በፖርትፎሉ ላይ እንደ ባምፓ ፣ ቺሞኒ ና ዶጃ ያሉ የንግድ ስቱዲዮዎች እየዲደግፉት አንዱ ምክንያት ነው። ""ብዙ ኩባንያዎች ናይጀሪያ ዉስጥ ያለውን የቤት አገልግሎት ቦታ ለመስበር ሲሞክሩና ሳይሳኩ ሲቀሩ አይተናል። ክሊካፊክስን በእውነት ልዩ የሚያደርገው የቡድኑ ጥንካሬ እና ስለ ተግዳሮቱ ያላቸው ጥልቅ ግንዛቤ ነው"" ብለ�� ኦፒዬሚ አዎዬሚ፣ ፈጣን ወደፊት ቬንቸር ስቱዲዮ አጠቃላይ አጋር.ተናግረዋል። በተጨማሪም ባንዳሪ አክለው እንደገለጹት ፋስት ፎርወርድ ለጅማሬው ከሚያመጣው ኢንቨስትመንት ባሻገር ቬንቸር ስቱዲዮው ተግዳሮቶቹን እንደሚረዳ እና አንዳንድ መዋቅሮችን ወደ ሌላ መደበኛ ያልሆነ ገበያ የማምጣት ፍላጐት እንዳለውም ገልጸዋል። እ.ኤ.አ በ 2022 ለተመሰረተው፣ ለጀማሪው የባንዳሪ ሕልም ከአፍሪካ ውጭ እንዲስፋፋ እና ከመስራች ቡድኑ በላይ እንዲኖር ነው። ኩባንያው ገና በጅምር ደረጃ ላይ ስለመሆኑ የተጠቃሚዎችን ቍጥር ባያሳውቅም የክሊካፊክስ መተግበሪያ በአሁኑ ወቅት በጎግል የጨዋታ መደብር ላይ ከ 10,000 በላይ ውርዶች አሉት፡፡ ክሊካፊክስ ደግሞ መፍትሄው በሚያስፈልጋቸው የመርከብ ኩባንያዎች ላይ የሚያየውን B2B2C ሞዴል በመጨመር ላይ ሳለ ይህ ቁጥር ሊያሻቅብ ይችላል፡፡ እነዚህ የንግድ ድርጅቶች ደግሞ ለሠራተኞቻቸው ጥቅም ሊያስገኙ ይችላሉ ። በናይጄሪያ የቤት ውስጥ አገልግሎት ገበያ ውስጥ ያሉ አዳዲስ ተጫዋቾች ልዩ በሆኑ የንግድ ሞዴሎች ቦታውን ለማደናቀፍ እየፈለጉ ቢሆንም እውነተኛ የስኬት ምልክት ገና መታየት አለበት፡፡ የክሊካፊክስ ስኬት በመጠን ኢኮኖሚው ላይ የተመሰረተ ነው፣ ነገር ግን በጎግል የጨዋታ መደብር ላይ መተግበሪያውን ያወረዱ 10,000 ሰዎች በሙሉ ተመዝግበዋል ብለን ካሰብን -- ይህም በጣም የማይመስል ነው -- ያ ማለት ዓመታዊ ገቢ ₦240 ሚሊዮን ($316,452) ነው፣ ግን የአሰራር ወጪዎችን ይሸፍናል?","Clickafix, backed by Fast Forward Ventures, aims to fix Nigeria's home service gap with ₦24,000 yearly subscriptions Nigeria's home service industry is hard. Companies like VConnect, KeyaHelp, and Findworka, have tried to proffer tech solutions but have either failed or pivoted to something else. However, Clickafix, backed by venture studio, Fast Forward, is taking another stab at the market with a different business model. The model is a ₦24,000 ($31.65) subscription that covers repairs for a year. It addresses three problems that come with getting the right person to provide home services. ""One, is how do you find dependable artisans. Second, getting down to negotiate the price. The third is the convenience and ease with which you can get an artisan,"" said Pawan Bhandari, who co-founded the company alongside Arusha Goswami. Bhandari explained that the ₦24,000 subscription, only covers workmanship and in cases where materials are needed, a separate payment is made. The company gives you two options: buying the materials yourself or requesting a ballpark figure of what it should cost. Marketplaces are not sustainable Early tech solutions in Nigeria's home service industry were either an online directory for artisans or a marketplace that connected customers and artisans. While these solutions provide you with potential service providers, vetting them and reaching a reasonable price is a herculean task. However, emerging players like Eden Life and Clickafix have come up with new solutions. Eden Life, which launched in 2019 to digitise home services, also uses a subscription-based model but with less diverse services (Clickafix offers plumbing, electrical work, HVAC services, carpentry, and fixing kitchen appliances) and an average monthly fee of ₦42,000. Clickafix's lower price is a competitive advantage, however, this subscription-based model does not eliminate the challenges that come with formalising Africa's informal home service industry. One of them is verifying that the service providers on Clickafix are qualified. Clickafix has what you can describe as a three-factor authentication model to ensure that service providers on the platform are up to standard. The startup has a partnership with eight technical colleges in Lagos, chosen based on the quality of the college and the trainers. Selected service providers move to the second stage of authentication — background checks. These checks involve verifying the service provider's identity and the provision of a guarantor — whose details would also be vetted by Clickafix — by the service provider. The third stage is a 10-hour soft skill training by Clickafix Academy. This session trains the service provider on dealing with customers appropriately and general workplace ethics. So far, the three-factor authentication system has worked well for the company as Bhandari reveals that service providers barely have issues with customers. Beyond that, however, he believes how service providers are treated has a significant effect on their performance. ""We treat them as partners rather than looking at them as a vendor,"" he said. ""If you treat people with respect, they will remain within your ecosystem."" While mutual respect keeps service providers happy, Clickafix still has its hands full trying to win the trust of Nigerian customers. ""It takes time for a customer to do two things: trust a company and change their buying behaviour. This is not a service bought on impulse. It is not like going on Jumia to buy one shoe and you see three other shoes and end up buying three pairs of shoes. It is a very need-based service."" When it's a need-based service, customer acquisition takes longer, Bhandari reveals. He said constant communication with the customer is required when running a need-based service. How does Clickafix make money from a ₦24,000 yearly subscription? From lengthy customer acquisition time to constant communication, how does Clickafix make money on a ₦24,000 annual subscription? Although Bhandari says it's a trade secret, he only revealed that Clickafix's business model is using economies of scale to ensure that it makes money and the service providers are duly compensated. The startup's unique business model is one of the reasons why Fast Forward — a venture studio with the likes of Bumpa, Chimoney, and Dojah on its portfolio — is backing it. ""We've seen many companies try and fail to crack the home services space in Nigeria. What makes Clickafix truly unique is the strength of the team and their deep understanding of the challenge,"" said Opeyemi Awoyemi, General Partner at Fast Forward Venture Studio. Bhandari also added that beyond the investment Fast Forward brings to the startup, the venture studio also understands its challenges and shares the passion of bringing some structure to an otherwise informal market. Launched in 2022, Bhandari's dream for the startup is to scale outside Africa and outlive the founding team. While he did not share traction figures on account that the company is in its early stages, the Clickafix app currently has over 10,000 downloads on the Google Play Store. This number could soar as Clickafix is also adding a B2B2C model that'll see it onboard companies that need its solution. These businesses can in turn provide it as a benefit to their employees. While the new players in Nigeria's home service market are looking to disrupt the space with unique business models, a true sign of success is yet to be seen. Clickafix's success is dependent on its economies of scale, but if we assume that all 10,000 people who downloaded the app on Google Play Store are subscribed — which is highly improbable — that's a ₦240 million ($316,452) yearly revenue, but will it cover operational costs?","Clickafix, wanda Fast Forward Ventures ke marawa baya, yana nufin cike giɓin gudanar da ayyuka na gida-gida a Najeriya da biyan kuɗin gudanar da ayyuka na naira 24,000 a duk shekara Fannin gudanar da ayyuka na gida-gida a Najeriya yana da wahala. Kamfanoni irinsu VConnect da KeyaHelp da Findworka sun yi ƙoƙarin samar da mafita, amma ko dai sun gaza ko kuma sun mai da hankali kan wani abin daban. Saidai Clickafix, wanda ke samun goyan bayan ɗakin gudanar da kasuwanci na Fast Forward, zai ɗaukar wani mataki a kasuwar da wani tsarin kasuwanci na daban. Samfurin biyan kuɗi ne na naira 24,000 ($31.65) wanda ya ƙunshi gyare-gyare na shekara guda. Ya magance matsaloli guda uku waɗanda suke tare da samun mutumin da ya dace don samar da ayyuka na gida-gida. “Ta farko, ita ce yadda zaku samu masu aikin hannu da za’a iya dogara da su. Na biyu, tsallakawa zuwa tattauna farashin. Ta uku kuma ita ce, sauƙin samun ma’aikta,"" in ji Pawan Bhandari, wanda ya kafa kamfanin tare da Arusha Goswami. Bhandari ya bayyana cewa, biyan kuɗin na naira 24,000 ya shafi aiki ne kawai, a lokutan da ake buƙatar kaya kuma, ana biyan wani kuɗi na daban. Kamfanin yana ba ku zaɓi biyu: sayan kayan da kanku ko neman farashin abin da ya kamata a kashe wajen sayan kayan. Kasuwanni ba sa dawwama Hanyoyin fasaha na farko-farko a fannin ayyuka na gida-gida na Najeriya, daga wajen sarrafa bayanai ta yanar gizo don masu ayuka sai kasuwa wadda ke haɗa abokan ciniki da masu sana'a. Duk da yake waɗannan hanyoyi suna ba ku yiwuwar masu samar da ayyuka, tantance su da kuma cimma farashi mai kyau jan aiki ne. Duk da haka, masu ruwa da tsaki masu tasowa irinsu Eden Life da Clickafix sun fito da sababbin mafita. Shima Eden Life, wanda aka ƙaddamar a shekarar 2019 don mai da hidimar gida izuwa ta fasahar zamani, yana amfani da tsarin biyan kuɗin shiga, amma saboda ƙarancin hidimomi, (Clickafix yana ayyukan haɗawa da gyaran famfo, lantarki, na HVAC, kafinta, da gyara kayan kicin), bisa matsakaicin farashin biyan kuɗi na naira 42,000 a kowane wata. ƙarancin farashin Clickafix wata fa'ida ce kan abokan gasa, amma duk da haka, wannan tsarin biyan kuɗi mai wa’adin bai kawar da ƙalubalen da ke tattare da tsara fannin ayyuka na gida-gida a Afirka wanda ba shi da tsari ba. ɗaya daga cikinsu shi ne tabbatar da cewa masu yin ayyuka a Clickafix sun cancanta. Clickafix yana da abin da za ku iya kira da tsarin tabbatarwa mai matakai uku don tabbatar da cewa masu yin ayyuka a dandalin sun cancanta sosai. Sabon kamfanin yayi haɗin gwiwa da kwaleji-kwalejin fasaha guda takwas a Legas, waɗanda aka zaɓa bisa ga ingancin kwalejin da masu horarwar. Zaɓaɓɓun masu yin ayyuka sun tsallaka zuwa mataki na biyu na tabbatarwa - duba bayanai. Waɗannan nzarce-nazarcen sun ƙunshi tantance mai yin ayyuka, da kuma cewa mai yin ayyukan zai samar da garanto – wanda shi ma Clickafix – zai tantance bayanansa. Mataki na ukun wata horaswa ce na Clickafix Academy kan ƙwarewar ayyukan ƙwaƙwalwa na sa'o'i 10. Wannan horaswa tana nbayar da horo ne ga masu yin ayyuka kan mu'amala mai kyau da abokan ciniki da kuma ƙa’idodin wuraren aiki gaba ɗaya. Ya zuwa yanzu, tsarin tabbatarwar mai matakai uku ya yi kyau ga kamfanin, kamar yadda Bhandari ya bayyana cewa masu yin ayyuka ba su cika samun matsala da abokan ciniki ba. Duk da haka, ƙari akan haka, ya yi imani cewa yadda ake mu’amala da masu yin ayyuka yana da matuƙar tasiri kan ƙoƙarinsu wurin aiki. ""Muna mu’amala da su ne a matsayin abokan hulɗa, maimakon mu na kallon su a matsayin dillalai,"" in ji shi. ""Idan kuna mutunta mutane, za su ci gaba da kasancewa tare da ku."" Yayin da mutunta juna yake sa masu yin ayyuka farin ciki, har yanzu Clickafix yana ta ƙoƙarin samun amincewar abokan ciniki na Najeriya. ""Yana ɗaukan lokaci kafin abokin ciniki ya yi abubuwa biyu: amincewa da kamfani da canza salon sayayyarsa. Wannan ba aiki ne da aka saya don sha'awa kaɗai ba. Ba kamar mutum ya shiga dandalin Jumia da niyyar sayan takalmi ƙafa ɗaya ba ne, amma sai ya ga wasu takalma ƙafa uku, kawai sai ya sayi takalma ƙafa uku. Shi wannan aiki ne da yayi matuƙar dogara kan buƙata."" Tunda aiki ne da ya dogara kan buƙata, samun abokin ciniki yana ɗaukar lokaci mai tsawo, Bhandari ya bayyana. Ya ce akwai buƙatar sadarwa da abokin ciniki akai-akai yayin gudanar da aikin da ya dogara kan buƙata. Ta yaya Clickafix ke samun kuɗi ta hanyar biyan kuɗi mai wa’adi mai kimar naira 24,000 na shekara-shekara? Daga dogon lokacin samun abokin ciniki zuwa sadarwa ta yau-da-kullum, Ta yaya Clickafix ke samun kuɗi ta hanyar biyan kuɗi mai wa’adi mai kimar naira 24,000 na shekara-shekara? Ko da yake Bhandari ya ce sirri ne na kasuwanci, kawai ya bayyana cewa a tsarin gudanar da kasuwancin Clickafix ana amfani da ma'aunin tattalin arziƙi ne don tabbatar da cewa ana samun kuɗi kuma ana biya masu yin aiki yadda ya kamata. Salon gudanar da kasuwanci na musamman na sabon kamfanin na ɗaya daga cikin dalilan da suka sa Fast Forward – wani wurin assasawa wanda irin su Bumpa da Chimoney da Dojah ke cikin jerin ayyukansa – yake goyan bayan sa. ""Mun ga kamfanoni da yawa sun yi ƙoƙari wurin gabatar da ayyukan gida-gida a Najeriya, amma sun gaza. Abin da ya sa Clickafix ya zama na musamman shi ne ƙarfin tawagar da kuma zurfin fahimtarsu kan ƙalubalen,"" in ji Opeyemi Awoyemi, Babban Abokin Hulɗa a Fast Forward Venture Studio. Bhandari ya kuma ƙara da cewa, bayan hannun jari da Fast Forward samar ga sabon kamfanin, wurin assasawar ya kuma fahimci ƙalubalen sa, kuma yana bayyana sha'awar kawo wasu tsare-tare cikin yanayin gudanar da kasuwanci maras tsari. Burin Bhandari kan sabon kamfanin, wanda aka ƙaddamar a shekarar 2022, shi ne haɗaka zuwa wajen Afirka kuma ya ci gaba da kafuwa har bayan shuɗewar waɗanda suka kafa shi. Duk da yake bai bayyana alƙaluman buƙasa ba saboda dalilin cewa kamfanin yana matakin farkon kafuwa ne, a halin yanzu an sauƙe manhajar Clickafix sama da sau 10,000 a dandalin Google Play. Wannan adadin na iya ɗauwa yayin da Clickafix ke ƙoƙarin ƙara salon B2B2C wanda zai jawo yayi aiki wa kamfanonin da ke buƙatar ayyukansa. Su kuma waɗannan masana’antu suna iya samar da ita a matsayin fa'ida ga ma'aikatan su. Yayin da sabin masu ruwa da tsaki a fannin ayyukan gida-gida na Najeriya ke neman cika fannin da nau'ikan kasuwanci na musamman, har yanzu babu alamar nasara. Nasarar Clickafix ta dogara ne kan ma’auninsa na tattalin arziƙi, amma idan muka ɗauka cewa gaba ɗayan mutane 10,000 da suka sauƙe manhajar daga dandalin Google Play Store sun yi rajista – wanda hakan zai yi matuƙar wahala – hakan zai samar da kuɗaɗen shiga na naira miliyan 240 ($ 316,452) duka shekara, to amma shin wannan zai isa ayi kuɗin gudanarwa da shi?","Clickafix, inayoungwa mkono na Fast Forward Ventures, inalenga kurekebisha pengo la huduma ya nyumbani nchini Nigeria kwa ₦ 24,000 za usajili wa kila mwaka. Nyumbani Nigeria huduma za kiviwanda ni ngumu. Makampuni kama vile Vconnect,KeyaHelp na Findworka yamejaribu kutoa suluhisho la kiteknolojia lakini yameshindwa au yameegemea kitu kingine. Lakini Clickafix, inayoungwa mkono na studio ya ubia Fast Forward inapata muonekano mwingine sokoni na mtindo tofauti wa biashara. Muundo huo ni usajili wa ₦24,000 ($31.65) ambao hugharamia ukarabati kwa mwaka mmoja. Inashughulikia matatizo matatu yanayotokana na kumpata mtu sahihi wa kutoa huduma za Nyumbani. Moja, ni jinsi gani unaweza kupata mafundi wa kutegemewa. Pili, Kukaa chini kukubaliana bei. Tatu ni bahati na urahisi ambao unaweza kupata fundi,"" alisema Pawan Bhandari, ambaye alianzisha kampuni hiyo pamoja na Arusha Goswami. Bhandari alieleza kuwa usajili wa ₦24,000 unashughulikia ufundi tu na katika hali ambayo nyenzo zinahitajika, malipo tofauti hufanywa. Kampuni inakupa chaguzi mbili; kununua vifaa mwenyewe au kuomba takwimu ya mpira ambayo inapaswa kugharimu. Maeneo ya soko sio endelevu Suluhisho la awali katika huduma za viwandani nyumbani Nigeria yaweza kuwa ni maelekezo ya mtandaoni kwa mafundi au soko lililowaunganisha wateja na mafundi. Ingawa suluhu hizi hukupa watoa huduma watarajiwa, kuwahakiki na kufikia bei nzuri ni kazi ya herculean. Lakini wachezaji wanao ibuka kama Eden Life na Clickafix wamekuja na suluhisho mpya. Eden Life, ambayo ilizinduliwa mwaka wa 2019 ili kuweka huduma za nyumbani kidijitali, pia hutumia modeli inayotegemea usajili lakini yenye huduma nyingi tofauti (Clickafix inatoa mabomba, kazi ya umeme, huduma za HVAC, useremala, na kurekebisha vifaa vya jikoni) na ada ya wastani ya kila mwezi ya ₦42,000. Bei ya chini ya Clickafix ni faida ya kiushindani, hata hivyo, mtindo huu unaotegemea usajili hauondoi changamoto zinazoletwa na kurasimisha tasnia ya huduma za nyumbani isiyo rasmi barani Afrika. Mmoja wao amethibitisha kuwa watoa huduma kwenye Clickafix wamekidhi vigezo. Clickafix, ina vielelezo vitatu vinavyoweza kuthibitisha mtindo na kuhakikisha kuwa watoa huduma kwenye jukwaa wamekidhi vigezo. Wakati wa kuanzishwa kuna ushirikiano na vyuo vinane vya ufundi huko Lagos, vilivyo chaguliwa kulingana na ubora wa chuo na wakufunzi. Watoa huduma waliochaguliwa hupitia hatua ya pili ya uthibitisho - ukaguzi wa usuli. Ukaguzi huu unahusisha kuthibitisha utambulisho wa mtoa huduma, na utoaji wa mdhamini - ambaye maelezo yake pia yatahakikiwa na Clickafix- na mtoa huduma. Hatua ya tatu ni masaa 10 ya mafunzo ya Ustadi laini ya Chuo cha Clickafix. Kipindi hiki kinatoa mafunzo kwa mtoa huduma kuhusu kushughulikia wateja ipasavyo na maadili yote ya mahali pa kazi. Kufikia sasa mfumo wa uthibitishaji wa vipengele vitatu umefanya kazi vyema kwa kampuni kwani Bhandari amefichua kuwa watoa huduma hawana matatizo. Zaidi ya hayo, hata hivyo, anaamini jinsi watoa huduma wanavyo shughulikiwa kuna athari kubwa katika utendaji wao. Alisema, ""Tunawachukulia kama washirika na sio kuwaona kama machinga."". Ikiwa utawatendea watu kwa heshima, watabaki ndani ya mfumo wako wa ikolojia. Ingawa kuheshimiana huwafanya watoa huduma wawe na furaha, Clickafix bado ina mkono kamili kujaribu kupata imani ya wateja wa Nigeria. Inachukua muda kwa mteja kufanya vitu viwili: kuamini kampuni na kubadilisha tabia zao za ununuzi. Hii sio huduma inayo nunuliwa kwa msukumo. Sio kama kwenda Jumia kununua kiatu kimoja ukaona viati vingine vitatu ukaishia kununua pea tatu za viatu. Ni huduma inayohitaji msingi sana. Bhandari anafichua, inapokuwa huduma ya msingi kulingana na mahitaji upataji wa wateja huchua muda mrefu. Alisema mawasiliano ya mara kwa mara na mteja yanahitajika wakati wa kuendesha huduma inayozingatia mahitaji. Clickafix inapataje pesa kutoka kwa usajili wa kila mwaka ₦24,000? Kuanzia muda mrefu wa kupata wateja hadi mawasiliano ya mara kwa mara, Clickafix hupataje pesa kwa usajili wa kila mwaka wa ₦ 24,000? Ingawa Bhandari anasema ni siri ya kibiashara, alifichua tu kwamba mtindo wa biashara wa Clickafix unatumia viwango vya uchumi ili kuhakikisha kwamba inatengeneza pesa na watoa huduma wanalipwa fidia ipasavyo. Muundo wa kipekee wa biashara wa kampuni inayoanzisha ni mojawapo ya sababu kwa nini Fast Forward - studio ya ubia iliyo na vipendwa vya Bumpa, Chimoney, na Dojah kwenye jalada lake - inaungwa mkono. Tumeona makampuni ya mengi yakijaribu na kushindwa kuvunja nafasi ya huduma za nyumbani Nigeria. Opeyemi awoyemi, mshirika mkuu katika studio ya Fast Forward Venture alisema, ""kinachofanya Clickafix kuwa ya kipekee ni nguvu ya timu na uelewa wao wa kina juu ya changamoto. Bhandari pia aliongeza kuwa zaidi ya uwekezaji ambao Fast Forward huleta kwenye uanzishaji, studio ya ubia pia inaelewa changamoto zake na inashiriki shauku ya kuleta muundo fulani kwenye soko lisilo rasmi. Ilizinduliwa mnamo 2022, ndoto ya Bhandari kwa uanzishaji ni kwenda nje ya Afrika na kuishi zaidi ya timu waanzilishi. Ingawa hakushirikisha takwimu za kuvutia wakati kampuni ikiwa katika hatua zake za awali, Programu ya Clickafix kwa sasa ina vipakuliwa zaidi ya 10,000 kwenye Google Play Store. Idadi hii inaweza kuongezeka kwani Clickafix pia inaongeza modeli ya B2B2C ambayo itaona kampuni zinazohitaji suluhisho lake. Biashara hizi zinaweza kutoa faida kwa wafanya kazi wao. Wakati wachezaji wapya katika soko la huduma za nyumbani la Nigeria wakitafuta kuvuruga nafasi kwa miundo ya kipekee ya kibiashara, dalili ya kweli ya mafanikio bado haijaonekana. Mafanikio ya Clickafix yanategemea kiwango cha uchumi wake, lakini tukichukulia kuwa watu wote 10,000 waliopakua programu kwenye Google Play Store wamejisajili - jambo ambalo haliwezekani sana - hiyo ni mapato ya kila mwaka ya ₦ 240 milioni ($316,452), lakini itagharamia utendakazi?","Clickafix, pẹ̀lú àtìlẹ́yìn Fast Forward Ventures, ní àfojúsùn láti yanjú àlàfo iṣẹ́ ilé ní Nigeria pẹ̀lú àwọn owó àdéhùn ọdọọdún #24, 000. Ilé-iṣẹ́ iṣẹ́ ilé ní Nigeria le. Àwọn ilé iṣẹ́ bí VConnect, KeyaHelp, àti Findworka, ti gbìyànjú láti wá ojútùú ìmọ̀-ẹ̀rọ ṣùgbọ́n yálà wọ́n ti kùnà tàbí yípadà láti ṣe nǹkan mìíràn. Àmọ́ sá, Clickafix, pẹ̀lú àtìlẹ́yìn ilé iṣẹ́ aṣàgbẹ́kalẹ̀ okòwò, Fast Forward, ń gbé ìgbésẹ̀ mìíràn ní ọjà pẹ̀lú àgbékalẹ̀ okòwò tí ó yàtọ̀. Àgbékalẹ̀ náà ni #24, 000 ($31.65) owó àdéhùn tí ó ká àtúnṣe fún ọdún kan. Ó yanjú ìṣòro mẹ́ta tí ó wà pẹ̀lú wíwá ẹni tí ó tọ́ láti ṣe àwọn iṣẹ́ ilé. ""Àkọ́kọ́, ni báwo ni o ṣe fẹ́ rí àwọn oníṣẹ́ ọwọ́ tí ó ṣe é gbọ́kàn lé. Ẹ̀ẹ̀kejì, bíbẹ̀rẹ̀ láti ṣe ìdúnàádúrà iye-owó. Ẹ̀ẹ̀kẹta ni ìrọ̀rùn àti àìsíṣòro ti ẹ fi lè rí oníṣẹ́-ọnà,"" ni ọ̀rọ̀ Pawan Bhandari, ẹni tí ó ṣe ìdásílẹ̀ ilé-iṣẹ́ náà pẹ̀lú Arusha Goswami. Bhandari ṣàlàyé pé #24, 000 owó àdéhùn, wà fún owó iṣẹ́ nìkan àti pé àwọn àtúnṣe tí ó bá nílò èròjà, ènìyàn yóò san owó ọ̀tọ̀. Ilé-iṣẹ́ náà fún ọ ní àṣàyàn méjì: kí o ra àwọn èròjà náà fúnra rẹ tàbí kí ó béèrè àpapọ̀ iye tí yóò ná. Àwọn ọjà kò ṣe é gbọ́kàn lé Àwọn ojútùú ìmọ̀-ẹ̀rọ fún ilé-iṣẹ́ aṣètò iṣẹ́ ilé ní Nigeria jẹ́ àkójọpọ̀ orí ẹ̀rọ-ayélujára fún àwọn oníṣẹ́ ọwọ́ tàbí ọjà tí ó ń so àwọn oníbàárà àti oníṣẹ́ ọwọ́ pọ̀. Bí àwọn ojútùú wọ̀nyí tilẹ̀ ń pèsè àwọn oníṣẹ́ ọwọ́ tí ènìyàn lè lò, ṣíṣe àyẹ̀wò wọn àti fífẹnukò lórí iye owó jẹ́ iṣẹ́ ńlá. Àmọ́ sá, àwọn akópa tí wọ́n ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ bí Eden Life àti Clickafix ti dé pẹ̀lú àwọn ọ̀nà àbáyọ tuntun. Eden Life, èyí tí ó bẹ̀rẹ̀ ní 2019 láti ṣe ìgbésórí-ẹ̀rọ àwọn iṣẹ́ ilé, ń lo ìlànà owó-àdéhùn bákan náà ṣùgbọ́n pẹ̀lú onírúurú àwọn iṣẹ́ díẹ̀ (Clickafix ń ṣe iṣẹ́ atómiṣe, iṣẹ́ iná mọ̀nàmọ́ná, iṣẹ́ ajẹmẹ́rọ-amúlémóoru-amúlétutù àti afẹ́fẹ́ (HVAC). Owó péréte Clickafix jẹ́ àǹfààní fún ìfigagbága, àmọ́ sá, ìlànà owó-àdéhùn yìí kò mú àwọn ìdojúkọ tí ó wà nínú sísọ ilé-iṣẹ́ àdáni aṣètò iṣẹ́ ilé náà di èyí tí yóò wà lábẹ́ ìjọba. Ọ̀kan nínú wọn ni ìjẹ́rìísí pé àwọn oníṣẹ́ ọwọ́ lórí Clickafix kojú òṣùwọ̀n. Clickafix ni ní ohun tí ẹ lè pè ní ìlànà ìdánimọ̀ onípele-mẹ́ta láti rí i dájú pé àwọn oníṣẹ́ ọwọ́ tí wọ́n wà lórí ìkànnì náà kójú òṣùwọ̀n. Ìbẹ̀rẹ̀ ní ìbáṣepọ̀ kan pẹ̀lú àwọn kọ́lẹ́ẹ̀jì ìmọ̀ ẹ̀rọ mẹ́jọ ní Ìpínlẹ̀ Èkó, èyí tí wọ́n yàn nítorí ìkójúwọ̀n àwọn kọ́lẹ́ẹ̀jì náà àti àwọn olùdánilẹ́kọ̀ọ́ wọn. Àwọn oníṣẹ́ ọwọ́ tí wọ́n yàn kọjá sí ìpele kejì ìdánimọ̀ náà — àwọn ìwádìí abẹ́lẹ̀. Àwọn ìwádìí wọ̀nyí ní í ṣe pẹ̀lú ìwádìí òtítọ́ ìdánimọ̀ àwọn oníṣẹ́ ọwọ́ àti pípèsè onídùúró — ẹni tí Clickafix yóò ṣe ìwádìí àwọn àlàyé nípa rẹ̀ — láti ọwọ́ àwọn oníṣẹ́ ọwọ́. Ìpele kẹta ni ìdánilẹ́kọ̀ọ́ ìmọ̀-ọ́nṣe kòṣeémáàní wákàtí-10 láti ọwọ́ Clickafix. Ìpín yìí ń kọ́ àwọn oníṣẹ́ ọwọ́ bí ó ṣe yẹ kí wọ́n ṣe àwọn oníbàárà àti àwọn ìwà gbogbo tí ó yẹ níbi iṣẹ́. Títí di àsìkò yìí, àgbékalẹ̀ ìdánimọ̀ onípele-mẹ́ta náà ti ṣiṣẹ́ dáadáa fún ilé iṣẹ́ náà gẹ́gẹ́ bí Bhandari ṣe sọ pé àwọn oníṣẹ́ ọwọ́ kò fi bẹ́ẹ̀ ní aáwọ̀ pẹ̀lú àwọn oníbàárà. Àmọ́ sá, ju ìyẹn lọ, ó ní ìgbàgbọ́ pé bí wọ́n ṣe ń ṣe àwọn oníṣẹ́ ọwọ́ ní ipa púpọ̀ lórí ìṣe wọn. ""A ń ṣe wọ́n bí alábàáṣiṣẹ́pọ̀ dípò kí a rí wọn bí agbaṣẹ́ṣe,"" ni ọkùnrin sọ. ""Bí ẹ bá fi àpọ́nlé lò pẹ̀lú àwọn ènìyàn, wọ́n yóò wà nínú àwùjọ yín síbẹ̀."" Bí ó tilẹ̀ jẹ́ pé àpọ́nlé àjùmọ̀lò máa ń jẹ́ kí inú àwọn oníṣẹ́ ọwọ́ dun, ọwọ́ Clickafix sì dí láti rí ìfọkàntán àwọn oníbàárà Nigeria. ""Ó máa ń gba oníbàárà ní àsìkò láti ṣe àwọn nǹkan méjì: fọkàn tán ilé iṣẹ́ kí wọ́n sì yí ọ̀nà tí wọ́n ń gbà ra nǹkan padà. Èyí kì í ṣe iṣẹ́ tí ẹ sanwó fún láìròtẹ́lẹ̀. Kò dàbí kí ènìyàn lọ sí orí Jumia láti ra bàtà kan kí ó wá rí àwọn bàtà mẹ́ta mìíràn kí ó sì wá ra bàtà mẹ́ta nígbẹ̀yìn. Ó jẹ́ iṣẹ́ adálórí ìlò púpọ̀."" Nígbà tí ó jẹ́ iṣẹ́ adálórí ìlò, àti rí àwọn oníbàárà máa ń pẹ́, Bhandari sọ èyí. Ó ní ìbánisọ̀rọ̀ òòrèkóòrè pẹ̀lú oníbàárà ṣe pàtàkì nígbà tí ènìyàn bá ń ṣe agbátẹrù iṣẹ́ adálórí ìlò. Báwo ni Clickafix ṣe ń rí owó nínú #24, 000 owó àdéhùn ọdọọdún? Láti orí fífi àsìkò púpọ̀ wá oníbàárà dé orí ìbánisọ̀rọ̀ òòrèkóòrè, báwo ni Clickafix ṣe ń rí owó lórí #24, 000 owó àdéhùn ọdọọdún? Bí ó tilẹ̀ jẹ́ pé Bhandari sọ pé àṣírí òwò ni, ohun kan tí ó sọ ni pé ìlànà òwò Clickafix ń ṣàmúlò àǹfààní ìkójúwọ̀n iṣẹ́ láti rí i dájú pé wọ́n rí owó bẹ́ẹ̀ sì ni wọ́n sanwó dáadáa fún àwọn oníṣẹ́ ọwọ́. Ìdáyàtọ̀ ìlànà okòwò náà ní ìbẹ̀rẹ̀ jẹ́ ọ̀kan nínú àwọn ìdí tí Fast Forward — ilé iṣẹ́ aṣètò okòwò pẹ̀lú àwọn bí Bumpa, Chimoney, àti Dojah lórí ìdókòwò rẹ̀ — ṣe ń ṣe àtìlẹ́yìn fún un. ""A ti rí ọ̀pọ̀ ilé iṣẹ́ tí wọ́n ti gbìyànjú tí wọ́n sì kùnà láti yanjú ìṣòro àwùjọ iṣẹ́ ilé ní Nigeria. Ohun tí ó mú Clickafix yàtọ̀ lóòótọ́ ni agbára ẹgbẹ́ náà àti òye wọn nípa ìdojúkọ yìí,"" Opeyemi Awoyemi, Alábàáṣiṣẹ́pọ̀ Àgbà ní Fast Forward Venture Studio ni ó sọ èyí. Bhandari tún fi kún un pé ju ọ̀rọ̀ ìdókòwò tí Fast Forward mú wá sínú ìdidelẹ̀ yìí, ilé iṣẹ́ aṣètò okòwò náà lóye àwọn ìdojúkọ rẹ̀ àti pé wọ́n ní àfojúsùn kan náà láti mú àgbékalẹ̀ díẹ̀ wà sínú ọjà aládàáni tí kò ìhun náà. Wọ́n ṣe àgbékalẹ̀ rẹ̀ ní 2022, àfojúsùn Bhandari ni kí ìdàgbàsókè náà wà jákèjádò Áfríkà kí ó sì pẹ́ ju ẹgbẹ́ olùdásílẹ̀ rẹ̀ lọ. Nígbà tí kò sọ iye àfihàn ìdàgbàsókè ilé iṣẹ́ náà pẹ̀lú àwíjàre pé ilé iṣẹ́ náà wà ní àwọn ìpele ìbẹ̀rẹ̀pẹ̀pẹ̀, ohun èlò ẹ̀rọ-ayárabí-àsá Clickafix ní àwọn ìgbàsórí-ẹ̀rọ tí ó lé ní 10, 000 lórí Google Plays Store. Àwọn iye yìí lè pọ̀ sí i bit Clickafix ṣe ń ṣe àfikún ìlànà okòwò sí okòwò sí oníbàárà èyí tí yóò mú kí ó wà fún àwọn ilé-iṣẹ́ tí ó nílò ọ̀nà àbáyọ rẹ̀. Àwọn Okòwò wọ̀nyí lè pèsè rẹ̀ gẹ́gẹ́ bí àǹfààní fún àwọn òṣìṣẹ́ wọn. Nígbà tí àwọn akópa nínú ọjà iṣẹ́ ilé ní Nigeria ń wá ọ̀nà láti mú ìyàtọ̀ bá àwùjọ pẹ̀lú àwọn ìlànà okòwò tí ó yàtọ̀, a kò tí ì rí àmì àṣeyọrí tòótọ́ kan. Àṣeyọrí Clickafix dá lórí ìgbáralé rẹ̀ lórí àǹfààní ìkójúwọ̀n iṣẹ́, ṣùgbọ́n bí a bá gbà pé gbogbo àwọn ènìyàn 10, 000 tí wọ́n ṣe ìgbésórí-ẹ̀rọ ohun èlò ẹ̀rọ-ayárabí-àsá náà lórí Google Play Store ni wọ́n sanwó àdéhùn — èyí tí kò ṣe é ṣe — ìyẹn jẹ́ Mílíọ̀nù #240 ($316, 452) tí ó wọlé lọ́dún ṣùgbọ́n ṣé yóò ká àwọn owónàá?","I-Clickafix, esekelwa yi-Fast Forward Ventures, ihlose ukulungisa igebe lenkonzo yasekhaya yaseNigeria ngemibhaliso yaminyaka yonke okungu-₦24,000 Imboni yezinkonzo zasekhaya yaseNigeria inzima. Izinkampani ezifana ne-VConnect, KeyaHelp, kanye ne-Findworka, zizamile ukunikeza izixazululo zobuchwepheshe kodwa zehlulekile noma zigxile kwenye into. Kodwa ke, iClickafix, esekelwe isitudiyo seventure, iFast Forward, ithatha enye indondo emakethe ngemodeli yebhizinisi ehlukile. Imodeli ingu-₦24,000 ($31.65) yemibhaliso ehlanganisa nokulungiswa ngonyaka. Ibhekana nezinkinga ezintathu eziza nokuthola umuntu ofanele ozohlinzeka ngezinsiza zasekhaya. ""Okokuqala, ukuthi uzithola kanjani izingcweti ezinokwethembeka. Okwesibili, ukuhlala odabeni kuxoxiswane ngentengo. Okwesithathu okwenza kubelula nangokukhululeka ongathola ngakho ingcweti,"" kusho uPawan Bhandari, owasungula inkampani ngokubambisana ne-Arusha Goswami. U-Bhandari wachaza ukuthi imibhaliso engu-₦24,000, ihlanganisa umsebenzi wokwenziwa kuphela futhi ezimeni lapho kudingeka khona izinto zokwakha, kwenziwa indlela yokukhokha ehlukile. Inkampani ikunikeza izinketho ezimbili: ukuzithengela izinto zokwakha noma ukucela inani le-ballpark lalokho okufanele libize khona. Izimakethe azisimeme Izixazululo zobuchwepheshe zakuqala embonini yesevisi yasekhaya yaseNigeria bekungaba uhla lwemibhalo olukuyona-inthanethi lwabadwebi noma imakethe exhumanisa amakhasimende nezingcweti. Nakuba lezi zixazululo zikunikeza abahlinzeki besevisi abangaba khona, ukubahlola nokufinyelela inani elifanele kuwumsebenzi we-herculean. Kodwa kona, abadlali abasafufusa abafana ne-Eden Life kanye neClikafix baqhamuke nezixazululo ezintsha. I-Eden Life, eyethulwe ngo-2019 ukuze kufakwe izinsiza zasekhaya kudijithali, iphinde isebenzisa imodeli esekelwe ekubhaliseni kodwa enezinsizakalo ezihlukile kancane (i-Clickafix inikeza amapayipi amanzi, umsebenzi kagesi, izinsizakalo ze-HVAC, ukubaza, nokulungisa izinto zikagesi zasekhishini) kanye nemali eyisilinganiso yanyanga zonke engama-₦42,000 . Intengo ephansi yeClickafix iyinzuzo yokuncintisana, kepha, le modeli esekelwe kokubhaliselwe ayiziqedi izinselele eziza nokusungula ngokusemthethweni izimboni zasekhaya ezingakahleleki zase-Afrika. Omunye wabo uqinisekisa ukuthi abahlinzeki besevisi kuClickafix bafanelekile. IClickafix inalokhu ongakuchaza njengemodeli yokuqinisekisa yezinto ezintathu ukuze uqinisekise ukuthi abahlinzeki besevisi basenkundleni basezingeni eliphezulu. Ukuqala kunobambiswano namakolishi ezobuchwepheshe ayisishiyagalombili eLagos, akhethwe ngokusekelwe kwikhwalithi yekolishi nabaqeqeshi. Abahlinzeki besevisi abakhethiwe badlulela kwisigaba sesibili sokuqinisekisa — ukuhlola ingemuva. Lokhu kuhlola kuhlanganisa nokuqinisekisa ukuthi ngubani umhlinzeki wesevisi kanye nokuhlinzekwa kwesiqinisekisi — imininingwane yayo futhi ezohlolwa iClickafix — umnikezeli wesevisi. Isigaba sesithathu ukuqeqeshwa kwamakhono omuntu siqu kwamahora ayi-10 okwenziwa yiClickafix Academy. Le seshini iqeqesha umhlinzeki wesevisi ngokusebenzisana namakhasimende ngendlela efanele kanye nezimiso zokuziphatha zendawo yokusebenza ezijwayelekile. Kuze kube manje, uhlelo oluthathu lokuqinisekisa lusebenze kahle enkampanini njengoba uBhandari eveza ukuthi abahlinzeki bezinsizakalo abanazo izinkinga namakhasimende. Nokho, ngaphezu kwalokho, ukholelwa ukuthi inomthelela omkhulu ekusebenzeni kwabo indlela abaphathwa ngayo abahlinzeki besevisi. “Sibathatha njengabalingani kunokuthi sibabuke njengabadayisi,” esho kanje. ""Uma uphatha abantu ngenhlonipho, bazohlala ngaphakathi kwe-ecosystem yakho."" Yize ukuhloniphana kugcina abahlinzeki besevisi bejabule, iClikafix isenomsebenzi omkhulu wokuzama ukuzuza ukwethenjwa kwamakhasimende aseNigeria. ""Kuthatha isikhathi ukuthi ikhasimende lenze lezizinto ezimbili: ukwethemba inkampani nokuthi ushintshe indlela athenga ngayo. Lena akuyona isevisi ethengwe ngokungalindelekile. Akufani nokuhamba ngeJumia uyothenga isicathulo esisodwa ubone ezinye izicathulo ezintathu ugcine usuthenga amapheya amathathu ezicathulo. Kuyisevisi esekelwe ezidingweni kakhulu. Uma kuyisevisi esesidingweni, ukutholwa kwamakhasimende kuthatha isikhathi eside, kuveza uBhandari. Uthe ukuxhumana njalo nekhasimende kuyadingeka uma kuqhuba isevisi ehambisana nezidingo. IClickafix iyenza kanjani imali engama-₦ 24,000 ngemibhaliso yonyaka? Kusukela esikhathini eside sokutholwa kwamakhasimende kuya ekuxhumaneni njalo, i-Clickafix iyenza kanjani imali ngokubhaliselwe konyaka okungu-₦24,000? Yize noma uBhandari ethi kuyimfihlo yentengiselwano, uveze ukuthi imodeli yebhizinisi yakwaClickafix isebenzisa i-economies of scale ukuqinisekisa ukuthi yenza imali futhi abahlinzeka ngemisebenzi bayanxeshezelwa ngokufanele. Imodeli yebhizinisi eyingqayizivele yesiqalo ingesinye sezizathu ezenza ukuthi iFast Forward - isitudiyo sebhizinisi esifana neBumpa, Chimoney, kanye noDojah kuphothifoliyo yaso - siyisekele. “Sesibone izinkampani eziningi zizama futhi zehluleka ukuqhekeza indawo yezinsiza zasekhaya eNigeria. Okwenza i-Clickafix ihluke ngempela amandla eqembu nokuqonda kwabo okujulile inselelo, kusho u-Opeyemi Awoyemi, oyiGenelral Partner eFast Forward Venture Studio. UBhandari uphinde wengeza ngokuthi ngaphandle kokutshalwa kwezimali okwalethwa iFast Forward ekuqaleni, isitudiyo sebhizinisi sibuye siqonde izinselelo zaso futhi sihlanganyele intshiseko yokuletha uhlaka oluthile emakethe enganakekile. Yathulwa ngo-2022, iphupho lika-Bhandari ngokuqala ukukhuphukela ngaphandle kwase-Afrika futhi adlulele eqenjini labasunguli. Noma engazange abelane ngezibalo ze-traction ngenxa yokuthi inkampani isisesigabeni sokuqala, uhlelo lokusebenza lweClickafix njengamanje linokudawunlodiwe okungaphezulu kwezi-10,000 kuGoogle Play Store. Le nombolo ingakhuphuka njengoba iClickafix yengeza nemodeli ye-B2B2C ezobheka izinkampanini ezidinga isisombululo sayo. Lamabhizinisi angaguquka akwazi ukuyinekeza njengenzuzo kubasebenzi bawo. Yize abadlali abasha emakethe yezinsiza zasekhaya eNigeria bebheke ukuphazamisa indawo ngamamodeli ahlukile amabhizinisi, uphawu lwangempela lwempumelelo lusazobonakala. Impumelelo yeClickafix incike esilinganisweni somnotho wayo, kodwa uma sicabanga ukuthi bonke abantu abangama-10,000 abadawunlode uhlelo lokusebenza ku-Google Play Store babhalisile - okunamathuba amancane ukuthi yenzeke leyo mali engenayo yonyaka izigidi ezingu-₦240 ($316,452), ngabe izokwazi ukukhokhela zonke izindleko?"
+"ያልተጣጣመ ዘገባ ማድረግ፣ ግል���ነት ማጣት፣ ግልጽ ያልሆኑ የአፈጻጸም መለኪያዎች: አፍሪካውያን ባለሀብቶች ከጅምር ባለሀብቶች ዝማኔዎች ጋር ያላቸውን ትልቅ ብስጭት ይጋራሉ። በዚህ ወር መጀመሪያ ላይ፣ የፊልም አዘጋጅ እና የአናክሌ ፊልሞች መሥራች የሆኑት ኤዲቲ ኤፍፊዮንግ ዘ ብላክቡክ እየተቀረፀ ሳለ 50 የኢንቨስተር ዝማኔ ኢሜሎችን ስለመላክ አንድ ልጥፍ አድርገዋል። ከተሰጡት ምላሾች መካከል በቬንቸርስ መድረክ ዋና ባልደረባ ኮላ አይና፣ ጃሲል ማርቲን-ኦዶም እና ኦው ኑዌ የተሰጡ ሦስት ምላሾች ነበሩ፣ መስራቾች ለባለሀብቶች ዝመናዎችን መላክ አስፈላጊ መሆኑን አጽንኦት ሰጥተዋል፡፡ ልጥፉ ባለሀብቶች ከፖርትፎሊዮ ኩባንያዎች መደበኛ ዝማኔዎችን በማግኘት ላይ ያለውን ዋጋ ሌላ ማሳሰቢያ ነበር። ዊምባርት የተባለው የሕዝብ ግንኙነት ድርጅት ባወጣው አዲስ ዘገባ መሠረት 71% የሚሆኑት አፍሪካውያን ባለሀብቶች ከፓርትፎሊዮ ኩባንያዎቻቸው ተከታታይ ዘገባዎችን ይቀበላሉ፤ በጥናቱ የተካተቱት ሁሉም ባለሀብቶች ለባለሀብቶች የሚቀርቡ ዘገባዎች ቅድሚያ የሚሰጣቸው እንደሆኑ ገልጸዋል። ለእነዚህ ባለሀብቶች መደበኛ ዝማኔዎች ተከታታይ የገንዘብ ድጋፍ ለመስጠት ፈቃደኝነታቸውን እና ስለ ጅምር አመራር ያላቸው ግንዛቤ ላይ ተጽዕኖ አሳድሯል፡፡ አይና በዘገባው ላይ አስተያየት ሲሰጡተከታታይ ባለሀብት ዝማኔዎች አንድ መስራች ተጠያቂ መሆኑን የሚያመለክቱ መሆናቸውን ፣ ቼክ መጻፍ ለየትኛው ጅማሮ እንደሆነ ለመወሰን የሚያስችል ወሳኝ ነገር እንደሆነ ገልጸዋል። «ጀማሪዎች በየጊዜው እድገታቸውን፣ ተግዳሮታቸውንና ስኬታቸውን ሲያጋሩ፣ ከባለሀብቶች ጋር ግልፅነት የማሳየት እውነተኛ ቁርጠኝነት እያሳዩ ነው። ይህ ዘገባ ባለሀብቶች ተሳትፎ እንዲኖራቸው እና ኩባንያው ተግዳሮቶችን እንዲቋቋም ለመርዳት በጣም አስፈላጊ ነው፡፡ በአፍሪካ በተለይም ይህ ተአማኒነት በጣም ተስፋ ሰጪ ኩባንያዎችን ለሚፈልጉ ባለሀብቶች ወሳኝ መለያ ሆኖ ሊያገለግል ይችላል"" ብለዋል። ግን አብዛኛዎቹ ባለሀብቶች ከፖርትፎሊዮ ኩባንያዎች መደበኛ ዝመናዎችን መቀበላቸውን ቢገልጹም፣ በዘገባዎቹ ጥራት ያልረኩ ይመስላል፣ እና መስራቾች የሚያደርጓቸውን የተለመዱ ስህተቶች አጉልተዋል፡፡ ትጋት አፍሪካ የአፍሪካ ጀማሪዎችና ባለሀብቶች ብልህ የኢንቨስትመንት ውሳኔዎችን እንዲያደርጉ መርዳት ትፈልጋለች፡፡ ግልጽነት እና ትኩረት ማጣት ከታዩት ዋና ዋና ችግሮች መካከል አንዱ ነበር፡፡ አንድ ባለሀብት የአንድ ባለሀብት ዘገባ ይዘት ሲገልጽ ከባለሀብት ዘገባ ይልቅ የሽያጭ አቀራረብ ይመስላል፡፡ በተጨማሪም ጀማሪዎች ረጅም ሪፖርቶችን ቢያካፍሉም በቂ መረጃ መስጠት አልቻሉም ። የተድበሰበሱ የአፈጻጸም መለኪያዎችም የጋራ ጭብጥ ነበሩ። የገንዘብና የሥራ ላይ ኬፒኢዎች ለባለሀብቶች በጣም አስፈላጊ የሆኑ መለኪያዎች እንደሆኑ ተደርገው የተቆጠሩ ሲሆን የዘለቄታ መለኪያዎችም ተዘርዝረዋል። ባለሀብቶች የጅምር ሥራው በገቢ እድገት፣ በደንበኞች ማግኛ እና በምርት መለኪያዎች ረገድ እንዴት እየሰራ እንደሆነ ለመረዳት ፍላጐት እንዳላቸው ገልጸዋል፡፡ በተጨማሪም አሉታዊ እና አዎንታዊ እድገቶችን ማየት እንደሚፈልጉ ገልጸው መስራቾቹ ሊረዱ የሚችሉባቸውን መንገዶች እንዲለዩ አበረታተዋል። ዘገባው ለባለሀብቶች ወቅታዊ መረጃ የሚሰጥበት ቋሚ የጊዜ ሰሌዳ አስፈላጊ መሆኑን ያጎላል።. በጥናቱ ላይ የተካፈሉት ሁሉም ባለሀብቶች ወርኀዊ ዘገባዎችን እንደሚመርጡ ተናግረዋል፤ ይሁን እንጂ በአሁኑ ጊዜ ወርኀዊ ዘገባዎችን የሚቀበሉት 64 በመቶ የሚሆኑት ብቻ ሲሆኑ 29.4 በመቶ የሚሆኑት ደግሞ የሩብ ዓመት ዘገባዎችን እንዲሁ�� 5.9 በመቶ የሚሆኑት ደግሞ በየሁለት ወሩ የሚቀርቡ ዘገባዎችን ይቀበላሉ።. አስፈላጊ የሆኑ አምስት ነገሮችን በቅደም ተከተል እንዲመደብ ሲጠየቅ የቀረበው መረጃ ወጥና አስተማማኝ መሆኑ በከፍተኛ ደረጃ ተመዝግቧል።. አጭርነት ከዝርዝርነት ያነሰ ደረጃ የተሰጠው ሲሆን ይህም አስፈላጊ መረጃዎችን የያዙ ረዘም ያሉ ዘገባዎችን ለማንበብ ፈቃደኛ መሆናቸውን ያሳያል።.","Inconsistent reporting, lack of clarity, vague performance metrics: African investors share their biggest frustrations with startup investor updates Earlier this month, Editi Effiong, filmmaker, and founder of Anakle Films, made a post about sending 50 investor update emails while filming The Blackbook. Among the responses were three from Kola Aina, General Partner at Ventures Platform, Jasiel Martin-Odoom, and Oo Nwoye, who stressed the importance of founders sending investor updates. The post was yet another reminder of the value investors place on getting regular updates from portfolio companies. According to a new report by PR firm, Wimbart, 71% of African investors receive consistent reports from their portfolio companies, with all investors surveyed stating that they consider investor updates a major priority. For these investors, regular updates influenced their willingness to provide follow-on funding and their perception of the startup’s leadership. Commenting on the report, Aina explained that consistent investor updates signal that a founder is accountable, an important factor when deciding which startup to write a cheque to. ""When startups regularly share their progress, challenges, and achievements, they are demonstrating a genuine commitment to transparency with investors. This reporting is also critical to keeping investors engaged and excited to help the company navigate challenges. In Africa, especially, this credibility can serve as a crucial differentiator for investors seeking the most promising companies,"" he said. But while most investors reported receiving regular updates from portfolio companies, it appears they are unsatisfied with the quality of the reports, and highlighted common mistakes founders make. Diligence Africa wants to help African startups and investors make smarter investment decisions A lack of clarity and focus was one of the major problems highlighted. One investor disclosing the content of an investor report shared that it read more like a sales pitch than an investor report. Startups also shared lengthy reports but failed to provide sufficient information. Vague performance metrics were also a common theme. Financial and operational KPIs were rated as the most important metrics for investors, with sustainability metrics also listed. Investors stated a desire to understand how the startup was doing in terms of revenue growth, customer acquisition, and product milestones. They also stated they would want to see negative and positive developments, and encouraged founders to identify ways they could help. The report stresses the importance of consistent timelines for investor updates. All investors surveyed reported that they would prefer monthly reports, but only 64% currently receive monthly reports, while 29.4% receive quarterly reports, and 5.9% receive bi-monthly reports. When asked to rank five factors in order of importance, the consistency and reliability of the information presented ranked highest. Brevity ranked lower than comprehensiveness, indicating a willingness to read longer reports provided they contain vital information.","Rahoto marar tsari da inganci, da rashin bayyana komai filla-filla, da Ma’aunin kyawun aiki wanda baya fitar da komai dalla-dalla: Masu zuba jari na Afirka sun bayyana abin takaici sosai game da bayanan sabon kamfanin game da masu zuba jari A farko-farkon wannan watan nan ne Editi Effiong, mai shirya fina-finai kuma wanda ya kafa Anakle Films, ya yi wani rubutu game da aika saƙonnin bayani guda 50 na masu zuba jari yayin yin fim ɗin The Blackbook. Daga cikin martanin akwai guda uku daga Kola Aina, Babban Abokin Hulɗa a Ventures Platform, da Jasiel Martin-Odoom, da kuma Oo Nwoye, waɗanda suka jaddada mahimmancin cewa masu kafa masana’antu su riƙa aika bayanan zuba jari. Saƙon ya kasance wata tunatarwa ce game da yadda masu zuba jari suke ba da muhimmanci kan samun bayanai akai-akai daga kamfanonin da ake zuba jari cikinsu. A cewar wani sabon rahoto na kamfanin PR mai suna Wimbart, kashi 71% na masu zuba jari na Afirka suna samun rahotanni marasa tsari da inganci daga kamfanonin da suka zuba jari, tare da cewa duka masu zuba jari da aka bincika suna bayyana cewa sun ɗauki bayar da bayani ga masu zuba jari da matuƙar muhimmanci. Ga waɗannan masu zuba jarin, bayar da bayanai akai-akai na da tasiri kan sha’warsu ta ƙara yawan jarinsu da kuma yadda suke ganin shugabannin sabin kamfanonin. Da yake tsokaci kan rahoton, Aina ya bayyana cewa samar da bayann masu zuba jari masu tsari da inganci na nuna cewa wanda ya kafa kamfanin yana da tsarin kula mai kyau, wani muhimmin abu da ake dubawa a duk lokacin yanke shawarar wane sabon kamfani za ka rubutwa takardar ciran kuɗi. “Idan sabin kamfanoni suna bayar da bayanai kan ci gaban da suke samu da ƙalubalen da suke fama da su, da nasarorin da suke samu, to suna nuna dagewarsu kan nuna gaskiya ga masu zuba jari. Wannan rahoton yana kuma da mahimmanci wurin saka masu zuba jari su taimakawa kamfanin wurin gano ƙalubale. A Afirka, musamman, wannan siffar na iya zama wata babbar siffa da masu zuba jarin da ke neman mafi kyawun kamfanoni suke dubawa,"" in ji shi. Ko da yake yawancin masu zuba jari sun ce suna samun bayanai akai-akai daga kamfanonin da suka zuba jari, da alama ba su gamsu da kyawun rahotannin ba, kuma sun nuna kurakuran da yawancin masu kafa kamfanoni ke yi. Diligence Afirka na son taimakawa sabin kamfanoni a Afirka da masu zuba jari wajen yanke shawararwarin zuba jari mafi kyau Rashin bayyana komai filla-filla da rashin mai da hankali na daga cikin manyan matsalolin da aka bayyana. Wani mai zuba jari yana bayyana abubuwan da ke cikin wani rahoton masu jari, cewa rahoton ya fi kama da filin sayarwa fiye da rahoton masu jari. Sannan kuma sabin kamfanoni na bayar da rahotanni masu tsawo, amma su kasa samar da isassun bayanai. Jabun ma'aunan aiki suma sun zama gama garin maudu'i. An bayyana manunin kyawun aiki, wato KPI, na harkokin kuɗi da gudanar da aiki a matsayin mafiya mahimmancin ma'aunai wurin masu zuba jari, yayain da ma'aunin ɗorewa ma yake kan sahu. Masu zuba jari sun bayyana sha'awarsu kan gane yadda sabon kamfani ke gudana ta fuskar haɗakar kuɗaɗen shiga, da nemo abokin ciniki, da abin da ake so a cimma. Sun kuma bayyana cewa suna son ganin ci gaba da ci baya da ake samu, kuma sun ƙarfafawa masu kafa kamfanoni kan su nemo hanyoyin da za su taimaka. Rahoton ya jaddada mahimmancin jerin lokaci mai tsari na samar da bayanai ga masu zuba jari. Duk masu zuba jarin da aka bincika sun bayyana cewa sun fi son rahotanni na wata-wata, amma a halin yanzu 64% ne kawai ke samun rahotonni wata-wata, yayin da 29.4% ke samun rahotonni duk kwatar shekara, 5.9% kuma na samun rahotanni duk bayan watnni biyu. Da aka nemi lissafo abubuwa biyar a jere bisa ga mahimmanci, sai tsari da amincin bayanan da aka gabatar suka zama akan gaba a jerin. Taƙaita bayanai yayi ƙasa da matsayin fahimta, wanda ke nuna aniyar karanta rahotanni masu tsawo muddin sun ƙunshi mahimman bayanai.","Kutoa taarifa zisizo sawa, ukosefu wa uwazi, vigezo vya utendaji visivyoeleweka: Wawekezaji wa kiafrika wanashirikisha masikitiko yao makubwa na masasisho ya wawekezaji wanaoanza Mapema mwezi huu, Editi Effiong, Mtengenezaji wa filamu na mwanzilishi wa filamu za Anakle, alitoa chapisho kuhusu kutuma barua pepe 50 za sasisho za wawekezaji wakati akirekodi filamu ya The Blackbook. Miongoni mwa majibu yalikuwa matatu kutoka kwa Kola Aina, Mshirika Mkuu katika Jukwaa la Ventures, Jasiel Martin-Odoom, na Oo Nwoye, ambao walisisitiza umuhimu wa waanzilishi kutuma sasisho za wawekezaji. Chapisho hili lilikuwa ukumbusho mwingine wa thamani ambayo wawekezaji huweka katika kupata masasisho ya mara kwa mara kutoka kwa makampuni ya kwingineko. Kulingana na ripoti mpya ya kampuni ya PR, Wimbart, 71% ya wawekezaji wa kiafrika hupokea ripoti thabiti kutoka kwa kampuni zao za kwingineko, huku wawekezaji wote waliohoji wakisema kwamba wanachukulia masasisho yawawekezaji kuwa kipaumbele kikuu. Kwa wawekezaji hawa, masasisho ya mara kwa mara yaliathiri nia yao ya kutoa ufadhili wa kufuatilia na mtazamo wao wa uongozi wa kuanzisha. Akizungumzia ripoti hiyo, alieleza kuwa masasisho thabiti ya wawekezaji yanaashiria kwamba mwanzilishi anawajibika, jambo muhimu wakati wa kuamua ni kianzio gani cha kuandika hundi. ""Wakati wanaoanza kushirikisha mara kwa mara maendeleo yao, changamoto, na mafanikio, wanaonyesha dhamira ya kweli ya uwazi na wawekezaji. Ripoti hii ni muhimu pia ili kuwafanya wawekezaji washirikishwe kwa furaha ili kusaidia kampuni kukabiliana na changamoto. Alisema, ""Barani Afrika,hasa uwaminifu huu unaweza kutumika kama kitofautishi muhimu kwa wawekezaji wanao tafuta makampuni yenye matumaini makubwa. Ingawa wawekezaji wengi waliripoti kupokea kupokea masasisho ya mara kwa mara kutoka kwa makampuni mengine, inaonekana hawajaridhishwa na ubora wa ripoti, na kuangazia makosa ya kawaida ambayo waanzilishi hufanya. Diligence Africa inataka kusaidia waanzilishi wa Kiafrika na wawekezaji kufanya maamuzi mazuri ya uwekezaji. Moja ya shida kuu iliyoangaziwa ni ukosefu wa uwazi na uaminifu. Mwekezaji mmoja alifichua maudhui ya ripoti ya mwekezaji alishirikisha kwamba ilisomwa zaidi kama kiwango cha mauzo kuliko ripoti ya mwekezaji. Waanzishaji pia walishirikisha ripoti ndefu lakini walishindwa kutoa maelekezo ya kutosha. Pia vipimo vya utendaji visivyoeleweka vilikuwa mada ya kawaida. KPI za kifedha na za kiutendaji zilikadiriwa kuwa vipimo muhimu zaidi kwa wawekezaji, na vipimo vya uendelevu pia vimeorodheshwa. Wawekezaji walisema nia ya kuelewa jinsi uanzishaji ulivyokuwa ukiendelea katika suala la ukuaji wa mapato, upataji wa wateja na hatua muhimu za bidhaa. Pia walisema wangetaka kuona maendeleo hasi na chanya na kuwahimiza waanzilishi kutambua njia ambazo zinaweza kuwasaidia. Ripoti inasisitiza umuhimu wa ratiba thabiti za sasisho za wawekezaji. Wawekezaji wote waliohojiwa waliripoti kwamba wangependelea ripoti za kila mwezi, lakini asilimia 64% tu ndio hupokea ripoti za kila mwezi, wakati asilimia 29.4% wanapokea ripoti za kila robo ya mwaka, na asilimia 5.9% wanapokea ripoti za kila baada ya miezi miwili. Alipoulizwa kuorodhesha mambo matano muhimu kwa mtiririko, uthabiti na kutegemewa kwa taarifa iliyotolewa ilishika nafasi ya juu zaidi. Ufupi umeorodheshwa chini kuliko ufahamu, ikionyesha nia ya kusoma ripoti ndefu mradi zina maelezo muhimu.","Ìròyìn tí kò pé tó, àìyé, àwọn àtòjọ ìṣe tí kò ní ìtumọ̀: Àwọn olùdókòwò Áfíríkà sọ ìdojúkọ wọn pẹ̀lú àwọn ìmúdójú-ìwọ̀n olùdókòwò tí wọ́n ṣẹ̀ṣẹ̀ bẹ̀rẹ̀. Ní ìbẹ̀rẹ̀ oṣù yìí, Editi Effiong, olùdarí fíìmù, àti olùdásílẹ̀ Anakle Films, gbé àtẹ̀jáde kan síta nípa fífi íímeèlì ìmúdójú-ìwọ̀n ráńṣẹ́ sí àwọn 50 olùdókòwò nígbà tí ó ń ya The Blackbook. Lára àwọn èsì ni a ti rí mẹ́ta láti ọwọ́ Kola Aina, Alábàáṣiṣẹ́pọ̀ Àgbà ní Ventures Platform, Jasiel Martin-Odoom, àti Oo Nwoye, ẹni tí ó tẹnu mọ́ pàtàkì kí àwọn olùdásílẹ̀ máa fi ìmúdójú-ìwọ̀n ráńṣẹ́ sí àwọn olùdókòwò. Àtẹ̀jáde náà jẹ́ ìránnilétí mìíràn nípa iyì tí àwọn olùdókòwò so mọ́ ìmúdójú-ìwọ̀n òòrèkóòrè láti ọwọ́ àwọn ilé iṣẹ́ ìdókòwò. Gẹ́gẹ́ bí ìròyìn tuntun kan láti ọwọ́ ilé iṣẹ́ Alukoro, Wimbart, 71% àwọn olùdókòwò Áfíríkà máa ń gba ìmúdójú-ìwọ̀n òòrèkóòrè láti ọwọ́ àwọn ilé-iṣẹ́ ìdókòwò wọn, pẹ̀lú gbogbo àwọn olùdókòwò tí wọ́n fèsì ìwádìí náà sọ pé àwọn ka àwọn ìmúdójú-ìwọ̀n olùdókòwò kún ohun ńlá pàtàkì. Fún àwọn olùdókòwò wọ̀nyí, ìmúdójú-ìwọ̀n òòrèkóòrè máa ń nípa lórí ìfẹ́ wọn láti pèsè àfikún owó ìrànwọ́ àti ìwòye wọn nípa ìbẹ̀rẹ̀pẹ̀pẹ̀ ìdarí. Nígbà tí ó ń sọ̀rọ̀ lórí ìròyìn náà, Aina ṣàlàyé pé ìmúdójú-ìwọ̀n òòrèkóòrè fún àwọn olùdókòwò jẹ́ àmì pé olùdásílẹ̀ mọ ojúṣe, ohun pàtàkì nígbà tí ènìyàn bá ń pinnu ilé-iṣẹ́ àdìdeelẹ̀ wo ló yẹ láti kọ sọ̀wédowó fún. ""Nígbà tí àwọn ilé iṣẹ́ àdìdeelẹ̀ bá ń pín ìlọsíwájú, ìdojúkọ, àti àṣeyọrí wọn, wọ́n ń ṣe àfihàn ìfarajìn tòótọ́ sí àkóyawọ́ pẹ̀lú àwọn olùdókòwò. Ìròyìn yìí pẹ̀lú ṣe pàtàkì láti mú kí àwọn olùdókòwò mọ̀ kí inú wọn sì dùn láti ṣe ìrànlọ́wọ́ fún ilé iṣẹ́ láti bọ́ nínú àwọn ìdojúkọ. Ní ilẹ̀ Áfíríkà, pàápàá jùlọ, ìfọkàntán yìí lè jẹ́ ìyàtọ̀ pàtàkì fún àwọn olùdókòwò tí wọ́n ń wá àwọn ilé iṣẹ́ tí ọjọ́ ọ̀la wọn dára jùlọ, ""ọkùnrin náà sọ èyí. Ṣùgbọ́n nígbà tí ọ̀pọ̀lọpọ̀ àwọn olùdókòwò jábọ̀ gbígba ìmúdójú-ìwọ̀n òòrèkóòrè lọ́wọ́ àwọn ilé-iṣẹ́ ìdókòwò, ó dàbí ẹni pé ìkójúwọ̀n àwọn ìròyìn náà kò tẹ́ wọn lọ́rùn, bẹ́ẹ̀ sì ni wọ́n mẹ́nubà àwọn àṣìṣe tí ó wọ́pọ̀ tí àwọn olùdásílẹ̀ máa ń ṣe. Áfíríkà tí ó múra ṣíṣẹ́ fẹ́ ṣe ìrànlọ́wọ́ fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní Áfíríkà bẹ́ẹ̀ sì ni àwọn olùdókòwò máa ń ṣe àwọn ìpinnu ọlọ́gbọ́n. Àìyé àti Àìní ìfojúsùn jẹ́ ọ̀kan lára àwọn ìṣòro tí wọ́n mẹ́nubà. Olùdókòwò kan tí ó sọ àkóónú àbọ̀ olùdókòwò kan sọ pé ó dàbí ìpolówó ọjà dípò àbọ̀ olùdókòwò. Àwọn ilé iṣẹ́ àdìdeelẹ̀ tún máa ń pín àwọn àbọ̀ tí ó gùn ṣùgbọ́n tí ó kùnà láti pèsè àlàyé tí ó tó. Àwọn àtòjọ ìṣe tí kò ní ìtumọ̀ náà jẹ́ Kókó-ọ̀rọ̀ tí a wọ́pọ̀. Atọ́ka Ìṣe Ìsúná àti iṣẹ́ jẹ́ Kókó-ọ̀rọ̀ tí wọ́n gbéléwọ̀n pé ó jẹ́ àtòjọ tí ó ṣe pàtàkì jùlọ fún àwọn olùdókòwò, àti àtòjọ kánrinkése tí wọ́n tún mẹ́nubà. Àwọn olùdókòwò sọ ìpinnu kan láti lóye bí ilé iṣẹ́ àdìdeelẹ̀ náà ṣe ń ṣe ní ti ìdàgbàsókè owó tí wọ́n rí, rírí àwọn oníbàárà, àti àwọn ìlọsíwájú ọjà. Wọ́n tún sọ ọ́ pé àwọn yóò fẹ́ láti rí àwọn ìdàgbàsókè dídára àti búburú, wọn sì gba àwọn olùdásílẹ̀ níyànjú láti ṣe ìdámọ̀ ọ̀nà tí àwọn lè gbà ṣe ìrànlọ́wọ́. Ìròyìn náà tẹnumọ́ pàtàkì gbèdéke àsìkò tí kì í yẹ̀ fún ìmúdójú-ìwọ̀n àwọn olùdókòwò. Gbogbo àwọn olùdókòwò tí wọ́n fèsì ìwádìí sọ pé àwọn fẹ́ràn àbọ̀ oṣooṣù, ṣùgbọ́n 64% ní ó ń gba àwọn àbọ̀ oṣooṣù, nígbà tí 29.4% ń gba àwọn àbọ̀ oṣù mẹ́ta mẹ́ta, tí 5.9% sì ń gba àwọn àbọ̀ ẹ̀ẹ̀mejì lóṣù. Nígbà tí wọ́n ní kí wọ́n to àwọn ohun márùn-ún bí wọn ṣe ṣe pàtàkì sí, ìṣedéédé àti ìfọkàntán àwọn àlàyé tí wọ́n gbé kalẹ̀ ni wọ́n lékè jùlọ. Ìmọníba ni ó gba ipò tí ó kéré jùlọ sí àsọyé, èyí tí ó fi ìfẹ́ láti ka àwọn àbọ̀ tí ó gùn hàn bí wọ́n bá ní àwọn àlàyé pàtàkì.","Ukubika okungahambisani, ukungacacisi, amamethrikhi okusebenza angacacile: Abatshalizimali base-Afrika babelana ngokukhungatheka kwabo okukhulu ngezibuyekezo zabatshalizimali bokuqala Ekuqaleni kwayo lenyanga, u-Editi Effiong, umqophi wefilimu, kanye nomsunguli we-Anakle Films, wenze okuthunyelwe mayelana nokuthumela ama-imeyili okuvuselela abatshalizimali abangama-50 ngesiathi eqopha iThe Blackbook. Phakathi kwezimpendulo bekukhona ezintathu ezivela kuKola Aina, iGeneral Partner eVentures Platform, uJasiel Martin-Odoom, kanye no-Oo Nwoye, abagcizelele ukubaluleka kokuba abasunguli bathumele izibuyekezo zabatshalizimali. Okuthunyelwe bekungesinye isikhumbuzo senani abatshali bezimali abalibekayo ekutholeni izibuyekezo ezijwayelekile ezivela ezinkampanini zephothifoliyo. IWimbart, inkampani yePR, ikhiphe umbiko omusha oveza ukuthi u-71% wabatshalizimali base-Afrika bathola imibiko njalo ezinkampanini zabo zephothifoliyo. Bonke abatshalizimali abahloliwe babheka izibuyekezo zabatshalizimali njengento eza kuqala. Kulaba batshalizimali, ukubuyekezwa okujwayelekile kube nomthelela ekuzimiseleni kwabo ukuhlinzeka ngezimali ezilandelanayo kanye nombono wabo ngobuholi bokuqalisa. Ephawula ngombiko, u-Aina uchaze ukuthi ukubuyekezwa kwabatshalizimali okungaguquki kubonisa ukuthi umsunguli uyaziphendulela, kubalulekile lokho uma uwenza isinqumo sokuthi yiliphi ibhizinisi elisaqala ongalibhalela isheke. ""Uma amabhizinisi esaqala ehlanganyela njalo ngenqubekelaphambili yabo, izinselelo, kanye nezimpumelelo zabo, bakhombisa ukuzibophezela kwangempela ekuhleleni abatshalizimali. Lokhu kubika kubalulekile ngokuthi abatshalizimali babambe iqhaza futhi bathokozele ukusiza uma inkampani ibhekana nezinqinamba. E-Afrika, ikakhulukazi, lokhu kwethembeka kungaba njengomehluko obalulekile kubatshalizimali abafuna izinkampani ezithembisayo kakhulu,” usho kanje. Kodwa noma abatshalizimali abaningi babike ukuthi bathola izibuyekezo ezivamile ezivela ezinkampanini zephothifoliyo, kubonakala sengathi abagculisekile ngekhwalithi yemibiko, futhi bagqamisa amaphutha avamise ukwenziwa abasunguli. IDiligence Africa ifuna ukusiza abaqalayo amabhizinisi base-Afrika kanye nabatshalizimali ukuthi benze izinqumo zokutshala izimali ezihlakaniphile Ukuntula kokucacile nokugxilisisa kahle bekungezinye yezinkinga ezinkulu ezagqama. Omunye umtshali-zimali odalula okuqukethwe kombiko womtshali-zimali owabelane ngokuthi ufundeka kakhulu njengentengo yokuthengisa kunombiko womtshalizimali. Abaqalayo amabhizinisi nabo babelane ngemibiko ende kodwa behlulekile ukunikeza ulwazi olwanelisayo. Amamethrikhi okusebenza angacacile nawo abeyitimu evamile. Ama-KPI ezezimali nawokusebenza alinganiselwe njengamamethrikhi abaluleke kakhulu kubatshalizimali, namamethrikhi okusimama nawo afakwe ohlwini. Abatshalizimali baveze isifiso sokuqondisisa ukuthi ukuqala ibhizinisi kwenzanjani mayelana nokukhula kwemali engenayo, ukutholwa amakhasimende, kanye nezinyathelo ezibalulekile zomkhiqizo. Baphinde baveza ukuthi bazofuna ukubona izinto ezimbi nezinhle, baphinde bakhuthaza abasunguli ukuthi bahlonze izindlela abangasiza ngazo. Umbiko ugcizelela ukubaluleka kwezikhathi ezingaguquki zezibuyekezo zabatshalizimali. Bonke abatshalizimali abahloliwe babike ukuthi bangathanda imibiko yanyanga zonke, kodwa bangama-64% kuphela abathola imibiko yanyanga zonke, kuyilapho abangama-29.4% bathola imibiko yekota, kanti abayi-5.9% bathola imibiko kabili ngenyanga. Uma becelwa ukuthi balinganise izici ezinhlanu ngokulandelana kokubaluleka, ukuvumelana nokuthembeka kolwazi olwethuliwe kubekwe phezulu. IBrevity ikleliswe ngaphansi kunokuqondanisa, okubonisa ukuzimisela ukufunda imibiko emide uma nje iqukethe ulwazi olubalulekile."
+"ኢታና በአፍሪካ የመጀመሪያውን የዲጂታል ነጻ ዞን ለመመስረት 2 ሚሊዮን ዶላር ቅድመ-ዘር ያገኛል፡፡ ኢታና (የቀድሞው የተሰጥኦ ከተማ) የወደፊቷ አፍሪካን፣ ሎካልግሎብ፣አምፐሎ እና ፕሮኖሞስ ካፒታልን ጨምሮ ከበርካታ ኢንቨስተሮች የ2 ሚሊዮን ዶላር ቅድመ-ዘር አሰባስቧል። ይህ የገንዘብ ድጋፍ ኩባንያው የናይጄሪያን የንግድ ሥራ ቀላልነት ደረጃ ከፍ እንዲያደርግ፣ የውጭ ቀጥተኛ ኢንቨስትመንትን (ኤፍ.ዲ.አአይ) እንዲያሳድግ እና የሥራ እድል እንዲጨምር ይረዳል። በሉክማን ኤዱ፣ በኢየን አቦዬጂ እና በኮኮ ሊዩ የተመሰረተው ኢታና የአፍሪካ የመጀመሪያው ዲጂታል ነጻ ቀጣና ለመሆን በቅቷል። ነጻ ቀጠናዎች በሀገር ወስጥ ሸቀጦችና አገልግሎቶች ለየት ባለ ግብርና የጉምሩክ ጥቅሞች እንዲነገዱባቸው የተመደቡ አካባቢዎች ናቸው። የናይጀሪያ ወደ ውጭ መላክ አሰራር ቀጠናዎች ባለስልጣን (ኤን.ኢ.ፒ.ዜድ.ኤ) እና የነዳጅ ና ጋዝ ወደ ውጭ የሚልክ ነፃ የዞን ባለስልጣን (ኦ.ጂ.ኢ.ኤፍ.ዜድ.ኤ) የናይጄሪያን 17 ነፃ ዞኖች ያስተዳድራሉ። እነዚህ ነጻ ቀጠናዎች በመላ ሀገሪቱ የሚገኙ ሲሆን የግብይት ማበረታቻ፣ ከግብር ነፃ ወደ ውስጥ ማስገባት፣ እንዲሁም የተቀናበረ አስተዳደራዊ ሂደቶችን ጨምሮ ለንግድ ድርጅቶች በርካታ ጥቅማ ጥቅሞችን ይሰጣሉ። ኢታና ተመሳሳይ ጥቅሞችን እያቀረበ በእነዚህ ነፃ ቀጠናዎች ውስጥ በአገልግሎት እና በዲጂታል ኢንዱስትሪዎች ውስጥ ለሚገኙ ኩባንያዎች ቨርቹዋ ከተማ ለመፍጠር አቅዷል ብላለች ኢዱ፡፡ የፕሮጀክቱ የመጀመሪያ ድግግሞሽ ኢታና ኤጅ ነው፣ ከዋና ዋና ዓለም አቀፍ የቴክኖሎጂ ውጤቶች ጋር ተመሳሳይ የሆነ አንድ-ማቆም የመስመር ላይ ሱቅ ነው። በናይጀሪያ ነፃ ቀጠና ውስጥ በአካል የማይገኙ የውጭ ኩባንያዎች ግብር፣ የንግድ ቪዛ፣ የባንክ አገልግሎት፣ ካፒታል ወደ ሀገር መመለስ፣ እንዲሁም እዚያ ካካተቱና ከሰሩ በኋላ የህግ ድጋፍ የመሳሰሉ ጥቅሞችን ለማግኘት ሊጠቀሙበት ይችላሉ። የንግድ ፈቃድ የሚሰጠው የናይጄሪያ መንግሥት እነዚህን አገልግሎቶች ለማቅረብ ከኢታና ጋር ይተባበራል፡፡ ኢታና ኩባንያዎች በርቀት እንዲሠሩ የሚያቀርባቸውን አገልግሎቶች ቍጥር ለማስፋት እንዲሁም የላጎስ ፕሮጀክቱን በተጠበቀው ስኬት በመጠቀም ከሌሎች የአፍሪካ መንግሥታት ጋር በመተባበር በገቢያዎቻቸው ውስጥ አካላዊ እና ዲጂታል ነጻ ዞኖችን ለማባዛት አቅዷል፡፡ ኢታና በ2024 በመጀመሪያው ሩብ ላይ ለመጀመር ያቀደ ሲሆን በመጪዎቹ ሳምንታት በናይጄሪያ በጥቂት የተመረጡ የንግድ ድርጅቶች ሙከራዎችን ይጀምራል፡፡ እነዚህ የንግድ ድርጅቶች 72,000 ካሬ ሜትር"" የኑሮ፣ የስራና የድንባታ"" ካምፓስ የሆነውን የኢታና አውራጃ ይይዛሉ። ለማኅበራዊ ዝግጅቶች፣ አብሮ ለመሥራት እና አብሮ ለመኖር የረጅም ጊዜ ነዋሪዎችን እና የበይን መረብ ማህበረሰብ ጎብኚዎችን ያስተናግዳል። የመጀመሪያውን የእድገት ደረጃ በ2027 ያጠናቅቃል።","Itana gets $2m pre-seed to establish Africa's first digital free zone Itana (previously Talent City) has raised a $2 million pre-seed from several investors, including Future Africa, LocalGlobe, Amplo and Pronomos Capital. The funding will help the startup raise Nigeria's ease-of-doing-business index, spur foreign direct investment (FDI), and increase employment. Itana, founded by Luqman Edu, Iyin Aboyeji, and Coco Liu, is positioned to become Africa's first digital free zone. Free zones are designated areas within a country where goods and services can be traded with unique tax and customs benefits. The Nigeria Export Processing Zones Authority (NEPZA) and the Oil and Gas Export Free Zone Authority (OGEFZA) manage Nigeria's 17 free zones. These free zones are located throughout the country and provide several benefits to businesses, including tax incentives, duty-free imports, and streamlined regulatory processes. Edu said Itana plans to create a virtual city in these free zones for companies in the service and digital industries while providing the same advantages. The project's initial iteration is Itana Edge, a one-stop online shop akin to major global tech products. Foreign companies that do not have a physical presence in a Nigerian free zone can use it to gain access to benefits such as taxation, business visas, banking, capital repatriation, and supportive legislation after incorporating and operating there. The Nigerian government, which grants business licences, collaborates with Itana to offer these services. Itana intends to expand the number of services it offers for companies to operate remotely and, leveraging the anticipated success of its Lagos project, partner with other African governments to replicate physical and digital free zones in their markets. Itana plans to go live in the first quarter of 2024 and will start its pilot in Nigeria with a few select businesses in the coming weeks. These businesses will access Itana District, a 72,000 square metre ""live-work-build"" campus. It will host long-term residents and online community visitors for social events, co-working, and co-living. It will finish the first stage of its development by 2027.","Itana zai samu jarin gabanin ƙaddamarwa na $2m don kafa shiyyar kyauta ta na’urori ta farko a nahiyar Afirka. Itana (wanda a baya ake kira Talent City) ya tara jarin gabanin ƙaddamarwa na dala miliyan 2 daga masu saka hannun jari da yawa, wanda suka haɗa da Future Africa da LocalGlobe da Amplo da kuma Pronomos Capital. Kuɗaɗen zau taimakawa sabon kamfanin wajen ɗaga ma’aunin Najeriya na tsarin gudanar da kasuwancin cikin sauƙi, da ƙarfafa zuba jarin ƙasashen ɗetare na kai-tsaye (FDI), da kuma ƙara samar da ayyukan yi. An tsara cewa Itana, wanda Lukman Edu da Iyin Aboyeji da Coco Liu suka kafa, zai zama shiyyar kyauta ta fannin na’urori na farko a Afirka. Shiyyoyin kyauta wasu keɓantattun yankuna ne a cikin ƙasa inda ake sayar da kayayyaki kuma ake yin ayyuka cikin wani tsarin haraji na musamman da wasu wasu fa'idodi na kwastan. Hukumar Kula da Fitar da Kayayyaki ta Najeriya (NEPZA) da Hukumar Fitar da Mai da Iskar Gas (OGEFZA) ne ke kula da shiyyoyin kyauta na Najeriya guda 17. Akwai waɗannan shiyyoyin kyautan a duk faɗin ƙasar, kuma suna samar da fa'idoji masu yawa ga 'yan kasuwa, wanda suka haɗa da ragin kuɗin haraji, da shigo da kaya ba tare da biyan harajin shigo da kaya ba, da inganta tsare-tsaren gudanarwa. Edu yace, kamfanin Itana na shirin ƙirƙirar birnin yanar gizo a waɗannan yankunan ciniki da ba a biyan haraji ga kamfanonin sadarwa da fasahar zamani, yayinda suke samar da damammaki iri ɗaya. Rukuni na farko na aikin shi ne Itana Edge, wani shagon yanar gizo mai ƙunshe da komai wanda yake kama da manyan samfuran kamfanonin fasaha na duniya. Kamfanonin ƙasashen waje waɗanda ba su da wurin gudanar da hada-hada a kowace shiyyar cinikayya ta kyauta ta Najeriya za su iya amfani da shi don samun damar morar ragi kan abubuwa irinsu haraji da bizar kasuwanci da harkokin banki da manyan canjin kuɗi da dokoki bayan yin rajista da fara aiki a nan. Gwamnatin Najeriya, wadda ke ba da lasisin kasuwanci, ta haɗa kai da Itana don smarwa da yin waɗannan ayyuka. Itana nada niyyar faɗaɗa yawan ayyukan da yake yiwa kamfanoni don su riƙa gudanar da aiki daga nesa -ta hanyar amfani da nasarar aikinta na Legas da ake tsammani- ya haɗa gwiwa da sauran gwamnatocin Afirka don samar da irin waɗannan yankunan ciniki da ba'a biyan haraji na zahiri da na na’ura a kasuwanninsu. Itana na shirin fara aiki a kwatar farko ta shekarar 2024, kuma zai fara aikinsa na farko a Najeriya da wasu zaɓaɓɓun masana'antu a makonni masu zuwa. Waɗannan kasuwancin za su shiga Gundumar Itana, wani gini na ""yin aiki kai tsaye"" mai faɗin mita 72,000. Zai karɓi baƙuncin baƙi da zasu zauna na dogon lokaci da masu ziyarta ta yanar gizo don tarurruka na jama’a, don aiki tare da rayuwa tare. Zai gama matakin farko na ci gabansa nan da shekarar 2027.","Itana anapata $2m mbegu ya awali kuanzisha ukanda wa kwanza wa kidijitali barani Afrika Itana (awali ilikuwa jiji la vipaji) imekusanya dola milioni $ 2 za mbegu za awali kutoka kwa wawekezaji kadhaa, ikiwa ni pamoja na, Future Afrika, LocalGlobe, Amplo na Pronomos Cpital. Ufadhili huo utasaidia waanzilishi kuinua Nigeria kwa urahisi njia rahisi ya kufanya biashara, kuchochea uwekezaji wa moja kwa moja wa kigeni (FDI), na kuongeza ajira. Itana, iliyoanzishwa na Luqman Edu, Iyin Aboyeji na Coco Liu, iko katika nafasi nzuri ya kuwa ukanda wa kwanza wa kidigitali barani Afrika. Maeneo huru ni maeneo yaliyoteuliwa ndani ya Nchi ambapo bidhaa na huduma zinaweza kuuzwa kwa manufaa ya kipekee ya kodi na forodha. Mamlaka ya maeneo ya Kuchakata mauzo ya nje ya Nigeria (NEPZA) na mamlaka ya eneo huru la uuzaji wa mafuta na gesi(OGEFZA) husimamia maeneo 17 huria za Nigeria. Kanda hizi huria zinapatikana kote Nchini na hutoa manufaa kadhaa kwa biashara ikiwa ni pamoja na vivutio vya kodi, uagizaji bidhaa bila kutozwa ushuru, na taratibu za udhibiti zilizoratibiwa. Edu alisema, Itana inapanga kuunda jiji la mtandaoni katika maeneo huru kwa makampuni katika sekta ya huduma na digitali huku ikitoa faida sawa. Marudio ya awali ya mradi huo ni Itana Edge, duka la mtandaoni ya kituo kimoja sawa na bidhaa kuu za kiteknolojia. Makampuni ya kigeni ambayo hayana uwepo halisi katika eneo la biashara huria la Nigeria wanaweza kutumia kupata ufikiaji wa motisha kama vile, Ushuru, Visa vya biashara benki, Urejeshaji wa mitaji na sheria inayaounga mkono baada ya kujumuisha na kufanya kazi huko. Serikali ya Nigeria ambayo hutoa leseni za biashara, wameungana na Itana kutoa huduma hizi. Itana inadhamiria kupanua idadi ya huduma anazotoa kwa makampuni kufanya kazi maeneo ya mbali, kwa kutumiamafanikio yanayo tarajiwa ya mradi wake wa Lagos, kushirikiana na serikali nyingine za kiafrika kuziba maeneo halisi ya wazi ya wazi na soko lao huria la kidigitali. Itana inapanga kuanza mubashala katika robo ya kwanza ya 2024 na itaanza majaribio yake nchini Nigeria na biashara chache zitakazo chaguliwa wiki zijazo. Biashara hizi zitafikia Wilaya ya Itana, chuo kikuu cha ""live-work-build"" cha mita za mraba 72,000. Itakuwa mwenyeji wa wakazi wa muda mrefu na wageni wa jumuiya mtandaoni kwa matukio ya kijamii, kufanya kazi pamoja, na kuishi pamoja. Itamaliza hatua ya kwanza ya maendeleo yake ifikapo 2027.","Ìtàná gba owó ìrànwọ́ ìbẹ̀rẹ̀ mílíọ̀nù $2 láti ṣe ìdásílẹ̀ èbúté ọ̀fẹ́ orí ẹ̀rọ-ayélujára àkọ́kọ́ ní Áfíríkà. Itana (Talent City nígbà kan) ti ṣe àkójọ mílíọ̀nù $2 owó ìbẹ̀rẹ̀ láti ọwọ́ awont onírúurú olùdókòwò tí ó fi mọ́ Future Africa, LovalGlobe, Amplo, àti Pronomos Capital. Owó ìrànwọ́ náà yóò ṣe ìrànlọ́wọ́ fún ilé-iṣẹ́ àdìdelẹ̀ náà láti ṣe àgbékalẹ̀ atọ́ka ìrọ̀rùn okòwò, mú ìdókòwò ilẹ̀ òkèèrè (FDI) gbèrú, yóò sí mú kí ìgbànisíṣẹ́ pọ̀ sí i. Itana, tí Luqman Edu, Iyin Aboyeji, àti Coco Liu ṣe ìdásílẹ̀ rẹ̀, wà ní ipò láti di èbúté ọ̀fẹ́ orí ẹ̀rọ-ayélujára àkọ́kọ́ ní Áfíríkà. Èbúté ọ̀fẹ́ jẹ́ àwọn agbègbè tí a yà sọ́tọ̀ nínú orílẹ̀-èdè níbi tí ènìyàn ti lè ṣòwò ọjà àti iṣẹ́ pẹ̀lú owó orí àti àwọn àǹfààní owó ẹnubodè tí ó yàtọ̀. Àjọ Nigeria Export Processing Zones Authority (NEPZA) àti Oil and Gas Export Free Zone Authority (OGEFZA) ni wọ́n ń ṣàkóso àwọn èbúté ọ̀fẹ́ 17 ti Nigeria. Àwọn èbúté ọ̀fẹ́ wọ̀nyí wà káàkiri gbogbo orílẹ̀-èdè yìí wọ́n sì ń pèsè àwọn àǹfààní onírúurú àǹfààní fún àwọn okòwò, tí ó fi mọ́ ẹ̀dínwó owó orí, àwọn ọjà àràwọ̀lú láìsí owó ẹnubodè, àti ṣíṣe àgbékalẹ̀ àwọn òfin tí kò ní pa ọjà wọ̀nyí lára. Edu sọ pé àwọn èrò Itana láti ṣẹ̀dá àwùjọ orí ẹ̀rọ-ayélujára nit àwọn èbúté ọ̀fẹ́ wọ̀nyí wà fún àwọn ilé-iṣẹ́ tí ó ń pèsè tàbí àwọn ilé-iṣẹ́ ẹ̀rọ-ayélujára nígbà tí wọ́n yóò máa pèsè àwọn àǹfààní kan náà. Ìbẹ̀rẹ̀ àṣetúnṣe iṣẹ́ àkànṣe náà ni Itana Edge, ilé ìtajà orí ẹ̀rọ-ayélujára ńlá tí ó jọ àwọn ọjà ẹ̀rọ-ayélujára pàtàkì ní àgbáyé. Àwọn ilé iṣẹ́ ilẹ̀ òkèèrè tí kò sí ní èbúté okòwò ọ̀fẹ́ ní Nigeria lè lò ó láti ní àǹfààní sí àwọn ẹ̀dínwó bí owó orí, ìwé ìgbélùú fún okòwò, ilé ìfowópamọ́, ìṣẹ́wó ọjà, bẹ́ẹ̀ ni àtìlẹ́yìn ilé aṣòfin lẹ́yìn tí wọ́n ti kalẹ̀ tí wọ́n sì ń ṣiṣẹ́ níbẹ̀. Ìjọba orílẹ̀-èdè Nigeria, tí ó ń fún àwọn okòwò ní ìwé ẹ̀rí, fọwọ́sowọ́pọ̀ pẹ̀lú Itana láti pèsè àwọn iṣẹ́ wọ̀nyí. Itana pinnu láti fẹjú iye àwọn iṣẹ́ tí wọ́n ń pèsè fún àwọn ilé-iṣẹ́ láti ṣe wọn láì fojúkojú àti pé, nítorí àṣeyọrí iṣẹ́ àkànṣe rẹ̀ ní Ìpínlẹ̀ Èkó, ó fọwọ́sowọ́pọ̀ pẹ̀lú àwọn ìjọba Áfíríkà mìíràn láti ṣe àgbékalẹ̀ àwọn èbúté ofet ojúkojú àti ti orí ẹ̀rọ-ayélujára ní àwọn ọjà wọn. Itana pinnu láti bẹ̀rẹ̀ iṣẹ́ nínú oṣù mẹ́ta àkọ́kọ́ 2024 yóò sì bẹ̀rẹ̀ ìdánwò rẹ̀ ní Nigeria pẹ̀lú àwọn àṣàyàn okòwò díẹ̀ ní àìpẹ́. Àwọn okòwò wọ̀nyí yóò ní àǹfààní sí Itana District, ọgbà ilégbèé-mọ́-ilé-iṣẹ́ tí igun mẹ́rẹ̀ẹ̀rin rẹ̀ fẹ̀ ní mítà 72, 000. Yóò gbàlejò àwọn olùgbé ọlọ́jọ́ pípẹ́ àti àwọn àlejò láti àwùjọ orí ẹ̀rọ-ayélujára fún àwọn àṣeyẹ, ìbáṣoṣẹ́pọ̀ àti ìbágbépọ̀. Yóò parí ìpele kìíní àgbékalẹ̀ rẹ̀ ní 2027.","I-Itana ithola imali eyizigidi ezingu-$2 ukuze kusungulwe indawo yokuqala yamahhala yedijithali e-Afrika I-Itana (eyayibizwa ngeTalent City) iqoqe imali eyizigidi ezingu-$2 kubatshalizimali abambalwa, okuhlanganisa iFuture Africa, LocalGlobe, Amplo kanye nePronomos Capital. Uxhaso luzosiza amabhizinis asaqala ukukhulisa inkomba yebhizinisi laseNigeria kalula, kugqugquzele ukutshalwa kwezimali okuqondile kwamanye amazwe (iForeign Direct Investment (iFDI)), futhi kwandise amathuba omsebenzi. I-Itana, esungulwe uLuqman Edu, u-Iyin Aboyeji, kanye noCoco Liu, ibekwe endaweni yokuqala e-Afrika ekhululekile yedijithali. Izindawo zamahhala/ izindawo ezikhululekile kuyizindawo ezikhethiwe ngaphakathi kwezwe lapho izimpahla namasevisi kungahwetshwa khona ngentela ehlukile kanye nezinzuzo zantela. INigeria Export Processing Zones Authority (iNEPZA) kanye Negunya Lendawo Yamahhala Yokuthumela Uwoyela Negesi (i-OGEFZA) iphethe izindawo zamahhala eziyi-17 zaseNigeria. Lezi zindawo zamahhala zitholakala ezweni lonke futhi zinikeza izinzuzo emabhizinisini, okuhlanganisa izinzuzo zentela, ukungenisa ngaphandle kwentela, nezinqubo zokulawula ezilula. U-Edu uthe i-Itana ihlela ukwakha idolobha elibonakalayo kulezi zindawo zamahhala zezinkampani ezisebenza nezimboni zedijithali, iphinde ihlinzeka ngezinzuzo ezifanayo. Ukuqala kwephrojekthi yi-Itana Edge, kuyisitolo esiku-inthanethi esifana nemikhiqizo emikhulu yezobuchwepheshe yomhlaba. Izinkampani zakwamanye amazwe ezingakafiki bukhoma endaweni ekhululekile yaseNigeria zingayisebenzisa ukuze zithole ukufinyelela ezinzuzweni ezifana nentela, ama-visa ebhizinisi, ukubhanga, ukubuyisela imali ezweni, kanye nomthetho osekelayo ngemva kokufakwa nokusebenza lapho. Uhulumeni waseNigeria, onikeza amalayisense ebhizinisi, usebenzisana ne-Itana ukuze bathole izinsizakalo. I-Itana ihlose ukwandisa inani lezinsizakalo ezihlinzekayo ukuze izinkampani zisebenze zikude futhi, ngokuzuza impumelelo elindelwe yephrojekthi yayo eseLagos, ibambisane nabanye ohulumeni base-Afrika ukuze baphindaphinde izindawo zamahhala ezingokoqobo nezedijithali ezimakethe zabo. I-Itana ihlela ukuba bukhoma kwikota yokuqala kunyaka wezi-2024 futhi izoqala ukusabalala ngamabhizinisi ambalwa akhethiwe eNigeria emasontweni azayo. Lawa mabhizinisi azofinyelela Isifunda sase-Itana, ikhempasi “yokwakha umsebenzi-bukhoma” engamamitha-skwele angama-72,000. Izosingatha izakhamizi zesikhathi eside kanye nezivakashi zomphakathi eziku-inthanethi, ngemicimbi yokuhlanganyela nabanye, ukusebenzisana, nokuhlala ngokuhlanganyela. Izoqeda isigaba sokuqala sokuthuthuka kwayo ngonyaka wezi-2027."
+"አብያይ ገንዘብ የ40ሚሊዮን ዶላር በጀቱ የመጀመሪያ መዝጊያ ላይ ደርሷል፡፡ ሬንቶዛ ከደቡብ አፍሪካ ውጭ የኤሌክትሮኒክስ ዕቃዎችን ለመከራየት የክፍያ-በአጠቃቀም የደንበኝነት ምዝገባ ሞዴሉን ለማስፋት 6 ሚሊዮን ዶላር አሰባስቧል። በተጨማሪም የኩባንያውን የፈጠራ እቅዶች ለመደገፍ ገንዘቡን ይጠቀማል። አሊቲያ አይ.ዲ.ኤፍ የኢንቨስትመንት ዙሩን መርታለች፣ እና የቩሜላ ኢንተርፕራይዝ ልማት ገንዘብ ተሳትፏል። 2017 የክልል የመስመር ላይ የደንበኝነት ምዝገባ አገልግሎት መጀመሩን አየ፡፡ እንደ ኔትፍሊክስ፣ አፕል ሙዚቃ እና ማይክሮሶፍት ተመሳሳይ የደንበኝነት ምዝገባ የንግድ ሞዴል ይከተላል፣ ይህም ተጠቃሚዎች በሌላ መንገድ ሊከፍሏቸው የማይችሏቸውን አገልግሎቶች ለመድረስ ወርኀዊ ክፍያ እንዲከፍሉ ያስችላቸዋል። ኩባንያው ተንቀሳቃሽ መሣሪያዎችን፣ ታብሌቶችን እና ላፕቶፖችን እንዲሁም እንደ ማቀዝቀዣዎች፣ ማይክሮዌቭዎች፣ የልብስ ማጠቢያ ማሽኖች እና የቫኪዩም ማጽጃዎች ያሉ የቤት ውስጥ መገልገያዎችን ጨምሮ በርካታ ምርቶችን ያቀርባል፡፡ ዛሬ ለእናንተ ያገኘሁላችሁን እነሆ:- በሩቅ አፍሪካ 5G ለማቅረብ የአማዞን መልስ ለስታርሊንክ አብላይ ገንዝብ የመጀመሪያው መዝጊያ 40ሚ ዶላር ገንዘብ ላይ ደርሷል አሌክስ ኦኮሲ በአፍሪካ ኤምዲ ውስጥ ጎግል በሩቅ አፍሪካ 5G ለማቅረብ የአማዞን መልስ ለስታርሊንክ ቮዳፎን የአማዞን የማይቀር የሳተላይት አገልግሎት ፕሮጀክት ኩይፐርን በመጠቀም በአውሮፓና በአፍሪካ ራቅ ወዳሉ አካባቢዎች የ4G እና የ5G ግንኙነት ለመስጠት ማቀዱን አስታውቋል። በዝቅተኛ የምድር ምህዋር (ኤል.ኢ.ኦ) ውስጥ ባሉ 3,236 ሳተላይቶች ህብረ ከዋክብት የአማዞን ፕሮጀክት ኩይፐር አለም አቀፍ የብሮድባንድ ተደራሽነትን ለማሻሻል ያለመ ነው። ዓላማው በዓለም ዙሪያ ላልተገለገሉና ለማይገባቸው ማኅበረሰቦች ፈጣንና ብዙ ወጪ የማይጠይቁ ብሮድባንድ ማምጣት ነው ። የቮዳፎን ቅርንጫፍ የሆነው ቮዳኮም በቋሚ ገመድ አልባ ወይም በፋይበር ላይ የተመሰረቱ ግንኙነቶችን አስፈላጊነት በከፍተኛ ባንድዊድዝ፣ በዝቅተኛ መዘግየት ሳተላይቶች በመጠቀም ከስታርሊንክ ተፎካካሪ፣ ከፕሮጀክት ኩይፐር በመጠቀም በሩቅ አካባቢዎች ያሉ ተንቀሳቃሽ የመሰረት ጣቢያዎችን ከዋና አውታረ መረቦቹ ጋር እንደሚያገናኝ አስታውቋል። ሴሉላር አንቴናዎች ከፕሮጀክት ኩይፐር የመተላለፊያ ይዘት ይቀበላሉ፣ ይህም በአካባቢው ያሉ ደንበኞች 4ጊ ወይም 5ጊ አቀባበል እንዲቀበሉ ያስችላቸዋል፡፡ በዋናነት ባህላዊ ፋይበር ወይም ማይክሮዌቭ የኋለኛ ክፍል ግንኙነቶች ለማገልገል አስቸጋሪ እና በጣም ውድ በሆነባቸው ቦታዎች ላይ ያነጣጠረ መሆኑን ገልጿል። አሜዞን የ 2024 አውታረ መረቡን ከመጀመሩ በፊት ሁለት የፕሮቶታይፕ ሳተላይቶችን ለመሞከር በዝግጅት ላይ ነው፣ ይህም ከኢሎን ማስክ ስታርሊንክ፣ ኦንዌብ እና ከሌሎች አቅራቢዎች ጋር በተቃዋሚነት ይሄዳል። ቮዳፎን፣ ቮዳኮም እና ፕሮጀክት ኩይፐር የአማዞን የምርት ሳተላይቶች ሥራ ላይ እንደዋሉ በአፍሪካ እና በአውሮፓ አገልግሎት መስጠት ይጀምራሉ። አብላይ ገንዝብ የመጀመሪያው መዝጊያ 40ሚ ዶላር ገንዘብ ላይ ደርሷል የቢኤፍኤ አለም አቀፍ አብላይ ገንዘብ በአፍሪካ የአየር ንብረት ጅምር ላይ ኢንቨስት ለማድረግ ካሰበው 40 ሚሊዮን ዶላር ውስጥ 8.6 ሚሊዮን ዶላር በማሰባሰብ የመጀመሪያ መዝጊያ ላይ ደርሷል። ኤፍኤስዲ አፍሪካ ኢንቨስትመንት(ኤፍኤስዲኤአይ)፣ ሲስኮ ፋውንዴሽን፣ ዩኤስኤይድ አፍሪካ ብልጽግና እና አንድሪው ብሬደንካምፕ ተሳትፈዋል። የአብላይ ገንዘብ ዋና አላማ በአየር ንብረት ላይ ያተኮሩ ጅምሮች በአፍሪካ አህጉር እንዲስፋፉ መርዳት ነው። ይሁን እንጂ የግብርና ቴክኖሎጂ፣ የኢንሹራንስ ቴክኖሎጂ፣ የአየር ንብረት ፊንቴክ ጨምሮ በሌሎች ዘርፎች ኢንቨስት ለማድረግ አቅዷል። ይህ ደግሞ በአሳ ሀብት አያያዝ፣ በምግብ አሰራር፣ በቀዝቃዛ ሰንሰለት ሎጅስቲክስ፣ በቆሻሻ አያያዝ እና በውሃ ሃብት አስተዳደር ላይ ያተኮሩ ጅምሮችን ያካትታል። እስካሁን ግብጽ፣ ሴኔጋል እና ሞሮኮን ጨምሮ ከስድስት አገራት ለተውጣጡ ለአሥር ጀማሪዎች ድጋፍ አድርጓል። በ2023፣ አብላይ ገንዘብ ለ20 ጀማሪዎች የገንዘብ ድጋፍ ለማድረግ አስቧል እና 40 በሚቀጥሉት ጥቂት አመታት፡፡ የቅድመ ዘር ኩባንያዎች የ$200,000 ኢንቨስትመንት ይቀበላሉ፣ ከዚያ በኋላ የ$500,000 ዙር እስከ ዘር እና የ 1.5 ሚሊዮን ዶላር ተከታታይ ኤ ዙሮች ይከተላሉ፡፡ የአብላይ ገንዘብ በ2016 እንደ ካፒታል፣ ተሰጥኦ እና ገበያዎች ባሉ ጉዳዮች ላይ ጀማሪዎችን ለመርዳት እንደ ቅድመ-ዘር አፋጣኝ ተቋቁሟል። ይህንን ያከናወነው እንደ ዩኬ የውጭ የጋራሀብት እና ልማት ቢሮ( ኤፍሲዲኦ) እና ቢል እና ሜሊንዳ ጌትስ ፋውንዴሽን ካሉ ቡድኖች ጋር በበጐ አድራጎት ትብብር ነው። በአፋጣኝ ፕሮግራሙ ወቅት ቱራኮ፣ ዋሶኮ፣ ኮውሪዊዝ እና ፋርማርት ጨምሮ 61 ጅምሮች በ15 አዳዲስ ገበያዎች ተደግፈዋል። ሆኖም በ 2022 ከአፋጣኝ ወደ ቬንቸር ካፒታል ገንዘብ ተለውጧል፡፡ አሌክስ ኦኮሲ በአፍሪካ ኤምዲ ውስጥ ጎግል ጉግል አሌክስ ኦኮሲን በአፍሪካ የጉግል ሥራ አስኪያጅ አድርጎ ሾሟል። ከዚህ በፊት በአውሮፓ፣ በመካከለኛው ምስራቅ እና በአፍሪካ የዩቲዩብ ታዳጊ ገበያዎች (ኢኤምኢኤ) ዋና ዳይሬክተር ነበሩ። ወደ ዩቲዩብ ከመቀላቀላቸው በፊት የቢኤቲ ኢንተርናሽናል እና የቪያኮም ኢንተርናሽናል ሚዲያ አውታረ መረብ አፍሪካ ሥራ አስፈጻሚ ምክትል ፕሬዚዳንት እና ሥራ አስኪያጅ ሆነው አገልግለዋል. ኦኮሲ በዩቲዩብ የቅርብ ጊዜ ሚናው በቱርክ፣ በመካከለኛው ምስራቅ እና በአፍሪካ ለመድረኩ ልማትና እና እድገት ከፍተኛ አስተዋፅዖ አድርጓል። ኦኮሲ በአዲሱ ቦታቸው በአፍሪካ የጉግል ስራዎችን ይቆጣጠራሉ። እነዚህም የአፍሪካ ንግዶችን እና ኢኮኖሚዎችን እንዲያሳድጉ፣ ተደራሽነታቸውን ለማስፋት እና በርካታ ተጠቃሚዎች ከበይነመረብ የበለጠ እንዲያገኙ የሚረዱ መሳሪያዎች ለመስጠት የሚያስችሉ ፕሮግራሞችን ያካትታሉ። የጉግል ���ኤምኢኤ ታዳጊ ገበያዎች ምክትል ፕሬዝዳንት ሜር ብራንድ, ኦኮሲ በመገናኛ ብዙኃን እና በቴክኖሎጂ ኢንዱስትሪዎች ጥልቅ እውቀት ያለው እውቅና ያለው መሪ ሲሆን ቴክኖሎጂን በመጠቀም ግለሰቦችን እና ድርጅቶችን ለማጐልበት ተነሳሽነት አለው ብለዋል፡፡ ስለ አፍሪካ ሀገራትም ጠለቅ ያለ መረዳት አለው። ምንአልባት አምልጦህ ከሆነ ኮታኒ ክፍያ በአፍሪካ ከመስመር ውጭ ድንበር ተሻጋሪ ክሪፕቶ ክፍያዎችን ለመደገፍ የ$2ሚ ቅድመ-ዘር ይቀበላል ከቴክኖሎጂ ባሻገር አልትስኮል አፍሪካ ቀጣዩን የፈጠራ ኢኮኖሚ እና የቢዝነስ ተሰጥኦን ማጐልበት ይፈልጋል። ይህ ጅምር በአፍሪካ በጣም በተጨናነቀ ከተሞች ውስጥ ለመኪና ማቆሚያዎች ኤርባንቢን በመገንባት ላይ ነው። በኢንቴልፖይንት በተስተናገደው የናይጄሪያ የፊንቴክ ሥራ አስፈጻሚ ድብልቅ ላይ አንዳንድ ፊቶች የማነበው እና የማየው በሳም አልትማን የተደገፈው ሜንትራ የነርቭ-ተለዋዋጭ ሥራ ፈላጊዎችን ከታሳቢ ሥራዎች ጋር ለማዛመድ ያለመ ነው። “የተወለድኩት ከተጨማሪ ክሮሞዞም ጋር ነው” ፋርስ ኢራን የሆነችው መቼ ነው?","Catalyst Fund reaches the first close of its $40m fund Rentoza has raised $6 million to extend its pay-per-use subscription model for renting electronic goods outside South Africa. It will also use the funds to support the company's innovation plans. Alitheia IDF led the investment round, and the Vumela Enterprise Development Fund participated. 2017 saw the launch of the regional online subscription service. It follows the same subscription business model as Netflix, Apple Music, and Microsoft, allowing users to pay a monthly fee to access services they otherwise could not afford. The company offers several products, including mobile devices, tablets, and laptops, and household appliances, such as refrigerators, microwaves, washing machines, and vacuum cleaners. Here's what I've got for you today: Amazon's answer to Starlink to provide 5G in remote Africa Catalyst Fund reaches the first close of its $40m fund Alex Okosi is Google in Africa's MD Amazon's answer to Starlink to provide 5G in remote Africa Vodafone has announced plans to use Amazon's imminent satellite service, Project Kuiper, to provide 4G and 5G connectivity to remote areas in Europe and Africa. Through a constellation of 3,236 satellites in low Earth orbit (LEO), Amazon's Project Kuiper aims to improve global broadband access. Its goal is to bring fast, affordable broadband to unserved and underserved communities globally. Vodafone’s subsidiary, Vodacom, announced that it would replace the need for fixed wireless or fibre-based connections by using high-bandwidth, low-latency satellites from Starlink’s rival, Project Kuiper, to connect mobile base stations in remote locations to its core networks. Cellular antennas will receive bandwidth from Project Kuiper, enabling customers in the area to receive 4G or 5G reception. It stated that it would specifically target areas where traditional fibre or microwave backhaul connections would be difficult and prohibitively expensive to serve. Amazon is preparing to test two prototype satellites before the 2024 launch of its network, which will go up against Elon Musk's Starlink, OneWeb, and other providers. Vodafone, Vodacom, and Project Kuiper will begin rolling out services in Africa and Europe as soon as Amazon's production satellites go live. Catalyst Fund reaches the first close of its $40m fund BFA Global's Catalyst Fund has reached its first close, raising $8.6 million of the $40 million it hoped to secure for investments in African climate startups. FSD Africa Investments (FSDAi), Cisco Foundation, USAID Prosper Africa, and Andrew Bredenkamp participated. The Catalyst Fund's primary goal is to assist climate-focused startups in expanding across the African continent. However, it intends to invest in other sectors, including agritech, insurtech, climate fintech. This also includes startups focused on fishery management, food systems, cold chain logistics, waste management, and water resource management. So far, it has supported ten startups from six countries, including Egypt, Senegal, and Morocco. In 2023, Catalyst Fund intends to fund 20 startups and 40 over the next few years. Pre-seed companies will receive a $200,000 investment, followed by $500,000 rounds up to seed and $1.5 million series A rounds. The Catalyst Fund was established in 2016 as a pre-seed accelerator to help startups with issues like access to capital, talent, and markets. It accomplished this through charitable collaborations with groups like the UK Foreign Commonwealth and Development Office (FCDO) and the Bill & Melinda Gates Foundation. During the accelerator programme, 61 startups, including Turaco, Wasoko, Cowrywise, and FarMart, in 15 emerging markets were supported. However, in 2022, it transitioned from an accelerator to a venture capital fund. Alex Okosi is Google in Africa's MD Google has appointed Alex Okosi as Managing Director for Google in Africa. Before this, he was the Managing Director for YouTube's Emerging Markets in Europe, the Middle East, and Africa (EMEA). Before joining YouTube, he served as the Executive Vice President and Managing Director of BET International and Viacom International Media Networks Africa. Okosi significantly contributed to the development and growth of the platform in Turkey, the Middle East, and Africa in his most recent role at YouTube. Okosi will oversee Google's operations in Africa in his new position. These include programmes to help African businesses and economies grow, expand access, and provide tools to help several users get more out of the Internet. Meir Brand, Vice President of Google's EMEA Emerging Markets, said Okosi is a recognised leader with in-depth expertise in the media and technology industries and is passionate about using technology to empower individuals and organisations. He also has a thorough understanding of African nations. In case you missed it Kotani Pay receives a $2m pre-seed to support offline cross-border crypto payments in Africa Beyond tech, AltSchool Africa wants to empower the next wave of creative economy and business talent This startup is building an Airbnb for parking lots in Africa's busiest cities Some of the faces at the Nigerian Fintech Executive Mixer hosted by Intelpoint What I'm reading and watching Sam Altman-backed Mentra aims to match neurodivergent jobseekers with ideal jobs “I Was Born With An Extra Chromosome” When did Persia become Iran?","Asusun Tara Kuɗaɗe na Catalyst ya kai matakin farko na tara kusan dala miliyan 40. Rentoza ya tara dala miliyan 6 don tsawaita tsarin biyan kuɗin da ake amfani da shi na hayar kayan lantarki a wajen Afirka ta Kudu. Hakanan za ta yi amfani da kudaden don tallafawa shirye-shiryen ƙirƙira na kamfanin. Alitheia IDF ce ta jagoranci zagayen saka hannun jari, kuma Asusun Raya Kasuwancin Vumela ya shiga. 2017 ya ga ƙaddamar da sabis na biyan kuɗin kan layi na yanki. Yana bin tsarin kasuwancin biyan kuɗi iri ɗaya kamar Netflix, Apple Music, da Microsoft, yana ba masu amfani damar biyan kuɗin kowane wata don samun damar ayyukan da ba za su iya ba. Kamfanin yana ba da samfurori da yawa, ciki har da na'urorin hannu, kwamfutar hannu, da kwamfutar tafi-da-gidanka, da na'urorin gida, irin su firji, microwaves, injin wanki, da masu tsaftacewa. Ga abin da na samo muku yau: Amsar Amazon ga Starlink don samar da 5G a Afirka mai nisa Asusun Tara Kuɗaɗe na Catalyst ya kai matakin farko na tara kusan dala miliyan 40. Alex Okosi shi ne Manajan Google in Africa Amsar Amazon ga Starlink don samar da 5G a yankuna masu nisa a Afirka Vodafone ya sanar da shirin yin amfani da tauraron ɗan adam na Amazon, mai suna Project Kuiper, don samar da hanyar sadarwa ta 4G da 5G ga yankuna masu nisa a Turai da Afirka. Ta hanyar kakkafa taurarin ɗan adam guda 3,236 a ƙasa-ƙasan sararin samaniya (LEO), Aikin Amazon na Kuiper na da niyyar inganta hanyoyin amfani da yanar gizo a duniya. Manufarta ita ce ta kawo hanyoyin amfani da yanar gizo masu sauri da araha ga al'ummomin da ba su da su da waɗanda suke da ƙarancinsu a faɗin duniya. Reshen Vodafone na Vodacom ya sanar da cewa zai maye gurbin hanyoyin sadarwa marasa amfani da waya da waɗanda suke amfani da wayoyin fiber ta hanyar amfani da taurarin ɗan Adama masu manyan hanyoyin yanar gizo, da ƙarancin tsaiko daga abokin hamayyar Starlink, wato Project Kuiper, don haɗa tashoshin sadarwar wayoyin hannu da suke nesa da manyan cibiyoyinsa sadarwa. Eriyoyin salula za su samu hanyar yanar gizo daga Project Kuiper, wanda zai ba wa abokan ciniki na yankin damar samun 4G ko 5G. Ya bayyana cewa zai yi samar ne a wuraren da hanyoyin fiber ko na microwave ke da wahala da tsada wurin samarwa. Amazon na shirye-shiryen gwada samfuran tauraron ɗan adam guda biyu kafin ƙaddamar da hanyar sadarwarsa ta 2024, wanda zai yi gogayya da Starlink na Elon Musk, da OneWeb, da sauran masu yin ayyuka. Vodafone da Vodacom da Project Kuiper za su fara gudanar da ayyuka a Afirka da Turai da zaran tauraron ɗan adam na Amazon ya fara aiki. Asusun Tara Kuɗaɗe na Catalyst ya kai matakin farko na tara kusan dala miliyan 40. Asusun Catalyst na BFA Global ya kai ƙarshensa matakin farko, inda ya tara dala miliyan 8.6 daga cikin dala miliyan 40 da ya yi fatan samu na jari a tsakanin sabin kamfanonin Afirka. FSD Africa Investments (FSDAi), da Cisco Foundation, da USAID Prosper Africa, da Andrew Bredenkamp sun halarta. Babbar manufar Asusun Catalyst ita ce taimaka wa sabin kamfanoni masu harkokin sauyin yanayi a faɗin nahiyar Afirka. Duk da haka yana so ya zuba jari a wasu fannonin, wanda suka haɗa da fasahar noma da kiwo, wato agritech, da fasahar inshora, wato insurtech, da fasahar harkokin kuɗi, wato fintech, na yanayi. Wannan kuma ya haɗa da sabin kamfanoni masu harkokin kifi, da tsarin abinci, da hanyoyin kayan aikin sanyi, da sarrafa shara, da sarrafa albarkatun ruwa. Ya zuwa yanzu, ta tallafawa kamfanoni goma daga ƙasashe shida, wanda suka haɗa da Masar da Senegal da Maroko. A shekarar 2023 ne Asusun Catalyst yayi niyyar tallafawa sabin kamfanoni 20 da kuma 40 a cikin ‘yan shekaru masu zuwa. Kamfanonin da suke tara jarin gabanin ƙaddamarwa za su sami jari na dala 200,000, sai kuma dala 500,000 na kammala jarin gabanin ƙaddamarwa da kuma dala miliyan 1.5 na jerin series A. An kafa Asusun Catalyst a shekarar 2016 a matsayin mai haɗaka jarin gabanin ƙaddamarwa don taimakawa sabin kamfanoni akan batutuwa irin su samun jari da ƙwararrun ma’aikata da kasuwanni. Ya cim ma wannan ta hanyar haɗin gwiwar tallafi da ƙungiyoyi irin su Foreign Commonwealth and Development Office (FCDO) na ƙasar Birtaniya da kuma Bill & Melinda Gates Foundation. A yayin shirin haɗakawar, an tallafa wa sabin kamfanoni 61 da suka haɗa da Turaco da Wasoko da Cowrywise da FarMart a cikin kasuwanni 15 masu tasowa. Saidai a shekarar 2022 ya canza daga asusun haɗakawa zuwa asusun jarin kamfanoni. Alex Okosi shi ne Manajan Daraktan Google in Afirka Kamfanin Google ya naɗa Alex Okosi a matsayin Manajan Daraktan Google in Afirka. Kafin wannan, ya kasance Manajan Daraktan Emerging Markets in Europe, the Middle East, and Africa (EMEA) na kamfanin YouTube. Kafin ya fara aiki da YouTube, ya yi aiki a matsayin Mataimakin Shugaba kuma Manajan Darakta na BET International and Viacom International Media Networks Africa. Okosi ya ba da gudummawa sosai kan ci gaba da bunƙasar dandalin a ƙasar Turkiyya da Gabas ta Tsakiya da da Afirka a matsayinsa na baya-bayan nan a YouTube. Okosi zai kula da ayyukan Google a Afirka a sabon matsayinsa. Waɗannan sun haɗa da shirye-shirye don taimakawa masana’antu da haɗakar tattalin arziƙin Afirka, da faɗaɗa samun dama, da samar da kayan aiki don taimakawa masu amfani da yawa samun alfanu mai yawa daga yanar gizo. Meir Brand, Mataimakin Shugaban EMEA Emerging Markets na kamfanin Google, ya ce Okosi ƙwararren jagora ne mai zurfin gogewa a harkar watsa labarai da harkokin fasaha, kuma yana da sha'awar yin amfani da fasaha don ƙarfafa mutane da ƙungiyoyi. Sannan kuma yana da cikakkiyar fahimta kan ƙasashen Afirka. Koda kun rasa jin labarin. Kotani Pay ya sami jarin gabanin ƙaddamarwa na $2m don tallafawa biyan kuɗin crypto na kan iyaka ba ta yanar gizo ba a Afirka Bayan fasaha, AltSchool Africa na son ƙarfafa yunƙurin tattalin arziƙin ƙirƙira da basirar kasuwanci masu zuwa nan gaba Wannan sabon kamfanin zai gina Airbnb don wuraren ajiye motoci a biranen Afirka mafiya yawan jama'a Wasu fuskoki daga cikin mahalarta Taron Jagororin Kamfanonin Fasahar Kuɗi na Najeriya, wanda Intelpoint ya ke karɓar baƙunci. Abin da nake karantawa da kallo Mentra, wanda Sam Altman ke goyan baya, yana da niyyar samarwa masu neman aiki ayyuka masu kyau ""An Haife Ni Da ƙarin Sinadarin Halitta na Chromosome"" Yaushe ne Farisa ta zama Iran?","Mfuko wa kichocheo unakaribia kufika ukomo wake wa kwanza $40m Rentoza amechangisha dola milioni $6 ili kupanua mtindo wake wa usajili wa malipo kwa matumizi ya kukodisha bidhaa za kielektroniki nje ya Afrika Kusini. Pia fedha hizo zitatumika kusaidia mipango ya uvumbuzi ya kampuni. Alitheia IDF iliongoza duru ya uwekezaji, na Mfuko wa Maendeleo ya Biashara wa Vumela Enterprise ulishiriki. 2017 ilizinduliwa kwa huduma ya kikanda ya usajili mtandaoni. Inafuata mtindo sawa wa biashara ya usajili kama Netflix, Apple Music, na Microsoft, kuruhusu watumiaji kulipa ada ya kila mwezi ili kufikia huduma ambazo hawangeweza kumudu. Kampuni hutoa bidhaa kadhaa, ikiwa ni pamoja na vifaa vya rununu, kompyuta za mkononi, na vifaa vya nyumbani, kama vile jokofu, microwave, mashine za kuosha na visafishaji vya utupu. Haya ndiyo niliyopata kwaajili yako leo.: Jibu la Amazon kwa Starlink kutoa 5G katika Sehemu za mbali ya Afrika Mfuko wa kichocheo unakaribia kufika ukomo wake wa kwanza $40m Alex Okosi ni Google katika MD barani Afrika Jibu la Amazon kwa Starlink kutoa 5G katika Sehemu za mbali ya Afrika Vodafone imetangaza mipango ya kutumia huduma ya satelaiti inayokaribia ya Amazon, Project Kuiper, kutoa muunganisho wa 4G na 5G kwa maeneo ya mbali barani Ulaya na Afrika. Kupitia kundinyota la setilaiti 3,236 katika obiti ya chini ya Dunia (LEO), Mradi wa Kuiper wa Amazon unalenga kuboresha ufikiaji wa mtandao wa kimataifa. Lengo lake ni kuleta mtandao mpana wa haraka na wa bei nafuu kwa jamii ambazo hazijahudumiwa na ambazo hazijahudumiwa vyema kimataifa. Kampuni tanzu ya Vodafone, Vodacom, ilitangaza kwamba itachukua nafasi ya hitaji la miunganisho isiyo na waya au yenye msingi wa nyuzi kwa kutumia satelaiti zenye upelekaji data wa hali ya juu, zisizochelewa sana kutoka kwa mpinzani wa Starlink, Project Kuiper, kuunganisha vituo vya rununu katika maeneo ya mbali na mitandao yake kuu. Antena za rununu zitapokea kipimo data kutoka kwa Project Kuiper, kuwezesha wateja katika eneo kupokea mapokezi ya 4G au 5G. Ilisemwa kuwa ingelenga hasa maeneo ambayo miunganisho ya urejeshaji wa nyuzi za kitamaduni au microwave itakuwa ngumu na ghali kuhudumia. Amazon inajiandaa kujaribu satelaiti mbili za mfano kabla ya uzinduzi wa 2024 wa mtandao wake, ambao utashindana na Starlink ya Elon Musk, OneWeb, na watoa huduma wengine. Vodafone, Vodacom, na Project Kuiper zitaanza kusambaza huduma barani Afrika na Ulaya mara tu satelaiti za uzalishaji za Amazon zitakapoanza kutumika. Mfuko wa kichocheo unakaribia kufika ukomo wake wa kwanza $40m Mfuko wa Kichocheo wa BFA Global umefikia ukomo wake wa kwanza, na kukusanya dola milioni $8.6 kati ya milioni $40 ilizotarajia kupata kwa uwekezaji katika kuanza kwa hali ya hewa barani Afrika. FSD Africa Investments (FSDAi), Cisco Foundation, USAID Prosper Africa, na Andrew Bredenkamp walishiriki. Lengo kuu la Mfuko wa Kichocheo ni kusaidia waanzishaji wanaozingatia hali ya hewa katika upana wa bara zima la Afrika. Hata hivyo, inakusudia kuwekeza katika sekta nyingine, ikiwa ni pamoja na kilimo, insurtech, fintech ya hali ya hewa. Hii pia inajumuisha uanzishaji unaozingatia usimamizi wa uvuvi, mifumo ya chakula, vifaa vya mnyororo baridi, usimamizi wa taka, na usimamizi wa rasilimali za maji. Kufikia sasa, imeunga mkono waanzishaji kumi kutoka nchi sita, zikiwemo Misri, Senegal na Morocco. Mnamo 2023, Mfuko wa Kichocheo unakusudia kufadhili waanzilishi 20 na 40 katika miaka michache ijayo. Makampuni ya mbegu kabla ya mbegu yatapokea uwekezaji wa $200,000, ikifuatiwa na duru ya $500,000 hadi mbegu na $1.5 milioni mfululizo raundi A. Hazina ya Kichocheo ilianzishwa mwaka wa 2016 kama kichapuzi cha mbegu ya awali ili kusaidia kuanzisha na masuala kama vile upatikanaji wa mtaji, vipaji na masoko. Ilitimiza hili kupitia ushirikiano wa hisani na vikundi kama vile Ofisi ya Jumuiya ya Madola ya Kigeni na Maendeleo ya Uingereza (FCDO) na Wakfu wa Bill & Melinda Gates. Wakati wa programu ya kuongeza kasi, waanzishaji 61, ikijumuisha Turaco, Wasoko, Cowrywise, na FarMart, katika masoko 15 yanayoibukia yaliungwa mkono. Walakini, mnamo 2022, ilibadilika kutoka kwa kiongeza kasi hadi mfuko wa mtaji wa mradi. Alex Okosi ni Google katika MD barani Afrika Google imemteua Alex Okosi kama Mkurugenzi Mkuu wa Google barani Afrika. Kabla ya hili, alikuwa Mkurugenzi Mkuu wa Masoko Yanayoibukia ya YouTube barani Ulaya, Mashariki ya Kati na Afrika (EMEA). Kabla ya kujiunga na YouTube, aliwahi kuwa Makamu wa Rais Mtendaji na Mkurugenzi Mkuu wa BET International na Viacom International Media Networks Africa. Okosi alichangia kwa kiasi kikubwa ukuzaji na ukuaji wa jukwaa nchini Uturuki, Mashariki ya Kati, na Afrika katika jukumu lake la hivi majuzi zaidi kwenye YouTube. Okosi atasimamia shughuli za Google barani Afrika katika nafasi yake mpya. Hizi ni pamoja na programu za kusaidia biashara na uchumi wa Kiafrika kukua, kupanua ufikiaji, na kutoa zana za kusaidia watumiaji kadhaa kupata zaidi kutoka kwa Mtandao. Meir Brand, Makamu wa Rais wa EMEA Emerging Markets ya Google, alisema Okosi ni kiongozi anayetambulika na mwenye ujuzi wa kina katika tasnia ya habari na teknolojia na ana shauku ya kutumia teknolojia kuwawezesha watu binafsi na mashirika. Pia ana ufahamu wa kina wa mataifa ya Afrika. Ikitokea umeikosa Kotani Pay inapokea mbegu ya awali ya $2m ili kusaidia malipo ya crypto ya nje ya mtandao barani Afrika Zaidi ya teknolojia, Shule ya Alt Afrika inataka kuwezesha wimbi lijalo la uchumi wa ubunifu na talanta ya biashara Kuanza huku ni kujenga Airbnb kwa maeneo ya kuegesha magari katika miji yenye shughuli nyingi zaidi barani Afrika Baadhi ya nyuso za Wanaigeria Mtendaji Mkuu wa Fintech wa Nigeria kinachoandaliwa na Intelpoint Ninachosoma na kutazama Mentra inayoungwa mkono na Sam Altman inalenga kulinganisha watu wanaotafuta kazi katika nyanja mbalimbali na kazi bora Nilizaliwa na Chromosome ya Ziada” Uajemi umekua Iran lini?","Owó Amúṣẹ́yá sún mọ́ ìpele rẹ̀ kìíní nínú mílíọ̀nù $40. Rentoza tí ṣe àkójọ mílíọ̀nù $6 láti fẹjú àwòṣe owó àdéhùn àlòsanwó rẹ̀ fún yíyá àwọn irinṣẹ́ oníná ní ìta South Africa. Yóò tún ṣàmúlò owó náà láti ṣe àtìlẹ́yìn fún àwọn ètò àtinúdá ilé-iṣẹ́ náà. Altheia IDF ni ó síwájú ìpele ìdókòwò náà, bẹ́ẹ̀ sì ni Vumela Enterprise Development Fund náà kópa. 2017 ni ìfilọ́lẹ̀ owó àdéhùn ìrànwọ́ orí ẹ̀rọ-ayélujára ti ẹkùn wáyé. Ó tẹ̀lé àwòṣe okòwò owó àdéhùn bí Netflix, Apple Music, àti Microsoft, tí ó ń fi ààyè gba àwọn aṣàmúlò láti san owó oṣù láti ní àǹfààní sí àwọn ìrànwọ́ tí wọ́n kò lè sanwó fún. Ilé-iṣẹ́ náà pèsè àwọn onírúurú ọjà, tí ó fi mọ́ àwọn ẹ̀rọ-ìbánisọ̀rọ̀, tábúlẹ́ẹ̀tì, àti ẹ̀rọ ayára-bí-àsá alágbèélétan, àti àwọn ohun èlò inú ilé, bí àwọn ẹ̀rọ amómitutù, mákírówééfù, ẹ̀rọ ìfọṣọ àti ẹ̀rọ ìgbálẹ̀. Ohun tí mo ní fún un yín lónìí nìyí: Amazon ni ��dáhùn sí Starlink láti pèsè Ẹ̀rọ-ayélujára Ìran Karùn-ún ní àwọn ìgbèríko Áfíríkà. Owó Amúṣẹ́yá sún mọ́ ìpele rẹ̀ kìíní nínú mílíọ̀nù $40. Alex Okosi ni Alákòóso àti Olùdarí Google ní Áfíríkà. Amazon ni ìdáhùn sí Starlink láti pèsè Ẹ̀rọ-ayélujára Ìran Karùn-ún ní àwọn ìgbèríko Áfíríkà. Vodafone ti kéde ètò láti lo ìrànwọ́ ẹ̀rọ afòfurufú ṣebùdó-iṣẹ́ Amazon tí ń bọ̀ lọ́nà, Project Kuiper, láti pèsè ìsopọ̀ Ẹ̀rọ-ayélujára Ìran Kẹrin àti ìkarùn-ún sí àgbègbè ìgbèríko Yúróòpù àti Áfíríkà. Nípasẹ̀ ìgbáríjọpọ̀ àwọn ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ 3, 236 ní Ojúpọ̀nà ìrábàbà Ilé-ayé kékeré, Project Kuiper ti Amazon ní àfojúsùn láti mú ìlọsíwájú bá níní àǹfààní sí ìsàsopọ̀ ayá-kánkán. Àfojúsùn rẹ̀ ni láti mú ìsàsopọ̀ ayá-kánkán tí ó yára tí kò gunpá láti pèsè fún àwọn àwùjọ tí kò ní ìsàsopọ̀ ayá-kánkán rárá àti àwọn tí ó ní díẹ̀.l káàkiri àgbáyé. Ẹ̀ka Vodafone, Vodacom, kéde pé yóò rọ́pò ìlò láti ṣe àwọn ìsàsopọ̀ aláìlokùn tàbí ìsàsopọ̀ aṣàmúlò iná nípa lílo ipa ìtakùn ayá-kánkán, ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ ayá-kánkán láti ọ̀dọ orogún Starlink, Project Kuiper, láti sọ mọ́ àwọn ibùdó agbàsopọ̀ ẹ̀rọ-ayélujára ní àwọn àgàbàgebè ìgbèríko dé ibi àwọn àsopọ̀ kùn-ún-kùndun rẹ̀. Àwọn ọ̀pá tẹ́ẹ́rẹ́ agbàsopọ̀ yóò gba ìsàsopọ̀ ayá-kánkán láti ọwọ́ Project Kuiper, èyí tí yóò mú kí àwọn oníbàárà ní agbègbè lè gbà ẹ̀rọ-ayélujára ìran 4 tàbí ẹ̀rọ-ayélujára ìran 5. Ó sọ pé òun yóò fojú sun àwọn àgbègbè níbi tí àwọn ìsàsopọ̀ ìbílẹ̀ aṣàmúlò iná àti ìsàsopọ̀ ẹlẹ́kajẹ̀ka ti mákírówééfù yóò ti ṣòro tí yóò sì wọ́n láti ṣàmúlo. Amazon ń ṣètò láti ṣe ìdánwò àwòṣe ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ méjì kí ó tó di pé yóò ṣe ìfilọ́lẹ̀ ìsopọ̀ rẹ̀ ní 2024, èyí tí yóò fìgagbagbága pẹ̀lú Starlink ti Elon Musk, One Web, àti àwọn olùpèsè mìíràn. Vodafone, Vodacom, àti Project Kuiper yóò bẹ̀rẹ̀ láti máa ṣe àgbéjáde iṣẹ́ wọn ní Áfíríkà àti Yúróòpù ní kété tí àwọn ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ Amazon bá ti bẹ̀rẹ̀ iṣẹ́. Owó Amúṣẹ́yá sún mọ́ ìpele rẹ̀ kìíní nínú mílíọ̀nù $40. Owó Amúṣẹ́yá BFA Globalt sún mọ́ ìpele kìíní, wọ́n ṣe àkójọ mílíọ̀nù $8.6 nínú mílíọ̀nù $40 tí ó nírètí láti ṣe àgbékalẹ̀ àwọn ìdókòwò ní àwọn ilé-iṣẹ́ àdìdeelẹ̀ Áfíríkà ajẹmójú-ọjọ́. FSD Africa Investment (FSDAi), Cisco Foundation, USAID Prosper Africa, àti Andrew Bredenkamp kópa. Àfojúsùn patakit Owó Amúṣẹ́yá ni láti ṣe ìrànlọ́wọ́ fún awomt ilé-iṣẹ́ àdìdeelẹ̀ ajẹmójú-ọjọ́ láti tàn káàkiri ilẹ̀ Áfíríkà. Àmọ́ sá, ó gbèrò láti dókòwò ní àwọn ẹ̀ka mìíràn, tó fi mọ́ ìmọ̀ ẹ̀rọ nínú iṣẹ́ àgbẹ̀, ìmọ̀ ẹ̀rọ nínú adójútòfo, ìmọ̀ ẹ̀rọ nínú ìnáwó òun ojú ọjọ́. Lára èyí ni a tún ti rí àwọn ilé-iṣẹ́ àdìdeelẹ̀ tí wọ́n ní àfojúsùn àkóso oko ẹja, ètò oúnjẹ, ìmọ̀-ẹ̀rọ àìdíbàjẹ́ ìgbòkègbodò-ọjà àmójútó ẹ̀gbin àti ìtọ́jú omi. Títí di àsìkò yìí, ó ti ṣe àtìlẹ́yìn fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ láti orílẹ̀-èdè mẹ́fà, tí ó fi mọ́ Egypt, Senegal, àti Morocco. Ní 2023, Owó Aṣèrànwọ́ pinnu láti ṣètò owó fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ 20ati 40 ní àwọn ọdún tí ó ń bọ̀. Àwọn ilé-iṣẹ́ agbàdókòwò ìbẹ̀rẹ̀ yóò gba ìdókòwò $200,000, lẹ́yìn náà ni wọn yóò gba $500,000 àfikún owó ìdókòwò àti mílíọ̀nù 1.5 fún abala kìíní ìdókòwò. Wọ́n ṣe ìfilọ́lẹ̀ Owó Aṣèrànwọ́ ní 2016 gẹ́gẹ́ bí owó ìdókòwò ìbẹ̀rẹ̀ láti ṣe ìrànlọ́wọ́ fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ pẹ̀lú àwọn ìṣòro bí níní àǹfààní sí owó òwò, ìmọ̀-ọ́nṣe, àti ọjà. Wọ́n ṣe àṣeyọrí èyí nípa ìbáṣepọ̀ inúure pẹ̀lú àwọn ẹgbẹ́ bí Foreign Wealth and Development Office (FCDO) ti UK àti Bill & Melinda Gate Foundation. Ní àsìkò ètò ifẹsẹ̀múlẹ̀ àwọn ilé-iṣẹ́ àdìdeelẹ̀, ilé iṣẹ́ àdìdeelẹ̀ 61, tí ó fi mọ́ Turaco, Wasoko, Cowrywise, àti FarMart, ni àwọn ọjà tuntun 15 ni wọ́n ṣe àtìlẹ́yìn fún. Àmọ́ sá, ní 2022, ó yípadà láti ètò ifẹsẹ̀múlẹ̀ sí owó ìrànwọ́ ìdókòwò ìbẹ̀rẹ̀pẹ̀pẹ̀ fún ilé-iṣẹ́. Alex Okosi ni Alákòóso ��ti Olùdarí Google ní Áfíríkà. Google ti yan Alex Okosi gẹ́gẹ́ bí Alákòóso àti Olùdarí Google ní Áfíríkà. Síwájú èyí, òun ni Alákòóso àti Olùdarí fún àwọn Ọjà Tuntun YouTube ní Yúróòpù, Ààrin Gbùngbùn Ìlà Oòrùn àti Áfíríkà (Emerging Markets in Europe, the Middle East, and Africa - EMEA). Kí ó tó darapọ̀ mọ́ YouTube, ó ṣiṣẹ́ gẹ́gẹ́ bí Igbákejì Ààrẹ Àgbà àti Alákòóso àti Olùdarí BET International àti Viacom International Media Networks Africa. Okosi kó ipa pàtàkì nínú ìlọsíwájú àti ìdàgbàsókè ìkànnì náà ní Turkey, Ààrin Gbùngbùn Ìlà Oòrùn, àti Áfíríkà nínú ojúṣe rẹ̀ tí kò tíì pẹ́ ní YouTube. Okosi ni yóò dárí àwọn iṣẹ́ Google ní Áfíríkà nínú ipò rẹ̀ tuntun. Lára àwọn wọ̀nyí ni a ti rí àwọn ètò láti ṣe ìrànlọ́wọ́ fún àwọn okòwò ilẹ̀ Áfíríkà àti ìdàgbàsókè ètò ọrọ̀-ajé, ìfẹjú àǹfààní, àti ìpèsè àwọn irinṣẹ́ láti ṣe ìrànlọ́wọ́ fún àwọn onírúurú aṣàmúlò láti lè mọ ìlò ẹ̀rọ-ayélujára dáadáa. Meir Brand, Igbákejì Ààrẹ Àwọn Ọjà Tuntun Google (EMEA), sọ pé Okosi jẹ́ ìlúmọ̀ọ́nká adarí pẹ̀lú ọgbọ́n tí ó jinlẹ̀ nínú ilé iṣẹ́ ìgbéròyìnjáde àti ìmọ̀-ẹ̀rọ àti pé ó ní ìfẹ́ nípa lílo ìmọ̀-ẹ̀rọ láti ṣe àtìlẹ́yìn fún àwọn ènìyàn àti àjọ. Ó tún ti ní àwọn òye nípa àwọn orílẹ̀-èdè Áfíríkà. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Kotani Pay gba owó ìdókòwò ìbẹ̀rẹ̀ mílíọ̀nù $2 láti ṣe àtìlẹ́yìn fún ìsanwó ojúkojú kírípútò láti orílẹ̀-èdè sí orílẹ̀-èdè ní Áfíríkà. Ju ìmọ̀-ẹ̀rọ lọ, AltSchool Africa fẹ́ ṣe ìrónilágbára fún àwọn àwọn alátinúdá ètò ọrọ̀-ajé àti àwọn ònímọ̀-ọ́nṣe okòwò ọjọ́ iwájú. Ilé-iṣẹ́ àdìdeelẹ̀ yìí ń kọ́ ibùdó fún àwọn ibi ìgbọ́kọ̀sí ní àwọn ìgboro ìlú Áfíríkà tí àwọn ènìyàn pọ̀ sí. Díẹ̀ nínú àwọn ojú tí ó wà ní Nigerian Fintech Executive Mixer tí Intelpoint gba àlejò rẹ̀. Ohun tí mò ń wo àti èyí tí mo ń kà Mentra tí Altman ṣe àtìlẹ́yìn ní àfojúsùn láti so àwọn àkàndá olùwáṣẹ́ pọ̀ pẹ̀lú àwọn iṣẹ́ tí ó yẹ. ""Wọ́n bí mi pẹ̀lú Àfikún Kírómósóòmù kan"" Nígbà wo ni Persia di Iran?","ICatalyst Fund ifinyelela ekuvaleni kwayo kokuqala kwesikhwama sayo esinezigidi ezingu-$40. IRetotaza iqoqe izigidi ezingu-$6 ukuze yandise imodeli yayo yokubhalisa ekhokhelwa umuntu ngamunye ngokuqasha impahla ye-elekthronikhi ngaphandle kweNingizimu Afrika. Izophinde isebenzise izimali ukusekela izinhlelo ezintsha zenkampani. I-Alitheia IDF ihole umjikelezo wokutshalwa kwezimali, kwathi iVumela Enterprise Development Fund yabamba iqhaza. Ngo-2017 isevisi yesifunda yokubhaliselwe ku-inthanethi yethulwa. Ilandela imodeli yebhizinisi lokubhaliselwe efanayo njengeNetflix, i-Apple Music, neMicrosoft, evumela abasebenzisi ukuthi bakhokhe imali yanyanga zonke ukuze bafinyelele izinsiza abebengeke bakwazi ukuzikhokhela ngenye indlela. Le nkampani ihlinzeka ngemikhiqizo eminingana, okuhlanganisa amadivaysi eselula, amaphilisi, namalaptop, kanye nezinto zasendlini, njengeziqandisi, ama-microwave, imishini yokuwasha, nezinto zokuhlanza ivacuum. Nakhu engikuphathele kona namuhla: Impendulo ye-Amazon kuStarlink ukuhlinzeka nge-5G ezindaweni zasemakhaya e-Afrika ICatalyst Fund ifinyelela ekuvaleni kwayo kokuqala kwesikhwama sayo esinezigidi ezingu-$40. U-Alex Okosi uyiMD yeGoogle yase-Afrika Impendulo ye-Amazon ku-Starlink ukuhlinzeka nge-5G ekude e-Afrika IVodafone imemezele izinhlelo zokusebenzisa isevisi yesathelayithi eseduze yase-Amazon, iProject Kuiper, ukuhlinzeka ngoxhumano lwe-4G ne-5G ezindaweni ezikude eYurophu nase-Afrika. Isebenzisa umlaza wamasathelayithi angu-3,236 ku-low Earth orbit (iLEO), i-Amazon's Project Kuiper ihlose ukuthuthukisa ukufinyelela kwe-broadband yomhlaba wonke. Umgomo wayo ukuletha ibroadband esheshayo, ethengekayo emiphakathini enganakiwe futhi enganakiwe emhlabeni jikelele. Inkampani engaphansi kweVodafone uVodacom isimemezele ukuthi izovala isikhala sesidingo sokuxhuma okungenantambo noma okusekelwe kufiber-based ngokusebenzisa amasathelayithi anomkhawulokudonsa ophezulu, abambezeleke kancane avela ezimbangini zeStarlink, iProject Kuiper, ukuxhuma iziteshi zamaselula ezindaweni ezikude namanethiwekhi ayo ayinhloko. Ama-antenna eselula azothola umkhawulokudonsa kuProject Kuiper, okuvumela amakhasimende endaweni ukuthi athole ukwamukelwa kwe-4G noma i-5G. Ishilo ukuthi izoqondisa ngokukhethekile izindawo lapho ukuxhunywa kwefiber yendabuko noma imicrowave backhaul kuzoba nzima futhi kubize kakhulu ukukuhlinzeka. I-Amazon ilungiselela ukuhlola amasathelayithi amabili eprototype ngaphambi kokwethulwa kwenethiwekhi yayo ngo-2024, ezokhuphuka ibhekane ne-Elon Musk's Starlink, OneWeb, nabanye abahlinzeki. IVodafone, iVodacom, kanye neProject Kuiper zizoqala ukwethula izinsiza e-Afrika naseYurophu ngokushesha nje lapho amasathelayithi akhiqizwe e-Amazon eqala ukusebenza. ICatalyst Fund ifinyelela ekuvaleni kwayo kokuqala kwesikhwama sayo esinezigidi ezingu-$40. Isikhwama seBFA Global Catalyst Fund sesifinyelele iqophelo laso lokuqala, siqoqe izigidi eziyisi-8.6 zamarandi ezigidini ezingama-40 zamarandi ebenethemba lokutshala kuzo ukuqala kwesimo sezulu e-Afrika. I-FSD Africa Investments (iFSDAi), Cisco Foundation, USAID Prosper Africa, kanye no-Andrew Bredenkamp babambe iqhaza. Umgomo oyinhloko weCatalyst Fund ukusiza ama-startups agxile esimweni sezulu ande ezwenikazi lase-Afrika. Kodwa ke, ihlose ukutshala imali kweminye imikhakha, okuhlanganisa i-agritech, insurtech, iclimate fintech. Lokhu kubandakanya izinhlelo ezigxile ekuphathweni kwezindawo zokudoba, izinhlelo zokudla, uchungechunge olubandayo, ukuphathwa kwemfucuza kanye nokuphathwa kwemithombo yamanzi. Kuze kube manje, isisekele ama-startups ayishumi avela emazweni ayisithupha, okuhlanganisa i-Egypt, iSenegal, neMorocco. Ngo-2023, iCatalyst Fund ihlose ukuxhasa ngezimali iziqalo ezingama-20 nezingu-40 eminyakeni embalwa ezayo. Izinkampani ezikhiqiza imbewu ngaphambili zizothola ukutshalwa kwezimali okungu-$200,000, kulandelwe imali engama-$500,000 kuze kufike kumbewu kanye nemizuliswano yeSeries A eyisigidi esingu-$1.5. ICatalyst Fund yasungulwa ngo-2016 njengesisheshisi sangaphambi kwembewu ukusiza ukuqalisa ngezinkinga ezinjengokufinyelela emalini, ithalente, nezimakethe. Ifinyelele lokhu ngokusebenzisana kwezinhlangano ezisiza abampofu namaqembu afana neHhovisi le-UK Foreign Commonwealth and Development Office (iFCDO) kanye neBill & Melinda Gates Foundation. Phakathi nohlelo lwe-accelerator, ama-startups angu-61, okuhlanganisa iTuraco, iWasoko, iCowrywise, neFarMart, ezimakethe ezikhulayo ze-15 zasekelwa. Kodwa ke, ngo-2022, yashintsha isuka ekubeni yi-accelerator yaya esikhwameni semali eyiventure capital. U-Alex Okosi uyiMD yeGoogle yase-Afrika IGoogle iqoke u-Alex Okosi njengoMqondisi Ophethe wakwaGoogle e-Afrika. Ngaphambi kwalokhu, ubenguMqondisi Ophethe weYouTube's Emerging Markets in Europe, Middle East, and Africa (iEMEA). Ngaphambi kokujoyina iYouTube, usebenze njengePhini Likamongameli Omkhulu kanye noMqondisi Ophethe weBET International kanye neViacom International Media Networks Africa. U-Okosi ube nesandla ekuthuthukisweni nasekukhuleni kwenkundla eTurkey, eMpumalanga Ephakathi, nase-Afrika endimeni yakhe yakamuva kuYouTube. U-Okosi uzokwengamela ukusebenza kwe-Google e-Afrika esikhundleni sakhe esisha. Lokhu kufaka phakathi izinhlelo zokusiza amabhizinisi nomnotho wase-Afrika ukuthi ukhule, unwebe ukufinyelela, futhi uhlinzeke ngamathuluzi okusiza abasebenzisi abambalwa ukuthi bathole okwengeziwe ku-inthanethi. U-Meir Brand, iPhini likaMongameli wakwa-Google we-EMEA Emerging Markets, uthe u-Okosi ungumholi owaziwayo onobuchwepheshe obujulile ezimbonini zezindaba nobuchwepheshe kanye nothando lokusebenzisa ubuchwepheshe ukuze ahlomise abantu nezinhlangano. Ubuye aziqonde kahle izizwe zase-Afrika. Uma kwenzeka uphuthelwe IKotani Pay ithola ipre-seed engu-$2m ukuze isekele izinkokhelo zecrypto eziwela umngcele ungaxhunyiwe ku-inthanethi e-Afrika Ngale kobuchwepheshe, i-AltSchool Africa ifuna ukunika amandla igagasi elilandelayo lokudala umnotho nethalente lebhizinisi Lesi siqalo sakha i-Airbnb yezindawo zokupaka izimoto emadolobheni amatasatasa ase-Afrika Obunye bobuso eNigerian Fintech Executive Mixer ephethwe yi-Intelpoint Engikufundayo nengikubukayo IMentra esekelwa yiSam Altman ihlose ukufanisa abafuna umsebenzi abane-neurodivergent nemisebenzi ekahle “Ngazalwa Ngine-Chromosome Eyengeziwe” IPersia yaba nini i-Iran?"
+"ከቴክኖሎጂ ባሻገር አልትስኮል አፍሪካ ቀጣዩን የፈጠራ ኢኮኖሚ እና የቢዝነስ ተሰጥኦን ማጐልበት ይፈልጋል። በ 2020 በናይጄሪያ ውስጥ የትምህርት ቴክኖሎጂን ገጽታ ስተነትን እና አሁን ባለው ጊዜ መካከል ጉልህ ለውጥ አሳይቷል፡፡ ፈተናው በአንድ ወቅት የከፍተኛ ደረጃ ትምህርት እንደ አንደኛና ሁለተኛ ደረጃ ትምህርት በቂ ትኩረት እንዳላገኘ ሆኖ፣በከፍተኛ ፍጥነት በማደግ ላይ ባሉ ዘርፎች የተማሪዎችን ሙያ እንዲገነቡ በመርዳት በባህላዊ የትምህርት ሥርዓቶች የተተዉትን ክፍተቶች በመሙላት ተጨማሪ የችሎታ ልማት መድረኰች ብቅ ብለዋል። በዚህ ተለዋዋጭ ገጽታ ውስጥ አልትስኩል አፍሪካ ታዋቂ ተጫዋች ሆኗል፡፡ ከችሎታ-ወደ-ገበያ መድረክ የቅርብ ጊዜ ዝመና የፈጠራ ኢኮኖሚ እና የንግድ ትምህርት ቤቶችን ለማካተት መስፋፋቱ ነው። የሁለት ዓመት ጕዞ በ 2021 ጅምር ተማሪዎችን እንዲማሩ እና በአንድ ዓመት ውስጥ በሚፈለጉ ሙያዎች ውስጥ እውቅና የተሰጣቸው የዲፕሎማ የምስክር ወረቀቶችን እንዲያገኙ ለመርዳት ተልዕኮውን ጀመረ፡፡ ከዚያን ጊዜ ጀምሮ ለኢንጂነሪንግ ትምህርት ቤት እና ለምርቶች ትምህርት ቤት በቀዳሚነት በተሳካ ሁኔታ ተመርቋል፣ በአሁኑ ጊዜ በመረጃ ትምህርት ቤት የመጀመሪያው ቡድን በመካሄድ ላይ ይገኛል፡፡ በተለይም ይህ መስፋፊያ የሚጀምረው ጅምር 1 ሚሊዮን ዶላር የቅድመ ዘር የገንዘብ ድጋፍ ካገኘ ከሁለት ዓመት ባነሰ ጊዜ ውስጥ ነው። ይህ በእንዲህ እንዳለ ፋኩልቲዎቹን ለማስፋት በተደረገው ውሳኔ በከፊል ተጽዕኖ ያሳደረው ባለፈው ዓመት በ 40% የተጠናቀቀው አስደናቂ ውጤት ነው። የመስመር ላይ ትምህርት ገበያው በተለይም ከ 2020 በኋላ የትምህርት አይነቶች ፍሰት ሲያጋጥመው፣ አማካይ የማጠናቀቂያ መጠንን ወደ 14% በማጣመር የማቋረጥ መጠን ያለማቋረጥ ጨምሯል። እነዚህ እየቀነሱ ያሉ አሃዛዊ መረጃዎች የመማር ተሳትፎን፣ የትምህርት አይነቱ ጥራት፣ ተጣጣፊነት እና የግምገማ ጥራት ጨምሮ በበርካታ ምክንያቶች ምክንያት ናቸው፡፡ ጅማሪው ለመስመር ላይ ትምህርት ልዩ አቀራረብ እንዳለው ይመካል፣ እና ይህ እነዚህን ድክመቶች ለመቅረፍ ትልቅ መሳሪያ ነው። አልትስኩል አፍሪካ መስራች እና ዋና ስራ አስፈፃሚ አዴዋሌ ዩሱፍ ኩባንያው በትክክል ያደረገውን ያብራራሉ። “ዓላማችን ሁሉም አፍሪካውያን ያለፈው የትምህርት ደረጃቸው ወይም ዳራቸው ምንም ይሁን ምን ክህሎታቸውን እንዲያዳብሩ አዝናኝ እና የጋራ የመማር መድረክ መፍጠር ነው። የእኛ ልዩ የማስተማሪያ ዘዴዎች የተማሪዎቻችንን መረጃ በተሻለ ሁኔታ እንዲይዙ በመርዳት ረገድ ስኬታማ መሆናቸውን አረጋግጠዋል፣ ይህም የመስመር ላይ ትምህርት እንዴት እንደሚሠራ ውስብስብ ነገሮችን እንደምንረዳ ያሳያል"" ሲሉ ዩሱፍ መስፋፋቱን የሚያረጋግጥ መግለጫ ሰጥተዋል። አልትስኩል አፍሪካ በአፍሪካ ውስጥ በዓለም አቀፍ ደረጃ አግባብነት ያለው ትምህርት መዳረሻን ዲሞክራሲያዊ ለማድረግ በድፍረት ጨዋታ ከክፍት ቤተሙከራ ጋና ጋር አጋር ነው። ለምን የፈጠራ ኢንዱስትሪ? የጅማሬው የዕድገት እና የአጋርነት ኃላፊ ከሆኑት ከኒፌሚ አኪንዋሚዴ ጋር ባደረጉት ውይይት የጅማሬውን የማስፋፊያ ተነሳሽነት በማብራራት የጅማሬውን ዋና ሞዴል መቀየሩን የሚያመለክት ሊሆን የሚችል የተሳሳተ ግንዛቤን አስተካክሏል። ""ተሰጥኦ ሁሌም የእኛ ዋና ነገር ነው፣ እና የቴክኒክ ተሰጥኦ ብቻ አልነበረም። የጀመርነው ቤተሰብ በሆነው ነገር ነው፣እሱም ቴክኖሎጂ ነው። ነገር ግን ግቡ ሁሌም 10 ሚልዮን አፍሪካውያንን በሙያ መንገዳቸው ወደቀጣዩ ደረጃ መውሰዱን ማረጋገጥ እና በ 'ቴክ' አረፋ ውስጥ ሳያቆዩ የገንዘብ ብልፅግናን መስጠት፣ ግን በቴክኖሎጂም ሆነ በቴክኖሎጂ ባልሆኑ ኩባንያዎች ተቀጣሪ እንዲሆኑ ማድረግ ነው"" ይህ ቁርጠኝነት ኩባንያው ሙዚቃን ጨምሮ በፍጥነት በማደግ ላይ ባለው የፈጣሪ ኢኮኖሚ ኢንዱስትሪ ዘርፍ ውስጥ እንዲዘዋወር እንዳደረገው አክለዋል። በአዲሱ አቋራጭ ስር ትምህርት ቤቱ ለተማሪዎች በስድስት ሳምንታት ውስጥ የምስክር ወረቀቶችን ለማግኘት በይዘት ፈጠራ፣ በሽያጭ እና በሙዚቃ ንግድ ውስጥ አጭር ኮርሶችን ይሰጣል. ይህ በአፍሪካ ችሎታ ቦታ ውስጥ ላለው ክፍተት ድልድይ ለመገንባት አስፈላጊ ነው፣ በተለይም ዩኒቨርስቲዎች ተማሪዎችን የሥራ ገበያው ለሚፈልገው ነገር አያዘጋጁም። በቅድመ-እይታ፣ ይህ ጅምር በ2021 የቅድመ-ዘር መጨመሩን ካሳወቀበት ጊዜ ጀምሮ ይህ እርምጃ በአድማስ ላይ ሊሆን ይችላል። በዙሩ ሁለት የሙዚቃ አርቲስቶች ተሳትፈዋል። እንዲያውም ከእነዚህ መካከል አንዱ የፋኩልቲው ክፍል ነው ። መንኮራኩሩን እየቀባሁ ይህንን መስፋፋት ለመደገፍ አልትስኩል አፍሪካ ከአፍሪካ ፈጣሪ ቦታ ስመ-ጥር ሰዎችን እንደ አስተባባሪነት አስመዝግቧል። ከመገናኛ ብዙኃን ስብእና በተጨማሪ ኦላዶቱን ኦጁላፔ ካዮዴ(ዱ2ዲቱን) በነሐሴ ወር የፈጠራ ግንኙነቱ ዳይሬክተር ሆኖ የተቀጠረ ሲሆን ታዋቂው የናይጄሪያ አርቲስት ፎላሪን ፋላና( ፋልዝቴባህድጉይ) እንዲሁ በፈጠራ ኢኮኖሚ ትምህርት ቤት ውስጥ አመቻች ነው:: ለይዘት ፈጠራ የትምህርት አይነቶች መቀላቀል ሌሎች ተደማጭነት ያላቸው የይዘት ፈጣሪዎች እና ባለሙያዎች እንደ አዴቦዋሌ አዴዳዮ( ሚስተር ማካሮኒ)፣ የናይጄሪያ የፊልም ዳይሬክተር ኖራ አዎሎዎ፣ የሙዚቃ ጋዜጠኛ ጆይ አካን እና የጤና ይዘት ፈጣሪ ቺኖንሶ ኤጌምባ( አፕሮኮ ዶክተር) ናቸው፡፡ አኪንዋሚዴ እንደገለጹት ይህ አዲስ አቋራጭ ከሌሎች ፋኩልቲዎች ጋር በሚመሳሰል ሞዴል ውስጥ ይኖራል- በዚህ ተማሪዎች በመስመር ላይ የመማሪያ መድረክ ላይ ባሉ ቁሳቁሶች አማካይነት ይማራሉ፣ በቀጥታ ትምህርቶችን ይክታተሉበታል እና ለተማሪዎች ማህበረሰቡን ይገነቡበታል፡፡ የትምህርት ጥራቱ ተጠብቆ እንዲቆይ ለማድረግ አልትስኮል አፍሪካ ከጥቂት ወራት በፊት ሌላ ስትራቴጂካዊ ቅጥር አድርጓል, ከቴክሳስ ዩኒቨርሲቲ የመማሪያ መርሃ ግብር እና የመማር ልምድ ዲዛይን ዳይሬክተር የሆኑት ዶ/ር አዴሞላ አኪሪኖላ፡፡ የእሱ ሚና ሥርዓተ ትምህርትን፣ የውጤት አሰጣጥ ሥርዓትን፣ ፕሮጀክቶችን እና አጠቃላይ የተማሪዎችን የመማሪያ ልምዶችን መቅረጽ ያካትታል። እነዚህ አስተናጋጅዎች የአካዳሚክ ዳራ ላይኖራቸው ቢችልም አኪንዋሚዴ በፈጠራ ኢንዱስትሪ ላይ በዋጋ ሊተመን የማይችል የመጀመሪያ እውቀት እንዳላቸው ገልጸዋል- ይህም ለገበያ ዝግጁ የሆኑ ግለሰቦችን ለማዘጋጀት አስፈላጊ ጥራት ነው፡፡ የአልትስኮል አፍሪካ አዳዲስ ቋሚዎች ዋጋቸው 100 ዶላር ሲሆን በወር 30 ዶላር ከሚያስከፍሉት በኢንጂነሪንግ፣ በምርቶች እና በመረጃ ትምህርት ቤቶች ውስጥ ካሉ የ 12 ወር ኮርሶች የሚለዩ የስድስት ሳምንት አጭር ኮርሶች ሆነው የተቀየሱ ናቸው። አኪንዋሚዴ ይህ የመማር መንገዱን ተለዋዋጭ እና ተደራሽ ለማድረግ ወሳኝ መሳሪያ ነዌ ብለው ያምናሉ። ጅማሬው በተጨማሪም የሙያ አገልግሎቶችን ለመስጠት፣ ተማሪዎችን ራሳቸውን የቻሉ ባለሙያዎች እንዲሆኑ ለመምራት እና የእነሱን እውቀት ከሚፈልጉ ኩባንያዎች ጋር ለማገናኘት አቅዷል፡፡ በተለይም እነዚህ የትምህርት አይነቶች ለሁለቱም ለጀማሪዎች እና ክህሎታቸውን ለማሳደግ ለሚፈልጉ ናቸው፣ ከሙዚቃ ባሻገር በተለያዩ ኢንዱስትሪዎች የሚፈለጉትን የሽያጭ እና የንግድ ትምህርት አይነቶችን ያካትታሉ። ለነባር ትምህርት ቤቶች አጫጭር ኮርሶችን የማስተዋወቅ እድልም አለ። ፍላጐት ያላቸው ተማሪዎች ስለ እያንዳንዱ የትምህርት አይነት ቅድመ ሁኔታዎችን፣ የትምህርት አይነቱን ይዘት እና የፋከልቲ ዝርዝሮችን ጨምሮ ዝርዝር መረጃን ለማግኘት የአልትስኩል አፍሪካን ይፋዊ ድህረ ገጽን መጐብኘት ይችላሉ፡፡ ዓለም አቀፍ ደረጃዎችን በመከተል የአልትስኮል አፍሪካ የቅርብ ጊዜ እርምጃ ግን የሚያስደንቅ አይደለም። በዓለም ላይ ካሉ በጣም ጠቃሚ የመስመር ላይ የመማሪያ መድረኰች አንዱ የሆነው ኮርሴራ በመጀመሪያ የተጀመረው ከከፍተኛ ዩኒቨርሲቲዎች በቴክኖሎጂ እና በኮምፒተር ሳይንስ የመስመር ላይ ኮርሶችን በማቅረብ ነው፡፡ በገበያ ፍላጐቶች እና ጥማቶች ግንዛቤ ተጽዕኖ፣ ከቴክኖሎጂ ባሻገር ያሉ ትምህርቶችን በማካተት በንግድ፣ በኪነጥበብ እና በሰብዓዊነት፣ በጤና እና በሌሎች በርካታ የቴክኖሎጂ ያልሆኑ ትምህርቶችን ጨምሮ የትምህርት አይነት ዝርዝሩን አስፋፍቷላ፡፡ የሚገርመ��፣ ይህ መድረክ በአለም አቀፍ ደረጃ በሚሊዮን የሚቆጠሩ ተማሪዎችን እንዲደርስ እና ለተለያዩ የስራ ምርጫዎች እንዲውል በማድረጉ የኮርስራን ስኬት ረድቷል። ይህ የማስፋፊያ ሞዴል ከተለምዷዊ የቴክኖሎጂ-ተኮር ትምህርት ባሻገር የተማሪዎችን አዳጊ ፍላጐቶች ለማሟላት ሰፋ ያለ የትምህርት እድሎችን ለማቅረብ ከአልትስኩል አፍሪካ አቀራረብ ጋር ይጣጣማል። ኩባንያው ለዚህ መስፋፋት ከፍተኛ ተስፋ ቢኖረውም ለአፍሪካ ተሰጥኦዎች ያለ ፍላጐትን ለማሟላት መሻሻሉን ለመቀጠል ይፈልጋል፣ ምክንያቱም አኪንዋሚዴ እንዳስቀመጡት"" በሰዎች ንግድ ውስጥ ነን""።","Beyond tech, AltSchool Africa wants to empower the next wave of creative economy and business talent Between 2020 when I did an analysis of the education technology landscape in Nigeria and now, it has experienced significant transformation. While the challenge was once how tertiary learning wasn't getting enough attention like primary and secondary education, more talent development platforms have sprung up to double down on helping learners build careers in rapidly growing sectors, essentially filling the gaps left by the traditional education systems. In this evolving landscape, AltSchool Africa has become a notable player. The latest update from the skill-to-market platform is its expansion to include Creative Economy and Business Schools. The 2-year-long journey In 2021, the startup embarked on the mission to help students learn and gain recognised diploma certificates in sought-after careers within a year. Since then, it has successfully graduated pioneer sets for the School of Engineering and School of Product, with the first cohort of the School of Data currently in progress. Notably, this expansion comes less than two years after the startup secured $1 million in pre-seed funding. Meanwhile, the decision to broaden its faculties was partly influenced by the remarkable 40% completion rate it recorded in the past year. While the online learning market has experienced the influx of courses especially after 2020, dropout rates have consistently increased pegging the average completion rate at a meagre 14%. These dwindling stats are due to several factors including learning engagement, course quality, flexibility, and quality of assessment. The startup boasts of having a unique approach to online education, and this has been instrumental in addressing these shortcomings. AltSchool Africa co-founder and CEO, Adewale Yusuf explains what the company did right. “Our goal is to create a fun and communal learning platform for all Africans to develop their skills, regardless of their previous education or background. Our unique teaching methods have proven successful in helping our learners better retain information, demonstrating that we understand the complexities of how online education works,"" Yusuf disclosed in a statement confirming the expansion. AltSchool Africa partners OpenLabs Ghana in daring play to democratise access to globally relevant learning in Africa Why the creative industry? In a chat with Nifemi Akinwamide, the startup's Head of Growth and Partnerships, he clarified the startup's motivation for the expansion and corrected a possible misconception that it points to a shift in the startup's core model. ""Talent has always been our core, and it was not just tech talent. We started out with something we are familiar with, which is tech. But the goal has always been to ensure we take 10 million Africans to their next level in terms of career paths and give them financial prosperity without keeping them in the 'tech' bubble, but make them employable by both tech and non-tech companies."" He added that this commitment led the company to delve into another branch of the rapidly growing creator economy industry, including music. Under the new vertical, the school offers students short courses in content creation, sales, and music business to earn certificates in six weeks. This is necessary to bridge the gap in the African talent space, especially as universities are not particularly preparing students for what the job market requires. In hindsight, this move has possibly been on the horizon since the startup announced its pre-seed raise in 2021; two music artists participated in the round. Coincidentally, one of them is part of the faculty. Oiling the wheel To support this expansion, AltSchool Africa has enlisted prominent figures from the African creator space as facilitators. In addition to media personality, Oladotun Ojuolape Kayode (Do2dtun) who was hired as its Creator Relations Director in August, popular Nigerian artist, Folarin Falana (Falzthebahdguy) is also a facilitator in the School of Creative Economy. Joining them for the content creation courses are other influential content creators and experts, such as Adebowale Adedayo (Mr. Macaroni), Nigerian film director, Nora Awolowo, music journalist, Joey Akan, and health content creator, Chinonso Egemba (Aproko Doctor). Akinwamide explained that this new vertical will exist in a model similar to other faculties -- where students learn through materials on an online learning platform, attend live classes and also build a community for the learners. To ensure the quality of education is preserved, AltSchool Africa made another strategic hire some months ago from the University of Texas, Dr. Ademola Akinrinola, the Director of Curriculum and Learning Experience Design. His role involves shaping curriculum, grading system, projects, and overall learning experiences for students. While these facilitators might not have a background in academia, Akinwamide shared that they possess invaluable firsthand knowledge of the creative industry -- an essential quality needed for grooming market-ready individuals. AltSchool Africa's new verticals are priced at $100 and are designed as six-week short courses different from the existing 12-month courses in the Schools of Engineering, Product, and Data that charge $30 per month. Akinwamide believes that will be instrumental in making the learning path flexible and accessible. The startup also plans to offer career services, guiding students toward becoming independent experts and connecting them with companies in need of their expertise. Notably, these courses cater to both beginners and those seeking to upskill, going beyond music to include sales and business courses that are needed in various industries. There's also the possibility of introducing short courses for the existing schools. Interested learners can visit the AltSchool Africa official website to access detailed information about each course, including prerequisites, course content, and faculty details. Following global standards AltSchool Africa's newest move is, however, not surprising. One of the world's most valuable online learning platforms, Coursera, originally started out by offering online courses from top universities in technology and computer science. Influenced by the understanding of market demands and interests, it has expanded its course catalogue to include a wide range of subjects beyond tech, including courses in business, arts and humanities, health, and many other non-tech disciplines. Interestingly, this has aided Coursera's success as it allowed the platform to reach millions of learners globally and cater for various career choices. This expansion model aligns with AltSchool Africa's approach to providing a wide array of educational opportunities to meet the evolving needs of learners beyond traditional tech-focused education. While the company has high hopes for this expansion, it seeks to keep evolving to meet the needs of African talent, because, as Akinwamide put it, ""we are in the business of people.""","Bayan fasaha, AltSchool Africa na son ƙarfafa yunƙurin tattalin arziƙin ƙirƙira da basirar kasuwanci masu zuwa nan gaba Tsakanin 2020 – lokacin da na yi nazarin yanayin fasahar harkokin ilimi a Najeriya – da yanzu, ta sami gagarumin sauyi. Yayin da a baya ƙalubalen shi ne yadda karatun manyan makarantu ba ya samun isasshiyar kulawa kamar karatun firamare da sakandare, ƙarin dandalolin bunƙasa hazaɓa sun ɓullo don taimakawa kan yadda za a taimaka wa ɗalibai su sami sana’o’i a sassa masu girma cikin sauri, wanda zai cike giɓin da tsarin ilimin gargajiya ya bari. AltSchool Africa ya zama fitaccen mai aiki a cikin wannan yanayi mai ci gaba. Bayani na baya-bayan nan daga dandalin ƙwarewa-zuwa-kasuwa shine faɗaɗa shi don shigo da Tattalin Arziƙi na ƙirƙire-ƙirƙire da Makarantun Kasuwanci. Tafiya ta tsawon shekaru 2 A shekarar 2021, sabon kamfanin ya fara aikin na taimakawa ɗalibai su koya da samun takardun shaidar difloma na ayyukan da ake nema a cikin shekara guda. Tun daga wannan lokacin, ya sami nasarar yaye jerin ɗalibai na Fannin Injiniyanci da Fannin Kayan da aka ƙera, yayin da ɗaukar farko na Fannin Bayanai ke aiki a halin yanzu. Babban abin duban shi ne, wannan faɗaɗawar ya zo ne ƙasa da shekaru biyu bayan sabon kamfanin ya sami dala miliyan 1 na jarin kafin ƙaddamarwa. A halin da ake ciki, yawan waɗanda su ka kammala a shekarar da ta gabata, wanda ya kai kashi 40%, ya ɗan yi tasiri kan shawarar faɗaɗa tsangayoyinsa. Yayin da dandalin koyo ta yanar gizo ya sami kwararowar kwasa-kwasa, musamman bayan shekarar 2020, yawan waɗanda suke ajiye karatu ya ci gaba da ƙaruwa, wanda ya sa waɗanda su ke kammalawa ya tsaya a adadi kaɗan na kashi 14%. Dalilai da yawa ne suka jawo wannan raguwar adadin, waɗanda suka haɗa da shiga cikin koyo, ingancin kwas, sassauci, da ingancin kima. Sabon kamfanin yana alfahari kan wata hanya ta musamman da yake da ita ta ilimi ta yanar gizo, kuma wannan yana da mahimmanci wajen magance waɗannan gazawar. ɗaya daga cikin waɗanda suka kafa AltSchool Africa, wanda kuma shi ne Shugaba, Adewale Yusuf, ya bayyana abin da kamfanin ya yi daidai. “Manufarmu ita ce samar da dandalin ilmantarwa da nishaɗantarwa ga duk 'yan Afirka don bunƙasa fasaharsu, ba tare da la'akari da karatunsu na baya ko kuma inda suka fito ba. Akwai nasarori a hanyoyin koyarwarmu na musamman wajen taimaka wa ɗaliban mu wajen riɗe bayanai da kyau, wanda ke nuna cewa mun fahimci surƙuƙin yadda ilimin yanar gizo ke aiki,"" Yusuf ya bayyana a cikin wata sanarwa da ke tabbatar da faɗaɗawar. AltSchool Africa ta haɗa gwiwa da OpenLabs Ghana a wani yunƙuri na haɗaka damar samun ilimi mai dacewa daga ko ina a duniya duniya a Afirka Me ya sa aka yi masana'antar ƙirƙire-ƙirƙiren? A cikin tattaunawa da Nifemi Akinwamide, Shugaban Cigaban da Haɗin Gwiwa na sabon kamfanin, ya fayyace dalilin da ya sa sabon kamfanin ya faɗaɗa, kuma ya gyara kuskuren fahimtar sabon kamfanin na son kaucewa daga asalin tsarinsa ne. “Ko da yaushe, ƙwarewa ce jigon mu, kuma ba baiwar ƙwarewa ta fasaha kawai ba. Mun fara da wani abu da muka saba da shi, wato fasaha. Amma burin mu ko da yaushe shi ne mu tabbatar da cewa mun ɗauki ‘yan Afirka miliyan 10 zuwa matakinsu na gaba ta fuskar sana’o’i, da kuma samar musu wadatar kuɗi ba tare da takuresu a fannin fasaha ba; a’a, mu sanya su zama waɗanda za’a iya ɗauka aiki a kamfanonin fasaha da waɗanda ba na fasaha ba. "" Ya ƙara da cewa wannan jajircewa tasa kamfanin ya zurfafa cikin wani reshe na masana'antar tattalin arziƙin ƙirƙira dake bunƙasa cikin sauri, wanda ya haɗa da kiɗe-kiɗe. A ƙarƙashin sabon tsarin, makarantar tana ba wa ɗalibai gajerun kwasa-kwasai akan ilimin tsara tallace-tallace, da ilimin kasuwanci, da ilimin kiɗan kasuwanci don samun takardun shaida cikin makonni shida. Wannan ya zama dole wajen cike giɓin da ke akwai a fagen hazaɓa na Afirka, musamman yadda jami'o'i ba sa horas da ɗalibai tsagwaron abin da masana'antu ke buƙata. Idan muka yi nazari sosai, zamu iya gane cewa da alamu wannan matakin ya kasance abin duba tun lokacin da aka fara sanar da haɗakar da aka riga aka yi a shekarar 2021; mawaƙa biyu ne suka halarci ayyukan. Cikin dace, ɗaya daga cikinsu yana cikin malamai. ƙarfafawa Don tallafawa wannan faɗaɗawar, AltSchool Africa ta ɗauki fitattun mutane daga cikin masu ƙirƙire-ƙirƙire na Afirka a matsayin malamai. Baya ga masu yaɗa labarai, Oladotun Ojuolape Kayode (Do2dtun), wanda aka ɗauke shi aiki a matsayin Daraktan Hulɗa da Masu ƙirƙire-ƙirƙire a watan Agusta, fitaccen mawaƙin Najeriya, Folarin Falana (Falzthebahdguy), shi ma malami ne a Makarantar Tattalin Arzikin ƙirƙire-ƙirƙire. Wasu sanannun masu ilimin tsara tallace-tallace da ƙwararru, irin su Adebowale Adedayo (Mr. Macaroni), daraktan fina-finai na Najeriya, da Nora Awolowo, ɗan jaridar kiɗe-kiɗe, da Joey Akan, da kuma mai ilimin tsara tallace-tallace na lafiya, Chinonso Egemba (Aproko Doctor) sun shiga cikinsu don kwasa-kwasan ilimin tsara tallace-tallace. Akinwamide ya bayyana cewa wannan sabon tsarin zai kasance cikin tsari irin na sauran makarantu -- inda ɗalibai ke koyo ta hanyar kayan aiki akan dandalin koyo na yanar gizo, kuma suna halartar darussa kai-tsaye, da kuma tsara wajen haɗuwar ɗalibai. Don tabbatar da an kiyaye ingancin ilimin, AltSchool Africa ta sake ɗauko wani ma'aikacin a watannin baya daga Jami'ar Texas, Dokta Ademola Akinrinola, Daraktan Tsara Karatu da ƙwarewar Koyo. Aikinsa ya haɗa da gyara tsarin karatu, da tsarin bayar da makin, da ayyuka, da ƙwarewar koyo don ɗalibai baki ɗaya. Yayin da waɗannan malaman ba lalle su zama suna da ƙwarewa a fannin koyarwa ba, Akinwamide ya bayyana cewa suna da ƙwarewa mai girma a masana'ntar ƙirƙire-ƙirƙire – wata muhimmiyar siffa da ake buƙata wajen yaye mutane su zama a shirye suke su shiga kasuwa. an saka kuɗi ga sabin tsare-tsaren na AltSchool Africa na dala 100 kuma an tsara su su zama gajerun kwasa-kwasa na sati shida, wanda suka yi daban da na watanni 12 da ake da su a Makarantar Injiniya da Samfura da Bayanai wanda ake biyan $30 duk wata. Akinwamide ya yi imani cewa hakan zai taimaka wajen mayar da hanyar ilmantarwa ta zama sassauƙa kuma wadda za a iya bi cikin sauƙi. Har ila yau sabon kamfanin yana shirin gabatar da ayyuka na sana'o’i, wanda zai jagoranci ɗalibai zuwa ga zama ƙwararrun masana masu zaman kansu, tare da haɗa su da kamfanoni masu buƙatar ƙwarewar su. Wani babban abin lura shi ne, waɗannan kwasa-kwasan an tsara su don ‘yan koyo da waɗanda ke neman ƙarin ƙwarewa, ta inda za a wuce waɗe-waɗe a haɗa da kwasa-kwasan tallace-tallace da darussan kasuwanci waɗanda ake buƙata a masana'antu daban-daban. Haka zalika akwai yiwuwar fara gajerun kwasa-kwasan makarantun da ake da su yanzu haka. Masu sha’awar koyo za su iya ziyartar shafin yanar gizo na AltSchool Africa don samun cikakkun bayanai game da kowane kwas, gami da abubuwan da ake buƙata, da ƙunshiyar darasi, da bayanan tsarin karatu. Bin ƙa’idojin duniya Duk da haka sabon matakin na AltSchool Afirka ba abin mamaki ba ne. ɗaya daga cikin mafiya kyawun dandalolin samun ilimi ta yanar gizo, Coursera, wanda ya fara ta hanyar ba da kwasa-kwasa ta yanar gizo daga manyan jami'o'i a fannin fasaha da kimiyyar kwamfuta. Wanda fahimtar buƙatun kasuwa da buƙatunsa yayi wa tasiri, ya faɗaɗa kundin tsarin karatunsa don haɗe abubuwa da yawa fiye da fasaha, wanda ya haɗa da darussan kasuwanci da fasaha da ilimin ɗan adam da kiwon lafiya da sauran fannonin da ba na fasaha ba. Abin sha'awar shi ne, wannan ya taimaka wa nasarar Coursera yayin da ya ba da dama dandalin ya shafi miliyoyin masu koyo a duniya da kuma biyan buƙatun ayyuka daban-daban. Wannan samfurin faɗaɗawa yayi daidai da tsarin AltSchool Africa na samar da damarmakin ilimi don biyan buƙatun ɗalibai masu tasowa, ya zarce ilimin na gargajiya da ya maida hankali kan fasaha. Duk da yake kamfanin yana da kyakkyawan fata kan wannan faɗaɗawa, yana neman ci gaba da bunƙasa don biyan buƙatun masu basira na Afirka, saboda kamar yadda Akinwamide ya ce, ""muna yi wa mutane kasuwanci.""","Zaidi ya teknolojia Shule ya ALt Afrika inataka kuwezesha wimbi lijalo la uchumi wa ubunifu na talanta ya biashara Kati ya 2020 nilipofanya uchanganuzi wa mazingira ya teknolojia ya elimu nchini Nigeria na sasa, imekuwa na mabadiliko makubwa. Ingawa changamoto ilikuwa ni jinsi gani elimu ya juu haikupata uangalizi wa kutosha kama vile elimu ya msingi na sekondari, majukwaa zaidi ya ukuzaji vipaji yameibuka na kusaidia wanafunzi kujenga taaluma katika sekta zinazokua kwa kasi, na hivyo kujaza mapengo yaliyoachwa na mifumo ya elimu ya jadi. Katika mazingira haya yanayoendelea, AltSchool Afrika imekuwa mchezaji mashuhuri. Sasisho la hivi punde kutoka kwa jukwaa la ujuzi hadi soko ni upanuzi wake ili kujumuisha Uchumi Ubunifu na Shule za Biashara. Safari ya miaka 2 Mnamo 2021, uanzishaji ulianza misheni ya kusaidia wanafunzi kujifunza na kupata cheti cha diploma zinazotambulika katika taaluma zilizotafutwa ndani ya mwaka mmoja. Tangu wakati huo, imefuzu kwa mafanikio seti za utangulizi kwa Shule ya Uhandisi na Shule ya Bidhaa, huku kundi la kwanza la Shule ya Data likiendelea kwa sasa. Hasa, upanuzi huu unakuja chini ya miaka miwili baada ya kuanza kupata $ 1 milioni katika ufadhili wa mbegu ya awali. Wakati huo huo, uamuzi wa kupanua vitivo vyake ulichangiwa kwa kiasi na kiwango cha ajabu cha kukamilika kwa 40% ambacho kilirekodi katika mwaka uliopita. Ingawa soko la kujifunza mtandaoni limepata kufurika kwa kozi haswa baada ya 2020, viwango vya kuacha shule vimeongezeka mara kwa mara kwa kuzingatia kiwango cha wastani cha kumaliza kwa 14%. Takwimu hizi zinazopungua zinatokana na mambo kadhaa ikiwa ni pamoja na ushiriki wa kujifunza, ubora wa kozi, kubadilika na ubora wa tathmini. Uanzishaji unajivunia kuwa na mbinu ya kipekee ya elimu ya mtandaoni, na hii imekuwa muhimu katika kushughulikia mapungufu haya. Mwanzilishi na Mkurugenzi Mtendaji (CEO) wa Shule ya Alt Afrika, Adewale Yusuf anaelezea kile ambacho kampuni hiyo ilifanya sawa. ""Lengo letu ni kuunda jukwaa la kujifunza kwa furaha na jumuiya ya Waafrika wote kukuza ujuzi wao, bila kujali elimu yao ya awali au asili. Mbinu zetu za kipekee za kufundishia zimefaulu katika kuwasaidia wanafunzi wetu kuhifadhi vyema taarifa, na hivyo kuonyesha kwamba tunaelewa utata wa jinsi elimu ya mtandaoni inavyofanya kazi,"" Yusuf alifichua katika taarifa yake kuthibitisha upanuzi huo. AltSchool Afrika inashirikiana na OpenLabs Ghana katika mchezo wa kuthubutu ili kuleta demokrasia upatikanaji wa kujifunza muhimu kimataifa barani Afrika. Kwa nini tasnia ya ubunifu? Katika gumzo na Nifemi Akinwamide, Mkuu wa Ukuaji na Ushirikiano wa kampuni hiyo, alifafanua motisha ya uanzishaji wa upanuzi huo na kusahihisha dhana potofu inayowezekana ambayo inaashiria mabadiliko katika muundo wa msingi wa uanzishaji. ""Talanta imekuwa msingi wetu kila wakati, na haikuwa talanta ya teknolojia tu. Tulianza na kitu tunachokifahamu, ambacho ni teknolojia. Lakini lengo siku zote limekuwa ni kuhakikisha tunawapeleka Waafrika milioni 10 kwenye ngazi zao zinazofuata katika masuala ya taaluma na kuwapa ustawi wa kifedha bila kuwaweka katika mapovu ya 'teknolojia', lakini kuwafanya waajiriwe na makampuni ya teknolojia na yasiyo ya teknolojia. Aliongeza kuwa dhamira hii iliifanya kampuni hiyo kujikita katika tawi jingine la tasnia ya uchumi wa wabunifu inayokua kwa kasi, ukiwemo muziki. Chini ya mfumo mpya wa wima, shule huwapa wanafunzi kozi fupi za kuunda maudhui, mauzo na biashara ya muziki ili kupata cheti baada ya wiki sita. Hii ni muhimu ili kuziba pengo katika nafasi ya vipaji vya Kiafrika, hasa kwa vile vyuo vikuu visivyowaandaa wanafunzi kwa kile ambacho soko la ajira linahitaji. Kwa mtazamo wa nyuma, hatua hii inawezekana imekuwa ukingoni tangu kuanza kutangaza kuongezeka kwa mbegu mnamo 2021, wasanii wawili wa muziki walishiriki kwenye raundi hiyo. Kwa bahati mbaya, mmoja wao ni sehemu ya kitivo. Kupaka mafuta kwenye gurudumu Ili kusaidia upanuzi huu, Shule ya Alt Afrika imeorodhesha watu mashuhuri kutoka nafasi ya waundaji wa Afrika kama wawezeshaji. Mbali na mwanahabari, Oladotun Ojuolape Kayode (Do2dtun) ambaye aliajiriwa kama Mkurugenzi wa Mahusiano ya Watayarishi mnamo Agosti, msanii maarufu wa Nigeria, Folarin Falana (Falzthebahdguy) pia ni mwezeshaji katika Shule ya Uchumi Ubunifu. Wanaojiunga nao kwa kozi za kuunda maudhui ni waundaji na wataalamu wengine wenye ushawishi mkubwa wa maudhui, kama vile Adebowale Adedayo (Bw. Macaroni), mkurugenzi wa filamu wa Nigeria, Nora Awolowo, mwandishi wa habari za muziki, Joey Akan, na mtayarishaji wa maudhui ya afya, Chinonso Egemba (Aproko Doctor). Akinwamide alieleza kuwa wima huu mpya utakuwepo katika modeli inayofanana na vyuo vingine -- ambapo wanafunzi hujifunza kupitia nyenzo kwenye jukwaa la kujifunza mtandaoni, kuhudhuria madarasa ya moja kwa moja na pia kujenga jumuiya kwa ajili ya wanafunzi. Ili kuhakikisha ubora wa elimu unalindwa, Shule ya Alt Afrika ilifanya uajiri mwingine wa kimkakati miezi kadhaa iliyopita kutoka Chuo Kikuu cha Texas, Dk. Ademola Akinrinola, Mkurugenzi wa Mtaala na Usanifu wa Uzoefu wa Kujifunza. Jukumu lake linahusisha kurekebisha mtaala, mfumo wa uwekaji madaraja, miradi, na uzoefu wa jumla wa kujifunza kwa wanafunzi. Ingawa wawezeshaji hawa huenda hawana historia ya taaluma, Akinwamide alishiriki kwamba wana ujuzi wa kibinafsi wa tasnia ya ubunifu -- ubora muhimu unaohitajika kwa ajili ya kuwakuza watu walio tayari sokoni. Wima mpya za Shule ya Alt Afrika zina bei ya $100 na zimeundwa kama kozi fupi za wiki sita tofauti na kozi zilizopo za miezi 12 katika Shule za Uhandisi, Bidhaa, na Data ambazo hutoza $30 kwa mwezi. Akinwamide anaamini hiyo itakuwa muhimu katika kufanya njia ya kujifunza iwe rahisi na kufikika. Uanzishaji pia unapanga kutoa huduma za taaluma, kuwaelekeza wanafunzi kuelekea kuwa wataalam wa kujitegemea na kuwaunganisha na kampuni zinazohitaji utaalam wao. Hasa, kozi hizi huhudumia wanaoanza na wale wanaotaka kujiendeleza, kwenda zaidi ya muziki ili kujumuisha mauzo na kozi za biashara ambazo zinahitajika katika tasnia mbalimbali. Pia kuna uwezekano wa kuanzisha kozi fupi kwa shule zilizopo. Wanafunzi wanaovutiwa wanaweza kutembelea tovuti rasmi ya Shule ya Alt Afrika ili kupata maelezo ya kina kuhusu kila kozi, ikijumuisha sharti, maudhui ya kozi na maelezo ya kitivo. Kufuatia viwango vya kimataifa Hatua mpya zaidi ya AltSchool Afrika, hata hivyo, haishangazi. Mojawapo ya majukwaa muhimu zaidi ya kujifunza mtandaoni, Coursera, ilianza kwa kutoa kozi za mtandaoni kutoka vyuo vikuu vya juu katika teknolojia na sayansi ya kompyuta. Imeathiriwa na uelewa wa mahitaji na maslahi ya soko, imepanua katalogi yake ya kozi ili kujumuisha masomo mbalimbali zaidi ya teknolojia, ikiwa ni pamoja na kozi za biashara, sanaa na insiajamii, afya, na taaluma nyingine nyingi zisizo za teknolojia. Jambo la kufurahisha ni kwamba, hii imesaidia mafanikio ya Coursera kwani iliruhusu jukwaa kufikia mamilioni ya wanafunzi duniani kote na kushughulikia chaguzi mbalimbali za kazi. Mtindo huu wa upanuzi unaendana na mkabala wa Shule ya Alt Afrika wa kutoa safu mbalimbali za fursa za elimu ili kukidhi mahitaji yanayobadilika ya wanafunzi zaidi ya elimu ya jadi inayozingatia teknolojia. Ingawa kampuni ina matumaini makubwa ya upanuzi huu, inatafuta kuendelea kubadilika ili kukidhi mahitaji ya vipaji vya Kiafrika, kwa sababu, kama Akinwamide alivyoweka, ""tuko katika biashara ya watu.""","Ju ìmọ̀-ẹ̀rọ lọ, AltSchool Africa fẹ́ ṣe ìrónilágbára fún àwọn àwọn alátinúdá ètò ọrọ̀-ajé àti àwọn ònímọ̀-ọ́nṣe okòwò ọjọ́ iwájú. Láàárín 2020 nígbà tí mo ṣe àtúpalẹ̀ ẹ̀ka ìmọ̀ ẹ̀rọ nínú ètò ẹ̀kọ́ ní Nigeria àti ní àsìkò yìí, àyípadà pàtàkì ti dé bá a. Nígbà tí ó jẹ́ pé àdojúkọ fìgbà kan jẹ́ bí ẹ̀kọ́ ilé ẹ̀kọ́ gíga kò sí rí àmójútó bí ẹ̀kọ́ ilé ẹ̀kọ́ alákọ̀ọ́bẹ̀rẹ̀ àti girama, ọ̀pọ̀lọpọ̀ àwọn ibùdó ìdàgbàsókè ìmọ̀-ọ́nṣe ní wọ́n ti dìde láti ṣe ìrànlọ́wọ́ fún àwọn akẹ́kọ̀ọ́ láti ṣẹ̀dá àwọn iṣẹ́ ní àwọn ẹ̀ka tí ó ṣẹ̀ṣẹ̀ ń dàgbà, ní pàtàkì jùlọ láti dí àwọn àlàfo tí ètò ẹ̀kọ́ ìbílẹ̀ fi sílẹ̀. Nínú ètò tí ó ń dàgbàsókè, AltSchool Africa ti di gbajúmọ̀ olùkópa. Ìmúdójú-ìwọ̀n àìpẹ́ láti gbọ̀ngàn ìmọ̀-ọ́nṣe-sí-ọjà ni ìlọsíwájú rẹ̀ láti mú Ọ̀rọ̀-ajé Àtinúdá àti àwọn Ilé-ẹ̀kọ́ Okòwò. Ìrìn-àjò ọdún-2 Ní 2021, ilé-iṣẹ́ àdìdeelẹ̀ náà ní àfojúsùn láti ṣe ìrànlọ́wọ́ fún àwọn akẹ́kọ̀ọ́ láti kọ́ kí wọ́n sit gba àwọn ìwé ẹ̀rí dípúlómà lẹ́nu iṣẹ́ tí wọ́n yàn láàyò láàárín ọdún kan. Láti ìgbà náà, ó ti ní àwọn akẹ́kọ̀ọ́gboyè àkọ́kọ́ ní Ilé-ẹ̀kọ́ Ìmọ̀-ẹ̀rọ àti Ilé-ẹ̀kọ́ Ọjà, pẹ̀lú àwọn akẹ́kọ̀ọ́gboyè àkọ́kọ́ ní Ilé-ẹ̀kọ́ Àkójọfáyẹ̀wò tí wọ́n sì ń kẹ́kọ̀ọ́ lọ́wọ́ báyìí. Ní pàtàkì, ìlọsíwájú yìí ṣẹlẹ̀ kò tó ọdún méjì lẹ́yìn tí ilé iṣẹ́ àdìdeelẹ̀ náà gba mílíọ̀nù $1 nínú owó ìdókòwò ìbẹ̀rẹ̀. Ní báyìí, ìpinnu rẹ̀ láti fẹjú àwọn ibùdó ẹ̀kọ́ rẹ̀ jẹ́ èyí tí ìwọ̀n àwọn akẹ́kọ̀ọ́gboyè 40% tí ó ṣe àkọsílẹ̀ ní ọdún tó kọjá nípa lórí díẹ̀. Nígbà tí ọjà ìkẹ́kọ̀ọ́ orí ayélujára ti ní ìrírí àwọn ẹ̀kọ́ púpọ̀ pàápàá jùlọ lẹ́yìn 2020, iye àwọn tí kò parí ẹ̀kọ́ wọn ti bẹ̀rẹ̀ sí ní pọ̀ sí i èyí tí ó mú iye awont akẹ́kọ̀ọ́gboyè wà ní 14% péré. Àwọn ìṣirò tí ó ń dínkù wọ̀nyí jẹ́ nítorí àwọn onírúurú ìdí tí ó fi mọ́ ìfarajìn ìkẹ́kọ̀ọ́, àmúyẹ ẹ̀kọ́, ìṣeéyípadà, àti àmúyẹ ìgbéléwọ̀n. Àdìdeelẹ̀ náà gba oríyìn nípa níní ìlànà àrà ọ̀tọ̀ fún ẹ̀kọ́ orí ẹ̀rọ-ayélujára, àti pé èyí ti kó ipa pàtàkì nínú wíwá ọ̀nà àbáyọ sí àwọn àìṣedéédé wọ̀nyí. Àjọ olùdásílẹ̀ àti Ọ̀gá Àgbà Pátápátá AltSchool Africa, Adewale Yusuf ṣàlàyé ohun tí ilé-iṣẹ́ náà ṣe tí ó dára. ""Àfojúsùn wa ni láti ṣẹ̀dá gbọ̀ngàn ìkẹ́kọ̀ọ́ tí ó dùn tí ó sì ní ìbáṣepọ̀ fún gbogbo ọmọ Áfíríkà láti mú ìdàgbàsókè bá àwọn ìmọ̀-ọ́nṣe wọn, láì fi ti ẹ̀kọ́ tàbí ìpìlẹ̀ wọn àtẹ̀yìnwá ṣe. Àwọn ọgbọ́n ìkọ́ni wa àrà ọ̀tọ̀ ti jẹ́rìí àṣeyọrí nipat ṣíṣe ìrànlọ́wọ́ fún àwọn akẹ́kọ̀ọ́ wa láti gbọ́ àlàyé, èyí ń ṣàfihàn pé a ní òye nípa gbígbòòrò bí ẹ̀kọ́ orí ẹ̀rọ-ayélujára ṣe ń ṣiṣẹ́, ""Yusuf sọ èyí nínú ìròyìn tí ó ń jẹ́rìí ìmúgbòòrò náà. Àwọn alábàáṣiṣẹ́pọ̀ AltSchool Africa OpenLabs Ghana nínú eré ìgboyà láti sọ àǹfààní sí ìkẹ́kọ̀ọ́ nípa àwọn ohun pàtàkì lágbàáyé di mùtúmùwà. Kín ni ìdí tí ó fi jẹ́ Ilé-iṣẹ́ àtinúdá? Nínú ìfọ̀rọ̀wérọ̀ kan pẹ̀lú Nifemi Akinwande, Olórí Ìdàgbàsókè àti Àjọṣepọ̀ ní ilé-iṣẹ́ àdìdeelẹ̀ náà, ó yànnàná ìwúrí àdìdeelẹ̀ náà fún ìmúgbòòrò bẹ́ẹ̀ ni ó ṣe àtúnṣe sí òfegè èrò kan pé ó ń tọ́ka sí ìtẹ̀síwájú kúrò nínú ìlànà àgbékalẹ̀ àdìdeelẹ̀ náà. ""Ìmọ̀-ọ́nṣe ni ọ̀pákùtẹ̀lẹ̀ wa, kì í sì ṣe ìmọ̀-ọ́nṣe ìmọ̀ ẹ̀rọ nìkan. A bẹ̀rẹ̀ pẹ̀lú nǹkan tí a mọ̀ dáadáa, èyí tí í ṣe ìmọ̀ ẹ̀rọ. Ṣùgbọ́n àfojúsùn náà ni láti rí i pé a mú ọmọ ilẹ̀ Áfíríkà mílíọ̀nù 10 lọ sí ìpele tí ó kàn ní ti iṣẹ́ àṣelà kí a sì mú wọn lu àlùyọ nínú ètò ìnáwó láì jẹ́ pé a kó wọn sínú ìgbàgbọ́ 'ìmọ̀ ẹ̀rọ', ṣùgbọ́n kí wọ́n lè ṣiṣẹ́ ní àwọn ilé iṣẹ́ ìmọ̀ ẹ̀rọ àti àwọn ilé iṣẹ́ tí kò jẹ mọ́ ìmọ̀-ẹ̀rọ. Ó fi kún un pé ìfarajìn yìí ni ó mú kí ilé-iṣẹ́ ṣe ìdásílẹ̀ ẹ̀ka ilé iṣẹ́ ọrọ̀ ajé àtinúdá tí ó ń dàgbà lójoojúmọ́, tí ó fi mọ́ orin. Lábẹ́ ẹ̀ka tuntun yìí, ilé ẹ̀kọ́ náà ń pèsè àwọn kọ́ọ̀sì kéékèèké fún àwọn akẹ́kọ̀ọ́ nínú iṣẹ́ àtinúdá orí ẹ̀rọ, ìtajà, àti okòwò orin láti ní àwọn ìwé ẹ̀rí láàárín ọ̀sẹ̀ mẹ́fà. Èyí ṣe pàtàkì láti dí àlàfo nínú àwùjọ ìmọ̀-ọ́nṣe ilẹ̀ Áfíríkà, pàápàá jùlọ bí àwọn fáfitì kò ṣe pèsè àwọn akẹ́kọ̀ọ́ sílẹ̀ fún àwọn iṣẹ́ tí àwùjọ iṣẹ́ pè fún. Láti ìgbà yìí wá, ìgbésẹ̀ yìí ti wà ní àká láti ìgbà tí ilé-iṣẹ́ àdìdeelẹ̀ náà ti kéde ìmúgbòòrò owó ìdókòwò ìbẹ̀rẹ̀ ní 2021; àwọn oníṣẹ́ ọ̀nà orin méjì ni ó kópa nínú ìpele náà. Sí ìyàlẹ́nu, ọ̀kan nínú wọn jẹ ara àwọn olùkọ́. Ṣíṣe ìrànlọ́wọ́ fún ìtẹ̀síwájú iṣẹ́ Láti ṣe àtìlẹ́yìn fún ìmúgbòòrò yìí, AltSchool Africa ti ṣe àtòjọ àwọn gbajúmọ̀ ènìyàn láti àwùjọ tí wọ́n jẹ́ alátinúdá Africa gẹ́gẹ́ bí àwọn olùkọ́. Ní àfikún sí gbajúmọ̀ orí ẹ̀rọ-ayélujára, Oladotun Ojuolape Kayode (Do2dtun) ẹni tí wọ́n gbà gẹ́gẹ́ bí Olùdarí Iṣẹ́ tí ó ní í ṣe pẹ̀lú Àtinúdá orí ẹ̀rọ ní Oṣù Kẹjọ, gbajúgbajà oníṣẹ́ ọ̀nà, Folarin Falana (Falzthebahdguy) jẹ́ olùkọ́ ní Ilé ẹ̀kọ́ Ọrọ̀ ajé Àtinúdá. Àwọn tí ó tún darapọ̀ mọ́ wọn fún àwọn kọ́ọ̀sì àtinúdá orí ẹ̀rọ ni àwọn gbajúmọ̀ alátinúdá orí ẹ̀rọ àti alámọ̀já, bí Adebowale Adedayo (Mr Macaroni), Olùdarí eré àgbéléwò, Nora Awolowo, akọ̀ròyìn orin, Joey Akan, àti alátinúdá orí ẹ̀rọ, Chinonso Egemba (Aproko Doctor). Akinwamide ṣàlàyé pé àgbékalẹ̀ tuntun yìí yóò wà ní ìlànà tí �� fara jọ àwọn ẹ̀ka ẹ̀kọ́ yòókù - - níbi tí àwọn akẹ́kọ̀ọ́ tí ń kẹ́kọ̀ọ́ nípasẹ̀ àwọn ohun èlò ìkẹ́kọ̀ọ́ lórí ìkànnì ayélujára, wọ́n ń darapọ̀ mọ́ àwọn kíláàsì orí ẹ̀rọ bẹ́ẹ̀ ni èyí yóò ṣẹ̀dá àwùjọ fún àwọn akẹ́kọ̀ọ́. Láti rí i dájú pé àmúyẹ ẹ̀kọ́ náà wà ní ìpamọ́, AltSchool Africa tún lo ọgbọ́n ìgbanisíṣẹ́ mìíràn ní nǹkan bí oṣù díẹ̀ sẹ́yìn, wọ́n gba Dr. Ademola Akinrinola láti University of Texas, gẹ́gẹ́ bí Olùdarí Ìṣẹ̀dá Kọ̀ríkúlọ́ọ́mù àti Ìrírí Ìkẹ́kọ̀ọ́. Lara ojúṣe rẹ̀ ni a ti rí ṣíṣe Kọ̀ríkúlọ́ọ́mù, ètò máàkì, iṣẹ́ àkànṣe, àti ìrírí ìkẹ́kọ̀ọ́ gbogbo fún àwọn akẹ́kọ̀ọ́. Bí àwọn olùkọ́ wọ̀nyí kò tilẹ̀ ní ìrírí nínú ètò ìkọ́ni, Akinwamide sọ pé wọ́n ni ìmọ̀ pàtàkì nípa ilé iṣẹ́ àtinúdá - - àmúyẹ pàtàkì tí ó wúlò láti kọ́ àwọn ènìyàn tí ó ti ṣetán fún ilé iṣẹ́ yìí. Àgbékalẹ̀ AltSchool Africa tuntun yìí jẹ́ $100 bẹ́ẹ̀ ni wọ́n ṣẹ̀dá rẹ̀ fún kọ́ọ̀sì kékeré ọlọ́sẹ̀ mẹ́fà láti ara Olóṣù-9 tí ó wà nílẹ̀ tẹ́lẹ̀ ní àwọn Ilé-ẹ̀kọ́ Ìmọ̀ ẹ̀rọ, Ọjà, àti Àkójọfáyẹ̀wò tí wọ́n ń gba $30 ní oṣooṣù. Akinwamide ní ìgbàgbọ́ pé èyí yóò kó ipa pàtàkì láti mú kí ìlànà ìkẹ́kọ̀ọ́ náà rọrùn kí àwọn ènìyàn sì ní àǹfààní sí. Àdìdeelẹ̀ náà tún ń ṣètò láti pèsè ìtọ́ni lórí yíyan iṣẹ́ àṣelà, pípèsè ìtọ́nisọ́nà fún àwọn akẹ́kọ̀ọ́ láti di alámọ̀já tí ó ní òmìnira kí wọ́n sì so wọn pọ̀ mọ́ àwọn ilé iṣẹ́ tí ó nílò ìmọ̀-ọ́nṣe wọn. Ní pàtàkì, àwọn kọ́ọ̀sì wọ̀nyí wà fún àwọn tí ó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ àti àwọn tí wọ́n fẹ́ fi kún ìmọ̀ wọn, kọjá orin láti ṣètò àwọn kọ́ọ̀sì ìtajà àti okòwò tí wọ́n nílò ní àwọn onírúurú ilé-iṣẹ́. . Ó tún ṣe é ṣe kí wọ́n ṣe àfikún àwọn kọ́ọ̀sì kéékèèké fún àwọn Ilé-ẹ̀kọ́ tí ó ti wà nílẹ̀. Àwọn tí ó bà fẹ́ kẹ́kọ̀ọ́ lè ṣe àbẹ̀wò sí ìtakùn ayélujára AltSchool Africa láti ní àǹfààní sí àwọn ẹ̀kúnrẹ́rẹ́ àlàyé nípa kọ́ọ̀sì, tí ó fi mọ́ àwọn àmúyẹ, àkóónú kọ́ọ̀sì, àti àlàyé nípa àwọn olùkọ́. Ó ń tẹ́lẹ̀ àwọn gbèdéke àgbáyé Bí ó tilẹ̀ jẹ́ pé, ètò AltSchool Africa tuntun kò yanilẹ́nu. Ọ̀kan nínú àwọn gbọ̀ngàn ìkẹ́kọ̀ọ́ orí ayélujára tí ó ṣe pàtàkì jùlọ, Coursera, èyí tí ó bẹ̀rẹ̀ láti máa pèsè àwọn kọ́ọ̀sì orí ẹ̀rọ láti àwọn fáfitì tí ó gbajúmọ̀ nínú ìmọ̀ ẹ̀rọ àti ìmọ̀ sáyẹ́ńsì ẹ̀rọ-ayárabí-àsá. Òye ohun tí ọjà fẹ́ àti ìfẹ́ ni ó nípa lórí rẹ, ó ti fẹjú àká kọ́ọ̀sì rẹ̀ láti ní àwọn kókó ọ̀rọ̀ oríṣìíríṣìí kọjá ìmọ̀ ẹ̀rọ, tí ó fi mọ́ àwọn kọ́ọ̀sì lórí okòwò, iṣẹ́ ọnà àti ẹ̀dá ọmọnìyàn, ìlera, àti àwọn iṣẹ́ mìíràn tí kò jẹ mọ́ ìmọ̀-ẹ̀rọ. Ó jẹ́ ìwúrí pé, èyí ti ṣe ìrànlọ́wọ́ ńlá fún àṣeyọrí Coursera bí ó ṣe fi ààyè gba ìkànnì náà láti ní àwọn akẹ́kọ̀ọ́ milionu púpọ̀ káàkiri àgbáyé ó sì ń pèsè fún àwọn onírúurú ààyò iṣẹ́. Ìlànà ìmúgbòòrò yìí ṣe rẹ́gí pẹ̀lú ìlànà AltSchool Africa láti pèsè àwọn àǹfààní ètò ẹ̀kọ́ onírúurú láti bá àìní àwọn akẹ́kọ̀ọ́ tí ó ń pọ̀ sí i pàdé, kọjá ètò ẹ̀kọ́ afojúsun ìmọ̀ ẹ̀rọ ìbílẹ̀. Bí ó tilẹ̀ jẹ́ pé ilé iṣẹ́ náà ní ìrètí ńlá fún ìmúgbòòrò yìí, ó ń wá ọ̀nà láti máa dàgbà kí ó lè bá àìní àwọn onímọ̀-ọ́nṣe ilẹ̀ Áfíríkà pàdé, nítorí pé, gẹ́gẹ́ bí Akinwamide ṣe sọ, ""a fẹ́ wá ọ̀nà àbáyọ sí àwọn ìṣòro ọmọniyan.""","Ngale kobuchwepheshe, i-AltSchool Africa ifuna ukunika amandla igagasi elilandelayo lokudala umnotho nethalente lebhizinisi Maphakathi no-2020 lapho ngihlaziya isimo sobuchwepheshe bezemfundo eNigeria futhi manje, sibe noshintsho olukhulu. Yize inselelo bekuwukuthi ukufunda ezikhungweni zemfundo ephakeme bekunganakiwe ngokwanele njengemfundo yamabanga aphansi namabanga aphezulu, izinkundla eziningi zokuthuthukiswa kwamakhono seziqhamuke zaphinda kabili ekusizeni abafundi ukuthi bakhe imisebenzi emikhakheni ekhula ngokushesha, nokuvala izikhala ezishiywe yizinhlelo zemfundo yendabuko. Kulesi simo esiguqukayo, i-AltSchool Africa isibe ngumdlali ovelele. Isibuyekezo sakamuva esivela kuplathifomu yamakhono ukuya emakethe ukunwetshwa kwayo ukuze kufake phakathi i-Creative Economy kanye Nezikole Zebhizinisi. Uhambo lweminyaka emi-2 Ngo-2021, lolu hlelo lwaqala umkhankaso wokusiza abafundi ukuthi bafunde futhi bathole izitifiketi ezaziwayo zediploma emisebenzini efunwayo ungakapheli unyaka. Kusukela lapho, ithole ngempumelelo amasethi okuphayona eSikoleni Sobunjiniyela kanye Nesikole Somkhiqizo, neqembu lokuqala leSikole Sedatha eliqhubekayo njengamanje. Ngokuphawulekayo, lokhu kwanda kuza ngaphansi kweminyaka emibili ngemva kokuba isiqalo sithole isigidi u-$1 million woxhaso lwangaphambili lwembewu. Phakathi naleso sikhathi, isinqumo sokwandisa amakhono ayo sithonywe ngokwengxenye izinga elimangalisayo lokuphothula elingama-40% elirekhodwe onyakeni odlule. Ngenkathi imakethe yokufunda eku-inthanethi ihlangabezane nokutheleka kwezifundo ikakhulukazi ngemuva kuka-2020, amanani abashiya phansi ayaqhubeka nokukhula ngesilinganiso sokuphothula esimaphakathi esingu-14%. Lezi zinombolo ezinciphayo zibangelwa izici eziningana ezihlanganisa ukuzibandakanya nokufunda, ikhwalithi yesifundo, ukuguquguquka, kanye nekhwalithi yokuhlola. Isiqalo siyaziqhenya ngokuba nendlela ehlukile yemfundo ye-inthanethi, futhi lokhu kube nomthelela omkhulu ekubhekaneni nalezi zinselele. Umsunguli kanye neCEO ye-AltSchool Africa, u-Adewale Yusuf uchaza ukuthi inkampani yenzani kahle. “Inhloso yethu wukwakha indawo yokufunda ejabulisayo nebandakanya wonke umuntu ukuze athuthukise amakhono abo, kungakhathalekile ukuthi bafunde kangakanani noma basukaphi. Izindlela zethu zokufundisa eziyingqayizivele zibe yimpumelelo ekusizeni abafundi bethu bagcine ulwazi kangcono, okubonisa ukuthi siyabuqonda ubunzima bendlela imfundo ye-inthanethi esebenza ngayo,” kusho uYusuf esitatimendeni esiqinisekisa ukwanda. I-AltSchool Africa ibambisene ne-OpenLabs Ghana ukuze kwenziwe intando yeningi ukufinyelela ekufundeni okubalulekile emhlabeni wonke e-Afrika Kungani kunemboni yokudala? Engxoxweni noNifemi Akinwamide, Inhloko Yokukhula Nobambiswano yesiqalisi, ucacisile isisusa sokuqala sokwanda futhi walungisa umbono oyiphutha okungenzeka ukuthi ukhomba ukushintsha kwemodeli eyinhloko yesiqalisi. “Ithalente belilokhu liwumgogodla wethu, bekungelona ithalente lobuchwepheshe kuphela. Siqale ngento esiyijwayele, okuwubuchwepheshe. Kodwa umgomo bekulokhu kuwukuqinisekisa ukuthi sithatha abantu base-Afrika abayizigidi eziwu-10 million sibayise ezingeni elilandelayo ngokwemisebenzi yabo futhi sibanikeze ukuchuma ngokwezimali ngaphandle kokubagcina kubhamuza 'lobuchwepheshe', kodwa sibenze baqashwe yizinkampani zobuchwepheshe nezingezona ezobuchwepheshe."" Uqhube wathi lokhu kuzinikela sekuholele ekutheni le nkampani ingene kwelinye igatsha lomnotho wezobuciko elikhula ngesivinini okubalwa nomculo. Ngaphansi kwefomethi entsha, isikole sinikeza abafundi izifundo ezimfushane ekudaleni okuqukethwe, ukumaketha, nebhizinisi lomculo ukuze bathole izitifiketi emavikini ayisithupha. Lokhu kuyadingeka ukuze kuvalwe igebe echibini lamathalente ase-Afrika, ikakhulukazi njengoba amanyuvesi engabalungiseleli abafundi ikakhulukazi lokho okudingwa yimakethe yemisebenzi. Uma sibheka emuva, lesi sinyathelo kungenzeka ukuthi besiseduze kusukela ekuqaleni kwamemezela ukukhushulwa kwembewu yokuqala ngo-2021; abaculi ababili babambe iqhaza emzuliswaneni. Ngokuzenzakalelayo, enye yazo iyingxenye yefaculty. Ukugcoba isondo Ukuze isekele lokhu kunwetshwa, i-AltSchool Africa ibhalise abantu abavelele abavela emphakathini wezobuciko wase-Afrika njengabagqugquzeli. Ngaphezu kobuntu bemidiya, u-Oladotun Ojuolape Kayode (Do2dtun) oqashwe njengoMqondisi Wezobudlelwano Bobadali ngoNcwaba, umculi odumile waseNigeria, uFolarin Falana (Falzthebahdguy) uphinde abe umsizi eSikoleni Somnotho Wokudala. Ukubajoyina ezifundweni zokudala okuqukethwe abanye abadali bokuqukethwe abanethonya kanye nochwepheshe, njengo-Adebowale Adedayo (uMnu. Macaroni), umqondisi wefilimu waseNigeria, uNora Awolowo, intatheli yomculo, uJoey Akan, kanye nomdali wokuqukethwe kwezempilo, uChinonso Egemba (Udokotela Aproko). U-Akinwamide uchaze ukuthi ingosi entsha izoba khona ngemodeli efanayo namanye amakhono -- lapho abafundi befunda ngezinto zokufunda eziku-inthanethi, behambele amakilasi abukhoma futhi bakhe umphakathi wabafundi. Ukuqinisekisa ukuthi izinga lemfundo liyagcinwa, i-AltSchool Africa yenze elinye isu lokuqasha ezinyangeni ezimbalwa ezedlule eNyuvesi yaseTexas, uDkt. Ademola Akinrinola, uMqondisi Wekharikhulamu kanye Nokuhlangenwe nakho kokuFunda. Iqhaza lakhe lihlanganisa ukubumba ikharikhulamu, uhlelo lokugreda, amaphrojekthi, kanye nolwazi lokufunda jikelele lwabafundi. Yize laba bagqugquzeli bengase bangabi nayo isizinda semfundo, u-Akinwamide wabelane ngokuthi banolwazi lokuqala olubalulekile lwemboni yezobuciko -- ikhwalithi ebalulekile edingekayo ukuze baqeqeshe abantu abalungele imakethe. Ama-verticals amasha e-AltSchool Africa anenani elingu-$100 futhi aklanywe njengezifundo ezimfushane zamasonto ayisithupha ezihlukene nezifundo ezikhona zezinyanga eziyi-12 eSikoleni Sobunjiniyela, Umkhiqizo, kanye Nedatha ezibiza u-$30 ngenyanga. U-Akinwamide ukholelwa ukuthi lokho kuzoba usizo ekwenzeni inqubo yokufunda ivumelane nezimo futhi ifinyeleleke. Isiqalo siphinde sihlele ukuhlinzeka ngezinsizakalo zemisebenzi, siqondise abafundi ukuthi babe ngochwepheshe abazimele futhi sibaxhumanise nezinkampani ezidinga ubuchwepheshe babo. Ngokuphawulekayo, lezi zifundo zibhekelela abasaqalayo nalabo abafuna ukuthuthukisa amakhono abo, badlulele ngale komculo ukuze bafake izifundo zokuthengisa nezamabhizinisi ezidingekayo ezimbonini ezihlukahlukene. Kukhona nethuba lokwethula izifundo ezimfushane ezikoleni ezikhona. Abafundi abanentshisekelo bangavakashela iwebhusayithi esemthethweni ye-AltSchool Africa ukuze bafinyelele imininingwane enemininingwane mayelana nesifundo ngasinye, okuhlanganisa izidingo, okuqukethwe kwezifundo, kanye nemininingwane yobuhlakani. Ukulandela izindinganiso zomhlaba Isinyathelo esisha se-AltSchool Africa, nokho, asimangazi. Enye yezinkundla zokufunda eziku-inthanethi ezibaluleke kakhulu emhlabeni, i-Coursera, ekuqaleni yaqala ngokunikeza izifundo eziku-inthanethi ezivela emanyuvesi aphezulu kwezobuchwepheshe nesayensi yekhompyutha. Ithonywe ukuqonda izidingo nezithakazelo zemakethe, iye yandisa ikhathalogi yayo yezifundo ukuze ifake inqwaba yezifundo ngale kwezobuchwepheshe, okuhlanganisa izifundo zebhizinisi, ezobuciko nobuntu, ezempilo, kanye neminye imikhakha eminingi engeyona eyobuchwepheshe. Kuyathakazelisa ukuthi lokhu kusize impumelelo ye-Coursera njengoba ivumele inkundla ukuthi ifinyelele izigidi zabafundi emhlabeni wonke futhi ibhekelele ukukhetha kwemisebenzi eyahlukene. Le modeli yokwandisa ihambisana nendlela ye-AltSchool Africa yokuhlinzeka ngamathuba emfundo anhlobonhlobo ukuze kuhlangatshezwane nezidingo ezithuthukayo zabafundi ngale kwemfundo evamile egxile ezobuchwepheshe. Nakuba inkampani inethemba elikhulu kulokhu kwandiswa, ifuna ukuqhubeka nokuguquka ukuze ihlangabezane nezidingo zethalenta lase-Afrika, ngoba, njengoba u-Akinwamide ebeka, ""sisebhizinisini labantu."""
+"ኮታኒ ፔይ በአፍሪካ ውስጥ ከመስመር ውጭ ድንበር ተሻጋሪ የክሪፕቶ ክፍያዎችን ለመደገፍ የ 2 ሚሊዮን ዶላር ቅድመ-ዘር ይቀበላል። በኬንያ የሚገኘው የፊንቴክ ጅምር ኮታኒ ፔይ ወደ ሩዋንዳ፣ ሴኔጋል፣ አይቮሪ ኮስት፣ ታንዛኒያ እና ናይጄሪያ ለማስፋፋት የ 2 ሚሊዮን ዶላር ቅድመ-ዘር የገንዘብ ድጋፍ ዙር አሰባስቧል። ከዲሲጂ/ሉኖ እና ፍሎሪ ቬንቸርስ ተሳትፎ ጋር ፒ 1 ቬንቸርስ ዙሩን እየመራ ነው። በ 2020 በብራያን ኪሞቶ፣ ዳንኤል ኪሞቶ፣ ፌሊክስ ማቻሪያ፣ ሳሙኤል ካሪዩኪ እና እስጢፋኖስ ኪያሪ የተመሰረተው ኮታኒ ፔይ በአፍሪካን ባንክ ለሌላቸው ሰዎች ድንበር ተሻጋሪ የገንዘብ ልውውጥን ቀላል ለማድረግ ያለመ የክሪፕቶ ክፍያ ጅምር ነው። የሚያተኩረው የአጠቃቀም ጉዳይ በኬንያ፣ በጋና፣ በዛምቢያ እና በደቡብ አፍሪካ ያሉትን ጨምሮ በመቶ ሚሊዮኖች የሚቆጠሩ ሰዎችን የዕለት ተዕለት ኑሮ ይነካል። ኮታኒ ወደ አፍሪካ የሚደረጉ የገንዘብ ልውውጦችን ለማቃለል ብሎክቼይን መጠቀምን ይመክራል። ገንዘቡን ወደ ውጭ አገር ለመላክ በከፊል ወጪ ከተለመዱት ዘዴዎች - የተረጋጋ ሳንቲም - ከፋይት ገንዘብ ጋር የተገናኙ ምስጢራዊ ምንዛሬዎች ይጠቀማል። ባልተደራጀ ተጨማሪ አገልግሎት ውሂብ( ዩኤስኤስዲ) የግንኙነት ፕሮቶኮል እገዛ ኮታኒ ብሎክቼኖችን ከክልላዊ የክፍያ አውታረመረቦች ጋር የሚያገናኝ መካከለኛ ሚድልዌር ፈጠረ፡፡ አብዛኛዎቹ እነዚህ አውታረ መረቦች ተጠቃሚዎች ያለበይነመረብ ግንኙነት የባህሪ ስልኮችን በመጠቀም ገንዘብ እንዲልኩ ያስችላቸዋል። ኮታኒ ቴክኖሎጂዎቹን እንደ ቢ 2 ቢ መፍትሄ እያቀረበ ነው፣ በአንድ በኩል የክሪፕቶ መድረኮችን በማገናኘት ስማርት ውሎችን በሌላ በኩል ደግሞ የሞባይል ገንዘብ ኤፒአይዎች፡፡ ከዋና ዋናዎቹ ክሪፕቶ አጋሮቹ መካከል ቢጫካርድ፣ዲሲጂ፣ ፎንባንክ፣ ሴሎስ ቫሎራ፣ ሜርሲ ኮርፕስ፣ ዩኒሴፍ ክሪፕቶ ፈጠራ ፈንድ እና ስቴላርን ያካትታሉ። በተጨማሪም የኮታኒ ተጠቃሚዎች ""በራምፕ ላይ"" ወይም የትውልድ ገንዘቦቻቸውን ወደ የአሜሪካ ዶላር መለወጥ ይችላሉ፤ ይህ ባህሪ በአሁኑ ጊዜ ለንግድ ሥራዎች የበለጠ የተስተካከለ ነው ነገር ግን አስፈላጊ ፈቃዶችን ካገኙ ለችርቻሮ ተጠቃሚዎች ሊ���ኝ ይችላል። ኮታኒ ገንዘብ የሚያገኘው ከጠቅላላው የግብይት መጠን ወደ 1% የሚሆነውን የመለዋወጫ ክፍያ በማስከፈል ነው። እስከ ዛሬ ድረስ በኮታኒ ከተደረጉ የገንዘብ ዝውውሮች መካከልወደ ውስጥ የሚገቡ ክፍያዎች 23 ሚሊዮን ዶላር ናቸው። የመድረኩ አማካኝ የግብይት መጠን 150,000 ዶላር ነው ምክንያቱም በንግዶች ላይ ያተኩራል።","Kotani Pay receives a $2m pre-seed to support offline cross-border crypto payments in Africa Kotani Pay, a Kenyan-based fintech startup, has raised a $2 million pre-seed funding round to expand into Rwanda, Senegal, Ivory Coast, Tanzania, and Nigeria. P1 Ventures led the round, with participation from DCG/Luno and Flori Ventures. Founded in 2020 by Brian Kimotho, Daniel Kimotho, Felix Macharia, Samuel Kariuki, and Stephen Kiarie, Kotani Pay is a crypto payments startup that aims to make cross-border remittances easier for Africa's underbanked population. The use case it focuses on affects the daily lives of hundreds of millions of people, including those in Kenya, Ghana, Zambia, and South Africa. Kotani suggests using blockchain to make remittances to Africa easier. It uses stablecoins — cryptocurrencies linked to fiat money like the USD — to send money abroad for a fraction of the cost of more conventional methods. With the help of the Unstructured Supplementary Service Data (USSD) communication protocol, Kotani has created a middleware that links blockchains to regional payment networks. Many of these networks enable users to send money using feature phones without an internet connection. Kotani is offering its technologies as a B2B solution, connecting crypto platforms’ smart contracts on the one side and mobile money APIs on the other. Some of its major crypto partners include Yellowcard, DCG, Fonbank, Celo’s Valora, Mercy Corps, UNICEF Crypto Innovation Fund and Stellar. Additionally, Kotani users can ""on-ramp"" or convert their home currencies into US dollars; this feature is currently more geared towards businesses but could be available to retail users if they obtain the required licences. Kotani makes money by charging an interchange fee, which amounts to about 1% of the gross transaction volumes. Inbound payments account for $23 million of all transfers made on Kotani to date. The platform's average transaction size is $150,000 because it focuses on businesses.","Kotani Pay zai karɓi jarin gabanin ƙaddamarwa na miliyan $2 don tallafawa biyan kuɗin crypto na tsakanin ƙasa-da-ƙasa ta yanar gizo a Afirka Kotani Pay, wani kamfanin fasahar harkokin kuɗi da ke Kenya, ya tara dala miliyan 2 na jarin gabanin ƙaddamarwa da za a don faɗaɗawa zuwa Rwanda da Senegal da Ivory Coast da Tanzania da Najeriya. Kamfanonin P1 ne suka jagoranci aikin, tare da halartar Kamfanonin DCG/Luno da Flori. Kamfanin da Brian Kimotho da Daniel Kimotho da Felix Macharia da Samuel Kariuki da Stephen Kiarie da Kotani Pay suka kafa shi a shekarar 2020 sabon kamfani ne na biyan kuɗin crypto wanda ke da nufin sauƙaɗe jigilar kan iyaka ga al'ummomin Afirka marasa ƙarfi. Yanayin amfani da ta mayar da hankali a kai na shafar rayuwar yau da kullum na ƙaruruwan miliyoyin mutane, ciki har da na Kenya da Ghana da Zambia da Afirka ta Kudu. Kotani ya ba da shawarar yin amfani da fasahar blockchain don sauƙaƙa tura kuɗi zuwa Afirka. Yana amfani da kudin crypto na stablecoins – da ke da alaƙa da kuɗaɗen zamani kamar dalar Amurka – don aika kuɗi zuwa ƙasashen waje a ƙaramin farashi na hanyoyin da aka saba da su. Ta hanyar amfani da fasahar USSD, Kotani ya ƙirƙiri wani middleware wanda ke sadar da fasahohin blockchain da cibiyoyin biyan kuɗi na yanki. Yawancin waɗannan cibiyoyin sadarwa suna ba wa masu amfani damar aika kuɗi ta hanyar amfani da ƙananan wayoyi ba tare da amfani da yanar gizo ba. Kotani yana bayar da fasahar sa a matsayin mafita ta B2B, yana haɗa dandalin kwangiloli na crypto masu kyau a gefe guda, da kuma APIs ɗin kuɗi a wani gefen. Wasu daga cikin manyan abokan hulɗarsa na crypto sun haɗa da Yellowcard da DCG, da Fonbank da Valora na Celo da Mercy Corps da Asusun Innovation Crypto na UNICEF da Stellar. Bugu da ɗari, masu amfani da Kotani za su iya ""amfani da hanyar ɗetare"" ko canza kuɗaɗen gida zuwa dalar Amurka; a halin yanzu an fuskantar da wannan tsarin kan masana’antu, amma yana iya samuwa ga masu sayar da ɗai-ɗai idan sun sami lasisin da ake buƙata. Kotani na samun kuɗi ta hanyar cajin kuɗin musaya, wanda ya kai kusan kashi 1% na jimillar farashin hada-hada. Kuɗaɗen da suka shiga sun kai dala miliyan 23 na duk tura kuɗaɗen da aka yi ta hanyar amfani da Kotani ya zuwa yanzu. Matsakaicin yawan ma'amalar kuɗi na dandalin ya kai $150,000 saboda ta mai da hankali kan masana’antu.","Kotani Pay inapokea mbegu ya awali ya $2m ili kusaidia malipo ya crypto ya nje ya mtandao barani Afrika Kotani Pay, kampuni iliyoanzishwa nchini Kenya ya fintech, imechangisha dola milioni 2 za mbegu ya awali ya ufadhili ili kupanua nchi za Rwanda, Senegal, Ivory Coast, Tanzania na Nigeria. P1 Ventures iliongoza raundi hiyo, kwa ushiriki wa DCG/Luno na Flori Ventures. Ilianzishwa mwaka wa 2020 na Brian Kimotho, Daniel Kimotho, Felix Macharia, Samuel Kariuki, na Stephen Kiarie, Kotani Pay ni mfumo wa malipo wa kielektroniki inalenga kurahisisha utumaji fedha kutoka nje ya mipaka kwa wakazi wa Afŕika ambao hawana benki. Kesi ya utumiaji inayoangazia huathiri maisha ya kila siku ya mamia ya mamilioni ya watu, ikiwa ni pamoja na wale wa Kenya, Ghana, Zambia na Afrika Kusini. Kotani anapendekeza kutumia blockchain kurahisisha utumaji pesa Afrika. Inatumia stablecoins - sarafu za siri zilizounganishwa na pesa kama vile USD - kutuma pesa nje ya nchi kwa sehemu ya gharama ya njia za kawaida zaidi. Kwa usaidizi wa itifaki ya mawasiliano ya Data ya Huduma ya ziada Isiyoundwa (USSD), Kotani ameunda programu ya kati inayounganisha blockchains kwenye mitandao ya malipo ya kikanda. Mitandao hizi nyingi huwawezesha watumiaji kutuma pesa kwa kutumia simu bila muunganisho wa intaneti. Kotani inatoa teknolojia yake kama suluhisho la B2B, inayounganisha kandarasi mahiri za majukwaa ya crypto kwa upande mmoja na API za pesa za rununu kwa upande mwingine. Baadhi ya washirika wake wakuu wa crypto ni pamoja na Yellowcard, DCG, Fonbank, Celo's Valora, Mercy Corps, UNICEF Crypto Innovation Fund na Stellar. Zaidi ya hayo, watumiaji wa Kotani wanaweza ""kurusha njia panda"" au kubadilisha fedha zao za nyumbani kuwa dola za Marekani; kipengele hiki kwa sasa kinalenga zaidi biashara lakini kinaweza kupatikana kwa watumiaji wa rejareja ikiwa watapata leseni zinazohitajika. Kotani hutengeneza pesa kwa kutoza ada ya kubadilishana fedha, ambayo ni takriban 1% ya kiasi cha jumla cha miamala. Malipo ya ndani yanachukua $23 milioni kati ya uhamisho wote unaofanywa kwenye Kotani hadi sasa. Ukubwa wa wastani wa shughuli za miamala za jukwaa ni $150,000 kwa sababu inaangazia biashara.","Kotani Pay gba owó ìdókòwò ìbẹ̀rẹ̀ mílíọ̀nù $2 láti ṣe àtìlẹ́yìn fún ìsanwó ojúkojú kírípútò láti orílẹ̀-èdè sí orílẹ̀-èdè ní Áfíríkà. Kotani Pay, ilé-iṣẹ́ àdìdeelẹ̀ ìmọ̀ ẹ̀rọ ìsúná, ti kó mílíọ̀nù $2 owó ìdókòwò ìpele ìbẹ̀rẹ̀ jọ láti gbòòrò wọ Rwanda, Senegal, Ivory Coast, Tanzania, àti Nigeria. P1 Ventures ni ó síwájú ìpele náà, pẹ̀lú ìkópa àwọn ilé-iṣẹ́ bí DCG/Luno àti Flori Ventures. Brian Kimotho, Daniel Kimotho, Felix Macharia, Samuel Kariuki, àti Stephen Kiarie dá a sílẹ̀ ní 2020, Kotani Pay jẹ́ ilé-iṣẹ́ àdìdelẹ̀ ìsanwó kírípútò tí ó ní àfojúsùn láti mú kí owó sísan láti orílẹ̀ èdè sí orílẹ̀ èdè rọrùn fún àwọn ènìyàn tí kò ní àǹfààní sí ilé ìfowópamọ́ ní Africa. Ìdánnkanwò náà tí wọ́n fi ṣe àfojúsùn nípa lórí ìgbésí ayé ẹgbẹ̀lẹ́gbẹ̀ enuyabt, tí ó fi mọ́ àwọn tí ó wà ní Kenya, Ghana, Zambia, àti South Africa. Kotani dábàá ìmọ̀-ẹ̀rọ blockchain láti mú kí owó sísan sí Africa rọrùn. Ó ṣe àmúlò ẹyọo orí ayélujára-afarati-owó ojú ayé - àwọn owó àkósódù tí a lè tọpa lọ sí owó ojú ayé bí Dọ́là Ilẹ̀ America - láti fi owó ráńṣẹ́ sí òkè òkun fún ìpín owó iye tí ó yẹ kò jẹ́ ní àwọn ìlànà ojoojúmọ́. Pẹ̀lú ìrànlọ́wọ́ ètò ìbáraẹnisọ̀rọ̀ Unstructured Supplementary Service Data (USSD), Kotani ṣẹ̀dá ìtakùn alárinà èyí tí ó so ìmọ̀-ẹ̀rọ blockchain mọ́ àwọn àsopọ̀ ẹkùn ìsanwó. Ọ̀pọ̀lọpọ̀ àwọn àsopọ̀ yìí fi ààyè gba àwọn aṣàmúlò láti fi owó ráńṣẹ́ nípa lílo àwọn ẹ̀rọ ìbánisọ̀rọ̀ alábùdá láìsí àsopọ̀ ẹ̀rọ ayélujára. Kotani ń pèsè àwọn ìmọ̀ ẹ̀rọ rẹ̀ gẹ́gẹ́ bí ọ̀nà àbáyọ okòwò sí okòwò, ó ń ṣe àsopọ̀ àwọn àdéhùn ajáfáfá ìkànnì kírípútò ní apá kan àti àwọn Ohun èlò ẹ̀rọ Aṣàsopọ̀-ètò ní ọ̀nà mìíràn. Díẹ̀ lára àwọn olùbádòwòpọ̀ kírípútò rẹ̀ pàtàkì ni Yellowcard, DCG, Fonbank, Celo's Valora, Mercy Corps, UNICEF Crypto Innovation Fund àti Stellar. Ní àfikún, àwọn aṣàmúlò Kotani lè ""jìrọ̀"" tàbí sẹ́ owó ilẹ̀ wọn sí Dọ́là Ilẹ̀ America; àbùdá yìí wà fún àwọn okòwò ṣùgbọ́n ó lè wà fún àwọn aṣàmúlò mìíràn náà bí wọ́n bá gba àwọn ìwé ẹ̀rí tí ó yẹ. Kotani ń rí owó sí nípa gbígba owó ìjìrọ̀, èyí tí ó jẹ́ 1% gbogbo òwò pátá. Owó àsanwọlé àwọn oníbàárà jẹ́ mílíọ̀nù $23 lórí gbogbo ìfowóráńṣẹ́ tí ó wáyé lórí Kotani títí di òní. Àpapọ̀ gbogbo òwò tí ó wáyé lórí ìkànnì náà ni $150 000 nítorí pé ó fojú sun àwọn okòwò.","IKotani Pay ithola u-$2m wembewu yangaphambili ukuze isekele izinkokhelo ze-crypto eziwela umngcele ungaxhunyiwe ku-inthanethi e-Afrika I-Kotani Pay, inkampani ye-fintech ezinze eKenya, iqoqe imali eyizigidi ezingu-$2 ngaphambi kokutshala imbewu ukuze inwebele eRwanda, eSenegal, e-Ivory Coast, eTanzania naseNigeria. I-P1 Ventures ihole umjikelezo, ngokubamba iqhaza okuvela ku-DCG/Luno kanye ne-Flori Ventures. Yasungulwa ngo-2020 nguBrian Kimotho, uDaniel Kimotho, uFelix Macharia, uSamuel Kariuki, noStephen Kiarie, iKotani Pay iyisiqalo sokukhokha ngecrypto okuhloswe ngaso ukwenza ukuthunyelwa kwemali kube lula kubantu base-Afrika abangayisebenzisi kahle. Icala lokusebenzisa egxile kulo lithinta impilo yansuku zonke yamakhulu ezigidi zabantu, kuhlanganisa nabaseKenya, Ghana, Zambia naseNingizimu Afrika. UKotani uhlongoza ukusebenzisa i-blockchain ukwenza ukuthunyelwa kwemali e-Afrika kube lula. Isebenzisa ama-stablecoins - amacryptocurrencies axhumene nezimali zefiat njenge-USD - ukuthumela imali phesheya ngengxenye yezindleko zezindlela ezijwayelekile. Ngosizo lwephrothokholi yokuxhumana ye-Unstructured Supplementary Supplementary Service Data (USSD), uKotani udale i-middleware exhuma ama-blockchains kumanethiwekhi okukhokha esifunda. Iningi lalawa manethiwekhi avumela abasebenzisi ukuthi bathumele imali besebenzisa izici zefoni ngaphandle koxhumano lwe-inthanethi. I-Kotani inikeza ubuchwepheshe bayo njengesixazululo seB2B, exhumanisa izinkontileka ezihlakaniphile zamapulatifomu e-crypto ngakolunye uhlangothi nama-API emali yeselula ngakolunye. Abanye babalingani bayo abakhulu be-crypto bahlanganisa iYellowcard, iDCG, iFonbank, iCelo's Valora, iMercy Corps, i-UNICEF Crypto Innovation Fund kanye ne-Stellar. Ukwengeza, abasebenzisi be-Kotani ""bangagcwalisa"" noma baguqule izimali zabo zendawo zibe amadola ase-US; lesi sici okwamanje siqondiswe kakhulu emabhizinisini kodwa singase sitholakale kubasebenzisi abadayisayo uma bethola amalayisense adingekayo. IKotani yenza imali ngokukhokhisa inkokhiso yokushintshisana, efinyelela cishe ku-1% wesamba sesamba sokwenziwe. Izinkokhelo ezingenayo zibalelwa kuzigidi eziwu-$23 million zakho konke ukudluliselwa okwenziwe kuKotani kuze kube manje. Isilinganiso sikasayizi wokwenziwe weplathifomu ngu-$150,000 ngoba igxile emabhizinisini."
+"የአማዞን ስታርሊንክ ተፎካካሪ ፕሮጀክት ኩይፐር በሩቅ አፍሪካ የ5ጂ አገልግሎት ለመስጠት ቮዳፎን እና የአማዞን ዝቅተኛ የምድር ምሕዋር የሳተላይት ሕብረ ከዋክብት፣ ፕሮጀክት ኩይፐር በከፍተኛ ባንድዊድዝ፣ በዝቅተኛ መዘግየት የሳተላይት አውታረመረብ አማካኝነት በአውሮፓ እና በአፍሪካ ውስጥ ለ 4 ጂ እና 5 ጂ አገልግሎቶችን አገልግሎቱ ላልደረሳቸው ደንበኞች ለማቅረብ ተባብረው ሠርተዋል፡፡ የቮዳፎን ቅርንጫፍ የሆነው ቮዳኮም በቋሚ ገመድ አልባ ወይም በፋይበር ላይ የተመሰረቱ ግንኙነቶችን አስፈላጊነት በከፍተኛ ባንድዊድዝ፣ በዝቅተኛ መዘግየት ሳተላይቶች በመጠቀም ከስታርሊንክ ተፎካካሪ፣ ከፕሮጀክት ኩይፐር በመጠቀም በሩቅ አካባቢዎች ያሉ ተንቀሳቃሽ የመሰረት ጣቢያዎችን ከዋና አውታረ መረቦቹ ጋር እንደሚያገናኝ አስታውቋል፡፡ በዋናነት ባህላዊ ፋይበር ወይም ማይክሮዌቭ የኋለኛ ክፍል ግንኙነቶች ለማገልገል አስቸጋሪ እና በጣም ውድ በሆነባቸው ቦታዎች ላይ ያነጣጠረ መሆኑን ገልጿል። ቋሚ ገመድ አልባ ወይም በፋይበር ላይ የተመሰረቱ ግንኙነቶችን ወደ ዋናዎቹ አውታረ መረቦች ለመግጠም ጊዜና ገንዘብ ሳያባክኑ ቮዳፎን እና ቮዳኮም በብዙ አካባቢዎች የ 4G እና 5G አገልግሎቶችን ይሰጣሉ፡፡ አማዞን የ 2024 አውታረ መረቡን ከመጀመሩ በፊት ሁለት የፕሮቶታይፕ ሳተላይቶችን ለመሞከር በዝግጅት ላይ ነው፣ ይህም ከኢሎን ማስክ ስታርሊንክ፣ ኦንዌብ እና ከሌሎች አቅራቢዎች ጋር በተቃዋሚነት ይሄዳል። ቮዳፎን፣ ቮዳኮም እና ፕሮጀክት ኩይፐር የአማዞን የምርት ሳተላይቶች ሥራ ላይ እንደዋሉ በአፍሪካ እና በአውሮፓ አገልግሎት መስጠት ይጀምራሉ። በተጨማሪም አማዞን እና ቮዳፎን እንደ የርቀት መሠረተ ልማት የግንኙነት ማራዘሚያዎች እና ላልታሰቡ ክስተቶች የመጠባበቂያ አገልግሎቶች ያሉ ለድርጅት የተወሰኑ ምርቶችን እየፈለጉ ነው። አማዞን በ2024 መገባደጃ ላይ የፕሮጀክት ኩይፐር አገልግሎቶችን አነስተኛ መጠን ያለው የቅድመ-ይሁንታ ሙከራ እንደሚጀምር ይገመታል፣ እናም ቮዳፎን እና ቮዳኮም በዚህ አ���ርነት አማካይነት በዚያ ሙከራ ለመሳተፍ አቅደዋል። ፕሮጀክት ኩይፐር እና ስታርሊንክ በዝቅተኛ የምድር ምሕዋር( ኤልኢኦ) ሳተላይቶች ሕብረ ከዋክብት አማካኝነት ዓለም አቀፍ የብሮድባንድ መዳረሻን ለማሳደግ ያለሙ ሁለት ተነሳሽነቶች ናቸው። ስታርሊንክ ከፕሮጀክት ኩይፐር በተለየ የሳተላይት የኢንተርኔት ህብረ ከዋክብት ነው። የፕሮጀክት ኩይፐር 77 ከባድ-ጭነት ማስጀመሪያዎችን ከአሪያንስፔስ፣ ከሰማያዊ መነሻ እና ከተባበሩት ምስረታ ህብረት ያገኘ ሲሆን ተጨማሪ ማስጀመሪያዎችን ከብሉ ኦሪጅን ይገኛሉ፣ አብዛኛዎቹን የሳተላይት ሕብረ ከዋክብትን ለማሰማራት በቂ አቅም ይሰጣል።. በሌላ በኩል ስታርሊንክ ከ5,000 በላይ ሳተላይቶችን ወደ ምህዋር አምጥቋል። ዓላማው በዓለም ዙሪያ ርቀው ለሚገኙ አካባቢዎች ከፍተኛ ፍጥነት ያለው የበይነመረብ አቅርቦት ማቅረብ ነው። የጀርመን ቴሌኰም ቲ-ሞባይል የስታርሊንክ አውታረ መረብን በመጠቀም በሙት ቀጠናዎች ውስጥ ሽፋኑን ለማሳደግ አቅዷል፣ እናም ስፔስኤክስ ሌሎች የሞባይል አገልግሎት አቅራቢዎች አውታረ መረቦቻቸውን ከጠፈር ጋር እንዲያገናኙ እየገፋፋ ነው፡፡ ይህ በእንዲህ እንዳለ በሐምሌ 2023 የኬንያ የቴሌኰ ሳፋሪኮም በአገሪቱ ውስጥ ስታርሊንክ የተባለውን አቅርቦቱን ለማስጀመር በዩኤስ ውስጥ ከሚገኘው የጠፈር ምርምር ኩባንያ ስፔስ ኤክስ ጋር ለመወዳደር የሳተላይት ኢንተርኔት አገልግሎቶችን ለመጀመር ማቀዱን አስታውቋል። ይህንን አገልግሎት ለማቅረብ ቴሌኮው የስታርሊንክ ተፎካካሪ ከሆነው ከኤኤስቲ ጠፈር ሞባይል ጋር ይተባበራል።","Amazon's Starlink rival, Project Kuiper, to provide 5G in remote Africa Vodafone and Amazon’s low Earth orbit satellite constellation, Project Kuiper, have collaborated to bring 4G and 5G services to more underserved customers in Europe and Africa via the latter's high-bandwidth, low-latency satellite network. Vodacom, a subsidiary of Vodafone, announced that it would replace the need for fixed wireless or fibre-based connections by using high-bandwidth, low-latency satellites from Starlink’s rival, Project Kuiper, to connect mobile base stations in remote locations to its core networks. It stated that it would specifically target areas where traditional fibre or microwave backhaul connections would be difficult and prohibitively expensive to serve. Without spending time and money installing fixed wireless or fibre-based links back to the core networks, Vodafone and Vodacom will offer 4G and 5G services in more locations. Amazon is preparing to test two prototype satellites before the 2024 launch of its network, which will go up against Elon Musk's Starlink, OneWeb, and other providers. As soon as Amazon's production satellites go live, Vodafone, Vodacom, and Project Kuiper will start rolling out services in Africa and Europe. Additionally, Amazon and Vodafone are looking into more enterprise-specific products like connectivity extensions for distant infrastructure and backup services for unplanned events. Amazon anticipates beginning a small-scale beta test of Project Kuiper services by the end of 2024, and Vodafone and Vodacom intend to participate in that testing through this partnership. Project Kuiper and Starlink are two initiatives that aim to increase global broadband access through a constellation of low Earth orbit (LEO) satellites. Starlink, unlike Project Kuiper, is a satellite Internet constellation. Project Kuiper has secured 77 heavy-lift launches from Arianespace, Blue Origin, and United Launch Alliance, with additional launches from Blue Origin available, providing enough capacity to deploy the majority of its satellite constellation. Starlink, on the other hand, has already launched over 5,000 satellites into orbit. It aims to offer high-speed Internet access to remote areas globally. German telco, T-Mobile, plans to use the Starlink network to increase coverage in dead zones, and SpaceX is enticing other mobile service providers to connect their networks to space. Meanwhile, in July 2023, a Kenyan telco, Safaricom, announced plans to launch satellite Internet services to compete with SpaceX, a US-based space exploration company, preparing to launch its offering, Starlink, in the country. The telco will collaborate with AST SpaceMobile, a Starlink competitor, to offer this service.","Abokin hamayyar Starlink na Amazon, wato Project Kuiper, zai samar da 5G a wurare masu nisa a Afirka Tauraron ɗan Adam na ƙasa-ƙasa na Vodafone da Project Kuiper, na Amazon, sun haɗa gwiwa don samar da 4G da 5G ga abokan cinikin da ke da ƙarancinsu a Turai da Afirka ta hanyar amfani da babbar hanyar yanar gizon Turai, da hanyoyin sadarwar tauraron ɗan adam mai ƙarancin tsaiko. Reshen Vodafone na Vodacom ya sanar da cewa zai maye gurbin hanyoyin sadarwa marasa amfani da waya da waɗanda suke amfani da wayoyin fiber ta hanyar amfani da taurarin ɗan Adama masu manyan hanyoyin yanar gizo, da ƙarancin tsaiko daga abokin hamayyar Starlink, wato Project Kuiper, don haɗa tashoshin sadarwar wayoyin hannu da suke nesa da manyan cibiyoyinsa sadarwa. Ya bayyana cewa zai hari wuraren da hanyoyin fiber ko na microwave na aika saƙo zai zama akwai wahala da tsada na hana su yin aiki. Ba tare da ɓata lokaci da kashe kuɗi don kafa kafaffun hanyoyin sadarwa marasa waya ko hanyoyin da suka dogara da fiber zuwa manyan cibiyoyin sadarwa ba, Vodafone da Vodacom za su samar da 4G da 5G a ƙarin wurare. Amazon na shirye-shiryen gwada samfuran tauraron ɗan adam guda biyu kafin ƙaddamar da hanyar sadarwarsa ta 2024, wanda zai yi gogayya da Starlink na Elon Musk, da OneWeb, da sauran masu yin ayyuka. Da zaran tauraron ɗan Adam na Amazon ya fara aiki, Vodafone da Vodacom da Project Kuiper za su fara gudanar da ayyuka a Afirka da Turai. Bugu da ƙari, Amazon da Vodafone suna neman ƙarin samfuran da aka yi musamman don kamfanoni, irinsu ƙara faɗaɗa sadarwa don abubuwan more rayuwa da ayyukan tallafawa don abubuwan da ba a tsara ba. Amazon yana shirin fara ƙaramin gwajin beta na ayyukan Project Kuiper a ƙarshen shekarar 2024, kuma Vodafone da Vodacom suna da niyyar shiga wannan gwajin ta wannan haɗin gwiwa. Project Kuiper da Starlink shirye-shirye ne guda biyu waɗanda ke da nufin haɗaka hanyoyin yanar gizo na duniya ta hanyar kafa taurarin ɗan Adam na ƙasa-ƙasa (LEO). Starlink, ba kamar Project Kuiper ba, kafa taurarin ɗan Adam na Intanet ne. Project Kuiper ya sami nasarar harba manyan na'urori guda 77 daga Arianespace, Blue Origin, United Launch Alliance, tare da ƙarin shirin harba wasu daga Blue Origin, wanda ya samar da isasshen ikon tura yawancin taurarin ɗan Adam ɗinsa. A gefe guda kuma, Starlink ya riga ya harba taurarin ɗan Adam sama da 5,000 zuwa sararin samaniya. Yana da nufin ba samar da damar amfani da Yanar gizo mai sauri zuwa yankuna masu nisa na duniya. Wani kamfanin sadarwa na Jamus mai suna T-Mobile yana shirin yin amfani da hanyar sadarwar Starlink don bunƙasa shiga yankunan da ba su da netwok, kuma SpaceX yana jan hankalin sauran kamfanonin sadarwar wayar hannu kan cewa su haɗa hanyoyin sadarwar su da sararin samaniya. A watan Yulin 2023 kuma, wani kamfanin sadarwa na ƙasar Kenya, Safaricom, ya sanar da shirin harba tauraron ɗan Adam na Yanar gizo domin yin gogayya da SpaceX, wani kamfanin ayyukan sararin samaniya da ke Amurka, yana shirin ƙaddamar da aikinsa mai suna Starlink a ƙasar. Kamfanin sadarwar zai yi aiki da AST SpaceMobile, wani abokin hamayyar Starlink, don gabatar da waɗannan ayyukan.","Mpinzani wa Starlink wa Amazon, Project Kuiper, kutoa 5G katika Afrika ya mbali Vodafone na kundinyota la satelaiti ya obiti ya chini ya Amazon, Project Kuiper, wameshirikiana kuleta huduma za 4G na 5G kwa wateja wengi ambao hawajapata huduma za kutosha barani Ulaya na Afrika kupitia mtandao wa satelaiti wa kiwango cha juu cha data, ambao haujachelewa sana. Vodacom, kampuni tanzu ya Vodafone, ilitangaza kuwa itachukua nafasi ya hitaji la miunganisho isiyo na waya au ya msingi wa nyuzi kwa kutumia satelaiti za kasi ya juu, zisizochelewa kutoka kwa mpinzani wa Starlink, Project Kuiper, kuunganisha vituo vya rununu katika maeneo ya mbali na msingi wake. Ilisemwa kuwa ingelenga hasa maeneo ambayo miunganisho ya urejeshaji wa nyuzi za kitamaduni au microwave itakuwa ngumu na ghali kuhudumia. Bila kutumia muda na pesa kusakinisha viungo visivyo na waya au vya msingi wa nyuzi kurudi kwenye mitandao ya msingi, Vodafone na Vodacom zitatoa huduma za 4G na 5G katika maeneo mengi zaidi. Amazon inajiandaa kujaribu satelaiti mbili za mfano kabla ya uzinduzi wa 2024 wa mtandao wake, ambao utashindana na Starlink ya Elon Musk, OneWeb, na watoa huduma wengine. Mara tu satelaiti za uzalishaji za Amazon zitakapoanza kutumika, Vodafone, Vodacom, na Project Kuiper zitaanza kutoa huduma barani Afrika na Ulaya. Zaidi ya hayo, Amazon na Vodafone zinatafuta bidhaa mahususi zaidi za biashara kama vile viendelezi vya muunganisho wa miundombinu ya mbali na huduma za chelezo kwa matukio ambayo hayajapangwa. Amazon inatarajia kuanza jaribio la kiwango kidogo cha beta la huduma za Project Kuiper kufikia mwisho wa 2024, na Vodafone na Vodacom zinakusudia kushiriki katika majaribio hayo kupitia ushirikiano huu. Project Kuiper na Starlink ni mipango miwili ambayo inalenga kuongeza ufikiaji wa mtandao wa kimataifa kupitia mkusanyiko wa satelaiti za Mzunguko wa Chini ya Dunia (LEO). Starlink, tofauti na Project Kuiper, ni kundinyota la mtandao la satelaiti. Mradi wa Kuiper imepata uzinduzi 77 wa lifti nzito kutoka Arianespace, Blue Origin, na Muungano wa Uzinduzi wa Umoja, huku uzinduzi wa ziada kutoka Blue Origin unapatikana, ukitoa uwezo wa kutosha wa kupeleka kundinyota nyingi za satelaiti yake. Starlink, kwa upande mwingine, tayari imezindua zaidi ya satelaiti 5,000 kwenye obiti. Inalenga kutoa ufikiaji wa mtandao wa kasi ya juu kwa maeneo ya mbali ulimwenguni. Kampuni ya mawasiliano ya simu ya Ujerumani, T-Mobile, inapanga kutumia mtandao wa Starlink kuongeza utangazaji katika maeneo yaliyokufa, na SpaceX inawashawishi watoa huduma wengine wa simu kuunganisha mitandao yao kwenye anga za juu. Wakati huo huo, mnamo Julai 2023, kampuni ya mawasiliano ya simu ya Kenya, Safaricom, ilitangaza mipango ya kuzindua huduma za mtandao za satelaiti ili kushindana na SpaceX, kampuni ya Marekani ya kuchunguza anga za juu, ikijiandaa kuzindua toleo lake, Starlink, nchini humo. Mawasiliano ya simu itashirikiana na AST SpaceMobile, mshindani wa Starlink, kutoa huduma hii.","Orogún Starlink ti Amazon, Project Kuiper, yóò pèsè Ìmọ̀-ẹ̀rọ ayélujára ìran 5 ní àwọn ìgbèríko Africa. Ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ ní Ojúpọ̀nà ìrábàbà Ilé-ayé kékeré ti Vodafone àti Amazon, Project Kuiper, ti darapọ̀ láti mú àwọn ètò Ẹ̀rọ-ayélujára Ìran 4 àti 5 wá fún àwọn oníbàárà tí kò ní àǹfààní sí wọn ní ilẹ̀ Yúróòpù àti Afíríkà nípasẹ̀ ìsàsopọ̀ ayákánkán, ìtakùn Ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ láìrosẹ̀. Vodacom, ẹ̀ka Vodafone, kéde pé àwọn yóò rọ́pò ìpè fún àwọn àsopọ̀ aláìlokùn kánrinkése tàbí àsopọ̀ aṣàmúlò ìyàngbò nípa lílo ìsàsopọ̀ ayákánkán, àwọn ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ márosẹ̀ láti ọwọ́ àwọn orogún Starlink, Project Kuiper, láti so pọ̀ mọ́ àwọn ibùdó ẹ̀rọ ìbánisọ̀rọ̀ orí ilẹ̀ ní àwọn ìgbèríko pẹ̀lú àwọn àsopọ̀ rẹ̀ pàtàkì. Ó yán an pé òun yóò fojúsun àwọn àgbègbè níbi tí àwọn àsopọ̀ aṣàmúlò ìyàngbò tàbí àtagbà máíkírówéèfù yóò ti ṣòro tàbí wọ́n púpọ̀ láti ṣàmúlò. Láì gba àsìkò tàbí owó láti máa ṣètò àwọn àsopọ̀ aláìlokùn tàbí àsopọ̀ aṣàmúlò ìyàngbò mọ́ àwọn olú àsopọ̀, Vodafone àti Vodacom yóò ṣètò Ẹ̀rọ-ayélujára Ìran 4 àti 5 ní ọ̀pọ̀lọpọ̀ àwọn àgbègbè. Amazon ń gbáradì láti dán àwòṣe ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ méjì wò kí ó tó di pé yóò fi àsopọ̀ rẹ̀ lólẹ̀ ní 2024, èyí tí yóò figagbága pẹ̀lú Starlink Elon Musk, One Web, àti àwọn olùpèsè mìíràn. Ní kété tí ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ Amazon ba ti bẹ̀rẹ̀ iṣẹ́, Vodafone, Vodacom, àti Project Kuiper yóò bẹ̀rẹ̀ iṣẹ́ ní ilẹ̀ Áfríkà àti Yúróòpù. Ní àfikún, Amazon àti Bidafonet ń fojú wo àwọn ọjà okòwò pàtàkì bí ìmúgbòòrò àsopọ̀ fún Amáyédẹrùn tí ó jìnnà àti ìṣe àfẹ̀yìntì fún àwọn ìṣẹ̀lẹ̀ àìṣètò. Amazon ń gbèrò láti bẹ̀rẹ̀ àṣewò ìṣáájú kékeré fún àwọn iṣẹ́ Project Kuiper ní ìgbẹ̀yìn 2024, bẹ́ẹ̀ ni Vodafone àti Vodacom pinnu láti kópa nínú àṣewò yìí nípasẹ̀ ìbáṣepọ̀ wọn. Projet Kuiper àti Starlink jẹ́ okòwò méjì tí wọn fojúsun mímú ìdàgbàsókè bá ìsopọ̀ ayákánkán káàkiri àgbáyé nípasẹ̀ àgbájọ àwọn ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ ní Ojúpọ̀nà ìrábàbà Ilé-ayé kékeré. Yàtọ̀ sí Project Kuiper, Starlink jẹ́ àgbájọ Ẹ̀rọ-ayélujára afòfurufú ṣebùdó-iṣẹ́. Project Kuiper ti gba ẹ̀rọ-afòlófurú kékeré 77 láti ọwọ́ Arianespace, Blue Origin, àti United Launch Alliance, pẹ̀lú àfikún ìfiráńṣẹ́ láti ọwọ́ Blue Origin tí ó wà, èyí ń pèsè agbára púpọ̀ láti ṣàmúlò ọ̀pọ̀ àgbájọ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ rẹ̀. Ní ìdàkejì ẹ̀wẹ̀, Starlink, ti rán ẹ̀rọ afòfurufú ṣebùdó-iṣẹ́ 5,000 sínú ojúpọ̀nà ìrábàbà Ilé-ayé. Ó ní àfojúsùn láti pèsè ẹ̀rọ ayélujára tí ó yára púpọ̀ ní àwọn àgbègbè ìgbèríko káàkiri àgbáyé. German telco, T-Mobile, ṣètò láti lo àsopọ̀ Starlink láti mú ìlọsíwájú bá àwọn àsopọ̀ ní àwọn àgbègbè tí kò ti sí, bẹ́ẹ̀ ni SpaceX ń wọ àwọn olùpèsè àsopọ̀ ẹ̀rọ ìbánisọ̀rọ̀ mìíràn lójú láti so àwọn àsopọ̀ wọn mọ́ òfurufú. Bákan náà, ní osuT Keje 2023, ilé-iṣẹ́ ìbánisọ̀rọ̀ Kenya kan, Safaricom, kéde ìpinnu láti ṣe ìfilọ́lẹ̀ àwọn iṣẹ́ ẹ̀rọ ayélujára ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ láti figagbága pẹ̀lú SpaceX, ilé-iṣẹ́ ìwádìí ilẹ̀ America kan, tí ó ń gbáradì láti ṣe ìfilọ́lẹ̀ àgbékalè rẹ̀, Starlink, ní orílẹ̀ èdè náà. Ilé-iṣẹ́ ìbánisọ̀rọ̀ náà yóò darapọ̀ pẹ̀lú AST SpaceMobile, orogún Starlink, láti pèsè iṣẹ́ yìí.","Imbangi ye-Starlink ye-Amazon, iProject Kuiper, izohlinzeka nge-5G ezindaweni ezikude zase-Afrika IVodafone kanye ne-Amazon's low Earth orbit satellite constellation, iProject Kuiper, zibambisene ukuletha izinsiza ze-4G ne-5G kumakhasimende anganakiwe e-Europe nase-Afrika ngokusebenzisa inethiwekhi yesathelayithi ene-bandwidth ephezulu, ene-latency low-latency. IVodacom, inkampani engaphansi kweVodafone, isimemezele ukuthi izovala isikhala sesidingo soxhumano olungenantambo noma olusekelwe ku-fiber ngokusebenzisa amasathelayithi anomkhawulokudonsa ophezulu, angasebenzi kancane aphuma ezimbangini zakwa-Starlink, iProject Kuiper, ukuxhuma iziteshi zamaselula ezindaweni ezikude. amanethiwekhi. Ithe izobhekisa ngqo izindawo lapho ukuxhumana kwefayibha yendabuko noma imicrowave backhaul kuzoba nzima futhi kubize ukukunikeza. Ngaphandle kokuchitha isikhathi nemali ufaka izixhumanisi ezingaguquki ezingenantambo noma ezisekelwe ku-fiber emuva kumanethiwekhi abalulekile, iVodafone neVodacom bazohlinzeka ngezinsizakalo ze-4G ne-5G ezindaweni eziningi. I-Amazon ilungiselela ukuhlola amasathelayithi amabili e-prototype ngaphambi kokwethulwa kwenethiwekhi yayo ngo-2024, ezokhuphuka ibhekane ne-Elon Musk's Starlink, OneWeb, nabanye abahlinzeki. Ngokushesha nje lapho amasathelayithi akhiqizayo e-Amazon eqala ukusebenza, iVodafone, iVodacom, kanye neProject Kuiper bazoqala ukwethula izinsiza e-Afrika naseYurophu. Ukwengeza, i-Amazon kanye neVodafone babheka eminye imikhiqizo eqondene nebhizinisi efana nezandiso zokuxhuma zengqalasizinda ekude kanye nezinsizakalo zokusekela imicimbi engahleliwe. I-Amazon ilindele ukuqala ukuhlolwa kwe-beta kwezinga elincane lezinsizakalo ze-Project Kuiper ekupheleni kuka-2024, futhi i-Vodafone ne-Vodacom bahlose ukubamba iqhaza kulokho kuhlolwa ngalokhu kubambisana. IProject Kuiper kanye ne-Starlink izinhlelo ezimbili ezihlose ukukhulisa ukufinyelela kwe-broadband yomhlaba wonke ngokusebenzisa umlaza wamasathelayithi aphansi e-Earth orbit (LEO). IStarlink, ngokungafani ne-Project Kuiper, ingumlaza wesathelayithi ye-inthanethi. IProject Kuiper ithole ukwethulwa kwe-heavy-lift engu-77 evela ku-Arianespace, Blue Origin, kanye ne-United Launch Alliance, nokwethulwa okwengeziwe okuvela kuBlue Origin okutholakalayo, okuhlinzeka ngomthamo owanele wokuphakela iningi lomlaza wesathelayithi. Ngakolunye uhlangothi, iStarlink, isivele yethule amasathelayithi angaphezu kuka-5,000 ku-orbit. Ihlose ukunikeza ukufinyelela kwe-inthanethi ngesivinini esikhulu ezindaweni ezikude emhlabeni jikelele. I-telco yaseJalimane, iT-Mobile, ihlela ukusebenzisa inethiwekhi yeStarlink ukwandisa ukutholakala ezindaweni ezifile, futhi i-SpaceX iheha abanye abahlinzeki bezinsizakalo zamaselula ukuthi baxhume amanethiwekhi abo emkhathini. Khonamanjalo, ngoNtulikazi 2023, itelco yaseKenya, iSafaricom, yamemezela izinhlelo zokwethula izinsiza ze-inthanethi zesathelayithi ukuze ziqhudelane neSpaceX, inkampani yase-US ehlola umkhathi, ilungiselela ukwethula umnikelo wayo, iStarlink, ezweni. Itelco izosebenzisana ne-AST SpaceMobile, imbangi yeStarlink, ukuze inikeze le sevisi."
+"ይህ ጅምር በአፍሪካ በጣም በተጨናነቁ ከተሞች ውስጥ ለመኪና ማቆሚያዎች ኤርቢኤንቢ እየገነባ ነው። ሌጎስ ውስጥ መንዳት ለደካሞች አይደለም። የትራፊክ መጨናነቅ በጣም ልምድ ያላቸውን አሽከርካሪዎች እንኳ ሳይቀር ትዕግስታቸውን ሊፈታተን ይችላል፤ ይሁን እንጂ መኪና ለማቆም ቦታ መፈለግ ፈጽሞ የተለየ ነገር ነው። በሌጎስ የመኪና መንዳት የሚያመጣው ብስጭት ፊሊፕ ኦጉናይኬ ፓርክዌልን በመድረሻዎ ዙሪያ በጣም ደህንነቱ የተጠበቀ የመኪና ማቆሚያ ቦታዎችን ለመፈለግ የሚርዳ መድረክ እንዲገነባ አድርጎታል፡፡. ከፈለጉ ለተሽከርካሪዎ የአየር ቢኤንቢ። በናይጄሪያ የንግድ ዋና ከተማ እንዳሉት ብዙ አሽከርካሪዎች ሁሉ ኦጉናይኬም ወደሚያስፈልገው ቦታ ለመድረስ በሌጎስ መንገዶች ላይ ያለማቋረጥ ይጓዝ ነበር፣ ነገር ግን አንድ ቀን በቃው። ኦጋናይኬ ""ስምንት ደቂቃ ሊፈጅብኝ ይችል የነበረ ጉዞ ነበር ግን ከአንድ ሰአት በላይ አሳለፍኩ"" ሲል ያስታውሳል። ይሁን እንጂ ችግሩ ተስማሚና አስተማማኝ የሆነ የመኪና ማቆሚያ ቦታ ከማግኘት ያለፈ ነው፡፡ ጥሩ የመኪና ማቆሚያ ቦታ የማግኘት ፈተናው እራሱ ትራፊክን እንዳባባሰው አስተውሏል። በመንገዱ ግራና ቀኝ የቆሙ መኪኖች መንገዶቹን ጠባብ አድርገው ብዙዎች ጐን ለጐን ለመያዝ አልፎ ተርፎም ለመሰረቅ ይጋለጣሉ። ""በሄዱበት አካባቢ ያሉትን የመኪና ማቆሚያ ቦታዎ��ን ለመለየት የሚረዳ መድረክ መስራት አንችልም?"" ኦጋናይኬ አሰበ። የሚቻል መሆኑን በመወሰን፣ ፓርክዌል በሌጎስ፣ ናይጄሪያ በጥር 2023 ሥራ ጀመረ። ታርክዌል እንዴት ነው የሚሰራው? ፓርክዌል እንደ ኢ-ሀይል መድረኮች እና የአየር ቢኤንቢ ይሰራል። የሞባይል መተግበሪያ በይነገጽ የአሁኑን አካባቢዎን እና የሚገኙ የመኪና ማቆሚያ ቦታዎችን ካርታ ያሳያል። እንዲሁም ቦታዎችን አስቀድመው እንዲይዙ ያስችልዎታል፡፡ ልክ እንደ ኤርቢንቢ የመኪና ማቆሚያ ስዕሎችን፣ የክፍያ ተመኖችን እና ግምገማዎችን ይመለከታሉ፡፡ በአየር ቢኤንቢ ስሪተአካል ምክንያት ግምገማዎች ለመድረኩ አስፈላጊ ናቸው። ይህ ማለት በቤታቸው ወይም በቢሮ ውስጥ የመኪና ማቆሚያ ቦታ ያላቸው ሰዎች በፓርክዌል እንደመኪና ማቆሚያ ቦታ በመመዝገብ የተወሰነ ገንዘብ ሊያገኙ ይችላሉ፡፡ እንደ ኢ-ሃይሊንግ መፍትሄዎች ሁሉ ፓርክዌል ሁለት መድረኰች አሉት፣ አንደኛው የመኪና ማቆሚያ ቦታዎችን ለሚፈልጉ ተጠቃሚዎች ሌላኛው ደግሞ የመኪና ማቆሚያ ቦታዎቻቸውን በመድረኩ ላይ ለማስመዝገብ ለሚፈልጉ ሰዎች፡፡ ቦታን የመመዝገቢያ መድረክ ፓርክዌል አጋር ይባላል። የፓርክዌል አጋር ለመሆን ማስመዝገብ የሚፈልጉትን የመኪና ማቆሚያ ቦታ ፎቶግራፍ ማንሣት፣ አድራሻውን ማስገባት እና ከመድረኩ ጂፒኤስ ጋር መቆለፍ አለብዎት።. ከዚህ በኋላ፣ ቦታው ያስመዘገበው ሰው የራሱ መሆኑን እና የፓርክዌል የደህንነት መስፈርቶችን የሚያሟላ መሆኑን ለማረጋገጥ ፓርክዌል ቦታውን ይጎበኛል። አንዱ የደህንነት ጥንቃቄ ኢንሹራንስ ነው። ጅማሬው ለተጠቃሚዎች በየደቂቃው አጠቃላይ ኢንሹራንስ የሚያቀርቡ የኢንሹራንስ አጋሮች -ፔይ-ዩ እና ኩራሴል- አሉት፡፡ በተጨማሪም አንድ ተሽከርካሪን ሊያነሳ የሚችለው ያቆመው ሰው ብቻ መሆኑን የሚያረጋግጥ የማንነት ማረጋገጫ ስርዓት አለው። የንግድ ሞዴሉ ለምሳሌ በፓርክዌል ላይ የፊት ግቢዎን እንደ የመኪና ማቆሚያ ቦታ ካስመዘገቡ መድረኩ አንድ ሰው መኪና ለማቆም ከሚከፍለው ክፍያ 30% ኰሚሽን ይጠይቃል። ኦጋናይክ ለመኪና ማቆሚያ ብቻ የተወሰነ ቦታ ብሎ የሚገልጸው መግቢያ ላይ ላሉ የመኪና ማቆሚያ ቦታዎችም ተመሳሳይ ነው። ይሁን እንጂ የተለየ የመኪና ማቆሚያ ቦታዎች በተለያየ መልክ ይመጣሉ፡፡ እንደ የገበያ ማዕከላት ያሉ የንግድ ድርጅቶች እንዲሁ ለመኪና ማቆሚያ ቦታዎች አሏቸው፣ ስለዚህ ፓርክዌል እንደዚህ ያሉ ቦታዎችን በመድረኩ ላይ እንዴት ይመዘግባል? ምንም እንኳን መድረኩ እንደዚህ ያሉ ቦታዎችን ገና መመዝገብ ባይችልም፣ ኦጉናይኬ ስለታቀደው ዝግጅት ሃሳብ ይሰጣል፡፡ ""ሾፕራይት ፓርክዌል ላይ ለማሰማራት የሚፈልግ ከሆነ, ለምሳሌ, ፓርክዌል የሚጠቀም ማንኛውም ሰው ምን ያህል ቦታዎች እንደሚገኙ ማየት ይችላሉ፡፡ አንዴ ካስያዙት በኋላ ቦታውን ለእርሶ እናስቀምጠዋለን።"" ቦታ ከተያዘ በኋላ፣ የመኪና ማቆሚያ ቦታ ሲደርሱ የመግቢያ ባርኮዱን ይቃኛሉ። ፓርክዌል የመውጫ ባርኮዱን እስካወጣህብት ድረስ በቦታው ባጠፉት ጊዜ ላይ በመመስረት ምን ያህል ዕዳ እንዳለቦት ያሰላል። ፓርክዌል ከተጀመረበት ጊዜ አንሥቶ እንደ ፓርክዌል ያሉ መፍትሄዎች በጣም የተለመዱ ባልሆኑባቸው በሁለት የአፍሪካ ከተሞች በናይጄሪያ ሌጎስ እና ሴኔጋል ዳካር ውስጥ ከ 2,000 በላይ የመኪና ማቆሚያ ቦታዎችን የያዙ 80 መኪና ማቆሚያዎችን አስመዝግቧል፡፡ ሌጎስ ውስጥ የኦጉናይኬ ተፎካካሪዎች የሌጎስ ግዛት የመኪና ማቆሚያ ባለስልጣን(ኤልኤኤስፒኤ) እና ፓርኪቭ ናቸው፡፡ ፓርቺቭ የተመሰረተው በ2020 ነው፣ ነገር ግን መተግበሪያው በጎግል የጨዋታ መደብር ላይ 100+ ማውረዶች ብቻ ነው ያለው፣ ይህም ባለፉት ሶስት አ���ታት ውስጥ በጣም ትንሽ እድገት ያሳያል። በሌላ በኩል የኤልኤኤስፒኤ የመኪና ማቆሚያ መፍትሄ በሌጎስ ዙሪያ የመኪና ማቆሚያ ቦታዎችን እና የሥራ ሰዓቶቻቸውን መረጃ ብቻ ይሰጥዎታል። ያም ሆኖ እነዚህ መፍትሄዎች ለፓርክዌል ተፎካካሪዎች ናቸው፣ ግን ኦጉናይኬ የበለጠ የሚያሳስበው ሰዎች መፍትሔውን በአፍሪካ እንዲጠቀሙ ማድረጉ ነው፣ ይህም ለጅምር ትልቅ ፈተና ሆኖ ቆይቷል፡፡ በተለይ በዚህ የአፍሪካ ክፍል ይህ አዲስ ፈጠራ ነው። መተማመን አንዱ ዋና ተግዳሮታችን ነው። እኛ መጀመሪያ ስንጀምር ሰዎች የመፍትሄው ጥርጣሬ ነበራቸው። ለጀማሪው የሰዎችን አመኔታ ማግኘት ከባድ ቢሆንም፣ ፓርክዌል 3,150 ተጠቃሚዎችን ከ2,000 በላይ የመኪና ማቆሚያ ቦታ እንዲያቆሙ ማድረግ ችሏል። ኦጉናይኬ ምንም የገቢ አኃዝ አልገለጸም ነገር ግን የጀማሪ ቡትካምፕ አፍሪቴክ አፋጣኝን ለቆ የወጣው ኩባንያ የቅድመ-ዘር ዙሩን በማሳደግ ላይ ነው ብሏል። ይህ በእንዲህ እንዳለ ፓርክዌል ከአውቶቡስ እና ከባቡር ጣቢያዎች ጋር የመኪና ማቆም-እና-መጓዝ ተነሳሽነት የመሳሰሉ ሽርክናዎችን በመመርመር ላይ ነው፣ ይህም ሰዎች በአውቶቡስ ወይም በባቡር ሲጓዙ የመኪና ማቆሚያ ቦታዎችን እንዲያገኙ ይረዳቸዋል፡፡ በእነዚህ ሽርክናዎች፣ ፓርክዌል በ2023 መጨረሻ ላይ ፍላጎት ላላቸው 100,000 ተጠቃሚዎች እያለመ ነው። ኦጋናይክ ይህ ከፍ ያለ ህልም እንደሆነ አምኗል ነገር ግን ለአፍሪካ ግሎባል ጅምሩን ሽልማቶች ዕጩ ሆኖ በመገኘቱ፣ ፓርክዌል ሰዎች የሚያስፈልጋቸው መፍትሄ ነው ብሎ ያምናል፣ ምክንያቱም በተጨናነቁ ከተሞች ውስጥ በሚያሽከረክሩበት ጊዜ የመኪና ማቆሚያ መጨናነቅ አንድ ነገር ያነሰ ያደርገዋልና።","This startup is building an Airbnb for parking lots in Africa's busiest cities Driving in Lagos is not for the faint-hearted. The sheer amount of traffic jams can test the patience of even the most seasoned drivers, but finding a place to park is a different ball game entirely. The frustration that comes with driving in Lagos is what made Philip Ogunaike, build Parkwell, a platform that helps you look for the safest parking spots around your destination. An Airbnb for your vehicle, if you will. Like many drivers in Nigeria's commercial capital, Ogunaike had constantly soldiered through Lagos roads to get to where he needed to be, but one day he'd had enough. ""It was a journey that could have taken me eight minutes but I spent more than an hour,"" Ogunaike recalls. But the problem was beyond finding a suitable and safe place to park. He noticed that the challenge of finding a good parking spot also worsened traffic. Cars parked on both sides of streets made roads narrower with many at risk of getting sideswiped or even stolen. ""Can't we make a platform that helps to identify parking spaces that are around wherever you go?"" Ogunaike mused. Deciding it was possible, Parkwell launched operations in Lagos, Nigeria, in January 2023. How does Parkwell work? Parkwell works like e-hailing platforms and Airbnb. The mobile app interface displays a map of your current area and available parking spots. It also allows you to book spots ahead of time. Like Airbnb, you see pictures of the car park, rates charged, and reviews. Reviews are important to the platform because of its Airbnb element. This means that people with parking spaces in their homes or offices can make some money by registering it as a parking spot on Parkwell. Like e-hailing solutions, Parkwell has two platforms, one for users looking for parking spots and another for people who want to register their parking spaces on the platform. The platform for registering a space is called the Parkwell Partner. To be a Parkwell partner, you take a picture of the parking space you want to register, enter the address and lock it in with the platform's GPS. After this, Parkwell visits the space to verify that the person who registered the place own it and that it meets Parkwell's security standards. One safety precaution is insurance. The startup has insurance partners — Pay-U and Curacel — that provide per-minute comprehensive insurance for users. It also has an identity verification system that ensures a vehicle can only be picked up by whoever parked it. The business model If you register your front yard as a parking spot on Parkwell, for instance, the platform will demand a 30% commission of the fee someone pays you for parking. The same goes for gated parking lots, which Ogunaike defines as an area dedicated only to parking. However, dedicated parking lots come in different forms. Businesses like malls also have spaces just for parking, so how does Parkwell get such spaces registered on the platform? Although the platform is yet to register such places, Ogunaike gives an idea of the planned setup. ""If Shoprite wants to deploy on Parkwell, for example, everyone who uses Parkwell will be able to see how many spaces are available. Once you book it, we'll reserve the space for you."" Once a reservation has been made, you scan the check-in barcode when you arrive at the car park. Parkwell will calculate how much you owe based on the amount of time you spend in the space till you scan the check-out barcode. Since its launch, Parkwell has registered 80 parking lots with over 2,000 parking spaces in two African cities — Lagos, Nigeria and Dakar, Senegal — where solutions like Parkwell aren't very common. In Lagos, some of Ogunaike's competitors are the Lagos State Parking Authority (LASPA) and Parchive. Parchive was founded in 2020, but the app has only 100+ downloads on the Google Play Store, showing very little growth in the past three years. LASPA's parking solution, on the other hand, only provides you with information on parking locations across Lagos and their operating hours. Nevertheless, these solutions are competitors to Parkwell, but Ogunaike is more concerned about getting people to use the solution in Africa, something that has been a big challenge for the startup. ""This is novel, especially in this part of Africa. Trust is one of our major challenges. People were doubtful of the solution when we first started."" While earning people's trust has been difficult for the startup, Parkwell has been able to get 3,150 users to park in its over 2,000 parking spaces. Ogunaike reveals no revenue figures but says the company which just left Startupbootcamp AfriTech's accelerator is in the process of raising its pre-seed round. In the meantime, Parkwell is exploring partnerships, such as a park-and-ride initiative with bus and train stations that'll help people find parking spots while they go for a ride in a bus or train. With these partnerships, Parkwell is gunning for an ambitious 100,000 users by the end of 2023. Ogunaike admits that it's a lofty dream but with accolades such as earning a nomination for the Global Startup Awards Africa, he believes Parkwell is a solution people need as it makes parking one less thing to worry about when driving in congested cities.","Wannan sabon kamfanin yana gina Airbnb don wuraren ajiye motoci a cikin biranen Afirka mafiya yawan jama'a Tuƙi a Legas ba na masu rauni ba ne. Yawan cunkoson ababen hawa na iya ƙure haƙurin hatta ƙwararrun direbobi, amma samun wurin ajiye mota wani fage ne main zaman kansa. ɓacin ran da ke tattare da tuƙi a Legas shi ne ya sa Philip Ogunaike, ya ɗera Parkwell, wani dandali da ke taimakawa mutane su nemi wuraren ajiye motoci mafiya aminci a kusa da inda za su je. Wani Airbnb don abin hawan ku, idan kuna so. Kamar da yawan direbobi a babban birnin kasuwancin Najeriyan, Ogunaike ya kasance mai yawan tafiye-tafiye akan hanyoyin Legas don isa inda yake son isa, amma wata sai abin ya gundure shi. Ogunaike ya ce: ""Tafiya ce da za ta iya ɗaukar min minti takwas amma na shafe fiye da awa ɗaya."". Amma matsalar ta wuce neman wurin da ya dace kuma mai aminci don ajiye abin hawa. Ya bayyana cewa ƙalubalen neman wurin ajiye motoci mai kyau ma ya ƙara cunkoso. Motocin da ake fakawa a gefuna biyu na tituna sun sanya tituna sun ƙara matsewa, inda da yawa ke cikin haɗarin gogar musu gefe ko ma sace su. ""Shin ba za mu iya yin wani dandali wanda zai taimaka wajen gano wuraren ajiye motoci da ke kusa da duk inda kuka je ba?"" Ogunaike raya a ransa. Da ya yanke shawarar cewa hakan zai yiwuw, Parkwell ya ƙaddamar da ayyuka a Legas, Najeriya, a Janairun 2023. Ta yaya Parkwell ke aiki? Parkwell yana aiki kamar dandalolin na e-hailing da Airbnb. Manhajar ta wayar hannu tana nuna taswirar yankin ku na yanzu da wuraren ajiye motoci da suke. Har ila yau, yana ba ka damar kama wuri tun kafin zuwan lokaci. Kamar dai Airbnb, za ku iya ganin hotunan wurin ajiye motar, da farashin da aka caje, da bita. Bita yana da muhimmanci ga dandalin saboda abubuwan sa irin na Airbnb. Wannan yana nufin mutanen da ke da wuraren ajiye motoci a gidajensu ko ofisoshinsu za su iya samun kuɗi ta hanyar yin rajista a matsayin wurin ajiye motoci a Parkwell. Kamar hanyoyin e-hailing, Parkwell yana da dandaloli guda biyu, ɗaya don masu neman wuraren ajiye motoci, ɗaya kuma don mutanen da ke son yin rajistar wuraren ajiye motoci a kan dandalin. Ana kiran dandalin yin rijistar wurin ajiye mota Parkwell Partner. Don zama abokin hulɗar Parkwell, ku ɗauki hoton wurin ajiye motoci da kuke son yin rijista, ku shigar da adireshin, kuma ku ayyana shi a tsarin GPS na dandalin. Bayan wannan, Parkwell zai ziyarci wurin don tabbatar da cewa wanda ya yi rajistar wurin ya mallaki wurin kuma ya cika ƙa’idojin tsaro na Parkwell. ɗaya daga cikin hanyoyin kiyaye lafiya shi ne inshora. Sabon kamfanin yana da abokan hulɗa na inshora – Pay-U da Curacel – waɗanda ke ba da cikakkiyar inshora ta kowane minti ɗaya ga masu amfani. Hakanan tana da tsarin tantance mutum, wanda ke tabbatar da cewa ba wanda zai iya ɗaukan abin hawa sai wanda ya ajiye shi. Tsarin kasuwancin Idan ka yi rajistar farfajiyar gidanka a matsayin wurin ajiye motoci a Parkwell, alal misali, to dandalin zai buƙaci ka ba shi 30% na kuɗin da mutum ya biya ku don ajiye abin hawansa. Wannan tsarin duk ɗaya ne ga wuraren ajiye motoci da aka sakawa get, wanda Ogunaike ya bayyana a matsayin wurin da aka keɗe don ajiye motoci kawai. Saidai wuraren da aka keɗe don ajiye motoci kala-kala ne. Masana’antu irinsu manyan kantuna ma suna da wuraren ajiye motoci da aka keɗe don haka, to ta yaya Parkwell ke yi wa irin waɗannan wuraren rajista akan dandalin? Ko da yake har yanzu dandalin bai yi rajistar irin waɗannan wuraren ba, Ogunaike ya bayyana wani salo da aka tsara. ""Idan Shoprite na son yin amfani da Parkwell, alal misali, duk wanda ke amfani da Parkwell zai iya ganin yawan wuraren da ke akwai. Da zarar ka yi ajiyar wurin, za mu ajiye maka wurin."" Da zarar an yi ajiyar wuri, sai a tantance ku da lambar barcode ta shiga a lokacin da aka isa wurin ajiye motocin. Parkwell zai lissafa nawa za ku biya ta hanyar la’akari da adadin lokacin da kuka ci a wurin ajiyar har zuwa lokacin da aka tantance ku da lambar fita ta barcode. Tun lokacin da aka ƙaddamar da shi, Parkwell ya yi rajistar wuraren ajiye motoci 80 tare da wuraren ajiye motoci sama da 2,000 a cikin biranen Afirka biyu – Lagos, Nigeria da Dakar, Senegal – inda hanyoyi irinsu Parkwell ba su da yawa. A Legas, wasu daga cikin masu sana’a irinta Ogunaike sun haɗa da Hukumar Kula da Ajiye Motoci ta Jihar Legas (LASPA) da kamfanin Parchive. An kafa Parchive a shekara 2020, amma an sauke dandalin ne sau 100+ kacal daga dandalin Google Play Store, wanda hakan ke nuna ƙaramin ci gaba a cikin shekaru uku da suka gabata. Ita kuma hanyar ajiye motoci ta LASPA tana ba ku bayanai ne kawai kan wuraren ajiye motoci a faɗin Legas da kuma lokutan aikinsu. Duk da haka, waɗannan su ne hanyoyi masu sana’a irinta Parkwell, amma Ogunaike ya fi damuwa da samun mutane su yi amfani da hanyar a Afirka, wanda hakan ya kasance babban ƙalubale ga sabon kamfanin. “Wannan sabon abu ne, musamman ma a wannan yankin na Afirka. Amincewa ita ce babban ƙalubalen mu. A lokacin da muka fara, mutane sun yi shakkun hanyar mu."" Yayin da samun amincewar mutane ke da wahala ga sabon kamfanin, Parkwell ya samu mutum 3,150 sun ajiye ababen hawansu a wuraren ajiye ababen hawan kamfanin sama da 2,000. Ogunaike bai bayyana alƙaluman kuɗaɗen shiga ba, amma ya ce kamfanin wanda ya bar Startupbootcamp AfriTech accelerator yana ci gaba da samar da zagayen sa na farko na harin gabanin ƙaddamarwa. A halin yanzu, Parkwell yana binciken yiwuwar haɗin gwiwa, kamar shirin ajiyewa da tafiya da ababen hawa, da bas da tashoshin jirgin ƙasa waɗanda zasu taimaka wa mutane su samu wuraren ajiye motoci yayin da suke tafiya a cikin bas ko jirgin ƙasa. Da waɗannan haɗin gwiwar, Parkwell yana burin samun masu amfani 100,000 a ƙarshen 2023. Ogunaike ya yarda cewa babban buri ne, amma tare da karramawa irinsu samun lambar yabo ta Global Startup Awards Africa, ya yi imanin cewa Parkwell mafita ce da mutane ke buƙata, saboda ta mayar da ajiye motoci wani abu da ba na damuwa ba yayin tuƙi a birane masu cunkoso.","Mwanzo huu ni kujenga Airbnb kwa kura za maegesho katika miji yenye shughuli nyingi zaidi barani Afrika Kuendesha gari huko Lagos sio kwa watu walio na mioyo dhaifu. Kiasi kikubwa cha msongamano wa magari kinaweza kujaribu uvumilivu wa madereva walio na uzoefu zaidi, lakini kupata mahali pa kuegesha ni mchezo tofauti kabisa wa mpira. Kufadhaika kunakotokana na kuendesha gari mjini Lagos ndiko kulikomfanya Philip Ogunaike, atengeneze Parkwell, jukwaa linalokusaidia kutafuta maeneo salama zaidi ya kuegesha magari karibu na unakoenda. Airbnb kwa gari lako, ukipenda. Kama vile madereva wengi katika mji mkuu wa kibiashara wa Nigeria, Ogunaike alikuwa anaendesha askari mara kwa mara kupitia barabara za Lagos ili kufika pale alipohitaji kuwa, lakini siku moja alitosha. Ogunaike anakumbuka, ""Ilikuwa safari ambayo inaweza kunichukua dakika nane lakini nilitumia zaidi ya saa moja,"". Lakini tatizo lilikuwa zaidi ya kupata mahali panapofaa na salama pa kuegesha gari. Aligundua kuwa changamoto ya kupata sehemu nzuri ya kuegesha magari pia ilizidisha msongamano wa magari. Magari yaliyoegeshwa pande zote mbili za barabara yalifanya barabara kuwa nyembamba huku wengi wakiwa katika hatari ya kuelemewa pembeni au hata kuibiwa. Ogunaike alitafakari, ""Je, hatuwezi kutengeneza jukwaa ambalo husaidia kutambua nafasi za maegesho zilizo karibu popote unapoenda?"". Kuamua kuwa inawezekana, Parkwell alizindua shughuli huko Lagos, Nigeria, mnamo Januari 2023. Parkwell inafanyaje kazi? Parkwell hufanya kazi kama majukwaa ya kutuma barua pepe na Airbnb. Kiolesura cha programu ya simu huonyesha ramani ya eneo lako la sasa na sehemu za maegesho zinazopatikana. Pia hukuruhusu kuweka nafasi kabla ya wakati. Kama Airbnb, unaona picha za maegesho ya magari, gharama zinazotozwa na ukaguzi. Ukaguzi ni muhimu kwa jukwaa kwa sababu ya kipengele chake cha Airbnb. Hii ina maana kwamba watu walio na nafasi za maegesho katika nyumba zao au ofisi wanaweza kupata pesa kwa kusajili kama sehemu ya kuegesha magari kwenye Parkwell. Kama suluhu za kutuma barua pepe, Parkwell ina majukwaa mawili, moja kwa watumiaji wanaotafuta maeneo ya kuegesha magari na lingine kwa watu wanaotaka kusajili nafasi zao za maegesho kwenye jukwaa. Jukwaa la kusajili nafasi linaitwa Mshirika wa Parkwell. Ili kuwa mshirika wa Parkwell, unapiga picha ya nafasi ya maegesho unayotaka kusajili, weka anwani na uifunge kwa GPS ya jukwaa. Baada ya hiyo, Parkwell hutembelea nafasi hiyo ili kuthibitisha kuwa mtu aliyesajili eneo hilo anamiliki na kwamba linaafiki viwango vya usalama vya Parkwell. Tahadhari moja ya usalama ni bima. Uanzishaji una washirika wa bima - Pay-U na Curacel - ambao hutoa bima ya kina kwa kila dakika kwa watumiaji. Pia ina mfumo wa uthibitishaji wa utambulisho unaohakikisha gari linaweza kuchukuliwa tu na yeyote aliyeiegesha. Mtindo wa biashara Kwa mfano, ukisajili yadi yako ya mbele kama sehemu ya kuegesha magari kwenye Parkwell, jukwaa litadai kiwango cha 30% ya gharama anayokulipa mtu kwa maegesho. Huenda hivyo hivyo kwa maeneo ya maegesho yaliyowekwa lango, ambayo Ogunaike anafafanua kama eneo linalotengwa kwa maegesho pekee. Walakini, kura za maegesho zilizojitolea huja kwa aina tofauti. Biashara kama vile maduka makubwa pia zina nafasi za kuegesha tu, kwa hivyo Parkwell husajili nafasi kama hizo kwenye jukwaa? Ingawa jukwaa bado halijasajili maeneo kama hayo, Ogunaike anatoa wazo la usanidi uliopangwa. Kwa mfano,""Ikiwa Shoprite wanataka kupeleka Parkwell, kila mtu anayetumia Parkwell ataweza kuona ni nafasi ngapi zinapatikana. Ukishaihifadhi, tutakuwekea nafasi."" Baada ya kuweka nafasi, unachanganua msimbopau wa kuingia unapofika kwenye maegesho ya magari. Parkwell atahesabu kiasi unachodaiwa kulingana na muda unaotumia kwenye nafasi hiyo hadi uchanganue msimbopau wa kuondoka. Tangu kuzinduliwa kwake, Parkwell imesajili maeneo 80 ya kuegesha magari yenye nafasi zaidi ya 2,000 za maegesho katika miji miwili ya Afrika - Lagos, Nigeria na Dakar, Senegal - ambapo ufumbuzi kama Parkwell si wa kawaida sana. Huko Lagos, baadhi ya washindani wa Ogunaike ni Mamlaka ya Maegesho ya Jimbo la Lagos (LASPA) na Parchive. Parchive ilianzishwa mwaka wa 2020, lakini programu ina vipakuliwa 100+ pekee kwenye Google Play Store, ikionyesha ukuaji mdogo sana katika miaka mitatu iliyopita. Suluhisho la maegesho la LASPA, kwa upande mwingine, hukupa tu taarifa kuhusu maeneo ya kuegesha magari kote Lagos na saa zao za kazi. Ijapokuwa, masuluhisho haya ni washindani wa Parkwell, lakini Ogunaike anajali zaidi kupata watu wa kutumia suluhisho barani Afrika, jambo ambalo limekuwa changamoto kubwa kwa kuanza. ""Hii ni riwaya, haswa katika eneo hili la Afrika. Kujiamini ni moja ya changamoto zetu kuu. Watu walikuwa na shaka na suluhisho tulipoanza mara ya kwanza."" Ingawa kupata imani ya watu imekuwa vigumu kwa uanzishaji, Parkwell ameweza kupata watumiaji 3,150 kuegesha katika nafasi zake zaidi ya 2,000 za kuegesha. Ogunaike anadhirisha hakuna takwimu za mapato lakini anasema kampuni ambayo imetoka tu kwenye kiongeza kasi cha Startupbootcamp AfriTech iko katika harakati za kuongeza mzunguko wake wa mbegu kabla. Wakati huo huo, Parkwell anachunguza ushirikiano, kama vile mpango wa kuegesha na kupanda na stesheni za basi na treni ambao utasaidia watu kupata maeneo ya kuegesha wanapoenda kwa basi au treni. Kwa ushirikiano huu, Parkwell anatafuta watumiaji mashuhuri 100,000 kufikia mwisho wa 2023. Ogunaike anakiri kuwa hiyo ni ndoto ya hali ya juu lakini kwa sifa kama vile kuteuliwa kuwania Tuzo za Global Startup Africa, anaamini Parkwell ni suluhisho ambalo watu wanahitaji kwani hufanya maegesho kuwa kitu kidogo cha kuwa na wasiwasi kuhusu wakati wa kuendesha gari katika miji yenye msongamano.","Ilé-iṣẹ́ àdìdelẹ̀ náà ń ṣẹ̀dá ìkànnì ìwáyè ìgbọ́kọ̀sí lórí ẹ̀rọ fún àwọn ààyè ìgbọ́kọ̀sí ní àwọn ìlú ńlá. Ọkọ̀ wíwà ní Èkó kò sí fún àwọn tí ojo. Iye àwọn wọ́lùkọlù ọkọ̀ lè tán sùúrù ẹni tí ó tilẹ̀ mọ ọkọ̀ wà jùlọ, ṣùgbọ́n wíwá ààyè láti gbé ọkọ̀ sí jẹ́ ohun àrà ọ̀tọ̀ pátápátá. Wàhálà tí ó wà pẹ̀lú ọkọ̀ ní Èkó ní ó mú Philip Ogunaike, kọ́ ṣẹ̀dá Parkwell, ìkànnì tí yóò ràn ẹ lọ́wọ́ láti wá àwọn ibùdó ìgbọ́kọ̀sí tí ó ní ààbò jùlọ ní àyíká rẹ. Ibùdó ìgbọ́kọ̀sí wà fún ọkọ̀ rẹ, bí o bá fẹ́. Gẹ́gẹ́ bí ọ̀pọ̀ àwọn awakọ̀ ni Olú ìlú okòwò Nigeria, Ogunaike máa ń jagun la àwọn òpópónà Èkó kọjá lọ sí ibit tí ó ń lọ ni, ṣùgbọ́n ni ọjọ́ kan o sọ pé ó tó gẹ. ""Ó jẹ́ ìrìnàjò t�� ó yẹ kí ó gbà mí ní ìṣẹ́jú mẹ́jọ ṣùgbọ́n mo lo ju wákàtí kan lọ,"" Ogunaike rántí. Ṣùgbọ́n ìṣòro náà ju wíwá ibi tí ó dára tí ó ní ààbò láti gbé ọkọ̀ sí. Ó ṣàkíyèsí pé ìdojúkọ wíwá ibi tí ó dára láti gbé ọkọ̀ sí dà kún wọ́lùkọlù. Àwọn ọkọ̀ tí wọ́n gbé sí ẹ̀gbẹ́ méjèèjì títì mú kí àwọn òpópónà náà kéré sí i pẹ̀lú ọ̀pọ̀lọpọ̀ èèyàn ti wọ́n wà nínú ewu kí ọkọ̀ mìíràn gbá ọkọ̀ wọn lẹ́gbẹ̀ẹ́ tàbí kí wọ́n jí ọkọ̀ wọn. ""Ṣé a kò lè ṣe ìkànnì tí yóò máa ṣe ìrànlọ́wọ́ láti mọ àwọn ibùdó ìgbọ́kọ̀sí tí ó wà láyìíká níbikíbi tí ẹ bá lọ?"" Ogunaike sọ fún ara rẹ̀. Ó pinnu pé ó ṣe é ṣe, Parkwell bẹ̀rẹ̀ iṣẹ́ ní Ìpínlẹ̀ Èkó, Nigeria, ní Oṣù kìíní 2023. Bawo ni Parkwell ṣe ń ṣiṣẹ́? Parkwell ń ṣiṣẹ́ bí àwọn ìkànnì ìwákọ̀-fún ìrìnàjò àti ìkànnì ìwáyè ìgbọ́kọ̀sí lórí ẹ̀rọ. Ìkànnì ohun èlò ẹ̀rọ ìbánisọ̀rọ̀ náà ń ṣe àfihàn máàpù agbègbè tí ènìyàn àti àwọn ààyè ìgbọ́kọ̀sí tí ó wà. Ó ń gbani láàyè láti wá ààyè sílè síwájú àkókò. Bí Ìkànnì Ìwáyè ìgbọ́kọ̀sí orí ẹ̀rọ, ẹ máa rí àwọn àwòrán ibùdó ìgbọ́kọ̀sí náà, iye tí wọ́n ń gbà àti àwọn ọ̀rọ̀ ìwòye. Àwọn ọ̀rọ̀ ìwòye ṣe patakit lórí ìkànnì náà nítorí àbùdá ìkànnì ìwáyè ìgbọ́kọ̀sí lórí ẹ̀rọ rẹ̀. Èyí túmọ̀ sí pé àwọn ènìyàn tí wọ́n ni ààyè ìgbọ́kọ̀sí ní ilé àti ibi iṣẹ́ lè rí owó nípa fífi orúkọ rẹ̀ sílẹ̀ gẹ́gẹ́ bí ààyè ìgbọ́kọ̀sí lórí Parkwell. Gẹ́gẹ́ bí àwọn ọ̀nà àbáyọ ìwákọ̀ lórí ẹ̀rọ, Parkwell ní iknannkt méjì, ọ̀kan fún àwọn aṣàmúlò tí wọ́n ń wá ààyè ìgbọ́kọ̀sí àti ìkejì fún àwọn ènìyàn tí wọ́n fẹ́ fi orúkọ ààyè ìgbọ́kọ̀sí wọn sílẹ̀ lórí ìkànnì náà. Ìkànnì ìforúkọsílẹ̀ ààyè ni wọ́n ń pè ní Parkwell Partner. Láti di olùbádòwòpọ̀ Parkwell, ẹ ó ya àwòrán ààyè ìgbọ́kọ̀sí tí ẹ fẹ́ forúkọ rẹ̀ sílẹ̀, ẹ ó tẹ àdírẹ́sì rẹ̀ ẹ ó sì sé e pẹ̀lú Ẹ̀rọ ìwábùdó àgbáyé ìkànnì náà. Lẹ́yìn èyí, Parkwell yóò ṣe àbẹ̀wò sí ààyè náà láti fi àṣẹ sí i pé ẹni tí ó forúkọ ààyè náà sílẹ̀ ni ó ni i àti pé ó bá gbèdéke ètò ààbò Parkwell mu. Ìsọ́ra ààbò kan ni adójútòfo. Àdìdelẹ̀ náà ní àwọn olùbádòwòpọ̀ adójútòfo – Pay-U àti Curacel – tí wọ́n ń pèsè adójútòfo tí ó gbòòrò ìṣẹ̀ẹ̀ṣẹ́jú fún àwọn aṣàmúlò. Ó tún ní ètò aṣèwádìí ìdánimọ̀ tí ó máa ń rí i dájú pé ẹni tí ó gbé ọkọ̀ sílẹ̀ nìkan ni ó lè gbé e. Ìlànà okòwò Bí ẹ bá forúkọ iwájú ilé yín sílẹ̀ gẹ́gẹ́ bí ààyè ìgbọ́kọ̀sí lórí Parkwell, funt àpẹẹrẹ, ìkànnì náà yóò béèrè fún owó ọ̀yà 30% nínú owó tí ènìyàn kan bá san fún ìgbọ́kọ̀sílẹ̀. Bákan náà ni ọ̀rọ̀ rí fún àwọn ààyè ìgbọ́kọ̀sí tí ó ní òdì, èyí tí Ogunaike pè ní ibùdó tí ó wà fún ìgbọ́kọ̀sí nìkan. Àmọ́ sá, oríṣiríṣi ẹ̀yà ni àwọn ààyè ìgbọ́kọ̀sí. Àwọn okòwò bí ilé ìtajà ńlá náà ní àwọn ààyè fún ìgbọ́kọ̀sí lásán, nítorí náà báwo ni Parkwell ṣe fi orúkọ àwọn ààyè yẹn sílẹ̀ lórí ìkànnì wọn? Bí ó tilẹ̀ jẹ́ pé ìkànnì náà kò tíì forúkọ àwọn ààyè bẹ́ẹ̀ sílẹ̀, Ogunaike sọ àpẹẹrẹ bí ètò náà yóò ṣe rí. ""Bí Shoprite bá fẹ́ láti forúkọ sílẹ̀ lórí Parkwell, fún àpẹẹrẹ, gbogbo ènìyàn tí ó ń lo Parkwell yóò lè rí iye àwọn ààyè tí ó wà. Ní kété tí ẹ bá yan án, a ó fi ààyè náà sílẹ̀ fún un yín."" Ní kété tí ẹ bá ti gba ààyè sílẹ̀, ẹ máa ya àwòrán kóòdù àtẹ̀wọlé nígbà tí ẹ bá dé ní ibùdó ìgbọ́kọ̀sí. Parkwell yóò ṣírò iye tí owó yín jẹ́ lórí iye àsìkò tí ẹ lo ní ààyè títí ẹ fi ya àwòrán kóòdù àtẹ̀jáde. Láti àsìkò ìfilọ́lẹ̀ rẹ̀, Parkwell ti fi orúkọ ibùdó ìgbọ́kọ̀sí 80 sílẹ̀ pẹ̀lú ó lé ní àwọn ààyè ìgbọ́kọ̀sí 2,000 ní ìlú ńlá Áfríkà méjì – Ìpínlẹ̀ Èkó, Nigeria àti Dakar, Senegal – níbi tí àwọn ọ̀nà àbáyọ bí Parkwell kò ti wọ́pọ̀. Ní Ìpínlẹ̀ Èkó, díẹ̀ lára àwọn orogún Ogunaike ni Lahist State Parking Authority (LASPA) àti Parchive. Parchive bẹ̀rẹ̀ ní 2020, ṣùgbọ́n ohun èlò ẹ̀rọ náà ní àwọn ìgbàsórí-ẹ̀rọ 100 lé lórí Google Play Store, tí ó ṣe àfihàn ìdàgbàsókè kékeré láti ọdún mẹ́ta sẹ́yìn. Ọ̀nà àbáyọ LASPA, ní ìdàkejì, pèsè àlàyé nípa àwọn ibùdó ìgbọ́kọ̀sí káàkiri ìpínlẹ̀ Èkó àti ìgbà tí wọ́n ń ṣiṣẹ́ nìkan. Síbẹ̀síbẹ̀, awkmt ọ̀nà àbáyọ wọ̀nyí jẹ́ orogún fún Parkwell, ṣùgbọ́n ohun tí ó jẹ Ogunaike lógún ni bí àwọn ènìyàn yóò ṣe máa lo ọ̀nà àbáyọ náà ní Áfríkà, nǹkan tí ó jẹ́ ìdojúkọ ńlá fún ilé ìṣe àdìdelẹ̀. ""Èyí jẹ́ ohun tuntun, pàápàá jùlọ ní agbègbè Áfríkà yìí. Ìfọkàntán ni ọ̀kan gbòógì lára àwọn ìdojúkọ wa. Àwọn ènìyàn ń ṣiyè méjì nípa ọ̀nà àbáyọ náà nigbat tí s kọ́kọ́ bẹ̀rẹ̀."" Bí ó tilẹ̀ jẹ́ pé rírí ìfọkàntán àwọn ènìyàn ṣòro fún ilé-iṣẹ́ àdìdelẹ̀, Parkwell ti gbìyànjú láti rí àwọn aṣàmúlò 3,150 ní àwọn ààyè ìgbọ́kọ̀sí rẹ̀ tí ó lé 2,000. Ogunaike kò sọ iye owó tí ó wọlé ṣùgbọ́n ó sọ pé ilé-iṣẹ́ náà tí ó ṣẹ̀ṣẹ̀ kúrò níbi ìpàgọ́ ìdàgbàsókè àwọn ilé-iṣẹ́ Àdìdelẹ̀ ti AfriTech ṣe ń ṣètò àti ṣe ìkówójọ owó ìrànwọ́ ìdókòwò ìbẹ̀rẹ̀. Ní àsìkò yìí, Parkwell ń ṣe àmúlò àwọn Ìbádòwòpọ̀, bí ètò ìgbọ́kọ̀-ara-ẹni-sílẹ̀-wa-ọkọ̀-ìgboro pẹ̀lú àwọn ibùdó ọkọ̀ akéro àti ọkà ojú irin èyí tí yóò ran àwọn ènìyàn lọ́wọ́ láti rí àwọn ààyè ìgbọ́kọ̀sí nígbà tí wọ́n bá wọ ọkọ̀ akérò tàbí ọkọ̀ ojú irin. Pẹ̀lú gbogbo àwọn ìbánidòwòpọ̀ wọ̀nyí, Parkwell ń fojú sun àwọn aṣàmúlò 100, 000 ní ìparí 2023. Ogunaike gbà pé àfojúsùn ńlá ni ṣùgbọ́n pẹ̀lú ìwúrí bí ìmẹ́nubà fún àmì ẹ̀yẹ Global Startup Awards Africa, ó ní ìgbàgbọ́ pé Parkwell ni ọ̀nà àbáyọ tí àwọn ènìyàn nílò nítorí pé ó ń mú ìgbọ́kọ̀sílẹ̀ kúrò nínú ìdojúkọ tí àwọn ènìyàn ní láti ronú nípa rẹ̀ nígbà tí wọ́n bá ń wa ọkọ̀ ní àwọn ìlú ńlá tí ó díjú.","Isiqalo sakha i-Airbnb yezindawo zokupaka emadolobheni ase-Afrika amatasatasa Ukushayela eLagos akukona okomuntu onenhliziyo ebuthakathaka. Umthamo omningi wethrafikhi ungavivinya isineke ngisho nabashayeli abangomakadebona, kodwa ukuthola indawo yokupaka kuwumdlalo webhola ohluke ngokuphelele. Ukukhungatheka okuza nokushayela e-Lagos yilokho okwenze u-Philip Ogunaike, ukuthi akhe iParkwell, inkundla ekusiza ukuthi uthole izindawo zokupaka eziphephe kunazo zonke endaweni oya kuyo. I-Airbnb yemoto yakho, uma uthanda. Njengabashayeli abaningi enhloko-dolobha yezentengiselwano yaseNigeria, u-Ogunaike wayevame ukuba yisosha emigwaqweni yaseLagos ukuze afike lapho ayedinga ukuya khona, kodwa ngolunye usuku wayesenele. “Kwakuwuhambo obeluzongithatha imizuzu eyisishiyagalombili kodwa ngachitha isikhathi esingaphezu kwehora,” kukhumbula u-Ogunaike. Kodwa inkinga yayingaphezu kokuthola indawo efanelekayo nephephile yokupaka. Wabona ukuthi inselelo yokuthola indawo yokupaka ekahle yenza kube nzima nokuhamba kwezimoto. Izimoto ebezipakwe nhlangothi zombili zemigwaqo ziwumngcingo njengoba eziningi bezisengcupheni yokuphambuka noma zebiwe. Asikwazi yini ukudala inkundla esiza ukuhlonza izindawo zokupaka ezitholakalayo nomaphi lapho uya khona? Kubuza u-Ogunaike. Enquma ukuthi kungenzeka yini, uParkwell wethule imisebenzi eLagos, eNigeria, ngoJanuwari 2023. Isebenza kanjani iParkwell? UParkwell usebenza njengenkundla yokuthumela ama-e-hailing kanye ne-Airbnb. I-interface yohlelo lokusebenza lweselula ibonisa imephu yendawo yakho yamanje nezindawo zokupaka ezitholakalayo. Iphinde ikuvumela ukuthi ubhuke izindawo kusengaphambili. Njenge-Airbnb, ubona izithombe zendawo yokupaka, amanani, nezibuyekezo. Ukubuyekeza kubalulekile endaweni ngenxa yento yayo ye-Airbnb. Lokhu kusho ukuthi abantu abanezindawo zokupaka ezindlini zabo noma emahhovisi bangenza imali ngokuyibhalisa njengendawo yokupaka iParkwell. Njengezixazululo ze-e-hailing, iParkwell inezinkundla ezimbili, eyodwa eyabasebenzisi abafuna izindawo zokupaka enye ngeyabantu abafuna ukubhalisa izindawo zabo zokupaka endaweni. Inkundla yokubhalisa indawo ibizwa ngeParkwell Partner. Ukuze ube nguzakwethu waseParkwell, uthatha isithombe sendawo yokupaka ofuna ukuyibhalisa, ufake ikheli bese ulikhiya ngeGPS yesikhulumi. Ngemva kwalokhu, uParkwell uvakashela isayithi ukuze aqinisekise ukuthi obhalisiwe ungumnikazi wesayithi nokuthi uhlangabezana nezindinganiso zokuphepha zeParkwell. Esinye sezinyathelo zokuphepha umshwalense. Isiqalo sinozakwethu bomshwalense — i-Pay-U neCuracel — abahlinzeka ngomshwalense ogcwele iminithi ngalinye kubasebenzisi. Iphinde ibe nohlelo lokuqinisekisa umazisi oluqinisekisa ukuthi imoto ingafunwa kuphela yinoma ngubani oyipakile. Imodeli yebhizinisi Uma ubhalisa igceke lakho njengendawo yokupaka eParkwell, isibonelo, igceke lizofuna ikhomishini engu-30% yalokho umuntu akukhokhela kona ngokupaka. Okufanayo kuya ezindaweni zokupaka ezinamasango, u-Ogunaike azichaza njengezindawo ezinikezelwe kuphela ukupaka. Nokho, izindawo zokupaka ezizinikele ziza ngezindlela ezihlukene. Amabhizinisi afana nezitolo ezinkulu nawo anezindawo zokupaka, ngakho uParkwell uzithola kanjani lezi zindawo endaweni yesikhulumi? Yize inkundla isazobhalisa izindawo ezinjalo, i-Ogunaike inikeza umbono wokusetha okuhleliwe. “Uma uShoprite efuna ukuphakela iParkwell, isibonelo, wonke umuntu osebenzisa iParkwell uzokwazi ukubona ukuthi zingaki izikhala ezikhona. Uma usuyibhukhile, sizokugcinela isikhala."" Uma ukubhuka sekwenziwe, uskena ibhakhodi yokungena lapho ufika endaweni yokupaka izimoto. UParkwell uzobala ukuthi ukweleta malini ngokusekelwe ekutheni uchitha malini esikhaleni uze uskene ibhakhodi yokuphuma. Kusukela yethulwa, iParkwell isibhalise izindawo zokupaka ezingama-80 ezinezindawo zokupaka ezingaphezu kuka-2,000 emadolobheni amabili ase-Afrika — iLagos, Nigeria kanye neDakar, Senegal — lapho izixazululo ezifana neParkwell ziyivelakancane kakhulu. ELagos, ezinye zezimbangi zika-Ogunaike yiLagos State Parking Authority (iLASPA) kanye neParchive. IParchive yethulwa ngo-2020, kodwa uhlelo lokusebenza lunokulandwa okungu-100+ kuphela ku-Google Play Isitolo, okubonisa ukukhula okuncane kakhulu kule minyaka emithathu edlule. Ngakolunye uhlangothi, isisombululo sokupaka iLASPA, sikunikeza kuphela ulwazi mayelana nezindawo zokupaka kulo lonke elaseLagos namahora azo okusebenza. Nokho, lezi zixazululo ziyizimbangi zeParkwell, kodwa u-Ogunaike ukhathazeke kakhulu ngokuthola abantu ukuthi basebenzise isisombululo e-Afrika, into eyayiyinselelo enkulu ekuqaleni. “Le yinoveli, ikakhulukazi kule ngxenye ye-Afrika. Ukwethemba kungenye yezinselelo zethu ezinkulu. Abantu bebenokungabaza ngesixazululo ngesikhathi siqala."" Nakuba ukuzuza ukwethenjwa abantu ekuqaleni kwakunzima, uParkwell ukwazile ukuthola abasebenzisi abangu-3,150 ukupaka ezindaweni zayo zokupaka ezingaphezu kuka-2,000. U-Ogunaike udalula ukuthi azikho izibalo zemali engenayo kodwa uthi inkampani esanda kushiya iStartupbootcamp AfriTech isemkhankasweni wokukhulisa umjikelezo wayo wokutshala imbewu. Okwamanje, uParkwell uhlola ubambiswano, olufana nesinyathelo sokupaka nokugibela esineziteshi zamabhasi nezesitimela esizosiza abantu bathole izindawo zokupaka ngenkathi behamba ngebhasi noma ngesitimela. Ngalokhu kubambisana, iParkwell isendleleni yokufinyelela abasebenzisi abangu-100,000 ekupheleni kuka-2023. U-Ogunaike uyavuma ukuthi iphupho elihle leli kodwa ngenxa yokuhlonishwa okufana nokuqokwa kumaGlobal Startup Awards Africa, ukholwa wukuthi uParkwell uyisixazululo esidingwa abantu njengoba kwenza ukupaka kube yinto encane uma ushayela emadolobheni aminyene."
+"ዋሶኮ ወደ ዲሞክራቲክ ሪፐብሊክ ኮንጎ ገባ የቀድሞዋ ዋና ሥራ አስፈጻሚ እንደመሆኑ ዮሊሳ ፋሌ ጡረታ ለመውጣት በዝግጅት ላይ እያሉ የመልቲ ቾይስ ቡድን ማርክ ጁሪን የሾውማክስ ክፍሉ ጊዜያዊ ዋና ሥራ አስፈጻሚ አድርጎ ሾሙ። የመልቲ ቾይስ ግሩፕ ዋና ሥራ አስፈጻሚ ካልቮ ማዌሎ ፋላ የሽግግር ሂደቱን እንደሚጀምርና ሾውማክስ ደግሞ መስከረም 1 ቀን ለጁሪ ሪፖርት ማድረግ እንደሚጀምር አስታውቀዋል። ለስድስት ወራት ለጁሪ የሙሉ ጊዜ የምክር ድጋፍ ትሰጣለች። የመልቲ ቾይስ ደቡብ አፍሪካ ዋና ሥራ አስፈፃሚ ጁሪ በሁለቱም ኃላፊነቶች ያገለግላሉ፣ መልቲ ቾይስ በሾውማክስ የፋላ ምትክ ይፈልጋል። ፋላ ከስድስት ወር የሽግግር ሂደት በኋላ ለመልቲ ቾይስ ግሩፕ አማካሪነቱን የሚቀጥል ሲሆን ከመጋቢት 2024 ጀምሮ ለአንድ ዓመት ለጁሪ ሪፖርት ያደርጋል። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ዋሶኮ ወደ ዲሞክራቲክ ሪፐብሊክ ኮንጎ ገባ መልህቅ 2.4ሚ ዶላር ዘር ያገኛል የኬንያ ሲኤ ተሟጋቾች ለአማራጭ መቆጣጠሪያ መሳሪያዎች ዋሶኮ ወደ ዲሞክራቲክ ሪፐብሊክ ኮንጎ ገባ በግንቦት 2023 ወደ ዛምቢያ ከተስፋፋ በኋላ የአፍሪካ ኢኮሜርስ መድረክ ዋሶኮ ወደ ኮንጐ ዲሞክራቲክ ሪፐብሊክ ገብቷል(ዲአርሲ)፡፡ የሰሜን ኪቩ ግዛት ዋና ከተማ የሆነችው ጎማ አሁን የዋሶኮ ለአነስተኛ ንግዶች የገበያ ተደራሽነት አካል ነች። የሱቅ ባለቤቶች ተወዳዳሪ የሆነ የምርት ዋጋ ከአምራቾች እና አከፋፋዮች በዋሶኮ የሞባይል መተግበሪያ እና በቅጽበት መከታተያ መረጃ በሽያጭ፣ በንግድ ግንዛቤዎች እና በገበያ አዝማሚያዎች ማግኘት ይችላሉ። እ.ኤ.አ. በ2016 የጀመረው ዋሶኮ ��አፍሪካ መደበኛ ባልሆነው የችርቻሮ ዘርፍ ውስጥ ያሉ በሚሊዮን የሚቆጠሩ አነስተኛ የንግድ ሥራ ባለቤቶች የሚያጋጥሟቸውን ቀልጣፋ ያልሆነ የአቅርቦት ሰንሰለት እንደፈታ ተናግሯል። በኬንያ፣ ታንዛኒያ፣ ሩዋንዳ፣ ኡጋንዳ እና ዛምቢያ የሚሰራው ኩባንያ ከ220,000 በላይ መደበኛ ያልሆኑ ቸርቻሪዎች ያሉት ሲሆን ከ5 ሚሊዮን በላይ ትዕዛዞችን አሟልቷል። ዋሶኮ በ 2019 ወደ ሩዋንዳ ገባ፣ እና ከዚያን ጊዜ ጀምሮ ገቢው ከመጀመሪያው ዓመት ሥራው 2 ሚሊዮን ዶላር ወደ 48 ሚሊዮን ዶላር በ 2022 አድጓል። ዋሶኮ በሩዋንዳ ያገኘውን ስኬት ከግምት በማስገባት በጎረቤት ኮንጐ ዲሞክራቲክ ሪፐብሊክ ውስጥ የአነስተኛ ንግድ እድገትን ለመደገፍ አሁን ያለውን መሠረተ ልማት በመጠቀም እኩል ብሩህ ተስፋ አለው። መልህቅ 2.4ሚ ዶላር ዘር ያገኛል የናይጄሪያው የፊንቴክ ጅምር አንከር በ 2022 ከ 1 ሚሊዮን ዶላር ቅድመ-ዘር ገንዘብ ጋር ከተደበቀበት ብቅ ማለት ከጀመረ በኋላ 2.4 ሚሊዮን ዶላር የዘር ገንዘብ አሰባስቧል፡፡ ገንዘቡ የኩባንያውን የምርት መስመር ለማስፋት ነው፡፡ ጎት ካፒታል ከፋውንደርስኤክስ፣ከሮቤል ፈንድ እና አንዳንድ ነባር ባለሀብቶች ዋይ ኮምቢኔተር እና ቢለድ ቬንቸርስን ጨምሮ በመሳተፍ ዙሩን መርቷል። አንከር ባንክ-እንደ-አገልግሎት( ቢኤኤኤስ) አቅራቢ ሲሆን ገንቢዎች የባንክ መፍትሄዎችን እንዲያካትቱ እና እንዲገነቡ የሚያግዙ ኤፒአይዎችን፣ ዳሽቦርዶችን እና መሣሪያዎችን ያቀርባል። ሴጉን አዴዬሚ፣ ኦላሚድ ሶቦዋሌ እና ግቤኬሎሉዋ ኦሉፎቴቢ አንኮርን ሲጀምሩ፣ ፊንቴክ ለንግድ ድርጅቶች ብቻ ያገለግል ነበር.፡፡ ክፍያዎችን፣ ቁጠባዎችን እና የካርድ አሰጣጥን ጨምሮ አገልግሎቶችን እንዲያቀርቡ ይረዳቸዋል። በአሁኑ ጊዜ የአንኮር ኤፒአይዎች ድንበር ተሻጋሪ ክፍያዎችን፣ የንግድ መለያዎችን፣ የካርድ አሰጣጥን፣ የሂሳብ ክፍያዎችን፣ የጅምላ ክፍያዎችን እና እንደ ኦዲት መዝገብ ሥርዓት እና እንደ ገንቢ ዌብሆኮች ያሉ የገንቢ-ብቻ ባህሪያትን ይደግፋሉ፡፡ ኩባንያዎች የባንክ ምርቶችን ለማዳበር የሚወስደውን ጊዜ ከዓመታት ወደ ቀናት እንዲቀንሱ ለመርዳት ከተቆጣጠሯቸዉ የባንክ ተቋማት ጋር ይተባበራል። በ2022 ሲጀመር 30 ደንበኞች ነበሩት አሁን ግን 270 ያህል ደንበኞች አሉት። ፊንቴክስ፣ ኤስኤኤኤስ ኩባንያዎች፣ የኢኮሜርስ ኩባንያዎች ወይም የገበያ ቦታዎች እና ሌሎች በቴክኖሎጂ የታገዘ ንግዶች ከደንበኞቹ መካከል ናቸው። ኩባንያው ከ 550 ሚሊዮን ዶላር በላይ ዓመታዊ አጠቃላይ የግብይት መጠን( ቲቲቪ) አፍርቷል። ኩባንያው በሂደት ክፍያዎች፣ በሂሳብ እና በካርድ አሰጣጥ ክፍያዎች እና ከተንሳፋፊ ከሚገኝ ወለድ ገንዘብ ሲያገኝ፣ አንኮር ገቢው በወር 30% እየጨመረ መሆኑን ይናገራል።. የኬንያ ኮሙኒኬሽን ባለስልጣን ለአማራጭ መቆጣጠሪያ መሳሪያዎች ይሟገታል። የኬንያ ኮሙዩኒኬሽን ባለስልጣን አዳዲስ ቴክኖሎጂዎችን ማለትም ዲጂታል ምንዛሬዎችን፣ ዲጂታል መድረኮችን፣ ማህበራዊ ሚዲያዎችን እና ከከፍተኛ ደረጃ በላይ የሆኑ አገልግሎቶችን ለመከታተል አማራጭ የቁጥጥር መሳሪያዎችን እንዲጠቀም እየተሟገተ ነው። የሲኤ ዋና ዳይሬክተር ኤዝራ ቺሎባ ለዲጂታል ምንዛሬዎች ሙሉ በሙሉ የሚሠራ ማዕቀፍ አለመኖሩ የገንዘብ ማጭበርበርን አደጋ ከፍ የሚያደርግ እና የሸማቾች ጥበቃን የሚጐዳ ነው ብለዋል። ቺሎባ ይህን መግለጫ የሰጡት በብሔራዊ ምክር ቤት ልዩ ኰሚቴ ፊት ሲመሰክሩ ነው። የፓርላማው ኰሚቴ ዓላማ የዎርልድ ኮይን የክልል አጋሮቹን ህጎች እና ደንቦች ማክበሩን መመርመር ነበር። ዎርልድኮይን ለሰው ልጆች ዓለም አቀፍ የገንዝ የመረጃ ቋት ለመፍጠር የሰዎችን ትኩረት የሚቃኝ የ���ሪፕቶ ምንዛሬ ፕሮጀክት ነው፡፡ ለኬኤስኤች 7,000( $ 50) ወይም ለ 25 የዓለም ቶከኖች ልዋጭ የኬንያውያንን የባዮሜትሪክ መረጃ የአይናቸውን ብርሃን-መጣኝ ፎቶግራፍ በማንሳት ሰበሰበ፡፡ እ.ኤ.አ. ነሃሴ 2፣ 2023 የኬንያ የሀገር ውስጥ ጉዳይ ሚኒስቴር እና ብሄራዊ አስተዳደር የዎርልድኮይን እንቅስቃሴ አግዶ ነበር። ከሦስት ቀናት በኋላ የሕግ አስከባሪ መኰንኖች በናይሮቢ ሞምባሳ ጐዳና ላይ በሚገኝ መጋዘን ላይ ወረራ በማካሄድ በዎርልድ ኮይን የተሰበሰቡ መረጃዎችን የያዘ ነው ብለው ያመኑትን መገልገያዎች ይዘዋል። ይህን ተከትሎ የውሂብ ጥበቃ ኮሚሽነር ጽሕፈት ቤት( ኦዲፒሲ) ከኬንያውያን የተሰበሰቡ መረጃዎችን እንዳያስተላልፍ ወይም እንዳያከናውን ለመከልከል ክስ አቀረበ። በዚህ ምክንያት የዎርልድኮይን ሳጋ እንደ ምናባዊ ምንዛሬዎች ሙሉ በሙሉ የሚሠራ ማዕቀፍ አለመኖር ያሉ የቁጥጥር ጕድለቶች ላይ ትኩረት አድርጓል። እንደ ቺሎባ ገለጻ የዲጂታል ኢኮኖሚ መስፋፋት በአስተዳደር እና በፈጠራ ድጋፍ መካከል ትክክለኛውን ሚዛን ማምጣትን ይጠይቃል። ሲኤ ፈጠራን ለማጐልበት፣ የቁጥጥር ውሳኔዎችን ለማሳወቅ እና ማህበራዊ-ኢኮኖሚያዊ እድገትን ለማሳደግ የቁጥጥር ሳንድቦክስ ፈጥሯል ብለዋል። የቁጥጥር ሳንድቦክሶቹ ከተለመዱት የቁጥጥር መሳሪያዎች እንደ አማራጭ ሆነው ያገለግላሉ እና ለተጠቃሚዎች የወቅቱን የዲጂታል ቴክኖሎጂ እቃዎች እና አገልግሎቶች የአሁን-ጊዜ ሙከራ እንዲያገኙ ያስችላቸዋል ፣ ይህም አዳዲስ ቴክኖሎጂዎችን ለመረዳት አስፈላጊ መረጃ ይሰጣል። ምንአልባት አምልጦህ ከሆነ ይህ ጅምር በአፍሪካ ውስጥ ታዳሽ ኃይልን በሰዉ በተፈጠረ አዋቂ ለማሰራጨት 12 ሚሊዮን ዶላር አሰባስቧል። የማነበው ና የምመለከተው በሰው የተፈጠሩ አዋቂ ሞዴሎች ሁል ጊዜ የማሰብ ችሎታ አላቸው? የጋቦን ጁንታ መሪ ብሪስ ኦሊጊ ንጉሜ በጊዜያዊ ፕሬዝዳንትነት ቃለ መሃላ ፈጸሙ የ93 ዓመቱ ቅድመ-ቅድመ አያት በሂልተን ራስ ገንቢዎች ተከሷል፡፡ ግብረ ሰዶም በእስልምና አለም","Wasoko enters the Democratic Republic of Congo As former CEO, Yolisa Phahle, gets ready to retire, MultiChoice Group has named Marc Jury as the interim CEO of its Showmax division. Calvo Mawelo, CEO of MultiChoice Group, announced that Phahle will begin a handover process and Showmax will start reporting to Jury on September 1. She will give Jury full-time advisory support for six months. Jury, the CEO of MultiChoice South Africa, will serve in both capacities while MultiChoice looks for a replacement for Phahle at Showmax. Phahle will continue to consult for MultiChoice Group after the six-month handover process while reporting to Jury for a year starting in March 2024. Here's what I've got for you today: Wasoko enters the Democratic Republic of Congo Anchor gets $2.4m seed Kenya's CA advocates for alternative regulatory tools Wasoko enters the Democratic Republic of Congo After expanding into Zambia in May 2023, African eCommerce platform, Wasoko, has entered the Democratic Republic of Congo (DRC). Goma, the capital of North Kivu province, is now part of Wasoko's expanded market reach for small businesses. Shop owners can access competitively priced products from manufacturers and distributors through Wasoko's mobile app and real-time tracking data on sales, business insights, and market trends. Wasoko, which debuted in 2016, claims it has addressed the supply chain inefficiencies that millions of small business owners in Africa's informal retail sector face. The company, which operates in Kenya, Tanzania, Rwanda, Uganda, and Zambia, has over 220,000 informal retailers and has filled over 5 million orders. Wasoko entered Rwanda in 2019, and since then, its revenues have soared from $2 million in its first year of operation to $48 million in 2022. Given its success in Rwanda, Wasoko is equally optimistic about using its current infrastructure to support small business growth in the neighbouring DRC. Anchor gets $2.4m seed Anchor, a Nigerian fintech startup, has raised $2.4 million in seed funding after emerging from stealth in 2022 with $1 million in pre-seed funding. The funds will go towards expanding the company's product line. Goat Capital led the round, with participation from FoundersX, Rebel Fund, and some existing investors, including Y Combinator and Byld Ventures. Anchor is a banking-as-a-service (BaaS) provider that offers APIs, dashboards, and tools to help developers embed and build banking solutions. When Segun Adeyemi, Olamide Sobowale, and Gbekeloluwa Olufotebi launched Anchor, the fintech catered to only businesses. It helps them provide services, including payments, savings, and card issuance. Currently, Anchor's APIs support cross-border payments, business accounts, card issuance, bill payments, bulk disbursements, and developer-only features like an audit log system and developer webhooks. It collaborates with regulated banking institutions to assist companies in cutting the time it takes to develop banking products from years to days. It had 30 clients when it launched in 2022 but now has about 270 customers. Fintechs, SaaS companies, eCommerce companies or marketplaces, and other tech-enabled businesses are among its clients. The company has generated more than $550 million in annualised total transaction volume (TTV). While it makes money from processing fees, account and card issuance fees, and interest from the float, Anchor says revenue is increasing 30% month over month. Kenya's Communications Authority advocates for alternative regulatory tools Kenya's Communications Authority is advocating for the adoption of alternative regulatory tools to keep an eye on emerging technologies, including digital currencies, digital platforms, social media, and Over-the-top services. The Director-General of the CA, Ezra Chiloba, said the absence of a fully functional framework for digital currencies increases the risk of money laundering and compromises consumer protection. Chiloba made this statement while testifying before a National Assembly special committee. The purpose of the parliamentary committee was to look into the compliance of Worldcoin with the laws and regulations of its regional partners. Worldcoin is a cryptocurrency project that scans people's eyes to create a global financial database for humans. It collected Kenyans’ biometric information by taking pictures of their irises in exchange for KSh 7,000 ($50) or 25 World tokens. On August 2, 2023, Kenya's Ministry of Interior and National Administration suspended the activities of Worldcoin. Three days later, the law enforcement officers raided a warehouse on Mombasa Road in Nairobi and seized equipment they believed contained data gathered by Worldcoin. Following that, the Office of the Data Protection Commissioner (ODPC) sued to prohibit Worldcoin from transferring or processing data collected from Kenyans. Consequently, the Worldcoin saga has drawn attention to regulatory shortcomings, such as the lack of a fully operational framework for virtual currencies. According to Chiloba, the expansion of the digital economy necessitates striking the right balance between regulation and innovation support. He stated that the CA has created a regulatory sandbox to foster innovation, inform regulatory decisions, and promote socioeconomic growth. Regulatory sandboxes serve as an alternative to conventional regulatory tools and give users access to real-time testing of current digital technology goods and services, providing vital information for understanding novel technologies. In case you missed it This startup has raised $12m to distribute renewable energy in Africa with AI What I'm reading and watching Are AI models doomed to always hallucinate? Gabon Junta leader, Brice Oligui Nguema sworn in as interim President 93-year-old great-great-grandmother sued by Hilton Head developers Homosexuality in the Islamic World","Wasoko ya shiga Jamhuriyar Demokraɗiyyar Kongo Kamar yadda tsohon Shugaba, Yolisa Phahle, ke shirin yin ritaya, MultiChoice Group ya naɗa Marc Jury a matsayin Babban Shugaba na riƙo na sashin Showmax. Calvo Mawelo, Shugaba na MultiChoice Group, ya sanar da cewa Phahle zai fara aikin mika mulki kuma Showmax zai fara bayar da rahoto ga Jury a ranar 1 ga watan Satumba. Za ta ba juri goyon bayan shawarwari na cikakken lokaci na tsawon watanni shida. Jury, Wanda shi ne ShugabanMultiChoice na ƙasar Afirka ta Kudu, zai yi aiki a dukka muƙaman biyu, yayinda MultiChoice ke neman wanda zai maye gurbin Phahle a Showmax. Phahle zai ci gaba da tuntuɓar rukunin MultiChoice bayan tsarin mika mulki na watanni shida yayin da yake ba da rahoto ga alkali na shekara guda da ya fara a watan Maris 2024. Ga abin da na samo muku yau: Wasoko ya shiga Jamhuriyar Demokraɗiyyar Kongo Anchor yana samun jarin kafin ƙaddamarwa na dala miliyan 2.4. Hukumar Sadarwa ta Ƙasar Kenya tana bada shawarwarin samar da wasu zaɓuka na dokokin sa ido. Wasoko ya shiga Jamhuriyar Demokraɗiyyar Kongo Bayan faɗaɗa zuwa Zambia a watan Mayu 2023, dandalin ecommerce na Afirka, Wasoko, ya shiga Jamhuriyar Demokraɗiyyar Kongo (DRC). Goma, babban birnin lardin Kivu ta Arewa, yanzu ya kasance wani ɓangare ne na faɗaɗa kasuwar Wasoko don samar da ƙananan ‘yan kasuwa. Masu shago na iya samun damar yin amfani da samfuran farashi masu gasa daga masana'anta da masu rarrabawa ta hanyar wayar hannu ta Wasoko da bayanan sa ido na ainihin-lokaci kan tallace-tallace, fahimtar kasuwanci, da yanayin kasuwa. Wasoko, wanda aka fara hasashe a shekarar 2016, ya yi ikirarin cewa ya magance matsalar rashin isassun kayayyaki da miliyoyin ƙananan ƴan kasuwa ke fuskanta a ɓangaren sayar da kayayyaki na yau da kullum na Afirka. Kamfanin, wanda ke aiki a Ƙasashen Kenya, Tanzania, Ruwanda, Uganda, da Zambia, yana da fiye da 220,000 dillalai na yau da kullum kuma ya cika sama da oda miliyan 5. Wasoko ya shiga Ruwanda ne a shekarar 2019, kuma tun daga lokacin, kuɗaɗen shiga ya karu daga dala miliyan 2 a shekarar farko ta aiki zuwa dala miliyan 48 a shekarar 2022. Ganin nasarar da ya samu a Ruwanda, Wasoko yana da kwarin gwiwa game da amfani da ababen more rayuwa a halin yanzu don tallafawa ci gaban ƙananan kasuwanci a makwabciyarta DRC. Anchor yana samun jarin kafin ƙaddamarwa na dala miliyan 2.4. Anchor, wani sabon kamfanin fasahar harkokin kuɗi na Najeriya, ya tara dala miliyan 2.4 a cikin tallafin tara jari bayan ya fitowa daga ɓuyan da yayi a shekarar 2022 da dala miliyan 1 na tallafin jarin kafin ƙaddamarwa. Kuɗaɗen za su je wajen faɗaɗa layin kayayyakin kamfanin. Goat Capital ya jagoranci zagayen, tare da halartar masu kafa FoundersX, Rebel Fund, da wasu masu saka hannun jari na yanzu, gami da Y Combinator da Byld Ventures. Anchor shine mai ba da sabis na banking-as-a-service (BaaS) wanda ke ba da APIs, dashboards, da kayan aiki don taimakawa masu haɓakawa haɓakawa da gina hanyoyin banki. Lokacin da Segun Adeyemi, Olamide Sobowale, da Gbekeloluwa Olufotebi suka ƙaddamar da Anchor, fintech din ya samar da kasuwanci ne kawai. Yana taimaka musu samar da ayyuka, gami da biyan kuɗi, ajiya, da bayar da kati. Currently, Anchor's APIs support cross-border payments, business accounts, card issuance, bill payments, bulk disbursements, and developer-only features like an audit log system and developer webhooks. Yana haɗin gwiwa tare da cibiyoyin banki dake aiki bisa dokoki don taimakawa kamfanoni wajen rage lokacin da ake ɗauka don samar da kayan aikin banki daga shekaru zuwa 'yan kwanaki. Yana da abokan ciniki 30 lokacin da aka ƙaddamar a shekarar 2022 amma yanzu yana da kusan abokan ciniki 270. Fintechs, kamfanonin SaaS, kamfanonin eCommerce ko kasuwanni, da sauran kasuwancin da ke da fasaha suna cikin abokan cinikin sa. Kamfanin ya samar da fiye da dala miliyan 550 a cikin jimlar ma'amala ta shekara-shekara (TTV). Yayin da yake samun kuɗi daga kuɗaɗen sarrafawa, asusu da kuɗaɗen bayar da kati, da kuma riba daga ruwa, Anchor ya ce kuɗaɗen shiga na karuwa da kashi 30% na wata-wata. Hukumar Sadarwa ta Ƙasar Kenya tana ba da shawara ga madadin kayan aikin da aka tsara Hukumar Sadarwa ta Ƙasar Kenya tana ba da shawarar ɗabbaƙa wasu zaɓuka na dokokin sa ido da aka tsara don sa ido kan fasahohin da ke tasowa, wanda ya haɗa da kuɗaɗen dijital, dandamali na dijital, kafofin sada zumunta, da sabis na ""Saman-sama"". Babban Darakta na CA, Ezra Chiloba, ya ce rashin cikakken tsarin aiki na kuɗaɗen dijital yana kara haɗarin yin amfani da kuɗaɗen haram kuma yana lalata kariyar mabukaci. Chiloba ya bayyana haka ne a lokacin da yake ba da shaida a gaban kwamitin musamman na majalisar dokokin ƙasar. Manufar kwamitin majalisar ita ce duba bin bin ka'idodin Worldcoin tare da dokoki da ka'idojin abokan hulɗar yanki. Worldcoin wani tsari ne na kuɗin kirifto wanda ke tantance idanun mutane don ƙirkirar bayanan kuɗi na duniya ga ɗan adam. Ta tattara bayanan 'yan Ƙasar Kenya ta hanyar ɗaukar hotuna na irises don musayar KSh 7,000 ($ 50) ko alamun duniya 25. A ranar 2 ga Agusta, 2023, Ma'aikatar Cikin Gida da Gudanarwa ta Ƙasar Kenya ta dakatar da ayyukan Worldcoin. Bayan kwanaki uku, jami'an tsaro sun kai samame a wani kantin sayar da kayayyaki dake kan titin Mombasa a birnin Nairobi, inda suka kama wasu kayan aiki da suka yi imanin cewa akwai bayanan da Worldcoin ta tattara. Bayan haka, Ofishin Kwamishinan Kare Bayanai (ODPC) ya kai kara don hana Worldcoin canjawa ko sarrafa bayanan da aka tattara daga mutanen Ƙasar Kenya. Sakamakon haka, saga na Worldcoin ya jawo hankali ga gazawar tsari, kamar rashin cikakken tsarin aiki don tsabar kuɗi. A cewar Chiloba, faɗaɗa tattalin arziƙin dijital yana buƙatar daidaita daidaito tsakanin tsari da tallafin ƙirkira. Ya bayyana cewa CA ta ƙirƙiri akwati mai tsari don haɓaka ƙima, sanar da yanke shawara, da haɓaka haɓakar tattalin arziƙin zamantakewa. Akwatunan yashi na tsari suna aiki azaman madadin kayan aikin tsari na yau da kullum kuma suna ba masu amfani damar yin gwajin ainihin-lokaci na kayayyaki da ayyuka na fasahar dijital na yanzu, suna ba da mahimman bayanai don fahimtar fasahar zamani. Koda kun rasa jin shirin. Wannan Kamfani ya tara dala miliyan 12 don rarraba makamashi mai sabuntawa a Afirka tare da AI Abin da nake karantawa da kallo Shin fasahar AI da aka ƙera na da tabbacin yin hasashe a koyaushe? An rantsar da shugaban ƙasar Gabon Brice Oligui Nguema a matsayin shugaban riƙon kwarya Wata kaka mai shekara 93, kamfanin ƙirƙira na Hilton Head sun shigar da ita ƙara. Luwadi a Duniyar Musulunci","Wasoko aingia Jamhuri ya Kidemokrasia ya Kongo Huku Mkurugenzi Mtendaji CEO wa zamani, Yolisa Phahle, akijiandaa kustaafu, MultiChoice Group imemteua Marc Jury kama Mkurugenzi Mtendaji CEO wa muda wa kitengo chake cha Showmax. Calvo Mawelo, Mkurugenzi Mtendaji CEO wa MultiChoice Group, alitangaza kwamba Phahle ataanza mchakato wa kukabidhi na Showmax itaanza kuripoti kwa Jury mnamo Septemba 1. Atatoa usaidizi wa ushauri wa muda wote wa Jury kwa miezi sita. Jury, Mkurugenzi Mtendaji CEO wa MultiChoice Afrika Kusini, atahudumu katika nyadhifa zote mbili huku MultiChoice ikitafuta mbadala wa Phahle katika Showmax. Phahle ataendelea kushauriana na MultiChoice Group baada ya mchakato wa miezi sita wa kukabidhi huku akiripoti kwa Jury kwa mwaka mmoja kuanzia Machi 2024. Hivi ndivyo nilivyopata kwaajili yako leo: Wasoko aingia Jamhuri ya Kidemokrasia ya Kongo Anchor hupata mbegu ya $2.4m CA ya Kenya inatetea zana mbadala za udhibiti Wasoko aingia Jamhuri ya Kidemokrasia ya Kongo Baada ya kujitanua hadi Zambia mnamo Mei 2023, jukwaa la Biashara ya Kielektroniki la Afrika, Wasoko, ameingia Jamhuri ya Kidemokrasia ya Kongo (DRC). Goma, mji mkuu wa jimbo la Kivu Kaskazini, sasa ni sehemu ya soko lililopanuliwa la Wasoko kwa wafanyabiashara wadogo. Wamiliki wa maduka wanaweza kufikia bidhaa za bei ya ushindani kutoka kwa watengenezaji na wasambazaji kupitia programu ya simu ya Wasoko na data ya kufuatilia kwa wakati halisi kuhusu mauzo, maarifa ya biashara na mitindo ya soko. Wasoko, ambayo ilianza mwaka 2016, inadai kuwa imeshughulikia upungufu wa ugavi ambao mamilioni ya wafanyabiashara wadogo katika sekta isiyo rasmi ya rejareja wanakabiliwa nayo. Kampuni hiyo, inayofanya kazi nchini Kenya, Tanzania, Rwanda, Uganda, na Zambia, ina zaidi ya wauzaji reja reja 220,000 wasio rasmi na imejaza zaidi ya oda milioni 5. Wasoko aliingia Rwanda mwaka wa 2019, na tangu wakati huo, mapato yake yamepanda kutoka dola milioni 2 katika mwaka wake wa kwanza wa operesheni hadi $ 48 milioni mwaka 2022. Kutokana na mafanikio yake nchini Rwanda, Wasoko ana matumaini sawa kuhusu kutumia miundombinu yake ya sasa kusaidia ukuaji wa biashara ndogo ndogo katika nchi jirani ya DRC. Anchor hupata mbegu ya $2.4m Anchor, mwanzilishi wa fintech wa Nigeria, amechangisha dola milioni 2.4 kwa ufadhili wa mbegu baada ya kuibuka kutoka kwa siri mnamo 2022 na $ 1 milioni katika ufadhili mbegu ya awali. Fedha hizo zitaenda katika kupanua wigo wa bidhaa za kampuni. Goat Capital iliongoza raundi hiyo, kwa ushiriki wa FoundersX, Rebel Fund, na baadhi ya wawekezaji waliopo, ikiwa ni pamoja na Y Combinator na Byld Ventures. Anchor ni mtoa huduma za benki kama huduma (BaaS) ambaye hutoa API, dashibodi na zana ili kusaidia wasanidi programu kupachika na kutengeneza suluhu za benki. Wakati Segun Adeyemi, Olamide Sobowale, na Gbekeloluwa Olufotebi walipozindua Anchor, fintech ilishughulikia biashara pekee. Inawasaidia kutoa huduma, ikiwa ni pamoja na malipo, akiba na utoaji wa kadi. Kwa sasa, API za Anchor zinasaidia malipo ya mipakani, akaunti za biashara, utoaji wa kadi, malipo ya bili, malipo mengi, na vipengele vya msanidi pekee kama vile mfumo wa kumbukumbu za ukaguzi na viboreshaji vya webhooks. Inashirikiana na taasisi za benki zinazodhibitiwa ili kusaidia makampuni katika kupunguza muda unaochukua ili kutengeneza bidhaa za benki kutoka miaka hadi siku. Ilikuwa na wateja 30 ilipozinduliwa mnamo 2022 lakini sasa ina takriban wateja 270. Fintechs, kampuni za SaaS, kampuni za eCommerce au sehemu za soko, na biashara zingine zinazowezeshwa na teknolojia ni miongoni mwa wateja wake. Kampuni imezalisha zaidi ya dola milioni $550 katika kiasi cha miamala ya kila mwaka (TTV). Ingawa inapata pesa kutokana na ada za usindikaji, ada za utoaji wa akaunti na kadi, na riba kutoka kwa kuelea, Anchor anasema mapato yanaongezeka kwa 30% mwezi juu ya mwezi. Mamlaka ya Mawasiliano ya Kenya inatetea zana mbadala za udhibiti Mamlaka ya Mawasiliano nchini Kenya inatetea kupitishwa kwa zana mbadala za udhibiti ili kuweka macho kwenye teknolojia zinazoibuka, zikiwemo sarafu za kidigitali, mifumo ya kidigitali, mitandao ya kijamii na Huduma za Juu. Mkurugenzi Mkuu wa CA, Ezra Chiloba, alisema kukosekana kwa mfumo unaofanya kazi kikamilifu kwa sarafu za kidigitali huongeza hatari ya ufujaji wa pesa na kuhatarisha ulinzi wa watumiaji. Chiloba alitoa kauli hiyo alipokuwa akitoa ushahidi wake mbele ya kamati maalum ya Bunge. Madhumuni ya kamati ya bunge ilikuwa kuangalia kufuata kwa Worldcoin na sheria na kanuni za washirika wake wa kikanda. Worldcoin ni mradi wa sarafu ya fiche ambao hukagua macho ya watu ili kuunda hifadhidata ya kimataifa ya fedha kwa ajili ya binadamu. Ilikusanya taarifa za kibayometriki za Wakenya kwa kuchukua picha za irises zao kwa kubadilishana KSh 7,000 ($50) au tokeni 25 za Dunia. Mnamo tarehe 2 Agosti 2023, Wizara ya Mambo ya Ndani na Utawala wa Kitaifa ya Kenya ilisimamisha shughuli za Worldcoin. Siku tatu baadaye, maafisa wa kutekeleza sheria walivamia ghala moja katika Barabara ya Mombasa jijini Nairobi na kukamata vifaa walivyoamini vilikuwa na data iliyokusanywa na Worldcoin. Kufuatia hilo, Ofisi ya Kamishna wa Ulinzi wa Data (ODPC) ilishtaki ili kupiga marufuku Worldcoin kuhamisha au kuchakata data iliyokusanywa kutoka kwa Wakenya. Kwa hivyo, sakata la Worldcoin limeelekeza umakini kwenye mapungufu ya udhibiti, kama vile ukosefu wa mfumo wa uendeshaji kikamilifu wa sarafu pepe. Kulingana na Chiloba, upanuzi wa uchumi wa kidigitali unahitaji kuwepo uwiano sahihi kati ya udhibiti na usaidizi wa uvumbuzi. Alisema kuwa CA imeunda sanduku la mchanga la udhibiti ili kukuza uvumbuzi, kufahamisha maamuzi ya udhibiti, na kukuza ukuaji wa uchumi wa kijamii. Sanduku za mchanga zinazodhibiti hutumika kama njia mbadala ya zana za kawaida za udhibiti na huwapa watumiaji uwezo wa kufikia majaribio ya wakati halisi ya bidhaa na huduma za teknolojia ya kidigitali, kutoa taarifa muhimu kwa kuelewa teknolojia za riwaya. Ikitokea umeikosa Uanzishaji huu umechangisha $12m kusambaza nishati mbadala barani Afrika na AI Ninachosoma na kukitazama. Je! mifano ya AI imehukumiwa kushawishi kila wakati? Kiongozi wa Junta wa Gabon, Brice Oligui Nguema ameapishwa kama rais wa muda Mama wa babu mwenye umri wa miaka 93- alishtakiwa na watengenezaji wa Hilton Head Ushoga katika Ulimwengu wa Kiislamu","Wasoko wọ orílẹ̀-èdè Democratic Republic of Congo. Gẹ́gẹ́ bí Ọ̀gá Àgbà Pátápátá tẹ́lẹ̀, Yolisa Phahle, n ṣètò láti fẹ̀yìntì, MultiChoice Group ti yan Marc Jury gẹ́gẹ́ bí adelé Ọ̀gá Àgbà Pátápátá fún ẹ̀ka Showmax rẹ̀. Calvo Mawelo, Ọ̀gá Àgbà Pátápátá MultiChoice Groiot, kéde pé Phahle yóò bẹ̀rẹ̀ ìgbésẹ̀ gbígbé ipò sílẹ̀ àti pé Showmax yóò bẹ̀rẹ̀ sí ní máa jábọ̀ fún Jury láti Ọjọ́ 1, Oṣù Kẹsàn-án. Yóò fún Jury ní àtìlẹ́yìn ìtọ́ni déédéé fún oṣù mẹ́fà. Jury, Ọ̀gá Àgbà Pátápátá MultiChoice ní South Africa, yóò ṣiṣẹ́ ni àwọn ipò méjèèjì nígbà tí MultiChoice ń wá ẹni tí yóò rọ́pò Phahle ní Showmax. Phahle yóò tẹ̀síwájú láti máa ṣe olùbádámọ̀ràn fún MultiChoice Group lẹ́yìn ètò ìgbépòsílẹ̀ olóṣù mẹ́fà nígbà tí yóò bẹ̀rẹ̀ sí ní máa jábọ̀ fún Jury fún ọdún kan bẹ̀rẹ̀ láti Oṣù Kẹta 2024. Ohun tí mo ní fún un yín ní òní nìyí: Wasoko wọ orílẹ̀-èdè Democratic Republic of Congo. Anchor gba owó ìrànwọ́ ìdókòwò mílíọ̀nù $2.4 CA Kenya pè fún àwọn òfin ìlànà mìíràn. Wasoko wọ orílẹ̀-èdè Democratic Republic of Congo. Lẹ́yìn tí ó tàn wọ orílẹ̀ èdè Zambia ní òṣù Karùn-ún 2023, ìkànnì ìṣòwò orí ẹ̀rọ Afíríkà, Wasoko ti wọ orílẹ̀ èdè Democratic Republic of Congo (DRC). Goma, olú-ìlú ẹkùn North Kivu, ti di ara àrọ́wọ́tó ọjà Wasoko tí ó fẹ̀ sí i fún àwọn okòwò kéékèèké. Àwọn onílé ìtajà lè ní àǹfààní sí iye owó àwọn ọjà láti ọ̀dọ̀ àwọn olùpèsè àti aláràtúntà nípasẹ̀ ohun èlò ẹ̀rọ ìbánisọ̀rọ̀ Wasoko àti àwọn àkójọfáyẹ̀wò ojú ayé tí ó ń ṣe àfihàn ìtajà, ìwòye okòwò, àti àwọn ìròyìn tuntun nípa ọjà. Wasoko, tí ó bẹ̀rẹ̀ iṣẹ́ ní 2016, sọ pé àwọn ti yanjú ìṣòro òpónà ìkọ́jàwọlé tí kò dára tó èyí tí ẹgbẹ̀lẹ́gbẹ̀ àwọn olókowò kéékèèké ní ẹ̀ka àràtúntà aládàáni Africa ń kojú. Ilé-iṣẹ́ náà, èyí tí ó ń ṣe iṣẹ́ ní Kenya, Tanzania, Rwanda, Uganda, àti Zambia, ní ó lé ní aláràtúntà ọjà àdáni 220, 000 bẹ́ẹ̀ ni wọ́n ti gba ọjà tí ó lé ní mílíọ̀nù 5. Wasoko bẹ̀rẹ̀ ní Rwanda ní 2019, bẹ́ẹ̀ ni láti ìgbà náà, owot tí ó wọlé fún un ti gòkè láti mílíọ̀nù $2 ní ọdún kìíní tí ó bẹ̀rẹ̀ iṣẹ́ lọ sí mílíọ̀nù $48 ní 2022. Pẹ̀lú àṣeyọrí rẹ̀ ní Rwamaat, Wasoko ní èrò láti lo amáyédẹrùn rẹ̀ tí ó ní lọ́wọ́ báyìí láti ṣe àtìlẹ́yìn fún ìdàgbàsókè àwọn okòwò kéékèèké ní orílẹ̀ èdè alámùúlétì DRC. Anchor gba mílíọ̀nù $2.4 owó ìdókòwò ìbẹ̀rẹ̀. Ancjort, ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀-ẹ̀rọ nínú ìṣúná, ti kó mílíọ̀nù $2.4 jọ gẹ́gẹ́ bí owó ìrànwọ́ ìdókòwò lẹ́yìn tí tí ó yọ́ dìde ní 2022 pẹ̀lú mílíọ̀nù $1 nínú ìrànwọ́ ìdókòwò ìṣáájú. Owó náà yóò lọ sí inú ṣíṣe ìmúgbòòrò sí àgbájọ ọjà ilé-iṣẹ́ náà. Goat Capital ni ó síwájú ìpele náà, pẹ̀lú àtìlẹ́yìn láti ọwọ́ FounderX, Rebel Fund, àti àwọn olùdókòwò tí ó ti wà tẹ́lẹ̀, tí ó fi mọ́ Y Combinator àti Byld Ventures. Anchor jẹ́ olùpèsè àbùdá iṣẹ́ ajẹmọ́ ilé ìfowópamọ́ (BaaS) tí ó ń pèsè Ibùdó Ìṣètò Ohun èlò ẹ̀rọ (APIs), ọpọ́n ìṣàfihàn àkójọfáyẹ̀wò, àti àwọn irinṣẹ́ láti ṣe ìrànlọ́wọ́ fún àwọn aṣẹ̀dá láti ṣètò kí wọ́n sì ṣẹ̀dá àwọn ọ̀nà àbáyọ ajẹmọ́ ilé ìfowópamọ́. Nígbà tí Segun Adeyemi, Olamide Sobowale, àti Gbekeloluwa Olufotebi ṣe ìfilọ́lẹ̀ Anchor, iléw ìmọ̀-ẹ̀rọ nínú ìṣúná náà ń pèsè fún àwọn okòwò nìkan. $a. Ó ń ṣe ìrànlọ́wọ́ fún wọn láti pèsè iṣẹ́, tí ó fi mọ́ ìsanwó, ìpawómọ́, àti fífún àwọn ènìyàn ní káàdì. Lọ́wọ́lọ́wọ́ báyìí, Ibùdó Ìṣètò Ohun èlò ẹ̀rọ Anchor ṣe àtìlẹ́yìn fún owó sísan láti orílẹ̀ èdè kan sí òmíràn, àwọn àsùnwọ̀n ìsanwó, fífún àwọn ènìyàn ní káàdì, sísan àwọn owó ìlò, sísan àwọn owó tí ó pọ̀, àti àwọn àbùdá ajẹmọ́ olùpèsè nìkan bí ètò àwọn ìṣe tí ó wáyé àti ìsàsopọ̀ láàrin ohun èlò ẹ̀rọ méjì láti ọwọ́ olùpèsè. Ó darapọ̀ pẹ̀lú àwọn ibùdó ilé ìfowópamọ́ tí wọ́n wà lábẹ́ òfin láti ṣe ìrànlọ́wọ́ fún àwọn ilé-iṣẹ́ láti gé àsìkò tí ó ń gbà láti ṣètò àwọn ọjà ilé ìfowópamọ́ láti ọdún sí ọjọ́. Ó ní oníbàárà 30 nígbà tí ó bẹ̀rẹ̀ iṣẹ́ ní 2022 ṣùgbọ́n ní báyìí ó ní bí oníbàárà 270. Àwọn ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná, àwọn ilé-iṣẹ́ afohun-èlò ẹ̀rọ ṣiṣẹ́ tàbí àwọn ọjà, àti àwọn okòwò mìíràn tí wọ́n ṣàmúlò ìmọ̀ ẹ̀rọ ni wọ́n jẹ́ oníbàárà rẹ̀. Ilé-iṣẹ́ náà ti rí owó tí ó ju mílíọ̀nù $550 lọ gẹ́gẹ́ bí Àpapọ̀ gbogbo iye owó ìdúnàádúrà tí ó wọlé lọ́dún. Bí ó tilẹ̀ jẹ́ pé ó ń rí owó nípasẹ̀ àwọn owó iṣẹ́, owó àsùnwọ̀n àti owó iṣẹ́ fífún àwọn ènìyàn ní káàdì, àti ère láti ara èlé owó aléfòó, Anchor sọ pé owó tí ó wọlé ń pọ̀ sí i pẹ̀lú 30% láti oṣù dé oṣù. Àjọ Communications Authority ti Kenya pè fún àwọn òfin ìlànà mìíràn. Àjọ Communications Authority ti Kenya ń pè fún ṣíṣe àmúlò àwọn òfin ìlànà mìíràn láti bójú tó àwọn ìmọ̀-ẹ̀rọ tuntun, tí ó fi mọ́ owó orí ẹ̀rọ, ìkànnì orí ẹ̀rọ, ìkànnì ìbánidọ́rẹ̀ẹ́, àti àwọn ìkànnì aṣàfihàn àwòránhùn lórí ẹ̀rọ. Olùdarí Àgbà Pátápátá fún CA, Ezra Chiloba, sọ pé àìsí àwọn owó orí ẹ̀rọ tí ó ń ṣiṣẹ́ dáadáa mú ewu púpọ̀ wà fún ìfèrúgbówópamọ àti pé ó ń tako ààbò oníbàárà. Chiloba sọ èyí nígbà tí ó ń jẹ́rìí níwájú ìgbìmọ̀ pàtàkì Ilé Ìgbìmọ̀ Aṣòfin. Èròǹgbà ìgbìmọ̀ ilé Aṣòfin ni láti wo bí Worldcoin ṣe ń pa òfin àti ìlànà àwọn olùbádòwòpọ̀ ẹkùn rẹ̀ mọ́. Worldcoin jẹ́ àkànṣe owó àkósódù tí ó ń yàwòrán ojú àwọn ènìyàn láti ṣẹ̀dá ibùdó àkójọfáyẹ̀wò ìṣúná àgbáyé fún àwọn ẹ̀dá ènìyàn. Ó gba àlàyé ajẹmábùdá ènìyàn àwọn ọmọ Kenya nípa yíya àwọn àwòrán òṣùmàrè inú ojú ní ìpààrọ̀ fún KSh 7, 000 ($50) tàbí àwọn owó àkósódù Àgbáyé 25. Ní Ọjọ́ 2 Oṣù Kẹjọ, 2023, Àjọ Ìjọba tí ó ń rí sí Ààbò abẹ́lé àti Ìṣàkóso orílẹ̀-èdè Kenya fi òfin de àwọn iṣẹ́ Worldcoin. Lẹ́yìn ọjọ́ mẹ́ta, àwọn òṣìṣẹ́ agbófinró yabo ilé ìkọ́jàpamọ́ kan ni Mombasa Road ni Nairobi wọ́n sì gba àwọn irinṣẹ́ tí wọ́n gbàgbọ́ pé ní awkmt àkójọfáyẹ̀wò tí Worldcoin kó jọ. Lẹ́yìn èyí, Office of Data Protection Commissioner (ODPC) pẹjọ́ láti fi òfin de Worldcoin kí ó má ṣe ṣe ìfiráńṣẹ́ tàbí ìṣirò àwọn àlàyé tí ó gbà lọ́wọ́ àwọn ọmọ Kenya. Nítorí náà, ìṣẹ̀lẹ̀ Worldcoin ti mú kí ojú lọ sí ara àwọn kùdìẹ̀kudiẹ ìlànà, bí àìsí ìhun iṣẹ́ fún àwọn owó orí ẹ̀rọ. Gẹ́gẹ́ bí ọ̀rọ̀ Chaloba, ìdàgbàsókè ètò ọrọ̀-ajé orí ẹ̀rọ ti mú kí ó pọ̀n dandan láti wá ìṣedéédé láàrin ìlànà àti àtìlẹ́yìn àtinúdá. Ó sọ pé CA ti ti ṣẹ̀dá àwọn ìlànà Ìṣàkóso amúléeṣẹ́gbèrú láti fi ààyè gba àtinúdá, kí ó sì ṣètò àwọn ìpinnu lórí ìlànà iṣẹ́, àti pé kí ó ṣe àgbéga ìdàgbàsókè ajẹmáwùjọ-òun-ọrọ̀ ajé. Ìlànà Ìṣàkóso Amúléeṣẹ́gbèrú dúró gẹ́gẹ́ bí arọ́pò fún àwọn irinṣẹ́ ìlànà ìbílẹ̀ ó sì ń fún àwọn aṣàmúlò ní àǹfààní sí ìdánnkanwò ojú ayé àwọn ọjà àti ìṣẹ́ ìmọ̀ ẹ̀rọ, ó ń pèsè àwọn àlàyé pàtàkì láti ní òye nípa àwọn ìmọ̀ ẹ̀rọ tuntun. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Ilé-iṣẹ́ àdìdelẹ̀ yìí pèsè mílíọ̀nù $12 láti pín fún agbára olórísun kánrinkése ní Áfír��kà pẹ̀lú Ọgbọ́n Àtọọ́dá. Ohun tí mo ń ka àti èyí tí mo ń wò Ṣé wọn fi orí àwọn àwòṣe Ọgbọ́n Àtọọ́dá sọlẹ̀ láti máa sìrànrán ni? Wọ́n búra fún Brice Oligui Nguema, Olórí Gabon Junta, gẹ́gẹ́ bí adelé Ààrẹ. Ìyá àgbàlagbà ẹni ọdún 93 ni Hilton Head developer pè lẹ́jọ́. Ìbálòpọ̀ akọsákọ̀-abosábo nínú Àwùjọ Ìsìláàmù","UWasoko ungena eDemocratic Republic of Congo Njengoba owayeyisikhulu esiphezulu, uYolisa Phahle, elungiselela ukuthatha umhlalaphansi, iMultiChoice Group iqoke uMarc Jury njengeCEO yesikhashana yophiko lweShowmax. UCalvo Mawelo, oyisikhulu seMultiChoice Group, umemezele ukuthi uPhahle uzoqala uhlelo lokuphakela impahla kanti iShowmax izoqala ukubika phambi kwamajaji ngoMandulo 1. Uzohlinzeka iJury ngokusekela okuphelele izinyanga eziyisithupha. UJury, oyisikhulu esiphezulu kwaMultiChoice South Africa, uzosebenza kuzo zombili lezi zikhundla kanti iMultiChoice ifuna ozovala isikhala sikaPahle kuShowmax. UPhahle uzoqhubeka nokuxoxisana neMultiChoice Group ngemuva kohlelo lwezinyanga eziyisithupha lokunikeza imali ngesikhathi ebika phambi kwejaji isikhathi esingangonyaka kusukela ngoMashi 2024. Nakhu engikuphathele kona namuhla: UWasoko ungena eDemocratic Republic of Congo I-Anchor ithola umjikelezo wembewu ka-$2.4m ICA yaseKenya ikhuthaza ezinye izisetshenziswa zokulawula UWasoko ungena eDemocratic Republic of Congo Ngemva kokunwebela eZambia ngoNhlaba 2023, inkundla ye-eCommerce yase-Afrika, iWasoko, isingene eDemocratic Republic of Congo (DRC). IGoma, inhloko-dolobha yesifundazwe saseNyakatho Kivu, manje isiyingxenye yokufinyelela emakethe okwandisiwe kweWasoko yamabhizinisi amancane. Abanikazi bezitolo bangafinyelela imikhiqizo enenani eliqhudelanayo kusuka kubakhiqizi nabasabalalisi ngohlelo lokusebenza lweselula lweWasoko futhi balandelele idatha yokuthengisa yesikhathi sangempela, imininingwane yebhizinisi, namathrendi emakethe. IWasoko, eyaqala ngo-2016, ithi ibhekane nokungasebenzi kahle kwe-supply chain ezigidini zabanikazi bamabhizinisi amancane emkhakheni wezokudayisa e-Afrika. Le nkampani, esebenza eKenya, Tanzania, Rwanda, Uganda naseZambia, inabadayisi abangekho emthethweni abangaphezu kuka-220,000 futhi isigcwalise ama-oda angaphezu kwezigidi ezinhlanu. UWasoko wangena eRwanda ngo-2019, futhi kusukela lapho, imali engenayo inyuke isuka ezigidini ezimbili zamaRandi ngonyaka wayo wokuqala wokusebenza yaya ku-$48 wezigidi ngo-2022. Ngokubona impumelelo e-Rwanda, uWasoko uthemba ukwenza okufanayo ngokusebenzisa ingqalasizinda yayo yamanje ukusekela ukukhula kwamabhizinisi amancane eDRC engumakhelwane. I-Anchor ithola umjikelezo wembewu ka-$2.4m I-Anchor, isiqalo sefintech saseNigeria, iqoqe izigidi ezingu-$2.4 zoxhaso lwembewu ngemuva kokuphuma emzuliswaneni ka-2022 nesigidi esisodwa samadola ngoxhaso. Izimali zizothuthukisa ulayini womkhiqizo wenkampani. IGoat Capital ihole umzuliswano, ngokuhlanganyela kweFoundersX, Rebel Fund, nabanye abatshalizimali abakhona, okuhlanganisa iY Combinator kanye neByld Ventures. I-Anchor iwumhlinzeki we-banking-as-a-service (iBaaS) ohlinzeka ngama-API, amadeshibhodi, namathuluzi ukusiza onjiniyela bashumeke futhi bakhe izixazululo zebhange. Lapho u-Segun Adeyemi, u-Olamide Sobowale, kanye no-Gbekeloluwa Olufotebi bethula i-Anchor, ifintech yayiqondise amabhizinisi kuphela. Ibasiza ukuthi banikeze amasevisi, afaka izinkokhelo, ukonga, nokukhishwa kwamakhadi. Okwamanje, i-Anchor APIs isekela izinkokhelo eziwela imingcele, ama-akhawunti ebhizinisi, ukukhishwa kwamakhadi, ukukhokhelwa kwezikweletu, ukukhishwa kwenqwaba, nezici zonjiniyela kuphela ezifana nesistimu yokungena ebhaliwe nama-webhook kanjiniyela. Isebenzisana nezikhungo zamabhange ezilawulwayo ukusiza izinkampani zinciphise isikhathi esisithathayo ukuthuthukisa imikhiqizo yasebhange ngeminyaka nezinsuku. Yayinamakhasimende angu-30 ngesikhathi yethulwa ngo-2022 kodwa manje inamakhasimende angaba ngu-270. IFintechs, izinkampani ze-SaaS, izinkampani ze-eCommerce noma izimakethe, namanye amabhizinisi anikwe amandla ubuchwepheshe aphakathi kwamakhasimende ayo. Le nkampani yenze ngaphezulu kwezigidi ezingu-$550 kumthamo wokuthengiselana wonyaka (TTV). Nakuba yenza imali ngokucubungula izimali, izimali ze-akhawunti nekhadi, kanye nenzalo evela ku-float, i-Anchor ithi imali engenayo ikhula ngo-30% ngenyanga. ICommunications Authority yaseKenya iphromotha amanye amathuluzi okulawula IKenya Communications Authority iphromotha ukwamukelwa kwamanye amathuluzi okulawula ukuqapha ubuchwepheshe obusafufusa, okuhlanganisa izimali zedijithali, izinkundla zedijithali, inkundla yezokuxhumana, nezinsizakalo ezisafufusa. UMqondisi Jikelele weCA, u-Ezra Chiloba, uthe ukungabikho kohlaka lwemali yedijithali esebenza ngokugcwele kwandisa ingozi yokukhwabanisa imali futhi kubeka engcupheni ukuvikelwa kwabathengi. UChiloba ukusho lokhu ngesikhathi ethula ubufakazi phambi kwekomiti eliyisipesheli ePhalamende. Inhloso yekomidi lephalamende kwakuwukuhlola ukuthi iWorldcoin iyahambisana yini nemithetho neziqondiso zabalingani bayo besifunda. IWorldcoin iphrojekthi yecryptocurrency ehlanganisa iso lomuntu ukuze yakhe isizindalwazi sezimali somhlaba sabantu. Iqoqe imininingwane yebiometric yabantu baseKenya ngokuthatha izithombe zama-irises abo ngokushintshanisa i-KSh 7,000 ($50) noma amathokheni angama-25 wamazwe ngamazwe. Ngomhla zi-2 kuNcwabai 2023, uMnyango Wezasekhaya kanye Nokuphathwa Kwezwe laseKenya wakumisa ukusebenza kweWorldcoin. Ezinsukwini ezintathu kamuva, amaphoyisa agasela esitolo esikuMombasa Road eNairobi ashaqa imishini akholelwa ukuthi iqukethe imininingwane eyaqoqwa yiWorldcoin. Kamuva, iHhovisi likaKhomishana Wokuvikelwa Kwedatha (i-ODPC) lamangalela ukuvimbela i-Worldcoin ekudluliseni noma ekucubunguleni idatha eqoqwe kubantu baseKenya. Ngenxa yalokho, iWorldcoin saga idonsele ukunaka emaphutheni okulawula, njengokuntuleka kohlaka olusebenza ngokugcwele lwezimali ezibonakalayo. NgokukaChiloba, ukwanda komnotho wedijithali kudinga ibhalansi efanele phakathi kwemithethonqubo nokusekelwa kokusungula izinto ezintsha. Uthe iCA idale isandbox yokulawula ukukhuthaza ukuqamba okusha, ukwazisa izinqumo zokulawula, nokukhuthaza ukukhula komnotho wezenhlalo. Ama-sandbox alawulayo asebenza njengenye indlela kumathuluzi okulawula endabuko futhi anikeze abasebenzisi ukufinyelela ekuhlolweni kwesikhathi sangempela kwezimpahla namasevisi zobuchwepheshe bedijithali, ahlinzeke ngolwazi olubalulekile lokuqonda ubuchwepheshe obusha. Uma kwenzeka uphuthelwe Lokhu kuqalisa kukhuphule u-$12m ukusabalalisa amandla avuselelekayo e-Afrika nge-AI Engikufundayo nengikubukayo Ingabe amamodeli e-AI enzelwe ukuthi ahlale eqagela? Umholi weGabon Junta, uBrice Oligui Nguema ufungiswe njengoMengameli wesikhashana Ukhokho oneminyaka engu-93 ubudala umangalela abathuthukisi beHilton Head Ubungqingili Emhlabeni WamaSulumane"
+"ይህ ጅምር በአፍሪካ ውስጥ ታዳሽ ኃይልን በሰዉ በተፈጠረ አዋቂ ለማሰራጨት 12 ሚሊዮን ዶላር አሰባስቧል። ዜናው: መቀመጫውን በአውስትራሊያ ያደረገው ኦክራ የፀሀይ ብርሃን ለአፍሪካ በመረብ-የተገናኙ መስመሮች ሂደት የኤሌክትሪክ አገልግሎት ለማቅረብ 12 ሚሊዮን ዶላር ሰብስቧል። የኤ ተከታታይ የገንዘብ ድጋፍ ዙር በአት አንድ ቬንቸር የተመራ ሲሆን ከሌሎች ባለሀብቶች ተሳትፎ ጋር። ኩባንያው የገንዘብ ድጋፉን በመረብ-የተገናኙ መስመሮች ቴክኖሎጂን ለማራመድ እና የገጠር አካባቢዎችን በኤሌክትሪክ ለማብራት አቅዶበታል፡፡ የኦክራ የፀሀይ ብርሃን 12 ሚሊዮን ዶላር ተከታታይ A በ 7.8 ሚሊዮን ዶላር የፍትሃዊነት ዙር በአት አንድ ቬንቸር የሚመራ ከሌሎች ባለሀብቶች እንደ ኤፍኤምኦ፣ ሱስኬህና የግል ፍትሃዊነት ኢንቨስትመንት ኤልኤልኤልፒ፣አውቶዴስክ ፋውንዴሽን እና ኪንግ ፊላንትሮፒስ ካሉ ሌሎች ባለሀብቶች ተሳትፎ ጋር የተሰራ ነው። የዕዳ ገንዘቡ የቀረበው በኢዲኤፍአይ ነው። ኦክራ ሶላር የገንዘብ ድጋፉን በመረብ-የተገናኙ መስመሮች ቴክኖሎጂውን ለማራመድ ይጠቀምበታል፣ ይህም ቴክኖሎጂውን ከሰው ሰራሽ አዋቂ ጋር በቤተሰቦች መካከል ያሰራጫል። በመረብ-የተገናኙ መስመሮች ቴክኖሎጂ ወደ ውጤታማ የኃይል ስርጭት በሚመጣበት ጊዜ የመጠን ችግርን ይፈታል። የኦክራ የፀሀይ ብርሃን በመረብ-የተገናኙ መስመሮች ቴክኖሎጂ እንዴት ነው ሚሰራው? የፀሐይ ኃይል በአንድ ሰው ቤት ውስጥ በሚመነጭበት ጊዜ በመረብ-የተገናኙ መስመሮች ቴክኖሎጂ ከመጠን በላይ ኃይል በኦክራ ሶላር ብልህ ስልተ ቀመሮች በኩል እንዲሰራጭ ያስችለዋል። በመረብ-የተገናኙ መስመሮች ኃይልን ከማዕከላዊ ምንጭ ከማመንጨት እና በረጅም ርቀት ከማሰራጨት ይልቅ ቀድሞውኑ ለበርካታ ምንጮች ቅርብ ከሆነው ምንጭ ኃይልን ማሰራጨት ያስችላሉ፡፡ ኩባንያው እንደሚለው በጎረቤት ቤቶች መካከል በአጭር ርቀት የኤሌክትሪክ ኃይል ማሰራጨት የኤሌክትሪክ ኃይል ማከፋፈያ ወጪን በ 90% ይቀንሰዋል። በ 2016 የተጀመረው ኦክራ ሶላር ቴክኖሎጂውን ለመጨረሻ-ርቀት የኃይል መገልገያዎች የሚያቀርብ የቢ2ቢ ሞዴል ይሠራል፣ ከዚያ በኋላ ለመጨረሻ-ርቀት ቤተሰቦች ኃይል ለማቅረብ ይጠቀሙታል፡፡ ቴክኖሎጂው ቀደም ሲል በአራት ሀገራት ተሰማርቶ 14,000 ሰዎችን እያገለገለ ይገኛል። ""በናይጄሪያ የእኛ ቴክኖሎጂ በአለም ባንክ፣ በአፍሪካ ልማት ባንክ እና በገጠር ኤሌክትሪፊኬሽን ኤጀንሲ ከተቀናጀው 550 ሚሊዮን ዶላር ፈንድ ለድጎማ ተፈቅዶለታል። ዋና ስራ አስፈፃሚ አፍናን ሃናን ለቢዝነስ ቀን ተናግረዋል። ያለማዕከላዊ የተገናኙ መስመሮች ሰዎችን ለማገናኘት የሚወጣው ወጪ ከአሁን እስከ 2030 ባለው ጊዜ ውስጥ 17 ቢሊዮን ዶላር በዓመት ይፈጃል ተብሎ ሲገመት፣ የኦክራ ሶላር መፍትሔ 592 ሚሊዮን አፍሪካውያንን ያለ ኤሌክትሪክ በአነስተኛ ወጪ ሊያገናኝ ይችላል። 592 ሚሊዮን አፍሪካውያን የኤሌክትሪክ ኃይል የላቸውም ነገር ግን ይህ ኩባንያ በሰው የተፈጠረ አዋቂ መፍትሄ አለው። የኦካራ ሶላር የ12 ሚሊየን ዶላር የኤ ተከታታይ ፕሮጀክት በ290,000 የናይጄሪያ ቤቶች ላይ የኤሌክትሪክ ኃይል ለማመንጨት 3 ሚሊየን ዶላር ካሰባሰበ ከአንድ ዓመት ከሦስት ወር በኋላ ነው። ዋና ሥራ አስፈጻሚው ሐናን ለቴክፖይንት አፍሪካ በሰጡት መግለጫ"" በ 2030 100% የኤሌክትሪክ ኃይል ማመንጨት እንድንችል አስገራሚ የቴክኖሎጂ እድገትን ለመከታተል ደንቦችን እንፈልጋለን"" ብለዋል።","This startup has raised $12m to distribute renewable energy in Africa with AI The news: Australia-based Okra Solar has raised $12 million to provide electricity in Africa with its mesh-grid system. The Series A funding round was led by At One Ventures, with participation from other investors. The company plans to use the funding to propel its mesh-grid technology and electrify rural areas. Okra Solar's $12 million Series A is made up of a $7.8 million equity round led by At One Ventures with participation from other investors such as FMO, Susquehanna Private Equity Investments LLLP, the Autodesk Foundation, and King Philanthropies. The debt funding was provided by EDFi. Okra Solar wants to use the funding to propel its mesh-grid technology, that distributes technology among households with artificial intelligence. The mesh-grid technology solves the problem of scalability when it comes to efficient power distribution. How does Okra Solar's mesh-grid technology work? When Solar power is generated in someone's home, the mesh-grid technology allows excess power to be redistributed through Okra Solar's smart algorithms. The mesh grids enable the distribution of power from a source that is already close to multiple sources instead of generating power from a central source and distributing it over long distances. According to the company, distributing power over short distances among neighbouring homes cuts the cost of electricity distribution by 90%. Launched in 2016, Okra Solar operates a B2B model that supplies the technology to last-mile energy utilities, who then use it to supply power to last-mile households. The technology has already been deployed in four countries and is serving 14,000 people. “In Nigeria, our technology has been approved for subsidies from a $550 million fund put together by the World Bank, African Development Bank, and the Rural Electrification Agency. CEO, Afnan Hannan, told Business Day. With the cost of connecting people without central grids estimated to cost $17 billion annually between now and 2030, Okra Solar's solution could connect 592 million Africans without electricity at a lower cost. 592 million Africans do not have electricity, but this company has an AI solution Okara Solar's $12 million Series A is coming a year and three months after it raised $3 million intending to electrify 290,000 Nigerian homes. CEO Hannan said in a statement to Techpoint Africa that ""we need the regulations to keep up with exponential technology advancement for us to hit 100% electrification by 2030,”","Wannan Kamfani ya tara dala miliyan 12 don rarraba makamashi mai sabuntawa a Afirka tare da AI Labarai: Kamfanin Okra Solar da ke ƙasar Ostireliya ya tara dala miliyan 12 don samar da wutar lantarki a Afirka tare da tsarin ta. At One Ventures ne ya jagoranci zagayen tallafin na Series A, tare da halartar wasu masu saka hannun jari. Kamfanin yana shirin yin amfani da kuɗin don ciyar da fasahar sa ta hanyar grid da samar da wutar lantarki a yankunan karkara. Jerin A na Okra Solar na dala miliyan 12 million, an kafa shi ne da ribar zagaye ta dala miliyan 7.8, wanda At One Ventures ke jagoranta tare da sa hannun wasu masu saka hannun jari irin su FMO, Susquehanna Private Equity Investments LLLP, gidauniyar Autodesk Foundation, da ta King Philanthropies. EDFi ne ya ba da kuɗin bashin. Okra Solar yana son yin amfani da kuɗin don fara dasa fasahar haɗa gidajen da ke kusa da juna, wanda ke rarraba fasaha tsakanin gidaje masu fasahar AI. Fasahar mesh-grid tana magance matsalar haɓakawa idan ana batun rarraba wutar lantarki mai inganci. Ta yaya fasahar grid ta Okra Solar ke aiki? Lokacin da aka samar da wutar lantarki a gidan wani, fasahar grid ɗin ta ba da damar sake rarraba wutar lantarki ta hanyar Okra Solar's smart algorithms. Rukunin ragargazar yana ba da damar rarraba wutar lantarki daga tushen da ya riga ya kasance kusa da maɓuɓɓuka masu yawa maimakon samar da wutar lantarki daga cibiyar tsakiya da rarraba ta ta nesa. A cewar kamfanin, rarraba wutar lantarki ta hanyar gajeren zango a tsakanin gidajen da ke makwabtaka da su ya rage farashin rarraba wutar lantarki da kashi 90%. Wanda aka ƙaddamar a shekarar 2016, Okra Solar yana aiki da tsarin B2B wanda ke ba da fasaha ga na'urorin makamashi dake kusa da juna, wanda suke amfani da ita don samar da wutar lantarki ga gidaje dake kusa da juna. Tuni aka tura fasahar a ƙasashe hudu kuma tana yiwa mutane 14,000 hidima. ""A Ƙasar Najeriya, an amince da fasahar mu don samun tallafi daga wani asusu na dala miliyan 550 da Bankin Duniya, Bankin Raya Afirka, da Hukumar Raya Wutar Lantarki ta Karkara suka haɗa. Shugaba, Afnan Hannan, ya shaida wa Business Day. Tare da kashe kuɗin haɗa mutane ba tare da manyan hanyoyin sadarwa na tsakiya wanda aka kiyasta zai kai dala biliyan 17 a duk shekara tsakanin yanzu zuwa 2030, maganin Okra Solar zai iya haɗa 'yan Afirka miliyan 592 ba tare da wutar lantarki a farashi mai rahusa ba. Yan Afirka miliyan 592 ba su da wutar lantarki, amma wannan kamfani yana da maganin AI Dala miliyan 12 na Okara Solar Series A na zuwa ne shekara daya da watanni uku bayan ya tara dala miliyan 3 da nufin samar da wutar lantarki ga gidaje 290,000 na Ƙasar Najeriya. Shugaba Hannan ta fada a cikin wata sanarwa da ta yi wa Techpoint Africa cewa, ""muna buƙatar ka'idojin da za su ci gaba da ci gaban fasahar kere-kere domin mu kai ga samar da wutar lantarki 100% nan da shekarar 2030,""","Uanzishaji huu umechangisha $12m ili kusambaza nishati mbadala barani Afrika pamoja na AI Habari: Kampuni ya Okra Solar yenye makao yake nchini Australia imechangisha dola milioni 12 ili kutoa umeme barani Afrika kwa mfumo wake wa gridi ya matundu. Raundi ya ufadhili ya Series A iliongozwa na At One Ventures, na ushiriki kutoka kwa wawekezaji wengine. Kampuni hiyo inapanga kutumia ufadhili huo kuendeleza teknolojia yake ya gridi ya matundu na kusambaza umeme maeneo ya vijijini. Mfululizo A wa $12 milioni wa Okra Solar unajumuisha mzunguko wa usawa wa $7.8 milioni unaoongozwa na At One Ventures na ushiriki kutoka kwa wawekezaji wengine kama vile FMO, Susquehanna Private Equity Investments LLLP, Autodesk Foundation, na King Philanthropies. Ufadhili wa deni ulitolewa na EDFi. Okra Solar inataka kutumia ufadhili huo kuendeleza teknolojia yake ya gridi ya matundu, ambayo inasambaza teknolojia miongoni mwa kaya zilizo na akili bandia. Teknolojia ya gridi ya matundu hutatua tatizo la upanuzi linapokuja suala la usambazaji bora wa umeme. Je, teknolojia ya matundu ya gridi ya Okra Solar inafanyaje kazi? Nishati ya jua inapozalishwa katika nyumba ya mtu, teknolojia ya gridi ya matundu huruhusu nishati ya ziada kusambazwa kupitia algoriti mahiri za Okra Solar. Gridi ya Matundu huwezesha usambazaji wa nishati kutoka kwa chanzo ambacho tayari kiko karibu na vyanzo vingi badala ya kutoa nishati kutoka kwa chanzo kikuu na kuisambaza kwa umbali mrefu. Kulingana na kampuni hiyo, usambazaji wa umeme kwa umbali mfupi kati ya nyumba za jirani hupunguza gharama ya usambazaji wa umeme kwa 90%. Ilizinduliwa mwaka wa 2016, Okra Solar inaendesha muundo wa B2B ambao hutoa teknolojia kwa huduma za nishati za maili ya mwisho, ambazo huitumia kusambaza umeme kwa kaya za maili ya mwisho. Teknolojia hiyo tayari imepelekwa katika nchi nne na inahudumia watu 14,000. Mkurugenzi Mtendaji CEO, Afnan Hannan, aliiambia Business Day. ""Nchini Nigeria, teknolojia yetu imeidhinishwa kwa ruzuku kutoka kwa mfuko wa dola milioni 550 uliowekwa pamoja na Benki ya Dunia, Benki ya Maendeleo ya Afrika, na Shirika la Umeme Vijijini."". Huku gharama ya kuunganisha watu wasio na gridi ya kati ikikadiriwa kugharimu dola bilioni 17 kila mwaka kati ya sasa na 2030, suluhisho la Okra Solar linaweza kuunganisha Waafrika milioni 592 bila umeme kwa gharama ya chini. Waafrika milioni 592 hawana umeme, lakini kampuni hii ina suluhisho la AI Mfululizo A wa $12 milioni wa Okara Solar unakuja mwaka mmoja na miezi mitatu baada ya kuchangisha $3 milioni ikinuia kusambaza umeme kwa nyumba 290,000 za Nigeria. Mkurugenzi Mtendaji Mkuu CEO Hannan alisema katika taarifa yake kwa Techpoint Africa kwamba ""tunahitaji kanuni ili kuendana na maendeleo makubwa ya teknolojia ili tufikie usambazaji wa umeme kwa 100% ifikapo 2030,""","Ilé-iṣẹ́ àdìdelẹ̀ yìí pèsè mílíọ̀nù $12 láti pín fún agbára olórísun kánrinkése ní Áfíríkà pẹ̀lú Ọgbọ́n Àtọọ́dá. Ìròyìn: Okra Solar tí ó wà ní Australia ti ṣe àkójọ mílíọ̀nù $12 láti pèsè iná mọ̀nàmọ́ná ní Áfíríkà pẹ̀lú ẹ̀hùn amúnáwá alátagbà rẹ̀. Ìgbésẹ̀ kìíní ìkówójọ ìdókòwò náà ni At One Ventures sáájú, pẹ̀lú àtìl��́yìn láti ọ̀dọ̀ àwọn olùdókòwò mìíràn. Ilé iṣẹ́ náà nt ṣètò láti lo owó ìrànwọ́ náà láti ṣe àgbéga ìmọ̀ ẹ̀rọ amúnáwá alátagbà kí ó sì fi iná sí àgbègbè ìgbèríko. Owó ìrànwọ́ ìdókòwò ìpele kìíní Okra Solar jẹ́ mílíọ̀nù $7.8 ìpele ìpín ìdókòwò tí At One Ventures sáájú pẹ̀lú àtìlẹ́yìn àwọn olùdókòwò mìíràn bí FMO, Susquehanna Private Equity Investments LLLP, the Autodesk Foundation, àti King Philanthropies. EDFi ni ó pèsè gbèsè owó ìrànwọ́ ìdókòwò. Okra Solar fẹ́ lo owó ìrànwọ́ náà láti ṣe ìdàgbàsókè ìmọ̀ ẹ̀rọ amúnáwá alátagbà rẹ̀, tí ó ń pín ìmọ̀ ẹ̀rọ láàárín àwọn ilé nípasẹ̀ Ìmọ̀ ẹ̀rọ Àtọọ́dá. Ìmọ̀ ẹ̀rọ amúnáwá alátagbà náà yanjú ìṣòro ọ̀wọ́ngógó iná nítorí ọ̀pọ̀ èrò nígbà tí ó bá di ọ̀rọ̀ pínpín iná déédéé. Báwo ni ìmọ̀-ẹ̀rọ amúnáwá alátagbà Okra Solar ṣe ń ṣiṣẹ́? Nígbà tí womt bá ṣẹ̀dá agbára oòrùn larit ilé ẹnìkan, ìmọ̀-ẹ̀rọ amúnáwá alátagbà fit ààyè gba agbára tí ó bá ṣẹ́kù láti di pínpín nípasẹ̀ àwọn òfin ìṣirò ajáfáfá Okra Solar. Amúnáwá alátagbà náà yóò fi ààyè gba pínpín agbára láti orísun kan tí ó sún mọ́ àwọn ọ̀pọ̀lọpọ̀ orísun dípò kí ó máa ṣẹ̀dá agbára láti ara orísun àárín gbùngbùn kí ó sì máa pín wọn lọ sí àwọn ọ̀nà jíjìn. Gẹ́gẹ́ bí ilé iṣẹ́ náà, pínpín agbára ká àwọn ọ̀nà tí kò jìn láàrin àwọn ilé tí ó sún mọ́ ara ń dín iye owó iná pínpín kù pẹ̀lú 90%. Wọ́n ṣe ìfilọ́lẹ̀ rẹ̀ ní 2016, Okra Solar ń ṣàmúlò ìlànà okòwò sí okòwò tí ó ṣe àgbékalẹ̀ ìmọ̀ ẹ̀rọ náà lọ sí àwọn ilé iṣẹ́ aṣàpínká agbára dé máìlì ìgbẹ̀yìn, tí yóò sì ṣàmúlò rẹ̀ láti fún àwọn ilé máìlì ìgbẹ̀yìn. Wọ́n ti ṣe àgbékalẹ̀ ìmọ̀ ẹ̀rọ náà ní àwọn orílẹ̀-èdè mẹ́rin tí àwọn ènìyàn 14, 000 sì ń lò ó. ""Ní Nigeria, ìmọ̀ ẹ̀rọ wa ti gba àṣẹ ẹ̀dínwó láti ara owó ìrànwọ́ mílíọ̀nù $550 tí World Bank, African Development Bank, àti Rural Electrification Agency gbé kalẹ̀, Afnan Hannan, sọ fún Business Day. Pẹ̀lú owó ìsopọ̀ àwọn ènìyàn láìsí àwọn amúnáwá àárín gbùngbùn tí yóò jẹ́ bílíọ́nù $17 lọ́dọọdún láàrin ìsinsìnyí àti 2030, ọ̀nà àbáyọ Okra Solar lè so ọmọ Afíríkà mílíọ̀nù 592 tí kò ní iná mọ̀nàmọ́ná papọ̀ pẹ̀lú owó péréte. Ọmọ Afíríkà Mílíọ̀nù 592 ni kò ní iná mọ̀nàmọ́ná, ṣùgbọ́n ilé-iṣẹ́ yìí ní ọ̀nà àbáyọ Ọgbọ́n Àtọọ́dá. Owó ìrànwọ́ ìdókòwò ìpele kìíní Okra Solar ń bọ̀ lẹ́yìn ọdún kan àti oṣù mẹ́ta tí ó kó mílíọ̀nù $3 jọ pẹ̀lú èròǹgbà láti tan iná mọ̀nàmọ́ná fun àwọn ilé Nigeria 290, 000. Hannan Ọ̀gá Àgbà Pátápátá sọ nínú ọ̀rọ̀ kan sí Techpoint Africa pé ""a nílò àwọn ìlànà láti lè máa ṣe déédéé pẹ̀lú ìtẹ̀síwájú ìmọ̀ ẹ̀rọ ayákánkán fún wa láti dé 100% ìfaná mọ̀nàmọ́ná wọlé títí ọdún 2030.","Lokhu kuqalisa kukhuphule u-$12m ukusabalalisa amandla avuselelekayo e-Afrika nge-AI Izindaba: Inkampani yase-Australia i-Okra Solar ihlanganise amaRandi ayizigidi ezingu-12 ukuhlinzeka ngogesi e-Afrika ngohlelo lwayo lwe-mesh-grid. Umjikelezo woxhaso lwe-Series A ubuholwa yi-At One Ventures, ngokuhlanganyela kwabanye abatshalizimali. Le nkampani ihlela ukusebenzisa lolu xhaso ukuthuthukisa ubuchwepheshe bayo be-mesh-grid futhi ifake ugesi ezindaweni zasemakhaya. ISeries A ye-Okra Solar engu-$12 yezigidi iwumjikelezo woxhaso wezigidi ezingu-7.8 oholwa yi-At One Ventures ngokubamba iqhaza kwabanye abatshalizimali abafana neFMO, iSusquehanna Private Equity Investments LLLP, i-Autodesk Foundation, neKing Philanthropies. Uxhaso lwezimali lwesikweletu lunikezwe ngabakwa-EDFi. I-Okra Solar ifuna ukusebenzisa uxhaso ukuthuthukisa ubuchwepheshe bayo be-mesh-grid, esabalalisa ubuchwepheshe phakathi kwemindeni enobuhlakani bokwenziwa. Ubuchwepheshe begridi ye-mesh buxazulula inkinga yokuqina uma kukhulunywa ngokusatshalaliswa kwamandla okusebenzayo. Ngabe ubuchwepheshe begridi ye-Okra Solar busebenza kanjani? Uma amandla elanga akhiqizwa ekhaya lomuntu, ubuchwepheshe begridi ye-mesh buvumela amandla engeziwe ukuthi asatshalaliswe kabusha ngama-algorithms ahlakaniphile e-Okra Solar. Ama-mesh grids anika amandla ukusatshalaliswa kwamandla asuka emthonjeni osuvele useduze nemithombo eminingi esikhundleni sokukhiqiza amandla asuka emthonjeni omaphakathi nokuwasabalalisa ebangeni elide. Ngokwale nkampani ukusatshalaliswa kukagesi ezindaweni eziqhelile phakathi kwezindlu ezingomakhelwane kwehlisa izindleko zokusatshalaliswa kukagesi ngo-90%. Eyethulwe ngo-2016, i-Okra Solar isebenzisa imodeli ye-B2B ehlinzeka ngobuchwepheshe bezinsiza zamandla zemayela lokugcina, ezibese zisetshenziselwa ukuhlinzeka amakhaya ngamandla emayela lokugcina. Lobu buchwepheshe buvele busetshenziswa emazweni amane kanti busiza abantu abangu-14 000. ""ENigeria, ubuchwepheshe bethu bugunyazwe uxhaso lwemali evela esikhwameni sika-$550 million esihlanganiswe yiBhange Lomhlaba, i-African Development Bank kanye ne-Rural Electrification Agency. UCEO, u-Afnan Hannan, utshele iBusiness Day. Njengoba izindleko zokuxhuma abantu abangenawo ama-central grids okulinganiselwa ukuthi zibiza amaRandi ayizigidi eziyizinkulungwane ezingu-17 ngonyaka phakathi kwamanje no-2030, isisombululo se-Okra Solar singaxhuma abantu abayizigidi ezingu-592 e-Afrika abangenawo ugesi ngezindleko eziphansi. Abantu base-Afrika abayizigidi ezingu-592 abanawo ugesi, kodwa le nkampani inesixazululo se-AI I-Series A ye-Okara Solar ka-$12 wezigidi iza ngonyaka nezinyanga ezintathu ngemuva kokuba iqoqe amaRandi ayizigidi ezintathu okuhloswe ngawo ukufaka ugesi ezindlini zaseNigeria ezingu-290,000. Isikhulu esiphezulu uHannan esitatimendeni esithunyelwe kwaTechpoint Africa uthe ""sidinga imithetho ukuze ihambisane nentuthuko yezobuchwepheshe ukuze sifinyelele u-100% wokufakwa kukagesi ngo-2030."""
+2022 ከ 1 ሚሊዮን ዶላር ቅድመ-ዘር ገንዝባ ጋር ከተደበቀመት ብቅ ማለት ከጀመረ በኋላ አንከር የምርት አቅርቦቱን ለማስፋት 2.4ሚ ዶላር የዘር ገንዘብ ያገኛል፡፡ የናይጄሪያው የፊንቴክ ጅምር አንከር በ 2022 ከ 1 ሚሊዮን ዶላር ቅድመ-ዘር ገንዘብ ጋር ከተደበቀመት ብቅ ማለት ከጀመረ በኋላ 2.4 ሚሊዮን ዶላር የዘር ገንዘብ አሰባስቧል፡፡ ኩባንያው ገንዘቡን የምርት አቅርቦቱን ለማስፋት ይጠቀማል። ጎት ካፒታል ከፋውንደርስኤክስ፣ከሮቤል ፈንድ እና አንዳንድ ነባር ባለሀብቶች ዋይ ኮምቢኔተር እና ቢለድ ቬንቸርስን ጨምሮ በመሳተፍ ዙሩን መርቷል። አንከር ባንክ-እንደ-አገልግሎት( ቢኤኤኤስ) አቅራቢ ሲሆን ገንቢዎች የባንክ መፍትሄዎችን እንዲያካትቱ እና እንዲገነቡ የሚያግዙ ኤፒአይዎችን፣ ዳሽቦርዶችን እና መሣሪያዎችን ያቀርባል። ከጁሞ፣ ከሜፕሌራድ፣ ከኦንፓይፕ እና ከብሎክ ጋር ይወዳደራል።. ሴጉን አዴዬሚ፣ ኦላሚድ ሶቦዋሌ እና ግቤኬሎሉዋ ኦሉፎቴቢ አንኮርን ሲጀምሩ፣ ፊንቴክ ለደንበኛ መለያዎች ብቻ ያገለግል ነበር፡፡ ንግዶች ክፍያዎችን፣ ቁጠባዎችን እና የካርድ አሰጣጥን ጨምሮ አገልግሎቶችን እንዲያቀርቡ ያግዛል። በአሁኑ ጊዜ የአንኮር ኤፒአይዎች ድንበር ተሻጋሪ ክፍያዎችን፣ የንግድ መለያዎችን፣ የካርድ አሰጣጥን፣ የሂሳብ ክፍያዎችን፣ የጅምላ ክፍያዎችን እና እንደ ኦዲት መዝገብ ሥርዓት እና እንደ ገንቢ ዌብሆኮች ያሉ የገንቢ-ብቻ ባህሪያትን ይደግፋሉ፡፡ ኩባንያዎች የባንክ ምርቶችን ለማዳበር የሚወስደውን ጊዜ ከዓመታት ወደ ቀናት እንዲቀንሱ ለመርዳት ከተቆጣጠሯቸዉ የባንክ ተቋማት ጋር ይተባበራል። እ.ኤ.አ. በ 2022 ከተደበቀመት ብቅ ማለት ሲጀመረ 30 ደንበኞች ነበሩት አሁን ግን ወደ 270 የሚጠጉ ደንበኞች አሉት ፣ 63 ያህል ኩባንያዎች በመድረኩ እና በመስመር ላይ ንቁ ተሳትፎ አድርገዋል። ፊንቴክስ፣ ኤስኤኤኤስ ኩባንያዎች፣ የኢኮሜርስ ኩባንያዎች ወይም የገበያ ቦታዎች እና ሌሎች በቴክኖሎጂ የታገዘ ንግዶች ከደንበኞቹ መካከል ናቸው። እነዚህ ጅማሬዎች ፔኒ፣ ሴምለስ ኤች ዐር፣ ቡጄቲ፣ ላይፍ ባንክ እና ዋዛን ያካትታሉ። ኩባንያው ለእነዚህ ንግዶች የፊንቴክ አገልግሎቶችን በመስጠት ከ 550 ሚሊዮን ዶላር በላይ ዓመታዊ አጠቃላይ የግብይት መጠን( ቲቲቪ) አፍርቷል፡፡ ኩባንያው በሂደት ክፍያዎች፣ በሂሳብ እና በካርድ አሰጣጥ ክፍያዎች እና ከተንሳፋፊ ከሚገኝ ወለድ ገንዘብ ሲያገኝ፣ አንኮር ገቢው በወር 30% እየጨመረ መሆኑን ይናገራል።.,"After emerging from stealth with $1m, Anchor gets $2.4m seed funding to broaden its product offerings Nigerian fintech startup, Anchor, has revealed a $2.4 million seed investment after coming out of stealth in 2022 with $1 million in pre-seed funding. The company will use the funds to broaden its product offerings. Goat Capital led the round, with participation from FoundersX, Rebel Fund, and some existing investors, including Y Combinator and Byld Ventures. Anchor is a banking-as-a-service (BaaS) provider that offers APIs, dashboards, and tools to help developers embed and build banking solutions. It competes with JUMO, Maplerad, OnePipe, and Bloc. When Segun Adeyemi, Olamide Sobowale, and Gbekeloluwa Olufotebi launched Anchor, the fintech caters to only customer accounts. It helps businesses provide services, including payments, savings, and card issuance. Currently, Anchor's APIs support cross-border payments, business accounts, card issuance, bill payments, bulk disbursements, and developer-only features like an audit log system and developer webhooks. It collaborates with regulated banking institutions to assist companies in cutting the time it takes to develop banking products from years to days. It had 30 clients when it emerged from stealth in 2022 but now has about 270 customers, with about 63 companies active on the platform and online. Fintechs, SaaS companies, eCommerce companies or marketplaces, and other tech-enabled businesses are among its clients. These startups include Pennee, SeamlessHR, Bujeti, LifeBank, and Waza. The company has generated more than $550 million in annualised total transaction volume (TTV) by offering fintech services to these businesses. While the company makes money from processing fees, account and card issuance fees, and interest from the float, Anchor says revenue is increasing 30% month over month.","Bayan fitowa daga ɓuyan da yayi da dala miliyan 1, Anchor ya samu tallafin jari na kafin ƙaddamarwa na dala miliyan 2.4 don faɗaɗa samar da ayyukansa. Sabon kamfanin fasahar harkokin kuɗin na Najeriya, Anchor, ya bayyana jarin kafin ƙaddamarwa na dala miliyan 2.4 bayan ya fito daga ɓuyan da yayi a shekarar 2022 da dala miliyan 1 na tallafin jarin kafin ƙaddamarwa. Kamfanin zai yi amfani da kuɗin don faɗaɗa samfuran samfuransa. Goat Capital ya jagoranci zagayen, tare da halartar masu kafa FoundersX, Rebel Fund, da wasu masu saka hannun jari na yanzu, gami da Y Combinator da Byld Ventures. Anchor shine mai ba da sabis na banking-as-a-service (BaaS) wanda ke ba da APIs, dashboards, da kayan aiki don taimakawa masu haɓakawa haɓakawa da gina hanyoyin banki. Yana gogayya da JUMO, Maplerad, OnePipe, da Bloc. A lokacin da Segun Adeyemi, Olamide Sobowale, da Gbekeloluwa Olufotebi suka ƙaddamar da Anchor, fintech yana ba da asusun ajiyar abokan ciniki kawai. Yana taimaka wa kamfanoni samar da ayyuka, gami da biyan kuɗi, ajiyar kuɗi, da bayar da kati. A halin yanzu, APIs na Anchor na tallafawa wajen biyan kuɗi na ƙasa da ƙasa, asusun kasuwanci, bayar da kati, biyan kuɗaɗe, raba kuɗi mai yawa, da alamomin mai ƙirƙira, kamar tsarin rajistar masu binciken kuɗi da biyan kuɗi na mai ƙirƙira. Yana haɗin gwiwa tare da cibiyoyin banki dake aiki bisa dokoki don taimakawa kamfanoni wajen rage lokacin da ake ɗauka don samar da kayan aikin banki daga shekaru zuwa 'yan kwanaki. Tana da abokan ciniki 30 lokacin da ta fito daga sata a shekarar 2022 amma yanzu tana da abokan ciniki kusan 270, tare da kusan kamfanoni 63 da ke aiki akan dandamali da kan layi. Fintechs, kamfanonin SaaS, kamfanonin eCommerce ko kasuwanni, da sauran kasuwancin da ke da fasaha suna cikin abokan cinikin sa. Waɗannan kamfanoni sun haɗa da Pennee, SeamlessHR, Bujeti, LifeBank, da Waza. Kamfanin ya samar da fiye da dala miliyan 550 a cikin jimlar adadin ma'amala na shekara-shekara (TTV) ta hanyar ba da sabis na fintech ga waɗannan kasuwancin. Yayin da kamfanin ke samun kuɗi daga kuɗaɗen sarrafawa, asusu da kuɗaɗen bayar da katin, da kuma riba daga ruwa, Anchor ya ce kuɗaɗen shiga na karuwa da kashi 30% na wata-wata.","Baada ya kuibuka kutoka kwa siri na $1m, Anchor inapata ufadhili wa mbegu wa $2.4m ili kupanua matoleo yake ya bidhaa. Kampuni ya Fintech ya Nigeria, Anchor, imefichua uwekezaji wa mbegu wa $ 2.4 milioni baada ya kutoka kwa siri mnamo 2022 na ufadhili wa $ 1 milioni mbegu ya awali. Kampuni itatumia fedha hizo kupanua matoleo yake ya bidhaa. Goat Capital iliongoza raundi hiyo, kwa ushiriki wa FoundersX, Rebel Fund, na baadhi ya wawekezaji waliopo, ikiwa ni pamoja na Y Combinator na Byld Ventures. Anchor ni mtoa huduma za benki kama huduma (BaaS) ambaye hutoa API, dashibodi na zana ili kusaidia wasanidi programu kupachika na kutengeneza suluhu za benki. Inashindana na JUMO, Maplerad, OnePipe, na Bloc. Wakati Segun Adeyemi, Olamide Sobowale, na Gbekeloluwa Olufotebi walipozindua Anchor, fintech inashughulikia akaunti za wateja pekee. Husaidia biashara kutoa huduma, ikijumuisha malipo, akiba na utoaji wa kadi. Kwa sasa, API za Anchor zinasadia malipo ya mipakani, akaunti za biashara, utoaji wa kadi, malipo ya bili, malipo mengi, na vipengele vya msanidi pekee kama vile mfumo wa kumbukumbu za ukaguzi na viboreshaji vya wavuti. Inashirikiana na taasisi za benki zinazodhibitiwa ili kusaidia makampuni katika kupunguza muda unaochukua ili kutengeneza bidhaa za benki kutoka miaka hadi siku. Ilikuwa na wateja 30 ilipoibuka kutoka kwa siri mnamo 2022 lakini sasa ina takriban wateja 270, na takriban kampuni 63 zinazofanya kazi kwenye jukwaa na mkondoni. Fintechs, kampuni za SaaS, kampuni za eCommerce au eneo la soko, na biashara zingine zinazowezeshwa na teknolojia ni miongoni mwa wateja wake. Uanzishaji huu ni pamoja na Pennee, SeamlessHR, Bujeti, LifeBank, na Waza. Kampuni imezalisha zaidi ya $550 milioni katika kiasi cha miamala ya kila mwaka (TTV) kwa kutoa huduma za fintech kwa biashara hizi. Wakati kampuni inapata pesa kutokana na ada za uchakataji, ada za utoaji wa akaunti na kadi, na riba kutoka kwa kuelea, Anchor anasema mapato yanaongezeka kwa 30% mwezi hadi mwezi.","Lẹ́yìn tí ó yọ́ jáde gba mílíọ̀nù $1, Anchor gba mílíọ̀nù $2.4 owó ìrànwọ́ ìdókòwò láti ṣe ìmúgbòòrò àwọn ọjà tí ó ń pèsè. Ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀-ẹ̀rọ nínú ètò ẹ̀kọ́, Anchor, ti ṣe àfihàn mílíọ̀nù $2 owó ìrànwọ́ ìdókòwò lẹ́yìn tí ó yọ́ jáde ní 2022 pẹ̀lú mílíọ̀nù $1 nínú owó ìrànwọ́ ìdókòwò ìsáájú. Ilé-iṣẹ́ náà yóò ṣàmúlò àwọn owó ìrànwọ́ yìí láti ṣe ìmúgbòòrò fún àwọn ọjà tí ó ń tà. Goat Capital ni ó síwájú ìpele náà, pẹ̀lú àtìlẹ́yìn láti ọwọ́ FounderX, Rebel Fund, àti àwọn olùdókòwò tí ó ti wà tẹ́lẹ̀, tí ó fi mọ́ Y Combinator àti Byld Ventures. Anchor jẹ́ olùpèsè àbùdá iṣẹ́ ajẹmọ́ ilé ìfowópamọ́ (BaaS) tí ó ń pèsè Ibùdó Ìṣètò Ohun èlò ẹ̀rọ (APIs), ọpọ́n ìṣàfihàn àkójọfáyẹ̀wò, àti àwọn irinṣẹ́ láti ṣe ìrànlọ́wọ́ fún àwọn aṣẹ̀dá láti ṣètò kí wọ́n sì ṣẹ̀dá àwọn ọ̀nà àbáyọ ajẹmọ́ ilé ìfowópamọ́. Ó ń figagbága pẹ̀lú JUMO, Maplerad, OnePipe, àti Bloc. Nígbà tí Segun Adeyemi, Olamide Sobowale, àti Gbekeloluwa Olufotebi ṣe ìfilọ́lẹ̀ Anchor, ilé-iṣẹ́ ìmọ̀ nínú ìṣúná náà ń pèsè fún àsùnwọ̀n àwọn oníbàárà nìkan. Ó ń ṣe ìrànlọ́wọ́ fún àwọn okòwò láti pèsè àwọn iṣẹ́, tí ó fi mọ sísan owó, ìpawómọ́, àti fífún àwọn ènìyàn ní káàdì. Lọ́wọ́lọ́wọ́ báyìí, Anchor gba owó sísan láti orílẹ̀ èdè kan sí òmíràn, àwọn àsùnwọ̀n okòwò, sísan owó iṣẹ́, sísan àwọn owó ńlá ńlá, àti àwọn àbùdá ajẹmọ́ olùpèsè nìkan bí ètò àkójọ àwọn iṣẹ́ àti ìbáraẹnisọ̀rọ̀ lórí ohun èlò ẹ̀rọ. Ó ṣe àjọṣepọ̀ pẹ̀lú àwọn ibùdó ilé ìfowópamọ́ tí wọ́n wà lábẹ́ òfin láti ṣe ìrànlọ́wọ́ fún àwọn ilé-iṣẹ́ láti gé àsìkò tí wọ́n ń lò láti ṣẹ̀dá àwọn ọjà láti àwọn ọdún sí àwọn ọjọ́. Ó ní àwọn oníbàárà 30 nígbà tí ó yọ́ dìde ní 2022 ṣùgbọ́n ní báyìí ó ní àwọn oníbàárà 270, pẹ̀lú àwọn ilé-iṣẹ́ bí 63 tí wọn ń ṣiṣẹ́ lórí ìkànnì náà àti lórí ẹ̀rọ ayélujára. Àwọn ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná, àwọn ilé-iṣẹ́ afohun-èlò ẹ̀rọ ṣiṣẹ́ tàbí àwọn ọjà, àti àwọn okòwò mìíràn tí wọ́n ṣàmúlò ìmọ̀ ẹ̀rọ ni wọ́n jẹ́ oníbàárà rẹ̀. Àwọn ilé-iṣẹ́ àdìdelẹ̀ yìí ni a ti rí Pennee, Seamless HR, Bujeti, LifeBank, àti Waza. Ilé-iṣẹ́ náà ti rí owó tí ó ju mílíọ̀nù $550 lọ gẹ́gẹ́ bí Àpapọ̀ gbogbo iye owó ìdúnàádúrà tí ó wọlé lọ́dún nípa ìpèsè àwọn iṣẹ́ ìmọ̀ ẹ̀rọ ajẹmọ́sùúná fún àwọn okòwò wọ̀nyí. Bí ó tilẹ̀ jẹ́ pé ó ń rí owó nípasẹ̀ àwọn owó iṣẹ́, owó àsùnwọ̀n àti owó iṣẹ́ fífún àwọn ènìyàn ní káàdì, àti ère láti ara èlé owó aléfòó, Anchor sọ pé owó tí ó wọlé ń pọ̀ sí i pẹ̀lú 30% láti oṣù dé oṣù.","Ngemuva kokuphumela obala nge-$1m, i-Anchor ithola u-$2.4m woxhaso lwembewu ukuze inwebise umkhiqizo wayo. Ukuqala kwe-fintech yaseNigeria, i-Anchor, inyuse ama- $ 2.4 wezigidi zoxhaso lwembewu ngemuva kokuphuma ngo-2022 noxhaso lwe-$1 wesigidi. Inkampani izosebenzisa imali ukuze yandise ukunikezwa kwayo komkhiqizo. IGoat Capital ihole umzuliswano, ngokuhlanganyela kwe-FoundersX, Rebel Fund, nabanye abatshalizimali abakhona, okuhlanganisa iY Combinator kanye neByld Ventures. I-Anchor iwumhlinzeki we-banking-as-a-service (iBaaS) ohlinzeka ngama-API, amadeshibhodi, namathuluzi ukusiza onjiniyela bashumeke futhi bakhe izixazululo zebhange. Iqhudelana neJUMO, Maplerad, OnePipe, kanye neBloc. Lapho u-Segun Adeyemi, u-Olamide Sobowale, kanye no-Gbekeloluwa Olufotebi bethula i-Anchor, ifintech yayigxile kuphela kuma-akhawunti ekhasimende. Isiza amabhizinisi ukuthi ahlinzeke ngamasevisi, afaka izinkokhelo, ukonga, nokukhishwa kwamakhadi. Okwamanje, i-Anchor APIs isekela izinkokhelo eziwela imingcele, ama-akhawunti ebhizinisi, ukukhishwa kwamakhadi, ukukhokhelwa kwezikweletu, ukukhishwa kwenqwaba, nezici zonjiniyela kuphela ezifana nesistimu yokungena ebhaliwe nama-webhook kanjiniyela. Isebenzisana nezikhungo zamabhange ezilawulwayo ukusiza izinkampani zinciphise isikhathi esisithathayo ukuthuthukisa imikhiqizo yasebhange ngeminyaka nezinsuku. Yayinamakhasimende angama-30 ngenkathi iba sesidlangalaleni ngo-2022 kodwa manje inamakhasimende acishe abe ngu-270, cishe nezinkampani ezingama-63 ezisebenza endaweni yesikhulumi naku-inthanethi. IFintechs, izinkampani zeSaaS, izinkampani ze-eCommerce noma izimakethe, namanye amabhizinisi anikwe amandla ubuchwepheshe aphakathi kwamakhasimende ayo. Lezi ziqalo zifaka iPennee, iSeamlessHR, iBujeti, iLifeBank, neWaza. Le nkampani yenze imali engaphezu kwezigidi ezingu-550 zamaRandi kumthamo wonyaka wokuthengiselana (iTTV) ngokuhlinzeka ngezinsizakalo ze-fintech kulawa mabhizinisi. Ngenkathi inkampani yenza imali ngezindleko zokucubungula, izimali ze-akhawunti kanye nekhadi lokukhishwa, kanye nenzalo evela ku-float, i-Anchor ithi imali engenayo ikhula ngo-30% ngenyanga."
+"የኤአርኤም ቤተ-ሙከራዎች ፈጠራ መርሃ ግብር ቡድን 5 የተሳካ ማሳያ ቀንን ያከብራል። የኤአርኤም ግሩፕ ዋና ተነሳሽነት የሆነው የኤአርኤም ቤተ-ሙከራዎች የፈጠራ መርሃ ግብር በተሳካ ሁኔታ የማሳያ ቀኑን ለ 5 ኛው ቡድን አከበረ። ዝግጅቱ የተካሄደው በሌጎስ፣ ናይጄሪያ በሚገኘው የኤአርኤም ግሩፕ ዋና መሥሪያ ቤት ሲሆን የተጠናከረ የሰባት ሳምንት መርሃ ግብር ካጠናቀቁ አምስት ተስፋ ሰጪ ጅምር ገለጻዎች ቀርቧል። የኤአርኤም ቤተ-ሙከራዎች የፈጠራ መርሃ-ግብር የተመረጡ የናይጄሪያ ጀማሪዎችን ለማሳደግ እና ለማጐልበት የታሰበ የታወቀ የድጋፍ ፕሮግራም ነው፡፡ ተልዕኮው ምርቶቻቸውን ለማሻሻል፣ የገቢያቸውን ተደራሽነት ለማስፋት እና የስኬት ዕድላቸውን ለማሳደግ የቡድናቸውን ችሎታ ማጠናከር ነው፡፡ በዚህ ዓመት የፈጠራ መርሃ ግብር የፊንቴክ፣ የፔንቴክ( የጡረታ ቴክ)፣ የመረጃ ልህቀት እና የዲጂታል ንግድ ጅምርን ለማስተናገድ ተስፋፍቷል። የናይጄሪያን የወደፊት መሪዎችን በማብቃት ላይ በማተኮር መርሃ ግብሩ በእነዚህ ምድቦች ውስጥ ሊሆኑ የሚችሉ ጅምሮችን ለማግኘት እና ለመደገፍ ያለመ ነው። በዝግጅቱ ላይ በየኤአርኤም የዲጂታል ለውጥ ዳይሬክተር ኢና አልጎጉ"" በጣም አስደሳች ነገሮች ያሏቸው ሥራ ፈጣሪዎች እነሱን ለመደገፍ የኤአርኤም ቤተ-ሙከራዎች ቁርጠኝነት አላቸው፡፡ የገንዘብ ድጋፍ ለመስጠት ብቻ አንሞክርም; ከዚያ በላይ ይሄዳል። እንደ አንድ እያደገ እንዳለ ልጅ ሙከራውን ያስቡ። ልጁ ትንሽ ሲሆን ብዙ እጅ መያዝ ያስፈልጋቸዋል እና እኛ ለማድረግ እየሞከርን ያለነው ይሄን ነው። ስራዎችን ለመሞከር እና ለመምራት የራሳችንን ባለሞያዎች እየተጠቀምን ቢሆንም ይህንን ግብ ለማሳካት እኛን ለመርዳት ከተለያዩ መስኮች እና ዳራዎች የሚመጡ ውጫዊ አማካሪዎችን እየፈለግንም ነው፡፡” ጥብቅ የምርጫ ሂደትን ተከትሎ በዚህ ዓመት ቡድን ውስጥ እንዲሳተፉ አምስት ሥራዎች ተመርጠዋል። መርሃ-ግብሩ ከተከበረው የአፍሪካ የሥራ ፈጠራ ድጋፍ ድርጅት ቴክኖ ቪዥን ጋር በመተባበር ለተመረጡት መስራቾች የበለጸገ ተሞክሮ አቅርቧል። ምርቶቻቸውን ለማሻሻል፣ የገቢያቸውን ተደራሽነት ለማስፋት እና የስኬት አቅማቸውን ከፍ ለማድረግ ከተለያዩ አማካሪዎች እና የኢንዱስትሪ መሪዎች ጋር በቅርበት ሠርተዋል፡፡ ቡድን 5 ጅምሮች ታይቷል፡ አሪች (ፊንቴክ)፡- አሪች የሞባይል ባንኪንግ፣ ብድር፣ ኢንቨስትመንት፣ ቁጠባ እና የባንክ መሳሪያዎችን ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች የሚያቀርብ ዲጂታል ባንክ ሲሆን ግለሰቦች ባልተማከለ የኢንቨስትመንት ሞዴል ሀብት እንዲገነቡ ይረዳል። ጎኖማድ( ፊንቴክ): ጎኖማድ በማደግ ላይ ባሉ ገበያዎች ውስጥ ያሉ ሥራ ፈጣሪዎች ኩባንያዎቻቸውን በዓለም አቀፍ ደረጃ እንደ አሜሪካ፣ እንግሊዝ እና የተባበሩት ዓረብ ኤምሬትስ ባሉ ሀገሮች ውስጥ በ 5 የሥራ ቀናት ው���ጥ እንዲያካትቱ ያስችላቸዋል፡፡ ፔሪኩለም( የውሂብ ልህቀት) ፔሪኩለም ባልተጠበቁ ገበያዎች ውስጥ ድርጅቶችን ኃይል የሚሰጥ የውሂብ ትንታኔ ሰዉ ሰራሽ ልህቀትን እና የማሽን መማሪያ ሶፍትዌር ኩባንያ ነው፣ ይህም ለደንበኞች በጣም አስፈላጊ በሆኑ ዋና ነገሮች ሁሉ ላይ ልህቀትን በማምጣት ላይ ያተኰረ ነው። ዋኖ( ፊንቴክ): ዋኖ የአፍሪካ ንግዶች ዋትስአፕን በመጠቀም ለደንበኞች የገንዘብ አገልግሎቶችን እንዲያቀርቡ የሚያግዝ የባንክ-እንደ-አገልግሎት መድረክ ነው። ፋርመር ፈርስት (የግብርና ቴክ)፡ ፋርመር ፈርስት የገንዘብ አካታችነትን የሚያጠናክር፣ ጥቃቅን ብድር እና በናይጄሪያ ውስጥ ላሉ ገበሬዎች እና ሴት የግብርና-ነጋዴዎች ገበያ የሚያቀርብ የግብርና ቴክኖሎጂ ኩባንያ ነው። ሳዲቅ መሐመድ(የኤአርኤም ቡድን ምክትል ዋና ሥራ አስፈጻሚ) በአፍሪካ ውስጥ ፈጠራን ለመደገፍ የኤአርኤም ግቡን አጉልተው የቡድኑን የፈጠራ ተነሳሽነት እና አጋርነት ተወያይተዋል። አርኤምኤም በዲጂ አሊ አርኤም ወጣት ተሰጥኦ ሽልማቶች( ዲኤኤዋይቲኤ)፣ ኤአርኤም ቤተ-ሞከራዎች የፈጠራ መርሃ-ግብር እና ኤአርኤም ቤተ-ሞከራዎች ሌጎስ ቴክስታርስ አፋጣኝ መርሃ-ግብር በመሳሰሉ መርሃ-ግብሮች አማካይነት በሥነ-ምህዳሩ ውስጥ የፈጠራ ሃሳቦችን ለመንከባከብ እና ለማዳበር መድረኮችን በማቅረብ ረገድ ስላለው ሚና ተወያይቷል፡፡ በእያንዳንዱ ጅምር ውስጥ እስከ 50,000 ዶላር ኢንቬስት ከማድረግ በተጨማሪ የ ኤአርኤም ቤተ-ሞከራዎች የፈጠራ መርሃ-ግብር 5.0 አጠቃላይ ስልጠና፣ እጅግ በጣም ዘመናዊ የቢሮ የሥራ ቦታዎችን፣ ከ ኤአርኤም ንዑስ ኩባንያዎች ጋር አቅም ያላቸው ትብብርዎችን እና ወደ ሰፊ የባለሀብቶች አውታረመረብ ማግኘትን ይሰጣል፡፡ ባለፉት አራት ቡድኖች፣ ፕሮግራሙ ከ $400ሺ በላይ ኢንቨስት አድርጓል እና ከ21 በላይ ታዋቂ የናይጄሪያ ጀማሪዎችን ደግፏል፣ እንደ ዋይ ኮምቢኔተር እና ቴክስታርስ ባሉ ታዋቂ አለምአቀፍ አፋጣኞች ውስጥ አንዳንድ ደህንነቱ የተጠበቀ ተፈላጊ ነጥቦች ጋር። ስለ ኤአርኤም፡- በ 1994 የተቋቋመው ኤአርኤም ኮርፖሬሽኖችን፣ ፋውንዴሽኖችን እና የበጐ አድራጎት ድርጅቶችን፣ ከፍተኛ የተጣራ ሀብት ያላቸውን ግለሰቦች እና አነስተኛ ቆጣቢዎችን ጨምሮ ሰፊ እና የተለያዩ የደንበኞችን መሠረት ሰፋ ያለ የሀብት አያያዝ አገልግሎቶችን የሚያቀርብ መሪ የኢንቨስትመንት አስተዳደር ኩባንያ ነው፡፡ ለበለጠ መረጃ የኤአርኤም ድህረ ገጽን ይጎብኙ። ስለ ቲቪሲ ቤተሙከራዎች፡- ለሥራ ፈጣሪዎች ድጋፍ የሚሰጥ ድርጅት የሆነው ቲቪሲ ቤተ-ሙከራዎች ለለጋ-ደረጃ አፍሪካ ጅማሬዎች ስትራቴጂካዊና ኦፕሬሽናል ድጋፍ ይሰጣል። ቲቪሲ ቤተ-ሙከራዎች በጥንቃቄ በተዘጋጀ የማስተማሪያ ፕሮግራም አማካኝነት መስራቾችን ሙሉ ራዕያቸውን እውን እንዲያደርጉ ኃይል ይሰጣቸዋል፡፡ ግባቸው በአህጉሪቱ እና ከዚያም በላይ ባሉ የንግድ እና ማህበራዊ ተጽእኖዎች ጅምር የሚፈጥሩ አፍሪካዊ ፈጣሪዎችን ማግኘት፣ የገንዘብ ድጋፍ ማድረግ እና መደገፍ ነው።","ARM Labs Innovation Program Cohort 5 Celebrates Successful Demo Day The ARM Labs Innovation Program, a flagship initiative of ARM Group, celebrated the successful Demo Day for its 5th cohort. The event took place at the ARM Group Head Office in Lagos, Nigeria, and featured presentations from five promising startups that have completed the intensive seven-week program. The ARM Labs Innovation Program is a renowned support program designed to nurture and empower selected Nigerian startups. Its mission is to improve their products, expand their market reach, and strengthen their team's skillset to enhance their chances of success. This year, the Innovation Program expanded to accommodate FinTech, PenTech (Pension Tech), Data Intelligence, and Digital Trade startups. With a focus on empowering Nigeria's future leaders, the program aimed to discover and support potential startups in these categories. Speaking at the event, the Director of Digital Transformation at ARM, Ina Alogwu said ""Entrepreneurs that have very interesting things have ARM Labs’ commitment to assist them. We don’t just try to offer financial support; it goes beyond that. Think of a venture like a growing child. When the kid is younger, they need a lot of handholding and that is what we are trying to do. We are using our expertise to try and guide ventures while also seeking external mentors who come from several fields and backgrounds to help us achieve that objective as well.” Following a rigorous selection process, five ventures were chosen to participate in this year's cohort. The program, executed in partnership with Techno Vision, an esteemed African entrepreneurship support organization, provided an enriching experience for selected founders. They worked closely with a diverse range of mentors and industry leaders to enhance their products, expand their market reach, and maximize their potential for success. Cohort 5 Start-Ups Showcased: Arich (FinTech): Arich is a digital bank that provides mobile banking, lending, investment, savings, and banking tools to small and medium enterprises while helping individuals build wealth through a decentralized investment model. GoNomad (FinTech): GoNomad enables entrepreneurs in emerging markets to incorporate their companies globally in countries such as the US, UK, and UAE within 5 business days. Periculum (Data Intelligence): Periculum is a data analytic Artificial Intelligence and Machine learning software company that empowers organizations in underserved markets, focused on bringing intelligence to the core of everything that matters most to customers. Wano (FinTech): Wano is a banking-as-a-service platform that helps African businesses provide financial services to customers using WhatsApp. Farmer First (AgricTech): Farmer First is an AgricTech company that deepens financial inclusion, providing micro-loans and access to the market for Farmers and Women Agro-Traders in Nigeria. Sadiq Mohammed (Deputy CEO, ARM Group) highlighted ARM’s goal for supporting innovation in Africa and discussed the group’s innovation initiatives and partnerships. He discussed ARM’s role in providing platforms to nurture and develop innovative ideas within the ecosystem through programs such as the Deji Alli ARM Young Talent Awards (DAAYTA), ARM Labs Innovation Program, and ARM Labs Lagos Techstars Accelerator Program. In addition to the investment of up to $50,000 in each startup, the ARM Labs Innovation Program 5.0 provided comprehensive training, cutting-edge office workspaces, potential collaborations with ARM subsidiaries, and access to an extensive network of investors. Over the last four cohorts, the program has invested over $400k and supported over 21 notable Nigerian startups, with some securing coveted spots in prestigious international accelerators such as Y Combinator and TechStars. About ARM: Established in 1994, ARM is a leading investment management firm providing a wide range of wealth management services to a substantial and diversified client base, including corporations, foundations and charities, high net-worth individuals, and small savers. For more information, visit ARM's website. About TVC Labs: TVC Labs, a support organization for entrepreneurs, offers strategic and operational assistance to early-stage African startups. Through a carefully crafted mentorship program, TVC Labs empowers founders to realize their complete vision. Their goal is to discover, finance, and support African innovators who are creating startups with both commercial and social influence within the continent and beyond.","Shirin ARM Labs Innovation kashi na 5 yayi murnar ranar baje koli mai cike da nasara ga masu zuba jari. Shirin ARM Labs Innovation, wani yunƙuri na Rukunin kamfanin ARM, ya yi bikin nasarar Ranar Baje Kolin Samfura ga Masu Zuba Gari, a karo na 5. Taron ya gudana ne a Babban Ofishin Rukunin ARM da ke Legas, Ƙasar Najeriya, kuma an gabatar da jawabai daga kamfanoni biyar masu ban sha'awa da suka kammala shirin na tsawon mako bakwai. Shirin Ƙirkirar Labs na ARM sanannen shiri ne na tallafi wanda aka tsara don haɓakawa da ƙarfafa zaɓaɓɓun kamfanonin Ƙasar Najeriya. Manufarta ita ce haɓaka samfuransu, faɗaɗa kasuwarsu, da ƙarfafa ƙwarewar ƙungiyar su don haɓaka damar samun nasara. A wannan shekara, Shirin Ƙirkirar an faɗaɗa shi don shigo da Kamfanonn Fasahar Harkokin Kuɗi, PenTech (Fasahar Fansho), Masu Tattara Bayanai, da sabbin Kamfanonin Kasuwancin Dijital. Tare da mai da hankali kan ƙarfafawa shugabannin Ƙasar Najeriya gaba, shirin yana da nufin ganowa da tallafawa masu yuwuwar Kamfani a cikin wadannan nau'ikan. Da yake jawabi a wajen taron, Daraktan Canjin Dijital a ARM, Ina Alogwu ya ce ""yan kasuwa da ke da abubuwan ban sha'awa suna da jajircewar ARM Labs kan taimaka musu. Ba kawai muna ƙoƙarin bayar da tallafin kuɗi ba; ya wuce haka. Yi tunanin wani kamfani kamar yaro dake tasowa. Lokacin da yaron ya ƙarami, suna buƙatar riƙe hannu da yawa kuma abin da muke ƙoƙarin yi ke nan. Muna amfani da gwanintar mu don gwadawa da jagorantar masana'antu yayin da muke neman masu ba da jagoranci na waje waɗanda suka fito daga fagage da yawa don taimaka mana mu cimma wannan manufa kuma"". Biyo bayan tsarin zaɓe mai tsauri, an zaɓi kamfanoni biyar su shiga cikin gamayyar ta wannan shekarar. Shirin, wanda aka aiwatar da shi tare da haɗin gwiwar Techno Vision, wata ƙungiya ta Afirka mai daraja dake tallafawa harkokin kasuwanci, ya ba da ilimi mai nagarta ga zaɓaɓɓun waɗanda suka kafa kamfanoni. Sun yi aiki kafada da kafada tare da masu ba da jagoranci iri-iri da shugabannin masana'antu don haɓaka samfuran su, faɗaɗa kasuwar su, da haɓaka yuwuwar samun nasara. Nuna Sabbin Kamfanonin da suka cikin shirin karo na 5: Arich (FinTech): Arich banki ne na dijital wanda ke ba da banki ta wayar hannu, ba da lamuni, saka hannun jari, tanadi, da kayan aikin banki ga ƙanana da matsakaitan masana'antu yayin da ke taimaka wa daidaikun mutane su haɓaka arziƙi ta hanyar tsarin saka hannun jari. GoNomad (FinTech): GoNomad yana bawa 'yan kasuwa a kasuwanni masu tasowa damar haɗa kamfanonin su a duniya a cikin ƙasashe kamar Amurka, UK, da UAE a cikin kwanakin kasuwanci 5. Periculum (Bayanan Bayanan): Periculum kamfani ne na nazarin bayanan Artificial Intelligence da software na koyo na inji wanda ke ba ƙungiyoyin ƙarfi a cikin kasuwannin da ba a kula da su ba, mai da hankali kan kawo hankali ga ainihin duk abin da ya fi dacewa ga abokan ciniki. Wano (FinTech): Wano dandamali ne na banki-a-a-aiki wanda ke taimaka wa kasuwancin Afirka samar da sabis na kuɗi ga abokan ciniki ta amfani da WhatsApp. Farmer First (AgricTech): Farmer First kamfani ne na AgricTech wanda ke zurfafa haɗa-haɗar kuɗi, samar da ƙananan lamuni da damar shiga kasuwa ga manoma da mata masu sana’ar noma a Ƙasar Najeriya. Sadiq Mohammed (Mataimakin Shugaba, ARM Group) ya bayyana manufar ARM na tallafawa kirkire-kirkire a Afirka tare da tattauna dabarun kirkire-kirkire da haɗin gwiwar ƙungiyar. Ya tattauna rawar da ARM ke takawa wajen samar da dandamali don haɓakawa da haɓaka sabbin dabaru a cikin yanayin muhalli ta hanyar shirye-shirye kamar Deji Alli ARM Young Talent Awards (DAAYTA), Shirin Innovation na ARM Labs, da ARM Labs Lagos Techstars Accelerator Programme. Baya ga saka hannun jari na har zuwa $ 50,000 a cikin kowane Kamfani, Shirin Innovation na ARM Labs 5.0 ya ba da horo mai zurfi, wuraren aiki na ofis, yuwuwar haɗin gwiwa tare da rassan ARM, da samun damar shiga cibiyar sadarwa mai yawa na masu saka hannun jari. A karo huɗun da suka gabata na shirin, shirin ya kashe sama da da dubu 400, ya kuma tallafawa sama da sabbin fitattun kamfanonin Ƙasar Najeriya guda 21, tare da tabbatar da wasu sun samu gurabe a cikin manyan kamfanonin ingantawa na duniya kamar irinsu Y Combinator da TechStars. Game da ARM: An kafa shi a shekarar 1994, ARM babban kamfani ne mai kula da saka hannun jari yana ba da sabis na sarrafa dukiya da yawa zuwa ɗimbin tushen abokin ciniki mai ɗimbin yawa, gami da kamfanoni, tushe da ƙungiyoyin agaji, manyan mutane masu daraja, da ƙananan masu tanadi. Don ƙarin bayani, ziyarci gidan yanar gizon ARM. Game da TVC Labs: TVC Labs, ƙungiyar tallafi ga 'yan kasuwa, tana ba da dabaru da taimako na aiki ga fara-farko na Afirka. Ta hanyar shirin jagoranci da aka ƙera a hankali, TVC Labs yana ƙarfafa waɗanda suka kafa su gane cikakkiyar hangen nesa. Manufar su ita ce ganowa, ba da kuɗi, da kuma tallafawa masu ƙirkira na Afirka waɗanda ke ƙirkirar Kamfani tare da tasirin kasuwanci da zamantakewa a cikin nahiya da bayanta.","Kundi la 5 la Mpango wa Ubunifu wa ARM Labs Laadhimisha Siku ya Onyesho Mafanikio Mpango wa Ubunifu wa Maabara ya ARM, mpango mkuu wa ARM Group, ulisherehekea Siku ya Onyesho yenye mafanikio kwa kundi lake la 5. Tukio hilo lilifanyika katika Ofisi Kuu ya Kikundi cha ARM huko Lagos, Nigeria, na kuangazia mawasilisho kutoka kwa waanzishaji watano wenye kuahidi ambao wamekamilisha programu kubwa ya wiki saba. Mpango wa Ubunifu wa Maabara ya ARM ni mpango mashuhuri wa usaidizi uliobuniwa kulea na kuwezesha waanzishaji waliochaguliwa wa Nigeria. Dhamira yake ni kuboresha bidhaa zao, kupanua ufikiaji wao wa soko, na kuimarisha ujuzi wa timu zao ili kuongeza nafasi zao za mafanikio. Mwaka huu, Mpango wa Ubunifu wa programu ulipanuliwa ili kushughulikia FinTech, PenTech (Pension Tech), Ujasusi wa Data, na Biashara za Digitili zinazoanza. Kwa kuzingatia kuwawezesha viongozi wa baadaye wa Nigeria, programu ililenga kugundua na kuunga mkono wanaoweza kuanzisha katika kategoria hizi. Akizungumza katika hafla hiyo, Mkurugenzi wa Mabadiliko ya Dijitali katika ARM, Ina Alogwu alisema ""Wajasiriamali ambao wana vitu vya kupendeza sana Maabara ya ARM wana dhamira ya kuwasaidia. Hatujaribu tu kutoa msaada wa kifedha; inakwenda zaidi ya hapo. Fikiria mradi kama mtoto anayekua. Wakati mtoto akiwa mdogo, anahitaji sana kushikwa mkono na hivyo ndivyo tunavyo jaribu kufanya. Tunatumia wataalamu wetu kujaribu na kuongoza ubia huku pia tukitafuta washauri kutoka nje ambao wanatoka katika nyanja na asili kadhaa ili kutusaidia kufikia lengo hilo pia. Kufuatia mchakato mkali wa uteuzi, kampuni tano zilichaguliwa kushiriki katika kundi la mwaka huu. Mpango huo, uliotekelezwa kwa ushirikiano na Techno Vision, shirika linaloheshimiwa la usaidizi wa ujasiriamali barani Afrika, ulitoa uzoefu wa kurutubisha kwa waanzilishi waliochaguliwa. Walifanya kazi kwa karibu na anuwai ya washauri na viongozi wa tasnia ili kuboresha bidhaa zao, kupanua ufikiaji wao wa soko, na kuongeza uwezo wao wa kufanikiwa. Kundi la Waanzishaji 5 Wameonyeshwa: Arich (FinTech): Arich ni benki ya kidigitali ambayo hutoa huduma za benki kwa simu, ukopeshaji, uwekezaji, uwekaji akiba na benki kwa biashara ndogo na za kati huku ikisaidia watu binafsi kujenga utajiri kupitia muundo wa uwekezaji uliogatuliwa. GoNomad (FinTech): GoNomad huwawezesha wajasiriamali katika masoko yanayoibuka kujumuisha makampuni yao duniani kote katika nchi kama vile Marekani, Uingereza na UAE ndani ya siku 5 za kazi. Periculum (Data Intelligence): Periculum ni uchanganuzi wa data Akili Bandia na kampuni ya programu ya kujifunza Mashine ambayo huwezesha mashirika katika masoko ambayo hayajahudumiwa, inayolenga kuleta akili katika msingi wa kila kitu ambacho ni muhimu zaidi kwa wateja. Wano (FinTech): Wano ni jukwaa la kibenki-kama-huduma ambalo husaidia biashara za Kiafrika kutoa huduma za kifedha kwa wateja wanaotumia WhatsApp. Mkulima Kwanza (AgricTech): Mkulima Kwanza ni kampuni ya AgricTech ambayo inakuza ujumuishaji wa kifedha, kutoa mikopo midogo midogo na ufikiaji wa soko kwa Wakulima na Wafanyabiashara wa Kilimo Wanawake nchini Nigeria. Sadiq Mohammed (Naibu Mkurugenzi Mtendaji, Kundi la ARM) aliangazia lengo la ARM la kusaidia uvumbuzi barani Afrika na kujadili mipango ya uvumbuzi na ushirikiano wa kikundi. Alijadili jukumu la ARM katika kutoa majukwaa ya kukuza na kupanua mawazo ya kibunifu ndani ya mfumo ikolojia kupitia programu kama vile Tuzo za Deji Alli ARM Young Talent Awards (DAAYTA), Mpango wa Ubunifu wa Maabara ya ARM, na Programu ya ARM Labs Lagos Techstars Accelerator. Kando na uwekezaji wa hadi $50,000 katika kila uanzishaji, Mpango wa Ubunifu wa Maabara ya ARM 5.0 ulitoa mafunzo ya kina, nafasi za kazi za ofisi za hali ya juu, ushirikiano unaowezekana na kampuni tanzu za ARM, na ufikiaji wa mtandao mpana wa wawekezaji. Katika vikundi vinne vilivyopita, mpango huu umewekeza zaidi ya $400k na kusaidia zaidi ya waanzishaji 21 maarufu wa Nigeria, huku baadhi yao wakipata nafasi zinazohitajika katika viongeza kasi vya kimataifa kama vile Y Combinator na TechStars. Kuhusu ARM: Ilianzishwa mwaka wa 1994, ARM ni kampuni inayoongoza ya usimamizi wa uwekezaji inayotoa huduma mbalimbali za usimamizi wa mali kwa wateja wakubwa na wa mseto, ikiwa ni pamoja na mashirika, wakfu na misaada, watu binafsi wenye thamani ya juu, na waokoaji wadogo. Kwa maelezo zaidi, tembelea tovuti ya ARM. Kuhusu Maabara ya TVC: Maabara ya TVC, shirika la usaidizi kwa wajasiriamali, linatoa usaidizi wa kimkakati na uendeshaji kwa wanaoanza katika hatua za awali Afrika. Kupitia mpango wa ushauri ulioundwa kwa uangalifu, Maabara ya TVC huwawezesha waanzilishi kutambua maono yao kamili. Kusudi lao ni kugundua, kufadhili, na kusaidia wavumbuzi wa Kiafrika ambao wanaotengeneza kuanza kwa ushawishi wa kibiashara na kijamii ndani ya bara na kwingineko.","Ọ̀wọ́ 5 ARM Labs Innovation Program Ṣe àjọyọ̀ Ọjọ́ Ìpàtẹ. ARM Labs Innovation Program, àgbékalẹ̀ ẹ̀ka ARM Group, ṣe àjọyọ̀ àṣeyọrí Ọjọ́ Ìpàtẹ fún àwọn Ọ̀wọ́ rẹ̀ karùn-ún. Àjọyọ̀ náà wáyé ní olú ilé-iṣẹ́ ARM Group ní Ìpínlẹ̀ Èkó, Nigeria, a sì rí àwọn ìdanilẹ́kọ̀ọ́ láti ọwọ́ àwọn ilé-iṣẹ́ àdìdelẹ̀ márùn-ún tí ọjọ́ iwájú wọn dára tí wọ́n ti parí ìdanilẹ́kọ̀ọ́ ìjìnlẹ̀ ọlọ́sẹ̀ márùn-ún náà. Àgbékalẹ̀ ARM Labs Innovation Program jẹ gbajúgbajà ètò ìrónilágbára tí wọ́n gbé kalẹ̀ láti ṣe ìtọ́jú àti ìrónilágbára fún àwọn àṣàyàn ilé iṣẹ́ àdìdelẹ̀ Nigeria. Èròǹgbà rẹ̀ ni láti mú ìlọsíwájú bá àwọn ọjà wọn, fẹjú ọwọ́jà ọjà wọn, kí ó sì fi okun fún àkójọpọ̀ ìmọ̀-ọ́nṣe wọn láti mú ìdàgbàsókè bá àǹfààní wọn sí àṣeyọrí. Ní ọdún yìí, Ètò Àtinúdá náà fẹjú sí i láti fi ààyè gba àwọn ilé iṣẹ́ Ìmọ̀-ẹ̀rọ nínú ìṣúná, ìmọ̀-ẹ̀rọ nínú owó ìfẹ̀yìntì, Ọgbọ́n Ìwífun-àlàyé, àti àwọn ilé-iṣẹ́ àdìdelẹ̀ Òwò orí ẹ̀rọ-ayélujára. Pẹ̀lú àfojúsùn lórí ṣíṣe ìrónilágbára fún àwọn adarí Nigeria lọ́jọ́ iwájú, ètò náà ní àfojúsùn láti ṣe àwárí àti àtìlẹ́yìn fún àwọn ilé-iṣẹ́ àdìdelẹ̀ tí wọ́n fẹ́ bẹ̀rẹ̀ ní àwọn ẹ̀ka wọ̀nyí. Nígbà tí ó ń sọ̀rọ̀ níbi ayẹyẹ náà, Olùdarí Àyídáyidà ìmọ̀-ẹ̀rọ ní ARM, Ina Alogwu sọ pé ""Àwọn Olókowò tí wọ́n ní àwọn nǹkan tí ó dára ní ìfarajìn ARM Labs láti ṣe ìrànlọ́wọ́ wọn. Kì í ṣe pé a ń gbìyànjú láti fúnni ní àtìlẹ́yìn owó nìkan; ó ju báyẹn lọ. Rí okòwò bí ìgbà tí ènìyàn ń tọ́ ọmọ. Nígbà tí ọmọ náà kéré, wọ́n nílò ọ̀pọ̀lọpọ̀ àtìlẹ́yìn bẹ́ẹ̀ ìyẹn ni ohun tí a ń ṣe. À n lo ìmọ̀-ọ́nṣe wa láti gbìyànjú tọ́ àwọn okòwò sọ́nà nígbà tí a ń wá àwọn olùbádámọ̀ràn láti ìta tí wọ́n wá láti onírúurú ẹ̀ka àti iṣẹ́ láti ṣe ìrànlọ́wọ́ fún wa kí a lè mú èròǹgbà yẹn sẹ pẹ̀lú."" - Lẹ́yìn ọ̀pọ̀lọpọ̀ ìgbésẹ̀ láti yan àwọn ilé-iṣẹ́, ilé-iṣẹ́ márùn-ún ni a yàn láti kópa nínú ìdanilẹ́kọ̀ọ́ ọdún yìí. Ètò náà, tí a ṣe pẹ̀lú Ìbádòwòpọ̀ Techno Vision, gbajúmọ̀ àjọ aṣàtìlẹ́yìn okòwò ilẹ̀ Afíríkà, pèsè ìrírí tí ó dára fún àwọn àṣàyàn olùdásílẹ̀. Wọ́n jùmọ̀ ṣiṣẹ́ pẹ̀lú àwọn onírúurú olùbádámọ̀ràn àti adarí ilé iṣẹ́ láti mú ìlọsíwájú bá àwọn ọjà wọn, fẹjú ọwọ́jà ọjà wọn, kí wọ́n sì ṣàmúlò ẹ̀bùn wọn fún àṣeyọrí. Àfihàn àwọn Ọ̀wọ́ 5 Ilé-iṣẹ́ Àdìdelẹ̀: Arich (Ìmọ̀-ẹ̀rọ nínú ìṣúná): Arich jẹ́ Ilé-ìfowópamọ́ orí ayélujára tí ó ń pèsè iṣẹ́ ìfowópamọ́, ìyánilówó, ìdókòwò, ìpawómọ́, àti àwọn irinṣẹ́ ìfowópamọ́ fún àwọn okòwò kéékèèké àti alábọ́dé nígbà tí ó ń ran àwọn ènìyàn lọ́wọ́ láti kó ọrọ̀ jọ nípasẹ̀ ìlànà ìdókòwò ẹlẹ́kajẹ̀ka. GoNomad (Ìmọ̀-ẹ̀rọ nínú ìṣúná): GoNomad fi ààyè gba àwọn okòwò tí ó ṣẹ̀ṣẹ̀ ń dìdelẹ̀ láti ṣàmúlò àwọn ilé-iṣẹ́ wọn ní àwọn orílẹ̀-èdè bí US, UK, àti UAE láàrin ọjọ́ iṣẹ́ 5. Periculum (Ọgbọ́n Ìwífun-àlàyé): Periculum jẹ́ Ọgbọ́n Àtọọ́dá ìtúpalẹ̀ Ìwífun-àlàyé àti ilé-iṣẹ́ ohun èlò ẹ̀rọ ẹ̀kọ́ Ìmọ̀-ẹ̀rọ tí ó ń ṣe ìrónilágbára fún àwọn àjọ nínú àwọn ọjà tí kò yẹ, ó fojúsun mímú ọgbọ́n wá sí inú ohun gbogbo tí ó ṣe pàtàkì sí àwọn oníbàárà. Wano (Ilé-iṣẹ́ ìmọ̀ nínú ìṣúná): Wano jẹ́ ìkànnì iṣẹ́ ajẹmọ́ ilé ìfowópamọ́ (BaaS) tí ó ń ṣe ìrànlọ́wọ́ fún àwọn okòwò Afíríkà láti pèsè àwọn iṣẹ́ ìṣúná fún àwọn oníbàárà nípa lílo WhatsApp. Farmer First (Ìmọ̀ ẹ̀rọ nínú iṣẹ́ àgbẹ̀): Farmer First jẹ́ ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú iṣẹ́ àgbẹ̀ tí ó mú ìjìnlẹ̀ bá àkóyawọ́ ìṣúná, ó ń pèsè àwọn ẹ̀yáwó kéékèèké àti àǹfààní sí ọjà fún àwọn àgbẹ̀ àti Àwọn Obìnrin Oníṣòwò-ọjà-àgbẹ̀ ní Nigeria. Sadiq Mohammed (Igbá-kejì Ọ̀gá Àgbà Pátápátá, ARM Group) mẹ́nubà àfojúsùn ARM fún ṣíṣe àtìlẹ́yìn atinuda ní Áfíríkà ó sì jíròrò lórí àwọn àgbékalẹ̀ àtinúdá ẹgbẹ́ náà àti àwọn ìbánidòwòpọ̀. Ó jíròrò lórí ojúṣe ARM nínú pípèsè àwọn ìkànnì láti ṣe ìtọ́jú àti ìdàgbàsókè àwọn èrò àtinúdá láàárín ìbáṣepọ̀ àwùjọ nípasẹ̀ àwọn ètò bí Deji Alli ARM Young Talent Awards (DAAYTA), ARM Lab Innovation Program, àti ARM Lans Lagos Techstars Accelerator Program. Ní àfikún sí ìdókòwò tí ó tó $50,000 nínú ilé-iṣẹ́ àdìdelẹ̀ kọ̀ọ̀kan, ARM Labst Innovation Program 5.0 pèsè ìdanilẹ́kọ̀ọ́ tí ó gbòòrò, àwọn ibùdó iṣẹ́ tí ó bágbàmu, àwọn èrò àjọṣepọ̀ pẹ̀lú ẹ̀ka ARM, àti níní àǹfààní sí àgbájọ àwọn olùdókòwò tí ó gbòòrò. Ní àwọn ọ̀wọ́ mẹ́rin tí ó gbẹ̀yìn, ètò náà ti fi ó lé ní $400k dókòwò bẹ́ẹ̀ ni wọ́n ṣe àtìlẹ́yìn fún àwọn àdìdelẹ̀ 21 tí ojú mọ̀, pẹ̀lú àwọn kan tí wọ́n rí àwọn ààyè pàtàkì nínú àwọn ẹgbẹ́ amúdàgbàsókè yá kánkán àgbáyé bí Y Combinator àti Techstars. Nípa ARM: Ó bẹ̀rẹ̀ ní 1994, ARM jẹ́ asíwájú ilé-iṣẹ́ aṣàkóso ìdókòwò tí ó ń pèsè àwọn onírúurú iṣẹ́ ìṣàkóso ọrọ̀ fún àwọn ọ̀pọ̀ àti onírúurú àwọn oníbàárà, tí ó fi mọ́ àgbájọ ilé-iṣẹ́, àwọn àjọ àti àjọ onítọrẹ àánú, àwọn ènìyàn tí ọrọ̀ wọn ju mílíọ̀nù $1.1 lọ, àti àwọn apawómọ́ kéékèèké. Fún àlàyé sí, kàn sí ìtakùn ayélujára ARM:. Nípa TVC Labs: TVC Labs, àjọ aṣèrànwọ́ fún àwọn oníṣòwò, ń pèsè ìrànlọ́wọ́ ọgbọ́n àti ètò iṣẹ́ fún àwọn àdìdelẹ̀ tí ó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ ní Áfíríkà. Nípasẹ̀ ètò igbaninímọ̀ràn tí wọ��n fara balẹ̀ ṣẹ̀dá, TVC Labs ń ṣe ìrónilágbára fún àwọn olùdásílẹ̀ láti lè mú gbogbo àfojúsùn wọn sẹ. Àfojúsùn wọn ni láti ṣe àwárí, ṣe ìrànwọ́ owó, àti àtìlẹ́yìn fún àwọn alátinúdá Áfríkà tí wọ́n ń ṣẹ̀dá ilé-iṣẹ́ àdìdelẹ̀ pẹ̀lú ipa okòwò àti àwùjọ láàárín ilẹ̀ náà àti jù bẹ́ẹ̀ lọ.","I-ARM Labs Innovation Program Cluster 5 ibungaza Usuku Lwedemo Oluyimpumelelo I-ARM Labs Innovation Program, isiqalo esiphambili se-ARM Group, sigubhe usuku lwayo lwedemo lweqembu lesi-5 oluyimpumelelo. Lo mcimbi wenzeke eHhovisi Eliyinhloko Leqembu le-ARM eLagos, eNigeria, futhi wabonisa izethulo ezivela kubaphathi abahlanu abathembisayo abaphothule uhlelo olunzulu lwamasonto ayisikhombisa. I-ARM Labs Innovation Programme wuhlelo losekelo oludumile oluklanyelwe ukukhulisa nokunika amandla abasunguli abakhethiwe baseNigeria. Umgomo walo ukuthuthukisa imikhiqizo yabo, ukwandisa ukufinyelela kwabo ezimakethe, nokuqinisa amakhono eqembu labo ukuthuthukisa amathuba abo okuphumelela. Kulo nyaka, i-Innovation Programme inwetshiwe ukuze ikwazi ukwamukela i-FinTech, iPenTech (iPension Tech), iData Intelligence, kanye neDigital Trade startups. Ngokugxila ekunikeni amandla abaholi bakusasa baseNigeria, uhlelo luhlose ukuthola nokweseka okungase kuqale kule mikhakha. Ekhuluma kulo mcimbi, uMqondisi weDigital Transformation kwa-ARM, u-Ina Alogwu uthe “Osomabhizinisi abanezinto ezithokozisayo bazibophezele kuma-ARM Labs ukuze babasize. Asizami nje ukunikeza usizo lwezezimali; sekuphelile lokho. Cabanga ngebhizinisi njengengane ekhulayo. Lapho ingane isencane, idinga ukubamba izandla okuningi futhi yilokho esizama ukukwenza. Sisebenzisa ubuchwepheshe bethu ukuzama ukuqondisa amabhizinisi ngenkathi sifuna abeluleki bangaphandle abavela emikhakheni nezizinda ezihlukahlukene ukuze basisize sifinyelele lowo mgomo.” Kulandela inqubo yokukhetha eqinile, kuqokwe amabhizinisi amahlanu ukuthi abambe iqhaza eqenjini lalo nyaka. Lolu hlelo, olwenziwa ngokubambisana neTechno Vision, inhlangano ehlonishwayo esekela amabhizinisi ase-Afrika, lunikeze ulwazi olunothisayo kubasunguli abakhethiwe. Basebenze eduze nabeluleki abahlukahlukene nabaholi bezimboni ukuthuthukisa imikhiqizo yabo, bandise ukufinyelela kwabo emakethe, futhi bakhulise amandla abo empumelelo. ICohort 5 Startups ifakiwe: I-Arich (FinTech): I-Arich iyibhange ledijithali elihlinzeka ngamabhange eselula, ukuboleka, ukutshalwa kwezimali, ukonga, kanye namathuluzi okubhanga emabhizinisini amancane naphakathi nendawo kuyilapho isiza abantu ngabanye ukwakha ingcebo ngokusebenzisa imodeli yokutshala izimali ehlukaniswe ezindaweni ezithile. I-GoNomad (FinTech): I-GoNomad inika amandla osomabhizinisi abasezimakethe ezisafufusa ukuthi bahlanganise izinkampani zabo emhlabeni wonke emazweni afana ne-US, UK, ne-UAE zingakapheli izinsuku zebhizinisi ezi-5. IPericulum (IData Intelligence): IPericulum iwukuhlaziya idatha ye-Artificial Intelligence kanye nenkampani yesofthiwe yokufunda ngomshini enika amandla izinhlangano ezimakethe ezinganakiwe, egxile ekuletheni ubuhlakani emnyombweni wayo yonke into ebaluleke kakhulu kumakhasimende. IWano (FinTech): IWano iyinkundla yokubhanga njenge-a-service esiza amabhizinisi ase-Afrika ukuthi ahlinzeke ngezinsizakalo zezezimali kumakhasimende asebenzisa iWhatsApp. IFarmer First (AgricTech): I-Farmer First yinkampani ye-AgriTech ejulisa ukufakwa kwezimali, inikeza izikweletu ezincane kanye nokufinyelela kwemakethe kuFarmers and Women Agro-Traders eNigeria. USadiq Mohammed (iPhini leCEO, Iqembu le-ARM) ugqamise umgomo we-ARM wokweseka amasu amasha e-Afrika futhi waxoxa ngezinhlelo zokuqamba ezintsha zaleli qembu nokusebenzisana. Uxoxe ngendima ye-ARM ekuhlinzekeni ngezinkundla zokukhulisa nokuthuthukisa imibono emisha ngaphakathi kwe-ecosystem ngokusebenzisa izinhlelo ezifana ne-Deji Alli ARM Young Talent Awards (iDAAYTA), i-ARM Labs Innovation Programme, kanye nohlelo lwe-ARM Labs Lagos Techstars Accelerator. Ngaphezu kokutshalwa kwezimali okungafika ku-$50,000 ekuqalweni ngakunye, i-ARM Labs Innovation Programme 5.0 ihlinzeke ngokuqeqeshwa okuphelele, izindawo zokusebenza zamahhovisi ezisezingeni eliphezulu, ubudlelwano obungaba khona nabasebenzisana ne-ARM, kanye nokufinyelela kunethiwekhi enkulu yabatshalizimali. Emaqenjini amane okugcina, uhlelo lutshale imali engaphezu kuka-$400k futhi lwasekela iziqalo eziphawulekayo zaseNigeria ezingaphezu kuka-21, lathola izindawo ezifiselekayo kuma-accelerator ahlonishwayo aphesheya njenge-Y Combinator kanye ne-TechStars. Mayelana ne-ARM: Yasungulwa ngo-1994, i-ARM iyifemu ehamba phambili yokuphatha ukutshalwa kwezimali ehlinzeka ngezinsiza eziningi zokuphatha ingcebo kumakhasimende amakhulu nahlukene, okuhlanganisa izinkampani, izisekelo nezinhlangano ezisiza umphakathi, abantu abanenani eliphezulu, kanye namabhizinisi amancane naphakathi nendawo. Ukuze uthole ulwazi olwengeziwe, vakashela iwebhusayithi ye-ARM. Mayelana neTVC Labs: I-TVC Labs, inhlangano esekela amabhizinisi, inikeza ukwesekwa kwamasu nokusebenza kwabasafufusa base-Afrika. Ngohlelo lwezemfundo oluklanywe ngokucophelela, iTVC Labs inika abasunguli amandla ukuze bafeze umbono wabo. Umgomo wabo uwukuthola, ukuxhasa, kanye nokweseka abasunguli base-Afrika abakha iziqalo ezinomthelela wezohwebo nezenhlalo ngaphakathi kwezwekazi nangale kwayo."
+"ኬንያ የኤሌክትሪክ ብስክሌቶችን ለማሰማራት ከስፒሮ ጋር ትተባበራለች የምድብ አርብ ይህ አርብ መስከረም 8 ቀን 2023 ነው። ትሳተፋለህ? እርስዎ እንደ እኔ አንድ ሥራ ፈጣሪ ወይም ፈላጊ ከሆኑ ይህን እንዳያመልጥዎ አልፈልግም፡፡ ይህንን በጉጉት እጠብቃለሁ ምክንያቱም ኡቼ ኡኮኑ ስሞልቾፕስንግን በ 9 ሠራተኞች ብቻ ወደ ₦100 ሚሊዮን ገቢ እንዴት እንዳሳደገው ያካፍላል። በጅምርዎ ላይ ሊተገበሩ በሚችሉት ትምህርቶች ላይም ይናገራል። ይህ የሚከፈልበት ክስተት መሆን አለበት፣ ነገር ግን እኛ በነጻ ልናቀርብልዎ ነው። እኔ እየጮሁ አይደለም፣ ግን ለምንም ነገር እንዳያመልጥዎት! ከቀኑ 3 ሰአት ላይ በመስራቅ አፍሪካ ሰአት (ም.አ.ሰ) በዞን ቴክ ፓርክ ባጋዳ፣ ሌጎስ ግዛት፣ ናይጄሪያ ይጀምራል፡፡ ለመገኘት፣ እዚህ ይመዝገቡ። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ኬኒያ ኤሌክትሪክ ብስክሌቶችን ለማስጀመር ከስፓይሮ ጋር አጋሮች ናቸው ኤም-ፔሳ ቋሚ ትዕዛዞችን ለመጀመር ኬኒያ ኤሌክትሪክ ብስክሌቶችን ለማስጀመር ከስፓይሮ ጋር አጋሮች ናቸው ባለፈው አርብ የኬንያ መንግሥት የኤሌክትሪክ ብስክሌቶችን በመላ አገሪቱ ለማስተዋወቅ ከአፍሪካ የኤሌክትሪክ ሞተር ብስክሌቶች አምራች ከሆኑት ከስፒሮ ጋር ሽርክና መመስረቱን አስታውቋል። በ 2019 በጁልስ ሳማይን ከተጀመረበት ጊዜ አንሥቶ ስፒሮ ወደ 10,000 የሚጠጉ የኤሌክትሪክ ብስክሌቶችን ያመረተ ሲሆን እንደ ቤኒን፣ ቶጎ፣ ሩዋንዳ እና ኡጋንዳ ባሉ ሀገሮች ውስጥ ሥራዎች አሉት:: በእነዚህ ኢቪዎች ጥምር 90 ሚሊዮን ኪሎ ሜትር የአረንጓዴ ጉዞ ከ5,000 ቶን በላይ የካርቦን ዳይኦክሳይድ ልቀትን ማስቀረት ተችሏል። ኩባንያው በመላው አፍሪካ ወደ 350 የሚጠጉ የባትሪ ልውውጥ እና የኃይል መሙያ ጣቢያዎችን በማቋቋም የታዳሽ ኃይል መሠረተ ልማት አዘጋጅቷል:: ስፒሮ የኬንያን የኤሌክትሪክ ተሽከርካሪ መሠረተ ልማት ለማሻሻል ከኬንያ ጋር በዚህ አዲስ ስምምነት አካል ሆኖ ተጨማሪ 3,000 የባትሪ መሙያ እና የመለዋወጫ ጣቢያዎችን ለመጨመር አቅዷል። ""በኬንያ ባትሪዎቻችን እና በአካባቢው በሚመረተው ኃይል አማካኝነት በቅሪተ-አካል ነዳጆች ላይ ጥገኛነታችንን በመቀነስ የኬንያን ጕዞ ወደ የኃይል ነጻነት በማፋጠን ላይ ነን"" ብለዋል። ይህ የሆነው ኡበር በኬንያ 80 ኪሎ ሜትር የሚከልል አንድ ኤሌክትሪክ የተሰኘ ኤሌክትሪክ ሞተር ብስክሌቱን ከጀመረ ከአንድ ቀን በኋላ ነው። በተጨማሪም ስፓይሮ በኬንያ ውስጥ ከኃይል መሙያ ጣቢያዎች ግንባታ እና ከአገልግሎት ሰጪዎች ቅጥር ጋር በሺዎች የሚቆጠሩ የስራ እድሎችን ለመፍጠር የማምረቻ ቦታን ለመመስረት አቅዷል። ኤም-ፔሳ ቋሚ ትዕዛዞችን ለመጀመር ኤም-ፔሳ ለተጠቃሚዎች ቋሚ ትዕዛዞችን ለመጀመር አቅዷል። ይህ እርምጃ ለተጠቃሚዎቹ ይህንን ምርጫ ለማቅረብ የመጀመሪያው የሞባይል ገንዘብ መድረክ ያደርገዋል። ቋሚ ትዕዛዞች ምንድን ናቸው? ቋሚ ትእዛዝ በራስ ሰር ክፍያዎችን ለመፈጸም የባንክ ሂሳብዎን የሚጠቀሙበት መንገድ ነው። ባንክዎ የተወሰነ ገንዘብ ለሌላ ሰው በየጊዜው እንዲከፍል የሚያደርግ ደንብ የሚያዘጋጁት እርስዎ ነዎት። ለምሳሌ በየወሩ ገንዘብ ለመቆጠብ ከፈለጉ ገንዘብን ከሂሳብዎ ወደ ቁጠባ ሂሳብዎ በራስ-ሰር ለማስተላለፍ ቋሚ ትእዛዝ ማዘጋጀት ይችላሉ። በአማራጭ፣ የስልክ ሂሳብዎን በየወሩ በራስ ሰር ለመክፈል ማዋቀር ይችላሉ። ኬንያውያን ይህንን ገጽ በመጠቀም እንደ ሾውማክስ እና ኔትፍሊክስ ላሉ የመስመር ላይ ምዝገባዎች ተደጋጋሚ ክፍያዎችን ማዘጋጀት ይችላሉ። ኤም-ፔሳ ለኪራይ ክፍያዎች በስፋት ጥቅም ላይ በመዋሉ ምክንያት ይህ ገጽ ቀላል ሊያደርገው ይችላል። በተጨማሪም ለኤም-ሸዋሪ፣ ለሃስለር ፈንድ፣ ለኬንያ ንግድ ባንክ( ኬሲቢ) ኤም-ፔሳ እና ለሌሎች የሞባይል ብድር መድረኰች የተበደሩትን ብድር መክፈል ይችላሉ:: ይሁን እንጂ ሳፋሪኮም ባህሪው መቼ እንደሚገኝ ወይም እንዴት እንደሚሠራ አልተገለጸም። ይህ ደግሞ እንዴት መለያዎችን ማቋቋም፣ ፈቃድ ማግኘት እና አስተማማኝ ማድረግ እንኳን እንደሚቻል ያካትታል:: ባለፈው ሳምንት በቴክፖይን አፍሪካ ፓትሪሺያ ደንበኞችን መልሶ ለመክፈል እንዴት እንዳቀደ የቱኒዚያ ኮንቴክ ጅማሬ ሴይክሜክ ከላፋዬት ግሩፕ ወደ ዓለም አቀፍ መስፋፋት ለማነቃቃት 539,000 ዶላር አግኝቷል። ኤርቴል ኡጋንዳ 8 ቢሊዮን ተራ አክሲዮኖችን በመሸጥ 216 ሚሊዮን ዶላር በማሰባሰብ የማስፋፊያ እቅዶቹን ለመደገፍ አቅዷል። በ2023 በሚካሄደው ዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ ከእነዚህ ታዋቂ ተናጋሪዎች ጋር የሥራውን የወደፊት ዕጣ ፈንታ ይክፈቱ። ኡቼ ኡኮኑ ጅማሮውን ወደ100ሜ ለወጠ፡፡ አሁን፣ አንተም እንዴት ማድረግ እንደምትችል ሊያሳይህ ይፈልጋል በቅርቡ በX የዱሮ ትዊተር ገንዘብ መላክ እና መቀበል ይችሉ ይሆናል። የማነበው ና የምመለከተው ማይክሮሶፍት ከ30 ዓመታት በኋላ ዎርድፓድን ከዊንዶውስ እያስወገደው ነው። ጥሩ ከድንበሮች ነፃ አንተ አየርላንድ ማንም የማይኖርበት እጅግ ሀብታም ሀገር እንዴት ሆነች","Kenya partners Spiro to deploy electric bikes Pitch Friday is this Friday, September 8, 2023. Will you attend? You don’t want to miss it if you are an entrepreneur or an aspirant like me. I look forward to this because Uche Ukonu will share how he bootstrapped Smallchopsng to ₦100 million in revenue with only 9 employees. He'll also talk on lessons you can apply to your startup. This should be a paid event, but we are handing it to you for free. I’m not shouting, but don’t miss it for anything! It will begin at 3 p.m. WAT at Zone Tech Park, Gbagada, Lagos State, Nigeria. To attend, register here. Here's what I've got for you today: Kenya partners Spiro to launch electric bikes M-PESA to launch standing orders Kenya partners Spiro to launch electric bikes Last Friday, the Kenyan government announced a partnership with Spiro, an African producer of electric motorbikes, to introduce electric bikes across the country. Since its launch in 2019 by Jules Samain, Spiro has manufactured nearly 10,000 electric bikes and has operations in nations like Benin, Togo, Rwanda, and Uganda. Over 5,000 tonnes of carbon dioxide emissions have been avoided by these EVs' combined 90 million km of green travel. The company has developed an infrastructure for renewable energy, with about 350 battery swapping and charging stations set up throughout Africa. Spiro plans to add an additional 3,000 battery charging and swapping stations as part of this new agreement with Kenya to enhance the country's EV infrastructure. “With our batteries and locally produced energy in Kenya, we diminish the dependence on fossil fuels, fast-tracking Kenya’s journey towards energy independence,” Samain noted. This happened a day after Uber launched an 80-kilometre-range electric motorbike, One Electric, in Kenya. Additionally, Spiro plans to establish a manufacturing base in Kenya to generate thousands of job opportunities, along with the construction of charging stations and the hiring of service personnel. M-PESA to launch standing orders M-PESA plans to launch standing orders for users. This move will make it the first mobile money platform to offer its users this choice. What are standing orders? A standing order is a way to use your bank account to make payments automatically. It is you setting up a rule with your bank to have them regularly pay a certain sum of money to someone else. For instance, you can set up a standing order to transfer money from your account to your savings account automatically if you want to save money every month. Alternatively, you can set it up to automatically pay your phone bill monthly. Kenyans can use this feature to set up recurring payments for online subscriptions, like Showmax and Netflix. Due to the widespread use of M-PESA for rent payments, this feature might make it simpler. They can also repay their outstanding loans to M-Shwari, Hustler Fund, Kenya Commercial Bank (KCB) M-PESA, and other mobile loan platforms. However, Safaricom hasn't specified when the feature will be available or how it will work. This also includes how to set up accounts, obtain authorisation, and even secure it. Last week on Techpoint Africa How Patricia plans to pay customers back Tunisian contech startup, SeekMake, gets $539K from Lafayette Group to fuel international expansion Airtel Uganda to raise $216 million by selling 8 billion ordinary shares to fund its expansion plans Unlock the future of work with these distinguished speakers at the Modern Workplace Africa Conference 2023 Uche Ukonu bootstrapped his startup to ₦100m. Now, he wants to show you how you can do it too You might soon be able to send and receive money on X, formerly Twitter What I'm reading and watching Microsoft is removing WordPad from Windows after nearly 30 years Good boundaries free you How Ireland Became the Richest Country that no one can live in","Ƙasar Kenya ta ƙulla abota da Spiro don tura kekunan lantarki. Shirin Pitch Friday a wannan Juma'ar ne, 8 ga Satumban 2023. Za ku halarta? Ba ku son rasa shi idan kai ɗan kasuwa ne ko mai buri kamar ni. Ina sa ran hakan, domin Uche Ukonu zai bayyana yadda ya kafa tare bunƙasa kamfanin Smallchopsng zuwa mai samar da kuɗaɗen shiga da yakai Naira miliyan 100 da ma’aikata 9 kacal. Zai kuma yi magana kan darussan da za ku iya amfani da su a farkon ku. Wannan ya kamata ya zama taron da aka biya, amma muna ba ku kyauta. Ba ɓaɓatu nake ba, amma kar ku rasa halartar wannan taron ba tare da dalili ba! Za a fara da ƙarfe 3 na rana Agogon Yammacin Afrika, a Tech Park, Gbagada, Jihar Legas, Najeriya. Don halarta, yi rajista a nan. Ga abin da na samo muku yau: Ƙasar Kenya ta haɗa gwiwa da Spiro don ƙaddamar da mashina masu amfani dalantarki M-PESA zai ƙaddamar da tsarin biyan kuɗi daga wani asusun zuwa wani ga masu amfani. Ƙasar Kenya ta haɗa gwiwa da Spiro don ƙaddamar da mashina masu amfani dalantarki A ranar Juma'ar da ta gabata ne gwamnatin ƙasar Kenya ta sanar da yin haɗin gwiwa da Spiro, wani kamfanin Afirka dake ƙera baburan lantarki, domin ɓullo da mashina masu amfani da wutar lantarki a faɗin ƙasar. Tun lokacin da Jules Samain ya ƙaddamar da shi a shekarar 2019, Spiro ya kera mashina masu amfani da n lantarki kusan 10,000 kuma yana aiki a ƙasashe kamar Benin, Togo, Ruwanda, da Uganda. Sama da tan 5,000 na hayaƙin carbon dioxide aka rage ta hanyar haɗin EVs na tafiye-tafiye mai nisan kilomita miliyan 90. Kamfanin ya samar da ababen more rayuwa na makamashin da ake iya sabuntawa, inda aka kafa tashoshi na musayar baturi da caji kusan 350 a duk faɗin Afirka. Spiro yana shirin ƙara ƙarin cajin baturi 3,000 da tashoshi masu musaya a matsayin wani ɓangare na wannan sabuwar yarjejeniya da Ƙasar Kenya don haɓaka abubuwan more rayuwa na EV na ƙasar. ""Tare da baturanmu da makamashin da muke samarwa a cikin gida a Ƙasar Kenya, muna rage dogaro da albarkatun mai, da saurin tafiyar Ƙasar Kenya zuwa 'yancin kan makamashi,"" in ji Samain. Hakan ya faru ne kwana guda bayan kamfanin Uber ya ƙaddamar dawani babur mai amfani da wutar lantarki mai nisan kilomita 80, One Electric, a ƙasar Ƙasar Kenya. Bugu da kari, Spiro na shirin kafa cibiyar masana'antu a Ƙasar Kenya don samar da dubunnan guraben ayyukan yi, tare da gina tashoshin caji da ɗaukar ma'aikatan sabis. M-PESA zai ƙaddamar da tsarin biyan kuɗi daga wani asusun zuwa wani. M-PESA na shirin ƙaddamar da oda na tsaye ga masu amfani. Wannan yunƙurin zai sa ya zama dandalin kuɗin wayar hannu na farko da ya ba masu amfani da wannan zaɓi. Menene cire kuɗi daga wani asusun a biya wani? Cire kuɗi da bankuna ke yi daga wani su biya wani, hanya ce ta amfani da asusun bankinka don biyan kuɗi kai tsaye. Kai ne ka kafa doka tare da bankinku don sasu su riƙa biyan wani adadi na kuɗi akai-akai ga wani. Misali, zaku iya saita tsari na tsaye don canja wurin kuɗi daga asusunku zuwa asusun ajiyar ku na otomatik idan kuna son adana kuɗi kowane wata. Akwai wani zaɓi, zaku iya saita shi don biyan kuɗin wayar ku ta otomatik kowane wata. Yan Ƙasar Kenya za su iya amfani da wannan fasalin don saita biyan kuɗi akai-akai don biyan kuɗin ta intanet, kamar Showmax da Netflix. Saboda yaɗuwar amfani da M-PESA don biyan haya, wannan fasalin na iya sauƙaƙa shi. Hakanan za su iya biyan lamunin su ga M-Shwari, Hustler Fund, Bankin Kasuwancin Ƙasar Kenya (KCB) M-PESA, da sauran dandamalin lamuni ta hannu. Koyaya, Safaricom bai bayyana lokacin da fasalin zai kasance ba ko kuma yadda zai yi aiki ba. Wannan kuma ya haɗa da yadda ake saita asusu, samun izini, har ma da kiyaye shi. Makon da ya gabata akan Techpoint Africa Yadda Patricia ke shirin biyan abokan ciniki Kamfani na contech na ƙasar Tunisiya, SeekMake, yana samun $539K daga rukunin Lafayette don haɓaka cigaban ƙasashen duniya Airtel Uganda zai tara dala miliyan 216 ta hanyar siyar da ƙananan hannayen jari biliyan 8 don samar da kuɗaɗen aiwatar da shirinsa na faɗaɗawa. Buɗe makomar aiki tare da waɗannan fitattun masu magana a Taron Zaman Aiki na Afirka na 2023 Uche Ukonu ya bunƙasa kamfaninsa har zuwa ₦100m. Yanzu, yana so ya nuna muku yadda ku ma za ku iya yi Wataƙila ba da daɗewa ba za ku iya aikawa da karɓar kuɗi ta dandalin X, Twitter a da. Me naake karantawa da kallo. Microsoft zai cire WordPad daga Windows bayan kusan shekaru 30 Kyakkyawan iyakoki zasu ‘yantar da ku Yadda ƙasar Ireland Ta Zama Ƙasa Mafi arziƙin da babu wanda zai iya rayuwa a ciki","Kenya inashirikiana na Spiro kupeleka baiskeli za umeme Pitch Friday ni Ijumaa hii, Septemba 8, 2023. Je, utahudhuria? Hutakiwi kukosa ikiwa wewe ni mjasiriamali au mtu anayehamasika kama mimi. Ninatazamia hili kwa sababu Uche Ukonu atashiriki jinsi alivyoingiza Smallchopsng hadi ₦ milioni 100 katika mapato na wafanyakazi 9 pekee. Pia atazungumza juu ya masomo unayoweza kutumia kwenye uanzishaji wako. Hili linapaswa kuwa tukio la kulipwa, lakini tunakukabidhi bila malipo. Sipigi kelele, lakini usikose kwa namna yeyote! Itaanza saa 3 p.m. WAT katika Zone Tech Park, Gbagada, Jimbo la Lagos, Nigeria. Ili kuhudhuria, jiandikishe hapa. Hivi ndivyo nilivyopata kwaajili yako leo: Kenya ikishirikiana na Spiro kuzindua baiskeli za umeme M-PESA yazindua maagizo ya kudumu Kenya ikishirikiana na Spiro kuzindua baiskeli za umeme Ijumaa iliyopita, serikali ya Kenya ilitangaza ushirikiano na Spiro, mzalishaji wa Afrika wa pikipiki za umeme, kuanzisha baiskeli za umeme kote nchini. Tangu ilipozinduliwa mnamo mwaka 2019 na Jules Samain, Spiro imetengeneza takriban baiskeli 10,000 za umeme na inafanya kazi katika mataifa kama Benin, Togo, Rwanda na Uganda. Zaidi ya tani 5,000 za uzalishaji wa kaboni dioksidi zimeepukwa na EVs hizi za kilomita milioni 90 za usafiri wa kijani kibichi. Kampuni imeunda miundombinu ya nishati mbadala, na takriban vituo 350 vya kubadilisha na kuchaji betri vimeanzishwa kote barani Afrika. Spiro inapanga kuongeza vituo 3,000 vya kuchaji na kubadilishia betri kama sehemu ya makubaliano haya mapya na Kenya ili kuimarisha miundombinu ya EV nchini. Samain alibainisha. ""Kwa betri zetu na nishati inayozalishwa nchini Kenya, tunapunguza utegemezi wa nishati ya mafuta, na kuharakisha safari ya Kenya kuelekea uhuru wa nishati,"". Haya yalitokea siku moja baada ya Uber kuzindua pikipiki ya umeme ya masafa ya kilomita 80, One Electric, nchini Kenya. Zaidi ya hayo, Spiro inapanga kuanzisha kituo cha utengenezaji bidhaa nchini Kenya ili kuzalisha maelfu ya nafasi za kazi, pamoja na ujenzi wa vituo vya malipo na kuajiri wafanyakazi wa huduma. M-PESA yazindua maagizo ya kudumu M-PESA inapanga kuzindua maagizo ya kudumu kwa watumiaji. Hatua hii itaifanya kuwa jukwaa la kwanza la pesa kwa simu ya mkononi kuwapa watumiaji wake chaguo hili. Maagizo ya kudumu ni zipi? Agizo la kudumu ni njia ya kutumia akaunti yako ya benki kufanya malipo kiotomatiki. Ni wewe kuweka sheria na benki yako ya kuwafanya walipe kiasi fulani cha pesa mara kwa mara kwa mtu mwingine. Kwa mfano, unaweza kuweka agizo la kudumu la kuhamisha pesa kutoka kwa akaunti yako hadi kwa akaunti yako ya akiba kiotomatiki ikiwa utapenda kuokoa pesa kila mwezi. Vinginevyo, unaweza kuiweka ili kulipa kiotomatiki bili ya simu yako kila mwezi. Wakenya wanaweza kutumia kipengele hiki kuweka malipo ya mara kwa mara kwa usajili wa mtandaoni, kama vile Showmax na Netflix. Kwa sababu ya kuenea kwa matumizi ya M-PESA kwa malipo ya kodi, kipengele hiki kinaweza kurahisisha kazi. Pia wanaweza kurejesha mikopo yao ambayo haijalipwa kwa M-Shwari, Hustler Fund, Kenya Commercial Bank (KCB) M-PESA, na mifumo mingine ya mkopo ya simu. Hata hivyo, Safaricom haijabainisha ni lini kipengele hiki kitapatikana au jinsi kitakavyofanya kazi. Hii pia inajumuisha jinsi ya kusanidi akaunti, kupata uidhinishaji na hata kuilinda. Wiki iliyopita kwenye Techpoint Africa Jinsi Patricia anavyopanga kuwalipa wateja Uzinduzi wa Contech wa Tunisia, SeekMake, unapata $539K kutoka kundi Lafayette ili kuchochea upanuzi wa kimataifa. Airtel Uganda kukusanya dola milioni 216 kwa kuuza hisa za kawaida bilioni 8 ili kufadhili mipango yake ya upanuzi Fungua mustakabali wa kazi na wazungumzaji hawa mashuhuri katika Kongamano la Kisasa la Mahali pa Kazi la Afrika 2023 Uche Ukonu alikuza uanzishaji wake hadi ₦100m. Sasa, anataka kukuonyesha jinsi unavyoweza kufanya hivyo pia Hivi karibuni utaweza kutuma na kupokea pesa kwenye X, iliyokuwa Twitter Ninachoisoma na kutazama Microsoft inaondoa WordPad kutoka Windows baada ya karibu miaka 30 Mipaka nzuri hukuweka huru Jinsi Ireland Ilivyokuwa Nchi Tajiri zaidi ambayo hakuna mtu anayeweza kuishi","Kenya dòwòpọ̀ pẹ̀lú Spiro láti ṣe àwọn kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná. Ọjọ́ Ẹtì yìí ni Pitch Friday. Ṣé o ó lọ? Ó ò ní fẹ́ má sì níbẹ̀ bí ó bá jẹ́ oníṣòwò tàbí ẹni tí ó ń gbèrò bí èmi. Mo ń fojú sọ́nà fún fún èyí nítorí pé Uche Ukonu sọ nípa bí ó ṣe pá mílíọ̀nù #100 wọlé fún Smallchopsng pẹ̀lú àwọn òṣìṣẹ́ 9 péré. Ó tún sọ̀rọ̀ lórí àwọn ẹ̀kọ́ tí ó lè ṣàmúlò fún ilé-iṣẹ́ àdìdelẹ̀ rẹ. Ètò tí ó yẹ kí ẹ sanwó fún ní èyí, ṣùgbọ́n a ń gbé sílẹ̀ fún un yín lọ́fẹ̀ẹ́. N kò pariwo, ṣùgbọ́n má ṣe pàdánù àǹfààní yìí.! Yóò bẹ̀rẹ̀ ní aago 3 ọ̀sán Àkókò Ìwọ Oòrùn Afíríkà ní Zone Tech Park, Gbagada, Ìpínlẹ̀ Èkó, Nigeria. Láti darapọ̀, forúkọ sílẹ̀ níbi:. Èyí ni ohun tí mo ní fún ọ lónìí: Kenya dòwòpọ̀ pẹ̀lú Spiro láti ṣe ìfilọ́lẹ̀ àwọn kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná. M-PESA yóò ṣe ìfilọ́lẹ̀ àṣẹ ìsanwó ọjọ́ iwájú. Kenya dòwòpọ̀ pẹ̀lú Spiro láti ṣe ìfilọ́lẹ̀ àwọn kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná. Ní Ọjọ́ Ẹtì tí ó kọjá, ìjọba Kenya kéde Ìbádòwòpọ̀ pẹ̀lú Spiro, olùpèsè kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná ní Áfíríkà, láti ṣe àwọn kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná káàkiri orílẹ̀-èdè náà. Láti àsìkò ìfilọ́lẹ̀ rẹ̀ ní ọdún 2019 láti ọwọ́ Jules Samain, Spiro ti ṣe ó lé ní àwọn kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná 10, 000 ó sì ń ṣiṣẹ́ ni àwọn orílẹ̀-èdè bí Benin, Togo, Rwanda, àti Uganda. Ó ju tóònù 5, 000 afẹ́fẹ́ èédú àmísíta tí ọkọ̀ oníná mọ̀nàmọ́ná wọ̀nyí yàgò fún nínú ìrìnàjò mílíọ̀nù 90 kìlómítà aláìló-afẹ́fẹ́ abàyíkájẹ́. Ilé-iṣẹ́ náà ti ṣe àgbékalẹ̀ àwọn amáyédẹrùn fún atúnlò agbára, pẹ̀lú ìpààrọ̀ bí bátìrì 350 àti ètò ibùdó ìgbagbára káàkiri Afíríkà. Spiro pinnu láti ṣe àfikún ibùdó ìgbagbára àti ìpààrọ̀ bátìrì 3, 000 gẹ́gẹ́ bí ara àdéhùn tuntun yìí pẹ̀lú Kenya láti mú ìdàgbàsókè bá amáyédẹrùn Ọkọ̀ Iná mọ̀nàmọ́ná orílẹ̀-èdè náà. ""Pẹ̀lú àwọn bátìrì wa àti agbára wa tí wọ́n ṣẹ̀dá lábẹ́lé ní Kenya, a mú àdínkù bá gbígbáralé àwọn agbára aláìṣéṣàtúnlò, èyí ń mú ìlọsíwájú ńlá bá ìrìnàjò Kenya lọ sí òmìnira agbára,"" Salman ṣàkíyèsí. Èyí ṣẹlẹ̀ lẹ́yìn ọjọ́ kan tí Uber ṣe ìfilọ́lẹ̀ One Electric, alùpùpù oníná tí ó lè rin ìrìn àjò kìlómítà 80, ní Kenya. Ní àfikún, Spiro ń gbèrò láti ṣe ìdásílẹ̀ ibùdó ìpèsè ní Kenya láti pèsè àǹfààní àwọn ẹ̀gbẹẹgbẹ̀rún iṣẹ́, pẹ̀lú Kíkọ́ àwọn ibùdó ìgbagbára àti gbígba àwọn òṣìṣẹ́. M-PESA yóò ṣe ìfilọ́lẹ̀ àṣẹ ìsanwó ọjọ́ iwájú. M-PESA yóò ṣe ìfilọ́lẹ̀ àṣẹ ìsanwó ọjọ́ iwájú fún àwọn aṣàmúlò. Ìgbésẹ̀ yìí yóò mú kí ó jẹ́ ìkànnì ìṣúná owó orí ẹ̀rọ àkọ́kọ́ láti pèsè àṣàyàn yìí fún àwọn aṣàmúlò rẹ̀. Kin ni àṣẹ ìsanwó ọjọ́ iwájú:? Àṣẹ ìsanwó ọjọ́ iwájú ni ọ̀nà láti ṣàmúlò àsùnwọ̀n ilé ìfowópamọ́ láti sanwó láìfọwọ́yí. Ìwọ ni o máa ṣètò òfin pẹ̀lú ilé ìfowópamọ́ rẹ kí wọ́n lè máa san iye owó kan lóorekóòrè fún ẹlòmíràn. Fún àpẹẹrẹ, a lè ṣètò àṣẹ ìsanwó ọjọ́ iwájú láti fi owó ráńṣẹ́ láti inú àsùnwọ̀n rẹ lọ sí inú àsùnwọ̀n ìpawómọ́ rẹ láì lo ọwọ́ nit o bá fẹ́ máa fi owó pamọ́ ní oṣooṣù. Ní ìdàkejì, o lè ṣètò rẹ láti máa sanwó ọ̀yà ẹ̀rọ ìbánisọ̀rọ̀ rẹ ní oṣooṣù. Àwọn ọmọ Kenya lè lo àbùdá yìí láti ṣètò àwọn ìsanwó òòrèkóòrè fún àwọn ìṣàbápín orí ẹ̀rọ, bí Showmax àti Netflix. Nítorí ìtànká ìlò M-PESA fún ìsanwó ìyálò, àbùdá yìí lè mú kí ó rọrùn si. Wọ́n tún lè ṣe ètò sísan àwọn owó tí wón ya padà sí M-Shari, Hustler, Fund, Kenya Commercial. Bank (KCB) M-PESA, àti àwọn ìkànnì ẹ̀yàwó alágbèéká mìíràn. Bí ó tilẹ̀ jẹ́ pé, Safaricom kò tíì sọ pàtó ìgbà tí àbùdá náà yóò bẹ̀rẹ̀ tàbí bí yóò ṣe ṣiṣẹ́. Èyí tún ní bí ẹ ṣe lè ṣètò àwọn àsùnwọ̀n yín, bí ẹ ṣe lè gbs àṣẹ, àti bí ẹ ṣe lè dáàbò bò ó. Ní ọ̀sẹ̀ tí ó kọjá lórí Techpoint Africa. Bí Patricia ṣe ṣètò láti sanwó àwọn oníbàárà padà. Ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ nínú ìkọ́lé, SeekMake, gba $539 láti ọwọ́ Lafayette Group láti ṣe àtìlẹ́yìn fún ìmúgbòòrò káàkiri ayé. Airtel Uganda yóò kó mílíọ̀nù $216 jọ nípa títa àwọn ìpín ìdókòwò bílíọ́nù 8 láti ṣe àtìlẹ́yìn owó fún àwọn ètò ìmúgbòòrò rẹ̀. Ní òye ọjọ́ ọ̀la iṣẹ́ pẹ̀lú àwọn gbajúmọ̀ Olùbánisọ̀rọ̀ wọ̀nyí ní Àpéjọ Ibi Iṣẹ́ Ayé òde òní ní Áfíríkà 2023. Uche Ukonu pa mílíọ̀nù #100 fún ilé-iṣẹ́ àdìdelẹ̀ rẹ. Ní báyìí, ó fẹ́ fi hàn yín bí ẹ̀yin náà ṣe lè ṣe é pẹ̀lú. Ẹ lè tó máa fi owó ráńṣẹ́ àti kí ẹ mast gba owó lórí X, tí ẹ mọ sí Twitter tẹ́lẹ̀. Ohun tí mo ń ka àti èyí tí mo ń wò Microsoft ń yọ WordPad kúrò nínú Windows lẹ́yìn bí 30 ọdún. Àwọn gbèdéke dáradára yóò fún yín ní òmìnira l Bí Ireland ṣe di orílẹ̀-Èdè tí ó lọ́rọ èyí tí ẹnikẹ́ni kò lè gbé.","IKenya ibambisene noSpiro ukwethula amabhayisikili kagesi IPitch Friday inguLwesihlanu, Septhemba 8, 2023. Uzohamba? Awufuni ukuphuthelwa yilokhu uma ungusomabhizinisi noma ufisa ukufunda njengami. Ngikubheke ngabomvu lokhu ngoba u-Uche Ukonu uzokwabelana ngokuthi uthathe kanjani iSmallchopsng ₦100 million yenzuzo enabasebenzi abayisi-9 kuphela. Uzophinde akhulume ngezifundo ongazisebenzisa ekuqaleni kwakho. Lona kufanele kube umcimbi okhokhelwayo, kodwa sikunikeza wona mahhala. Angimemezi, kodwa ungaphuthelwa lutho! Izoqala ngo-3 ntambama WAT eZone Tech Park, eGbagada, eLagos State, eNigeria. Ukuze uthamele, bhalisa lapha. Nakhu engikuphathele kona namuhla: IKenya ibambisene noSpiro ukwethula amabhayisikili kagesi I-M-PESA izokwethula ama-standing orders IKenya ibambisene noSpiro ukwethula amabhayisikili kagesi NgoLwesihlanu olwedlule, uhulumeni waseKenya umemezele ukusebenzisana noSpiro, ongumkhiqizi wase-Afrika wezithuthuthu zikagesi, ukwethula amabhayisikili kagesi ezweni lonke. Kusukela yethulwa ngo-2019 nguJules Samain, uSpiro ukhiqize amabhayisikili kagesi acishe abe ngu-10,000 futhi usebenza emazweni afana neBenin, iTogo, iRwanda ne-Uganda. Ngaphezu kwamathani angu-5,000 okukhishwa kwekhabhoni dioxide kugwenywe yilawa ma-EV' ehlangene amakhilomitha ayizigidi ezingama-90 ohambo oluluhlaza. Le nkampani isungule ingqalasizinda yamandla avuselelekayo, eneziteshi zokushintshisana ngamabhethri ezingaba ngu-350 ezisungulwe e-Afrika yonkana. USpiro uhlela ukwengeza ezinye iziteshi zokushaja ezingu-3,000 namabhethri njengengxenye yalesi sivumelwano esisha neKenya sokuthuthukisa ingqalasizinda ye-EV yezwe. ""Ngamabhethri ethu akhiqizwa kuleli kanye namandla eKenya, sinciphisa ukuthembela kumafutha ezinto ezimbiwa phansi, sisheshisa uhambo lwaseKenya oluya ekuzimeleni kwamandla,"" kuphawula uSamain. Lokhu kwenzeke ngemuva kosuku abakwa-Uber bethule isithuthuthu sikagesi esingamakhilomitha angama-80, i-One Electric, eKenya. Ukwengeza, uSpiro uhlela ukusungula isizinda sokukhiqiza eKenya ukuze adale izinkulungwane zemisebenzi, kanye neziteshi zokushaja kanye nabasebenzi. I-M-PESA izokwethula ama-standing orders I-M-PESA ihlela ukwethula ama-standing orders kubasebenzisi. Lesi sinyathelo sizokwenza kube inkundla yemali yeselula yokuqala ukunikeza abasebenzisi bayo le nketho. Ayini ama-standing orders? I-oda elijwayelekile liyindlela yokusebenzisa i-akhawunti yakho yasebhange ukwenza izinkokhelo ngokuzenzekelayo. Ubeka umthetho nebhange lakho ukuthi uhlale ukhokhela othile imali ethile. Isibonelo, ungasetha i-oda elimile ukuze udlulisele ngokuzenzakalelayo imali isuka ku-akhawunti yakho yokuhlola iye ku-akhawunti yakho yokonga uma ufuna ukonga imali nyanga zonke. Okunye, ungayihlela ukuthi ukhokhe ngokuzenzakalelayo isikweletu sefoni yakho nyanga zonke. Abantu baseKenya bangasebenzisa lesi sici ukusetha izinkokhelo eziphindelelayo zokubhaliselwe ku-inthanethi, njengeShowmax neNetflix. Ngenxa yokusetshenziswa kabanzi kweM-PESA ezinkokhelweni zokuqasha, lesi sici singenza kube lula. Bangakwazi futhi ukubuyisela imali yabo ebolekiwe esele kwa-M-Shwari, Hustler Fund, Kenya Commercial Bank (iKCB) M-PESA, nezinye izinkundla zokubolekwa kweselula. Nokho, iSafaricom ayikacacisi ukuthi isici sizotholakala nini nokuthi sizosebenza kanjani. Lokhu kubandakanya ukuthi uwamisa kanjani ama-akhawunti, uthole ukugunyazwa, kanye nokuvikeleka. Ngesonto eledlule eTechpoint Africa Uhlela kanjani uPatricia ukukhokhela amakhasimende Isiqalo se-Contech yaseTunisia, iSeekMake, ithola u-$539K kuLafayette Group ukuze kuqhutshekwe nokwanda kwamazwe ngamazwe. I-Airtel Uganda izoqoqa izigidi ezingu-$216 ngokuthengisa amasheya avamile ayizigidigidi ezingu-8 ukuxhasa izinhlelo zayo zokwandisa Vula ikusasa lomsebenzi ngalezi zikhulumi ezivelele ku-Modern Workplace Africa Conference 2023 U-Uche Ukonu uzuze isiqalo sakhe ku-₦100m. Manje, ufuna ukukukhombisa ukuthi ungakwenza kanjani nawe Maduze ungase ukwazi ukuthumela nokwamukela imali kuX, okwakuyiTwitter ngaphambilini Engikufundayo nengikubukayo IMicrosoft isusa iWordPad kuWindows ngemva kweminyaka ecishe ibe ngu-30 Imingcele emihle iyakukhulula I-Ireland Yaba Izwe Elicebe Kunawo Wonke Akekho Ongahlala Kulo"
+"ኡቼ ኡኮኑ ጅማሮውን ወደ100ሜ ለወጠ፡፡ አሁን፣ አንተም እንዴት ማድረግ እንደምትችል ሊያሳይህ ይፈልጋል በዚህ ወር የምድብ አርብ እትም ላይ ኡቼ ኡኮኑ ስሞልቾፕስንግን በ 9 ሠራተኞች ብቻ ወደ ₦100 ሚሊዮን ገቢ እንዴት እንዳሳደገው እና በጅምርዎ ላይ ሊተገበሩ የሚችሉ ትምህርቶችን ያካፍላል። ለመሳተፍ እዚህ ይመዝገቡ። የቴክፖይንት ምድብ አርብ ከሄግ የህግ ፈጠራ ኢንስቲትዩት ጋር በመተባበር ይስተናገዳል። ከ 2022 በፊት የቴክኖሎጂ ህትመቶችን ካነበቡ ለቴክኖሎጂ ኩባንያዎች ብቸኛው የፋይናንስ ምንጭ የሽርክና ካፒታል ነው ብለው በማሰብዎ ይቅር ይባሉ፡፡ ግን እሱ አይደለም ጉዳዩ። በዓለም ዙሪያ በጣም ታዋቂ ከሆኑ ባለሀብቶች መካከል አንዳንዶቹ በተለምዶ ወደ እነሱ ከሚመጡት ጅምር ሥራዎች ውስጥ ከ 4% በታች ኢንቬስት ያደርጋሉ፡፡ በእኔ ላይ ጥርጣሬ ካለባችሁ ለማርክ አንድሬሰን የተሰጠውን የ16ዜድ ባለዝና መግለጫ ተመልከቱ። በዓመት ከ 3,000 ውስጥ 15 ወይም 20 ኢንቨስትመንቶችን መስራት እንችላለን። ስለዚህ የቀን ስራችን የስራ ፈጣሪዎችን ተስፋ እና ህልሞች እያጋጨ ነው ማለት እወዳለሁ። የእኛ ዋና ችሎታ አይደለም ማለት እና ሰዎች እንዳይጠሉን ማድረግ ነው። አሁን ነጥቡን ያገኘኸው ይመስለኛል። እንደ እድል ሆኖ, ለቴክኖሎጂ ሥራ ፈጣሪዎች ሌሎች የገንዘብ አማራጮች አሉ፡፡ ከነዚህም አንዱ ቡት ማስነሻ ነው። በሚቀጥለው ወር፣ የ ስሞልቾፕስንግ መስራች የሆነውን ኡቼ ኡኮኑን እናስተናግዳለን። ትንሽ የጀርባ ታሪክ። ከኮቫንት ዩኒቨርስቲ ከወጣ በኋላ ትናንሽ ቾፕስ መብላት ስለፈለገ ስሞልቾፕስንግን ጀመረ። ነገር ግን ያለምንም ቬንቸር ካፒታል ንግዱን ከ ₦‎100 ሚሊዮን በላይ ገቢ አሳድጓል፡፡ ስለ እሱ ሁሉንም እዚህ ማንበብ ይችላሉ፡፡ ይህ ጅምር በ 9 ሠራተኞች ብቻ በመስመር ላይ ትናንሽ ቾፕሶችን በመሸጥ ₦100 ሚሊየን እንዴት እንደሰራ ከዚያ ልምድ እና ከተጠቀመባቸው ስልቶች ትምህርቶችን ያካፍላል፣ ስለዚህ ከእኛ ጋር ቀኑን ይጠብቁ። ቀን፡ እ.ኤ.አ መስከረም 8፣ 2023 ሰዓት፡ ከቀኑ 9፡00 ቦታ፡ ዞን ቴክ ፓርክ፣ ባጋዳ የፍጥነት መንገድ። ለመሳተፍ እዚህ ይመዝገቡ ወይ ጅምርዎን እዚህ ይጫኑ። የቴክፖይንት ምድብ አርብ ከሄግ የህግ ፈጠራ ኢንስቲትዩት ጋር በመተባበር ይስተናገዳል።","Uche Ukonu bootstrapped his startup to ₦100m. Now, he wants to show you how you can do it too At this month's edition of Pitch Friday, Uche Ukonu, will be sharing how he bootstrapoed Smallchopsng to ₦100m revenue, with just 9 employees, and lessons you can apply to your startup. Register here to attend. Techpoint Pitch Friday is hosted in partnership with the Hague Institute for Innovation of Law. If you read tech publications before 2022, you'd be forgiven for thinking that venture capital was the only funding source available to technology companies. But that's not the case. Some of the most prominent investors globally typically invest in less than 4% of the startups that pitch to them. If you doubt me, check out this statement attributed to Marc Andreessen of a16z fame. ""We can do maybe 15 or 20 investments out of the 3,000 a year. So I like to say our day job is crushing entrepreneurs’ hopes and dreams. Our main skill is saying no, and getting people to not hate us."" I think you get the point now. Fortunately, there are other funding options available to technology entrepreneurs. One of those is bootstrapping. Next month, we'll be hosting Uche Ukonu, the founder of Smallchopsng. A little background story. After leaving Covenant University, he started Smallchopsng because he wanted to eat small chops. But without venture capital, he has grown the business to over ₦‎100 million in revenue. You can read all about him here. How this startup made ₦100m selling small chops online, with just 9 employees He'll be sharing lessons from that experience as well as the strategies he employed, so keep a date with us. Date: September 8, 2023. Time: 3pm. Venue: Zone Tech Park, Gbagada Expressway. Register to attend or pitch your startup here. Techpoint Pitch Friday is hosted in partnership with the Hague Institute for Innovation of Law.","Uche Ukonu ya bunƙasa sabon kamfaninsa har zuwa ₦100m. Yanzu, yana so ya nuna muku yadda ku ma za ku iya yi A cikin shirin Pitch Friday na wannan watan, Uche Ukonu, zai bayyana yadda ya bunƙasa Smallchopsng zuwa ₦100m na kuɗaɗen shiga, tare da ma’aikata 9 kacal, da kuma darussan da za ku iya amfani da su wajen fara aikin ku. Yi rijista anan don halarta. An shirya gabatar da shirin Techpoint Pitch Friday tare da haɗin gwiwar Cibiyar Hague ta Ƙirƙire ta Shari'a. Idan ka karanta wallafe-wallafen fasaha kafin shekarar 2022, za a gafarta maka don tunanin cewa babban jari shine kawai tushen samun kuɗi ga kamfanonin fasaha. Amma ba haka lamarin yake ba. Wasu daga cikin fitattun masu saka hannun jari a duniya yawanci suna saka hannun jari a cikin ƙasa da kashi 4% na kamfanonin da ke da alaƙa da su. Idan kuna shakka game da ni, ku duba wannan bayanin da aka dangana ga Marc Andreessen na a16z fame. ""Za mu iya yin ƙila zuba jari da kashi 15 ko 20 cikin 3,000 na shekara. Don haka ina so in ce aikinmu na yau da kullum yana murƙushe fata da mafarkin 'yan kasuwa. Babbar fasaharmu tace a'a, da kuma sa mutane su ƙi mu."" Ina tsammanin kun fahimci batun yanzu. Abin farin ciki, akwai wasu zaɓuɓɓukan kuɗi da ake da su ga 'yan kasuwa na fasaha. Ɗaya daga waɗancan yana kafawa da bunƙasa kamfani. A wata mai zuwa, zamu kaɓi baƙuncin Uche Ukonu, wanda ya kafa kamfanin Smallchopsng. Ɗan taƙaitacen tushen labarin. Bayan ya bar Jami'ar Covenant, ya fara kafa kamfanin na Smallchopsng saboda yana son cin kayan maƙulashe. Amma ba tare da jari ba, ya haɓaka kasuwancin zuwa sama da ₦100 na kuɗaɗen shiga. Kuna iya karantawa duk game da shi anan. Yadda wannan Kamfani ya tara ₦100m ta hanyar siyar da ƙananan kayan ciye-ciye a intanet, tare da ma’aikata 9 kacal Zai ba da darussa daga wannan gogewa da ya samu, da kuma dabarun da ya yi aiki da su, saboda haka aci gaba da kasancewa tare da mu. Rana: 8 ga Satumban shekarar 2023. Lokaci: 3pm. Wurin Taro: Zone Tech Park, dake kan Babbar Hanyar Gbagada. Yi rijista don halarta ko ƙaddamar da Kamfaninka a nan. An shirya gabatar da shirin Techpoint Pitch Friday tare da haɗin gwiwar Cibiyar Hague ta Ƙirƙire ta Shari'a.","Uche Ukonu uliongeza uanzishaji wake hadi ₦100m. Sasa, anataka kukuonyesha jinsi unavyoweza kufanya hivyo pia Katika toleo la mwezi huu la Pitch Friday, Uche Ukonu, atashiriki jinsi alivyoanzisha vitafunwa vidogo hadi mapato ya ₦100m, na wafanyakazi 9 pekee, na masomo unayoweza kutumia kwenye biashara yako. Jiandikishe hapa ili kuhudhuria. Techpoint Pitch Friday inaandaliwa kwa ushirikiano na Taasisi ya Hague ya Ubunifu wa Sheria. Ukisoma machapisho ya teknolojia kabla ya 2022, utasamehewa kwa kufikiri kuwa mtaji ndio chanzo pekee cha ufadhili kinachopatikana kwa kampuni za teknolojia. Lakini sivyo ilivyo. Baadhi ya wawekezaji mashuhuri duniani kwa kawaida huwekeza chini ya 4% ya waanzishaji wanaoanzishiwa. Ikiwa unanitiliashaka, angalia taarifa hii inayohusishwa na Marc Andreessen maarufu a16z. ""Tunaweza kufanya uwekezaji 15 au 20 kati ya 3,000 kwa mwaka. Kwa hivyo napenda kusema kazi yetu ya siku ni kuponda matumaini na ndoto za wajasiriamali. Ustadi wetu mkuu ni kusema hapana, na kuwafanya watu wasituchukie."" Nadhani umepata hoja sasa. Kwa bahati nzuri, kuna chaguzi zingine za ufadhili zinazopatikana kwa wajasiriamali wa teknolojia. Moja ya hizo ni bootstrapping. Mwezi ujao, tutakuwa mwenyeji wa Uche Ukonu, mwanzilishi wa vitafunwa vidogovidogo. Hadithi kidogo ya usuli. Baada ya kuacha Chuo Kikuu cha Covenant, alianza Smallchopsng kwa sababu alitaka kula chops ndogo. Lakini bila mtaji wa ubia, amekuza biashara hadi zaidi ya ₦ milioni 100 katika mapato. Unaweza kusoma yote yanayomhusu hapa. Jinsi mwanzo huu ulivyofanya ₦100m kuuza chops ndogo mtandaoni, na wafanyikazi 9 pekee Atakuwa akishiriki masomo kutokana na uzoefu huo pamoja na mikakati aliyotumia, kwa hivyo endelea kuwasiliana nasi. Tarehe: Septemba 8, 2023. Muda: 3pm. Mahali: Zone Tech Park, Gbagada Expressway. Jisajili ili kuhudhuria au kuanzisha biashara yako hapa. Techpoint Pitch Friday inaandaliwa kwa ushirikiano na Taasisi ya Hague ya Ubunifu wa Sheria.","Uche Ukonu pa mílíọ̀nù #100 fún ilé-iṣẹ́ àdìdelẹ̀ rẹ. Ní báyìí, ó fẹ́ fi hàn yín bí ẹ̀yin náà ṣe lè ṣe é pẹ̀lú. Nínú ìpàdé Pitch Friday ti oṣù yìí, Uche Ukonu, yóò máa sọ̀rọ̀ lórí bí ó ṣe pa mílíọ̀nù #100 fún Smallchopsng, pẹ̀lú àwọn òṣìṣẹ́ 9 péré, àti àwọn ẹ̀kọ́ tí ó lè ṣàmúlò fún ilé-iṣẹ́ àdìdelẹ̀ rẹ. Forúkọ sílẹ̀ níbi láti lọ fún ìpàdé náà. Techpoint Pitch Friday ni ètò tí wọ́n ṣe àgbékalẹ̀ ní Ìbádòwòpọ̀ pẹ̀lú Hague Institute for Innovation of Law. Bí ẹ bá ń ka àwọn àtẹ̀jáde ìmọ̀-ẹ̀rọ síwájú 2022, ẹ kò jẹ̀bi bí ẹ bá rò pé owó okòwò ilé-iṣẹ́ nìkan ni orísun ìrànwọ́ tí ó wà fún àwọn ilé-iṣẹ́ ìmọ̀-ẹ̀rọ. Ṣùgbọ́n bẹ́ẹ̀ kọ́ ni ọ̀rọ̀ rí. Díẹ̀ lára àwọn olùbádòwòpọ̀ tí ó gbajúmọ̀ jùlọ lágbàáyé máa ń sáábà dókòwò pẹ̀lú ó kéré jù 4% àwọn ilé-iṣẹ́ àdìdelẹ̀ tí wọ́n fẹ́ dòwòpọ̀ pẹ̀lú wọn. Bí ẹ kò bá gbà mí gbọ́, ẹ ṣàyẹ̀wò ọ̀rọ̀ tí Marc Adreesen sọ yìí. ""A lè ṣe àwọn ìdókòwò bí 15 sí 20 nínú bí 3, 000 lọ́dún. Nítorí náà, mo fẹ́ láti sọ pé iṣẹ́ wa ojoojúmọ́ ń pa ìrètí àti àfojúsùn àwọn oníṣòwò. Ìmọ̀-ọ́nṣe wa gbòógì ni láti sọ pé rárá, kí a sì mú kí àwọn ènìyàn má kórìíra wa."" Mo lérò pé koko ọ̀rọ̀ náà yé yín báyìí. Ohun rere ní pé àwọn àṣàyàn ìrànwọ́ owó mìíràn wà fún àwọn oníṣòwò ìmọ̀-ẹ̀rọ. Ọ̀kan nínú wọn ni owó ara ẹni. Ní ọ̀sẹ̀ tí ó ń bọ̀, a ó máa gbàlejò Uche Ukonu, olùdásílẹ̀ Smallchopsng. Ìtàn ìbẹ̀rẹ̀ pẹpẹ kékeré. Lẹ́yìn tí ó kúrò ní Covenant University, ó bẹ̀rẹ̀ Smallchopsng nítorí pé ó fẹ́ jẹ àwọn ìpápánu wẹ́wẹ̀. Ṣùgbọ́n láìsí owó okòwò ìbẹ̀rẹ̀ iṣẹ́, ó ti gbé okòwò náà gòkè tayọ mílíọ̀nù #100 owó tí ó wọlé. Ẹ lè ka nípa rẹ níbí. Bí ilé-iṣẹ́ àdìdelẹ̀ yìí ṣe pa mílíọ̀nù #100 nípa títa ìpápánu wẹ́wẹ̀ lórí ẹ̀rọ-ayélujára, pẹ̀lú àwọn òṣìṣẹ́ 9 péré. Yóò máa sọ̀rọ̀ nípa àwọn ẹ̀kọ́ láti inú ìrírí rẹ̀ àti àwọn ọgbọ́n tí ó lò, nítorí náà má ṣe gbàgbé ọjọ́ náà. Déètì: Ọjọ́ Kẹjọ Oṣù Kẹ̀sán-án, 2023. Àkókò: Aago 3 ọ̀sán. Ibi ìpàdé: Zone Tech Park, Gbagada Expressway. Forúkọsílẹ̀ láti darapọ̀ tàbí kí o forúkọ ilé-iṣẹ́ àdìdelẹ̀ rẹ sílẹ̀ níbí. Techpoint Pitch Friday ni eto tí wọ́n ṣe àgbékalẹ̀ ní Ìbádòwòpọ̀ pẹ̀lú Hague Institute for Innovation of Law.","U-Uche Ukonu uzuze isiqalo sakhe ku-₦100m. Manje, ufuna ukukukhombisa ukuthi ungakwenza kanjani nawe Oshicilelo lwale nyanga lwePitch Friday, u-Uche Ukonu, uzokwabelana ngokuthi wethule kanjani iSmallchopsng ibe yimali engenayo engu-₦100m, nabasebenzi abayisi-9 kuphela, kanye nezifundo ongazisebenzisa ekuqaleni kwakho. Bhalisa lapha ukuze uthamele. ITechpoint Pitch Friday isingathwe ngokubambisana neHague Institute for Innovation of Law. Uma ufunda izincwadi zobuchwepheshe ngaphambi kuka-2022, uzoxolelwa ngokucabanga ukuthi imali yebhizinisi iwukuphela komthombo woxhaso olutholakala ezinkampanini zobuchwepheshe. Kodwa akunjalo. Abanye babatshalizimali abaqavile emhlabeni batshala ngaphansi kuka-4% weziqalo ezitholakalayo kubo. Uma ungingabaza, bheka lesi sitatimende sikaMarc Andreessen wodumo lwe-a16z. “Singakwazi ukutshala ezingu-15 noma ezingu-20 kwezingu-3 000 ngonyaka. Ngakho-ke ngithanda ukusho ukuthi umsebenzi wethu wosuku uqeda amathemba namaphupho osomabhizinisi. Ikhono lethu elikhulu ukwenqaba, nokwenza abantu bangasizondi."" Ngicabanga ukuthi uyalithola iphuzu manje. Ngenhlanhla, zikhona ezinye izindlela zokwenza imali itholakale kosomabhizinisi bezobuchwepheshe. Enye yazo ibootstrapping. Ngenyanga ezayo, sizobe siphethe u-Uche Ukonu, umsunguli weSmallchopsng. Indaba encane yangemuva. Ngemva kokushiya iCovenant University, waqala iSmallchopsng ngoba wayefuna ukudla ama-chops amancane. Kodwa ngaphandle kwemali yokuhweba, wakhulisa ibhizinisi laba ngaphezu kwezigidi eziyi-100 ngenzuzo. Ungafunda konke ngaye lapha. Lokhu kuqalisa kwenze kanjani u-₦100m wathengisa amachops amancane ku-inthanethi, enabasebenzi abangu-9 kuphela Uzobe abelana ngezifundo kulokho kuzizwisa namasu awasebenzisile, ngakho gcina usuku nathi. Idethi: uMandulo 8, 2023. Isikhathi: 3pm. Indawo: eZone Tech Park, eGbagada Expressway. Bhalisa ukuze uthamele noma uqalise ukuqalisa kwakho lapha. ITechpoint Pitch Friday isingathwe ngokubambisana ne-Hague Institute for Innovation of Law."
+"በ2023 በሚካሄደው ዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ ከእነዚህ ታዋቂ ተናጋሪዎች ጋር የሥራውን የወደፊት ዕጣ ፈንታ ይክፈቱ። በዛሬው ተለዋዋጭ ዓለም ውስጥ የሥራ ቦታ ጥልቅ ለውጥ እያደረገ ነው፣ እናም የወደፊቱን መረዳቱ አስፈላጊ ነው። በ2023 በዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ ወደፊት የሚወስደውን መንገድ የሚያበሩ ሦስት ልዩ ተናጋሪዎች በማስተዋወቅዎ ደስተኞች ነን። ቪክቶር ፋታንሚ፣ ተባባሪ መስራች፣ ሙሉጋፕ/አራተኛው ካንቫስ በዓላማ የሚመራ የቢዝነስ መሪ ቪክቶር ፋታንሚ በአራተኛ ካንቫስ እና ፉልጋፕ መሪ ላይ ሲሆን ልምድን ከፍ ለማድረግ እና የወደፊቱን የስራ እድል ለመቅረጽ የአዳዲስ መንገዶች ፈር ቀዳጅ ነው። በአራተኛ ካንቫስ የተወሰኑ የአፍሪካን ብሩህ አእምሮዎች በብራንድ ስትራቴጂ እና ዲዛይን አሰባስቧል። በዚህ ሙያ ላይ በመመስረት የእሱ የቴክኖሎጂ ጅምር ፉልጋፕ ለመስመር ላይ አገልጋዮች እና ለማንኛወም ትርጕም ባለው ሥራ ላይ ለተሰማሩ ሁሉ የተስተካከለ ኦፕሬቲንግ ሲስተም እየገነባ ነው፡፡ ቪክቶር ያለማቋረጥ ድምፁን እንደገና እያገኘ እና እየኖረ ነው ሌሎች ሰዎችን እና ንግዶችን በመርዳት ላይ - በተለይም የተጐዱ - የራሳቸውን ያግኙ፡፡ በጉባኤው ላይ"" የጊግ ማዕበልን ማሽከርከር-በጊግ ኢኮኖሚ ውስጥ እድሎችን ከፍ ማድረግ"" በሚለው ርዕስ ላይ ግንዛቤዎቹን ያካፍላል። ቺሶም ኒዎክዉ, ሶፍትዌር መሐንዲስ እና ደራሲ ቺሶም ኒዎክዉ (በፍቅር ቴክኪውን ተብሎ የሚጠራው) በሌጎስ፣ ናይጄሪያ የሚገኝ የሶፍትዌር መሐንዲስ ከማይክሮሶፍት ዘላቂነት ቡድን ጋር ይሰራል። በቴክኖሎጂ ተንታኝነት ከሰራችበት ከአሜሪካ ባንክ ጋር ልምምድ ካደረገች በኋላ ብዙም ሳይቆይ ተመራቂ ሆና ወደ ማይክሮሶፍት ተቀላቀለች፡፡ በትላልቅ የመረጃ መድረኰች ላይ የተረጋገጡ የመረጃ ምህንድስና ክህሎቶችን በመጠቀም የምርት ቡድኖች የበለጠ ዘላቂ ሥርዓቶችን እንዲገነቡ በንቃት ትረዳለች፡፡ ቺሶም የቴክ መመሪያ ወደ ትልልቅ የቴክኖሎጂ ኩባንያዎች ደራሲ ናት፣ በዓለም አቀፍ የቴክኖሎጂ ኩባንያዎች ውስጥ ስራዎችን ለማግኘት እንደ ሙሉ የመንገድ ካርታ ሆኖ የሚያገለግል ታዋቂ መጽሐፍ ነው፡፡ ከኢንጂነሪንግ ጐን ለጐን ቺሶም ለቴክኖሎጂ፣ ከሙያ ጋር ለተያያዙ ርዕሰ ጒዳዮች እና እንደሶፍትዌር መሐንዲስነት የሷ ሂወት የሚያወጋ እያደገ የመጣ የዩቲዩብ ሰርጥ አላት፡፡ በቴክኖሎጂ ውስጥ ያለች ሴት ሌሎችን ለመርዳት ፍላጎት እንዳላት ቺሶም በሥነ-ምህዳር ውስጥ ያሉ ግለሰቦችን ለመደገፍ፣ የማህበራዊ ሚዲያ ቻናሎቿን የቴክኖሎጂ የስራ እድሎችን ለመለጠፍ እና ዋጋ ያለው እና አነቃቂ ሰው ለመሆን ትፈልጋለች። ""ሰው ሰራሽ ልህቀት እና ወደፊትህ በስራ ቦታ ላይ"" በሚል ርዕስ በተዘጋጀው የፓነል ክፍለ ጊዜ ውስጥ ያዙአት። ቱን ቱንዴ-አንጆውስ፣ መስራች፣ የሰዎች ልምምድ ቶን ቱንድ-አንጁስ የሕዝብ ልምምድ መስራች ሲሆን ኩባንያዎችን በሰዎች፣ በባህል እና በቴክኖሎጂ አማካይነት የሚያበረታታ የሕዝብ አማካሪ ኩባንያ ነው. በ ኮ-ክሬሽን ሃብ(ሲሲኤችዩቢ) ውስጥ የሰዎች መስራች ዳይሬክተር ሆና አገልግላለች፣ ይህም በናይጄሪያ፣ በሩዋንዳ እና በኬንያ የሕዝብ ስራዎችን በበላይነት የተቆጣጠረችበት እና የኮርፖሬት ሽርክናዎችን ያስተዳደረችበት ነው፡፡ በእንግሊዝ ኖቲንግሀም ዩኒቨርሲቲ በኢኮኖሚክስ ድግሪ ያላት ሲሆን በዩኬ ሮበርት ጎርደን ዩኒቨርሲቲ በአበርዲን ቢዝነስ ትምህርት ቤት በሰው ኃይል አስተዳደር ማስተርስ ዲግሪ አላት። ቶን የቃለ መጠይቅዎ ማጭበርበሪያ ኮድ ደራሲ ሲሆን ግለሰቦች ሚናዎችን እንዲጠብቁ እና እንዲበለጽጉ ለመርዳት የተቀየሰ መጽሐፍ ነው፡፡ ድርጅቷ የባህል ትስስርን እንዴት እንደሚያፋጥን እና በስራ ቦታ የሚደርስብንን ትንኮሳ እንዴት በንቃት እንደምንቃቃም ስታካፍል በቢቢሲ አፍሪካ ላይ ተለይታለች። ቶን የአፍሪካን የሥራ ባህል መልሶ ለመቅረጽ ያላትን ፍላጐት በማስተማር እና በሂደት ራስሰርነት አማካኝነት አፈጻጸምን እና ትብብርን በሚያራምደው ኦንካለቸር በተሰኘው የፈጠራ ምርቷ በኩል ታበራለች፡፡ ""የችሎታ ፍልሰት ማዕበልን ማሽከርከር፡ በዓለም አቀፍ ገበያ ውስጥ ከፍተኛ ችሎታዎችን እንዴት መሳብ እና ማቈየት እንደሚቻል"" በሚል ርዕስ የአስፈጻሚ ማስተር ክላስ ክፍለ ጊዜን ታመቻቻለች። ለመሳተፍ ይመዝገቡ በ2023 በሚካሄደው ዘመናዊ የሥራ ቦታ አፍሪካ ጉባኤ ላይ ከእነዚህና ከሌሎች በርካታ ታዋቂ ተናጋሪዎች ጠቃሚ ግንዛቤዎችን ለማግኘት ከእኛ ጋር ይሳተፉ። ጉባኤው የቁልፍ ማስታወሻ አድራሻዎችን፣ የፓናል ክፍለ ጊዜዎችን፣ ወርክሾፖችን፣ ማስተር ክፍሎችን፣ የምርት ኤግዚቢሽኖችን፣ የሥራ ትርኢት እና ሰፊ የኔትወርክ እድሎችን እንደሚያቀርብ ተስፋ ይሰጣል። ቀን፡ ቅዳሜ፣ ጥቅምት 21፣ 2023 ቦታ: ላንድማርክ ማእከል, ቪክቶሪያ ደሴት, ሌጎስ, ናይጄሪያ. በዘመናዊው የስራ ቦታ የወደፊት ህይወትዎን ለመቅረጽ ይህ��ን እድል እንዳያመልጥዎት። ቦታዎን ለመጠበቅ አሁን ይመዝገቡ። ቲኬቶችን ያግኙ ለስፖንሰርሺፕ እና ለኤግዚቢሽን እድሎች አቢሶላ አድኑጋን በ business@techpoint.africa ያግኙ። የሥራውን የወደፊት ዕጣ ፈንታ አብረን እንመርምር። በጉባኤው ላይ እንገናኝ!","Unlock the future of work with these distinguished speakers at the Modern Workplace Africa Conference 2023 In today's ever-changing world, the workplace is undergoing a profound transformation, and understanding its future is essential. We are delighted to introduce you to three exceptional speakers who will illuminate the path forward at the Modern Workplace Africa Conference 2023. Victor Fatanmi, Co-founder, Fullgap/FourthCanvas Victor Fatanmi, a purpose-driven business leader, is at the helm of FourthCanvas and Fullgap, where he is pioneering innovative ways to elevate experiences and shape the future of work. With FourthCanvas, he has assembled some of Africa's brightest minds in brand strategy and design. Building on this expertise, Fullgap, his tech startup, is building an operating system tailored for freelancers and anyone engaged in meaningful work. Victor is constantly rediscovering and living out his voice while helping other people and businesses — especially the underdogs — find theirs. At the Conference, he will share his insights on ""Riding the Gig Wave: Maximising Opportunities in the Gig Economy."" Chisom Nwokwu, Software Engineer & Author Chisom Nwokwu (fondly called TechQueen) is a software engineer based in Lagos, Nigeria working with the Sustainability Team at Microsoft. She joined Microsoft as a graduate shortly after rounding up an internship with the Bank of America, where she worked as a technology analyst. She actively helps product teams build more sustainable systems with proven data engineering skills on big data platforms. Chisom is the author of A Techie’s Guide into Big Tech Companies, a popular book which acts as a complete roadmap for landing jobs at international tech firms. Aside from engineering, Chisom has a growing YouTube channel dedicated to tech, career-related topics, and her life as a software engineer. As a woman in tech passionate about helping others, Chisom is keen on supporting individuals in the ecosystem, dedicating her social media channels to posting tech job opportunities and being a person of value and inspiration. Catch her in the panel session titled, ""Artificial Intelligence and Your Future in the Workplace."" Toun Tunde-Anjous, Founder, The People Practice Toun Tunde-Anjous is the Founder of The People Practice, a people advisory company that empowers companies through people, culture, and technology. She served as the Founding Director of People at Co-Creation Hub (CcHUB), where she oversaw people operations across Nigeria, Rwanda, and Kenya, and managed corporate partnerships. She has a degree in Economics from the University of Nottingham, UK, and a Master's degree in Human Resources Management from Aberdeen Business School, Robert Gordon University, UK. Toun is the author of Your Interview Cheat Code, a book designed to help individuals secure and thrive in roles. She has been featured on BBC Africa where she shared how her company accelerates culture alignment and proactively deals with workplace harassment. Toun's passion for reshaping Africa's work culture shines through her innovative product, OnCulture, which drives performance and synergy through learning and process automation. She'll be facilitating an executive masterclass session titled, ""Riding the Talent Migration Wave: How to Attract and Retain Top Talent in a Global Market."" Register to attend Join us at the Modern Workplace Africa Conference 2023 to gain invaluable insights from these distinguished speakers and many more. The Conference promises engaging keynote addresses, panel sessions, workshops, masterclasses, product exhibitions, a job fair, and ample networking opportunities. Date: Saturday, October 21, 2023. Venue: Landmark Centre, Victoria Island, Lagos, Nigeria. Don't miss this chance to shape your future in the modern workplace. Register now to secure your spot. Get Tickets For sponsorship and exhibition opportunities, contact Abisola Adenuga at business@techpoint.africa. Let's explore the future of work together. See you at the Conference!","Buɗe makomar aiki tare da waɗannan fitattun masu magana a Taron Zaman Aiki na Afirka na shekarar 2023 A cikin duniyar yau da kullum da ke canzawa, wurin aiki yana fuskantar babban canji, kuma fahimtar makomarsa yana da mahimmanci. Muna farin cikin gabatar muku da masu magana na musamman guda uku waɗanda za su haskaka hanyar ci gaba a Taron Zamani na Afirka na Zamani na 2023. Victor Fatanmi, Wanda aka kafa Fullgap/FourthCanvas tare dashi Victor Fatanmi, jagoran kasuwanci mai manufa,shi ke jagorantar FourthCanvas da Fullgap, inda ya kasance cikin na farko-farkon fito da sababbin hanyoyi don inganta ƙwarewa da kuma tsara makomar aiki a nan gaba. Da kamfanin FourthCanvas, ya tattara wasu fitattun masu masana na Afirka a tsara samfurin dabaru da ƙira. Ɗorawa akan wannan ƙwarewar, Fullgap, sabon kamfanisa na fasaha, yana gina wani tsarin aiki wanda aka ƙera don ma'aikata masu zaman kansu da duk wanda ke yin aiki mai ma'ana. Victor yana ci gaba da sake ganowa da bayyana kansa yayin da yake taimakawa sauran mutane da kamfanoni - musamman ma marasa ƙarfi - su sami nasu. A taron, zai faɗi shawarwarinsa akan ""Tuƙa Gig Wave: Ƙarfafa Dama a cikin Tattalin Arziƙin Gig"" Chisom Nwokwu, Injiniya Software & Mawallafiya Chisom Nwokwu (wadda aka fi sani da TechQueen) injiniyan software ne da ke Legas, Ƙasar Najeriya yana aiki tare da Tawagar Ɗorewa a Microsoft. Ta shiga Microsoft a matsayin wacce ta kammala digiri ba da daɗewa ba bayan ta kammala horon aiki tare da Bankin Amurka, inda ta yi aiki a matsayin manazarciyar fasaha. Ta himmatu tana taimakawa ƙungiyoyin samfura don gina ƙarin tsarin ɗorewa tare da ingantattun ƙwarewar injiniyan bayanai akan manyan dandamalin bayanai. Chisom itace marubuciyar Jagorar Techie zuwa Big Tech Companies, sanannen littafi wanda ke aiki azaman cikakkiyar taswira don samun ayyukan yi a kamfanonin fasaha na duniya. Baya ga aikin injiniya, Chisom tana da tashar YouTube mai girma da aka sadaukar don fasaha, batutuwa masu alaƙa da aiki, da rayuwarta a matsayin injiniyan software. A matsayinta na mace mai sha'awar taimaka wa wasu a fannin fasaha, Chisom tana da sha'awar tallafawa ɗaiɗaikun mutane a cikin yanayin muhalli, sadaukar da tashoshinta na kafofin watsa labaru don aika damar ayyukan fasaha da kuma kasancewa mutum mai ƙima da kwarjini. Ku haɗe da ta a taron kwamitin mai taken, ""Ƙirƙirarriyar Fasahada Makomarku a Wurin Aiki."" Toun Tunde-Anjous, wadda ta kafa kamfanin, The People Practice Toun Tunde-Anjous shine wanda ya kafa The People Practice, kamfani mai ba da shawara ga mutane wanda ke ba kamfanoni dama ta hanyar mutane, al'adu, da fasaha. Ta yi aiki a matsayin Daraktan Kafa kamfanin People a Co-Creation Hub (CcHUB), inda ta kula da ayyukan mutane a faɗin Ƙasashen Najeriya, Ruwanda, da Ƙasar Kenya, kuma ta gudanar da haɗin gwiwar kamfanoni. Ta yi digiri a fannin tattalin arziƙi daga Jami'ar Nottingham ta ƙasar Ingila, sannan ta yi digiri na biyu a fannin kula da albarkatun jama'a daga Makarantar Kasuwanci ta Aberdeen, Jami'ar Robert Gordon ta ƙasar Ingila. Toun itace marubuciyar littafin Your Interview Cheat Code, littafin da aka tsara don taimakawa mutane su samu gurabe da bunƙasa. An nuna ta a gidan labaran BBC Afirka inda ta bayyana yadda kamfaninta ke ƙara daidaita al'adu da kuma magance tsangwama a wurin aiki. Sha'awar Toun na sake fasalin al'adun aiki na Afirka yana haskakawa ta hanyar sabon samfurinta, OnCulture, wanda ke tafiyar da aiki da aiki tare ta hanyar koyo da sarrafa kansa. Za ta kasance tana gudanar da wani babban darasi mai taken, ""Ƙaruwar Yawan Hijirar Masu Fikira: Yadda ake Jawo hankali da Riƙe masu fikira a Kasuwar Duniya."" Yi rijista don halarta Kasance tare da mu a Taron Wurin Aikin Zamani na Afirka a shekarar 2023 don samun shawarwari masu tsada daga waɗannan fitattun masu magana, da ƙarin wasu da yawa. Taron ya yi alƙawarin gabatar da jawabai masu mahimmanci, zaman kwamiti, tarurrukan bita, darasi na darasi, nune-nunen samfuri, baje kolin ayyuka, da wadatacciyar damar sadarwar. Rana: Asabar, 21 ga Oktoba, 2023. Wuri: Cibiyar Landmark, Tsibirin Victoria, Lagos, Nigeria. Kada ku rasa wannan damar don tsara makomarku a wuraren aiki na zamani. Yi rijista yanzu don samun wurinku. Ku mallaki Tikitai Don ba da tallafi da damar nuni, tuntuɓi Abisola Adenuga a business@techpoint.africa. Bari mu bincika makomar aiki tare. Sai mun haɗu a taron!","Fungua mustakabali wa kazi na wazungumzaji hawa mashuhuri katika Kongamano la Kisasa la Mahali pa Kazi Afrika 2023 Katika ulimwengu wa kisasa unaobadilika kila wakati, mahali pa kazi pana mageuzi makubwa, na kuelewa mustakabali wake ni muhimu. Tunayo furaha kukutambulisha kwa wazungumzaji watatu wa kipekee ambao wataangazia njia ya kwenda mbele katika Kongamano la Kisasa la Mahali pa Kazi la Afrika 2023. Victor Fatanmi, mwanzilishi mwenza, Fullgap/FourthCanvas Victor Fatanmi, kiongozi wa biashara anayeendeshwa na kusudi, yuko kwenye usukani wa FourthCanvas na Fullgap, ambapo anaanzisha njia bunifu za kuinua uzoefu na kuunda mustakabali wa kazi. Akiwa na FourthCanvas, amekusanya baadhi ya Waafrika wenye akili angavu zaidi katika mkakati wa chapa na muundo. Kwa kuzingatia utaalam huu, Fullgap, uanzishaji wake wa teknolojia, inaunda mfumo wa uendeshaji iliyoundwa kwa wafanyikazi wa kujitegemea na mtu yeyote anayejishughulisha na kazi ya maana. Victor anagundua tena na kuishi kulingana na sauti yake huku akiwasaidia watu wengine na biashara - haswa walio chini - kupata yao. Katika Mkutano huo, atashiriki ufahamu wake juu ya ""Kuendesha Wimbi la Gig: Kuongeza Fursa katika Uchumi wa Gig."" Chisom Nwokwu, Mhandisi wa Programu & Mwandishi Chisom Nwokwu (anayeitwa TechQueen) ni mhandisi wa programu anayeishi Lagos, Nigeria anayefanya kazi na Timu ya Uendelevu katika Microsoft. Alijiunga na Microsoft kama mhitimu muda mfupi baada ya kukamilisha mafunzo na Benki ya Amerika, ambapo alifanya kazi kama mchambuzi wa teknolojia. Yeye husaidia timu za bidhaa kuunda mifumo endelevu zaidi na ujuzi wa uhandisi wa data uliothibitishwa kwenye majukwaa makubwa ya data. Chisom ni mwandishi wa Mwongozo wa A Techie katika Kampuni Kubwa za Tech, kitabu maarufu ambacho hufanya kama ramani kamili ya kupata kazi katika makampuni ya kimataifa ya teknolojia. Kando na uhandisi, Chisom ana chaneli inayokua ya YouTube inayojitolea kwa teknolojia, mada zinazohusiana na kazi na maisha yake kama mhandisi wa programu. Kama mwanamke katika teknolojia anayependa kusaidia wengine, Chisom anapenda kusaidia watu binafsi katika mfumo wa ikolojia, akitoa chaneli zake za mitandao ya kijamii kuchapisha fursa za kazi za kiteknolojia na kuwa mtu wa thamani na mhamasishaji. Mpate katika kipindi cha jopo chenye kichwa, ""Akili Bandia na Mustakabali Wako Mahali pa Kazi."" Toun Tunde-Anjous, Mwanzilishi, The People Practice Toun Tunde-Anjous ndiye Mwanzilishi wa The People Practice, kampuni ya ushauri wa watu ambayo huwezesha makampuni kupitia watu, utamaduni na teknolojia. Alihudumu kama Mkurugenzi Mwanzilishi wa Watu katika Co-Creation Hub (CcHUB), ambapo alisimamia shughuli za watu kote Nigeria, Rwanda, na Kenya, na kusimamia ushirikiano wa makampuni. Ana shahada ya Uchumi kutoka Chuo Kikuu cha Nottingham, Uingereza, na Shahada ya Uzamili katika Usimamizi wa Rasilimali Watu kutoka Shule ya Biashara ya Aberdeen, Chuo Kikuu cha Robert Gordon, Uingereza. Toun ndiye mwandishi wa Msimbo Wako wa Kudanganya Mahojiano, kitabu kilichoundwa ili kuwasaidia watu binafsi kutunza na kustawi katika majukumu. Amekuwa akionyeshwa kwenye BBC Africa ambapo hushirikisha jinsi kampuni yake inavyoharakisha upatanishi wa kitamaduni na kushughulikia kwa vitendo unyanyasaji mahali pa kazi. Shauku ya Toun ya kuunda upya utamaduni wa kazi wa Afrika inang'aa kupitia bidhaa yake bunifu, OnCulture, ambayo huendesha utendaji na ushirikiano kupitia kujifunza na kuchakata otomatiki. Atakuwa akisimamia kipindi cha darasa bora zaidi kinachoitwa, ""Kuendesha Wimbi la Uhamiaji wa Vipaji: Jinsi ya Kuvutia na Kuhifadhi Vipaji Vikuu katika Soko la Kimataifa."" Jiandikishe kuhudhuria Jiunge nasi katika Kongamano la Kisasa la Mahali pa Kazi la Afrika 2023 ili kupata maarifa muhimu kutoka kwa wazungumzaji hawa mashuhuri na mengine mengi. Mkutano huahidi kushirikisha anwani kuu, vikao vya jopo, warsha, madarasa bora, maonyesho ya bidhaa, maonyesho ya kazi, na fursa nyingi za mitandao. Tarehe: Jumamosi, Oktoba 21, 2023. Mahali: Landmark Center, Victoria Island, Lagos, Nigeria. Usikose nafasi hii ya kuunda maisha yako ya baadaye katika eneo la kazi la kisasa. Jisajili sasa ili kupata nafasi yako. Pata Tiketi Kwa fursa za ufadhili na maonyesho, wasiliana na Abisola Adenuga katika business@techpoint.africa. Wacha tuchunguze mustakabali wa kazi pamoja. Tukutane kwenye Mkutano!","Ní òye ọjọ́ ọ̀la iṣẹ́ pẹ̀lú àwọn gbajúmọ̀ Olùbánisọ̀rọ̀ wọ̀nyí ní Àpéjọ Ibi Iṣẹ́ Ayé òde òní ní Áfíríkà 2023. Ní ayé òde òní tí gbogbo nǹkan ń yí padà lójoojúmọ́, ibi iṣẹ́ ń rí àyípadà ńlá, bẹ́ẹ̀ níní òye ọjọ́ ọ̀la rẹ̀ ṣe pàtàkì. Inú wa dùn láti fi àwọn olùdánilẹ́kọ̀ọ́ àrà ọ̀tọ̀ mẹ́ta hàn yín tí wọ́n yóò máa tan ìmọ́lẹ̀n sí ọ̀nà ìlọsíwájú ní Àpérò Ibi iṣẹ́ òde òní ní Áfíríkà 2023. Victor Fatanmi, ọ̀kan nínú àwọn Olùdásílẹ̀, Fullgap/FourthCanvas. Victor Fatanmi, olùdarí okòwò tí ó ní àfojúsùn, ni adarí FourthCanvas àti Fullgap, níbi tí ń síwájú àwọn ọ̀nà àtinúdá láti ṣe àgbéga ìrírí iṣẹ́ kí ó sì mú ìdàgbàsókè bá ọjọ́ ọ̀la iṣẹ́. Pẹ̀lú FourthCanvas, ó ti ṣe àtòjọ àwọn ọlọ́gbọ́n ilẹ̀ Afíríkà díẹ̀ nínú ọgbọ́n àti ẹ̀hun iṣẹ́. Fífi ẹ̀bùn yìí ṣe àtẹ̀gùn, Fullgap, ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ rẹ̀, ń kọ́ ètò iṣẹ́ kan tí ó wà fún àwọn oníṣẹ́ àdáni àti ẹlòmíràn tí ó ń ṣe iṣẹ́ tí ó ní ìtumọ̀. Gbogbo ìgbà ni Victor ń ṣe àwárí tí ó sì ń fi tiẹ̀ sílẹ̀ nígbà tí ó bá ń ṣe ìrànlọ́wọ́ fún àwọn ènìyàn àti okòwò mìíràn - pàápàá jùlọ àwọn tí kò lórúkọ - láti gbọ́ tiwọn. Nínú àpérò yìí, yóò sọ̀rọ̀ nípa àwọn ìwòye rẹ̀ lórí ""Ṣíṣe Àkóso Iṣẹ́ ara Ẹni: Àmúlò àwọn Àǹfààní inú Ọrọ̀-ajé Iṣẹ́ ara Ẹni."" Chisom Nwoku, onímọ̀ ẹ̀rọ ohun èlò ẹ̀rọ & Òǹkọ̀wé. Chisom Nwoku (tí àwọn ènìyàn máa ń pè ní TechQueen) jẹ́ onímọ̀ ẹ̀rọ ohun èlò ẹ̀rọ tí ó kalẹ̀ sí Ìpínlẹ̀ Èkó, Nigeria ó ń ṣiṣẹ́ pẹ̀lú àwọn Ikọ̀ àtìlẹ́yìn Kánrinkése ní Microsoft. Ó darapọ̀ mọ́ Microsoft gẹ́gẹ́ bí akẹ́kọ̀ọ́ggboyè lẹ́yìn tí �� parí ẹ̀kọ́ṣẹ́ pẹ̀lú Bank of America, níbi tí ó ti ṣiṣẹ́ gẹ́gẹ́ bí aṣàtúpalẹ̀ ìmọ̀-ẹ̀rọ. Ó ṣe ìrànlọ́wọ́ púpọ̀ fún àwọn ikọ̀ ọjà láti ṣẹ̀dá àwọn ètò kánrinkése pẹ̀lú àwọn ìmọ̀-ọ́nṣe ìmọ̀-ẹ̀rọ ìwífun-àlàyé lórí àwọn ìkànnì ìwífun-àlàyé ńlá. Chisom ni Òǹkọ̀wé A Techie's Guide into Big Tech Companies, gbajúgbajà ìwé tí ó ń ṣiṣẹ́ gẹ́gẹ́ bí ìtọ́nisọ́nà láti gba iṣẹ́ ní àwọn ilé-iṣẹ́ ìmọ̀ ẹ̀rọ ńlá. Yàtọ̀ sí ìmọ̀-ẹ̀rọ, Chisom ní ìkànnì YouTube tí ó ń dàgbà èyí tí ó wà fún ìmọ̀-ẹ̀rọ, àwọn orí ọ̀rọ̀ tí ó jẹmọ́ iṣẹ́ àṣelà. Gẹ́gẹ́ bí obìnrin nínú ìmọ̀-ẹ̀rọ tí ó ní àfojúsùn láti ṣe ìrànlọ́wọ́ fún àwọn ẹlòmíràn, Chisom ní ìpinnu láti ṣe àtìlẹ́yìn fún àwọn ènìyàn nínú ètò àwùjọ, ó fi àwọn ìkànnì ìbánidọ́rẹ̀ẹ́ rẹ̀ jìn fún ṣíṣe àtẹ̀jáde àwọn àǹfààní iṣẹ́ ìmọ̀-ẹ̀rọ àti pé ó jẹ́ ènìyàn rere àti ìwúrí. Ẹ pàdé rẹ níbí ìjíròrò tí ó ní àkòrí, ""Ọgbọ́n Àtọọ́dá àti Ọjọ́ ọ̀la rẹ níbi Iṣẹ́."" Toun Tunde-Anjous, Olùdásílẹ̀, The People Practice. Toun Tunde-Anjous ni Olùdásílẹ̀ The People Practice, ilé-iṣẹ́ agbani-nímọ̀ràn kan tí ó ń ṣe ìrónilágbára fún àwọn ilé-iṣẹ́ nípasẹ̀ àwọn ènìyàn, àṣà, àti ìmọ̀-ẹ̀rọ. Ó ń ṣiṣẹ́ gẹ́gẹ́ bí Olùdarí Ìpilẹ̀ṣẹ̀ àwọn ènìyàn ní Co-Creation Hub (CcHub), níbi tí ó ti ń darí iṣẹ́ àwọn ènìyàn káàkiri Nigeria, Rwanda, àti Kenya, ó sì ń ṣe àkóso ìbánidòwòpọ̀ àwọn ilé-iṣẹ́. Ó ní òye àpọ́n nínú Ìmọ̀ Ọrọ̀ ajé láti University of Nottingham, UK àti òye Ọ̀gá nínú Ìmọ̀ àkóso Ọrọ̀ ajẹmọ́mìyàn láti Aberdeen Business Svholl, Robert Gordon University, UK. Toun ni Òǹkọ̀wé Your Interview Cheat Code, ìwé tí ó wà láti rán àwọn ènìyàn lọ́wọ́ láti gba iṣẹ́ kí wọ́n sì ṣe dáadáa nínú àwọn iṣẹ́ náà. Wọ́n ti pè é sórí BBC Africa níbi tí ó ti sọ̀rọ̀ nípa bí ilé-iṣẹ́ rẹ̀ ṣe ń mú ìlọsíwájú ayákánkán bá ìbáṣepọ̀ àti bí bí wọn ṣe ń gbógun ti ìdúnkookò-mọ́ni níbi iṣẹ́. Èròǹgbà Toun láti mú àyípadà bá àgbékalẹ̀ iṣẹ́ ní Áfríkà farahàn nínú ìṣẹ̀dá ọjà rẹ̀, OnCulture, tí ó ń mú ìlọsíwájú bá ìṣe àti àjọṣepọ̀ nípasẹ̀ ẹ̀kọ́ àti àdáṣiṣẹ́ ètò. Yóò máa dárí ìdanilẹ́kọ̀ọ́ àwọn olùdarí kan tí àkòrí rẹ̀ ń jẹ́, ""Fífi Ìfọ́nkálé Ìsípòpadà Ẹ̀bùn ṣe Àtẹ̀gùn: Bí ẹ ṣe lè fa ènìyàn tí ó ní ẹ̀bùn nínú ọjà àgbáyé àti bí ẹ ṣe lè gbà wọ́n."" Forúkọsílẹ̀ kí ó lè darapọ̀. Darapọ̀ mọ́ wa ní Àpérò Ibi iṣẹ́ òde òní ní Áfíríkà 2023 kí o kọ́ nípa àwọn ọgbọ́n tí ó ṣe iyebíye láti ọ̀dọ̀ àwọn olùdánilẹ́kọ̀ọ́ wa àti àwọn mìíràn. Àpérò náà ṣe ìlérí láti ṣàyẹ̀wò àwọn kókó ọ̀rọ̀ àpérò, ìjíròrò ọ̀wọ̀ọ̀wọ́, ìdanilẹ́kọ̀ọ́, ìdanilẹ́kọ̀ọ́ ajẹmọ́ ìmọ̀-ọ́nṣe, ìpàtẹ ọjà, àpérò ìgbanisíṣẹ́, àti ọ̀pọ̀ àwọn àǹfààní ìṣàṣepọ̀. Déètì: Ọjọ́ Àbámẹ́ta, 21 Oṣù Kẹwàá, 2023. Ibi Ìpàdé: Landmark Centre, Victoria Island, Lagos, Nigeria. Má ṣe pàdánù àǹfààní yìí láti mú àyípadà bá ọjọ́ ọ̀la rẹ níbi Iṣẹ́ ayé òde òní. Forúkọsílẹ̀ nísinsìnyí láti mú ààyè rẹ. Ra tíkẹ́ẹ̀tì Láti ṣe onígbọ̀wọ́ àti fún àwọn àǹfààní ìpàtẹ, kàn sí Abisola Adenuga ní business@techpoint.africa. Ẹ jẹ́ kí a dìjọ wádìí ọjọ́ ọ̀la iṣẹ́. A ó pàdé níbi Àpérò náà.!","Vula ikusasa lomsebenzi ngalezi zikhulumi ezivelele kuModern Workplace Africa Conference 2023 Ezweni lanamuhla elishintsha njalo, indawo yokusebenza iba nezinguquko ezinkulu, futhi ukuqonda ikusasa layo kubalulekile. Siyajabula ukunazisa ngezikhulumi ezintathu ezihlukile ezizokhanyisa indlela eya eNgqungqutheleni yeModern Workplace Africa 2023. UVictor Fatanmi, umsunguli, iFullgap/FourthCanvas UVictor Fatanmi, umholi webhizinisi onenhloso, usohlwini lweFourthCanvas neFullgap, lapho ephayona khona izindlela ezintsha zokuphakamisa ulwazi nokulolonga ikusasa lomsebenzi. NgeFourthCanvas, uhlanganise izingqondo eziqhakazile zase-Afrika ezinhlelweni zesu lomkhiqizo nokuklama. Ngokwakhela kulobu buchwepheshe, iFullgap, isiqalo sakhe sezobuchwepheshe, yakha uhlelo lokusebenza oluklanyelwe amafreelancers nanoma ubani owenza umsebenzi ophusile. UVictor uhlale ethola kabusha futhi ephila izwi lakhe ngenkathi esiza abanye abantu namabhizinisi - ikakhulukazi abangaphansi - bathole awabo. Engqungqutheleni, uzokwabelana ngemininingwane yakhe ethi ""Riding the Gig Wave: Ukukhulisa Amathuba Emnothweni WeGig."" Chisom Nwokwu, Software Engineer & Author UChisom Nwokwu (obizwa ngokuthandwa ngokuthi iTechQueen) unjiniyela wesofthiwe ozinze eLagos, eNigeria esebenza neThimba LeSustainability kwa-Microsoft. Ujoyine iMicrosoft njengomfundi ofundela umsebenzi ngemuva nje kokuphothula i-internship neBank of America, lapho asebenza khona njengomhlaziyi wezobuchwepheshe. Usiza ngokukhuthele amaqembu omkhiqizo ukuthi akhe amasistimu aqine kakhulu anamakhono afakazelwe wobunjiniyela bedatha kumapulatifomu amakhulu edatha. UChisom ungumbhali we-A Techie's Guide into Big Tech Companies, incwadi edumile esebenza njengomhlahlandlela ophelele wokuthola imisebenzi ezinkampanini zobuchwepheshe zamazwe ngamazwe. Ngaphandle kobunjiniyela, uChisom unesiteshi esikhulayo seYouTube esizinikele kwezobuchwepheshe, izihloko ezihlobene nomsebenzi, nempilo yakhe njengonjiniyela wesofthiwe. Njengowesifazane kwezobuchwepheshe othanda ukusiza abanye, uChisom uzibophezele ekusekeleni abantu ku-ecosystem, enikela ngeziteshi zakhe zokuxhumana nabantu ekuthumeleni amathuba emisebenzi yezobuchwepheshe nokuba ngumuntu obalulekile nokhuthazayo. Mbambe kuseshini yephaneli enesihloko esithi, ""Artificial Intelligence kanye nekusasa lakho emsebenzini."" Toun Tunde-Anjous, Umsunguli, The People Practice U-Toun Tunde-Anjous ungumsunguli weThe People Practice, inkampani yokubonisana nabantu enika izinkampani amandla ngokusebenzisa abantu, amasiko, kanye nobuchwepheshe. Usebenze njengoMqondisi Osungule Wabantu eCo-Creation Hub (iCcHUB), lapho ayengamele khona ukusebenza kwabantu kulo lonke elaseNigeria, iRwanda, neKenya, futhi elawula ubudlelwano bezinkampani. Uneziqu zeEconomics azithola e-University of Nottingham, e-UK, kanye neziqu zeMaster in Human Resources Management azithola e-Aberdeen Business School, eRobert Gordon University, e-UK. UToun ungumbhali weYour Interview Cheat Code, incwadi eklanyelwe ukusiza abantu ngabanye ukuthi bavikeleke futhi baphumelele ezindimeni. Uvezwe kuBBC Africa lapho abelane khona ngokuthi inkampani yakhe isheshisa kanjani ukuqondanisa amasiko kanye nokubhekana nokuhlukumeza emsebenzini. Intshiseko kaToun yokubumba kabusha isiko lomsebenzi wase-Afrika ibonakala emkhiqizweni wakhe omusha, i-OnCulture, eqhuba ukubambisana nokufunda nge-automation. Uzobe eqhuba iseshini yemasterclass enesihloko esithi, ""Riding the Talent Migration Wave: Indlela Yokuheha Nokugcina Ithalente Eliphezulu Emakethe Yomhlaba."" Bhalisa ukuze uthamele Hlanganyela nathi kuModern Workplace Africa Conference 2023 ukuze uthole imininingwane ebalulekile evela kulezi zikhulumi eziqavile nokunye. Ingqungquthela ithembisa ukufaka amakheli abalulekile, izikhathi zephaneli, amaworkshops, amamasterclass, imibukiso yemikhiqizo, umbukiso wemisebenzi, namathuba amaningi okuxhumana. Idethi: NgoMgqibelo, uMfumfu 21, 2023. Indawo: Landmark Center, Victoria Island, Lagos, Nigeria. Ungaphuthelwa leli thuba lokubumba ikusasa lakho endaweni yokusebenza yesimanjemanje. Bhalisa manje ukuze uvikele indawo yakho. Thola Amathikithi Ukuze uthole uxhaso namathuba ombukiso, xhumana no-Abisola Adenuga kubusiness@techpoint.africa. Ake sihlole ikusasa lomsebenzi ndawonye. Sobonana kwiNgqungquthela!"
+"የኡጋንዳ ፊንቴክ፣ አሳክ፣ የሜክሲኮ ጅምር አግኝቷል መልካም መስከረም! መልካም አዲስ አመት መቼ ነው የጮኽነው? ውድ አንባቢ፣ ጊዜው ይበራል! ሥራ ምንም ይሁን ምን ሁላችንም በዚህ ወር ለመዝናናት ቃል ልንገባ እንችላለን? ያለፈው ወር ድንቅ ነበር; በየሳምንቱ መጨረሻ ለመውጣት ሞከርኩ። እመኑኝ ፣ ለእኔ ዘና የሚያደርግ ነበር። በዚህ ቅዳሜና እሁድ፣ እባኮትን ከአንድ ሰው ጋር ይውጡ - ምቶዱት ሰው፣ ጓደኛ፣ ምታውቁት ሰው ወይም አጋር። በነገራችን ላይ ቴክፖይን ዳይጀስትን አዘውትረህ በማንበብህ አደንቃለሁ። አንቺ ምርጥ ነሽ፡፡ በቴክፖይንት አፍሪካ ፖድካስት የዚህ ሳምንት ክፍል ላይ ኤዲቶሪያሉ ኤክስ የፊንቴክ ምርት ለመፍጠር ስላለው እቅድ፣ የናይጄሪያ የኤአይ ፖሊሲ ተመራማሪዎችን ፍለጋ እና የአናምብራ ግዛት ለመንገድ መብት ዜሮ ክፍያዎችን ተግባራዊ ማድረጉን ጨምሮ የሚስበ ታሪኮችን ተወያይቷል። እዚህ ያዳምጡ። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- የኡጋንዳ ፊንቴክ፣ አሳክ፣ የሜክሲኮ ጅምር አግኝቷል ኤምቲኤን ናይጄሪያ ₦ 125 ቢሊዮን ሰብስቧል። ኡበር በኬንያ የኤሌክትሪክ ሞተር ብስክሌቶችን አስጀመረ የኡጋንዳ ፊንቴክ፣ አሳክ፣ የሜክሲኮ ጅምር አግኝቷል የኡጋንዳ የፋይንቴክ ኩባንያ አሳክ የሜክሲኮ ጅምር የሆነውን ፍሌክስክለብን ላልታወቀ ድምር በማግኘት ወደ ላቲን አሜሪካ ተስፋፍቷል። ግዢው አሳክ ከፍሌክስክለብ ሜክሲኮ ሰራተኞች ጋር በመተባበር በክሬዲት ስነ-ምህዳሩ ላይ እንዲገነባ ያስችለዋል, በተለየ ሁኔታ ለላቲን አሜሪካ ክልል ፈጠራ የፋይናንስ መፍትሄዎችን ለመጀመር፡፡ ፍለክስክለብ ለ ኡበር አሽከርካሪዎች የመኪና ፋይናንስ እና የደቡብ አፍሪካ የመኪና ኪራይ ኩባንያዎች ለአሽከርካሪዎች የመኪና"" ደንበኝነት ምዝገባ"" እንዲያቀርቡ የሚያስችል ሶፍትዌር ይሰጣል። በዚህ ስምምነት በኩል የኡጋንዳው ተንቀሳቃሽነት ፊንቴክ የብድር መፍትሔዎቹን በሜክሲኮ ውስጥ በማስተዋወቅ ለሰራተኞች ተመጣጣኝ ብድር እንዲያገኙ ቀላል ያደርገዋል፡፡ የ ፍለክስክለብ ዋና ሥራ አስፈጻሚ እና ተባባሪ መስራች ቲናሽ ሩዛኔ ኩባንያው ፈታኝ በሆነው የኢኮኖሚ ሁኔታ እና በትኩረት መጨመር አስፈላጊነት ምክንያት ከሜክሲኮ ገበያ እየወጣ እንደሆነ አስታውቋል፡፡ ጃቪየር ሴራኖ, ፍለክስክለብ (አሁን አሳክ ምክሲኮ) ዋና ሥራ አስኪያጅ, ቡድኑን እና ፖርትፎሊዮውን ከመሠረቱ በመፍጠር ረድቷል፡፡ እ.ኤ.አ. በ2016 በካይቫን ሳታር (ዋና ሥራ አስፈፃሚ እና መስራች) የተመሰረተው አሳክ ለኡጋንዳውያን የሞተር ሳይክል እና የዘመናዊ ስልኮች ብድር በግል እና እንደ ሴፍቦዳ ባሉ አጋሮች አቅርቧል። ""ተሽከርካሪው ወደ ብድር ስነ-ምህዳራችን መግቢያ ነጥብ ነው, ከእሱ አሽከርካሪዎች ለነዳጅ, ለጥገና, የዘመናዊ ስልኮች ወይም ለሌላ ፍላጎቶች ተጨማሪ ብድር ማግኘት ይችላሉ፡፡ ይህ ለደንበኞቻችን በመስመር ላይም ሆነ በአካል በስፋት በትርፋማነት ሊከናወን እንደሚችል አረጋግጠናል፡፡” ብለዋል አቶ ሳታር። ኡበር በኬንያ የኤሌክትሪክ ሞተር ብስክሌቶችን አስጀመረ ኡበር በኬንያ 80 ኪሎ ሜትር ርዝመት ያለው አንድ ኤሌክትሪክ የተሰኘ ኤሌክትሪክ ሞተር ብስክሌቱን አምጥቷል። ለምን? በመካከለኛው ምሥራቅ እና በአፍሪካ የኡበር ዳይሬክተር እና የክልል ዋና ሥራ አስኪያጅ የሆኑት ፍራንዝ ሂምስትራ ይህ ጅምር ኩባንያው በ 2040 የዜሮ-ልቀት መድረክን ለማሳካት የሚያደርገውን ጥረት እንደሚደግፍ ተናግረዋል። የኢ-ተንቀሳቃሽነት ኩባንያ ግሪንዊልስ አፍሪካ የጥገና እና የኃይል መሙያ ጨምሮ ከብስክሌት ጋር የተያያዙ ሁሉንም የሎጂስቲክስ ጒዳዮችን ያስተዳድራል፡፡ የኡበር የምሥራቅ አፍሪካ ኃላፊ ኢምራን ማንጂ እንዳሉት ግሪንዊልስ በአሁኑ ወቅት በኬንያ ጥቂት የኃይል መሙያ ጣቢያዎችን የሚያስተዳድር ሲሆን በዓመቱ መጨረሻ ላይ ቁጥሩን ወደ አሥር ለማሳደግ አቅደዋል። ይሁን እንጂ አሽከርካሪዎች ብስክሌታቸውን የመሙላት ሃላፊነት አይኖራቸውም። በምትኩ የግሪንዊልስ አፍሪካ ጣቢያዎችን የቆዩ ባትሪዎችን በአዳዲስ ባትሪዎች ለመለወጥ ይጠቀማሉ። ወደ ሌሎች የኬንያ ከተሞች ከመስፋፋት እቅድ ጋር ብስክሌቶቹ መጀመሪያ ላይ በተወሰኑ የናይሮቢ አካባቢዎች ብቻ ይገኛሉ። ይህ ኬንያ ብሄራዊ ኤሌክትሪክ ተንቀሳቃሽነት እቅድ ከጀመረበት ጋር የሚገጣጠም ሲሆን ይህም ለአካባቢ ጥበቃ ተስማሚ የሆነ የመጓጓዣ አውታር ለመዘርጋት እና ለረጅም ጊዜ ዘላቂ የመንገድ ትራፊክ አስተዳደር በርካታ ውጥኖችን ለማስተዋወቅ ያለመ ነው። ኤምቲኤን ናይጄሪያ ₦ 125 ቢሊዮን ሰብስቧል። ኤምቲኤን ናይጄሪያ የኩባንያውን የገንዘብ ድጋፍ ማግኛ አማራጮች ለመጨመር ተከታታይ 6 እና 7 የንግድ ወረቀቶችን በማውጣት ₦125 ቢሊዮን ( 161 ሚሊዮን ዶላር) አሰባስቧል። የንግድ የወረቀት ማስታወሻዎች ምንድን ናቸው? እነዚህ ባንኮች ወይም ኮርፖሬሽኖች ለአጭር ጊዜ ገንዘብ ለመበደር የሚጠቀሙባቸው የአጭር ጊዜ ብድር ዓይነቶች ናቸው፣ ብ��ውን ጊዜ ከአንድ ዓመት በታች። ይህን ገንዘብ ደመወዝ፣ ሂሳቦችና ሌሎች ወጪዎችን ለመሸፈን ይጠቀማሉ። ስለዚህ፣ ኤምቲኤን ናይጄሪያ ገንዘቡን ለአጭር ጊዜ የስራ ካፒታል ፍላጎቶች ለማሟላት ይጠቀማል። የንግድ ወረቀት ማስታወሻዎች በአጠቃላይ ለአጭር ጊዜ( ለጥቂት ሳምንታት ወይም ወሮች) የሚሰጡ ሲሆን ሲበስሉ ይከፈላሉ። ዋስትና ስለሌላቸው"" ያልተረጋገጠ"" ብድር ተብለው ይጠራሉ። ቴሌኮው የ265 ቀን እና የ181 ቀን የንግድ ወረቀቶችን ከነሃሴ 23 ቀን 2023 የወጣ ሲሆን እንደቅደም ተከተላቸው 13.50% እና 13.50% ምርት አስገኝቷል። በንግግሩ ውስጥ ፣ “ኤምቲኤን ናይጄሪያ ₦100 ቢሊዮን ለማሰባሰብ የፈለገ ሲሆን ቅናሹ በሁለቱም ተከታታዮች ከተሰጠ ₦125 ቢሊዮን ጋር 146% የደንበኝነት ምዝገባ አስመዝግቧል፡፡ ይህ በናይጄሪያ የዕዳ ካፒታል ገበያዎች ውስጥ በማንኛውም ኮርፖሬሽን በአንድ የቀን መቁጠሪያ ዓመት ውስጥ ትልቁን አጠቃላይ የሲፒ ልቀትን ይወክላል። ሳይድባር፡ በማርች 2023 ኤምቲኤን ናይጄሪያ የአጭር ጊዜ የገንዘብ ድጋፍ እና የስራ ካፒታል ፍላጎቶቹን ለማሟላት ተከታታይ 4 እና 5 የንግድ ወረቀቶችን በማውጣት ₦125 ቢሊዮን ሰብስቧል። የማነበው ና የምመለከተው ዩቲዩብ ሙዚቃ አሁን የዩቲዩብ አስተያየቶች አሉት፣ ምክንያቱም ጎግል ምንም አልተማረም። የድንግልና ማጭበርበር የፕሮቴስታንት ተሐድሶ ለምን ተከሰተ?","Ugandan fintech, Asaak, acquires Mexican startup Happy September! When did we scream Happy New Year? Dear reader, time flies! Can we all promise to have fun this month, regardless of work? Last month was fantastic; I tried to go out every weekend. Trust me, it was relaxing for me. This weekend, please go out with someone — a crush, a friend, an acquaintance, or a partner. By the way, I appreciate you reading Techpoint Digest regularly. You’re the best. On this week’s episode of the Techpoint Africa Podcast, the editorial discussed interesting stories, including X's plans to create a fintech product, Nigeria's search for AI policy researchers, and Anambra State implementing zero charges for Right of Way. Listen here. Here's what I've got for you today: Ugandan fintech, Asaak, acquires a Mexican startup MTN Nigeria raises ₦125 billion Uber launches electric motorbike in Kenya Ugandan fintech, Asaak, acquires a Mexican startup Asaak, a Ugandan fintech company, has expanded into Latin America by acquiring FlexClub, a Mexican startup, for an undisclosed sum. The acquisition will allow Asaak to build on its credit ecosystem by collaborating with the FlexClub Mexico staff to launch creative financial solutions specifically for the Latin American region. FlexClub provides car financing for Uber drivers and software that allows South African car rental companies to offer drivers vehicle ""subscriptions."" Through this agreement, the Ugandan mobility fintech will also introduce its credit solutions in Mexico, making it easier for employees to access affordable credit. Tinashe Ruzane, CEO and Co-founder of FlexClub announced that the company is exiting the Mexican market due to the challenging economic climate and the need for increased focus. Javier Serrano, FlexClub (now Asaak Mexico) General Manager, assisted in creating the group and its portfolio from the ground up. Founded in 2016 by Kaivan Sattar (CEO and Founder), Asaak offered motorcycle and smartphone loans to Ugandans individually and through partners like SafeBoda. “The vehicle is the entry point into our credit ecosystem, from which drivers can eventually access additional credit for fuel, repairs, smartphones or other needs they may have. We’ve proven this can be done profitably at scale for our clients, both online and in person,” Sattar said. Uber launches electric motorbike in Kenya Uber has launched an 80-kilometre-range electric motorbike, One Electric, in Kenya. Why? Frans Hiemstra, Director and Regional General Manager of Uber for the Middle East and Africa, said the launch aids the company's efforts to achieve a zero-emissions platform by 2040. E-mobility company, Greenwheels Africa, will manage all bike-related logistical matters, including maintenance and charging. Imran Manji, Uber's Head of East Africa, said Greenwheels currently runs a few charging stations in Kenya, and they intend to increase that number to ten before the end of the year. However, riders will not be responsible for charging their bikes. Instead, they will use the Greenwheels Africa stations to swap old batteries for new ones. The bikes will initially only be available in certain parts of Nairobi, with plans to expand to other Kenyan cities later. This coincides with Kenya’s launch of the National Electric Mobility Plan, which aims to develop a more environmentally friendly transportation network and introduce several initiatives for long-term sustainable road traffic management. MTN Nigeria raises ₦125 billion MTN Nigeria has raised ₦125 billion ($161 million) by issuing series 6 and 7 commercial paper notes to increase the company's funding options. What are commercial paper notes? They are a type of short-term loan that banks or corporations use to borrow money for a brief period, typically less than a year. They use this cash to cover expenses, including salaries, bills, and other costs. So, MTN Nigeria will use the funds to meet immediate short-term working capital needs. Commercial paper notes are typically issued for a short time (a few weeks or months) and are repaid when they mature. They are referred to as ""unsecured"" loans because they lack collateral. The telco issued 265-day and 181-day commercial papers with an issue date of August 23, 2023, and yields of 13.50% and 13.50%, respectively. In a statement, “MTN Nigeria sought to raise ₦100 billion, and the offer recorded 146% subscription with ₦125 billion issued across both series. This represents the largest aggregate CP issuance within a calendar year by any corporation in Nigeria’s debt capital markets.” Sidebar: In March 2023, MTN Nigeria raised ₦125 billion by issuing series 4 and 5 commercial papers to meet its short-term funding and working capital needs. What I'm reading and watching YouTube Music now has YouTube comments, because Google learned nothing The virginity fraud Why did the Protestant Reformation Happen?","Kamfanin fasahar harkokin kuɗi na Yuganda, Asaak, ya samu damar kafa sabon reshe a Mexico. Barka da shigowa watan Satumba! Yaushe muka ƙwalla ihun murnar sabuwar shekara? Yakai mai karatu, lokaci yana gudu! Zamu iya yin alƙawarin samun nishaɗi a wannan wata, ba tare da la'akari da aiki ba? Watan da ya wuce ya ƙayatar; nayi ƙoƙaarin fita a kowanne hutun ƙarshen mako. Yarda dani, ya zamo kwanciyar hankali a gareni. A wannan hutun ƙarshen makon, dan Allah ɗan fita tare da wani â€"" kamar masoyi, aboki, wanda aka saba, ko abokin rayuwar aure. Ta wata fuskar, ina jin daɗin yanda kuke yawan karanta Techpoint Digest. Kune mafi kyau. A shirin sautin wannan makon na the Techpoint Africa, shirin ya tattauna labarai masu ban sha'awa, da suka haɗa da shirin kamfanin X na ƙirƙirar kayan fasahar kuɗi, neman da Najeriya kewa masu binciken ƙudirin fasahar AI, kuma jahar Anambara ta ƙaddamar da janye harajin hanya ga kamfanonin sadarwa. Saurari nan. Ga abinda nazo muku dashi yau: Kamfanin fasahar harkokin kuɗi na Yuganda, Asaak, ya samu da kafa sabon reshe a Mexico. Kamfanin sadarwar MTN na Najeɗriya ya tara ₦biliyan 125. Kamfanin Uber ya ƙaddamar da babur mai amfani da wutar lantarki a ƙasar Kenya. Kamfanin fasahar harkokin kuɗi na Yuganda, Asaak, ya samu da kafa sabon reshe a Mexico. Asaak, wani kamfanin fasahar kuɗi dake Yuganda, ya faɗaɗa izuwa Latin Amurka, ta hanyar mallakar FlexClub, wani sabon kamfani a Mexico, bisa wani adadin kuɗ da ba a bayyana ba. Mallakar zata baiwa Asaak damar ɗorawa akan sahar su ta bada bashi, ta hanyar haɗa hannu da ma'aikatan kamfanin FlexClub don ƙirƙirar hanyoyin warware matsalolin kuɗi, musamman a yankin Latin Amurka. FlexClub na samarda kuɗaɗen mota ga direbobin Uber, da kuma manhajar dake bayar hayar motoci ga ɗan Afrika ta Kudu, Ta hanyar wannan yarjejeniya, kamfanin na Yuganda zai kuma gabatar da hanyoyin bada bashinsa a ƙasar Mexico, wanda zai sauƙaƙawa ma'aikata samun bashi sassauta. Tinashe Ruzane, shugaba kuma wanda ya taimaka wajen kafa kamfanin na FlexClub ya sanarda cewa kamfanin na farantawa kasuwar Mexico saboda yanayi na ƙalubalen tattalin arziƙi da kuma buƙatar ƙara maida hankali. Javier Serrano, Manajan Gudanarwa na FlexClub (wanda yanzu ya koma Asaak Mexico), ya taimaka wajen ƙirƙirar rukunin da ofisoshin sa tun daga tushe. Kamfanin, wanda Kaivan Sattar (shugaba kuma wanda ya kafa) ya kafa a shekarar 2016, Asaak na bada bashin babura da wayoyin zamani ga ƴan Yuganda a ɗaiɗaikun mutane da kuma ta hanyar abokan hulɗa irin su SafeBoda. ""Abin hawan shine matakin shiga sahar tsarin bada bashin mu, wanda a ƙarshe daga nan ne direbobi kan samu ƙarin bashi don sayen mai, gyara, wayoyin zamani, da sauran buƙatu da suke dasu. Mun tabbatar wannan za'a iya yinsa don riba a sikeli ga abokan hulɗarmu, na intanet dana fuska da fuska, inji Sattar. Kamfanin Uber ya ƙaddamar da babur mai amfani da wutar lantarki a ƙasar Kenya. Uber ya ƙaddamar da babur mai amfani da wutar lantarki mai cin nisan kilomita 80, mai suna One Electric a ƙasar Kenya. Me yasa? Frans Hiemstra, Darakta kuma Manajan Gudanarwar Yanki na Uber a Gabas ta Tsakiya da Afrika, yace ƙaddamarwar ta taimakawa ƙoƙarin kamfanin na cimma yanayi da ba a fitar da iska mai guba nan da shekarar 2040. Kamfanin E-mobility, Greenwheels Africa, shine zai sarrafa duk abubuwan da suka shafi kayan aikin mashin ɗin, gami da kulawa da kuma caji. Imran Manji, shugaban Uber na Gabashin Afrika yace, yanzu haka Greenwheels na gudanar da wasu tashoshin yin caji a ƙasar Kenya, kuma sun so su ƙara yawan wannan adadi izuwa goma kafin ƙarshen shekara. Duk da haka, mahaya baburan ba su keda alhakin caja baburan ba. A maimakon haka, zasu riƙa amfani da tashoshin caji na Greenwheels Africa, don su sauya baturan a basu sababbi. Da farko baburan an tsara zasuyi aiki ne a wasu sassan birnin Nairobi ne kaɗai, tare da shirin faɗaɗa izuwa sauran biranen Kenya daga baya. Wannan yazo dai-dai da Kenya ta ƙaddamar da shirin National Electric Mobility Plan, wanda yazo da niyyar samo tsarin sufuri mai daɗin sha'ani, da kuma gabatar da dogayen shirye-shirye masu ɗorewa wajen gudanar da sufurin hanya. Kamfanin sadarwar MTN na Najeriya ya tara ₦biliyan 125. Kamfanin sadarwar MTN na Najeriya ya tara ₦ biliyan 125 (dala miliyan 161), ta hanyar bada jerin basuka masu gajeren zango 6 da 7, don ƙara yawan zaɓukan zuba kuɗi na kamfanin. Menene basuka masu gajeren zango? Wani tsarin bada bashi mai gajeren zango ne da bankuna da kuma kamfanoni ke amfani dashi wajen aro kuɗi na ɗan gajeren lokaci, yawanci ƙasa da shekara ɗaya. Suna amfani da wannan kuɗi ne wajen cike giɓin kashe kuɗi, daya ƙunshi albashi, biyan kuɗaɗe, da sauran kashe-kashe. Saboda haka MTN zasuyi amfani da kuɗin ne don biyan manyan buƙatun kuɗi. Basuka masu gajeren zango ana bada su ne na ɗan gajeren zango (ƴan satuka ko watanni), ana kuma biya ne a sanda suka isa biya. Ana ambatonsu da ""basuka marasa tsaro"" saboda basuda jingina. Kamfanin sadarwar ya saki wasu basuka masu gajeren zango na kwanaki 265 dana kwanaki 181, ɗauke da kwanan watan 23 ga Agustan 2023, da kuma ribar kaso 13.50% da kuma kaso 13.50% bi da bi. A wata sanarwa, “MTN Najeriya na neman naira biliyan 100, kuma damar ta samu kashi 146% na masu shiga, inda aka aka saki naira biliyan 125 a duka jeruka biyun. Wannan ya zamo kaso mafi girma na bashi mai gajeren zango da duk wani kamfani ya taɓa bayarwa a cikin shekara guda, a kasuwar Najeriya ta bada bashi. Bayanan gefen fuskar waya: A watan Maris ɗin 2023, MTN Najeriya ya tara naira biliyan 125 ta hanyar bada jeruka na 4 da 5 na basuka masu gajeren zango, don biyan buƙatarsa ta tara kuɗi ta ɗan gajeren zango da buƙatar manyan ayyuka. Me nake kallo da karantawa. Sashin waƙoƙi na Sashin sharhi na YouTube, saboda Google sun kasa gane komi. Damfarar rashin ƙwarewa Me yasa gyaran ƴan aƙidar Protestant ya tabbata?","Fintech wa Uganda, Asaak, anapata kuanza kwa Mexico Septemba njema! Ni lini tulipiga kelele za Furaha ya Mwaka Mpya? Mpendwa msomaji, wakati unaruka! Je, sote tunaweza kuahidi kuwa na furaha mwezi huu, bila kujali kazi? Mwezi uliopita ulikuwa mzuri sana;. Niamini mimi, ilikuwa ya kupumzika kwangu. Wikiendi hii, tafadhali tembea na mtu - mtu wa kuponda, rafiki, mtu unayemfahamu, au mshirika. Hata hivyo, ninakuaminia wewe kusoma Techpoint Digest mara kwa mara. Wewe ni bora. Katika kipindi cha wiki hii cha Techpoint Africa Podcast, tahariri ilijadili hadithi za kuvutia, ikiwa ni pamoja na mipango ya X ya kuunda bidhaa ya fintech, utafutaji wa Nigeria wa watafiti wa sera za AI, na Jimbo la Anambra kutekeleza malipo sifuri kwa Right of Way. Sikiliza hapa. Hivi ndivyo nilivyopata kwaajili yako leo: Fintech ya Uganda, Asaak, yapata kampuni ya kuanzia kwa Mexico MTN Nigeria itaongeza ₦ bilioni 125 Uber yazindua pikipiki ya umeme nchini Kenya Fintech ya Uganda, Asaak, yapata kampuni ya kuanzia kwa Mexico Asaak, kampuni ya fintech ya Uganda, imepanuka hadi Amerika ya Kusini kwa kununua FlexClub, kampuni inayoanzishwa Mexico, ambayo kwa jumla haijawekwa wazi. Upatikanaji huo utaruhusu Asaak kuendeleza mfumo wake wa mikopo kwa kushirikiana na wafanyakazi wa FlexClub Mexico kuzindua masuluhisho bunifu ya kifedha mahususi kwa eneo la Amerika Kusini. FlexClub hutoa ufadhili wa magari kwa madereva na programu ya Uber ambayo inaruhusu makampuni ya kukodisha magari ya Afrika Kusini kutoa ""usajili"" wa magari ya madereva. Kupitia makubaliano haya, shirika la uhamasishaji la Uganda la fintech pia litaleta masuluhisho yake ya mikopo nchini Mexico, na hivyo kurahisisha wafanyakazi kupata mkopo wa bei nafuu. Tinashe Ruzane, Mkurugenzi Mtendaji CEO na mwanzilishi-Mwenza wa FlexClub alitangaza kuwa kampuni hiyo inaondoka kwenye soko la Mexico kutokana na hali ya uchumi yenye changamoto na hitaji la kuongezeka kwa umakini. Javier Serrano, FlexClub (sasa Asaak Mexico) Meneja Mkuu, alisaidia kuunda kikundi na jalada lake kutoka mwanzo hadi mwisho. Ilianzishwa mwaka wa 2016 na Kaivan Sattar (Mkurugenzi Mtendaji na Mwanzilishi), Asaak ilitoa mikopo ya pikipiki na simu mahiri kwa Waganda mmoja mmoja na kupitia washirika kama SafeBoda. ""Gari ndiyo mahali pa kuingilia mfumo wetu wa mikopo, ambapo madereva wanaweza hatimaye kupata mikopo ya ziada kwa ajili ya mafuta, ukarabati, simu mahiri au mahitaji mengine ambayo wanaweza kuwa nayo. Sattar alisema, ""Tumethibitisha hili linaweza kufanywa kwa faida kwa kiwango kikubwa kwa wateja wetu, mtandaoni na kibinafsi."". Uber yazindua pikipiki ya umeme nchini Kenya Uber imezindua pikipiki ya umeme ya masafa ya kilomita 80, One Electric, nchini Kenya. Kwanini? Frans Hiemstra, Mkurugenzi na Meneja Mkuu wa Kanda wa Uber kwa Mashariki ya Kati na Afrika, alisema uzinduzi huo unasaidia juhudi za kampuni kufikia jukwaa la kutotoa hewa chafu ifikapo 2040. Kampuni ya E-mobility, Greenwheels Africa, itasimamia masuala yote ya vifaa yanayohusiana na baiskeli, ikiwa ni pamoja na matengenezo na malipo. Imran Manji, Mkuu wa Uber Afrika Mashariki, alisema Greenwheels kwa sasa inaendesha vituo vichache vya kuchajia nchini Kenya, na wanakusudia kuongeza idadi hiyo hadi kumi kabla ya mwisho wa mwaka. Walakini, waendeshaji hawatawajibika kwa malipo ya baiskeli zao. Badala yake, watatumia stesheni za Greenwheels Africa kubadilisha betri kuu na mpya. Baiskeli hizo mwanzoni zitapatikana katika baadhi ya maeneo ya Nairobi pekee, na mipango ya kupanuka hadi miji mingine ya Kenya baadaye. Hii sanjari na uzinduzi wa Kenya wa Mpango wa Kitaifa wa Uhamaji wa Umeme, ambao unalenga kukuza mtandao wa uchukuzi usiozingatia mazingira na kuanzisha mipango kadhaa ya usimamizi endelevu wa trafiki wa muda mrefu. MTN Nigeria itaongeza ₦ bilioni 125 MTN Nigeria imechangisha ₦ bilioni 125 ($161 milioni) kwa kutoa noti 6 na 7 za karatasi za kibiashara ili kuongeza chaguzi za ufadhili za kampuni. Noti za karatasi za kibiashara ni nini? Ni aina ya mkopo wa muda mfupi ambao benki au mashirika hutumia kukopa pesa kwa muda mfupi, kwa kawaida chini ya mwaka mmoja. Wanatumia pesa hizo kulipia gharama, kama vile mishahara, bili na gharama nyinginezo. Kwa hivyo, MTN Nigeria itatumia fedha hizo kukidhi mahitaji ya haraka ya mtaji wa kufanya kazi wa muda mfupi. Noti za karatasi za kibiashara kwa kawaida hutolewa kwa muda mfupi (wiki chache au miezi) na hulipwa zinapokomaa. Inajulikana kama mikopo ""isiyo na dhamana"" kwa sababu hawana dhamana. Kampuni ya mawasiliano ilitoa karatasi za kibiashara za siku 265 na 181 zenye tarehe ya toleo ya Agosti 23, 2023, na mavuno ya 13.50% na 13.50% ipasavyo. Katika taarifa, ""MTN Nigeria ilitaka kuongeza ₦ bilioni 100, na ofa ilirekodi usajili wa 146% na ₦ bilioni 125 iliyotolewa katika safu zote mbili. Hii inawakilisha utoaji mkubwa zaidi wa CP ndani ya mwaka wa kalenda na shirika lolote katika masoko ya mitaji ya madeni ya Nigeria."" Upau wa kando: Mnamo Machi 2023, MTN Nigeria ilikusanya ₦ bilioni 125 kwa kutoa karatasi 4 na 5 za kibiashara ili kukidhi mahitaji yake ya muda mfupi ya ufadhili na mtaji wa kufanya kazi. Ninachosoma na kutazama YouTube music sasa ina maoni kwenye YouTube, kwa sababu Google haikujifunza chochote Ulaghai wa ubikira Kwa nini Marekebisho ya Kiprotestanti Yalitokea?","Ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná Uganda, ra ilé-iṣẹ́ àdìdelẹ̀ Mexico Oṣù Kẹ̀sán-án Aláyọ̀! Nígbà wo ni a kí ara wa A kú Ọdún tuntun? Ẹ̀yin òǹkàwé wa ọ̀wọ́n, àsìkò kò dúró de ẹnìkan! Ṣé a lè oinnu pinnu láti gbádùn ara wa ní oṣù yìí, láì wo ti iṣẹ́? Oṣù tí ó kọjá dára; Mo gbìyànjú láti jáde ní gbogbo òpin ọ̀sẹ̀. Gbà mí gbọ́, ot dùn mọ́ mi. Ní òpin ọ̀sẹ̀ yìí, ẹ jọ̀wọ́ ẹ jáde pẹ̀lú ẹnìkan — ẹni tí ẹ fersni, ọ̀rẹ́, alábàárìn, tàbí olùbádòwòpọ̀. Àmọ́ sá, mo dúpẹ́ lọ́wọ́ ẹ̀yin tí e ń ka Techpoint Digest lóòrèkóòrè. Ẹni iyì ni yín. Ní abala Ìgbésáfẹ́fẹ́ Techpoint Africa ní ọ̀sẹ̀ yìí, olóòtú jíròrò nípa àwọn ìròyìn tí ó dára, lára èyí tí a ti rí àwọn ìpinnu X láti ṣẹ̀dá ọjà ìmọ̀ ẹ̀rọ ìṣúná, Nigeria ń wá àwọn aṣèwádìí ìlànà Ọgbọ́n Àtọọ́dá, bẹ́ẹ̀ ni Ìpínlẹ̀ Anambra ṣe ìfilọ́lẹ̀ ìdíyelé òdo fún Òfin Ìgbókùnbọlẹ̀ Nílùú. Fetí sílẹ̀ níbí. Èyí ni ohun tí mo ní fún ọ lónìí: Ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná Uganda, ra ilé-iṣẹ́ àdìdelẹ̀ Mexico MTN Nigeria kó bílíọ́nù #125 jọ Uber ṣe ìfilọ́lẹ̀ kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná ní Kenya. Ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná Uganda, ra ilé-iṣẹ́ àdìdelẹ̀ Mexico Asaak, ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná Uganda, ti tàn wọ Latin America nipa ríra FlexClub, ilé-iṣẹ́ àdìdelẹ̀ Mexico kan, ní iye owó tí wọn kò sọ síta. Ríra ilé-iṣẹ́ náà yóò fún Asaak ní àǹfààní láti gùn lé ìhun àwùjọ ẹ̀yáwó nípa ìfọwọ́sowọ́pọ̀ pẹ̀lú àwọn òṣìṣẹ́ FlexClub ní Mexico láti ṣe ìfilọ́lẹ̀ àwọn àtinúdá ọ̀nà àbáyọ tí ó wà fún ẹkùn Latin America. FlexClub pèsè owó ìrànwọ́ fún àwọn awakọ̀ Uber àti ohun èlò ẹ̀rọ tí ó fi ààyè gba àwọn ilé-iṣẹ́ tí wọ́n ń yáni lọ́kọ̀ ní fún àwọn awakọ̀ ní àwọn ""àbápín"". Nípasẹ̀ àdéhùn yìí, ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná alágbèéká Uganda yóò tún ṣe ìfihàn àwọn ọ̀nà àbáyọ ẹ̀yáwó ní Mexico, eyit tit yóò mú kí ó rọrùn fún àwọn òṣìṣẹ́ láti ní àǹfààní sí owó yíya tí kò jara lọ. Tinashe Ruzane, Ọ̀gá Àgbà Pátápátá àti Ọkàn nínú àwọn Olùdásílẹ̀ FlexClub kéde pé ilé-iṣẹ́ náà tí ń kúrò ní ọjà Mexico nítorí ìdojúkọ ojú ọjọ́ ètò ọrọ̀ ajé àti ìpè láti mú ìlọsíwájú bá àfojúsùn. Javier Serrano, Alákòóso FlexClub (Asaak Mexico nísinsìnyí), ṣe ìrànlọ́wọ́ láti ṣẹ̀dá ẹgbẹ́ náà àti iṣẹ́ rẹ̀ àti ìbẹ̀rẹ̀ pẹpẹ. Kaivan Sattar (Ọ̀gá Àgbà Pátápátá àti Olùdásílẹ̀) ṣe ìdásílẹ̀ rẹ̀ ní 2016, Asaak ń pèsè àwọn ẹ̀yáwó fún alùpùpù àti ẹ̀rọ-ìbánisọ̀rọ̀ ajáfáfá fún àwọn ọmọ Uganda lọ́kọ̀ọ̀kan àti nípasẹ̀ àwọn olùbádòwòpọ̀ bí SafeBoda. ""Ọkọ̀ náà jẹ́ ibi ìwọlé sí ìhun àwùjọ ẹ̀yáwó wa, nínú èyí tí àwọn awakọ̀ ti lè ní àǹfààní àfikún ẹ̀yáwó fún epo, àtúnṣe, ẹ̀rọ-ìbánisọ̀rọ̀ ajáfáfá tàbí àwọn ìlò mìíràn tí wọ́n lè ní. A ti fi hàn pé eléyìí ṣe é ṣe pẹ̀lú èrè ní ìwọ̀n fún àwọn oníbàárà wa, ní orí ẹ̀rọ ayélujára àti lójúkojú,"" Sattar sọ èyí. Uber ṣe ìfilọ́lẹ̀ kẹ̀kẹ́ tí ó ń lo iná mọ̀nàmọ́ná ní Kenya. Uber ti ṣe ìfilọ́lẹ̀ One Electric, alùpùpù oníwọ̀n kìlómítà 80, ní Kenya. Kí ló dé? Frans Hiemstra, Olùdarí àti Alákòóso Gbogbogbo Ẹ̀ka Uber ní Àárín Gbùngbùn Ìlà-Oòrùn àti Áfríkà, sọ pé ìfilọ́lẹ̀ náà ṣe ìrànlọ́wọ́ fún akitiyan ilé-iṣẹ́ láti mú àfojúsùn afẹ́fẹ́ èédú òdo sẹ fún 2040. Ilé-iṣẹ́ ìgbòkègbodò ọkọ̀ aláìbàyíká-jẹ́, Greenwheels Africa, yóò ṣàkóso gbogbo ọ̀rọ̀ ètò, tí ó fi mọ́ ìtọ́jú àti ìrólágbára. Imran Manji, Olórí Uber ní Ìlà-oòrùn Áfríkà, sọ pé Greenwheels ń ṣe ètò àwọn ibùdó ìrólágbára díẹ̀ ní Kenya, àti pé wọn ní èrò láti mú iye yẹn di mẹ́wàá kí ó tó di òpin ọdún. Bí ó tilẹ̀ jẹ́ pé, àwọn tí ó ń wa alùpùpù kọ́ ni yóò máa fi agbára sí kẹ̀kẹ́ wọn. Dípò bẹ́ẹ̀, wọn yóò ṣàmúlò ibùdó Greenwheels Africa láti pààrọ̀ àwọn bátìrì tí ó ti pẹ́ pẹ̀lú àwọn tuntun. Àwọn alùpùpù náà yóò wà ní àwọn apá Nairobi kan ní ìbẹ̀rẹ̀, pẹ̀lú èrò láti tàn wọ àwọn ìlú Kenya mìíràn bí ó bá yá. Èyí ṣe déédéé pẹ̀lú ìfilọ́lẹ̀ Natiomalt Electric Mobility Plan ní Kenya, èyí tí ó ní àfojúsùn láti ṣètò ìgbòkègbodò ọkọ̀ tí ó bá àyíká mú kí wọ́n sì ṣe ìfilọ́lẹ̀ àwọn onírúurú ètò fún ìṣàkóso kánrinkése súnkẹrẹ fàkẹrẹ ọkọ̀ fún ọjọ́ pípẹ́. MTN Nigeria kó bílíọ́nù #125 jọ MTN Nigeria tí kó bílíọ́nù #125 mílíọ̀nù $161) jọ nípa pínpín ìwé àdéhùn ẹ̀yáwó ìdókòwò abala 6 àti 7 láti mú ìgbéga bá àwọn àṣàyàn owó ìrànwọ́ ilé-iṣẹ́ náà. Kin ni àdéhùn ẹ̀yáwó ìdókòwò? Womt jẹ́ orísìí ẹ̀yáwó ọlọ́jọ́ díẹ̀ kan tí awkmt ilé ìfowópamọ́ àti àjọ ilé-iṣẹ́ ń lò láti yá owó fún ìgbà díẹ̀, fún àsìkò tí kò tó ọdún kan. Wọ́n máa ń lo owó yìí láti dí àwọn ìnáwó, tí ó fi mọ́ owó oṣù, iwet iyeó, àti ìdíyelé. Nítorí náà, MTN Nigeria yóò ṣàmúlò owó náà fún àwọn ìlò owó okòwò iṣẹ́ alásìkò ráńpẹ́. Wọ́n máa ń fún èèyàn ní ìwé àdéhùn ẹ̀yáwó okòwò fún ìgbà díẹ̀ (ọ̀sẹ̀ tàbí oṣù díẹ̀) bẹ́ẹ̀ ni èèyàn yóò sán padà bí àsìkò bá tó. Wọ́n máa ń pè wọ́n ní àwọn ẹ̀yáwó ""aláìláàbò"" nítorí pe wọn kò ní ohun ìdógò. Telco pèsè ìwé àdéhùn ẹ̀yáwó okòwò ọlọ́jọ́ 265 àti 181 pẹ̀lú ìfilọ́lẹ̀ ní Ọjọ́ 23 Oṣù Kẹjọ, bẹ́ẹ̀ ni ó rí ère 13.50% àti 13.50% lórí ọ̀kọ̀ọ̀kan. Nínú ọ̀rọ̀ kan, ""MTN Nigeria ń wá ọ̀nà láti kó bílíọ́nù #100 jọ, bẹ́ẹ̀ ni àdéhùn náà ní àkọsílẹ̀ alábàápín 146% pẹ̀lú bílíọ́nù #125 tí wọ́n gbé kalẹ̀ ní abala méjèèjì. Èyí dúró fún àgbéjáde CP tí ó tóbi jùlọ nínú ọdún kan láti ọwọ́ èyíkéyìí àjọ ilé-iṣẹ́ nínú àwọn gbèsè ọjà owó okòwò."" Àfikún Ìròyìn: Ní Oṣù Kẹta 2023, MTN Nigeria kó bílíọ́nù #125 jọ nípa pípèsè abala ìwé ẹ̀yáwó okòwò 4 àti 5 láti ṣe alábàápàdé owó ìrànwọ́ àti ìṣòwò iṣẹ́ rẹ̀ ọlọ́jọ́ péréte. Ohun tí mo ń ka àti èyí tí mo ń wò. YouTube Music tí ni ààyè fun ọ̀rọ̀ ìwòye YouTube báyìí, nítorí pé Google kò kọ́ ohunkóhun. Jìbìtì ìbálé. Kin ni ìdí tí Protestant Reformation fi ṣẹlẹ̀.?","Ifintech yase-Uganda, i-Asaak, ithola isiqalo saseMexico UMandulo Omuhle! Sisho nini ukuthi Happy New Year? / Sisho nini ukuthi unyaka omusha omuhle? Mfundi othandekayo, isikhathi siyahamba! Ingabe sonke singathembisa ukuzijabulisa kule nyanga, kungakhathaliseki umsebenzi? Inyanga edlule yayinhle; Ngangizama ukuphuma njalo ngezimpelasonto. Ngithembe, bekuphumuza kimi. Kule mpelasonto, sicela uzikhiphe nomuntu — isithandwa, umngane, omaziyo, noma umaqondana. Noma kunjalo, siyabonga ngokufunda iTechpoint Digest njalo. Ubadlula bonke. Esiqeshini saleli sonto seTechpoint Africa Podcast, isihloko sidingide izindaba ezithakazelisayo, okuhlanganisa nezinhlelo zikaX zokudala umkhiqizo we-fintech, ukusesha kweNigeria abacwaningi benqubomgomo ye-AI, kanye ne-Anambra State engakhokhisi amashaji eRight of Way. Lalela lapha. Nakhu engikuphathele kona namuhla: Ifintech yase-Uganda, i-Asaak, ithola isiqalo saseMexico IMTN Nigeria inyusa izigidigidi ezingu-₦125 I-Uber yethula isithuthuthu sikagesi eKenya Ifintech yase-Uganda, i-Asaak, ithola isiqalo saseMexico I-Asaak, okuyinkampani yase-Uganda yefintech, inabele eLatin America ngokuthenga iFlexClub, okuyinkampani yaseMexico, ngesamba esingadalulwanga. Ukuthola kuzovumela i-Asaak ukuthi yakhe ohlelweni lwayo lwezikweletu ngokusebenzisana nabasebenzi baseFlexClub Mexico ukuze bethule izixazululo zezimali ezintsha eziqondiswe ngqo esifundeni saseLatin America. IFlexClub ihlinzeka ngezimali zemoto kubashayeli be-Uber kanye nesofthiwe evumela izinkampani eziqashisa izimoto zaseNingizimu Afrika ukuthi zinikeze abashayeli ""ukubhaliswa"" kwezimoto. Ngalesi sivumelwano, i-Uganda mobility fintech izophinde yethule izixazululo zayo zezikweletu eMexico, okwenza kube lula kubasebenzi ukuthola isikweletu esithengekayo. UTinashe Ruzane, oyiCEO nomsunguli weFlexClub umemezele ukuthi inkampani iyaphuma emakethe yaseMexico ngenxa yesimo somnotho esiyinselele kanye nesidingo sokugxila kakhulu. UJavier Serrano, iFlexClub (manje eyi-Asaak Mexico) Umphathi Jikelele, usize ekwakheni iqembu kanye nephothifoliyo yalo kusukela phansi. Yasungulwa ngo-2016 nguKaivan Sattar (iCEO kanye noMsunguli), i-Asaak inikeze abantu base-Uganda imali mboleko yezithuthuthu nama-smartphone ngokusebenzisa abantu nozakwethu abafana neSafeBoda. “Imoto iyindawo yokungena ohlelweni lwethu lwezikweletu, lapho abashayeli bengagcina bethole imali eyengeziwe yokuthenga uphethiloli, ukulungisa, ama-smartphone noma ezinye izidingo abangaba nazo. Sikhombisile ukuthi lokhu kungenziwa ngendlela ezuzisa kakhulu amakhasimende ethu, ku-inthanethi noma mathupha,” kusho uSattar. I-Uber yethula isithuthuthu sikagesi eKenya I-Uber yethule isithuthuthu sikagesi esingamakhilomitha angama-80, i-One Electric, eKenya. Kungani? UFrans Hiemstra, onguMqondisi kanye neMenenja Jikelele Yesifunda se-Uber eMpumalanga Ephakathi nase-Afrika, uthe ukwethulwa kweseseka imizamo yenkampani yokuzuza inkundla yokungakhiphi izero ngo-2040. Inkampani ye-e-mobility, iGreenwheels Africa, izosingatha zonke izindaba ezithinta amabhayisikili, okuhlanganisa ukulondolozwa nokushajwa. U-Imran Manji, oyiNhloko yakwa-Uber eMpumalanga Afrika, uthe iGreenwheels njengamanje ineziteshi eziningi zokushaja eKenya, futhi bahlose ukukhuphula lesi sibalo sifinyelele kweziyishumi ngaphambi kokuphela konyaka. Nokho, abagibeli ngeke babe nesibopho sokukhokhisa amabhayisikili abo. Kunalokho bazosebenzisa iziteshi zeGreenwheels Africa ukushintsha amabhethri amadala bafake amasha. Amabhayisikili azotholakala kuphela ezingxenyeni ezithile zeNairobi, ngezinhlelo zokunwebeka kwamanye amadolobha aseKenya ngokuhamba kwesikhathi. Lokhu kuhambisana nokwethulwa kweKenya kweNational Electric Mobility Plan, okuhloswe ngayo ukuthuthukisa inethiwekhi yezokuthutha engayingeni imvelo kanye nokwethula imizamo eminingana yokulawulwa kwethrafikhi okusimeme isikhathi eside. IMTN Nigeria inyusa izigidigidi ezingu-₦125n IMTN Nigeria ihlanganise izigidigidi ezingu-₦125 ($161 wezigidi) ngokukhishwa kochungechunge lwephepha lwesi-6 nolwesi-7 ukwandisa izinketho zenkampani zezimali. Ayini amanothi ephepha lezentengiselwano? Ziwuhlobo lwemali mboleko yesikhashana esetshenziswa amabhange noma izinkampani ukuboleka imali isikhathi esifushane, ngokuvamile esingaphansi konyaka. Basebenzisa le mali ukuze bakhokhe izindleko ezihlanganisa amaholo, izikweletu nezinye izindleko. Ngakho-ke, iMTN Nigeria izosebenzisa izimali ukuze ihlangabezane nezidingo zemali yokusebenza yesikhashana. Amanothi ephepha lezohwebo ngokuvamile akhishwa isikhathi esifushane (amasonto ambalwa noma izinyanga) futhi abuyiselwe ekuvuthweni. Zibizwa ngezikweletu “ezingavikelekile” ngoba azinasibambiso. Itelco ikhiphe iphepha lezentengiso lezinsuku ezingama-265 nezinsuku eziyi-181 elinosuku lokukhishwa lwangoNcwaba 23, 2023, kanye nesivuno esingu-13.50% no-13.50%, ngokulandelana. Esitatimendeni, “IMTN Nigeria ifune ukuqongelela u-₦100 wezigidigidi, futhi umnikelo waqopha ukubhalisa okungu-146% no-₦125 wezigidigidi okhishwe kulo lonke uchungechunge. Lokhu kumelela ukukhishwa okukhulu kweCP phakathi nonyaka wekhalenda yinoma yisiphi isikhungo ezimakethe ezinkulu zezikweletu zaseNigeria.” Ibha eseceleni: kuNdasa 2023, i-MTN yaseNigeria yanyusa u-₦125 wezigidigidi ngokukhishwa kwezithembiso ezi-4 nezi-5 ukuze ihlangabezane nezidingo zayo zezimali zesikhashana kanye nezindleko zokusebenza. Engikufundayo nengikubukayo IYouTube Music manje inendawo yokubeka uvo kuYouTube, ngoba iGoogle ayifundanga lutho Ukukhwabanisa kwezintombi Kungani Kwenzeka INguquko YamaProthestani?"
+በናይጄሪያ ውስጥ የ ክሪፐቶ ማጭበርበሮች እና መጥፎ በይነመረብ ዛሬ በቴክፖይንት አፍሪካ ፖድካስት ላይ በአፍሪካ የቴክኖሎጂ ቦታ ላይ ዋና ዋና ታሪኮችን እንወያያለን። ታሪኮቹ፦ የኤክስ አቅድ የፊንቴክ ምርት ለመፍጠር የኤርቴል የኡጋንዳ አይፒኦ ለማስፋፊያ የናይጄሪያ የኤአይ ፖሊሲ ተመራማሪዎችን እየፈለገች ነው፡፡ የአናምብራ ግዛት የመንገድ መብትን ለማግኘት ዜሮ ክፍያዎችን ይተገበራል። በ ጎግል ፖድካስቶች፣ በአፕል ፖድካስቶች፣ በ ስፖቲፋይ፣ በዩቲዩብ እና ፖድካስቶችዎን በሚያገኙበት ቦታ ሁሉ ውይይቱን ማግኝት ይችላሉ። እንዲሁም ጥያቄዎችዎን እና ምልከታዎችዎን ወደ podcast@techpoint.africa መላክ ወይም ሃሽታግ በመጠቀም ሀሳቦችዎን ማጋራት ይችላሉ።,"Crypto scams and bad Internet in Nigeria Today on the Techpoint Africa Podcast, we discuss the top stories in the African tech space. The stories: X's plans to create a fintech product Airtel Uganda's IPO for expansion Nigeria's search for AI policy researchers Anambra State implements zero charges for Right of Way You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag","Zambace-zambacen kuɗin crypto da munin intanet a Najeriya. Yau a cikin shirin sauti na Techpoint Africa, mun tattauna manyan labarai dake a farfajiyar fasahar Afrika. Ga labaran: Kamfanin X na shirin ƙirƙirar kayan fasahar kuɗi. IPO na kamfanin Airtel Uganda don aikin faɗaɗawa. Neman da Najeriya kewa masu binciken ƙudurin fasahar AI. Jahar Anambara ta ɗabbaƙa tsarin janye harajin hanya ga kamfanonin sadarwa. Zaka iya samun tattaunawar akan manhajojin Google Podcasts, Apple Podcasts, Spotify, YouTube dama duk inda zaka iya samun shirin sauti. Zaka kuma iya turo da tambayoyi ko tsokaci izuwa ga podcast@techpoint.africa ko bayyana ra'ayoyi ta hanyar amfani da wannan alamar.","Kashfa ya Crypto na Intaneti mbaya nchini Nigeria Leo kwenye Techpoint Afrika Podikasti, tunajadili hadithi kuu katika anga ya teknolojia ya Kiafrika. Hadithi: Mipango ya X ya kuunda bidhaa ya fintech IPO ya Airtel Uganda kwa upanuzi Nigeria wanatafuta watafiti wa sera za AI Jimbo la Anambra hutoza gharama sifuri kwa Right of Way Unaweza kupata mazungumzo kwenye Google Podikasti, Apple Podikasti, Spotifai, YouTube, na popote unapopata podikasti zako. Unaweza pia kutuma maswali na uchunguzi wako kwa podcast@techpoint.africa au kushirikisha mawazo yako kwa kutumia hashitagi.","Àwọn jìbìtì Kírípútò àti ẹ̀rọ ayélujára tí kò dára ní Nigeria. Lónìí lórí Techpoint Africa Podcast, a sọ̀rọ̀ nípa àwọn ìròyìn tí ó lékè ní àwùjọ ìmọ̀-ẹ̀rọ Africa. Àwọn ìròyìn: X ń gbèrò láti ṣẹ̀dá ọjà ìmọ̀ ẹ̀rọ ìṣúná IPO ti Airtel Uganda fin ìmúgbòòrò Nigeria ń wá àwọn olùwádìí ìlànà Ọgbọ́n Àtọọ́dá. Ìpínlẹ̀ Anambra ṣe ìfilọ́lẹ̀ ìdíyelé òdo fún Òfin Ìgbókùnbọlẹ̀ Nílùú. Ó lè tẹ́tí sí àwọn ìjíròrò náà lórí Google Podcasts, Apple Podcasts, Spotify, YouTube, àti ibikíbi tí o bá ti ń gba àwọn ìgbésáfẹ́fẹ́ rẹ. Ẹ tun lè fi àwọn ìbéèrè àti àkíyèsí yín ráńṣẹ́ sí @techpoint.africa tàbí kí o pín èrò rẹ nípa ṣíṣe àmúlò kókó ọ̀rọ̀ náà.","Imikhonyovu yeCrypto ne-inthanethi embi eNigeria Namuhla kuTechpoint Africa Podcast, sixoxa ngezindaba eziphambili endaweni yobuchwepheshe base-Afrika. Izindaba: U-X uhlela ukwakha umkhiqizo we-fintech I-Airtel yeUganda IPO izokunwetshwa Usesho lwaseNigeria lwabacwaningi benqubomgomo ye-AI Isifunda sase-Anambra sisebenzisa ukungabikho kwamacala kuRight of Way Ungaqhubeka nengxoxo kumaGoogle Podcasts, Apple Podcasts, Spotify, YouTube, nanoma yikuphi lapho uthola khona amapodcast akho. Ungakwazi futhi ukuthumela imibuzo yakho nokubonile ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa ihashtag"
+የፓትሪሺያ መለያ ምን ያመለክታል? ዛሬ በቴክፖይንት አፍሪካ ፖድካስት ላይ በአፍሪካ የቴክኖሎጂ ቦታ ላይ ዋና ዋና ታሪኮችን እንወያያለን። ታሪኮቹ፦ የፓትሪሺያ ፒቲኬ ማስጀመሪያ ከፍተኛ ተቃውሞ ገጥሞታል ሞኒፖይንት ኮፖ ኮፖን አገኘ የ ፍላተርዌቭ አይፒኦ እቅዶች ለአለምአቀፍ መስፋፋት በ ጎግል ፖድካስቶች፣ በአፕል ፖድካስቶች፣ በ ስፖቲፋይ፣ በዩቲዩብ እና ፖድካስቶችዎን በሚያገኙበት ቦታ ሁሉ ውይይቱን ማግኝት ይችላሉ። እንዲሁም ጥያቄዎችዎን እና ምልከታዎችዎን ወደ podcast@techpoint.africa መላክ ወይም ሃሽታግ በመጠቀም ሀሳቦችዎን ማጋራት ይችላሉ።,"What is Patricia's token for? Today on the Techpoint Africa Podcast, we discuss the top stories in the African fintech space. The stories: Patricia's PTK launch met with sharp backlash Moniepoint acquires Kopo Kopo Flutterwave's IPO plans for global expansion You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag","Don me aka yi katin kuɗi na Partricia? Yau a cikin shirin sauti na Techpoint Africa, mun tattauna manyan labarai dake cikin sararin fasahar kuɗi na Afrika. Ga labaran: Ƙaddamar da kamfanin PTK na Partricia ya gamu da zazzafan koma baya. Kamfanin Moniepoint ya mallaki kamfanin Kopo Kopo. IPO na Kamfanin Flutterwaves na shirin faɗaɗa a duniya. Zaka iya samun tattaunawar akan manhajojin Google Podcasts, Apple Podcasts, Spotify, YouTube dama duk ina zaka iya samun shirin sauti. Zaka kuma iya turo da tambayoyi ko tsokaci izuwa ga podcast@techpoint.africa ko bayyana ra'ayoyi ta hanyar amfani da wannan alamar.","Ishara ya Patricia ni ya nini? Leo kwenye Techpoint Afrika Podikasti, tunajadili hadithi kuu katika anga ya Afrika ya fintech. Hadithi: Uzinduzi wa PTK wa Patricia ulikumbana na upinzani mkali Moniepoint anapata Kopo Kopo Mipango ya IPO ya Flutterwave ya upanuzi wa kimataifa Unaweza kupata mazungumzo kwenye Google Podikasti, Apple Podikasti, Spotifai, YouTube, na popote unapopata podikasti zako. Unaweza pia kutuma maswali na uchunguzi wako kwa podcast@techpoint.africa au kushirikisha mawazo yako kwa kutumia hashitagi.","Kín ni owó àkósódù Patricia wà fún? Lónìí lórí Techpoint Africa Podcast, a sọ̀rọ̀ nípa àwọn ìròyìn tí ó lékè ní àwùjọ ètò ẹ̀rọ nínú ìṣúná. Àwọn ìròyìn: Ìfilọ́lẹ̀ PTK ti Patricia pàdé àtakò ńlá Moniepoint ra Kopo Kopo IPO Flutterwave ṣètò ìmúgbòòrò káàkiri àgbáyé Ó lè tẹ́tí sí àwọn ìjíròrò náà lórí Google Podcasts, Apple Podcasts, Spotify, YouTube, àti ibikíbi tí o bá ti ń gba àwọn ìgbésáfẹ́fẹ́ rẹ. Ẹ tun lè fi àwọn ìbéèrè àti àkíyèsí yín ráńṣẹ́ sí @techpoint.africa tàbí kí o pín èrò rẹ nípa ṣíṣe àmúlò kókó ọ̀rọ̀ náà.","Ithini ithokheni kaPatricia? Namuhla ku-Techpoint Africa Podcast, sixoxa ngezindaba eziphambili endaweni yefintech yase-Afrika. Izindaba: Ukwethulwa kwePTK kaPatricia kuhlangatshezwane nokuhlehla okukhulu IMoniepoint ithola iKopo Kopo I-IPO ye-Flutterwave ihlela ukwanda komhlaba wonke Ungaqhubeka nengxoxo kumaGoogle Podcasts, Apple Podcasts, Spotify, YouTube, nanoma yikuphi lapho uthola khona ama-podcast akho. Ungakwazi futhi ukuthumela imibuzo yakho nokubonile ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa ihashtag"
+"የደቡብ አፍሪካ ተቆጣጣሪ የሬይን ማስታወቂያ አሳሳች ሆኖ አግኝቶታል በ 2025 የፌዴራል መንግሥት 1 ሚሊዮን ናይጄሪያውያንን በቴክኒካዊ ክህሎቶች እነንደሚያሰለጥን ተስፋ ያደርጋል። ይህም ፕሬዚዳንት ቦላ ቲኑቡ በሥልጣን ላይ ባሉት የመጀመሪያዎቹ 24 ወራት ውስጥ በቴክኖሎጂ ኢንዱስትሪ ውስጥ 1 ሚሊዮን የሥራ ቦታዎችን ለመፍጠር ከገቡት ቃል ጋር የሚስማማ ነው። በዘመቻው ማኒፌስቶ ላይ, ቲንቡ ለስራ እድል ፈጠራ እቅዶቹን ዘርዝሯል፡፡ በቴክኖሎጂው ዘርፍ እየሰሩ ያሉትን ናይጄሪያውያን ወጣቶችን ከመደገፍ በተጨማሪ በአዲስ ቴክኖሎጂዎች አጠቃቀም የንግድ እድገትን እና ብዝሃነትን ማፋጠን በሚቻልበት በአይሲቲ ዘርፍ እና በሌሎች ወሳኝ የናይጄሪያ ኢኮኖሚ ዘርፎች የጣልቃገብ ፕሮግራሞችን ያስተዋውቃል። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ኤርቴል ኡጋንዳ በአይፒኦ 216 ሚሊዮን ዶላር ለመሰብሰብ የደቡብ አፍሪካ ተቆጣጣሪ የሬይን ማስታወቂያ አሳሳች ሆኖ አግኝቶታል ኤርቴል ኡጋንዳ በአይፒኦ 216 ሚሊዮን ዶላር ለመሰብሰብ ይህን አስታወስክ? ኤርቴል ዩ���ንዳ ለሕዝብ ይፋ ለመሆን አቅዷል ቴሌኮ የመጀመሪያውን የህዝብ አቅርቦት (አይፒኦ) ዝርዝሮችን አሳውቋል። የመስፋፋት እቅዱን ለመደገፍ በዋናው የኢንቨስትመንት ገበያ ክፍል ላይ 8 ቢሊዮን ተራ አክሲዮኖችን ወይም 20% ድርሻውን በመሸጥ ኤኤስኤች 800 ቢሊዮን ( 216 ሚሊዮን ዶላር) ለማሰባሰብ አቅዷል። ኩባንያው ለዩጋንዳ ደህንነት ልውውጥ የአይፒኦው ዋጋ በአንድ አክሲዮን 100 ኡጋንዳ ቢረረ እንደሚሆን አሳውቋል። በተጨማሪም ለችርቻሮ ነጋዴዎች ለሚገዙት 100 አክሲዮኖች አምስት አክሲዮኖችን ይሰጣቸዋል። የኤርቴል ኡጋንዳ ዋና ሥራ አስኪያጅ ማኖጅ ሙራሊ እንደገለጹት የአይፒኦው ደንበኞችን ጨምሮ የኡጋንዳ ባለሀብቶች በኩባንያው ውስጥ ድርሻ እንዲኖራቸው እና በወደፊት ዕድገቱ ውስጥ እንዲሳተፉ ያስችላቸዋል፡፡ የአይፒኦው ዋና ስፖንሰር አበዳሪ ክሬስትድ ካፒታል ሲሆን ዋና የግብይት አማካሪው ደግሞ አብሳ ባንክ ኡጋንዳ ሊሚትድ ነው። ሙራሊ የ 8 ቢሊዮን አክሲዮን አቅርቦት ነሐሴ 30 ቀን 2023 እንደሚጀመር እና በጥቅምት 13 ቀን 2023 እንደሚጠናቀቅ አስታውቋል። በመዝገቡ መሠረት የአይፒኦው ውጤቶች ጥቅምት 30 ይፋ የሚደረጉ ሲሆን ኩባንያው በቀጣዩ ቀን ማለትም ጥቅምት 31 ቀን 2023 በኡጋንዳ የአክሲዮን ልውውጥ ላይ ግብይት ይጀምራል፡፡ በኡጋንዳ በ146 ወረዳዎች የተሰራጨው 14.3 ሚሊዮን ንቁ የደንበኝነት ተመዝጋቢዎች ያሉት ቴሌኮ በታህሳስ 2021 ከተዘረዘረው ኤምቲኤን ኡጋንዳ በመቀጠል በኡጋንዳ የአክሲዮን ልውውጥ ላይ ከተዘረዘሩት ሁለተኛው የቴሌኮሙኒኬሽን ኩባንያ ይሆናል። የደቡብ አፍሪካ ተቆጣጣሪ የሬይን ማስታወቂያ አሳሳች ሆኖ አግኝቶታል የደቡብ አፍሪካ የሞባይል ኮሙኒኬሽን ኩባንያ ሬይን ደንበኞቹን በማስታወቂያ እንዳታለላቸው የማስታወቂያ ቊጥጥር ቦርድ( ኤአርቢ) አስታወቀ። ማስታወቂያው ምንድን ነው? ማስተዋወቂያው ሲነበብ፣ “አሁን ለ1 ራንድ ብቻ ይቀላቀሉ። ያልተገደበ 5ጂ ብሮድባነደ + ነፃ ወርሃዊ ጥሪዎች እና የ2 ስልኮች ውሂብ። ቅናሹ እስከ ሀምሌ 31፣ 2023 ድረስ ይገኛል። የቲ እና የሲ ይተገበራሉ።"" ቅሬታ አቅራቢው ትሬቨር ሂል ማስታወቂያው ተገልጋዮች ያልተገደበ 5ጂ የቤት ዋይፋይ እና ነፃ ወርሃዊ ጥሪ እና ዳታ ለሁለት ስልኮች በአር1 ማግኘት እንደሚችሉ እንዲያምኑ በማሳሳት ይመራቸዋል። ሆኖም ማስታወቂያው ላይ ጠቅ ማድረግ ደንበኞችን ወደ ሬን ድረ-ገጽ ይወስዳቸዋል፣ ስምምነቱ አር559 እና አር1 የመቀላቀል ክፍያ የሚከፈልበት ነው። በዚህ ምክንያት ሂል እንደተናገረው ከምርቱ ትክክለኛ ዋጋ ይልቅ የ አር1 የመቀላቀል ክፍያ ብቻ ስለተዋወቀ ደንበኛው ምርቱ አር1 ብቻ ነው ብሎ እንዲያስብ አሳስቶታል። ሬን ምንድን ነው ያለው? ሬን የ 5ጂ የቤት ዋይፋይ የማስተዋወቂያ ጊዜው ስምምነት ቀድሞውኑ እብቅቷል በማልት የስምምነቱን ውሎች እና ሁኔታዎች አጉልቷል፡፡ ቴልኮ ተሳታፊዎች የሬን አንድ ምርትን በማስተዋወቂያው ከገዙ አር1 የመቀላቀል ክፍያ እንደሚከፍሉ ገልጿል። ወርሃዊ የደንበኝነት ምዝገባ ክፍያ ቀጥሎ ይከፈላል ፣ ማስታወቂያው በግልፅ ለዝናብ አንድ መሆኑን ፣ የመቀላቀያ ወጪን ብቻ የሚመለከት መሆኑን እና ለውሎች እና ሁኔታዎች ተገዢ መሆኑን ከማረጋግጫ ጋር ነው ። የተቆጣጣሪው ፍርድ ምንድን ነው? ኤአርቢ የሬንን ምላሽ እና ቅሬታውን በማስታወቂያ አሰራር ኮድ ክፍል II አንቀጽ 4.2.1 ተመልክቷል። ይህ ድንጋጌ ማስታወቂያዎች በቀጥታም ሆነ በተዘዋዋሪ፣ የተደበቀ፣ የሚያሻማ፣ ትክክለኛነት የጐደለው፣ የተጋነነ የይገባኛል ጥያቄ ወይም በሌላ መንገድ ሸማቹን ሊያሳስት የሚችል ማንኛውንም መግለጫ ወይም ምስላዊ አቀራረብ መያዝ እንደሌለባቸው ይገልጻል። ምንም እንኳ ማስታ���ቂያው"" የተጠቀሱት ውሎችና ሁኔታዎች ተፈጻሚ ይሆናሉ"" የሚል የተለመደ መግለጫ ቢኖረውም ኤአርቢ መግለጫው አሳሳች እንደሆነ ወስኗል። ምንአልባት አምልጦህ ከሆን በ2023 በሚካሄደው ዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ ከእነዚህ ታዋቂ ተናጋሪዎች ጋር የሥራውን የወደፊት ዕጣ ፈንታ ይክፈቱ። የ ስሞልቾፕሲነግ ዋና ስራ አስፈፃሚ ኡቼ ኡኮኑ ጅምርዎን በምድብ አርብ እንዴት ማስነሳት እንደሚችሉ ያሳየዎታል፡፡ በቅርቡ በX የዱሮ ትዊተር ገንዘብ መላክ እና መቀበል ይችሉ ይሆናል። የማነበው ና የምመለከተው የጋቦን ወታደራዊ መኰንኖች አሊ ቦንጎ አከራካሪ ምርጫን ካሸነፉ በኋላ መፈንቅለ መንግሥት አወጁ። ሪቻርድ ዶኪንስ ከፒርስ ሞርጋን ጋር በሃይማኖትና በፆታ ጒዳይ ኢየሱስ በ1000 ዓም እንዴት እንደነበረ የሚያሳይ ስዕል እንዳላቸው ኢትዮጵያ ተናግራለች።","South African regulator finds Rain's ad misleading By 2025, the Federal Government hopes to have trained 1 million Nigerians in technical skills. This is consistent with President Bola Tinubu's promise to generate 1 million jobs in the tech industry during his first 24 months in office. In his campaign manifesto, Tinubu outlined his plans for job creation. In addition to supporting Nigerian youths who are already working in the tech sector, he would introduce intervention programmes in the ICT sector and other crucial areas of the Nigerian economy where the use of new technologies can hasten business growth and diversification. Here's what I've got for you today: Airtel Uganda to raise $216m in IPO South Africa's regulator finds Rain's ad misleading Airtel Uganda to raise $216m in IPO Remember this? Airtel Uganda plans to go public The telco has disclosed the details of its initial public offering (IPO). It plans to raise USh 800 billion ($216 million) by selling 8 billion ordinary shares, or 20% of its equity, on the Main Investment Market Segment to fund its expansion plans. The company informed the Uganda Securities Exchange that the price for its IPO will be USh 100 per share. It will also give retailers five shares for every 100 they purchase. Manoj Murali, Managing Director of Airtel Uganda, stated that the IPO allows Ugandan investors, including customers, to own a stake in the company and participate in its future growth. The IPO's principal sponsoring broker is Crested Capital, and its lead transaction adviser is Absa Bank Uganda Ltd. Murali announced that the 8 billion share offering would start on August 30, 2023, and end on October 13, 2023. Per the prospectus, the IPO's results will be revealed on October 30, and the company will start trading on the Uganda Stock Exchange the following day, on October 31, 2023. The telco, which has 14.3 million active subscribers spread across 146 districts in Uganda, will become the second telecommunications company listed on the Ugandan stock exchange, following MTN Uganda which was listed in December 2021. South African regulator finds Rain's ad misleading The Advertising Regulatory Board (ARB) declared that Rain, a South African mobile communications company, deceived its customers in an advertisement. What’s the ad? The promotion reads, “Join now for just 1 Rand. Unlimited 5G home wifi + FREE monthly calls and data for 2 phones. Offer available until 31 July 2023. T’s & C’s apply.” Trevor Hill, the complainant, argued that the advertisement misleads consumers into believing they can get unlimited 5G home WiFi and free monthly calls and data for two phones for R1. However, clicking on the ad takes customers to Rain's website, where the deal is R559 and a R1 joining fee applies. Consequently, Hill said that because only the R1 joining fee is advertised rather than the product's actual price, the customer is misled into thinking the product is only R1. What did Rain say? Rain said the promotional period for the 5G home WiFi deal had already expired and highlighted the deal’s terms and conditions. The telco stated that participants will pay an R1 joining fee if they purchase a Rain One product through the promotion. A monthly subscription fee will then be charged, with the justification that the advertisement is clearly for Rain One, only applies to the joining cost, and is subject to terms and conditions. What’s the regulator's verdict? The ARB considered Rain's response and the complaint under Clause 4.2.1 of Section II of the Code of Advertising Practice. The clause states that advertisements should not contain any statement or visual presentation that, directly or by implication, omission, ambiguity, inaccuracy, exaggerated claim, or other means, is likely to mislead the consumer. Even though the advertisement included the typical ""T&Cs apply"" disclaimer, the ARB decided that the wording was deceptive. In case you missed it Unlock the future of work with these distinguished speakers at the Modern Workplace Africa Conference 2023 Uche Ukonu, CEO of Smallchopsng will show you how to bootstrap your startup at Pitch Friday You might soon be able to send and receive money on X, formerly Twitter What I'm reading and watching Gabon military officers declare coup after Ali Bongo wins disputed election Richard Dawkins vs Piers Morgan On Religion and Gender Ethiopia says they have painting proving how Jesus really looked in1000AD","Mai sa ido na ƙasar Afrika ta Kudu ya samu tallan kamfanin Rain da laifin yaudara. Zuwa shekarar 2025, gwamnatin tarayya nada burin ace ta horar da ƴan Najeriya miliyan 1 a dabarun fasaha. Wannan yayi dai-dai da alƙawarin shugaban ƙasa Bola Tinubu na samar da aikin yi miliyan 1 a masana'antar fasaha a cikin watanni 24 na farkon shigarsa ofishi. A cikin jagoran yaƙin neman zaɓensa, Tinubu ya zayyano shirye-shiryensa na ƙirƙiro ayyuka. Ƙari akan tallafawa matasan Najeriya da suka rigaya suka fara aiki a ɓangaren fasaha, zai gabatar da shirye-shiryen tallafawa a ɓangaren fasahar zamani da sauran muhimman ɓangarorin tattalin arziƙi na Najeriya, inda amfani da sabbin fasahohin zamani zasu ƙara haɓakar kasuwanci da rassa. Ga abinda na samo muku yau: Kamfanin Airtel Yuganda zai tara dala miliyan 216 a IPO. Mai kula da dokoki na ƙasar Afrika ta Kudu ya samu tallan kamfanin Rain da bauɗewa. Kamfanin Airtel Yuganda zai tara dala miliyan 216 a IPO. Kun tuna wannan? Kamfanin Airtel Yuganda na shirin shiga jama'a. Kamfanin sadarwar ya fidda bayanan shirinsa na buɗe saida hannun jari ga jama'a, wato IPO. Yana shirin tara USh biliyan 800, dai-dai da dala biliyan ($216), ta hanyar saida ƙananan hannayen jari biliyan 8, ko kashi 20 na hannun jarin kamfanin, a Babban ɓangaren Kasuwar Jari don zuba kuɗin a shirinsa na ƙara faɗaɗa. Kamfanin ya sanarda Kasuwar Musayar Hannayen Jarin Yuganda cewa, farashin IPO ɗinsa zai kai USh 100 a kowanne hannun jari. Zai kuma baiwa ƙananan ƴan kasuwa hannun jari biyar ga duk hannayen jari 100 da suka siya. Manoj Murali, Manajan Gudanarwar Airtel Yuganda, ya bayyana cewar IPO ɗin zai baiwa masu zuba jari ƴan Yuganda wanda ya haɗa da kwastomomi damar su mallaki hannun jari a kamfanin, su kuma shiga a dama dasu a gina kamfanin nan gaba. Babban dillalin da ke ɗaukar nauyin IPO shine Crested Capital, kuma mai ba da shawara kan cinikayya shine Absa Bank Uganda Ltd. Murali ya sanarda cewa hannun jarin biliyan 8 ɗin da aka buɗe, zai fara aiki a ranar 30 ga Agustan 2023, ya kuma ƙare a ranar 13 ga Oktoban 2023. Bisa ga hasashe, za a bayyana sakamakon IPO a ranar 30 ga Oktoba, kuma kamfanin zai fara kasuwanci a kasuwar hada-hadar hannayen jari ta Uganda washegari, 31 ga Oktoba, 2023. Kamfanin sadarwar wanda yake da masu amfani dashi mutum miliyan 14.3 da suka watsu a cikin yankuna 146 a Yuganda, zai zamo kamfanin sadarwa na biyu da za a sanya a jerin kasuwar hada-hadar hannayen jari ta Yuganda, inda zai bi bayan kamfanin MTN Yuganda, wanda aka saka shi jerin kasuwar tun Disamban 2021. Mai sa ido na ƙasar Afrika ta Kudu ya samu tallan kamfanin Rain da laifin yaudara. Hukumar Kula da Tallace-tallace (ARB) ta ayyana cewa Rain, wani kamfanin sadarwa tafida gidan ka na Afrika ta Kudu, ya yaudari kwastomominsa a wata talla. Menene talla? Gabatarwar ta nuna a rubuce, “Shigo yanzu a Randi ɗaya kacal"". WiFi ɗin 5G mara iyaka a gida, haɗi da kiraye-kirayen waya da data kyauta a wata na wayoyi biyu. Damar yin rajista na nan har zuwa 31 ga watan Yuli, 2023. Akwai sharuɗɗa da ƙa'idoji. Trevor Hill, wanda shine yakai ƙarar, ya bayyana cewar tallan na yaudarar kwastomomi wajen yarda dacewa zasu samu WiFi ɗin 5G mara iyaka a gida, tare da kiran waya da data kyauta duk wata, na wayoyi biyu a Randi ɗaya. Sai dai, idan an danna shafin tallan yana kai kwastomomi shafin intanet na Rain, inda farashin ke nuna Randi 559,sai kuma cajin Randi 1 da aka saka. A dalilin haka, kamfanin Hill yace saboda Randi 1 na kuɗin shiga kaɗai aka tallata, a maimakon ainihin kuɗin kayan, kwastoma an yaudare shi zuwa tunanin cewa kayan Randi 1 ne kacal kuɗinsa. Me kamfanin Rain yace? Kamfanin Rain yace lokacin tallata WiFi ɗin 5G na gida ya riga da ya ƙare, ya kuma nuna sharuɗɗa da ƙa'idojin yarjejeniyar. Kamfanin sadarwar ya bayyana cewar waɗanda suka shiga zasu biya Randi 1 kuɗin shiga, idan suka sayi kayan kamfanin Rain One ta hanyar wannan tallan. Za a caji kuɗin rajista na wata-wata, tare da hujjar cewa tallan kamfanin na Rain One ne, kawai cajin da aka sa ya shafi kuɗin shiga ne, kuma yana ƙarƙashin sharuɗɗa da ƙa'idoji. Meye hukuncin hukumar? Hukumar ta ARB na kallon maida martanin Rain da kuma mai ƙara a ƙarƙashin Doka ta 4.2.1 ta sashi na II na Dokar ɗa'ar Talla. Dokar ta zayyana cewa talla ba zai ƙunshi nuna wata magana ko hoto da kai tsaye ko ta hanyar cin zarafi, tsallake, harshen damo, kuskure, ƙarin gishiri a magana, ko wata hanya da zata iya yaudarar kwastoma ba. Duk da cewa tallan ya ƙunshi saka irin waɗannan sharuɗɗa da ƙa'idojin togaciya, kamfanin ARB ya yanke cewa kalmomin akwai yaudara a ciki. Koda kun rasa jin shirin. Buɗe goben aiki da waɗannan ƙayatattun masu jawabai a Taron Wurin Aiki na Zamani na Afirka na shekarar 2023. Uche Ukonu, shugaban kamfanin Smallchopsng zai nuna maka yanda zaka haɓaka sabon kamfanin ka a taron Pitch Friday. Wataƙil nan bada jimawa ba zaka iya fara aikawa da karɓar kuɗi ta manhajar X, wadda a baya ake kira da Twitter. Me nake kallo da kuma karantawa? Sojojin Kasar Gabon sun sanarda yin juyin mulki bayan Ali Bongo ya lashe zaɓen mai cike da ruɗani. Tsakanin Richard Dawkins da Piers Morgan akan addini da jinsi. ƙasar Habasha tace sunada zanen da ke tabbatar da yanda kammannin Yesu suke a cikin shekaru 1000 bayan haihuwarsa.","Mdhibiti wa Afrika Kusini amejua tangazo la Rain kuwa la kupotosha Kufikia 2025, Serikali ya Shirikisho inatarajia kuwa imewafunza Wanigeria milioni 1 katika ujuzi wa kiufundi. Hili ni sawa na ahadi ya Rais Bola Tinubu ya kuzalisha ajira milioni 1 katika sekta ya teknolojia katika kipindi cha miezi 24 yake ya kwanza ofisini. Katika ilani yake ya kampeni, Tinubu alielezea mipango yake ya kuunda nafasi za kazi. Mbali na kusaidia vijana wa Nigeria ambao tayari wanafanya kazi katika sekta ya teknolojia, angeanzisha programu za kuingilia kati katika sekta ya ICT na maeneo mengine muhimu ya uchumi wa Nigeria ambapo matumizi ya teknolojia mpya yanaweza kuharakisha ukuaji wa biashara na mseto. Hivi ndivyo nilivyopata kwaajili yako leo: Airtel Uganda kuongeza $216m katika IPO Mdhibiti wa Afrika Kusini anaona tangazo la Rain kuwa la kupotosha Airtel Uganda kuongeza $216m katika IPO Kumbuka hili? Airtel Uganda inapanga kutangaza hadharani telco imefichua maelezo ya toleo lake la awali kwa umma (IPO). Inapanga kukusanya USh 800 bilioni ($216 milioni) kwa kuuza hisa za kawaida bilioni 8, au 20% ya usawa wake, kwenye Sehemu ya Soko Kuu la Uwekezaji ili kufadhili mipango yake ya upanuzi. Kampuni hiyo ilifahamisha Uganda Securities Exchange kwamba bei ya IPO yake itakuwa USh 100 kwa kila hisa. Pia itawapa wauzaji hisa tano kwa kila 100 wanazonunua. Manoj Murali, Mkurugenzi Mkuu wa Airtel Uganda, alisema kuwa IPO inaruhusu wawekezaji wa Uganda, ikiwa ni pamoja na wateja, kumiliki hisa katika kampuni na kushiriki katika ukuaji wake wa baadaye. Wakala mkuu mfadhili wa IPO ni Crested Capital, na mshauri wake mkuu wa miamala ni Absa Bank Uganda Ltd. Murali alitangaza kuwa toleo la hisa la bilioni 8 litaanza tarehe 30 Agosti 2023 na kumalizika Oktoba 13, 2023. Kulingana na muongozo, matokeo ya IPO yatafichuliwa tarehe 30 Oktoba, na kampuni itaanza kufanya biashara katika Soko la Hisa la Uganda siku inayofuata, tarehe 31 Oktoba 2023. Kampuni ya mawasiliano ya simu, ambayo ina watumiaji milioni 14.3 wanaotumia wateja waliosambaa katika wilaya 146 nchini Uganda, itakuwa kampuni ya pili ya mawasiliano iliyoorodheshwa kwenye soko la hisa la Uganda, kufuatia MTN Uganda iliyoorodheshwa Desemba 2021. Mdhibiti wa Afrika Kusini amejua tangazo la Rain kuwa la kupotosha Bodi ya Udhibiti ya Utangazaji (ARB) ilitangaza kuwa Rain, kampuni ya mawasiliano ya simu ya Afrika Kusini, iliwalaghai wateja wake katika tangazo. Tangazo gani? Ofa hiyo inasomeka, “Jiunge sasa kwa Randi 1 tu. Wifi ya nyumbani isiyo na kikomo ya 5G + kupiga simu BURE kila mwezi na data kwa simu 2. Ofa inapatikana hadi tarehe 31 Julai 2023. T’s & C’s hutumika."" Trevor Hill, mlalamikaji, alidai kuwa tangazo linapotosha watumiaji kuamini kuwa wanaweza kupata WiFi ya nyumbani ya 5G isiyo na kikomo na kupiga simu bure kila mwezi na data kwa simu mbili kwa R1. Hata hivyo, kubofya tangazo hilo huwapeleka wateja kwenye tovuti ya Rain, ambapo dili ni R559 na ada ya kujiunga ni R1 na inatozwa. Kwa hivyo, Hill alisema kwa sababu ada ya kujiunga ni R1 pekee ndiyo inayotangazwa badala ya bei halisi ya bidhaa, mteja anadanganywa kufikiria kuwa bidhaa hiyo ni R1 tu. Rain alisema nini? Rain alisema muda wa ofa ya promosheni wa 5G wa WiFi wa nyumbani tayari ulikuwa umekwisha na kuangazia sheria na masharti ya mpango huo. Kampuni ya mawasiliano ilisema kuwa washiriki watalipa ada ya kujiunga ya R1 iwapo watanunua bidhaa ya Rain One kupitia promosheni hiyo. Ada ya usajili wa kila mwezi itatozwa, kwa kuthibitishwa kuwa tangazo ni dhahiri la Rain One, linatumika tu kwa gharama ya kujiunga, na inategemea sheria na masharti. Ni nini hukumu ya mdhibiti? ARB ilizingatia jibu la Rain na malalamiko chini ya Kifungu cha 4.2.1 cha Sehemu ya II ya Kanuni za Matendo ya Utangazaji. Kifungu hicho kinasema kwamba matangazo hayapaswi kuwa na taarifa yoyote au uwasilishaji unaoonekana ambao, moja kwa moja au kwa kumaanisha, kuacha, utata, usahihi, dai lililotiwa chumvi, au njia nyinginezo, zinaweza kupotosha mtumiaji. Ingawa tangazo lilijumuisha kanusho la kawaida la ""T&Cs apply"", ARB iliamua kuwa maneno yalikuwa ya udanganyifu. Ikitokea umeikosa Fungua mustakabali wa kazi na wazungumzaji hawa mashuhuri katika Kongamano la Kisasa la Mahali pa Kazi la Afrika 2023 Uche Ukonu, Mkurugenzi Mkuu Mtendaji wa Smallchopsng atakuonyesha jinsi ya kuanzisha biashara yako kwenye Pitch Friday Hivi karibuni unaweza kutuma na kupokea pesa kwenye X, iliyokuwa Twitter Ninachosoma na kutazama Maafisa wa jeshi la Gabon watangaza mapinduzi baada ya Ali Bongo kushinda uchaguzi uliokuwa na utata Richard Dawkins vs Piers Morgan Juu ya Dini na Jinsia Ethiopia inasema wana uchoraji unaothibitisha jinsi Yesu alivyoonekana kweli mwaka 1000AD","Àwọn alákòóso South Africa rí ìpolówó Rain bí ìṣinilọ́nà Ní 2025, Ìjọba Àpapọ̀ ń gbèrò láti ṣe ìdanilẹ́kọ̀ọ́ fún mílíọ̀nù 1 ọmọ Nigeria lórí ìmọ̀-ọ́nṣe ìmọ̀ ẹ̀rọ. Èyí wà ní ìbámu pẹ̀lú àdéhùn Ààrẹ Bola Tinubu láti ṣẹ̀dá iṣẹ́ mílíọ̀nù 1 ní ilé iṣẹ́ ìmọ̀-ẹ̀rọ ní àwọn oṣù 24 rẹ̀ àkọ́kọ́ ní ọọ́fíìsì. Nínú àfojúsùn ìpolongo ìdìbò rẹ̀, Tinubu ṣe àlàkalẹ̀ àwọn ètò rẹ̀ láti ṣẹ̀dá iṣẹ́. Ní àfikún ṣíṣe àtìlẹ́yìn fún àwọn ọ̀dọ́ ọmọ orílẹ̀-èdè Nigeria tí wọ́n ń ṣiṣẹ́ ní agbègbè ìmọ̀-ẹ̀rọ, yóò ṣe ìfilọ́lẹ̀ àwọn ètò àtìlẹ́yìn ní agbọndan Ìmọ̀-ẹ̀rọ àti àwọn àgbègbè mìíràn tí wọ́n ṣe pàtàkì nínú ètò ọrọ̀-ajé Nigeria níbi tí ìlò àwọn ìmọ̀ ẹ̀rọ tuntun ti lè mú ìyákánkán bá ìdàgbàsókè àti ìmúgbòòrò okòwò. Èyí ni ohun tí ohun tí mo ní fún yín lónìí: Airtel Uganda láti ṣe àkójọ mílíọ̀nù $216 fún títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ rẹ̀ (IPO). Àwọn alákòóso South Africa rí ìpolówó Rain bí ìṣinilọ́nà Airtel Uganda láti ṣe àkójọ mílíọ̀nù $216 fún títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ rẹ̀ (IPO). Ǹjẹ́ ẹ rántí èyí? Airtel Uganda ṣètò láti bọ́ sí gbangba Ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ náà ti ṣe àgbéjáde àwọn àlàyé nípa títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ rẹ̀ (IPO). Ó pinnu láti ṣe àkójọ bílíọ́nù USh 800 (mílíọ̀nù $216) nípa títa bílíọ́nù 8 ìpín ìdókòwò alábọ́dé, tàbí ìdá 20% iye ìpín ìdókòwò rẹ̀, lórí Main Investment Market Segment láti ṣàtìlẹ́yìn owó fún àwọn ètò ìmúgbòòrò rẹ̀. Ilé-iṣẹ́ náà sọ fún Uganda Securities Exchange pé iye owó fún títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ rẹ̀ yóò jẹ́ 100 USh fún ìpín ìdókòwò kan. Yóò tún fún àwọn aláràtúntà ní ìpín ìdókòwò márùn-ún fún gbogbo 100 tí wọ́n bá rà. Manoj Murali, Olùdarí Àgbà fún Airtel Uganda, sọ pé títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ fún àwọn olùdókòwò ọmọ orílẹ̀-èdè Uganda, tí ó fi mọ́ àwọn oníbàárà, láti ní ìpín nínú ilé-iṣẹ́ náà kí wọ́n sì kópa nínú ìdàgbàsókè ọjọ́ ọ̀la rẹ̀. Alátìlẹ́yìn àgbà fún ètò títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà ni Crested Capital, bẹ́ẹ̀ ni olùdarí ìbánidámọ̀ràn ìdúnàádúrà rẹ̀ ni Absa Bank Uganda Ltd. Murali kéde pé ìpín ìdókòwò bílíọ́nù 8 tí wọ́n gbé kalẹ̀ yóò bẹ̀rẹ̀ ní Ọjọ́ 30 Oṣù Kẹjọ, 2023, bẹ́ẹ̀ ni yóò parí Ọjọ́ 13 Oṣù Kẹwàá 2023. Bí ìpolongo náà ṣe sọ, wọn yóò ṣe àfihàn àwọn àbájáde títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà ní Ọjọ́ 30 Oṣù Kẹwàá, bẹ́ẹ̀ ni ilé-iṣẹ́ náà yóò bẹ̀rẹ̀ sí ní ṣòwò lórí Uganda Stock Exchange ní ọjọ́ tí ó tẹ̀lé e, Ọjọ́ 31 Oṣù Kẹwàá, 2023. Ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ náà, tí ó ní àwọn alábàápín mílíọ̀nù 14.3 tàn káàkiri àwọn ẹkùn 146 ní Uganda, yóò bẹ̀rẹ̀ di ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ sọ̀rọ̀ kejì tí ó forúkọsílẹ̀ lórí ọjà ìpín ìdókòwò Uganda, lẹ́yìn MTN Uganda tí ó forúkọsílẹ̀ ní Oṣù Kejìlá 2021. Àwọn alákòóso South Africa rí ìpolówó Rain bí ìṣinilọ́nà Àjọ Advertisingt Regulatory Board (ARB) kéde pé Rain, ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ South Africa kan, tan àwọn oníbàárà rẹ̀ nínú ìpolówó kan. Kín ni ìpolówó náà? Ìpolówó náà kà pé, ""Darapọ̀ nísinsìnyí pẹ̀lú Rand 1. Ẹ̀rọ-ayélujára Ìran 5 ìsopọ̀ aláìlokùn atilélò + àwọn ìpè Ọ̀FẸ́ ní oṣooṣù àti ìsàsopọ̀ fún àwọn ẹ̀rọ-ìbánisọ̀rọ̀ méjì. Ààyè sì wà títí di Ọjọ́ 31 Oṣù Keje 2023. Ó ní àwọn ìlànà àti òfin."" Trevor Hill, Olùfisùn náà, sọ pé ìpolówó náà ń si àwọn oníbàárà lọ́nà láti gbàgbọ́ pé wọ́n lè gba Ẹ̀rọ-ayélujára ìran 5 onísopọ̀ aláìlokùn atilélò àti àwọn ìpè oṣooṣù ọ̀fẹ́ àti ìsàsopọ̀ fún àwọn ẹ̀rọ-ìbánisọ̀rọ̀ méjì fún R1. Bí ó tilẹ̀ jẹ́ pé, títẹ ìpolówó náà gbé àwọn oníbàárà lọ sí ojú òpó ìtakùn ayélujára Rain, níbi tí àdéhùn náà ti jẹ́ R559 tí ó sì pè fún owó ìdarapọ̀ R1. Nítorí náà, Hill sọ pé nítorí pé owó ìdarapọ̀ R1 nìkan wọ́n polówó dípò iye owó ọjà náà gan-an, èyí si àwọn oníbàárà lọ́nà láti rò pé R1 péré ni ọjà náà. Kín ni Rain sọ? Rain sọ pé àsìkò ìpolówó Ẹ̀rọ-ayélujára ìran 5 onísopọ̀ aláìlokùn atilélò ti dópin ó sì sé àlàkalẹ̀ àwọn ìlànà àti òfin àdéhùn náà. Ilé-iṣẹ́ ìbánisọ̀rọ̀ náà sọ pé àwọn akópa yóò san R1 owó ìdarapọ̀ bí wọ́n bá ra ọjà Rain One nípasẹ̀ ìpolówó náà. Lẹ́yìn náà ni wọ́n yóò yọwó àbápín oṣooṣù, pẹ̀lú ìdáláre pé ìpolówó náà wà fún Rain One, ó wà fún owó ìdarapọ̀ nìkan, bẹ́ẹ̀ ni ó dá lórí aowm òfin àti ìlànà. Kín ni ìdájọ́ alákòóso? ARB ṣe àgbéyẹ̀wò èsì Rain àti ìfisùn náà lábẹ́ Abala 4.2.1 ti Ìpín II Òfin Àṣà Ìpolówó ọjà. Abala náà sọ pé àwọn ìpolówó kò gbọ́dọ̀ ní àwọn gbólóhùn tàbí àwòrán tí, mọ̀ọ́mọ̀ tàbí ṣèèṣì, ṣe afojúfò, pọ́n-ọ́nna, àìṣedéédé, àsọdùn ọ̀rọ̀, tàbí ọ̀nà mìíràn, ṣeéṣe kí ó si oníbàárà lọ́nà. Bí ó tilẹ̀ jẹ́ pé ìpolówó náà ní ọ̀rọ̀ ìtakò àwọn ""Òfin àti Ìlànà wà láti tẹ̀lé"", ARB sọ pé ẹ̀tàn ni àwọn ọ̀rọ̀ náà. Bí ẹ kò bá tíì gbọ́ tẹ́lẹ̀ Ní òye ọjọ́ ọ̀la iṣẹ́ pẹ̀lú àwọn gbajúmọ̀ Olùbánisọ̀rọ̀ wọ̀nyí ní Àpéjọ Ibi Iṣẹ́ Ayé òde òní ní Áfíríkà 2023. Uche Ukonu, Ọ̀gá Àgbà Pátápátá Smallchopsng yóò fi hàn ọ́ bí o ṣe lè kówójọ fún ilé-iṣẹ́ àdìdelẹ̀ rẹ ní Ọjọ́ Ẹtì ìpàtẹ. Ẹ lè máa fi owó ráńṣẹ́ kí ẹ sì máa gba owó lórí X, tí s mọ sí Twitter tẹ́lẹ̀ láìpẹ́. Ohun tí mo ń ka àti èyí tí mo ń wò Ilé-iṣẹ́ ológun Gabon kéde ìfipágbàjọba lẹ́yìn ìgbà tí Ali Bingo borí ìdìbò onífànfà. Richard Dawkins kojú Piers Morgan Lori Ẹ̀sìn àti Ìjákọ̀jábo. Ethiopia sọ pé àwọn ní àwòrán tí ó ń sọ bí Jésù ṣe rí gan-an ní 1000AD.","Umlawuli waseNingizimu Afrika uthola iRain idukisa Ngo-2025, uHulumeni Wombuso uthemba ukuthi useqeqeshe abantu baseNigeria abayisigidi ngamakhono ezobuchwepheshe. Lokhu kuhambisana nesethembiso sikaMongameli uBola Tinubu sokukhiqiza imisebenzi eyisigidi embonini yezobuchwepheshe phakathi nezinyanga zakhe zokuqala ezingama-24 ehhovisi. Emkhankasweni wakhe, uTinubu udalule izinhlelo zakhe zokudala amathuba emisebenzi. Ngaphandle kokusekela abasebasha baseNigeria asebevele besebenza emkhakheni wezobuchwepheshe, uzoqala izinhlelo zokungenelela emkhakheni we-ICT nezinye izindawo ezibalulekile emnothweni waseNigeria lapho ukusetshenziswa kobuchwepheshe obusha kungasheshisa ukukhula kwebhizinisi nokuhlukahluka. Nakhu engikuphathele kona namuhla: I-Airtel Uganda izonyusa u-$216m ku-IPO Umlawuli waseNingizimu Afrika uthola iRain idukisa I-Airtel Uganda izonyusa u-$216m ku-IPO Khumbula lokhu? I-Airtel Uganda ihlela ukuphumela obala I-telco idalule imininingwane yomnikelo wayo wokuqala womphakathi (IPO). Ihlela ukuqongelela izigidigidi ezingu-USh 800 (ezigidigidi ezingu$216) ngokuthengisa amasheya ajwayelekile ayizigidi eziyizinkulungwane eziyi-8, noma u-20% wemali yawo elinganayo, eMakethe Yokutshalwa Kwezimali Eyisisekelo ukuze kuxhaswe izinhlelo zayo zokwandisa. Le nkampani yazise i-Uganda Securities Exchange ukuthi intengo ye-IPO yayo izoba ngu-USh 100 ngesheya ngalinye. Izophinde inikeze abathengisi amasheya amahlanu kulelo nalelo 100 abalithengayo. UManoj Murali, uMqondisi Ophethe we-Airtel Uganda, uthe i-IPO ivumela abatshalizimali base-Uganda, kuhlanganise namakhasimende, ukuba babe nesandla enkampanini futhi babambe iqhaza ekukhuleni kwayo esikhathini esizayo. Umthengisi oholayo we-IPO yiCrested Capital, futhi umeluleki wayo oholayo wokuthengiselana i-Absa Bank Uganda Ltd. UMurali umemezele ukuthi ukunikezwa kwesitoko esingu-$8 wezigidigidi kuzoqala ngoNcwaba 30, 2023, futhi kuphele ngo-Okthoba 13, 2023. Njengoba kulindelekile, imiphumela ye-IPO izodalulwa kuMfumfu 30, futhi inkampani izoqala ukuhweba e-Uganda Stock Exchange ngosuku olulandelayo, ngoMfumfu 31, 2023. Itelco, enababhalisele abasebenzayo abayizigidi eziyi-14.3 abasabalale ezifundeni eziyi-146 e-Uganda, izoba inkampani yesibili yezokuxhumana esohlwini lwe-stock exchange yase-Uganda, ilandela iMTN Uganda eyafakwa ohlwini lwangoZibandlela wezi-2021. Umlawuli waseNingizimu Afrika uthola iRain idukisa I-Advertising Regulatory Board (i-ARB) imemezele ukuthi iRain, okuyinkampani yezokuxhumana ngomakhalekhukhwini yaseNingizimu Afrika, idukise amakhasimende ayo esikhangisweni. Siyini isikhangiso? Iphromoshini ifundeka kanje, “Joyina manje ngo-$1 kuphela. I-5G yasekhaya ye-wifi engenamkhawulo + izingcingo zamahhala zenyanga nedatha yamafoni angu-2. Ukunikezwa kuyatholakala kuze kube umhla zingama-31 kuNtulikazi 2023. Kunemigomo nemibandela amaTs and Cs UTrevor Hill, ummangali, uthe lesi sikhangiso sadukisa abathengi bakholelwa ukuthi bangathola i-5G yasekhaya yeWiFi engenamkhawulo kanye nezingcingo zamahhala zenyanga kanye nedatha yezingcingo ezimbili ngo-R1. Nokho, ukuchofoza lesi sikhangiso kuyisa amakhasimende kusizindalwazi seRain, lapho isivumelwano singu-R559 futhi kunemali yokujoyina engu-R1. Ngenxa yalokhu, uHill uthe ngenxa yokuthi imali yokujoyina engu-R1 ikhangiswa kunenani langempela lomkhiqizo, ikhasimende lidukiswa licabange ukuthi umkhiqizo u-R1 kuphela. Lathini imvula? URain uthe isikhathi sokuphromotha sedili ye-5G yeWiFi yasekhaya sesiphelelwe yisikhathi futhi yagqamisa imigomo nemibandela yesivumelwano. I-telco ithe ababambiqhaza bazokhokha imali yokujoyina engu-R1 uma bethenga umkhiqizo weRain One ngephromoshini. Imali yokubhalisa yanyanga zonke izobe isikhokhiswa, njengoba isikhangiso ngokusobala singeseRain One, sisebenza kuphela enkokhelweni yokujoyina, futhi singaphansi kwemigomo nemibandela. Siyini isinqumo somlawuli? I-ARB icubungule impendulo nesikhalo ngaphansi kwesigatshana 4.2.1 seNgxenye II yeKhodi Yezinqubo Zokuthengisa. Isigaba somthetho sithi izikhangiso akufanele ziqukathe noma yisiphi isitatimende noma izethulo ezibonakalayo ezingase, ngokuqondile noma ngokungaqondile, zibe amanga, zingacacile, zinganembile, zibe ihaba, noma ngenye indlela, ezingase zidukise umthengi. Ngisho noma isikhangiso sasihlanganisa nomshwana wokuzihlangula othi ""T&Cs apply"", i-ARB inqume ukuthi amagama ayadukisa. Uma kwenzeka uphuthelwe Vula ikusasa lomsebenzi ngalezi zikhulumi ezivelele ku-Modern Workplace Africa Conference 2023 U-Uche Ukonu, oyiCEO ye-Smallchopsng uzokukhombisa ukuthi ungaqala kanjani ibhizinisi lakho ngo-Pitch Friday Maduze ungase ukwazi ukuthumela nokwamukela imali kuX, okwakuyiTwitter ngaphambilini Engikufundayo nengikubukayo Izikhulu zamasosha eGabon zimemezele ukuketula umbuso ngemuva kokuthi u-Ali Bongo ephumelele okhethweni obelunengxabano URichard Dawkins vs Piers Morgan ngeNkolo nezocansi I-Ethiopia ithi inomdwebo ofakazela ukuthi uJesu wayebukeka kanjani ngempela ngo-1000AD"
+"በቅርቡ በX የዱሮ ትዊተር ገንዘብ መላክ እና መቀበል ይችሉ ይሆናል። ቁልፍ መውሰጃዎች X, የቀድሞው ትዊተር, በሰባት የአሜሪካ ግዛቶች የገንዘብ ማስተላለፊያ ፍቃድ አግኝቷል፡፡ ፈቃዱ መድረኩን እንደ ገንዘብ አገልግሎት ንግድ (ኤም.ኤስ.ቢ.)፣ ድንበር ተሻጋሪ ግብይቶችን በማመቻቸት እንዲሰራ ያስችለዋል። ይህ የኤሎን ማስክ Xን የሁሉም ነገር መተግበሪያ የማድረግ እቅድ አካል ሊሆን ይችላል። እ.ኤ.አ በጥቅምት 4፣ 2022 ኢሎን ማስክ"" ትዊተርን መግዛቱ የሁሉም ነገር መተግበሪያ የሆነውን ኤክስ ለመፍጠር ማፋጠኛ ነው"" በማለት ለጥፏል። ይህንንም ከዘጠኝ ወራት በኋላ ትዊተርን ወደ X ሲቀይር አረጋግጧል። አሁን የፋይናንስ ግብይቶችን ማስቻል X ን ወደ ሁሉም ነገር መተግበሪያ የመቀየር የመጀመሪያ መልክ ይመስላል። ትዊተርን መግዛት የሁሉም ነገር መተግበሪያ የሆነውን Xን ለመፍጠር አፋጣኝ ነው—ኤሎን ማስክ (@elonmusk) እ.ኤ.አ ጥቅምት 4፣ 2022 በብሔራዊ የብድር ማሲያዣ ፈቃድ አሰጣጥ ሥርዓት( ኤንኤምኤልኤስ) መሠረት፣ - በአሜሪካ ውስጥ ንብረት ማሲያዣ ብድርን ለመቈጣጠር የሚረዳ ሥርዓት - ኤክስ አሁን በአሜሪካ ውስጥ በሰባት ግዛቶች ውስጥ የገንዘብ አስተላላፊ ፈቃድ አለው፣ ሮድ አይላንድ የቅርብ ጊዜ ነው፡፡ ሰኞ፣ እ.ኤ.አ ነሃስ 28፣ 2023 የገንዘብ አስተላላፊውን በሮድ አይላንድ አግኝቷል። ገንዘብ አስተላላፊ ፈቃድ ምን ማለት ነው? በሮድ አይላንድ የገንዘብ ማስተላለፊያ ፍቃድ የሚያስፈልጋቸው ንግዶች ""ለደንበኞቻቸው ገንዘብ የሚያስተላልፉ ባህላዊ የገንዘብ ዝውውሮችን (እንደ ዌስተርን ዩኒየን) እና የኤሌክትሮኒክስ ዝውውሮችን (እንደ ፔይፓል ያሉ)"" ናቸው። የገንዘብ አስተላላፊ ፈቃድ ማለት X ልክ ዓለም አቀፍ ክፍያዎችን የሚያመቻች የአሜሪካ የፊንቴክ ኩባንያ እንደሆነው እንደ ስትራይፕ የገንዘብ አገልግሎት ንግድ( ኤምኤስቢ) ነው። ይህ ፈቃድ ያላቸው ኩባንያዎች ገንዘብን ድንበር አሻግረው ለማንቀሳቀስ በሚፈልጉ ግለሰቦች ወይም ንግድ ድርጅቶች መካከል እንደ መካከለኛ ሆነው ያገለግላሉ። X በፍቃዱ ምን ያደርጋል? ኤክስ በፈቃዱ ምን እንደሚያደርግ ባያመለክትም አሁን የገንዘብ አስተላላፊ ፈቃዱን በተቀበለባቸው ሰባት ግዛቶች ማለትም አሪዞና፣ ጆርጂያ፣ ሜሪላንድ፣ ሚሺጋን፣ ሚዙሪ፣ ኒው ሃምፕሻየር እና ሮድ አይላንድ ውስጥ ሰዎች ገንዘብ ለመላክ እና ለመቀበል እነዲችሉ መፍቀድ ይችላል። የ ክሪፕቶ ልውውጥም ሊሆን ይችላል። የገንዘብ አስተላላፊ ፈቃዱ ኤክስ የ ክሪፕቶ ዋሌት ንግድ እንዲሠራም ይፈቅዳል። በሮድ አይላንድ፣ ፈቃዱ ""ሌሎችን ወክሎ""""በምናባዊ ምንዛሬ የሚደረጉ ግብይቶችን የመቆጣጠር ተግባር"" ን ይሸፍናል። ይህ በደንበኞች መካከል የሚደረጉ ምናባዊ የገንዘብ ልውውጦችን የሚቆጣጠሩ ንግዶችን ያካትታል። እንደነዚህ ያሉ ንግዶች በተለምዶ እንደ ክሪፕቶ-ምንዛሬ ልውውጥ መድረኰች እና/ ወይም የአቻ-ለአቻ ልውውጦች ተብለው ሊጠሩ ይችላሉ። "" ኤክስን የክሪፕቶ ልውውጥ ወይም የክሪፕቶ ክፍያ መድረክ ማድርግ ለኤክስ በሥራ ላይ ሊውል ይችላል፡፡ ሙስክ በኤክስ ላይ ብዙ ጊዜ ስለ ክሪፕቶ ምንዛሬዎች ያለውን ፍላጐት በማያሻማ ሁኔታ አሳወቋል፡፡ ዶግኮይን የሰዎች ክሪፕቶ ነው— ኢሎን ሙክ (@elonmusk) እ.ኤ.አ የካቲት 4፣ 2021 የቴስላ ቢሊየነር እ.ኤ.አ. በ 2021 በ ክሪፕቶ ገበያ ላይ ማነቆ ነበረበት ፣ ይህም ከትዊቶቹ ጋር የገበያ ዋጋ ላይ ተጽዕኖ አሳድሯል። የእርሱ"" የኤክስ ቦታ በቀጥታ በጨረቃ ላይ ትክክለኛ ዶግኮይን ሊያስቀምጥ ነው"" ልጥፍ፣ የእርሱ ተወዳጅ ምንዛሪ- የዶጌኮይን ዋጋ - 30% ከፍ እንዲል አድርጓል፡፡ የእሱ የኤሌክትሪክ መኪና ኩባንያ ቴስላ 9,720 ቢትኮይኖችን እና አንዳንድ ዶግኮይኖችን ይይዛል ተብሏል፡፡ አሁን ኤክስ የክሪፕቶ ልውውጥ እና ኤምኤስቢን ለማካሄድ ፈቃድ ስላለው፣ የፋይናንስ መልኩ በቅርቡ ወደ መድረኩ ሊመጣ ይችላል፣ ግን ከተወዳዳሪዎቹ የበለጠ ማእዘን ይሰጠዋል?","You might soon be able to send and receive money on X, formerly Twitter Key takeaways X, formerly Twitter, has gotten money transmitter licences in seven US states. The licence allows the platform to run as a money service business (MSB), facilitating cross-border transactions. This could be part of Elon Musk's plan to make X an everything app. On October 4, 2022, Elon Musk posted ""Buying Twitter is an accelerant to creating X, the everything app."" He proved this when he changed Twitter to X nine months later. Now it seems enabling financial transactions is the first phase of transforming X into the everything app. Buying Twitter is an accelerant to creating X, the everything app— Elon Musk (@elonmusk) October 4, 2022 According to Nationwide Mortgage Licensing System (NMLS), — a system that helps regulate mortgage lending in the US — X now has a money transmitter licence across seven states in the US, with Rhode Island being the latest. It got the money transmitter in Rhode Island on Monday, August 28, 2023. What does a money transmitter licence mean? In Rhode Island, businesses that require a money transmitter licence are those that are ""transmitting money for its customers, including traditional wire transfers (like Western Union) and electronic transfers (like PayPal)."" A money transmitter licence means X is a money service business (MSB) just like Stripe, a US fintech company that facilitates global payments. Companies with this licence act as intermediaries between individuals or businesses that need to move money across borders. What will X do with the licence? While X hasn't indicated what it will be doing with the licence, it can now allow people to send and receive money across the seven states — Arizona, Georgia, Maryland, Michigan, Missouri, New Hampshire, and Rhode Island — where it has received the money transmitter licence. It can also become a crypto exchange The money transmitter licence also allows X to operate a crypto wallet business. In Rhode Island, the license covers ""the activity of “maintaining control of… transactions in virtual currency” “on behalf of others.” This includes businesses that control virtual currency transactions between customers. Such businesses may be commonly referred to as crypto-currency exchange platforms and/ or peer-to-peer exchangers."" Making X a crypto exchange or crypto payments platform could be in the works for X. Musk has unequivocally declared his interest in cryptocurrencies several times on the X. Dogecoin is the people’s crypto— Elon Musk (@elonmusk) February 4, 2021 The Tesla billionaire had a choke hold on the crypto market in 2021, influencing market prices with his tweets. His “SpaceX is going to put a literal Dogecoin on the literal moon” post, sent the price of Dogecoin — his favourite cryptocurrency — up by 30%. His electric car company, Tesla, is reportedly holding 9,720 bitcoins and some Dogecoins. Now that X has the licence to run a crypto exchange and an MSB, a finance feature could be coming to the platform soon, but will it give it an edge over competitors?","Wataƙil nan bada jimawa ba zaka iya fara aikawa da karɓar kuɗi ta manhajar X, wadda a baya ake kira da Twitter. Muhimman abubuwan ɗauka. Kamfanin X, wanda a baya ake kira da Twitter ya samu lasisin aika kuɗi a jahohin Amurka bakwai. Lasisin zai baiwa dandalin damar yayi aiki a matsayin mai kasuwancin kuɗi (MSB), zai sauƙaƙe hada-hadar ƙasa da ƙasa. Wannan na iya zama wani ɓangare na shirin Elon Musk na maida manhajar izuwa ta yin komai da komai. A ranar 4 ga Oktoban 2022 ne Elon Musk ya wallafa cewa, "" Sayen kamfanin Twitter shine ƙarin ƙaimin ƙirƙirar X, manhajar komai da komai"". Ya tabbatar da hakan lokacin da ya canja sunan Twitter izuwa X, watanni tara daga baya. Yanzu da alama bada damar yin harkokin kuɗi shine kashin farko na sauya manhajar X izuwa manhajar komai da komai. Sayen kamfanin Twitter shine ƙarin ƙaimin ƙirƙirar X, manhajar komai da komai, Elon Musk (@elonmusk), 4 ga Oktoban 2022. Kamar yanda yake a Tsarin Bada Lamuni Na ƙasa baki ɗaya (NMLS), tsarin da ke taimakawa wajen daidaita lamuni a Amurka, kamfanin X yanzu yana da lasisin tura kuɗi a jihohi bakwai na Amurka, tare da Rhode Island, wacce ita ce ta baya-bayan nan. Ta samu na'urar tura kuɗi a Rhode Island a ranar Litinin, 28 ga Agustan 2023. Me lasisin tura kuɗi ke nufi? A Rhode Island, kamfanonin dake buƙatar mai lasisin tura kuɗi sune waɗanda ""ke tura kuɗi ga kwastomominsu, wanda ya haɗa da hanyoyin tura kuɗi ta amfani da waya ta al'ada ( misali, Western Union), da kuma na hanyar na'ura (misali, PayPal)"". Lasisin tura kuɗi na nufin X ya zama mai kasuwancin kuɗi (MSB) kamar dai Stripe, wani kamfanin fasahar harkokin kuɗi na Amurka dake sauƙaƙe biyan kuɗaɗe a duniya. Kamfanin da yake da wannan lasisin, na aiki a matsayin masu shiga tsakani tsakanin ɗaiɗaikun mutane ko kamfanonin dake tura kuɗaɗe zuwa ƙasashe. Me X zasu iya da lasisin? Yayinda X basu nuna me zasu yi da lasisin ba, yanzu zasu iya baiwa mutane damar turawa da kuma karɓar kuɗi a tsakanin waɗannan jahohin bakwai, jahohin sune Arizona, Georgia, Maryland, Michigan, Missouri, New ,Hampshire, da kuma Rhode Island inda kamfanin ya karɓi lasisin tura kuɗin. Zata kuma iya zama kasuwar musayar crypto. Lasisin tura kuɗin zai kuma ba X ɗin damar yin aiki a matsayin walet ɗin kasuwancin crypto. A Rhode Island, lasisin ya ƙunshe ""aikin kula da sarrafa harkokin kuɗi da kuɗin intanet, a maimakon sauran. Wannan ya haɗa da kamfanonin da suke sarrafa harkokin kuɗi na kuɗin intanet a tsakanin kwastomomi. Waɗannan kamfanonin da aka fi kiransu da dandalin musayar kuɗin crypto ko musayar tsara-da-tsara. Sanya X ta zamo wajen musayar kirifto ko dandalin biyan kuɗi da kirifto ka iya zama na cikin aiki a X. Ba tare da wata shakka ba, Musk ya bayyana sha'awarsa game da kuɗin crypto a lokuta da dama. Dogecoin kirifto ne na zaɓin mutane — Elon Musk (@elonmusk), 4 ga watan Fabrairun 2021. Babban mai kuɗi mai mallakar kamfanin Tesla yayi kaka-gida a kasuwar kirifto a shekarar 2021, yayin da ya rinjayi farashinta a kasuwa ta hanyar wallafe-wallafensa a shafinsa na twitter. Maganarsa ta cewa ""Kamfanin SpaceX na ɗaukaka Dogecoin a fili"" a jawabin da ya yaɗa, ya ƙara wa farashin Dogecoin daraja - kuɗinsa na kirifto da yafi so - da kaso 30 cikin ɗari. Kamfaninsa dake ƙera motoci masu amfani da wutar lantarki na Tesla, an ruwaito cewa yana da bitcoin guda 9,720, da kuma wani adadi na Dogecoin. Yanzu X sun samu lasisin gudanar da musayar kirifto da kuma MSB, alamar harkokin kuɗi na iya bayyana a kan dandalin manhajar nan bada jimawa ba, sai dai ko hakan zai sa ta ɗarar ma abokan takara?","Hivi karibuni unaweza kutuma na kupokea pesa kupitia X, ambayo zamani ilikuwa Twitter Mambo muhimu ya kuzingatia X, ambayo zamani ilikuwa Twitter, imepata leseni za kutuma pesa katika majimbo saba ya Marekani. Leseni inaruhusu jukwaa kuendeshwa kama biashara ya huduma ya pesa (MSB), kuwezesha shughuli za kuvuka mipaka. Hii inaweza kuwa sehemu ya mpango wa Elon Musk kufanya X kuwa programu ya kila kitu. Mnamo Oktoba 4, 2022, Elon Musk alichapisha ""Kununua Twitter ni kuongeza kasi ya kuunda X, programu ya kila kitu."" Alithibitisha hili alipobadilisha Twitter hadi X miezi tisa baadaye. Sasa inaonekana kuwezesha miamala ya kifedha ndiyo awamu ya kwanza ya kubadilisha X kuwa programu ya kila kitu. Kununua Twitter ni kuongeza kasi ya kuunda X, programu ya kila kitu— Elon Musk (@elonmusk) Oktoba 4, 2022 Kulingana na Mfumo wa Kitaifa wa Utoaji Leseni ya Rehani (NMLS), - mfumo unaosaidia kudhibiti ukopeshaji wa rehani nchini Marekani - X sasa ina leseni ya kutuma pesa katika majimbo saba nchini Marekani, huku Rhode Island ikiwa ya hivi punde zaidi. Ilipata kutuma pesa huko Rhode Island mnamo Jumatatu, Agosti 28, 2023. Leseni ya kutuma pesa inamaanisha nini? Katika Rhode Island, biashara zinazohitaji leseni ya kutuma pesa ni zile ""zinazotuma pesa kwa wateja wake, ikiwa ni pamoja na uhamishaji wa jadi wa kielektroniki (kama vile Western Union) na uhamishaji wa kielektroniki (kama PayPal)."" Leseni ya kutuma pesa inamaanisha X ni biashara ya huduma ya pesa (MSB) kama Stripe, kampuni ya fintech ya Marekani inayowezesha malipo ya kimataifa. Kampuni zilizo na leseni hii hufanya kazi kama wapatanishi kati ya watu binafsi au biashara zinazohitaji kuhamisha pesa kuvuka mipaka. X atafanya nini na leseni? Ingawa X haijaonyesha itafanya nini na leseni, sasa inaweza kuruhusu watu kutuma na kupokea pesa katika majimbo saba - Arizona, Georgia, Maryland, Michigan, Missouri, New Hampshire, na Rhode Island - ambapo ina leseni ya kutuma pesa. Inaweza pia kuwa ubadilishaji wa crypto Leseni ya kutuma pesa pia inaruhusu X kuendesha biashara ya crypto wallet. Katika Rhode Island, leseni inahusu ""shughuli ya ""kudumisha udhibiti wa... miamala katika sarafu pepe"" ""kwa niaba ya wengine."" Hii inajumuisha biashara zinazodhibiti miamala ya sarafu pepe kati ya wateja. Biashara kama hizo zinaweza kujulikana kama majukwaa ya kubadilishana sarafu ya crypto na/ au wabadilishanaji rika-kwa-rika."" Kufanya X kuwa jukwaa la kubadilisha fedha fiche au malipo ya fedha fiche kunaweza kuwa kazi ya X. Musk ametangaza bila shaka kupendezwa kwake na sarafu ya crypto mara kadhaa kwenye X. Dogecoin ndio crypto ya watu— Elon Musk (@elonmusk) Februari 4, 2021 Bilionea huyo wa Tesla alishikilia soko la crypto mnamo 2021, na kuathiri bei ya soko na tweets zake. ""SpaceX yake itaweka Dogecoin halisi kwenye mwezi halisi"", ilituma bei ya Dogecoin - fedha fiche yake anayopenda zaidi - hadi 30%. Kampuni yake ya magari ya umeme, Tesla, inaripotiwa kushikilia bitcoins 9,720 na baadhi ya Dogecoins. Sasa kwa kuwa X ina leseni ya kuendesha ubadilishanaji wa fedha fiche na MSB, kipengele cha fedha kinaweza kuja kwenye jukwaa hivi karibuni, lakini je, kitaipatia makali washindani?","Ẹ lè máa fi owó ráńṣẹ́ kí ẹ sì máa gba owó lórí X, tí s mọ sí Twitter tẹ́lẹ̀ láìpẹ́. Àwọn kókó-ọ̀rọ̀ X, tí a mo mọ sí Twitter tẹ́lẹ̀, ti gba àwọn ìwé ẹ̀rí ìfowóráńṣẹ́ ní àwọn Ìpínlẹ̀ US méje. Ìwé ẹ̀rí náà fi ààyè gba ìkànnì náà láti ṣiṣẹ́ gẹ́gẹ́ bí okòwò olùpèsè iṣẹ́ ajẹmówó (MSB), tí ó ń ṣe agbátẹrù àwọn ìdúnàádúrà láti orílẹ̀-èdè sí orílẹ̀-èdè. Eléyìí lè jẹ́ lára ètò Elon Musk láti sọ X di ohun èlò ẹ̀rọ gbogbonìṣe. Ní Ọjọ́ 4 Oṣù kẹwàá, 2022, Elon Musk ṣe àgbéjáde ""Ríra Twitter jẹ́ ọ̀nà tí ó yá kánkán láti ṣẹ̀dá X, ohun èlò ẹ̀rọ gbogbonìṣe."" Ó fìdí èyí múlẹ̀ nígbà tí ó yí Twitter sí X lẹ́yìn oṣù mẹ́sàn-án. Nísinsìnyí ó dàbí ẹni pé fífi ààyè gba àwọn ìdúnàádúrà ìṣúná ni ìgbésẹ̀ àkọ́kọ́ láti ṣe àyípadà X sí ohùn èlò ẹ̀rọ gbogbonìṣe. Ríra Twitter jẹ́ ọ̀nà tí ó yá kánkán láti ṣẹ̀dá X, ohun èlò ẹ̀rọ gbogbonìṣe – Elon Musk (@elonmusk) 4 Oṣù Kẹwàá, 2022. Gẹ́gẹ́ bí Nationwide Mortgage Licensing System (NMLS), – ilé iṣẹ́ tí ó ń ṣe ìrànlọ́wọ́ láti ṣàkóso ètò ẹ̀yáwó ní US – X ti ní ìwé ẹ̀rí ìfowóráńṣẹ́ káàkiri àwọn Ìpínlẹ̀ US méje báyìí, pẹ̀lú Rhode Island tí ó gbẹ̀yìn nínú wọn. Ó gba ìwé ìfowóráńṣẹ́ náà ní Rhode Island ní Ọjọ́ Ajé, 28 Oṣù Kẹjọ, 2023. Kín ni ìwé ẹ̀rí ìfowóráńṣẹ́ túmọ̀ sí? Ní Rhode Island, àwọn okòwò tí ó nílò ìwé ẹ̀rí ìfowóráńṣẹ́ ni àwọn tí wọ́n ń ""fowó ráńṣẹ́ fún àwọn oníbàárà wọn, tí ó fi mọ́ àwọn ìfowóráńṣẹ́ orí afẹ́fẹ́ (bí Western Union) àti ìfowóráńṣẹ́ orí ẹ̀rọ-ayélujára (bí PayPal)."" Ìwé ẹ̀rí ìfowóráńṣẹ́ túmọ̀ sí pé X jẹ́ okòwò oníṣẹ́ ajẹmówó (MSB) bí Stripe, ilé-iṣẹ́ ìmọ̀-ẹ̀rọ nínú ìṣúná US kan tí ó ń ṣètò ìsanwó káàkiri àgbáyé. Àwọn ilé-iṣẹ́ pẹ̀lú Ìwé ẹ̀rí yìí máa ń ṣiṣẹ́ gẹ́gẹ́ bí alárinà láàrin àwọn ènìyàn tàbí okòwò tí wọ́n nílò láti fowó ráńṣẹ́ láti orílẹ̀-èdè kan sí òmíràn. Kín ni X yóò ṣe pẹ̀lú Ìwé ẹ̀rí yìí? Nígbà tí X kò tíì sọ pé ohun tí yóò máa ṣe pẹ̀lú ìwé ẹ̀rí yìí, ó lè gba àwọn ènìyàn láàyè láti máa fi owó ráńṣẹ́ kí wọ́n sì máa gba owó ní aowm ìpínlẹ̀ méjèèje – Arizona, Georgia, Maryland, Michigan, Missouri, New Hemisphere, àti Rhode Island – níbi tí ó ti gba àwọn ìwé ẹ̀rí ìfowóráńṣẹ́ náà. Ó tún lè di ìkànnì ìṣòwò kirpito Ìwé ẹ̀rí owó náà tún fi ààyè gba X láti lo àpamọ́ kírípútò. Ní Rhodet Island, ìwé ẹ̀rí náà ká ""iṣẹ́ àmójútó ìṣàkóso...ìdúnàádúrà pẹ̀lú owó orí ẹ̀rọ"" ""lórúkọ àwọn yòókù."" Lára èyí ni a ti rí àwọn okòwò tí wọ́n ń ṣàkóso ìdúnàádúrà owó orí ẹ̀rọ láàrin awọn oníbàárà. Wọ́n lè pe àwọn okòwò bẹ́ẹ̀ ní àwọn ìkànnì ìdókòwò ọjà owó kírípútò àti/ tàbí okòwò kírípútò ẹlẹ́gbẹ́jẹgbẹ́. Sísọ X di ìkànnì ìdókòwò kírípútò tàbí ìsanwó kírípútò lè jẹ iṣẹ́ tí X ń ṣètò. Musk ti sọ láìṣí àní-àní èrò rẹ̀ nínú àwọn owó àkósódù kírípútò ní onírúurú ìgbà lórí X. Dogecoin ni kírípútò àwọn ènìyàn - Elon Musk (@elonmusk) 4 Oṣù Kejì, 2021 Ọkùnrin ọlọ́rọ̀ Tesla náà fún ọjà kírípútò lọ́rùn ní 2021, nígbà tí ó ń nípa lórí iye àwọn ọjà náà pẹ̀lú àwọn àtẹ̀jáde Twitter rẹ̀. SpaceX rẹ̀ yóò gbé Dogecoin lọ sí òkè àtẹ̀jáde"", gbé iye owó Dogecoin – ààyò owó àkósódù kirouo rẹ̀ – sókè pẹ̀lú 30%°. Ilé-iṣẹ́ ọkọ̀ oníná, Tesla, ní owó àkósódù 9, 720 àti àwọn Dogecoin díẹ̀. Ní báyìí tí X ti ní ìwé ẹ̀rí láti ṣètò ìdókòwò kírípútò àti gẹ́gẹ́ bí okòwò oníṣẹ́ ajẹmówó, àwòmọ́ ètò ìṣúná lè máa bọ̀ sórí ìkànnì náà láìpẹ́, ṣùgbọ́n ṣe yóò fún un ní àbùdá tí ó yàtọ̀ sí àwọn olùfigagbága?","Maduze ungase ukwazi ukuthumela nokwamukela imali kuX, okwakuyiTwitter ngaphambilini Okubalulekile okuthathayo I-UX, phambilini ebikade iyiTwitter, ithole amalayisense okuthumela imali ezifundazweni eziyisikhombisa zase-US. Ilayisensi ivumela inkundla ukuthi isebenze njengebhizinisi lensizakalo yemali (iMSB), isiza ukuthengiselana okuwela umngcele. Lokhu kungaba yingxenye yohlelo luka-Elon Musk lokwenza iX ibe uhlelo lokusebenza lokuhlanganisa konke. Ngo-Okthoba 4, 2022, u-Elon Musk wabhala ""Ukuthenga iTwitter kusheshisa ukwakhiwa kwe-iX, uhlelo lokusebenza lwazo zonke izinto."" Ukufakazele lokhu lapho eshintsha iTwitter yaba iX ezinyangeni eziyisishiyagalolunye kamuva. Manje kubonakala sengathi ukuvumela ukuthengiswa kwezimali kuyisinyathelo sokuqala sokuguqula iX ibe uhlelo lokusebenza oluhlanganisa konke. Ukuthenga iTwitter kuwukujaha ukudala iX, uhlelo lokusebenza kwezinto endaweni eyodwa - u-Elon Musk (@elonmusk) kuMfumfu 4, 2022 Ngokohlelo lwe-Nationwide Mortgage Licensing System (iNMLS), - uhlelo olusiza ukulawula ukubolekwa kwezindlu e-US - iX manje isinelayisensi yokudlulisa imali ezifundazweni eziyisikhombisa zase-US, iRhode Island ingeyakamuva. Uthole umshini wokuthumela imali eRhode Island ngoMsombuluko, kaNcwaba 28, 2023. Isho ukuthini ilayisensi yokudlulisa imali? ERhode Island, amabhizinisi adinga ilayisense yokudlulisa imali yilawo ""adlulisela imali kumakhasimende awo, okuhlanganisa nokudluliswa kwezintambo okujwayelekile (okufana neWestern Union) kanye nokudluliswa kwe-electronic (okufana ne-PayPal)."" Ilayisense yokudlulisa imali isho ukuthi i-X yibhizinisi lesevisi yemali (iMSB) njenge-Stripe, inkampani yefintech yase-US ecubungula izinkokhelo zomhlaba wonke. Izinkampani ezinale layisensi zisebenza njengabaxhumanisi phakathi kwabantu noma amabhizinisi adinga ukudlulisa imali emingceleni. Uzokwenzani uX ngelayisensi? Yize uX engakasho ukuthi uzokwenzani ngelayisensi, manje usengakwazi ukuvumela abantu ukuthi bathumele futhi bathole imali kuzo zonke izifundazwe eziyisikhombisa - i-Arizona, Georgia, Maryland, Michigan, Missouri, New Hampshire, neRhode Island - lapho uthole ilayisense yokudlulisa imali. Kungaba futhi ukushintshaniswa kwecrypto Ilayisense yokudlulisa imali iphinde ivumele iX ukuthi isebenzise ibhizinisi le-crypto wallet. ERhode Island, ilayisensi ihlanganisa “umsebenzi “wokugcina ukulawula… ukuthengiswa kwemali ebonakalayo” “egameni labanye.” Lokhu kubandakanya amabhizinisi alawula ukuthengiswa kwemali ebonakalayo phakathi kwamakhasimende. Amabhizinisi anjalo ngokuvamile angase abizwe ngokuthi izinkundla zokushintshisana nge-crypto-currency kanye/noma ukushintshana kontanga kuya kontanga. Ukwenza iX ibe inkundla yokushintshisana ngecrypto noma inkundla yokukhokha yecrypto kungaba semisebenzini yeX. UMusk uveze obala intshisekelo yakhe kumacryptocurrencies izikhathi ezimbalwa kuX. IDogecoin icrypto yabantu - u-Elon Musk (@elonmusk) kuNhlolanja 4, 2021 UBillionaire Tesla wabandakanyeka emakethe yecrypto ngo-2021, ethonya amanani emakethe ngama-tweets akhe. I""SpaceX yakhe izobeka iDogecoin yangempela enyangeni yangempela"", ithumele intengo yeDogecoin - imali yakhe eyintandokazi yecrypto - up 30%. Inkampani yakhe yezimoto zikagesi, iTesla, kubikwa ukuthi iphethe ama-bitcoins angama-9,720 kanye namaDogecoins athile. Manje njengoba iX inelayisensi yokusebenzisa icrypto exchange kanye neMSB, isici sezezimali singase size endaweni yesikhulumi maduzane, kodwa ingabe sizosinika umkhawulo phezu komncintiswano?"
+ኤርቴል ኡጋንዳ 8 ቢሊዮን ተራ አክሲዮኖችን በመሸጥ 216 ሚሊዮን ዶላር በማሰባሰብ የማስፋፊያ እቅዶቹን ለመደገፍ አቅዷል። ኤርቴል ኡጋንዳ በኡጋንዳ ደህንነት ልውውጥ ላይ አክሲዮኑን ለህዝብ ለመሸጥ ማቀዱን ከሁለት ሳምንት በኋላ ይፋ ያደረገውን የመጀመሪያ ህዝባዊ አቅርቦቱን (አይፒኦ) ዝርዝሮችን አሳውቋል። የመስፋፋት እቅዱን ለመደገፍ በዋናው የኢንቨስትመንት ገበያ ክፍል ላይ 8 ቢሊዮን ተራ አክሲዮኖችን ወይም 20% ድርሻውን በመሸጥ ኤኤስኤች 800 ቢሊዮን ( 216 ሚሊዮን ዶላር) ለማሰባሰብ አቅዷል። ኩባንያው ለዩጋንዳ ደህንነት ልውውጥ የአይፒኦው ዋጋ በአንድ አክሲዮን 100 ኡጋንዳ ቢረረ እንደሚሆን አሳውቋል። በተጨማሪም ለችርቻሮ ነጋዴዎች ለሚገዙት 100 አክሲዮኖች አምስት አክሲዮኖችን ይሰጣቸዋል። የቴልኮ የአይፒኦ አካል በመሆን የጋራ አክሲዮኖችን ይሸጣል እንዲሁም ወጪዎችን ካስቀነሰ በኋላ የአቅርቦቱን የተጣራ ገቢ ይቀበላል። የኤርቴል ኡጋንዳ ዋና ሥራ አስኪያጅ ማኖጅ ሙራሊ እንደገለጹት የአይፒኦው ደንበኞችን ጨምሮ የኡጋንዳ ባለሀብቶች በኩባንያው ውስጥ ድርሻ እንዲኖራቸው እና በወደፊት ዕድገቱ ውስጥ እንዲሳተፉ ያስችላቸዋል፡፡ የአይፒኦው ዋና ስፖንሰር አበዳሪ ክሬስትድ ካፒታል ሲሆን ዋና የግብይት አማካሪው ደግሞ አብሳ ባንክ ኡጋንዳ ሊሚትድ ነው። ኤርቴል ባለፈው ዓመት ታህሳስ ወር ላይ አክሲዮኖቹን ለገበያ ማቅረብ ባለመቻሉ የአንድ ዓመት ማራዘሚያ ጊዜ ተቀብሏል። ስለዚህ የኡጋንዳ ግንኙነት ኰሚሽን( ዩሲሲ) መስፈርቱን ለማሟላት እ.ኤ.አ እስከ ታህሳስ 16 ቀን 2023 ድረስ የጊዜ ገደብ ሰጥቷል። የአይፒኦ ኩባንያ በዚያን ጊዜ የሚዘረዝርባቸውን የቁጥጥር ፍላጎቶች ያሟላል። ሙራሊ የ 8 ቢሊዮን አክሲዮን አቅርቦት ነሐሴ 30 ቀን 2023 እንደሚጀመር እና በጥቅምት 13 ቀን 2023 እንደሚጠናቀቅ አስታውቋል። በመዝገቡ መሠረት የአይፒኦው ውጤቶች ጥቅምት 30 ይፋ የሚደረጉ ሲሆን ኩባንያው በቀጣዩ ቀን ማለትም ጥቅምት 31 ቀን 2023 በኡጋንዳ የአክሲዮን ልውውጥ ላይ ግብይት ይጀምራል፡፡ በኡጋንዳ በ146 ወረዳዎች የተሰራጨው 14.3 ሚሊዮን ንቁ የደንበኝነት ተመዝጋቢዎች ያሉት ቴሌኮ በታህሳስ 2021 ከተዘረዘረው ኤምቲኤን ኡጋንዳ በመቀጠል በኡጋንዳ የአክሲዮን ልውውጥ ላይ ከተዘረዘሩት ሁለተኛው የቴሌኮሙኒኬሽን ኩባንያ ይሆናል ዝርዝሩ አንዴ ሲጠናቀቅ።,"Airtel Uganda to raise $216 million by selling 8 billion ordinary shares to fund its expansion plans Airtel Uganda disclosed the details of its initial public offering (IPO) two weeks after announcing plans to sell its shares to the general public on the Uganda Securities Exchange. By selling 8 billion ordinary shares, or 20% of its equity, on the Main Investment Market Segment, Airtel Uganda hopes to raise USh 800 billion ($216 million) to fund its expansion plans. The company informed the Uganda Securities Exchange that the price for its IPO will be USh 100 per share. It will also give retailers five shares for every 100 they purchase. The telco will sell common shares as part of the IPO and receive the net proceeds of the offering after deducting costs. Manoj Murali, Managing Director of Airtel Uganda, stated that the IPO allows Ugandan investors, including customers, to own a stake in the company and participate in its future growth. The IPO's principal sponsoring broker is Crested Capital, and its lead transaction adviser is Absa Bank Uganda Ltd. Airtel received a one-year extension after its inability to list its shares by December last year. So, the Uganda Communications Commission (UCC) gave a deadline of December 16, 2023, to fulfil the requirement. The IPO complies with regulatory demands that the company list by then. Murali announced that the 8 billion share offering would start on August 30, 2023, and end on October 13, 2023. Per a prospectus, the IPO's results will be revealed on October 30, and the company will start trading on the Uganda Stock Exchange the following day, on October 31, 2023. The telco, which has 14.3 million active subscribers spread across 146 districts in Uganda, will become the second telecommunications company listed on the Ugandan stock exchange once its listing is complete, following MTN Uganda, which is majority-owned by the South African MTN Group and was listed in December 2021.","Kamfanin Airtel Uganda zai tara dala miliyan 216 ta hanyar siyar da gama-garin hannun jari na biliyan 8 don ɗaukan nauyin shirye-shiryensa na faɗaɗawa Kamfanin Airtel Uganda ya bayyana cikakken bayani game da bajakolin da zata yi (IPO) makonni biyu bayan sanar da shirye-shiryen sayar da hannun jarinsa ga jama'a a kasuwar hada-hadar hannayen jari ta Uganda. Ta hanyar sayar da gama-garin hannun jari na biliyan 8, ko kashi 20% na kadarorinsa, akan Babban Kasuwar Zuba Jari, kamfanin Airtel Uganda na fatan tara dalar Amurka biliyan 800 ($ 216 miliyan) don ɗaukan nauyin shirye-shiryensa faɗaɗawa. Kamfanin ya sanar da Kasuwar Hada-hadar Hannayen Jari ta Uganda cewa farashin IPO ɗinsa zai kasance USh 100 a kowane hannun jari. Hakanan za ta baiwa ƙananun 'yan kasuwa hannun jari biyar akan kowane 100 da suka saya. Kamfanin telco zai sayar da gama-garin hannun jarin ne a matsayin wani ɓangare na IPO kuma zai karɓi ribar da aka samu bayan an cire kuɗaɗen da aka kashe. Manoj Murali, Babban Darakta na kamfanin Airtel Uganda, ya bayyana cewa IPO yana ba wa masu zuba jari na Uganda, ciki har da abokan cinikayya damar mallakar hannun jari a kamfanin da kuma samun gurbi a cikin ci gabansa nan gaba. Kamfanin Crested Capital shi ne babban ɗan tsakiya dake kula da hada-hadar kuɗi na IPO, kuma babba mai ba da shawara kan harkokin kasuwanci shi ne bankin Absa Bank Uganda Ltd. Kamfanin na Airtel ya samu ƙarin wa’adin shekara ɗaya ne bayan da ya kasa tantance hannayen jarinsa a watan Disambar bara. Don haka, Hukumar Sadarwa ta Uganda (UCC) ta ba da wani wa'adi na ranar 16 ga Disamba, 2023, don cika abin da ake buƙata. IPO ɗin yabi ƙa'idojin masu sa ido wanda kamfanin ya lissafa a wancan lokacin. Murali ya sanar da cewa bajakolin hannun jari na biliyan 8 zai fara ne a ranar 30 ga Agusta, 2023, kuma zai ƙare a ranar 13 ga Oktoba, 2023. Bisa takardar, za a bayyana sakamakon IPO a ranar 30 ga Oktoba, kuma kamfanin zai fara ciniki a kasuwar hada-hadar hannayen jari ta Uganda washegari, a ranar 31 ga Oktoba, 2023. Kamfanin telco, wanda ke da tsayayyun mutane miliyan 14.3 faɗin garuruwa 146 na ƙasar Uganda, zai zama kamfanin sadarwa na biyu da aka jera a kasuwar hada-hadar hannayen jari ta Uganda da zarar an kammala jerin sunayensa, wanda ke biyo bayan kamfanin MTN Uganda, wanda MTN Group na Afirka ta Kudu ke da rinjayen mallaka kuma an lissafa shi a watan Disamba 2021.","Airtel Uganda imekusanya dola milioni 216 kwa kuuza hisa za kawaida bilioni 8 ili kufadhili mipango yake ya upanuzi Airtel Uganda ilifichua maelezo ya toleo lake la awali la umma (IPO) wiki mbili baada ya kutangaza mipango ya kuuza hisa zake kwa umma kwa ujumla kwenye Soko la Mabadilishano ya Ulinzi Uganda. Kwa kuuza hisa za kawaida bilioni 8, au 20% ya hisa zake, kwenye Sehemu ya Soko Kuu la Uwekezaji, Airtel Uganda inatarajia kukusanya Ush 800 (dola milioni 216) ili kufadhili mipango yake ya upanuzi. Kampuni hiyo ilifahamisha Uganda Securities Exchange kwamba bei ya IPO yake itakuwa USh 100 kwa kila hisa. Pia itawapa wauzaji hisa tano kwa kila 100 wanazonunua. Kampuni ya mawasiliano itauza hisa za kawaida kama sehemu ya IPO na kupokea mapato yote ya toleo baada ya kutoa gharama. Manoj Murali, Mkurugenzi Mkuu wa Airtel Uganda, alisema kuwa IPO inaruhusu wawekezaji wa Uganda, ikiwa ni pamoja na wateja, kumiliki hisa katika kampuni na kushiriki katika ukuaji wake wa baadaye. Wakala mkuu mfadhili wa IPO ni Crested Capital, na mshauri wake mkuu wa miamala ni Absa Bank Uganda Ltd. Airtel ilipata nyongeza ya mwaka mmoja baada ya kushindwa kuorodhesha hisa zake kufikia Desemba mwaka jana. Kwa hivyo, Tume ya Mawasiliano ya Uganda (UCC) ilitoa mwisho wa Desemba 16, 2023, kutimiza sharti hilo. IPO inatii matakwa ya udhibiti ambayo kampuni iliorodheshe kufikia wakati huo. Murali alitangaza kuwa toleo la hisa la bilioni 8 litaanza tarehe 30 Agosti 2023 na kumalizika Oktoba 13, 2023. Kulingana na muongozo, matokeo ya IPO yatafichuliwa tarehe 30 Oktoba, na kampuni itaanza kufanya biashara kwenye Soko la Hisa la Uganda siku inayofuata, Oktoba 31, 2023. Teleco, ambayo ina watumiaji milioni 14.3 waliosambaa katika wilaya 146 nchini Uganda, itakuwa kampuni ya pili ya mawasiliano kuorodheshwa kwenye soko la hisa la Uganda mara baada ya kuorodheshwa kwake kukamilika, kufuatia MTN Uganda, ambayo inamilikiwa na wengi wa MTN Group ya Afrika Kusini iliorodheshwa mnamo Desemba 2021.","Airtel Uganda ṣetán láti ṣe àkójọ mílíọ̀nù $216 nípa títa bílíọ́nù 8 ìpín ìdókòwò alábọ́dé láti ṣe àtìlẹ́yìn owó fún àwọn ètò ìmúgbòòrò rẹ̀. Airtel Uganda ṣe àlàyé títa ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ lẹ́yìn ọ̀sẹ̀ méjì tí wọ́n kéde àwọn ètò láti ta ìpín ìdókòwò wọn fún gbogbo àwùjọ lórí Uganda Securities Exchange. Nípa títa bílíọ́nù 8 ìpín ìdókòwò alábọ́dé, tàbí 20% iye ìpín ìdókòwò wọn, lórí Main Investment Market Segment, Airtel Uganda nírètí láti ṣe àkójọ bílíọ́nù USh 800 (mílíọ̀nù $216) láti ṣe àtìlẹ́yìn àwọn ètò ìmúgbòòrò wọn. Ilé-iṣẹ́ náà sọ fún Uganda Securities Exchange pé iye owó fún ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà yóò jẹ́ 100 USh fún ìpín kan. Yóò tún fún àwọn aláràtúntà ní ìpín ìdókòwò márùn-ún fún gbogbo 100 tí wọ́n bá rà. Ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ náà yóò ta ìpín ìdókòwò alábọ́dé gẹ́gẹ́ bí ara ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ yóò sì gba èrè orí àdéhùn ìpín ìdókòwò náà lẹ́yìn tí wọ́n bá yọ àwọn owónàá. Manoj Murali, Olùdarí Àgbà Airtel Uganda, sọ pé ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà fún àwọn olùdókòwò Uganda ní àǹfààní, tí ó fi mọ́ àwọn oníbàárà, láti ní ìpín nínú ilé-iṣẹ́ náà kí wọ́n sì kópa nínú ìdàgbàsókè rẹ̀ ọjọ́ iwájú. Olórí adúnàádúrà tí ó ṣe àtìlẹ́yìn ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà ni Crested Capital, tí olórí olùbádámọ̀ràn ìdúnàádúrà rẹ̀ sì jẹ́ Absa Bank Uganda Ltd. Airtel gba àfikún ọdún kan lẹ́yìn tí kò lè ṣe àtòjọ àwọn ìpín ìdókòwò rẹ̀ ní Oṣù Kejìlá ọdún tó kọjá. Nítorí náà, àjọ Uganda Communications Commission (UCC) ṣe àgbékalẹ̀ gbèdéke 16 Oṣù Kejìlá, 2023, láti mú àlàkalẹ̀ náà sẹ. Ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà yóò tẹ̀lé àwọn ìlànà à á tẹ̀lé tí ilé-iṣẹ́ náà là kalẹ̀ nígbà náà. Murali kéde pé ọjà bílíọ́nù 8 ìpín ìdókòwò yóò bẹ̀rẹ̀ ní 30 Oṣù Kẹjọ, 2023, bẹ́ẹ̀ ni yóò sì parí ní 13, 2023. Gẹ́gẹ́ bí ìwé ìpolongo kan ṣe sọ, àwọn àbájáde Ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ ilé-iṣẹ́ náà yóò di àfihàn ní 30 Oṣù Kẹwàá, bẹ́ẹ̀ ni ilé-iṣẹ́ náà yóò bẹ̀rẹ̀ sí ní máa ṣòwò lórí Uganda Stock Exchange ní ọjọ́ tí ó tẹ̀lé, 31 Oṣù Kẹwàá, 2023. Ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ náà, tí ó ní àwọn alábàápín mílíọ̀nù 14.3 tàn káàkiri àwọn ẹkùn 146 ní Uganda, yóò di ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ kejì tí ó lórúkọ lórí ọjà ìdúnàádúrà ìṣúra ní kété tí tí wọ́n bá ti parí ìforúkọsílẹ̀ rẹ̀, lẹ́yìn MTN Uganda, tí ó jẹ́ South African MTN Group ni púpọ̀ rẹ̀ tí wọ́n sì forúkọ rẹ̀ sílẹ̀ ní Oṣù Kejìlá 2021..","I-Airtel Uganda izoqoqa izigidi ezingu-$216 ngokuthengisa amasheya avamile ayizigidi ezingu-8 ukuxhasa izinhlelo zayo zokwandisa I-Airtel Uganda idalule imininingwane yomnikelo wayo wokuqala womphakathi (IPO) emasontweni amabili ngemuva kokumemezela izinhlelo zokudayisela umphakathi amasheya ayo e-Uganda Securities Exchange. Ngokuthengisa amasheya avamile ayizigidi eziyizinkulungwane ezingu-8, noma amasheya ayo angu-20%, ku-Main Investment Market Segment, i-Airtel Uganda inethemba lokuqoqa ama-USh 800 wezigidigidi (izigidi ezingu-$216) ukuze kuxhaswe izinhlelo zayo zokwandisa. Le nkampani yazise i-Uganda Securities Exchange ukuthi intengo ye-IPO yayo izoba ngu-USh 100 ngesheya ngalinye. Izophinde inikeze abathengisi amasheya amahlanu kulelo nalelo 100 abalithengayo. Itelco izothengisa amasheya avamile njengengxenye ye-IPO futhi ithole yonke inzuzo yomnikelo ngemva kokudonsa izindleko. UManoj Murali, uMqondisi Ophethe we-Airtel Uganda, uthe i-IPO ivumela abatshalizimali base-Uganda, kuhlanganise namakhasimende, ukuba babe nesandla enkampanini futhi babambe iqhaza ekukhuleni kwayo esikhathini esizayo. Umthengisi oholayo we-IPO yiCrested Capital, futhi umeluleki wayo oholayo wokuthengiselana i-Absa Bank Uganda Ltd. I-Airtel yelulwe unyaka owodwa ngemuva kokuthi ihlulekile ukubhala amasheya ayo ngoZibandlela nyakenye. Ngakho-ke, i-Uganda Communications Commission (i-UCC) yanikeza umnqamulajuqu wangoZibandlela 16, 2023, ukuze kufezeke imfuneko. I-IPO ithobelana nezidingo zokulawula okufanele inkampani izibhale ngaleso sikhathi. UMurali umemezele ukuthi ukunikezwa kwesitoko esingu-$8 wezigidigidi kuzoqala ngoNcwaba 30, 2023, futhi kuphele ngoMfumfu 13, 2023. Ngokusho kwe-prospectus, imiphumela ye-IPO izodalulwa ngoMfumfu 30, futhi inkampani izoqala ukuhweba e-Uganda Stock Exchange ngosuku olulandelayo, ngoMfumfu 31, 2023. Itelco, enababhalisele abasebenzayo abayizigidi ezingu-14.3 abasabalale ezifundeni ezingu-146 e-Uganda, izoba inkampani yesibili yezokuxhumana ukufakwa ohlwini lwestock exchange yase-Uganda uma uhlu seluqediwe, ilandela iMTN Uganda, ephethwe iningi leMTN Group South Africa. futhi. yafakwa ohlwini ngo-December 2021."
+"ዩጋንዳ ከ12,000 በላይ ገበሬዎችን ለመርዳት በኤአይ የተደገፈ የፖሊሲ መከታተያ መድረክ የሆነው ፕሉራል ወደ ናይጄሪ��� እና ደቡብ አፍሪካ በመግባት የሕዝብ ፖሊሲ መረጃዎችን እንዲያገኝ ማድረጉን አስታውቋል። የፕሉራል የሕዝብ ፖሊሲ መረጃ ተጠቃሚዎች የኢኮኖሚ እድገትን ለማፋጠን እና ጤናማ የንግድ ውሳኔዎችን ለማድረግ አስፈላጊ የሆኑ የፖሊሲ ለውጦችን ለመከታተል እና ተጽዕኖ ለማሳደር ያስችላቸዋል። ፕሉራል ከናይጄሪያው ማህበራዊ አውታረ መረብ አገልግሎት አፍሪላብስ ጋር በመተባበር መድረኩን ለማሻሻል እና የክልሉን የፖለቲካ ለውጥ ለማራመድ የሙከራ ፕሮግራሙን በጁን 2023 ጀምሯል። እንዲሁም የቁጥጥር ማቃለል፣ ቀጣይነት ያለው ዲጂታል ሽግግር፣ የግልጽነት ማስተዋወቅ እና ድንበር ተሻጋሪ የንግድ ሥራ እድገትን ለመርዳት ፈልጓል። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ሲክሜክ ከላፋዬት ከ537ሺ ዶላር በላይ ያገኛል። የትዊጋ ምግቦች የሃስለር የገንዘብ ድጋፍ ድርሻ ዩጋንዳ ከ12,000 በላይ ገበሬዎችን ለመርዳት ሲክሜክ ከላፋዬት ከ537ሺ ዶላር በላይ ያገኛል። የቱኒዚያ የኮንስትራክሽን ቴክኖሎጂ ጅምር ሴክሜክ ዓለም አቀፍ የማስፋፊያ እቅዶቹን ለመደገፍ ከላፋዬት ግሩፕ 539 ሺህ ዶላር ተቀብሏል። ይህ ላፋዬት ግሩፕ በቱኒዚያ ወይም በውጭ አገር ጅምር ላይ ያደረገው የመጀመሪያ ኢንቨስትመንት ነው። እ.ኤ.አ በ 2018 በአዴል አያሪ እና በዚኖ አዲዲ የተመሰረተው ሲክሜክ ደንበኞችን ከ 40 አገራት የኮንስትራክሽን እና የማኑፋክቸሪንግ ኩባንያዎች ጋር የሚያገናኝ ዲጂታል መድረክ ነው። ፈጣን ፅንሰ-ሀሳብ ለማመንጨት እና የተጠናቀቁ ምርቶችን በቀጣይነት ለማቅረብ ያስችላል፡፡ ጀማሪው በርካታ ረጅም ጊዜ የሚቆዩ፣ ጠንካራ እና ተመጣጣኝ ቁሶችን እንደሚያቀርብ ተናግሯል። ወደ አዳዲስ ገበያዎች ከመስፋፋት በተጨማሪ የውስጥ ዕድገትም አስመዝግቧል። ቡድኑ በስምንት ወራት ውስጥ ከአራት ወደ ሠላሳ ሠራተኞች አደገ። ሲክሜክ ከ 72 አምራቾች ጋር ሽርክና መመስረትን፣ ወደ 40 አገራት መስፋፋትን እና ከ 10,000 በላይ የተጠቃሚ እና አምራች መሠረት ማሰባሰብን ጨምሮ በርካታ ወሳኝ ደረጃዎችን አሳክቷል፡፡ ሲክሜክ የማስፋፊያ ስትራቴጂው አካል ሆኖ በኢስቶኒያ አንድ ንዑስ ድርጅት አቋቁሟል። በቱኒዝያ፣ ዩናይትድ ስቴትስ እና አውስትራሊያ ውስጥ የተለያየ የደንበኛ መሰረት አለው። ኩባንያው እነዚህን ገንዘቦች በአዳዲስ ገበያዎች በተለይም በፈረንሳይ እና በጀርመን ውስጥ ለማስፋት አቅዷል፣ ምክንያቱም እነሱ ከዋና ደንበኞች እና አጋሮች ጋር ለመተባበር ጠቃሚ እድሎችን ይሰጣሉ ብሏል፡፡ የትዊጋ ምግቦች የሃስለር የገንዘብ ድጋፍ ድርሻ በኖቬምበር 2022 የኬንያ መንግሥት የ ቢ2ቢ ኢ-ኮሜርስ ጅምር የሆነው ትዊጋ ምግብ ለወደፊቱ ለአቅራቢዎች እና ለደንበኞች ብድር ለመስጠት የገንዘብ ድጋፍ እንደሚያገኝ አስታውቋል። ይህ የገንዘብ ድጋፍ መንግሥት በታህሳስ 2022 የጀመረው የ ኬኤስኤች 50 ቢሊዮን አፋጣኝ የገንዘብ ድጋፍ አካል ነው። የሃስለር ፈንድ በኬንያ ከባንኮች የገንዘብ ድጋፍ ለማግኘት ፈታኝ መሆኑን ስላገኘ ለጥቃቅን፣ አነስተኛ እና መካከለኛ ንግዶች( ኤምኤስኤምኢ) ብድር ይሰጣል። ይሁን እንጂ ትዊጋ የትኛውም አቅራቢ የሃስለር ገንዘብ ድጋፍ የ300 ሚሊየን የኬንያ ብር ድጋፍ እንዳልተቀበለ ገልጿል። ለምን? የትዊጋ ዋና ሥራ አስፈጻሚ እና ተባባሪ መስራች የሆኑት ፒተር ንጆንጆ በበኩላቸው ለገንዘቡ ምደባ ማዕቀፍ በመፍጠር መዘግየት ምክንያት ነው ብለዋል፡፡ ትዊጋ የገንዘብ ድጋፉ ተቀባይ ባይሆንም፣ ኩባንያው ደንበኞቹን ለንግዶቻቸው ብድሩን በእኛ መድረክ በኩል እንዲያገኙ ለመርዳት አቅዷል። ኒጆንጆ እነዳመለከቱት የሶኮሎአን መድረኩን ከተጀመረበት ጊዜ አንሥቶ ጅማሬው ከሌሎች የፋይናንስ ተቋማት ጋር በመተ��በር ከ 33,000 በላይ ለሆኑ ደንበኞች 3.2 ቢሊዮን የኬንያ ገንዘብ ብድር ሰጥቷል፡፡ ይህ ዜና የመጣው የሃስለር የገንዘብ ድጋፍ ከንግድ ባንኮች፣ ከሳኮስ እና ከሌሎች የፋይናንስ ተቋማት የላቀ የብድር መክፈል አቅም እንዳለው ከነገርኳችሁ ከጥቂት ቀናት በኋላ ነው። ጎንለጎን፡ ከሁለት ሳምንታት በፊት ትዊጋ ምግቦች በፈታኝ የገበያ ሁኔታዎች ምክንያት የሰራተኞቹን ቍጥር በ283 ሠራተኞች ማለትም ከ 850 ቋሚ ሠራተኞቹ አንድ ሦስተኛ ቀንሷል። ዩጋንዳ ከ12,000 በላይ ገበሬዎችን ለመርዳት የምስራቅ አፍሪካ እህል መማክርት (ኢኤጂሲ) ከ12,000 በላይ አነስተኛ አርሶ አደሮች በመስኖ ቴክኖሎጂ እና በአየር ንብረት መላመድ ልማዶች የምግብ አመራረት ስርዓቱን ዘላቂነት እንዲያሳድጉ ለመርዳት በኡጋንዳ የአየር ንብረት መላመድ ፕሮጀክት ጀምሯል። የኢ.ኤ.ጂ.ሲ. ስራ አስፈፃሚ ጄራልድ ማሲላ እንደተናገሩት ተጨማሪ ተጠቃሚዎች የመስኖ መሳሪያዎችን የሚያቀርቡ የንግድ ፕሮጀክት አጋሮች ፣ በመስኖ ስራ በመስራትና በመንከባከብ ክህሎት የሚያገኙ ወጣቶች፣ ላኪዎችን ጨምሮ ለሽያጭ የሚያቀርቡ ነጋዴዎች ይገኙበታል። ኢኤሲጂ (ኡጋንዳ)፣ ግሩንድፎስ (ዴንማርክ)፣ አክቮ ኢንተርናሽናል (ኡጋንዳ) እና የኢኖቬሽን ተደራሽነት (ዴንማርክ) እንደ ዳኒዳ አረንጓዴ የንግድ አጋርነት ፕሮግራም( ዲጂቢፒ) አካል የሶስት አመት ፕሮጄክት ከዴንማርክ የውጭ ጉዳይ ሚኒስቴር (ኤምኤፍኤ) ረዳትነት ጋር ያካሂዳሉ። ለምንድን ነው እሱ ለውጥ የሚያምጣው? የአየር ንብረት ለውጥ የሚያስከትለው መዘዝ ከዚህ በፊት ታይቶ የማይታወቅ ነው፤ የምግብ ምርትን አደጋ ላይ ከሚጥሉ የአየር ንብረት ለውጦች አንሥቶ ለአደጋ የሚያጋልጡ የጐርፍ መጥለቅለቅ አደጋዎችን የሚያስከትሉ የባሕር ወለል ከፍታ መጨመርን ያባብሳል። ዛሬ አፋጣኝ እርምጃ ካልተወሰደ እነዚህን ውጤቶች ወደፊት መላመድ የበለጠ ውድ እና ከባድ ይሆናል። ድርቅ፣ የሙቀት ማዕበል፣ የጐርፍ መጥለቅለቅ፣ የተባይ እና የዕፅዋት በሽታዎች መጨመር እንዲሁም የሰብል ምርትና የአመጋገብ ጥራት መቀነስ ሁሉም የአየር ንብረት ለውጥ በግብርና ላይ ከሚያስከትለው ውጤት ሊመጡ ይችላሉ። የአየር ንብረት ለውጥ ተጽእኖዎች ግብርና የሰውን ፍላጎት ለማሟላት አስቸጋሪ ያደርገዋል፡፡ ታዲያ ፕሮጀክቱ የሚሠራው እንዴት ነው? ፕሮጀክቱ መደበኛ ያልሆነ ወይም በቂ ዝናብ በማይኖርበት ጊዜ የውሃ አቅርቦትን ከወንዞች፣ ከግድቦች ወይም ከሀይቅ አቅርቦት ጋር በማጣራት ከፍተኛ ዋጋ ያላቸውን ሰብሎች በተለይም እንደ እህልና አትክልትና ፍራፍሬ ለማምረት ያስችላል። ከፍተኛ ጥራት ያለው የአየር ንብረት ብልህ የመስኖ ቴክኖሎጂ አቅርቦት ሰንሰለት የሚያቋቁመው ፕሮጀክቱ በአጠቃላይ ከ 5,5 ቢሊዮን ኡጋንዳ ግንዘብ በላይ ኢንቨስትመንት እንዳገኘ ማሲላ ተናግረዋል። ይህ እቅድ የመስኖ ቴክኖሎጂ ቴክኒሻኖችን የስራ እና የጥገና አገልግሎት ለመስጠት የስልጠና መርሃ ግብር ማዘጋጀትን ይጨምራል። የማነበው ና የምመለከተው ኡጋንዳዊው ሰው በአዲሱ ሕግ መሠረት"" በከፋ ግብረ ሰዶማዊነት"" ተከሷል። የፈጠራ ሥራ አስማት ሳይንቲስቶችና የሃይማኖት መሪዎች አይን ለአይን ሊተያዩ ይችላሉን?","Uganda to help over 12,000 farmers AI-driven policy tracking platform, Plural, has announced its entry into Nigeria and South Africa to provide access to public policy data. Plural's public policy data enables users to track and influence policy changes essential for accelerating economic growth and making sound business decisions. Plural began collaborating with the Nigerian social networking service AfriLabs in June 2023 for its pilot programme to improve the platform and advance the region's political change. It also wanted to help with regulatory simplification, ongoing digital transformation, transparency promotion, and cross-border business growth. Here's what I've got for you today: SeekMake gets over $537K from Lafayette Twiga Foods' share of the Hustler Fund Uganda to help over 12,000 farmers SeekMake gets over $537K from Lafayette Tunisian construction tech startup, SeekMake, has received $539K from Lafayette Group to support its international expansion plans. This is Lafayette Group's first investment in a Tunisian or foreign startup. Founded in 2018 by Adel Ayari and Zino Adidi, SeekMake is a digital platform that matches clients with construction and manufacturing companies across 40 countries. It allows for rapid concept generation and subsequent delivery of finished products. The startup says it provides several long-lasting, strong, and affordable materials. Aside from expanding into new markets, it has also experienced internal growth. Its team grew from four to thirty employees in just eight months. SeekMake has reached several milestones, including establishing partnerships with 72 manufacturers, expanding into 40 countries, and amassing a user and manufacturer base of over 10,000. SeekMake has established a subsidiary in Estonia as part of its expansion strategy. It boasts a diverse client base in Tunisia, the United States, and Australia. The company plans to use these funds to expand into new markets, primarily in France and Germany, because it says they present valuable opportunities for collaboration with major clients and partners. Twiga Foods' share of the Hustler Fund In November 2022, the Kenyan government announced that Twiga Foods, a B2B eCommerce startup, would receive funding for future lending to suppliers and customers. The fund is part of the KSh 50 billion Hustler Fund, which the government launched in December 2022. The Hustler Fund offers loans to micro, small, and medium-sized businesses (MSMEs) that find it challenging to obtain financing from banks in Kenya. However, Twiga has revealed that no supplier has received the Hustler Fund of KSh 300 million fund. Why? Twiga's CEO and co-founder, Peter Njonjo, claimed it was due to a delay in creating the framework for allocating the funds. While Twiga was not to be a recipient of the fund, the company plans to help its customers access the loans for their businesses through our platform. Njonjo points out that since the launch of its Sokoloan platform, the startup has collaborated with other financial institutions to lend KSh 3.2 billionn to over 33,000 customers. This news comes just a few days after I told you that the Hustler Fund has a higher rate of loan defaults than commercial banks, SACCOS, and other financial institutions. Sidebar: Two weeks ago, Twiga Foods reduced its headcount by about 283 staff — one-third — of its 850 permanent employees due to challenging market conditions. Uganda to help over 12,000 farmers The East African Grain Council (EAGC) has started a climate adaptation project in Uganda to help over 12,000 smallholder farmers increase the sustainability of the food production system through irrigation technology and climate adaptation practices. Gerald Masila, the Executive Director of the EAGC, stated that additional beneficiaries will include commercial project partners who supply irrigation equipment, youths who will gain skills in operating and maintaining irrigation systems, and traders, including exporters, who gain access to produce for sale. EACG (Uganda), Grundfos (Denmark), Akvo International (Uganda), and Access to Innovation (Denmark) will carry out the three-year project with assistance from the Danish Ministry of Foreign Affairs (MFA) as part of the DANIDA Green Business Partnership Programme (DGBP). Why does it matter? The scope of climate change's effects is unprecedented; they range from changing weather patterns that endanger food production to rising sea levels that increase the likelihood of catastrophic flooding. Future adaptation to these effects will be more expensive and difficult without immediate action today. Drought, heat waves, flooding, increase in pests and plant diseases, and decreased crop yields and nutritional quality could all result from climate change's effects on agriculture. The impacts of climate change make it more difficult for agriculture to provide for human needs. So, how will the project work? The project will investigate the provision of water from rivers, dams, or lakes to supplement when there is irregular or insufficient rainfall, primarily for producing high-value crops such as cereals and horticulture. Masila claimed that the project, which will also establish a supply chain for high-quality climate-smart irrigation technology, had received investments totalling more than USh 5.5 billion. This scheme will include developing a training programme for irrigation technology technicians to provide operations and maintenance services. What I'm reading and watching Ugandan man charged with ‘aggravated homosexuality’ under new law The Magic of a Creative Career Can Scientists and Religious Leaders See Eye to Eye?","Uganda za ta taimakawa manoma sama da 12,000 Dandalin bin diddigin ƙa'idojin fasahar AI, wato kamfanin Plural, ya sanar da shigarsa Najeriya da Afirka ta Kudu don ba da damar yin amfani da bayanan ƙa'idojin jama'a. Bayanan ƙa'idodin jama'a na kamfanin Plural yana baiwa mutane damar bin diddigin da rinjayi sauye-sauyen ƙa'idoji masu muhimmanci don haɓaka tattalin arziƙi da damar yanke hukunce-hukuncen kasuwanci masu inganci. Kamfanin Plural ya fara haɗa gwuiwa da hukumar kula da harkokin sada zumunta ta Najeriya, wato kamfanin AfriLabs, a watan Yunin 2023 don shirinta na gwaji don inganta dandalin da kuma inganta sauyin siyasar yankin. Har ila yau, yana so ya taimaka tare da sauƙaƙa tsare-tsare da sabon sauyin harkar intanet da ake yi da ƙara bayyana halin da ake ciki da kuma haɓaka kasuwanci a tsakanin ƙasashe. Ga abin da na samo muku yau: Kamfanin SeekMake ya samu sama da dala dubu 537 daga Lafayette. Hannun jarin Kamfanin Twiga Foods a Hustler Fund Uganda za ta taimakawa manoma sama da 12,000 Kamfanin SeekMake ya samu sama da dala dubu 537 daga Lafayette. Sabon kamfanin fasahar gine-gine ta Tunisiya, SeekMake, ta karɓi $539K daga rukunin Lafayette don tallafawa shirye-shiryenta na faɗaɗawa a duniya. Wannan shi ne farkon hannun jari na Rukunin Lafayette a sabon kamfanin Tunisiya ko na wata ƙasa. Adel Ayari da Zino Adidi ne suka ƙirƙire ta a shekarar 2018, manhajar SeekMake dandali ne na yanar gizo wanda yake haɗa abokan cinikayya da kamfanonin gine-gine da masana'antu a ƙasashe 40. Yana ba da damar haɓaka ra'ayi mai sauri da kuma isar da samfuran da aka gama. Sabon kamfanin yace yana bayar da kayayyaki masu daɗewa da karɓo da kuma araha. Baya ga faɗaɗa zuwa sabbin kasuwanni, ya kuma sami ci gaban cikin gida. Tawagarta ta ƙaru daga ma'aikata huɗu zuwa talatin a cikin watanni takwas kacal. Kamfanin SeekMake ya taka matakai da yawa, wanda ya haɗa haɗin gwiwa tare da masana'antu 72, ya faɗaɗa zuwa ƙasashe 40, da tara mai amfani da mai sana'antawa sama da mutane 10,000. SeekMake ya kafa wani reshe a Estonia a matsayin wani ɓangare na dabarunsa na faɗaɗawa. Yana ƙarfafa abokin ciniki daban-daban a Tunisiya da Amurka da kuma Ostiraliya. Kamfanin yana shirin yin amfani da waɗannan kuɗaɗe don faɗaɗa zuwa sababbin kasuwanni, musamman a Faransa da Jamus, saboda ya ce suna ba da muhimmiyar dama don haɗin gwuiwa tare da manyan abokan ciniki da abokan hulɗa. Hannun jarin Kamfanin Twiga Foods a Hustler Fund A watan Nuwamban 2022, gwamnatin Kenya ta ba da sanarwar cewa kamfanin Twiga Foods, sabon kamfanin kasuwanci ta yanar gizo na B2B, za ta sami kuɗi don ba da lamuni na gaba ga masu kaya da abokan ciniki. Kuɗaɗen wani ɓangare ne na Asusun Hustler na KSh biliyan 50, wanda gwamnati ta ƙaddamar a watan Disamban 2022. Asusun Hustler yana ba da lamuni ga jarirai da ƙanana da matsakaitan 'yan kasuwa (MSMEs) waɗanda ke samun ƙalubale wajen samun kuɗi daga bankuna a Kenya. Duk da haka, kamfani Twiga ya bayyana cewa babu wani dillali da ya karɓi kuɗaɗen na Asusun Hustler na KSh miliyan 300. Me yasa? Babban jami’in Twiga kuma wanda ya kafa kamfanin, Peter Njonjo, ya yi ikirarin cewa an samu jinkirin samar da tsarin raba kuɗaɗen. Duk da yake Twiga ba zai zama mai karɓar kuɗaɗen ba, kamfanin yana shirin taimakawa abokan cinikinsa samun lamuni don kasuwancinsu ta hanyar dandalinmu. Njonjo ya bayyana cewa, tun bayan ƙaddamar da dandalin na Sokoloan, shirin ya haɗa kai da sauran cibiyoyin hada-hadar kuɗi don ba da rancen kuɗi Ksh biliyan 3.2 ga kwastomomi sama da 33,000. Wannan labarin ya zo ne 'yan kwanaki bayan na gaya muku cewa Asusun Hustler yana da mafi girman adadin masu ɗin biyan lamuni fiye da bankunan kasuwanci, SACCOS, da sauran cibiyoyin kuɗi. Labaran gefen sikirin: Makonni biyu da suka gabata, kamfanin Twiga Foods ya rage yawan ma'aikata da kusan mutane 283 ""ɗaya bisa uku"" na ma'aikatansa na dindindin guda 850, saboda ƙalubalen yanayin kasuwa. Uganda za ta taimakawa manoma sama da 12,000 Hukumar Kula da Hatsi ta Gabashin Afirka (EAGC) ta fara aikin daidaita yanayi a Uganda don taimakawa ƙanana manoma sama da 12,000 su ƙara ɗorewar tsarin samar da abinci ta hanyar fasahar ban ruwa da hanyoyin daidaita yanayin. Gerald Masila, Babban Darakta na EAGC, ya bayyana cewa, ƙarin waɗanda za su ci gajiyar shirin za su haɗa da abokan hulɗar kasuwanci da ke samar da kayan aikin ban ruwa, da matasa da za su samu ƙwarewa wajen gudanar da ayyukan noman rani, da kuma ‘yan kasuwa ciki har da masu fitar da kayayyaki zuwa ƙasashen waje da ke samun damar kaya domin sayarwa. EACG (Uganda) da Grundfos (Denmark) da Akvo International (Uganda) da Access har Innovation (Denmark) za su gudanar da aikin na shekaru uku tare da taimako daga Ma'aikatar Harkokin Wajen Danish (MFA) a matsayin wani ɓangare na DANIDA Green Business. Shirin Haɗin gwiwa (DGBP). Me yasa abin yake da muhimmanci? Illar tasirin sauyin yanayi ba a taɓa yin irinsa ba; sun haɗa da sauya yanayi da ke kawo barazana ga samar da abinci zuwa hauhawar ruwan teku da ke ƙara yiwuwar afkuwar bala'in ambaliya. Karɓuwar zuwa ga waɗannan yanayi a gaba zai zama mafi tsada da wahala idan ba a gaggauta aiwatarwa a yau ba. Fari da hucin zafi da ambaliya da yawaitar ƙwari da cututtukan shuka da kuma rage yawan amfanin gona da ingancin abinci, duk na iya haifar da illar sauyin yanayi ga noma. Tasirin sauyin yanayi ya sa aikin noma ya fi wahala don samar da buƙatun ɗan Adam. Don haka, ta yaya aikin zai yi amfani? Aikin zai binciki yadda ake samar da ruwa daga koguna, madatsun ruwa ko tafkuna domin ƙarawa a lokacin da aka samu rashin daidaito ko ƙarancin ruwan sama, musamman don samar da amfanin gona masu daraja kamar hatsi da noma. Masila ya yi iƙirarin cewa aikin, wanda kuma zai samar da hanyar samar da ingantattun fasahar noman rani mai inganci, ya sami jarin da ya kai sama da dalar Amurka biliyan 5.5. Wannan tsarin zai haɗa da haɓaka shirin horar da masu fasahar ban ruwa don bada ayyuka da ayyukan kulawa. Abin da nake karantawa da kallo An tuhumi wani ɗan ƙasar Uganda da tsananin luwaɗi ƙarƙashin sabuwar doka Sirrin Sana'ar Fasaha Shin Masana Kimiyya da Shugabannin Addini za su iya ganin Ido da Ido?","Uganda kusaidia zaidi ya wakulima 12,000 Jukwaa la ufuatiliaji wa sera linaloendeshwa na AI, plural, limetangaza kuingia kwake Nigeria na Afrika Kusini ili kutoa ufikiaji wa data ya sera za umma. Data ya sera ya umma ya plural huwezesha watumiaji kufuatilia na kushawishi mabadiliko ya sera muhimu kwa ajili ya kuharakisha ukuaji wa uchumi na kufanya maamuzi madhubuti ya biashara. Plural ilianza kushirikiana na huduma ya mitandao ya kijamii ya Nigeria ya AfriLabs mnamo Juni 2023 kwa mpango wake wa majaribio wa kuboresha jukwaa na kuendeleza mabadiliko ya kisiasa ya eneo hilo. Pia ilitaka kusaidia katika kurahisisha udhibiti, mabadiliko yanayoendelea ya kidijitali, ukuzaji wa uwazi na ukuaji wa biashara wa mipakani. Hivi ndivyo nilivyopata kwaajili yako leo: SeekMake inapata zaidi ya $537K kutoka kwa Lafayette Sehemu ya Twiga Foods ya Hustler Fund Uganda kusaidia zaidi ya wakulima 12,000 SeekMake inapata zaidi ya $537K kutoka kwa Lafayette Uanzishaji wa teknolojia ya ujenzi wa Tunisia, SeekMake, umepokea $539K kutoka kwa Kundi la Lafayette kusaidia mipango yake ya upanuzi wa kimataifa. Huu ni uwekezaji wa kwanza wa Kundi la Lafayette katika uanzishaji wa Tunisia au nje ya nchi. SeekMake iliyoanzishwa mwaka wa 2018 na Adel Ayari na Zino Adidi, ni jukwaa la kidigitali linalounganisha wateja na makampuni ya ujenzi na utengenezaji katika nchi 40. Inaruhusu kizazi cha dhana ya haraka na utoaji wa baadae wa bidhaa za zilizomaliza. Uanzishaji unasema hutoa vifaa kadhaa vya kudumu kwa muda mrefu, vyenye nguvu, na vya bei nafuu. Kando na kupanuka katika masoko mapya, pia imepata ukuaji wa ndani. Timu yake ilikua kutoka wafanyakazi wanne hadi thelathini katika muda wa miezi minane tu. SeekMake imefikia hatua kadhaa muhimu, ikiwa ni pamoja na kuanzisha ushirikiano na watengenezaji 72, kupanuka katika nchi 40, na kukusanya msingi wa watumiaji na watengenezaji wa zaidi ya 10,000. SeekMake imeanzisha kampuni tanzu nchini Estonia kama sehemu ya mkakati wake wa upanuzi. Inajivunia msingi wa wateja tofauti nchini Tunisia, Marekani, na Australia. Kampuni inapanga kutumia fedha hizi kupanua masoko mapya, hasa nchini Ufaransa na Ujerumani, kwa sababu inasemekana zinawasilisha fursa muhimu za kushirikiana na wateja wakuu na washirika. Sehemu ya Twiga Foods ya Hustler Fund Mnamo Novemba 2022, serikali ya Kenya ilitangaza kuwa Twiga Foods, kampuni iliyoanzisha biashara ya mtandaoni ya B2B, ingepokea ufadhili wa kukopesha wasambazaji na wateja siku zijazo. Hazina hiyo ni sehemu ya KSh 50 bilioni ya Hustler, ambayo serikali ilizindua mnamo Desemba 2022. Hustler Fund inatoa mikopo kwa biashara ndogo ndogo, na za kati (MSMEs) ambazo zinapata changamoto kupata ufadhili kutoka kwa benki nchini Kenya. Hata hivyo, Twiga imefichua kuwa hakuna msambazaji yeyote aliyepokea hazina ya Hustler Fund ya KSh 300 milioni. Kwanini? Mkurugenzi Mtendaji CEO na mwanzilishi mwenza wa Twiga, Peter Njonjo, alidai ni kutokana na kuchelewa kuunda mfumo wa ugawaji wa fedha hizo. Ingawa Twiga haikupaswa kuwa mpokeaji wa hazina hiyo, kampuni ina mpango wa kuwasaidia wateja wake kupata mikopo ya biashara zao kupitia jukwaa letu. Njonjo anadokeza kuwa tangu kuzinduliwa kwa jukwaa lake la Sokoloan, kampuni hiyo imeshirikiana na taasisi nyingine za kifedha kutoa mkopo wa KSh 3.2 bilioni kwa zaidi ya wateja 33,000. Habari hii inakuja siku chache tu baada ya kukueleza kuwa Hustler Fund ina kiwango kikubwa cha kutolipa mikopo kuliko benki za biashara, SACCOS, na taasisi nyingine za fedha. Sidebar: Wiki mbili zilizopita, Twiga Foods ilipunguza idadi ya wafanyakazi wake 283 - theluthi moja - ya wafanyakazi wake wa kudumu 850 kutokana na hali ngumu ya soko. Uganda kusaidia zaidi ya wakulima 12,000 Baraza la Nafaka la Afrika Mashariki (EAGC) limeanza mradi wa kukabiliana na hali ya hewa nchini Uganda ili kusaidia zaidi ya wakulima wadogo 12,000 kuongeza uendelevu wa mfumo wa uzalishaji wa chakula kupitia teknolojia ya umwagiliaji na mazoea ya kukabiliana na hali ya hewa. Gerald Masila, Mkurugenzi Mtendaji wa EAGC, alisema walengwa wa ziada watajumuisha washirika wa mradi wa kibiashara wanaosambaza vifaa vya umwagiliaji, vijana ambao watapata ujuzi katika uendeshaji na matengenezo ya mifumo ya umwagiliaji, na wafanyabiashara, ikiwa ni pamoja na wauzaji nje, ambao wanapata fursa ya kuuza mazao. EACG (Uganda), Grundfos (Denmark), Akvo International (Uganda), na Access to Innovation (Denmark) zitatekeleza mradi huo wa miaka mitatu kwa usaidizi wa Wizara ya Mambo ya Nje ya Denmark (MFA) kama sehemu ya Mpango wa Ubia wa Biashara wa Kijani wa DANIDA (DGBP). Kwa nini ni muhimu? Upeo wa athari za mabadiliko ya hali ya hewa haujawahi kutokea; yanatofautiana kutoka kwa mabadiliko ya hali ya hewa ambayo yanahatarisha uzalishaji wa chakula hadi kupanda kwa viwango vya bahari ambavyo huongeza uwezekano wa mafuriko makubwa. Marekebisho ya siku zijazo kwa athari hizi itakuwa ghali zaidi na ngumu bila hatua za haraka leo. Ukame, mawimbi ya joto, mafuriko, ongezeko la wadudu na magonjwa ya mimea, na kupungua kwa mavuno ya mazao na ubora wa lishe vyote vinaweza kutokana na athari za mabadiliko ya hali ya hewa kwenye kilimo. Athari za mabadiliko ya hali ya hewa hufanya iwe vigumu zaidi kwa kilimo kutoa mahitaji ya binadamu. Kwa hivyo, mradi utafanyaje kazi? Mradi utachunguza utoaji wa maji kutoka mito, mabwawa, au maziwa ili kuongeza wakati kuna mvua isiyo ya kawaida au ya kutosha, kimsingi kwa ajili ya kuzalisha mazao ya thamani ya juu kama vile nafaka na kilimo cha bustani. Masila alidai kuwa mradi huo, ambao pia utaanzisha mnyororo wa ugavi kwa teknolojia ya hali ya juu ya umwagiliaji bora wa hali ya hewa, umepokea uwekezaji wa jumla ya zaidi ya USh 5.5 bilioni. Mpango huu utajumuisha kuandaa programu ya mafunzo kwa mafundi wa teknolojia ya umwagiliaji ili kutoa huduma za uendeshaji na matengenezo. Ninachosoma na kutazama Mwanamume wa Uganda alishtakiwa kwa 'ushoga uliokithiri' chini ya sheria mpya Maajabu ya Kazi ya Ubunifu Je, Wanasayansi na Viongozi wa Dini Wanaweza Kuonana?","Uganda láti ṣe ìrànlọ́wọ́ fún ó lé ní àwọn 12, 000 Plural, Ìkànnì atọpa ìlànà tí Ọgbọ́n Àtọọ́dá ṣe àtìlẹ́yìn fún, ti kéde dídé rẹ̀ sí Nigeria àti South Africa láti pèsè àǹfààní sí ìwífun-àlàyé ìlànà àwùjọ. Ìwífun-àlàyé ìlànà àwùjọ ti Plural yóò fún àwọn aṣàmúlò ní àǹfààní láti tọpa kí wọ́n sì nípa lórí àwọn àyípadà ìlànà tí wọ́n ṣe pàtàkì fún ìyákánkán ìdàgbàsókè ọrọ̀ ajé àti fún ṣíṣe àwọn ìpinnu okòwò tí ó dára. Plural bẹ̀rẹ̀ sí ní ṣe àjọṣepọ̀ pẹ̀lú ilé-iṣẹ́ àṣàṣepọ̀ Afrilabs ní Oṣù Kẹfà 2023 fún ètò ọlọ́jọ́ díẹ̀ rẹ̀ láti mú ìdàgbàsókè bá ìkànnì náà kí ó sì mú ìgbéga bá àyípadà ìṣèlú agbègbè náà. Ó tún fẹ́ ṣe ìrànlọ́wọ́ pẹ̀lú mímú ìrọ̀rùn bá ìlànà, àyípadà ìmọ̀ ẹ̀rọ tí ó ń lọ lọ́wọ́, ìfọnrere àkóyawọ́, àti ìdàgbàsókè okòwò orílẹ̀-èdè sí orílẹ̀-èdè. Ohun tí mo ní fún yín lónìí nìyí: SeekMake gba ó ju $535K láti ọwọ́ Lafayette Ìpín Hustler Fund ti Twiga Foods Ugandan láti ṣe ìrànlọ́wọ́ fún ó lé ní àwọn àgbẹ̀ tí ó ju 12,000. SeekMake gba ó ju $535K láti ọwọ́ Lafayette Ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ ìkọ́lé ti Tunisia, SeekMake, ti gba $539K láti ọwọ́ Lafayette Group láti ṣe àtìlẹ́yìn fún àwọn ètò ìmúgbòòrò rẹ̀ káàkiri àgbáyé. Èyí ni ìdókòwò Lafayette Group àkọ́kọ́ nínú ilé-iṣẹ́ àdìdelẹ̀ Tunisia tàbí ilẹ̀ òkèèrè. Adel Ayari àti Zino Adidi dá SeekMake sílẹ̀ ní 2018, ó jẹ́ ìkànnì ẹ̀rọ-ayélujára tí ó ń pèsè àwọn oníbàárà pẹ̀lú àwọn ilé-iṣẹ́ ìkọ́lé àti ilé-iṣẹ́ tí ó ń ṣe nǹkan káàkiri àwọn orílẹ̀-èdè 40. Ó fi ààyè gba ìyákánkán ìṣẹ̀dá ọ̀nà-àbáyọ àti títa àwọn ọjà tí ó ti délẹ̀. Ilé-iṣẹ́ àdìdelẹ̀ náà sọ pé ó pèsè àwọn onírúurú ohun èlò ọlọ́jọ́ pípẹ́, tí ó lágbára, tí owó rẹ̀ kò sì jara lọ. Yàtọ̀ fún títàn wọ inú àwọn ọjà tuntun, ó tún ti ní ìrírí ìdàgbàsókè inú. Ikọ̀ rẹ̀ dàgbà láti ènìyàn mẹ́rin lọ sí ọgbọ̀n ní oṣù mẹ́jọ. SeekMake tí ṣe àwọn àṣeyọrí onírúurú, tí ó fi mọ́ ìfilọ́lẹ̀ àwọn ìbánidòwòpọ̀ pẹ̀lú àwọn olùṣẹ̀dá 72, títàn wọ inú orílẹ̀-èdè 40, àti ṣíṣe àkójọ àwọn aṣàmúlò àti olùṣẹ̀dá tí ó lé ní 10, 000. SeekMake ti ṣe ìfilọ́lẹ̀ ẹ̀ka ní Estonia gẹ́gẹ́ bí ara ọgbọ́n ìmúgbòòrò rẹ̀. Ó ní onírúurú àwọn oníbàárà ní Tunisia, United States, àti Australia. Ilé-iṣẹ́ náà ń ṣètò láti lo àwọn owó wọ̀nyí láti tàn wọ àwọn ọjà tuntun, ní pàápàá France àti Germany, nítorí pé ó sọ pé wọ́n ní àwọn àǹfààní tí ó ṣe iyebíye fún àjọṣepọ̀ pẹ̀lú àwọn oníbàárà àti olùbádòwòpọ̀ pàtàkì. Ìpín Hustler Fund ti Twiga Foods Ní Oṣù Kọkànlá 2022, ìjọba Kenya kéde pé Twiga Food, ilé-iṣẹ́ àdìdelẹ̀ okòwò orí ẹ̀rọ-ayélujára okòwò sí okòwò, yóò gba owó ìrànwọ́ fún ẹ̀yáwó ọjọ́ iwájú fún àwọn aláràtúntà àti oníbàárà. Owó náà jẹ́ ara Hustler Fund bílíọ́nù KSh 50, èyí tí ìjọba ṣe ìfilọ́lẹ̀ ní Oṣù Kejìlá 2022. Hustler Fund pèsè swomt ẹ̀yáwó fún àwọn okòwò pínnísín, kékeré, àti alábọ́dé (MSMEs) tí wọ́n ní ìṣòro láti yá owó ní àwọn ilé ìfowópamọ́ ní Kenya. Àmọ́ sá, Twiga ti sọ pé kò sí aláràtúntà kankan tí ó tíì gba Hustler Fund mílíọ̀nù KSh 300 owó ìrànwọ́. Kín ló dé? Ọ̀gá Àgbà Pátápátá Twiga àti ọ̀kan nínú àwọn Olùdásílẹ̀, Peter Njonjo, sọ pé èyí wáyé nítorí ìdádúró nínú ṣíṣẹ̀dá ìhun fún pínpín àwọn owó náà. Nígbà tí Twiga kò sí lára àwọn tí yóò gba owó náà, ilé-iṣẹ́ náà ṣètò láti rán àwọn oníbàárà wọn lọ́wọ́ láti ní àǹfààní sí àwọn ẹ̀yáwó náà fún àwọn okòwò wọn nípasẹ̀ ìkànnì wa. Njonjo sọ pé láti ìgbà tí wọ́n ti ṣe ìfilọ́lẹ̀ ìkànnì Sokoloan, ilé-iṣẹ́ àdìdelẹ̀ náà ti darapọ̀ pẹ̀lú àwọn ibùdó ìṣúná owó mìíràn láti yá ó lé ní àwọn oníbàárà 33, 000 ní bílíọ́nù KSh 3.2. Ìròyìn yìí wá lẹ́yìn ọjọ́ díẹ̀ tí mo sọ fún yín pé Hustler Fund ní àwọn ìwọ̀n ẹ̀yáwó àìyípadà ńlá ju àwọn ilé ìfowópamọ́ ìṣòwò, SACCOS, àti àwọn ibùdó ìṣúná owó mìíràn. Àfikún: Ọ̀sẹ̀ méjì sẹ́yìn, Twiga Foods ṣe àdínkù iye àwọn òṣìṣẹ́ rẹ̀ pẹ̀lú ó tó 283 àwọn òṣìṣẹ́ – ìdá mẹ́ta – àwọn òṣìṣẹ́ 850 rẹ̀ ojoojúmọ́ nítorí àwọn ìdojúkọ ọjà. Uganda yóò ṣe ìrànlọ́wọ́ fún ó lé ní àwọn àgbẹ̀ 12, 000 East African Grain Council (EAGC) ti bẹ̀rẹ̀ iṣẹ́ àkànṣe àmúlò ojú ọjọ́ kan ní Uganda láti ṣe ìrànlọ́wọ́ fún àwọn àgbẹ̀ alábọ́dé kí wọ́n mú ìdàgbàsókè bá kánrinkése ètò ìpèsè oúnjẹ nípasẹ̀ ìmọ̀ ẹ̀rọ ìrì àtọọ́dá àti àwọn iṣẹ́ ìṣàmúlò ojú ọjọ́. Gerald Masila, Olùdarí Àgbà fún EAGC, sọ pé àwọn àfikún olùjàǹfààní ni a óò ti rí àwọn olùbádòwòpọ̀ iṣẹ́ àkànṣe okòwò tí wọ́n pèsè àwọn irinṣẹ́ ìrì àtọọ́dá, àwọn ọ̀dọ́ tí wọn yóò ní ìmọ̀-ọ́nṣe láti lo àti ṣe àkóso àwọn ẹ̀rọ ìrì àtọọ́dá, àti àwọn oníṣòwò, tí ó fi mọ́ àwọn tí wọ́n ń kó ọjà wọlé, tí wọ́n ní àǹfààní láti pèsè fún ọjà títà. EACG (Uganda), Grundfos (Denmark), Akvo International (Uganda), àti Access to Innovation (Denmark) yóò ṣe iṣẹ́ àkànṣe ọlọ́dún mẹ́ta máa pẹ̀lú ìrànlọ́wọ́ Danish Ministry of Foreign Affairs (MFA) gẹ́gẹ́ bí ara DANIDA Green Business Partnership Programme (DGBP). Kín ni ìdí tí ó fi ṣe pàtàkì? A kò mọ gbèdéke àwọn ipa àyípadà ojú ọjọ́; wọ́n wà láti ìlànà ojú ọjọ́ tí ó ń yí padà èyí tí ó ń kó ewu bá ìpèsè oúnjẹ dórí ìpele òkun èyí tí ó lè fa kí àgbàrá ńlá wáyé. Àyípadà ọjọ́ iwájú fún àwọn ipa yìí yóò wọ́n yóò sì ṣòro láìsí ìgbésẹ̀ ayákánkán lónìí. Ọ̀gbẹlẹ̀, ìgbì ooru, àgbàrá, àlékún àwọn arunko àti àwọn àrùn ohun ọ̀gbìn, àti àdínkù àwọn ire ọkọ àti iye ìṣaralóore lè wáyé láti ara àwọn ipa àyípadà ojú ọjọ́ lórí iṣẹ́ àgbẹ̀. Àwọn ipa àyípadà ojú ọjọ́ mú kí ó ṣòro sí i fún iṣẹ́ àgbẹ̀ láti pèsè fún àwọn àìní ọmọnìyàn. Nítorí náà, báwo ni iṣẹ́ àkànṣe náà yóò ṣe ṣiṣẹ́? Iṣẹ́ àkànṣe náà yóò ṣe ìwádìí pípèsè omi láti àwọn odò, adágún, tàbí odò kékeré láti ṣe àfikún nígbà tí òjò kò bá ṣe déédéé tàbí kò tó, ní pàtàkì jùlọ láti pèsè àwọn ohun ọ̀gbìn tí wọ́n níye lórí bí ọkà tàbí ọ̀gbìn ewébẹ̀. Masila sọ pé iṣẹ́ àkànṣe náà, èyí tí yóò ṣe ìfilọ́lẹ̀ okùn àràtúntà ìmọ̀ ẹ̀rọ ìrì àtọọ́dá ajáfáfá tí ó níye lórí púpọ̀, ti gba àwọn ìdókòwò tí àpapọ̀ rẹ̀ lé ní bílíọ́nù USh 5.5. Ètò yìí yóò ní ṣíṣe àgbékalẹ̀ ètò ìdanilẹ́kọ̀ọ́ fún aṣàmúlò ìmọ̀ ẹ̀rọ ìrì àtọọ́dá láti pèsè àwọn iṣẹ́ àti ìṣẹ́ àmójútó. Ohun tí mo ń kà àti èyí tí mo ń wò Wọ́n fẹ̀sùn Ìbálòpọ̀ ọkùnrin sí ọkùnrin kan ọkùnrin Uganda kan lábẹ́ òfin tuntun Pàtàkì yíyan Àtinúdá gẹ́gẹ́ bí iṣẹ́. Ṣé àwọn onímọ̀ Sáyẹ́ńsì àti Adarí Ẹ̀sìn lè ríra Lójú Kojú?","I-Uganda isiza abalimi abangaphezu kuka-12,000 Inkundla yokulandela inqubomgomo enikwe amandla yi-AI, iPlural, isimemezele ukungena kwayo eNigeria naseNingizimu Afrika ukuze inikeze ukufinyelela kudatha yenqubomgomo yomphakathi. Idatha yenqubomgomo yomphakathi kaPlural yenza abasebenzisi bakwazi ukulandelela futhi babe nomthelela kuzinguquko ezibalulekile zenqubomgomo ukuze kusheshiswe ukukhula komnotho nokwenza izinqumo eziphusile zebhizinisi. UPlural waqala ukusebenza nensizakalo yezokuxhumana yaseNigeria i-AfriLabs ngoNhlangulana 2023 ngohlelo lwayo lokuhlola lokuthuthukisa inkundla nokuqhubekisela phambili izinguquko zezombusazwe zesifunda. Iphinde yafuna ukwenza lula ukulawula, ukuguqulwa kwedijithali okuqhubekayo, ukubonakala okuthuthukisiwe, kanye nokukhula kwebhizinisi eliwela imingcele. Nakhu engikuphathele kona namuhla: ISeekMake ithola ngaphezu kuka-$537K kuLafayette Isabelo se-Twiga Foods seHustler Fund I-Uganda isiza abalimi abangaphezu kuka-12,000 ISeekMake ithola ngaphezu kuka-$537K ku-Lafayette Ukuqaliswa kobuchwepheshe bokwakha baseTunisia, iSeekMake, ithole u-$539K kuLafayette Group ukuze isekele izinhlelo zayo zokwandisa amazwe ngamazwe. Lolu wutshalomali lokuqala lweLafayette Group eTunisia noma phesheya. Yasungulwa ngo-2018 ngu-Adel Ayari kanye noZino Adidi, iSeekMake iyinkundla yedijithali efana namakhasimende anezinkampani zokwakha nezokukhiqiza emazweni angu-40. Ivumela ukukhiqizwa komqondo okusheshayo kanye nokulethwa okulandelayo kwemikhiqizo eqediwe. Isiqalo sithi sinikezela ngezinhlobonhlobo zemikhiqizo ehlala isikhathi eside, enamandla, futhi ethengekayo. Ngaphandle kokunwebela ezimakethe ezintsha, iphinde yathola ukukhula kwangaphakathi. Ithimba layo likhule lisuka kubasebenzi abane laya kwabangamashumi amathathu ezinyangeni eziyisishiyagalombili nje kuphela. ISeekMake ifinyelele iziqongo ezimbalwa, okuhlanganisa ukusungula ubudlelwano nabakhiqizi abangama-72, ukunwebela emazweni angama-40, kanye nokuqongelela isisekelo somsebenzisi nomkhiqizi abangaphezu kuka-10,000. I-SeekMake isungule inkampani ephethwe e-Estonia njengengxenye yesu layo lokunweba. Inesisekelo samakhasimende ahlukahlukene eTunisia, e-United States nase-Australia. Inkampani ihlela ukusebenzisa lezi zimali ukuze inwebeke ezimakethe ezintsha, ikakhulukazi eFrance naseJalimane, ngoba ithi ziveza amathuba abalulekile okubambisana namakhasimende amakhulu nabalingani. Isabelo seTwiga Foods seHustler Fund NgoLwezi 2022, uhulumeni waseKenya wamemezela ukuthi iTwiga Foods, iB2B eCommerce eqalayo, izothola uxhaso ukuze iboleke abahlinzeki namakhasimende esikhathini esizayo. Lesi sikhwama siyingxenye ye-KSh 50 wezigidigidi Hustler Fund, uhulumeni ayisungule ngoZibandlela wezi-2022. I-Hustler Fund ihlinzeka ngemalimboleko kumabhizinisi amancane, amancane naphakathi (ama-MSME) akuthola kunzima ukuthola uxhaso lwezimali lwamabhange aseKenya. Nokho, iTwiga iveze ukuthi akekho umphakeli othole u-KSh 300 million weHustler Fund. Kungani? Isikhulu seTwiga esiphinde sibe ngumsunguli weTwiga, uMnuz Peter Njonjo, sithe kungenxa yokubambezeleka kokwakhiwa kohlaka lokwabiwa kwezimali. Nakuba iTwiga bekungafanele ibe yiyo ethola lesi sikhwama, inkampani ihlela ukusiza amakhasimende ayo ukuthi athole imali ebolekiwe amabhizinisi awo ngokusebenzisa inkundla yethu. UNjonjo uveza ukuthi selokhu kwethulwa inkundla yakwaSokoloan, ukuqalisa sekusebenzisana nezinye izikhungo zezezimali ukuboleka u-KSh 3.2 wezigidigidi kumakhasimende angaphezu kuka-33,000. Lezi zindaba zifika nje ezinsukwini ezimbalwa nginitshele ukuthi iHustler Fund inezinga eliphezulu lokungakhokhi imali kunamabhange okuhweba, iSACCOS, nezinye izikhungo zezimali. Sidebar: Emasontweni amabili edlule, iTwiga Foods yadiliza abasebenzi abangaba ngu-283 - ingxenye eyodwa kwezintathu - yabasebenzi bayo abasebenza ngokugcwele abangama-850 ngenxa yezimo zemakethe eziyinselele. I-Uganda isiza abalimi abangaphezu kuka-12,000 I-East African Grain Council (i-EAGC) isiqale iphrojekthi yokubhekana nesimo sezulu e-Uganda ukusiza abalimi abasafufusa abangaphezu kuka-12,000 ukukhulisa ukusimama kohlelo lwabo lokukhiqiza ukudla ngobuchwepheshe bokunisela kanye nokuvumelana nesimo sezulu. UGerald Masila, uMqondisi oMkhulu we-EAGC, uthe abahlomuli abengeziwe bazobandakanya abalingani bephrojekthi yezohwebo abahlinzeka ngemishini yokuchelela, intsha ezothola amakhono okusebenza nokugcina izinhlelo zokunisela, kanye nabahwebi, okuhlanganisa nabathumela ngaphandle, abazuza ukufinyelela emikhiqizweni edayiswayo. I-EACG (e-Uganda), iGrundfos (eDenmark), i-Akvo International (e-Uganda), kanye ne-Access to Innovation (eDenmark) izoqhuba iphrojekthi yeminyaka emithathu ngokusekelwa uMnyango Wezangaphandle WaseDenmark (iMFA) njengengxenye yeDANIDA Green Business. Uhlelo Lobambiswano (iDGBP). Kungani kunendaba? Ububanzi bemiphumela yokushintsha kwesimo sezulu abunakwenzeka ngaphambili; zisukela ekushintsheni kwesimo sezulu okusongela ukukhiqizwa kokudla kuye ekukhuphukeni kwamazinga olwandle okwandisa amathuba okuba nezikhukhula ezinkulu. Ukuzijwayeza esikhathini esizayo kule miphumela kuzobiza futhi kube nzima ngaphandle kwesinyathelo esisheshayo namuhla. Isomiso, amagagasi okushisa, izikhukhula, ukwanda kwezifo ezinambuzane nezitshalo, nokuncipha kwesivuno sezitshalo kanye namazinga okudla okunomsoco konke kungaba umphumela wokushintsha kwesimo sezulu kwezolimo. Imiphumela yokuguquka kwesimo sezulu yenza kube nzima ukuthi ezolimo zihlangabezane nezidingo zabantu. Ngakho-ke, iphrojekthi izosebenza kanjani? Lolu hlelo luzophenya ngokuhlinzekwa kwamanzi emifuleni, emadamini, noma emachibini ukuze kwengezwe uma kunemvula engavamile noma enganele, ikakhulukazi ukukhiqiza izitshalo zenani eliphezulu ezifana nokusanhlamvu nokulima. UMasila uthe le phrojekthi, ezophinde isungule inethiwekhi yezinsiza zobuchwepheshe zokuchelela nge-climate-smart, ithole utshalomali olungaphezu kwe-USh 5.5 wezigidigidi. Lolu hlelo luzobandakanya ukuthuthukisa uhlelo lokuqeqesha ochwepheshe bezokunisela ukuze banikeze izinsiza zokusebenza nokulungisa. Engikufundayo nengikubukayo Owesilisa wase-Uganda ubekwe icala 'lobungqingili obekubi' ngaphansi kwalo mthetho omusha Umlingo Womsebenzi Wokudala Ingabe Ososayensi Nabaholi Bezenkolo Babona Iso Ngeso?"
+"የቱኒዚያ ኮንቴክ ጅማሬ ሴይክሜክ ከላፋዬት ግሩፕ ወደ ዓለም አቀፍ መስፋፋት ለማነቃቃት 539,000 ዶላር አግኝቷል። ሲክሜክ የተባለው የቱኒዚያ የኮንስትራክሽን ቴክኖሎጂ ጅምር ከላፋዬት ግሩፕ ዓለም አቀፍ የማስፋፊያ እቅዶቹን ለመደገፍ 539,000 ዶላር አግኝቷል። ይህ ኢንቨስትመንት በገንዘብ ዋጋው ብቻ ሳይሆን ላፋዬት ግሩፕ በቱኒዚያ ወይም በውጭ አገር ጅምር ላይ ያደረገው የመጀመሪያው ኢንቨስትመንት ነው፡፡ በ 2018 በአዴል አያሪ እና በዚኖ አዲዲ የተመሰረተው ሲክሜክ ደንበኞችን ከ 40 አገራት የኮንስትራክሽን እና የማኑፋክቸሪንግ ኩባንያዎች ጋር የሚያገናኝ ዲጂታል መድረክ ነው። ፈጣን ፅንሰ-ሀሳብ ለማመንጨት እና የተጠናቀቁ ምርቶችን በቀጣይነት ለማቅረብ ያስችላል፡፡ ጀማሪው በርካታ ረጅም ጊዜ የሚቆዩ፣ ጠንካራ እና ተመጣጣኝ ቁሶችን እንደሚያቀርብ ተናግሯል። ወደ አዳዲስ ገበያዎች ከመስፋፋት በተጨማሪ የውስጥ ዕድገትም አስመዝግቧል። ቡድኑ በስምንት ወራት ውስጥ ከአራት ወደ ሠላሳ ሠራተኞች አደገ። ጅምርሩ ለአምራቾች እና ሸማቾች፣ የማምረቻ ሂደቱን በማሳለጥ፣ ወጪን በመቀነስ እና ከፊል ምርትን በቀናት በማፋጠን መካከል ነው ሚሄደው። በኮምፒተር የቁጥር ቊጥጥር( ሲኤንሲ) ማሽነሪንግ፣ በብረት ወረቀት ማምረት፣ በ 3ዲ ኅትመት፣ በጨረር መቍረጥ እና መቅረጽን ጨምሮ በርካታ የምርት አማራጮችን ይሰጣል፡፡ ሲክሜክ ከ 72 አምራቾች ጋር ሽርክና መመስረትን፣ ወደ 40 አገራት መስፋፋትን እና ከ 10,000 በላይ የተጠቃሚ እና አምራች መሠረት ማሰባሰብን ጨምሮ በርካታ ወሳኝ ደረጃዎችን አሳክቷል፡፡ ሲክሜክ ቀድሞውኑ በቱኒዚያ፣ በአሜሪካ እና በአውስትራሊያ ውስጥ የተለያየ የደንበኛ መሠረት አለው፡፡ ኩባንያው አዲሱን ገንዘብ በአዳዲስ ገበያዎች በተለይም በፈረንሳይ እና በጀርመን ውስጥ ለማስፋት አቅዷል፣ ምክንያቱም እነሱ ከዋና ደንበኞች እና አጋሮች ጋር ለመተባበር ጠቃሚ እድሎችን ይሰጣሉ ብሏል፡፡ ጎንለጎን፣ የማስፋፊያ ስትራቴጂው አካል ሆኖ በኢስቶኒያ አንድ ንዑስ ድርጅት አቋቁሟል።","Tunisian contech startup, SeekMake, gets $539K from Lafayette Group to fuel international expansion SeekMake, a Tunisian construction technology startup, has raised $539,000 from Lafayette Group to support its international expansion plans. This investment is notable not only for its monetary value, but also because it is Lafayette Group's first investment in a Tunisian or foreign startup. Founded in 2018 by Adel Ayari and Zino Adidi, SeekMake is a digital platform that matches clients with construction and manufacturing companies across 40 countries. It allows for rapid concept generation and subsequent delivery of finished products. The startup says it provides several long-lasting, strong, and affordable materials. Aside from expanding into new markets, it has also experienced internal growth. Its team grew from four to thirty employees in just eight months. The startup is a go-between for manufacturers and consumers, streamlining the manufacturing process, cutting costs, and accelerating part production by days. It offers several manufacturing options, including Computer Numerical Control (CNC) machining, sheet metal fabrication, 3D printing, laser cutting, and engraving. SeekMake has reached several milestones, including establishing partnerships with 72 manufacturers, expanding into 40 countries, and amassing a user and manufacturer base of over 10,000. SeekMake already boasts a diverse client base in Tunisia, the United States, and Australia. The company plans to use the new funds to expand into new markets, primarily in France and Germany, because they present valuable opportunities for collaboration with major clients and partners. Besides, it has established a subsidiary in Estonia as part of its expansion strategy.","Sabon kamfanin contech na Tunisiya, SeekMake, yana samun $539K daga rukunin Lafayette don haɓakawa zuwa duniya. SeekMake, sabon kamfanin fasahar gine-gine na Tunisiya, ya tara dala 539,000 daga rukunin Lafayette don ɗaukar nauyin shirye-shiryenta na faɗaɗawa zuwa duniya. Wannan kasuwancin sanannen abu ne ba kawai don ƙimar kuɗi ba, har ma saboda kasancewarsa kasuwanci na farkon na rukunin Lafayette a sabon kamfanin Tunisiya ko na wata ƙasa. Adel Ayari da Zino Adidi ne suka ƙirƙire ta a shekarar 2018, manhajar SeekMake dandali ne na yanar gizo wanda yake haɗa abokan cinikayya da kamfanonin gine-gine da masana'antu a ƙasashe 40. Yana ba da damar haɓaka ra'ayi mai sauri da kuma isar da samfuran da aka gama. Sabon kamfanin yace yana bayar da kayayyaki masu daɗewa da karɓo da kuma araha. Baya ga faɗaɗawa zuwa sabbin kasuwanni, ya kuma sami ci gaban cikin gida. Tawagarta ta ƙaru daga ma'aikata huɗu zuwa talatin a cikin watanni takwas kacal. Sabon kamfanin shi nemai shiga tsakani ga masana'antun da masu siye, yana mai daidaita tsarin sana'antawa, rage farashi da kuma ƙara saurin samar da sashi da kwanaki. Yana ba da zaɓuɓɓukan da yawa na sarrafawa, wanda ya haɗa da Kula Lambar Kwamfuta (CNC), aiki da inji, samar da faletin ƙarfe, wallafar 3D, ƙira da ƙarfe, da sassaƙa a jikin ƙarfe. Kamfanin SeekMake ya taka matakai da yawa, wanda ya haɗa haɗin gwiwa tare da masana'antu 72, ya faɗaɗa zuwa ƙasashe 40, da tara mai amfani da mai sana'antawa sama da mutane 10,000. SeekMake ya riga ya fara ƙarfafa guraben abokin ciniki iri-iri a Tunisiya da Amurka da kuma Ostiraliya. Kamfanin yana shirin yin amfani da sababbin kuɗaɗen don faɗaɗawa zuwa sababbin kasuwanni, musamman a Faransa da Jamus, saboda suna ba da dama mai muhimmanci don haɗin gwiwa tare da manyan abokan ciniki da abokan hulɗa. Baya ga wannan, ya kafa wani reshe a Estonia a zaman wani ɓangare na dabarun faɗaɗawa.","Uzinduzi wa Contech wa Tunisia, SeekMake, unapata $539K kutoka kundi la Lafayette ili kuchochea upanuzi wa kimataifa SeekMake, kampuni inayoanzisha teknolojia ya ujenzi ya Tunisia, imechangisha $539,000 kutoka kwa kundi la Lafayette kusaidia mipango yake ya upanuzi wa kimataifa. Uwekezaji huu hauonekani tu kwa thamani yake ya fedha, lakini pia kwa sababu ni uwekezaji wa kwanza wa Kundi la Lafayette katika kuanzisha Tunisia au nje ya nchi. SeekMake iliyoanzishwa mwaka wa 2018 na Adel Ayari na Zino Adidi, ni jukwaa la kidigitali linalolingana na wateja na makampuni ya ujenzi na utengenezaji katika nchi 40. Inaruhusu kizazi cha dhana ya haraka na utoaji wa bidhaa za zilizomalizika. Uanzishaji unasema hutoa vifaa kadhaa vya kudumu kwa muda mrefu, vyenye nguvu, na vya bei nafuu. Kando na kupanuka katika masoko mapya, pia imepata ukuaji wa ndani. Timu yake ilikua kutoka wafanyakazi wanne hadi thelathini katika muda wa miezi minane tu. Kuanzisha ni njia kati ya wazalishaji na watumiaji, kurahisisha mchakato wa utengenezaji, kupunguza gharama, na kuongeza kasi ya uzalishaji wa sehemu kwa siku. Inatoa chaguzi kadhaa za utengenezaji, ikiwa ni pamoja na utengenezaji wa Udhibiti wa Nambari wa Kompyuta (CNC), uundaji wa chuma cha msuguano, uchapishaji wa 3D, ukataji wa leza, na kuchonga. SeekMake imefikia hatua kadhaa muhimu, ikiwa ni pamoja na kuanzisha ushirikiano na watengenezaji 72, kupanuka katika nchi 40, na kukusanya msingi wa watumiaji na watengenezaji wa zaidi ya 10,000. SeekMake tayari inajivunia wateja mbalimbali nchini Tunisia, Marekani na Australia. Kampuni inapanga kutumia fedha hizo mpya kujitanua katika masoko mapya, hasa nchini Ufaransa na Ujerumani, kwa sababu zinawasilisha fursa muhimu za kushirikiana na wateja wakuu na washirika. Kando na hilo, imeanzisha kampuni tanzu nchini Estonia kama sehemu ya mkakati wake wa upanuzi.","Ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ nínú ìkọ́lé ti Tunisia, SeekMake, gba $539K lọ́wọ́ Lafayette Group láti ṣe àtìlẹ́yìn fún ìmúgbòòrò káàkiri àgbáyé. SeekMake, ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ nínú ìkọ́lé, tí ṣe àkójọ $539, 000 láti ọwọ́ Lafayette Group láti ṣe àtìlẹ́yìn fún àwọn ètò ìmúgbòòrò rẹ̀ káàkiri àgbáyé. Ìdókòwò yìí ṣe pàtàkì kì í ṣe nítorí iye owó rẹ̀ nìkan, ṣùgbọ́n nítorí pé ó jẹ́ ìdókòwò àkọ́kọ́ Lafayette Group fún ilé-iṣẹ́ àdìdelẹ̀ Tunisia t��bí ti ilẹ̀ òkèèrè. Adel Ayari àti Zino Adidi ṣe ìfilọ́lẹ̀ SeekMake ní 2018, ó jẹ́ ìkànnì ẹ̀rọ-ayélujára tí ó ń mú àwọn oníbàárà mọ àwọn ilé-iṣẹ́ ìkọ́lé àti olùpèsè káàkiri àwọn orílẹ̀-èdè 40. Ó fi ààyè gba ìyákánkán ìṣẹ̀dá ọ̀nà-àbáyọ àti títa àwọn ọjà tí ó ti délẹ̀. Ilé-iṣẹ́ àdìdelẹ̀ náà sọ pé ó pèsè àwọn onírúurú ohun èlò ọlọ́jọ́ pípẹ́, tí ó lágbára, tí owó rẹ̀ kò sì jara lọ. Yàtọ̀ fún títàn wọ inú àwọn ọjà tuntun, ó tún ti ní ìrírí ìdàgbàsókè inú. Ikọ̀ rẹ̀ dàgbà láti ènìyàn mẹ́rin lọ sí ọgbọ̀n ní oṣù mẹ́jọ. Ilé-iṣẹ́ àdìdelẹ̀ náà jẹ́ alárinà láàárín àwọn ilé-iṣẹ́ àti àwọn oníbàárà, ó ń ṣe àdínkù àwọn ìgbésẹ̀ ìpèsè, mímú àdínkù bá iye, àti mímú ìyákánkán bá apá kan ìpèsè pẹ̀lú àwọn ọjọ́. Ó ń pèsè àwọn ọ̀nà àṣàyàn ìṣẹ̀dá, tí ó fi mọ́ ìmọ̀ ẹ̀rọ Ìṣàkóso Ìṣirò Ẹ̀rọ ayára-bí-àsá(CNC), ìṣẹ̀dá irin alábala, ìtẹ̀wéjáde, ifinágéhun, àti ṣíṣe onà. SeekMake ti ṣe àwọn onírúurú àṣeyọrí, tí ó fi mọ́ ṣiṣẹ́ ìdásílẹ̀ ìbánidòwòpọ̀ pẹ̀lú àwọn ilé-iṣẹ́ 72, ó tàn wọ àwọn orílẹ̀-èdè 40, àti ṣíṣe àkójọpọ̀ àwọn aṣàmúlò àti ilé-iṣẹ́ tí ó tó 10, 000. SeekMake ti ní onírúurú àwọn oníbàárà ní Tunisia, United States, àti Australia. Ilé-iṣẹ́ náà ń ṣètò láti ṣe àmúlò owó ìrànwọ́ tuntun náà láti tàn wọ àwọn ọjà tuntun, pàápàá jùlọ ní France àti Germany, nítorí pé wọ́n pèsè àwọn àǹfààní fún Ìbádòwòpọ̀ pẹ̀lú àwọn oníbàárà àti olùbádòwòpọ̀ pàtàkì. Yàtọ̀ sí èyí, ó ti ní ẹ̀ka ní Estonia gẹ́gẹ́ bí ara ọgbọ́n ìmúgbòòrò rẹ̀.","Ukuqala kwe-contech yaseTunisia, iSeekMake, ithola u-$539K kuLafayette Group ukuze kuqhutshekwe nokwanda kwamazwe ngamazwe. I-SeekMake, isiqalo sobuchwepheshe bokwakha eTunisia, inyuse ama-$539,000 kuLafayette Group ukuze isekele izinhlelo zayo zokwandisa amazwe ngamazwe. Lokhu kutshalwa kwezimali akuphawuleki kuphela ngenani layo lemali, kodwa futhi ngoba kuwukutshalwa kwezimali kokuqala kweQembu Lafayette eTunisia noma kwamanye amazwe. Yasungulwa ngo-2018 ngu-Adel Ayari kanye noZino Adidi, i-SeekMake iyinkundla yedijithali efana namakhasimende anezinkampani zokwakha nezokukhiqiza emazweni angu-40. Ivumela ukukhiqizwa komqondo okusheshayo kanye nokulethwa okulandelayo kwemikhiqizo eqediwe. Isiqalo sithi sinikezela ngezinhlobonhlobo zemikhiqizo ehlala isikhathi eside, enamandla, futhi ethengekayo. Ngaphandle kokunwebela ezimakethe ezintsha, iphinde yathola ukukhula kwangaphakathi. Ithimba layo likhule lisuka kubasebenzi abane laya kwabangamashumi amathathu ezinyangeni eziyisishiyagalombili nje kuphela. Isinyathelo siwukuhlukanisa phakathi kwabakhiqizi nabathengi, ukwenza lula inqubo yokukhiqiza, ukunciphisa izindleko, kanye nokusheshisa ingxenye yokukhiqiza ngezinsuku. Inikeza izinketho eziningana zokukhiqiza, okuhlanganisa ukukhanda kwe-Computer Numerical Control (iCNC), ukwenziwa kwensimbi yeshidi, ukuphrinta kwe-3D, ukusika i-laser, nokuqoshwa. ISeekMake ifinyelele iziqongo ezimbalwa, okuhlanganisa ukusungula ubudlelwano nabakhiqizi abangama-72, ukunwebela emazweni angama-40, kanye nokuqongelela isisekelo somsebenzisi nomkhiqizi abangaphezu kuka-10,000. I-SeekMake isivele inamakhasimende ahlukahlukene e-Tunisia, e-United States nase-Australia. Inkampani ihlela ukusebenzisa izimali ezintsha ukuze inwebele ezimakethe ezintsha, ikakhulukazi eFrance naseJalimane, ngoba ziveza amathuba abalulekile okubambisana namakhasimende amakhulu kanye nozakwethu. Ngaphandle kwalokho, isungule inkampani ephethwe e-Estonia njengengxenye yesu layo lokwandisa."
+"ፓትሪሺያ ደንበኞችን መልሶ ለመክፈል እንዴት እንዳቀደ ቁልፍ መውሰጃዎች፡ የቶከን ማስጀመሪያው የተወሰነ ተቃውሞ ካገኘ በኋላ ፓትሪሺያ የፓትሪሺያ ቶከን( ፒቲኬ) ማስጀመሪያ በስተጀርባ ያለውን ዓላማ በዝርዝር የሚያብራራ ነጭ ወረቀት አወጣች፡፡ ይህ ቶከን በጠለፋው ወቅት ቢትኮይን( ቢቲሲ) እና ናይራ ላጡ ደንበኞች የሚሰጥ የዕዳ መሣሪያ መሆኑን አብራርቷል። ስለ ቶከኑ ብዙ ጥያቄዎች ቢመለሱም ደንበኞች ገንዘብ ከማግኘታቸው በፊት ወይም በተለይም ደንበኞች ገንዘባቸውን ከማግኘታቸው በፊት ትርፋማ መሆን ያለበት ለምን እንደሆነ ልውውጡ አላብራራም፡፡ የናይጄሪያ ክሪፕቶ ልውውጥ ፓትሪሺያ የጠለፋ ሰለባ መሆኑን ካሳወቀ በኋላ በሚያዝያ 2023 በመድረኩ ላይ ገንዘብ ማውጣትን እና ተቀማ�� ማድረግን አቆመ። እ.ኤ.አ. በነሀሴ 18፣ 2023 የፓትሪሺያ ቶከኖች (ፒቲኬ) መጀመሩን አስታውቋል፣ ይህም በናይራ እና በቢትኮይን (ቢቲሲ) ያሉ ሁሉም የታወቁ ሒሳቦች የሚቀየርበት ነው። አዲስ የተጀመረው ቶከን የአሜሪካ ዶላር ጋር በዋጋ 1 ፒቲኬ = $1 እኩል የሆነ የተረጋጋ ሳንቲም ነው፡፡ ይሁን እንጂ ለወራት ገንዘባቸውን ማግኘት ያልቻሉ ደንበኞች በዚህ ማስታወቂያ በጣም አልተደሰቱም። ቶከኑ እንዴት እንደተደገፈ እና ፓትሪሺያ ያለ ደንበኛው ስምምነት ቶከኖቹን ለምን እንደቀየረ የመሳሰሉ ጥያቄዎች ተነሥተዋል። ለእነዚህ ጥያቄዎች መልስ ለመስጠት ልውውጡ ለፒቲኬ ቶከኖች ከጥሰቱ ለማገገም እንዴት እንደሚረዳው እና ቢቲሲ እና ናይራ በጠለፋ ያጡ ደንበኞች ገንዘባቸውን ለመጠየቅ እንዴት እንደሚጠቀሙበት የሚገልጽ ነጭ ወረቀት አሳትሟል። በፓትሪሺያ ቶከን (ፒቲኬ) ነጭ ወረቀት የተመለሱ ጥያቄዎች በፓትሪሺያ የተለቀቀው ነጭ ወረቀት ደንበኞቹ ስለ ቶከን ማስጀመሪያ አስመልክቶ ያላቸውን አንዳንድ ጥያቄዎች አጊንቷል፡፡ ከተመለሱት ጥያቄዎች ጥቂቶቹ እነሆ። የፓትሪሺያ ቶከን (ፒቲኬ) እንዴት ይሰራል? የፓትሪሺያ ቶከን እንደ አይኦዩ( እኔ ያንት ዕዳ አለብኝ) ሰነድ ሆኖ ይሠራል፣ ፓትሪሺያ ምን ያህል ዕዳ እንዳለባት ለመገንዘብ የሚያስችል መንገድ ነው፡፡ በነጭ ወረቀቱ መሠረት"" ይህ በፓትሪሺያ ቴክኖሎጂዎች ለወደፊቱ ለእያንዳንዱ ፓትሪሺያ ቶከን ባለቤቶች 1 ዩኤስዲቲ ለመክፈል የገባውን ቃል ያመለክታል፡፡"" ህግ በተጣሰ ጊዜ ለጠፉ ንብረቶች ምትክ እንደ ""የዕዳ መሣሪያ"" ወይም የእዳ ማስመሰያ ሆኖ ያገለግላል። ደንበኞች በቶከን ምን ያደርጋሉ? የ ቢቲሲ እና ናይራ ሂሳባቸው ወደ ፒቲኬ የተቀየረላቸው ደንበኞች ለዩኤስዲቲ ሊዋጁ ይችላሉ፣ ከዚያ በኋላ እንደ ቢቲሲ ወይም እንደ ናይራ ወደ ሌሎች ክሪፕቶምንዛሬዎች ሊለወጡ ይችላሉ። ሆኖም ሁሉም የልውውጥ ተመኖች የሚመሰረቱት እ.ኤ.አ በሚያዚያ 29 ቀን 2023 ላይ ባለው የንብረቱ የአሜሪካ ዶላር ዋጋ ላይ ነው። ደንበኞች የፒቲኬ ቶከኖችን መቼ ያገኛሉ? የአዲሱ ፓትሪሺያ መተግበሪያ-ፓትሪሺያ ፕላስ መተግበሪያ- ሲጀመር ፒቲኬ ቶከኖች ህግ በመጣሱ ምክንያት ቢቲሲ እና ናራ ላጡ ደንበኞች ይገኛሉ፡፡ ከዚህ በፊት እንደ ፒቲኬ ያሉ የዕዳ ምልክቶችን የጀመረው ማነው? 119,756 ቢትኮይን (በወቅቱ 72 ሚሊዮን ዶላር) በጠለፋ ሲጠፋ ቢትፊኔክስ እ.ኤ.አ በ2016 ቢኤፍኤክስን ጀመረ። ልክ እንደ ፓትሪሺያ፣ ቢትፊኔክስ በጠለፋው ገንዘብ ላጡ ደንበኞች ቢኤፍኤክስ የተባለ የእዳ ማስመሰያ አውጥቶ ለተወሰነ ጊዜ ለነሱ መልሷል። በፓትሪሺያ ያልተመለሱ ጥያቄዎች በደንበኞች አእምሮ ውስጥ ያለ አንድ ዋና ጥያቄ ገንዘባቸውን መቼ ማግኘት እንደሚችሉ ነው። የ ፒቲክ ነጭ ወረቀት ለዚህ ጥያቄ የተወሰነ መልስ ባይሰጥም፣ በወረቀቱ ውስጥ እና ውጭ ያሉ አንዳንድ መረጃዎች ጥቆማዎችን ሊሰጡ ይችላሉ፡፡ መቼ ነው ደንበኞች የፒቲኬ ቶከኖቻቸውን ለዩኤስዲቲ ማስመለስ የሚችሉት? ፓትሪሺያ ደንበኞች የ ፒቲኬ ምልክቶቻቸውን ለዩኤስዲቲ መለወጥ የሚችሉበትን የተወሰነ ጊዜ አልሰጠም። ሁሉም ደንበኞች ገንዘባቸውን መልስው ለማግኘት ምን ያህል ጊዜ ይፈጅባቸዋል? ቢትፊኔክስ የቢኤፍኤክስ የዕዳ ማስመሰያ ሲለቅ ከደንበኞች 72 ሚሊዮን ዶላር ዋጋ ያላቸውን ማስመሰያዎች መልሶ ለመግዛት ስምንት ወር ፈጅቶበታል። ፓትሪሺያ በህግ ጥሰቱ 2 ሚሊዮን ዶላር አጥቷል ከተባለው አንጻር፣ ለደንበኞች ገንዘብ መልሶ የማስተካከያው ሂደት አጭር ሊሆን ይችላል። ፓትሪሺያ ምልክቱን እንዴት ይደግፋል? እንደ ውስጣዊ ግንኙነቶች, ፓትሪሺያ በአሁኑ ጊዜ ገንዘብ በማሰባሰብ ላይ ይገኛል እና በእሱ ላይ በአብዛኛው ስኬታማ ሆኗል፡፡ ልውውጡ ደንበኞች ሁሉንም የፒቲኬ ምልክቶች ለዩኤስዲቲ ማስመለስ እንደሚችሉ እርግጠኛ ነው። ፓትሪሺያ ገንዘብን ለደንበኞች እንዴት ይለቃል? ፓትሪሺያ ገንዘቦችን መልቀቅን በዘመናዊ ውል ራስ-ሰር ያድርገዋል። ኮንትራቱ በኩባንያው ትርፋማነት ላይ ተመስርቶ ገንዘቦችን ይለቃል፡፡ በነጭ ወረቀቱ መሠረት"" የፓትሪሺያ ቶከን ልውውጥ እንደ ልውውጥ ትርፋማነት በራስ-ሰር ይሠራል፡፡"" ይህ ማለት ኩባንያው ለደንበኞቹ ገንዘብ ለመልቀቅ በቋሚነት ገንዘብ ማግኘት አለበት ማለት ነው። በሚስብ መልኩ ለኩባንያው ቅርብ የሆነ ምንጭ እንደገለጸው የኩባንያው ሌሎች ክፍሎች፣ እንደ ከቆጣሪው-በላይ (ኦቲሲ) ንግድ፣ በችርቻሮ ንግዱ ላይ እገዳን በወጣበትት ወቅት ትርፋማ ሆነው ቆይተዋል። ፓትሪሺያ ፒቲኬን የጀመረበትን ምክንያት ግልጽ ማድረግ ቢኖርበትም፣ የችርቻሮ ደንበኞችን አመኔታ ለማግኘት አሁንም ብዙ ስራ ይጠብቀዋል።","How Patricia plans to pay customers back Key takeaways: After its token launch received some backlash, Patricia released a whitepaper detailing the intent behind the launch of Patricia tokens (PTK). It explained that the token is a debt instrument that will be issued to customers who lost bitcoin (BTC) and naira during the breach. While many questions about the token were answered, the exchange hasn't explained why it needs to be profitable before customers get funds or when, specifically, customers get their money. After announcing that it had been a victim of a breach, Nigerian crypto exchange, Patricia, halted withdrawals and deposits on its platform in April 2023. By August 18, 2023, it announced the launch of Patricia tokens (PTK), which all outstanding balances in naira and Bitcoin (BTC) will be converted to. It added that the newly launched token is a stablecoin equal to the US dollar in value — 1 PTK = $1. However, customers who have not been able to access their funds for months were not too pleased with the announcements. Questions such as how the token was backed and why Patricia converted the tokens without customer consent were raised. To answer these questions, the exchange published a whitepaper for PTK tokens detailing how it would help it recover from the breach and how customers who have lost BTC and naira to the hack would use it to claim their funds. Questions answered by Patricia token (PTK) white paper The whitepaper released by Patricia addressed some of the questions customers have concerning the token launch. Here are some of the answered questions. How will the Patricia token (PTK) work? The Patricia token will work like an IOU (I owe you) document, a way for Patricia to acknowledge how much it owes you. Per the whitepaper, ""It symbolizes a promise by Patricia Technologies to pay holders 1 USDT for each Patricia Token in the future."" It will serve as a ""debt instrument"" or debt token in exchange for the assets lost during the breach. What will customers do with the token? Customers whose BTC and naira balances have been converted to the PTK can redeem it for USDT, which can then be converted to other cryptocurrencies like BTC or fiat like naira. However, all conversion rates will be based on the US dollar value of the asset as of April 29, 2023. When will customers get the PTK tokens? The PTK tokens will be available to customers who lost BTC and naira to the breach when the new Patricia app — Patricia Plus App — launches. Who has launched debt tokens like PTK before? Bitfinex launched BFX in 2016 when it lost 119,756 bitcoins ($72 million at the time) to a hack. Like Patricia, Bitfinex issued a debt token called BFX to customers who lost money to the hack and bought it back from them over a period of time. Unanswered questions by Patricia One major question in the minds of customers is when they will be able to access their funds. While the PTK whitepaper did not give a specific answer to this question, some information within and outside the paper might provide pointers. When will customers be able to redeem their PTK tokens for USDT? Patricia has not given a specific time as to when customers will be able to convert their PTK tokens for USDT. How long will it take for all customers to get their money back? When Bitfinex issued the BFX debt token, it took eight months for it to buy back $72 million worth of tokens from customers. Given that Patricia allegedly lost $2 million to the breach, the fund recovery process for customers could be shorter. How will Patricia fund the token? According to internal communications, Patricia is currently raising funds and has been largely successful at it. The exchange is confident customers will be able to redeem all PTK tokens for USDT. How will Patricia release funds to customers? Patricia will automate the release of funds with a smart contract. The contract will release funds based on the company's profitability. According to the whitepaper, it ""will automate Patricia Token release in line with exchange profitability."" This means the company has to consistently make money to release funds to customers. Interestingly, a source close to the company shared that other parts of the company, such as its over-the-counter (OTC) business, have remained profitable during the withdrawal freeze on its retail business. While Patricia might have clarified the reasons why it launched PTK, it still has a lot of work to do to earn the trust of retail customers.","Yadda Patricia ke shirin biyan abokan ciniki Muhimman abubuwan lura: Bayan ƙaddamar da kuɗinta na kirifto ya sami ɗan koma baya, Patricia ta fitar da wata takarda da ke ba da cikakken bayani game da manufar ƙaddamar da kuɗin kirifto na Patricia (PTK). Ya bayyana cewa kuɗin katin shaidar bashi ne da za a bayar ga abokan cinikayya da suka yi hasarar kuɗin bitcoin (BTC) da naira a yayin cin hauren. Yayin da aka amsa tambayoyi da yawa game da kuɗin katin, musayar bata bayyana dalilin da yasa yake buƙatar samun riba ba kafin abokan ciniki su sami kuɗaɗe ko lokacin da, musamman, abokan ciniki zasu sami kuɗinsu. Bayan sanar da cewa an samu matsala, musayar kuɗin crypto ta Najeriya, watoPatricia, ta dakatar da cire kuɗi da ajiya a dandalinta a watan Afrilun 2023. A ranar 18 ga watan Agustan 2023, ya sanar da ƙaddamar da kuɗin kirifto na Patricia (PTK), ind duk basukan da ba a biya ba na naira da kuɗin Bitcoin (BTC) za su canza su koma na PTK. Ya ƙara da cewa sabon kuɗin katin da aka ƙaddamar shi ne tsayayye tsaba ne wanda ke daidai da dalar Amurka a darajar 1 PTK = $1. Duk da haka, abokanan cinikayyan da ba su sami damar samun kuɗaɗensu ba tsawon watanni ba su ji daɗin sanarwar ba. An dai yi tambayoyi irinsu ta yaya aka goya kuɗin kirifto ɗin da kuma me yasa Patricia ya canza kuɗin kirifto ɗin ba tare da izinin abokin ciniki ba. Domin amsa waɗannan tambayoyi, musayar ta buga wata takarda ta kuɗin kati na PTK da ke bayani dalla-dalla yadda zai taimaka masa ya farfaɗowa daga hauren da kuma yadda kwastomomin da suka yi asarar kuɗin BTC da naira a yayin kutsen za su yi amfani da shi wajen neman kuɗaɗensu. Kuɗin Kirifton Patricia zai yi aiki kamar takardar IOU (Kana bina), hanyar da Patricia zai bi wajen amincewa da nawa yake bin ku. Kamar yadda takardar ta nuna, ""Tana nuna alamar alƙawarin da kamfanin Patricia Technologies yayi don biyan masu riƙon hannayen jari Dalar Amurka 1 ga kowane Kuɗin kirifto na Patricia a nan gaba."". Ga wasu daga cikin tambayoyin da aka amsa. Ta yaya kuɗin katin Patricia (PTK) zai yi aiki? Kuɗin Katin Patricia zai yi aiki kamar takardar IOU (Ina bin ku), hanyar da Patricia za ta amince da nawa take bin ku. Bisa ga takardar, ""Tana nuna alamar alƙawarin da kamfanin Patricia Technologies yayi don biyan masu riƙon hannun jari na 1 kimanin USDT ga kowane Kuɗin Kati na Patricia a nan gaba."" Zai yi amfani ne a matsayin ""shaidar bashi"" ko kuɗin katin bashi don musanyawa ga kadarorin da aka rasa yayin hauren. Mene ne abokan ciniki za su yi da kuɗin katin? Abokan ciniki waɗanda aka canja ragowar kuɗinsu na BTC da naira zuwa PTK za su iya fansar shi akan kuɗin Dalar Amurka, wanda za a iya canja shi zuwa wasu kuɗaɗen kirifto kamar BTC ko na doka kamar naira. Duk da haka, duk farashin musanya zai dogara ne akan darajar dalar Amurka na kadara a yadda yakea 29 ga Afrilu, 2023. Yaushe ne abokan ciniki za su sami kuɗin kati na PTK? Kuɗin kati na PTK za su kasance ga abokan cinikin waɗanda a sanadiyyar kutsen suka yi asarar kuɗin BTC da naira yayin da aka ƙaddamar da sabuwar manhaja ɗin Patricia mai suna manhajar Patricia Plus. Wane ne ya taɓa ƙaddamar da kuɗin katin bashi kamar PTK a baya? Bitfinex ya ƙaddamar da BFX a shekarar 2016 lokacin da yayi asarar kuɗaɗen bitcoin 119,756 ($ 72 miliyan a lokacin) a sanadiyyar wani kutsen. Kamar kamfanin Patricia, kamfanin Bitfinex ma ya ba da kuɗin katin bashi da ake kira BFX ga abokan cinikin da suka yi asarar kuɗi a sanadiyyar kutsen kuma suka sake saya daga gare su a tsawon lokaci. Tambayoyin da kamfanin Patricia basu amsa ba. Wata babbar tambaya a cikin zukatan kwastomomi ita ce lokacin da za su sami damar isa ga kuɗaɗensu. Yayin da takardar PTK ba ta ba da wani takamaiman amsa ga wannan tambaya ba, wasu bayanai a ciki da wajen takardar na iya ba da alamu. Yaushe ne abokan ciniki za su iya fansar kuɗaɗen katinsu na PTK akan USDT? Patricia ba ta ba da wani takamaiman lokaci ba game da lokacin da abokan ciniki za su iya canza kuɗaɗen katinsu na PTK zuwa USDT. Wani tsawon lokaci zai ɗauka don duk abokan cinikin su dawo da kuɗinsu? Lokacin da Bitfinex ya bayar da kuɗin katin bashi na BFX, ya ɗauki watanni takwas kafin ya saya dala miliyan 72 daga abokan ciniki. Ganin cewa Patricia da ake zargin ta yi asarar dala miliyan 2 sanadiyyar wannan kutes, tsawon lokacin tsarin dawo da kuɗaɗen ga abokan ciniki na iya zama gajere. Ta yaya Patricia za ta ba da kuɗin katin? A cewar wata majiya ta cikin gida, Patricia a halin yanzu tana tara kuɗaɗe kuma ta sami nasara sosai a kai. Musayar tana da ƙwarin gwiwar cewa abokan ciniki za su iya fansar duk kuɗaɗen kirifto na PTK da Dalar Amurka. Ta yaya Patricia za ta saki kuɗi ga abokan ciniki? Patricia zai sakin kuɗaɗen ne ta hanyar kwangilar zamani. Kwangilar za ta saki kuɗaɗen bisa ribar da kamfanin ke samu. A cewar takardar, ""zata lamunce sakin Kuɗin kirifton na Patricia a bisa tsarin ribar musayar ."" Wannan yana nufin dole ne kamfani ya ci gaba da samun kuɗi don sakin kuɗaɗe ga abokan ciniki. Wani abin sha'awa, wata majiya da ke kusa da kamfanin ta bayyana cewa sauran sassan kamfanin, kamar kasuwancinsa na waje (OTC), sun ci gaba da samun riba yayin da aka janye sanƙarau na kasuwancinsa a waje. Duk da yake kamfanin Patricia ya iya fayyace dalilan da ya sa ya ƙaddamar da PTK, har yanzu yana da baban aiki da zai yi don samun amincewar abokan ciniki.","Jinsi Patricia anavyopanga kuwalipa wateja Mambo muhimu ya kuchukua: Baada ya uzinduzi wa ishara yake kupokea upinzani, Patricia alitoa karatasi nyeupe inayoelezea dhamira ya uzinduzi wa tokeni za Patricia (PTK). Ilielezwa kuwa token hiyo ni chombo cha deni ambacho kitatolewa kwa wateja waliopoteza bitcoin (BTC) na naira wakati wa uvunjaji. Ingawa maswali mengi kuhusu tokeni yalijibiwa, ubadilishaji haujaeleza kwa nini inahitaji kupata faida kabla ya wateja kupata pesa au wakati, hasa, wa wateja kupata pesa zao. Baada ya kutangaza kuwa alikuwa mwathirika wa ukiukaji, ubadilishanaji wa crypto wa Nigeria, Patricia, alisimamisha uondoaji na amana kwenye jukwaa lake mnamo Aprili 2023. Kufikia Agosti 18, 2023, ilitangaza kuzinduliwa kwa tokeni za Patricia (PTK), ambazo salio zote zilizosalia za naira na Bitcoin (BTC) zitabadilishwa kuwa. Aliongeza kuwa ishara mpya iliyozinduliwa ni stablecoin sawa na thamani ya dola ya Marekani - 1 PTK = $1. Walakini, wateja ambao hawajaweza kupata pesa zao kwa miezi kadhaa hawakufurahishwa sana na matangazo. Maswali kama vile jinsi tokeni iliungwa mkono na kwa nini Patricia alibadilisha tokeni bila kibali cha mteja yaliulizwa. Ili kujibu maswali haya, ubadilishanaji huu ulichapisha karatasi nyeupe ya tokeni za PTK inayoeleza jinsi ingeisaidia kurejesha uvunjaji sheria na jinsi wateja ambao wamepoteza BTC na naira kwenye udukuzi wangeitumia kudai pesa zao. Maswali yamejibiwa na Patricia kwenye karatasi nyeupe ya tokeni (PTK). Karatasi nyeupe iliyotolewa na Patricia ilishughulikia baadhi ya maswali ambayo wateja wanayo kuhusu uzinduzi wa tokeni. Haya ni baadhi ya maswali yaliyojibiwa. Je, tokeni ya Patricia (PTK) itafanya kazi kwa namna gani? Tokeni ya Patricia itafanya kazi kama hati ya IOU (Unadaiwa) kimaandishi, njia ya Patricia kutambua kiasi gani anakudai. Kulingana na karatasi nyeupe, ""Inaashiria ahadi ya Patricia Technologies ya kuwalipa wamiliki USDT 1 kwa kila Tokeni ya Patricia katika siku zijazo."" Itatumika kama ""chombo cha deni"" au tokeni ya deni badala ya mali iliyopotea wakati wa uvunjaji. Wateja watafanya nini na tokeni? Wateja ambao salio lao la BTC na naira limebadilishwa kuwa PTK wanaweza kuikomboa kwa USDT, ambayo inaweza kisha kubadilishwa kuwa fedha zingine fiche kama vile BTC au fiat kama naira. Hata hivyo, viwango vyote vya walioshawishika vitalingana na thamani ya dola ya Marekani ya mali hiyo kuanzia tarehe 29 Aprili 2023. Je, ni lini wateja watapata tokeni za PTK? Tokeni za PTK zitapatikana kwa wateja waliopoteza BTC na naira kwa uvunjaji sheria wakati programu mpya ya Patricia - Programu ya Patricia Plus - itakapozinduliwa. Nani amezindua tokeni za deni kama PTK hapo awali? Bitfinex ilizindua BFX mnamo 2016 wakati ilipoteza bitcoins 119,756 ($ 72 milioni wakati huo) kwa udukuzi. Kama Patricia, Bitfinex ilitoa tokeni ya deni iitwayo BFX kwa wateja waliopoteza pesa kwa udukuzi huo na kuzinunua kutoka kwao kwa muda. Maswali ambayo hayajajibiwa na Patricia Swali moja kuu katika akili za wateja ni lini wataweza kupata pesa zao. Ingawa karatasi nyeupe ya PTK haikutoa jibu mahususi kwa swali hili, taarifa fulani ndani na nje ya karatasi inaweza kutoa viashiria. Je, ni lini wateja wataweza kukomboa tokeni zao za PTK kwa USDT? Patricia hajatoa muda mahususi ni lini wateja wataweza kubadilisha tokeni zao za PTK kwa USDT. Je, itachukua muda gani kwa wateja wote kupata pesa zao? Bitfinex ilipotoa tokeni ya deni ya BFX, ilichukua miezi minane kununua tokeni za thamani ya dola milioni 72 kutoka kwa wateja. Ikizingatiwa kuwa Patricia anadaiwa kupoteza dola milioni 2 kwa ukiukaji huo, mchakato wa kurejesha hazina kwa wateja unaweza kuwa mfupi. Je, Patricia atagharamiaje tokeni hiyo? Kwa mujibu wa mawasiliano ya ndani, Patricia kwa sasa anachangisha fedha na amefanikiwa kwa kiasi kikubwa. Ubadilishanaji una uhakika kuwa wateja wataweza kukomboa tokeni zote za PTK kwa USDT. Je, Patricia atatoaje fedha kwa wateja? Patricia ataboresha utoaji wa pesa kiotomatiki kwa mkataba mzuri. Mkataba utatoa fedha kulingana na faida ya kampuni. Kulingana na karatasi nyeupe, ""itaweka toleo la Tokeni la Patricia kulingana na faida ya ubadilishaji."" Hii inamaanisha kuwa kampuni lazima itengeneze pesa mara kwa mara ili kutoa pesa kwa wateja. Cha kufurahisha ni kwamba chanzo kilicho karibu na kampuni kilieleza kuwa sehemu nyingine za kampuni, kama vile biashara ya dukani (OTC), zimesalia kuwa na faida wakati wa uondoaji wa bidhaa kwenye biashara yake ya rejareja. Ingawa Patricia anaweza kuwa alifafanua sababu kwa nini ilizindua PTK, bado ina kazi nyingi ya kufanya ili kupata imani ya wateja wa reja reja.","Bí Patricia ṣe ṣètò láti sanwó àwọn oníbàárà padà Àwọn kókó ọ̀rọ̀ pàtàkì: Lẹ́yìn tí akùdé bá ìfilọ́lẹ̀ owó àkósódù rẹ̀, Patricia ṣe àtẹ̀jáde ìròyìn kan tí ó ń ṣe èròǹgbà ìfilọ́lẹ̀ owó àkósódù Patricia (PTK). Ó ṣàlàyé pé owó àkósódù náà jẹ́ irinṣẹ́ gbèsè tí wọn yóò fún àwọn oníbàárà tí wọ́n pàdánù owó àkósódù BTC àti naira lásìkò ìjákulẹ̀ náà. Nígbà tí wọ́n ti dáhùn ọ̀pọ̀lọpọ̀ ìbéèrè nípa owó àkósódù náà, ọjà náà kò tíì ṣàlàyé ìdí tí ó fi nílò láti jèrè kí àwọn oníbàárà tó gba owó wọn tàbí nígbà wo, pàtó, ní àwọn oníbàárà yóò gba owó wọn. Lẹ́yìn tí wọ́n kéde pé àwọn ti di afaragbá nínú akùdé kan, ilé-iṣẹ́ kírípútò Nigeria, Patricia, tìkùn mọ́ ìgbowójáde àti ìsanwówọlé lórí ìkànnì wọn ní Oṣù Kẹrin 2023. Ní 18 Oṣù Kẹjọ, 2023, wọ́n kéde ìfilọ́lẹ̀ owó àkósódù Patricia (PTK), èyí tí gbogbo àwọn owó ojú ìwé tí ó wà nílẹ̀ yóò ti gba ìpààrọ̀ ní náírà àti owó àkósódù BTC. Ó ṣe àfikún pé àwọn ìfilọ́lẹ̀ owó àkósódù tuntun ni ẹyọó aláìyíwọ̀npadà tí ó jẹ́ déédéé pẹ̀lú ìwọ̀n dọ́là US – 1PTK = $1. Àmọ́ sá, àwọn oníbàárà tí wọn kò tíì ní àǹfààní sí owó wọn fún àwọn oṣù díẹ̀ kò dunnú sí àwọn ìkéde náà. Àwọn ìbéèrè bí báwo ni wọ́n ṣe ṣe ìpamọ́ owó àkósódù náà àti kín ni ìdí tí Patricia fi yí owó àkósódù náà padà láìgba àṣẹ lọ́wọ́ àwọn oníbàárà. Láti dáhùn àwọn ìbéèrè wọ̀nyí, ilé-iṣẹ́ náà ṣe àtẹ̀jáde ìròyìn àkọsílẹ̀ fún owó àkósódù PTK tí ó ń ṣàlàyé bí yóò ṣe ṣe ìrànlọ́wọ́ fún un láti padà bọ̀ sípò mímú akùdé àti bí àwọn oníbàárà tí wọ́n ti pàdánù BTC àti náírà nínú akùdé náà yóò ṣe lò ó gba àwọn owó wọn. Àwọn ìbéèrè tí ìwé ìròyìn owó àkósódù Patricia dáhùn Ìwé ìròyìn tí Patricia gbé jáde dáhùn díẹ̀ nínú àwọn ìbéèrè tí àwọn oníbàárà ní lórí ìfilọ́lẹ̀ owó àkósódù náà. Èyí ni díẹ̀ lára àwọn ìbéèrè tí wọ́n dáhùn. Báwo ni owó àkósódù Patricia (PTK)yóò ṣe ṣiṣẹ́? Owó àkósódù Patricia yóò ṣiṣẹ́ bí ìwé Mọjẹwó (IOU), ọ̀nà kan fún Patricia láti jẹ́rìí iye tí wọ́n jẹ yín. Gẹ́gẹ́ bí ìwé àlàyé náà, ""Ó dúró fún àdéhùn láti ọwọ́ Patricia Technologies láti san 1 USDT fún ọ̀kọ̀ọ̀kan àwọn owó àkósódù náà lọ́jọ́ iwájú fún àwọn tí ó ní ìwé náà lọ́wọ́."" Yóò ṣiṣẹ́ gẹ́gẹ́ bí ""irinṣẹ́ gbèsè"" tàbí owó àkósódù gbèsè ní ìpààrọ̀ fún ọrọ̀ tí wọ́n pàdánù lásìkò akùdé náà. Kín ni àwọn oníbàárà yóò ṣe pẹ̀lú owó àkósódù? Àwọn oníbàárà tí BTC àti náírà wọn tí ó kù ti di yíyí padà sí PTK lè ṣe àyípadà rẹ̀ fún USDT, èyí tí wọ́n lè yí padà sí àwọn owó àkósódù bí BTC tàbí owó kìsì bí náírà. Àmọ́ sá, gbignit àwọn ìwọ̀n àyípadà yóò dá lórí iye ọrọ̀ náà ní dọ́là US láti 29 Oṣù Kẹrin, 2023. Nígbà wo ni àwọn oníbàárà yóò gba owó àkósódù PTK? Owó àkósódù PTK yóò wà fún àwọn oníbàárà tí wọ́n pàdánù BTC àti náírà sínú akùdé náà nígbà tí wọ́n ṣe ìfilọ́lẹ̀ ohun èlò ẹ̀rọ Patricia – Patricia Plus App. Ta ni ó ti ṣe ìfilọ́lẹ̀ owó àkósódù gbèsè bí PtKt tẹ́lẹ̀? Bitfinex ṣe ìfilọ́lẹ̀ BFX ní 2016 nigbat tí wọ́n pàdánù owó àkósódù 119, 756 (mílíọ̀nù $72 nígbà kan) simut akùdé kan. Bí Patricia, Bitfinex fún àwọn oníbàárà tí wọ́n pàdánù owó sínú akùdé náà ní owó àkósódù gbèsè tí wọ́n pè ní BFX wọ́n sì rà á padà lọ́wọ́ lọ́wọ́ wọn lẹ́yìn ọjọ́ pípẹ́. Àwọn ìbéèrè tí Patricia kò dáhùn Ìbéèrè gbòógì kan tí ó wà nínú ọkàn àwọn oníbàárà ni nígbà wo ni wọ́n yóò lè ní àǹfààní sí àwọn owó wọn. Nígbà tí ìwé àlàyé PTK kò pèsè ìdáhùn gbòógì kankan fún ìbéèrè yìí, àwọn àlàyé díẹ̀ nínú àti níta ìwé n��à lè pèsè àwọn atọ́ka. Nígbà wo ni àwọn oníbàárà yóò lè ṣe ìsọdowó owó àkósódù PTK wọn fún USDT? Patricia kò tíì pèsè àsìkò gbòógì tí àwọn oníbàárà yóò lè lọ set àyípadà owó àkósódù wọn sí USDT. Báwo ni yóò ṣe gba àwọn oníbàárà tó láti gba owó wọn padà? Nígbà tí Bitfinex pèsè owó àkósódù gbèsè BFX, ó gbà á ní oṣù mẹ́jọ láti ra mílíọ̀nù $72 owó àkósódù padà latit owó àwọn oníbàárà. Nítorí pé Patricia pàdánù mílíọ̀nù $2 sínú akùdé náà, ètò ìdáwópadà àwọn oníbàárà lè má gùn. Báwo ni Patricia yóò ṣe pèsè owó fún owó àkósódù náà? Gẹ́gẹ́ bí ìbáraẹnisọ̀rọ̀ abẹ́nú, Patricia ń ṣe àkójọ owó bẹ́ẹ̀ ni ó ti ṣe àṣeyọrí púpọ̀ lórí rẹ̀. Ilé-iṣẹ́ náà ní ìdánilójú pé àwọn oníbàárà yóò lè ṣe ìsọdowó gbogbo àwọn owó àkósódù PTK wọn fún USDT. Báwo ni Patricia yóò ṣe ṣe àgbékalẹ̀ owó fún àwọn oníbàárà? Patricia yóò ṣètò àìfọwọ́yí sísan owó náà pẹ̀lú àdéhùn ajáfáfá. Àdéhùn náà yóò yọ̀ǹda owó lórí bí ilé-iṣẹ́ náà bá ṣe jèrè. Gẹ́gẹ́ bí ìwé àlàyé náà, ""yóò ṣètò aláìfọwọ́yí ìyọ̀ǹda owó Àkósódù Patricia ní ìbámu pẹ̀lú èrè ilé-iṣẹ́."" Èyí túmọ̀ sí pé ilé-iṣẹ́ náà ní láti pa owó léraléra láti yọ̀ǹda owó fún àwọn oníbàárà wọn. Ó jẹ́ ohun ìdùnnú pé, orísun kan tí ó sún mọ́ ilé-iṣẹ́ náà sọ pé ẹ̀ka ilé-iṣẹ́ náà mìíràn, bí àwọn okòwò ìdókòwò ẹlẹ́gbẹ́jẹgbẹ́ rẹ̀ (OTC), ń rí owó lásìkò ìgbésẹ̀lé ìgbowójáde lórí àwọn okòwò àràtúntà rẹ̀. Bí ó tilẹ̀ jẹ́ pé Patricia ti yànnàná awn ìdí wọ̀nyí tí ó fi ṣe ìfilọ́lẹ̀ PTK, ó tún ní ọ̀pọ̀lọpọ̀ iṣẹ́ láti ṣe láti gba ìfọkàntán àwọn oníbàárà aláràtúntà.","Uhlela kanjani uPatricia ukukhokhela amakhasimende Okuthathwayo okubalulekile: Ngemuva kokuthi ukwethulwa kwethokheni kuthole ukuhlehla, u-Patricia ukhiphe iphepha elimhlophe elichaza inhloso yokwethulwa kwePatricia Token (iPTK). Yachaza ukuthi ithokheni iyithuluzi lesikweletu elizokhishwa kumakhasimende alahlekelwe bitcoin (iBTC) kanye naira ngesikhathi sokuphulwa. Nakuba imibuzo eminingi mayelana nethokheni iphenduliwe, ukushintshaniswa akukakachazi ukuthi kungani kufanele kube nenzuzo ngaphambi kokuba amakhasimende athole imali noma lapho, ikakhulukazi, amakhasimende ethola imali yawo. Ngemuva kokumemezela ukuthi ube yisisulu sokwephulwa komthetho, icrypto exchange yaseNigeria, uPatricia, umise ukuhoxiswa kwemali kanye nokufaka imali endaweni yayo ngoMbasa 2023. NgoNcwaba 18, 2023, yamemezela ukwethulwa kwePatricia Tokens (iPTK), lapho zonke izilinganiso zenaira neBitcoin (iBTC) zizoguqulwa khona. Yanezela ukuthi ithokheni esanda kwethulwa iyi-stablecoin elingana nedola laseMelika ngenani - 1 PTK = $1. Nokho, amakhasimende ayengakwazi ukuthola izimali zawo izinyanga ayengajabule neze ngezimemezelo. Imibuzo enjengokuthi ithokheni yasekelwa kanjani nokuthi kungani uPatricia eshintshe amathokheni ngaphandle kwemvume yekhasimende yaphakanyiswa. Ukuze uphendule le mibuzo, ukushintshana kushicilele iphepha elimhlophe lamathokheni ePTK elinemininingwane yokuthi lingayisiza kanjani ilulame ekwephuleni umthetho nokuthi amakhasimende alahlekelwe yiBTC kanye nenaira ekugetshengeni azoyisebenzisa kanjani ukuze afune izimali zawo. Imibuzo iphendulwa ephepheni elimhlophe lethokheni lePatricia (iPTK). Iphepha elimhlophe elikhishwe uPatricia likhulume ngeminye yemibuzo amakhasimende anayo mayelana nokwethulwa kwamathokheni. Nansi eminye yemibuzo ephendulwayo. Izosebenza kanjani ithokheni yePatricia (iPTK)? Ithokheni kaPatricia izosebenza njengedokhumenti ye-IOU (ngiyakukweleta), indlela yokuthi uPatricia asho ukuthi ukweleta malini. Ngokusho kwephepha elimhlophe, ""Kufanekisela isithembiso sikaPatricia Technologies sokukhokhela abanikazi i-1 USDT yePatricia Token ngayinye esikhathini esizayo."" Izosebenza ""njengethuluzi lesikweletu"" noma ithokheni yesikweletu ngokushintshanisa izimpahla ezilahlekile phakathi nokwephulwa komthetho. Amakhasimende azokwenzani ngethokheni? Amakhasimende amabhalansi awo eBTC nenaira aguqulelwe kuPTK angayisebenzisela i-USDT, engaguqulelwa kwamanye ama-cryptocurrencies njengeBTC noma i-fiat efana ne-naira. Kodwa-ke, wonke amanani okuguqulwa azosuselwa enanini ledola laseMelika lempahla kusukela ngomhlaka-29 kuMbasa 2023. Amakhasimende azowathola nini amathokheni ePTK? Amathokheni e-PTK azotholakala kumakhasimende alahlekelwe yiBTC ne-naira ekuphuleni umthetho lapho uhlelo lokusebenza olusha luka-Patricia — Patricia Plus App — sethulwa. Ubani owake wethula amathokheni esikweletu njengePTK ngaphambili? IBitfinex yethule iBFX ngo-2016 lapho ilahlekelwa ama-bitcoins angu-119,756 (izigidi ezingu-$72 ngaleso sikhathi) ngokugebenga. NjengoPatricia, iBitfinex ikhiphe ithokheni yesikweletu ebizwa ngokuthi iBFX kumakhasimende alahlekelwe imali ngokugetshengwa futhi ayithenga futhi kubo kamuva. Imibuzo engaphenduleki Patricia Umbuzo owodwa omkhulu osezingqondweni zamakhasimende ukuthi azokwazi nini ukufinyelela izimali zawo. Yize iphepha elimhlophe lePTK lingazange linikeze impendulo ethile kulo mbuzo, olunye ulwazi ngaphakathi nangaphandle kwephepha lunganikeza izinkomba. Amakhasimende azokwazi nini ukuhlenga amathokheni awo ePTK nge-USDT? UPatricia akazange anikeze isikhathi esiqondile lapho amakhasimende ezokwazi ukuguqula amathokheni awo ePTK abe yi-USDT. Kuzothatha isikhathi esingakanani ukuthi wonke amakhasimende athole imali yawo? Lapho i-Bitfinex ikhipha ithokheni yesikweletu seBFX, kwathatha izinyanga eziyisishiyagalombili ukuthenga amathokheni emali eyizigidi ezingu-$72 kumakhasimende. Uma kubhekwa ukuthi uPatricia kuthiwa ulahlekelwe izigidi ezingu-$2 ngenxa yokuphulwa komthetho, uhlelo lokubuyisela imali kumakhasimende lungaba lufushane. UPatricia uzoyixhasa kanjani ithokheni? Mayelana nokuxhumana kwangaphakathi, uPatricia njengamanje uqongelela imali futhi uphumelele kakhulu kukho. Ukushintshana kuyaqiniseka ukuthi amakhasimende azokwazi ukusebenzisa wonke amathokheni ePTK nge-USDT. UPatricia uzoyikhipha kanjani imali kumakhasimende? UPatricia uzokhipha imali ngokuzenzakalelayo ngenkontileka ehlakaniphile. Inkontileka izokhipha izimali ezisuselwe enzuzweni yenkampani. Ngokusho kwephepha elimhlophe, ""kuzokwenza ngokuzenzakalelayo ukukhululwa kwe-Patricia Token ngokuvumelana nesilinganiso sokushintshaniswa."" Lokhu kusho ukuthi inkampani kufanele njalo yenze imali ukuze ikhiphele amakhasimende imali. Kuyathakazelisa ukuthi umthombo osondelene nenkampani wabelane ngokuthi ezinye izingxenye zenkampani, njengebhizinisi layo le-over-the-counter (i-OTC), zihlala zinenzuzo ngesikhathi sokumiswa kwebhizinisi layo lokudayisa. Nakuba kungenzeka ukuthi uPatricia uzichazile izizathu zokuthi kungani ethule iPTK, usemkhulu umsebenzi okufanele wenziwe ukuze amakhasimende adayisayo athenjwe."
+"ናይጄሪያ ብሔራዊ ኢአይ ስትራቴጂ ለመፍጠር የጉግል በረራዎች ተጠቃሚዎች በረራቸውን ወዲያውኑ መያዝ ወይም የዋጋ ቅናሽ መጠበቅ የተሻለ እንደሆነ እንዲወስኑ የሚያግዝ አዲስ ምልክ እያወጣ ነው። ዋጋዎች ዝቅተኛ፣ አማካይ ወይም ከፍተኛ መሆናቸውን ከማሳየት በተጨማሪ አሁን የጉግል በረራዎች በረራ ለመያዝ በጣም ርካሽ ጊዜ መቼ እንደሆነ በግልጽ ይገልጻል፡፡ የአሁኑ መሣሪያ ለተመሳሳይ መንገድ ታሪካዊ አማካይ ያወዳድራል እና ከሌሎች ተግባሮቹ በተጨማሪ"" የዋጋ ታሪክ"" ግራፍ ይሰጣል። ግን አሁን አንድ እርምጃ ወደፊት መሄድ እና ""የመረጡትን ቀኖች እና መድረሻ ለማስያዝ ዋጋዎች በርግጥ ዝቅተኛ መች እንደሚሆኑ"" መማር ይችላሉ። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ፓትሪሺያ ደንበኞችን ለመክፈል እንዴት እንዳቀደ ናይጄሪያ ብሔራዊ ኢአይ ስትራቴጂ ለመፍጠር ፓትሪሺያ ደንበኞችን ለመክፈል እንዴት እንዳቀደ እ.ኤ.አ. በሚያዚያ 2023 የናይጄሪያ የክሪፕቶፕ ልውውጡ ፓትሪሺያ የህግ ጥሰት እንደደረሰባት ከገለጸ በኋላ ገንዘብ ማውጣትን እና ተቀማጭ ገንዘብን በመድረኩ ላይ ዘግቷል። እ.ኤ.አ. በነሀሴ 18፣ 2023 የፓትሪሺያ ቶከኖች (ፒቲኬ) መጀመሩን አስታውቋል፣ ይህም በናይራ እና በቢትኮይን (ቢቲሲ) ያሉ ሁሉም የታወቁ ሒሳቦች የሚቀየርበት ነው። ይሁን እንጂ ለወራት ገንዘባቸውን ያላገኙ ደንበኞች በዚህ ማስታወቂያ አልተደሰቱም። ጥያቄዎችን አንስተዋል፣ ምልክቶቹ እንዴት እንደተደገፈ እና ፓትሪሺያ ያለ ደንበኛ ስምምነት ለምን እንደቀየራቸው ጨምሮ፡፡ በቅርብ ታሪኩ ውስጥ፣ ቦሉ ከእነዚህ መልሶች የተወሰኑትን ሰጥቷል። ለምሳሌ፣ ፒቲኬ እንዴት እንደሚሠራ እያሰቡ ከሆነ ፓትሪሺያ እንደ አይኦዩ( እኔ ዕዳ አለብኝ) ሰነድ በደንብ እንደሚሠራ አብራርቷል፣ ይህም ልውውጡ ምን ያህል ዕዳ እንዳለበት እንዲያውቅ ያስችለዋል፡፡ ህግ በተጣሰ ጊዜ ለጠፉ ንብረቶች ምትክ እንደ ""የዕዳ መሣሪያ"" ወይም የእዳ ማስመሰያ ሆኖ ያገለግላል። ለበለጠ መረጃ የቦሉን ታሪክ እዚህ ያንብቡ፣ፓትሪሺያ ደንበኞችን መልሶ ለመክፈል እንዴት እንዳቀደ ናይጄሪያ ብሔራዊ ኢአይ ስትራቴጂ ለመፍጠር ናይጄሪያ የብሔራዊ ስው-ሰራሽ ልህቀ��(ኤአይ) ስትራቴጂ ለመፍጠር እንዲረዳቸው የናይጄሪያ ዝርያ ያላቸውን የዓለም ምርጥ ሳይንቲስቶች ትፈልጋለች። ይህ እርምጃ መንግሥት ለአስቸኳይ ሀገራዊ ችግሮቹ የፈጠራ ቴክኖሎጂ መፍትሄዎችን እንዴት ማሳደግ እንዳለበት ላይ ተጽዕኖ ያሳድራል። የግንኙነት፣ የፈጠራ እና ዲጂታል ኢኮኖሚ ሚኒስትር ቦሱን ቲጃኒ እንዳሉት ብሔራዊ የኢንፎርሜሽን ቴክኖሎጂ ልማት ኤጀንሲ( ኤንአይቲዲኤ) ብሔራዊ የኤአይ ስትራቴጂን ማዘጋጀት ጀምሯል። በዚህ ምክንያት መንግሥት በዓለም አቀፍ ደረጃ የናይጄሪያ ዝርያ ያላቸውን ከፍተኛ የኤአይ ተመራማሪዎችን ለማሳተፍ እና ለማካተት ዝርዝር በማዘጋጀት የጋራ ፈጠራ አቀራረብን እያሰፋ ነው። ለምንድን ነው እሱ ለውጥ የሚያምጣው? ኤአይ ወደ ሁለገብ ቴክኖሎጂ በመሸጋገሩ የምርትና የአገልግሎት አቅርቦትን በከፍትኛ ሁኔታ የሚቀይር እና በማህበራዊ እድገት እና በኢኮኖሚ እድገት ላይ ከፍተኛ ተጽዕኖ ሊያሳድር የሚችል መሆኑን መንግስት አምኗል። አንድ ጥናት እንደሚያሳየው እ.ኤ.አ በ2030 ኤአይ ለአለም ኢኮኖሚ እስከ 15.7 ትሪሊዮን ዶላር ማበርከት ይችላል። 3 ትሪሊዮን ዶላር ከጨመረ ምርታማነት እና 9.1 ትሪሊዮን ዶላር ከአዳዲስ እቃዎች እና አገልግሎቶች ይመጣል። የጎን አሞሌ፡ ከሁለት ሳምንታት በፊት የ ኤንአይቲዲኤ ዋና ዳይሬክተር ካሺፉ ኢኑዋ በናይጄሪያ ውስጥ የወደፊቱን የቴክኖሎጂ እድገት ለመቅረጽ በመላው ናይጄሪያ የ ኤአይ ገንቢ ማህበረሰቦችን የመገንባት እቅድ እንዳለው አስታውቋል። በ 2023 በሦስት ግዛቶች ውስጥ እንደሚጀምሩ እና ከዚያ ወደ ሌሎች ግዛቶች እና በመጨረሻም ወደ አካባቢያዊ የመንግሥት ስፍራዎች ለማስፋት ስትራቴጂ እንደሚያወጡ ገልጸዋል። የማነበው ና የምመለከተው ዋትስአፕ የመጀመሪያውን ጥራት ያላቸውን ምስሎችን እና ቪዲዮዎችን በቅርቡ እንድታጋራ ሊፈቅድልህ ይችላል። ጎግል የአፕል ሳተላይት ኤስኦኤስን በአንድሮይድ ላይ ሊፈጥር ይችላል። በሮማ ግዛት ውስጥ የአንድ ወንድ ቁባት ሕይወት ጆርዳን ፒተርሰን - የሰው ልጅ ሳይኮሎጂ","Nigeria to create National AI Strategy Google Flights is rolling out a new feature that will assist users in deciding whether it is preferable to book their flight right away or wait for a price reduction. In addition to indicating whether prices are low, average, or high, Google Flights will now explicitly state when it is the cheapest time to book a flight. The current tool compares historical averages for the same route and provides a ""Price history"" graph in addition to its other functions. But you can now go one step further and learn ""when prices have typically been lowest to book your chosen dates and destination."" Here's what I've got for you today: How Patricia plans to repay customers Nigeria to create National AI Strategy How Patricia plans to repay customers In April 2023, the Nigerian cryptocurrency exchange Patricia shut down withdrawals and deposits on its platform after disclosing that it had experienced a breach. On August 18, 2023, it announced the launch of Patricia tokens (PTK), which all outstanding balances in naira and Bitcoin (BTC) will be converted to. However, customers, who have not accessed their money in months, were not pleased with the announcement. They raised questions, including how the token was backed and why Patricia converted them without customer consent. In his most recent story, Bolu provided some of these answers. For instance, if you are wondering how the PTK will work, Patricia explained that it will function much like an IOU (I owe you) document, which will allow the exchange to acknowledge how much it owes you. It will serve as a ""debt instrument"" or debt token in exchange for the assets lost during the breach. For more information, read Bolu’s story here: How Patricia plans to pay customers back Nigeria to create National AI Strategy Nigeria is seeking the world's best scientists with Nigerian ancestry to help create its National Artificial Intelligence (AI) Strategy. This move will influence how the government develops innovative tech solutions to its most pressing national problems. Bosun Tijani, Minister of Communications, Innovation, and Digital Economy, said the National Information Technology Development Agency (NITDA) has already started developing a National Al Strategy. Consequently, the government is expanding its co-creation approach by curating a list to involve and include top Al researchers of Nigerian descent globally. Why does it matter? The government acknowledged that AI has evolved into a multifaceted technology that is revolutionising production and service provision and has the potential to impact social advancement and economic growth significantly. One study shows that by 2030, Al could contribute up to $15.7 trillion to the global economy. $3 trillion would come from increased productivity and $9.1 trillion from new goods and services. Sidebar: Two weeks ago, Kashifu Inuwa, the Director-General of NITDA, announced plans to build AI developers’ communities across Nigeria to shape the future of technology in the country. He stated that they would begin in three states in 2023 and then strategise on expanding it to other states and, eventually, local government areas. What I'm reading and watching WhatsApp could soon let you share original quality pictures and videos Google might recreate Apple’s satellite SOS on Android Life of a Male Concubine in the Roman Empire Jordan Peterson - The Psychology of the Man-Child","Najeriya zata ƙirƙiri dabarun fasahar AI na ƙasa Manhajar Google Flights tana fitar da sabon fasalin da zai taimakawa masu amfani wajen yanke shawarar ko ya fi dacewa su sayi gurbinsu a jirgi nan take ko su jira farashi ya ragu. Baya ga nuna ko farashin yayi ƙasa, ko yana matsakaita, ko sama, yanzu Google Flights zai bayyana a sarari lokacin da ya fi araha lokacin yin sayan gurbin a jirgin. Kayan aiki na yanzu yana gwama matkaicin ma'auni na tarihi ta hanya ɗaya kuma ya samar da jadawali na ""Farashin Tarihi"", ƙari a bisa sauran ayyukansa. Amma yanzu zaku iya tafiya matakin gaba kuma ku san ""lokacin da farashin ya kasance mafi ƙaranci don yin tanadar ranakun da kuka zaɓa da kuma wurin da zaku je."" Ga abin da na samo muku a yau: Yadda kamfanin Patricia ke shirin biya abokan ciniki Najeriya zata ƙirƙiri dabarun fasahar AI na ƙasa Yadda kamfanin Patricia ke shirin biya abokan ciniki. A watan Afrilun 2023, kasuwar hada-hadar kuɗin crypto ta Najeriya, wato Patricia, ta rufe cire kuɗi da ajiya a dandalinta bayan ta bayyana cewa ta fuskanci matsalar kutse. A ranar 18 ga watan Agustan 2023, ta sanar da ƙaddamar da kuɗaɗen kati na Patricia (PTK), wanda duk basukan da ba a biya ba na naira da kuɗin Bitcoin (BTC) za su canza zuwa. Duk da haka, kwastomomi, waɗanda ba su sami kuɗaɗensu a cikin watanni ba, ba su ji daɗin sanarwar ba. Sun yi tambayoyi, da suka haɗa da yadda aka goyi bayan kuɗin kirifton da kuma dalilin da ya sa kamfanin Patricia ya canza su ba tare da izinin abokin ciniki ba. A cikin labarinsa na baya-bayan nan, Bolu ya ba da wasu amsoshin. Alal misali, idan kuna mamakin yadda PTK za ta yi aiki, Patricia ta bayyana cewa za ta yi aiki ne kamar takardar IOU (Ina bin ku), wanda zai bawa tsarin musayar damar sanin nawa ne bashinku. Zai yi aiki a matsayin ""kayan bashi"" ko alamar bashi don musanyawa ga kadarorin da aka rasa yayin keta. Domin ƙarin bayani, karanta labarin Bolu anan: Yadda Patricia ke shirin biyan abokan ciniki Najeriya zata ƙirƙiri dabarun fasahar AI na ƙasa. Najeriya na neman ƙwararrun masana kimiyya a duniya 'yan Najeriya don su taimaka wajen ƙirƙirar dabarun ƙirƙirarriyar Fikira (AI) na ƙasa. Wannan matakin zai yi tasiri kan yadda gwamnati ke samar da sabbin hanyoyin magance matsalolin da suka fi addabar ta a ƙasa. Bosun Tijani, Ministan Sadarwa, ƙirƙira, da Arziki na Yanar Gizo, ya ce tuni Hukumar Bunƙasa Fasahar Sadarwa ta ƙasa (NITDA) ta fara samar da tsarin Dabarun Fasahar Al na ƙasa. A dalilin haka,, gwamnati na faɗaɗa tsarin haɗin gwiwa ta hanyar tsara jerin sunayen da zai ƙunshe tare da haɗe manyan masu binciken fasahar Al na 'yan asalin Najeriya a faɗin duniya. Me yasa yake da muhimmanci? Gwamnati ta yarda cewa fasahar AI ya bayyana zuwa fasaha mai yawa wanda ke kawo sauyi na ƙere-ƙere da samar da sabis kuma yana da damar yin tasiri ga ci gaban zamantakewa da ci gaban tattalin arziƙi sosai. Wani bincike ya nuna cewa nan da shekarar 2030, fasahar Al na iya ba da gudummawar da ta kai dala tiriliyan 15.7 ga tattalin arziƙin duniya. Dala tiriliyan 3 za ta fito ne daga ƙaruwar yawan aiki, su kuma dala tiriliyan 9.1 daga sabbin kayayyaki da ayyuka. Sidebar: Makonni biyu da suka gabata, Kashifu Inuwa, Darakta-Janar na NITDA, ya bayyana shirin gina al'ummomin masu haɓaka fasahar AI a duk faɗin Najeriya don tsara makomar fasaha a ƙasar. Ya bayyana cewa za su fara aiki ne a jihohi uku a shekarar 2023 sannan su tsara dabarun faɗaɗa shi zuwa wasu jihohi da kuma a ƙarshe, zuwa ƙananan hukumomi. Abin da nake karantawa kuma nake kalla Kwannannan manhajar WhatsApp zai iya ba ku damar tura hotuna da bidiyoyi masu inganci na asali Kamfanin Google na iya sake ƙirƙirar tauraron ɗan Adam na SOS na Apple akan Android Rayuwar Kuyangi Namiji a Daular Rum Jordan Peterson - Ilimin Sanin Halayyar Mutum-Yaro","Nigeria kuunda Mkakati wa Kitaifa wa AI Google Flights inazindua kipengele kipya kitakachowasaidia watumiaji kuamua ikiwa ni vyema kuweka nafasi ya safari yao ya ndege mara moja au kusubiri kupunguzwa kwa bei. Pamoja na kuonyesha kama bei ni za chini, za wastani au za juu, Google Flights sasa itataja kwa uwazi wakati ambao ni wa bei nafuu zaidi wa kuweka nafasi ya safari ya ndege. Zana ya sasa inalinganisha wastani wa kihistoria wa njia sawa na hutoa grafu ya ""Bei ya Historia "" pamoja na utendaji wake mwingine. Lakini sasa unaweza kwenda hatua moja zaidi na ujifunze ""wakati bei zimekuwa za chini zaidi ili uhifadhi tarehe na hatima uliyochagua."" Hivi ndivyo nilivyopata kwaajili yako leo: Jinsi Patricia anavyopanga kulipa wateja Nigeria kuunda Mkakati wa Kitaifa wa AI Jinsi Patricia anavyopanga kulipa wateja Mnamo Aprili 2023, shirika la kubadilishana fedha la Nigeria Patricia lilizima uondoaji na amana kwenye jukwaa lake baada ya kufichua kuwa lilikumbwa na ukiukaji. Mnamo Agosti 18, 2023, ilitangaza kuzinduliwa kwa tokeni za Patricia (PTK), ambazo salio zote zilizosalia za naira na Bitcoin (BTC) zitabadilishwa kuwa. Walakini, wateja, ambao hawajapata pesa zao kwa miezi kadhaa, hawakufurahishwa na tangazo hilo. Waliibua maswali, ikiwa ni pamoja na jinsi tokeni iliungwa mkono na kwa nini Patricia aliwabadilisha bila idhini ya mteja. Katika hadithi yake ya hivi karibuni, Bolu alitoa baadhi ya majibu haya. Kwa mfano, ikiwa unashangaa jinsi PTK itafanya kazi, Patricia alieleza kuwa itafanya kazi kama hati ya IOU (ninadaiwa) kimaandishi, ambayo itaruhusu kubadilishana kutambua ni kiasi gani inakudai. Itatumika kama ""chombo cha deni"" au tokeni ya deni badala ya mali iliyopotea wakati wa uvunjaji. Kwa habari zaidi, soma hadithi ya Bolu hapa: Jinsi Patricia anavyopanga kulipa wateja Nigeria kuunda Mkakati wa Kitaifa wa AI Nigeria inatafuta wanasayansi bora zaidi duniani wenye asili ya Nigeria ili kusaidia kuunda Mkakati wake wa Kitaifa wa Akili Bandia (AI). Hatua hii itashawishi jinsi serikali inavyotengeneza suluhu bunifu za teknolojia kwa matatizo yake makubwa ya kitaifa. Bosun Tijani, Waziri wa Mawasiliano, Ubunifu na Uchumi wa Digitali, alisema Wakala wa Kitaifa wa Maendeleo ya Teknolojia ya Habari (NITDA) tayari umeanza kutengeneza Mkakati wa Kitaifa wa Al. Kwa hivyo, serikali inapanua mbinu yake ya kuunda ushirikiano kwa kuratibu orodha ili kuwahusisha na kujumuisha watafiti wakuu wa Al wenye asili ya Nigeria duniani kote. Kwa nini ni muhimu? Serikali ilikubali kwamba AI imebadilika na kuwa teknolojia yenye vipengele vingi ambayo inaleta mapinduzi katika uzalishaji na utoaji wa huduma na ina uwezo wa kuathiri maendeleo ya kijamii na ukuaji wa uchumi kwa kiasi kikubwa. Utafiti mmoja unaonyesha kuwa kufikia 2030, Al inaweza kuchangia hadi $15.7 trilioni kwa uchumi wa dunia. $3 trilioni zingetokana na ongezeko la uzalishaji na $9.1 trilioni kutoka kwa bidhaa na huduma mpya. Sidebar : Wiki mbili zilizopita, Kashifu Inuwa, Mkurugenzi Mkuu wa NITDA, alitangaza mipango ya kujenga jumuiya za watengenezaji wa AI kote Nigeria ili kuunda mustakabali wa teknolojia nchini. Alisema wataanza katika majimbo matatu mwaka 2023 na kisha kuweka mikakati ya kuupanua katika majimbo mengine na hatimaye maeneo ya serikali za mitaa. Ninachosoma na kutazama Hivi karibuni WhatsApp inaweza kukuruhusu ushiriki picha na video za ubora halisi Google inaweza kuunda upya SOS ya setilaiti ya Apple kwenye Android Maisha ya Suria wa Kiume katika Milki ya Kirumi Jordan Peterson - Saikolojia ya Mtoto-Mwanaume","Nigeria lati ṣẹ̀dá Ète Ọgbọ́n Àtọọ́dá Orílẹ̀-èdè. Google Flights ń ṣe àgbékalẹ̀ àbùdá tuntun tí yóò ṣe ìrànlọ́wọ́ fún àwọn aṣàmúlò láti pinnu bóyá ó pé láti forúkọ wọn sílẹ̀ fún ìrìn-àjò ọkọ̀ òfurufú lẹ́sẹ̀kẹsẹ̀ tàbí kí wọ́n dúró de ẹ̀dínwó. Ní àfikún sí títọ́ka bóyá iye owó lọ sílẹ̀, wà láàrin, tàbí ó wà lókè, Google Flights yóò máa máa sọ ìgbà tí ó rọjú jùlọ láti forúkọ sílẹ̀ fún ìrìn-àjò ọkọ̀ òfurufú nísinsìnyí. Àwọn irinṣẹ́ lọ́wọ́lọ́wọ́ ṣe àfiwé àwọn ìtàn iyeó fún ìlànà kan náà ó sì pèsè àwòrán ""Ìtàn iyeó"" ní àfikún sí àwọn ojúṣe rẹ̀ mìíràn. Ṣùgbọ́n o lè lọ síwájú sí i kí ó sì mọ̀ ""ìgbà tí àwọn iyeó bá lọ sílẹ̀ dáadáa láti forúkọsílẹ̀ fún àwọn déètì àti ibi tí o yàn."" Ohun tí mo ní fún yín lónìí nìyí: Bí Patricia ṣe ṣètò láti sanwó àwọn oníbàárà padà Nigeria yóò ṣẹ̀dá Ìlànà Ọgbọ́n Àtọọ́dá Orílẹ̀-èdè Bí Patricia ṣe ṣètò láti sanwó àwọn oníbàárà padà Ní Oṣù Kẹrin 2023, ilé-iṣẹ́ owó àkósódù Nigeria Patricia tìkùn ìgbowójáde àti ìsanwówọlé lórí ìkànnì wọn lẹ́yìn tí wọ́n kéde pé akùdé kan ṣẹlẹ̀ sí àwọn. Ní 18 Oṣù Kẹjọ, 2023, wọ́n kéde ìfilọ́lẹ̀ owó àkósódù Patricia (PTK), èyí tí gbogbo àwọn owó náírà àti owó àkósódù BTC tí ó wà nílẹ̀ yóò di yíyí padà sí. Àmọ́ sá, àwọn oníbàárà, tí wọn kò tíì ní àǹfààní sí owó wọn létí oṣù díẹ̀, kò dunnú sí ìkéde náà. Wọ́n béèrè àwọn ìbéèrè, tí ó fi mọ́ báwo ni wọ́n ṣe ṣe ìpamọ́ owó àkósódù náà àti kín ni ìdí tí Patricia fi pa wọ́n dà láì gba àṣẹ lọ́wọ́ oníbàárà. Nínú ìròyìn tí ó ṣẹ̀ṣẹ̀ jáde, Bolu pèsè díẹ̀ nínú àwọn ìdáhùn wọ̀nyí. Fún àpẹẹrẹ, bí o bá ń ro bí PTK yóò ṣe ṣiṣẹ́, Patricia ṣàlàyé pé yóò ṣiṣẹ́ bí ìwé Mọjẹwó (IOU), èyí tí yóò fi ààyè gba ilé-iṣẹ́ náà láti jẹ́rìí iye tí ó jẹ ọ́. Yóò ṣiṣẹ́ gẹ́gẹ́ bí ""irinṣẹ́ gbèsè"" tàbí owó àkósódù gbèsè ní ìpààrọ̀ fún sísan owó padà fún àwọn oníbàárà. Fún àlàyé sí i, ka ọ̀rọ̀ Bolu níhìn-ín: Bí Patricia ṣe ṣètò láti sanwó àwọn oníbàárà padà Nigeria yóò ṣẹ̀dá Ìlànà Ọgbọ́n Àtọọ́dá Orílẹ̀-èdè. Nigeria ń wá àwọn onímọ̀ Sáyẹ́ńsì tí wọ́n dára jùlọ lágbàáyé pẹ̀lú orírun Nigeria lati ṣe ìrànlọ́wọ́ ṣẹ̀dá Ìlànà Ọgbọ́n Àtọọ́dá Orílẹ̀. Ìgbésẹ̀ yìí yóò nípa lórí bí ìjọba yóò ṣe ṣe àgbékalẹ̀ ọ̀nà àbáyọ ẹ̀dá ìmọ̀ ọ̀tun. Bosun Tijani, Mínísítà fún ìbáraẹnisọ̀rọ̀, ìṣẹ̀dá ohun ọ̀tun, àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ, sọ pé National Information Technology Development (NITDA) ti bẹ̀rẹ̀ sí ní ṣẹ̀dá Ìlànà Ọgbọ́n Àtọọ́dá. Ní báyìí, ìjọba ń ṣe ìmúgbòòrò ìlànà ìjùmọ̀ṣẹ̀dá rẹ̀ nípa ṣíṣẹ̀dá àtòjọ láti ṣe àmúwọlé àti àṣepọ̀ pẹ̀lú àwọn aṣèwádìí Ọgbọ́n Àtọọ́dá tí wọ́n ní orírun Nigeria káàkiri àgbáyé. Kín ni ìdí tí ó fi ṣe pàtàkì? Ìjọba sọ̀rọ̀ pé Ìmọ̀ Àtọọ́dá ti dàgbà di ìmọ̀ ẹ̀rọ ọlọ́pọ̀ ìṣe tí ó ń ṣe àyípadà ìpèsè ẹ̀dá àti iṣẹ́ ó sì ní àfojúsùn láti nípa lórí ìlọsíwájú àti ìdàgbàsókè ètò ọrọ̀ ajé dáadáa. Ìwádìí kan fi hàn pé ní 2030, Ọgbọ́n Àtọọ́dá lè mú tó tírílíọ́nù $15.7 wọnú ọrọ̀ ajé àgbáyé. Tírílíọ́nù $3 yóò wáyé latit inú ìdàgbàsókè ìpèsè àti tírílíọ́nù $1.9 láti ara àwọn ọjà àti ìṣẹ́. Àfikún Ìròyìn: Ní ọ̀sẹ̀ méjì sẹ́yìn, Kashifu Inuwa, Olùdarí Àgbà fún NITDA, kéde àwọn ètò láti ṣẹ̀dá àwọn àwùjọ aṣẹ̀dá Ọgbọ́n Àtọọ́dá káàkiri Nigeria tí yóò ṣètò ọjọ́ ọ̀la ìmọ̀ ẹ̀rọ ní orílẹ̀-èdè yìí. Ó sọ pé àwọn yóò bẹ̀rẹ̀ ní ìpínlẹ̀ mẹ́ta ní 2023 lẹ́yìn náà aowm yóò ṣètò láti tàn wọ àwọn ìpínlẹ̀ yòókù, bí ó bá yá, àwọn àgbègbè ìjọba ìbílẹ̀. Ohun tí mo ń kà àti èyí tí mo ń wò WhatsApp kò ní pẹ́ fi ààyè gba yín láti máa pín àwọn ojúlówó àwòrán àti àwòránhùn. Google lè ṣe àtúnṣẹ̀dá ẹ̀rọ afòfurufú ṣebùdó-iṣẹ́ SOS ti Apple lórí Android. Ìgbésí ayé Àlè Ọkùnrin ní Ìjọba Róòmù Jordan Peterson - Èrò ọkàn Ọmọ-ọkùnrin.","INigeria izothuthukisa isu le-AI leSizwe IGoogle Flights yethula isici esisha esizosiza abasebenzisi banqume ukuthi kungcono yini ukubhukha indiza yabo ngokushesha noma balinde ukwehla kwentengo. Ngokungeziwe ekuboniseni ukuthi izintengo ziphansi, zimaphakathi, noma ziphezulu, iGoogle Flights manje izosho ngokucacile ukuthi ishibhe kangakanani ukubhukha indiza. Ithuluzi lamanje liqhathanisa amanani omlando wesiteshi esifanayo futhi linikeza igrafu ""Yomlando Wentengo"" ngaphezu kweminye imisebenzi yayo. Kodwa manje ungaqhubeka nesinyathelo esisodwa futhi ufunde ""lapho izintengo ngokuvamile zaziphansi kakhulu ukubhukha izinsuku zakho ozikhethile nendawo oya kuyo."" Nakhu engikuphathele kona namuhla: Uhlela kanjani uPatricia ukukhokhela amakhasimende INigeria izothuthukisa isu le-AI leSizwe Uhlela kanjani uPatricia ukukhokhela amakhasimende NgoMbasa 2023, icryptocurrency yaseNigeria uPatricia uvimbele ukuhoxiswa kanye nokufaka imali endaweni yayo ngemuva kokudalula ukuthi yephule umthetho. NgoNcwaba 18, 2023, yamemezela ukwethulwa kwePatricia Tokens (iPTK), lapho zonke izilinganiso zenaira neBitcoin (iBTC) zizoguqulwa khona. Kodwa-ke, amakhasimende, angakaze afinyelele imali yawo ezinyangeni, awazange ajabule ngesimemezelo. Baphakamise imibuzo, okuhlanganisa ukuthi ithokheni yasekelwa kanjani nokuthi kungani uPatricia eyishintshile ngaphandle kwemvume yekhasimende. Endabeni yakhe yakamuva, uBolu unikeze ezinye zalezi zimpendulo. Isibonelo, uma uzibuza ukuthi iPTK izosebenza kanjani, uPatricia wachaza ukuthi izosebenza njengedokhumenti ye-IOU (Ngiyakukweleta), ezovumela ukuhwebelana ukuthi kuvume ukuthi ikukweleta malini. Izosebenza ""njengethuluzi lesikweletu"" noma ithokheni yesikweletu ngokushintshanisa izimpahla ezilahlekile phakathi nokwephulwa komthetho. Ukuze uthole ulwazi olwengeziwe, funda indaba kaBolu lapha: Indlela uPatricia ahlela ukukhokhela ngayo amakhasimende INigeria izothuthukisa isu le-AI leSizwe INigeria ibheka ososayensi abahamba phambili emhlabeni bokhokho baseNigeria ukuze basize ekuthuthukiseni Isu lwayo LeNational Artificial Intelligence (i-AI) Strategy. Lolu hlelo luzoba nomthelela endleleni uhulumeni athuthukisa ngayo izixazululo zobuchwepheshe ezinkingeni zakhe ezicindezela kakhulu zikazwelonke. UBosun Tijani, uNgqongqoshe Wezokuxhumana, I-Innovation, kanye neDigital Economy, uthe iNational Information Technology Development Agency (iNITDA) isivele iqalile ukuthuthukisa iNational Al Strategy. Ngakho-ke, uhulumeni wandisa indlela yakhe yokudala ngokubambisana ngokukhetha uhlu oluzobandakanya futhi lufake abacwaningi be-Al abaphezulu abavela eNigeria emhlabeni jikelele. Kungani kunendaba? Uhulumeni ukuvumile ukuthi i-AI isiguquke yaba ubuchwepheshe obunezici eziningi obuguqula ukukhiqizwa nokuhlinzekwa kwezinsiza futhi obunamandla okuba nomthelela omkhulu ekuthuthukisweni komphakathi kanye nokukhula komnotho. Olunye ucwaningo lubonisa ukuthi ngo-2030, u-Al angaba negalelo elifika ku-$15.7 wezigidi zezigidi emnothweni womhlaba. U-$3 wezigidi zezigidi uzovela ekukhuleni komkhiqizo kanye no-$9.1 wezigidi zezigidi ezimpahleni nasezinsizeni ezintsha. Ibha eseceleni: Emasontweni amabili edlule, uKashifu Inuwa, uMqondisi-Jikelele weNITDA, umemezele izinhlelo zokwakha imiphakathi yabathuthukisi be-AI kulo lonke elaseNigeria ukuze alolonge ikusasa lobuchwepheshe ezweni. Uveze ukuthi bazoqala ezifundazweni ezintathu ngo-2023 benze izinhlelo zokuyisabalalisa nakwezinye izifundazwe, bagcine sebenezindawo zohulumeni basekhaya. Engikufundayo nengikubukayo IWhatsApp ingase ikuvumele maduzane ukuthi wabelane ngezithombe namavidiyo ngekhwalithi yangempela IGoogle ingase idale kabusha iSOS yesathelayithi ye-Apple ku-Android Ukuphila Kwesancinza Esiyindoda Embusweni WaseRoma UJordan Peterson - The Psychology of the Man-Child"
+"ቪዛ በኬንያ ያሉ ባንኮችን እና ፊንቴክን ንክኪ-አልባ ክፍያዎችን ለመክፈት አጋር አድርጓል። የጋቦን መንግሥት ባለፈው ቅዳሜ በሀገሪቱ የተካሄደውን ጠቅላላ ምርጫ ተከትሎ የሌሊት ሰዓት እላፊ እንደሚያስቀምጥ እና የኢንተርኔት አገልግሎት እንደሚያቋርጥ አስታውቋል። የኮሙዩኒኬሽን ሚኒስትሩ ሮድሪግ ሙምባ ቢሳው"" የዓመፅ ጥሪዎችን... እና የሐሰት መረጃዎችን ስርጭት ለመከላከል"" የሌሊት ሰአት እላፊ እሁድ ዕለት እንደሚጀመር አስታውቀዋል። ቅዳሜ ጠዋት የፕሬዚዳንት፣ የሕግ አውጭና የአካባቢ ምርጫ ወደምርጫ ጣቢያ ሄደው ነበር፤ ፕሬዚዳንት አሊ ቦንጎ ኦንዲምባ ከ50 ዓመታት በላይ የመካከለኛው አፍሪካን ሀገር ሲመሩ የቆዩት የአንድ ቤተሰብ ተወላጀች ናቸው። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ቪዛ በኬንያ ያሉ ባንኮችን እና ፊንቴክን ንክኪ-አልባ ክፍያዎችን ለመክፈት አጋር አድርጓል። ናይጄሪያ 500 ሚሊዮን ዶላር ብድር አገኘች። ቪዛ በኬንያ ያሉ ባንኮችን እና ፊንቴክን ንክኪ-አልባ ክፍያዎችን ለመክፈት አጋር አድርጓል። ቪዛ በኬንያ ከሚገኙ የሀገር ውስጥ ባንኮች እና የፊንቴክ ኩባንያዎች ጋር ንክኪ-አልባ ክፍያዎችን ለመጀመር እየሰራ ነው። ደንበኞች ያለ አካላዊ የኪስ ቦርሳ ወይም ካርድ ግብይት ማድረግ ይችላሉ። ደንበኞች የነሱን የአቅራቢያ ግንኙነት (ኤንኤፍሲ) በመጫን ዘመናዊ ስልኮቻቸውን በማንኛውም ንክኪ-አልባ የክፍያ ጣቢያዎች የባንክ መተግበሪያቸውን ተጠቅመው በመደብር ውስጥ ግዢ ለመፈጸም በማስቻል የታሌስ-ሃይል አገልግሎት መጠቀም ይችላሉ። ለምን አስፈላጊ ነው? ንክኪ-አልባ ክፍያዎች ከምቾታቸው በተጨማሪ በቀላሉ ለአጭበርባሪዎች ከሚጋለጡት ከማግኔቲክ ስትሪፕ ካርዶች የበለጠ ደህንነታቸው የተጠበቀ ናቸው፡፡ እንደ ኢንቬስቶፔዲያ ገለጻ፣ የንክኪ-አልባ የግብይት መረጃ ማስገቢያ የተመሰጠረ ነው፣ ይህም ለመስረቅ ወይም ለማቋረጥ አስቸጋሪ ያደርገዋል፡፡ በእያንዳንዱ ግብይት ሰነድ ምክንያት ደንበኛው እና ኩባንያው ገንዘባቸውን በቀላሉ መከታተል ይችላሉ። ለሻጮች በጣቢያው ላይ አነስተኛ ገንዘብ መኖሩ ጥቅሙ ዝቅተኛ የደህንነት ስጋቶች ነው። ይህን ከዚህ በፊት አይ���ናል? አ.ኤ.አ በሰኔ 2023 የኬንያ ንግድ ባንክ (ኬሲቢ)፣ ቪዛ እና ታልስ ንክኪ-አልባ የክፍያ አገልግሎት ለመጀመር ተባብረዋል። እ.ኤ.አ በግንቦት 2017 ሳፋሪኮም በናኩሩ ካውንቲ ውስጥ የንክኪ-አልባ የክፍያ አገልግሎት ኤም-ፔሳ 1 ታፕን ጀምሯል፡፡ ከአራት ወራት በኋላ ከ 90,000 በላይ ደንበኞች እና 2,000 ነጋዴዎች ተመዝግበዋል፣ እና ቴልኮ አገልግሎቱን ወደ አምስት ተጨማሪ ሀገሮች ማለትም ናይሮቢ፣ ሞምባሳ፣ ኪሱሙ፣ ኤልዶሬት እና ኒዬሪ አራዘመ። ነገር ግን፣ ንክኪ የሌለው የክፍያ አገልግሎት የተፈጥሮ ሞት ሞተ። ናይጄሪያ 500 ሚሊዮን ዶላር ብድር አገኘች። ናይጄሪያ በዲጂታል ኢንዱስትሪ ውስጥ ሥራ ፈጣሪነትን እና የፈጠራ ስራን ለመደገፍ የ 500 ሚሊዮን ዶላር ብድር አግኝታለች። የኮሙዩኒኬሽን እና የዲጂታል ኢኮኖሚ ሚኒስትር ቦሱን ቲጃኒ ይህንን ያስታወቁት የኮሙዩኒኬሽን ሚኒስቴር እና የአለም ባንክ ለክቡርነቱ ባደረጉት የእራት ግብዣ ላይ ነው። እንደ እርሳቸው ገለጻ፣ መንግሥት ከኢንዱስትሪ ባንክ (ቢኦአይ)) ጋር ተባብሮ ገንዘቡን በአገር ውስጥ በማኖር የአገር ውስጥ ኩባንያዎችን ዕድገትና ልማት እንዲሁም በመጨረሻም የአገሪቱን ኢኮኖሚ ለመደገፍ ይሠራል። ቲጃኒ የናይጄሪያ ንግዶች ከገንዘቡ ተጠቃሚ እንዲሆኑ ከሚያረጋግጡ ተቋማት ጋር አብሮ ለመስራት ፍላጎት እንዳለው ተናግሯል። መንግሥት ፈንዱን በመጠቀም ተጨማሪ ኢንቨስትመንቶችን ለመሳብ እና ለሀገር ውስጥ የንግድ ባለቤቶች የሚቀርቡትን ሀብቶች ለመጨመር ይፈልጋል። የናይጄሪያ ፈጠራዎችን ለመርዳት የሚገኘውን የገንዘብ ድጋፍ ለማሳደግ ተጨማሪ ባለሀብቶችን ለመጨመር አቅዷል። በሚቀጥሉት ወራቶች ውስጥ የሀገር ውስጥ ገንዘብ ድጋፍ ይበልጥ ዝግጁ ይሆናል፣ እና እንደሚያደርገው፣ መንግስት ያንን ገንዘብ ጥውም ላይ ለማዋል አቅዷል። ከዚህም በላይ የናይጄሪያ የዓለም ባንክ የሀገር ዳይሬክተር የሆኑት ሹብሃም ቻውዱሪ እንደገለጹት የዓለም አቀፍ የፋይናንስ ተቋም ከፌዴራል መንግሥት ጋር በመተባበር ለሁሉም ናይጄሪያውያን የዲጂታል ብሄራዊ መታወቂያዎችን ውጤታማ ትግበራ እና ምዝገባን ያረጋግጣል ። ቢያንስ 148 ሚሊዮን በስራ ዕድሜ ላይ ያሉ ሰዎች በሚቀጥለው ዓመት አጋማሽ ላይ የዲጂታል ብሄራዊ መታወቂያ ማግኘት እንዳለባቸው ተናግረዋል፤ በአካታችነት እና በተደራሽነት ከፍተኛ እድገት አሳይቷል። ባለፈው ሳምንት በቴክፖይን አፍሪካ የሶማሊያ መንግስት የተሳሳቱ መረጃዎችን ለመከላከል ቲክ ቶክን፣ ቴሌግራምን አገደ የኬንያ ፊንቴክ ጀማሪ ዛኒፉ በ11.2 ሚሊዮን ዶላር ቅድመ-ተከታታይ ኤ ጀርባ ላይ ተጨማሪ የፋይናንስ አገልግሎቶችን መስጠት ይፈልጋል። ይህ ጅምር በ 9 ሠራተኞች ብቻ በመስመር ላይ ትናንሽ ቾፕሶችን በመሸጥ ₦100 ሚሊየን እንዴት እንደሰራ ሞኒፖይንት ኮፖ ኮፖን በመግዛቱ ኬንያዊያን ላይ ወረራ ያደርጋል። በኬንያ በመንግሥት የሚደገፈው የሃስለር ፈንድ ዕዳ 20 ሚሊየን ዶላር ደርሷል። ኤንኤኤልኤ ናይጄሪያውያን ወደ ውጭ ገንዘብ እንዲልኩ ለመፍቀድ በማቀድ ከዩናይትድ ኪንግደም እና ከአውሮፓ ህብረት ለናይጄሪያ ክፍያዎችን ይጀምራል፡፡ ቲክ ቶክ በኬንያ ቢሮ ለመክፈት እና በመድረክ ላይ ያለውን ይዘት ለማስተካከል ከመንግስት ጋር እየሰራ የኤምቲኤን ፊንቴክ እና የሳአና ዋና አጋር የሞሞ ተጠቃሚዎች በመላው አፍሪካ ገንዘብ እንዲልኩ እና እንዲቀበሉ ለማስቻል ሌምፊ ለስደተኞች መላክን ለማቃለል 33 ሚሊዮን ዶላር ተከታታይ ኤ ይሰበስባል የፍላተርዌቭ አይፒኦ የማይቀር ነው፣ ግን በቅርቡ ነው? ቴክ ኦፕሬተሮች ቅልቅል 2023፡ ያልተዘመረላቸው የአፍሪካ የቴክኖሎጂ ስፔስ ጀግኖችን ማብራት የማነበው ና የምመለከተው የሚቀጥለውን መጽሐፍዎን እየጠበቁ ነው? እነዚህ 9 ደራሲዎች ለእርስዎ የንባብ ጥቆማዎች አሏቸው፡፡ ሁላችንም የምንገናኛቸው ሁለት ሰዎች ስንት የሰው ዘር ዝርያዎች ነበሩ?","Visa partners banks and fintechs in Kenya to launch contactless payments Following the country's general elections on Saturday, the government of Gabon declared it would impose a nighttime curfew and shut down Internet access. Communications Minister, Rodrigue Mboumba Bissawou, announced the overnight curfew would begin on Sunday to ""counter the spread of calls for violence... and false information."" On Saturday morning, voters went to the polls for presidential, legislative, and local elections in which President Ali Bongo Ondimba, a descendant of a family that has ruled the Central African nation for more than 50 years, was running for re-election. Here's what I've got for you today: Visa partners banks and fintechs in Kenya to launch contactless payments Nigeria gets $500m loan Visa partners banks and fintechs in Kenya to launch contactless payments Visa is working with local banks and fintech companies in Kenya to launch contactless payments. Customers will be able to transact without a physical wallet or a card. Customers can use the Thales-powered service by tapping their Near-field communication (NFC) enabled smartphones at any contactless payment terminal to make in-store purchases using their banking app. Why is it important? Contactless payments are more secure than magnetic-stripe cards, which are easily skimmed by fraudsters, in addition to their convenience. According to Investopedia, a contactless transaction's data entry is encrypted, making it difficult to steal or intercept. Due to the documentation of every transaction, the customer and the company can more easily keep track of their money. The advantage of having less cash on-site for vendors is lower security risks. Have we seen this before? In June 2023, Kenya Commercial Bank (KCB), Visa, and Thales collaborated to launch a contactless payment service. In May 2017, Safaricom launched the M-PESA 1Tap, a contactless payments service, in Nakuru County. Four months later, over 90,000 customers and 2,000 merchants signed up, and the telco extended the service to five additional counties: Nairobi, Mombasa, Kisumu, Eldoret, and Nyeri. However, the contactless payments service died a natural death. Nigeria gets $500m loan Nigeria has received a loan of $500 million to support entrepreneurship and innovation in the digital industry. Bosun Tijani, Minister for Communications and the Digital Economy, announced this at a dinner hosted by the Ministry of Communications and the World Bank in his honour. According to him, the government will work with the Bank of Industry (BoI) to domicile the funding locally to support the growth and development of domestic companies and, ultimately, the nation's economy. Tijani stated his desire to work with institutions that will ensure Nigerian businesses benefit from the funds. The government wants to use the fund to attract more investment and increase the resources available to local business owners. It plans to add more investors to increase the funding available to assist Nigerian innovators. Local funding will become more readily available in the coming months, and as it does, the government plans to leverage that money. What’s more, Shubham Chaudhuri, the World Bank Country Director for Nigeria, stated that the international financial institution is collaborating with the federal government to guarantee the effective implementation and registration of digital national IDs for all Nigerians. He asserted that at least 148 million people of working age should have access to a digital national ID by the middle of next year, marking a significant advancement in inclusion and accessibility. Last week on Techpoint Africa Somali government bans TikTok, Telegram to combat misinformation Kenyan fintech startup, Zanifu, wants to provide more financial services on the back of a $11.2 million pre-Series A How this startup made ₦100m selling small chops online, with just 9 employees Moniepoint makes Kenyan foray with the acquisition of Kopo Kopo Default on the government-backed Hustler Fundin Kenya has reached $20m NALA launches payments from the UK and EU to Nigeria, plans to allow Nigerians to send money abroad TikTok to open an office in Kenya and work with the government to moderate content on its platform MTN’s fintech and Saana Capital partner to allow MoMo users to send and receive money across Africa LemFi raises $33 million Series A to ease remittance for immigrants A Flutterwave IPO is inevitable, but is it imminent? Tech Operators Mixer 2023: Spotlighting the unsung heroes of the African tech space What I'm reading and watching Looking for your next book? These 9 authors have reading recommendations for you The Two People We're All Related To How many species of Human were there?","Kamfanin Visa yana haɗa gwiwa da bankuna da kamfanonin fasahar harkokin kuɗi a Kenya don ƙaddamar da biyan kuɗi ba tare da lambar waya ba. Bayan babban zaɓen ƙasar da aka gudanar a ranar Asabar, gwamnatin Gabon ta bayyana cewa za ta kafa dokar hana fita da daddare tare da rufe hanyoyin shiga yanar gizo. Ministan sadarwa ne, Rodrigue Mboumba Bissawou, ya sanar da cewa za a fara dokar hana fita ta dare ranar Lahadi domin ""hana yaɗuwar kiraye-kirayen tashin hankali...da bayanan ƙarya."" A safiyar ranar Asabar ne masu kaɗa ƙuri'a suka fita rumfunan zaɓe na shugaban ƙasa da na 'yan majalisar dokoki da na ƙananan hukumomi, inda shugaba Ali Bongo Ondimba, ɗan gidan da ya shafe sama da shekaru 50 yana mulkin ƙasar Afirka ta Tsakiya, ya sake tsayawa takara. Ga abin da na samo muku a yau: Kamfanin Visa yana haɗa gwiwa da bankuna da kamfanonin fasahar harkokin kuɗi a Kenya don ƙaddamar da biyan kuɗi ba tare da lambar waya ba. Najeriya ta samun rancen dala miliyan 500 Kamfanin Visa yana haɗa gwiwa da bankuna da kamfanonin fasahar harkokin kuɗi a Kenya don ƙaddamar da biyan kuɗi ba tare da lambar waya ba. Visa tana aiki tare da bankunan cikin gida da kamfanonin fintech a Kenya don ƙaddamar da biyan kuɗi ba tare da taɓa komai ba. Abokan ciniki za su iya yin mu'amalar kuɗi ba tare da lalita ta zahiri ko katin cirar kuɗi ba. Abokan ciniki za su iya amfani da sabis ɗin Thales ta hanyar latsa hanyoyin sadarwarsu na Kusa (NFC) da ke bawa wayoyin hannu a kowace tashar biyan kuɗi mara amfani da lambar don yin siyayya ta lokaci bayan lokaci a kantin sayar da kayayyaki ta hanyar amfani da manhajarsu ta banki. Me yasa yake da muhimmanci? Biyan kuɗin da ba tare da amfani da lambar waya ba ya fi aminci fiye da katuna masu maganaɗisu, waɗanda 'yan damfara ke ɗauke bayanansu cikin sauƙi, baya ga daɗin sha'aninsu. A cewar Investopedia, bayanan hada-hadar kuɗi ba tare da haɗa jiki ba nada kariya, wanda yasa da wuya a yi sata ko datsa. Saboda ajiyar takaddun kowane mu'amalar kuɗi daki-daki, abokin ciniki da kamfani na iya bibiyar kuɗaɗensu cikin sauƙi. Amfanin samun ƙarancin kuɗi a hannu don masu sayarwa shi ne ƙarancin samu haɗarin tsaro. Shin mun taɓa ganin wannan a baya? A cikin Yuni 2023, Bankin Kasuwancin Kenya (KCB) da Visa da Thales sun haɗu don ƙaddamar da sabis na biyan kuɗi ba tare da taɓa komai ba. A watan Mayun 2017, kamfanin Safaricom ya ƙaddamar da M-PESA 1Tap, wani sabis na biyan kuɗi ba tare da taɓa komai ba, a gundumar Nakuru. Bayan watanni huɗu, fiye da abokan ciniki 90,000 da 'yan kasuwa 2,000 suka yi rajista, kuma telco ya tsawaita sabis ɗin zuwa ƙarin gundumomi biyar: Nairobi da Mombasa da Kisumu da Eldoret da kuma Nyeri. Duk da haka, sabis ɗin biyan kuɗi ba tare da taɓa komai ba ya mutu mutuwa ta al'ada. Najeriya ta samun rancen dala miliyan 500 Najeriya ta karɓi rancen dala miliyan 500 don tallafawa harkokin kasuwanci da ƙirƙire-ƙirƙire a masana'antar harkokin yanar gizo. Bosun Tijani, Ministan Sadarwa da Tattalin Arziƙi na Yanar Gizo ne ya bayyana hakan a liyafar cin abincin dare da ma’aikatar sadarwa da bankin duniya suka shirya domin karrama shi. A cewarsa, gwamnati za ta yi aiki tare da bankin masana'antu (BoI) don samar da kuɗaɗen a cikin gida don tallafawa faɗaɗawa da ci gaban kamfanonin cikin gida da kuma tattalin arziƙin ƙasa. Tijjani ya bayyana muradinsa na yin aiki da cibiyoyi da za su tabbatar da ‘yan kasuwar Najeriya sun ci gajiyar kuɗaɗen. Gwamnati na son yin amfani da kuɗaɗen don jawo hankalin 'yan kasuwa da kuma ƙara yawan albarkatun da ake samu ga 'yan kasuwa na cikin gida. Yana shirin ƙara yawan masu zuba jari don ƙara yawan tallafin kuɗin da ake samu don taimakawa masu ƙirƙira naNajeriya. Tallafin kuɗaɗe na cikin gida za su kasance masu samuwa cikin sauƙi a cikin watanni masu zuwa, kuma yanda take yi, gwamnati na shirin yin amfani da kuɗin. Bugu da ƙari, Shubham Chaudhuri, Daraktan Bankin Duniya a Najeriya, ya bayyana cewa cibiyar hada-hadar kuɗi ta ƙasa da ƙasa tana haɗa kai da gwamnatin tarayya don tabbatar da aiwatarwa tare da yin rijistar shaida ID na ƙasa na dijital ga duk ‘yan Najeriya. Ya tabbatar da cewa aƙalla mutane miliyan 148 da ke da shekaru aiki ya kamata su sami damar yin amfani da shaida ID dijital ta ƙasa a tsakiyar shekara mai zuwa, wanda ke nuna gagarumin ci gaba a cikin haɓaka da samun dama. Shirin Techpoint Africa a Makon da Ya Gabata Gwamnatin Somaliya ta haramta TikTok da Telegram don magance rashin fahimta. Sabon kamfanin fasahar kuɗi na Kenya, wato Zanifu, yana son samar da ƙarin sabis na kuɗi a bayan dala miliyan 11.2 ta kafin-Jerin A. Yadda wannan sabonn kamfani ya samu naira miliyan 100 ta hanyar sayar da kayan maƙulashe ta yanar gizo, da ma’aikata 9 kacal. Moniepoint yayi mamayar bazata a Kenya ta hanyar mallakar kamfanin Kopo Kopo. Tsayayyen tsarin Hustler Fund a Kenya mai samun goyon bayan gwamnati ya kai dala miliyan 20 NALA ta ƙaddamar da biyan kuɗaɗe daga Birtaniya da EU zuwa Najeriya, tare da shirin baiwa 'yan Najeriya damar aika kuɗaɗen zuwa ƙasashen waje Kamfanin TikTok zai buɗe ofishi a Kenya kuma yayi aiki tare da gwamnati don daidaita bayanai akan dandalinsa Abokan hulɗar fintech na MTN da Saana Capital zasu baiwa masu amfani da MoMo damar aikawa da karɓar kuɗi a duk faɗin Afirka LemFi ya tara dala miliyan 33 na Jerin A don sauƙaƙa saka kuɗi ga 'yan gudun hijira Ba makawa game da IPO na Flutterwave, amma shin ya zama tilas? Taron Masu Harkar Fasahar Zamani na 2023: Yana nuna jaruman da ba a sani ba na ɓangaren fasahar zamani ta Afirka. Abin da nake karantawa kuma na ke kalla Kuna neman littafinku na gaba? Waɗannan mawallafan guda 9 suna da shawarwarin karatu a gare ku Mutane Biyu Da Muke Da Alaƙa Da Su Dukanmu Nau'ukan ɗan Adam nawa ne acan?","Benki za washirika wa Visa na fintechs nchini Kenya kuzindua malipo ya Kielektroniki Kufuatia uchaguzi mkuu wa nchi hiyo siku ya Jumamosi, serikali ya Gabon ilitangaza kuwa itaweka marufuku ya kutotoka nje usiku na kuzima ufikiaji wa mtandao. Waziri wa Mawasiliano, Rodrigue Mboumba Bissawou, alitangaza amri ya kutotoka nje usiku kucha itaanza Jumapili ili ""kukabiliana na kuenea kwa wito wa ghasia... na taarifa za uongo."" Siku ya Jumamosi asubuhi, wapiga kura walikwenda kupiga kura kwa ajili ya uchaguzi wa rais, wabunge, na serikali za mitaa ambapo Rais Ali Bongo Ondimba, mzawa wa familia ambayo imetawala taifa hilo la Afrika ya Kati kwa zaidi ya miaka 50, alikuwa akigombea tena uchaguzi huo. Hivi ndivyo nilivyopata kwaajili yako leo: Benki za washirika wa Visa na fintechs nchini Kenya kuzindua malipo ya kielektroniki Nigeria inapata mkopo wa $500m Benki za washirika wa Visa na fintechs nchini Kenya kuzindua malipo ya kielektroniki Visa inafanya kazi na benki za ndani nchini na kampuni za fintech nchini Kenya ili kuzindua malipo ya Kielektroniki. Wateja wataweza kufanya miamala bila pochi halisi au kadi. Wateja wanaweza kutumia huduma inayoendeshwa na Thales kwa kugusa simu zao janja zinazotumia Near-field communication (NFC) kwenye kituo chochote cha malipo cha kielektroniki ili kufanya ununuzi wa dukani kwa kutumia programu yao ya benki. Kwa nini ni muhimu? Malipo ya kielektroniki ni salama zaidi kuliko kadi za mstari wa sumaku, ambazo hutapeliwa kwa urahisi na walaghai, pamoja na urahisi wao. Kulingana na Investopedia, ingizo la data za miamala ya kielektroniki huingizwa kwa njia fiche, hivyo basi huwa vigumu kuiba au kukatiza. Kwa sababu ya uhifadhi wa kila muamala, mteja na kampuni wanaweza kufuatilia pesa zao kwa urahisi zaidi. Faida ya kuwa na pesa kidogo kwenye tovuti kwa wachuuzi ni hatari ndogo za usalama. Tumeona hii kabla? Mnamo Juni 2023, Benki ya Kenya Commercial (KCB), Visa, na Thales zilishirikiana kuzindua huduma ya malipo ya kielektroniki. Mnamo Mei 2017, Safaricom ilizindua M-PESA 1Tap, huduma ya malipo ya kielektroniki, katika Kaunti ya Nakuru. Miezi minne baadaye, zaidi ya wateja 90,000 na wafanyabiashara 2,000 walijiandikisha, na telco ilipanua huduma hiyo hadi kaunti tano zaidi: Nairobi, Mombasa, Kisumu, Eldoret, na Nyeri. Walakini, huduma ya malipo ya kielektroniki ilikufa kifo cha kawaida. Nigeria inapata mkopo wa $500m Nigeria imepokea mkopo wa dola milioni 500 kusaidia ujasiriamali na uvumbuzi katika tasnia ya kidigitali. Bosun Tijani, Waziri wa Mawasiliano na Uchumi wa Digitali, alitangaza hayo katika hafla ya chakula cha jioni iliyoandaliwa na Wizara ya Mawasiliano na Benki ya Dunia kwa heshima yake. Kulingana naye, serikali itafanya kazi na Benki ya Viwanda (BoI) kumiliki ufadhili wa ndani ili kusaidia ukuaji na maendeleo ya kampuni za ndani na, hatimaye, uchumi wa taifa. Tijani alisema nia yake ya kufanya kazi na taasisi ambazo zitahakikisha wafanyabiashara wa Nigeria wananufaika na fedha hizo. Serikali inataka kutumia mfuko huo kuvutia uwekezaji zaidi na kuongeza rasilimali zinazopatikana kwa wafanyabiashara wa ndani. Inapanga kuongeza wawekezaji zaidi ili kuongeza ufadhili unaopatikana kusaidia wavumbuzi wa Nigeria. Ufadhili wa ndani utapatikana kwa urahisi zaidi katika miezi ijayo, na jinsi inavyofanya, serikali inapanga kutumia pesa hizo. Zaidi ya hayo, Shubham Chaudhuri, Mkurugenzi wa Nchi wa Benki ya Dunia nchini Nigeria, alisema kuwa taasisi ya fedha ya kimataifa inashirikiana na serikali ya shirikisho ili kuhakikisha utekelezaji na usajili wa vitambulisho vya kitaifa vya kidigitali kwa Wanigeria wote. Alisisitiza kuwa angalau watu milioni 148 walio katika umri wa kufanya kazi wanapaswa kupata kitambulisho cha kitaifa cha kidigitali kufikia katikati ya mwaka ujao, kuashiria maendeleo makubwa katika kujumuishwa na kufikiwa. Wiki iliyopita kwenye Techpoint Africa Serikali ya Somalia imepiga marufuku TikTok, Telegram ili kukabiliana na taarifa potofu Waanzilishi wa fintech ya Kenya, Zanifu, wanataka kutoa huduma zaidi za kifedha kwa kutegemea toleo la awali la Mfululizo A la $11.2 milioni. Ni kwajinsi gani Uanzishaji huu ulivyotengeneza ₦100m kuuza vitafunwa vidogo dogo mtandaoni, na wafanyakazi 9 pekee Moniepoint awafanya Wakenya wajitokeze kwa kupata Kopo Kopo Chaguo-msingi kwa Hustler Fundin Kenya inayoungwa mkono na serikali imefikia $20m NALA yazindua malipo kutoka Uingereza na EU hadi Nigeria, inapanga kuwaruhusu Wanaigeria kutuma pesa nje ya nchi TikTok kufungua ofisi nchini Kenya na kufanya kazi na serikali kudhibiti maudhui kwenye jukwaa lake Mshirika wa fintech wa MTN na Saana Capital kuruhusu watumiaji wa MoMo kutuma na kupokea pesa kote Afrika LemFi itaongeza $33 milioni Series A ili kurahisisha utumaji pesa kwa wahamiaji IPO ya Flutterwave haiwezi kuepukika, lakini je iko karibu? Tech Operators Mixer 2023: Kuangazia mashujaa wasioimbwa wa anga ya teknolojia ya Kiafrika Ninachosoma na kutazama Je, unatafuta kitabu chako kingine? Waandishi hawa 9 wana mapendekezo ya kusoma kwa ajili yako Watu Wawili wote Tunahusiana Nao Kulikuwa na aina gani ya watu wpale ?","Visa ṣe ìbádòwòpọ̀ pẹ̀lú àwọn ilé ìfowópamọ́ àti ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná ní Kenya láti ṣe ìfilọ́lẹ̀ ìsanwó aláìfọwọ́yí. Lẹ́yìn ìdìbò gbogbogbò orílẹ̀-èdè lọ́jọ́ Ẹtì, ìjọba Gabon sọ pé àwọn yóò kéde kóníléógbélé alaalẹ́ wọn yóò sì ti àǹfààní sí ẹ̀rọ-ayélujára. Mínísítà ìbáraẹnisọ̀rọ̀, Rodrigue Mboumba Bissawou, kéde pé kóníléógbélé alẹ́mọ́jú yóò bẹ̀rẹ̀ ní Ọjọ́ Àìkú láti ""gbógun ti ìtànkálẹ̀ ìpè fún ìwà ipá... àti ìròyìn èké."" Ní àárọ̀ Ọjọ́ Àbámẹ́ta, àwọn olùdìbò lọ sí ibi ìdìbò fún ìdìbò ààrẹ, ilé aṣòfin, àti abẹ́lé nínú èyí tí Ààrẹ Ali Bingo Ondima, ọmọ ìran ìdílé kan tí wọ́n ti ṣèjọba ní orílẹ̀-èdè Ààrin Gbùngbùn Afíríkà fún ó lé ní 50 ọdún. Ohun tí mo ní fún yín lónìí nìyí: Visa ṣe ìbádòwòpọ̀ pẹ̀lú àwọn ilé ìfowópamọ́ àti ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná ní Kenya láti ṣe ìfilọ́lẹ̀ àwọn ìsanwó aláìfarakanra. Nigeria gba mílíọ̀nù $500 ẹ̀yáwó Visa ṣe ìbádòwòpọ̀ pẹ̀lú àwọn ilé ìfowópamọ́ àti ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná ní Kenya láti ṣe ìfilọ́lẹ̀ àwọn ìsanwó aláìfarakanra. Visa ń ṣiṣẹ́ pẹ̀lú àwọn ilé ìfowópamọ́ àti ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná abẹ́lé ní Kenya láti ṣe ìfilọ́lẹ̀ àwọn ìsanwó aláìfarakanra. Àwọn oníbàárà yóò lè sanwó láìní ìpamọ́ ojúkojú tàbí káàdì. Àwọn oníbàárà lè lo agbára tí Thales ṣe àgbékalẹ̀ nípa fífi àwọn ìbáraẹnisọ̀rọ̀ ìsúnmọ́ra agbègbè ẹ̀rọ ìbánisọ̀rọ̀ ajáfáfá wọn kan ní èyíkéyìí ibùdó ìsanwó aláìfarakanra láti ra àwọn ọjà ní ilé ìtajà nípa lílo ohun èlò ẹ̀rọ ilé ìfowópamọ́ wọn. Kín ni ìdí tí èyí fi ṣe pàtàkì? Àwọn ìsanwó aláìfarakanra ní ààbò ju àwọn káàdì onílà agbérin lọ, èyí tí àwọn gbájúẹ lè sáré dàkọ, ní àfikún sí ìrọ̀rùn rẹ̀. Gẹ́gẹ́ bí Investopedia ṣe sọ, àmúwọlé ìwífun àlàyé ìsanwó aláìfarakanra farasin, èyí tí ó mú kí ó ṣòro láti jí tàbí takò. Nítorí ìkọsílẹ̀ ìsanwó kọ̀ọ̀kan, oníbàárà àti ilé iṣẹ́ lè fi ìrọ̀rùn bójú tó owó wọn sí i. Àǹfààní níní owó kìsì níwọ̀n lójúkojú fún àwọn òǹtajà ni pé àdínkù ewu ààbò. Ṣé a ti rí eléyìí rí? Ní Oṣù Kẹfà 2023, Kenya Commercial Bank (KCB), Visa, àti Thales kóra pọ̀ láti ṣe ìfilọ́lẹ̀ iṣẹ́ ìsanwó aláìfarakanra. Ní Oṣù Karùn-ún 2017, Safaricom ṣe ìfilọ́lẹ̀ M-PESA 1 Tap, iṣẹ́ ìsanwó aláìfarakanra, ní àgbègbè Nakuru. Lẹ́yìn oṣù mẹ́rin, ó lé ní àwọn oníbàárà 90, 000 àti àwọn oníṣòwò 2, 000 forúkọ sílẹ̀, bẹ́ẹ̀ sì ni ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ tan iṣẹ́ náà ká lọ sí àwọn àfikún àgbègbè márùn-ún:. Àmọ́ sá, àwọn ìsanwó aláìfarakanra náà kú ikú àìmọ̀dí. Nigeria gba mílíọ̀nù $500 ẹ̀yáwó. Nigeria ti gba ẹ̀yáwó mílíọ̀nù $500 láti ṣe àtìlẹ́yìn fún ìṣòwò àti ìṣẹ̀dá ohun ọ̀tun nínú ilé-iṣẹ́ ìmọ̀-ẹ̀rọ. Bosun Tijani, Mínísítà fún ìbáraẹnisọ̀rọ̀ àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ, kéde èyí níbi àpèjẹ kan tí Ilé iṣẹ́ Ìjọba fún ìbáraẹnisọ̀rọ̀ àti World Bank gbàlejò ní orúkọ rẹ̀. Gẹ́gẹ́ bí ọ̀rọ̀ rẹ̀, ìjọba yóò ṣiṣẹ́ pẹ̀lú Ilé-iṣẹ́ ìfowópamọ́ (BoI) láti gba owó náà wọlé lábẹ́lé láti ṣe àtìlẹ́yìn fún ìlọsíwájú àti ìdàgbàsókè àwọn ilé-iṣẹ́ abẹ́lé àti, ní pàápàá jùlọ, fún ọrọ̀ ajé orílẹ̀-èdè. Tijani sọ èrò rẹ̀ láti ṣiṣẹ́ pẹ̀lú àwọn ilé-iṣẹ́ tí yóò rí i dájú pé àwọn okòwò Nigeria jẹ àǹfààní nínú owó ìrànwọ́ náà. Ìjọba fẹ́ lo owó náà láti mú kí ìdókòwò àti ìlọsíwájú ohun àlùmọ́ọ́nì pọ̀ sí i fún àwọn olùdásílẹ̀ okòwò abẹ́lé. Ó ń gbèrò láti ṣe àfikún àwọn olùdókòwò sí i láti m�� ìdàgbàsókè bá owó ìrànwọ́ tí ó wà láti ṣe àtìlẹ́yìn fún àwọn aṣẹ̀dá ìmọ̀ ọ̀tun ní Nigeria. Owó ìrànwọ́ abẹ́lé yóò wà nílẹ̀ ní àwọn oṣù tí ó ń bọ̀, àti pé bí ó ṣe ń wà, ìjọba ń gbèrò láti ṣàmúlò owó náà. Kín ni ó tún kù, Shubham Chaudhuri, Olùdarí World Bank fún orílẹ̀ èdè Nigeria, sọ pé ilé-iṣẹ́ iṣẹ́ ìṣúná owó àgbáyé náà ń gbìmọ̀ pọ̀ olú ìjọba àpapọ̀ láti rí i pé ìṣàmúlò àti ìforúkọsílẹ̀ Ìdánimọ̀ orí ẹ̀rọ ti orílẹ̀-èdè fún gbogbo ọmọ Nigeria. Ó sọ pé ó kéré jù àwọn ènìyàn mílíọ̀nù 148 tí wọ́n wà ní ọjọ́ orí òṣìṣẹ́ yóò ní àǹfààní sí ìdánimọ̀ orí ẹ̀rọ orílẹ̀-èdè ní ìdajì ọdún tí ó ń bọ̀, tí yóò ṣàmì ìdàgbàsókè pàtàkì nínú ìkópọ̀ àti ìláńfàànísíhun. Ọ̀sẹ̀ tó kọjá lórí Techpoint Africa Ìjọba Somali fòfin de TikTok, Telegram láti gbógun ti ìròyìn asinilọ́nà. Ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya, Zanifu, fẹ́ pèsè àwọn iṣẹ́ ìṣúná lórí owó ìrànwọ́ ìdókòwò ìsáájú Abala A mílíọ̀nù $11.2 Bí ilé-iṣẹ́ àdìdelẹ̀ yìí ṣe rí #100m nípa títa àwọn ìpanu lórí ẹ̀rọ ayélujára, pẹ̀lú àwọn òṣìṣẹ́ 9 péré Moniepoint wọlé sí àwọn Kenya lára pẹ̀lú Kopo Kopo tí wọ́n rà Owó àjẹẹ́lẹ̀ Hustler Fund ti ìjọba ṣe àtìlẹ́yìn fún ní Kenya ti dé mílíọ̀nù $20 NALA ṣe ìfilọ́lẹ̀ àwọn ìsanwó láti UK àti EU sí Nigeria, wọ́n ṣètò láti fi ààyè gba àwọn ọmọ Nigeria lati fowó ráńṣẹ́ sí òkè òkun. TikTok ṣetán láti sí ilé-iṣẹ́ ní Kenya kí wọ́n sì ṣiṣẹ́ pẹ̀lú ìjọba láti mójútó àwọn àkóónú orí ìkànnì rẹ̀ Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná ti MTN àti olùbádòwòpọ̀ Saana Capital ṣetán láti fààyè gba àwọn aṣàmúlò MoMo láti fowó ráńṣẹ́ kí wọ́n sì gbowó wọlé káàkiri Afíríkà. LemFi ṣe àkójọ mílíọ̀nù $33 owó ìdókòwò isaju Abala A láti mú ìrọ̀rùn ìsanwówọlé wà fún àwọn aṣàtìpó. Ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ Flutterwave jẹ́ dandan, ṣùgbọ́n ṣé kò ní pẹ́ mọ́? Tech Operator Mixer 2023: Gbígbé àwọn akọni ẹ̀ka ìmọ̀ ẹ̀rọ Afíríkà tí wọn kò gba oríyìn bó ṣe yẹ sí gbangba Ohun tí mo ń kà àti èyí tí mo ń wò Ò ń wá ìwé tí ó kàn láti kà? Àwọn òǹkọ̀wé 9 wọ̀nyí ní àwọn ìmọ̀ràn fún yín lórí ìwé kíkà Àwọn Ènìyàn Méjì tí Gbogbo wa Bá tan Oríṣìí ẹ̀yà Ènìyàn mélòó ni ó wà?","Amabhange ozakwethu beVisa namafintech eKenya bazoqala indlela yokukhokha esemoyeni Ngemuva kokhetho lukazwelonke lwangoMgqibelo, uhulumeni waseGabon umemezele ukuthi uzobeka umthetho wewashi futhi kuvalwe ukungena kwe-inthanethi. UNgqongqoshe Wezokuxhumana, uRodrigue Mboumba Bissawou, umemezele ukuthi isikhathi sokufika ekhaya sizoqala ngeSonto ""ukumisa ukusabalala kwezingcingo ezinodlame... nolwazi olungamanga."" NgoMgqibelo ekuseni, abavoti baye okhethweni lukamongameli, lwezomthetho kanye nolwendawo lapho uMengameli u-Ali Bongo Ondimba, isekela lomndeni osebuse izwe lase-Afrika Emaphakathi iminyaka engaphezu kwengu-50, ubengenele ukhetho kabusha. Nakhu engikuphathele kona namuhla: Amabhange ozakwethu beVisa namafintech eKenya bazoqala indlela yokukhokha esemoyeni INigeria ithola imali ebolekiwe engu-$500m Amabhange ozakwethu beVisa namafintech eKenya bazoqala indlela yokukhokha esemoyeni IVisa isebenza namabhange endawo nezinkampani zefintech eKenya ukwethula izinkokhelo ngaphandle kokuthintwa. Amakhasimende azokwazi ukusebenzisana ngaphandle kwesikhwama semali noma ikhadi. Amakhasimende angasebenzisa isevisi yeThales-powered ngokuthepha ama-smartphones awo anikwe amandla eNear-field communication (iNFC) kunoma iyiphi indawo yokukhokha ngaphandle kokuthinta ukuze athenge esitolo esebenzisa isistimu yawo yasebhange. Kungani ibalulekile? Izinkokhelo ezingathintwa zivikeleke kakhulu kunamakhadi omugqa kazibuthe, onakaliswa kalula abakhwabanisi, ngaphezu kokunethezeka kwawo. Ngokusho kwe-Investopedia, ukufakwa kwedatha ngaphandle kokuthinta kubhalwe ngekhodi, okwenza kube nzima ukweba noma ukuvimba. Ngenxa yemibhalo yakho konke ukuthengiselana, ikhasimende kanye nenkampani bangakwazi ukulandelela imali yabo kalula. Inzuzo yokuba nemali encane kusayithi lomthengisi izingozi eziphansi zokuphepha. Sike sakubona lokhu ngaphambilini? NgoNhlangulana 2023, iKenya Commercial Bank (iKCB), iVisa, kanye neThales bajoyina amandla ukuze bethule isevisi yokukhokha ngaphandle kokuthinta. NgoNhlaba 2017, iSafaricom yethula iM-PESA 1Tap, isevisi yokukhokha ngaphandle kokuthinta, eNakuru County. Ezinyangeni ezine kamuva, kwabhaliswa amakhasimende angaphezu kuka-90,000 nabathengisi abangu-2,000, futhi i-telco yandisa le nkonzo kwezinye izifunda ezinhlanu: iNairobi, iMombasa, iKisumu, i-Eldoret neNyeri. Kodwa-ke, isevisi yokukhokha ngaphandle kokuthinta ifile ukufa okungokwemvelo. INigeria ithola imali ebolekiwe engu-$500m INigeria ithole imali ebolekiwe engu-$500 wezigidi yokuxhasa amabhizinisi nokuqanjwa okusha embonini yedijithali. UBosun Tijani, uNgqongqoshe Wezokuxhumana kanye Nomnotho Wedijithali, umemezele lokhu esidlweni sakusihlwa esihlelwe nguMnyango Wezokuxhumana kanye neBhange Lomhlaba ukumhlonipha. Ngokusho kwakhe, uhulumeni uzosebenzisana neBank of Industry (iBoI) ukuthola uxhaso kuleli ukuze kweseke ukukhula nokuthuthukiswa kwezinkampani zakuleli, ekugcineni, nomnotho wezwe. UTijani uzwakalise isifiso sakhe sokusebenzisana nezikhungo ezizoqinisekisa ukuthi amabhizinisi aseNigeria ayahlomula kule mali. Uhulumeni ufuna ukusebenzisa lesi sikhwama ukuheha abatshalizimali abaningi futhi andise izinsiza ezitholakala kubanikazi bamabhizinisi endawo. Ihlela ukwengeza abatshalizimali abaningi ukuze kwandiswe uxhaso olutholakalayo lokusiza osomabhizinisi baseNigeria. Uxhaso lwasekhaya luzotholakala kalula ezinyangeni ezizayo, futhi njengoba kwenzeka, uhulumeni uhlela ukusebenzisa leyo mali. Ngaphezu kwalokho, uShubham Chaudhuri, uMqondisi Wezwe Webhange Lomhlaba eNigeria, uthe isikhungo sezimali samazwe ngamazwe sisebenzisana nohulumeni wesifundazwe ukuqinisekisa ukuqaliswa okusebenzayo nokubhaliswa kwama-ID kazwelonke wedijithali kubo bonke abantu baseNigeria. Ugcizelele ukuthi okungenani abantu abayizigidi eziyi-148 abaseminyakeni yokusebenza kufanele bathole umazisi kazwelonke wedijithali maphakathi nonyaka ozayo, okuphawula intuthuko enkulu ekufakweni nasekufinyelelekeni. Ngesonto eledlule eTechpoint Africa Uhulumeni waseSomalia uvimba iTikTok, iTelegramu ukulwa nokusetshenziswa okungamanga Ukuqala kwe-fintech yaseKenya, iZanifu, ibheke ukuhlinzeka ngezinsizakalo zezezimali ezengeziwe ngemuva komzuliswano wangaphambi kochungechunge A ongama- $11.2 wezigidi. Lokhu kuqalisa kwenze kanjani u-₦100m wathengisa ama-chops amancane ku-inthanethi, enabasebenzi abangu-9 kuphela IMoniepoint ithuthukisa umnotho waseKenya ngokutholwa kweKopo Kopo Okuzenzakalelayo kuHustler Fundin Kenya esekelwa uhulumeni sekufinyelele ku-$20m INALA yethula izinkokhelo kusuka e-UK nase-EU kuya eNigeria, ihlela ukuvumela abantu baseNigeria ukuthi bathumele imali phesheya ITikTok yokuvula ihhovisi eKenya futhi isebenzisane nohulumeni ukulinganisa okuqukethwe esizeni sayo Ifintech yeMTN kanye nozakwethu weSaana Capital ukuvumela abasebenzisi beMoMo ukuthi bathumele futhi bathole imali e-Afrika yonkana ILemFi yenze amaliliyoni ayizigidi ezingu-33 ku-Series A ukuze kube lula ukuthunyelwa kwemali kwabokufika I-IPO yeFlutterwave ayinakugwenywa, kodwa ingabe iseduze? ITech Operators Mixer 2023: Igqamisa amaqhawe angaziwa esikhaleni sobuchwepheshe sase-Afrika Engikufundayo nengikubukayo Ingabe ufuna incwadi yakho elandelayo? Laba babhali abangu-9 banezincomo zokufunda kwakho Abantu Ababili Sonke Esihlobene Nabo Zingaki izinhlobo zabantu ezazikhona?"
+"ኤርቴል ኡጋንዳ ለጃማይካዊው ዘፋኝ 180ሺህ ዶላር ለመክፈል እንዴት ነህ እና ሳምንትህ እንዴት ነበር? እኔና አንዳንድ ጓደኞቼ ጥሩ ሳምንት አላሳለፍንም። አፍሪካ ብዙ ፈተናዎች ስላሏት የኔ ልምድ የተለየ አይደለም። ግን መልካም ቅዳሜና እሁድ እመኝልሃለሁ። በዚህ ቅዳሜና እሁድ ጓደኞችዎን ይጎብኙ ፣ እባክዎን ። ከእነሱ ጋር እራስዎን ያስደስቱ፡፡ ማስታወሻዎችን ይስሩ፣ መጥፎ ምስሎችን ያንሱ፣ ጨዋታዎችን በቤት ውስጥ ይጫወቱ፣ ምግብ ይዘዙ ወይም ያበስሉ፣ ወይም እነዚህን ነገሮች ውጭ ያድርጉ። ለእነሱ እዛው ሁን። ይሄ ነው? ያመለጠኝ የሆን ነገር አለ? በእርግጥ አዎ፣ ፖድካስቱ፡ የአርታዒው ቡድን የፓትሪሺያ ፒቲኬ ማስጀመር፣ ሞኒፖይንት ኮፖ ኮፖ ስለማግኘት እና የፍሉተርዌቭ አይፒኦ እቅዶችን ተወያይቷል። እዚህ ይመልከቱ ወይም ያዳምጡ። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ቲክቶክ በኬንያ ቢሮ ለመክፈት የሞሞ ደንበኞች በመላው አፍሪካ ገንዘብ መላክ እና መቀበል ይችላሉ። ሌምፊ ለመመዘን $33ሚ ተከታታይ ኤ ያገኛል ኤርቴል ኡጋንዳ ለጃማይካዊው ዘፋኝ 180ሺህ ዶላር ለመክፈል ቲክቶክ በኬንያ ቢሮ ለመክፈት ቲክቶክን በኬንያ ለማገድ የቀረበውን አቤቱታ ተከትሎ የአጭር-ይዘት ቪዲዮ መድረክ ከኬንያ መንግሥት ጋር በመተባበር በናይሮቢ የክልል ቢሮ ለማቋቋም ቃል ገብቷል። ትናንት የኬንያው ፕሬዝዳንት ዊሊያም ሩቶ ከቲክቶክ ዋና ሥራ አስፈጻሚ ሾው ዚ ቼው ጋር ተገናኝተው የኬንያን ማህበረሰ��� ደረጃዎች ለማክበር በመድረኩ ላይ ይዘትን ለማስተካከል ለመተባበር ተስማምተዋል። የክልሉ ምክር ቤት ተወካዮችም ቲክቶክ ተጨማሪ ኬንያውያን በመድረኩ ላይ እንዲሠሩ እንደሚቀጥር በመግለጽ ኬንያ በአጭር-ይዘት ቪዲዮ መተግበሪያ ላይ በጣም ንቁ ከሆኑ ሀገሮች አንዷ መሆኗን ጠቅሰዋል። እንደ ሮይተርስ ኢንስቲትዩት ዲጂታል ዜና ዘገባ 2023፣ ኬንያ በዓለም አቀፍ ደረጃ ከፍተኛውን የቲክ ቶክ አጠቃቀም መጠን ያላት ሲሆን በሀገሪቱ ውስጥ 54% ተጠቃሚዎች መተግበሪያውን ለአጠቃላይ ዓላማዎች እና 29% ለዜና ይጠቀማሉ። ኬንያ በዓለም ዙሪያ በጣም የቲክ ቶክ ተጠቃሚዎች አላት ፣ ስለዚህ እዚያ የክልል ቢሮ መመስረቱ ምክንያታዊ ነው ፣ ግን ይሆናል? በጥር 2022 የናይጄሪያ መንግስት የማህበራዊ ሚዲያ መድረክ በኪው1 2022 ህጋዊ ተገኝነትን እንደሚያቋቁም በመግለጽ በትዊተር (የአሁን ኤክስ ) ላይ የጣለውን የሰባት ወር እገዳ እንዴት እንዳነሳ አስታውስ። ሆኖም ትዊተር ናይጄሪያ ውስጥ ቢሮ ለማቋቋም ማቀዱን አልገለጸም። በኤፕሪል 2021 ጃክ ዶርሴይ አሁንም የማይክሮብሎጊንግ ድህረ-ገጽ ኃላፊ በነበረበት ጊዜ ትዊተር የመጀመሪያውን የአፍሪካ ቢሮውን በጋና ከፈተ፡፡ ሆኖም ኢሎን ማስክ ሥራውን ሲረከብ በጋና ውስጥ ያሉትን ሁሉንም በሚባል ደረጃ ሠራተኞች በኖቬምበር 2022 አሰናበተ። ቲክ ቶክ በኬንያ የክልል ቢሮ እንደሚከፍት የሚነግረን ጊዜ ብቻ ነው ብዬ አምናለሁ። ምን ታስባለህ? የሞሞ ደንበኞች በመላው አፍሪካ ገንዘብ መላክ እና መቀበል ይችላሉ። የሞሞ ደንበኞች አሁን ገንዘብ መላክ እና መቀበል እና ሂሳቦቻቸውን በመላው አፍሪካ ማስተካከል ይችላሉ። ከናይጄሪያ ማዕከላዊ ባንክ( ሲቢኤን) ፈቃድ ያለው ዓለም አቀፍ ድንበር ተሻጋሪ ኩባንያ ሳና ካፒታል በኋላ ነው የመጣው፤በመላው አፍሪካ ያለማቋረጥ ወደ ውስጥ እና ወደ ውጭ ማስተላለፎችን ለማስቻል ከሞሞ ጋር ተባብሯል፡፡ ወደ ውጪ መውጣቱ ከሂሳብዎ የሚወጣውን ገንዘብ ያመለክታል፣ ወደ ውስጥ መግባት ደግሞ ወደ ውስጥ የሚገባውን ገንዘብ ያመለክታል። አብራራለሁ፡ አንተ አናናስ ጭማቂ ሻጭ እንደሆንክ አድርገህ አስብ። አንድ ሰው ጠርሙስ ሲገዛ፣ ገንዘብ ይቀበላሉ፣ ይህም ወደ ውስጥ ይገባል፡፡ ይሁን እንጂ ጭማቂውን ለመሥራት አናናስ፣ ጠርሙሶች እና ምናልባትም ውሃ ጨምሮ ብዙ ነገሮችን መግዛት አለቦት። ስለዚህ እነዚህን ዕቃዎች ለመግዛት የሚያወጡት ገንዘብ ከኪስዎ ስለሚመጣ ወደ ውጭ የሚላክ የክፍያ ማስተላለፍ ነው። በመሠረቱ, ይህ ባጠቃላይ ገንዘብ ስለመቀበል እና ስለመላክ ነው፡፡ ከዚህ ቀደም የመግቢያ አገልግሎቱ በኡጋንዳ እና በሩዋንዳ ላሉ ደንበኞች ብቻ ይገኝ ነበር። ነገር ግን ትብብሩ ሌሎች አፍሪካውያን ይህን አገልግሎት እንዲያገኙ ያስችላል። ከነሐሴ 2022 ጀምሮ ኤምቲኤን ሞሞ ናይጄሪያ፣ ጋና፣ ሱዳን፣ አይቮሪ ኮስት፣ ኡጋንዳ፣ ዛምቢያ፣ ቤኒን፣ ካሜሩን፣ ደቡብ አፍሪካ እና ማዳጋስካርን ጨምሮ በ 15 ገደማ ገበያዎች ውስጥ ከ 51 ሚሊዮን በላይ ተመዝጋቢዎች ነበሩት፡፡ ይህ ዜና የሚመጣው ኤምቲኤን ማስተርካርድ በኤምቲኤን 5.2 ቢሊዮን ዶላር የፊንቴክ ክፍል ሞሞ ውስጥ አናሳ ድርሻ ለመግዛት መስማማቱን ከገለጸ ከጥቂት ቀናት በኋላ ነው። ሌምፊ ለመመዘን $33ሚ ተከታታይ ኤ ያገኛል ሌምፊ እድገቱን ለማስፋት፣ የምርት አቅርቦቱን ወደ አውሮፓ፣ መካከለኛው ምሥራቅ እና እስያ ለማስፋት እና በተጠቃሚዎች ፍላጐት ላይ በመመርኮዝ አዳዲስ የምርት አቅርቦቶችን ለማዳበር የ 33 ሚሊዮን ዶላር ተከታታይ ኤ አሰባስቧል። የግራ ጐዳና ካፒታል ዙሩን ሲመራ ዋይ ኮምባይኔተር፣ዜድሮስክ፣ ግሎባል መስራቾች ካፒታል እና የወይራ ዛፍ ተሳትፈዋል። ሪድዋን ኦላሌሬ እና ሪያን ኮክራን ተጠቃሚዎች የመነሻ እና የመኖሪያ አገራቸውን ምንዛሬዎች እንዲልኩ፣ እንዲቀበሉ እና እንዲይዙ የሚያስችል መድረክ የሆነውን ሊምፊ( ቀደም ሲል ሊሞኔድ ፋይናንስ) በ 2020 አቋቋሙ። ኩባንያው በዲያስፖራ ውስጥ ያሉ ተጠቃሚዎች ጋና፣ ኬንያ፣ ቶጎ፣ ኡጋንዳ እና ናይጄሪያን ጨምሮ ከአሥር በላይ አገራት ገንዘብ እንዲልኩ ያረጋግጣል፡፡ የእንግሊዝ የፋይናንስ ባህሪ ባለስልጣን( ኤፍሲኤ) ለሌምፊ የኤሌክትሮኒክ ገንዘብ ተቋም( ኢኤምአይ) ፈቃድ በ 2021 ሰጠ፡፡ ይህ እርምጃ ከፍተኛ የግብይት ገደቦችን እና የኢ-ገንዘብ ሂሳቦችን ጨምሮ ለደንበኞች ተጨማሪ አገልግሎቶችን እንዲያቀርብ ያስችለዋል። የመጣው ሌምፊ በዩኬ ላይ የተመሰረተ የቀኝ ካርድ ክፍያ አገልግሎቶችን ካገኘ በኋላ ነው። የናይጄሪያ ማዕከላዊ ባንክ (ሲቢኤን) በቅርቡ ለሌምፊ አገልግሎት ከናይጄሪያ ባንኮች ጋር በመተባበር አገልግሎቱን እንዲያደርስ ራይትካርድ ዓለም አቀፍ የገንዘብ ማስተላለፊያ ኦፕሬተር (አይኤምቲኦ) ፈቃድ ሰጠው። ሌምፊ አገልግሎቱን በአህጉሪቱ ለማቅረብ ከሌሎች ኩባንያዎች ጋር ይተባበራል፡፡ ለምሳሌ በኬንያ ከሴሉላንት ጋር ይሰራል። ሆኖም ንግዱ መስፋፋትን እና አዳዲስ ምርቶችን ለማዳበር ተጨማሪ ፈቃዶችን መከታተል ይፈልጋል። ኤርቴል ኡጋንዳ ለጃማይካዊው ዘፋኝ 180ሺህ ዶላር ለመክፈል በ 2015 ጃማይካዊው ዘፋኝ ጋርፊልድ ስፔንስ፣ ኮንሸንስም በመባልም ይታወቃል፣ ግያለ ኤ በብል፣ ሶ ሚታን እና ሲምፕል ሶንግን ጨምሮ ዘፈኖቹን ያለፈቃዱ በማሰራጨቱ ኤርቴል ኡጋንዳን ክስ አቀረበ፡፡ ምንም አይነት የሮያሊቲ ክፍያ ሊሰጡት ፈቃደኛ እንዳልነበሩም ተናግሯል። ምን አዲስ ነገር አለ? በካምፓላ የሚገኘው ከፍተኛ ፍርድ ኤርቴል ኡጋንዳ በቅጂ መብት ጥሰት ምክንያት በአጠቃላይ 180 ሺህ ዶላር( ወይም በግምት 670 ሚሊዮን የኡጋንዳ ገንዘብ) እንዲከፍለው አዘዘ። አመልካቹ ተከሳሾቹ ዘፈኖቹን በህገወጥ መንገድ አግኝተው ለኤርቴል ደንበኞች እያንዳንዳቸው በ 600 የኡጋንዳ ገንዘብ ለ"" ሄሎ ቲዩንስ"" ፕሮግራም እንደ ደዋዮች ዘፈኖች እንደሸጧቸው ተናግረዋል። በመሆኑም ፍርድ ቤቱ ተከሳሾቹን በቅጂ መብት ጥሰት እና ኢፍትሃዊ በሆነ መልኩ በማበልጸግ ጥፋተኛ ብሏቸዋል። ከ 20 ሚሊዮን የኡጋንዳ ገንዘብ (5,300 ዶላር) ጋር በቅጂ መብት ጥሰት ምሳሌ ከሚሆነው ኪሣራ ጋር፣ ፍርድ ቤቱ ክስ ከቀረበበት ቀን አንሥቶ ሙሉ ክፍያ እስኪፈጸም ድረስ በዓመት 15% ወለድ አጠቃላይ ኪሳራ ሰጥቷል። ምንአልባት አምልጦህ ከሆን የፍላተርዌቭ አይፒኦ የማይቀር ነው፣ ግን በቅርቡ ነው? ቴክ ኦፕሬተሮች ቅልቅል 2023፡ ያልተዘመረላቸው የአፍሪካ የቴክኖሎጂ ስፔስ ጀግኖችን ማብራት የማነበው ና የምመለከተው ሜታ በመስከረም ውስጥ ሚሴንጀር ላይት ለአንድሮይድ እየዘጋ ነው። ስሜታዊ ቁስል አለህ? 7 ምልክቶች እዚሁ ለመንቃት ጊዜው አሁን ነው - አላን ዋትስ በሃይማኖት","Airtel Uganda to pay Jamaican singer $180K How are you and how was your week? Some of my friends and I haven't had a great week. My experience isn't unique, though, because Africa has many challenges. But I wish you a pleasant weekend. Check on your friends this weekend, please. Enjoy yourself with them. Make memories, take goofy pictures, play games indoors, order or cook food, or do these things outside. Be there for them. Is this it? Is there anything I am missing? Of course, the podcast: The editorial team discussed Patricia's PTK launch, Moniepoint acquiring Kopo Kopo, and Flutterwave's IPO plans. Watch or listen here. Here's what I've got for you today: TikTok to open office in Kenya MoMo customers can send and receive money across Africa LemFI gets $33m Series A to scale Airtel Uganda to pay Jamaican singer $180K TikTok to open office in Kenya Following a petition to ban TikTok in Kenya, the short-form video platform has committed to working with the Kenyan government to set up a regional office in Nairobi. Yesterday, Kenya’s President, William Ruto, met with TikTok's CEO, Shou Zi Chew, and they agreed to collaborate to moderate content on its platform to adhere to Kenya's community standards. State House representatives also said that TikTok would hire more Kenyans to work for the platform, citing Kenya as one of the most active countries on the short-form video app. According to the Reuters Institute Digital News Report 2023, Kenya has the highest TikTok usage rate worldwide, with 54% of users in the country using the app for general purposes and 29% for news. Kenya has the most TikTok users worldwide, so it makes sense to establish a regional office there, but will it? Recall how, in January 2022, the Nigerian government lifted a seven-month ban on Twitter (Now X), saying that the social media platform would establish a legal presence there in Q1 2022. However, Twitter did not announce plans to set up an office in Nigeria. In April 2021, when Jack Dorsey was still in charge of the microblogging website, Twitter opened its first African office in Ghana. However, when Elon Musk took over, he laid off nearly all the employees in Ghana in November 2022. I believe only time will tell if TikTok will open a regional office in Kenya. What do you think? MoMo customers can send and receive money across Africa MoMo customers can now send and receive money and settle their bills across Africa. It comes after Saana Capital, an international cross-border company with a licence from the Central Bank of Nigeria (CBN), partnered with MoMo to enable seamless inbound and outbound transfers throughout Africa. Outbound refers to money leaving your account, whereas inbound refers to money coming in. I'll explain: Imagine you are a pineapple juice vendor. When someone buys a bottle, you receive money, which is inbound. However, you must purchase several things, including pineapples, bottles, and possibly water to make the juice. So, the money you spend to buy these items is an outbound payment transfer because it comes from your pocket. Essentially, it’s all about receiving and sending money. Previously, the inbound service was only available to customers in Uganda and Rwanda. However, the partnership will give other Africans access to this service. As of August 2022, MTN MoMo had over 51 million subscribers in about 15 markets, including Nigeria, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Cameroon, South Africa, and Madagascar. Sidebar: This news comes a few days after MTN announced that Mastercard had agreed to buy a minority stake in MoMo, MTN's $5.2 billion fintech division. LemFI gets $33m Series A to scale LemFi has raised a $33 million Series A to scale its growth, expand its product offering to Europe, the Middle East, and Asia, and innovate new product offerings based on users' needs. Left Lane Capital led the round, while Y Combinator, Zrosk, Global Founders Capital, and Olive Tree participated. Ridwan Olalere and Rian Cochran founded LemFi (previously Lemonade Finance), a platform that enables users to send, receive, and hold currencies of their country of origin and residence in 2020. The company ensures that users in the diaspora send money to more than ten nations, including Ghana, Kenya, Togo, Uganda, and Nigeria. The UK's Financial Conduct Authority (FCA) granted Lemfi an Electronic Money Institution (EMI) licence in 2021. This move allows it to offer customers more services, including higher transaction limits and e-money accounts. It came after LemFi acquired UK-based Rightcard Payment Services. The Central Bank of Nigeria (CBN) recently granted Rightcard an International Money Transfer Operator (IMTO) licence, allowing LemFi to provide its services in partnership with Nigerian banks. LemFi collaborates with other companies to offer its services on the continent. For example, in Kenya, it works with Cellulant. However, the business wants to pursue more licences to spur expansion and development of new products. Airtel Uganda to pay Jamaican singer $180K In 2015, a Jamaican singer, Garfield Spence, also known as Konshens, sued Airtel Uganda for distributing his songs, including Gyal a bubble, So Mitan, and Simple Song, without his permission. He also said they refused to give him any royalties. What’s new? The High Court in Kampala has mandated that Airtel Uganda pay him $180,000 (or roughly USh 670 million) in general damages for copyright infringement. The plaintiff claimed that the defendants had illegally obtained his songs and sold them to Airtel subscribers for USh 600 each as caller tunes for the ""Hello Tunes"" programme. Thus, the court found the defendants guilty of copyright infringement and unjust enrichment. Along with USh 20 million ($5,300) in exemplary damages for copyright infringement, the court also granted general damages at an interest rate of 15% per year from the date of filing the lawsuit until payment in full. In case you missed it A Flutterwave IPO is inevitable, but is it imminent? Tech Operators Mixer 2023: Spotlighting the unsung heroes of the African tech space What I'm reading and watching Meta is shutting down Messenger Lite for Android in September Do You Have Emotional Wound? Here are 7 Signs It's Time To Wake Up - Alan Watts on Religion","Kamfanin Airtel Uganda zai biya mawaƙin ɗan Jamaica dala $180k Ya kuke kuma ya ya makonku ya kasance? Ni da wasu abokaina ba mu yi mako mai kyau ba. Abin da na gani bai bambanta ba, ko da yake, saboda Afirka na da ƙalubale da yawa. Amma ina muku fatan kyakkyawan ƙarshen mako. Don Allah ku duba abokanku a ƙarshen mako. Ku ji daɗinku tare da su. Ku yi abubuwan da za a na tunawa, ku ɗauki hotuna masu ban dariya, ku yi wasanni a cikin gida, ku yi oda ko ku dafa abinci, ko ku yi waɗannan abubuwan a waje. Ku kasance a wurin don su. Shin wannan shi ne? Akwai wani abu da na rasa? Tabbas, shirin tattaunawr: gungun editocin sun tattauna ƙaddamar da PTK na Patricia. Moniepoint zai mallaki Kopo Kopo da kuma shirye-shiryen IPO na Flutterwave. Kalli ko ka saurara a nan. Ga abin da na samo muku yau: Kamfanin TikTok zasu buɗe ofishi a ƙasar Kenya Abokan ciniki na MoMo na iya aikawa da karɓar kuɗi a duk faɗin Afirka LemFI ya samu dala miliyan 33 a Jerin A don tsallakewa. Kamfanin Airtel Uganda zai biya mawaƙi ɗan Jamaica dala $180k Kamfanin TikTok zasu buɗe ofishi a ƙasar Kenya Bayan wani koke na hana TikTok a ƙasar Kenya, dandalin bidiyo na gajeriyar tsari ya ƙuduri aniyar yin aiki tare da gwamnatin Kenya don kafa ofishin yanki a Nairobi. Jiya, shugaban Kenya, William Ruto, ya gana da shugaban kamfanin TikTok, Shou Zi Chew, kuma sun amince su haɗa kai don daidaita abubuwan da ke cikin dandalinta don bin ƙa'idojin al'ummar Kenya. Wakilan Majalisar Dokokin ƙasar sun kuma ce kamfanin TikTok zai ɗauki ƙarin ‘yan ƙasar Kenya don su yi aiki a wannan dandali, inda suka ambato Kenya a matsayin ɗaya daga cikin ƙasashen da suka fi aiki kan manhajar bidiyo ta gajeriyar hanya. Dangane da Rahoton Cibiyar Labaran ta Yanar Gizo ta Reuters 2023, Kenya tana da mafi yawan masu amfani da TikTok a duk duniya, tare da kashi 54% na masu amfani a cikin ƙasar suna amfani da manhajar don komai da kashi 29% don labarai. Kenya tana da mafi yawan masu amfani da TikTok a duk duniya, don haka yana da ma'ana a kafa ofishin yanki a can, amma shin zai yiwu? Ku tuna yadda, a watan Janairun 2022, gwamnatin Najeriya ta ɗage takunkumin da ta sanya wa Twitter (wanda yanzu ake kira da X) na tsawon watanni bakwai, tana mai cewa dandalin sada zumunta zai kafa doka a can cikin Q1 2022. Sai dai shafin Twitter bai bayyana shirin kafa ofishi a Najeriya ba. A cikin Afrilu 2021, lokacin da Jack Dorsey ke ci gaba da kula da gidan yanar gizon microblogging, kamfanin Twitter ya buɗe ofishinsa na farko na Afirka a ƙasar Ghana. Duk da haka, lokacin da Elon Musk ya karɓi ragamar mulki, ya kori kusan dukkan ma'aikatan Ghana a watan Nuwamban 2022. Na yi imani lokaci ne kawai zai nuna idan TikTok zai buɗe ofishin yanki a Kenya. Me kuke tunani? Abokan ciniki na MoMo na iya aikawa da karɓar kuɗi a duk faɗin Afirka Abokan ciniki na MoMo yanzu za su iya aikawa da karɓar kuɗi da kuma daidaita lissafinsu a faɗin Afirka. Hakan na zuwa ne bayan da Saana Capital, wani kamfani na ƙasa-da-ƙasa da ke da lasisi daga Babban Bankin Najeriya (CBN), ya haɗa hannu da MoMo don ba da damar shiga da fita da kuɗi waje ba tare da wata matsala ba a duk faɗin Afirka. Fitarwa na nufin kuɗin ya bar asusunku, yayin da shigarwa ke nufin kuɗi ya shigo. Zan yi bayani: Mu ƙaddara kai mai saida lemon abarba ne. Lokacin da wani ya sayi kwalban, kuna karɓar kuɗi, wanda shi ake nufi da shigarwa. Duk da haka, dole ne ku sayi abubuwa da dama, wanda ya haɗa da abarba, kwalabe, da mai yiyuwa har da ruwa don yin abin sha na 'ya'yan itace. Don haka, kuɗin da kuke kashewa don siyan waɗannan abubuwan shi ake nufi da fitarwar ta hanyar aika kuɗi saboda yana fitowa daga aljihunku. Ainihi, duka magana ce game da karɓa da aika kuɗi. A baya can, sabis na shigarwar na samuwa ga abokan ciniki kawai a Uganda da Rwanda. Amma, haɗin gwiwar zai ba wa sauran 'yan Afirka damar samun wannan sabis ɗin. Tun daga watan Agusta 2022, MTN MoMo yana da masu biyan kuɗi sama da miliyan 51 a cikin kasuwanni kusan 15, ciki har da Najeriya, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Kamaru, Afirka ta Kuɗu, da Madagascar. Sidebar: Wannan labari ya zo ne kwanaki kadan bayan da kamfanin MTN ya sanar da cewa Mastercard ya amince ya sayi hannun jarin tsiraru a MoMo, ɓangaren fintech na MTN na dala biliyan 5.2. LemFI ya samu dala miliyan 33 a Jerin A don tsallakewa. LemFi ta haɓaka dala miliyan 33 Series A don haɓaka haɓakarsa, faɗaɗa tayin sa ga Turai, Gabas ta Tsakiya, da Asiya, da haɓaka sabbin samfuran samfuran dangane da bukatun masu amfani. Kamfanin Left Lane Capital ne ya jagoranci zagayen, yayin da Y Combinator, Zrosk, Global Founders Capital, da Olive Tree suma suka taka rawa. Ridwan Olalere da Rian Cochran sun kafa LemFi (a da Lemonade Finance), dandamali wanda ke bawa masu amfani damar aikawa, karɓa, da riƙe kuɗaɗen ƙasarsu ta asali da mazauninsu a cikin 2020. Kamfanin ya tabbatar da cewa masu amfani da shi a cikin ƙasashen waje suna aika kuɗi zuwa ƙasashe fiye da goma, ciki har da Ghana, Kenya, Togo, Uganda, da Najeriya. Hukumar Kula da Kuɗi ta Burtaniya (FCA) ta ba Lemfi lasisin Cibiyar Kuɗi ta Lantarki (EMI) a cikin 2021. Wannan motsi yana ba shi damar ba abokan ciniki ƙarin ayyuka, gami da mafi girman iyakokin ma'amala da asusun e-money. Ya zo bayan LemFi ya mallaki kamfanin Biyan Kuɗi na RightCard dake da tushe a UK. Kwanan nan ne Babban Bankin Najeriya (CBN) ya bai wa Rightcard, wani Kamfanin Tura Kuɗi na ƙasa-da-ƙasa (IMTO) lasisi, wanda ya baiwa LemFi damar gudanar da ayyukanta tare da haɗin gwiwar bankunan Najeriya. LemFi yana haɗin gwiwa tare da wasu kamfanoni don ba da ayyukan sa a nahiyar. Misali, a ƙasar Kenya, yana aiki tare da Cellulant. Duk da haka, kasuwancin yana son neman ƙarin lasisi don haɓakawa da faɗaɗa sabbin samfura. Kamfanin Airtel Uganda zai biya mawaƙi ɗan Jamaica dala $180k A shekarar 2015, wani mawaƙi ɗan ƙasar Jamaica, Garfield Spence, wanda aka fi sani da Konshens, ya kai ƙarar kamfanin Airtel Uganda, saboda sun yaɗa waƙoƙinsa, da suka haɗa da Gyal a bubble da So Mitan da Simple Song ba tare da izininsa ba. Ya kuma ce sun ƙi ba shi wani girma. Mene ne sabo? Wata babbar kotu a Kampala ta umurci kamfanin Airtel Uganda da ya biya shi dala 180,000 (ko kuma kusan Ush miliyan 670) a matsayin diyyar gaba ɗaya saboda keta haƙƙin mallaka. Mai shigar da ƙarar ya yi ikirarin cewa waɗanda ake tuhumar sun samu waƙoƙinsa ba bisa ƙa’ida ba kuma sun sayar wa abokan hulɗar kamfanin na Airtel kan kuɗi USh 600 kowanne a matsayin sautin kira na shirin “Hello Tunes”. Don haka, kotun ta samu waɗanda ake tuhuma da laifin keta haƙƙin mallaka da kuma wadata kai ba bisa ƙa'ida ba. Tare da shilin ɗin Uganda miliyan 20 (daidai da dala 5,300) a cikin abin koyi na ɓarnar haƙƙin mallaka, kotun ta kuma ba da diyya ga gaba ɗaya akan adadin riba ta kashi 15 cikin ɗari ga kowace shekara daga ranar da aka shigar da ƙara har sai an yi cikakken biya. Koda kun rasa jin shirin Ba makawa game da IPO na Flutterwave, amma shin ya zama tilas? Taron Masu Harkar Fasahar Zamani na 2023: Yana nuna jaruman da ba a sani ba na ɓangaren fasahar zamani ta Afirka. Abin da nake karantawa kuma nake kallo Meta tana rufe manhajar Messenger Lite don Android a watan Satumba Kuna da Raunin Zuci? Ga Alamu 7 Lokaci yayi da za a farka - Alan Watts akan Addini","Airtel Uganda kumlipa mwimbaji wa Jamaica $180K Habari yako na wiki yako ilikuwaje? Baadhi ya marafiki zangu na mimi hatujawa na wiki nzuri. Uzoefu wangu si wa kipekee, ingawa ni, kwa sababu Afrika ina changamoto nyingi. Ila nakutakia wikendi njema. Angalia marafiki zako wikendi hii, tafadhali. Jifurahishe nao. Weka kumbukumbu, piga picha za kuchekesha, cheza michezo ndani ya nyumba, agiza au upike chakula, au fanya mambo haya nje. Kuwa pale kwa ajili yao. Je, hii ndiyo? Je, kuna chochote ninachokosa? Hata hivyo, podikasti: Timu ya wahariri ilijadili uzinduzi wa PTK wa Patricia, Moniepoint kupata Kopo Kopo, na mipango ya IPO ya Flutterwave. Tazama au sikiliza hapa. Hivi ndivyo nilivyopata kwaajili yako leo: TikTok kufungua ofisi nchini Kenya Wateja wa MoMo wanaweza kutuma na kupokea pesa kote Afrika LemFI inapata $33m Series A kwa kuongeza Airtel Uganda kumlipa mwimbaji wa Jamaica $180K TikTok kufungua ofisi nchini Kenya Kufuatia ombi la kupiga marufuku TikTok nchini Kenya, jukwaa la video fupi limejitolea kufanya kazi na serikali ya Kenya ili kuunda ofisi ya kikanda Nairobi. Jana, Rais wa Kenya, William Ruto, alikutana na Mkurugenzi Mtendaji CEO wa TikTok, Shou Zi Chew, na wakakubaliana kushirikiana na maudhui ya wastani kwenye jukwaa lake ili kuzingatia viwango vya jamii ya Kenya. Wawakilishi wa Ikulu pia walisema kwamba TikTok itaajiri Wakenya zaidi kufanya kazi kwenye jukwaa, wakitaja Kenya kama mojawapo ya nchi zinazofanya kazi zaidi kwenye programu ya video ya fomu fupi. Kulingana na Ripoti ya Digital News Report 2023 ya Taasisi ya Reuters, Kenya ina kiwango cha juu zaidi cha matumizi ya TikTok duniani kote, huku 54% ya watumiaji nchini wakitumia programu kwa madhumuni ya jumla na 29% kwa habari. Kenya ina watumiaji wengi zaidi wa TikTok ulimwenguni kote, kwa hivyo ni jambo la busara kuanzisha ofisi ya Kanda huko, lakini je!? Kumbuka jinsi, Januari 2022, serikali ya Nigeria iliondoa marufuku ya miezi saba kwenye Twitter (Sasa X), ikisema kwamba jukwaa la mtandao wa kijamii litaanzisha uwepo wa kisheria huko katika Q1 2022. Hata hivyo, Twitter haikutangaza mipango ya kuanzisha ofisi nchini Nigeria. Mnamo Aprili 2021, wakati Jack Dorsey alipokuwa bado anasimamia tovuti ya microblogging, Twitter ilifungua ofisi yake ya kwanza ya Kiafrika nchini Ghana. Walakini, Elon Musk alipochukua wadhifa huo, aliwaachisha kazi takriban wafanyakazi wote nchini Ghana mnamo Novemba 2022. Ninaamini ni wakati tu ndio utasema ikiwa TikTok itafungua ofisi ya kanda nchini Kenya. Unafikiria nini? Wateja wa MoMo wanaweza kutuma na kupokea pesa kote Afrika Wateja wa MoMo sasa wanaweza kutuma na kupokea pesa na kulipa bili zao kote Afrika. Inakuja baada ya Saana Capital, kampuni ya kimataifa ya kuvuka mpaka iliyo na leseni kutoka Benki Kuu ya Nigeria (CBN), kushirikiana na MoMo kuwezesha uhamishaji wa ndani na nje wa Afrika nzima. Zinazotoka zinarejelea pesa zinazotoka kwenye akaunti yako, ilhali zinazoingia zinarejelea pesa zinazoingia. Nitaeleza: Fikiria wewe ni mchuuzi wa juisi ya nanasi. Mtu akinunua chupa, unapokea pesa, ambayo inaingia. Hata hivyo, lazima ununue vitu kadhaa, ikiwa ni pamoja na mananasi, chupa, na labda maji ili kutengeneza juisi. Kwa hivyo, pesa unazotumia kununua bidhaa hizi ni uhamisho wa malipo ya nje kwa sababu hutoka mfukoni mwako. Kimsingi, yote ni juu ya kupokea na kutuma pesa. Hapo awali, huduma ya ndani ilipatikana kwa wateja nchini Uganda na Rwanda pekee. Hata hivyo, ushirikiano huo utawapa Waafrika wengine fursa ya kupata huduma hii. Kufikia Agosti 2022, MTN MoMo ilikuwa na wateja zaidi ya milioni 51 katika takriban masoko 15, zikiwemo Nigeria, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Cameroon, Afrika Kusini na Madagascar. Upau wa pembeni: Habari hizi zinakuja siku chache baada ya MTN kutangaza kuwa Mastercard imekubali kununua hisa za wachache katika MoMo, kitengo cha fintech cha MTN cha $5.2 bilioni. LemFI inapata $33m Series A kwa kuongeza LemFi imechangisha Mfululizo A wa $33 milioni ili kuongeza ukuaji wake, kupanua utoaji wa bidhaa zake kwa Ulaya, Mashariki ya Kati na Asia, na kuvumbua matoleo mapya ya bidhaa kulingana na mahitaji ya watumiaji. Left Lane Capital iliongoza raundi hiyo, huku Y Combinator, Zrosk, Global Founders Capital, na Olive Tree wakishiriki. Ridwan Olalere na Rian Cochran walianzisha LemFi (hapo awali Lemonade Finance), jukwaa linalowawezesha watumiaji kutuma, kupokea na kushikilia sarafu za nchi yao ya asili na makazi mnamo 2020. Kampuni hiyo inahakikisha kwamba watumiaji walioko ughaibuni wanatuma pesa kwa zaidi ya mataifa kumi, zikiwemo Ghana, Kenya, Togo, Uganda na Nigeria. Mamlaka ya Maadili ya Kifedha ya Uingereza (FCA) ilimpa Lemfi leseni ya Taasisi ya Pesa ya Kielektroniki (EMI) mnamo 2021. Hatua hii inairuhusu kuwapa wateja huduma zaidi, ikiwa ni pamoja na vikomo vya miamala ya juu ya malipo na akaunti za pesa za kielektroniki. Ilikuja baada ya LemFi kupata Huduma za Malipo za Rightcard za Uingereza. Hivi majuzi Benki Kuu ya Nigeria (CBN) iliipatia Rightcard leseni ya Kimataifa ya Uhawilishaji Pesa (IMTO), ikiruhusu LemFi kutoa huduma zake kwa ushirikiano na benki za Nigeria. LemFi inashirikiana na makampuni mengine kutoa huduma zake barani. Kwa mfano, nchini Kenya, huafanya kazi na Cellulant. Hata hivyo, biashara inataka kufuata leseni zaidi ili kuchochea upanuzi na maendeleo ya bidhaa mpya. Airtel Uganda kumlipa mwimbaji wa Jamaica $180K Mnamo mwaka wa 2015, mwimbaji kutoka Jamaica, Garfield Spence, anayejulikana pia kama Konshens, aliishtaki Airtel Uganda kwa kusambaza nyimbo zake, zikiwemo Gyal a Bubble, So Mitan, na Simple Song, bila idhini yake. Pia alisema walikataa kumpa mrabaha wowote. Nini kipya? Mahakama Kuu mjini Kampala imeamuru Airtel Uganda imlipe $180,000 (au takriban USh milioni 670) kama fidia ya jumla kwa ukiukaji wa hakimiliki. Mlalamikaji alidai kuwa washtakiwa walijipatia nyimbo zake kinyume cha sheria na kuziuza kwa wateja wa Airtel kwa Sh 600 kila mmoja kama nyimbo za mpigaji wa kipindi cha ""Hello Tunes"". Hivyo, mahakama iliwakuta washtakiwa na hatia ya ukiukaji wa hakimiliki na kujitajirisha isivyo haki. Pamoja na USh milioni 20 (dola 5,300) za uharibifu wa mfano kwa ukiukaji wa hakimiliki, mahakama pia ilitoa fidia ya jumla kwa kiwango cha riba cha 15% kwa mwaka kuanzia tarehe ya kufungua kesi hadi malipo kamili. Ikitokea umeikosa IPO ya Flutterwave haiwezi kuepukika, lakini iko karibu? Tech Operators Mixer 2023: Kuangazia mashujaa wasioimbwa wa anga ya teknolojia ya Kiafrika Ninachosoma na kutazama Meta itazima Messenger Lite kwa Android mnamo Septemba Je, Una Jeraha la Kihisia? Hapa kuna Ishara 7 Ni Wakati Wa Kuamka - Alan Watts juu ya Dini","Airtel Uganda yóò san $180k fún olórin Jamaica Báwo ni àti pé báwo ni ọ̀sẹ̀ rẹ? Díẹ̀ nínú àwọn ọ̀rẹ́ mi àti èmi kò ní ọ̀sẹ̀ tí ó dára. Ìrírí mi kì í ṣe ará ọ̀tọ̀, bí ó tilẹ̀ jẹ́ pé, nítorí pé Afíríkà ni àwọn ìdojúkọ púpọ̀. Ṣùgbọ́n mo lérò pé ẹ máa ní òpin ọ̀sẹ̀ aládùn. Ẹ kàn sí àwọn ọ̀rẹ́ yín ní òpin ọ̀sẹ̀ yìí, jọ̀wọ́. Ẹ gbádùn araà yín pẹ̀lú wọn. Ẹ ṣe ìránnilétí, ẹ ya àwọn àwòrán dáadáa, ẹ ṣeré inú ilé, ẹ rà tàbí kí ẹ ṣe oúnjẹ, tàbí kí ẹ ṣe àwọn nǹkan wọ̀nyí níta. Ẹ wà níbẹ̀ fún wọn. Ṣé ohun nìyí? Ṣé ohun kan wà tí mo ń fojú fò? Bẹ́ẹ̀ ni, ìgbésáfẹ́fẹ́: Ikọ̀ olóòtú jíròrò nípa ìdásílẹ̀ Patricia PTK, Moniepoint tí ó ra Kopo Kopo, àti àwọn ètò ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ Flutterwave. Wò ó tàbí kí o tẹ́tí níhìn-ín. Ohun tí mo ní fún yín lónìí nìyí: TikTok yóò sí ilé-iṣẹ́ ní Kenya Àwọn oníbàárà MoMo lè fowó ráńṣẹ́ kí wọ́n sì gba owó wọlé káàkiri Afíríkà. LemFi gba mílíọ̀nù $33 Owó ìdókòwò ìsáájú Abala A láti tẹ̀síwájú Airtel Uganda yóò san $180K fún olórin Jamaica TikTok yóò sí ilé-iṣẹ́ ní Kenya Lẹ́yìn ìwé ẹ̀dùn kan láti fòfin de TikTok ní Kenya, ìkànnì aláwòránhùn kékeré náà ṣetán láti ṣiṣẹ́ pẹ̀lú Ìjọba Kenya láti ṣètò ẹ̀ka ilé-iṣẹ́ ní Nairobi. Lánàá, Ààrẹ Kenya, William Ruto, pàdé pẹ̀lú Ọ̀gá Àgbà Pátápátá TikTok, Shou Zi Chew, wọ́n sì fẹnukò láti ṣiṣẹ́ pọ̀ láti mójútó àwọn àkóónú orit ìkànnì rẹ̀ láti tẹ̀lé àwọn òṣùwọ̀n àwùjọ Kenya. Àwọn Ọmọ ilé Ìgbìmọ̀ Aṣòjúṣòfin Ìpínlẹ̀ náà tún sọ pé TikTok yóò gba àwọn ọmọ orílẹ̀-èdè Kenya sí i láti ṣiṣẹ́ fún ìkànnì náà, nígbà tí wọ́n ń mẹ́nubà Kenya bí ọ̀kan lára àwọn orílẹ̀ èdè tí ó ń kópa jùlọ lórí ìkànnì aláwòránhùn kékeré náà. Gẹ́gẹ́ bí Reuters Institute Digital News Report 2023 ṣe sọ, Kenya ní ìwọ̀n àwọn aṣàmúlò TikTok tí ó pọ̀ jùlọ káàkiri àgbáyé, pẹ̀lú ìdá 54% aṣàmúlò ní orílẹ̀ èdè náà tí wọ́n ń lò ó fún àwọn ìlò gbogbogbò àti ìdá 29% fún ìròyìn. Kenya ní àwọn aṣàmúlò TikTok tí ó pọ̀ jùlọ káàkiri àgbáyé, nítorí náà ó mọ́gbọ́n wá láti ṣe ìdásílẹ̀ ẹ̀ka ilé-iṣẹ́ níbẹ̀, ṣùgbọ́n ṣé yóò ṣe é? Rántí, ní Oṣù kìíní 2022, bí ìjọba Nigeria ṣe dáwọ́ ìfòfindè olóṣù méje tí wọ́n gbé lórí Twitter (X báyìí), tí wọ́n sì sọ pé ìkànnì ìbánidọ́rẹ̀ẹ́ náà ní láti ṣe ìdásílẹ̀ ilé iṣẹ́ tí ó bófin mu níbẹ̀ ní ìlàta 1 2022. Àmọ́ sá, Twitter kò kéde ètò láti ṣe ìdásílẹ̀ ilé-iṣẹ́ ní Nigeria. Ní Oṣù Kẹrin 2021, nígbà tí Jack Dorsey sì jẹ́ alákòóso ìkànnì ìṣàgbésáfẹ́fẹ́ alátẹ̀jáde kéékèèké náà, Twitter sí ilé iṣẹ́ Afíríkà rẹ̀ àkọ́kọ́ ní Ghana. Bí ó tilẹ̀ jẹ́ pé, nígbà tí Elon Musk gba àkóso, ó fẹ́rẹ̀ẹ́ jẹ́ pé gbogbo àwọn òṣìṣẹ́ tí ó wà ní Ghana ní ó lé lọ ní Oṣù Kọkànlá 2022. Mo ní ìgbàgbọ́ pé àsìkò yóò fi hàn bóyá TikTok yóò sí ẹ̀ka ilé-iṣẹ́ ní Kenya. Kín ni o rò? Àwọn oníbàárà MoMo lè fi owó ráńṣẹ́ kí wọ́n sì gba owó wọlé káàkiri Afíríkà. Àwọn oníbàárà MoMo lè fi owó ráńṣẹ́ kí wọ́n sì gba owó wọlé báyìí bẹ́ẹ̀ ni wọ́n lè san owó ọjà wọn káàkiri Afíríkà. Ó wá lẹ́yìn tí Saana Capital, ilé-iṣẹ́ ìsanwó orílẹ̀ èdè sí orílẹ̀ èdè kan pẹ̀lú ìwé ẹ̀rí láti ọwọ́ Ilé ìfowópamọ́ Àpapọ̀ Nigeria (CBN), dòwòpọ̀ pẹ̀lú MoMo láti mú ìrọ̀rùn ìfowóráńṣẹ́ wọlé àti jáde wà káàkiri Afíríkà. Jáde túmọ̀ sí owó tí ó ń jáde kúrò nínú àsùnwọ̀n rẹ, nígbà tí wọlé túmọ̀ sí owó tí ó ń wọlé. N ó ṣàlàyé: Rò ó pé o n tá ohun mímu ọlọ́pẹ òyìnbó. Nígbà tí ẹnìkan bá ra ìgò kan, ó gba owó wọlé, èyí tí ó jẹ́ ìwọlé. Àmọ́ sá, o gbọ́dọ̀ ra onírúurú àwọn nǹkan, tí ó fi mọ́ àwọn ọ̀pẹ òyìnbó, igii, àti bóyá omi láti ṣe ohun mímu náà. Nítorí náà, owó tí o ná láti ra àwọn nǹkan wọ̀nyí ní ìfowóráńṣẹ́ ìsanwó jáde nítorí pé ó wá láti àpò rẹ. Ní pàtàkì jùlọ, gbogbo rẹ̀ dá lórí gbígba owó wọlé àti sísan owó jáde. Tẹ́lẹ̀, ìsanwó wọlé wà fún àwọn oníbàárà tí wọ́n wà ní Uganda àti Rwanda nìkan. Bí ó tilẹ̀ jẹ́ pé, ìbánidòwòpọ̀ náà yóò fún àwọn ọmọ Áfríkà yòókù ní àǹfààní sí iṣẹ́ yìí. Títí ó fi di Oṣù Kẹjọ 2022, MTN MoMo ní àwọn alábàápín mílíọ̀nù 51 ní àwọn ọjà 15, tí ó fi mọ́ Nigeria, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Cameroon, South Africa, àti Madagascar. Àfikún Ìròyìn: Ìròyìn yìí wá lẹ́yìn ọjọ́ díẹ̀ tí MTN kéde pé Mastercard ti gbà láti ra ìpín ìdókòwò kékeré nínú MoMo, bílíọ́nù $5.2 ìpín ìmọ̀ ẹ̀rọ nínú ìṣúná MTN. LemFi gba mílíọ̀nù $33 Owó ìdókòwò ìsáájú Abala A láti tẹ̀síwájú LemFi ṣe àkójọ mílíọ̀nù $33 Owó ìdókòwò ìsáájú Abala A láti mú ìtẹ̀síwájú bá ìdàgbàsókè rẹ̀, gbòòrò àwọn ọjà tí ó ń pèsè ní Yúróòpù, Àárín gbùngbùn Ìlà Oòrùn, àti Asia, kí ó sì pèsè ìṣẹ̀dá ọjà ọ̀tun gẹ́gẹ́ bí àìní àwọn aṣàmúlò. Left Lane Capital ni ó síwájú ìpele náà, nígbà tí Y Combinator, Zrosk, Global Founders Capital, àti Olive Tree náà kópa. Ridwan Olalere àti Rian Cochran ṣe ìdásílẹ̀ LemFi (Lemonade Finance tẹ́lẹ̀), ìkànnì kan tí ó ń gba àwọn aṣàmúlò láyè láti fowó orílẹ̀ èdè ìbí àti orílẹ̀ èdè tí wọ́n ń gbé ráńṣẹ́, kí wọ́n gbà á wọlé tàbí dì í mú ní 2020. Ilé-iṣẹ́ náà rí i dájú pé àwọn aṣàmúlò ní òkè òkun fowó ráńṣẹ́ sí ó ju àwọn orílẹ̀ èdè mẹ́wàá lọ, tí ó fi mọ́ Ghana, Kenya, Togo, Uganda, àti Nigeria. Àjọ Financial Conduct Authority UK fún LemFi ní ìwé ẹ̀rí Electronic Money Institution (EMI) ní 2021. Ìgbésẹ̀ yìí fààyè gbà á láti pèsè àwọn iṣẹ́ sí i fún àwọn oníbàárà, tí ó fi mọ́ àwọn gbèdéke owó púpọ̀ àti àwọn àsùnwọ̀n orí ẹ̀rọ. Ó wáyé lẹ́yìn tí LemFi ra Rightcard Payment Services tí ó fi UK ṣe ibùjókòó. Ilé ìfowópamọ́ Àpapọ̀ Nigeria (CBN) fún Rightcard ní International Money Transfer Operator (IMTO) láìpẹ́, èyí tí ó fún LemFi ní àǹfààní láti pèsè àwọn iṣẹ́ rẹ̀ ní ìbádòwòpọ̀ pẹ̀lú àwọn ilé ìfowópamọ́ Nigeria. LemFi dòwòpọ̀ pẹ̀lú àwọn ilé-iṣẹ́ mìíràn láti pèsè iṣẹ́ rẹ̀ ní ilẹ̀ náà. Fún àpẹẹrẹ, ní Kenya, ó ṣiṣẹ́ pẹ̀lú Cellulant. Àmọ́ sá, okòwò náà fẹ́ gba àwọn ìwé ẹ̀rí sí i láti tẹ ìmúgbòòrò àti ìdàgbàsókè àwọn ọjà rẹ̀ tuntun síwájú. Airtel Uganda yóò san $180 fún olórin Jamaica. Ní 2015, olórin Jamaica kan, Garfield Spence, tí a tún mọ̀ sí Konshens, gbé Airtel Uganda lọ sílé ẹjọ́ nítorí pé wọ́n pín àwọn orin rẹ̀ ká, tí ó fi mọ́ Gyal a bubble, So Mitan, àti Simple Song, láìgba àṣẹ lọ́wọ́ rẹ̀. Ó tún sọ pé wọ́n kọ̀ láti san ẹ̀tọ̀ kankan fún òun. Kín ni ohun tuntun? Ilé ẹjọ́ gíga Kampala ti kàn-anńpá fún Airtel Uganda láti san $180, 000 (tàbí bí mílíọ̀nù USh 670) fún un gẹ́gẹ́ bí owó ìtanràn fún títako ẹ̀tọ́ olùṣẹ̀dá. Olùpẹjọ́ náà sọ pé àwọn àwọn olùjẹ́jọ́ ti gba orin rẹ̀ lọ́nà àìtọ́ wọ́n sì tà wọ́n fún àwọn oníbàárà ọ̀kọ̀ọ̀kan wọn ní USh 600 gẹ́gẹ́ bí orin ìpè fún ètò ""Hello Tunes"". Nítorí náà, ilé ẹjọ́ sọ pé àwọn olùpẹjọ́ jẹ̀bi ẹ̀sùn ìtakò ẹ̀tọ́ olùṣẹ̀dá àti ìlọ́rọ̀ lọ́nà àìtọ́. Pẹ̀lú mílíọ̀nù USh 20 ($5,300) gẹ́gẹ́ bí owó ìtanràn fún títako ẹ̀tọ́ olùṣẹ̀dá, ilé ẹjọ́ náà tún fún un ní àwọn owó ìtanràn gbogbogbò ní èlé 15% lọ́dún láti ọjọ́ tí ó ti pẹjọ́ náà títí wọn yóò fi san án tán pátápátá. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Ọjà ìpín ìdókòwò ìbẹ̀rẹ̀ Flutterwave jẹ́ dandan, ṣùgbọ́n ṣé kò ní pẹ́ mọ́? Tech Operators Mixer 2023: Gbígbé àwọn akọni ẹ̀ka ìmọ̀ ẹ̀rọ Afíríkà tí wọn kò gba oríyìn bó ṣe yẹ sí gbangba. Ohun tí mo ń kà àti èyí tí mo ń wò Meta yóò ṣe ìtìpa Messenger Lite fun Android ní òṣù Kẹ̀sán-án. Ǹjẹ́ o ní àwọn Ọgbẹ́ Ọkàn? Èyí ni àwọn àmì 7 Ó ti to Àsìkò láti Dìde - Alan Watts lórí Ẹ̀sìn","I-Airtel Uganda izokhokhela umculi wase-Jamaica u-$180K Linjani isonto lakho? Mina nabanye babangane bami asizange sibe nesonto elihle. Okuhlangenwe nakho kwami kuhlukile, nokho, ngoba i-Afrika inezinselelo eziningi. Kodwa ngikufisela impelasonto enhle. Sicela uhlole abangani bakho kule mpelasonto. Zithokozise nabo. Yenza izinkumbulo, thatha izithombe ezigangile, dlala imidlalo usendlini, oda noma upheke ukudla, noma wenze lezi zinto ngaphandle. Yiba lapho ngenxa yabo. Ingabe yilokhu? Kukhona engikushodayo? Kulungile, ipodcast: Ithimba labahleli lixoxe ngokwethulwa kwePTK kaPatricia, ukutholwa kukaMoniepoint kweKopo Kopo, kanye nezinhlelo ze-IPO zikaFlutterwave. Buka noma ulalele lapha. Nakhu engikuphathele kona namuhla: TikTok ukuvula ihhovisi eKenya Amakhasimende e-MoMo angathumela futhi amukele imali e-Afrika yonkana ILemFI iqoqa ama-$33m oxhaso lwe-Series A I-Airtel Uganda izokhokhela umculi wase-Jamaica u-$180K TikTok ukuvula ihhovisi eKenya Ngemuva kwesicelo sokuvala iTikTok eKenya, inkundla yevidiyo emfushane izibophezele ukusebenzisana nohulumeni waseKenya ukusungula ihhovisi lesifunda eNairobi. Izolo, uMengameli waseKenya, uWilliam Ruto, uhlangane nomphathi omkhulu weTikTok, uShou Zi Chew, bavumelana ngokusebenzisana ukuze kwehliswe okuqukethwe esizeni sayo ukuze kuhambisane nezindinganiso zomphakathi waseKenya. Abamele iState House baphinde bathi iTikTok izoqasha abantu abaningi baseKenya ukuthi basebenze endaweni yesikhulumi, becaphuna iKenya njengelinye lamazwe asebenza kakhulu kuhlelo lokusebenza lwevidiyo emfushane. Ngokombiko weReuters Institute Digital News Report 2023, iKenya inezinga eliphezulu kakhulu lokusetshenziswa kweTikTok emhlabeni, ngabasebenzisi abangama-54% ezweni abasebenzisa uhlelo lokusebenza ngezinjongo ezijwayelekile kanye no-29% wezindaba. IKenya inabasebenzisi abaningi beTikTok emhlabeni, ngakho-ke kunengqondo ukumisa ihhovisi lesifunda lapho, kodwa akunjalo? Khumbula ukuthi ngoMasingana ka2022, uhulumeni waseNigeria wasusa kanjani ukuvinjelwa kwezinyanga eziyisikhombisa kuTwitter (Manje X), ethi inkundla yezokuxhumana izosungula ukuba khona ngokomthetho lapho ngo-Q1 2022. Kodwa-ke, iTwitter ayizange imemezele izinhlelo zokusungula ihhovisi eNigeria. NgoMbasa ka2021, ngesikhathi uJack Dorsey esaphethe iwebhusayithi yemicroblogging, iTwitter yavula ihhovisi layo lokuqala lase-Afrika eGhana. Kodwa-ke, lapho u-Elon Musk ethatha izintambo, wadiliza cishe bonke abasebenzi baseGhana ngoLwezi 2022. Ngikholwa ukuthi isikhathi kuphela esizosho ukuthi iTikTok izovula ihhovisi lesifunda eKenya. UCABANGANI? Amakhasimende eMoMo angathumela futhi amukele imali e-Afrika yonkana Amakhasimende eMoMo manje angathumela futhi amukele imali futhi akhokhe izikweletu zawo e-Afrika yonkana. Kuza ngemuva kokuthi iSaana Capital, inkampani yamazwe ngamazwe ewela imingcele enelayisensi yiBhange Elikhulu LaseNigeria (iCBN), ibambisene ne-MoMo ukuze kuvunyelwe ukudluliselwa kwangaphakathi nokungaphandle ngaphandle komthungo e-Afrika yonkana. Okuphumayo kusho imali eshiya i-akhawunti yakho, kanti imali engenayo isho imali engenayo. Ake ngichaze: Zicabange ungumdayisi wejusi kaphayinaphu. Uma umuntu ethenga ibhodlela, uthola imali, engena ngaphakathi. Nokho, kufanele uthenge izinto ezimbalwa, okuhlanganisa uphayinaphu, amabhodlela, futhi mhlawumbe namanzi ukuze wenze ijusi. Ngakho-ke, imali oyisebenzisayo ukuthenga lezi zinto iyinkokhelo ephumayo ngoba iphuma ephaketheni lakho. Ngokuyisisekelo, konke kumayelana nokwamukela nokuthumela imali. Ngaphambilini, isevisi yangaphakathi ibitholakala kuphela kumakhasimende ase-Uganda naseRwanda. Nokho, ukubambisana kuzonikeza abanye abantu base-Afrika ukufinyelela kule nkonzo. Kusukela ngoNcwaba 2022, iMTN MoMo inababhalisile abangaphezu kwezigidi ezingu-51 ezimakethe ezingu-15, okuhlanganisa iNigeria, iGhana, iSudan, i-Ivory Coast, i-Uganda, iZambia, iBenin, iCameroon, iNingizimu Afrika, neMadagascar. Okuseceleni: Lezi zindaba ziza ngemuva kwezinsuku ezimbalwa iMTN imemezele ukuthi i-Mastercard ivumile ukuthenga ingxenye encane ye-MoMo, uphiko lwe-fintech lweMTN ngo-$5.2 wezigidigidi. ILemFI iqoqe u-$33m okuwuxhaso lwe-Series A ILemFi i-Series A iqoqe imali eyizigidi ezingu-$33 ukuze iqhubekisele phambili ukukhula kwayo, yandise ukunikezwa kwemikhiqizo yayo eYurophu, eMpumalanga Ephakathi, nase-Asia, futhi ithuthukise ukunikezwa kwemikhiqizo emisha ngokusekelwe ezidingweni zabasebenzisi. ILeft Lane Capital ihole umjikelezo, kwathi iY Combinator, iZrosk, iGlobal Founders Capital, kanye ne-Olive Tree bebambe iqhaza. URidwan Olalere kanye no-Rian Cochran basungula iLemFi (ngaphambili eyayiyi-Lemonade Finance), inkundla eyenza abasebenzisi bakwazi ukuthumela, ukwamukela, nokubamba izimali zezwe labo lendabuko nokuhlala ngo-2020. Le nkampani iqinisekisa ukuthi abasebenzisi bakwamanye amazwe bathumela imali emazweni angaphezu kweshumi, okuhlanganisa iGhana, Kenya, Togo, Uganda, neNigeria. IFinancial Conduct Authority (iFCA) yase-UK yanikeza uLemfi ilayisensi ye-Electronic Money Institution (i-EMI) ngo-2021. Lesi sinyathelo sivumela ukunikeza amakhasimende amasevisi engeziwe, okuhlanganisa imikhawulo ephezulu yokwenziwayo nama-akhawunti emali. Kuza ngemuva kokuthi iLemFi ithole Izinsiza Zokukhokha ezizinze e-UK zeRightcard. ICentral Bank of Nigeria (iCBN) isanda kunikeza iRightcard ilayisensi ye-International Money Transfer Operator (i-IMTO), evumela iLemFi ukuthi ihlinzeke ngamasevisi ayo ngokubambisana namabhange aseNigeria. ILemFi isebenzisana nezinye izinkampani ukuze inikeze izinkonzo zayo ezwenikazi. Isibonelo, eKenya, isebenza neCellulant. Kodwa-ke, ibhizinisi lifuna ukulandela amalayisense engeziwe ukuze likhuthaze ukwanda nokuthuthukiswa kwemikhiqizo emisha. I-Airtel Uganda izokhokhela umculi wase-Jamaica u-$180K Ngo-2015, umculi waseJamaica, uGarfield Spence, obuye aziwe ngelikaKonshens, wamangalela i-Airtel Uganda ngokusabalalisa izingoma zakhe, okubalwa kuzo ethi Gyal a bubble, So Mitan, neSimple Song, ngaphandle kwemvume yakhe. Uphinde wathi banqabile ukumnika ama-royalties. Yini entsha? INkantolo eNkulu yaseKampala iyalele i-Airtel Uganda ukuthi imkhokhele u-$180,000 (noma cishe u-USh 670 wezigidi) njengomonakalo ojwayelekile wokwephulwa kwe-copyright. Ummangali uthe abamangalelwa bathola izingoma zakhe ngokungemthetho base bezidayisela ababhalisele i-Airtel ngo-USh 600 iyinye njengezingoma zohlelo lwe-Hello Tunes. Ngakho-ke, inkantolo yathola abamangalelwa benecala lokwephulwa kwe-copyright kanye nokucebisa ngokungafanele. Kanye no-USh 20 wezigidi ($5,300) oyisibonelo somonakalo wokwephulwa kwe-copyright, inkantolo iphinde yanikeza amademeshe ajwayelekile anenzalo engu-15% ngonyaka kusukela ngosuku lokufaka icala kuze kube inkokhelo ephelele. Uma kwenzeka uphuthelwe I-IPO yeFlutterwave ayinakugwenywa, kodwa ingabe iseduze? ITech Operators Mixer 2023: Igqamisa amaqhawe angaziwa esikhaleni sobuchwepheshe sase-Afrika Engikufundayo nengikubukayo IMeta ivala iMessenger Lite ku-Android ngoMandulo Ingabe Ulimele Emoyeni? Nazi Izimpawu Eziyisi-7 Isikhathi Sokuvuka - U-Alan Watts ngeNkolo"
+ቴክ ኦፕሬተሮች ቅልቅል 2023፡ ያልተዘመረላቸው የአፍሪካ የቴክኖሎጂ ስፔስ ጀግኖችን ማብራት እ.ኤ.አ ነሐሴ 10 ቀን 2023 የተካሄደው የቴክ ኦፕሬተሮች ድብልቅ ዝግጅት ከብላክ ኦፕስ እና ከአፍሪካ መሥራቾች ፋብሪካ ጋር በመተባበር የተካሄደ ዝግጅት ነበር፡፡ የኦፕሬተሮች ሚክስር የተደራጀው በኤክስ ማገናኘት ነው። አውታረ መረብ-ተኮር ዝግጅቱ በቴክኖሎጂ ጅምር ትዕይንት ውስጥ ለስላሳ ሩጫ እና ለንግድ ሥራዎች በስተጀርባ ያሉትን አንዳንድ ፊቶች አንድ ላይ አሰባስቧል፣ ስለሆነም በቴክኖሎጂ ቦታ ውስጥ ወሳኝ ሆኖም ብዙውን ጊዜ አድናቆት በሌላቸው ተጫዋቾች ላይ ትኩረት አድርጓል፡፡ የቴክ ኦፕሬተሮች ድብልቅ ወደ 200 የሚጠጉ ተሳታፊዎችን አስደናቂ ተሳትፎ አሳይቷል። ዋናው ዓላማ የቴክኖሎጂ ኦፕሬተሮች የሚጫወቱትን ወሳኝ ሚና ለማጉላት ፣ ብዙውን ጊዜ በጀርባ የሚቆየውን ቁርጠኝነታቸውን እና አስተዋፅዖዎቻቸውን እውቅና መስጠት ነበር። ሰዎች እንዲገናኙ፣ ሃሳብ እንዲለዋወጡ፣ ትርጉም ያለው ግንኙነት እንዲገነቡ እና ትብብር ለማድረግ እድሎችን እንዲቃኙ ሁኔታዎችን የፈጠረ ስብሰባ ነበር። ክስተቱ ልምድ ያካበቱ ኦፕሬተሮች እና መስራቾች እንደ የጂቲኤም ኃላፊ ጄራልድ ብላክ ፣ መልህቅ; የኤም-ኬኦፒኤ ዋና ሥራ አስኪያጅ ባባጂዴ ዱሮሾላ ; የ ታልስታክ ዋና ሥራ አስኪያጅ እና የብላክኦፕስ መስራች ሰኒ ሱሌይማን; አማራ ሙኦኔኬ፣ ኦሎላዴ ኦዱንሲ፣ የታለንት ማግኛ መሪ፣ ፋብሪካ አፍሪካ መስራቾች፣ የቬንቸር ዲዛይን አማካሪ፣ መስራቾች ፋብሪካ አፍሪካ; እና የኑኮንቲ መስራች ኦሉሴይ ሶዮዴ-ጆንሰን፣ ከሌሎች ጋር፡፡ በቴክ ጅምር ስነ-ምህዳር ውስጥ ኦፕሬተሮችን የመደገፍ አስፈላጊነት ላይ ቀጣይነት ያለው ትኩረት ነበር፡፡ ከተጠቀሱት ምክንያቶች መካከል፡- ኦፕሬተሮች ጅማሬዎችን ለመገንባት እና ለማስፋት ተግባራዊ እውቀትን እና ልምድን የሚያመጡ ሰዎች ናቸው። የእነሱ ግንዛቤ አፈፃፀምን ያጠናክራል ፣ እድገትን ያፋጥናል እና መስፋፋትን ይጨምራል። እነሱ ጠቃሚ አውታረ መረብን ይሰጣሉ፣ አደጋን ይቀንሳሉ፣ መመሪያ ይሰጣሉ፣ የባለሀብቶችን እምነት ያሳድጋሉ፣ ተሰጥኦዎችን ይስባሉ፣ ከለውጥ ጋር ለመላመድ ይረዳሉ እንዲሁም የረጅም ጊዜ ራእዮችን ወደ ተግባራዊ እርምጃዎች ለመተርጎም ይረዳሉ፡፡ የእነሱ ተሳትፎ በጅምር ሃሳቦች እና በተሳካ አፈጻጸም መካከል ያለውን ልዩነት ያሟላል፣ ለበለፀገ የሥራ ፈጠራ ገጽታ አስተዋጽኦ ያደርጋሉ፡፡ ስለ አዘጋጆቹ ኤክስ-ኮኔክት ስልታዊ ግንኙነቶችን በማመቻቸት እና ልዩ ልዩ አገልግሎቶችን በማቅረብ የዳበረ የቴክኖሎጂ ጅምር ስነ-ምህዳርን ያሳድጋል። ብላክ ኦፕስ ታላላቅ ኩባንያዎችን ለመገንባት እና ለማስፋፋት የጋራ ጉዟቸውን እንዲደግፉ በልዩነት ለአፍሪካ ኦፕሬተሮች ብቻ የተገነባ የግብዣ-ብቻ ማህበረሰብ ነው። መስራቾች ፋብሪካ አፍሪካ መሥራቾች ችግሮቻቸውን እንዲያሸንፉ ለመርዳት ካፒታል እና የተስተካከለ እጅ-ላይ ድጋፍ ይሰጣል።,"Tech Operators Mixer 2023: Spotlighting the unsung heroes of the African tech space The Tech Operators Mixr event held on the 10th of August, 2023 was an event held in partnership between with Black Ops and Founders Factory Africa. The Operators Mixr was organised by XConnect. The networking-themed event brought together some of the faces behind the smooth running and operations of businesses in the tech startup scene, therefore putting a spotlight on the pivotal yet often underappreciated players in the tech space. The Tech Operators Mixer drew an impressive turnout of close to 200 attendees. The primary objective was to spotlight the essential roles played by tech operators, acknowledging their dedication and contributions that often remain in the background. It was a gathering that created an atmosphere for people to network, exchange ideas, build meaningful connections, and explore opportunities to collaborate. The event had seasoned operators and founders such as Gerald Black, Head of GTM, Anchor; Babajide Duroshola, General Manager, M-KOPA; Seni Sulyman, CEO, Talstack, and founder, BlackOps; Amara Muoneke, Ololade Odunsi, Talent Acquisition Lead, Founders Factory Africa, Venture Design Advisor, Founders Factory Africa; and Oluseye Soyode-Johnson, founder, NuConti, among others. There was a continuous emphasis on the importance of supporting operators in the tech startup ecosystem. Some of the reasons given are: Operators are people who bring practical knowledge and expertise to building and scaling startups. Their insights enhance execution, accelerate growth, and increase scalability. They offer a valuable network, reduce risk, provide mentorship, boost investor confidence, attract talent, aid in adapting to change, and help translate long-term visions into actionable steps. Their involvement bridges the gap between startup ideas and successful execution, contributing to a thriving entrepreneurial landscape. About the organisers XConnect fosters a thriving tech startup ecosystem by facilitating strategic connections and offering a range of specialised services. Black Ops is an invitation-only community built exclusively for African operators to support their collective journey of building and scaling great companies. Founders Factory Africa Provides capital and tailored hands-on support to help founders overcome their challenges.","Taron Masu Harkar Fasahar Zamani na 2023: Yana nuna jaruman da ba a sani ba na ɓangaren fasahar zamani ta Afirka. Taron Harkar Fasahar Zamani da aka gudanar a ranar 10 ga Agustan 2023, wani taron ne da aka gudanar tare da haɗin gwiwar Black Ops da Fonuders Factory Africa. XConnect ne ya shirya Taron Na Masu Harkokin Fasahar. Taron mai jigo na hanyar sadarwa ya haɗo kan wasu fuskokin da sune ƙashin bayan tafiyarwa da gudanar da ayyukan kasuwanci a fage na sabbin kamfanonin fasaha, don haka ya ba da haske a kan rawa mai muhimmanci da ba a yaba musu a fagen fasaha. Taron Masu Harkar Fasahar Zamani ɗin ya jawo kyakkyawan sakamako na kusan mahalarta 200. Babban maƙasudin taron shine gano mahimmiyar rawar da masu gudanar harkar fasaha ke takawa, tare da amincewa da sadaukarwarsu da gudummawar da galibi ke kasancewa a tushe. Taro ne wanda ya haifar da yanayi don mutane suyi sadarwa da musayar ra'ayi da gina alaƙa mai ma'ana da kuma gano damar haɗin gwiwa. Taron ya sami gogaggun masu aiki da waɗanda suka kafa kamfanoni irin su Gerald Black, Shugaban GTM, Anchor; Babajide Duroshola, Janar Manaja na M-KOPA; Seni Sulyman, Shugaban Talstack, da wanda ya kafa BlackOps; Amara Muoneke, Ololade Odunsi, Jagoran Samun fikira, Founders Factory Africa, Venture Design Advisor, da Founders Factory Africa; da Oluseye Soyode-Johnson, wanda ya kafa NuConti, da sauransu. An ci gaba da ba da fifiko kan muhimmancin tallafawa masu aiki a sabbin kamfanonin fasaha. Wasu daga cikin dalilan da aka bayar sune: Masu gudanarwa mutane ne waɗanda ke kawo ilimi mai amfani da ƙwarewa don haɓakawa da inganta sabbin kamfanoni. Shawarwarinsu sun inganta aiwatarwa, da gaggauta ci gaba, dakuma haɓaka ikon ƙaruwa. Sun ba da hanyar sadarwa mai muhimmanci da rage haɗari, ba da jagoranci, zaburar da ƙwarin gwiwar masu zuba jari, jawo hankalin masu basira, da taimakawa wajen fassara ƙudirori na dogon zango izuwa matakan da za a iya aiwatarwa. Shigarsu yana cike gurbin dake tsakanin sabbin kamfanoni da samun nasarar aiwatarwa, yana ba da gudummawa ga ingantaccen yanayin kasuwanci. Game da masu shiryawa Kamfanin XConnect yana inganta sabon kamfanin fasaha ta hanyar sauƙaƙa haɗin kai da ba da sabis na musamman. Black Ops wani dandali ne na miƙa gayyata-kawai da aka gina shi a keɓance don masu aiki a Afirka don tallafawa haɗin gwiwarsu na ginawa da haɓaka manyan kamfanoni. Kamfanin Founders na Afirka Yana Ba da jari da kuma ingantaccen tallafi don taimakawa waɗanda masu kamfanoni su shawo kan ƙalubalensu.","Tech Operators Mixer 2023: Kuangazia mashujaa wasioimbwa wa anga ya teknolojia ya Afrika Tukio la Tech Operators Mixr lililofanyika tarehe 10 Agosti, 2023 lilikuwa tukio lililofanyika kwa ushirikiano kati ya Black Ops na Waanzilishi wa Kiwanda Afrika. Operators Mixr uliandaliwa na XConnect. Tukio hilo lenye mada ya mtandao lilileta pamoja baadhi ya nyuso nyuma ya uendeshaji mzuri na uendeshaji wa biashara katika eneo la uanzishaji wa teknolojia, kwa hivyo kuweka mwangaza kwa wachezaji muhimu lakini ambao mara nyingi hawakuthaminiwa katika anga ya teknolojia. Tech Operators Mixer kilivutia idadi kubwa ya waliohudhuria karibu 200. Kusudi kuu lilikuwa kuangazia majukumu muhimu yanayotekelezwa na waendeshaji wa teknolojia, kutambua kujitolea kwao na michango ambayo mara nyingi hubaki nyuma. Ulikuwa ni mkusanyiko uliounda mazingira ya watu kuungana, kubadilishana mawazo, kujenga miunganisho ya maana, na kuchunguza fursa za kushirikiana. Tukio hili lilikuwa na waendeshaji na waanzilishi wa kitaalamu kama vile Gerald Black, Mkuu wa GTM, Anchor; Babajide Duroshola, Meneja Mkuu, M-KOPA; Seni Sulyman, Mkurugenzi Mtendaji, Talstack, na mwanzilishi, BlackOps; Amara Muoneke, Ololade Odunsi, Kiongozi wa Upataji Vipaji, Kiwanda cha Waanzilishi Afrika, Mshauri wa Ubunifu wa Ubia, Kiwanda cha Waanzilishi Afrika; na Oluseye Soyode-Johnson, mwanzilishi, NuConti, miongoni mwa wengine. Kulikuwa na msisitizo unaoendelea juu ya umuhimu wa kusaidia waendeshaji katika mfumo wa uanzishaji wa teknolojia. Baadhi ya sababu zilizotolewa ni: Waendeshaji ni watu ambao huleta ujuzi wa vitendo na utaalamu wa kujenga na kuongeza uanzishaji. Ufahamu wao huongeza utekelezaji, kuharakisha ukuaji, na kuongeza kasi. Yanatoa mtandao muhimu, kupunguza hatari, kutoa ushauri, kuongeza imani ya wawekezaji, kuvutia vipaji, usaidizi wa kukabiliana na mabadiliko, na kusaidia kutafsiri maono ya muda mrefu katika hatua zinazoweza kutekelezeka. Kuhusika kwao kunaweka daraja kati ya mawazo ya kuanzisha na kutekeleza kwa mafanikio, na hivyo kuchangia katika hali ya ujasiriamali inayostawi. Kuhusu waandaaji XConnect inakuza mfumo wa uanzishaji wa teknolojia unaostawi kwa kuwezesha miunganisho ya kimkakati na kutoa huduma mbalimbali maalum. Black Ops ni jumuiya ya mwaliko pekee iliyoundwa kwa ajili ya waendeshaji wa Kiafrika pekee ili kusaidia safari yao ya pamoja ya kujenga na kuongeza makampuni makubwa. Kiwanda cha Waanzilishi Afrika Hutoa mtaji na usaidizi maalum wa kusaidia waanzilishi kushinda changamoto zao.","Tech Operators Mixer 2023: Gbígbé àwọn akọni ẹ̀ka ìmọ̀ ẹ̀rọ Afíríkà tí wọn kò gba oríyìn bó ṣe yẹ sí gbangba Ètò Tech Operator Mixr tí ó wáyé ní Ọjọ́ 10 Oṣù Kẹjọ, 2023 jẹ́ ètò tí ìbánidòwòpọ̀ ti wáyé láàrin àjọ Black Ops àti Founders Factory Africa. XConnect ní wọ́n ṣètò Operators Mixr. Ètò alákòrí ìṣàṣepọ̀ náà ṣe àkójọpọ̀ díẹ̀ nínú àwọn ojú tí ó wà lẹ́yìn ìlọ̀déédé ètò àti iṣẹ́ àwọn okòwò ní àwùjọ ilé-iṣẹ́ ìmọ̀ ẹ̀rọ àdìdelẹ̀, nítorí èyí ó fi ojú àwọn akópa pàtàkì ṣùgbọ́n tí wọn kò gba oríyìn bó ṣe yẹ sí hàn láwùjọ ìmọ̀ ẹ̀rọ. Àwọn akópa tí ó tó 200 ni wọ́n wà níbi ètò Tech Operators náà. Èròǹgbà ètò náà gbòógì ni láti ṣe ìgbésóde àwọn ipa pàtàkì tí àwọn onímọ̀ ẹ̀rọ ti ṣe, nípa ìmọrírì ìfarajìn àti àwọn ipa wọn èyí tí ó sáábà máa ń wà ní abẹ́lẹ̀. Ó jẹ́ ìpàdé tí ó ṣẹ̀dá àwùjọ fún àwọn ènìyàn láti ṣe àṣepọ̀, ṣe ìpààrọ̀ àwọn ìwòye, ṣẹ̀dá àwọn ìsàsopọ̀ tí ó ní ìtumọ̀, kiy wọ́n sì ṣàmúlò àwọn àǹfààní láti fọwọ́sowọ́pọ̀. Ètò náà gba àwọn onímọ̀ àtàtà àti olùdásílẹ̀ bí Gerald Black, Olórí GTM, Anchor; Babajide Duroshola, Alákòóso Gbogbogbò, M-KOPA; Semi Sulyman, Ọ̀gá Àgbà Pátápátá, Talsack, àti olùdásílẹ̀, BlackOps; Amara Muoneke, Ololade Odunsi, Talent Acquisition Lead, Founders Factory Africa, Venture Design Advisor, Founders Factory Africa; àti Oluseye Soyode-Johnson, Olùdásílẹ̀, NuConti, àti àwọn mìíràn. Ìtẹnumọ́ wà lórí pàtàkì ṣíṣe àtìlẹ́yìn fún àwọn onímọ̀ ẹ̀rọ ní àwùjọ ilé-iṣẹ́ ìmọ̀ ẹ̀rọ àdìdelẹ̀. Lára àwọn ìdí tí wọ́n mẹ́nubà ni: Àwọn onímọ̀ ẹ̀rọ jẹ́ àwọn ènìyàn tí wọ́n ń mú ìrírí ìmọ̀ àti ìmọ̀-ọ́nṣe láti kọ́ àti láti mú ìdàgbàsókè bá àwọn ilé-iṣẹ́ àdìdelẹ̀. Ìwòye wọn mú ìgbèrú bá iṣẹ́, ó mú ìyákánkán bá ìdàgbàsókè, ó sì ń ṣe ìgbéga ìlọsíwájú. Wọ́n ń pèsè ìsàsopọ̀ tí ó dára, wọ́n ń ṣe àdínkù ewu, wọ́n ń pèsè igbaninímọ̀ràn, wọ́n ń mú ìgbèrú bá ìgboyà olùdókòwò, wọ́n ń fà àwọn ìmọ̀-ọ́nṣe wọlé, wọ́n ń ṣe ìrànlọ́wọ́ láti mú kí ara mọ àyípadà, bẹ́ẹ̀ ni wọ́n ń jẹ́ kí àwọn àfojúsùn ọlọ́jọ́ pípẹ́ wá sí ìmúṣẹ pẹ̀lú àwọn ìgbésẹ̀ ajẹmọ́ṣe. Ìkópa wọn ń dí àlàfo tí ó wà láàárín èrò àdìdelẹ̀ àti iṣẹ́ àṣeyọrí, ó ń bù kún àwùjọ okòwò tí ó ń gbèrú. Nípa àwọn aṣàgbékalẹ̀. XConnect ń mú ìdàgbàsókè bá àwùjọ ilé-iṣẹ́ ìmọ̀ ẹ̀rọ àdìdelẹ̀ tí ó ń gbèrú nípa pípèsè àwọn ọgbọ́n ìsàsopọ̀ àti pípèsè àwọn onírúurú iṣẹ́ àrà ọ̀tọ̀. Àwùjọ àfìwépè ni BlackOps tí wọ́n gbé kalẹ̀ fún àwọn onímọ̀ ẹ̀rọ Afíríkà nìkan láti ṣe àtìlẹ́yìn fún àgbájọ ìrìn àjò wọn láti kọ́ àti láti mú ìdàgbàsókè bá àwọn ilé-iṣẹ́ ńlá. Founders Factory Africa pèsè owó àti àtìlẹ́yìn láti ṣe ìrànlọ́wọ́ fún àwọn olùdásílẹ̀ láti borí àwọn ìdojúkọ wọn.","ITech Operators Mixer 2023: Igqamisa amaqhawe angaziwa esikhaleni sobuchwepheshe sase-Afrika Umcimbi weTech Operators Mixr ngoNcwaba 10, 2023 ubuwumcimbi ohlanganyelwe phakathi kweBlack Ops kanye ne-Founders Factory Africa. I-Operators Mixr ihlelwe ngabakwa-XConnect. Umcimbi onetimu yenethiwekhi uhlanganise obunye ubuso ngemuva kwempumelelo nokusebenza kwamabhizinisi esigabeni sokuqala sobuchwepheshe, ngaleyo ndlela ugqamisa abadlali ababalulekile kodwa abavame ukungabongwa kahle endaweni yobuchwepheshe. ITech Operators Mixer idonse abantu abacishe babe ngama-200. Inhloso enkulu bekuwukugqamisa izindima ezibalulekile ezidlalwa abaqhubi bezobuchwepheshe, ukubonga ukuzinikela kwabo kanye namagalelo abo avame ukusala ngemuva. Kwakuwumbuthano owakha indawo yokuthi abantu baxhumane, bashintshisane ngemibono, bakhe ukuxhumana okunenjongo, futhi bahlole amathuba okubambisana. Lo mcimbi ubuhlanganisa abasunguli nabasunguli abafana noGerald Black, iNhloko yakwaGTM, i-Anchor; uBabajide Duroshola, iMenenja Jikelele, M-KOPA; Seni Sulyman, CEO, Talstack, kanye nomsunguli, BlackOps; Amara Muoneke, Ololade Odunsi, Talent Acquisition Lead, Founders Factory Africa, Venture Design Advisor, Founders Factory Africa; kanye no-Oluseye Soyode-Johnson, umsunguli, uNuConti, phakathi kwabanye. Kube nokugcizelelwa okuqhubekayo kokubaluleka kokusekela opharetha ku-tech startup ecosystem. Ezinye zezizathu ezibekiwe yilezi: Opharetha abangabantu baletha ulwazi olusebenzayo nobungcweti ekwakheni nasekukhuleni kokuqala. Ukuqonda kwabo kuthuthukisa ukusebenza, kusheshisa ukukhula, futhi kwandise isikali. Bahlinzeka ngenethiwekhi ebalulekile, banciphise ubungozi, banikeze ukuqeqeshwa, bakhulise ukuzethemba kwabatshalizimali, bahehe ithalente, basize ukuzivumelanisa noshintsho, futhi basize ukuhumusha imibono yesikhathi eside ibe izenzo ezingenzeka. Ukuzibandakanya kwabo kuvala igebe phakathi kwemibono yokuqala kanye nokwenza ngempumelelo, okunomthelela endaweni yebhizinisi ephumelelayo. Mayelana nabahleli I-XConnect ikhuthaza i-ecosystem echumayo yokuqala ye-tech ngokusiza uxhumo olunamasu kanye nokunikeza uhla lwezinsizakalo ezikhethekile. IBlack Ops iwumphakathi onesimemo kuphela owakhelwe ngokukhethekile opharetha base-Afrika ukuze basekele uhambo lwabo oluhlangene lokwakha nokukhulisa izinkampani ezinkulu. IFounders Factory Africa Ihlinzeka ngosekelo lwezezimali nolwezobuchwepheshe ukusiza abasunguli banqobe izinselele zabo."
+"ሌምፊ ለስደተኞች መላክን ለማቃለል 33 ሚሊዮን ዶላር ተከታታይ ኤ ይሰበስባል። በአፍሪካ የተወለዱ 160 ሚሊዮን የሚገመቱ ሰዎች አሁን ከአህጉሪቱ ውጭ ይኖራሉ። ለአንዳንዶች ትምህርት የወሰዳቸው ተሽከርካሪ ነበር፣ለሌሎች ግን ስራ ነው። ሆኖም ፣ አብዛኛዎቹ አንድ የሚያመሳስላቸው ነገር አለ - ገንዘብ ወደ ቤት ለጓደኞች ወይም ለዘመዶች ለመላክ መፈለግ፡፡ እ.ኤ.አ. በ2022 ለአፍሪካ ኢኮኖሚ 95 ቢሊዮን ዶላር ቢያዋጣም፣ ገንዘብ የመላክ ሂደት በችግር የተሞላ ነው። እንደ ዌስተርን ዩኒየን እና ማኒግራም ያሉ የፋይናንስ ተቋማት በጣም ታዋቂ ከሆኑት አማራጮች መካከል ናቸው፣ ግን አሁንም ለተጨማሪ ገቢዎች ቦታ አለ፡፡ ሁለቱም በቻይና ባለቤትነት ባለው ፊንቴክ ኦፓይ የቀድሞ ሠራተኞች ሪድዋን ኦላሌሬ እና ሪያን ኮክራን በ 2020 ለስደተኞች ገንዘብ የመላክ እና የመቀበል ሂደትን ለማቃለል ሌምፊን ጀምረዋል፡፡ ቀደም ሲል በ ፍሉትረዌቭ እና በ ኡበር ውስጥ የሠራው ኦላሌሬ እንደሚለው፣ ሁለቱ ከ ኦፓይ ከሄዱ በኋላ ለፊንቴክ ሲሠሩ ያጋጠሟቸውን ችግሮች ለመፍታት ፈለጉ፡፡ በአህጉሪቱ ያለው ድንበር ተሻጋሪ ክፍያ የለዩት ችግር ቢሆንም፣ ከምዕራቡ ዓለም የሚደረጉ ክፍያዎችን ማመቻቸትም በተመሳሳይ መልኩ ይሚስብ ፈተና ነበር። ሌምፊ ስደተኞች በትውልድ አገራቸው ሆነ በተቀባይ አገር ምንዛሬ ገንዘብ ለመያዝ፣ ለመላክ እና ለመቀበል የባለብዙ ምንዛሪ ሂሳብ ያቀርባል። ተጠቃሚዎች ከ30 በላይ አገሮች ገንዘብ መላክ ይችላሉ። ዛሬ፣ ጀማሪው በግራ ሌይን ካፒታል የሚመራ የ33 ሚሊዮን ዶላር ተከታታይ ኤ ዙርን እያስታወቀ ነው። አለም አቀፍ መስራቾች ካፒታል፣ ዞሮስክ፣ ዋይ ኮምቢናተር እና የወይራ ዛፍ ሌሎች ባለሀብቶች ናቸው። እ.ኤ.አ. በ 2020 ከተመሰረተ ጀምሮ ፣ ጅምሩ በናይጄሪያ ውስጥ የ አይኤምቲኦ ፈቃድን ወስዶ በዩኬ ውስጥ የራይትካርድ ክፍያ አገልግሎቶችን ማግኘትን ጨርሷል። ግዥው አሁን ሌምፊ ከፍ ያለ የግብይት መጠኖችን እንዲችል እና ለተጠቃሚዎች የተሻለ የገንዘብ ደህንነት እንዲያቀርብ ያስችለዋል። በሌላ በኩል የ አይኤምኦ ፈቃድ ያለመካከለኛ የተላከ ገንዘብን በቀጥታ ወደ ናይጄሪያ የባንክ ሒሳቦች እንዲላክ ያረጋግጣል፡፡ በሰኔ ወር በኬንያም ስራ ጀመረ እና ስሙን ከሎሞናድ ፋይናንስ ወደ ሌምፊ ቀይሯል። የስም ለውጡን ምክንያት ሲያስረዱ ኮክራን እንዳብራራው ጅማሬው ሲመሰረት ፣ የሊሞኔድ ስም ተወዳጅነት ከግምት ውስጥ በማስገባት፣ ከቀድሞዎቹ ብራንዶች ጋር የንግድ ምልክት ወይም የቅጂ መብት ጒዳዮች ውስጥ የመግባት እድል እንደነበረው መስራቾቹ ሁል ጊዜ ያውቁ ነበር፡፡ ድንበር ተሻጋሪ ክፍያዎች ጅማሬዎች የወደፊቱን ሥራ ኃይል ለማስገኘት ትክክለኛውን መንገድ እየፈለጉ ነው። ኦላሌሬ እና ኮክራን በዓለም አቀፍ የቨንቸር ካፒታል ማሽቆልቆል ውስጥ ትልቅ ዙር ቢያነሱም የአንድ ዓመት የተሻለ ክፍል የወሰደ ከባድ እና ህመም የሞላበት ሂደት መሆኑን አምነዋል፡፡ “ቪሲዎች ማድረግ ስለሚፈልጓቸው ኢንቨስትመንቶች የበለጠ ግልጽ ናቸው። እነሱ የበለጠ በመረጃ የተደገፉ ውሳኔዎችን ያደርጋሉ፤ ለመወሰን በአለም ላይ ሁሉም ጊዜ አላቸው፣ ለማንኛውም አንዴ ሆኗል፣ ‘ሄይ፣ በሁለት ሳምንታት ውስጥ እንዘጋለን። ውስጥ ነህ ወይስ ውጪ?’ ከዚ ሁሉ በላይ እኛ የፋይናንስ አገልግሎት ኩባንያ ነን፣ እና ስለዚህ ማንም ይምራው ጥልቅ ትጋት ማድረግ እንደሚችል እርግጠኛ መሆን ትፈልጋለህ። ይህ ረጅም ጊዜ ሊወስድ ይችላል ”ሲል ኮክራን ተናግሯል። እንደ የግብይቱ አካል፣ የግራ መስመር ካፒታል ዋና የሆነው ማቲው ሚለር፣ የሌምፊን የዳይሬክተሮች ቦርድ ይቀላቀላል። ""ሌምፊ ፈቃድ ለማግኘት እና ለስደተኞች ድንበር ተሻጋሪ ክፍያዎችን ለማመቻቸት ጠንካራ የገንዘብ ተቋም አጋሮች መረብ መገንባት ላይ በጣም ሆን ብሎ እና በስልታዊነት ነበር ። በዓለም አቀፍ ደረጃ ብዙ የስደተኛ ማህበረሰቦችን ለማገልገል የምርት አቅርቦቱን ሲያሰፋ LemFiን ለመደገፍ ጓጉተናል,”ብሏል፡፡ አፍሪካውያን በአለም አቀፍ የፋይናንስ ተቋማት እንዴት እንደሚስተናገዱ በደንብ ተመዝግቧል። ለምሳሌ ፔይፓል ለአፍሪካውያን አካውንት እንዲከፍቱ ይፈቅድላቸዋል፣ ነገር ግን ገንዘብ ማውጣት አይፈቅድም፣ እናም ኦላሌሬ እንደገለጹት ሌምፊን እንዴት እንደገነቡ ተጽዕኖ አሳድሯል። በአብዛኛው ከዓለም አቀፉ የፋይናንስ ስርአት ውጪ የሆኑ አፍሪካውያንን እንዴት ማስገባት እንደሚቻል መወሰን እና አጋሮቻቸውን ከአደገኛ አደጋዎች መጠበቅ ከዋና ዋና ጉዳዮቻቸው አንዱ ነው። ሥራዎቻቸው ብዙ አገሮችን ለማስተናገድ ሲያድጉ ካዩ በኋላ ኮክራን የተለያዩ የቁጥጥር መስፈርቶችን ማሰስ ለቡድኑ ወሳኝ የመማር ሂደት መሆኑን አክለዋል፡፡ ስለ እድገታቸው መጠን ወይም ስለ ግዥው ልዩ ውሎች አስተያየት ለመስጠት ፈቃደኛ ባይሆኑም ፣ ተባባሪ መስራቾቹ የዙሩ መጠን ያገኙትን እድገት አመላካች መሆኑን አብራርተዋል። ገንዘቡ አሁን የምርት ልማትን፣ ማስፋፊያዎችን እና ዋና ግዥዎችን ለማንቀሳቀስ ይውላል።","LemFi raises $33 million Series A to ease remittance for immigrants An estimated 160 million people born in Africa now live outside the continent. For some, education was the vehicle that took them away, but for others, it was work. Yet, most have one thing in common – the need to send money back home to friends or relatives. Despite contributing $95 billion to the African economy in 2022, the process of sending money is fraught with difficulties. Financial institutions like Western Union and MoneyGram are some of the most popular options, but there’s still room for more entrants. In 2020, Ridwan Olalere and Rian Cochran, both former employees at Chinese-owned fintech OPay, launched LemFi to ease the process of sending and receiving money for immigrants. According to Olalere, who previously worked at Flutterwave and Uber, after the pair left OPay, they wanted to solve problems they encountered while working for the fintech. While cross-border payment within the continent was a problem they identified, facilitating payments from the West was an equally attractive challenge to solve. LemFi offers a multi-currency account for immigrants to hold, send, and receive money in both the currencies of their home country and that of their host country. Users can also send money to more than 30 countries. Today, the startup is announcing a $33 million Series A round led by Left Lane Capital. Global Founders Capital, Zrosk, Y Combinator, and Olive Tree are the other investors in the round. Since it launched in 2020, the startup has picked up an IMTO licence in Nigeria and completed the acquisition of Rightcard Payment Services in the UK. The acquisition now allows LemFi to enable higher transaction amounts and offer better fund security for users. The IMTO licence, on the other hand, ensures it can process remittances directly to Nigerian bank accounts without an intermediary. In June, it also launched in Kenya, and changed its name from Lemonade Finance to LemFi. Explaining the reason for the rebrand, Cochran explained that when the startup launched, the founders always knew that, given the popularity of the name lemonade, there was a possibility that they would run into trademark or copyright issues with older brands. Cross-border payments startups are exploring the right way to power the future of work Despite raising a large round amid a global venture capital slowdown, Olalere and Cochran admit that it was a difficult and painful process that took the better part of a year. “VCs are just much more specific about the investments they want to make. They make much more informed decisions; they have all the time in the world to decide, whereas once it was, ‘Hey, we’re closing in two weeks. Are you in or out?’ On top of all of that, we’re a financial services company, and so you want to be sure that whoever is going to lead can do an in-depth diligence. That can take a long time,” Cochran said. As part of the transaction, Matthew Miller, Principal at Left Lane Capital, will join LemFi’s Board of Directors. “LemFi has been very deliberate and strategic in acquiring licenses and building a robust network of financial institution partners to facilitate cross-border payments for immigrants. We’re excited to support LemFi as it expands its product offering to serve more immigrant communities globally,” he said. How Africans are treated by global financial institutions is well documented. PayPal, for example, allows account opening for Africans, but not withdrawals, and Olalere explains that it has influenced how they’ve built LemFi. Identifying how they could onboard Africans who are often locked out of global financial systems while ensuring that they protect their partners from potential risks has been one of their major issues. Having seen their operations grow to accommodate more countries, Cochran added that navigating the different regulatory requirements has been a vital learning process for the team. While declining to comment on the extent of their growth or the specific terms of the acquisition, the co-founders explained that the size of the round is an indication of the growth they’ve experienced. The funds will now be used to drive product development, expansions, and potential acquisitions.","LemFi ya tara dala miliyan 33 a jerin A don sauƙaƙa tura kuɗaɗe don 'yan gudun hijira Kiman mutane miliyan 160 da aka haifa a Afrika a yanzu suna zaune a ƙetaren yankin. Wasu ilimi ne ya fitar da su ƙasashen waje, wasu kuma aiki ne ya fitar da su. Duk da haka yawanci sun haɗu akan abu guda ɗaya “buƙatar aika kuɗi zuwa gida ga abokai ko dangi”. Duk da bayar da gudummawar dala biliyan 95 ga tattalin arziƙin Afirka a shekarar 2022, tsarin aika kuɗaɗe yana cike da matsaloli. Cibiyoyin hada-hadar kuɗi, kamar Western Union da MoneyGram, na cikin shahararrun hanyoyin da ake amfani da su, amma har yanzu akwai yiwuwar ƙarin hanyoyi. A shekarar 2020, Ridwan Olalere da Rian Cochran, dukansu tsofin ma'aikata ne a kamfanin hada-hadar harkokin kuɗi na Opay mallakar ƙasar Sin, sun ƙaddamar da LemFi domin sauƙaƙa hanyoyin aikawa da karɓar kuɗaɗe ga baƙin haure. A cewar Olalere, wanda a baya ya yi aiki a Flutterwave da Uber, bayan mutum biyun sun bar OPay, suna son magance matsalolin da suka fuskanta yayin da suke aiki da kamfanin na hada-hadar kuɗi. Duk da yake biyan kuɗin tsakanin ƙasa-da-ƙasa a cikin nahiyar matsala ce da suka gano, sauƙaƙe biyan kuɗi daga ƙasashen Yamma ƙalubale ne na musamman da za su so magancewa. LemFi yana samar da asusun kuɗi mai amfani da kuɗaɗen ƙasashe da yawa don baƙi su ajiye, su aika, kuma su karɓi kuɗi da kuɗaɗen ƙasarsu da na ƙasar da suke zaune. Masu amfani da shi za kuma su iya aika kuɗi zuwa ƙasashe sama da 30. A yau, sabon kamfanin na sanar da tara dala miliyan 33 na jerin A wanda Left Lane Capital ya jagoranta. Global Founders Capital, da Zrosk, da Y Combinator, da kuma Olive Tree su ne sauran masu zuba jari a zagayen. Tun lokacin da aka ƙaddamar da shi a shekarar 2020, sabon kamfanin ya karɓi lasisin IMTO a Najeriya, kuma ya sayi Rightcard Payment Services a Birtaniya. Sayan yanzu yana baiwa LemFi damar bayar da damar manyan adadin na ma'amalar kuɗi da bayar da ingantaccen tsaro ga masu amfani. Lasisin IMTO, a wani ɓangaren, ya tabbatar da cewa zai iya sarrafa kuɗaɗen da ake aikawa da su kai-tsaye zuwa asusun bankunan Najeriya ba tare da mai shiga tsakani ba. A watan Yunikuma an ƙaddamar da shi a Kenya, kuma ya canza suna daga Lemonade Finance zuwa LemFi. Da yake bayanin kan dalilin da ya sa aka sanja sunan, Cochran ya bayyana cewa, a lokacin da aka ƙaddamar da sabon kamfanin, waɗanda suka kafa sun riga san cewa, saboda shaharar sunan lemonade, akwai yiwuwar su samu matsalar sunan kasuwanci ko haƙƙin mallaka da tsofafin kamfanoni. Sabbin kamafanonin da ke aikin biyan kuɗi tsakanin ƙasa da ƙasa suna binciken hanyar da ta dace don ƙarfafa makomar aiki. Duk da tara kuɗi mai yawa a tsaka da koma-bayan da kamfanonin duniya ke fuskanta, Olalere da Cochran sun yi iƙirarin cewa aiki ne mai matuƙar wahala da ya cinye mafi yawan kwanakin shekara. VCs sun ƙayyade zuba jarin da suke son yi. Suna yanke shawarwari masu kyau; suna da lokaci mai yawa don yanke shawara, inda wani lokaci yakan zama kamar, ""Yauwa, zamu rufe nan da makonni biyu"". Kuna ciki ko kun fita? Bayan duk wannan, mu kamfani ne na hada-hadar kuɗi, don haka kuna son tabbatar da cewa duk wanda zai jagoranta ya zama zai iya yin aiki mai zurfi. Hakan na iya ɗaukar lokaci mai tsawo, in ji Cochran. A matsayin wani ɓangare na hada-hada, Matthew Miller, Shugaban Left Lane Capital, zai shiga cikin Daraktovin Gudanarwa a LemFi. LemFi ya kasance yana kula da dabaru wajen samun lasisi da gina ƙaƙƙarfar haɗakar abokan hulɗar kuɗi don sauƙaƙe biyan kuɗaɗe tsakanin ƙasashe don baƙi a wasu ƙasashe. Muna farin cikin tallafawa LemFi yayin da yake faɗaɗa samar da ayyukansa don hidimar baƙi a duk duniya, in ji shi. Akwai cikakkun bayanai kan yadda cibiyoyin hada-hadar kuɗi na duniya ke bi da ’yan Afirka. PayPal, alal misali, yana ba da damar buɗe asusu ga 'yan Afirka, amma ba za su iya cire kuɗi ba, kuma Olalere ya bayyana cewa hakan ya yi tasiri kan yadda suka tsara LemFi. Gano yadda za su iya fito da 'yan Afirka, waɗanda galibi aka keɓe daga tsare-tsaren hada-hadar kuɗi na duniya, tare da tabbatar da cewa sun kare abokan hulɗarsu daga haɗurran da ke tattare da su, na ɗaya daga cikin manyan batutuwan su. Bayan ganin yadda ayyukansu ke girma yana shiga ƙarin ƙasashe, Cochran ya ƙara da cewa gano ƙa'idoji daban-daban wani muhimmin ilimi ne da ƙungiyar ke samu kullum. Yayin da suka ƙi yin tsokaci kan irin matsayin girman su ko ƙayyadaddun sharuɗɗan mallakar, abokan kafawar sun bayyana cewa girman zagayen alama ce ta ci gaban da suka samu. Yanzu za a yi amfani da kuɗin don haɓaka kayayyaki, da faɗaɗa kamfani, da yiwuwar saye.","LemFi itaongeza $33 milioni Series A ili kurahisisha utumaji pesa kwa wahamiaji Takriban watu milioni 160 waliozaliwa barani Afrika sasa wanaishi nje ya bara hilo. Kwa wengine, elimu ndiyo gari iliyowaondoa, lakini kwa wengine, ilikuwa kazi. Hata hivyo, wengi wana jambo moja sawa - hitaji la kutuma pesa nyumbani kwa marafiki au jamaa. Licha ya kuchangia dola bilioni 95 kwa uchumi wa Afrika mwaka 2022, mchakato wa kutuma pesa unakabiliwa na matatizo. Taasisi za kifedha kama Western Union na MoneyGram ni baadhi ya chaguo maarufu zaidi, lakini bado kuna nafasi kwa wanaoingia zaidi. Mnamo mwaka wa 2020, Ridwan Olalere na Rian Cochran, wote waliokuwa wafanyakazi wa zamani katika OPay ya fintech inayomilikiwa na Uchina, walizindua LemFi ili kurahisisha mchakato wa kutuma na kupokea pesa kwa wahamiaji. Kulingana na Olalere, ambaye hapo awali alifanya kazi katika Flutterwave na Uber, baada ya wawili hao kuondoka OPay, walitaka kutatua matatizo waliyokumbana nayo wakifanya kazi kwa fintech. Ingawa malipo ya kuvuka mpaka ndani ya bara hili lilikuwa tatizo walilotambua, kuwezesha malipo kutoka Magharibi ilikuwa changamoto ya kuvutia sawa kusuluhishwa. LemFi inatoa akaunti ya sarafu nyingi kwa wahamiaji kushikilia, kutuma na kupokea pesa katika sarafu za nchi zao na nchi wanakoishi. Watumiaji wanaweza pia kutuma pesa kwa zaidi ya nchi 30. Leo, uanzishaji unatangaza mzunguko wa $ 33 milioni wa Mfululizo A unaoongozwa na Left Lane Capital. Global Founders Capital, Zrosk, Y Combinator, na Olive Tree ni wawekezaji wengine katika mzunguko huo. Tangu ilipozinduliwa mwaka wa 2020, uanzishaji umechukua leseni ya IMTO nchini Nigeria na kukamilisha upatikanaji wa Huduma za Malipo ya Rightcard nchini Uingereza. Upataji wa sasa unaruhusu LemFi kuwezesha kiasi cha juu cha malipo na kutoa usalama bora wa hazina kwa watumiaji. Leseni ya IMTO, kwa upande mwingine, inahakikisha kwamba inaweza kuchakata fedha zinazotumwa moja kwa moja kwa akaunti za benki za Nigeria bila mpatanishi. Mnamo Juni, pia ilizinduliwa nchini Kenya, na kubadilisha jina lake kutoka Lemonade Finance hadi LemFi. Akielezea sababu ya kuunda upya, Cochran alielezea kuwa wakati uanzishaji ulizinduliwa, waanzilishi kila wakati walijua kuwa, kwa kuzingatia umaarufu wa jina la limau, kulikuwa na uwezekano kwamba wangeingia kwenye alama za biashara au hakimiliki na chapa za zamani. Waanzishaji wa malipo ya mipakani wanachunguza njia sahihi ya kuwasha kazi siku zijazo Licha ya kuinua mzunguko mkubwa huku kukiwa na kudorora kwa mtaji wa ubia duniani, Olalere na Cochran wanakubali kwamba ulikuwa mchakato mgumu na chungu ambao ulichukua sehemu bora ya mwaka. ""VCs ni maalum zaidi juu ya uwekezaji wanaotaka kufanya. Wanafanya maamuzi sahihi zaidi; wana wakati wote ulimwenguni wa kuamua, ambapo mara moja ilikuwa, 'Hey, tunafunga baada ya wiki mbili. Umeingia au umetoka?’ Zaidi ya hayo yote, sisi ni kampuni ya huduma za kifedha, na kwa hivyo unataka kuwa na uhakika kwamba yeyote atakayeongoza anaweza kufanya bidii ya kina. Cochran alisema, ""Hilo linaweza kuchukua muda mrefu"". Kama sehemu ya shughuli, Matthew Miller, Mkuu wa Left Lane Capital, atajiunga na Bodi ya Wakurugenzi ya LemFi. ""LemFi imekuwa ya makusudi na ya kimkakati katika kupata leseni na kujenga mtandao thabiti wa washirika wa taasisi za kifedha ili kuwezesha malipo ya mipakani kwa wahamiaji. Alisema,""Tunafurahi kuunga mkono LemFi inapopanua toleo lake la bidhaa ili kuhudumia jamii nyingi za wahamiaji ulimwenguni. Jinsi Waafrika wanavyoshughulikiwa na taasisi za fedha za kimataifa imeandikwa vyema. PayPal, kwa mfano, inaruhusu kufungua akaunti kwa Waafrika, lakini sio uondoaji, na Olalere anaelezea kuwa imeathiri jinsi wameunda LemFi. Kutambua jinsi wanavyoweza kuingia ndani ya Waafrika ambao mara nyingi wamefungiwa nje ya mifumo ya kifedha ya kimataifa huku wakihakikisha kwamba wanalinda washirika wao dhidi ya hatari zinazoweza kutokea imekuwa mojawapo ya masuala yao makuu. Baada ya kuona shughuli zao zinakua ili kuchukua nchi zaidi, Cochran aliongeza kuwa kuabiri mahitaji tofauti ya udhibiti imekuwa mchakato muhimu wa kujifunza kwa timu. Huku wakikataa kutoa maoni juu ya kiwango cha ukuaji wao au masharti maalum ya upatikanaji, waanzilishi-wenza walieleza kuwa ukubwa wa mzunguko ni dalili ya ukuaji ambao wamepitia. Pesa hizo sasa zitatumika kuendeleza ukuzaji wa bidhaa, upanuzi na uwezekano wa uchukuzi.","LemFi ṣe àkójọ mílíọ̀nù $33 Owó ìdókòwò ìsáájú Abala A láti mú ìrọ̀rùn ìfowóráńṣẹ́ wà fún àwọn aṣàtìpó. Ó tó ènìyàn mílíọ̀nù $160 tí wọ́n bí ní Áfríkà tí wọ́n ń gbé ní ìta ilẹ̀ náà báyìí. Fún àwọn kan, ẹ̀kọ́ ni ohun tí ó gbé wọn lọ, ṣùgbọ́n fún àwọn mìíràn, iṣẹ́ ni. Síbẹ̀síbẹ̀, ọ̀pọ̀lọpọ̀ wọn ní ohun kan tí ó pa wọ́n pọ̀ - ìfẹ́ láti fi owó ráńṣẹ́ padà sílé sí àwọn ọ̀rẹ́ tàbí ẹbí. Bí ó tilẹ̀ jẹ́ pé pé ìgbésẹ̀ náà fi bílíọ́nù $95 kún ọrọ̀ ajé Áfríkà ní 2022, ètò fífi owó ráńṣẹ́ kún fún ọ̀pọ̀lọpọ̀ ìṣòro. Àwọn ibùdó ìṣúná owó bí Western Union àti MoneyGram ni díẹ̀ lára àwọn àṣàyàn tí ó gbajúmọ̀ jùlọ, ṣùgbọ́n ààyè sì wà fún àwọn àjọ tuntun. Ní 2020, Ridwan Olalere àti Rian Cochran, àwọn méjèèjì tí wọ́n jẹ́ òṣìṣẹ́ ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná ti àwọn ará China, ìyẹn Opay nígbà kan ṣe ìfilọ́lẹ̀ LemFi láti mú ìrọ̀rùn bá ètò ìfowóráńṣẹ́ àti ìgbowówọlé fún àwọn aṣàtìpó. Gẹ́gẹ́ bí ọ̀rọ̀ Olalere, ẹni tí ó ti ṣiṣẹ́ pẹ̀lú Flutterwave àti Uber rí, lẹ́yìn tí àwọn méjèèjì kúrò ní Opay, wọ́n fẹ́ wá ọ̀nà àbáyọ sí ìṣòro tí wọ́n kojú nígbà tí wọ́n ṣiṣẹ́ pẹ̀lú Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná náà. Bí ó tilẹ̀ jẹ́ pé ìsanwó orílẹ̀ èdè sí orílẹ̀ èdè láàrin ilẹ̀ Áfríkà ni ìṣòro tí wọ́n ṣe ìdámọ̀, ṣíṣe àwọn ètò ìsanwó láti Ilẹ̀ aláwọ̀n funfun náà jẹ́ ìṣòro tí ó ṣe pàtàkì láti yanjú. Lemfit pèsè àsùnwọ̀n ọlọ́pọ̀ ẹ̀yà owó fún àwọn aṣàtìpó láti fi owó sí, fowó ráńṣẹ́, kí wọ́n sì gbowó wọlé ní àwọn ẹ̀yà owó orílẹ̀ èdè wọn ilé àti ti orílẹ̀ èdè tí ó gbà wọ́n lálejò. Àwọn aṣàmúlò tún lè fowó ráńṣẹ́ sí orílẹ̀ èdè 30. Lónìí, ilé-iṣẹ́ àdìdelẹ̀ náà kéde mílíọ̀nù $33 Owó ìdókòwò ìsáájú Abala A èyí tí Left Lane Capital síwájú. Global Founders Capital, Zrosk, Y Combinator, àti Olive Tree ni àwọn olùdókòwò mìíràn ní ìpele náà. Láti àsìkò ìdásílẹ̀ rẹ̀ ní 2020, ilé-iṣẹ́ àdìdelẹ̀ náà ti gba ìwé ẹ̀rí IMTO ní Nigeria bẹ́ẹ̀ sì ni wọn ti parí ríra Rightcard Payment Services ní UK. Àkóso náà fi ààyè gba LemFi báyìí láti lè ṣe àwọn iyeó tí ó ga ó sì ń pèsè ètò ààbò owó tí ó dára fún àwọn aṣàmúlò. Ìwé ẹ̀rí IMTO, lọ́nà mìíràn, rí i dájú pé ó lè ṣe ìfowóráńṣẹ́ tààrà sí àwọn àsùnwọ̀n ilé ìfowópamọ́ Nigeria láìsí alárinà. Ní Oṣù Kẹfà, ó tún ṣe ìfilọ́lẹ̀ ní Kenya, ó sì yí orúkọ kúrò ní Lemonade Finance sí LemFi. Nígbà tí ó ń ṣàlàyé ìdí fún àtúnṣe náà, Cochran ṣàlàyé pé nígbà tí wọ́n ṣe ìfilọ́lẹ̀ ilé-iṣẹ́ àdìdelẹ̀ náà, àwọn olùdásílẹ̀ ti mọ̀ pé, pẹ̀lú orúkọ Lemonade, ó ṣe é ṣe kí wọ́n kojú ìṣòro òfin orúkọ ilé-iṣẹ́ tàbí ẹ̀tọ́ òǹkọ̀wé pẹ̀lú àwọn ilé-iṣẹ́ tí wọ́n ti wà tipẹ́. Àwọn àdìdelẹ̀ ilé-iṣẹ́ ìsanwó láti orílẹ̀-èdè sí orílẹ̀ èdè ń ṣàmúlò ọ̀nà tí ó tọ́ láti mú ìlọsíwájú bá ọjọ́ ọ̀la iṣẹ́. Bí ó tilẹ̀ jẹ́ pé wọ́n kó owó púpọ̀ jọ nínú ìpele yìí bí ìlọ́ra owó ìṣòwò ilé-iṣẹ́ lágbàáyé, Olalere àti Cochran sọ pé ètò náà ṣòro ó sì nira ó gba púpọ̀ ọdún náà. Àwọn VC ni àfojúsùn pàtó nípa àwọn ìdókòwò tí wọ́n fẹ́ ṣe. Wọ́n ń ṣe àwọn ìpinnu tí ó mọ́gbọ́nwá púpọ̀; wọ́n ní gbogbo àsìkò lágbàáyé láti pinnu, àmọ́ sá lọ́gán tí ó bá ti di òhun, 'Wò ó, a ń kógbá wọlé ní ọ̀sẹ̀ méjì. Ṣé o ó ṣe tàbí o kò ṣe?' Lórí gbogbo ìyẹn, a jẹ́ ilé-iṣẹ́ ìṣúná, nítorí náà ẹ ní láti ní ìdánilójú pé ẹnikẹ́ni tí yóò bá dárí yín lè ṣe iṣẹ́ takuntakun. Ìyẹn lè gbà àsìkò pípẹ́,"" Cochran ló sọ èyí. Gẹ́gẹ́ bí ara ìdúnàádúrà náà, Matthew Miller, Ọ̀gá Àgbà ní Left Lane Capital, yóò darapọ̀ mọ́ àwọn Ìgbìmọ̀ Olùdarí LemFi. ""LemFi ti jẹ́ aláfojúsùn àti ọlọ́gbọ́n nínú gbígba àwọn ìwé ẹ̀rí àti ṣíṣẹ̀dá ìsàsopọ̀ ńlá àwọn ilé-iṣẹ́ olùbádòwòpọ̀ láti ṣe àgbékalẹ̀ àwọn ìsanwó orílẹ̀-èdè sí orílẹ̀ èdè fún àwọn aṣàtìpó. Inú wa dùn láti ṣe àtìlẹ́yìn fún LemFi bí ó ṣe ń ṣe ìmúgbòòrò àwọn ọjà tí ó ń pèsè láti ṣe ìrànlọ́wọ́ fún àwọn àwùjọ aṣàtìpó sí i káàkiri àgbáyé,"" ó sọ èyí. Bí àwọn ilé-iṣẹ́ ìsanwó lágbàáyé ṣe ń hùwà sí àwọn ọmọ Áfríkà wà ní àkọsílẹ̀ dáadáa. PayPal, fún àpẹẹrẹ, fi ààyè gba ṣíṣí àsùnwọ̀n fún àwọn ọmọ Áfríkà, ṣùgbọ́n kò sí ààyè ìgbowójáde, Olalere sì ṣàlàyé pé ó ti nípa lórí bí wọ́n ṣe ṣẹ̀dá LemFi. . Nínú ṣíṣe ìdámọ̀ bí wọ́n ṣe lè gba àwọn ọmọ Áfríkà tí wọ́n sáábà máa ń tìkùn àwọn ètò ìṣúná àgbáyé mọ́ nígbà tí wọ́n ń rí i dájú pé wọ́n dáàbò bo àwọn olùbádòwòpọ̀ wọn lọ́wọ́ àwọn ewu tí ó lè wà jẹ́ ọ̀kan lára àwọn ìṣòro ńlá. Rírí pé àwọn iṣẹ́ wọn tí ń dàgbà sókè láti fààyè gba àwọn orílẹ̀ èdè púpọ̀ sí i, Cochran ṣe àfikún pé títẹ̀lé àwọn ìlànà òfin oríṣiríṣi jẹ́ ìgbésẹ̀ ìkẹ́kọ̀ọ́ pàtàkì fún wọn. Nígbà tí ó kọ̀ láti sọ̀rọ̀ lórí gbèdéke ìdàgbàsókè wọn tàbí àwọn ìdáyàtọ̀ òfin rírà náà, ọ̀kan lára àwọn olùdásílẹ̀ ṣàlàyé pé ìwọ̀n ìpele náà jẹ́ àpẹẹrẹ ìdàgbàsókè tí wọ́n ti ní iriri. Àwọn owó náà ni wọn yóò lò láti ṣe àtìlẹ́yìn ìlọsíwájú ọjà, ìmúgbòòrò, àti ríra ilé-iṣẹ́ lọ́jọ́ iwájú.","ILemFi iqoqe imali ayizigidi ezingu-$33 ku-Series A ukuze kube lula ukuthunyelwa kwemali kwabokufika Balinganiselwa ezigidini ezingu-160 abantu abazalelwa e-Afrika manje abahlala ngaphandle kwaleli zwekazi. Kwabanye, imfundo yayiyimoto eyayibathatha, kodwa kwabanye kwakuwumsebenzi. Nokho, abaningi banento eyodwa abafana ngayo - isidingo sokuthumela imali ekhaya kubangane noma izihlobo. Naphezu kokunikela ngezigidigidi ezingama-$95 emnothweni wase-Afrika ngowezi-2022, uhlelo lokuthunyelwa kwezimali kwamanye amazwe lubhekene nobunzima. Izikhungo zezimali ezifana neWestern Union kanye neMoneyGram ngezinye zezinketho ezidume kakhulu, kodwa sisekhona isikhala sabangenele abaningi. Ngo-2020, u-Ridwan Olalere kanye noRian Cochran, bobabili ababengabasebenzi beFintech OPay ephethwe yiChina, bethula iLemFi ukuze kube lula inqubo yokuthumela nokwamukela abantu bangaphandle imali. Ngokusho kuka-Olalere, owake wasebenza eFlutterwave nase-Uber, ngemuva kokuthi bobabili beshiye i-OPay, bebefuna ukuxazulula izinkinga abahlangabezane nazo ngesikhathi besebenzela i-fintech. Nakuba izinkokhelo eziwela imingcele bekuyinkinga abayihlonze, ukwenza lula izinkokhelo ezivela emazweni aseNtshonalanga kwakuyinselele ekhanga ngokufanayo ukuyixazulula. ILemFi inikeza i-akhawunti yemali eningi ukuze abangaphandle babambe, bathumele, futhi bathole imali ngazo zombili izinhlobo zezimali zekhaya nezwe. Abasebenzisi bangaphinda bathumele imali emazweni angaphezu kwama-30. Namuhla, isiqalisi simemezela umzuliswano we-Series A wezigidi ezingama-$33 million oholwa yiLeft Lane Capital. IGlobal Founders Capital, Zrosk, Y Combinator, kanye ne-Olive Tree bangabanye abatshalizimali kulo mzuliswano. Selokhu yethulwa ngo-2020, isiqalisi sithathe ilayisense ye-IMTO eNigeria futhi saqeda ukutholwa Kwezinsizakalo Zokukhokha zeRightcard e-UK. Ukutholwa manje kuvumela iLemFi ukuthi inike amandla amanani okuthenga aphezulu futhi inikeze ukuphepha okungcono kwewallet kubasebenzisi. Ilayisense ye-IMTO, ngakolunye uhlangothi, iqinisekisa ukuthi ingakwazi ukucubungula ukuthunyelwa kwemali ngokuqondile kuma-akhawunti asebhange aseNigeria ngaphandle komlamuli. NgoNhlangulana, yethulwe kabusha eKenya, futhi yashintsha igama layo isuka kuLemonade Finance yaba iLemFi. Echaza isizathu sokwenziwa kabusha, uCochran wachaza ukuthi lapho ukuqaliswa kuqaliswa, abasunguli bahlale bekwazi ukuthi, uma kubhekwa ukuthandwa kwegama le-lemonade, kwakungenzeka ukubhekana nezinkinga zokuthengisa noma zecopyright ngemikhiqizo emidala. Iziqalo zokukhokha emngceleni zihlola indlela efanele yokunikeza amandla ikusasa lomsebenzi Naphezu kokukhuphula umzuliswano omkhulu phakathi nokuwohloka komnotho emhlabeni wonke, u-Olalere no-Cochran bayavuma ukuthi kwakuyinqubo enzima nebuhlungu eyathatha ingxenye engcono yonyaka. “AmaVC acacisa kakhulu ngokutshalwa kwezimali afuna ukuwenza. Benza izinqumo ezinolwazi; banaso sonke isikhathi emhlabeni sokunquma, futhi bekufana nokuthi, 'Hey, sizovala emasontweni amabili. Uyangena noma uyaphuma?' Phezu kwakho konke lokho, siyinkampani yezinsizakalo zezezimali, ngakho-ke ufuna ukwenza isiqiniseko sokuthi noma ubani ozomhola angakwazi ukwenza konke okusemandleni. Lokho kungathatha isikhathi eside,” kusho uCochran. Njengengxenye yomsebenzi, uMatthew Miller, Uthishanhloko eLeft Lane Capital, uzojoyina Ibhodi Labaqondisi beLemFi. “ILemFi ibe ngamabomu futhi inamasu ekutholeni amalayisensi futhi yakha inethiwekhi eqinile yabalingani bezikhungo zezezimali ukuze kube lula ukukhokhelwa kwabokufika. Siyajabula ukweseka iLemFi njengoba inweba umkhiqizo wayo ukuze isize imiphakathi eminingi yabokufika emhlabeni wonke,” usho kanje. Ukuphathwa kwama-Afrika yizikhungo zezimali zomhlaba wonke kubhalwe kahle. IPayPal, isibonelo, ivumela ukuvulwa kwe-akhawunti kubantu base-Afrika, kodwa hhayi ukuhoxiswa, futhi u-Olalele uchaza ukuthi lokhu kwaba nomthelela endleleni abakha ngayo iLemFi. Ukuthola ukuthi ungangena kanjani kubantu base-Afrika abavamise ukuvaleleka ngaphandle kwezinhlelo zezimali zomhlaba ngenkathi beqinisekisa ukuthi bavikela ozakwethu ezingozini ezingaba khona kube enye yezinselelo zabo ezinkulu. Ngemva kokubona imisebenzi yabo ikhula ukuze ikwazi ukwamukela amazwe amaningi, uCochran wengeze ngokuthi ukuzulazula ezidingweni ezihlukene zokulawula kube inqubo yokufunda ebalulekile eqenjini. Yize benqabile ukuphawula ngokukhula kwabo noma ngemibandela ethile yokuthengwa kwempahla, abasunguli bachaze ukuthi ubukhulu bomjikelezo bukhombisa ukukhula abakubonayo. Izimali manje zizosetshenziselwa ukushayela ukuthuthukiswa komkhiqizo, ukunwetshwa, kanye nokutholwa okungenzeka."
+"የኤምቲኤን ፊንቴክ እና የሳአና ዋና አጋር የሞሞ ተጠቃሚዎች በመላው አፍሪካ ገንዘብ እንዲልኩ እና እንዲቀበሉ ለማስቻል የሞሞ የክፍያ አገልግሎት ባንክ( ፒኤስቢ) እና ሳና ካፒታል፣ ከናይጄሪያ ማዕከላዊ ባንክ( ሲቢኤን) ፈቃድ ያለው ዓለም አቀፍ ድንበር ተሻጋሪ ኩባንያ፣ በመላው አፍሪካ የሂሳብ ክፍያ አገልግሎቶችን እና እንከን የለሽ ወደ ውስጥ እና ወደ ውጭ ዝውውሮችን ለማስቻል አጋር ሆነዋል፡፡ ገቢ እና ወጪ አገልግሎቶች ገንዘብ ለመቀበል እና ለመላክ ያስችሉዎታል። እንደ የመስመር ላይ ሽያጮች፣ የክፍያ መጠየቂያዎች ወይም የደንበኝነት ምዝገባዎች ያሉ ወደ ውስጥ የሚገቡ የክፍያ ማስተላለፎች ከደንበኞች ገንዘብ መቀበልን ያካትታሉ፡፡ እንደ ሒሳቦች፣ ደመወዝ ወይም ግብር ላሉ የተለያዩ ነገሮች ለባልደረባዎች፣ ለአቅራቢዎች፣ ለሰራተኞች ወይም ለሌሎች ወገኖች ገንዘብ ማስተላለፍ ወደ ውጭ የሚሄድ የክፍያ ማስተላለፍ ነው፡፡ ቀደም ሲል ወደውስጥ ማስገቢያ አገልግሎቱ ከኡጋንዳ እና ከሩዋንዳ ገንዘብ ለመላክ ለሚፈልጉ ደንበኞች ብቻ ነበር፡፡ ነገር ግን ሽርክናው አፍሪካውያን የክፍያ አገልግሎቶችን ያካተተውን ይህን አገልግሎት እንዲያገኙ ያስችላቸዋል። ናይጄሪያ፣ ጋና፣ ሱዳን፣ አይቮሪ ኮስት፣ ኡጋንዳ፣ ዛምቢያ፣ ቤኒን፣ ካሜሩን፣ ደቡብ አፍሪካ እና ማዳጋስካር ጨምሮ በ15 ገበያዎች ውስጥ ኤምቲኤን ሞሞ እ.ኤ.አ ከነሃሴ 2022 ��ምሮ ከ51 ሚሊዮን በላይ የሞሞ ተመዝጋቢዎች ነበሩት። በመግለጫው፣ በናይጄሪያ የሚገኙ የሞሞ ደንበኞች ማንም ሰው ከተጠቀሱት ሀገራት ገንዘብ ወደ ቦርሳው ሲልክ በኤስኤምኤስ ማሳወቂያ ይደርሳቸዋል። እንዲሁም በማስተላለፊያ ሰዓታቸው ከሞሞ ኪሳቸው ጋር ተመጣጣኝ የሆነውን የሃገር ውስጥ ምንዛሪ ይጨምራል። በዚህ ትብብር ምክንያት የሞሞ ፒኤስቢ ደንበኞች የሞሞ ሂሳባቸውን በመጠቀም በቀጥታ ከተለያዩ የአፍሪካ አገራት ገንዘብ ለመላክ እና ለመቀበል የውጭ ምንዛሬ ወይም የመኖሪያ ሂሳብ አያስፈልጋቸውም። የሞሞ ፒኤስቢ ዋና ሥራ አስፈጻሚ ዔሊ ሂኒ በበኩላቸው"" ይህ ትብብር የደንበኞቻችንን እያደገ ሚሄድ ፍላጐቶች የሚያሟሉ የፈጠራ ፋይናንስ መፍትሄዎችን ለማቅረብ ካለን ቁርጠኝነት ጋር የሚስማማ ነው"" ብለዋል። በዚህ አገልግሎት አማካኝነት በአፍሪካ ውስጥ ድንበር ተሻጋሪ ዝውውሮችን እና የሂሳብ ክፍያዎችን ከመቼውም ጊዜ በበለጠ ተደራሽ፣ ቀልጣፋ እና ወጪ ቆጣቢ እናደርጋለን። ይህ ዜና የሚመጣው ኤምቲኤን ማስተርካርድ በ5.2 ቢሊዮን ዶላር የፊንቴክ ክፍል አናሳ ድርሻ ለመግዛት መስማማቱን ካስታወቀ ከጥቂት ቀናት በኋላ ነው።","MTN’s fintech and Saana Capital partner to allow MoMo users to send and receive money across Africa MoMo Payment Service Bank (PSB) and Saana Capital, an international cross-border company with a licence from the Central Bank of Nigeria (CBN), have partnered to enable bill payment services and seamless inbound and outbound transfers throughout Africa. Inbound and outbound services enable you to receive and send money. Inbound payment transfers, such as those from online sales, invoices, or subscriptions, involve receiving funds from customers. Transferring funds to partners, suppliers, employees, or other parties for several things, such as bills, salaries, or taxes, is an outbound payment transfer. Previously, the inbound service was only available to customers who wanted to send money from Uganda and Rwanda. However, the partnership will give Africans access to this service, which includes payment services. In about 15 markets, including Nigeria, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Cameroon, South Africa, and Madagascar, MTN MoMo had over 51 million MoMo subscribers as of August 2022. Per a statement, MoMo customers in Nigeria will be notified via SMS whenever anyone sends money to their wallets from the countries mentioned. It will also add the local currency equivalent to their MoMo wallet at the transfer time. Because of this collaboration, MoMo PSB customers will not need foreign currency or domiciliary accounts to send and receive money directly from different African nations using their MoMo accounts. CEO of MoMo PSB, Eli Hini, said, “This collaboration resonates with our commitment to deliver innovative financial solutions that cater to the evolving needs of our customers. With this service, we are making cross-border transfers and bill payments across Africa more accessible, efficient, and cost-effective than ever before.” This news comes a few days after MTN announced that Mastercard had agreed to buy a minority stake in its $5.2 billion fintech division.","Kamfanin fintech na MTN da Saana Capital sun yi haɗin gwiwa don baiwa masu amfani da MoMo damar aikawa da karɓar kuɗi a duk faɗin Afirka. MoMo Payment Service Bank (PSB) da Saana Capital, wani kamfani na kasa-da-kasa da ke kan iyaka da lasisi daga Babban Bankin Najeriya (CBN), sun yi hadin gwiwa don ba da damar ayyukan biyan kuɗi da kuma shigo da kaya ba tare da matsala ba a duk fadin Afirka. Sabis na shiga da waje suna ba ku damar karɓa da aika kuɗi. Canja wurin biyan kuɗi mai shigowa, kamar na tallace-tallacen yanar gizo ko shaidar kuɗi ko biyan kuɗi, sun haɗa da karɓar kuɗi daga abokan ciniki. Canja wurin kuɗi zuwa abokan tarayya, masu samarwa, ma'aikata, ko wasu ɓangarori don abubuwa da yawa, kamar lissafin kuɗi, albashi, ko haraji, canja wurin biyan kuɗi ne na waje. A baya can, sabis na shigowa yana samuwa ne kawai ga abokan cinikin da suke son aika kuɗi daga Uganda da Rwanda. Sai dai, haɗin gwiwar zai baiwa 'yan Afirka damar samun wannan sabis ɗin, wanda ya haɗa da ayyukan biyan kuɗi. A cikin kusan kasuwanni 15, da suka hada da Najeriya, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Kamaru, Afirka ta Kuɗu, da Madagascar, MTN MoMo na da masu amfani da MoMo sama da miliyan 51 tun daga watan Agustan 2022. A cikin wata sanarwa, za a sanar da abokan huldar MoMo a Najeriya ta hanyar SMS a duk lokacin da wani ya aika kuɗi zuwa aljihunsa daga kasashen da aka ambata. Hakanan za ta ƙara kuɗin gida daidai da lalitarsu ta MoMo a lokacin canja wuri. Saboda wannan haɗin gwiwar, abokan cinikin MoMo PSB ba za su buƙataaci kuɗin waje ko asusun gida don aikawa da karɓar kuɗi kai tsaye daga ƙasashen Afirka daban-daban ta amfani da asusun su na MoMo ba. Shugaban ma’aikatar MoMo PSB, Eli Hini, ya ce, “Wannan haɗin gwiwar ya dace da yunƙurinmu na isar da sabbin hanyoyin samar da kuɗi waɗanda ke biyan buƙataatun abokan cinikinmu. Tare da wannan sabis ɗin, muna yin jigilar kan iyaka da biyan kuɗi a duk faɗin Afirka mafi sauƙi, inganci, da tsada fiye da kowane lokaci. Wannan labarin ya zo ne kwanaki kadan bayan da MTN ta sanar da cewa Mastercard ya amince ya sayi hannun jarin tsiraru a ɓangaren Fintech na dala biliyan 5.2.","Mshirika wa MTN wa fintech na Saana Capital kuruhusu watumiaji wa MoMo kutuma na kupokea pesa kote Afrika Benki ya Huduma ya Malipo ya MoMo (PSB) na Saana Capital, kampuni ya kimataifa ya kuvuka mpaka iliyo na leseni kutoka Benki Kuu ya Nigeria (CBN), wameshirikiana kuwezesha huduma za malipo ya bili na uhamishaji wa ndani na nje wa bara zima Afrika. Huduma za ndani na nje hukuwezesha kupokea na kutuma pesa. Uhamisho wa malipo ya ndani, kama vile mauzo ya mtandaoni, ankara au usajili, unahusisha kupokea pesa kutoka kwa wateja. Kuhamisha fedha kwa washirika, wasambazaji, wafanyakazi, au wahusika wengine kwa mambo kadhaa, kama vile bili, mishahara, au kodi, ni uhamisho wa malipo ya nje. Hapo awali, huduma ya ndani ilipatikana tu kwa wateja ambao walitaka kutuma pesa kutoka Uganda na Rwanda. Hata hivyo, ushirikiano huo utawapa Waafrika fursa ya kupata huduma hii, ambayo inajumuisha huduma za malipo. Katika takriban masoko 15, ikiwa ni pamoja na Nigeria, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Cameroon, Afrika Kusini, na Madagaska, MTN MoMo ilikuwa na zaidi ya watumiaji milioni 51 wa MoMo kufikia Agosti 2022. Kwa taarifa, wateja wa MoMo nchini Nigeria wataarifiwa kupitia SMS wakati wowote mtu yeyote atakapotuma pesa kwenye pochi zao kutoka nchi zilizotajwa. Pia itaongeza sarafu ya ndani inayolingana na pochi yao ya MoMo wakati wa kuhamisha. Kwa sababu ya ushirikiano huu, wateja wa MoMo PSB hawatahitaji fedha za kigeni au akaunti za nyumbani kutuma na kupokea pesa moja kwa moja kutoka mataifa mbalimbali ya Afrika kwa kutumia akaunti zao za MoMo. Mkurugenzi Mtendaji wa MoMo PSB, Eli Hini, alisema, ""Ushirikiano huu unaambatana na dhamira yetu ya kutoa masuluhisho ya kibunifu ya kifedha ambayo yanakidhi mahitaji yanayobadilika ya wateja wetu. Kwa huduma hii, tunafanya uhamisho wa kuvuka mipaka na malipo ya bili kote Afrika kupatikana zaidi, kwa ufanisi na kwa gharama nafuu zaidi kuliko hapo awali."" Habari hizi zinakuja siku chache baada ya MTN kutangaza kuwa Mastercard imekubali kununua hisa za wachache katika kitengo chake cha fintech cha $5.2 bilioni.","Ìmọ̀ ẹ̀rọ nínú ìṣúná ti MTN àti Saana Capital dòwòpọ̀ láti fààyè gba àwọn aṣàmúlò MoMo láti fi owó ráńṣẹ́ kí wọ́n sì gba owó wọlé káàkiri Afíríkà. MoMo Payment Service Bank (PSB) àti Saana Capital, ilé-iṣẹ́ ìsanwó orílẹ̀ èdè sí orílẹ̀ èdè àgbáyé kan pẹ̀lú ìwé ẹ̀rí láti Ilé ìfowópamọ́ Àpapọ̀ Nigeria (CBN), ti dòwòpọ̀ láti fààyè gba àwọn iṣẹ́ ìsanwó ọjà àti ìrọ̀rùn àwọn ìfowóráńṣẹ́ wọlé àti jáde káàkiri Afíríkà. Àwọn iṣẹ́ ìfowóráńṣẹ́-wọlé àti ìfowóráńṣẹ́-síta fi ààyè gbà yín láti gba owó wọlé kí ẹ sì san owó jáde. Àwọn ìsanwówọlé, gẹ́gẹ́ bí àwọn wọ̀nyẹn tí wọ́n wá láti orí ìtajà orí ẹ̀rọ ayélujára, ìwé ìsanwó ọjà, tàbí owó ìṣàbápín, ní í ṣe pẹ̀lú gbígba owó lọ́wọ́ àwọn oníbàárà. Fífi owó ráńṣẹ́ sí àwọn olùbádòwòpọ̀, olùpèsè ọjà, òṣìṣẹ́, tàbí awint ẹgbẹ́ mìíràn fún onírúurú nǹkan, bit owó ọjà, owó oṣù, tàbí owoy orí, jẹ́ ìfowóráńṣẹ́ àsanwọlé. Tẹ́lẹ̀, iṣẹ́ ìfowóráńṣẹ́ wọlé wà fún àwọn oníbàárà tí wọ́n fẹ́ fi owó ráńṣẹ́ láti Uganda àti Rwanda. Àmọ́ sá, ìbádòwòpọ̀ náà yóò fún àwọn ọmọ Áfríkà ní àǹfààní sí iṣẹ́ yìí, tí ó fi mọ́ iṣẹ́ ìsanwó. Ní bí àwọn ọjà 15, tí ó fi mọ́ Nigeria, Ghana, Sudan, Ivory Coast, Uganda, Zambia, Benin, Cameroon, South Africa, àti Madagascar, MTN MoMo ní àwọn oníbàárà tí ó lé ní mílíọ̀nù 51 gẹ́gẹ́ bí ó ṣe wà ní Oṣù Kẹjọ 2022. Gẹ́gẹ́ bí ọ̀rọ̀ kan, àwọn oníbàárà MoMo ní Nigeria yóò gba ìkéde nípasẹ̀ àtẹ̀jíṣẹ́ nígbàkigbà tí ẹnikẹ́ni bá fi owó ráńṣẹ́ sí àwọn àpamọ́ wọn láti àwọn orílẹ̀ èdè tí a dárúkọ. Yóò sì fi déédéé owó abẹ́lé sí àpamọ́ MoMo wọn ní àsìkò ìfowóráńṣẹ́ náà. Nítorí àjọṣepọ̀ yìí, àwọn oníbàárà MoMo PSB kò ní nílò àwọn owó ilẹ̀ òkèèrè tàbí àwọn àsùnwọ̀n ìgbowó-ilẹ̀-òkèèrè-wọlé láti fi owó ráńṣẹ́ síta tàbí gba owó wọlé tààrà láti àwọn oríṣiríṣi orílẹ̀ èdè Áfríkà nípa ṣíṣe àmúlò àsùnwọ̀n MoMo. Ọ̀gá Àgbà Pátápátá MoMo PSB, Eli Hini, sọ pé, ""Àjọṣepọ̀ yìí wà ní ìbámu pẹ̀lú ìpinnu wa láti pèsè àwọn ọ̀nà àbáyọ ọ̀tun fún ìṣúná èyí tí yóò pèsè fún àìní àwọn oníbàárà wa tí ó ń yí padà sá. Pẹ̀lú ètò yìí, à ń jẹ́ kí ìfowóráńṣẹ́ àti ìsanwó ọjà láti orílẹ̀ èdè sí orílẹ̀ èdè káàkiri Afíríkà rọrùn, kí ó kojúwọ̀n, kí iye rẹ̀ sì má ga ju ara lọ tó ti àtẹ̀yìnwá."" Ìròyìn yìí jáde lẹ́yìn ọjọ́ díẹ̀ tí MTN kéde pé Mastercard ti gbà láti ra ìpín ìdókòwò kékeré nínú ìpín ìmọ̀ ẹ̀rọ nínú ìṣúná bílíọ́nù $5.2 rẹ̀.","Ifintech yeMTN kanye nozakwethu weSaana Capital ukuvumela abasebenzisi beMoMo ukuthi bathumele futhi bathole imali e-Afrika yonkana IMoMo Payment Service Bank (iPSB) kanye neSaana Capital, inkampani yamazwe ngamazwe ewela imingcele enelayisensi yiBhange Elikhulu laseNigeria (iCBN), babambisene ukuze banike amandla ukukhokhwa kwebhili okungenazihibe kanye nezinsizakalo zokudlulisa ezingenayo neziphumayo kuyo yonke i-Afrika. Izinsizakalo ezingenayo neziphumayo zikuvumela ukuthi uthole futhi uthumele imali. Ukudluliswa kwemali engenayo, njengaleyo evela ekuthengisweni kwe-inthanethi, ama-invoyisi, noma okubhaliselwe, kuhilela ukuthola imali evela kumakhasimende. Ukudlulisa izimali kozakwethu, abahlinzeki, abasebenzi, noma ezinye izinhlangano zezinto ezimbalwa, njengezikweletu, amaholo, noma izintela, kuwukudluliswa kwenkokhelo ephumayo. Ngaphambilini, isevisi yangaphakathi ibitholakala kuphela kumakhasimende afuna ukuthumela imali evela e-Uganda naseRwanda. Kodwa-ke, ukubambisana kuzonikeza ama-Afrika ukufinyelela kule sevisi, okuhlanganisa nezinsizakalo zokukhokha. Ezimakethe ezingaba ngu-15, okuhlanganisa iNigeria, iGhana, iSudan, i-Ivory Coast, i-Uganda, iZambia, iBenin, iCameroon, iNingizimu Afrika, neMadagascar, iMTN MoMo inababhalisile beMoMo abaningi abayizigidi ezingu-51 kusukela ngoNcwaba 2022. Ngokwesitatimende, amakhasimende eMoMo eNigeria azokwaziswa ngeSMS noma nini lapho noma ubani ethumela imali emalini yakhe evela emazweni athile. Izophinda yengeze uhlobo lwemali lwasendaweni olulingana nesikhwama sayo seMoMo ngesikhathi sokudlulisa. Ngenxa yalokhu kubambisana, amakhasimende eMoMo PSB ngeke adinge imali yangaphandle noma ama-akhawunti asekhaya ukuze athumele futhi amukele imali ngokuqondile emazweni ahlukene ase-Afrika esebenzisa ama-akhawunti awo eMoMo. U-CEO weMoMo PSB, u-Eli Hini, uthe, “Lokhu kubambisana kuhambisana nokuzibophezela kwethu ekuletheni izixazululo zezezimali ezintsha ezihlangabezana nezidingo eziguqukayo zamakhasimende ethu. Ngale sevisi, senza ukudluliswa kwemali okunqamula imingcele kanye nokukhokha izikweletu e-Afrika yonkana kufinyeleleke kakhudlwana, kusebenze kahle, futhi kungabizi kakhulu kunangaphambili.” Lezi zindaba ziza ngemuva kwezinsuku ezimbalwa abakwaMTN bememezele ukuthi iMastercard ivumile ukuthenga ingxenye encane yefintech ngo-$5.2 wezigidigidi."
+ቲክ ቶክ በኬንያ ቢሮ ለመክፈት እና በመድረክ ላይ ያለውን ይዘት ለማስተካከል ከመንግስት ጋር እየሰራ የኬንያው ፕሬዚዳንት ዊሊያም ሩቶ ሐሙስ ዕለት ከቲክቶክ ዋና ሥራ አስፈጻሚ ሾው ዚ ቼው ጋር ከተገናኙ በኋላ አጸያፊ ወይም ተገቢ ያልሆነ ይዘት ከአጭር የቪዲዮ መድረክ እንደሚወገድ አስታውቀዋል። ቲክ ቶክ ከኬንያ መንግስት ጋር በመድረኩ ላይ ያለውን ይዘት በማስተካከል የማህበረሰብ ደረጃዎችን ለማክበር ይተባበራል። የግዛት ብቶች ባለስልጣናት በተጨማሪም ቲክ ቶክ በናይሮቢ የክልል ቢሮ እንደሚከፍት እና ብዙ ኬንያውያንን ለመድረኩ እንዲሰሩ እንደሚቀጥር ገልፀው ኬንያን የአጭር-ይዘት ቪዲዮ መተግበሪያ ላይ በጣም ንቁ ከሆኑ ሀገራት አንዷ መሆኗን ጠቅሰዋል ። እንደ ሮይተርስ ኢንስቲትዩት ዲጂታል ዜና ዘገባ 2023፣ ኬንያ በዓለም አቀፍ ደረጃ ከፍተኛውን የቲክ ቶክ አጠቃቀም መጠን ያላት ሲሆን በሀገሪቱ ውስጥ 54% ተጠቃሚዎች መተግበሪያውን ለአጠቃላይ ዓላማዎች እና 29% ለዜና ይጠቀማሉ። ይህ እርምጃ ቲክ ቶክን በኬንያ እንዲታገድ አመልካች የህግ ባለሙያዎችን መማጸን ተከትሎ ነው። የአብላጫው መሪ ኪማኒ ኢቹንግዋ መተግበሪያው በዋናነት ወጣቶችን ስለቀጠረ ፓርላማው እገዳውን መከታተል እንደማይችል ተናግረዋል። የአናሳው ቡድን መሪ ኦፒዮ ��ንዳይይ በኬንያ ከፍተኛ የሥራ አጥነት መጠን እና አገሪቱ እያጋጠማት ያለውን አስቸጋሪ ጊዜ ከግምት በማስገባት አገሪቱ በዲጂታል ዘመን ራሷን ችላ መኖር እንደማትችል በመግለጽ ተስማምተዋል። በዚህም ምክንያት ፕሬዝዳንት ሩቶ ዩቲዩብ፣ ኤክስ( የቀድሞው ትዊተር) እና ፌስቡክ በወጣቶች ከተፈጠረው ይዘት ገቢ ለማግኘት መስማማታቸውን ተናግረዋል። ተስጦ ላላቸው ኬንያውያን እድል ለመፍጠር መንግስት የእነዚህን ኩባንያ አመራሮች በማሳተፍ ወደ ስራ መግባቱንም ጠቁመዋል። ከዚህም በላይ እ.ኤ.አ በነሃሴ 2፣ 2023 የኬንያ የመረጃን፣ ግንኙነትን እና ዲጂታል ኢኮኖሚ ሚኒስተር የማህበራዊ ሚዲያ ተጠቃሚዎችን የሚጠብቁ ህጎችን እንደሚገመግም አስታውቋል። እንዲሁም አሁን ያለው የቲክ ቶክ ተጠቃሚዎች ከቀኑ 11 ሰዓት እና 3 ሰዓት መካከል ላይ በቀጥታ ስለሚሆኑበት ሁኔታ እና ግልጽ ይዘትን ስለማጋራት ስጋቱን ገልጿል።,"TikTok to open an office in Kenya and work with the government to moderate content on its platform After a meeting with TikTok's CEO, Shou Zi Chew, on Thursday, Kenyan President William Ruto announced that offensive or inappropriate content would be removed from the short-form video platform. TikTok will collaborate with the Kenyan government to moderate content on its platform to adhere to community standards. State House officials also said that TikTok would open a regional office in Nairobi and hire more Kenyans to work for the platform, citing Kenya as one of the most active countries on the short-form video app. According to the Reuters Institute Digital News Report 2023, Kenya has the highest TikTok usage rate worldwide, with 54% of users in the country using the app for general purposes and 29% for news. This move follows a petitioner’s plea to lawmakers to ban TikTok in Kenya. The Majority Leader, Kimani Ichung'wa, said that because the app has primarily employed young people, parliament cannot oversee its suspension. Opiyo Wandayi, the Minority Leader, agreed, stating that given Kenya's high unemployment rate and the difficult times the country is experiencing, the nation cannot survive independently in the digital age. Consequently, President Ruto stated that YouTube, X (formerly Twitter), and Facebook have agreed to push for revenue from youth-created content. He noted that the government has engaged the leadership of these companies to create opportunities for talented Kenyans. What’s more, on August 2, 2023, the Ministry of Information, Communication, and the Digital Economy of Kenya announced it would review the laws protecting social media users. He also expressed concern about the current trend of TikTok users going live between 11 p.m. and 3 a.m. and sharing explicit content.","TikTok na shirin buɗe buɗe ofis a Kenya da kuma yin aiki tare da gwamnati don daidaita ababen cikin sa akan dandalin sa. Bayan wata ganawa da shugaban kamfanin TikTok, Shou Zi Chew, a ranar Alhamis, shugaban ƙasar Kenya William Ruto, ya sanar da cewa, za a cire munanan abubuwan da ba su dace ba daga dandalin bidiyo mai gajeren zangon ba. TikTok za ta yi aiki tare da gwamnatin Kenya don daidaita abubuwan da ke cikin dandalinta don bin ƙa'idodin al'umma. Jami'an fadar gwamnatin ƙasar sun kuma ce TikTok za na bude wani ofishin shiyya a Nairobi tare da ɗaukar ƙarin hayar 'yan ƙasar Kenya da za su yi aiki a wannan dandali, suna masu nuni da cewa Kenya na ɗaya daga cikin kasashen da suka fi yin amfani da manhajar bidiyo mai gajeren zangon. Dangane da Rahoton Cibiyar Labaran Dijital ta Reuters 2023, Kenya tana da mafi girman adadin masu amfani da TikTok a duk duniya, tare da kashi 54% na masu amfani a cikin ƙasar suna amfani da manhajar don dalilai na gama gari da kashi 29% don labarai. Wannan matakin ya biyo bayan roƙon da mai shigar da kara ya yi wa 'yan majalisa na hana TikTok a ƙasar Kenya. Shugaban masu rinjaye, Kimani Ichung'wa, ya ce saboda manhajar ta fara ɗaukar matasa aiki, majalisar ba za ta iya sa ido kan dakatar da ita ba. Opiyo Wandayi, shugaban marasa rinjaye, ya amince, yana mai cewa, la'akari da yawan rashin aikin yi a Kenya da kuma mawuyacin hali da ƙasar ke fuskanta, al'ummar ƙasar ba za su iya rayuwa ta kansu ba a zamanin fasaha ba. Sakamakon haka, Shugaba Ruto ya bayyana cewa shafukan YouTube da X (wanda aka fi sani da Twitter) da Facebook sun amince da tura kuɗaɗen shiga daga maƙaloli da matasa suka ƙirƙira. Ya yi nuni da cewa, gwamnati ta ɗauki nauyin jagorancin waɗannan kamfanoni domin samar da damammaki ga haziƙan ‘yan ƙasar Kenya. Me yafi yawa A ranar 2 ga watan Agustan shekarar 2023, Ma'aikatar Watsa Labarai, Sadarwa, da Tattalin Arziƙin Zamani na Kenya ta sanar da cewa za ta sake nazarin dokokin da ke kare masu amfani da kafofin watsa labarun. Ya kuma nuna damuwa game da halin yanzu na masu amfani da TikTok na yin bidiyon kai tsaye tsakanin 11 na dare zuwa karfe 3 na safe suna nuna tsiraici.","TikTok kufungua ofisi nchini Kenya na kufanya kazi na serikali kudhibiti maudhui kwenye jukwaa lake Baada ya mkutano na Mkurugenzi Mtendaji CEO wa TikTok, Shou Zi Chew, siku ya Alhamisi, Rais wa Kenya William Ruto alitangaza kuwa maudhui ya kuudhi au yasiyofaa yangeondolewa kwenye jukwaa la video fupi. TikTok itashirikiana na serikali ya Kenya kudhibiti maudhui kwenye jukwaa lake ili kuzingatia viwango vya jamii. Maafisa wa Ikulu pia walisema kwamba TikTok itafungua ofisi ya kikanda Nairobi na kuajiri Wakenya zaidi kufanya kazi kwenye jukwaa, wakitaja Kenya kama mojawapo ya nchi zinazofanya kazi zaidi kwenye programu ya video ya fomu fupi. Kulingana na Ripoti ya Digital News Report 2023 ya Taasisi ya Reuters, Kenya ina kiwango cha juu zaidi cha matumizi ya TikTok duniani kote, huku 54% ya watumiaji nchini wakitumia programu kwa madhumuni ya jumla na 29% kwa habari. Hatua hii inafuatia ombi la mlalamishi kwa wabunge kupiga marufuku TikTok nchini Kenya. Kiongozi wa Wengi, Kimani Ichung'wa, alisema kwa sababu programu hiyo kimsingi imeajiri vijana, bunge haliwezi kusimamia kusimamishwa kwake. Opiyo Wandayi, Kiongozi wa Wachache, alikubali, akisema kwamba kutokana na kiwango kikubwa cha ukosefu wa ajira nchini Kenya na nyakati ngumu ambazo nchi inapitia, taifa haliwezi kuendelea kujitegemea katika enzi ya kidijitali. Kwa hivyo, Rais Ruto alisema kuwa YouTube, X (zamani Twitter), na Facebook zimekubali kusukuma mapato kutoka kwa maudhui yaliyoundwa na vijana. Alibainisha kuwa serikali imeshirikisha uongozi wa kampuni hizo ili kubuni fursa kwa Wakenya wenye talanta. Zaidi ya hayo, mnamo Agosti 2, 2023, Wizara ya Habari, Mawasiliano, na Uchumi wa Kidigitali ya Kenya ilitangaza kuwa itapitia sheria zinazolinda watumiaji wa mitandao ya kijamii. Pia alionyesha wasiwasi wake juu ya mtindo wa sasa wa watumiaji wa TikTok kwenda moja kwa moja kati ya 11 p.m. na 3 a.m . na kushirikisha maudhui ya wazi.","TikTok sí ilé-iṣẹ́ ní Kenya ó sì ń ṣiṣẹ́ pẹ̀lú ìjọba láti ṣàkóso àkóónú lórí ìkànnì ìkànnì rẹ̀. Lẹ́yìn ìpàdé kan pẹ̀lú Ọ̀gá Àgbà Pátápátá TikTok, Shou Zi Chew, ní Ọjọ́bọ̀, Ààrẹ Kenya William Rutot kéde pé àwọn àkóónú èébú tàbí tí kò bójú mu ni wọ́n yoot mú kúrò láti orí ìkànnì aláwòránhùn kékeré náà. TikTok yóò dòwòpọ̀ pẹ̀lú ìjọba Kenya láti ṣe àmójútó àwọn àkóónú lórí ìkànnì rẹ̀ láti tẹ̀lé àwọn ìlànà àwùjọ rẹ̀. Àwọn Òṣìṣẹ́ Ilé Aṣòfin Ìlú náà sọ pé TikTok yóò sí ẹ̀ka ilé-iṣẹ́ ní Nairobi yóò sì gba àwọn ọmọ Kenya ṣíṣe láti ṣiṣẹ́ fún ìkànnì náà, nígbà tí wọ́n mẹ́nubà Kenya gẹ́gẹ́ bí ọ̀kan lára àwọn orílẹ̀ èdè tí wọ́n ń kópa lórí ohun èlò ẹ̀rọ àwòránhùn kékeré náà jùlọ. Gẹ́gẹ́ bí Reuters Institute Digital News Report 2023 ṣe sọ, Kenya ni ó ní àwọn aṣàmúlò TikTok tí ó pọ̀ jùlọ káàkiri àgbáyé, pẹ̀lú àwọn aṣàmúlò 54% ní orílẹ̀ èdè náà tí wọ́n ń lò ohun èlò ẹ̀rọ náà fún àwọn iṣẹ́ gbogbogbò àti àwọn 29% tí wọ́n ń lò ó fún ìròyìn. Ìgbésẹ̀ yìí tẹ̀lé ẹ̀bẹ̀ olùbẹ̀wẹ̀ kan sí àwọn aṣòfin láti fòfin de TikTok ní Kenya. Olórí àwọn ọmọ ẹgbẹ́ tí ó pọ̀ jùlọ nínú ìgbìmọ̀, Kimani Ichung'wa, sọ pé nítorí pé wọ́n gbé ohùn èlò ẹ̀rọ náà ń gba àwọn ọ̀dọ́ ṣíṣẹ́, ilé aṣòfin kò lè fòfin dè é. Opiyo Wandayi, Olórí àwọn ọmọ ẹgbẹ́ tí wọn kò pọ̀ nínú ìgbìmọ̀, gbà pẹ̀lú ọ̀rọ̀ yìí, ó sọ pé wíwo ìwọ̀n àísíṣẹ́ ní Kenya àti àwọn ìdojúkọ tí orílẹ̀ èdè náà ń kojú, orílẹ̀ èdè náà kò lè dá ṣe àṣeyọrí ní àsìkò ìmọ̀ ẹ̀rọ yìí. Nítorí náà, Ààrẹ Ruto sọ pé YouTube, X (Twitter tẹ́lẹ̀), àti Facebook ti gba láti ṣe àgbékalẹ̀ owó tí yóò máa wọlé láti ara àkóónú tí àwọn ọ̀dọ́ bá ṣẹ̀dá. Ó ṣàkíyèsí pé ìjọba tí sọ̀rọ̀ pẹ̀lú adarí àwọn ilé-iṣẹ́ wọ̀nyí láti ṣe àgbékalẹ̀ àǹfààní fún àwọn ọmọ Kenya tí wọ́n ní ẹ̀bùn. Kint ni ó tún kù, ní Ọjọ́ 2 Oṣù Kẹjọ, 2023, Ẹ̀ka ìjọba fún ìròyìn, Ìbáraẹnisọ̀rọ̀, àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ Kenya kéde pé àwọn yóò ṣe àtúnyẹ̀wò àwọn òfin tí ó ń dáàbò bo àwọn aṣàmúlò ìkànnì ìbánidọ́rẹ̀ẹ́. Ó tún fi àìbalẹ̀ ọkàn hàn nípa àwọn aṣàmúlò TikTok ìsinsìnyí tí wọ́n máa ń lọ sórí afẹ́fẹ́ ní bí 11 alẹ́ àti 3 àárọ̀ tí wọ́n sì máa ń ṣe àgbékalẹ̀ àwọn àkóónú tí kò ṣe é fẹnu sọ.","ITikTok yokuvula ihhovisi eKenya futhi isebenzisane nohulumeni ukulinganisa okuqukethwe esizeni sayo Ngemuva komhlangano neCEO yeTikTok, uShou Zi Chew, ngoLwesine, uMongameli waseKenya uWilliam Ruto umemezele ukuthi okuqukethwe okucasulayo noma okungalungile kuzosuswa esiteji sevidiyo emfushane. ITikTok izosebenzisana nohulumeni waseKenya ukulinganisa okuqukethwe esizeni sayo ukuze kuhlangatshezwane namazinga omphakathi. Izikhulu zeState House ziphinde zathi iTikTok izovula ihhovisi lesifunda eNairobi futhi iqashe abantu abaningi baseKenya ukuthi basebenze endaweni yesikhulumi, becaphuna iKenya njengelinye lamazwe asebenza kakhulu ohlelweni lokusebenza lwevidiyo emfushane. Ngokombiko we-Reuters Institute Digital News Report 2023, iKenya inezinga eliphezulu kakhulu lokusetshenziswa kweTikTok emhlabeni, ngabasebenzisi abangama-54% ezweni abasebenzisa uhlelo lokusebenza ngezinjongo ezijwayelekile kanye no-29% wezindaba. Lesi sinyathelo silandela isicelo sofake isicelo kubameli sokuthi kuvalwe iTikTok eKenya. Umkhokheli weningi, uKimani Ichung’wa, uthe ngenxa yokuthi lolu hlelo luqashe abantu abasha, iphalamende alikwazi ukubheka ukumiswa kwalo. U-Opiyo Wandayi, uMholi Oyingcosana, uvumile, wathi uma kubhekwa izinga eliphezulu lokuntuleka kwemisebenzi eKenya kanye nezikhathi ezinzima izwe elibhekene nazo, isizwe asikwazi ukuphila ngokuzimela esikhathini sedijithali. Ngenxa yalokhu, uMongameli Ruto uthe iYouTube, iiX (eyayiyiTwitter) kanye neFacebook bavumile ukuphusha imali engenayo ngokuqukethwe okudalwe yintsha. Uveze ukuthi uhulumeni usexoxisane nobuholi balezi zinkampani ukuze kuvuleke amathuba kubantu baseKenya abanekhono. Ngaphezu kwalokho, ngoNcwaba 2, 2023, uMnyango Wezolwazi, Ezokuxhumana, kanye Nomnotho Wedijithali waseKenya umemezele ukuthi uzobuyekeza imithetho evikela abasebenzisi benkundla yezokuxhumana. Uphinde wazwakalisa ukukhathazeka ngendlela yamanje yabasebenzisi beTikTok ababa bukhoma phakathi kuka-11pm no-3am futhi babelane ngokuqukethwe okusobala."
+"ደቡብ አፍሪካ ጎጂ ይዘቶችን በመስመር ላይ ማቆም ትፈልጋለች። ዩቲዩብ ተጠቃሚዎች አንድን ዘፈን በመጮህ፣ በመዘመር ወይም በ አንድሮይድ መሣሪያዎች ላይ በመቅዳት እንዲፈልጉ የሚያስችል ባህሪን እየሞከረ ነው። ወደ ሙከራው መዳረሻ ያላቸው ተጠቃሚዎች ለሦስት ወይም ከዚያ በላይ ሰከንዶች ያህል ዘፈን ሲዘፍኑ፣ ሲዘምሩ ወይም ሲቀዱ በአዲሱ የሙዚቃ ፍለጋ ባህሪ እና በዩቲዩብ የድምፅ ፍለጋ መካከል መቀያየር ይችላሉ፡፡ ከዚያ መድረኩ ሙዚቃውን ይገነዘባል እና ተጠቃሚው የሚፈልጉትን ሙዚቃ የያዙ ተዛማጅ የዩቲዩብ ቪዲዮዎችን ያመላክታል፣ ይህም ይፋ የሆኑ የሙዚቃ ቪዲዮዎች፣ በተጠቃሚዎች የተፈጠሩ ይዘቶች ወይም አጫጭር ሊሆኑ ይችላሉ፡፡ ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ናላ ከ ዩኬ እና የአውሮፓ ህብረት ለናይጄሪያ ክፍያዎችን ይጀምራል ሴሉላንት 20% የሚሆነውን የሰው ኃይል ለማሰናበት ደቡብ አፍሪካ ጎጂ ይዘቶችን በመስመር ላይ ማቆም ትፈልጋለች። ናላ ከ ዩኬ እና የአውሮፓ ህብረት ለናይጄሪያ ክፍያዎችን ይጀምራል በዩናይትድ ኪንግደም እና በአውሮፓ ህብረት ውስጥ ያሉ ናይጄሪያውያን የታንዛኒያ ድንበር ተሻጋሪ መድረክ ናላን በመጠቀም ገንዘብ መላክ ይችላሉ። ደንበኞች ከካርዳቸው፣ ከባንክ አካውንታቸው ወይም ከጎግል ወይም አፕል ክፍያ ወደ ናይጄሪያ የባንክ ሂሳብ ለማስተላለፍ መተግበሪያውን ከመተግበሪያው ወይም ከጨዋታ መደብር ማውረድ ይችላሉ። ናላ በአሁኑ ጊዜ ደንበኞቹ ወደ ናይጄሪያ ገንዘብ እንዲልኩ ብቻ የሚፈቅድ ቢሆንም፣ ኩባንያው ደንበኞች ከናይጄሪያ ገንዘብ እንዲልኩ ለማስቻል አስፈላጊውን ፈቃድ ለማግኘት እየሰራ ነው። መድረኩ ታንዛኒያ፣ ጋና፣ ኮት ዲቫር፣ ሴኔጋል፣ ካሜሩን፣ ኬንያ፣ ኡጋንዳ እና ሩዋንዳ ውስጥም ይገኛል። ናላ በናይጄሪያ ውስጥ ኢንቨስት ለማድረግ ያሰበው የአካባቢውን የሥራ እድል በማስፋት እና እንደ ባንኮች እና የክፍያ አቅራቢዎች ካሉ የአገር ውስጥ ተጫዋቾች ጋር ጥምረት በመፍጠር ነው። እ.ኤ.አ በመጋቢት 2023 ናላ የታንዛኒያ ባንክ የክፍያ ሥርዓቶችን ለማቅረብ ፈቃድ መስጠቱን አስታውቋል፣ ይህም እንደ ኤም-ፔሳ ካሉ ባንኮች እና የሞባይል ገንዘብ አቅራቢዎች ጋር በቀጥታ ውህደት እንዲኖር በር ከፍቷል። ታንዛኒያ ውስጥ ፕሮጀክቶችን ለመገንባት 1 ሚሊዮን ዶላር ኢንቨስት ለማድረግ ቆርጣለች፣ናላ በተጨማሪም 5 ሚሊዮን ዶላር (636 ሚሊዮን የኬንያ ገነዘብ) በኬንያ ሥራዋ ላይ ኢንቨስት ለማድረግ አቅዷል። ሴሉላንት 20% የሚሆነውን የሰው ኃይል ለማሰናበት ሴሉላንት እንደ የሰው ኃይል መልሶ ማዋቀር አካል 20% ሰራተኞቹን በ""መጪዎቹ ቀናት"" ይለቃል። ይሄ በ2023 መጀመሪያ ላይ የተደረገውን የሰራተኛ ቆጠራ መቀነስ ተከትሎ የክፍያ ኩባንያው ሁለተኛ ዙር ማሰናበት ነው። በ19 አገራት የሚንቀሳቀሰው ኩባንያው ለዕድገት ተጠቃሚ-ተኮር ምርቶችን በሚፈጥር ምርት-ተኮር ስትራቴጂ ላይ ማተኮር ይፈልጋል። ለምን? ሴሉላንት አዲሱ ስትራቴጂ በገበያው ተለዋዋጭነት እና በራስ-ሰር ኢንቨስትመንቶች ላይ ተጽዕኖ እያሳደረ ነው ብሏል። በቅርቡ የምርት ፖርትፎሊዮውን በአራት የተለያዩ ምድቦች እንደገና ማደራጀቱም እንዲሁ ሚና ተጫውቷል፡፡ የክፍያ ኩባንያው አንዳንድ ሚናዎችን እያጣመረ እና አዳዲሶችን እያዳበረ ነው። ተጽዕኖ ለደረሰባቸው ሰራተኞች የመውጫ ፓኬጆችን እና ለራሳቸው እና ለቤተሰባቸው የተራዘመ የህክምና ሽፋን ይሰጣል ይላል። ደቡብ አፍሪካ ጎጂ ይዘቶችን በመስመር ላይ ማቆም ትፈልጋለች። ደቡብ አፍሪካውያን በመስመር ላይ የሚደርሰውን ጉዳት ለማቆም በፊልም እና ህትመት ቦርድ (ኤፍፒቢ) በሚታተመው አዲሱ ረቂቅ ህግ ላይ አስተያየት ለመስጠት እ.ኤ.አ እስከ መስከረም 8፣ 2023 ድረስ አስተያየት መስጠት አለባቸው። እነዚህ መመሪያዎች፣ በሶስት ክፍሎች የታተሙ፣ ጎጂ ይዘቶችን መለየት፣ የመስመር ላይ ጉዳትን መከላከል እና የአቻ-ለአቻ ቪዲዮ መጋራትን ይሸፍናሉ። ጎጂ ይዘት ምንድን ነው? እንደ ተቆጣጣሪው ገለጻ የሕፃናት ፖርኖግራፊ፣ የጥላቻ ንግግር እና የጦርነት ፕሮፓጋንዳ የሆነ ይዘት፣ በተለየ የቡድን ባህሪ ላይ የተመሰረተ ጥላቻን የሚደግፍ እና ጕዳት ለማድረስ ማነሳሳትን ያካትታል፡፡ የተከለከለው ይዘት ግልጽ የሆነ ወሲባዊ ባህሪን፣ አስገድዶ መድፈር፣ ከግብረ ሰዶማዊነት ፣የዘር ማጥፋት፣ ባህሪን ወይም የሰውን ልጅ የሚያዋርድ ድርጊትን እና በግልጽ የቤት ውስጥ ጥቃትን ያጠቃልላል፡፡ ይዘት ጎጂ የሚሆነው መቼ ነው? አንድ ሰው በይነመረብን ጨምሮ በማንኛውም የመስመር ላይ ወይም ከመስመር ውጭ መካከለኛ በሚሠራጭ ፊልም፣ ጨዋታ ወይም ኅትመት ምክንያት በስሜታዊ፣ በስነልቦናዊ ወይም በሥነ ምግባር ችግር ሲያጋጥመው ያ ይዘት ጐጂ ነው፡፡ ኤፍፒቢ እንዳስታወቀው፣ ይዘቱ ጎጂ መሆኑን ለመወሰን አንድ ሰው ሃሳብን የመግለጽ እና የመናገር ነፃነትን የሚቆጣጠር የህግ ማዕቀፎችን እና ማናቸውንም ገደቦች ግምት ውስጥ ማስገባት አለበት። በተጨማሪም ተቆጣጣሪው የመልእክት መላላኪያ መድረኮችን እና የግል ቡድኖችን በፌስቡክ፣ ዋትስአፕ እና ቴሌግራም ለማካተት የአቻ ለአቻ ኔትወርኮችን ያሰፋዋል እና ያለ ባለቤቱ ወይም ባለቤቱ ስምምነት የቅርብ ይዘትን ማሰራጨት ወይም እነሱን መጉዳት ይከለክላል። የማነበው ና የምመለከተው ስፖቲፋይ ምቹ ገጾችን፣ ትንታኔዎችን እና ሌሎች መቆጣጠሪያዎችን ጨምሮ አዲስ የፖድካስተር መሳሪያዎችን ያስተዋውቃል፡፡ ሃይማኖት፣ ስነምግባር እና ማህበረሰብ | ሃይማኖት ሥነ ምግባርን የሚቀንስበት ምክንያት ምንድን ነው? ስለ ወሲብ እንነጋገር፡ የወሲብ ደስታ ልዩነት እውነታ","South Africa wants to stop harmful content online YouTube is testing a feature that allows users to search for a song by humming, singing, or recording it on Android devices. Users with access to the experiment can switch between the new song search feature and YouTube voice search while humming, singing, or recording a song for three or more seconds. The platform then recognises the song and points the user to relevant YouTube videos that contain the song they were looking for, which could be official music videos, user-generated content, or Shorts. Here's what I've got for you today: NALA launches payments from UK and EU to Nigeria Cellulant to lay off 20% of its workforce South Africa wants to stop harmful content online NALA launches payments from UK and EU to Nigeria Nigerians in the United Kingdom and the European Union can now send money home using Tanzanian cross-border platform, NALA. Customers can download the app from the App or Play Store to transfer money from their cards, bank account, or Google or Apple Pay to a Nigerian bank account. While NALA currently only allows customers to send money into Nigeria, the company is working on obtaining the necessary licence to enable customers to also send money out of Nigeria. The platform is also available in Tanzania, Ghana, Cote d'Ivoire, Senegal, Cameroon, Kenya, Uganda, and Rwanda. NALA intends to invest in Nigeria by expanding the number of local jobs it offers and forming alliances with domestic players like banks and payout providers. In March 2023, NALA announced that the Bank of Tanzania had granted it a licence to offer payment systems, opening the door for direct integration with banks and mobile money providers like M-PESA. It also committed to investing $1 million to build projects in Tanzania.NALA also planned to invest $5 million (KSh 636 million) into its Kenyan operations. Cellulant to lay off 20% of its workforce Cellulant will let go of 20% of its staff in the ""coming days"" as part of a workforce restructuring. This is the payments company’s second round of layoffs, following a headcount reduction in early 2023. The company, which operates in 19 nations, wants to focus on a product-led strategy that creates user-centric products for growth. Why? Cellulant says the new strategy is influenced by changing market dynamics and investments in automation. Its recent reorganisation of its product portfolio into four distinct categories also played a part. The payments company is combining some roles while also developing new ones. It says it will offer impacted workers exit packages and extended medical coverage for themselves and their families. South Africa wants to stop harmful content online South Africans have until September 8, 2023, to comment on the new draft rules published by the Film and Publication Board (FPB) to stop online harm. These guidelines, published in three parts, cover classifying harmful content, preventing online harm, and peer-to-peer video sharing. What is harmful content? Per the regulator, it includes child pornography, hate speech, and content that amounts to war propaganda, advocates hatred based on a distinguishable group characteristic, and constitutes incitement to cause harm. Prohibited content includes explicit sexual conduct, rape, bestiality, incest, conduct or an act degrading to human beings, and the explicit infliction of domestic violence. When is a content harmful? When a person experiences emotional, psychological, or moral distress due to a piece of content, whether a movie, game, or publication distributed via any online or offline medium, including the internet, that content is harmful. The FPB asserted that, in determining whether content is harmful, one must consider the legal framework that oversees freedom of expression and speech and any limitations. Additionally, the regulator extends peer-to-peer networks to include messaging platforms and private groups on Facebook, WhatsApp, and Telegram, and it forbids the dissemination of intimate content without the subject's or subjects' consent or to harm them. What I'm reading and watching Spotify introduces new podcaster tools, including customized pages, analytics, and other controls Religion, Morality & Society | Why Religion Diminishes the Moral Discourse Let's Talk About Sex: The Reality of the Sexual Pleasure Disparity","Afirka ta Kuɗu na son dakatar da abubuwan da ke cutarwa ta yanar gizo YouTube yana gwada fasalin da ke ba masu amfani damar nemo waƙa ta hanyar ƙara, rera waƙa, ko rikodin ta akan na'urorin Android. Masu amfani waɗanda ke da damar yin gwajin za su iya canzawa tsakanin sabon fasalin binciken waƙa da fasalin binciken murya a YouTube yayin da suke ƙara ko waƙa ko yin rikodin waƙa na daƙiƙa uku ko fiye da haka. Dandalin ya amince da waƙar kuma yana nunawa mai amfani cewa faifayin YouTube da suka dace waɗanda ke ɗauke da waƙar da suke nema, waɗanda zasu iya zama sanannen bidiyon kiɗan, ƙirƙira mai amfani da shi, ko gajeru. Ga abin da na samo muku yau: NALA ta kaddamar da biyan kuɗi daga Birtaniya da EU ga Najeriya. Cellulant zai sallami kashi 20% na ma'aikatan sa. Afirka ta Kuɗu na son dakatar da abubuwan da ke cutarwa ta yanar gizo. NALA ta ƙaddamar da biyan kuɗi daga Birtaniya da Tarayyar Turai ga Najeriya. Yan Najeriya a Burtaniya da Tarayyar Turai yanzu za su iya aika kuɗi zuwa gida ta hanyar amfani da dandalin kan iyakoki na Tanzaniya wato NALA. Abokan ciniki za su iya sauƙar da manhajar daga App Store ko Play Store don tura kuɗi daga katunan su, asusun banki, ko sahar Google ko Apple zuwa asusun bankin Najeriya. Yayin da a halin yanzu NALA ke baiwa abokan ciniki damar aika kuɗi zuwa Najeriya kawai, kamfanin yana aiki don samun lasisin da ya dace don baiwa abokan ciniki damar aika kuɗi daga Najeriya. Hakanan ana samun dandalin a Tanzaniya, Ghana, Cote d'Ivoire, Senegal, Kamaru, Kenya, Uganda, da Ruwanda. NALA ta ƙudiri aniyar zuba jari a Najeriya ta hanyar faɗaɗa yawan ayyukan yi na cikin gida da kuma ɓulla ƙawance da 'yan wasan cikin gida kamar bankuna da masu samar da kuɗaɗe. A cikin watan Maris 2023, NALA ta sanar da cewa Bankin Tanzaniya ya bata lasisi don ba da tsarin biyan kuɗi, yana mai buɗe kofa don haɗuwa kai tsaye tare da bankuna da masu samar da kuɗin wayar hannu kamar M-PESA. Har ila yau, ta yi alkawarin zuba jarin dala miliyan 1 don yin ayyuka a Tanzaniya. NALA ta kuma shirya zuba jarin dala miliyan 5 (KSh 636 miliyan) a ayyukanta na Kenya. Cellulant zai sallami kashi 20% na ma'aikatan sa Cellulant zai sallami kashi 20% na ma'aikatansa a cikin ""kwanaki masu zuwa"" a matsayin wani ɓangare na sake fasalin ma'aikata. Wannan shi ne zagaye na biyu na sallamar kamfanin biyan kuɗin, biyo bayan rage ƙidayar da aka yi a farkon 2023. Kamfanin, wanda ke aiki a cikin ƙasashe 19, yana son mayar da hankali kan dabarun jagorancin samfur wanda ke haifar da samfurori masu amfani da su don haɗaka. Me yasa? Cellulant ya ce sabuwar dabarar tana tasiri ne ta hanyar canza yanayin kasuwa da saka hannun jari wajen sarrafa kansa. Sake tsara fayil ɗin samfurin sa na baya-bayan nan zuwa nau'i daban-daban guda huɗu shima ya taka rawa. Kamfanin biyan kuɗin yana haɗa wasu ayyuka tare da haɓaka sababbi. Ta bayyana cewa zata bayar da fakitin gama aiki da kuma tsarin kula da lafiya gare su da iyalansu. Afirka ta Kuɗu na son dakatar da abubuwan da ke cutarwa ta yanar gizo. Yan Afirka ta Kuɗu suna da har zuwa ranar 8 ga Satumba, 2023, don yin tsokaci game da sabon daftarin dokokin da Hukumar Fina-Finai da Wallafa (FPB) ta buga don dakatar da cutarwar intanet. Waɗannan ƙa’idoji, waɗanda aka buga a sassa uku, suna rufe nau’ikan abubuwan da ke cutarwa, hana cutarwar yanar gizo, da tura bidiyon kai-da-kai. Menene ƙunshiya mai cutarwa? A cewar mai gudanarwa, ya haɗa da hotunan batsa na yara, kalaman ƙiyayya, da ƙunshiya wanda ya kai farfagandar yaƙi, mai jawo ƙiyayya da ta dogara akan yanayin siffofi, kuma ya ƙunshi tunzurawa don haifar da lahani. Abubuwan da aka haramta sun haɗa da nuna yanayin jima'i, fyaɗe, lalata, saduwa, ɗabi'a ko wani abin da zai wulaƙanta ɗan adam, da kuma tashin hankalin cikin gida. Yaushe ƙunshiya ke cutarwa? Lokacin da mutum ya fuskanci ɓacin rai ko matsalar tunani ko na ɗabi'a saboda wata maƙala ko fim ko wasa ko ɗabi'ar da aka rarraba ta kowace hanya ta yanar gizo ko ba ta yanar gizo, gami da intanet, hakan yana nufin maƙalar na da illa. FPB ta tabbatar da cewa, wajen tantance ko ƙunshiya na da illa, dole ne mutum yayi la'akari da tsarin doka da ke kula da 'yancin faɗin albarkacin baki da magana da duk wani gazawa. Bugu da ƙari, mai kula da tsarin ya tsawaita hanyoyin sadarwa na kai-da-kai wanda zai haɗa da hanyoyin aika saƙon da ƙungiyoyi masu zaman kansu akan shafukan Facebook da WhatsApp da Telegram, kuma yana hana yaɗa abubuwan sirri ba tare da mai shi ko izinin mai shi ba ko don cutar da su ba. Abin da nake karantawa da kallo Spotify yana gabatar da sabbin kayan aikin podcaster, gami da keɓantattun shafuka, nazari, da sauran sarrafawa. Addini, Ɗabi’a da Al'umma | Abin da Yasa Addini Ke Ɓatar Da Batun Ɗabi’a Bari Mu Yi Magana Game da Jima'i: Haƙiƙanin Bambance-bambancen Jin Daɗin Jima'i.","Afrika Kusini inataka kukomesha maudhui hatari mtandaoni YouTube inajaribu kipengele kinachowaruhusu watumiaji kutafuta wimbo kwa kuvuma, kuuimba au kuurekodi kwenye vifaa vya Android. Watumiaji walio na uwezo wa kufikia jaribio wanaweza kubadilisha kati ya kipengele kipya cha kutafuta wimbo na kutafuta kwa kutamka kwenye YouTube huku wakivuma, wakiimba au kurekodi wimbo kwa sekunde tatu au zaidi. Mfumo huo basi hutambua wimbo huo na kumwelekeza mtumiaji kwa video husika za YouTube ambazo zina wimbo aliokuwa akiutafuta, ambao unaweza kuwa video rasmi za muziki, maudhui yanayozalishwa na mtumiaji au vifupisho. Hivi ndivyo nilivyopata kwaajili yako leo: NALA yazindua malipo kutoka Uingereza na EU hadi Nigeria Cellulant kupunguza 20% ya wafanyikazi wake Afrika Kusini inataka kukomesha maudhui hatari mtandaoni NALA yazindua malipo kutoka Uingereza na EU hadi Nigeria Raia wa Nigeria nchini Uingereza na Umoja wa Ulaya sasa wanaweza kutuma pesa nyumbani kwa kutumia jukwaa la kuvuka mpaka la Tanzania, NALA. Wateja wanaweza kupakua programu kutoka kwa Programu au Play Store ili kuhamisha pesa kutoka kwa kadi zao, akaunti ya benki au Google au Apple Pay hadi kwenye akaunti ya benki ya Nigeria. Ingawa NALA kwa sasa inaruhusu tu wateja kutuma pesa nchini Nigeria, kampuni inashughulikia kupata leseni inayohitajika ili kuwawezesha wateja pia kutuma pesa kutoka Nigeria. Jukwaa hili linapatikana pia nchini Tanzania, Ghana, Cote d'Ivoire, Senegal, Cameroon, Kenya, Uganda na Rwanda. NALA inakusudia kuwekeza nchini Nigeria kwa kupanua idadi ya kazi za ndani inazotoa na kuunda ushirikiano na wachezaji wa ndani kama vile benki na watoa huduma za malipo. Mnamo Machi 2023, NALA ilitangaza kuwa Benki Kuu ya Tanzania iliipatia leseni ya kutoa mifumo ya malipo, na hivyo kufungua milango ya kuunganishwa moja kwa moja na benki na watoa huduma za fedha kwa njia ya simu kama vile M-PESA. Mnamo Machi 2023, NALA ilitangaza kuwa Benki Kuu ya Tanzania iliipatia leseni ya kutoa mifumo ya malipo, na hivyo kufungua milango ya kuunganishwa moja kwa moja na benki na watoa huduma za fedha kwa njia ya simu kama vile M-PESA. Cellulant kupunguza 20% ya wafanyikazi wake Cellulant itaacha 20% ya wafanyikazi wake katika ""siku zijazo"" kama sehemu ya urekebishaji wa wafanyikazi. Hii ni awamu ya pili ya kampuni ya malipo ya kuachishwa kazi, kufuatia kupunguzwa kwa hesabu mapema 2023. Kampuni hiyo, ambayo inafanya kazi katika mataifa 19, inataka kuzingatia mkakati unaoongozwa na bidhaa ambao huunda bidhaa zinazozingatia watumiaji kwa ukuaji. Kwanini? Cellulant anasema mkakati mpya unasukumwa na mabadiliko ya mienendo ya soko na uwekezaji katika otomatiki. Upangaji wake mpya wa hivi majuzi wa jalada la bidhaa zake katika kategoria nne tofauti pia ulishiriki. Kampuni ya malipo inachanganya baadhi ya majukumu huku pia ikitengeneza mpya. Inasema itatoa vifurushi vya kuondoka kwa wafanyikazi walioathiriwa na chanjo iliyopanuliwa ya matibabu kwao na familia zao. Afrika Kusini inataka kukomesha maudhui hatari mtandaoni Raia wa Afrika Kusini kufikia Septemba 8, 2023, watatoa maoni yao kuhusu rasimu ya sheria mpya iliyochapishwa na Bodi ya Filamu na Uchapishaji (FPB) ili kukomesha madhara mtandaoni. Mwongozo huu, uliochapishwa katika sehemu tatu, unashughulikia uainishaji wa maudhui hatari, kuzuia madhara mtandaoni, na kushiriki video kati ya kundi rika. Maudhui yenye madhara ni yapi? Kulingana na kidhibiti, inajumuisha ponografia ya watoto, matamshi ya chuki na maudhui ambayo ni sawa na propaganda za vita, kutetea chuki kulingana na sifa za kikundi zinazoweza kutofautishwa, na yanajumuisha uchochezi wa kusababisha madhara. Maudhui yaliyopigwa marufuku ni pamoja na tabia chafu ya ngono, ubakaji, ngono na wanyama, kujamiiana na watu wa ukoo, mienendo au kitendo cha kuwadhalilisha wanadamu, na unyanyasaji wa waziwazi wa nyumbani. Ni wakati gani maudhui yanadhuru? Mtu anapopatwa na mfadhaiko wa kihisia, kisaikolojia au kimaadili kutokana na kipande cha maudhui, iwe filamu, mchezo au chapisho linalosambazwa kupitia njia yoyote ya mtandaoni au nje ya mtandao, ikijumuisha intaneti, maudhui hayo yana madhara. FPB ilisisitiza kwamba, katika kubainisha iwapo maudhui yana madhara, ni lazima mtu azingatie mfumo wa kisheria unaosimamia uhuru wa kujieleza na kuzungumza na vikwazo vyovyote. Zaidi ya hayo, mdhibiti hupanua mitandao ya kundi rika ili kujumuisha mifumo ya kutuma ujumbe na vikundi vya faragha kwenye Facebook, WhatsApp na Telegram, na inakataza uenezaji wa maudhui ya karibu bila ridhaa ya mhusika au mhusika au kuwadhuru. Ninachosoma na kutazama Spotifai inaanzisha zana mpya za podikasti, ikijumuisha kurasa zilizobinafsishwa, uchanganuzi na vidhibiti vingine Dini, Maadili & Jamii | Kwa Nini Dini Inapunguza Mazungumzo ya Maadili Hebu Tuzungumze Kuhusu Ngono: Ukweli wa Tofauti ya Raha ya Ngono","South Africa fẹ́ fòpin sí àwọn àkóónú tí ó léwu lórí ẹ̀rọ ayélujára YouTube ń ṣe ìdánnkanwò àbùdá tí yóò fààyè gba àwọn aṣàmúlò láti wá orin nípa kíkùn orin, kíkọ orin, tàbí ṣíṣe àkásílẹ̀ rẹ̀ lórí àwọn ohun èlò Android. Àwọn aṣàmúlò tí wọ́n ní àǹfààní sí ìdánnkanwò náà lè yí láti àbùdá ìwádìí orin tuntun náà àti ìwádìí ohun YouTube nígbà tí wọ́n bá ń kun orin, kọ orin, tàbí ṣe àkásílẹ̀ orin náà fún ìṣẹ́jú àáyá mẹ́ta tàbí jù bẹ́ẹ̀ lọ. Nígbà náà ni ìkànnì náà yóò ṣe ṣe ìdámọ̀ orin náà yóò sì tọ́ka aṣàmúlò sí àwọn àwòránhùn orí YouTube pàtàkì tí wọ́n ní àwọn orin tí wọ́n ń wa, èyí tí ó lè jẹ́ ojúlówó àwọn àwòránhùn orin, àwọn àtinúdá ìṣẹ̀dá aṣàmúlò, tàbí àwọn Àwòránhùn kékeré. Èyí ni ohun tí mo ní fún yín lónìí: NALA ṣe ìfilọ́lẹ̀ àwọn ìsanwó láti UK àti EU sí Nigeria Cellulant yóò dá 20% àwọn òṣìṣẹ́ rẹ̀ dúró South Africa fẹ́ fòpin sí àwọn àwọn àkóónú tí ó léwu lórí ẹ̀rọ ayélujára NALA ṣe ìfilọ́lẹ̀ àwọn ìsanwó láti UK àti EU sí Nigeria Àwọn ọmọ Nigeria ní United Kingdom àti European Union lè fowó ráńṣẹ́ sílé báyìí nípa ṣíṣe àmúlò ìkànnì orílẹ̀ èdè sí orílẹ̀ èdè ti Tanzania, NALA. Àwọn oníbàárà lè ṣe ìgbàsórí-ẹ̀rọ ohun èlò ẹ̀rọ náà láti orí App tàbí Play Store láti fi owó ráńṣẹ́ láti orí àwọn káàdì wọn, àsùnwọ̀n ilé ìfowópamọ́, tàbí Google tàbí Apple Pay sí àsùnwọ̀n ilé ìfowópamọ́ Nigeria. Nígbà tí NALA ń fààyè gba àwọn oníbàárà láti fi owó ráńṣẹ́ sí Nigeria báyìí, ilé-iṣẹ́ náà ń gbìyànjú láti gba àwọn ìwé àṣẹ tí ó ṣe pàtàkì láti fi ààyè gba àwọn oníbàárà láti tún lè fi owó ráńṣẹ́ jáde láti Nigeria. Ìkànnì náà wà ní Tanzania, Ghana, Cote d'Ivoire, Senegal, Cameroon, Kenya, Uganda, àti Rwanda. NALA ń gbèrò láti dókòwò ní Nigeria nípa ṣíṣe ìmúgbòòrò fún iye àwọn iṣẹ́ abẹ́lé tí ó ń pèsè afit ṣíṣe ìbádòwòpọ̀ pẹ̀lú àwọn akópa abẹ́lé bí àwọn ilé ìfowópamọ́ àti àwọn olùpèsè ìsanwójáde. Ní Oṣù Kẹta 2023, NALA kéde pé Ilé ìfowópamọ́ ti Tanzania ti fún un ní ìwé ẹ̀rí láti máa pèsè ètò ìsanwó, èyí tí ó ṣílẹ̀kùn fún àjọṣepọ̀ tààrà pẹ̀lú àwọn ilé ìfowópamọ́ àti àwọn olùpèsè ìsanwó alágbèéká bí M-PESA. Ó tún ṣetán láti fi mílíọ̀nù $1 kan dókòwò láti ṣe àwọn iṣẹ́ àkànṣe ní Tanzania. NALA tún ṣètò láti dókòwò pẹ̀lú mílíọ̀nù $5 (milonu KSh 636) sínú àwọn iṣẹ́ rẹ̀ ní Kenya. Cellulant yóò dá 20% àwọn òṣìṣẹ́ rẹ̀ dúró. Cellulant yóò dá 20% àwọn òṣìṣẹ́ dúró ní ""ọjọ́ iwájú"" gẹ́gẹ́ bí ara àtúnhun àwọn òṣìṣẹ́. Èyí ni ìdádúró abala kejì ilé-iṣẹ́ ìsanwó náà, lẹ́yìn àdínkù ìkànìyàn tí oy wáyé ṣáájú ní 2023. Ilé-iṣẹ́ náà, tí ó ń ṣiṣẹ́ ní àwọn orílẹ̀ èdè 19, fẹ́ fojúsun ọgbọ́n àgbékalẹ̀ ọjà tí ó ń ṣẹ̀dá àwọn ọjà tí wọn da lórí àwọn aṣàmúlò fún ìdàgbàsókè. Kín ni ìdí? Cellulant sọ pé ọjà tí ó ń yí padà ní gbogbo ìgbà àti àwọn ìdókòwò nínú ìmọ̀ ẹ̀rọ àìfọwọ́yí nípa lórí ìlànà tuntun náà. Àtúntò àwọn àgbékalẹ̀ ọjà rẹ̀ láìpẹ́ sí àwọn ọ̀wọ́ mẹ́rin náà nípa. Ilé-iṣẹ́ ìsanwó náà ń ṣe àkójọpọ̀ àwọn ojúṣe nígbà tí ó ń ṣe àgbékalẹ̀ àwọn tuntun mìíràn. Ó ní òun yóò pèsè owó ìdádúró fún àwọn òṣìṣẹ́ afaragbá àti àfikún ààbò ìtọ́jú fún ara wọn àti àwọn ẹbí wọn. South Africa fẹ́ fòpin sí àwọn àkóónú tí ó léwu lórí ẹ̀rọ ayélujára South Africa ní di Ọjọ́ Kẹjọ Oṣù Kẹ̀sán, 2023, láti sọ̀rọ̀ lórí àwọn òfin tuntun tí Film and Publication Board (FPB) tẹ̀ jáde láti fòpin sí ewu orí ẹ̀rọ ayélujára. Àwọn òfin wọ̀nyí, tí wọ́n tẹ̀ jáde ní ìpín mẹ́ta, ó dórí ìpínsísọ̀rí àwọn àkóónú tí ó léwu, ìdènà ewu lórí ẹ̀rọ ayélujára, àti pínpín àwòránhùn láti ọ̀dọ̀ ẹnìkan sí ẹlòmíràn. Kín ni àkóónú tí ó léwu? Gẹ́gẹ́ bí ìlànà, ó dórí ìhòòhò ọmọdé, ọ̀rọ̀ ìkórìíra, àti àkóónú tí ó ní í ṣe pẹ̀lú ìpolongo ogun, ó kéde ìkórìíra nípasẹ̀ àwọn àbùdá ẹgbẹ́ ọ̀tọ̀ kan, àti pé ó ní ọ̀rọ̀ ìrúfin láti fa ewu. Àwọn àkóónú ẹ̀kọ̀ ni ìwà Ìbálòpọ̀ tí ó hànde, ìfipábánilòpọ̀, ìbálòpọ̀ ẹranko àti ènìyàn, ìbálòpọ̀ láàrin ẹbí, àwọn ìwà tàbí ìṣe tí ó dojúti ọmọniyan, àti ìdásílẹ̀ ìwà ipá inú ẹbí tí ó fojú hàn. Nígbà wo ni àkóónú léwu? Nígbà tí ènìyàn kan bá ní ìrírí ìnira ìmọ̀lára, ọkàn, tàbí ẹ̀kọ́ nítorí àkóónú kan, bóyá eré fíìmù, eré ayò, tàbí àtẹ̀jáde tí wọ́n pín ká nípasẹ̀ ìkànnì orí ẹ̀rọ tàbí ojú ayé, tí ó fi mọ́ ẹ̀rọ ayélujára, akoknut bẹ́ẹ̀ léwu. FPB sọ pé, láti mọ̀ bóyá àkóónú kan léwu, ènìyàn gbọ́dọ̀ wo ìhun òfin tí ó dá lórí òmìnira àgbéjáde àti ọ̀rọ̀ sísọ àti èyíkéyìí gbèdéke. Ní àfikún, ìlànà náà fẹ́ àwọn ìsàsopọ̀ ẹlẹ́gbẹ́jẹgbẹ́ lójú láti ní àwọn ìkànnì àtẹ̀jíṣẹ́ àti àwọn ẹgbẹ́ ìdákọ́ńkọ́ lórí Facebook, WhatsApp, àti Telegram, ó sì lòdì sí ìpínká àkóónú ìdákọ́ńkọ́ láì gba àṣẹ lọ́wọ́ ẹni tí ọ̀rọ̀ kán tàbí láti ṣe wọ́n ní ìjàm̀bá. Ohun tí mo ń kà àti èyí tí mo ń wò Spotify ṣe àgbékalẹ̀ àwọn irinṣẹ́ ìgbésáfẹ́fẹ́, tí ó fi mọ́ àwọn ojú ìwé tí ó ṣe é ṣẹ̀dá, ìyànnàná àti àwọn àkóso mìíràn Ẹ̀sìn, Ìwà & Àwùjọ | Ìdí tí Ẹ̀sìn fi Ṣe àdínkù Ọ̀rọ̀ Ìwà Ẹ jẹ́ ká sọ̀rọ̀ nípa Ìbálòpọ̀: Òtítọ́ nínú Ìyapa Ìgbádùn Ìbálòpọ̀","INingizimu Afrika ifuna ukumisa okuqukethwe okuyingozi ku-inthanethi IYouTube ihlola isici esivumela abasebenzisi ukuthi baseshe ingoma ngokuhumza, ukuyicula, noma ukuyiqopha kumadivayisi e-Android. Abasebenzisi abanokufinyelela kwesilingo bangashintsha phakathi kwesici esisha sokusesha ingoma kanye nokusesha ngezwi kweYouTube kuyilapho behamuzela, becula, noma beqopha ingoma imizuzwana emithathu noma ngaphezulu. Inkundla ibe isibona ingoma bese iqondisa umsebenzisi kumavidiyo eYouTube ahlobene aqukethe ingoma abeyifuna, okungaba amavidiyo omculo asemthethweni, okuqukethwe okukhiqizwa umsebenzisi, noma Okufushane. Nakhu engikuphathele kona namuhla: I-NALA yethula izinkokhelo ezivela e-UK nase-EU kuya eNigeria ICelllulant yokudiliza u-20% wabasebenzi bayo INingizimu Afrika ifuna ukumisa okuqukethwe okuyingozi ku-inthanethi I-NALA yethula izinkokhelo ezivela e-UK nase-EU kuya eNigeria Abantu baseNigeria e-United Kingdom kanye ne-European Union manje sebengakwazi ukuthumela imali ekhaya besebenzisa inkundla yokuwela umngcele waseTanzania, iNALA. Amakhasimende angadawuniloda uhlelo lokusebenza ku-App noma kuGoogle Play Store ukuze adlulisele imali esuka kumakhadi awo, i-akhawunti yasebhange, noma iGoogle noma i-Apple Pay iye ku-akhawunti yasebhange yaseNigeria. Nakuba iNALA okwamanje ivumela amakhasimende kuphela ukuthi athumele imali eNigeria, inkampani isebenzela ukuthola ilayisense edingekayo ukuze amakhasimende akwazi ukuthumela imali ephuma eNigeria. Inkundla iyatholakala naseTanzania, Ghana, Cote d'Ivoire, Senegal, Cameroon, Kenya, Uganda naseRwanda. I-NALA ihlose ukutshala imali eNigeria ngokwandisa inani lemisebenzi yasendaweni eyinikezayo kanye nokwenza imifelandawonye nabadlali bendawo njengamabhange nabahlinzeki bezinkokhelo. KuNdasa ka2023, iNALA yamemezela ukuthi iBhange LaseTanzania ilinikeze ilayisensi yokuhlinzeka ngezinhlelo zokukhokha, okuvula umnyango wokuqondisa ukuhlanganiswa namabhange nabahlinzeki bemali ephathwayo njengeM-PESA. Iphinde yazibophezela ukutshala imali engu-$1 wesigidi ukwakha amaphrojekthi eTanzania. I-NALA ihlela nokutshala izigidi ezinhlanu $5 (KSh 636 wezigidi) ekusebenzeni kwayo eKenya. ICelllulant yokudiliza u-20% wabasebenzi bayo ICellulant izodedela u-20% wabasebenzi bayo ""ezinsukwini ezizayo"" njengengxenye yokuhlelwa kabusha kwabasebenzi. Lona umzuliswano wesibili wenkampani wokudilizwa, kulandela ukuncishiswa okukhulu ekuqaleni kuka-2023. Inkampani, esebenza emazweni angu-19, ifuna ukugxila esu eliholwa ngumkhiqizo elidala ukuthi imikhiqizo egxile kubasebenzisi ikhule. Kungani? UCellulant uthi isu elisha lithonywa ukushintsha amandla ezimakethe kanye nokutshalwa kwezimali kokuzenzakalelayo. Ukuhlelwa kabusha kwayo kwakamuva kwephothifoliyo yomkhiqizo wayo ibe izingxenye ezine ezihlukene nakho kube nengxenye. Inkampani ekhokhayo ihlanganisa izindima ezithile ngenkathi ithuthukisa ezintsha. Ithi izohlinzeka abasebenzi abathintekile ngamaphakheji okuyekwa kanye nokunakekelwa okwengeziwe kwezempilo bona nemindeni yabo. INingizimu Afrika ifuna ukumisa okuqukethwe okuyingozi ku-inthanethi Abantu baseNingizimu Afrika banesikhathi kuze kube umhla ziyisi-8 kuMandulo 2023, ukuthi baphawule ngemithetho emisha eshicilelwe yiFilm and Publication Board (iFPB) yokumisa ukulimala ku-inthanethi. Le mihlahlandlela, eshicilelwe ngezingxenye ezintathu, ihlanganisa ukuhlukanisa okuqukethwe okuyingozi, ukuvimbela ukulimala ku-inthanethi, nokwabelana ngevidiyo kontanga kuya kontanga. Kuyini okuqukethwe okuyingozi? Ngokomlawuli, kuhlanganisa izithombe zobulili ezingcolile zezingane, inkulumo enenzondo, nokuqukethwe okufuze inkulumo-ze yempi, okuthuthukisa inzondo esekelwe esicini seqembu esihlukanisekayo, futhi kuhlanganisa nokugqugquzela ukulimaza. Okuqukethwe okungavunyelwe kufaka phakathi ukuziphatha kocansi okuyingcaca, ukudlwengula, ucansi nesilwane, ucansi nesihlobo, ukuziphatha okuyihlazo noma isenzo, kanye nokudanga udlame lwasekhaya. Kunini lapho okuqukethwe kuyingozi? Uma umuntu ebhekana nokucindezeleka ngokomzwelo, okungokwengqondo, noma kokuziphatha ngenxa yocezu lokuqukethwe, kungaba imuvi, igeyimu, noma ukushicilelwa okusatshalaliswa kunoma iyiphi indlela eku-inthanethi noma engaxhunyiwe ku-inthanethi, okuhlanganisa i-inthanethi, lokho okuqukethwe kuyingozi. I-FPB yagomela ngokuthi, ekunqumeni ukuthi okuqukethwe kuyingozi yini, umuntu kufanele acabangele uhlaka lomthetho olungavikela inkululeko yokukhuluma nokukhuluma ngaphandle kwemikhawulo. Ngaphezu kwalokho, umlawuli unweba amanethiwekhi ontanga ukuze afake amabhodi emiyalezo namaqembu ayimfihlo kuFacebook, WhatsApp, kanye neTelegram, futhi wenqabela ukusatshalaliswa kokuqukethwe okuseduze ngaphandle kwemvume yesihloko noma izihloko noma ukuzilimaza. Engikufundayo nengikubukayo ISpotify yethula amathuluzi amasha amapodcasters, okuhlanganisa amakhasi enziwe ngokwezifiso, izibalo, nezinye izilawuli. Inkolo, Izimiso Zokuziphatha Nomphakathi | Okwenza Inkolo Ibeke Imingcele Izinkulumo Zokuziphatha Masikhulume Ngezocansi: Iqiniso Lomehluko Ekujabuleleni Ucansi"
+"ኤንኤኤልኤ ናይጄሪያውያን ወደ ውጭ ገንዘብ እንዲልኩ ለመፍቀድ በማቀድ ከዩናይትድ ኪንግደም እና ከአውሮፓ ህብረት ለናይጄሪያ ክፍያዎችን ይጀምራል፡፡ ናላ የተባለው የታንዛኒያ የፊንቴክ ጅምር ከዩናይትድ ኪንግደም እና ከአውሮፓ ኅብረት ወደ ናይጄሪያ ክፍያዎችን መቀበል ጀምሯል። ደንበኞች መተግበሪያውን በመጠቀም ከካርዶቻቸው፣ ከባንክ ሂሳቦቻቸው ወይም ከጉግል ወይም ከአፕል ክፍያ ወደ ናይጄሪያ የባንክ ሂሳብ ገንዘብ ማስተላለፍ ይችላሉ። ተጠቃሚዎች መተግበሪያውን ከ መተግበሪያ መደብር ወይም ከጨዋታ መደብር ማውረድ፣ መመዝገብ እና መድረኩን ከመጠቀምዎ በፊት ማንነታቸውን ማረጋገጥ ይችላሉ። ወደ ናይጄሪያ ገንዘብ በሚልኩበት ጊዜ የተቀባዩን የባንክ መረጃ ያስገቡ ፣ የክፍያ አማራጭ ይምረጡ እና ዝውውሩን ያጽድቁ። ""በአሁኑ ጊዜ ናላ ደንበኞች ወደ ናይጄሪያ ገንዘብ እንዲልኩ ያስችላቸዋል። የናላ መስራች እና ዋና ስራ አስፈፃሚ ቤንጃሚን ፈርናንዴዝ ደንበኞቻችን ከናይጄሪያ ገንዘብ እንዲልኩ ለመፍቀድ ፈቃዱን እየሰራን ነው አለ። የታንዛኒያ ኩባንያ ከሌሎች አገልግሎት አቅራቢዎች ጋር ሲወዳደር በጣም ተወዳዳሪ የሆኑ ዋጋዎችን ለማቅረብ በቋሚነት እንደሚጥር ተናግሯል። ደንበኞች በመተግበሪያው ውስጥ ከበርካታ አቅራቢዎች ዋጋዎችን ማወዳደር ይችላሉ፣ ይህም በጣም ጥሩውን ስምምነት ማግኘታቸውን ያረጋግጣሉ፡፡ ናላ ለታንዛኒያውያን የፋይናንስ አገልግሎት ተደራሽነትን እንዴት እያቀለለ ነው። እንደ ፈርናንዴስ ከሆነ ከአራቱ አፍሪካውያን መካከል አንዱ ከናይጄሪያ መሆኑን ከግምት በማስገባት ገበያው ለናላ በመላው አፍሪካ መስፋፋት ግልጽ ድንበር ነው። “ናይጄሪያ በአፍሪካ ትልቁ የኢኮኖሚ ገበያ ነች። ከ 2021 ጀምሮ የናይጄሪያ አጠቃላይ የሀገር ውስጥ ምርት 441 ቢሊዮን ዶላር ሲሆን እንደ ግብጽ እና ደቡብ አፍሪካ ካሉ ኢኮኖሚዎች ቀድሟል። ናይጄሪያ ሰፊ ስደተኛ ህዝብ አላት፣ ወደ 400k የሚጠጉ ዳያስፖራዎች በአሜሪካ ይኖራሉ እና 200ሺህ በእንግሊዝ ይኖራሉ።” ደንበኞች በመተግበሪያው በኩል ወደ 4 ሌሎች የምዕራብ አፍሪካ ሀገራት፡ ጋና፣ ኮትዲቫር፣ ሴኔጋል እና ካሜሩን ገንዘብ መላክ ይችላሉ። ኬንያ፣ኡጋንዳ እና ሩዋንዳ ጨምሮ በምስራቅ አፍሪካ ሀገራትም ይገኛል። ይህ በንዲህ እንዳለ፣ በመጋቢት 2023 ናላ የታንዛኒያ ባንክ የክፍያ ስርዓቶችን የማቅረብ ፍቃድ እንደሰጠው አስታውቋል፣ ይህም ከባንክ እና እንደ ኤም-ፔሳ ካሉ የሞባይል ገንዘብ አቅራቢዎች ጋር ቀጥተኛ ውህደት እንዲኖር በር ከፍቷል። በታንዛኒያ ውስጥ ፕሮጀክቶችን ለመገንባት 1 ሚሊዮን ዶላር ኢንቨስት ለማድረግ ቆርጧል። ናላ በኬንያ ሥራው 5 ሚሊዮን ዶላር (636 ሚሊዮን የኬንያ ገንዘብ) ኢንቨስት ለማድረግ አቅዷል። ""በናይጄሪያ የምናቀርባቸውን የአካባቢ ሥራዎች ቍጥር በመጨመር እና እንደ ባንኮች እና የክፍያ አቅራቢዎች ካሉ የአካባቢ ተጫዋቾች ጋር ሽርክና በመፍጠር በናይጄሪያ ኢንቨስት ለማድረግ አቅደናል"" ብለዋል ፈርናንዴስ ለናይጄሪያ ገበያ ስለ ኩባንያው እቅዶች።","NALA launches payments from the UK and EU to Nigeria, plans to allow Nigerians to send money abroad NALA, a Tanzanian fintech startup, has begun accepting payments from the United Kingdom and the European Union to Nigeria. Customers can use the app to transfer money from their cards, bank accounts, or Google or Apple Pay to a Nigerian bank account. Users can download the app from the App Store or Play Store, sign up, and verify their identity before using the platform. When sending money to Nigeria, enter the recipient's bank information, select a payment option, and approve the transfer. “Currently, NALA allows customers to send money into Nigeria. We are working on the licencing to allow customers to also send money out of Nigeria,” NALA's Founder and CEO, Benjamin Fernandes, says. The Tanzanian company states it consistently strives to offer the most competitive prices compared to other service providers. Customers can also compare prices from several providers within the app, ensuring they get the best deal. How NALA is easing access to financial services for Tanzanians Given that 1 out of every 4 Africans is from Nigeria, per Fernandes, the market is a clear frontier for NALA's expansion across Africa. “Nigeria is the largest economic market in Africa. As of 2021, Nigeria’s GDP totalled $441 billion, placing it ahead of economies like Egypt and South Africa. Nigeria also has a robust migrant population, with almost 400k diasporans living in the United States and 200k living in the United Kingdom.” Customers can send money via the app to 4 other West African nations: Ghana, Cote d'Ivoire, Senegal, and Cameroon. It is also available in East African countries, including Kenya, Uganda, and Rwanda. Meanwhile, in March 2023, NALA announced that the Bank of Tanzania had granted it a licence to offer payment systems, opening the door for direct integration with banks and mobile money providers like M-PESA. It also committed to investing $1 million to build projects in Tanzania. NALA also planned to invest $5 million (KSh 636 million) into its Kenyan operations. ""We intend to invest in Nigeria by increasing the number of local jobs we provide and creating partnerships with local players such as banks and payout providers,"" Fernandes says of the company's plans for the Nigerian market.","NALA ta ƙaddamar da biyan kuɗaɗe daga Birtaniya da Tarayyar Turai ga Najeriya, tare da shirin baiwa 'yan Najeriya damar aika kuɗaɗe zuwa ƙasashen waje. NALA, wani kamfani na fintech na Tanzaniya, ya fara karbar kuɗaɗe daga Burtaniya da Tarayyar Turai ga Najeriya. Abokan ciniki za su iya amfani da manhajar don tura kuɗi daga katunan su, asusun banki, ko sahar Google ko Apple zuwa asusun bankin Najeriya. Masu amfani za su iya sauƙar da manhajar daga sahar Apple ko Play, su yi rajista, da kuma tabbatar da ainihin su kafin amfani da dandamali. Lokacin aika kuɗi zuwa Najeriya, sai a shigar da bayanan bankin mai karɓa, a zaɓi biyan kuɗi, kuma a amince da turawar. A halin yanzu NALA tana bawa kwastomomi damar aika kuɗi zuwa Najeriya. Muna aiki kan bayar da lasisin don baiwa abokan ciniki damar aika kuɗi daga Najeriya,” in ji wanda ya ƙirƙiro NALA kuma Shugaban kamfanin, Benjamin Fernandes. Kamfanin na Tanzaniya ya ce a koyaushe yana ƙoƙarrin bayar da mafi kyawun farashi idan aka kwatanta da sauran masu ba da sabis. Abokan ciniki kuma za su iya kwatanta farashi daga masu samarwa da yawa a cikin app ɗin, suna masu tabbatar da sun sami mafi kyawun ciniki. Yadda NALA ke sauƙaƙe samun sabis na kuɗi ga Tanzaniya Idan aka yi la’akari da cewa 1 daga cikin 4 na Afirka sun fito ne daga Najeriya, a ganin Fernandes, kasuwa ce a sarari wajen faɗaɗa NALA a faɗin Afirka. “ Nijeriya ce babbar kasuwar tattalin arziƙi a Afirka. Ya zuwa shekarar 2021, GDPn Najeriya ya kai dala biliyan 441, wanda hakan ya sa ta ke gaban ƙasashe masu ƙarfin n tattalin arziƙi kamar Masar da Afirka ta Kuɗu. Haka nan Najeriya tana da yawan bakin haure, tare da ’yan kasashen waje kusan 400, da ke zaune a Amurka, kuma dubu 200 suna zaune a Birtaniya. Abokan ciniki za su iya aika kuɗi ta hanyar manhajar zuwa wasu ƙasashen yammacin Afirka guda huɗu: Ghana, Cote d'Ivoire, Senegal, da Kamaru. Hakanan ana samunsa a ƙasashen gabashin Afirka, ciki har da Kenya, Uganda, da Ruwanda. A halin da ake ciki, a cikin Maris 2023, NALA ta ba da sanarwar cewa Bankin Tanzaniya ya ba ta lasisi don ba da tsarin biyan kuɗi, yana buɗe kofa don haɗa kai tsaye tare da bankuna da masu samar da kuɗin wayar hannu kamar M-PESA. Har ila yau, ta yi alƙawarin zuba jarin dala miliyan guda don gina ayyuka a Tanzaniya. NALA ta kuma shirya zuba jarin dala miliyan biyar (KSh miliyan 636) a ayyukanta na Kenya. ""Muna da niyyar saka hannun jari a Najeriya ta hanyar ƙara yawan guraben ayyukan yi da kuma samar da haɗin gwiwa da abokan hulɗa na cikin gida kamar bankuna da masu samar da kuɗaɗe,"" in ji Fernandes game da tsare-tsaren kamfanin na kasuwar Najeriya.","NALA yazindua malipo kutoka Uingereza na EU hadi Nigeria, inapanga kuruhusu Wanigeria kutuma pesa nje ya nchi NALA, kampuni iliyoanzishwa Tanzania ya fintech, imeanza kupokea malipo kutoka Uingereza na Umoja wa Ulaya kwenda Nigeria. Wateja wanaweza kutumia programu kuhamisha pesa kutoka kwa kadi zao, akaunti za benki au Google au Apple Pay hadi kwenye akaunti ya benki ya Nigeria. Watumiaji wanaweza kupakua programu kutoka kwa App Store au Play Store, wajisajili na wathibitishe utambulisho wao kabla ya kutumia mfumo. Unapotuma pesa Nigeria, weka maelezo ya benki ya mpokeaji, chagua chaguo la malipo na uidhinishe uhamishaji. ""Kwa sasa, NALA inaruhusu wateja kutuma pesa Nigeria. Mwanzilishi na Mkurugenzi Mtendaji wa NALA, Benjamin Fernandes, anasema, Tunashughulikia utoaji wa leseni ili kuruhusu wateja pia kutuma pesa kutoka Nigeria."". Kampuni ya Tanzania inasema inajitahidi mara kwa mara kutoa bei za ushindani zaidi ikilinganishwa na watoa huduma wengine. Wateja wanaweza pia kulinganisha bei kutoka kwa watoa huduma kadhaa ndani ya programu, kuhakikisha wanapata ofa bora zaidi. Jinsi NALA inavyorahisisha upatikanaji wa huduma za kifedha kwa Watanzania Ikizingatiwa kuwa Mwafrika 1 kati ya 4 anatoka Naijeria, kulingana na Fernandes, soko ni kigezo cha wazi cha upanuzi wa NALA barani Afrika. “Nigeria ni soko kubwa la kiuchumi Afrika. Kufikia 2021, Pato la Taifa la Nigeria lilifikia dola bilioni 441, na kuiweka mbele kiuchumi kama Misri na Afrika Kusini. Nigeria pia ina idadi kubwa ya wahamiaji, na karibu watu 400k wanaoishi Marekani na 200k wanaishi Uingereza. Wateja wanaweza kutuma pesa kupitia programu kwa mataifa mengine 4 ya Afrika Magharibi: Ghana, Cote d'Ivoire, Senegal na Cameroon. Inapatikana pia katika nchi za Afrika Mashariki, zikiwemo Kenya, Uganda, na Rwanda. Wakati huo huo, Machi 2023, NALA ilitangaza kuwa Benki Kuu ya Tanzania imeipatia leseni ya kutoa mifumo ya malipo, na hivyo kufungua mlango wa kuunganishwa moja kwa moja na benki na watoa huduma za fedha kwa njia ya simu kama vile M-PESA. Pia ilijitolea kuwekeza dola milioni moja kujenga miradi nchini Tanzania. NALA pia ilipanga kuwekeza dola milioni 5 (KSh 636 milioni) katika shughuli zake za Kenya. Fernandes anasema kuhusu mipango ya kampuni hiyo katika soko la Nigeria. ""Tunakusudia kuwekeza nchini Nigeria kwa kuongeza idadi ya kazi za ndani tunazotoa na kuunda ushirikiano na wachezaji wa ndani kama vile benki na watoa huduma za malipo."".","NALA ṣe àgbékalẹ̀ àwọn ọ̀nà ìsanwó láti UK àti EU sí Nigeria, ó gbèrò láti fi ààyè gba àwọn ọmọ Nigeria láti fowó sí òkè òkun NALA, ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná àdìdelẹ̀ kan, ti bẹ̀rẹ̀ sí ní gba ìsanwó wọlé sí Nigeria lati United Kingdom àti European Union. Àwọn oníbàárà lè lo ohun èlò ẹ̀rọ náà láti ṣe ìfowóráńṣẹ́ láti orí àwọn káàdì, àsùnwọ̀n ilé ìfowópamọ́, tàbí Google tàbí Apple Pay sí ilé ìfowópamọ́ Nigeria. Awomt aṣàmúlò lè ṣe ìgbàsórí-ẹ̀rọ ohun èlò ẹ̀rọ yìí láti orí App Store tàbí Play Store, kí wọ́n forúkọsílẹ̀, kí wọ́n sì jẹ́rìí ìdánimọ̀ wọn kí wọ́n tó máa lo ìkànnì náà. Nígbà tí ẹ bá ń fowó ráńṣẹ́ sí Nigeria, tẹ àlàyé nípa ilé ìfowópamọ́ ẹni tí yóò gbowó, yan àṣàyàn ìsanwó, kiy o sì fi àṣẹ sí ìfowóráńṣẹ́ náà. ""Ní báyìí, NALA fààyè gba àwọn oníbàárà láti fowó ráńṣẹ́ sí Nigeria. À ń ṣiṣẹ́ lórí gbígba ìwé ẹ̀rí tí yóò fi ààyè gba àwọn oníbàárà láti tún fi owó ráńṣẹ́ jáde láti orílẹ̀ èdè Nigeria,"" Olùdásílẹ̀ àti Ọ̀gá Àgbà Pátápátá NALA, Benjamin Fernandes, sọ èyí. Ilé-iṣẹ́ Tanzania náà sọ pé òun ń pòǹgbẹ̀ ní gbogbo ìgbà láti pèsè àwọn iyeó tí ó dára jùlọ ní àfiwé pẹ̀lú àwọn olùpèsè iṣẹ́ mìíràn. Àwọn oníbàárà tún lè ṣe àfiwé àwọn iyeó láti ọ̀dọ̀ àwọn onírúurú olùpèsè iṣẹ́ nínú ohun èlò ẹ̀rọ yìí, láti rí pé wọ́n ṣe àdéhùn tí ó dára jùlọ. Bí NALA ṣe ń mú ìrọ̀rùn dé bá níní àǹfààní sí àwọn iṣẹ́ ìṣúná fún àwọn ọmọ Tanzania Nítorí pé 1 nínú àwọn ọmọ Áfríkà 4 máa ń wá láti Nigeria, bí ọ̀rọ̀ Fernandes, ọjà náà jẹ́ asíwájú fún ìmúgbòòrò NALA káàkiri Afíríkà. ""Nigeria ni ọjà ọrọ̀ ajé tí ó tóbi jùlọ ní Áfríkà. Ní 2021, Àpapọ̀ Èrè Abẹ́lé Nigeria jẹ́ bílíọ́nù $441, èyí tí ó mú kí síwájú àwọn ọrọ̀ ajé bí Egypt àti South Africa. Nigeria tún ní iye ènìyàn tí ó pọ̀ jùlọ, pẹ̀lú ó tó àwọn olùgbé ẹ̀yìn odi tí ó tó Ẹgbẹ̀rún 400 tí wọ́n ń gbé ní United States àti Ẹgbẹ̀rún 200 tí wọ́n ń gbé ní United Kingdom."" Àwọn oníbàárà lè fowó ráńṣẹ́ nípasẹ̀ ohun èlò ẹ̀rọ sí àwọn orílẹ̀ èdè Ìwọ Oòrùn Afíríkà 4: Ghana, Cote d'Ivoire, Senegal, àti Cameroon. Ó tún wà ní àwọn orílẹ̀-èdè Ìlà-oòrùn Áfríkà, tí ó fi mọ́ Kenya, Uganda, àti Rwanda. Nítorí náà, ní Oṣù Kẹta 2023, NALA kéde pé Ilé ìfowópamọ́ Tanzania ti fún un ní ìwé ẹ̀rí láti pèsè àwọn ètò ìsanwó, èyí tí ó ṣílẹ̀kùn fún ìṣàṣepọ̀ tààrà pẹ̀lú àwọn ilé ìfowópamọ́ àti àwọn olùpèsè ìsanwó alágbèéká bí M-PESA. Ó tún ń gbèrò láti fi mílíọ̀nù $1 dókòwò láti ṣẹ̀dá àwọn àkànṣe iṣẹ́ ní Tanzania. NALA tún ṣètò láti fi mílíọ̀nù $5 (mílíọ̀nù KSh 636) dókòwò sínú àwọn iṣẹ́ rẹ̀ ní Kenya. ""A pinnu láti dókòwò ní Nigeria nípa ṣíṣe ìdásílẹ̀ iye iṣẹ́ abẹ́lé tí à ń pèsè kí a sì ṣẹ̀dá ìbádòwòpọ̀ pẹ̀lú àwọn akópa abẹ́lé bí àwọn ilé ìfowópamọ́ àti àwọn olùpèsè ìsanwójáde,"" Fernandes sọ nípa àwọn ìpinnu ilé-iṣẹ́ náà fún ọjà Nigeria.","I-NALA yethula izinkokhelo kusuka e-UK nase-EU kuya eNigeria, ihlela ukuvumela abantu baseNigeria ukuthi bathumele imali phesheya I-NALA, isiqalo sefintech saseTanzania, isiqalile ukwamukela izinkokhelo ezivela e-United Kingdom nase-European Union ziya eNigeria. Amakhasimende angasebenzisa uhlelo lokusebenza ukudlulisa imali esuka kumakhadi awo, kuma-akhawunti asebhange, noma kuGoogle noma ku-Apple Pay iye ku-akhawunti yasebhange yaseNigeria. Abasebenzisi bangalanda uhlelo lokusebenza ku-App Store noma kuGoogle Play Store, babhalise, futhi baqinisekise ubunikazi babo ngaphambi kokusebenzisa inkundla. Lapho uthumela imali eNigeria, faka imininingwane yasebhange yomamukeli, khetha inketho yokukhokha, bese ugunyaza ukudluliselwa. “Njengamanje iNALA ivumela amakhasimende ukuthi athumele imali eNigeria. Sisebenzela ukuthola amalayisense okuvumela amakhasimende ukuthi athumele imali ephuma eNigeria,” kusho uMsunguli kanye neCEO yeNALA, uBenjamin Fernandes. Inkampani yaseTanzania ithi ihlezi ilwela ukunikeza amanani ancintisana kakhulu uma kuqhathaniswa nabanye abahlinzeki bezinsizakalo. Amakhasimende angaphinda aqhathanise izintengo kubahlinzeki abambalwa ngaphakathi kohlelo lokusebenza, aqinisekise ukuthi athola idili elingcono kakhulu. I-NALA ikusiza kanjani ukufinyelela ezinsizeni zezezimali zamaTanzania Uma kubhekwa ukuthi oyedwa kwabangu-4 base-Afrika uvela eNigeria, ngokusho kukaFernandes, imakethe iwumngcele ocacile wokwanda kweNALA e-Afrika yonkana. “INigeria iyimakethe yezomnotho enkulu kunazo zonke e-Afrika. Kusukela ngo-2021, iGDP yaseNigeria yafinyelela ku-$441 wezigidigidi, okuyibeka ngaphambi kwezomnotho ezifana ne-Egypt neNingizimu Afrika. INigeria nayo inabantu abavela kwamanye amazwe abangaba ngu-400k abahlala e-United States kanye nabangu-200k abahlala e-United Kingdom. "" Amakhasimende angathumela imali ngohlelo lokusebenza kwamanye amazwe angu-4 aseNtshonalanga Afrika: iGhana, iCote d'Ivoire, iSenegal, neCameroon. Iyatholakala nasemazweni aseMpumalanga Afrika, okubalwa iKenya, i-Uganda neRwanda. Khonamanjalo, ngoNdasa ka2023, iNALA yamemezela ukuthi iBhange LaseTanzania ilinikeze ilayisensi yokuhlinzeka ngezinhlelo zokukhokha, okuvula umnyango wokuqondisa ukuhlanganiswa namabhange nabahlinzeki bemali ephathwayo njengeM-PESA. Iphinde yazibophezela ekutshaleni imali engu-$1 wesigidi ukwakha amaphrojekthi eTanzania. I-NALA ihlela nokutshala imali engu-$5 wezigidi (KSh 636 wezigidi) ekusebenzeni kwayo eKenya. Sihlose ukutshala imali eNigeria ngokwandisa isibalo semisebenzi yasendaweni esiyihlinzekayo nokudala ubudlelwano nabadlali basendaweni njengamabhange nabahlinzeki benkokhelo, kusho uFernandes mayelana nezinhlelo zenkampani zemakethe yaseNigeria."
+"ሃስትለሮች በኬንያ መልሰው እየተጫወቱ አይደሉም በጋና ውስጥ ስማርት ሜትር ያላቸው የቮዳፎን ካሽ ደንበኞች አሁን *110# በመደወል የኤሌክትሪክ ቅድመ ክፍያ መግዛት ይችላሉ። ደንበኞች እስከ ሁለት ሜትር ድረስ መመዝገብ ይችላሉ፣ የሚወዱትን ሜትር ይመርጣሉ፣ የግብይቱን መጠን ያስገባሉ እና በፒን ያረጋግጣሉ፡፡ በአሁኑ ጊዜ በዩኤስኤስዲ በኩል ብቻ ተደራሽ የሆነው ቮዳፎን ጋና የክፍያ ባህሪውን በቅርቡ በማይቮዳፎን መተግበሪያ( ኤምቪኤ) ላይ ለማከል አቅዷል፡፡ ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ሞኒፖይንት የኬንያ ፊንቴክ አግኝቷል፡፡ የኬንያ ሃስትለር ፈንድ ከፍተኛ የብድር ክፍያ መጠን አለው። ሞኒፖይንት የኬንያ ፊንቴክ አግኝቷል የናይጄሪያው ፊንቴክ ሞኒፖይንት የኬንያውን የፊንቴክ ኩባንያ ኮፖ ኮፖን በመግዛት ወደ ኬንያ ገብቷል። ይህ እርምጃ ኩባንያዎቹ አስፈላጊውን የፋይናንስ ገደብ ካሟሉ በኋላ ከኬንያ የውድድር ባለስልጣን መፅደቁን ተከትሎ ነው። ለምን የተቆጣጣሪው ማጽደቅ? የትኛውንም ከውህደት ጋር የተያያዙ ግብይቶችን ከመቀጠልዎ በፊት የሲኤክ ፈቃድ ማግኘት ያለበት ጥምር ገቢያቸው ወይም ንብረታቸው ከ1 ቢሊዮን የኬንያ ሽሊንግ በላይ ነው። ሞኒፖይንት ብድርን፣ የንግድ ሥራ አስተዳደር መሣሪያዎችን፣ የንግድ መክፈያ መንገዶችን፣ እና የባንክ አገልግሎቶችን እንደ ቁጠባ እና ኢንቨስትመንቶች ያቀርባል። ኮፖ ኮፖ ተመሳሳይ ነገር ግን የባንክ አገልግሎት ይሰጣል። ከ1.5 ሚሊዮን በላይ ንግዶች በናይጄሪያ ውስጥ ሞኒፖይንትን ይጠቀማሉ፣ እና ያንን በኬንያ ለመድገም ይፈልጋል። ሞኒፖይንት በቅርቡ የሸማች መተግበሪያ እና የዴቢት ካርዶችን በማስጀመር በናይጄሪያ የግል ባንኪንግ ገበያ ውስጥ ገብቷል። ኩባንያው፤ ቀደም ሲል ለንግድ ድርጅቶች ለክፍያ፣ ለባንክ እና ለኦፕሬሽኖች ሁሉን-በአንድ መድረክ ያቀረበው፤ አገልግሎ��ን ለሁሉም ሰው ያቀርባል፡፡ ፊንቴክ በአሁኑ ጊዜ በአገሪቱ ውስጥ ትልቁ የኤጀንሲ የባንክ ኔትወርክ አለው። የኬንያ ሃስትለር ፈንድ ከፍተኛ የብድር ክፍያ መጠን አለው። በኬንያ የሚደገፈው የፋይናንስ ማካተት ገንዘብ ድጋፍ ሃስትለር ፈንድ ከንግድ ባንኮች፣ ከቁጠባ እና የብድር ኅብረት ሥራ ማህበራት( ኤስኤሲሲኦኤስ) እና ከሌሎች የፋይናንስ ተቋማት ከፍ ያለ የብድር ነባሪ መጠን አለው፡፡ የሃስትለር ፈንድ ምንድን ነው? አንዳንድ የኋላ ታሪክ መረጃ ይኸውና፡ የኬንያው ፕሬዝዳንት ዊልያም ሩቶ እ.ኤ.አ. በ2022 ለምርጫ ሲወዳደሩ፣ አዲስ የኢኮኖሚ ሥርዓት ለመመስረት ሁስትለር ፈንድ ለማቋቋም ቃል ገብተዋል። እ.ኤ.አ. ህዳር 30፣ 2022 ፕሬዚዳንቱ የገንዘቡን ለኬንያውያን በተለይም ዝቅተኛ ገቢ ያላቸውን ወይም ሃስትለሮችን ቢያንስ 420 ሚሊዮን ዶላር ለማበደር አስጀመሩ። አጭር ጊዜ ብድር ከ500 እስከ 50,000 የኬንያ ሽሊንግ ለኬንያ ንግዶች በ8 በመቶ ወለድ ይሰጣል። አሁን፣ ከ 10.2 ቢሊዮን የኬንያ ሽሊንግ (70.6ሚ ዶላር) ውስጥ 29 በመቶው ያልተከፈለ ብድር እንደ “ፖርትፎሊዮ-አደጋ-ላይ” ተደርገው ይወሰዳሉ፣ ይህም ማለት ተበዳሪዎች በተስማሙት መሰረት አልከፈሉም ማለት ነው። በሌላ አነጋገር የሃስትለር ፈንድ ብድሮች በአጠቃላይ 2.9 ቢሊዮን የኬንያ ሽሊንግ (20 ሚሊዮን ዶላር) በተበዳሪ ፈንድ የማይሰሩ ብድሮች (ኤንፒኤል) ተብለው ተመድበዋል። ይህ 29 በ1 ሳነቲም ከንግድ ባንኮች፣ ከኤስኤሲሲኦኤስ እና ከማይክሮ ፋይናንስ ተቋማት ጋር ሲነጻጸር ከፍተኛ ነው። ከታህሳስ 2022 ጀምሮ የኤስኤሲሲኦኤስ ፖርትፎሊዮ-አደጋ-ላይ-ያለ ወይም የማይሠራ ብድር(ኤንፒኤል) 8.6% ነው፡፡ በኬንያ ለንግድ ባንኮች የ ኤንፒኤል ተመኖች 14.5% ሲሆኑ፣ ማይክሮ ፋይናንስ ባንኮች የ ኤንፒኤል ተመኖች 23% ናቸው። ከዚህም በላይ የኬንያ መንግስት በሁስትለር ገንዘብ ብድሮች ላይ ያሰዎችን ቁጥር ለመቀነስ የዋጋ መጨመርን ተግባራዊ አድርጓል። የማነበው ና የምመለከተው ሜታ ወደ 100 ቋንቋዎች መገልበጥ እና መተርጎም የሚችል የ ኤአይ ሞዴል ለቋል። ከፍተኛ ስሜታዊ ሰው ሲሆኑ አለምን እንዴት መዞር እንደሚቻል የወሊድ መቆጣጠሪያ የሴቶችን ትውልድ እንዴት እንዳጠፋ","Hustlers aren't paying back in Kenya Vodafone Cash customers with smart metres in Ghana can now purchase prepaid electricity by dialling *110#. Customers can register up to two metres, choose their preferred metre, enter the transaction amount, and verify it with a PIN. Currently only accessible via USSD, Vodafone Ghana plans to add the payment feature to its MyVodafoneApp (MVA) soon. Here's what I've got for you today: Moniepoint acquires a Kenyan fintech Kenya's Hustler Fund has a high loan default rate Moniepoint acquires a Kenyan fintech Nigerian fintech, Moniepoint, has entered Kenya by acquiring Kopo Kopo, a Kenyan fintech company. This move follows approval from the Competition Authority of Kenya after the companies met the required financial threshold. Why the regulator’s approval? The CAK's consent must be gotten before proceeding with any merger-related transactions involving parties whose combined revenue or assets exceed KSh 1 billion. Moniepoint provides loans, business management tools, business payment channels, and banking services like savings and investments. Kopo Kopo offers the same but a banking service. Over 1.5 million businesses use Moniepoint in Nigeria, and it wants to replicate that in Kenya. Sidebar: Moniepoint recently entered the personal banking market in Nigeria by launching a consumer app and debit cards. The company, which previously offered businesses an all-in-one platform for payments, banking, and operations, will make its services available to everyone. The fintech currently has the largest agency banking network in the country. Kenya's Hustler Fund has a high loan default rate Kenyan-backed financial inclusion fund, Hustler Fund, has higher loan default rates than commercial banks, Savings and Credit Cooperatives (SACCOS), and other financial institutions. What's the Hustler Fund? Here's some background information: When William Ruto, Kenyan President, ran for office in 2022, he pledged to establish the Hustler Fund to establish a new economic order. On November 30, 2022, the President launched the fund to lend Kenyans, particularly low-income earners or hustlers, at least $420 million. It offers short-term loans — between KSh 500 and KSh 50,000 — to Kenyan businesses at an 8% interest rate. Now, 29% of the KSh 10.2 billion ($70.6m) in outstanding loans are considered “portfolio-at-risk”, meaning that the borrowers have not paid as agreed upon. In other words, the Hustler Fund's loans, totalling KSh 2.9 billion ($20m) in borrowed funds, are categorised as non-performing loans (NPL). This 29 per cent is significant compared to commercial banks, SACCOS, and microfinance institutions. As of December 2022, SACCOS’ portfolio-at-risk or non-performing loan (NPL) percentage was 8.6%. NPL rates in Kenya for commercial banks are 14.5%, while NPL rates for microfinance banks are 23%. What’s more, the Kenyan government has implemented credit scoring to reduce the number of people who default on Hustler Fund loans. What I'm reading and watching Meta releases an AI model that can transcribe and translate close to 100 languages How To Get Around The World When You're Highly Sensitive Person How birth control destroyed a generation of women","Yan Gwagwarmayar Neman nema ba sa biyan ƙasar Kenya Abokan ciniki na Vodafone Cash da ke da smartmeter a Ghana yanzu za su iya siyan wutar lantarki da aka riga aka biya ta hanyar latsa *110#. Abokan ciniki za su iya yin rajista har zuwa mita biyu, su zabi mita da suka fi so, su shigar da adadin ciniki, da kuma tabbatar da shi tare da PIN. A halin yanzu ana samun dama ta hanyar USSD kawai, Vodafone Ghana na shirin ƙara fasalin biyan kuɗi zuwa MyVodafoneApp (MVA) nan ba da jimawa ba. Ga abin da na samo muku yau: Moniepoint ya samu fasahar harkokin kuɗi na Kenya Asusun Hustler na Kenya yana da babban adadin lamuni Moniepoint ta samu fasahar harkokin kuɗi ta Kenya Kamfanin Fasahar Harkokin kuɗi na Najeriya, Moniepoint, ya shiga Kenya ta hanyar sayan Kopo Kopo, wani kamfanin Fasahar Harkokin kuɗi na Kenya. Wannan matakin ya biyo bayan amincewar Hukumar Gasar ta Kenya bayan da kamfanonin sun cika ka'idojin kuɗi da ake bukata. Me yasa amincewar mai gudanarwa? Dole ne a sami izinin CAK kafin a ci gaba da duk wata ma'amala mai alaƙa da haɗakarwa da ta shafi ƙungiyoyi waɗanda haɗin kuɗin shiga ko kadarorin su ya wuce KSh biliyan. Moniepoint na ba da lamuni, kayan aikin sarrafa kasuwanci, hanyoyin biyan kuɗi na kasuwanci, da sabis na banki kamar tanadi da saka hannun jari. Kopo Kopo yana ba da iri ɗaya amma sabis na banki. Fiye da kamfanoni miliyan 1.5 suna amfani da Moniepoint a Najeriya, kuma tana son maimaita hakan a Kenya. Sidebar: Moniepoint kwanan nan ta shiga kasuwar banki ta sirri a Najeriya ta hanyar ƙaddamar da aikace-aikacen mabukaci da katunan zare kuɗi. Kamfanin, wanda a baya ya ba wa 'yan kasuwa wani dandamalin mai ƙunshe da komai na biyan kuɗi, banki, da kuma aiki, zai samar da ayyukansa ga kowa da kowa. Fasahar Harkokin kuɗi a halin yanzu yana da mafi girman cibiyar sadarwar banki a ƙasar. Asusun Hustler na Kenya yana da babban adadin lamuni. Asusun hada-hadar kuɗi da Kenya ke goyan baya, Hustler Fund, yana da mafi girman adadin lamuni fiye da bankunan kasuwanci, Savings da Credit Cooperatives (SACCOS), da sauran cibiyoyin hada-hadar kuɗi. Menene Asusun Hustler? Ga wasu bayanai na baya-bayan nan: Lokacin da William Ruto, Shugaban Kenya, ya tsaya takara a shekarar 2022, ya yi alkawarin kafa Asusun Hustler don kafa sabon tsarin tattalin arziƙi. A ranar 30 ga Nuwamba, 2022, Shugaban ƙasar ya ƙaddamar da asusun baiwa 'yan Kenya rance, musamman masu ƙaramin karfi ko masu neman, akalla dala miliyan 420. Yana ba da lamuni na ɗan gajeren lokaci - tsakanin KSh 500 da KSh 50,000 ga kasuwancin Kenya akan kuɗin ruwa kashi 8%. Yanzu, kashi 29% na KSh 10.2 biliyan ($ 70.6m) a cikin manyan lamuni ana ɗaukar su a matsayin 'fayil-mai haɗari', ma'ana masu karɓar bashi ba su biya ba kamar yadda aka amince. Ma’ana, lamunin Hustler Fund, jimlar KSh 2.9 biliyan ($20m) a cikin kuɗaɗen da aka aro, an karkasa su a matsayin lamuni marasa ci (NPL). Wannan kashi 29 cikin 100 yana da mahimmanci idan aka kwatanta da bankunan kasuwanci, SACCOS, da cibiyoyi masu ƙaranci. Tun daga watan Disamba na 2022, kashi 8.6% na SACCOS fayil mai haɗari ko lamuni mara-yi (NPL). Farashin NPL a Kenya na bankunan kasuwanci shine 14.5%, yayin da farashin NPL na bankunan ƙananan kuɗi shine 23%. Menene ƙari, gwamnatin Kenya ta aiwatar da ƙididdige ƙi don rage yawan mutanen da ba su biya lamunin Hustler Fund ba. Abin da nake karantawa da kallo Meta yana fitar da samfurin AI wanda zai iya kwafi da fassara kusan harsuna 100 Yadda Ake Zagaye Duniya Lokacin da Mutum Mai Hankali Ne Yadda tsarin taƙaita haihuwa ya lalata dangin mata","Hustlers hawalipwi nchini Kenya Wateja wa Vodafone Cash wenye mita mahiri nchini Ghana sasa wanaweza kununua umeme wa kulipia kabla kwa kupiga *110#. Wateja wanaweza kusajili hadi mita mbili, kuchagua mita wanayopendelea, kuweka kiasi cha muamala na kuithibitisha kwa PIN. Kwa sasa inapatikana tu kupitia USSD, Vodafone Ghana inapanga kuongeza kipengele cha malipo kwenye MyVodafoneApp (MVA) yake hivi karibuni. Hivi ndivyo nilivyopata kwaajili yako leo: Moniepoint anachukua fintech ya Kenya Hustler Fund ya Kenya ina kiwango cha juu cha kutolipa mkopo Moniepoint anachukua fintech ya Kenya Fintech wa Nigeria, Moniepoint, ameingia nchini Kenya kwa kununua Kopo Kopo, kampuni ya fintech ya Kenya. Hatua hii inafuatia idhini kutoka kwa Mamlaka ya Ushindani ya Kenya baada ya kampuni hizo kufikia kiwango kinachohitajika cha kifedha. Kwa nini kibali cha mdhibiti? Idhini ya CAK lazima ipatikane kabla ya kuendelea na miamala yoyote inayohusiana na ujumuishaji inayohusisha wahusika ambao mapato au mali zao zote zinazidi KSh 1 bilioni. Moniepoint hutoa mikopo, zana za usimamizi wa biashara, njia za malipo ya biashara na huduma za benki kama vile kuweka akiba na uwekezaji. Kopo Kopo inatoa huduma sawa lakini ya benki. Zaidi ya biashara milioni 1.5 hutumia Moniepoint nchini Nigeria, na inataka kuiga hilo nchini Kenya. Upau wa kando: Moniepoint hivi majuzi iliingia katika soko la benki ya kibinafsi nchini Nigeria kwa kuzindua programu ya watumiaji na kadi za benki. Kampuni hiyo, ambayo hapo awali ilitoa biashara kwa jukwaa la moja kwa moja la malipo, benki na shughuli, itafanya huduma zake kupatikana kwa kila mtu. Kwa sasa fintech ina mtandao wa wakala mkubwa zaidi wa benki nchini. Hustler Fund ya Kenya ina kiwango cha juu cha kutolipa mkopo Mfuko wa ujumuishaji wa kifedha unaoungwa mkono na Kenya, Hustler Fund, una viwango vya juu vya kutolipa mkopo kuliko benki za biashara, Vyama vya Ushirika vya Akiba na Mikopo (SACCOS), na taasisi nyingine za kifedha. Hustler Fund ni nini? Hizi hapa ni baadhi ya taarifa za usuli: Wakati William Ruto, Rais wa Kenya, alipowania wadhifa huo mwaka wa 2022, aliahidi kuanzisha Hustler Fund ili kuanzisha utaratibu mpya wa kiuchumi. Mnamo Novemba 30, 2022, Rais alizindua hazina ya kuwakopesha Wakenya, haswa wa kipato cha chini au wachuuzi, angalau $420 milioni. Inatoa mikopo ya muda mfupi - kati ya KSh 500 na KSh 50,000 - kwa biashara za Kenya kwa kiwango cha riba cha 8%. Sasa, 29% ya KSh 10.2 bilioni ($70.6m) katika mikopo isiyofanya kazi inachukuliwa kuwa ""Mikopo iliyo hatarini"", kumaanisha kuwa wakopaji hawajalipa kama ilivyokubaliwa. Kwa maneno mengine, mikopo ya Hustler Fund, ya jumla ya KSh 2.9 bilioni ($20m) katika fedha zilizokopwa, imeainishwa kama mikopo isiyolipika (NPL). Asilimia hii 29 ni kubwa ikilinganishwa na benki za biashara, SACCOS, na taasisi ndogo za fedha. Kufikia Desemba 2022, asilimia ya SACCOS ya mikopo iliyo hatarini au isiyofanya kazi (NPL) ilikuwa 8.6%. Viwango vya NPL nchini Kenya kwa benki za biashara ni 14.5%, huku viwango vya NPL kwa benki ndogo za fedha ni 23%. Zaidi ya hayo, serikali ya Kenya imetekeleza alama za mikopo ili kupunguza idadi ya watu wanaokosa mikopo ya Hustler Fund. Ninachosoma na kutazama Meta hutoa muundo wa AI ambao unaweza kunakili na kutafsiri karibu lugha 100 Jinsi ya Kuzunguka Ulimwenguni Ikiwa Wewe ni Mtu Msikivu Sana Jinsi udhibiti wa uzazi ulivyoharibu kizazi cha wanawake","Hustlers kò sanwó padà ní Kenya Àwọn oníbàárà Vodafone Cash pẹ̀lú àwọn mítà ajáfáfá ní Ghana lè ra iná mọ̀nàmọ́ná àsansílẹ̀ nípa pípe *110#. Àwọn oníbàárà lè forúkọ mítà méjì sílẹ̀, wọ́n lè yan mítà tí wọ́n fẹ́, kí wọ́n tẹ iyeó tí wọ́n fẹ́ rà, kí wọ́n sì fi àṣẹ sí i pẹ̀lú Nọ́ḿbà Ìdánimọ̀ Àdáni. Àǹfààní sí i wà nípa USSD báyìí, Vodafone Ghana ń gbèrò láti ṣe àfikún àwòmọ́ ìsanwó sí My VodafoneApp (MVA) rẹ̀ láìpẹ́. Èyí ni ohun tí mo ní fún yín lónìí: Moniepoint gba ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya Hustler Fund ti Kenya ní ìwọ̀n ẹ̀yáwó ìpìlẹ̀ ńlá. Moniepoint gba ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya Ìmọ̀ ẹ̀rọ nínú ìṣúná Nigeria, Moniepoint, ti wọ Kenya nípa ríra Kopo Kopo, ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya kan. Ìgbésẹ̀ yìí tẹ̀lé àṣẹ láti ọwọ́ Adarí Ìdíje náà ní Kenya lẹ́yìn tí ilé-iṣẹ́ náà ṣe àwọn alàkalẹ̀ ìṣúná tí ó yẹ. Kín ni ìdí fún àṣẹ òfin? Àṣẹ CAK gbọ́dọ̀ jẹ́ gbígbà kí wọ́n tó tẹ̀síwájú pẹ̀lú èyíkéyìí àwọn ìdúnàádúrà ajẹmọ́dàpọ̀ tí ó ní í ṣe pẹ̀lú àwọn ẹgbẹ́ tí àpapọ̀ èrè wọn tàbí dúkìá wọn kọjá bílíọ́nù KSh 1. Moniepoint pèsè àwọn ẹ̀yáwó, irinṣẹ́ àkóso okòwò, ìkànnì ìsanwó okòwò, àti iṣẹ́ ajẹmọ́-Ilé ìfowópamọ́ bí ìpawómọ́ àti ìdókòwò. Kopo Kopo pèsè ohun kan náà ayafi iṣẹ́ ajẹmọ́ ilé ìfowópamọ́. Ó lé ní àwọn okòwò mílíọ̀nù 1.5 tí ń lo Moniepoint ní Nigeria, wọ́n sì fẹ́ ṣe ohun yìí kan ní Kenya. Àfikún Ìròyìn: Moniepoint wọ ọjà ilé ìfowópamọ́ ara ẹni ní Nigeria láìpẹ́ nípa ṣíṣe ìfilọ́lẹ̀ ohun èlò ẹ̀rọ àwọn oníbàárà àti àwọn káàdì ìsanwó. Ilé-iṣẹ́ náà, t�� ó ń pèsè ìkànnì ìsanwó, ìfowópamọ́, àti àwọn iṣẹ́ ọlọ́pọ̀ ìṣe fún àwọn okòwò tẹ́lẹ̀, yóò mú kí àwọn iṣẹ́ wọn wà fún gbogbo ènìyàn. Ìmọ̀ ẹ̀rọ nínú ìṣúná náà ní àgbájọ àjọ ìfowópamọ́ tí ó tóbi nísinsìnyí ní orílẹ̀ èdè. Hustler Fund ti Kenya ní ìwọ̀n ẹ̀yáwó ìpìlẹ̀ ńlá. Owó ìṣúná àkóyawọ́ tí Kenya ṣe àtìlẹ́yìn fún, Hustler Fund, ní ìwọ̀n ẹ̀yáwó ìpìlẹ̀ ńlá ju àwọn ilé ìfowópamọ́ ìṣòwò, Savings and Credit Cooperatives (SACCOS), àti àwọn àjọ ìṣúná mìíràn lọ. Kiny ni Hustler Fund? Èyí ni àlàyé abẹ́lé díẹ̀: Nígbà tí Ruto, Ààrẹ Kenya, díje fún ipò ní 2022, ó ṣe ìlérí láti ṣe ìdásílẹ̀ Hustler láti sey ìfilọ́lẹ̀ ètò ọrọ̀ ajé tuntun. Ní Ọjọ́ 30 Oṣù Kọkànlá, 2022, Ààrẹ náà ṣe ìfilọ́lẹ̀ owó àtìlẹ́yìn yìí láti máa ya àwọn ọmọ Kenya, pàápàá jùlọ àwọn tí wọ́n ń rówó kékeré tàbí tí wọ́n ń là kàkà, ó kéré jù mílíọ̀nù $420. Ó ń pèsè ẹ̀yáwó ọlọ́jọ́ díẹ̀ – láàrin KSh 500 àti KSh 50, 000 – fún àwọn olókowò Kenya ní ìwọ̀n èlé 8%. Nísinsìnyí, 29% bílíọ́nù KSh 10.2 (Mílíọ̀nù KSh 70.6) àwọn ẹ̀yáwó àjẹsílẹ̀ ní wọ́n kà sí ""gbèsè tí kò wọlé"", tí ó túmọ̀ sí pé àwọn olùyáwó kò tiit san wọ́n bí wọ́n ṣe sọ. Ní pàtàkì, àwọn ẹ̀yáwó Hustler Fund, tí gbogbo rẹ̀ jẹ́ bílíọ́nù KSh 2.9 (mílíọ̀nù $20) gẹ́gẹ́ bí owó yíya, ni wọ́n kà sí àwọn ẹ̀yáwó tí kò ṣiṣẹ́ (NPL). Ìdá 29 nínú ọgọ́rùn-ún yìí ṣe pàtàkì ní àfiwé pẹ̀lú àwọn ilé ìfowópamọ́ ìṣòwò, SACCOS, àti àwọn ibùdó ìṣúná-kéékèèké. Ní Oṣù Kejìlá 2022, ìdá ọgọ́rùn-ún gbèsè tí kò wọlé tàbí àwọn ẹ̀yáwó tí kò ṣiṣẹ́ SACCOS jẹ́ 8.6%. Ìwọ̀n NPL (ẹ̀yáwó tí kò ṣiṣẹ́) ní Kenya fún àwọn ilé ìfowópamọ́ okòwò ni 14.5%, nígbà tí àwọn ìwọ̀n NPL fún àwọn ilé ìfowópamọ́ kéékèèké jẹ́ 23%. Kín ló tún kù, ìjọba Kenya ti ṣe ìfilọ́lẹ̀ àmì gbèsè láti ṣe àdínkù iye àwọn ènìyàn tí wọ́n jẹwó lórí àwọn ẹ̀yáwó Hustler Fund. Ohun tí mo ń kà àti èyí tí mo ń wò Meta ṣe àgbéjáde àwòṣe Ọgbọ́n Àtọọ́dá kan tí ó ń ṣe àdàkọ àti ìtumọ̀ èdè fún bí àwọn èdè 100. Bí o ṣe lè borí Ayé Nígbà tí ó jẹ́ Ènìyàn tí ó máa ń ṣọ́ra púpọ̀ Bí ìfèsọ́mọbíbí ṣe ba ayé ìran àwọn obìnrin kan jẹ́","AmaHustlers awabuyeli eKenya Amakhasimende eVodafone Cash anamamitha ahlakaniphile eGhana manje angathenga ugesi okhokhelwa kuqala ngokudayela u-*110#. Amakhasimende angabhalisa kufika kumamitha amabili, akhethe imitha ayikhethele, afake inani lokwenziwe, futhi aliqinisekise ngephinikhodi. Okwamanje ifinyeleleka kuphela nge-USSD, iVodafone Ghana ihlela ukwengeza isici sokukhokha ku-MyVodafoneApp (iMVA) yayo maduze. Nakhu engikuphathele kona namuhla: IMoniepoint ithola ifintech yaseKenya IHustler Fund Kenya inezinga eliphezulu lokuzenzakalelayo lemalimboleko IMoniepoint ithola ifintech yaseKenya Ifintech yaseNigeria, iMoniepoint, ingene eKenya ngokuthenga iKopo Kopo, inkampani yaseKenya ye-fintech. Lesi sinyathelo silandela ukugunyazwa yiCompetition Authority yaseKenya ngemuva kokuthi izinkampani zihlangabezane nomkhawulo wezezimali odingekayo. Kungani kugunyazwe umphathi? Imvume yeCAK kufanele itholwe ngaphambi kokuqhubeka nanoma yimiphi imisebenzi ehlobene nokuhlanganiswa ehlanganisa izinhlangano ezineholo elihlanganisiwe noma izimpahla ezingaphezu kuka-KSh 1 wesigidi. IMoniepoint inikeza izikweletu, amathuluzi okuphatha ibhizinisi, iziteshi zokukhokha kwebhizinisi, nezinsizakalo zasebhange ezifana nokonga nokutshalwa kwezimali. IKopo Kopo inikeza insizakalo efanayo kodwa yasebhange. Amabhizinisi angaphezu kwesigidi esingu-1.5 asebenzisa iMoniepoint eNigeria, futhi ifuna ukukuphinda lokho eKenya. Ibha eseceleni: IMoniepoint isanda kungena emakethe yamabhange yomuntu siqu eNigeria ngokwethula uhlelo lokusebenza lomthengi namakhadi edebhithi. Inkampani, phambilini ebihlinzeka amabhizinisi ngenkundla yokuhlanganisa yonke into eyodwa yokukhokha, ukubhanga, nokusebenza, izokwenza ukuthi izinsiza zayo zitholakale kuwo wonke umuntu. Ifintech njengamanje inenethiwekhi yamabhange enkulu kunazo zonke ezweni. IHustler Fund Kenya inezinga eliphezulu lokuzenzakalelayo lemalimboleko Isikhwama sokutshala imali esisekelwa yiKenya, iHustler Fund, sinamazinga aphezulu okukhokha imali mboleko kunamabhange okuhweba, ama-Savings and Credit Cooperatives (iSACCOS), nezinye izikhungo zezimali. Iyini iHustler Fund? Nansi eminye imininingwane yasemuva: Ngenkathi uWilliam Ruto, uMongameli waseKenya, engenela ukhetho ngo-2022, wathembisa ukusungula i-Hustler Fund ukuze kwakhe uhlelo olusha lwezomnotho. NgoLwezi 30, 2022, uMongameli wethula isikhwama sokuboleka abantu baseKenya, ikakhulukazi abahola kancane noma abahwebi, okungenani ayizigidi ezingama-$420. Inikeza izikweletu zesikhashana - phakathi kuka-KSh 500 no-KSh 50,000 - kumabhizinisi aseKenya ngenani lenzalo engu-8%. Manje, u-29% wemali mboleko esele ye-KSh 10.2 wezigidi ($70.6m) ibhekwa “njenge-portfolio-at- risk”, okusho ukuthi ababoleki abakakhokhi njengoba bekuvunyelwene. Ngamanye amazwi, imalimboleko yeHustler Fund, efinyelela ku-KSh 2.9 wezigidi ($20m) wemali mboleko, ihlukaniswa njengemalimboleko engasebenzi (iNPL). Lo maphesenti angama-29 ubalulekile uma uqhathaniswa namabhange okuhweba, iSACCOS, nezikhungo zezezimali ezincane. Kusukela ngoZibandlela wezi-2022, iphesenti leSACCOS esengozini noma imalimboleko engenzi kahle (iNPL) lalingu-8.6%. Amazinga eNPL eKenya kumabhange okuhweba angu-14.5%, kanti amanani eNPL amabhange amancane ezezimali angu-23%. Ngaphezu kwalokho, uhulumeni waseKenya usebenzise amaphuzu ezikweletu ukwehlisa isibalo sabantu abangakhokhi izikweletu zeHustler Fund. Engikufundayo nengikubukayo IMeta ikhipha imodeli ye-AI engabhala futhi ihumushe eduze kwezilimi eziyi-100 Ungahamba Kanjani Emhlabeni Wonke Lapho Ungumuntu Ozwela Kakhulu Indlela ukuvimbela inzalo kusibhubhise ngayo isizukulwane sabesifazane"
+"ሞኒፖይንት ኮፖ ኮፖን በመግዛቱ ኬንያዊያን ላይ ወረራ ያደርጋል። ሞኒ ፖይንት ኢንክ የግል ባንኪንግ መተግበሪያ መጀመሩን ከገለጸ ከጥቂት ቀናት በኋላ ከኬንያ የውድድር ባለስልጣን (ሲኤኬ) የኮፖ ኮፖ ግዢን ለማጠናቀቅ ፍቃድ ማግኘቱን ገልጿል። የ ሲኤኬ መግለጫ ማፅደቁ የተረጋገጠው በዲጂታል ክሬዲት ቦታ ውድድር ላይ አሉታዊ ተጽዕኖ እንደማይኖረው ወይም የህዝብን ጥቅም ስጋት እንደማይፈጥር ከተረጋገጡ በኋላ ነው። ""በመላው አፍሪካ ለሚገኙ ሰዎች የገንዘብ ደስታን ለማቅረብ እንደ ተልዕኮችን ክፍል በኬንያ ውስጥ በይፋ የተገለጸ ፍላጐት አለን፡፡ ለኬንያውያን የገንዘብ ደስታን ለመስጠት እና የግብይቱን ሂደት ለማራመድ እቅዶቻችን የቁጥጥር ፍቃድ በማግኘታችን የመጀመሪያውን እርምጃ በመውሰዳችን በጣም ደስ ብሎናል፡፡"" ሲሉ የሞኒፖይንት ኢንክ የቡድን ዋና ሥራ አስፈጻሚ ቶሲን ኢኒዮሎሩንዳ ተናግረዋል። በኬንያ ኮፖ ኮፖ ለንግድ ድርጅቶች የክፍያ እና የብድር አገልግሎት የሚሰጥ ሲሆን በ 2011 በቤን ሊዮን እና በዲላን ሂጊንስ ተመሠረተ፡፡ መጀመሪያ ላይ በዩናይትድ ስቴትስ የጀመረው የኮፖ ኮፖ ቡድን የአሜሪካ የክፍያ ገበያ ምን ያህል ተፎካካሪ እንደሆነ አይቶ ወደ ኬንያ ተዛወረ። በኬንያ ከሳፋሪኮም ጋር በመተባበር ሊፓ ና ኤም-ፔሳ ለጥቃቅንና አነስተኛ ኢንተርፕራይዞች በመክፈት የግብይት ክፍያዎችን በመካከላቸው ከፋፍለዋል። እ.ኤ.አ. በ2012 በአፍቢ የተደገፈ የስራ ካፒታል ብድር እየሰጡ ነበር። ከዚያን ጊዜ ጀምሮ፣ ከኪኦስላ ተፅኖ ፈንድ፣ ከአሲኦን ቬንቸር ቤተ-ሙከራ እና ከባምቦ ፋይናንስ ኢንቨስትመንቶችን ተቀብለዋል። የፔይዴይን ዘር ዙር ከመራ በኋላ፣ ሞኒፖይንት ፔይዴይን ለማግኘት እየተነጋገረ እንደሆነ የሚጠቁሙ ሪፖርቶች ነበሩ። ሆኖም ኩባንያው ኢንቨስትመንቱ ስትራቴጂካዊ መሆኑን በመግለጽ እነዚህን ወሬዎች ለማጥፋት በፍጥነት ተንቀሳቅሷል፡፡ ግን በሰኔ ወር ሮስ ስትራይክን የ M&A እና ባለሀብት ግንኙነት ኃላፊ አድርጎ መሾሙን አስታውቋል፣ ይህም በሚቀጥለው ደረጃ ውህደቶችን ለመከታተል ያለውን ፍላጐት ያሳያል፡፡ ኮፖ ኮፖን በማግኘቱ ሞኒፖይንት በምዕራብ እና በሰሜን አፍሪካ የመስፋፋት እቅዱን ከገለጸ ከሁለት ዓመት በኋላ የመጀመሪያውን እውነተኛ መስፋፋቱን ያደርጋል።","Moniepoint makes Kenyan foray with the acquisition of Kopo Kopo Just days after announcing the launch of its personal banking app, Moniepoint Inc. has disclosed that it has received approval from the Competition Authority of Kenya (CAK) to complete the acquisition of Kopo Kopo. A statement by the CAK states that the approval was granted after checks revealed that it would not negatively impact competition in the digital credit space or raise public interest concerns. ""We have a publicly stated interest in Kenya as part of our mission to provide financial happiness for people across Africa. We are delighted to have taken the first step by securing regulatory approval for our plans to provide financial happiness to Kenyans and look forward to progressing the transaction,"" Tosin Eniolorunda, Group CEO, Moniepoint Inc., said. In Kenya, Kopo Kopo offers payment and credit services for businesses and was founded in 2011 by Ben Lyon and Dylan Higgins. Initially launched in the United States, the Kopo Kopo team moved to Kenya after seeing how competitive the American payments market was. In Kenya, they collaborated with Safaricom to open up Lipa Na M-Pesa to SMEs, splitting the transaction fees between them. By 2012, they were issuing working capital loans backed by Afb. Since then, they've received investments from the Khosla Impact Fund, Accion Venture Lab, and Bamboo Finance. After leading Payday's seed round, there were reports suggesting Moniepoint was in talks to acquire Payday. However, the company quickly moved to quash these rumours, insisting that its investment was strategic. But by June, it announced the appointment of Ross Strike as Head of M&A and Investor Relations, signifying its intention to pursue mergers in its next phase. With the acquisition of Kopo Kopo, Moniepoint will make its first real expansion two years after it first disclosed plans to expand across West and North Africa.","Moniepoint ta yi ɗaurin suna a Kenya tare da sayen Kopo Kopo Kwanaki kaɗan bayan sanar da ƙaddamar da manhajar banki ta sirri, Moniepoint Inc. ta bayyana cewa ta samu amincewar hukumar gasar Kenya (CAK) ta kammala sayen Kopo Kopo. Wata sanarwa da CAK ta bayyana cewa an ba da izinin ne bayan binciken da aka nuna cewa ba zai yi mummunar tasiri ga gasa a cikin sararin lamuni na dijital ba ko kuma tada hankalin jama'a. ""Muna da sha'awar Kenya a bainar jama'a a matsayin wani ɓangare na manufarmu na samar da farin ciki na kuɗi ga mutane a duk faɗin Afirka. Muna farin cikin ɗaukar matakin farko ta hanyar samun amincewar ka'idoji don shirye-shiryenmu na samar da farin ciki na kuɗi ga 'yan Kenya da kuma sa ran ci gaba da ciniki, in ji Tosin Eniolorunda, Shugaba na Rukunin, Moniepoint Inc.. A Kenya, Kopo Kopo yana ba da sabis na biyan kuɗi da bashi don kasuwanci kuma Ben Lyon da Dylan Higgins suka kafa su a cikin 2011. Da farko an ƙaddamar da shi a Amurka, ƙunr Kopo Kopo ta koma Kenya bayan ganin yadda kasuwar biyan kuɗi ta Amurka ta kasance. A Kenya, sun yi aiki tare da Safaricom don buɗe Lipa Na M-Pesa zuwa SMEs, tare da raba kuɗin ciniki tsakanin su. A shekara ta 2012, suna ba da lamuni na babban aiki wanda Afb ke tallafawa. Tun daga wannan lokacin, sun sami jari daga Khosla Impact Fund, Accion Venture Lab, da Bamboo Finance. Bayan jagorantar zagaye na ranar Payday, an sami rahotannin da ke nuna cewa Moniepoint na cikin tattaunawa don siyan ranar biya. Sai dai cikin sauri kamfanin ya yi watsi da waɗannan jita-jita, yana mai dagewa cewa jarinsa na da dabaru. Amma ya zuwa watan Yuni, ta sanar da naɗin Ross Strike a matsayin shugaban M&A da hulɗar masu saka hannun jari, wanda ke nuna aniyar sa ta ci gaba da haɗewa a mataki na gaba. Saboda mallakar Kopo Kopo, Moniepoint za ta fara haɗakawa ta farko shekaru biyu bayan da ta fara bayyana shirye-shiryen faɗaɗawa a yammacin Afirka da Arewacin Afirka.","Moniepoint hufanya uvamizi wa Kenya kwa kupata Kopo Kopo Siku chache baada ya kutangaza kuzinduliwa kwa programu yake ya benki ya kibinafsi, Moniepoint Inc. imefichua kwamba imepokea idhini kutoka kwa Mamlaka ya Ushindani ya Kenya (CAK) kukamilisha upataji wa Kopo Kopo. Taarifa ya CAK inasema kwamba idhini hiyo ilitolewa baada ya ukaguzi kufichua kuwa haitaathiri vibaya ushindani katika nafasi ya kidijitali ya mikopo au kuibua wasiwasi wa maslahi ya umma. ""Tuna nia iliyoelezwa hadharani kwa Kenya kama sehemu ya dhamira yetu ya kutoa furaha ya kifedha kwa watu kote Afrika. Tosin Eniolorunda, Mkurugenzi Mtendaji wa Kundi, Moniepoint Inc., alisema, Tumefurahi kuchukua hatua ya kwanza kwa kupata idhini ya udhibiti kwa mipango yetu ya kutoa furaha ya kifedha kwa Wakenya na tunatazamia kuendeleza shughuli hiyo."". Nchini Kenya, Kopo Kopo hutoa huduma za malipo na mikopo kwa biashara na ilianzishwa mwaka wa 2011 na Ben Lyon na Dylan Higgins. Hapo awali ilizinduliwa nchini Marekani, timu ya Kopo Kopo ilihamia Kenya baada ya kuona jinsi soko la malipo la Marekani lilivyokuwa na ushindani. Nchini Kenya, walishirikiana na Safaricom kufungua Lipa Na M-Pesa kwa SMEs, wakigawanya ada za miamala kati yao. Kufikia 2012, walikuwa wakitoa mikopo ya mitaji inayoungwa mkono na Afb. Tangu wakati huo, wamepokea uwekezaji kutoka kwa Mfuko wa Athari wa Khosla, Accion Venture Lab, na Fedha ya mianzi. Baada ya kuongoza awamu ya mbegu ya Payday, kulikuwa na ripoti zinazopendekeza Moniepoint ilikuwa kwenye mazungumzo ya kupata Payday. Hata hivyo, kampuni hiyo ilihamia haraka kufuta uvumi huu, ikisisitiza kuwa uwekezaji wake ulikuwa wa kimkakati. Lakini kufikia Juni, ilitangaza uteuzi wa Ross Strike kama Mkuu wa M&A na Mahusiano ya Wawekezaji, ikiashiria nia yake ya kutafuta muunganisho katika awamu yake inayofuata. Kununuliwa kwa Kopo Kopo, Moniepoint itafanya upanuzi wake wa kwanza halisi miaka miwili baada ya kufichua kwanza mipango ya kupanua Afrika Magharibi na Kaskazini.","Moniepoint bọ́ sí gbangba lójijì ní Kenya pẹ̀lú ríra Kopo Kopo Lẹ́yìn ọjọ́ tí wọ́n kéde ìfilọ́lẹ̀ ohun èlò ẹ̀rọ ìfowópamọ́ ara ẹni wọn, Moniepoint Inc. ti sọ pé àwọn ti gba àṣẹ láti ọwọ́ Competing Authority of Kenya (CAK) láti parí ríra Kopo Kopo. Ọ̀rọ̀ kan láti ẹnu CAK sọ pé àṣẹ náà wá lẹ́yìn tí àwọn ìwádìí fi hàn pé kò lè nípa burúkú lórí ìfigagbága ní àwùjọ ìmọ̀ ẹ̀rọ ẹ̀yáwó tàbí kí ó fa ewu láàrin àwùjọ. ""A ti sọ gbangba pé ìfẹ́ Kenya ni ara àfojúsùn ws láti pèsè ìdùnnú ìṣúná fún àwọn ènìyàn káàkiri Afíríkà. Inú wa dùn láti gbé ìgbésẹ̀ kìíní nípa gbígbà àṣẹ lọ́wọ́ àjọ aláṣẹ fún àwọn ètò wa láti pèsè ìdùnnú ìṣúná fún àwọn ọmọ Kenya a sì ń fojú sọ́nà láti tẹ̀síwájú nínú ìdúnàádúrà náà,"" Tosin Eniolorunda, Ọ̀gá Àgbà Pátápátá Ẹgbẹ́, Moniepoint Inc., sọ èyí. Ní Kenya, Kopo Kopo pèsè ìsanwó àti iṣẹ́ ẹ̀yáwó fún àwọn okòwò wọ́n sì dá a sílẹ̀ ní 2011 láti ọwọ́ Ben Lyon àti Dylan Higgins. Wọ́n kọ́kọ́ dá a sílẹ̀ ní United States, Kopo Kopo kọjá sí Kenya lẹ́yìn tí ó rí bí ìfigagbága ṣe wà ní ọjà ìsanwó America. Ní Kenya, wọ́n dòwòpọ̀ pẹ̀lú Safaricom láti sí Lipa Na M-pesa fún àwọn oníṣòwò kéékèèké àti alábọ́dé, nípa pínpín owó ìdúnàádúrà láàrin wọn. Ní 2012, wọ́n ń pèsè ẹ̀yáwó ìbẹ̀rẹ̀ okòwò tí Afb ṣe àtìlẹ́yìn. Láti ìgbà yẹn, wọ́n ti gba àwọn ìdókòwò láti ọwọ́ Khosla Impact Fund, Accion Venture Lab, àti Bamboo Finance. Lẹ́yìn tí wọ́n síwájú ìpele owó ìrànwọ́ Payday, àwọn ìròyìn jáde pé Moniepoint ń dúnàádúrà láti ra Payday. Àmọ́ sá, ilé-iṣẹ́ náà yára tètè paná àwọn àhesọ wọ̀nyí, wọ́n sì tẹnu mọ́ ọn pé ọgbọ́n lásán ìdókòwò wọn. Ṣùgbọ́n ní Oṣù Kẹfà, wọ́n kéde ìyànsípò Ross Strike gẹ́gẹ́ bí Olórí M & A àti Ọ̀rọ̀ tí ó ní í ṣe pẹ̀lú ìdókòwò, èyí tí ó ń ṣàfihàn èrò wọn láti lépa ìdàpọ̀ nínú ìpele wọn tí ó kàn. Pẹ̀lú ríra Kopo Kopo, Moniepoint yóò ṣe ìmúgbòòrò wọn gbòógì kìíní ní ọdún méjì lẹ́yìn tí ó kọ́kọ́ sọ èrò rẹ̀ láti tàn káàkiri Ìwọ-oòrùn àti Àríwá Afíríkà.","IMoniepoint ithuthukisa umnotho waseKenya ngokutholwa kwe-Kopo Kopo Ezinsukwini ezimbalwa ngemva kokumemezela ukwethulwa kohlelo lwayo lwamabhange lomuntu siqu, iMoniepoint Inc. idalule ukuthi ithole ukugunyazwa kwabaphathi beCompetition Authority of Kenya (iCAK) ukuze baqedele ukutholwa kweKopo Kopo. Isitatimende seCAK sithe ukugunyazwa kunikezwe ngemuva kokuthi amasheke eveze ukuthi ngeke kube nomthelela omubi emncintiswaneni wezikweletu wedijithali noma kuphakamise ukukhathazeka komphakathi. “Sinentshisekelo yomphakathi eKenya njengengxenye yenhloso yethu yokuhlinzeka abantu ngenjabulo yezezimali e-Afrika yonkana. Siyajabula ukuthatha isinyathelo sokuqala ngokuthola imvume yokulawula yezinhlelo zethu zokuhlinzeka abantu baseKenya injabulo yezezimali futhi sibheke ngabomvu ukuqhubekisela phambili umsebenzi,” kusho uTosin Eniolorunda, oyiGroup CEO, Moniepoint Inc. E-Kenya, iKopo Kopo inikeza izinsizakalo zokukhokha nezikweletu zamabhizinisi futhi yasungulwa ngo-2011 nguBen Lyon noDylan Higgins. Iqale yethulwa e-United States, ithimba leKopo Kopo lathuthela eKenya ngemva kokubona ukuthi imakethe yokukhokha yaseMelika yayinokuncintisana kangakanani. EKenya, babambisene neSafaricom ukuvula iLipa Na M-Pesa kumaSME, behlukanisela izimali zokuthengiselana phakathi kwabo. Ngo-2012, bebekhipha imali mboleko yokusebenza exhaswe ngabakwa-Afb. Kusukela lapho, bathole ukutshalwa kwezimali kuKhosla Impact Fund, Accion Venture Lab, kanye neBamboo Finance. Ngemuva kokuhola umjikelezo wembewu yePayday, kube nemibiko ephakamisa ukuthi i-Moniepoint ibisezingxoxweni zokuthola iPayday. Kodwa-ke, inkampani yawachitha ngokushesha la mahemuhemu, igcizelela ukuthi ukutshalwa kwezimali kwayo kwakunamasu. Kodwa ngoNhlangulana, yamemezela ukuqokwa kukaRoss Strike njengeNhloko yeM&A kanye ne-Investor Relations, ikhombisa inhloso yayo yokulandela ukuhlangana esigabeni sayo esilandelayo. Ngokutholwa kweKopo Kopo, iMoniepoint izokwenza ukwanda kwayo kokuqala kwangempela eminyakeni emibili ngemva kokuveza okokuqala izinhlelo zokunwebeka kulo lonke elaseNtshonalanga naseNyakatho Afrika."
+"በናይጄሪያ ውስጥ የጉዞ-መጥሪ አሽከርካሪዎች አዲስ ስም አግኝተዋል፡፡ ዋትስአፕ እንደ አገባብ ላይ የተመሰረተ የጥቅሶችን እና የነጥብ ዝርዝሮችን የመሳሰለ የላቀ የጽሑፍ ቅርጸትን እየሞከረ ነው። ተጠቃሚዎች የሚቀረጸውን ጽሑፍ የከበቡትን ““፣ *” እና/ን ጨምሮ ተከታታይ ስርአተ-ነጥቦችንን በመጠቀም ጽሑፍ መቅረጽ አለባቸው። የላቀ የጽሑፍ ቅርጹ ያልተለመደ አይደለም። እንደ ስላክ እና ጎግል ወሬ ያሉ መተግበሪያዎች ከቅርጸት አሞሌ በተጨማሪ አገባብ ያቀርባሉ። ዋትስአፕ እንደ ማድመቅ፣ ኢታሊክ እና አድማስ ላሉ መሰረታዊ ቅርጸቶች አገባብ ሲይናክስን ይደግፋል። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ሶማሊያ ቲክ ቶክን፣ ቴሌግራምን አገደች። የዛኒፉ $11.2ሚ ቅድመ ተከታታይ ኤ በናይጄሪያ ውስጥ የጉዞ-መጥሪ አሽከርካሪዎች አዲስ ስም አግኝተዋል፡፡ ሶማሊያ ቲክ ቶክን፣ ቴሌግራምን አገደች። በሶማሊያ ያሉ የበይነመረብ አገልግሎት አቅራቢዎች እስከ ነሐሴ 24 ቀን 2023 ድረስ ወደ ማህበራዊ ሚዲያ መድረኰች --ቲክቶክ እና ቴሌግራም- እና የመስመር ላይ ውርርድ ጣቢያ 1ኤክስቤትt መዳረሻን ማገድ ወይም የሕግ መዘዞችን መጋፈጥ አላቸው፡፡ የኮሙዩኒኬሽን እና ቴክኖሎጂ ሚኒስትር ጃማ ሀሰን ካሊፍ እንዳሉት አል-ሸባብ እና ሌሎች ድርጅቶች እነዚህን መተግበሪያዎች በመጠቀም ዓመፅን፣ ፕሮፓጋንዳን እና ሐሰተኛ መረጃን ያሰራጫሉ። ለምሳሌ አል-ሸባብ ብዙውን ጊዜ ጥቃቶቻቸውን ለማሳየት፣ አዳዲስ አባላትን ለመመልመል ወይም ጠላቶቻቸውን ለማስፈራራት ቪዲዮዎችን በቲክቶክ እና መልዕክቶችን በቴሌግራም ላይ ይለጥፋል። ለአውድ፣ አልሸባብ ማለት በአረብኛ “ወጣቶች” ማለት ነው። በ 2006 የኢትዮጵያ ኃይሎች እነሱን ከማስወጣታቸው በፊት የሀገሪቱ ዋና ከተማ ሞቃዲሾን ያስተዳደረው አሁን የተፈናቀለው የሶማሊያ እስላማዊ ፍርድ ቤቶች ህብረት መጀመሪያ አክራሪ የወጣቶች ክንፍ ሆኖ ተገኝቷል፡፡ ሌላም ምክንያት ይህ ነው፡ መንግሥት ልጆችን የብልግና ሥዕሎችን፣ ቁማርን እና አደንዛዥ ዕፅን ጨምሮ ርኩስ ለሆኑ ነገሮች እንደሚያጋልጡ ተናግሯል። እንዲሁም ሰዎች ሃይማኖታዊ እና ባህላዊ እሴቶቻቸውን እንዲያጡ ያደርጋሉ። ሰዎች ለዚህ ዜና ምን ምላሽ ይሰጣሉ? እገዳው የሀገሪቱን ደህንነት እና ስነ ምግባር የሚጠብቅ ነው በማለት አንዳንዶች የሚደግፉት ሲሆን ሌሎች ደግሞ የመናገር እና መረጃ የማግኘት መብታቸውን የሚጋፋ ነው ሲሉ ይከራከራሉ። አልሸባብ እና ሌሎች ቡድኖች አሁንም ሌሎች መድረኮችን እና ዘዴዎችን በመጠቀም መገናኘት እንደሚችሉም አክለዋል። ትስማማለህ? በእነዚህ መተግበሪያዎች ላይ እገዳው ወደፊት ነው? የብሪጌት ኮኔክት ኮንሰልታንሲ ዋና ሥራ አስፈጻሚ ቦብ ንዶሎ ቲክቶክን በኬንያ እንዲታገድ ለብሔራዊ ምክር ቤት አፈ ጉባኤ ሙሴ ዌታንጉላ አቤቱታ አቅርበዋል። የዛኒፉ $11.2ሚ ቅድመ ተከታታይ ኤ የኬንያው የፊንቴክ ጅምር ኩባንያ ዛኒፉ በቅድመ-ተከታታይ ኤ ውስጥ 11.2 ሚሊዮን ዶላር የዕዳ-እኩልነት ገንዘብ በማሰባሰብ መፍትሔዎቹን ወደ አከፋፋዮች ለማስፋት እና በኬንያ ውስጥ ስራዎቹን ለማስፋት ችሏል። በ 2017 በስቲቭ ቢኮ( ዋና ሥራ አስፈጻሚ) እና በሴባስቲያን ሚቲካ የተመሰረተው ዛኒፉ ለጥቃቅን፣ ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች( ኤምኤስኤምኢ) የቁሳቁስ ፋይናንስን ይሰጣል፡፡ በመዋቅር፣ በሂሳብ አያያዝ እና እንደ መያዣ ለመጠቀም ተስማሚ የሆኑ ንብረቶች እጥረት ምክንያት ከመደበኛ አበዳሪዎች ብድር ለማግኘት የሚታገሉ የንግድ ድርጅቶችን ኢላማ ያደርጋል። በኩባንያው መጠን ላይ በመመስረት አከፋፋዮች እስከ 10,000 ዶላር የአክሲዮን ፋይናንስ ሊቀበሉ ይችላሉ፣ እና ቸርቻሪዎች ከ200 እስከ 500 ዶላር የሚያወጡ ዕቃዎችን ይቀበላሉ። በዛኒፉ ማስፋፊያ ምክንያት 500 አከፋፋዮች ደንበኞቹን ተቀላቅለዋል፣ 13,000 የማይክሮ ቢዝነስ ድርጅቶች ከኩባንያው ብድር አግኝተዋ��። ወርሃዊ የወለድ ተመኖች ከ 5% እስከ 6% የሚደርሱ ሲሆን 99.2% ድጋሜ የመክፈያ መጠን የዛኒፉ ስር ፅሁፍ አልጎሪዝምን ጨምሮ በተለያዩ ምክንያቶች ሪፖርት ተደርጓል። ኩባንያው በተጨማሪም እንደ ኢንሹራንስ ያሉ ተጨማሪ የፋይናንስ አገልግሎቶችን ለማቅረብ እና የንግድ ድርጅቶችን ለምሳሌ በቁሳቁስ አያያዝ እና በሂሳብ አያያዝ ለመርዳት መሣሪያዎችን ለማዘጋጀት ገንዘብን ለመጠቀም አቅዷል፡፡ ናይጄሪያ ውስጥ የጉዞ-መጥሪያ አሽከርካሪዎች አዲስ ስም አላቸው። በናይጄሪያ እንደ ቦልት፣ ኡበር እና ኢንድራይቭ የመሳሰሉ የመኪና-መጥሪያ መተግበሪያዎች አሽከርካሪዎች በአዲስ ኅብረት ማለትም በመተግበሪያዎች ላይ የተመሰረቱ የናይጄሪያ አሽከርካሪዎች ኅብረት( ኤዩኤቲኦኤን) ውስጥ አንድ ሆነዋል፡፡ ቀደም ሲል በመተግበሪያዎች ላይ የተመሰረተ የትራንስፖርት ሠራተኞች የናይጄሪያ ኅብረት( ኤዩኤቲድብሊውኦኤን) በመባል የሚታወቀው ህብረቱ ጠባብ ትኩረት ነበረው እና ሁሉንም መጓጓዣዎች አካቷል፡፡ የናይጄሪያ የሰራተኛ ሚኒስቴር ለ ኤዩኤቲኦኤን ማፅደቁን ተከትሎ የ ኤዩኤቲኦኤን ዋና ፀሀፊ ኢብራሂም አዮአድ ህብረቱ አሁን አሽከርካሪዎችን ብቻ ሳይሆን በትራንስፖርት ኢንዱስትሪ ውስጥ የተሰማሩ ሁሉንም የጊግ ሰራተኞችን ይሸፍናል ብለዋል። ልክ ቀደም ሲል በኤዩኤቲድብሊውኦኤን ኤጊስs ስር በነበሩበት ጊዜ እንዳደረጉት ሁሉ፣ የመኪና-መጥሪያ አሽከርካሪዎች በተሳካ ሁኔታ መደራጀት፣ መቃወም እና መብታቸውን ሊጠይቁ ይችላሉ። ከዚህም በላይ አዮአዴ በመንግስት የንግድ ማህበር የመሆን ሂደት በ 2016 መጀመሩን ተናግረዋል፡፡ ምንአልባት አምልጦህ ከሆን ይህ ጅምር በ 9 ሠራተኞች ብቻ በመስመር ላይ ትናንሽ ቾፕሶችን በመሸጥ ₦100 ሚሊየን እንዴት እንደሰራ የማነበው ና የምመለከተው ዩቲዩብ ለአርቲስቶች እና የመብት ባለቤቶች ለ ኤአይ ሙዚቃ ለማካካስ እቅድ ነድፎ እየሰራ ነው። ስለ መኖርዎ ያለዎትን አስተሳሰብ የሚቀይር የአስተሳሰብ ሙከራ የሥርዓተ-ፆታ ውስብስብ ነገሮችን መረዳት","Ride-hailing drivers in Nigeria get a new name WhatsApp is testing more advanced text formatting, such as syntax-based formatting for quotes and bullet lists. Users must format text using a series of operators, including “ “, *,"" and /, that surround the text to be formatted. The advanced text formatting is not uncommon. Apps like Slack and Google Chat offer syntax in addition to a formatting bar. WhatsApp also supports syntax for basic formatting such as bold, italics, and strikethrough. Here's what I've got for you today: Somalia bans TikTok, Telegram Zanifu's $11.2m pre-Series A Ride-hailing drivers in Nigeria get a new name Somalia bans TikTok, Telegram Internet Service Providers in Somalia have until August 24, 2023, to block access to social media platforms — TikTok and Telegram — and an online betting site, 1Xbet, or face legal repercussions. The Minister of Communications and Technology, Jama Hassan Khalif, said al-Shabaab and other organisations use these apps to disseminate violence, propaganda, and false information. Al-Shabaab, for example, frequently posts videos on TikTok and messages on Telegram to demonstrate their attacks, recruit new members, or threaten their enemies. For context, al-Shabaab means “the youth” in Arabic. It first appeared as the radical youth wing of the now-defunct Union of Islamic Courts in Somalia, which ruled Mogadishu, the nation’s capital, in 2006 before Ethiopian forces drove them out. Here’s another reason: The government says they expose children to depraved material, including pornography, gambling, and drugs. They also cause people to lose sight of their religious and cultural values. How are people reacting to this news? While some support it and argue that the ban will protect the nation's security and morality, others contend that it violates their right to free speech and access to information. They add that al-Shabaab and other groups can still communicate using other platforms and methods. Do you agree? Is a ban on these apps the way forward? Sidebar: Briget Connect Consultancy CEO, Bob Ndolo, submitted a petition to National Assembly Speaker, Moses Wetang'ula, to ban TikTok in Kenya. Zanifu's $11.2m pre-Series A Kenyan fintech startup, Zanifu, has raised $11.2 million in debt-equity funding in a pre-Series A to expand its solutions to distributors and scale its operations in Kenya. Founded by Steve Biko (CEO) and Sebastian Mithika in 2017, Zanifu provides inventory financing to micro, small and medium-sized enterprises (MSMEs). It targets businesses that struggle to secure credit from formal lenders due to a lack of structure, accounting records, and assets suitable for use as collateral. Depending on the company size, distributors may receive up to $10,000 in stock financing, and retailers receive goods worth $200 to $500. Due to Zanifu's expansion, 500 distributors have joined its clientele, and 13,000 microbusinesses have received credit from the company. Monthly interest rates range from 5% to 6%, and a 99.2% repayment rate has been reported thus far due to several factors, including Zanifu's underwriting algorithm. The company also plans to use the funds to provide additional financial services, such as insurance, and develop tools to, for example, assist businesses with inventory management and bookkeeping. Ride-hailing drivers in Nigeria has a new name In Nigeria, drivers for ride-hailing apps like Bolt, Uber, and InDrive have united under a new union, the Amalgamated Union of App-based Transporters of Nigeria (AUATON). Formerly known as the Amalgamated Union of App-based Transport Workers of Nigeria (AUATWON), the union had a narrower focus and included all transporters. Following the Nigerian Ministry of Labour's approval of AUATON, the General Secretary of AUATON, Ibrahim Ayoade, said the union will now cover all gig workers engaged in the transportation industry, not just drivers. Just as they did when they were previously under AUATWON aegis, ride-hailing drivers can successfully organise, protest, and demand their rights. What’s more, Ayoade said the process to become a trade union by the government began in 2016. In case you missed it How this startup made ₦100m selling small chops online, with just 9 employees What I'm reading and watching YouTube is working on a plan to compensate artists and rightsholders for AI music A Thought Experiment That Will Change How You Think About Your Existence Understanding the Complexities of Gender","Direbobin motocin haya a Najeriya sun sami sabon suna WhatsApp yana gwada tsarin zubin rubutu da aka ƙara ingantawa, kamar tsarin da aka gina akan zubin hakaito magana da jerin amfani da ɗige-ɗige. Dole ne masu amfani su tsara fasalin zubin rubutu ta hanyar amfani da jerin alamomin rubutu da suka haɗa da "" "",*,"" da suka zagaye rubutun da za a canjawa fasali. Ci gaba da tsara rubutun ba sabon abu bane. Manhajoji irinsu Slack da Google Chat suna ba da tsarin zubin rubutun banda gurbin zaɓar fasalin zubin rubutu. WhatsApp kuma yana goyan bayan tsarin zubin rubutun don tsarin zubi na asali kamar mai kauri, shagiɗaɗɗe, da kuma wanda aka keta harrufansa da layi. Ga abin da na samo muku yau: Somaliya ta hana TikTok da Telegram Shirin tara dala miliyan 11.2 na kafin Jerin A na Zanifu Direbobin motocin haya a Najeriya sun sami sabon suna Somaliya ta hana TikTok, Telegram Masu ba da sabis na Intanet a Somaliya sun samu lokaci har zuwa Agusta 24, 2023 kafin su toshe damar yin amfani da kafofin sada zumunta na TikTok da Telegram da adireshin caca na yanar gizo, 1Xbet, ko a fuskanci sakamako na doka. Ministan sadarwa da fasaha, Jama Hassan Khalif, ya ce al-Shabaab da sauran kungiyoyi na amfani da waɗannan manhajoji wajen yaɗa tashin hankali, farfaganda, da kuma bayanan ƙarya. Al-Shabaab, alal misali, akai-akai suna buga bidiyo akan TikTok da saƙonni akan Telegram don nuna hare-harensu da ɗaukar sabbin mambobi, ko barazanar abokan gaba. Don bayani, al-Shabaab na nufin matasa a harshen Larabci. Ya fara bayyana ne a matsayin reshen matasa masu tsattsauran ra'ayi na rusasshiyar Tarayyar Kotunan Islama a Somalia, wadda ta mulki Mogadishu, babban birnin ƙasar, a shekara ta 2006 kafin sojojin Habasha su fatattake su. Ga wani dalili kuma: Gwamnati ta ce suna fallasa yara ga abubuwan lalata, da suka haɗa da hotunan batsa, caca, da ƙwayoyi. Suna kuma sa mutane su daina ganin ƙimar addini da al'adunsu. Yaya mutane ke ɗaukar wannan labari? Yayin da wasu ke goyon bayansa kuma suke cewa haramcin zai kare lafiyar al’ummar ƙasar, wasu kuma na ganin hakan ya saba wa ‘yancin faɗin albarkacin baki da kuma samun bayanai. Sun ƙara da cewa har yanzu al-Shabaab da sauran kungiyoyi na iya sadarwa ta hanyar amfani da wasu dandamali da hanyoyin. Kun amince? Shin haramcin waɗannan ƙa’idojin shi ne hanyar gaba? Daga gefe: Shugaban hukumar Briget Connect Consultancy, Bob Ndolo, ya gabatar da koke ga Kakakin Majalisar Dokoki ta Ƙasa, Moses Wetangula, don hana TikTok a Kenya. Shirin Zanifu na tara dala miliyan 11.2 na kafin Jerin A Sabon kamfanin fasahar harkokin kuɗi na Kenya, Zanifu, ya tara dala ribar bashin miliyan 11.2 a wani shiri tara tallafin kafin jerin A, don faɗaɗa samo mafita ga masu rarrabawa da ƙara yawan ayyukansa a Kenya. Kamfanin da Steve Biko (Shugaban kamfani) da Sebastian Mithika suka kafa a shekarar 2017, Zanifu yana ba da tallafin ƙirƙira ga ƙananan masana'antu, da kuma ƙanana da matsakaitan masana'antu (MSMEs). Yana maida hankali ga kasuwancin da ke gwagwarmaya don samun kuɗi daga masu ba da bashi na yau da kullun saboda ƙarancin tsari, bayanan lissafin kuɗi, da kadarorin da suka dace don amfani da su azaman abin dogaro. Dangane da girman kamfani, masu rarrabawa za su iya karɓar har zuwa dala 10,000 a cikin kuɗin hannun jari, kuma masu siyarwa suna karɓar kayayyaki masu daraja $200 zuwa $500. Sakamakon faɗaɗawar Zanifu, masu rarrabawa 500 sun shiga cikin abokan cinikinsa, kuma ƙananan kamfanoni 13,000 sun karɓi bashi daga kamfanin. Adadin riba na wata-wata ya tashi daga 5% zuwa 6%, kuma an bayar da rahoton adadin biyan kashi 99.2% zuwa yanzu saboda dalilai da yawa, gami da algorithm na rubutun Zanifu. Har ila yau, kamfanin yana shirin yin amfani da kuɗin don samar da ƙarin ayyuka na kuɗi, kamar inshora, da haɗakar kayan aiki, alal misali, taimakawa 'yan kasuwa da sarrafa kaya da kuma ajiyar kuɗi. Direbobi masu zuwa gida a Najeriya sun yi sabon suna A Najeriya, direbobin da ke amfani da manhajoji irinsu Bolt, Uber, da InDrive sun haɗe kansu ƙarƙashin wata sabuwar kungiya mai suna Amalgamated Union of App-based Transporters of Nigeria (AUATON). Wanda a da aka fi sani da Amalgamated Union of App-based Transport Workers of Nigeria (AUATWON), ƙungiyar tana da taƙaitaccen tunani sosai kuma ta haɗa da duk masu jigilar kayayyaki. Bayan amincewar da Ma’aikatar Ƙwadago ta Najeriya ta yi wa AUATON, babban sakataren kungiyar, Ibrahim Ayoade, ya ce a yanzu ƙungiyar za ta ɗauki nauyin duk ma’aikatan da ke sana’ar sufuri ba kawai direbobi ba. Kamar dai yadda suka yi a baya suna ƙarƙashin AUATWON aegis, direbobin tuƙi na iya yin nasarar shiryawa, suyi zanga-zanga, su neman haƙƙinsu. Haka kuma, Ayoade ya ce an fara aiwatar da tsarin zama ƙungiyar ƙwadago ta gwamnati a shekarar 2016. Idan kun rasa abin Yadda wannan sabon kasuwanci ya samu 100m wajen siyar da ƙananan kayayyaki akan yanar gizo, tare da ma’aikata 9 kacal Abin da nake karantawa da kallo YouTube yana aiki akan wani shiri don biyan masu fasaha da masu haƙƙin kiɗan AI Gwajin Tunani Wanda Zai Canza Yadda Kuke Tunanin Kasancewarku Fahimtar Matsalolin Jinsi.","Madereva wanaoendesha magari nchini Nigeria wanapata majina mapya WhatsApp inajaribu uumbizaji wa maandishi wa hali ya juu zaidi, kama vile umbizo la kisintaksia la nukuu na orodha za vitone. Watumiaji lazima waumbie maandishi kwa kutumia msururu wa waendeshaji, ikijumuisha “ “, *,” na /, ambayo huzunguka maandishi ili kuumbizwa. Uumbizaji wa hali ya juu wa maandishi sio kawaida. Programu kama vile Slack na Google Chat hutoa sintaksi pamoja na upau wa umbizo. WhatsApp pia inaaungamkono sintaksia kwa uundaji wa kimsingi kama vile herufi nzito, italiki na mkato. Hivi ndivyo nilivyopata kwaajili yako leo: Somalia yapiga marufuku TikTok, Telegram Zanifu ya $11.2m kabla ya Mfululizo A Madereva wanaoendesha magari nchini Nigeria wanapata majina mapya Somalia yapiga marufuku TikTok, Telegram Watoa Huduma za Intaneti nchini Somalia wana hadi tarehe 24 Agosti 2023, kuzuia ufikiaji wa majukwaa ya mitandao ya kijamii - TikTok na Telegram - na tovuti ya kamari ya mtandaoni, 1Xbet, au watakabiliwa na athari za kisheria. Waziri wa Mawasiliano na Teknolojia, Jama Hassan Khalif, alisema al-Shabaab na mashirika mengine hutumia programu hizi kusambaza vurugu, propaganda na taarifa za uongo. Al-Shabaab, kwa mfano, mara nyingi huchapisha video kwenye TikTok na ujumbe kwenye Telegramu ili kuonyesha mashambulizi yao, kuajiri wanachama wapya, au kutishia adui zao. Kwa muktadha, al-Shabaab ina maana ya ""vijana"" kwa Kiarabu. Ilionekana kwa mara ya kwanza kama tawi la vijana wenye itikadi kali la Muungano wa Mahakama za Kiislamu uliokufa sasa nchini Somalia, ambao ulitawala Mogadishu, mji mkuu wa taifa hilo, mwaka 2006 kabla ya majeshi ya Ethiopia kuwafukuza. Sababu nyingine ni hii: Serikali inasema kwamba inawaonyesha watoto vitu potovu, kutia ndani ponografia, kucheza kamari, na dawa za kulevya. Pia huwafanya watu wasizingatie maadili yao ya kidini na kitamaduni. Je, watu wanachukuliaje habari hizi? Huku wengine wakiunga mkono na kusema kuwa marufuku hiyo italinda usalama na maadili ya taifa, wengine wanadai kuwa inakiuka haki yao ya uhuru wa kujieleza na kupata habari. Wanaongeza kuwa al-Shabaab na vikundi vingine bado vinaweza kuwasiliana kwa kutumia majukwaa na mbinu zingine. Unakubali? Je, kupiga marufuku programu hizi ndio njia ya kusonga mbele? Upau wa kando: Mkurugenzi Mtendaji wa Briget Connect Consultancy, Bob Ndolo, aliwasilisha ombi kwa Spika wa Bunge la Kitaifa, Moses Wetang'ula, kupiga marufuku TikTok nchini Kenya. Zanifu ya $11.2m kabla ya Mfululizo A Kampuni ya Kenya fintech, Zanifu, imechangisha dola milioni 11.2 katika ufadhili wa usawa wa deni katika Msururu wa A ili kupanua masuluhisho yake kwa wasambazaji na kuongeza shughuli zake nchini Kenya. Ilianzishwa na Steve Biko (Mkurugenzi Mtendaji) na Sebastian Mithika mnamo 2017, Zanifu inatoa ufadhili wa kiuchumi wa biashara ndogo ndogo, na za kati (MSMEs) wa kampuni za kibiashara. Inalenga biashara zinazotatizika kupata mikopo kutoka kwa wakopeshaji rasmi kwa sababu ya ukosefu wa muundo, rekodi za uhasibu na mali zinazofaa kutumika kama dhamana. Kulingana na saizi ya kampuni, wasambazaji wanaweza kupokea hadi $10,000 katika ufadhili wa hisa, na wauzaji reja reja kupokea bidhaa zenye thamani ya $200 hadi $500. Kutokana na upanuzi wa Zanifu, wasambazaji 500 wamejiunga na wateja wake, na wafanyabiashara wadogo 13,000 wamepata mikopo kutoka kwa kampuni hiyo. Viwango vya riba vya kila mwezi vinaanzia 5% hadi 6%, na kiwango cha urejeshaji cha 99.2% kimeripotiwa kufikia sasa kutokana na mambo kadhaa, ikiwa ni pamoja na algoriti ya Zanifu. Kampuni pia inapanga kutumia fedha hizo kutoa huduma za ziada za kifedha, kama vile bima, na kutengeneza zana, kwa mfano, kusaidia biashara na usimamizi wa hesabu na uwekaji hesabu. Madereva wanaoendesha magari nchini Nigeria wana jina jipya Nchini Nigeria, madereva wa programu za kuendesha gari kama vile Bolti, Uba, na InDrive wameungana chini ya muungano mpya, Muungano wa mkusanyiko wa Programu- kwa misingi ya usafiri Nigeria (AUATON). Hapo awali kilijulikana kama Muungano uliounganishwa wa Wafanyakazi wa Usafiri wa Naijeria (AUATWON), chama hicho kilikuwa na mwelekeo mdogo na kilijumuisha wasafirishaji wote.. Kufuatia idhini ya Wizara ya Kazi ya Nigeria ya AUATON, Katibu Mkuu wa AUATON, Ibrahim Ayoade, alisema chama hicho sasa kitashughulikia wafanyikazi wote wa tasnia ya usafirishaji, sio madereva pekee. Kama walivyofanya hapo awali walipokuwa chini ya AUATWON aegis, madereva wanaoendesha magari wanaweza kupanga, kupinga na kudai haki zao kwa mafanikio. Zaidi ya hayo, Ayoade alisema mchakato wa kuwa chama cha wafanya kazi kwa serikali ilianza mnamo 2016. Ikitokea umeikosa Jinsi mwanzo huu ulivyofanya ₦100m kuuza chops ndogo mtandaoni, na wafanyikazi 9 pekee Ninachosoma na kutazama YouTube inashughulikia mpango wa kuwafidia wasanii na wenye hakimiliki kwa muziki wa AI Jaribio la Mawazo Litakalobadilisha Jinsi Unavyofikiri Juu Ya Kuwepo Kwako Kuelewa Matatizo ya Jinsia","Àwọn awakọ̀ aládàáni ní Nigeria gba orúkọ tuntun WhatsApp ń ṣe àyẹ̀wò àtúntò-gbólóhùn tí ó gbòòrò, gẹ́gẹ́ bí àtúntò gbólóhùn ajẹmọ́-síńtáàsì fún àwọn ọ̀rọ̀ àgbàsọ àti àtòjọ olọ́ta. Asint aṣàmúlò gbọ́dọ̀ ṣe àtúntò ọ̀rọ̀ nípa ṣíṣe àmúlò àwọn onírúurú agbaṣẹ́ṣe, tí ó fi mọ́ “ “, *,"" àti /, tí ó yí gbólóhùn tí a fẹ́ ṣe àtúntò po. Àtúntò gbólóhùn tí ó tayọ kì í ṣe ohun tí kò wọ́pọ̀. Awknt ohint èlò ẹ̀rọ bí Slack àti Google Chat pèsè síńtáàsì ní àfikún sí òpó àtúntò gbólóhùn. WhatsApp pẹ̀lú ṣe àtìlẹ́yìn fún àtúntò gbólóhùn ìpìlẹ̀ bí àkọhàn, àkọsdẹ̀gbẹ́, àti ìwọ́gilé. Èyí ni ohun tí mo ní fún yín lónìí: Somalia fòfin de TikTok, Telegram Mílíọ̀nù $11.2 owó ìdókòwò ìsáájú Abala A Zanifu Àwọn awakọ̀ aládàáni ní Nigeria gba orúkọ tuntun Somalia fòfin de TikTok, Telegram Àwọn Olùpèsè Ẹ̀rọ-ayélujára ní Somalia ní di Ọjọ́ 24 oṣù Kẹjọ, 2023, láti dí òpó sí àwọn ìkànnì òpó ìbánidọ́rẹ̀ẹ́ — TikTok àti Telegram — àti tẹ́tẹ́ ìtakùn ayélujára kan, 1Xbet, tàbí kí wọ́n kojú àwọn àtúbọ̀tán. Mínísítà fún Ìbáraẹnisọ̀rọ̀ àti Ìmọ̀ ẹ̀rọ, Jama Hasssan Khalif, sọ pé al-Shabaab àti àwọn àjọ mìíràn ń ṣàmúlò àwọn òun èlò ẹ̀rọ wọ̀nyí láti pín ìwà ipá, èròǹgbà, àti ìròyìn èké. Al-e, fún àpẹẹrẹ, máa ń ṣe àgbéjáde àwọn àwòránhùn lórí TikTok àti àtẹ̀jíṣẹ́ lórí Telegram láti ṣàfihàn ìkọlù wọn, wọ́n gbà ọmọ ẹgbẹ́ tuntun, tàbí kí wọ́n dúnkookò mọ́ àwọn ọ̀tá. Fún àlàyé, al-Shabaab túmọ̀ sí ""odo"" ni èdè Lárúbáwá. Ó kọ́kọ́ jáde gẹ́gẹ́ bí ẹ̀ka àwọn oníjàgídíjàgan ọ̀dọ́ ní Islamia Court ti Somalia tí ó ti túká báyìí, èyí tí ó ṣèjọba ní Mogadishu, olú ìlú orílẹ̀ èdè náà, ní 2006 kí àwọn ológun Ethiopia tó lé wọn dànù. Ìdí mìíràn tún nìyí: Ìjọba sọ pé wọ́n ń síjú àwọn ọmọdé sí àwọn ohun ìbàjẹ́, tí ó fi mọ́ ìwòkuwò, tẹ́tẹ́, àti òògùn olóró. Wọ́n tún ń jẹ́ kí àwọn ènìyàn pàdánù àwọn àwòmọ́ ẹ̀sìn àti àṣà wọn. Báwo ni àwọn ènìyàn ṣe ń fèsì sí ìròyìn yìí? Nígbà tí àwọn kan fọwọ́ sí i tí wọ́n sì sọ pé ìfòfindè náà yóò dáàbò bo ètò ààbò àti ẹ̀kọ́ orílẹ̀ èdè náà, àwọn mìíràn takò pé ó lòdì sí ẹ̀tọ́ àwọn sí òmìnira ọ̀rọ̀ àti àǹfààní sí ìròyìn. Wọ́n fi kún un pé al-Shabaab àti àwọn ẹgbẹ́ mìíràn sì lè máa bá ara wọn sọ̀rọ̀ nípa ṣíṣe àmúlò àwọn ìkànnì àti ọ̀nà mìíràn. Ṣé ẹ gbà? Ṣé ìfòfindè àwọn ohun èlò ẹ̀rọ wọ̀nyí ni ọ̀nà àbáyọ? Àfikún Ìròyìn: Ọ̀gá Àgbà Pátápátá Bridget Connect Consultancy, Bob Ndolo, fi ìwé ìbẹ̀wẹ̀ kan sọwọ́ sí Olórí ilé Ìgbìmọ̀ Aṣòfin Orílẹ̀ èdè, Moses Wetang'ula, àti fòfin de TikTok ní Kenya. Mílíọ̀nù $11.2 owó ìdókòwò ìsáájú Abala A Zanifu Ilé-iṣẹ́ àdìdelẹ̀ Ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya, Zanifu, ti ṣe àkójọ mílíọ̀nù $11.2 gẹ́gẹ́ bí owó ìdókòwò gbèsè nínú ìdókòwò ìbẹ̀rẹ̀ Abala A láti ṣe ìmúgbòòrò àwọn ọ̀nà àbáyọ rẹ̀ fún àwọn aláràtúntà kí ó sì mú ìlọsíwájú bá iṣẹ́ rẹ̀ ní Kenya. Steve Biko àti (Ọ̀gá Àgbà Pátápátá) àti Sebastian Mithika ni wọ́n ṣe ìdásílẹ̀ rẹ̀, Zanifu ń pèsè owó ìrànwọ́ fún àwọn okòwò pínnísín, kéékèèké àti alábọ́dé (MSMEs). Ó fojúsun àwọn okòwò tí wọ́n ń kojjt ìṣòro láti yá owó lọ́wọ́ àwọn tí wọ́n ń yá wọn lówó tẹ́lẹ̀ nítorí àìní ètò, àkọsílẹ̀ ìṣirò, àti dúkìá tí ó bojúmu láti lò gẹ́gẹ́ bí ìdógò. Ó dá lroit ìwọ̀n ilé iṣẹ́ náà, àwọn ilé-iṣẹ́ lè gbà tó $10,000 gẹ́gẹ́ bí ìṣúná ìdókòwò, àwọn aláràtúntà sì ń gbà ọjà tí ó tó $200 sí $500. Nítorí ìmúgbòòrò Zanifu, àwọn ilé-iṣẹ́ 500 ti darapọ̀ mọ́ àwọn oníbàárà rẹ̀, tí swont okòwò pínnísín 13, 000 sì yá owó láti ọwọ́ ilé-iṣẹ́ náà. Ìwọ̀n èlé oṣooṣù bẹ̀rẹ̀ láti orí 5% sí 6%, wọ́n sì ti ròyìn àkọsílẹ̀ ìsanwópadà 99.2% nítorí àwọn onírúurú ìdí, dórí àgbékalẹ̀ òfin ìṣúná Zanifu. Ilé-iṣẹ́ náà ń ṣètò láti lo owó náà láti pèsè àfikún iṣẹ́ ìṣúná, bí adójútòfo, kí wọ́n sì ṣe àgbékalẹ̀ àwọn irinṣẹ́ láti, ṣe ìrànlọ́wọ́ fún àwọn okòwò pẹ̀lú àkóso àkójọ ọjà àti àkọsílẹ̀, fún àpẹẹrẹ. Àwọn awakọ̀ aládàáni ní Nigeria gba orúkọ tuntun Ní Nigeria, àwọn awakọ̀ aladsankt fún àwọn ohun èlò ẹ̀rọ bí Bolt, Uber, àti InDrive ti darapọ̀ lábẹ́ ẹgbẹ́ tuntun kan, Amalgamated Union of App-based Transporters of Nigeria (AUTON). Ẹgbẹ́ tí a mọ̀ sí Amalgamated Union of App-based Transport Workers of Nigeria (AUTWON) tẹ́lẹ̀, ẹgbẹ́ náà ní àfojúsùn tóóró ó sì kó gbogbo àwọn oníṣẹ́ ọkọ̀ papọ̀. Lẹ́yìn tí Mínísítà fún àwọn Òṣìṣẹ́ Nigeria fọwọ́ sí AUTON, Akọ̀wé Gbogbogbò fún AUTON, Ibrahim Ayoade, sọ pé ẹgbẹ́ náà yóò máa mójú tó gbogbo àwọn òṣìṣẹ́ orí ẹ̀rọ nínú ilé-iṣẹ́ ìgbòkègbodò ọkọ̀, kì í ṣe àwọn awakọ̀ nìkan. Gẹ́gẹ́ bí wọ́n ṣe ń ṣe nígbà tí wọ́n wà lábẹ́ àkóso AUTWON, àwọn awakọ̀ aládàáni aṣàmúlò ẹ̀rọ lè ṣe ìkórajọ, ìfẹ̀hónúhàn, kí wọ́n sì béèrè fún ẹ̀tọ́ wọn. Kín ló tún kù, Ayoade sọ pé ìgbésẹ̀ láti di ẹgbẹ́ òṣìṣẹ́ láti ọwọ́ ìjọba bẹ̀rẹ̀ ní 2016. Bí ó bá jẹ́ pé o kò tíì rí i tẹ́lẹ̀ Bí ilé-iṣẹ́ àdìdelẹ̀ yìí ṣe rí #100m nípa títa àwọn ìpanu lórí ẹ̀rọ-ayélujára, pẹ̀lú àwọn òṣìṣẹ́ 9 péré. Ohun tí mo ń ka àti èyí tí mo ń wò YouTube ń ṣiṣẹ́ lórí ètò kan láti sanwó fún àwọn oníṣẹ́ ọnà àti àwọn tí wọ́n lẹ́tọ̀ọ́ fún orin Ọgbọ́n Àtọọ́dá. Ìdánnkanwò Èrò tí Yóò ṣe Àyípadà Bí Ó Ṣe ń rí Ìwàláàyè Rẹ. Níní òye nípa Ìgbòòrò Ìjákọ̀jábo.","Abashayeli bezimoto eNigeria bathola igama elisha IWhatsApp ihlola ukufometha kombhalo okuthuthuke kakhulu, njengokufometha okusekelwe ku-syntax kwamakhwothi nohlu olunamachashazi. Abasebenzisi kufanele bafomethe umbhalo besebenzisa uchungechunge lwama-opharetha, okuhlanganisa ““, *,” kanye /, eduze nombhalo ozofomethwa. Ukufometha kombhalo okuthuthukile akuvamile. Izinhlelo zokusebenza ezifana neSlack neGoogle Chat zinikeza isyntax ngaphezu kwebha yokufometha. IWhatsApp futhi isekela isyntax yokufometha eyisisekelo njengokugqamile, omalukeke, nokudwebela. Nakhu engikuphathele kona namuhla: ISomalia ivala iTikTok, iTelegram Ipre-Series A yeZanifu ka$11.2m Abashayeli bezimoto eNigeria bathola igama elisha ISomalia ivala iTikTok, iTelegram Abahlinzeki Besevisi Ye-inthanethi eSomalia banesikhathi kuze kube umhla zingama-24 kuNcwaba 2023, ukuvimba ukufinyelela ezinkundleni zokuxhumana - iTikTok neTelegram - kanye nesayithi lokubheja ku-inthanethi, i-1Xbet, noma babhekane nemiphumela yezomthetho. UNgqongqoshe Wezokuxhumana Nobuchwepheshe, uJama Hassan Khalif, uthe i-al-Shabaab nezinye izinhlangano zisebenzisa lezi zicelo ukusabalalisa udlame, inkulumo-ze kanye nolwazi olungamanga. I-Al-Shabaab, ngokwesibonelo, ivamise ukuthumela amavidiyo kuTikTok nemiyalezo kuTelegram ukukhombisa ukuhlasela kwayo, ukunxenxa amalungu amasha, noma ukusongela izitha zabo. Ngokwezwi nezwi, i-al-Shabaab isho ukuthi ""okusha"" ngesi-Arabhu. Kuqale kwavela njengophiko lwentsha oluqinile lwe-Union of Islamic Courts eSomalia, eyathatha izintambo zokulawula iMogadishu, inhloko-dolobha yezwe, ngo-2006 ngaphambi kokuba amasosha ase-Ethiopia ayikhiphe. Nasi esinye isizathu: Uhulumeni uthi uveza izingane ezithombeni ezingcolile, ezihlanganisa izithombe zobulili ezingcolile, ukugembula kanye nezidakamizwa. Benza futhi abantu bakhohlwe izimiso zabo zenkolo namasiko. Abantu basabela kanjani kulezi zindaba? Nakuba abanye beseseka futhi bethi ukuvinjelwa kuzovikela ukuphepha kwezwe nokuziphatha, abanye bathi kwephula ilungelo labo lokukhuluma ngokukhululeka kanye nokufinyelela olwazini. Bangeza ngokuthi i-al-Shabaab namanye amaqembu asengaxhumana esebenzisa ezinye izinkundla nezindlela. Ingabe uyavuma? Ingabe ukuvimbela lezi zinhlelo zokusebenza kuyindlela eya phambili? Isaziso esiseceleni: Umphathi weBridget Connect Consultancy, uBob Ndolo, uthumele isicelo kuSomlomo WePhalamende Likazwelonke, uMoses Wetang'ula, sokuthi kuvalwe iTikTok eKenya. Ipre-Series A yeZanifu ka$11.2m Ukuqala kwe-fintech yaseKenya, iZanifu, inyuseizigidi ezongu-$11.2 kuxhaso lwezikweletu lwangaphambi kochungechunge A ukuze kwandiswe izixazululo zayo kubasabalalisi nokukala ukusebenza kwayo eKenya. Isungulwe ngu-Steve Biko (iCEO) kanye no-Sebastian Mithika ngo-2017, iZanifu ihlinzeka ngemali yebhizinisi kumabhizinisi amancane, amancane naphakathi (amaMSME). Iqondise amabhizinisi akuthola kunzima ukuthola isikweletu kubabolekisi abasemthethweni ngenxa yokuntuleka kwesakhiwo, amarekhodi okubalwa kwezimali, nezimpahla ezifanele isibambiso. Ngokuya ngosayizi wenkampani, abasabalalisi bangathola imali efika ku-$10,000, futhi abathengisi baphinde bathole okuthengiswayo okungabiza u-$200 kuya ku-$500. Ngenxa yokwanda kweZanifu, abasabalalisi abangama-500 sebejoyine amakhasimende ayo, kanti amabhizinisi amancane ayi-13 000 athole isikweletu kule nkampani. Izinga lenzalo lanyanga zonke lisukela ku-5% ukuya ku-6%, futhi izinga lokukhokha elingu-99.2% selibikiwe kuze kube manje ngenxa yezinto ezimbalwa, okuhlanganisa indlela yokubhala ngaphansi kweZanifu. Inkampani futhi ihlela ukusebenzisa izimali ukuze inikeze izinsiza ezengeziwe zezezimali, ezifana nomshwalense, futhi ithuthukise amathuluzi, isibonelo, ukusiza amabhizinisi ngokuphathwa kwempahla nokugcinwa kwamabhuku. Abahamba ngezinyawo eNigeria banegama elisha ENigeria, abashayeli bezinhlelo zokusebenza zeride-hailing ezifana neBolt, Uber, ne-InDrive babumbene ngaphansi kwenyunyana entsha, i-Amalgamated Union of App-based Transporters of Nigeria (i-AUATON). Phambilini eyayaziwa ngokuthi i-Amalgamated Union of App-based Transport Workers of Nigeria (i-AUATWON), le nyunyana ibigxile endaweni eyodwa futhi ihlanganisa bonke abathuthi. Ngemuva kokugunyazwa kwe-AUATON nguMnyango Wezabasebenzi waseNigeria, uNobhala Jikelele we-AUATON, u-Ibrahim Ayoade, uthe inyunyana manje izokhokhela bonke abasebenzi embonini yezokuthutha, hhayi nje abashayeli. Njengoba nje benza esikhathini esidlule ngaphansi kwe-AUATWON aegis, abashayeli abagibelayo bangakwazi ukuhlela ngempumelelo, babhikishe, futhi bafune amalungelo abo. Ngaphezu kwalokho, u-Ayoade uthe uhlelo lokuba yinyunyana nguhulumeni luqale ngo-2016. Uma kwenzeka uphuthelwe Lokhu kuqalisa kwenze kanjani u-₦100m wathengisa ama-chops amancane ku-inthanethi, enabasebenzi abangu-9 kuphela Engikufundayo nengikubukayo I-YouTube isebenza ngohlelo lokunxephezela abaculi nabanikazi becopyright bomculo we-AI Isivivinyo Somcabango Esizoshintsha Indlela Ocabanga Ngayo Ngokuba Khona Kwakho Ukuqonda Izinkinga Zobulili"
+"የሶማሊያ መንግስት የተሳሳቱ መረጃዎችን ለመከላከል ቲክ ቶክን፣ ቴሌግራምን አገደ የሶማሊያ መንግሥት የማህበራዊ ሚዲያ መድረኮችን እንደሚያግድ አሳወቀ -ቲክቶክ እና ቴሌግራም - እና 1ኤክስቤት የተባለ የመስመር ላይ ውርርድ ድረ-ገጽ፣ አክራሪነትን የሚያበረታቱ ተግባራትን፣ ይዘቶችን እና ፕሮፓጋንዳዎችን ለመዋጋት እና ለማስቆም ለመከላከል። የኮሙዩኒኬሽን እና ቴክኖሎጂ ሚኒስትር ጃማ ሀሰን ካሊፍ በሰጡት መግለጫ የኢንተርኔት አገልግሎት ሰጪዎች እገዳውን ተግባራዊ እንዲያደርጉ ወይም ይህግ ተግባርን እንዲጋፈጡ እስከ ነሐሴ 24 ቀን 2023 ድረስ ጊዜ ሰጥተዋል። ካሊፍ በሶማሊያ የሚገኙ የቴሌኰም ኩባንያዎችን ወደ መድረኮቹ እንዳይገቡ እንዲያግዱ ጠይቋል ምክንያቱም አሸባሪዎች እና ሥነ ምግባር የጐደላቸው ድርጅቶች አሰቃቂ ምስሎችን እና የተሳሳተ መረጃን ለሕዝብ ለማሰራጨት ይጠቀማሉ። የማህበራዊ ሚዲያዎችን በአሸባሪ ድርጅቶች መጠቀማቸው በ��ብረተሰቡ ደህንነትና መረጋጋት ላይ የማያቋርጥ ስጋት ይፈጥራል ብለዋል። በመሆኑም ሚኒስቴሩ በአኗኗራቸው ላይ ተጽእኖ ያሳደረ እና ""መጥፎ ድርጊቶች"" እንዲጨምር እያደረገ ያለውን የመገናኛ እና የበይነ-መረብ መሳሪያዎችን ሲጠቀሙ የሶማሊያውያን የስነ ምግባር ባህሪያቸውን ለመጠበቅ እየሰራ ነው፡፡ እርምጃው የተወሰደው የሶማሊያ ፕሬዝዳንት ሀሰን ሼክ መሀሙድ በሚቀጥሉት አምስት ወራት ውስጥ ሙሉ ለሙሉ ለማጥፋት በአልሸባብ ላይ ሌላ ወታደራዊ ጥቃት ካወጁ በኋላ ነው። አልሸባብ ማለት በአረብኛ “ወጣቱ” ማለት ነው። በ 2006 የኢትዮጵያ ኃይሎች እነሱን ከማስወጣታቸው በፊት ሞቃዲሾን ያስተዳደረው አሁን የተፈናቀለው የሶማሊያ እስላማዊ ፍርድ ቤቶች ህብረት መጀመሪያ አክራሪ የወጣቶች ክንፍ ሆኖ ተገኝቷል፡፡ በነሃሴ 2022 የሶማሊያ መንግሥት በዓል-ሸባብ ላይ ጥቃት በመሰንዘር በተለይም በፖለቲካው ኃይለኛ በሆነው የሃዊዬ ጎሳ መካከል በኢስላማዊው ዓመፅ ላይ እያደገ የመጣውን አለመረጋጋት ለመጠቀም ዕድሉን ተጠቅሟል። የአልሸባብ ታጣቂዎች ስለ ተግባራቸው በቲክ ቶክ እና ቴሌግራም ላይ በተደጋጋሚ ይለጥፋሉ። በቴሌግራም የመልዕክት መድረክ ላይ ቪዲዮዎችን፣ ጋዜጣዊ መግለጫዎችን እና ከአዛዦቻቸው ጋር የተደረጉ ቃለመጠይቆችን ይለጥፋሉ። እ.ኤ.አ. በ 2022 የሶማሊያ መንግስት የኢንተርኔት አገልግሎት አቅራቢዎች የአልሸባብ ድረ-ገጾችን እንዲያግዱ አዘዘ ፣ነገር ግን አንዳንድ መድረኮች በዓለም አቀፍ ደረጃ ተደራሽ እንደሆኑ ቆይተዋል። በሌላ በኩል 1ኤክስቤት በወጣቶች ላይ የቁማር ሱስ የመያዝ እድልን በተመለከተ ስጋት ፈጥሯል። ከዚህም በላይ ባለፈው ሳምንት የብሪጌት ግንኙነት አማካሪ ድርጅት ዋና ሥራ አስፈፃሚ ቦብ ንዶሎ ለብሔራዊ ምክር ቤት አፈ-ጉባኤ ሙሴ ዌታንጉላ ቲክ ቶክን በኬንያ እንዲታገድ ጠየቀ።","Somali government bans TikTok, Telegram to combat misinformation The government of Somalia has announced that it'll ban social media platforms — TikTok and Telegram — and an online betting site, 1Xbet, to combat and stop indecent activities, content, and propaganda for extremism. In a statement, Jama Hassan Khalif, the Minister of Communications and Technology, gave Internet Service Providers until August 24, 2023, to implement the ban or face legal action. Khalif demanded telcos in Somalia block access to the platforms because terrorists and immoral organisations use them to spread horrifying images and misinformation to the public. He also said that the use of social media by terrorist organisations poses a constant threat to the safety and stability of society. Consequently, the ministry is working to safeguard Somalis' moral behaviour when using communication and Internet tools, which have impacted their way of life and increased ""bad practices."" The move comes months after Somali President, Hassan Sheikh Mohamud, declared another military offensive against al-Shabaab to eliminate it within the next five months. Al-Shabaab means ""the youth"" in Arabic. It first appeared as the radical youth wing of the now-defunct Union of Islamic Courts in Somalia, which ruled Mogadishu in 2006 before Ethiopian forces drove them out. In August 2022, the Somali government launched an offensive against al-Shabaab, seizing the opportunity to capitalise on growing unrest regarding the Islamist insurgency, particularly among the politically powerful Hawiye clan. Al-Shabaab insurgents frequently post about their activities on TikTok and Telegram. They post videos, press releases, and audio of interviews with their commanders on Telegram's messaging platform. In 2022, the Somali government ordered Internet Service Providers to block al-Shabab websites, but some platforms remain accessible globally. 1XBet, on the other hand, has sparked concerns about the likelihood of gambling addiction in young people. What’s more, last week, Briget Connect Consultancy CEO, Bob Ndolo, submitted a petition to National Assembly Speaker, Moses Wetang'ula, asking to ban TikTok in Kenya.","Gwamnatin Somaliya ta haramta TikTok, Telegram don magance rashin fahimta. Gwamnatin Somalia ta sanar da cewa za ta haramta dandalin sada zumunta TikTok da Telegram da kuma shafin yin caca na yanar gizo, 1Xbet, don yaki da kuma dakatar da ayyukan banza, ƙunshiya, da farfaganda na tsattsauran ra’ayi. A wata sanarwa da ministan sadarwa da fasaha, Jama Hassan Khalif ya fitar, ya baiwa masu ba da sabis na Intanet wa'adin zuwa ranar 24 ga watan Agustan 2023, da su aiwatar da dokar ko kuma su fuskanci shari'a. Khalif ya bukaci kamfanonin sadarwa na telco a Somaliya su toshe hanyoyin shiga hanyoyin saboda 'yan ta'adda da kungiyoyin fasikanci suna amfani da su wajen yaɗa hotuna masu ban tsoro da ɓatanci ga jama'a. Ya kuma ce amfani da kafafen sada zumunta da ƙungiyoyin ‘yan ta’adda ke yi na haifar da barazana ga tsaro da zaman lafiyar al’umma. Sakamakon haka, ma'aikatar tana aiki don kiyaye halayen ɗabi'a na Somaliyawa yayin amfani da kayan aikin sadarwa da Intanet, waɗanda suka yi tasiri a rayuwarsu kuma suka ƙara ""ayyuka marasa kyau."" Matakin na zuwa ne watanni bayan shugaban ƙasar Somaliya, Hassan Sheikh Mohamud, ya ayyana wani harin soji a kan al-Shabaab, domin kawar da ita cikin watanni biyar masu zuwa. Al-Shabaab na nufin ""matasa"" a Larabci. Da farko dai ta bayyana a matsayin reshen matasa masu tsatsauran ra'ayi na rusasshiyar Tarayyar Kotunan Islama a Somalia, wadda ta mulki Mogadishu a shekara ta 2006 kafin sojojin Habasha su fatattake su. A watan Agustan 2022, gwamnatin Somaliya ta ƙaddamar da farmaki kan al-Shabaab, inda ta yi amfani da damar da ta samu wajen cin gajiyar tashe-tashen hankula game da tashe-tashen hankulan masu kishin Islama, musamman a tsakanin ƙabilar Hawiye masu ƙarfin siyasa. Yan ta'addan Al-Shabaab suna yawan aika labarai game da ayyukansu a TikTok da Telegram. Suna buga bidiyo, fitar da manema labarai, da sautin hirarraki da kwamandojinsu akan dandalin saƙon Telegram. A cikin 2022, gwamnatin Somaliya ta umarci masu ba da sabis na Intanet da su toshe shafukan yanar gizo na al-Shabab, amma ana har yanzu ana iya samun shiga wasu dandamali a duniya. 1XBet, a gefe guda, ya haifar da damuwa game da yiwuwar jarabar caca a cikin matasa. Me yafi wannan? A makon da ya gabata, Shugaban Briget Connect Consultancy, Bob Ndolo, ya gabatar da koke ga Kakakin Majalisar Dokoki ta ƙasa, Moses Wetang'ula, yana neman a haramta TikTok a Kenya.","Serikali ya Somalia yapiga marufuku TikTok, Telegramu kupambana na habari potofu Serikali ya Somalia imetangaza kuwa itapiga marufuku majukwaa ya mitandao ya kijamii - TikTok na Telegram - na tovuti ya kamari mtandaoni, 1Xbet, ili kupambana na kukomesha shughuli chafu, maudhui na propaganda za itikadi kali. Katika taarifa yake, Waziri wa Mawasiliano na Teknolojia, Jama Hassan Khalif, aliwapa Watoa Huduma za Intaneti hadi Agosti 24, 2023, kutekeleza marufuku hiyo la sivyo wachukuliwe hatua za kisheria. Khalif alizitaka kampuni za mawasiliano nchini Somalia kuzuia ufikiaji wa majukwaa kwa sababu magaidi na mashirika yasiyo ya maadili huyatumia kueneza picha za kuogofya na habari zisizo sahihi kwa umma. Aidha amesema matumizi ya mitandao ya kijamii yanayofanywa na mashirika ya kigaidi yanatishia usalama na utulivu wa jamii kila mara. Kwa hivyo, wizara inafanya kazi kulinda tabia ya maadili ya Wasomali wanapotumia zana za mawasiliano na mtandao, ambazo zimeathiri maisha yao na kuongeza ""mazoea mabaya."" Hatua hiyo imekuja miezi kadhaa baada ya Rais wa Somalia, Hassan Sheikh Mohamud, kutangaza mashambulizi mengine ya kijeshi dhidi ya al-Shabaab ili kuwaondoa ndani ya miezi mitano ijayo. Al-Shabaab inamaanisha ""vijana"" kwa Kiarabu. Ilionekana kwa mara ya kwanza kama tawi la vijana wenye itikadi kali la Muungano wa Mahakama za Kiislamu uliokufa sasa nchini Somalia, ambao uliitawala Mogadishu mwaka 2006 kabla ya majeshi ya Ethiopia kuwafukuza. Mnamo Agosti 2022, serikali ya Somalia ilianzisha mashambulizi dhidi ya al-Shabaab, ikichukua fursa hiyo kufaidika na machafuko yanayoongezeka kuhusu uasi wa Kiislamu, hasa miongoni mwa ukoo wenye nguvu kisiasa wa Hawiye. Waasi wa Al-Shabaab mara nyingi huchapisha kuhusu shughuli zao kwenye TikTok na Telegram. Wanarusha video, kurusha habari, na sauti za mahojiano na makamanda wao kwenye jukwaa la ujumbe la Telegram. Mnamo 2022, serikali ya Somalia iliamuru Watoa Huduma za Mtandao kuzuia tovuti za al-Shabab, lakini baadhi ya majukwaa yanaendelea kufikiwa duniani kote. 1XBet, kwa upande mwingine, imezua wasiwasi kuhusu uwezekano wa uraibu wa kucheza kamari kwa vijana. Zaidi ya hayo, wiki iliyopita, Mkurugenzi Mtendaji wa Briget Connect Consultancy, Bob Ndolo, aliwasilisha ombi kwa Spika wa Bunge la Kitaifa, Moses Wetang'ula, akiomba kupiga marufuku TikTok nchini Kenya.","Ìjọba Somalia fòfin de TikTok, Telegram làti gbógun ti ìròyìn asinilọ́nà. Ìjọba Somalia tí kéde pé òun yóò fòfin de àwọn ìkànnì ìbánidọ́rẹ̀ẹ́ — TikTok àti Telegram — àti ojú òpó tẹ́tẹ́ orí ẹ̀rọ, 1Xbet, láti gbógun ti àti láti ṣe ìdádúró àwọn iṣẹ́ àti àtinúdán tí kò dára, àti ìpolongo fún àṣejù. Nínú ọ̀rọ̀ kan, Jama Hasssan Khalif, Mínísítà fún Ìbáraẹnisọ̀rọ̀ àti Ìmọ̀ ẹ̀rọ, fún àwọn Olùpèsè iṣẹ́ Ẹ̀rọ ayélujára di Ọjọ́ 24 oṣù Kẹjọ, 2023, láti ṣe àmúlò ìfòfindè náà tàbí kí wọ́n fojú winá òfin. Khalif pà��ẹ fún àwọn ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ ní Somalia láti dí òpónà sí àwọn ìkànnì náà nítorí pé àwọn aṣẹ̀rùbàlú àti àwọn àjọ burúkú ń lò wọ́n láti ṣe ìtànká àwọn àwòrán burúkú àti ìròyìn asinilọ́nà fún àwùjọ. Ó tún sọ pé ìṣàmúlò ìkànnì ìbánidọ́rẹ̀ẹ́ láti ọwọ́ àwọn àjọ aṣẹ̀rùbàlú mú ọ̀pọ̀lọpọ̀ ewu lọ́wọ́ fún ààbò àti ìfìdímúlẹ̀ àwùjọ. Ní báyìí, ẹ̀ka ìjọba náà ń ṣiṣẹ́ láti dáàbò bo ìwà àwọn ọmọ Somalia nígbà tí wọ́n bá ń lo àwọn irinṣẹ́ Ìbáraẹnisọ̀rọ̀ àti ẹ̀rọ ìbánisọ̀rọ̀. Ìgbésẹ̀ náà wáyé lẹ́yìn oṣù díẹ̀ tí Ààrẹ Somalia, Hasssan Sheik Mohamud, kéde ìkọlù ológun mìíràn sí al-Shabaab láti yanjú rẹ̀ láàrin oṣù tí ó ń bọ̀. Al-Shabaab túmọ̀ sí. Ó kọ́kọ́ hàn gẹ́gẹ́ bí ẹ̀ka àwọn ọ̀dọ́ oníjàgídíjàgan Islamic Courts tí ó ti túká ní Somalia báyìí, èyí tí ó dárí Mogadishu ní 2006 kí àwọn ọmọ ológun Ethiopia tó lé wọn jáde. Ní Oṣù Kẹjọ 2022, ìjọba Somalia ṣe ìfilọ́lẹ̀ ìkọlù kan kojú al-Shabaab, wọ́n ṣàmúlò àǹfààní náà láti gbogunt tí àìbàlẹ̀ ọkàn tí ó ń lọ lórí ìṣẹ̀rùbàlú àwọn ẹlẹ́sìn ìmọ̀le, pàápàá jùlọ láàrin àwọn ìran Hawiye tí wọ́n lágbára nínú ìṣèlú. Àwọn aṣẹ̀rùbàlú Al-Shabaab máa ń gbé àtẹ̀jáde síta lóorekóòrè nípa àwọn iṣẹ́ wọn lórí TikTok àti Telegram. Wọ́n ṣe àgbéjáde àwọn àwòránhùnz ìròyìn, àti àwọn àkásílẹ̀ ìfọ̀rọ̀wánilẹ́nuwò pẹ̀lú àwọn Ọ̀gá wọn lórí ìkànnì àtẹ̀jíṣẹ́ Telegram. Ní 2022, ìjọba Somalia pàṣẹ fún àwọn Olùpèsè iṣẹ́ Ẹ̀rọ ayélujára láti dí àwọn ojú òpó ìtakùn al-Shabaab, ṣùgbọ́n àwọn ìkànnì kan sì wà ní ṣíṣí sílẹ̀ káàkiri àgbáyé. Ní pàtàkì, 1Xbet, ti mú àìbalẹ̀ ọkàn wà nípa pé ó ń ru ìkúndùn tẹ́tẹ́ sókè láàrin àwọn ọ̀dọ́. Kín ló tún kù, ní ọ̀sẹ̀ tó kọjá, Ọ̀gá Àgbà Pátápátá Bridget Connect Consultancy, Bob Ndolo fi ìwé ìbẹ̀wẹ̀ kan ráńṣẹ́ sí Olórí Ilé Ìgbìmọ̀ Aṣòfin Orílẹ̀ èdè, Moses Wetang'ula, tí ó sì rọ̀ ọ́ láti fòfin de TikTok ní Kenya.","Uhulumeni waseSomalia uvimba iTikTok, iTelegramu ukulwa nokusetshenziswa okungamanga Uhulumeni waseSomalia umemezele ukuthi uzovala izinkundla zokuxhumana - iTikTok neTelegram - kanye nesayithi lokubheja ku-inthanethi, i-1Xbet, ngomzamo wokumisa imisebenzi engekho emthethweni, okuqukethwe, kanye nenkulumo-ze eyeqisayo. Esitatimendeni, uJama Hassan Khalif, uNgqongqoshe Wezokuxhumana Nobuchwepheshe, unikeze Abahlinzeki Besevisi Ye-inthanethi kuze kube nguNcwaba 24, 2023, ukuthi basebenzise ukuvinjelwa noma babhekane nezinyathelo zomthetho. UKhalif ufune ukuthi itelcos eSomalia ivimbe ukungena ezinkundleni ngoba amaphekula nezinhlangano ezikhohlakele zizisebenzisa ukusabalalisa izithombe ezihlasimulisa umzimba nolwazi olungaqondile emphakathini. Uphinde wathi ukusetshenziswa kwezinkundla zokuxhumana yizinhlangano zamaphekula kusongela ukuphepha nokuzinza komphakathi. Ngakho-ke, inkonzo isebenzela ukuvikela ukuziphatha kwabantu baseSomalia lapho besebenzisa amathuluzi okuxhumana ne-inthanethi, okube nomthelela endleleni yabo yokuphila futhi kwanda ""imikhuba emibi."" Lesi sinyathelo siza ngemuva kwezinyanga uMengameli waseSomalia, uHassan Sheikh Mohamud, ememezele okunye ukuhlasela kwe-al-Shabaab okuzophela phakathi nezinyanga ezinhlanu ezizayo. I-Al-Shabaab isho ukuthi ""okusha"" ngesi-Arabhu. Kuqale kwavela njengophiko lwentsha oluqinile lwe-Union of Islamic Courts eSomalia engasekho, eyakhipha isinqumo eMogadishu ngo-2006 ngaphambi kokuba amasosha ase-Ethiopia abaxoshe. NgoNcwaba 2022, uhulumeni waseSomalia waqala ukuhlasela i-al-Shabaab, wasebenzisa ithuba lokukhula kwezibhelu mayelana nokuvukela umbuso kwamaSulumane, ikakhulukazi phakathi kwesizwe samaHawiye esinamandla kwezombusazwe. Amaphekula e-Al-Shabaab avame ukuthumela ngemisebenzi yawo kuTikTok nakuTelegram. Bathumela amavidiyo, ukukhishwa kwezindaba, nomsindo wezingxoxo nabaphathi babo endaweni yemiyalezo yeTelegram. Ngo-2022, uhulumeni waseSomalia wayala Abahlinzeki Benkonzo Ye-inthanethi ukuthi bavimbe amawebhusayithi e-al-Shabab, kodwa ezinye izinkundla zisafinyeleleka emhlabeni wonke. I-1XBet, ngakolunye uhlangothi, ibangele ukukhathazeka mayelana nokwenzeka kokuluthwa kokugembula phakathi kwentsha. Ngaphezu kwalokho, ngesonto eledlule, iCEO yeBriget Connect Consultancy, uBob Ndolo, wethula incwadi yezikhalazo kuSomlomo wePhalamende Likazwelonke, uMoses Wetang'ula, ethi kuvalwe iTikTok eKenya."
+"ይህ ጅምር በ 9 ሠራተኞች ብቻ በመስመር ላይ ትናንሽ ቾፕሶችን በመሸጥ ₦100 ሚሊየን እንዴት እንደሰራ እ.ኤ.አ. በ2015 አንድ ቀን ኡቼ ኡኮኑ በኮቨናንት ዩኒቨርስቲ የመጨረሻ አመት ፣ ለትንንሽ ቾፕስ ከፍተኛ ፍላጎት ነበረው። እሱ ለራሱ ፈልጎት ነበር፣ ግን በዙሪያው ትናንሽ ቾፖችን የሚሸጡ አብዛኛዎቹ ሰዎች ትልልቅ ትዕዛዞችን ብቻ ይወስዳሉ፣ ይህም ትእዛዙ አንድ ቀን አስቀድሞ ከተሰጠ ይፈጸማል፡፡ ትንንሽ ቾፖችን ማግኘት ለምን ከባድ እንደሆነ እያሰበ ሰዎችንም ፍላጎታቸውን ለማርካት ተቸግረው እንደሆነ መጠየቅ ጀመረ። ኦዋምቤ ወይም ትንሽ ስብሰባ ከሌለ ለራስህ ትንሽ ቾፕ ማግኘት ፈጽሞ የማይቻል ነገር እንደሆነ ተረዳ። እና እንደዛው ፣ የ ስሞልቾፕሲንግ ሀሳብ በአእምሮው ውስጥ መፈጠር ጀመረ። ዛሬ ይህ ሃሳብ ባለፉት ሰባት አመታት ₦100 ሚሊዮን ገቢ አስገኝቷል። ""በጥያቄ ላይ ትናንሽ ቾፕሶችን በመጓጓት የጀመርኩት ነገር በናይጄሪያ ፈጣን አገልግሎት ምግብ ቤት( ኪውኤስአር) ኢንዱስትሪ ውስጥ አነስተኛ የገቢያ ድርሻ ባለቤት በመሆኔ ተለወጠ፡፡"" በማለት የ ስሞልቾፕሲነግ መስራች እና ዋና ሥራ አስፈጻሚ ኡኮኑ አስታውሰዋል፡፡ የናይጄሪያ ትናንሽ ቾፕስ ባህል እኔ ለመገመት አንድ ሰው አይደለሁም ፣ ግን ብዙ ናይጄሪያውያን ትናንሽ ቾፕስ ምን እንደሆኑ እንደሚያውቁ እርግጠኛ ነኝ። በሆነ ምክንያት ትናንሽ ቾፕስ ምን እንደሆኑ ካላወቁ፣ ፍቺው እዚህ አለ፡፡ ትናንሽ ቾፕስ ብዙውን ጊዜ እንደ ሰርግ፣ ምረቃ ወይም ቴክፖይንት ፒች አርብ ባሉ ማህበራዊ ዝግጅቶች ላይ የሚቀርቡ አነስተኛ መጠን ያላቸው የናይጄሪያ መክሰስ ናቸው፡፡ በስብሰባው ላይ ወይም ምግብ ሰጪው ማን እንደሆነ በመመርኮዝ አንድ አነስተኛ እሽግ ብዙውን ጊዜ የፓፍ ፓፍ፣ ሳንቡሳ፣ ዶሮ እና የፀደይ ጥቅልሎችን ይይዛል፡፡ በራሳቸው፣ ከእነዚህ እቃዎች ውስጥ አንዳንዶቹ ናይጄሪያውያን አይደሉም - የስፕሪንግ ጥቅልሎች ለምሳሌ ከእስያ የመጡ ናቸው - ትናንሽ ቾፕስ የናይጄሪያውያን መክሰስ እንኳን ከሆነ ያስገርመኛል፡፡ በናይጄሪያ ውስጥ ትናንሽ የቾፕስ ባህል እንዴት እንደጀመረ ብዙ መረጃዎች አሉ ፣ ግን ይህ በኩሽና ቢራቢሮ መጣጥፍ የሆነ ነገር ላይ ሊሆን ይችላል። የአነስተኛ ቾፕስ አመጣጥ በ 1950 ዎቹ የእንግሊዝ ቅኝ ግዛት ነው:: ያኔ አሳ በተጠሰ እና በተጠቀጠቁ እንቁላሎች ላይ ነበር፣ ነገር ግን በዓመታት ውስጥ በተለያዩ ምክንያቶች ወደ ሀገር ውስጥ በመጡ ህንዳውያን እና ቻይናውያን ባለሙያዎች ተፅኖ ማደግ ጀመረ። ትንንሽ ቾፕሶች በመሠረቱ የብሪቲሽ፣ የህንድ፣ የቻይና እና የናይጄሪያ ምግቦች ውህደት ሲሆን ኡኮኑ የናይጄሪያ ፓርቲ ባህል ብሎ የገለፀው አስፈላጊ አካል ሆነዋል። በዚህ የፓርቲ ባህል ውስጥ ነው የስሞልቾፕሲንግ ዋነኛው የውድድር ጥቅም የሚያርፈው። ሩዝ ከፈለግክ ለምሳሌ ወደ ግሎቮ ወይም ቾውዴክ መሄድ ትችላለህ። የሩዝ ዋጋ እና የማድረሻ ዋጋ በጣም ከፍተኛ ከሆነ ወደ ኩሽና በመሄድ እራስዎ ሩዝን ማብሰል ይችላሉ፡፡ ""ነገር ግን ትናንሽ ቾፕሶችን የሚመኙ ከሆነ ወይም ትናንሽ ቾፕሶችን የሚጠይቅ ክስተት ካለዎት ወደ ኩሽናዎ ገብተው እሽጎቹን ማዘጋጀት የሚጀምሩ አይመስልም""፡፡ ዳግም ለመገመት እኔ ብቻ አይደለሁም፤ ነገር ግን አብዛኛው ናይጄሪያዊ ትናንሽ ቾፕስ የሚበላው ማህበራዊ ዝግጅት ሲኖር ብቻ ነው ማለት እችላለው። በወር አንድ ጊዜ የምበላው በቴክፖይን ምድብ አርብ ዝግጅት ላይ ነው። ስለዚህ ስሞልቾፕስንግ ትናንሽ ቾፕስ ማግኘትን ዲሞክራሲያዊ እያደረገ እና ያንን የባህል ክፍል እያሻሻለ ነው ማለት እንችላለን፣ ትናንሽ ቾፕስ ከመብላታችን በፊት ስብሰባዎችን መጠበቅ ያለብንን ። ነገር ግን በትንንሽ ክፍሎች ውስጥ ትንንሽ ቾፕስ ማቅረብ፣ በአንድ ክፍል እስከ ₦700 ዝቅተኛ ዋጋ ያለው የኡኮኑ ቴክ እና የን��ድ ስራ እውቀት የሚያበራበት ነው። አንድ ከትንሽ የመጀመር ሂደት ስሞልቾፕሲንግ በሌጎስ በ 2016 በይፋ የጀመረ ሲሆን ከዚያን ጊዜ ጀምሮ ተነስቷል። የሚያስፈልገው ካፒታል የኡኮኑ አንጎል እና ጊዜ ነበር፣ እሱም ላለፉት ሰባት አመታት የንግዱ ህልውና ወሳኝ አካል የነበረው እና ሆኖ ቀጥሏል። የቢዝነስ ኮፍያውን ማድረግ በማይኖርበት ጊዜ ቴክኒካል ሚናዎችን ይወስዳል እና ኮድ ይጽፋል፡፡ የንግድ ሰው መሆን በነበረበት ጊዜ፣ ሌሎች ሙያዎቹን ለገንቢ አገልግሎት ይነግዳል። ሆኖም በእነዚህ ሁሉ ዓመታት ኩባንያውን ማስነሳት ጥንቃቄ የተሞላበት እቅድ ማውጣትን ይጠይቃል። የመረጃ እና ግንኙነት ምህንድስና ዲግሪው በእርግጠኝነት በምህንድስና ውስጥ በጣም ያዘነበለ ቡድን የሚፈልግ ሂደት ውስጥ መጥቷል ፣ ስለሆነም በኩባንያው ዋና ተግባራት ውስጥ ሁለት ሰዎች ብቻ አሉ። ""መጀመሪያ ላይ በህይወት ለመቆየት ምን ያህል እንደሚያስፈልግ ኢላማ ነበረን እና ያንን ገቢ ለማግኘት ከገበያ እና ከማስታወቂያ አንፃር ምን ያህል እንደሚያስወጣ ግምት ነበረኝ። ፌስቡክ የመጀመሪያ የገንዘብ ድጎማችንን ሰጠን ልትሉ ትችላላችሁ፣ ምክንያቱም በዚያን ጊዜ ለማስታወቂያዎች ክፍያ መክፈል አላስፈለገዎትም። ስለዚህ 150 ዶላር ሰጥተናል። በወሩ መጨረሻ ሂሳቦቻችንን እና የገቢያ ወጪያችንን ለመሸፈን ኢላማችን ላይ እንደምናደርስ ውርርድ ወስደናል። በዚያ ወር ያሰቡትን አሳክተዋል፣ እና ከዚያን ጊዜ ጀምሮ በየአመቱ ያደርጉታል። ምንም ትንሽ ቾፕስ አልተሰራም የኡኮኑ እቅድ ጥንቃቄ የተሞላበት ነበር። እሱ ሁልጊዜ በጥራት ሳይደራደር ለመስራት በጣም ውጤታማ መንገድ በመፈለግ ላይ ነበር። ለዚህ ነው ስሞልቾፕሲንግ የሚያቀርበውን ትንሽ ቾፕስ የማይሰራው። ስሞልቾፕሲንግ በሌጎስ ግዛት ውስጥ የምግብ ሰጭ መረብን በመፍጠር በአገር ውስጥ የምርት አጋሮች እንዲሁም ምግብ ሰጪዎች በመባል ይታወቃሉ። ይህ ማለት ትዕዛዝ ከሚመጣበት በተወሰነ ራዲየስ ውስጥ ምግብ ሰጪ አለ ማለት ነው። ነገር ግን ከዚህ የአሠራር ዘዴ በፊት፣ ስሞልቾፕሲንግ በ 2018 ባንድ 2020 መካከል የቤት ውስጥ ትናንሽ ቾፖሶቹን ሰረቷል። ግቡ ጥሩ ትንንሽ ቾፕስ የመሥራት ንግድን ለመረዳት ነበር፣ እና ስለዚህ ደረጃቸው ምን እንደሚሆን ይወስናል፡፡ ዛሬ ኡኮኑ የስሞልቾፕሲንግን መለያ እና ማሸጊያዎችን የሚጠቀሙ ምግብ ሰጪዎች አስፈላጊውን ጥራት እንደሚጠብቁ እርግጠኛ ነው፡፡ እነዚያ ሁለት ዓመታት የደረጃ አሰጣጥ ጠቋሚዎችን ወለዱ፣ይህም የምግብ አሰራር ክህሎታቸው ለስሞልቾፕሲንግ ብቁ የሆኑ ምግብ ሰጪዎችን (ወይም ሻጮችን) የሚለይበት መንገድ ነው። መረጃ ጠቋሚው ንፅህናን፣ ልምድን፣ ትምህርትን እና ቴክኒካል ብቃትን ጨምሮ በብዙ ነገሮች ላይ ይመዝናቸዋል። ""ሁሉም ሰው አንድ አይነት ነገር እያመረተ ነው, ነገር ግን የእኛን ዝርዝሮች እና ጥቅሎቻችንን ያዘጋጃሉ፡፡ በመድረክ ላይ የሚሸጡትን ጥቅሎች የአይፒ መብቶች በሙሉ ባለቤት ነን፣ ግን አንዳቸውንም አላዘጋጀንም፡፡ እኛ ቴክኖሎጂን፣ ምርትን እና ግብይትን፣ የምርት ስያሜዎችን እና ስራዎችን እንይዛለን፣ ሻጮች ደግሞ ምርትን ይይዛሉ"" በማለት ኡኮኑ አብራርቷል""፡፡ የመጀመሪያ የንግድ ሞዴል- በእያንዳንዱ ጥቅል ላይ የ 20% የድለላ - ከሁለት ዓመት በኋላ ትናንሽ ቾፕሶችን ከሠራ በኋላ ተስተካክሏል፡፡ ስለዚህ ከኮሚሽን ይልቅ የምርት ወጪን ከአጋሮቻችን ጋር እንደራደራለን። ምን ያህል እንደሚያስወጣ እናውቃለን ምክንያቱም ስላመረትነው። እና በመቀጠል ዋጋውን በተጠቃሚ ባህሪ፣ የእሴት ግንዛቤ እና እንዲሁም በተመጣጣኝ ዋጋ ላይ ባደረግነው የገበያ ጥናት መሰረት እናስቀምጣ���ን። ""የእኛ ገቢ ሰዎች ለመክፈል ፈቃደኞች በሆኑ እና ጥራት ያላቸውን ትናንሽ ቾፕሶችን ለማምረት በሚችሉት ምርጥ ዋጋ መካከል ያለው ልዩነት ነው፡፡ አሁን ያ የትርፍ ልዩነት በተወሰኑ ምርቶች ላይ ከ20% እስከ 30% ሊሆን ይችላል። አትራፊ ሆኖ መቆየት ስሞልቾፕሲንግ ከ 100 ሚሊዮን ገቢ 15% የትርፍ ልዩነት አውጥቷል። የጀማሪውን ትርፋማነት መንገድ ለማጠቃለል ጥሩው መንገድ በነዚህ ሶስት ቁልፍ ምሶሶዎች፡- እራስ ሰር ፣ ዘንበል ያለ የስራ ሃይል፣ እንከን የለሽ የደንበኛ ተሞክሮ በኩል ነው። አኡኮኑ ለራስ ሰር የገፋፋ ነው፣ ለዚህም ነው የጅማሬው ዋና ስራዎች ሁለት ሰዎች ብቻ የሚያስፈልጋቸው። ከኡኮኑ ተባባሪ መስራቾች ፋሪዳ አህመድ እና ሚካኤል ቹቹ እና ተለማማጆች በተጨማሪ አጠቃላይ የሰው ሃይል በድምሩ ዘጠኝ ነው። እኛ ቴክኖሎጂን፣ ምርትን እና ግብይትን፣ የምርት ስያሜዎችን እና ስራዎችን እንይዛለን፣ ሻጮች ደግሞ ምርትን ይይዛሉ"" ኡኮኑ አብራርቷል፡፡"" ሁሉንም ውስጣዊ ሥራዎቻችንን ያካሂዳል፣ ትዕዛዞችን ያስተላልፋል፣ እና በጣም አነስተኛ በሆነ የሰው ተሳትፎ የት መውሰድ እና ማድረስ እንደሚያስፈልጋቸው ለአሽከርካሪዎች ያሳውቃል። ""እኛ እያደግን ስንሄድ የሶፍትዌሩን አቅም እናሳድጋለን፣ ስለዚህ ከሁለት ሰዎች በላይ የሆነ ዋና ኦፕሬሽን ቡድን በጭራሽ አልነበረንም።"" የደንበኞች ተሞክሮ ግን በኩባንያው ውስጥ በጣም ብዙ ጊዜ ከፍ እያለ ሚሄዴ ብቸኛው ቡድን ነው። ይህ የሆነበት ምክንያት"" የደንበኞችን ተሞክሮ በራስ-ሰር ማድረግ አንፈልግም፣ ሁሉም ሰው ያንን የሰው ልጅ መስተጋብር ይፈልጋል፡፡"" ስሞልቾፕሲንግ ከ10,000 በላይ የተመዘገቡ ተጠቃሚዎች አሉት። ነገር ግን, ሳይመዘገቡ በመድረክ ላይ ማዘዝ ይችላሉ፡፡ በአማካይ መድረኩ በየአመቱ 100,000 ትዕዛዞችን ያጠናቅቃል። በመጥፎ ዓመታት 80,000 ትዕዛዞችን ያያል, በጥሩ አመት ውስጥ ደግሞ 200,000 የማድረስ አገልግሎቶች ይከናወናሉ፡፡ የጀማሪውን ትርፋማነት መንገድ ለማጠቃለል ጥሩው መንገድ በነዚህ ሶስት ቁልፍ ምሰሶዎች በኩል ነው፡ አውቶሜሽን፣ ዘንበል ያለ የስራ ሃይል እና እንከን የለሽ የደንበኛ ተሞክሮ። ነገር ግን፣ እንደ ናይጄሪያ ባለው ኢኮኖሚ፣ ሁልጊዜም ጉዞው ለስላሳ አይደለም። ""የሚያጋጥመን ዋና ፈተና እኔ በይፋ የናይጄሪያን ምክንያት ብዬ ምጠራው ነው።"" እሱ በራስ-ሰር ሊሰራ የማይችል የክወናዎች አካል፣ የንግዱ ጎን የኮድ መስመሮችዎ የሚያልቁበት እና እነሱን ለመቆጣጠር በጣም ጥሩው አማራጭ ጸሎት ነው። የናይጄሪያው ሁኔታ ከኢኮኖሚ አለመረጋጋት እስከ ቴክኖሎጂያዊ እውቀት የሌላቸው አጋሮች ይደርሳል። ስሞልቾፕሲንግ ብስክሌቶቻቸውን ሃይል ለመሙላት እና ለመጠገን ኃላፊነት ካላቸው ገለልተኛ አሽከርካሪዎች ጋር ይሰራል። በቅርብ ጊዜ የነዳጅ ዋጋ መጨመሩን ተከትሎ እንደተጠበቀው አንድ ችግር ገጥሟቸዋል፡፡ ""ከሎጅስቲክስ አጋሮቻችን አንዱ [አሽከርካሪ] ነዳጅ ፈልጎ ስለነበር የሚደርሰውን እሽግ ለአንድ ሰዓት ያህል አዘግይቷል። እንደዚህ ባሉ ነገሮች ላይ ማቃለል የምትችልባቸው በጣም አነስተኛ መንገዶች አሉ። የገንዘብ ድጋፍ እና የወደፊት ስሞልቾፕሲንግ የቬንቸር ካፒታል ፈንድ ለማድረግ ክፍት ነው፣ ነገር ግን ለአስር አመታት ያህል በስራ ላይ ከቆዩ በኋላ፣ ኡኮኑ እና ቡድኑ ከማን እንደሚሰበሰቡ በሚመርጡበት ጊዜ በጣም መራጮች ይሆናሉ። የእኛን የአስር አመት ግባችን ለመምታት ገቢው ከገንዘብ ባሻገር ስልታዊ ሽርክናዎችን ለኦፕሬሽኖችም ሆነ ለልኬት ማካተት አለበት። ያ ግብ ትንንሽ ቾፖችን በናይጄሪያ ውስጥ እና ከናይጄሪያ ውጭ ላሉ ሁሉ ተደራሽ ማድረግ ነው። አዎ፣ ስሞልቾፕሲንግ ዓለም አቀፋዊ መሆን ይፈልጋል ነገር ግን ከዚያ በፊት በሚቀጥለው ዓመት ከሌጎስ ውጭ የመጀመሪያውን እርምጃ ለመውሰድ አቅዷል እናም በሚቀጥሉት ሶስት ዓመታት ውስጥ በሌሎች የዓለም ክፍሎች ያሉ ሰዎች አገልግሎቶቹን ያገኛሉ ።","How this startup made ₦100m selling small chops online, with just 9 employees One day in 2015, Uche Ukonu's final year at Covenant University, he had a strong craving for small chops. He wanted it for himself, but most people who sold small chops around him only took large orders, which would be fulfilled if the order was placed a day in advance. Wondering why it was so difficult to get small chops, he started asking people if they had trouble satisfying their cravings too. He found out that if there isn't an owambe or small gathering, getting small chops for yourself was almost impossible. And like that, the idea for Smallchopsng began to form in his mind. Today, that idea has generated ₦100 million in revenue over the past seven years. ""What started as me craving small chops on demand, turned into me owning a small market share in Nigeria's Quick Service Restaurant (QSR) industry,"" Ukonu, Founder and CEO of Smallchopsng recalls. Nigeria's small chops culture I'm not one to assume, but I'm confident many Nigerians know what small chops are. If for some reason you don't know what small chops are, here's a definition. Small chops are bite-sized Nigerian snacks usually served at social events like weddings, graduations, or Techpoint Pitch Friday. Depending on the gathering or who the caterer is, a pack of small chops usually consists of puff puff, samosas, chicken, and spring rolls. On their own, some of these items are not Nigerian — spring rolls, for example, are from Asia — which makes me wonder if small chops are even a Nigerian snack. There's a dearth of resources on how the small chops culture in Nigeria began, but this article by Kitchen Butterfly might be on to something. It traces the origin of small chops to British colonialism in the 1950s. Back then it was anchovies on toast and devilled eggs, but over the years it began to evolve, influenced largely by Indians and Chinese professionals who came to the country for various reasons. Small chops are essentially a fusion of British, Indian, Chinese, and Nigerian cuisines that have become an essential part of what Ukonu describes as the Nigerian party culture. It is within this party culture that Smallchopsng's main competitive advantage lies. ""If you want rice, for example, you could go to Glovo or Chowdeck. If the cost of the rice and the cost of delivering it is too high, chances are that you'll just go to the kitchen and boil the rice yourself. ""But then if you're craving small chops or you have an event that requires small chops, it is unlikely that you'll pop into your kitchen and start rolling out [the] packages."" Again, I'm not one to assume, but I'd say most Nigerians only get to eat small chops when there's a social event. I only get to eat it once a month at the Techpoint Pitch Friday event. We could say, therefore, that Smallchopsng is democratising access to small chops, modifying that part of the culture where we have to wait for gatherings before we eat small chops. However, offering small chops in small units, for as low as ₦700 per unit is where Ukonu's tech and business acumen shines. A bootstrapped process Smallchopsng launched officially in Lagos in 2016 and has been bootstrapped since. The capital required was Ukonu's brain and time, which has been and continues to be a critical component of the business' survival for the past seven years. When he does not have to wear his business hat, he takes on technical roles and writes code. During times when he has to be a businessman, he'll trade his other skills for the services of a developer. However, bootstrapping the company all these years required careful planning. His information and communications engineering degree definitely came in handy in engineering a process that requires a very lean team, so much so that there are only two people at the heart of the company's operations. ""We had a target of how much it would take to stay alive at the very beginning and I had an estimate of how much it would cost to get that revenue in terms of marketing and advertising. ""You could say that Facebook gave us our first funding, because back then, you didn't have to pay for ads upfront. So we committed $150. We took a bet that by the end of the month, we would reach our target to cover our bills and marketing spend."" They met their target that month, and they've been doing that every year since. No small chops were made Ukonu's planning was meticulous. He was always in search of the most efficient way to operate without compromising on quality. This is why Smallchopsng does not make the small chops it delivers. Smallchopsng onboards local production partners also known as caterers, creating a caterer network across Lagos State. This means that there's a caterer within a certain radius of where an order originates. But before this mode of operations, Smallchopsng made its small chops in-house between 2018 band 2020. The goal was to understand the business of making good small chops, and thus, determine what their standard would be. Today, Ukonu is confident that the caterers who use Smallchopsng branding and packaging maintain the required quality. Those two years birthed the Rating Index, a way to identify caterers (or vendors) whose culinary skills are worthy of Smallchopsng. The Index rates them on many things, including hygiene, experience, education, and technical capability. ""Everybody's producing the same thing, but they produce our menus and our packages. We own all of the IP rights on the packages that are sold on the platform, but we don't produce any of them. We handle technology, product and marketing, branding and operations, while vendors handle production. ""Ukonu explained."" The initial business model — a 20% commission on each package — was tweaked after two years of making small chops. ""So instead of a commission, we negotiate production costs with our partners. We know how much it costs because we've produced it. And then we set the price based on our market research on user behaviour, value perception, and also affordability. ""Our revenue is the difference between what people are willing to pay and the best price we can get for producing quality small chops. Now, that margin could be anywhere from 20% to 30% on certain products."" Staying profitable Smallchopsng has carved out a 15% profit margin from its ₦100 million revenue. A great way to sum up the startup's path to profitability is through these three key pillars: Automation, Lean workforce, Impeccable customer experience. Ukonu is a stickler for automation, this is why the startup's core operations only require two people. Besides Ukonu's Co-founders, Farida Ahmed and Michael Chukwu, and interns, the entire workforce totals nine. We handle technology, product and marketing, branding and operations, while vendors handle production. ""Ukonu explained."" It runs all of our internal operations, routes orders, and informs the riders of where they need to pick up and deliver with very minimal human involvement. ""As we grow, we scale up the ability of that software, so we've never had a core operations team of more than two people."" Customer experience, however, is the only team in the company that is scaled up ever so often. This is because ""we do not want to automate customer experience, everybody needs that human interaction."" Smallchopsng has over 10,000 registered users. However, you can order on the platform without registering. On average, the platform completes 100,000 orders annually. On bad years, it sees 80,000 orders, while a 200,000 deliveries are done in a good year. A great way to sum up the startup's path to profitability is through these three key pillars: Automation, Lean workforce and Impeccable customer experience. However, in an economy like Nigeria's, it isn't always smooth sailing. ""The core challenge we face is what I will unofficially call the Nigerian factor."" It is that part of operations that cannot be automated, the side of the business where your lines of code end, and your best bet at controlling them is perhaps a prayer. The Nigerian factor ranges from economic instability to partners that aren't technologically savvy. Smallchopsng works with independent riders responsible for fuelling and maintaining their bikes. Expectedly, they hit a snag after the recent increase in the cost of fuel. ""One of our logistics partners [a rider] delayed delivering a package by almost an hour because he was looking for fuel. There are very minimal ways you can mitigate against things like that."" Funding and the future Smallchopsng is open to venture capital funding, but after being in operations for nearly a decade, Ukonu and his team will be very selective when it comes to choosing who to raise from. ""The raise has to go beyond the cash to include strategic partnerships both for operations and scale to hit our ten-year goal."" That goal is making small chops available to everyone within and outside Nigeria. Yes, Smallchopsng wants to go global but before that, it plans to take its first step outside Lagos next year and hopefully in the next three years, people in other parts of the world will get access to its services.","Yadda wannan sabon kamfani ya yi samu 100m wajen siyar da ƙananan kayayyaki a yanar gizo, tare da ma’aikata 9 kacal. Wata rana a shekarar 2015, Uche Ukonu a shekarar ƙarshe a Jami'ar Covenant, yana da sha'awar sarin ƙananan kayayyaki. Wata rana a shekarar 2015, Uche Ukonu wanda ke shekarar ƙarshe a Jami'ar Covenant, yana da sha'awar sarin ƙananan kayayyaki. Yana mamakin dalilin da yasa ake wahalar samun ƙananan abin ci, sai ya fara tambayar mutane ko suma suna da matsala wajen biyan buƙatarsu na kwaɗayi. Ya gano cewa idan ba a yi owambe ko ƙaramin taro ba, samun ƙananan sara da kanka ba zai yiwu ba. Kuma kamar haka, ra'ayin Smallchopsng ya fara samuwa a cikin zuciyarsa. A yau, wannan ra'ayin ya samar da miliyan â‚‚¦100 a cikin kuɗaɗen shiga cikin shekaru bakwai da suka wuce. ""Abin da ya farar dani a lokacin da nake sha'awar sarin ƙananan kayayyaki a kan buƙata, ya zama na mallaki ƙaramar kasuwa a masana'antar Quick Service. Restaurant (QSR) ta Najeriya,"" Ukonu, mai assasawa kuma Shugaba na Smallchopsng ya tuna. Al'adar Sarin ƙananan kayayyaki a Najeriya Ni ba wanda zan zaci, amma ina da yaƙinin ’yan Najeriya da dama sun san mene ne ƙananan kayayyaki. Idan saboda wasu dalilai ba ku san menene ƙananan sari ba, ga ma'anar. ƙananan kayayyaki su ne abincin ɗan Najeriya daidai tauna da aka saba yi a wuraren taron jama'a kamar bukukuwan aure, kammala karatun digiri, ko Techpoint Pitch Friday. Bisa la'akari da taron ko kuma wanene mai dafa abinci, ƙunshin ƙananan kayayyaki yakan ƙunshi puff puff, samosas, kaza, da naman rani. A karan kansu, wasu daga cikin waɗannan abubuwan ba na Najeriya ba ne. Misali, spring rolls daga yankin Asiya yake, wanda ya sa na yi tunanin yadda ƙananan kayayyaki na Najeriya suka faro. Akwai ƙarancin kayan aiki kan yadda ƙananan abin ci a Najeriya suka fara, amma wannan labarin na madafin Butterfly na iya kasancewa kan wani abu. Ya jingina asalin ƙananan kayayyaki ga mulkin mallaka na Burtaniya a shekarun 1950s. A wancan lokacin, ƙananan kifaye ne a kan gasasshen burodi da ƙwai, amma a cikin shekaru da yawa ya fara yin tasiri musamman daga Indiyawa da ƙwararrun Sinawa waɗanda suka zo ƙasar saboda dalilai daban-daban. Karamin sara da gaske hade ne na Biritaniya, Indiyawa, Sinawa, da na Najeriya waɗanda suka zama wani muhimmin ɓangare na abin da Ukonu ya bayyana a matsayin al'adun jam'iyyar Najeriya. A cikin wannan al'adar jam'iyya ce babbar fa'idar Smallchopsng ta kasance. ""Idan kuna son shinkafa, alal misali, kuna iya zuwa Glovo ko Chowdeck. Idan farashin shinkafar da kuɗin kawowa ya yi yawa, to akwai yiwuwar za ku je madafi ku dafa shinkafar da kanku. ""Amma idan kuna sha'awar ƙananan abin ci ko kuma kuna da wani taron da ke buƙatar ƙananan kayayyaki, da wuya ku ku shiga cikin ɗakin abinci ku fara fitar da [shi] ƙunshin."" Har ila yau, ni ba wanda zan yi zato ba ne, amma zan iya cewa yawancin ’yan Najeriya suna cin abinci ne kawai idan an yi taron jama’a. Ina samun cin shi sau ɗaya a wata a taron Juma'a na Techpoint Pitch. Za mu iya cewa, saboda haka, Smallchopsng yana ba da damar yin amfani da ƙananan kayayyaki, yana canza wannan ɓangaren al'ada inda dole ne mu jira taro kafin mu ci ƙananan kayayyaki. Amma bayar da ƙananan kayayyaki a cikin ƙananan rukunai akan ƙasa da 700 a kowani rukunin shi ne inda tsararriyar fasahar Ukonu ke haskakawa. Tsari mai cike da hikima Smallchopsng ya ƙaddamar da shi a hukumance a Legas a cikin 2016 kuma tun daga lokacin. Babban jarin da aka bukata shi ne ƙwaƙwalwar Ukonu da lokacinsa, wanda ya kasance kuma yana ci gaba da kasancewa muhimmin ɓangare na rayuwar kasuwancin tsawon shekaru bakwai da suka gabata. Lokacin da ba dole ba ne ya sa hular kasuwancinsa, sai ya ɗauki aikin fasaha kuma ya danna kwamfiyuta. A lokacin da ya zama ɗan kasuwa, zai yi amfani da sauran ƙwarewarsa ya yi ayyukan mai haɗakawa. Amma dai yin tsayayyen tsari ga kamfanin a tsawon waɗannan shekarun yana buƙatar tsarawa a hankali. Digirin sa a fannin Injiniyan Bayanai da Sadarwa tabbas ya zo da amfani a aikin injiniya, wani tsari wanda ke buƙatar ƙwaƙƙwarar ƙungiya sosai, musamman saboda mutane biyu ne kawai a ke yin ayyukan kamfanin. ""Mun yo harin wani lokaci zai ɗauke mu mu ci gaba da rayuwa a farko-farko, kuma na yi ƙiyasin nawa ne kuɗin da za a kashe don samun wannan kuɗaɗen shiga ta fuskar kasuwanci da tallace-tallace. ""Kuna iya cewa Facebook ne ya ba mu kuɗaɗen mu na farko, domin a lokacin, ba sai kun biya kuɗin talla ba tukuna. Don haka mun kashe $150. Mun yi alƙawarin cewa zuwa ƙarshen wata, za mu kai ga burinmu don biyan kuɗaɗen mu da kashe-kashen tallace-tallace."" Sun cimma burinsu a wannan watan, kuma suna yin hakan kowace shekara tun. Ba a samar da kayan maƙulashe ba. Shirye-shiryen Ukonu ya kasance mai ma’ana. Ya kasance koyaushe yana neman hanyar da ta fi dacewa don aiki ba tare da lalata inganci ba. Wannan shine dalilin da yasa kamfanin Smallchopsng ba ya yin kayan maƙulashen da yake kaiwa. Kamfanin Smallchopsng na ɗauke da wasu kamfanoni na cikin gida waɗanda aka fi sani da masu samar da abinci, inda suka samar da hanyar sadarwar masu samar da abinci a faɗin jihar Legas. Wannan yana nufin cewa akwai mai ba da abinci a cikin takamaiman guri inda ake fara oda. Amma kafin wannan yanayin gudanar da ayyukan, kamfanin Smallchopsng ya riƙa yin kayan maƙulashensa ne a cikin wani gida a tsakanin shekarar 2018 zuwa 2020. Manufar ita ce fahimtar kasuwancin yin kayan maƙulashe masu kyau, don haka ake ƙayyade menene ma'aunin ingancinsu zai kasance?. A yau, Ukonu yana da tabbacin cewa masu ba da abinci da ke amfani da tambarin kamfanin Smallchopsng da fakitinsa suna kula da ingancin da ake buƙata. Wadancan shekaru biyu sun haifar da Jerin ƙimantawa, wata hanya ta gano masu ba da abinci (ko dillalai) waɗanda dabarun dafa abinci sun cancanci aiki da kamfanin Smallchopsng. Fihirisar ta ƙididdige su akan abubuwa da yawa, gami da tsabta, ƙwarewa, ilimi, da iyawar fasaha. “Kowa yana samar da abu iri ɗaya, amma suna samar da jadawalinmu da fakitinmu. Muna da duk haƙƙin IP akan fakitin da akea siyar akan shafin intanet ɗin, amma ba ma bada ko ɗaya. Muna sarrafa fasaha, samfuri da tallace-tallace, saka alama da ayyuka, yayin da dillalai ke sarrafa samarwa. ""Ukonu yayi bayani."" Samfurin kasuwanci na farko ""Kwamitin 20% akan kowane ƙunshin"" an tweaked bayan shekaru biyu na yin ƙananan kayayyaki. “Don haka a maimakon hukumar, muna tattaunawa kan farashin kayayyakin da ake kashewa tare da abokan aikinmu. Mun san nawa farashinsa saboda mun samar da shi. Sannan mun saita farashi bisa binciken kasuwanmu game da halayen masu amfani, tsinkayen ƙima, da kuma araha. “Kuɗaɗen shigan mu shi ne bambanci tsakanin abin da mutane ke son biya da kuma mafi kyawun farashi da za mu iya samu don samar da ƙananan ganyaye masu inganci. Yanzu, wannan gefen na iya zama ko'ina daga 20% zuwa 30% akan wasu samfuran. "" Ci gaba da zama mai kawo riba Kamfanin Smallchopsng ya fitar da ribar kashi 15 cikin 100 daga Naira miliyan 100 na kuɗaɗensa na shiga. Babbar hanya don taƙaita hanyar farawa zuwa riba shi ne ta waɗannan ginshiƙai masu muhimmanci guda uku: Automation, ƙarfafa ma'aikata, ƙwarewar abokin ciniki mara kyau. Ukonu mai ɗafewa tsarin sarrafa kai ne, wannan shi ne dalilin da ya sa ainihin ayyukan farko na sabon kamfanin ke buƙatar mutane biyu kacal. Bayan waɗanda suka kafa kamfanin tare da Ukonu, Farida Ahmed da Michael Chukwu, da masu horarwa, duka ƙididdigar ma'aikatan su tara ne. Muna sarrafa fasaha, samfuri da tallace-tallace, saka alama da ayyuka, yayin da dillalai ke sarrafa samarwa. ""Ukonu yayi bayani."" Shi ke gudanar da duk ayyukanmu na cikin gida, odar hanyoyi, kuma yana sanar da mahayan inda zasu ɗauka da inda zasu kai, da mafi ƙarancin sa hannun ɗan adam. ""Yayin da muke girma, muna ƙara ƙarfin waccan manhajar, don haka ba mu taɓa samun gungun manyan ayyuka fiye da mutane biyu ba."" Ƙwarewar abokin ciniki, duk da haka, shine rukunin da kawai a cikin kamfanin ke ƙaruwa akai-akai koda yaushe. Anyi haka sannan saboda ""ba ma son sarrafa kwarewar abokin ciniki, kowa yana buƙatar wannan hulɗar ɗan Adam."" Kamfanin Smallchopsng yana da masu amfani dashi sama da 10,000 masu rijista. Amma zaku iya yin oda akan dandamali ba tare da yin rijista ba. A matsakaicin misali, dandalin yana kammala oda 100,000 kowace shekara. A cikin shekaru marasa daɗi, ana yin oda 80,000, yayinda ake samun siyayya guda 200,000 a kyakkyawar shekara. Babbar hanya don taɓaita hanyar farawa zuwa riba ita ce ta waɗannan ginshiƙai masu muhimmanci guda uku: Sarrafa kai, ƙarfafa ma'aikata da ƙwarewar abokin ciniki mara kyau. Duk da haka, a cikin tattalin arziƙi irin na Najeriya, ba koyaushe haka ke tafiya cikin sauƙi ba. ""Babban ƙalubalen da muke fuskanta shi ne abin da zan kira ba a hukumance ba dalilin Najeriya."" Wannan ɓangare na ayyuka ne ba zai iya sarrafa kansa ba, ɓangare na kasuwanci inda layin lambar ku ya ƙare, kuma yi iya iyawarku wajen sarrafa wataƙil sai dai addu'a. Dalilin Najeriya ya fito ne daga tabarbarewar tattalin arziƙi zuwa abokan hulɗar da ba su da kwarewa a fannin fasaha. Kamfanin Smallchopsng yana aiki tare da matuƙa babura masu zaman kansu da ke da alhakin zuba mai da kuma kula da baburansu. A cewarsu, sun taka rawa bayan ƙarin farashin man fetur da aka yi a baya-bayan nan. “Daya daga cikin abokan aikinmu (matuƙi) ya jinkirta isar da ƙunshin kusan awa ɗaya saboda yana neman mai. Akwai yaƙaitattun hanyoyin sosai da za ku iya rage abubuwa irin wannan."" Kuɗaɗe Da Kuma Nan Gaba Kamfanin Smallchopsng a buɗe yake don zuba kuɗaɗe na hannun jari, amma bayan da suka shafe kusan shekaru goma suna aiki, Ukonu da tawagarsa za su yi taka tsantsan wajen zaɓar wanda za su karɓi kuɗi daga gare su a wajen taron tattara kuɗin. ""Taron tara tallafin dole ne ya wuce iya tsabar kuɗi, don haɗawa da dabarun haɗin gwiwar biyu na ayyuka da kuma ƙara yawa don cimma burinmu na shekaru goma."" Manufar ita ce samar da kayan maƙulashe ga kowa a ciki da wajen Nijeriya. Eh, Smallchopsng na son shiga matakin duniya amma kafin nan, ta yi shirin ɗaukar matakin farko a wajen Legas a shekara mai zuwa kuma da fatan nan da shekaru uku masu zuwa, jama’ar sauran sassan duniya za su samu damar yin amfani da su.","Jinsi mwanzo huu ulivyofanya ₦100m kuuza chops ndogo mtandaoni, na wafanyikazi 9 pekee Siku moja mnamo 2015, mwaka wa mwisho wa Uche Ukonu katika Chuo Kikuu cha Covenant, alikuwa na hamu kubwa ya chops ndogo. Alijitakia mwenyewe, lakini watu wengi ambao waliuza chops ndogo karibu naye walichukua tu maagizo makubwa, ambayo yatatimizwa ikiwa agizo lingewekwa siku moja mapema. Akiwa anashangaa kwa nini ilikuwa vigumu kupata chops ndogo, alianza kuwauliza watu ikiwa walikuwa na matatizo ya kutosheleza tamaa zao pia. Aligundua kuwa kama hakuna ombe au mkusanyiko mdogo, kupata chops ndogo kwako ilikuwa karibu haiwezekani. Na kama hivyo, wazo la vitafunwa vidogo lilianza kuumbika akilini mwake. Leo, wazo hilo limezalisha ₦ milioni 100 katika mapato katika miaka saba iliyopita. ""Kilichoanza kama mimi kutamani chops ndogo nilipohitaji, kiligeuka kuwa mimi kumiliki hisa ndogo ya soko katika sekta ya Mgahawa wa Huduma ya Haraka wa Nigeria (QSR),"" Ukonu, Mwanzilishi na Mkurugenzi Mtendaji wa Smallchopsng anakumbuka. Utamaduni wa chops ndogo wa Nigeria Mimi si mtu wa kudhania, lakini nina uhakika Wanigeria wengi wanajua chops ndogo ni nini. Ikiwa kwa sababu fulani haujui vitafunwa vidogo ni nini, hapa kuna ufafanuzi. Chops ndogo ni vitafunio vya Kinaijeria vya ukubwa wa kuuma kwa kawaida hutolewa kwenye hafla za kijamii kama vile harusi, mahafali au Techpoint Pitch Friday. Kulingana na mkusanyiko au mhudumu ni nani, pakiti ya chops ndogo huwa na puff puff, samosas, kuku, na spring rolls. Kwa wenyewe, baadhi ya bidhaa hizi si za Kinigeria - spring rolls, kwa mfano, zinatoka Asia - ambayo inanifanya nishangae kama chops ndogo ni hata vitafunio vya Kinigeria. Kuna uhaba wa rasilimali kuhusu jinsi utamaduni wa chops ndogo nchini Nigeria ulivyoanza, lakini makala haya ya Kitchen Butterfly yanaweza kuwa yanahusu jambo fulani. Inafuatilia asili ya chops ndogo hadi ukoloni wa Uingereza katika miaka ya 1950. Wakati huo ilikuwa anchovies ya toast na mayai yaliyoharibiwa, lakini kwa miaka mingi ilianza kubadilika, ikiathiriwa sana na Wahindi na wataalamu wa Kichina waliokuja nchini kwa sababu mbalimbali. Vitafunwa vidogo vidogo ni mchanganyiko wa vyakula vya Uingereza, India, Kichina, na Nigeria ambavyo vimekuwa sehemu muhimu ya kile ambacho Ukonu anakielezea kama utamaduni wa chama cha Nigeria. Ni ndani ya utamaduni wa chama hiki ambapo faida kuu ya ushindani ya Smallchopsng iko. ""Ikiwa unataka mchele, kwa mfano, unaweza kwenda Glovo au Chowdeck. Ikiwa gharama ya mchele na gharama ya kuwasilisha ni kubwa sana, kuna uwezekano kwamba utaenda jikoni na kupika mchele mwenyewe. ""Lakini basi ikiwa unatamani chops ndogo au una tukio ambalo linahitaji chops ndogo, hakuna uwezekano kwamba utaingia jikoni yako na kuanza kusambaza [vifurushi]."" Tena, mimi si mtu wa kudhania, lakini ningesema Wanigeria wengi hupata tu kula chops ndogo kunapokuwa na tukio la kijamii. Ninaweza kuila mara moja tu kwa mwezi katika hafla ya Ijumaa ya Techpoint Pitch. Kwa hivyo tunaweza kusema kwamba Smallchopsng inaweka kidemokrasia upatikanaji wa chops ndogo, kurekebisha sehemu hiyo ya utamaduni ambapo tunapaswa kusubiri mikusanyiko kabla ya kula chops ndogo. Hata hivyo, kutoa chops ndogo katika vipande vidogo, kwa chini kama ₦700 kwa kila kitengo ndipo ujuzi wa Ukonu wa teknolojia na biashara hung'aa. Mchakato wa bootstrapped Smallchopsng ilizinduliwa rasmi huko Lagos mnamo 2016 na imekuwa imefungwa tangu wakati huo. Mtaji uliohitajika ulikuwa ubongo na wakati wa Ukonu, ambao umekuwa na unaendelea kuwa sehemu muhimu ya uhai wa biashara kwa miaka saba iliyopita. Wakati sio lazima kuvaa kofia yake ya biashara, anachukua majukumu ya kiufundi na anaandika msimbo. Wakati ambapo lazima awe mfanyabiashara, atabadilisha ujuzi wake mwingine kwa huduma za msanidi programu. Hata hivyo, kuanzisha kampuni kwa miaka hii yote kulihitaji upangaji makini. Digrii yake ya uhandisi wa habari na mawasiliano bila shaka ilikuja kufaa katika uhandisi mchakato ambao unahitaji timu tegemeo sana, kiasi kwamba kuna watu wawili tu katika moyo wa shughuli za kampuni. ""Tulikuwa na lengo la ni kiasi gani kingechukua ili kubaki hai mwanzoni kabisa na nilikuwa na makadirio ya kiasi gani kingegharimu kupata mapato hayo katika suala la uuzaji na utangazaji. ""Unaweza kusema kwamba Facebook ilitupa ufadhili wetu wa kwanza, kwa sababu wakati huo, haukuhitaji kulipia matangazo mapema. Kwa hivyo tulitoa $150. Tulichukua dau kwamba kufikia mwisho wa mwezi, tutafikia lengo letu la kulipia bili zetu na matumizi ya uuzaji."" Walifikia lengo lao mwezi huo, na wamekuwa wakifanya hivyo kila mwaka tangu hapo. Hakuna chops ndogo zilizotengenezawa Mipango ya Ukonu yalikuwa ya kina. Siku zote alikuwa akitafuta njia bora zaidi ya kufanya kazi bila kuathiri ubora. Hii ndiyo sababu Smallchopsng haifanyi chops ndogo inazotoa. Smallchopsng onboards washirika wa uzalishaji wa ndani pia wanajulikana kama caterers, kuunda mtandao wa upishi katika Jimbo la Lagos. Hii inamaanisha kuwa kuna mhudumu ndani ya eneo fulani ambapo agizo linatoka. Lakini kabla ya aina hii ya operesheni, Smallchopsng ilitengeneza chops zake ndogo ndani ya nyumba kati ya bendi ya 2018 2020. Lengo lilikuwa kuelewa biashara ya kufanya chops nzuri ndogo, na hivyo, kuamua kiwango chao kitakuwa nini. Leo, Ukonu ana uhakika kwamba wahudumu wanaotumia chapa na vifungashio vya Smallchopsng hudumisha ubora unaohitajika. Miaka hiyo miwili ilitoa Fahirisi ya Ukadiriaji, njia ya kutambua watoa huduma (au wachuuzi) ambao ujuzi wao wa upishi unastahili Smallchopsng. Index huwakadiria juu ya mambo mengi, ambazo ni usafi, uzoefu, elimu, na uwezo wa kiufundi. ""Kila mtu anatengeneza kitu kimoja, lakini hutoa menyu na vifurushi vyetu. Tunamiliki haki zote za IP kwenye vifurushi vinavyouzwa kwenye jukwaa, lakini hatuzalishi hata kimoja. ""Ukonu Alielezea, "" Tunashughulikia teknolojia, bidhaa na uuzaji, chapa na shughuli, huku wachuuzi wakishughulikia uzalishaji. Mtindo wa awali wa biashara - tume ya 20% kwa kila kifurushi - ilibadilishwa baada ya miaka miwili ya kutengeneza chops ndogo. ""Kwa hivyo badala ya tume, tunajadili gharama za uzalishaji na washirika wetu. Tunajua inagharimu kiasi gani kwa sababu tumeizalisha. Na kisha tunaweka bei kulingana na utafiti wetu wa soko juu ya tabia ya watumiaji, mtazamo wa thamani, na pia uwezo wa kumudu. ""Mapato yetu ni tofauti kati ya kile ambacho watu wako tayari kulipa na bei nzuri tunayoweza kupata kwa kutengeneza chops ndogo bora. Sasa, kiasi hicho kinaweza kuwa kutoka 20% hadi 30% kwenye bidhaa fulani."" Kukaa kwa kufaidika Smallchopsng imetengeneza faida ya 15% kutoka kwa mapato yake ₦ milioni 100. Njia nzuri ya kujumlisha njia ya uanzishaji ya kupata faida ni kupitia nguzo hizi tatu muhimu: Uendeshaji otomatiki, Nguvu kazi egemezi, uzoefu wa wateja usio na kipimo. Ukonu ni kibandiko cha uendeshaji kiotomatiki, hii ndiyo sababu shughuli za msingi za uanzishaji zinahitaji tu watu wawili . Kando na waanzilishi-wenza wa Ukonu, Farida Ahmed na Michael Chukwu, na wahitimu, wafanyakazi wote ni tisa. ""Ukonu alieleza, ""Tunashughulikia teknolojia, bidhaa na uuzaji, chapa na shughuli, huku wachuuzi wakishughulikia uzalishaji. Huendesha shughuli zetu zote za ndani, kuagiza njia, na kuwafahamisha waendeshaji mahali wanapohitaji kuchukua na kuwasilisha kwa kuhusika kwa kiasi kidogo sana kwa binadamu. ""Tunapokua, tunaongeza uwezo wa programu hiyo, kwa hivyo hatujawahi kuwa na timu ya utendajikazi ya zaidi ya watu wawili."" Uzoefu wa wateja, hata hivyo, ndiyo timu pekee katika kampuni ambayo huongezeka mara kwa mara. Hii ni kwa sababu ""hatutaki kubadilisha uzoefu wa wateja, kila mtu anahitaji mwingiliano huo wa kibinadamu."" Smallchopsng ina zaidi ya watumiaji 10,000 waliosajiliwa. Hata hivyo, unaweza kuagiza kwenye jukwaa bila kusajili. Kwa wastani, jukwaa linakamilisha maagizo 100,000 kila mwaka. Katika miaka mbaya, inaonekana maagizo 80,000, wakati utoaji wa 200,000 unafanywa kwa mwaka mzuri. Njia nzuri ya kujumlisha njia ya uanzishaji ya kupata faida ni kupitia nguzo hizi tatu muhimu: Uendeshaji otomatiki, Nguvu kazi egemezi na uzoefu wa wateja usio na Kifani. Hata hivyo, katika uchumi kama wa Nigeria, si mara zote husafiri kwa urahisi. ""Changamoto kuu tunayokabiliana nayo ni kile nitakachokiita kwa njia isiyo rasmi sababu ya Nigeria."" Ni sehemu hiyo ya shughuli ambayo haiwezi kujiendesha kiautomatiki, upande wa biashara ambapo njia zako za msimbo huishia, na dau lako bora katika kuzidhibiti labda ni maombi. Sababu ya Wanigeria ni kati ya kuyumba kwa uchumi hadi kwa washirika ambao hawana ujuzi wa kiteknolojia. Smallchopsng hufanya kazi na waendeshaji wa kujitegemea wanaohusika na kuweka mafuta na kudumisha baiskeli zao. Inatarajiwa, waligonga mwamba baada ya kuongezeka kwa gharama ya mafuta hivi karibuni. ""Mmoja wa washirika wetu wa vifaa [mwendeshaji] alichelewa kuwasilisha kifurushi kwa karibu saa moja kwa sababu alikuwa akitafuta mafuta. Kuna njia chache sana unazoweza kupunguza dhidi ya mambo kama hayo."" Ufadhili na siku zijazo Smallchopsng iko wazi kwa ufadhili wa mtaji, lakini baada ya kuwa katika operesheni kwa takriban muongo mmoja, Ukonu na timu yake watakuwa wachaguzi sana linapokuja suala la kuchagua nani wa kumuongeza . ""Ongezeko hilo linapaswa kwenda zaidi ya pesa taslimu ili kujumuisha ubia wa kimkakati kwa ajili ya shughuli na kiwango ili kufikia lengo letu la miaka kumi."" Lengo hilo ni kufanya chops ndogo zipatikane kwa kila mtu ndani na nje ya Nigeria. Ndiyo, Smallchopsng inataka kwenda kimataifa lakini kabla ya hapo, inapanga kuchukua hatua yake ya kwanza nje ya Lagos mwaka ujao na tunatumai katika miaka mitatu ijayo, watu katika sehemu nyingine za dunia watapata huduma zake.","Bí ilé-iṣẹ́ àdìdelẹ̀ yìí ṣe pa mílíọ̀nù#100 nípa títa àwọn ìpanu lórí ẹ̀rọ-ayélujára, pẹ̀lú àwọn òṣìṣẹ́ 9 péré. Ní Ọjọ́ kan ní 2015, lásìkò ọdún Uche Ukonu tí ó gbẹ̀yìn ní Covenant University, ó ní ìfẹ́ láti jẹ ìpanu díndín. Ó fẹ́ ẹ fún ara rẹ̀, ṣùgbọ́n ọ̀pọ̀lọpọ̀ àwọn tí wọ́n ń ta ìpanu díndín láyìíká máa ń tà àwọn ọjà púpọ̀ nìkan, èyí tí wọn yóò ṣe bí wọ́n bà tí forúkọsílẹ̀ láti rà á láti ọjọ́ kan sáájú. Ó ń ronú bóyá ó ṣòro láti rí ìpanu díndín, ó bẹ̀rẹ̀ sí ní béèrè lọ́wọ́ àwọn ènìyàn bóyá wọ́n ní ìṣòro títẹ́ ìfẹ́ ara wọn bákan náà. Ó rí i pé bí kò bá sí ówàńbẹ̀ tàbí ayẹyẹ kékeré, kò fẹ́rẹ̀ẹ́ ṣe é ṣe láti ra ìpanu díndín fún araà rẹ. Bẹ́ẹ̀ sì ni, èrò Smallchopsng bẹ̀rẹ̀ sí ní sarajọ̀ ní ọkàn rẹ̀. Lónìí, èrò náà ti mú mílíọ̀nù #100 wọlé gẹ́gẹ́ bí owó tó wọlé láàrin ọdún méje. ""Ohun tí ó bẹ̀rẹ̀ gẹ́gẹ́ bí ìpòǹgbẹ fún ìpanu díndín, sọ mí di ẹni tí ó ní àwọn ọjà ìpín ìdókòwò kékeré ní ilé-iṣẹ́ Quick Service Restaurant (QSR) ti Nigeria,"" Ukonu, Olùdásílẹ̀ àti Ọ̀gá Àgbà Pátápátá Smallchopsng rántí. Àṣà ìpanu díndín ní Nigeria N kì í ṣe ẹni tí yóò gbà bẹ́ẹ̀, ṣùgbọ́n mo ní ìdánilójú pé àwọn ọmọ Nigeria mọ ohun tí àwọn ìpanu díndín jẹ́. Bóyá fún àwọn ìdí kan ẹ kò mọ ohun tí àwọn ìpanu díndín jẹ́, èyí ni oríkì kan. Ìpanu díndín ni àwọn ìpanu Nigeria tí ó ṣe é jẹ́ lẹ́ẹ̀kan tí wọ́n máa ń pín ní àwọn ayẹyẹ àwùjọ bí ìgbéyàwó, ìkẹ́kọ̀ọ́gboyè, tàbí Ìpàtẹ Techpoint Ọjọ́ Ẹtì. Ó máa ń dá lórí àwọn àpéjọpọ̀ tàbí irúfẹ́ ènìyàn tí alásè náà jẹ́, ìdì ìpanu díndín kan sáábà máa ń ní pọfú, sàmọ́sà, ẹran adìrẹ, àti sípíńgí roolù. Fúnra wọn, díẹ̀ lára àwọn nǹkan wọ̀nyí kì í ṣe ti Nigeria – sípíńgí roolù, fún àpẹẹrẹ, wá àti ilẹ̀ Ésíà – èyí tí ó jẹ́ kí n rò pé ṣé àwọn ìpanu díndín jẹ́ ìpápánu Nigeria. Kò fi bẹ́ẹ̀ sí àwọn àkọsílẹ̀ lórí bí àṣà ìpanu díndín ṣe bẹ̀rẹ̀ bí Nigeria, ṣùgbọ́n àtẹ̀jáde yìí láti ọwọ́ Kitchen Butterfly lè ṣe àwọn àlàyé pàtàkì. Ó tọpa orírun ìpanu díndín lọ sí àsìkò Ìjọba Gẹ̀ẹ́sì Amúnisìn ní 1950. Nígbà yẹn àwọn ẹja wẹ́wẹ́ ni wọ́n máa ń kó sórí búrẹ́dì àti àwọn ẹyin bíbọ̀ tí wọ́n ti là, ṣùgbọ́n lẹ́yìn ọ̀pọ̀ ọdún ó bẹ̀rẹ̀ sí ní yí padà, pẹ̀lú akitiyan àwọn akọ́ṣẹ́mọṣẹ́ India àti China tí wọ́n wá sí orílẹ̀ èdè náà fún onírúurú ìdí. Ìpanu díndín jẹ́ ìdàpọ̀sọ̀kan àwọn oúnjẹ Ilẹ̀ Gẹ̀ẹ́sì, India, China, àti Nigeria tí ó ti di apá kan pàtàkì ohun tí Ukonu ṣàpèjúwe gẹ́gẹ́ bí àṣà ayẹyẹ Nigeria. Nínú àṣà ayẹyẹ ni àǹfààní ìfigagbága Smallchopsng wà. ""Bí o bá fẹ́ ìrẹsì, fún àpẹẹrẹ, o lè lọ sí Glovo tàbí Chowdeck. Bí iye ìrẹsì àti iye ìpèsè rẹ̀ bá ti pọ̀ jù, ó ṣe é ṣe kí o wọ ilé ìdáná lọ kí o lọ bọ ìrẹsì náà fúnraà rẹ. ""Ṣùgbọ́n sá bí o bá ń pòǹgbẹ̀ àwọn ìpanu díndín tàbí o ní ayẹyẹ tí ó nílò àwọn ìpanu díndín, kò fẹ́rẹ̀ẹ́ ṣe é ṣe kí o wọ inú ilé ìdáná kí o sì bẹ̀rẹ̀ sí ní ṣe àwọn ìdì [náà]. Lẹ́ẹ̀kan sí i, ń kó ṣe ẹni tí ó lè sọ yanya, ṣùgbọ́n mo lè sọ pé púpọ̀ àwọn ọmọ Nigeria máa ń jẹ ìpanu díndín nígbà tí ayẹyẹ kan bá wà. Mo máa ń jẹ ẹ ní èèkàn ní oṣù ní ibi ìpàdé Ọjọ́ Ẹtì Ìpàtẹ Techpoint. Nítorí náà, a lè sọ, pé Smallchopsng ń sọ níní àǹfààní sí àwọn ìpanu díndín di tiwatiwa, ó ń ṣe àtúnṣe ara àṣà yẹn èyí tí a ní láti dúró fún àwọn ìpàdé kí a tó jẹ́ àwọn ìpanu díndín. Àmọ́ sá, pípèsè àwọn ìpanu díndín ní ẹyọ kéékèèké, fún bí #700 ẹyọ kan ni ibi tí ìjáfáfá ìmọ̀ ẹ̀rọ àti okòwò Ukonu ti tayọ. Ètò ìkówójọ ṣòwò Smallchopsng ṣe ìfilọ́lẹ̀ ní ìpínlẹ̀ Èkó ní 2016 ó sì ti wá ọ̀nà ìkówójọ ṣòwò fúnra rẹ̀ láti ìgbà náà. Owó okòwò tí ó pè fún ni ọgbọ́n àti àsìkò Ukonu, èyí tí ó ti jẹ́ tí ó sì ń jẹ́ ẹ̀ka pàtàkì nínú àṣeyọrí okòwò náà láti ọdún méje sẹ́yìn. Nígbà tí kò bá nílò láti ṣe ojúṣe okòwò rẹ̀, ot máa ń ṣe àwọn ojúṣe obbkn ọgbọ́n orí yóò sì máa kọ èdè ẹ̀rọ ayára-bí-àsá. Ní àwọn àsìkò tí ó nílò láti ṣe ìṣe oníṣòwò, yóò fi àwọn ìmọ̀-ọ́nṣe rẹ̀ mìíràn ṣe àwọn iṣẹ́ olùṣẹ̀dá. Àmọ́ sá, ìdánìkànṣòwò ilé-iṣẹ́ yìí láti àwọn ọdún wọ̀nyí wá gba ọ̀pọ̀lọpọ̀ èrò. Ẹ̀kọ́ ìròyìn àti ìbáraẹnisọ̀rọ̀ rẹ̀ wúlò púpọ̀ nínú ètò ìmọ̀ ẹ̀rọ tí ó pè fún ikọ̀ kékeré, débi pé ènìyàn méjì péré ní wọ́n wà láàrin gbùngbùn àwọn iṣẹ́ ilé-iṣẹ́ náà. ""A ní àfojúsùn ńlá iye tí yóò gbà láti wà láàyè ní ìbẹ̀rẹ̀ bẹ́ẹ̀ ni mo ṣe ìṣirò iye tí yóò gbà láti rí owó náà nípa ìpolówó ọjà àti ìkéde. ""Ẹ lè sọ pé Facebook ni ó fún wa ní owó àtìlẹ́yìn wa àkọ́kọ́, nítorí pé nígbà yẹn ẹ kò nílò láti sanwón àsansílẹ̀ fún ìpolówó. Nítorí náà a ya $150 sọ́tọ̀. A ní ìdánilójú pé kí ó tó di ìparí oṣù, a débi àfojúsùn wa láti san àwọn owó ọjà àti ìpolówó ọjà tí s ná."" Wọ́n bá àfojúsùn wọn pàdé ní oṣù náà, a sì ti ń ṣe èyí ní ọdọọdún. Wọ́n ko se ìpanu díndín kankan Àwọn ètò Ukonu jẹ́ àfarabalẹ̀ ṣe. Ó máa ń wá ọ̀nà tí ó dára jùlọ láti ṣiṣẹ́ láì ba àbùdá dídára jẹ. Èyí ni ìdí tí Smallchopsng kì í fi ṣe àwọn ìpanu díndín tí ó tà lójúlé dójúlé. Smallchopsng ṣe ìgbànisíṣẹ́ àwọn olùpèsè abẹ́lé tí wọ́n jẹ́ olùbádòwòpọ̀ tí a tún mọ̀ sí alásè, èyí sì ṣe ìdásílẹ̀ àjọ àwọn alásè ní ìpínlẹ̀ Èkó. Èyí túmọ̀ sí pé alásè kan máa ń wà ní agbègbè kan níbi tí ìpè fún ọjà ti wá. Ṣùgbọ́n síwájú ìlànà iṣẹ́ yìí, Smallchopsng ṣe àwọn ìpanu díndín rẹ̀ nílé láàrin 2018 sí 2020. Àfojúsùn náà ni láti lóye okòwò ṣíṣe àwọn ìpanu díndín tí ó dára, lẹ́yìn náà, kí wọ́n pinnu ohun tí yóò jẹ́ òṣùwọ̀n wọn. Lónìí, Ukonu ni ìdánilójú pé àwọn alásè tú wọ́n ń ṣàmúlò ilé-iṣẹ́ àti ìṣelọ́jọ̀ Smallchopsng ń lo àwòmọ́ tí ó yẹ. Àwọn ọdún méjì wọ̀nyẹn ló bí Atọ́ka Ìdíwọ̀n, ọ̀nà kan láti mọ àwọn alásè (tàbí àwọn olọ́jà) tí ìmọ̀-ọ́nṣe wọn yẹ fún Smallchopsng. Atokat náà ń díwọ̀n wọn lórí ọ̀pọ̀lọpọ̀ àwọn nǹkan, tí ó fi mọ́ ìmọ́tótó, ìrírí, ẹ̀kọ́, àti ipa ọgbọ́n orí. ""Gbogbo ènìyàn ń pèsè ohun kan náà, ṣùgbọ́n wọ́n ń pèsè àwọn atọ́ka oúnjẹ wa àti ìpèsè wa. Àwa ni a ni gbogbo àwọn ẹ̀tọ́ tí ó wà lórí àwọn ìpèsè tí wọ́n tà lórí ìkànnì náà, ṣùgbọ́n a kò ṣe èyíkéyìí nínú wọn. A ń mójútó ìmọ̀ ẹ̀rọ, ọjà àti ìpolówó, ìdì àti àwọn iṣẹ́, nígbà tí àwọn olọ́jà ń mójútó ìpese. ""Ukonu ṣàlàyé."" Àwòṣe okòwò ìbẹ̀rẹ̀ – àjẹmọ́nú 20% lórí ọjà kọ̀ọ̀kan – yí padà lẹ́yìn ọdún méjì ṣíṣe àwọn ìpanu díndín. ""Nítorí náà dípò àjẹmọ́nú, a dúnàádúrà iye owó ìpèsè pẹ̀lú àwọn olùbádòwòpọ̀ wa. A mọ iye tí ó gbà nítorí pé a ti ṣe é. Lẹ́yìn náà a ṣètò ìdíyelé nípa ìwádìí ọjà wa lórí ìwà aṣàmúlò, ìwòye àwòmọ́, àti ìṣèerà lówó tí kò gunpá. ""Owó tí a pa yàtọ̀ nítorí iyeó tí àwọn ènìyàn fẹ́ san àti iyeó tí ó dára jùlọ tí a lè rí fún ìpèsè àwọn ìpanu díndín tí ó dára. Nísinsìnyí, ó lè wà láàrin ìwọ̀n 20% sí 30% lórí ọjà kan."" Jíjẹ èrè sá Smallchopsng tí rí èrè ìwọ̀n 15% nínú mílíọ̀nù #100 owó tí ó pa. Ọ̀nà tí ó dára láti ṣe àgbálọgbábọ̀ ipa ilé iṣẹ́ àdìdelẹ̀ náà lọ sí ipò èrè ni nípasẹ̀ òpó pàtàkì mẹ́ta: Ìmọ̀ ẹ̀rọ Àìfọwọ́yí, Òṣìṣẹ́ kékeré, ìrírí oníbàárà tí ó pé. Ukonu jẹ́ alátẹnumọ́ fún ìmọ̀ ẹ̀rọ àìfọwọ́yí, ìdì nìyí tí àwọn iṣẹ́ ilé-iṣẹ́ àdìdelẹ̀ náà fi nílò ènìyàn méjì péré. Yàtọ̀ sí àwọn tí wọ́n jẹ́ olùdásílẹ̀ pẹ̀lú Ukonu, Farida Ahmed àti Michael Chukwu, àti àwọn ọmọ ẹ̀kọ́ṣẹ́, gbogbo àwọn òṣìṣẹ́ pátá jẹ́ mẹ́sàn-án. A ń mójútó ìmọ̀ ẹ̀rọ, ọjà àti ìpolówó ọjà, àwọn àgbékalẹ̀ àti iṣẹ́, nígbà tí àwọn olọ́jà ń mójútó ìpese. "" Ukonu ṣàlàyé."" Ó ń ṣe ètò gbogbo iṣẹ́ inú wa, ìpè fún ọjà bẹ́ẹ̀ ni ó ń sọ fún àwọn ọlọ́kadà ibi tí wọn yóò ti gbé ọjà tí wọn yóò sì gbé e lọ sí ibi tí wọ́n ti rà á pẹ̀lú iṣẹ́ ènìyàn níwọ̀n. ""Bí a ṣe ń dàgbà, a ń fẹjú agbára ohun èlò ẹ̀rọ yẹn, nítorí náà a kò tíì ní ju ikọ̀ òṣìṣẹ́ tí wọ́n pàtàkì tí ó ju ènìyàn méjì lọ. Àmọ́ sá, Ìrírí oníbàárà, nìkan ni ikọ̀ tí ó wà nínú ilé-iṣẹ́ náà tí wọ́n mú ìdàgbàsókè bá nígbà gbogbo. Ìdí èyí ni pé ""a kò fẹ́ ṣètò ìrírí àwọn oníbàárà ní aláìfọwọ́yí, gbogbo ènìyàn nílò ìbáraẹnisọ̀rọ̀ ẹ̀dá ènìyàn yẹn."" Smallchopsng ni kọjá àwọn ṣàmúlò 10, 000 tí wọ́n forúkọsílẹ̀. Àmọ́ sá x ẹ lè ra ọjà lórí ìkànnì náà láì forúkọsílẹ̀. Ó kéré tán, ìkànnì náà ń ṣètò àwọn ọjà 100, 000 ní ọdọọdún. Ní àwọn ọdún tí kò dára, ó máa ń ta ọjà 80,000, nígbà tí ìfọjàráńṣẹ́ 200, 000 máa ń wáyé ní ọdún tí ó dára. Ọ̀nà tí ó dára láti ṣe àgbálọgbábọ̀ ipa ilé iṣẹ́ àdìdelẹ̀ náà lọ sí ipò èrè ni nípasẹ̀ òpó pàtàkì mẹ́ta: Ìmọ̀ ẹ̀rọ Àìfọwọ́yí, Òṣìṣẹ́ kékeré, ìrírí oníbàárà tí ó pé. Àmọ́ sá, nínú ètò ọrọ̀ ajé bí Nigeria, kì í dán sá ní gbogbo ìgbà. ""Olórí ìṣòro tí à ń kojú ni ohun tí mo máa pè ní ìṣòro Nigeria"" Ó jẹ́ ara àwọn iṣẹ́ tí kò ṣe é ṣe ní àìló-agbára, agbọn okòwò níbi tí àwọn ìlà kóòdù rẹ ti pin, ọ̀nà kan ṣoṣo tí ó sì lè fi ṣe àkóso wọn ni àdúrà. Ìṣòro Nigeria dá lórí àìṣedéédé ọrọ̀ ajé fún àwọn olùbádòwòpọ̀ tí wọ́n kò mọ ẹ̀rọ lò. Smallchopsng ń ṣiṣẹ́ pẹ̀lú àwọn ọlọ́kadà aládàáni tí wọ́n máa ń ṣe ojúṣe ríra epo àti ṣíṣe àmójútó àwọn alùpùpù wọn. Kò yanilẹ́nu, ipá wọn pin lẹ́yìn ìgbówólé epo rọ̀bì tí ó wáyé láìpẹ́. ""Ọ̀kan nínú àwọn olùbádòwòpọ̀ ajẹmọ́ṣẹ́ wa (ọlọ́kadà) jáfara nínú gbígbé ọjà lọ sí ibi tí wọ́n ti rà á fún bí wákàtí kan nítorí pé ó ń wá epo. Àwọn ọ̀nà níwọ̀n ló wà tí o lè fi ṣe àdínkù sí àwọn nǹkan báyẹn."" Owó ìrànwọ́ àti ọjọ́ iwájú Smallchopsng sí sílẹ̀ fún owó ìrànwọ́ ìdókòwò, ṣùgbọ́n lẹ́yìn tí ó ti ṣiṣẹ́ fún bí ọdún mẹ́wàá, Ukonu àti ikọ̀ rẹ̀ yóò ṣe àṣàyàn púpọ̀ nígbà tí ó bá dórí ta ni wọ́n lè fún láyé ìdókòwò. ""Ìbádòwòpọ̀ náà gbọ́dọ̀ kọjá owó yóò ní ìbádòwòpọ̀ ọgbọ́n fún àwọn iṣẹ́ àti ìmúgbòòrò láti mú àfojúsùn ọlọ́dún mẹ́wàá sẹ. Àfojúsùn náà ni láti mú kí ìpanu díndín wà fún gbogbo ènìyàn nínú àti níta àní Nigeria. Bẹ́ẹ̀ ni, Smallchopsng fẹ́ láti dí ilé iṣẹ́ káríayé sáájú ìyẹn, ó ń gbèrò láti gbé ìgbésẹ̀ rẹ̀ àkọ́kọ́ ní ìta Èkó ní ọdún tí ó ń bọ̀ pẹ̀lú ìrètí pé ní àwọn ọdún mẹ́ta tí ó ń bọ̀, awimt ènìyàn mìíràn ní àwùjọ àgbáyé yóò ní àǹfààní sí àwọn iṣẹ́ rẹ̀.","Lokhu kuqalisa kwenze kanjani u-₦100m wathengisa ama-chops amancane ku-inthanethi, enabasebenzi abangu-9 kuphela Ngolunye usuku ngo-2015, unyaka wokugcina ka-Uche Ukonu eCovenant University, wayenesifiso esinamandla sama-chops amancane. Wayezifunela yona, kodwa abantu abaningi ababethengisa ama-chop amancane eduze kwakhe bathatha ama-oda amakhulu kuphela, ayezogcwaliseka uma i-oda lifakwa kusasele usuku. Ezibuza ukuthi kungani kwakunzima kangaka ukuthola ama-chop amancane, waqala ukubuza abantu ukuthi babenenkinga yini yokwanelisa izifiso zabo. Uthole ukuthi uma ingekho i-owambe noma indilinga encane, ukuthola ama-chops amancane cishe akunakwenzeka. Ngakho-ke, umqondo we-Smallchopsng waqala ukwakha engqondweni yakhe. Namuhla, lowo mbono wenze imali engu-₦100 wezigidi eminyakeni eyisikhombisa edlule. Okwaqala njengokulangazelela ama-chops amancane lapho kudingekile, kwaphenduka ngaba umnikazi wesabelo semakethe esincane embonini yeQuick Service Restaurant (iQSR) eNigeria, u-Ukonu, Umsunguli kanye neCEO yeSmallchopsng uyakhumbula. Isiko lama-chops amancane aseNigeria Angiyena umuntu ocabangayo, kodwa ngiyaqiniseka ukuthi abantu abaningi baseNigeria bayazi ukuthi ama-chops amancane ayini. Uma ngesizathu esithile ungazi ukuthi ayini ama-chops amancane, nansi incazelo. Amachops amancane amasnacks aseNigeria alingana nokuluma avame ukuhlinzekwa emicimbini yokuzijabulisa efana nemishado, iziqu, noma iTechpoint Pitch Friday. Kuye ngokuthi ubani ophakelayo, ichop pack encane ngokuvamile ihlanganisa amapuff puff, amasamosa, inkukhu kanye namaspring rolls. Ngokwazo, ezinye zalezi zinto akuzona ezaseNigeria - ama-spring rolls, isibonelo, avela e-Asia - okungenza ngizibuze ukuthi uma ama-chops amancane ayisidlo saseNigeria. Kukhona ukushoda kwezinsiza zokuthi isiko lama-chops amancane laqala kanjani eNigeria, kodwa lesi sihloko seKitchen Butterfly singase sibe nokuthile. Ilandelela umsuka wama-chops amancane kucolonialism yaseBrithani ngawo-1950. Emuva ngaleso sikhathi kwakungama-anchovies emaqandeni athosiwe nasemaqandeni angcolile, kodwa ngokuhamba kweminyaka aqala ukuvela, ethonywe kakhulu amaNdiya nochwepheshe baseShayina abeza kuleli ngezizathu ezihlukahlukene. Ama-chop amancane empeleni ayingxube yokudla kwaseBrithani, amaNdiya, amaShayina, kanye nelaseNigeria osekuyingxenye ebalulekile yalokho u-Ukonu akuchaza njengesiko leqembu laseNigeria. Kungaphakathi kwalesi siko leqembu lapho inzuzo enkulu yokuncintisana yeSmallchopsng ilele. Uma ufuna irayisi, isibonelo, ungaya eGlovo noma eChowdeck. Uma izindleko zelayisi nezindleko zokulethwa ziphakeme kakhulu, ungase uvele uye ekhishini ubilise irayisi ngokwakho. Kodwa uma uhalela ama-chops amancane noma unomcimbi odinga ama-chops amancane, mancane amathuba okuthi ungene ekhishini lakho bese uqala ukukhipha amaphakheji."" Nalapha futhi, angiyena umuntu othanda imibono, kodwa ngingasho ukuthi abantu abaningi baseNigeria badla amachops amancane kuphela uma kunomcimbi. Ngiyithola kuphela ukuyidla kanye ngenyanga emcimbini weTechpoint Pitch Friday. Ngakho-ke, singasho ukuthi iSmallchopsng yenza intando yeningi ukufinyelela kuma-chops amancane, ishintsha leyo ngxenye yesiko lapho kufanele silinde imibuthano ngaphambi kokuba sidle ama-chops amancane. Nokho, ukunikeza ama-chops amancane ngamayunithi amancane, ngamanani aphansi njenge-₦700 ngeyunithi ngayinye yilapho ubuchwepheshe nebhizinisi le-Ukonu kukhanya khona. Inqubo yebootstrapped ISmallchopsng yethulwa ngokusemthethweni eLagos ngo-2016 futhi ibilokhu iqala ukusebenza kusukela ngaleso sikhathi. Inhloko-dolobha eyayidingeka kwakuwubuchopho nesikhathi sika-Ukonu, obelokhu futhi esaqhubeka nokuba yingxenye ebalulekile yempilo yebhizinisi kule minyaka eyisikhombisa edlule. Uma kungadingeki ukuthi agqoke isigqoko sakhe sebhizinisi, uthatha izindima zobuchwepheshe futhi abhale ikhodi. Ngezinye izikhathi lapho kufanele abe usomabhizinisi, uzohweba ngamanye amakhono akhe ukuze enze imisebenzi yobunjiniyela. Kodwa-ke, ukwenza ibootstrapping yenkampani ngokuhamba kweminyaka kudinga ukuhlela ngokucophelela. Iziqu zakhe kwezobunjiniyela bezolwazi nezokuxhumana zimsize kakhulu kwezobunjiniyela inqubo edinga iqembu elithambile, kangangoba babili kuphela abantu abasemnyombweni wokusebenza kwenkampani. “Besihlose ukuthi kuzothatha malini ukuze singanyakazi ekuqaleni kanti benginokulinganisa ukuthi kuzobiza malini ukuthola leyo mali ngokumaketha nokukhangisa. Ungasho ukuthi iFacebook isinike uxhaso lwethu lokuqala, ngoba ngaleso sikhathi, kwakungadingeki ukhokhele izikhangiso kusengaphambili. Ngakho senze u-$150. Sibheja ukuthi ekupheleni kwenyanga, sizofinyelela umgomo wethu wokukhokha izikweletu zethu nezindleko zokumaketha. Bawufinyelela umgomo wabo kuleyo nyanga, futhi baye benza kanjalo minyaka yonke kusukela ngaleso sikhathi. Awekho ama-chops amancane enziwe Ukuhlela kuka-Ukonu bekucophelela. Wayehlale efuna indlela ephumelela kakhulu ngaphandle kokuyekethisa ikhwalithi. Yingakho iSmallchopsng ingawenzi amachops amancane awahambisayo. ISmallchopsng ibandakanya ozakwethu bokukhiqiza basendaweni abaziwa nangokuthi abahlinzeki, benza inethiwekhi yabahlinzeki kulo lonke elaseLagos State. Lokhu kusho ukuthi kukhona umphakeli endaweni ethile lapho i-oda livela khona. Kepha ngaphambi kwale ndlela, iSmallchopsng yenza ama-chops ayo amancane endlini phakathi kwebhendi yango-2018 2020. Umgomo wawuwukuqonda ibhizinisi lokwenza ama- chop amancane amahle, futhi kanjalo, kunqunywe ukuthi ikhwalithi yawo izoba yini. Namuhla, i-Ukonu iqinisekile ukuthi abahlinzeki besitolo abasebenzisa uhlobo lweSmallchopsng nokupakisha bagcina ikhwalithi edingekayo. Leyo minyaka emibili yazala iRating Index, indlela yokuhlonza abapheki (noma abathengisi) amakhono abo okupheka afanelekela iSmallchopsng. I-Index ibala ngezici eziningana, kuhlanganise nenhlanzeko, okuhlangenwe nakho, imfundo, nekhono lobuchwepheshe. “Wonke umuntu ukhiqiza into efanayo, kodwa bakhiqiza amamenyu namaphakheji ethu. Singabanikazi bawo wonke amalungelo e-IP kumaphakheji athengiswa endawenikazi, kodwa asikhiqizi noma iyiphi yawo. Siphatha ubuchwepheshe, umkhiqizo kanye nokumaketha, ukufaka uphawu kanye nokusebenza, kuyilapho abathengisi bephethe ukukhiqiza. ""Wachaza."" Imodeli yebhizinisi yasekuqaleni - ikhomishini engu-20% ephaketheni ngalinye - yashintshwa ngemva kweminyaka emibili yokwenza ama-chops amancane. “Ngakho esikhundleni sekhomishini, sixoxisana ngezindleko zokukhiqiza nozakwethu. Siyazi ukuthi ibiza malini ngoba sesiyikhiqizile. Bese sibeka intengo ngokusekelwe ocwaningweni lwethu lwemakethe ekuziphatheni komsebenzisi, umbono wevelu, kanye nokuthengeka. “Imali esiyitholayo ingumehluko phakathi kwaleyo abantu abazimisele ukuyikhokha kanye nenani elingcono kakhulu esingalithola ngokukhiqiza amachop amancane asezingeni eliphezulu. Manje, leyo majini ingaba noma yikuphi ukusuka ku-20% kuya ku-30% emikhiqizweni ethile."" Ukuhlala unenzuzo ISmallchopsng yenze inzuzo yemali engenayo engu-15% emalini engenayo eyizigidi ezingu-100. Indlela enhle yokufingqa indlela yokuqalisa eya ekwenzeni inzuzo ngokusebenzisa lezi zinsika ezintathu ezibalulekile: Ukuzenzakalela, Ukuncishiswa Kwabasebenzi, kanye Nokuhlangenwe nakho Kwekhasimende Okungenakuqhathaniswa. I-Ukonu iyinduku eqinile ye-automation, yingakho imisebenzi eyinhloko yokuqalisa idinga abantu ababili kuphela. Ngaphandle kwabasunguli be-Ukonu, uFarida Ahmed noMichael Chukwu, kanye nabaqeqeshwayo, isibalo sabasebenzi siyisishiyagalolunye. Siphatha ubuchwepheshe, umkhiqizo kanye nokumaketha, ukufaka uphawu kanye nokusebenza, kuyilapho abathengisi bephethe ukukhiqiza. ""Wachaza."" Isebenzisa yonke imisebenzi yethu yangaphakathi, ama-oda emizila, futhi yazisa abagibeli ngendawo yokulanda neyokulethwa ngokubandakanyeka okuncane komuntu. Njengoba sikhula, sinweba amandla aleyo softhiwe, ngakho-ke asikaze sibe nethimba lemisebenzi eyinhloko labantu abangaphezu kwababili. Isipiliyoni samakhasimende, nokho, yilona kuphela iqembu enkampanini elikhula njalo. Lokhu kungenxa yokuthi ""asifuni ukwenza ngokuzenzakalelayo ulwazi lwekhasimende, wonke umuntu udinga lokho kuxhumana kwabantu."" ISmallchopsng inabasebenzisi ababhalisiwe abangaphezu kuka-10,000. Nokho, ungakwazi oda endaweni yesikhulumi ngaphandle ukubhaliswa. Ngokwesilinganiso, inkundla iqeda ama-oda ayi-100,000 ngonyaka. Eminyakeni embi, ibona ama-oda angama-80,000, kuyilapho ukulethwa kwe-200,000 kwenziwa ngonyaka omuhle. indlela enhle yokufingqa indlela yokuqalisa eya enzuzweni ngokusebenzisa lezi zinsika ezintathu ezibalulekile: Okuzenzakalelayo, Abasebenzi Abancane kanye nolwazi lwamakhasimende olungenasici. Nokho, emnothweni ofana nowaseNigeria, izinto azihlali zihamba kahle. Inselelo enkulu esibhekene nayo yile nto engizoyibiza ngokungekho emthethweni iNigerian factor. Yileyo ngxenye yokusebenza engakwazi ukuzisebenzela, uhlangothi lwebhizinisi lapho imigqa yakho yekhodi iphela khona, futhi ukubheja kwakho okuhle kakhulu kokulawula mhlawumbe umthandazo. Isici saseNigeria sisukela ekungazinzini komnotho kuya kozakwethu abangenalo ulwazi lobuchwepheshe. ISmallchopsng isebenza nabagibeli abazimele abanomthwalo wemfanelo wokushisa nokugcina amabhayisikili abo. Bekulindeleke ukuthi zithinteke ngemuva kokunyuka kwentengo kaphethiloli muva nje. “Omunye esihamba nabo [umgibeli] ubambezele cishe ihora lonke ukuletha iphasela ngoba ubefuna uphethiloli. Zincane kakhulu izindlela onganciphisa ngazo izinto ezinjalo. "" Uxhaso kanye nekusasa ISmallchopsng ivulekele uxhaso, kodwa ngemva kweminyaka ecishe ibe yishumi yebhizinisi, u-Ukonu nethimba lakhe bazobe bekhetha kakhulu uma kuziwa ekukhetheni ukuthi ubani ozomkhulisa. Ukuphromotha kumele kudlule imali ukuze kubandakanye ubambiswano lwamasu kanye nesilinganiso ukuze sifeze umgomo wethu weminyaka eyishumi. Lowo mgomo wenza ama-chop amancane atholakale kuwo wonke umuntu ngaphakathi nangaphandle kweNigeria. Yebo, iSmallchopsng ifuna ukuhamba emhlabeni wonke kodwa ngaphambi kwalokho, ihlela ukuthatha isinyathelo sayo sokuqala ngaphandle kwaseLagos ngonyaka ozayo futhi ngethemba ukuthi eminyakeni emithathu ezayo, abantu bakwezinye izingxenye zomhlaba bazokwazi ukufinyelela izinsiza zayo."
+"የኬንያ ፊንቴክ ጀማሪ ዛኒፉ በ11.2 ሚሊዮን ዶላር ቅድመ-ተከታታይ ኤ ጀርባ ላይ ተጨማሪ የፋይናንስ አገልግሎቶችን መስጠት ይፈልጋል። የኬንያ ፊንቴክ ጀማሪ ዛኒፉ መፍትሄዎቹን ለአከፋፋዮች ለማስፋት እና በኬንያ ያለውን ስራ ለማሳደግ በቅድመ-ተከታታይ ኤ ዙር የ11.2 ሚሊዮን ዶላር የዕዳ-ፍትሃዊነት ፈንድ አግኝቷል ። ኩባንያው እንደ ኢንሹራንስ ያሉ ተጨማሪ የፋይናንስ አገልግሎቶችን ለማቅረብ እና የንግድ ድርጅቶችን ለምሳሌ በቁሳቁስ አያያዝ እና በሂሳብ አያያዝ ለመርዳት መሣሪያዎችን ለማዘጋጀት ገንዘብን ለመጠቀም አቅዷል፡፡ በ 2017 በስቲቭ ቢኮ( ዋና ሥራ አስፈጻሚ) እና በሴባስቲያን ሚቲካ የተመሰረተው ዛኒፉ ለጥቃቅን፣ ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች( ኤምኤስኤምኢ) የቁሳቁስ ፋይናንስን ይሰጣል፡፡ በመዋቅር፣ በሂሳብ አያያዝ እና እንደ መያዣ ለመጠቀም ተስማሚ የሆኑ ንብረቶች እጥረት ምክንያት ከመደበኛ አበዳሪዎች ብድር ለማግኘት የንግድ ድርጅቶችን ኢላማ ያደርጋል። ዛኒፉ ከነሱ እና ከአቅራቢዎቻቸው በሚሰበስበው መረጃ መሰረት ለንግድ ድርጅቶች ብድር ይሰጣል። አቅራቢዎቻቸውን በቀጥታ በመክፈል ፊንቴክ የብድር መስመር አደጋን ይቀንሳል። በኩባንያው መጠን ላይ በመመስረት አከፋፋዮች እስከ 10,000 ዶላር የአክሲዮን ፋይናንስ ሊቀበሉ ይችላሉ፣ እና ቸርቻሪዎች ከ200 እስከ 500 ዶላር የሚያወጡ ዕቃዎችን ይቀበላሉ። 500 አከፋፋዮች በደንበኞቻቸው መስፋፋት ምክንያት አገልግሎት ሲያገኙ፣ 13,000 የማይክሮ ቢዝነስ ድርጅቶች ብድር አግኝተዋል። ወርሃዊው የወለድ ተመኖች ከ 5% እስከ 6% የሚደርሱ ሲሆን 99.2% ድጋሜ የመክፈያ መጠን የዛኒፉ ስር ፅሁፍ አልጎሪዝምን ጨምሮ በተለያዩ ምክንያቶች ሪፖርት ተደርጓል። ደንበኞች የአንድሮይድ መተግበሪያን በመጠቀም የክሬዲት ገደባቸውን መፈተሽ እና ትዛዛቸውን ማስቀመጥ ይችላሉ። ጅማሬው ለፈጣን ዳግም-ክፍያ ብዙ የመክፈያ አማራጮችን በመተግበሪያው ውስጥ አካቷል። ቸርቻሪዎችም ከመረጃ ቋታቸው ውጪ ከአከፋፋዮች ያገኙትን ክምችት ለመክፈል ሊጠቀሙበት ይችላሉ።","Kenyan fintech startup, Zanifu, wants to provide more financial services on the back of a $11.2 million pre-Series A Kenyan fintech startup, Zanifu, has secured $11.2 million in debt-equity funding in a pre-Series A round to expand its solutions to distributors and scale its operations in Kenya. The company plans to use the funds to provide additional financial services, such as insurance, and develop tools to, for example, assist businesses with inventory management and bookkeeping. Founded by Steve Biko (CEO) and Sebastian Mithika in 2017, Zanifu provides inventory financing to micro, small and medium-sized enterprises (MSMEs). It targets businesses that encounter difficulties securing credit from formal lenders due to a lack of structure, accounting records, and assets suitable for use as collateral. Zanifu offers credit to businesses based on the data it collects from them and their suppliers. By paying their suppliers directly, the fintech lowers the risk of the line of credit. Depending on the company size, distributors may receive up to $10,000 in stock financing, and retailers receive goods worth $200 to $500. While 500 distributors have already received services due to the expansion of their clientele, 13,000 microbusinesses have received credit from it. The monthly interest rate ranges from 5% to 6%, and a 99.2% repayment rate has been reported thus far due to several factors, including Zanifu's underwriting algorithm. Customers can check their credit limit and place orders using an Android application. The startup has incorporated several payment options into the app for prompt repayments. Retailers can also use it to pay for inventory acquired from distributors outside their database.","Sabon kamfanin na fasahar harkokin kuɗi na Kenya, Zanifu, yana son samun ƙarin sabis na kuɗi a bayan na dala miliyan 11.2 na kafin Jerin A. Sabon kamfanin fasahar harkokin kuɗi na Kenya, Zanifu, ya sami dala miliyan 11.2 na ribar bashi a cikin wani zagaye na tara tallafin kuɗaɗen kafin Jerin A, don faɗaɗa mafita ga masu rarrabawa da ƙara yawan ayyukansa a Kenya. Kamfanin yana shirin yin amfani da kuɗin don samar da ƙarin sabis na kuɗi, kamar inshora, da haɗaka kayan aiki don, alal misali, taimaka wa 'yan kasuwa tare da sarrafa kaya da ajiyar kuɗi. Wanda Steve Biko (Shugaba kamfani) da Sebastian Mithika suka kafa a shekarar 2017, Zanifu yana ba da tallafin ƙirkira ga ƙananan masana'antu, da kuma ƙanana da matsakaitan masana'antu (MSMEs). Yana nufar kasuwancin da ke fuskantar matsalolin samun kuɗi daga masu ba da lamuni na yau da kullun saboda ƙarancin tsari, bayanan lissafin kuɗi, da kadarorin da suka dace don amfani da su azaman abin dogaro. Zanifu yana bayar da lada ga ’yan kasuwa bisa bayanan da yake karba daga wajensu da masu samar da kayayyaki. Ta hanyar biyan masu ba da su kai tsaye, fintech yana rage haɗarin layin bashi. Dangane da girman kamfani, masu rarrabawa za su iya karɓar har zuwa dala 10,000 a cikin kuɗin hannun jari, kuma masu siyarwa suna karɓar kayayyaki masu daraja $200 zuwa $500. Yayin da masu rarrabawa mutum 500 suka riga suka karɓi aiki don faɗaɗa abokan cinikin su, ƙananan 'yan kasuwa 13,000 sun karɓi bashi daga gare shi. Adadin riba na wata-wata ya tashi daga kashi 5% zuwa 6%, kuma an bayar da rahoton adadin biyan kashi 99.2% zuwa yanzu saboda dalilai da dama, gami da algorithm na rubutun Zanifu. Abokan ciniki za su iya duba iyakar kuɗin su da yin oda ta amfani da aikace-aikacen Android. Sabon kamfanin ya haɗa zaɓuɓɓukan biyan kuɗi da yawa a cikin ƙa’idar don biyan kuɗi da sauri. Dillalai kuma za su iya amfani da shi don biyan sabon ƙira da aka sayo daga masu rarrabawa a wajen ma'ajiyar bayanansu.","Kampuni ya fintech nchini Kenya, Zanifu, inataka kutoa huduma zaidi za kifedha kwa kutegemea toleo la awali la mfululizo A la $11.2 milioni Kampuni ya fintech ya Kenya, Zanifu, imepata dola milioni 11.2 za ufadhili wa Equity wa deni katika awamu ya awali ya Msururu A ili kupanua masuluhisho yake kwa wasambazaji na kuongeza shughuli zake nchini Kenya. Kampuni inapanga kutumia fedha hizo kutoa huduma za ziada za kifedha, kama vile bima, na kutengeneza zana, kwa mfano, kusaidia biashara na usimamizi wa hesabu na uwekaji hesabu. Ilianzishwa na Steve Biko (Mkurugenzi Mtendaji) na Sebastian Mithika mnamo 2017, Zanifu inatoa ufadhili wa hesabu kwa biashara ndogo ndogo, ndogo na za kati (MSMEs). kupata mikopo kutoka kwa wakopeshaji rasmi kutokana na ukosefu wa muundo, rekodi za uhasibu na mali zinazofaa kutumika kama dhamana. Zanifu inatoa mikopo kwa biashara kulingana na data inayokusanya kutoka kwao na wasambazaji wao. Kwa kulipa wasambazaji wao moja kwa moja, fintech inapunguza hatari ya mstari wa mkopo. Kulingana na saizi ya kampuni, wasambazaji wanaweza kupokea hadi $10,000 katika ufadhili wa hisa, na wauzaji reja reja kupokea bidhaa zenye thamani ya $200 hadi $500. Wakati wasambazaji 500 tayari wamepokea huduma kutokana na upanuzi wa wateja wao, biashara ndogo ndogo 13,000 zimepokea mikopo kutoka kwake. Kiwango cha riba cha kila mwezi ni kati ya 5% hadi 6%, na kiwango cha urejeshaji cha 99.2% kimeripotiwa kufikia sasa kutokana na mambo kadhaa, ikiwa ni pamoja na algoriti ya Zanifu. Wateja wanaweza kuangalia kikomo chao cha mkopo na kuagiza kwa kutumia programu ya Android. Uanzishaji umejumuisha chaguo kadhaa za malipo kwenye programu kwa ajili ya malipo ya haraka. Wauzaji reja reja wanaweza pia kuitumia kulipia hesabu iliyopatikana kutoka kwa wasambazaji nje ya hifadhidata yao.","Ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya, Zanifu x fet pèsè ìrànlọ́wọ́ owó lórí mílíọ̀nù $11.2 owó ìdókòwò ìsáájú Abala A ti ó gbà. Ilé iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ nínú ìṣúná Kenya, Zanifu ti gba mílíọ̀nù $11.2 gẹ́gẹ́ bí owó ìrànwọ́ ìdókòwò nínú Abala ìsáájú A láti ṣe ìmúgbòòrò àwọn ọ̀nà àbáyọ rẹ̀ fún àwọn aláràtúntà kí ó sì sé ìgbéga àwọn iṣẹ́ rẹ̀ ní Kenya. Ilé-iṣẹ́ náà ń ṣètò láti lo àwọn owó náà láti pèsè àfikún iṣẹ́ ìṣúná, bí adójútòfo, kí wọ́n sì ṣe àgbékalẹ̀ àwọn irinṣẹ́, fún àpẹẹrẹ, kí wọ́n ṣe àtìlẹ́yìn fún àwọn okòwò pẹ̀lú àkóso àkójọ àti pípa àkọsílẹ̀ mọ́. Steve Biko àti (Ọ̀gá Àgbà Pátápátá) àti Sebastian Mithika ni wọ́n ṣe ìdásílẹ̀ rẹ̀, Zanifu ń pèsè owó ìrànwọ́ fún àwọn okòwò pínnísín, kéékèèké àti alábọ́dé (MSMEs). Ó fojúsun àwọn okòwò tí wọ́n ń kojjt ìṣòro láti yá owó lọ́wọ́ àwọn tí wọ́n ń yá wọn lówó tẹ́lẹ̀ nítorí àìní ètò, àkọsílẹ̀ ìṣirò, àti dúkìá tí ó bojúmu láti lò gẹ́gẹ́ bí ìdógò. Zanifu ń pèsè ẹ̀yáwó fún àwọn okòwò lórí ìwífun-àlàyé tí ó gbà lọ́wọ́ wọn àti àwọn olùpèsè wọn. Nípa sísan owó fún àwọn olùpèsè wọn tààrà, ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná náà ń mú àdínkù bá ewu tí ó wà nínú ètò ìsanwó. Ó dá lórí títóbi ilé-iṣẹ́ náà, àwọn aláràtúntà lè gbà tó $10, 000 gẹ́gẹ́ bí ìṣúná ìdókòwò, nígbà tí ọjà àwọn olọ́jà abọ́dé tó $200 sí $500. Nígbà tí àwọn aláràtúntà 500 ti jẹ àǹfààní àwọn iṣẹ́ nítorí ìmúgbòòrò àwọn oníbàárà wọn, àwọn okòwò pínnísín 13, 000 ti gba owó láti inú rẹ̀. Èlé oṣooṣù wà láàárín ìwọ̀n 5% sí 6%, àti ìwọ̀n ìsanwópadà 99.2% ni wọ́n ròyìn nítorí àwọn onírúurú ìdí, tí ó fi mọ́ àkọsílẹ̀ òfin ẹ̀rọ Zanifu. Àwọn oníbàárà lè ṣe àyẹ̀wò owó tí wọ́n lè yá kí wọ́n sì ra ọjà nípa lílo ohun èlò ẹ̀rọ Android. Ilé-iṣẹ́ àdìdelẹ̀ náà ti ṣètò àwọn onírúurú àṣàyàn ìsanwó sínú ohun èlò ẹ̀rọ fún ìsanwópadà déédéé. Àwọn olọ́jà abọ́dé náà lè lò ó láti sanwó fún ọjà tí wọ́n gbà lọ́wọ́ àwọn aláràtúntà níta ibùdó ìrajà wọn.","Ukuqala kwe-fintech yaseKenya, iZanifu, ibheke ukuhlinzeka ngezinsizakalo zezezimali ezengeziwe ngemuva komzuliswano wangaphambi kochungechunge A ongama- $11.2 wezigidi. Ukuqala kweFintech yaseKenya, iZanifu, ithole imali eyizigidi ezingu-$11.2 ekuxhaseni ngezimali isikweletu sangaphambi kochungechunge A ukuze kwandiswe izixazululo zayo kubasabalalisi nokukala ukusebenza kwayo eKenya. Inkampani ihlela ukusebenzisa izimali ukuze inikeze izinsizakalo zezezimali ezengeziwe, ezifana nomshwalense, futhi ithuthukise amathuluzi, isibonelo, ukusiza amabhizinisi ngokuphathwa kwempahla nokugcinwa kwamabhuku. Isungulwe ngu-Steve Biko (iCEO) kanye noSebastian Mithika ngo-2017, iZanifu ihlinzeka ngemali yebhizinisi kumabhizinisi amancane, amancane naphakathi (amaMSME). Iqondise amabhizinisi abhekene nobunzima bokuthola isikweletu kubabolekisi abasemthethweni ngenxa yokushoda kwesakhiwo, amarekhodi okubalwa kwezimali, nezimpahla ezifanele ukusetshenziswa njengesibambiso. IZanifu inikeza isikweletu kumabhizinisi ngokusekelwe kudatha eyiqoqayo kubo nakubahlinzeki bawo. Ngokukhokhela abahlinzeki babo ngokuqondile, ifintech inciphisa ubungozi bomugqa wesikweletu. Ngokuya ngosayizi wenkampani, abasabalalisi bangathola imali efika ku-$10,000, futhi abathengisi baphinde bathole okuthengiswayo okungabiza u-$200 kuya ku-$500. Yize abasabalalisi abangama-500 sebevele bathole izinsiza ngenxa yokwanda kwamakhasimende abo, amabhizinisi amancane ayi-13,000 athole isikweletu kubo. Izilinganiso zenzalo zanyanga zonke zisukela ku-5% ukuya ku-6%, futhi izinga lokukhokha elingu-99.2% libikiwe kuze kube manje ngenxa yezinto ezimbalwa, okuhlanganisa i-algorithm yeZanifu yokubhala ngaphansi. Amakhasimende angabheka umkhawulo wawo wesikweletu futhi afake ama-oda esebenzisa uhlelo lokusebenza lwe-Android. Ukuqalisa kufaka phakathi izinketho zokukhokha ezimbalwa kuhlelo lokusebenza ukuze uthole izinkokhelo ezisheshayo. Abathengisi bangakwazi futhi ukuyisebenzisela ukukhokhela i-inventory etholwe kubasabalalisi abangaphandle kwesizindalwazi sabo."
+"የፓትሪሺያ ቶከን የመውጫ ማጭበርበሪያ እያስጀመረ ነው? ከፒቲኬ መጀመር ጋር የተያያዙ ሁኔታዎች እነኚሁና። የናይጄሪያ ክሪፕቶ መለዋወጫ ፓትሪሺያ ፓትሪሺያ ቶከን (ፒቲኬ) የተባለ ተወላጅ ቶከን መጀመሩን አስታውቋል። ከዶላር( $1 = 1ፒቲኬ) ጋር የተቆራኘ ስቴብልኮይን ነው የሚሉት ቤተኛ ቶከን የደንበኞችን በቢትኮይን( ቢቲሲ እና ናይራ) ውስጥ ያሉ ቀሪ ሂሳቦችን ይተካል፡፡ ኩባንያው በኤክስ( የቀድሞው ትዊተር) ላይ ባወጣው ማስታወቂያ የግብይት ስራዎቹ ፓትሪሺያ ፕላስ መተግበሪያ ተብሎ ወደሚጠራው አዲስ መድረክ እንደሚዛወሩ ተናግሯል፡፡ ይህ የሆነው ኩባንያው የገንዘብ ኪሳራ ያደረሰበትን የህግ ጥሰት ሰለባ መሆኑን ካሳወቀ በኋላ ነው። ምንም የደንበኛ ገንዘብ አልተነካም ቢልም፣የመድረኩ ተጠቃሚዎች ከሚያዝያ ወር ጀምሮ ገንዘባቸውን ማግኘት አልቻሉም። የፓትሪሺያ ማስታወቂያ ኩባንያው የመውጫ ማጭበርበርን እያዘጋጀ ሊሆን እንደሚችል የሚጠቁም ሲሆን ገንዘባቸው በመድረኩ ላይ ተይዞ የቆየ ደንበኞችን ጥለው በመሄድ ላይ ናቸው፡፡ የዚህ ትዊት ማስገባት ""ገንዘባችን መቼ ነው የምናገኘው? የሚሉትን ሁሉንም አስተያየቶች እየዘለለ ነው፡፡ ""አንተ አላገኘኸውም"" ሎል. እነሱ ናይራህን እና ቢትኮይንህን ወስደው በሞቃት የኪስ ቦርሳህ ውስጥ"" ፓትሪሺያ ቶከን"" በተባለው ዋጋ ቢስ ባዶ ሳንቲም ተክተውታል፡፡ የመውጫ ማጭበርበር ጥግ የፓትሪሺያ ቶከን የመውጫ ማጭበርበሪያ እያስጀመረ ነው? ይህ ጽሑፍ በምሳው ዙሪያ ያሉትን ሁኔታዎች ይመለከታል፡፡ ተወላጅ ቶከኖች ምንድናቸው? ተወላጅ ቶከኖች የ ክሪፕቶ ምንዛሬ ልውውጥ ተወላጅ የሆኑ ዲጂታል ንብረቶች ናቸው። ምሳሌዎች የቢናንስ ቢኤንቢ፣ የኩይዳክስ ኪውዲኤክስ፣ የበንድል ቢዲኤክስ እና የኤፍቲኤክስ ኤፍቲቲ ናቸው። ለምን ፓትሪሺያ የተወላጅ ቶከን ጀመረ? የ ክሪፕቶ ልውውጦች ለብዙ ምክንያቶች ተወላጅ ቶከኖችን ያስጀምራሉ፣ አንዳንዶቹን የሚያካትቱት፤ ፈሳሽነትን ለመጨመር. የንግድ እንቅስቃሴን ለማበረታታት፡፡ የልውውጡ የማህበረሰብ ባለቤትነትን ማመቻቸት። የገንዘብ ማሰባሰብያ ዘዴ በቅርቡ ፓትሪሺያ በገንዘብ ላይ ካጋጠመው ችግር አንፃር፣ ተወላጅ ማስመሰያ እንደ ፈንዘብ ማሰባሰቢያ ዘዴ መጀመሩን መገመት ይቻላል። እነደ የሃይፐርስፔስ ቴክኖሎጂዎች መስራች ኦሉሴይ አኪንዲንዴ፣ ቤተኛ ቶከኖችን ማስጀመር ለብዙ ልውውጦች ገንዘብ ማሰባሰብያ መንገድ ነው። እነዚህ ቶከኖች ሲጀመሩ ልውውጡ የቶከኖቹን ጉልህ ክፍል ይይዛል፣ ይህም ማለት የቶከኑ ዋጋ ከጨመረ ኩባንያው የበለጠ ገንዘብ ያገኛል ማለት ነው። በቶከን ጅምር ውስጥ ያሉት ቀይ ባንዲራዎች በትዊቶች ላይ እንደተገለጸው፣ በፓትሪሺያ ፒቲኬ ጅምር ላይ ሁለት ቀይ ባንዲራዎች አሉ። ቶከኑ በማንኛውም የክሪፕቶ ምንዛሬ ስብስብ ላይ አይገኝም፡፡ ቶከኑ እንደ ኮይንማርኬትካፕ እና ኮይንጌኮ ባሉ ከፍተኛ የ ክሪፕቶ ስብስብዎች ላይ አይገኝም። እነዚህ አሰባሳቢዎች እንደ ትክክለኛ ዋጋው፣ የተሰጡ የቶከኖች ብዛት፣ የቶከን ኮንትራት አድራሻ እና የተጀመረው ብሎክቼይን የመሳሰሉ ተጨማሪ መረጃዎችን ይሰጣሉ፡፡ ይሁን እንጂ አኪንዲንዲ አዲስ የተጀመሩ ቶከኖች በስብስብ ላይ ለመመዝገብ የተወሰነ ጊዜ ሊወስድ እንደሚችል ተናግሯል። በማንኛውም ብሎክቼን ላይ አይገኝም ፒቲኬ ልውውጦች የትውልድ ቶከኖቻቸውን በሚጀምሩበት በታዋቂው ብሎክቼን ላይ አይገኝም። ለምሳሌ፣ በቅርቡ የተጀመረው የፔይፓል የተረጋጋ ሳንቲም፣ ፒዋይዩኤስዲን በኤቲሬም ብሎክቼን ላይ በተጀመረው ላይ ማግኘት ይችላሉ፡፡ ለጉዳዩ ቅርብ የሆነ ምንጭ እንዳለው ቶከኑ ገና አልተጀመረም እና በፓትሪሺያ መጽሐፍት ውስጥ ዕዳ ለመያዝ እንደ መሣሪያ ብቻ ያገለግላል። ያለፈቃድ የተጠቃሚ ቀሪ ሒሳብ በመቀየር ላይ በኤክስ ላይ ባወጣው ማስታወቂያ ፓትሪሺያ ጎልተው የሚታዩ ቀሪ ሒሳቦች ወደ ፒቲኬ ይቀ��ራሉ ብለዋል። ይህ የተደረገው ያለ ደንበኛው ስምምነት ሲሆን ብዙዎች ቶከኑን ለ ፊአት ምንዛሬ ወይም እንደ ቢትኮይን ላሉ ሌሎች ክሪፐቶ ምንዛሬዎች መለዋወጥ እንደማይችሉ ይፈራሉ፡፡ ደንበኞች ገንዘቦችን ማውጣት ከቻሉ፣ የማውጣት ግስጋሴው ፒቲኬ ገንዘብ ማውጣት ያልቻሉ ደንበኞችን እንዲቀሩ ምክንያት ይሆናል። በተነሱት ጉዳዮች ዙሪያ ቴክፖይንት አፍሪካ ፓትሪሻን አግኝቷል ፣ነገር ግን ልውውጡ እስካሁን ምላሽ አላገኘም።","Is Patricia's token launch an exit scam? Here are the circumstances surrounding the launch of PTK Nigerian crypto exchange, Patricia has announced the launch of a native token called Patricia token (PTK). The native token which it claims is a stablecoin pegged to the dollar ($1 = 1PTK), will replace customers' outstanding balances in bitcoin (BTC and naira). In the company's announcement post on X (formerly Twitter), it said the operations of the exchange will be moved to a new platform called Patricia Plus app. This is coming after the company announced that it was a victim of a breach that led to the loss of funds. While it said no customer funds were affected, users of the platform have been unable to access their funds since April. Patricia's announcement has been met with takes that suggest the company might be planning an exit scam, leaving customers whose money has been trapped on the platform stranded. The import of this tweet is skipping everyone commenting ""when are we getting our money? ""You're not getting it lol.They've taken your naira and bitcoin and replaced it in your hot wallet with a worthless shitcoin called ""Patricia Token"".Exit scam Pro max. Is Patricia's token launch an exit scam? This article will look at the circumstances surrounding the lunch. What are native tokens? Native tokens are digital assets that are native to a cryptocurrency exchange. Examples are Binance's BNB, Quidax's QDX, Bundle's BDX and FTX's FTT. Why is Patricia launching a native token? Crypto exchanges launch native tokens for many reasons, some include; To increase liquidity. To incentivise trading activity. Facilitate community ownership of the exchange. Fund-raising tactic Given Patricia's troubles with money recently, it can be inferred that the native token was launched as a fund-raising tactic. According to the Founder of Hyperspace Technologies, Oluseyi Akindeinde, launching native tokens is a way of raising funds for many exchanges. When these tokens are launched, the exchange holds a significant part of the tokens, meaning if the value of the token increases the company makes more money. The red flags in the token launch As pointed out in tweets, there are a couple of red flags in Patricia's launch of PTK. The token is not available on any cryptocurrency aggregator The token is not available on any of the top crypto aggregators such as CoinMarketCap and Coingecko. These aggregators provide more information on the token such as its actual value, the number of tokens issued, the token's contract address, and the blockchain it was launched. Akindeinde, however, said it could take some time for newly launched tokens to be listed on aggregators. It is not available on any blockchain PTK is not available on popular blockchains where exchanges launch their native tokens. For example, you can find PayPal's recently launched stablecoin, PYUSD on Ethereum blockchain upon which it was launched. A source close to the matter said the token has not been launched yet and it will only serve as an instrument to hold debt within Patricia's books. Converting user balance without consent In its announcement on X, Patricia said outstanding balances will be converted to PTK. This was done without customer consent and many fear that they might not be able to exchange the token for fiat currency or other cryptocurrencies like bitcoin. If customers can withdraw funds, a withdrawal surge will cause PTK to de-peg leaving customers who were unable to make withdrawals stranded. Techpoint Africa has reached out to Patricia for comments concerning the issues raised, but the exchange is yet to respond.","Shin alamar Patricia ta ƙaddamar da zamba ta fita? Ga al’amuran da suka shafi kaddamar da PTK Canjin crypto na Najeriya, Patricia ta sanar da ƙaddamar da wata alama ta asali mai suna Patricia token (PTK). Kuɗin kirifton da yayi iƙirarin shi ne tsayayyen kuɗi wanda aka haɗa zuwa dala ($ 1 = 1PTK), zai maye gurbin kuɗaɗen abokan ciniki a bitcoin (BTC da naira). A cikin sanarwar da kamfanin ya fitar a kan X (Twitter a da), ya ce ayyukan musayar za su koma wani sabon dandamali mai suna Patricia Plus app. Hakan na zuwa ne bayan da kamfanin ya sanar da cewa an samu matsala ne da ya kai ga asarar kudade. Yayin da ya ce babu wani kudaden abokin ciniki da ya shafa, masu amfani da dandalin ba su iya samun kudadensu tun watan Afrilu. Sanarwar Patricia ta gamu da ɗaukar matakan da ke nuna cewa kamfanin na iya yin shirin zamba ya gudu, wanda ya bar abokan cinikin da aka yaudara kuɗinsu ya maƙale a kan dandamalin. Shigo da wannan rubutun na kan twitter ta hanyar tsallake kowa yayi sharhi ""yaushe zamu samu kuɗinmu? ""Ba ku fahimta ba (dariya). Sun gudu da Naira da bitcoin ɗin ku, kuma sun maye gurbin su a cikin jakar kuɗin hot wallet da wani banzan koyin mai suna ""Patricia Token"" . Samfurin damfara a gudu. Shin ƙaddamar da kuɗin kirifto na Patricia wani salo ne na damfara ta guduwa? Wannan labarin zai duba yanayin da ke tattare da abincin rana. Menene alamun asali? Alamu na asali su ne kadarorin dijital waɗanda suke asali ga musayar kuɗin kirifto. Misalai sune Binance's BNB, Quidax's QDX, Bundle's BDX da FTX's FTT. Me yasa Patricia ke ƙaddamar da katin kuɗin ɗan ƙasa? Kasuwancin Crypto suna ƙaddamar da katin kuɗi na asali don dalilai da yawa, wasu sun haɗa da; Don ƙara yawan ruwa. Don ƙarfafa ayyukan ciniki. Sauƙaƙewa al'umma ikon mallaka na musayar. Dabarar tara kuɗaɗe Idan aka yi la’akari da matsalolin Patricia na kuɗi a kwanan nan, ana iya gano cewa an ƙaddamar da kuɗin kirifton na native token ne a matsayin dabarar tara kuɗi. A cewar wanda ya kafa Hyperspace Technologies, Oluseyi Akindeinde, ƙaddamar da kuɗin kirifton asali wata hanya ce ta tara kuɗi don musaya da yawa. Lokacin da aka ƙaddamar da waɗannan alamun, musayar tana riƙe da wani muhimmin ɓangare na katin kuɗin, ma'ana idan darajar katin kuɗin ta karu kamfanin yana samun ƙarin kuɗi. Matsalolin dake cikin ƙaddamar kuɗin kirifton Kamar yadda aka nuna a cikin saƙonnin twitter, akwai wasu matsaloli guda biyu a cikin ƙaddamar da PTK da yayi. Ba a samun katin kuɗin akan kowace na’urar tara kuɗin crypto. Ba a samun katin kuɗin akan kowane ɗaya daga cikin manyan na’urorin tara kuɗin crypto kamar CoinMarketCap da Coingecko. Waɗannan na’urorin tara kuɗin suna ba da ƙarin bayani game da katin kuɗin kamar ainihin darajarsa, adadin alamun da aka bayar, adireshin kwangilar alamar, da fasahar blockchain da aka ƙaddamar. Duk da haka, Akindeinde ya ce yana iya ɗaukar ɗan dogon lokaci kafin a ɗora sabbin kuɗin kirifton da aka ƙaddamar kan shafukan da ke tarawa.. Babu shi akan kowace manhajar blockchain PTK ba ya samuwa akan shahararriyar manhajar blockchain inda harkokin canji ke ƙaddamar da katin kuɗin su na asali. Misali, zaku iya samun akawun ɗin tsayyen kuɗi na Paypal da aka ƙaddamar na kwanan nan, PYUSD akan fasahar blockchain ta Ethereum wanda aka ƙaddamar da shi a kanta. Wata majiya da ke kusa da lamarin ta ce har yanzu ba a ƙaddamar da kuɗin kirifton ba, kuma zai zama wani kayan aiki ne kawai don riƙe bashi a cikin littattafan Patricia. Canza ma'aunin mai amfani ba tare da izini ba A cikin sanarwar ta kan X, Patricia yace za a canza tulin sauran kuɗin zuwa PTK. Anyi wannan ba tare da izinin abokin ciniki ba kuma mutane da yawa suna tsoron kada su kasa iya musanya katin kuɗin da kuɗin zamani ko wasu kuɗaɗen crypto kamar bitcoin. Idan abokan ciniki za su iya cire kuɗi, ƙarwar cirewa zai sa PTK ya cire abokan ciniki masu tafiya daga shafinsa, waɗanda basu samu damar cire kuɗi ba, kuma sun maƙale. Techpoint Africa ta tuntuƙi Patricia don yin tsokaci game da batutuwan da aka taso, amma har yanzu tuntuƙar ta kasa samun martani.","Je, tokeni ya Patricia inazindua kashfa ya kuondoka? Hapa kuna mazingira yanayozunguka kuzinduliwa kwa PTK Ubadilishanaji wa crypto wa Nigeria, Patricia ametangaza uzinduzi wa ishara ya asili inayoitwa Patricia token (PTK). Tokeni asilia ambayo inadaiwa ni stablecoin iliyowekwa kwenye dola ($1 = 1PTK), itachukua nafasi ya salio la wateja ambalo halijalipwa katika bitcoin (BTC na naira). Katika chapisho la tangazo la kampuni kwenye X (zamani Twitter), ilisema shughuli za kubadilishana zitahamishiwa kwenye jukwaa jipya linaloitwa Patricia Plus app. Haya yanajiri baada ya kampuni hiyo kutangaza kuwa ni mwathirika wa ukiukaji uliosababisha hasara ya pesa. Ingawa ilisema hakuna fedha za wateja zilizoathirika, watumiaji wa jukwaa hilo hawakuweza kupata fedha zao tangu Aprili. Tangazo la Patricia limekubaliwa na maoni ambayo yanapendekeza kwamba kampuni hiyo inaweza kupanga ulaghai wa kuondoka, na kuwaacha wateja ambao pesa zao zimenaswa kwenye jukwaa. Kuingizwa kwa tweet hii ni kuruka kila mtu kutoa maoni ""tunapata lini pesa zetu? ""Hupati lol. Wamechukua naira yako na bitcoin na kuiweka kwenye pochi yako moto na shitcoin isiyo na thamani inayoitwa ""Patricia Token"". Ondoka kwenye kashfa ya Pro max. Je, tokeni ya Patricia inazindua kashfa ya kuondoka? Makala hii itaangalia mazingira yanayozunguka chakula cha mchana. Tokeni za asili ni nini? Tokeni asili ni mali ya kidijitali ambayo asili yake ni ubadilishanaji wa sarafu ya cryptocurrency. Mifano ni BNB ya Binance, QDX ya Quidax, BDX ya Bundle na FTT ya FTX. Kwa nini Patricia anazindua tokeni ya asili? Kubadilishana kwa Crypto kuzindua tokeni za asili kwa sababu nyingi, zingine ni pamoja na; Kuongeza ukwasi. Ili kuhamasisha shughuli za biashara. Kuwezesha umiliki wa jamii wa kubadilishana. Mbinu ya kukusanya fedha Kwa kuzingatia shida za Patricia na pesa hivi karibuni, inaweza kudhaniwa kuwa token asili ilizinduliwa kama mbinu ya kuchangisha pesa. Kulingana na Mwanzilishi wa Teknolojia ya Hyperspace, Oluseyi Akindeinde, kuzindua tokeni za asili ni njia ya kuongeza fedha kwa ajili ya kubadilishana nyingi. Ikiwa tokeni hizi zinazinduliwa, ubadilishanaji unashikilia sehemu muhimu ya tokeni, ikimaanisha ikiwa thamani ya tokeni inaongezeka kampuni hutengeneza pesa zaidi. Bendera nyekundu katika uzinduzi wa tokeni Kama ilivyoonyeshwa kwenye tweets, kuna bendera kadhaa nyekundu katika uzinduzi wa Patricia wa PTK. Tokeni haipatikani kwa Mkusanyaji yeyote wa cryptocurrency Tokeni haipatikani kwa viunganishi vyovyote vya juu vya crypto kama vile CoinMarketCap na Coingecko. Wajumlishaji hawa hutoa maelezo zaidi kuhusu tokeni kama vile thamani yake halisi, idadi ya tokeni zilizotolewa, anwani ya mkataba wa tokeni, na blockchain iliyozinduliwa. Akindeinde, hata hivyo, alisema inaweza kuchukua muda kwa tokeni mpya zilizozinduliwa kuorodheshwa kwenye vijumlisho. Haipatikani kwenye blockchain yoyote PTK haipatikani kwenye blockchains maarufu ambapo kubadilishana huzindua tokeni zao asili. Kwa mfano, unaweza kupata stablecoin ya PayPal iliyozinduliwa hivi karibuni, PYUSD kwenye Ethereum blockchain ambayo ilizinduliwa. Chanzo kilicho karibu na suala hilo kilisema tokeni hiyo bado haijazinduliwa na itatumika kama chombo cha kushikilia deni ndani ya vitabu vya Patricia. Kubadilisha salio la mtumiaji bila idhini Katika tangazo lake kwenye X, Patricia alisema salio ambalo halijalipwa litabadilishwa kwenda PTK. Hili lilifanyika bila idhini ya mteja na wengi wanahofia kwamba huenda wasiweze kubadilisha tokeni kwa sarafu ya fiat au cryptocurrencies kama bitcoin. Iwapo wateja wanaweza kutoa pesa, ongezeko la uondoaji litasababisha PTK kukata kigingi kuwaacha wateja ambao hawakuweza kutoa pesa wakiwa wamekwama. Techpoint Africa imewasiliana na Patricia kwa maoni kuhusu masuala yaliyoibuliwa, lakini mazungumzo bado hayajajibu.","Ṣé jìbìtì okòwò ni ìfilọ́lẹ̀ owó àkósódù Patricia? Èyí ni àwọn ìṣẹ̀lẹ̀ tí ó yí ìfilọ́lẹ̀ PTK ká Okòwò owó àkósódù Nigeria z Patricia ti kéde ìfilọ́lẹ̀. Owó àkósódù abẹ́lé náà èyí tí ó sọ pé ẹyọó kan wà ni ìwọ̀n dọ́là ($1 = 1PTK), yóò rọ́pò àsansílẹ̀ owó àwọn oníbàárà ní owó àkósódù (BTC àti náírà). Nínú ìkéde ilé-iṣẹ́ náà lórí X (Twitter nígbà kan), ó sọ pé àwọn ìdúnàádúrà ilé iṣẹ́ náà ni àwọn yóò gbé lọ sórí ìkànnì tuntun tí a mọ̀ sí Ohun èlò Patricia Plus app. Èyí ṣẹlẹ̀ lẹ́yìn ìgbà tí ilé iṣẹ́ náà kéde pé àwọn jẹ́ afaragbá akùdé tí ó yọrí sí àdánù àwọn owó. Nígbà tí ó sọ pé kò sí owó àwọn oníbàárà kankan tí ó faragbá, àwọn aṣàmúlò ìkànnì náà kò tíì ní àǹfààní sí àwọn owó wọn láti oṣù Kẹrin. Ìkéde Oatirciat ti ṣe alábàápàdé àwọn èsì tí ó fi hàn pé Ilé-iṣẹ́ náà lè máa ṣètò jìbìtì okòwò, kí wọ́n sì já àwọn oníbàárà tí owó wọn há sí orí ìkànnì náà sí kolobo. Àbájáde àtẹ̀jáde náà kún fún ọ̀rọ̀ ìwòye àwọn ènìyàn pé ""nígbà wo ni a máa gba owó wa? ""Ẹ ò ní gbà á ẹ̀rín ìyàngì. Wọ́n ti gba náírà àti owó àkósódù yín wọ́n sì ti rọ́pò rẹ̀ nínú àpamọ́ yín pẹ̀lú ẹyọó rádaràda kan tí wọ́n ń pè ní"" Patricia Token"". Jìbìtì okòwò ńlá. Ṣé jìbìtì okòwò ni owó àkósódù Patricia? Àtẹ̀jáde yìí yóò wo àwọn ìṣẹ̀lẹ̀ tí ó yí ìfilọ́lẹ̀ náà ká. Kín ni àwọn ẹyọó abẹ́lé? Àwọn ẹyọó abẹ́lé ni ọ̀rọ̀ orí ẹ̀rọ tí wọ́n jẹ́ ìyekan sí ilé-iṣẹ́ owó àkósódù. Àwọn àpẹẹrẹ ni BNB ti Binance, QDX ti Quidax, BDX ti Bundle àti FTT ti FTX. Kín ni ìdí tí Patricia fi ṣe ìfilọ́lẹ̀ ẹyọó abẹ́lé? Àwọn ilé iṣẹ́ owó àkósódù máa ń ṣe ìfilọ́lẹ̀ àwọn ẹyọó abẹ́lé fún ọ̀pọ̀lọpọ̀ ìdí, díẹ̀ ni a ti rí:; Láti mú ìlọsíwájú bá ìsànká owó. Láti mú oríyìn bá iṣẹ́ okòwò. Fi ààyè gba kí àwùjọ ni ìdúnàádúrà náà. Ọgbọ́n ìkówójọ Pẹ̀lú àwọn ìṣòro Patricia lẹ́nu lọ́ọ́lọ́ọ́ yìí, a lè túmọ̀ rẹ̀ pé wọ́n ṣe ìfilọ́lẹ̀ owó àkósódù abẹ́lé náà gẹ́gẹ́ bí ọgbọ́n ìkówójọ. Gẹ́gẹ́ bí ọ̀rọ̀ Olùdásílẹ̀ Hyperspace Technologies, Oluseyi Akindeinde, ṣíṣe ìdókòwò ìfilọ́lẹ̀ àwọn owó àkósódù jẹ́ ọ̀nà láti ṣe ìkówójọ fún ọ̀pọ̀lọpọ̀ àwọn okòwò. Nígbà tí wọ́n ṣe ìfilọ́lẹ̀ àwọn owó àkósódù wọ̀nyí, okòwò náà ní apá kan pàtàkì àwọn owó àkósódù yìí, tí ó túmọ̀ pé bí iyì àwọn owó àkósódù náà bá gbéra ilé-iṣẹ́ náà yóò pa owó sí i. Àwọn akùdé nínú ìfilọ́lẹ̀ owó àkósódù náà Gẹ́gẹ́ bí ó ṣe hàn nínú àtẹ̀jáde Twitter náà, àwọn akùdé díẹ̀ fojú hàn nínú ìfilọ́lẹ̀ PTK ti Patricia. Owó àkósódù náà kò wà lórí èyíkéyìí àwọn ìkànnì aṣèsirò owó àkósódù. Owó àkósódù náà kò wà lórí èyíkéyìí àwọn ìkànnì aṣèsirò owó àkósódù tí ó lékè bí CoinMarketCap àti Coingecko. Àwọn ìkànnì aṣèsirò wọ̀nyí ń pèsè àwọn àlàyé sí i lórí owó àkósódù bí iye rẹ̀ gidi, iye àwọn owó àkósódù tí wọ́n ń fúnni, ọ̀rọ̀ ìwé àdéhùn owó àkósódù náà, àti ẹ̀wọ́n ìdúnàádúrà tí wọ́n fi ṣe ìfilọ́lẹ̀ rẹ̀. Àmọ́ sá, Akindeinde, sọ pé yóò gba àsìkò díẹ̀ kí àwọn owó àkósódù tí wọ́n ṣẹ̀ṣẹ̀ fi lólẹ̀ tó wà lórí àwọn ìkànnì aṣèsirò. Kò sí lórí èyíkéyìí ẹ̀wọ́n ìdúnàádúrà PTK kò sí lórí gbajúgbajà ẹ̀wọ́n ìdúnàádúrà níbi tí àwọn ilé-iṣẹ́ tí ń ṣe ìfilọ́lẹ̀ àwọn owó àkósódù abẹ́lé wọn. Fún àpẹẹrẹ, ẹ lè rí owó àkósódù ajẹmówó, PYUSD tí PayPal ṣẹ̀ṣẹ̀ ṣe ìfilọ́lẹ̀ rẹ̀ lórí ẹ̀wọ́n ìdúnàádúrà Ethereum níbi tí wọ́n ti ṣe ìfilọ́lẹ̀ rẹ̀. Ẹnìkan tí ó sún mọ́ ọ̀rọ̀ náà sọ pé wọ́n kò tíì ṣe ìfilọ́lẹ̀ owó àkósódù náà àti pé yóò kan ṣiṣẹ́ gẹ́gẹ́ bí irinṣẹ́ láti ṣe àgbéró gbèsè nínú àwọn ìwé Patricia. Ṣíṣe àyídà owó àwọn aṣàmúlò láì gba àṣẹ Nínú àwọn ìkéde rẹ̀ lórí X, Patricia sọ pé àwọn owó àjẹsílẹ̀ ni wọ́n yóò yípadà di PTK. Wọ́n ṣe eléyìí láìsí àṣẹ àwọn oníbàárà tí ọ̀pọ̀lọpọ̀ sì bẹ̀rù pé àwọn lè má lè ṣe àyídà owó àkósódù náà pẹ̀lú owó kìsì tàbí àwọn owó àkósódù mìíràn bí bitcoin. Bí àwọn oníbàárà bá lè gba owó jáde, ọ̀pọ̀lọpọ̀ ìgbowójáde yóò mú kí àdínkù bá PTK èyí tí yóò mú kí àwọn oníbàárà tí wọ́n kò lè gbowójáde wà lójú kan. Techpoint Africa ti kàn sí Patricia fún àríwísí lórí àwọn ọ̀rọ̀ tí àwọn ènìyàn mẹ́nubà, ṣùgbọ́n ilé-iṣẹ́ náà kò tíì fèsì.","Ingabe ithokheni kaPatricia iqala umkhonyovu wokuphuma? Nazi izimo ezizungeze ukwethulwa kwePTK Icrypto exchange yaseNigeria, uPatricia umemezele ukwethulwa kwethokheni yendabuko ebizwa nge-Patricia token (iPTK). Ithokheni yomdabu iyi-stablecoin ye-dollar-denominated ($1 = 1PTK), ezothatha indawo yebhalansi esele yamakhasimende ku-bitcoin (BTC ne-naira). Esimemezelweni senkampani kuX (owayekade enguTwitter), ithe ukusebenza kokushintshisana kuzothuthelwa endaweni entsha ebizwa ngokuthi uhlelo lokusebenza lwePatricia Plus. Lokhu kuza ngemuva kokuthi inkampani imemezele ukuthi iyizisulu zokwephulwa komthetho okuholele ekulahlekelweni yimali. Nakuba ithe azikho izimali zamakhasimende ezithintekile, abasebenzisi bale nkundla abakwazanga ukuthola izimali zabo kusukela ngoMbasa. Isimemezelo sikaPatricia sihlangatshezwe nokugxekwa okusikisela ukuthi le nkampani kungenzeka ihlela umkhonyovu wokuphuma, ishiye amakhasimende ayo nemali yawo evaleleke emsamo. Ukwethulwa kwaletweet kwenza wonke umuntu waphawula ukuthi “siyithola nini imali yethu? Awuyitholi lol. Bathathe inaira yakho nebitcoin base beshintsha isikhwama sakho semali esishisayo bafaka ishitcoin engenamsebenzi ebizwa ngokuthi iPatricia Token"".Phuma kuPro max scam. Ingabe ithokheni kaPatricia iqala umkhonyovu wokuphuma? Lesi sihloko sizobheka izimo ezizungeze isidlo sasemini. Ayini amathokheni omdabu? Amathokheni omdabu ayimpahla yedijithali etholakala ekuhwebeni kwecryptocurrency. Izibonelo yiBNB kaBinance, iQDX kaQuidax, iBDX yeBundle kanye neFTT yeFTX. Kungani uPatricia ethula ithokheni yomdabu? Ukuhwebelana kweCrypto kwethula amathokheni omdabu ngezizathu eziningi, ezinye zihlanganisa; Ukwandisa iliquidity. Ukukhuthazwa komsebenzi wezohwebo. Yenza kube lula ubunikazi bomphakathi bokuhwebelana. Isu lokuqongelela imali Njengoba kunikezwe izinkinga zezimali zakamuva zikaPatricia, kungacatshangwa ukuthi ithokheni yendabuko yethulwa njengendlela yokuqongelela imali. Ngokusho koMsunguli weHyperspace Technologies, u-Oluseyi Akindeinde, ukwethula amathokheni omdabu kuyindlela yokukhulisa imali yokuhwebelana okuningi. Lapho lezi zithokheni ziqaliswa, ukushintshaniswa kubamba ingxenye ebalulekile yamathokheni, okusho ukuthi uma inani lethokheni landa inkampani yenza imali eyengeziwe. Amafulegi abomvu ekuqalisweni kwethokheni Njengoba kuveziwe kuma-tweets, kukhona amafulegi ambalwa abomvu endaweni kaPatricia's PTK. Ithokheni ayitholakali kunoma iyiphi icryptocurrency aggregator Ithokheni ayitholakali kunoma yimaphi amacrypto aggregators aphezulu njengeCoinMarketCap neCoingecko. Lawa ma-aggregators ahlinzeka ngolwazi olwengeziwe kuthokheni njengenani langempela, inombolo yamathokheni akhishiwe, ikheli lenkontileka yethokheni, kanye neblockchain ethulwayo. U-Akindeinde, nokho, uthe kungathatha isikhathi ukuthi amathokheni asanda kwethulwa afakwe ohlwini lwabahlanganisi. Ayitholakali kunoma iyiphi iblockchain I-PTK ayitholakali kuma-blockchain adumile lapho ukushintshana kwethula amathokheni awo omdabu. Isibonelo, ungathola i-stablecoin esanda kwethulwa yePayPal, iPYUSD ku-Ethereum blockchain eyethulwe phezu kwayo. Umthombo osondelene nalolu daba uthe ithokheni belingakaqalwa futhi lizosebenza njengethuluzi lokubamba izikweletu ngaphakathi kwezincwadi zikaPatricia. Ishintsha ibhalansi yomsebenzisi ngaphandle kwemvume Esimemezelweni sayo ngoX, uPatricia uthe amabhalansi asele azodluliselwa kuPTK. Lokhu kwenziwa ngaphandle kwemvume yamakhasimende futhi abaningi besaba ukuthi bangase bangakwazi ukushintsha ithokheni ngemali yefiat noma amanye amacryptocurrencies afana nebitcoin. Uma amakhasimende ekwazi ukukhipha izimali, ukuhoxiswa kuzobangela ukuthi iPTK isuse isikhonkwane kushiye amakhasimende angakwazi ukuhoxa ebambekile. ITechpoint Africa ithinte uPatricia ukuze aphawule ngezindaba eziphakanyiswe, kodwa ukuxhumana akukaphenduli."
+"ትዊጋ ምግቦች የሰራተኞቹን ብዛት ይቀንሳል የ(ሳይበር) ጉልበተኝነት ኢላማ ሆነህ ታውቃለህ? የመጀመሪያ ደረጃ ትምህርት ቤት ውስጥ ጉልበተኛ መሆኔን ባላስታውስም በታናሽ 2ኛ ደረጃ ትምህርት ቤት እያለው ግን ተሰድቤያለው። ባብዛኛው ስለ ኦቲዝም ቢሆንም፣ ትልቅ ጉዳይ ነው ብዬ አላሰብኩም ነበር። ነገር ግን፣ በሁለተኛ ደረጃ ትምህርት ቤቶች ውስጥ የሚፈጸሙ ጉልበተኝነት ጭንቀትን፣ ዝቅተኛ በራስ መተማመንን እና ራስን ማጥፋትን ያስከትላል። ለምሳሌ በደቡብ አፍሪካ ለታዳጊ ወጣቶች ራስን ማጥፋት ትልቅ አስተዋፅዖ አለው። በደቡብ አፍሪካ ከ10 እስከ 18 ዓመት የሆናቸው ህጻናት ለጉልበተኝነት እስር ቤት ሊገቡ እንደሚችሉ ያውቃሉ? እ.ኤ.አ. የ2005 የህፃናት ህግ 38 ልጆች እራሳቸውን እንዳያጠፉ ድጋፍ እና ጥበቃ ለማግኘት የጉልበተኝነት ጉዳዮችን ወደ ፍርድ ቤት እንዲያቀርቡ ይፈቅዳል። ጉልበተኞችን ከመቅጣት በተቃራኒ መልሶ ማቋቋም ይፈልጋል። ነገር ግን፣ እንደ የመጨረሻ አማራጭ፣ ሌሎችን የሚበድሉ ታዳጊዎች ወደ እስር ቤት ሊገቡ ይችላሉ። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- የፓትሪሺያ ቶከን የመውጫ ማጭበርበሪያ እያስጀመረ ነው? ትዊጋ ምግቦች የሰራተኞቹን ብዛት ይቀንሳል የ ኤክስ ብልጭታው ወይም ኤሎን እንደገና ይመታል የፓትሪሺያ ቶከን የመውጫ ማጭበርበሪያ እያስጀመረ ነው? በግንቦት 2023፣ ፓትሪሺያ የቢትኮይን እና የናይራ ንብረቶቹን ያበላሸ የደህንነት ጥሰት ሰለባ እንደነበረ አስታውቋል። አሁንስ? ቅዳሜ እለት፣ የክሪፕቶ ምነዛሬ ልውውጥ ፓትሪሺአ ቶከን (ፒቲኬ) የተወላጅ ቶከን መጀመሩን አስታወቀ፡፡ ለአውዱ፣ ተወላጅ ቶከኖች የ ክሪፕቶ ምንዛሬ ልውውጥ ተወላጅ የሆኑ ዲጂታል ንብረቶች ናቸው። ምሳሌዎች የቢናንስ ቢኤንቢ፣ የኩይዳክስ ኪውዲኤክስ፣ የበንድል ቢዲኤክስ እና የኤፍቲኤክስ ኤፍቲቲ ናቸው። ፓትሪሺያ ከዶላር( $1 = 1ፒቲኬ) ጋር የተቆራኘ ስቴብልኮይን ነው የሚለው ቤተኛ ቶከን የደንበኞችን የላቀ ቀሪ ሂሳቦች በቢትኮይን( ቢቲሲ እና ናይራ) ይተካል፡፡ ክሪፕቶ ልውውጡ አዲስ መድረክ የሆነው ፓትሪሺያ ፕላስ መተግበሪያ የልውውጡን ስራዎች እንደሚያስተናግድ ገልጿል። ሆኖም በርካታ ሰዎች ለፓትሪሺያ ማስታወቂያ ምላሽ በመስጠት ንግዱ የመውጫ ማጭበርበርን እያዘጋጀ ሊሆን እንደሚችል በመገመት ገንዘባቸው በመድረኩ ላይ ተይዘው የቆዩ ደንበኞችን ጥለው በመሄድ ላይ ናቸው፡፡ ታዲያ ለምንድነው ፓትሪሺያ የመውጫ ማጭበርበሪያ ካልሆነ የተወላጅ ቶከን እየጀመረ ያለው? እንደዛ ከሆነ, ቀይ ባንዲራዎች ምንድን ናቸው? ለጥያቄዎችዎ መልስ ብሰጥ ኖሮ፣ ብዙ ዝርዝሮችን ስለምተው፣ ጋዜጣ ይህን ለማድረግ ምርጡ ሚዲያ አይሆንም። ቦሉ ግን ሊኖርህ የሚችለውን ሁሉንም ጥያቄዎች መልሷል። እዚህ ማግኘት ይችላሉ፡-የፓትሪሺያ ቶከን የመውጫ ማጭበርበሪያ ���ያስጀመረ ነው? ከፒቲኬ መጀመር ጋር የተያያዙ ሁኔታዎች እነኚሁና። ትዊጋ ምግቦች የሰራተኞቹን ብዛት ይቀንሳል የኬንያ ቢ2ቢ ኢ-ኮሜርስ ጅምር፣ትዊጋ ምግቦች በፈታኝ የገበያ ሁኔታዎች ምክንያት የሰራተኞቹን ቍጥር በ283 ሠራተኞች ማለትም ከ 850 ቋሚ ሠራተኞቹ አንድ ሦስተኛ ቀንሷል። በጣም የቅርብ ጊዜ ቅነሳዎች በሁሉም ገበያዎች ውስጥ ያሉ ሰራተኞችን ይነካል፡፡ የሚመለከታቸውን ተፈፃሚነት ያላቸውን የሠራተኛ ሕጎች ሙሉ በሙሉ በማክበር የማካካሻ እና የአገልግሎት ክፍያ ጥቅሎችን ይቀበላሉ። የቲዊጋ ዋና ሥራ አስፈጻሚ ፒተር ንጆንጆ ንግዱ ቀጭን፣ ቀልጣፋ እና ኢኮኖሚያዊ ውጤታማ ለመሆን"" የለውጥ ጐዳና"" ላይ መሆኑን ተናግረዋል። በተጨማሪም በእነዚህ ፈታኝ የኢኮኖሚ ጊዜያት ውስጥ ንግዱን ለመቀበል እና ለማቆየት በርካታ ጣልቃ ገብነቶችን ተግባራዊ አድርጓል። ትዊጋ በግንቦት 2022 የጀመረውን ትዊጋ ትኩስ የተባለውን የምግብ እርሻ እና የማከፋፈያ ንግድ ሥራውን ይቀጥላል። በሰኔ 2023 የንግድ ሥራ ስትራቴጂውን በመቀየር ትዊጋ የውስጥ የሽያጭ ቡድኑን በአፈፃፀማቸው ላይ ተመስርተው በተቀጠሩ እና በተባረሩ ገለልተኛ ተቋራጮች ተተክቷል፡፡ የኢኮሜርስ ጅምር በህዳር 2022 የ1,000 ሰው የስራ ሃይሉን እየቀነሰ መሆኑን አስታውቋል። ምንም እንኳን ምን ያህል ሠራተኞች እንደሚጐዱ ባይገልፅም፣ እስከ ህዳር 30 ቀን 2022 ድረስ ያልተጎዱትን ጥቅሞች እንደሚቀንስ ገልጿል። ንጆንጆም በኡጋንዳ የቲዊጋ እንቅስቃሴ መታገዱንም ውድቅ አድርጓል። ኩባንያውና እርሻው በአገር ውስጥ መሥራታቸውን ቀጥለዋል ብለዋል። የ ኤክስ ብልጭታው ወይም ኤሎን እንደገና ይመታል በኤክስ ላይ ያሉ ምስሎች ተሰርዘዋል፡ ኤክስ፣ ቀደም ሲል ትዊተር በመባል ይታወቅ የነበረው ከታህሳስ 2014 በፊት ወደ መድረኩ የተጫኑ ምስሎችን እያሳየ አይደለም። ምን ሆነ? መልካም, አንድ የኤክስ ተጠቃሚ - ቶም ኮትስ -ከታህሳስ 2014 በፊት የነበሩ ሚዲያዎች በሙሉ ከኤክስ ሰርቨሮች እንደተሰረዙ ጽፏል። ኮትስ ከ 2014 በፊት ምስል ያለው ማንኛውም ልጥፍ ጽሑፉ ብቻ እና ወደ ምስሉ የተሰበረ አገናኝ ይኖረዋል ብለዋል። ኤክስ ለምን ይህን አደረገ? መልካም፣ የኤክስ ባለቤት የሆነው ኢሎን ማስክ ይህንን ያደረገው እንደ "" ሌላ ወጪ ቆጣቢ እንቅስቃሴ"" እንደሆነ ኮትስ ያምናል። ይህ እውነት ሊሆን ይችላል ምክንያቱም በዚህ አመት ሰኔ ላይ ኤክስ የጎግል ክላውድ ሂሳቦቹን መክፈል እንዳቆመ ተዘግቧል። ደስ የሚለው ነገር፣ ቪዲዮዎች አልተነኩም ምክንያቱም ኤክስ በ2016 በመድረክ ላይ ቪዲዮዎችን በባለቤትነት ለመለጠፍ ፈቅዷል። ምስሎች ግን ከ2011 ጀምሮ ይደገፋሉ። ሥዕሎቹ ለዘላለም ጠፍተዋል? አይመስለኝም፡፡ ከ2014 ኦስካርስ እንደ ኤለን ዴጀነረስ የራስ ፎቶ ያሉ አንዳንድ ታዋቂ ምስሎች ወደነበሩበት ተመልሰዋል፣ ነገር ግን ብዙም ታዋቂ ያልሆኑ ምስሎች እንደተሰበረ ግንኙነት እያሳዩ ነው። በዴጀነረስ ልጥፍ ላይ ያለውን የአስተያየቶች ክፍል በመመልከት ይህንን ማረጋገጥ ይችላሉ እና እንግዳ የ ቲ.ኮ አገናኞችን ያያሉ። ሙስክ ምን እያለ ነው? ሙስክ ስለ አጠቃላይ ነገሩ ባልተለመደ ሁኔታ ጸጥ ብሏል። ነገር ግን ይህ የእሱ ድርጊት እንዳልሆነ ከታወቀ፣ ተጠያቂው ማንም ቢሆን ቅር ብሎኛል። ባለፈው ሳምንት በቴክፖይን አፍሪካ ቦሱን ቲጃኒ ማን ነው? ስለ ናይጄሪያ ግንኙነት፣ ፈጠራ እና የዲጂታል ኢኮኖሚ ሚኒስትር ማወቅ ያለብዎት ነገር ሁሉ ሲኩ ሙጋምቢ ኦቢ ኦዞርን እንደ ኮቦ360 ዋና ስራ አስፈፃሚ ተክቷል የጂቲባንክ ተባባሪ መስራች የቦርድ ሰብሳቢነት ደረጃን አግኝቷል፡፡ የካዱና ግዛት የናይጄሪያን ማስጀመሪያ ህግን የቤት ውስጥ ስራ ለመስራት የመጀመሪያዋ ���ገር ስለሆነች ባለሀብቶችን እና የፈጠራ ባለሙያዎችን ለመማረክ ጨረታ አቅርቧል በናይጄሪያ ድንበር የለሽ ፋርማሲዎችን ለመፍጠር የዕድሜ ልክ ጓደኞች የ10,000 ዶላር እርዳታ አስገኙ ማስተርካርድ ከኤምቲኤን 5.2 ቢሊዮን ዶላር የፊንቴክ ክፍል ቁራጭ ለማግኘት ከባለሀብቶች ተጨማሪ ካፒታል ለማሰባሰብ ከታገለ በኋላ፣ የኬንያ ኢ-ኮሜርስ ጅምር ማረኬትፎርስ፣ በሕዝብ ማሰባሰቢያ መድረክ ላይ 1 ሚሊዮን ዶላር በማሰባሰብ ላይ ነው፣ በትልቁ ጻፈ መስራቾች ፋብሪካ በቪሲ ስነምህዳር ላይ ያለውን የስርዓተ-ፆታ አለመመጣጠን ለመቅረፍ 114 ሚሊዮን ዶላር አገኘ። ሳፋሪኮም በኬንያ ላሉ ኤስኤምኢ ድጋፍ ለማድረግ የኤም-ፔሳ ተጠቃሚዎችን ዕለታዊ የግብይት ወጪ ከፍ ያደርጋል ክሪፕቶ ምንዛሪ ማጭበርበር ለመመርመር በጣም ቀላሉ ነው - ኤዴዴጂ ኦዎኒቢ በምድብ አርብ ኤምቪፒን ስለመገንባት ትምህርቶች የኤም-ፔሳን መሪነት ተከትሎ የኬንያው ኤርቴል ገንዘብ የእለት የግብይት ገደቦችን ጨምሯል ጁሚአ በቅርቡ በግብፅ አሁን ግዙ በኋላ ክፈሉ የሚባል መፍትሄ ልታሰራጭ ትችላለች። ፍርድ ቤቱ ዎርልድ ሳንቲም ከኬንያውያን የተሰበሰበውን መረጃ እንዳያስተላልፍ ወይም እንዳይሰራ አዘዘ ኤደብሊውኤስ በደቡብ አፍሪካ የመጀመሪያውን የአፍሪካ የችሎታ ማእከልን ጀመረ ሳፋሪኮም በኢትዮጵያ የስራ ፈቃድ ከወሰደ ከሶስት ወራት በኋላ ኤም-ፔሳን ጀመረ የናይጄሪያ ፊንቴክ ትልቁ የኤጀንሲ የባንክ ኔትወርክ ሞኒ ፖይንት ኦፒአይን፣ ፓልምፓይን ለመቃወም ወደ ግል የባንክ ገበያ ገባ። ቦሱን ቲጃኒ የኮሙኒኬሽን፣ ፈጠራ እና የዲጂታል ኢኮኖሚ ሚኒስትር ሆኖ በመረጋገጡ ከፊት ለፊት ያሉ ከባድ ስራዎች የማነበው ና የምመለከተው ኢሎን ሙስክ በማህበራዊ አውታረመረብ መድረክ ላይ ያለውን 'የማገድ' ተግባር ለመገደብ የፊዚክስ ሊቃውንት እንዴት አጽናፈ ሰማይ በአካባቢው እውነት እንዳልሆነ አረጋገጠጡ ያለ ሃይማኖት የሞራል አስተሳሰብህ ለምን ይሻላል","Twiga Foods reduces its headcount Have you ever been the target of (cyber)bullying? I don't recall being bullied in primary school, but I was insulted in junior secondary school. While it was mostly about my autism, I didn't think it was a big deal. But, bullying in secondary schools causes anxiety, low self-esteem, and even suicide. In South Africa, for example, it is a major contributor to teen suicide. Did you know that children aged 10 to 18 can go to prison for bullying in South Africa? The Children's Act 38 of 2005 allows children to bring bullying cases to court to receive support and protection so they don't commit suicide. It also seeks to rehabilitate bullies as opposed to punishing them. However, as a last resort, juveniles who bully others may go to jail. Here's what I've got for you today: Is Patricia's token launch an exit scam? Twiga Foods reduces its headcount The X glitch or Elon strikes again Is Patricia's token launch an exit scam? In May 2023, Patricia announced it was a victim of a security breach that compromised its Bitcoin and naira assets. What now? On Saturday, the cryptocurrency exchange announced the launch of Patricia token (PTK), a native token. For context, native tokens are digital assets that are native to a cryptocurrency exchange. Examples are Binance's BNB, Quidax's QDX, Bundle's BDX and FTX's FTT. The native token, which Patricia claims is a stablecoin pegged to the dollar ($1 = 1PTK), will replace customers' outstanding balances in bitcoin (BTC and naira). The crypto exchange stated that a new platform, the Patricia Plus app, would house the exchange's operations. However, several people have responded to Patricia's announcement by speculating that the business may be preparing an exit scam, leaving customers whose money has been trapped on the platform stranded. So, why is Patricia launching a native token if it is not an exit scam? If it is, what are the red flags? If I were to answer your questions, a newsletter would not be the best medium to do so because I’d be leaving out several details. But Bolu answered all the questions you might have. You can find it here: Is Patricia's token launch an exit scam? Here are the circumstances surrounding the launch of PTK Twiga Foods reduces its headcount Kenyan B2B eCommerce startup, Twiga Foods, has reduced its headcount by about 283 staff — one-third — of its 850 permanent employees due to challenging market conditions. The most recent layoffs will affect employees in all markets. They will receive compensation and severance packages in full compliance with applicable labour laws. Twiga's CEO, Peter Njonjo, said the business has been on a “transformative path” to become lean, agile, and economically efficient. Additionally, it has put into practice several interventions to adopt and maintain the business during these challenging economic times. Twiga will keep running Twiga Fresh, a food farming and distribution business it launched in May 2022. Changing its business strategy in June 2023, Twiga replaced its internal sales team with independent contractors hired and fired based on their performance. Remember that the eCommerce startup announced in November 2022 that it was reducing its 1,000-person workforce. While it did not specify how many employees would be impacted, it stated that by November 30, 2022, it would reduce the benefits for the unaffected ones. Njonjo also refuted the suspension of Twiga's operations in Uganda. He said the company and its farm continue to operate in the country. The X glitch or Elon strikes again Images on X deleted: X, formerly known as Twitter, is not displaying images that were uploaded to the platform before December 2014. What happened? Well, an X user — Tom Coates — posted that all media before December 2014 have been deleted from X servers. Coates said any post pre 2014 that had an image, would just have the text and a broken link to the image. Why did X do this? Well, Coates believes Elon Musk — X's owner — did this as ""another cost-saving exercise."" This could be true because in June of this year, it was reported that X stopped paying its Google Cloud Bills. Thankfully, Videos were not affected because X allowed posting videos natively on the platform in 2016. Pictures were, however, supported since 2011. Are the pictures lost forever? I don't think so. Some popular images like Ellen Degeneres' selfie from the 2014 Oscars have been restored, but less popular images are just showing as broken links. You can confirm this by taking a look a the comments section on Degeneres' post and you'll see weird t.co links. What is Musk saying? Musk has been unusually silent about the whole thing. But if it turns out this wasn't his doing, I feel bad for whoever is responsible. Last week on Techpoint Africa Who is Bosun Tijani? Everything you should know about Nigeria's Minister of Communications, Innovation, and the Digital Economy Cikü Mugambi replaces Obi Ozor as Kobo360 CEO as GTBank co-founder steps in as board chair Kaduna State bids to woo investors and innovators, as it becomes the first state to domesticate the Nigerian Startup Act Lifelong friends score $10,000 grant to create borderless pharmacies in Nigeria Mastercard to acquire a slice of MTN's $5.2 billion fintech unit After struggling to raise additional capital from investors, Kenyan eCommerce startup, MarketForce, is raising $1 million on crowdfunding platform, Capitalize Founders Factory Africa secures $114 million to address gender imbalance in the VC ecosystem Safaricom will raise M-PESA users' daily transaction caps to support SMEs in Kenya Cryptocurrency fraud is the easiest to investigate - Adedeji Owonibi Lessons on building an MVP at Pitch Friday Following M-PESA's lead, Kenya's Airtel Money has increased daily transaction limits Jumia could soon roll out buy now, pay later solution in Egypt Court orders Worldcoin not to transfer or process data collected from Kenyans AWS launches its first African Skills Center in South Africa Safaricom launches M-PESA three months after obtaining an operating licence in Ethiopia Nigerian fintech with largest agency banking network, Moniepoint, enters the personal banking market to challenge OPay, PalmPay Daunting tasks ahead as Bosun Tijani is confirmed minister of communications, innovation, and the digital economy What I'm reading and watching Elon Musk to limit ‘block’ function on his social media platform How Physicists Proved The Universe Isn't Locally Real Why Your Moral Intuition is Better Without Religion","Kamfanin Twiga Foods zai rage yawan ma'aikata Shin ka taɓa fuskantar cin zarafi (a intanet)? Ba na iya tuna an ci zarafina a firamare, amma an taɓa zagi na a ƙaramar sakandare. Duk da yawanci abin ya shafi lalurata ta autism, ban yi tunanin wata babbar matsala ba ce. Amma, cin zarafi a makarantun sakandare na jawo tsananin taraddadi, rashin daradja kai, yana ma iya sa mutum ya kashe kansa. A Afirka ta Kudu misali, wannan na ba da gudunmawa sosai ga adadin matasa da ke kashe kansu. Shin ko ka san yara masu shekaru 10 zuwa 18 na iya tafiya gidan kaso don cin zarafi a Afirka ta Kudu? Dokar kare yara ta Childrens Act ta shekarar 2005 ta ba da damar kai ƙarar da ta shafi cin zarafi kotu don samun goyon baya da tsaro don kar su kashe kansu. Tana kuma ƙarfafa sauya halin masu cin zarafin maimakon a hukunta su. Sai dai, a wani mataki na ƙarshe, yara matasa da ke hantarar wasu na iya zuwa gidan yari. Ga abin da na zo muku da shi yau: Shin ƙaddamar da kuɗin kirifto na Patricia wani salo ne na damfara ta guduwa? Kamfanin Twiga Foods zai rage yawan ma'aikata Tangarɗa manhajar X ta samu, ko kuwa Elon ne ya sake kai farmaki Shin ƙaddamar da kuɗin kirifto na Patricia wani salo ne na damfara ta guduwa? A watan Mayu na shekarar 2023, Patricia sun sanar da cewa sun gamu da kutse da ya kassara kadarorinsu na Bitcoin da Naira, yanzu kuma sai me? A ranar Asabar, kasuwar hada-hadar kuɗin yanar gizo na Kirifto ta ƙaddamar da lambar Patricia Token (PTK), a matsayin native token wato lambar cin gajiya ta asali. Don a fahimta, kuɗin kirifto na native token kadarorin intanet ne da ke da tushe daga kasuwar hada-hadar kuɗin kirifto. Misalansu shi ne BNB na Binance, QDX na Quidax, BDX na Bundle da kuma FTT na FTX,. Kuɗin kirifto na native token, wanda Patricia ya yi iƙirarin kasancewarsa kuɗin musaya na haƙiƙa a farashin dala ɗaya ($1 = 1PTK), zai maye gurbin kuɗin da ke asusun abokan hulɗarsu zuwa bitcoin ( Bitcoin da naira). Kasuwar hada-hadar kirifton ta sanar da cewa sabuwar manhaja, mai suna Patricia Plus ne zai kasance farfajiyar gudanar da hada-hadar. Sai dai, mutane da yawa sun mayar da martani game da sanarwar da Patricia suka fitar suna raɗe-raɗin cewa akwai yiwuwar kamfanin yana shirya wata dabara ne da za ta ba shi damar guduwa ya barkwastomomin da kuɗaɗensu ke maƙale a kan manhajar tasu. To, me ya sa Patricia suka ƙaddamar da kuɗin kirifto na native token idan ba shirin damfara ce ta su gudu ba? Kuma idan hakan ne, waɗanne alamomi ya kamata a kiyaye? Idan zan bayar da amsa ga tambayoyinka, saƙon wasiƙar sabbin bayanai ba zai zama hanya mafi dacewa ta yin hakan ba saboda zan iya barin wasu muhimman bayanai masu yawa. Amma Bolu ya amsa duk wasu tambayoyi da za ka iya yi. Za ka iya samunsa a nan: Shin ƙaddamar da kuɗin kirifto na Patricia wata damfarar ce ta su gudu? Ga abubuwan da ke tattare da ƙaddamar da PTK Kamfanin Twiga Foods zai rage yawan ma'aikata Kamfanin hada-hadar Kasuwanci tsakanin mai siya da mai siyarwa ta Intanet a ƙasar Kenya, Twiga Foods, ya rage adadin ma'aikatansa da kusan mutane 283 ""kaso ɗaya bisa uku"" na ma'aikata 850 da yake da su saboda tsanantar yanayin kasuwanci. Sallamar ma'aikatan ta kwanan nan za ta shafi masu aiki a kowanne ɓangaren kasuwanci. Za a ba su kuɗin sallama bisa dokokin ƙwadago da suka dace. Shugaban Twiga, Peter Njonjo, ya ce kamfanin ya shiga wani zango na sauya salo, wajen rage yawan ma'aikata, ya ƙara karsashi, ya kuma dace da yanayin tattalin arziƙi. Bugu da ƙari, kamfanin ya fara aiwatar da wasu tsare-tsare don ɗauka da kuma ciyar da kasuwancin gaba a waɗannan lokuta na ƙalubalen tattalin arziƙi. Kamfanin Twiga zai ci gaba da gudanar da Twiga Fresh, wani kasuwancin noma da rarraba kayan abinci da suka ƙaddamar a watan Mayun 2022. Yayin sauya salon kasuwancinsu a watan Yunin 2023, Twiga sun maye gurbin sashen cinikayyarsu na cikin gida da ma'aikata masu zaman kansu, da ake ɗauka aiki kuma a sallama ta la'akari da ƙwazon su. Idan ba a manta ba kamfanin hada-hadar kasuwanci ta intanet ɗin ya fitar da sanarwa a Nuwanban 2022 cewa zai rage ma'aikata cikin ma'aikatansa 1,000. Duk da ba su bayyana ma'aikata nawa abin zai shafa ba, sun faɗi cewa daga 30 ga Nuwanban 2022, za su rage albashin ma'aikatan da abin bai shafa ba. Njonjo ya kuma ƙaryata batun dakatar da ayyukan Twiga a Uganda. Ya ce kamfanin da kuma gonarsa za su ci gaba da aiki a ƙasar. Tangarɗar manhajar X ta samu, ko kuwa Elon ne ya sake kai farmaki. An goge hotuna a X: Manhajar X, wacce a da ake kira Twitter, ba ta nuna hotunan da aka ɗora a manhajar kafin watan Disamban 2014. Me ya faru? To, wani mai amfani da kafar sada zumunta ta X, Tom Coates, ya wallafa cewar duk wani abu da ya shafi hoto ko bidiyo da aka ɗora kafin Disamban 2014, an goge shi daga rumbun ajiyar X. Coates ya ce duk wata wallafa da aka yi kafin 2014 da ke haɗe da hoto, a yanzu za ta kasance zallar rubutu ne da mahaɗin zuwa buɗe hoton wanda ba ya aiki. Me ya sa X suka yi haka? To, Coates dai ya yi amanna cewa Elon Musk mamallakin X ne ya yi wannan aiki a matsayin wata ""hanyar rage kashe kuɗi"". Wannan na iya zama gaskiya saboda a watan Yunin wannan shekarar, an fitar da rahoton cewa X ya daina biyan Kuɗin amfani da ma'ajiyar Google Cloud. Abin farin cikin dai, wannan bai shafi Bidiyoyi ba, domin kuwa X ya ba da damar fara wallafa bidiyoyi kai tsaye a shafin ne a 2016. Hotuna kuwa, an fara ɗora su tun 2011. Shin hotunan sun ɓace kenan har abada? Ba na tunanin haka. An dawo da wasu sanannun hotuna kamar selfi da Ellen Degeneres ta yi a bikin Oscar na 2014, amma sauran hotunan da ba su shahara ba suna ɗauke da mahaɗi da ba ya aiki. Za ka iya tabbatar da haka ta hanyar bibiyar sashen tsokaci na wallafar da Degeneres yayi, kuma za ka ga wani bahagon mahaɗi na t.co. Me Musk ke cewa? Musk ya yi shiru game da lamarin, ba kamar yadda aka san shi ba. Idan kuma ya bayyana cewa ba shi ya yi wannan abin ba, zan ji ba daɗi ga duk wanda ke da alhakin haka. A makon da ya wuce a cikin shirin Techpoint Africa. Wane ne Bosun Tijjani? Duk abin da ya dace ku sani game da Ministan Sadarwa, ƙirƙira da Tattalin Arziɗin Yanar Gizo na Najeriya Cik Mugambi ta maye gurbin Obi Ozor a matsayin Shugabar Kobo360, yayin da ɗaya daga cikin waɗanda suka kafa bankin GT ya zama shugaban kamfanin. Jihar Kaduna na zawarcin masu zuba hannun jari da masu ƙirƙira, yayin da ta kasance jiha ta farko da ta fara zartar da dokar Nigerian Startup Act. Abokai tun yarinta sun yi nasarar samun tallafin dala 10,000 don samar da manyan shaguna magani a Najeriya. Mastercard zai mallaki wani yanki cikin kuɗin fasahar harkokin kuɗi dala biliyan 5.2 ta kamfanin MTN Bayan ya sha fama wajen yunƙurin samun ƙarin jari daga masu zuba hannun jari, Kamfanin hada-hadar kasuwanci ta intanet na Kenya, MarketForce, yana ƙoƙarin tara kuɗi ta hanyar neman tallafi a dala biliyan ɗaya a dandalin neman tallafi na Captilaze Kamfanin Founders Factor ya samu tsabar kuɗi dala miliyan 114 don fuskantar rashin daidaito tsakanin jinsi a fannin VC Safaricom sai ƙara yawan damar yin hada-hadar masu amfani da M-PESA don tallafawa ƙanana da matsakaitan sana'o'i a Kenya Zambar kuɗin Kirifto ta fi komai sauƙin bincike in ji Adedeji Owonibi Darussa kan gina samfurin gwaji, wato MVP a shirin Pitch Friday Biyo bayan jagorancin M-PESA, kamfanin Airtel Money na Kenya ya ƙara iyakar kuɗin amfani na kowacce rana Jumia na iya fitar da tsarin sayi yanzu, ka biya daga baya a Masar Kotu ta umarci Worldcoin da kar su yi musaya ko sarrafa bayanan da aka tattara daga mutanen Kenya. AWS ya ƙaddamar da cibiyar koyon sana'o'i ta farko mai suna African Skills Center a Afirka ta Kudu Safaricom ya ƙaddamar da M-PESA watanni uku bayan samun lasisin aiki a Habasha Kamfani hada-hadar kuɗi ta intanet na Nigeria wanda ke da haɗaka mafi girma da bankuna, ya shiga kasuwar keɓantaccen tsarin kula da kuɗi don yin gogayya da kamfanonin Opay da Palmpay Babban ƙalubalen da ke gaba, an tabbatar da Bosun Tijani a matsayin Ministan Sadarwa, ƙirƙira da Tattalin Arziƙin zamani. Abin da nake karantawa da kallo Elon Musk zai ƙayyade adadin doɗewar da za a iya yi a kafarsa ta sada zumunta Yadda Masana Ilimin Physics Suka Tabbatar Cewa Duniya Ba Ta Keɓanta da Yanki ba Dalilin Da Ya Sa Sanin Ya Kamatanka Ya Fi Addini","Twiga Foods yapunguza idadi yake Je, umewahi kuwa mlengwa wa uonevu (wa mtandaoni)? Sikumbuki kuonewa nikiwa shule ya msingi, lakini nilitukanwa katika shule ya upili. Ingawa ilikuwa zaidi kuhusu tawahudi yangu, sikufikiri ilikuwa ni jambo kubwa. Lakini, uonevu katika shule za upili husababisha wasiwasi, kutojistahi, na hata kujiua. Katika Afrika Kusini, kwa mfano, ni uchangiaji mkubwa wa kujiua kwa vijana. Je, unajua kwamba watoto wenye umri wa miaka 10 hadi 18 wanaweza kwenda jela kwa uonevu nchini Afrika Kusini? Sheria ya Mtoto ya 38 ya 2005 inaruhusu watoto kupeleka kesi za unyanyasaji mahakamani ili kupokea msaada na ulinzi ili wasijiue. Pia inalenga kuwarekebisha wakorofi kinyume na kuwaadhibu. Hata hivyo, kama suluhu la mwisho, vijana wanaodhulumu wengine wanaweza kwenda jela. Hivi ndivyo nilivyokupa leo: Je, tokeni ya Patricia inazindua kashfa ya kuondoka? Twiga Foods inapunguza idadi yake Hitilafu ya X au Elon hupiga tena Je, tokeni ya Patricia inazindua kashfa ya kuondoka? Mnamo Mei 2023, Patricia alitangaza kuwa ni mwathirika wa ukiukaji wa usalama ambao ulihatarisha mali yake ya Bitcoin na naira. Nini sasa? Siku ya Jumamosi, ubadilishaji wa cryptocurrency ulitangaza uzinduzi wa tokeni ya Patricia (PTK), tokeni ya asili. Kwa muktadha, tokeni asili ni mali ya kidijitali ambayo asili yake ni ubadilishanaji wa sarafu ya cryptocurrency. Mifano ni BNB ya Binance, QDX ya Quidax, BDX ya Bundle na FTT ya FTX. Tokeni asilia, ambayo Patricia anadai ni stablecoin iliyowekwa kwenye dola ($1 = 1PTK), itachukua nafasi ya salio la wateja ambalo halijalipwa katika bitcoin (BTC na naira). Ubadilishanaji wa crypto ulisema kuwa jukwaa jipya, programu ya Patricia Plus, itafanya shughuli za kubadilishana. Hata hivyo, watu kadhaa wamejibu tangazo la Patricia kwa kukisia kwamba biashara hiyo inaweza kuandaa kashfa ya kuondoka, na kuwaacha wateja ambao pesa zao zimenaswa kwenye jukwaa. Kwa hivyo, kwa nini Patricia anazindua tokeni asili ikiwa sio kashfa ya kutoka? Ikiwa hivyo, bendera nyekundu ni nini? Ikiwa ningejibu maswali yako, jarida halingekuwa njia bora ya kufanya hivyo kwa sababu ningeacha maelezo kadhaa. Lakini Bolu alijibu maswali yote ambayo unaweza kuwa nayo. Unaweza kuitafuta hapa: Je, tokeni ya Patricia inazindua kashfa ya kujiondoa? Hapa kuna mazingira yanayozunguka uzinduzi wa PTK Twiga Foods inapunguza idadi yake Kampuni ya Kenya ya B2B eCommerce, Twiga Foods, imepunguza idadi ya wafanyikazi wake 283 - theluthi moja - ya wafanyikazi wake wa kudumu 850 kutokana na hali ngumu ya soko. Kuachishwa kazi kwa hivi karibuni zaidi kutaathiri wafanyikazi katika masoko yote. Watapokea malipo ya fidia na kuachishwa kazi kwa kufuata kikamilifu sheria zinazotumika za kazi. Mkurugenzi Mtendaji wa Twiga, Peter Njonjo, alisema biashara hiyo imekuwa kwenye ""njia ya kuleta mabadiliko"" ili kuwa konda, wepesi na yenye ufanisi kiuchumi. Zaidi ya hayo, imeweka katika vitendo hatua kadhaa za kupitisha na kudumisha biashara katika nyakati hizi zenye changamoto za kiuchumi. Twiga itaendelea kuendesha Twiga Fresh, biashara ya kilimo na usambazaji wa chakula ambayo ilizindua Mei 2022. Ikibadilisha mkakati wake wa kibiashara mwezi Juni 2023, Twiga ilibadilisha timu yake ya mauzo ya ndani na kuwaweka wakandarasi wa kujitegemea walioajiriwa na kufukuzwa kazi kulingana na utendaji wao. Kumbuka kuwa uanzishaji wa eCommerce ulitangaza mnamo Novemba 2022 kuwa unapunguza wafanyikazi wake 1,000. Ingawa haikubainisha ni wafanyakazi wangapi wangeathiriwa, ilisema kuwa kufikia tarehe 30 Novemba 2022, itapunguza marupurupu kwa wale ambao hawajaathirika. Njonjo pia alikanusha kusitishwa kwa shughuli za Twiga nchini Uganda. Alisema kampuni hiyo na shamba lake zinaendelea kufanya kazi nchini. Hitilafu ya X au Elon hupiga tena Picha kwenye X zimefutwa: X, ambayo zamani ilijulikana kama Twitter, haonyeshi picha ambazo zilipakiwa kwenye jukwaa kabla ya Desemba 2014. Nini kimetokea? Kweli, mtumiaji wa X - Tom Coates - alichapisha kuwa media zote kabla ya Desemba 2014 zimefutwa kutoka kwa seva za X. Coates alisema chapisho lolote la kabla ya 2014 ambalo lilikuwa na picha, litakuwa na maandishi na kiungo kilichovunjika cha picha hiyo. Kwa nini X alifanya hivi? Kweli, Coates anaamini Elon Musk - mmiliki wa X - alifanya hili kama ""zoezi lingine la kuokoa gharama."" Hii inaweza kuwa kweli kwa sababu mnamo Juni mwaka huu, iliripotiwa kuwa X aliacha kulipa Bili zake za Wingu la Google. Tunashukuru, Video hazikuathiriwa kwa sababu X aliruhusu kuchapisha video kienyeji kwenye jukwaa mwaka wa 2016. Picha, hata hivyo, ziliungwa mkono tangu 2011. Je, picha zimepotea milele? Sidhani hivyo. Baadhi ya picha maarufu kama vile selfie ya Ellen Degeneres kutoka Tuzo za Oscar za 2014 zimerejeshwa, lakini picha zisizo maarufu zinaonyesha kama viungio vilivyovunjika. Unaweza kuthibitisha hili kwa kuangalia sehemu ya maoni kwenye chapisho la Degeneres na utaona viungio vya ajabu vya t.co. Musk anasema nini? Musk amekuwa kimya kwa njia isiyo ya kawaida juu ya jambo zima. Lakini ikibainika kuwa hii haikuwa yake, ninajisikia vibaya kwa yeyote anayehusika. Wiki iliyopita kwenye Techpoint Africa Bosun Tijani ni nani? Kila kitu unapaswa kujua kuhusu Waziri wa Mawasiliano, Ubunifu na Uchumi wa Kidijitali wa Nigeria Cikü Mugambi anachukua nafasi ya Obi Ozor kama Mkurugenzi Mtendaji wa Kobo360 huku mwanzilishi mwenza wa GTBank akiingia kama mwenyekiti wa bodi. Jimbo la Kaduna linajaribu kuvutia wawekezaji na wavumbuzi, kwa kuwa linakuwa jimbo la kwanza kumiliki Sheria ya Kuanzisha Naijeria. Marafiki wa kudumu walipata ruzuku ya $10,000 ili kuunda maduka ya dawa yasiyo na mipaka nchini Nigeria Mastercard kupata kipande cha kitengo cha fintech cha MTN cha $5.2 bilioni Baada ya kuhangaika kupata mtaji wa ziada kutoka kwa wawekezaji, kampuni ya Kenya ya kuanza kwa eCommerce, MarketForce, inachangisha dola milioni 1 kwenye jukwaa la ufadhili wa watu wengi, Capitalize. Kiwanda cha Waanzilishi Afrika kinapata dola milioni 114 kushughulikia usawa wa kijinsia katika mfumo wa ikolojia wa VC Safaricom itaongeza vikomo vya kila siku vya watumiaji wa M-PESA ili kusaidia SME nchini Kenya Ulaghai wa Cryptocurrency ndio rahisi kuchunguza - Adedeji Owonibi Mafunzo ya kujenga MVP kwenye Pitch Friday Kufuatia uongozi wa M-PESA, Airtel Money ya Kenya imeongeza vikomo vya kufanya miamala ya kila siku Jumia hivi karibuni inaweza kuzindua kununua sasa, kulipa suluhu baadaye nchini Misri Mahakama yaamuru Worldcoin kutohamisha au kuchakata data iliyokusanywa kutoka kwa Wakenya AWS yazindua Kituo chake cha kwanza cha Ujuzi cha Kiafrika nchini Afrika Kusini Safaricom yazindua M-PESA miezi mitatu baada ya kupata leseni ya uendeshaji nchini Ethiopia Fintech ya Nigeria yenye mtandao mkubwa wa wakala wa benki, Moniepoint, inaingia kwenye soko la benki ya kibinafsi ili kutoa changamoto kwa OPay, PalmPay. Kazi kubwa mbeleni Bosun Tijani akithibitishwa kuwa waziri wa mawasiliano, uvumbuzi na uchumi wa kidijitali. Ninachosoma na kutazama Elon Musk kuweka kikomo shughuli ya 'kuzuia' kwenye jukwaa lake la media ya kijamii Jinsi Wanafizikia Walivyothibitisha Ulimwengu Sio Halisi Wenyewe Kwa nini Intuition yako ya Maadili ni Bora Bila Dini","Twiga Foods ṣe àdínkù iye òṣìṣẹ́ Ǹjẹ́ o ti jẹ́ afaragbá inúnibíni (orí ẹ̀rọ)? N kò rántí pé ẹnikẹ́ni ṣe inúnibíni sí mi ní ilé-ẹ̀kọ́ alákọ̀ọ́bẹ̀rẹ̀, ṣùgbọ́n wọ́n bú mi ní ilé-ẹ̀kọ́ sẹ́kọ́ńdírì kékeré. Nígbà tí ó jẹ́ pé nítorí àìdápé mi ni, n kò rò ó bí ohun bàbàrà. Ṣùgbọ́n, inúnibíni ní àwọn ilé-ẹ̀kọ́ sẹ́kọ́ńdírì lè fà ìbànújẹ́, àìnígboyà nínú ara ẹni, àti pàápàá ìgbẹ̀mí ara ẹni. Ní South Africa, fún àpẹẹrẹ, ó jẹ́ okùnfà gbòógì kan fún ìgbẹ̀mí ara ẹni láàárín àwọn ọ̀dọ́mọdé. Ǹjẹ́ ẹ mọ pé àwọn ọmọdé láàrin ọjọ́ orí 10 sí 18 lè lọ sí ẹ̀wọ̀n fún ẹ̀sùn inúnibíni ní South Africa? Òfin àwọn Ọmọdé 38 ti 2005 gbat àwọn ọmọdé láyé láti mú àwọn esun inúnibíni wá sí ilé ẹjọ́ láti gba àtìlẹ́yìn àti ààbò kí wọ́n má baà gba ẹ̀mí ara wọn. Ó tún wọ́nà láti ṣe ìtọ́jú àwọn aṣenúnibíni dípò fífi ìyà jẹ wọ́n. Àmọ́ sá, gẹ́gẹ́ bí ọ̀nà àbáyọ tó gbẹ̀yìn, awont ọmọdé tí wọ́n bá ṣe inúnibíni sí àwọn ẹlòmíràn lè lọ sí ẹ̀wọ̀n. Ohun tí mo ní fún yín lónìí nìyí: Ṣé jìbìtì okòwò ni owó àkósódù Patricia? Twiga Foods ṣe àdínkù àwọn òṣìṣẹ́ rẹ̀ Akùdé X tàbí Elon tún padà ṣe ìkọlù *Ṣé jìbìtì okòwò ni owó àkósódù Patricia? Ní Oṣù Karùn-ún 2023, Patricia kéde pé àwọn faragbá akùdé ètò ààbò kan tí ó kọlu Bitcoin àti àwọn ọrọ̀ náírà rẹ̀. Kín ni báyìí? Ní Ọjọ́ Àbámẹ́ta, ilé-iṣẹ́ owó àkósódù náà kéde ìfilọ́lẹ̀ owó àkósódù Patricia (PTK), owó àkósódù abẹ́lé. Fún àlàyé kíkún, àwọn owó àkósódù abẹ́lé ni àwọn ọrọ̀ orí ẹ̀rọ tí wọ́n jẹ́ ìyekan ilé-iṣẹ́ owó àkósódù. Àwọn àpẹẹrẹ ni BNB ti Binance, QDX ti Quidax, BDX ti Bundle àti FTT ti FTX. Owó àkósódù abẹ́lé náà èyí tí ó sọ pé ẹyọó kan wà ni ìwọ̀n dọ́là ($1 = 1PTK), yóò rọ́pò àsansílẹ̀ owó àwọn oníbàárà ní owó àkósódù (BTC àti náírà). Ilé-iṣẹ́ owó àkósódù náà sọ pé ìkànnì tuntun, ohun èlò ẹ̀rọ Patricia Plus, yóò jẹ́ ibùdó àwọn iṣẹ́ ilé iṣẹ́ náà. Àmọ́ sá, ọ̀pọ̀lọpọ̀ àwọn ènìyàn ti fèsì sí ìkéde Patricia nípa àwọn àhesọ pé okòwò náà lè máa gbáradì fún jìbìtì okòwò, tí wọ́n yóò sì ju àwọn oníbàárà tí owó wọn ti há sí orí ìkànnì náà kolobo. Nítorí náà, kín ni ìdí tí Patricia fi ń ṣe ìfilọ́lẹ̀ owó àkósódù abẹ́lé bí kì í bá ṣe jìbìtì okòwò? Bí ó bá jẹ́ bẹ́ẹ̀, kin ni àwọn àpẹẹrẹ burúkú? Bí mo bá máa dáhùn àwọn ìbéèrè yín, àtẹ̀jáde ìwé ìròyìn kò ní jẹ́ ìlànà tí ó dára jùlọ láti ṣe bẹ́ẹ̀ nítorí pé mo máa fo onírúurú àwọn àlàyé kúrò. Ṣùgbọ́n Bolu dáhùn gbogbo àwọn ìbéèrè tí ẹ lè ní. Ẹ lè rí i níhìn-ín: Ṣé jìbìtì okòwò ni ìfilọ́lẹ̀ owó àkósódù Patricia? Èyí ni àwọn ìṣẹ̀lẹ̀ tí ó yí ìfilọ́lẹ̀ PTK ká Twiga Foods ṣe àdínkù àwọn òṣìṣẹ́ rẹ̀ Ilé-iṣẹ́ àdìdelẹ̀ ìdókòwò okòwò sí okòwò orí ẹ̀rọ Kenya, Twiga Foods, ti ṣe àdínkù iye àwọn òṣìṣẹ́ rẹ̀ pẹ̀lú òṣìṣẹ́ 283 –ìdá-mẹ́ta–àwọn ojúlówó òṣìṣẹ́ 850 rẹ̀ nítorí àwọn ìdojúkọ ipò ọjà. Ìyọníṣẹ́ náà yóò nípa lórí àwọn òṣìṣẹ́ ní gbogbo àwọn ọjà. Wọ́n yóò gba àwọn ẹ̀bùn gbà mábinú àti ìfòpinsí ìbáṣepọ̀ ní kíkún ní ìbámu pẹ̀lú àwọn òfin òṣìṣẹ́ tí ó yẹ. Olùdarí Àgbà Pátápátá Twiga, Oeyer Njonjo, sọ pé okòwò náà tí wà ní ""ọ̀nà àyípadà"" láti di kékeré, alágbára, àti ọlọ́rọ̀ ajé tí ó yẹ. Ní àfikún, ó ti fi àwọn onírúurú àgbékalẹ̀ sínú ìṣe láti ṣàmúlò àti láti ṣe àkóso okòwò náà ní àwọn àsìkò ìdojúkọ ọ̀rọ̀ ajé wọ̀nyí. Twiga yóò tẹ̀síwájú láti máa ṣe àgbékalẹ̀ Twiga Fresh, okòwò àti aṣàpínká ọ̀gbìn oúnjẹ tí ó ṣe ìfilọ́lẹ̀ ní Oṣù karùn-ún 2022. Pípààrọ̀ ọgbọ́n okòwò rẹ̀ ní Oṣù Kẹfà 2023, Twiga rọ́pò ikọ̀ ìtajà abẹ́lé rẹ̀ pẹ̀lú àwọn agbaṣẹ́ṣe aládàáni tí wọ́n gbà àti dá dúró lórí iṣẹ́ wọn. Rántí pé Ilé-iṣẹ́ àdìdelẹ̀ olókowò orí ẹ̀rọ ayélujára náà kéde ní Oṣù Kọkànlá 2022 pé òun yóò ṣe àdínkù àwùjọ òṣìṣẹ́-1000 rẹ̀. Nígbà tí kò sọ pàtó iye àwọn òṣìṣẹ́ tí yóò faragbá, ó sọ pé ní Ọjọ́ 30 oṣù Kọkànlá, 2022, yóò ṣe àdínkù àwọn àǹfààní fún àwọn aláìfaragbá. Njonjo tún tako ìdádúró àwọn iṣẹ́ Twiga ní Uganda. Ó sọ pé Ilé-iṣẹ́ náà àti oko rẹ̀ tẹ̀síwájú láti ṣiṣẹ́ ní orílẹ̀-èdè náà. Akùdé X tàbí Elon tún padà ṣe ìkọlù Àwọn àwòrán orí X dàwátì: X, tí ó ń jẹ́ Twitter tẹ́lẹ̀, kò ṣe àfihàn àwọn àwòrán tí wọ́n fi sórí ìkànnì náà síwájú oṣù Kejìlá 2014. Kín ló ṣẹlẹ̀? Àmọ́ sá, aṣàmúlò X kan, – Tom Coates – fi àtẹ̀jáde síta pé gbogbo àwọn àwọn àwòrán síwájú oṣù Kejìlá 2014 ni àwọn olùpèsè ẹ̀rọ X ti parẹ́. Coates sọ pé èyíkéyìí àtẹ̀jáde sáájú 2014 tí ó bá ní àwòrán, yóò kàn ní ọ̀rọ̀ nìkan àti ìlà àsopọ̀ fún àwòrán náà tí ó ti bàjẹ́. Kín ló dé tí X ṣe èyí? Ó dáa, Coates gbàgbọ́ pé Elon Musk – ẹni tí ó ni X–ṣe èyí gẹ́gẹ́ bí ""iṣẹ́ aṣàdínkù owó mìíràn."" Èyí lè jẹ́ òtítọ́ nítorí pé ní Oṣù Kẹfà ọdún yìí, wọ́n ròyìn pé X ti dáwọ́ sísan owó Google Cloud Bills rẹ̀ dúró. Pẹ̀lú ọpẹ́, àwọn àwòránhùn kò fara gbá nítorí pé X bẹ̀rẹ̀ sí ní fi ààyè gba ṣíṣe àtẹ̀jáde àwọn àwòránhùn sórí ìkànnì náà ní 2016. Àmọ́ sá, wọ́n fààyè gba àwòrán láti 2011. Ṣé àwọn àwòrán náà tí parẹ́ títí ayé nìyẹn? N kò rò bẹ́ẹ̀. Àwọn àwòrán gbajúgbajà kan bí àwòrán Ellen Degenres láti inú Oscars 2014 ni wọ́n ti dá padà, ṣùgbọ́n àwọn àwòrán tí wọ́n kò fi bẹ́ẹ̀ gbajúmọ̀ kan ń ṣàfihàn àwọn ìlà àsopọ̀ tí ó ti bàjẹ́. Ẹ lè jẹ́rìí eléyìí nioat wíwò ìpín ọ̀rọ̀ ìwòye lórí àtẹ̀jáde Degenres ẹ ó sì rí àwọn àjòjì ìlà àsopọ̀ t.co. Kín ni Musk ń sọ? Musk ti fi ìgbà gbogbo dákẹ́ lórí gbogbo ọ̀rọ̀ yìí. Ṣùgbọ́n ó fojú hàn pé èyí kì í ṣe iṣẹ́ rẹ̀, ọ̀kan mi bàjẹ́ fún ẹnikẹ́ni tí ó ṣe èyí. Ọ̀sẹ̀ tí ó kọjá lórí Techpoint Africa Ta ni Bosun Tijani? Gbogbo nǹkan tí ó yẹ kí ẹ mọ̀ nípa Mínísítà Ìbáraẹnisọ̀rọ̀, Àtinúdá, àti Ètò ọrọ̀ ajé Orí ẹ̀rọ. Cikü Mugambi dípò Obi Ozor gẹ́gẹ́ bí Ọ̀gá Àgbà Pátápátá Kobo360 bí àmúgbálẹ́gbẹ̀ẹ́ Olùdásílẹ̀ GTBank ṣe di alága ìgbìmọ̀. Ìpínlẹ̀ Kaduna ṣètò láti fa ojú àwọn olùdókòwò àti alátinúdá mọ́ra, bí ó ṣe di ìpínlẹ̀ kìíní tí yóò fi òfin Ilé-iṣẹ́ àdìdelẹ̀ lọ́lẹ̀ lábẹ́lé. Àwọn ọ̀rẹ́ ọlọ́jọ́ pípẹ́ gba $10, 000 láti ṣẹ̀dá àwọn ilé ìpoògùn káríayé ní Nigeria. Mastercard fẹ́ gba ìpín kan nínú ègé ìmọ̀ ẹ̀rọ nínú ìṣúná bílíọ́nù $5.2 MTN. Lẹ́yìn ìlàkàkà láti ṣe àkójọ àfikún owó ìdókòwò láti ọwọ́ àwọn olùdókòwò, ilé-iṣẹ́ àdìdelẹ̀ olókowò orí ẹ̀rọ ti Kenya, MarketForce, ń ṣe àkójọ mílíọ̀nù $1 lórí ìkànnì ìdáwó, Capitalize Founders Factory Africa gba mílíọ̀nù $114 láti kojú àìṣedéédé láàrin ẹ̀yà ọkùnrin àti obìnrin nínú ètò àwùjọ VC. Safaricom yóò ṣe ìgbéga sí gbèdéke ìdúnàádúrà ojúmọ́ àwọn aṣàmúlò M-PESA láti ṣe àtìlẹ́yìn àwọn Okòwò Kéékèèké àti alábọ́dé ní Kenya. Jìbìtì owó àkósódù ni ó rọrùn jùlọ láti wádìí - Adedeji Owonibi Àwọn ẹ̀kọ́ lórí kíkọ́ MVP níbi ọjọ́ Ẹtì ìpàtẹ Okòwò. Lẹ́yìn ìsáájú M-PESA, Airtel Money ti Kenya ti ṣe ìgbéga àwọn gbèdéke ìdúnàádúrà ojúmọ́ rẹ̀. Jumia kò ní pẹ́ ṣe ìfilọ́lẹ̀ ọ̀nà àbáyọ rà á nísinsìnyí, sanwó tí ó bá yá ní Egypt Ilé ẹjọ́ pàṣẹ fún Worldcoin láti má ṣe ìfiráńṣẹ́ tàbí àmúṣe ìwífun-àlàyé tí wọ́n gbà lọ́wọ́ àwọn ọmọ Kenya. AWS ṣe ìfilọ́lẹ̀ àwọn African Skills Center eẹ̀ kìíní ní South Africa. Safaricom ṣe ìfilọ́lẹ̀ M-PESA ní oṣù mẹ́ta lẹ́yìn tí ó gba ìwé ẹ̀rí ìmúṣẹ́ṣe ní Ethiopia. Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná Nigeria tí ó ní àsopọ̀ àjọ iṣẹ́ ìfowópamọ́ tí ó tóbi jùlọ, Moniepoint, wọ ọjà ìfowópamọ́ ara ẹni láti figagbága pẹ̀lú Opay, Palmpay Àwọn iṣẹ́ ìdojúkọ níwájú bí Bosun Tijani ṣe di Mínísítà ìbáraẹnisọ̀rọ̀, àtinúdá, àti ọrọ̀ ajé orí ẹ̀rọ. Ohun tí mo ń kà àti èyí tí mo ń wò Elon Musk fẹ́ ṣe àdínkù ojúṣe ""ìdènà"" lórí ìkànnì ìbánidọ́rẹ̀ẹ́ rẹ̀. Bí àwọn Onímọ̀ Àrígbéwọ̀n ṣe jẹ́rìí pé Ayé kì í ṣe Ojúlówó Lábẹ́lé. Bí Ọgbọ́n ẹ̀kọ́ rẹ ṣe Dára púpọ̀ Láìsí Ẹ̀sìn","ITwiga Foods yehlisa intengo yayo Ingabe uke waba yisisulu sokuxhashazwa (ku-inthanethi)? Angikhumbuli ngihlukunyezwa ngisafunda amabanga aphansi, kodwa ngaxhashazwa ngisafunda amabanga aphansi. Nakuba kwakuphathelene ne-autism yami, angizange ngicabange ukuthi kwakuyinto enkulu. Kodwa, ubuqhwaga ezikoleni zamabanga aphakeme bubangela ukukhathazeka, ukuzethemba, ngisho nokuzibulala. Ngokwesibonelo, eNingizimu Afrika kunomthelela omkhulu ekuzibulaleni kwentsha. Ubuwazi ukuthi izingane ezineminyaka engu-10 kuya ku-18 zingabhadla ejele ngenxa yokuhlukumeza eNingizimu Afrika? Umthetho iChildren's Act 38 of 2005 uvumela izingane ukuthi zilethe amacala okuhlukunyezwa enkantolo ukuze zithole ukwesekwa nokuvikelwa ukuze zingazibulali. Iphinde ibheke nokuhlunyeleliswa kwezimilo kunokuthi izijezise. Nokho, njengesinyathelo sokugcina, intsha ehlukumeza abanye ingase iye ejele. Nakhu engikuphathele kona namuhla: Ingabe ithokheni kaPatricia iqala umkhonyovu wokuphuma? ITwiga Foods yehlisa intengo yayo I-IX glitch noma u-Elon uyagadla futhi Ingabe ithokheni kaPatricia iqala umkhonyovu wokuphuma? NgoNhlaba ka2023, uPatricia wamemezela ukuthi uyisisulu sokuphulwa kwezokuphepha okwafaka engcupheni impahla yayo yeBitcoin ne-naira. Yini manje? NgoMgqibelo, ukushintshaniswa kwecryptocurrency kumemezele ukwethulwa kwethokheni yePatricia (iPTK), uphawu lwendabuko. Ngokomongo, amathokheni omdabu ayimpahla yedijithali etholakala ekuhwebeni kwecryptocurrency. Izibonelo yiBNB kaBinance, iQDX kaQuidax, iBDX yeBundle kanye neFTT yeFTX. Ithokheni yomdabu, uPatricia athi iyistablecoin ekhonjwe kudola ($1 = 1PTK), izothatha indawo yebhalansi esele yamakhasimende ku-bitcoin (iBTC ne-naira). Icrypto exchange ithe inkundla entsha, uhlelo lokusebenza lwe-Patricia Plus, izosingatha imisebenzi yokushintshisana. Kodwa-ke, abantu abambalwa baphendule isimemezelo sikaPatricia ngokuqagela ukuthi kungenzeka ukuthi ibhizinisi lilungiselela umkhonyovu wokuphuma, lishiye amakhasimende abo nemali yawo evaleleke endaweni yesikhulumi. Ngakho-ke, kungani uPatricia ethula ithokheni yomdabu uma kungewona umkhonyovu wokuphuma? Uma kunjalo, athini amafulegi abomvu? Uma bengingaphendula imibuzo yakho, incwadi yezindaba ibingeke ibe indlela engcono kakhulu yokukwenza ngoba bengizobe ngishiya imininingwane embalwa. Kodwa uBolu uphendule yonke imibuzo ongase ube nayo. Ungayithola lapha: Ingabe ithokheni kaPatricia ivula umkhonyovu wokuphuma? Nazi izimo ezizungeze ukwethulwa kwePTK ITwiga Foods yehlisa intengo yayo Ukuqala kwe-eCommerce yaseKenya iB2B, iTwiga Foods, inciphise abasebenzi bayo ngama-283 - ingxenye eyodwa kwezintathu - yabasebenzi bayo besikhathi esigcwele abangama-850 ngenxa yezimo zemakethe eziyinselele. Ukudilizwa kwakamuva kuzothinta abasebenzi kuzo zonke izimakethe. Bazothola amaphakheji esinxephezelo nawokuyekwa ngokuhambisana ngokugcwele nemithetho yezabasebenzi esebenzayo. Isikhulu esiphezulu seTwiga, uPeter Njonjo, uthe ibhizinisi ""lisemgudwini woguquko"" ukuze libe nomzimba omncane, lisheshe, futhi likwazi ukusimama kwezomnotho. Ukwengeza, isebenzise ukungenelela okuningana ukuze kuhlangatshezwane futhi kugcinwe ibhizinisi kulezi zikhathi zomnotho eziyinselele. ITwiga izoqhubeka nokusebenzisa iTwiga Fresh, ibhizinisi elikhulayo kanye nokusabalalisa elasungulwa ngoNhlaba ka2022. Ishintsha isu layo lebhizinisi ngoNhlangulana 2023, iTwiga yashintsha ithimba layo langaphakathi labadayisi yafaka osonkontileka abazimele abaqashwa futhi baxoshwa ngokusekelwe ekusebenzeni kwabo. Khumbula ukuthi ukuqaliswa kwe-eCommerce kumenyezelwe ngoLwezi 2022 ukuthi inciphisa abasebenzi bayo abayi-1,000. Yize ingacacisanga ukuthi bangaki abasebenzi abazothinteka kodwa ithe ngoLwezi 30, 2022 izobe inciphisa imihlomulo yalabo abangathintekile. UNjonjo uphinde wakuchitha ukumiswa kokusebenza kweTwiga e-Uganda. Uthe inkampani nepulazi layo isaqhubeka nokusebenza kuleli. I-IX glitch noma u-Elon uyagadla futhi Izithombe eziku-X zisusiwe: I-UX, eyayaziwa ngokuthi iTwitter, ayibonisi izithombe ezilayishwe endaweni ngaphambi kukaZibandlela 2014. Kwenzakalani? Hhayi-ke, umsebenzisi weX - uTom Coates - uthumele ukuthi yonke imidiya ngaphambi kukaZibandlela 2014 isusiwe kumaseva weX. U-Coates uthe noma yikuphi okuthunyelwe ngaphambi kuka-2014 okunesithombe, kuzoba nombhalo kanye nesixhumanisi esiphukile sesithombe. Kungani uX enze lokhu? Kodwa-ke, uCoates ukholelwa ukuthi u-Elon Musk - umnikazi weX - wenze lokhu ""njengenye indlela yokonga izindleko."" Lokhu kungaba yiqiniso, ngoba ngoNhlangulana walo nyaka,kwabikwa ukuthi uX wayeka ukukhokha iGoogle Cloud Bills. Ngokujabulisayo, Amavidiyo awazange athinteke ngoba uX wavumela ukulayishwa kwamavidiyo endaweni ngo-2016. Izithombe, nokho, ziye zasekelwa kusukela ngo-2011. Ingabe izithombe zilahlekile unomphela? Angicabangi kanjalo. Ezinye izithombe ezidumile ezifana nesithombe ozishuthe sona u-Ellen Degeneres kusukela kuma-Oscars ka-2014 zibuyiselwe, kodwa izithombe ezingaziwa kangako zivela njengezixhumanisi eziphukile. Ungakuqinisekisa lokhu ngokubheka isigaba samazwana sokuthunyelwe kuka-Degeneres futhi uzobona izixhumanisi ezingajwayelekile ku-t.co. Uthini uMusk? UMusk ubethule ngokungajwayelekile ngayo yonke le nto. Kodwa uma kuvela ukuthi lokhu bekungekona ukwenza kwakhe, ngiphatheka kabi kunoma ngubani onesibopho. Ngesonto eledlule eTechpoint Africa Ubani uBosun Tijani? Konke odinga ukukwazi mayelana Nomnyango Wezokuxhumana, Ukuqamba Okusha, kanye Nomnotho Wedijithali waseNigeria U-Cikü Mugambi ungena esikhundleni sika-Obi Ozor njengeCEO yeKobo360 njengoba umsunguli weGTBank engenela njengosihlalo webhodi. IKaduna State yenza amabhidi wokuheha abatshalizimali kanye nabaqalayo, njengoba iba yizwe lokuqala ukusungula uMthetho Wokuqalisa waseNigeria. Abangane Bokuphila bathola isibonelelo sika-$10,000 sokwakha amakhemisi ngaphandle kwemingcele eNigeria IMastercard izothola ucezu lweyunithi yefintech yakwaMTN ngo-$5.2 wezigidigidi Ngemuva kokuzabalaza ukukhulisa imali eningi kubatshalizimali, ukuqaliswa kwe-eCommerce yaseKenya, iMarketForce, inyusa u-$1 wesigidi endaweni yesikhulumi secrowdfunding, Capitalize. IFounders Factory Africa ithola izigidi ezingu-$114 ukubhekana nokungalingani kobulili ohlelweni lwezemvelo lwe-VC ISafaricom izophakamisa amakhephu okwenziwa nsuku zonke kubasebenzisi beM-PESA ukuze basekele amaSME eKenya Ukukhwabanisa kweCryptocurrency kulula kakhulu ukuphenya - Adedeji Owonibi Izifundo zendlela yokwakha iMVP ngePitch Friday Ngokulandela ukuhola kweM-PESA, i-Airtel Money yaseKenya yenyuse imikhawulo yokuthenga yansuku zonke IJumia ingase ikhiphe thenga manje, ikhokhe kamuva e-Egypt Inkantolo iyala uWorldcoin ukuthi angadlulisi noma acubungule imininingwane eqoqwe kubantu baseKenya I-AWS yethula Isikhungo Samakhono sokuqala sase-Afrika eNingizimu Afrika ISafaricom yethule iM-PESA ezinyangeni ezintathu ngemuva kokuthola ilayisense yokusebenza e-Ethiopia I-fintech yaseNigeria enenethiwekhi enkulu yamabhange e-ejensi, iMoniepoint, ingena emakethe yamabhange yomuntu siqu ukuze inselele i-OPay, iPalmPay Imisebenzi enzima ezayo njengoba uBosun Tijani eqinisekiswa njengongqongqoshe wezokuxhumana, ukusungula izinto ezintsha kanye nomnotho wedijithali. Engikufundayo nengikubukayo U-Elon Musk ukhawulela umsebenzi 'wokuvimba' ezinkundleni zokuxhumana Indlela Izazi Zesayensi Yemvelo Ezifakazela Ngayo I-Universe Ayiyona Yasendaweni Ngempela Kungani Ingqondo Yakho Yokuziphatha Ingcono Ngaphandle Kwenkolo"
+"3 ሊያመልጧችሁ የማይገቡ ግዙፍ ክሪፐቶዎች: ዶግኮይን(ዲኦጂኢ), ፖሊጎን( ኤምኤቲአይሲ) እና ፖሜርዶግ (ፒኦኤምዲ) ከ ዶግኮይን(ዲኦጂኢ), ፖሊጎን( ኤምኤቲአይሲ) እና ፖሜርዶግ (ፒኦኤምዲ) ጋር የ ክሪፕቶ ዓለምን አቅም ያግኙ፡፡ ስለ ሶስቱ የ ክሪፕቶ ግዙፍ ዛሬ የበለጠ ይወቁ። ገበያው መልመዱን ሲቀጥል ሦስት ታዋቂ ተፎካካሪዎች ዶግኮይን(ዲኦጂኢ), ፖሊጎን( ኤምኤቲአይሲ) እና ፖሜርዶግ (ፒኦኤምዲ) እንደ ግዙፍ ክሪፕቶዎች ብቅ ብለዋል፡፡ ይህ ጽሑፍ የሁሉንም ዝርዝር ሁኔታ ይመረምራል, ልዩ የሚያደርጋቸውን እና ለምን ትኩረት ሊሰጣቸው እንደሚገባ ይመረምራል፡፡ ማጠቃለያ ዶግኮይን የዋጋ ትንበያ ፖሊጎን ከ ኤስኬ ቴሌኮም ጋር የስትራቴጂክ አጋርነት ስምምነት ተፈራርሟል ፖሜርዶግ በሚካሄደው የቅድመ ሽያጭ ጊዜ አስደናቂ ተመላሾችን ያመጣል ስለ ፖሜርዶግ (ፒኦኤምዲ) ቅድመ-ሽያጭ የበለጠ ለማወቅ እዚህ ጠቅ ያድርጉ ዶግኮይን (ዲኦጂኢ)፡ ከቀልድ ባሻገር እንደ አዝናኝ ቀልድ የተወለደው ዶግኮይን(ዲኦጂኢ) ከተሰጠ ማህበረሰብ እና በሰፊው እውቅና ወደ ዓለም አቀፍ ስሜት ተለውጧል፡፡ አመጣጡ ቀለል ያለ ሊሆን ይችላል, ዶግኮይን በቅርብ ጊዜዎች ውስጥ የመቋቋም አቅም አሳይቷል፡፡ እንደ ኢሎን ማስክ ካሉ ከፍተኛ ታዋቂ ሰዎች ድጋፍ በማግኘት ዶግኮይን ከአዝናኝነት ደረጃው አልፏል። በአሁኑ ጊዜ የ ዶግኮይን ዋጋ በ $ 0.06709 ከ $ 9.4ቢ የገበያ ሽፋን ጋር ተቀምጧል፡፡ ከዚህም በላይ አብዛኛዎቹ ቴክኒካዊ አመላካቾች አረንጓዴ እያሳዩ ናቸው፡፡ ተደራሽነቱ እና ዝቅተኛ ወጪው በስፋት ጥቅም ላይ እንዲውል አስተዋፅዖ ያደርጋል። ስለዚህ, ለዕለት ተእለት ግብይቶች ዋና እጩ ማድረግ፡፡ ስለዚህ፣ የገበያ ተንታኞች በ2023 መገባደጃ ላይ ዶግኮይን ወደ $0.098 ከፍ እንደሚል ተነብየዋል። ፖሊጎን (ኤምኤቲአይሲ)፡ የብሎክቼይን ልኬትን ከፍ ማድረግ ፖሊጎን (ኤምኤቲአይሲ) የብሎክቼይን ኔትወርኮችን መጠነ ሰፊነት እና ጥቅም ላይ ማዋል ላይ ከፍተኛ ለውጥ አስከተለ ነው። ፖሊጎን ለኤቲሬም የ ኤል2 ልኬት መፍትሄ እንደመሆኑ መጠን እንደ ከፍተኛ የጋዝ ክፍያዎች ያሉ ውስንነቶቹን ለመፍታት ያለመ ነው፡፡ በቅርብ ዜናዎች ውስጥ፣ ፖሊጎን ከደቡብ ኮሪያ መሪ ሞባይል ቴሌኰም አቅራቢ ኤስኬ ቴሌኰም ጋር ስትራቴጂካዊ የሽርክና ስምምነት ተፈራረመ። በውጤቱም፣ በዚህ አጋርነት፣ ኤስኬቲ የዌብ3 ስነ-ምህዳሩን ማሳደግ ይችላል። ፖሊጎን ክሪፕቶ በ$5.6በቢ የገበያ ዋጋ በ0.607 ዶላር እየነገደ ነው። በአዳዲስ ሽርክናዎች ምክንያት፣ ብዙ ባለሙያዎች ለፖሊጎን ጉልበተኛ ናቸው። ስለዚህ፣ በታህሳስ 2023 $0.87 ፖሊጎን ዋጋን ይ���ነብያሉ። ፖሜርዶግ (ፒኦኤምዲ)፡- የጨዋታ-ለማግኘ አቅምን መልቀቅ ከ 3 ቢ በላይ ግለሰቦችን ከሚያሞግተው የመስመር ላይ የጨዋታ ኢንዱስትሪ ጋር ግንኙነት ያለው ፖመርዶግ (ፒኦኤምዲ) ለረጅም ጊዜ የዕድገት አቅሙ ምስጋና ይግባውና የጅምላ ድጋፍ አጊንቷል፡፡ እንዲያውም ፖሜርዶጌ ለማኅበረሰቡ አባላት ጥቅማጥቅሞችን የሚሰጥ ሰፊ ሥነ-ምህዳር መስርቷል። በዋናው ላይ፣ ፖሜርዶግ ከ ፖሜርጌም ጋር እጅግ በጣም ጥሩ የ ፒ2ኢ ክሪፕቶ ጨዋታ ልምድን ይሰጣል። በሌላ አነጋገር፣ በፖሜርጌም በመጫወት እና በመሳተፍ የፒኦኤምዲ ተወላጅ ምልክቶችን ማግኘት ይችላሉ። በጨዋታው ውስጥ እያደጉ ሲሄዱ የፖመር ገጸ-ባህሪዎን በፈለጉት መንገድ ማበጀት እና ወደ ከፍተኛ ደረጃዎች ከፍ ማድረግ ይችላሉ፡፡ ከእንደዚህ አይነት ደረጃ አንዱ የፖሜርፕሌስ የገበያ ቦታ መዳረሻን የሚከፍተው ወርቅ ነው። የፖሜርፕሌስ የገበያ ቦታ በብሎክቼይን ላይ በተመሰረተ የጨዋታ አለም ውስጥ ጨዋታ ቀያሪ ነው። ተጠቃሚዎች ጠቃሚ የውስጠ-ጨዋታ ንብረቶቻቸውን እንዲሸጡ፣ እንዲገዙ ወይም እንዲነግዱበት መድረክን ያቀርባል። በተጨማሪም የመወዳደሪያ ሜዳው የውድድር ፈተናዎችን ለሚመኙ ሰዎች የሚሆን ቦታ ነው። በዚህ መወዳደሪያ ሜዳ ውስጥ አሸናፊ-ሁሉንም-ይወስዳል በሚል ግጥሚያ ውስጥ ከሌሎች ፖመሮች ጋር ከባድ ውጊያ ውስጥ መሳተፍ ይችላሉ። የፒኦኤምዲ ተወላጅ ቶከን መያዝ ለ7,777 ኤንኤፍቲ ስብስብ እና ልዩ የፖሜርፕሌስ እቃዎች ማግኛ ይሰጣል። በአሁኑ ጊዜ አንድ የፒኦኤምዲ ቶከን ዋጋ 0.008 ዶላር ብቻ ነው፣ እና ቀድመው የገዙት በ14% አርኦአይ እየተዝናኑ ነው። ነገር ግን፣ ቅድመ-ሽያጩ በደረጃ አንድ ላይ ነው፣ ተንታኞች የ30ኤክስ ጭማሪን ከመጠናቀቁ በፊት እንዲተነብዩ አድርጓል - አሁን ለሚገዙት ታላቅ ትርፍ። ስለ ፖሜርዶግ (ፒኦኤምዲ) ቅድመ-ሽያጭ ዛሬ የበለጠ ይወቁ","3 Crypto Giants You Can't Miss: Dogecoin (DOGE), Polygon (MATIC) & Pomerdoge (POMD) Discover the potential of the crypto world with Dogecoin (DOGE), Polygon (MATIC) & Pomerdoge (POMD). Learn more about the three crypto giants today. As the market continues adapting, three prominent contenders: Dogecoin (DOGE), Polygon (MATIC), and Pomerdoge (POMD), have emerged as crypto giants. This article examines the details of all of them, exploring what makes them stand out and why they deserve attention. Summary Dogecoin price prediction Polygon signs a strategic partnership agreement with SK Telecom Pomerdoge brings amazing returns during its ongoing presale Click Here To Find Out More About The Pomerdoge (POMD) Presale Dogecoin (DOGE): Beyond the Meme Dogecoin (DOGE), born as a playful meme, has transformed into a global sensation with a dedicated community and widespread recognition. While its origins may be light-hearted, Dogecoin has showcased resilience in recent times. With endorsements from high-profile figures like Elon Musk, Dogecoin has moved beyond its meme status. Currently, the Dogecoin price sits at $0.06709 with a market cap of $9.4B. Moreover, most of its technical indicators are showing green. Its accessibility and low cost contribute to its widespread use. Thus, making it a prime candidate for everyday transactions. Therefore, market analysts forecast a rise to $0.098 for Dogecoin by the end of 2023. Polygon (MATIC): Elevating Blockchain Scalability Polygon (MATIC) is revolutionizing the scalability and usability of blockchain networks. As a L2 scaling solution for Ethereum, Polygon aims to address its limitations, such as high gas fees. In recent news, Polygon signed a strategic partnership agreement with the leading mobile telecom provider in South Korea, SK Telecom. As a result, through this partnership, SKT will be able to grow its Web3 ecosystem. The Polygon crypto is trading hands at $0.607 with a market cap of $5.6B. Due to new partnerships, many experts are bullish for Polygon. Therefore, they predict a $0.87 Polygon price by December 2023. Pomerdoge (POMD): Unleashing Play-to-Earn Potential With ties to the online gaming industry, which boasts over 3B individuals, Pomerdoge (POMD) has gained mass appeal thanks to its long-term growth potential. In fact, Pomerdoge has established a vast ecosystem that offers benefits to its community members. At its core, Pomerdoge offers an excellent P2E crypto gaming experience with Pomergame. In other words, you can gain POMD native tokens by playing and participating in the Pomergame. As you advance through the game, you can customize your Pomer character any way you want and level them up to elite levels. One such level is Gold, which unlocks access to the Pomerplace marketplace. The Pomerplace marketplace is a game-changer in the world of blockchain-based gaming. It provides a platform for users to sell, purchase, or trade their valuable in-game assets. Furthermore, the Arena is the place to be for those who crave competitive challenges. In this Arena, you can engage in intense battles against other Pomers in a winner-takes-all match. Holding the POMD native token will give access to a 7,777 NFT collection and unique Pomerplace items. Currently, one POMD token costs just $0.008, and those who purchased it early are enjoying a 14% ROI. However, the presale is in Phase One, causing analysts to predict a 30x surge before it finishes - outstanding gains for those who purchase it now. Find out more about the Pomerdoge (POMD) Presale Today","Manyan Kamfanonin Kirifto Uku Da Ba Za Ka Yi Wasa da Su ba: Dogecoin (DOGE), Polygon (MATIC) da Pomerdoge (POMD) Manyan kamfanonin Kirifto 3 da Bai Kamata Ka Rasa su Ba:Dogecoin (DOGE), Polygon (MATIC) da Pomerdoge (POMD). Ƙara sani game da manyan kamfanonin kirifto a yau. A lokacin da kasuwar take ci gaba da haɓaka, akwai manyan kamfanoni uku: Dogecoin (DOGE), Polygon (MATIC), da Pomerdoge (POMD), sun taso a matsayin manyan kamfanoni a wannan bangaren. Wannan maƙalar ta yi duba ga bayanan dukkansu, tare da bincikar abin da ya sa suka bambanta da saura kuma suka cancanci a mayar da hankali a kansu. Taƙaitaccen bayani Hasashen farashin Dogecoin Polygon sun sa hannu kan yarjejeniyar haɗin guiwa da SK Telecom Pomerdoge ya samar da tagomashi mai ƙayatarwa a lokacin shirin kafin fara sayarwa. Latsa Nan Don ƙara Sani Game da shirin Kafin afin Sayarwa na Pomerdoge (POMD) Dogecoin (DOGE): Ya zarce Abin Yaɗawa Dogecoin, da ya fara a matsayin hoton nishaɗi, ya juye zuwa babban kamfani mai jan hankalin duniya da ke da ayannanun mabiya ya kuma shahara sosai. Duk da mafarinsa ya kasance mai rauni, Dogecoin ya nuna juriya a kwanan nan. Da samun goyon baya da manyan mutane kamar Elon Musk, Dogecoin ya zarce matsayinsa na hoton nishaɗi. A halin yanzu, farashin Dogecoin shi ne $0.06709 da maƙurar farashin kasuwa $9.4B. Daɗin daɗawa, yawancin alamominsa na nuna koren launi. Sauƙi shiga da rangwamen farashinsa ya taimaka wajen yawan amfani da ake yi da shi. Wannan ta sa ya kasance babbar manhajar amfani wajen hada-hadar yau da kullum. Don haka manazarta kasuwa suna hasashen tashin Dogecoin zuwa $0.098 zuwa ƙarshen 2023. Polygon (MATIC): Inganta Ƙaruwar Blockchain Polygon (MATIC) yana kawo sabon sauyi ta ɓangaren ingancin aiki da sauƙin amfani da kafofin blockchain. A matsayinsa na mafi matakin L2 ga Ethereum, Polygon na nufin warware matsalolinsa, kamar tsadar kuɗin gudanarwa. A labaran kwanan nan, Polygon ya saka hannu kan yarjejeniyar haɗin guiwa da babban kamfanin sadarwa a Koriya ta Kudu wato SK Telecom. A dalilin wannan, ta hanyar wannan haɗin guiwar, SKT na iya faɗaɗa ma'ajiyarta ta Web3. A yanzu ana musayar kuɗin kirifto na Polygon a $0.607 da maƙurar farashin kasuwa $5.6B. Dalilin sabbin haɗin guiwa, masana da yawa suna hasashen bunƙasar Polygon. Don haka, suna hasashen farashinsa ya kai $0.87 zuwa Disamban 2023. Pomerdoge (POMD): Gabatar da Damar Buga-Wasa-ka-Samu Kuɗi Da alaƙar da ke tsakaninsu da masana'antar wasannin intanet, wanda ke da mutane samada biliyan 3, Pomerdoge (POMD) yana burge mutane da yawa musamman saboda damar bunƙasa da yake da ita. A zahiri ma, Pomerdoge ya kafa da yanayi mai kyau da yake ba da damar samun tagomashi ga mambobin da ke amfani da shi. A tsarinsa na gudanarwa, Pomerdoge na samar da damar wasa a fagen kirifto na P2E da Pomergame. Wato kenan, za ka iya samun token na native token ɗin POMD ta hanyar bugawa da shiga cikin Pomergame. Yayin da kake matsawa gaba a wasan, kana iya keɓance ɗan wasanka na Pomer duk yadda kake so kuma ka ɗora su a matakan ajin manya. Ɗaya daga cikin irin waɗannan matakan shi ne matakin Gold, wanda zai buɗe damar shiga kasuwar Pomerplace. Kasuwar Pomerplace ta kawo sabon sauyi a duniyar blockchain mai tsarin gem. Yana samar da dandali ga masu amfani na su sayar, su siya ko su yi musayar kadar gem ɗinsu mai daraja. Bugu da ƙari, Arena wani fage ne na masu son shiga gasa mai cike da gogayya. A wannan fagen kasuwancin, za ka iya shiga fafatawa mai tsanani tare da wasu Pomers ɗin a gasar wanda-ya-ci-ya-kwashe-komai. Mallakar kuɗin kirifto na POMD native token, zai bada damar samun tarin yawan 7,777 na NFT da kayayyakin Pomerplace na musamman. A halin yanzu, farashin takardar kuɗin POMD shi ne $0.008 kuma waɗanda suka saye shi da wuri za su samu tagomashin kaso 14 na ROI. Sai dai, shirin kafin fara sayarwar na a Matakin na Farko ne, wanda yasa manazarta suka yi hasashen zai tashi da ninki 30x kafin ya ƙare - wata gagarumar riba ga waɗanda suka saye shi yanzu. Samu ƙarin abubuwa game shirin kafin fara sayarwa na Pomerdoge (POMD) a Yau","Mijitu 3 ya Crypto Usiyoweza Kukosa: Dogecoin (DOGE), Polygon (MATIC) & Pomerdoge (POMD) Gundua uwezo wa ulimwengu wa crypto na Dogecoin (DOGE), Polygon (MATIC) & Pomerdoge (POMD). Jifunze zaidi kuhusu makampuni makubwa matatu ya crypto leo. Wakati soko linaendelea kubadilika, washindani watatu maarufu: Dogecoin (DOGE), Polygon (MATIC), na Pomerdoge (POMD), wameibuka kama wakubwa wa crypto. Nakala hii inachunguza maelezo yao yote, ikichunguza ni nini kinachowafanya waonekane na kwa nini wanastahili kuzingatiwa. Muhtasari Utabiri wa bei Degecoin Poligoni inatia saini mkataba wa ushirikiano wa kimkakati na SK Telecom Pomerdoge huleta mapato ya kushangaza wakati wa uuzaji wake unaoendelea Bofya Hapa Ili Kujua Zaidi Kuhusu Uuzaji wa Presale wa Pomerdoge (POMD). Dogecoin (DOGE): Zaidi ya Meme Dogecoin (DOGE), iliyozaliwa kama meme ya kucheza, imebadilika kuwa hisia ya kimataifa na jumuiya iliyojitolea na kutambuliwa kote. Ingawa asili yake inaweza kuwa nyepesi, Dogecoin imeonyesha ujasiri katika siku za hivi karibuni. Kwa ridhaa kutoka kwa takwimu za juu kama Elon Musk, Dogecoin imehamia zaidi ya hali yake ya meme. Hivi sasa, bei ya Dogecoin iko katika $0.06709 na soko la juu la $9.4B. Zaidi ya hayo, viashiria vyake vingi vya kiufundi vinaonyesha kijani. Upatikanaji wake na gharama ya chini huchangia matumizi yake mengi. Kwa hivyo, kuifanya kuwa mgombea mkuu kwa shughuli za miamala kila siku. Kwa hivyo, wachambuzi wa soko wanatabiri kupanda hadi $0.098 kwa Dogecoin ifikapo mwisho wa 2023. Poligoni (MATIC): Kuinua Uwezo wa Blockchain Poligoni (MATIC) inaleta mageuzi katika uboreshaji na utumiaji wa mitandao ya blockchain. Kama suluhisho la kuongeza kiwango cha L2 kwa Ethereum, Poligoni inalenga kushughulikia mapungufu yake, kama vile ada za juu za gesi. Katika habari za hivi majuzi, Poligoni ilitia saini mkataba wa ushirikiano wa kimkakati na mtoa huduma mkuu wa mawasiliano ya simu nchini Korea Kusini, SK Telecom. Kwa hivyo, kupitia ushirikiano huu, SKT itaweza kukuza mfumo wake wa ikolojia wa Web3. Poligoni crypto inauzwa kwa dola 0.607 ikiwa na soko la juu la $5.6B. Kwa sababu ya ushirikiano mpya, wataalam wengi wanapendelea Poligoni. Kwa hivyo, wanatabiri bei ya $0.87 Poligoni kufikia Desemba 2023. Pomerdoge (POMD): Kufungua Uwezo wa Kucheza-ili-Kupata Kwa uhusiano na tasnia ya michezo ya kubahatisha mtandaoni, ambayo inajivunia zaidi ya watu 3B, Pomerdoge (POMD) imepata mvuto mkubwa kutokana na uwezo wake wa ukuaji wa muda mrefu. Kwa kweli, Pomerdoge imeanzisha mfumo mkubwa wa ikolojia ambao hutoa manufaa kwa wanajamii wake. Kwa msingi wake, Pomerdoge inatoa uzoefu bora wa uchezaji wa P2E crypto na Pomergame. Kwa maneno mengine, unaweza kupata tokeni za asili za POMD kwa kucheza na kushiriki katika Pomergame. Unapoendelea kwenye mchezo, unaweza kubinafsisha mhusika wako wa Pomer kwa njia yoyote unayotaka na uwasawazishe hadi viwango vya wasomi. Kiwango kimoja kama hicho ni Dhahabu, ambayo hufungua ufikiaji wa soko la Pomerplace. Soko la Pomerplace ni mbadilishaji michezo katika ulimwengu wa michezo ya kubahatisha inayotegemea blockchain. Inatoa jukwaa kwa watumiaji kuuza, kununua au kubadilishana mali zao muhimu za ndani ya mchezo. Zaidi ya hayo, Uwanja ndio mahali pa kuwa kwa wale wanaotamani changamoto za ushindani. Katika uwanja huu, unaweza kushiriki katika vita vikali dhidi ya Pomers wengine katika mechi ya mshindi-atachukua-wote. Kushikilia tokeni asili ya POMD kutatoa ufikiaji wa mkusanyiko wa 7,777 wa NFT na vitu vya kipekee vya Pomerplace. Hivi sasa, tokeni moja ya POMD inagharimu $0.008 tu, na wale walioinunua mapema wanafurahia ROI ya 14%. Hata hivyo, mauzo ya awali katika Awamu ya Kwanza, husababisha wachambuzi kutabiri ongezeko la mara 30 kabla ya kukamilika - faida bora kwa wale wanaoinunua sasa. Fahamu zaidi kuhusu Pomerdoge (POMD) Presale Leo","Àwọn Èèkàn Owó àkósódù 3 Tí Ẹ kò lè pàdánù: Dogecoin (DOGE), Polygon (MATIC) & Pomerdoge (POMD) Ṣe àwárí agbára àwùjọ owó àkósódù pẹ̀lú Dogecoin (DOGE), Polygon (MATIC) & Pomerdoge (POMD). Kẹ́kọ̀ọ́ sí i nípa àwọn èèkàn owó àkósódù mẹ́ta náà lónìí. Bí ọjà ṣe ń tẹ̀síwájú láti máa yípadà, àwọn olùfigagbága mẹ́ta: Dogecoin (DOGE), Polygon (MATIC), àti Pomerdoge (POMD), ti fìdí kalẹ̀ bí èèkàn owó àkósódù. Àtẹ̀jáde yìí ṣàyẹ̀wò àwọn àlàyé nípa gbogbo wọn, nípa ṣíṣe àgbéyẹ̀wò ohun tí ó mú kí wọ́n yàtọ̀ àti ìdí tí wọ́n fi nílò àkíyèsí. Ìsọnísókí Àsọtẹ́lẹ̀ iye Dogecoin Polygon fọwọ́ sí àdéhùn ìlànà ìbáṣepọ̀ pẹ̀lú SK Telecom Pomerdoge mú àwọn èrè tí ó dára wá lásìkò ìtajà ìsáájú rẹ̀ tí ó ń lọ lọ́wọ́ Tẹ Ibí láti Wádìí sí i Nípa ìtajà ìsáájú Pomerdoge (POMD). Dogecoin (DOGE): Àfihàn tí ó tayọ àwàdà Dogecoin (DOGE), wáyé gẹ́gẹ́ bí àwàdà àpárá, tí yípadà di ohun ìyanu lágbàáyé pẹ̀lú àwùjọ tí ó fọkànjìn tí ó sì ní di mímọ̀ káàkiri. Nígbà tí àwọn orírun rẹ̀ lè jẹ́ èyí tí ó fúyẹ́, Dogecoin ti ṣàfihàn agbára àlòpẹ́ ní àsìkò yìí. Pẹ̀lú àwọn ìfọwọ́sí láti ọwọ́ àwọn ènìyàn ńlá bí Elon Musk, Dogecoin ti tẹ̀síwájú kọjá ipò àwàdà àpárá rẹ̀. Nísinsìnyí, iye owó Dogecoin jẹ́ $0.06709 pẹ̀lú gbèdéke ọjà $9.4B. Síwájú sí i, púpọ̀ àwọn ìtọ́ni ìlànà rẹ̀ ń fi àwọ̀ ewé hàn. Wíwà àti owó kékeré rẹ̀ kópa lórí ìtànkálẹ̀ ìlò rẹ̀. Nítorí náà, ó mú kí ó jẹ́ olùdíje tí ó yẹ fún àwọn ìdúnàádúrà ojoojúmọ́. Nítorí náà, àwọn lámèétọ́ ọjà sọ àsọtẹ́lẹ̀ ìlọsíwájú $0.098 fún Dogecoin ní ìparí 2023. Polygon (MATIC): Ṣíṣe ìgbéga Ìmúgbòòrò Ẹ̀wọ́n àkọsílẹ̀ ọrọ̀ Polygon (MATIC) ń ṣe àyípadà ìmúgbòòrò àti àmúlò àwùjọ ẹ̀wọ́n àkọsílẹ̀ ọrọ̀. Gẹ́gẹ́ bí ọ̀nà àbáyọ ìgbéga L2 fún Ethereum, Polygon ní àfojúsùn láti yanjú àwọn ìṣòro rẹ̀, gẹ́gẹ́ bí owó gáàsì gọbọi. Nínú ìròyìn ìsinsìnyí, Polygon fọwọ́sí àdéhùn ìlànà ìbádòwòpọ̀ pẹ̀lú asíwájú ilé-iṣẹ́ olùpèsè ìbáraẹnisọ̀rọ̀ ní South Korea, SK Telecom. Nítorí èyí, nípasẹ̀ ìbádòwòpọ̀ yìí, SKT yóò lè mú ìdàgbàsókè bá àwùjọ Web3 rẹ̀. Owó àkósódù Polygon ń ṣe okòwò ní $0.607 pẹ̀lú gbèdéke ọjà $5.6B. Nítorí àwọn ìbádòwòpọ̀ tuntun, ọ̀pọ̀ àwọn alámọ̀já ṣe ìfowólọ́jà fún Polygon. Nítorí náà, wọ́n sọ àsọtẹ́lẹ̀ $0.87 iye owó Polygon ní Oṣù Kejìlá 2023. Pomerdoge (POMD): Ṣíṣe àgbéjáde àbùdá Ta-ayò-kí o-gbowó. Pẹ̀lú àṣepọ̀ pẹ̀lú ilé-iṣẹ́ eré ayò orí ẹ̀rọ, èyí tí ní ju àwọn ènìyàn 3B lọ, Pomerdoge (POMD) ti jèrè ẹ̀wù púpọ̀ ọpẹ́ lọ́wọ́ àbùdá ìdàgbàsókè rẹ̀ ọlọ́jọ́ pípẹ́. Kódà, Pomerdoge ti ṣe ìfilọ́lẹ̀ àwùjọ ńlá tí ó ń pèsè àwọn àǹfààní fún àwọn ọmọ àwùjọ rẹ̀. Nínú ìjìnlẹ̀ rẹ̀, Pomerdoge ń pèsè ìrírí eré owó àkósódù Ta-ayò-kí-ó-gbowó pẹ̀lú Pomerdoge. Ní ọ̀rọ̀ mìíràn, o lè jèrè àwọn owó àkósódù abẹ́lé POMD nípa ṣíṣe eré àti kíkó ipa nínú Pomergame. Bí o ṣe ń tẹ̀síwájú nípasẹ̀ eré ayò yìí, o lè ṣe àkànṣe olùkópa Pomer ni ọ̀nàkọnà tí o bá fẹ́ kí o sì gbé wọn sókè sí àwọn ìpele gbajúmọ̀. Ọ̀kan nínú àwọn ìpele yẹn ni Gold, èyí tí ó ń sí àǹfààní sí gbàgede ọjà Pomerplace. Gbàgede ọjà Pomerplace jẹ́ àyípadà nínú àwùjọ eré ayò adálórí ẹ̀wọ́n àkọsílẹ̀ àwùjọ. Ó pèsè ìkànnì fún àwọn aṣàmúlò láti tà, rà, tàbí fi àwọn ọrọ̀ iyebíye inú ayò wọn ṣòwò. Síwájú sí i, Gbàgede náà jẹ́ ibi tí ó yẹ láti wà fún àwọn tí wọ́n fẹ́ àwọn ìfigagbága. Ní Gbàgede yìí, o lè kópa nínú àwọn ìfigagbága pẹ̀lú àwọn Pomer mìíràn nínú ìfẹsẹ̀wọnsẹ̀ olúborí-yóò-gba-gbogbo-èrè. Níní owó àkósódù abẹ́lé POMD yóò fúnni ní àǹfààní sí àkójọ 7, 777 NFT àti àwọn ohun èlò àrà ọ̀tọ̀ Pomerplace. Ní báyìí, iye owó owó àkósódù POMD kan jẹ́ $0.008, tí àwọn tí wọ́n tètè rà á sì ń gbádùn ìdá 14% Èrè okòwò. Àmọ́ sá, ìtà ìsáájú náà wà ní Ìpele Kìíní, èyí tí ó mú kí àwọn lámèétọ́ sọ àsọtẹ́lẹ̀ ẹ̀léwó ìlọ́po 30 kí ó tó tán - ère ńlá fún àwọn tí wọ́n ń rà á báyìí. Ṣèwádìí sí i nípa ìtajà ìsáájú Pomerdoge (POMD) Lónìí","3 Ama-Crypto Giants Ongeke Wawaphuthelwa: IDogecoin (iDOGE), iPolygon (iMATIC) nePomerdoge (iPOMD) Zitholele amandla omhlaba wecrypto ngeDogecoin (iDOGE), i-Polygon (iMATIC) ne-Pomerdoge (iPOMD). Funda kabanzi mayelana nama-crypto giants amathathu namuhla. Njengoba imakethe iqhubeka nokuzivumelanisa nezimo, izimbangi ezintathu ezivelele: IDogecoin (iDOGE), iPolygon (iMATIC), nePomerdoge (iPOMD), ivele njengamacrypto giants. Lesi sihloko sihlola imininingwane yawo wonke, sihlola ukuthi yini eyenza agqame nokuthi kungani efanelwe ukunakwa. Isifinyezo Dogecoin ukubikezela kwentengo IPolygon isayina isivumelwano sokusebenzisana neSK Telecom IPomerdoge iletha imbuyiselo emangalisayo ngesikhathi sokuthengisa kwayo okuqhubekayo Chofoza Lapha Ukuze Uthole Okuningi NgePomerdoge (iPOMD) Presale IDogecoin (iDOGE): Ngale kweMeme IDogecoin (iDOGE), eyazalwa njengememe edlalwayo, isiguquke yaba nomuzwa womhlaba wonke onomphakathi ozinikele kanye nokuqashelwa okubanzi. Nakuba umsuka wayo ungase ube nenhliziyo elula, iDogecoin ibonise ukuqina ezikhathini zamuva. Ngokusho kwezibalo eziphezulu ezifana no-Elon Musk, iDogecoin ihambe ngaphezu kwesimo sayo se-meme. Njengamanje, intengo yeDogecoin ihlezi ku-$0,06709 ngemakethe yemakethe engu-$9.4B. Ngaphezu kwalokho, izinkomba zayo eziningi zobuchwepheshe zibonisa okuluhlaza. Ukufinyeleleka kwayo kanye nezindleko eziphansi kunomthelela ekusetshenzisweni kwayo kabanzi. Ngakho-ke, ukwenza kube ikhandidethi eliyinhloko lemisebenzi yansuku zonke. Ngakho-ke, abahlaziyi bemakethe babikezela ukukhuphukela ku-$0,098 kuDogecoin ekupheleni kuka-2023. IPolygon (iMATIC): Ukwandisa IBlockchain Scalability IPolygon (iMATIC) iguqula ukuqina nokusebenziseka kwamanethiwekhi eblockchain. Njengesixazululo seL2 sokulinganisa i-Ethereum, iPolygon ihlose ukubhekana nokulinganiselwa kwayo, njengezimali eziphezulu zegesi. Ezindabeni zakamuva, iPolygon isayine isivumelwano sobambiswano lwesu nomhlinzeki wezokuxhumana ohamba phambili waseNingizimu Korea, iSK Telecom. Ngenxa yalokho, ngalobu budlelwano, iSKT izokwazi ukukhulisa iWeb3 ecosystem yayo. IPolygon crypto ihweba ngezandla ku-$0.607 ngekhephu yemakethe engu-$5.6B. Ngenxa yobambiswano olusha, ochwepheshe abengeziwe basebenza nePolygon. Ngakho-ke, babikezela intengo engu-$0.87 Polygon ngoZibandlela 2023. IPomerdoge (iPOMD): Ukuvula Amathuba Okudlalela Inzuzo Ngobudlelwano embonini yemidlalo ye-inthanethi, eqhosha ngabantu abangaphezu kwe-3B, i-Pomerdoge (iPOMD) izuze ukudonsa okuningi ngenxa yamandla ayo okukhula kwesikhathi eside. Eqinisweni, iPomerdoge idale iecosystem enkulu ehlinzeka ngezinzuzo kumalungu ayo omphakathi. Emgogodleni wayo, iPomerdoge inikeza isipiliyoni esihle kakhulu sokudlala seP2E crypto ngePomergame. Ngamanye amazwi, ungazuza amathokheni omdabu ePOMD ngokudlala nokubamba iqhaza kuPomergame. Njengoba uthuthukela kulo mdlalo, ungenza ngendlela oyifisayo umlingiswa wakho wePomeran nganoma iyiphi indlela oyifunayo futhi akhuphuke. Elinye izinga elinjalo iGolide, elivula ukufinyelela endaweni yemakethe yasePomerplace. Imakethe yasePomerplace ishintsha umdlalo emhlabeni wemidlalo esekelwe kublockchain. Ihlinzeka ngenkundla yabasebenzisi ukuthi bathengise, bathenge, noma bahwebe ngezimpahla zabo ezibalulekile ezingaphakathi kwegeyimu. Ngaphezu kwalokho, i-Arena iyindawo okufanele ibe kuyo kulabo abalangazelela izinselelo zokuncintisana. Kule Arena, ungabamba iqhaza ezimpini ezishubile ngokumelene namanye ama-Pomers kumdlalo onqobayo-konke. Ukubamba ithokheni yomdabu yePOMD kuzonikeza ukufinyelela kuqoqo leNFT elingu-7,777 kanye nezinto eziyingqayizivele zePomerplace. Njengamanje, ithokheni eyodwa yePOMD ibiza i-$ 0,008 kuphela, futhi labo abayithenga kusenesikhathi bajabulela iROI engu-14%. Nokho, ukuthengiswa kwangaphambili kuseSigabeni Sokuqala, okwenza abahlaziyi babikezele ukuphakama okungu-30x ngaphambi kokuthi kuphele - izinzuzo ezivelele zalabo abathengayo manje. Thola okwengeziwe mayelana ne-Pomerdoge (iPOMD) Presale Today"
+ቦሱን ቲጃኒ ማን ነው? ስለ ናይጄሪያ ግንኙነት፣ ፈጠራ እና የዲጂታል ኢኮኖሚ ሚኒስትር ማወቅ ያለብዎት ነገር ሁሉ ቦሱን ቲጃኒ የናይጄሪያ የግንኙነትን፣ የፈጠራን እና የዲጂታል ኢኮኖሚ ሚኒስትር ሆነው መሾማቸው በናይጄሪያ የቴክኖሎጂ ምህዳር ውስጥ ባሉ ሰዎች ዘንድ በሰፊው ተቀባይነት አግኝቷል ማለት ይቻላል። ይህ ተቀባይነት የመጣው ቲጃኒ በቦታው ውስጥ ካለው የተትረፈረፈ ተሞክሮ እና የናይጄሪያ ጅምር ትዕይንት ምሰሶዎች የሆኑ አንዳንድ የቴክኖሎጂ ጅማሬዎችን በመገንባት ላይ ካለው ቀጥተኛ እና ቀጥተኛ ያልሆነ ተጽዕኖ ነው። እነዚህ ተጽዕኖዎች በዋነኝነት የተፈጠሩት በናይጄሪያ የመጀመሪያው የቴክኖሎጂ ማዕከል በ 2010 በቲጃኒ በተመሰረተው በ ሲሲሃብ በኩል ነው። ማዕከሉ በአሁኑ ጊዜ በአፍሪካ ትልቁ ሲሆን እንደ ኬንያ ሌሎች የአፍሪካ አገራት አካላዊ ተገኝነት ጋር እና ቲጃኒ የናይጄሪያን የቴክኖሎጂ ስነ-ምህዳር ለማሳደግ ትልቅ ሚና እየተጫወተ ባለበት ወቅት ለሚኒስትርነት ሹመቱ ምን አይነት ሙያዎች እና ብቃቶች ትልቅ እጩ አድርገውታል? ስለ ቦሱን ቲጃኒ ማወቅ ያለብዎት ነገር ሁሉ ስለ ቦሱን ቲጃኒ ከግል እስከ ትምህርታዊ እና ሙያዊ ዳራ ማወቅ ያለብዎት ነገር ሁሉ ይኸውና አገሩ የት ነው? ቲጃኒ ከኢቶኮ፣ የአቤኦኩታ የደቡብ አካባቢ አስተዳደር፣ አቤኩታ፣ ኦጉን ግዛት ነው። ነገር ግን በአጌጌ ሌጎስ ሐምሌ 20 ቀን 1977 ተወለደ። በአቤኦኩታ ስነ-ጽሁፍ ትምህርት ቤት፣ አቤኦኩታ፣ ኦጉን ግዛት ተከታትሏል፣ እና ለዩኒቨርሲቲ ትምህርቱን ወደ ጆስ ዩኒቨርሲቲ (ዩኤንአይጄኦኤስ) ፕላቶ ግዛት ናይጄሪያ ቀጥሏል። በዩኤንአይጄኦኤስ ቲጃኒ በኮምፒውተር ሳይንስ ዲፕሎማ እና በኢኮኖሚክስ የሳይን��� የመጀመሪያ ዲግሪ አግኝቷል። የትምህርት ህይወቱን ማስተርስ ዲግሪ በመረጃ ስርአት እና አስተዳደር ከዋርዊክ ቢዝነስ ት/ቤት እና ፒኤችዲ በሌስተር ዩኒቨርሲቲ በፈጠራ እና ኢኮኖሚ ልማት ቀጥሏል። የአስተዳዳሪ እና ሙያዊ ኮርሶች በሚኒስትሮች ማጣሪያው ላይ ቲጃኒ በርካታ የአስተዳዳሪ እና ሙያዊ የትምህርት አይነቶችን እንዳለፈ ገልጿል። አንዳንዶቹም፤ ጆን ኤፍ ኬኔዲ የመንግስት ትምህርት ቤት፣ ካምብሪጅ፣ ማሳቹሴትስ፣ አሜሪካ። ስታንፎርድ ዩኒቨርሲቲ፣ ካሊፎርኒያ፣ አሜሪካ። የአፍሪካ አመራር ተቋም፣ ኪጋሊ፣ ሩዋንዳ በስታንፎርድ ዩኒቨርሲቲ የዲሞክራሲ ልማት እና የህግ የበላይነት ማዕከል ባልደረባ ነው። ዴዝሞንድ ቱቱ የአመራር አባል ሙያዊ ሥራ ቲጃኒ አስደናቂ የስራ እድገት አለው። በ 21 ዓመቱ በተባበሩት መንግሥታት ድርጅት አባልነት በወጣቶች የሚተዳደር መንግስታዊ ያልሆነ ድርጅት ኤአይኢኤስኢሲ ብሔራዊ ዳይሬክተር ነበር፡፡ በ ኤአይኢኤስኢሲ ከስድስት ዓመታት በኋላ በ ድሊቨሪኪንግ የንግድ ልማት ሥራ አስኪያጅ ሆነ፡፡ ከዛም በአሜሪካው የቴክኖሎጂ ኩባንያ በሄውሌት ፓካርድ( ኤች.ፒ) የስርጭት መሪ( አፍሪካ) ለመሆን ተዛወረ፡፡ ቲጃኒ በጥቅምት 2005 ከሄውሌት ፓካርድ ወጥቶ በህዳር 2005 በዓለም አቀፍ የንግድ ማዕከል የኢንተርኔት እና የግንኙነት ቴክኖሎጂዎች አማካሪ ሆነ፡፡ በ 2010 ሲሲሃብን ከመመስረቱ በፊት ሶስት አመታትን (ከ2007 እስከ 2010) በዩኬ የንግድ አማካሪ ድርጅት ፔራ አሳልፏል። ሲሲሃብን ከመሰረተ 13 አመታትን ያስቆጠረ ሲሆን በዚያ ጊዜ ውስጥ ማዕከሉ በሌሎች የአፍሪካ ክፍሎች የመላው አፍሪካ ማዕከል ሆኗል። አንዳንድ የቲጃኒ ስኬቶች በ ሲሲሃብ በናይጄሪያ እና በኬንያ ላሉ የኤዲቴክ ጅምሮች የ15 ሚሊዮን ዶላር ማፋጠኛ ማስጀመር የኬንያ የቴክኖሎጂ ማዕከል ኢሊሙ ማግኘት በሩዋንዳ የመጀመሪያውን የአፍሪካ የዲዛይን ማዕከል ማስጀመር ₦1 ቢሊዮን የእድገት ካፒታል ድጋፍ ማስጀመር ለአፍሪካ ጅምሮች €20m ለመሰብሰብ ለስራ ፈጣሪዎች ከጎግል ጋር አጋርነት።,"Who is Bosun Tijani? Everything you should know about Nigeria's Minister of Communications, Innovation, and the Digital Economy Bosun Tijani's appointment as Nigeria's Minister of Communications, Innovation, and the Digital Economy can be said to have been widely acceptable among people within Nigeria's tech ecosystem. This acceptability comes from Tijani's wealth of experience within the space and his direct and indirect influence in building some of the tech startups that form the pillars of the Nigerian startup scene. These influences were made largely through CcHub, Nigeria's first tech hub founded by Tijani in 2010. The hub is now the largest in Africa with a physical presence in other African countries such as Kenya and While Tijani is playing a significant part in growing Nigeria's tech ecosystem what skills and qualifications make a great candidate for his ministerial appointment? Everything you need to know about Bosun Tijani Here's everything you need to know about Bosun Tijani from his personal to educational and professional background. Where's he from? Tijani is from Itoko, Abeokuta South local government, Abeokuta, Ogun State. However, he was born in Agege Lagos on July 20, 1977. He attended Abeokuta Grammer School, Abeokuta, Ogun State, and proceeded to the University of Jos (UNIJOS), Plateau State, Nigeria for his university education. At UNIJOS, Tijani got a diploma in Computer Science and a Bachelor of Science degree in Economics. He continued his educational career with a Master's degree in Information Systems and Management from Warwick Business School and a PhD in Innovation and Economic Development at the University of Leicester. Executive and professional courses At his ministerial screening, Tijani revealed he had gone through several executive and professional courses. Some of them are; John F. Kennedy School of Government, Cambridge, Massachusetts, USA. Stanford University, California, USA. African Leadership Institute, Kigali, Rwanda He's a fellow at the Centre for Democracy Development and Rule of Law at Stanford University. Desmond Tutu Leadership Fellow Professional career Tijani has an impressive career progression. At age 21, he was the National Director, of AIESEC, a United Nations-affiliated non-governmental organisation run by youths. After six years at AIESEC, he became a Business Development Manager at DeliveryKing. He moved from there to become Deployment Lead (Africa) at American technology company, Hewlett Packard (HP). Tijani left Hewlett Packard in October 2005, and by November 2005, he became a Consultant on Internet and Communication Technologies at the International Trade Centre. Just before he founded CcHub in 2010, he spent three years (2007 to 2010) at the UK business consulting firm, Pera. It's been almost 13 years since he founded CcHub and within that time the hub has become a pan-African hub acquiring hubs in other parts of Africa. Some of Tijani's accomplishments with CcHub Launch of $15 million accelerator for edtech startups in Nigeria and Kenya Acquisition of Kenyan tech hub eLimu Launch of Africa's first design hub in Rwanda Launch of ₦1 billion Growth Capital Fund Partnership with Google for Entrepreneurs to raise €20m for African startups.","Wane ne Bosun Tijani? Dukkan abin da ya kamata ka sani game da Ministan Sadarwa, ƙirƙira da Tattalin Arziɗin Yanar Gizo na Najeriya Ana iya cewa naɗin Bosun Tijjani a matsayin Ministan Sadarwa, ƙirƙira da Tattalin Arziɗin Yanar Gizo ya samu karɓuwa tsakanin mutanen da ke masana'antar fasaha. Wannan samun karɓuwar yazo ne daga tarin gogewar da Tijani yake da ita a fannin, da kuma tasirin na kai tsaye dana bayan fage a wajen gina waɗansu sabbin kamfanonin fasaha da suka zama ginshiɗan kafa sabbin kamfanoni. Wannan tasirin ya samu ne ta hanyar CcHub, cibiyar fasaha ta farko a Najeriya da Tijani ya kafa a 2010. Wannan cibiya ita ce mafi girma a Afirka a yau, inda ta bayyana a zahiri a wasu ƙasashen Afirka kamar Kenya, kuma Yayin da Tijani yake taka muhimmiyar rawa wajen bunƙasa fagen fasaha a Najeriya, waɗanne dabaru da shaidar karatu ne ke sawa mutum ya cancanci zama minista? Duk abin da ya dace ku sani game da Bosun Tijani A nan akwai duk wani abin da kake buƙatar sani game da Bosun Tijani daga bayanan da suka shafe shi zuwa ilimi da tarihin ƙwarewarsa. Daga ina yake? Tijani mutumin Itoko ne, ƙaramar hukumar Abeokuta South, a Abeokuta jihar Ogun. Amma an haife shi a Agege, a jihar Lagos ranar 20 ga Yuli, 1977. Ya halarci Abeokuta Grammer School, a Abeokutan jihar Ogun, sannan ya zarce Jami'ar Jos (UniJos) jihar Filato don samun ilimin jami'a. A UNIJOS, Tijani ya samu shaidar kammala difiloma a fannin Kimiyyar Na'ura mai ƙwaƙwalwa da kuma Digiri na farko a fannin Tattalin arziki. Ya ci gaba da neman ilimi inda ya yi karatun digiri na biyu a kan Fasahar Sadarwa daga Warwick Business School da kuma Digirin digir-gir a fannin ƙirƙira da Bunƙasa Tattalin Arziƙi daga jami'ar Leicester. Kwasa-kwasan gudanarwa da samun gogewa A wajen tantancewar ta zama Minista, Tijani ya bayyana cewa ya yi kwasa-kwasai da yawa da suka shafi gudanarwa da ƙarin gogewa. Wasu daga ciki su ne:; John F. Kennedy School of Government, Cambridge, Massachusetts, USA. Stanford University, California, USA. African Leadership Institute, Kigali, Rwanda Shi mamba ne na Centre for Democracy Development and Rule of Law a Jami'ar Stanford. Sannan mamba ne na shirin Desmond Tutu Leadership Tarihin aiki Tijani ya samu ci gaba mai ban sha'awa ta fannin aiki. Yana da shekara 21, shi ne Darakta na ƙasa na AIESEC, wata gidauniya mai alaƙa da majalisar ɗinkin Duniya da matasa ke gudanarwa. Bayan shekara shida a AIESEC, ya zama Manajan Bunƙasa Kasuwanci a DeliveryKing. Ya matsa daga nan ya koma Deployment Lead (na Afirka) a kamfanin Fasaha na Amurka Hewlett Packard (HP). Tijani ya bar Hewlett Packard a Oktoban 2005, kuma a Nuwamban 2005, Ya zama Masani a fannin Kafar Fasahar Intanet da Sadarwa a International Trade Centre. Yana gab da kafa CcHub a 2010, ya yi shekaru (2007 zuwa 2010) a kamfanin tuntuɓa na kasuwanci a Birtaniya, Pera. Yanzu kusan shekaru 13 da ya kafa CcHub kuma a tsawon wannan lokacin ya zama cibiya mai ciyar da Afirka gaba, da ya kafa wasu cibiyoyin a Afirka. Wasu daga cikin nasarorin da Tijani ya samu a CcHub ƙaddamar da tallafi don ci gaban ƙananan sana'o'i na dala miliyan 15 a Najeriya da Kenya Mallakar cibiyar fasaha da ke Kenya ta eLimu. Ƙaddamar da cibiyar zane ta farko a Rwanda Ƙaddamar da Jarin Bunkasa Kasuwanci na dala biliyan 1 Haɗin guiwa da Google for Entrepreneurs don samar da 20m don ƙananan sana'o'in Afirka.","Bosun Tijani in nani? Kila kitu unapaswa kujua kuhusu Waziri wa Mawasiliano, Ubunifu na Uchumi wa Kidijitali wa Nigeria Uteuzi wa Bosun Tijani kama Waziri wa Mawasiliano, Ubunifu na Uchumi wa Kidijitali wa Nigeria unaweza kusemwa kuwa umekubalika sana miongoni mwa watu ndani ya mfumo wa kiteknolojia wa Nigeria. Kukubalika huku kunatokana na utajiri wa uzoefu wa Tijani ndani ya anga na ushawishi wake wa moja kwa moja na usio wa moja kwa moja katika kujenga baadhi ya maanzisho ya teknolojia ambayo yanaunda nguzo za tukio la uanzishaji la Nigeria. Athari hizi zilifanywa kwa kiasi kikubwa kupitia CcHub, kituo cha kwanza cha teknolojia nchini Nigeria kilichoanzishwa na Tijani mnamo 2010. Kitovu hicho sasa ndicho kikubwa zaidi barani Afrika na kinapatikana katika nchi zingine za Kiafrika kama vile Kenya na Wakati Tijani anafanya sehemu kubwa muhimu katika kukuza mfumo wa kiteknolojia wa Nigeria ni ujuzi gani na sifa gani hufanya mgombeaji bora kwa uteuzi wake wa uwaziri? Kila kitu unachohitaji kujua kuhusu Bosun Tijani Hapa kuna kila kitu unachohitaji kujua kuhusu Bosun Tijani kutoka yeye binafsi hadi elimu na taaluma. Anatoka wapi? Tijani anatoka Itoko, serikali ya mtaa ya Abeokuta Kusini, Abeokuta, Jimbo la Ogun. Walakini, alizaliwa huko Agege Lagos mnamo Julai 20, 1977. Alihudhuria Shule ya Grammer ya Abeokuta, Jimbo la Ogun, na kuendelea hadi Chuo Kikuu cha Jos (UNIJOS), Jimbo la Plateau, Nigeria kwa elimu yake ya chuo kikuu. Katika UNIJOS, Tijani alipata diploma katika Sayansi ya Kompyuta na Shahada ya Sayansi katika Uchumi. Aliendelea na taaluma yake na Shahada ya Uzamili katika Mifumo na Usimamizi wa Habari kutoka Shule ya Biashara ya Warwick na Shahada ya Uzamivu ya Ubunifu na Maendeleo ya Kiuchumi katika Chuo Kikuu cha Leicester. Kozi za mtendaji na kitaaluma Katika mchujo wake wa mawaziri, Tijani alifichua kuwa amepitia kozi kadhaa za utendaji na taaluma. Baadhi yao ni; John F. Kennedy School of Government, Cambridge, Massachusetts, Marekani. Chuo Kikuu cha Stanford, California, Marekani. Taasisi ya Uongozi wa Afrika, Kigali, Rwanda Yeye ni mwenza katika Kituo cha Maendeleo ya Demokrasia na Utawala wa Sheria katika Chuo Kikuu cha Stanford. Uongozi mwenza wa Desmond Tutu Kazi ya kitaaluma Tijani ana maendeleo ya kuvutia ya kazi. Akiwa na umri wa miaka 21, alikuwa Mkurugenzi wa Kitaifa, wa AIESEC, shirika lisilo la kiserikali lenye uhusiano na Umoja wa Mataifa linaloendeshwa na vijana. Baada ya miaka sita katika AIESEC, alikua Meneja Maendeleo ya Biashara katika DeliveryKing. Alihama kutoka hapo na kuwa Kiongozi wa Usambazaji (Afrika) katika kampuni ya teknolojia ya Kimarekani, Hewlett Packard (HP). Tijani aliondoka Hewlett Packard mnamo Oktoba 2005, na kufikia Novemba 2005, akawa Mshauri wa Teknolojia ya Mtandao na Mawasiliano katika Kituo cha Biashara cha Kimataifa. Kabla tu ya kuanzisha CcHub mnamo 2010, alitumia miaka mitatu (2007 hadi 2010) katika kampuni ya ushauri ya biashara ya Uingereza, Pera. Imepita takriban miaka 13 tangu aanzishe CcHub na ndani ya muda huo kitovu hicho kimekuwa kitovu cha Afrika nzima kinachopata vitovu katika sehemu nyingine za Afrika. Baadhi ya mafanikio ya Tijani akiwa na CcHub Uzinduzi wa kichapuzi cha $15 milioni kwa wanaoanzisha edtech nchini Nigeria na Kenya Upataji wa kituo cha teknolojia cha Kenya eLimu Uzinduzi wa kitovu cha kwanza cha muundo barani Afrika nchini Rwanda Uzinduzi wa ₦1 bilioni Hazina ya Mtaji wa Ukuaji Ushirikiano na Google kwa Wajasiriamali kuchangisha €20m kwa wanaoanzisha Afrika.","Ta ni Bosun Tijani? Gbogbo nǹkan tí ó yẹ kí ẹ mọ̀ nípa Mínísítà Ìbáraẹnisọ̀rọ̀, Àtinúdá, àti Ètò ọrọ̀ ajé Orí ẹ̀rọ Nigeria. Ìyànsípò Tijani gẹ́gẹ́ bí Mínísítà Ìbáraẹnisọ̀rọ̀, Àtinúdá, àti Ètò ọrọ̀ ajé Orí ẹ̀rọ Nigeria ni a lè sọ pé ó jẹ́ ìtẹ́wọ́gbà káàkiri láàrin àwọn ènìyàn ní àwùjọ ìmọ̀ ẹ̀rọ Nigeria. Ìtẹ́wọ́gbà náà wá láti inú ìrírí àkójọpọ̀ Tijani nínú àwùjọ náà àti ipa rẹ̀ tààrà àti ẹ̀bùrú lórí ṣíṣẹ̀dá díẹ̀ lára àwọn ilé-iṣẹ́ àdìdelẹ̀ tí wọ́n jẹ́ òpó àwùjọ ilé-iṣẹ́ àdìdelẹ̀ Nigeria. Àwọn ipa wọ̀nyí niy wọ́n ṣe nípasẹ̀ CcHub, ibùdó ìmọ̀ ẹ̀rọ Nigeria kìíní tí Tijani dá sílẹ̀ ní 2010. Ibùdó yìí ni èyí tí ó tóbi jùlọ ní Africa báyìí pẹ̀lú wíwà ní àwọn orílẹ̀ èdè Áfríkà mìíràn bí Kenya àti Nígbà tí Tijani ń kópa kópa pàtàkì nínú mímú ìdàgbàsókè bá àwùjọ ìmọ̀ ẹ̀rọ àwọn ìmọ̀-ọ́nṣe àti ìwé ẹ̀rí tí wọ́n jẹ́ ti olùdíje dáadáa fún ìyànsípò mínísítà rẹ̀.? Ohun gbogbo tí ẹ ní láti mọ̀ nípa Bosun Tijani Èyí ni gbogbo nǹkan tí ẹ ní láti mọ̀ nípa Bosun Tijani láti orí ọ̀rọ̀ ara rẹ̀ dórí ìrírí ẹ̀kọ́ àti iṣẹ́. Níbo ni ó ti wá? Tijani wá láti Itoko, ìjọba ìbílẹ̀ Abeokuta South, Abeokuta, ìpínlẹ̀ Ogun. Àmọ́ sá, wọ́n bí í ní Agege Ìpínlẹ̀ Èkó ní Ọjọ́ 20 Oṣù Keje, 1977. Ó kẹ́kọ̀ọ́ ní Abeokuta Grammer School, Ìpínlẹ̀ Ogun, ó sì tẹ̀síwájú lọ sí University of Jos (UNIJOS), ìpínlẹ̀ Plateau, Nigeria fún ẹ̀kọ́ fáfitì rẹ̀. Ní UNIJOS, Tijani gboyè dípúlómà nínú ìmọ̀ Sáyẹ́ńsì Ẹ̀rọ-ayára-bí-àsá àti Oyè àpọ́n ìmọ̀ Sáyẹ́ńsì nínú Ẹ̀kọ́ Ọrọ̀ ajé. Ó tẹ̀síwájú nínú ẹ̀kọ́ rẹ̀ pẹ̀lú oyè Ọ̀gá nínú Ètò ìwífun-àlàyé àti Ìṣàkóso láti Warwick Business School àti Oyè Ọ̀mọ̀wé nínú Àtinúdá ọ̀tun àti Ìdàgbàsókè Ọrọ̀ ajé ní University of Leicester. Àwọn iṣẹ́ ìkẹ́kọ̀ọ́ aláṣẹ àti alámọ��já Níbi ìṣàyẹ̀wò sípò mínísítà rẹ̀, Tijani sọ pé òhun ti ní onírúurú ìrírí nípa iṣẹ́ ẹ̀kọ́ àwọn aláṣẹ àti àwọn alámọ̀já. Díẹ̀ nínú wọn ni:; John F. Kennedy School Government, Cambridge, Massachusetts, USA. Stanford University, California, USA. African Leadership Institute, Kigali, Rwanda. Ó jẹ́ ọmọ ẹgbẹ́ Centre for Democracy Development and Rule of Law ní Stanford University. Ọmọ ẹgbẹ́ Desmond Tutu Leadership Iṣẹ́ alámọ̀já Tijani ní ìdàgbàsókè ìrírí iṣẹ́ tí ó dára. Ní ọmọ ọdún 21, òun ni Olùdarí AIESEC ní orílẹ̀ èdè, àjọ tí kì í ṣe ti ìjọba tí ó ń ṣiṣẹ́ pẹ̀lú United Nation èyí tí àwọn ọ̀dọ́ ń darí. Lẹ́yìn ọdún mẹ́fà ní AIESEC, ó di Alákòóso Ìdàgbàsókè okòwò ní DeliveryKing. Ó kúrò níbẹ̀ láti di Olùdarí Iṣẹ́ (Afíríkà) ní ilé-iṣẹ́ ìmọ̀ ẹ̀rọ ti America kan, Hewlett Packard (HP). Tijani kúrò ní Hewlett Packard ní Oṣù Kẹwàá 2005, àti ní Oṣù Kọkànlá 2005, ó di Olùbádámọ̀ràn lórí àwọn Ìmọ̀ ẹ̀rọẸ̀rọ-ayélujára àti Ìbáraẹnisọ̀rọ̀ ní International Trade Centre. Kí ó tó ṣe ìdásílẹ̀ CcHub ní ọdún 2010, ó lo ọdún mẹ́ta (2007 di 2010) ní ilé iṣẹ́ olùbádámọ̀ràn okòwò UK, Pera. Ó ti fẹ́rẹ̀ tó ọdún 13 tí ó ti ṣe ìdásílẹ̀ CCHub bẹ́ẹ̀ ní àsìkò yìí ibùdó náà ti di ibùdó ìṣọ̀kan Afíríkà tí ó ń ṣẹ̀dá àwọn ibùdó ní àwọn àgbègbè Afíríkà mìíràn. Díẹ̀ nínú àwọn àṣeyọrí Tijani pẹ̀lú CcHub . Ìfilọ́lẹ̀ mílíọ̀nù $15 owó ìdàgbàsókè ayákánkán fún àwọn ilé iṣẹ́ ìmọ̀ ẹ̀rọ nínú ẹ̀kọ́ ní Nigeria àti Kenya. Ìfilọ́lẹ̀ ibùdó ìmọ̀ ẹ̀rọ Kenya eLimu Ìfilọ́lẹ̀ ibùdó ìṣẹ̀dá kìíní ní Africa ní Rwanda Ìfilọ́lẹ̀ bílíọ́nù #1 Owó Ìdàgbàsókè iṣẹ́ Ìbádòwòpọ̀ pẹ̀lú Google fún àwọn Olókowò láti ṣe àkójọ mílíọ̀nù €20 fún àwọn ilé-iṣẹ́ àdìdelẹ̀ Afíríkà.","Ubani uBosun Tijani? Konke odinga ukukwazi mayelana Nomnyango Wezokuxhumana, Ukuqamba Okusha, kanye Nomnotho Wedijithali waseNigeria Ukuqokwa kuka-Bosun Tijani njengoNgqongqoshe Wezokuxhumana, Ukuqamba Kabusha, kanye Nomnotho Wedijithali kungashiwo ukuthi kwamukelwa kahle kakhulu abantu abangaphakathi kwe-ecosystem yobuchwepheshe baseNigeria. Lokhu kuqashelwa kusuka engcebweni yolwazi lukaTijani esikhaleni kanye nomthelela wakhe oqondile noma ongaqondile ekwakheni ezinye zeziqalo zobuchwepheshe ezakha izinsika zesigcawu sokuqala saseNigeria. Lawa mathonya enziwe kakhulu ngeCcHub, isizinda sobuchwepheshe sokuqala saseNigeria esasungulwa uTijani ngo-2010. Lesi sikhungo sesingesikhulu kunazo zonke e-Afrika njengoba sikwamanye amazwe ase-Afrika njengaseKenya Nakuba uTijani edlala indima ebalulekile ekukhuliseni itech ecosystem eNigeria yimaphi amakhono neziqu ezenza oqokwe njengondunankulu? Konke odinga ukukwazi mayelana Bosun Tijani Nakhu konke odinga ukukwazi ngoBosun Tijani kusukela emlandweni wakhe siqu kuya kwezemfundo nomsebenzi. Uphuma kuphi? UTijani ungowase-Itoko, e-Abeokuta South kuhulumeni wasekhaya, e-Abeokuta, e-Ogun State. Kodwa-ke, wazalelwa e-Agege Lagos ngoNtulikazi 20, 1977. Ufunde e-Abeokuta Grammer School, e-Abeokuta, e-Ogun State, wadlulela e-University of Jos (i-UNIJOS), ePlateau State, eNigeria ukuze afunde enyuvesi. E-UNIJOS, uTijani uthole idiploma yeComputer Science kanye neBachelor of Science degree in Economics. Waqhubeka nomsebenzi wakhe wezemfundo eneziqu zeMaster ku-Information Systems and Management azithola eWarwick Business School kanye nePhD ye-Innovation and Economic Development ayithola eNyuvesi yaseLeicester. Izifundo eziphakeme nezomsebenzi wezandla Ekukhetheni kwakhe ungqongqoshe, uTijani uveze ukuthi wenze izifundo eziningi ezithuthukile nezisezingeni eliphezulu. Ezinye zazo yilezi; John F. Kennedy School of Government, Cambridge, Massachusetts, USA. Stanford University, California, USA. African Leadership Institute, Kigali, Rwanda Unguzakwethu eSikhungweni Sokuthuthukiswa Kwentando Yeningi kanye Nomthetho Womthetho eYunivesithi yaseStanford. Desmond Tutu Leadership Fellow Umsebenzi wobungcweti UTijani unomsebenzi omuhle wokuthuthuka. Lapho eneminyaka engu-21 ubudala, wayenguMqondisi Kazwelonke we-AIESEC, inhlangano engekho ngaphansi kukahulumeni ephethwe yintsha ehlangene neNhlangano Yezizwe Ezihlangene. Ngemva kweminyaka eyisithupha e-AIESEC, waba yiMenenja Yokuthuthukiswa Kwebhizinisi e-DeliveryKing. Wasuka lapho waba yiDeployment Lead (Africa) enkampanini yezobuchwepheshe yaseMelika, iHewlett Packard (iHP). UTijani washiya uHewlett Packard ngoMfumfu 2005, kwathi ngoMfumfu 2005, waba nguConsultant ku-Internet and Communication Technologies e-International Trade Center. Ngaphambi nje kokusungula iCcHub ngo-2010, uchithe iminyaka emithathu (2007 kuya ku-2010) e-UK ibhizinisi consultancy, Pera. Sekuyiminyaka ecishe ibe ngu-13 asungula iCcHub futhi phakathi naleso sikhathi le ndawo isiphenduke isikhungo sase-Afrika esithola izindawo zokuhlala kwezinye izingxenye ze-Afrika. Ezinye zezimpumelelo zikaTijani ngeCcHub I-accelerator engu-$15 wezigidi yokuqalisa i-edtech eNigeria naseKenya yethulwe Ukutholwa kwehhabhu lobuchwepheshe laseKenya eLimu Ukwethulwa kwesizinda sokuklama sokuqala sase-Afrika eRwanda Ukwethulwa kwe-₦1 wesigidigidi Growth Capital Fund Ubambiswano neGoogle for Entrepreneurs ukuze kuqoqwe u-€20m wokuqala e-Afrika."
+"ሲኩ ሙጋምቢ ኦቢ ኦዞርን እንደ ኮቦ360 ዋና ስራ አስፈፃሚ ተክቷል የጂቲባንክ ተባባሪ መስራች የቦርድ ሰብሳቢነት ደረጃን አግኝቷል፡፡ የሎጂስቲክስ ጅምር ኮቦ360 ሲኩ ሙጋምቢ መስራቹን ኦቢ ኦዞርን በመተካት አዲሱ ዋና ስራ አስፈፃሚ አድርጎ መሾሙን አስታውቋል። ኦዞር በቅርቡ በኢንጉ ግዛት የትራንስፖርት ኮሚሽነር ሆኖ ተሰይሟል፣ በዋና ስራ አስፈፃሚነት እና በቦርድ ሰብሳቢነት በመተካት ተሸሟል። በዓለም አቀፍ ፋይናንስ ኮርፖሬሽን እና ኬፒኤምጂ ውስጥ ከአሥር ዓመት በላይ ልምድ ያለው ሙጋምቢ የሠራተኞች እና ባለሀብቶች ግንኙነት ኃላፊ በመሆን በ 2021 ኮቦ 360ን ተቀላቀለ፡፡ በአዲሱ ስራዋ በአዮ ፋሺና እንደ ዋና ክወና መኮንን (ሲኦኦ) ትረዳለች። ""ውስብስብ እና ፈታኝ የሆነ የአቅርቦት ሰንሰለት ማብቃት እና ቴክኖሎጂን በመጠቀም የክልሎችን የንግድ ልውውጥ ማስፋፋት የረዥም ጊዜና ትውልድ ተልእኮ ነው፤ ከስድስት ዓመታት በፊት ኮቦ 360 ሥራውን በጀመረበት ወቅት ለማሳካት ያቀደው ይህ ነው፣ እናም የኩባንያውን ጉዞ ለማስቀጠል ኃላፊነት በመሰጠቴ ክብር ይሰማኛል። "" ሙጋምቢ በመግለጫው አጋርቷል። የዋስትና ትረስት ባንክ ተባባሪ መስራች እና የቀድሞ ዋና ሥራ አስፈጻሚ ፎላ አዶላ የዳይሬክተሮች ቦርድ ሊቀመንበር ሆነው ተሹመዋል። በ 2018 የተመሰረተው ኮቦ 360 ምርቶችን በብቃት ለማጓጓዝ ንግዶችን ከጭነት መኪናዎች ጋር የሚያገናኝ መድረክ ይሰጣል። ጅማሬው ከዚያን ጊዜ ጀምሮ ከናይጄሪያ ሥሮቹ ባሻገር በኬንያ፣ በጋና፣ በኡጋንዳ፣ በአይቮሪ ኮስት እና በቡርኪና ፋሶ ውስጥ ስራዎችን በማከናወን አድጓል፡፡ እንዲሁም ከ30,000 በላይ የጭነት መኪናዎች እና 700 ቢዝነሶች ጋር ሰርቷል እና አለም አቀፍ የፋይናንስ ኮርፖሬሽን፣ ዋይ ኮምቢኔተር፣ ቲኤልኮም ካፒታል አጋር እና ጎልድማን ሳችስንን እንደ ባለሃብት ይቆጥራል። ""ለ ኮቦ360 ያለኝ ትልቅ እይታ ሁልጊዜም በብዙዎች ሕይወት ላይ፣በስራ ፈጠራ ግኝት፣በቢዝነስ እና በኢኮኖሚያዊ ተፅእኖ ላይ ተፅዕኖ መፍጠር ነበር። ከኔ ልምድ ካለው የአመራር ቡድን እና ቦርድ ጎን፣ ይህንን በማሳካት ትልቅ እመርታ እንዳደረግን እና ስራው እንደሚቀጥል አውቃለሁ፣ ሲኩ፣ አዮ እና ሚስተር ፎላ አዴላ ጋር አሁን በአዲሱ የስራ ድርሻቸው ላይ ጠንክረዋል። ከኮቦ360 ጋር የነበረኝ ጉዞ እየተቀየረ ሊሆን ይችላል፣ነገር ግን ለስኬቱ ያለኝ ቁርጠኝነት የማይናወጥ ነው” ሲል ኦዞር ስለ መውጣቱ ተናግሯል።","Cikü Mugambi replaces Obi Ozor as Kobo360 CEO as GTBank co-founder steps in as board chair Logistics startup, Kobo360, has announced the appointment of Cikü Mugambi as its new CEO, replacing founder, Obi Ozor. Ozor was recently appointed a commissioner of transport in Enugu State, prompting his replacement as CEO and Board chair. Mugambi joined Kobo360 in 2021 as Chief of Staff and Investor Relations, with over a decade of experience at the International Finance Corporation and KPMG. She'll be assisted in her new role by Ayo Fashina as COO. ""Powering a complex and challenging supply chain and using technology to scale inter-regional trade, is a long-term, generational mission; this is what Kobo360 set out to achieve when it launched six years ago, and I am honoured to be tasked with continuing the company’s journey,"" Mugambi shared in a statement. Fola Adeola, the co-founder and former CEO of Guaranty Trust Bank, has also been named chairman of the board of directors. Founded in 2018, Kobo360 provides a platform that connects businesses with trucks for the efficient movement of products. The startup has since grown beyond its Nigerian roots with operations in Kenya, Ghana, Uganda, Côte d'Ivoire, and Burkina Faso. It has also worked with more than 30,000 trucks and 700 businesses and counts the International Finance Corporation, Y Combinator, TLcom Capital Partners, and Goldman Sachs as investors. ""My big vision for Kobo360 was always to make an impact on the lives of many, through entrepreneurial innovation, business and economic impact. Alongside my experienced leadership team and Board, I know that we’ve made great strides in achieving this and the work is set to continue, with Cikü, Ayo, and Mr. Fola Adeola now firmly in their new roles. My journey with Kobo360 may be changing, but my commitment to its success remains unwavering,"" Ozor said about his exit.","Cik Mugambi ta maye gurbin Obi Ozor a matsayin Shugabar Kobo360, yayin da ɗaya daga cikin waɗanda suka kafa bankin GT ya kasance shugaban gudanawa. Kobo360, kamfanin fasahar kai saƙo, ya sanar da naɗin Cik Mugambi a matsayin sabon shugabanta, inda ya maye gurbin wanda aka kafa kamfanin da shi Obi Ozor. Kwanan nan aka naɗa Ozo a matsayin kwamishinan sufuri a jihar Enugu, wanda ya jawo maye gurbinsa a matsayin shugaban kamfanin. Magumbi ya shiga Kobo360 a shekarar 2021 a matsayin shugaban ma'aikata da hulɗar mai zuba jari, wanda ya samu gogewar sama da shekaru 10 a kamfanin International Finance Corporation da kuma KPMG. Ayo Fashina ce zata taimaka mata a sabon muƙamin nata, a matsayin COO. ""Ƙarfafa hanyar samarwa mai wahala da ƙalubale da kuma amfani da fasahar zamani don kutsawa cikin kasuwancin yankuna, manufa ce ta mutane masu zuwa da dogon lokaci, kuma wannan shi ne abinda Kobo360 yake son cimmawa sanda aka ƙaddamar dashi, shekaru shida da suka wuce, kuma an girmama ni da ɗora alhakin ci gaba da tafikar da tafiyar kamfanin"", Mugambi ta faɗa a wata sanarwa. Fola Adeola, wacce aka ƙaddamar tare da ita kuma tsohuwar shugabar bankinGuaranty Trust Bank, itama an naɗa ta shugabar daraktoci. Wanda aka ƙaddamar a shekarar 2018, Kobo360 yana samarda wani dandali dake haɗa kamfanoni da motocin dakon kaya, don samun wadataccen sufurin kaya. Tun daga sannan, sabon kamfanin ya girma ya zarta ma Najeriya da take tushensa, tare da aiki a ƙasashen Kenya, Yuganda, Koddebuwa, da kuma Burkina Faso. Ya kuma yi aiki tare da sama da motocin dakon kaya 30,000, da kuma kamfanoni 700, ka kuma sanya International Finance Corporation, Combinator, TLcom Capital Partners, da kuma Goldman Sachs a matsayin masu hannun jari a ciki. ""Babban ƙudiri na ga Kobo360 a koyaushe shi ne in taɓa rayuwar mutane da yawa, ta hanyar ƙirƙirar sana'o'i, kasuwanci da kuma tasirin tattalin arziƙi. A tare da shugabancin gogaggiyar tawaga da masu gudanarwa, na san cewa zamu gagarumin ƙoƙarin cimma wannan ƙudirin, an kuma tsara aikin zai ci gaba, tare da Cik da Mr. Fola Adeola yanzu sun zauna daram a sabbin muƙamansu. Tafiya ta tare da Kobo360 zata iya zama sauyi, amma ƙoƙari na na ganin nasarar sa yana nan bazai girgiza ba,"" Ozor ya faɗa dangane da tafiyar sa.","Cikü Mugambi anachukua nafasi ya Obi Ozor kama Mkurugenzi Mtendaji wa Kobo360 huku mwanzilishi mwenza wa GTBank akiingia kama mwenyekiti wa bodi. Kuanzishwa kwa Logistics, Kobo360, imetangaza uteuzi wa Cikü Mugambi kama Mkurugenzi Mtendaji wake mpya, kuchukua nafasi ya mwanzilishi, Obi Ozor. Ozor hivi majuzi aliteuliwa kuwa kamishna wa uchukuzi katika Jimbo la Enugu, na hivyo kumfanya achukue nafasi yake kama Mkurugenzi Mtendaji na mwenyekiti wa Bodi. Mugambi alijiunga na Kobo360 mwaka wa 2021 kama Mkuu wa Wafanyakazi na Mahusiano ya Wawekezaji, akiwa na uzoefu wa zaidi ya muongo mmoja katika Shirika la Fedha la Kimataifa na KPMG. Atasaidiwa katika jukumu lake jipya na Ayo Fashina kama COO. ""Kuwezesha msururu wa ugavi tata na wenye changamoto nyingi na kutumia teknolojia kuongeza biashara baina ya kanda, ni dhamira ya muda mrefu, ya kizazi; hivi ndivyo Kobo360 ilikusudia kufikia ilipozinduliwa miaka sita iliyopita, na nina heshima kubwa kukabidhiwa jukumu la safari ya kampuni,"" Mugambi alishiriki katika taarifa. Fola Adeola, mwanzilishi mwenza na Mkurugenzi Mtendaji wa zamani wa Guaranty Trust Bank, pia ameteuliwa kuwa mwenyekiti wa bodi ya wakurugenzi. Kobo360 iliyoanzishwa mwaka wa 2018 hutoa jukwaa linalounganisha biashara na malori kwa ajili ya usafirishaji bora wa bidhaa. Uanzishaji huo umekua zaidi ya mizizi yake ya Nigeria na shughuli zake nchini Kenya, Ghana, Uganda, Côte d'Ivoire, na Burkina Faso. Pia imefanya kazi na malori zaidi ya 30,000 na biashara 700 na inahesabu Shirika la Fedha la Kimataifa, Y Combinator, TLcom Capital Partners, na Goldman Sachs kama wawekezaji. ""Maono yangu makubwa kwa Kobo360 yalikuwa daima kuleta athari kwa maisha ya wengi, kupitia uvumbuzi wa ujasiriamali, biashara na athari za kiuchumi. Pamoja na timu yangu ya uongozi wenye uzoefu na Bodi, najua kwamba tumepiga hatua kubwa katika kufanikisha hili na kazi inatarajia kuendelea, huku Cikü, Ayo, na Bw. Fola Adeola sasa wakiwa imara katika majukumu yao mapya. Safari yangu na Kobo360 inaweza kubadilika, lakini dhamira yangu kwa mafanikio yake bado haijayumba,"" Ozor alisema kuhusu kuondoka kwake.","Cikü Mugambi dípò Obi Ozor gẹ́gẹ́ bí Ọ̀gá Àgbà Pátápátá Kobo360 bí àmúgbálẹ́gbẹ̀ẹ́ Olùdásílẹ̀ GTBank ṣe di alága ìgbìmọ̀. Ilé-iṣẹ́ àdìdelẹ̀ ìgbòkègbodò, Kobo360, ti kéde ìyànsípò Ciku Mugambi gẹ́gẹ́ bí Ọ̀gá Àgbà Pátápátá tuntun, tí ó ń rọ́pò olùdásílẹ̀, Obi Ozor. Ozor ni wọ́n yàn gẹ́gẹ́ bí kọmísọ́nnà fún ìgbòkègbodò ní ìpínlẹ̀ Enugu, èyí tí ó fa ìrọ́pò rẹ̀ gẹ́gẹ́ bí Ọ̀gá Àgbà Pátápátá àti Alága ìgbìmọ̀. Mugambi darapọ̀ mọ́ Kobo360 ní 2021 gẹ́gẹ́ bí Olórí àwọn Òṣìṣẹ́ àti ètò Ajẹmọ́ Ìdókòwò, pẹ̀lú ìrírí tó lé ní ọdún mẹ́wàá ní International Finance Cooperation àti KPMG. Ayo Fashina ni yóò jẹ́ olùrànlọ́wọ́ rẹ̀ nínú ipò rẹ̀ tuntun yìí gẹ́gẹ́ bí Igbá-kejì Ọ̀gá Àgbà Pátápátá. ""Ṣíṣe àtìlẹ́yìn fún ẹ̀wọ́n ìpèsè tí ó fẹjú tí ó sì ṣòro àti lílo ìmọ̀ ẹ̀rọ láti mú ìgbéga bá okòwò agbègbè sí agbègbè, iṣẹ́ ìrandíran; èyí ni ohun tí Kobo360 ṣetán láti ṣe àṣeyọrí rẹ̀ nígbà tí ó ṣe ìfilọ́lẹ̀ ní ọdún mẹ́fà sẹ́yìn, ó sì jẹ́ ìdùnnú mi láti gba iṣẹ́ láti tẹ̀síwájú pẹ̀lú ìrìnàjò ilé-iṣẹ́ náà,"" Mugambi sọ èyí nínú ọ̀rọ̀ rẹ̀. Fola Adeola, Olùdásílẹ̀ àti Ọ̀gá Àgbà Pátápátá Guaranty Trust Bank nígbà kan, ni wọn tún ti kéde gẹ́gẹ́ bí alága ìgbìmọ̀ àwọn olùdarí. Wọ́n dá a sílẹ̀ ní 2018, Kobo360 ń pèsè ìkànnì tí ó ń so àwọn okòwò papọ̀ pẹ̀lú àwọn ọkọ̀ akẹ́rù fún ìtẹ̀síwájú àwọn ọjà bí ó ṣe tọ́. Láti igbat náà ilé iṣẹ́ àdìdelẹ̀ náà ti dàgbà kọjá orísun rẹ̀ Nigeria pẹ̀lú àwọn iṣẹ́ ní Kenya, Ghana, Uganda, Cote d'Ivoire, àti Burkina Faso. O tún ti ṣiṣẹ́ pẹ̀lú àwọn ọkọ̀ akẹ́rù tí ó lé ní 30, 000 àti àwọn oníṣòwò 700 ó sì ka International Finance Cooperation, Y Combinator, TLom Capital Partners, àti Goldam Sachs gẹ́gẹ́ olùdókòwò. ""Àfojúsùn ńlá mi fún Kobo360 ni láti nípa lórí ayé ọ̀pọ̀lọpọ̀, nípasẹ̀ ipa àtinúdá ọ̀tun okòwò, ilé-iṣẹ́, àti ọrọ̀ ajé. Pẹ̀lú ikọ̀ adarí àti Ìgbìmọ̀ mi tí wọ́n ní ìrírí, mo mọ̀ pé a ti gbé àwọn ìgbésẹ̀ ńlá láti ṣe àṣeyọrí yìí bẹ́ẹ̀ sì ni iṣẹ́ náà ṣetán láti tẹ̀síwájú, pẹ̀lú Ciku, Ayo, àti Ọ̀gbẹ́ni Fola Adeola tí wọ́n ń ṣe àwọn ojúṣe wọn tuntun takuntakun báyìí. Ìrìnàjò mi pẹ̀lú Kobo360 lè máa yípadà, ṣùgbọ́n ìfarajìn mi sí àṣeyọrí rẹ̀ kò yípadà,"" Ozor sọ èyí nípa ìfiṣẹ́sílẹ̀ rẹ̀.","U-Cikü Mugambi ungena esikhundleni sika-Obi Ozor njengeCEO yeKobo360 njengoba umsunguli weGTBank engenela njengosihlalo webhodi. ILogistics startups, i-Kobo360, isimemezele ukuqokwa kukaCikü Mugambi njengeCEO entsha, umsunguli olandela, u-Obi Ozor. U-Ozor usanda kuqokwa njengokhomishana wezokuthutha esifundazweni sase-Enugu, okuholele ekutheni athathelwe isikhundla sokuba yiCEO kanye nosihlalo weBhodi. UMigambi ujoyine iKobo360 ngo-2021 njengeNhloko Yezabasebenzi kanye Nobudlelwano Bobatshalizimali, enolwazi olungaphezu kweminyaka eyishumi e-International Finance Corporation kanye neKPMG. Uzosizwa endimeni yakhe entsha ngu-Ayo Fashina njengeCOO. Ukunika amandla amaketanga okuhlinzeka ayinkimbinkimbi futhi ayinselele nokusebenzisa ubuchwepheshe ukukhulisa ukuhwebelana phakathi kwezifunda kuwumsebenzi wesikhathi eside, okhiqizayo; yilokhu iKobo360 eyayihlose ukukufeza ngesikhathi yethulwa eminyakeni eyisithupha edlule, futhi ngizizwa ngihloniphekile ngokunikezwa lo msebenzi. ukuqhubeka nohambo lwenkampani,"" kusho uMigambi esitatimendeni. UFola Adeola, umsunguli nowayeyisikhulu esiphezulu seGuaranty Trust Bank, naye uqokwe njengosihlalo webhodi labaqondisi. IKobo360 yasungulwa ngo-2018 ihlinzeka ngenkundla exhumanisa amabhizinisi kanye namaloli azoletha imikhiqizo ngempumelelo. Ukuqaliswa kukhule kwadlula izimpande zako zaseNigeria njengoba kusebenza eKenya, eGhana, e-Uganda, eCôte d'Ivoire, naseBurkina Faso. Kuphinde kwasebenza namaloli angaphezu kuka-30,000 namabhizinisi angu-700 futhi ibala i-International Finance Corporation , Y Combinator, TLcom Capital Partners, kanye noGoldman Sachs njengabatshalizimali. “Umbono wami omkhulu nge-Kobo360 kwakuwukuba ngaso sonke isikhathi ube nomthelela ezimpilweni zabaningi, ngokusungula izinto ezintsha kwezamabhizinisi, ezamabhizinisi kanye nomthelela wezomnotho. Kanye nethimba lami labaholi abanolwazi futhi Ibhodi, ngiyazi ukuthi senze igxathu elikhulu ekufezeni lokhu futhi umsebenzi uzoqhubeka, noCikü, Ayo, kanye noMnu. Fola Adeola manje sebeqinile ezindimeni zabo ezintsha. Uhambo lwami noKobo360 lungase lushintshe, kodwa ukuzibophezela kwami impumelelo yayo ihlala ingantengantengi, kusho u-Ozor ngokuphuma kwakhe."
+"የካዱና ግዛት የናይጄሪያን ማስጀመሪያ ህግን የቤት ውስጥ ስራ ለመስራት የመጀመሪያዋ ሀገር ስለሆነች ባለሀብቶችን እና የፈጠራ ባለሙያዎችን ለመማረክ ጨረታ አቅርቧል እ.ኤ.አ. ረቡዕ፣ ጥቅምት 19፣ 2022 የናይጄሪያው ጅምር ሥነ-ምህዳር ባለድርሻ አካላት ምክክር ከጀመሩ ከአንድ ዓመት በኋላ የቀድሞው የናይጄሪያ ፕሬዝዳንት ሙሃማዱ ቡሃሪ የናይጄሪያን የጀማሪ ትግበራን ወደ ህግ ፈርመዋል። ናይጄሪያ እንደ ቱኒዚያ እና ሴኔጋል ካሉ የአፍሪካ ሀገራት ጋር የጅምር ስራዎችን በማቋቋም ረገድ ትግመራው በሀገሪቱ ውስጥ ያሉ ጅምሮችን እድገት ለማበረታታት የተወሰኑ ድንጋጌዎችን ሰጥቷል። ባለፉት አስርት ዓመታት ውስጥ የናይጄሪያ ጅምሮች በአገሪቱ ኢኮኖሚ ልማት፣ስራዎችን በመፍጠር፣ የውጭ ኢንቨስትመንቶችን በመሳብ እና የእሴት ልውውጥን በማመቻቸት ውስጥ ዋና ቦታ ወስደዋል፡፡ ነገር ግን በናይጄሪያ ውስጥ የንግድ ሥራ የሚሠራ ማንኛውም ሰው እንደሚያውቀው፣ ዕድገት ብዙውን ጊዜ በመንግሥት ፖሊሲዎች ሊገታ ወይም ሊደናቀፍ ይችላል፣ ስለዚህም የጀማሪ ሕግ። በሰፊው አድናቆት ቢጀምርም፣ ስኬቱ በአብዛኛው የተመካው በክልል አቀፍ ጉዲፈቻ እና በፌዴሬሽን ክፍሎች መካከል ትብብር ላይ ነው። እ.ኤ.አ. መጋቢት 2023 ጀምሮ፣ ከሀገሪቱ 36 ግዛቶች ውስጥ 12ቱ ብቻ ትግበራውን ለመልመድ ፍላጎት አሳይተዋል። እነዚህ ግዛቶች የናይጄሪያ ጅምር ዋና ከተማ ሌጎስ፣ ካዱና፣ ቋራ፣ ኤክኪ፣ አናምብራ፣ ኢሞ፣ ኒጀር፣ ናሳራዋ፣ ኦዮ፣ ሪቨርስ፣ ኦሱን እና ዛምፋራ ይገኙበታል። የጅምር ህግ፡ የአስር አመት የወሲብ ህግ የናይጄሪያን የበለፀገ ግን እርግጠኛ ያልሆነውን ጅምር ስነ-ምህዳር ሊያድን ይችላል? ከአስራ ሁለቱ መካከል የካዱና ግዛት በካዱና ግዛት ውስጥ በቴክ-የታገዘ ጅምር ልማት ላይ ህግ ከተፈረመ በኋላ ህጉን ለማዳበር የመጀመሪያው ሆኗል፡፡ የግዛቱ አስተዳዳሪ ሴናተር ኡባ ሳኒ እሮብ ሀሙስ ቀን 12 2023 ረቂቅ አዋጁን ፈርመዋል። በህግ እየተፈረመ ያለውን የጅምር ድርጊት አስመልክቶ አስተያየት ሲሰጡ ሹአይቡ ካቢር ቤሎ , በካዱና ግዛት መንግስት የአይሲቲ ልዩ ረዳት ፣ ""ሂሳቡ አሁን በካዱና ህግ ነው። ነገር ግን እንደማንኛውም ህግ፣ ፖሊሲ ወይም እቅድ የመንግስት መዋቅሮች እና ተቋማት ለትግበራ ያስፈልጋሉ። ካዱና ቀጥሎ እያደረገ ያለው ይህ ነው። ካዱናን እንደ መሪ ጀማሪ መድረሻ አድርጎ ማስቀመጥ ህጉን በመፈረም ግዛቱ እራሱን በሀገሪቱ ውስጥ ለጀማሪዎች እና ባለሀብቶች እንደ መሪ መዳረሻ አድርጎ ለማስቀመጥ ተስፋ ያደርጋል ። አብዛኛዎቹ አቅርቦቶቹ የጀማሪዎችን፣ የገንዘብ ድጋፍን እና የችሎታ ማዳበርን መለያ ድንጋጌዎችን የያዘ የጀማሪ ህግን ያንፀባርቃሉ። በቴክ ፖይንት አፍሪካ የሚታየው የቢል ግልባጭ፣ ሂሳቡ የካዱና ግዛትን ጅምር ሥነ-ምህዳር በናይጄሪያ መሪ የዲጂታል ቴክኖሎጂ ማዕከል አድርጎ ለማስቀመጥ አቅዷል፤ እንዲሁም በካዱና ግዛት ውስጥ ጅምር ስራዎችን ለማቋቋም፣ ለማልማት እና ለመስራት ምቹ ሁኔታን ለመስጠት ተስፋ ያደርጋል። ይህንን ግብ ለማሳካት የካዱና ግዛት የዲጂታል ፈጠራ እና ሥራ ፈጣሪነት ምክር ቤት የሕግ ግቦችን አፈጻጸም ለመቈጣጠር ይቋቋማል። ምክር ቤቱ ምክትል ገዥውን እና የፋይናንስ፣ እቅድ እና በጀት፣ ንግድ እና ፈጠራ ኮሚሽነሮችን ጨምሮ አሥራ ሁለት አባላት ይኖሩታል። ሌሎች የምክር ቤቱ አባላት የመረጃና ግንኙነትን ቴክኖሎጂ ዳይሬክቶሬት ኃላፊ፣ የካዱና ኢንተርፕራይዝ ልማት ኤጀንሲ የአመራር ዳይሬክተር፣ የካዱና ኢንቨስትመንት ማስፋፊያ ኤጀንሲ ዋና ፀሃፊ፣ በተዛማጅ ዘርፍ ሁለት ምሁራን እና ከእየንዳነዱ ሶስቱ ሴናተሮች ሶስት ተወካዮች ናቸው፣ አንዷ ሴት መሆን አለባት፡፡ የካዱና ኢንተርፕራይዝ ልማት ኤጀንሲ የመማክርቱ ጸሐፊ ሆኖ ያገለግላል። ከኃላፊነቶቹ መካከል የጅምር ስራዎችን መለያ መስጠት፣ በሕዝብ እና በግል ዘርፎች መካከል እንቅስቃሴዎችን ማስተባበር፣ የጅምሮቹን ዳይሬክተሪ ማቈየት እና ሕጉን ተግባራዊ ለማድረግ ምክር ቤቱን ማማከር ይገኙበታል። በክልሉ ጅምር ዝርዝር ውስጥ ለመመዝገብ አንድ ጅምር በብሔራዊ የኢንፎርሜሽን ቴክኖሎጂ ልማት ኤጀንሲ( ኤንአይቲዲኤ) በትክክል መሰየም እና በካዱና ኢንተርፕራይዝ ልማት ኤጀንሲ መመዝገብ አለበት፡፡ ብቁ ከሆኑ ጀማሪዎች ቢያንስ 51% ድርሻ ቢያንስ በአንድ ናይጄሪያዊ የተያዘ መሆን አለበት፣ 31% ሰራተኞቻቸው ግን የካዱና ግዛት ነዋሪ መሆን አለባቸው። በተጨማሪም የጀማሪው ምርት አዲስ ቴክኖሎጂ ወይም በቴክኖሎጂ የነቃ መሆን አለበት። በካዱና ግዛት አስተዳደር የአይሲቲ ጒዳይ ከፍተኛ ልዩ ረዳት የሆኑት ሹይቡ ካቢር ቤሎ በሕጉ ላይ የተፈረመውን የጅምር ትግበራ አስመልክተው በሰጡት አስተያየት"" ትግበራው አሁን በካዱና ሕግ ነው"" ብለዋል። የጅምር ድጐማዎች እና የኢንቨስትመንት ገንዘብ ለመነሻ-ደረጃ ጅማሬዎች የገንዘብ ድጋፍ ለመስጠት እና ከግዛቱ ዓመታዊ በጀት እና ከሉዓላዊ የሀብት እድገት ገንዘብ የገንዘብ ድጋፍ ይደረጋል። ቢያንስ ₦250 ሚሊዮን በየዓመቱ ይመደባል እና በየሦስት ዓመቱ ይገመገማል። የናይጄሪያን ማስጀመሪያ ህግን መተግbር በካዱና ግዛት የጅምር አብዮት ማስኬድ ይችላል? የጀማሪ ህጉን ወደ ሀገር ውስጥ ለማስገባት መወሰን የሚያስመሰግን ነው፣ ነገር ግን ትግበራውን በቀላሉ ማስተናገድ ብቻውን በቂ አይደለም። በፖሊሲ ንግግሮች ወቅት በተደጋጋሚ እንደተገለጸው ናይጄሪያ ትክክለኛ ህጎች ወይም ፖሊሲዎች የላትም። ይልቁንም፣ ትግበራ ሁሌም ፈታኝ ነው፣ ስለዚህ የካዱና ግዛት ጀማሪዎችን እና ባለሀብቶችን ለመሳብ እና ለማቆየት ምን ተስፋ አለው? የፊልም ሰሪ እና የካዱና ግዛት ነዋሪ የሆኑት ሪድዋን አብዱላተፍ ህጉ በስቴቱ ውስጥ የጅምር እድገትን ሊያበረታታ ይችላል ብለው ያምናሉ። ባለፉት አምስት ዓመታት የቴክኖሎጂ ተሰጥኦዎች ቀጣይነት ያለው እድገት መኖሩን በማብራራት በአገሪቱ ውስጥ አብዛኛው ጅምር እንቅስቃሴ የሚከናወነው በቴክኖሎጂ ማዕከላት ወይም በማዳበሪያ ማዕከላት ውስጥ ነው ብለዋል፡፡ ይሁን እንጂ መንግሥት መስራቾችን ለመሳብ አንዳንድ ማበረታቻዎችን መስጠት አለበት፡፡ የመጀመሪያው እና በጣም ግልፅ የሆነው የገንዘብ ድጋፍ ነው። እያንዳንዱ ጀማሪ መስራች ገንዘብ ያስፈልገዋል። ""ይህንን መጠን በሂሳቤ ውስጥ ለተወሰኑ ወሮች ጅምር ሥራዬን ለማካሄድ አለኝ።” ብለው እነሱ መናገር መቻል አለባቸው። ነገር ግን ለጀማሪዎች በቂ የገንዘብ ድጋፍ ቢኖረውም, ችሎታን ወደ ግዛቱ መሳብ በስቴቱ የደህንነት ሁኔታ ላይ ሊመሰረት ይችላል፡፡ በ ኪው1 2023 የፀጥታ ሪፖርት እንደሚያሳየው በሀይል ጥቃቶች 214 ሰዎች መገደላቸውን እና 746 ታፍነው መወሰዳቸውን እና ይህም ለክልሉ ነዋሪዎች ስጋት ይሆናል ። ""ከአቡጃ የሚመጡ ሰዎች አሉን እና 'ለደህንነታችን እንዴት ዋስትና ትሰጡናላቺሁ?' አይነት ነገር አሉን”፡፡ ተሰጥኦ ማዳበር በዚህ ጉዞ ላይ ሌላው ክልሉ የሚገጥመው ፈተና ነው። አዲስ የተፈረመው ሕግ የስልጠና ፕሮግራሞችን ለመፍጠር የሚያስችል ቢሆንም ውጤቱን ማየት ከመጀመሩ በፊት ጊዜ ሊወስድ ይችላል። በአሁኑ ወቅት በካዱና ያለን የዕጩዎች ብዛት ከሦስት ለሚበልጡ ጅምር ሥራዎች በቂ ላይሆን ይችላል። በአሁኑ ወቅት ካዱና ላለችበት ደረጃ ያለን በቂ ነው፣ ነገር ግን ሌሎችን ለማሰልጠን[ ወደ ግዛቱ የሚመጡ] ጅማሬዎች ኃላፊነት አለባቸው። እንደ ሌጎስ እና አቡጃ ካሉ ከተሞች ጋር ሲነጻጸር ዝቅተኛ የኑሮ ውድነትም እንዲሁ ብዙ የቴክኖሎጂ ሠራተኞችን ወደ ግዛቱ ሊስብ ይችላል፡፡ ለምሳሌ፣ በአብዛኛዎቹ የሌጎስ ክፍሎች ባለ ሁለት ክፍል አፓርታማ በአማካይ ₦ 850,000 ይከራያል፣ ነገር ግን በአብዛኛዎቹ የካዱና አካባቢዎች ያለው ተመሳሳይ አፓርታማ በግማሽ ዋጋ ሊገኝ ይችላል። ይህ የሚያስደስት ቢሆንም፣ መንግስት በናይጄሪያ ውስጥ ካሉ ሌሎች ግዛቶች ምሳሌዎችን መመልከት አለበት። እ.ኤ.አ. በ2020፣ ሲም ሻጋያ የዩሌሶን ቡድኑን በከፊል ወደ ፕላቱ ግዛት ዋና ከተማ ወደ ጆስ አዛወረ። በዚያን ጊዜ እሱ እስካሁን ከወሰደው በጣም ብልህ ውሳኔ ብሎ ጠራው ፣ ግን በታህሳስ ወር ኩባንያው ያንን ሙከራ ጨርሷል። ""ለዚህ የአፍሪካ ገበያ ማደግ እና ማከፋፈል መቻላችን የተሻለ ክልላዊ የበረራ ግንኙነት ወዳለበት ከተማ መሄድ አለብን እና በቀላሉ የምንፈልገውን ችሎታ ለመሳብ እንችላለን"" ሲል ኩባንያው ገልጿል፡፡ በተመሳሳይ፣ ከኢሌ-ኢፌ የቴክኖሎጂ ችሎታ ያለው የቧንቧ መስመር ለመገንባት ታልሞ ቢጀመርም፣ ታለንት ኪውኤል ውሎ አድሮ መሠረቱን ከሁለት ዓመት ባነሰ ጊዜ ውስጥ አንቀሳቅሷል፣ በቀድሞው ገዥ የተሾመው የካዱና ግዛት የቴክኖሎጂ ከተማ ግን የተቀላቀለ ስኬት አስመዝግቧል። እነዚህ እድገቶች ከሌጎስ ውጭ የሚንቀሳቀሱ ጅምሮች ብዙ ጊዜ የሚያጋጥሟቸውን አስቸጋሪነት ያሳያሉ። በክልሉ የዲጂታል ኢኮኖሚ እቅዶች ከጅምር ሥራዎች ርቀው ቢአእየሄዱ ቢሆንም ብዙውን ጊዜ ብዙም ያልተሻሻሉ እቅዶች ሆነው ቆይተዋል። በ 2020 ስያሜ ያለው ጠቅላላ የሀገር ውስጥ ምርት ₦‎3.1 ትሪሊዮን ሲሆን ካዱና ግዛት በናይጄሪያ ውስጥ ካሉ ትልልቅ ኢኮኖሚዎች አንዱ ሲሆን ለባለሀብቶች ማራኪ ሊሆን ይችላል፣ ግን እንደ ሌጎስ፣ አቡጃ ወይም ፖርት ሀርኮርት ተዓማኒነት ያለው አማራጭ ተደርጐ እንዲታይ የተወሰኑ ጒዳዮችን ማስተካከል አለበት፡፡ እንደ ሱዶ አፍሪካ ያሉ ጅማሬዎች ስኬት የካዱና ግዛት የቴክኖሎጂ ጅማሬዎችን ልማት ለመደገፍ ያለውን አቅም ይጠቁማል። በመጨረሻም በመንግስት እና በግሉ ዘርፍ መካከል ያለው ትብብር ወሳኝ ይሆናል፡፡","Kaduna State bids to woo investors and innovators, as it becomes the first state to domesticate the Nigerian Startup Act On Wednesday, October 19, 2022, former Nigerian President Muhammadu Buhari signed the Nigerian Startup Act into law, a year after stakeholders in Nigeria’s burgeoning startup ecosystem began deliberations. The Act, which saw Nigeria join African countries like Tunisia and Senegal in establishing startup acts, makes certain provisions aimed at stimulating the growth of startups in the country. In the last decade, Nigerian startups have taken centre stage in the country’s economic development, creating jobs, attracting foreign investments, and facilitating the transfer of value. But as anyone doing business in Nigeria knows, growth can often be stalled or hindered by government policies, hence the Startup Act. Despite launching to widespread acclaim, its success largely rests on statewide adoption and collaboration between federating units. As of March 2023, only 12 of the country’s 36 states had indicated an interest in domesticating the Act. These states included Nigeria’s startup capital, Lagos, Kaduna, Kwara, Ekiti, Anambra, Imo, Niger, Nassarawa, Oyo, Rivers, Osun, and Zamfara. Startup Acts: Can the decade’s sexiest law save Nigeria’s thriving but uncertain startup ecosystem? Of the twelve, Kaduna State has become the first to domesticate the Act following the signing of a law for the Development of Tech-Enabled Startups in Kaduna State. The state governor, Senator Uba Sani, signed the bill on Wednesday, July 12, 2023. Commenting on the startup act being signed into law, Shuaibu Kabir Bello, Senior Special Assistant on ICT to the Kaduna State Government, said, ""The bill is now a law in Kaduna. However, like every law, policy, or plan, government structures and institutions are needed for implementation. This is what Kaduna is doing next."" Positioning Kaduna as a leading Startup destination By signing the law, the state hopes to position itself as a leading destination for startups and investors in the country. Much of its provisions mirror the Startup Act, with provisions for the labelling of startups, funding, and talent development. According to a copy of the bill seen by Techpoint Africa, the bill intends to position Kaduna State’s startup ecosystem as the leading digital technology centre in Nigeria; it also hopes to provide an enabling environment for the establishment, development, and operations of startups in Kaduna State. To achieve this goal, the Kaduna State Council for Digital Innovation and Entrepreneurship will be established to oversee the execution of the law’s objectives. The council will have twelve members, including the deputy governor and the commissioners for finance, planning and budget, business and innovation. Other members of the council are the Head of the Directorate of Information and Communication Technology, the Managing Director of Kaduna Enterprise Development Agency, the Executive Secretary of Kaduna Investment Promotion Agency, two academicians in related fields, and three representatives from each of the three senatorial zones, one of whom must be a woman. The Kaduna Enterprise Development Agency will serve as the Council’s secretariat. Some of its responsibilities will include labelling startups, coordinating activities between the public and private sectors, maintaining a directory of startups, and advising the Council on the implementation of the law. To be listed in the state’s startup register, a startup must be properly labelled by the National Information Technology Development Agency (NITDA) and registered with the Kaduna Enterprise Development Agency. A minimum of 51% of the shares of eligible startups must be owned by at least one Nigerian, while 31% of their employees must be residents of Kaduna State. Furthermore, the startup’s product must either be a new technology or technology-enabled. Commenting on the startup act being signed into law, Shuaibu Kabir Bello, Senior Special Assistant on ICT to the Kaduna State Government, said, ""The bill is now a law in Kaduna."" A Startups Grants and Investments Fund will also be created to provide funding for early-stage startups and will be funded from the state’s annual budget and the Sovereign Wealth Growth Fund. A minimum of ₦‎250 million will be allocated annually and will be reviewed every three years. Can domesticating the Nigerian Startup Act drive a startup revolution in Kaduna State? Deciding to domesticate the Startup Act is commendable, but simply domesticating the act is not enough. As is frequently pointed out during policy discourses, Nigeria hardly lacks the right laws or policies. Rather, implementation has always posed a challenge, so what hope does Kaduna State have of attracting and retaining startups and investors? Ridwan Abdullateef, a filmmaker and resident of Kaduna State, believes the law could stimulate startup growth in the state. Explaining that there has been a steady growth of tech talent in the last five years, he argues that much of the startup activity in the state takes place in tech hubs or incubation centres. However, the government must provide certain incentives to attract founders. “The first and the most obvious one is funding. Every startup founder needs funds. They need to be able to say, 'I have this amount in my account to run my startup for a certain number of months.” But even with adequate funding for startups, attracting talent to the state could depend on the state’s security status. A Q1 2023 security report revealed that 214 people were killed in violent attacks, with 746 abducted, and that will be a concern for potential residents of the state. “We have guys coming from Abuja and they say things like, ‘How do you guarantee our safety?’” Talent development is another challenge the state will face on this journey. While the newly signed law provides for the creation of training programmes, it may be a while before it starts to see results. “The pool of candidates we currently have in Kaduna may not be adequate for more than three startups. What we currently have is enough for the level Kaduna is at, but the onus will have to be on the startups [that come to the state] to train others.” The lower cost of living when compared to cities like Lagos and Abuja could also attract more tech workers to the state. For example, a two-bedroom apartment in most parts of Lagos rents for ₦‎850,000 on average, but the same apartment in most parts of Kaduna could be gotten for half that amount. As exciting as this could be, the government must look to examples from other states in Nigeria. In 2020, Sim Shagaya moved part of his uLesson team to Jos, the capital of Plateau State. At the time, he called it the smartest decision he had ever taken, but by December, the company had ended that experiment. ""Our ability to develop for and distribute to this African market means we have to move to a city with better regional flight connections and to which we can easier attract the talent we need,"" the company explained. Similarly, despite starting out with a dream to build a tech talent pipeline from Ile-Ife, TalentQL eventually moved bases less than two years after, while the Kaduna State technology city commissioned by the previous governor has seen mixed success. These developments show the difficulty startups that move outside Lagos often face. Even moving away from startups, digital economy plans by states have often remained plans with little progress made. With Nominal Gross Domestic Product standing at ₦‎3.1 trillion as of 2020, Kaduna State is one of the largest economies in Nigeria and could be attractive to investors, but it must fix certain issues to be viewed as a credible alternative to Lagos, Abuja, or Port Harcourt. The success of startups like Sudo Africa points to the potential of Kaduna State to support the development of tech startups. Ultimately, collaborations between the government and private sector will be crucial.","Jihar Kaduna na zawarcin masu zuba hannun jari da masu ƙirƙira, yayin da ta kasance jiha ta farko da ta fara zartar da dokar Nigerian Startup Act. Ranar Laraba, 19 ga Oktoban 2022, tsohon shugaban ƙasa Muhammadu Buhari ya sa hannu a kan dokar Nigerian Startup act, shekara ɗaya bayan masu ruwa da tsaki a fagen sun fara tattaunawa. Dokar, wacce ta sa Najeriya ta shiga sahun ƙasashe kamar Tunisia da Senegal wajen zartar da ita, ta samar da muhalli da sharuɗɗan da ake sa rai za su ƙarfafi ƙananan sana'o'i a ƙasar. A shekaru goma da suka wuce, ƙananan kamfanoni a Najeriya sun shiga kan gaba wajen haɓakar tattalin arziƙi, samar da ayyukan yi, jan hankalin masu zuba hannun jari daga ƙasashen waje, da kuma samar da muhallin musayar ayyuka. Amma kamar yadda duk wani ɗan kasuwa a Najeriya ya sani, ci gaban kasuwancin na iya samun cikas ko ya fuskanci tsaiko, sanadin dokokin gwamnati, wanda hakan ya kawo Dokar ta ƙananan masana'antu. Duk da ƙaddamarwar da kuma yaɗuwar labarinta, nasararta ta ta'allaƙa ne da karɓarta a jihohi da kuma haɗin gwiwa tsakanin ɓangarorin da abin ya shafa na ƙasa. A Mayun 2023, jihohi 12 cikin jihohi 36 na ƙasar ne kawai suka nuna sha'awar zartar da dokar. Waɗannan jihohi sun haɗa da babbar cibiyar ƙananan kamfanoni ta Najeriya wato Legas da Kaduna da Kwara da Ekiti da Anambra da Imo da Niger da Nassarawa da Oyo da Rivers da Osun da kuma Zamfara. Dokar Sabbin Kamfanonin: Shin doka mafi ban sha'awa a cikin shekaru goma a Najeriy na iya ceto yanayi mara tabbas da sabbin kamfanoni masu bunƙasa ke ciki a ɓangaren? A cikin jihohin 12, Kaduna ta zama jiha ta farko da ta zartar da dokar biyo bayan sa hannu a kanta don ciyar da ƙananan sana'o'i na fannin fasaha gaba. Gwamnan Jihar, Sanata Uba Sani, ya saka hannu a dokar a ranar Laraba, 12 ga Yulin 2023. Yayin da yake tsokaci kan sa hannu a dokar, Shuaibu Kabir Bello, Babban Mai ba wa gwamnan shawara kan fasahar sadarwa ya ce ""Yanzu wannan ƙudirin ya zama doka a jihar Kaduna. Sai dai kuma, kamar kowace duka, sharuɗɗa ko tsari, ana buƙatar cibiyoyin gwamnati da kayan aiki don gudanar da su. Wannan shi ne abu na gaba da Kaduna za ta yi."" Wannan zai sa Kaduna ta zama ta kan gaba a fannin ƙananan kamfanoni Ta hanyar sa hannu a dokar, jihar na fatan sanya kanta a gaba-gaba don ƙananan kamfanoni da da masu zuba hannun jari a ƙasar. Yawancin ababen da ke ƙunshe cikin dokar iri ɗaya ne da na Startup Act, da damar ganewa, samar da kuɗin gudanarwa da kuma ƙara ilmantar da mutane. Kamar yadda yake a kwafin ƙudirin da Techpoint Afirka ya samu, ƙudirin na da niyyar saka Kaduna a kan gaba fannin ƙananan sana'o'i da kuma samar da muhallin kafawa, bunƙasawa da kuma gudanar da kasuwanci. Don cimma wannan manufar, za a kafa Kwamitin Tuntuɓa na ƙirƙirar da ta Shafi Yanar gizo don tabbatar da cewa an aiwatar da ƙudirorin da ke cikin dokar. Kwamitin zai ƙunshi mambobi goma sha biyu, da suka haɗa da mataimakiyar gwamna, da kwamishinan kuɗi, tsare-tsare, kasafi da ci gaban kasuwanci. Sauran mambobin kwamitin za su haɗa da shugaban sashen Fasahar Sadarwa, Babban Darakta na Kaduna Enterprise Development Agency, Babban Sakataren Kaduna Investment Promotion Agency, masana biyu da fannonin da suka dace, da kuma wakilai uku daga shiyoyi uku, wanda dole ɗaya daga cikinsu ya kasance mace. Ofishin Kaduna Enterprise Development Agency ne zai kasance sakatariyar Kwamitin. Wasu daga cikin ayyukan kwamitin shi ne zaɓulo ƙananan kamfanoni, tsara ayyuka tsakanin gwamnati da masu zaman kansu, samar da kundin ƙananan kamfanoni, da kuma ba ya Kwamitin shawara game da aiwata da dokar. Don shiga cikin jerin ƙananan kamfanoni, dole kamfani ya kasance yana da tabbatacciyar shaida daga National Information Technology Development Agency (NITDA) yana kuma da rijista da Kaduna Enterprise Agency. Mafi ƙarancin kaso 51% na hannayen jarin daza a saya dole su kasance mallakin aƙalla ɗan Najeriya ɗaya, yayin da kaso 31% na ma'aikatansu dole su kasance mazauna Kaduna. Sannan kuma dole ne kamfanin ya kasance na sabuwar fasaha, ko wanda ya dogara da fasahar zamani. Yayin da yake tsokaci kan sa hannu a dokar, Shuaibu Kabir Bello, Babban Mai ba wa gwamnan shawara kan fasahar sadarwa ya ce ""wannan ƙudiri ya zama doka a jihar Kaduna' Kuɗaɗen tallafi da na Zuba hannun jari ma za su samu don samar da kuɗin gudanarwa ga kamfanonin da ke matakan farko kuma za a fitar da kuɗin daga kasafin kuɗin shekara-shekara na jihar da kuma Sovereign Wealth Growth Fund. Mafi ƙarancin miliyan 250 za a ware a kowace shekara, kuma za a yi bitarsa duk bayan shekara uku. Shin zartar da dokar a Kaduna zai kawo sauyi a fannin ƙananan kamfanoni a jihar? Yanke shawarar zartar da dokar abin a yaba ne, amma zartarwar kawai ba za ta wadatar ba. Kamar yadda ake yawan tattaunawa game da dokoki, Najeriya ba da ƙarancin dokoki ko tsare-tsaren da suka dace. Sai dai, aiwatar su da ya kasance abu mai wahala, don haka wane fata jihar Kaduna ke da shi na jawo hankali da kuma tabbatar da kafuwar kamfanonin? Ridwan Abdullateef, mai shirya fina-finai kuma mazaunin Kaduna na gani dokar za ta kawo ci gaba a fannin sana'o'i. Ya yi bayanin cewa akwai ci gaba da ya ɗore a fannin fasahar sadarwa a shekaru biyar da suka wuce, yana kuma ganin yawancin sana'o'in na samo asali daga cibiyoyin fasahar sadarwa. Amma dole gwamnati ta samar da wani ɗan kuɗin don jawo hankali 'yan kasuwa. Abu na farko kuma mafi tasiri shi ne kuɗin jari. Kowane mai shirin kafa kasuwanci na buƙatar kuɗi. Suna buƙatar cewa ina da wannan adadin kuɗin a asusuna da zan gudanar da kamfanina na tsawon wasu watanni. Kuma ko da akwai wadataccen jari ga masu kafawar, jawo hankalin masu fasahar kasuwancin na iya dogara da yanayin tsaro a jihar. A wata uku na farkon 2023, rahoton tsaro ya nuna cewa an kashe mutane 214 ta hanyar mummunan farmaki, an yi garkuwa da 746, kuma wannan na iya zama abin damuwa ga masu shirin komawa ƙasar da zama a jihar. Akwai mutanen da ke zuwa daga Abuja, kuma suna faɗin maganganu kamar, Ya ya za ka tabbatar da tsaro? Ciyar da fasaha gaba ma wani ƙalubale ne da jihar za ta fuskanta a wannan tafiyar. Yayin da sabuwar dokar da aka sa wa hannu ta ba da damar samar da kwasa-kwasan horaswa, yana iya ɗaukar lokaci kafin a fara ganin tasirinsa. Tulin masu sha'awar shiga da muke dasu a Kaduna baza su ishi sama da sabbin kamfanoni uku ba. Abin da muke dashi a yanzu ya isa a matakin da Kaduna take kai, amma dole ƙalubalen zai koma kan sabbin kamfanoni (da zasu zo jahar) don su horar da wasu"". Sauƙin tsadar rayuwa a jihar idan aka kwatanta da birane kamar Lagos da Abuja na iya jawo hankalin masu aiki a fagen ƙirƙira zuwa jihar. Misali, gida mai ɗaki biyu a a mafi yawan yankunan legas ana hayarsa a matsakaicin farsahin N850,000. amma wannan gidan ana iya samunsa a rabin wannan farashin a Kaduna. Duk yadda wannan ya zama abin jin daɗi, dole gwamnatin ta duba misalai daga sauran jihohi a Najeriya. A 2020, Sim Shagaya ya kai wani ɓangare na ƙungiyarsa ta uLesson zuwa Jos, babban birnin Filato. A lokacin, ya kira shi da shawara mafi kyau da ya taɓa yankewa, amma a Disamba, kamfanin ya tsayar da wannan shirin. ""Yiwuwar mu ƙirƙira tare da samar da wannan ga kasuwanni a faɗin Afirka na nufin dole mu koma gari mai tsarin zirga-zirgar jirage inda za mu iya jan hankalin mutanen da muke buƙata cikin sauƙi,"" in ji kamfanin. Sannan kuma, duk da cewa mun fara da shirin gina cibiyar fasahar sadarwa daga Ile-Ife, dole TalentQL ya sauya mazauni ƙasa da shekara biyu bayan kafa shi, yayin da birnin fasahar sadarwa na Jihar Kaduna da gwamnan da ya wuce ya ƙaddamar, bai samu nasara a fayyace ba. Waɗannan abubuwa na nuna matsalolin da kamfanonin da suke fita daga Lagos ke yawan fuskanta. Ko ma ba ƙananan kamfanoni ba, tsare-tsare tattalin arziƙi na yanar gizo da jihohi ke yi yawanci na tsayawa ne a matakin tsari, da ƙarancin ci gaba. Yayin da jihar ke da Nominal Gross Domestic Product a Naira tiriliyan 3.1, Kaduna ɗaya ce cikin jihohi masu tattalin arziƙi a Najeriya kuma tana iya jan hankalin masu zuba hannun jari, amma dole ta gyara wasu abubuwa idan tana so a kalle ta a matsayin makwafar Lagos, Abuja ko Fatakwal. Nasarar kamfanoni kamar Sudo Afirka na nuna yiwuwar jihar Kaduna ta iya goyon bayan ci gaba ta fannin fasahar sadarwa. A ƙarshe dai, haɗin guiwa tsakanin gwamnati da 'yan kasuwa tana da muhimmanci.","Jimbo la Kaduna latoa zabuni kuwashawishi wawekezaji na wavumbuzi, huku likiwa taifa la kwanza kumiliki Sheria ya Kuanzisha Naijeria Jumatano, Oktoba 19, 2022, Rais wa zamani wa Nigeria Muhammadu Buhari alitia saini Sheria ya Kuanzisha Nigeria kuwa sheria, mwaka mmoja baada ya washikadau katika mfumo wa ikolojia unaoendelea nchini Nigeria kuanza mashauriano. Sheria hiyo, ambayo imeonyesha Nigeria ikiungana na nchi za Kiafrika kama Tunisia na Senegal katika kuanzisha sheria za kuanzia, inatoa baadhi ya vipengele vinavyolenga kuchochea ukuaji wa wanaoanza nchini humo. Katika muongo uliopita, waanzishaji wa Nigeria wamechukua hatua kuu katika maendeleo ya uchumi wa nchi, kuunda nafasi za kazi, kuvutia uwekezaji wa kigeni, na kuwezesha uhamishaji wa thamani. Lakini kama mtu yeyote anayefanya biashara nchini Nigeria anavyojua, ukuaji mara nyingi unaweza kusitishwa au kuzuiwa na sera za serikali, hivyo basi Sheria ya Kuanzisha. Licha ya kuzinduliwa kwa sifa nyingi, mafanikio yake yanategemea sana kupitishwa na ushirikiano kati ya vitengo vya shirikisho. Kufikia Machi 2023, ni majimbo 12 pekee kati ya 36 ya nchi ambayo yameonyesha nia ya kumiliki Sheria hiyo. Majimbo haya yalijumuisha mji mkuu wa Nigeria, Lagos, Kaduna, Kwara, Ekiti, Anambra, Imo, Niger, Nassarawa, Oyo, Rivers, Osun, na Zamfara. Matendo ya Kuanzisha: Je, sheria ya muongo wa kijinsia zaidi inaweza kuokoa mfumo wa ikolojia wa Nigeria unaostawi lakini usio na uhakika? Kati ya hao kumi na wawili, Jimbo la Kaduna limekuwa la kwanza kumiliki Sheria hiyo kufuatia kutiwa saini kwa sheria ya Uendelezaji wa Waanzishaji wa Teknolojia ya Tech-Enabled katika Jimbo la Kaduna. Gavana wa jimbo hilo, Seneta Uba Sani, alitia saini mswada huo Jumatano, Julai 12, 2023. Akizungumzia kitendo cha kuanza kusainiwa kuwa sheria, Shuaibu Kabir Bello, Msaidizi Maalum Mwandamizi wa ICT kwa Serikali ya Jimbo la Kaduna, alisema. ""Mswada huo sasa ni sheria huko Kaduna. Hata hivyo, kama kila sheria, sera, au mpango, miundo na taasisi za serikali zinahitajika kwa ajili ya utekelezaji. Hivi ndivyo Kaduna anafanya kinachofuata."" Kumuweka Kaduna kama kiongozi mwanzilishi wa hatima Kwa kutia saini sheria hiyo, serikali inatarajia kujiweka kama kivutio kinachoongoza kwa wanaoanza na wawekezaji nchini. Mengi ya masharti yake yanaakisi Sheria ya Kuanzisha, yenye masharti ya kuweka lebo kwa wanaoanza, ufadhili, na ukuzaji wa vipaji. Kulingana na nakala ya mswada ulioonekana na Techpoint Africa, mswada huo unanuia kuweka mfumo wa ikolojia wa Jimbo la Kaduna kama kituo kikuu cha teknolojia ya dijiti nchini Nigeria;. Ili kufikia lengo hili, Baraza la Jimbo la Kaduna la Ubunifu wa Dijiti na Ujasiriamali litaanzishwa ili kusimamia utekelezaji wa malengo ya sheria. Baraza hilo litakuwa na wajumbe kumi na wawili, akiwemo naibu gavana na makamishna wa fedha, mipango na bajeti, biashara na uvumbuzi. Wajumbe wengine wa baraza hilo ni Mkuu wa Kurugenzi ya Teknolojia ya Habari na Mawasiliano, Mkurugenzi Mkuu wa Wakala wa Maendeleo ya Biashara ya Kaduna, Katibu Mtendaji wa Wakala wa Kukuza Uwekezaji wa Kaduna, wanataaluma wawili wa fani zinazohusiana, na wawakilishi watatu kutoka kwa kila seneta tatu, mmoja wao lazima awe mwanamke. Wakala wa Maendeleo ya Biashara ya Kaduna utatumika kama sekretarieti ya Baraza. Baadhi ya majukumu yake yatakuwa ni pamoja na kuweka lebo zinazoanza, kuratibu shughuli kati ya sekta ya umma na binafsi, kutunza orodha ya wanaoanza, na kulishauri Baraza kuhusu utekelezaji wa sheria. Ili kuorodheshwa katika rejista ya uanzishaji ya serikali, ni lazima uanzishaji uandikishwe ipasavyo na Wakala wa Kitaifa wa Maendeleo ya Teknolojia ya Habari (NITDA) na usajiliwe na Wakala wa Maendeleo ya Biashara ya Kaduna. Kiwango cha chini cha 51% ya hisa za wanaoanza zinazostahiki lazima zimilikiwe na angalau Mnigeria mmoja, wakati 31% ya wafanyakazi wao lazima wawe wakaazi wa Jimbo la Kaduna. Zaidi ya hayo, bidhaa ya uanzishaji lazima iwe teknolojia mpya au kuwezeshwa kwa teknolojia. Akizungumzia kitendo cha kuanza kusainiwa kuwa sheria, Shuaibu Kabir Bello, Msaidizi Maalum Mwandamizi wa ICT kwa Serikali ya Jimbo la Kaduna, alisema, ""Muswada huo sasa ni sheria huko Kaduna."" Hazina ya Ruzuku na Uwekezaji ya waanzishi pia itaundwa ili kutoa ufadhili kwa wanaoanza mapema na itafadhiliwa kutoka kwa bajeti ya kila mwaka ya serikali na Hazina ya Ukuaji wa Utajiri Mkuu. Kiwango cha chini cha ₦‎250 milioni kitatengwa kila mwaka na kitahakikiwa kila baada ya miaka mitatu. Je, kumiliki Sheria ya Kuanzisha Nigeria kunaweza kuleta mapinduzi ya kuanzisha katika Jimbo la Kaduna? Kuamua kumiliki Sheria ya Uanzishaji ni jambo la kupongezwa, lakini kutunza tu kitendo hicho haitoshi. Kama inavyoonyeshwa mara kwa mara wakati wa mijadala ya sera, Nijeria haikosi sheria au sera sahihi. Badala yake, utekelezaji umekuwa changamoto kila wakati, kwa hivyo Jimbo la Kaduna lina matumaini gani ya kuvutia na kuhifadhi waanzishaji na wawekezaji? Ridwan Abdullateef, mtengenezaji wa filamu na mkazi wa Jimbo la Kaduna, anaamini kuwa sheria inaweza kuchochea ukuaji wa kuanza katika jimbo hilo. Akifafanua kuwa kumekuwa na ukuaji wa kasi wa talanta ya teknolojia katika miaka mitano iliyopita, anabisha kuwa shughuli nyingi za uanzishaji katika jimbo hufanyika katika vituo vya teknolojia au vituo vya incubation. Hata hivyo, serikali lazima itoe motisha fulani ili kuvutia waanzilishi. ""La kwanza na la wazi zaidi ni ufadhili. Kila mwanzilishi anayeanza anahitaji pesa. Wanahitaji kuweza kusema, 'Nina kiasi hiki kwenye akaunti yangu ili kuendesha uanzishaji wangu kwa idadi fulani ya miezi."" Lakini hata kwa ufadhili wa kutosha kwa wanaoanza, kuvutia talanta kwa serikali kunaweza kutegemea hali ya usalama ya serikali. Ripoti ya usalama ya Q1 2023 ilifichua kuwa watu 214 waliuawa katika mashambulio makali, huku 746 wakitekwa nyara, na hilo litakuwa wasiwasi kwa watarajiwa wakaazi wa jimbo hilo. ""Tuna watu wanaokuja kutoka Abuja na wanasema mambo kama, 'Unahakikishaje usalama wetu?'"" Ukuzaji wa talanta ni changamoto nyingine ambayo serikali itakabiliana nayo katika safari hii. Ingawa sheria mpya iliyotiwa saini inatoa uundaji wa programu za mafunzo, inaweza kuchukua muda kabla ya kuanza kuona matokeo. ""Msururu wa wagombea tulio nao kwa sasa Kaduna unaweza kuwa hautoshi kwa zaidi ya waanzishaji watatu. Tulichonacho kwa sasa kinatosha kwa kiwango ambacho Kaduna yuko, lakini jukumu litalazimika kuwa kwenye wanaoanza [wanaokuja jimboni] kutoa mafunzo kwa wengine. Gharama ya chini ya maisha ikilinganishwa na miji kama Lagos na Abuja pia inaweza kuvutia wafanyikazi zaidi wa teknolojia kwa serikali. Kwa mfano, nyumba ya vyumba viwili vya kulala katika sehemu nyingi za Lagos inakodisha kwa ₦‎850,000 kwa wastani, lakini nyumba hiyo hiyo katika sehemu nyingi za Kaduna inaweza kupatikana kwa nusu ya kiasi hicho. Ingawa hii inaweza kuwa ya kusisimua, serikali lazima itazame mifano kutoka mataifa mengine nchini Nigeria. Mnamo 2020, Sim Shagaya alihamisha sehemu ya timu yake ya uLesson hadi Jos, mji mkuu wa Jimbo la Plateau. Wakati huo, aliuita uamuzi wa busara zaidi aliowahi kuchukua, lakini kufikia Desemba, kampuni hiyo ilikuwa imemaliza jaribio hilo. Kampuni hiyo ilieleza, ""Uwezo wetu wa kujiendeleza na kusambaza katika soko hili la Afrika inamaanisha kwamba tunapaswa kuhamia jiji lenye miunganisho bora ya ndege za kikanda na ambayo tunaweza kuvutia talanta tunayohitaji kwa urahisi."". Vile vile, licha ya kuanza na ndoto ya kujenga bomba la vipaji vya teknolojia kutoka Ile-Ife, TalentQL hatimaye ilihamisha besi chini ya miaka miwili baadaye, huku jiji la teknolojia la Jimbo la Kaduna lililoagizwa na gavana wa awali limepata mafanikio mseto. Maendeleo haya yanaonyesha ugumu wa kuanza ambao huhamia nje ya Lagos na hukabili mara nyingi. Hata kuhama kutoka kwa wanaoanza, mipango ya uchumi wa kidijitali na majimbo mara nyingi hubakia mipango na maendeleo kidogo kufanywa. Huku Pato la Taifa likiwa na kiwango cha trilioni ₦3.1 kufikia 2020, Jimbo la Kaduna ni mojawapo ya mataifa yenye uchumi mkubwa zaidi nchini Nigeria na linaweza kuvutia wawekezaji, lakini ni lazima lirekebishe masuala fulani ili kutazamwa kama njia mbadala ya kuaminika ya Lagos, Abuja, au Port Harcourt. Mafanikio ya wanaoanza kama vile Sudo Africa yanaashiria uwezo wa Jimbo la Kaduna kusaidia maendeleo ya uanzishaji wa teknolojia. Hatimaye, ushirikiano kati ya serikali na sekta binafsi utakuwa muhimu.","Ìpínlẹ̀ Kaduna ṣètò láti fa ojú àwọn olùdókòwò àti alátinúdá ọ̀tun mọ́ra, bí ó ṣe di ìpínlẹ̀ kìíní láti ṣe ìfilọ́lẹ̀ Abádòfin Ilé-iṣẹ́ Àdìdelẹ̀ ní Nigeria. Ní Ọjọ́rú, 9 Oṣù Kẹwàá 2022, Ààrẹ àná Nigeria Muhammadu Buhari fọwọ́sí Abádòfin Ilé-iṣẹ́ Àdìdelẹ̀ ní Nigeria di òfin, ọdún kan lẹ́yìn tí àwọn èèkàn nínú àwùjọ ilé-iṣẹ́ àdìdelẹ̀ Nigeria tí ó ń gbèrú bẹ̀rẹ̀ ìjíròrò. Abádòfin náà, èyí tí mú kí Nigeria darapọ̀ mọ́ àwọn orílẹ̀ èdè Áfríkà bí Tunisia àti Senegal láti ṣe àgbékalẹ̀ àwọn òfin Ilé-iṣẹ́ àdìdelẹ̀, ṣe àwọn ìpèsè kan tí wọ́n fojúsun àkóso ìdàgbàsókè àwọn ilé-iṣẹ́ àdìdelẹ̀ ní orílẹ̀ èdè náà. Ní ọdún mẹ́wàá sẹ́yìn, àwọn. Ilé-iṣẹ́ àdìdelẹ̀ Nigeria ti síwájú nínú ìdàgbàsókè ọrọ̀ ajé, ìpèsè iṣẹ́, fífi ààyè gba ìdókòwò ilẹ̀ òkèèrè, àti àgbékalẹ̀ iyì àtọwọ́dọ́wọ́ ní orílẹ̀ èdè náà. Ṣùgbọ́n gẹ́gẹ́ bí ẹnikẹ́ni tí ó ń ṣe okòwò ní orílẹ̀-èdè Nigeria ṣe mọ, ìdádúró lè bá ìdàgbàsókè tàbí kí àwọn òfin ìjọba mú akùdé bá a, èyí ni ìdí Òfin Ilé-iṣẹ́ Àdìdelẹ̀. Bí ó tilẹ̀ jẹ́ pé àhesọ ìfilọ́lẹ̀ rẹ̀ tí tàn káàkiri, àṣeyọrí rẹ̀ dá lórí àmúlò ìjọba ìpínlẹ̀ káàkiri àti àjọṣepọ̀ láàrin àwọn ẹ̀ka ìjọba àpapọ̀. Ní Oṣù Kẹta 2023, 12 péré nínú àwọn Ìpínlẹ̀ 36 orílẹ̀ èdè ti fi ìfẹ́ hàn sí ṣíṣe ìfilọ́lẹ̀ Òfin yìí. Lára àwọn ìpínlẹ̀ wọ̀nyí ni Olú ìlú ilé-iṣẹ́ àdìdelẹ̀ Nigeria, Ìpínlẹ̀ Èkó, Kaduna, Kwara, Ekiti, Anambra, Imo, Niger, Nassarawa, Oyo, Rivers, Osun, àti Zamfara. Òfin Ilé-iṣẹ́ àdìdelẹ̀: Ṣé òfin tí ó dára jùlọ lọ́dún mẹ́wàá náà lè gba ètò àwùjọ ilé-iṣẹ́ àdìdelẹ̀ Nigeria tí ó ń gbèrú ṣùgbọ́n tí kò ní ìdánilójú? Nínú àwọn méjìlá náà, Ìpínlẹ̀ Kaduna ti di ìpínlẹ̀ kìíní láti ṣe ìfilọ́lẹ̀ Òfin náà lẹ́yìn tí ìfọwọ́sí òfin kan fún Ìdàgbàsókè àwọn ilé-iṣẹ́ àdìdelẹ̀ tí ìmọ̀ ẹ̀rọ ń ṣèrànwọ́ fún ní ìpínlẹ̀ Kaduna. Gómìnà ìpínlẹ̀ náà, Sínítọ̀ Uba Sani, fọwọ́sí abádòfin náà ní Ọjọ́rú, 13 Oṣù Keje, 2023. Nígbà tí ó ń sọ̀rọ̀ lórí abádòfin ilé-iṣẹ́ àdìdelẹ̀ náà tí wọ́n fọwọ́sí di òfin, Shuaibu Kabir Bello, Olùrànlọ́wọ́ Pàtàkì Àgbà lórí ọ̀rọ̀ Ìbáraẹnisọ̀rọ̀ àti Ìmọ̀ ẹ̀rọ fún Ìjọba Ìpínlẹ̀ Kaduna, sọ pé, ""Abádòfin náà ti di òfin ní Kaduna. Àmọ́ sá, gẹ́gẹ́ bí gbogbo òfin, ìlànà, tàbí ètò, àwọn ìhun àti ibùdó ìjọba gbọ́dọ̀ mójútó ìfilọ́lẹ̀. Èyí ni ohun tí ó kàn tí Kaduna ń ṣe."" Fífi Kaduna sí ipò asíwájú nínú ibùdó àwọn ilé-iṣẹ́ àdìdelẹ̀ Nípa ṣíṣe ìfọwọ́sí òfin náà, ìpínlẹ̀ náà lérò láti fi ara rẹ̀ sípò asíwájú nínú ààyè fún àwọn ilé-iṣẹ́ àdìdelẹ̀ àti olùdókòwò ní orílẹ̀ èdè náà. Púpọ̀ nínú àwọn ìpèsè rẹ̀ ń ṣe àfihàn Abádòfin Ilé-iṣẹ́ Àdìdelẹ̀, pẹ̀lú ìpèsè fún ìsọlórúkọ àwọn ilé-iṣẹ́ àdìdelẹ̀, ìrànlọ́wọ́ owó, àti ìdàgbàsókè ìmọ̀-ọ́nṣe. Gẹ́gẹ́ bí ẹ̀dá abádòfin náà tí Techpoint Africa rí, abádòfin náà ń gbèrò láti fi àwùjọ ilé-iṣẹ́ àdìdelẹ̀ ìpínlẹ̀ Kaduna sí ipò asíwájú ibùdó ìmọ̀ ẹ̀rọ ní Nigeria; ó tún ń gbèrò láti pèsè àyíká tí ó fi ààyè gba ìdásílẹ̀, ìdàgbàsókè, àti àwọn iṣẹ́ ilé-iṣẹ́ àdìdelẹ̀ ní ìpínlẹ̀ Kaduna. Láti mú kí àfojúsùn yìí wá sí ìmúṣẹ, Ìgbìmọ̀ Ìpínlẹ̀ Kaduna fún Àtinúdá àti Ìṣòwò Ìmọ̀ ẹ̀rọ yóò di ṣíṣe àgbékalẹ̀ láti mójútó ìfilọ́lẹ̀ àwọn èròǹgbà òfin wọ̀nyí. Ìgbìmọ̀ náà yóò ní ọmọ ẹgbẹ́ mẹ́wàá, tí ó fi mọ́ Igbá-kejì gómìnà àti kọmísọ́nnà fún ìṣúná, ìṣètò àti àṣàrò ìnáwó, okòwò àti àtinúdá ọ̀tun. Àwọn ọmọ ìgbìmọ̀ mìíràn ni Olórí àjọ Olùdarí Ìmọ̀ ẹ̀rọ Ìròyìn àti Ìbáraẹnisọ̀rọ̀, Olùdarí ìṣàkóso Kaduna Enterprise Development Agency, Akọ̀wé Ìjọba Kaduna Investment Promotion Agency, àwọn oníṣẹ́ akadá méjì tí iṣẹ́ wọn jẹ mọ́ àwọn àgbègbè ẹ̀kọ́, àti àwọn aṣojú mẹ́ta láti ọ̀kọ̀ọ̀kan ẹkùn ilé Ìgbìmọ̀ Aṣòfin mẹ́tẹ̀ẹ̀ta, èyí tí ọ̀kan lára wọn gbọ́dọ̀ jẹ́ obìnrin. Àjọ Kaduna Enterprise Development Agency ni yóò dúró gẹ́gẹ́ bí ibi iṣẹ́ Ìgbìmọ̀ náà. Díẹ̀ lára àwọn ojúṣe rẹ̀ ni yóò jẹ́ fífún àwọn ilé-iṣẹ́ àdìdelẹ̀ lórúkọ, ìdarí iṣẹ́ láàrin àwọn ẹ̀ka ìjọba àti ẹ̀ka aládàáni, àkóso ìforúkọsílẹ̀ àwọn ilé-iṣẹ́ àdìdelẹ̀, àti igbaninímọ̀ràn fún Ìgbìmọ̀ lórí àmúlò òfin náà. Láti forúkọsílẹ̀ nínú ìwé àkọsílẹ̀ àwọn ilé-iṣẹ́ àdìdelẹ̀ ìpínlẹ̀, ilé-iṣẹ́ àdìdelẹ̀ gbọ́dọ̀ ti gba orúkọ láti ọwọ́ National Information Technology Development Agency (NITDA) kí ó sì forúkọsílẹ̀ pẹ̀lú Kaduna Enterprise Development Agency. Ìdá 51% ìpín ìdókòwò ilé-iṣẹ́ àdìdelẹ̀ náà gbọ́dọ̀ jẹ́ èyí tí ọmọ Nigeria kan ni, nígbà tí ìdá 31% àwọn òṣìṣẹ́ gbọ́dọ̀ jẹ́ olùgbé Kaduna. Síwájú sí i, ọjà ilé-iṣẹ́ àdìdelẹ̀ náà gbọ́dọ̀ jẹ́ ìmọ̀ ẹ̀rọ tàbí aṣàmúlò ìmọ̀ ẹ̀rọ tuntun. Nígbà tí ó ń sọ̀rọ̀ lórí abádòfin ilé-iṣẹ́ àdìdelẹ̀ tí wọ́n sọ di òfin náà, Shuaibu Kabir Bello, Olùrànlọ́wọ́ Àgbà Pàtàkì lórí Ìmọ̀ ẹ̀rọ Ìròyìn àti Ìbáraẹnisọ̀rọ̀ fún Ìjọba Ìpínlẹ̀ Kaduna, sọ pé, ""Abádòfin náà ti di òfin ní Kaduna. Wọn yóò tún ṣe ìdásílẹ̀ àwọn Owó ìrànwọ́ àti Owó Ìdókòwò Ilé-iṣẹ́ àdìdelẹ̀ láti pèsè owó fún àwọn ilé-iṣẹ́ àdìdelẹ̀ tí wọ́n ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ bẹ́ẹ̀ ni wọ́n yóò pèsè owó fún wọn láti inú ìṣúná ọdọọdún àti Sovereign Wealth Growth Fund. Mílíọ̀nù #250 ó kéré jù yóò jẹ́ àyàsọ́tọ̀ lọ́dọọdún bẹ́ẹ̀ sì ni àtúnyẹ̀wò yóò máa wà ní ọdún mẹ́ta mẹ́ta. Ṣé ìfilọ́lẹ̀ Abádòfin Ilé-iṣẹ́ Àdìdelẹ̀ lè mú ìlọsíwájú bá àyípadà ilé-iṣẹ́ àdìdelẹ̀ ní Ìpínlẹ̀ Kaduna? Ìpinnu láti ṣe ìfilọ́lẹ̀ Abádòfin Ilé-iṣẹ́ Àdìdelẹ̀ náà jẹ́ èyí tí ó dára, ṣùgbọ́n àgbékalẹ̀ abádòfin náà lásán kò tó. Gẹ́gẹ́ bí wọ́n ṣe tọ́ka sí nígbà gbogbo lásìkò àwọn ìjíròrò ìlànà, Nigeria kò fi bẹ́ẹ̀ ní àwọn òfin tàbí ìlànà tí ó tọ́. Dípò bẹ́ẹ̀, àmúlò ni ó máa ń fa ìdojúkọ nígbà gbogbo, nítorí náà ìrètí wo ni Ìpínlẹ̀ Kaduna ní láti fa àwọn ilé-iṣẹ́ àdìdelẹ̀ àti olùdókòwò mọ́ra kí wọ́n sì dá wọn dúró? Ridwan Abdullateef, eléré fíìmù àti olùgbé ìpínlẹ̀ Kaduna, gbàgbọ́ pé òfin náà lè mú ìgbèrú bá ìdàgbàsókè ilé-iṣẹ́ àdìdelẹ̀ ní ìpínlẹ̀ náà. Ó ń ṣàlàyé pé ìdàgbàsókè gúnmọ́ ti wà fún àwọn onímọ̀-ọ́nṣe ìmọ̀ ẹ̀rọ láti ọdún márùn-ún sẹ́yìn, ó sọ pé púpọ̀ nínú àwọn iṣẹ́ ilé-iṣẹ́ àdìdelẹ̀ nínú ìpínlẹ̀ náà wáyé ní àwọn ibùdó ìmọ̀ ẹ̀rọ tàbí ibùdó aṣèrànwọ́ àwọn ilé-iṣẹ́. Àmọ́ sá, ìjọba gbọ́dọ̀ pèsè àwọn àtìlẹ́yìn pàtàkì láti lè fa àwọn olùdásílẹ̀ mọ́ra. ""Àkọ́kọ́ àti èyí tí ó ṣe pàtàkì jùlọ ní owó ìrànwọ́. Olùdásílẹ̀ ilé-iṣẹ́ kọ̀ọ̀kan nílò àwọn owó. Wọ́n nílò láti lè sọ pé, 'Mo ní iye owó yìí nínú àsùnwọ̀n mi láti ṣàkóso ilé-iṣẹ́ àdìdelẹ̀ mi fún iye àwọn oṣù báyìí."" Ṣùgbọ́n pẹ̀lú ìrànwọ́ owó tí ó tó fún àwọn ilé-iṣẹ́ àdìdelẹ̀, fífa àwọn onímọ̀-ọ́nṣe mọ́ra lè dá lórí ipò ètò ààbò ìpínlẹ̀ náà. Àbọ̀ A 1 2023 kan fi hàn pé ènìyàn 214 ni wọ́n pa nínú ìkọlù ìwà ipá, pẹ̀lú 746 tí wọ́n jí gbé, bẹ́ẹ̀ sì ni ìyẹn yóò jẹ́ àìbalẹ̀ ọkàn fún àwọn tí wọ́n lè nífẹ̀ẹ́ láti gbé ìpínlẹ̀ náà. ""A ní àwọn ènìyàn tí wọ́n ń bọ̀ anti Abuja tí wọ́n sì ń sọ àwọn nǹkan bí, 'Báwo ni ẹ ṣe lè fi dá wa lójú pé ààbò wà fún wa?"" Ìdàgbàsókè ìmọ̀-ọ́nṣe ni ìdojúkọ mìíràn tí ìpínlẹ̀ náà yóò kojú nínú ìrìn àjò yìí. Nígbà tí òfin tí wọ́n ṣẹ̀ṣẹ̀ fọwọ́sí náà fi ààyè gba ìṣẹ̀dá àwọn ètò ìdanilẹ́kọ̀ọ́, ó lè tó ìgbà díẹ̀ kí ó tó máa rí àwọn àbájáde. ""Àkójọpọ̀ àwọn akópa tí a ní ní Kaduna báyìí lè má tò ó fún kò ju àwọn ilé-iṣẹ́ àdìdelẹ̀ mẹ́ta lọ. Ohun tí a ní báyìí tó fún ìpele tí Kaduna wà, ṣùgbọ́n ojúṣe yóò wà fún àwọn ilé-iṣẹ́ àdìdelẹ̀ [tí wọ́n wá sí ìpínlẹ̀ náà] láti ṣe ìdanilẹ́kọ̀ọ́ fún àwọn mìíràn."" Ìgbé ayé tí owó rẹ̀ kò gunpá nígbà tís bá fi wé àwọn ìlú bí Èkó àti Abuja lè fa àwọn òṣìṣẹ́ ìmọ̀ ẹ̀rọ mọ́ra wá sí ìpínlẹ̀ náà. Fún àpẹẹrẹ, ó kéré jù #850, 000 ni owó ọ̀yà ilé oníyàrà méjì ní ọ̀pọ̀ àwọn àgbègbè ní ìpínlẹ̀ Èkó, ṣùgbọ́n irú ilé yìí kan náà ní ọ̀pọ̀lọpọ̀ àwọn àgbègbè Kaduna lè jẹ́ ìlàjì iye yẹn. Bí èyí ṣe lè jẹ́ ìdùnnú tó, ìjọba gbọ́dọ̀ wá àwọn àpẹẹrẹ láti àwọn ìpínlẹ̀ mìíràn ní Nigeria. Ní 2020, Sim Shagaya gbé apá kan ikọ̀ uLesson rẹ̀ lọ sí Jos, olú ìlú ìpínlẹ̀ Plateau. Ní àsìkò náà, ó pè é ní ìpinnu tí ó jáfáfá jùlọ tí òun ti ṣe, ṣùgbọ́n ní Oṣù Kejìlá, ilé-iṣẹ́ náà ti fòpin sí àṣewò yìí. ""Ipá wá láti mú ìdàgbàsókè àti ìpínká sí ọjà Afíríkà yìí túmọ̀ sí pé a ní láti kọjá lọ sí ìlú ńlá pẹ̀lú ìsàsopọ̀ ọkọ̀ òfuurufú tí ó dára àti èyí tí ó ti lè rọrùn fún wa láti lè gba àwọn onímọ̀-ọ́nṣe tí a nílò,"" ilé-iṣẹ́ náà ṣàlàyé. Bákan náà, bí a tilẹ̀ bẹ̀rẹ̀ láì ní àfojúsùn kíkọ́ òpó ìmọ̀-ọ́nṣe láti Ilé-Ifẹ̀, Talent QL padà kó ibùdó ní kò tó ọdún méjì lẹ́yìn náà, nígbà tí ìmọ̀ ẹ̀rọ Ìpínlẹ̀ Kaduna tí gómìnà àná fi lọ́lẹ̀ kò fi bẹ́ẹ̀ ṣe àṣeyọrí tààrà. Àwọn àbájáde wọ̀nyí ń ṣe àfihàn àwọn ìṣòro tí àwọn ilé-iṣẹ́ àdìdelẹ̀ tí wọ́n kọjá sí ìta Èkó máa ń sáábà kojú. Kódà kí a má tilẹ̀ sọ ti àwọn ilé-iṣẹ́ àdìdelẹ̀, àwọn ètò ọrọ̀ ajé ajẹmọ́rọ láti ọwọ́ àwọn ìpínlẹ̀ máa ń sáábà wà nípò ètò lásán pẹ̀lú ìlọsíwájú díẹ̀ tí wọ́n ní. Pẹ̀lú Nominal Gross Domestic Product tí ó wà ní tírílíọ́nù #3. 1 ní 2020, ìpínlẹ̀ Kaduna jẹ́ ọ̀kan lára àwọn ọrọ̀ ajé tí ó tóbi jùlọ ní Nigeria ó sì lè dára lójú àwọn olùdókòwò, ṣùgbọ́n ó gbọ́dọ̀ yanjú àwọn ọ̀ràn pàtàkì kan láti jẹ́ kí wọ́n rí i bí igbá-kejì tòótọ́ fún Èkó, Abuja, tàbí Port Harcourt. Àṣeyọrí àwọn ilé-iṣẹ́ àdìdelẹ̀ bí Sudo Afíríkà tọ́ka sí agbára ìpínlẹ̀ Kaduna láti ṣe àtìlẹ́yìn ìdàgbàsókè àwọn ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ. Ní pàtàkì jùlọ, ìbáṣepọ̀ láàrin ẹ̀ka ìjọba àti aládàáni yóò ṣe pàtàkì.","IKaduna State yenza amabhidi wokuheha abatshalizimali kanye nabaqalayo, njengoba iba yizwe lokuqala ukusungula uMthetho Wokuqalisa waseNigeria. NgoLwesithathu, kuMfumfu 19, 2022, owayenguMongameli waseNigeria uMuhammadu Buhari wasayina uMthetho Wokuqala WaseNigeria waba umthetho, unyaka ngemva kokuba ababambiqhaza ohlelweni olukhulayo eNigeria baqale izingxoxo. Lo mthetho, obone iNigeria ihlanganyela namazwe ase-Afrika afana neTunisia neSenegal ekusunguleni izindlela zokuqalisa, wenza izinhlinzeko ezithile okuhloswe ngazo ukukhuthaza ukukhula kwabaqalayo kuleli. Kule minyaka eyishumi edlule, abasafufusa baseNigeria babambe iqhaza eliphambili ekuthuthukisweni komnotho wezwe, ukudala amathuba omsebenzi, ukuheha abatshalizimali bakwamanye amazwe, kanye nokwenza lula ukudluliswa kwenani. Kepha njengoba noma ngubani owenza ibhizinisi eNigeria azi, ukukhula kungamiswa noma kuvinjwe izinqubomgomo zikahulumeni, yingakho uMthetho Wokuqalisa. Naphezu kokwethulwa kokudumisa okusabalele, impumelelo yayo incike kakhulu ekwamukelweni kombuso wonke kanye nokubambisana phakathi kwamayunithi enhlangano. Kusukela ngoNdasa 2023, yizifundazwe eziyi-12 kuphela kwezingu-36 zezwe ezazibonise intshisekelo yokumisa lo Mthetho ekhaya. Lezi zifundazwe zazihlanganisa inhloko-dolobha yokuqala yaseNigeria, Lagos, Kaduna, Kwara, Ekiti, Anambra, Imo, Niger, Nassarawa, Oyo, Rivers, Osun, kanye neZamfara. Izinyathelo Zokuqala: Ingabe umthetho weshumi leminyaka ocansini kakhulu ungasindisa i-ecosystem yaseNigeria echumayo kodwa eyingozi? Kwabayishumi nambili, iSifundazwe saseKaduna saba ngesokuqala ukwenza uMthetho wendawo kulandela ukusayinwa komthetho wokuthuthukiswa kweTech-Enabled Startups eKaduna State. Umbusi wezwe, uSenator Uba Sani, usayine lo mthethosivivinywa waba umthetho ngoLwesithathu, kuNtulikazi 12, 2023. Ephawula ngesenzo sokuqaliswa esisayinwe emthethweni, uShuaibu Kabir Bello, uMsizi Omkhulu Okhethekile ku-ICT kuHulumeni Wesifunda SaseKaduna, uthe, “Lo mthethosivivinywa usuphenduke umthetho eKaduna. Nokho, njenganoma yimuphi umthetho, inqubomgomo, noma uhlelo, izikhungo zikahulumeni nezikhungo ziyadingeka ukuze zisetshenziswe. Yilokhu uKaduna akwenzayo ngokulandelayo."" Ukubeka iKaduna njengendawo engcono kakhulu yokuqala Ngokusayina lo mthetho, umbuso unethemba lokuzibeka njengendawo ehamba phambili kwabaqalayo nabatshalizimali kuleli. Izinhlinzeko zawo eziningi ziyefana noMthetho Wokuqalisa, nezinhlinzeko zokulebula kokuqala, ukuxhaswa ngezimali, nokuthuthukiswa kwamakhono. Ngokwekhophi yomthethosivivinywa obonwe yiTechpoint Africa, lo mthethosivivinywa uhlose ukubeka i-ecosystem ye-Kaduna State njengesikhungo esihamba phambili sobuchwepheshe bedijithali eNigeria; futhi inethemba lokuhlinzeka ngendawo evumela ukusungulwa, ukuthuthukiswa, nokusebenza kweziqalo eKaduna State. Ukuze kuzuzwe lo mgomo, kuzosungulwa uMkhandlu Kaduna State for Digital Innovation and Entrepreneurship ukuze uqondise ukuqaliswa kwezinhloso zomthetho. Umkhandlu uzoba namalungu ayishumi nambili, okuhlanganisa iphini likamphathi kanye nokhomishana bezezimali, ukuhlela kanye nesabelomali, ibhizinisi kanye nokusungula izinto ezintsha. Amanye amalungu alo mkhandlu yiNhloko yoPhiko lwezoBuchwepheshe bezoLwazi nokuXhumana, uMqondisi Ophethe weKaduna Enterprise Development Agency, uNobhala Omkhulu weKaduna Investment Promotion Agency, izazi ezimbili emikhakheni ehlobene, kanye nabamele abathathu abavela komunye nomunye kwabathathu. izigele. izindawo, omunye wabo kufanele kube ngowesifazane. I-Kaduna Business Development Agency izosebenza njengonobhala woMkhandlu. Eminye yezibopho zayo izohlanganisa ukulebula okuqalwayo, ukuxhumanisa imisebenzi phakathi kwezinkampani zikahulumeni nezizimele, ukugcina inkomba yeziqalo, nokweluleka uMkhandlu ngokusetshenziswa komthetho. Ukuze ufakwe ohlwini lwerejista yokuqala yombuso, ukuqaliswa kufanele kubhaliswe kahle yi-National Information Technology Development Agency (iNITDA) futhi kubhaliswe ne-Kaduna Enterprise Development Agency. Okungenani i-51% yabanikazi bamasheya bamasheya afanelekile kumele okungenani ibe ngowaseNigeria oyedwa, kuyilapho i-31% yabasebenzi babo kufanele ibe izakhamuzi zaseKaduna State. Ngaphezu kwalokho, umkhiqizo wokuqalisa kufanele ube ubuchwepheshe obusha noma ubuchwepheshe buvunyelwe. Ephawula ngesenzo sokuqaliswa esisayinwe emthethweni, u-Shuaibu Kabir Bello, uMsizi Omkhulu Okhethekile ku-ICT kuHulumeni Wesifunda saseKaduna, uthe, ""Lo mthethosivivinywa manje ungumthetho eKaduna."" Kuzokwakhiwa Isikhwama Sezibonelelo Zokusungula Izinto Nezokutshalwa Kwezimali ukuze kuhlinzekwe uxhaso lwezimali olusesekuqaleni futhi sizoxhaswa ngesabelomali sikahulumeni sonyaka kanye neSikhwama Sokukhulisa Ingcebo. ubuncane bezigidi ezingu-₦‎250 buzokwabiwa minyaka yonke futhi buzobuyekezwa njalo eminyakeni emithathu. Ingabe ukwenza uMthetho Wokuqalisa WaseNigeria kungadala inguquko yokuqala e-Kaduna State? Ukuthatha isinqumo sokwenza iGroundbreaking Act kuyancomeka, kodwa ukuvele uthathe isinyathelo ekhaya akwanele. Njengoba kuvame ukuvezwa phakathi nezinkulumo zenqubomgomo, iNigeria ayinayo nhlobo imithetho noma izinqubomgomo ezifanele. Kunalokho, ukuqaliswa kube yinselele, ngakho-ke yiliphi ithemba i-Kaduna State elinalo lokuheha nokugcina ama-startups nabatshalizimali? URidwan Abdullateef, umdidiyeli wefilimu kanye nesakhamuzi saseKaduna State, ukholelwa ukuthi umthetho ungase ukhuthaze ukukhula kokuqala esifundazweni. Echaza ngokukhula okuqhubekayo kwethalente lezobuchwepheshe kule minyaka emihlanu edlule, uthi umsebenzi omningi abawuqala kulesi sifundazwe wenzeka kumatech hubs noma ezikhungweni zokufukamela. Kodwa-ke, uhulumeni kufanele anikeze izikhuthazo ezithile ukuze ahehe abaqambi. “Okokuqala nokusobala wuxhaso. Wonke umsunguli wokuqalisa udinga imali. Kudingeka bakwazi ukuthi, 'Nginale mali ku-akhawunti yami ukuze ngiqalise ukuqalisa kwami inombolo ethile yezinyanga."" Kodwa noma ngabe kunemali eyanele yokuqalisa, ukuheha ithalente kuhulumeni kungancika esimweni sezokuphepha sombuso. Umbiko wezokuphepha we-Q1 2023 uveze ukuthi bangu-214 abantu ababulewe ezigamekweni ezinodlame, kwathi abangu-746 bathunjwa, futhi lokho kuzokhathaza okungenzeka kube izakhamuzi zombuso. Sinabafana base-Abuja futhi basho izinto ezinjengokuthi, 'Uqinisekisa kanjani ukuphepha kwethu?' Ukuthuthukiswa kwamathalenta kungenye inselelo umbuso ozobhekana nayo kulolu hambo. Nakuba umthetho osanda kusayinwa uhlinzekela ukudalwa kwezinhlelo zokuqeqesha, kungase kuthathe isikhathi ngaphambi kokuba siqale ukubona imiphumela. “Isibalo sabazongenela ukhetho njengamanje eKaduna kungenzeka singanele ukuthi siqale ngaphezu kwamathathu. Esinakho manje sekwanele ezingeni iKaduna ekulo, kodwa umsebenzi kuzomele ube ekuqaleni [ukuza esifundazweni] ukuqeqesha abanye. "" Izindleko eziphansi zokuphila uma ziqhathaniswa namadolobha afana neLagos ne-Abuja nazo zingaheha abasebenzi abaningi bezobuchwepheshe kuhulumeni. Isibonelo, indlu enamakamelo amabili ezingxenyeni eziningi zaseLagos iqashisa ngo-₦ 850,000 ngokwesilinganiso, kodwa indlu efanayo ezindaweni eziningi zaseKaduna ingaba nengxenye yaleyo mali. Nakuba lokhu kungase kukhuthaze, uhulumeni kufanele abheke izibonelo zakwamanye amazwe aseNigeria. Ngo-2020, uSim Shagaya wathutha ingxenye yethimba lakhe le-uLesson waya eJos, inhloko-dolobha yePlateau State. Ngaleso sikhathi, wasibiza ngesinqumo esihlakaniphe kunawo wonke ake asenza, kodwa ngoZibandlela, inkampani yayisiqedile lokho kuhlola. “Ikhono lethu lokuthuthukisa nokusabalalisa le makethe yase-Afrika kusho ukuthi kufanele sithuthele edolobheni elinokuxhumana okungcono kwezindiza zesifunda nalapho singaheha kalula ithalente esilidingayo,” kuchaza inkampani. Ngokufanayo, naphezu kokuqala ngephupho lokwakha ipayipi lethalente lobuchwepheshe elivela ku-Ile-Ife, iTalentQL yagcina iphume phansi ngaphansi kweminyaka emibili kamuva, kuyilapho idolobha laseKaduna State tech elathunywe umbusi wangaphambili libone impumelelo exubile. Lokhu kuthuthukiswa kukhombisa ubunzima abaqalayo abahamba ngaphandle kweLagos abavame ukubhekana nazo. Ngisho kusukela ekuqaleni, imizamo yezomnotho yedijithali eyenziwa yizifundazwe ivame ukuhlala iyimizamo enenqubekelaphambili encane eyenziwe. Njengoba iNominal Gross Domestic Product emi ku-₦3.1 wezigidi zezigidi kusukela ngo-2020, iKaduna State ingenye yezomnotho ezinkulu eNigeria futhi ingakhanga kubatshalizimali, kodwa kufanele ibhekane nezinkinga ezithile ukuze zibukwe njengenye indlela ethembekile eLagos, Abuja, noma Port Harcourt. Impumelelo yokuqalisa okufana neSudo Africa ikhomba amandla eKaduna State ukusekela ukuthuthukiswa kokuqalwa kwetech. Ekugcineni, ukubambisana phakathi kukahulumeni nezinkampani ezizimele kuzobaluleka kakhulu."
+"አሁን ኤችዲ ፎቶዎችን በዋትስአፕ መላክ ትችላላችሁ በዚህ ሳምንት ስኒከሮችን እንዴት እንደማልበላ እንደነገርኩህ አስታውስ? ደህና ፣ ትናንት ሁለት ቸኮሌት ገዛሁ። ከሱቅ ውስጥ ላለመግዛት ፍላጎቱን መግፋት ባልችልም, እንደማልበላ ስለነገርኳችሁ አልበላኋቸውም፡፡ እንደረዳህ ተናገር። ስለዚህ, ላመሰግናችሁ እፈልጋለሁ፡፡ በኢንቴል ፖይንት በተደራጀው የናይጄሪያ ፊንቴክ አስፈጻሚ ቅልቅል ላይ ነበሩ? ከነበርክ፣ ለአውታረመረብ እና ለመዝናናት እድል እንደሆነ ትስማማለህ። ጊዜዬን ተደስቼበታለው እና የልቤን ምረጫ በልቻለው ጠትቻለው። አምልጦታል? የኢንቴልፖይንትን ቀጣይ ክስተት ይጠብቁ። የኤዲቶሪያል ቡድኑ በዚህ ሳምንት በቴክፖይንት አፍሪካ ፖድካስት ላይ በርካታ ታሪኮችን ተወያይቷል፣ ጁሚያ በናይጄሪያ ውስጥ የኪሣራ መቀነስን መመዝገብ፣ የብድር መተግበሪያ ወኪሎች የኩባንያዎች ኢ-ሥነ-ምግባር ልምዶችን መግለጽ እና የቦሱን ቲጃኒ ሚኒስትራዊ ማረጋገጫን ያካተትታሉ፡፡ እዚህ ጋር እየው፡፡ ቅዳሜና እሁድ ነው, እና እቅዶች አሉኝ፡፡ አንድ አለህ? እባክዎን እንቅስቃሴ ማድረግን አይርሱ! አስደሳች እና አሰልቺ ትውስታዎችዎን ይመዝግቡ። እኔ በእውነቱ ለዛ ጥሩ ለመሆን እየሞከርኩ ነው። እባክዎን በዚ ሳምንት መጨረሻ ይዝናኑ፡፡ ዛሬ ለአንተ ያገኘሁት ይ���ውና፡- ሞኒፖይንት አገልግሎቱን ለሁሉም ሰው ያሰፋዋል። አሁን ኤችዲ ፎቶዎችን በዋትስአፕ መላክ ትችላላችሁ ሞኒፖይንት አገልግሎቱን ለሁሉም ሰው ያሰፋዋል። የናይጄሪያው ፊንቴክ ኩባንያ ሞኒፖይንት ንግዶችን ብቻ ሳይሆን የባንክ እና የክፍያ አቅርቦቱን ለሁሉም ሰው ማቅረብ ይፈልጋል። በዚህ ምክንያት ኩባንያው የደንበኛ መተግበሪያ እና የዴቢት ካርዶችን ጀምሯል፡፡ ይህ እርምጃ ኩባንያውን እንደ ኦፔይ እና ፓልምፔይ ካሉ ንግዶች ጋር ቀጥተኛ ውድድር ውስጥ ያደርገዋል። ፊንቴክ የሞኒ ፖይንት ማይክሮ ፋይናንስ ባንክ የብድር ካርዶችን ያቀርባል፣ እንደ ማስተርካርድ እና ቬርቭ ያሉ ግዙፍ ክፍያዎችን ይሰጣሉ። የፍጆታ መተግበሪያ ተጠቃሚዎች ገንዘብ እንዲያስተላልፉ፣ ሂሳቦችን እንዲከፍሉ እና የአየር ሰዓት እንዲገዙ ያስችላቸዋል፣ እና የብድር ካርዶቹ በመስመር ላይ፣ በፖኤስ ተርሚናሎች እና በኤቲኤምዎች መጠቀም ይችላሉ። ሞኒፖይን ተጠቃሚዎች ያልተሳኩ የካርድ ግብይቶች ቅሬታቸውን እንዲመዘግቡ እና በ48 ሰአታት ውስጥ ሙሉ ለሙሉ መገለባበጥ እስኪያገኙ ድረስ እንዲከታተሉ የሚያስችል ራስ-ሰር የክርክር አፈታት ስርዓት እየዘረጋ ነው። ይህ የ48 ሰአታት መመለሻ ጊዜ የሚጠይቀውን የሲቢኤን የመመለሻ ህግን ያከብራል። ሰኔ 2023 ላይ ጉግል ክላውድ በከተማ ዳርቻዎች ለሚገኙ አነስተኛ እና መካከለኛ ኢንተርፕራይዞች( ኤስኤምኢ) የገንዘብ አገልግሎቶችን ለመስጠት ከሞኒፖይንት ጋር አጋርነት ፈጠረ፡፡ አሁን ኤችዲ ፎቶዎችን በዋትስአፕ መላክ ትችላላችሁ እንደ መቅሰፍት በዋትስአፕ ፎቶዎችን ከመላክ እቆጠባለሁ። እኔ እና እርስዎ የመልእክት መላላኪያ መድረክ የምስል ወይም የቪዲዮ ጥራት እንዴት እንደሚቀንስ እናውቃለን። በተጨማሪም ምስሎችን በመድረኩ ላይ እንደ ሰነድ ማጋራት ፈታኝ ሊሆን ይችላል፣ በተለይ ብዙ ምስሎችን እየላኩ ወይም እየተቀበሉ ከሆነ ወይም አይፎን እየተጠቀሙ ከሆነ። ያም ማለት እነሱን ለማየት እያንዳንዱን ሰነድ መክፈት አለብዎት፡፡ ሆኖም፣ የምስራች እየነገርኩ መጥቻለሁ፡ አሁን ጥራታቸውን ሳያጡ ፎቶዎችን በዋትስአፕ ማጋራት ይችላሉ። ዋትስአፕ ከማንም ጋር የሚያጋሯቸውን የፎቶዎች ጥራት ለመጠበቅ የሚያስችል ኤችዲ ባህሪ እያስተዋወቀ ነው። አዲሱን ባህሪ ከመጠቀምዎ በፊት መተግበሪያዎን ወደ የቅርብ ጊዜው ስሪት ማዘመን አለብዎት። ከዚያ፣ እንደ ማሽከርከር እና በስዕሉ ላይ ጽሑፍ እና ተለጣፊዎችን ለመጨመር አይነት ከሌሎቹ የምስል አርትዖት መሳሪያዎች በላይ አዲስ ""ኤችዲ"" ቁልፍ ይመለከታሉ ። የኤችዲ አዝራሩን ሲነኩ የፎቶውን ጥራት እንዲመርጡ የሚያስችል አዲስ ብቅ ባይ ይታያል። መደበኛ ጥራት ነባሪ ምርጫ ቢሆንም ከፍተኛ ጥራት ያለው የምስሉን ስሪት ለማቆየት የኤችዲ ጥራትን ማረጋገጥ ይችላሉ። ፎቶ ስትልክ፣ ከፍተኛ ጥራት ያለው ምስል እንዳጋራህ ለተቀባዩ የሚያሳውቅ የኤችዲ መለያ ከታች በስተግራ በኩል ይታያል። ከዚህም በላይ ዋትስአፕ ይህን ባህሪ በሚቀጥሉት ሳምንታት ውስጥ ለቪዲዮዎች ያቀርባል. ምንአልባት አምልጦህ ከሆን ቦሱን ቲጃኒ የኮሙኒኬሽን፣ ፈጠራ እና የዲጂታል ኢኮኖሚ ሚኒስትር ሆኖ በመረጋገጡ ከፊት ለፊት ያሉ ከባድ ስራዎች የማነበው ና የምመለከተው ታላቁ ፍንዳታ በጭራሽ አልተፈጠረም። ""እግዚአብሔር ከፈጠረን እግዚአብሄርን ማን ፈጠረው"" - ምርጥ መልስ ሰውን በሥነ ልቦና በጥልቅ የሚቀይሩት ሁለቱ ነገሮች - የቀድሞ ቴራፒስት ትንታኔ","You can now send HD photos on WhatsApp Remember how I told you I wouldn’t eat Snickers this week? Well, I bought two chocolate bars yesterday. While I couldn’t resist the urge not to buy them from the store, I didn’t eat them because I told you I wouldn’t. Telling you helped. So, I want to thank you. Were you at the Nigerian Fintech Executive Mixer, organised by Intelpoint? If you were, you'd agree it was an opportunity for networking and relaxation. I enjoyed my time and also ate and drank to my heart's content. Missed it? Be on the lookout for Intelpoint’s next event. The editorial team discussed several stories on this week's Techpoint Africa podcast, including Jumia recording a decrease in losses in Nigeria, loan app agents revealing companies' unethical practices, and Bosun Tijani's ministerial confirmation. Watch it here. It’s the weekend, and I’ve got plans. Do you have one? Please, don’t forget to exercise! Document your fun and boring memories. I’m honestly trying to be good at that. Please, have fun this weekend. Here's what I've got for you today: Moniepoint expands its services to everyone You can now send HD photos on WhatsApp Moniepoint expands its services to everyone Nigerian fintech company, Moniepoint, wants to offer its banking and payments offerings to everyone, not just businesses. Consequently, the company has launched a consumer app and debit cards. This move puts the company in direct competition with businesses like OPay and PalmPay. The fintech will provide Moniepoint Microfinance Bank debit cards, which payment giants such as Mastercard and Verve will issue. The consumer app allows users to transfer money, pay bills, and buy airtime, and its debit cards can be used online, at PoS terminals, and at ATMs. Moneiepoint is rolling out an automated dispute resolution system that allows users to log complaints about unsuccessful card transactions and track them until they receive a complete reversal within 48 hours. This complies with the CBN's chargeback regulations, which demand a 48-hour reversal period. Sidebar: In June 2023, Google Cloud partnered with Moniepoint to provide financial services to small and medium-sized enterprises (SMEs) in suburban areas. You can now send HD photos on WhatsApp I avoid sending photos via WhatsApp like the plague. You and I know how the messaging platform reduces the quality of an image or a video. Plus, sharing images as a document on the platform can be challenging, especially if you’re sending or receiving many pictures or using an iPhone. That means you have to open each document to view them. However, I’ve come bearing good news: You can now share photos via WhatsApp without losing their quality. WhatsApp is introducing a HD feature that will allow you to keep the high-def resolution of photos you share with anyone. Before using the new feature, you must update your app to the most recent version. Then, you will notice a new ""HD"" button above the other image editing tools like rotate and those for adding text and stickers to the picture. A new pop-up that lets you choose the photo quality will appear when you tap the HD button. While Standard Quality is the default choice, you can check HD quality to keep the high-definition version of the image. When you send a photo, a HD label will appear in the bottom left corner, notifying the recipient that you have shared a higher-quality image. What’s more, WhatsApp will make this feature available for videos in the coming weeks. In case you missed it Daunting tasks ahead as Bosun Tijani is confirmed minister of communications, innovation, and the digital economy What I'm reading and watching The Big Bang Never Happened ""If God Created Us Then Who Created God"" - Best Answer The Two Things That Deeply Psychologically Change a Person — Analysis by a Former Therapist","Yanzu kana iya aika hotuna masu ingancin HD ta WhatsApp Ka tuna yadda na faɗa maka ba zan ci Snickers ba wannan makon? To, na siyo ƙwarar cakuleti guda biyu jiya. Duk da na kasa haƙura da sayen su daga shagon, ban ci ba saboda na ce maka ba zan iya ci ba. Faɗa maka ya taimaka. Don haka, ina son na gode maka. Shin ka halarci taron Nigerian Fintech Executive Mixer da Intelpoint ya shirya? Idan ka halarta, za la yarda cewa wata dama ce ta ganawa da mutane da kuma hutawa. Na more lokaci na, kuma na ci na sha yadda raina yake so. Ba ka samu zuwa ba? Ci gaba da nazarin taron Intelpoint na gaba. Gungun Editocin sun tattauna game da labarai da yawa a shirin sauti na Techpoint Afirka a wannan makon, da ya haɗa da kamfanin Jumia ya rage yawan asarori a Najeriya, wakilan manhajojin bayar da bashi sun bayyana ayyukan da suka saɓawa dokar ayyukan kamfanoni, da kuma tabbatar da naɗin Bosun Tijjani a matsayin minista. Kalle shi ta nan. Lokacin hutun ƙarshen mako ne, kuma na yi wasu tsare-tsare. Kai ma ka yi? Kar ka manta da motsa jiki! Tattara abubuwan da kake yi a lokacin nishaɗi da na gundura. Ina ta ƙoƙarin ƙari ƙaimi a wannan ɓangaren. Daure, ka ji daɗin wannan hutun ƙarshen makon,. Ga abin da na zo muku da shi yau: Moniepoint ya faɗaɗa ayyukansa ga kowa Yanzu za ka iya aika hotuna masu ingancin HD a WhatsApp Moniepoint ya faɗaɗa ayyukansa ga kowa Kamfanin fasahar harkokin kuɗi a Najeriya na Moniepoint, na son fara bada ayyukan banki da biyan kuɗaɗe ga kowa da kowa, ba sai kawai kamfanoni ba. Saboda haka, kamfanin ya ƙaddamar da manhajar masu saye da kuma katin cirar kuɗi. Wannan yunƙuri ya sanya kamfanin a cikin haɗa ta kai tsaye da kamfanoni irin su Opay da PalmPay. Kamfanin fasahar harkokin kuɗin zai samar da katin cirar kuɗi nabankin Moniepoint Microfinance Bank, wanda manyan kamfanonin biyan kuɗi irin su MasterCard da Verve zaau riƙa bayarwa. Manhajar mai saye ɗin zata baiwa masu amfani damar tura kuɗi, biyan kuɗaɗe, da kuma sayen katin kira na waya, katin cirar kuɗin sa kuma za a iya amfani dashi a ta intanet, a wuraren PoS, da kuma a injinan cirar kuɗi. Moniepoint na tsara wata hanyar warware taɓaddamar kuɗaɗe ta fasahar zamani, wadda zata baiwa masu amfani da ita damar shigar da ɗorafi game da yunƙurin cirar kuɗi da katin cirar kuɗi da bai yi nasara ba, da kuma bibiyar madu kuɗin har sai an dawo musu da wannan kuɗi cikin awanni 48. Wannan yazo dai-dai da umurnin CBN na mayarwa mai kuɗi kuɗinsa, wanda ya nemi a mayarwa da mutum kuɗinsa cikin awanni 48. Gefen fuskar waya: A watan Yunin 2022, Google Cloud sun haɗa hannu da kamfanin Moniepoint don samar da hidimar kuɗi ga ɗanana da matsakaitan kamfanoni (SMEs) da suke a wajen birane. Yanzu zaku iya tura hotuna samfurin HD a manhajar WhatsApp. Na kaucewa tura hotuna ta manhajar WhatsApp baki ɗaya. Ni da ku yanzu mun san yanda dandalin tura saƙon yake rage ingancin hoto ko bidiyo. Ƙari akan haka, musayar hotuna a matsayin kundi a dandalin nada wahala, musamman idan zaku tura ko ku karɓi hotuna ko kuma kuna amfani da wayar iPhone. Wannan yana nufin cewa dole sai kun buɗe kowanne kundi don duba su. Duk da haka, na zo muku da labarai: Yanzu zaku iya musayar hotuna ta WhatsApp ba tare da rasa ingancin su ba. Kamfanin WhatsApp na gabatar da fasahar HD da zai baku damar barin girman ingancin hotunan da kuke musayar su da kowa. Kafin amfani da wannan sabuwar fasahar, dole ne ku sabunta manhajar ku ta WhatsApp izuwa sabuwar. Daga nan, zaku lura da madannin sabuwar fasahar ""HD"" a saman sauran kayan aikin gyara hoto, kamar irin su jujjuya hoto, da waɗanda suke na saka rubutu da sitikoki ne a hoton. Wani sabon ɓulla da zai baku damar zaɓar ingancin da hoton zai bayyana dashi idan ka taɓa alamar madannin HD. Yayinda Madaidaicin Inganci yake shi ne zaɓi na ainihi, zaku iya duba duba ingancin HD don riƙe babban ingancin samfurin hoton. Idan zaka tura hoto, alamar HD zata bayyana a ƙasan kwanar hagu, tana mai sanar da wanda ka turawa hoton cewa ka tura masa da hoto mai ingancin HD. Meye ƙari, kamfanin WhatsApp zai saki wannan fasahar ta bidiyo a satuttuka masu zuwa. Ko da kun rasa jin shirin. Akwai aiki a gaba, kasancewa an tabbatar da Bosun Tijani a matsayin ministan sadarwa, ƙirƙira da tattalin arziɗin zamani. Me nake kallo da karantawa? Babban abin bai kai ga faruwa ba. ""Idan ubangiji ne ya halicce mu, to waye ya halicce shi"" -Amsar da Tafi. Abubuwa Biyu da Suke da Matuƙar Tasiri wajen Canjawa Mutum Ɗabi'a — Nazarin Wani Tsohonn Likitan Bada Shawarwari.","Sasa unaweza kutuma picha za HD kwenye WhatsApp Unakumbuka jinsi nilivyokuambia sitakula Snickers wiki hii? Sawa, nilinunua baa mbili za chokoleti jana. Ingawa sikuweza kupinga hamu ya kutonunua dukani, sikula kwa sababu nilikuambia sitaweza. Kukuambia kumesaidia. Kwa hiyo, nataka kuwashukuru. Je, ulikuwa katika Fintech Executive Mixer wa Nigeria, ulioandaliwa na Intelpoint? Iwapo ungekuwa hivyo, ungekubali kuwa ilikuwa ni fursa ya kuunganisha na kuburudika. Nilifurahia wakati wangu na pia nilikula na kunywa hadi kutosheka. Nimekumbukia? Jihadharini na tukio linalofuata la Intelpoint. Timu ya wahariri ilijadili hadithi kadhaa kwenye podikasti ya Techpoint Africa ya wiki hii, ikiwa ni pamoja na Jumia iliyorekodi kupungua kwa hasara nchini Nigeria, mawakala wa programu za mkopo kufichua mazoea yasiyo ya kimaadili ya makampuni, na uthibitisho wa waziri wa Bosun Tijani. Itazame hapa. Ni wikendi, na nina mipango. Je! unayo moja? Tafadhali, usisahau kufanyia mazoezi! Andika kumbukumbu zako za kufurahisha na zenye kuchosha. Kwa uaminifu ninajaribu kuwa mzuri katika hilo. Tafadhali, furahiya wikendi hii. Hivi ndivyo nilivyokupa leo: Moniepoint inapanua huduma zake kwa kila mtu Sasa unaweza kutuma picha za HD kwenye WhatsApp Moniepoint inapanua huduma zake kwa kila mtu Kampuni ya fintech ya Nigeria, Moniepoint, inataka kutoa ofa zake za benki na malipo kwa kila mtu, si biashara pekee. Kwa hivyo, kampuni imezindua programu ya watumiaji na kadi za malipo. Hatua hii inaiweka kampuni katika ushindani wa moja kwa moja na biashara kama vile OPay na PalmPay. Fintech itatoa kadi za benki za Moniepoint Microfinance, ambazo makampuni makubwa ya malipo kama vile Mastercard na Verve yatatoa. Programu ya watumiaji inaruhusu watumiaji kuhamisha pesa, kulipa bili, na kununua muda wa maongezi, na kadi zake za malipo zinaweza kutumika mtandaoni, kwenye vituo vya PoS na kwenye ATM. Moneiepoint inazindua mfumo wa kiotomatiki wa kutatua mizozo unaowaruhusu watumiaji kuandikisha malalamiko kuhusu miamala isiyofanikiwa ya kadi na kuyafuatilia hadi watakapopokea ubadilishaji kamili ndani ya saa 48. Hii inatii kanuni za urejeshaji pesa za CBN, ambazo zinahitaji muda wa saa 48 wa kubatilisha. Upau wa kando: Mnamo Juni 2023, Google Cloud ilishirikiana na Moniepoint kutoa huduma za kifedha kwa biashara ndogo na za kati (SMEs) katika maeneo ya mijini. Sasa unaweza kutuma picha za HD kwenye WhatsApp Ninaepuka kutuma picha kupitia WhatsApp kama tauni. Mimi na wewe tunajua jinsi mfumo wa kutuma ujumbe unavyopunguza ubora wa picha au video. Pia, kushiriki picha kama hati kwenye jukwaa kunaweza kuwa changamoto, haswa ikiwa unatuma au kupokea picha nyingi au unatumia iPhone. Hiyo inamaanisha lazima ufungue kila hati ili kuzitazama. Hata hivyo, nimekuja na habari njema: Sasa unaweza kushiriki picha kupitia WhatsApp bila kupoteza ubora wao. WhatsApp inaleta kipengele cha HD kitakachokuruhusu kudumisha ubora wa juu wa picha unazoshiriki na mtu yeyote. Kabla ya kutumia kipengele kipya, lazima usasishe programu yako hadi toleo la hivi karibuni zaidi. Kisha, utaona kitufe kipya cha ""HD"" juu ya zana zingine za kuhariri picha kama vile kuzungusha na vile vya kuongeza maandishi na vibandiko kwenye picha. Dirisha ibukizi jipya linalokuruhusu kuchagua ubora wa picha litaonekana ukigusa kitufe cha HD. Ingawa Ubora wa Kawaida ndio chaguo-msingi, unaweza kuangalia ubora wa HD ili kuweka toleo la picha ya ubora wa juu. Unapotuma picha, lebo ya HD itaonekana kwenye kona ya chini kushoto, ikimjulisha mpokeaji kwamba umeshiriki picha ya ubora wa juu. Zaidi ya hayo, WhatsApp itafanya kipengele hiki kupatikana kwa video katika wiki zijazo. Ikitokea umeikosa Kazi kubwa mbeleni Bosun Tijani akithibitishwa kuwa waziri wa mawasiliano, uvumbuzi na uchumi wa kidijitali. Ninachosoma na kutazama Mlipuko Mkubwa Haujawahi Kutokea ""Kama Mungu Alituumba Basi Ni Nani Aliyemuumba Mungu"" - Jibu Bora Mambo Mawili Yanayombadilisha Mtu Kisaikolojia - Uchambuzi wa Mtaalamu wa Zamani","Ẹ lè fi àwọn àwòrán HD ráńṣẹ́ lórí WhatsApp báyìí. Rántí bí mo ṣe sọ fún ọ pé n kò ní jẹ Snickers ní ọ̀sẹ̀ yìí? Ó dára, mo ra ìdì sokoléètì méjì lánàá. Nígbà tí n kò lè kọ ìfẹ́ láti má rà wọ́n láti ilé ìtajà, n kò jẹ wọ́n nítorí pé mo sọ fún ọ pé n kò ní ṣe bẹ́ẹ̀. Mo ń sọ fún ẹ pé o ṣe ìrànlọ́wọ́. Nítorí náà, mo fẹ́ dúpẹ́ lọ́wọ́ rẹ. Ṣé ot wà níbi Nigerian Fintech Executive Mixer, tí Intelpoint ṣe àgbékalẹ̀? Bí ó bá wà níbẹ̀, o ó gbà pẹ̀lú mi pé ó jẹ́ àǹfààní láti ṣe ìsàsopọ̀ àti ìsinmi. Mo gbádùn àsìkò mi mo sì jẹ́ mo mu ní ìbámu pẹ̀lú ìtẹ́lọ́rùn ọkàn mi. Ó kò sí níbẹ̀? Fojú sọ́nà fún ètò Intelpoint tí ó ń bọ̀. Ikọ̀ olóòtú jíròrò lórí ìròyìn lórí ìgbésáfẹ́fẹ́ Techpoint Afriva ọ̀sẹ̀ yìí, tí ó fi mọ́ Jumia ṣe àkọsílẹ̀ àdínkù àwọn gbèsè ní Nigeria, àwọn òṣìṣẹ́ ohun èlò ẹ̀rọ ẹ̀yáwó ń ṣe àfihàn àwọn ìṣe ilé-iṣẹ́ tí kò tọ̀nà, àti ìyànsípò mínísítà Bosun Tijani. Wò ó níhìn-ín. Òpin ọ̀sẹ̀ ni, mo sì ní àwọn ètò. Ṣé ẹ ní ọ̀kan? Ẹ jọ̀wọ́, ẹ má gbàgbé láti ṣe eré ìdárayá! Ṣe àkọsílẹ̀ àwọn fàájì àti àwọn àsìkò tí kò dùn rẹ̀. Mo ń gbìyànjú lóòótọ́ láti lè ṣe ìyẹn. Ẹ jọ̀wọ́, ẹ ṣe fàájì ní òpin ọ̀sẹ̀ yìí. Ohun tí mo ní fún yín lónìí nìyí: Moniepoint ṣe ìmúgbòòrò iṣẹ́ rẹ̀ fún gbogbo ènìyàn. Ó lè fi àwọn àwòrán HD ráńṣẹ́ lórí ìkànnì WhatsApp báyìí. Moniepoint ṣe ìmúgbòòrò iṣẹ́ rẹ̀ fún gbogbo ènìyàn. Ilé-iṣẹ́ ìṣúná nínú ìmọ̀ ẹ̀rọ Nigeria, Moniepoint, fẹ́ pèsè iṣẹ́ ìfowópamọ́ àti àgbékalẹ̀ ètò ìsanwó rẹ̀ fún gbogbo ènìyàn, kì í kan ṣe àwọn okòwò nìkan. Nítorí ìdí èyí, ilé iṣẹ́ náà ti ṣe ìfilọ́lẹ̀ ohun èlò ẹ̀rọ oníbàárà kan àti àwọn káàdì ìgbowójáde. Ìgbésẹ̀ yìí fi ilé-iṣẹ́ náà sí inú ìfigagbága tààrà pẹ̀lú àwọn okòwò bí Opay àti Palmpay. Fintech náà yóò pèsè àwọn káàdì ìgbowójáde Moniepoint Microfinance Bank, tí àwọn èèkàn ìsanwó bí Mastercard àti Verve yóò ṣètò. Ohun èlò ẹ̀rọ náà fààyè gba àwọn aṣàmúlò láti fi owó ráńṣẹ́, sanwó ọjà, kí wọ́n sì ra owó ìpè, bẹ́ẹ̀ sì ni àwọn káàdì ìgbowójáde rẹ̀ lè jẹ́ lílò lórí ẹ̀rọ ayélujára, ní àwọn ibùdó PoS, àti lẹ́nu àwọn ATM. Moniepoint ń ṣe àgbékalẹ̀ ètò ìyànjú aáwọ̀ aláìfọwọ́yí èyí tí yóò fààyè gba àwọn aṣàmúlò láti sọ ẹ̀dùn ọkàn wọn nípa àwọn ìdúnàádúrà orí káàdì tí kò yọrí kí wọ́n sì tọpa wọn títí wọn yóò fi gba ìdápadà odidi láàrin wákàtí 48. Èyí wà ní ìbámu pẹ̀lú àwọn òfin ìdápadà CBN, èyí tí ó fi ààyè gba àsìkò ìdápadà oníwákàtí-48. Àfikún Ìròyìn: Ní Oṣù Kẹfà 2023, Google Cloud dòwòpọ̀ pẹ̀lú Moniepoint láti pèsè àwọn iṣẹ́ ìṣúná fún àwọn okòwò kéékèèké àti alábọ́dé (SMEs) ní àwọn àgbègbè ìgbèríko. Ẹ lè fi àwọn àwòrán HD ráńṣẹ́ lórí WhatsApp báyìí Mo máa ń yàgò fún fífi àwòrán ráńṣẹ́ lórí WhatsApp bí àjàkálẹ̀ àrùn. Ẹ̀yin àti èmi mọ bí ìkànnì àtẹ̀jíṣẹ́ náà ṣe ń àdínkù àbùdá àwòrán tàbí àwòránhùn kan. Ní àfikún, pínpín àwọn àwòrán gẹ́gẹ́ bí ìwé lórí ìkànnì náà lè jẹ́ ìdojúkọ, pàápàá jùlọ bí o bá ń gbà tàbí fi ọ̀pọ̀lọpọ̀ àwòrán ráńṣẹ́ tàbí lo iPhone. Èyí túmọ̀ sí pé ẹ ní láti sí àṣepamọ́ kọ̀ọ̀kan láti wò wọ́n. Àmọ́ sá, mo ti gbé ìròyìn ayọ̀ dé: Ẹ lè pín àwòrán nípa WhatsApp báyìí láìsí àdínkù nínú àbùdá wọn. WhatsApp ń ṣe àgbékalẹ̀ àbùdá HD tí yóò fún yín láyè láti ṣe ìpamọ́ àwọn ìdá ìpìlẹ̀ ńlá àwọn àwòrán tí e ba pín pẹ̀lú ẹnikẹ́ni. Kí ẹ tó ṣàmúlò àbùdá tuntun náà, ẹ gbọ́dọ̀ ṣe ìmúdójú-ìwọ̀n fún ohun èlò ẹ̀rọ yín sí ẹ̀yà tí ó bágbàmu jùlọ. Nígbà náà, ẹ ó ṣàkíyèsí pé àtẹ̀ṣẹ ""HD"" tuntun kan lókè àwọn irinṣẹ́ olóòtú àwòrán bí ìyípo àti àwọn tí wọ́n wà fún ṣíṣe àfikún ọ̀rọ̀ àti àwọn àlẹ̀mọ́ sí àwòrán náà. Agbéléjú tuntun kan tí yóò fààyè gba yín láti yan àbùdá àwòrán yóò farahàn nígbà tí ẹ bá tẹ àtẹ̀ṣẹ HD. Nígbà tí Àbùdá Alábọ́dé jẹ́ àṣàyàn ìpìlẹ̀, ẹ lè yan àbùdá HD ṣe ìpamọ́ ẹ̀yà àwọn ìdá ìpìlẹ̀ àwòrán náà. Nígbà tí ẹ bá fi àwòrán ráńṣẹ́, àlẹ̀mọ́ HD yóò hàn ní ìsàlẹ̀ apá òsì, tí ń sọ fún ẹni tí ó gbà á pé ẹ ti pín àwòrán alábùdá ńlá. Kín ló tún kù, WhatsApp yóò fi ààyè gba àbùdá yìí fún àwọn àwòránhùn ní àwọn ọ̀sẹ̀ tí ó ń bọ̀. Bí ẹ kò bá rí i tẹ́lẹ̀ Àwọn iṣẹ́ apániláyà níwájú bí wọ́n ṣe kéde Bosun Tijani gẹ́gẹ́ bí mínísítà Ìbáraẹnisọ̀rọ̀, àtinúdá ọ̀tun àti ọrọ̀ ajé orí ẹ̀rọ. Ohun tí mo ń ka àti èyí tí mo ń wò Ìbúgbàmù ńlá kò ṣẹlẹ̀ rí rárá. ""Bí Ọlọ́run bá dá wà ta ni ó dá Ọlọ́run nígbà náà"" - ìdáhùn tí ó dára jùlọ Àwọn Nǹkan Méjì tí Wọn máa ń ṣe Àyípadà ìròrí ìjìnlẹ̀ Ènìyàn – Ìjíròrò láti ọwọ́ Olùtọ́jú Nígbà kan rí.","Manje usungathumela izithombe zeHD kuWhatsApp Uyakhumbula ukuthi ngikutshele kanjani ukuthi ngeke ngiwadle ama-Snickers kuleli sonto? Hhayi-ke, ngithenge amabha amabili kashokoledi izolo. Nakuba ngihlulekile ukumelana nesifiso sokungazithengi esitolo kodwa angizange ngizidle ngoba ngangizitshela ukuthi ngeke. Ukukutshela kusizile. Ngakho, ngifuna ukunibonga. Ubukade ukuNigerian Fintech Executive Mixer, ehlelwe yi-Intelpoint? Ukube ubunjalo, ubungavuma ukuthi bekuyithuba lokuzijabulisa nokuphumula. Ngasijabulela isikhathi sami futhi ngadla ngaphuza ngaze nganeliseka. Ingabe ukuphuthele? Hlola umcimbi olandelayo we-Intelpoint. Ithimba labahleli lixoxisane ngezinkinga ezimbalwa ku-podcast yaleli sonto yeTechpoint Africa, okuhlanganisa iJumia eqopha ukwehla kokulahlekelwa eNigeria, abasebenzeli bohlelo lokusebenza lwemalimboleko abadalula ukungenzi kahle kwezinkampani, kanye nokuqinisekiswa kongqongqoshe kweBosun Tijani. Yibuke lapha. Yimpelasonto, kanti futhi nginezinhlelo. Ingabe unayo? Ngicela, ungakhohlwa ukuzivocavoca! Bhala phansi izinkumbulo zakho ezijabulisayo nezidabukisayo. Ngeqiniso ngizama ukuba muhle kulokho. Ngicela nijabule kulempelasonto. Nakhu engikuphathele kona namuhla: IMoniepoint inweba izinsizakalo zayo kuwo wonke umuntu Manje ungathumela izithombe zeHD kuWhatsApp IMoniepoint inweba izinsizakalo zayo kuwo wonke umuntu Inkampani yaseNigeria yefintech, iMoniepoint, ifuna ukunikeza iminikelo yayo yamabhange nezinkokhelo kuwo wonke umuntu, hhayi amabhizinisi kuphela. Ngenxa yalokho, inkampani yethule uhlelo lokusebenza lomthengi olunamakhadi edebithi. Lesi sinyathelo sibeka inkampani emqhudelwaneni oqondile namabhizinisi afana ne-OPay nePalmPay. Ifintech izohlinzeka ngamakhadi edebithi asebhange eMoniepoint Microfinance, azokhishwa izikhondlakhondla zezinkokhelo ezifana neMastercard neVerve. Uhlelo lokusebenza lwabathengi luvumela abasebenzisi ukuthi badlulise imali, bakhokhe izikweletu, futhi bathenge isikhathi somoya, futhi amakhadi alo okukhipha imali angasetshenziswa ku-inthanethi, kumatheminali ePoS, kanye nakuma-ATM. IMoneiepoint inikeza uhlelo oluzenzakalelayo lokuxazulula izingxabano oluvumela abasebenzisi ukuthi bafake izikhalazo mayelana nokwenziwe ngamakhadi okungaphumelelanga futhi balandelele imbuyiselo ephelele phakathi kwamahora angu-48. Lokhu kuhambisana nemithetho yokukhokhela emuva yeCBN, edinga isikhathi somusa samahora angu-48. Ibha eseceleni: NgoNhlangulana 2023, iGoogle Cloud ibambisene neMoniepoint ukuze ihlinzeke ngezinsizakalo zezezimali kumabhizinisi amancane naphakathi nendawo (amaSME) ezindaweni ezingaphansi kwamadolobha. Manje ungathumela izithombe zeHD kuWhatsApp Ngiyagwema ukuthumela izithombe kuWhatsApp njengobhubhane. Mina nawe siyazi ukuthi izinkundla zokuthumela imiyalezo zinciphisa kanjani ikhwalithi yesithombe noma ividiyo. Futhi, ukwabelana ngezithombe njengombhalo endaweni kungaba inselele, ikakhulukazi uma uthumela noma wamukela izithombe eziningi noma usebenzisa i-iPhone. Lokho kusho ukuthi kufanele uvule idokhumenti ngayinye ukuze uzibuke. Nokho, ngilethe izindaba ezinhle: Manje usungabelana ngezithombe ngeWhatsApp ngaphandle kokulahlekelwa ikhwalithi yazo. IWhatsApp yethula isici seHD esizokuvumela ukuthi ugcine ukucaca okuphezulu kwezithombe owabelana ngazo nanoma ubani. Ngaphambi kokusebenzisa isici esisha, kufanele ubuyekeze uhlelo lwakho lokusebenza lube yinguqulo yakamuva. Bese, uzobona inkinobho entsha ""yeHD"" ngaphezu kwamanye amathuluzi okuhlela izithombe afana nokuzungezisa kanye nalawo okwengeza umbhalo nezitika esithombeni. I-pop-up entsha ekuvumela ukuthi ukhethe ikhwalithi yesithombe izovela uma uthepha inkinobho yeHD. Nakuba Ikhwalithi Ejwayelekile kuwukukhetha okuzenzakalelayo, ungabheka ikhwalithi yeHD ukuze ugcine inguqulo enencazelo ephezulu yesithombe. Uma uthumela isithombe, ilebula yeHD izovela ekhoneni elingezansi kwesokunxele, ukwazisa umamukeli ukuthi wabelane ngesithombe sekhwalithi ephezulu. Ngaphezu kwalokho, iWhatsApp izokwenza lesi sici sitholakale kumavidiyo emasontweni azayo. Uma kwenzeka uphuthelwe Imisebenzi enzima ezayo njengoba uBosun Tijani eqinisekiswa njengongqongqoshe wezokuxhumana, ukusungula izinto ezintsha kanye nomnotho wedijithali. Engikufundayo nengikubukayo Ukuqhuma Okukhulu Akukaze Kwenzeke Uma UNkulunkulu Wasidala Khona Ubani Owadala UNkulunkulu - Impendulo Engcono Kakhulu Izinto Ezimbili Ezishintsha Kakhulu Umuntu Ngokwengqondo - Ukuhlaziywa Kowayengumelaphi Wangaphambili"
+የጨለማ ብድር መተግበሪያዎች እና የቦሱን ቲጃኒ አታላይ መንገድ ዛሬ በቴክፖይንት አፍሪካ ፖድካስት ላይ ዘጋቢዎቻችን በዚህ ሳምንት በአፍሪካ የቴክኖሎጂ ቦታ ላይ ባሉ ዋና ዋና ታሪኰች ላይ ያላቸውን ግንዛቤዎች፣ አስተያየቶች እና እውቀቶች ያካፍላሉ። ታሪኮቹ፦ ኤምቲኤን የደቡብ አፍሪካ ቅርንጫፍ ከኤች2 2023 በፊት 5.2 ሚሊዮን ዶላር ለመክፈል ማስተርካርድ በሞሞ አነስተኛ ድርሻ ያገኛል ጁሚያ በናይጄሪያ ውስጥ የኪሳራ ቅናሽ አስመዝግቧል ጁሚያ አዳዲስ አገልግሎቶችን በግብፅ ሊዘረጋ ይችላል የብድር መተግበሪያ ወኪሎች የኩባንያዎችን ኢ-ምግባር የጎደለው አሰራር ያሳያሉ ቦሱን ቲጃኒ የመገናኛ እና ዲጂታል ኢኮኖሚ ሚኒስትር መሆኑ ተረጋግጧል በ ጎግል ፖድካስቶች፣ በአፕል ፖድካስቶች፣ በ ስፖቲፋይ፣ በዩቲዩብ እና ፖድካስቶችዎን በሚያገኙበት ቦታ ሁሉ ውይይቱን መከታተል ይችላሉ። በተጨማሪም ጥያቄዎቻችሁንና ምልከታዎቻችሁን ወደ podcast@techpoint.africa መላክ ወይም ሃሳባችሁን ሀሽታግ በመጠቀም ማካፈል ትችላላችሁ,"Dark loan apps and Bosun Tijani’s tricky path Today on the Techpoint Africa Podcast, our reporters share their insights, opinions and knowledge on the top stories in the African tech space this week. The stories: MTN South African branch to pay $5.2 million before H2 2023 Mastercard acquires minor stake in MoMo Jumia records reduction in losses in Nigeria Jumia may unroll new services in Egypt Loan apps' agents reveal companies' unethical practices Bosun Tijani has been confirmed as Minister of Communications and Digital Economy You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag","Manhajojin bda bashi na Dark da hanyar dabara ta Bosun Tijani Yau a cikin shirin sauti na Techpoint Africa, masu aiko mana da rahotanni sun bada shawarwari, ra'ayoyi da kuma ilimi game da manyan labarun fagen fasahar Afrika na wannan mako. Ga labaran: Kamfanin sadarwa na MTN reshe Afirka ta Kudu ya biya dala miliyan $5.2 kafin H2 2023. Kamfanin MasterCard ya mallaki ƙananan hannayen jari a MoMo. Kamfanin Jumia sun samu raguwar asarori a Najeriya. Kamfanin Jumia na ya fara gudanar da sabbin ayyuka a Masar. Wakilan manhajojin bada bashi sun bayyana mugayen ayyukan kamfanonin. An tabbatar da Bosun Tijani a matsayin Misnistan Sadarwa da Tattalin Arziɗin Zamani. Zaka iya kama tattaunawar a kan Google Podcasts, Apple Podcasts, Spotify, YouTube, dama duk inda zaka iya samun tattaunawar ka. Zaku iya kuma tura tambayoyinku da shawarwari zuwa podcast@techpoint.africa ko ku faɗi tunanin ku ta hanyar amfani da wannan alamar.","Programu za mkopo wa giza na njia ya hila ya Bosun Tijani Leo kwenye Techpoint Africa Podcast, wanahabari wetu wanashiriki maarifa, maoni na maarifa yao kuhusu habari kuu katika anga ya teknolojia ya Kiafrika wiki hii. Hadithi: MTN tawi la Afrika Kusini kulipa $5.2 milioni kabla ya H2 2023 Mastercard inapata hisa ndogo katika MoMo Jumia yarekodi kupungua kwa hasara nchini Nigeria Jumia inaweza kuzindua huduma mpya nchini Misri Mawakala wa programu za mkopo hufichua mazoea yasiyofaa ya makampuni Bosun Tijani amethibitishwa kuwa Waziri wa Mawasiliano na Uchumi wa Kidijitali Unaweza kupata mazungumzo kwenye Google Podikasti, Apple Podikasti, Spotifai, YouTube, na popote unapopata podikasti zako. Unaweza pia kutuma maswali na uchunguzi wako kwa podcast@techpoint.africa au kushiriki mawazo yako kwa kutumia hashtag.","Àwọn ohun èlò ẹ̀rọ ẹ̀yáwó burúkú àti ipa Bosun Tijani tí ó ń yọ̀. Lónìí lórí Ìgbésáfẹ́fẹ́ Techpoint Africa, àwọn oníròyìn wa pín àwọn ojú ìwòye, èrò àti ìmọ̀ wọn lórí àwọn ìròyìn tí wọ́n lékè ní àwùjọ ìmọ̀ ẹ̀rọ Afíríkà ní ọ̀sẹ̀ yìí. Àwọn ìròyìn náà: Ẹ̀ka MTN South Africa yóò san mílíọ̀nù $5.2 kí ó tó di H2 2023. Mastercard ra ìpín ìdókòwò kékeré lára MoMo Jumia ṣe àkọsílẹ̀ àdínkù nínú òfò ní Nigeria. Jumia lè ṣe àgbéjáde àwọn iṣẹ́ tuntun ní Egypt Àwọn òṣìṣẹ́ ohun èlò ẹ̀rọ ẹ̀yáwó ṣe àfihàn àwọn ìṣe ilé-iṣẹ́ tí kò bójú mu Wọ́n ti kéde Bosun Tijani gẹ́gẹ́ bí Mínísítà Ìbáraẹnisọ̀rọ̀ àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ Ẹ lè mọ nípa ìjíròrò máa lórí Google Podcasts, Apple Podcasts, Spotify, YouTube, àti ibikíbi tí ẹ bá ti ń tẹ́tí sí àwọn ìgbésáfẹ́fẹ́ yín. Ẹ tun lè fi àwọn ìbéèrè àti àkíyèsí yín ráńṣẹ́ sí podcast@techpoint.africa tàbí kí ẹ pín èrò yín nípa ṣíṣe àmúlò kókó ọ̀rọ̀ ìdámọ̀ náà.","Izicelo zokubolekwa kwabantu abamnyama kanye nendlela ekhohlisayo kaBosun Tijani Namuhla ku-Techpoint Africa Podcast, izintatheli zethu zabelana ngemininingwane yazo, imibono kanye nolwazi lwazo ngezindaba ezihamba phambili endaweni yezobuchwepheshe yase-Afrika kuleli sonto. Izindaba: Igatsha leMTN eNingizimu Afrika lizokhokha u-$5.2 wezigidi ngaphambi kwe-H2 2023 IMastercard ithola ingxenye encane yeMoMo IJumia iqopha ukwehla kokulahlekelwa eNigeria IJumia ingase ivule izinkonzo ezintsha e-Egypt Ama-ejenti ezicelo zemalimboleko adalula imikhuba emibi yezinkampani U-Bosun Tijani uqinisekiswe njengoNgqongqoshe Wezokuxhumana kanye Nomnotho Wedijithali Ungaqhubeka nengxoxo kumaGoogle Podcasts, Apple Podcasts, Spotify, YouTube, nanoma yikuphi lapho uthola khona ama-podcast akho. Ungakwazi futhi ukuthumela imibuzo yakho nokubonile ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa ihashtag"
+የናይጄሪያ ፊንቴክ ትልቁ የኤጀንሲ የባንክ ኔትወርክ ሞኒ ፖይንት ኦፒአይን፣ ፓልምፓይን ለመቃወም ወደ ግል የባንክ ገበያ ገባ። የናይጄሪያው የፊንቴክ ኩባንያ ሞኒፖይንት ወደ የግል ባንኪንግ ገበያ ለመግባት በሚያደርገው ጥረት የሸማች መተግበሪያ እና የብድር ካርዶችን አስተዋውቋል። ቀደም ሲል ለክፍያዎች፣ ለባንክ እና ለኦፕሬሽኖች የሁሉን-በአንድ መድረክ ንግድ ያቀረበው ኩባንያ አገልግሎቱን ለሁሉም ሰው እንዲገኝ በማድረግ ከ ኦፔይ እና ፓልምፔይ ጋር ይወዳደራል። ናይጄሪያ ውስጥ ከሁሉ የበለጡ ፖስ ወኪሎች ጋር ኩባንያዎች - ሪፖርት በሞኒፖይንት ማይክሮ ፋይናንስ ባንክ ብድር ካርዶች አማካኝነት የሚደረጉ ቀላል እና ጥገኛ ክፍያዎች ብዙ ሰዎች ተጠቃሚ ይሆናሉ ምክንያቱም በአሁኑ ጊዜ ከ 1.5 ሚሊዮን በላይ የንግድ ድርጅቶች መድረኩን ስለሚጠቀሙ። ማስተርካርድ እና ቨርቬን ጨምሮ የክፍያ ግዙፎች እነዚህን የብድር ካርዶች የማውጣት ሃላፊነት አለባቸው። የሸማቾች መተግበሪያ ተጠቃሚዎች ገንዘብ እንዲያስተላልፉ፣ ሂሳቦችን እንዲከፍሉ እና የአየር ሰዓት እንዲገዙ ያስችላቸዋል፣ እና የዴቢት ካርዶቹ በመስመር ላይ፣ በፒኦኤስ ኬላዎች እና በኤቲኤሞች ላይ ጥቅም ላይ ሊውሉ ይችላሉ። ሞኒፖይንት ካርዶችን የሚጠቀሙ ደንበኞች ለነጋዴዎችም እንከን የለሽ ግብይቶችን ያቀርባሉ። ቀደም ሲል ቲምአፕት የነበረው፣ሞኒፖይንት ተጠቃሚዎች ያልተሳኩ የ���ርድ ግብይቶችን ቅሬታዎች እንዲመዘግቡ እና በ48 ሰአታት ውስጥ ሙሉ ለሙሉ ምላሽ እስኪያገኙ ድረስ እንዲከታተላቸው የሚያስችል በራስ-ሰር የክርክር አፈታት ስርዓትን እየዘረጋ ነው። ይህ የ48 ሰአታት መመለሻ ጊዜ የሚጠይቀውን የሲቢኤን የመመለሻ ህግን ያከብራል። ጎግል ክላውድ ከሞኒፖይንት ጋር በሰኔ 2023 በሽርክና በመስራት በከተማ ዳርቻዎች ላሉ አነስተኛ እና መካከለኛ ኢንተርፕራይዞች (ኤስኤምኢ) የፋይናንስ አገልግሎት ለመስጠት የባንክ ክፍተቱን በመሙላት።,"Nigerian fintech with largest agency banking network, Moniepoint, enters the personal banking market to challenge OPay, PalmPay Nigerian fintech company, Moniepoint, has introduced a consumer app and debit cards as part of an effort to break into the personal banking market. The company, which previously offered businesses an all-in-one platform for payments, banking, and operations, will make its services available to everyone, competing with OPay and PalmPay. Companies with the most PoS agents in Nigeria - Report Many people will benefit from simple and dependable payments made with Moniepoint Microfinance Bank debit cards because over 1.5 million businesses currently use its platform. Payments giants, including Mastercard and Verve, will be responsible for issuing these debit cards. The consumer app allows users to transfer money, pay bills, and buy airtime, and its debit cards can be used online, at PoS terminals, and at ATMs. Customers using Moniepoint cards will provide seamless transactions for merchants as well. Formerly TeamApt, Moneiepoint is rolling out an automated dispute resolution system that will let users log complaints about unsuccessful card transactions and track them until they receive a complete reversal within 48 hours. This complies with the CBN's chargeback regulations, which demand a 48-hour reversal period. Google Cloud partnered with Moniepoint in June 2023 to provide financial services to small and medium-sized enterprises (SMEs) in suburban areas, bridging the banking gap.","Kamfanin fasahar harkokin kuɗi na Najeriya dake da mafi girman netwok ɗin banki, wato Moniepoint, ya shiga kasuwar harkokin banki don yin gasa da kamfanonin Opay da PalmPay. Kamfanin fasahar harkokin kuɗi na Najeriya, wato Moniepoint yana gabatar da wata manhajar mai saye da kuma katin cirar kuɗi a matsayin wani ɓangare na yunƙurin sa na kutsawa cikin kasuwar harkokin bankin ƙashin kai. Kamfanin, wanda a baya samarwa da kamfanoni wani dandali na komai-da-akwai din biyan kuɗi, harkokin banki, da kuma ayyuka, zai samar da hidimomin sa ga kowa da kowa, inda zai yi gasa da kamfanonin Opay da PalmPay. Kamfanonin da suka fi kowa yawan wakilan PoS a Najeriya - Rahoto. Mutane da yawa zasu amfana daga sassauƙa kuma abin dogaron biyan kuɗi da katin cirar kuɗi na Moniepoint Microfinance Bank, saboda sama da kamfanoni miliyan 1.5 ne a yanzu ke amfani da dandalin su. Manyan masu biyan kuɗi, da haɗa da MasterCard da Verve ne zasu riƙa samar da waɗannan katinan cirar kuɗi. Manhajar mai saye ɗin zata baiwa masu amfani da ita damar tura kuɗi, biyan kuɗi,da kuma sayen katin kira na waya, kuma katin cirar kuɗi su ana iya amfani dashi a intanet, wajen PoS, da kuma injinan cirar kuɗi. Kwastomomi masu amfani da katin cirar kuɗi na Moniepoint sai bada damar hada-hadar kuɗi cikin sauƙi ga ɗan kasuwa ma. Wanda a baya aka sani da TeamApt, Moniepoint yana shirya wani tsarin warware taɓaddamar kuɗaɗe da zai bawa masu amfani dashi damar shigar da ɗorafi game da yunƙurin cirar kuɗi da katin cirar kuɗi da bai yi nasara ba, da kuma bibiyar masu amfani dashi har sai an dawo musu da wannan kuɗi cikin awanni 48. Wannan yazo dai-dai da umurnin CBN na mayarwa mai kuɗi kuɗinsa, wanda ya nemi a mayarwa da mutum kuɗinsa cikin awanni 48. Google Cloud sun haɗa hannu da kamfanin Moniepoint a watan Yuni, don samar da hidimar kuɗi ga ɗanana da matsakaitan kamfanoni (SMEs) da suke a wajen birane, don cike giɗin ayyukan banki.","Fintech ya Nigeria yenye mtandao mkubwa wa wakala wa benki, Moniepoint, inaingia kwenye soko la benki binafsi ili kutoa changamoto kwa OPay, PalmPay Kampuni ya fintech ya Nigeria, Moniepoint, imeanzisha programu ya wateja na kadi za benki kama sehemu ya jitihada za kuingia katika soko la benki binafsi. Kampuni hiyo, ambayo hapo awali ilitoa biashara jukwaa moja kwa moja la malipo, benki, na uendeshaji, itafanya huduma zake kupatikana kwa kila mtu, ikishindana na OPay na PalmPay. Kampuni zilizo na mawakala wengi wa PoS nchini Nigeria - Ripoti Watu wengi watafaidika kutokana na malipo rahisi na ya kutegemewa yanayofanywa kwa kadi za benki ya Moniepoint Microfinance kwa sababu zaidi ya biashara milioni 1.5 kwa sasa zinatumia mfumo wake. Wakubwa wa malipo, ikiwa ni pamoja na Mastercard na Verve, watawajibika kutoa kadi hizi za malipo. Programu ya watumiaji inaruhusu watumiaji kuhamisha pesa, kulipa bili, na kununua muda wa maongezi, na kadi zake za malipo zinaweza kutumika mtandaoni, kwenye vituo vya PoS na kwenye ATM. Wateja wanaotumia kadi za Moniepoint watatoa miamala isiyo na mshono kwa wafanyabiashara pia. Hapo awali, TeamApt, Moneiepoint inazindua mfumo wa kiotomatiki wa kutatua mizozo ambao utawaruhusu watumiaji kuandika malalamiko kuhusu miamala isiyofanikiwa ya kadi na kuyafuatilia hadi watakapopokea ubadilishaji kamili ndani ya saa 48. Hii inatii kanuni za urejeshaji pesa za CBN, ambazo zinahitaji muda wa saa 48 wa kubatilisha. Google Cloud ilishirikiana na Moniepoint mnamo Juni 2023 ili kutoa huduma za kifedha kwa biashara ndogo na za kati (SMEs) katika maeneo ya mijini, ili kuziba pengo la benki.","Ilé iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná Nigeria tí ó ní ìsàsopọ̀ ilé-iṣẹ́ ìfowópamọ́ tí ó tóbi jùlọ, Moniepoint, wọ ọjà ìfowópamọ́ ara ẹni láti figagbága pẹ̀lú Opay, Palmpay Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ nínú ìṣúná Nigeria, Moniepoint, ti ṣe àgbékalẹ̀ ohun èlò ẹ̀rọ oníbàárà àti àwọn káàdì ìgbowójáde gẹ́gẹ́ bí ara akitiyan láti wọ inú ọjà ìfowópamọ́ ara ẹni. Ilé-iṣẹ́ náà, èyí tí ó pèsè fún àwọn okòwò ìkànnì gbogbonìṣe fún àwọn ìsanwó, ìfowópamọ́, àti àwọn iṣẹ́, yóò jẹ́ kí àwọn iṣẹ́ wọn wà fún gbogbo ènìyàn, ní ìfigagbága pẹ̀lú OPay àti PalmPay. Àwọn ilé-iṣẹ́ tí wọ́n ní òṣìṣẹ́ PoS jùlọ ní Nigeria - Ìròyìn Ọ̀pọ̀lọpọ̀ ènìyàn yóò jẹ àǹfààní lára àwọn ìsanwó tí ó rọrùn tí ó sì ṣe é gbára lé tí wọ́n ṣe pẹ̀lú àwọn káàdì ìgbowójáde Ilé ìfowópamọ́ Moniepoint Microfinance nítorí pé àwọn okòwò tí ó lé ní mílíọ̀nù 1.5 ni wọ́n ń lo ìkànnì rẹ̀ báyìí. Àwọn èèkàn ìsanwó, tí ó fi mọ́ Mastercard àti Verve, ní yóò mójútó ìpese àwọn káàdì ìgbowójáde wọ̀nyí. Ohun èlò ẹ̀rọ oníbàárà náà fààyè gba àwọn aṣàmúlò láti fi owó ráńṣẹ́, sanwó ọjà, kí wọ́n sì ra owó ìpè, bẹ́ẹ̀ sì ni àwọn káàdì ìgbowójáde rẹ̀ ṣe é lò lórí ẹ̀rọ-ayélujára, ní ibùdó PoS, àti àwọn ATM. Àwọn oníbàárà tí wọ́n ń lo àwọn káàdì Moniepoint yóò pèsè ìsanwó tí ó rọrùn fún àwọn oníṣòwò pẹ̀lú. TeamApt tẹ́lẹ̀, Moniepoint ń ṣe àgbékalẹ̀ ètò ìyànjú aáwọ̀ aláìfọwọ́yí èyí tí gba àwọn aṣàmúlò láyè láti sọ ẹ̀dùn ọkàn wọn nípa àwọn ìsanwó káàdì tí kò yọrí kí wọ́n sì tọpa wọn títí wọn yóò fi gba ìdápadà kíkún láàrin wákàtí 48. Èyí wà ní ìbámu pẹ̀lú àwọn òfin ìdápadà CBN, èyí tí ó ń pè fún àsìkò ìdápadà oníwákàtí-48. Google Cloud dòwòpọ̀ pẹ̀lú Moniepoint ní Oṣù Kẹfà 2023 láti pèsè àwọn iṣẹ́ ìṣúná fún àwọn okòwò kéékèèké àti alábọ́dé (SMEs) ní àwọn àgbègbè ìgbèríko, láti dí àlàfo tí ó wà nínú iṣẹ́ ìfowópamọ́.","Ifintech yaseNigeria enenethiwekhi enkulu yamabhange e-ejensi, iMoniepoint, ingena emakethe yamabhange yomuntu siqu ukuze inselele i-OPay, iPalmPay Inkampani yaseNigeria yefintech, iMoniepoint, yethule uhlelo lokusebenza lomthengi namakhadi edebithi njengengxenye yomzamo wokungenela imakethe yamabhange yomuntu siqu. Le nkampani, phambilini ebihlinzeka amabhizinisi ngenkundla yokukhokha, yokubhanga, nokusebenza, izokwenza ukuthi izinsiza zayo zitholakale kuwo wonke umuntu, eqhudelana ne-OPay kanye nePalmPay. Izinkampani ezinama-ejenti amaningi wePoS eNigeria - Bika Abantu abaningi bazozuza ezinkokhelweni ezilula nezinokwethenjelwa ezenziwe ngamakhadi edebithi asebhange le-Moniepoint Microfinance ngoba amabhizinisi angaphezu kwezigidi ezingu-1.5 njengamanje asebenzisa inkundla yawo. Izikhondlakhondla zezinkokhelo, okuhlanganisa iMastercard neVerve, zizobophezeleka ekukhipheni lawa makhadi edebithi. Uhlelo lokusebenza lwabathengi luvumela abasebenzisi ukuthi badlulise imali, bakhokhe izikweletu, futhi bathenge isikhathi somoya, futhi amakhadi alo okukhipha imali angasetshenziswa ku-inthanethi, kumatheminali ePoS, kanye nakuma-ATM. Amakhasimende asebenzisa amakhadi eMoniepoint azohlinzeka ngemisebenzi engenazihibe nakubathengisi. Ngaphambilini, iTeamApt, iMoneiepoint ikhipha uhlelo oluzenzakalelayo lokuxazulula izingxabano oluzovumela abasebenzisi ukuthi bafake izikhalazo mayelana nokuthengwa kwekhadi okungaphumelelanga futhi balandelele ukuguqulwa okugcwele phakathi kwamahora angu-48. Lokhu kuhambisana nemithetho yokukhokhela emuva yeCBN, edinga isikhathi somusa samahora angu-48. IGoogle Cloud ibambisene neMoniepoint ngoNhlangulana 2023 ukuze inikeze izinsizakalo zezezimali kumabhizinisi amancane naphakathi (amaSME) ezindaweni ezingaphansi kwedolobha, ukuvala igebe lamabhange."
+"በምድብ አርብ ኤምቪፒን ስለመገንባት ትምህርቶች ሃሳቦች አንደ ሳንቲም ደርዘን ናቸው፣ እና የመነሻ ቦታን የሚከተሉ ሁሉም ማለት ይቻላል እንደ ፌስቡክ ትልቅ ይሆናል ብለው የሚያስቡት ሃሳብ አላቸው፡፡ ግን ዲያቢሎስ በአፈጻጸሙ ውስጥ ነው፣ እና ከሃሳብ ወደ ምርት መሸጋገር ለብዙ ተስፋ ሰጭ መስራቾች ከባድ ሃሳብ ነው፡፡ ይህን ሂደት ቀላል ለማድረግ, መስራቾች ብዙውን ጊዜ ኤምቪፒም በመባል ከሚታወቀው ከአነስተኛ አዋጭ ምርት እንዲጀምር ይመከራል፡፡ የምርት ዕቅድ ኤምቪፒን “ቅድመ-አሳዳጊ ደንበኞችን ለመሳብ እና በምርት ልማት ዑደት መጀመሪያ ላይ የምርት ሀሳብን ለማረጋገጥ በቂ ባህሪያት ያለው ምርት” ሲል ይገልፃል። ኤምቪፒ መገንባት በምድብ አርብ ላይ የሚቀርበው ርዕሰ ጉዳይ ነበር። የማስተርካርድ የምርት ስራ አስኪያጅ እና የክፍለ-ጊዜው አስተባባሪ ናምዲ አዞዶ ለተመልካቾች በቀላል መልእክት ጀመሩ፡ ትልቅ አስብ ግን በትንሽ ጀምር። ሁሉንም ድንቅ ሀሳቦች ይኑርዎት፡፡ ሁሉንም የዓለም ችግሮች እንዴት እንደሚፈቱ እና ዓለምን እንደሚቀይሩ ያስቡ, ነገር ግን ከትንሽ ይጀምሩ፡፡ ይህን ካላደረጋችሁ ግንባታውን ትቀጥላላችሁ። የተጠቃሚዎን በጣም አንገብጋቢ ፍላጎቶች የሚፈታው በጣም ቀላሉ የምርትዎ ስሪት ምንድነው? የ ኤኤልኤቲ ቡድን መስራች አባል በመሆን ልምዱን በማካፈል፣ መስራቾች ከመጀመሪያው ጀምሮ ብዙ ባህሪያትን በአንድ ምርት ላይ በማከል በቀላሉ ማግኘት እንደሚችሉ አብራርቷል። ነገር ግን፣ ኤምቪፒ የመገንባት ግብ አንድን ጠቃሚ ችግር መፍታት እና የተጠቃሚ ግብረመልስ ማግኘት መሆን አለበት። ከአዞዶ ክፍለ ጊዜ በኋላ ወደ ጅማሬ ቦታዎች ተንቀሳቀስን፡፡ ኢስፕላን፣ በኤኬኬንታ ክሊንተን እና በካሌብ ቤንጃሚን በጋራ የተመሰረተ የዝግጅት አስተዳደር ጅምር። ክስተትን ማቀድ በብዛት ብዙ ሂደቶችን ማስተባበርን ይጠይቃል። አንዳንድ ዕቃዎችን ለማቅረብ ቦታ ወይም ሻጮች ማግኘት ሊኖርብዎ ይችላል። ኢስፕላን እነዚህ ሁሉ አገልግሎቶች በአንድ መድረክ ላይ ተደራሽ መሆናቸውን ያረጋግጣል። ተጠቃሚዎች ወይ እንደ ተጠቃሚ ወይም አገልግሎቱን ለማቅረብ የሚፈልጉ ባለሙያዎች ሆነው መመዝገብ ይችላሉ። ከተረጋገጠ በኋላ አገልግሎቶችን መስጠት ወይም የክስተት ባለሙያዎችን መቅጠር ይጀምራሉ። ኢስፕላን ለሚያመቻቸው እያንዳንዱ ግብይት 10% ክፍያ ያስከፍላል። እንደ አገልግሎት አቅራቢነት ወደ መድረኩ መግባት የሚከናወነው በኢስፕላን ቡድን ሰፊ ምርመራ ከተደረገ በኋላ ነው። አገልግሎት አቅራቢዎች የተጠቃሚውን መስፈርት የማያሟሉ ከሆነ፣ ኢስፕላን የይገባኛል ጥያቄያቸውን ካረጋገጡ በኋላ ለገዢው ገንዘብ ተመላሽ ያደርጋል። ከንግግሩ በኋላ በቢዝነስ ሞዴል እና የአገልግሎት ጥራትን በማረጋገጥ ላይ ጥያቄዎችን አቅርቧል እና ከተመልካቾች ጥቆማዎችን አግኝቷል። ኦላሚድ ባሚሮ የስቲለርስ ጨዋታን በመጫወት ቀጣዩ ነበር። ምንም እንኳን የጀማሪውን የመጀመሪያ ጨዋታ ለመግለፅ ፈቃደኛ ባይሆንም ግቡ በሁሉም እድሜ ላይ ባሉ ተጠቃሚዎች በሞባይል መሳሪያዎች ላይ ሊጫወቱ የሚችሉ ትምህርታዊ ጨዋታዎችን መፍጠር እንደሆነ ገልጿል። ሲጀመር ኩባንያው በጨዋታው ውስጥ ማስታወቂያዎችን በማስቀመጥ፣ የደንበኝነት ምዝገባ ክፍያ በማስከፈል እና የውስጠ-መተግበሪያ ክፍያዎችን በማንቃት ገንዘብ ለማግኘት ተስፋ ያደርጋል። ልክ እንደ ክሊንተን ሁሉ ባሚሮ ከተሰብሳቢዎች የተነሱ ጥያቄዎችን አቅርቧል፣ አብዛኛዎቹ ኤምቪፒ መገንባት ለጨዋታው ዘርፍ ተስማሚ አይደለም በሚለው አስተያየቱ ዙሪያ ይሽከረከራሉ። ይሁን እንጂ አዞዶ ሁሉም ምርቶች ኤምቪፒ ሊኖራቸው እንደሚችል አመልክቷል, ምክንያቱም ግቡ ፍጹምነት ሳይሆን አስፈላጊ ፍላጎትን መፍ���ት ነው፡፡ ምድብ አርብ በየወሩ ሁለተኛ አርብ ይካሄዳል፣ እና ይህን ሊንክ በመከተል ለመገኘት ወይም ለመጀመር መመዝገብ ይችላሉ።","Lessons on building an MVP at Pitch Friday Ideas are a dime a dozen, and almost everyone who follows the startup space has an idea that they think will be as big as Facebook. But the devil is in the execution, and moving from an idea to a product is a tough proposition for many prospective founders. To make this process easier, founders are often advised to start with a minimum viable product, also known as an MVP. Product Plan defines an MVP as “a product with enough features to attract early-adopter customers and validate a product idea early in the product development cycle.” Building an MVP was the subject of a presentation at Pitch Friday. Nnamdi Azodo, a product manager at Mastercard, and the facilitator of the session, began with a simple message for the audience: think big but start small. “Have all the grand ideas. Think about how to solve all the world’s problems and change the world, but start small. If you don’t, you’ll end up continuing to build. What is the simplest version of your product that will solve the most pressing needs of your users?” Sharing his experience as a founding member of the ALAT team, he explained that founders could easily find themselves adding so many features to a product from the start. However, the goal of building an MVP should be solving an important problem and getting user feedback. After Azodo’s session, we moved on to the startup pitches. Easeplan, an event management startup co-founded by Ekekenta Clinton and Caleb Benjamin. Planning an event often requires that you coordinate several processes. You may need to find a venue or vendors to provide certain items. Easeplan ensures that all these services are accessible on one platform. Users can either sign up as users or as professionals looking to deliver a service. After verification, they begin providing services or hiring event professionals. Easeplan charges a 10% fee for every transaction it facilitates. Getting on the platform as a service provider only happens after extensive checks by the Easeplan team. Where service providers do not meet a user’s requirements, Easeplan issues a refund to the buyer after verifying their claims. After his pitch, he fielded questions and got recommendations from the audience on the business model and ensuring service quality. Olamide Bamiro was the next, pitching Steelers Gaming. Although he was unwilling to disclose the startup’s first game, he stated that the goal was to create educational games that could be played on mobile devices by users of all ages. When it is launched, the company hopes to make money by placing ads within the game, charging a subscription fee, and enabling in-app payments. Like Clinton, Bamiro fielded questions from the audience, with most of them revolving around his opinion that building an MVP was not suitable for the gaming sector. However, Azodo pointed out that all products could have an MVP, as the goal was not perfection, but solving an important need. Pitch Friday is held every second Friday of the month, and you can register to attend or pitch your startup by following this link.","Darussa akan gina samfurin gwaji, wato MVP a taron shirin Pitch Friday Basira ba tada wahala, kuma kusan yanzu duk mai bibiyar farfajiyar yanda ake kafa sabbin kamfanoni suna da basirar tunanin zasu iya yin girma kamar kamfanin Facebook. Amma sai dai sheɗan na kan ɗabbaƙawa, kuma matsawa daga tinani zuwa samar da kayan aiki ne mai wahala ga mutane masu yawa dake son kafa Kamfanoni. Don sauƙaƙe wannan hanya, masu kafa Kamfanoni a mafi yawan lokuta ana basu shawarar su fara da ƙananan kaya da za a iya siya, waɗanda aka fi sani da MVP a turance. Product Plan ya bayyana samfurin gwaji, wato MVP, a matsayin kayan da yake da wadatattun fasalolin da zasu jawo kwastomomin farko-farkon farawa, da kuma tabbatar da basirar kaya tun a farkon zagayen samar da kayan. Ƙera samfurin gwaji, wato MVP, shine maudu'in da za a gabatar da maƙalu akansa a taron shirin Pitch Friday. Namdi Azodo, wani manajan kaya a kamfanin MasterCard, kuma malamin taron, ya fara ne da sassauƙan saƙo ga masu sauraro: Yi tunanin babba, amma fara da ƙarami. ""Ku samu duka manyan shawarwarin. Yi tunani game da yanda zaku warware baki ɗaya matsalar duniya, ku kuma canja duniyar, amma a fara da ɗan kaɗan. Idan ba zaku iya ba, zaku ƙare da ci gaba da ginawa. Mene ne mafi sauƙin samfurin kayan da zai warware matsananciyar buƙatar masu amfani daku? Yayinda yake faɗar gwagwarmayar da yasha a matsayin mamban kwamitin ƙaddamarwa ALAT, yayi bayanin cewa masu kafa Kamfanoni kan iya samun kansu sun ƙara fasaloli da yawa ga wani kaya tun daga farko. Sai dai, manufar da kayan da aka fi nema kamata yayi ya zama warware wata muhimmiyar matsala ne, da kuma samun ra'ayin masu amfani da dashi. Bayan zangon Azodo, zamu shiga jawaban kafa sabbin kamfanoni. Kamfanin Easeplan, wani sabon kamfanin gudanar da taruka, wanda aka kafa tare da Ekekenta Clinton da kuma Caleb Benjamin. Shirya taro a mafi yawan lokuta yana buƙatar haɗawa da hanyoyi mabambanta. Zaku iya buƙatar samun wurin gabatar da taron, ko masu kawo kaya don kawo wasu kayayyaki. Kamfanin Easeplan zasu tabbatar dukka waɗannan hidimomin sun samu a dandali guda. Masu amfani dashi zasu iya yin rajista a matsayin masu amfani dashi, ko kuma a matsayin ƙwararru da suke neman isar da wata hidima. Bayan tantancewa, sukan fara bada hidima ko ɗaukar hayar ƙwararrun masu shirya taruka. Easeplan na cajar kashi 10 cikin ɗari na duk wata hada-hadar da suka ƙulla. Idan ka hau kan dandalin a matsayin mai gabatar da hidima, hakan na faruwa ne bayan zuzzurfan bincike daga kamfanin Easeplan. Inda masu bada hidima suka kasa cika sharaɗin da mai neman hidima ke nema, Easeplan zasu sa a mayar masa da kuɗin sa daga baya. Bayan gama nasa jawabin, ya amsa tambayoyi da kuma samun shawarwari daga masu sauraro game da samfurin kasuwanci da kuma tabbatar da ingancin hidima. Olamide Bamiro shi ne mai jawabi na gaba, zai jawabi akan Steelers Gaming. Duk da cewa bai so bayyana wasan sabon kamfanin ba, ya faɗi cewa ƙudirin shi ne a ƙirƙiro wasannin ilimi da za a iya yinshi a wayoyin hannu, ga duk rukunin shekarun masu amfani da waya. Sanda aka ƙaddamar da shi, kamfanin yayi burin samun kuɗin ta hanyar sanya tallace-tallace a cikin wasan, zasu kuma caji kuɗin shiga, da kuma bada damar biyan ta kuɗi cikin manhajar. Kamar dai Clinton, Bamiro ya amsa tambayoyi daga masu sauraron, inda mafi yawansu kaiwa da komowa akan ra'ayinsa cewa gina samfurin gwaji bazai yiwu ba a sashen wasanni ba. Sai dai Azodo ya nuna cewa duk kaya suna da samfurin gwaji, saboda ba wai cinyewa bace ƙudirin, warware wata muhimmiyar buƙata ne ƙudirin. Ana gudanar da shirin Pitch Friday a duk ranar Juma'a ta biyu ta kowane wata, kuma za ku iya yin rajista don halartar shirin ko saka sabon kamfaninku ta hanyar bin wannan adireshin yanar gizon.","Mafunzo ya kujenga MVP kwenye Pitch Friday Mawazo ni dazeni moja, na karibu kila mtu anayefuata nafasi ya kuanza ana wazo ambalo anadhani litakuwa kubwa kama Facebook. Lakini shetani yuko katika utekelezaji, na kuhama kutoka kwa wazo hadi bidhaa ni pendekezo gumu kwa waanzilishi wengi watarajiwa. Ili kurahisisha mchakato huu, waanzilishi mara nyingi wanashauriwa kuanza na bidhaa ya chini kabisa, inayojulikana pia kama MVP. Mpango wa Bidhaa unafafanua MVP kama ""bidhaa iliyo na vipengele vya kutosha kuvutia wateja wa mapema na kuthibitisha wazo la bidhaa mapema katika mzunguko wa maendeleo ya bidhaa."" Kuunda MVP ilikuwa somo la wasilisho kwenye Pitch Friday. Nnamdi Azodo, meneja wa bidhaa katika Mastercard, na mwezeshaji wa kipindi, alianza na ujumbe rahisi kwa hadhira: fikiri sana lakini anza kidogo. ""Kuwa na mawazo yote mazuri. Fikiria jinsi ya kutatua matatizo yote ya dunia na kubadilisha ulimwengu, lakini kuanza ndogo. Usipofanya hivyo, utaishia kuendelea kujenga. Je, ni toleo gani rahisi zaidi la bidhaa yako ambalo litasuluhisha mahitaji muhimu zaidi ya watumiaji wako?"" Akishiriki uzoefu wake kama mwanachama mwanzilishi wa timu ya ALAT, alielezea kuwa waanzilishi wanaweza kujikuta kwa urahisi wakiongeza vipengele vingi kwenye bidhaa tangu mwanzo. Hata hivyo, lengo la kujenga MVP linapaswa kuwa kutatua tatizo muhimu na kupata maoni ya mtumiaji. Baada ya kipindi cha Azodo, tulihamia kwenye pitches za kuanza. Easeplan, mwanzo wa usimamizi wa hafla iliyoanzishwa kwa pamoja na Ekekenta Clinton na Caleb Benjamin. Kupanga tukio mara nyingi kunahitaji kuratibu michakato kadhaa. Huenda ukahitaji kutafuta mahali au wachuuzi ili kutoa bidhaa fulani. Easeplan huhakikisha kuwa huduma hizi zote zinapatikana kwenye jukwaa moja. Watumiaji wanaweza kujisajili kama watumiaji au kama wataalamu wanaotaka kutoa huduma. Baada ya uthibitishaji, wanaanza kutoa huduma au kuajiri wataalamu wa hafla. Easeplan inatoza ada ya 10% kwa kila shughuli inayowezesha. Kupata kwenye jukwaa kama mtoa huduma hutokea tu baada ya ukaguzi wa kina na timu ya Easeplan. Ambapo watoa huduma hawatimizi mahitaji ya mtumiaji, Easeplan hurejesha pesa kwa mnunuzi baada ya kuthibitisha madai yao. Baada ya pitch yake, aliwasilisha maswali na kupata mapendekezo kutoka kwa watazamaji juu ya mtindo wa biashara na kuhakikisha ubora wa huduma. Olamide Bamiro ndiye aliyefuata, akianzisha Michezo ya Kubahatisha ya Steelers. Ingawa hakutaka kufichua mchezo wa mwanzo kuanza, alisema kuwa lengo lilikuwa kuunda michezo ya kielimu ambayo inaweza kuchezwa kwenye vifaa vya rununu na watumiaji wa kila rika. Inapozinduliwa, kampuni inatarajia kupata pesa kwa kuweka matangazo ndani ya mchezo, kutoza ada ya usajili na kuwezesha malipo ya ndani ya programu. Kama Clinton, Bamiro aliwasilisha maswali kutoka kwa watazamaji, huku mengi yao yakihusu maoni yake kwamba kuunda MVP hakufai kwa sekta ya michezo ya kubahatisha. Walakini, Azodo alisema kuwa bidhaa zote zinaweza kuwa na MVP, kwani lengo halikuwa ukamilifu, lakini kutatua hitaji muhimu. Pitch Friday hufanyika kila Ijumaa ya pili ya mwezi, na unaweza kujiandikisha kuhudhuria au kuanzisha uanzishaji wako kwa kufuata kiungo hiki.","Àwọn ẹ̀kọ́ lórí kíkọ́ MVP níbi Ìpàtẹ èrò Ilé-iṣẹ́ Ọjọ́ Ẹtì Àwọn èrò rọrùn láti rí, ó sì dàbí ẹni pé gbogbo ènìyàn tí wọ́n mọ nípa àwùjọ ilé-iṣẹ́ àdìdelẹ̀ ní èrò tí wọ́n rò pé yóò di ńlá bí Facebook. Ṣùgbọ́n bìlísì wà nínú àgbékalẹ̀, àti ìkọjá láti èrò sí ọjà jẹ́ àgbékalẹ̀ tí ó le púpọ̀ fún ọ̀pọ̀ àwọn olùdásílẹ̀. Láti mú kí ìgbésẹ̀ yìí rọrùn, a máa ń gba àwọn olùdásílẹ̀ ní ìmọ̀ràn láti bẹ̀rẹ̀ pẹ̀lú ọjà kékeré tí ó lè ṣe àṣeyọrí, tí a tún mọ̀ sí MVP. Product Plan ki MVP bí ""ọjà tí ó ní àwọn àbùdá tí ó tó láti fa àwọn oníbàárà aṣàmúlò ìbẹ̀rẹ̀ mọ́ra kí ó sì jẹ́rìí èrò ọjà kan ní ìbẹ̀rẹ̀ ní àsìkò ìdàgbàsókè ọjà náà."" Kíkọ́ MVP jẹ́ kókó ọ̀rọ̀ àgbékalẹ̀ níbi Ìpàtẹ èrò Ilé-iṣẹ́ Ọjọ́ Ẹtì. Nnamdi Azodo, alákòóso ọjà kan ní Mastercard, àti olùdarí ìpín náà, bẹ̀rẹ̀ pẹ̀lú ọ̀rọ̀ kan tí ó rọrùn fún àwọn olùgbọ́: ẹ ní àfojúsùn ńlá ṣùgbọ́n bẹ̀rẹ̀ láti kékeré. ""Ẹ ní gbogbo àwọn èrò ńlá. Ẹ ronú nípa bí ẹ ṣe lè yanjú gbogbo àwọn ìṣòro ayé àti bí ẹ ṣe lè ṣe àyípadà ayé, ṣùgbọ́n ẹ bẹ̀rẹ̀ láti kékeré. Bí ẹ kò bá ṣe bẹ́ẹ̀, ẹ máa fàbọ̀ sí ìtẹ̀síwájú láti máa kẹ́kọ̀ọ́ sá. Kín ni ẹ̀ka ọjà yín tí ó rọrùn jùlọ tí yóò yanjú púpọ̀ àwọn àìní àwọn aṣàmúlò yín. Nígbà tí ó ń pín ìrírí rẹ̀ gẹ́gẹ́ bí ọ̀kan lára àwọn ọmọ ẹgbẹ́ olùdásílẹ̀ ẹgbẹ́ ALAT, ó ṣàlàyé pé àwọn olùdásílẹ̀ lè rí ara wọn tí wọ́n ń ṣe àfikún ọ̀pọ̀lọpọ̀ àwọn àbùdá sí ọjà kan láti ìbẹ̀rẹ̀. Àmọ́ sá, àfojúsùn kíkọ́ MVP gbọ́dọ̀ jẹ́ yíyanjú ìṣòro kan pàtàkì kí wọ́n sì gba àríwísí aṣàmúlò. Lẹ́yìn ìpín Azodo, a kọjá sí ìpàtẹ àwọn ilé-iṣẹ́ àdìdelẹ̀. Easeplan, ilé-iṣẹ́ àdìdelẹ̀ aṣàkóso ètò tí Ekekenta Clinton àti Caleb Benjamin jùlọ dá sílẹ̀. Ṣíṣe àgbékalẹ̀ ètò kan máa ń pè fún kí ẹ ṣe adarí onírúurú àwọn ìgbésẹ̀. E lè nílò láti wá ibùdó kan tàbí àwọn olọ́jà láti pèsè àwọn èròjà pàtàkì. Easeplan rí i dájú pé gbogbo àwọn iṣẹ́ wọ̀nyí wà lórí ìkànnì kan. Àwọn aṣàmúlò lè forúkọsílẹ̀ gẹ́gẹ́ bí aṣàmúlò tàbí gẹ́gẹ́ bí alámọ̀já tí wọ́n fẹ́ ṣe iṣẹ́. Lẹ́yìn ìgbàwọlé, wọ́n bẹ̀rẹ̀ láti máa ṣe àwọn iṣẹ́ tàbí gba àwọn alámọ̀já ètò. Easeplan ń pèsè owó 10% fún ìdúnàádúrà kọ̀ọ̀kan tí ó bá darí. Wíwà lórí ìkànnì náà gẹ́gẹ́ bí olùpèsè iṣẹ́ lè wáyé lẹ́yìn àwọn ìwádìí gbígbòòrò láti ọwọ́ ikọ̀ Easeplan. Níbi ti àwọn olùpèsè iṣẹ́ kò bá ti ní àwòmọ́ tí aṣàmúlò kan ń wá, Easeplan yóò dá owó padà fún òǹrajà náà lẹ́yìn tí wọ́n bá ti jẹ́rìí àwọn àhesọ rẹ̀. Lẹ́yìn ìpàtẹ rẹ̀, ó dáhùn àwọn ìbéèrè ó sì gba àwọn àbá láti ọwọ́ àwọn olùgbọ́ lórí ìlànà okòwò náà àti àrídájú iṣẹ́ tí ó péye. Olamide Bámiro ni ó kàn, ó pàtẹ Steelers Gaming. Bí ó tilẹ̀ jẹ́ pé kò nífẹ̀ẹ́ láti ṣe àfihàn eré ayò kìíní ilé-iṣẹ́ àdìdelẹ̀ náà, ó fìdí rẹ̀ múlẹ̀ pé àfojúsùn wọn ni láti ṣẹ̀dá àwọn eré ayò ìkẹ́kọ̀ọ́ tí ènìyàn lè ṣe lórí àwọn ẹ̀rọ-ìbánisọ̀rọ̀ fún àwọn aṣàmúlò èyíkéyìí ọjọ́ orí. Nígbà tí wọ́n ṣe ìfilọ́lẹ̀ rẹ̀, ilé iṣẹ́ náà ní ìrètí láti pawó nípa fífi ìpolówó ọjà sí àárín eré ayò náà, gbígba owó ìṣàbápín, àti fífi ààyè gba ìsanwó orí ohun èlò ẹ̀rọ. Bí Clinton, Bámiro dáhùn àwọn ìbéèrè láti ọwọ́ àwọn olùgbọ́, pẹ̀lú púpọ̀ nínú wọn tí wọ́n ní í ṣe pẹ̀lú èrò rẹ̀ pé ṣíṣe àgbékalẹ̀ ọjà kékeré tí ó lè ṣe àṣeyọrí MVP kò tọ̀nà fún ẹ̀ka eré ayò. *Àmọ́ sá, Azodo tọ́ka sí i pé gbogbo ọjà lè ní ọjà kékeré tí ó lè ṣe àṣeyọrí MVP, níwọ̀n ìgbà tí àfojúsùn náà kì í ṣe àṣepé, ṣùgbọ́n yíyanjú ìṣòro pàtàkì kan. Ọjọ́ Ẹtì Ìpàtẹ Ilé iṣẹ́ máa ń wáyé ní Ọjọ́ Ẹtì kejì kejì gbogbo oṣù, ẹ sì lè forúkọsílẹ̀ láti darapọ̀ tàbí kí ẹ pàtẹ ilé iṣẹ́ àdìdelẹ̀ yín nípa títẹ̀lé ìlà àsopọ̀ yìí.","Izifundo zendlela yokwakha iMVP ngePitch Friday Imibono iyi-dime yeshumi nambili, futhi cishe zonke iziqalo zinombono abacabanga ukuthi uzoba mkhulu njengo-Facebook. Kodwa udeveli usekubulaweni, futhi ukusuka embonweni uye emkhiqizweni kuyisiphakamiso esinzima kwabaningi abangaba abasunguli. Ukwenza lolu hlelo lube lula, abasunguli bavame ukululekwa ukuthi baqale ngomkhiqizo omncane osebenzayo, owaziwa nangokuthi iMVP. Uhlelo Lomkhiqizo luchaza iMVP ngokuthi ""umkhiqizo onezici ezanele zokuheha amakhasimende asekuqaleni futhi uqinisekise umbono womkhiqizo kusenesikhathi somjikelezo wokuthuthukiswa komkhiqizo."" Ukwakha iMVP kube yisihloko esethulweni ngoPitch Friday. UNnamdi Azodo, umphathi womkhiqizo kwaMastercard, kanye nomqondisi weseshini, uqale ngomlayezo olula oya ezithamelini: cabanga kakhulu kodwa qala kancane. “Yibani nemibono emihle. Cabanga ngendlela yokuxazulula zonke izinkinga zomhlaba futhi uguqule umhlaba, kodwa qala kancane. Uma ungenjalo, uzoqhubeka nokwakha. Iyiphi inguqulo elula yomkhiqizo wakho ezoxazulula izidingo ezicindezela kakhulu zabasebenzisi bakho?"" Ebelana ngolwazi lwakhe njengelungu elisungula ithimba le-ALAT, wachaza ukuthi abasunguli bangazithola kalula bengeza izici ezengeziwe kumkhiqizo kusukela ekuqaleni. Nokho, umgomo wokwakha iMVP kufanele kube ukuxazulula inkinga ebalulekile futhi uthole impendulo yomsebenzisi. Ngemuva kweseshini ye-Azodo, sidlulele ezindaweni zokuqalisa. I-Easeplan, isiqalo sokuphatha umcimbi esasungulwa ngokuhlanganyela u-Ekekenta Clinton noCaleb Benjamin. Ukuhlela umcimbi ngokuvamile kudinga ukuthi uhlanganise izinqubo ezimbalwa. Ungase udinge ukuthola indawo noma abathengisi ukuze unikeze izinto ezithile. I-Easeplan iqinisekisa ukuthi zonke lezi zinsizakalo zifinyeleleka endaweni eyodwa. Abasebenzisi bangabhalisa njengabasebenzisi noma njengezingcweti ezifuna ukuletha isevisi. Ngemuva kokuqinisekiswa, baqala ukuhlinzeka ngezinsizakalo noma ukuqasha ochwepheshe bomcimbi. I-Easeplan ikhokhisa ikhomishini engu-10% kukho konke okwenziwayo ekusizayo. Ukufika endaweni yesikhulumi njengomhlinzeki wesevisi kwenzeka kuphela ngemva kokuhlolwa okubanzi kwethimba le-Easeplan. Uma abahlinzeki besevisi bengahlangabezani nezimfuneko zomsebenzisi, i-Easeplan ikhipha imbuyiselo kumthengi ngemva kokuqinisekisa izimangalo zabo. Ngemva kwenkulumo yakhe, uphendule imibuzo futhi wathola izincomo ezivela ezilalelini mayelana nemodeli yebhizinisi nokuqinisekisa izinga lesevisi. U-Olamide Bamiro ubelandela, equkethe iSteelers Gaming. Yize engathandanga ukudalula umdlalo wokuqala kwabasaqalayo, uthe inhloso yakhe wukwenza imidlalo yokufundisa edlalwa kumaselula ngabasebenzisi bayo yonke iminyaka. Lapho yethulwa, inkampani inethemba lokuyenza imali ngokubeka izikhangiso ezingaphakathi kwegeyimu, ikhokhise inkokhelo yokubhaliselwe, kanye nokuvumela izinkokhelo zangaphakathi nohlelo. NjengoClinton, uBamiro waphendula imibuzo evela ezilalelini, eziningi zazo ezazihambisana nombono wakhe wokuthi ukudala iMVP kwakungalungile emkhakheni wezemidlalo. Kodwa-ke, i-Azodo ibonise ukuthi yonke imikhiqizo ingaba neMVP, njengoba umgomo wawungekhona ukuphelela, kodwa ukuxazulula isidingo esibalulekile. IPitch Friday ibanjwa njalo ngoLwesihlanu lwesibili lwenyanga, futhi ungabhalisa ukuze uthamele noma uqalise ukuqalisa kwakho ngokulandela lesi sixhumanisi."
+ቦሱን ቲጃኒ የኮሙኒኬሽን፣ ፈጠራ እና የዲጂታል ኢኮኖሚ ሚኒስትር ሆኖ በመረጋገጡ ከፊት ለፊት ያሉ ከባድ ስራዎች የቴክኖሎጂ ሥራ ፈጣሪ እና የ ሲሲሃብ ተባባሪ መስራች ቦሱን ቲጃኒ የናይጄሪያ የግንኙነት፣ የፈጠራ እና ዲጂታል ኢኮኖሚ ሚኒስትር ሆነው ተሹመዋል። የእሱ ሹመት፣ ከጥቂቶች በስተቀር፣ በፕሬዚዳንት ቲኑቡ አዲስ በተዘጋጀው የሚኒስትሮች ካቢኔ ውስጥ በጣም አስፈላጊ የሆነውን የኢንዱስትሪ ልምድ ይተነፍሳል። ቲጃኒ ወደዚህ አዲስ ቦታ ሲገባ ፣ እሱ በግንባታ ከረዳው የቴክኖሎጂ ጅምር ሥነ-ምህዳር በላይ የሚያልፉ ተከታታይ የማይታዩ ፈተናዎች ገጥመውታል። የቦሱን ቲጃኒ የቴክኖሎጂ ጉዞ አካዳሚ እና ኢንደስትሪን ያካልላል። የእሱ ጠንካራ የአካዳሚክ ዳራ በኮምፒውተር ሳይንስ ዲፕሎማ፣ ቢ.ኤስ.ሲ. ከጆስ ዩኒቨርሲቲ በኢኮኖሚክስ፣ በዋርዊክ ቢዝነስ ት/ቤት ማስተርስ፣ እና ከሌስተር ዩኒቨርሲቲ በፈጠራ እና ኢኮኖሚ ልማት ፒኤችዲ። ቲጃኒ ለቴክኖሎጂ ቦታ ትልቅ አስተዋፅዖ አድርጓል። እንደ ሲሲሃብ መሪ ቲጃኒ በያባ ከሚገኝ የአካባቢ ማዕከል ወደ ፓን አፍሪካ ቴክ መፈልፈያ ቀይሮታል፣ ይህም በአህጉሪቱ ያሉ ወጣት ስራ ፈጣሪዎችን አበረታቷል። ለመጀመሪያ ደረጃ መስራቾች በቢሊዮን ኔራ የእድገት ፈንድ ይመራል። እሱ እንደ ማርክ ዙከርበርግ የናይጄሪያ የመጀመሪያ ጉብኝት እና ከቢል ጌትስ ጋር መገናኘትን የመሳሰሉ ታሪካዊ ክስተቶችን አስተባብሯል። የእርሱ ታሪካዊ ቀጠሮ ግን ተከታታይ ልዩ ፈተናዎችን ያቀርባል። የቢሮክራሲያዊ ቀይ ቴፕ ማሰስ የቲጃኒ ፈጣን ጅምር ዳራ በናይጄሪያ ካለው ውስብስብ የመንግስት ስርዓት ጋር ይቃረናል። ከሂደት እስከ ንግግር ሁሉም ነገር በጣም...የተለያየ ነው። በብዙ ዴሞክራሲያዊ ማህበረሰቦች ናይጄሪያን ጨምሮ ግልፅ የመንግስት ትችት እንደ መሰረታዊ መብት ነው የሚታየው ነገርግን ትችቱ እንዴት እንደሚቀበል ይለያያል። ቲጃኒ በሴኔቱ የሚኒስትሮች ማጣሪያ ወቅት ላለፉት ወሳኝ ትዊቶች ይቅርታ መጠየቅ ነበረበት። ሥርዓቱን የመረዳት አቅሙ፣ ከተለያዩ ፍላጐቶች ጋር ከፖለቲከኞች እና ከሲቪል ሠራተኞች ጋር ግንኙነትን የመገንባት እና የፈጠራ ሃሳቦችን ወደ ተግባራዊ የሚሆኑ ፖሊሲዎች የመተርጐም ችሎታው ቍልፍ ተግዳሮቶች ናቸው፡፡ የናይጄሪያ ፕሬዚደንት የጀማሪ ሂሳቡን በህግ ተፈራረሙ፡ ለቴክኖሎጂ ኩባንያዎች፣ ባለሀብቶች እና ሰራተኞች ምን ማለት እንደሆነ እነሆ በቴክኖሎጂ ስነ-ምህዳር ዙሪያ የሚጠበቁ ነገሮችን ማስተዳደር የጀማሪው ማህበረሰብ የቲጃኒን ሹመት ባብዛኛው የሚያደንቅ ቢሆንም፣ የናይጄሪያ የቴክኖሎጂ ስነ-ምህዳር አካል ናቸው። በተጨማሪም የዲጂታል ኢኮኖሚን የሚያበረታቱ መሠረተ ልማቶችን ከሚሰጡ ኩባንያዎች ጋር መገናኘት ይኖርበታል፡፡ ቴሌኮም፣ የመረጃ ማእከላት፣ የኬብል አቅራቢዎች፣ የሳተላይት ኢንተርኔት አቅራቢዎች እና ባህላዊ የሎጂስቲክስ ኩባንያዎች። ከቀድሞው ሚኒስትር ኢሳ አሊ ፓንታሚ በተለየ መልኩ ቲጃኒ በአንዳንድ የቴሌኮም ኢንደስትሪ ውስጥ ባሉ ተጫዋቾች እንደ ውጭ ሰው ይታያል። እንደ ዘርፈ-ብዙ የግብር አከፋፈል ፣የመንገድ መብት እና ውድመት ያሉ ጉዳዮች ዘርፉን እያስጨነቁ ያሉት ሲሆን እነዚህን ጉዳዮች እንዴት እንደሚፈታ ለማየት የሁሉም አይኖች እየተመለከቱት ነው። ይሁን እንጂ የውጭ ሰው መሆን አንዳንድ ጥቅሞች አሉት፡፡ ዓለም አቀፍ የቴክኖሎጂ አቅራቢው አይቢኤም በ1993 በትምባሆ ኢንዱስትሪ ውስጥ ልምድ ያለው ሉ ጌርስትነርን ሲያመጡ ይህን አሳይተውታል። ቦሱን ያለውን ሁኔታ ለመቃወም ያንን የውጭ አመለካከት ሊያመጣ ይችላል፡፡ የእሱ መገኘት በጠፈር እና በቴክኖሎጂ ጅምር ላይ ባሉ በርካታ የተመሰረቱ ኩባንያዎች መካከል ትብብርን ሊያሳድግ ይችላል። የእሱ ስልቶች ስኬት በቁልፍ ነገሮች ላይ ይመሰረታሉ፡፡ የመንገድ መብት ክፍያዎች መጨመር ምን ያህል የውሂብ እና የድምጽ ጥሪ ታሪፎችን እንደሚጨምሩ ቁልፍ ፓራስታታሎችን መቆጣጠር፡ ውስብስብ ተግባር የመገናኛ እና የዲጂታል ኢኮኖሚ ሚኒስትር የሚከተሉትን ጨምሮ ፓራስታታሎችን ይቆጣጠራል፡- የናይጄሪያ ግንኙነት ኮሚሽን (ኤንሲሲ) የብሔራዊ መረጃ ቴክኖሎጂ ልማት ኤጀንሲ (ኤንአይቲዲኤ) የናይጄሪያ የፖስታ አገልግሎት (ኒፖስት) ጋላክሲ የጀርባ አጥንት (ጂቢቢ) የናይጄሪያ ግንኙነት ሳተላይት የተወሰነ (ኒግኮምሳት) የናይጄሪያ የማንነት አስተዳደር ኮሚሽን (ኤንአይኤምሲ) ይህ ቁጥጥር ውስብስብ ሥራን ያቀርባል- ልምድ ካላቸው ኃላፊዎች ጋር መስራት፡ በኤንሲሲ፣ኤንአይቲዲኤ እና ኤንአይፒኦኤስቲ ካሉ ልምድ ካላቸው ሰዎች ጋር መተባበር ፈታኝ አይሆንም። ፕሬዚዳንቱ ለእነዚህ ፓራስታታሎች አዳዲስ ኃላፊዎችን ሊሾም ይችላል። እነማን ናቸው እና ቲጃኒ ከአዲሱ አመራር ጋር አብሮ የመስራት አቅም ወሳኝ ሁኔታዎች ይሆናሉ። ቦሱን ከዚህ ቀደም ከተለያዩ የመንግሥት ተቋማት ጋር በመስራት በተለያዩ ኮሚቴዎች ውስጥ በተለያየ ስኬት ማገልገሉ ልብ ሊባል ይገባል። ከውስጥ መስራት የተለየ ፈተና ይሆናል. ጅማሪዎ��� የሚተማመኑባቸው ብዙ መሠረተ ልማቶች፣ እንደ ኢንተርኔት፣ ሎጂስቲክስ እና ዲጂታል መታወቂያ፣ ከእነዚህ ፓራስታታሎች ጋር የተሳሰሩ ናቸው። የቲጃኒ አመራር እና ከእነዚህ አካላት ጋር ያለው ትብብር ለጅምር ሥነ-ምህዳር ሰፊ አንድምታ ይኖረዋል። በእነዚህ ፓራስታሎች ውስጥ የቴክኖሎጂ ፈጠራን በማበረታታት እና የቁጥጥር መረጋጋትን በማስጠበቅ መካከል ትክክለኛውን ሚዛን የመምታት ስስ ዳንስ መጀመር አለበት። የቲጃኒ የኮሙዩኒኬሽን እና የዲጂታል ኢኮኖሚ ሚኒስትር ሆኖ መሾሙ ለናይጄሪያ የቴክኖሎጂ ስነ-ምህዳር ወሳኝ ጊዜ ነው። ነገር ግን፣ ዘርፈ ብዙ ጉዳዮችን ያጋጥመዋል እና የመፍታት አቅሙ የሚኒስትርነት ጊዜውን እና የናይጄሪያውያንን ልምድ ሊያበላሽ ይችላል። ስለእነዚህ ተግዳሮቶች ጠለቅ ያለ ትንታኔ በሚቀጥለው የገጽታ ጽሑፋችን ይጠብቁን። የባለሞያ ግንዛቤዎችን ማቅረብ ከፈለጉ፣ እባክዎን በ emmanuel@techpoint.africa ንገሩኝ።,"Daunting tasks ahead as Bosun Tijani is confirmed minister of communications, innovation, and the digital economy Bosun Tijani, the tech entrepreneur and co-founder of CcHub, has been appointed as Nigeria's Minister of Communications, Innovation, and Digital Economy. His appointment, with a few exceptions, breathes much-needed industry experience into President Tinubu’s newly minted ministerial cabinet. As Tijani steps into this new position, he faces a series of unseen challenges that extend beyond the tech startup ecosystem he helped build. Bosun Tijani's tech journey spans academia and industry. His robust academic background includes a diploma in Computer Science, a B.Sc. in Economics from the University of Jos, a Master's from Warwick Business School, and a PhD in Innovation and Economic Development from the University of Leicester. Tijani has made significant contributions to the tech space. As CcHUB’s leader, Tijani transformed it from a local hub in Yaba to a pan-African tech incubator, empowering young entrepreneurs across the continent. He leads a billion naira growth fund for early-stage founders. He's orchestrated landmark events, such as Mark Zuckerberg's first visit to Nigeria and a meetup with Bill Gates. His landmark appointment, however, presents a series of unique challenges. Navigating Bureaucratic Red Tape Tijani's fast-paced startup background contrasts with the complex government system in Nigeria. Everything from process to speech is quite...different. In many democratic societies, Nigeria included, open government criticism is seen as a fundamental right, but how the critique is received varies. Tijani has already had to apologise for past critical tweets during the senate ministerial screening. His ability to understand the system, build relationships with politicians and civil servants with different interests, and translate innovative ideas into policies that will actually be implemented are key challenges. Nigeria's President signs startup bill into law: Here's what it means for tech companies, investors, and employees Managing expectations across the tech ecosystem While the startup community largely applaud Tijani’s appointment, they’re just a part of Nigeria’s technology ecosystem. He will also have to deal with the companies providing the infrastructure that powers the digital economy. Telecoms, data centres, cable providers, satellite internet providers, and traditional logistics companies. Unlike the previous minister, Isa Ali Pantami, Tijani is seen as an outsider by some players in the telecom industry. Issues such as multiple taxation, right of way, and vandalism currently plague the sector, and all eyes will be on him to see how he resolves these issues. There is, however, some benefit to being an outsider. Global technology provider, IBM, showed this in 1993 when they brought in Lou Gerstner, who had a background in the tobacco industry. Bosun could bring in that outsider perspective to challenge the status quo. His presence could foster a synergy between several established companies in the space and tech startups. The success of his strategies will lie in a key component. How increased Right of Way charges could raise data and voice call tariffs Overseeing key parastatals: A complex task The minister of communications and the digital economy oversees parastatals including: Nigerian Communication Commission (NCC) National Information Technology Development Agency (NITDA) Nigerian Postal Service (NIPOST) Galaxy backbone (GBB) Nigerian Communications Satellite Ltd (NigComSat) Nigerian Identity Management Commission (NIMC) This oversight presents a complex task: Working with Experienced Heads: Collaborating with experienced figures at the NCC, NITDA and NIPOST is not going to be challenging. The President may appoint new heads for these parastatals. Who they are, and Tijani's ability to work with the new leadership will be critical factors. It’s worth noting that Bosun has worked with various government parastatals and served in committees in the past to varying degrees of success. Working from inside will be a different test. Many infrastructures that startups rely on, such as the Internet, logistics, and digital identity, are tied to these parastatals. Tijani's leadership and collaboration with these entities will have far-reaching implications for the startup ecosystem. He will have to embark on the delicate dance of striking the right balance between encouraging technological innovation within these parastatals and maintaining regulatory stability. Tijani's appointment as Minister of Communications and Digital Economy is a landmark moment for Nigeria's tech ecosystem. However, he faces multifaceted issues and his ability to resolve them could make or mar his time as minister, and the experience for Nigerians. Stay tuned for a deeper analysis of these challenges in our upcoming feature article. If you would love to offer expert insights, please hit me at emmanuel@techpoint.africa.","Tarin ayyuka na gaba, yayinda aka tabbatar da Bosun Tijani a matsayin ministan sadarwa da, sabbin ƙirƙira da tattalin arziɗin zamani. Bosun Tijani, ɗan kasuwa a fannin fasahar zamani kuma wanda aka kafa CcHub tare dashi, an naɗa shi ministan sadarwa, sabbin ƙirƙira da tattalin arziɗin zamani na Nan. Naɗin nashi, in ka cire wasu abubuwa, ya busa ruhin da ake tsananin buƙata na gogewar masana'anta a cikin ƙunshin gwamnatin shugaba Tinubu. Yayinda Tijani ya shiga sabon matsayin sa, zai fuskanci jerin wasu ɓoyayyun ƙalubale da suka wuce sabbin kamfanoni sahar da ya taimaka wajen ginawa. Tafiyar fasaha ta Bosun Tijani ta haɗa da karatu da masana'anta. Tarinn ilimin da ya samu ya haɗa da diploma a Computer Science, da kuma digirin B. Sc. a tattalin arziƙi daga jami'ar Jos, yayi digirin mastas daga Wrwick Business School, da kuma digirin digirgir (PhD) a fannin Sabbin ƙirƙira da bunƙasa Tattalin Arziƙi daga University of Leicester. Tijani ya bada gagarumar gudummawa a farfajiyar fasaha. A matsayin shugaban CcHUB, Tijani ya sauya shi daga ƙaramin kamfani a unguwar Yaba, izuwa kamfanin da ya karaɗe Afrika, inda yake tallafawa matasan ɗan kasuwa a faɗin yankin Afrika. Ya jagoranci tara biliyoyin Nairori don bunƙasa masu kamfanonin da suke a matakin farko-farko. Ya shirya manyan taruka, irin su ziyarar Mark Zuckerberg ta farko a Najeriya, da kuma haɗuwa da Bill Gates. Wannan gagarumin naɗi nasa, duk da haka, ya yazo da wasu jerin wasu ƙalubale na musamman. Duba Dokoki Masu Tsauri na Gadara Tushen saurin kafuwar sabon kamfanin na Tijani yasha bamban da tsarin gwamnatin Najeriya mai wahala. Komai da komai daga hanyar bi zuwa jawabai yasha bamban. A al'ummomi masu dayawa masu dimokuraɗiyya, Najeriya na ciki, ƙalubalantar gwamnati a fili ana ganin shi a matsayin wani ‘yanci, amma ya aka karɓi ƙalubalen yasha bamban. Tijani ya riga da ya bada haƙuri game da wallafe-wallafen da yayi a baya a shafin Twitter. Samun fahimtar tsarin da yayi, ya gina masa alaƙa da ɗan siyasa da ma'aikata masu buƙatu iri-iri, ya kuma sauya sabbin dabaru izuwa ƙudirorin da za a iya ɗabbaƙawa wasu manyan ƙalubale ne. Shugaban ƙasar Najeriya sanyawa dokar kafa sabbin kamfanoni hannu: Ga abinda hakan ke nufi ga kamfanonin fasaha, masu zuba jari, da masu ɗaukar aiki Kula da tsammanin da ake dashi a faɗin ɓangaren fasaha. Yayin da mutanen ɓangaren sabbin kamfanoni ke jinjinawa naɗin na Tijani, suma wani ɓangare ne kawai na ɓangaren fasahar zamani ta Najeriya. Zai kuma sha fama da kamfanonin da ke samar da kayan more rayuwa dake ƙarfafar tattalin arziɗin zamani. Kamfanonin sadarwa, santocin data, masu samar da cable, masu samar da intanet ɗin setilayit, da kuma na gargajiya dake samar kayan aiki. Ba kamar ministan da ya gabata ba, Isa Ali Pantami, Tijani wasu na masa kallon baƙo a masana'antar sadarwa. Matsaloli irin na biyan haraji fiye da sau ɗaya, ɗancin hanya, da kuma ɓarna a hanzu sun zamewa sashin annoba, kjma duk idanu zasj koma kan sa don ganin ta yaya zai warware waɗannan matsaloli. Har ila yau dai akwai wasu alfanu na zamowa a gefe. Kamfanin samar da kayan fasahar zamani, IBM, ya nuna wannan a shekarar 1993 lokacin da suka shigo da Lou Gerstner, wanda yake da ilimi a masana'antar taba sigari. Bosun zai iya kawo wata fahimta ta waje don ƙalubalantar matsayin da ake kai. Kasancewar sa zata samarda wani daidaito tsakanin kafaffun kamfanoni masu yawa a sahar da kuma sabbin kamfanoni. Nasarar dabarun sa zasu dogara ne akan muhimmin sashe. Ta yaya harajin kamfanonin sadarwa da aka ƙara zai iya ƙara kuɗin data dana kiran murya. Sa ido akan muhimman hukumomin gwamnati: Aiki mai wahala. Ministan na sadarwa da tattalin arziɗin zamani zai sa ido kan wasu hukumomin gwamnati da suka haɗa da: Hukumar Sadarwa Ta Najeriya (NCC). Hukumar Bunƙasa Fasahar Sadarwar Zamani ta ƙasa, (NITDA), Hukumar Kula da Gidajen Waya ta ƙasa (NIPOST) Galaxy backbone (GBB) Hukumar Kula da Tauraron ɗan Adam (NigComSat). Hukumar Kula da Shaidar Zama ɗan ƙasa (NIMC). Wannan sa idon zai zo da ayyuka masu wahala: Aiki Tare da ƙwararrun Shuagabannin Ma'aikatun: Haɗa hannu da ƙwararrun sanannu a hukumomin NCC, NITDAda NIPOST ba zai zama ƙalubale ba. Shugaban ƙasar kan iya naɗa wasu shugabannin ga waɗannan hukumomi. Su waye su, iyawar Tijani na iya yin aiki tare da sabbin shugabannin zai iya zama dalilai masu muhimmanci. Ya dace a gane cewa Bosun yayi aiki hukumomin gwamnati daban-daban, ya kuma yi aiki a kwamitoci da aka cimma nasarori mabambanta a baya. Aiki daga ciki zai zama wani ƙalubale na daban. Ababen more rayuwa da yawa da sabbin kamfanoni kan dogara dasu irinsu intanet, dabarun aiki, da shaidar fasaha suna haɗa da waɗannan ma'aikatu. Shugabcin Tijani da haɗakar sa da waɗannan ma'aikatu zai yi babban tasiri ga sahar kafa sabbin kamfanoni. Dole ne ya taka rawar da ta dace wajen daidaita tsakanin ƙarfafa sabuwar ƙirƙirar fasaha a tsakanin waɗannan hukumomi, da kuma lallaɓa kula da jin daɗin hukumar dake sa ido. Naɗin Tijani a matsayin ministan sadarwa da tattalin arziɗin zamani wani lokacin ci gaba ne ga sahar fasahar Najeriya. Sai dai, zai fuskanci ƙalubale masu fuskoki da dama, kuma iya warware su zai iya ƙawata ko munana lokacin sa a matsayin minista, da kuma gogewa ga ɗan Najeriya. Ci gaba da kasancewa damu don ƙara zuzzurfan nazarin waɗannan ƙalubalen a cikin rubuce-rubucen mu na gaba. Idan kana son bada shawara a matsayin ?wararre, dan Allah tuntuɓe ni a emmanuel@techpoint.africa.","Kazi kubwa mbeleni Bosun Tijani akithibitishwa kuwa waziri wa mawasiliano, uvumbuzi, na uchumi wa kidijitali Bosun Tijani, mjasiriamali wa teknolojia na mwanzilishi mwenza wa CcHub, ameteuliwa kuwa Waziri wa Mawasiliano, Ubunifu na Uchumi wa Kidijitali wa Nigeria. Uteuzi wake, isipokuwa wachache, unaibua tajriba inayohitajika sana katika baraza la mawaziri jipya la Rais Tinubu. Tijani anapoingia katika nafasi hii mpya, anakabiliwa na msururu wa changamoto zisizoonekana ambazo zinaenea zaidi ya mfumo ikolojia wa uanzishaji wa teknolojia aliosaidia kujenga. Safari ya teknolojia ya Bosun Tijani inahusu taaluma na tasnia. Asili yake thabiti ya kitaaluma ni pamoja na diploma katika Sayansi ya Kompyuta, B.Sc. katika Uchumi kutoka Chuo Kikuu cha Jos, Shahada ya Uzamili kutoka Shule ya Biashara ya Warwick, na Shahada ya Uzamivu katika Ubunifu na Maendeleo ya Kiuchumi kutoka Chuo Kikuu cha Leicester. Tijani ametoa mchango mkubwa katika anga ya teknolojia. Kama kiongozi wa CcHUB, Tijani aliibadilisha kutoka kitovu cha ndani huko Yaba hadi incubator ya kiteknolojia ya Kiafrika, kuwawezesha wajasiriamali wachanga katika bara zima. Anaongoza hazina ya ukuaji wa naira bilioni kwa waanzilishi wa hatua za mwanzo. Amepanga matukio muhimu, kama vile ziara ya kwanza ya Mark Zuckerberg nchini Nigeria na mkutano na Bill Gates. Uteuzi wake wa kihistoria, hata hivyo, unatoa msururu wa changamoto za kipekee. Kuabiri Mkanda Mwekundu wa Urasimi Asili ya uanzishaji wa kasi ya Tijani inatofautiana na mfumo tata wa serikali nchini Nigeria. Kila kitu kutoka kwa mchakato hadi hotuba ni tofauti kabisa. Katika jamii nyingi za kidemokrasia, Nigeria ikiwa ni pamoja na, ukosoaji wa wazi wa serikali unaonekana kama haki ya kimsingi, lakini jinsi ukosoaji huo unavyopokelewa hutofautiana. Tijani tayari amelazimika kuomba radhi kwa tweets muhimu za siku za nyuma wakati wa mchujo wa mawaziri wa seneti. Uwezo wake wa kuelewa mfumo, kujenga uhusiano na wanasiasa na watumishi wa umma wenye maslahi tofauti, na kutafsiri mawazo ya kibunifu katika sera ambazo hakika zitatekelezwa ni changamoto kuu. Rais wa Nigeria atia saini mswada wa kuanza kuwa sheria: Hii ndiyo maana kwa makampuni ya teknolojia, wawekezaji na wafanyakazi Kusimamia matarajio katika mfumo ikolojia wa teknolojia Wakati jumuiya ya waanzishaji kwa kiasi kikubwa inapongeza uteuzi wa Tijani, wao ni sehemu tu ya mfumo wa teknolojia wa Nigeria. Pia atalazimika kushughulika na kampuni zinazotoa miundombinu inayoimarisha uchumi wa kidijitali. Telecom, vituo vya data, watoa huduma za kebo, watoa huduma za mtandao wa setilaiti, na makampuni ya kitamaduni ya vifaa. Tofauti na waziri aliyepita, Isa Ali Pantami, Tijani anaonekana kuwa mgeni na baadhi ya wahusika katika tasnia ya mawasiliano. Masuala kama vile kutoza kodi nyingi, haki ya njia, na uharibifu kwa sasa yanakumba sekta hii, na macho yote yatakuwa kwake kuona jinsi anavyosuluhisha masuala haya. Walakini, kuna faida fulani ya kuwa mgeni. Mtoa huduma wa teknolojia ya kimataifa, IBM, alionyesha hili mwaka wa 1993 walipomleta Lou Gerstner, ambaye alikuwa na historia katika sekta ya tumbaku. Bosun anaweza kuleta mtazamo huo wa nje ili kupinga hali ilivyo. Uwepo wake unaweza kukuza ushirikiano kati ya makampuni kadhaa imara katika nafasi na startups tech. Mafanikio ya mikakati yake yatalala katika kipengele muhimu. Jinsi ongezeko za gharama za Right of Way zinavyoweza kuongeza ushuru wa data na simu za sauti Kusimamia mashirika muhimu ya umma: Kazi ngumu Waziri wa mawasiliano na uchumi wa kidijitali anasimamia mashirika ya umma ikiwa ni pamoja na: Tume ya Mawasiliano ya Nigeria (NCC) Wakala wa Kitaifa wa Maendeleo ya Teknolojia ya Habari (NITDA) Huduma ya Posta ya Nigeria (NIPOST) Uti wa mgongo wa Galaxy (GBB) Satellite ya Mawasiliano ya Nigeria Ltd (NigComSat) Tume ya Kusimamia Vitambulisho vya Nigeria (NIMC) Uangalizi huu unawasilisha kazi ngumu: Kufanya kazi na Wakuu Wenye Uzoefu: Kushirikiana na wataalamu wenye uzoefu katika NCC, NITDA na NIPOST hakutakuwa na changamoto. Rais anaweza kuteua wakuu wapya wa mashirika haya ya umma. Wao ni akina nani, na uwezo wa Tijani kufanya kazi na uongozi mpya utakuwa mambo muhimu. Inafaa kukumbuka kuwa Bosun amefanya kazi na mashirika mbalimbali ya serikali na alihudumu katika kamati hapo awali kwa viwango tofauti vya mafanikio. Kufanya kazi kutoka ndani itakuwa mtihani tofauti. Miundombinu mingi ambayo waanzishaji hutegemea, kama vile Mtandao, vifaa, na utambulisho wa kidijitali, hufungamanishwa na mashirika haya ya umma. Uongozi wa Tijani na ushirikiano wa vyombo hivi utakuwa na athari kubwa kwa mfumo wa ikolojia wa kuanzia. Atalazimika kuanza kucheza densi maridadi ya kuweka uwiano sawa kati ya kuhimiza uvumbuzi wa kiteknolojia ndani ya mashirika haya na kudumisha utulivu wa udhibiti. Uteuzi wa Tijani kama Waziri wa Mawasiliano na Uchumi wa Dijitali ni wakati muhimu kwa mfumo wa kiteknolojia wa Nigeria. Hata hivyo, anakabiliwa na masuala mengi na uwezo wake wa kuyatatua unaweza kufanya au kuharibu muda wake kama waziri, na uzoefu kwa Wanigeria. Endelea kuwa nasi kwa uchambuzi wa kina wa changamoto hizi katika makala yetu yajayo. Ikiwa ungependa kutoa maarifa ya kitaalam, tafadhali nipigie kwa emmanuel@techpoint.africa.","Àwọn iṣẹ́ apániláyà níwájú bí wọ́n ṣe kéde Bosun Tijani gẹ́gẹ́ bí mínísítà fún ìbáraẹnisọ̀rọ̀, àtinúdá ọ̀tun, àti ọrọ̀ ajé orí ẹ̀rọ. Bosun Tijani, onísòwò ìmọ̀ ẹ̀rọ àti olùjùmọ̀ṣèdásílẹ̀ CcHub, ni wọ́n ti yàn gẹ́gẹ́ bí Mínísítà fún Ìbáraẹnisọ̀rọ̀, Àtinúdá ọ̀tun, àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ. Ìyànsípò rẹ̀, yàtọ̀ fún àwọn kùdìẹ̀kudiẹ díẹ̀, mú kí ìrírí ilé-iṣẹ́ tí ó yẹ wọ inú àjọ ìjọba tí Ààrẹ Tinubu ṣẹ̀ṣẹ̀ fs) fi lólẹ̀. Bí Tijani set ń wọ inú ipò tuntun yìí, ó ń kojú onírúurú àwọn ìṣòro àìrí tí ó gbòòrò kọjá àwùjọ ilé-iṣẹ́ àdìdelẹ̀ tí ó ṣe ìrànlọ́wọ́ láti dá sílẹ̀. Ọwọ́jà ìrìnàjò ìmọ̀ ẹ̀rọ Bosun Tijani tàn wọnú iṣẹ́ akadá àti ilé-iṣẹ́. Ìmọ̀ ìpìlẹ̀ rẹ̀ tí ó gbòòrò ni a ti rí dípúlómà nínú Ìmọ̀ sáyẹ́ńsì ẹ̀rọ-ayára-bí-àsá, òye Bí-ẹ́ẹ́-Siì. nínú Ẹ̀kọ́ Ọrọ̀ ajé láti University of Jos, oyè Ọ̀gá láti Warwick Business School, àti Oyè ọ̀mọ̀wé nínú Àtinúdá ọ̀tun àti Ìdàgbàsókè Ọrọ̀ ajé láti University of Leicester. Tijani ti kó àwọn ipa pàtàkì nínú àwùjọ ìmọ̀ ẹ̀rọ. Gẹ́gẹ́ bí olùdarí CcHUB, Tijani ṣe àyípadà rẹ̀ kúrò ní ibùdó abẹ́lé ní Yaba di ibùdó ìmọ̀-ọ́nṣe ìṣọ̀kan Áfríkà, tí ó ń ṣe ìrónilágbára fún àwọn oníṣòwò káàkiri ilẹ̀ náà. Ó síwájú ìdàgbàsókè oníbílíọ́nù náírà owó ìrànwọ́ fún àwọn olùdásílẹ̀ àdìdelẹ̀. Ó ṣe àgbékalẹ̀ àwọn ètò pàtàkì, bí àbẹ̀wò àkọ́kọ́ Mark Zuckerberg sí orílẹ̀-èdè Nigeria àti ìpàdé pẹ̀lú Bill Gates. Bí ó tilẹ̀ jẹ́ pé, ìyànsípò rẹ̀ tí ó ní àpẹẹrẹ, ní onírúurú àwọn ìṣòro àrà ọ̀tọ̀. Àjọṣepọ̀ pẹ̀lú òṣùwọ̀n àwọn Olóṣèlú Ìrírí ayákánkán Tijani pẹ̀lú ilé-iṣẹ́ àdìdelẹ̀ jẹ́ ìdàkejì ètò ìṣèjọba tí ó fẹjú ní Nigeria. Gbogbo nǹkan láti orí ètò dórí ọ̀rọ̀ ni ó yàtọ̀...gédégbé. Ní ọ̀pọ̀lọpọ̀ àwọn àwùjọ àwaarawa, nínú èyí tí Nigeria wà, ibẹnuàtẹ́lu ìjọba ní gbangba ní wọ́n máa ń rí bí ẹ̀tọ́ pàtàkì, ṣùgbọ́n bí wọn yóò ṣe gba ìbẹnuàtẹ́lù náà yàtọ̀ síra. Tijani ti ní láti tọrọ àforíjìn fún àtẹ̀jáde Twitter lásìkò àyẹ̀wò sípò mínísítà ilé ìgbìmọ̀ aṣòfin àgbà. Akitiyan rẹ̀ láti lóye ètò, ṣẹ̀dá àjọṣepọ̀ pẹ̀lú àwọn olóṣèlú àti òṣìṣẹ́ ìjọba pẹ̀lú àwọn àǹfààní onírúurú, àti láti ṣe túmọ̀ àwọn èrò àtinúdá ọ̀tun sí òfin tí wọ́n yóò gbé kalẹ̀ ni àwọn ìdojúkọ pàtó. Ààrẹ orílẹ̀-èdè Nigeria fọwọ́sí abádòfin ilé-iṣẹ́ àdìdelẹ̀ di òfin: Èyí ni ohun tí ó túmọ̀ sí fún àwọn ilé-iṣẹ́ ìmọ̀ ẹ̀rọ, olùdókòwò, àti òṣìṣẹ́. Ṣíṣe àkóso àwọn èròǹgbà káàkiri àwùjọ ìmọ̀ ẹ̀rọ. Nígbà tí àwùjọ àdìdelẹ̀ gbóríyìn f��n ìyànsípò Tijani púpọ̀, wọ́n jẹ́ apá kan àwùjọ ìmọ̀ ẹ̀rọ Nigeria lásán. Yóò tún ní láti kojuy àwọn ilé-iṣẹ́ tí wọ́n ń pèsè amáyédẹrùn tí ó ń ṣe àtìlẹ́yìn ọrọ̀ ajé ìmọ̀ ẹ̀rọ. Àwọn ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀, ibùdó ìwífun-àlàyé, ilé-iṣẹ́ amóhùnmáwòrán, ilé-iṣẹ́ ẹ̀rọ ayélujára afòfurufú ṣebùdó-iṣẹ́, àti àwọn ilé-iṣẹ́ ìgbòkègbodò ọkọ̀ abẹ́lé. Ó yàtọ̀ sí mínísítà àná, Isa Ali Pantanmi, àwọn èèkàn ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ kan rí Tijani bí ará ìta. Awkm Àwọn ọ̀rọ̀ bí owó orí púpọ̀, òfin ìrìnnà, àti ìbanǹkanjẹ́ tí ó ń kojú ẹkùn náà, bẹ́ẹ̀ sì ni gbogbo ojú yóò wà lára rẹ̀ láti wo bí yóò ṣe yanjú àwọn ìṣòro wọ̀nyí. Àmọ́ sá, àǹfààní díẹ̀ wà fún jíjẹ ara ìta. Ilé-iṣẹ́ ìmọ̀ ẹ̀rọ àgbáyé, IBM, ṣe àfihàn èyí ní 1993 nígbà tí wọ́n gba Lou Gerstner, ẹni tí ó ni ìrírí nínú ilé-iṣẹ́ tábà. Bosun lè mú ojú ìwòye ará ìta wọlé láti figagbága pẹ̀lú ìlànà tí ó wà nílẹ̀. Wíwà rẹ̀ lè mú àjọṣepọ̀ wà láàárín onírúurú àwọn ilé-iṣẹ́ ní àwùjọ àti àwọn ilé-iṣẹ́ àdìdelẹ̀ ìmọ̀ ẹ̀rọ. Àṣeyọrí àwọn ìlànà rẹ̀ yóò dá lórí kókó ẹ̀yà kan. Bí ẹ̀léwó àwọn owóyàá Òfin Ìrìnnà ṣe lè mú ẹ̀léwó bá owó ọ̀yà dátà àti ìpè. Mímójútó àwọn ẹ̀ka pàtàkì: Iṣẹ́ tí ó fẹjú. Mínísítà fún Ìbáraẹnisọ̀rọ̀ àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ ń mójútó àwọn ẹ̀ka bí: Àjọ Ìbáraẹnisọ̀rọ̀ ti Nigeria (NCC) Àjọ Ìdàgbàsókè Ìmọ̀ ẹ̀rọ Ìwífun-àlàyé Orílẹ̀-èdè (NITDA) Ilé-iṣẹ́ Ìfiwéráńṣẹ́ Nigeria (NIPOST) Galaxy backbone (GBB) Ilé-iṣẹ́ Ẹ̀rọ afòfurufú ṣebùdó-iṣẹ́ Ìbáraẹnisọ̀rọ̀ ti Nigeria (NigComSat) Àjọ Ìṣàkóso Ìdánimọ̀ Orílẹ̀-èdè (NIMC) Ìfojúfò yìí mú iṣẹ́ ńlá wá: Ṣíṣe iṣẹ́ pẹ̀lú àwọn Olórí tí wọ́n ní Ìrírí: Ṣíṣe àjọṣepọ̀ pẹ̀lú àwọn èèkàn tí wọ́n ní ìrírí ní NCC, NITDA, àti NIPOST kò lè jẹ́ ìṣòro. Ààrẹ lè yan àwọn adarí tuntun fún àwọn ẹ̀ka ìjọba yìí. Ẹni tí wọ́n jẹ́, àti agbára Tijani láti ṣiṣẹ́ pẹ̀lú adarí tuntun yóò jẹ́ àwọn ohun pàtàkì. Ó yẹ kí ó di mímọ̀ pé Bosun ti ṣiṣẹ́ pẹ̀lú àwọn ẹ̀ka ìjọba oríṣiríṣi ó sì ti ṣiṣẹ́ nínú àwọn ìgbìmọ̀ tẹ́lẹ̀ ní àwọn onírúurú ìpele àṣeyọrí. Ṣíṣe iṣẹ́ láti inú yóò jẹ́ ìdánwò ọ̀tọ̀. Ọ̀pọ̀lọpọ̀ àwọn ohun amáyédẹrùn tí àwọn ilé-iṣẹ́ àdìdelẹ̀ gbáralé, bí ẹ̀rọ ayélujára, ìgbòkègbodò ọkọ̀, àti ìdánimọ̀ orí ẹ̀rọ, ní wọ́n so mọ́ àwọn ẹ̀ka wọ̀nyí. Ìdarí Tijani àti àjọṣepọ̀ pekut àwọn ẹ̀ka wọ̀nyí yóò ní àwọn ipa tí ó gbòòrò lórí àwùjọ ilé-iṣẹ́ àdìdelẹ̀. Yóò ní láti ṣe pẹ̀lẹ́ pẹ̀lẹ́ nípa wíwá ìṣedéédé láàrin ṣíṣe àtìlẹ́yìn fún àtinúdá ọ̀tun ìmọ̀ ẹ̀rọ nínú àwọn ẹ̀ka wọ̀nyí àti ṣíṣe àkóso òfin ìfìdímúlẹ̀. Ìyànsípò Tijani gẹ́gẹ́ bí Mínísítà fún Ìbáraẹnisọ̀rọ̀ àti Ọrọ̀ ajé Ìmọ̀ ẹ̀rọ jẹ́ àsìkò pàtàkì fún àwùjọ ìmọ̀ ẹ̀rọ Nigeria. Àmọ́ sá, ó ń kojú àwọn ìṣòro onírúurú bẹ́ẹ̀ sì ni akitiyan rẹ̀ láti yanjú wọn lè mú àṣeyọrí bá àsìkò rẹ̀ tàbí kí ó bá àsìkò rẹ̀ gẹ́gẹ́ bí mínísítà jẹ́, àti ìrírí fún àwọn ọmọ Nigeria. Ẹ fetí léde fún ìjìnlẹ̀ ìjíròrò àwọn ìdojúkọ wọ̀nyí nínú àtẹ̀jáde alálàyé wa tí ó ń bọ̀. Bí ẹ bá nífẹ̀ẹ́ láti gba àwọn ìwòye alámọ̀já, ẹ jọ̀wọ́ ẹ kàn sí mi ní emmanuel@techpoint.africa.","Imisebenzi enzima ezayo njengoba uBosun Tijani eqinisekiswa njengongqongqoshe wezokuxhumana, ukusungula izinto ezintsha kanye nomnotho wedijithali. UBosun Tijani, usomabhizinisi wezobuchwepheshe nomsunguli weCcHub, uqokwe njengoNgqongqoshe Wezokuxhumana, Ukuqamba Kabusha, kanye Nomnotho Wedijithali waseNigeria. Ukuqokwa kwakhe, ngaphandle nje kokumbalwa, kuphefumulela ulwazi lwemboni oludingeka kakhulu kukhabhinethi yongqongqoshe esanda kusungulwa kaMongameli Tinubu. Njengoba uTijani engena kulesi sikhundla esisha, ubhekene nochungechunge lwezinselelo ezingabonakali ezidlulela ngale kwetech startup ecosystem asize ukwakha. Uhambo lobuchwepheshe lukaBosun Tijani luhlanganisa izifundiswa nezimboni. Isizinda sakhe semfundo esiqinile sihlanganisa idiploma yeComputer Science, iB.Sc. ku-Economics yase-University of Jos, iMaster's yaseWarwick Business School, kanye nePhD ku-Innovation and Economic Development yase-University of Leicester. UTijani ube negalelo elikhulu emkhakheni wezobuchwepheshe. Njengomholi weCcHUB, uTijani wayiguqula isuka ekubeni isikhungo sendawo eYaba wayisa ipan-African tech incubator, enikeza amandla osomabhizinisi abasha ezwenikazi lonke. Uhola isikhwama semali esiyizigidi eziyizinkulungwane zama-naira sabasunguli besigaba sokuqala. Uhlele imicimbi eyingqophamlando, njengokuvakashela kukaMark Zuckerberg okokuqala eNigeria kanye nomhlangano noBill Gates. Ukuqokwa kwakhe okuyingqopha-mlando, nokho, kuveza uchungechunge lwezinselelo eziyingqayizivele. Ukubhekisisa iBureocratic Red Tape Isisekelo sokuqala esisheshayo sikaTijani siphambene nohlelo lukahulumeni oluyinkimbinkimbi eNigeria. Konke kusukela kunqubo kuye enkulumweni kuhluke kakhulu. Emiphakathini eminingi yentando yeningi, iNigeria ihlanganisa, ukugxeka uhulumeni ngokusobala kubonakala njengelungelo eliyisisekelo, kodwa indlela okutholwa ngayo ukugxekwa iyehluka. UTijani kumele axolise ngama-tweets akhe adlule egxeka ungqongqoshe weSenate. Ikhono lakhe lokuqonda uhlelo, ukwakha ubudlelwano nabezombangazwe kanye nabasebenzi bakahulumeni abanezintshisekelo ezahlukene, nokuhumusha imibono emisha ibe yizinqubomgomo ezizosetshenziswa ngempela yizinselelo ezibalulekile. Umongameli waseNigeria usayina umthethosivivinywa wokuqalisa ukuba umthetho: Nakhu okushiwo ezinkampanini zobuchwepheshe, abatshalizimali, kanye nabasebenzi Ukuphatha okulindelekile kuyo yonke i-ecosystem yetech Nakuba umphakathi osaqalayo ukushayele ihlombe ukuqashwa kukaTijani, bayingxenye ye-ecosystem yeNigerian tech. Kuzodingeka futhi abhekane nezinkampani ezihlinzeka ngengqalasizinda enika amandla umnotho wedijithali. Izingcingo, izikhungo zedatha, abahlinzeki bezintambo, abahlinzeki be-inthanethi besathelayithi, nezinkampani zokuthutha zendabuko. Ngokungafani nongqongqoshe wangaphambili, u-Isa Ali Pantami, uTijani ubonwa njengomuntu wangaphandle ngabanye abadlali embonini yezokuxhumana. Izindaba ezinjengokukhokhiswa kwentela ephezulu, ukulandelwa kwemithetho, nokucekelwa phansi kwempahla zikhungethe lo mkhakha, futhi wonke amehlo azobe ethe njo kuye ukuze abone ukuthi uzixazulula kanjani lezi zinkinga. Nokho, kunezinzuzo ezithile zokuba umuntu wangaphandle. Umhlinzeki wezobuchwepheshe womhlaba wonke, i-IBM, wakubonisa lokhu ngo-1993 lapho elethe uLou Gerstner, owayenesizinda embonini kagwayi. IBosun ingaletha lowo mbono wangaphandle ukuze inselele isimo esikhona. Ukuba khona kwakhe kungakhuthaza ukusebenzisana phakathi kwezinkampani eziningana ezisunguliwe esikhaleni kanye nokuqalwa kwetech. Impumelelo yesu lakhe izoba sengxenyeni ebalulekile. Ukuthi ukukhuphuka kwezindleko zeRight of Way kungakhuphula kanjani idatha namazinga ekholi yezwi Ukwengamela izinhlangano ezibalulekile: Umsebenzi onzima Ungqongqoshe wezokuxhumana kanye nomnotho wedijithali wengamela ama-ejensi kahulumeni okuhlanganisa: Ikhomishini Yezokuxhumana YaseNigeria (iNCC) INational Information Technology Development Agency (iNITDA) Isevisi Yeposi yaseNigeria (iNIPOST) IGalaxy backbone (iGBB) INigerian Communications Satellite Ltd (iNigComSat) INigerian Identity Management Commission (iNIMC) Lokhu kwengamela kwethula umsebenzi onzima: Ukusebenza Nezinhloko Ezinolwazi: Ukusebenza nezibalo ezinolwazi eNCC, NITDA naseNIPOST ngeke kube inselele. UMongameli angaqoka izinhloko ezintsha zalezi zikhungo zikahulumeni. Bangobani, kanye nekhono likaTijani lokusebenzisana nobuholi obusha kuzoba yizinto ezibalulekile. Kuyaphawuleka ukuthi uBosun usebenze nezinhlaka ezahlukene zikahulumeni futhi wakhonza emakomitini esikhathini esidlule ngamazinga ahlukahlukene empumelelo. Ukusebenza ngaphakathi kuzoba ukuhlolwa okuhlukile. Iningi lezingqalasizinda ezithembele kuzo iziqalo, njenge-inthanethi, ezokuthutha, nobunikazi bedijithali, ziboshelwe kulezi zinkampani zikahulumeni. Ubuholi bukaTijani nokusebenzisana nalezi zinhlangano kuzoba nomthelela omkhulu ekuqalisweni kokusebenza kohlelo lokudala. Kuzodingeka enze ukulingana phakathi kokukhuthaza ukuqanjwa kabusha kwezobuchwepheshe kulezi zinkampani zikahulumeni kanye nokugcina uzinzo kwezokuphatha. Ukuqokwa kukaTijani njengoNgqongqoshe Wezokuxhumana kanye Nomnotho Wedijithali yisikhathi esiyingqophamlando ku-ecosystem yezobuchwepheshe yaseNigeria. Kodwa-ke, ubhekene nezinkinga eziningi futhi ikhono lakhe lokuzixazulula lingenza noma liphule isikhundla sakhe njengongqongqoshe, kanye nolwazi lwabantu baseNigeria. Hlala ubukele ukuze uthole ukuhlaziya okujulile kwalezi zinselele esihlokweni sethu esilandelayo sesihloko. Uma ungathanda ukunikeza ulwazi lochwepheshe, ngicela ungithinte ku-emmanuel@techpoint.africa."
+"ቴክኤሎት በኬፕ ታውን ውስጥ በፍላጎት-ላይ አገልግሎት ይፈትሻል፡፡ ገና አርብ አይደለም, ግን ጓጉቻለሁ፤ ለምን እንደሆነ ገምት? ዛሬ የኢንቴል ፖይንት - ቴክፖይን አፍሪካ የምርምር እና የመረጃ ክንድ - የፊንቴክ አስፈፃሚ ቀላቃይ ነው። የሚካሄደው በሌኪ ደረጃ 1፣ ሌጎስ፣ ሐሙስ፣ ነሃሴ 17፣ 2023 ነው። ቴክ ፖይንት አፍሪካ የዘመናዊው የስራ ቦታ አፍሪካ ኮንፈረንስ ቅዳሜ ጥቅምት 21 ቀን 2023 በቪክቶሪያ ደሴት ሌጎስ በሚገኘው ላንድማርክ ማእከል ያስተናግዳል። አሰሪ ወይም ሠራተኛ፣ የኤች አድናቂ ወይም ባለሙያ፣ የርቀት ሠራተኛ ወይም ከ 9 እስከ 5 ሠራተኛ፣ የቴክኖሎጂ ባለሙያ ወይም ወደ ቴክኖሎጂ ለመሸጋገር እየሞከረ ያለ ወይም ሥራ እንኳን ከሌለዎት በዚህ ክስተት ላይ መገኘት አለብዎት፡፡ ይህ ክስተት ኃይል ሰጪ ይሆናል፣ እና እኔ እየቀለድኩ እንኳ አይደለሁም። ለመገኘት፣ እዚህ ይመዝገቡ። ዛሬ ለአንተ ያገኘሁት ይኸውና፡- ኤም-ፔሳ አሁን በቀጥታ ኢትዮጵያ ውስጥ ነው። ኤደብሊውኤስ ችሎታ ማዕከል በደቡብ አፍሪካ ቴክኤሎት የፍላጎት-ላይ አገልግሎት ለመጀመር ኤም-ፔሳ አሁን በቀጥታ ኢትዮጵያ ውስጥ ነው። ሳፋሪኮም በሀገሪቱ ካለው የስራ እንቅስቃሴ የሚገኘውን ገቢ ለማሳደግ እና በ2027 ትርፍ የማግኘት ግቡን ለመደገፍ ኤም-ፔሳን በትላንትናው እለት በኢትዮጵያ ለገበያ አቀረበ፡፡ለምን? በጥቅምት 2022 በኢትዮጵያ ሥራ ለመጀመር የወጣው ወጪ የሳፋሪኮም ዋና ገቢ በመጋቢት 2023 በ5 በመቶ እንዲቀንስ አድርጓል። በቅርቡ በበጀት አመቱ ትርፉ ከእጥፍ በላይ የጨመረው ኢትዮ ቴሌኮም ለኩባንያው ከፍተኛ ተፎካካሪ ነው። የሞባይል ገንዘብ አገልግሎት ቴሌብር ከ34 ሚሊዮን በላይ የደንበኝነት ተመዝጋቢዎችን ከሐምሌ ወር ጀምሮ ሪፖርት አድርጓል። በግንቦት 2023 ሳፋሪኮም የሞባይል ገንዘብ አገልግሎቱን ኤም-ፔሳን ወደ ሀገር ውስጥ ለመጀመር ከኢትዮጵያ ብሔራዊ ባንክ የክፍያ መሳሪያ ሰጪ ፈቃድ አግኝቷል። እስከ ትናንት ድረስ ለምን እንዳልተጀመረ የሚገርሙ ከሆነ ኩባንያው የሦስት ወር የሙከራ እና የሙከራ ደረጃን እንዲሁም የቴክኒክ ዝግጁነትን ማጠናቀቅ፣ ከፍተኛ የባንክ አጋርነት ማረጋገጥ እና የኤም-ፔሳ ወኪሎችን መቅጠር፣ ማሰልጠን እና መስመር ላይ ማስገባት ነበረበት፡፡ ደንበኞች ለሸቀጦች እና አገልግሎቶች መክፈል፣ የአየር ሰዓት መግዛት፣ ገንዘብ ማስተላለፍ እና መላክ እንዲሁም የሞባይል ገንዘብ አገልግሎትን በመጠቀም በአገር ውስጥ እና በዓለም አቀፍ ደረጃ ገንዘብ መቀበል ይችላሉ፡፡ የሳፋሪኮም ኢትዮጵያ ደንበኞች በአንድሮይድ እና በአይኦኤስ መጠቀሚያዎች ላይ በመስመር ላይ *733# በመደወል የኤም-ፔሳ አገልግሎቶችን መጠቀም ይችላሉ። መተግበሪያው በአሁኑ ጊዜ አምስት ቋንቋዎችን ለአንድሮይድ ዘመናዊ ስልኮች ይደግፋል እና በ ጎግል የጨዋታy መደብር በኩል ተደራሽ ነው; በሚቀጥሉት ሳምንታት ለአይኦኤስ ስልኮች ይቀርባል። ኤም-ፔሳ በኬንያ ወይም ኢትዮጵያ ውስጥ ብቻ አይደለም። የሞባይል ገንዘብ አገልግሎት በዲሞክራቲክ ሪፐብሊክ ኮንጎ፣ ግብፅ፣ ጋና፣ ኬንያ፣ ሌሶቶ፣ ሞዛምቢክ እና ታንዛኒያ ይገኛል። ኤደብሊውኤስ በደቡብ አፍሪካ የክህሎት ማእከልን ይከፍታል። የአማዞን ድር አገልግሎቶች (AWS) በደቡብ አፍሪካ ኬፕ ታውን ውስጥ የመጀመሪያውን የአፍሪካ የችሎታ ማእከልን ጀምሯል። አዲሱ ማእከል ቴክኒካል ላልሆኑ ሰራተኞች ነፃ የትምህርት ፕሮግራሞችን ይሰጣል። የኤደብሊውኤስ የክህሎት ማእከል ምንድን ነው? ለክላውድ ኮምፒውተር ፍላጎት ላለው ማንኛውም ሰው፣ በኢንዱስትሪው ውስጥ ሊኖሩ የሚችሉ የስራ ማለፊያዎች እና ሙያዊ ምኞታቸውን ለማራመድ የሚያስፈልጉ ክህሎቶችን ለማዳበር በአማዞን የተነደፈ ልዩ፣ በቦታው ላይ የሚገኝ የክላውድ ትምህርት ተቋም ነው። በኬፕ ታውን የሚገኘው ይህ ተቋም የኩባንያው ሦስተኛው የኤደብሊውኤስ ችሎታ ማዕከል ነው። ሌሎቹ ሁለቱ ማዕከሎቻቸው በአርሊንግተን (ቨርጂኒያ) እና በሲያትል (ዋሽንግተን) ይገኛሉ፣ ሁለቱም በዩናይትድ ስቴትስ ናቸ���። ለምን ደቡብ አፍሪካ? የኤድብሊውኤስ የሥልጠናና የምስክር ወረቀት ምክትል ፕሬዝዳንት ማውሪን ሎኔርጋን በኬፕ ታውን ውስጥ ብዙ ችሎታዎች እንዳሉ እና የሰው ኃይልን ማዳበር ፈጠራን ለማጎልበት፣ የኢኮኖሚ ዕድገትን ለማቀጣጠል እና በደቡብ አፍሪካ ዲጂታል ሽግግር ለማፋጠን ይረዳል ብለዋል። ቴክኤሎት የፍላጎት-ላይ አገልግሎት ለመጀመር የደቡብ አፍሪካ የኢ-ኮሜርስ መድረክ Tቴክኤሎት በኬፕ ታውን ውስጥ ማንኛውንም ምርቶቹን በአንድ ሰአት ውስጥ ለደንበኞቹ ለማቅረብ የሚያስችለውን ቴክኤሎትአሁን በፍላጎት-ላይ የሚሰጠውን አገልግሎት እየሞከረ ነው። የ ቴክኤሎት ቡድን የአቅርቦት አገልግሎት ሚስተር ዲ፣ ሎጂስቲክስን ይይዛል እና እስከ ምሽቱ 11 ሰዓት ድረስ ብዙ እቃዎችን ያቀርባል። በተጨማሪም፣ የመጀመሪያው ወር ማድረስ ነፃ ነው። አገልግሎቱ መጀመሪያ ላይ የሚገኘው በኬፕታውን ሰሜናዊ ዳርቻዎች ብቻ ነው፣ በተለይም ደርባንቪል፣ ቤልቪል፣ ብራከንፌል፣ ክራይፎንቴን፣ ኩልስሪቨር እና ፓሮው። ግን የማስፋት እቅዶች አሉ። ለምንድን ነው ቴክኤሎት ይህን የሚያደርገው? በደቡብ አፍሪካ በኮቪድ-19 ተጽዕኖ ምክንያት የተፋጠነ የመስመር ላይ ችርቻሮ ልምድ በተጨማሪ አንድ ነገር ወደ አእምሮው ይመጣል፡ ፕሮጀክት ፈላ። ፕሮጀክት ፌላ የደቡብ አፍሪካን ጨምሮ የአማዞን ወደ አፍሪካ የማስፋፊያ ፕሮጀክት የተሰጠው የኮድ ስም ነው። በዚህ ምክንያት የደቡብ አፍሪካው የመስመር ላይ ቸርቻሪ በአከባቢው የአማዞን ገበያ ቢከፍት እንኳን ትልቅ የገቢያ ድርሻ ለመያዝ አሁኑኑ ብዙ ይውሰዱን ሊጀምር ይችላል፡፡ የማክዌ ፈንድ ማኔጀርስ ዋና የኢንቨስትመንት ኦፊሰር የሆኑት ማክዌ ማሲሌላ አክለውም የቴካሎት ወደ በፍላጎት-ላይ የአገልግሎት ገበያ መግባት ጥሩ ነው፣ በተለይ ለደቡብ አፍሪካ የአስብዛ ቸርቻሪዎች ካስመዘገበው ስኬት አንጻር ፡፡ የማነበው ና የምመለከተው ታላቁ ፍንዳታ በጭራሽ አልተፈጠረም። ነፃ ፈቃድ የለህም ግን አትጨነቅ። ጆርዳን ፒተርሰን ስለ ወሲብ ትምህርት ተማሪዎችን ያስተምራል","Takealot tests an on-demand service in Cape Town It’s not Friday yet, but I’m excited. Guess why? Today is Intelpoint’s — Techpoint Africa's research and data arm — Fintech Executive Mixer. It’s happening at Lekki Phase 1, Lagos, on Thursday, August 17, 2023. Techpoint Africa will also host The Modern Workplace Africa Conference on Saturday, October 21, 2023, at Landmark Centre in Victoria Island, Lagos. You should attend this event whether you are an employer or employee, a HR enthusiast or expert, a remote or 9 to 5 worker, a techie or trying to transition into tech, or you don’t even have a job. This event will be empowering, and I’m not even joking. To attend, please, register here. Here's what I've got for you today: M-PESA is now live in Ethiopia AWS Skills Center in South Africa Takealot to launch an on-demand service M-PESA is now live in Ethiopia Safaricom rolled out M-PESA in Ethiopia yesterday to help increase revenue from its operations in the country and support its goal of turning a profit by 2027. Why? The cost of launching operations in Ethiopia in October 2022 caused Safaricom's core earnings to decline by 5% in March 2023. Ethio Telecom, whose profits more than doubled in its most recent fiscal year, is a fierce competitor for the company. Its mobile money service, Telebirr, reported over 34 million subscribers as of July. In May 2023, Safaricom obtained a Payment Instrument Issuer Licence from the National Bank of Ethiopia to launch its mobile money service, M-PESA, in the country. If you’re wondering why it didn’t launch until yesterday, the company said it had to complete a demanding three-month pilot and testing phase as well as technical readiness, secure significant bank partnerships, and hire, train, and onboard M-PESA agents. Customers can pay for goods and services, purchase airtime, transfer and send money, and receive money domestically and internationally using the mobile money service. Safaricom Ethiopia customers can use M-PESA services by dialling *733# on their line on both Android and iOS devices. The app currently supports five languages for Android smartphones and is accessible via the Google Play Store; it will be made available for IOS phones in the upcoming weeks. M-PESA isn’t only in Kenya or Ethiopia. The mobile money service is also available in the Democratic Republic of Congo, Egypt, Ghana, Kenya, Lesotho, Mozambique, and Tanzania. AWS opens Skills Center in South Africa Amazon Web Services (AWS) has launched its first African Skills Center in Cape Town, South Africa. The new centre will offer free education programmes to non-technical workers. What's the AWS Skills Center? It's a specialised, on-site cloud learning facility designed by Amazon for anyone interested in cloud computing, potential career paths within the industry, and developing the skills required to advance their professional aspirations. This facility in Cape Town is the company’s third AWS Skills Center in the world. Its other two centres are in Arlington (Virginia) and Seattle (Washington), both in the United States. Why South Africa? AWS Training and Certification Vice President, Maureen Lonergan, said there is a wealth of talent in Cape Town and that upskilling the workforce can help foster innovation, ignite economic growth, and speed up digital transformation in South Africa. Takealot to launch an on-demand service South African eCommerce platform, Takealot, is testing TakealotNOW, an on-demand service in Cape Town that will allow it to deliver any of its products to its customers within an hour. Takealot Group’s delivery service, Mr D, will handle the logistics and deliver several items until 11 p.m. Additionally, the first month's delivery is free. The service will initially be available only in the northern suburbs of Cape Town, specifically Durbanville, Belville, Brackenfell, Kraaifontein, Kuilsriver, and Parow. But there are plans to expand Why is Takealot doing this? Apart from the accelerated adoption of online retail in South Africa due to the impact of COVID-19, one thing comes to mind: Project Fela. Project Fela is the codename given to Amazon’s expansion project into Africa, including South Africa. Consequently, the South African online retailer might be launching TakealotNOW to maintain a larger market share even if Amazon opens a local marketplace. Makwe Masilela, Chief Investment Officer of Makwe Fund Managers, added that Takealot's entry into the on-demand service market is a good one, particularly given the success it has already brought to South Africa's grocery retailers. What I'm reading and watching The Big Bang Never Happened You don't have free will, but don't worry. Jordan Peterson Educates Student on Sex","Takealot yana gwada sabis ɗin nan-take a Cape Town Yau ba Juma'a ba ce amma ina cikin farin ciki. Ka san me ya sa? Yau ranar Intelpoint ce - ɓangaren bincike da bayanai na Tech Africa- Taron Jagororin Kamfanonin Fasahar Harkokin Kuɗi. Zai gudana a LEkki Phase 1, Lagos, ranar Alhamis, 17 ga Agusta, 2023. Techpoint Africa zai karɓi baƙuncin The Modern Workplace Africa Conference ranar Asabar 21 ga Oktoba 2023, a Landmark Center da ke Victoria Island a Lagos. Ya kamata ka halarci wannan taron ko da kai ma'aikaci ne ko mai ɗaukar aiki, mai sun kula da hulɗa da jama'a ko ƙwararre a fannin, mai yin aiki daga gida ko aikin ofis,mai aiki a fannin fasaha ko mai shirin dawowa fannin, ko ma wanda ba shi da aikin yi. Wannan sha'anin zai ƙarfafe ka, kuma ba wasa nake ba. Don halarta, daure ka yi rijista a nan. Wannan shi ne abin da nake ɗauke da shi a yau: M-PESA ya fara aiki a Habasha AWS Skills Center a Afirka ta Kudu Takealot zai ƙaddamar da aikin nan-take M-PESA ya fara aiki a Habasha Safaricom Ya ƙaddamar da M-PESA don taimakawa wajen samar da ƙarin kuɗin shiaga daga ayyukansa a ƙasar da kuma tallafawa manufarsa ta samun riba a 2027. Me ya sa? Kuɗin ƙaddamar da ayyukansa a Oktoban 2022 ya jawo ainahin kuɗin shigar Safaricom ya ragu da kashi 5 a March 2023. Ethio Telecom, wanda ribarsa ta linka fiye da sau biya a shekarar bana, babban abokin hamayya ne ga kamfanin. Ayyukansa na wayar hannu, Telebirr, ya fitar da rahoton samun masu amfani saba da liliyan 34 a watan Yuli. A Mayun 2023, Safaricom ya samu lasisin Payment Instrument Issuer daga Babban Bankin Ethiopia don ƙaddamar da kamfanin hada-hadar kuɗi ta wayar hannu M-PESA a ƙasar. Idan kana tunanin me ya sa ba a ƙaddamar da shi ba sai jiya, kamfaninya ce dole sai ya cika wasu buƙatu na gwaji na wata uku, da kuma tantance dacewar fasaha, da ƙulla alaƙar da bankuna da kuma ɗauka da horar da ma'aikatan M-PESA. Masu amfani na iya biyan kuɗin kayayyaki da na ayyuka, su sayi katin waya, su aika kuɗi su kuma karɓe shi, a cikin gida da ma ƙasashen waje duk a manhajar. Masu amfani da Safaricom Ethiopia na iya amfani da M-PESA ta hanyar latsa *733# a layinsu a wayoyin Android da iOS. A yanzu manhajar da aiki a harsuna biyar a wayoyin Android kuma ana samunta a Google Play Store, za kuma a samar da ita don wayoyin iOS a makonni masu zuwa. M-PESA ba a Kenya ko Habasha kaɗai yake ba. Ana samun manhajar hada-hadar kuɗin ta wayar hannu a Jamhuriyar Dimukaraɗiyyar Kongo, Masar, Ghana, Kenya, Lesotho, Mozambique da Tanzania. AWS ya buɗe SkillS Center a Afirka ta Kudu Kamfanin Amazon Web Service (AWS) ya buɗe African Skills Center ɗinsa na farko a Cape Town, Afirka ta Kudu. Sabuwar cibiyar za ta samar da kwasa-kwasai na kyauta ga ma'aikatan da ke wajen fagen fasaha. Mene ne sabuwar cibiyar AWS Skills Center? Cibiyar koyo ce ta musamman da ke da wurin koyon ayyukan yanar gizo da Amazon ya tsara ga duk mai ra'ayin koyon cloud computing da damammakin da ke cikin masana'antar, da kuma ƙwarewar da ake buƙata wajen yin nasara a fagen. Ofishin da ke Cape Town shi ne cibiyar AWS Skills Center ta uku a duniya. Sauran biyun suna Arlington (Virginia) da Seattle (Washington), duk a Amurka. Me ya sa aka zaɓi Afirka ta Kudu? Maureen Lonergan, mataimakiyar shugaba a ɓangaren Training and Certification na AWS ta ce akwai masu fasaha ƙwarai a Cape Town kuma ƙara ilimi ga mutanen zai taimaka wajen haɓaka ƙirƙira, ƙarfafar tattalin arziƙi da kuma ciyar da fannin fasahar sadarwa gaba a Afirka ta Kudu. Takealot zai ƙaddamar da sabis ɗin nan-take Kamfanin hada-hadar kasuwanci ta intanet a Afirka ta Kudum Takealot, yana gwajin TakealotNOW, sabis ɗin nan-take a Cape Town wanda zai ba da damar isar da kayayyakinsa ga masu amfani. Sashen Kai kaya na Takealot, Mr. D, zai kula da tsarin kai kayayyaki har ƙarfe 11 na dare. Haka nan kuma, kai kayan watan farko kyauta ne. Da farko wannan tsari zai samu kawai ga unguwannin da ke arewacin Cape Town, musamman Durbanville, Bellville, Brackenfell, Kraaifontein, Kuilsriver, da Parow. Amma akwai shirye-shiryen faɗaɗawa Me ya sa Takealot ke yin wannan? Baya ga ƙara karɓar shagunan sayayya ta intanet da aka yi a Afirka ta Kudu saboda taisirin cutar Covid-19, wani abu da zuwa a tunanin shi ne Project Fela. Project Fela shine sunan basajan da aka baiwa shirin faɗaɗa na Amazon a Afirka, wanda ya haɗa da Afirka ta Kudu. A dalilin haka, kamfanin cinikayya ta intanet ɗin da ke Afirka ta Kudu na iya ƙaddamar da TakealotNOW don riƙe kaso mai yawa na hannun jari koda kuwa Amazon ya buɗe kasuwar cikin gida. Makwe Masilela, Shugaban Zuba Hannun Jari na Makwe Fund Manager, ya ƙara da cewa shigowar Takealot a ayyukan nan-take abu ne mai kyau musamman idan aka yi la'akari da ci gaban da ya riga ya kawo a fannin cinikin cefane a Afirka ta Kudu. Abin da nake karantawa da kallo Babban Sauyin Bai Taɓa Faruwa ba Ba ka da 'yancin zaɓi, amma kada ka damu. Jordan Peterson Yana Koyar da Ɗalibai Game da Jima'i","Takealot hujaribu uhitaji wa huduma huko Cape Town Bado sio Ijumaa, lakini ninafurahi. Buni kwanini? Leo ni kitengo cha utafiti na data cha Intelpoint’s Techpoint Africa - Fintech Executive Mixer. Inafanyika Lekki Awamu ya 1, Lagos, Alhamisi, Agosti 17, 2023. Techpoint Africa pia itakuwa mwenyeji wa Mkutano wa Kisasa wa Mahali pa Kazi Afrika Jumamosi, Oktoba 21, 2023, katika Kituo cha Landmark katika Kisiwa cha Victoria, Lagos. Unapaswa kuhudhuria hafla hii iwe ni mwajiri au mwajiriwa, mpenda Utumishi au mtaalamu, mfanyakazi wa mbali au 9 hadi 5, fundi au unajaribu kubadilika kuwa teknolojia, au hata huna kazi. Tukio hili litatia nguvu, na hata sifanyi mzaha. Ili kuhudhuria, tafadhali jiandikishe hapa. Hivi ndivyo nilivyokupa leo: M-PESA sasa iko hewani Ethiopia Kituo cha Ujuzi cha AWS nchini Afrika Kusini Takealot azindua huduma inayohitaji M-PESA sasa iko hewani Ethiopia Safaricom ilizindua M-PESA nchini Ethiopia jana ili kusaidia kuongeza mapato kutokana na shughuli zake nchini na kuunga mkono lengo lake la kuleta faida ifikapo 2027. Kwa nini? Gharama ya kuzindua shughuli nchini Ethiopia mnamo Oktoba 2022 ilisababisha mapato ya msingi ya Safaricom kupungua kwa 5% mnamo Machi 2023. Ethio Telecom, ambayo faida yake iliongezeka zaidi ya mara mbili katika mwaka wake wa hivi karibuni wa fedha, ni mshindani mkali wa kampuni hiyo. Huduma yake ya pesa ya rununu, Telebirr, iliripoti zaidi ya watumizi milioni 34 kufikia Julai. Mnamo Mei 2023, Safaricom ilipata Leseni ya Utoaji wa Hati ya Malipo kutoka Benki ya Kitaifa ya Ethiopia ili kuzindua huduma yake ya pesa kwa simu ya mkononi, M-PESA, nchini. Ikiwa unashangaa ni kwa nini haikuzinduliwa hadi jana, kampuni hiyo ilisema ililazimika kukamilisha awamu ya majaribio na majaribio ya miezi mitatu pamoja na utayari wa kiufundi, kupata ubia muhimu wa benki, na kukodisha, treni na juu ya mbao za M- pesa. Wateja wanaweza kulipia bidhaa na huduma, kununua muda wa maongezi, kuhamisha na kutuma pesa, na kupokea pesa ndani na nje ya nchi kwa kutumia huduma ya pesa kwa simu ya mkononi. Wateja wa Safaricom Ethiopia wanaweza kutumia huduma za M-PESA kwa kupiga *733# kwenye laini yao kwenye vifaa vya Android na iOS. Programu kwa sasa inasaidia lugha tano kwa simu janja za Android na inapatikana kupitia Google Play Store; itapatikana kwa simu za IOS katika wiki zijazo. M-PESA haiko Kenya au Ethiopia pekee. Huduma ya fedha kwa njia ya simu inapatikana pia katika Jamhuri ya Kidemokrasia ya Kongo, Misri, Ghana, Kenya, Lesotho, Msumbiji na Tanzania. Kituo cha Ujuzi cha AWS nchini Afrika Kusini Huduma ya Tovuti ya Amazon (AWS) imezindua Kituo chake cha kwanza cha Ujuzi cha Kiafrika huko Cape Town, Afrika Kusini. Kituo kipya kitatoa programu za elimu bila malipo kwa wafanyikazi wasio wa kiufundi. Kituo cha Ujuzi cha AWS ni nini? Ni kituo maalum, cha kujifunza kwenye tovuti kilichoundwa na Amazon kwa mtu yeyote anayevutiwa na kompyuta ya wingu, njia zinazowezekana za kazi katika tasnia, na kukuza ujuzi unaohitajika ili kuendeleza matarajio yao ya kitaaluma. Kituo hiki huko Cape Town ni Kituo cha tatu cha Ujuzi cha AWS cha kampuni ulimwenguni. Vituo vyake vingine viwili viko Arlington (Virginia) na Seattle (Washington), zote nchini Marekani. Kwa nini Afrika Kusini? Makamu wa Rais wa Mafunzo na Udhibitishaji wa AWS, Maureen Lonergan, alisema kuna talanta nyingi huko Cape Town na kwamba kuongeza ujuzi wa wafanyikazi kunaweza kusaidia kukuza uvumbuzi, kuwasha ukuaji wa uchumi, na kuharakisha mageuzi ya kidijitali nchini Afrika Kusini. Takealot azindua huduma inayohitaji Jukwaa la Biashara ya Kielektroniki la Afrika Kusini, Takealot, linafanyia majaribio TakealotNOW, huduma unapohitajika mjini Cape Town ambayo italiruhusu kuwasilisha bidhaa zake zozote kwa wateja wake ndani ya saa moja. Huduma ya uwasilishaji ya Takealot Group, Bw D, itashughulikia vifaa na kuwasilisha bidhaa kadhaa hadi 11 p.m. Zaidi ya hayo, utoaji wa mwezi wa kwanza ni bure. Huduma hii itapatikana tu katika vitongoji vya kaskazini mwa Cape Town, haswa Durbanville, Belville, Brackenfell, Kraaifontein, Kuilsriver, na Parow. Lakini kuna mipango ya kupanua Kwa nini Takealot anafanya hivi? Kando na kupitishwa kwa kasi kwa uuzaji wa rejareja mtandaoni nchini Afrika Kusini kutokana na athari za UVIKO-19, jambo moja linakuja akilini: Mradi Fela. Mradi Fela ni jina la msimbo lililopewa mradi wa upanuzi wa Amazon katika Afrika, ikiwa ni pamoja na Afrika Kusini. Kwa hivyo, mfanyabiashara wa mtandaoni wa Afrika Kusini anaweza kuwa anazindua TakealotSASA ili kudumisha sehemu kubwa ya soko hata kama Amazon itafungua soko la ndani. Makwe Masilela, Afisa Mkuu wa Uwekezaji wa Mameneja wa Mfuko wa Makwe, aliongeza kuwa kuingia kwa Takealot katika soko la huduma kwa mahitaji ni jambo zuri, hasa kutokana na mafanikio ambayo tayari yameleta kwa wauzaji wa bidhaa za mboga nchini Afrika Kusini. Nini ninachosoma na kutazama Mlipuko Mkubwa Haujawahi Kutokea Hauna uhuru, lakini usijali. Jordan Peter anawafundisha wanafunzi kuhusu jinsia","Takealot ṣe ìdánwò iṣẹ́ tí àwọn ènìyàn ti ń béèrè fún ní Cape Town Kì í ṣe Ọjọ́ Ẹtì, ṣùgbọ́n inú mi dùn. Ṣe o lè sọ ìdí? Òní ni Intelpoint – ìwádìí Techpoint Afíríkà àti ohun ìwífun-àlàyé okòwò – Fintech Executive Mixer. Ó ń ṣẹlẹ̀ ní Lekki Phase 1, Ìpínlẹ̀ Lagos, ní Ọjọ́rú, 17 oṣù Kẹjọ, 2023. Techpoint Africa yóò tún gbàlejò Àpérò Ibi iṣẹ́ Ìgbàlódé Afíríkà ní Ọjọ́ Àbámẹ́ta, 21 oṣù Kẹwàá, 2023, ní Landmark Centre ní Victoria Island, Lagos. O ní láti darapọ̀ mọ́ ètò yìí yálà o jẹ́ agbanisíṣẹ́ tàbí òṣìṣẹ́, Abámiwá-òṣìṣẹ́ tàbí alámọ̀já, òṣìṣẹ́ àtiléṣiṣẹ́ aago 9 sí 5, onímọ̀ ẹ̀rọ tàbí ẹni tí ó ń gbìyànjú láti wọ àwùjọ ìmọ̀ ẹ̀rọ, tàbí o kò tilẹ̀ ní iṣẹ́ rárá. Iṣẹ́ yìí yóò máa ṣe àtìlẹ́yìn, bẹ́ẹ̀ sì ni n kò ṣeré rárá. Láti darapọ̀, ẹ jọ̀wọ́, forúkọsílẹ̀ níhìn-ín. Ohun tí mo ní fún yín lónìí nìyí: M-PESA ti wà ní Ethiopia báyìí AWS Skills Center ní South Africa Takealot yóò ṣe ìfilọ́lẹ̀ iṣẹ́ tí àwọn ènìyàn ń béèrè fún. M-PESA ti wà ní Ethiopia báyìí Safaricom ti ṣe àgbéjáde M-PESA ní Ethiopia lánàá láti ṣe àtìlẹ́yìn ìdàgbàsókè owó tí ó ń wọlé láti ara àwọn iṣẹ́ wọn ní orílẹ̀-èdè náà kí wọ́n sì ṣe àtìlẹ́yìn fún àfojúsùn rẹ̀ láti mú èrè wọlé ní 2027. Kín ni ìdí? Iye ìfilọ́lẹ̀ àwọn iṣẹ́ ní Ethiopia ní Oṣù Kẹwàá 2022 mú kí àwọn owó ńlá tí Safaricom ń lò dínkù pẹ̀lú 5% ní Oṣù Kẹta 2023. Ethiopia Telecom, tí èrè wọn tí ju ìlọ́po méjì lọ nínú ìròyìn ọdún rẹ̀ tí bágbàmu jùlọ, ó jẹ́ ìfigagbága ńlá fún ilé-iṣẹ́ náà. Iṣẹ́ owó alágbèéká rẹ̀, Telebirr, jábọ̀ ó lè ní mílíọ̀nù 34 alábàápín ní Oṣù Keje. Ní Oṣù Karùn-ún 2023, Safaricom gba Ìwé Ẹ̀rí Olùpèsè Irinṣẹ́ Ìsanwó láti ọwọ́ National Bank of Ethiopia láti ṣe ìfilọ́lẹ̀ iṣẹ́ owó alágbèéká rẹ̀, M-PESA, ní orílẹ̀-èdè náà. Bí o bá ń woye ìdí tí wọ́n kò fi ṣe ìfilọ́lẹ̀ rẹ̀ títí di àná, ilé-iṣẹ́ náà sọ pé òhun ní láti parí àṣewò olóṣù mẹ́ta kan tí ó yẹ àti ìpele ìdánnkanwò àti ìgbáradì ìlànà, gbígba àwọn ìbáṣepọ̀ pẹ̀lú ilé ìfowópamọ́, àti gbígba òṣìṣẹ́, ṣíṣe ìdanilẹ́kọ̀ọ́, àti àmúwọlé àwọn òṣìṣẹ́ M-PESA. Àwọn oníbàárà lè sanwó fún àwọn ọjà àti iṣẹ́, ra owó ìpè, fi owó ráńṣẹ́ àti san owó jáde, gba owó wọlé pẹ̀lú lábẹ́lé àti káàkiri àgbáyé nípa lílo iṣẹ́ owó alágbèéká. Àwọn oníbàárà Safaricom Ethiopia lè lo àwọn iṣẹ́ M-PESA nípa pípe *733# lórí ìlà wọn lórí àwọn ohun èlò Android àti iOS. Ohun èlò ẹ̀rọ náà fààyè gba àwọn èdè márùn-ún fún ẹ̀rọ ìbánisọ̀rọ̀ ajáfáfá Android ó sì sé e kàn sí nípasẹ̀ Google Play Store, yóò wà fún àwọn ẹ̀rọ ìbánisọ̀rọ̀ IOS ní àwọn ọ̀sẹ̀ tí wọ́n ń bọ̀. M-PESA kò wà ní Kenya àti Ethiopia nìkan. Iṣẹ́ owó alágbèéká náà tún wà ní Democratic Republic of Congo, Egypt, Ghana, Kenya, Lesotho, Mozambique, atit Tanzania. AWS sí Ibhdot Ìmọ̀-ọ́nṣe ní South Africa Amazon Webt Services (AWS) ti ṣe ìfilọ́lẹ̀ Ibùdó Ìmọ̀-ọ́nṣe Afíríkà rẹ̀ kìíní ní Cape Town, South Africa. Ibùdó tuntun náà yóò pèsè àwọn ètò ẹ̀kọ́ ọ̀fẹ́ fún àwọn òṣìṣẹ́ tí iṣẹ́ wọn kò ní i ṣe pẹ̀lú sáyẹ́ńsì àti ìmọ̀ ẹ̀rọ. Kín ni Ibùdó Ìmọ̀-ọ́nṣe AWS? Ó jẹ́ amáyédẹrùn ìkẹ́kọ̀ọ́ orí afẹ́fẹ́ tí Amazon ṣẹ̀dá fún ẹnikẹ́ni tí ó nífẹ̀ẹ́ sí ìṣirò ẹ̀rọ ayélujára lórí ẹ̀rọ ayélujára, àwọn ọ̀nà iṣẹ́ òòjọ́ láàárín ilé-iṣẹ́, àti ìdàgbàsókè àwọn ìmọ̀-ọ́nṣe tí ó yẹ lati mú ìdàgbàsókè bá àwọn èròǹgbà iṣẹ́ wọn. Ibùdó yìí ní Cape Town jẹ́ Ibùdó Ìmọ̀-ọ́nṣe ilé-iṣẹ́ náà kẹta lágbàáyé. Àwọn ibùdó rẹ̀ méjì yòókù wà ní Arlington (Virginia) atiy Seattle (Washington), méjèèjì ní United States. Kín ni ìdí tí ó fi jẹ́ South Africa? Ìdanilẹ́kọ̀ọ́ AWS àti Ìwé ẹ̀rí Igbá-kejì Ààrẹ, Maureen Lonergan, sọ pé àwọn ọ̀pọ̀lọpọ̀ ẹ̀bùn wà ní Cape Town àti pé ṣíṣe ìdanilẹ́kọ̀ọ́ fún àwọn òṣìṣẹ́ lè ṣe ìrànlọ́wọ́ láti mú àgbéga bá àtinúdá ọ̀tun, ṣe atọ́nà ìdàgbàsókè ọrọ̀ ajé, kí ó sì mú ìyákánkán bá àyípadà ìmọ̀ ẹ̀rọ South Africa. Takealot yiot ṣe ìfilọ́lẹ̀ iṣẹ́ kan tí àwọn ènìyàn ń béèrè fún. Ìkànnì okòwò orí ẹ̀rọ South Africa, Takealot, ń ṣe ìdánnkanwò TakealotNOW, iṣẹ́ kan tí àwọn ènìyàn ń béèrè fún ní Cape Town tí yóò fààyè gba á láti ṣe ìfiráńṣẹ́ àwọn ọjà rẹ̀ sí àwọn oníbàárà láàárín wákàtí kan. Iṣẹ́ ìfọjàráńṣẹ́ Takealot Group, Mr D, yóò mójútó àwọn ìgbòkègbodò ọkọ̀ àti ìfiráńṣẹ́ àwọn onírúurú ọjà títí di aago 11 alẹ́. Ní àfikún, ọ̀fẹ́ ni ìfiráńṣẹ́ oṣù kìíní. Iṣẹ́ náà yóò kọ́kọ́ wà ní àwọn àgbègbè ìgbèríko àríwá Cape Town x pàápàá jùlọ Durbanville, Belville, Brackenfell, Kraaifomtein, Kuilsriver, àti Parow. Ṣùgbọ́n àwọn ètò wà láti ṣe ìmúgbòòrò Kín ni ìdí tí Takealot fi ń ṣe èyí? Yàtọ̀ sí ìyákánkán ìṣàmúlò ilé-ìtajà ńlá orí ẹ̀rọ ní South Africa nítorí ipa COVID-19, ohun kan wá sí ọkàn: Project Fela. Project Fela ni orúkọ àṣírí tí wọ́n fún ìgbòòrò iṣẹ́ àkànṣe Amazon sí Afíríkà z tí ó fi mọ́ South Africa. Nítorí náà, ilé-ìtajà orí ẹ̀rọ South Africa lè ṣe ìfilọ́lẹ̀ TakealotNOW láti ṣàkóso ìpín ìdókòwò ọjà ńlá bí Amazon bá tilẹ̀ tún sí ọjà abẹ́lé. Makwe Masilela, Olórí Òṣìṣẹ́ fún Ìdókòwò Makwe Fund Managers, fi kún un pé ìwọlé Takealot sí iṣẹ́ ọjà tí àwọn ènìyàn nílò jẹ ohun daradara, pàápàá jùlọ nítorí àṣeyọrí tí ó ti kọ́kọ́ mú wá sí àwọn ilé-ìtajà èròjà oúnjẹ ní South Africa. Ohun tí mo ń kà àti èyí tí mo ń wò Ìbúgbàmù Ńlá kò ṣẹlẹ̀ rárá O kò ní àǹfààní, ṣùgbọ́n má ṣe bẹ̀rù. Jordan Peterson Kọ́ Akẹ́kọ̀ọ́ ní ẹ̀kọ́ nípa Ìbálòpọ̀","ITakealot ihlola insizakalo edingeka kakhulu eKapa Akukabi uLwesihlanu, kodwa ngijabule. Qagela ukuthi kungani? Namuhla yisikhungo se-Intelpoint's - Techpoint Africa's research and data center - Fintech Executive Mixer. Kwenzeka eLekki Phase 1, Lagos, ngoLwesine, kuNcwaba 17, 2023. ITechpoint Africa izophinde isingathe iThe Modern Workplace Africa Conference ngoMgqibelo, kuMfumfu 21, 2023, eLandmark Centre eVictoria Island, eLagos. Kufanele uye kulo mcimbi kungakhathaliseki ukuthi ungumqashi noma umsebenzi, umshisekeli we-HR noma uchwepheshe, isisebenzi esikude noma esiphakathi kuka-9-to-5, uchwepheshe noma ushintshela kubuchwepheshe, noma ngisho nongasebenzi. Lo mcimbi uzonika amandla, futhi angidlali. Ukuze uthamele, sicela ubhalise lapha. Nakhu engikuphathele kona namuhla: I-PESA manje isihlala e-Ethiopia I-AWS Centre of Excellence eNingizimu Afrika Thatha iTakealot ukuze uqale isevisi efunwa kakhulu I-PESA manje isihlala e-Ethiopia ISafaricom yethule iM-PESA e-Ethiopia izolo ukusiza ukukhulisa imali engenayo evela ekusebenzeni kwayo ezweni futhi isekele umgomo wayo wokwenza inzuzo ngo-2027. Kungani? Izindleko zokuqalisa ukusebenza e-Ethiopia ngoMfumfu 2022 zenze umholo weSafaricom wehle ngo-5% ngoNdasa ka2023. I-Ethio Telecom, inzuzo yayo ephindwe ngaphezu kokuphindwe kabili onyakeni wayo wakamuva wezimali, iyimbangi enamandla yenkampani. Isevisi yayo yemali yeselula, iTelebirr, ibike ababhalisile abangaphezu kwezigidi ezingama-34 kusukela ngoJulayi. NgoNhlaba 2023, iSafaricom yathola Ilayisensi Yokukhipha IPayment Instrument eBhange Likazwelonke lase-Ethiopia ukuze yethule insizakalo yayo yemali ephathwayo, iM-PESA, ezweni. Uma uzibuza ukuthi kungani ingathulwanga kuze kube izolo, inkampani ithe bekumele iqedele isigaba sezinyanga ezintathu sokuhlola nokuhlola kanye nokulungela kwezobuchwepheshe, ukuthola ubudlelwano obubalulekile bamabhange, nokuqasha, ukuqeqeshwa, kanye nokugibela iM-PESA ama-ejenti. Amakhasimende angakhokhela izimpahla namasevisi, athenge isikhathi somoya, adlulise futhi athumele imali, futhi athole imali ngaphakathi nakwamanye amazwe esebenzisa isevisi yemali yeselula. Amakhasimende eSafaricom Ethiopia angasebenzisa izinsiza zeM-PESA ngokudayela u-*733# kulayini wawo kuwo womabili amadivayisi e-Android ne-iOS. Uhlelo lokusebenza okwamanje lusekela izilimi ezinhlanu zama-smartphone e-Android futhi lufinyeleleka ngeGoogle Play Store; izotholakala kumafoni we-IOS emasontweni azayo. I-M-PESA ayikho eKenya noma e-Ethiopia kuphela. Isevisi yemali ephathwayo iyatholakala naseDemocratic Republic of Congo, Egypt, Ghana, Kenya, Lesotho, Mozambique naseTanzania. I-AWS ivula iCenter of Excellence eNingizimu Afrika I-Amazon Web Services (i-AWS) yethule Isikhungo Samakhono Sase-Afrika sokuqala eKapa, eNingizimu Afrika. Lesi sikhungo esisha sizohlinzeka ngezinhlelo zemfundo yamahhala kubasebenzi abangebona abezobuchwepheshe. Yini i-AWS Competence Center? Kuyisikhungo esikhethekile, esisesayithini sokufunda ngamafu esiklanyelwe i-Amazon kunoma ubani onentshisekelo yokwenza icloud computing, izindlela zemisebenzi ezingaba khona embonini, kanye nokuthuthukisa amakhono adingekayo ukuze kuthuthukiswe izifiso zabo zobungcweti. Isikhungo esiseKapa siyisikhungo sesithathu senkampani se-AWS emhlabeni jikelele. Ezinye izikhungo zayo ezimbili zise-Arlington (eVirginia) naseSeattle (eWashington), zombili e-United States. Kungani iNingizimu Afrika? IPhini likaMengameli we-AWS Training and Certification, uMaureen Lonergan, uthe liningi ithalente eKapa futhi ukuthuthukiswa kwamakhono abasebenzi kungasiza ekuthuthukiseni izinto ezintsha, kugqugquzele ukukhula komnotho, futhi kusheshise uguquko lwedijithali eNingizimu Afrika. ITakealot izoqala inikezele ngesevisi edingeka kakhulu Inkundla ye-eCommerce yaseNingizimu Afrika iTakealot ihlola iTakealotNOW, isevisi efunwa kakhulu eKapa ezoyivumela ukuthi ilethe noma yimiphi imikhiqizo yayo kumakhasimende ayo lingakapheli ihora. Isevisi yokudiliva yeTakealot Group, uMr D, izophatha izinto futhi ilethe izinto ezimbalwa kuze kube ngu-11pm. Phezu kwalokho, ukudilivaa kwenyanga yokuqala kumahhala. Isevisi izoqale itholakale ezindaweni ezisenyakatho yeKapa kuphela, ikakhulukazi iDurbanville, Belville, Brackenfell, Kraaifontein, Kuilsriver, kanye neParow. Kodwa kunezinhlelo zokwandisa Kungani iTakealot yenza lokhu? Ngaphandle kokusheshisa ukwamukelwa kokuthenga nge-inthanethi eNingizimu Afrika ngenxa yomthelela weCOVID-19, into eyodwa efika engqondweni: Project Fela. IProject Fela igama lekhodi elinikezwe iphrojekthi yokukhulisa i-Amazon e-Afrika, kuhlanganisa neNingizimu Afrika. Ngakho-ke, umthengisi we-inthanethi waseNingizimu Afrika kungenzeka ethule iTakealotNOW ukuze igcine isabelo semakethe esikhulu ngisho noma ngabe i-Amazon ivula indawo yemakethe enkulu. UMakwe Masilela, oyiChief Investment Officer kwaMakwe Fund Managers, wengeze ngokuthi ukungena kukaTakealot emakethe yezinkonzo ezidingeka kakhulu kuyinto enhle, ikakhulukazi uma kubhekwa impumelelo esele ilethe abathengi baseNingizimu Afrika. Engikufundayo nengikubukayo IBig Bang Ayizange Yenzeke Awukwazi ukuzikhethela, kodwa ungakhathazeki. UJordan Peterson ufundisa umfundi ngocansi"
+"ሳፋሪኮም በኢትዮጵያ እንዲሰራ ፈቃድ ካገኘ ቡሀላ በሶስት ወር ወስጥ ኤም -ፔሳ አስጀምሮዋል ሳፋሪኮም ዛሬ የሞባይል ገንዘብ አገልግሎት፣የኤም -ፔሳ አገልግሎት ጀምሮዋል። ፊልሙ የሚለቀቀው የክፍያ መሳሪያ ስለመስጠት ፈቃድ ከብሔራዊ ባንክ ከተገኘ ከሶስት ወር ቡኃላ ነው በሶስት ወር ጊዜ ውስጥ ኤም-ፔሳ ማጠናቀቅ የሚጠይቁ የሙከራ ወቅቶች፥የተጠናቀቀ የቴክኒካል ዝግጅት፣ የተጠናከረ የባንክ ሽርክና እና የኤም-ፔሳ ወኪሎችን መቅጠር ፣ማሰልጠን እና ወደ ስራ ማምጣት ተከናውኖዋል። ቢዝነስ ዴይሊ በሀምሌ ላይ እንደ ዘገበው ሳፋሪኮም ኤም-ፔሳ በኢትዮጵ��� መስከረም 2023 እ.ኤ.አ ተግባራዊ ያደርጋል በኢትዮጵያ ያለውን ስራ እና የሚያገኘውን ገቢ ለማሳደግ እንዲረዳው እንዲሁም በ2027 እ.ኤ.አ ትርፍ ለማትረፍ የያዘውን እቅድ ለማከናወን እንዲችል። ሳፋሪኮም መጋቢት ባለቀው የበጀት አመት በኢትዩጵያ ስራውን ለመጀመር ከዋና ገቢው 5% እንዲቀንስ አድርጎታል ። በቅርቡ በነበረው የበጀት አመት ገቢው እጥፍ የሆነለት ኢትዩቴሌኮም ሌላው ዋና ተፎካካሪ ነው ለድርጅቱ ። እስከ ሐምሌ ድረስ ባለው የሞባይል ገንዘብ አገልግሎት እና ቴሌ ብር ተመዝጋቢዎች 34 ሚሊዩን መሆኑን ኢትዩቴሌኮ ዘግቦዋል ። ደንበኛ ለእቃ እና ለ አገልግሎት መክፈል ይችላል፣ገንዘብ ወደ የባንክ ሒሳባቸው ያስተላልፋል፣ከባንክ ሒሳባቸው ወደ ኤም-ፔሳ አካውንታቸው ያስተላልፋል እና ከሀገር ውስጥ እና ከአለማቀፍ የስልክ የገንዘብ አገልግሎት በመጠቀም ገንዘብ ይቀበላል። የኬኒያ ቴሌኮም በ2022 እ.ኤ.አ በኢትዮጵያ ስራ ከጀመረ ጀምሮ ወደ 2 ሚሊዮን የሚሆኑ ተገልጋዩች የሳፋሪኮም የድምጽ እና ወሂብ አውታረ መረብ ለመጠቀም ተመዝግበዋል። ሳፋሪኮም ኢትዮጵያ ደንበኞች *733# በመጫን በሳፋሪኮም መስመር አንድሮይድ እና አይኦኤስ በመጠቀም ኤም-ፔሳ አገልግሎት መጠቀም ይችላሉ ። አሁን መተግሪያው የተዘጋጀው በአምስት ቋንቋ ነው ለአንድሮይድ መሳሪያ ይህም በጎግል ፕለይ ስቶር ይገኛል።ለአይኦኤስ መሳሪያም በቀጣዩ ሳምንት ይገኛል። በ 2007 እ.ኤ.አ ቴልኮ ኤም-ፔሳን በኬንያ ያስጀመረ ሲሆን በዲሞክራቲክ ሪፐብሊክ ኮንጎ፣ ግብፅ፣ ጋና፣ ሌሶቶ፣ ሞዛምቢክ እና ታንዛኒያ ይገኛል። .ሳፋሪኮም ኢትዮጵያ በነሀሴ 7,2023 እ.ኤ.አ ለቴልኮ ድጋፍ የሚውል 257.4 ሚሊዮን ዶላር (KSh36.8 ቢሊየን)ከአለም ባንክ ቡድን የገንዘብ ድጋፍ እንደምታገኝ አስታወቀ። በተጨማሪ ቴልኮ ከሁለት ሳምንት በፊት በአማራ የኢትዮጵያ ሁለተኛ ትልቁ ክልል ያለውን ጣቢያዎች ዘግቶዋል ። የመጣው የፌደራል መንግሥት በነሐሴ 4 ቀን 2023 ፣በአካባቢው ለስድስት ወራት የአስቸኳይ ጊዜ አዋጅ ካወጀ በኋላ በወታደሮች እና ቋሚ ያልሆኑ ያልተደራጁ ቅርጽ ያላቸው በፋኖ ሚሊሺያ መካከል በተፈጠረው ቀውስ ምክንያት ነበር።","Safaricom launches M-PESA three months after obtaining an operating licence in Ethiopia Safaricom has today launched its mobile money service, M-PESA, in Ethiopia. This move comes three months after obtaining a Payment Instrument Issuer Licence from the National Bank of Ethiopia. The three months saw M-PESA complete a demanding three-month pilot and testing phase, complete technical readiness, secure significant bank partnerships, and hire, train, and onboard M-PESA agents. BusinessDaily reported in July that Safaricom would roll out M-PESA in Ethiopia by September 2023 to help increase revenue from its Ethiopian operations and support its goal of turning a profit by 2027. The cost of launching operations in Ethiopia caused Safaricom's core earnings to decline by 5% in the year ending March. Ethio Telecom, whose profits more than doubled in its most recent fiscal year, is another fierce competitor for the company. For its mobile money service, Telebirr, the Ethiopian telco reported having over 34 million subscribers as of July. Customers can pay for goods and services, purchase airtime, transfer money to their bank accounts, send money from their bank accounts to their M-PESA, and receive money domestically and internationally using the mobile money service. Since the Kenyan telco launched in Ethiopia in 2022, over 2 million active users have signed up for Safaricom's voice and data network. Safaricom Ethiopia customers can use M-PESA services by dialling *733# on their Safaricom line on both Android and iOS devices. The app is currently prepared in five languages for Android devices and is accessible via the Google Play store; it will be made available for IOS devices in the upcoming weeks. In 2007, the telco launched M-PESA in Kenya and is available in the Democratic Republic of Congo, Egypt, Ghana, Lesotho, Mozambique and Tanzania. Safaricom Ethiopia announced on August 7, 2023, that it would receive $257.4 million (KSh36.8 billion) in World Bank Group funding to support the telco's greenfield telecommunications projects. Besides, the telco shut down its sites in Amhara, Ethiopia’s second-largest region, two weeks ago. It came after the federal government declared a six-month state of emergency in the area on August 4, 2023, due to a crisis between the military and the Fano militia, a part-time militia with no formal command structure.","Safaricom sun ƙaddamar da M-PESA watanni uku bayan sun samu lasisin yin aiki a Ethiopia A yanzu Safaricom ta ƙaddamar da hada-hadar kuɗi ta waya na kanta, M-PESA, a Ethiopia. Wannan ya faru ne watanni uku bayan samun lasisin bayar da kuɗin daga Babban Bankin Ƙasar Ethiopia. Watanni ukun sun tabbatar da cigaban tafiyarwa da gwaji cikakke na wata ukun M-PESA, cikakken shiri na fasaha, tabbatar da hulɗar banki mai mahimmanci da haya da kuma koyarwa tare da tafiya da dillalan M-PESA. Business daily ta rawaito a watan Yuli cewa Safaricom za ta gabatar da M-PESA a Ethiopia a watan Satumba 2023 domin taimakawa wajen ƙara kuɗin shiga daga ayyukanta na Ethiopia da kuma taimakawa burinta na juya riba a shekarar 2027. Kuɗin ƙaddamar da aikin a Ethiopia ya jawo samun Safaricon ya ragu da 5% a ƙarshen shekara watan Maris. Ethio Telecom, wanda yake samun riba fiye da ninkin nasa a shekarar nan, wani babban abokin takara ne na tattalin arziki. Dalilin aikinsa na hada-hadar kuɗin waya, Telebirr, kamfanin telco na Ethiopia sun rawaito samun fiye da miliyan 34 na masu amfani da shi a watan Yuli. Masu siye za su iya biyan kuɗi na kaya ko aiki, su siya katin waya, su tura kuɗi zuwa asusun bankinsu, su tura kuɗi daga asusun bankinsu zuwa M-PESA ɗinsu, su karbi kuɗi daga cikin gida da kuma kasashen waje ta hanyar amfani da hanyar hada-hadar kuɗin waya. Tun lokacin da Kenyan telco suka ƙaddamar a Ethiopia a 2022, fiye da masu amfani miliyan 2 ne suka shiga tsarin kira da bayanai na Safaricom. Abokan hulɗa na Safaricom Ethiopia za su iya amfani da M-PESA ta hanyar danna ‘733# a layinsu na Safaricom a wayarsu ta hannu da na’urar IOS. A yanzu ana sarrafa manhajar da harsuna biyar don wayoyin hannu kuma ana iya samun shi a cikin Google Play store, za a samar da shi ga na’urar IOS a makonni masu zuwa. A shekarar 2007, telco sun ƙaddamar da M-PESA a Kenya kuma da akwai shi a Democratic Republic Of Congo, Egypt, Ghana, Lesotho, Mozambique da Tanzania. Safaricom Ethiopia ya yi sanarwa a 7 ga Agusta, 2023, cewar za ta samu miliyan $257.4 (KSh36.8 biliyan) a tallafin ƙungiya na bankin duniya domin taimakawa ayyukan telco greenfield telecommunications. Bayan haka, telco ya rufe wurarensa na Amraha, yanki na biyu a girma na Ethiopia, makonni biyu da suka wuce. Hakan ya faru ne bayan gwamnatin tarayya ta sanya dokar ta ɓaci na watanni shida a yankin a Agusta 4, 2023, saboda rigama tsakanin sojoji da kuma Fano militia, sojoji na lokaci-lokaci wanda ba su da cikakken tsarin bada umarni.","Safaricom ilizindua M-PESA miezi mitatu baada ya kupata Leseni ya uendeshaji nchin Ethiopia Leo hii safaricom inaendesha huduma zake za kifedha mtandaoni kama vile M-PESA nchini Ethiopia. haya maendeleo yamekuja baada ya safaricom kupata kibali cha malipo ya uhakika ya vifaa kutoka benki kuu ya taifa ya Ethiopia. Miezi mitatu ilitosha kuhakiki ubora wa utendaji kazi wa M=pesa nchini Ethiopia, miezi mitatu hiyo ilikuwa ya majaribio ya uendeshaji na utayari wa M-PESA nchini Ethiopia, hiyo miezi ilitosha kurekebisha miundo ya M-PESA, kukuza na kulinda washirika muhimu wa benki, kuelimisha na kuanzisha mawakala wa M-PESA. Mwezi julai gazeti la BussinesDaily liliandika kuwa, Safaricom wataanza kuendesha huduma za M-PESA nchini Ethiopia itakapofika septemba 2023, kusaidia ongezeko la mapato katika shughuli mbalimbali ili kufikia malengo ya kuwa na faida kubwa katika shughuli mbalimbali itakapofika mwaka 2027. Gharama za uendeshaji wa shughuli mbalimbali za uchumi nchini Ethiopia zilisababisha pato kuu la safaricom kushuka kwa 5% ndani ya mwaka mmoja, mwishoni mwa mwezi machi. Mapato ya Ethio-Telecom yalikuwa zaidi ya mara mbili katika miaka ya fedha ya hivi karibuni, lakini kwa sasa wana upinzani mkali wa Safaricom. Shirika la Ethiopiani telco liliandika kuwa Telebirr wana wateja zaidi ya milioni 34 kwa mwezi julai, kutokana na huduma zake bora za fedha mtandaoni. Wateja wanaweza kulipia bidhaa na huduma, kununua salio, kuhamisha fedha kutoka benki, kuweka fedha kwenye akaunti zao za M-PESA na kupokea fedha ndani na nje ya nchi kupitia huduma za fedha mtandaoni. Mtandao wa safaricom wa kenya ulipoanza kufanya kazi nchini Ethiopia mnamo mwaka 2022, ulipata watumiaji zaidi ya milioni 2 waliojiunga kwa sauti na data. Wateja wa Safaricom nchini Ethiopia wanaweza kutumia huduma za M-PESA kwa kubonyeza *733# katika laini za safaricom kwenye simu za androidi na iphone (iOS). programu ya safaricom kwa sasa imeandikwa katika lugha tano, inapatikana kwenye simu za androidi kupitia duka la programu; safaricom itapatikana kwenye simu za iphone (iOS) ndani ya majuma machache yajayo. Safaricom ilianza kuendesha huduma za M-PESA nchini Kenya mnamo mwaka 2007, mpaka sasa safaricomu wanaendesha huduma za M-PESA nchini Congo DRC, Misiri, Ghana, Lesoto, Msumbiji, na Tanzania. Safaricom ilitangazwa kupokea dora milioni 257.4 (shilingi za Kenya bilioni 36,8) kutoka benki kuu ya dunia agasti 7 2023 ili kusaidia mradi wa mawasiliano thabiti ya mtandao nchini Ethiopia,. Wiki mbili zilizopita safaricom walizima mitandao yao jijini Amhara, ambalo ni jiji la pili kwa ukubwa nchini Ethiopia. ilitokea baada ya serikari ya wananchi kuazimia miezi sita ya dharura katika eneo hilo tarehe 4 agasti 2023; kulingana na mgogoro baina ya jeshi na famo militia (vijana wa kikabila wa Amhara Ethiopia) ambao hawakuwa na mfumo rasmi wa kijeshi.","Safaricom ṣe ìfilọ́lẹ̀ M-PESA ní oṣù kẹta lẹ́yìn tí ó ti gba ìwé àṣẹ ìṣiṣẹ́ ní orílẹ̀-èdè Ethiopia. Safaricom ṣe ìfilọ́lẹ̀ ètò owó alágbèéká orí ayélujára orí ayélujára rẹ̀, M-PESA lónìí ní orílẹ̀-èdè Ethiopia. Ìgbésẹ̀ yìí wáyé lẹ́yìn oṣù kan tí ó ti gba Ìwé Àṣẹ Ìfúnni ní Irin-iṣẹ́ Ìgbowó láti Ilé-ìfowópamọ́ Orílẹ̀-èdè tí Ethiopia. Nínú oṣù mẹ́ta náà, M-PESA parí àkókó ìdánwò àti àyẹ̀wò olóṣù-mẹ́ta tí ó gbani ní àkókò, tí ó tún parí ìgbáradì ẹ̀rọ, ó tún rí àwọn ìbáṣepọ̀ pàtàkì gbámú pẹ̀lú ilé-ìfowópamọ́ tí ó sì tún fi àwọn aṣojú fún M-PESA ṣí ẹnu iṣẹ́ lẹ́yìn tí ó gbà wọ́n sí iṣẹ́ tí ó sì ṣètò ẹ̀kọ́ fún wọn. BusinessDaily ti jábọ̀ ní oṣù Keje pé Safaricom yóò fi M-PESA síta ní orílẹ̀-èdè Ethiopia ní oṣù Kẹsàn-ánní ọdún 2023 láti mú kí owó tí ó ń wọlé láti àwọn ẹka rẹ̀ ní Ethiopia pọ̀ sí i kí ó sì tún ran ìlépa rẹ láti bẹ̀rẹ̀ sí ní mú èrè wọlé ní ọdún 2027. Owóòná ìṣèfilọ́lẹ̀ iṣẹ́ ní orílẹ̀-èdè Ethiopia ni ó mú kí ògidì àwọn owó tí ó ń wọlé já wálẹ̀ pẹ̀lú 5% ní ọdún tí ó parí ní oṣù Kẹta. Ethio Telecom, tí èrè rẹ̀ ju ìlọ́po méjì lọ ní ọdún ìnáwó tí ó kọjá lọ, tún ni olùfigagbága pàtàkì fún ilé-iṣẹ́ náà. Fún ètò owó alágbèéká orí ayélujára rẹ̀, Telebirr, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ tí orílẹ̀-èdè Ethiopia jábọ̀ pé òun ti ní àwọn aṣàmúlò tí ó ju mílíọ̀nù 34 lọ ní oṣù Keje. Nípasẹ̀ lílo ètò owó alágbèéká orí ayélujára náà, àwọn oníbàárà lè sanwó fún àwọn ọjà àti iṣẹ́ ṣíṣe, kí wọ́n ra owó ìpè, kí wọ́n fi owó ránṣẹ́ sí àṣùnwọ̀n Ilé-ìfowópamọ́ wọn, kí wọ́n tún fi owó ránṣẹ́ láti àṣùnwọ̀n ilé-ìfowópamọ́ wọn sí àsùnwọ̀n M-PESA wọn, kí wọ́n sì tún gba owó láti orílẹ̀-èdè àti láti òkèèrè. Láti ìgbà tí ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ orílẹ̀-èdè Kenya ti ṣe ìfilọ́lẹ̀ ni Ethiopia ní ọdún 2022, àwọn aṣàmúlò tí ń ṣàmúlò déédé tí ó lè ní mílíọ̀nù 2 ni wọ́n ti forúkọ sílẹ̀ fún lílo ohùn àti dátà ìtàkùn Safaricom. Àwọn oníbàárà Safaricom ti orílẹ̀-èdè Ethiopia lè lo àwọn ètò iṣẹ́ M-PESA nípa pípe *773# ni orí ìlà Safaricom wọn ní orí àwọn ẹ̀rọ Android àti iOS. Wọ́n ń ṣètò ohun-èlò ìmúṣẹ́ṣe náà ni àwọn èdè márùn-ún fún àwọn ẹ̀rọ Android tí yóò sì ṣe é rí lò láti orí Google Play Store; ó máa wà fún ìlò lórí àwọn ẹ̀rọ iOS láàárín àwọn ọ̀sẹ̀ tí ó ń bọ̀. Ní ọdún 2007, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà ṣe ìfilọ́lẹ̀ M-PESA ní Kenya tí ó sì wá ní Ìjọba Orílẹ̀-èdè Olómìnira Congo, Egypt, Ghana, Lèsóthò, Mozambique àti Tanzania. Safaricom tí ilẹ Ethiopia kéde ní ọjọ́ 7, oṣù Kẹjọ, ọdún 2023 pé òun máa gba mílíọ̀nù $257.4 (bílíọ̀nù KSh36.8) láti ìpèsè owó tí Ìgbìmọ̀ Báǹkì Àgbáyé fẹ́ fi ran àwọn iṣẹ́ àkànṣe tuntun ajẹmọ́bánisọ̀rọ̀ orí afẹ́fẹ́ tí ilé-iṣẹ́ náà fẹ́ ṣe. Àti pé, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà ti ti àwọn ẹ̀ka rẹ̀ tí ó wà nì Amhara, tí ó jẹ́ ẹkùn-ìlú tí ó tóbi jùlọ kejì ní Ethiopia pa ní ọ̀sẹ̀ méjì sẹ́yìn. Èyí wáyé lẹ́yìn tí ìjọba àpapọ̀ ti kéde ipò ìfìlúsípò-pàjáwìrì olóṣù mẹ́fà ní agbègbè náà ní ọjọ́ 4, oṣù Kẹjọ, ọdún 2023 látààrí ìjà tí ó wáyé láàárín ilé-iṣẹ́ ológun àtí àwọn Ọ̀dọ́ Aṣèrànwọ́-ogun, àwọn aṣèrànwọ́ ogun tí kò ní ètò àṣẹ tí ó dúró ṣinṣin.","ISafaricom yethula iM-PESA emuva kwezinyanga ezintathu ithole ilayisense yokusebenza e-Ethiopia ISafaricom seyethule uhlelo lwayo lokusebenzisa imali ngobuchwepheshe bukamakhalekhukhwini, iM-PESA, e-Ethiopia. Lokhu kwenzeka ngemuva kwezinyanga ezintathu ithole ILayisensi Yethuluzi Lokukhipha Inkokhelo eBhange Lesizwe lase-Ethiopia. Ezinyangeni ezintathu iM-PESA iqede isigaba sokuhlola ebesinzima esithathe izinyanga ezintathu, yazilungiselela kwezobuchwepheshe, yakha ubudlelwano bamabhange obubalulekile, yaqasha, yaqeqesha, futhi yethula namanxusa eM-PESA. IBusinessDaily ngoNtulikazi yabika ukuthi i-Safaricom izokwethula iM-PESA e-Ethiopia ngoMandulo wezi-2023 ukuze isize ekwandiseni imali engenayo evela kwimisebenzi yase-Ethiopia futhi isekele umgomo wayo wokwenza inzuzo ngo-2027. Izindleko zokuqala ukusebenza e-Ethiopia zehlise inzuzo yeSafaricom ngo-5% onyakeni ophela ngoNdasa. I-Ethio Telecom, onzuzo yayo engaphezu kokuphindwe kabili onyakeni wayo wakamuva wezimali, ingenye yabaqhudelana nenkampani. Ngohlelo lwayo lokusebenzisa imali ngobuchwepheshe bukamakhalekhukhwini, iTelebirr, okuyi-telco yase-Ethiopia ibike ukuthi inababhalisile abangaphezu kwezigidi ezingama-34 kusukela ngoNtulikazi. Amakhasimende angakhokhela izimpahla nomsebenzi, athenge umoya wokokuxhumana, adlulisele imali kuma-akhawunti awo asebhange, athumele imali esuka kuma-akhawunti awo asebhange aye kuM-PESA yawo, futhi athole imali ngaphakathi nakwamanye amazwe esebenzisa imali ngobuchwepheshe beselula. Selokhu kwethulwa itelco yaseKenya e-Ethiopia ngonyaka wezi-2022, bangaphezu kwezigidi ezi-2 abasebenzisi abasebenzayo ababhalisele uhleloxhumano lwe-Safaricom lwezwi nemininingo. Amakhasimende e-Safaricom ase-Ethiopia angasebenzisa izinsiza zeM-PESA ngokushayela u-*733# kulayini wawo weSafaricom kuwo womabili amadivayisi e-Android ne-iOS. Okwamanje uhlelo lokusebenza lulungiselelwe ngezilimi ezinhlanu kudivayisi ye-Android futhi luyatholakala ngeGoogle Play Store; izotholakala kumadivayisi e-IOS emasontweni ezayo. Ngo-2007, itelco yethula iM-PESA eKenya futhi iyatholakala eDemocratic Republic of Congo, e-Egypt, eGhana, eLesotho, eMozambique naseTanzania. ISafaricom yase-Ethiopia yamemezela ziyi-7 kuNcwaba, wezi-2023, ukuthi izothola izigidi ezingu-$257.4 (KSh36.8 wamabhiliyoni) zoxhaso lwe-World Bank Group ukulekelela amaphrojekthi ezokuxhumana etelco. Ngaphandle kwalokho, emasontweni amabili edlule i-telco yavala izindawo zayo e-Amhara, okuyisifunda sesibili esikhulu e-Ethiopia. Kwenzeke ngemuva kokuthi uhulumeni wobumbano ememezele isimo esiphuthumayo sezinyanga eziyisithupha endaweni zi-4 kuNcwaba wezi-2023, ngenxa yenkinga phakathi kwamasosha kahulumeni namasosha aseFano, amasosha esikhashana angenawo umlayo osemthethweni."
+"የክሪፕቶ ምንዛሬ ማጭበርበርን ለመመርመር በጣም ቀላል ነው- አዴዴጂ ኦዎኒቢ ቁልፍ መወሰድ ያለባቸው ነጥቦች: የብሎክቼይን ማዕከል የሆነው የኮንቬክሲቲ መስራች እና ዋና ሥራ አስፈጻሚ አዴዴጂ ኦዎኒቢ የሕግ አስፈጻሚዎች በቀላሉ ሊመረመሩ ስለሚችሉ ክሪፕቶ ምንዛሪዎችን ዝቅ አድርገው ማየት የለባቸውም ብለዋል። ኦዎኒቢ ይህን የተናገሩት በብሔራዊ የኢንፎርሜሽን ቴክኖሎጂ ልማት ኤጀንሲ( ኤንአይቲዲኤ) እና በናይጄሪያ የብሎክቼይን ቴክኖሎጂ ማኅበር(ሲአይቢኤኤን ) ባለድርሻ አካላት በመተባበር በተዘጋጀው የባለድርሻ አካላት የፖሊሲ ውይይት ላይ ነው። የሕግ አስፈጻሚዎች እንደ ተቆጣጣሪዎች ሁሉ የክሪፕቶ ትምህርትንም መረዳት እንደሚያስፈልጋቸው አጽንኦት ሰጥተዋል። የብሔራዊ የብሎክ ቼይን ፖሊሲን ተግባራዊ ለማድረግ በሚደረገው የባለድርሻ አካላት የፖሊሲ ውይይት ወቅት የኮንቬክሲቲ ዋና ሥራ አስፈጻሚ እና የክሪፕቶ ፎረንሲክ ባለሙያ የሆኑት አዴዴጂ ኦዎኒቢ ለቁጥጥር አካላት እና ለሕግ አስከባሪዎች የብሎክቼይን ትምህርት አስፈላጊነት ላይ ተናገሩ። ኦዎኒቢ በፓነሉ ላይ፣ ውጤታማ የፋይናንስ ማካተት ለማግኘት የብሎክቼይን የቁጥጥር ገፅታን ማሻሻል፣ ተገቢው ደንብ የሕግ አስከባሪዎችን በክሪፕቶ ምንዛሬ እና በብሎክቼይን ላይ ማሠልጠንን እንደሚያካትት ጠቁመዋል። በቍጥጥር አካላት ላይ ብዙ ትኩረት ቢኖርም የብሎክቼይን ቦታን በተመለከተ ኦዎኒቢ የሕግ አስከባሪ ኤጀንሲዎች የብሎክቼይን ደንብ አስፈላጊ ክፍል ናቸው ብለው ያምናሉ። የተግባር ምሳሌ ኦዎኒቢ እንደገለጸው ሁለት አበልፃጊዎች ላፕቶፖች ስለነበራቸው በማጭበርበር ተጠርጥረው ታስረዋል። ይህንን ለመቀነስ፣ ኦዎኒቢ እና ቡድኑ በመላ አገሪቱ በሚገኙ በርካታ የኢኮኖሚ እና የፋይናንስ ወንጀሎች ኰሚሽን( ኢኤፍሲሲ) ቢሮዎች ስልጠናዎችን አካሂደዋል። በሚገርም ሁኔታ ""ክሪፕቶ ምንዛሬ ወይም ቢት ኮይን [ማጭበርበርን] ለ���መርመር በጣም ቀላሉ ነው"" ሲል ገልጿል።"" የሕግ አስከባሪ ባለሥልጣናትም ከዚህ ጋር ራሳቸውን ማስተዋወቅ እንዳለባቸውም አክለዋል። ለምን ክሪፕቶ ማጭበርበር ለመመርመር ቀላል ሆነ የክሪፕቶ ግብይቶች የሚከናወኑት በይፋዊ ብሎክቼይን ላይ ሲሆን ሕገ-ወጥ የሆኑትን ለመከታተል ቀላል ያደርገዋል። ብቸኛው አስቸጋሪ ሁኔታ የግብይቱን ገጽታ ማስቀመጥ ነው። ለምሳሌ፣ ኢተርስካን.አይኦ---- ከጎበኙ ድረ-ገፁ በ ኢተርም ብሎክቼይን ላይ ግብይቶችን ለመከታተል----- እና ክሪፕቶ አድራሻ ካስገቡ ባላንስ ያለው ሚዛን አድራሻ እና በአካውንቱ ላይ የተከናወኑ ግብይቶችን ማየት ይችላሉ። የክሪፕቶ ግብይቶችን ገጽታ እንዴት ማግኘት እንደሚቻል ኦዎኒቢ እንደገለጹት የብሎክቼይን የደንበኛዎን ማወቅ(ኬዋይሲ ) ፕሮቶኮሎች ቢጎሉም፣ ቦርሳ ላይ ፊት ማስቀመጥ ይቻላል ምክንያቱም በአንድ መንገድ ወይም በሌላ መንገድ፣ ቶከኖች የኬዋይሲ ፕሮቶኮሎች አስፈላጊ ወደሆኑበት ወደ ማዕከላዊ ልውውጥ መንገድ ያጣምራሉ። የክሪፕቶ ማጭበርበሮች ሲጠናቀቁ ወንጀለኞቹ የክሪፕቶ ቶከኖችን ወደ ፊያት ምንዛሬ ለመቀየር የሚያስችል መንገድ ያስፈልጋቸዋል። ይህን ለማድረግ አንዱ መንገድ በማዕከላዊ ልውውጥ ላይ በመሸጥ ነው። እንደ ማዕከላዊ ያልሆነ ልውውጥ ወይም ባለአደራ ያልሆኑ የኪስ ቦርሳዎች ያለ ኬዋይሲ ያለ ክሪፕቶ ቦርሳ መክፈት የሚችሉበት ሲሆን፣ ማዕከላዊ ልውውጥ ግን ተጠቃሚዎች እራሳቸውን እንዲገልፁ ይጠይቃል። ይሁን እንጂ፣ ከተወሰነው አልፈው( ኦቲሲ) ግብይቶች አማራጭ አለ፣ ይህም ማለት ወንጀለኞች በማዕከላዊ ልውውጥ ከመሄድ ይልቅ ቶከኖቻቸውን በጥሬ ገንዘብ ይሸጣሉ ማለት ነው። የኦቲሲ ነጋዴዎች ብዙውን ጊዜ ገንዘቡን ወደ ልውውጥ መመለስ አለባቸው፣ ይህም ማለት ሕገ-ወጥ ቶከኖች ከእነሱ እና በቀጣይነት ቶከኖቹን ከገዙበት ሰው ይታወቃል ማለት ነው። ""የኦቲሲ ነጋዴ እንኳን ማን ክሪፕቶ እንደሸጠለት ማወቅ አለበት አለበለዚያ በወንጀሉ ተሳታፊ ሊሆኑ ይችላሉ። ብዙዎች በዚህ ምክንያት ከኤፍሲሲ ጋር እየቀዘቀዙ ናቸው። ስለዚህ፣ አሁን መታወቂያ እንኳን ይጠይቃሉ"" ሲሉ ኦዎኒቢ አስረድተዋል። ትላልቅ የክሪፕቶ ማጭበርበሮችን መከታተል አሁንም አስቸጋሪ ሊሆን ይችላል። ትልልቅ አጭበርባሪዎች ተቆጣጣሪዎችን እና የሕግ አስከባሪዎችን ከመንገዳቸው ለማታለል የበለጠ የተራቀቁ ጥረቶችን ይጠቀማሉ። ይህንን ከሚያደርጉባቸው መንገዶች አንዱ የክሪፕቶ ቶከኖችን አመጣጥ እና መድረሻ ለመደበቅ የሚያገለግሉ የክሪፕቶ ድብልቆች ወይም"" ታምብልስ"" በመጠቀም ነው። የሕግ አስፈጻሚዎች ክሪፕቶው ወደ ማደባለቂያው ውስጥ ሲገባ እና ከመጀመሪያው ላኪ ጋር የማይገናኙ በብዙ ጫፎች በኩል ሲወጣ ብቻ ያያሉ። በጣም ታዋቂ ከሆኑት ድብልቆች መካከል የዋሳቢ ዋልይት እና ዐውሎ ነፋስ ጥሬ ገንዘብ ናቸው። ምንም እንኳን ቀላቃዮች ግብይቶችን ለመከታተል አስቸጋሪ ቢያደርጉትም የሕግ አስከባሪ ኤጀንሲዎች በተቀላቃዮች ተደብቀው ግብይቶችን በመከታተል ይታወቃሉ። እንደ ኦዎኒቢ ገለጻ በደቡብ አፍሪካዊው ኮርኔሊየስ ስታይንበርግ የሚመራው የ1.7 ቢሊዮን ዶላር ማጭበርበር በዋሳቢ ቦርሳ ሚክሰር በኩል ተደብቆ የነበረ ቢሆንም በአሜሪካ መንግሥት ክትትል ይደረግበት ነበር። በብሎክቼን ላይ ያሉትን አጭበርባሪዎች ሁሉ ለመያዝ የሚያስችል ቁልፍ። በ 2022 ፣ኦዎኒቢ ለቴክፖይንት አፍሪካ እንደገለጸው በብሎክቼን ቦታ ውስጥ ስም-አልባነት ለዘላለም እንደዚያ አይሆንም፣ የፋይናንስ እርምጃ ግብረ ኃይል( ኤፍኤቲኤፍ) -- የገንዘብ ማጭበርበርን ለመዋጋት የተቋቋመ መንግስታዊ ድርጅት ለብሎክቼን ግብይቶች ማንነት ለመግለ��� እየሰራ ነው። የጉዞ ደንብ ፕሮቶኮል ወይም የጉዞ ደንብ መስፈርት ይባላል። እኛ[ ኦዎኒቢ እና ኤፍኤቲኤፍ] ከ 2019 ጀምሮ እየሰራንበት ነበር እና አይቪኤምኤስ 101 የተባለ መስፈርት አዘጋጅተናል፣ እናም በዓለም ዙሪያ ከ 130 በላይ ሰዎች መስፈርቱን ለማውጣት አብረን ሠርተናል።"" ይህ በእንዲህ እንዳለ ፣ኦዎኒቢ የናይጄሪያ ማዕከላዊ ባንክ( ሲቢኤን) እና ሌሎች የሀገሪቱ ተቈጣጣሪዎች በክሪፕቶ ምንዛሬ እና ብሎክቼን በተመለከተ እያሳተፉ እና እያስተማሩ መሆኑን ተናግረዋል። የባለድርሻ አካላት የፖሊሲ ውይይት በተካሄደበት ወቅት ከኦዎኒቢ ጋር በተመሳሳይ ፓነል ላይ የነበሩት የሞኖመንት አፕሊኬሽንስ ሊሚትድ አማካሪ ቦርድ አባል ሱሌማን ጋርባ ባለድርሻ አካላት ከተቆጣጣሪዎች ጋር መገናኘት እና የብሎክቼይን ቴክኖሎጂ ምን ማድረግ እንደሚችል ማሳየት እንደሚያስፈልጋቸው ጠቁመዋል። ""በዓለም አቀፍ ደረጃ ተቈጣጣሪዎች በቴክኖሎጂ ገለልተኛ ይሆናሉ ተብሎ ይጠበቃል። በቴክኖሎጂው ላይ የተካኑ አይደሉም፣ ቴክኖሎጂው ምን እንደሚያደርግ እየተመለከቱ ነው"" ብለዋል ጋርባ። የኤንአይቲዲኤ ዋና ዳይሬክተር ካሺፉ ኢኑዋ እንዳሉት የብሎክቼን ቴክኖሎጂ በትክክል ለጥቅም ከዋለ ለናይጄሪያ ጂዲፒ 40 ቢሊዮን ዶላር ሊጨምር ይችላል። ከሲቢኤን ኢኤንኤአይአርኤ ጀምሮ እስከ ኒትድስ ብሔራዊ የብሎክቼይን ፖሊሲ ፣ነገሮች በአገሪቱ ውስጥ ለብሎክቼይን ጥሩ ናቸው።","Cryptocurrency fraud is the easiest to investigate - Adedeji Owonibi Key takeaways: Adedeji Owonibi, Founder and CEO of Convexity, a blockchain hub, has said law enforcement should not look down on cryptocurrencies as they're easy to investigate. Owonibi said this at the Stakeholders Policy Dialogue hosted by the National Information Technology Development Agency (NITDA) in collaboration with Stakeholders in the Blockchain Technology Association of Nigeria (SIBAN). He emphasised that law enforcement needs to understand crypto education as much as regulators. During the stakeholder's policy dialogue on the implementation of the national blockchain policy, Adedeji Owonibi, Convexity CEO and crypto forensic expert, spoke on the importance of blockchain education for regulators and law enforcement. On the panel, Improving the Blockchain Regulatory Landscape for an Effective Financial Inclusion, Owonibi pointed out that proper regulation includes training law enforcement on cryptocurrencies and blockchain. While there's a lot of focus on regulatory bodies when it comes to the blockchain space, Owonibi believes law enforcement agencies are an important layer of blockchain regulation. In a practical example, Owonibi said two of his developers were arrested on suspicion of being fraudsters because they had laptops in their possession. To reduce this, Owonibi and his team have conducted trainings at several Economic and Financial Crimes Commission (EFCC) offices across the country. Interestingly, he revealed that ""cryptocurrency or bitcoin [fraud] is the easiest to investigate."" He added that law enforcement officials should become familiar with it. Why crypto fraud is easy to investigate Crypto transactions happen on a public blockchain, making it easy to track illicit ones. The only hard part is putting a face to the transactions. For example, if you visit etherscan.io — a website for tracking transactions on the Ethereum blockchain — and enter a crypto address, you can see the balance on the address and transactions that have taken place on the account. How to put a face to crypto transactions Owonibi explained that while the blockchain lacks know-your-customer (KYC) protocols, it is possible to put a face to a wallet because one way or the other, the tokens will find their way to a centralised exchange where KYC protocols are necessary. When crypto scams are done, the perpetrators need a way to turn the crypto tokens into fiat currency. One of the ways to do this is by selling them on a centralised exchange. Unlike decentralised exchanges or non-custodial wallets where you can open a crypto wallet without KYC, a centralised exchange requires users to identify themselves. However, there is also the option of over-the-counter (OTC) transactions, which means perpetrators will sell their tokens for cash instead of going through a centralised exchange. OTC merchants usually need to take funds back to an exchange, which means the illicit tokens will be tracked to them and subsequently the person from whom they purchased the tokens. ""Even the OTC merchant needs to know who sold him crypto or he could be roped in the crime. Many are cooling with EFCC for that. So now, they'll even ask for an ID,"" Owonibi explained. Tracking big crypto scams can still be difficult Big scammers employ more sophisticated efforts to throw regulators and law enforcement off their track. One of the ways they do this is through crypto mixers or ""tumblers"" which are used to hide the origin and destination of crypto tokens."" Law enforcement will only see the crypto go into the mixer and come out through many ends that are not necessarily connected to the original sender. Some of the most popular mixers are Wasabi Wallet and Tornado Cash. Although mixers make it difficult to track transactions, law enforcement agencies have been known to track transactions hidden with mixers. According to Owonibi, the $1.7 billion scam run by South African, Cornelius Steynberg, was hidden through the Wasabi Wallet mixer, but it was tracked by the US government. A key to catching all scammers on the blockchain In 2022, Owonibi revealed to Techpoint Africa that the anonymity in the blockchain space would not be that way forever, as the Financial Action Task Force (FATF) — an intergovernmental organisation founded to combat money laundering — is working to put a face to blockchain transactions. ""It is called the travel rule protocol or travel rule standard. We've [Owonibi and the FATF] been working on it since 2019 and have developed a standard called IVMS 101, and over 130 of us globally worked together to bring out that standard."" In the meantime, Owonibi said he's engaging and educating the Central Bank of Nigeria (CBN) and other regulators in the country on cryptocurrency and blockchain. Suleiman Garba, a member of Monument Applications Limited's Advisory Board who was also on the same panel as Owonibi during the stakeholder's policy dialogue, pointed out that stakeholders need to engage with regulators and show them what blockchain technology can do. ""Globally, regulators are expected to be technologically neutral. They are not keen on the technology, they are looking at what the technology does,"" said Garba. According to the NITDA DG, Kashifu Inuwa, blockchain technology can add $40 billion to Nigeria's GDP if harnessed properly. From the CBN's eNaira to NITDA's national blockchain policy, things bode well for blockchain in the country.","Zamba na Cryptocurrency shi ne mafi sauƙin bincikowa - Adedeji Owonibi. Mahimman abubuwa lura: Adedeji Owonibi, shugaba kuma wanda ya samar da Convexity, wanda ya kasance wata mahaɗa, ya ce kada mahukunta su ki bada mahimmanci ga cryptocurrency saboda suna da sauƙin bincikawa. Owonibi ya yi wannan bayanin ne a taron Stakeholders Policy Dialogue wanda Hukumar Bunƙasa Fasahar Sadarwa ta Ƙasa (NITDA) tare da haɗin guiwar Stakeholders in the Blockchain Technology Association of Nigeria (SIBAN) suka ɗauki nauyi. Ya fada da kyau cewa ya dace mahukunta su fahimci ilimin crypto ƙwarai kamar masu kulawa. A yayin tattaunawar ta Stakeholders Policy na aiwatar da national blockchain policy, Adedeji Owonibi, mamallakin Convexity kuma ƙwararre wajen binciken crypto, ya yi bayani game da mahimmancin ilimin blockchain ga masu kulawa da kuma mahukunta. A wajen taron, bunƙasa Blockchain Regulatory Landscape domin samar da kuɗi mai inganci, Owonibi ya yi nuni da cewa kulawa mai kyau ta haɗa da ba wa mahukunta horo game da cryptocurrencies da kuma blockchain. A yayin da aka maida hankali sosai a kan masu lura idan aka zo batun bigiren blockchain, Owonibi ya yarda cewa mahukunta suna da matuƙar amfani wajen duba blockchain. A misalign mabayyani, Ownibi ya ce an kama biyu daga cikin ma’aikatansa a kan zargin kasancewa ‘yan damfara saboda an ga na’ura mai ƙwaƙwalwa a cikin kayansu. Domin rage irin haka, Owonibi da abokan aikinsa sun gudanar da bayar da horo a ofisoshin hukumar hana yi wa tattalin arziki zagon ƙasa (EFCC) da ke ƙasa baki ɗaya. Abun ban sha’awa, ya bayyana cewa” {damfara} ta cryptocurrency ko bitcoin ita ce mafi sauƙin bincikawa.” Ya ƙara da cewar ya kamata mahukunta su waye da ita. Dalilin da ya sa damfarar crypto take da sauƙin bincikawa Musayar kuɗi ta crypto tana kasancewa ne a bayyane, hakan ya sa cikin sauƙi za a gane marasa gaskiya. Ɓangaren da ya fi wahala shi ne inda za ka sanya fuska a cinikin. A misali, idan ka ziyarci etherscan.io--- guri a yanar gizo domin bibiyar musayar kuɗi a Ethereum blockchain—sannan ka shigar da adireshi na crypto, za ka iya ganin abin da ya rage a kan adireshin da kuma musayar kuɗin da aka yi a cikin akawun din. Yadda za ka sanya fuska a musayar kuɗi ta crypto Owonibi ya yi bayani cewa ko da yake blockchain ɗin ba shi ƙa’idojin ka-san-abokin hulɗarka (KYC), zai yiwu ka sanya fuska a wallet ɗinka saboda ɗayan biyu dai, kuɗin zai shiga wajen musayar na baiɗaya inda ƙa’idojin KYC suka zama dole. A sanda ake yin damfara ta crypto, masu aikatawar na buƙatar samun hanya domin juyar da kuɗin crypto din zuwa tsabr kuɗi. Ɗaya daga cikin hanyoyin da ake yi shi ne sayar da su ta cinikin baiɗaya. Ba kamar cinikin da ba na baiɗaya ba ko wallet ɗin da ba ta da majiɓinci inda za ka iya buɗe wallet din cryptoba tare da KYC ba, wajen musaya ta baiɗaya na buƙatar masu amfani da shi da su bayyana kansu. Duk da haka, da akwai zaɓin ciniki daga kanta (OTC), wanda hakan ke nufin masu aikata laifin za su iya siyarwa su karɓi tsabar kuɗi a maimakon bin hanyar musayar baiɗaya. Masu kasuwancin OTC yawanci suna buƙatar komawa da kudaden wajen musayar, wanda hakan ke nufin za a bibiyi kayan satar da aka siyar musu sannan kuma da wanda suka siya a wajensu. “Shi ma mai kasuwancin OTC ɗin ya kamata ya san wanda ya siyar masa da crypto ko wanda ya kamata a kama a laifin. Wasu da dama suna wajen EFCC a dalilin haka. Don haka yanzu, sai sun buƙaci katin shaida ma,” Owonibi ya bayyana hakan. Bibiyar manyan damfarar crypto har yanzu zai iya yin wuya. Manyan ‘yan damfara suna amfani da ƙarfafan dabaru domin cire masu kulawa da mahukunta daga hanyar da za su same su. Ɗaya daga cikin hanyoyin da suke bi shi ne ta masu haɗa crypto ko “tumblers” wanda ake amfani da su domin ɓoye asali da kuma inda za a kai kuɗin crypto,” Mahukunta za su ga crypto ɗin ya shiga cikin mixer ɗin ne kawai sannan ya fito ta hanyoyi mabanbanta wanda ba lallai ba ne yana da alaƙa da wanda ya fara turowa. Wasu daga cikin shahararrun mixer ɗin sun haɗa da Wasabi Wallet da kuma Tornado Cash. Duk da kasancewar mixer ɗin na sanya bibiyar musayar kuɗin ya yi wuya, an san mahukunta da bibiyar musayar kuɗin da ka boye a cikin mixer. Kamar yadda Owonibi ya ce, damfarar dala biliyan $1.7 da Afirka ta Kudu ta yi, an boye Cornelius Steynberg ne ta cikin Wasabi Wallet mixer, amma sai da gwamnatin Amurka ta bibiye shi. Hanyar da za a kama duk masu damfara a blockchain A shekarar 2022, Owonibi ya bayyanawa Techpoint Afirka cewar rashin bayyanawa na mahallin bockchain ba zai tabbata ba har abada, domin Financial Action Task Force(FATF)—wata hukuma ta duniya da aka yi ta domin hana damfarar kuɗi—tana aiki domin sanya fuska ga musayar kuɗi ta blockchain. “Ana kiransa da tsarin dokar tafiya ko tabbatacciyar dokar tafiya. Mun jima (Owonibi da FATF) muna aiki a kan hakan tun 2019 kuma mun samar da tsari mai suna IVMS 101, kuma fiye da mu 130 a duniya baki ɗaya mun yi aiki tare domin fito da wannan tsarin.” A iya wannan lokacin, Owonibi ya ce yana sanyawa tare da ilimantar da Central Bank of Nigeria (CBN) da wasu sauran masu gudanar a kasar da cryptocurrency da blockchain. Suleiman Garba, mamba na Monument Application Limeted Advisory Board wanda kuma yana cikin wannan majalisar kamar Owonibi a yayin da ake tattaunawar stakeholders policy, ya yi nuni da cewa ya kamata masu ruwa da tsaki su yi aiki tare da masu gudanarwa kuma su nuna musu abin da fasahar blockchain zai iya yi. “A duniya baki ɗaya, ya kamata masu gudanarwa su zama tsaka-tsaki game da fasaha. Ba su maida hankali ga fasaha ba, suna kallon abin da fasahar ta yi,” Garba ya faɗa. Kamar yadda DG na NITDA Kashifu Inuwa ya faɗa, fasahar blockchain za ta iya ƙara dala biliyan $40 ga GDP din Nijeriya idan aka ƙawata shi yadda ya kamata. Daga tsarin CBN na eNaira zuwa ga tsarin NITD na blockchain, blockchain zai samu cigaba a ƙasar.","Ni rahisi kufanya uchunguzi wa ulaghai wa fedha fiche - Adedeji Owonibi Mambo muhimu ya kuzingatia: Adedeji Owonibi ni muanzirishi na mtendaji mkuu wa Convexity, ambacho ni kitovu cha makampuni (blockchain) alisema ""utekelezaji wa sheria unatakiwa kuangalia mtiririko wa fedha zinzotokana na thamani ya michoro ya uchumi wa teknolojia kwenye mitandao kama bitcoins(cryptocurrencies) kwa sababu ni rahisi kuzifanyia uchunguzi. Owonibi aliyasema hayo kwenye mjadala wa sera ya wawekezaji ulioandaliwa na taasisi ya National Information Technology Development Agency (NITDA) kwa kushirikiana na wawekezaji kwenye muungano wa makampuni ya teknolojia (SIBAN). Alilisisitiza kuwa watekelezaji wa sheria kwa vile ni wadhibiti, wanatakiwa kufahamu mfumo wa fedha za michoro ya thamani ya uchumi mtandaoni (crypto) kwa kadri wawezavyo. Wakati wa mjadala wa sera ya wawekezaji, Adedeji Owonibi ambaye ni mtendaji mkuu na mtaalamu wa sheria ya udhibiti wa mfumo wa fedha za michoro ya thamani ya uchumi mtandaoni (crypto) aliongelea umuhimu wa elimu ya muungano wa makampuni (blockchain) kwa wadhibiti na watekelezaji wa sheria. Kwenye bodi, waliazimia kuboresha mazingira na udhibiti wa makampuni kwa ajiri ya ufanisi wa uchumi jumuishi; Owonibi alisema hivi ""utaratibu sahihi unahusisha mafunzo ya utekelezaji wa sheria juu ya mifumo ya fedha za michoro ya thamani ya uchumi ya mtandaoni (cryptocurrency) na umoja wa makampuni (blockchain). Wakati watu wamewekeza nguvu kubwa kwenye bodi za udhibiti, linapokuja suala la muungano wa makampuni (blockchain), Owonibi anaamini kuwa mashirika ya utekelezaji wa sheria ni kiungo muhimu cha utaratibu wa muungano wa makampuni (blockchain). Katika kutoa mfano halisia, Owonibi alisema ""wasanidi wake wawili wa programu walihukumiwa kwa kosa la ulaghai wa kiuchumi kwa sababu walikuwa wanamiliki tanakrishi mpakato. Ili kuzuia hili tatizo, Owonibi na wenzake waliendesha mafunzo kwenye ofisi za tume ya makosa ya jinai ya uchumi (EFCC) nchini nzima. Cha kuvutia ni kuwa, alifichua siri kuwa ulaghai wa mifumo ya michoro yenye thamani ya uchumi mtandaoni (cryptocurrency) au bitcoin ni rahisi kuuchunguza Aliongeza kuwa maafisa wa utekelezaji wa sheria wanatakiwa kuufahamu huo mfumo kwa kina. Kwanini ulaghai wa mfumo wa michoro ya thamani ya uchumi mtandaoni (crypto) au bitcoin ni rahisi kuuchunguza? Miamala ya mfumo wa michoro ya thamani ya uchumi mtandaoni (crypto) au bitcoin inaonekana kwenye kurasa za umoja wa makampuni mitandaoni (blockchain) hivyo ni rahisi kugundua ulaghai wake. Kitu muhimu kwa sasa ni kuweka umakini kwenye miamala. Kwa mfano ukitembelea etherscan-tovuti ambayo inatumika kudukua miamala ya sarafu ya ethereum ya makampuni mtandaoni na ukaingiza anuani ya sarafu ya bitcoin (crypto) unaweza kuona akiba kwenye anuani na kwenye miamala ambayo imepita kwenye akaunti. Unawezaje kuifikia miamala ya sarafu ya bitcoin (crypto)? Owonibi alieleza kuwa blockchain haina itifaki ya kujua -mteja wako (KYC), inawezekana kuingia kwenye pochi kwa sababu kwa njia moja au nyingine, tokeni zitapata njia ya kubadilishana kati ambapo itifaki za KYC zinahitajika. Wakati kashfa za sarafu za siri zinafanyika, wahalifu wanahitaji njia ya kugeuza tokeni za sarafu za siri kuwa fedha za fiat. Njia moja wapo ya kufanya hiki ni kwa kuuza hizo sarafu kwenye ubadilishanaji wa kati. Mbali na mfumo mkuu wa ubadilishanaji au pochi isiyo na usimamizi, unaweza kufungua pochi ya sarafu ya bitcoin (crypto) bila kuwa na mfumo wa kutambua wateja (KYC), mfumo mkuu wa ubadilishanaji unataka watumiaji wafahamiane. Hata hivyo, kuna njia nyingine ya miamala inayoitwa over-the-counter (OTC) ambayo matapeli watatumia kuuza thamani ya sarafu yao badala ya kwenda kuzibadilisha kwenye mfumo mkuu wa ubadilishanaji. Wafanyabiashara wa OTC kwa kawaida wanahitaji kurudisha fedha kwenyw soko, kumaanisha kuwa tokeni haramu zitafuatiliwa kwao na baadaye mtu ambaye walinunua kwake. Hata mfanyabishara wa OTC anataka kufahamu ni nani aliyemuuzia sarafu za siri au anaweza kuwekwa hatiani. Wengi wanapunguza joto na EFCC kwa hilo. Kwa hiyo, sasa wanaweza kuomba kitambulisho, Owonibi alieleza. Kudukua ulaghai mkubwa wa taasisi za michoro ya thamani ya uchumi mtandaoni (crypto) bado ni vigumu Maharamia wakubwa wanatumia juhudi kubwa za kisasa kuhakikisha kuwa wadhibiti na watekelezaji wa sheria hawawezi kuwadukua. Mojawapo ya njia wanazofanya hivyo ni kupitia vichanganyaji vya sarafu za siri au ""tumblers"" ambazo hutumiwa kuficha asili na marudio ya tokeni za sarafu za siri Watekelezaji wa sheria wataona sarafu ya siri ikiingia kwenye kichanganyaji kutoka kwa ncha nyingi ambazo siyo lazima ziunganishwe na mtumiaji asili. Baadhi ya mifumo ya manunuzi inayofahamika sana ni pochi ya Wasabi (Wasabi Wallet) na pesa ya Tornado. Ijapokuwa ni vigumu kudukua mifumo ya uchanganyaji wa miamala, lakini taasisi za utekelezaji wa sheria zinajua namna ya kudukua miamala iliyofichwa kwenye mfumo wa uchanganyaji wa miamala. Kulingana na Owonibi kashfa za billioni $1.7 alizokimbia nazo Cornelius Steynberg nchini Afrika kusini, alizozificha kwa kutumia mfumo wa miamala wa pochi ya wasabi, zilidukuliwa na serikali ya marekani. Kikubwa ni kuwakamata maharamia wote wa mfumo wa umoja wa makampuni mtandaoni (blockchain) Mwaka 2022, Owonibi alithibitisha kwenye mtandao wa teknolojia Afrika (Techpoint Africa) kuwa haiwezekani usijulikane kwenye umoja wa makampuni ya mtandaoni (blockchain) milele kwa sababu mfumo wa udhibiti wa ufujaji wa miamala ya umoja wa makampuni mtandaoni (Financial Action Task Force (FATF)) unafanya kazi ya kuwatambuwa maharamia wa miamala. inaitwa itifaki ya sheria ya kusafiria au kiwango cha sheria ya kusafiri. Tumekuwa [Owonibi na FATF] tukiishughulikia tangu 2019 na tumeunda kiwango kinachoitwa IVMS 101, na zaidi ya 130 kati yetu kote duniani, tulifanya kazi pamoja ili kuadhimisha kiwango hicho Katika kipindi hiki, Owonibi alisema ""atajishughulisha na kuielimisha benki kuu ya Nigeria (CBN) pamoja na wadhibiti wengine nchini Nigeria juu ya mfumo wa sarafu ya bitcoin (cryptocurrency) na umoja wa makampuni mtandaoni (blockchain). Suleiman Garba, mjumbea wa bodi ya washauri ya Monument Applications Limited alimuunga mkono Owonibi kwenye mjadala wa sera ya wawekezaji; ambapo alisema ""wawekezaji wanatakiwa kuungana na wadhibiti ili kuwaelewesha namna ambavyo umoja wa makampuni mtandaoni ynavofanya kazi"". Vidhibiti vya kiteknolojia duniani havitakiwi kuegemea upande wowote. Hawapendezwi na teknolojia, wanaangalia teknolojia inafanya nini, alisema Garba. Kulingana na NITDA DG na Kashifu Inuwa, umoja wa makampuni mtandaoni (blockchain) unaweza kuongeza billioni $40 kwenye mradi wa maendeleo wa Nigeria (GDP) kama wakiunganishwa vizuri. Kutoka benki kuu ya Nigeria (CBN) eNaira hadi sera ya taifa ya makampuni mtandaoni inayoendeshwa na NITDA, mambo yataenda vizuri nchi nzima chini ya usimamizi wa umoja wa makampuni mtandaoni (blockchain).","Jìbìtì owó àkósódù ni ó rọrùn láti ṣe ìwádìí ẹ̀ jù - Adédèjì Owóníbi Àwọn àrídìmú pàtàkì: Adédèjì Owóníbi, Olùdásílẹ̀ àti Aláṣẹ àti Olùdarí ní Convexity, tí ó jẹ́ ibùdó aṣèyànnáná àká dátà owó àkósódù, ti sọ pé kí àwọn agbófinró má fi ojú tẹ́ńbẹ́lú àwọn owó àkósódù bí wọ́n ti ṣe rọrùn láti ṣe ìwádìí lé lórí. Owóníbi sọ èyí níbi Ìpàdé-tàkúrọ̀sọ̀ láti ṣe Òfin láàárín àwọn Òpómúléró tí Àjọ Aṣètòìdàgbàsókè Ìmọ̀-ẹ̀rọ Oníwìífún ní ilẹ̀ Nigeria lápapọ̀ (NITDA) jẹ́ olùgbàlejò ní ìbáṣepọ̀ pẹ̀lú Ẹgbẹ́ àwọn Òpómúléró Ìmọ̀-ẹ̀rọ Àká dáta owó àkósódù ní ilẹ̀ Nigeria (SIBAN). Ó ṣe àtẹnumọ́ pé àwọn agbófinró ní láti lóye ẹ̀kọ́ nípa owó àkósódù gẹ́gẹ́ bí àwọn olùṣàkóso rẹ̀. Nígbà tí ìpàdé náà ń lọ lọ́wọ́ lórí ìmúṣiṣẹ́ òfin tí ó de àká dátà àkósódù ní ilẹ̀ Nigeria, Adédèjì Owóníbi tí ó jẹ́ Aláṣẹ àti Olùdarí ní Convexity tí ó tún jẹ́ onímọ̀ nípa ìṣàmúlò ẹ̀rọ àti ìmọ̀ ìjìnlẹ̀ fún ìwádìí lórí owó àkósódù sọ̀rọ̀ nípa pàtàkì ẹ̀kọ́ lórí àká dátà àkósódù fún àwọn olùṣàkóso rẹ̀ àti àwọn agbófinró. Níbi ìjókòó náà, Ìṣàtúnṣe Ìlànà Òfin Àká dáta owó àkósódù fún Ìkópa Mùtúmùwà tí ó Múná dóko, Owóníbi tọ́ka pé òfin tí ó tọ́ máa ṣe àkóónú ètò ẹ̀kọ́ fún àwọn agbófinró lórí àwọn owó àkósódù àti àká dátà àkósódù sínú. Bí ó ti jẹ́ pé ojú wà lára àwọn ẹgbẹ́ olùṣàkóso bí ó bá ti di ọ̀rọ̀ nípa àyè àká dátà owó àkósódù, Owóníbi gbàgbọ́ pé àwọn òṣìṣẹ́ agbófinró jẹ́ akópa pàtàkì níbi ìṣàkóso àká dátà owó àkósódù. Láti ṣe àpẹẹrẹ, Owóníbi sọ pé méjì nínú akodùẹ̀rọ àìrídìmú òun ni wọ́n fi òfin mú nítorí wọ́n fura sí wọn pé oníjìbìtì ni wọ́n torí wọ́n rí ẹ̀rọ kọ̀ǹpútà alágbéèlétan nínú ẹrù wọn. Láti dín èyí kù, Owóníbi àti àwọn ẹmẹ̀wá rẹ ti ṣètò oríṣiríṣi ẹ̀kọ́ ní ọ̀pọ̀lọpọ̀ àwọn ọ́fíìsì Àjọ tí ó ń gbógún ti Ìwà Jẹgúdújẹrá ní ilẹ̀ Nigeria (AIJN) káàkiri Nigeria. Ó ṣeni ní ààhin nígbà tí ó tún ṣe àfihàn pé ""(jìbìtì) owó àkósódù àbí bitcoin ni ó rọrùn láti ṣe ìwádìí jù."" Ó ṣe àfikún pé àwọn òṣìṣẹ́ agbófinró gbọdọ̀ mọ̀ nípa rẹ̀. Ìdí tí jìbìtì owó àkósódù ṣe rọrùn láti ṣèwádìí Ìdúnàádúrà owó àkósódù máa ń wáyé lórí aká dátà owó àkósódù gbogboogbò, léyìí tí ó mú u rọrùn láti ṣe àtẹ̀lé ìwádìí àwọn èyí tí kò bá òfin mu. Ìṣòro kan ṣoṣo tí ó wà níbẹ̀ ni ṣíṣe ìdámọ̀ ẹni tí ó ń ṣe wọ́n. Fún àpẹẹrẹ, bí o bá lọ sí etherscan.io — ibùdó ìtakùn tí ń ṣe ìtọpa àwọn ìdúnàádúrà tí ń lọ lórí àká dátà àkósódù ti Ethereum — tí o sì tẹ àdírẹ́ẹ̀sì owó àkósódù kan síbẹ̀, o máa lè rí iye tí ó kù lórí àdírẹ́ẹ̀sì náà àti àwọn ìdúnàádúrà tí ó ti ṣẹlẹ̀ lórí àkáǹtì náà. Bí a ṣe lè ṣe ìdámọ̀ ẹni tí ó ṣe àwọn ìdúnàádúrà owó àkósódù Owóníbi ṣe àlàyé pé bí àká dátà àkósódù kò ṣe ní ètò mọ-oníbàárà-rẹ (KYC) yìí, ó ṣeéṣe láti wá ẹni tí ó ni àpamọ́ kan nítorí pé ní ọ̀nà kan tàbí òmíràn, àwọn tókìn náà yóò wá ọ̀nà dé ibi ìpààrọ̀ alákòóso kan tí yóò nílò kí àwọn aṣàmúlò fi ara wọn hàn. Tí ìjanilólè owó àkósódù bá wáyé, àwọn oníṣẹ́láabi náà nílò ọ̀nà láti sọ àwọn tókìn owó àkósódù náà di owóníná. Ọ̀kan lára àwọn ọ̀nà láti ṣe èyí ní títà wọ́n lórí ibi ìpààrọ̀ alákòóso kan. Yàtọ̀ sí àwọn ibi ìpààrọ̀ aláílákòóso tàbí àwọn àpamọ́ aládàáṣàkóso tí o ti lè ṣí àpamọ́ owó àkósódù kan láìṣe KYC, ibi ìpààrọ̀ alákòóso yóò béèrè ìdánimọ̀ lọ́wọ́ àwọn aṣàmúlò rẹ̀. Ṣùgbọ́n, àǹfààní láti lo àṣàyàn ibi ìpààrọ̀ rà-á-kí-o-sànwó aláílákòóso (OTC) náà tún wà, ní èyí tí ó túnmọ̀ sí pé àwọn oníṣẹ́láabi yóò gba owó rọ́pò àwọn tókìn wọn láì lo ọ̀nà ibi ìpààrọ̀ alákòóso kan. Àwọn òǹṣòwò OTC sábà máa ń nílò láti ra owó padà sí ibi ìpààrọ̀ kan ni, ní èyí tí ó túmọ̀ sí pé wọ́n máa lè ṣe ìtọpa àwọn tókìn afèèrúrí wọ̀nyìí dé ọ̀dọ̀ wọn tí yóò sì fi padà dé ọ̀dọ̀ àwọn tí wọ́n ti rà wọ́n. ""Kódà àwọn òǹṣòwò OTC ní láti mọ ẹni tí ó ta owó àkósódù fún wọn àbí k�� ó ṣe àforígbà àkóbá ọ̀ràn náà. Ọ̀pọ̀ ló ń ṣayé lọ́gbà AIJN fún ìyẹn. Torí náà, ní báyìí wọ́n máa bèèrè ohun ìdánimọ̀"" Owóníbi ṣe àlàyé. Síbẹ̀, ṣíṣe ìtọpa ẹ̀tàngbowó àkósódù lè nira. Àwọn ògbólógbòó gbájúẹ̀ máa ń lo ìmọ̀ọ́ṣe tí ó kẹnú láti sọ àwọn olùṣàkóso àti àwọn agbófinró nù nínú ìlépa láti mú wọn. Ọ̀kan lára àwọn ọ̀nà tí wọ́n ń gbà ṣe èyí ní lílo aṣédàpọ̀ owó àkósódù àbí ""ìṣèdàpọ̀ amútọpadàrú"" èyí tí ó máa ń fi orísun àti òpin àwọn tókìn owó àkósódù."" Àwọn agbófinró yóò kàn máa rí bí owó àkósódù ṣe ń wọ inú aṣèdàpọ̀ tí yóò sì bá ọ̀pọ̀ ọ̀nà jáde ní èyí tí wọ́n lè má fi ìbí kankan papọ̀ pẹ̀lú ẹni tí ó mú u wọlé. Díẹ̀ nínú àwọn aṣèdàpọ̀ tí ó gbajúgbajà ni Wasabi Wallet àti Tornado Cash. Bí ó tilẹ̀ jẹ́ pé aṣèdàpọ̀ máa ń jẹ́ kí ó nira láti ṣe ìtọpa àwọn ìdúnàádúrà, àwọn òṣìṣẹ́ agbófinró náà ti ṣe ìtọpa àwọn ìdúnàádúrà tí wọ́n fi pamọ́ sínú aṣèdàpọ̀. Gẹ́gẹ́ bí Owóníbi ṣe sọ, inú aṣèdàpọ̀ owó àkósódù Wasabi Wallet ni ẹ̀tàngbowó àkósódù oní bílíọ̀nù 1.7 owó dọ́là tí ọmọ ilẹ̀ South Africa, Cornelius Steinberg ṣe láti gbé owó àkósódù pamọ́, ṣùgbọ́n ìjọba ilẹ̀ Amẹ́ríkà rí i tọpa. Ọ̀nà pàtàkì kan láti rí àwọn afẹ̀tàngbowó mú lórí àká dátà owó àkósódù Ní ọdún 2022, Owóníbi fi yé Techpoint Africa pé àìdánimọ̀ nínú ààtò àká dátà àkósódù kò lè lọ bẹ́ẹ̀ títí láíláí, nítorí Àjọ Aṣàwòfín Ètò Owó (FATF) — àjọ tí àwọn ìjọba jọ fọwọ́sí tí wọ́n dá sílẹ̀ láti kojú ṣíṣe owó báṣubàṣu — ti ń ṣiṣẹ́ láti mọ́ àwọn ojú tí ó wà lẹ́yìn àwọn ìdúnàádúrà àká dátà owó àkósódù. ""Wọ́n ń pè é ní ìlànà òfin ìrìnnà àbí gbèdéke òfin ìrìnnà. A [Owóníbi àti àjọ FATF] ti ń ṣiṣẹ́ lórí ẹ̀ láti 2019 tí a sì ti ṣẹ̀dá gbèdéke kan tí ń jẹ́ IVMS 101 tí àwa 130 ní àgbáyé sì ti ṣiṣẹ́ papọ̀ láti ṣe àgbéjáde gbèdéke náà."" Ní àsìkò yìí wàyìí, Owóníbi sọ pé òun ti ń bá Báǹkì Àpapọ̀ Orílẹ̀-èdè Nigeria (CBN) àti àwọn alákòóso mìíràn tí òun sì ń dá wọn lẹ́kọ̀ọ́ nípa owó àkósódù àti àká dátà owó àkósódù. Suleiman Garba, ọmọ ẹgbẹ́ Àjọ Adáninímọ̀ràn tí Monument Application Limited tí òun náà wà lára ìgbìmọ̀ kan náà bí i Owóníbi níbi ìpàdé-tàkúrọ̀sọ̀ àwọn òpómúléró, tọ́ka pé àwọn òpómúléró ní láti bá àwọn alákòóso sọ̀rọ̀ kí wọ́n sì ṣe àfihàn ohun tí ìmọ̀ ẹ̀rọ àká dátà àkósódù lè ṣe fún wọn. ""Ní àgbáyé, àwọn alákòóso yẹ kí wọ́n má ṣe ojúsàájú ní lílo ìmọ̀ ẹ̀rọ. Wọn ò ní ohunkóhun ṣe pẹ̀lú ẹ̀rọ gan, ohun tí ẹ̀rọ lè ṣe ni wọ́n ń wò,"" Garba dáhùn. Gẹ́gẹ́ bí Adarí pátápátá NITDA, Kashifu Inuwa ṣe ti sọ, ìmọ̀ ẹ̀rọ àká dátà àkósódù lè mú bílíọ̀nù 40 owó dọ́là wá kún àpapọ̀ owó tí ń wọlé fún Nigeria lọ́dún bí wọ́n mọ̀ ọ́ lò. Láti eNaira ti CBN dé orí òfin NITDA lórí lílo àká dátà owó àkósódù, nǹkan ti ń ṣẹnu dáadáa fún àká dátà àkósódù ní orílẹ̀-èdè náà.","Ukukhwabanisa ngebhukunyazi lezezimali kulula kakhulu ukukuphenya - u-Adedeji Owonibi Okubalulekile okufanele ukwazi: U-Adedeji Owonibi, Umsunguli kanye neCEO seConvexity, iblockchain hub, uthe abomthetho akufanele babukele phansi imali yebhukunyazi ngoba kulula ukuyiphenya. U-Owonibi ukusho lokhu Ezigxoxweni Ngenqubomgomo Yababambiqhaza ebanjwe yiNational Information Technology Development Agency (iNITDA) ngokubambisana nababambiqhaza kwi-Blockchain Technology Association yaseNigeria (iSIBAN). Ugcizelele ukuthi abomthetho badinga ukuzifundisa ngezobhukunyazi njengabalawuli bomthethonqubo. Ngesikhathi senkulumomphendulwano yenqubomgomo yababambiqhaza ekusetshenzisweni kwenqubomgomo kazwelonke ye-blockchain, u-Adedeji Owonibi, iCEO seConvexity kanye nochwepheshe bezophenyonzulu bezobugebengu be-crypt, ukhulume ngokubaluleka kwemfundo ye-blockchain kubalawuli kanye nokugcinwa komthetho. Eqenjini labaphendula imibuzo, Ukuthuthukisa Umthethonqubo we-Blockchain ukuze Zisebenze kahle Ezezimali, u-Owonibi uthe umthethonqubo ofanele uhlanganisa ukuqeqeshwa kwabezomthetho ngezezimali zebhukunyazi kanye ne-blockchain. Yize kugxilwe kakhulu kwibhodi lomthethonqubo uma kukhulunywa ngeblockchain, u-Owonibi ukholelwa ukuthi izinhlangano zezabomthetho zibalulekile kumthethonqubo we-blockchain. Isibonelo esisebenzayo, u-Owonibi uthe onjiniyela bakhe ababili baboshwe ngezinsolo zokuba ngabahwabanisi ngoba bephethe amalephuthophu. Ukuze kuncishiswe lokhu, u-Owonibi nethimba lakhe baye baqeqesha emahhovisi ambalwa eKhomishana Yobugebengu Bezomnotho Nezezimali (i-Economic and Financial Crimes Commission (i-EFCC)) ezweni lonke. Okumangalisayo uthe kulula ukuphenya ""icryptocurrency noma ibitcoin [inkohliso]."" Wengeze ngokuthi abomthetho kumele bakujwayele. Kungani ukukhwabanisa kwebhukunyazi kulula ukukuphenya Ukuthengiselana kwebhukunyazi kwenzeka ku-blockchain yomphakathi, okwenza kube lula ukulandelela abangekho emthethweni. Okunzima ukubona ubuso babathengiselanayo. Isibonelo, uma uvakashela i-etherscan.io — iwebhusayithi yokulandelela ukuthengiselana ku-Ethereum blockchain — bese ufaka ikheli le-crypto, ungabona inani ekhelini kanye nokuthengiselana okwenzeke ku-akhawunti. Ungazi kanjani ukuthi obani abahwebelana nge-crypto U-Owonibi wachaza ukuthi nakuba i-blockchain ingenayo indlela yokwazi ikhasimende (i-know-your-customer (iKYC)), uyakwazi ukubeka ubuso bomuntu esikhwameni ngoba ekugcineni amathokheni azoba sendaweni eyodwa yokuhwebelana lapho izivumelwano ze-KYC kufanele zilandelwe. Uma kwenziwa imikhonyovu yebhukunyazi, abenzi bobubi badinga indlela yokuguqula amathokheni ebhukunyazi abe yimali ye-fiat. Enye yezindlela zokwenza lokhu ukuwathengisa ezindaweni ezihlelekile zokuhwebelwana. akufani nokuhwebelana ezindaweni ezingahlelekile noma lapho ongavula khona isikhwama se-crypto ngaphandle kwe-KYC, indawo okuhlanganelwa kuyo idinga abasebenzisi ukuthi baziveze. Kodwa-ke, uyakwazi ukukhetha ukuthengiselana kwabakubiza nge-over-the-counter (i-OTC), okusho ukuthi abenzi bobubi bazothengisa amathokheni abo ngemali esikhundleni sokushintshaniswa endaweni ehlelekile. Abathengisi be-OTC ngokuvamile badinga ukubuyisela izimali la okuhwebelanwa khona, okusho ukuthi amathokheni angekho emthethweni azolandelelwa kubo futhi nakumuntu abathenge kuye amathokheni. ""Ngisho nomthengisi we-OTC udinga ukwazi ukuthi ubani omthengisele ibhukunyazi noma angazithola esebendakanyeka ebugebengwini. Abaningi bazithola besenkingeni ne-EFCC ngalokho. Ngakho-ke manje, sebezocela ngisho nomazisi,” kuchaza u-Owonibi. Ukulandelela imikhonyovu emikhulu yezebhukunyazi kusengaba nzima Abakhwabanisi abakhulu basebenzisa imizamo eyinkimbinkimbi yokujikijela abalawula umthethonqubo kanye nabezomthetho endleleni yabo. Enye yezindlela abenza ngazo lokhu ngokusebenzisa izinto ezifana nama nezihlanganisi ebhukunyazi noma ""amathambla"" okusetshenziselwa ukufihla imvelaphi nendawo yamathokheni ebhukunyazi. Abezomthetho bazobona kuphela i-crypto ingena kusihlanganisi futhi iphuma ezindaweni eziningi ezingaxhumene nomthumeli wokuqala. Abanye abahlanganisi abadume kakhulu yiWasabi Wallet neTornado Cash. Nakuba abahlanganisi benza kube nzima ukulandelela okwenziwayo, izikhungo zomthetho zaziwa ngokulandela okwenziwayo okufihlwe ngabahlanganisi. Ngokusho kuka-Owonibi, umkhonyovu ka-$1.7 billion owenziwe waseNingizimu Afrika, uCornelius Steynberg, wafihlwa ngesihlanganisi seWasabi Wallet, kodwa walandelwa wuhulumeni wase-US. Ukhiye wokubamba bonke abakhwabanisi ku-blockchain Ngo-2022, u-Owonibi wembula kuTechpoint Africa ukuthi ukungaziwa endaweni yeblockchain ngeke kube ngaleyo ndlela kuze kube phakade, njengoba iFinancial Action Task Force (iFATF) — inhlangano kukahulumeni eyasungulwa ukulwa nokushushumbiswa kwemali — isebenzela ukuthi kwaziwe abantu abathengiselana kublockchain. ""Kubizwa ngomthetho olandelwayo wokuhamba noma umthetho wokuhamba obekiwe. Sisebenze [u-Owonibi kanye neFATF] ngakho kusukela ngo-2019 futhi sakha izinga elibizwa nge-IVMS 101, futhi abangaphezu kuka-130 bethu emhlabeni wonke basebenze ndawonye ukuze baveze lelo zinga."" Okwamanje, u-Owonibi uthe uhlanganyela futhi ufundisa iBhange Elikhulu LaseNigeria, (iCentral Bank yaseNigeria (iCBN)) kanye nabanye abalawula umthethonqubo ezweni ngemali yebhukunyazi kanye ne-blockchain. USuleiman Garba, ilungu Lebhodi Lokweluleka le-Monument Applications Limited naye owayesephanelini efanayo no-Owonibi ngesikhathi sezingxoxo zenqubomgomo yabathintekayo, waveza ukuthi ababambiqhaza kudingeka baxhumane nabalawuli bomthethonqubo futhi bababonise ukuthi yini engenziwa ubuchwepheshe be-blockchain. ""Emhlabeni jikelele, abalawuli bomthethonqubo kulindeleke ukuthi bangathathi hlangothi kwezobuchwepheshe. Abazimisele ngobuchwepheshe, babheka ukuthi ubuchwepheshe benzani,"" kusho uGarba. Ngokusho kweNITDA DG, uKashifu Inuwa, ubuchwepheshe beblockchain bungangeza izigidigidi ezingu-$40 kuGDP yaseNigeria uma isetshenziswe kahle. Kusukela ku-eNaira yeCBN kuya kunqubomgomo kazwelonke yeblockchain yeNITDA, izinto zihamba kahle nge-blockchain ezweni."
+"የቲክቶክ ክልከላ በኬንያ? ይህንን መግቢያ ስጽፍ ፣ማይክል ቡብል ያቀናበረው"" ቀኑ ቆንጆ ነው"" የተሰኘው ዘፈን ወደ አእምሮዬ መጣ። ምንም እንኳን ይህ መግቢያ ስለ ዩቲዩብ ሙዚቃ ቢሆንም ቪዲዮውን ለመመልከት ወደ ዩቲዩብ ሄድኩ። ሙዚቃውን እዚህ መሞከር ይችላሉ ። ዜና�� ይሄነው ፣ዩቲዩብ ሙዚቃ ሙከራዎችን እያስተዋወቀ ነው፣ አዲስ የቲክቶክ ዘዬ ያለው አጭር ቅርጽ ያለቸው ግላዊነት የተላበሰ የቪዲዮ ምስል በማስተላለፍ። በቪዲዮው ውስጥ ያለው እያንዳንዱ ቪዲዮ ስለ ሙዚቃው የሚመከር አርቲስት፣ የሙዚቃ ቪዲዮ እና ስሜት አጠር ያለ አጠቃላይ እይታ ይሰጣል። ተጠቃሚዎች ሙዚቃዎችን እና የሙዚቃ ቪዲዮዎችን በአዲሱ የሙከራ ምስል ስርጭት ውስጥ ከታች ወደላይ በማንሸራተት ማግኘት ይችላሉ፣ ልክ እንደ ቲክቶክ። ተጠቃሚዎች አዲስ ሙዚቃ እንዲያገኙ ከማገዝ በተጨማሪ የዩቲዩብ ሙዚቃ በመድረኩ ላይ የረጅም ጊዜ የቪዲዮ ይዘት እንዲያገኙ ለማበረታታት አጭር የቪዲዮ ክሊፖችን ይጠቀማል። ተጠቃሚዎች ወደ ቤተ-መጽሐፍት ማዕከል ሙዚቃዎችን ለመጨመር፣ ለሌሎች ለማጋራት፣ የሙዚቃ ምርጫ ዝርዝሮችን ለማዘጋጀት፣ የአልበም ገጾችን ለመጐብኘት፣ አዲስ የሬዲዮ ጣቢያዎችን ለማስጀመር ወይም ዘፈኖቹን በመጠቀም አጫጭር ሙዚቃዎችን መፍጠር ይችላሉ። እነሆ፣ ዛሬ ለእናንተ ያመጣሁላችሁን። ፍርድ ቤቱ ዎርልድ ኮይን ከኬንያውያን መረጃ እንዳይሰበስብ አግዶታል። ኤርቴል ገንዘብ የኤም-ፔሳ አመራር ይከተላል የቲክቶክ ክልከላ በኬንያ? ፍርድ ቤቱ ዎርልድ ኮይን ከኬንያውያን መረጃ እንዳይሰበስብ አግዶታል። የኬንያ ከፍተኛ ፍርድ ቤት ዎርልድ ኮይንን የመረጃ ጥበቃ ኮሚሽነር ቢሮ ምርመራ እያካሄደ ባለበት ወቅት ከኬንያውያን መረጃ መሰብሰብ እንዲያቆም አዘዘ። ከኬንያዊያን የተሰበሰቡ መረጃዎችን እንዳያስተላልፍ ወይም እንዳይያዘጋጅ የተጠየቀው የኦዲፒሲ ፍርድ ቤቱን በመጠየቅ ክስ መመስረቱን ተከትሎ ነው። ዎርልድኮይን ምንድን ነው? ለሰው ልጆች ዓለም አቀፋዊ የፋይናንስ የመረጃ ቋት ለመፍጠር የሰዎችን ዓይኖች የሚቃኝ የክሪፕቶ ምንዛሬ ፕሮጀክት ነው። ከዚህ በፊት ፣ኬኤሽ 7,000( 50ዶላር) ወይም ለ 25 የዓለም( ደብሊውኤልዲ) ቶከኖች በመለወጥ የኬንያ ዜጐችን ባዮሜትሪክ መረጃ በመሰብሰብ የአሪሶቻቸውን ፎቶግራፍ ያነሳል ። ዎርልድኮይን የግል መረጃዎችን ማቀናበሩ በመረጃ ጥበቃ ሕግ ክፍል 25 ላይ የተገለጹትን የመረጃ ጥበቃ መመሪያዎችን እንደማይከተል ኦዲፒሲ ገልጿል። በዚህም ምክንያት፣ ዳኛ ኒክሰን ሲፉና የዓለም ኮይን ከሚያዝያ 19 እስከ ነሐሴ 8 ባለው ጊዜ ውስጥ ከኬንያውያን የተሰበሰቡትን መረጃዎች ይዞ እንዲጠብቅ ትእዛዝ ሰጥቷል። ዎርልድ ኮይን የተሰበሰቡትን መረጃዎች ልዩ እና ደህንነቱ የተጠበቀ የመታወቂያ ቅርጽ ለመፍጠር እንደሚጠቀም ቢናገርም የግላዊነት ባለሞያዎች ንግዱ መረጃውን እንደ ግላዊነት የተላበሰ ግብይት ባሉ ሌሎች መንገዶች ሊጠቀምበት ይችላል የሚል ስጋት እንዳላቸው ገልጸዋል። ነሐሴ 2 ቀን 2023 የኬንያ የአገር ውስጥ ጉዳይ ሚኒስቴር እና ብሔራዊ አስተዳደር የዎርልድኮይን እንቅስቃሴዎችን አግዷል። ስለ ዎርልድ ኮይን የበለጠ ማወቅ ይፈልጋሉ? የቦሉ ጽሑፍ እዚህ ላይ ያንብቡ፣ ኬንያውያን ለምንድን ነው ለ50 ዶላር ዓይናቸውን ስካን የሚያስደርጉት? ስለ ዎርልድ ኮይን የተነሡ 11 ጥያቄዎች መልስ አግኝተዋል ኤርቴል ማኒም የኤም-ፔሳ አመራር ይከተላል። በኬንያ የስልክ ገንዘብ ዘርፍ ምን እየተካሄደ ነው? ከሁለት ቀናት በፊት፣ ሳፋሪኮም ለሞባይል ገንዘብ አገልግሎቱ ኤም-ፔሳ ዕለታዊ የግብይት ገደብ ወደ 500,000 ኬኤሽ እንደሚጨምር አስታውቋል። የኤርቴል ማኒ ኬንያ የዕለት ተዕለት የግብይት ገደብ ከኬኤሽ 300,000 ወደ ኬኤሽ 500,000 መጨመሩን ገልጧል። በኬንያ የአየርቴል ገንዘብ ማኔጂንግ ዳይሬክተር የሆኑት አኔ ኪኑቲያ-ኦቲኖ እንደተናገሩት ለውጡ ደንበኞች እና አጋሮች ትላልቅ ግብይቶችን ለማካሄድ እና ፋይናንስን በብቃት ለማስተዳደር የበለጠ እንዲችሉ ያሰችላቸዋል። ልክ እንደ ኤም-ፔሳ፣ የአየርቴል ገንዘብ ደንበኞች በአንድ ጊዜ 150,000 ኬኤሽ ብቻ መላክ ይችላሉ። የቴሌኰም ኬንያ የስልክ ገንዘብ አገልግሎት ቲ-ካሽም ተመሳሳይ እርምጃ ይወስዳል ብዬ እጠብቃለሁ። ለምን እንደሆነ እያሰቡ ከሆነ ኤርቴል በአሁኑ ወቅት 3.4% በኬንያ የስልክ ገንዘብ ገበያ ላይ ቦታ አለው ። ከፍተኛውን የገበያ ድርሻ የያዘው የሳፋሪኮም ኤም-ፔሳ 96% አለው። የቴልኮም ኬንያ ቲ- ኬኤሽ በ0.1% ሶስተኛ ደረጃን ይዟል። በገበያ ድርሻ የምንሄድ ከሆነ ቲ-ኬኤሽ የዕለት ተዕለት ጭማሪውን ዛሬ ያስታውቃል። ነገር ግን ይህ የእኔ ግምቴ ነው። የቴሌኰም ኬንያ የዋጋ ጭማሪ ካሳወቀ አሳውቃችኋለሁ። የኬንያ የስልክ ገንዘብ ተመዝጋቢዎች ቁጥር ባለፈው ሩብ ዓመት ከነበረው 38.6 ሚሊዮን ወደ 38.4 ሚሊዮን በመጋቢት 2023 ቀንሷል። ዘልቆ የመግባት መጠን 76.0% ሲሆን ካለፈው ሩብ ዓመት ጋር ሲነጻጸር 2.2% ቀንሷል። ይህ ማሽቆልቆል በሩብ ዓመቱ በስልክ ገንዘብ አገልግሎት እንቅስቃሴ መቀነስ ምክንያት ነው። የቲክቶክ ክልከላ በኬንያ? የብሪጌት ኮኔክት ኮንሰልታንሲ ዋና ሥራ አስፈጻሚ ቦብ ንዶሎ ቲክቶክን በኬንያ እንዲታገድ የሚጠይቅ አቤቱታ ለብሔራዊ ምክር ቤት አፈ ጉባኤ ሙሴ ዌታንጉላ አቅርበዋል። ለምን? አቤቱታ አቅራቢው የማህበራዊ ሚዲያ መድረኩ ይዘት አግባብነት የሌለው እና የኬንያን ባህላዊ እና ሃይማኖታዊ እሴቶች አደጋ ላይ የሚጥል ጠብንን፣ አስጸያፊ ቋንቋን፣ ግልጽ የወሲብ ይዘትን እና የጥላቻ ንግግርን የሚያበረታታ መሆኑን ቅሬታ አቅርቧል። አቤቱታ አቅራቢው በተጨማሪም ቲክቶክ የተጠቃሚውን መረጃ ያለ ተጠቃሚው ስምምነት ለሦስተኛ ወገኖች አጋርቶል ብሏል። ከዚህም በተጨማሪ ኬንያ መተግበሪያውን በህግ ጥላስር ካላደረገችው ቲክቶክ የትምህርት አፈጻጸማቸውን እንደሚጐዳ እና የአዕምሮ ጤንነታቸው ይጎዳል እና እንደ ድብርት እና ጭንቀት ያሉ ጉዳዮችን እንደሚያስከትል አስጠንቅቋል። ሆኖም፣ የአብላጫው መሪ ኪማኒ ኢቹንግዋህ ቲክቶክን መጠቀም ምንም ስሕተት እንደሌለው እና ብዙ የሕግ አውጭዎች መተግበሪያውን እንደሚጠቀሙ ተናግረዋል። ንዶሎ የማህበራዊ ሚዲያ አፕሊኬሽኖችን አጠቃቀም እንዴት እንደሚቆጣጠር እና የአይሲቲ ዲፓርትመንቱ ይዘቱን እንዴት እንደሚቆጣጠር ለመመርመር ለፓርላማው አቤቱታ ማቅረብ እንደነበረበት ገልጸዋል ምክንያቱም"" ሙሉ በሙሉ ማገድ ሙያዎችን መግደል ነው"" ብለዋል። የአናሳው ቡድን መሪ ኦፒዮ ዋንዳይይ በኬንያ ከፍተኛ የሥራ አጥነት መጠን እና ሀገሪቱ እያጋጠማት ያለው አስቸጋሪ ጊዜ ከግምት ውስጥ በማስገባት ኬንያ በዲጂታል ዘመን ራሷን ችላ መሥራት እንደማትችል በመግለጽ ተስማምተዋል። ነሐሴ 2፣ 2023 እ.ኤ.አ የኬንያ የመረጃ፣ ኮሙኒኬሽን እና ዲጂታል ኢኮኖሚ ሚኒስቴር የማህበራዊ ሚዲያ ተጠቃሚዎችን የሚጠብቁ ህጎችን እንደሚገመግም አስታውቋል። የቲክቶክ ተጠቃሚዎች ከምሽቱ 11 ሰዓት እስከ ጠዋት 3 ሰዓት ባለው ጊዜ ውስጥ በቀጥታ ስርጭት ላይ በመገኘታቸው እና ግልጽ የሆነ ይዘት በማጋራት በተመለከተ ስጋት እንዳደረባቸው ገልጸዋል። ምን አልባት ካመለጠህ ጁሚያ በአጭር ጊዜ ውስጥ ሊወጣ ይችላል ግብጽ ውስጥ አሁን ግዛ፣ በኋላ ክፈል መፍትሄ በፒች አርብ ላይ ኤምቪፒ ን የመገንባት ትምህርቶች የክሪፕቶ ምንዛሬ ማጭበርበርን ለመመርመር በጣም ቀላል ነው- አዴዴጂ ኦዎኒቢ ምን እያነበብኩና እየተመለከትኩ ነው ሰብስታክ ይበልጥ ያስፋፋል በማህበራዊ አውታረ መረብ አዲስ ''ተከታይ'' በተን በመጠቀም ፌሚኒዝም ሲወዳደር ሴትነት--- የሁሉም እሴቶች ግምገማ ለምን ምቾት ህይወትህን ያበላሻል","TikTok ban in Kenya? While writing this introduction, the song, It's A Beautiful Day by Michael Bublé came to mind. Even though this intro is about YouTube Music, I went to YouTube to watch the video. You can check out the song here. Here’s the news: YouTube Music is introducing Samples, a new TikTok-style short-form personalised video feed. Each video in the feed provides a brief overview of the song's recommended artist, music video, and mood. Users can find songs and music videos by swiping vertically in the new Samples feed, similar to TikTok. In addition to assisting users in finding new music, YouTube Music uses short-form video clips to encourage the discovery of long-form video content on the platform. Users can add songs to their libraries, share them with others, make playlists, visit album pages, launch new radio stations, or use the songs to create Shorts while scrolling through the feed. Here's what I've got for you today: Court bars Worldcoin from collecting data from Kenyans Airtel Money follows M-PESA's lead TikTok ban in Kenya? Court bars Worldcoin from collecting data from Kenyans A Kenyan high court has ordered Worldcoin to stop collecting data from Kenyans while the Office of the Data Protection Commissioner (ODPC)'s investigation is ongoing. It follows the filing of a lawsuit by the ODPC asking the court to prevent Worldcoin from transferring or processing data collected from Kenyans. What is Worldcoin? It is a cryptocurrency project that scans people's eyes to create a global financial database for humans. Before now, it collected Kenyans’ biometric information by taking pictures of their irises in exchange for KSh 7,000 ($50) or 25 World (WLD) tokens. The ODPC said Worldcoin's processing of personal data does not follow the guidelines for data protection outlined in Section 25 of the Data Protection Act. Consequently, Justice Nixon Sifuna ordered Worldcoin to preserve the data it collected from Kenyans between April 19 and August 8 while the government agency conducts its investigation. While Worldcoin contends that it will use the collected data to create a unique, secure form of identification, privacy experts expressed concern that the business might use the data in other ways, like personalised marketing. On August 2, 2023, Kenya's Ministry of Interior and National Administration suspended the activities of Worldcoin. Want to know more about Worldcoin? Read Bolu’s article here: Why are Kenyans scanning their eyes for $50? 11 questions about Worldcoin answered Airtel Money follows M-PESA's lead What’s going on in the Kenyan mobile money space? Two days ago, Safaricom announced that the daily transaction cap for its mobile money service, M-PESA, would increase to KSh 500,000. Well, Airtel Money Kenya has also disclosed an increase in daily transaction limit from KSh 300,000 to KSh 500,000. Managing Director of Airtel Money in Kenya, Anne Kinuthia-Otieno, said the change would give customers and partners more flexibility to conduct larger transactions and manage their finances more effectively. Just like M-PESA, Airtel Money customers can only send KSh 150,000 at once. I expect Telkom Kenya's mobile money service, T-Kash, to follow suit. If you're wondering why, Airtel currently holds a 3.4% market share for mobile money in Kenya. It trails Safaricom's M-PESA, which has the highest market share with 96.5%. Telkom Kenya’s T-Kash comes in third at 0.1%. If we were going by market share, T-Kash would announce its daily increase today. But that’s just me speculating. I’d let you know if Telkom Kenya discloses the increase. Sidebar: Kenya's mobile money subscriptions dropped from 38.6 million in the previous quarter to 38.4 million in March 2023. Penetration rate is now 76.0%, down 2.2% from the last quarter. This decrease is due to the decline in mobile money service activity during the quarter. TikTok ban in Kenya? Briget Connect Consultancy CEO, Bob Ndolo, has submitted a petition to National Assembly Speaker, Moses Wetang'ula, asking to ban TikTok in Kenya. Why? The petitioner has complained that the social media platform's content is inappropriate and promotes violence, foul language, explicit sexual content, and hate speech, endangering Kenya's cultural and religious values. The petitioner also said that TikTok had shared user data with third parties without users’ consent. In addition, he warned that if Kenya does not outlaw the app, TikTok will impair their academic performance and cause their mental health to suffer, leading to issues like depression and anxiety. However, the Majority Leader, Kimani Ichung'wah, argued there’s nothing wrong with using TikTok and that many lawmakers do so. He stated that Ndolo should have petitioned the House to investigate how to regulate the use of social media apps and how the ICT department can regulate the content because “outright banning would be killing careers.” Opiyo Wandayi, the Minority Leader, agreed, stating that given the high unemployment rate in Kenya and the difficult times the country is experiencing, Kenya can't function independently in the digital age. Sidebar Alert: On August 2, 2023, the Ministry of Information, Communication, and the Digital Economy of Kenya announced it would review the laws protecting social media users. He also expressed concern about the current trend of TikTok users going live between 11 p.m. and 3 a.m. and sharing explicit content. In case you missed it Jumia could soon roll out buy now, pay later solution in Egypt Lessons on building an MVP at Pitch Friday Cryptocurrency fraud is the easiest to investigate - Adedeji Owonibi What I'm reading and watching Substack expands further into social networking with a new ‘Follow’ button Feminism vs. Womanism — A Revaluation of All Values Why comfort will ruin your life","Hana yin TikTok a ƙasar Kenya? A yayin da ake rubuta wannan gabatarwar, sai waƙar, It’s A Beauriful Day ta Michael Buble ta zo min rai. Duk da cewa wannan gabatarwar ta danganci waƙar YouTube, sai naje YouTube na kalli bidiyon. Za ka iya duba waƙar anan. Wannan ne labarin: Kixan YouTube tana gabatar da Samfura, wani sabon jerin bidiyon YouTube tsararre na karan kai. Kowanne bidiyo a jerin yana samar da taƙaitaccen bayanin waƙar mawaƙin, bidiyon kiɗa, da kuwa yanayin. Masu amfani za su iya samun waƙoƙi da bidiyon waƙoƙin ta hanyar buɗo ire-iren waƙoƙin da ke jere, kamar dai na TikTok. Ƙari akan taimakawa masu amfani wajen neman waƙa, waƙar YouTube na amfani da gajerun bidiyo domin ƙarfafa guiwar nemo dogon bidiyon a dandalin. Masu amfanin za su iya ƙara waƙoƙin a labirarensu, su tura su ga wasu, su shirya jerin waƙoƙi, su duba shafukan albam, su samar da sababbin gidajen radiyo, ko ka yi amfani da waƙoƙin domin shirya bidiyo yayin da kake bin jerin waƙoƙin. Wannan ne abin da na zo muku da shi a yau: Kotu ta hana Worldcoin daga karɓar bayanai daga hannun mutanen Kenya. Kuɗin Airtel yana bin bayan M-PESA. Hana TikTok a Kenya? Kotu ta hana Worldcoin karbar data daga hannun mutanen Kenya Wata babbar kotu a Kenya ta ba wa Worldcoin doka da su daina karɓar data daga mutanen Kenya yayin da binciken ofishin Data Protection Commissioner (ODPC) yake gudana. Hakan ya biyo bayan ƙarar da ODPC suka shigar suna rokon kotu data hana Worldcoin sarrafawa da kuma aika data da aka karɓa daga mutanen Kenya. Mene ne Worldcoin? Aiki ne na cryptocurrency da yake ɗaukan hoton idon mutane domin ƙirƙirar bayanai na kuɗi na mutane. Kafin wannan lokacin, tana karɓar bayanan yatsu na mutanen Kenya ta hanyar ɗaukar hotunansu da na kuɗinsu wajen musanya da KSH 7,000($50) ko kuɗin duniya 25(WLD). ODPC ta ce sarrafa bayanai na mutane da Worldcoin take ba ya bin ƙa’idar kare bayanai wanda sashe na 25na Dokar Bayanai ya bayar. Bayan haka, Justice Nixon Sifuna ya umarci Worldcoin da su adana bayanai da suka karɓa daga Kenya tsakanin 19 da kuma 8 ga watan Afrilu yayin da hukumomin gwamnatin suke yin bincike. Duk da Worldcoin ta tabbatar da cewa za ta yi amfani da bayanan da ta tattara domin samar da tsarin sheda ta musamman, mai kariya, ƙwararru wajen sanin sirri sun nuna da muwarsu a kan cewa kasuwancin zai iya amfani da bayanan ta wasu hanyoyin daban, kamar kasuwancin da aka tsara domin kai. A 2 ga watan Agusta, 2023, Ministan Cikin Gida da Gudanarwar Ƙasa ya dakatar da Worldcoin. Kana son ka san abubuwa masu yawa game da Worldcoin? Ka karanta rubutun Bolu a nan: me ya sa mutanen Kenya suke ɗaukar hoton idonsu a $50? Tambayoyi 11 da aka amsa a kan Worldcoin Kuɗin Airtel na bin bayan M-PESA Mene ne yake faruwa a sararin kuɗin waya na Kenya? Kwana biyu da suka wuce, Safaricom ta bayyana cewar musayar kuɗi ta kullum ita ke rufe sabis na kuɗin wayarsu, M-PESA za ta ƙaru da KSh 500,000. Don haka, Airetel Money Kenya ma sun bayyana Ƙarin musayar kuɗi ta kullum daga Ksh 300,000 zuwa Ksh 500,000. Manajan Darakta na Airtel Money a Kenya, Anne Kinuthia-Otieno, ya ce canjin zai ba wa masu amfani da abokan hulɗa dama da yawa domin bincika babbar musayar kuɗi da kuma kula da kuɗaɗensa yadda ya kamata. Kamar dai M-PESA, abokan hulɗar Airtel Money za su iya tura Ksh 150,000 ne kaɗai a lokaci ɗaya. Ina saka ran Telktom mobile money ta Kenya, T-Kash, za ta biyo baya. Idan kana tunanin me ya sa, a halin yanzu Airtel na riƙe da shiya 3.4% ta mobile money a ƙasar Kenya. Yana bin bayan M-PESA ta Safaricom wadda take da kaso mafi yawa da 96.5%. TelkomT-Kash na ƙasar Kenya ya zo a na uku a 0.1%. Idan za mu tafi a kan kason kasuwa, T-Kash zai bayyana ƙaruwarsa ta kullum a yau. Amma fa kawai ni ne nake faɗar haka. Zan sanar muku idan har Telkom ɗin Kenya ta sanar da ƙarin. Sidebar: Rijistar kuɗin waya ta Kenya ta yi ƙasa daga miliyan 38.6 daga lokacin baya zuwa miliyan 38.4 a Maris 2023. Yawan shigar a yanzu 76.0% ne, ƙasa 2.2% daga lokacin ƙarshe. Wannan raguwar ya kasnce ne a dalilin aikin kuɗin wayar a wannan watanni uku na lokacin. Shin an hana TikTok a Kenya? Mamallakin Briget Connect Consultancy, Bob Ndolo, ya kai ƙara ga Kakakin Majalisar Ƙasa, Moses Wetang’ula, yana roƙon a hana TikTok a ƙasar Kenya. Mene ne dalili? Ƙarar ta yi ƙorafin cewa abubuwan da ake a dandalin sada zumunta bai dace ba kuma yana sanya rikici, zage-zage, batsa, da baƙaƙen maganganu, wanda hakan yake lalata koyarwar al’adu da addinnai. Ƙarar ta bayyana cewa TikTok na tura bayanan masu amfani da shi zuwa ga wasu ba tare da saninsu ba. Ƙari a kan hakan, ya yi jan hankali a kan cewa, idan Kenya ba ta hana manhajar ba, TikTok zai yi illa ga karatunsu kuma zai jawo musu matsala ga lafiyar ƙwaƙwalwarsu, wanda hakan zai sanya a kamu da cutar damuwa da kuma rashin nutsuwa. Saboda haka, Shugaban Masu Rinjaye, Kimani Ichung’wah, ya ƙalubalanta da cewa babu wata matsala a amfani da TikTok kuma mahukunta da dama na yin hakan. Ya ce kamata ya yi Ndolo ya fara neman Majalisar da ta yi binciken yadda za ta gyara amfani da shafukan sada zumunta da kuma ICT za su iya gyara abin da suka ƙunsa saboda “hanawa kai tsaye zai kashe ayyuka.” Opiyo Wandayi, Shugaban Marasa Rinjaye, ya yarda, ya bayyana cewa duba da yawan rashin aikin yi a ƙasar Kenya da kuma tsananin rayuwar da ƙasar ke fuskanta, Kenya ba za ta iya kasancewa a gashin kanta ba a wannan lokaci na fasahar zamani. Faɗakarwar Sidebar: A 2 ga Agusta, 2023, Hukumar Bayanai, Sadarwa, da Fasahar Tattalin Arziki ta Kenya ta sanar cewa za ta yi bitar dokokin da suke kare masu amfani da dandalin sadar da zumunta. Ya kuma nuna damuwa game da ‘yan TikTok da suke hawa yanar gizo daga 11 na dare da 3 na tsakar dare suna sanya bayyanannen abu. Ko da a ce ka rasa shi. Jumia ta kusa daina sayi yanzu, biya daga baya a samar da mafita a Egypt Darussa na gina MVP a Pitch Friday Damfarar cryptocurrency ita ce mafi sauƙin bincikawa in ji Adedeji Owonibi. Abin da nake karantawa kuma nake kallo. Substack yana ƙara bunƙasa cikin sada zumunta ta yanar gizo da kaɗan daga madannin ‘Bi’ Feminism vs womanism—juyin juya hali na dukkan al’adu Dalilin da ya sa jin daɗi zai ba ta rayuwarka","mtandao wa TikTok ulipigwa marufuku nchini Kenya? Nilipokuwa nikiandika utangulizi huu, wimbo wa Michael Buble unaoitwa It's A Beautiful Day uliniingia akilini. Ata hivyo utangulizi huu ulikuwa unahusu mziki wa YouTube, niliingia kwenye mtandao wa YouTube kutizama video yake. huo wimbo unaweza kuupakua hapa. Habari ndiyo hii: YouTube Music inakuletea sampuli, mpasho mpya wa video uliyobinafsishwa wa mtindo wa TikTok. Kila video inapotengenezwa inatoa maelezo mafupi juu ya wimbo unaopigwa, msanii wa wimbo, video ya mziki pamoja na hisia za mziki. Mtumiaji anaweza kupata wimbo na video yake kwa kupangusa kwenda chini kwenye sampuli mpya kama ilivyokuwa kwenye TikTok. Kwa kuongezea ili kuwasaidia watumiaji wa mziki mpya wa YouTube, mziki unatumia mfumo wa video fupi kuhamasisha wavumbuzi wa maudhui ya video zinzotumia muda mrefu kwenye jukwaa. Watumiaji wanaweza kuongeza nyimbo kwenye maktaba zao za miziki, kuzisashisha kwa wasikilizaji, kutembelea kurasa za albamu, kusikiliza habari kwenye redio au kutumia wimbo kufikisha ujumbe wao kwa wasikilizaji. Hivi ndivyo nilivyokupa leo: Mahakama yazuia Worldcoin kukusanya takwimu kutoka kwa Wakenya Kampuni ya Airtel Money inafuata njia ya M-PESA TikTok ilipigwa marufuku nchini Kenya? Mahakama yazuia Worldcoin kukusanya takwimu kutoka kwa Wakenya Mahakama kuu nchini Kenya imeizuia taasisi ya fedha za kidigitali (Worldcoin) kutokukusanya takwimu kwa raia wa Kenya wakati ambapo ofisi ya tume ya udhibiti wa takwimu inaendelea kufanya uchunguzi. inafuatia kufunguliwa kwa kesi na ODPC ikiitaka mahakama kuzuia Worldcoin kuhamisha au kuchakata takwimu walizozikusanya kutoka kwa Wakenya. Shirika la fedha za kidigitali (worldcoin) ni nini? ni mradi wa mfumo wa michoro ya thamani ya uchumi mtandaoni (cryptocurrency) au sarafu ya bitcoin, ambao unachuja maoni ya watu ili kutengeneza mfumo wa takwimu za uchumi duniani kwa ajiri ya watu. Kabla ya sasa, ilikusanya taarifa za kibayometriki za Wakenya kwa kupiga picha za irises zao ili kubadilishana na Ksh 7,000 ($50) au tokeni 25 za Dunia (WLD). ODPC alisema ""uchakataji wa takwimu unaoendesha na taasisi ya fedha za kidigitali (Worldcoin) haufuati taratibu za uhifadhi wa takwimu uliyo chini ya kifungu cha 25 cha sheria ya uhifadhi wa takwimu. Kwa hiyo, Justice Nixon Sifuna aliiamuru taasisi ya fedha za kidigitali (Worldcoin) kuhifadhi takwimu kati ya aprili 19 na agasti 8 wakati ambao taasisi za serikali zitakapomaliza uchunguzi. Wakati huo, taasisi ya fedha za kidigitali (Worldcoin) walieleza kuwa watatumia takwimu zilizokusanywa kutengeneza mfumo tofauti utakaolinda utambulisho wa watu; wataalamu wa siri walieleza kuwa biashara lazima zitumie takwimu kwa njia tofauti mfano masoko binafsi. Agasti 2, 2023, wizara ya mambo ya ndani na ushirikiano wa kimataifa ilizipiga marufuku kazi za taasisi ya fedha za kidijitali (Worldcoin). Unataka kujua zaidi kuhusu taasisi ya fedha za kidigitali (Worldcoin)? Soma hapa jarida la Bolu lenye kichwa cha habari kinachosema: Kwanini $50 ni haramu kwa wakenya? Kuna maswali 11 kuhusu taasisi ya fedha za kidijitali (Worldcoin) yamejibiwa Kampuni ya Airtel Money inafuata njia ya M-PESA Kipi kinaendelea nchini Kenya kuhusu fedha za mtandaoni? Siku mbili zilizopita, safaricom walitangaza kuwa miamala yao ya huduma za mtandao wa M-PESA zitafikia shilingi za Kenya 500,000 kwa siku moja. Nchini Kenya, Airtel Money pia wameachia taarifa za ongezeko la miamala yao ya kila siku, ambayo ina thamani ya shilingi za Kenya 300,000 hadi 500,000. Mkurugenzi mtendaji wa Airtel Money nchini kenya, Anne Kinuthia Otieno, alisema ""mabadiliko yatawapa wateja na washiriki uhuru wa kufanya miamala na kutawala fedha zao kwa ufanisi zaidi. Kama ilivyo kwa M-PESA, wateja wa Airtel Money wanaweza kutuma shilingi za Kenya 150,000 pekee kwa mara moja. Ninategemea kuwa huduma ya fedha ya mtandao wa telko nchini Kenya, T-Kash, itafuata sheria. Kama unashangaa kwanini Airtel wanamiliki 3.4% za soko la huduma za fedha mtandaoni nchini Kenya. inafuata njia ya safaricom M-PESA ambayo inamiliki 96.5% za soko la huduma za kifedha. Telko kenya's T-Kash ni ya tatu ikiwa na umiliki wa 0.1% ya soko. Kama tukitumia umiliki wa soko, T-Kash itatangaza ongezeko lake la kila siku. Lakini hiyo ni mimi tu nadhani. Nitakujulisha endapo Telkom Kenya watatangaza ongezeko lao la kila siku. Upau wa kando: wateja wa pesa za rununu nchini Kenya wamepungua kutoka milioni 38.6% katika robo ya kwanza hadi milioni 38.4% kwa mwezi machi 2023. Kiwango cha kupenya kwa sasa ni 76.0%, chini 2.2% kwa robo ya mwaka iliyopita. Hili poromoko linatokana na kushuka kwa kazi zinazotumia huduma za kifedha za kimtandao kwa robo ya mwaka iliyopita. TikTok imepigwa marufuku nchini Kenya? Mkurugenzi mkuu (CEO) wa kampuni ya Briget Connect Consultancy, Bob Ndolo aliwasilisha maombi yake kwenye mkutano wa msemaji mkuu wa serikali, Moses Wetang'ula akiuliza kwanini TikTok imepigwa marufuku nchini Kenya? Mwombaji alilalamika kuwa maudhui ya majukwaa ya mitandao ya kijamii hayaendani na jamii na yanachochea vurugu, yanatumia lugha chafu, yanaeleza maudhui ya ngono na hotuba za chuki; hivyo zinahatalisha utamaduni wa Kenya pamoja na misingi ya dini. Pia, mwombaji alisema kuwa ""TikTok ilisambaza taarifa za mtumiaji kwa wateja bila ridhaa ya mtumiaji. Kwa kuongezea, alionya kuwa kama Kenya haitaifungia programu ya TikTok, itadhoofisha ufaulu wao kwenye elimu na kusababisha ugonjwa wa afya ya akili utakaoleta huzuni na wasiwasi. Hata hivyo, Kimani Ichung'wah, kiongozi wa jamii alisema hakuna ubaya wowote wa kutumia TikTok nchini Kenya na hata wabunge wenyewe wanatumia. Alisema hivi, Ndolo alitakiwa kuomba tume ya udhibiti ifanye uchunguzi wa namna ya kudhibiti matumizi ya mitandao ya kijamii na namna ambavyo idara ya wasanidi inavyoweza kudhibiti maudhui kwa sababu upigaji marufuku wa moja kwa moja utaua vipaji Opiyo Wandayi, kiongozi wa watu matajiri aliunga mkono kwa kusema kuwa ""kiwango cha ukosefu wa ajira nchini Kenya ni kikubwa, na nchi inapitia wakati mgumu kutatua hilo tatizo; hivyo nchi haiwezi kufanya kila kazi yenyewe katika zama hizi za kidigitali. Sidebar Alert; agasti 2, 2023 wizara ya habari, mawasiliano na uchumi wa kidigitali nchini Kenya ilitangaza kuwa itapitia sheria zinazolinda watumiaji wa mitandao ya kijamii. Pia aliezea kuhusu mjadala ulioshika kasi wa watumiaji wa TikTok kutumia mtandao huo kati ya saa 11:00 usiku na saa 3:00 usiku na wahushishe maudhui mazuri. Ijapokuwa uliukosa huo mjadala Hivi karibuni Jumia inaweza kuzindua suluhu ya nunua sasa, Lipa baadaye nchini Misiri Masomo ya kujenga MVP kwenye Pitch Friday Ulaghai wa mfumo wa michoro ya thamani ya uchumi mtandaoni (cryptocurrency) ni rahisi kuuchunguza alisema Adedeji Owonibi Ninachokisoma na kukitazama Hifadhi ndogo hupanuka zaidi katika mitandao ya kijamii kwa kitufe kipya cha ""Fuata"" Ufeministi dhidi ya Uwanawake"" Tathimini ya Maadili Yote Kwanini faraja inaharibu maisha yako","Òfin ti de lílo TikTok ní Kenya? Nígbà tí mò ń kọ ìfihàn yìí, orin It's A Beautiful Day tí Micheal Bublé kọ ni ó ń wá sí mi lọ́kàn. Bí ó tilẹ̀ jẹ́ pé ìfihàn yìí dá lé YouTube Music lórí, mo lọ sí YouTube láti lọ wo fídíò náà. O lè gbọ́ orin náà wò ní ibí yìí. Ìròyìn náà rè é: YouTube Music ń ṣe àfihàn Samples, fídíò ẹlẹ́yà adáṣe àkóónú ayélujára kúkúrú bí i ti TikTok tuntun. Fídíò kọ̀ọ̀kan nínú àkóónú ayélujára náà ni ó ń ṣe ìsọníṣókí kúkúrú nipa òǹkọrin, fídíò orin àti ipò ìmọ̀lára tí orin náà ń ṣèyànjú. Àwọn aṣàmúlò lè ṣàwárí àwọn orin àti àwọn fídíò orin náà nípa fífa ojú ẹ̀rọ sẹ́gbẹ̀ẹ́ níbi àkóónú ayélujára Samples tí ó jọ TikTok. Ní àfikún sí ríran àwọn aṣàmúlò lọ́wọ́ láti ṣe àwárí orin tuntun, YouTube Music máa ń lo àwọn àgékúrú fídíò kéékéèké láti ran ṣíṣe àwárí àkóónú gígùn fídíò lórí ìkànnì náà lọ́wọ́. Àwọn aṣàmúlò lè ṣe àfikún àwọn orin sí àwọn ibi ìforinpamọ́ wọn, kí wọ́n ó ṣe àpínká wọn pẹ̀lú àwọn ẹlòmíràn, kí wọ́n ó ṣe àkójọ àwọn orin gbígbọ́, kí wọ́n lọ sí àwọn ojú òpó alúbọ́ọ̀mù, kí wọ́n ṣe ìfilọ́lẹ̀ àwọn ìkànnì rédíò tuntun, tàbí kí wọ́n lo àwọn orin náà láti ṣẹ̀dá Shorts nígbà tí o bá ń tẹ àkóónú ayélujára náà lọ. Ohun tí mo ní fún yín lónìí rè é: Ilé-ejọ́ fi òfin de Worldcoin láti má gba dátà lọ́wọ́ àwọn ọmọ orílẹ̀-èdè Kenya. Airtel Money ti tẹ̀lé ìdarí M-PESA Òfin ti dé lílo TikTok ní Kenya? Ilé-ejọ́ fii òfin de Worldcoin láti máa gba dátà lọ́wọ́ àwọn ọmọ orílẹ̀-èdè Kenya. Ilé-ejọ́ gíga Kenya kan ni ó ti pàṣẹ fún Worldcoin pé kí ó yé é gba dátà lára àwọn èèyàn Kenya nígbà tí Ọ́fíìsì Kọmísánà tí ń rí sí Ìdáàbòbò Dátà (ODPC) ń ṣe ìwádìí lé e lórí lọ́wọ́. Ó ṣẹlẹ̀ lẹ́yìn ìgbà tí ODPC fi ẹjọ́ náà sun ilé-ejọ́ tí ó sì bẹ ilé-ejọ́ láti má jẹ́ kí Worldcoin ṣe ìfiránńṣẹ́ tàbí ṣe àmúlò dátà tí wọ́n gbà lára àwọn èèyàn Kenya. Kínni Worldcoin? Ó jẹ́ iṣẹ́ àkànṣe owó àkósódù tí ó máa ń ṣe àyẹ̀wò ojú láti ṣẹ̀dá ilé-ìṣùrà dátà owó fún àwọn adáríhurun. Kí ó tó di àsìkò yìí, ó ti gba ìwífún afàbùdádánimọ̀ àwọn ọmọ orílẹ̀-èdè Kenya nípa yíya àwòrán ẹyinjú wọn fún KSh 7,000 ($50) àbí tókìn World (WLD) 25. ODPC ni ó sọ pé ètò ìṣàmúlò dátà ẹni ti Worldcoin ń ṣe kò bá òfin ìlànà ààbò dátà tí ó wà ní Abala 25 ti Òfin Ìdáàbòbò Dátà mu. Látààrí èyí, Adájọ́ Nixon Sifuna pa Worldcoin láṣẹ láti kó àwọn dátà tí ó gbà láàárín 19 oṣù Kẹrin sí 8 oṣù Kẹjọ lára àwọn èèyàn Kenya pamọ́ nígbà tí ilé-iṣẹ́ ìjọba náà yóò fi parí ìwádìí rẹ̀. Nígbà tí Worldcoin jiyàn pé òun yóò lo dátà tí òun gbà láti ṣẹ̀dá irú ètò ìdánimọ̀ tí ó dá yàtọ̀ tí ò sì láàbò, àwọn onímọ̀ nípa ààbò ti fẹ̀hónú wọn hàn pé òkòwò náà lè lo dátà náà ní àwọn ọ̀nà mìíràn bí i àkàndá ètò ìpolongo. Ní ọjọ́ 2 oṣù Kẹjọ, ọdún 2023 ni Ọ́fíìsì Ìjọba tí ó ń ṣe Àkóso Abẹ́lé àti orílẹ̀ ní Àpapọ̀ ní ilẹ̀ Kenya pàṣẹ pé kí Worldcoin ó dá àwọn iṣẹ́ wọn dúró. Ǹjẹ́ o fẹ́ mọ̀ sí i nípa Worldcoin? Ka àròkọ tí Bólú kọ níbí yìí: È é ṣe tí àwọn èèyàn ilẹ̀ Kenya fi ń ṣe àyẹ̀wò ojú wọn fún $50? Wọ́n dáhùn àwọn ìbéèrè 11 nípa Worldcoin Airtel Money tẹ̀lé ìdarí M-PESA Kínni ó ń ṣẹlẹ̀ ní àyè ètò owó alágbèéká orí ayélujára ilẹ̀ Kenya? Ìjẹta ni Safaricom fi léde pé àkótán ìdúnàádúrà ojúmọ́ fún ètò owó alágbèéká orí ayélujára òun, M-PESA yóò lọ sókè sí i di KSh 500,000. Ẹn, Airtel Money ti Kenya náà ṣàfihàn ìlọsókè gbèdéke ìdúnàádúrà ojúmọ́ tiẹ̀ náà láti KSh 300,000 sí KSh 500,000. Adarí Ètò Ìṣàkóso Airtel Money ní Kenya, Anne Kinuthia-Otieno sọ pé àyípadà náà yóò fún àwọn oníbàárà àti àwọn olùbáṣòwòpọ̀ ní àǹfààní sí i láti ṣe àwọn ìdúnàádúrà ńlá tí wọ́n á sì le ṣe àkóso ètò owó wọn dáadáa. Gẹ́gẹ́ bí i M-PESA, KSh 150,000 ni Airtel Money náà lè fi ráńṣẹ́ lẹ́ẹ̀kan ṣoṣo. Mo tiẹ̀ ní ìrètí pé ètò owó alágbèéká orí ayélujára Telkom Kenya tí ń jẹ́ TKash náà yóò ṣe bí i wọn ni. Bí ìdí ọ̀rọ̀ náà bá rú ọ lójú, Airtel ló di 3.4% ọjà ètò owó alágbèéká orí ayélujára mú ní ilẹ̀ Kenya. Ó ń sáré tẹ̀lé M-PESA ti Safaricom tí ó ní ìdá ọjà tí ó pọ̀ jù, ìyẹn 96.5%. T-Kash ti Telkom Kenya ni ó wà ní ipò kẹta pẹ̀lú 0.1%. Bí a bá wá ń wo ààtò ìdá ọjà, T-Kash náà yóò kéde ìlọsókè owó ojúmọ́ tiẹ̀ náà lónìí. Ṣùgbọ́n èmi kàn ń ṣe àṣàrò tèmi ni. Màá jẹ́ kí ẹ mọ̀ bí Telkom Kenya bá fi ìlọsókè owó tiẹ̀ náà síta. Àyàbá: ìsanwó fún ètò owó alágbèéká orí ayélujára ní ilẹ̀ Kenya ti já wálẹ̀ láti mílíọ̀nù 38.6 ní ìdákẹrinọdún tí ó kọjá sí mílíọ̀nù 38.4 ní oṣù Kẹta ọdún 2023. ìwọ̀n ìmúgbòòrò ti di 76.0% báyìí, ó fi 2.2% já wálẹ̀ sí láti ìdákẹrin ọdún tí ó kọjá. Ẹ̀dínkù yìí wáyé látààrí bí ìlò ètò owó alágbèéká orí ayélujára ṣe dín kù ní àsìkò ìdákẹrin ọdún náà. Wọ́n fi òfin de TikTok ní Kenya? Adarí Iṣẹ́ ní Briget Connect Consultancy, Bob Ndolo ni ó ti kọ ìwé ẹ̀dùn sí Agbẹnusọ fún ilé Ìgbìmọ̀ Aṣòfin Orílẹ̀-èdè, Moses Wetang'ula pé kí wọ́n fi òfin de TikTok ní Kenya. Kínni ìdí? Akọ̀wé ẹ̀dùn náà ṣe àròyé pé àwọn àkóónú orí ìkànnì ìbánidọ́rẹ̀ẹ́ náà kò bójú mu tí ó sì ń ṣe ìgbélárugẹ ìwà ìpáńle, ìpèdè búburú, ìṣàfihàn àkóónú adáhọ́wùhọ́wùsílẹ̀ tí ó jẹmọ́ ìbálòpọ̀, àti ọ̀rọ̀ ìkórìíra, èyí tí ó ń ṣe àkóbá fún láamètò àṣà àti ẹ̀sìn ní ilẹ̀ Kenya. Akọ̀wé ẹ̀dùn náà tún sọ pé TikTok ní ètò tí ń lo dátà aṣàmúlò pẹ̀lú àwọn ẹnìkẹta láì gbàṣẹ aṣàmúlò. Ní àfikún, ó ṣe ìkìlọ̀ pé bí orílẹ̀-èdè Kenya ò bá fi òfin de ìkànnì náà, TikTok yóò ṣe ìpalára tí ó pọ̀ fún ètò ìkẹ́kọ̀ọ́ wọn tí yóò sì mú kí ètò ìlera ọkàn wọn jìyà, èyí tí ó lè yọrí sí àwọn ìṣòro bí i ìrẹ̀wẹ̀sì ọkàn àti ìpayà. Àmọ̀ ṣá, Agbẹnusọ ẹgbẹ́ tí ń lògbà, jiyàn pé kò sí nǹkankan tí kò bójú mu pẹ̀lú lílo TikTok àti pé ọ̀pọ̀ àwọn aṣòfin náà ni ó ń lò ó. Ó wí pé níṣe ni Ndolo ò bá ti kọ̀wé ẹ̀dùn sí Ilé náà pé kí wọ́n ṣe ìwádìí ọ̀nà tí wọ́n lè gbà láti ṣe àkóso ìlò àwọn ìkànnì ìbánidọ́rẹ̀ẹ́ àti bí ẹ̀ka tí ń rí sí ìmọ̀ ẹ̀rọ fún ìwífún àti ìbánisọ̀rọ̀ (ICT) ṣe lè ṣe àkóso àkóónú náà nítorí ""fífi òfin dè é tààrà túmọ̀ sí pípa àwọn iṣẹ́."" Opiyo Wandayi, Agbẹnusọ ẹgbẹ́ ńlá kejì, náà fi ara mọ́ ọ. Ó wí pé pẹ̀lú bí ìwọ̀n àìsíṣẹ́ ṣe pọ̀ tó ní Kenya tí nǹkan ò sì fara rọ ní ìlú náà, Kenya ò lè dá nìkan ṣe ní ayé díjítà tí ó wà lóde yìí. Ìkéde Àyàbá: Ní ọjọ́ 2 oṣù Kẹjọ, ọdún 2023 ni Ọ́fíìsì Ìjọba tí ń ṣe àkóso Ìmọ̀ Ẹ̀rọ fún Ìwífún àti Ìbánisọ̀rọ̀ àti Ètò Ọrọ̀-ajé Díjítà ti ilẹ̀ Kenya ni wọ́n ti kéde pé àwọn yóò ṣe àyẹ̀wò àwọn òfin tí ń dáàbò bo àwọn aṣàmúlò ìkànnì ìbánidọ́rẹ̀ẹ́. Ó tún fi ẹ̀hónú hàn nípa àṣà tí ń lọ lọ́wọ́ tí àwọn aṣàmúlò TikTok yóò máa lọ sí orí ayélujára ní aago 11 alẹ́ sí 3 àárọ̀ tí wọ́n sì ń fi àwọn àkóónú adáhọ́wùhọ́wù sílẹ̀ hàn. Bí ìwọ kò bá bá a Jumia lè gbé ọ̀nà àbáyọ rà-á-nísìnyí, sanwó-lẹ́yìnwá jáde ni Egypt Àwọn ẹ̀kọ́ nípa ṣíṣẹ̀dá MVP ní Pitch Friday Ẹ̀tàngbowó àkósódù ni ó rọrùn láti ṣe ìwádìí fún jù - Adédèjì Owóníbi Ohun tí mò ń kà àti èyí tí mò ń wò Substack tí túbọ̀ ṣiṣẹ́ wọ inú ètò ìtakùn ìbánidọ́rẹ̀ẹ́ pẹ̀lú àtẹ̀àṣẹ 'Tẹ̀lé' tuntun Ìjàfẹ́tọ̀ọ́abo ní ìfigagbága pẹ̀lú Ìjàfẹ́tọ̀ọ́abokáríayé — Ìṣàtúnyẹ̀wò Gbogbo àwọn Àǹfààní Ìdí tí ìtura yóò ṣe ba ayé rẹ jẹ́","Ukuvalwa kweTikTok eKenya? Ngesikhathi ngibhala lesingeniso, iculo elithi, its A Beautiful Day lika Micheal Buble lifike emqondweni. Nakuba lesingeniso kungesomculo weYouTube, ngingene kuYouTube ukuyobukela ividiyo. Ungalibheka lapha leculo. Nazi izindaba: uMculo weYouTube wethula amasampula, isitayela esisha sikaTikTok samavidiyo amafushane omuntu qobo. Ividiyo ngaying inikeza okufinyeziwe wayelana nomculi, ividiyo yeculo, nesimo sengqondo. Abasebenzi bangathola amaculo namavidiyo omculo ngokudlulisa ngendlela emile kumasampuli ahlinzekiwe, okuthi akufane noTikTok. Ukwengenza ukulekelela abasebenzisi ekutholeni umculo omusha, Umculo we-YouTube usebenzisa amavidiyo amafushane ukugqugquzela ukuthola amavidiyo amade. Abasebenzisi bangafaka amaculo abo kumtapo yolwazi, babelane nabanye, benze uhlu lwamaculo, bavakashele ama albhamu, bethule imisakazo emisha, noma basebenzise amaculo ukushutha babe bedlulisa okuhlinzekiwe. Nakhu enginiphathele kona namuhlanje: Izinkantolo zivimbe iWorldcoin ukuba ithathe imininingo kubantu base-Kenya. Imali ye-Airtel ilandela ubuholi beM-PESA. Ukuvalwa kwe-TikTok eKenya? Izinkantolo zivimbe iWorldcoin ukuba ithathe imininingo kubantu baseKenya. Inkantolo ephakeme yaseKenya iyalele iWorldcoin ukuthi iyeke ukuqoqa imininingwane kubantu baseKenya ngesikhathi uphenyo lweHhovisi likaKhomishana Wokuvikela Iimininingo (i-Office of the Data Protection Commissioner (i-ODPC)) lusaqhubeka. Lokhu kulandela ukufakwa kwecala yi-ODPC ecela inkantolo ukuthi ivimbele iWorldcoin ekudluliseni noma ekucubunguleni imininingwane eqoqwe kubantu baseKenya. Yini iWorldcoin? Iphrojekthi yecryptocurrency ehlola amehlo abantu ukuze yakhe isizindalwazi sezimali somhlaba wonke sabantu. Ngaphambi kwamanje, iqoqe imininingwane yebhayomethrikhi yabantu baseKenya ngokuthatha izithombe zamisiyingi samehlo abo ngokushintshanisa amathokheni e-KSh 7,000 ($50) noma angama-25 World (WLD). I-ODPC ithe ukucutshungulwa kwe-Worldcoin yemininingo akulandeli iziqondiso zokuvikela iimininingo ezichazwe eSigabeni 25 soMthetho Wokuvikelwa Kweimininingo. Ngenxa yalokho, uJustice Nixon Sifuna uyalele iWorldcoin ukuthi igcine imininingwane eyiqoqile kubantu baseKenya phakathi kuyi-19 ku-Mbasa kuya kuyi-8 ku-Ncwaba ngesikhathi isikhungo sikahulumeni senza uphenyo lwayo. Nakuba iWorldcoin iphikisana ngokuthi izosebenzisa iimininingo eqoqiwe ukuze idale uhlobo oluyingqayizivele, oluvikelekile lokuhlonza, ochwepheshe bobumfihlo bazwakalise ukukhathazeka ngokuthi ibhizinisi lingase lisebenzise iimininingo ngezinye izindlela, njengokumaketha okuqondene nezidingo zomuntu ngamunye. Ngomhla zi-2 ku-Ncwaba 2023, uMnyango Wezangaphakathi Nokuphatha Kazwelonke waseKenya wamisa imisebenzi yeWorldcoin. Ufuna ukwazi kabanzi ngeWorldcoin? Funda isihloko sikaBolu lapha: Kungani abantu baseKenya behlola isiyingi samehlo abo ukuze bathole u-$50? Imibuzo eyi-11 ngeWorldcoin iphendulwe I-Airtel Money ilandela ukuhola kweM-PESA Kwenzekani endaweni yemali ngobuchwepheshe beselula yaseKenya? Ezinsukwini ezimbili ezedlule, iSafaricom imemezele ukuthi ikhephu yemali yansuku zonke yensizakalo yayo yemali ngobuchwepheshe beselula, iM-PESA, izokhuphuka ibe ngu-KSh 500,000. Nokho, i-Airtel Money yaseKenya iphinde idalule ukwenyuka komkhawulo wokuthenga wansuku zonke ukusuka kuKSh 300,000 ukuya kuKSh 500,000. Umqondisi Ophethe we-Airtel Money eKenya, u-Anne Kinuthia-Otieno, uthe lolu shintsho luzonikeza amakhasimende nozakwethu ukuguquguquka okwengeziwe ukuze benze imisebenzi emikhulu futhi baphathe izimali zabo ngempumelelo. NjengeM-PESA, amakhasimende e-Airtel Money angathumela kuphela u-KSh 150,000 ngesikhathi esisodwa. Ngilindele ukuthi insizakalo yemali ngobuchwepheshe beselula yakwaTelkom Kenya, iT-Kash, ilandele okufanayo. Uma uzibuza ukuthi kungani, i-Airtel njengamanje inesabelo semakethe esingu-3.4% semali yeselula eKenya. Ilandela iM-PESA yeSafaricom, enesabelo semakethe esikhulu kunazo zonke ngo-96.5%. IT-Kash yakwaTelkom Kenya iphuma isithathu ngo-0.1%. Ukube besihamba ngesabelo semakethe, iT-Kash ibizomemezela ukunyuka kwayo kwansuku zonke namuhla. Kodwa lokho ngiyakuqagela nje. Benginganazisa uma iTelkom Kenya ikudalula ukwenyuka. Ibha eseceleni: Ukubhaliswa kwemali yeselula yaseKenya kwehle kusuka ezigidini ezingama-38.6 ngekota edlule kuya ezigidini ezingama-38.4 ngoNdasa wezi-2023. Izinga lokungena manje selingu-76.0%, lehle ngo-2.2% kusukela kwikota yokugcina. Lokhu kuncipha kungenxa yokwehla komsebenzi wezimali maphakathi nekota. Ukuvinjelwa kweTikTok eKenya? ICEO seBriget Connect Consultancy, uBob Ndolo, usehambise incwadi yezikhalazo kuSomlomo Wephalamende Likazwelonke, uMoses Wetang'ula, ecela ukuthi kuvalwe iTikTok eKenya. Kungani? Umfakisicelo ukhale ngokuthi okuqukethwe yinkundla yezokuxhumana akufanelekile futhi kugqugquzela udlame, ulimi olungcolile, ucansi oluyingcaca, nenkulumo enenzondo, okubeka engcupheni amasiko nenkolo yaseKenya. Umfakisicelo uphinde wathi iTikTok yabelane ngeimininingo yabasebenzisi nabantu besithathu ngaphandle kwemvume yabasebenzisi. Ngaphezu kwalokho, uxwayise ngokuthi uma iKenya ingaluvimbi umthetho uhlelo lokusebenza, i-TikTok izokhinyabeza ukusebenza kwabo ezifundweni futhi yenze impilo yabo yengqondo ihlupheke, okuholela ezinkingeni ezinjengokucindezeleka nokukhathazeka. Kodwa-ke, uMholi Weningi, uKimani Ichung'wah, uthe akukho lutho olungalungile ngokusebenzisa iTikTok nokuthi abenzi bomthetho abaningi bayakwenza lokho. Uveze ukuthi uNdolo bekumele afake isicelo kuNdlunkulu ukuthi iphenye ukuthi kulawulwe kanjani ukusetshenziswa kwezinhlelo zokuxhumana kanye nokuthi umnyango we-ICT ungakulawula kanjani okuqukethwe ngoba “ukuvalwa ngokuphelele kuzobe kuwukubulala imisebenzi.” U-Opiyo Wandayi, uMholi Wabayingcosana, uvumile, wathi uma kubhekwa izinga eliphezulu labantu abangasebenzi eKenya kanye nezikhathi ezinzima izwe elibhekene nazo, iKenya ayikwazi ukusebenza ngokuzimela esikhathini sedijithali. Isexwayiso sebha eseceleni: zi-2 kuNcwaba, wezi-2023, uMnyango Wezolwazi, Ezokuxhumana, kanye Nomnotho Wedijithali waseKenya umemezele ukuthi uzobuyekeza imithetho evikela abasebenzisi benkundla yezokuxhumana. Uphinde wazwakalisa ukukhathazeka ngendlela ekhona njengamanje yabasebenzisi beTikTok abazoba bukhoma phakathi kuka-11 ebusuku kanye no-3 ekuseni futhi kwabelwane ngokuqukethwe okuyingcaca. Uma uphuthelwe IJumia ingase ikwenze ukwazi ukuthi uthenge manje, ukhokhe kamuva e-Egypt Izifundo ngokwakhiwa kweMVP kuPitch Friday Ukukhwabanisa kwemalli yebhukunyazi kulula kakhulu ukukuphenya - u-Adedeji Owonibi Engikufundayo nengikubukayo I-Substack inwebeka kakhulu ekuxhumaneni nomphakathi ngenkinobho entsha ethi ‘Landela’ Ukuphakanyiswa kwabesifazane vs. Ukuba ngowesifazane — Ukubuyekezwa Kwazo zonke izimiso Kungani ukunethezeka kuzolimaza impilo yakho"
+"ፍርድ ቤት ዎርልድ ኮይን ከኬንያውያን የተሰበሰቡ መረጃዎችን እንዳያስተላልፍ ወይም እንዳይሠራ ትእዛዝ ሰጠ የመረጃ ጥበቃ ኮሚሽነር ጽሕፈት ቤት( ኦዲፒሲ) ዎርልድ ኮይን ከኬንያውያን የተሰበሰቡ መረጃዎችን እንዳያስተላልፍ ወይም እንዳይሠራ ለመከልከል ክስ አቅርቧል። ዎርልድኮይን ለሰው ልጆች ዓለም አቀፋዊ የፋይናንስ የመረጃ ቋት ለመፍጠር የሰዎችን ዓይኖች የሚቃኝ የክሪፕቶ ምንዛሬ ፕሮጀክት ነው። እንደ ኦዲፒሲ ገለጻ የዎርልድ ኮይን ፕሮጀክት የግል መ��ጃዎችን ማቀናበር በመመሪያው ህግ ክፍል 25 ላይ የተዘረዘሩትን የመረጃ ጥበቃ መመሪያዎችን አይከተልም። ምክትል የመረጃ ኮሚሽነሩ ኦስካር ኦቲዮኖ በሀገሪቱ የሚካሄደውን የዎርልድኮይን ፕሮጀክት ሥራ ከተመለከቱ በኋላ ለኬንያውያን ደህንነቱ የተጠበቀ አለመሆኑን እና ተጨማሪ ምርምር እየተካሄደ መሆኑን ተናግረዋል። ከሚያዝያ 19 እስከ ነሐሴ 8 ባለው ጊዜ ውስጥ ዎርልድኮይን ከኬንያውያን የተሰበሰቡትን መረጃዎች እንዲያስቀምጥ ዳኛ ኒክሰን ሲፉና ለዎርልድ ኮይን ትእዛዝ ሰጥቷል።የመንግስት ኤጀንሲ ምርመራውን እስከሚያኪያሂድ። ዎርልድኮይን የኬንያውያንን የባዮሜትሪክ መረጃ የሚሰበስበው የኢሪሶቻቸውን ፎቶግራፍ በማንሳት በ 7,000 ኬኤሽ ( 50 ዶላር) ወይም በ 25 ዎርልድ ቶከኖች ነው። ዎርልድ ኮይን የተሰበሰቡትን መረጃዎች ልዩ እና ደህንነቱ የተጠበቀ የመታወቂያ ቅርጽ ለመፍጠር እንደሚጠቀም ቢናገርም የግላዊነት ባለሞያዎች ንግዱ መረጃውን እንደ ግላዊነት የተላበሰ ግብይት ባሉ ሌሎች መንገዶች ሊጠቀምበት ይችላል የሚል ስጋት እንዳላቸው ገልጸዋል። የግል መረጃዎችን ማቀናበር እንዲታገድ እና መመሪያ እንዲሰጥ ቢደረግም ተጠሪዎቹ የተጠቀሱትን የግል መረጃዎች ማቀናበራቸውን ቀጥለዋል። ነሐሴ 2 ቀን ሥራቸውን ለማቆም የሲኤስ ውስጥ የሕዝብ መመሪያ ተግባራዊ መሆንን ወስዷል ይላል ኦቲኖ። ለመረዳት ያህል ፣ነሐሴ 2 ቀን 2023 እ.ኤ.አ የኬንያ የአገር ውስጥ ጉዳይ ሚኒስቴር እና ብሔራዊ አስተዳደር የዎርልድኮይን እንቅስቃሴዎችን አግዷል። ነሐሴ 7 ቀን 2023 እ.ኤ.አ የኬንያ የሕግ አስከባሪ መኰንኖች በናይሮቢ ሞምባሳ ጐዳና ላይ በሚገኝ አንድ መጋዘን ላይ ዘልቀው በመግባት ዎርልድኮይን ያሰባሰበውን መረጃ ይዟል ብለው ያመኑትን መሣሪያዎች ይዘውዋል ኬንያውያን ለምንድን ነው ለ50 ዶላር ዓይናቸውን ስካን የሚያስደርጉት? ስለ ዎርልድ ኮይን የተነሡ 11 ጥያቄዎች መልስ አግኝተዋል ቡድኑ ተጨማሪ ምርመራ ለማድረግ መሣሪያውን ወደ ወንጀል ምርመራ ዳይሬክቶሬት ዋና ቢሮ እንደወሰደ ተዘግቧል።","Court orders Worldcoin not to transfer or process data collected from Kenyans Office of the Data Protection Commissioner (ODPC) has filed a lawsuit to prohibit Worldcoin from transferring or processing data collected from Kenyans. Worldcoin is a cryptocurrency project that scans people's eyes to create a global financial database for humans. According to the ODPC, the Worldcoin project's processing of personal data does not follow the guidelines for data protection outlined in Section 25 of the Act. In an affidavit, Oscar Otieno, the Deputy Data Commissioner, says that after reviewing the Worldcoin project operations in the country, he is confident that it is unsafe for Kenyans and that additional research is ongoing. Justice Nixon Sifuna ordered Worldcoin to preserve the data it collected from Kenyans between April 19 and August 8 while the government agency conducts its investigation. Worldcoin collects Kenyans’ biometric information by taking pictures of their irises in exchange for KSh 7,000 ($50) or 25 World tokens. While Worldcoin contends that it will use the collected data to create a unique, secure form of identification, privacy experts expressed concern that the business might use the data in other ways, like personalised marketing. “Despite the suspension and directive to cease processing of personal data, the respondents continued to process the said personal data. It took the public directive by the CS Interior to halt their operations on August 2,” Otieno says. For context, on August 2, 2023, Kenya's Ministry of Interior and National Administration suspended the activities of Worldcoin. On August 7, 2023, Kenyan law enforcement officers raided a warehouse on Mombasa Road in Nairobi and seized equipment they believed contained data gathered by Worldcoin. Why are Kenyans scanning their eyes for $50? 11 questions about Worldcoin answered The team reportedly took the equipment to the main office of the Directorate of Criminal Investigations for additional inspection.","Kotu ta ba wa Worldcoin doka da kada a aika ko sarrafa bayanai da aka karɓa daga mutanen Kenya Ofishin Kwamishinan Kare Bayanai (ODPC) ya shigar da ƙara don hana Worldcoin aikawa ko sarrafa bayanai da aka karɓa daga mutanen Kenya. Worldcoin wani aiki ne na cryptocurrency da yake ɗaukar hoton idon mutane domin samar da bayanai na kuɗi na duniya ga mutane. Kamar yadda ODPC suke faɗa, aikin Worldcoin na sarrafa bayanan kai ba ya bin ƙa’aidojin kare haƙƙn bayanai na sashi 25 na Dokar. A cikin shaidar rantsuwar, Oscar Otieno, mataimakin kwamishinan data, ya ce bayan bitar aikin Worldcoin take gabatarwa a ƙasar, yana tabɓacin cewa yana da haɗari ga ‘yan Kenya kuma wani binciken na cigaba da gudana. Mai shari’a Nixon Sifuna ya umarci Worldcoin da su adana data da suka karɓa daga mtanen Kenya daga 19 ga Afrilu da kuma 8 ga Agusta yayin da hukumomin gwamnati suke cigaba da bincikensu. Worldcoin tana daukan bayanan halittar mutanen Kenya ta hanyar daukan hotunan kwayar idonsu don musanya da Ksh 7,000($50) ko kuɗin duniya 25. Yayin da Worldcoin ke nuna cewa za suyi amfani da data da suka karɓa wajen samar da tsarin shaida na musamman, kuma mai sirri, kwararru a fannin sirri sun nuna da muwar cewar kasuwancin zai iya amfani da datar ta wasu hanyoyi daban, kamar kasuwancin karan kai. “Duk da hanawa da kuma bada umarnin a daina sarrafawa da kuma tura datar mutane, masu yin sun cigaba da sarrafa datar mutanen da ake magana akai. Sai da ta kai ga umarnin jama’a na CS interior domin hana yin aikin nasu a 2 ga Agusta,” Otieno ya faɗa. Domin dalilin, a 2 da Agusta, 2023, Ministan Cikin Gida da Gudanarwar Ƙasa na Kenya ya kori aikin Worldcoin. A 7 ga Agusta, 2023, mahukuntan tsaro na Kenya suka kai sumame a wani gidan ajiya da ke titin Mombasa a Nairobi suke kwace kayayyaki da suke ganin cewa suna dauke ne da bayanan da Worldcoin suka tattarane na mutane. Me ya sa ‘yan Kenya suke ɗaukar hoton idanunsu a $50? Tambayoyi 11 game da Worldcoin da aka amsa Ma’aikatan sun kai kayan kai tsaye babban ofishin daraktan binciken manyan laifuka domin ƙara bincike.","Mahakama imeiamru Worldcoin kutohamisha au kutochaka takwimu walizokusanya kutoka kwa Wakenya Ofisi ya tume ya utunzaji wa takwimu (ODPC) amefungua kesi ya kuzuia taasisi ya fedha za kidigitali kutumia na kuchakata takwimu walizokusanya kwa raia wa Kenya. Worldcoin ni mradi wa sarafu ya crypto inayochuja maoni ya watu ili kutengeneza mfumo imara wa takwimu za uchumi utakaotumiwa na watu. Kulingana na ODPC, mradi wa Worldcoin unaochakata takwimu za watu haufuati taratibu za uhifadhi wa takwimu ulioelezwa kwenye kifungu namba 25 cha sheria. Kwenya hati ya kiapo, Oscar Otieno, naibu kamishna wa tume ya takwimu alisema ""baada ya ukaguzi wa Worldcoin nchini Kenya, ninaamini kwamba huu mradi siyo salama kwa raia wa Kenya"" na aliongeza kuwa uchunguzi unaendelea. Justice Nixon Sifuna aliamuru taasisi ya fedha za kidigitali (worldcoin) kutunza takwimu walizokusanya kwa raia wa Kenya kati ya aprili 19 na agasti 8 katika wakati ambao taasisi za serikali zinaendelea kufanya uchunguzi. Worldcoin walikusanya taarifa za bayometriki kwa kuchukua picha za irises kwa raia wa Kenya kwa kuwalipa shilingi za kenya 7,000 ($50) au thamani ya sarafu ya mtandaoni 25 world. Wakati, worldcoin ikipambana kutumia takwinu walizokusanya kutengeneza mfumo tofauti na utambulisho wenye usalama, wataalam wa siri wa sili walisema kuwa biashara kama vile masoko ya watu binafsi zitatumia takwimu hizo kwa njia tofauti. Mbali na kusimamishwa na kuelekezwa wasichakate takwimu, wahojiwa waliendelea kuleta takwimu zinazohitajika. ilichukua agizo la umma la wizara ya mambo ya ndani kusitisha shughuli zao mnamo Agosti 2"" Otieno alisema. Kwa mkutadha, agasti 2 2023 wizara ya mambo ya ndani na utawala wa taifa nchini Kenya walipiga marufuku kazi zote za worldcoin. Mwezi Agosti 7 2023, maafsa wa utekelezaji wa sheria nchini Kenya waliikamata ofsi ya utunzaji wa takwimu iliyopo kwenye barabara ya mombasa jijini Nairobi na kutaifisha vifaa walivyoamini kuwa vimehifadhi takwimu zilizokusanywa na worldcoin. Kwanini wakenya wanazichunguza $50 zinazotolewa na taasisi ya fedha za kidigitali? maswali 11 kuhusu worldcoin yalijibiwa inasemekana Timu hiyo ilipeleka vifaa hivyo katika ofisi kuu ya kurugenzi ya uchunguzi wa makosa ya jinai kwa ukaguzi zaidi.","Ilé-ejọ́ pàṣẹ fún Worldcoin láti má ṣe ìfiránṣẹ́ tàbí ìlò dátà tí ó gbà lára àwọn èèyàn Kenya. Ọ́fíìsì Kọmísánà tí ń rí sí Ìdáàbòbò Dátà (ODPC) ti kọ̀wé ẹjọ́ pé kí wọ́n dá Worldcoin lọ́wọ́ kọ́ láti ṣe ìfiránṣẹ́ àbí ìmúṣiṣẹ́ àwọn dátà tí wọ́n gbà lára àwọn èèyàn Kenya. Worldcoin jẹ́ iṣẹ́ àkànṣe owó àkósódù tí ó máa ń ṣe àyẹ̀wò ojú láti ṣẹ̀dá ilé-ìṣùrà dátà owó fún àwọn adáríhurun. Gẹ́gẹ́ bí ODPC ṣe sọ, àkànṣe ètò ìṣàmúlò dátà ẹni ti Worldcoin ń ṣe kò bá òfin ìlànà ààbò dátà tí ó wà ní Abala 25 ti Òfin Ìdáàbòbò Dátà mu. Nínú ìwé ìbúra kan, Oscar Otieno tí ó jẹ́ Igbákejì Kọmísánà fún Dátà sọ pé lẹ́yìn àtúnyẹ̀wò sí iṣẹ́ àkànṣe Worldcoin nínú ìlú náà, ó wí pé ó dá òun lójú pé ó léwu fún àwọn èèyàn Kenya tí ìwádìí ṣì tún ń lọ lórí rẹ̀ lọ́wọ́. Adájọ́ Nixon Sifuna pa Worldcoin láṣẹ láti kó àwọn dátà tí ó gbà láàárín 19 oṣù Kẹrin sí 8 oṣù Kẹjọ lára àwọn èèyàn Kenya pamọ́ nígbà tí ilé-iṣẹ́ ìjọba náà yóò fi parí ìwádìí rẹ̀. Worldcoin gba ìwífún afàbùdá-ara-dánimọ̀ àwọn ọmọ orílẹ̀-èdè Kenya nípa yíya àwòrán ẹyinjú wọn fún KSh 7,000 ($50) àbí tókìn World (WLD) 25. Nígbà tí Worldcoin jiyàn pé òun yóò lo dátà tí òun gbà láti ṣẹ̀dá irú ètò ìdánimọ̀ tí ó dá yàtọ̀ tí ò sì láàbò, àwọn onímọ̀ nípa ààbò ti fẹ̀hónú wọn hàn pé òkòwò náà lè lo dátà náà ní àwọn ọ̀nà mìíràn bí i àkàndá ètò ìpolongo. ""Bí ìdálọ́wọ́kọ́ àti àṣẹ ṣe ti wà láti dá ṣíṣe iṣẹ́ lórí àkàndá dátà náà dúró, àwọn ará ibí yìí ṣì tún ń ṣiṣẹ́ lórí àkàndá dátà tí a sọ náà. Ìgbà tí CS Interior ṣe ìkéde àṣẹ gbogboogbò ni wọ́n tó dá ètò iṣẹ̀ náà dúró ní ọjọ́ 2 oṣù Kẹjọ,"" Otieno dáhùn. Fún àkọọ́lẹ̀, ní ọjọ́ 2 oṣù Kẹjọ ni Ọ́fíìsì Ìjọba tí ó ń ṣe Àkóso Abẹ́lé àti orílẹ̀ ní Àpapọ̀ ní ilẹ̀ Kenya tó dá iṣẹ́ Worldcoin dúró. Ní ọjọ́ 7 oṣù Kẹjọ, ọdún 2023 ni àwọn òṣìṣẹ́ agbófinró yalu ilé-ìkọ́jàsí kan ní Ọ̀nà Mombasa ní Nairobi tí wọ́n sì gba àwọn irinṣẹ́ tí wọ́n gbàgbọ́ pé ó kó àwọn dátà tí Worldcoin ti gbà sínú. Kílódé tí àwọn ọmọ orílẹ̀-èdè Kenya fi ń ṣe àyẹ̀wò ojú wọn fún $50? Wọ́n dáhùn àwọn ìbéèrè 11 nípa Worldcoin Wọ́n pé ìgbìmọ̀ náà gbé irinṣẹ́ náà lọ sí ọ́fíìsì Aṣàkóso Ìwádìí àwọn Ọ̀daràn fún àyẹ̀wò síwájú sí i.","Inkantolo iyala iWorldcoin ukuthi ingadlulisi noma icubungule iimininingo eqoqwe kubantu baseKenya Ihhovisi likaKhomishana Wokuvikelwa Kweimininingo (i-Office of the Data Protection Commissioner (i-ODPC)) lifake icala enkantolo lokwenqabela i-Worldcoin ekudluliseni noma ekucubunguleni iimininingo eqoqwe kubantu baseKenya. IWorldcoin iphrojekthi yezemali yebhukunyazi ehlola isiyingi samehlo abantu ukuze yakhe isizindalwazi sezimali somhlaba wonke sabantu. Ngokusho kwe-ODPC, ukucubungula iimininingo yomuntu siqu kwephrojekthi yeWorldcoin ayilandeli iziqondiso zokuvikela iimininingo ezichazwe eSigabeni 25 soMthetho. Encwadini efungelwe, u-Oscar Otieno, iPhini likaKhomishana Wemininingwane, uthi ngemva kokubuyekeza imisebenzi yephrojekthi yeWorldcoin ezweni, uyaqiniseka ukuthi ayiphephile kubantu baseKenya nokuthi ucwaningo olwengeziwe luyaqhubeka. UJaji uNixon Sifuna uyalele iWorldcoin ukuthi igcine imininingwane eyaqoqwa kubantu baseKenya phakathi ziyi-19 kuMbasa kuya kuyi-8 kuNcwaba ngesikhathi isikhungo sikahulumeni senza uphenyo lwayo. IWorldcoin iqoqa imininingwane yebhayomethrikhi yabantu baseKenya ngokuthatha izithombe zisiyingi samehlo abo ngokushintshanisa i-KSh 7,000 ($50) noma amathokheni omhlaba angama-25. Nakuba iWorldcoin iphikisana ngokuthi izosebenzisa iimininingo eqoqiwe ukuze idale uhlobo oluyingqayizivele, oluvikelekile lokuhlonza, ochwepheshe bobumfihlo bazwakalise ukukhathazeka ngokuthi ibhizinisi lingase lisebenzise iimininingo ngezinye izindlela, njengokumaketha okuqondene nezidingo zomuntu ngamunye. “Naphezu kokumiswa nomyalelo wokuyeka ukucutshungulwa kweimininingo yomuntu, abaphendulile baqhubekile nokucubungula iimininingo yomuntu le okukhulunywa ngayo. Umyalelo womphakathi we-CS Interior umise ukusebenza zi-2 kuNcwaba,” kusho u-Otieno. Ngokomongo, zi-2 kuNcwaba, wezi-2023, iMinistry of Interior and National Administration eKenya yamisa ukusebenza kweWorldcoin. zi-7 kuNcwaba, wezi-2023, abezomthetho baseKenya bagasela endaweni yokugcina izimpahla kuMombasa Road eNairobi bashaqa imishini ababekholelwa ukuthi iqukethe imininingwane eyayiqoqwe yiWorldcoin. Kungani abantu baseKenya behlola isiyingi samehlo abo ukuthola ama-$50? Imibuzo eyi-11 ngeWorldcoin iphenduliwe Ithimba leli kubikwa lithathe le mishini yayisa ehhovisi elikhulu leZokuphenywa kobugebengu ukuze lihlolwe ngokwengeziwe."
+ጁሚያ በአጭር ጊዜ ውስጥ ሊወጣ ይችላል ግብጽ ውስጥ አሁን ግዛ፣ በኋላ ክፈል መፍትሄ ጁሚያ ከሦስተኛ ወገኖች ጋር በመተባበር ለደንበኞች አሁን ይግዙ፣ በኋላ ይክፈሉ መፍትሄዎችን እያዘጋጀ ነው። በግብጽ ሊጀምር የሚችለው አገልግሎት ቀደም ሲል በሰሜን አፍሪካ ሀገራት ውስጥ ከ 10 ባንኮች እና የፊንቴክ ኩባንያዎች ጋር ሽርክና ተፈራርሟል። የጁሚያ ፔይ መተግበሪያ ተቀባይነት እንዲያገኝ ለማድረግ የኩባንያው አጋሮች ለክሬዲት ዋስትና እና ለብድር ክፍያ ተጠያቂ ይሆናሉ። ጁሚያ በተጨማሪም በጁሚያ ፔይ መተግበሪያ ላይ የሚገኙ የክፍያ አማራጮችን ቁጥር ለማሳደግ እየሰራ ነው፣ በጋና፣ በሞሮኮ እና በኡጋንዳ ጁሚያ ፔይ በተላኪነት ለማስጀመር እየሞከረ ነው። ምንም እንኳን የ ጁሚያ ፔይ ግብይቶች ብዛት በ 38% ቢቀንስም፣ ኩባንያው በኬንያ ለ ኪው 2 2023 እ.ኤ.አ ግማሽ የድህረ-ክፍያ ግብይቶች በ ጁሚያ ፔይ ተጠናቅቀዋል ብሎ ዘግቦል። በተጨማሪም ነጭ መለያ መፍትሄ በመስጠት ለሦስተኛ ወገኖች ክፍያዎችን የሚያመቻች ስልት እየተከተለ ነው። ባለሀብቶች የናይራ ተለዋዋጭ መሆኑ በናይጄሪያ የቨንቸር ካፒታል ኢንቨስትመንቶችን ይመራል ብለው ያምናሉ ኩባንያው ወጪን ለመቀነስ በሚያደርገው የማያቋርጥ ጥረት በ2022 እ.ኤ.አ አንዳንድ ሠራተኞችን አሰናበተ እና አንዳንድ አገልግሎቶችን አቆመ። ሆኖም፣ በየሩብ ዓመቱ ንቁ ደንበኞች፣ ትዕዛዞች እና የጅምላ ሸቀጦች ዋጋ ከዓመት ዓመት ቀንሷል። በቅራቢያችን ያለው አማካይ የዋጋ ግሽበት ደረጃ በሰኔ 2023 እ.ኤ.አ 14.1% ደርሷል፣ በጋና እና በግብፅ በቅደም ተከተል 42.5% እና 35.7% ከፍተኛ ደረጃ ተመዝግቧል። በናይጄሪያ ፣የዋጋ ግሽበት በጁን 2023 እ.ኤ.አ 18 ዓመት ከፍተኛው 22.8% ከፍ ብሏል ሲል ኩባንያው በ ኪው2 2023 እ.ኤ.አ ሪፖርቱ ተናግሯል። በሰኔ 2023 ፣የናይጄሪያ ማዕከላዊ ባንክ የአገሪቱን የምንዛሬ ተመን አንድ እያደረገ መሆኑን አስታውቋል። ይህ ደግሞ ወዲያውኑ የናይራን ወደ ማሽቆልቆል እንዲገፋ አድርጎታል። የኬንያ ሺሊንግ ከዩኤስ ዶላር ጋር ሲነጻጸር ከፍተኛ ዋጋ አጥቷል እንዲሁም ለጁሚያ ጂኤምቪ ውድቀት አስተዋጽኦ አድርጓል። ኩባንያው የደንበኞቹን የነፍስ ወከፍ ዋጋ ለማሳደግ ጥረቱን በእጥፍ እየጨመረ ነው። እንደ የአየር ሰአት ዳግም የሚሞሉ ያሉ ከፍተኛ ማስተዋወቂያ የሚጠይቁ ምርቶች ተቋርጠዋል በተደጋጋሚ እንዲገዙ የሚገፋፉ ጤናማ ንጥል ኢኮኖሚ ያላቸው ምርቶች በመደገፍ ተቋርጠዋል።,"Jumia could soon roll out buy now, pay later solution in Egypt Jumia is developing buy now, pay later solutions for consumers in partnership with third parties. The service, which could launch in Egypt, has already inked partnerships with 10 banks and fintechs in the North African country. As part of a move to drive adoption of the JumiaPay app, the company's partners will be responsible for credit underwriting and loan disbursement. Jumia is also working on increasing the number of payment options available on the JumiaPay app, even as it seeks to launch JumiaPay on delivery in Ghana, Morocco, and Uganda. Although the number of JumiaPay transactions declined by 38%, the company reports that half of post-paid transactions in Kenya for Q2 2023 were completed using JumiaPay. It's also pursuing a strategy that will see it facilitate payments for third parties by providing them with a white-label solution. Investors believe floating the naira could drive venture capital investments in Nigeria In its relentless pursuit to cut costs, the company laid off some staff in 2022 and shut down some services. However, it has seen a year-over-year decline in quarterly active consumers, orders, and gross merchandise value. ""The average inflation level across our footprint reached 14.1% in June 2023, with highs of 42.5% and 35.7% registered in Ghana and Egypt, respectively. In Nigeria, inflation rose to an 18-year high of 22.8% in June 2023,"" the company said in its Q2 2023 report. In June 2023, the Central Bank of Nigeria announced that it was unifying the country's exchange rate. That immediately sent the naira into a tailspin. The Kenyan shilling has also lost significant value when benchmarked against the US dollar and contributed to Jumia's GMV decline. The company is also doubling down on efforts to increase the lifetime value of its customers. Products such as airtime recharge that required heavy promotion have been discontinued in favor of products with healthy unit economics that drive repeat purchases.","Jumia ta kusa gabatarwa a yanzu, daga baya a samar da mafita a Egypt Jumia na ƙara cigaba da siya yanzu, biya daga baya a samar da mafita ga abokan ciniki da suke da dangantaka da wasu. Aikin, wanda za a iya samar da shi a Egypt, har ya samu alaƙa da bankuna 10 da fintechs a ƙasar Arewacin Afirka. A ƙoƙarin samar da daukar manhajar JumiaPay, masu hulɗa da kamfanin ne za su dau alhakin shigar da bayanan kuɗi da kuma rarraba bashi. Jumia na cigaba da yin aiki domin ƙara yawan zaɓin biyan kuɗin da yake a cikin manhajar JumiaPay, kuma tana kan ƙoƙarin gabatarda tsarin JumiaPay yayin da ka karbi kaya a Ghana, Morocco, da kuma Uganda. Duk da cewa yawan cinikayyar JumiaPay ya ragu da 38%, kwamfanin ya bada rahoto cewar rabin kuɗin da aka fara biya a Kenya na Q2 2023 an ƙarasa biyansu da amfani da JumiaPay. Yana kuma ƙara kaimin wata dabara da za ta sauƙaƙa biya ga sauran mutane ta hanyar samar musu da mafita ta white-label. Masu hannun jari sun yarda cewa wdatar naira za ta janyo venture capital investment a Nijeriya. A ƙoƙarinta na rage tsada, kamfanin ya rage wasu ma’aikata a 2022 kuma ya rufe wasu ayyukan. Duk da haka, sun ga shekara-bayan-shekara na raguwar masu amfani da kayan, ciniki, da kuma farashin kayan gaba ɗaya a wannan lokacin. “Matsakaicin hauhawar farshin da muka gani ya kai 14.1% a Yuni 2023, da nisan 42.5% da 35.7% wanda aka shigar a Ghana da Egypt, a jere. A Naajeriya, hauhawar farasa ya yi nisan shekara 18 na 22.8% a Juli 2023,” kamfanin ya fada a rahotonsa na Q2 2023. A Juli 2023, bannan bankin Nijeriya bada sanarwa cewa yana daidaita matakin canjin kuɗin ƙasarne. Wanda nan da nan hakan ya sanya naira ta karye. Kuɗin ƙasar Kenya na shilin ma ya rasa daraja mai yawa idan aka haɗa shi da dalar Amurka kuma hakan ya taimaka wajen raguwar GMV na Jumia. Kamfanin yana ƙara dagewa da ƙoƙari domin inganta rayuwar abokan cinkinsa. Kayan amfani kamar katin waya da yake buƙatar tallatawa kwarai an dakatar da shi saboda kayan amfani da suke karo tattalin arziki wanda suke kawo ciniki da yawa.","Hivi karibuni Jumia inaweza kuzindua suluhu ya nunua sasa, Lipa baadaye nchini Misiri Junia imeanzisha njia ya nunua sasa, lipa baadae kwa ajiri ya wateja kwa kushirikiana na wateja wenyewe. Huduma hiyo, ambayo inaweza kuzinduliwa nchini misiri, tayari imetia wino ushirikiano na benki 10 na Fintech katika nchi hiyo ya kasikazini mwa Afrika. Kama sehemu ya uendeshaji wa mabadiliko yaliyoletwa na programu ya JumiaPay, makampuni shiriki yatahusika kwenye utoaji wa mikopo na udhamini. Jumia inapambana kuongeza idadi ya fursa za malipo zinazopatikana kwenye programu ya JumiaPay, hata hivyo JumiaPay inatarajia kufanya kazi nchini Ghana, Morocco na Uganda. ingawa namba ya miamala ya JumiaPay ilishuka kwa 38%, kampuni iliutaarifu umma kuwa nusu ya miamala ya malipo ambayo yameshalipwa nchini Kenya kwa Q2 2023 walikuwa wameshatumia JumiaPay. Pia inaandaa vigezo ambavyo vitawezesha malipo ya wateja kwa kuwapa njia inayoitwa white-lable. Wawekezaji wanaamini kuwa kuwekeza fedha inaweza kusaidia kuendesha kampuni ya venture capital investment nchini Nigeria programu ya JumiaPay bila kukoma katika harakati za kupunguza gharama, waliwafukuza baadhi ya wafanyakazo na kupunguza baadhi ya huduma. Hata hivyo, imeshuhudia kupungua kwa mwaka baada ya mwaka kwa watumiaji wanaofanya kazi kwa robo mwaka, na thamani ya jumla ya bidhaa. Kiwango cha wastani cha mfumuko wa bei katika maeneo ya nje kilifikia 14.1% mnamo Juni 2023, na viwango vya juu vya 42.5% na 35.7% vilisajiliwa nchini Ghana na Misiri, mtawalia. Nchini Nigeria, mfumuko wa bei ulipanda hadi kiwango cha juu cha miaka 18 cha 22.8% mwezi Juni 2023; kampuni hiyo ilielezea kwenye taarifa yake ya Q2 2023. Mnamo Juni 2023, Benki kuu ya Nigeria ilitangaza kuwa inaunganisha kiwango cha ubadilishanaji wa fedha nchini. kwa ghafla, hiyo iliipeleka naira mwishoni kabisa. Shilingi ya Kenya pia imepoteza thamani kubwa baada ya kulinganishwa na dola ya Marekani na ilichangia kupungua kwa GMV ya Jumia. Kampuni pia ilipunguza maradufu juhudi za kuongeza thamani ya maisha ya wateja wake. Bidhaa kama vile kuongeza muda wa maongezi, ambazo zilihitaji matangazo mengi, zimesitishwa kwa ajili ya bidhaa zenye faida kubwa ambazo zinanunuliwa mara kwa mara.","Jumia máa tó gbé ọ̀nà àbáyọ rà-á-nísìnyí sanwó-lẹ́yìnwá ni Egypt Jumia ń ṣẹ̀dá ọ̀nà àbáyọ rà-á-nísìnyí sanwó-lẹ́yìnwá fún àwọn aṣàmúlò ní ìbáṣepọ̀ pẹ̀lú àwọn ẹnìkẹta. Ètò iṣẹ́ náà, tí wọ́n lè fi lọ́lẹ̀ ní Egypt, ni ó ti ní àwọn ìbáṣepọ̀ alákọọ́lẹ̀ pẹ̀lú àwọn báǹkì àti àwọn aṣèṣúná orí ẹ̀rọ 10 ní orílẹ̀-èdè náà tí ó wà ní Àríwá ilẹ̀ Africa. Lára ìgbésẹ̀ láti ṣe títì fún ìṣàmúlò ohun èlò ìmúṣẹ́ṣe JumiaPay náà, àwọn alábàáṣe ilé-iṣẹ́ náà ní yóò ṣe ìdúró fún àkọọ́lẹ̀ ẹ̀yáwó àti ìṣàpínká owó yíyá. Jumia tún ń ṣiṣẹ́ lórí mímú àwọn àṣàyàn ọ̀nà ìsanwó tí ó wà lórí JumiaPay pọ̀ sí i. Kódà, ó tún ń fẹ́ ṣe ìfilọ́lẹ̀ JumiaPay fún ìfijíṣẹ́ ní Ghana, Morocco àti Uganda. Bí ó tilẹ̀ jẹ́ pé iye ìdúnàádúrà orí JumiaPay ti dínkù pẹ̀lú 38%, ilé-iṣẹ́ náà jábọ̀ pé ààbọ̀ àwọn ìdúnàádúrà ìsanwó-lẹ́yìn-ìrajà ní ilẹ̀ Kenya fún ìdá 2 ọdún 2023 ni wọ́n lo JumiaPay fún. Ó tún ń lépa ilànà ìṣe tí yóò lè máa ṣètò owó sísan fún ��wọn ẹnìkẹta nípa pípèsè ọ̀nà àbáyọ ìṣàtúnpọ́n ọjà aláìlórúkọ fún wọn. Àwọn akówólókòwò ní ìgbàgbọ́ pé kí náírà náà jẹ́ aláìnípàtó iye ìpààrọ̀ lè ṣe àtìlẹ́yìn fún ìkówólókòwò kékeré fún ìpín ìdókòwò ní ilẹ̀ Nigeria. Nínú ìlépa aláìyẹsẹ̀ rẹ̀ láti dín ìnáwó kù, ilé-iṣẹ́ náà já ìwé ìfiṣẹ́sílẹ̀ fún àwọn òṣìṣẹ́ kan ní ọdún 2022 tí ó sì fi òpin sí àwọn ètò iṣẹ́ kan. Síbẹ̀síbẹ̀, ó ń rí ìfàsẹ́yìn ọlọ́dọọdún nínú iye àwọn aṣàmúlò onípa, ìpè fún ọjà àti àpapọ̀ iye ọjà títà alátọwọ́dọ́wọ́ ní gbogbo ìdámẹ́rin ọdún. ""Agbede gbèdéke ọ̀wọ́ngógó ọjà káàkiri ọwọ́jà wa ti di 14.1% ní oṣù Òkúdù, ọdún 2023 tí àwọn tí ó ga jùlọ sì jẹ́ 42.5% àti 35.7%] ní Ghana àti Egypt ní àtẹ̀lé. Ní ilẹ̀ Nigeria, ọ̀wọ́ngógó ọjà ti kan 28% tí ó jẹ́ gbèdéke gíga jùlọ láti ọdún 18 sẹ́yìn nínú oṣù Òkúdù, ọdún 2023,"" ilé-iṣẹ́ náà sọ nínú àbọ̀ ìdákejì ọdún 2023. Nínú oṣù Òkúdù ọdún 2023, Báǹkì Àpapọ̀ orílẹ̀-èdè Nigeria kéde pé òun ń ṣe ìmúbárẹ́ ètò iye ìpààrọ̀ orílẹ̀-èdè náà. Ìyẹn sáré mú iye náírà já lulẹ̀ láìrò tẹ́lẹ̀. Iye ṣílè owó ilẹ̀ Kenya náà ti já wálẹ̀ gidi gan nígbà tí wọ́n fi kẹ̀gbẹ́ dọ́là owó ilẹ̀ Amẹ́ríkà tí èyí sì ṣe ìrànwọ́ fún ìjáwálẹ̀ àpapọ̀ ọjà títà ọwọ́dọ́wọ́ ọ Jumia. Ilé-iṣẹ́ náà tún ń sa ipá sí i láti mú àfikún bá ìwọ̀n àkókò ìbáṣepọ̀ àwọn oníbàárà rẹ̀. Wọ́n ti dá àwọn ọjà aṣàmúlò ìpolongo ńlá bí i owó ìpè rírà fún àǹfààní àwọn ọjà tí wọn yóò mú títà alátẹ̀léra wáyé.","IJumia ingase ikhiphe maduzana uhlelo lokuthenga manje, ukhokhe kamuva e-Egypt IJumia ithuthukisa uhlelo lokuthenga manje, ukhokhe kamuva kubathengi ngokubambisana nezinkampani zangaphandle. Le nkonzo, engase yethulwe e-Egypt, isivele ifake ubudlelwano namabhange ayi-10 kanye nefintechs ezweni laseNyakatho Afrika. Njengengxenye yesinyathelo sokuthuthukisa ukwamukelwa kohlelo lokusebenza lweJumiaPay, ozakwethu benkampani bazoba nesibopho sokubhala phansi kwesikweletu kanye nokukhokha imali mboleko. IJumia isebenzela nokwandisa inani lezinketho zokukhokha ezitholakala ohlelweni lokusebenza lwe-JumiaPay, njengoba ifuna ukwethula iJumiaPay lapho ilethwa eGhana, eMorocco nase-Uganda. Nakuba inani lemisebenzi yeJumiaPay lehle ngo-38%, inkampani ibika ukuthi uhhafu wemisebenzi ekhokhiwe eKenya yeQ2 wezi-2023 yaqedwa kusetshenziswa iJumiaPay. Futhi ilandela isu elizokwenza kube lula ukukhokhelwa kwezinkampani zangaphandle ngokuzihlinzeka ngesixazululo esinelebula elimhlophe. Abatshalizimali bakholelwa ukuthi ukuntantisa i-naira kungaqhuba ukutshalwa kwezimali kwebhizinisi eNigeria Emizamweni yayo yokwehlisa izindleko, inkampani yadiliza abasebenzi abathile ngo-2022 futhi yavala izinsiza ezithile. Kodwa-ke, kubonakale ukwehla kwabathengi unyaka nonyaka njalo ngekota, ama-oda, nevelu yokuthengiswayo iyonke. “Izinga lokwehla kwamandla emali yethu elimaphakathi lifinyelele ku-14.1% ngoNhlangulana wezi-2023, linyuke ngo-42.5% kanye no-35.7% eGhana nase-Egypt, ngokulandelana. E-Nigeria, ukwehla kwamandla emali kukhuphuke kwafinyelela phezulu eminyakeni engu-18 yama-22.8% ngoNhlangualana wezi-2023,” kusho inkampani embikweni wayo we-Q2 wezi-2023. NgoNhlangulana wezi-2023, iBhange Elikhulu laseNigeria lamemezela ukuthi lihlanganisa izinga lokushintshisana lezwe. Lokhu kwenze i-naira yangalawuleka. Usheleni waseKenya nawo ulahlekelwe inani elibalulekile uma uqhathaniswa nedola laseMelika futhi waba nomthelela ekwehleni kweGMV yeJumia. Le nkampani izama ngokuphindelela ukwandisa inani lempilo yamakhasimende ayo. Imikhiqizo efana nokufaka i-airtime efonini ebidinga ukuthuthukiswa imisiwe ukuze imikhiqizo yezomnotho enempilo eqhubeke nokuthenga."
+"የዕድሜ ልክ ጓደኞች በናይጄሪያ ድንበር አልባ ፋርማሲዎችን ለመፍጠር የ 10,000 ዶላር ድጐማ አደረጉ በሐምሌ ወር በተካሄደው የፒች 2 ዊን 2023 እ.ኤ.አ ውድድር ላይ ፋርማሩን የተባለው የናይጄሪያ የጤና ቴክኖሎጂ ጅማሪ ድርጅት ከፊንቴክ፣ ኢኮሜርስ፣ አይአይ እና ብሎክቼይን ጨምሮ ከተለያዩ ኢንዱስትሪዎች ከ 14 ጅማሬዎች ጋር ተወዳድረው አሸናፊ በመሆን ከ 10,000 ዶላር የፍትሃዊነት ነጻ የገንዘብ ድጋፍ ጋር ወደ ቤት ሄደ። ፒች 2 ዊን የናይጄሪያ ኩባንያዎች ካፒታል እንዲያገኙ እና እንዲስፋፉ ለመርዳት የተቀየሰ የኢንቨስትመንት ማፋጠን ጅምር ውድድር ነው። ከበርካታ ኢንዱስትሪዎች የተውጣጡ ኩባንያዎች ወ�� ውድድሩ መግባት የሚችሉ ሲሆን አሸናፊዎቹ የገንዘብ ድጋፍ፣ ወደ ባለሀብቶች ግንኙነት ፣ የሕግ አገልግሎቶች እና አማካሪ ያገኛሉ። የፋርማሩን የጋራ መስራቾች ቴኒዮላ አዴዴጂ( ዋና ሥራ አስፈጻሚ) እና ፉኒሚሎላ አዴሬሚ( ዋና ሥራ አስፈጻሚ) በጤና ቴክኖሎጂ መስክ ላበረከቱት አስተዋጽኦ አድናቆት እንደተሰማቸው ገልጸው ገንዘቡን የመድኃኒት ቤት ግንኙነታቸው ለማሻሻል እና ለማስፋት እንዲሁም አዳዲስ ደንበኞችን ለማግኘት እንደሚጠቀሙበት ተናግረዋል። በሚያስደንቅ ሁኔታ በጉዞአቸው ላይ እየወሰዱኝ ለ 20 ዓመታት ምርጥ ጓደኞች መሆናቸውን ገልጸዋል። ከጓደኛ ጋር ካንፓኒ መመስረት አስደሳች እና ፈታኝ ሊሆን ይችላል።. በአንድ በኩል ቀደም ሲል የነበራችሁ ግንኙነት እና መተማመን በውሳኔ አሰጣጥ እና በግንኙነት ረገድ ሊረዳችሁ ይችላል፣ ይህም ለድርጅቱ በጅምር ደረጃው ይጠቅማል። በሌላ በኩል ግጭቶች ስለሚከሰቱ የግል ሁኔታ ማሰስ ፈታኝ ሊሆን ይችላል። ማንኛውንም ችግር በፍጥነት ለመፍታት ግልጽና ሀቀኛ የሆነ ግንኘነት ማድረግ አስፈላጊ ሊሆን ይችላል። ከጓደኛህ ጋር የንግድ ሥራ ከመጀመርህ በፊት ልታስብባቸው የሚገቡ 5 ነገሮች ይሁን እንጂ የቅርብ ጓደኞቹ ፋርማሩን የመጀመሪያ ኩባንያቸው ስላልሆነ አብሮ የመስራት መግባባት ያገኙ ይመስላል። በስጦታ መስጠትን በመውደድ ፋሪ እኅቶችን በ 2016 አቋቋሙ፣ በየአቅርቦት ጥያቄ ላይ የተመሰረተ ግላዊነት የተላበሰ የካርድ ኩባንያ ተጠቃሚዎች ፎቶዎችን በቀጥታ መስመር ላይ ወደ ካርዶች መጫን በማስቻል እና አካላዊ ቅጅ እንዲያገኙ በማድረግ። ተጠቃሚዎች አነሳሽ መልዕክቶችን መፈለግ፣ የልደት ቀን እና አስፈላጊ ቀናትን አስታዋሾችን ማዘጋጀት እና ፎቶዎችን በቀጥታ ከስልኮቻቸው ወደ ካርዶች ፣ ኩባያዎች፣ ቍልፍ ሻይ እና ሌሎች ዕቃዎች ለመጫን ፌሪ ሲስተርስ ድረ-ገጽ መተግበሪያን መጠቀም ይችላሉ። በ 2018 እ.ኤ.አ የቴክኖሎጂ ክፍሉን ወደ የበለጠ ቅርብ ወደሆነ አገልግሎት ቀይረው እስከ 2020 ድረስ በንቃት አኪያሂደውታል። ለሎሪ፣ ሲምፊክስ እና ኤፍዲኤችኤልን ጨምሮ ለደንበኞች ብዙ የጋራ ስጦታዎችን፣ ግላዊነት የተላበሱ የሙሽራ ስጦታዎችን እና ሌሎች ብዙ ዕቃዎችን ሠርተዋል። ፋርማራን እንዴት ተወለደ አዴዴጂ በ 2013 በላጎስ ዩኒቨርሲቲ የፋርማሲ ዲግሪያዋን ካጠናቀቀች በኋላ ከ 2014 እስከ 2015 ባለው ጊዜ ውስጥ ለብሔራዊ የምግብ እና የመድኃኒት አስተዳደር እና ቁጥጥር ኤጀንሲ( ኤንኤኤፍዲኤሲ) ሠርታለች። በ 2016 እ.ኤ.አ በፋርማሲስትነት ሙያዋ ከመቀጠሏ በፊት በጎልድማን ሳክስ እና በባንክ ኦፍ አሜሪካ ሜሪል ሊንች ውስጥ በኢንቨስትመንት ባንኪንግ ልምምድ አጠናቃለች። ከ 2016 እስከ 2020 ባለው ጊዜ ውስጥ በኢንቪቮ ጤና፣ በሮዜክ ፋርማሲ እና በሜድኩዌር ፋርማሲ ውስጥ ሠርታለች፣ ችግር ያገኘችበት በኋላም ፋርማራን ለመጀመር ምክንያት የሆነበት ። አዴዴጂ ለአንዳንድ ደንበኞች የሚፈልጉትን ትክክለኛ መድኃኒት ማግኘት ፈታኝ እንደሆነ አስተውሏል፣ ይህም ብዙ የሱቅ ጉብኝቶችን ወይም ወደ አንድ የተወሰነ መንደር ወይም ከተማ ጉዞዎችን ይጠይቃል። ""ስለዚህ አንድ ሰው ወደ ሱቄ መጥቶ ፣አምስት ሱቆችን ሄጀ ነበር ይላል ። እባክህ፣ የምፈልገውን ነገር እንዳለህ ተስፋ አደርጋለሁ የሚል የቤት ሥራ ብቻ ነበር። ለሁሉም ጥሩ ልምድ አልነበረም፣ እንኩዋን የሆነ ሰው ታሞ።"" በወቅቱ ፣ሰዎችን ከመድሀኒት መደብሮች ጋር የሚያገናኝ መድረክ አልነበረም፣ ምክንያቱም ደንበኞቹ በቀላሉ የት ህክምና ማግኘት እንደሚችሉ እና የት መፈለግ እንዳለባቸው ስለማያውቁ ። ፋርማራን ለመክፈት የወሰነችው ለበርካታ መድኃኒቶች ትክክለኛውን መድሀኒት መደብር ስለ���ታውቅ ነው፣ ይህም ሕመምተኞችን ጊዜ በማዳን ያሉትን ሁኔታቸውን ሳያባብስ የሚረዳቸው ነው። በተጨማሪም በወረርሽኙ ምክንያት እንዲህ ዓይነቱ አገልግሎት አስፈላጊነት በ 2020 ጨምሯል። በተጨማሪም በዋትስአፕ አማካኝነት መድኃኒቶችን በፍላጐት ማቅረብ እስከጀመረችበት ጊዜ ድረስ ለእሱ እንደዚህ ያለ ትልቅ ገበያ እንዳለ አላወቀችም ነበር። አስቂኝ እውነታ: ሁልጊዜ የችርቻሮ መድሀኒት መደብር ባለቤት ለመሆን የፈለገው አዴዴጂ በ2016 ተንቀሳቃሽ መድሀኒት የሚል አርማ እና የንግድ ስም አወጣ። በጽንሰ ሃሳቡን ቀላል አድጋ ማሰብ ስትጀምር፣ በ 2020 ንግዱን አስመዘገበች። አዴዴጂ በ 2017 በሮዜክ መድሀኒት መደብር የኦፕሬሽን ሥራ አስኪያጅ በመሆን የደንበኞችን እርካታ እና ግዥዎች ሲያረጋግጥ፣ አዴሬሚ የምርት ጉዞዋን በዚያው ዓመት በሲምፊክስ ምንነት እና ማረጋገጫ ኩባንያ ጀመረች። ከዚያም፣ ለባንኮች ምርቶችን መደገፍ፣ መሸጥ፣ መገንባት እና በማስተዳደር አድርጋለች። በ 2021 እ.ኤ.አ ወደ ማክስ የናይጄሪያ ተንቀሳቃሽ ቴክኖሎጂ መድረክ ወደ ሆነው ሄዳለች፣ እዚያም እንደ ከፍተኛ የምርት ሥራ አስኪያጅ፣ የምህንድስና ቡድኑን በማስተዳደር እና ለንብረት አያያዝ ምርቶችን በማብቃት ሠርታለች። አዴዴጂ ፋርማራን የመጀመሪያውን ድረ-ገጽ ሲገነባ ዘግይቶ ማታ ከአዴሬሚ ጋር ይገናኝ ነበር። ብዙም ሳይቆይ በቀላሉ ከ ማክስ ወደ ፋርማራን ሙሉ ጊዜ ተዛወረች በዓመቱ መጨረሻ ላይ። ድንበር የለሽ መድሀኒት መደብር መገንባት። ፋርማራን መድኃኒቶችን በናይጄሪያ ለሚኖሩ ሰዎች በሚፈልጉበት ቦታና ጊዜ ሁሉ ያቀርባል። መድኃኒቶችን በድረ-ገጽ ጣቢያው በኩል ማዘዝ እና ከከፈሉ በኋላ በሦስት ሰዓታት ውስጥ ወደ መድረሻዎ ማድረስ ይችላሉ በአንዳንድ የናይጄሪያ ክፍሎች፣ ሌጎስ፣ ኦጉን፣ ፖርት ሀርኮርት እና አቡጃን ጨምሮ አዴሬሚ እንደሚለው በተወዳዳሪ ዋጋ። እንዲሁም በስልክ፣ በኢሜል ወይም እንደ ኢንስታግራም እና ዋትስአፕ ባሉ ማህበራዊ ሚዲያ መድረኰች ማዘዝ ይችላሉ። እንደ አብዛኛው የናይጄሪያ ሰሜናዊ ግዛቶች ያሉ ጥቂት ፈቃድ ያላቸው መድሀኒት መደብሮች በሚገኙባቸው ግዛቶች ውስጥ ለማድረስ ከ 24 እስከ 48 ሰዓታት ሊወስድ ይችላል። የሚገርመው ነገር አዴሬሚ እንደሚለው በእነዚህ አካባቢዎች የሚገኙ አብዛኞቹ ደንበኞቹ የተልኮ የሚደርስበት ጊዜ አያሳስባቸውም፤ የሚፈልጉት ፋርማራን የሚያቀርባቸውን መድኃኒቶች ማግኘታቸው ብቻ ነው። ኩባንያው በአንዳንድ የናይጄሪያ ክፍሎች ከበርካታ መድሀኒት መደብሮች እና የሎጂስቲክስ ኩባንያዎች ጋር በመተባበር አቅርቦ እንዲቻል ያስችላል። ስለዚህ ደንበኞች መድኃኒቶችን በአካባቢያቸው በሚከፍሉት ተመሳሳይ ዋጋ ሁኔታ መግዛት ይችላሉ። ተጨማሪው ወጪው የመላኪያ ክፍያ ነው። አዴሬሚ ፋርማራን የሚቀበሏቸውን መድኃኒቶች ትክክለኛነት የሚያረጋግጥ ሥርዓት እንዲኖረው ይጠባበቃል። 14.4 % ወይም 14.3 ሚሊዮን ዕድሜያቸው ከ15 እስከ 64 ዓመት የሆኑ ሰዎች መድኃኒቶችን አላግባብ በሚጠቀሙበት አገር ውስጥ ፋርማራን የሚተዳደረው ሕጋዊ ፈቃድ ባላቸው ፋርማሲስቶች አማካኝነት ሲሆን እነዚህ ፋርማሲስቶች የመድሀኒት ማዘዛ ከታካሚዎች በመውሰድ ከማቅረባቸው በፊት ያረጋግጣሉ። ለምሳሌ፣ አንድ ደንበኛ እንደ ዋትስአፕ ባሉ ማህበራዊ ሚዲያ መድረኰች በኩል ትእዛዝ ከሰጠ፣ ፋርማሲው የታካሚውን መድኃኒት ማዘዛ ወይም ምልክቶቹን ለማረጋገጥ እና ተገቢውን መድኃኒት እየጠየቁ መሆናቸውን ለማረጋገጥ ታማሚውን የተወሰኑ ጥያቄዎችን ይጠይቃል። ለአንዳንድ መድኃኒቶች ክፍያውን ከማጠናቀቁ በፊት በፋርማሲስቱ መገምገም አለበት። የግምገማ ሂደታችን አምስት ደቂቃ ይወስዳል። ረዥም ጊዜ የሚፈጅ ነገር የለም። ነገር ግንሁሉንም መድሃኒቶች በፋርማሩን ማረጋገጥ አትችልም ምክንያቱም ፋርማሲስቱ እነሱን ማየት አለበት ብሎ ኤዴሬሚ ያብራራል። በተጨማሪም አብዛኛዎቹ ደንበኞቿ እንደ ባለብዙ ቫይታሚን እና ኢቡፕሮፌን የመሳሰሉ መድሃኒቶችን እንደሚያዙ አጽናዖት ሰጥታለች፣ እነዚህ መድሃኒቶች ደግሞ በተለምዶ አይጎዱም። ይሁን እንጂ ፣ጥንቃቄ የሚጠይቁ የሚመስሉ መድሃኒቶች ከፋርማሲ ባለሞያ ግምገማ ይፈልጋሉ። ተመላሽ ደንበኞችን በተመለከተ ኩባንያው የደንበንኞቹን ታሪክ እንዳለው እና እንዲጠቀሙ ወይም እንዲያጸድቁ ሊደውልላቸው ይችላል አለች። ፋራማ ሩን የ ቢ2ቢ2ሲ የቢዝነስ ስልትን ይጠቀማል እንዲሁም የመጨረሻ ተጠቃሚዎች ላይ ያተኩራል። እንደ ሆስፒታሎች፣ የኢንሽራንስ ኩባንያዎች እና ጀማሪ ንግዶች ተጠቃሚዎቻቸውን እንዲያገኙ ይረዳል። ኩባንያው አሁን ይግዙ፣ በኋላ ይክፈሉ የሚለውን አማራጭ ያቀርባል፣ ይህም የፊንቴክ አጋሩ ለደንበኞች በብድር ወይም የተወሰኑ ሱቆችን እንዲጎበኙ እና በኋላ እንዲከፍሉ ያስችላቸዋል። የንግድ ስራው ዋና ነገር በናይጄርያ ው ስጥ በየትኛው ቦታ ላሉ ሰዎች መ ድሃኒት ማደስ ቢሆንም፣ ፋርማ ሩን ደንበኛው የመሳርያ ስርዓቱን እንዲጎበኝ እና የመረጡት መድሃኒት በየወሩ እንዲቀርብላቸው መም ረጥ ይችላሉ። ይህ አገልግሎት የስኳር በሽታ፣ የደም ግፊት፣ የአዕምሮ ህመ ም ፣ የደም ቧንቧ በሽታ እና የአስም በሽታን ጨምሮ ስር የሰደዱ በሽታዎችን ለሚያስተናግዱ ታማሚዎች ጠቃሚ ነው ። በተጨማሪም ተላላፊ እና ተላላፊ ያልሆኑ በሽታዎች ያለባቸውን ሰዎች በሙሉ መድሃኒት እንዲወስዱ የሚያበረታታ አገልግሎት ይሰጣ ል። ደንበኞች በተጨማሪም ሳይመዘገቡ በኩባንያው ድረገጽ ላይ የፋርማሲ ባለሞያዎችን በነጻ ማማከር እና እንደ ቦዲ ማ ስ ኢንዴክስ፣ ካሎሪ እና ኦቭዩሌሽን ያሉ በርካታ የጤና መለክያዎችን ማረጋገጥ ይችላሉ። ፈታኝ በሆነ አካባቢ ውስጥ እንደ ፋርማሲ አሰባሳቢ ሆኖ ማደግ በናይጄርያ ውስጥ ማንኛውም ሰው የመሳርያ ስርዓቱን እንዲጠቀም የሚያስችለውን በርካታ ፋርማሲዎችን በማሰባሰብ ፣ ፋርማሩን እንደ ዋን ኀልዝ፣ የናይጄርያ የጤና ቲክኖሎጂ ኩባንያ ካሉ ተፎካካሪዎች ይለያል። ይህ በእንዲህ፣ እንዳለ ፋርማሲዎች ቴክኖሎጂውን በመጠ ቀም እንዲሳተፉ ለማግባባት ለጀማሪዎች ፈታኝ ሆኗል። “ዋናው ነገር ቴክኖሎጂያችን ነው ። በዛሬው ጊዜ በገበያ ላይ ካለው እጅግ የላቀ ነው ። ፋርማ ሩን ብዙ ንግዶችን እንዲያንቀሳቅስ እንፈልጋለን ። ስለዚህ፣ ኩባንያው የመጨረሻ ተጠቃሚዎችን በመድረስ ላይ ብቻ ያቶከረ አይደለም ። ""የተለያዩ የፈርማሲ ደረጃዎቻችን ዛሬ በገበያ ላይ ከሚገኙት የተለዩ ናቸው ፣ እርሱም የመስመር ላይ ፋርማሲዎች ሲሆኑ ፣ የኛ አገልግሎት ሰጭ ነው። ከኢኮሜርስ የመሳርያ ስርዓት የበለጠ ጠንካራ ነው ሲል ኤዴዴ ጂ ያብራራል። መድሃኒት ቤቶች —ከቴክኒክ አዋቂዎች በስተቀር —ፋርማሩን እንዴት እንደሚገጥማቸው አያውቁም ። ስለዚህ፣ አዴሬሚ ችግሩን ለመቅረፍ በጅማሮ ላይ ያሉ ድርጅቶች ድንቅ የመቀላቀል ፕሮግራሞችን እና ጥቅሞችን እንዳዘጋጀ ግልጽ አርጓል። በዚህም ምክንያት፣ ፋርማ ሩን የተለያዩ መድሃኒት ቤቶች ለሟሟላት አውታረ መረቡ ን በማስፋት ላይ ይገኛል። ፋርማሩን ፣ቀደም ሲል ከፌዳ ካፒታል የውጭ ኢንቨስትመንት የተቀበለ ሲሆን ለልማት እና ለደንበኛ ማግኛ የቅድመ-ዘር ዙር 500,000 ዶላር ለማሰባሰብ አቅዷል። አዴሬሚ እንደተናገረው ከተጀመረበት ጊዜ አንሥቶ ከ 28,000 በላይ ሰዎች የጅምር አገልግሎቱን ተጠቅመዋል፣ እናም እስከ 2023 መጨረሻ ድረስ ያንን ቍጥር በእጥፍ ለማ���ደግ ተስፋ ያደርጋሉ። ኩባንያው በአሁኑ ውቅት የ15 ሰው ቡድን ቢኖረው ም በአመቱ መ ጨ ረሻ ወደ 25 እንደሚያሳድገው ተስፋ ያደርጋል። በአሁኑ ጊዜ በወር ከ18000 ዶላር በላይ ገቢ እያገኘ ያለው ፍርማ ሩን ድንበር አልባ መድሃኒት ቤቶችን እየገነባ እንደሆነ ተናገረ። ስለዚህ ንግዱ በሚቀጥሉት አምስት አመታት ውስጥ ሌሎች የአፍሪካ ሀገራት ከመስፋፋቱ በፊት ሁሉንም 36ቱን ግዛቶች እና የፌደራል መ ቀመ ጫ ግዛት ሙሉ በሙሉ ለማዳረስ አቅዷል። የስትራቴጂው ትልቅ ክፍል ከቴክኖሎጂ ኩባንያዎች ጋር አብሮ መስራት ወይም ከዜሮ ጀምሮ መስራትን ያጠቃለለ ሲሆን ይህ የሚወሰነው አጠቃላይ የገበያ በሚያወጣው ውጤት ላይ ነው ። ኩባንያው ሰዎች አስፈላጊ የሆኑትን የመድሃኒት ወይም የመድሃኒት ያልሆኑ የህክምና አቅርቦቶችን በቀላሉ እንዲያገኙ ለማድረግ ይፈልጋል።","Lifelong friends score $10,000 grant to create borderless pharmacies in Nigeria At the Pitch2Win 2023 competition in July, Pharmarun, a Nigerian healthtech startup, competed against 14 startups from different industries, including fintech, eCommerce, AI, and blockchain, and emerged winner, going home with $10,000 in equity-free funding. Pitch2Win is an accelerator investment startup competition designed to help early-stage Nigerian companies raise capital and expand. Companies from several industries can enter the competition, and the winners will receive funding, access to an investor network, legal services, and mentorship. Pharmarun's Co-founders — Teniola Adedeji (CEO) and Funmilola Aderemi (CPO) — felt validated for their contributions in the healthtech space and said they would use the funds to improve and expand their pharmacy network and acquire new customers. Interestingly, while taking me through their journey, they revealed that they have been best friends for 20 years. Launching a company with a friend can be rewarding and challenging. On the one hand, your pre-existing relationship and trust can help with decision-making and communication, which will benefit the venture in its early stages. On the other hand, navigating personal dynamics can be challenging because conflicts happen. To resolve any issues quickly, it may be necessary to have open and honest communication. 5 things to consider before going into business with your friend However, the best friends appear to have discovered a workaround because Pharmarun is not their first company together. Passionate about giving gifts, they founded Fairy Sisters in 2016, an on-demand personalised card company, that allowed users to upload photos to cards online and have a physical copy delivered. Users could browse inspirational messages, set reminders for birthdays and important dates, and upload photos directly from their phones to cards, mugs, key chai, and other items using the Fairy Sisters web app. In 2018, they switched the tech component to a more interactive service and they actively ran it till 2020. They made many collaborative gifts, personalised bridal gifts, and many other items, for clients including Lori, Seamfix, and FDHL. How Pharmarun was born After completing her pharmacy degree at the University of Lagos in 2013, Adedeji worked for the National Agency for Food and Drug Administration and Control (NAFDAC) between 2014 and 2015. In 2016, she completed an internship in investment banking at Goldman Sachs and Bank of America Merrill Lynch before continuing with her pharmacy career. Between 2016 and 2020, she worked at Invivo Health, Rozec Pharmacy, and Medquare Pharmacy, where she identified a problem that would later birth Pharmarun. Adedeji noticed that it was challenging for some customers to find the exact medication they needed, necessitating multiple store visits or trips to a specific town or city. ""So you would have someone come into my store and say, 'I have gone to five stores. Please, I hope you have what I need.’ It was just a chore. It was not the best experience for anyone, let alone someone sick."" At the time, there was no platform connecting people to pharmacies, allowing them easy access to medications because the customers didn’t know where to look. She decided to launch Pharmarun because she knew the right pharmacies to visit for several medicines, saving patients time without aggravating their condition. Additionally, the need for such a service increased in 2020 due to the pandemic. She also didn’t know there was such a large market for it until she began offering medications on demand via WhatsApp. Fun fact: Adedeji, who had always wanted to own a retail pharmacy, came up with the logo — medicine on wheels — and business name in 2016. As she started toying with the concept, she registered the business in 2020. While Adedeji was ensuring customer satisfaction and procurements as operations manager at Rozec Pharmacy in 2017, Aderemi began her product journey in the same year at Seamfix, an identity and verification company. There, she supported, marketed, built, and managed products for banks. She left for MAX, a Nigerian mobility tech platform, in 2021, where she worked as a senior product manager, managing the engineering team and developing products for asset management. Adedeji would contact Aderemi late at night while building Pharmarun's first website. Soon, she naturally transitioned from MAX to Pharmarun full-time by the end of the year. Building pharmacies without borders Pharmarun makes medications available to people in Nigeria, wherever and whenever they need them. You can order medications via its website and get them delivered to your destination within three hours after payment in some parts of Nigeria, including Lagos, Ogun, Port Harcourt, and Abuja at prices Aderemi says are competitive. You can also order over the phone, by email, or on social media platforms like Instagram and WhatsApp. Delivery could take between 24 and 48 hours in states where licensed pharmacies are scarce, such as most of Nigeria's northern states. Interestingly, Aderemi says that most of its customers in these areas do not care about delivery times and only want guaranteed access to the drugs which Pharmarun provides. The company partners with several pharmacies and logistics companies in some parts of Nigeria to make delivery possible. So customers can buy medication on the platform for the same price they would pay in their neighbourhood. The additional cost is the delivery fee. Aderemi maintains that Pharmarun has a system in place to confirm the validity of the prescriptions they receive. In a country where 14.4%, or 14.3 million people between the ages of 15 and 64, abuse drugs, Pharmarun is run by licensed pharmacists who obtain prescriptions from patients and verify them before delivering them. For example, if a customer orders via a social media platform such as WhatsApp, the pharmacist will ask patient-specific questions to confirm their prescription or symptoms and ensure they are requesting the appropriate medication. “Before you can complete payment on some medications, it must be reviewed by the pharmacist. Our review process takes five minutes. There's nothing long. But it's not all medications that you can check out on Pharmarun because the pharmacist needs to look at them,” Aderemi clarifies. She also emphasises that most of its customers order medications such as multivitamins and ibuprofen, which they do not typically abuse. However, for drugs that appear ""sensitive,"" a pharmacist review is required. For a returning customer, she says the company has their history and can call them to flag or approve it. Pharmarun employs a B2B2C business model and concentrates on end users. It assists businesses, such as hospitals, insurance companies, and startups, to reach their consumers. The company offers the Buy Now, Pay Later option, allowing its fintech partner to give out loans to customers to pay in instalments or visit specific stores and pay later. While the core of the business is to deliver medication to people anywhere in Nigeria, Pharmarun also provides automated refills, which allow a customer to visit the platform and select a monthly delivery option for their medication. This service will be valuable to patients with chronic diseases, including diabetes, hypertension, psychosis, coronary heart diseases, and asthma. It also offers a service to encourage complete drug adherence for people with infectious and non-infectious diseases. Customers can also consult pharmacists for free on the company's website without signing up and check several health metrics such as body mass index (BMI), calories, and ovulation. Flourishing in a challenging environment as a pharmacy aggregator Aggregating several pharmacies, which allows anyone in Nigeria to use its platform, distinguishes Pharmarun from competitors such as OneHealth, a Nigerian pharmaceutical healthtech company. Meanwhile, convincing pharmacies to come on board using its technology has been challenging for the startup. “The major thing is our technology. It does a lot more than what you have on the market today. We want Pharmarun to power a lot of businesses. So, the company is not solely focused on reaching the end-users. ""Our different tiers of pharmacies differ from those available in the market today, which are online pharmacies, but ours is a service offering. It’s more robust than eCommerce platforms,” Adedeji expatiates. Pharmacies — aside from the tech-savvy ones — do not comprehend how Pharmarun onboards them. So, Aderemi reveals the startup has developed fantastic onboarding programmes and benefits to address the issue. Consequently, Pharmarun is expanding its network so that it can cater for a more diverse set of pharmacies. Pharmarun, which has previously received outside investment from Fedha Capital, intends to raise a pre-seed round of $500,000 for development and customer acquisition. Aderemi states that over 28,000 people have used the startup's service since it launched, and by the end of 2023, they hope to double that number. The company currently has a 15-man team but hopes to grow to 25 before the end of the year. Pharmarun, which currently generates over $18,000 in monthly revenue, says it is building pharmacies without borders. Therefore, the business intends to completely enter all 36 states and the Federal Capital Territory before extending to other African nations over the next five years. A big part of its strategy will involve working with tech companies or starting from scratch, depending on the issue it uncovers from a comprehensive market research study. The company seeks to make it easier for people to obtain necessary medical supplies, whether pharmaceutical or non-pharmaceutical.","Lifelong friends sun ciwo tallafin $10,000 domin samar da shagunan sayar da magunguna marasa iyaka a Nijeriya. A gasar Pitch2Win 2023 a Juli, Pharmarun, wani fasahar lafiya da ta fara a Nijeriya, ya ƙara da wasu masu farawa 14 daga kamfani mabambanta, wanda suka haɗa da fintech, eCommerce, Al, and blockchain, kuma ya zamanto zakara, ya tafi gida da $10,000 daga tallafin equity-free. PitchWin wani tsani ne na fara gasar kasuwanci wanda aka yishi domin tallafawa kamfanunuwan Nijeriya da suke tasowa domin samun jari da kuma faɗaɗawa. Kamfanunuwa daga masana’antu daban-daban za su iya shiga gasar, kuma zakarun za su samu tallafin, samun shiga jerin masu hannun jari, ayyukan doka, da kuma samu iyayen gida. Wanda suka samar da Pharmarun—Teniola Adedeji(CEO) da kuma Funmilolo Aderemi(CPO)—sun samu yarda dangane da gudunmawarsu a fannin fasahar lafiya kuma sun ce za suyi amfani da kuɗin domin ingantawa da kuma faɗaɗa hanyoyin pharmacy ɗinsu kuma su sami sababbin abokan cinki. Abun sha’awa, a yayin da suka daukeni zuwa rayuwarsu, sun bayyana cewa sun kasance aminai fiye da shekaru 20. Ƙaddamar da kamfani da aboki zai iya kasancewa da amfani da kuma ƙalubale. A wani ɓangaren kuma, alaƙarku tun ta da da kuma yarda za ta iya taimakawa wajen yanke hukunci da kuma sadarwa, wanda zai taimakawa kasuwancin a matakinsa na farko. A wani ɓangaren kuma, bibiyar ƙwazon mutum yana da ƙalubale saboda rikici yana faruwa. Domin daidaita kowanne irin saɓani da sauri, yana dakyau a samu sadarwa budaddiya kuma da gaskiya. Abubuwa guda 5 da ya kamata a lura dasu kafin fara kasuwanci da aboki. Duk da haka, aminan sun samu hanyoyinsu domin Pharmarun ba shi ne kamfaninsu na farko a tare ba. Don ƙaunarsu ga bayar da kyauta, sun samar da Fairy Sisters a 2016, wani kamfanin tsararren kati na daidai da buƙata, wanda yake baw a masu amfani damar sanya hoto a kan kati ta yanar gizo kuma su same shi a hannu a kai musu shi har inda suke. Mau amfani za su iya binciko saƙonni masu ma’ana, su sanya tunatarwa ta ranar haihuwa ko wata haɗuwa mai mahimmanci, su daura hotuna kai tsaye daga wayoyinsu zuwa Katina, kofuna, marikin makulli, da wasu abubuwan ta hanyar amfani da manhajar yanar gizo ta Fairy Sisters. A 2018, sun canja ɓangaren fasahar zuwa ga wani aikin hulɗa kuma suka cigaba da gabatar da shi sosai har zuwa 2020. Sun samar da kyauttukan haɗin guiwa da dama, tsararriyar kyautar amare, da abubuwa da dama, ga abokan hulɗa wanda suka haɗa da Lori, Seamfix, da FDHL. Yadda aka samar da Pharmarun Bayan kammala digirinta a ɓangaren Pharmacy a Jami’ar Lagos a 2013, Adedeji ta yi aiki da Hukumar kula da ingancin abinci da magunguna ta kasa(NAFDAC) tsakanin shekarar 2014 da 2015. A 2016, ta kammala internship a investment banking a Goldman Sach da kuma Bank of America Merrill Lynch kafin cigaba da ƙaratunta na kimiyyar magani. A tsakanin 2016 da 2020, ta yi aiki a Invivo Health, Rozec Pharmacy, da kuma Medquare Pharmacy, inda ta gane wata matsala da za ta iya samar da Pharmarun daga baya. Adedeji ta lura cewa wasu abokan cinikin suna shan wahala wajen gane irin maganin da suke buƙata, wanda hakan yake sakasu yawon zuwa kantinan siyar da magana da yawa ko tafiye-tafiye zuwa wani gari ko birni. “ Don haka za ka samu wani ya zo kantina ya ce, ‘na je kantina har guda biyar. Ina fatan kuna da abin da nake buƙata.’ Aiki ne kawai. Ba abu ba ne mai daɗi ga wani ya fuskanta, ballantana wanda bashi da lafiya.” A lokacin, babu wata manhaja da ke haɗa mutane da pharmacies, wanda zai basu damar sauƙin samun magani saboda abokan cinikin basu san inda za su dub aba. Sai ta yanke shawarar samar da Pharmarun saboda ta san pharmacies din da ya dace aje domin siyan magunguna iri-iri, kuma a adanawa marasa lafiya lokacinsu ba tare da an ƙara ta’azzara rashin lafiyarsu ba. Ƙari akan haka, buƙatar wannan aikin ya karu a 2020 a sakamakon annobar. Ba ta san cewa da akwai wannan kasuwar maganin ba sai da ta fara bayar da magunguna bisa nema ta WhatsApp. Abun dariya: Adedji, wadda ko da yaushe take son mallakar shagon Pharmacy, ta zo da take mai suna medicine on wheels—da kuma sunan kasuwancin a 2016. Yayin da ta fara riƙe wannan tsarin, sai ta yi rijistar kasuwancin a 2020. Yayin da Adedeji take ƙoƙarin tabbatar da jin daɗin abokan kasuwanci da biyan buƙata a matsayin manajan gabatarwa a Rozek Pharmacy a 2017, Aderemi ta fara tafiyarta ta samarwa a cikin wannan shekarar a Seamfix, kamfanin shaida da gasgatawa. A nan, ta tallafawa, tallatawa, gina, da kula da kaya ga bankuna. Sai ta koma MAX, dandalin tafiyar da fasaha a Nijeriya, a 2021, a inda ta yi aiki a matsayin babbar manajan kaya, tana lura da masu aikin fasaha da cigaban kayayyaki domin kula da kadarori. Adedeji tana kiran Aderemi cikin dare yayin da ake gina manhajar yanar gizo ta Pharmarun ta farko. Nan da nan, sai ta canja daga MAX zuwa Pharmarun na cikakken lokaci a ƙarshen shekara. Gina shagunan magani marasa iyaka Pharmarun na samar da magunguna ga mutane a Nijeriya, a kowanne lokaci da kuma kowanne waje da suke buƙata. Za ka iya neman magunguna ta yanar gizon su ka same su akawo maka har inda kake bayan awa uku da biyan kuɗi a wasu sassan Nijeriya, wanda suka haɗa da Lagos, Ogun, Port Harcourt, da Abuja a farashin da Adedeji ta ce akwai gasa. Kuma za ka iya siya ta waya, ta email, ko a kafafen sada zumunta kamar Instagram da WhatsApp. Kaiwa zai ɗauki awanni 24 da 28 a jahohin da Pharmacy masu lasisi suke da ƙaranci, kamar da yawa daga cikin jahohin arewacin Nijeriya. Abun sha’awa, Aderemi ta ce da yawa daga abokan cinikinta na wannan wajen ba su da mu da lokacin kaiwa ba kuma kawai suna son tabɓacin samun magungunan da Pharmarun za su kawo. Kamfanin yana da haɗin guiwa da shagunan magani da kamfanunuwan kai saƙo a wasu sassan Nijeriya don sauƙin kai kaya. Don haka abokan ciniki na iya siyan magani a manhajar a farashi iri ɗaya da wanda siya a kusa dasu. Ƙarin kuɗin shi ne kuɗin kai kayan. Aderemi tana tabbatar da cewa Pharmarun na da tsarin tabbatar da ingancin maganin da suka samu. A ƙasar da mutane miliyan 14.4%, ko 14.3% ‘yan tsakanin shekaru 15 da 64, suke shan kwayar magani ba bisa ƙa’ida ba, Pharmarun na aikine da Pharmacies masu lasisi wanda suke karɓar takardar magani daga marasa lafiya a tabbatar da ingancinsu kafin a aika musu. Misali, idan abokin cinki ya siya ta kafar sada zumunta kamar WhatsApp, Pharmacist din zai yi wa mara lafiyar wasu tambayoyi domin tabbatar da maganin ko alamomin a tabbatar magungunan da suke nema shi ne wanda ya dace da su. “Kafin ka gama biyan kuɗin wasu magungunan, sai Pharmacist ɗin ya duba. Tsarin dubawar tamu na daukan minti biyar. Ba wani abu ne mai tsayi ba. Amma ba dukka magunguna ba ne za ka iya dubawa a Pharmarun saboda Pharmacist din na da buƙatar duba su,”Adereni ta bayyana. Ta kuma yi nuni da cewa da yawa daga abokan cinikinsu suna siyan magunguna kamar multivitamins da kuma ibufrom wanda bawai suna shan sa ba ne ba abisa ƙa’ida ba. Saboda haka, kamar magungunan da suke “masu saurin tasiri,” ana buƙatar Paharmacist ya duba su. Domin abokan ciniki masu dawowa, ta ce kamfanin yana da tarihinsu kuma zai iya kiransu domin jan hanlalinsu ko yarda da shi. Pharmarun yana aiki da tsarin kasuwanci na B2B2C kuma yana mayarda hankali ga masu amfani da kayan. Yana taimakawa kasuwanci, kamar asibitoci, kamfanin inshore, da masu farawa, domin isa ga abokan cinikinsu. Kamfanin yana bayar da zaɓin siya yanzu, ka biya daga baya, wanda yake bawa abokan hulɗarsa na fintech damar bayar da bashi ga abokan ciniki domin su biya a hankali ko suje wasu kantunan na musamman su biya daga baya. A yayin da gundarin kasuwancin ya kasance don a aika da magunguna zuwa ko'ina a faɗin Nijeriya, Pharmarun ya samar da wajen cikewa na kai tsaye, wanda yake ba wa abokan ciniki damar ziyartar manhajar su zaɓi zaɓin aika kayan na wata-wata domin magungunansu. Wannan damar za ta amfani marasa lafiya masu dauke da cutuka masu tsanani, wanda suka haɗa ciwon suga, hawan jini, ciwon ƙwaƙwalwa, cutukan zuciya, da kuma asma. Sannan kuma yana aiki don ƙarfafawa wajen bin dokar amfani da magani gaba ɗaya ga mutanen da suke da cutakan da ake ɗauka da cutukan da ba a ɗauka. Abokan ciniki kuma za su iya neman shawarar Pharmacist a kyauta a shafin yanar gizo na kamfanin ba tare da sun shiga ciki bas u kuma duba lambobin gwajin lafiya da dama kamar girman jiki gaba ɗaya (BMI), adaɗin kuzari, da kuma lokacin fitar kwai. Yin aiki a muhallin da yake da ƙalubale a matsayin mai tattara bayanan shagon magani Kula da al’amuran pharmacy da dama, wanda yake bawa dukkan wanda yake Nijeriya damar amfani da manhajarsu, shi ne ya banbanta Pharmarun da abokan takararsu kamr OneHealth, wani kamfanin fasahar lafiya na Pharmacy a Nijeriya. Sannan kuma, shawo kan pharmacies da su zo don yin amfani da fasaharsu yana da matuƙar ƙalubale ga masu farawar. “Abu mafi girma shi ne fasaharmu. Yana yin abubuwa da dama fiye da wanda ake da shi a kasuwa a yau. Muna son Pharmarun su ƙarfafi kasuwanci da dama. Don haka, kamfanin ba wai ya maida hankali a kan isa ga masu amfani da kaya ba ne kawai. “Rabe-raben shagunan magani ɗinmu sun bambanta da waɗanda suke a kasuwa a yau, wanda su ne shagunan magani na yanar gizo, amma mu namu mai bayar da aiki ne. Yana da ƙarfi fiye da sauran dandalin eCommerce,” Adedeji ta bayyana. Shagunan magani—banda wanda suke samar da fasaha basa gane yadda Pharmarun ke tafiya da su. Don haka, Aderemi ya yi bayanin yadda masu farawa suke cigaba da sarda shirye-shirye masu kyau da kuma amfani na gyara matsalolin. Abu na gaba kuma, Pharmarun na faɗaɗa ayyukanta domin ta samu damar kulawa da wasu pharmacies din na daban. Pharmarun, wanda ta samu hannun jarin waje kwanan nan daga Fedha Capital, ta yi niyyar samar da kuɗin kafin fara aiki na $500,000 domin cigaba da kuma samun abokan ciniki. Aderemi ta fadi cewa fiye da mutane 28,000 sun yi amfani da aikin farawar tun sanda aka ƙaddamar da shi, kuma izuwa ƙarshen 2023, suna fatan su ninka wannan lambar. Kamfanin a halin yanzu yana da ma’aikata 15 amma yana fatan zai ƙara zuwa 25 kafin ƙarshen shaeƙara. Pharmarun, wanda a yanzu haka yana samar da kuɗin shiga na wata fiye da $18,000, sun ce suna gina Pharmacies ba tare da iyaka ba. Don haka, kasuwancin nada niyyar shiga gaba ɗaya jihohi 36 da kuma birnin tarayya kafin su faɗaɗa zuwa wasu kasashen Afirka. Babban ɓangaren dabararsu ya kunshi aiki tare da kamfanunuwan fasaha ko farawa daga farko, daidai da matsalar da ta gano daga bincike mai fadi na kasuwa . Kamfanin na son samarwa da mutane sauƙi wajen samun kayan magunguna masu mahimmanci, ko da pharmaceutical ne ko wanda ba pharmaceautical ba.","marafiki wa kudumu walipata ruzuku ya $10,000 ili kuunda maduka ya dawa yasiyo na mipaka nchini Nigeria Kwenye shindano la Pitch2win 2023 mwezi Julai, Pharmarun, taasisi kubwa ya teknolojia nchini Nigeria, walishindana na taasisi zingine 14 kutoka nyanja mbalimbali, zikiwemo kampuni za teknolojia ya uchumi, biashara za mtandaoni, Al na umoja wa makampuni mtandaoni (blockchain) na waliibuka washindi wa ruzuku ya dora za kimarekani 10,000. Pitch2win ni mradi unaobuni mashindano ya kuongeza nguvu ya uwekezaji ili kusaidia kuinua mitaji na kukuza makampuni mbalimbali yanayoanzishwa nchini Nigeria. Makampuni kutoka nyanja mbalimbali yanaweza kuingia kwenye ushindani na washindi watapata udhamini kupitia mtandao wa wawekezaji, huduma za kisheria na ushauri. Waanzilishi wa Pharmarun ambao ni Teniola Adedeji (CEO) na Funmilola Aderemi (CPO) walithibitisha ushiriki wao kwenye kampuni za teknolojia ya afya na walisema watatumia mtaji wao kuimarisha na kupanua mtandao wao wa famasia ili wapate wateja wengine. cha kufurahisha ni kwamba, waliponielezea njia zao walizopitia, walithibitisha kuwa walikuwa marafiki kwa muda wa miaka 20. Kuendesha kampuni na rafiki yako inaweza kukulipa au kuleta changamoto. Kwa upande mmoja, mahusiano na uaminifu wako wa mwanzo, unaweza kusaidia kwenye kufanya maamuzi na kuwa mawasiliano mazuri, ambayo yatanufaisha mradi katika hatua za awali. Kwa upande mwingine, mtu wa kuelekeza mienendo anaweza kupata changamoto kwa sababu ya migogoro iliyopo. kutatua tena jambo lolote kwa haraka, itakuwa ni muhimu kuanza kuanzisha mawasiliano ya kuaminika. Vitu vitano vya kuzingatia kabla haujaanza biashara na marafiki zako Walakini, marafiki bora wanaonekana kuwa wamegundua suluhisho sahihi kwa sababu Pharmarun siyo kampuni yao ya kwanza ya pamoja. Wakiwa na shauku ya kutoa zawadi, walianzisha Fairy Sisters mwaka 2016, kampuni ya kadi iliyobinafsishwa inapohitajika, ambayo iliruhusu watumiaji kupakia picha kwenye kadi mtandaoni na kuletewa nakala halisi. Watumiaji wangeweza kuvinjari jumbe za uhamasishaji, kuweka vikumbusho vya siku za kuzaliwa na tarehe muhimu, na kupakia picha moja kwa moja kutoka kwenye simu zao hadi kwenye kadi, vikombe, vitufe na vitu vingine kwa kutumia programu ya wavuti ya Fairy Sisters. Mwaka 2018 waliongeza vipengele vya kiteknolojia vitakavyoongeza kasi ya huduma ya mawasiliano na waliiendesha kwa umakini hadi mwaka 2020. Walitoa zawadi nyingi za kushirikiana, zawadi za maharusi zilizobinafsishwa, na vitu vingine vingi, kwa wateja ikiwa ni pamoja na Lori, Seamfix na FDHL. Namna ambavyo kampuni ya Pharmarun ilivyoanzishwa Alipohitimu shaha ya kwanza ya madawa katika chuo kikuu cha Lagos mwaka 2013, aliajiriwa na taasisi ya taifa ya tawala na udhibiti wa chakula na madawa kati ya mwaka 2014 na 2015. Mwaka 2016, alimaliza mafunzo kazini ya uwekezaji wa benki yaliyotolewa na Goldman Sachs na Bank of America Merrill Lynch kabla ya kuendelea na kazi yake ya famasia. Kati ya mwaka 2016 na 2020 aliajiriwa na Invivo health, Rozec Pharmacy na Medquare Pharmacy; ambapo aligundua tatizo lililosababisha kuanzishwa kwa Pharmarun. Adedeji alithibitisha kuwa, baadhi ya wateja walisumbuka kutafuta tiba sahihi waliyohitaji; walitembea maduka mengi na umbali mrefu kwenda senta na kwenye majiji. utaona mtu mmoja akija kwenye ghala langu na kusema, ""nimeshazunguka kwenye maghala matano"". Tafadhali, natumaini nitapata ninachokihitaji, ilikuwa kazi sana. Hakuna yeyote aliyetarajia, mtu yeyote akiugua muda wowote, hakukuwa na jukwaa linaloweza kumuelekeza kwenye maduka ya dawa, lililokuwa linawarahisishia watu kwenda kwenye huduma kwa sababu wateja hawakujua ni wapi wanaweza kupata. Aliamua kuanzisha Pharmarun kwa sababu alijua litakuwa duka la dawa ambalo litakuwa na dawa mbalimbali, litakalookoa muda wa wagonjwa bila kuzidisha hali zao. Aliongeza kuwa, mahitaji ya huduma kama hiyo yaliongezeka sana mwaka 2020 kutokana na magonjwa ya mlipuko. Pia hakujua kuwa kuna soko kubwa sana kiasi kile, mpaka alipoanza kutoa huduma za matibabu kwa wanaohitaji kupitia kundi sogozi (whatsApp). Ukweli wa kufurahisha: Adedeji ambaye alikuwa anatamani kumiliki duka la dawa za rejareja alitengeneza chapa-medicine on wheel- na jina la biashara mwaka 2016. Alipoanza kucheza na dhana hiyo, alisajiri biashara yake mwaka 2020. Adedeji alipokuwa akihakikisha kuridhika kwa wateja na manunuzi kama meneja wa uendeshaji alipokuwa Rozec Pharmacy mwaka 2017, Aderemi alianza safari yake ya bidhaa mwaka huohuo huko Seamfix, kampuni ya utambulisho na uthibitisho. Pale alisaidia kutangaza, kukuza na kuongoza biashara ya benki. Aliwaacha MAX, ambalo lilikuwa jukwaa kubwa la teknolojia nchini Nigeria mwaka 2021 ambapo alifanya kazi akiwa mkurugenzi mkuu wa bidhaa, alipokuwa akiongoza jopo la mainjinia na kuendeleza bidhaa kwa ajiri ya ulinzi wa rasilimali. Adedeji alikuwa akimpigia Aderemi usiku alipokuwa akitengeneza tovuti ya kwanza ya Pharmarun. Hivi karibuni, alihama kutoka MAX hadi Pharmarun ya muda wote kufikia mwisho wa mwaka. Kuanzisha maduka ya madawa bila mipaka Pharmarun walifanya huduma za matibabu kupatikana muda wowote nchini Nigeria, popote na muda wowote waliyohitaji. unaweza kuagiza dawa kupitia tovuti yao na ukaletewa popote ulipo katika baadhi ya sehemu nchini Nigeria ikiwemo Lagos, Ogun, PortHarcourt na Abuja ndani ya masaa matatu baada ya kulipia kwa kiasi kilekile ulicholipia. pia unaweza kuagiza kupitia simu yako kwa kutumia barua pepe na majukwaa ya mitandao ya kijamii kama vile Instagram na kundi sogozi (WhatsAPP. Kupokea bidhaa ulizoagiza inaweza kugharimu masaa 24 hadi 48 kwa miji ambayo maduka yetu ya dawa hayapatikani, hususani miji ya kasikazini mwa Nigeria. Aderemi anasema kuwa kinachofurahisha ni kwamba wateja wengi katika miji ambayo maduka yetu hayapatikani, hawajali kuhusu muda wa kupokea bidhaa walizoagiza bali wanachohitaji ni uhakika wa kupokea dawa zinazouzwa na Pharmarun. Washirika wa kampuni wenye maduka ya madawa na baadhi ya kampuni za usafirishaji katika sehemu mbalimbali nchini Nigeria wanahakikisha wateja wanapokea bidhaa walizoagiza. Wateja wanaweza kulipia huduma za matibabu kwenye majukwaa ya mitandao kwa bei hilehile ambayo wanalipia kwenye miji wanayoishi. gharama inayoongezeka ni kwa ajiri ya usafiri. Aderemi alisema kuwa Pharmaruni ina mtandao unaoweza kuthibitisha maelezo ya upokeaji wa bidhaa. kwenye nchi ambayo ina watu kuanzia milioni 14.3 au 14.4% wenye umri kati ya miaka 15 hadi 64, kampuni ya Pharmarun inaweza kuendeshwa na wafamasia ambao wanachukua maelezo kwa wagonjwa na kuyathibitisha kabla ya kuwapa dawa. Kwa mfano kama mteja ataagiza kupitia majukwaa ya mtandao wa kijamii kama vile watsApp, mfamasia atamuuliza mgonjwa maswali muhimu kuthibitisha maelezo au dalili za ugonjwa na kuhakikisha ameagiza dawa sahihi. Kabla haujakamilisha malipo ya tiba husika, lazima mfamasia athibitishe. Mchakato wa uthibitishaji unachukua dakika tano pekee. Hakuna tatizo lolote. Lakini siyo kila tiba unaweza kuipata kupitia Pharmarun kwa sababu mfamasia lazima athibitishe kwanza, alieleza Aderemi. Pia alisisitiza kuwa wateja wengi wanaagiza dawa kama vile multvitamini na ibuprofen ambazo hazitumiki kabisa. Hata hivyo, kwa madawa ya kulevya ambayo yanaonekana ""nyeti"" mapitio ya mfamasia yanahitajika. Kwa wateja wa mara kwa mara anasema, kampuni ina taarifa zao na wanaweza kuwapigia ili kuthibitisha au kukataa. Pharmarun inatumia muundo wa biashara ya B2B2C ambao umejikita zaidi kwa mteja. inasaidia biashara kama vile hospitali, kampuni za bima na miradi mbalimbali katika kuwafikia watumiaji wao. Kampuni inatoa chaguo la nunua sasa, lipa baadaye kwa kuruhusu mshiriki wake wa fintech kutoa mikopo kwa wateja waweze kulipa kwa awamu au kutembelea maduka mahususi na kulipa baadaye. Ingawa msingi wa biashara ni kupeleka dawa kwa watu popote nchini Nigeria, Pharmarun pia hutoa huduma ya kujaza kiotomatiki, ambayo huruhusu mteja kutembelea jukwaa na kuchagua chaguo la kila mwezi la utoaji wa dawa zake. Hii huduma ni muhimu kwa wagonjwa wenye magonjwa sugu kama vile, kisukari, shinikizo la damu, saikolojia, ugonjwa wa moyo na Pumu. Pia inatoa huduma ya kuwasisitiza watu wenye magonjwa ya kuambukiza na yasiyoambukiza kutumia na kumaliza dozi zao kama walivyoandikiwa. Wateja pia wanaweza kuwasiliana na mfamasia bila malipo kwa kupitia tovuti bila kujisajiri na kuangalia vipimo vya afya kama vile kipimo cha uzito wa mwili (BMI), sukali na hedhi. Kustawikwenye mazingira yenye changamoto kama mkusanyaji wa maduka ya dawa Kukusanya maduka mbalimbali ya dawa, ambayo yatamruhusu mtu yeyote nchini Nigeria kutumia jukwaa lake, inatofautisha Pharmarun na wapinzani wake wengine kama vile Onehealth na Nigeria Pharmaceutical healthtech company. Hata hivyo, changamoto ya mradi ni kushawishi maduka ya dawa kuungana na Pharmarun kwa kutumia teknolojia yao. Kitu muhimu ni teknolojia yetu. Inafanya zaidi ya kile kilichopo sokoni leo. Tunataka Pharmarun ikuze biashara nyingi. Hata hivyo kampuni haijihusishi na kuwafikia wateja peke yake. kuna tofauti kati ya matawi ya maduka tumayoyashughulikia na yale yaliyopo sokoni kwa sababu maduka mengine ya dawa yaliyopo mtandaoni yanafanya biashara wakati maduka yetu sisi yanatoa huduma. Ni imara zaidi kuliko majukwaa ya eCommerce, Adedeji anafafanua. Maduka ya dawa yaliyo kando na yale ya ufundi, hayaelewi jinsi Pharmarun inavyoyapita. Hivyo, Aderemi alithibitisha kuwa kuanzishwa kwa Pharmarun kunaendeleza programu zenye ubora wa ajabu na zenye faida katika kutatua matatizo. Kwa hiyo, pharmarun inatanua mipaka yake ili iweze kuhudumia maduka ya dawa yaliyopo sehemu mbalimbali. Pharmarun ilipokea mwekezaji kutoka nje ambaye ni Fedha Capital, inatarajia kuongeza uwekezaji wa $500,000 kwa ajiri ya maendeleo na kuongeza wateja. Aderemi alisema kuwa zaidi ya watu 28,000 wanatumia huduma zilizoanzishwa na Pharmarun tangu walipoanza kuziendesha; wanatarajia kuongeza wateja zaidi ya mara mbili ya wateja wa mwanzo mwishoni mwa mwaka 2023. Kwa sasa kampuni ina jopo la watu 15 lakini wanatarajia kuongeza hadi watu 25 kabla huu mwaka haujaisha. Pharmarun, ambayo kwa sasa inazalisha zaidi ya $18,000 katika mapato ya kila mwezi, inasema inatengeneza maduka ya dawa ya bila mipaka. Kwa hiyo, Pharmarun inatarajia kuifikia miji 36 pamoja na Federal Capital Territory kabla haijatanua mipaka yake kwenda kwenye nchi zingine za Afrika ndani ya miaka mitano ijayo. Sehemu kubwa ya mikakati inahusisha kufanya kazi pamoja na kampuni za teknolojia au kuanza mwanzo kulingana na tatizo wanalotaka kulitatua kwa kuangalia utafiti wa soko la sasa. Kampuni inatafuta namna ya kuwarahisishia watu kupata huduma muhimu za kitabibu zinzohusisha dawa au zisizohusisha dawa.","Àwọn ọ̀rẹ́-ìí-yọ̀rẹ́ ni wọ́n ti yege jẹ àǹfààní owó ìrànwọ́ àìlásanpadà $10,000 láti ṣẹ̀dá ilé ìtajà òògùn àìláàlà ní Nigeria Níbi ìdíje Pitch2Win ọdún 2023 ní oṣù Keje, Pharamarun, ilé-iṣẹ́ àdìdeelẹ̀ kan tí ń ṣiṣẹ́ pẹ̀lú ìfìmọ̀-ẹ̀rọṣètò-ìtajà-òògùn díje ní ìfigagbága pẹ̀lú àwọn ilé-iṣẹ́ àdìdeelẹ̀ 14 mìíràn láti ẹ̀ka iṣẹ́ ọ̀tọ̀ọ̀tọ̀ èyí tí aṣèṣúná orí ẹ̀rọ, òǹtajà orí ayélujára, alòmọ̀ àtọwọ́dá àti aṣàká owó àkósódù wà lára wọn tí ó sì gbégbá orókè tí ó sì mú owó ìṣèrànwọ́ aláìbéèrè-fún-ìpín-ìdókòwò nínú, $10,000, lọ sílè. Pitch2Win jẹ́ ìdíje aṣégbélárugẹ ilé-iṣẹ́ àdìdeelẹ̀ tí wọ́n ṣètò ìrànwọ́ fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ láti wá owó ìdókòwò fún wọ́n kí wọ́n sì le gbòòrò. Àwọn ilé-iṣẹ́ láti ẹ̀ka iṣẹ́ lóríṣiríṣi ni wọ́n lè kópa nínú ìdíje náà tí àwọn olúborí yóò sì gba owó ìrànwọ́, àǹfààní sí ìtakùn àwọn olùdókòwò, àǹfààní iṣẹ́ òfin àti ètò ìtọ́sọ́nà. Àwọn Alájọdásílẹ̀ Pharmarun — Teniola Adedeji (Aláṣẹ àti Olùdarí) àti Funmilọla Aderemi (Adarí Ètò ohun Ìṣàmúlò) — ní ìdálójú àwọn ìdásí wọn sí àyè ìfìmẹ̀ẹ̀rọ-ṣètò-ìlera tí wọ́n sì wí pé àwọn yóò lo owó náà láti ṣe àtúnṣe àti ìmúgbòòrò ààtò ilé-ìtajá òògùn wọn tí àwọn yóò sì wá àwọn oníbàárà tuntun. Ó yani lẹ́nu pé nígbà tí wọ́n ń ṣe àlàyé ìrìn-àjò wọn fún mi, wọ́n fihàn pé àwọn jẹ́ ọ̀rẹ́ tímọ́tímọ́ fún ọdun 20 báyìí. Ṣíṣe ìfilọ́lẹ̀ ilé-iṣẹ́ pẹ̀lú ọ̀rẹ̀ lè ní àǹfààni kí ó sì tún fúnni ní ìdojúkọ. Ní apá kan, irú ìbáṣepọ̀ àti ìgbẹkẹ̀lẹ́ tí ó bá wà láàárín yín tẹ́lẹ̀ lè ran ètò ìbánisọ̀rọ̀ àti ṣíṣe-ìpinnu lọ́wọ́, èyí tí yóò ran ìrìn-àjò náà lọ́wọ́ ní àwọn àkókò àṣẹ̀ṣẹ̀ bẹ̀rẹ̀ rẹ̀. Ní ìdàkejì ẹ̀wẹ̀, níní ìbáṣe pẹ̀lú onírúurú àwọn èèyàn lè nira nítorí àìlágbọ̀ọ́yé máa ń wáyé. Láti yanjú ìṣòrokíṣòro ní kíákíá, yóò fẹ́ pọn dandan láti bá ara wọn sọ̀rọ̀ pẹ̀lú òótọ́ àti inú mímọ́. Àwọn nǹkan 5 láti dàrò kí o tó bá ọ̀rẹ̀ rẹ dòwò pọ̀ Àmọ́, ó jọ pé àwọn ọ̀rẹ́ tímọ́tímọ́ náà ti rí ọ̀nà àbáyọ nítorí Pharmarun kọ́ ni ilé-iṣẹ́ àkọ́kọ́ tí wọ́n jọ máa dá sílẹ̀. Látààrí ìfẹ́ tí wọ́n ní láti máa fúnni ní ẹ̀bùn, wọ́n dá Fairy Sisters sílẹ̀ ní ọdún 2016, tí ó jẹ́ ilé-iṣẹ́ olùpèsè káàdì àdáni, tí ó máa ń fún àwọn aṣàmúlò ní àǹfààní láti fi àwọn àwòrán sí orí àwọn káàdì lórí ayélujára tí wọ́n yóò sì fi ẹ̀dà arídìmú ráńṣẹ́ sí wọn. Àwọn aṣàmúlò lè ṣe àwárí àwọn àtẹ̀jíṣẹ́ amóríyá, kí wọ́n ṣe ìránnilètì fún ọjọ́-ìbí àti àwọn ọjọ́ pàtàkì, kí wọ́n sì tún fi àwọn àwòrán sí orí ayélujára tààrà láti orí fóònù wọn sí ara àwọn káàdì, ife ìmumi aláwo, ṣéènì kọ́kọ́rọ́ àti àwọn ohun èlò mìíràn nípa lílo ohun èlò ìmúṣẹ́ṣe orí òpó ayélujára Fairy Sisters. Ní ọdún 2018, wọ́n sọ abala ìmọ̀ ẹ̀rọ ti iṣẹ́ náà di èyí tí ó ní ètò ìbáṣe tí wọ́n sì ṣe àkóso rẹ̀ títí di ọdún 2020. Wọ́n ṣe ọ̀pọ̀lọpọ̀ àwọn ẹ̀bùn amúbàáṣedán, àwọn ẹ̀bùn àdáni fún ìyàwó, àti àwọn nǹkan mìíràn, fún àwọn oníbàárà bíi Lori, Seamfix àti FDHL. Bí Pharmarun ṣe wáyé Lẹ́yìn ìgbà tí ó parí ẹ̀kọ́ ìgbòye dìgírì ní ìmọ̀ nípa òògùn ní Yunifásitì ti ìlú Èkó ní ọdún 2013, Adedeji ṣiṣẹ́ fún Àjọ tí ń rí sí Ìṣàkóso àti Àmójútó Òògùn àti Oúnjẹ ní ilẹ̀ Nigeria (NAFDAC) láàárín ọdún 2014 sí 2015. Ní ọdún 2016 ni ó parí ìkọ́ṣẹ́ nínú ìmọ̀ ìsètò owó ìdókòwò ní Goldman Sachs àti Bank of America Merrill Lynch kí ó tó tẹ̀síwájú pẹ̀lú iṣẹ́ onímọ̀ òògùn rẹ̀. Láàárín ọdún 2016 àti 2020, ó ṣiṣẹ́ ní Invivo Health, Rozec Pharmacy àti Medquare Pharmacy níbi tí ó ti ṣe àwárí ìṣòro kan tí yóò padà mú Pharmarun wáyé. Adedeji ṣe àkíyèsí pé ó máa ń nira fún àwọn oníbàárà kan láti rí irú òògùn tí wọ́n nílò gan, èyí tí ó máa ń mú wọn lọ sí oríṣiríṣi ilé-ìtajà ní àwọn ìlú kọ̀ọ̀kan. ""Torí náà ẹnìkan lè wá sí ìsọ̀ mi kí wọ́n wí pé, 'Mo ti dé àwọn ilé-ìtajà márùn-ún báyìí. Ẹ dákun, mo lérò pé ẹ ní ohun tí mo nílò gan.' Iṣẹ́ ńlá gbáà ni. Kì í ṣe ìrírí tí ẹnikẹ́ni máa fẹ́, kí á tó wá sọ aláìsàn. Ní ìgbà náà, kò sí irú ìkànnì tí ń so àwọn èèyàn pọ̀ mọ́ àwọn ilé-ìtajà òògùn, èyí tí yóò fún wọn ní àǹfààní àti ìrọ̀rùn sí àwọn òògùn nítorí àwọn oníbàárà kò mọ ibi tí wọ́n lè wá a sí. Ó pinnu láti ṣe ìfilọ́lẹ̀ Pharmarun nítorí ó mọ àwọn ilé-ìtajà òògùn tí ó tọ́ láti lọ fún onírúurú àwọn òògùn, èyí tí kò ní gba àwọn aláìsàn ní àkókò débi pé yóò mú àìsàn nàá búrẹ́kẹ́ sí i. Ní àfikún, ìnílò fún irú iṣẹ́ bẹ́ẹ̀ tún wá pọ̀ sí i ní ọdún 2022 nítorí àjàkálẹ̀ ààrùn tí ó ṣẹlẹ̀. Kò tilẹ̀ mọ̀ pé ọjà ńlá ni àfi ìgbà tí ó bẹ̀rẹ̀ sí ní fún àwọn èèyàn ní òògùn nígbà tí wọ́n bá bèèrè fún un nípa lílo Whatsapp. Òótọ́ adùnmọ́ni: Adédèjì tí ó ti ń jẹ̀ran pé òun yóò dá ilé-ìtajà òògùn alábọ́dé tiẹ̀ náà sílẹ̀, ní ó ṣe lógò — òògùn lórí kẹ̀kẹ́ ìwakọ̀ — ati orúkọ òkòwò náà ní ọdún 2016. Bí ó ṣe ń fi èrò náà pa á ni ó ti fi orúkọ òwò náà sílẹ̀ ní ọdún 2020. Nígbà tí Adedeji ń ṣe àmúdájú ìtẹ́lọ́rùn àwọn oníbàárà àti ìrajàwọlé gẹ́gẹ́ bí i olùṣàkóso iṣẹ́ ní Roztec Pharmacy ní ọdún ọdún 2017, Aderemi bẹ̀rẹ̀ ìrìn-àjò ìṣètò ohun ìṣàmúlò tiẹ̀ ní ọdún kan náà ní Seamfix tí ó jẹ́ ilé-iṣẹ́ tí ń ṣe ẹ̀rí àti ìdánimọ̀. Níbẹ̀ ni ó ti ṣe àtìlẹ́yìn, ipolongo, àkóso tí ó sì ṣẹ̀dá àwọn ohun ìṣàmúlò fún àwọn báǹkì. Ó kúrò níbẹ̀ lọ sí MAX, ibùdò aṣèpèsè ìmọ̀ ẹ̀rọ alágbèéká fún iṣẹ́ ti ilẹ̀ Nigeria ní ọdún 2021 níbi tí ó ti ṣiṣẹ́ gẹ́gẹ́ bí i olùṣàkóso ohun ìṣàmúlò àgbà tí ó ń ṣe àkóso ààtò àwọn ọmọ ẹgbẹ́ tí ó sì ń ṣẹ̀dá àwọn ohun ìṣàmúlò orí ayélujára fún àkóso ohun-ìní amówówọlé. Adédèjì yóò kàn sí Adérẹ̀mí ní ààjìn nígbà tí ó ń ṣẹ̀dá ibùdó ìtakùn Pharmarun àkọ́kọ́. Láìpẹ́, ó kúrò ní MAX bọ́ sí Pharmarun pátápátá láti máa ṣiṣẹ́ fún àkókò kíkún nígbà tí ọdún yóò fi parí. Ìṣẹ̀dá àwọn ilé-ìtajà òògùn láì ní ààlà Pharmarun ń pèsè àwọn òògùn fún àwọn èèyàn Nigeria ní ìgbàkúùgbà àti ibikíbi tí wọ́n bá ti nílò wọn. O lè bèèrè fún àwọn òògùn láti orí ibùdó ìtakùn rẹ kí wọ́n sì gbé àwọn òògùn náà wá sí ibi tí o wà ní àwọn ìlú kan ní orílẹ̀-èdè Nigeria bí i ìlú Èkó, Ògùn, Port Harcourt àti Abuja láàárín wákàtí mẹ́ta lẹ́yìn tí o bá ti sanwó tí Adérẹ̀mí sì sọ pé owó wọn kò wọ́n. O tún lè bèèrè fún ọjà láti orí fóònù, nípa lílo ímeèlì àbí lórí àwọn ìkànnì ìbánidọ́rẹ̀ẹ́ bí i Instagram àti WhatsApp. Ìfọjàjíṣẹ́ lè jẹ́ láàárín wákàtí 24 àti 48 ní àwọn ìlú tí àwọn ilé-ìtajà oníwèé-àṣẹ kò ti wọ́pọ̀, bí i ọ̀pọ̀ àwọn ìlú tí wọ́n wà ní àríwá orílẹ̀-èdè Nigeria. Ó tilẹ̀ yani lẹ́nu bí Adérẹ̀mí ṣe sọ pé ọ̀pọ̀ àwọn oníbàárà àwọn ní àwọn àdúgbò wọ̀nyẹn kò tilẹ̀ bìkítà bí ìfijíṣẹ́ náà ṣe pẹ́ tó, wọ́n kàn ń fẹ́ ìdánilójú pé àwọn rí àwọn òògùn tí Pharmarun ń pèsè. Ilé-iṣẹ́ náà ní ìbáṣepọ̀ pẹ̀lú ọ̀pọ̀lọpọ̀ àwọn ilé-ìtajà òògùn àti àwọn ilé-iṣẹ́ aṣàmójútó ìfọjàránṣẹ́ ní àwọn apá ilẹ̀ Nigeria kan kí ètò ìfọjàjíṣẹ́ lè ṣeéṣe. Kí àwọn oníbàárà lè ra àwọn òògùn lórí ìkànnì náà ní iye tí wọ́n ń tà á ní àdúgbó wọn gan. Owó ìfọjàjíṣẹ́ nìkan ní yóò jẹ́ owó àsanlé. Adérẹ̀mí tẹ pẹlẹ mọ́ ọ pé Pharmarun ní ètò tí ó fi máa ń ṣe àyẹ̀wò ìwé òògùn tí àwọn èèyàn bá mú dé ọ̀dọ̀ wọn. Ní ìlú tí 14.4%, àbí àwọn èèyàn mílíọ̀nù 14.3 tí ọjọ́-orí wọ́n wà láàárín 15 sí 64, ti ń ṣi òògùn lò, àwọn òǹtajá-òògùn oníwèé-àṣẹ tí wọ́n ń ṣe ẹ̀rí àwọn ìwé òògùn tí wọ́n bá gbà lọ́wọ́ àwọn aláìsàn kí wọ́n tó kó òògùn fún wọn ni wọ́n ń ṣiṣẹ́ ní Pharmarun. Fún àpẹẹrẹ, bí oníbàárà kan bá béèrè fún òògùn láti ìkànnì ìbánidọ́rẹ̀ẹ́ kan bí i WhatsApp, òǹtajá-òògùn náà yóò bí wọ́n ní àwọn ìbéèrè ajẹmọ́-aláìsàn láti ṣẹ̀rí ìwé òògùn wọn àbí àwọn àmì tí wọ́n kíyèsí tí wọ́n sì máa ṣe àrídájú pé òògùn tí ó tọ́ ni wọ́n ń bèèrè fún. ""Kí o tó lè san owó fún àwọn òògùn kan, òǹtajá-òògùn oníwèé-àṣẹ gbọdọ̀ ṣe àyẹ̀wò lórí ẹ̀. Ètò ìṣàyẹ̀wò wa máa ń lò tó ìṣẹ́jú márùn-ún. Kò sí ìfifalẹ̀ kankan rárá. Ṣùgbọ́n kì í ṣe gbogbo òògùn ní o lè gbà jáde ní Pharmarun nítorí pé òǹtajà-òògùn oníwèé-àṣẹ máa ní láti wò wọ́n,"" Adérẹ̀mí ṣalàyé. Ó tún ṣe àtẹnumọ́ pé ọ̀pọ̀ àwọn oníbàárà àwọn ni wọ́n máa ń bèèrè fún òògùn bí i ọlọ́pọ̀-ajíra àti ibuprofen tí wọn kì í sábà á ṣì lò. Ṣùgbọ́n àwọn òògùn tí ó bá ti jẹmọ́ ""onímọ̀lára"" máa nílò àtúnyẹ̀wò òǹtajà-òògùn oníwèé-àṣẹ. Fún àwọn oníbàárà tí wọ́n ń padà wá, o wí pé ilé-iṣẹ́ náà ní àkọọ́lẹ̀ wọn tí wọ́n sì le pé wọ́n láti kọ̀ tàbí kí bu ọwọ́ lù wọn. Pharmarun ń ṣe àmúlò irú ẹ̀ya òkòwò B2B2C tí ó máa ń gbájú mọ́ àwọn aṣàmúlò ìkẹyìn. Ó máa ń ran àwọn òkòwò bí i àwọn ilé-ìwòsàn, àwọn ilé-iṣẹ́ adíyelófò àti àwọn ilé-iṣẹ́ àdìdeelẹ̀ lọ́wọ́ láti dé ọ̀dọ̀ àwọn aṣàmúlò iṣẹ́ wọn. Ilé-iṣẹ́ náà ń ṣètò àṣàyàn Rà-á-nísìnyí, Sánwó-lẹ́yìnwá, tí ó ń fún alábàáṣepọ̀ ètò ìṣúná orí ayélujára wọn ní àǹfààní láti yá àwọn oníbàárà ní owó tí wọn yóò máa san díẹ̀díẹ̀ lẹ́yìnwá àbí kí wọ́n kàn sí àwọn ilé-ìtajà kan ní pàtó kí wọ́n sì sanwó lẹ́yìnwá. Bí kókó iṣẹ́ òkòwò náà ṣe jẹ́ fífi òògùn ráńṣẹ́ sí àwọn èèyàn ní ibikíbi ní orílẹ̀-èdè Nigeria, Pharmarun tún ń pèsè ètò àtúnrọ òògùn, èyí tí ó máa ń fún oníbàárà ní àǹfààní láti lọ sí orí ìkànnì náà láti ṣe àṣàyàn onífijíṣẹ́ olóṣooṣù fún òògùn wọn. Ètò iṣẹ́ yìí yóò ṣe pàtàkì sí àwọn aláìsàn tí wọ́n ní ààrùn ọlọ́jọ́-pípẹ́ bí i àtọ̀gbẹ, ẹ̀jẹ̀ ríru, ààrùn ọpọlọ, àwọn ààrùn ọ̀rá inú òpójẹ̀ ọkàn àti ikọ́ aséèémí. Ó tún ń ṣètò iṣẹ́ láti ṣe ìyànjú fún àwọn èèyàn tí wọ́n ní àwọn ààrùn alákòóràn àti aláìṣàkóràn kí wọ́n lè parí òògùn wọn. Àwọn oníbàárà tún lè kàn sí àwọn òǹtajà-òògùn oníwèé-àṣẹ lọ́fẹ̀ẹ́ lórí ibùdó ìtakùn ilé-iṣẹ́ náà láì forúkọ sílẹ̀ kí wọ́n sì ṣe àyẹ̀wò àwọn ìwọ̀n ìlera bí i ìwọ̀n ìlọ́ọ̀rìnmọ́gíga (BMI), àwọn kálórì àti àsìkò ìrọyin nínú obìnrin. Yíyè ní àyíká onípènijà gẹ́gẹ́ bí aṣètọpa ìtajà-òògùn lórí ayélujára Ṣíṣe ìtọpa ọ̀pọ̀lọpọ̀ àwọn ilé-ìtajà òògùn, tí ń gbà ẹnikẹ́ni ní orílẹ̀-èdè Nigeria ní àyè láti lo ìkànnì rẹ̀, yìí gan ni Pharmarun fi dá yà sọ́tọ̀ láàárín àwọn afigagbága rẹ̀ bí i OneHealth, ilé-iṣẹ́ òǹtajà-oògùn afìmẹ̀ẹrọṣètò-ìlera ní ilẹ̀ Nigeria. Wàyìí, ó jẹ́ ohun ìpenijà láti rọ àwọn ilé-ìtajà òògùn láti wá máa ṣe àmúlò ètò ìmọ̀ ẹ̀rọ rẹ̀. ""Nǹkan tí ó ṣe pàtàkì jùlọ ni ìmọ̀ ẹ̀rọ wa. Ó máa ń ṣiṣẹ́ ju ọ̀pọ̀ àwọn èyí tí ó wà níta lọ. À ń fẹ́ kí Pharmarun fún ọ̀pọ̀ àwọn òkòwò ní agbára. Nítorí náà, ilé-iṣẹ́ náà kò dójú lé àwọn aṣàmúlò ìkẹyìn nìkan. ""Àwọn ẹ̀ka àwọn ilé-ìtajà òògùn tiwa yàtọ̀ sí ti irú àwọn ilé-ìtajà orí ayélujára tí wọ́n wà níta lónìí, ṣùgbọ́n tiwa ń pèsè iṣẹ́ ṣíṣe ni. Ó kẹnú ju àwọn ìkànnì ìtajà orí ayélujára lọ,"" Adédèjì ṣe àlàyé síwájú sí i. Àwọn ilé-ìtajà òògùn — yàtọ̀ sí àwọn tí ń lo ìmọ̀ ẹ̀rọ — kò ní òye bí Pharmarun ṣe ń mú wọn dara pọ̀ mọ́ ètò rẹ̀. Torí náà, Adérẹ̀mí ṣe àfihàn pé ilé-iṣẹ́ àdìdeelẹ̀ náà ti ṣètò àwọn ètò àti àǹfààní ìmúdarapọ̀mọ́ tí yóò yanjú ọ̀rọ̀ náà. Látààrí èyí, Pharmarun ti ń ṣe ìmúgbòòrò ọwọ́jà rẹ̀ kí ó lè ṣe ìkómọ́ra onírúurú àwọn ilé-ìtajà òògùn sí i. Bí Pharmarun ṣe ti gba owó ìdókòwò ìta lọ́wọ́ Fedha Capital, ó tún ń gbèrò láti wá owó ìdókòwò ìbẹ̀rẹ̀ tí ó jẹ́ $500,000 fún ètò ìdàgbàsókè àti ìgbàwọlé àwọn oníbàárà. Adérẹ̀mí wí pé àwọn èèyàn tí ó lé ní 28,000 ni wọ́n ti lo ètò iṣẹ́ ilé-iṣẹ́ àdìdeelẹ̀ náà láti ìgbà tí ó ti bẹ̀rẹ̀ iṣẹ́ tí wọ́n sì ní ìrètí pé iye àwọn èèyàn náà yóò ti tó ìlọ́po méjì kí ọdún 2023 tó parí. Ilé-iṣẹ́ náà ní ẹgbẹ́ òṣìṣẹ́ eléèyàn 15 báyìí tí ó sì ń gbèrò láti jẹ́ kí wọ́n pé 25 kí ọdún tó parí. Pharmarun tí ń rí owó tí ó ju $18,000 lọ lóṣooṣù sọ pé òun ń ṣe àgbédìde àwọn ilé-ìtajà òògùn tí kò ni ààlà ni. Nítorí náà, ilé-iṣẹ́ náà ń gbèrò láti wọ gbogbo àwọn ìlú 36 àti Olú-ìlú Nigeria kí ó tó máa lọ sí àwọn ìlú ilẹ̀ Africa mìíràn ní ààrin ọdún márùn-ún tí ó ń bọ̀. Èyí tí ó jù nínú ètò iṣẹ́ rẹ̀ ni bí yóò ṣe ṣiṣẹ́ pẹ̀lú àwọn ilé-iṣẹ́ alòmọ̀-ẹ̀rọ tàbí kí ó bẹ̀rẹ̀ láti ìbẹ̀rẹ̀pẹ̀pẹ̀, àwọn ìṣóro tí ó bá ṣe àwárí lẹ́yìn ètò iṣèwádìí ọjà ní kíkún ni èyí yóò dálé lórí. Ilé-iṣẹ́ náà ń wá ọ̀nà láti mú kí ó rọrùn fún àwọn èèyàn láti rí àwọn ìnílò ajẹmétòolera, yálà ó jẹmọ́ òògùn àbí kò jẹ mọ́ ọ.","Abangani abakhulu bakudala bathola isibonelelo sika-$10,000 sokwakha amakhemisi angenamngcele eNigeria Emqhudelwaneni wePitch2Win ngowezi2023 kuNtulikazi, iPharmarun, okuyihealthtech yaseNigeria esanda kuvulwa, yaqhudelana nambhizinisi asaqala ayi-14 avela ezimbonini ezahlukene, okuhlanganisa ifintech, i-Intengiselwano ngobuchwepheshe, i-AI, neblockchain, futhi waphumelela, egoduka no-$10,000 woxhaso lwamahhala. IPitch2Win iwumncintiswano wokuqalisa ukutshalwa kwezimali ngokusheshisa oklanyelwe ukusiza izinkampani zaseNigeria ezisafufusa zikhuphule imali futhi zandise. Izinkampani ezivela ezimbonini ezimbalwa zingangenela umncintiswano, futhi abawinile bazothola uxhaso, ukufinyelela kunethiwekhi yabatshalizimali, izinsizakalo zezomthetho, kanye nokuqeqeshwa. Abasunguli bePharmarun - uTeniola Adedeji (iCEO) kanye no-Funmilola Aderemi (iCPO) - bazizwe beqinisekisiwe ngeminikelo yabo endaweni ye-healthtech futhi bathi bazosebenzisa izimali ukuthuthukisa nokwandisa inethiwekhi yabo yekhemisi futhi bathole amakhasimende amasha. Omkumangazayo, ngenkathi bengihambisa ohambweni lwabo, baveze ukuthi sebeneminyaka engama-20 bengabangane abakhulu. Ukwethula inkampani nomngane kungaba umvuzo omuhle futhi kube yinselele. Ngakolunye uhlangothi, ubudlelwano bakho obukhona ngaphambili kanye nokwethembana kungasiza ekuthatheni izinqumo kanye nokuxhumana, okuzozuzisa leli bhizinisi ezigabeni zalo zokuqala. Ngakolunye uhlangothi, ukuzama ukuqona umuntu siqu kungaba inselele ngoba izingxabano zibakhona. Ukuze uxazulule noma yiziphi izinkinga ngokushesha, kungase kudingeke ukuba nikhulumisane ngokuvulekile futhi kubekhona nokwethembeka. Izinto ezi-5 okufanele uzicabangele ngaphambi kokungena ebhizinisini nomngane wakho Kodwa-ke, abangani abakhulu kubonakala sengathi bathole indlela yokusebenzisana ngoba u-Pharmarun akuyona inkampani yabo yokuqala bendawonye. ngenxa yothando lokunikezana izipho, basungula iFairy Sisters ngo-2016, inkampani yamakhadi eyayidingeka kakhulu eyenzela umuntu ngamunye, eyayivumela abasebenzisi ukuthi bafake izithombe emakhadini ku-inthanethi futhi bathumele ikhophi ebonakalayo. Abasebenzisi bangaphequlula imilayezo ekhuthazayo, basethe izikhumbuzi zezinsuku zokuzalwa nezinsuku ezibalulekile, futhi bafake izithombe ngokuqondile kusukela kumafoni abo kuya emakhadini, izinkomishi, ukhiye we-chai, nezinye izinto besebenzisa uhlelo lokusebenza lewebhusayithi yeFairy Sisters. Ngo-2018, bashintshe ingxenye yezobuchwepheshe bayenza isevisi esebenzisana kakhulu futhi bayiqhuba ngenkuthalo kwaze kwaba ngu-2020. Benza izipho eziningi ngokusebenzisana, izipho zomakoti eziqondene nomuntu ngamunye, nezinye izinto eziningi, zamakhasimende okufaka uLori, Seamfix, kanye neFDHL. Yasungulwa kanjali iPharmarun Ngemuva kokuphothula iziqu zakhe zekhemisi eNyuvesi yaseLagos ngo-2013, u-Adedeji wasebenzela iNational Agency for Food and Drug Administration and Control (iNAFDAC) phakathi kuka-2014 no-2015. Ngo-2016, waphothula uqeqesho lomsebenzi ebhange lokutshalwa kwezimali eGoldman Sachs naseBank of America Merrill Lynch ngaphambi kokuqhubeka nomsebenzi wakhe wasekhemisi. Phakathi kuka-2016 no-2020, ubesebenza e-Invivo Health, e-Rozec Pharmacy, naseMedquare Pharmacy, lapho ehlonze khona inkinga eyayizozala u-Pharmarun kamuva. U-Adedeji waphawula ukuthi kwakuyinselele kwamanye amakhasimende ukuthola umuthi oqondile awudingayo, okwenza kudingeke ukuthi avakashelwe ezitolo eziningi noma aye edolobheni noma idolobha elithile. ""uyaye uthole umuntu engena esitolo sami athi, 'Ngiye ezitolo ezinhlanu. Ngiyakucela, ngithemba ukuthi unakho engikudingayo.’ Kwakuwumsebenzi nje. Kwakungeyona into enhle kunoma ubani, ikakhulukazi kumuntu ogulayo."" Ngaleso sikhathi, yayingekho inkundla exhuma abantu emakhemisi, eyayibavumela ukuthi bathole kalula imithi ngoba amakhasimende ayengazi ukuthi abheke kuphi. Unqume ukwethula iPharmarun ngoba wayazi amakhemisi afanelekile angawavakashela ukuze athole imithi eminingana, ongela iziguli isikhathi ngaphandle kokwenza isimo sazo sibe sibi. Ngaphezu kwalokho, isidingo salomsebenzi senyuke ngo-2020 ngenxa yalolu bhubhane. Ubengazi ukuthi kunemakethe enkulu kangaka waze waqala ukunikeza imishanguzo uma idingeka ngo-WhatsApp. Iqiniso elijabulisayo: U-Adedeji, owayehlale efuna ukuba nekhemisi, weza nelogo - umuthi onamasondo - negama lebhizinisi ngo-2016. Ngenkathi eqala ukukucabanga lokhu, wabhalisa ibhizinisi ngo-2020. Ngenkathi u-Adedeji eqinisekisa ukwaneliseka kwamakhasimende kanye nokuthengwa kwempahla njengomphathi wokusebenza eRozec Pharmacy ngo-2017, u-Aderemi waqala uhambo lwakhe lomkhiqizo ngawo lowo nyaka eSeamfix, inkampani kamazisi neyokuqinisekisa. Lapho, wayesekela, adayise, akhe, futhi aphathe imikhiqizo yamabhange. Ushiye iMAX, ingosi yezobuchwepheshe bokuhamba yaseNigeria, ngo-2021, lapho asebenza khona njengomphathi omkhulu wemikhiqizo, ephatha ithimba lonjiniyela futhi ethuthukisa imikhiqizo yokuphathwa kwempahla. U-Adedeji wayenokuxhumana no-Aderemi ebusuku ngenkathi akha iwebhusayithi yokuqala ka-Pharmarun. Ngokushesha, washintsha esuka kuMAX waya ePharmarun ngokugcwele ekupheleni konyaka. Ukwakha amakhemisi ngaphandle kwemingcele IPharmarun yenza imithi itholakale kubantu baseNigeria, noma kuphi nanoma yinini lapho beyidinga. Ungakwazi ukuthenga imithi ngewebhusayithi yayo futhi ilethwe la ukhona phakathi namahora amathathu ngemva kokukhokha kwezinye izingxenye zaseNigeria, okuhlanganisa iLagos, i-Ogun, iPort Harcourt, ne-Abuja ngamanani athi u-Aderemi ayancintisana. Ungakwazi futhi ukuthenga ngocingo, nge-imeyili, noma ezinkundleni zokuxhumana ezifana ne-Instagram neWhatsApp. Ingalethwa emuva kwamahora angama-24 kuya kwangu-48 ezifundazweni lapho amakhemisi anelayisensi eyivelakancane, njengezifundazwe eziningi ezisenyakatho yeNigeria. Kuyamangaza ukuthi i-Aderemi ithi iningi lamakhasimende ayo kulezi zindawo alinandaba nezikhathi zokulethwa kwemithi futhi lifuna kuphela ukufinyelela okuqinisekisiwe emithini ehlinzekwa yiPharmarun. Inkampani ibambisene namakhemisi amaningana nezinkampani zempahla kwezinye izingxenye zeNigeria ukuze ukulethwa kwemithi kwenzeke. Ngakho amakhasimende angathenga imithi endaweni yesikhulumi ngentengo efanayo abengayikhokha endaweni yawo. Izindleko ezengeziwe emalini yokulethwa kwemithi. U-Aderemi ugcizelela ukuthi i-Pharmarun inendlelakwenza yokuqinisekisa ukufaneleka kwemiyalelo abayitholayo. Ezweni lapho u-14.4%, noma abantu abayizigidi ezingu-14.3 abakhulile ngeminyaka abaphakathi kwe-15 nama-64, besebenzisa kabi izidakamizwa, iPharmarun iqhutshwa osokhemisi abanelayisensi abathola izincwadi zemithi ezigulini futhi baziqinisekise ngaphambi kokuziletha. Isibonelo, uma ikhasimende lithenga kwingosi yezokuxhumana efana neWhatsApp, usokhemisi uzobuza imibuzo eqondene nesiguli ukuze aqinisekise incwadi kadokotela noma izimpawu zaso futhi aqinisekise ukuthi bacela imithi efanelekile. “Ngaphambi kokuthi uqedele ukukhokha kweminye imithi, kumele kubuyekezwe usokhemisi. Inqubo yethu yokubuyekeza ithatha imizuzu emihlanu. Akukho okude. Kodwa akusiyo yonke imithi ongayibheka kuPharmarun ngoba usokhemisi udinga ukuyibheka,” kucacisa u-Aderemi. Uphinde agcizelele ukuthi iningi lamakhasimende ayo athenfa imithi efana nama-multivitamin kanye ne-ibuprofen, abangayisebenzisi kabi. Nokho, ezidakamizweni ezibonakala ""zizwela,"" ukubuyekezwa kosokhemisi kuyadingeka. Kumakhasimende abuyayo, uthe inkampani inomlando wayo futhi ingababiza ukuze baphikise noma bagunyaze. IPharmarun isebenzisa imodeli yebhizinisi yeB2B2C futhi igxile kubasebenzisi bokugcina. Isiza amabhizinisi, njengezibhedlela, izinkampani zomshwalense, neziqalo, ukuthi zifinyelele kubathengi bazo. Inkampani inikeza inketho ethi Thenga Manje, Khokha Kamuva, evumela abangozakwethu be-fintech ukuthi anikeze amakhasimende imali mboleko ukuze akhokhe ngezitolimende noma avakashele izitolo ezithile futhi akhokhe kamuva. Nakuba umnyombo webhizinisi kuwukuletha imithi kubantu noma kuphi eNigeria, iPharmarun iphinde inikeze ngokugcwalisa okuzenzakalelayo, okuvumela ikhasimende ukuthi livakashele ingosi futhi likhethe inketho yokulethwa kwanyanga zonke yemithi yalo. Le sevisi izoba wusizo ezigulini ezinezifo ezingamahlalakhona, okuhlanganisa isifo sikashukela, umfutho wegazi ophakeme, ukugula kwengqondo, izifo zenhliziyo, nesifuba somoya. Iphinde inikeze insizakalo yokukhuthaza ukubambelela ngokuphelele kwezidakamizwa kubantu abanezifo ezithathelwanayo nezingezona ezithathelwanayo. Amakhasimende angaphinda abonane nosokhemisi mahhala kuwebhusayithi yenkampani ngaphandle kokubhalisa futhi ahlole amamethrikhi ezempilo amaningana njengenkomba yesisindo somzimba (iBMI), amakhalori, nokuvuthwa kwamaqanda. Ukwenza kahle endaweni eyinselele njengomxhumanisi wamakhemisi Ukuhlanganisa amakhemisi amaningana, okuvumela noma ubani eNigeria ukuthi asebenzise ingosi yakhona, kwehlukanisa iPharmarun kwabaqhudelana nayo njenge-OneHealth, inkampani yaseNigeria yezobuchwepheshe bezempilo. Khonamanjalo, ukukholisa amakhemisi ukuthi angene ebhodini esebenzisa ubuchwepheshe bayo kube yinselele ekuqaleni. “Into enkulu ubuchwepheshe bethu. Kwenza okuningi kakhulu kunalokho onakho emakethe namuhla. Sifuna iPharmarun inikeze amandla amabhizinisi amaningi. Ngakho-ke, inkampani ayigxilile kuphela ekufinyeleleni abasebenzisi bokugcina. “Izigaba zethu ezihlukene zamakhemisi zihlukile kulawo atholakala emakethe namuhla, okungamakhemisi aku-inthanethi, kodwa owethu wumnikelo wenkonzo. Iqine kakhulu kunezingosi zokuthengiselana ku-inthanethi,” kuchaza u-Adedeji. Amakhemisi — ngaphandle kwe-tech-savvy — awakuqondi ukuthi iPharmarun iwafaka kanjani. Ngakho-ke, i-Aderemi yembula ukuthi amabhizinisi asaqala athuthukise izinhlelo ezinhle kakhulu zokuqala izinhlelo kanye nezinzuzo zokubhekana nenkinga. Ngenxa yalokho, iPharmarun inweba inethiwekhi yayo ukuze ikwazi ukubhekelela isethi yamakhemisi ahlukahlukene. IPharmarun, phambilini ethole ukutshalwa kwezimali kwangaphandle kuFedha Capital, ihlose ukukhuphula umjikelezo wembewu wangaphambili ongu-$500,000 wokuthuthukisa nokutholwa kwamakhasimende. U-Aderemi uthi bangaphezu kuka-28,000 abantu asebesebenzise insizakalo yokuqalisa selokhu yethulwa, futhi ekupheleni kuka-2023, banethemba lokuphinda kabili lelo nani. Njengamanje le nkampani ineqembu labadlali abangu-15 kodwa inethemba lokuthi izokhula ifinyelele ku-25 ngaphambi kokuphela konyaka. IPharmarun, okwamanje eyenza imali engaphezu kuka-$18,000 ngenyanga, ithi yakha amakhemisi ngaphandle kwemingcele. Ngakho-ke, ibhizinisi lihlose ukungena ngokuphelele kuzo zonke izifundazwe ezingama-36 kanye neFederal Capital Territory ngaphambi kokudlulela kwamanye amazwe ase-Afrika eminyakeni emihlanu ezayo. Ingxenye enkulu yesu layo izobandakanya ukusebenzisana nezinkampani zobuchwepheshe noma baqale phansi, kuzoya ngabakutholayo ocwaningweni lwemakethe. Inkampani ifuna ukwenza kube lula ukuthi abantu bathole izinsiza zokwelapha ezidingekayo, kungaba ezemithi noma okungezona ezemithi."
+"የኬንያው ኤርቴል ገንዘብ የኤምፔሳንን አራአያ በመከተል የዕለት ተዕለት የግብይት ገደብን ከፍ አድርጓል ከኬንያ ማዕከላዊ ባንክ ፍቃድ ካገኘ ቡሃላ ኤርቴል መ ኒ ኬንያ እለታዊ ገቢውን ከ300,000 የኬን ያ ሽልንግ ወደ 500,000 ከፍ እንደሚያደርግ አስታወቀ። ይህ እርምጃ የመጣው ሳፋሪኮም ለሞባይል ገንዘብ አገልግሎቱ ኤምፔሳ ዕለታዊ የግብይት ገደብ ወደ 500,000 የኬንያ ሽልንግ ሲያሳድግ ነው። በኬንያው የኤርቴል ገንዘብ ማኔጂንግ ዲይሬክተር የሆኑት አን ኪኑትያ ኦቲኔኦ የኬንያ ኢኮኖሚ ተጠቃሚ ስለሚ ሆን እርምጃው አውንታዊ ነው ብለዋል። ለውጡ ደንበኞች እና አጋሮች ትላልቅ ግብይቶችን ለማካሄድ እና ፋይናንስን በብቃት ለማስተዳደር የበለጠ ተለዋዋጭነት ይሰጣቸዋል ብለዋል። የንግድ ድርጅቶች አሁን ስራቸውን ይበልጥ ምቹና ቀልጣፋ በሆነ መንገድ ማከናወን የሚችሉ ሲሆን ሸማቾችም ሰፋ ያሉ ሸቀጦችንና አገልግሎቶችን ማግኘት የሚችሉ ሲሆን ይህም ለኢኮኖሚ እድገት፣ ለስራ እድል ፈጠራና ለኬንያ የፋይናንስ መ ረጋጋት አስተዋጾ ያደርጋል"" ኪኑትያ ኦቲዬኖ ብለው ተናግረዋል። ሆኖም፣ የኤርቴል ገንዘብ ደንበኞች በአንድ ጊ�� 150,000 የኬንያ ሽልንግ ብቻ ነው መላክ የሚችሉት። በአሁኑ ወቅት ኤርቴል በኬንያ የሞባይል ገንዘብ ገበያ የ 3.4% ድርሻ አለው ። በአሁኑ ሰዓት ከሳፋሪኮሙ ኤም-ፔሳ ቀጥሎ ሁለተኛውን ቦታ ይይዛል፣ እሱም ከፍተኛውን የገበያ ድርሻ በ96.5% ይመራል። የቴሌኮም ኬንያ ቲ-ካሽ በ 0.1 % ሶስተኛ ደረጃ ላይ ይገኛል። ኤርቴል ኬንያ በቅርብ የተንቀሳቃሳሽ ስልክ ገንዘብ ወኪሎች ቁጥር በሶስት እጥፍ መጨመ ሩን እና በ2023 መጨ ረሻ 120,00 ወኪሎችን ለማድረስ ማቀዱን ገልጿል። ከዚህም በተጨማሪ የኬንያ የተንቀሳቃሽ ስልክ ገንዘብ ም ዝገባ ባለፈው ሩብ ዓመት ከነበረበት 38.6 ሚሊዮን በመጋቢት 2023 ወደ 38.4 ሚሊዮን ቀንሷል። ወደ ገበያ የመግባት ፍጥነቱ 76.0 % ሲሆን ካለፈው ሩብ ዓመት ጋር ሲነጻጸር በ2.2 % ቀንሷል። በተጠቀሰው ሩብ ዓመ ት የተንቀሳቃሽ ስልክ ገንዘብ አገልግሎት እንቅስቃሴ ማሽቆልቆሉ የመገቢያ መጠኑ እንዲቀንስ ምክንያት ሆኗል። በጥቅምት 2022፣ ኤርቴል ኬንያ በይፋ ከተንቀሳቃሽ ስልክ ገንዘብ ንግዱ ኤርቴል ገንዘብ ተለየ። የኬንያ ማዕከላዊ ባንክ ለውጡ የክፍያ አገልግሎ ት ሰጪ ዎች( ፒኤስፒ) ከፍተኛ ጥቅም እንደሚያስገኝ አጽንኦት ሰጥቷል ምክንያቱም የፒኤስፒ አቅራቢዎች በሲቢኬ ቁጥጥር ሥ ር ያሉ እንቅስቃሴዎቻቸውን ከሌሎች የንግድ እንቅስቃሴዎች በሚመ ጡ ድንጋጤዎች እንዲከላከሉ ያስችላቸዋል።","Following M-PESA's lead, Kenya's Airtel Money has increased daily transaction limits Following approval from the Central Bank of Kenya (CBK), Airtel Money Kenya has announced it will increase its daily transaction limit from KSh 300,000 to KSh 500,000. This move comes after Safaricom's announcement that the daily transaction cap for its mobile money service, M-PESA, would increase to KSh 500,000. Managing Director of Airtel Money in Kenya, Anne Kinuthia-Otieno, called the move positive because it will benefit the Kenyan economy. She said the change would give customers and partners more flexibility to conduct larger transactions and manage their finances more effectively. “Businesses can now conduct their operations more conveniently, and efficiently, and consumers can access a wider range of goods and services, contributing to economic growth, job creation, and improved financial stability in Kenya,” Kinuthia-Otieno said. However, Airtel Money customers can only send KSh 150,000 at once. Airtel currently holds a 3.4% market share for mobile money in Kenya. It now occupies second place after Safaricom's M-PESA, which has the highest market share with 96.5%. Telkom Kenya’s T-Kash comes in third at 0.1%. Airtel Kenya recently disclosed that it had tripled the number of mobile money agents working for it and aimed to reach 120,000 agents by the end of 2023. Further, Kenya's mobile money subscriptions dropped from 38.6 million in the previous quarter to 38.4 million in March 2023. The penetration rate is now 76.0%, down 2.2% from the last quarter. The decline in mobile money service activity during the reviewed quarter caused the penetration rate to decrease. In October 2022, Airtel Kenya officially separated from its mobile money business, Airtel Money. The Central Bank of Kenya emphasised that the change will benefit payment service providers (PSPs) the most because it will allow PSPs to shield their CBK-regulated activities from shocks brought on by other commercial activities.","Bayan bin bayan M-PESA, kuɗin Airtel na Kenya ya ƙara matakin musayar kuɗi ta kullum. Bayan samun yarda daga babban bankin Kenya(CBK), Airtel money Kenya ta fitar da sanarwa cewa za ta ƙara yawan matakin musayar kuɗinta na kullum daga Ksh 300,000 zuwa Ksh 500,000. Wannan ya zo ne bayan Safaricom ta yi samarwa cewa musayar kuɗi na kullum na aikin kuɗin waya, M-PESA zai ƙaru zuwa Ksh 500,000. Manajan darakta na Airtel money a Kenya, Anne Kinuthia-Otieno, ta ce hakan abu ne mai kyau saboda zai taimakawa tattalin arzikin Kenya. Ta ce sauyin zai bawa abokan hulɗa da abokan cinki hanyoyin sauyawa domin gabatar da manyan cinikayya da kula da kuɗaɗensu yadda ya kamata. “ Ayanzu kasuwanci zai iya gabatar da ayyukansu cikin kwanciyar hankali, kuma yadda ya kamata, kuma masu amfani da kayan za su iya samun kayyayakin kala-kala da ayyuka, wanda zai taikamawa Bunƙasar tattalin arziki, samar da aikin yi, da kuma inganta tabbatuwar samun kuɗi a Kenya, “ cewar Kinuthia-Otieno. Duk da haka, abokan kasuwancin Airtel moneyza su iya tura Ksh 150,000 ne kaɗai a lokaci ɗaya. A halin yanzu Airtel na riƙe da 3.4% na kason kasuwa na mobile money a Kenya. A yanzu ita ce a matsayi na biyu bayan Safaricom ta M-PESA, wadda take da kaso mafi yawa na kasuwa da 96.5%. T-Kash ta TelKom din ƙasar Kenya ce tazo a mataki na uku da 0.1%. Airtel Kenya kwanannan ta bayyana cewa ta ninka yawan agent dinta na mobile money da suke mata aiki har sau uku kuma tana son ta kai ga samun agent 120,000 zuwa ƙarshen 2023. Ƙarin haka, masu amfani da mobile money sun ragu daga miliyan 38.6 a wancan lokacin zuwa miliyan 38.4 a Maris 2023. A yanzu matakin kutsawar yakai 76.0%, kasa 2.2% daga wancan lokacin. Samun raguwa a aikin mobile money lokacin da ake yin binciken shi ne ya janyo matakin shigar ta ragu. A aktoba 2022, Airtel Kenya ta yi cikakkiyar rabuwa da kasuwancin ta na mobile money, Airtel money. Babban bankin ƙasar Kenya ya bayyana cewa canjin zai amfanar da masu aikin samar da biya(PSPs) fiye saboda za ta bawa PSP damar yin garkuwa ga ayyukansu masu ƙa’ida na CBK daga fargaba da za ta zo daga sauran ayyukan kasuwanci.","Kutokana na M-PESA kuongoza nchini Kenya, Airtel Money ya Kenya imeongeza kikomo cha kufanya miamala ya kila siku Kufuatia uthibitisho uliyotolewa na Benki kuu ya Kenya (CBK), Airtel Money nchini Kenya ilitangaza kuwa itaongeza idadi ya miamala ya kila siku hadi kufikia shilingi za kenya 300,000 hadi 500,000. Hii hatua inakuja baada ya tangazo la Safaricom lililokuwa linasema kuwa, miamala ya huduma za kifedha ya kila siku itaongezeka hadi kufikia shilingi za kenya 500,000. Mkurugenzi mtendaji wa Airtel Money nchini Kenya, Anne Kinuthia Otieno alisema hayo ni mabadiliko chanya kwa sababu yatanufaisha uchumi wa Kenya. Alisema mabadiliko yatawapa wateja na washiriki uhuru wa kufanya miamala na kusimamia fedha zao kwa umakini. Kwa sasa biashara zinaendeshwa kwa urahisi na kwa ufanisi na wateja wanaweza kununua huduma na biadhaa, kuchangia ukuaji wa uchumi, kutengeneza nafasi za ajira na kuboresha usalama wa fedha nchini Kenya, alisema Kinuthia Otieno. Hata hivyo wateja wa Airtel Money wanaweza kutuma kwa pamoja shilingi za Kenya 150,000 pekee. Airtel kwa sasa inamiliki 3.4% ya soko la huduma za mitandao ya simu nchini Kenya. Inashikilia nafasi ya pili baada ya M-PESA inayoendeshwa na safaricom ambayo inamiliki soko kubwa ikiwa na 96.5%. T-kash inayoendeshwa na Telkom ya Kenya inashikilia nafasi ya tatu ikiwa na 0.1%. Airtel nchini Kenya walisema kuwa wameongeza mawakala wao mara tatu zaidi ya wale waliyokuwa nao mwanzoni na wanapanga kufikisha mawakala 120,000 mwishoni mwa mwaka 2023. Zaidi, wateja wa huduma za fedha kupitia mitandao ya simu walishuka kutoka milioni 38.6 hadi milioni 38.4 kwenye robo ya kwanza ya mwaka 2023. Kiwango cha uendeshaji kwa sasa ni 76.0% chini ya 2.2% kwa robo ya mwisho ya mwaka. kupungua kwa kazi zinazotumia huduma za fedha kupitia mitandao ya simu ndani ya robo ya mwaka kulisababisha kiwango cha uendeshaji kushuka. Mwezi oktoba 2022, Airtel nchini Kenya ilijitoa rasmi kwenye biashara za huduma za fedha kupitia mitandao ya simu inayoendeshwa na Airtel Money. Benki kuu ya Kenya ilisisitiza kuwa mabadiliko yatanufaisha malipo ya watoa huduma (PSPs) kwa sababu yataruhusu malipo ya watoa huduma kuwa ngao ya benki kuu ya Kenya (CBK) ili kuondoa taharuki inayoletwa na shughuli zingine za kibiashara.","Ní ìtẹ̀lé ìdarí M-PESA, Airtel Money orílẹ̀-èdè Kenya náà ti ṣe àfikún gbèdéke ìdúnàádúrà ojúmọ́ rẹ̀ Lẹ́yìn tí Báǹkì Àpapọ̀ Orílẹ̀-èdè Kenya (CBK) ti fọwọ́ sí i, Airtel Money ti Kenya ti fi léde pé òun yóò ṣe àfikún gbèdéke ìdúnàádúrà ojúmọ́ láti KSh 300,000 sí KSh 500,000. Ìgbésẹ̀ yìí wáyé lẹ́yìn tí Safaricom kéde pé àkótán ìdúnàádúrà ojúmọ́ fún ètò owó alágbèéká orí ayélujára òun, M-PESA, yóò lọ sókè sí KSh 500,000. Adarí Ètò Ìṣàkóso Airtel Money ní Kenya, Anne Kinuthia-Otieno pé ìgbésẹ̀ náà ní àyípadà rere tí yóò ṣe àǹfààní fún ètò ọrọ̀ ajé ilẹ̀ Kenya. Ó sọ pé àyípadà náà yóò fún àwọn oníbàárà àti àwọn olùbáṣòwòpọ̀ ní àǹfààní sí i láti ṣe àwọn ìdúnàádúrà ńlá tí wọ́n á sì le ṣe àkóso ètò owó wọn dáadáa. ""Àwọn òkòwò lè ṣe àwọn ètò iṣẹ́ wọn pẹ̀lú ìrọ̀rùn, kí ó sì ṣiṣẹ́ dáadáa báyìí, tí àwọn aṣàmúlò náà yóò sì le ní àyè sí ààtò ọjà àti iṣẹ́ tí ó fẹjú; èyí tí yóò ṣe àfikún sí ìdàgbàsókè ètò ọrọ̀ ajè, ìṣẹ̀dá iṣẹ́ àti mímú ètò owó dúró ṣinṣin ní orílẹ̀-èdè Kenya,"" Anne Kinuthia-Otieno sọ̀rọ̀. Ṣùgbọ́n àwọn oníbàárà Airtel Money lè fi KSh 150,000 ráńṣẹ́ lẹ́ẹ̀kan ṣoṣo. Airtel ló di 3.4% ọjà ètò owó alágbèéká orí ayélujára mú ní ilẹ̀ Kenya. Ó wà ní ipò kejì lẹ́yìn M-PESA ti Safaricom tí ó ní ìdá ọjà tí ó pọ̀ jùlọ pẹ̀lú 96.5%. T-Kash ti Telkom Kenya ni ó wà ní ipò kẹta pẹ̀lú 0.1%. Airtel Kenya fi léde ní àìpẹ́ pé iye àwọn aṣojú ètò owó alágbèéká orí ayélujára tí ń ṣiṣẹ́ fún òun ti di ìlọ́po mẹ́ta bayii tí òun sì ní èróńgbà láti jẹ́ kí wọ́n pé àwọn aṣojú 120,000 kí ọdún 2023 tó parí. Síwájú sí i, ìsanwó fún ètò owó alágbèéká orí ayélujára ní ilẹ̀ Kenya ti já wálẹ̀ láti mílíọ̀nù 38.6 ní ìdákẹrin ọdún tí ó kọjá sí mílíọ̀nù 38.4 ní oṣù Kẹta ọdún 2023. Ìwọ̀n ìmúgbòòrò ti di 76.0% báyìí, ó fi ìdá 2.2 já wálẹ̀ sí láti ìdákẹrinọdún tí ó kọjá. Ẹ̀dínkù ní ètò iṣẹ́ owó alágbèéká náà ní ìdákẹrinọdún tí a gbé yẹ̀wò náà ni ó fa kí ìwọ̀n ìmúgbòòrò náà já wálẹ̀. Ní oṣù Ọ̀wàwà, ọdún 2022 ni Airtel Kenya yọ ara rẹ̀ sọ́tọ́ kúrò lára òwò ètò owó alágbèéká orí ayélujára rẹ̀, Airtel Money ní ìbámu pẹ̀lú òfin. Báǹkì Àpapọ̀ orílẹ̀-èdè Kenya ni ó ti ṣe àtẹnumọ́ pé àyípadà náà yóò ṣe àǹfààní fún àwọn olùpèsè ètò ìsànwófúnni (PSPs) jùlọ nítorí pé yóò gba àwọn PSPs láàyè láti dáàbò bo àwọn ètò iṣẹ́ wọn tí CBK ń ṣe àkóso rẹ̀ kúrò lọ́wọ́ irú àwọn ìkọlù tí àwọn ètò òkòwò mìíràn lè mú dá sílẹ̀.","Ngokulandela ukuhola kweM-PESA, i-Airtel Money yaseKenya yenyuse imikhawulo yokuthenga yansuku zonke Ngemva kokugunyazwa yiCentral Bank of Kenya (iCBK), i-Airtel Money Kenya imemezele ukuthi izokwenyusa umkhawulo wayo wokuthenga wansuku zonke usuke ku-KSh 300,000 uye ku-KSh 500,000. Lesi sinyathelo siza ngemuva kwesimemezelo seSafaricom sokuthi isamba semali yansuku zonke yensizakalo yemali yeselula, iM-PESA, izonyuka ibe ngu-KSh 500,000. Umqondisi Ophethe we-Airtel Money eKenya, u-Anne Kinuthia-Otieno, uthe lesi sinyathelo sisihle ngoba sizohlomulisa umnotho waseKenya. Uthe lolu shintsho luzonikeza amakhasimende kanye nozakwethu ukuguquguquka okwengeziwe ukuze benze imisebenzi emikhulu futhi baphathe izimali zabo ngempumelelo. “Amabhizinisi manje angakwazi ukwenza imisebenzi yawo kalula, nangempumelelo, futhi abathengi bangafinyelela uhla olubanzi lwezimpahla nezinsizakalo, okunomthelela ekukhuleni komnotho, ekudaleni amathuba emisebenzi, kanye nokuzinza kwezezimali okuthuthukisiwe eKenya,” kusho uKinuthia-Otieno. Nokho, amakhasimende e-Airtel Money angathumela kuphela u-KSh 150,000 ngesikhathi esisodwa. I-Airtel njengamanje inesabelo semakethe esingu-3.4% semali yeselula eKenya. Manje isithatha indawo yesibili ngemuva kweM-PESA yeSafaricom, enesabelo semakethe esiphezulu ngo-96.5%. IT-Kash yakwaTelkom Kenya iphuma isithathu ngo-0.1%. I-Airtel Kenya isanda kudalula ukuthi isiphindeke kathathu isibalo sama-ejenti omakhalekhukhwini ayisebenzelayo futhi ihlose ukuthi ifinyelele kuma-ejenti ayi-120,000 ekupheleni kuka-2023. Ngaphezu kwalokho, ukubhaliswa kwemali ephathwayo yaseKenya kwehle kusuka ezigidini ezingama-38.6 ngekota edlule kuya ezigidini ezingama-38.4 ngoNdasa wezi-2023. Izinga lokungena manje selingu-76.0%, lehle ngo-2.2% ukusuka kwikota yokugcina. Ukwehla kokusetshenziswa kwemali ngobuchwepheshe mephakathi nekota ebuyekeziwe kwenze izinga lokungena lehla. NgoMfumfu wezi-2022, i-Airtel Kenya yahlukana ngokusemthethweni nebhizinisi layo lemali yeselula, i-Airtel Money. IBhange Elikhulu LaseKenya ligcizelele ukuthi lolu shintsho luzohlomulisa kakhulu abahlinzeki bezinsizakalo zokukhokha (ipayment service providers (amaPSP)) ngoba luzovumela ama-PSP ukuthi avikele imisebenzi yawo elawulwa yiCBK ekushaqisweni okulethwa eminye imisebenzi yezohwebo."
+"ሳፋሪኮም በኬንያ የሚገኙ አነስተኛና አነስተኛ ኢንተርፕራይዞችን ለመደገፍ የ ኤም-ፔሳ ተጠቃሚዎች የዕለት የግብይት ገደብ ከፍ ያደርጋል ሳፋሪኮም ኤም-ፔሳ ሂሳብን እና የዕለት ተዕለት ግብይት ገደቦችን ለሁሉም ደንበኞች እስከ ነሐሴ 15 ቀን 2023 ድረስ ወደ 500,000 የኬንያ ሽልንግ ለማሳደግ አቅዷል። ይህ እርም ጃ የኬንያ ማ ዕከላዊ ባንክ ያጸደቀው ን ተከትሎ ነው። የሳፋሪኮም ዋና ሥራ አስፈጻሚ ፒተር ንዴግዋ የሂሳብ ገደቦች መጨመ ር ኩባንያው ለደንበኞቹ ቀላል እና አስተማ ማ ኝ የሞ ባይል ገንዘብ አገልግሎቶችን ለማ ቅረብ ካለው ቁርጠ ኝነት ጋር የሚ ስማ ማ ነው ብ ለዋል። የጥሬ ገንዘብ አልባ ግብይቶች ድርሻ እየጨ መ ረ በመ ም ጣ ቱ ከፍተኛ የሂሳብ ገደቦች ለደንበኞች በተለይም ለአነስተኛ እና መ ካከለኛ ኢንተርፕራይዞች የበለጠ ም ቾት እንደሚ ሰጡ ም ተናግረዋል። በ 2021 በአሜቲስት አማካሪዎች"" ጥቃቀን እና አነስተኛ ንግዶች የባንክ ምርቶች ግንዛቤዎች እና ኤም-ፔሳ የጥቃቅን እና አነስተኛ ንግዶች ክፍያዎችን እንዴት እንደሚነዳ"" የተደረገ ጥናት እንደሚያሳየው ከ 10 ጥቃቅ�� እና አነስተኛ ንግዶች ውስጥ 9 ቱ ወይም 95% የሞባይል ገንዘብ አገልግሎትን ይጠቀማሉ። በተጨማሪም የኤም-ፔሳ ደንበኞች በቀን የግብይት ገደብ ከ300,000 የኬንያ ሽልንግ ወደ 500,000 የኬንያ ሽልንግ በመጨ መ ር ተጠ ቃሚ ይሆናሉ። ምንም እንኳን ኬንያው ያን አሁን በቀን እስከ 500,000 የኬንያ ሽልንግ ድረስ ግብይት ማ ድረግ ቢችሉም ፣ የቴሌኮሙ ኒኬሽን ኩባንያ የአሁኑ የ150,000 ሽልንግ የግብይት ገደብ በቦታው እንደሚ ቆይ ጠ ቅሷል። ከ606,000 በላይ ለሆኑ የንግድ ድርጅቶች ሊፓ ና ኤም-ፔሳ ባለፈው የበጀት ዓመት ከማርች 2022 እስከ ማርች 20223 ባለው ጊዜ ውስጥ 1.625 ትሪሊዮን ካሽ ግብይቶችን አካሂዷል። በ 2020 ኤም-ፔሳ በርካታ ም ርቶችን እና አገልግሎቶችን ጀም ሯል፣ ይህም ኤም-ፔሳ ቢዝነስ መ ተግበሪያን፣ ለነጋዴዎች የዩኤስኤስዲ ኮዶችን እና ጥቃቅን አነስተኛ እና መ ካከለኛ ኢንተርፕራይዞችን ለማ ጐልበት እና ለማደግ ይረዳል።","Safaricom will raise M-PESA users' daily transaction caps to support SMEs in Kenya Safaricom plans to increase M-Pesa account and daily transaction limits to KSh 500,000 for all customers on August 15, 2023. This move follows the Central Bank of Kenya’s approval. Safaricom CEO, Peter Ndegwa, says the increase in account limits is consistent with the company’s commitment to offering customers simple and reliable mobile money services. He also states that as the share of cashless transactions keeps increasing, the higher account limits will offer customers, especially small and medium enterprises (SMEs), greater convenience. In 2021, a survey by Amethyst Consultants on ""SMEs perceptions of banking products and how M-Pesa is driving SME payments"" reportedly shows that 9 out of 10 SMEs, or 95%, use the mobile money service. Further, M-Pesa customers will benefit from an increase in the daily transaction limit from KSh 300,000 to KSh 500,000. Although Kenyans can now transact up to KSh 500,000 per day, the telco mentioned that the current per-transaction cap of KSh 150,000 would remain in place. For more than 606,000 businesses, Lipa Na M-Pesa processed KSh 1.625 trillion transactions during the previous fiscal year, which ran from March 2022 to March 20223. In 2020, M-Pesa launched several products and services, including the M-Pesa business app, USSD codes for merchants, and micro SME wallet, to empower and assist SMEs grow.","Safaricom na ƙara musayar kuɗi ta kullum na M-PESA domin taimakawa SME a Kenya. Safaricom tana shirin ƙara matakin musayar kuɗin akawun din M-PESA na kullum zuwa RSh 500,000 ga dukkan abokan ciniki a 15 ga Agusta, 2023. Wannan matakin ya biyo bayan yarjewar babban bankin ƙasar Kenya ne. Safaricom CEO, Peter Ndegwa, ya ce ƙaarin matakin akawun ɗin yana tare ne da himmar kamfanin na samarwa da abokan cikiniki aikin mobile money mai sauƙi abun dogaro. Ya kuma fadi haka lokacin da kason musayar kuɗi ba tsaba bayake cigaba da karuwa, matakan akawun din masu yawa ne za su bawa abokan ciniki musamman ƙanana da matsakaita(SMEs), kwanciyar hankali sosai. A 2021, binciken Amethyst Consultants game da zaton “SMEs ga abubuwan da bankuna ke yi da yadda M-PESA take jan ragamar biyan SME” rahoton ya nuna cewa 9 a cikin SME 10 ko 95%, suna amfani da aikin mobile money. Ƙari kan haka, abokan cinikin M-PESA za su amfana da Ƙarin musayar kuɗin ta kullum daga KSh 300,000 zuwa KSh 500, 000. Duk da cewa ‘yan Kenya yanzu za su iya musayar kuɗi har KSh 500,000 a rana, telco ta ce duk-musayar kuɗi ta yanzu na KSh 150,000 zai ta kasance a yadda take. A fiye da kasuwanci 606,000, Lipa Na M-Psesa ya cigaba da musayar kuɗi ta tiriliyon KSh 1.625 a wancan lokacin na shekarar kuɗin, wanda ya taho daga Maris 2022 zuwa Maris 2023. A 2020, M-Pesa ta ƙaddamar da kaya da ayyuka da dama, wanda ya haɗa da manhajar kasuwanci ta M-Pesa lambobin USSD ga ‘yan kasuwa, da ƙaramar wallet ta SME, domin tallafawa da taimakwa SMEs.","Safaricom itaongeza kikomo cha kila siku cha watumiaji wa M-PESA ili kusaidia SME nchini Kenya Safaricom imepanga kuongeza akaunti ya M-PESA na ukomo wa mumala kwa siku mpaka kufikia kiasi cha shilingi za kenya 500,000 kwa wateja wote ifikapo agasti 15, 2023. Hatua hii inafuatia kibali kilichotolewa na benki kuu ya kenya. Mtendaji mkuu wa Safaricom, Peter Ndegwa alisema ongezeko la kikomo cha fedha kwenye akaunti inashawishi jitihada za kampuni katika kuwarahisishia wateja na uhuru wa kutumia hudumu za kifedha kwenye mitandao ya simu. Pia alisema kuwa uwepo wa miamala ya fedha kupitia mitandao ya simu, unaendelea kuongeza kiwango cha kikomo kwenye akaunti, hali ambayo itawasaidia wateja, hususani kwa wajasiriamali wadogo na wa kati (SMEs) na urahisi mkubwa. Mnamo 2021, utafiti uliyofanywa na Amethyst Consultants kuhusu ""mitazamo ya SMEs kuhusu bidhaa za benki na jinsi M-pesa inavyoendesha malipo ya SME"" uliripotiwa ukionyesha kuwa SME 9 kati ya 10, au 95%, wanatumia huduma ya pesa kwa simu. Zaidi, wateja wa M-PESA watafaidishwa na ongezeko la ukomo wa miamala kwa siku kutoka shilingi za kenya 300,000 hadi 500,00. Ijapokuwa wakenya kwa sasa wanaweza kufanya miamala hadi shilingi za kenya 500,00 kwa siku, Telcom walisema kuwa pato la kila muamala wa shilingi za kenya 150,000 litabaki palepale. Kwa zaidi ya biashara 606,000, lipa kwa M-PESA imechakata miamala yenye thamani ya shilingi za kenya trillioni 1.625 katika mwaka wa kwanza wa fedha unaoanzia marchi 2022 hadi marchi 2023. Mnamo 2020, M-PESA ilizindua bidhaa na huduma kadhaa ikiwa ni pamoja na programu ya biashara ya M-PESA, misimbo ya USSD kwa wafanyabiashara na pochi ndogo ya SME, ili kuwawezesha na kusaidia SMEs kukua.","Safaricom yóò ṣe àfikún gbèdéke ìdúnàádúrà ojúmọ́ àwọn aṣàmúlò M-PESA láti ran àwọn SME lọ́wọ́ ní ilẹ̀ Kenya. Safaricom ń gbìmọ̀ láti ṣe àfikún àpò àsùwọ̀n M-PESA àti gbèdéke ìdúnàádúrà ojúmọ́ sí KSh 500,000 fún àwọn oníbàárà rẹ̀ ní ọjọ́ 15 oṣù Kẹjọ, ọdún 2023. Ìgbésẹ̀ yìí wáyé lẹ́yìn tí Báǹkì Àpapọ̀ orílẹ̀-èdè Kenya fọwọ́ sí i. Adarí Iṣẹ́ ní Safaricom, Peter Ndegwa ni ó sọ pé àfikún gbèdéke àpò àsùwọ̀n náà wà ní ìbámu pẹ̀lú eré tí ilé-iṣẹ́ náà ń sá láti máa fún àwọn oníbàárà rẹ̀ ní àwọn ètò owó alágbèéká orí ayélujára tí ó rọrùn tí ó sì ṣe é gbọ́kàn lé. Ó tún wí pé bí iye àwọn ìdúnàádúrà tí wọ́n ń lo owó orí afẹ́fẹ́ bá ṣe ń pọ̀ síi, ni gbèdéke àpò àsùwọ̀n náà yóò máa lọ sí òkè, tí yóò mú ìrọ̀rùn ńlá bá àwọn oníbàárà, pàápàá júlọ àwọn òkòwò kéékéèké àti àwọn alábọ́dé (SMEs). Ní ọdún 2021, àyẹ̀wò ìfìdímúlẹ̀ kan tí àwọn Olùfilọ̀ Amethyst ṣe lórí ""Àwọn ìwòye àwọn SME lórí àwọn ohun ìṣàmúlò tí báǹkì ń pèsè àti bí M-PESA ṣe ń darí owó sísan ní SME"" fihàn bí wọ́n ṣe sọ pé 9 nínú àwọn SME 10 àbí ìdá 95% wọn ni wọ́n ń lo ètò owó alágbèéká orí ayélujára. Síwájú síi, àwọn oníbàárà M-PESA yóò jẹ àǹfààní àfikún gbèdéke ìdúnàádúrà ojúmọ́ láti KSh 300,000 sí KSh 500,000. Bí ó tilẹ̀ jẹ́ pé àwọn èèyàn ilẹ̀ Kenya lè lo owó ilẹ̀ Kenya tí ó tó KSh 500,000 lójúmọ́, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà sọ pé gbèdéke ìdúnàádúrà tí wọ́n ń lò tẹ́lẹ̀ yóò sì wà ní àyè rẹ̀. Lipa Na M-PESA ti ṣètò owó ìdúnàádúrà tí ó jẹ́ tírílíọ̀nù 1.625 fún àwọn òkòwò tí ó lé ní 606,000, ní ọdún ìṣúná láti oṣù Kẹta ọdún 2022 sí oṣù Kẹta ọdún 2023. Ní ọdún 2020, M-PESA ṣe ìfilọ́lẹ̀ ọ̀pọ̀lọpọ̀ ètò àti ọjá orí ayélujára, èyí tí ohun èlò ìṣòwò M-PESA, àwọn odù USSD fún àwọn oníṣòwò àti àpamọ́ kékeré SME láti ró àwọn SME lágbára kí wọ́n sì ṣe ìrànwọ́ fún ìdàgbàsókè wọn.","ISafaricom izonyusa amakhephu omsebenzi wansuku zonke wabasebenzisi beM-PESA ukuze basekele amaSME eKenya ISafaricom ihlela ukukhuphula i-akhawunti yeM-Pesa kanye nemikhawulo yokuthenga yansuku zonke ibe ngu-KSh 500,000 kuwo wonke amakhasimende ziyi-15 kuNtulikazi wezi-2023. Lokhu kulandela ukugunyazwa kweBhange Elikhulu laseKenya. I-CEO seSafaricom, uPeter Ndegwa, uthi ukwenyuka kwemikhawulo yama-akhawunti kuhambisana nokuzibophezela kwenkampani ekunikezeni amakhasimende izinsiza zemali ezilula nezithembekile. Uphinde athi njengoba isabelo semisebenzi engenamali silokhu sikhula, imikhawulo ephezulu yama-akhawunti izonikeza amakhasimende, ikakhulukazi amabhizinisi amancane naphakathi (amaSME), ukunethezeka okukhulu. Ngo-2021, inhlolovo eyenziwe yi-Amethyst Consultants mayelana ""nemibono yamaSME ngemikhiqizo yasebhange nokuthi iM-Pesa iqhuba kanjani izinkokhelo zamaSME"" kubikwa ukuthi ikhombisa ukuthi amaSME ayi-9 kwayi-10, noma ama-95%, asebenzisa isevisi yemali yeselula. Ngaphezu kwalokho, amakhasimende eM-Pesa azozuza ekwenyusweni komkhawulo wokuthenga wansuku zonke usuka ku-KSh 300,000 uye ku-KSh 500,000. Yize abaseKenya sengakwazi ukwenza imali efinyelela ku-KSh 500,000 ngosuku, itelco iveze ukuthi ikhephu yamanje ye-KSh 150,000 yokwenziwayo izohlala ikhona. Emabhizinisini angaphezu kuka-606,000, iLipa Na M-Pesa icubungule ukuthengiswa kwe-KSh 1.625 trillion ngonyaka wezimali odlule, oqale ngoNdasa wezi-2022 kuya kuNdasa wezi-20223. Ngo-2020, iM-Pesa yethula imikhiqizo nezinsizakalo ezimbalwa, okuhlanganisa uhlelo lokusebenza lwebhizinisi leM-Pesa, amakhodi e-USSD abathengisi, nesikhwama semali samaSME amancane, ukunikeza amandla nokusiza amaSME ukuthi akhule."
+"መስራቾች ፋብሪካ አፍሪካ በቪሲ ሥነ ምህዳር ውስጥ የ���ታ ሚዛን መዛባትን ለመቅረፍ 114 ሚሊዮን ዶላር ያረጋግጣል በደቡ ብ አፍሪካ የተመ ሰረተው ፋው ንደርስ ፋብ ሪካ አፍሪካ የተባለ የመ ጀመ ሪያ ደረጃ ባለሀብ ት በመ ላው አህጉሪቱ ለሚያደርጋቸው ኢንቨስትመ ንቶች የአሰራር ድጋፍ ለማ ድረግ 114 ሚ ሊዮን ዶላር አሰባስቧል። የማ ስተር ካርድ ፋው ንዴሽንና ጆንሰን ኤንድ ጆንሰን ኢም ፓክት ቬንቸርስ ለኢንቨስትመ ንቱ አስተዋጽኦ አድርገዋል። በ 2018 በቦጋኒ ሲቶሌ እና በአሊና ትሩሂና የተመሰረተው ኩባንያው በፈጠራ የመ ጀመሪያ ደረጃ ሥራዎች ላይ ኢንቬስት ያደርጋል፣ ከመሥራቾች ጋር ሀሳቦችን ዘሮች በመዝራት። እስከ $250,000 የሚ ደርሱ የፍትሃዊነት ቼኮችን ይፈርማል። ከፍትሃዊነት ፍተሻዎች በተጨማሪ፣ መስራቾች ፋብሪካ አፍሪካ በፖርትፎሊዮ ኩባንያዎቹ ውስጥ ከ 100 ሺሀ ዶላር እስከ 300 ሺሀ ዶላር በማይቀልጥ ገንዘብ ውስጥ ኢንቬስት ያደርጋል። የቪሲ ፈርም በፊንቴክ እና በጤ ና ቴክኖሎጂ ኢንዱስትሪዎች ው ስጥ ካሉ ጅማ ሬዎች ጋር እንደሚ ተባበር ይናገራል። ፋውንደርስ ፋብ ሪካ አፍሪካ ከተቋቋመበት ጊዜ አንሥ ቶ ዙሪ ሄልዝ፣ ኦክሂ እና ማ ይኮቨርአይ ጨ ም ሮ ከ55 በላይ የአፍሪካ የቴክኖሎጂ ጅማ ሬዎችን የገንዘብ ድጋፍ አድርጓል። ነገር ግን የኩባንያው መ ስራቾች በበርካታ ኢንዱስትሪዎች ው ስጥ ያሉ ችግሮችን ለመ ፍታት የባለቤትነት ቴክኖሎጂውን በመ ጠ ቀም በኢድቴክ፣ በአግሪቴክ፣ በሎጂስቲክስ እና በሌሎች መ ስኮች መ ፍትሄዎችን እንዳዘጋጁም ይጠ ቁማል. በተጨ ማ ሪም ፋው ንደርስ ፋብሪካ አፍሪካ በሥ ነ-ም ህዳሩ ው ስጥ ያለውን የፆታ ልዩነት ለመ ቅረፍ ጥረቶችን ለማ ጠ ናከር አቅዷል። የቢሲጂ ሪፖርት እንደሚ ያሳየው በሴቶች የሚ መሩ ንግዶች በመ ጨ ረሻ በወንዶች ከተመ ሰረቱት የበለጠ ገቢ ያስገኛሉ፣ ይህም የእነዚህ ንግዶች የገንዘብ እጥረት አሳሳቢ ጒዳይ ያደርገዋል። በ 2022 ግን በወንዶች የሚ መ ሩ ጅማ ሬዎች ከጠ ቅላላው መ ጠን 96%( 4,6 ቢሊዮን ዶላር) ያልተመ ጣ ጠነ መ ጠን አግኝተዋል፣ በአህጉሪቱ በሴቶች የሚ መሩ ንግዶች 4%( 188 ሚሊዮን ዶላር) ብቻ ቀርተዋል። ከዚህም በላይ የቪሲ ኩባንያው የኢንቨስትመ ንት ሞ ዴሉን በማ ስፋት ተጨ ማ ሪ የአፍሪካ የቴክኖሎጂ ጅማ ሬዎችን ለመ ድረስ ይፈልጋል። በተጨማሪም የአህጉሪቱን የተለያዩ የካፒታል ማ ሰማ ሪያ ስትራቴጂዎች ፍላጐት ለማ ሟ ላት የሽርክና ማ ጠ ናቀቂያ ኩርባን ጨ ም ሮ የካፒታል ኢንቨስትመ ንቶችን ዓይነቶችን ለማ ስፋት አቅዷል።","Founders Factory Africa secures $114 million to address gender imbalance in the VC ecosystem Founders Factory Africa, an early-stage investor based in South Africa, has raised $114 million to provide operational support for its investments across the continent. The Mastercard Foundation and Johnson & Johnson Impact Ventures contributed to the investment. Founded in 2018 by Bongani Sithole and Alina Truhina, the company invests in innovative early-stage ventures, from founders with ideas to seed rounds. It signs equity checks up to $250,000. In addition to equity checks, Founders Factory Africa invests $100K to $300K in non-dilutive funds in its portfolio companies. The VC firm says it collaborates with startups in the fintech and healthtech industries. Since its launch, Founders Factory Africa has funded over 55 African tech startups, including Zuri Health, OkHi, and MyCover.AI. But it also points out that the company's founders have developed solutions in edtech, agritech, logistics, and other fields by using its proprietary technology to address problems in several industries. Moreover, Founders Factory Africa plans to intensify efforts to address the gender imbalance in the ecosystem. A BCG report shows that women-led businesses ultimately generate a higher revenue than those founded by men, making the underfunding of these businesses a troubling issue. But in 2022, male-led startups received a disproportionate 96% ($4.6bn) of the total volume, leaving female-led businesses on the continent with a meagre 4% ($188m). Moreover, the VC firm wants to reach more African tech startups by expanding its investment model. It also intends to broaden the types of capital investments it provides, including non-dilutive capital, to meet the continent's demand for various capital deployment strategies along the venture maturity curve.","Founders Factory Africa da samu miliyan $114 domin magance rashin daidaiton jinsi a yanayin mahallin VC. Founders Factory Afirka, masu hannun jari na matakin farko a Afiriƙa ta kudu, ta samu miliyan %114 domin samar da tallafin aiki ga hannun jarinta a nahiyar baki ɗaya. Alfanun Mastercard Foundation da Johnson&Johnson ya bada gudunmawa ga hannun jarin. Wanda aka samar a 2018 daga Bongali Sithole da Alina Truhina, kamfanin yana sanya hannun jari ne a kasuwancin ƙirƙira daya ke matakin farko, daga wanda suka samar masu tunani zuwa zagayen raino. Tana sanya hannun a takardar kuɗi ta hannun jari har ya zuwa $250,000. Ƙari a kan takardar kuɗi ta hannun jari, Founders Factory Africa suna da hannun jari na $100k zuwa $300k a kuɗin da ba a surka ba a bayananta na kamfanin. Kamfanin VC ɗin ya ce suna da haɗin guiwa da masu farawa a masana’antun fintech da kuma healthtech. Tun lokacin da aka ƙaddamar da shi, Founders Factory Africa ya bayar da tallafi fiye da kamfanoni kimiyya masu farawa a Afirka guda 55, wanda ya haɗa da Zuri Health, OKHi, da MyCover.AI. Amma kuma ya nuna cewa masu samar da kamfanin sun samar da mafita a edtech, agritech, logistics da sauran fannoni ta hanyar amfani da fasaharsa don magance matsaloli a masana’antu daban-daban. Haka kuma, Founders Factory Africa ta yi shirin ƙara himma domin magance rashin daidaiton jinsi a yanayin mahalli. Rahoton BCG ya nuna cewa kasuwancin da mata ke yi yana kawo kuɗin shiga sosai fiye da wanda maza suke yi, wanda hakan ke sanya tallafawa kasuwancin ya zamanto da matsala. Amma a 2022, kasuwancin da maza suka fara ya zo da ƙarin 96% ($4.6bn) na gaba ɗaya kuɗin, wanda ya sanya kasuwancin mata a nahiyar ya zamanto 4% ($188m). Bayan haka, kamfanin VC na son ya cim ma masu farawa da dama a Afirka ta hanyar faɗaɗa tsarin hannun jarinsu. Kuma tana so ta faɗaɗa ire-iren hannun jarin da take bayarwa, wanda ya haɗa da hannun jari wanda ba a sirkawa, don cim ma buƙatar nahiyar na dabarun rarraba hannun jari da dama wajen girman tsarin kasuwancin.","Founders Factory Africa imepata $114 ili kushughulikia usawa wa kijinsia katika mfumo wa ikolojia wa VC Founders Factory Africa, hatua ya awali ya wawekezaji iliyoanzishwa Afrika kusini, imeongeza milioni $114 ili kutoa msaada wa uendeshaji kwa uwekezaji wake katika bara zima. Mastercard Foundation na Johnson & Johnson Impact Ventures walichangia uwekezaji huo. Ulianzishwa na Bongani Sithole na Alina Tryhina mwaka 2018, kampuni imewekeza kwenye ugunduzi wa hatua ya awali ya mradi kutoka kwa waanzilishi wenye mitazamo na misingi imara. inaashiria hundi za usawa hadi $250,000. Kando na ukaguzi wa usawa, Founders Factory Africa imewekeza $100k hadi $300k katika fedha zisizo za kughushi kwenye kampuni zake na kwingineko. VC firm ilisema itaungana na waanzilishi katika tasnia ya teknolojia ya fedha na afya. Tangu ilipoanza kuendeshwa, Founders Factory Africa imedhamini zaidi ya mashirika 55 ya teknolojia ya Kiafrika, likiwemo shirika la Zuri Health, OKHi na Mycover.Al. Lakini pia inahashiria kuwa waanzilishi wa kampuni wanaendelea kuandaa suluhu katika elimu ya teknolojia, kilimo cha teknolojia, usafirishaji na maeneo mengine kwa kutumia teknolojia waliyo nayo kuainisha matatizo katika sehemu mbalimbali. Zaidi ya hayo, Founders Factory Africa imepanga kuongeza jitihada katika kuainisha usawa wa kijinsia kwenye mfumo wa ikolojia. Ripoti ya BCG inaonyesha kuwa biashara zinazoongozwa na wanawake hatimaye huzalisha mapato ya juu zaidi kuliko zile zilizoanzishwa na wanaume na kufanya ufadhili duni wa biashara hizi kuwa suala la kutatiza. Lakini mnamo 2022, kampuni zinazoongozwa na wanaume zilipokea 96% isiyo sawa ($4.6 bn) ya jumla ya kiasi, na kuacha biashara zinazoongozwa na wanawake katika bara na 4% kidogo ($188m). Zaidi ya hayo, VC firm inataka kufikia mashirika mengi ya teknolojia barani Afrika kwa kutanua mfumo wa uwekezaji. Pia inakusudia kupanua aina ya uwekezaji wa mtaji inaotoa, ikijumuisha mtaji usiyo na mseto, ili kukidhi mahitaji ya bara la mikakati mbalimbali ya kupeleka mtaji kwenye mkondo wa ukomavu wa mradi.","Founders Factory Africa gba mílíọ̀nù $114 láti yanjú àìṣedéédé ìjákọńbábo ní àyè ìkówó-ìdókòwò-fúnni Founders Factory Africa, akówólókòwò àdìdeelẹ̀ ní ìlú South Africa ni ó ti tu mílíọ̀nù 114 owó dọ́là jọ láti pèsè ètò ìrànwọ́ iṣẹ́ fún àwọn ìdókòwò rẹ káàkiri ilẹ̀ náà. MasterCard Foundation àti Johnson & Johnson Impact Ventures dá sí ìdókòwò náà. Tí Bongani Sithole àti Alina Truhina dá sílẹ̀ ní ọdún 2018, ilé-iṣẹ́ náà ń kówó lé àwọn òkòwò àdìdeelẹ̀ tuntun, bẹ̀rẹ̀ láti orí àwọn olùdásílẹ̀ tí wọ́n ní èrò dé àkókò ìsanwó ìdókòwò. Ó ń buwọ́ lu ìwé owó ìpín ìdókòwò tí ó tó $250,000. Ní àfikún sí owó ìpín ìdókòwò, Founders Factory Africa tún kó $1000K sí $3000K lé owó ìdókòwò aláìràpín-òwò nínú àká àwọn ilé-iṣẹ́ ìdókòwò rẹ̀. Ilé-iṣẹ́ akówólókòwò náà sọ pé òun ní ìbáṣepọ̀ pẹ̀lú àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní ẹ̀ka iṣẹ́ aṣèṣúná orí ẹ̀rọ àti aṣètò-ìlera orí ẹ̀rọ. Láti ìgbà tí ó ti bẹ̀rẹ̀ iṣẹ́, Founders Factory Africa ti pèsè owó ìrànwọ́ fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ onímọ̀-ẹ̀rọ ní ilẹ̀ Africa tí ó lé ní 55, èyí tí Zuri Health, OkHi àti MyCover.AI wà nínú wọn. Ṣùgbọ́n ó tún ṣe àfihàn pé àwọn olùdásílẹ̀ Ilé-iṣẹ́ náà ti ṣẹ̀dá àwọn ọ̀nà àmúṣe ní ẹ̀ka afìmọ̀-ẹ̀rọ ṣètò ẹ̀kọ́, ìfìmẹ̀ẹ̀rọṣètòọ̀gbìn, ìfọjàjíṣẹ́ àti àwọn ẹ̀ka mìíràn nípa lílo ìmọ̀ ẹ̀rọ àdáni rẹ̀ láti yanjú àwọn ìṣòro ní ọ̀pọ̀lọpọ̀ àwọn ẹ̀ka iṣẹ́. Àti pé, Founders Factory Africa ń gbèrò láti tẹpá mọ́ àwọn ìgbìyànjú rẹ̀ láti yanjú àìṣedéédé ìjákọńbábo ní àyè iṣẹ́. Àbọ̀ ìwádìí BCG kan ṣàfihàn pé àwọn òkòwò tí àwọn obìnrin ń darí máa ń mú owó tí ó pọ wọlé ju àwọn èyí tí àwọn ọkùnrin dá sílẹ̀ lọ, èyí tí ó ń mú àìkówólé irú àwọn òkòwò wọ̀nyìí jẹ́ ohun tí ń kọni lóminú gidi. Ṣùgbọ́n ní ọdún 2022, àwọn ilé-iṣẹ́ àdìdeelẹ̀ tí ọkunrin darí wọn kan ní wọ́n gba ìdá àìdọ́gba tí ó jẹ́ 96% ($4.6bn) àpapọ̀ gbogbo owó, tí ó sì ku ìdá péréte 4% ($188m) fún àwọn òkòwò tí àwọn obìnrin ń darí káàkiri orílẹ̀ náà. Àti pé, ilé-iṣẹ́ akówólókòwò náà ń fẹ́ kàn sí àwọn ilé-iṣẹ́ àdìdeelẹ̀ onímọ̀-ẹ̀rọ ní ilẹ̀ Africa tí ó pọ̀ sí i kí ó lè mú ètò ìkówólókòwò rẹ̀ gbòòrò. Ó tún ń gbèrò láti ṣe ìfẹ̀lójú irúfẹ́ owó ìdókòwò ìbẹ̀rẹ̀ tí ó ń pèsè, èyí tí owó ìdókòwò aláìràpín-òwò wà nínú wọn láti mú ìbéèrè ilẹ̀ náà ṣẹ, èyí tí ó jẹ́ ṣíṣe àwọn àgbékalẹ̀ ètò ìṣèpínká owó ìdókòwò ní ìbámu pẹ̀lú ìwọ̀n ìlọsíwájú ilé-iṣẹ́.","IFounders Factory Africa ithola amaRandi ayizigidi ezingu-114 ukubhekana nokungalingani kobulili kuVC ecosystem IFounders Factory Africa, abatshalizimali abasafufusa abazinze eNingizimu Afrika, sebehlanganise amaRandi ayizigidi eziyi-114 ukuze banikeze ukwesekwa kokusebenza kokutshalwa kwayo kulo lonke izwekazi. IMastercard Foundation kanye ne-Johnson & Johnson Impact Ventures baba negalelo ekutshalweni kwezimali. Le nkampani yasungulwa ngo-2018 nguBongani Sithole kanye no-Alina Truhina, le nkampani itshala imali emikhankasweni emisha, kusukela kubasunguli abanemibono kuya emizuliswaneni yembewu. Isayina amasheke afika ku-$250,000. Ngokungeziwe ekuhloleni ukulingana, iFounders Factory Africa itshala u-$100K kuya ku-$300K emalini engashintshisi ezinkampanini zayo zephothifoliyo. Inkampani yakwaVC ithi isebenzisana nabaqalayo embonini yefintech neyezempilo. Kusukela yethulwa, iFounders Factory Africa isixhase ngezimali iziqalo zobuchwepheshe zase-Afrika ezingaphezu kwama-55, okuhlanganisa iZuri Health, OkHi, kanye neMyCover.AI. Kodwa futhi iveza ukuthi abasunguli benkampani benze izixazululo ku-edtech, agritech, logistics, nakweminye imikhakha ngokusebenzisa ubuchwepheshe bayo bobunikazi ukubhekana nezinkinga ezimbonini ezimbalwa. Ngaphezu kwalokho, iFounders Factory Africa ihlela ukuqinisa imizamo yokubhekana nokungalingani kobulili ohlelweni lwezemvelo. Umbiko weBCG ukhombisa ukuthi amabhizinisi aholwa ngabesifazane agcina engenisa imali enkulu kunalawo asungulwa ngamadoda, okwenza ukungaxhaswa kwalawa mabhizinisi kube wudaba olukhathazayo. Kepha ngo-2022, iziqalo eziholwa ngabesilisa zithole ama-96% ($4.6bn) wevolumu ephelele, okushiya amabhizinisi aholwa ngabesifazane ezwenikazi enama-4% amancane ($188m). Ngaphezu kwalokho, inkampani yeVC ifuna ukufinyelela ezimbonini eziningi zobuchwepheshe zase-Afrika ngokwandisa imodeli yayo yokutshala imali. Ihlose futhi nokwandisa izinhlobo zokutshalwa kwezimali ezinkulu ezihlinzekayo, okuhlanganisa nemali engashintshisi, ukuze kuhlangatshezwane nesidingo sezwekazi samasu ahlukene okuthunyelwa kwezimali kumjikelezo wokuvuthwa kwebhizinisi."
+"ኤምቲኤን ደቡብ አፍሪካ 1.9 ቢሊዮን ብር ይከፍላል ዓለም አቀፍ የፋይናንስ ኮርፖሬሽን( አይኤፍሲ) በሰኔ 2023 በሳፋሪኮም ኢትዮጵያ አነስተኛ ባለአክሲዮን ሆነ። በኢትዮጵያ ፓርትነርሺፕ በተሰኘው የቴሌኮሙ ኒኬሽኑ ዋና ኮንሶርቲየም ላይ 157.4 ሚ ሊዮን ዶላር ኢንቨስት አድርጓል። በተጨማ ሪም ለቴሌኮም ኩባንያው 100 ሚ ሊዮን ዶላር ብድር ሰጥቷል። በዚህም ሳፋሪኮም በኢትዮጵያዊው የድርጅት ባለቤትነት ያለው ድርሻ ወደ 51,7 በመቶ በመቀነስ የጋራ ሥራውን በቁጥጥሩ ሥር ማድረጉን ይቀጥላል። የቮዳኮም ድርሻም ከ6.2 በመቶ ወደ 5.7 በመቶ ይቀንሳል። በአሁኑ ወቅት በሳፋሪኮም ኢትዮጵያ 27.2 በመቶ ድርሻ ያለው ሱሚ ቶሞ ኮርፖሬሽንና ብሪቲሽ ኢንተርናሽናል ኢንቨስትመ ንት( 10.9 በመ ቶ) ድርሻቸውን የሚ ቀንሱ ሁለት ተጨማሪ ባለሀብቶች ናቸው። ዛሬ ለእናንተ ያመጣሁላችሁን እነሆ: ኤምቲኤን ደቡብ አፍሪካ ከ2023 ሁለተኛ አጋማ ሽ በፊት 1.9 ቢሊዮን ራን ይከፍላል። ኬንያውያን አሁን በኤም-ፔሳ አካው ንታቸው ላይ ተጨማሪ ገንዘብ መያዝ ይችላሉ። የዲላይት 30 ሚሊየን ዶላር የዋስትና ማረጋገጫ ቦታ ኤምቲኤን ደቡብ አፍሪካ እስከ 2023 ሁለተኛ አጋማ ሽ መጨረሻ ድረስ 1.9 ቢሊዮን ራን ይከፍላል። ኤምቲኤን ግሩፕ በግማ ሽ ዓመቱ የፋይናንስ አፈጻጸም ላይ ማስተር ካርድ በፊንቴክ ንግዱ ውስጥ አናሳ ድርሻ እንደሚ ይዝ ገልጧል። ኤምቲኤን የድርሻውን መጠን ባይገልፅም ኩባንያዎቹ ተገቢውን ጥንቃቄ ካጠናቀቁ በኋላ የኢንቨስትመንት ስምምነቶችን እንደሚፈርሙ ተናግረዋል። ከኤም ቲ ኤን ዜና ተጨማሪ ፣ የኤም ቲ ኤን ግሩፕ የደቡብ አፍሪካ ቅርንጫፍ መስሪያ ቤቱ በቅርቡ ለመገናኛ ብዙሃን ስልጣን እንደሚከፍል አስታወቀ፤ የደቡብ አፍሪካ ነጻ ኮሙዩኒኬሽን ባለስልጣን (አይሲኤኤስኤ)፣ ለገዛው ዘርፍ ከፍተኛ መጠን ያለው 1.9 ቢሊዮን ቢከፍልም መጠቀም አልቻለም። ኤምቲኤን ደቡብ አፍሪካ እና ቮዳኮም እና ቴልኮም ን ጨምሮ ጥቂት ሌሎች የሞባይል ኦፕሬተሮች በ2022 ስፔክትረም ጨረታ ውስጥ “በዲጂታል ትርፍ“ ባንዶች ውስጥ ድግግሞሾችን ገዙ። ኤም ቲኤን በስፔክትረም ጨረታ 100 ሜጋ ኸርዝ ገዝቷል 40 ሜጋ ኸርዝ በ 2,6 ጊጋ ኸርዝ ባንድ፣ 40 ሜ ጋኸርዝ በ 3,5 ጊጋ ኸርዝ ባንድ እና 20 ሜጋ ኸርዝ በ 800 ሜጋ ኸርዝ። በዚህ ምክንያት፣ ኤምቲኤን ደቡብ አፍሪካ በ2023 ሁለተኛ አጋማሽ ላይ በመላው አገሪቱ ተጨማሪ ስፔክትረም ለማሰማራት እንደሚከፍል ተናግሯል። ኬንያውያን አሁን በኤምፔሳ አካውንታቸው ተጨማ ሪ ገንዘብ መያዝ ይችላሉ። ከዛሬ ነሐሴ 15 ቀን 2023 ጀምሮ የኤም-ፔሳ ደንበኞች የግብይት ገደቦችን ይጨምራሉ። ይህ ማስታወቂያ የተደረገው በኬንያ ማዕከላዊ ባንክ የተሻሻለው የሞባይል ገንዘብ ግብይት ገደብ ምክንያት ነው። ለሁሉም የሂሳብ እና የቀን ግብይት ገደቦች ወደ 500,000 የኬንያ ሽልንግ እንዲጨምሩ ይፈቅዳል። የሳፋሪኮም ዋና ሥራ አስፈጻሚ ፒተር ንዴግዋ የሂሳብ ገደቦች መጨመር ኩባንያው ለደንበኞቹ ቀላል እና አስተማማኝ የሞባይል ገንዘብ አገልግሎቶችን ለማቅረብ ካለው ቁርጠኝነት ጋር የሚስማማ ነው ብለዋል። የጥሬ ገንዘብ አልባ ግብይቶች ድርሻ እየጨመረ በመምጣቱ ከፍተኛ የሂሳብ ገደቦች ለደንበኞች በተለይም ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች የበለጠ ምቾት እንደሚሰጡም ተናግረዋል። ይህ አስፈላጊ የሆነው ለምንድን ነው? አንድ ጥናት እንደሚ ያሳየው ከ10 አነስተኛና መካከለኛ ኢንተርፕራይዞች መካከል ዘጠኙ ኤም-ፔሳን ይጠቀማሉ። ከዚህም ባሻገር ባለፈው የበጀት ዓመ ት ከመጋቢት 2022 እስከ መጋቢት 2023 ባለው ጊዜ ው ስጥ ኤም-ፔሳ ከ606,000 ለሚ በልጡ የንግድ ድርጅቶች 1.625 ትሪሊዮን የኬንያ ሽልንግ አዘዋውሯል። በ 2020 ኤም -ፔሳ በርካታ ምርቶችን እና አገልግሎቶችን ጀም ሯል፣ ይህም ኤም-ፔሳ የንግድ መተግበሪያ፣ ለነጋዴዎች የዩኤስኤስዲ ኮዶች እና ጥቃቅን፣ አነስተኛ እና መካከለኛ ኢንተርፕራይዞችን ለማጐልበት እና ለማደግ ይረዳል። ከዚህም በላይ የኤም-ፔሳ ደንበኞች በዕለታዊ የግብይት ገደብ ከ 300,000 ወደ 500,000 የኬንያ ሽልንግ በመጨመ ር ተጠቃሚ ይሆናሉ። ምንም እንኳን ኬንያው ያን አሁን በቀን እስከ 500,000 ኬንያ ሽልንግ ድረስ ግብይት ማድረግ ቢችሉም፣ የቴሌኮሙ ኒኬሽን ኩባንያ የአሁኑ የ150,000 የኬንያ ሽልንግ የግብይት ገደብ በቦታው እንደሚቆይ ጠቅሷል። የዲ.ላይት 30 ሚሊየን ዶላር የዋስትና ማረጋገጫ ፋሲሊቲ በኬንያ የተመ ሰረተው የፀሐይ መ ፍትሄዎች ኩባንያ ዲ.ላይት ከም ሥራቅና ደቡባዊ አፍሪካ ንግድ እና ልማ ት ባንክ ቡድን( ቲዲቢ ቡድን) የ30 ሚ ሊዮን ዶላር የዋስትና ማ ረጋገጫ ፋሲሊቲ አግኝቷል። ኩባንያው እስከ 125 ሚ ሊዮን ዶላር የሚ ደርሱ ተቀባይነት ያላቸውን ንብረቶች መ ግዛት ይችላል። የዋስትና ማ ረጋገጫ ተቋም ም ንድን ነው ? አንድ ኩባንያ ንብረቶችን ለልዩ ዓላማ ተሽከርካሪ (ኤስፒቪ)፣በመሸጥ ካፒታል እንዲያገኝ የሚያስችል የገንዘብ ዝግጅት ነው፣ ከዚያ በእነዚያ ንብረቶች የተደገፉ ዋስትናችን ያወጣል። ከዚያ በኋላ ባለሀብቶች ዋስትናዎቹን በመ ግዛት የዋናውን እና የወለድ ክፍያዎችን ይቀበላሉ። ኩባንያው ከንብረቶቹ ሽያጭ የተገኘው ን ገንዘብ አዳዲስ ፕሮጀክቶችን ለመደገፍ ወይም ነባር ዕዳዎችን ለመክፈል ሊጠቀም ይችላል። በዚህ ሁኔታ ዲ.ላይት በፀሐይ ኃይል የሚሠሩ የቤት ውስጥ ዕቃዎችን በታንዛኒያ መግዛት የሚ ችሉ ዝቅተኛ ገቢ ያላቸውን ግለሰቦች እና ቤተሰቦች ቁጥር ለመጨመር ገንዘብ ይጠቀማል። በአሁኑ ጊዜ በዋና ሥ ራ አስፈጻሚ ኒክ ኢሙዲያ የሚመራው ዲ.ላይት በ 2007 በሳም ጎልድማ ን እና በኔድ ቶዙን ተመሠረተ። ኩባንያው ዝቅተኛ ገቢ ላላቸው ቤተሰቦች ምርቶችን የሚያቀርብ ሲሆን የፀሐይ መብራቶችን፣ የፀሐይ የቤት ሥርዓቶችን፣ ቴሌቪዥኖችን፣ ሬዲዮዎችን እና ዘመ ናዊ ስልኮችን ጨምሮ ወደ 30 ሚሊዮን የሚጠጉ ምርቶችን ሸጧል። ምንአልባት ካላስተዋልከው መስራቾች ፋብሪካ አፍሪካ በቬንቸር ኢንቨስትመንት ሥነም ህዳር ውስጥ የፆታ ሚዛን መዛባትን ለመቅረፍ 144 ሚሊዮን ዶላር አግኝቶል። ከኢንቨስተሮች ተጨማ ሪ ካፒታል ለማሰባሰብ ከታገለው ኬንያዊው የኢ-ኮሜ ርስ ጅም ር ኩባንያ ማርኬት ፎርስ ካፒታላይዝ በተሰኘው የሕዝብ ማሰባሰቢያ መድረክ 1 ሚሊዮን ዶላር በማሰባሰብ ላይ ይገኛል። ይህ የናይጄሪያ ዩኒቨርሲቲ ተመራቂ የግብርና ኢንጂነሪንግን ሶፍትዌር ልማት ትቶል። አሁን ዓለም አቀፋዊ ምኞት ያለው ኤድቴክ እየገነባ ነው ። የዕድሜ ልክ ጓደኞች በናይጄሪያ ው ስጥ ድንበር አልባ ፋርማሲዎችን ለመፍጠ ር የ10,000 ዶላር ድጐማ ያገኛሉ። እያነበብኩ እና እየተመለከትኩ ያለሁት። አማ ዞን በሰው ሰራሽ አስተውሎት የተፈጠሩ የግምገማ ማጠ ቃለያዎችን ማሰማራት ይጀምራል። ቴሌግራም ታሪኮቹን ለሁሉም ተጠቃሚዎች ያቀርባል። የካቶሊክ እምነት የጀመረው እንዴት ነው ?","MTN South Africa to pay R1.9 billion The International Finance Corporation (IFC) became a minority shareholder in Safaricom Ethiopia in June 2023. It made a $157.4 million equity investment in the telco's parent consortium, The Global Partnership for Ethiopia. It also gave a $100 million loan to the telecom company. Consequently, Safaricom's ownership in the Ethiopian subsidiary will decline to 51.7%, retaining control of the joint venture. Vodacom’s stake will also decrease from 6.2 per cent to 5.7 per cent. Sumitomo Corporation, which currently owns a 27.2 per cent stake in Safaricom Ethiopia, and British International Investment (10.9 per cent) are two additional investors that will also see their stakes reduced. Here's what I've got for you today: MTN South Africa to pay R1.9 billion before H2 2023 Kenyans can now hold more money in their M-Pesa accounts d.light's $30m securitisation facility MTN South Africa to pay R1.9 billion before the end of H2 2023 In its half-year financial performance, MTN Group disclosed that Mastercard will acquire a minority stake in its fintech business, MoMo. MTN has not specified the size of its stake, but it said that once the companies complete due diligence, they will sign the investment agreements. In additional MTN news, the MTN Group announced that its South African subsidiary would shortly pay the communications authority, Independent Communications Authority of South Africa (ICASA), the outstanding amount of R1.9 billion for the spectrum it bought but couldn’t use. MTN South Africa and a few other mobile operators, including Vodacom and Telkom, purchased frequencies in the “digital dividend” bands in the 2022 spectrum auction. MTN purchased 100 MHz in the spectrum auction: 40 MHz in the 2.6 GHz band, 40 MHz in the 3.5 GHz band, and 20 MHz in the 800 MHz. Consequently, MTN South Africa said it would pay in the second half of 2023 to deploy more spectrum across the country. Kenyans can now hold more money in their M-PESA accounts Starting today, August 15, 2023, M-PESA customers get increased transaction limits. This announcement is due to a revised mobile money transaction cap by the Central Bank of Kenya. It allows an increase in account and daily transaction limits to KSh 500,000 for all customers. Safaricom CEO, Peter Ndegwa, says the increase in account limits is consistent with the company’s commitment to offering customers simple and reliable mobile money services. He also states that as the share of cashless transactions keeps increasing, the higher account limits will offer customers, especially small and medium enterprises (SMEs), greater convenience. Why is this important? One survey shows that about 9 in 10 SMEs use M-PESA. Besides, during the previous fiscal year, from March 2022 to March 2023, Lipa Na M-PESA processed KSh 1.625 trillion in transactions for more than 606,000 businesses. In 2020, M-PESA launched several products and services, including the M-Pesa business app, USSD codes for merchants, and micro SME wallet, to empower and assist SMEs grow. What’s more, M-PESA customers will benefit from an increase in the daily transaction limit from KSh 300,000 to KSh 500,000. Although Kenyans can now transact up to KSh 500,000 per day, the telco mentioned that the current per-transaction cap of KSh 150,000 would remain in place. d.light's $30m securitisation facility Kenyan-based solar solutions company, d.light, has secured a $30 million securitisation facility from the Eastern and Southern African Trade and Development Bank Group (TDB Group). The company can purchase up to $125 million in receivable assets. What is a securitisation facility? It is a financial arrangement that allows a company to raise capital by selling assets to a Special Purpose Vehicle (SPV), which then issues securities backed by those assets. After that, investors buy the securities and receive the principal and interest payments of the underlying assets. The company can use the funds raised from the sale of its assets to finance new projects or pay off existing debt. In this case, d.light will use the funds to increase the number of low-income individuals and households that can buy its solar-powered household goods in Tanzania. Currently led by CEO, Nick Imudia, D.light was founded in 2007 by Sam Goldman and Ned Tozun. The company provides products to low-income families and has sold close to 30 million products, including solar lanterns, solar home systems, TVs, radios, and smartphones. In case you missed it Founders Factory Africa secures $144 million to address gender imbalance in the VC ecosystem After struggling to raise additional capital from investors, Kenyan eCommerce startup, MarketForce, is raising $1 million on crowdfunding platform, Capitalize This graduate of the University of Nigeria dumped agricultural engineering for software development. Now he's building an edtech with global ambitions Lifelong friends score $10,000 grant to create borderless pharmacies in Nigeria What I'm reading and watching Amazon begins rolling out AI-generated review summaries Telegram rolls out its Stories feature to all users How Did Catholicism Start?","MTN ta Afirka ta Kudu za ta biya biliyan R1.9 International Finance Cooperation (IFC) ta zamanto mai ƙaramin hannun jari a Safaricom Ethiopia a Yuni 2023. Ta samu equity na miliyan $157.4 na hannun jari a telco parent consortium, The Global Partnership for Ethiopia. Ta kuma bayar da bashin miliyan $100 ga kamfanin telecom. Kuma, abin da Safaricom take mallaka a Ethiopian subsidiary zai ragu zuwa 51.7% wanda zai riƙe ragamar kasuwancin haɗin guiwar. Matsayin Vodacom ma zai ragu daga kashi 6.2 zuwa kashi 5.7. Sumitomo Corporations, wanda a halin yanzu ya mallaki kashi 27.2 na hannun jarin Safaricom Ethiopia, da kuma British International Investment (kashi 10.9) su ne ƙarin masu zuba hannun jari biyu wanda za su ga ragi a abin da suke da shi. Ga bin da na kawo muku a yau: MTN ta Afirka ta Kudu za su biya biliyan R1.9 kafin H2 2023 A yanzu mutanen Kenya za su iya ajiye kuɗi da dama a akawun ɗinsu na M-PESA $30m kuɗin kayan tsaro na d light MTN ta Afirka ta Kudu za ta biya biliyan $R1.9 kafin ƙarshen H2 2023. A samun kudin ta na rabin shekarar kasuwancinta, kamfanin MTN sun ce Mastercard zai samu ƙaramin kaso a kasuwancin fintech, MoMo. MTN ba ta bayyana girman kason nata ba, amma ta ce duk sanda kamfanonin suka kammala ƙwazonsu, za su sanya hannu a yarjejeniyar kasuwancin. A ƙarin labarum MTN, MTN Group sun bayyana cewa reshensu na Afirka ta Kudu gaba kaɗan zai biya hukumar sadarwa, Hukumar Sadarwa mai cin Gashin Kanta ta Afirka ta Kudu (ICASA), ragowar kuɗin na biliyan R1.9 na spectrum da ta sayo amma ba a yi amfani da shi ba. MTN ta Afirka ta Kudu da sauran kamfanonin sadarwa, kamar Vodafon da Telkom, suna siyan mita a maɗaurin “digital dividend” a gwanjon spectrum da aka yi a 2022. MTN ta siya 100 MHz a gwanjon spectrum : 40 MHz a maɗaurin 2.6 GHz, 40 MHz a maɗaurin 3.5 GHz, da kuma 20 MHz a 800 MHz. Saboda haka, MTN ta Afirka ta Kudu ta ce za ta biya a zagaye na biyu na 2023 domin aika wasu kalolin a faɗin ƙasar baki ɗaya. A yanzu ‘yan ƙasar Kenya za su iya ajiye kuɗi da dama a akawunt ɗinsu na M-PESA. Farawa daga yau, 15 ga Agusta, 2023, abokan cinikin M-PESA za su samu ƙarin matakin musayar kuɗi. Wannan sanarwar ta faru ne sakamakon bitar rufin musayar kuɗi ta mobile money da Babban Bankin Ƙasar Kenya ya yi. Yana bada damar ƙari a asusun ajiya na banki da kuma matakin musayar kuɗi ta kullum zuwa KSh 500,000 ga dukkan abokan ciniki. Mamallakin Safaricom, Peter Ndegwa, ya ce ƙari a kan kuɗin akawut yana tare ne da himmar kamfanin wajen samarwa abokan ciniki aiki mai sauƙi kuma abun dogaro na mobile money. Ya kuma bayyana cewa yayin da kason musaya ba ta tsabar kuɗi ba take cigaba da yawaita, matakin manyan asusun ajiyar banki ɗin za su samarwa da abokan ciniki, musamman masu ƙanana da matsakaitan kasuwanci (SMEs), kwanciyar hankali babba. Me ya sa hakan yake da mahimmanci? Wani bincike ya nuna cewa kusan guda 9 daga 10 na SMEs suna amfani da M-PESA. Bayan haka, a waccan shekarar lissafin da ta gabata, daga Maris 2022 zuwa Maris 2023, Lipa Na M-PESA ya sarrafa tiriliyon KSh 1.625 a musayar kuɗin na fiye da kasuwanci 606,000. A 2020, M-PESA ta ƙaddamar da kayayyaki da ayyuka da dama, wanda ya haɗa da manhajar M-PESA, lambobin USSD na ‘yan kasuwa, da kuma ƙananan wallet na SME, domin taimakawa da tallafawan cigaban SMEs. Abin da ya fi kuma, abokan cinikin M-PESA za su ƙaru da ƙarin matakin musayar kuɗi ta kullum daga KSh 300,000 zuwa KSh 500,000. Duk da cewa ‘yan Kenya za su iya musayar kuɗi har ta KSh 500,000 a rana, telco ta faɗi cewa rufin musayar kuɗi na yanzu na KSh 150,000 zai kasance yadda yake. $30m na kudin kayan tsaro na d light Kamfanin samar da wuta ta hasken rana na Kenya, d light ya samu $30m na kuɗin securitasation daga Eastern and Southern African Trade da kuma Development Bank Group (TDB Group). Kamfanin za su iya siyan kadara mai shigowa har ta miliyan $125. Mene ne securitasation facility? Wani tsari ne na kuɗi da yake ba wa kamfani damar haɗa jari ta hanyar siyar da kadarori ga special purpose vehicle (SPV), wanda yake bayar da hannun jari da zai dogara da wannan hannun jarin. Bayan nan, masu sanya kuɗin za su siya wannan hannun jarin da samun uwar kuɗi da kuma ribar na wannan kadarar. Kamfanin zai iya amfani da kuɗin da ya samu daga siyar da kadarorinsa domin yin wasu ayyukan ko kuma biyan bashin da ake bin su. A wannan yanayin, d light zai yi amfani da kuɗin domin ƙara yawan mutane masu ƙaramin ƙarfi da mutanen gida da za su iya amfani da kayan gida masu aiki da hasken rana a Tanzania. Wadda yanzu mamallakin kamfanin, Nick Imudia yake jagoranta, Sam Goldman da kuma Ned Tozun ne suka samar da d light a 2007. Kamfanin yana samar da kayayyaki ga iyali masu ƙaramin ƙarfi kuma sun siyar da kayayyaki kusan miliyan 30, wanda suka haɗa da fitilun sola, sola na gida, talabijin, radiyo, da kuma wayoyin hannu. Ko da ba ka samu hakan ba Founders Factory Afirka sun samar da miliyan $144 domin kawo ƙarshen rashin daidaito na jinsi a yanayin mahallin VC. Bayan shan wahalar tattara wasu kuɗaɗen daga hannun masu jari, masu fara eCommerce na Kenya, MarketForce yana samar da miliyan $1 a dandanlin crowdfunding, Capitalize. Wannan da ya kammala ƙaratunsa a Jami’ar Nijeriya ya watsar da fasahar noma ya koma ƙirƙirar manhaja. A yanzu yana tsara edtech tare burin na yaza na duniya gaba daya Lifelong friends sun samu tallafin $10,000 don samar da wuraren sayar da magani marasa iyaka a Niejriya. Abin da nake karantawa nake kallo Amazon ta fara shinfaɗa gajeren bayanin tattaunawa ta Al-generated Telegram sun shimfiɗa fasalin labarunsu ga dukkan masu amfani da shi Taya Addinin Katolika ya fara?","MTN nchini Afrika kusini italipa R 1.9 bilioni International Finance Corporations (IFC) walikuwa miongoni mwa wenye hisa wachache kwenye kampuni ya Safaricom nchini Ethiopia kwa mwezi juni 2023. ilifanya uwekezaji wa hisa wa $157.4 milioni katika muungano wa wazazi wa telco, The Global Partnership for Ethiopia. Pia ilitoa mkopo wa $100 milioni kwenye kampuni ya telcom. Kwahyo umiliki wa kampuni tanzu ya safaricom nchini Ethiopia utashuka hadi 51.7% kwa kubakiza udhibiti wa ubia wa pamoja. Hisa za Vodacom pia utashuka kutoka asilimia 6.2 hadi asilimia 5.7. Sumitomo Corporation, ambayo kwa sasa inamiliki asilimia 27.2 za hisa za Safaricom nchini Ethiopia na British international Investment ambayo inamiliki asilimia 10.9 ni wawekezaji wawili ambao pia watashuhudia hisa zao zikipunguzwa. Hapa ni kile nilichopata leo kwa ajiri yako: MTN nchini Afrika kusini watalipa R1.9 bilioni kabla ya H2 2023 Wakenya kwa sasa wanaweza kumiliki fedha nyingi sana kwenye akaunti zao za M-pesa Kituo cha uwekaji dhamana cha $30m cha d.light MTN nchini Afrika kusini kulipa R1.9 bilioni kabla ya mwishoni mwa H2 2023 Katika utendaji wake wa kifedha wa nusu mwaka, MTN Group ilifichua kuwa Mastercard itapata hisani ndogo katika biashara yake ya finetech,MoMo. MTN hawakuweka wazi kiwango maalum cha hisa zao, lakini walisema hivi, makampuni yatakapomaliza kulingana na bidii waliyo nayo, wataweka sahihi kwenye makubaliano ya uwekezaji. Katika habari za ziada za MTN, MTN Group ilitangaza kuwa kampuni yake tanzu ya Afrika Kusini italipa hivi karibuni mamlaka ya mawasiliano, Mamlaka Huru ya Mawasiliano ya Afrika Kusini (ICASA), kiasi cha R1.9 bilioni kwa wigo ilichonunua lakini haikuweza kutumia. MTN nchini Afrika kusini na makampuni mengine machache ya simu, ikiwa ni pamoja na Vodacom na Telkom walinunua masafa kwenye bendi za ""mgawanyo wa kidijitali"" katika mnada wa masafa wa 2022. MTN walinunua 100MHz kwenye mnada wa wigo kwa uwiano wa 40MHz ndani ya bendi 2.6GHz, 40MHz ndani ya bendi 3.5GHz na 20MHz ndani ya 800MHz. Kwa hiyo MTN nchini Afrika kusini walisema watalipia katika nusu ya pili ya mwaka 2023 ili kuongeza wigo wa mawimbi nchi nzima. Wakenya kwa sasa wanaweza kumiliki kiasi kikubwa cha fedha kwenye akaunti zao za M-pesa kuanzia leo agasti 15, 2023, wateja wa M-PESA wataongezewa ukomo wa kiasi cha fedha kwenye akaunti zao. Hili tangazo linatokana na uboreshaji wa waleti ya miamala ya huduma za fedha kupitia mitandao ya simu lililotolewa na benki kuu ya Kenya. iliongeza kiwango cha fedha kwenye akaunti na kiwango cha ukomo wa miamala kwa siku hadi shilingi za Kenya 500,000 kwa wateja wote. Mtendaji mkuu wa Safaricom, Peter Ndegwa, alisema ""ongezeko la kiwango cha ukomo wa kiasi cha fedha kwenye akaunti linaendana na matamanio ya kampuni ya kuwapa wateja urahisi na uhuru wa huduma za fedha kupitia mitandao ya simu. Pia alisema kuwa kuna ongezeko kubwa la matumizi ya miamala ya mitandao ya simu, hivyo kuongezwa kwa kiwango cha ukomo wa kiasi cha fedha kwenye akaunti kitasaidia wateja, hususani wafanya biashara wadogo na wa kati (SMEs) kwa urahisi zaidi. Kwanini hiki ni muhimu? Utafiti mmoja unasema hivi takribani wajasiriamali 9 kati ya 10 wanatumia M-PESA. Badala yake, ndani ya mwaka wa kwanza wa fedha kutoka Marchi 2022 hadi Marchi 2023, LIPA NA M-PESA ilichakata miamala yenye thamani ya shilingi za Kenya trilioni 1.625 kwa zaidi ya biashara 606,000. Mwaka 2020 M-PESA iliendesha bidhaa na huduma mbalimbali ikiwemo programu ya M-pesa bussiness, USSD Codes for Merchants, na Micro-SME wallet kusaidia na kusisitiza ukuwaji wa SMES. Kipi zaidi, wateja wa M-PESA watafaidika na ongezeko la kiwango cha ukomo wa miamala kwa siku kutoka shilingi za Kenya 300,000 hadi 500,000. ijapokuwa wakenya kwa sasa wanaweza kufanya miamala yenye thamani ya shilingi za Kenya 500,000 kwa siku, Telcom walisema makato ya miamala yenye thamani ya shilingi za kenya 150,000 yatabaki vilevile. Kituo cha uwekaji dhamana cha $30m cha d.light Kampuni ya suluhisho la sola nchini Kenya, d.light, imekomboa $30 milioni kwa ajiri ya udhamini wa vifaa kwa wafanyabiashara wa mashariki na kusini mwa Afrika na Development Bank Group (TDB Group). Kampuni inaweza kufanya mauzo hadi $125 milioni kwenye rasilimali zinazoweza kupokelewa. udhamini wa bidhaa ni nini? Ni mpangilio wa uchumi unaoiruhusu kampuni kuongeza mtaji kwa kuuza mali kwa ""Special purpose vehicle (SPV)"" ambapo dhamana zake zitaungwa mkono na hizo mali. Baada ya hapo, wawekezaji watanunua hizo dhamana na watapokea taratibu na malipo ya riba ya mali hizo. Kampuni inaweza kutumia fedha walizokusanya kutoka kwenye mali zilizouzwa kuwekeza kwenye miradi mingine au kulipa madeni yaliyokuwepo. Katka jambo hili, d.light watawekeza fedha ili kuongeza idadi ya watu wenyr kipato cha chini na kaya ambazo zinaweza kununua sola za d.light nchini Tanzania. Kwa sasa inaongozwa na Mkurugenzi mtendaji, Nick Imudia, D.light ilianzishwa mwaka 2007 na Sam Goldman pamoja na Ned Tozun. Kampuni iligawa bidhaa kwa familia zenye kipato cha chini na waliuza takribani bidhaa za milioni 30 zikiwemo taa za sola, mifumo ya sola za nyumbani, runinga, redio na simu janja. ikitokea umeikosa Founders Factory Africa imepata $144 milioni katika kuedesha shughuli za usawa wa kijinsia kwenye mfumo wa ikolojia wa VC Baada ya kungaika kupata mtaji wa ziada kutoka kwa wawekezaji, Kenya eCommerce Startups, Marketforce, inachangisha $1 milioni kwenye jukwaa la ufadhili wa watu wengi, Capitalize Mhitimu huyu wa Chuo Kikuu cha Nigeria alitupilia mbali uhandisi wa kilimo kwa ukuzaji wa programu. Kwa sasa anatengeneza elimu ya teknolojia yenye matamanio ya kimataifa Marafiki wa muda mrefu walipata ruzuku ya $10,000 ili kutengeneza maduka ya dawa yasiyo na mipaka nchini Nigeria Ninachosoma na kutazama Amazon inaanza kutoa muhutasari wa ukaguzi unaozalishwa na AI Telegram inasambaza kipengele chake cha Hadithi kwa watumiaji wote Ukatoliki ulianzaje?","MTN South Africa máa san bílíọ̀nù R1.9 Àjọ Elétò-owó Àgbáyé (IFC) ti di òpómúléró onípìn-ín-kékeré ní Safaricom ti Ethiopia ní oṣù Òkúdù, ọdún 2023. Ó ti kó iye owó mílíọ̀nù $157.4 lé ìyá òkòwò ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà tí ó jẹ́ The Global Partnership fún ìpín ìdókòwò fún orílẹ̀-èdè Ethiopia. Ó tún yá ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà ní owó mílíọ̀nù $100. Nítorí náà, ìpín ìní tí Safaricom ní ní ẹ̀ka iṣẹ́ ti Ethiopia yóò já wálẹ̀ sí 51.7% tí yóò sì máa ṣe àkóso ẹ̀ka ilé-iṣẹ́ alásopọ̀ náà. Ìpín Vodacom náà yóò já wálẹ̀ láti ìdá 6.2 nínú ọgọ́ọ̀rún sí ìdá 5.7 nínú ọgọ́ọ̀rún. Sumitomo Corporation tí ó ní ìdá 27.2 nínú ọgọ́ọ̀rún nínú ìpín òwò Safaricom ti Ethiopia lọ́wọ́lọ́wọ́ àti British International Investment (tí ó ní ìdá 10.9 nínú ọgọ́ọ̀rún) jẹ́ àwọn olùkówólókòwò méji mìíràn sí i tí ìpín wọn yóò já wálẹ̀. Ohun tí mo ní fún yín lónìí rè é: MTN South Africa máa san owó bílíọ̀nù R1.9 kí ó tó di òpin ìdáméjì ọdún 2023 Àwọn èèyàn ilẹ̀ Kenya lè ní owó tí ó pọ̀ ju àtẹ̀yìnwá lọ nínú àpò àsùwọ̀n M-PESA wọn ètò ìsọgbèsèdowó $30m d.light MTN South Africa máa san owó bílíọ̀nù R1.9 kí ó tó di òpin ìdáméjì ọdún 2023 Nínú iṣẹ́ ètò ìṣúná rẹ̀ ti ààbọ̀-ọdún, MTN Group ṣàfihàn pé MasterCard yóò ra ìpín òwò ìwọ̀nba nínú ilé-iṣẹ́ aṣèṣúná orí ayélujára rẹ̀, MoMo. MTN ò tí ì sọ pàtó iye ìpín rẹ̀ ṣùgbọ́n ó wí pé bí àwọn ilé-iṣẹ́ náà bá ti parí àwọn ètò wọn, àwọn máa tọwọ́ bọ ìwé àdéhùn fún owó ìdókòwò. Nínú àfikún ìròyìn MTN, MTN Group kéde pé ẹ̀ka rẹ̀ tí ó wà ní ìlú South Africa yóò san gbèsè owó bílíọ̀nù R1.9 fún ẹ̀rọ aṣètòògbéká ìgbóhùnsáfẹ́fẹ́ tí ó rà ṣùgbọ́n kò lè lò fún àwọn aláṣẹ ètò ìbánisọ̀rọ̀, Àjọ Aláṣẹ Ètò Ìbánisọ̀rọ̀ Olómìnira ti South Africa (ICASA) láìpẹ́. MTN South Africa àti àwọn oníṣẹ́ ìbánisọ̀rọ̀ olórí afẹ́fẹ́ mìíràn, bíi Vodacom àti Telkom, ti ra àwọn ìwọ̀n ìgbóhùnsáfẹ́fẹ́ nínú àwọn ìpele ìwọn ìgbóhùnsáfẹ́fẹ́ ""ààfo àárín ìgbóhùnsáfẹ́fẹ́"" níbi ayẹyẹ ìtajànígbàǹjo aṣètòògbéká ìgbóhùnsáfẹ́fẹ́ ti ọdún 2022. MTN ra 100 MHz níbi ayẹyẹ ìtajànígbàǹjo fún aṣètòògbéká ìgbóhùnsáfẹ́fẹ́ náà: 40 MHz nínú ìpele ìwọ̀n 2.6 GHz, 40MHz nínú ìpele ìwọ̀n 3.5 GHz àti 20 MHz nínú ìpele ìwọ̀n 800MHz. Látààrí bẹ́ẹ̀, MTN ti South Africa wí pé òun máa sanwó ní ìdàkejì ọdún 2023 kí ó lè ṣe ìfiránṣẹ́ ọ̀pọ̀ àwọn aṣètòògbéká ìgbóhùnsáfẹ́fẹ́ káàkiri ìlú náà. Àwọn èèyàn ilẹ̀ Kenya lè ní owó tí ó pọ̀ ju àtẹ̀yìnwá lọ nínú àpò àsùwọ̀n M-PESA wọn Bẹ̀rẹ̀ láti òní, ọjọ́ 15 oṣù Kẹjọ, ọdún 2023, àwọn oníbàárà M-PESA máa ní àfikún sí gbèdéke ìdúnàádúrà. Ìkéde yìí wáyé látààrí àtúnyẹwò gbèdéke ìdúnàádúrà owó alágbèéká orí ayélujára tí Báǹkì Àpapọ̀ orílẹ̀-èdè Kenya ṣe. Ó fàyè gba àfikún owó inú àsùwọ̀n àti gbèdéke ìdúnàádúrà ojúmọ́ sí KSh 500,000 fún gbogbo àwọn oníbàárà rẹ̀. Adarí Iṣẹ́ ní Safaricom, Peter Ndegwa ni ó sọ pé àfikún gbèdéke àpò àsùwọ̀n náà wà ní ìbámu pẹ̀lú eré tí ilé-iṣẹ́ náà ń sá láti máa fún àwọn oníbàárà rẹ̀ ní àwọn ètò owó alágbèéká orí ayélujára tí ó rọrùn tí ó sì ṣe é gbọ́kàn lé. Ó tún wí pé bí iye àwọn ìdúnàádúrà tí wọ́n ń lo owó orí afẹ́fẹ́ bá ṣe ń pọ̀ sí, ni àfikún gbèdéke àpò àsùwọ̀n náà yóò mú ìrọ̀rùn ńlá bá àwọn oníbàárà, pàápàá júlọ àwọn òkòwò kéékéèké àti àwọn alábọ́dé (SMEs). È é ṣe tí èyí fi ṣe pàtàkì? Àyẹ̀wò ìfìdímúlẹ̀ kan fihàn pé 9 nínú 10 àwọn SME ní ń lo M-PESA. Yàtọ̀ fún ìyẹn, ní ọdún ìṣúná tí ó kọjá, láti oṣù Kẹta ọdún 2022 sí oṣù Kẹta ọdún 2023, Lipa Na M-PESA ṣètò owó ìdúnàádúrà tí ó jẹ́ tírílíọ̀nù 1.625 fún àwọn òkòwò tí ó lé ní 606,000. Ní ọdún 2020, M-PESA ṣe ìfilọ́lẹ̀ ọ̀pọ̀lọpọ̀ ètò àti ọjá orí ayélujára, èyí tí ohun èlò ìmówòṣe M-PESA, àwọn odù USSD fún àwọn oníṣòwò àti àpamọ́ SME kékeré, láti ṣe ìrólágbára àti fún ìdàgbàsókè àwọn SME. Kínni ó tún kù, àwọn oníbàárà M-PESA yóò jẹ àǹfààní àfikún gbèdéke ìdúnàádúrà ojúmọ́ láti KSh 300,000 sí KSh 500,000. Bí ó tilẹ̀ jẹ́ pé àwọn èèyàn ilẹ̀ Kenya lè lo owó ilẹ̀ Kenya tí ó tó KSh 500,000 lójúmọ́, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà sọ pé gbèdéke ìdúnàádúrà tí wọ́n ń lò tẹ́lẹ̀ yóò sì wà ní àyè rẹ̀. ètò ìsọgbèsèdowó $30m d.light Ilé-iṣẹ́ afìtànsán òòrùn pèsè ọ̀nà àbáyọ tí ó kalẹ̀ sí ìlú Kenya, d.light, ti rí owó ètò ìsọgbèsèdowó tí ó jẹ́ mílíọ̀nù $30 gba láti ọwọ́ Àjọ Báǹkì fún Ìdàgbàsókè àti Òkòwò ní apá Ìlàoòrùn àti Gúúsù ilẹ̀ Africa (TDB Group). Ilé-iṣẹ́ náà lè ra ohun tí ó tó mílíọ̀nù $125 pẹ̀lú èrò láti san owó náà padà. Kínni ètò ìsọgbèsèdowó? Ó jẹ́ ètò owó tí ó máa ń gba ilé-iṣẹ́ kan láàyè láti wá owó ìbẹ̀rẹ̀ ìdókòwò nípasẹ̀ tí àwọn dúkìá amówówọlé sí ọ̀dọ̀ Aṣèrànwọ́ owó fún Iṣẹ́ Àkànṣe (SPV), èyí tí yóò wá fún wọn ní ohun ìní adewómọ́lẹ̀ tí iye àwọn dúkìá amówówọlé náà ní. Lẹ́yìn ìyẹn, àwọn akówólókòwò yóò ra àwọn ohun ìní adewómọ́lẹ̀ náà tí wọn yóò sì máa gba ojú owó àti èrè lórí dúkìá amówówọlé tí wọ́n ń ṣe àtìlẹ́yìn fún. Ilé-iṣẹ́ náà lè lo owó ìrànwọ́ tí wọ́n rí lẹ́yìn tí wọ́n ta àwọn dúkìá amówówọlé wọn láti fi lè sanwó àwọn iṣẹ́ àkànṣe tuntun àbí san gbèsè tí ó wà nílẹ̀ tẹ́lẹ̀. Fún ti èyí, d.light yóò lo àwọn owó ìrànwọ́ náà láti ṣe àfikún iye àwọn èèyàn àti àwọn ìdílé tí owó tí ó ń wọlé fún wọn kò pọ̀ láti lè ra àwọn ọjà ilé alòtànsán òòrùn ṣiṣẹ́ ní Tanzania. Sam Goldman àti Ned Tozun ni wọ́n dá D.light sílẹ̀ ní ọdún 2007 tí Nick Imudia sì jẹ́ Aláṣẹ àti Olùdaríníbẹ̀ lọ́wọ́lọ́wọ́. Ilé-iṣẹ́ náà pèsè àwọn ohun ìṣàmúlò fún àwọn mọ̀lẹ́bí tí owó àmúwọlé wọn kéré tí ó sì ti ta àwọn ohun ìṣàmúlò tí ó súnmọ́ mílíọ̀nù 30, bí i láńtà alòtànsán òòrùn, àwọn ohun èlò ilé alòtànsán òòrùn, àwọn ẹ̀rọ móhùnmáwòrán, rédíò àti àwọn fóònù ayárabíàṣá. Bí ìwọ kò bá bá a Founders Factory Africa ti rí mílíọ̀nù $114 gbà láti lè mójútó àìṣedéédé ìjákọńbábo ní àyè ìkówó-ìdókòwò-fúnni Lẹ́yìn tí ó tiraka láti wá àfikún owó ìdókòwò ìbẹ̀rẹ̀ lọ́wọ́ àwọn olùfowódókòwò, MarketForce tí ó jẹ́ ilé-iṣẹ́ àdìdeelẹ̀ aṣòwò-orí-ayélujára ní ilẹ̀ Kenya ti ń ṣe àgbàjọ mílíọ̀nù $1 lórí Capitalize tí ó jẹ́ ìkànnì ìgbowójọ lórí ayélujára. Akẹ́kọ̀ọ́gbòye Yunifásítì ti Nigeria yìí já ìfẹ̀rọṣètòọ̀gbìn sílẹ̀ fún ìkodùẹ̀rọ àìrídìmú. Báyìí, ó ti ń ṣẹ̀dá ètò ìfìmẹ̀ẹ̀rọṣètòẹ̀kọ́ pẹ̀lú èróńgbà láti fihàn ní àgbáyé. Àwọn ọ̀rẹ́ àtijọ́ jẹ àǹfààní owó ìrànwọ́ àìlásanpadà $10,000 láti ṣẹ̀dá ilé ìtajà òògùn àìláàlà ní Nigeria Ohun tí mò ń kà àti èyí tí mò ń wò Amazon ti bẹ̀rẹ̀ sí ní fi àwọn ìsọníṣókí àtúnyẹ̀wò tí wọ́n fi ìmọ̀ àtọwọ́dá ṣe síta Telegram fi àbùdá àwọn Ìtàn síta fún gbogbo àwọn aṣàmúlò rẹ̀ Báwo Ni Ìgbàgbọ́ nínú ẹ̀sìn Kátólíìkì ṣe Bẹ̀rẹ̀?","UMTN waseNingizimu Afrika uzokhokha izigidigidi ezingu-R1.9 Ezamabhizinisi Ezezimali Kumazwe ngamazwe, (i-International Finance Corporation (i-IFC)) isingumninisabelo omncane e-Safaricom e-Ethiopa kusukela KuNhlangulana wezi-2023. Ihlomule izigidi eziyi-157.4 kumhlomulo wezotshalomali kunhlangano ye-telco, Okuwukubambisana Kwamazwe ngamazwe ne-Ethopia. Iphinde yanikezela ngemalimboleko eyizigidi eziyi-$100 kwinkampani yezincingo. Ngenxa yalokho, ubunikazi be-Safaricom e-Ethiopa buzokwehla ngo-51.7%, okubenza baqhubeke nokulawula ubudlelwano obuhlanganisiwe. Umhlomulo we-Vodacom nawo uzokwehla kusuka ku-6.2 wamaphesenti uye ku-5.7 wamaphesenti. Abanye abatshalimali abazoncishiselwa imhlomulo yabo, inkampani esemthethweni i-Sumitomo, enamaphesenti angama-27 omhlomulo kuSafaricom wase Ethopia, kanye ne-British International Investment (u-10.9 wamaphesenti). Nakhu enginiphathele kona namuhlanje: U-MTN waseNingizimu Afrika uzokhokha izigidigidi ezingu-R1.9 ngaphambi kwaH2 wezi-2023 AbaseKenya sebengakwazi ukubeka imali eningi kuma-akhawuntu abo eM-Pesa. U-$30m we-d.light yendawo yokubambisa UMTN waseNingizimu Afrika uzokhokha izigidigidi ezingu-R1.9 ngaphambi kokuphela kwe-H2 ngo-2023 Kubhekwa ukusebenza kwaphakathi nonyaka, ithimba lakwa MTN lidalule ukuthi iMastercard izodinga ingxenye encane ebhezinisini layo lefintech, iMoMo. UMTN awukalichazi inani lengxenye yabo, kodwa bathe uma isicubungulisise kahle inkampani, bazosayina isivumelwano sotshalomali. Kwezinye izindaba ngoMTN, ithimba lakwaMTN limemezele ukuthi abalingani babo baseNingizimu Afrika bazokhokhela abezomthetho wezokuxhumana kungekudala, Abezomthetho Wezokuxhumana Abazimele eNingizimu Afrika, (i-Independent Commuications Authority of South Africa (i-ICASA)), imali esele engu-R1.9 wesigidigidi yespectrum eyithengile kodwa ayikwazanga ukuyisebenzisa. UMTN waseNingizimu Africa nabanye abasebenza kwezamafoni, okuhlanganisa uVodacom noTelkom, bathenge amafrikhwensi kumivuzo edijithali kundalikuncintisana yonyaka ka-2022. UMTN uthenge u-100 MHz kundalikuncintisana: u-40 MHz ku-2.6 GHz wamabhandi, u-40MHz ku-3.5GHz wamabhandi, no-20 MHz ku-800 MHz wamabhandi. Ngenxa yalokho, iMTN yaseNingizimu Afrika ithe izokukhokhela maphakathi nonyaka wezi-2023 ukufakwa kwezinhlobonhlobo ezweni lonke. AbaseKenya sebengakwazi ukubeka imali kuma-akhawuntu abo eM-Pesa. Kusukela namuhlanje, zi-15 kuNcwaba, amakhasimende eMPESA athole inani elinyusiwe lokuthengiselana. Lesi simemezelo senzenka emuva kokubuyekezwa kokuthengiselana ngobuchwepheshe bamafoni kweCentral Bank yase-Kenya. Ivumela ukunyuswa kwenani ku-akhawunti nakwinani lokuthengiselana lansukuzonke ku KSh 500, 0000 kuwona wonke amakhasimende. ICEO seSafaricom, u-Peter Ndegwa, uthe ukunyuswa kwenani elikuma-akhawunti kuhambiselana nokuzinikela kwenkampani ekunikezeni amakhasimende indlela yokusebenzisa imali ngobuchwepheshe emafonini elula futhi enokwethembeka. Uphinde wathi njengoba ingxenye yokuthengiselana ngobuchwepheshe ilokhu inyuka, amanani abekiwe kuma-akhawunti kuzokwenza izinto zamakhasimende zibelula, ikakhulukazi izinkampani ezincane nezimaphakathi (amaSME). Kubaluleke ngani lokhu? Enye isaveyi ibonisa ukuthi amaSME ayi-9 kwayi-10 asebenzisa iM-PESA. Ngaphandle kwalokho, phakathi nonyaka wezimali odlule, kusukela ngoMashi 2022 kuya kuMashi 2023, iLipa Na M-PESA yacubungula izigidigidi zezigidi ezingu-KSh 1.625 ekuthengiselaneni kwamabhizinisi angaphezu kwe-606,000. Ngo-2020, iM-PESA yethula imikhiqizo nemisebenzi eminingi, okuhlanganisa isisetshenziswa sebhizinisi iM-Pesa, amakhodi e-USSD abathengisi, kanye nesikhwama samaSME amancane, ukuthuthukisa nokulekelela ama-SMEs. Ngabe yini okunye, amakhasimende eM-PESA azohlomula ngokunyuka kwenani lokuthengiselana elibekiwe ngosuku kusukela ku-KSh 300,000 kuya ku KSh 500,000. Nakuba abaseKenya sebengakwazi ukuthenga ngemali eya ku-500,000 ngosuku, itelco ibalule ukuba ukuthengiselana kwenani elingu-KSh 150,000 ebekiwe njengamanje izoqhubeka isebenze. U-$30m we-d.light wendawo yokubambisa Inkampani yesola ese-Kenya, id-light, ithole indawo yezokubambisa eyizigidi ezingu $30 ephuma kwithimba leBhange lezowhebo nentuthuko eliseMpumalanga naseNingizimu Afrika (Southern Africa), iTrade and Development Bank (iTDB). Inkampani ingakwazi ukuthenga izimpahla ezilinganiselwe kuzigidi eziyi-$125. Ngabe iyini indawo yokubambisa? Uwuhlelo lwezezimali uluvumela inkampani ikhulise ingqalabhizinisi ngokudayise izimpahla kwiSpecial Purpose Vehicle (iSPV), okuyiyona evikelayo ngokweseka yilezo zimpahla. Emuva kwalokho, abatshalimali bathenga izibambiso enva kwalokho bathole inkokhelo nenzalo yalezo zimpahla. Inkampani ingasebenzisa inzuzo abayithole bedayisa izimpahla ukuze bakwazi ukukhokhela amaphrojekthi amasha noma bakhokhele izikweletu ezikhona. Esimweni esinje, i-d.light izosebenzisa imali ebekwe eceleni ukunyusa inani labantu namakhaya abanengeniso eliphansi abakwazi ukuthenga izimpahla ezisebenza ngesola eTanzania. Okwamanje iholwa uSikhulu, uNick Imudia, i-D.light yasungulwa nguSam Goldman kanye noNed Tozun ngo-2007. Inkampani inikeza imkhiqizo kumindeni enengeniso eliphansi futhi isidayise ukulinganiselwa kuzigidi zezimpahla ezingama-30, okufaka izibani zesona, izimpahla zasekhaya zesola, omabonakude, imisakazo, kanye namasimathifoni. Uma ungazwanga IFounders Factory Africa ithole izigidi eziyi-$144 zokulungisa ukungalingani ngobulili ku-ecosystem yeVC Emuva kokusokola ukunyusa imali eyengeziwe yokuqala ibhizinisi kubatshalizimali, ezokuqalisa kwezohwebo eKenya, iMarketForce, iqoqa isigidi esisodwa samadola kwingosi yokuqoqa imali ebantwini, iCapitalize. Oseneziqu eNyuvesi yaseNigeria wayeka ubunjiniyela bezolimo wayokwenza ezokuthuthukisa uhlelokusebenza. Manje wakha i-edtech ngeglobal ambitions Abangani okade wabanabo bathole uxhaso luka &10,000 ukusungula amakhemesi angenamkhawulo eNigeria Engikufundayo nengikubukayo I-Amazon isiqalile ukukhipha izifinyezo zobuhlakani bezobuchwepheshe ezibuyekeziwe Ingosi yezokuxhumana iTelegram ikhipha isici sezitori kubasebenzisi bayo. Baqala kanjani ubuKhatholiki?"
+ማስተር ካርድ የኤም ቲኤን 5.2 ቢሊዮን ዶላር የፊንቴክ ክፍልን ለመግዛት የክፍያ ግዙፉ ማስተር ካርድ በኤምቲኤን 5.2 ቢሊዮን ዶላር የፊንቴክ ክፍል ሞሞ ውስጥ አናሳ ድርሻ ለመግዛት ተስማምቷል። ኤም ቲኤን ግሩፕ ሰኞ ዕለት ባወጣው የግማሽ ዓመት የፋይናንስ አፈጻጸም መግለጫ ይህንን ገልጧል። የኤም ቲኤን ዋና ሥ ራ አስፈጻሚ ራልፍ ሙ ፒታ ግብይቱ በሁለት ክፍሎች እንደ��� ከፈል ገልጸዋል-በአፍሪካ ው ስጥ ለማስፋፋት የማስተር ካርድ የቴክኖሎጂ መሠረተ ልማ ት ሚጠቀም የክፍያ እና የገንዘብ ማስተላለፍ የንግድ ስምምነት እና በአናሳ ድርሻ ላይ ኢንቬስትሜንት። ይህ እርምጃ ማስተር ካርድ በ 2021 በአየርቴል አፍሪካ የሞባይል ገንዘብ ሥራዎች ባለቤት በሆነው በአየርቴል ሞ ባይል ኮሜርስ ቢቪ 100 ሚሊዮን ዶላር ካፈሰሰ በኋላ ነው ። ማስተር ካርድ ከኤምቲኤን ጋር እንደሚያደርገው ሁሉ በቴሌኮሙ ኒኬሽኑ የፊንቴክ ክፍል ውስጥ የአናሳ ድርሻ ለመ ግዛት ኢንቨስትመ ንቱን ተጠቅሟ ል። ኤም ቲኤን የአክሲዮኑን መጠን ባያሳው ቅም የኢንቨስትመ ንት ስምምነቶች የሚፈረሙት ተገቢው ጥንቃቄ ከተጠናቀቀ በኋላ እንደሆነ ተናግሯል። ከናይጄሪያ የተደበቁ ሀብ ቶችን ለመክፈት ያለን ታላቅ እቅድ- የ ሞሞ ፒኤስቢ ዋና ሥ ራ አስፈጻሚ ዔሊ ሂኒ። ኤም ቲኤን የፊንቴክ ኩባንያው ን ፈጣን የማስፋፊያ እቅዶች በዚህ ዓመት የመጀመሪያ አጋማሽ ላይ እንደተገነዘበ ተናግሯል። 61 ሚሊዮን ንቁ የሞሞ ደንበኞች 8.3 ቢሊዮን ግብይቶችን ማከናወናቸውንና ይህም የ 37 በመቶ ጭማሪ ማሳየቱን ገልጿል። ይህ በእንዲህ እንዳለ ነሐሴ 2023፣ ኤርቴል አፍሪካ እና ማስተር ካርድ አዲስ ድንበር ተሻጋሪ የገንዘብ ማስተላለፍ አገልግሎት ለመጀመ ር አጋርነት ፈጥረዋል ይህም በ 14 የአፍሪካ አገራት ለሚ ገኙ 100 ሚሊዮን ደንበኞቻቸው ድንበር ተሻጋሪ ገንዘብ ለመላክ እና ለመቀበል ቀላል ያደርገዋል።,"Mastercard to acquire a slice of MTN's $5.2 billion fintech unit Payments giant, Mastercard, has agreed to buy a minority stake in MoMo, MTN's $5.2 billion fintech division. MTN Group revealed this in a half-year financial performance statement issued on Monday. MTN CEO, Ralph Mupita, stated that the transaction will be divided into two parts: a commercial agreement on payments and remittances that will use Mastercard's technology infrastructure to expand in Africa and an investment in a minority stake. This move comes after Mastercard invested $100 million in Airtel Mobile Commerce BV, the holding company for the mobile money operations of Airtel Africa, in 2021. Similar to what it will do with MTN, Mastercard used the investment to purchase a minority stake in the telecom's fintech division. While MTN has not disclosed the size of its stake, it has stated that investment agreements will be signed as soon as due diligence is completed. Our grand plan to unlock riches from Nigeria's hidden wealth - MoMo PSB CEO, Eli Hini MTN said it realised the fintech company's rapid expansion plans in the first half of this year. It also stated that 61 million active MoMo customers executed the 8.3 billion transactions, which saw a 37% increase in volume. Meanwhile, in August 2023, Airtel Africa and Mastercard partnered to launch a new cross-border remittance service that will make it simple for its 100 million customers in 14 African countries to send and receive money across borders.","Mastercard za su samu wani kaso na fintech daga MTN a biliyan $5.2. Babban mai biyan kuɗi, Mastercard, sun amince za su siya wani kaso kaɗan daga MoMo, bilyan $5.2 daga ɓangaren fintech na MTN. MTN Group sun bayyana hakan ne a sanarwa himmar ciniki ta rabin shekara da aka fitar ranar Litinin. Mamallakin MTN, Ralph Mupita, ya bayyana cewa musayar kuɗin za a raba ta ne kashi biyu: yarjejeniyar kasuwanci wajen biya da kuma kuɗin da aka biya da za a yi amfani da fasahar more rayuwa ta Mastercard domin faɗaɗawa a Afirka da kuma sanya hannun jari a ƙaramin jari. Wannan matakin ya faru ne bayan Mastercard sun sanya hannun jari na milyan $100 a Airtel mobile commerce BV, kamfanin da yake kula da ayyukan mobile money na Airtel a Afirka , a 2021. Kusan irin abin da za ta yi da MTN, Martercard sun yi amfani da hannun jarin domin siyan ƙaramin jari a ɓangaren fintech na telecom. Yayin da MTN ba ta bayyana girman kasonta ba, ta sanar da cewa za a sanya hannu a kan yarjejeniyar hannun jarin daga lokacin da aka kammala bin dukkan matakai na himma. Babban shirinmu na fito da ɓoyayyar dukiyar da ke Nijeriya – in ji mamallakin MoMo PSB, Eli Hini. MTN ta ce ta lura da yawan bunƙasar kamfanin fintech a farkon rabin shekarar nan. Kuma ya bayyana cewa abonkan cinikin MoMo miliyan 61 ne suka aiwatar da musayar kuɗin ta biliyan 8.3 wanda suka ga ƙarin yawan da 37%. Yayin da kuma, a Agusta 2023, Airtel Afirka da Mastercard sun yi haɗin guiwa domin ƙaddamar da aikin bayanan kuɗin na ƙasa da ƙasa wanda zai sauƙaƙawa abokan cinikinta miliyan ɗari da ke ƙasashen Afirka guda 14 domin aikawa da karɓar kuɗi daga ƙasa ƙasa.","Mastercard kupata kipande cha kitengo cha fintech cha MTN cha $5.2 bilioni Kampuni kubwa ya malipo, Mastercard, imekubali kununua hisa za wachache katika MoMo, kitengo cha fintech cha MTN cha $5.2 bilioni. MTN Group ilifichua haya katika taarifa ya utendaji wa kifedha ya nusu mwaka iliyotolewa Jumatatu. Mtendaji mkuu wa MTN, Ralph Mupita, alisema hivi, miamala itagawanywa katika sehemu kuu mbili: mkataba wa kibiashara juu ya malipo na utumaji pesa ambao utatumia miundo mbinu ya teknolojia ya Mastercard ili kupanua wigo barani Afrika na kuongeza uwekezaji wa hisa za watu wachache. Haya mabadiliko yamekuja baada ya Mastercard kuwekeza $100 milioni kwenye mradi wa Airtel Mobile Commerce BV, kampuni ambayo inayoshikilia shughuli za huduma za fedha kupitia mtandao wa Airtel barani Afrika maka 2021. Sawa na itakavyofanya na MTN, Mastercard ilitumia uwekezaji huo kununua hisa za wachache katika kitengo cha fintech cha telecom. Wakati MTN haijaweka wazi ukubwa wa hisa zao, imesema kuwa mikataba ya wekezaji itatiwa saini hivi karibuni uchunguzi utakapokamilika. Mpango wetu mkuu ni kufungua utajiri kutoka Nigeria - Mkurugenzi Mtendaji wa MoMo PSB, Eli Hini MTN alisema wamegundua kuwa kampuni za teknolojia ya uchumi zina mpango wa kukua haraka katika nusu ya kwanza ya mwaka huu. Pia walisema kuwa wateja hai milioni 61 wa MoMo wamefanya miamala yenye thamani ya bilioni 8.3 mbayo inafikia kiwango cha ongezeko la 37%. Wakati huohuo, mwezi Agasti 2023, Airtl Afrika na Mastercard waliungana kuendesha huduma ya utumaji wa fedha nje ya mipaka, ambayo itawarahisishia huduma ya kutuma na kupokea fedha nje ya nchi wateja takribani milioni 100 katika nchi 14 za Afrika.","MasterCard fẹ́ ra ègé díẹ̀ nínú ẹ̀ká afìmẹ̀ẹ̀rọṣèṣúná MTN tí ó jẹ́ bílíọ̀nù $5.2 Ọ̀gá aṣètò-ìsanwó, MasterCard ti gbà láti fi ìwọ̀nba owó dógò nínú Momo tí ó jẹ́ ẹ̀ka afìmẹ̀ẹ̀rọṣètòòṣúná MTN oní bílíọ̀nù $5.2. MTN Group ṣe àfihàn èyí nínú ọ̀rọ̀ tí ó fi léde ní ọjọ́ Ajé nípa àmúṣe ètò owó ti ìdáméjì ọdún ìṣúná rẹ̀. Aláṣẹ àti Olùdarí MTN, Ralph Mupita wí pé ìdúnàádúrà náà yóò jẹ́ pínpín sí abala méjì: àdéhùn ètò owó lórí àwọn ọ̀nà ìsanwó àti ìfowóránṣẹ́ tí yóò máa lo àgbékalẹ̀ ìmọ̀ ẹ̀rọ MasterCard láti fi lè gbòòrò si ní ilẹ̀ Africa àti ìfowódókòwò nínú ìpín ìwọ̀nba. Ìgbésẹ̀ yìí wáyé lẹ́yìn tí MasterCard kó owó mílíọ̀nù $100 lé òkòwò Airtel Mobile Commerce BV, ẹ̀ka Airtel Africa tí ń mójútó àwọn ètò owó alágbèéká orí ayélujára ní ọdún 2021. Ní ìbámu pẹ̀lú ohun tí yóò ṣe pẹ̀lú MTN, MasterCard ti lo ìdókòwò náà láti ra ìwọ̀nba ìpín ní ẹ̀ka afìmẹ̀ẹ̀rọṣètòòṣúná ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà. Bí MTN ò ṣe tí ì sọ iye ìpín rẹ̀, ó tí jẹ́ kí ó di mímọ̀ pé àwọn máa tó buwọ́ lu àwọn àdéhùn náà bí gbogbo ètò bá ti tò. Èrò ńlá tí a ní ni láti ṣí àwọn ìlẹ̀kùn ọlà nínú ọ̀rọ̀ Nigeria tí ó wà ní ìpamọ́ - Aláṣẹ àti Olùdarí Momo PSB, Eli Hini MTN sọ pé òun ti rí àwọn ètò ìmúgbòòrò oníkíákíá tí ilé-iṣẹ́ aṣètòòṣúná orí ayélujára náà gbà lérò ṣe ní ìdáméjì àkọ́kọ́ ọdún yìí. Ó tún wí pé àwọn oníbàárà mílíọ̀nù 61 tí ń lo Momo déédé ti ṣe àwọn ìdúnàádúrà bílíọ̀nù 8.3, èyí tí ó mú àfikún 37% bá àpapọ̀ iye ìlò. Wàyí, ní oṣù Kẹjọ ní Airtel Africa àti MasterCard ti jọ fọwọ́sowọ́pọ̀ láti ṣe ìfilọ́lẹ̀ ètò ìfowóránṣẹ́ ìlúsìlú tuntun, èyí tí yóò mú ìrọ̀rùn bá àwọn oníbàárà mílíọ̀nù 100 rẹ̀ ní àwọn orílẹ̀-èdè 14 ní ilẹ̀ Africa láti máa gba owó àti láti máa fi owó ránṣẹ́ láti ìlú sí ìlú.","IMastercard izothola iyunithi yefintech yakwaMTN engu-$5.2 wezigidigidi Isikhondlakhondla sezokukhokha, iMastercard, sivumile ukuthenga ingxenye encane yeMoMo, uphiko lwefintech yakwaMTN engu-$5.2 wezigidigidi. Ithimba lwakaMTN liveze lokhu esitatimendeni sokusebenza kwezimali sesigamu sonyaka esikhishwe ngoMsombuluko. I-CEO seMTN, uRalph Mupita, sithe ukuthengiselana kuzohlukaniswa izingxenye ezimbili: isivumelwano sezentengiselwano mayelana nezinkokhelo nezimali ezithunyelwayo ezizosebenzisa ingqalasizinda yobuchwepheshe beMastercard ukuze kwandiswe e-Afrika kanye nokutshalomali esitekini esincane. Lesi sinyathelo siza ngemuva kokuthi iMastercard itshale izigidi ezingu-$100 ku-Airtel Mobile Commerce BV, okuyinkampani ebambele ukusebenza kwemali yamaselula e-Airtel Africa, ngo-2021. Ngokufanayo nalokho ezokwenza ngeMTN, iMastercard yasebenzisa utshalomali ukuze ithenge ingxenye encane yophiko lwefintech yetelecom. Yize abakwaMTN bengakudalulanga ubukhulu bezabelo zabo, baveze ukuthi izivumelwano zokutshala izimali zizosayinwa ngokushesha uma sekuphothulwe uphenyo. Uhlelo lwethu olukhulu lokuletha ingcebo evela eNigeria - iCEO yeMoMo PSB, u-Eli Hini AbakwaMTN bathi babone izinhlelo zenkampani ye-fintech zokwandisa ngokushesha engxenyeni yokuqala yalo nyaka. Iphinde yaveza ukuthi amakhasimende e-MoMo asebenzayo ayizigidi ezingama-61 enze imisebenzi eyizigidigidi ezingama-8.3, okubone ukwanda kwenani ngama-37%. Khonamanjalo, kuNcwaba wezi-2023, i-Airtel Africa kanye neMastercard babambisana ukwethula insizakalo entsha yokuthumela imali emngceleni ezokwenza kube lula kumakhasimende ayo ayizigidi eziyi-100 emazweni angu-14 ase-Afrika ukuthumela nokwamukela imali ngaphesheya kwemingcele."
+"ኡበር አሽከርካሪዎች በጥቃቶቹ ውስጥ አለመሳተፋቸውን ይክዳል አዲሱን ሳምንት ለመ ጀመር እንደ እኔ ጕጕት እንዳላችሁ ተስፋ አደርጋለሁ ። አዎ፣ ሰኞን እንደማልወድ አውቃለሁ። ነገር ግን ከቤት ለመሸሽ ያቀረብኩትን ጥያቄ ባየ እና ለመቀበል በወሰነ አንድ ወዳጄ እና ዳይጀስት አንባቢ ምስጋና ይግባው እና አስደሳች ቅዳሜ እና እሁድ ነበረኝ። በተጨማሪም ፣ ሳምንቱን በጉጉት እጠብቃለሁ እና ስኒከርስ እና ሜሪላንድ ኩኪዎችን ላለማኘት ተስፋ አደርጋለሁ፣ ምንም እንኳን ይህንን በምጽፍበት ጊዜ ሁለተኛው ቸኮሌት ባር ላይ ብሆንም ። እስከ አርብ ድረስ ተጠ ያቂ እንድሆን ራሴን እያሳወቅኩ ነው። ብሔራዊ የኢንፎርሜሽን ቴክኖሎጂ ልማት ኤጀንሲ( ኒትዳ) የሀገሪቱን የቴክኖሎጂ የወደፊት ዕጣ ፈንታ ለመቅረጽ በመላው ናይጄሪያ የአርቴፊሻል ኢንተለጀንስ ገንቢዎች ማህበረሰቦች ን ለመገንባት አቅዷል። የ ኒትዳ ዋና ዳይሬክተር ካሺፉ ኢኑዋ በ 2023 በሦስት ግዛቶች እንደሚ ጀምሩ እና ከዚያ ወደ ሌሎች ግዛቶች እና በመጨ ረሻም ወደ አካባቢያዊ የመንግሥ ት አካባቢዎች ለማስፋት ስትራቴጂ እንደሚያዘጋጁ ተናግረዋል። ዛሬ ለእናንተ ያመጣሁላችሁን እነሆ፡ የኡበር አሽከርካሪዎች በተሽከርካሪዎች ላይ ለሚደርሰው ጥቃት ተጠያቂ አይደሉም ይላል። ማላዊ ወደ 8 ሺህ የሚጠጉ የመንግሥ ት ትምህርት ቤቶችን ከኢንተርኔት ጋር ለማገናኘት አቅዳለች። የኡበር አሽከርካሪዎች በደቡብ አፍሪካ በተሽከርካሪዎች ላይ ለሚ ደርሱ ጥቃቶች ተጠያቂ አይደሉም ይላል። ባለፈው እሁድ ሰንዴይ ታይም ስ እንደዘገበው በደቡብ አፍሪካ ፕሪቶሪያ አራት ሰዎች አንዳንድ የኡበር ሾፌሮችን በዝርፊያ እና ጥቃት ከሰሱ። ከበርካታ የፌስቡክ ተጠቃሚ ዎች ቅሬታ ተከትሎ የኡበር አሽከርካሪዎች ጥቃት ፈጽመ ዋል የተባሉ ቅሬታዎች ቀርበዋል። ከዚያን ጊዜ ጀምሮ ሪፖርት የተደረጉ ሰዎች ቀቁጥር በሦስት ሰዎች ጨምሯል ወደ ሰባት ደርሷል። ስለዚህ፣ ኡበር ም ን ይላል? የአሽከርካሪ ማጓጓዣ ኩባንያው በመድረኩ ላይ ያሉ አሽከርካሪዎች በቅርብ ጊዜ በተሽከርካሪዎች ላይ ለደረሱ ጥቃቶች ተጠያቂ አይደሉም ብሏል። በተሳሳተ መኪና ው ስጥ የተሳፈሩ ተሳፋሪዎች የበለጠ ተጠያቂ ሊሆኑ እንደሚችሉ ገልጿል። ከሣሃራ በታች ባሉ የአፍሪካ አገሮች የኡበር ዋና ሥራ አስኪያጅ ካጊሶ ካኦሌ ተሳፋሪዎች መኪና ከመውሰዳቸው በፊት የአሽከርካሪና የተሽከርካሪ መረጃቸውን ሁለት ጊዜ እንዲፈትሹ አሳስበዋል። ተሽከርካሪዎች ጉዞ ለመጀመ ር አስፈላጊ የሆነውን የፒን ማረጋገጫ ማግበር እንደሚ ችሉ ተናግረዋል። ካኦል እንደገለጸው ኩባንያው ከሌሎች ነገሮች መ ካከል ከሾፌሮች መግለጫ ዎችን በመሰብሰብ እና ቴክኖሎጂው ን በመጠቀም ክሶችን በመተንተን ሁኔታው ን መርምሯል። ሆኖም፣ ከጎጂዎቹ አንዷ የሆነችው ኬይሊ ማ ርክስ የተባለችው ኡበር ክሶቿን እንደካደች የተነገረላት ኡበር የመንጃ ሰሌዳውን ማረጋገጥ እና የፒን ኮዱን ማ ረጋገጥ ብቻ በቂ አለመ ሆኑን ገልጻለች። አሽከርካሪዎች የአሽከርካሪዎቹን ጎማዎች እንዲፈትሹ እና የልጆች መቆለፊያ አለመኖሩን እና የኡበር አሽከርካሪዎች ትክክለኛውን መንገድ እ���ዲወስዱ አሳስባለች። የጐን ማስታወሻ ማስጠንቀቂያ: በመኪና አሽከርካሪዎች እና በሚኒባስ ታክሲ ባለቤቶች መካከል በተፈጠረው ግጭት ሳቢያ የሶዌቶ ዩናይትድ ኢ-ሃይሊንግ ማህበር እና የሶዌቶ ታክሲ ማህበር የኡበር እና የቦልት አሽከርካሪዎች በሰኔ 7 ቀን 2023 በደቡብ አፍሪካ ከተማ ውስጥ ባሉ ማናቸውም የገበያ ማዕከላት ተሳፋሪዎችን እንዳያነሱ ወይም እንዳያወርዱ አግደዋል። ወደ 8 ሺህ የሚጠጉ የመንግሥት ትምህርት ቤቶችን ከኢንተርኔት ጋር ለማገናኘት አቅዳለች። የማላዊ መንግሥት በኮኔክት ኤ ትምህርት ቤት ፕሮጀክት አማ ካኝነት ለ 7,962 የመንግሥት ትምህርት ቤቶች የበይነመረብ አገልግሎት ለመስጠት አቅዷል። ቀደም ሲል የአንድ የምርጫ ክልል ማገናኘት ፕሮጀክት በመባል የሚታወቀው መንግሥት ባለፉት ስምንት ዓመታት የዲጂታል ክፍተትን ለማጥበብ ተግባራዊ አድርጓል። ሆኖም የቴሌ ማዕከሎቹ ቦታ ተስማሚ ነት፣ ከፍተኛ የግንባታ ወጪ ዎች እና የቁሳቁስ እና የመሳሪያ ወጪ ዎች መጨመ ርን የመሳሰሉ በርካታ ችግሮች አጋጥ መውታል። በእነዚህ ችግሮች ምክንያት ፕሮጀክቱ ከረጅም ጊዜ ማ ህበራዊ እና ኢኮኖሚ ያዊ እድገት አንጻር አነስተኛ ዋጋ ነበረው ። የኢንፎርሜሽንና ዲጂታላይዜሽን ሚኒስትር የሆኑት ሙሴ ኩንኩ ዩ እንዳብራሩት የኮኔክት ኤ ስኮል ፕሮጀክት ተማሪዎችን እና የማህበረሰብ አባላትን ከኢንተርኔት ጋር ለማገናኘት ነባር መ ሠረተ ልማ ቶችን( ትም ህርት ቤቶችን) የሚ ጠ ቀም የመዞሪያ ስትራቴጂ ነው ። ለምን? ኩንኩዩ ትምህርት ቤቶችን ማገናኘት ብዙ ጥቅሞች እንዳሉት ገልጸዋል፣ ይህም እየሰፋ የመጣውን የትምህርት ቁሳቁሶች ቤተ-መ ጽሐፍት፣ የመስመር ላይ ትምህርት እና የጉልበት ስራዎችን በራስ-ሰር በማከናወን እና የመማሪያ መጽሐፍት ማተሚያ እና ስርጭት ወጪዎችን በመቀነስ ወጪዎችን መቆጠብ ነው። በተጨማሪም፣ በማላዊ 4.03 ሚሊዮን ሰዎች ማለትም ከጠቅላላው የሀገሪቱ ሕዝብ 20.2% በጥር 2022 ኢንተርኔት ተጠቅመዋል። በመሆኑም ፣ ኩንኩያ በትምህርት ቤቶች እና በዙሪያቸው ባሉ ሰፈሮች ላይ ማተኮር የተገለሉ ማህበረሰቦችን ወደ ዲጂታል ኢኮኖሚ ለማም ጣት የሚ ያስችል ው ጤታማ መንገድ ነው ብለዋል። ባለፈው ሳም ንት በቴክፖይንት አፍሪካ የኮቦ 360 መስራች ኦቢ ኦዞር የኤኑጉ ግዛት ካቢኔ የትራንስፖርት ኮሚሽነር ሆነው ተቀላቀሉ ለናይጄሪያ የፊንቴክ ሥራ አስፈጻሚ ድብልቅ ከእኛ ጋር ይቀላቀሉ የኬንያ ፖሊስ በዎርልድኮይን መጋዘን ላይ ጥቃት በመሰንዘር መሣሪያዎችንና ሰነዶችን ለምርመራ ወስዷል ሳፋሪኮም ኢትዮጵያ የሞባይል ግንኙነትን ለማሳደግ ከዓለም ባንክ ቡድን 257.4 ሚሊዮን ዶላር ይቀበላል ታለንት አሬና በመ ካከለኛው ምሥራቅ እና በሰሜን አፍሪካ መስፋፋትን ለማሽከርከር የቅድመ-ዘር ዙር 750,000 ዶላር ያሰባስባል ግሪንታ በሦስት ዓመታት ውስጥ ሦስተኛውን ግዥ ያከናውናል ምክንያቱም አውቶ ክዩርን ይይዛል ተጽዕኖ ፈጣሪው ከትዊተር ( አሁን ኤክስ) እንዴት 220 ሺህ እንደሰራ ተናገረ ማዚቭ በ13.2 ቢሊዮን ብር የቮዳኮ ም -ማዚቭ ውህደትን ለማገድ ለተቆጣጣሪው ምክር ምላሽ ሰጠ ሴንዲ ሥራው ን እያቆመ እና ንብረቶቹን ለመሸጥ እያሰበ ነው ተብሏል መልቲቾይዝ መንግሥ ት የዋጋ ጭማሪዎችን ከከለከለ በኋላ በማላዊ የዲኤስቲቪ አገልግሎት ላይ መሰኪያውን ይጎትታል ኤርቴል ኬንያ የአውታረ መረቡን ሽፋን ለማስፋት ከ150 ሚ ሊዮን ዶላር በላይ ኢንቨስት ለማድረግ አቅዷል ከምርት ዳይቭ እስከ የምርት መሪዎችን በዳይቭ 2023 ኮንፈረንስ ላይ ማገናኘት-ቶቢ ኦቶኪቲ የአሁኑን እና የወደፊቱን የምርት ሥራ አስኪያጆች እንዴት እያጠናከረ ነው ሙቭ ዓለም አቀፋዊ መስፋፋትን ለመደገፍ 76 ሚሊዮን ዶላር አዲስ ���ንዘብ አሰባስቧል ሳፋሪኮም ኢትዮጵያ በሀገሪቱ ሁለተኛው ትልቁ ክልል ውስጥ ሥራውን አቋርጧል እያነበብኩ እና እየተመለከትኩ ያለሁት አጽናፈ ዓለም ወደ ህልውና የመጣው እንዴት ነው ? ራስ ወዳድነትና በውስጡ ያለው ቅሬታ አዕምሮ ብልህነት ምንድነው የሚለካው ?","Uber denies drivers' involvement in attacks I hope you are as eager to start the new week as I am. Yeah, I know: I dislike Mondays. But I had a fun weekend thanks to a friend and Digest reader who saw my request to escape from home and decided to grant it. Besides, I am looking forward to the week and hoping to avoid Snickers and Maryland cookies, even though I am on my second chocolate bar as I write this. I am reporting myself so you can hold me accountable by Friday. I’ve got some news: The National Information Technology Development Agency (NITDA) plans to build Artificial Intelligence (AI) developers’ communities across Nigeria to shape the future of technology in the country. Kashifu Inuwa, the Director-General of NITDA, stated that they would begin in three states in 2023 and then strategise on expanding it to other states and, eventually, local government areas. Here's what I've got for you today: Uber says drivers are not responsible for attacks on riders Malawi plans to connect almost 8K public schools to the Internet Uber says drivers are not responsible for attacks on riders in South Africa Last Sunday, the Sunday Times reported that four people in Pretoria, South Africa, accused some Uber drivers of robbery and assault. It followed complaints from several Facebook users who said that alleged Uber drivers had attacked them. Between then and now, the number of cases reported increased by three more people to seven. So, what’s Uber saying? The ride-hailing company said drivers on its platform were not responsible for the recent attacks on riders. It stated that passengers who got into the wrong cars were more likely to be blamed. Uber's General Manager for sub-Saharan Africa, Kagiso Khaole, urged passengers to double-check their driver and vehicle information before getting into a car. He also said riders can enable PIN verification, which is necessary for a trip to begin. Khaole stated that the company investigated the situation by gathering statements from drivers and analysing allegations using its technology, among other things. However, one of the victims, Kayleigh Marx, who Uber reportedly denied her allegations, stated that simply verifying the licence plate and ensuring the PIN was insufficient. She urged riders to check the drivers’ boots and ensure the child lock is not on and Uber drivers take the correct route. Sidebar Alert: Following altercations between ride-hailing drivers and minibus taxi owners, the Soweto United E-hailing Association and the Soweto Taxi Association banned Uber and Bolt drivers from picking up or dropping off passengers at any malls in the South African town on June 7, 2023. Malawi plans to connect almost 8K public schools to the Internet The Malawian government intends to provide Internet access to 7,962 public schools through the Connect a School Project. Formerly known as the Connect a Constituency Project, the government implemented it to bridge the digital divide over the last eight years. Nevertheless, it faced several challenges, such as the suitability of the telecentres' locations, high construction costs, and rising material and equipment costs. Because of these difficulties, the project had less value in terms of long-term societal and economic advancement. Moses Kunkuyu, the Minister of Information and Digitalisation, explained that the Connect a School Project is a turnaround strategy that will use existing infrastructure (schools) to connect students and community members to the Internet. Why? Kunkuyu said connecting schools has many benefits, including access to an expanding library of educational materials, online education, and cost savings due to the automation of labour-intensive tasks and reducing textbook printing and distribution costs. Also, 4.03 million people in Malawi — 20.2% of the country's total population — used the Internet in January 2022. Thus, Kunkuya says focusing on schools and the neighbourhoods around them is a potentially effective way to bring excluded communities into the digital economy. Last week on Techpoint Africa Kobo 360 Founder, Obi Ozor, joins Enugu state cabinet as Commissioner for Transport Join us for the Nigerian Fintech Executive Mixer Kenyan police raid Worldcoin warehouse, confiscate equipment and documents for analysis Safaricom Ethiopia to receive $257.4 million from the World Bank Group to increase mobile connectivity Talents Arena raises $750,000 pre-seed round to drive Middle East and North Africa expansion Grinta makes its third acquisition in three years as it snaps up Auto Cure Influencer shares how he made ₦220k from Twitter (now X) Maziv responds to regulator’s recommendation to block the R13.2-billion Vodacom-Maziv merger Sendy is reportedly ceasing operations and considering a sale of its assets MultiChoice pulls the plug on DStv service in Malawi after government bars price hikes Airtel Kenya plans to invest over $150 million to expand network coverage From ProductDive to uniting product leaders at The Dive 2023 conference: How Tobi Otokiti is empowering present and future product managers Moove raises $76 million in new funding to support global expansion Safaricom Ethiopia suspends operations in the country’s second-largest region What I'm reading and watching How Did The Universe Make Our Existence Possible? Narcissism and Its Discontents What Does IQ Actually Measure?","Uber ta ƙaryata sa hannun direban cikin kai harin Ina fatan ka za ku shiga sabon mako kamar yadda na shiga. Eh, na sani : Ba na son ranakun Litinin. Amma na ji daɗin ƙarshen mako godiya ga abokina kuma makarancin Digest wanda ya ga buƙatata ta barin gida kuma ya taimaka min. Bayan haka, ina jiran shiag makon ina kuma fatan gudun Snickers da cincin din Maryland, duk da dai cewa ina kan shan cakuleti nan a biyu a halin da nake rubutun nan. Zan kawo kaina nan da Juma’a domin ka kama ni da laifin. Na samu wani labari: The National Information Technology Development Agency (NITDA) tana tsara yadda za ta gina al’umma masu cigaban Artificial Intelligence (AI) a gaba ɗayan Nijeriya domin gyara tsarin fasaha ta nan gaba a ƙasar. Kashifu Inuwa, Babban Daraktan NITDA, ya bayyana cewar za su fara a jahohi guda uku a 2023 sannan kuma su fara dabarun faɗaɗa shi zuwa ga wasu jahohin, sannan daga baya, har zuwa guraren ƙananan hukumomi. Ga abin da na zo muku da shi a yau: Uber ta ce ba direbobi ba ne suke kaiwa fasinjoji hari ba Malawi na tsara yadda za ta haɗa kusan maƙarantu dubu 8 na gwamnati zuwa ga yanar gizo Uber ta ce ba direbobi ba ne suke kaiw a fasinjoji hari ba a Afirka ta Kudu. Lahaɗin da ta wuce, jaridar Sunday Times ta yi rahoton cewa mutane huɗu a Pretoria, Afirka ta Kudu, sun zargi wasu direbobin Uber da fashi da kuma cin zarafi. Hakan ya biyo bayan ƙorafi daga masu amfani da dandalin Facebook da dama waɗanda suka bayyana cewa direbobin Uber sun kai musu hari. Daga wancan lokacin zuwa yanzu, yawan ƙorafin da aka kawo ya ƙaru daga mutum uku zuwa bakwai. To, mai Uber take cewa? Kamfanin ride-hailing ya ce direbobin da suke kan manhajarsu ba su ne suke da alhakin kai harin da aka kai kwanannan ba a kan fasinjoji. Ta bayyana cewa fasinjojin da suka shiga motar da ba ta dace ba su ne suka fi samun harin. Babban Manajan Uber na Afirka Kudu da Sahara, Kagiso Khaole, ya ba wa fasinjoji shawara da su dinga duba direbansu da kuma bayanan abun hawan kafin su shiga mota. Ya kuma bayyana cewa fasinjoji za su iya sanya lambar sirri ta tantancewa, wanda yake da matuƙar amfani domin fara tafiyar. Khaole ya bayyana cewa kamfanin ya yi bincike a kan yanayin ta hanyar tattara bayanai daga direbobi tare da duba zarge-zargen ta amfani da fasahar zamani, daga cikin sauran abubuwa da akai amfani da su. Duk da haka, ɗaya daga cikin waɗanda abun ya faru da su, Kayleigh Marx, wanda Uber ta ƙaryata zarginta, ta bayyana cewa tabbatar da lasisin lambar motar da kuma kuma lambar sirrin kaɗai bai isa ba. Ta shawarci fasinjoji da su dinga duba boot ɗin direban su tabbatar cewa mukullin da ake dannawa don yara ba a rufe yake ba kuma direbobin Uber suna bin hanyar da ta dace. Sidebar Alert: Biyo bayan saɓani tsakanin direbobin haya da masu ƙananun tasi, Soweto United E-hailing Association da kuma Soweto Taxi Association sun hana direbobin Uber da na Bolt ɗauka ko sauke fasinjoji a kowanne babban shago da ke cikin garin Afirka ta Kudu a 7 ga Yuni, 2023. Malawi tana tsara yadda za ta haɗa maƙarantu kusan dubu 8 ga yanar gizo. Gwamnatin Malawi ta yi niyyar samar da hanyar yanar gizo ga maƙarantun gwamnati 7,962 ta hanyar aikin Connect a School Project. Wanda aka sani a baya da aikin Connect a Constituency Project, gwamnatin ta samar da shi ne domin zama tsani ga rabuwar fasaha kusan shekaru takwas da suka wuce. Duk da haka, ta fuskanci ƙalubale da dama, kamar dacewar wuraren telecentres, yawan kuɗin kere-kere, da yawan kuɗin kayan aiki da kuma kayan amfani. Saboda waɗannan matsalolin, aikin yake da ƙarancin amfani ta ɓangaren cigaba na al’umma da tattalin arziki mai tsaho. Moses Kunkuyu, Ministan Labarai da Dijitaizeshan, ya yi bayani cewa aikin Connect a School Project dabara ce ta sauyawa da za ta yi amfani da kayan more rayuwa da ake da su (maƙarantu) domin haɗa al’umma da kuma ɗalibai ga yanar gizo. Saboda me? Kunkuyu ya ce haɗa maƙarantun yana da amfani da dama, wanda ya haɗa da faɗaɗa ɗakin ƙaratu da kayan ƙaratu, ƙaratun yanar gizo, da adana kuɗi dalilin rage yawan ayyuka da rage buga littattafai da kuɗin rarraba su. Sannan, mutane miliyan 4.03 a Malawi-20.2% na gaba ɗayan mutanen ƙasar — sun yi amfani da yanar gizon a Junairu 2022. Don haka, Kunkuyu ya ce maida hankali a kan maƙarantu da maƙwabtansu hanya ce babba domin janyo al’ummar da aka ware zuwa ga tattalin arzikin yanar gizo. Makon da ya Wuce a kan Techpoint Africa Wanda ya samar da Kobo360, Obi Ozor, ya shiga majalisar Jihar Enugu a matsayin Kwamishinan Sufuri. Ku biyo mu domin Fintech Executive Mixer ta Nigeria Jami’an tsaro na Kenya sun kai samame a gidan ajiya na Worldcoin, suka kwashe kayan amfani da kuma takardu domin bincike. Safaricom Ethiopia za ta samu miliyan $257.4 daga Ƙungiyar Bankin Duniya domin ƙara ƙarfin waya. Talent Arena ta samar da $750,000 na zagayen pre-seed domin raba faɗaɗa ƙasashen Gabas ta Tsakiya da kuma Afirka ta Arewa Grinta ta samu mallakarta ta uku a shekara uku yayin da ta mallaki Auto cure Mai tasiri ya bayyana yadda ya samu ₦220k daga Twitter (X a yanzu) Maziv ya maida martani ga shawarar mai kulawa a kan rufe haɗin guiwa na Vodacom-Maziv biliyan R13.2. Sendy tana dakatar da ayyuka kamar yadda aka rawaito kuma tana tunanin siyar da kadarorinta. MultiChoice ta dakatar da hulɗa da DStv a Malawi bayan da gwamnati ta hana ƙara yawan farashi. Airtel Kenya ta tsara sanya hannun jari na fiye da miliyan $150 domin faɗaɗa ƙarfin hanyar sadarawarta Daga ProductDive zuwa haɗa shugabannin kayayyaki a taron Dive na 2023: Yadda Tobi Otokiti yake tallafawa shugabannin kayayyaki na yanzu da na nan gaba. Moove ya samar da miliyan $76 a sabon tallafi domin taimakawa faɗaɗawa ta duniya Safaricom Ethiopia ta dakatar da ayyuka a yanki mafi girma na biyu a ƙasar Abin da nake karantawa nake dubawa Ta Yaya Duniyar ta Mayar da Samuwarmu Abun da zai Yiwu? Girman kai da Rashin Gamsuwarsa Mene ne haƙiƙanin abin da IQ ke aunawa?","Uber imekanusha taarifa za madereva wao kushiriki katika mashambulizi Ninatumaini umeanza juma jipya vizuri kama nilivyo mimi. Ndiyo, ninajua, siipendi Jumatatu. Lakini nilikuwa na pumziko la mwisho wa juma la kufurahisha, shukrani kwa rafiki na msomaji wa Digest ambaye aliona ombi langu la kutoroka nyumbani na akaamua kunikubalia. Kando na hilo, ninatazamia kwa hamu juma hili na ninatumai kuepuka Snickers na vidakuzi vya Maryland, ingawa niko kwenye upau wangu wa pili wa chokoleti ninapoandika haya. Ninatoa taarifa mimi mwenyewe, hivyo unaweza kunipata siku ya ijumaa. Nimepata baadhi ya taarifa; taasisi ya taifa ya maendeleo ya teknolojia na habari (NITDA) wanatarajia kufundisha wasanidi juu ya teknolojia ya akili bandia (AI) nchini Nigeria ili kujiandaa na mabadiliko ya teknolojia ya baadaye. Kashifu Inuwa, Mkurugenzi mkuu wa (NITDA) alisema kuwa, mwaka 2023 tutaanza na majimbo matatu na pia mikakati itaendelea kwenye majimbo mengine na hatimaye kwenye maeneo ya serikali za mtaa. Hivi ndivyo nilivyokupa leo: Uber walisema, maderevawao hawajahusika kwenye mashambulizi ya wapanda farasi Malawi wana mpango wa kuunganisha shule za umma takribani 8k kwenye mtandao Uber walisema madereva hawakuhusika kwenye mashambulizi ya wapanda farasi nchini Afrika kusini Jumapili iliyopita, gazeti la Sunday Times liliandika kuwa watu wanne jijini Pretoria nchini Afrika kusini, waliwatuhumu madereva wa Uber kwa kushambulia na kuiba. ilitokana na malalamiko kutoka kwa baadhi ya watumiaji wa Facebook ambao walisema kuwa madereva wa Uber waliwashambulia. kati ya muda hule na sasa, idadi ya kesi zilizowasilishwa zinaongezeka kwa zaidi ya watu watatu hadi saba. Hivyo, Uber wanasema nini? The ride-hailing company ilisema madereva kwenye jukwaa lake hawakuhusika na mashambulizi ya hivi karibuni dhidi ya waendeshaji. Walieleza kuwa wasafiri wanaokosea magari wanasitahili kulaumiwa. Meneja mkuu wa Uber upande wa jangwa la sahara barani Afrika, Kagiso Khaole, alisema, wasafiri wawafatilie kwa ukaribu madereva na taarifa za vyombo vyao kabla hawajapanda gari. Pia alisema waendeshaji wanaweza kuwezesha uthibitisho wa PIN, ambayo ni muhimu katika kuanza safari. Khaole alisema kuwa kampuni inaendelea kufanya uchunguzi wa tukio kwa kukusanya taarifa kutoka kwa madereva na kuchambua tuhuma kwa kutumia teknolojia yake na vitu vingine. Hata hivyo mmoja wa wahanga, Kayleigh Marx, ambaye Uber walitoa taarifa ya kukataa tuhuma zake, alisema kuwa ythibitisho rahisi wa leseni na kuhakikisha nywira hautoshi. Aliwataka waendeshaji gari kuangalia buti za madereva na kuhakikisha kufuli ya watoto imefungwa na madereva wa Uber waende kwenye njia sahihi. Tahadhari ya upau wa kando: Kufuatia mabishano kati ya madereva wanaoendesha magari na wamiliki wa teksi ndogo, Chama cha Soweto United E - hailing Association na Chama cha Teksi cha Soweto kilipiga marufuku madereva wa Uber na Bolt kuchukua au kuwashusha abiria katika maduka makubwa yoyote katika mji wa Afrika Kusini mnamo Juni 7, 2023. Malawi wanapanga kuziunganisha shule za umma takribani 8k kwenye mtandao Serikali ya malawi imepanga kuunganisha shule za umma 7,962 kwenye mtandao kupitia mradi wa Connect a school. Mwanzoni huu mradi ulifahamika kama Connect a costituency project; serikali iliutekeleza ili kuunganisha mgawanyika wa kidigitali uliyokuwepo kwa miaka nane iliyopita. Hata hivyo walikubwa na changamoto kama vile utulivu wa maeneo ya kusimika minara ya mawasiliano, ukubwa wa gharama za ujenzi, kupanda kwa gharama za vifaa na nyenzo za ujenzi. Kwa sababu ya changamoto hizo, mradi ulikuwa na thamani ndogo katika mipango ya muda mrefu ya maendeleo ya kijamii na kiuchumi. Moses Kunkuyu, waziri wa habari na uboreshaji wa kidigitali alieleza kuwa, mradi wa Connect a School ni mkakati wa mabadiliko ambao utatumia miundo mbinu iliyopo (school-shule) kuunganisha wanafunzi na wanajamii kwenye mtandao, kwanini? Kunkuyu alisema kuwa kuunganisha shule kuna faida nyingi, zikiwemo kupata maktaba kuwa zenye nyenzo za elimu, elimu ya mtandaoni na kupunguza gharama kutokana na kurahisisha majukumu makubwa ya kazi na kupunguza uchapaji wa vitabu vya kiada na gharama za usambazaji. Pia watu milioni 4.3 nchini Malawi sawa na 20,2% ya idadi kuu ya watu nchini malawi, walitumia mtandao Januari 2022. Kwa hivyo, Kunkuya anasema kuangazia shule na vitongoji vilivyo karibu nao ni njia mwafaka ya kuleta jamii zilizotengwa katika uchumi wa kidijitali. Juma lililopita kwenye Techpoint Africa Muanzilishi wa Kobo360, Obi Ozor alijiunga na kamati ya makamishina wa usafirishaji wa jimbo la Enugu Jiunge nasi kwa Mchanganyiko Mtendaji Mkuu wa Fintech wa Nigeria Polisi nchini Kenya waliivamiaghala ya worldcoin ili kutaifisha vifaa na hati kwa ajiri ya uchunguzi Safaricom nchini Ethiopia itapokea $257.4 milioni kutoka kwenye shirika la benki ya dunia ili kuongeza muunganiko wa huduma za fedha kupitia mitandao ya simu Talent Arena inachangisha $750,000 za mzunguko wa mbegu kabla ya kuendeleza upanuazi wa Mashariki ya Kati na Afrika ya kasikazini Geinta inapata upataji wake wa tatu katika miaka mitatu inapopata tiba ya kiotomatiki Mshawishi ameonyesha jinsi alivyotengeneza 220k kutoka Twitter (sasa x) Maziv anajibu pendekezo la mdhibiti kuzuia muunganisho wa Vodacom-Maziv wenye thamani ya R13.2 bilioni imethibitishwa kuwa kampuni ya Sendy imesitisha shughuli na kuzingatia mauzo ya mali zao MultChoice yazindua huduma ya DStv nchini Malawi baada ya baa za serikali kupanda kwa bei Airtel nchini Kenya wanapanga kuwekeza $150 milioni ili kuongeza wigo wa mawasiliano yao Kutoka ProductDive hadi kuunganisha viongozi wa bidhaa katika mkutano wa The Dive 2023: Jinsi Tobi Otokiti anavyowawezesha wasimamizi wa bidhaa wa sasa na wa siku zijazo Moove wameongeza ufadhili mpya wa $76 milioni ili kusaidia kujitanua zaidi kimataifa Safaricom nchini Ethiopia wamesitisha huduma zao kwenye jiji la pili kwa ukubwa nchini Ninachosoma na kutazama Ni kwa namna gani chuo kilivyoonesha uwepo wetu? Narcissism na kutiridhika kwake Ubora wa utashi wa akili (IQ) unapima kitu gani?","Uber ṣe ẹ̀kọ̀ pé àwọn awakọ̀ kò lọ́wọ́ nínú àwọn ìkọlù Mo lérò pé bí inú mi ṣe ń dùn láti bẹ̀rẹ̀ ọ̀sẹ̀ tuntun yìí náà ní tiyín náà ń dùn. Bẹ́ẹ̀ni, mo mọ̀: Mi ò fẹ́ràn ọjọ́ Ajé. Ṣùgbọ́n òpin ọ̀sẹ̀ tí ó kọjá lárinrin gan, ọpẹ́lọpẹ́ ọ̀rẹ́ kan tí ó jẹ́ òǹkàwé Digest tí ó rí ìbẹ̀wẹ̀ mi láti sá kúrò ní ilé tí ó sì pinnu láti yọ̀ọ̀da ẹ̀. Àti pé, mo tún ń fojú sọ́nà sí ọ̀sẹ̀ náà pẹ̀lú ìrètí láti yẹ̀bá fún ríra bisikí Snikers àti Maryland, bí ó tilẹ̀ jẹ́ pé ọ̀ra ṣokoléètì kejì ní mó ń jẹ bí mo ṣe ń kọ̀wé yìí. Mò ń fi ẹjọ́ ara mi sùn kí ẹ lè fi ní mi níran bí ó bá di ọjọ́ Ẹtì. Mo ní àwọn ìròyìn kan: Àjọ Aṣètòòdàgbàsókè Ìmọ̀-ẹ̀rọ Oníwìífún ní ilẹ̀ Nigeria lápapọ̀ (NITDA) ń gbèrò láti ṣẹ̀dá àyè àkójọ àwọn akodùẹ̀rọ àìrídìmú fún Ìmọ̀ Àtọwọ́dá (AI) jákèjádò Nigeria láti lè ṣètò ọjọ́-ọ̀la ìmọ̀ ẹ̀rọ ní orílẹ̀-èdè náà. Kashifu Inuwa, ẹni tí ó jẹ́ Adarí-Àgbà fún NITDA wí pé àwọn máa bẹ̀rẹ̀ ní àwọn ìlú mẹ́ta ní ọdún 2023 tí wọ́n sì máa ṣe àtúntò bí wọ́n yóò ṣe fẹ̀ ẹ́ lójú wọ inú àwọn ìlú mìíran, títí yóò fí kan àwọn àgbègbè ìjọba ìbílẹ̀. Ohun tí mo ní fún yín lónìí níyìí: Uber wí pé àwọn awakọ̀ kò lọ́wọ́ nínú àwọn ìdojúkọ pẹ̀lú àwọn èrò Malawi ń gbìmọ̀ láti so àwọn ilé-iwé gbogboogbò 8K pọ̀ mọ́ ayélujára. Uber wí pé àwọn awakọ̀ kọ́ ni wọ́n ń fa ìdojúkọ pẹ̀lú àwọn èrò ní ìlú South Africa Lọ́jọ́ ìsinmi tí ó kọjá, Sunday Times jábọ̀ pé àwọn èèyàn mẹ́rin ní Pretoria ní South Africa ni wọ́n ti fẹ̀sùn ìdojúìjàkọni àti ìjanilólè kan àwọn awakọ̀ Uber kan. Ó ṣẹlẹ̀ lẹ́yìn tí ọ̀pọ̀lọpọ̀ àwọn aṣàmúlò ìkànnì ìbánidọ́rẹ̀ẹ́ Facebook ti ṣe àròyé pé àwọn awakọ̀ Uber kan ti dojú ìjà kọ àwọn. Láàárín ìgbà náà sí ìsinyìí, iye àwọn ìfisùn bẹ́ẹ̀ lórí ìkànnì náà ti le ní bí i ẹni mẹ́ta sí méje. Torí náà, kínni Uber ń sọ? Ilé-iṣẹ́ agbàpèègbéká náà wí pé àwọn awakọ̀ orí ìkànnì òun kò lọ́wọ́ nínú àwọn ìkọlù tí àwọn èrò ń rí. Ó wí pé àwọn èrò tí wọ́n wọ ọkọ̀ tí kò tọ́ ni �� fẹ́rẹ̀ yẹ láti báwí. Olùṣàkóso Àgbà fún Uber ní gúúsù-Sahara ní ilẹ̀ Africa, Kagiso Khaole ni ó ti rọ àwọn èrò láti máa ṣe àwòtúnwò àwọn awakọ̀ wọn àti ìwífún nípa ọkọ̀ wọn kí wọ́n tó wọ inú ọkọ̀ kan. Ó tún wí pé àwọn èrò lè ṣe àmúlò ṣíṣe ẹ̀rí PÍÌNÌ, èyí tí ó ṣe pàtàkì fún ìrìn-àjò láti bẹ̀rẹ̀. Khaole wí pé ilé-iṣẹ́ náà ti ṣe ìwádìí lórí ọ̀rọ̀ náà nípa gbígba ọ̀rọ̀ sílẹ̀ láti ẹnu àwọn awakọ̀ tí wọ́n sì yànnàná ẹ̀sùn náà nípa lílo ìmọ̀ ẹ̀rọ tiwọn, àti àwọn nǹkan mìíràn. Ṣùgbọ́n, ọ̀kan nínú àwọn olùfarapa náà, Kayleigh Marx, tí wọ́n pé Uber kọ àwọn ẹ̀sùn tí ó fi kàn ilé-iṣẹ́ náà, wí pé kí èèyàn kàn máa ṣe ẹ̀rí ike àlẹ̀mọ́kọ̀ àti ṣíṣe àrídájú PÍÌNÌ nìkan kò tó. Ó tún rọ àwọn èrò láti máa yẹ ẹ̀yìn ọkọ̀ àwọn awakọ̀ wò kí wọ́n sì ṣe àrídájú pé èlò atìlẹ̀kùn-ẹ̀yìn-ọkọ̀-pa kò sí ní títàn kí àwọn awakọ̀ Uber sì gba ọ̀nà tí ó tọ́. Ìkéde Àyàbá: Lẹ́yìn ìkọlù láàárín àwọn awakọ̀ agbàpèègbéká àti àwọn ọlọ́kọ̀ èrò, Àjọ Agbàpèègbéká orí ayélujára Àpapọ̀ Soweto àti Àjọ Awakọ̀-èrò Soweto ti fi òfin de àwọn awakọ̀ Uber àti Bolt láti máa gbé àwọn èrò tàbí já wọn sílẹ̀ ní ọ̀kankan ilé-ìtajà ìgbàlódé nínú ìlú South Africa ní ọjọ́ 7 oṣù Òkúdù, ọdún 2023. Malawi ń gbìmọ̀ láti so àwọn ilé-iwé gbogboogbò 8K pọ̀ mọ́ ayélujára. Ìjọba ilẹ̀ Malawi ń gbèrò láti pèsè ìráàyèsí orí ayélujára fún àwọn ilé-ìwé gbogboogbò 7,962 nípasẹ̀ Iṣẹ́ àkànṣe Ṣe àsopọ̀ Ilé-ìwé kan mọ́ Ayélujára. Tí ó ń jẹ́ Iṣẹ́-àkànṣe Ṣàsopọ̀ Ẹkùn-ìdìbò kan tẹ́lẹ̀, ìjọba ti ṣe àmúlò rẹ̀ mọ́ Ayélujára láti dènà ààfo tí ó wà láàárín ẹ̀kọ́ ìmọ̀ ẹ̀rọ láti bíi ọdún mẹ́jọ sẹ́yìn. Síbẹ̀síbẹ̀, ó ti kojú ọ̀pọ̀lọpọ̀ àwọn ìpènijà, bíi ìbámu àwọn àyè ìṣàmúlò ẹ̀rọ, owó ìkọ́lé tí ó wọ́n àti bí owó àwọn ohun èlò àti irinṣẹ́ náà ṣe ń lọ sókè. Nítorí àwọn ìṣòro wọ̀nyìí, iṣẹ́ àkànṣe náà kò ní ìwúlò púpọ̀ sí ìlọsíwájú ọlọ́jọ́-pípẹ́ ti ìlú àti sí ètò ọrọ̀ ajé. Moses Kunkuyu, Mínísítà fún Ìwífún àti Ìkósẹ́sáyélujára, ṣe àlàyé pé Iṣẹ́-àkànṣe Ṣàsopọ̀ Ilé-ìwé kan jẹ́ ìgbésẹ̀ aláyìídà tí yóò ṣe àmúlò àwọn ètò amáyédẹrùn (àwọn ilé-ìwé) tí wọ́n ti wà nílẹ̀ tẹ́lẹ̀ láti mú àwọn akẹ́kọ̀ọ́ àti àwọn ará ìlú wà ní ìsopọ̀ mọ́ Ayélujára. Kílódé? Kunkuyu wí pé ṣíṣe àsopọ̀ àwọn ilé-ìwé ní ọ̀pọ̀lọpọ̀ àwọn àǹfààní nínú bíi ìráàyè sí yàrá ìkàwé ńlá tí ó kún fún àwọn ohun èlò fún ìkẹ́kọ̀ọ́, ètò ẹ̀kọ́ orí ayélujára, àti ìwọ̀nba ìnáwó látààrí ṣíṣe ètò ìmúdáṣiṣẹ́ àwọn iṣẹ́ àfagbáraṣe àti àdínkù owó ìtẹ̀wé àti ìpínwèéká. Bákan náà, àwọn èèyàn mílíọ̀nù 4.03 ní Malawi — ìdá 20.2% àpapọ̀ iye àwọn èèyàn ìlú náà — ní ti ń lò sí Ayélujára ní oṣù Ṣẹ́rẹ́ ọdún 2022. Nítorí náà Kunkuya wí pé fífi ojú sí àwọn ilé-ìwé àti àwọn àgbègbè tí ó yí wọn ká lára yóò jẹ́ ọ̀nà ńlá pàtàkì láti mú àwọn àgbègbè tí wọ́n yọ kúrò wọ ayé ìṣàmúlò ayélujára. Ọ̀sẹ̀ tí ó lọ lórí Techpoint Africa Olùdásílẹ̀ Kobo 360, Obi Ozor ti dara pọ̀ mọ́ ilé-ìgbìmọ̀ ìpínlẹ̀ Enugu gẹ́gẹ́ bí i Kọmísánà fún ètò Ìrìnnà Darapọ̀ mọ́ wa fún Nigerian Fintech Executive Mixer Ilé-iṣẹ́ Agbófinró orílẹ̀-èdè Kenya ya lu ilé-ìkọ́jàsí Worldcoin, wọ́n gbẹ́sẹ̀ lé àwọn irinṣẹ́ àti ìwé iṣẹ́ fún àyẹ̀wò fínnífínní Safaricom ti Ethiopia fẹ́ gba mílíọ̀nù $257.4 láti ọwọ́ Àjọ Báǹkì Àgbáyé láti mú kí ìsopọ̀ ẹ̀rọ aláàgbéká dára sí i Talents Arena rí owó ìdókòwò ìbẹ̀rẹ̀ $750,000 láti mú Middle East àti North Africa gbòòrò síi Grinta ṣe ìràpíngbàkóso kẹta láàárín ọdún mẹ́ta bí ó ṣe já Auto Cure gbà Aṣàwòkọ́ṣe orí ayélujára sọ nípa bí ó ṣe rí owó ₦220k pa lórí Twitter (X báyìí) Maziv fèsì sí ìyànjú olùṣàkóso sí i láti dínà ìsọléeṣẹ́dọ̀kan Vodacom-Maziv oníbílíọ̀nù R13.2 Wọ́n pé Sendy ń dáwọ́ àwọn iṣẹ́ rẹ̀ dúró tí ó sì ń ṣe àṣàrò láti ta àwọn dúkìá amówówọlé rẹ̀ MultiChoice dá iṣẹ́ àwọn ètò DStv dúró ní Malawi lẹ́yìn tí ìjọba fi òfin de àfikún owó Airtel Kenya ń gbèrò láti kówó tí ó ju mílíọ̀nù $150 lọ lé ìmúgbòòrò ọwọ́jà ìtakùn Láti ProductDive sí ṣíṣe àkójọ àwọn olórí ohun ìṣàmúlò níbi àpèjọ The Dive ọdún 2023: Bí Tóbi Otokiti ṣe ń ṣe ìrónilágbára fún àwọn olórí ohun ìṣàmúlò orí ayélujára ìsinyìí àti àwọn tí yóò jẹ́ bẹ́ẹ̀ lọ́jọ́ iwájú Moove ṣe àgbàjọ owó mílíọ̀nù $76 níbi ètò ìrànwọ́ owó tuntun láti ṣe àtìlẹ́yìn fún ìmúgbòòrò ní àgbáyé Safaricom Ethiopia dáwọ́ iṣẹ́ dúró ní ẹkùn tí ó tóbi jùlọ ṣìkejì ní orílẹ̀-èdè náà Ohun tí mò ń kà àti èyí tí mò ń wò Báwo Ni Ayé Ṣe Mú Ìgbáyé Wa Ṣeéṣe? Ìmọtaraẹninìkan àti àwọn Àìbárapé rẹ̀ Kínni Ìwọ̀n Ọgbọ́n Gan Ń Wọ̀n?","I-Uber iyakuphika ukubandakanyeka kwabashayeli ekuhlaselweni Ngiyethemba ukuthi ukulangazelela ukuqala isonto elisha njengami. Yebo, ngiyazi: Angiyithandi iMisombuluko. gibe nempelasonto ejabulisayo ngibonga umngane wami ophinde abe ngumfundi we-Digest obone isicelo sami sokubaleka ekhaya wase enquma ukunginikeza. Ngaphandle kwalokho, ngilibheke ngabomvu isonto futhi nginethemba lokugwema amakhekhe amaSnickers neMaryland, nakuba ngidla ushokoledi wami wesibili njengoba ngibhala lokhu. Ngiyaziceba ukuze nizongibuza imibuzo ngolwesihlanu. Nginezindaba ezithile: INational Information Technology Development Agency (i-NITDA) ihlela ukwakha imiphakathi yabathuthukisi be-Artificial Intelligence (i-AI) kulo lonke elaseNigeria ukuze ilolonge ikusasa lobuchwepheshe ezweni. UKashifu Inuwa, uMqondisi-Jikelele weNITDA, uthe bazoqala ezifundazweni ezintathu ngonyaka wezi-2023 bese benza amasu okusabalala kwezinye izifundazwe, ekugcineni, ezindaweni zohulumeni basekhaya. Nakhu engikuphathele kona namuhla: I-Uber ithi abashayeli abanacala ngokuhlaselwa kwabagibeli IMalawi ihlela ukuxhuma izikole zikahulumeni ezicishe zibe ngu-8K ku-inthanethi I-Uber ithi abashayeli abanacala ngokuhlaselwa kwabagibeli eNingizimu Afrika NgeSonto eledlule, iSunday Times ibike ukuthi abantu abane ePitoli, eNingizimu Afrika, basole abanye abashayeli bakwa-Uber ngokubamba inkunzi nokushaya. Kulandele izikhalazo zabasebenzisi abaningi bakaFacebook abathi abasolwa ngabashayeli be-Uber babahlasele. Phakathi kwaleso sikhathi namanje, isibalo samacala abikiwe sinyuke ngabanye abantu abathathu safinyelela kwabayisikhombisa. Ngakho, ithini i-Uber? Le nkampani yabagibeli ithi abashayeli abasesigabeni sayo yibona abathinteka ekuhlaselweni kwabagibeli kwakamuva. Iveze ukuthi abagibeli abangena ezimotweni ezingalungile yibo okungenzeka ukuthi basolwe. IMenenja Jikelele yakwa-Uber e-sub-Saharan Africa, uKagiso Khaole, unxuse abagibeli ukuthi bahlole kabili imininingwane yomshayeli wabo neyemoto ngaphambi kokuba bangene emotweni. Uphinde wathi abagibeli bangavumela ukuqinisekiswa kwephinikhodi, okudingekayo ukuze uhambo luqale. UKhaole uthe inkampani yaphenya ngalesi simo ngokuqoqa izitatimende kubashayeli bese ihlaziya izinsolo isebenzisa ubuchwepheshe bayo, phakathi kwezinye izinto. Kodwa-ke, omunye wabathintekile, uKayleigh Marx, okubikwa ukuthi u-Uber uyaziphika izinsolo zakhe, uthe ukumane uqinisekise ipuleti lelayisense nokuqinisekisa ukuthi iPIN ayenele. Unxuse abagibeli ukuthi babheke amabhuzu abashayeli futhi baqinisekise ukuthi isicabha asikhiyiwe futhi abashayeli be-Uber bathatha umzila ofanele. Isexwayiso Esiseceleni: Kulandela izingxabano phakathi kwabashayeli abagibelayo kanye nabanikazi bamatekisi, iSoweto United E-hailing Association kanye neSoweto Taxi Association bavimbele abashayeli bakwa-Uber kanye neBolt ukuthi bathathe noma behlise abagibeli kunoma yiziphi izitolo ezinkulu edolobheni laseNingizimu Afrika nge-7 kuNhlangualana wezi-2023. IMalawi ihlela ukuxhuma izikole zikahulumeni ezicishe zibe ngu-8K ku-inthanethi Uhulumeni waseMalawi uhlose ukuhlinzeka nge-inthanethi ezikoleni zikahulumeni eziyizi-7,962 ngohlelo lweConnect a School Project. Ngaphambilini eyayaziwa ngokuthi iConnect a Constituency Project, uhulumeni uye wayisebenzisa ukuze avale ukuhlukana kwezobuchwepheshe eminyakeni eyisishiyagalombili edlule. Noma kunjalo, ibhekane nezinselele ezimbalwa, njengokufaneleka kwezindawo zezikhungo zocingo, izindleko eziphezulu zokwakha, nokukhuphuka kwezindleko zempahla nemishini. Ngenxa yalobu bunzima, iphrojekthi yayinenani elincane mayelana nentuthuko yesikhathi eside yezenhlalo nezomnotho. UMoses Kunkuyu, uNgqongqoshe Wezemininingwane Nobuchwepheshe, wachaza ukuthi i-Connect a School Project iyisu lokushintsha elizosebenzisa ingqalasizinda ekhona (izikole) ukuxhuma abafundi namalungu omphakathi ku-inthanethi. Kungani? UKunkuyu uthe ukuxhuma izikole kunezinzuzo eziningi, okuhlanganisa ukufinyelela kumtapo wolwazi owandayo wezinto zemfundo, imfundo ye-inthanethi, nokonga izindleko ngenxa yokuzenzakalela kwemisebenzi edinga abasebenzi abaningi kanye nokunciphisa izindleko zokunyathelisa nokusabalalisa izincwadi. Futhi, abantu abayizigidi ezi-4.03 eMalawi — 20.2% yenani labantu bezwe — basebenzise i-inthanethi ngoMasingana wezi-2022. Ngakho-ke, uKunkuya uthi ukugxila ezikoleni nasezindaweni ezizungezile kuyindlela engaba namandla yokuletha imiphakathi engabaliwe emnothweni wezobuchwepheshe. Ngesonto eledlule kuTechpoint Africa Umsunguli weKobo 360, u-Obi Ozor, ujoyina iKhabhinethi yesifunda sase-Enugu njengoKhomishana Wezokuthutha Hlanganyela nathi kuNigerian Fintech Executive Mixer Amaphoyisa aseKenya agasela esitolo seWorldcoin, athatha amathuluzi nemibhalo ukuze kuhlaziywe ISafaricom Ethiopia izothola amaRandi ayizigidi ezingama-257.4 kwiQembu Lebhange Lomhlaba ukuze kwandiswe ukuxhumana kweselula ITalents Arena isithole u-$750,000 ukuze isabalale Phakathi neMpumalanga naseNyakatho ye-Afrika. IGrinta isithenga okwesithathu eminyakeni emithathu njengoba ithatha i-Auto Cure Umgqugquzeli ukhuluma ngokuthi wawenza kanjani u-₦220k kuTwitter (manje u-X) UMaziv uphendula isiphakamiso somlawuli sokuvimba ukuhlanganiswa kweVodacom-Maziv ngezigidigidi eziyi-R13.2 USendy kubikwa ukuthi uyayeka ukusebenza futhi usecabanga nokuthengisa impahla yakhe IMultiChoice ivale iDStv eMalawi ngemuva kukuba uhulumeni avimbe ukunyuswa kwentengo I-Airtel Kenya ihlela ukutshala imali engaphezu kwezigidi ezingu-150 zamaRandi ukuze andise ukusabalala kwenethiwekhi Ukusuka ku-ProductDive kuya ekuhlanganiseni abaholi bomkhiqizo engqungqutheleni yeDive 2023: UTobi Otokiti ubanikeza kanjani amandla abaphathi bemikhiqizo abakhona nabazayo IMoove inyusa amaRandi ayizigidi ezingama-76 kuxhaso olusha lokuxhasa ukwanda komhlaba ISafaricom Ethiopia imisa ukusebenza esifundeni sesibili ngobukhulu ezweni Engikufundayo nengikubukayo Umhlaba ukwenze kanjani Ukuba Khona Kwethu? Ubugovu kanye Nokunganeliseki Ikalani Ngempela i-IQ?"
+"ሶላና፣ ሊትኮይን እና ፖመር ዶጅ- ተንታኞች ተስፋ የሚ ጥሉባቸው 3 ምክንያቶች ተንታኞች እንደ ሶላና፣ ሊትኮይን እና ፖመር ዶጅ ባሉ ምስጢራዊ ምንዛሬዎች ላይ የተስፋ መቁረጥ ስሜት የሚያሳዩባቸው ሦስት ምክንያቶች እነሆ። ሶላና(ሶል)፣ ሊትኮይን(ኤልቲሲ ): እና ፖመር ዶጀ((ፓኦዲ)- እነዚህ ዲጂታል ሀብቶች የትንታኔ ባለሙያዎች እና ባለሀብቶች ትኩረት አግኝተዋል። በዚህ ጽሑፍ ውስጥ ሦስቱን እንመረምራለን እና ተንታኞች ስለ እምቅ አቅማቸው አዎንታዊ አመለካከቶችን ለምን እንደሚገልጹ እንመረምራለን። ስለ ፖመር ዶጅ( ፖኦድ) ቅድመ -ሽያጭ የበለጠ ለማወቅ እዚህ ይጫኑ ሶላና(ኤስኦኤል): የ ዲፋይ የወደፊት ሁኔታን ይፋ ማድረግi ሶላና(ኤስኦኤል) በሚያስደንቅ ልኬት እና በብርሃን ፈጣን የግብይት ፍጥነቶች ምክንያት ትኩረት አግኝቷል። ያልተማ ከለ የፋይናንስ( ዲኤፍአይ) ዘርፍ እያደገ ሲሄድ ሶላና ከፍተኛ የግብይት መጠኖችን በትንሽ ክፍያዎች የማ ስተናገድ ችሎታ ከፍተኛ ተወዳዳሪ አድርጎታል። ሰሞኑን በሶላና ዜና ላይ ከሜሳሪ የተገኘ መ ረጃ እንደሚያሳየው ባለፈው ወር የቴሌቪዥን ሽያጭ 14 በመቶ መጨመ ሩን፣ ሌሎች ከፍተኛ ሰንሰለቶች ደግሞ ኪሳራ እንደገጠማ ቸው ያሳያል። በዚህ ምክንያት፣ ሶላና ከኤቲሬም እና ከቢኒንስ ስማርት ሰንሰለት በቴሌቪዥን የላቀ ሲሆን ለስድስት ወራት ያህል ያልተቋረጠ የሥራ ሰዓት የ 100% ደረጃን ይይዛል። በዚህም ምክንያት የሶላና ዋጋ ባለፈው ሳምንት ብቻ በ6.9% አድጓል። ሶላና በ 24.27 ዶላር የሚሸጥ ሲሆን የገበያ ዋጋው 9.8 ቢ ዶላር ነው ። ከዚህም በላይ፣ ተንቀሳቃሽ አማካዮች ጠንካራ የግዢ ም ልክቶችን እያሳዩ ነው ። ስለሆነም ባለሙ ያዎች እስከ ታህሳስ 2023 ድረስ ለሶላና የ 29.22 ዶላር ዋጋ እንደሚ ጠብቁ ይተነብያሉ። ሊት ኮይን(ኤልቲሲ ): የገቢ ፍሰት መጨመር ሊት ኮይን(ኤልቲሲ ) በ ክሪፕቶከረንሲ ገበያ ውስጥ ዋነኛ ነው ። አንዳንዶች ለአዳዲስ ፕሮጀክቶች ወደ ኋላ ተቀምጧ ልብለው ቢከራከሩም ተንታኞች የሊት ኮይን የመ ቋቋም አቅም እንደ ጠቃሚ ሀብት ይመለከቱታል። በኮይንሸር መ ሠረት ባለሀብቶች በቅርቡ ከቢትኮየን ይልቅ በ ኤክስአርፒ ፣ ሊት ኮይን እና ሶላና ላይ ያተኮሩ ፈንድዎችን መርጠዋል። ስለዚህ ሊትኮይን 0.46 ሚሊየን ዶላር ገቢ አገኘ። በተጨማሪም ሦስተኛው የሊት ኮይን ግማሽ ክስተት በቅርቡ ሲከናወን በእሱ ላይ ያለው ፍላጐት ጨምሯል። በአሁኑ ወቅት ���ላይትኮይን ዋጋ 83,90 ዶላር ሲሆን የገበያ ካፕ 6,1 ቢ ዶላር ነው ። ባለሙያዎች እንደሚሉት የላይትኮይን የተቋቋመ ዝና ፍላጐትን እና ጉዲፈቻን ከፍ ሊያደርግ እና ዋጋውን ከፍ ሊያደርግ ይችላል። ስለሆነም በ2023 መጨረሻ ላይ ለሊት ኮይን ወደ 105.02 ዶላር እንደ ሚጨም ር ይተነብያሉ። ፖመርዶጅ(ፓኦዲ): የብሎክቼይን ቴክኖሎጂን እና ጨዋታን በማጣመር ከ ኪው 1 2022 ጀምሮ የብሎክቼይን የጨዋታ ገበያ በ 2000% አድጓል፣ እናም ፖመርዶጅ በዚህ ላይ ተጠቃሚ ለመሆን አቅዷል። ይህ ፈጠራ የ ፕለይ ቱ ኤርን ጨዋታ አስደሳች የጨዋታ ጨዋታ እና ከፍተኛ ትርፍ ለማግኘት ልዩ እድሎችን ተስፋ ይሰጣል. ብዙም ሳይቆይ የፖመርፕላስ ምን እንደሚመስል እናሳይዎታለን! ይህ የገበያ ቦታ እርስ በርስ ለመዋጋት የሚችሉበት እና አንድ አሸናፊ ሁሉ ይወስዳል ፖመር ዶጅ መድረክ ነው! መሰብሰብ እና መግዛት ቆዳዎች፣ንጥሎች እና የተሻለ ባህሪያት ንጉሥ ለመሆን ስጥ። የፖመር ጌም ክስተት ፖመር ዶጅ የሁለቱም የጨዋታ አፍቃሪዎች እና የክሪፕቶ ኢንቨስተሮች ትኩረትን በመጪው የክሪፕቶ ፒ2ኢ ጨዋታ- ፖመርጌም እንዲሆን አድርጎል። በዋናነት በውስጡ ፣ ፖመር ጌም ለተጫዋቾች ገፀ ባህሪያቸውን መገንባት እና ደረጃ ማድረግ የሚችሉበት፣ በጦርነት ውስጥ የሚሳተፉበት እና ሌሎችንም መሳጭ የጨዋታ ተሞክሮ ይሰጣል። የፖመር ዶጅ ልዩ ገጽታዎች አንዱ የፖመር ፕሌስ ገበያ ነው ። ተጫዋቾች መግዛት፣ መሸጥ እና ፖምድ ተወላጅ ምልክቶች በመጠቀም በጨዋታው ውስጥ ንጥሎች እና የቆዳዎች ንግድ ይችላሉ። ተጫዋቾች የጨዋታ ልምድን በማሻሻል ከስተም ዕቃዎችን እና አም ሳያዎችን በማዘጋጀት የፈጠራ ችሎታቸውን ማሳየት ይችላሉ። ከዚህም በላይ ደኅንነት ለፖመ ርዶጅ ቡድን ትኩ ረት የሚሰጥ ሌላ ነጥብ ነው። እንዲያውም፣ ለሁለት ዓመታት የቡድን ቶከኖችን በማቀዝቀዝ ለዘለቄታው ፈሳሽነትን እንደሚቆልፉ አስቀድሞ ተናግሮዋል። በተጨማሪም ፖመርዶጅ ቀደም ሲል በሳይበር ስኮፕ እና በሶሊድፕሮፍ ሁለት ኦዲት አግኝቷል- ሁለቱም 100% ደህንነቱ የተጠበቀ ሆኖ አግኝተውታል። ኤንኤፍቲ እና ከዚያ በላይ በነሐሴ/ መስከረም ወር ለመጀመር በታቀደው ልዩ የ7,777 ኤንኤፍቲ ስብስብ ምክንያት ስፍር ቁጥር የሌላቸው ግለሰቦች ወደ ፖመር ዶጅ ፕሮጀክት ይሳባሉ ። እያንዳንዳቸው ኤንኤፍቲዎች 0.2 ኢቲኤች ዋጋ ይኖራቸዋል እና ለባለይዞታዎች ልዩ ጥቅማጥቅሞችን ይሰጣሉ። ነገር ግን ወደዚህ ስብስብ መዳረሻ ማ ግኘት የሚቻለው የፖምድ ቶከንን በመያዝ ብቻ ነው ። አንድ የ ፖድም ቶከን አሁን በቅድመ -ሽያጩ የመ ጀመ ሪያ ደረጃ ላይ ስለሆነ ዋጋው 0.008 ዶላር ብቻ ነው ። ይሁን እንጂ ይህ ዋጋ የቅድመ ሽያጭው ከመ ጠናቀቁ በፊት በ 17 እጥፍ ይጨም ራል ተብሎ ይጠበቃል። እነዚህን ኤንኤፍቲኤስ ለማግኘት እና በጠቅላላው በ 150 ሺህ ዶላር በሳምንታዊ ስጦታዎች ላይ ለመሳተፍ ከፈለጉ- የ (ፖምድ) ቶከንን አሁን ይግዙ። ስለ ፖመር ዶጅ(ፓምድ) የቅድመ -ሽያጭ ዛሬ ተጨማሪ ይወቁ","Solana, Litecoin, and Pomerdoge - 3 Reasons Why Analysts Are Bullish Get the scoop on three reasons analysts are bullish on cryptocurrencies such as Solana, Litecoin, and Pomerdoge. Solana (SOL), Litecoin (LTC), and Pomerdoge (POMD) - these digital assets have captured the attention of analysts and investors alike. In this article, we'll delve into all three of them and explore why analysts express bullish sentiments about their potential. Click Here To Find Out More About The Pomerdoge (POMD) Presale Solana (SOL): Unveiling the Future of DeFi Solana (SOL) has gained attention due to its impressive scalability and lightning-fast transaction speeds. As the decentralized finance (DeFi) sector flourishes, Solana's ability to handle high transaction volumes with minimal fees has positioned it as a top contender. In recent Solana news, data from Messari showed that it experienced a TVL gain of 14% over the previous month, while other top chains had a loss. As a result, Solana surpasses Ethereum and Binance Smart Chain in TVL while sustaining a six-month streak of uninterrupted uptime of 100%. Consequently, the Solana price increased by 6.9% in the past week alone. Solana trades hands at $24.27 with a market cap of $9.8B. Moreover, the moving averages for it are showing strong buy signals. Thus, experts forecast a $29.22 price point for Solana by December 2023. Litecoin (LTC): An Increase in Inflows Litecoin (LTC) has been a staple in the cryptocurrency market. While some argue it has taken a backseat to newer projects, analysts see Litecoin's resilience as a valuable asset. According to CoinShares, investors recently chose funds focused on XRP, Litecoin, and Solana instead of Bitcoin. Thus, Litecoin saw $0.46M in inflows. Also, interest in it jumped as the third Litecoin halving event was recently performed. Currently, the Litecoin price sits at $83.90 with a market cap of $6.1B. Experts claim that Litecoin's established reputation could increase interest and adoption, increasing its value. Therefore, they predict a rise to $105.02 for Litecoin by the end of 2023. Pomerdoge (POMD): Combining Blockchain Technology and Gaming Since Q1 2022, the blockchain gaming market has increased by 2000%, and Pomerdoge (POMD) aims to capitalize on it. This groundbreaking Play-to-Earn (P2E) game promises thrilling gameplay and unique opportunities for significant gains. We will shortly be showing you what the pomerplace looks like! This is a marketplace and arena where you can battle one and other in a winner takes all situation for your pomerdoge! Collect and purchase skins, items and give your pomerdoge better attributes to be the king. The Pomergame Phenomenon Pomerdoge has captured the attention of both gaming enthusiasts and crypto investors with its upcoming crypto P2E game - Pomergame. At its core, Pomergame offers players an immersive gaming experience where they can build and level up their characters, engage in battles, and more. One of the standout features of Pomerdoge is the Pomerplace marketplace. Players can buy, sell, and trade in-game items and skins using POMD native tokens. Players can showcase their creativity by designing custom items and avatars, enhancing the gaming experience. Moreover, security is another point of focus for the Pomerdoge team. In fact, it has already stated that it will lock liquidity forever while freezing team tokens for two years. Additionally, Pomerdoge has already obtained two audits by Cyberscope and SolidProof - both finding it 100% safe. NFTs and Beyond Countless individuals are drawn to the Pomerdoge project thanks to its unique 7,777 NFT collection scheduled for launch in August / September. Each of these NFTs will be worth 0.2 ETH and provide holders with exclusive perks. But, gaining access to this collection is only done by owning the POMD token. One POMD token is now worth only $0.008 since it is in Phase One of its presale. However, this price is expected to soar by 17x before its presale ends. If you wish to obtain these NFTs and participate in weekly giveaways totaling $150,000 - purchase the POMD token now. Find out more about the Pomerdoge (POMD) Presale Today","Solana, Litecoin da Pomerdoge-dalilai 3 da ya sanya masu bincike suke da cikakken tabbas Ka sami bayani a kan dalilai ukun da ya sa masu bincike ke da tabbas a kan cryptocurrencies kamar Solana, Litecoin da Pomerdoge. Solana (SOL), Litecoin(LTC), da Pomerdoge (POMD) - waɗannan kadarorin na na’ura sun ja hankalin masu bincike da masu sanya hannun jari duka. A wannan rubutun, za mu shiga cikin dukkan guda ukun sannan mu bincika dalilin da ya sanya masu bincike suke bayyana tabbacinsu game da iyawarsu. Ka Danna nan Domin Samun Wasu Bayanai Game da Pomerdoge (POMD) Kafin Fara Siyarwa Solana (SOL): Bayyana Makomar DeFi Solana (SOL) ta ja hankali saboda bunƙasarta mai ƙayatarwa da kuma musayar kuɗi cikin saurin gudun haske. Yayin da ɓangaren kuɗi na rarrabe (DeFi) yake bunƙasa, kasancewar Solana wajen iya kula da manyan masu musayar kuɗi akan kuɗi kaɗan ya sanya shi a babban bigire na babban mai yabawa. A labarun Solana na nan kusa, bayanai daga Messari ya nuna cewa sun samu riba daga TVL na 14% a wannan watan, yayin da sauran manyan hanyoyin suka samu faɗuwa. A dalilin haka, Solana ta zarce Ethereum da kuma Binance Smart Chain a yayin da yake riƙe da kasancewa a sama na tsahon wata shida akan kaso 100%. Bayan haka kuma, farashin Solana ya ƙaru da 6.9% a makon da ya wuce kaɗai. Kasuwancin Solana ya miƙa a $24.27 tare da rufin kasuwa na $9.8B. Har ila yau, tafiyarta matsaikaciya na nuna alamar siya mai ƙarfi. Don haka, ƙwararru sun yi hasashen nunin farashin $29.22 ga Solana nan da zuwa Disamba 2023. Litecoin (LTC): Ƙari a kan Kuɗin da Yake Shigowa Litecoin (LTC) ta kasance a maƙale cikin kasuwar cryptocurrency. Yayin da wasu suke jayayya ya ɗauki koma baya zuwa sababbin ayyuka, manazarta suna ganin juriyar Litecoin a matsayin kadara mai daraja. Kamar yadda CoinShares suka bayyana, a yanzu masu sanya hannun jari sun zaɓi kuɗin da ya fi bada hankali a kan XRP, Litecoin, da Solana maimakon Bitcoin. Don haka, Litecoin ya samu shigowar $0.46m. Kuma, ra’ayi game da shi ya shilla zuwa Litecoin na uku da raba ayyuka biyu ya kasance kwanannan. Anan kusa, farashin Ltecoin ya kasance $83.90 da rufin kasuwa na $6.1B. Ƙwararru sun bayyana cewa ƙimar Litecoin da aka tabbatar zai iya ƙara ra’ayi da tafiya tare, wanda hakan zai ƙara masa daraja. Don haka, sun yi hasashen ƙari zuwa $105.02 ga Litecoin zuwa ƙarshen 2023. Pomerdoge (POMD): Yana Haɗa Fasahar Blockchain da Buga Wasa Tun 1 2022, kasuwar buga wasa ta blokchain ta ƙaru da 2000%, kuma Pomerdoge (POMD) sun ƙuduri jarintar da shi. Wannan sabon wasan (P2E) ya yi alƙawarin wasanni masu ƙayatarwa da damarmaki na musamman domin samun riba mai amfani. Ba da daɗewa ba za mu nuna muku yadda pomerplace yake! Wannan waje ne na kasuwa da kuma fili inda za ka yi takara da juna sannan wanda ya cinye zai ɗauki dukkan al’amuranka na pomerdoge! Karɓa da siyan fatu, da kuma ba wa pomerdoge ɗinka hanya mafi girma don kasancewa sarki. Pomergame Phenomenon din Pomergame ya ja hankalin masu ƙaunar yin wasa da kuma masu sanya hannun jarin crypto duka da PE3 game-pomergame ɗinsa mai zuwa . Ta ɓangarensa, pomergame yana ba wa masu yin wasa ƙwarewa mai yawa a inda za su iya ginawa tare da bunƙasa ‘yan wasansu, su yi dambe, da sauransu. Ɗaya daga cikin manyan alamomin pomerdoge shi ne pomerplace marketplace. Masu wasa za su iya siya, siyarwa da yin kasuwanci na kayan cikin wasa da fata ta amfani da POMD native tokens. Masu wasa za su iya baza fasaharsu ta hanyar ƙera kaya na musamman da kuma gunki, suna ƙara inganta ƙwarewar wasan. Hari ila yau, tsaro wani abu ne da za a lura da shi domin ƙungiyar Pomerdoge. A gaskiya, sun riga sun bayyana cewa za su rufe rushewar har abada yayin da suke daskare token din ƙungiyar na tsahon shekaru biyu. Ƙari a kan haka, Pomerdoge ta riga ta samu binciken kuɗi guda biyu daga Cyberscope da SolidProof wanda duka suka same shi babu matsala 100%. NFTs da Beyond An janyo mutane babu adaɗi zuwa ga aikin Pomerdoge godiya ga tsarinsa na karɓa na musamman domin ƙaddamarwa na 7,777 NFT a watan Agusta/Satumba. Kowanne ɗaya daga cikin waɗannan NFT ɗin na da ƙimar 0.2 ETH da samarwa masu hannun jari nishaɗi na musamman. Amma, samun shiga cikin wannan tsarin na faruwa ne ta hanyar mallakar token ɗin POMD. Token ɗin POMD guda ɗaya yanzu ya kai darajar $0.008 tun da yana kan lokacin ne na kafin siya. Duk da haka, ana saka ran wannan farshin zai ninka sau 17x kafin fara siyarwar ya ƙare. Idan kan son ka samu waɗannan NFT ɗin kuma ka shiga gasar cin kyauta ta duk mako wanda ya kai $150, 000 – ka siya token ɗin POMD a yanzu. Ka nemi ƙarin bayanai game da kafin siyarwa na Pomerdoge (POMD) a yau.","Solana, Litecoin na Pomerdoge - Sababu 3 zinazothibitisha Kwa nini Wachambuzi ni Wajinga Pata hbari kuhusu sababu tatu ambazo wachambuzi wanavutiwa na sarafu za siri kama vile Solana, Litecoin na Pomerdoge. Mali za kidijitali kama vile Solana (SOL), Litecoin (LTC) na Pomerdoge (POMD) zimeteka fikra za wachambuzi na wawekezaji. Katika makala hii, tutazichunguza zote tatu ili kufahamu kwanini wachambuzi wanaeleza hisia zao juu ya uwezo wa hizi mali za kidijitali. Bofya hapa ili kujua zaidi kuhusu uuzaji wa Presale wa Pormedoge (POMD). Solana (SOL): Kufunua Mustakabali wa DeFi Solana (SOL) wameweka umakini mkubwa katika kuleta miamala ya haraka na yenye kasi zaidi. Kama ambavyo sekta ya decentralized finance (DeFi) inavyositawi, uwezo wa Solana katika kusimamia miamala yenye kasi na ada ndogo umeifanya sekta hiyo kuimarika zaidi kwenye ushindani. Kwenye habari za hivi karibuni za Solana, takwimu kutoka Messari zilionyesha kuwa ilipata faida ya TVL ya 14% zaidi ya mwezi uliyopita, wakati minyororo mingine ya juu ilikuwa na hasara. Kwa hivyo, Solana anazidi Ethereum na Binance Smart Church katika TVL huku akiendeleza mfululizo wa miezi sita wa uptime usiyoingiliwa wa 100%. Kwa hiyo bei ya Solana ilipanda kwa 6.9% ndani ya juma lililopita peke yake. Solana anafanya biashara kwa $24.27 na bei ya soko ya $9.88. Zaidi ya hayo, wastani wa maendeleo ya Solana yanaonesha ishara bora ya mauzo. Hivyo, wataalam wanatabiri kuwa bei ya mauzo ya Solana itafika $29.22 ifikapo mwezi Desemba 2023. Litecoin (LTC): Ongezeko la mapato Litecoin (LTC) imekuwa kitovu kikuu kwenye soko la sarafu za crypto. Huku wengine wakisema kuwa imeshika kiti cha nyuma kwenye miradi mipya, wachambuzi wanaona ukimya wa Litecoin kama rasilimali muhimu. Kulingana na hisa za sarafu, kwa sasa wawekezaji wanachagua mfuko kwa kuzingatia XRP, Litecoin na Solana badala ya Bitcoin. Hivyo, Litecoin watapata mapato ya $0.46 milioni. Pia, kupendezwa nayo kuliongezeka wakati tukio la tatu la kupunguza nusu la Litecoin lilipofanywa hivi karibuni. Kwa sasa bei ya Litecoin ni $83.90 pamoja na thamani ya soko ya $6.1 bilioni. Wataalam wanasema kuwa kuanzishwa kwa sifa za Litecoin kutaongeza uhitaji na kupitishwa kwa ongezeko la thamani yake. kwa hiyo, wanategemea ongezeko la hadi $105.02 kwa Litecoin mwishoni mwa mwaka 2023. Pomerdoge (POMD) inahusisha teknolojia ya blockchain na michezo ya kubahatisha Tangu 01, 2022, soko la michezo ya kubahatisha la blockchain limeongezeka kwa 2000%, na Pomerdoge (POMD) inalenga kuwekeza hapo. Huu msingi wa michezo ya Play-to-Earn (P2E) umeahidi kuleta michezo ya kusisimua na yenye fursa za kipekee ili wachezaji wapate faida kubwa. Tutakuonesha kwa ufupi jinsi ambavyo muomekano wa Pomerdoge ulivyo! Hili ni soko na uwanja ambapo unaweza kupigana moja na nyingine katika msindi inachukua hali zote kwa pomerdoge yako! Kusanya na ununue ngozi, vitu na uipe Pomerdoge yako sifa bora za kuwa mfalme. Jambo la Pomergame Pormerdoge imevutia hisia za wapenda michezo ya kubahatisha na wawekezaji wa sarafu za siri na mchezo wake ujao wa sarafu za siri P2E - Pomergame. Kwa msingi wake, Pomergame huwapa wachezaji uzoefu kamili wa uchezaji ambapo wanaweza kujenga na kuongeza wahusika wao, kushiriki katika vita na zaidi. Moja ya sifa kuu ya Pomerdoge ni soko la Pomerplace. Wachezaji wanaweza kununua, kuuza na kufanya biashara ya bidhaa na ngozi za ndani ya mchezo kwa kutumia tokeni za asili za POMD. Wachezaji wanaweza kuonesha ubunifu wao kwa kubuni safari na vitu vya wateja ili kuimarisha uzoefu wa kamali. Zaidi ya hayo, ulinzi ni hatua nyingine muhimu inayopaswa kuzingatiwa na kamati ya Pomerdoge. Kwa kweli, tayari wameshasema hivi, watazuia ukakasi milele huku wakifungia ishara zao kwa miaka miwili. Zaidi ya hayo, Pomerdoge tayari imepata kaguzi mbili za Cyberscope na Solidproof - zote ziliikuta salama kwa 100%. NFTs na Zaidi Watu wengi huvutiwa na mradi wa Pomerdoge shukrani kwa 7,777 NFT uliyopangwa kuzinduliwa mnamo Agosti / Septemba. Kila moja ya wavu hizi itagharimu 0.2 ETH na kutoa wamiliki wenye manufaa ya kipekee. Lakini, kupata uwezo wa kufikia mkusanyiko huu lazimi umiliki ishara za POMD. Tokeni moja ya POMD kwa sasa ina thamani ya $0.008 pekee kwa kuwa iko katika Awamu ya kwanza kabla ya mauzo yake ya awali. Walakini, bei hii inatarajiwa kuongezeka kwa mara 17 kabla ya mauzo yake kukamilika. Ikiwa ungependa kupata NFTs hizi na kushiriki zawadi za kila juma za jumla ya $150,000 - nunua tokeni ya POMD sasa. Jua zaidi kuhusu Pormerdoge (POMD) Presale Leo","Solana, Litecoin àti Pomerdoge - àwọn Ìdí 3 tí àwọn Aṣètúpalẹ̀ ṣe lérò pé wọ́n yóò Gbéra Mọ̀ nípa àwọn ìdí mẹ́ta tí àwọn aṣètúpalẹ̀ ṣe lérò pé àwọn owó àkósódù bí i Solana, Litecoin àti Pomerdoge yóò gbéra. Solana (SOL), Litecoin (LTC) àti Pomerdoge (POMD) - àwọn ohun ìní amówówọlé orí ayélujára wọ̀nyìí ti wọ ojú àwọn aṣètúpalẹ̀ àti àwọn akówólókòwò bákan náà. Nínú àròkọ yìí, a máa wo àwọn mẹ́tẹ́ẹ̀ta tí a yóò si ṣe àwárí ìdí tí àwọn aṣètúpalẹ̀ ṣe ń lérò pé yóò gbéra. Síratẹ̀ Ibí yìí Láti Mọ̀ Sí i Nípa Ètò-àkọ́tà Pomerdoge (POMD) Solana (SOL): Ìṣàfihàn Ọjọ́-iwájú Owó àkósódù aláìlákòóso Solana (SOL) ti wọ àwọn èèyàn lójú nítorí bí ètò ìdúnàádúrà orí rẹ̀ ṣe ti ṣe fáfá tí ó sì yára ṣe àkóso àwọn ìmúlò rẹ̀. Bí ẹ̀ka owó àkósódù aláìlákòóso (DeFi) ṣe ń gbòòrò sí i, agbára Solana láti ṣe àkóso ìdúnàádúrà tí ó pọ̀ pẹ̀lú owó ìṣòwò kékeré ni ó ti sọ ọ́ di olùfigagbága pàtàkì. Nínú ìròyìn tuntun nípa Solana, dátà láti ọ̀dọ̀ Messari ṣe àfihàn pé ó ti rí èrè 14% lórí àpapọ̀ iye ìfìnídógò (TVL) rẹ̀ láàárín oṣù tí ó kọjá, nígbà tí àwọn àsopọ̀ ńlá mìíràn ti pàdánù owó ní tiwọn. Látààrí bẹ́ẹ̀, Solana ṣáájú Ethereum àti Binance Smart Chain ní TVL nígbà tí ó rí ìdá 100% àkókò iṣẹ́ mú dúró láì sí ìdíwọ́ fún oṣù mẹ́fà gbáko. Fún ìdí èyí, iye owó Solana lé kún pẹ̀lú 6.9% ní ọ̀sẹ̀ tí ó kọjá nìkan. Solana ń tà ní $24.27 pẹ̀lú àká ìdúnàádúrà ọjà tí ó jẹ́ $9.8B. Àti pé, àwọn atọ́ka ìdarí ọjà rẹ̀ ti ń ṣàfihàn pé àkókò láti rà á tí súnmọ́ ilé. Torí náà, àwọn akọ́ṣẹ́mọṣẹ́ sọ àsọtẹ́lẹ̀ pé gbèdéke iye ìdúnàádúrà Solana yóò jẹ́ $29.22 títí oṣù Kejìlá ọdún 2023. Litecoin (LTC): Àfikún nínú Ìmúwọlé Òdú ni Litecoin (LTC) nínú ọjà owó àkósódù. Nígbà tí àwọn kan ń jiyàn pé ó ti lọ fìdí rẹmi fún àwọn iṣẹ́ àkànṣe tuntun, àwọn aṣètúpalẹ̀ rí ìlàkàkà Litecoin láti jẹ́ ohun ìní oníye nígbà gbogbo. Bí CoinShares ṣe sọ, àwọn olùfowódókòwò ti ń kówó lé àwọn òkòwò tí ó ní àkóónú XRP, Litecoin àti Solana dípò Bitcoin. Lẹ́yìn náà, Litecoin rí tó $0.46M ní àpapọ̀ owó àmúwọlé. Bákan náà, èlé orí rẹ̀ náà gbéra sókè bí ayẹyẹ ètò ìdérè-àkósódù-sí-méjì ìkẹta fún Litecoin ṣe ṣẹ̀ṣẹ̀ wáyé. Ní báyìí, iye Litecoin jẹ́ $83.90 pẹ̀lú àká ìdúnàádúrà ọjà $6.1B. Àwọn akọ́ṣẹ́mọṣẹ́ sọ pé irú iyì inú orúkọ Litecoin tún lè mú kí ìfẹ́ àti ìṣàmúlò rẹ̀ lọ sókè sí i, èyí tí yóò jẹ́ kí iye rẹ̀ náà gbéra. Nítorí náà, wọ́n sọ àsọtẹ́lẹ̀ pé iye Litecoin yóò lọ sókè sí $105.02 títí ìparí ọdún 2023. Pomerdoge (POMD): Àkópọ̀ Ìmọ̀ Ẹ̀rọ àká dátà àkósódù àti Ayò títa Láti Q1 ọdún 2022, ọjà géèmù aṣàkáadátàsódù ti lé kún sí i pẹ̀lú 2000%, tí Pomerdoge (POMD) sì gbèrò láti rí èrè nínú rẹ̀. Géèmù tayò-gbowó (P2E) alágbára yìí ń ṣe ìlérí irú eré ìje adùnmọ́ni àti àwọn àǹfààní tí ó dá yàtọ̀ fún èrè tí ó pọ̀. A máa fi bí Pomerplace ṣe rí hàn ọ́ láìpẹ́! Èyí jẹ́ àyè ìtajà àti gbọ̀ngán tí ẹ ti lè fìjà pẹẹ́ta pẹ̀lú ara yín níbi tí olúborí yóò sì gba gbogbo àwọn àyè Pomerdoge rẹ.! Ṣe àgbàjọ kí o sì ra àwọn àwọ̀, àwọn ohun èlò kí o lè fún pomerdoge rẹ ní àwọn àbùdá tí ó dára láti di ọba. Ọ̀rọ̀ Pomergame Pomerdoge ti pe àkíyèsí àwọn olùfẹ́ géèmù àti àwọn olùfowódókòwò sínú owó àkósódù pẹ̀lú ayò P2E alòmọ̀ àkósódù rẹ̀ tí ń bọ̀ lọ́nà - Pomergame. Ní gbùngbùn rẹ̀, Pomerdoge ń fún àwọn òǹtayò ní irú ìrírí ìtayò tí ó wọra níbi tí wọ́n ti lè ṣẹ̀dá kí wọ́n sì ṣe ìgbésóké àwọn ẹ̀dá agbáyò wọn, kí wọ́n tún jagun, àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. Ọ̀kan nínú àwọn àbùdá Pomerdoge tí ó tayọ ní àyè ìtajà Pomerplace. Àwọn òǹtayò lè rà, tà, kí wọ́n sì tún ṣe ìpààrọ̀ àwọn ohun èlò eré àti àwọ̀ nípa lílo àwọn tókìn ajẹmọ́ POMD. Àwọn agbáyò yóò lè ṣàfihàn ọgbọ̀n ìṣẹ̀dá wọn nípa ṣíṣe àtúnṣe sí àwọn ẹ̀yà èlò ayò àti àwọn àwòrán aṣojú òǹtayò, èyí tí yóò mú ìrírí ìtayò dára síi. Àti pé, ètò ààbò tún jẹ́ ohun àwómọ́ mìíràn fún ìgbìmọ̀ Pomerdoge. Kódà, ó tí sọ tẹ́lẹ̀ pé òun yóò ti ìsọ̀nídowó aláìpayeọjàlára títí láíláí ni tí òun kò sì ní fi àyè gba ìgbékiri àwọn tókìn ọmọ ẹgbẹ́ fún ọdún méjì. Ní àfikún, Pomerdoge ti ṣe àyẹ̀wò ìwé ajé lẹ́mèejì ti Cyberscope àti SolidProof bá wọn ṣe - tí àwọn méjèèjì sì rí i pé ó ní ààbò 100%. Àwọn NFT (Tókìn Àdáni Aṣẹ̀ríìjójúlówó) àti Lẹ́yìnwá Ọ̀pọ̀lọpọ̀ àwọn èèyàn ni iṣẹ́ àkànṣe Pomerdoge ti fa ojú wọn mọ́ra fún àkójọ oníyàtọ̀ NFT 7,777 rẹ̀ tí ó ṣètò fún ìfilọ́lẹ̀ ní oṣù Kẹjọ / Kẹsàn-án. Ọ̀kọ̀ọ̀kan àwọn NFT wọ̀nyìí ní iye rẹ̀ yóò tó 0.2 ETH tí yóò sì fún àwọn olúwa rẹ̀ ní àwọn àǹfààní tí ó dá yàtọ̀. Ṣùgbọ́n ẹni tí ó bá ní tókìn POMD náà nìkan ni ó lè ní àyè sí àkójọ yìí. Iye POMD kan jẹ́ $0.008 péré báyìí níwọ̀n ìgbà tí ó sì wà ní Abala Kínní nínú ètò-àkọ́tà rẹ̀. Àmọ́ ṣá, ó yẹ kí iye yìí gbéra pẹ̀lú ìlọ́po 17× kí ètò-àkọ́tà rẹ̀ tó parí. Bí o bá fẹ́ gba àwọn NFT wọ̀nyìí tí o sì fẹ́ kópa nínú àwọn ètò ìfúnnilọ́fẹ̀ẹ́ ọlọ́sọ̀ọ̀sẹ̀ tí àpapọ̀ rẹ̀ jẹ́ $150,000 - ra tókìn POMD báyìí. Mọ̀ síi nípa Ètò-àkọ́tà Pomerdoge (POMD) Lónìí","ISolana, iLitecoin, nePomerdoge - Izizathu ezi-3 Zokuthi Kungani Abahlaziyi Benethemba Thola ulwazi ngezizathu ezintathu ezenza abahlaziyi babenethemba ekusetshenzisweni kwebhukunyazi lezimali njenge-Solana, iLitecoin, nePomerdoge. ISolana (iSOL), iLitecoin (iLTC), nePomerdoge (iPOMD) - lezi zimpahla zedijithali zinakwe ngabahlaziyi nabatshalizimali ngokufanayo. Kulesi sihloko, sizophenya kuzo zontathu futhi sihlole ukuthi kungani abahlaziyi bezwakalisa imizwa emihle mayelana namandla abawabonisayo. Chofoza Lapha Ukuze Ufunde Kabanzi NgePomerdoge (iPOMD) Presale ISolana (iSOL): Yethula Ikusasa leDeFi ISolana (iSOL) inakwe ngenxa yokuqina kwayo okumangazayo nesivinini sezokuthengiselana. Njengoba indlondlobala iidecentralised finance (iDeFi), ikhono likaSolana lokusingatha amanani aphezulu okwenziwayo ngemali encane liwubeke njengabaqhudelanayo. Ezindabeni zakamuva zaseSolana, imininingo evela ku-Messari ibonise ukuthi ithole inzuzo yeTVL engu-14% ngenyanga edlule, kanti abanye abaphezulu babe nokulahlekelwa. Ngenxa yalokho, iSolana idlula i-Ethereum ne-Binance Smart Chain kuTVL ngenkathi igcina i-streak yezinyanga eziyisithupha ye-uptime engaphazanyiswa ye-100%. Ngenxa yalokho, intengo yeSolana inyuke ngo-6.9% ngesonto eledlule kuphela. USolana uhweba ngo-$24.27 ngesamba semakethe esingu-$9.8B. Ngaphezu kwalokho, amanani ahambayo ayo akhombisa izimpawu zokuthenga ezinamandla. Ngakho-ke, ongoti babikezela intengo engu-$29.22 leSolana ngoZibandlela wezi-2023. ILitecoin (iLTC): Ukunyuka Kwemali Engenayo ILitecoin (iLTC) ibilokhu iyisisekelo emakethe yebhukunyazi yemali. Nakuba abanye bephikisana ngokuthi kuthathe indawo engemuva kumaphrojekthi amasha, abahlaziyi babona ukuqina kwe-Litecoin njengempahla ebalulekile. Ngokusho kweCoinShares, abatshalizimali basanda kukhetha izimali ezigxile kuXRP, iLitecoin, neSolana esikhundleni seBitcoin. Ngakho, iLitecoin yabona i-$0.46M yengeniso. Futhi, intshisekelo yeqa njengoba umcimbi wesithathu wokuhlukanisa iLitecoin usanda kwenziwa. Njengamanje, intengo yeLitecoin ihlezi ku-$83.90 ngenani elinqunyise lemakethe engu-$6.1B. Ongoti bathi idumela elimisiwe leLitecoin lingakhuphula inzalo nokutholwa, likhulise inani layo. Ngakho-ke, babikezela ukukhuphuka ku-$ 105.02 ye-Litecoin ekupheleni kuka-2023. IPomerdoge (POMD): Ukuhlanganisa iBlockchain Technology kanye neMidlalo Kusukela ku-Q1 2022, imakethe yemidlalo ye-blockchain inyuke ngo-2000%, kanti iPomerdoge (iPOMD) ihlose ukwenza imali kuyo. Le geyimu eyigroundbreaking Play-to-Earn (iP2E) ithembisa umdlalo wegeyimu ojabulisayo namathuba ayingqayizivele okuzuza okubalulekile. Maduze sizokukhombisa ukuthi ipomerplace ibukeka kanjani! Lena indawo yemakethe kanye nenkundla lapho ungakwazi ukulwa nomunye kuthi owinile athathe konke ngokwePoergame! Qoqa futhi uthenge izikhumba, izinto futhi unikeze i-pomerdoge yakho izimfanelo ezingcono zokuba yinkosi. Okwaziwa njengePomergame IPomerdoge inakise bobabili abathanda imidlalo kanye nabatshalizimali bebhukunyazi ngomdlalo wayo ozayo webhukunyazi P2E - iPomergame. Emgogodleni wayo, iPomergame inikeza abadlali ukuzizwisa kwegeyimu okugxilile lapho bengakha futhi bakhuphule izinga abalingisi babo, bahlanganyele ezimpini, nokuningi. Esinye sezici ezivelele zePomerdoge imakethe yasePomerplace. Abadlali bangathenga, bathengise, futhi bahwebe ngezinto ezingaphakathi kumdlalo nezikhumba besebenzisa amathokheni omdabu ePOMD. Abadlali bangakhombisa ubuhlakani babo ngokuzakhela izimpahla nezithombe, bathuthukise ukudlalwa kwegenu. Ngaphezu kwalokho, ukuphepha kungelinye iphuzu elibalulekile kwiqembu lasePomerdoge. Eqinisweni, ishilo ukuthi izovala umnotho unomphela ngenkathi imisa amathokheni eqembu iminyaka emibili. Ukwengeza, iPomerdoge isivele ithole ukucwaningwa kwamabhuku okubili yiCyberscope neSolidProof - kokubili ikuthola kuphephile ngo-100%. AmaNFT Nangaphandle Abantu abaningi bakhangwa iphrojekthi yePomerdoge ngenxa yeqoqo layo eliyingqayizivele leNFT engu-7,777 elihlelelwe ukwethulwa ngoNcwaba/ngoMandulo. Ngayinye kulawa maNFT izobiza u-0.2 ETH futhi inikeze abanikazi izinzuzo ezikhethekile. Kodwa, ukuthola ukufinyelela kuleli qoqo kwenziwa kuphela ngokuba nethokheni yePOMD. Ithokheni eyodwa yePOMD manje seyibiza u-$0.008 kuphela njengoba liseSigabeni Sokuqala sokuthengiswa kwayo kusengaphambili. Kodwa-ke, le ntengo kulindeleke ukuthi inyuke ngo-17x ngaphambi kokuphela kokuthengiswa kwayo kwangaphambili. Uma ufisa ukuthola lawa maNFT futhi ubambe iqhaza ekunikezweni kwamasonto onke okuhlanganisa u-$150,000 - thenga ithokheni yePOMD manje. Thola okwengeziwe mayelana nePomerdoge (POMD) Presale Namuhla"
+"ከምርት ዳይቭ እስከ የምርት መሪዎችን በ‹ ዳይቭ 2023› ኮንፈረንስ ላይ ማገናኘት-ቶቢ ኦቶኪቲ የአሁኑን እና የወደፊቱን የምርት ሥራ አስኪያጆች እንዴት እያጠናከረ ነው በጥንታዊቷ ከተማ ኢባዳን ያደገው ቶቢ ኦቶኪቲ በአፍሪካ የቴክኖሎጂ ኢንዱስትሪ ውስጥ ምርቶችን መገንባቱን የሚቀጥል ዓለም አቀፍ የምርት አስተዳደር መሪ ነው። በሥራ ባልደረቦቿ ቶቢሊየንስ እየተባለች የምትጠራው በዩኒኮርን ኩባንያዎች ውስጥ በመስራቷ ምስጋና ይግባውና በቴክኖሎጂው መስክ አስተማሪ በመሆኗም ስሟን አትርፋለች። ቶቢ የምዕራብ አፍሪካ ክልል መሪ የምርት አስተዳደር ትምህርት ቤቶች አንዱ ፕሮዳክት ዳይቭ መስራች ነው ። በቃለ መጠይቃችን ውስጥ ስለ አስተዳደሯ፣ ስለ እምነቷ፣ የምርት ሥራ አስኪያጅ ለመሆን ስላላት መንገድ፣ ""ፕሮዳክት ዳይቭ"" እና ስለ መጪው የምርት አመራር ኮንፈረንስ፣ ዘዳይቭ 2023 ተነጋገረች። ዳይቭ 2023 ኮንፈረንስ ዓለም አቀፍ የምርት መሪዎችን፣ የምርት ሥራ አስኪያጆችን፣ የንግድ ሥራ መሪዎችን እና ሌሎች የቴክኖሎጂ ባለሙያዎችን በአንድ ጣሪያ ሥር በማሰባሰብ በምርት አስተዳደር ዓለም ውስጥ ጥልቀት ያለው ጥልቀት ለመውሰድ እና በድርጅቶቻቸው ውስጥ ዘላቂ ተጽዕኖዎችን እንዴት እንደሚያሳድሩ የሚያሳይ ምርቶች ላይ ያተኰረ ኮንፈረንስ ነው። የቃለ መጠይቁ አጠር ያለ ስሪት እነሆ። ስለራስዎ ትንሽ ይንገሩን ራሴን ሴት የቴክኖሎጂ ባለሙያ አድርጌ እቈጥረዋለሁ። እኔ ለአስር ዓመታት ያህል በአፍሪካ የቴክኖሎጂ ኢንዱስትሪ ውስጥ ምርቶችን የገነባ የምርት አስተዳደር መሪ ነኝ። ከአምስት ሚሊዮን በላይ ተጠቃሚዎች የሚጠቀሙባቸውን የተለያዩ ምርቶቻቸውን ለመገንባት በማገዝ በሦስት ዩኒኮርኖች-ኢንተርስዊች፣ አንዴላ እና ፍላተርዌቭ ውስጥ ሠርቻለሁ። እንዲያውም በጠቅላላው ከ50 ሚሊዮን በላይ ተጠቃሚዎች እኔ የሰራሁባቸውን ምርቶች ተሞክረው ተጠቅመዋል። ለምሳሌ ናይጄሪያ ውስጥ ባሉ ሁሉም ባንኮች የሚጠቀምበት ምርት አለኝ። በ ቢ2ቢ እና ቢ2ቢ ምርቶች ላይ ሠርቻለሁ— ከግለሰቦች ጋር የሚገናኙ ምርቶች እና ከንግዶች ጋር የሚገናኙ ምርቶች።. በተጨማሪም እኔ ሥራ ፈጣሪ ነኝ እላለሁ። ሁሌም ነገሮችን የምመለከተው ከችግር መፍታት አንጻር ነው። ከሙያ ሥራዬ ባሻገር ከወጣቶች ጋር የማደርጋቸው ተከታታይ የማህበራዊ ተጽዕኖ ፕሮጀክቶች አሉኝ። በጣም ጥሩ ባል አለኝ። እኔ በሙያዬ ላይ ያተኮርኩ ሰው ነኝ ግን ለሙያዬ የምሰጠውን ተመሳሳይ ዓላማ እና ለቤተሰቤ የምሰጠውን ተመሳሳይ ዓላማ ነው፣ ለልጆቼ መገኘት። እኔ እንደማምነው ከአንደኛ እስከ አሥረኛ ዕድሜ የሚማሯቸው ትምህርቶች ናቸው፣ በተወሰነ መልኩ፣ ለሕይወት የሚተገበሩት። እና አንድ ወላጅ በልጁ ሕይወት ውስጥ ካለው ክፍል ከጠፋ ይህ በልጁ ላይ አሉታዊ ተጽዕኖ ሊያሳድር ይችላል። ስለቤተሰቦቼ መገኘት፣ መቅርብ፣ አውቆ መገኘትና እነሱን መንከባከብ ነው። ከትምህርታዊ ዳራ አንጻር በኮምፒዩተር ሳይንስ የመጀመሪያ እና ሁለተኛ ዲግሪ አለኝ። እኔም ክርስቲያን ነኝ፤ በአምላክ በጣም አምናለሁ። አሁን ያለሁበት አብዛኛው ቦታ የስራዬና የእግዚአብሔር ጸጋና ሞገስ ጥምረት ነው ብዬ አስባለሁ። ስለዚህ በሕይወቴ ውስጥ ያለውን የእግዚአብሔርን አካል ችላ ማለት አልችልም። ወደ ምርት አስተዳደር ጉዞ። በኢባዳን የኮምፒውተር ሳይንስ ዲግሪዬን ስጨርስ አሁንም ምን ማድረግ እንዳለብኝ በጣም እርግጠኛ አልነበርኩም ምክንያቱም በኮምፒውተር ሳይንስ ውስጥ አብዛኛውን ጊዜ የሚያስተምሩት የፕሮግራም አወጣጥ ነው። እርስዎ ማድረግ ያለብዎት ከፕሮግራም ጋር የተዛመደ የሆነ ነገር ሊኖር ይገባል፣ እና እኔ በፕሮግራም ማድረግ አልደሰትም። በኋላ ላይ የፕሮግራም አዘጋጅነት ለምን እንዳልወደድኩ ተገነዘብኩ። ማንነቴንና የምደሰትባቸውን ነገሮች ለማወቅ የግለሰባዊነት ምርመራ አድርጌያለሁ። እኔ ቁጭ ብዬ ኮድ መጻፍ የምፈልግ ሰው አይደለሁም። ከአንድ ሰው ጋር መነጋገር ወይም ከደንበኞች ጋር መገናኘት እመርጣለሁ። ችግርዎን ለመፍታት ደስ ይለኛል፣ ግን ይህን ለማድረግ በመጀመሪያ የሚያጋጥሙዎትን ችግሮች መረዳት አለብኝ። ይህ ማለት ከአንተ ጋር መነጋገር ያስፈልገኛል ማለት ነው። ብዙ ሰዎች የምርት አስተዳደር የቴክኖሎጂ አፕሊኬሽኖችን ስለመገንባት ነው ብለው ያስባሉ። ግን አይደለም። የምርት አስተዳደር ችግሮችን መፍታት ነው። እና ለዚህ ነው በዚህ ኢንዱስትሪ ውስጥ የቆየሁ እና ለምን እየበለፀግኩ ነው ብዬ የማስበው፣ ምክንያቱም በአሁኑ ጊዜ ከፕሮግራም ባለሙያነት በተቃራኒው ጥንካሬዬን እየተጫወትኩ ነው የሚመስለው። በ 2015 ወደ ምርት አስተዳደር ገባሁ እና የምርት አስተዳደር ጉዞዬ በኢንተር ስዊች ተጀምሯል። ከዚያ በፊት፣ ላፕቶፕ ጥገናን ጨምሮ ብዙ ነገሮችን ሞክሬ ነበር፣ በኦራክል እና በሲሲኮ የተረጋገጠ የአውታረ መረብ ተባባሪ( ሲሲኤንኤ) የምስክር ወረቀት ኮርሶችን እንኳን ወስጃለሁ፣ እናም ይህ ብዙ ነገሮችን ለመሞከር እየሞከርኩ ነበር። በሙያዬ መጀመሪያ ላይ ምን ማድረግ እንደምፈልግ እርግጠኛ ለመሆን ብዙ ነገሮችን መሞከር ነበረብኝ፣ እና ያንን ሳደርግ በኢንዱስትሪው ውስጥ ከሚሠሩ ሰ���ች ጋር መገናኘቴን አረጋገጥኩ። ሁሌም ሲቪዬን እነግራቸዋለሁ እንዲሁም በቅርቡ ስለወሰድኩት የምስክር ወረቀት አሳውቃቸዋለሁ። በተጨማሪም፣ በእነዚህ ድርጅቶች ውስጥ ጠቃሚ ለሚሆነው ነገር ራሴን እያዘጋጀሁ እንደሆነ ያውቁ ነበር። እውነቱን ለመናገር የምርምር ሥራዬን ስሠራ ኢንተር ስዊች በጣም ትልቅ ኩባንያ ሆኖ አየሁት ስለዚህ እራሴን እዚያ እየሰራሁ አላየሁም። ኢንተር ስዊች ኢሜይል በላከልኝ ጊዜ አንድ ትልቅ ኩባንያ ለቃለ መጠይቅ ሊደውልልኝ መቻሉ አስገርሞኝ ነበር። እኔ እንደማስበው ያኔ ያደረግሁት ሌላ ነገር ያደረግሁትን ሁሉ ወደ ሲቪዬ ማከል እና እሱን ለመገምገም እንዲረዱኝ ከሰዎች ጋር መጋራት ነበር። ከኢንተር ስዊች በፊት በኒው ዮርክ ሲኤስሲ ወቅት ቤተ-መጽሐፍት ገንብቻለሁ፤ ወደ ሲቪዬ አክዬዋለሁ። በቤተ ክርስቲያኔ ውስጥ ስለምሠራው ሥራም ተናገርኩ። በቤተ ክርስቲያኒቱ ውስጥ አንዳንድ የአመራር ቦታዎችን የያዝኩ ሲሆን በቃለ መጠይቁ ወቅት ስለዚህ ጒዳይ ለመናገር አልፈራም ነበር። በኮርፖሬት ድርጅት ውስጥ እነዚህን ነገሮች ባላደርግም እነዚህ ቀድሞውኑ በአንድ ወይም በሌላ መንገድ የገለጽኳቸው ክህሎቶች ስብስቦች ነበሩ። ከጊዜ በኋላ ሥራውን ባገኘሁ ጊዜ የሙያ ልምድ እንደሌለኝ እያወቅኩ የቅጥር ሥራ አስኪያጅዬን ለምን እንደወሰዱኝ ጠየቅኳቸው። በቃለ መጠይቁ ወቅት እጀታዬን ለመጠቅለል እና ወደ ሥራ ለመሄድ ዝግጁ እንደሆንኩ አሳይቻለሁ ብላለች። በድርጅቱ ውስጥ በተቀላቀልኩበት ጊዜ በመጀመሪያው የማስተዋወቂያ ክበብ ውስጥ እድገት አገኘሁ። ከአንዴላ ጋር ስቀላቀል ሥራ አስኪያጅዬ እኔን ከመረጡኝ ምክንያቶች አንዱ ሀቀኛ መሆኔ ነው፣ እናም ሰዎች ሀቀኛ እና እውነተኛ እንዲሆኑ የምፈልገው ያ ነው። ስለዚህ የመጀመሪያውን የፕሮጀክት ሥራ አስኪያጅነት ሥራዬን የጀመርኩት ከዚህ በፊት የምርት ሥራ አስኪያጅነት ልምድ ባይኖረኝም እውነተኛ በመሆን እና ቀደም ሲል ስላደረግኳቸው ነገሮች በመናገር ነበር፣ እናም ከዚህ ሁሉ በመነሳት ይህች ሴት ጥሩ የፕሮጀክት ሥራ አስኪያጅ እንደምትሆን መደምደም ችለዋል። በምርት አስተዳደር ውስጥ የመቆየት ውሳኔ ምርቶችን ስሠራ እና ስለእነሱ ግምገማዎችን ስመለከት ደስተኛ ነበርኩ። ሰዎች እኔ የሠራሁትን ቤተ-መጽሐፍት ሲጠቀሙ ስመለከት ተመሳሳይ ስሜት ተሰምቶኝ ነበር። እኔ በእውነት የሰዎችን ችግር እየፈታሁ ነው፣ ይህም ሁሌም የእኔ ዋና ነገር ነው። ዋናው ፍላጐቴ ሁሌም ሰዎችን እንዴት ደስተኛ ማድረግ እንደሚቻል ሲሆን ይህም የደስታ ሚኒስትር የሚል ስያሜ አስገኝቶልኛል። የምርት አስተዳደር ውስጥ ረዘም ላለ ጊዜ ቆይቻለሁ ምክንያቱም ችግሮችን በእውነት የመፍታት እርካታ እና ከትክክለኛ ተጠቃሚዎች ጋር ለመነጋገር ዕድሉ፣ ይህም የፕሮግራም አወጣጥ አልሰጠኝም። በፕሮግራም አዘጋጅነት ከላፕቶፕዬ ጋር ብዙ መስተጋብር እፈጥራለሁ በምርቶች አስተዳደር ግን ከህይወቶች ጋር እገናኛለሁ እናም ውጤቱን አያለሁ። ፕሮዳክት ዳይቭ እንዴት ነው የተጀመረው፣ እና እስካሁን ድረስ ያለው ጕዞ እንዴት ነበር? የምርት አስተዳደር ጉዞዬን በጀመርኩበት ጊዜ እንደአሁኑ የምርት ትምህርት ቤቶች እና የምርት አስተዳደር ማህበረሰቦች አልነበሩንም። ከአሥር ዓመት ገደማ በፊት በአፍሪካ ውስጥ የምርት ሥራ አስኪያጆች የምርት ሥራ አስኪያጅ ማዕረግ አይታይም ነበር። እኔ ኢንተር ስዊች በተቀላቀልኩ ጊዜ፣ የእኔ የሥራ ርዕስ የምርት አማካሪ ነበር፣ ነገር ግን የምርት አስተዳደር ሚና ነበር። የሥራው ርዕስ ግራ የሚያጋባ ነበር፣ እናም የምርት አማካሪ ሚና ምን እንደሚያስከትል ለመፈለግ ሁል ጊዜ በመስመር ላይ እሄድ ���በር። በተመሳሳይ ሚና ውስጥ ካሉ ሰዎች ጋር ውይይት ሳደርግ ሁሉም ሰው አንድ ዓይነት ችግር ያለበት ይመስል ነበር፤ ሁላችንም ነገሮችን ለመረዳት እየሞከርን ነበር። የምርት ትምህርት ቤቶችን በመስመር ላይ መፈለግ ጀመርኩ እና ከዚያ የምርት ትምህርት ቤት ሲሊኮን ቫሊን አገኘሁ እና እነሱም የማህበረሰብ አደራጆችን እየፈለጉ መሆኑን ተገነዘብኩ። በማህበረሰብ አስተባባሪነት ተመዝግቤ በናይጄሪያ የመጀመሪያው የማህበረሰብ አስተባባሪ ሆንኩ። በናይጄሪያ ለአካባቢያቸው ዝግጅቶችን አስተናግዳለሁ እናም ሰዎች አስደናቂ ተሞክሮ እንዲኖራቸው አረጋግጫለሁ እናም እነዚህን ማረፊያዎች ከኪስ ቦርሳዬ እደግፋቸዋለሁ። ከጊዜ በኋላ የምርት ትምህርት ቤቱን አነጋግሬ ትምህርታቸውን በዚህ የዓለም ክፍል ላሉ ሰዎች ተደራሽ እና ተመጣጣኝ እንዲያደርጉ ጠየቅኳቸው እነሱም በዚያን ጊዜ ዒላማቸው ናይጄሪያ እንዳልነበረ ተናግረዋል። ስለዚህ ፣ምንም ችግር የለውም አልኩኝ፤ ቢያንስ ለጥቂት ዓመታት የምርት አስተዳደርን እየሰራሁ ስለነበር ለናይጄሪያውያን ወገኖቼ አንድ ነገር የማድረግ ጊዜው አሁን ነው። ያኔ ነበር"" ሁሉንም ነገር አላውቅም፣ እናም ሁሉንም ነገር የማስተምረው እኔ መሆን የለብኝም"" ያልኩት። የምርት ዳይቭን ለመጀመር ወሰንኩ፣ እና ወደ ሥራው በጥልቀት መግባት ይሆናል። በተጨማሪም በማስተማር ላይ የአፍሪካ ምሳሌዎችን እየተጠቀምኩ ነው ማንም የማይገባኝ የሲሊኮን ቫሊ ምሳሌዎችን አይሰጠኝም። ፕሮዳክት ዳይቭ የተጀመረው በመስከረም 2019 ሲሆን በልምድ የሚመራ እና ለሰዎች አጠቃላይ ተሞክሮ የሚሰጥ ነው። አስተማሪዎቹ እንኳን ልምድ ያላቸው ባለሙያዎች ናቸው ምክንያቱም ሰዎችን ከአንድ ደረጃ ወደ ሌላው መውሰድ እፈልጋለሁ። በአንድ ኮርስ የጀመርነው ሲሆን አሁን ሁለት ኮርሶች አሉን ምክንያቱም ስለ ምርት አስተዳደር ብዙ መማር አለብን። የምርት አስተዳደርን ማስተማር የጀመርኩት አንድ ፈታኝ ሁኔታ ስለነበረኝ ነው፣ እና ይህን ፈታኝ ሁኔታ የሚጋፈጡ ሌሎች ብዙ ሰዎች አሉ። በፕሮዳክት ዳይቭ ሁሉም ነገር ከቁጥር በላይ ጥራት ያለው ነው። ሰዎችን በትክክለኛው መሣሪያ፣ እውቀት እና ማህበረሰብ እናስታጥቃቸዋለን። ይህ የሆነበት ምክንያት ማህበረሰብ ስለሚያስፈልግዎት ነው፣ እና ያ ነው ProductDive ከሌሎች የምርት ትምህርት ቤቶች የሚለየው። በዓመቱ ውስጥ በየቀኑ በስልጠና ላይ መሆን አይችሉም፣ ግን በማንኛውም ጊዜ ሊደርሱበት በሚችሉት ማህበረሰብ ውስጥ መሆን ይችላሉ፣ እናም አንድ ሰው እንደሚረዳዎት እርግጠኛ ነዎት። ሁሉም የምርት ዳይቭ አባላት የዕድሜ ልክ መብት አላቸው ለህብረተሰቡ። ስለዚህ የምርት ዳይቭ፣ በማጠቃለያ፣ ስልጠና ነው፣ ችሎታዎን ከፍ ያደርገዋል፣ እና በሥራ ላይ እድገት እንዲያገኙ፣ አዲስ ሥራ እንዲያገኙ እና ከሰዎች ጋር እንዲገናኙ ለማገዝ የሚያስፈልጉዎ ነገሮች ሁሉ። እና በተጨማሪ ማህበረሰብ እና የምርት መሪዎች የሚመጡበት ይህ ኮንፈረንስ ""ዘዳይቭ"" 2023 ነው። እስካሁን ድረስ ከ1500 በላይ ሰዎችን አሰልጥነናል። በናይጄሪያ ውስጥ እያንዳንዱ ጅምር ማለት ይቻላል የምርት ዳይቭ ምሩቅ እንዳለው በመናገር ኵራት ይሰማኛል። ሰዎች በ ዳይቭ 2023 ኮንፈረንስ ላይ ምን መጠበቅ አለባቸው። ጥራት ያለው ይዘት እና ኢንዱስትሪ-ተኮር መረጃ። የምርት አስተዳደር እንደ ኢ-ኮሜርስ፣ ቸርቻሪ እና ፊንቴክ ባሉ የተለያዩ ኢንዱስትሪዎች ውስጥ ይለያያል፣ እናም በእነዚህ ኢንዱስትሪዎች ውስጥ ጥልቀት ያለው ጥልቀት እናደርጋለን ምክንያቱም የምርት አስተዳደር እውቀት እንደ ምርት መሪ ስኬታማ ለመሆን በቂ አይደለም። ስለ ገበያዎ( የምትሸጡት ሰዎች እና የመ���ዛት አቅማቸው)፣ የት እንደሚጫወቱ፣ ተቈጣጣሪዎች፣ አደጋዎች፣ ባለድርሻ አካላት እና ባለሀብቶች ግንዛቤ ያስፈልግዎታል። ሌላኛው ነገር ደግሞ በምንጋለጥህ ሰዎች ደረጃ ነው። ስለዚህ ከዓለም አቀፍ የምርት መሪዎች ጋር ከፍተኛ ደረጃ ያለው አውታረመረብ ይኖራል። ጥራት ያለው ተሰጥኦን ለሚፈልጉ ድርጅቶች እና የምርት አስተዳዳሪዎች የሚጠቀሙባቸውን ምርቶች እና ከምርቶቻቸው ጋር ውህደትን ለሚጠይቁ መሣሪያዎች ለሚያቀርቡ ድርጅቶች ይህ ክስተት አቅርቦቶቻቸውን ለማስተዋወቅ እና ለማስተዋወቅ እድል ይሰጣል። የምርት ሂደቶችን እና አስተዳደርን የምናስተምርባቸው አውደ ጥናቶችም ይኖራሉ። በንግድዎ ውስጥ ሂደቶች እና መዋቅሮች ከሌሉ የሚፈልጉትን ውጤት አያገኙም። ምንም ያህል መጠን ያለው ሕልም ቢያዩ ወደ መዋቅራቸው ደረጃ ይወርዳሉ። ስለዚህ የምርት ግቦችዎን እና የንግድ ግቦችዎን የሚደግፉ ትክክለኛውን የምርት ሂደቶች እንዴት መፍጠር እንደሚችሉ ለማወቅ ከፈለጉ እዚያ መሆን አለብዎት። በተጨማሪም የምርት ስትራቴጂን እናስተምራለን ምክንያቱም ስትራቴጂ ከሌለዎት ችግር ውስጥ ነዎት፣ ምናልባትም ንግድዎን ያጣሉ እና ያጣሉ። በተጨማሪም የምርት ማቅረቢያ ገጽታ እና የምርት የመንገድ ካርታ አለ። እነዚህ ሁሉ በኮንፈረንሱ ላይ ይወያያሉ፣ እናም ይህ ለሁሉም ተሰብሳቢዎች የምናዘጋጀው ተሞክሮ ነው። ገና ለ ዘዳይቭ 2023የምርት አመራር ኮንፈረንስ መመዝገብ ካለብዎት ወደ ፕሮዳክት ዳይቭ ድር ጣቢያ ይሂዱ እና ቦታዎን ያረጋግጡ።","From ProductDive to uniting product leaders at The Dive 2023 conference: How Tobi Otokiti is empowering present and future product managers Raised in the ancient city of Ibadan, Tobi Otokiti is a global product management leader who continues to build products in the African tech industry. Called Tobillions by her colleagues, thanks to her impressive record of working at companies that became unicorns, she has also made a name for herself as an educator in the tech space. Tobi is the founder of one of the leading product management schools in the West African region, ProductDive. In our interview, she discussed her background, faith, path to becoming a product manager, ProductDive, and the upcoming product leadership conference, The Dive 2023. The Dive 2023 conference is a product-focused conference bringing global product leaders, product managers, business leaders, and other tech professionals under one roof to take a deep dive into the world of product management and how to make lasting impacts in their organisations. Here’s an abridged version of the interview. Tell us a bit about yourself I consider myself a female technologist. I am a product management leader who has built products in the African tech industry for about ten years. I have worked at three unicorns—Interswitch, Andela, and Flutterwave—helping to build their various products which are being used by over five million users. In fact, combined, there are more than 50 million users who have experienced and used products that I've worked on. For example, I have a product that's used by all banks in Nigeria. I've worked on B2C and B2B products — products that interface with individuals and products that interface with businesses. I would also say that I'm an entrepreneur. I always look at things from the point of view of problem-solving. Beyond my professional work, I have a series of social impact projects that I do with youth. I have a lovely husband. You know, I am a career-focused person, but it's the same intentionality that I give to my career and the same intentionality that I give to my family, like being present for my children. I believe it's the lessons that you learn from age one to ten that you, in a way, apply to life. And if a parent is missing from that part of a child's life, that might negatively impact the child. It's about being present, available, and intentional about my family and about grooming them. In terms of educational background, I have bachelor's and master's degrees in computer science. And I'm a Christian; I believe in God a lot. I think that most of where I am right now is a combination of my work and God's grace and favour. So, I cannot leave out that part of the God factor in my life. Journey to product management When I completed my computer science degree in Ibadan, I was still very unsure of what to do because what they teach most of the time in computer science is programming. There has to be something programming-related that you need to do, and I do not enjoy programming. I later figured out why I did not enjoy programming. I did a personality test to also be more self-aware, to know who I am and the kinds of things that I would enjoy. I'm not someone who would like to sit down and code. I would rather talk to someone or interface with customers. I would love to solve your problem, but in order to do so, I must first understand the problems you are experiencing. This means I need to talk to you. A lot of people feel product management is about building tech apps. It's not. Product management is about solving problems. And that's why I think that I have remained in this industry and why I'm thriving, because right now it looks like I'm playing to my strengths as opposed to if I were a programmer. I got into product management in 2015, and my journey with product management started at Interswitch. Before then, I had tried many things, including laptop repairs; I even took certification courses in ORACLE and Cisco Certified Network Associate (CCNA), and this was me trying to test many waters. At the start of my career, there was a lot of trying things out to be sure of what I wanted to do, and while doing that, I made sure to reach out to people that were working in the industry. I would always share my CV with them and also inform them of the certification I had just taken. Also, they knew that I was preparing myself for what would be useful in these organisations. To be honest, when I was doing my research, I saw Interswitch as a very big company, so I didn’t see myself working there. When Interswitch sent me an email, I was shocked that a big company could call me for an interview. I think another thing that I did well then was adding everything that I had done to my CV and sharing it with people to help me review it. Before Interswitch, I built a library during my NYSC; I added it to my CV. I also talked about the work that I was doing in my church. I had held some positions of leadership in the church, and I was not afraid to talk about them during the interview. While I had not done those things in a corporate organisation, those were skill sets that I had already expressed in one way or another. Eventually, when I got the job, I asked my hiring manager why they took me while knowing that I didn’t really have much professional work experience. She said that during the interview, I showed that I was ready to roll up my sleeves and get to work. In the first promotional circle that they had in the organisation when I joined, I was promoted. When I joined Andela, my manager said one of the reasons they chose me was my honesty, and that’s what I want people to be: honest and authentic. So, I got into my first product management job by being authentic and talking about the things that I had done in the past, even though I didn’t have product management experience before, and from all of that, they could deduce that this lady would be a good project manager. The decision to remain in product management When I built products and saw reviews about them, I was happy. I felt the same way when I saw people using the library I built. I am truly solving people's problems, which has always been my core. My core concern has always been how to make people happy, which has earned me the name happiness minister. I’ve stayed longer in product management because of the satisfaction of truly solving problems and the opportunity to speak with real users, which programming wasn’t giving me. With programming, I was doing lots of interaction with my laptop, while with product management, I am dealing with lives, and I see the result. How did ProductDive start, and how has the journey been so far? When I started my product management journey, we didn’t have product schools and product management communities like we do now. Roughly ten years ago, in Africa, you would not have seen product managers with the product manager title. When I joined Interswitch, my job title was product consultant, but it was a product management role. The job title was confusing, and I always went online to search for what the role of a product consultant entails. When I had conversations with people in the same role, it was as if everyone had the same problem; we were all trying to figure things out. I started searching online for product schools, and then I found Product School Silicon Valley, and I also discovered that they were looking for community organisers. I signed up for the community organiser role and became their first community organiser in Nigeria. I hosted local events for them in Nigeria and ensured that people had an amazing experience, and I was funding these hangouts from my purse. Later, I reached out to Product School, requesting that they make their course accessible and affordable to people in this part of the world, and they said that their target wasn't Nigeria at that time. So, I said that’s fine; at least I have been doing product management for some years, so it’s time to do something for my fellow Nigerians. That was when I said, ""I don’t know everything, and I don’t have to be the one teaching everything."" I decided that I was going to start ProductDive, and it’s going to be a deep dive into the work. Also, in teaching, I am now using African examples; nobody is giving me Silicon Valley examples that I cannot really relate to. ProductDive started in September 2019, and it's driven by experience and giving people a total experience. Even the instructors are experienced professionals because I want to take people from one level to another. We started with one course, and now we have two courses because there’s a lot to learn about product management. I started teaching product management because I had a challenge, and there are many other people who have this challenge. At ProductDive, we are all about quality over quantity. We equip people with the right tools, knowledge, and community. This is because you need a community, and that's what makes ProductDive different from other Product Schools. You can't be in training everyday of the year, but you can be in a community that you can reach out to at any point, and you are assured that somebody will help you. All ProductDive members have lifetime access to the community. So ProductDive, in summary, is training, elevating your skillset, and everything needed to help you gain promotion at work, to help you get a new job, and to connect you with people. It is also the community and this conference, The Dive 2023, where product leaders will be coming around. So far, we've trained over 1,500 people. I am proud to say that almost every startup in Nigeria has a ProductDive alumnus. What should people expect at The DIVE 2023 conference Quality content and industry-specific information. Product management varies in different industries such as e-commerce, retail, and fintech, and we're going to do a deep dive into these industries because having product management knowledge is not enough to succeed as a product leader. You need an understanding of your market (the people you are selling to and their buying capacity), where you are playing, the regulators, the risks, the stakeholders, and the investors. Another thing is the calibre of people that we are exposing you to. So there will be high-level networking with global product leaders. For organisations looking for quality talent and those offering products used by product managers and tools requiring integration with their products, this event presents a chance to introduce and promote their offerings. There will also be workshops where we will teach product processes and governance. You don't get the results you want when you don't have processes and structures in your business. There's no amount of dreaming that you can do, you will still fall to the level of your structure. So if you want to learn how to craft the right product processes that support your product goals and your business goals, have to be there. We will also be teaching product strategy because you are in trouble if you do not have a strategy; you'll probably run out of business and fold up. There’s also the aspect of product delivery and the product road map. All these will be discussed at the conference, and that's the experience that we are preparing for all attendees. If you have yet to register for The Dive 2023 product leadership conference, head over to the ProductDive website and secure your slot.","Daga ProductDive zuwa ga haɗa shugabannin kayayyaki a taron The Dive 2023: Yadda Tobi Otokiti take tallafawa shugabannin kayyayki na yanzu da na nan gaba. Wanda ya girma a gari mai tsohon tarihi na Ibadan, Tobi Otokiti shugabar kula da kayayyaki ce ta duniya wadda take cigaba da gina kayayyaki a masana’antar fasaha ta Afirka. Wadda abokan aikinta suke kira da Tobillions, godiya ga tarihin aikinta mai burgewa a kamfanoni da suka zama unicorns, sannan kuma ta yi suna a matsayinta na mai koyarwa a mahallin fasaha. Tobi na ɗaya daga cikin waɗanda suka samar da maƙarantun kula da kayayyaki da suke kan gaba a yankin Afirka ta yamma, ProductDive. A tattaunawarmu, ta faɗi asalinta, addininta, hanyar da ta zama mai kula da kayayyaki, ProductDive, da kuma taron shugabancin kayayyaki mai zuwa, The Dive 2023. Taron The Dive 2023 taro ne da yake mai da hankali a kan kayayyaki wanda yake kawo shugabannin kayayyaki na duniya, masu kula da kayayyaki, shugabannin kasuwanci, da kuma sauran ƙwararru a ɓangaren fasaha a ƙarƙashin inuwa ɗaya domin kutsawa can cikin duniyar kula da kayayyaki da kuma yadda za su samar da amfani mai daɗewa a ma’aikatunsu. Ga taƙaitaccen ɓangaren tattaunawar. Ki gaya mana kaɗan daga labarinki Ni ina ɗaukar kaina a matsayin mace mai ilimin fasaha. Ni shugaba ce mai kula da kayayyaki wadda ta gina kayayyaki a masana’antar fasaha ta Afirka na tsahon shekaru goma. Na yi aiki a dukkan unicorns din uku –Interswitch, Andela, da kuma Flutterwave—na taikama musu wajen gina kayayyakinsu wanda fiye da mutane miliyan biyar ke amfani da su. Gaskiya, idan aka haɗa, da akwai masu amfani fiye da miliyan 50 wanda suke da ƙwarewa kuma suka yi amfani da kayan da na yi aiki a kai. A misali, ina da kayan da gaba ɗaya bankunan Nijeriya suka yi amfani da shi. Na yi aiki a kan kayan B2C da B2B—kayayyakin da suke da alaƙa da mutane da kuma kayayyakin da suke da alaƙa da kasuwanci. Kuma ma zan iya cewa ni mai sana’a ce. A ko da yaushe ina kallon abubuwa ne daga ɓangaren warware-matsala. Bayan aikina kuma, ina da wasu ayyuka da suka shafi al’umma da nake gabatarwa da matasa. Kuma ina da miji abin so. Ka san, ni mutum ce mai maida hankali game da aiki, amma niyya iri ɗaya nake ba wa aikina irinta kuma nake ba wa iyalina, kamar kasancewa tare da yarana. Na yarda da cewa irin darasin da ka koya daga shekara ɗaya zuwa goma ne, kusan za ka yi amfani da shi a rayu. Sannan kuma idan ya kasance babu iyaye a wannan gaɓar ta rayuwar yaro, wannan zai iya shafar yaron ta hanyar da bai kamata ba. Ya shafi kasancewa a rayuwarsu, zama tare da su, da kuma zama da niyya mai kyau game da iyali na da kuma tarbiyyantar da su. Abin da ya shafi ilimin da aka samu, ina da digiri na ɗaya da na biyu a kan ilimin kimiyyar na’ura mai ƙwaƙwalwa. Kuma ni Kirista ce; Na yarda da abun Bauta sosai. Ina tunanin cewa yawanci matsayin da na kawo a yanzu ya haɗa da aikina ne da kuma albarkar abun bauta da kuma alfarmarsa. Don haka, ba zan iya barin wannan ɓangaren na dalilin abun bauta daga rayuwata ba. Tafiya izuwa kula da kayayyaki Lokacin da na kammala digirina a kan kimiyyar na’ura mai ƙwaƙwalwa a garin Ibadan, ba ni da tabbacin abin da ya kamata na yi saboda yawancin lokuta abin da suke koyarwa a kimiyyar na’ura mai ƙwaƙwalwa shi ne shirya manhajar na’ura mai ƙwaƙwalwa. Dole da akwai wani abu da ya danganci shirya manhajar na’ura mai ƙwaƙwalwa da za ka yi, ni kuma ba na jin daɗin shirya manhajar na’ura mai ƙwaƙwalwa. Daga baya na gano dalilin da ya sanya ba na jin daɗin shirya manhajar na’ura mai ƙwaƙwalwa. Na yi gwaji na ɗabi’a domin na kuma gane kaina, don sanin wace ce ni da kuma abubuwan da zan ji daɗin yin su. Ni ba mutum ba ce irin wadda za ta zauna waje ɗaya tana shirya manhaja. Gara na yi magana da wani ko na tattauna da abokan ciniki. Zan so a ce na yi maganin matsalarka, amma don yin hakan, dole ne na fara fahimtar matsalolin da kake fuskanta. Hakan yana nufin sai na yi magana da kai. Mutane da dama suna tunanin kula da kayayyaki ya danganci gina manhajojin fasaha. Ba haka ba ne. Kula da kayayyaki ya danganci magance matsaloli. Kuma wannan ne ya sa nake zaton na kasance a wannan masana’antar da kuma dalilin da ya sa nake samun cigaba, domin a yanzu ya nuna cewa ina yin aiki da ƙarfina ba kamar a ce da ina mai shirya manhajar na’ura mai ƙwaƙwalwa ba. Na fara kula da kayayyaki ne a 2015, kuma tafiya ta ta kula da kayayyaki ta fara ne a Interswitch. Kafin nan, na gwada yin abubuwa da dama, wanda ya haɗa da gyaran laptop; sai da ma na yi kwasakwasai a ORACLE da Cisco Certified Network Associate (CCNA), wannan kuma ni ne nake ƙoƙarin ɗanɗana ruwaye da dama. A farkon fara aikina, na gwada abubuwa da dama domin na samu tabbas game da abin da nake son na yi, kuma a yayin da nake yin hakan, na yi ƙoƙarin isa ga mutanen da suke aiki a masana’antar. A ko da yaushe ina raba musu CV ɗina sannan kuma na gaya musu shaidar ƙaratun da na samu . Kuma, sun san cewa ina shirya kaina ne a kan abin da zan anfanar a wannann ma’aikata. Maganar gaskiya, lokacin da nake yin bincikena, na ga Interswitch a matsayin babban kamfani, don haka ban hango kaina ina aiki a can ba. Lokacin da Interswitch suka tura min da saƙo, na yi mamakin cewa babban kamfani zai iya kirana domin tattaunawa. Ina zaton wani abun da na yi da kyau a wannan lokacin shi ne sanya dukkan abin da na yi a CV ɗina da kuma raba wa mutane domin su taimaka min wajen duba wa. Kafin Interswitch, na gina ɗakin ƙaratu lokacin da nake yin NYSC; na sanya hakan a cikin CV ɗina. Sannan kuma na yi magana game da aikin da nake yi a majami’ata. Na riƙe waɗansu matsayi na shugabanci a majami’ar, kuma ban ji shayin yin magana game da su ba yayin tattaunawar. Yayin da ban yi waɗannan abubuwan a babbar ma’aikata ba, waɗannan sun kasance gwaji ne na ƙwarewa ta wani ɓangaren kuma. Daga ƙarshe kuma, sanda na sami aikin, na tambayi manajana dalilin da ya sanya suka ɗauke ni alhalin sun san cewa ba ni da cikakkiyar ƙwarewar aiki. Ta faɗi cewa lokacin tattaunawar, na nuna cewa a shirye nake domin naɗe hannayen rigata na fara aiki. A zagaye na farkon ƙara matsayi da suka yi a ma’aikatar lokacin da na shiga, an yi min ƙarin matsayi. Yayin da na kasance tare da Andela, manajana ya ce ɗaya daga cikin dalilan da ya sa suka zaɓe ni shi ne gaskiyata, kuma haka nake so mutane su zama: gaskiya da nagarta. Don haka, na fara aikina na kula da kayayyaki a karo na farko ta hanyar zama mai nagarta da kuma faɗin abubuwan da na yi a baya, duk da dai cewa ba ni da ƙwarewar kula da kaya kafin nan, kuma daga duka wannan, za su iya tabbatar da cewa wannan matar za ta kasance mai kula da kayayyaki ta ƙwarai. Yanke shawara don kasancewa a wajen kula da kayayyaki Yayin da na gina kayayyaki kuma na ga yabon mutane akan su, na yi farin ciki. Ina jin irin haka idan na ga mutane suna amfani da ɗakin ƙaratun da na gina. Ina magance matsalolin mutane da gaske, wanda a ko da yaushe ya kasance manufata. Abin da ya fi damuna ko yaushe shi ne yadda zan sanya mutane farin ciki, wanda hakan ne ya samar min da sunan ministar farin ciki. Na daɗe sosai a ɓangaren kulawa da kayayyaki saboda jin daɗin yadda nake magance matsala da gaske da kuma samun damar yin magana da masu amfani na gaske, wanda tsara manhajar na’ura mai ƙwaƙwalwa ba ya ba ni. Tare da tsara manhajar na’ura mai ƙwaƙwalwa, nafi alaka da laptop ɗina, yayin da kasancewa wajen kulawa da kayayyaki, ina hulɗa da rayuka, kuma na ga sakamakon. Ta yaya ProductDive ya fara, kuma yaya tafiyar ta kasance izuwa yanzu? A yayin da na fara tafiya ta ta kulawa da kayayyaki, ba mu da maƙarantun kayayyaki da kuma al’ummar kulawa da kayayyaki kamar yadda muke da su a yanzu. Kamar shekaru goma, a Afirka, ba za ka ga masu kulawa da kayayyaki ba da taken mai kulawa da kaya. Yayin da na kasance da Interswitch, taken aikina shi ne bada shawara akan kaya, amma kuma mataki ne na kula da kaya. Taken aikin mai rikitarwa ne, kuma a ko da yaushe ina hawa yanar gizo domin duba abin da mai lura da kaya yake nufi. Lokacin da na yi tattaunawa da mutane da suke a irin wannan matsayin, sai ya zama tamkar kowa yana da irin wannan matsalar; dukkanmu muna ƙoƙarin gano bakin zaren. Sai na fara duba wa yanar gizo domin neman maƙarantun kayayyaki, sai kuma na samu maƙarantar kayayyaki Silicon Vlley, sannan kuma na samu cewar suna neman masu tsarawa a cikin al’umma. Sai na karɓi mataki na mai shiryawa ta al’umma sannan na zama mai shiryawarsu ta al’umma ta farko a Nijeriya. Na gudanar musu da taruka na cikin gida a Nijeriya kuma na tabbatar da cewa mutane sun ji daɗi sosai, kuma ina yin wannan taron ne daga cikin aljihuna. Daga baya, na je na samu Maƙarantar Kayayyaki, na nemi da su samar da kwasakwasansu cikin sauƙi kuma yadda mutane za su iya samu a wannan ɓangaren na duniya, kuma sun ce a wannan lokacin ba Nijeriya ba ce inda suka dosa ba. Don haka, na ce hakan ya yi, ; aƙalla na yi aikin kula da kayayyaki na tsahon shekaru, saboda haka lokaci ya yi da zan yi wa ‘yan’uwana ‘yan Nijeriya wani abu. A lokacin ne na ce, “ban san komai ba, kuma ba lallai sai ni ce zan dinga koyar da komai ba.” Sai na yanke shawarar fara ProductDive, kuma zai kasance shiga mai zurfi cikin aikin. Sannan kuma, a harkar koyarwa, ina amfani da misalan Afirka a yanzu; babu wanda yake ba ni misalin Silicon Valley da ba na iya ganewa. ProductDive ya fara aiki ne a Satumba 2019, kuma yana tafiya ne tare da ƙwarewa da kuma ba wa mutane ƙwarewa. Hatta masu koyarwar masu ƙwarewa ne a fanninsu saboda ina son ɗaukar mutane daga wani mataki izuwa wani. Mun fara ne da kwas ɗaya, kuma a yanzu muna da kwasakwasai guda biyu saboda da akwai abubuwa da dama da za a sani game da kula da kayayyaki. Na fara koyar da kula da kayayyaki saboda na samu ƙalubale, sannan kuma da akwai wasu mutane da dama da suke da wannan ƙalubalen. A ProductDive, munfi ba da himma ga inganci a kan yawa. Muna wadata mutane da kayan da suka dace, ilimi, da kuma al’umma. Dalilin shi ne kana buƙatar al’umma, kuma wannan shi ne ya sanya ProductDive ya bambanta daga sauran Maƙarantun Kayayyaki. Ba za ka kasance cikin horo ba a kowacce rana ta shekara, amma za ka iya kasancewa cikin al’ummar da ako da yaushe za ka iya komawa gare su a kowanne mataki, kuma kana da tabbacin cewa wani zai taimaka maka. Dukkan mambobin ProductDive suna da damar ta tsaron rayuwa a cikin al'ummar ProductDive. Don haka ProductDive, a taƙaice, shi ne horo, bunƙasa ƙwarewarka, da dukkan wani abu da ake da buƙata don taimaka maka ka samu ƙarin matsayi a wajen aiki, don a taimaka maka ka samu sabon aiki, da kuma haɗa ka da mutane. Sannan kuma ita al’ummar da wannan taron ne, The Dive 2023, inda shugabanin kayayyaki za su dinga zuwa. Zuwa yanzu, mun ba wa fiye da mutum 1,500 horo. Ina alfaharin cewa kusan kowanne kamfani mai farawa a Nijeriya yana da ɗaya daga wanda suka fito daga ProductDive. Me ya kamata mutane su yi tsammani a taron The Dive 2023 Abubuwa masa inganci da kuma bayanan masana’anta na musamman. Kula da kayayyaki yana da banbanci a masana’antu daban-daban kamar e-Commerce, retail, da fintech, sannan kuma za mu ratsa sosai cikin waɗannan masana’antun saboda samun ilimin kula da kayayyaki kaɗai bai isa ba wajen cin nasara a matsayin shugaban kula da kaya ba. Yana da kyau ka samu fahimatar kasuwarka (mutanen da za ka siyarwa da kuma yanayin ƙarfin siyansu), inda za ka taka rawa, masu daidaitawa, hatsarin, masu faɗa aji, da kuma masu sanya hannun jari. Wani abun kuma shi ne irin mutanen da muke kai ka gare su. Don haka da akwai mataki mai girma na haɗuwa da shugabannin kula da kaya. Ga ma’aikatun da sukje neman ƙwarewa mai inganci da wanda suke bayar da kayan da masu kula da kaya suka yi amfani da su da kuma kayan aikin da suke daidai da kayansu, wannan taron yana bayar da dama domin gabatar da kuma bunƙasa abin da suka samar. Sannan kuma za a gabatar da taro inda za mu koyar da matakan kayayyaki da kuma jagorancinsu. Ba ka samun sakamakon da kake so idan ba ka da matakai da tsarin kasuwanci. Babu wani yawan mafarki da za ka iya yi, dole ne ka sake dawowa kan matakin tsarinku. Don haka idan kana son ka koyi yadda za ka ƙera kayan da ya dace ka kuma tallafi manufar kayanka da kuma manufar kasuwancinka, ya dace ka je can. Sannan kuma za mu dinga koyar da dabarun kayayyaki saboda kana cikin matsala idan ba ka da dabaru, za ka iya kasancewa ka fita daga kasuwanci ka karye. Kuma da akwai abin da ya shafi aika saƙon kaya da kuma taswirar hanyar kaya. Dukka waɗannan za a tattauna su a wajen taron, kuma wannan shi ne ƙwarewar da muke shiryawa dukkanin wanda suka halarta. Idan har yanzu ba ka yi rijistar taron shugabancin kayayyaki na The Dive 2023 ba, hanzarta zuwa shafin ProductDive na yanar gizo ka samu guri.","Kutoka ProductDive hadi kuunganisha viongozi wa bidhaa katika mkutano wa The Dive 2023: Jinsi Tobi Otokiti anavyowawezesha wasimamizi wa bidhaa wa sasa na wa siku zijazo Alilelewa katika jiji la Ibadan, Tobi Otokiti ni kiongozi wa kimataifa wa usimamizi wa bidhaa anayeendelea kujenga bidhaa katika tasnia ya teknolojia ya Kiafrika. Marafiki zake walimwita Tobillions, wakimshukru kwa takwimu zake nzuri za kazi kwenye kampuni alizokuwa akizipambania; pia amejitengenezea jina lake mwenyewe kama mwalimu kwenye uwanda wake wa teknolojia. Tobi ni muanzilishi wa moja wapo ya shule maarufu za usimamizi wa bidhaa kwenye ukanda wa Afrika ya magharibi ambayo ni ProductiveDive. Kwenye mdahalo wetu, alizungumzia historia yake, imani, njia aliyopitia hadi kuwa meneja wa bidhaa, ProductiveDive na kongamano la uongozi wa bidhaa lijalo; The Dive 2023. Kongamano hili la The Dive 2023 ni kongamano ambalo limejikita kwenye bidhaa katika kuleta viongozi wa bidhaa wa kimataifa, mameneja wa bidhaa, viongozi wa bidhaa na wataalam wengine wa teknolojia kwenye kofia moja ili kuendeleza usimamizi wa kimataifa wa bidhaa na namna ya kuyakabili matokeo yake kwenye mashirika yetu. hapa kuna toleo fupi la mdahalo. Eleza kwa kifupi kuhusu wewe mwenyewe mimi mwenyewe ninajiona kama mwanateknolojia wa kike. Mimi ni kiongozi wa usimamizi wa bidhaa ambaye nimetengeneza bidhaa kwenye teknolojia ya Afrika kwa takribani miaka kumi. Nimefanya kazi kwenye kampuni kubwa tatu - Interswitch, Andela na Flutterwave - niliwasaidia kutengeneza bidhaa zao mbalimbali ambazo zilikuwa zikitumiwa na zaidi ya watumiaji milioni tano. Kwa kweli, nikiunganisha, kuna zaidi ya watumiaji milioni 50 ambao wanatambua na kutumia bidhaa nilizofanyia kazi. Kwa mfano, nina bidhaa ambayo inatumiwa na benki zote za nchini Nigeria. Nimefanya kazi kwenye bidhaa za B2C na B2B - bidhaa ambazo zinatoa huduma kwa watu na bidhaa inayohusiana na biashara peke yake. Pia ninaweza kusema kuwa mimi ni mjasiriamali. Kila mara ninavitazama vitu kwa kina na kutafuta suluhisho la tatizo hilo. Mbali na kazi ya taaluma yangu, nina orodha ndefu ya miradi ya kijamii ambayo naifanya na vijana. Nina mwanaume mwenye upendo. Unajua, mimi ni mtu ninayezingatia kazi, lakini kusudi hilohilo ninaloliwka kwenye kazi yangu naliweka na kwenye familia yangu mfano kulea watoto wangu. ninaamini ni masomo ambayo unajifunza kutoka umri wa kwanza hadi kumi ambayo wewe, kwa njia fulani, unayatumia maishani. Na kama mzazi asipojihusisha na malezi ya mtoto; hiyo ni hatari kwa maisha ya baadae ya mtoto. Ni kushiriki moja kwa moja, kujitolea na kudhamiria kulea familia na kuwafurahisha watoto. kwa upande wa historia ya maisha yangu nina Shahada ya Uzamivu ya sayansi ya tanakrishi (kompyuta). na pia mimi ni mkristo; ninamwamini sana Mungu. Ninafikiri hapa nilipo leo na hivi nilivyo ni muunganiko wa jitihada zangu na rehema na msaada wa Mungu. Hivyo, siwezi kuondoa sababu za Mungu katika maisha yangu. Safari ya usimamizi wa bidhaa Nilipomaliza Shahada yangu ya sayansi ya tanakrishi (kompyuta) Ibadan, nilikuwa bado sijui kipi cha kufanya kwa sababu kile wanachofundisha mara kwa mara kwenye sayansi ya tanakrishi (kompyuta) ni namna ya kupanga programu. Kilitakiwa kiwepo kitu fulani kwenye kupanga programu - ambacho kinahusiana na kile unachotakiwa kufanya na siyo kufurahia namna ya kupanga programu peke yake. Baadae niligundua kwa nini nilifikiria zaidi ya namna ya kupanga programu kwenye tanakrishi (kompyuta). Nilifanya jaribio la kujitambua mimi mwenyewe, nilitaka kujua mimi ni nani na ni vitu gani ninavyovipenda. mimi siyo mtu ambaye ninapenda kukaa chini na kuweka kanuni. Ninapenda sana kuongea na watu au kujishughulisha na wateja. Ninapenda kutatua matatizo ya watu, lakini ili nifanye hivyo, ninatakiwa kwanza kuelewa tatizo unalopitia. Hii inamaanisha natakiwa niongee na wewe. Watu wengi wanahisi usimamizi wa bidhaa ni kuunda program kwenye tanakrishi na kuiweka mtandaoni. Hapana, haiko hivyo. Usimamiaji wa bidhaa ni kutatua matatizo yaliyopo kwenye jamii. Na hiki ndicho kinafanya nifikirie kubaki kwenye idara hii na kwa nini ninaendelea kusifika, kwa sababu mpaka sasa inaonekana kama vile ninatumia jitihada zangu tofauti na vile ambavyo ningekuwa msanidi wa program. Niliingia kwenye usimamizi wa bidhaa mwaka 2015, na safari yangu ya kusimamia bidhaa ilianzia Interswitch. Kabla ya hapo, nilikuwa nimejaribu mambo mengi, ikiwa ni pamoja na ukarabati wa kompyuta ndogo; Hata nilichukua kozi za uidhinishaji katika ORACLE na Cisco Certified Network Associate (CCNA), na huyu alikuwa ni mimi kujaribu maji mengi. Katika kuanza kazi yangu, kuna vitu vingi sana nilivyojaribu ili kujidhihirisha kile ninachotakiwa kufanya, nilijipa ujasiri wa kwenda kwa wale waliyokuwa wakifanya kazi hii. Niliwashirikisha uzoefu niliyokuwa nao na kuwaonesha vyeti nilivyokuwa navyo. Pia, walijua ya kuwa ninaandaa kitu ambacho kitatumiwa na mashirika mengi. Kuwa muaminifu, nilipofanya utafiti wangu niliona Interswitch kama kampuni kubwa, hivyo sikujiona nikifanya kazi pale. Interswitch waliponitumia barua pepe, nilishituka sana kampuni kubwa kama hile kuniita kwenye mahojiano ya kazi. Nadhani kitu kilichonibeba zaidi ni kuambatanisha kila kitu nilichokuwa nimekifanya kwenye wasifu wangu na kuwashirikisha watu wanisaidie kuipitia. Kabla ya Interswitch, nilijenga maktaba wakati wa NYSC yangu, niliiongeza kwenye wasifu wangu. Pia niliongelea kazi niliyokuwa ninaifanya kanisani. Nilikuwa na baadhi ya vyeo vya uongozi kanisani, sikuogopa kuvihusisha kwenye wasifu wangu na nilivizungumzia kwenye mahojiano ya kazi. Wakati ambapo nilikuwa sijafanya vitu vyote hivyo kwenye mashirika, huo ulikuwa ni ujuzi ambao nilikuwa nimeshauongelea kwa namna moja au nyingine. Hatimaye, nilipopata kazi nilimuuliza meneja aliyeniajiri kuwa, kwa nini mmeniajiri mimi wakati mnafahamu ya kuwa sina uzoefu wa kutosha kwenye taaluma ya kazi hii. Alijibu kuwa, wakati wa mahojiano nilionesha kuwa nipo tayari kujitoa na kupambana kwa ajiri ya kazi nitakayoajiriwa. Katika mzunguko wa kwanza wa utangazaji ambao walikuwa nao katika shirika nilipojiunga, nilipandishwa cheo. Nilipoajiriwa kwenye kampuni ya Andola, meneja wangu aliniambia moja wapo ya sababu zilizofanya waniajiri ni uaminifu, na ninataka watu wawe hivyo. Hivyo, nilianza kazi yangu ya kusimamia bidhaa kwa kuwa mkweli na kuzungumzia vitu ambavyo nimeshavifanya, hata kama sikuwa na uzoefu wa kusimamia bidhaa hapo kabla, kutokana na hayo yote, bado waliweza kusema huyu mwanamke anaweza kuwa meneja mzuri wa bidhaa. uamuzi wa kubaki kwenye usimamizi wa bidhaa Nilipotengeneza bidhaa na kuipitia, nilifurahi sana. Nilijisikia kama nilivyojisikia kipindi kile nilipowaona wana wakitumia maktaba niliyoijenga. Kwa kweli ninatatua matatizo ya watu, kitu ambacho ni jukumu langu mama. Wasiwasi wangu mkubwa kila mara ulikuwa ni namna ya kuwafurahisha watu, ambapo nilivuna jina la waziri wa furaha. Nimedumu sana kwenye usimamizi wa bidhaa kwa sababu ya utatuzi bora wa matatizo na namna ya kuzungumzia fursa halisi za watumiaji, kitu ambacho nisingeweza kufanya nikiwa msanidi wa program peke yake. Kutokana na usanidi wa program, nilikuwa nafanya mawasiliano kwa kutumia tanakrishi mpakato (Laptop) yangu, lakini kupitia usimamizi wa bidhaa, ninashughulikia maisha na matokeo yake nayaona. ProductDive imeanzaje? Na mchakato wa kuhakikisha inafanya kazi milel upoje? Nilipoanza safari yangu ya kusimamia bidhaa, hatukuwa na shule za bidhaa pamoja na kampuni za usimamiaji wa bidhaa kama ilivyo sasa hivi. Takribani miaka kumi iliyopita ulikuwa huwezi kuona mameneja wa bidhaa wakiwa na taaluma ya meneja bidhaa barani Afrika. Nilipoajiriwa kwenye kampuni ya Interswitch, cheo changu cha kazi kilikuwa mshauri wa bidhaa, lakini jukumu langu lilikuwa ni kusimamia bidhaa. Cheo cha kazi kilikuwa kinachanganya, hivyo kila mara nilikuwa nikiingia mtandaoni kutafuta jukumu ambalo mshauri wa bidhaa anatakiwa kulifanya. Nilipokuwa nikiongea na watu anaofanya kazi kama yangu, niligundua kuwa kila mtu haelewi vizuri, wote tulikuwa tunatambua tofauti na inavyotakiwa. Nilianza kutafuta shule za bidhaa mtandaoni, nilipata shule ya bidhaa ya Silicon Valley, pia niligundua kuwa wanatafuta watu wa kushirikiana nao. Niliungana nao katika kutimiza jukumu la wawakirishi wa jamii na nilikuwa mshirika wao wa kwanza kabisa nchini Nigeria. Niliendesha mafunzo yao mtaani hapa nchini Nigeria na nilihakikisha watu wanapata elimu ya kutosha na nilikuwa natoa fedha zangu kufadhili hayo matukio. Baadaye, niliwasiliana na Shule ya Bidhaa, nikiwaomba wafanye kozi yao iweze kufikiwa na watu wa sehemu hii ya dunia, na walisema kwamba lengo lao halikuwa Nigeria kwa wakati huo. Hivyo nilisema hiyo itakuwa nzuri, angalau nilikuwa nimeshafanya usimamizi wa bidhaa kwa kufanya kitu kwa ajiri ya ndugu zangu wa Nigeria. Hiyo ilikuwa pale niliposema ""sijui kila kitu na sitakiwi kufundisha kila kitu"" Niliamua kuwa, nitaanzisha ProductDive na itakuwa taasisi kubwa ya mafunzo. Pia, katika kufundisha, kwa sasa ninatumia mifano ya Afrika, hakuna aliyenipa mifano ya Silicon Valley, ambayo nisingeweza kuihusianisha na uhalisia. ProductDive ilianza Septemba 2019 na inaendeshwa kwa uzoefu na inawapa watu elimu ya kutosha. Hata, wakufunzi ni wataalam wenye uzoefu kwa sababu ninataka kuchukua watu kutoka ngazi moja hadi nyingine. Tulianza na kozi moja na kwa sasa tuna kozi mbili kwa sababu kuna mengi ya kujifunza kuhusu usimamizi wa bidhaa. Nilianza kufundisha usimamizi wa bidhaa kwa sababu nilikuwa na changamoto na walikuwepo watu wengine wengi wenye changamoto kama hii. Kwenye taasisi ya ProductDive, tunazingatia zaidi ubora kuliko wingi. Tunawapa watu zana zinazofaa, taaluma na umoja. hii ni kwa sababu unahitaji jumuiyana hiyo ndiyo inayofanya ProductDive kutofautiana na Shule zingine za Bidhaa. Hauwezi kujifunza kila siku kwa mwaka mzima, lakini unaweza ukaishi kwenye jamii kila siku kwa mwaka mzima na tunaamini kuwa kuna mtu lazima atakusaidia. Wanachama wote wa ProductDive wanatumia muda mwingi kwenye jamii. Hivyo, kwa ufupi, ProductDive inafundisha, inainua ujuzi wako na kutoa kila kitu kinachotakiwa kukusaidia kuongeza thamani kwenye kazi yako, kukusaidia kupata kazi mpya na kukuunganisha na watu. Pia ni jumuiya na mkutano huu, The Dive 2023, ambapo viongozi wa bidhaa watakuja karibu. Hadi sasa, tumefundisha watu zaidi ya 1500. Ninajivunia kwa kusema hivi, karibu kila mradi nchini Nigeria una wahitimu wa ProductDive. Watu wategemee nini kwenye kongamano la The Dive 2023 Maudhui bora na taarifa maalum za kila idara. Wasimamizi wa bidhaa wanatofautiana kulingana na sehemu walizopo kwa mfano biashara ya mtandaoni, rejareja na teknolojia ya uchumi; na tutafanya kongamano litakalotufundisha zaidi katika sehemu hizo kwa sababu kuwa na taaluma ya usimamizi wa bidhaa haitoshi kufanikiwa kwenye uongozi wa bidhaa. Unatakiwa kuelewa soko lako (watu unaowauzia na uwezo wao wa kununua), unawekeza wapi, wadhibiti wako, hatari iliyopo, wadau uliyonao na wawekezaji wako. Kitu kingine ni tabia ya watu tunaoshirikiana nao. Hivyo, kutakuwa na ushirikiano mkubwa na viongozi wa kimataifa wa bidhaa. Kwa mashirika yanayotafuta vipaji bora, wale wenye bidhaa zinazosimamiwa na mameneja wa bidhaa na zana zinazohitaji ushirikiano wa bidhaa; hili kongamano linatoa fursa ya kutambulisha na kutangaza bidhaa zao. Pia kutakuwa na warsha ambayo itafundisha mchakato na utawala wa bidhaa. Hauwezi kupata matokeo unayoyataka kama hauna mchakato na mifumo ya biashara. Hakuna ndoto utakazofanikisha, utaendelea kujikita kwenye daraja la mifumo yako. Hivyo, kama unataka kujifunza namna ya kubuni mchakato mzuri wa bidhaa ambao utawezesha malengo ya bidhaa yako na biashara yako, unatakiwa kuhudhuria kongamano hilo. Pia tutafundisha mikakati ya bidhaa kwa sababu utakuwa kwenye hatari kama hauna mikakati na unajitoa kwenye biashara bila kujua. Pia, kuna kipengele cha upokeaji wa bidhaa na ramani ya njia ya bidhaa. Hayo, yote yatajadiliwa kwenye kongamano na elimu tunayoandaa kwa watu wote watakaohudhuria. Kama haujajisajiri kwenye kongamano la usimamizi wa bidhaa la The Dive 2023 tembelea tovuti ya ProductDive ujipatie tiketi yako mapema.","Láti ProductDive sí ṣíṣe àkópọ̀ àwọn olórí ohun ìṣàmúlò níbi àpèjọ The Dive ọdún 2023: Bí Tóbi Otokiti ṣe ń ṣe ìrónilágbára fún àwọn adarí ohun ìṣàmúlò orí ayélujára ìsinyìí àti àwọn tí yóò jẹ́ bẹ́ẹ̀ lọ́jọ́ iwájú Tóbi Otokiti tí ó jẹ́ ọmọ tí a tọ́ ní ìlú Ìbàdàn jẹ́ olórí aṣàkóso ètò ohun ìṣàmúlò ní àgbáyé tí ó sì ń ṣẹ̀dá àwọn ohun ìṣàmúlò ní ẹ̀ka iṣẹ́ alòmọ̀-ẹ̀rọ ní ilẹ̀ Africa. Tí àwọn akẹgbẹ́ rẹ̀ ń pè ní Tobillions, nítorí àkọọ́lẹ̀ tí ó tayọ tí ó ní pẹ̀lú àwọn ilé-iṣẹ́ tí wọ́n jẹ́ àgbà ọ̀jẹ̀ tí ó ti bá ṣiṣẹ́ sẹ́yìn, ó tún ti ra orúkọ fún ara rẹ̀ gẹ́gẹ́ bíi olùkọ́ni ní ẹ̀ka alòmọ̀-ẹ̀rọ. Tóbi ni olùdásílẹ̀ ProductDive tí ó jẹ́ ọ̀kan nínú àwọn ilé-ẹ̀kọ́ tí ń kọ́ni nípa ètò ìṣàkóso ohun ìṣàmúlò ní apá Ìwọ̀-oòrùn ilẹ̀ Africa. Nínú ìfọ̀rọ̀wánilénuwò wa, ó sọ̀rọ̀ nípa ìpilẹ̀sẹ̀ rẹ̀, ìgbàgbọ́ rẹ̀, bí ó ṣe di olùṣàkóso ohun ìṣàmúlò ní ProductDive àti nípa àpèjọ ìdarí ètò ohun ìṣàmúlò, The Dive 2023 tí ó ń bọ̀ lọ́nà. Àpèjọ The Dive ọdún 2023 jẹ́ àpèjọ tí ó gbájú mọ́ ohun ìṣàmúlò tí ó ń mú àwọn olórí elétò ohun ìṣàmúlò, àwọn olùṣàkóso ohun ìṣàmúlò, àwọn adarí òkòwò àti àwọn akọ́ṣẹ́mọṣẹ́ onímọ̀-ẹ̀rọ papọ̀ wá sí abẹ́ òrùlé kan láti túbọ̀ ṣe àwòfín ètò ìṣàkóso ohun ìṣàmúlò àti bí wọ́n ṣe lè ní ipa ọlọ́jọ́ pípẹ́ ní àwọn ilé-iṣẹ́ wọn. Ìsọníṣókí ìfọ̀rọ̀wánilẹ́nuwò náà nìyìí:. Sọ díẹ̀ fún wa nípa rẹ Mo máa ń pe ara mi ní onímọ̀-ẹ̀rọ obìnrin. Mo jẹ́ olórí aṣàkóso ètò ohun ìṣàmúlò tí ó ti ṣẹ̀dá àwọn ohun ìṣàmúlò ní ẹ̀ka iṣẹ́ alòmọ̀-ẹ̀rọ ní ilẹ̀ Africa fún bí i ọdún mẹ́wàá. Mo ti ṣiṣẹ́ ní àwọn ilé-iṣẹ́ àgbà ọ̀jẹ̀ mẹ́ta--Interswitch, Andela àti Flutterwave--mo bá wọn ṣẹ̀dá ọ̀p���̀lọpọ̀ ohun ìṣàmúlò tí àwọn aṣàmúlò tí wọ́n lé ní mílíọ̀nù márùn-ún ń lò. Kódà, ní àpapọ̀, àwọn aṣàmúlò tí wọ́n lé ní mílíọ̀nù 50 ni wọ́n ti ní ìrírí tí wọ́n sì ti lo àwọn ohun ìṣàmúlò tí mo ti ṣiṣẹ́ lé lórí. Fún àpẹẹrẹ, mo ní ohun ìṣàmúlò kan tí gbogbo àwọn báǹkì ní orílẹ̀-èdè Nigeria pátápátá ń lò. Mo ti ṣiṣẹ́ lórí àwọn ohun ìṣàmúlò B2C àti B2B — àwọn ohun ìṣàmúlò tí ó ń ṣe ìsopọ̀mẹ́rọ fún àwọn èèyàn àti àwọn ohun ìṣàmúlò tí ó ń ṣe ìsopòmẹ́rọ fún àwọn òkòwò. Màá tún sọ pé mo jẹ́ olùṣòwò. Mo máa ń wo nǹkan pẹ̀lú èrò láti pèsè ojútùú ni. Yàtọ̀ sí iṣẹ́ àmọ̀dájú mi, mo ní oríṣiríṣi àwọn iṣẹ́ anípaláwùjọ tí mò ń ṣe pẹ̀lú àwọn ọ̀dọ́. Mo ní adé orí tí ń dáni lọ́rùn. Ẹ mọ̀ pé agbájúmọ́ṣẹ́ ni mí ṣùgbọ́n irú àsìkò tí mo mọ̀ọ́mọ̀ fún iṣẹ́ mi náà ni mo yà sọ́tọ̀ fún àwọn ẹbí mi, bí i kí n máa mọ ohun tí ó ń lọ pẹ̀lú àwọn ọmọ mi. Mo sì gbàgbọ́ pé àwọn ẹ̀kọ́ tí èèyàn bá ti kọ́ ní ọmọ ọdún kan sí mẹ́wàá náà ni èèyàn ń lò sí ọ̀rọ̀ ayé. Bí òbí ọmọ bá sì ti sọnù nínú ayé ọmọ ní àkókò náà, ó lè ní ipa búburú nínú ayé ọmọ náà. Fún èmi, kí n wà níbẹ́ pẹ̀lú wọn, kí n ráàyè fún wọn kí n sì dúró tì wọ́n, kí n wà níbẹ̀ fún àwọn ẹbí mi, kí n kọ́ wọn. Ní tí ìkẹ́kọ̀ọ́, mo ní ìkẹ́kọ̀ọ́gbòye àkọ́kọ́ àti dìgírì másítà nínú ìmọ̀ sáyẹ́nsì nípa ẹ̀rọ ayárabíàṣá. Ẹlẹ́sìn ìgbàgbọ́ ni mí; mo sì ní ìgbàgbọ́ nínú Ọlọ́hun gidi gan. Mo tilẹ̀ rò pé àpapọ̀ àánú àti oore-ọ̀fẹ́ Ọlọ́hun àti iṣẹ́ ọwọ́ mi ni ó mú mi dé ibi tí mo dé yìí. Torí náà, mi ò jẹ́ yọ ọ̀rọ̀ nípa Ọlọ́hun kúrò ninú ayé mi. Ìrìn-àjò sí ìṣàkóso ohun ìṣàmúlò Nígbà tí mo parí dìgírì mi nínú ìmọ̀ sáyẹ́nsì ẹ̀rọ ayárabíàṣá tán ní Ìbàdàn, ohun tí màá ṣe kò tilẹ̀ yé mi nítorí ohun tí wọ́n ń kọ́ lọ́pọ̀ ìgbà nínú ìmọ̀ sáyẹ́nsì ẹ̀rọ ayárabíàṣá ní ètò ìkodù. Ó máa ní nǹkan ajẹmódù tí o ní láti ṣe, àti pé èmi ò gbádùn odù kíkọ. Mo wá padà mọ ìdí tí mi ò ṣe fẹ́ràn odù kíkọ. Mo tún ṣe àyẹ̀wò amọ̀hùwàsí-ẹni kí n lè mọ nípa ara mi dáadáa, kí n lè mọ irú èèyàn tí mo jẹ́ àti àwọn ohun tí mo máa fẹ́ràn. Èmi kìí ṣe irú èèyàn tí ó máa fẹ́ láti jókòó máa kọ odù. Màá fẹ̀ẹ̀kan máa bá èèyàn sọ̀rọ̀ ni tàbí kí n ṣe aṣojú pẹ̀lú àwọn oníbàárà. Màá fẹ́ láti bá ọ yanjú ìṣòro rẹ ṣùgbọ́n kí n tó ṣe bẹ́ẹ̀, màá ní láti mọ irú ìṣòro tí ò ń kojú gan. Èyí túmọ̀ sí pé mo ní láti bá ọ sọ̀rọ̀. Ọ̀pọ̀lọpọ̀ àwọn èèyàn ni wọ́n máa ń rò pé ètò ìṣàkóso ohun ìṣàmúlò jẹ mọ́ ṣíṣẹ̀dá ohun èlò ìmúṣẹ́ṣe. Kì í ṣe bẹ́ẹ̀. Ṣíṣe àwárí ojútùú ni ètò ìṣàkóso ohun ìṣàmúlò wà fún. Ìdí sì nìyìí tí mo rò pé mo sì tún fi wà nínú ẹ̀ka iṣẹ́ yìí, tí mo fi ń làmìlaka, nítorí pé mo fì sí ibi tí agbára mi pọ̀ sí ju bí ó bá ṣe pé akodùẹ̀rọ ni mí. Mo bọ́ sínú ètò ìṣàkóso ohun ìṣàmúlò ní ọdún 2015 tí mo sì bẹ̀rẹ̀ ìrìn-àjò mi ní Interswitch. Kí ó tó di ìgbà náà, mo ti gbìyànjú ọ̀pọ̀lọpọ̀ nǹkan, pẹ̀lú àtúnṣe àwọn ẹ̀rọ ayárabíàṣá alágbèélétan; mo tún kọ́ àwọn ẹ̀kọ́ oníwèé-ẹ̀rí ní ORACLE àti Ìgbìmọ̀ Oníwèé-ẹ̀rí Ìmọ̀ọ́ṣe Cisco (CCNA), ìyẹn sí ni bí èmi ṣe ń dán ara wò. Nígbà tí mo bẹ̀rẹ̀ iṣẹ́ mi, mo gbìyànjú ọ̀pọ̀lọpọ̀ nǹkan kí n lè mọ ohun tí mo fẹ́ ṣe gan-an, bí mo sì ṣe ń ṣe èyí, mo rí i dájú pé mò ń kàn sí àwọn èèyàn tí wọ́n ń ṣiṣẹ́ ní ẹ̀ka iṣẹ́ náà. Màá fi ìwé àkọọ́lẹ̀ ẹ̀kọ́ àti iṣẹ́ mi ṣọwọ́ sí wọn tí màá sì tún sọ irú ìwé-ẹ̀rí ìmọ̀ọ́ṣe tí mo ṣẹ̀ṣẹ̀ gbà fún wọn. Àwọn náà sì mọ̀ pé mò ní gbáradì kí n lè ní ìwúlò ní àwọn ilé-iṣẹ́ wọ̀nyìí ni. Kí á má parọ́, nígbà tí mò ń ṣe ìwádìí mi, mo rí Interswitch gẹ́gẹ́ bí i ilé-iṣẹ́ ńlá tí mi ò tilẹ̀ rí ara mi pé màá ṣiṣẹ́ níbẹ̀. Nígbà tí Interswitch fi ímeèlì ránṣẹ́ sí mi, ó yà mí lẹ́nu gidi gan pé irú ilé-iṣẹ́ ńlá kan lè pè mí fún ìfọ̀rọ̀wánilẹ́nuwò. Ohun kan tí mo tún ró pé mo ṣe dáadáa nígbà yẹn ni pé mo máa ń fi gbogbo ohun tí mo bá ti ṣe kún ìwé àkọọ́lẹ̀ ẹ̀kọ́ àti iṣẹ́ mi ti mo sì ń fi ránṣẹ́ sí àwọn tí wọ́n máa ń bá mi ṣe àyẹ̀wò rẹ̀. Ṣáájú Interswitch, mo kọ́ yàrá ìkàwé kan nígbà ìsìnlú mi (NYSC); mo fi sí inú ìwé ìwáṣẹ́ mi. Mo tún sọ nípa iṣẹ́ tí mò ń ṣe ní ilé-ìjọsìn mi. Mo di àwọn ipò olórí kan mú ní ilé-ìjọsìn, tí ẹ̀rù kò sì kìí bà mí láti sọ nípa wọn nínú ìfọ̀rọ̀wánilẹ́nuwò. Bí ó tilẹ̀ jẹ́ pé mi ò tí ì lo ìmọ̀ náà ní ilé-iṣẹ́ kan, mo ti ṣe àfihàn wọn ní ọ̀nà kan tàbí òmíràn rí. Ní ìgbẹ̀yìn, nígbà tí mo rí iṣẹ́ náà gbà, mo bi olùṣàkóso ìgbanisíṣẹ́ mi pé kínni ìdí tí wọ́n ṣe gbà mí bí wọ́n tilẹ̀ mọ̀ pé mi ò fi bẹ́ẹ̀ ní ìrírí ìmọṣẹ́ẹ́ṣe kankan. Ó wí pé ní àkókò ìfọ̀rọ̀wánilẹ́nuwò náà, mo fihàn pé mo ti ṣetán láti mú iṣẹ́ ṣe gan lójú páálí ni. Ní àkókò ìgbéga àkọ́kọ́ tí wọ́n ní ní ilé-iṣẹ́ náà lẹ́yìn tí mo dara pọ̀ mọ́ wọn, èmi náà ní ìgbéga. Nígbà tí mo dara pọ̀ mọ́ Andela, olùṣàkóso mi wí pé ọ̀kan lára ìdí tí wọ́n fi mú mi ni òótọ́ tí mo ní, ohun tí mo sì fẹ́ kí àwọn èèyàn ní nìyẹn: òótọ́ àti òdodo. Mo rí iṣẹ́ àkọ́gbà mi ní ètò ìṣàkóso ohun ìṣàmúlò nípa ṣíṣe òdodo tí mo sì tún sọ̀rọ̀ nípa àwọn ohun tí mo ti ṣe sẹ́yìn, bí ó tilẹ̀ jẹ́ pé mi ò ní ìrírí kankan nípa ètò ìṣàkóso ohun ìṣàmúlò tẹ́lẹ̀. Yàtọ̀ fún gbogbo ìyẹn, wọ́n tún wòye pé arábìnrin yìí yóò jẹ́ olùṣàkóso ohun ìṣàmúlò dáadáa. Ìpinnu láti túbọ̀ wà ní ẹ̀ka ìṣàkóso ohun àmúlò Nígbà tí mo ṣẹ̀dá àwọn ohun ìṣàmúlò tí mo sì rí àwọn àwílé nípa wọn, inú mi dùn. Bẹ́ẹ̀ náà ni ó ṣe máa ń ṣe mí bí mo bá rí àwọn èèyàn tí wọ́n ń lo yàrá ìkàwé tí mo kọ́. Mò ń wá ojútùú sí ìṣòro àwọn èèyàn ni báyìí lóòótọ́, èyí tí ó jẹ́ ohun tí mo fẹ́ràn gan. Ohun tí mo sábà máa ń rò ni pé báwo ni màá ṣe dun àwọn èèyàn nínú, èyí tí ó ti fún mi ní orúkọ mínísítà fún ìdùnnú. Mo ti dúró pẹ́ ní ẹ̀ka ìṣàkóso ohun ìṣàmúlò nítorí ààyò ọkàn tí mò ń rí látààrí pípèsè ọ̀nà àbáyọ fún àwọn èèyàn àti àǹfààní láti bá àwọn èèyàn gidi sọ̀rọ̀, tí kíkọ odù ẹ̀rọ kò fún mi. Pẹ̀lú kíkọ odù ẹ̀rọ, ọ̀pọ̀lọpọ̀ ìbáṣe mi wà pẹ̀lú ẹ̀rọ ayárabíàṣá alágbèélétanì mi, pẹ̀lú ètò ìṣàkóso ohun ìṣàmúlò, mo ń bá àwọn èèyàn gidi ṣe ni, tí mo sì ń rí èsì rẹ̀. Báwo ni ProductDive ṣe bẹ̀rẹ̀, àti pé báwo ni ìrìn-àjò náà ti ṣe rí? Nígbà tí mo bẹ̀rẹ̀ ìrìn-àjò mi nínú ètò ìṣàkóso ohun ìṣàmúlò, a ò ní àwọn ilé-ẹ̀kọ́ ohun ìṣàmúlò àti àwọn àwùjọ elétò aṣàkóso ohun ìṣàmúlò bí ó ti wà báyìí. Ní bí i ọdún mẹ́wàá sẹ́yìn, ní ilẹ̀ Africa, o ò lè rí àwọn olùṣàkóso ohun ìṣàmúlò kí wọ́n máa lo orúkọ iṣẹ́ tí ń jẹ́ olùṣàkóso ohun ìṣàmúlò rárá. Nígbà tí mo dara pọ̀ mọ́ Interswitch, orúkọ iṣẹ́ mi ni aṣèyànjú ohun ìṣàmúlò ṣùgbọ́n iṣẹ́ aṣàkóso ohun ìṣàmúlò ni mò ń ṣe. Orúkọ iṣẹ́ náà rúni lójú tí mo sì ní láti lọ sí orí ayélujára láti lọ wo ohun tí iṣẹ́ aṣèyànjú ohun ìsàmúlò gan kó sínú. Nígbà tí mo bá àwọn èèyàn tí a jọ ń ṣiṣẹ́ kan náà sọ̀rọ̀, ó jọ pé ìṣòro kan náà ni gbogbo wa ní; a ṣá jọ ń wá ojútùú ni. Mo bẹ̀rẹ̀ sí ní wá àwọn ilé-ẹ̀kọ́ ohun ìṣàmúlò lórí ayélujára, nígbà náà ni mo rí Product School Silicon Valley, mo sì tún rí i pé wọ́n ń wá àwọn olóòtú àwùjọ. Mo forúkọ sílẹ̀ fún ipò olóòtú àwùjọ tí mo sì di olóòtú àwùjọ wọn àkọ́kọ́ ní orílẹ̀-èdè Nigeria. Mo ṣe ìgbàlejò àwọn ètò inú ìlú Nigeria fún wọn tí mo sì rí i dájú pé àwọn èèyàn ní ìrírí tí ó jọjú, èmi sì ni mò ń ṣe ìnáwó àwọn ètò wọ̀nyìí fúnra mi. Lẹ́yìn náà, mo kàn sí Product School pé kí wọ́n jẹ́ kí àwọn èèyàn ní ìlú yìí lè rí àyè sí ìwé iṣẹ́ wọn lówó tí kò wọ́n jù, wọ̀n sì fèsì pé Nigeria kì í ṣe àfojúsùn àwọn nígbà náà. Mo ní kò burú; èmi náà ṣá ti ń ṣe ètò ìṣàkóso ohun ìṣàmúlò fún bí i ọdún mélòó báyìí, àsìkò ti tó fún mi láti ṣe nǹkan fún àwọn ará mi ní Nigeria. Ìgbà yẹn ni mò sọ pé, ""Mi ò mọ gbogbo nǹkan, kò sì yẹ kí ó jẹ́ èmi nìkan ni màá kọ́ gbogbo ẹ̀."" Mo pinnu mo máa bẹ̀rẹ̀ ProductDive, tí ó sì máa jẹ́ àwòfín tótó sínú iṣẹ́ náà gan. Bákan náà, bí mo ṣe ń kọ́ṣẹ́, àwọn àpẹẹrẹ láti ilẹ̀ Africa ni mò ń lò; kò sí ẹni tí yóò fún mi ní àwọn àpẹẹrẹ ti Silicon Valley ti mi ò ní ìrírí pẹ̀lú. ProductDive bẹ̀rẹ̀ ní oṣù Ọ̀wẹ̀wẹ̀ ọdún 2019, ìrírí ni ó ń darí rẹ̀ tí ó sì ń fún àwọn èèyàn ní ìrírí tí ó kún. Àwọn olùkọ́ni gan náà jẹ́ àwọn akọ́ṣẹ́mọṣẹ́ nítorí mo fẹ́ mú àwọn èèyàn kúrò láti ìpele kan bọ́ sí òmíràn ni. Ẹ̀kọ́ iṣẹ́ kan ni a fi bẹ̀rẹ̀, báyìí a ti ní ẹ̀kọ́ iṣẹ́ méjì nítorí pé ohun tí a ní láti kọ́ nípa ètò ìṣàkóso ohun ìṣàmúlò pọ̀. Mo bẹ̀rẹ̀ sí ní kọ́ ètò ìṣàkóso ohun ìṣàmúlò nítorí mo ní ìpènijà kan, ọ̀pọ̀lọpọ̀ àwọn èèyàn ni wọ́n sì ní irú ìpènijà yìí. Ní ProductDive, ìwọ̀n ìdára ṣe pàtàkì jù ọ̀pọ̀níye lọ. A máa ń ró àwọn èèyàn lágbára pẹ̀lú irinṣẹ́, ìmọ̀ àti àwùjọ tí ó tọ́ ni. Ìdí èyí ni pé o nílò àwùjọ kan, èyí sì ni ó mú ProductDive yàtọ̀ sí àwọn ilé-ẹ̀kọ́ Ìṣàkóso Ohun Ìṣàmúlò mìíràn. O ò sì lè kẹ́kọ̀ọ́ ní ojoojúmọ́ ọdún kan, ṣùgbọ́n o lè wá ní àwùjọ tí o máa lè kàn sí ní ìgbàkúùgbà, tí àrídájú sì wà pé ó máa rí ẹnìkan ràn ọ́ lọ́wọ́. Gbogbo àwọn ọmọ ẹgbẹ́ ProductDive ni wọ́n ní àǹfààní ayérayé sí àwùjọ náà. Torí náà, ProductDive ń ṣètò ẹ̀kọ́, à ń pèsè àfikún sí ìmọ̀ọ́ṣe rẹ àti gbogbo nǹkan tí o nílò láti ní ìgbéga lẹ́nu iṣẹ́, kí á ràn ọ́ lọ́wọ́ láti rí iṣẹ́ tuntun àti láti mú ọ mọ àwọn èèyàn. Àwùjọ náà àti àpèjọ yìí ni, The Dive 2023, níbi tí àwọn olórí olùṣàkóso ohun ìṣàmúlò yóò ti péjọ. Láti ìgbà yìí, a ti kọ́ àwọn èèyàn tí ó lé ní 1500. Ohun ìwúrí sì ni ó jẹ́ fún mi láti sọ pé ó fẹ́rẹ̀ jẹ́ pé gbogbo àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní ilẹ̀ Nigeria ni akẹ́kọ̀ọ́jáde ProductDive wà lára wọn. Kínni ohun tí àwọn èèyàn ó máa retí níbi àpèjọ The DIVE 2023 Ojúlówó àkóónú àti ìwífún ajẹmọ́-ẹ̀kaiṣẹ́. Ètò ìṣàkóso ohun ìṣàmúlò yàtọ̀ ní onírúurú àwọn ẹ̀ka iṣẹ́ bíi ètò ìṣòwò orí ayélujára, ìṣòwò alábọ́dé, àti aṣèṣúná orí ẹ̀rọ, tí a sì máa ṣe àwòfín tótó sí àwọn ẹ̀ka iṣẹ́ wọ̀nyìí nítorí pé ìmọ̀ nípa ètò ìṣàkóso ohun ìṣàmúlò nìkan kò tó láti ṣe àṣeyọrí gẹ́gẹ́ bíi adarí ohun ìṣàmúlò. O ní láti ní òye nípa ọjà rẹ (àwọn èèyàn tí ò ń ta ọjà fún àti agbára ìrajà wọn), ibi tí ò ń tayò sí, àwọn alákòóso, àwọn ewu, àwọn òpómúléró àti àwọn olùkówólókòwò náà. Ohun mìíràn ni irú àwọn èèyàn tí a fẹ́ mú ọ mọ̀. Torí náà, irú ìmúnimọ̀nìyàn onípele giga pẹ̀lú àwọn adarí ohun ìṣàmúlò ní àgbáyé yóò wáyé. Fún àwọn ilé-iṣẹ́ tí wọ́n ń wá àwọn òṣìṣẹ́ gidi àti àwọn tí wọ́n fẹ́ fi àwọn ohun ìṣàmúlò tí àwọn olùṣàkóso ohun ìṣàmúlò ń lò àti àwọn irinṣẹ́ tí wọ́n nílò fún ìmúbọnú pẹ̀lú ohun ìṣàmúlò wọn, ètò yìí ń pèsè àǹfààní láti ṣe àfihàn àti ìgbélárugẹ àwọn ìfilọ̀ wọn. Àwọn àyè ìmúṣẹ́ṣe yóò tún wà níbi tí a yóò ti máa kọ́ nípa àwọn ètò àti ìdarí àkóso ohun ìṣàmúlò. Bí kò bá sí ètò àti ìlànà ìṣe nínú òkòwò rẹ, o ò lè rí àwọn èsì tí o bá fẹ́. Kò sí iye ìran tí o lè máa jẹ, ohun tí o bá ní nílẹ̀ náà ni o máa fi ṣiṣẹ́. Torí náà, bí o bá fẹ́ kọ́ nípa ọ̀nà tí o lè gbà ṣe àhunjọ àwọn ètò ohun ìṣàmúlò tí yóò ran àwọn àfojúsùn rẹ lórí ohun ìṣàmúlò àti òwò rẹ, o ní láti wà níbẹ̀. A tún máa kọ́ nípa ọgbọ́n ìlànà ohun ìṣàmúlò nítorí bí o kò bá ní ìlànà kan ní pàtó, o ti wọ gàù; ọjà lè tán ní igbá rẹ kí o sì kó igbá wọlé. Abala tí a yóò ti sọ̀rọ̀ nípa fífi ohun ìṣàmúlò jíṣẹ́ àti ọ̀nà iṣẹ́ ohun ìṣàmúlò. Gbogbo ìwọ̀nyìí ni a máa sọ níbi àpèjọ náà, ìrírí tí a sì ń ṣètò sílẹ̀ fún gbogbo àwọn olùkópa nìyẹn. Bí o kò bá tíì fi orúkọ sílẹ̀ fún àpéjọ adarí ohun ìṣàmúlò The Dive 2023, gba ibùdó ìtakùn ProductDive lọ kí o sì gba àyè rẹ sílẹ̀.","Ukusuka kuProductDive kuya ekuhlanganiseni abaholi bomkhiqizo engqungqutheleni iDive 2023: UTobi Otokiti ubanikeza kanjani amandla abaphathi bemikhiqizo abakhona nabazayo Ukhulele edolobheni lasendulo lase-Ibadan, uTobi Otokiti ungumholi wokuphathwa kwemikhiqizo yomhlaba wonke oqhubeka nokwakha imikhiqizo embonini yezobuchwepheshe yase-Afrika. Bayibiza ngamaTobillions ozakwabo, ngenxa yerekhodi lakhe elimangalisayo lokusebenza ezinkampanini ezaphenduka amayunikhoni, usezakhele igama njengothisha endaweni yezobuchwepheshe. UTobi ungumsunguli wesinye sezikole ezihamba phambili zokuphatha imikhiqizo esifundeni saseNtshonalanga ne-Afrika, iProductDive. Engxoxweni yethu, uxoxe ngesizinda sakhe, ukholo, indlela yokuba umphathi womkhiqizo, iProductDive, kanye nengqungquthela yokuhola umkhiqizo ezayo, iDive 2023. Ingqungquthela yeDive 2023 iyingqungquthela egxile kumikhiqizo eletha abaholi bomhlaba wonke bemikhiqizo, abaphathi bemikhiqizo, abaholi bamabhizinisi, nabanye ongoti bezobuchwepheshe ngaphansi kophahla olulodwa ukuze bangene shi emhlabeni wokuphathwa komkhiqizo kanye nendlela yokwenza umthelela ohlala njalo ezinhlanganweni zabo. Nansi inguqulo efungqiwe yenhlolokhono. Sitshele kafushane ngawe Ngizibona ngiwungoti wesifazane. Ngingumholi wokuphathwa komkhiqizo owakhe imikhiqizo embonini yezobuchwepheshe yase-Afrika cishe iminyaka eyishumi. Ngisebenze kumayunikhoni amathathu—i-Interswitch, i-Andela, neFlutterwave—ngisiza ekwakheni imikhiqizo yabo ehlukahlukene esetshenziswa abasebenzisi abangaphezu kwezigidi ezinhlanu. Eqinisweni, uma kuhlangene, kunabasebenzisi abangaphezu kwezigidi ezingama-50 abazibonele futhi basebenzisa imikhiqizo engisebenze kuyo. Isibonelo, nginomkhiqizo osetshenziswa yiwo wonke amabhange aseNigeria. Ngisebenze emikhiqizweni yeB2C neB2B - imikhiqizo esebenzisana nabantu kanye nemikhiqizo esebenzisana namabhizinisi. Ngingasho futhi ukuthi ngingusomabhizinisi. Ngihlala ngibuka izinto ngeso lokuxazulula izinkinga. Ngaphandle komsebenzi wami wobungcweti, nginochungechunge lwamaphrojekthi omthelela emphakathini engiwenza nentsha. Nginomyeni othandekayo. Uyazi, ngingumuntu ogxile emisebenzini, kodwa kuyinhloso efanayo enginikeza yona emsebenzini wami kanye nenjongo efanayo engiyinikeza umndeni wami, njengokuba khona kwezingane zami. Ngikholwa ukuthi yizifundo ozifunda kusukela onyakeni wokuqala ukuya kweyeshumi onokuthi, ngandlela thize, uzisebenzise ekuphileni. Futhi uma umzali engekho kuleyo ngxenye yempilo yengane, lokho kungase kube nomthelela omubi enganeni. lokhu kumayelana nokuba khona, ukutholakala, kanye nenhloso ngomndeni wami kanye nokuwulungisa. Mayelana nesizinda semfundo, ngineziqu ze-bachelor kanye ne-mastazi kusayensi yekhompyutha. Futhi ngingumKristu; Ngikholelwa kuNkulunkulu kakhulu. Ngicabanga ukuthi iningi lalapho engikhona njengamanje yinhlanganisela yomsebenzi wami kanye nomusa kaNkulunkulu. Ngakho-ke, angikwazi ukushiya leyo ngxenye kaNkulunkulu empilweni yami. Uhambo oluya ekuphathweni komkhiqizo Lapho ngiqeda iziqu zami zesayensi yamakhompiyutha e-Ibadan, ngangingakaqiniseki ukuthi ngenzeni ngoba abakufundisayo isikhathi esiningi kwisayensi yekhompyutha wuhlelo. Kufanele kube nokuthile okuhlobene nezinhlelo okudingeka ukwenze, futhi angikujabuleli ukuhlela. Kamuva ngathola ukuthi kungani ngingakujabuleli ukuhlela. Ngenze ukuhlolwa kobuntu ukuze ngiphinde ngizazi kangcono, ukuze ngazi ukuthi ngingubani kanye nezinhlobo zezinto engingazijabulela. Angiyena umuntu ongathanda ukuhlala phansi abhale ikhodi. Ngingathanda ukukhuluma nothile noma ukuxhumana namakhasimende. Ngingathanda ukuxazulula inkinga yakho, kodwa ukuze ngenze njalo, kufanele ngiqale ngiqonde izinkinga obhekene nazo. Lokhu kusho ukuthi ngidinga ukukhuluma nawe. Abantu abaningi banomuzwa wokuthi ukuphathwa komkhiqizo kumayelana nokwakha izinhlelo zokusebenza zobuchwepheshe. Akunjalo. Ukuphathwa komkhiqizo kumayelana nokuxazulula izinkinga. Futhi yingakho ngicabanga ukuthi ngisamile kulo mkhakha nokuthi kungani ngithuthuka, ngoba njengamanje kubukeka sengathi ngidlala ngamandla ami uma kuqhathaniswa nokube bengingumdidiyeli wezinhlelo. Ngangena ekuphathweni komkhiqizo ngo-2015, futhi uhambo lwami nokuphathwa komkhiqizo lwaqala kwa-Interswitch. Ngaphambi kwalokho, ngase ngizame izinto eziningi, kuhlanganise nokulungisa amalaptop; Ngize ngathatha izifundo zesitifiketi ku-ORACLE nakuCisco Certified Network Associate (iCCNA), futhi lokhu bekuyimi ngizama nje. Ekuqaleni komsebenzi wami, kwakunezinto eziningi engangizama ukuzenza ukuze ngiqiniseke ngalokho engangifuna ukukwenza, futhi ngenkathi ngenza lokho, ngenza isiqiniseko sokuthi ngifinyelela kubantu ababesebenza embonini. Ngangihlale ngibabelana ngeCV yami futhi ngibazise nangesitifiketi engangisanda kusithatha. Futhi, babazi ukuthi ngangizilungiselela lokho okwakuzoba usizo kulezi zinhlangano. Uma ngikhuluma iqiniso, lapho ngenza ucwaningo lwami, ngabona i-Interswitch njengenkampani enkulu kakhulu, ngakho angizange ngizibone ngisebenza lapho. Lapho i-Interswitch ingithumelela i-imeyili, ngashaqeka ukuthi inkampani enkulu ingangishayela inhlolokhono. Ngicabanga ukuthi enye into engiyenze kahle ngaleso sikhathi ukungeza konke engangikwenzile kuCV yami futhi ngabelana ngayo nabantu ukuze bangisize ukuyibuyekeza. Ngaphambi kwe-Interswitch, ngakha umtapo wolwazi ngesikhathi sami seNYSC; Ngikufakile kuCV yami. Ngakhuluma nangomsebenzi engangiwenza esontweni lami. Ngangike ngaba nezikhundla ezithile zobuholi ebandleni, futhi ngangingesabi ukukhuluma ngazo phakathi nenhlolokhono. Nakuba ngangingazenzanga lezo zinto enhlanganweni yezinkampani, lawo kwakungamasethi amakhono engangivele ngawaveza ngandlela thize. Ekugcineni, lapho ngithola umsebenzi, ngabuza umphathi wami owayengiqasha ukuthi kungani engithatha kuyilapho azi ukuthi ngangingenalo ulwazi oluningi lomsebenzi wochwepheshe. Uthe ngesikhathi senhlolokhono ngakhombisa ukuthi sengikulungele ukuqala emsebenzini. Embuthanweni wokuqala wokuphromotha ababenawo enhlanganweni ngesikhathi ngijoyina, ngakhushulelwa esikhundleni. Ngesikhathi ngijoyina u-Andela, umphathi wami wathi esinye sezizathu ezenza bangikhethe ukwethembeka kwami, futhi yilokho engifuna abantu babe yikho: ukwethembeka kanye neqiniso. Ngakho-ke, ngangena emsebenzini wami wokuqala wokuphatha umkhiqizo ngokuba yiqiniso nokukhuluma ngezinto engangizenzile esikhathini esidlule, nakuba ngangingenalo ulwazi lokuphatha umkhiqizo ngaphambili, futhi kukho konke lokho, bangathola ukuthi le ntokazi ingaba umphathi wephrojekthi omuhle. Isinqumo sokuhlala ekuphathweni komkhiqizo Lapho ngakha imikhiqizo futhi ngibona ukubuyekezwa ngayo, ngajabula. Ngazizwa ngendlela efanayo lapho ngibona abantu besebenzisa umtapo wolwazi engangiwakhile. Ngempela ngizixazulula izinkinga zabantu, obekulokhu kuwumgogodla wami. Okungikhathaza kakhulu bekulokhu kuwukujabulisa abantu, okungenze ngabizwa ngongqongqoshe wenjabulo. Ngihlale isikhathi eside ekuphathweni komkhiqizo ngenxa yokwaneliseka kokuxazulula izinkinga zangempela kanye nethuba lokukhuluma nabasebenzisi bangempela, okuyinto ukuhlela bekunganginiki. Uma ngakha uhlelo ngisebenzisa kakhulu isibekwamathangeni, bese kuthi ukuphathwa komkhiqizo, ngibhekana nempilo, futhi ngiyawubona umphumela. Iqale kanjani iProductDive, futhi uhambo belunjani kuze kube manje? Ngenkathi ngiqala uhambo lwami lokuphatha umkhiqizo, sasingenazo izikole zomkhiqizo kanye nemiphakathi yokuphatha imikhiqizo njengoba senza manje. Cishe eminyakeni eyishumi edlule, e-Afrika, ubungeke ubabone abaphathi bomkhiqizo ababizwa ngomphathi womkhiqizo. Lapho ngijoyina i-Interswitch, isihloko sami somsebenzi bekungumxhumanisi womkhiqizo, kodwa kwakuyindima yokuphatha umkhiqizo. Isihloko somsebenzi sasidida, futhi ngangihlala ngingena ku-inthanethi ukuze ngifune ukuthi indima yomxhumanisi womkhiqizo ihlanganisani. Lapho ngiba nezingxoxo nabantu endimeni efanayo, kwaba sengathi wonke umuntu unenkinga efanayo; sonke sasizama ukuthola okuthile. Ngaqala ukusesha ku-inthanethi izikole zomkhiqizo, ngase ngithola iProduct School Silicon Valley, futhi ngathola ukuthi babefuna abahleli bomphakathi. Ngabhalisela indima yomhleli womphakathi futhi ngaba umhleli wabo womphakathi wokuqala eNigeria. Ngangenza imicimbi yasendaweni eNigeria futhi ngaqinisekisa ukuthi abantu banesipiliyoni esimangalisayo, futhi yonke lemicimbi ngangiyixhasa ngemali yami. Kamuva, ngaxhumana neProduct School, ngicela ukuthi benze izifundo zabo kube lula ukufinyelela kuzo nokuthi abantu bakwazi ukuzikhokhela kule ngxenye yomhlaba, base bephendula bethi iNigeria akuyona indawo ababeyihlosile ngaleso sikhathi. Ngathi lokho kulungile; kungcono ngoba sengineminyaka ethile ngilokhu ngenza ukuphathwa kwemikhiqizo, ngakho-ke sekuyisikhathi sokwenzela abantu baseNigeria okuthile. Kungaleso sikhathi lapho ngathi, ""Angazi yonke into, futhi akufanele kube yimi ofundisa yonke into."" Nginqume ukuthi ngizoqala iProductDive, futhi kuzoba ukungena ngokujulile emsebenzini. Futhi, uma ngifundisa, sengisebenzisa izibonelo zase-Afrika; akekho onginika izibonelo zeSilicon Valley engingakwazi ukuhlobana nazo ngempela. IProductDive iqale ngo-2019 kuMandulo, futhi iqhutshwa ulwazi nokunika abantu ulwazi oluphelele. Ngisho nabafundisi bangongoti abanamava ngoba ngifuna ukususa abantu kwelinye izinga ngibayise kwelinye. Siqale ngesifundo esisodwa, futhi manje sinezifundo ezimbili ngoba kuningi esingakufunda mayelana nokuphathwa komkhiqizo. Ngiqale ukufundisa ukuphathwa kwemikhiqizo ngoba ngibe nenselelo, futhi baningi nabanye abantu abanale nselelo. KwaProductDive, sonke sifuna ikhwalithi ukudlula ubuningi. Sihlomisa abantu ngamathuluzi alungile, ulwazi, kanye nomphakathi. Lokhu kungenxa yokuthi udinga umphakathi, futhi yilokho okwenza iProductDive ihluke kwezinye Izikole Zomkhiqizo. Ngeke ukwazi ukuqeqeshwa nsuku zonke onyakeni, kodwa ungaba semphakathini ongafinyelela kuwo nganoma yisiphi isikhathi, futhi uyaqinisekiswa ukuthi kukhona ozokusiza. Wonke amalungu eProductDive awanamkhawulo wokufinyelela emphakathini. Ngakho-ke iProductDive, ngamafuphi, iwukuqeqesha, ukuthuthukisa amakhono akho, nakho konke okudingekayo ukuze ikusize ukhushulelwe isikhundla emsebenzini, ukukusiza uthole umsebenzi omusha, nokukuxhumanisa nabantu. umphakathi kanye nale ngqungquthela, iThe Dive 2023, lapho abaholi bezemikhiqizo bezobe beze khona. Kuze kube manje, sesiqeqeshe abantu abangaphezu kwe-1,500. Ngiyaziqhenya ukusho ukuthi cishe wonke amabhizinisi asaqala eNigeria anababefunda e-ProductDive. Yini okufanele abantu bayilindele engqungqutheleni ye-DIVE 2023 Okuqukethwe kwekhwalithi nolwazi oluqondene nomkhakha. Ukuphathwa komkhiqizo kuyahlukahluka ezimbonini ezihlukene ezifana nokuthengiselana ngobuchwepheshe, ukuthengisa, kanye ne-fintech, futhi sizokwenza ukungena ngokujulile kulezi zimboni ngoba ukuba nolwazi lokuphatha umkhiqizo akwanele ukuphumelela njengomholi womkhiqizo. Udinga ukuqonda ngemakethe yakho (abantu obathengisayo namandla abo okuthenga), lapho udlala khona, abalawuli, ubungozi, ababambiqhaza, kanye nabatshalizimali. Enye into izinga labantu esikudalula kubo. Ngakho-ke kuzoba nokuxhumana okuphezulu nabaholi bemikhiqizo yomhlaba wonke. Izinhlangano ezifuna ithalente eliyikhwalithi kanye nalezo ezihlinzeka ngemikhiqizo esetshenziswa abaphathi bemikhiqizo namathuluzi adinga ukuhlanganiswa nemikhiqizo yabo, lo mcimbi unikeza ithuba lokwethula nokukhuthaza ukunikezwa kwabo. Kuzophinde kube nezinkundla zokucobelelana ngolwazi lapho sizofundisa khona izinqubo zemikhiqizo kanye nokuphatha. Awuyitholi imiphumela oyifunayo uma ungenazo izinqubo nezakhiwo ebhizinisini lakho. Akukho la ongeke wafika khona ngokomcabango, uzongena kusakhiwo esikufanele. Ngakho-ke uma ufuna ukufunda ukwenza izinqubo zomkhiqizo ezifanele ezisekela imigomo yomkhiqizo wakho kanye nezinhloso zebhizinisi lakho, kufanele ube lapho. Sizophinde sifundise isu lomkhiqizo ngoba usenkingeni uma ungenalo isu; cishe uzophelelwa ibhizinisi futhi ugoqe. Kukhona futhi isici sokulethwa komkhiqizo kanye nemephu yomgwaqo yomkhiqizo. Konke lokhu kuzoxoxwa ngakho engqungqutheleni, futhi lokho kuyisipiliyoni esisilungiselela bonke abakhona. Uma ungakabhaliseli ingqungquthela yobuholi bomkhiqizo weDive 2023, yiya kuwebhusayithi ye-ProductDive ukuze uqinisekise isikhala sakho."
+"ኒትዳ በብሎክቼይን ላይ የኤንዋዬኤስሲ የምስክር ወረቀቶችን ለማረጋገጥ ዛሬ ምን እንደሚከሰት ታውቃለህ፣ አይደል? ዛሬ የፒች አርብ ነው። እና ናምዲ አዞዶ፣ የማስተር ካርድ የምርት ሥራ አስኪያጅ፣ አነስተኛ አዋጭ ምርት(ኤምቪፒ) እንዴት እንደሚገነቡ ያስተምራችኋል። የፊታችን አርብ ጨዋታ ከጠዋቱ 3 ሰዓት ላይ በዞን ቴክ ፓርክ፣ በጋጋዳ ኤክስፕረስዌይ፣ ሌጎስ ይካሄዳል። ለመመዝገብ ይህንን አገናኝ ይጫኑ። ለሳምንቱ መጨረሻ ምን እቅድ አለህ? ምንም እንኳን በዚህ ጽሑፍ ላይ ምንም እቅድ ባይኖረኝም አንድ ዝግጅት ላይ ለመገኘት አስባለሁ። ቤተሰቦቼ ቅዳሜና እሁድን በቤት ውስጥ እንድቈይ ስለማይፈልጉ መውጣት እፈልጋለሁ። እኔ ያልጻፍኩትን ማንበብ ከቻሉ የምናገረውን የሚያገኙ ይመስለኛል። ለማንኛውም ቅዳሜ ወይም እሁድ ሌጎስ ውስጥ አንድ ዝግጅት ወይም ስብሰባ ካለዎት እባክዎን ግብዣ ይላኩ። በዚህ ሳምንት የቴክፖይንት አፍሪካ ፖድካስት ክፍል ላይ የኤዲቶሪያል ቡድኑ በርካታ ታሪኮችን ተነጋግሯል፣ በመድረኩ ላይ ኤክስ የሚከፍሉ ፈጣሪዎች፣ የኤርትራ የመጀመሪያ የፒሲ ቪዲዮ ጨዋታ እና የሴንዲ ሥራ ማቆም። እዚህ ይመልከቱ ወይም ያዳምጡ ። ዛሬ ለእናንተ ያመጣሁላችሁን እነሆ፡ ኤርቴል ኡጋንዳ ወደ ሕዝብ ለመሄድ አቅዷል ኒትዳ በብሎክቼይን ላይ የኤንዋይኤስሲ የምስክር ወረቀቶችን ማረጋገጥ ይፈልጋል ደቡብ አፍሪካ ጤናን ለማሻሻል የሚያስችል መድረክ ጀምራለች ኤርቴል ኡጋንዳ ወደ ሕዝብ ለመሄድ አቅዷል ኤርቴል ኡጋንዳ አክሲዮኖቹን ለሕዝብ በኡጋንዳ ዋስትና ልውውጥ ለመሸጥ አቅዷል። ኤርቴል አፍሪካ በዋናው የኢንቨስትመንት ገበያ ክፍል ላይ 8 ቢሊዮን ተራ አክሲዮኖችን ወይም 20 በመቶውን ድርሻውን ለማቅረብ አቅዷል። ለምን? ኤርቴል አፍሪካ የአይፒኦ ዋና ዓላማው በኡጋንዳ የካፒታል ገበያ እድገትን መደገፍ እና የአየርቴል ኡጋንዳ የአካባቢ ባለቤትነትን ማራመድ ነው ብሏል። ይህ እርምጃ ኤርቴል ኡጋንዳ ቢያንስ 20% የአክሲዮኖቿን ለገበያ ማቅረቡን የሚጠይቀውን የብሔራዊ የቴሌኰም ኦፕሬተር(ኤንቲኦ) ፈቃድ መስፈርት ያከብራል። ኤርቴል ባለፈው ዓመት ታህሳስ ወር ላይ አክሲዮኖቹን ለገበያ ማቅረብ ባለመቻሉ የአንድ ዓመት ተጨማሪ ጊዜ ተሰጥቶታል። ስለዚህ፣ የኡጋንዳ ኮሙኒኬሽን ኰሚሽን(ዩሲ��) መስፈርቱን ለማሟላት እስከ ታህሳስ 16 ቀን 2023 ድረስ የጊዜ ገደብ ሰጥቷል። ኤርቴል ኡጋንዳ የአይፒኦው አካል በመሆን የጋራ አክሲዮኖችን ይሸጣል እንዲሁም ወጪዎችን ካስቀነሰ በኋላ የአቅርቦቱን የተጣራ ገቢ ይቀበላል። አክሲዮኖቹ በአየርቴል ገንዘብ መድረክ እና በተለመዱ ሰርጦች በኩል የሚቀርቡ ሲሆን የችርቻሮ ተሳትፎን በመጨመር ለዩጋንዳ ባለሀብቶች ልዩ ምርጫ ይሰጣል። ኒትዳ በብሎክቼይን ላይ የኤንዋዬኤኤስሲ የምስክር ወረቀቶችን ማረጋገጥ ይፈልጋል። የብሔራዊ የኢንፎርሜሽን ቴክኖሎጂ ልማት ኤጀንሲ የብሔራዊ ወጣቶች አገልግሎት ኮርፖሬሽን(ኒታድ) የምስክር ወረቀቶችን ለማረጋገጥ የብሎክቼይን ቴክኖሎጂን ለመጠቀም አቅዷል። ነሐሴ 9 ቀን 2023 ረቡዕ የኒታዳ ዋና ዳይሬክተር ዩሱፍ ካሻፉ በሰፊው እየተሰራጨ ስላለው የ ኤንዋይሲኤስ የምስክር ወረቀቶች ማጭበርበር እና ማጭበርበር ስጋታቸውን ገልጸዋል። በዚህ ምክንያት ኒትዳ ከ ኤንዋይሲኤስ ዋና ዳይሬክተር ጄኔራል ሻለቃ ዩሻው አህመድ ጋር በመሆን በብሎክቼይን ላይ የተመሰረተ የምስክር ወረቀት ማረጋገጫ ሥርዓት ለማዘጋጀት እየሰራ ነው። ይሁን እንጂ፣ ይህ አዲስ ክስተት አይደለም። በናይጄሪያ የምስክር ወረቀቶችን ለማረጋገጥ የብሎክቼይን ቴክኖሎጂን የሚጠቀሙ ጅማሬዎች አሉ። ለምሳሌ አኮዌ የምስክር ወረቀት መስጠትን እና ማረጋገጫን ዲጂታል ለማድረግ የብሎክቼይን ቴክኖሎጂን እየተጠቀመ ነው። ቦሉ ጅማሬውን ሸፍኗል። አኮዌ የናይጄሪያን የምስክር ወረቀቶች በብሎክቼይን ላይ ለማስቀመጥ ይፈልጋል፣ እና እንዴት እንደሚሠራ እነሆ በተጨማሪም በቅርብ ጊዜ አንዳንድ የአፍሪካ የጤና ቴክኖሎጂ ጅማሬዎች የሐሰት መድኃኒቶችን ለመዋጋት እንዴት ብሎክቼንን እንደሚጠቀሙ አንድ ጽሑፍ አሳትሜያለሁ። የአፍሪካ የጤና ቴክኖሎጂ ጅማሬዎች የሐሰት መድኃኒቶችን በብሎክቼይን፣ በሰው ሰራሽ አስተውሎት መመልከት ይችላሉ። ደቡብ አፍሪካ ጤናን ለማሻሻል የሚያስችል መድረክ ጀምራለች እስከ 2020 ድረስ ደቡባዊ አፍሪካ በአፍሪካ ውስጥ ከፍተኛው የኤችአይቪ ኢንፌክሽን መጠን እንዳላት ያውቃሉ?. እንደ አለመታደል ሆኖ፣ በደቡብ አፍሪካ በአህጉሪቱ ከፍተኛው የበሽታው ስርጭት ነበረው፣ 7.8 ሚሊዮን ሰዎች በ2020 በኤች አይ ቪ ተይዘዋል። በተጨማሪም፣ ልክ እንደ አብዛኞቹ የአፍሪካ አገራት የአዕምሮ ጤንነት በተመለክተ ጥቂቶች ናቸው ግብአቶች፣ እና የአዕምሮ ሕመም የተወገዘ ነው። በዚህ ምክንያት የደቡብ አፍሪካ የጤና መምሪያ እነዚህን ተግዳሮቶች ለመቅረፍ እና የወጣቶችን ጤና ለማሻሻል በዋትስአፕ ላይ የተመሰረተ ቻትቦት ያንግ አፍሪካ ላይቭ ጀምሯል። የዲኦኤች ከኤልተን ጆን ኤድስ ፋውንዴሽን እና ሪች ዲጂታል ሄልዝ ጋር በመተባበር በደቡብ አፍሪካ ያሉ ወጣቶች በጉርምስና ወቅት የሚነሱትን ውስብስብ ጥያቄዎች እንዲመልሱ መርዳት ችሏል። እነዚህም ፍቅር እና ግንኙነቶች፣ ወሲባዊነት፣ የአዕምሮ ጤንነት፣ ኤች አይ ቪ እና ኤስ ቲ አይ፣ የእርግዝና መከላከያ እና እርግዝና ይገኙበታል። የዲኦኤች ዋትስአፕ ቻት ቦትን ለምን እንደከፈተ ትጠይቁ ይሆናል። መልካም፣ ቀላል ነው: ዋትስአፕ በደቡብ አፍሪካ ውስጥ ከ 23 ሚሊዮን በላይ ተጠቃሚዎች አሉት፣ ይህም እንደ ሲግናል እና ቴሌግራም ያሉ ሌሎች የመልዕክት አገልግሎቶችን ይበልጣል። ሳይድ ባር አላርት፡በ2020 የዓለም ጤና ድርጅት ስለ ኮሮና ቫይረስ ወረርሽኝ መረጃን ለማሰራጨት በሪች ዲጂታል ጤና የተገነባውን የዋትስአፕ መድረክ ተቀብሏል። ምናልባት ካጣከው ከምርት ለዩነት የምርት መሪዎችን በዳይቭ 2023 ኮንፈረንስ ላይ ማገናኘት-ቶቢ ኦቶኪቲ የአሁኑን እና የወደፊቱን የምርት ሥራ አስ���ያጆች እንዴት እያጠናከረ ነው። ሙቭ ዓለም አቀፋዊ መስፋፋትን ለመደገፍ 76 ሚሊዮን ዶላር አዲስ ገንዘብ አሰባስቧል። ሳፋሪኮም ኢትዮጵያ በሀገሪቱ ሁለተኛው ትልቁ ክልል ውስጥ ሥራውን ለጊዜው አቋርጧል። እያነበብኩ እና እየተመለከትኩ ያለሁት ነገር ቻትጂቢቲ የከስተም መመሪያዎች"" ባህሪውን ወደ ነጻ ተጠቃሚዎች ያሰፋዋል የሕፃናት ጋብቻን ለማስቆም የተረፈው ሰው ምልጃ በምድር ላይ ከኖሩት ሰዎች ሁሉ እጅግ ብልህ የሆነው ሰው አሳዛኝ ታሪክ","NITDA to verify NYSC certificates on the blockchain You know what’s happening today, right? It’s Pitch Friday. And Nnamdi Azodo, Mastercard product manager, will teach you how to build a Minimum Viable Product (MVP). Pitch Friday holds at 3 p.m. WAT at Zone Tech Park, Gbagada Expressway, Lagos. Hit this link to register. What are your plans for the weekend? Even though I do not have anything planned as of writing, I intend to attend an event. I want to go out because my folks say they no longer want me in the house on weekends. I think you get what I am getting at if you can read what I did not write. Anyway, if you have an event or a hangout on Saturday or Sunday in Lagos, please, send an invite. One last thing before we move to the gist for the day: On this week’s episode of the Techpoint Africa Podcast, the editorial team discussed several stories, including X paying creators on the platform, Eritrea's first PC video game, and Sendy ceasing operations. Watch or listen here. Here's what I've got for you today: Airtel Uganda plans to go public NITDA wants to verify NYSC certificates on the blockchain South Africa launches a platform to improve health Airtel Uganda plans to go public Airtel Uganda plans to sell its shares to the general public on the Uganda Securities Exchange. Airtel Africa intends to float 8 billion ordinary shares, or 20% of its equity, on the Main Investment Market Segment. Why? Airtel Africa said the main goal of the IPO is to support the growth of the capital market in Uganda and promote local ownership of Airtel Uganda. This move adheres to the National Telecom Operator (NTO) licence requirement that Airtel Uganda list at least 20% of its shares. Airtel received a one-year extension after its inability to list its shares by December last year. So, the Uganda Communications Commission (UCC) gave a deadline of December 16, 2023, to fulfill the requirement. Airtel Uganda will sell common shares as part of the IPO and receive the net proceeds of the offering after deducting costs. The shares will be made available through the platform of Airtel Money and conventional channels, increasing retail participation, with special preference given to Ugandan investors. NITDA wants to verify NYSC certificates on the blockchain The National Information Technology Development Agency (NITDA) plans to use blockchain technology to verify National Youth Service Corps (NYSC) certificates. On Wednesday, August 9, 2023, Yusuf Kashafu, Director-General of NITDA, disclosed this while expressing concern about the widespread forgery and fraudulent issuance of NYSC certificates. Consequently, NITDA is working with the NYSC Director General, Brigadier-General Yusha'u Ahmed, to develop a blockchain-based certificate authentication system. However, this is not a new phenomenon. There are startups in Nigeria using blockchain technology to verify certificates. Akowe, for example, is using blockchain technology to digitise certificate issuance and verification. Bolu covered the startup. You can revisit it here: Akowe wants to put Nigerian certificates on the blockchain, and here's how it will work In addition, I recently published an article about how some African healthtech startups are using blockchain to combat counterfeit drugs. You can read it here: African healthtech startups are combating counterfeit drugs with blockchain, AI South Africa launches platform to improve health Did you know that, as of 2020, Southern Africa had the highest rate of HIV infections in Africa? Unfortunately, South Africa had the highest prevalence of the disease on the continent, with 7.8 million people living with HIV in 2020. Additionally, just like in most African nations, there are scarce resources on mental health, and mental illness is stigmatised. Consequently, South Africa’s Department of Health (DOH) has launched a WhatsApp-based chatbot, Young Africa Live (YAL), to address these challenges and improve the health of young people. The DOH collaborated with the Elton John AIDS Foundation and Reach Digital Health (formerly Praekelt.org) to help young people in South Africa address the complex questions that arise during adolescence. These include love and relationships, sexuality, mental health, HIV and STIs, contraception and pregnancy. You might be wondering why the DOH launched a WhatsApp chatbot. Well, it’s simple: WhatsApp has more than 23 million users in South Africa, surpassing other messaging services like Signal and Telegram. Sidebar Alert: In 2020, the World Health Organization (WHO) adopted a WhatsApp platform developed by Reach Digital Health, to disseminate information about the coronavirus outbreak. In case you missed it From ProductDive to uniting product leaders at The Dive 2023 conference: How Tobi Otokiti is empowering present and future product managers Moove raises $76 million in new funding to support global expansion Safaricom Ethiopia suspends operations in the country’s second-largest region What I'm reading and watching ChatGPT expands its ‘custom instructions’ feature to free users A survivor’s plea to end child marriage The Sad Story of the Smartest Man Who Ever Lived","NITDA za su tantance takardar shaidar NYSC a blockchain Ka san abin da yake faruwa a yau, ko? Pitch Friday ce. Kuma Nmandi Azodo, manajan kaya na Mastercard, zai koya muku yadda za ku gina Minimum Viable Product (MVP). Pitch Friday tana kasancewa ne misalign 3 na yamma WAT a Zone Tech Park, Gbagada Expressway, Lagos. Ka danna wannan wajen domin yin rigista. Me ka shirya yi a ranakun ƙarshen mako? Duk da cewa dai ban shirya yin komai ba har iyanzu da nake rubutu, ina da niyyar zuwa wani biki. Ina so na fita waje saboda mutane na sun ce ba sa son su gan ni a gida a ranakun ƙarshen mako. Ina zaton kun fahimci inda na dosa idan za ku iya ƙaranta abin da ban rubuta ba. Kuma dai, idan kana da biki ko wani yawo ranar Asabar ko Lahadi a Legos, ina roƙonku, ku turo gayyata. Abu na ƙarshe kafin mu shiga hirar yau: A shirin wannan makon na Techpoint Africa Podcast, masu tantancewar sun tattauna labarai da dama, wanda ya haɗa da biyan masu ƙirƙira na X a manhajar, wasan bidiyon PC na farko na Eritrea, da janye ayyuka na Sendy. Ku kalla ko saurara a nan wajen. Wannan shi ne abin da na samo muku a yau: Airtel Uganda tana shirin shiga cikin jama’a NITDA na son ta tantance takardar shaida ta NYSC a blockchain Afirka ta Kudu ta ƙaddamar da manhajar don bunƙasa lafiya Airtel Uganda tana shirin shiga cikin jama’a Airtel Uganda tana shirin siyar da kasonta ga mutanen gari gaba ɗaya a wajen musayar shiya ta Uganda. Airtel Afirica na son ta fitar da kason na biliyan 8, ko 20% equity, a babban ɓangaren sanya hannun jari. Me ya sa? Airtel Africa ta ce babbar manufar IPO shi ne tallafawa cigaban kasuwar hada-hadar hannun jari a Uganda da kuma bunƙasa mallakar cikin gida ta Airtel a Uganda. Wannan matakin yana bin National Telecom Operator (NTO) abin da ake nema na lasisi cewa Airtel Uganda sun fitar da mafi ƙaranci 20% na kasonta. Airtel ta samu ƙarin lokaci na shekara ɗaya bayan gazawarta wajen fitar da kasonta a Disambar shekarar da ta gabata. Don haka, Hukumar Sadarwa ta Uganda (UCC) ta bayar da lokacin ƙarshe Disamba 16, 2023, domin ya cika sharaɗan. Airtel za ta siyar da kasonta na gama gari a ɓangaren IPO kuma su samu ribar abin da suka bayar bayan sun cire abin da aka kashe. Za a samar da hannun jarin ne a manhajar Airtel money da kuma hanyoyin sanarwa na yau da kullum, ana ƙara yawan shigar masu siye, da kuma kulawa ta musamman da ake ba wa masu sanya hannun jari na Uganda. NITDA na son ta tantance takardar shaidar NYSC a blockchain National Information Technology Dvelopment Agency(NITDA) ta shirya yin amfani da fasahar blockchain domin tantance takardun shaidar National Youth Service Corps (NYSC). Ranar Laraba, Agusta 9, 2023, Yusuf Kashifu, Babban Darakta na NITDA, ya bayyana hakan lokacin da yake nuna damuwa game da yawaitar zamba da kuma bayar da shaidar NYSC ba bisa ƙa’ida ba. Bayan haka, NITDA na aiki da Babban Daraktan NYSC, Birgediya Janar Yusha’u Ahmad, domin gina hanyar blockchiain don tantance takardar shaidar NYSC. Saboda haka, wannan ba wani sabon abu na daban ba ne. Da akwai kamfanoni masu farawa a Nijeriya da ke amfani da fasahar blockchain domin tantance takardun shaidar. Akowe, alal misali, na amfani da fasahar blockchain domin zamanantar da bayar da takardar shaida da kuma tantancewa. Bolu ya haɗe startup din. Za ka iya sake ziyartar ta a nan: Akowe na son sanya takardar shaidar Nijeriya a blockchain, kuma ga yadda za ta yi aiki Ƙari a game da haka, kwanannan na buga wata takarda akan yadda wasu daga kamfanonin lafiya masu farawa na Afirka suke amfani da blockchain domin mayar da jabun magunguna. Za ka iya karantawa a nan: Kamfanonin kimiyyar lafiya masu farawa na Afirka suna mayar da jabun magunguna tare da blockchain, AI Afirka ta Kudu ta ƙaddamar da manhaja domin bunƙasa lafiya Ko ka san cewa, a 2020, Afirka ta Kudu ce take da mafi yawan kaso na cutar HIV a Afirka? Abun takaici, Afirka ta Kudu tana da yawan masy cutar a nahiyar, da mutum miliyan 7.8 da ke ɗauke da cutar a 2020. Ƙari a kan haka, kamar dai a yawancin ƙasashen Afirka, da akwai ƙarancin kayan aikin lafiyar ƙwaƙwalwa, kuma larurar ƙwaƙwalwa abu ne da ake ƙyama. Bayan haka, Sashen Llafiya na ƙasar Afirka ta Kudu (DOH) ya ƙaddamar da wurin taɗi na Whatsapp, Young Afirka Live (YAL), domin magance waɗannan matsalolin da kuma bunƙasa lafiyar matasa. DOH ta yi haɗin guiwa da Elton John AIDS Foundation da kuma Reach Digital Health (wanda a baya yake Praekett.org) domin taimakawa matasa a Afirka ta Kudu domin amsa manyan tambayoyin da suke zuwa lokacin balaga. Wannan ya haɗa da soyayya da abota, jinsi, lafiyar ƙwaƙwalwa, HIV da STI, tsarin iyali da kuma ɗaukar ciki. Za ka yi mamakin abin da ya sanya DOH ta ƙaddamar da wurin taɗi na Whatsapp. To, abu ne mai sauƙi: Whatsapp tana da fiye da mutum miliyan 23 masu amfani da ita a Afirka ta Kudu, wanda ya zarce sauran kafafan aika saƙo kamar Signal da Telegram. Sidebar Alert: A 2020, World Health Organization (WHO) sun riƙi manhajar Whatsapp wanda Reach Digital Health suka gina, domin yaɗa bayanai game da ɓarkewar cutar korona. Ko da ya kasance ka rasa hakan Daga ProductDive zuwa ga haɗa shugabannin kayayyaki a taron The Dive 2023: Yadda Tobi Otokiti take tallafawa masu kula da kayayyaki na yanzu da kuma masu zuwa. Moove sun samar da miliyan $76 a sabon tallafi don taimakawa faɗaɗawa na duniya Safaricom Ethiopia sun janye aiki a yanki mafi girma na biyu a ƙasar. Abin da nake kallo kuma nake karantawa ChatGPT ta faɗaɗa ‘custom instructions’ alama ga masu amfani da ita kyauta Roƙon wanda ya kuɓuta don kawo ƙarshen auren wuri Labarin baƙin ciki na wani mutum mafi hazaƙa da ya taɓa rayuwa","NITDA ili kuthibitisha vyeti vya NYSC kwenye blockchain Kweli unajua kinachotokea leo? Ni Pitch Friday. na Nnamdi Azodo, meneja wa bidhaa ya Mastercard atakufundisha namna ya kutengeneza bidhaa ndogo ambayo ni rahisi (MVP). Pitch Friday itafanyika saa 3 asubuhi. WAT katika Zone Tech Park, Gbagada Expressway, Lagos. kujisajiri, bonyeza msimbo huu. Unawaza kufanya nini mwishoni mwa juma hili? Hata hivyo, sina kazi yoyote niliyopanga kufanya kwenye ratiba yangu, hivyo nitahudhuria kongamano. Nitatoka kwa sababu familia yangu haitaki nikaenda ndani bila kazi mwishoni mwa juma. Nadhani unapata kile ninachokipata kama utasoma kile ambacho sijakiandika. Hata hivyo, kama una tukio au unataka kufurahia siku ya jumamosi au jumapili jijini Lagos, tafadhali tuma mwaliko. Jambo la mwisho kabla hatujaendelea kwenye kiini cha siku hiyo: katika kipindi cha juma hili cha Techpoint Africa Podcast, timu ya wahariri ilijadili hadithi kadhaa, ikiwa ni pamoja na watayarishaji wanaolipa X kwenye jukwaa, mchezo wa kwanza wa video wa kompyuta wa Eritrea na Sendy kusitisha shughuli. Sikiliza au tazama hapa. Hivi ndivyo nilivyokupa leo: Airtel nchini Uganda inapanga kujitokeza mbele ya umma NITDA inataka kuthibitisha vyeti vya NYSC kwenye blockvhain Nchi ya Afrika kusini inaendesha jukwaa la kuimarisha afya Airtel nchini Uganda inapanga kujitokeza mbele ya umma Airtel nchini Ugana inapanga kuuza hisa zake zote kwenye taasisi ya umma ya Uganda securities Exchange. Airtel barani Afrika inakusudia kuokoa bilioni 8 za hisa zake za awali au 20% ya haki zake kwenye sehemu ya kuu ya soko la uwekezaji? Airtel barani Africa walisema kuwa lengo kuu la IPO ni kusaidia ukuwaji wa mtaji wa soko nchini Uganda na kutangaza umiliki wa kawaida wa Airtel nchini Uganda. Hatua hii inazingatia matakwa ya leseni ya National Telecom Operator (NTO) kwamba Airtel Uganda iorodhesha angalau 20% ya hisa zake. Airtel walipewa ongezeko la mwaka mmoja baada ya kushindwa kuorodhesha hisa zake mwezi Desemba mwaka uliyopita. Hivyo, Tume ya mawasiliano nchini Uganda (UCC) ilitoa tarehe ya mwisho ya kukamilisha mahitaji ya leseni ambayo ni Desemba 16, 2023. Airtel nchini Uganda watauza hisa zao kama sehemu ya IPO na watapata mapato kamili ya sitahiki zao baada ya kupunguza gharama. Hisa zitapatikana kupitia jukwaa la Airtel Money na Chanel za kawaida na kuongeza ushirika rejareja, huku upendeleo maalum ukitolewa kwa wawekezaji wa Uganda. NITDA inataka kuthibitisha vyeti vya NYSC kwenye blockvhain Taasisi ya taifa ya maendeleo ya habari na teknolojia (NITDA) inapanga kutumia telnolojia ya blockchain kuthibitisha cheti cha National Youth Service Corps (NYSC). Siku ya jumatano, Adosti 9, 2023, Yusufu Kashafu, Mkurugenzi mkuu wa NITDA aliweka wazi hili huku akielezea wasiwasi kuhusu ughushi ulioenea na utoaji wa ulaghai wa cheti cha NYSC. Kwa hiyo, NITDA inafanya kazi na Mkurugenzi wa NYSC, Brigedia-Jenerali Yusha'u Ahmed, katika kuunda mfumo wa udhibiti wa cheti cha blockchain. Hata hivyo, hili siyo jambo jipya. Wanaoanza nchi Nigeria wanatumia teknolojia ya blockchain kuthibitisha vyeti. Kwa mfano, Akowe, anatumia teknolojia ya blockchain kuweka utoaji na uthibitishaji wa cheti kidijitali. Bolu alishughulikia uanzishaji. Unaweza kurejelea hapa: Akowe anataka kuweka vyeti vya Nigeria kwenye blockchain, na hivi ndivyo itakavyofanya kazi Kwa kuongezea, hivi karibuni nilichapisha makala kuhusu jinsi baadhi ya waafrika wanaoanza teknolojia ya afya wanatumia blockchain kupambana na dawa zilizoghushiwa. Unaweza kuisoma hapa: waanzilishi wa teknolojia ya afya barani Afrika wanapambana na dawa zilizoghushiwa kwa kutumia blockchain na AI Afrika Kusini imezindua jukwaa la kuboresha afya Je, unajua kuwa mwaka 2020, kulikuwa na maambukizi mengi sana ya UKIMWI kusini mwa bara la Afrika? Kwa bahati mbaya, Afrika Kusini ilikuwa na maambukizi mengi sana ya ugonjwa huo kwa bara zima, na watu milioni 7.8 kwa mwaka 2020 walikuwa na UKIMWI. Zaidi ya hayo, kama ilivyo katika mataifa mengine ya Afrika, kuna rasilimali chache za afya ya akili, na ugonjwa wa akili unyanyanyapaliwa. Kwa hiyo, Idara ya Afya ya Afrika Kusini (DOH), imezindua chatbot inayotegemea WhatsApp, Young Africa Live (YAL), kushughulikia hizi changamoto na kuboresha afya ya vijana. DOH ilishirikiana na Elton John ADS Foundation na Reach Digital Heath (zamani Praekelt.org) ili kuwasaidia vijana nchini Afrika Kusini katika kushugulikia changamoto zao ambazo zinatokea wakati wa ujana. Hizi ni pamoja na mapenzi na mahusiano, kujamiana, afya ya akili, UKIMWI na magonjwa ya zinaa, uzazi wa mpango na ujauzito. Huenda unashangaa kwa nini DOH ilizindua chatbot ya WhatsApp. Kweli, ni rahisi: WhatsApp ina watumiaji zaidi ya milioni 23 nchini Afrika Kusini, ambazo inazizidi huduma zingine za ujumbe kama vile Signal na Telegraph. Tahadhari: mwaka 2020, Shirika la Afya Duniani (WHO) lilipitisha jukwaa la WhatsApp lililoundwa na Reach Digital Heath, ili kusambaza habari juu ya mlipuko wa virusi vya UVIKO. ikitokea umeikosa Kutoka ProductDive hadi kufikia kuunganisha viongozi wote wa bidhaa katika mkutano wa The Dive 2023; jinsi Tobi Otokiti anavyowawezesha wasimamizi wa bidhaa wa sasa na wa siku zijazo Moove inachangisha $76 milioni katika ufadhili mpya ili kusaidia upanuzi wa kimataifa Safaricom nchini Ethiopia imesitisha shughuli zake katika mkoa wa pili kwa ukubwa nchini Ninachosoma na kutazama ChatGPT inapanua kipengele chake cha 'maelekezo ya desturi' kwa watumiaji bila malipo Aliyenusurika ameomba ndoa za utotoni zikomeshwe Hadithi ya kuhuzunisha ya mtu mwerevu zaidi aliyepata kuishi","NITDA yóò máa ṣẹ̀rí àwọn ìwé-ẹ̀rí NYSC lórí àká dátà owó àkósódù O mọ ohun tí ó ń ṣẹlẹ̀ lónìí, àbí? Òní ni Pitch Friday. Nnamdi Azodo, olùṣàkóso ohun ìṣàmúlò ní MasterCard yóò sì kọ́ ọ bí o ṣe lè ṣẹ̀dá Ohun ìṣàmúlò Alábùdá Ìpìlẹ̀ (OAI). Pitch Friday máa wáyé ní aago 3 p.m. WAT ní Zone Tech Park, Gbagada Expressway, ìlú Èkó. Tẹ ọ̀rọ̀ àsopọ̀ yìí láti forúlọ sílẹ̀. Kínni àwọn ètò tí o ní fún òpin ọ̀sẹ̀? Bí ó tilẹ̀ jẹ́ pé mi ò ní ohunkóhun lọ́kàn láti kọ, mo ní i lọ́kàn láti lọ sí ètò kan. Mo fẹ́ jáde nítorí àwọn èèyàn mi sọ pé àwọn ò fẹ́ mi nílé ní àwọn òpin ọ̀sẹ̀ mọ́. Mo lérò pé ibi tí mò ń lọ tí n yé ọ bí o bá lè ka ohun tí mi ò kọ. Àmọ́ ṣá, bí o bá ní ètò kan tàbí òde kan ní ọjọ́ Àbámẹ́ta àbí ọjọ́ Àìkú ní ìlú Èkó, dákun, fí ìwé pè mí. Nǹkan kan tí ó gbẹ̀yìn kí á tó bọ́ sí orí ìtàkúrọ̀sọ fún òní: Ní abala Ìgbohùnsílẹ̀ Techpoint Africa lọ́sẹ̀ yìí, ìgbìmọ̀ olóòtú ti sọ̀rọ̀ nípa oríṣiríṣi ìṣẹ̀lẹ̀, pẹ̀lú bí X ṣe ń sanwó fún àwọn òǹṣẹ̀dá orí ìkànnì náà, ayò onífídíò afẹ̀rọayárabíàṣá-alágbèélétangbá àkọ́kọ́ ti Eritrea, àti Sendy tí ó ń dáwọ́ iṣẹ́ dúró. Wò tàbí kí o gbọ́ níbí yìí. Ohun tí mo ní fún yín lónìí rè é: Airtel Uganda gbèrò láti fi ọjà ìṣùrà wọn síta láti rà NITDA fẹ́ máa ṣe ẹ̀rí àwọn ìwé-ẹ̀rí NYSC lórí àká dátà owó àkósódù South Africa ṣe ìfilọ́lẹ̀ ìkànnì kan láti mú ètò ìlera dára sí i Airtel Uganda gbèrò láti fi ọjà ìṣùrà wọn síta láti rà Airtel Uganda gbèrò láti ta àwọn ìpín ìdókòwò rẹ̀ síta fún gbogbo àwọn èèyàn láti rà lórí ìkànnì Ìpààrọ̀ Ìdókòwò ti Uganda. Airtel Africa gbèrò láti mú ìpín ìdókòwò lásán rẹ̀ tí ó jẹ́ bílíọ̀nù 8 jẹ́ aláìnípàtó iye ìpààrọ̀, àbí 20% owó ìpín ìdókòwò rẹ̀, lórí ìkànnì Ẹ̀ka Ọjà amójútó Ìdókòwò. Kí ló dé? Airtel Africa sọ pé ìlépa gbòógì ti Ìfìpínìdókòwòlọ̀ sí Gbangba Àkọ́kọ́ (IPO) náà ní ni láti ṣe ìrànlọ́wọ́ fún ìdàgbàsókè ọjà owó ìdókòwò ní Uganda kí ó sì ṣe ìgbélárugẹ ìnípìn-ín àwọn èèyàn ilẹ̀ náà. Ìgbésẹ̀ yìí wà ní ìbámu pẹ̀lú ìnílò fún ìwé-àṣẹ Oníṣẹ́ Ètò Ìbánisọ̀rọ̀ ní Orílẹ̀-èdè (NTO) tí ó wí pé Airtel Uganda ní láti fi ìdá 20% ìpín ìdókòwò rẹ̀ ó kéré tán síta. Airtel gba ọdún kan ní àfikún lẹ́yìn ìgbà tí kò rí ìpín ìdókòwò rẹ̀ fi síta ní oṣù Kejìlá ọdún tí ó kọjá. Torí náà, Àjọ tí ó ń rí sí ètò Ìbánisọ̀rọ̀ ní Uganda (AIU) fún un ní gbèdéke ọjọ́ 16 oṣù Kejìlá láti ṣe bí ó ti tọ́. Airtel Uganda yóò ta àwọn ìpín ìdókòwò lásán gẹ́gẹ́ bí ara ìgbésẹ̀ IPO náà tí yóò gba owó tí ó ṣẹ́kù níbi ìfilọ̀ náà lẹ́yìn ìyọkúrò gbogbo ìnáwó. Àwọn ìpín ìdókòwò náà yóò wà fún títà lórí ìkànnì Airtel Money àti àwọn ìkànnì ìtẹ́wọ́gbà mìíràn, tí yóò mú àlékún bá ìkópa alábọ́dé, pẹ̀lú ààyò pàtàkì fún àwọn olùkówólókòwò láti Uganda. NITDA fẹ́ máa ṣe ẹ̀rí àwọn ìwé-ẹ̀rí NYSC lórí àká dátà owó àkósódù Àjọ Aṣètòìdàgbàsókè Ìmọ̀-ẹ̀rọ Oníwìífún ní ilẹ̀ Nigeria lápapọ̀ (NITDA) gbèrò láti ṣe àmúlò ìmọ̀ ẹ̀rọ àká dátà àkósódù láti máa ṣe ẹ̀rí àwọn ìwé-ẹ̀rí Ètò Ìsìnlú Àgùnbánirọ̀. Ní ọjọ́ Ọjọ́rú 9 oṣù Kẹjọ, ọdún 2023 ni Yusuf Kashafu tí ó jẹ́ Adarí-Àgbà fún NITDA fi èyí síta nígbà tí ó ń fi ẹ̀hónú hàn nípa ìṣẹ̀dà àti ìfèèrúgbà ìwé-ẹ̀rí NYSC. Nítorí náà, àjọ NITDA ń ṣiṣẹ́ pẹ̀lú Adarí-Àgbà fún NYSC Ọ̀gágun-Àgbà Yusha'u Ahmed láti ṣẹ̀dá ẹ̀rọ aṣèjẹ́rìí ìwé-ẹ̀rí tí yóò máa lo ìmọ̀ ẹ̀rọ àká dátà owó àkósódù. Ṣùgbọ́n, èyí kò jẹ́ tuntun. Àwọn ilé-iṣẹ́ àdìdeelẹ̀ kan wà ní orílẹ̀-èdè Nigeria tí wọ́n ń lo ìmọ̀ ẹ̀rọ àká dátà àkósódù láti ṣẹ̀rí àwọn ìwé-ẹ̀rí. Fún àpẹẹrẹ, Akowe ń lo ìmọ̀ ẹ̀rọ àká dátà owó tí láti máa fi ìmọ̀ ẹ̀rọ ṣètò ìwé-ẹ̀rí gbígbà àti ìjẹ́rìí sí. Bolu ni ó kọ nípalórí ilé-iṣẹ́ àdìdeelẹ̀ náà. O lè tún yẹ̀ ẹ́ wò ní ibí yìí: Akowe fẹ́ kó àwọn ìwé-ẹ̀rí ilẹ̀ Nigeria sí orí àká dátà owó àkósódù, báyìí sì ni yóò ṣe ṣiṣẹ́ Ní àfikún, mo ṣẹ̀ṣẹ̀ tẹ àtẹ̀jáde àròkọ kan nípa bí àwọn ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètò-ìlera ní ilẹ̀ Africa kan ṣe ti ń lo àká dátà àkósódù láti gbógun ti àwọn òògùn ayédèrú. O lè kà á níbí yìí: Àwọn ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètò-ìlera ní ilẹ̀ Africa ń lo àká dátà àkósódù àti ìmọ̀ àtọwọ́dà láti gbógun ti àwọn òògùn ayédèrú. South Africa ṣe ìfilọ́lẹ̀ ìkànnì láti mú ètò ìlera dára sí i. Ǹjẹ́ o mọ̀ pé ní gbogbo ọdún 2020, Gúúsù ilẹ̀ Africa ni ó ni ìwọ̀n àkóràn HIV jùlọ ní ilẹ̀ Africa? Ó ṣeni láàánú pé orílẹ̀-èdè South Africa ni ààrùn náà pọ̀ sí jùlọ ní ilẹ̀ Africa, àwọn èèyàn mílíọ̀nù 7.8 ni wọ́n ní HIV ní ọdún 2020. Ní àfikún, bí i ti ọ̀pọ̀ orílẹ̀-èdè ní ilẹ̀ Africa, kò sí àwọn èlò iṣẹ́ púpọ̀ lórí ìlera ajẹmọ́ròrí tí àwọn èèyàn sì dẹ́yẹsí ààrùn ọpọlọ. Nítorí náà, Ẹ̀ka Ètò-Ìlera (ẸEI) ní South Africa ti fi èlò atàtẹ̀jíṣẹ́bíènìyan orí ìkànnì ìbánidọ́rẹ̀ẹ́ Whatsapp, Young Africa Live (YAL) lọ́lẹ̀ láti yanjú àwọn ìṣòro wọ̀nyìí àti láti mú ìlera àwọn ọ̀dọ́ dára sí i. DOH fọwọ́sowọ́pọ̀ pẹ̀lú Elton John AIDS Foundation àti Reach Digital Health (tí ó ń jẹ́ Praekelt.org tẹ́lẹ̀) láti ran àwọn ọ̀dọ́ ní South Africa lọ́wọ́ láti dáhùn àwọn ìbéèrè onípọ́n-ọ́n-na tí wọ́n máa ń jẹyọ ní àsìkò ìbàlágà. Àwọn bí i ìfẹ́ àti ìbáṣepọ̀, ìbálòpọ̀, ìlera ajẹmọ́ròrí, ààrùn ìbálòpọ̀ àti HIV, ìdènà-oyún àti oyún níní. O lè máa rò ó pé kínni ìdí tí DOH ṣe fi atàtẹ̀jíṣẹ́bíènìyàn orí ìkànnì Ìbánidọ́rẹ̀ẹ́ Whatsapp. Ẹn, kò le rárá: WhatsApp ní àwọn aṣàmúlò tí ó lé ní mílíọ̀nù 23 ní South Africa, èyí tí ó ju iye tí àwọn elétò àtẹ̀jíṣẹ́ mìíràn bí i Signal àti Telegram ní lọ. Ìkéde Àyàbá: Ní ọdún 2020, Àjọ tí ó ń rí sí ètò ìlera ní àgbáyé (AIA) ti gba ìṣàmúlò ìkànnì orí WhatsApp kan tí Reach Digital Health ṣe, láti lè máa fi ìwífún nípa àjàkálẹ̀ ààrùn kòrónà sóde. Bí ìwọ kò bá bá a Láti ProductDive sí ṣíṣe àkójọ àwọn olórí ohun ìṣàmúlò níbi àpèjọ The Dive ọdún 2023: Bí Tóbi Otokiti ṣe ń ṣe ìrónilágbára fún àwọn adarí ohun ìṣàmúlò orí ayélujára ìsinyìí àti àwọn tí yóò jẹ́ bẹ́ẹ̀ lọ́jọ́ iwájú Moove ṣe àgbájọ owó mílíọ̀nù $76 ní ètò ìrànwọ́ owó tuntun láti ṣe àtìlẹ́yìn fún ìmúgbòòrò ní àgbáyé Safaricom Ethiopia dáwọ́ iṣẹ́ dúró ní ẹkùn kejì tí ó tóbi jùlọ ní orílẹ̀-èdè Ohun tí mò ń kà àti èyí tí mò ń wò ChatGPT ṣe ìfẹ̀lójú àbùdá ""àwọn ìtọ́sọ́nà àdámọ́"" rẹ̀ fún àwọn aṣàmúlò ètò ọ̀fẹ̀ Ẹ̀bẹ́ olùyèbọ́ láti fòpin sí fífi ọmọdé lé ọkọ Ìtàn Abaninínújẹ́ nípa Ọkùnrin Tí ó Gbọ̀n jùlọ ní orílẹ̀ ayé","INITDA izokuqinisekisa izitifiketi zeNYSC kublockchain Uyazi ukuthi kwenzekani namuhla, akunjalo? IPitch yangoLwesihlanu. Futhi uNnamdi Azodo, umphathi womkhiqizo we-Mastercard, uzokufundisa ukuthi ungawakha kanjani uMkhiqizo Osebenza Kancane (iMVP). IPitch yangoLwesihlanu iqala ngo-3 ntambama. WAT eZone Tech Park, eGbagada Expressway, eLagos. Chofa lesi sixhumanisi ukuze ubhalise. Zithini izinhlelo zakho zangempelasonto? Yize kungekho engikuhlelile njengoba ngibhala, ngizimisele ngokuhambela umcimbi. Ngifuna ukuphuma ngoba abantu bami bathi abasangifuni endlini ngezimpelasonto. Ngicabanga ukuthi uyakuqonsa engikushoyo uma ukwazi ukufunda engingakubhalile. Noma kunjalo, uma unomcimbi noma i-hangout ngoMgqibelo noma ngeSonto e-Lagos, sicela, uthumele isimemo. okokugcina ngaphambi kokuthi siye odabeni losuku: Esiqeshini saleli sonto se-Techpoint Africa Podcast, ithimba labahleli lixoxe ngezindaba ezimbalwa, ezihlanganisa abakhi bezindaba kwingosi u-X, umdlalo wokuqala wevidiyo we-PC wase-Eritrea, kanye nokuyeka ukusebenza kukaSendy. Buka noma ulalele lapha. Nakhu engikuphathele kona namuhla: I-Airtel e-Uganda ihlela ukuphumela obala INITDA ifuna ukuqinisekisa izitifiketi zeNYSC kublockchain INingizimu Afrika yethula ingosi yokuthuthukisa ezempilo I-Airtel yase-Uganda ihlela ukuphumela obala I-Airtel yase-Uganda ihlela ukudayisela umphakathi amasheya ayo ku-Uganda Securities Exchange. I-Airtel yase-Africa ihlose ukutshala amasheya avamile ayizigidi eziyizinkulungwane ezingu-8, noma u-20% wezabelo zayo, kungxenye Yemakethe Yokutshala Imali. Kungani? I-Airtel Africa ithe inhloso enkulu ye-IPO ukweseka ukukhula kwemakethe yemali e-Uganda kanye nokukhuthaza ubunikazi bendawo be-Airtel yase-Uganda. Lesi sinyathelo sihambisana nemfuneko yelayisensi yeNational Telecom Operator (iNTO) yokuthi i-Airtel yase-Uganda ifake ohlwini okungenani amasheya angama-20% ayo. I-Airtel yengezwe unyaka owodwa ngemuva kokungakwazi ukubhala amasheya ayo ngoZibandlela nyakenye. Ngakho-ke, i-Uganda Communications Commission (iUCC) yanikeza umnqamulajuqu i-16, kuZibandlela wezi-2023, ukuze kufezeke okufunekayo. I-Airtel yase-Uganda izothengisa amasheya avamile njengengxenye ye-IPO futhi ithole inzuzo ephelele yomnikelo ngemva kokudonsa izindleko. Amasheya azotholakala ngokusebenzisa inkundla ye-Airtel Money kanye neziteshi ezijwayelekile, okwandisa ukubamba iqhaza kwezitolo, okukhethekile okunikezwe abatshalizimali base-Uganda. INITDA ifuna ukuqinisekisa izitifiketi zeNYSC kublockchain INational Information Technology Development Agency (iNITDA) ihlela ukusebenzisa ubuchwepheshe beblockchain ukuze iqinisekise izitifiketi zeNational Youth Service Corps (iNYSC). NgoLwesithathu, zi-9, kuNcwaba wezi-2023, uYusuf Kashafu, uMqondisi-Jikelele weNITDA, udalule lokhu ngesikhathi ezwakalisa ukukhathazeka ngokusabalala komkokotelo nokukhishwa kwezitifiketi zeNYSC ngomgunyathi. Ngenxa yalokho, iNITDA isebenzisana noMqondisi-Jikelele weNYSC, uBrigadier-General Yusha'u Ahmed, ukuthuthukisa uhlelo lokuqinisekisa isitifiketi olusekelwe kublockchain. Nokho, lokhu akuqali ukwenzeka. Kukhona amabhizinisi asaqala eNigeria asebenzisa ubuchwepheshe beblockchain ukuqinisekisa izitifiketi. U-Akowe, isibonelo, usebenzisa ubuchwepheshe be-blockchain ukukhipha izitifiketi ezidijithali zokuqinisekisa. UBolu uhlenge ibhizinisi elisaqala. Ungayivakashela futhi lapha: U-Akowe ufuna ukufaka izitifiketi zaseNigeria ku-blockchain, nakhu okusho ukuthi kuzosebenza kanjani Ngaphezu kwalokho, ngisanda kushicilela umbhalo mayelana nokuthi amanye amabhizinisi asaqala e-healthtech ase-Afrika ayisebenzisa kanjani i-blockchain ukulwa nezidakamizwa zomgunyathi. Ungayifunda lapha: amabhizinisi asaqala e-African healthtech alwa nezidakamizwa zomgunyathi nge-blockchain, i-AI INingizimu Afrika yethula ingosi yokuthuthukisa ezempilo Ubuwazi ukuthi, kusukela ngo-2020, iNingizimu Afrika yayinezinga eliphezulu kakhulu lokutheleleka ngeHIV e-Afrika? Ngeshwa iNingizimu Afrika iyona ehamba phambili ngesibalo sabantu abahaqwe yilesi sifo ezwenikazi njengoba ngo-2020 bayizigidi ezi-7.8 abantu abaphila negciwane lengculazi. Ukwengeza, njengasemazweni amaningi ase-Afrika, ziyashoda izinsiza zempilo yengqondo, futhi ukugula ngengqondo kuyacwaswa. Ngenxa yalokho, uMnyango Wezempilo waseNingizimu Afrika (iDepartment of Health (iDOH)) wethule ichatbot esekelwe kuWhatsApp, iYoung Africa Live (iYAL), ukubhekana nalezi zinselele futhi ithuthukise impilo yabantu abasha. I-DOH ibambisene ne-Elton John AIDS Foundation kanye neReach Digital Health (phambilini eyayaziwa ngokuthi iPraekelt.org) ukusiza abantu abasha eNingizimu Afrika ukubhekana nemibuzo eyinkimbinkimbi ephakama ngesikhathi sokuthomba. Lokhu kubandakanya uthando nobudlelwano, ucansi, impilo yengqondo, iHIV kanye nezifo zocansi, ukuvimbela inzalo nokukhulelwa. Ungase uzibuze ukuthi kungani iDOH yethule ichatbot yeWhatsApp. Nokho, kulula: IWhatsApp inabasebenzisi abangaphezu kwezigidi ezingu-23 eNingizimu Afrika, idlula ezinye izinsiza zemiyalezo ezifana neSignal neTelegram. Isexwayiso Esiseceleni: Ngo-2020, iWorld Health Organisation (iWHO) yamukela ingosi yeWhatsApp eyakhiwe yiReach Digital Health, ukusabalalisa imininingwane ngokuqubuka kwe-coronavirus. Ume uphuthelwe Ukusuka kuProductDive kuya ekuhlanganiseni abaholi bomkhiqizo engqungqutheleni yeDive 2023: UTobi Otokiti ubanikeza kanjani amandla abaphathi bemikhiqizo abakhona nabazayo IMoove inyusa amaRandi ayizigidi ezingama-$76 kuxhaso olusha lokuxhasa ukwanda komhlaba ISafaricom yase-Ethiopia imisa ukusebenza esifundeni sesibili ngobukhulu ezweni Engikufundayo nengikubukayo IChatGPT inweba isici sayo ‘semiyalo yangokwezifiso’ kubasebenzisi bamahhala Isicelo sosindile sokuqeda ukushadiswa kwezingane Indaba Ebuhlungu Yomuntu Ohlakaniphe Kunabo Bonke Owake Waphila"
+"ተጽዕኖ ፈጣሪው ከትዊተር( አሁን ኤክስ) ₦220,000 እንዴት እንዳኘ አጋራ የሚወሰዱት : በናይጄሪያ የሚገኙ የኤክስ( የቀድሞው ትዊተር) ተጠቃሚዎች ገቢያቸውን እንደ ሰማያዊ ተመዝጋቢዎች በመድረኩ ላይ አስቀምጠዋል። እነዚህ ገቢዎች በኤሎን ማስክ የካቲት 2023 የተጋራው የማስታወቂያ ገቢ መጋራት ፕሮግራም አካል ናቸው። ትዊተር ብሉ በናይጄሪያ ውስጥ ከ 500,000 በላይ ልጥፎችን በመለጠፍ አዝማሚያ ላይ ይገኛል። ኤሎን ማስክ ተጨማሪ ሰዎች ወደ ብሉ፣ ቀደም ሲል ትዊተር ብሉ እንዲመዘገቡ ለማድረግ በማሰብ የካቲት 2023 የማስታወቂያ ገቢ መጋሪያ ፕሮግራሙን አስታውቋል። በሐምሌ 2023 በአሜሪካ ውስጥ የትዊተር ሰማያዊ ተመዝጋቢዎች ከማስታወቂያ ገቢ መጋራት ፕሮግራም ያገኙትን ክፍያ ማካፈል ጀምረዋል። አንድ ተጠቃሚ 24,000 ዶላር ክፍያ ተቀብሏል። እንደ ተጠበቀው፣ ትዊተር ብሉ በአሁኑ ወቅት በናይጄሪያ ውስጥ ከ 500,000 በላይ ልጥፎችን በመያዝ አዝማሚያ ላይ ይገኛል። ቴክፖይንት አፍሪካ ከአባዝ ጋር ተገናኝቶ ናይጄሪያውያን ከኤክስ ማስታወቂያዎች ገቢ መጋራት ፕሮግራም እንዴት ገንዘብ ማግኘት እንደሚችሉ አጋርቶዋል። ከማስታወቂያ ገቢ ክፍፍል ፕሮግራም እንዴት ገንዘብ ማግኘት እንደሚቻል። የማስታወቂያ ገቢ የማካፈል ፕሮግራም በየካቲት 2023 ዓ.ም. ለድረ ገፃቸው መልስ ከተቀመጠላቸው ማስታወቂያ ላይ ከተቀመጠው የኤክስ ገቢ የሚገኘውን ገቢ ለማጋራት ሰማያዊ ደንበኞች ወይም የተረጋገጡ ድርጅቶች የሚያካፍሉበት መንገድ መሆኑን ይፋ ተደረገ። ይህም ማለት ብሉ ሰብስክራይበር ወይም የተረጋገጠ ድርጅት ከሆንክ ለድህረ ገፅህ በሚሰጡህ መልሶች ውስጥ ማስታወቂያ ከሚመለከቱ ሌሎች ሰማያዊ ደንበኞች በደረሰዎት አስተያየት ላይ ገንዘብ ታገኛለህ ማለት ነው። ከ ኤክስ ገንዘብ ለማግኘት ብቁ መሆን እንዴት እንደሚቻል ከኤክስ ገንዘብ ለማግኘት ወይም ለአዋጅ ገቢ ማጋራት ፕሮግራም ብቁ ለመሆን የመጀመሪያው እርምጃ በየወሩ 8 ዶላር ወይም 6,000 ነይራ ሰማያዊ ሰብስክራይበር መሆን ነው። በተጨማሪም ባለፉት 3 ወራት ውስጥ ከ500 በላይ ተከታዮችና ቢያንስ 15 ሚሊዮን ኦርጋኒክ አመለካከት ሊኖርህ ይገባል ። ለኤክስ የማስታወቂያ ገቢ መጋራት ፕሮግራም ብቁ ከሆኑ በኋላ ክፍያዎን ለመቀበል የ ስትራይፕ መለያ መፍጠር አለብህ። አባዝ ኤክስ ከስትራይፕ ጋር እንደሚሠራ ጠቅሷል፣ ስለሆነም መለያ መፍጠር ቀላል ነው። ግንዛቤዎችን እንዴት ማከማቸት እንደሚቻል በአባዝ መሠረት በሐምሌ ወር ውስጥ በድምሩ 58 ሚሊዮን እይታዎችን አግኝቷል ይህም ወደ 220,345 ነይራ ክፍያ ተተርጉሟል። ጠንካራ ተከታዮችን ይገንቡ አባዝ በኤክስ ላይ 68,500 ተከታዮች ያሉት ሲሆን ይህ ደግሞ አንድ ዓመት ከስድስት ወር ፈጅቶበታል። ይህን የተከተለ ደረጃ ለማግኘት በየጊዜው መለጠፍና በሌሎች ሰዎች ጽሁፍ መሳተፍ እንደሚፈጅ ተናግረዋል።","Influencer shares how he made ₦220k from Twitter (now X) The takeaways: X (formerly Twitter) users in Nigeria have posted their earnings as Blue subscribers on the platform. These earnings are part of the ads revenue-sharing programme Elon Musk shared in February 2023. Twitter Blue has been trending in Nigeria with over 500,000 posts. Elon Musk announced the ads revenue-sharing programme in February 2023 in a bid to get more people to subscribe to Blue, formerly Twitter Blue. By July 2023, Twitter Blue subscribers in the US had started sharing payouts they got from the ads revenue-sharing programme. One user received $24,000 in payouts. As expected, Twitter Blue is currently trending in Nigeria, with over 500,000 posts as of press time. Techpoint Africa caught up with Abazz, and he shared how Nigerians can make money from the X ads revenue-sharing programme. How to make money from ads revenue sharing programme The ads revenue-sharing programme was announced in February 2023 as a way for Blue subscribers or verified organisations to share revenue X makes from ads placed in replies to their posts. This means that if you're a Blue subscriber or verified organisation, you will make money on the impressions gotten from other Blue subscribers who see ads in the replies to your post. How to become eligible to make money from X The first step to making money from X or becoming eligible for the ad revenue sharing programme is to become a Blue subscriber for $8 or ₦6,000 monthly. You must also have more than 500 followers and at least 15 million organic impressions on your cumulative posts within the last 3 months. Once you're eligible for X's ad revenue-sharing programme, you must create a Stripe account to receive your payment. Abazz mentioned that X works with Stripe, so creating an account is easy. How to rack up impressions According to Abazz, he racked up a total of 58 million impressions in July which translated to his ₦220,345 payout. Build a strong following Abazz has 68,500 followers on X, a feat that took him a year and six months to achieve. He said it took posting consistently and engaging in other people's posts to get that level of following.","Mai amfani da kafar sada zumunta ya faɗi yadda ya samu ₦220 daga Twitter (X a yanzu) Abubuwan da za a lura da su: X (wato Twitter a da) masu amfani da ita a Nijeriya sun bayyana samunsu a matsayin Blue subscribers a manhajar. Wannan samun ɓangare ne na tsarin raba-kuɗin shiga na tallace tallace da Elon Musk ya bayyana a Fabarairu 2023. Twitter Blue ya na tashe a Nijeriya da saƙonni fiye da 500,000. Elon Musk ya sanar da tsarin raba-kuɗin shiga na tallace tallacen a Fabareru 2023 domin janyo mutane da yawa su shiga Blue, wanda a da ya kasance Twitter Blue. Zuwa watan Juli 2023, masu amfani da manhajar Twitter Blue a US sun fara bayyana abin da suka samu na daga shirye-shiryen raba kuɗin shiga na talla. Wani daga masu amfanin ya samu kuɗin na $24,000. Kamar yadda aka zata, a yanzu Twitter Blue tana tashe a Nijeriya, da rubutu da aka wallafi a shafin fiye da 500,000 kamar sanda ‘yan jarida suka ce. Technopoint Afirka ta tarar da Abazz, kuma ya bayyana yadda ‘yan Nijeriya za su samu kuɗi daga shiryen-shiryen samun kuɗin shigar talla na X. Yadda za a samu kuɗi daga shirye-shiryen samun kuɗin shiga na talla. An bayyana shirye-shiryen kuɗin shiga na talla a Fabarairu 2023 a matsayin hanyar da masu amfani da Blue ko kuma ma’aikatu da aka tantance su raba kuɗin shiga da X ta samar daga talla da aka sanya a amsar saƙonni na abin da suka wallafa. Hakan yana nufin idan kai mai amfani da Blue ne ko ma’aikatar da aka tantance, za ka iya samun kuɗi daga yanayin da sauran masu amfani da Blue suka nuna wanda suka ga talla a amsar abun da ka wallafa. Yadda za ka zama wanda ya chanchanci samun kuɗi daga X Mataki na farko na samun kuɗi a X ko zama ya chanchanta a shirye-shiryen samun kuɗin shiga na talla shi ne kasancewa mai amfani da Blue da $8 ko N6,000 a kowanne wata. Kuma dole ne ka samu mabiya fiye da 500 da kuma organic impressions miliyan 15 a jimillar wallafarka a tsakanin watanni uku da suka wuce. Da zarar ka zama chanchantacce a shirin samun kuɗin shiga na tallan X, dole ka samu Stripe account domin karɓar kuɗinka. Abazz ya bayyana cewa X suna aiki da Stripe, don haka samun akawun abu ne mai sauƙi. Yadda za ka bunƙasa yanayi Kamar yadda Abazz ya bayyana, ya bunƙasa miliyan yanayi na miliyan 58 a Yuli wanda ya haifar da biyan da ya samu na ₦220, 345. Ka gina mabiya masu ƙarfi Abazz na da mabiya 68,500 a X, wanda da ya ɗauke shi shekara ɗaya da wata shida kafin ya cim ma burinsa. Ya ce sai an dage da yawan wallafa da kuma shiga cikin abin da mutane suka wallafa kafin ka samu irin wannan matakin na masu binka.","Mshawishi ameonyesha jinsi alivyotengeneza 220k kutoka Twitter (sasa x) Mambo muhimu ya kuzingatia: Watumiaji wa X (zamani Twitter) nchini Nigeria wamechapisha mapato yao kama watumiaji wa Blue kwenye jukwaa. Hayo mapato ni sehemu ya program ya ugavi wa mapato ya matangazoya Twitter aliyotangaza Elon Mask mwezi Februari 2023. Twitter Blue inavuma sana nchini Nigeria ikiwa na machapisho zaidi ya 500,000. Elon Mask alitangaza program ya ugavi wa mapato ya matangazo mwezi Februari 2023 kama zabuni ya kupata wateja wengi wa mtandao wa Blue, unaofahamika kwa jina la Twitter Blue. Hadi kufikia mwezi Julai 2023, wateja wa Twitter Blue nchini marekani walikuwa wameanza kutoa fedha zao kwenye mfumo wa program ya ugavi wa mapato ya matangazo. Mtumiaji mmoja alipokea $24,000 kutoka kwenye malipo yake. Kama ilivyotarajiwa, kwa sasa Twitter Blue inavuma sana nchini Nigeria ikiwa na machapisho zaidi ya 500,000 tangu ilipotangazwa. Techpoint Africa ilikutana na Abazz na alionyesha jinsi Wanigeria wanavyoweza kupata pesa kutoka kwenye mpango wa ugawanaji wa mapato ya matangazo ya X. Namna ya kutengeneza fedha kupitia program ya ugavi wa mapato ya matangazo Mpango wa kugawana mapato ya matangazo ulitangazwa mnamo Februari 2023 kama njia kwa wanaojisajili kwenye Blue au mashirika yaliyoidhinishwa kugawana mapato ya X kutokana na matangazo yaliyowekwa katika majibu kwa machapisho yao. Hii inamaanisha kuwa, kama wewe ni mteja wa mtandao wa Blue au taasisi rasmi, utatengeneza fedha kutokana na mvuto uliyoupata kutoka kwa wateja wengine wa mtandao wa Blue ambao watapata matangazo kwenye majibu ya chapisho lako. Namna ya kuwa mahiri wa kutengeneza fedha kupitia mtandao wa X Hatua ya kwanza ya kutengeneza fedha kupitia mtandao wa X au kuwa mahiri wa programu ya ugavi wa mapato ya matangazo ni kuwa mteja wa mtandao wa Blue kwa kulipia $8 au $ 6,000 kwa kila mwezi. Pia lazima uwe na wafuasi zaidi ya 500 na angalau uweze kuwavutia watu takribani milioni 15 kwenye mkusanyiko wa machapisho yako ndani ya miezi mitatu iliyopita. Utakapokidhi vigezo vya program ya ugavi wa mapato ya matangazo ya mtandao wa X, unatakiwa kutengeneza akaunti kwa ajiri ya kupokea malipo yako. Abazz alieleza kuwa mtandao wa X unafanya kazi kwa mtiririko, hivyo kutengeneza akaunti ni rahisi. Jinsi ya kuweka hisia Kulingana na Abazz, alikusanya jumla ya maonyesho milioni 58 mwezi Julai ambayo yalitafsiri kuwa malipo yake ya 220,345. Jenga wafuasi wenye nguvu Abazz ana wafuasi 68,500 kwenye mtandao wa X, hatua iliyomgharimu mwaka mmoja na miezi sita kuifikia. Anasema, kufikia hicho kiwango cha wafuasi, ilimgharimu kuchapisha mara kwa mara na kushiriki machapisho ya watu wengine.","Aṣàwòkọ́ṣe orí ayélujára sọ nípa bí ó ṣe rí owó ₦220k pa lórí Twitter (X báyìí) Àwọn àrídìmú: Àwọn aṣàmúlò ìkànnì X (Twitter tẹ́lẹ̀) ní Nigeria ti fi owó tí wọ́n rí gbà gẹ́gẹ́ bíi olùsanwó ètò Blue lórí ìkànnì náà síta. Àwọn owó àpawọlé wọ̀nyìí ló wà lára ètò ìpínwó ìpolówó tí ó wọlé, èyí tí Elon Musk pín ní oṣù Kejì ọdún 2023. Twitter Blue ti tàn kálẹ̀ ní Nigeria pẹ̀lú àwọn ìfiléde tí ó ju 500,000 lọ. Elon Musk kéde ètò ìpínwó ìpolówó tí ó wọlé ní oṣù Kejì ọdún 2023 láti túbọ̀ jẹ́ kí ọ̀pọ̀ àwọn èèyàn sanwó fún ètò Blue, tí ó ń jẹ́ Twitter Blue tẹ́lẹ̀. Títí oṣù Keje ọdún 2023, àwọn asanwófétò Twitter Blue ní ilẹ̀ Amẹ́ríkà ti bẹ̀rẹ̀ sí ní fi owó tí wọ́n rí gbà láti orí ètò ìpínwó-ìpolówó náà. Aṣàmúlò kan gba $24,000 jáde ní tiẹ̀. Bí èèyàn yóò ti lérò, Twitter Blue di àṣà tí ó ń jà ròhìnròhìn ní orílẹ̀-èdè Nigeria, pẹ̀lú àwọn ìfiléde tí ó ju 500,000 lọ ní déédé àkókò ìtẹ̀. Techpoint Africa rí Abazz bá sọ̀rọ̀, ó sì sọ bí àwọn ọmọ orílẹ̀-èdè Nigeria ṣe lè máa rí owó láti orí ètò ìpínwó-ìpolówó tí ó wọlé lórí X. Bí o ṣe lè pa owó látààrí ètò ìpínwó ìpolówó tí ó wọlé Wọ́n kéde ètò ìpínwó ìpolówó tí ó wọlé náà ní oṣù Kejì ọdún 2023 gẹ́gẹ́ bí ọ̀nà fún àwọn asanwófétò Blue àbí àwọn ilé-iṣẹ́ ẹlẹ́rìí ṣe lè máa gbà nínú owó tí X bá pa láti ara àwọn ìpolówó tí ó bá jáde lábẹ́ àwọn ìdáhùn sí ìfiléde wọn. Èyí túmọ̀ sí pé bí o bá jẹ́ asanwófétò Blue àbí ilé-iṣẹ́ ẹlẹ́rìí, o máa rí owó gbà láti ara iye ìfihàn tí àwọn asanwófétò Blue mìíràn tí wọ́n bá ń rí ìpolówó abẹ́ àwọn ìdáhùn sí ìfiléde rẹ. Bí o ṣe lè ní ẹ̀tọ́ láti pa owó lórí X Ìgbésẹ̀ àkọ́kọ́ láti pa owó lórí X àbí láti ní ẹ̀tọ́ sí ètò ìpínwó ìpolówó tí ó wọlé ni láti di asanwófétò Blue pẹ̀lú $8 àbí ₦6000 lóṣooṣù. O tún gbọdọ̀ ní àwọn olùtẹ̀lé tí ó ju 500 lọ pẹ̀lú iye ìfihàn aṣàlékún-láìsanwófún mílíọ̀nù 15 ó kéré jùlọ lórí àpapọ̀ àwọn ìfiléde rẹ láàárín oṣù mẹ́ta sẹ́yìn. Ní kètè tí o bá ti lẹ́tọ̀ọ́ sí ètò ìpínwó ìpolówó tí ó wọlé, o gbọ́dọ̀ ṣẹ̀dá àṣùnwọ̀n owó pẹ̀lú Stripe láti gba owó rẹ. Abazz wí pé X ń bá Stripe ṣiṣẹ́ ni, nítorí náà ṣíṣí àṣùnwọ̀n owó rọrùn. Bí o ṣe lè ṣe mú iye ìfihàn pọ̀ síi Bí Abazz ṣe sọ, ó ṣe àkójọ iye ìfihàn tí àpapọ̀ rẹ̀ jẹ́ mílíọ̀nù 58 ní oṣù Keje tí ó sì fi san ₦220,345 fún un. Ṣẹ̀dá ọ̀nà ìtẹ̀lẹ́ tí ó dúró ṣinṣin Abazz ní àwọn olùtẹ̀lé 68,500 lórí X, àṣeyọrí iṣẹ́ tí ó gbá ọdún kan àti àbọ̀ gbáko fún un láti ṣe. Ó sọ pé òun máa ń fi àtẹ̀jáde síta léraléra tí òun sì tún máa ń dá sí àwọn ìfiléde ��wọn ẹlòmíràn kí òun tó ní iye àwọn olùtẹ̀lẹ́ bẹ́ẹ̀.","Umgqugquzeli ukhulume ngokuthi wawenza kanjani u-₦220k kuTwitter (osubizwa ngo-X) Izifundo: Abasebenzisi baka-X (ababengabasebenzisi beTwitter) eNigeria babhale ngemali yabo njengababhalisile iBlue engosini yezokuxhumana. Lezi zinzuzo ziyingxenye yohlelo lokwabelana ngenzuzo lwezikhangiso u-Elon Musk olwabiwe ngoNhlolanja wezi-2023. ITwitter Blue ibilokhu isematheni eNigeria ngokuthunyelwe okungaphezulu kuka-500,000. U-Elon Musk umemezele uhlelo lokwabelana ngemali ngezikhangiso ngoNhlolanja wezi- 2023 emzamweni wokuthola abantu abaningi ukuthi babhalisele uBlue, phambilini obekuTwitter Blue. NgoNtulikazi wezi-2023, ababhalisile beTwitter Blue e-US base beqalile ukwabelana ngezinkokhelo abazithola ohlelweni lokwabelana ngenzuzo yezikhangiso. Umsebenzisi oyedwa uthole i-$24,000 yezinkokhelo. Njengoba bekulindelekile, iTwitter Blue njengamanje isematheni eNigeria, ngokubhaliwe okungaphezulu kuka-500,000 ngesikhathi sokushicilela. ITechpoint Africa ibambene ne-Abazz, futhi yabelana ngokuthi abantu baseNigeria bangayenza kanjani imali ngohlelo lwe-X lokwabelana ngemali ngezikhangiso. Uyenza kanjani imali ngohlelo lokwabelana ngenzuzo yezikhangiso Uhlelo lokwabelana ngenzuzo yezikhangiso lwamenyezelwa ngoNhlolanja wezi-2023 njengendlela yababhalisi beBlue noma izinhlangano eziqinisekisiwe zokwabelana ngemali engenayo engu-X evela ezikhangisweni ezibekwe ezimpendulweni zokuthunyelwe kwabo. Lokhu kusho ukuthi uma ubhalisele uBlue noma inhlangano eqinisekisiwe, uzokwenza imali ngemibono etholwe kwabanye ababhalisile Abaluhlaza ababona izikhangiso ezimpendulweni zokuthunyelwe kwakho. Ungakufanelekela kanjani ukwenza imali nge-X Isinyathelo sokuqala sokwenza imali ngo-X noma ufanelekele uhlelo lokwabelana ngenzuzo yesikhangiso ukuba obhalisile oBlue ngo-$8 noma u-₦6,000 nyanga zonke. Kufanele futhi ube nabalandeli abangaphezu kuka-500 kanye nokuvelayo okungenani kwezigidi ezingu-15 kokuthunyelwe kwakho okuqoqekile phakathi nezinyanga ezi-3 ezidlule. Uma usufaneleka ohlelweni luka-X lokwabelana ngemali engenayo, kufanele udale i-akhawunti ye-Stripe ukuze uthole inkokhelo yakho. U-Abazz uveze ukuthi i-X isebenza noStripe, ngakho-ke ukwenza i-akhawunti kulula. Ungakuqopha kanjani okujatshulwelayo Ngokusho kwe-Abazz, wenze isamba sezigidi ezingama-58 kuNtulikazi okuyinkokhelo yakhe engu-₦220,345. Yakha ukulandela okuqinile U-Abazz unabalandeli abangu-68,500 ku-X, okumthathe unyaka nezinyanga eziyisithupha ukukufeza. Uthe kudinga ukuba ubhale njalo futhi uzibandakanye emibhalweni yabanye abantu ukuze uthole lelo zinga lokulandelwa."
+ትዊተር እና ጌሚንግ በ2023 5 ሚሊየን ፓውንድ እንዴት ማግኘት እንደሚቻል ዛሬ በቴክፖይንት አፍሪካ ፖድካስት ላይ በዚህ ሳምንት በአፍሪካ የቴክኖሎጂ ቦታ ላይ ባሉ አዝማሚያዎች ላይ ግንዛቤዎችን እና ሃሳቦችን እናካፍላለን። ታሪኮቹ: ኤክስ በመድረክ ላይ ለፈጣሪዎች ይከፍላል የኤርትራ የመጀመሪያ የፒሲ የቪዲዮ ጨዋታ ቢግ ካባል ሚዲያ 19% ሠራተኞቹን ያሰናክላል። ሴንዲ ሥራውን ለማቆም፣ የንብረት ሽያጭ በመካሄድ ላይ ነው ፔይፓል የተረጋጋ ኮይን ይጀምራል በ ጎግል ፖድካስቶች፣ በአፕል ፖድካስቶች፣ በ እስፖቲፋይ፣ በዩቲዩብ እና ፖድካስቶችዎን በሚያገኙበት ቦታ ሁሉ ውይይቱን መከታተል ይችላሉ። እንዲሁም ጥያቄዎችዎን እና አስተያየቶችዎን ወደ ፖድ ካስትአትቴክፖይንት.አፍሪካ(podcast@techpoint.africa) መላክ ወይም ሃሽታግ በመጠቀም ሀሳቦችዎን ማጋራት ይችላሉ,"Twitter and Gaming: How to make ₦‎5M in 2023 Today on the Techpoint Africa Podcast, we share insights and thoughts on this week's trending topics in the African tech space. The stories: X pays creators on the platform Eritrea's first PC video game Big Cabal Media lays off 19% of its workforce Sendy to cease operations, asset sales underway PayPal launches stablecoin You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag","Twitter da Buga Wasa: Yadda za ka samu miliyan ₦‎5 a 2023 A yau Techpoint Africa Podcast, muna bayyana abin da yake gudana da kuma tunani game da abin da yake tashe a cikin makon nan a mahallin Africa tech. Labarun: X ta biya masu ƙirƙira a manhajar Wasan bidiyo na PC na farko a Erithrea Big Cabal Media sun kori kaso 19% ma’aikatansu Sendy za su bar aiki, siyar da kadara zai biyo baya PayPal sun ƙaddamar da stablecoin Za ka iya bibiyar labarum a Google Podcast, Apple Podcasts, Spotify, YouTube, da kuma dukkan inda ka samu labarunka. Za kuma ka iya tura tambayoyinka da kuma shawarwarinka i zuwa podcast@techpoint.africa ko ka bayyana ra’ayinka ta amfani da hashtag ɗin","Twitter na kamari: jinsi ya kutengeneza 5M kwa mwaka 2023 leo tutachapisha maono na mawazo ya mada zitakazovuma juma hili kuhusu tecknolojia ya Afrika kwenye kurasa za Techpoint Africa. Habari: Mtandao wa X unawalipa watu wanaochapisha machapisho yao kwenye jukwaa Mchezo wa kwanza wa video wa tanakrishi mpakato (PC) nchini Eritrea Big cable media inapunguza wafanyakazi wake kwa 19% Sendy kusitisha shughuli, mauzo ya mali yanaendelea PayPal wanatarajia kuanzisha Stablecoin Unaweza kupata hayo majadiliano kupitia kurasa za Google, Apple, Sportify, Youtube na mahali kwingine unakoweza kuperuzi. Pia unaweza kutuma maswali na mtazamo wako kupitia podcast@techpoint.africa au chapisha maoni yako kwa kutumia hashtag","Twitter àtí Ayò gbígbá: Bí o ṣe lè rí ₦5M ní ọdún 2023 Lórí Ìgbàsílẹ̀ ohùn alòmọ̀-ẹ̀rọ ti Techpoint Africa lónìí, a yóò fi àwọn èrò àti òye nípa àwọn kókó ìròyìn tí ń gbóná ní ẹ̀ka ìmọ̀ ẹ̀rọ ní ilẹ̀ Africa hàn. Àwọn ìṣẹ̀lẹ̀ náà: X sanwó fún àwọn olùṣẹ̀dá ní orí ìkànnì náà Ayò onífọ́nrán afẹ̀rọayárabíàṣágbá àkọ́kọ́ Eritrea Àgbà Ọ̀jẹ̀ Agbéròyìnjáde lé ìdá 19% àwọn òṣìṣẹ́ rẹ̀ kúrò lẹ́nu iṣẹ́ Sendy láti dáwọ́ iṣẹ́ dúró, ètò láti ta àwọn dúkìá ń lọ ní abẹ́lẹ̀ PayPal fi owó àkósódù adúróṣinṣin lọ́lẹ̀ O lè gbọ ìtàkúrọ̀sọ tuntun náà lórí Google Podcasts, Apple Podcasts, Spotify, YouTube àti ní ibikíbi tí ó bá ti ń gbọ́ àwọn ìgbàsílẹ̀ ohùn alòmọ̀-ẹ̀rọ rẹ. O tún lè fi àwọn ìbéèrè àti ìwòye rẹ ránṣẹ́ sí pdocast@techpoint.africa àbí kí o fi èrò rẹ hàn nípa lílo ọ̀rọ̀-aṣàmì náà","ITwitter neMidlalo: Ungayenza kanjani i-₦‎5M ngo-2023 Namuhla kuTechpoint Africa Podcast, sabelana ngemininingwane nemicabango ngezihloko ezisematheni zaleli sonto endaweni yezobuchwepheshe yase-Afrika. Izindaba: U-X ukhokhela abakhizindaba enkundleni Umdlalo wevidiyo wokuqala wePC wase-Eritrea IBig Cabal Media idilize u-19% wabasebenzi bayo ISendy izomisa ukusebenza, ukuthengiswa kwempahla kuzoqhubeka IPayPal yethula istablecoin Ungakwazi ukuqhubeka nengxoxo kumaGoogle Podcasts, ama-Apple Podcasts, kuSpotify, kuYouTube, nanoma yikuphi lapho uthola khona amapodcasts akho. Ungakwazi futhi ukuthumela imibuzo yakho nokubonile ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa ihashtag"
+ሙቭ ዓለም አቀፋዊ መስፋፋትን ለመደገፍ 76 ሚሊዮን ዶላር አዲስ ገንዘብ አሰባስቧል በናይጄሪያ የተወለደው የሞባይል ፊንቴክ ኩባንያ ሞቭ ለሞባይል ሥራ ፈጣሪዎች ትልቁን በቴክኖሎጂ የተደገፈ የፋይናንስ አገልግሎት መድረክ ለመገንባት 76 ሚሊዮን ዶላር አዲስ ገንዘብ አሰባስቧል። የገንዘብ ድጋፍው 28 ሚሊየን ዶላር በፍትሃዊነት፣ 10 ሚሊየን ዶላር በድርጅታዊ ዕዳ ከገንዘቦች እና ሒሳቦች እና 38 ሚሊየን ዶላር ባለፈው ዓመት በተሰበሰቡ ቀደም ሲል ባልተገለጹ ገንዘቦች የተዋቀረ ነው። ብላክ ሮክ የቬንቸር ዕዳውን ያስተዳድራል፣ ሙባዳላ ኢንቨስትመንት ኩባንያ አዲስ እና ነባር ባለሀብቶችን ያካተተውን የፍትሃዊነት ዙር ይመራል። ይህ የገንዘብ ድጋፍ በሙባዳላ የቬንቸርስ እና እድገት ኃላፊ የሆኑት ፋሪስ ሶሃይል አል ማዝሩይ የሞቭ አማካሪ ቦርድ አባል የሚሆኑበት አጋርነት መጀመሩን ያሳያል። በ 2020 የተጀመረው የአፍሪካ ተንቀሳቃሽነት ሥራ ፈጣሪዎች የተሽከርካሪ ፋይናንስ እንዲያገኙ ለመርዳት ሞቭ በርካታ አዳዲስ ምርቶችን በማስጀመር ዓለም አቀፍ ተደራሽነቱን ለማሳደግ አቅዷል። በተያዘው የበጀት ዓመት መጨረሻ ላይ ትርፋማነትን ለማሳካት ያቀደው ጅምር ምርቱን ማጐልበት እና የደንበኞችን ተሞክሮ ለማሻሻል ኢንቬስት ማድረጉን ይቀጥላል። በተጨማሪም እንደ የተባበሩት ዓረብ ኤምሬትስ፣ ህንድ፣ እንግሊዝ እና ደቡብ አፍሪካ ባሉ ትርፋማ ገበያዎች ላይ የበለጠ ትኩረት ያደርጋል። በሐምሌ 2023 ተንቀሳቃሽነት ያለው የፊንቴክ ኩባንያ በጋና ውስጥ የተሰባሰቡትን ነባር የሱዙኪ ኤስ-ፕሬሶ ተሽከርካሪዎችን በከፍተኛ ሁኔታ ለማስፋት ከአብሳ ኮርፖሬት እና ኢንቨስትመንት ባንኪንግ( ሲአይቢ) 8 ሚሊዮን ዶላር የገንዘብ ድጋፍ ማድረጉን አስታውቋል። በአራት የፋይናንስ ዙሮች ውስጥ ከ 140 ሚሊዮን ዶላር በላይ ካሰባሰቡ በኋላ ተንቀሳቃሽነት ጅምር ሠራተኞቹን ማሰናበቱን በታህሳስ 2022 አስታውቋል። ከጥቂት ቀናት በኋላ ኩባንያው በታህሳስ 2022 ተጨማሪ 30 ሚሊዮን ዶላር በማግኘት አጠቃላይ የተሰበሰበው መጠን ወደ 181.8 ሚሊዮን ዶላር አድርጎል።,"Moove raises $76 million in new funding to support global expansion Nigerian-born mobility fintech company, Moove, has raised $76 million in new funding to build the largest tech-driven financial services platform for mobility entrepreneurs. The financing consists of $28 million in equity, $10 million in venture debt from funds and accounts, and $38 million in previously undisclosed funds raised over the past year. BlackRock manages the venture debt, while Mubadala Investment Company led the equity round, which included new and existing investors. The funding marks the beginning of a partnership in which Faris Sohail Al Mazrui, Head of Ventures & Growth at Mubadala, will join the advisory board of Moove. Launched in 2020 to assist African mobility entrepreneurs in obtaining vehicle financing, Moove plans to further its global reach by launching several new products. The startup, which plans to achieve profitability by the end of the current fiscal year, will speed up its product development and continue to invest in improving the customer experience. It will also focus even more on its lucrative markets, such as the United Arab Emirates, India, the United Kingdom, and South Africa. In July 2023, the mobility fintech announced its $8 million funding from Absa Corporate and Investment Banking (CIB) to significantly expand its existing fleet of Suzuki S-Presso vehicles assembled in Ghana. After raising over $140 million in four funding rounds, the mobility startup announced in December 2022 that it had laid off its employees. A few days later, the company secured an additional $30 million in December 2022, bringing the total amount raised to $181.8 million.","Moove sun samar da miliyan $76 a sabon tallafi domin taimakawa faɗaɗawa na duniya Kamfanin mobility fintech da aka samar da shi a Nijeriya, Moove ya samar da miliyan $76 a sabon tallafi domin gina babban aikin manhaja mai tafiya da fasaha domin masu sana’ar hannu ta mobility. Tallafin ya ƙunshi miliyan $28 na equity, miliyan $10 venture debt daga kuɗi da kuma asusun ajiya, da kuma miliyan $38 a kuɗin da ba a bayyana ba a nan kusa da aka samar a shekarar da ta wuce. BlackRock ne ke kula da venture debt, yayin da kamfanin Mubadala Investment suke wakiltar zagayen equity, wanda ya haɗa da sababbin masu sanya hannun jari sababbi da wanda suke a lokacin. Tallafin shi ne farkon haɗin guiwar wanda Faris Sohail Al Mazrui, shugaban Ventures & Growth a Mubadala, zai shiga cikin masu bada shawara na Moove. Wanda aka ƙaddamar da shi a 2020 domin taimakawa masu sana’a na African motility wajen samun tallafin abin hawa, Moove ta cigaba da ƙoƙarin isa ga duniya ta hanyar ƙaddamar da kayayyaki iri-iri. Kamfanin mai farawa, wanda suke da niyyar samun riba a ƙarshen shekarar nan, za su ƙara saurin bunƙasa kayayyakinsu kuma su cigaba da sanya hannun jari domin inganta ƙwarewar abokan cinikinsu. Sannan kuma za ta fi bada mahimmanci ga kasuwanninsu manya, kamar United Arab Emirates, Indiya, United Kingdom, da kuma Afirka ta Kudu. A Juli 2023, mobility fintech sun bayyana tallafinsu na miliyan $8 daga Absa Corporate da kuma Investment Banking (CIB) domin faɗaɗa ɓangarensu da yake harhaɗa abbaban hawa na Suzuki S-Press a Ghana. Bayan samun fiye da miliyan $140 a zagayen tallafi guda huɗu, mobility startup sun bayyana a Disamba 2022 cewar sun sallami ma’aikatansu. Bayan kwanaki kaɗan, kamfanin ya samu ƙarin miliyan $30 a Disamba 2022, wanda gaba ɗaya kuɗin da aka samu ya zama miliyan $181.8.","Moove imeongeza $76 milioni kwenye ufadhili mpya ili kusaidia utanuzi wa mipaka ya kimataifa Kampuni ya teknolojia ya nchini Nigeria (Moove) imeongeza $76 milioni kwenye uwekezaji mpya ili kutengeneza jukwaa kubwa la teknolojia itakayoendesha huduma za uchumi kwa wajasiriamali wa mtandaoni. Udhamini huo unahusisha $28 milioni kwa usawa, ambapo $10 milioni ni kwa ajiri ya madeni kutoka kwa wawekezaji na akaunti, na $ 38 milioni ni kwa ajiri ya uwekezaji wa awali ambao haukuwekwa wazi waliyowekeza mwaka uliyopita. BlackRock wanasimamia madeni ya mradi, wakati Mubadala Investment Company wanasimamia mzunguko wa usawa, ambao unahusisha wawekezaji wapya na wa zamani. Uwekezaji huo unafungua milango ya ushirikiano ambao utamweka Faris Sohail AL Mazrui (mkuu wa miradi na ukuaji wa kampuni ya Mubadala) kwenye bodi ya wakurugenzi ya Moove. ilianzishwa mwaka 2020 kusaidia wajasiriamali wa mtandaoni barani Afrika katika kupata ufadhili endelevu, Moove inapanga kutanua mipaka yake ya kimataifa kuanzisha bidhaa mpya mbalimbali. Kampuni ambayo inapanga kufaidika ifikapo mwishoni mwa mwaka huu wa fedha, itasambaza maendeleo ya bidhaa zake na kuendelea kuwekeza katika kuimarisha uzoefu wa wateja. itajikita zaidi kwenye soko lake lenye faida kubwa kama vile United Arab Emirates, India, The United Kingdom na Afrika ya kusini. Mnamo Julai 2023, kampuni ya mobility fintech ilitangaza ufadhili wake wa $8 milioni kutoka kwa Absa Corperate and Investment Banking (CIB) ili kupanua kwa kiasi kikubwa kundi lake la magari la Suzuki S-Presso lililokusanywa nchini Ghana. Baada ya kuongeza zaidi ya $40 milioni kwa mizunguko minne ya uwekezaji, kampuni ya mradi wa teknolojia ilitangaza kuwa mwezi Desemba 2022 itapunguza wafanyakazi wake. Siku kadhaa baadae, kampuni ilikomboa $30 milioni kwa mwezi Desemba 2022, iliyopelekea kiasi cha jumla kupanda hadi $181.8 milioni.","Moove ṣe àgbàjọ owó ìrànwọ́ mílíọ̀nù $76 tuntun láti ṣe àtìlẹ́yìn fún ìmúgbòòrò ní àgbáyé Ilé-iṣẹ́ afìmẹ̀ẹ̀rọṣètòògbéká mọ́ ìṣúná láti orílẹ̀-èdè Nigeria, Moove, ni ó ti ṣe àgbàjọ owó ìrànwọ́ tuntun mílíọ̀nù $76 láti ṣe àgbédìde ìkànnì afìmẹ̀ẹ̀rọṣèṣúná tí ó tóbi jùlọ fún àwọn olùṣòwò aṣètòògbéká. Ìfowófúnni náà jẹ́ mílíọ̀nù $28 ní owó ìpín ìdókòwò, mílíọ̀nù $10 bíi gbèsè ilé-iṣẹ́ láti àwọn owó ìrànwọ́ àti àwọn àpò àsùnwọ̀n, àti mílíọ̀nù $38 bíi owó àtùjọ aláìkéde láti ọdún tí ó kọjá. BlackRock ń ṣàkóso gbèsè ilé-iṣẹ́ náà, nígbà tí Mubadala Investment Company darí ìyípo owó ìpín ìdókòwò náà, tí ó ṣe àkóónú àwọn olùkówólókòwò tuntun àti àwọn ti tẹ́lẹ̀. Owó ìrànwọ́ náà ṣàmì ìbẹ̀rẹ̀ ìbáṣepọ̀ níbi ti Faris Sohail Al Mazrui, Adarí Òwò & Ìdàgbàsókè ní Mubadala yóò ti darapọ̀ mọ́ ìgbìmọ̀ afúnnilámọ̀ràn ní Moove. Tí wọ́n fi lọ́lẹ̀ ní ọdún 2020 láti ran àwọn olùṣòwò aṣètòògbéká ní ilẹ̀ Africa láti gba owó ìrànwọ́ fún ọkọ̀, Moove ń gbèrò láti ṣe ìfẹ̀lójú ọwọ́jà rẹ̀ ní àgbáyé nípa ṣíṣe ìfilọ́lẹ̀ ọ̀pọ̀lọpọ̀ ohun ìṣàmúlò tuntun. Ilé-iṣẹ́ àdìdeelẹ̀ náà, tí ó gbèrò láti rí èrè títí ìparí ọdún ìṣúná yìí gan, yóò jára mọ́ ìṣẹ̀dá ohun ìṣàmúlò rẹ̀ tí yóò sì túbọ̀ máa fí ara jìn fún ìmúdára ìrírí aṣàmúlò. Yóò sì tún gbájú mọ́ àwọn ọjà tí ó ti ń rí èrè mú wọlé, bí i United Arab Emirates, India, United Kingdom àti South Africa. Ní oṣù Keje ọdún 2023, ilé-iṣẹ́ afìmẹ̀ẹ̀rọṣètòògbéká mọ́ ìṣúná náà kéde owó ìrànwọ́ tí ó gbà lọ́wọ́ Absa Corporate and Investment Banking (CIB) láti ṣe àfikún sí ààtò ọkọ̀ Suzuki S-Presso rẹ̀ tí wọ́n ń tò ní orílẹ̀-èdè Ghana. Lẹ́yìn tí ó ṣe àgbàjọ owó tí ó lé ní mílíọ̀nù $140 ní ìyípo owó ìrànwọ́ mẹ́rin, ilé-iṣẹ́ náà kéde ní oṣù Kejìlá ọdún 2022 pé òun ti lé àwọn òṣìṣẹ́ òun dànù. Lẹ́yìn ọjọ́ bí mélòó sí i, ilé-iṣẹ́ náà tún rí mílíọ̀nù $30 ní àfikún gbà ní oṣù Kejìlá ọdún 2022, èyí tí ó mú àpapọ̀ owó tí ó rí gbàjọ jẹ́ mílíọ̀nù $181.8.","IMoove inyusa amaRandi ayizigidi ezingama-76 kuxhaso olusha lokuxhasa ukwanda komhlaba Inkampani ye-mobility fintech eyazalelwa eNigeria, i-Moove, iqoqe amaRandi ayizigidi ezingu-76 ngoxhaso olusha ukuze kwakhiwe ingosi yezezimali enkulu kunazo zonke eqhutshwa ubuchwepheshe yosomabhizinisi abahambahambayo. Uxhaso lwezimali luhlanganisa amaRandi ayizigidi ezingu-$28 ngokulingana, izigidi ezingu-$10 esikweletini sebhizinisi esivela ezikhwameni nakuma-akhawuntini, nezigidi ezingu-$38 ezimali ezingadalulwanga ngaphambilini eziqoqwe ngonyaka odlule. IBlackRock iphethe isikweletu sebhizinisi, kuyilapho iMubadala Investment Company ihole umjikelezo wokulingana, owawuhlanganisa abatshalizimali abasha nabakhona kakade. Uxhaso luphawula ukuqala kobambiswano lapho uFaris Sohail Al Mazrui, iNhloko yeVentures & Growth eMubadala, ezojoyina ibhodi labaluleki beMoove. Yasungulwa ngo-2020 ukuze isize osomabhizinisi base-Afrika abahambahambayo ekutholeni imali yezimoto, iMoove ihlela ukuqhubekisela phambili ukufinyelela kwayo emhlabeni wonke ngokwethula imikhiqizo eminingana emisha. Isiqalo, esihlela ukuthola inzuzo ekupheleni konyaka wezimali wamanje, sizosheshisa ukuthuthukiswa komkhiqizo walo futhi siqhubeke nokutshala imali ekuthuthukiseni ulwazi lwamakhasimende. Izophinde igxile kakhulu ezimakethe zayo ezinenzuzo enkulu, njenge-United Arab Emirates, India, United Kingdom, neNingizimu Afrika. NgoNtulikazi wezi-2023, imobility fintech yamemezela uxhaso lwayo lwezigidi eziyi-$8 oluvela kwa-Absa Corporate and Investment Banking (iCIB) ukuze lwandise umkhumbi wayo okhona wezimoto zakwaSuzuki S-Presso ezihlanganiswe eGhana. Ngemuva kokuqongelela imali engaphezu kwezigidi eziyi-$140 zamarandi yoxhaso, amabhizinisi asaqala amemezela kuZibandlela wezi-2022 ukuthi asedilize abasebenzi. Ezinsukwini ezimbalwa kamuva, inkampani yathola enye imali eyizigidi ezingama-$30 ngoZibandlela wezi-2022, okulethe inani eliphelele lafinyelela kuzigidi ezingama-$181.8."
+"ሳፋሪኮም ኢትዮጵያ በሀገሪቱ ሁለተኛው ትልቁ ክልል ውስጥ ሥራዋን አቋርጧል ሳፋሪኮም ኢትዮጵያ በአማራ፣ በአገሪቱ ሁለተኛ ትልቅ ክልል ውስጥ ያሉ ጣቢያዎቿን ዘግቷል። ይህ እርምጃ የፌዴራል መንግሥት በወታደሮች እና በፋኖ ሚሊሺያ መካከል በተፈጠረው ቀውስ ምክንያት ነሐሴ 4 ቀን 2023 አካባቢ ለስድስት ወራት የአስቸኳይ ጊዜ አዋጅ ካወጀ በኋላ ነው። ለጉዳዩ ማብራሪያ ያህል ባለፈው ህዳር በተቋረጠ የትግራይ ክልል የሁለት ዓመት የእርስ በእርስ ጦርነት ወቅት ፋኖ የፌዴራል ኃይሎችን ይደግፍ ነበር። ይሁን እንጂ፣ በአካባቢው ያሉ አንዳንድ ወገኖች ለአማራ ደኅንነት ብሔራዊ መንግሥት አሳቢነት እንደሌለው መናገራቸው ግንኙነታቸውን አስጨንቆታል። ነሐሴ 1 ቀን 2023 በኢትዮጵያ ብሔራዊ መከላከያ ሠራዊት(ኢኤንዲኤፍ) እና በአማራ ሚሊሺያ ፋኖ መካከል በኮቦ እና በደብረ ታቦር በመጀመር በአማራ ክልል በርካታ አካባቢዎች ግጭት መከሰቱ ተዘግቧል። በቀጣዩ ቀን ፋኖ የላሊበላን አየር ማረፊያ ተቆጣጠረ። በዚህም ምክንያት ከሁለት ቀናት በኋላ መንግሥት በክልሉ የአስቸኳይ ጊዜ አዋጅ አወጀ። አሁን ደግሞ፣ በአማራ ክልል በሚሊዮኖች የሚቈጠሩ ሰዎች የሳፋሪኮምን አገልግሎት መጠቀም አይችሉም። የሳፋሪኮም የኢትዮጵያ 1,272 ጣቢያዎች መዘጋት ተጽዕኖ እስካሁን ለሕዝብ ይፋ አልተደረገም። የሳፋሪኮም ኢትዮጵያ ሊቀመንበር ሚካኤል ጆሴፍ ግን ይህ መዘጋት ኩባንያው በአገሪቱ ውስጥ የሚያደርገውን እድገት እንዳደናቀፈ ተናግረዋል። ከቅርብ ጊዜ ክስተቶች አንጻር ጆሴፍ አገሪቱ ተወዳዳሪ ገበያ እንደነበረች እና ያልተረጋጋ አከባቢ ውጤታማ በሆነ መንገድ ለመሥራት ፈታኝ ሊሆን ስለሚችል መረጋጋቱ ከሌሎች ፍላጐቶች ሁሉ በላይ ቅድሚያ እንደሚሰጥ ገልጸዋል። በ2024 መጨረሻ ሳፋሪኮም በኢትዮጵያ 3 ሺህ የአውታረ መረብ ጣቢያዎች እንዲኖሩት ተስፋ ያደርጋል። ሳፋሪኮም ኢትዮጵያ 397 ጣቢያዎችን በማስተናገድ በመላ አገሪቱ 22 ከተሞችን የሚሸፍን 875 የራሱ የኔትወርክ ጣቢያዎችን አቋቁሟል። ከዚህም በተጨማሪ የቴሌኮሙኒኬሽኑ 2.1 ሚሊዮን የ90 ቀን ንቁ ደንበኞች ሲኖሩት 10 ሚሊዮን ደንበኞች በ2024 ዓ.ም። ይሁን እንጂ፣ ሳፋሪኮም ኢትዮጲያ በዘንድሮው ዓመት መጨረሻ የሞባይል ገንዘብ አገልግሎቱን በሀገሪቱ ውስጥ ለማስተዋወቅ ያቀደው እቅድ አሁንም በሂደት ላይ ይገኛል።","Safaricom Ethiopia suspends operations in the country’s second-largest region Safaricom Ethiopia has shut down its sites in Amhara, the country's second-largest region. This move comes after the federal government declared a six-month state of emergency in the area on August 4, 2023, due to a crisis between the military and the Fano militia, a part-time militia with no formal command structure. For context, Fano supported federal forces during the two-year civil war in the neighbouring Tigray region, which ended last November with a truce. However, the alleged disregard by the national government for Amhara's security by some in the area has strained relations. Conflict reportedly broke out between the Ethiopian National Defence Forces (ENDF) and the Amhara militia Fano on August 1, 2023, in several Amhara Region locations, beginning in Kobo and Debre Tabor. The following day, Fano took control of Lalibela Airport. Consequently, the government declared the region a state of emergency two days later. And now, millions of people in the Amhara region can no longer use Safaricom's services. The shutdown's impact on Safaricom Ethiopia's 1,272 sites hasn’t yet been made public. But Safaricom Ethiopia chairman, Michael Joseph, said the closure halted the company's momentum for growth in the vast nation. In light of recent events, Joseph stated that the country was a competitive market and that its stability took precedence over all other interests because an unstable environment can make it challenging to work effectively. By the end of 2024, Safaricom hopes to have 3,000 network sites in Ethiopia. With 397 collocated sites, Safaricom Ethiopia had 875 own-built network sites that covered 22 cities across the nation. Besides, the telco had 2.1 million 90-day active customers, with 10 million being the goal for 2024. Nonetheless, Safaricom Ethiopia’s plans to introduce its mobile money service in the nation before the end of the year are still on track.","Safaricom na Ethiopia ya datakar aiki a yankin ƙasar mafi girma na biyu Safaricom na Ethiopia ya rufe wurarensu na Amhara, yanki mafi girma na biyu a ƙasar. Wannan matakin ya zo ne bayan gwamnatin tarayya ta sanya dokar ta ɓaci na wata shida a wajen a 4 ga watan Agusta, 2023, sakamakon rikici tsakanin sojoji da kuma tsagerun Fano, wanda yake sojoji ne na wani dɗan lokaci wanda ba su da tsarin umarni tabbatacce. Domin rubutawa, Fano sun bada goyon baya ga jami’an gwamnatin tarayya lokacin yaƙin basasa na shekara biyu a maƙwabtan yankin Tigray, wanda ya ƙare a watan Nuwambar da ya gabata tare da yarjejeniyar tsaida wuta. Duk da haka, zargin rashin bada tsaro ga Amraha da gwamnatin ƙasa ta yi na wasu wuraren ya kawo ɗari-ɗari wajen alaƙa. A kwanan nan rikici ya ɓarke a tsakanin Ethiopian National Defence Force (ENDF) da kuma Amraha militia Fano a 1 ga Agusta, 2023, a wurare da dama a yankin Amraha, inda ya faro daga Kobo da kuma Debe Tabor. A washegari, Fano suka ƙwace Filin Jirgin Saman Lalibela. Bayan haka, gwamnatin ta sanya dokar ta ɓaci a jihar bayan kwana biyu. A yanzu kuma, miliyoyin mutane a yankin Amraha ba za su kuma iya sake amfani da aikin Safaricom ba. Tasirin rufewa wuraren 1,272 na Safaricom Ethiopia har yanzu bai bayyana ga al’umma ba. Amma shugaban Safaricom Ethiopia, Michael Josep, ya ce rufewar ya janyo himmar kamfanin wajen cigaba a babbar ƙasar. Ga abubuwan da ke faruwa a kusa, Joseph ya bayyana cewar ƙasar ta kasance kasuwa mai cike da gasa sannan kuma tabbatuwarta ya ya fi komai mahimmanci saboda mahallin da bai tabbata ba zai zama ƙalubale wajen yin aikin da ya kamata. Zuwa ƙarshen 2024, Safaricom na da burin samun wuraren hanyar sadarwa 3,000 a Ethiopia. Tare da wuraren da aka samar guda 397, Safaricom Ethiopia na da wurare 875 da suka gina wanda ya ƙunshi birane 22 a gaba ɗaya ƙasar. Banda haka, telco ta samu abakan ciniki guda miliyan 2.1 na kwana 90, kuma suna son cin ma abokan cinikayya miliyan 10 a shekarar 2024. Bayan haka, shirin Safaricom Ethiopia don gabatar da aikin kuɗi na wayar hannu ɗinsu a cikin ƙasar kafin ƙarshen shekara yana nan.","Safaricom nchini Ethiopia imesitisha huduma zake katika jiji la pili kwa ukubwa nchini humo Safaricom nchini Ethiopia wamezima minara yao jijini Amhara, ambalo ni jiji la pili kwa ukubwa nchini. Mabadiliko haya yanakuja baada ya baada ya serikali kuu kutangaza miezi sita ya tahadhari kwenye hilo jiji kuanzia mwezi Agosti 4, 2023 kutokana na mgogoro kati ya Jeshi na Fano militia, wanamgambo wa muda wasiyo na mfumo rasmi wa kijeshi. Kwa mazingira hayo, Fano walitetea vikosi vya serikali kwenye vita ya wenyewe kwa wenyewe iliyopiganwa kwa miaka miwili kwenye jiji jirani la Tigray, ambayo iliisha mwezi Novemba uliyopita kwa makubaliano. Hata hivyo, inadaiwa kuwa kitendo cha serikari kuu kupuuzia ulinzi wa Amhara, kilipelekea kupunguza ushirikiano. Mgogoro ulizuka baina ya Ethiopian National Defence Force (ENDF) na Amhara Militia Fano mwezi Agosti 1, 2023 kwenye sehemu mbalimbali za Amhara, kuanzia Kobo na Debre Tabor. Baadae, Fano walitawala uwanja wa ndege wa Lailibela. Kwa hiyo, siku mbili baadae serikali ilitangaza dharula ya miezi sita jijini humo. Na kwa sasa, mamilioni ya watu mkoani Amhara, hawawezi kupata huduma za safaricom. Athari za kuzima kwa minara 1,272 ya Safaricom Ethiopia bado hazijawekwa wazi. Lakini mwenyekiti wa Safaricom nchini Ethiopia, Michael Joseph, alisema kitendo cha kuzima minara, kimesitisha kasi ya ukuaji wa kampuni kwenye nchini zingine kubwa. kwa kuzingatia tukio la hivi karibuni, Joseph alisema kuwa nchi ilikuwa na soko lenye upinzani mkubwa na uimara wetu ulizidi kampuni zingine zote kwa sababu mazingira hayaruhusu kufanya kazi kwa ufanisi sokoni. Mwishoni mwa mwaka 2024, safaricom wanatarajia kuwa na minara ya mtandao 3,000 nchini Ethiopia. Kwa minara 397 iliyotengwa, safaricom ina minara 875 iliyojenga ambayo inafanya kazi kwenye majiji 27 nchini Ethiopia. Kando na Telco amayo ina wateja milioni 2.1 kwa siku 90, ambapo inapanga kufikisha wateja milioni 10 ifikapo mwaka 2024. Hakuna kidogo, Safaricom wanatarajia kutambulisha huduma yake ya fedha kupitia mitandao ya simu nchini Ethiopia kabla ya mwisho wa mwaka, bado wanafuatilia.","Safaricom ti Ethiopia ti dáwọ́ iṣẹ́ dúró ní ẹkùn-ìlú tí ó tóbi jùlọ ṣìkejì ní orílẹ̀-èdè náà Safaricom ti Ethiopia ti ṣe àtìpa àwọn ẹ̀ka rẹ̀ ní Amhara, ẹkùn tí ó tóbi jùlọ ṣìkejì ní orílẹ̀-èdè náà. Ìgbésẹ̀ yìí wáyé lẹ́yìn tí ìjọba àpapọ̀ orílẹ̀-èdè náà kéde ìfìlúsípò-pàjáwìrì olóṣù mẹ́fà ní agbègbè náà ní ọjọ́ 4 oṣù Kẹjọ ọdún 2023 látààrí rògbòdìyàn tí ó bẹ́ sílẹ̀ láàárín ilé-iṣẹ́ ológun àtí àwọn ��̀dọ́ Aṣèrànwọ́-ogun, àwọn aṣèrànwọ́ ogun aláìlétòàṣẹ adúróṣinṣin. Fún àlàyé, ẹgbẹ́ Ọ̀dọ́ aṣèrànwọ́-ogun ṣe àtìlẹ́yìn fún àwọn ikọ̀ ológun ìjọba àpapọ̀ ní àsìkò ogun abẹ́lé ọlọ́dún-méjì tí wọ́n jà ní ẹkùn Tigray tí ó súnmọ́, èyí tí ó parí ní oṣù Kọkànlá tí ó kọjá lẹ̀yín àdéhùn ìpè fún àlàáfíà. Ṣùgbọ́n, irú ìwà àìṣákàsí tí àwọn kan wí pé ìjọba orílẹ̀-èdè náà hù lórí ètò àbò lórí Amhara ni ó tún ba ìbáṣepọ̀ wọn jẹ́. Wọ́n pé ìjà bẹ́ sílẹ̀ láàárín àwọn Ikọ̀ Ológun Orílẹ̀-èdè Ethiopia (IOOE) àti àwọn Ọ̀dọ́-Aṣèrànwọ́ ogun ti Amhara ní ọjọ́ 1 oṣù Kẹjọ ọdún 2023 ní ọ̀pọ̀lọpọ̀ àwọn àyè ní Ẹkùn Amhara, bẹ̀rẹ̀ láti Kobo àti Debre Tabor. Ní ọjọ́ kejì, àwọn Ọ̀dọ́-aṣèrànwọ́ ogun ti gba ìjọba Pápákọ̀ òfurufú Lalibela. Fún ìdí náà, ìjọba kéde ìfìlúsípò-pàjáwìrì ní ẹkùn náà ní ọjọ́ kẹta lẹ́yìn ìṣẹ̀lẹ̀ náà. Báyìí, ẹgbẹ̀ẹ́lẹ́gbẹ̀ àwọn èèyàn ni ẹkùn Amhara ni wọn ò ní àǹfààní láti máa lo ètò iṣẹ́ Safaricom.,. Ipa tí ìdáṣẹ́dúró náà ní lórí àwọn ẹ̀ka 1,272 tí Safaricom ti Ethiopia ní kò tí ì di mímọ̀ sí àwọn èèyàn. Ṣùgbọ́n Alága Safaricom ti Ethiopia, Micheal Johnson wí pé títi àwọn ẹ̀ka náà pa ti dáwọ́ ipa tí ilé-iṣẹ́ náà ní láti gbòòrò ní tìbútòró ilẹ̀ náà dúró. Pẹ̀lú àwọn ìṣẹ̀lẹ̀ tuntun náà, Joseph wí pé orílẹ̀-èdè náà jẹ́ ọjà alájìjàdù tí ó sì jẹ́ pé ìdúróṣinṣin rẹ̀ ni ó borí gbogbo àwọn ohun afẹ́ mìíràn nítorí pé yóò nira láti ṣiṣẹ́ dáadáa ní agbègbè tí kò bá fẹsẹ̀ múlẹ̀. Nígbà tí ọdún 2024 yóò bá fi parí, Safaricom gbèrò láti ní àwọn ẹ̀ka ìtakùn 3,000 ní Ethiopia. Safaricom ti Ethiopia ní àwọn ẹ̀ka ìtakùn 875 tí ó kọ́ fúnra rẹ̀ tí wọ́n sì wà káàkiri àwọn ìlú 22 ní orílẹ̀ náà pẹ̀lú àwọn ẹ̀ka alásopọ̀ 397. Yàtọ̀ fún ìyẹn, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà ní àwọn oníbàárà mílíọ̀nù 2.1 tí wọ́n jẹ́ aṣàmúlò ètò fún ọjọ́- 90, pẹ̀lú ìlépa fún àwọn mílíọ̀nù 10 fún ọdún 2024. Ṣùgbọ́n ṣá, àwọn ètò tí Safaricom ti Ethiopia ní láti mú ètò owó alágbèéká orí ayélujára rẹ̀ wọ orílẹ̀ náà kí ọdún tó parí náà sì wà lójú ọpọ́n.","ISafaricom yase-Ethiopia imisa ukusebenza esifundeni sesibili ngobukhulu ezweni Isafaricom yase-Ethiopia ivale ndawo yabo e-Amhara, okuyisifunda sesibili ngobukhulu ezweni. Lokhu kwenzeke emuva kokuthi uhulumeni wobumbano ekhiphe isimemezelo esiphuthumayo sezinyanga eziyisithupha zi-4 kuNcwaba wezi-2023, ngenxa yenkinga ephakathi kwamasosha kahulumeni namasosha aseFano, amasosha angekho emthethweni. Ngokomongo, uFano wasekela amabutho enhlangano phakathi nempi yombango yeminyaka emibili esifundeni esingumakhelwane iTigray, ephele ngoLwezi owedlule ngesivumelwano. Kodwa-ke, ukudelela okusolwa kukahulumeni kazwelonke ngokuvikeleka kwe-Amhara okwenziwa ngabathile endaweni kuphazamise ubudlelwano. Ingxabano kubikwa ukuthi yaqubuka phakathi kwe-Ethiopian National Defence Forces (i-ENDF) kanye ne-Amhara militia Fano zi-1 kuNcwaba wezi-2023, ezindaweni ezimbalwa zeSifunda sase-Amhara, kusukela e-Kobo nase-Debre Tabor. Ngosuku olulandelayo, uFano wathatha izintambo eLalibela Airport. Ngenxa yalokho, uhulumeni wamemezela lesi sifunda njengesimo esiphuthumayo ezinsukwini ezimbili kamuva. Futhi manje, izigidi zabantu esifundeni sase-Amhara azisakwazi ukusebenzisa izinsiza zeSafaricom. Umthelela wokuvalwa kwezindawo zeSafaricom e-Ethiopia ezingosini eziyi-1,272 awukenziwa umphakathi. Kodwa usihlalo weSafaricom e-Ethiopia, uMichael Joseph, uthe ukuvalwa kwenkampani kumise umfutho wenkampani yokukhula. Uma kubhekwa izehlakalo zakamuva, uJoseph uthe izwe liyimakethe encintisanayo nokuthi ukuzinza kwalo kwadlula zonke ezinye izithakazelo ngoba indawo engazinzile ingenza kube inselele ukusebenza ngempumelelo. Ekupheleni kuka-2024, iSafaricom inethemba lokuthi izoba nezingosi zenethiwekhi eziyi-3,000 e-Ethiopia. Ngezindawo ezingama-397 ezabiwe, iSafaricom yase-Ethiopia yayinezingosi zenethiwekhi ezakhelwe yona ezingama-875 ezihlanganisa amadolobha angama-22 ezweni lonke. Ngaphandle kwalokho, i-telco yayinamakhasimende asebenzayo ayizigidi ezi-2.1 ezinsukwini ezingama-90, izigidi eziyi-10 okuwumgomo wezi-2024. Noma kunjalo, izinhlelo zeSafaricom e-Ethiopia zokwethula insizakalo yayo yemali ephathwayo esizweni ngaphambi kokuphela konyaka zisahamba kahle."
+"ኤርቴል አፍሪካ አዲስ ድንበር ተሻጋሪ የገንዘብ ማስተላለፊያ አገልግሎት ለማስጀመር ከማስተር ካርድ ጋር አጋርነት ፈጥሯል ስፖትፋይ በ ኤአይ የተደገፈ '' ዲጄ'' አገልግሎቱን ወደ 50 አገራት ያስፋፋ ሲሆን ከእነዚህም መካከል ናይጄሪያ፣ ደቡብ አፍሪካ፣ ጋና እና ኬንያ ይገኙበታል። ይህ ባህሪ በሞባይል መተግበሪያዎ"" ሙዚቃ"" ምግብ ክፍል በኩል ተደራሽ ነው። የሬዲዮ ዲጄ ትዕይንቱን ለእያንዳንዱ ግለሰብ እንደሚያስተካክል፣ አርቴፊሻል ኢንተሊጀንስ-የተጎናጸፈ ዲጄ በጥንቃቄ በተመረጠ የሙዚቃ ቤተ-መጽሐፍት እና በሰው ሠራሽ ድምፅ በሚነዳ የተነገረ-ቃል አስተያየት አማካይነት የማዳመጥ ተሞክሮዎን ያበጃል።. በአስተያየቱ ውስጥ ተጠቃሚው ቀደም ሲል ያዳመጣቸውን የተወሰኑ ዘፈኖችን እና አርቲስቶችን የሚያመለክት አስደሳች ቀልድ እና አውደ-ጽሑፋዊ መረጃን ያሳያል። ዲጄው በሰሜን አሜሪካ ከጀመረ ከስድስት ወር በኋላ ይመጣል። ዛሬ ለእናንተ ያመጣሁላችሁን እነሆ፡ ማላዊ ውስጥ ዲኤስ ቲቪ ቻው የኤርቴል አፍሪካ አጋሮች ማስተር ካርድ የናይፍ ካፒታል የ 50 ሚሊዮን ዶላር ሦስተኛውን ፈንድ የመጨረሻውን መዝጋት አጠናቋል ማላዊ ውስጥ ዲኤስ ቲቪ ተሰናብቶል። አሁንም ዲኤስ ቲቪ ትመለከታለህ? አዛውንት ዜጐች ቴሌቪዥን ወይም ዲኤስ ቲቪን በብዛት የሚመለከቱ ይመስለኛል።. እኔ ስሕተት ልሆን ይችላለሁ፣ ቢሆንም ። በ20ዎቹ ዕድሜ ውስጥ ከሚገኝና ሃይማኖተኛ የሆነ የዲ ኤስ ቲቪ ደንበኛ ጋር እኖራለሁ። ስለዚህ ምን ይመስልሃል? ኢንቴል ፖይንት ጥናት ማድረግ ይኖርበታል? ኢንቴል ፖይንት፣ ይህ ጒዳይ ያስደስትሃል? የማታውቁት ከሆነ ኢንቴልፖይንት የቴክፖይንት አፍሪካ የምርምር ክፍል ነው። በሚያስደንቅ ሁኔታ፣ የናይጄሪያ የፊንቴክ ሥራ አስፈጻሚ ድብልቅን ሐሙስ ነሐሴ 17 ቀን 2023 በሌኪ ደረጃ 1፣ ሌጎስ እያስተናገደ ነው። በናይጄሪያ የፊንቴክ ቦታ ውስጥ ባለድርሻ አካል ከሆኑ ለእርስዎ የግድ አስፈላጊ ነው። ለመገኘት እዚህ ይመዝገቡ። እሱ በነገራችን ላይ። የሳተላይት ቴሌቪዥን አቅራቢ የሆነው ማልቲ ቾይስ በማላዊ የዲ ኤስ ቲቪ አገልግሎቱን ሰኞ ነሐሴ 8 ቀን 2023 አቋርጧል። ለምን? ማልቲቾይስ ማላዊ( ኤምሲኤም) በአገሪቱ ውስጥ የዲኤስቲቪ ተመኖችን ለማሳደግ እቅድ እንዳለው አስታውቋል። ሆኖም ፣በከፍተኛ ፍርድ ቤት በሐምሌ 2023 መጨረሻ ላይ በተሰጠው ጊዜያዊ ትእዛዝ ምክንያት የማላዊ ኮሙኒኬሽን ተቆጣጣሪ ባለስልጣን( ማክራ) አግዶታል። በመሠረቱ፣ ይህ ትእዛዝ ኤምሲኤም የዲኤስቲቪ ታሪፎችን እንዳያሳድግ አግዶታል። ያ አሁንም ለምን እንደሆነ አያብራራም፣ አይደል? የአዋጁ መነሻ መልቲቾይዝ አፍሪካ በአገሪቱ ውስጥ የዲኤስ ቲቪ አገልግሎት ተመኖችን ለመወሰን ወይም ለመቀየር ብቁ አይደለም የሚል ክርክር ነበር ምክንያቱም አገልግሎቱን በቀጥታ ለጠቅላላው ሕዝብ አይሰጥም። ከዚህ አንጻር መልቲቾይስ በማላዊ ውስጥ የነበረውን ሥራ አቋርጧል ምክንያቱም ምቹ ያልሆኑ የቁጥጥር ሁኔታዎች እና የሰራተኞቹን እስራት ያካተተ የቅጣት ማክበር አለመቻል። ስለዚህ፣ የማላዊ ነዋሪ ከሆንክ ወይም ዲ ኤስ ቲቪን ማየት የሚወድ ነዋሪ ካለህ አገልግሎቱን መክፈል እንዲያቆሙ ንገራቸው። ነገር ግን ለቅርብ ጊዜ የደንበኝነት ምዝገባዎ ከከፈሉ የአሁኑን የ 30 ቀን የማየት ዑደት እስከ መስከረም 10 ቀን 2023 ወይም ከዚያ በፊት እስኪያበቃ ድረስ አገልግሎቱን መጠቀም ይችላሉ። ኤርቴል አፍሪካ አዲስ ድንበር ተሻጋሪ የገንዘብ ማስተላለፊያ አገልግሎት ለማስጀመር ከማስተር ካርድ ጋር አጋርነት ፈጥሯል። ኤርቴል አፍሪካ እና ማስተርካርድ በ14 የአፍሪካ አገራት ለሚገኙ 100 ሚሊዮን ደንበኞቻቸው ድንበር ተሻጋሪ ገንዘብ መላክ እና መቀበልን ቀላል የሚያደርግ አዲስ ድንበር ተሻጋሪ የገንዘብ ማስተላለፍ አገልግሎት ለማውጣት አጋር ሆነዋል። እነዚህ ሃገራት ቻድ፣ ኮንጐ ብራዛቪል፣ ዲሞክራቲክ ሪፐብሊክ ኮንጐ፣ ጋቦን፣ ኬንያ፣ ማዳጋስካር፣ ማላዊ፣ ኒጀር፣ ናይጄሪያ፣ ሩዋንዳ፣ ሲሸልስ፣ ታንዛኒያ፣ ኡጋንዳ እና ዛምቢያ ናቸው። መድረኩ ደንበኞችን ከ 145 በላይ ገበያዎች ውስጥ ካሉ የኪስ ቦርሳዎች ጋር በፍጥነት በማድረስ፣ ደህንነቱ በተጠበቀ ማስተላለፎች እና በተመጣጣኝ የግብይት ወጪዎች በኩል ያገናኛል። ማስተር ካርድ ከአየርቴል ጋር ሲተባበር ይህ የመጀመሪያው አይደለም። ግዙፎቹ የ100 ሚሊዮን ዶላር ኢንቨስትመንት በኤርትል አፍሪካ የሞባይል ገንዘብ ንግድ፣ ኤርትል ሞኒ በሚያዝያ ወር 2021 ዓ.ም. ማስተርካርድና አይርቴል ገንዘብ ዛምቢያ የባንክ ሂሳብ ላላቸውም ሆነ ለሌሉ ደንበኞች አዲስ የዲጂታል የክፍያ አማራጭ ጀመሩ። ይህ ትብብር የአየርቴል ገንዘብ ዛምቢያ ተጠቃሚዎች የማስተርካርድ ዓለም አቀፍ የንግድ መረብ እና ለበርካታ የዲጂታል ክፍያዎች ዓለም አቀፍ የኢንተርኔት ገበያ ማግኘት እንዲችሉ አጋጣሚ ሰጥቷቸዋል። በግንቦት 2023 ብሪታም ኢንሹራንስ በኬንያ ተመጣጣኝ የሞባይል ተንቀሳቃሽ የመድን ሽፋን ለማቅረብ ከኤርትል ገንዘብ እና አካታችነት መፍትሄዎች ጋር በመተባበር የዲጂታል ኢንሹራንስ መፍትሄዎች ኩባንያ ነው። ሊሞድዚ ኢንሹራንስ በመባል የሚታወቀው የኢንሹራንስ ፕሮግራም አነስተኛ ገቢ ያላቸውን ቤተሰቦች ከበርካታ አደጋዎች ይጠብቃቸዋል፤ ከእነዚህም መካከል ትናንሽ የንግድ ባለቤቶች፣ ነፃ ተቋራጭ ድርጅቶች ወይም ሰዎችና ቤተሰቦቻቸው በአደጋ ምክንያት ሆስፒታል ወይም ጉዳት የደረሰባቸው ሰዎችና ቤተሰቦቻቸው የሚያጋጥማቸውን ገቢ ማጣት ይገኙበታል። ናይፍ ካፒታል 50 ሚሊየን የአሜሪካ ዶላር ሦስተኛ የገንዘብ ድጋፉን የመጨረሻ አጠናቆል። የደቡብ አፍሪካው የዕድገት ደረጃ ኢንቨስትመንት የሆነው ቢላንግ ካፒታል 50 ሚሊዮን ዶላር ሦስተኛ የገንዘብ ድጋፉን የመጨረሻ ማጠናቀቂያ ውንጨረታ አጠናቋል። ናይፍ ካፒታል በሲሪ ቢ መድረክ ላይ ከፍተኛ የመውጣት አቅም ባላቸው የደቡብ አፍሪካ ነጋዴዎች ላይ ለማተኮር እና ከሌሎች የአፍሪካ አገሮች በአካባቢው ኢንቨስትመንት ባላቸው የንግድ ድርጅቶች ላይ ለማተኮር አስቦ ነበር። የቪሲ ቡድንን ጨምሮ በርካታ ኢንቨስተሮች፣ዓለም አቀፍ ፋይናንስ ኮርፖሬሽን (አይፌሲ)፣ የማዕድን ሠራተኞች ኢንቨስትመንት ኩባንያ (ኤማይሲ)፣ ስታንዳርድ ባንክ፣ ስካይባውንድ ካፒታል፣ እና ፋይርቦል ካፒታል፣ ለቢላዋ ፈንድ 3 ቃል። ቪ ሲ ከተመሠረተበት ከ2010 ወዲህ እድገት ቀስ በቀስና በቋሚነት እየተካሄደ ነው ። የ 10 ሚሊዮን ዶላር የመጀመሪያ ፈንድ፣ ኒፍ ካፒታል ፈንድ I ወይም ኤች ቢ ዲ ቬንቸር ካፒታል በመባል የሚታወቀው፣ ለጀማሪዎች የዘር ገንዘብ ሰጠ። በናይፍ ካፒታል ፈንድ 2 አማካኝነት የቪሲ ኩባንያው የ 12ጄ አቅርቦቱን በ 2016 ጀምሯል። የ 25 ሚሊዮን ዶላር ፈንድ( ኬኤንኤፍ ቬንቸርስ) አሁንም በመካሄድ ላይ ሲሆን በዋናነት በ A ተከታታይ ደረጃ ላይ ኢንቬስት ያደርጋል. በሁለቱ ፈንዶች መካከል ሰባት መውጫዎች በመኖራቸው፣ እንደ ቪዛ የ 110 ሚሊዮን ዶላር የፊንቴክ ጅምር ፈንድሞ ማግኘትን እና ኦርደር ቶክ በኡበር ኢትስ ማግኘትን ጨምሮ፣ ቢላዋ ካፒታል በዓለም አቀፍ መስፋፋቱን በሚረዳበት ጊዜ ይህንን ስኬት በሦስተኛው ፈንድ ለመድገም ተስፋ ያደርጋል። ምን አልባት ካመለጣችሁ ኤርትል ኬንያ የበይነመረብ ሽፋንን ለማስፋት ከ150 ሚሊዮን ዶላር በላይ ኢንቨስት ለማድረግ አቅዷል። ሴንዲ ሥራውን እንዳቋረጠችና ንብረቶቹን ለመሸጥ እያሰበች እንደሆነ ይነገራል። የማነበው ና የምመለከተው ትዊተር የዶናልድ ትራምፕን አካውንት የፍለጋ ማዘዣ ቅጣት ቀስ ብሎ ተበየነ���ት ሥራ ቤተሰብህ አይደለም ስለ ትዳር የማታውቁት ነገር","Airtel Africa partners Mastercard to launch a new cross-border remittance service Spotify has expanded its AI-powered “DJ” into 50 countries, including Nigeria, South Africa, Ghana, and Kenya. This feature is accessible via your mobile app’s ""music"" feed section. Like a radio DJ who tailors their show to every individual, the AI-enabled DJ customises your listening experience through a carefully chosen music library and spoken-word commentary driven by a synthetic voice. The commentary features light-hearted banter and contextual information that alludes to particular songs and artists the user has previously listened to. The DJ is coming six months after debuting in North America. Here's what I've got for you today: Bye to DStv in Malawi Airtel Africa partners Mastercard Knife Capital completes the final close of its $50m third fund Bye to DStv in Malawi Do you still watch DStv? I think senior citizens watch TV or DStv the most. I could be wrong, though. I live with a 20-something-year-old who's a religious DStv customer. So, what do you think? Should Intelpoint do a survey? Intelpoint, does this interest you? If you did not know, Intelpoint is Techpoint Africa's research arm. Interestingly, it is hosting the Nigerian Fintech Executive Mixer on Thursday, August 17, 2023, in Lekki Phase 1, Lagos. It’s a must for you if you’re a stakeholder in Nigeria's fintech space. Register here to attend. That’s by the way. Let’s get to the news: Satellite TV provider, MultiChoice, has discontinued DStv service in Malawi on Monday, August 8, 2023. Why? MultiChoice Malawi (MCM) announced plans to increase DStv rates in the country. However, due to an interim injunction issued by the High Court at the end of July 2023, the Malawi Communications Regulatory Authority (MACRA) blocked it. Essentially, the injunction prevented MCM from increasing the DSTV tariffs. That still does not explain why, right? Here it is: The basis of the injunction was the argument that MultiChoice Africa was ineligible to determine or change DStv service rates in the country because it did not directly offer the service to the general public. In light of this, MultiChoice ended operations in Malawi due to unfavourable regulatory conditions and the penalties for non-compliance, which included staff imprisonment. So, if you live in Malawi or know a resident who enjoys watching DStv, tell them to stop paying for the service. But if they've paid for their most recent subscription, they can use the service until the current 30-day viewing cycle expires on or before September 10, 2023. Airtel Africa partners Mastercard to launch a new cross-border remittance service Airtel Africa and Mastercard have partnered to roll out a new cross-border remittance service that will make it simple for its 100 million customers in 14 African countries to send and receive money across borders. These countries are Chad, Congo Brazzaville, Democratic Republic of Congo, Gabon, Kenya, Madagascar, Malawi, Niger, Nigeria, Rwanda, Seychelles, Tanzania, Uganda, and Zambia. The platform will link customers to wallets in over 145 markets through prompt delivery, secure transfers, and affordable transaction costs. This isn't the first time Mastercard would be partnering with Airtel. Following the payments giants' $100 million investment in Airtel Africa's mobile money business, Airtel Money, in April 2021, Mastercard and Airtel Money Zambia launched a new digital payment option for customers with or without a bank account. The partnership gave Airtel Money Zambia users access to Mastercard's worldwide network of merchants and a global online marketplace for several digital payments. Sidebar Alert: In May 2023, Britam Insurance partnered with Airtel Money and Inclusivity Solutions, a digital insurance solutions company, to offer affordable mobile-enabled insurance coverage in Kenya. The insurance programme, known as Limodzi Insurance, protects lower-income families against several risks, including the loss of income experienced by small business owners, independent contractors, or people and their families who are hospitalised or injured in accidents. Knife Capital completes the final close of its $50m third fund South African growth-stage investor, Knife Capital, has completed the final close of its $50 million third fund, Knife Capital III. Knife Capital intends to focus on South African entrepreneurs with strong exit potential in the Series B stage and co-invest in businesses from other African countries with local investors. Several investors, including the VC team, the International Finance Corporation (IFC), the Mineworkers Investment Company (MIC), Standard Bank, Skybound Capital, and Fireball Capital, committed to Knife Fund III. Since 2010 — the year the VC was founded — progress has been gradual and steady. The $10 million first fund, known as Knife Capital Fund I or HBD Venture Capital, gave startups seed money. With Knife Capital Fund II, the VC firm launched its 12J offering in 2016. The $25 million fund (KNF Ventures), still ongoing, invests primarily in the Series A stage. With seven exits between the two funds, including notable ones like Visa's $110M acquisition of fintech startup Fundamo and orderTalk's acquisition by UberEats, Knife Capital hopes to repeat this success with its third fund as it assists in its global expansion. In case you missed it Airtel Kenya plans to invest over $150 million to expand network coverage Sendy is reportedly ceasing operations and considering a sale of its assets What I'm reading and watching Twitter fined for belatedly complying with search warrant for Donald Trump's account Work Is Not Your Family What you don't know about marriage","Airtel Africa ta yi haɗin guiwa da Mastercard domin gabatar da aikin aika kuɗi na tsakanin ƙasa da ƙasa Spotify sun faɗaɗa Al-powered “DJ” ɗinsu a ƙasashe 50, wanda ya haɗa da Nijeriya, Afirka ta Kudu, Ghana, da kuma Kenya. Ana iya samun wannan tsarin ta cikin manhajojijnku na wayoyin hannu a ɓangaren “waƙoƙi”,. Kamar dai DJ a gidan radiyo da yake tafiyar da waƙoƙinsa ga dukkan mutane, shi Al-enabled DJ din yana samar da tsarin sauraronka na musamman ta hanyar jeren waƙa da aka zaɓa a tsanaki da kuma kalmar da ake faɗa wajen bayani wanda yake tafe da muryar da aka ƙirƙira. Bayanan su ne saƙonni masu nishaɗi da kuma bayanai da suka shafi abin da zai gabato wanda zai ƙayatar game da wata waƙa da kuma mawaƙi da mai amfani ya taɓa sauraro a baya. DJ ɗin zai kasance nan da wata shida bayan an ƙaddamar da shi a Amurka ta Arewa. Ga abin da na kawo muku a yau: Bankwana da DSTV a Malawi Airtel Africa ya yi haɗin guiwa da Mastercard Knife Capital sun kammala rufewar ƙarshe na tallafinta na uku na $50m Bankwana da DSTV a Malawi Har yanzu kana kallon DSTV? Ina zaton manyan mutane ne suka fi kallon TV ko DSTV a yawancin lokaci. Amma zai iya kasancewa ba daidai na faɗa ba. Ina zaune da wani ɗan shekaru 20 wanda yake abokin ciniki na sosai a DSTV. Don haka, me kake tunani? Shin ya kamata Intelpoint su yi bincike? Intelpoint, shin kuna da ra’ayi a kan wannan ? Idan ba ku sani ba, Intelpoint ita ce ɓangaren binciken Techpoint Africa. Abun burgewa, za su gabatar da Nigerian Fintech Executive Mixer ranar Alhamis, 17 ga Agusta, 2023, a Lekki Phase 1, Lagos. Ya zame maka dole idan kana cikin masu faɗa a ji a mahallin fintech na Nijeriya. Ka yi rijista a nan domin halarta. wannan ke nan. Bari mu je ga labarai: Masu samar da Talabijin na Tauraron Ɗan’adam, Multichoice, sun katse DSTV a Malawi ranar Litinin, 8 ga Agusta, 2023. Me ya sa? Multichoice Malawi (MCM) sun bayyana nufinsu na ƙara kuɗin DSTV a ƙasar. Duk da haka, a dalilin wata doka ta wucin-gadi da Babbar Kotu ta bayar a ƙarshen watan Yuli 2023, Malawi Communications Regulatory Authority (MACRA) ta tsayar da ita. Tun da fari, dokar ta hana MCM ƙara kuɗin DSTV. Duk wannan dai bai bayyana me ya sa ba, ko? Ga shi nan: Dalilin dokar shi ne a kan cewa Multichoice Africa ba shi da damar sanyawa ko canja kuɗin DSTV a ƙasar saboda kai tsaye ba su ne suke bayar da amfanin DSTV ga al’umma ba. Dangane da haka, Multichoice suka daina aiki a Malawi saboda yanayin dokokin da bai musu daɗi ba da kuma tara saboda rashin bin umarnin, wanda ya haɗa da kulle ma’aikatan a gidan yari. Don haka, idan kana zaune a Malawi ko kasan wani wanda yake jin daɗin DSTV, ka gaya masa ya daina biyan kuɗin. Amma idan har sun riga sun biya kuɗin katinsu na nan kusa, za su iya amfani da shi har zuwa kwanaki 30 na kusa na kallon ya ƙare ko kuma kafin 10 ga Satumba, 2023. Airtel Africa sun yi haɗin guiwa da Mastercard domin ƙaddamar da sabon aikin aika kuɗi na ƙasa da ƙasa Airtel Africa da Mastercard sun yi haɗin guiwa domin samar da aikin aika kuɗi na ƙasa da ƙasa wanda zai sauƙaƙawa abokan cinikinsu miliyan 100 da ke ƙasashen Africa 14 wajen turawa da kuma karɓar kuɗi a tsakanin ƙasashe. Waɗannan ƙasashen su ne Chad, Congo Brazzavile, Democratic Republic of Congo, Gabon, Kenya, Madagascar, Malawi, Nijer, Nijeria, Rwanda, Seychelles, Tanzania, Uganda, da kuma Zambia. Manhajar za ta haɗa abokan ciniki da walat a fiye da kasuwanni 145 ta hanyar aike mai inganci, bada tsaro ga musayar kuɗi, da kuma farashin musayar kuɗi mai sauƙi. Wannan ba shi ne na farko da Mastercard za suka yi haɗin guiwa da Airtel ba. Biyo bayan saka hannun jarin miliyan 100 daga babban kuɗin waya na Airtel Africa, Airtel money, a Afrilu 2021, Mastercard da Airtel money Zambia sun ƙaddamar da sabon zaɓin biyan kuɗi na zamani ga abokan kasuwanci da ko babu akawun ɗin banki. Hulɗar ta ba wa ba wa masu amfani da Airtel Money Zambia dama shiga hanyar sadarwar ɗin Mastercard a faɗin duniyar ‘yan kasuwa da kuma mahallin kasuwanci na yanar gizo domin biyan kuɗi na zamani kala kala. Sidebar Alert: A watan Mayu 2023, Britam Insurance sun yi haɗin guiwa da Airtel Money da Inclusivity Solutions, kamfanin inshora mai magance matsaloli, domin samar da inshora ta aikin wayar hannu mai sauƙin biya a Kenya. Shirin inshorar, wanda aka fi sani da Limodzi Insurance, yana ba wa iyalai masu ƙaramin ƙarfi kariya game da tsautsayi da dama, wanda ya haɗa da asarar kuɗin shiga da masu ƙananan sana’o’i suke fuskanta,’yan kwangila masu zaman kansu, ko kuma mutane da iyalansu da aka kwantar da su a asibiti ko suka ji ciwo a haɗari. Knife Capital sun kammala rufewar ƙarshe na tallafin kudin ta kashi na uku na $50m Growth Stage investor na Afirka ta Kudu, Knife Capital, sun kammala rufewar ƙarshe na tallafin kudin su kashi na uku na $50m , Knife Capital III. Knife Capital sun yi niyyar maida hankali a kan masu sana’o’in hannu a Afirka ta Kudu tare da hanyar wucewa mai ƙarfi a matakin zango na B kuma su ƙara sanya jari a kasuwanci daga wasu ƙasashen Afirka da masu hannun jari na cikin gida. Masu sanya hannun jari da dama, wanda ya haɗa da ƙungyar VC, da International Finance Corporation (IFC), da Mineworkers Investment Company (MIC), Standard Bank, Skybound Capital, da kuma Fireball Capital, sun bada himma ga Knife Fund III. Tun 2010— a shekarar da aka samar da VC—cigaban ya kasance a hankali daki-daki. Tallafin miliyan $10 na farko, wanda aka sani da Knife Capital Fund I ko HBD Venture Capital, shi ne ya ba wa kamfanoni masu farawa kuɗin iri. Tare da tallafin Knife Capital Fund II, kamfanin VC sun ƙaddamar da samarwarsa ta 12J a 2016. Tallafin na miliyan $25 (KNF Ventures), wanda har yanzu yake tafiya, yana sanya hannun jari ne da fari a matakin zango na A. Tare da ficewa guda bakwai a tsakanin tallafin guda biyu, wanda ya haɗa da manya kamar $110m da Visa ta samu na fintech startsup Fundamo da kuma wanda orderTalk suka samu daga UberEats, Knife Capital tana burin maimaita wannan nasarar da tallafinta na uku domin yana tallafawa wajen faɗaɗarsu a duniya baki ɗaya. Ko da ya wuce ka Airtel Kenya tana shirin sanya hannun jari na fiye miliyan $150 domin faɗaɗa layinsu ya isa ko’ina An samu sanarwar cewa Sendy sun daina aiki da kuma tunanin siyar da kadarorinsu Abin da nake kallo kuma nake karantawa An ci tarar Twitter don makara wurin bada haɗin kai ga warantin bincike dangane da akawun ɗin Donald Trump Aiki ba Iyalinka ba ne Abin da ba ka sani ba game da aure","Airtel barani Afrika inashirikiana na Mastercard katika kuanzisha huduma mpya ya kutuma pesa nje ya nchi Sportify wameongeza matumizi ya Al-powered yake kwenye nchi 50 ikiwemo Nigeria, Afrika kusini, Ghana na Kenya. Kipengele hiki kinapatikana kupitia sehemu ya program ya burudani ya mziki kwenye simu yako. Kama vile DJ wa redio ambaye hurekebisha onyesho lake kwa kila mtu binafsi, DJ aliye na AI hubadilisha usikilizaji wako upendavyo kupitia maktaba ya muziki iliyochaguliwa kwa uangalifu na maoni ya maneno yanayoendeshwa na sauti ya maandishi. Ufafanuzi huo unaangazia mbwembwe nyepesi na maelezo ya muktadha ambayo yanarejelea nyimbo na wasanii mahususi ambao mtumiaji amesikiliza hapo awali. Dj anakuja miezi sita baada ya kuonyeshwa kwa mara ya kwanza Amerika Kaskazini. Hivi ndivyo nilivyokupa leo: Kwa kheri DStv nchini Malawi Airtel Afrika inashirikiana na Mastercard Knife Capital wanamalizia mkataba wao wa mwisho wa awamu ya tatu wenye thamani ya $50M Kwa kheri DStv nchini Malawi Bado unaendelea kutazama DStv? Nadhani wazee wanatizama sana TV au DStv. Ninaweza kuwa na makosa, ingawa. Ninaishi na mtu mmoja mwenye umri wa miaka 20 ambaye ameifanya DStv kuwa kanisa lake. Hivyo, unafikria nini? Je, Intelpoint inapaswa kufanya uchunguzi? Intelpoint, hiki kinakufurahisha? Kama ulikuwa haujui, Intelpoint ni mkono wa utafiti wa Techpoint Africa. Jambo la kufurahisha ni kwamba inaandaa kichanganyaji Mtendaji Mkuu wa Fintech wa Nigeria mnamo Alhamis Agosti 17, 2023, huko Lekki Awamu ya 1, Lagos. Kama wewe ni mwekezaji nchini Nigeria kwenye nyanja ya teknolojia ya uchumi ni lazima. Jiandikishe hapa kuhudhuria. Hiyo ni kwa njia. Ngoja twende kwenye habari: satellite TV Provider na MultiChoice walikomesha huduma za DStv nchini Malawi siku ya jumatatu, Agosti 8, 2023? MultiChoice Malawi (MCM) walitangaza malengo ya kuongeza viwango vya DStv nchini. Hata hivyo, kutokana na zuio la muda lililotolewa na mahakama kuu mwishoni mwa Julai 2023, Mamlaka ya Udhibiti wa Mawasiliano nchini Malawi (MACRA) ilizuia. Kimsingi, amri ilikuwa inailinda MCM kutokana na ongezeko la ushuru la DStv. Hiyo bado haielezi kwanini, kweli? Hii hapa: amri ya mahakama ilijikita kwenye hoja ambazo MultiChoice Africa hawakusitahili kuziamua au kubadilisha viwango vya huduma za DStv nchini Malawi kwa sababu haikutoa huduma moja kwa moja kwa umma. Suluhu ya hili: MultChoice walisitisha shughuli zao nchini Malawi kutokana na masharti magumu ya udhibiti na faini kwa kutofuata sheria ambayo ilihusisha kifungo cha wafanyakazi. Hivyo, kama unaishi nchini Malawi au unamfahamu mkazi yeyote ambaye anafurahia kutazama DStv, mwambie asitishe kulipia huduma. Lakini kama wameshalipia kifurushi chao cha sasa, wanaweza kutumia huduma hadi siku 30 walizolipia zitakapoisha mwezi Septemba 10, 2023 au kabla. Airtel Africa wanashirikiana na MasterCard kuanzisha huduma mpya ya kutuma fedha nje ya nchi Airtel Afrika na MasterCard walishirikiana kuanzisha huduma mpya ya kutuma fedha nje ya nchi ambayo itawarahisishia wateja wao zaidi ya milioni 100 kwenye nchi 14 za Afrika kutuma na kupokea fedha kutoka nchi za nje. Hizo nchi ni Chad, Congo Brazzaville, Democratic Republic of Congo, Gabon, Kenya, Madagascar, Malawi, Niger, Nigeria, Rwanda, Setchelles, Tanzania, Uganda na Zambia. Jukwa litawaunganisha wateja kwenye pochi ya miamala ya zaidi ya masoko 145 kupitia upokeaji wa haraka, usalama wa uhamishaji na makato nafuu ya miamala. Hii siyo mara ya kwanza kwa MasterCard kushirikiana na Airtel. Kufuatia malipo makubwa ya $100 milioni kwenye huduma za fedha kupitia mtandao wa Airtel Money, mwezi Aprili 2023, MasterCard na Airtel Money wameanzisha fursa mpya ya malipo ya kidijitali nchini Zambia kwa kutumia au bila kuwa na akaunti ya benki. Ushirikiano huo uliwapa uwezo watumiaji wa Airtel Money nchini Zambia kutumia huduma za biashara ya MasterCard duniani kote na kwenye soko la mtandao wa kimataifa kwa malipo mbalimbali ya kidijitali. Taarifa: mwezi Mei 2023 Britam Insurance walishirikiana na Airtel Money pamoja na Inclusivity Solutions (kampuni ya suluhisho la bima za kidijitali) kuwawezesha raia wa Kenya kupata bima nafuu kwa kutumia huduma za fedha kupitia mitandao ya simu. Program ya bina ilifahamika kama Limodzi Insurance, ambayo inalinda familia zenye uchumi wa chini dhidi ya hatari mbalimbali ikiwemo kupoteza biashara kwa wamiliki wa biashara ndogondogo, wakandarasi wa kujitegemea na familia zao pamoja na wagonjwa waliyolazwa hospitalini au kupata ajali. Knife Capital wanamalizia mkataba wao wa mwisho wa awamu ya tatu wenye thamani ya $50M Wawekezaji katika hatua ya ukuaji nchini Afrika kusini, wamemaliza mkataba wao wa mwisho wa $50 milioni wa awamu ya tatu unaoitwa Knife Capital III. Knife Capital inakusudia kuangazia wajasiriamali nchini Afrika Kusini waliyo na uwekezaji mkubwa wa kuondoka katika hatua ya mfululizo B na kuwekeza pamoja katika biashara kutoka nchi zingine za Kiafrika na wawekezaji wa ndani. Wawekezaji mbalimbali, wakiwemo The VC team, International Finance Corporation (IFC), the Mineworkers Investment Company (MIC), Standard Bank, Skybound Capital na Fireball Capital walijitolea kwenye mradi wa Knife Capital Fund III. Tangu mwaka 2010, VC ilipoanzishwa maendeleo yanaonekana taratibu na thabiti. Uwekezaji wa kwanza wa $10 milioni, ulifahamika kama Knife Capital Fund I au HBD Venture Capital, ulitoa fedha ya kuimarisha mradi. Pamoja na Knife Capital Fund II, VC Firm ilianzisha zawadi zake za 12J mwaka 2016. Hazina ya $25 milioni (KNF Ventures), bado inaendelea, inawekeza kimsingi katika hatua ya mfululizo A. Kukiwa na njia saba za kutoka kati ya fedha hizo mbili, zikiwemo zile zinazojulikana kama vile ununuzi wa Visa wa $110M wa kampuni inayoanzisha fintech Fundamo na upataji wa order Talk na UperEats, Knife Capital inatarajia kurudia mafanikio haya kwa hazina yake ya tatu inaposaidia katika upanuzi wake wa kimataifa. ikiwa umeikosa tukio hilo Airtel wanapanga kuwekeza zaidi ya $50 milioni nchini Kenya ili kuongeza mipaka ya mtandao wao Sendy imetoa taarifa ya kusitisha shughuli zake na kujiandaa kuuza rasilimali zake Ninachokisoma na kutazama Twitter walipigwa faini kwa kuchelewa kufuata kibali cha ukaguzi wa akaunti ya Donald Trump Kazi Siyo Familia Yako Ambacho hukifahamu kuhusu ndoa","Airtel Africa fọwọ́sowọ́pọ̀ pẹ̀lú MasterCard láti ṣe ìfilọ́lẹ̀ ètò ìfowóránṣẹ́ ìlúsìlú tuntun Spotify ti mú ""DJ"" afìmọ̀-àtọwọ́dáṣiṣẹ́ rẹ̀ wọ àwọn orílẹ̀-èdè 50, tí Nigeria, South Africa, Ghana àti Kenya wà nínú wọn. O lè ráàyè sí àbùdá yìí lórí abala aṣèròyìn ""orin"" ní orí ohun èlò ìmúṣẹ́ṣe alágbèéká rẹ̀. Bí DJ orí rédíò ṣe ti ń ṣàfihàn ètò eré wọn fún èèyàn kọ̀ọ̀kan, DJ afìmọ̀-àtọwọ́dáṣiṣẹ́ náà yóò ṣètò ìrírí orin gbígbọ́ rẹ nípasẹ̀ mímú nínú àkójọ orin àti ọ̀rọ̀ àwílé tí wọ́n lo ohùn ẹ̀rọ ṣe. Àwílé náà ṣe àkóónú àwọn ìdápàárá àti ìwífún abákòrímu tí ó tọ́ka sí àwọn orin àti àwọn akọrin kan ní pàtó tí aṣàmúlò tí gbọ́ ṣaájú. DJ náà yóò wáyé ní oṣù kẹfà lẹ́yìn tí ó ṣe àkọ́já-ewé ní North America. Ohun tí mo ní fún ọ lónìí níyìí: Ó dìgba ó ṣe fún DStv ní Malawi Airtel Africa fọwọ́sowọ́pọ̀ pẹ̀lú MasterCard Knife Capital parí àṣekágbá owó ìrànwọ́ kẹta $50m rẹ̀ Ó dìgbà ó ṣe fún DStv ní Malawi Ǹjẹ́ o sì ń wo DStv? Èrò mi ni pé àwọn arúgbó ni wọ́n ń wo móhùnmáwòrán àbí DStv jùlọ. Ó lè má jẹ́ bẹ́ẹ̀ ṣá o. Ẹni ogún-ọdún-lé-nǹkankan tí ó jẹ́ pé oníbàárà ọ̀kúndùn DStv ni mò ń bá gbé ilé. Torí náà, kínni o rò? Ṣé kí Intelpoint ò ṣe ìfimúfínlẹ̀? Intelpoint, ṣé ẹ nífẹ̀ẹ́ sí èyí? Bí o ò bá mọ̀, Intelpoint ní ẹ̀ka aṣèwádìí ní Techpoint Africa. Ó dùn mọ́ni pé o fẹ́ gba àlejò Nigerian Fintech Executive Mixer ní Ọjọ́'bọ 17, oṣù Kẹjọ ní ọdún 2023 ní Lekki Phase 1, Lagos. Kànńpá ni fún ọ bí o bá jẹ́ òpómúléró ní àyè ìfìmẹ̀ẹ̀rọṣètòòṣúná ní ilẹ̀ Nigeria. Fi orúkọ sílẹ̀ níbí yìí láti wá. Àyàbá ni ìyẹn ṣá. Ẹ jẹ́ kí a wọ inú ìròyìn lọ: olùpèsè móhùnmáwòrán orí ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ , MultiChoice, ti dáwọ́ iṣẹ́ DStv dúró ní Malawi ní ọjọ́ Ajé 18, oṣù Kẹjọ ọdún 2023. Kínni ìdí ẹ̀? MultiChoice Malawi (MCM) kéde ètò láti ṣe àfikún iye owó DStv ní orílẹ̀-èdè náà. Ṣùgbọ́n, látààrí òfin ìtẹ̀lé ìlànà-ìṣe tí Ilé-ẹjọ́ Gíga pa láṣẹ ní òpin oṣù Keje ọdún 2023, àjọ Aṣàkóso Òfin Ìbánisọ̀rọ̀ ní ilẹ̀ Malawi (MACRA) ti bẹ́gi dínà rẹ̀. Pàtàkì jùlọ, òfin náà dí MCM lọ́wọ́ láti má ṣe àfikún àwọn owó orí DStv. Ìyẹn ò tún tó ní àlàyé erédìí, àbí? Òun rè é: Ohun tí ó bí òfin yìí ni àríyànjiyàn tí ó wáyé pé MultiChoice Africa ò ní ẹ̀tọ́ láti sọ iye tàbí yí iye owó iṣẹ́ DStv ní orílẹ̀-èdè náà nítorí pé kì í ṣe òun ni ó ń mú iṣẹ́ náà wá sí ọ̀dọ̀ àwọn èèyàn ìlú tààrà. Látààrí bẹ́ẹ̀, MultiChoice fi òpin sí àwọn iṣẹ́ rẹ̀ ní Malawi nítorí òfin àìbáramu àti àwọn ìtanràn fún àìtẹ̀lé-òfin, èyí tí díde òṣìṣẹ́ mọ́lẹ̀ wà nínú rẹ̀. Torí náà, bí o bá ń gbé ní Malawi àbí o mọ olùgbé ní Malawi kan tí ó fẹ́ràn láti máa wo DStv, sọ fún wọn pé kí wọ́n dẹ́kun sísanwó fún iṣẹ́ náà. Ṣùgbọ́n bí wọ́n bá ti sanwó àsaánlẹ̀ láìpẹ́, wọ́n lè rí iṣẹ́ owó wọn títí àkókò ìwòran ọlọ́gbọ̀n-ọjọ́ yóò fi tẹnu bọ odò tàbí ṣáájú ọjọ́ 10 oṣù Kẹsàn-án, ọdún 2023. Airtel Africa fọwọ́sowọ́pọ̀ pẹ̀lú MasterCard láti ṣe ìfilọ́lẹ̀ ètò ìfowóránṣẹ́ ìlúsìlú tuntun Airtel Africa àti MasterCard ti fọwọ́sowọ́pọ̀ láti fi ètò ìfowóránṣẹ́ ìlúsìlú tuntun síta, èyí tí yóò jẹ́ kí ó rọrùn fún àwọn oníbàárà rẹ̀ tí wọ́n jẹ́ mílíọ̀nù 100 ní àwọn orílẹ̀-èdè ilẹ̀ Africa 14 láti lè máa fi owó ránṣẹ́ kí wọ́n sì gba owó káàkiri ìlú sí ìlú. Àwọn orílẹ̀-èdè wọ̀nyìí ni Chad, Congo Brazzaville, Democratic Republic of Congo, Gabon, Kenya, Madagascar, Malawi, Niger, Nigeria, Rwanda, Seychelles, Tanzania, Uganda, àti Zambia. Ìkànnì náà yóò ṣe àsopọ̀ àwọn oníbàárà mọ́ àwọn àpamọ́ ní àwọn ọjà tí wọ́n lé ní 145 nípasẹ̀ ìjíṣẹ́ kíákíá, ìfowóránṣẹ́ aláàbò, àti owó ìdúnàádúrà tí kò wọ́n. Ìgbà àkọ́kọ́ tí MasterCard yóò fọwọ́sowọ́pọ̀ pẹ̀lú Airtel kọ́ nìyìí. Lẹ́yìn ìgbà tí àwọn àgbà ọ̀jẹ̀ ní ẹ̀ka ìsanwó fi mílíọ̀nù $100 dókòwò nínú òkòwò ètò owó alágbèéká orí ayélujára ti Airtel Africa, Airtel Money, ní oṣù Kẹrin ọdún 2021, MasterCard àti Airtel Money Zambia ṣe ìfilọ́lẹ̀ àṣàyàn ìsanwó orí ẹ̀rọ ayélujára tuntun kan fún àwọn oníbàárà tí wọ́n ní àsùnwọ̀n ní báǹkì àti àwọn tí kò ní. Ìbáṣepọ̀ náà fún àwọn aṣàmúlò Airtel Money Zambia ní àǹfààní sí ìtakùn àwọn oníṣòwò tí MasterCard ní káàkiri àgbáyé pẹ̀lú àyè ìtajà orí ayélujára ní àgbáyé fún ọ̀pọ̀lọpọ̀ àwọn ìsanwó orí ayélujára. Ìkéde Àyàbá: Ní oṣù Karùn-ún ọdún 2023, Britam Insurance fọwọ́sowọ́pọ̀ pẹ̀lú Airtel Money àti Inclusivity Solutions, ilé-iṣẹ́ tí ó ń pèsè ọ̀nà àbáyọ fún ìdójútòfò orí ẹ̀rọ ayélujára, láti pèsè ètò ìdójútòfò orí ẹ̀rọ aláàgbéká tí kò wọ́n, èyí tí yóò kárí Kenya. Ètò ìdójútòfò tí wọ́n pè ní Limodzi Insurance ń dáàbò bo àwọn ẹbí tí owó àmúwọlé wọn kéré kúrò lọ́wọ́ oríṣiríṣi ewu, bíi ìpàdánù owó àmúwọlé tí àwọn olókoòwò kékeré máa rí, àwọn alágbàṣe adáṣiṣẹ́, àbí àwọn èèyàn àti àwọn ẹbí wọn tí wọ́n wà ní ilé-ìwòsàn tàbí tí wọ́n fara pa níbi ìjàm̀bá. Knife Capital parí àṣekágbá owó ìrànwọ́ kẹta $50m rẹ̀ Akówólókòwò ní àkókò ìdàgbàsókè ti orílẹ̀-èdè South Africa, Knife Capital, ti parí àṣekágbá owó ìrànwọ́ kẹta $50m rẹ̀, Knife Capital III. Knife Capital gbèrò láti gbájú mọ́ àwọn olùṣòwò orílẹ̀-èdè South Africa tí wọ́n ní ètò ìṣàkóso ìyẹ̀bá olókoòwò ní ìpele Àṣetẹ̀léra B tí wọn yóò sì jùmọ̀ kówó lé àwọn òkòwò láti àwọn orílẹ̀-èdè ilẹ̀ Africa mìíràn pẹ̀lú àwọn olùkówólókòwò ìbílẹ̀. Ọ̀pọ̀lọpọ̀ àwọn olùkówólókòwò, bíi ìgbìmọ̀ VC, Àjọ Elétò-owó ilẹ̀ Òkèèrè (IFC), Mineworkers Investment Company (MIC), Standard Bank, Skybound Capital, àti Fireball Capital, ní ìfarajìn sí Knife Fund III. Láti 2010 — ọdún tí wọ́n dá VC sílẹ̀ — ìtẹ̀síwájú ti ń lọ ní mẹ̀lọmẹ̀lọ díẹ̀díẹ̀. Mílíọ̀nù $10 tí ó jẹ́ owó ìrànwọ́ àkọ́kọ́, tí a mọ̀ sí Knife Capital Fund I àbí HBD Venture Capital, fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní owó ìdókòwò ìbẹ̀rẹ̀. Pẹ̀lú Knife Capital Fund II, ilé-iṣẹ́ VC náà ṣe ìfilọ́lẹ̀ ìfilọ̀ 12J rẹ̀ ní ọdún 2016. Owó ìrànwọ́ mílíọ̀nù $25 (KNF Ventures), sì ń lọ lọ́wọ́, kówó lé ìpele Àṣelètẹ́ra A gan. Pẹ̀lú ètò ìṣàkóso àìsí-olókoòwò méje láàárín àwọn owó ìrànwọ́ méjì náà, tí àwọn tí wọ́n gbajúmọ̀ bí i Visa tí ó ra ìpín gba àkóso ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètòòṣúná Fundamo ní $110M àti ìràpíngbàkóso orderTalk tí UberEats ṣe, Knife Capital ní ìrètí láti mú irú àṣeyọrí yìí wáyé pẹ̀lú owó ìrànwọ́ kẹta rẹ̀ bí ó ti ṣe ń ṣe ìrànwọ́ fún ìmúgbòòrò rẹ̀ káríayé. Bí ìwọ kò bá bá a Airtel Kenya gbèrò láti fí owó tí ó lé ní mílíọ̀nù $150 fún ìmúgbòòrò ọwọ́jà ìtakùn Wọ́n pé Sendy ń dá àwọn iṣẹ́ rẹ̀ dúró tí ó sì ń ṣe àṣàrò láti ta àwọn dúkìá amówówọlé rẹ̀ Ohun tí mò ń kà àti èyí tí mò ń wò Twitter jẹ gbèsè ìtanràn fún bí ó ṣe pẹ́ kí ó tó tẹ̀lé àṣẹ ìṣàwárí àsùnwọ̀n Donald Trump Iṣẹ́ Kìí Ṣe Ẹbí Rẹ Ohun tí o ò mọ̀ nípa ìgbéyàwó","I-Airtel yase-Africa ibambisene ne-Mastercard ukwethula umsebenzi omusha wokuthunyelwa kwezimali kwamanye amazwe ISpotify yandise i-""DJ"" enikwe amandla nge-AI emazweni angama-50, okuhlanganisa iNigeria, iNingizimu Afrika, iGhana, neKenya. Lokhu kutholakala ngaphansi kohlelokusebenza ""umculo"". NjengoDJ womsakazo owenza uhlelo lwakhe lufanele wonke umuntu, uDJ onikwe amandla i-AI wenza ngokwezifiso umuzwa wakho wokulalela ngomtapo wolwazi womculo okhethwe ngokucophelela kanye nokuphawula kwamagama akhulunywayo aqhutshwa yizwi elenziwe. Amazwana afaka ulwazi olubhekisela ezingomeni ezithile nabaculi abake abalalela ngaphambilini. Lo DJ uza ngemuva kwezinyanga eziyisithupha eqale ukubonakala eNorth America. Nakhu engikuphathele kona namuhla: Kuvaleliswa iDStv eMalawi Abalingani be-Airtel Africa Mastercard I-Knife Capital iqeda ukuvalwa kokugcina kwesikhwama sayo sesithathu esingu-$50m Kuvaleliswa iDStv eMalawi Ngabe usabukela iDStv? Ngicabanga ukuthi abantu abadala babukela iTV noma iDStv kakhulu. Ngingaba nephutha, nokho. Ngihlala nomfana oneminyaka engama-20 oyikhasimende leDStv. Ngakho, ucabangani? Ingabe i-Intelpoint kufanele yenze ucwaningo? Intelpoint, ingabe lokhu kunentshisekelo kuwe? Ukube ubungazi, i-Intelpoint iyingxenye yocwaningo yeTechpoint Africa. Okumangazayo ukuthi isingathe iFintech Executive Mixer yaseNigeria ngoLwesine, ziyi-17 kuNcwaba wezi-2023, eLekki Phase 1, eLagos. Kufanele kuwe uma ubambe iqhaza esikhaleni sefintech saseNigeria. Bhalisa lapha ukuze uthamele. Kunjalo nje. Ake singene ezindabeni: Abahlinzeki be-Satellite TV, iMultiChoice, bayekile ukusebenzisa iDStv eMalawi ngoMsombuluko, ziyi-8 kuNcwaba wezi-2023. Kungani? IMultiChoice Malawi (iMCM) imemezele izinhlelo zokunyusa amanani eDStv kuleli. Kodwa-ke, ngenxa yomyalelo wesikhashana okhishwe yiNkantolo Ephakeme ekupheleni kukaNtulikazi wezi-2023, iMalawi Communications Regulatory Authority (iMACRA) yawuvimba. Empeleni, lo myalelo uvimbele i-MCM ukuthi inyuse amanani entengo yeDSTV. Lokho namanje akuchazi ukuthi kungani, akunjalo? Nakhu: Isisekelo somthetho omisiwe kwaba impikiswano yokuthi iMultiChoice Africa yayingafaneleki ukunquma noma ukushintsha amanani okusebenzisa iDStv ezweni ngenxa yokuthi ayizange inikeze umphakathi wonke usizo. Ngenxa yalokhu, iMultiChoice yamiswa ukusebenza eMalawi ngenxa yezimo ezingezinhle zokulawula kanye nezinhlawulo zokungathobeli imithetho, okuhlanganisa nokuboshwa kwabasebenzi. Ngakho-ke, uma uhlala eMalawi noma wazi isakhamuzi esijabulela ukubuka iDStv, sitshele ukuthi siyeke ukukhokhela ukusebenzisa iDSTV. Kodwa uma bekhokhele ukubhalisa kwabo kwakamuva, bangayisebenzisa kuze kube yilapho isikhathi esinqunyiwe sezinsuku ezingama-30 ziphelelwa yisikhathi ngomhla ziyi-10 kuMandulo wezi-2023 noma ngaphambi kwawo. I-Airtel Africa ibambisene neMastercard ukwethula isevisi entsha yokuthunyelwa kwezimali kwamanye amazwe I-Airtel Africa kanye neMastercard babambisene ukuze bethule uhlelo olusha lokuthunyelwa kwezimali kwamanye amazwe oluzokwenza kube lula kumakhasimende ayo ayizigidi eziyi-100 emazweni angu-14 ase-Afrika ukuthumela nokwamukela imali ngaphesheya kwemingcele. La mazwe yiChad, yiCongo Brazzaville, yiDemocratic Republic of Congo, yiGabon, yiKenya, yiMadagascar, yiMalawi, yiNiger, yiNigeria, yiRwanda, yiSeychelles, yiTanzania, yi-Uganda, neZambia. Inkundla izoxhumanisa amakhasimende nezikhwama zemali ezimakethe ezingaphezu kwe-145 ngokuletha ngokushesha, ukudluliselwa okuphephile, nezindleko zokuthenga ezithengekayo. Akukhona okokuqala i-Mastercard isebenzisana ne-Airtel. Kulandela ukutshalwa kwezimali kwezigidi ezingu-$100 ebhizinisini lemali leselula le-Airtel Africa, i-Airtel Money, ngoMbasa wezi-2021, i-Mastercard kanye ne-Airtel Money Zambia basungule indlela entsha yokukhokha yedijithali kumakhasimende ane-akhawunti yasebhange noma angenayo. Ubambiswano lunikeze abasebenzisi be-Airtel Money yaseZambia ukufinyelela kunethiwekhi yabathengisi bomhlaba wonke ye-Mastercard kanye nemakethe ye-inthanethi yomhlaba wonke yezinkokhelo ezimbalwa zedijithali. Isexwayiso esiseceleni: NgoNhlaba wezi-2023, iBritam Insurance ibambisene ne-Airtel Money and Inclusivity Solutions, inkampani yezixazululo zomshwalense wedijithali, ukuze inikeze umshwalense othengekayo osebenza ngeselula eKenya. Uhlelo lomshwalense, olwaziwa ngeLimodzi Insurance, luvikela imindeni ehola kancane ezingozini ezimbalwa, okuhlanganisa ukulahlekelwa yimali engenayo etholwa osomabhizinisi abancane, osonkontileka abazimele, noma abantu nemindeni yabo abalaliswe esibhedlela noma abalimele ezingozini. I-Knife Capital iqeda ukuvalwa kokugcina kwesikhwama sayo sesithathu esingu-$50m Umtshalizimali waseNingizimu Afrika osezingeni lokukhula, iKnife Capital, usevale okokugcina isikhwama sakhe sesithathu esingu-$50 million, iKnife Capital III. I-Knife Capital ihlose ukugxila kosomabhizinisi baseNingizimu Afrika abanamandla okuphuma esiteji se-Series B futhi batshale ngokubambisana emabhizinisini avela kwamanye amazwe ase-Afrika nabatshalizimali bakuleli. Abatshalizimali abambalwa, okuhlanganisa ithimba leVC, i-International Finance Corporation (i-IFC), iMineworkers Investment Company (iMIC), i-Standard Bank, i-Skybound Capital, kanye neFireball Capital, bazibophezele ku-Knife Fund III. Kusukela ngo-2010 - unyaka iVC eyasungulwa ngawo - inqubekelaphambili ibilokhu ihamba kancane futhi izinzile. Isikhwama sokuqala esiyizigidi eziyi-$10, esaziwa ngeKnife Capital Fund I noma iHBD Venture Capital, sinikeze amabhizinisi asaqala utshalomali. Nge-Knife Capital Fund II, inkampani ye-VC yethule umnikelo wayo we-12J ngo-2016. Isikhwama samaRandi ayizigidi ezingama-25 (iKNF Ventures), esisaqhubeka, sitshala ngokuyinhloko esigabeni seSeries A. Emalini kuphume okuyisikhombisa, okubalwa khona ukuthengwa kweVisa ka-$110M yeFintech startup Fundamo kanye nokuthengwa kwe-odaTalk yi-UberEats, i-Knife Capital inethemba lokuphinda iphumelele okwesithathu njengoba isiza yanda umhlaba wonke. Uma uphuthelwe I-Airtel eKenya ihlela ukutshala imali engaphezu kwezigidi ezingu-$150 ukuze andise ukusabalala kwenethiwekhi USendy kubikwa ukuthi uyayeka ukusebenza futhi ucabangela ukuthengiswa kwempahla yakhe Engikufundayo nengikubukayo ITwitter ihlawuliswe ngokuhambisana newaranti yokuhlola i-akhawunti kaDonald Trump Emsebenzino Akusikona Ekhaya lakho Ongakwazi ngomshado"
+ኤርትል ኬንያ የበይነመረብ ሽፋንን ለማስፋት ከ150 ሚሊዮን ዶላር በላይ ኢንቨስት ለማድረግ አቅዳለች ኤርቴል ኬንያ በቀጣዮቹ ሶስት ዓመታት የበይነመረብ ሽፋኑን ለማስፋት ከ150 ሚሊዮን ዶላር በላይ (21.5 ቢሊዮን የኬንያ ሽልንግ) ለማዋጣት አቅዳለች። በመላው ኬንያ 649 አዳዲስ የበይነመረብ ድረ-ገፆችን መጨመርን ጨምሮ በርካታ እርምጃዎችን በመውሰድ ይህን ለማከናወን ይፈልጋል። የቴልኮው ዋና ሥራ አስኪያጅ አሺሽ ማልሆትራ፣ አይርትል ኬንያ በየአጥቢያው ቢያንስ አንድ የአገልግሎት መደብር ለመክፈት በማሰብ ላይ መሆኑን ገልጸዋል። እስካሁን ሽፋን ያልተሰጣቸው 250 ዎርዶች ብቻ መሆናቸውን ገልጸዋል። ይህ ክፍተት በሚቀጥሉት ሶስት ወራት ይዘጋል። ማልሆትራ አክለውም ከመረብ አንጻር ብቻ በቀጣዮቹ ሁለትና ሦስት ዓመታት ውስጥ 150 ሚሊዮን የአሜሪካ ዶላር ተጨማሪ ኢንቨስትመንት እንደሚያስፈልግ ገልጸዋል ። በተጨማሪም ብዙ ዋጋ ያላቸው ተጓዦች ማምጣትን የመሳሰሉ ሌሎች ነገሮችን ያዋጣል ። ተልኮው ኬንያ ውስጥ ከተጀመረ ወዲህ በሀገሪቱ ከ1 ቢሊዮን ዶላር በላይ (143.3 ቢሊዮን የኬን ያ ሽልንግ) ኢንቨስት አድርጓል። አብዛኛው ኢንቨስትመንት ባለፉት ሶስት ዓመታት ውስጥ ተከናውኗል። በተጨማሪም፣ እ.ኤ.አ ሰኔ 2023 ዓ.ም. ኤርትል ኬንያ የኔትዎርክ ሽፋኑን እስከ ዓመቱ መጨረሻ ለማስፋትና በሀገሪቱ እየጨመረ የመጣውን የመረጃ አገልግሎት ፍላጎት ለማሟላት 349 አዳዲስ ድረ-ገጾችን ለመጨመር ማቀዱን አስታውቋል። የ���ባንያው የመረብ መሰረተ ልማት ከ3200 በላይ ድረ-ገጾችን የሚዘረጋ ሲሆን በሁሉም 47 ክፍለ ሃገራት ወይም 89% የሀገሪቱን ክፍል ያሰፋል። እ.ኤ.አ ሀምሌ 2023 የ5ጂ አውታረ መረቡን ከወራት በኋላ ተጀምሯል።,"Airtel Kenya plans to invest over $150 million to expand network coverage Airtel Kenya plans to invest more than $150 million (KSh21.5 billion) over the next three years to expand its network coverage. It wants to accomplish this through several initiatives, including adding 649 new network sites across Kenya. The telco’s CEO, Ashish Malhotra, said Airtel Kenya is considering opening at least one service shop in each ward to increase brand visibility. He noted that only 250 wards had not yet received coverage, a gap that will be closed over the next three months. Malhotra added that the telco requires $150 million in additional investments over the following two to three years, just from a network perspective. It will also invest in other things, such as bringing more reasonably priced routers. Since its launch in Kenya, the telco has invested more than $1 billion (KSh143.3 billion) in the country, with the majority of that investment occurring in the last three years. Additionally, in June 2023, Airtel Kenya announced plans to add 349 new sites to expand its network's coverage by the end of the year and meet the nation's increasing demand for data services. The company's network infrastructure spans over 3200 sites and extends across all 47 counties or 89% of the country. In July 2023, the telco launched its 5G network following months of testing.","Airtel Kenya ta shirya sanya hannun jarin miliyan $150 domin faɗaɗa hanyar sadarwarta Airtrel Kenya ta shirya sanya hannun jarin fiye da miliyan $150 (KSh21.5 billion) a shekaru uku masu zuwa domin faɗaɗa hanyar sadarwarta. Tana son cim ma wannan burin ta hanyar himmatuwa sosai, wanda ya haɗa da ƙara sababbin sassan sadarwa guda 649 a gaba ɗayan Kenya. Shugaban telco, Ashish Malhotra, ya ce Airtel Kenya suna tunanin buɗe a kalla shago ɗaya a kowanne ɓangare domin ƙara yawan bayyanar kayansu. Ya bayyana cewa ɓangarori 250 ne kaɗai ba su samu sadarwar ba, tazarar da za a rufe ta nan da watanni uku. Malhotra ya ƙara da cewa telco na buƙatar miliyan $150 a wasu ƙarin hannun jari a shekaru biyu zuwa uku masu zuwa, daga ɓangaren sadarwa. Kuma za su sanya hannun jari a waɗansu abubuwan, kamar samar da tsarin farashi mai sauƙi. Tun bayan ƙaddamar da ita a Kenya, telco ta sanya hannun jari fiye da biliyan $1 (KSh 143.3 billion) a cikin ƙasar, wanda da yawan wannan hannun jarin yake zuwa a shekaru ukun da suka gabata. Ƙari a kan haka, a watan Yuli 2023, Aitel Kenya ta sanar da tsarinta na ƙara sababbain sassa guda 349 domin faɗaɗa hanyar sadarwarta a ƙarshen shekara da kumma cim ma yawan buƙatun mutanen ƙasar na neman sabis na bayanai. Kayan more rayuwa na kamfanin ya kai sassa 3200 sannan ya ƙara isa zuwa ga manyan birane 47 ko kuma 89% na ƙasar. A Yuli 2023, telco ta ƙaddamar da hanyar sadrwarta mai matakin 5G bayan watanni na gwaji.","Airtel nchini Kenya inapanga kuwekeza zaidi ya $150 milioni katika kupanua wigo wa mawasiliano Airtel nchini Kenya inapanga kuwekeza zaidi ya $150 milioni (Ksg 21.3 bilioni) kwa miaka mitatu ijayo katika kupanua wigo wa mawasiliano yao. inataka kulifanya hili kupitia miradi mbalimbali, ikiwemo kuongeza minara mipya 649 kwa Kenya nzima. Mtendaji mkuu wa Telcom, Ashish Malhotra, alisema Airtel inatarajia kufungua huduma moja wapo kwenye kila kata ili kuongeza muonekano wa chaka yao nchini Kenya. Alisisitiza kuwa kata 250 pekee ndizo ambazo hatujazifikia, pengo ambalo tutaliziba miezi mitatu ijayo. Malhotra aliongezea kuwa Telcom inataka $50 milioni kwenye uwekezaji mwingine kwa miaka miwili hadi mitatu ijayo kwa ajiri ya kuboresha mawasiliano. pia itawekeza kwenye vitu vingine kama kuleta vipanga njia vya mawasiliano (router) vya bei nafuu. Tangu ilipoanzishwa nchini Kenya, Telcom waliwekeza zaidi ya $1 milioni (Ksh. 143,3 bilioni) kwa huo uwekezaji mkubwa ambao ulifanyika miaka mitatu iliyopita. Kwa kuongezea, mwezi June 2023, Airtel nchini Kenya walitangaza malengo ya kuongeza minara 349 katika kupanua wigo wa mawasiliano yao mwishoni mwa mwaka na kufikia ongezeko la takwimu za taifa za uhitaji wa huduma. Kwa sasa miundo mbinu ya mawasiliano ya kampuni inafika minara zaidi ya 3200 na inapanuliwa kwenye nchi zote 47 au 89% ya nchi zote. Mwezi Julai 2023, telco ilianzisha mtandao wake wa 5G kufuatia majaribia ya miezi kadhaa.","Airtel Kenya gbèrò láti fí owó tí ó lé ní mílíọ̀nù $150 fún ìmúgbòòrò ọwọ́jà ìtakùn Airtel Kenya gbèrò láti fí owó tí ó lé ní mílíọ̀nù $150 (bílíọ̀nù KSh21.5) láàárín ọdún mẹ́ta tí ó ń bọ̀ láti ṣe ìmúgbòòrò ọwọ́jà ìtakùn rẹ̀. Ó fẹ́ ṣe èyí nípasẹ̀ ọ̀pọ̀lọpọ̀ àwọn ìgbésẹ̀ tuntun, pẹ̀lú ṣíṣe àfikún ìtakùn àyè iṣẹ́ 649 tuntun káàkiri Kenya. Aláṣẹ àti Olùdarí ilé-iṣẹ́ ìbánisọ̀rọ̀ olórí afẹ́fẹ́ náà, Ashish Malhotra wí pé Airtel Kenya ń ṣe àṣàrò láti ṣí ó kéré jù ilé-ìṣàtúnṣe kọ̀ọ̀kan ní wọ́ọ̀dù kọ̀ọ̀kan láti mú kí àwọn èèyàn mọ̀ nípa ilé-iṣẹ́ náà dáadáa. Ó ṣe àkíyèsí pé àwọn wọ́ọ̀dù 250 nìkan ni wọn ò tí ì rí ìkómọ́ra, ààfo tí yóò jẹ́ dídí láàárín oṣù mẹ́ta tí ó ń bọ̀. Malhotra tún ṣe àfikún pé ilé-iṣẹ́ náà nílò àfikún owó ìdókòwò mílíọ̀nù $150 láàárín ọdún méjì sí mẹ́ta tí ó ń bọ̀, ìyẹn bí wọ́n bá wo ti ìtakùn nìkan. Ó tún máa kówó lé àwọn nǹkan mìíràn, bíi kí wọ́n gbé àwọn ẹ̀rọ aṣàsopò ìtakùn ìbílẹ̀ tí owó rẹ̀ kò wọ́n jù. Láti àkókò ìfilọ́lẹ̀ rẹ̀ ní Kenya, ilé-iṣẹ́ ìbánisọ̀rọ̀ olórí afẹ́fẹ́ náà ti fi owó tí ó ju bílíọ̀nù $1 (bílíọ̀nù KSh143.3) dókòwò ní orílẹ̀-èdè náà, tí ọ̀pọ̀ ìdókòwò náà sì wáyé láàárín ọdún mẹ́ta sẹ́yìn. Ní àfikún, ní oṣù Kẹfà ọdùn 2023, Airtel Kenya kéde ìpinnu rẹ̀ láti ṣe àfikún àwọn àyè iṣẹ́ 349 tuntun láti lè mú ọwọ́jà ìtakùn rẹ̀ gbòòrò títí ìparí ọdún kí ó sì le ṣiṣẹ́ tọ pípèsè iṣẹ́ dátà bí àwọn èèyàn ṣe ti ń bèèrè fún un lemọ́lemọ́. Àwọn èlò amútakùndẹrùn ilé-iṣẹ́ náà wà kiri àwọn àyè iṣẹ́ 3200 tí wọ́n sì wà káàkiri àwọn orílẹ̀-èdè 47 àbí ní ìdá 89% orílẹ̀-èdè náà. Ní oṣù Keje ọdún 2023, ilé-iṣẹ́ ìbánisọ̀rọ̀ olórí afẹ́fẹ́ ṣe ìfilọ́lẹ̀ ìtakùn 5G lẹ́yìn ìdánwò fúnọ̀pọ̀lọpọ̀ oṣù.","I-Airtel eKenya ihlela ukutshala imali engaphezu kwezigidi ezingu-$150 ukuze andise ukusabalala kohlelokuxhumana. I-Airtel eKenya ihlela ukutshala imali engaphezu kwezigidi ezingu-$150 (KSh21.5 billion) eminyakeni emithathu ezayo ukuze yandise ukusabalala kwayo kwenethiwekhi. Ifuna ukufeza lokhu ngemizamo eminingana, okuhlanganisa nokwengeza amasayithi enethiwekhi amasha angama-649 kulo lonke elaseKenya. I-CEO ye-telco, u-Ashish Malhotra, uthe i-Airtel eKenya icabanga ukuvula okungenani isitolo esisodwa sezinsizakalo esigcemeni ngasinye ukuze kwandiswe ukubonakala komkhiqizo. Ubalule ukuthi angu-250 kuphela amawadi angakatholi usizo, okuyigebe elizovalwa ezinyangeni ezintathu ezizayo. UMalhotra wengeze ngokuthi itelco idinga izigidi ezingu-$150 ekutshalweni kwezimali okwengeziwe kule minyaka emibili noma emithathu elandelayo, ngokubuka kuhlelokuxhumana.. Izophinde itshale imali kwezinye izinto, njengokuletha amarutha anenani elifanele. Kusukela yethulwa eKenya, itelco itshale imali engaphezu kwebhiliyoni elingu-$1 (KSh143.3 bhiliyoni) ezweni, kanti iningi lalolo tshalomali lwenzeka eminyakeni emithathu edlule. Ukwengeza, ngoNhlangulana 2023, i-Airtel Kenya yamemezela izinhlelo zokwengeza amasayithi amasha angama-349 ukuze andise ukufakwa kwenethiwekhi yayo ekupheleni konyaka futhi ihlangabezane nesidingo esikhulayo sezwe sezinsizakalo zeimininingo. Ingqalasizinda yohlelokuxhumana yenkampani ihlanganisa izindawo ezingaphezu kuka-3200 futhi inabela kuzo zonke izifunda ezingama-47 noma ama-89% ezwe. NgoNtulikazi wezi-2023, i-telco yethula uhlelokuxhumana layo le-5G kulandela izinyanga zokuhlolwa."
+"መልቲቾይስ በማላዊ የዲኤስቲቪ አገልግሎትን የሚጎትተው መንግሥት የዋጋ ጭማሪን ካገደ በኋላ ነው የሳተላይት ቴሌቪዥን አቅራቢ የሆነው መልቲ ችይስ ከረቡዕ ነሐሴ 9 ቀን 2023 ዓ.ም ጀምሮ በማላዊ አዲስ የዲኤስቲቪ ኮንትራት ወይም የድጋሚ ግንኙነት አይቀበልም። ምክንያቱም በሀገሪቱ የዲኤስቲቪ አገልግሎት መስጠት አቁሟል። ይህ እርምጃ የመጣው ማልቲቾይስ ማላዊ በደቡብ ምሥራቅ አፍሪቃ ሀገር የዲኤስቲቪ ቅናሽ ለማሳደግ እቅድ እንዳለው ካስታወቀ በኋላ ነው። ይሁን እንጂ፣ የማላዊ ኮሙዩኒኬሽን ስነ ስርዓት (ማክራ) በሀምሌ 2023 መጨረሻ ከሀገሪቱ ከፍተኛ ፍርድ ቤት በጊዜያዊ ትዕዛዝ መሰረት የዲኤስቲቪ የታሪፍ ማስተካከያን ከለከለ። ይህ ትእዛዝ መልቲ ችይስ ማላዊ (ኤም ሲ ኤም) የዲኤስቲቪ ታሪፍ እንዳይጨምር ከለከለው። የከፍተኛው ፍርድ ቤት ሁለተኛ ትዕዛዝ ተከትሎ ማልቲቾይስ ትናንት ነሐሴ 8 ቀን 2023 ዓ.ም. ማላዊ ውስጥ የዲኤስቲቪ አገልግሎቱን አቋረጠ። የማሲራ የዕግድ ትዕዛዝ መሰረት የሆነው መልቲኮይስ አፍሪካ ለአጠቃላይ ህዝብ አገልግሎቱን በቀጥታ ስላላቀረበች በሀገሪቱ የዲኤስቲቪ አገልግሎት ታሪፍ ለማውጣትም ሆነ ለማስተካከል ብቃት የላትም የሚል መከራከሪያ ነበር። መልቲ ችይስ አፍሪካ የዲኤስቲቪ አገልግሎቱን በቋሚነት ከማቋረጥ ውጭ ሌላ አማራጭ የለውም። ምክንያቱም ሥራውን አስቸጋሪ የሚያደርገው የደንብ መልክአ ምድራዊ አቀማመጥ እና አለመታዘዝ የሚያስከትለው መዘዝ ለኩባንያው ሰራተኞች መታሰርንም ይጨምራል። ማልቲቾይስ ማላዊዎች ለዲ ኤስ ቲቪ አገልግሎት የሚከፍሉትን ገንዘብ እንዲያቆሙ አሳስቧቸዋል ። በቅርቡ ኮንትራት የገቡ ተጠቃሚዎች በአሁኑ ጊዜ ያለው የ30 ቀን የመመልከት ዑደት መስከረም 10, 2023 ወይም ከዚያ በፊት እስኪያልቅ ድረስ በዚህ አገልግሎት መጠቀማቸውን ሊቀጥሉ ይችላሉ። ይህ በእንዲህ እንዳለ፥ በ2023፣ ደቡብ አፍሪካን፣ ናይጄሪያንና ኬንያን ጨምሮ በአንዳንድ የአፍሪካ አገሮች የዲ ኤስ ቲቪ መጠን ከፍ እንዲል አድርጓል። ለምሳሌ ያህል፣ ኩባንያው ከነሐሴ 1 ቀን 2023 ዓ.ም. ጀምሮ በሀገሪቱ የዋጋ ግሽበትና የገንዘብ ዋጋ ማሽቆልቆል ምክንያት በኬንያ የሚገኙ የዲኤስቲቪና የጎትቪ ጥቅሎቹን በሙሉ ዋጋ ከፍ እንደሚያደርግ አስታወቀ። ከዚህም በላይ፣ እ.ኤ.አ ሚያዝያ 2023፣ መልቲችይስ ናይጀሪያ በሀገሪቱ የዋጋ ግሽበት ምክንያት የዲኤስቲቪ እና የጎቲቪ ፓኬጆችን ዋጋ ከፍ አደርጋለች።","MultiChoice pulls the plug on DStv service in Malawi after government bars price hikes Satellite TV provider, MultiChoice, will no longer accept new DStv subscriptions or reconnections in Malawi starting Wednesday, August 9, 2023, because it no longer provides the DStv service in the country. This move comes after MultiChoice Malawi announced plans to raise DStv rates in the Southeastern African country. However, the Malawi Communications Regulatory Authority (MACRA) barred the DStv tariff adjustment following an interim injunction from the nation's High Court at the end of July 2023. The injunction prevented Multichoice Malawi (MCM) from increasing the DSTV tariffs. Following the high court’s second order, Multichoice terminated its DStv service in Malawi yesterday, August 8, 2023. The basis for MACRA's injunction was the argument that Multichoice Africa was ineligible to set or modify DStv service tariffs in the nation because it did not directly provide the service to the general public. MultiChoice Africa has no choice but to permanently discontinue the DStv service due to the regulatory landscape that makes it difficult to operate and the consequences of non-compliance, which included imprisonment for the company's staff. MultiChoice urged Malawians to stop paying for DStv services. Users who have already paid for their most recent subscription may continue to use the service until the current 30-day viewing cycle expires on or before September 10, 2023. Meanwhile, in 2023, MultiChoice increased its DStv rates in some African countries, including South Africa, Nigeria, and Kenya. For instance, in July 2023, the company announced that it’d raise the prices of all its DStv and GOtv packages in Kenya due to the country’s rising inflation and currency depreciation, starting August 1, 2023. Besides, in April 2023, MultiChoice Nigeria increased the prices of DStv and GOtv packages due to the country’s rising inflation.","MultiChoice sun dakatar da aikin DStv a Malawi bayan gwamnati ta hana ƙarin farashi Masu samar da Talabijin na Tauraron Ɗan’adam, MultiChoice, ba za su sake karɓar sabon tsarin kuɗin DStv ba ko sake haɗa hanyoyin a Malawi daga ranar Laraba, 9 ga Agusta, 2023, saboda ta daina samar da aikin DStv a ƙasar. Wannan matakin ya biyo bayan sanarwar MultiChoice Malawi na tsarin ƙara farashin DStv a ɓangaren Afirka-MasoKudu na ƙasar. Saboda haka, Hukumar Daidaita Farashin Harkokin Sadarwa ta Malawi(MACRA) ta hana ƙara kuɗin DStv bayan dokar da Babbar Kotu ta fitar a ƙarshen Yuli 2023. Dokar ta dakatar da MultiChoice Malawi (MCM) daga ƙara kuɗin DStv. Biyo bayan dokar babbar kotun a karo na biyu, MultiChoice ta dakatar da aikinta na DStv a Malawi a jiya, 8 ga Agusta, 2023. Dalilin dakatar da MACRA ɗin shi ne hujjar cewa MultiChoice Afirka ba ta da ikon sanya ko canja kuɗin DStv a ƙasar saboda kai tsaye ba su ne suke samar da sabis ɗin a ƙasar ba. MultiChoice Africa ba ta da wani zaɓi sai dai ta dakatar da aikin DStv gaba ɗaya saboda yanayin dokar da ya sanya gabatar da aikin zai yi matuƙar wahala da kuma abin da zai iya biyo baya idan aka ƙi bin dokar, wanda ya haɗa da zaman gidan yari ga ma’aikatan kamfanin. MultiChoice sun roƙi mutanen Malawi da su daina biyan kuɗin DStv. Masu amfani da suka riga suka biya domin katinsu na nan kusa za su iya cigaba da amfani da shi har sai kwanaki 30 na amfani da shi sun ƙare a ko kuma kafin 10 ga Satumba, 2023. Yayin da, a 2023, MultiChoice ta ƙara kuɗin DSrtv a wasu ƙasashen Afirka, wanda suka haɗa da Afirka ta Kudu, Nijeriya, da kuma Kenya. Alal misali, a Yuli 2023, kamfanin ya yi sanarwa cewa za su ƙara farashin duka DStv da GOtv a Kenya saboda yawan hauhawar farashi a ƙasar da kuma karyewar kuɗinsu, wanda ya fara daga 1 ga Agusta, 2023. Bayan haka, a Afrilu 2023, MultiChoice Nigeria suka ƙara kuɗin DStv da GOtv saboda yawan hauhawar farashi a ƙasar.","Multchoice imezuia huduma za DStv nchini Malawi baada ya serikali kupandisha gharama za huduma Kampuni inayotoa huduma za Televisheni za Satellite, MultiChoice hawatakubali tena kurusha matangazo ya DStv au kuwaunganisha tena nchini Malawi kuanzia Jumatano, Agosti 9, 2023 kwa sababu hawatatoa tena huduma za DStv nchini. Haya mabadiliko yamekuja baada ya Multichoice nchini Malawi kutangaza malengo ya kupandisha viwango vya DStv kwenye nchi za kusini mashariki mwa Afrika. Hata hivyo, mamlaka ya udhibiti wa mawasiliano nchini Malawi (MACRA) walizuia ongezeko la ushuru wa DStv kwa kufuata amri ya mahakama iliyotolewa na mahakama kuu ya taifa mwishoni mwa mwezi Julai 2023. Amri ya mahakama iliwazuia MultiChoice Malawi (MCM) wasiongeze ushuru wa DStv. kufuatia amri ya pili ya mahakama kuu, MultiChoice walisitisha huduma za DStv nchini Malawi kuanzia jana Agosti 8, 2023. Msingi wa amri ya MACRA ulizingatia hoja kuwa MultiChoice Afrca hawakusitahili kupanga au kubadilisha ushuru wa huduma za DStv nchini kwa sababu hawakutoa huduma kwa umma moja kwa moja. MultiChoice Africa hawakuwa na chaguo zaidi ya kusitisha kabisa kutoa huduma za DStv kulingana na hali ya udhibiti ambayo inaleta ugumu wa kuendesha na madhara ya kutofuata sheria, ambayo yanahusisha kufungwa kwa baadhi ya wafanyakazi wa kampuni. MultiChoice waliwahimiza raia wa Malawi kuacha kulipia huduma za DStv. Watumiaji ambao wameishalipia vifurushi hadi sasa, wataendelea kupata huduma mpaka siku 30 walizolipia zitakapoisha, baada au kabla ya Septemba 10,2023. wakati huohuo, mwaka 2023, MultiChoice wataongeza viwango vyao vya DStv kwenye baadhi ya nchi za Afrika, ikiwemo Afrika kusini, Nigeria na Kenya. Kwa mfano, mwezi Julai 2023, kampuni ilitangaza kuwa itapandisha gharama za vifurushi vyote vya DStv na Gotv nchini Kenya kulingana na nchi hiyo kupunguza na kushusha thamani, kuanzia Agosti 1, 2023. Kando na hayo, mnamo Aprili 2023, MultiChoice Nigeria iliongeza bei za vifurushi vya DSTv na Gotv kutokana na mfumuko wa bei nchini humo.","MultiChoice dáwọ́ iṣẹ́ DStv dúró ní Malawi lẹ́yìn tí ìjọba fi òfin de àfikún owó ọjà Olùpèsè móhùnmáwòrán orí sátáláìtì, MultiChoice, kò ní gba owó àsansílẹ̀ DStv tuntun tàbí àtúnsopọ̀ ní Malawi bẹ̀rẹ̀ láti Ọjọ́'rú 9, oṣù Kẹjọ ọdún 2023 nítorí kò pèsè ètò iṣẹ́ DStv mọ́ ní orílẹ̀-èdè náà. Ìgbésẹ̀ yìí wáyé lẹ́yìn ìgbà tí MultiChoice Malawi kéde ìpinnu pé òun yóò fi kún owó DStv ní orílẹ̀-èdè Gúúsù ìlà-oòrùn ilẹ̀ Áfíríkà náà. Ṣùgbọ́n látààrí òfin ìtẹ̀lé-ìlànà-ìṣe títí ìparí ọ̀rọ̀ ní ilé-ẹjọ́ tí Ilé-ẹjọ́ Gíga orílẹ̀-èdè náà pa láṣẹ ní òpin oṣù Keje ọdún 2023, àjọ Aṣàkóso Òfin Ìbánisọ̀rọ̀ ní ilẹ̀ Malawi ti bẹ́gi dínà àfikún owó orí DStv náà. Òfin náà dí MultiChoice Malawi (MCM) lọ́wọ́ láti má ṣe àfikún owó orí DStv. Lẹ́yìn àṣẹ ilé-ẹjọ́ gíga náà kejì, MultiChoice fi òpin sí ètò iṣẹ́ DStv ní Malawi ní àná ọjọ́ 8, oṣù Kẹjọ ọdún 2023. Ohun tí ó bí òfin yìí ni àríyànjiyàn tí ó wáyé pé MultiChoice Africa ò ní ẹ̀tọ́ láti sọ iye tàbí yí iye owó iṣẹ́ DStv ní orílẹ̀-èdè náà nítorí pé kì í ṣe òun ni ó ń mú iṣẹ́ náà wá sí ọ̀dọ̀ àwọn èèyàn ìlú tààrà. MultiChoice Africa ò lè ṣe jù kí ó fi òpin sí ètò iṣẹ́ DStv títí láì látààrí òfin ilẹ̀ náà tí ó jẹ́ kí ó nira láti ṣiṣẹ́ àti èrè àìtẹ̀lé òfin, èyí tí bí òṣìṣẹ́ ilé-iṣẹ́ náà ṣe di èrò àtìmọ́lé. MultiChoice rọ àwọn èèyàn Malawi pé kí wọ́n dẹ́kun sísanwó fún iṣẹ́ DStv mọ́. Àwọn aṣàmúlò tí wọ́n bá ti sanwó àsaánlẹ̀ láìpẹ́ lè máa lo iṣẹ́ owó wọn títí àkókò ìwòran ọlọ́gbọ̀n-ọjọ́ yóò fi tẹnu bọ odò tàbí kí ó tó di ọjọ́ 10, oṣù Kẹsàn-án ọdún 2023. Wàyìí, ní ọdún 2023, MultiChoice ṣe àfikún owó iṣẹ́ DStv rẹ̀ ní àwọn orílẹ̀-èdè ilẹ̀ Africa kan, tí South Africa, Nigeria àti Kenya wà nínú wọn. Fún àpẹẹrẹ, ní oṣù Keje ọdún 2023, ilé-iṣẹ́ náà kéde pé òun ti fi kún owó àwọn ètò DStv àti GOtv òun ní Kenya, bẹ̀rẹ̀ láti ọjọ́ 1 oṣù Kẹjọ ọdún 2023 látààrí ọ̀wọ́ngógó ọjà tí ń peléke sí i ní oríl��̀-èdè náà àti bí iye owó ìlú náà ṣe ń dínkù. Yàtọ̀ fún èyí, ní oṣù Kẹrin ọdún 2023, MultiChoice Nigeria ṣe àfikún owó àwọn ètò DStv àti GOtv bí nǹkan ṣe ń wọ́n gógó ní orílẹ̀-èdè náà.","IMultiChoice ivale ukusebenza kweDStv eMalawi ngemuva kokwenyuka kwentengo yamabhawa kahulumeni Abahlinzeki beSatellite TV, iMultiChoice, ngeke besakwamukela ukubhalisela okusha noma ukuxhunywa kabusha kwe-DStv eMalawi kusukela ngoLwesithathu, ziyi-9, kuNcwaba wezi-2023, ngenxa yokuthi ayisasebenzisani ne-DStv kuleli. Lesi sinyathelo siza ngemuva kokuthi iMultiChoice Malawi imemezele izinhlelo zokunyusa amanani eDStv kuleliya lizwe eliseNingizimu nempumalanga ye-Afrika. Kodwa-ke, iMalawi Communications Regulatory Authority (iMACRA) ikuvimbele ukulungiswa kwentela yeDStv kulandela isimemezelo sesikhashana esivela eNkantolo Ephakeme yezwe ekupheleni kukaNtulikazi wezi-2023. Lo mthetho uvimbe iMultichoice Malawi (iMCM) ukuthi inyuse amanani eDSTV. Ngemuva komyalelo wesibili wenkantolo ephakeme, iMultichoice ihoxise inkonzo yayo yeDStv eMalawi izolo, ziyi-8 kuNcwaba wezi-2023. Isisekelo somthetho weMACRA kwaba ukuthi iMultichoice Africa yayingafaneleki ukubeka noma ukuguqula amanani ezinsiza zeDStv ezweni ngenxa yokuthi ayizange inikeze umphakathi wonke usizo. IMultiChoice Africa ayikho enye into angayenza ngaphandle kokuyimisa unomphela iDStv ukuba isebenze ngenxa yemithetho eyenza kube nzima ukusebenza kanye nemiphumela yokungalandeli imithetho, okuhlanganisa nokuboshwa kwabasebenzi bale nkampani. AbakwaMultiChoice banxuse abantu baseMalawi ukuthi bayeke ukukhokhela iDStv. Abasebenzisi asebevele bakhokhele ukubhalisa kwabo kwakamuva bangaqhubeka nokuyisebenzisa kuze kube yilapho isikhathi esinqunyiwe sezinsuku ezingama-30 ziphelelwa yisikhathi ngomhla ziyi-10 kuMandulo wezi-2023 noma ngaphambi kwawo. Okwamanje, ngowezi-2023, iMultiChoice yenyuse amanani eDStv emazweni athile ase-Afrika, okuhlanganisa iNingizimu Afrika, i-Nigeria, neKenya. Ngokwesibonelo, ngoNtulikazi wezi-2023, inkampani yamemezela ukuthi izonyusa izintengo zawo wonke amaphakheji ayo eDStv naweGOtv eKenya ngenxa yokwenyuka kwamandla emali nokwehla kwamandla emali, kusukela zi-1 kuNcwaba, wezi-2023. Ngaphandle kwalokho, ngoMbasa wezi-2023, iMultiChoice Nigeria yenyusa amanani entengo yamaphasela eDStv naweGOtv ngenxa yokwenyuka kwamandla emali ezweni."
+"ሴንዲ ሥራውን እንዳቆረጠችና ንብረቶቹን ለመሸጥ እያሰበች እንደሆነ ይነገራል የኬንያ የሎጂስቲክስ ጅማሬ ሴንዲ ስራውን አቁሞ ንብረቷን ለመሸጥ እያሰበ መሆኑ ተዘግቧል። ኩባንያው የትኛውን ኩባንያ እንደሚያገኘው፣ ምን ያህል እንደሚያገኘውና አዲሶቹ ባለቤቶች የሠራተኞቹን ቁጥር ይበልጥ ይቀንሳሉ ወይስ አሁን ባለው መጠን ያስቀምጡት እንደሆነ ጨምሮ ስለዚህ ንግድ ብዙ ዝርዝር ጉዳዮችን ገና አልገለጸም። ይሁን እንጂ፣ ንግዱ በአሁኑ ጊዜ የግዢ ሂደት በመካሄድ ላይ መሆኑን ለቴክችረንች አረጋግጧል። እኛ በግዢ ሂደት መሃል ላይ ነን። ስለዚህ አዎን ፣ ሴንዲ እየተገኘ ነው ። በሁለት ሳምንት ገደማ ውስጥ መደበኛ የጋራ መግለጫ እናወጣለን። እስከዚያው ድረስ፣ ግን በዚህ ጊዜ ተጨማሪ ማብራሪያ መስጠት አንችልም።"" ኩባንያው ከሁለት ወራት በፊት ገንዘቡ እንደጠፋና ከ2022 ጀምሮ ለመንሳፈፍ ወጪውን ለመቀነስ ሲታገል እንደቆየ ይነገራል። በ2022፣ ሴንዲ 100 ሚሊዮን የአሜሪካ ዶላር ለማሰባሰብ አስባ የነበረ ቢሆንም ሚትሱ ኦ ኤስ ኬ ላይንስ ከተባለው የጃፓን የትራንስፖርት ኩባንያ የንግድ ድርጅት ዋና ከተማ ከሞል ፕላስ የገንዘብ ድጋፍ ውስጥ ጥቂቱን ብቻ አግኝታለች ። በዚህም ምክንያት፣ ሴንዲ አዲስ የገንዘብ ድጋፍና ገዢ ማግኘትን ጨምሮ ንግዱን ለመደገፍ የሚያስችሉ ተጨማሪ አማራጮችን እየፈለገች እንደሆነ ይነገራል። በ2022፣ ሴንዲ ከበርካታ ኢንቨስትመንቶች ተጨማሪ የገንዘብ ድጋፍ ለማግኘት ውይይት እያደረገ ነበር ። ይሁን እንጂ ፣ዋነኛ ኢንቨስትመንት ከሆኑት ኢንቨስትመንቶች አንዱ ከስምምነቱ ወጣ ። ይህ እርምጃ ደሞዝ ለመክፈል የሚያስችል ገንዘብ ጨምሮ ለበርካታ ወራት ያለ ገንዘብ ንግዱን ለቀቀው ። በ 2015 በ ሜሻክአሎይስ፣ ኤቫንሰን ቢዎት፣ ዶንኦኮዝዶን፣ እና ማላይካ ጁድ፣ሰንዲ አንሌቨር፣ዲኤቼ፣ማኤርስክ፣ ሳፋሪኮም፣ እና አፍሪካዊ የኢንተርኔት መሸጫ ጁሚያን ጨምሮ ለደን���ኞች ዝርዝር የ ኢኮሜርስ፣ ድርጅት እና የጭነት ልውውጥ አገልግሎት ይሰጣል። ኩባንያው ደንበኞችንና የንግድ ድርጅቶችን በተለያዩ ቦታዎች በሞተር ብስክሌቶች፣ በቱክ-ቱክና በመኪኖች በመጠቀም ጥቅልሎችንና ሸቀጦችን ከሚያደርሱ አሽከርካሪዎች ጋር ያገናኛል። ሴንዲ ከተጀመረ ጀምሮ ቶዮታ ቱሾ፣ አትላንቲካ ቬንቸርስ፣ ቬስተድዎርልድ፣ ኬፕል ካፒታል፣ ኤንዛ ካፒታል፣ ኤኤአይካ ኢንቨስትመንት ፒቴ ሊትዲ፣ ሱኑ ካፒታል እና በጎ ፈቃድ ኢንቨስትመንት ጨምሮ በርካታ ባለሀብቶች በድምሩ 26.5 ሚሊዮን ዶላር ይፋ የሆነ የገንዘብ ድጋፍ አግኝተዋል። ይህ በእንዲህ እንዳለ፣ በሐምሌ 2022፣ ሴንዲ ከ300 ሰዎች መካከል 10 % የሚሆኑትን ከሥራ አሰናበተች። ይሁን እንጂ ከዚያን ጊዜ አንስቶ፣ የሎጂስቲክስ ንግድ ወጪያቸውን ለመቀነስ በሚያስችሉ ተጨማሪ እርምጃዎች አማካኝነት የሠራተኞችን መቀነስ ጀምሯል። በጥቅምት ወር፣ ኩባንያው የአቅርቦት አገልግሎቱን አቋርጦ የሰራተኞቹን ቁጥር በ10% ቀነሰ። በተጨማሪም ሴንዲ በየካቲት 2023 በናይጄሪያ ውስጥ ""ለገበያ የሚሆን ትክክለኛ ምርት ለማግኘት"" — መጨረሻ ለመጨረሻ ለማከናወን — ሲል በመሬት ላይ የሚከናወነውን ሥራ አቋረጠ።","Sendy is reportedly ceasing operations and considering a sale of its assets Kenyan logistics startup, Sendy, is reportedly ceasing operations and considering selling its assets. The company has yet to reveal many details about this transaction, including which company will acquire it, for how much, and whether the new owners will reduce its workforce further or keep it at its current size. However, the business confirmed to TechCrunch that an acquisition process is currently underway. “We are in the middle of an acquisition process. So yes, Sendy is being acquired. We will issue a formal joint statement in two weeks or so time. In the meantime, we are unable to comment on further details at this time.” The company reportedly ran out of funds two months ago and has been struggling to cut costs since 2022 to stay afloat. In 2022, Sendy planned to raise $100 million but only received a small portion of the funding from MOL PLUS, the corporate venture capital of a Japanese transportation company, Mitsui O.S.K. Lines. Consequently, Sendy has reportedly been looking into additional options to support its business, including finding new funding and a buyer. In 2022, Sendy was negotiating to receive additional funding from several investors. However, one of its major investors pulled out of the deal. This move left the business without funds for several months, including money to pay salaries. Launched in 2015 by Meshack Alloys, Evanson Biwott, Don Okoth, and Malaika Judd, Sendy provides eCommerce, enterprise, and freight delivery services for a client list that includes Unilever, DHL, Maersk, Safaricom, and African online retailer Jumia. The company connects customers and businesses with delivery drivers who deliver packages and goods across several locations using motorcycles, tuk-tuks, and vans. Since its launch, Sendy has received disclosed funding totalling $26.5 million from several investors, including Toyota Tsusho, Atlantica Ventures, VestedWorld, Keppel Capital, Enza Capital, AAICA Investment Pte Ltd, Sunu Capital, and Goodwill Investments. Meanwhile, in July 2022, Sendy laid off 10% of its 300-person team, citing ""current realities impacting tech companies globally."" But ever since, the logistics business has cut back on staff through additional cost-cutting measures. In October, the company terminated its Supply service and reduced its workforce by 10%. In February 2023, Sendy also suspended its on-the-ground operations — an end-to-end fulfilment offering — in Nigeria to ""find the right product for the market.""","An sanar da cewa Sendy zai ta bar yin aiki kuma tana tunanin siyar da kadarorinsa Kamfanin sufuri mai farawa na Kenya, wato Sendy, yana dakatar da yin aikinsa da kuma tunanin siyar da kadarorinsa kamar yadda aka sanar. Hay yanzu dai kamfanin bai yi wani cikakkaen bayani ba game da cinikinsa, wanda ya haɗa har da kamfanin da zai mallake shi, a wanne farashi, kuma ko sababbin masu mallakar za su rage yawan ma’aikatan ko kuma za su bar shi kamar yadda yake a yanzu. Saboda haka, kasuwancin ya tabbatarwa da TechCrunch cewa tsarin mallakar yana kan aiwaratwa a halin yanzu. “Muna tsaka da tsarin mallakar. Eh ƙwarai, an mallaki Sendy. Za mu gabatar da bayanin haɗin guiwa a makonni biyu masu zuwa ko kuma makamancin haka. A ɗan wannan lokacin, ba za mu iya yin ƙarin bayani ba a yanzu.” Kamfanin ya shiga matsalar rashin kuɗi watanni biyu da suka wuce kamar yadda aka faɗa suna ta shan wahala wajen rage kashe kuɗi tun 2022 domin tsayawa a kan kafafunsu. A 2022, Sendy sun shirya samar da miliyan $100 amma sun samu ɗan kaɗan daga tallafin ne kawai daga MOL PLUS, wani corporate venture capital na kamfanin sifiri na Japan, Mitsui O.S.K Lines. Bayan haka kuma, Sendy sun cigaba da neman wasu ƙarin zaɓuɓɓukan domin tallafawa kasuwancinsu, wanda suka haɗa da neman sabon tallafi da kuma mai siya. A 2022, Sendy yana yarjejeniya domin karɓar ƙarin tallafi daga masu sanya hannun jari da dama. Don haka, ɗaya daga cikin masu sanya hannun jarinsu suka fita daga cikin yarjejeniyar. Wannan dalilin ya sanya kasuwancin ya zamanto cikin rashin kuɗi tsawon watanni da dama, har kuɗin da za a biya albashi. Wanda aka ƙaddamar da shi a 2015 daga Meshack Alloys, Evanson Biwott, Don Okoth, da kuma Malaika Judd, Sendy ya samar da kamfanin eCommerce, da aikin kai saƙo na frito domin jerin abokan hulɗa da suka haɗa da Unilever, DHL, Maersk, Safaricom, da kuma shagon siyan ɗaiɗai na yanar gizo Jumia. Kamfanin yana haɗa abokan hulɗa da kuma kasuwanci da direbobin aika saƙo da suke kai kaya da ƙunshi zuwa wurare da dama ta hanyar amfani da babura, tuk-tuks, da kuma manyan motoci. Tun bayan ƙaddamar da shi, Sendy ya samu bayyanannan tallafi wanda ya kai miliyan $26.5 daga masu sanya hannun jari da dama, wanda suka haɗa da Toyota Tsusho, Atlantica Ventures, VestedWorld, Keppel Capital, Enza Capital, AAICA Investment Pte Ltd, Sunu Capital, da kuma Goodwill Investments. A halin yanzu, a Yuli 2022, Sendy sun sallami 10% na mutanensu 300, suna nuna “abubuwan da suke faruwa a yanzu da yake shafar kamfanonin fasaha a duniya baki ɗaya.” Amma tun daga sannan, kasuwancin sufurin ya rage yawan ma’aikata ta hanyar matakin rage yawan kashe kuɗi.”. A Oktoba, kamfanin ya rage aikin Safararsa da kuma rage yawan ma’aikata da 10%. A Fabrairu 2023, Sendy ya dakatar da aikinsa na nan take – da kuma cim ma bayarwa ta ƙarshe –zuwa ƙarshe- a Nijeriya domin” samun kayan da ya dace ga kasuwa.”","Sendy walitoa taarifa ya kusitisha shughuli na kupanga kuuza rasilimali zao Kampuni ya Ugavi nchini Kenya, Sendy, walitoa taarifa ya kusitisha shughuli zao na kupanga kuuza rasilimali zao. Kampuni bado haijatoa taarifa zaidi zinazohusiana na shughuli hii, ikiwemo kampuni ambayo itaendeleza hizo shughuli, kwa kiasi gani na labda wamiliki wapya watapunguza nguvu kazi yake zaidi au wataendelea na kiwango hiki kilichopo. Hata hivyo, biashara ilithibitishwa kwa TechCrunch kuwa mchakato wa makabidhiano unaendelea hadi sasa. Tupo katikati ya mchakato wa makabidhiano. Kwa hiyo ndiyo, Sendy inanunuliwa. Tutatoa kauli ya ushirikiano rasmi ndani ya majuma mawili au zaidi. Wakati huohuo, hatuwezi kuzungumzia taarifa zingine zozote kwa muda huu Kampuni ilitoa taarifa za kuacha huo mradi ndani ya miezi miwili iliyopita na imekuwa ikipambana kupunguza gharama tangu 2022 ili kuendelea na mradi. Mnamo 2022, Sendy ilipanga kukusanya $100 milioni lakini ilipokea sehemu ndogo tu ya ufadhili kutoka kwa MOL PLUS, mji mkuu wa ubia wa kampuni ya usafirishaji ya Japani, Mitsui O. S. K. Lines. Kwa hiyo, Sendy imeripotiwa kuwa inatafuta chaguo la ziada ili kusaidia biashara yake, ikiwa ni pamoja na kutafuta hifadhi mpya na mnunuzi. Mwaka 2022, Sendy walikuwa wakijadiliana kupokea ufadhili mwingine kutoka kwa wawekezaji mbalimbali. Hata hivyo, moja wapo ya wawekezaji wakubwa alijitoa kwenye mpango. Haya mabadiliko yaliiacha biashara bila ufadhili kwa miezi kadhaa, ikiwemo fedha za kulipa mishahara. ilianzishwa mwaka 2015 na Meshack Alloys, Evanson Biwott, Don Okoth na Malaika Judd, Sendy inatoa biashara ya mtandaoni, biashara na huduma ya upokeaji wa mizigo kwa wateja waliyojiandikisha ikiwemo Unileyer, DHL, Maersk, Safaricom, na Africa Online Retailer Jumia. Kampuni inawaunganisha wateja na biashara yenye wataalam wa upokeaji wa mizigo wanaopokea vifurushi na bidhaa kwa kutumia pikipiki (bodaboda), taksi (tuktuk) na daladala (vans). Tangu ilipoanzishwa , Sendy imeshapokea ufadhili wa wazi wa jumla ya $26.5 milioni kutoka kwa wawekezaji mbalimbali, wakiwemo Toyota Tshusho, Atlantica Ventures, Vestedword, Keppel Capital, AAICA investment Pte Ltd na Goodwill investment. Wakati huohuo, mwezi Julai 2022, Sendy ilifuta 10% ya timu yake ya watu 300, ikitaja ""hali halisi ya sasa inayoathiri kampuni za teknolojia duniani"" Lakini tangu wakati huo, biashara ya usafirishaji ilipunguza wafanyakazi kupitia kipimo cha ziada cha kupunguza gharama. Mwezi oktoba, kampuni ilisitisha huduma zake za usambazaji na ilipunguza wafanyakazi kwa 10%. Mwezi februari 2023 pia Sendy ilisitisha shughuli zake muhimu na kukomesha utoaji kamili nchini Nigeria ili kutafuta biashara inayoendana na soko","Wọ́n pé Sendy ń dá iṣẹ́ rẹ̀ dúró tí ó sì ń gbèrò láti ta àwọn dúkìá amówówọlé rẹ̀ Wọ́n pé ilé-iṣẹ́ àdìdeelẹ̀ afọjàjíṣẹ́ ilẹ̀ Kenya, Sendy, yóò dá iṣẹ́ dúró tí ó sì ń gbèrò láti ta àwọn dúkìá amówówọlé rẹ̀. Ilé-iṣẹ́ náà kò tí �� sọ ọ̀rọ̀ púpọ̀ nípa ìdúnàádúrà yìí, bí i irú ilé-iṣẹ́ tí ó fẹ́ rà á, iye tí yóò rà á, àti bóyá àwọn olówó rẹ̀ tuntun yóò túbọ̀ dín àwọn òṣìṣẹ́ ilé-iṣẹ́ náà kù tàbí yóò fi wọ́n sílẹ̀ bí wọ́n ṣe wà. Ṣùgbọ́n òkòwò náà jẹ́ kí TechCrunch mọ̀ pé ètò ìràpíngbàkóso ń lọ lábẹ́nú lọ́wọ́. ""À ń ṣètò ìràpíngbàkóso lọ́wọ́. Torí náà, bẹ́ẹ̀ni, wọ́n máa ràpíngbàkóso Sendy. A máa fi ọ̀rọ̀ àṣẹ àjọkọ síta ní nǹkan bí i ọ̀sẹ̀ méjì sí ìsinyìí. Kí ó tó di ìgbà náà, a ò ní lè sọ ohunkóhun jù báyìí lọ lọ́wọ́ yìí."" Wọ́n pé owó tán lọ́wọ́ ilé-iṣẹ́ náà ní oṣù méjì sẹ́yìn tí ó sì ti ń gbìyànjú láti dín ìnáwó kù láti ọdún 2022 kí ó bá a lè yè. Ní ọdún 2022, Sendy gbèrò láti ṣe àgbàjọ mílíọ̀nù $100 ṣùgbọ́n ìwọ̀nba owó díẹ̀ ni ó rí gbà lọ́wọ́ MOL PLUS, àjọ akówólókòwò kékeré ìta fún ìpín ìdókòwò ti ilé-iṣẹ́ ọlọ́kọ̀ ìrìnnà ilẹ̀ Japan kan, ìyẹn Mitsui O.S.K Lines. Látààrí bẹ́ẹ̀, wọ́n pé Sendy ti ń wá àwọn ọ̀nà mìíràn tí ó lè gbà ran òkòwò rẹ̀ lọ́wọ́, èyí tí ṣíṣe àwárí owó ìrànwọ́ tuntun àti olùrà wà nínú wọn. Ní ọdún 2022, Sendy ń fọ̀rọ̀wérọ̀ láti gba àfikún owó ìrànwọ́ láti ọwọ́ ọ̀pọ̀lọpọ̀ olùkówólókòwò. Ṣùgbọ́n, ọ̀kan nínú àwọn olùkówólókòwò gbòógì yọsẹ̀ . Ìgbésẹ̀ yìí ni ó já òkòwò náà sí kolobo láì sí owó ìrànwọ́ fún ọ̀pọ̀lọpọ̀ oṣù, àti owó tí wọ́n a fi san owó oṣù àwọn òṣìṣẹ́. Meshack Alloys, Evanson Biwott, Don Okoth àti Malaika Judd ni wọ́n ṣe ìfilọ́lẹ̀ Sendy ní ọdún 2015. Ilé-iṣẹ́ náà ń pèsè àwọn ètò ìṣòwò orí ayélujára, òkòwò àti ìfẹrù-ọkọ̀-jíṣẹ́ fún ààtò àwọn oníbàárà tí Unilever, DHL, Maersk, Safaricom àti òǹtajà alábọ́dé orí ayélujára ilẹ̀ Africa, ìyẹn Jumia wà nínú wọn. Ilé-iṣẹ́ náà ń so àwọn oníbàárà pọ̀ mọ́ àwọn òkòwò pẹ̀lú àwọn awakọ̀ ìfọjàjíṣẹ́ tí wọn yóò fi ẹrù àti ọjà jíṣẹ́ káàkiri àwọn ibùdó nípa lílo ọ̀kadà, márúwá àti ọkọ̀ ẹrù. Láti àkókò ìfilọ́lẹ̀ rẹ̀, Sendy ti gba owó ìrànwọ́ tí ó fi léde tí ó tó mílíọ̀nù $26.5 lọ́wọ́ ọ̀pọ̀lọpọ̀ olùkówólókòwò, tí Toyota Tsusho, Atlantica Ventures, VestedWorld, Keppel Capital, Enza Capital, AAICA Investment Pte Ltd, Sunu Capital àti Goodwill Investments wà nínú wọn. Lápáa bẹ́ẹ̀, ní oṣù Keje ọdún 2022, Sendy dá ìdá 10% nínú ìgbìmọ̀ òṣìṣẹ́ eléèyàn-ọ̀ọ́dúnrún rẹ̀, ó wí pé ""àwọn àfojúbà tí ó ń yọ àwọn ilé-iṣẹ́ onímọ̀-ẹ̀rọ ní àgbáyé"" ni ó bá àwọn. Ṣùgbọ́n láti ìgbà náà, òkòwò aṣàkóso ìrìnnà ọjà náà ti ń dín àwọn òṣìṣẹ́ kù láti lè dín ìnáwó wọn kù. Ní oṣù Kẹwàá, ilé-iṣẹ́ náà fòpin sí ètò ìpèsè ọjà rẹ̀ tí ó sì dín àwọn òṣìṣẹ́ rẹ̀ kù pẹ̀lú ìdá 10%. Ní oṣù Kejì ọdún 2023, Sendy tún dá àwọn iṣẹ́ rẹ̀ tí ó ń lọ lọ́wọ́ dúró —ìmúṣẹ ìfilọ̀ onígun-sí-igun — ní orílẹ̀-èdè Nigeria láti ""wá ohun ìṣàmúlò tí ó tọ́ fún ọjà náà.""","ISendy kubikwa ukuthi uyayeka ukusebenza futhi ucabangela ukuthengiswa kwempahla yakhe Inkampani yaseKenya, iSendy, kubikwa ukuthi iyayeka ukusebenza futhi icabanga ukuthengisa impahla yayo. Inkampani kusamele iveze imininingwane eminingi mayelana nalokhu kuthengiselana, okuhlanganisa nokuthi iyiphi inkampani ezoyithola, ngamalini, nokuthi abanikazi abasha bazophinde banciphise abasebenzi bayo noma bayigcine kusayizi wayo wamanje. Nokho, ibhizinisi liqinisekise kwaTechCrunch ukuthi inqubo yokutholwa iyaqhubeka. “Siphakathi nohlelo lokuthengwa kwempahla. Ngakho yebo, iSendy iyatholakala. Sizokhipha isitatimende esihlangene esisemthethweni emasontweni amabili noma ngaphezulu. Okwamanje, asikwazi ukuphawula ngemininingwane eyengeziwe ngalesi sikhathi. "" Le nkampani kubikwa ukuthi iphelelwe yimali ezinyangeni ezimbili ezedlule futhi ibidonsa kanzima ukwehlisa izindleko kusukela ngo-2022 ukuze iqhubeke nokusebenza. Ngo-2022, iSendy yayihlele ukuqongelela u$100 wezigidi kodwa wathola ingxenye encane yoxhaso kuMOL PLUS, inhloko-dolobha yenkampani yezokuthutha yaseJapan, iMitsui O.S.K. Lines. Ngenxa yalokho, kubikwa ukuthi i-Sendy ibilokhu ibheka ezinye izindlela zokuxhasa ibhizinisi layo, okuhlanganisa nokuthola uxhaso olusha kanye nomthengi. Ngo-2022, iSendy yayixoxisana nabatshalizimali ukuze ithole enye imali. Kodwa-ke, omunye wabatshalizimali bayo abakhulu wahoxa kulesi sivumelwano. Lokhu kuhamba kwashiya ibhizinisi izinyanga ezimbalwa lingenayo imali, kuhlanganise nemali yokukhokhela amaholo. Yethulwe ngo-2015 nguMeshack Alloys, Evanson Biwott, Don Okoth, noMalaika Judd, iSendy inikeza ezokuthengiselana ngobuchwepheshe, ibhizinisi, kanye nezinsizakalo zokulethwa kwezimpahla zohlu lwamakhasimende oluhlanganisa i-Unilever, iDHL, iMaersk, iSafaricom, kanye nomthengisi we-inthanethi wase-Afrika uJumia. Le nkampani ixhumanisa amakhasimende namabhizinisi nabashayeli bokulethwa abaletha amaphakheji nezimpahla ezindaweni eziningi besebenzisa izithuthuthu, amatuk-tuks, namaveni. Selokhu yethulwa, i-Sendy isithole uxhaso oludaluliwe olufinyelela kuzigidi ezingama-$26.5 kubatshalizimali abambalwa, okuhlanganisa iToyota Tsusho, i-Atlantica Ventures, iVestedWorld, iKeppel Capital, i-Enza Capital, i-AAICA Investment Pte Ltd, iSunu Capital, kanye neGoodwill Investments. Kusenjalo, ngoNtulikazi wezi-2022, iSendy yabeka phansi u-10% wethimba elingama-300, becaphuca enkulumeni ethi ""iqiniso linomthelela ezinkampanini zobuchwepheshe emhlabeni jikelele."" Kodwa kusukela lapho, ibhizinisi lempahla liye lanciphisa abasebenzi niengenye yezindlela zokunciphisa izindleko. NgoMfumfu, inkampani yamisa ababalethela izinsiza futhi yehlisa abasebenzi bayo ngo-10%. NgoNhlolanja wezi-2023, iSendy iphinde yayimisa imisebenzi yayo emhlabeni wonkana — obekuwukugcwalisa — eNigeria ukuze ""athole umkhiqizo ofanele wemakethe"
+"በኬንያ ቀደም ብሎ ራይድ መቅጠር የቦሉን የዜና መጽሔት አስደስቶህ መሆን አለበት ። ነግሬህ ነበር ፣አዝናኝ ነው ። አሁን ስለተመለስኩ፣ እንደምትናፍቁት እርግጠኛ ነኝ። የዜና ርዕሱ አስደሳች ነው ። ማራኪ የሆኑ ርዕሰ ዜናዎችን በመፍጠር ረገድ ጥሩ ችሎታ አለው። የሱን ደብዳቤዎቹን አንብበሃል? ይህን ሊንክ ይጎብኙ፣ እና የመጀመሪያዎቹ ሦስት ርዕሰ ዜናዎች የእርስዎን ትኩረት የማይስቡ ከሆነ ያሳውቁኝ። እሸ ፣አንተ ናፈቀኝ እንዴ? የእረፍት ጊዜዬ አስደሳች ነበር ። ያ እንዴት እንደ ሆነ በኋላ እነግርሀለሁ ፣ይሁን እንጂ መጀመሪያ ላይ ዋና ጉዳይ አለኝ ። እዚሁ ነው፣ የቴክፖይንት አፍሪካ የምርምር ክንድ ኢንቴልፖይንት በናይጄሪያ ፊንቴክ ህዋ ውስጥ የሚገኙ ባለድርሻ አካላትን በናይጀሪያ ፊንቴክ ኤግዚኪዩቲቭ ሚክስር ላይ ሐሙስ ነሐሴ 17 ቀን 2023 ዓ.ም. በሌኪ ምዕራፍ 1፣ ሌጎስ እየጋበዟቸው ነው። በስብሰባው ላይ ለመገኘት እዚህ ይመዝገቡ። ዛሬ ለአንተ ያለኝን እነሆ፡ የደቡብ አፍሪካ የፉክክር ተቆጣጣሪ የቮዳኮም-ማዚቭን ስምምነት መግታት እንደሚያስፈልግ ሐሳብ አቀረበ በደቡብ አፍሪካ የኢንተርኔት ግንኙነትን ማስተካከል በአሁኑ ጊዜ ኬንያውያን ጉዞአቸውን አስቀድመው መመዝገብ ይችላሉ። የደቡብ አፍሪካ የፉክክር ተቆጣጣሪ የቮዳኮም-ማዚቭን ስምምነት መግታት እንደሚያስፈልግ ሐሳብ አቀረበ። የውድድር ኮሚሽን ቮዳኮም በፋይበር ኦፕሬተር ውስጥ የካስማ ግዢ እንዳይፀድቅ መክሯል፣ማዚቭ፣ለምን? ይህ የንግድ ልውውጥ በብዙ ገበያዎች ውስጥ ያለውን ፉክክር ሊቀንስ ወይም ሊያስወግድ ይችላል ። ኮሚሽኑም አብዛኛዎቹ የገበያ ተሳታፊዎች የሞባይል መረብ ኦፕሬተሮች(ኤምኤንኦኤስ)፣ የፋይበር ኔትዎርክ ኦፕሬተሮችእና የኢንተርኔት አገልግሎት አቅራቢዎችን ያካተተጥልቅ ምርመራና ምክክር በማድረግ ውህደቱን መቃወማቸውን ገልጸዋል። ይሁን እንጂ፣ ኮሚኒቲ ኢንቨስትመንት ቬንቸርስ ሆልዲንግስ (ሲአቪኤች) እና ማዚቭ ለኮሚሽኑ ሃሳብ ምላሽ ሰጥተዋል። ማስታወሻ ፣ማዚቭ ሲአይቪኤች ሁለት የጭረት አውታረ መረብ ሀብቶች፣ ቩሜተል እና ዲኤፌኤ ወላጅ ኩባንያ ነው። ሲአይቪኤች የኮሚሽኑ ምክር ሂደቱ ማብቃቱን እንደማያመለክት ይናገራሉ። ስለዚህ፣ አሁን ፓርቲዎቹ ወደ ውድድር ፍርድ ቤት ቀርበው መረጃ ለማቅረብና ውህደቱ እንዲጸድቅ ጉዳያቸውን ያቀርባሉ። መቼ ተጀመረ? በ2021 መጨረሻ ላይ ኩባንያዎቹ የ አር13.2 ቢሊዮን ድርጅታቸውን ለተቆጣጣሪው አቅርበዋል። አስደሳች እውነታዎች፣ እነዚህን ትራክቶች ለማጠናቀቅ አብዛኛውን ጊዜ ከ12 እስከ 18 ወራት ቢፈጅም፣ ስምምነቱ ለ20 ወራት በኮሚሽኑ ዴስክ ላይ ቆይቷል። በ2022 ፣የኢንዱስትሪው ተቆጣጣሪ የሆነው የደቡብ አፍሪካ ነፃ የኮምኒኬሽን ባለሥልጣን (ኢካሳ) በሁኔታው እንዲጸድቅ ፈቃድ ሰጠ። በደቡብ አፍሪካ የኢንተርኔት ግንኙነትን ማስተካከል እሁድ ዕለት፣ በኮንጎ ሸንጎ ውስጥ አንድ ዓለት በመውደቁ በደቡብ አፍሪካ የሚገኙ ሁለት የባሕር ውስጥ ኬብሎች ማለትም የምዕራብ አፍሪካ ኬብል ሲስተም (ዋስክ) እና የደቡብ አትላንቲክ 3 (ሳት-3) ኬብሎች እንዲሰባበሩ ምክንያት ሆኗል። ሁኔታውን ለመረዳት ሳት-3 እሁድ ጠዋት ሲቆረጥ ዋስክ ደግሞ ምሽት ላይ ወርዶ ነበር። በአትላንቲክ ውቅያኖስ ውስጥ የተሰሩ ሲሆን ደቡብ አፍሪካንና ሌሎች በርካታ የአፍሪካ አገሮችን ከአውሮፓ ጋር ያገናኛሉ። በኮንጎ ዲሞክራቲክ ሪፑብሊክና በካሜሩን መካከል የተፈጠረው ክፍተት የተፈጠረው በሥርዓቶቹ አማካኝነት ርቀትን ለመለካት በሚጠቀሙበት ኮሄረንት ኦፕቲክ ታይም ሬፍሌክቶሜትር አማካኝነት ነው ። ይህ መቆራረጥ አንድ ነገር ይጠቁማል- የኢንተርኔት ግንኙነት መዘግየቱን። ይሁን እንጂ ፣ክፍት ሰርቪው እና ብሮድባንድ ኢንፍራኮ ጨምሮ የአካባቢው ፋይበር አቅራቢዎች ለኢንተርኔት ግንኙነት አገልግሎት መቋረጥን ለማስተካከል እየሰሩ ይገኛሉ። ለምሳሌ ያህል፣ ኦፕን ሰርቪ የእረፍት ጊዜ በዓለም አቀፍ ደረጃ በግል የተከራዩ የወረዳ አገልግሎት ተጠቃሚዎችን ብቻ እንደሚነካ ተናግሯል። በተጨማሪም ተጨማሪ የኬብል አቅም ለማውጣት ማዋሉ ደንበኞች ሳይቋረጥ ኢንተርድኔት ግንኙነት እንዲኖራቸው እንደሚያደርግም ተገልጿል። ነገር ግን፣ በማህበራዊ ትስስር መድረክ፣ ዲስኮር፣ ተጠቃሚዎች በደቡብ አፍሪካ የሚስተናገዱ የድምጽ ሰርቨሮችን መክፈት አይችሉም። የ ዋስክ ኬብል መቋረጥ የማህበራዊ ድረ-ገፅ አፕሊኬሽን አገልግሎት አቅራቢ የሆነው የኡቢሶፍት ባለቤት አይስሪዲዶትኔትi የጀርባ አጥንት አገናኞችን አደናቅፏል። ጉዳዩን የመፍታት ተስፋ ይኖር ይሆን? አለ፣ይሁን እንጂ ደብሊውኤሲኤስ ውየኬብል ጥገና መርከብ ወደ ተሰበረበት ቦታ ለመድረስ አንድ ወር ወይም ከዚያ በላይ ሊፈጅ ይችላል ። በአሁኑ ጊዜ ኬንያውያን ጉዞአቸውን አስቀድመው መመዝገብ ይችላሉ። አሁን በናይሮቢ፣ ኬንያ ከሆንክ ቦልት የተባለው የዝውውር አፕሊኬሽን ላይ አስቀድመህ ቦታ መያዝ ትችላለህ። ኬንያውያን በፕሮግራም በተዘጋጀው አዲስ የራይድ ፕሮግራም በመታገዝ እስከ 72 ሰዓት የሚደርስ ጉዞ ለማድረግ ፕሮግራም ማውጣት ይችላሉ፤ ይህም አሽከርካሪዎቹ ለመዘጋጀት በቂ ጊዜ እንዲያገኙ ይረዳቸዋል። ለምንድን ነው የሚያሳስበህ? በችኮላ ሰዓት መኪና ማግኘት አስቀድመህ የምትመዘገብ ከሆነ እምብዛም አያሳስብህም። ነገር ግን አንድ ተጨማሪ ነገር አለው፣አገልግሎቱን መጠቀም ተጨማሪ ወጪ ያስወጣል። ራይድ አስቀድመህ የምትመዘግበው እንዴት ነው? የቦልትን አፕሊኬሽን ከከፈትክ በኋላ መኪናና የቀን መቁጠሪያ የሚመስለውን ምስል መንካት። የዝውውር ቀን እና ሰዓት ይጨምሩ, መድረሻውን ይወቁ, የዝውውር ምድብ ይምረጡ, እና የእርስዎን ጥያቄ ለማረጋገጥ የተቀማጭ ቦልት ጠቅ ያድርጉ። ይህ አገልግሎት በናይጀሪያም ይገኛል። እሁድ ነሐሴ 6, 2023 በቦልት አፕሊኬሽን ላይ አስተዋልኩት ። ናይጄሪያውያን ከ15 ደቂቃ እስከ 30 ቀን ድረስ አስቀድመው መመዝገብ ይችላሉ። በግንቦት 2023 ለመጀመሪያ ጊዜ የተገኘው ፕሮግራም ያለው የራይድ ገጽታ ለቦልት ብቻ የተወሰነ አይደለም። ኡበርን፣ ሊፍትንና ሌጎስ ራይድን ጨምሮ በአፍሪካ የሚገኙ አንዳንድ የዝውውር ኩባንያዎች፣ ደንበኞቻቸው ጉዟቸውን አስቀድመው እንዲመዘብሩ ይፈቅዳሉ። ምናልባት ካመለጠህ ናይጀሪያዊ ተፅዕኖ ፈጣሪ 220,000 ነይራ ከኤክስ(ቀደም ሲል ትዊተር) እንዴት እን���ገኘ ተናገረ። ግሪንታ አውቶ ኪዩርን በማትረፍ በሦስት ዓመት ጊዜ ውስጥ ሦስተኛውን ግዥ ያደርጋል። ታለንትስ ኤሬና የመካከለኛው ምስራቅ እና የሰሜን አፍሪካን መስፋፋት ለማሽከርከር 750,000 ዶላር ቅድመ ዘር አሰባሰበ። ሳፋሪኮም ኢትዮጵያ የሞባይል ግንኙነትን ለማሳደግ ከዓለም ባንክ ግሩፕ 257.4 ሚሊዮን ዶላር ሊቀበል ነው። የማነበው ና የምመለከተው ጎግል ፕሮጀክት አይዲኤክስ ይጀምራል፣ አዲስ ኤአይ-የመተግበሪያ-የተመሰረተ የልማት አካባቢ ኤች አይ ቪ በሰዎች ላይ ለመጀመሪያ ጊዜ የጀመረው እንዴት ነው ሰው ሞተ፣ ስለ ነፍሳችን በምድር ላይ ስላለው ዓላማ፣ ስለ ህሊና እና ስለ አንድነት የመጨረሻ እውነት አወቅ።","Booking rides ahead in Kenya You must have enjoyed Bolu's newsletters. I told you, he's fun. Now that I'm back, I'm sure you will miss him. I liked his newsletter headlines. He's quite skilled at creating catchy headlines. Did you read his letters? Visit this link, and let me know if the first three headlines don't catch your attention. Well, did you miss me? My break was pleasant. I'd update you later on how that went, but first, I have juicy gist for you. Here it is: Techpoint Africa's research arm, Intelpoint, is inviting stakeholders in Nigeria's fintech space to the Nigerian Fintech Executive Mixer happening on Thursday, August 17, 2023, in Lekki Phase 1, Lagos. Register here to attend. Here's what I've got for you today: South African competition regulator recommends blocking Vodacom-Maziv deal Fixing Internet connectivity in South Africa Kenyans can now book their rides in advance South African competition regulator recommends blocking Vodacom-Maziv deal The Competition Commission has advised against approving Vodacom's purchase of a stake in fibre operator, Maziv. Why? The proposed transaction will likely reduce or eliminate competition in several markets. The Commission also says most market participants have expressed opposition to the merger following its thorough investigation and consultation with them, which included mobile network operators (MNOs), fibre network operators, and Internet service providers. However, Community Investment Ventures Holdings (CIVH) and Maziv have responded to the Commission's recommendation. Note: Maziv is the parent company for CIVH’s two fibre network assets, Vumatel and DFA. CIVH claims the Commission's recommendation does not mark the end of the process. So, the parties will now approach the Competition Tribunal to present information and make their case for the merger's approval. When did it start? At the end of 2021, the companies submitted their R13.2-billion deal to the regulator. Fun facts: Although it usually takes 12 to 18 months to complete these transactions, the deal has been on the Commission's desk for 20 months. In 2022, the industry regulator, the Independent Communications Authority of South Africa (Icasa), gave its conditional approval. Fixing Internet connectivity in South Africa On Sunday, a rock fell in the Congo Canyon, causing two undersea cables in South African — the West African Cable System (WACS) and the South Atlantic 3 (SAT-3) — to break. For context, SAT-3 was cut on Sunday morning, while WACS went down in the evening. They are deployed in the Atlantic Ocean, connecting South Africa and many other African countries to Europe. The breaks occurred between the Democratic Republic of the Congo and Cameroon using the Coherent Optical Time Domain Reflectometer employed by the systems to measure distance. This break indicates one thing: slow Internet connectivity. However, local fibre providers, including Openserve and Broadband Infraco, are working to fix service interruptions for Internet connectivity. For instance, Openserve claimed the break affects only international private leased circuit services users on its network. It also said its investment in additional cable capacities will allow customers to continue to enjoy uninterrupted Interɗnet connectivity. However, on the social networking platform, Discord, users cannot launch voice servers hosted in South Africa. The break in the WASC cable has disrupted the backbone link of the social networking app’s service provider, Ubisoft-owned i3D.net. Is there any hope of resolving the issue? There is, but it could take a month or more for a cable repair ship to reach where the WACS broke. Kenyans can now book their rides in advance You can now reserve a ride in advance on the ride-hailing app, Bolt, if you are in Nairobi, Kenya. With the help of the new Scheduled Ride feature, Kenyans can now schedule their rides up to 72 hours in advance, giving drivers enough time to prepare. Why should you care? Finding a ride during rush hour will be less of a concern if you book in advance. But there is a catch: Using the service comes with an additional cost. How do you book a ride in advance? Open the Bolt app, then tap the icon that looks like a car and a calendar. Add the ride date and time, specify the destination, pick a ride category, and tap Reserve Bolt to confirm your request. This service is also available in Nigeria. I noticed it on the Bolt app on Sunday, August 6, 2023. Nigerians can book in advance from 15 minutes to 30 days. The Scheduled Ride feature, which first became available in May 2023, isn’t exclusive to Bolt. Some ride-hailing companies in Africa, including Uber, Lyft, and Lagos Ride, allow customers to book their rides in advance In case you missed it Nigerian influencer shares how he made ₦220k from X (formerly Twitter) Grinta makes its third acquisition in three years as it snaps up Auto Cure Talents Arena raises $750,000 pre-seed round to drive Middle East and North Africa expansion Safaricom Ethiopia to receive $257.4 million from the World Bank Group to increase mobile connectivity What I'm reading and watching Google launches Project IDX, a new AI-enabled browser-based development environment How HIV First Started in Humans Man Dies, Discovers Ultimate Truth About Our Soul's Purpose on Earth, Consciousness & Oneness","Neman abun hawa kafin lokaci a Kenya Na san ka ji daɗin labarun Bolu. Na gaya maka, yana da ban dariya. Yanzu da na dawo, na san cewa za ka yi kewarsa. Ina son kanun labarunsa. Ya ƙware sosai wajen iya tsara kanun labarai masu ɗaukar hankali. Ka ƙaranta waɗannan wasiƙun? Ka ziyarci wannan shafin, kuma ka sanar da ni idan kanun labarum ukun farko ba su jawo hankalinka ba. To, shin ka yi kewata ? Hutuna ya yi daɗi ƙwarai. Zan sanar dak ai daga baya yadda hakan ta kasance, amma da farko, ina da labari mai daɗi da zan ba ka. Ga shi kamar haka: Ɓangaren bincike na Techpoint Interpol, yana gayyatar masu faɗa a ji a mahallin fintech na Nijeriya zuwa ga fintech Executive mixer na Nijeriya da zai kasance ranar Alhamis, 17 ga watan gusta, 2023, a Lekki Phase 1, Legas. Ka yi rijista a nan domin halarta. Ga abin da na samo muku a yau: Mai daidaita gasa a Afirka ta Kudu ya ba da shawarar rufe yarjejeniyar Vodacom-Maziv Gyara haɗuwar yanar gizo a Afirka ta Kudu A yanzu mutanen Kenya za su iya neman abun hawa kafin lokaci Mai daidaita gasa a Afirka ta Kudu ya bada shawarar a rufe yarjejeniyar Vodacom-Maziv Masu gudanar da gasar sun bada shawarar kada a yarda da cinikin Vodacom na stake a fibre operator, Maziv. Me ya sa? Cinikin da ake son gabatarwa zai iya ragewa ko ya kawar da gasa a kasuwanni da dama. Masu gudanarwar kuma sun ce yawancin masu damawa a kasuwa sun nuna adawa dangane da haɗin guiwar bayan binciken ƙwaƙwaf da tuntuba tare da su, wanda ya haɗa da masu aikin layin wayar hannu (MNOs), fibre network operators, da kuma masu samar da sabis na yanar gizo. Don haka, Community Investment Ventures Holdings (CIVH) tare da Maziv sun maida martani game da shawarar Hukumar. Ƙarin bayani: Maziv su ne iyayen kamfani ga rassan kadarori guda biyu na CIVH, wato Vumatel da DFA. CIVH sun nuna cewa shawarwarin Hukumar ba shi ne yake nuna ƙarshen matakan ba. Don haka, ‘wadanda abun ya shafa za su fuskanci wajen yanke Hukuncin Gasar domin gabatar da bayanai su kuma bayyanar da damuwarsu domin amincewar haɗin guiwar. A yaushe ne aka fara? A ƙarshen shekarar 2021, kamfanonin sun gabatar da yarjejeniyarsu ta R13.2-billion ga mai gudanarwar. Abin sha’awa: Duk da yakan ɗauki watanni 12 -18 kafin a kammmala waɗannan cinikin, yarjejeniyar ta kasance a teburin Hukumar tsahon watanni 20. A 2022, mai gudanarwar masana’antar, wato Independent Communications Authority of South Africa (Icasa), ya bayar da amincewarsa. Gyara ƙarfin haɗin yanar gizo a Afirka ta Kudu A ranar Lahadi, wani dutse ya faɗa a kan Congo Canyon, wanda hakan ya janyo karyewar wasu wayoyin kebir na ƙarƙashin teku a West African Cable System (WASC) da kuma South Atlantic 3 (SAT-3)--ta Afirka ta Kudu . Domin ƙarin bayani, an yanke SAT-3 ranar Lahadi da safe, yayain da WASC ta faɗi da yamma. An sanya su a Atlantin Ocean, wanda yake haɗa Afirka ta Kudu da sauran ƙasashen Afirka zuwa Turao. Karyewar ta faru ne tsakanin Democratic Republic of Congo da kuma Cameroon ta amfani da Coherant Optical Time Domain Reflectometer da tsarin ya samar domin auna nisa. Wannan karyewar ta nuna abu ɗaya: rashin ƙarfin yanar gizo. Duk da haka, masu samar da fibre na cikin gida, wanda ya haɗa da Openserve da kuma Broadband Infraco, suna aiki domin gyara abin da ke taɓa sabis ɗin saboda samar da yanar gizo. Alal misali, Openserve sun ce karyewar ta shafi masu amfani da private leased circuit services na duniya a hanyar sadarwarsu. Kuma sun ce sanya hannun jarinsu a ƙarin wasu hanyoyin zai ba wa abokan hulɗa damar cigaba da amfana da sadarwar interdnet wacce babu gargada. Don haka, a manhajar kafar sadarwa ta Discord, masu amfani ba za su iya ƙaddamar da saƙon murya ba wanda yake a Afirka ta Kudu. Karyewar wayar WASC ya katse ginshikin samar da manhajojin kafar sadarwa, Ubisoft-owned i3D.net. Shin da akwai wani fata na gyara matsalar? Da akwai, amma yakan iya ɗaukar wata ko fiye kafin jirgin gyaran wayar ya isa inda WASC ɗin ya karye. A yanzu mutanen Kenya za su iya siyan tikitinsu da wuri. A yanzu za ka iya tanadin abun hawanka da wuri a manhajar ride-hailing, Bolt, idan ka kasance a Nairobi, Kenya. Tare da taimakon sabon Tsari na Abun Hawa, mutanen Kenya a yanzu za su iya tsara neman abun hawa awanni 72 kafin lokaci, wanda hakan zai ba wa direbobin isasshen lokaci don su shirya. Me ya sa za ka da mu? Neman abun hawa a lokacin da kowa ke nema zai zama ba damuwa ba idan har ka tanada da wuri. Amma da akwai matsala: Amfani da manhajar yana ƙara farashi. Ta yaya za a tanadi abun waha kafin lokaci? Ka buɗe manhajar Bolt, sai ka danna alamar da ta yi kama da mota da kuma kalanda. Ka sanya rana da lokacin da za ka hau abun hawan, ka bayyana wajen da za a kai ka, ka zaɓi irin abun hawan, sai ka danna Reserve Bolt domin tabbatar da buƙatarka. Wannan aikin akwai shi har a Nijeriya. Na lura da shi a manhajar Bolt ranar Lahadi, 6 ga Agusta, 2023. Mutanen Nijeriya za su iya tanada da wuri daga mintuna 15 har zuwa kwanaki 30. Tsarin yanayin abun hawan, wanda ya fara kasancewa a Mayu 2023, bai keɓanta da Bolt kaɗai ba. Wasu kamfanonin na matuƙan a Afirka, wanda suka haɗa da Uber, Lyft, da Lagos Ride, suna ba wa abokan ciniki damar tanada abin hawa kafin lokacin da suke bukata. Ko ya wuce ka Mai tasiri a yanar gizo a Nijeriya ya bayyana yadda ya samu ₦220k daga X (Twitter a da) Ginta ta samu mallakinta na uku a shekara uku yayin da ta mallaki Auto Cure Talents Arena ta samu $750,000 na zagayen pre-seed domin tafiyar da faɗaɗa Gabas ta Tsakiya da kuma Kudancin Afirka Safaricom Ethiopia za su sami milayan $257.4 daga World Bank Group domin ƙara ƙarfin haɗin wayar hannu. Me nake karantawa da kuma kallo Google sun ƙaddamar da Project IDX, wani sabon Al-enabled browser-based development environment Yadda HIV ta fara samuwa a jikin mutane Mutum ya Mutu, Fahimci Babbar Gaskiya Game da Amfanin Ruhinmu a Doron Ƙasa, Kasancewa Cikin Hayyaci da kuma Kaɗaitaka.","Uhifadhi wa tiketi (Booking) unaendelea nchini Kenya lazima utakuwa umefurahia majarida ya Bolu. Nilikwambia, ana vituko. Sasa nimerudi, nina uhakika utanikumbuka. Nilipenda vicha vya habari vya gazeti lake. Ana ujuzi wa kutosha katika kuandika vichwa vya habari vinavyovutia. umesoma barua yake? peruzi kupitia ukurasa huu, kisha nijulishe kama vichwa vya habari vitatu vya kwanza vilivyopita viliteka hisia zako. Sawa, unanikumbuka? Likizo yangu ilipendeza sana. Nitasasisha barua inayoeleza namna ilivyokuwa, lakini kwanza, nina zawadi ya juisi(sharubati) kwa ajiri yako. Hii hapa: kiungo cha utafiti cha Techpoint Afrika, Intelpoint, inawakaribisha wadau wa teknolojia ya uchumi nchini Nigeria kwenye kongamano la Nigerian Fintech Execultive Mixer itakayofanyika siku ya Alhamisi, Agosti 17, 2023, kwenye ukumbi wa Lekki Phase 1, Lagos. Jisajiri hapa uweze kuhudhuria. Hivi ndivyo nilivyokupa leo: wadhibiti wa ushindani nchini Afrika kusini, walipendekeza kuzuia mpango wa Vodacom-Maziv Kurekebisha muunganiko wa mitandao nchini Afrika kusini Wakenya sasa hivi wanaweza kukata tiketi zao mapema wadhibiti wa ushindani nchini Afrika kusini, walipendekeza kuzuia mpango wa Vodacom-Maziv Tume ya ushindani imeshauri kutoidhinisha Vodacom kununua hisa za kampuni ya Fibre opperator, Maziv. Kwa nini? Shughuli zilizopendekezwa zitapunguza uwezekano au kuondoa ushindani kwenye masoko mbalimbali. Tume pia ilisema washiriki wengi wa masoko wameonyesha njia ya kuungana kufuatia kukamilisha uchunguzi wao na mashauriano yao ya pamoja, ambayo yanahusisha waendeshaji wa mitandao ya simu (MNOs), waendesha wa nitandao ya Fibre na watoa huduma za mitandao. Hata hivyo, Community Investment Ventures Holdings (CIVH) na Maziv walijibu mapendekezo ya tume. Kumbuka: Maziv ndiyo kampuni mama ya CIVH, ya rasilimali mbili za mtandao wa Fibre, Vumatel na DFA. CIVH wanadai kuwa mapendekezo ya tume hayaonyshi mwisho wa mchakato. Kwa hivyo, wahusika sasa wataenda Mahakama ya Ushindani ili kuwasilisha hoja zao ili kuidhinisha muungano huo. imeanza lini? Mwishoni mwa mwaka 2023, kampuni zitawasilisha mipango yao ya R13.2 milioni kwa mdhibiti. Ukweli wa kufurahisha: ingawa huwa inatumia miezi 12 hadi 18 kukamilisha hii shughuli, mpango tayari upo kwenye dawati la tume kwa miezi 20. Mnamo 2022, mdhibiti wa sekta hiyo, Mamlaka Huru ya Mawasiliano ya Afrika Kusini (Icasa), ilitoa idhini yake ya masharti. Kurekebisha muunganiko wa mitandao nchini Afrika kusini Siku ya jumapili, jiwe lilianguka kwenye korongo la nchini Kongo na kusababisha nyaya mbili za chini ya bahari nchini Afrika Kusini, West African Cable System (WACS) na South Atlantic 3 (SAT-3) Aca kuvunjika. kwa mkuktadha, SAT-3 ilikatwa Jumapili asubuhi, wakati WACS ilishuka jioni. zilipelekwa kwenye bahari ya Atlantic, zikiunganisha Afrika kusini na nchi zingine nyingi za Ulaya. ilitokea rikizo kati ya Democratic Republic of Congo na Kameruni, walitumia umakini madhubuti kutafakari muda waliyopewa na mfumo kupima umbali. Rikizo ilionyesha kitu kimoja: ilipunguza kasi ya muunganiko wa mtandao. Hata hivyo, watoa huduma ya mtandao wa Fibre wa ndani, wakiwemo Openserve na Broadband Infranco, wanafanya kazi ya kurekebisha usumbufu uliyojitokeza kwenye muunganiko wa mtandao. Kwa mfano, Openseve ilidai mapumziko haya yanaathiri watumiaji wa huduma za kimataifa za ukodishaji wa kibinafsi kwenye mtandao wake. Pia walisema kuwa uwekezaji wao kwenye ongezeko la uwezo wa kebo, utawasaidia wateja kuendelea kufurahia muunganiko wa mtandao usiyokuwa na usumbufu. Hata hivyo, kwenye jukwaa la mtandao wa kijamii, Discord, watumiaji hawawezi kuzindua seva za sauti zinazopangishwa nchini Afrika Kusini. Kukatiba kwa kebo ya WASC kumetatiza kiunganishi cha uti wa mgongo cha mtoa huduma wa programu ya mitandao ya kijamii, i3D net inayomilikiwa na Ubisoft. Kuna tumaini lolote la kutatua hili tatizo? Kuna, lakini inaweza kuchukua mwezi au zaidi kwa meli ya kutengeneza kebo kufikia mahali ambapo WACS ilikatika. Wakenya sasa hivi wanaweza kukata tiketi zao mapema Sasa unaweza kuhifadhi mapema tiketi yako kwenye program ya ride - hailing na Bolt ikiwa uko Nairobi, Kenya. Kwa msaada wa ratiba mpya ya sifa za tiketi, wakenya wanaweza wanaweza kupangilia safari za mapema kabla ya masaa 72, kwa kuwapa madereva muda wa kutosha kujiandaa. Kwa nini unatakiwa kujali? Kutafuta usafiri wakati wa mwendo kasi hakutakuwa na wasiwasi kidogo ikiwa utaweka nafasi mapema. Lakini kuna kupata: Kutumia huduma zinazokuja na gharama za ziada. Unakata tiketi yako mapema kwa namna gani? Fungua program ya Bolt, kisha bonyeza kitufe ambacho kinafanana na gari unachokiona na anza kupanga muda wa tiketi yako. weka tarehe ya safari na muda, weka kituo utakachoshukia, chagua aina ya safari na kisha bonyeza Hifadhi Bolt kuthibitisha ombi lako. Hii huduma pia inapatikana nchini Nigeria. Niligundua hili kwenye program ya Bolt siku ya jumapili, Agosti 6, 2023. watu wa Nigeria wanaweka kukata tiketi zao mapema kuanzi dakika 15 hadi siku 30. Kipengele cha safari iliyoratibiwa, ambacho kilipatikana kwa mara ya kwanza Mei 2023, hakijatolewa kwa Bolt pekee. baadhi ya kampuni za ride-hailing barani Afrika, zinahusisha Uber, Lyft na Lagos ride, zinawaruhusu wateja kuandaa safari zao mapema ikitokea umeikosa Mshawishi wa Nigeria ameonyesha jinsi alivyotengeneza 220k kutoka X (zamani Twitter) Grinta inapata upataji wake wa tatu katika miaka mitatu inapopata Tiba ya Kiotomatiki Talent Arena inachangisha $750,000 za mzunguko wa mbegu kabla ya upanuzi wa Mashariki ya Kati na Afrika Kusini Safaricom watapokea $257.4 milioni kutoka World Bank Group ili kuongeza muunganiko wa mtandao nchini Ethiopia ninachosoma na kukisikia Google wameanzisha mradi wa IDX, tovuti mpya ya AL-enabled imejikita kwenye maendeleo ya mazingira Namna HIV ilivyoanza kwa mara ya kwanza kwa binadamu Mwanadamu Anakufa, Anagundua Ukweli wa Mwisho Kuhusu Kusudi la Nafsi Yetu Duniani, Ufahamu na Umoja","Gbígba àyè ìrìnnà sílẹ̀ ní Kenya O ti máa gbádùn àwọn lẹ́tà ìròyìn Bolu. Mo sọ fún ọ, apanilẹ́rìn-ín ni. Nísìnyìí tí mo ti padà dé, ó dá mi lójú pé o máa ṣe àfẹ́rí ẹ̀. Mo fẹ́ràn àwọn àkòrí lẹ́tà ìròyìn rẹ̀. Ó ní ọgbọ́n àyínnìke ìṣẹ̀dá àwọn àkòrí. Ǹjẹ́ o ka àwọn lẹ́tà rẹ̀? Lọ sí ọ̀nà ìsopọ̀ yìí, kí o sì jẹ́ kí n mọ̀ bí àwọn àkòrí mẹ́ta àkọ́kọ́ náà ò bá wọ̀ ọ́ lójú. Ẹn, ǹjẹ́ o ṣe àfẹ́rí mi? Ìsinmi ti mo lọ dùn. Màá máa bùn ọ́ gbọ́ nípa bí ó ṣe lọ bí ó bá yá, ṣùgbọ́n ṣáájú náà, mo ní àwọn ìròyìn aládùn kan fún ọ. Òun rè é: ẹ̀ka aṣèwádìí Techpoint Africa, Intelpoint ń pe àwọn òpómúléró ní àyè ìfìmẹ̀ẹ̀rọṣètòòṣúná ní orílẹ̀-èdè Nigeria wá sí ibi Nigerian Fintech Executive Mixer tí yóò wáyé ní Ọjọ́'bọ 17, oṣù Kẹjọ ní ọdún 2023 ní Lekki Phase 1, Lagos. Forúkọsílẹ̀ níbí yìí láti kópa. Ohun tí mo ní fún ọ lónìí níyìí: Aṣàkóso Ìfigagbága ilẹ̀ South Africa ṣe ìyànjú pé kí wọ́n bẹ́gi dínà àdéhùn ìṣòwò Vodacom-Maziv Ìṣàtúnṣe ìsopọ̀ orí ayélujára ní South Africa Àwọn èèyàn Kenya lè máa gba àyè ìrìnnà wọn sílẹ̀ báyìí Aṣàkóso Ìfigagbága ilẹ̀ South Africa ṣe ìyànjú pé kí wọ́n bẹ́gi dínà àdéhùn ìṣòwò Vodacom-Maziv Àjọ Onífigagbága dá àmọ̀ràn pé kí wọ́n má fọwọ́ sí bí Vodacom ṣe fẹ́ ra ìpín nínú ilé-iṣẹ́ eléèlò amúsopọ̀máyélujára-rọrùn, Maziv. Kínni ìdí èyí? Ìdúnàádúra ọ̀hún máa fẹ́ dín ìfigagbága ọ̀pọ̀lọpọ̀ àwọn ọjà kúrú tàbí kí ó pa á pátápátá. Àjọ náà tún wí pé ọ̀pọ̀ àwọn olùkópa nínú ọjà ni wọ́n ti fi ìtakò wọn hàn lórí ìsọléeṣẹ́dọ̀kan náà lẹ́yìn tí ó ṣe ìwádìí fínnífínní tí ó sì ṣe ìfilọ̀ lọ́dọ̀ wọn. Nínú wọn ni àwọn oníṣẹ́ ìtakùn alágbèéká (aOIA), àwọn oníṣẹ́ èlò amúsopọ̀máyélujára-rọrùn àti àwọn olùpèsè ìṣàsopọ̀ ayélujára. Ṣùgbọ́n, Community Investment Ventures Holdings (CIVH) àti Maziv ti jọ fèsì sí ìyànjú Àjọ náà. Àkíyèsí: Maziv ni ìyá ilé-iṣẹ́ fún àkójọ èlò amúsopọ̀máyélujára-rọrùn CIVH méjì, ìyẹn Vumatel àti DFA. CIVH tẹnumọ pé ìyànjú Àjọ náà ò sọ pé ètò náà ti wá sí òpin. Torí náà, àwọn ẹgbẹ́ náà yóò tọ Ilé-ẹjọ́ Onífigagbága láti pàtẹ ìwífún kí wọ́n sì ṣe àtòjọ ẹjọ́ tiwọn fún ìtẹ́wọ́gbà ìsọléeṣẹ́dọ̀kan náà. Ìgbà wo ni ó bẹ̀rẹ̀? Ní ìparí ọdún 2021, àwọn ilé-iṣẹ́ náà fi àdéhùn ìṣòwò oní bílíọ̀nù R13.2 ṣọwọ́ fún olùṣàkóso náà. Ọ̀ọ́tọ́ adùnmọ́ni: Bí ó tilẹ̀ jẹ́ pé ó máa ń tó oṣù 12 sí 18 kí irú ìdúnàádúrà wọ̀nyìí tó parí, àdéhùn ìṣòwò náà ti wà lórí tábìlì Àjọ náà fún oṣù 20. Ní ọdún 2022, aṣàkóso ẹ̀ka iṣẹ́ náà, Àjọ-adádúró Aláṣẹ ètò Ìbánisọ̀rọ̀ ní South Africa (AAISA), jẹ́ hòo pẹ̀lú ibá. Ìṣàtúnṣe ìsopọ̀ orí ayélujára ní South Africa Ní ọjọ́ Àìkú, àpáta kan yí lulẹ̀ lé Congo Canyon, èyí tí ó mú kí àwọn okùn aṣàsopọ̀-ìbánisọ̀rọ̀ méjì tí wọ́n wà ní abẹ́ omi ní South Africa — Ààtò Okùn aṣàsopọ̀-ìbánisọ̀rọ̀ Ìwọ̀-oòrùn ilẹ̀ Africa (AOIA) àti South Atlantic 3 (SAT-3) — láti já. Fún àkọọ́lẹ̀, SAT-3 já ní àárọ̀ ọjọ́ Àìkú, nígbà tí AOIA já ní ìrọ̀lẹ́. Wọ́n gbé wọn sí Òkun Atlantic ni, wọ́n sì ń so South Africa àti ọ̀pọ̀ àwọn orílẹ̀-èdè ilẹ̀ Africa mìíràn papọ̀ mọ́ Europe ni. Ìjáṣẹ́lẹ́nu-ẹ̀rọ náà wáyé láàárín Democratic Republic of Congo àti Cameroon nípa ṣíṣe àmúlò Ẹ̀rọ Afìtànsánṣàfihàn Àyẹ̀wò-àìṣedéédé Èlò aṣàsopọ̀-ìbánisọ̀rọ̀ Onígbàsígbà tí àwọn ẹ̀rọ lò láti wọ́n ìjìnnàsíra. ìjáṣẹ́lẹ́nu-ẹ̀rọ yìí ń tọ́ka sí nǹkankan: àsopọ̀ Ayélujára tí kò yára. Ṣùgbọ́n, àwọn olùpèsè èlò àmúsopọ̀máyélujára-rọrùn ìbílẹ̀, tí Openserve àti Broadband Infraco wà nínú wọn, jọ ń ṣiṣẹ́ papọ̀ láti tún ìdíwọ́ iṣẹ́ àsopọ̀ Ayélujára ṣe. Fún àpẹẹrẹ, Openserve wí pé àwọn aṣàmúlò ọ̀nà ìtànká olókèèrè tí aládàáni yá ni ìjáṣẹ́-ẹ́rọ náà kóbá ìtakùn rẹ̀. Ó tún sọ pé ìdókòwò rẹ̀ lórí ìṣàfikún ipá èlò àmúsopọ̀máyélujára-rọrùn yóò tún fún àwọn oníbàárà ní àǹfààní láti máa jẹ ìgbádùn àsopọ̀ Ayélujára. Ṣùgbọ́n, lórí ìkànnì ìbánidọ́rẹ̀ẹ́ orí ayélujára, Discord, àwọn aṣàmúlò ò rí àwọn ẹ̀rọ apínhùnká tí wọ́n ń ṣiṣẹ́ ní South Africa fi ṣiṣẹ́ rárá. Ìjáṣẹ́lẹ́nu-ẹ̀rọ Ààtò Okùn aṣàsopọ̀-ìbánisọ̀rọ̀ Ìwọ̀-oòrùn ilẹ̀ Africa (AOIA) náà ti ṣe ìdíwọ́ fún òpómúléró ọ̀nà àsopọ̀ fún olùpèsè ìṣàsopọ̀, ìyẹn i3D.net ti Ubisoft ni fún ohun èlò ìmúṣẹ́ṣe ti ìkànnì ìbánidọ́rẹ̀ẹ́ náà. Ǹjẹ́ ìrètí àtiṣàtúnṣe ọ̀ran náà wà báyìí? Ìrètí wà, ṣùgbọ́n yóò gba ọkọ̀ ojú-omi aṣàtúnṣe okùn aṣàsopọ̀-ìbánisọ̀rọ̀ ní oṣù kan kí ó tó dé ibi tí AOIA ti já. Àwọn èèyàn Kenya lè máa gba àyè ìrìnnà wọn sílẹ̀ báyìí O lè máa gba àyè ìrìnnà sílẹ̀ lórí ohun èlò ìmúpèègbékáṣe, Bolt, bí o bá wà ní Nairobi, Kenya. Pẹ̀lú ìrànwọ́ àbùdá Ṣètò Ìrìnnà tuntun, àwọn èèyàn Kenya lè máa ṣètò ìrìnnà wọn sílẹ̀ fún bí i wákàtí 72 ṣáájú àjò wọn, èyí tí yóò fún àwọn awakọ̀ ní àyè láti gbáradì. Kínni ìdí tí ó ṣe kàn ọ́? Ṣíṣe àwárí èlò ìrìnnà kò ní jẹ́ ohun ìrònù fún ọ ní àkókò ìrọ́kẹ̀kẹ̀ bí o bá ti pè fún ètò ìrìnnà ṣáájú. Ṣùgbọ́n ó gbé ọmọ pọ̀n o: Èlé yóò gun orí owó bí o bá fẹ́ lo ètò náà. Báwo ni o ṣe lè pè fún ètò ìrìnnà ṣáájú àkókò àjò? Ṣí ohun èlò ìmúṣẹ́ṣe Bolt, tẹ àmì ìdámọ̀ tí ó jọ ọkọ̀ àti kàlẹ́ńdà. Fi ọjọ́ àti àkókò tí ó fẹ́ fi àjò náà sì sí i, ṣàfihàn ibi tí ò ń lọ, yan irú ẹ̀yà ìrìnnà kan, kí o wà tẹ Gba Bolt Sílẹ̀ láti lè fìdí ìbéèrè rẹ múlẹ̀. Irú ètò yìí náà wà ní Nigeria. Mo ṣe àkíyèsí rẹ̀ lórí ohun èlò ìmúṣẹ́ṣe Bolt ní ọjọ́ Àìkú 6 oṣù Kẹjọ, ọdún 2023. Àwọn èèyàn ilẹ̀ Nigeria lè máa ṣe ìpè sílẹ̀ láti ìṣẹ́jú 15 sí ọjọ́ 30. Àbùdá Ṣètò Ìrìnnà náà, tí ó kọ́kọ́ wà fún ìlò ní oṣù Karùn-ún ọdún 2023, kò wà fún Bolt nìkan. Àwọn ilé-iṣẹ́ agbàpèègbéká kan ní ilẹ̀ Africa, tí Uber, Lyft àti Lagos Ride wà nínú wọn, ni wọ́n ti ń gba àwọn oníbàárà láàyè láti máa ṣètò fún wọn w ṣáájú. Bí ìwọ kò bá bá a Aṣàwòkọ́ṣe orí ayélujára láti Nigeria ṣe àfihàn bí ó ṣe rí owó ₦220k pa lórí X (Twitter tẹ́lẹ̀) Grinta ṣe ìràpíngbàkóso kẹta rẹ̀ láàárín ọdún mẹ́ta bí ó ṣe já Auto Cure gbà Talents Arena rí owó ìdókòwò ìbẹ̀rẹ̀ $750,000 láti mú Gbùngbùn Ilàoòrùn àti Àríwá ilẹ̀ Áfríkà gbòòrò sí i Safaricom ti Ethiopia fẹ́ gba mílíọ̀nù $257.4 láti ọwọ́ Àjọ Báǹkì Àgbáyé láti mú kí ìsopọ̀ ẹ̀rọ aláàgbéká dára sí i Ohun tí mò ń kà àti èyí tí mò ń wò Google ṣe ìfilọ́lẹ̀ Project IDX, agbègbè ìdàgbàsókè afìmọ̀-àtọwọ́dáṣiṣẹ́ orí aṣàwárí tuntun Bí àrùn KASA Ṣe Kọ́kọ́ Bẹ̀rẹ̀ nínú àwọn Èèyàn Ọkùnrin Kú, ó Ṣàwárí Òótọ́ Ìgbẹ̀yìn Nípa Erédìí Ẹ̀mí Wa ní Ilé-ayé, Ìmòye & Ìjọ́kan","Ukubiza itekisi eKenya Kumelwe ukuba uzijabulele izincwadi zezindaba zikaBolu. Ngikutshelile, uyathokozisa. Manje njengoba ngibuyile, ngiyaqiniseka ukuthi uzomkhumbula. Ngizithandile izihloko zezindaba zakhe. Ungungoti ekwakheni izihloko zezindaba ezihehayo. Uzifundile izincwadi zakhe? Vakashela lesi sixhumanisi, futhi ungazise uma izihloko zezindaba ezintathu zokuqala zingakunaki. Awu, ubungikhumbula? Ikhefu lami belimnandi. Ngizokwazisa kamuva ukuthi lokho kuhambe kanjani, kodwa okokuqala, nginomqondo ophusile ngawe. Nakhu: Uphiko locwaningo lwe-Techpoint Africa, i-Intelpoint, imema ababambiqhaza endaweni ye-fintech yaseNigeria ku-Nigerian Fintech Executive Mixer okwenzeka ngoLwesine, ziyi-17, kuNcwaba wezi-2023, e-Lekki Phase 1, eLagos. Bhalisa lapha ukuze uthamele. Nakhu engikuphathele kona namuhla: Umlawuli wokuncintisana waseNingizimu Afrika uncoma ukuthi kuvinjwe isivumelwano seVodacom-Maziv Ukulungisa ukuxhumana kwe-inthanethi eNingizimu Afrika Abantu baseKenya manje sebengakwazi ukubhuka ukugibela kwabo kusenesikhathi Umlawuli wokuncintisana waseNingizimu Afrika uncoma ukuthi kuvinjwe isivumelwano seVodacom-Maziv IKhomishana Yezomncintiswano yeluleke ngokuthi akufanele kugunyazwe ukuthengwa kwenkampani yakwaVodacom yefiber operator, iMaziv. Kungani? Umsebenzi ohlongozwayo cishe uzonciphisa noma uqede ukuncintisana ezimakethe ezimbalwa. IKhomishana iphinde ithi iningi labahlanganyeli bezimakethe bazwakalise ukuphikisa ukuhlanganiswa kulandela uphenyo lwayo olunzulu kanye nokuxoxisana nabo, okuhlanganisa abasebenzisa inethiwekhi yeselula (imobile network operators (amaMNO)), abasebenzisi benethiwekhi yefiber, kanye nabahlinzeki bezinsizakalo ze-Inthanethi. Kodwa-ke, iCommunity Investment Ventures Holdings (iCIVH) kanye neMaziv basabele esincomweni seKhomishana. Qaphela: IMaziv iyinkampani yezimpahla ezimbili zenethiwekhi yeCIVH, iVumatel neDFA. ICIVH ithi izincomo zeKhomishana aziphawuli ukuphela kwenqubo. Ngakho-ke, abathintekayo sebezoya kuMncintiswano weTribunal ukuze bethule ulwazi futhi baveze udaba lwabo ukuze kugunyazwe ukuhlanganiswa kwezinkampani. Iqale nini? Ekupheleni kuka-2021, izinkampani zahambisa isivumelwano sazo sezigidigidi eziyi-R13.2 kumlawuli. Amaqiniso ajabulisayo: Nakuba ngokuvamile kuthatha izinyanga eziyi-12 kuya kweziyi-18 ukuqeda le misebenzi, isivumelwano sesihlale etafuleni leKhomishana izinyanga ezingu-20. Ngo-2022, umlawuli wemboni, i-Independent Communications Authority of South Africa (Icasa), yanikeza imvume yayo enemibandela. Ukulungisa ukuxhumana kwe-inthanethi eNingizimu Afrika NgeSonto, kuwe idwala eCongo Canyon, okudale ukuthi kuphuke izintambo ezimbili ezingaphansi kolwandle eNingizimu Afrika - iWest African Cable System (iWACS) neSouth Atlantic 3 (iSAT-3). Ngokomongo, i-SAT-3 isikwe ngeSonto ekuseni, kuyilapho i-WACS yehla kusihlwa. Atshalwe olwandle i-Atlantic Ocean, ehlanganisa iNingizimu Afrika namanye amazwe amaningi ase-Afrika neYurophu. Kube nekhefu phakathi kweDemocratic Republic of the Congo kanye neCameroon kusetshenziswa i-Coherent Optical Time Domain Reflectometer okuwuhlelo lokukala ibanga. Leli khefu libonisa into eyodwa: ukuxhumeka ku-inthanethi kuhamba kancane. Nokho, abahlinzeki bendawo befayibha, okuhlanganisa i-Openserve neBroadband Infraco, basebenzela ukulungisa iziphazamiso zomsebenzi ekuxhumekeni kwe-inthanethi. Isibonelo, i-Openserve ithe ikhefu lithinta kuphela abasebenzisi bezinsizakalo zesekethe eziqashiwe zamazwe ngamazwe kunethiwekhi yayo. Iphinde yathi ukutshalwa kwezimali kwayo emandleni ekhebula engeziwe kuzovumela amakhasimende ukuthi aqhubeke nokujabulela ukuxhumana okungaphazamiseki kwe-inthanethi. Nokho, enkundleni yezokuxhumana, i-Discord, abasebenzisi abakwazi ukwethula amaseva ezwi aphethwe eNingizimu Afrika. Ukwehlukana kwekhebula ye-WASC kuphazamise isixhumanisi esiwumgogodla somhlinzeki womsebenzi wohlelo lokusebenza lwenethiwekhi yokuxhumana nabantu, i-i3D.net ephethwe yi-Ubisoft. Ingabe likhona ithemba lokuyixazulula le nkinga? Likhona, kodwa kungathatha inyanga noma ngaphezulu ukuze umkhumbi wokukhanda amakhebula ufike lapho iWACS iphukele khona. Abantu baseKenya manje sebengakwazi ukubhuka ukugibela kwabo kusenesikhathi Manje usungakwazi ukubhukha okokugibela kusenesikhathi ngohlelo lokusebenza lwe-ride-hailing, iBolt, uma useNairobi, eKenya. Ngosizo lwesici esisha seScheduled Ride, abantu baseKenya manje sebengakwazi ukuhlela ukugibela kwabo kuze kufike emahoreni angu-72 kusengaphambili, banikeze abashayeli isikhathi esanele sokuzilungiselela. Kungani kufanele ube nendaba? Ukuthola okokugibela ngesikhathi sokugijima ngeke kube yinto ekhathazayo uma ubhukha kusenesikhathi. Kodwa kukhona okubambekayo: Ukusebenzisa insizakalo kuza nezindleko ezengeziwe. Uyibiza kanjani itekisi ngamphambi kwesikhathi? Vula uhlelo lokusebenza lweBolt, bese uthepha isithonjana esifana nemoto nekhalenda. ufake usuku nesikhathi sokugibela, cacisa indawo oya kuyo, khetha isigaba sokugibela, bese ucindezela iReserve Bolt ukuze uqinisekise isicelo sakho. Lokhu kuyatholakala naseNigeria. Ngiyiqaphele lento kuhlelo lukaBolt ngeSonto, ziyi-16 kuNcwaba wezi-2023. Abantu baseNigeria bangabhukha kusenesikhathi ukusuka kumizuzu eyi-15 ukuya ezinsukwini ezingama-30. Isici seScheduled Ride, esiqale ukutholakala ngoNhlaba wezi-2023, asitholakali kuBolt kuphela. Ezinye izinkampani zabagibeli e-Afrika, okuhlanganisa i-Uber, iLyft, neLagos Ride, zivumela amakhasimende ukuthi abhukhe ukugibela kwawo kusenesikhathi. Uma uphuthelwe Umgqugquzeli waseNigeria ukhulume ngokuthi wenze kanjani u-₦220k ku-X (okwakukade kuyi-Twitter) IGrinta ithenga okwesithathu eminyakeni emithathu njengoba ithatha i-Auto Cure ITalents Arena inyusa utshalozimali ngo-$750,000 ukuze isabalale eMiddle East nase North Africa ISafaricom Ethiopia izothola amaRandi ayizigidi ezingama-257.4 kwiQembu Lebhange Lomhlaba ukuze kwandiswe ukuxhumana kweselula Engikufundayo nengikubukayo IGoogle yethula i-Project IDX, indawo entsha yokuthuthukisa esekelwe kusiphequluli enikwe amandla yi-AI Yaqala Kanjani iHIV Kubantu Indoda ishonile, Yathola Iqiniso Eliphelele Ngenjongo Yomphefumulo Emhlabeni, Unembeza Nokubayimbumba"
+"ማዚቭ የ አር13.2-ቢሊየን ቮዳኮም-ማዚቭ ውህደትን ለመግታት ለአስተዳደራዊ ውህደት ምላሽ ይሰጣል የደቡብ አፍሪካ ፉክክር ኮሚሽን ቮዳኮም በማዚቭ ስትራቴጂክ ድርሻ እንዳያገኙ ያቀረበው ሐሳብ ከኮሚኒቲ ኢንቨስትመንት ቬንቸርስ ሆልዲንግስ (ሲአይቪኤች) እና ከማዚቭ ምላሽ አስነሳ። በ2022፣ የማህበረሰብ ኢንቨስትመንት ቬንቸርስ ሆልዲንግስ (ሲአይቪኤች) የፋይበር ሀብቱን ቩማቴል እና ዳርክ ፋይበር አፍሪካን (ዲኤፍኤ) አንድ ግዙፍ የፋይበር መሰረተ ልማት ኩባንያ በማድረግ ማዚቭን ፈጠረ። ሲአይቪኤች እና ማዚቭ ባቀረቡት መግለጫ ላይ የኮሚሽኑ ምክር የውህደት ሂደቱን አያበቃም ብለዋል። በዚህም ምክንያት፣ መረጃ ለማቅረብና ውህደቱ እንዲጸድቅ ጉዳያቸውን ለማቅረብ ወደ ውድድር ፍርድ ቤት ይቀርባሉ። በማክሰኞ ማለዳ ላይ፣ ቮዳኮም በፋይበር ኦፕሬተር ማዚቭ ውስጥ የካስማ መግዛቱን እንዳይፀድቅ የውድድር ኮሚሽን መክሯል። እነዚህን የንግድ ልውውጦች ለማጠናቀቅ አብዛኛውን ጊዜ ከ12 እስከ 18 ወራት የሚፈጅ ቢሆንም ኮሚሽኑን ለመመርመርና ሐሳብ ለመስጠት 20 ወራት ፈጅቶበታል። ተቆጣጣሪው የቀረበው የንግድ ልውውጥ በበርካታ ገበያዎች ውስጥ ያለውን ፉክክር ሊቀንስ ወይም ሊያስወግድ እንደሚችል ተናግረዋል ። በተጨማሪም የደቡብ አፍሪካ ሀብታምና የከተማ ሸማቾች ቋሚ ፉክክር በተንቀሳቃሽ ምርቶች ላይ ከሚያሳድረው በጎ ተጽዕኖ የሚያገኙትን ጥቅም ዝቅተኛ ገቢ ያላቸው ሸማቾችን ሊክድ እንደሚችል ገልጿል። ኮሚሽኑ እንደገለፀው አብዛኞቹ የገበያ ተሳታፊዎች ውህደቱን የገለፁት የሞባይል መረብ ኦፕሬተሮችን (ኤሜኤንኦ)፣ የፋይበር መረብ ኦፕሬተሮችን፣ የኢንተርኔት አገልግሎት አቅራቢዎችን እና ሌሎችን ምክክር በማድረግ ነው። ይሁን እንጂ፣ ማዚቭ እና ሲቪ ኤች ባቀረቡት መግለጫ ላይ ማዚቭ ዝቅተኛ ገቢ ባላቸው አካባቢዎች በሚገኙ ወደ 1 ሚሊዮን የሚጠጉ ተጨማሪ ቤቶች ላይ ፋይበር የመሠረተ ልማት ለመጨመር፣ እስከ 10,000 የሚደርሱ አዳዲስ ሥራዎችን ለማስገኘት፣ ቢያንስ 10 ቢልዮን ሪ10 ቢልዮን ሪወጪዎችን ለመሸፈን እንዲሁም ለዚህ ዓላማ በተቋቋመ ገንዘ�� አማካኝነት ትናንሽና መካከለኛ የንግድ ድርጅቶችን ለማቋቋም እንደሚያስችል ተናግረዋል። እ.ኤ.አ በ2021፣ ኩባንያዎቹ የ አር13.2 ቢሊዮን ድርጅታቸውን ለተቆጣጣሪው አቅርበዋል። የ አር6 ቢሊዮን አፕ ፍሮንት የገንዘብ ክፍያ፣ አንድ አር4.2 ቢሊዮን የቮዳኮም የጭረት ንብረቶች ግምገማ፣ እና አር3 ቢሊዮን ሁለተኛ ደረጃ ግዢ ያካትታል። ቮዳኮም አነስተኛ የካስማ ባለቤት ቢሆንም እንኳ በማዚቭ እስከ 40 % ለሚደርስ የካስማ ገንዘብ ይከፍላል። በስምምነቱ መሠረት፣ ቮዳኮም እና የኮሚኒቲ ኢንቨስትመንት ቬንቸርስ ሆልዲንግስ (ሲአይቪኤች) አውታሮቻቸውን አንድ ላይ በማቀናጀት ""ኒውኮ"" ወይም ""ፋይብሬኮ"" በመባል የሚታወቅ አዲስ ኩባንያ ይመሠርታሉ። ይሁን እንጂ በ2022፣ ሲአይቪኤች አዲሱ ንግድ ማዚቭ እንደሚሆን ገለጸ ። ከዚያ በኋላ፣ በ2022 የኢንዱስትሪው ተቆጣጣሪ የሆነው የደቡብ አፍሪካ ነፃ የኮምኒኬሽን ባለሥልጣን (ኢካሳ) በሁኔታው እንዲጸድቅ ፈቀደ ። ከዚህም በላይ ማዚቭ እና ሲአይቪኤች የቮዳኮም የጭረት ንብረቶችን ክፍት በሆነ፣ ግልፅ እና መድሎ በሌለው መሰረት ለንግድ እንዲቀርቡ ስለሚያደርግ ለገበያ ጠቃሚ ይሆናል ይላሉ። ኮሚሽኑ ውሉን ለመግታት መወሰኑ የማጠናከሪያ ማዕበል ይጠብቀኛል ብሎ ለጠበቀው የአካባቢው የቴሌኮም ዘርፍ አስደንጋጭ መሆኑ ተዘግቧል። በተጨማሪም የሲአይቪ ኤች ትልቁ ድርሻ ባለቤት በሆነው በሬምግሮ እቅድ ላይ ከፍተኛ ጉዳት አስከትሏል፤ የቮዳኮም ንግድ የኩባንያውን ዕዳ ለመፍታት የሚያስችል መንገድ እንደሆነ ተመልክቷል።","Maziv responds to regulator’s recommendation to block the R13.2-billion Vodacom-Maziv merger South African Competition Commission's recommendation preventing Vodacom from acquiring a strategic stake in Maziv has prompted responses from Community Investment Ventures Holdings (CIVH) and Maziv. In 2022, Community Investment Ventures Holdings (CIVH) created Maziv by combining its fibre assets, Vumatel and Dark Fibre Africa (DFA), into one massive fibre infrastructure company. In a statement, CIVH and Maziv claim the Commission's recommendation does not mark the end of the merger process. Consequently, they will approach the Competition Tribunal to present information and make their case for the merger's approval. In the early hours of Tuesday, the Competition Commission advised against approving Vodacom's purchase of a stake in fibre operator Maziv. Although it usually takes 12 to 18 months to complete these transactions, it took the Commission 20 months to investigate and give feedback. The regulator says the proposed transaction would likely reduce or eliminate competition in several markets. It also says it may deny low-income consumers the benefits South Africa's wealthier and urban consumers enjoy from fixed competition's favourable effects on mobile products. The Commission states that most market participants have expressed opposition to the merger following its thorough investigation and consultation with them, which included mobile network operators (MNOs), fibre network operators, Internet service providers, and others. However, Maziv and CIVH, in a statement, say the investment will allow Maziv to add fibre infrastructure to an estimated 1 million additional homes in low-income areas, generate up to 10,000 new jobs, commit at least R10 billion to capital expenditures, and support the establishment of small to medium-sized businesses through a fund established specifically for this purpose with R300 million of committed capital. In 2021, the companies submitted their R13.2-billion deal to the regulator. It includes an R6 billion upfront cash payment, an R4.2 billion valuation of Vodacom's fibre assets, and an R3 billion secondary purchase. Vodacom would pay the money for up to a 40% stake in Maziv, co-controlling the business despite only owning a minor stake. Per the agreement, Vodacom and Community Investment Ventures Holdings (CIVH) would combine their networks to form a new company known as ""Newco"" or ""Fibreco."" But in 2022, CIVH revealed that the new business would be Maziv. Following that, in 2022, the industry regulator, the Independent Communications Authority of South Africa (Icasa), gave its conditional approval. Moreover, Maziv and CIVH say the deal will be advantageous for the market because it will make Vodacom fibre assets commercially available on an open-access, transparent, and non-discriminatory basis. The Commission's decision to block the deal is reportedly shocking to the local telecoms sector, which had expected a wave of consolidation. It also throws a major wrench in the plans of Remgro, the largest shareholder in CIVH, which saw the Vodacom transaction as a way to address the company's debt.","Maziv sun yi martani ga shawarar mai gudanarwa da su dakatar haɗakar da R13.2-billion na Vodacom-Maziv Shawarar Hukumar Masu Gasa na Afirka ta Kudu da ke hana Vodacom daga samun strategic stake a Maziv ya janyo martani daga Community Investment Ventures Holdings (CIVH) da kuma Maziv. A 2022, Community Investment Ventures Holdings (CIVH) ta samar da Maziv ta hanyar haɗa fibre assets ɗinsu, Vumatel da Dark Fibre Africa (DFA), zuwa ga wani babban kamfanin fibre insfrastructure. A wani bayani, CIVH da Maziv sun ce shawarar Hukumar ba shi ne yake nunu ƙarshen matakin haɗakar ba. Saboda haka, za su je zuwa Kotun Gasar domin su gabatar da bayanai sannan kuma su bayyana damuwarsu domin amincewar haɗakar. A sa’o’in farko na ranar Talata, Hukumar Gasar ta bada shawara da kada a yarda da cinikin Vodafon na stake in fibre operator Maziv. Duk da cewar yana ɗaukar kimanin watanni 12 zuwa 18 kafin a kammala waɗannan cinikayyar, ya ɗauki Hukumar tsahon watanni 20 kafin su yi bincike su kuma bayar da sakamako. Mai gudanarwar ya ce cinikayyar tana iya rage ko ta hana gasa a kasuwanni da dama. Ta ce kuma zai iya hana masu ƙaramin ƙarfi da suke amfani da shi alfanun da masu arziki da kuma mutanen birni na Afirka ta Kudu suke samu daga tabbatacciyar gasa da take da amfanuwa ga kayayyakin wayar hannu. Hukumar ta bayyana cewa mafi yawan masu shiga gasar na kasuwar sun bayyana rashin goyon baya game da haɗakar biyo bayan binciken da kuma dubawar tare da su, wanda ya haɗa da masu sarrafa hanyar sadarwar wayar hannu (MNOs), masu sarrafa hanyar sadarwar fibre, masu samar da damar intanet, da sauransu. Duk da haka, Maziv da CIVH, a wani bayani, sun ce sanya hannun jarin zai sanya Maziv su ƙara fibre infrastructure zuwa kiyasin Ƙarin gidaje miliyan 1 a wajajen masu ƙaramin ƙarfi, su samar da sababbin ayyuka har 10,000, su sanya biliyan R10 domin manyan ayyuka, su kuma tallafawa samar da ƙanana da kuma matsakaitan kasuwanci ta hanayar tallafin kuɗi da aka samar kawai domin wannan dalilin tare da jarin da aka sanya na miliyan R300. A 2021, kamfanonin sun miƙa yarjejeniyarsu ta biliyan R13.2 zuwa ga mai gudanarwar. Wannan ya haɗa da biyan adibas na tsabar kuɗi biliyan R6, da kuma yin ƙimar biliyan R4.2 ga fibre assets na Vodafom, da kuma cinikin biliyan R3 a babban mataki. Vodacom za su biya kuɗin har zuwa kaso 40% na stake a Maziv, yayin da suke sarrafa kasuwancin duk da mallakar ƙaramin stake. Kamar yadda yarjejeniyar ta bayar, Vodafom da Community Investment Ventures Holdings (CIVH) za su haɗa hanyoyin sadarwarsu su samar da sabon kamfani wanda aka sani da “Newco” ko”Fibreco.” Amma a 2022, CIVH sun bayyana cewar sabon kasuwancin zai kasance Maziv. Biyo bayan haka, a 2022, mai gudanar da masana’antar, wato Independent Communications Authority of Souuth Africa (Icasa), suka bayar da amincewarsu. Har wa yau, Maziv da CIVH sun ce yarjejeniyar za ta zamanto mai amfani ga kasuwar za ta mayar da fibre assets na Vodafom su zamanto a wadace domin ciniki a buɗe, bayananne, wanda babu ware-ware. Hukuncin Hukumar na rufe yarjejeniyar ya girgiza ɓangaren sadarwa na cikin gida, wanda aka yi zaton zai kawo ƙarfafawa. Hakan kuma ya kawo ɓacin rai sosai a shirin Remgro, wanda suke da hannun jari mafi yawa a CIVH, wanda suke kallon cinikin Vodafom ɗin a matsayin hanyar da za a magance bashin kamfanin.","Maziv anajibu pendekezo la mdhibiti kuzuia muunganisho wa Vodacom-Maziv wenye thamani ya R13.2 bilioni Pendekezo la Tume ya Ushindani ya Afrika Kusini kuzuia Vodacom kupata hisa za kimkakati za Maziv limeibua majibu kutoka kwa Jumuiya ya Uwekezaji wa Ubia Holdings (CIVH) na Maziv. Mnamo 2022, Kampuni ya Community Investment Ventures Holdings (CIVH) iliunda Maziv kwa kuchanganya mali zake za Fibre, Vumatel na Dark Fibre Africa (DFA), kuwa kampuni moja kubwa ya miundombinu ya Fibre. Kwenya kauli, CIVH na Maziv walidai kuwa mapendekezo ya tume hayaonyeshi mwisho wa mchakato wa muungano. Kwa hiyo, wataenda Mahakama ya Ushindani ili kuwasilisha taarifa na kutoa hoja zao ili kuidhinisha muungano huo. Mapema Jumanne, Tume ya Ushindi dhidi ya kuidhinisha ununuzi wa Vodacom wa hisa katika kampuni ya fibre Maziv. ingawa huwa inachukua miezi 12 hadi 18 kumaliza hizi shughuli, tume itachukua miezi 20 kuchunguza na kutoa majibu. Mdhibiti anasema shughuli iliyopendekezwa inaweza kupunguza au kuondoa ushindani kwenye masoko mbalimbali. Pia, inasema inaweza kuwanyima wateja wa kipato cha chini manufaa ambayo wateja wa Afrika Kusini matajiri na mijini wanafurahia kutokana na athari nzuri za ushindani usiyobadilika kwenye bidhaa za simu. Tume inasema kwamba washiriki wengi wa soka wameonyesha upinzani dhidi ya kuunganishwa kufuatia uchunguzi wake wa kina na mashauriano nao, ambayo yalijumuisha waendeshaji wa mtandao wa simu (MNOs), waendeshaji wa mtandao wa fibre, watoa huduma za mtandao na wengine. Hata hivyo, Maziv na CIVH, katika taarifa yao, wanasema uwekezaji huo utaiwezesha Maziv kuongeza miundombinu ya fibre kwenye nyumba zinazokadiriwa kufikia milioni 1 katika maeneo ya watu wenye kipato cha chini, kuzalisha hadi ajira mpya 10,000, kutoa angalau bilioni 10 kwa matumizi ya mtaji na kusaidia uanzishwaji wa biashara ndogo hadi za kati kupitia hazina iliyoanzishwa mahususi kwa madhumuni haya yenye mtaji wa kujitolea wa R300 milioni. mwaka 2021, kampuni ziliwasilisha mpango wao wa R13.2 bilioni kwa mdhibiti. inahusisha R6 bilioni kwenye malipo ya kwanza, R4.2 bilioni kwenye udhamini wa rasilimali za Fibre za Vodacom na R3 bilioni kwenye manunuzi ya pili. Vodacom watalipa 40% ya fedha za hisa za Maziv, wataongoza biashara yao kwa pamoja licha ya kumiliki hisa chache. kwa kila makubaliano, Vodacom na Communi Investment Ventures Holding (CIVH) wataunganisha mitandao yao kuunda kampuni mpya inayoitwa ""Newco"" au ""Fibreco"" Lakini mnamo 2022, CIVH ilifunua kuwa biashara mpya itakuwa Maziv. Kufuatia hayo, mnamo 2022, mdhibiti wa tasnia, Mamlaka Huru ya Mawasiliano ya Afrika Kusini (Icasa), ilitoa idhini yake ya masharti. zaidi ya hayo, Maziv na CIVH walisema mpango utawafaidisha kwenye soko kwa sababu utafanya rasilimali za Fibre za Vodacom kupatikana kibiashara kwenye maeneo ya wazi yanayoweza kufikika, yenye uwazi na yasiyo na ubaguzi. uamzi wa tume wa kusitisha mpango, taarifa yake iliishitua sekta ya ndani ya telcom, ambayo ilikuwa inatarajia wimbi la uimarishaji. Pia, inaleta shida kubwa katika mipango ya Remgro, mbia mkubwa zaidi katika CIVH, ambayo iliona muamala wa Vodacom kama njia ya kushughulikia deni la kampuni.","Maziv fèsì sí ìyànjú aṣàkóso pé kí ó dínà ìsọléeṣẹ́dọ̀kan Vodacom-Maziv oníbílíọ̀nù R13.2 Ìyànjú tí Àjọ aṣàkóso Ìfigagbága ní South Africa ṣe lórí dídá Vodacom lọ́wọ́ kọ́ lórí ẹ̀tàn ìràpíngbàkóso ní Maziv ni ó ti fa àwọn àwílé láti ọ̀dọ̀ Community Investment Ventures Holdings (CVIH) àti Maziv. Ní ọdún 2022, Community Investment Ventures Holdings (CIVH) dá Maziv sílẹ̀ nípa mímú àwọn àkójọ èlò amúsopọ̀máyélujára-rọrùn rẹ̀ papọ̀, ìyẹn Vumatel àti Dark Fibre Africa (DFA) papọ̀ di ilé-iṣẹ́ ńlá tí ń pèsè èlò àmúsopọ̀máyélujára-rọrùn kan. Nínú ìfiléde kan, CIVH àti Maziv ṣe ìtẹnumọ́ pé ìyànjú Àjọ náà kò wí pé ètò ìsọléeṣẹ́dọ̀kan náà ti wá sí òpin. Nítorí náà, wọ́n máa tọ Ilé-ẹjọ́ Onífigagbága náà lọ láti pèsè ìwífún tí wọ́n yóò sì ro tẹnu wọn láti jẹ́ kí wọ́n fọwọ́ sí ìsọléeṣẹ́dọ̀kan náà. Ní òòjọ́ ọjọ́ Ìṣẹ́gun, Àjọ aṣàkóso Ìfigagbága dá àmọ̀ràn tako fífi ọwọ́ sí bí Vodacom ṣe fẹ́ ra ìpín nínú ilé-iṣẹ́ oníṣẹ́ èlò amúsopọ̀máyélujára-rọrùn, Maziv. Bí ó tilẹ̀ jẹ́ pé ó máa ń tó oṣù 12 sí 18 kí irú ìdúnàádúrà wọ̀nyìí tó parí, ó gba Àjọ náà ní oṣù 20 láti ṣe ìwádìí kí ó sì fún wọn lésì. Aṣàkóso náà wí pé ìdúnàádúrà tí wọ́n dá sọ́nà náà yóò fẹ́ dín ìfigagbága kù tàbí kí ó pa á pátápátá ní ọ̀pọ̀lọpọ̀ ọjà. Ó tún wí pé ó lè máa fi àǹfààní tí àwọn oníbàárà tí wọ́n lọ́rọ̀ tí wọ́n sì ń gbé inú ìgboro ìlú ń jẹ́ látààrí àwọn ipa abáramu tí ìfigagbága oníkánrinkése ní lórí àwọn ohun ìṣàmúlò alágbèéká dun àwọn tí wọ́n wá láti ìdílé kòlà-kòṣagbe. Àjọ náà tún wí pé ọ̀pọ̀ àwọn olùkópa nínú ọjà ni wọ́n ti fi ìtakò wọn hàn lórí ìsọléeṣẹ́dọ̀kan náà lẹ́yìn tí ó ṣe ìwádìí fínnífínní tí ó sì ṣe ìfilọ̀ lọ́dọ̀ wọn. Nínú wọn ni àwọn oníṣẹ́ ìtakùn alágbèéká (aOIA), àwọn oníṣẹ́ èlò amúsopọ̀máyélujára-rọrùn, àwọn olùpèsè ìṣàsopọ̀ ayélujára àti àwọn mìíràn. Ṣùgbọ́n, Maziv àti CIVH, nínú ọ̀rọ̀ kan, wí pé ìdókòwò náà yóò fi àyè gba Maziv láti fi èlò àmúsopọ̀máyélujára-rọrùn dá sí àfikún àwọn ilé tí wọ́n fẹ́rẹ̀ tó mílíọ̀nù 1 ní agbègbè tí owó péréte ń wọlé fún, wọ́n yóò mú iṣẹ́ tuntun tí ó tó 10,000 wáyé, wọn yóò fi bílíọ̀nù R10 ó kéré jù jin owónàá ìbẹ̀rẹ̀ iṣẹ́, tí wọ́n sì máa ran ìdásílẹ̀ àwọn òkòwò kéékéèké àti alábọ́dé lọ́wọ́ nípasẹ̀ owó ìrànwọ́ fún ìdókòwò ìbẹ̀rẹ̀, ìyẹn mílíọ̀nù R300 tí wọ́n máa yà sílẹ̀ láti fi jin ìdí yìi gan. Ní ìparí ọdún 2021, àwọn ilé-iṣẹ́ náà fi àdéhùn ìṣòwò oní bílíọ̀nù R13.2 ṣọwọ́ fún olùṣàkóso náà. Ó kó owó àsanṣáájú bílíọ̀nù R6, bílíọ̀nù R4.2 fún ìdíyelé àwọn àkójọ èlò amúsopọ̀máyélujára-rọrùn ti Vodacom, and bílíọ̀nù R3 fún ìṣàtúnrà ìpín. Vodacom yóò san owó fún ìdá 40% nínú ìpín Maziv, tí wọn yóò jọ máa ṣe àkóso òkòwò bí ó tilẹ̀ jẹ́ pé ìpín kékeré ni wọ́n ní. Bí àdéhùn náà ṣe sọ, Vodacom àti Community Investment Ventures Holdings (CIVH) yóò da àwọn ìtakùn wọn pọ̀ láti ṣẹ̀dá ilé-iṣẹ́ tuntun tí ó ń jẹ́ ""Newco"" àbí ""Fibreco."" Ṣùgbọ́n ní ọdún 2022, CIVH fi hànde pé òkòwò tuntun náà yóò jẹ́ Maziv. Lẹ́yìn ìyẹn, ní ọdún 2022, aṣàkóso ẹ̀ka iṣẹ́ náà, Àjọ-adádúró Aláṣẹ ètò Ìbánisọ̀rọ̀ ní South Africa (AAISA), jẹ́ hòo pẹ̀lú ibá. Bákan náà, Maziv àti CIVH wí pé àdéhùn ìṣòwò náà yóò ṣe àǹfààní fún ọjà nítorí pé yóò jẹ́ kí àkójọ èlò amúsopọ̀máyélujára-rọrùn ti Vodacom wà káàkiri fún títà àti rírà fún gbogbo èèyàn lọ́nà tí kò rújú tí kò sì ní ya ẹnikẹni sọ́tọ̀. Wọ́n pé ìpinnu Àjọ náà láti bẹ́gi dínà àdéhùn ìṣòwò náà ni ó bá ẹ̀ka ìbánisọ̀rọ̀ olórí afẹ́fẹ́ ìbílẹ̀ náà lójijì, èyí tí ó ti ń retí ìsọléeṣẹ́dọ̀kan náà. Ó tún da yanrìn sí gàrí ètò Remgro, onípìn-ín ìdókòwò tí ó pọ̀ jùlọ ní CIVH, tí ó ti rí ìdúnàádúrà Vodacom gẹ́gẹ́ bí ọ̀nà láti yanjú gbèsè ilé-iṣẹ́ náà.","UMaziv uphendula isiphakamiso somlawuli sokuvimba ukuhlanganiswa kweVodacom-Maziv ngezigidigidi eziyi-R13.2 ISINQUMO seSouth African Competition Commission sokuvimbela uVodacom ekutholeni izabelo zamasu kuMaziv sidale izimpendulo ezivela kwaCommunity Investment Ventures Holdings (CIVH) kanye neMaziv. Ngo-2022, i-Community Investment Ventures Holdings (CIVH) yakha i-Maziv ngokuhlanganisa izimpahla zayo ze-fiber, i-Vumatel kanye ne-Dark Fiber Africa (DFA), ibe yinkampani eyodwa enkulu yengqalasizinda ye-fiber. Esitatimendeni, i-CIVH kanye noMaziv bathi izincomo zeKhomishana azisho ukuphela kwenqubo yokuhlanganisa. Ngakho-ke, bazoxhumana Nenkantolo Yokuncintisana ukuze bethule ulwazi futhi baveze udaba lwabo ukuze kugunyazwe ukuhlanganiswa. Ezintatha zangoLwesibili, iCompetition Commission yeluleke ngokumelene nokugunyaza ukuthengwa kwaVodacom kwengxenye ye-fiber operator Maziv. Nakuba ngokuvamile kuthatha izinyanga eziyi-12 kuya kweziyi-18 ukuqeda le misebenzi, kuthathe izinyanga ezingu-20 iKhomishana ukuthi iphenye futhi inikeze impendulo. Umlawuli uthi umsebenzi ohlongozwayo ungase unciphise noma uqede ukuncintisana ezimakethe ezimbalwa. Iphinde ithi ingase inqabele abathengi abahola kancane izinzuzo ezitholwa ngabathengi baseNingizimu Afrika abacebile nabasemadolobheni ngenxa yemiphumela emihle yokuncintisana emikhiqizweni ephathwayo. IKhomishana ithi iningi labahlanganyeli bezimakethe bazwakalise ukuphikisa ukuhlangana kulandela uphenyo lwayo olunzulu kanye nokubonisana nabo, okuhlanganisa abasebenzisa inethiwekhi yeselula (ama-MNO), abasebenzisa inethiwekhi ye-fiber, abahlinzeki be-inthanethi, nabanye. Kodwa-ke, iMaziv neCIVH, esitatimendeni, bathi ukutshalwa kwezimali kuzovumela iMaziv ukuthi yengeze ingqalasizinda yefayibha emizini elinganiselwa esigidini esengeziwe ezindaweni zabantu abahola kancane, ikhiqize imisebenzi emisha efinyelela ku-10,000, ibophezele okungenani u-R10 billion ezindlekweni ezinkulu, futhi ukusekela ukusungulwa kwamabhizinisi amancane naphakathi nendawo ngesikhwama esisungulelwe le njongo ngesamba semali eyizigidi ezingama-R300. Ngo-2021, izinkampani zahambisa isivumelwano sazo sika-R13.2-billion kumlawuli. Ihlanganisa u-R6 billion wokukhokhwa kwemali kusengaphambili, isamba semali engu-R4.2 billion yezimpahla ze-fiber yakwaVodacom, kanye no-R3 billion wokuthenga okwesibili. AbakwaVodacom bebezokhokha le mali kuze kufike ku-40% wamasheya eMaziv, elawula ngokuhlanganyela leli bhizinisi yize ubenesabelo esincane kuphela. Ngokwesivumelwano, iVodacom kanye neCommunity Investment Ventures Holdings (CIVH) bazohlanganisa amanethiwekhi abo ukuze bakhe inkampani entsha eyaziwa nge-""Newco"" noma ""Fibreco."" Kepha ngowezi-2022, i-CIVH yethula ukuthi ibhizinisi elisha iMaziv. Kulandela lokho, ngo-2022, umlawuli wemboni, i-Independent Communications Authority of South Africa (Icasa), yanikeza imvume yayo enemibandela. Ngaphezu kwalokho, i-Maziv ne-CIVH bathi isivumelwano sizoba wusizo emakethe ngoba sizokwenza izimpahla ze-Vodacom zitholakale ukuze zihwetshwe ngendlela evulekile, esobala, futhi engacwasi. Isinqumo seKhomishana sokuvimba lesi sivumelwano kubikwa ukuthi siyashaqisa umkhakha wezokuxhumana wendawo, obekulindeleke ukuthi kuqiniswe igagasi. Iphinde iphonsele inselelo enkulu ezinhlelweni ze-Remgro, onamasheya amakhulu ku-CIVH, ebone ukuthengiselana kweVodacom njengendlela yokubhekana nesikweletu senkampani."
+"መተግበሪያዎች በቅርቡ ቅርብ - አሁን ለ 2023 ኤአር ላብስ ሌጎስ ቴክስታርስ አክሰለሬተር ፕሮግራም ያመልከቱ በአፍሪካ የተመሰረቱ ሁሉንም የመጀመርያ ደረጃ ጀማሪዎች መጥራት! የ 2023 ኤአርኤም ላብስ ሌጎስ ቴክስታርስ አክሰለሬተር ፕሮግራም አሁን እስከ ነሐሴ 9, 2023 ድረስ ማመልከቻዎችን በመቀበል ላይ ነው። ይህ አጋጣሚ እስከ 120,000 ዶላር ኢንቨስትመንት ለመቀበል እና የዚህ የለውጥ ፕሮግራም አካል ለመሆን አያምልጥዎ! ከአርኤም ላብስ ጋር በመተባበር፣ በሌጎስ ላይ የተመሠረተ የአዲስ ቴክኖሎጂ ፕሮግራም፣ ቴክስታርስ፣ በዓለም ላይ እጅግ ንቁ ቅድመ-ዘር ኢንቨስተር፣ ከፍተኛ ፍላጎት ላለው የፍጥነት ማሽነሪ ፕሮግራሙ ማመልከቻ ጥሪን በማሳወቁ በጣም ተደስተዋል። እ.ኤ.አ በ2022 ፣የተመረቀውን ፕሮግራም ስኬታማነት ተከትሎ የዚህ አመት እትም በአፍሪካ የመጀመሪያ ደረጃ ላይ የተመሰረቱ ጀማሪዎች ላይ ያተኩራል። የሶስት ወር፣ በናይጀሪያ ሌጎስ ውስጥ መርሀ ግብር በአካል ይካሄዳል። በመጀመሪያው ወር፣ ውስጥ የተመረጡ የጀማሪዎች ሥልጠና የሚያገኙ ከመሆኑም ሌላ ከ100 የሚበልጡ የቴክ ስታርስ አማካሪዎች ጋር ማነታቸውን ማሻሻያ ዋጋ ያደርጋሉ። በሁለተኛው ወር ደግሞ ተጋባዦች ተናጋሪዎች፣ የተለዋወጠ መሥሪያ ቤት እንዲሁም መሥራቾች የንግድ ድርጅታቸውን እንዲያከናውኑና እንዲፋጠኑ ለመርዳት አንድ በአንድ ድጋፍ ይደረጋል። ሦስተኛው ወር ለገንዘብ ማሰባሰብ እና ወሳኝ የሆኑ የኢንቨስትመንት ግንኙነቶችን ለመገንባት የሚጀምሩትን ለማዘጋጀት ይወሰናሉ። የአርኤም ላብስ የቴክስታርስ ሌጎስ ፕሮግራም የቴክስታርስ ብቸኛ የመሬት ላይ ፈጣን ማሽከርከሪያ ሲሆን በአፍሪካ ዋና ዋና የስነ ምህዳር መሪዎች የሚደገፍ ነው፣ ከእነዚህም መካከል አሺም ኤጉንጆቢ፣ በኦክተራ ካፒታል ተባባሪ፣ ታንዴ ኬሂንዴ፣ የጁሚያ መሥራች አባል እና የሊዲያ መሥራች እና ዋና ዲኦኦ፣ ኦሉማይድ ሶዮምቦ፣ በቮልትሮን ካፒታል ተባባሪ፣ አሊስ ቶምዲዮ፣ የሎውካርድ ዋና የገንዘብ መሥሪያ ቤት፣ አማንዲን ሎቤል፣ ይገኙበታል፣ አማንዲን ሎቤል፣ የፔስታክ ዋና የሥራ ኃላፊ፣ እና የሌንድስኪር መሥራችና ዋና ዲኦኤ የሆኑት አዴዴጂ ኦሎው ናቸው። አሁኑኑ አድርግ - መተግበሪያዎች ነሐሴ 9, 2023 ይዘጋሉ። መሥራቾች ማመልከቻቸውን ቀደም ብለው እንዲያቀርቡ ይበረታታሉ ምክንያቱም ባስገቡት ሁኔታ ስለሚታዩ። ይህን ልዩ አጋጣሚ የጀማሪዎን እድገት ለማፋጠን እና የአለም አቀፍ የማስተዋወሪያዎች፣ የኢንቨስተሮች፣ እና ተባባሪዎች ንድድ ለማግኘት አይመልከቱ. ፕሮግራሙ ኅዳር 13 ቀን 2023 ዓ.ም. ይጀመራል። የካቲት 15 ቀን 2024 ዓ.ም. በዴሞ ዴይ ትርዒት ይደመደማል። ባለፈው ዓመት የተጋበዙት ዴሞ ዴይ ከ400 በላይ ተሰብሳቢዎች በአካል ተገኝተው ነበር፤ ተጨማሪ 2,500 ሰዎች በዩቱብ እና ሊንክድኢን ላይ በቀጥታ ይጎርፋሉ። ስለ ቴክስታርስ፡ ቴክስተሮች 99 ቢልዮን የአሜሪካ ዶላር የገበያ ማዕከል ባላቸው ከ3,700 በሚበልጡ ኩባንያዎች ውስጥ በከፍተኛ ፍጥነት በማካሄድ በዓለም ላይ ከፍተኛ ተሳትፎ የሚያደርጉ የቅድመ ዘር ኢንቨስትመንት ናቸው። እ.ኤ.አ በ 2006 የተመሰረተው ቴክስታርስ፣ ነጋዴዎች ለሁሉም ሰው የተሻለ የወደፊት ጊዜ እንደሚፈጥሩ ያምናሉ፣ እና ታላላቅ ሃሳቦች ከየትኛውም ቦታ ሊመጡ ይችላሉ። ተልዕኮው በዓለም ዙሪያ ተጨማሪ የንግድ ድርጅቶች እንዲፈስ በማድረግ በየዓመቱ ታይቶ በማይታወቅ ቁጥር ላይ ኢንቨስትመንት ማድረግ ነው ። ቴክስታርስ የጀማሪ ፕሮግራሞችን እና የድርጅት ካፒታል ፈንድዎችን ያካሂዳል፣ ጅማሬዎችን፣ ባለሀብቶችን፣ ኮርፖሬሽኖችን እና ከተሞችን በማገናኘት የጀማሪ ማህበረሰቦችን ለመገንባት። www.techstars.com(ደብሊውደብሊው ደብሊው .ቴክስታርስ.ኮም) ላይ ተጨማሪ መረጃ ያግኙ። ስለ ኤአርኤም፡ በ1994 የተቋቋመው ኤአር ኤም ኮርፖሬሽኖችን፣ መሠረቶችንና የበጎ አድራጎት ድርጅቶችን፣ ከፍተ�� ዋጋ ያላቸው ግለሰቦችንና አነስተኛ ቆጣቢዎችን ጨምሮ ለከፍተኛና የተለያዩ ደንበኞች የተለያዩ የሀብት አስተዳደር አገልግሎቶችን የሚያቀርብ ግንባር ቀደም የኢንቨስትመንት አስተዳደር ድርጅት ነው። ተጨማሪ ማብራሪያ ለማግኘት (ኤችቲቲፒኤስ፡//ደብሊው ደብሊው ደብሊው .ኤርኤም.ዶትኮም.ኤንጅ) https://www.arm.com.ng/ ይጎብኙ።","Applications Close Soon - Apply Now For The 2023 ARM Labs Lagos TechStars Accelerator Program Calling all early-stage startups based in Africa! The 2023 ARM Labs Lagos Techstars Accelerator Program is now accepting applications until August 9, 2023. Don't miss this opportunity to receive up to $120,000 in investment and be a part of this transformative program! In partnership with ARM Labs, a Lagos-based innovation program, Techstars, the most active pre-seed investor in the world, is thrilled to announce the call for applications for its highly sought-after accelerator program. Following the success of the inaugural program in 2022, this year's edition will focus on early-stage Africa-based startups. The three-month, in-person program will be held in Lagos, Nigeria. During the first month, selected startups will receive hands-on training and interact with over 100 Techstars mentors to refine their value proposition. The second month will feature guest speakers, tailored workshops, and one-on-one support to help founders execute and accelerate their businesses. The third month will be dedicated to preparing the startups for fundraising and building crucial investor relationships. The ARM Labs Techstars Lagos program is Techstars' only on-ground accelerator in Africa and is supported by key ecosystem leaders in Africa, including Ashim Egunjobi, Partner at Octerra Capital, Tunde Kehinde, Founding member of Jumia and Founder and CEO of Lidya, Olumide Soyombo, Partner at Voltron Capital, Alice Tomdio, Chief Financial Officer of YellowCard, Amandine Lobelle, Chief Operating Officer of Paystack, and Adedeji Olowe, Founder and CEO of Lendsqr. Act Now - Applications Close on August 9, 2023 Founders are encouraged to submit their applications early as they will be reviewed on a rolling basis. Don't miss this unique opportunity to accelerate your startup's growth and gain access to a global network of mentors, investors, and partners. The program will commence on November 13, 2023, and conclude with a Demo Day showcase on February 15, 2024. Last year's invite-only Demo Day had over 400+ attendees in person, with an additional 2,500+ people streaming the event live on YouTube and LinkedIn. About Techstars: Techstars is the most active pre-seed investor in the world, having invested through its accelerators in more than 3,700 companies with a combined market cap of $99 billion. Founded in 2006, Techstars believes that entrepreneurs create a better future for everyone, and great ideas can come from anywhere. Its mission is to invest in an unprecedented number of startups per year, enabling more capital to flow to more entrepreneurs worldwide. Techstars operates accelerator programs and venture capital funds, connecting startups, investors, corporations, and cities to build thriving startup communities. Learn more at www.techstars.com. About ARM: Established in 1994, ARM is a leading investment management firm providing a wide range of wealth management services to a substantial and diversified client base, including corporations, foundations and charities, high net-worth individuals, and small savers. For more details, visit https://www.arm.com.ng/.","Za a Rufe Shiga nan Kusa - Ka shiga a yanzu don shiga shirin 2023 ARM Labs Lagos TechStars Accelerator Program Kiran dukkan farin shigan startsup da suke Afirka! A yanzu 2023 ARM Lagos Techstars Accelerator Program yana karɓar masu son shiga har zuwa 9 Agusta, 2023. Kada ka rasa wannan damar domin samun hannun jarin $120,000 kuma ka zama ɓangare na wannan shiri mai kawo sauyi.! Tare da haɗin guiwa da ARM Labs, wani shirin ƙirƙira a Legas, Techstars, wani hannun jarin pre-seed mafi aiki a duniya, suna farin cikin sanar da kiran neman shiga shirin saboda babban shirinsu na sought-after accelerator. Biyo bayan nasarar ƙaddamar da shirin a 2022, shirin wannan shekarar zai maida hankali ne a kan farin shigan kamfanoni masu farowa na Afirka. Shirin tare da mutane na wata uku zai kasance ne a Legas, Nijeriya. A watan farko, kamfanoni masu farowa da aka zaɓa za su samu horo na hannu da kuma tattaunawa tare da sauran masu koyarwa 100 na Techstars domin sanin ɓangaren da suka fi amfani. Wata na biyu zai gabatar da masu jawabi, tare da tattaunawa, da kuma taimakekeniya na tallafi domin taimakon masu samarwa don su aiwatar kuma su ciyar da kasuwancinsu gaba. Wata na uku za a saɗaukar da shi ne wajen shirya kamfani mai farowa domin neman tallafin kuɗi da kuma gina alaƙa da masu hannun jari. Shrin ARM Labs Techstars Lagos shi ne kaɗai Accelarator na Techstars da yake ƙasa a Afirka kuma yana samun tallafi ne daga manyan shugabannin tsarin mahalli a Afirka, wanda suka haɗa da Ashim Ogunjobi, Partner at Octerra Capital, Tunde Kehinde, mamba daga wanda suka samar da Jumia kuma Shugaba wanda ya samar da Lidya, Olumide Soyombo, abokin hulɗa a Voltron Capital, Alice Tomdio, Shugaban kula da Harkar Kuɗi na YellowCard, Amandine Lobelle, Shugaban Gudanarwa na Paystack, da kuma Adedeji Olowe, Shugaba kuma wanda ya samar da Lendsqr. Ka yi a Yanzu - Za a rufe neman shiga a Agusta 9, 2023 Ana ƙarfarar masu samarwa da su bayar da takardar shigarsu da wuri saboda za a duba su akai-akai. Kada ka rasa wannan damar ta musamman domin inganta cigaban kamfani mai farowa ɗinka da kuma samun damar shiga hanyar sadarwa da masu koyarwa, masu hannun jari da kuma abokan hulɗa na duniya. Shirin zai fara ne a 13 ga Nuwamba, 2023, zai kuma ƙare ne da ranar Demo Showcase a 15 ga Fabrairu 2024. Waɗanda aka gayyata a Demo Day na wancan shekarar sun kai mutane 400+ da suka halarta da kansu, da kuma ƙarin mutane 2,500+ da suke kallon shirin kai tsaye a manhajar YouTube da Linkedln. Game da Techstars: Techstars shi ne mai hannun jarin pre-seed mafi aiki a duniya, ya sanya hannun jari ta hanyar accelerators ɗinsu a fiye da kamfanoni 3,700 tare da jarin kasuwa na biliyan $99. Wanda aka samar da shi a 2006, Techstars sun yarda cewa masu sana’ar hannun suna samar da gaba mai kyau ga kowa, kuma manyan tunanunnuka suna iya zuwa daga ko’ina. Burinsu shi ne su sanya hannun jari a kamfanoni masu farowa masu yawan gaske a kowacce shekara, don samar da gudanar jari ga masu sana’o’in hannu da dama a duniya baki ɗaya. Techstars suna gudanar da shirye-shiryen accelerators da kuma venture capital funds, wanda yake haɗa startups, masu hannun jari, kamfanoni, da kuma birane domin gina al’ummar kamfanoni masu farowa ƙwazo. Ka ƙara sani a www.techstars.com. Game da ARM: Wanda aka ƙaddamar da shi a 1994, ARM kamfanin gudanar da hannun jari ne na kan gaba wanda yake samar da ayyukan gudamar da kuɗi daban-daban zuwa ga muhallin abokan hulɗa masu mahimmanci kuma kala-kala, wanda ya haɗa da kamfanoni, kungiyoyi da kuma masu bada tallafi, mutane masu kuɗi , da kuma masu ajiyar kaɗan. Domin ƙarin bayani, ku ziyarci https://www.arm.com.ng/.","Maombi yatafungwa hivi karibuni - Tuma Ombi Sasa kwa Mpango wa Kuongeza kasi ya Maabara ya ARM ya 2023 Lagos Techstar Inapigia simu waanzilishi wote wa hatua za awali waliyoko Afrika! Mpango wa kuongeza kasi wa maabara ya ARM wa 2023 Lagos TechStars sasa unapokea maombi hadi tarehe 9 Agosti 2023. usikose fursa ya kupokea uwekezaji wa $120,000 na uwe sehemu ya program zenye kuleta mabadiliko! kwa ushirikiana na Maabara ya ARM, programu ya uvumbuzi yenye makao yake Lagos, Techstars, mwekezaji anayefanya kazi zaidi wa mbegu kabla ya kupanda duniani, ina furaha kutangaza wito wa kutuma maombi kwa ajili ya mpango wake wa kuongeza kasi unaotafutwa sana. kufuatia mafanikio ya program za uzinduzi wa mwaka 2022, toleo la mwaka huu litajikita kwenye miradi ya hatua ya awali ya Afrika. Programu hiyo ya miezi mitatu ya ana kwa ana itafanyika Lagos, Nigeria. Katika mwezi wa kwanza, mradi uliyochaguliwa utapokea ufadhili wa mafunzo ya vitendo na kuunganishwa na Techstars zaidi ya 100 katika kuchuja thamani ya mapendekezo yao. Mwezi wa pili utakuwa na wazungumzaji wa wageni, warsha maalum na usaidizi wa moja kwa moja ili kusaidia waanzilishi kutekeleza na kuharakisha biashara zao. mwezi wa tatu utakuwa wa maandalizi ya miradi kwa ajili ya harambee na kujenga uhusiano muhimu kwa uwekezaji. Mpango wa ARM Labs Techstars Lagos ni kichapuzi pekee cha Techstars barani Afrika na unasaidiwa na viongozi wakuu wa mfumo wa ikolojia barani Afrika, wakiwemo Ashim Engunjobi, Mshirika kutoka Octerra Capital, Tunde Kehinde, Mwanachama mwanzilishi wa Jumia na Mwanzilishi na Mkurugenzi Mtendaji wa Lidya, Olumide. Soyombo, Mshirika kutoka Voltron Capital, Alice Tomdio, Afisa Mkuu wa Fedha wa YellowCard, Amandine Lobelle, Afisa Mkuu wa Uendeshaji wa Paystack na Adedeji Olowe, Mwanzilishi na Mkurugenzi Mtendaji wa Lendsqr. Chukua hatua sasa - siku ya mwisho kutuma maombi ni Agosti 9, 2023 waanzilishi wanahimizwa kuwasilisha maombi yao mapema kwa sababu yatashughulikiwa kila mara. Usikose hii fursa ya pekee ya kuendeleza ukuaji wa mradi wako na kupata uwezo wa kujiunga na washauri, wawekezaji na washiriki wa kimataifa. Program zitaanza Novemba 13, 2023 na kuhitimishwa kwa onyesho la siku litakalofanyika Februari 15, 2024. Onyesho la mwaka uliyopita lilikuwa na watu zaidi ya 400+ waliyohudhuria ana kwa ana, na watu zaidi ya 2,500+ waliyofuatilia tukio mbashara kupitia YouTube na LinkedIn. Kuhusu Techstars: Techstars ni mwekezaji mkubwa na muhimu duniani, akiwa amewekezaji kwenye uendeshaji wa kampuni zake zaidi ya 3,700 zenye soko la pamoja lenye thamani ya $99 bilioni. ilianzishwa mwaka 2006, Techstars inaamini kuwa wajasiriamali wanatengeneza maisha bora ya baadaye kwa kila mtu na mawazo mazuri yanaweza kutoka sehemu yoyote. Dhamira yake ni kuwekeza idadi kubwa ya ya miradi isiyo ya kifani kwa kila mwaka, katika kusaidia mtiririki wa mitaji kwa wajasiriamali wengi duniani kote. Techstars inaendesha program za kuongeza kasi na kudhamini mitaji ya miradi, kuunganisha miradi, wawekezaji, washirika na majiji kutengeneza usitawi wa miradi ya jamii. Jifunze zaidi kupitia tovuti ya www.techstars.com. Kuhusu ARM: ARM ilianzishwa mwaka 1994, ARM ni kampuni imara ya usimamizi wa wawekezaji inayotoa huduma ya usimamizi wa mitaji kwa wateja na wa aina mbalimbali wakiwemo mashirika, warsha (Foundations) na hisani, watu binafsi wenye thamani ya juu na waokoaji wadogo. kwa taarifa zaidi tembelea tovuti ya https://www.arm.com.ng/.","Ìkọ̀wéforúkọsílẹ̀ yóò Dópin Láìpẹ́: Kọ̀wéforúkọsílẹ̀ Fún Ètò Amúṣẹ́yá ARM Labs fún Lagos TechStars ti ọdún 2023 Ìpè fún gbogbo àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣẹ̀ṣẹ̀-bẹ̀rẹ̀ tí wọ́n wà ní Africa! Ètò Amúṣẹ́yá ARM Labs fún Lagos TechStars ti ọdún 2023 ti ń gba ìkọ̀wéforúkọsílẹ̀ báyìí títí di ọjọ́ 9 oṣù Kẹjọ, ọdún 2023. Má sọ àǹfààní láti gba owó ìdókòwò tí ó tó $120,000 kí o sì dara pọ̀ mọ́ ètò alàyípadà yìí nù.! Ní ìbáṣepọ̀ pẹ̀lú ARM Labs, ètò alátinúdà tí ó kalẹ̀ sí ìlú Èkó, TechStars tí ó jẹ́ olùkówólókòwò ní ìbẹ̀rẹ̀ iṣẹ́ tí ó ṣe fáfá jùlọ ní àgbáyé láyọ̀ láti kéde ìpè fún ìkọ̀wéforúkọsílẹ̀ fún ètò amúṣẹ́yá rẹ̀ tí ó máa tà wàràwàrà. Lẹ́yìn àṣeyọrí ètò ìbẹ̀rẹ̀ iṣẹ́ ní ọdún 2022, ètò tí ọdún yìí yóò gbájú mọ́ àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣẹ̀ṣẹ̀-bẹ̀rẹ̀ ní ilẹ̀ Africa. Ètò alámójúbà, olóṣù mẹ́ta náà yóò wáyé ní ìlú Èkó, Nigeria. Láàárín oṣù kan àkọ́kọ́, àwọn ilé-iṣẹ́ àdìdeelẹ̀ tí wọ́n yàn yóò gba ẹ̀kọ́ oníkòópa tí wọn yóò sì máa bá àwọn olùdámọ̀ràn Techstars tí wọ́n lé ní 100 ṣe láti lè ṣàtúnṣe ìṣàfilọ̀ iṣẹ́ wọn. Àwọn àlejò oní sọ̀rọ̀sọ̀rọ̀, ìdánilẹ́kọ̀ọ́ abálò-ẹni-mu, àti ìrànwọ́ olórí-jorí láti lè ran àwọn olùdásílẹ̀ lọ́wọ́ kí wọ́n lè ṣiṣẹ́ kí wọ́n sì mú iṣẹ́ wọn yá ni oṣù kejì yóò dá lé lórí. Wọn yóò fi oṣù kẹta jin ṣíṣe ìgbáradì fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ náà láti ṣe àgbajọ owó àti láti ṣẹ̀dá ìbáṣepọ̀ pàtàkì pẹ̀lú olùkówólókòwò. Ètò ARM Labs fún Lagos TechStars náà jẹ́ ètò amúṣẹ́yá TechStars kan ṣoṣo tí ó wà ní Africa tí àwọn olórí àwùjọ iṣẹ́ pàtàkì ní ilẹ̀ Africa fọwọ́ sí. Nínú wọn ni Ashim Egunjobi, ẹni tí ó jẹ́ Alábàáṣe ní Octerra Capital, Tunde Kehinde, ọmọ ẹgbẹ́ olùdásílẹ̀ ní Jumia tí ó sì tún jẹ́ Olùdásílẹ̀ àti Aláṣẹ àti Olùdarí Lidya, Olumide Soyombo, tí ó jẹ́ Alábàáṣe ní Voltron Capital, Alice Tomdio, Adarí Ètò Owó ní YellowCard, Amandine Lobelle, tí ó jẹ́ Adarí Ètò Iṣẹ́ ní Paystack, àti Adedeji Olowe, tí ó jẹ́ Olùdásílẹ̀ àti Aláṣẹ àti Olùdarí Lendsqr. Tara ṣàṣà Nísìnyìí - Ìkọ̀wéforúkọsílẹ̀ yóò Dópin ní ọjọ́ 9 oṣù Kẹjọ, ọdún 2023 Wọ́n rọ àwọn olùdásílẹ̀ láti tètè fi ìkọ̀wéforúkọsílẹ̀ wọn ránṣẹ́ nítorí àyẹ̀wò lórí wọn yóò máa lọ lẹ́sẹẹsẹ ni. Má sọ àǹfààní aláìlẹ́gbẹ́ láti mú ìdàgbàsókè ilé-iṣẹ́ àdìdeelẹ̀ rẹ ya àti àǹfààní ìráàyè sí ìtakùn àwọn olùdámọ̀ràn, olùkówólókòwò, àti àwọn alábàáṣe yìí nù. Ètò náà yóò bẹ̀rẹ̀ ní ọjọ́ 13 oṣù Kọkànlá, ọdún 2023 tí yóò sì parí pẹ̀lú ìpàtẹ ní Ọjọ́ Ìṣàfihàn-àwòṣe ní ọjọ́ 15 oṣù Kejì, ọdún 2024. Àwọn olùkópa tí wọ́n lé ní 400+ ni wọ́n wá sí ibi Ọjọ́ Ìṣàfihàn-àwòṣe aláfìwépè-nìkan ti ọdún tí ó kọjá, tí àwọn èèyàn 2,500+ sì ń wo ètò náà bóṣeńlọ lórí YouTube àti LinkedIn. Nípa Techstars: TechStars jẹ́ olùkówólókòwò ní ìbẹ̀rẹ̀ iṣẹ́ tí ó ṣe fáfá jùlọ ní àgbáyé, pẹ̀lú bí ó ti ṣe kówó lé àwọn ilé-iṣẹ́ tí wọ́n lé ní 3,700 tí wọ́n sì ní àpapọ̀ iye owó ìpín ìdókòwò lọ́jà tí ó jẹ́ bílíọ̀nù $99 láti ará àwọn ajìfà ètò amúṣẹ́yá rẹ̀. TechStars tí wọ́n dá sílẹ̀ ní ọdún 2006 ní ìgbàgbọ́ pé àwọn olùṣòwò lè ṣẹ̀dá ọjọ́-ọ̀la tí ó dára sí i fún gbogbo ènìyàn, àti pé kò sí ibi tí èrò ńlá kò ti le wá. Ìlépa rẹ̀ ni láti kówó lé ọ̀pọ̀lọpọ̀ iye àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní ọdún, èyí tí yóò jẹ́ kí owó ìbẹ̀rẹ̀ iṣẹ́ ó tàn dé ọ̀dọ̀ àwọn olùṣòwò púpọ̀ ní àgbáyé. Techstars ń ṣe àwọn ètò amúṣẹ́yá t�� ó sì ń ṣètò owó ìrànwọ́ tí ó ń kó lé òkòwò kékeré fún ìpín ìdókòwò, ó ń mú àwọn ilé-iṣẹ́ àdìdeelẹ̀, àwọn olùkówólókòwò, àwọn àjọ, àti àwọn ìlú-ńlá mọra láti lè ṣe àgbédìde àwùjọ tí ilé-iṣẹ́ àdìdeelẹ̀ yóò ti yè. Mọ̀ sí i ní www.techstars.com. Nípa ARM: ARM tí wọ́n dá sílẹ̀ ní ọdún 1994 jẹ́ adarí ilé-iṣẹ́ aṣàkóso ìdókòwò tí ó ń pèsè àwọn iṣẹ́ ajẹmọ́ṣàkóso ọrọ̀ fún àkójọ onírúurú àwọn oníbàárà pàtàkì, tí àwọn àjọ, àwọn ìdásílẹ̀ àti àwọn àjọ onítọrẹ-àánú, àwọn èèyàn tí àpapọ̀ ìní amówówọlé wọn gara, àti àwọn afowópamọ́ kéékéèké. Fún àlàyé síwájú sí i, lọ sí https://www.arm.com.ng/.","Izicelo Zivalwa Maduze - Faka isicelo Manje Ohlelweni Lwe-ARM Labs lowezi-2023 eLagos TechStars Sibiza wonke amabhizinisi asaqala ase-Africa! Uhlelo lwe-2023 ARM Labs Lagos Techstars Accelerator manje selamukela izicelo kuze kube umhla ziyi-9 kuNcwaba wezi-2023. Ungaphuthelwa yileli thuba lokuthola imali efika ku-$120,000 futhi ube yingxenye yalolu hlelo lokuguqula! Ngokubambisana ne-ARM Labs, uhlelo lokusungula olusekelwe e-Lagos, i-Techstars, umtshalizimali osebenza kakhulu emhlabeni, ujabule kakhulu ukumemezela isicelo sokufakwa kwezicelo zohlelo lwayo lokusheshisa olufunwa kakhulu. Ngemva kwempumelelo yohlelo lokuqala ngo-2022, uhlelo lwalo nyaka luzogxila ekuqaliseni okusekelwe e-Afrika. Lolu hlelo lwezinyanga ezintathu, oluzokwenziwa mathupha luzoba seLagos, eNigeria. Ngenyanga yokuqala, abaqalisi abakhethiwe bazothola ukuqeqeshwa okusebenzayo futhi basebenzisane nabeluleki be-Techstars abangaphezu kwe-100 ukuze bacwengisise isiphakamiso sabo senani. Kuzoba nezikhulumi ezivakashile enyangani yesibili , izingosi zizocobelelana ngolwazi, nokusekelwa komuntu ngamunye ukuze kusizwe abasunguli basebenzise futhi basheshise amabhizinisi abo. Inyanga yesithathu izonikezelwa ekulungiseleleni amabhizinisi asaqala ukuqongelela imali kanye nokwakha ubudlelwano obubalulekile babatshalizimali. Uhlelo lwe-ARM Labs Techstars Lagos luwuhlelo lwe-Techstars kuphela olusebenzisa isivinini e-Afrika futhi lusekelwa abaholi ababalulekile be-ecosystem e-Afrika, okuhlanganisa u-Ashim Egunjobi, Uzakwethu e-Octerra Capital, u-Tunde Kehinde, oyilungu elinguMsunguli we-Jumia noMsunguli kanye ne-CEO ye-Lidya, u-Olumide. U-Soyombo, Uzakwethu eVoltron Capital, u-Alice Tomdio, Isikhulu Esiyinhloko Sezezimali se-YellowCard, u-Amandine Lobelle, Isikhulu Esisebenzayo Se-Paystack, kanye no-Adedeji Olowe, Umsunguli kanye no-CEO we-Lendsqr. Yenza Manje - Izicelo Zivalwa ziyi-9 kuNcwaba wezi-2023 Abasunguli bayakhuthazwa ukuthi bathumele izicelo zabo kusenesikhathi ngoba zizobuyekezwa njalo. Ungaphuthelwa leli thuba eliyingqayizivele lokusheshisa ukukhula kwesiqalo sakho futhi utufinyelele kunethiwekhi yomhlaba wonke yabeluleki, abatshalizimali, nozakwethu. Uhlelo luzoqala ziyi-13 kuLwezi wezi-2023, futhi luphothulwe ngombukiso weDemo Day ziyi-15 kuNhlolanja wezi-2024. Usuku Lwedemo lokumema kuphela lwangonyaka odlule lwaba nezithameli ezingaphezu kuka-400+ mathupha, nabantu abengeziwe abangu-2,500+ abasakaza umcimbi bukhoma ku-YouTube naku-LinkedIn. Mayelana ne-Techstars: I-Techstars ingumtshalizimali osebenza kakhulu emhlabeni, etshale imali ngokusebenzisa ama-accelerators ezinkampanini ezingaphezu kwezi-3,700 ezinemakethe ehlanganisiwe yezigidigidi ezingama- $ 99. Yasungulwa ngo-2006, i-Techstars ikholelwa ukuthi osomabhizinisi badala ikusasa elingcono lawo wonke umuntu, futhi imibono emihle ingavela noma yikuphi. Umgomo wayo ukutshala imali enanini elingakaze libonwe lokuqalwa konyaka, okuvumela imali eyengeziwe ukuthi ingene ngokushesha kosomabhizinisi abaningi emhlabeni jikelele. I-Techstars isebenzisa izinhlelo zokusheshisa kanye nezimali zebhizinisi, ukuxhuma iziqalo, abatshalizimali, izinkampani, namadolobha ukwakha imiphakathi ekhulayo. Funda kabanzi ku-www.techstars.com. Mayelana ne-ARM: Isungulwe ngo-1994, i-ARM iyifemu ehamba phambili yokuphatha ukutshalwa kwezimali ehlinzeka ngezinsiza eziningi zokuphatha ingcebo kumakhasimende amakhulu futhi ahlukahlukene, okuhlanganisa izinkampani, izisekelo nezinhlangano ezisiza umphakathi, abantu abanenani eliphezulu, kanye nabonga abancane. Ukuze uthole imininingwane eyengeziwe, vakashela ku-https://www.arm.com.ng/."
+"ግሪንታ አውቶ ኪዩርን በማትረፍ በሦስት ዓመት ጊዜ ውስጥ ሦስተኛውን ግዥ ታደርጋለች ግብጻዊው ፣ጀማሪ፣ ግሪንታ፣ ባልታወቀ መጠን አውቶ ኪዩር ማግኘቱን አስታውቋል። ይህ ግኝት ግሪንታ በመላው ግብፅ የእግር አሻራዋን እንድታሰፋ የሚረዳት ሲሆን እና በ2021 ከተመሠረተችበት ጊዜ አንስቶ ሦስተኛዋ ናት ። ቀደም ሲል፣ ጅምሩ ፒኤች ስቶርን፣ የፋርማሲ ምርቶችን ቢቱቢ ገበያ፣ እና ኢሜ የተባለ የሶፍትዌር ልማት ኩባንያ አግኝቶ ነበር። የአውቶ ኪዩር ግኝትን ተከትሎ የጀማሪው ተባባሪ መስራችና የሲኢኦ ሞሃመድ ሬዚክ ከግሪንታ ጋር በአጋርነት በመቀላቀል የንግድ ቡድኑን ይመራል። ይሁን እንጂ፣ ሌላው ተባባሪ መሥራች አምር ካሜል ምን ሚና እንደሚጫወት ገና ግልጽ አልሆነም። ከግሪንታ ጋር እጅ መቀላቀል ለእኛ እጅግ በጣም አስደሳች ነው; ገበያውን ዲጂቲንግ ለማድረግ እና የደንበኞችን እርካታ ለማድረስ ያደረግነው ቁርጥ ውሳኔ ከግሪንታ ድንቅ ቡድን ጋር እንድንቀላቀል አድርጎናል። የአማራጮች ዓለም ከፍቷል፣ እናም አብረን በእስክንድርያ ብቻ ሳይሆን በመካከለኛው ምሥራቅ እና በአፍሪካ ውስጥ መዳረሻችንን እናስፋፋለን"" አለ ሬዚክ። በ2022 ፣ ግሪንታ 8 ሚሊዮን ዶላር የዘር ድጋፍ አሰባስባለች። ይህ ደግሞ የቴክኖሎጂ ክምችቷን ለማዳበርና በመላው ግብፅ መስፋፋትን ለማፋጠን ያግዛል ተብሏል። ከ7,000 በላይ ከሚሆኑ ነጋዴዎች ጋር የሚሠራው ይህ ድርጅት ከ2021 ወዲህ ከ200,000 በላይ ትእዛዞችን አድርሶል ። በሌላ በኩል አውቶ ኪዩር ከተቋቋመ ጀምሮ 5,000 ትዕዛዞችን ለማድረስ ከ450 በላይ መድሃኒቶች ጋር ሰርቷል። ሁለቱም ኩባንያዎች ኃይሎችን በመቀላቀል የግብጽን የጤና ቴክኖሎጂ ገበያ ከፍተኛ ድርሻ መያዝ ይችላሉ። እ.ኤ.አ በ2022፣ በሀገሪቱ የጤና አገልግሎት ዘርፍ የተጀመረ ዉጤት 50.5 ሚሊዮን ዶላር አሰባስበዋል። ይህም ከአጠቃላይ የገንዘብ ድጋፍ 6.2% ያህሉን አሰባስበዋል።","Grinta makes its third acquisition in three years as it snaps up Auto Cure Egyptian startup, Grinta, has announced the acquisition of Auto Cure for an undisclosed amount. The acquisition will help Grinta expand its footprints across Egypt, and is its third since it was founded in 2021. Previously, the startup had acquired PH Store, a B2B marketplace for pharmaceutical products, and EME, a software development company. Following the acquisition of Auto Cure, Mohamed Rezk, the startup’s co-founder and CEO, will join Grinta as a partner, leading its commercial team. However, it’s not yet clear what role, if any, Amr Kamel the other co-founder, will play. “Joining hands with Grinta is incredibly exciting for us; our commitment to digitizing the market and delivering customer satisfaction has led us to joining Grinta’s brilliant team. We have unlocked a world of possibilities, and together we will be extending our reach not only in Alexandria but throughout the Middle East and Africa,” Rezk said. In 2022, Grinta raised $8 million in seed funding, which it said would aid in developing its tech stack and accelerating expansion across Egypt. The startup, which works with more than 7,000 vendors, has delivered over 200,000 orders since 2021. Auto Cure, on the other hand, has worked with more than 450 pharmacies to deliver 5,000 orders since its inception. By joining forces, both companies can grab a larger share of Egypt’s healthtech market. In 2022, startups in the country’s healthcare sector raised $50.5 million, 6.2% of the total funding raised.","Grinta ta samu mallakinta na uku a cikin shekara uku yayin da suka mallaki Auto Cure Kamfani mai farawa na Egypt, Ginta, sun bayyana mallakar Auto Cure a wani farashin da ba su bayyana ba. Mallakar za ta taimakawa Grinta su faɗaɗa girmansu a cikin Egypt, kuma shi ne na uku tun sanda aka samar da shi a 2021. A baya, kamfanin mai farowa ɗin ya mallaki PH Store, wajen kasuwanci na B2B domin kayayyakin magunguna, da EME, kamfanin samar da manhaja. Biyo bayan mallakar Auto Cure, Muhamed Rezk, Shugaba kuma wanda ya samar da kamfanin mai farowa, zai yi aiki da Grinta a matsayin abokin hulɗa, wanda zai jagoranci ƙungiyar siye da siyarwarsu. Saboda haka, har yanzu ba a tantance wanne matsayi, idan akwai, Amr Kamel wanda ya samar , zai riƙe ba. “Haɗa hannu da Ginta ba ƙaramin abun farin ciki ba ne a wajenmu; mayar da hankalinmu wajen zamanantar da kasuwar da kuma samar da jin daɗin abokan ciniki shi ne ya sanya muka haɗe da ƙungiyar Ginta mai hazaƙa. Mun buɗe duniyar dacewa, kuma a tare za mu ƙara faɗaɗa ba iya Alexandria kawai ba amma har Gabas ta Tsakiya da Afirka,” Rezk ya faɗa. A 2022, Grinta ta samar da miliyan $8 a tallafin iri, wanda ta ce zai taimaka wajen cigaban ɓangaren fasahar ta da kuma ɗaukaka faɗaɗawar a cikin Egypt baki ɗaya. Kamfanin mai farawa, da suke aiki da fiye da ‘yan kasuwa 7,000, sun aika da saƙon kaya fiye da 200,000 tun 2021. Auto Cure, a wani ɓangaren, ya yi aiki da gidan magani fiye da guda 450 domin aika saƙon kaya 5,000 tun farkon fara aikinsu. Ta hanyar haɗa ƙarfi, dukkan kamfanonin za su iya ɗaukar babban kaso na kasuwar fasahar magani a Egypt. A 2022, kamfanoni masu farowa a ɓangaren kiwon lafiya na ƙasar sun samar da miliyan $50.5, 62% na jimillar kuɗin da aka samar.","Grinta inapata upataji wake wa tatu katika miaka mitatu inapopata Tiba ya Kiotomatiki Kampuni ya Kimisri, Grinta, imetangaza kupatikana kwa Auto Cure kwa kiasi ambacho hakijawekwa wazi. Upataji huo utasaidia Grinta kupanua nyayo zake pote Misri, na ni ya tatu tangu ilipoanzishwa mwaka wa 2021. Hapo awali, mradi ulikuwa umepata PH Store, soko la B2B la bidhaa za dawa na EME, kkampuni ya kutengeneza programu. Kufuatia kupatikana kwa Auto Cure, Mohamed Rezk, Mwanzilishi Mwenza na Mkurugenzi Mtendaji, atajiunga na Grinta kama mshirika, akiongeza timu yake ya biashara. Hata hivyo, bado haijabainika ni jukumu gani, kama lipo, Amr Kamel mwanzilishi mwenza mwingine, atakalofanya. Kusaidia juhudi za Grinta, inatusitaajabisha na kutusisimua: kujitolea kwetu kuweka takwimu za masoko na kupokea taarifa za wateja kulidhika zinatuvutia kujiunga na jopo lenye ubunifu mkubwa la Grinta. Tumefungua dunia ya mafanikio, na kwa pamoja tutapanua mipaka yetu siyo tu Alexandria bali Mashariki ya kati na Afrika yote, alisema Rezk. Mnamo 2022, Grinta waliongeza $8 milioni kwa ufadhili wa mbegu, ambayo ilisema ingesaidia katika kukuza safu yake ya teknolojia na kuongeza kasi ya upanuzi kote Misiri. Mradi, unahitaji wafanyabiashara zaidi ya 7,000, wameshapokea tenda zaidi ya 200,000 tangu mwaka 2021. Auto Cure, kwa upande mwingine, imefanya kazi na zaidi ya maduka ya dawa 450 kutoa maagizo 5,000 tangu kuanzishwa kwake. kwa kuunganisha nguvu, kampuni zote zinaweza kupata hisa kubwa kwenye soko la teknolojia ya afya nchini Misiri. Mwaka 2022, mradi wa uangalizi wa sekta ya afya nchini uliwekeza $50.5 milioni, 6.2% ya uwekezaji wote.","Grinta ṣe ìràpíngbàkóso kẹta rẹ̀ láàárín ọdún mẹ́ta bí ó ṣe já Auto Cure gbà Ilé-iṣẹ́ àdìdeelẹ̀ Egypt, Grinta, ni ó ti kéde pé òun ti ra Auto Cure ní iye kan tí kò fi síta. Ìràpíngbàkóso náà yóò ran Grinta lọ́wọ́ láti fẹ ọwọ́jà rẹ̀ káàkiri Egypt, òun náà sì ni ẹlẹ́ẹ̀kẹta rẹ̀ láti ìgbà tí wọ́n ti dá a sílẹ̀ ní ọdún 2021. Tẹ́lẹ̀, ilé-iṣẹ́ àdìdeelẹ̀ náà ra PH Store, àyè ìtajà ohun èlò ajẹmóògùn alátọwọ́-òkòwò-sí-òkòwò, àti EME, ilé-iṣẹ́ aṣẹ̀dá èlò àìrídìmú. Lẹ́yìn tí ó ra Auto Cure, Mohamed Rezk, alájọdásílẹ̀ àti Aláṣẹ àti Olùdarí ilé-iṣẹ́ àdìdeelẹ̀ náà, yóò dara pọ̀ mọ́ Grinta gẹ́gẹ́ bí i alábàáṣe, tí yóò máa darí ìgbìmọ̀ aṣèpolongo rẹ̀. Ṣùgbọ́n, ipa tí Amr Kamel, alájọdásílẹ̀ kejì náà yóò kó kò tí ì hànde. ""Sísowọ̀pọ̀ pẹ̀lú Grinta jẹ́ nǹkan ìdùnnú fún wá; ìfarajìn wa láti fi ìmọ̀-ẹ̀rọ ṣètò ọjà àti láti máa tẹ́ àwọn oníbàárà lọ́rùn ni ó jẹ́ kí á dara pọ̀ mọ́ ìgbìmọ̀ ajáfáfá Grinta. A ti ṣí ìlẹ̀kùn sí ayé ìṣeéṣe, a ò sì ní nawọ́ ọwọ́jà wa sí Alexandria nìkan, ṣùgbọ́n sí jákèjádò Gbùngbùn Ìlà-oòrùn àti ilẹ̀ Africa,"" Rezk dáhùn. Ní ọdún 2022, Grinta ṣe àgbàjọ mílíọ̀nù $8 níbi owó ìrànwọ́ ìbẹ̀rẹ̀ iṣẹ́, tí ó wí pé yóò ran ìṣẹ̀dá àkójọ irinṣẹ́ ìṣẹ̀dá èlò ìmúṣẹ́ṣe òun tí yóò sì jẹ́ kí ìmúgbòòrò káàkiri Egypt yá. Ilé-iṣẹ́ àdìdeelẹ̀ náà, tí ó ń ṣiṣẹ́ pẹ̀lú àwọn òǹtajà tí wọ́n ju 7,000 lọ ni ó ti fi ìbéèrè fún ọjà tí ó lé ní 200,000 jíṣẹ́ láti ọdún 2021. Auto Cure ní ìdàkejì ti ṣiṣẹ́ pẹ̀lú àwọn ilé-ìtajà òògùn tí ó ju 450 lọ láti fi ìbéèrè fún ọjà 5,000 jíṣẹ́ láti ìgbà tí ó bẹ̀rẹ̀ iṣẹ́. Bí wọ́n ti ṣe da iṣẹ́ pọ̀ yìí, àwọn ilé-iṣẹ́ méjéèjì lè rí ìpín ọjà afìmẹ̀ẹ̀rọṣètòòlera ní Egypt gbà. Ní ọdún 2022, àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní ẹ̀ka iṣẹ́ afìmẹ̀ẹ̀rọṣètòòlera ní orílẹ̀-èdè náà ṣe àgbájọ mílíọ̀nù $50.5, tí ó jẹ́ ìdá 6.2% nínú àpapọ̀ owó ìrànwọ́ tí wọ́n gbà jọ.","I-Grinta ithenga okwesithathu eminyakeni emithathu njengoba ithatha i-Auto Cure Ibhizinisi elisaqala laseGibhithe, iGrinta, limemezele ukuba lithenge i-Auto Cure ngenani elingadalulwanga. Ukuthengwa kuzosiza uGrinta ukuthi andise imikhondo yakhe kulo lonke elase-Egypt, futhi kungokwesithathu selokhu yasungulwa ngo-2021. Ngaphambilini, lelibhizinisi lalithenge i-PH Store, indawo yemakethe ye-B2B yemikhiqizo yezemithi, kanye ne-EME, inkampani yokuthuthukisa uhlelokusebenza. Ngemva kokutholwa kwe-Auto Cure, u-Mohamed Rezk, umsunguli kanye ne-CEO yebhizinisi, uzojoyina uGrinta njengozakwethu, ehola ithimba lakhe lezentengiselwano. Kodwa-ke, akukacaci ukuthi iyiphi indima, uma ikhona, u-Amr Kamel omunye umsunguli ozobamba iqhaza. ���Ukuhlangana noGrinta kuyasijabulisa ngendlela emangalisayo; ukuzibophezela kwethu ekwenzeni imakethe kudijithali kanye nokuletha ukwaneliseka kwamakhasimende kusenze sajoyina iqembu elihlakaniphile likaGrinta. Sivule umhlaba wamathuba, futhi ngokubambisana sizokwengeza ukufinyelela kwethu hhayi e-Alexandria kuphela kodwa kulo lonke elaseMpumalanga Ephakathi nase-Afrika,” kusho uRezk. Ngo-2022, uGrinta wanyusa amaRandi ayizigidi eziyisi-8 ngoxhaso lwembewu, athe luzosiza ekuthuthukiseni isitaki sayo sobuchwepheshe kanye nokusheshisa ukwanda kulo lonke elaseGibhithe. Ukuqala, okusebenzisana nabathengisi abangaphezu kuka-7,000, silethe okuthengiwe okungaphezu kuka-200,000 kusukela ngo-2021. Ngakolunye uhlangothi, i-Auto Cure, isebenze namakhemisi angaphezu kuka-450 ukuletha okuthengiwe okuyi-5,000 selokhu yasungulwa. Ngokuhlanganisa amandla, zombili izinkampani zingabamba ingxenye enkulu yemakethe yezempilo yaseGibhithe. Ngo-2022, ukuqalwa emkhakheni wezokunakekelwa kwempilo wezwe kwakhuphula amaRandi ayizigidi ezingama-50.5, u-6.2% wesamba semali esiqoqiwe."
+"ታለንት ኤሬና የመካከለኛው ምስራቅእና የሰሜን አፍሪካን መስፋፋት ለማሽከርከር 750,000 ዶላር ቅድመ ዘር አሰባሰበ የግብጻውያን የምልመላ ጀማሪ፣ ታለንትስ አሬና፣ ከኡአይ ኢንቨስትመንት በቅድመ-ዘር የገንዘብ ድጋፍ 750,000 ዶላር አሰባስቧል። በርካታ የሳዑዲ አረቢያእና ግብጻዊ መላዕክት ኢንቨስተሮችም በዙሩ ተቀላቅለዋል። ታለንትስ አሬና እ.ኤ.አ. በ 2019 በ አያ ኤልጀቢሊ የተቋቋመው በመካከለኛው ምስራቅ እና በሰሜን አፍሪካ ለሚገኙ ድርጅቶች የቅጥር ሂደቱን ለማቃለል ነው. ከ2019 ጀምሮ፣ በሺህ የሚቆጠሩ እጩዎች በቴክኖሎጂ ሥራዎች ላይ እንዲሰለፉ አድርጓል ። ታላንቷ ከተቀመጠባቸው አገሮች መካከል ግብፅ፣ ቱኒዚያ፣ ደቡብ አፍሪካ፣ ኡጋንዳ፣ ጀርመንና ኔዘርላንድ ይገኙበታል። ጅምሩ ከዚህ ቀደም ከፍላት6ላብስ እና ከናይልፕሬነሮች 100,000 ዶላር ያገኘ ሲሆን፣ ለማስፋፊያ 2 ሚሊዮን ዶላር የማሰባሰብ ፍላጎት እንዳለውም አመልክተዋል። የጀማሪው ዋና ሥራ አስኪያጅ ሆነው የሚያገለግሉት ኤልጀቢሊ እንዳሉት፣ ታለንት አሬና የቅጥር ሂደቱን አውቶማቲክ ለማድረግ ሰው ሠራሽ የማሰብ ችሎታ እና ማሽን መማር ይጠቀማሉ። ሞዴሉ ሥራ አስኪያጆችንም ሆነ ሥራ ፈላጊዎችን ለመቅጠር ከሁሉ የተሻሉ አጋጣሚዎችን ለማግኘት ይረዳል። ታላንት አሬና ኮንትራት በመግባትና የኮሚሽን ክፍያ በመክፈሉ ገንዘብ የሚያገኝ ሲሆን እስከ 2020 ድረስ ከ65,000 ዶላር በላይ ገቢ አስገኝቶ ነበር። ""ይህ የገንዘብ ድጋፍ ምዕራፍ የእኛን የ AI መቅጠር እድገትን እንድናፋጥን እና የደንበኞቻችንን መሰረት 25% የሚሆነውን በሳውዲ ገበያ ውስጥ አሻራችንን ለማስፋት ያስችለናል።ይህም ቀድሞውኑ 25% የደንበኞቻችንን መሠረት ይይዛል። ዘመናዊ ቴክኖሎጂችንን በሳኡዲ አረቢያ እና በመካከለኛው ምሥራቅ በሚገኙ ኢንዱስትሪዎች ውስጥ ለሚገኙ የንግድ ድርጅቶች በማምጣት፣ ሥራ አስኪያጆችን እና መልመጃ ሠራተኞችን በከፍተኛ ትክክለኛነት እና በተሻለ ኢኮኖሚያዊ ዋጋ ተሰጥኦዎችን በፍጥነት እንዲያገኙ በመርዳት በጣም ተደስተናል።” አለች።","Talents Arena raises $750,000 pre-seed round to drive Middle East and North Africa expansion Egyptian recruitment startup, Talents Arena, has raised $750,000 in pre-seed funding from UI Investments. Several Saudi Arabian and Egyptian angel investors also joined the round. Talents Arena was founded in 2019 by Aya Elgebeely to ease the hiring process for organizations in the Middle East and North Africa. Since 2019, the startup has facilitated the placement of thousands of candidates in tech jobs. Some of the countries where its talents have been placed include Egypt, Tunisia, South Africa, Uganda, Germany, and the Netherlands. The startup has previously received $100,000 from Flat6Labs and NilePreneurs, and indicated interest in raising $2 million for expansion. According to Elgebeely who serves as the startup’s CEO, Talents Arena uses artificial intelligence and machine learning to automate the hiring process. Its model helps both hiring managers and job seekers discover the best opportunities. Talents Arena makes money by charging subscription and commission fees, and as of 2020, it had made more than $65,000 in revenue. “This funding milestone enables us to accelerate the development of our AI hiring engine and expand our footprint in the Saudi market that already accounts for 25% of our client base. We are excited to bring our cutting-edge technology to businesses across industries in Saudi Arabia and the Middle East, helping hiring managers and recruiters find talents faster with higher accuracy and at a better economical value,” she said.","Talent Arena sun samar da $750,000 na pre-seed domin cigaba da faɗaɗa Gabas ta Tsakiya da kuma Afirka Arewa. Kamfani mai faruwa mai ɗaukar ma’aikata na Egypt, Talents Arena sun samar da $750,000 a tallafin pre-seed daga UI Investments. Da yawa daga masu hannun jarin Saudiyya da kuma Egyptian angel suma sun shiga zagayen. An samar da Talent Arena ne a 2019 daga Aya Elgebeely domin kawo sauƙin ɗaukar ma’aikata a ma’aikatun Gabas ta Tsakiya da kuma Afirka ta Arewa. Tun 2019, kamfani mai farawar ya taimaka wajen sanya dubban ma’aikata a ayyukan fasaha. Wasu daga cikin guraren da ƙwarewarsu ta kai sun haɗa da Egypt, Tunisia, Afirka ta Kudu, Uganda, Jamus, da kuma Netherlands. A baya kamfani mai farowa ɗin sun sami $100,000 daga Flat6Labs da kuma NilePreneurs, sun kuma nuna sha’awa wajen neman miliyan $2 domin faɗaɗawa. Kamar yanda Elgebeely wanda yake a matsayin Shugaban kamfani mai farowa ɗin ya bayyana, Talents Arena suna amfani da artificial intelligence da machine learning domin tafiyar da tsarin ɗaukar nan-take. Sanfurinsu na taimakawa manajoji masu ɗaukan aiki da kuma masu neman aikin sanin mafi kyawun damarmaki. Talent Arena suna samun kuɗi ne ta hanyar cajin kuɗin kallo da kuma kuɗin kamasho, kuma a 2020, ta samu fiye da $650,000 na kuɗin shiga. “Wannan cigaban tallafin yana ba mu damar faɗaɗa cigaban Al hiring engine da kuma faɗaɗa aikinmu a kasuwar Saudiyya wadda tuni take adane da 25% na mahallin abokan hulɗarmu. Muna farin cikin kawo fasaharmu sabuwa ga kasuwanci da ke masana’antu a Saudiyya da kuma Gabas ta Tsakiya, da ke taimakawa manajojin ɗauka da kuma masu tantancewa wajen samun ƙwarewa cikin sauri da daidaito mai yawa a kuma farashi daidai misali,”ta faɗa.","Talent Arena inachangisha $750,000 za mzunguko wa mbegu kabla ya kuendeleza upanuzi wa Mashariki ya Kati na Afrika Kasikazini Kuanzishwa kwa uajiri wa Misri, Talents Arena, imechangisha $750,000 katika ufadhili wa mbegu za awali kutoka katika uwekezaji wa UI. Malaika wa uwekezaji mbalimbali wa Saudi Arabia na Misiri pia walijiunga kwenye mzunguko. Talent Arena ilianzishwa mwaka 2019 na Aya Elgebeely ili kurahisisha mchakato wa uajiri kwenye mashirika ya mashariki ya kati na Afrika kasikazini. Tangu 2019 mradi umewezesha maelfu ya wahitimu kuajiriwa kwenye kazi ya za teknolojia. Baadhi ya nchi ambazo vipaji vyao vimeajiriwa zinahusisha Misiri, Tunisia, Afrika kusini, Uganda, German na Uholanzi. Mwanzoni mradi ulipokea $100,000 kutoka Flat6Labs na NilePreneurs na kuonesha nia ya kuongeza $2 milioni kwa ajiri ya upanuzi. Kulingana na Elgebeely, ambaye anafanya kazi kama mtendaji mkuu wa Talent Arena, watumiaji wa teknolojia ya akili bandia (AI) na mafunzo ya mashine katika kurahisisha mchakato wa kuajiri. ni mfano unaowasaidia mameneja wa uajiri na watafutaji wa kazi kutambua fursa bora. Talents Arena hutengeneza pesa za kutoza ada za usajili na kamisheni na kufikia 2020, ilikuwa imepata zaidi ya $650,000 katika mapato. uwekezaji huu ni hatua muhimu katika kusaidia kusukuma maendeleo yetu ya utumiaji wa mashine za AI na kupanua mipaka ya soko la Saud, ambao wametengeneza 25% ya wateja. Tunajivunia kuleta teknolojia ya kisasa kwenye viwanda vyote vya Saudi Arabia na Mashariki ya kati, kwa kurahisishia mameneja waajiri na waajiri kutafuta vipaji haraka na kwa urahisi na kwa thamani nzuri ya uchumi, alisema.","Talents Arena rí owó ìdókòwò ìbẹ̀rẹ̀ $750,000 láti mú Gbùngbùn Ilàoòrùn àti Àríwá ilẹ̀ Africa gbòòrò sí i Ilé-iṣẹ́ àdìdeelẹ̀ agbanisíṣẹ́ ní Egypt, Talents Arena ni ó ti ṣe àgbàjọ owó ìrànwọ́ àkọ́gbà ní ìbẹ̀rẹ̀ iṣẹ́ $750,000 láti UI Investments. Ọ̀pọ̀lọpọ̀ àwọn ọlọ́rọ̀ akówólókòwò aṣẹ̀ṣẹ̀-bẹ̀rẹ̀ láti Egypt àti Saudi Arabia ni àwọn náà ti dara pọ̀ mọ́ ìyípo náà. Aya Elgebeely dá Talents Arena sílẹ̀ ní ọdún 2019 láti mú ìrọ̀rùn bá ètò ìgbanisíṣẹ́ fún àwọn ilé-iṣẹ́ tí wọ́n wà ní Gbùngbùn Ìlà-oòrùn àti Àríwá ilẹ̀ Africa. Láti ọdún 2019, ilé-iṣẹ́ àdìdeelẹ̀ náà ti ṣètò fífi ẹgbẹẹgbẹ̀rún àwọn awáṣẹ́ sí ẹnu àwọn iṣẹ́ alòmọ̀-ẹ̀rọ. Díẹ̀ nínú àwọn orílẹ̀-èdè tí àwọn awáṣẹ́ náà ti rí iṣẹ́ sí ni Egypt, Tunisia, South Africa, Uganda, Germany àti Netherlands. Ilé-iṣẹ́ àdìdeelẹ̀ náà ti kọ́kọ́ gba $100,000 lọ́wọ́ Flat6Labs àti NilePreneurs, tí ó sì fi ìfẹ́ hàn sí ṣíṣe àgbàjọ mílíọ̀nù $2 fún ìmúgbòòrò. Bí Elgebeely, tí ó ń ṣiṣẹ́ gẹ́gẹ́ bí i Aláṣẹ àti Olùdarí ilé-iṣẹ́ àdìdeelẹ̀ náà, Talents Arena ń ṣe àmúlò ìmọ̀ àtọwọ́dá àti ìkẹ̀rọnímọ̀ láti fi ìmọ̀ ẹ̀rọ ṣètò ìgbanisíṣẹ́ náà. Àwòṣe rẹ̀ ń ran àti àwọn aṣàkóso ètò ìgbanisíṣẹ́ àti àwọn awáṣẹ́ bákan náà láti ṣe àwárí àwọn àǹfààní tí ó dára jùlọ. Talents Arena ń rí owó látààrí gbígba owó àsaánlẹ̀ àti owó ìfiṣẹ́fúnni, tí ó sì jẹ́ pé títí ọdún 2020, ó ti rí owó tí ó ju $65,000 lọ gẹ́gẹ́ bí owó àmúwọlé. ""Ìrànwọ́ owó pàtàkì yìí fún wa ní àǹfààní láti jẹ́ kí ìṣèdá ẹ̀rọ alòmọ̀-àtọwọ́dá-gbanisíṣẹ́ wa yá, tí a sì máa fẹ ọwọ́jà ní ọjà Saudi tí ó ti di ìdá 25% àkójọ àwọn oníbàárà wa mú tẹ́lẹ̀. Inú wa dùn láti mú ìmọ̀-ẹ̀rọ wa tí ó tayọ jùlọ wá fún àwọn òkòwò káàkiri àwọn ilé-iṣẹ́ ní Saudi Arabia àti Gbùngbùn Ìlà-oòrùn, tí yóò máa ran àwọn aṣàkóso ìgbanisíṣẹ́ àti àwọn agbanisíṣẹ́ lọ́wọ́ láti wá àwọn awáṣẹ́ onímọ̀ pẹ̀lú ìbámu tí ó ga àti iye owó tí ó dára bákan náà ní kíákíá,"" ó fèsì.","I-Talents Arena inyusa utshalozimali lika-$750,000 ukuze iqhubekisele phambili ukwanda kweMpumalanga Ephakathi naseNyakatho Afrika. Ukuqala kokuqashwa kwabantu baseGibhithe, i-Talents Arena, kukhuphule u-$750,000 woxhaso lotshalozimali oluvela ku-UI Investments. Abatshalizimali abaningana baseSaudi Arabia nabaseGibhithe nabo bajoyine lo mzuliswano. I-Talents Arena yasungulwa ngo-2019 ngu-Aya Elgebeely ukuze kudambise inqubo yokuqasha izinhlangano eziseMpumalanga Ephakathi naseNyakatho Afrika. Kusukela ngo-2019, ukuqaliswa kwenze kwaba lula ukufakwa kwezinkulungwane zabantu abazokhethwa emisebenzini yezobuchwepheshe. Amanye amazwe abekwe kuwo amathalente akhona kubalwa i-Egypt, i-Tunisia, i-South Africa, i-Uganda, i-Germany, neNetherlands. Isiqalo sike sathola u-$100,000 kwa-Flat6Labs kanye ne-NilePreneurs, futhi sabonisa intshisekelo yokuqoqa amaRandi ayizigidi ezingu-2 ukuze kwandiswe. Ngokusho kuka-Elgebeely osebenza njenge-CEO yesiqalo, i-Talents Arena isebenzisa ubuhlakani bokwenziwa nokufunda ngomshini ukuze izenzele inqubo yokuqasha. Imodeli yayo isiza bobabili abaphathi abaqashayo nabafuna umsebenzi ukuthola amathuba angcono kakhulu. I-Talents Arena yenza imali ngokukhokhisa imali yokubhalisela kanye nekhomishini, futhi kusukela ngo-2020, yayenze imali engaphezu kwama- $ 65,000. “Le ngqophamlando yoxhaso isenza sikwazi ukusheshisa ukuthuthukiswa kwenjini yethu yokuqasha i-AI futhi sandise umlando wethu emakethe yaseSaudi esivele yenza u-25% wamakhasimende ethu. Sijabule ngokuletha ubuchwepheshe bethu obusezingeni eliphezulu emabhizinisini kuzo zonke izimboni zaseSaudi Arabia naseMpumalanga Ephakathi, ukusiza abaphathi nabaqashayo bathole amathalente ngokushesha nangenani elingcono lezomnotho, ”kusho yena."
+"ሳፋሪኮም ኢትዮጵያ የሞባይል ግንኙነትን ለማሳደግ ከዓለም ባንክ ግሩፕ 257.4 ሚሊዮን ዶላር ሊቀበል ነው ሳፋሪኮም ኢትዮጵያ የቴልኮን አረንጓዴ መስክ የቴሌኮሙኒኬሽን ፕሮጀክቶች ለመደገፍ ከዓለም ባንክ ግሩፕ 257.4 ሚሊዮን ዶላር (36.8 ቢሊዮንየኬንያ ሽልንግ) የገንዘብ ድጋፍ ያገኛል። ይህ እርምጃ የኢትዮጵያን የሞባይል ግንኙነት ይጨምራል። የገንዘብ ድጋፉ የሚመጣው በድር ኢንቨስትመንት፣ ብድር እና በአለም ባንክ ግሩፕ የግል ኢንቨስትመንት ክንድ በኩል ነው። ዓለም አቀፍ የፋይናንስ ኮርፖሬሽን (አይኤፍሲ) እና መልቲ ኢንቨስትመንት ጋራንቲ ኤጀንሲ (ኤማይጂኤ)። መጀመሪያ ላይ ሰኔ 2023 ይፋ የተደረገው አይ ኤፍ ሲ እና ኮንሶሪየሙ ስምምነቱን ነሐሴ 7 ቀን 2023 ጨርሰውታል። የገንዘብ ሥምምነት ለኮንሶሪየሙ 100 ሚሊዮን ዶላር እንዲያበድርና 157.4 ሚሊዮን ዶላር ለኢትዮጵያ ቢቪ (ጂፒኢ) ግሎባል ፓርትነርስ (ጂፒኢ) የአረንጓዴ እርሻ ፕሮጀክቶችን ለመደገፍ እንዲውል ይጠይቃል። በዚህም ምክንያት፣ አይኤፍሲ ለኢትዮጵያ ቢቪ (ጂፒኢ) ግሎባል ፓርፓርትመንት (ጂፒኢ) አናሳ ድርሻ ይኖረዋል። ሳፋሪኮም ፒኤልሲ ደግሞ አብዛኛዎቹ ባለድርሻ ይሆናሉ። ከይዘት ጋር በተያያዘም ግሎባል ፓርትመንት ፎር ኢትዮጵያ ቢቪ (ጂፒኢ) በመባል የሚታወቀው ኮንሶሪየሙ ቮዳፎን፣ ቮዳኮም፣ ሱሚቶሞ ኮርፖሬሽንእና ብሪቲሽ ኢንተርናሽናል ኢንቨስትመንት (ቢአይአይ) ይገኙበታል። አይ ኤፍ ሲ እንደ ድርጅት አጋር ሆኖ ወደ መርከብ ሲመጣ፣ በዓለም አቀፍ ሥራዎች ያካበቱት ልምድ እና የኢንቨስትመንታቸው ቁመት ለቦርዱ ከፍተኛ ምስጋናእና አክብሮት ያመጣል። በኢትዮጵያ ገበያ ዕድገት እንድናደርግ የሚያግዙንን አስተዋፅዎ በጉጉት እንጠብቃለን"" ሲሉ የሳፋሪኮም ኢትዮጵያ ፕሬዝዳንት ማይክል ዮሴፍ ተናግረዋል። በተጨማሪም፣ ሚጋ የሳፋሪኮም ኢትዮጵያ ባለድርሻ አካላት የፈፀሙትን የድር ኢንቨስትመንት ለመሸፈን 1 ቢሊዮን ብር (143.1 ቢሊዮን የኬንያ ሽልንግ) የ10 ዓመት ዋስትና ይሰጣል። በተጨማሪም የ ሚጋ ዋስትና ፋብሪካ ለ ሚጋ ዋስትና 76 ሚሊዮን ዶላር (10.9 ቢሊዮንየኬንያ ሽልንግ) ያዋጣል። ከዚህም በላይ ፣ሚያዚያ 2023 ፣ የሳፋሪኮም የሞባይል ገንዘብ አገልግሎት ኤም-ፔሳ አገልግሎቱን በኢትዮጵያ ለማስጀመር ፈቃድ አገኘ። በዚህም ኤም-ፔሳ በ2023/24 የገንዘብ ዓመት ሶስተኛ ሩብ ዓመት እንደሚጀምር ተዘግቧል።","Safaricom Ethiopia to receive $257.4 million from the World Bank Group to increase mobile connectivity Safaricom Ethiopia will receive $257.4 million (KSh36.8 billion) in funding from the World Bank Group to support the telco’s greenfield telecommunications projects. This move will increase Ethiopia’s mobile connectivity. The funding will come in equity investments, a loan, and guarantees through the World Bank Group’s private investment arm: International Finance Corporation (IFC) and Multilateral Investment Guarantee Agency (MIGA). Initially announced in June 2023, the IFC and the consortium finalised the agreement on August 7, 2023. The funding agreement calls for the IFC to lend the consortium $100 million (Sh14.3 billion) and to invest $157.4 million (KSh22.5 billion) in Global Partnership for Ethiopia BV (GPE) to support the greenfield projects. Consequently, IFC will own a minority stake in Global Partnership for Ethiopia BV (GPE), while Safaricom PLC will be the majority shareholder. For context, the consortium, also known as the Global Partnership for Ethiopia BV (GPE), includes Vodafone, Vodacom, Sumitomo Corporation, and British International Investment (BII). “With IFC coming on board as an equity partner, their experience in global operations and the stature of their investment brings a lot of praise and respect to the board. We look forward to their input in helping us make strides in the Ethiopian market,” Safaricom Ethiopia Chairman, Michael Joseph, said. Additionally, MIGA will offer 10-year guarantees worth $1 billion (KSh143.1 billion) to cover the equity investments made by Safaricom Ethiopia’s shareholders. Besides, the MIGA Guarantee Facility will contribute $76 million (KSh10.9 billion) towards the MIGA guarantees. What’s more, in May 2023, Safaricom's mobile money service, M-Pesa, received a licence to launch the service in Ethiopia. Thus, M-Pesa will reportedly launch in the third quarter of the financial year 2023/24.","Safaricom na Ethiopia za su samu miliyan $257.4 daga World Bank Group domin ƙara karfin layin wayar hannu Safaricom na Ethiopia za su samu miliyan $257.4 (biliyan KSh36.8) na tallafi daga World Bank Group domin taimakawa ayyukan sadarwar greenfield na telco. Wannan matakin zai ƙara karfin layin wayar hannu a Ethiopia. Tallafin zai zo ne a hannun jarin equity, rance, kuma zai samu tabbas daga ɓangaren hannun jarin sirri na World Bank Group: International Finance Corporation (IFC) da kuma Multilateral Investment Guarantee Agency (MIGA). Wanda aka bayyana a baya a Yuli 2023, IFC da kuma consortium sun kawo ƙarshen yarjejeniyarsu a 7 ga Agusta, 2023. Yarjejeniyar tallafin ta nemi IFC da su bada aron consortium miliyan $100 (biliyan Sh14.3) kuma su sanya hannun jarin miliyan $157.4 (biliyan KSh22.5) a Global Partnership na Ethiopia BV (GPE) domin tallafawa ayyukan greenfield. Bayan haka, IFC za ta mallaki kaso kaɗan a Global Partnership for Ethiopia BV(GPE), yayin da Safaricom PLC za su kasance masu yawan hannun jarin. Don ƙarin bayani, consortium, wanda aka sani da Global Partnership for Ethiopia BV (GPE), sun haɗa da Vodafone, Vodacom, Sumitoto Corporation, da kuma British International Investment (BII). Tare da zuwan IFC a matsayin abokan haɗa hannun jari, ƙwarewarsu a ayyukan duniya da kuma matsayin hannun jarinsu ya janyo yabo sosai da kuma girmamawa ga mambobin hukumar. Muna sauraren abin da za su zo mana da shi wajen taimaka mana da cigaba a kasuwar Ethiopia,” Shugaban Safaricom Ethiopia, Michael Joseph, ya faɗa. Ƙari a kan haka, MIGA za su bayar da garantoci na shekara 10 wanda ya kai biliyan $1(KSh143.1 billion) da zai wadaci hannun jarin equity wanda masu hannun jarin Safaricom Ethiopia suka yi. Banda haka, MIGA Gurantee Facility za su haɗa miliyan $76 (KSh 10.9 billion) zuwa ga garantocin MIGA. Meye ya fi haka, a Mayu 2023, aikin kuɗin wayar hannu na Safaricom, M-Pesa, suka samu lasisin ƙaddamar da aiki a Ethiopia. Don haka, M-Pesa za ta ƙaddamar a kwata na uku na shekarar cinikin ta 2023/24 kamar yadda aka ce.","Safaricom nchini Ethiopia ilipokea $257.4 milioni kutoka World Bank Group ili kuongeza muunganiko wa mawasiliano ya simu Safaricom watapokea uwekezaji wa $257.4 (ksh 36.8 bilioni) kutoka benki kuu ya dunia kwa ajiri ya kusaidia mradi wa telcom greenfield telecommunications nchini Ethiopia. Mabadiliko haya yataongeza muunganiko wa mtandao nchini Ethiopia. Ufadhili huo utakuja katika uwekezaji wa hisa, mkopo na dhamana kupitia kitengo cha uwekezaji binafsi cha Kundi la Benki ya Dunia: Shirika la Fedha la Kimataifa (IFC) na wakala wa Dhamana ya Uwekezaji wa Kimataifa (MIGA). kwa mara ya kwanza ilitangazwa mwezi Juni 2023, IFC na muungano walimalizia mkataba wao mwezi Agosti 7, 2023. Mkataba wa ufadhili unatoa wito kwa IFC kukopesha muungano huo $100 milioni (Sh14.3 bilioni) na kuwekeza $157.4 milioni (KSh22.5 bilioni) katika Ushirikiano wa Kimataifa wa Ethiopia BV (GPE) kusaidia mradi wa uwanja wa kijani kibichi. Kwa hiyo, IFC itamiliki hisa za wachache katika Ubia wa kimataifa wa Ethiopian BV (GPE), huku Safaricom PLC wakiwa wanahisa wengi. Kwa mkutadha, muungano huo, unajulikana pia kama Ushirikiano wa Kimataifa wa Ethiopia BV (GPE), unajumuisha Vodafone, Vodacom, Shirika la Sumitomo, na Uwekezaji wa Kimataifa wa Uingereza (BII). IFC inapokuja kama mshirika wa usawa, uzoefu wao katika shughuli za kimataifa na kiwango cha uwekezaji wao huleta sifa na heshima nyingi kwa bodi. Tunatazamia mchango wao katika kutusaidia kupiga hatua katika soko la Ethiopia, Mwenyekiti wa Safaricom Ethiopia, Michael Joseph, alisema. Kwa kuongezea, MIGA ilitoa dhamana ya $1 bilioni (Ksh 143.1 bilioni)kufikia usawa wa uwekezaji, uliyofanywa na wadau wa safaricom nchini Ethiopia. Kando na hilo, Kituo cha Dhamana cha MIGA kitachangia $76 milioni (KSh10.9 bilioni) kwa dhamana ya MIGA. Kipi zaidi mwezi Mei 2023, huduma za fedha za Safaricom kupitia mitandao ya simu, M-PESA, walipokea leseni ya kufanya biashara nchini Ethiopia. Hivyo taarifa zinasema kuwa M-PESA, itaanza kwenye robo ya tatu ya mwaka wa fedha 2023/2024.","Safaricom ti Ethiopia fẹ́ gba mílíọ̀nù $257.4 láti ọwọ́ Àjọ Báǹkì Àgbáyé láti mú kí ìsopọ̀ ẹ̀rọ aláàgbéká dára sí i Safaricom tí ilẹ Ethiopia kéde ní ọjọ́ 7, oṣù Kẹjọ, ọdún 2023 pé òun máa gba mílíọ̀nù $257.4 (bílíọ̀nù KSh36.8) láti ìpèsè owó tí Ìgbìmọ̀ Báǹkì Àgbáyé fẹ́ fi ran àwọn iṣẹ́ àkànṣe tuntun ajẹmọ́bánisọ̀rọ̀ orí afẹ́fẹ́ tí ilé-iṣẹ́ náà fẹ́ ṣe. Ìgbésẹ̀ yìí yóò mú kí ìsopọ̀ ẹ̀rọ alágbèéká ní Ethiopia dára sí i. Owó ìrànwọ́ náà yóò wá gẹ́gẹ́ bí i ìkówóràpín-òkòwò, ẹ̀yáwó, àti ìṣèdúró láti ẹ̀ka aládàáni akówólókòwò ní Ìgbìmọ̀ Báǹkì Àgbáyé: Àjọ Aṣètò-owó Òkèèrè (AAO) àti Àjọ Onígbìmọ̀-aṣojú Aṣèdúró Ìkówólókòwò (AOAI). AAO àti àjọ náà ni wọ́n ti kọ́kọ́ kéde ní ọdún 2023 pé wọ́n ti fi ẹnu àdéhùn náà jóná ní ọjọ́ 7 oṣù Kẹjọ, ọdún 2023. Àdéhùn ìrànwọ́ náà pé kí AAO yá àjọ náà ní mílíọ̀nù $100 (bílíọ̀nù Sh14.3) kí ó sì kó mílíọ̀nù $157.4 (biliọnu KSh22.5) lé Global Partnership for Ethiopia BV (GPE) láti ṣe ìrànwọ́ fún àwọn iṣẹ́ àkànṣe tuntun. Látààrí bẹ́ẹ̀, AAỌ ní ìpín ìwọ̀nba ní Global Partnership for Ethiopia BV (GPE), nígbà tí Safaricom PLC sì jẹ́ onípìn-ín tí ó pọ̀ jùlọ. Fún àkọọ́lẹ̀, àjọ náà, tí ó tún ń jẹ́ Global Partnership for Ethiopia BV (GPE), tí Vodafone, Vodacom, Sumitomo Corporation àti British International Investment (BII) wà nínú wọn. ""Pẹ̀lú bí AAO ṣe fẹ́ dara pọ̀ gẹ́gẹ́ alábàáṣe onípìn-ín òkòwò, ìrírí wọn ní ṣíṣe iṣẹ́ elétò àgbáyé àti ipò ìkówólókòwò wọn yóò mú ọ̀pọ̀lọpọ̀ ìyìn àti àpọ́nlé bá àjọ aṣèpinnu náà. À ń fojú sọ́nà fún ìdásí wọn láti ràn wá lọ́wọ́ láti jẹ́ kí a ní ipa ní ọjà ilẹ̀ Ethiopia, Alága Safaricom ti Ethiopia, Michael Joseph sọ̀rọ̀. Ní àfikún, AOAI yóò pèsè ìṣèdúró tí iye rẹ̀ tó bílíọ̀nù $1 (bílíọ̀nù KSh143.1) láti kó àwọn ìkówóràpín-òkòwò tí àwọn onípìn-ín tí ó pọ̀ jùlọ ti ṣe ni. Bákan náà, Ètò Ìṣèdúrò AOAI yóò fi mílíọ̀nù $76 (bílíọ̀nù KSh10.9) dá sí àwọn ìsèdúró AOAI. Ohun tí ó tún kù, ní oṣù Karùn-ún ọdún 2023, aṣètò owó alágbèéká orí ayélujára ti Safaricom, ìyẹn M-pesa gba ìwé-àṣẹ láti ṣe ìfilọ́lẹ̀ iṣẹ́ ní Ethiopia. Torí náà, wọ́n pé M-Pesa yóò ṣe ìfilọ́lẹ̀ ní ìdá kẹta nínú ìdámẹ́rin ọdún ìnáwó 2023/24.","ISafaricom yae-Ethiopia izothola amaRandi ayizigidi ezingama-257.4 kwiQembu Lebhange Lomhlaba ukuze kwandiswe ukuxhumana kweselula ISafaricom yase-Ethiopia izothola u-$257.4 wezigidigidi (KSh36.8 wezigidigidi) woxhaso oluvela kwiQembu LeBhange Lomhlaba ukuxhasa amaphrojekthi ezokuxhumana e-telco endaweni eluhlaza. Lesi sinyathelo sizokwandisa ukuxhumana kweselula kwe-Ethiopia. Uxhaso luzovela ngokutshalwa kwezimali ngokulingana, imalimboleko, kanye neziqinisekiso ngophiko oluzimele lwe-World Bank Group: I-International Finance Corporation (IFC) kanye ne-Multilateral Investment Guarantee Agency (MIGA). Iqale yamenyezelwa ngoNhlangulana wezi-2023, i-IFC kanye ne-consortium baphothula isivumelwano ziyi-7, kuNcwaba wezi-2023. Isivumelwano soxhaso sifuna ukuthi i-IFC iboleke umfelandawonye u-$100 wezigidi (Sh14.3 wezigidigidi) futhi itshale u-$157.4 wezigidigidi (KSh22.5 bhiliyoni) ku-Global Partnership for Ethiopia BV (GPE) ukuze isekele amaphrojekthi asendaweni eluhlaza. Ngenxa yalokho, i-IFC izoba nengxenye encane ku-Global Partnership ye-Ethiopia BV (GPE), kuyilapho iSafaricom PLC izoba ngabanikazi bamasheya abaningi. Ngokomongo, i-consortium, eyaziwa nangokuthi i-Global Partnership for Ethiopia BV (GPE), ihlanganisa iVodafone, iVodacom, iSumitomo Corporation, kanye neBritish International Investment (BII). “Njengoba i-IFC iza njengozakwethu wezokulingana, ulwazi lwayo ekusebenzeni komhlaba wonke kanye nesimo sokutshalwa kwayo kuletha udumo nenhlonipho ebhodini. Sibheke ngabomvu ukufaka kwabo isandla ekusisizeni senze intuthuko emakethe yase-Ethiopia,” kusho uSihlalo weSafaricom Ethiopia, uMichael Joseph. Ukwengeza, i-MIGA izohlinzeka ngeziqinisekiso zeminyaka eyi-10 ezibiza u-$1 wesigidigidi (KSh143.1 wezigidigidi) ukuze ibhekelele ukutshalwa kwezimali kwezabelo okwenziwa abanikazi bamasheya beSafaricom Ethiopia. Ngaphandle kwalokho, i-MIGA Guarantee Facility izonikela ngamadola ayizigidigidi ezingu-76 (KSh10.9 wezigidigidi) eziqinisekweni ze-MIGA. Ngaphezu kwalokho, ngoNhlaba wezi-2023, insizakalo yemali yeselula yakwaSafaricom, iM-Pesa, yathola ilayisense yokwethula insizakalo e-Ethiopia. Ngakho-ke, kubikwa ukuthi iM-Pesa izokwethulwa engxenyeni yesithathu yonyaka wezimali ka-2023/24."
+በ ፒች አርብ ላይ አንድ ኤምቪፒ እንዴት መገንባት እንደሚቻል ለመማር ፣ ማስተር ካርድ ምርት ሥራ አስኪያጅ ንናምዲ አዞዶን ይቀላቀሉ ኤምቪፒ ምንድን ነው? የእኔ ኤምቪፒ ምን መያዝ አለበት? ለመገንባት ምን ያህል ጊዜ ማሳለፍ አለብኝ? ለመጀመሪያ ጊዜ መሥራቾች ምርቶቻቸውን ለማወቅ በሚሞክሩበት ጊዜ ከሚጠይቋቸው ጥያቄዎች መካከል አንዳንዶቹ እነዚህ ናቸው። መሥራቾች ተገቢውን ምክር ሳያገኙ በመቅረታቸው ሊዘገዩ አሊያም ንግድ ለመጀመር ፈጽሞ ላይችሉ ይችላሉም ። ታዲያ፣ በአፍሪካ ለሚገኙ ትልልቆቹ የገንዘብ ተቋማት ለበርካታ ዓመታት የግንባታ ሥራ ልምድ ካለው ሰው ለእነዚህ ጥያቄዎች መልስ ማግኘት ብትችልስ? እሱን ለማዳመጥና እንዲያውም ጥያቄ ለመጠየቅ አጋጣሚውን ብታገኝ ዘልለህ እንደምትይዘው እገምታለሁ። ለዚያ ነው ለናንተ ፒች አርብ ያለው ። ከእኛ ጋር የተቀላቀለው በማስተር ካርድ የምርት ሥራ አስኪያጅ ንናምዲ አዞዶ ነው። የአዞዶ የምርት ልምድ እንደ ናይጄሪያ የመጀመሪያ ዲጂታል ባንክ፣ አላት በዌማ ከመሰሉ ብራንዶች ጋር ሲሰራ ተመልክቷል። በተጨማሪም በናይጄሪያ ዩኒየን ባንክ ዲጂታል ትራንስፎርሜሽን በመምራት ለፌይርሞኒ እና ለሬንሞኒ ምርቶችን ገንብተዋል። አንድ ኤምቪፒ በመገንባት እና ተሞክሮውን ከእነዚህ ድርጅቶች በማካፈል ላይ ይሆናል። ፒች አርብ አርብ ነሐሴ 11 ቀን 2023 ዓ.ም ከምሽቱ 3 00 ሰዓት ላይ የሚካሄድ ሲሆን፣ የቦታው ቦታ ደግሞ የዞን ቴክ ፓርክ፣ ጋባጋዳ ኤክስፕረስ መንገድ ነው። ለመመዝገብ ይህን ሊንክ ይምረጥ።,"Join Nnamdi Azodo, Mastercard product manager, to learn how to build an MVP at Pitch Friday What is an MVP? What should my MVP contain? How long should I spend on building it? These are some of the questions first-time founders ask as they try to figure out their products. Failing to get proper advice, founders risk getting stuck, and either delaying or never getting started with building a business. So, what if you could get answers to these questions from someone who has years of experience building products for some of the largest financial institutions in Africa? I'm guessing you'll jump at the opportunity to listen to him and even ask questions. That's what we have for you at Pitch Friday. Joining us is Nnamdi Azodo, a product manager at Mastercard. Azodo's product experience has seen him work with brands like Nigeria's first digital bank, Alat by Wema. He has also led Digital Transformation at Union Bank of Nigeria, and built products for FairMoney and Renmoney. He'll be speaking on building an MVP and sharing his experience from these organisations. Pitch Friday holds at 3pm on Friday, August 11, 2023, and the venue is Zone Tech Park, Gbagada Expressway. Hit this link to register.","Ku biyo Nmandi Azodo, manajan kayan Mastercard, domin koyon yadda za ku gina MVP a Pitch Friday Mene ne MVP? Me ya kamata MVP nawa ya ƙunsa? Wani lokaci zan ɗauka domin gina shi? Waɗannan su ne wasu daga cikin tambayoyin da masu samarwa na karon farko suke tambaya yayin da suke ƙoƙarin gano kayayyakinsu. Rashin samun shawarar da ta dace, masu samarwar suna tsoron maƙalewa, sannan kuma ko dai tsaiko ko kuma rashin farawa sam tare da gina kasuwanci. Don haka, to mene ne idan kuma za ku iya samun amsa ga waɗannan tambayoyin fa daga wani da yake da shekarun ƙwarewa wajen gina kayayyaki ga wasu daga cikin manyan cibiyoyin kuɗi a Afirka? Na san za ka yi saurin isa ga damar sauraronsa har ma ka yi tambayoyi. Wannan shi ne abin da muka samar muku a Pitch Friday. A tare da mu akwai Nmandi Azodo, manajan kayayyaki a Mastercard. Ƙwarewar Azodo akan kaya ya sanya shi aiki da kamfani kamar Bankin zamani na farko a Nijeriya, Alat by Wema. Sannan kuma ya jagoranci sauyin fasahar zamani a Union Bank of Nigeria, kuma ya ƙera kayayyaki domin FairMoney da Renmoney. Zai yi magana a kan gina MVP da kuma bayyana abin da ya koya daga waɗannan ma’aikatu. Fitch Friday zai kasance ranar Juma’a ƙarfe 3 na yamma, 11 ga Agusta, 2023, kuma wajen taron shi ne Zone Tech Park, Gbagada Expressway. Ka danna wannan shafin domin yin rijista.","Jiunge na Nnamdi Azodo, meneja wa bidhaa wa MasterCard, ili ujifunze jinsi ya kutengeneza MVP kwenye Pitch Friday MVP ni nini? MVP yangu inapaswa kuwa na nini? je, nitumie muda gani kuitengeneza? Haya ni baadhi ya ya maswali ambayo waanzilishi wa mara ya kwanza huuliza wanapojaribu kujua bidhaa zao. kukosa kupata ushauri unaofaa, waanzilishi wana hatari ya kukwama, na ama kuchelewesha au kutoanza kabisa na kujenga biashara. Kwa hiyo, vipi ikiwa ungeweza kupata majibu ya maswali haya kutoka kwa mtu ambaye ana uzoefu wa miaka mingi wa kujenga bidhaa kwa baadhi ya taasisi kubwa zaidi za kifedha barani Afrika? Nadhani utapata fursa ya kumsikiliza na hata kuuliza maswali. Haya ndiyo tuliyonayo kwa ajili yako kwenye Pitch Friday. Anayejiunga nasi ni Nnamdi Azodo, meneja wa bidhaa katika Mastercard. Uzoefu wa bidhaa za Azodo umemwona akifanya kazi na chapa kama benki ya kwanza ya kidijitali ya Nigeria, Alat by Wema. pia ameongoza Digital Transformation katika Union Bank of Nigeria, na kujenga na kujenga bidhaa kwa FairMoney na Remoney. Atakuwa anazungumza juu ya kujenga MVP na kushiriki uzoefu wake kutoka kwa masharika haya. Pitch Fridy itafanyika saa 3 usiku siku ya Ijumaa, Agosti 11, 2023, kwenye ukumbi wa Zone Tech Park, Gbagada Expessway. bofya msimbo huu ili kujiandikisha.","Darapọ̀ mọ́ Nnamdi Azodo, olùṣàkóso ohun ìṣàmúlò ní MasterCard, láti kọ́ bí o ṣe lè ṣẹ̀dá Ohun ìṣàmúlò Alábùdá Ìpìlẹ̀ (OAI) ní Pitch Friday Kínni OAI? Kínni OAI mi gbọdọ̀ kó sínú? Ó máa tó àkókò wo tí mo ní láti lo lórí ṣíṣe ẹ̀dá ẹ̀? Ìwọ̀nyìí ni díẹ̀ nínú àwọn ìbéèrè tí àwọn olùdásílẹ̀ onígbà-àkọ́kọ́ máa ń bèèrè bí wọ́n ti ṣe ń gbìyànjú láti yanjú ohun ìṣàmúlò wọn. Kíkùnà láti wá ìmọ̀ràn tí ó tọ́, àwọn olùdásílẹ̀ á bọ́ sí ihá, tí yóò sì dá ètò dúró tàbí kí o mú ìṣẹ̀dá òkòwò má bẹ̀rẹ̀ rárá. Nítorí náà, bí o bá lè rí ìdáhùn sí àwọn ìbéèrè wọ̀nyìí láti ẹnu ẹni tí ó ní ìrírí ọlọ́dún púpọ̀ nínú ètò ìṣẹ̀dá ohun ìṣàmúlò fún díẹ̀ nínú àwọn àjọ elétò owó ní ilẹ̀ Africa ńkọ́? Mò ń rò ó pé ńṣe ni o máa hán àǹfààní láti gbọ́rọ̀ láti ẹnu rẹ̀ tí o sì tún máa le bèèrè ìbéèrè pàtì ni. Ohun tí a ní fún ọ ní Pitch Friday nìyẹn. Nnamdi Azodo, olùṣàkóso ohun ìṣàmúlò ní MasterCard ní yóò máa darapọ̀ mọ́ wa. Ìrírí Azodo nínú ohun ìṣàmúlò ni ó jẹ́ kí ó bá àwọn ilé-iṣẹ́ bí i báǹkì orí ayélujára ti orílẹ̀-èdè Nigeria àkọ́kọ́, ìyẹn Alat by Wema. Ó tún darí Àyípadà Olórí Ayélujára ní Union Bank ilẹ̀ Nigeria, tí ó sì ṣẹ̀dá àwọn ohun ìṣàmúlò fún Fairmoney àti Renmoney. Yóò máa sọ̀rọ̀ nípa ṣíṣẹ̀dá OIA tí yóò sì máa sọ̀rọ̀ nípa ìrírí rẹ̀ ní àwọn ilé-iṣẹ́ wọ̀nyìí. Pitch Friday máa wáyé ní 3pm ní ọjọ́ Ẹtì, oṣù Kẹjọ, ọdún 2023, ibi ìpàdé náà ni Zone Tech Park, Gbagada Expressway. Súré lọ sí ọ̀nà àsopọ̀ yìí láti forúkọsílẹ̀.","Joyina uNnamdi Azodo, umphathi womkhiqizo we-Mastercard, ukuze ufunde ukwakha i-MVP ngo-Pitch Friday Yini i-MVP? Yini okufanele iqukathe i-MVP yami? Kufanele ngichithe isikhathi esingakanani ngisakha? Lena eminye yemibuzo ebuzwa abasunguli bokuqala njengoba bezama ukuthola imikhiqizo yabo. Ngokuhluleka ukuthola izeluleko ezifanele, abasunguli bazifaka engozini yokubambeka, futhi babambezele noma bangalokothi baqale ngokwakha ibhizinisi. Manje-ke, kuthiwani uma ungathola izimpendulo zale mibuzo kumuntu onesipiliyoni seminyaka yokwakha imikhiqizo yezikhungo ezinkulu zezezimali e-Afrika? Ngicabanga ukuthi uzogxumela ithuba lokumlalela futhi ubuze imibuzo. Yilokho esikuphathele kona ku-Pitch Friday. Ohamba nathi nguNnamdi Azodo, umphathi womkhiqizo kwa-Mastercard. Ulwazi lomkhiqizo we-Azodo lumbonile esebenza nemikhiqizo efana nebhange lokuqala elidijithali laseNigeria, i-Alat ka-Wema. Ubuye wahola i-Digital Transformation e-Union Bank yaseNigeria, futhi wakhela imikhiqizo ye-FairMoney ne-Renmoney. Uzobe ekhuluma ngokwakha i-MVP nokwabelana ngolwazi lwakhe oluvela kulezi zinhlangano. I-Pitch Friday izoba ngo-3 ntambama ngoLwesihlanu, ziyi-11 kuNcwaba wezi-2023, futhi indawo ise-Zone Tech Park, Gbagada Expressway. Chofo lesi sixhumanisi ukuze ubhalise."
+"ፔይፓል ስቴብልኮይን የቪክቶሪያን ልጅ መመለስ አለብኝ። ቴክፖይንት ዳይጀስት ለቪክቶሪያ እንክብካቤ በማድረግ አስደናቂ ሳምንት ነበር፣ እናንተም ግሩም አድማጮች ነበራችሁ። ልዩ ምስጋና ለሊዮናርድ ኢግዌዎኮሎ በመድረስዎ አመሰግናለሁ፤ በሐቀኝነት ልቤን ደስ አሰኝቶኛል ። እና ወኖች፣ ቪክቶሪያ የዜና መጽሄቶቼን እንደወደዳችሁ ከጠየቀች፣ እባክህ እንደወደዳችሁን ንገሯቸው፤ ልጇን ለመንከባከብ ቃል የገባችልኝን የኮኮናት እንጀራ ለማግኘት መመዘኛው ነው። ያም ሆነ ይህ ዛሬ ለአንተ ያለኝን እነሆ፦ ፔይፓል ስቴብ ልኮይን የኬንያ ፖሊስ ወርልድኮይን መጋዘን ወረረ፤ ቡጋርድ የ500,000 ዶላር የዘር ድቡልቡል ፐይፓል ስቴብልኮይን አጀምሯል ፐይፓል ዩኤስዲ ወይም ፒዋዩኤስዲ ሰኞ ነሐሴ 7, 2023 የተጀመረው ፔይፓል እስቴብልኮይን ስም ይህ ነው። ፐር ቲክችረንች፣ የስታብል ኮይኑ በኒው ዮርክ የተመሰረተ ብሎክቼን ኩባንያ ፓክሶክትረስት ካምፓኒ እና በዩናይትድ ስቴትስ ዶላር፣ በአጭር ጊዜ ግምጃ ቤቶች፣ እና በሌሎች ምጣኔዎች ድጋፍ ይደረግለታል። ምን አለብዎት ክሪፕቶ ዓይነት ናቸው፣ ስለዚህ ምስጠራ፣ እስቴብልኮይን። ክሪፕቶከረንሲዎች በጣም ተለዋዋጭ ናቸው፣ ይህም ለኢንቨስትመንት ብቻ ሳይሆን እንደ መለዋወጫ መንገድ አደገኛ ያደርጋቸዋል። ለምሳሌ ያህል፦ ከቪክቶሪያ 2 ዋጋ ያለው የኮኮናት ዳቦ ከገዛኋት እና ቢትኮይን ተመጣጣኝ ከከፈልኩ፣ የዚያ ቢትኮይን ዋጋ በጥቂት ሰዓታት ውስጥ ሊቀንስ ወይም ሊጨምር የሚችልበት ጥሩ ዕድል አለ። ሆኖም፣ ምስጢራዊ ምንዛሬዎች ድንበር አልባ፣ ፈጣን እና ርካሽ ስለሆኑ ለግብይቶች በጣም ጥሩ ናቸው። እነዚህ ነገሮች የተረጋጉ እንዲሆኑ አስፈልገዋል ። ፕዩስድ ለውጥ የሚያመጣው ለምንድን ነው? እሺ፣ ክሪፕቶ የሞተ መስሎህ ከሆነ፣ ይህ በጣም ሕያው መሆኑን የሚነግርህ መንገድ ነው። ፐይፓል በ2022 ከ1 ትሪሊዮን የአሜሪካ ዶላር በላይ የሚገመት የንግድ ልውውጥ ያከናወነ 71 ቢልዮን የአሜሪካ ዶላር የሚያወጣ የፊንቴክ ኩባንያ ነው ። ክሪፕቶ ላይ መወራረድ ከሆነ፣ ከዚያም ሌሎች ፊንቴክ ኩባንያዎች ተመሳሳይ እያደረጉ ማየት ከመጀመር በፊት ጊዜ ጉዳይ ብቻ ሊሆን ይችላል። በመጨረሻ ለናይጄሪያውያን ፐይፓል ይከፈት ይሆን? በአሁኑ ወቅት በናይጀሪያ ፐይፓል ሂሳብ ስታቋቁም ገንዘብ የመላክ ችሎታ ብቻ ነው እንጂ አትቀበሉም። ይሁን እንጂ ይህ ውሳኔ ይህን ይለውጠዋልን? ይህ ፐይፓል ወደ ክሪፕቶ ውስጥ የመጀመሪያ ፎሬይ አይደለም። በ 2021፡ክሪፕቶ ተጠቃሚዎች የመስመር ላይ ክፍያ ማድረግ እንዲችሉ ለማስቻል ክሪፕቶ ጋር ማረጋገጫ ጀመረ፤ ናይጄሪያውያን አሁንም ፐይፓል ጋር ገንዘብ መቀበል አይችሉም፣ የእኔ ግምት ምንም ነገር በዚህ ጊዜ ይቀይራል። የኬንያ ፖሊስ ወርልድኮይን መጋዘን ወረረ። በኬንያ ውስጥ የፖሊስ አባላት ናይሮቢ ውስ�� ክሪፕቶ ኩባንያ፣ ወርልድኮይን ውስጥ አንድ መጋዘን ወርረዋል። ፖሊሶች የፍተሻ ትእዛዝ ይዘው ቅዳሜ ነሐሴ 5, 2023 በሞምባሳ ጎዳና አጠገብ ወደሚገኘው ቦታ እንደገቡ ተዘግቧል። መጋዘኑን ለምን ወረሩ? የኬንያውያንን መረጃ የያዙ ሰነዶችንና መሳሪያዎችን ለመያዝ... ኬንያ ባለፈው ሳምንት በሀገሪቱ ውስጥ ያለውን የክሪፕቶ ኩባንያ እንቅስቃሴ ስታቋርጥ ለወርልድኮይን ፕሮጀክት ጥርጣሬዋን ገልጻለች። ወርልድኮይን ዓላማ በዓለም ዙሪያ የሁሉንም አይሪስ በመተግበሪያ ዎች በማየት የማንነት ማረጋገጫ ዓለም አቀፍ የመረጃ ቋት መፍጠር ነው። ኬንያ የመጀመሪያዋ የአፍሪካ ሀገር ናት። በምስራቅ አፍሪካ ሀገሪቱ ላይ የገጠማት ችግርም እየጨመረ ነው። የኬንያ የዳታ ኮሚሽነር ኢምማክዩሌት ካሳት የወርልድኮይኑ ወላጅ ኩባንያ ቱልስ ፎር ሂውማኒቲ ""በምዝገባ ወቅት እውነተኛ ዓላማውን አላሳወቀም"" ብለዋል። ይህ እንዴት እንደሚፈፀም ማየት ይገርማል። እስከዚያው ድረስ ግን ስለ ወርልድኮይን ማወቅ ስለሚያስፈልግህ ነገር ሁሉ የእኔን ርዕስ መመልከት ትችላለህ ። ቡጋርድ የ 500ኬ ዶላር ዘር በካይሮ የሚገኘው የኢንተርኔት ጥበቃ እና ጥቁር ድረ ገጽ ክትትል ኩባንያ፣ ቡጋርድ በ ኤ15 የሚመራውን 500,000 የአሜሪካ ዶላር ዘር ከመልአክ ኢንቨስትመንቶች ተሳትፎ ጋር ዘግቷል። የ ቡጋርድ የደህንነት አገልግሎቶች ውስጥ ዘልቆ መግባት ምርመራ፣ የአደጋ ተጋላጭነት ግምገማ እና ፊሺየን የማስመሰል ዘዴን ያካትታል። እንደ ፋውሪ፣ ማክስአቢ፣ ኤክሳብ እና ጥንቸል ያሉ ጀማሪዎች የቡግጋርድ የሳይበር ደህንነት አገልግሎቶችን ከሚጠቀሙ የንግድ ድርጅቶች መካከል አንዳንዶቹ ናቸው። የኩባንያው መስራችና ሲቲኦ ዩሴፍ ሞሃመድ ""ቀደም ሲል ከመላው ዓለም ደንበኞች ጋር አለም አቀፍ መሰረት አለን። ነገር ግን የእኛ አፋጣኝ ስልት የበለጠ ተጠናክሮ ማደግ ነው"" ብለዋል። ቡጋርድ በምርቶች፣ በሽያጭ እና በቻናል አጋርነት ላይ በማተኰር ቡድኑን ለማስፋት የገንዘብ ድጋፉን ይጠቀማል። በተጨማሪም ሞሐመድ ኩባንያው በዚህ ዓመት ወደ ሳውዲ አረቢያ ለመስፋፋት በጉጉት እንደሚጠባበቅ ተናግረዋል።","PayPal's stablecoin I have to return Victoria's baby. It's been an amazing week taking care of Techpoint Digest for Victoria, and you guys have been an awesome audience. Special thanks to Leonard Igweokolo: Thank you for reaching out; it honestly warmed my heart. And guys, if Victoria asks if you enjoyed my newsletters, please say you loved them; it's the criterion for getting the coconut bread she promised me for taking care of her baby. Anyway, here's what I have for you today: PayPal's stablecoin Kenyan police raid Worldcoin warehouse Buguard's $500k seed round PayPal has launched a stablecoin PayPal USD, or PYUSD: That's the name of PayPal's stablecoin, which launched on Monday, August 7, 2023. Per TechCrunch, the stablecoin was issued by New York-based blockchain company, Paxos Trust Company and will be backed by the US dollar, short-term treasuries, and other cash equivalents. What's a stablecoin: They are a type of crypto, hence the name, stablecoin. Cryptocurrencies are extremely volatile, which makes them risky, not just for investment, but as a means of exchange. For instance, if I purchase $2 worth of coconut bread from Victoria and pay her the Bitcoin equivalent, there's a good chance the value of that Bitcoin could drop or increase in a few hours. However, cryptocurrencies are great for transactions as they are borderless, fast, and cheap. These factors necessitated the need for a stable version of them. Why does PYUSD matter? Well, if you thought crypto was dead, this is a way to tell you it is very much alive. PayPal is a $71 billion fintech company that processed over $1 trillion worth of transactions in 2022. If it's betting on crypto, then it could only be a matter of time before we start seeing other fintech companies doing the same. Will PayPal be opened to Nigerians finally? Currently, when you set up a PayPal account in Nigeria, you're only capable of sending money but not receiving it. But will this decision change that? Well, this isn't PayPal's first foray into crypto. In 2021, it launched Checkout with Crypto to enable users to make online payments with crypto and Nigerians still can't receive funds with PayPal, my guess is, nothing will change this time. Kenyan police raid Worldcoin warehouse Police officers in Kenya have raided a warehouse in Nairobi belonging to crypto company, Worldcoin. Armed with a search warrant, the cops reportedly broke into the property located along Mombasa Road on Saturday, August 5, 2023. Why did they raid the warehouse? To seize documents containing and equipment holding the data of Kenyans. Kenya already expressed its distrust for the Worldcoin project when it suspended the crypto company's activities in the country last week. Worldcoin's aim is to create a global database for identity verification by scanning the iris of everyone across the globe. Kenya is the first African country it launched in, and its troubles in the East African nation are mounting. Kenya's Data Commissioner, Immaculate Kassait, said Worldcoin's parent company, Tools for Humanity, ""did not disclose its true intentions during registration."" It'll be interesting to see how this plays out. In the meantime, you can check out my article about everything you need to know about Worldcoin here. Buguard's $500k seed Cairo-based cybersecurity and dark web monitoring company, Buguard has closed a $500,000 seed round led by A15 with participation from angel investors. Buguard's security services include penetration testing, vulnerability assessment, and phishing simulation. Startups such as Fawry, MaxAB, Eksab, and Rabbit are some of the businesses that use Buguard's cyber security services. Founder and CTO of the company, Youssef Mohamed, said, “We already have a global base with clients from all over the world, but our immediate strategy is to grow even stronger."" Buguard will use the funding to expand its team, focusing on product, sales, and channel partnerships. Mohamed also said the company is looking forward to expanding into Saudi Arabia this year.","Paypal’s stablecoin Sai da na mayar da jaririnta Victoria. Ya kasance mako mai daɗi wajen kula da Techpoint Digest na Victoria, kuma jama’a kun kasance ‘yan kallo masu kirki. Godiya ta musamman ga Leonard Igweokolo: mun gode da samun mu; ya faranta min rai ƙwarai. Sannan jama’a, idan Victoria ta tambaya ko kun ji daɗin kanun labaraina, na roƙe ku ku ce kuna son su; hanya ce ta samun biredin kwakwa da ta yi min alƙawari don kula da jaririnta. Ko yaya dai, ga abin da nazo muku da shi a yau: PayPal’s stablecoin ‘Yan sandan Kenya sun kai sumame ɗakin ajiya na Worldcoin zagayen farawa na Buguard na $500k PayPal sun ƙaddamar da stablecoin PayPal USD, ko PYUSD: shi ne sunan stablecoin na PayPal, wanda aka ƙaddamar ranar Litinin, 7 ga Agusta, 2023. Per TechCrunch, an bayar da stablecoin ne daga kamfanin blockchain da ke New York, Paxos trust company kuma zai samu goyon bayan dalar Amurka, ma’ajiya mai ƙaramin zango, da kuma sauran abubuwa irin kuɗi tsaba. Mene ne stablecoin: wani iri ne na crypto, don haka sunan ya bayar, stablecoin. Cryptocurrencies suna da sauyawa sosai, wanda hakan ya sa suka zama da haɗari, ba ga hannun jari kawai ba, amma har ga hanyar cinikayya. Alal miasali, idan na siya biredin kwakwa na $2 daga Victoria sai na biya da kwatankwacin sa na bitcoin, da akwai yiwuwar darajar wannan Bitcoin ɗin ya ƙaru ko ya ragu a awanni kaɗan. Duk da haka, cryptocurrencies nada kyau wajen musayar kuɗi saboda ba su da shinge, ga sauri, kuma da arha. Waɗannan dalilan ne suka sanya ya kamata a yi irin su masu zama. Me ya sa aka da mu da PYUSD? To, idan kana tunanin crypto ya mutu, wannan hanya ce da za a nuna maka cewar yana nan a raye. PayPal kamfanin fintech ne na miliyan $71 wanda ya sarrafa cinikayya ta fiye da tiriliyon $1 a shekarar 2022. Idan gasa ne game da crypto, to lokaci ne kawai ya rage kafin mu fara ganin sauran kamfanonin fintech suna yin abu ɗaya. Za a buɗe PayPal ne a Nijeriya? A yanzu, idan aka buɗe manhajar PayPal a Nijeriya, za ka iya tura kuɗi ne kawai amma ba za ka karɓi kuɗi ba. Amma wannan matakin zai canza hakan? To, wannan ba shi ne karon farko na kutsen PayPal crypto ba. A 2021, sun ƙaddamar da Checkout da crypto domin ba wa masu amfani damar biyan kuɗi a yanar gizo da crypto kuma ‘yan Nijeriya sun kasa karɓar kuɗi da PayPal, zatona shi ne, babu abin da zai canja a wannan laokacin. ‘Yan sandan Kenya sun kai sumame ɗakin ajiya na Wolrdcoin. Jami’an ‘yan sanda a Kenya sun kai sumame wani ɗakin ajiya a Nairobi wanda yake mallakin kamfanin crypto, Worldcoin. Wanda suke ɗauke da takardar kame, rahoto ya bayyana cewa ‘yan sandan sun afka wajen inda yake a Titin Mombasa ranar Asabar, 5 ga Agusta, 2023. Me ya sa suka kai wa ɗakin ajiyar sumame? Domin ƙwace takardu waɗanda suke ɗauke da kayayyakin da suka ƙunshi bayanan mutanen Kenya. Da ma can Kenya ta bayyana rashin yardarta ga aikin Worldcoin lokacin da ta hana aikin kamfanonin crypto a ƙasar makon da ya wuce. Burin Worldcoin shi ne ƙirƙirar mahallin bayanai na duniya domin tantance shaida ta hanyar ɗaukar hoton ƙwayar ido na kowa a faɗin duniya. Kenya ce ƙasar Afirka ta farko da aka ƙaddamar a ciki, kuma matsalolinta ƙasar Afirka ta Gabas suna yawa. Kwamashinan Bayanai na Kenya, Immaculate Kassait, ya ce kamfanin da yake uba ga Worldcoin, Tools for Humanity,”bai faɗi gaskiyar niyyarsa ba yayin yin rijista.” Zai ƙayatar ganin yadda hakan zai kasance. Kafin sannan, za ku iya duba rubutuna game da dukkan abin da kuke son sani a kan Worldcoin. Farawa na $500k na Buguard Cybersecurity dake zama a Cairo kamfanin kula da dark web, Buguard ya rufe zagayen farawa na $500,000 wanda A15 yake jagora rate da sanya hannun angel investors. Buguard security services sun kunshi penetration testing, vulnerability assessment, da kuma phishing simulation. Startsup kamar Fawry, MaxAb, Eksab, da kuma Rabbit sune wasu daga cikin kasuwancin da suke amfani da Buguard cyber security services. Shugaba kuma wanda ya samar da kamfanin CTO, Youssef Mohamed, yace,”mun riga muna samu mahallin duniya da abokan hulɗa daga dukkan ɓangaren duniya, amma dabarar mu ta kwanannan shi ne ya ya ƙara ƙarfi sosai.” Buguard za suyi amfani da tallafinsu don su fadada jama’arta, wanda zai maida hankali a kan kayayyaki, siyayya, da kuma hadin guiwar hanyoyi. Muhamed kuma ya ce kamfanin yana ƙoƙarin faɗaɗawa zuwa Saudi Arabia a wannan shekarar.","Stablecoin ya PayPal Lazima nimrudishe mtoto wa Victoria. limekuwa juma zuri la kutunza Techpoint Digest for Victoria, na nyie mmekuwa hadhira nzuri. Shukrani za pekee ziende kwa Leonard Igweokolo: Asante kwa hatua uliyofikia; kwa kweli ilinichangamsha moyo. Na nyie, Victoria akiuliza kama mlifurahia vijarida vyangu, tafadhali semeni mlivipenda; ndicho kigezo cha kupata mkate wa nazi aliyoniahidi kwa ajili ya kumlea mtoto wake. Hata hivyo, hiki ndicho nilicho nacho kwa ajiri yako leo: Stablecoin ya Paypal Polisi wa Kenya walivamia ghala la Worldcoin Mzunguko wa mbegu wa Buguard wa $500k Paypal imezindua stablecoin Paypal USD au PYUSD: Hilo ndilo jina la Stablecoin ya Paypal, iliyozinduliwa jumatatu, Agosti 7, 2023. kwa TechCrunch, Stablecoin ilitolewa na kampuni ya blockchain yenye makao yake makuu mjini Newyork, Paxos Trust company na itaungwa mkono na US dollar, hazina za muda mfupi na vifaa vingine sawa na fedha taslim. Stablecoin ni nini: ni aina ya crypto, kwa hivyo jina Stablecoin. Fedha za crypto ni tete sana, kinachozifanya kuwa hatari, siyo kwa uwekezaji pekee, lakini kama njia ya kubadilishana. Kwa mfano, nikinunua mkate wa nazi wa thamani ya $2 kutoka kwa Victoria na kumlipa sawa na Bitcoin, kuna uwezekano mkubwa kuwa thamani ya Bitcoin inaweza kushuka au kuongezeka kwa saa chache. Walakini, sarafu za siri ni nzuri kwa shughuli za ununuzi kwani hazina mipaka, haraka na kwa bei nafuu. Mambo haya yalilazimu hitaji la toleo thatibiti lao. Kwanini PYUSD ni muhimu? kweli ukiwa umefikiria kuwa crypto imekufa, hii ni njia ya kukuambia iko hai sana. Paypal ni kampuni ya teknolojia ya uchumi yenye thamani ya $71 bilioni ambayo ilifanya miamala ya zaidi ya $1 tilioni mwaka 2022. kama ni michezo ya kubashiri kwenye crypto, basi inaweza kuwa suala la muda tu kabla ya kuanza kuona kampuni zingine za teknolojia ya uchumi zikifanya vivyo hivyo. Je, PyPal itafunguliwa kwa Wanigeria hatimaye? Kwa sasa, unapofungua akaunti ya PayPal nchini Nigeria, unaweza kutuma pesa lakini huwezi kuzipokea. Lakini huu uamuzi utabadilisha hilo? Kweli, hii siyo mara ya kwanza kwa PayPal kuingia kwenye crypto. Mnamo 2021, ilizindua Checkout na Crypto ili kuwezesha watumiaji kufanya malipo ya mtandaoni kwa kutumia crypto na wanigeria bado hawawezi kupokea pesa kwa PayPl nadhani kuwa hakuna kitakachobadilika kwa sasa. Polisi wa Kenya walivamia ghala la Worldcoin Maafisa wa polisi nchini Kenya wamevamia ghala mjini Nairobi la kampuni ya crypto, Worldcoin. Wakiwa na hati ya upekuzi, inasemekana polisi wamevamia mali hiyo iliyoko kando ya barabara ya Mombasa Jumamosi, Agosti 5, 2023. Kwanini walivamia ghala? Kunasa hati zilizo na vifaa na takwimu za Wakenya. Kenya tayari ilionyesha kutokuwa na imani na mradi wa Worlcoin baada ya kusimamisha shughuli za kampuni ya crypto nchini humo juma lililopita. Lengo la Worldcoin ni kuunda hifadhi ya takwimu ya kimataifa kwa ajiri ya uthibitishaji wa utambulisho wa utambulisho kwa kuchanganua irisi ya kila mtu duniani kote. Kwenya ni nchi ya kwanza barani Afrika kuizindua na matatizo yake kwenye taifa hilo la Afrika Mashariki yanazidi kuongezeka. Kamishina wa takwimu wa Kenya, Immaculate Kassait, alisema kampuni mama ya Worldcoin, Tools for Humanity, ""haikufichua nia yake ya kweli wakati wa usajili"" itapendeza kuona jinsi hii itakavyokuwa. Wakati huohuo, unaweza kuangalia nakala yangu kuhusu kila kitu unachohitaji kujua kuhusu Worldcoin hapa. Mbegu ya $500k ya Buguard Kampuni yenye makao makuu yake jijini Cairo ya usalama wa mtandao na uhifadhi wa mtandao wa giza, Buguard imefungua mzunguko wa uwekezaji wa $500,000 unaoongozwa na A15 kwa kushirikiana na wawekezaji wa kubwa. Huduma za usalama za Buguard ni pamoja na majaribio ya kupenya, tathimini ya uwezekano wa kuathiriwa na uigaji wa hadaa. Waanzilishi kama vile Fawry, MaxAB, Eksab na Rabit ni baadhi ya biashara zinazotumia huduma za usalama mtandaoni za Buguard. Mwanzilishi na CTO wa kampuni hiyo, Youssef Mohamed alisema, Tayari tuna msingi wa kimataifa na wateja kutoka kote ulimwenguni, lakini mkakati wetu wa haraka ni kuimarika zaidi Buguard itatumia ufadhili huo kupanua timu yake, ikilenga bidhaa, mauzo na ushirikiano wa vituo. Mohamed pia alisema kampuni hiyo inatarajia kujitanua hadi Saudi Arabia mwaka huu.","Owó àkósódù adúróṣinṣin ti PayPal Mo ní láti dá ọmọ Victoria padà. Ó ti pé ọ̀sẹ̀ kan tí mo ti ń bá Victoria mójú tó Techpoint Digest, ó dùn púpọ̀ tí ẹ̀yin èèyàn mi náà sì tún jẹ́ òǹwòran dáadáa. Ọpẹ́ pàtàkì sí Leonard Igweokolo: Ó ṣeun tí ó kàn sí mi; ó mú inú mi dùn lóòótọ́. Ẹ sì dákun ẹ̀yin èèyàn mi, bí Victoria bá bi yín bóyá ẹ gbádùn àwọn lẹ́tà ìròyìn mi, ẹ jọ̀wọ́ ẹ wí pé ẹ fẹ́ràn wọn; òun ni gbèdéke tí yóò jẹ́ kí n gbá búgan alágbọn tí ó ní òun yóò fún mi pé mo bá òun tọ́jú ọmọ òun. Àmọ́ ṣá, ohun tí mo ní fún ọ lónìí rè é: Owó àkósódù adúróṣinṣin ti PayPal Ilé-iṣẹ́ Agbófinró Kenya ya lu ilé-ìkọ́jàsí Worldcoin Ìyípo owó ìrànwọ́ $500k ti Buguard PayPal ti ṣe ìfilọ́lẹ̀ owó àkósódù adúróṣinṣin kan PayPal USD àbí PYUSD: Ìyẹn ni orúkọ owó àkósódù adúróṣinṣin PayPal, èyí tí wọ́n ṣe ìfilọ́lẹ̀ rẹ̀ ní ọjọ́ Ajé 7, oṣù Kẹjọ ní ọdún 2023. Bí TechCrunch ṣe gbé e, ilé-iṣẹ́ alo-àká dátà àkósódù tí ó kalẹ̀ sí New York, Paxos Trust Company ni ó fi owó àkósódù adúróṣinṣin náà sí òde, tí owó dọ́là ilẹ̀ Amẹ́ríkà, owó ìrànwọ́ ìjọba onígbàkúkúrú àti àwọn ohun aṣedèèdé owó mìíràn yóò sì ṣe àtìlẹ́yìn fún un. Kínni owó àkósódù adúróṣinṣin: Wọ́n jẹ́ ẹ̀yà owó àkósódù, èyí tí ó fún wọn ní orúkọ náà, owó àkósódù adúróṣinṣin. Àwọn owó àkósódù máa ń rí àyípadà aláìròtẹ́lẹ̀ gidigidi, èyí tí ó jẹ́ kí wọ́n ní ewu, kì í ṣe fún ìdókòwò nìkan gan, ṣùgbọ́n gẹ́gẹ́ bí i ọ̀na ìṣèpààrọ̀. Fún àpẹẹrẹ, bí mo bá ra búgan alágbọn tí iye rẹ̀ jẹ́ $2 lọ́wọ́ Victoria tí mo si fi dèèdé iye Bitcoin náà sanwó fún un, ó ṣeéṣe kí iye Bitcoin náà já wálẹ̀ tàbí kí ó lọ sókè láàárín wákàtí díẹ̀. Ṣùgbọ́n owó àkósódù dára gidi gan fún àwọn ìdúnàádúrà nítorí pé wọ́n kò ní ààlà, wọ́n yára tí wọn ò sì wọ́n. Àwọn aṣokùnfà wọ̀nyìí ni wọ́n mú ìnílò fún ẹ̀yà owó àkósódù adúróṣinṣin wáyé. Kí wá ni ti PYUSD? Ẹn, bí o bá rò pé owó àkósódù ti kú, èyí jẹ́ ọ̀nà láti sọ fún ọ pé ó ṣì ń ta kébé. PayPal jẹ́ ilé-iṣẹ́ aṣèṣúná orí ẹ̀rọ tí ó ní iye bílíọ̀nù $71 tí ó ṣètò àwọn ìdúnàádúrà tí iye rẹ̀ lé ní tírílíọ̀nù $1 ní ọdún 2022. Bí ó bá ń gùnlé owó àkósódù, ìgbà díẹ̀ ni ó kù tí a fi máa rí àwọn ilé-iṣẹ́ aṣèṣúná orí ẹ̀rọ mìíràn tí àwọn náà á máa ṣe irú ẹ̀. Ṣé PayPal máa padà ṣe é lò fún àwọn èèyàn ilẹ̀ Nigeria? Lọ́wọ́lọ́wọ́, bí o bá ti lè ṣi àkáǹtì PayPal ní Nigeria, o kàn máa lè máa fi owó ránṣẹ́ ni ṣùgbọ́n o ò le gbà á. Ṣùgbọ́n ṣe ìpinnu yìí máa yí ìyẹn padà? Ẹn, kì í ṣe ìgbà àkọ́kọ́ tí PayPal yóò kánlu odò owó àkósódù rè é. Ní ọdún 2021, ó ṣe ìfilọ́lẹ̀ Checkout with Crypto kí àwọn aṣàmúlò lè fi owó àkósódù sanwó lórí ayélujára, tí àwọn èèyàn ilẹ̀ Nigeria ò sì tún rí owó gbà wọlé lórí PayPal. Èrò mi ni pé kò lè sí ìyàtọ̀ kankan lọ́tẹ̀ yìí. Ilé-iṣẹ́ Agbófinró Kenya ya lu ilé-ìkọ́jàsí Worldcoin Àwọn ọlọ́pàá orílẹ̀-èdè Kenya ti ya lu ilé-ìkọ́jàsí kan tí ilé-iṣẹ́ owó àkósódù tí ń jẹ́ Worldcoin ni ní Nairobi. Àwọn ọlọ́pàá tí wọ́n ní ìwé ìtúlé ni wọ́n pé wọ́n ti lọ yalu ohun-ìní kan tí ó wà ní òpópónà Mombasa Road ní ọjọ́ Àbámẹ́ta 5, oṣù Kẹjọ ní ọdún 2023. Kínni ìdí tí wọ́n ṣe lọ yalu ilé-ìkọ́jàsí náà? Láti gbé ẹsẹ̀ lé àwọn ìwé iṣẹ́ àti irinṣẹ́ tí dátà àwọn èèyàn Kenya wà nínú wọn. Kenya ti fi àìnígbàgbọ́ nínú iṣẹ́ àkànṣe Worldcoin náà hàn tẹ́lẹ̀ nígbà tí ó dá àwọn iṣẹ́ ilé-iṣẹ́ owó àkósódù náà dúró ní orílẹ̀-èdè náà ní ọ̀sẹ̀ tí ó kọjá. Àfojúsùn Worldcoin ni láti ṣẹ̀dá ibi ìpamọ́ dátà tí ó jẹ́ káríayé fún ètò ìjẹ́rìí ìdánímọ̀ nipa ṣíṣe àyẹ̀wò ẹyinjú gbogbo èèyàn ní àgbáyé. Kenya ni orílẹ̀-èdè ilẹ̀ Adúláwọ̀ àkọ́kọ́ tí ó ti bẹ̀rẹ̀ iṣẹ́, àwọn ìṣòro tí ó ní ní Ìlà-Oòrùn ilẹ̀ Africa náà sì ń peléke sí i. Kọmísánà fún Dátà ní ilẹ̀ Kenya, Immaculate Kassait sọ pé ìyá ilé-iṣẹ́ Worldcoin, Tools for Humanity ""kò ṣe àfihàn èròńgbá tí ó ní gan ní àkókò ìforúkọsílẹ̀."" Iran bí yóò ṣe lọ yóò kúkú dùn láti wò. Báyìí ná, o lè wo àròkọ tí mo kọ nípa gbogbo ohun tí o ní láti mọ̀ nípa Worldcoin níbí yìí. Owó ìdókòwò $500k ti Buguard Ilé-iṣẹ́ elétò ààbò orí ayélujára àti aṣàkóso àwọn ibùdó ìtakùn tí ó farasin, èyí tí ó kalẹ̀ ní Cairo, ìyẹn Buguard ni ó ti rí owó ìdókòwò $500k gbà níbi ìyípo ìpínwó tí A15 darí tí àwọn olùkówólókòwò aláàánú kópa nínú rẹ̀. Àyẹ̀wò ìmúgbòòrò, àyẹ̀wò ìdojúkọ ewu àti àyẹ̀wò ìjanilólè ìwífún aládàáni jẹ́ iṣẹ́ ààbò tí Buguard ń ṣe. Àwọn ilé-iṣẹ́ àdìdeelẹ̀ bí i Fawry, MaxAM, Eksab àti Rabbit jẹ́ díẹ̀ nínú àwọn òkòwò tí ń lo ètò iṣẹ́ ààbò tí Buguard ń pèsè. Olùdásílẹ̀ àti Adarí Ìmọ̀ Ẹ̀rọ ilé-iṣẹ́ náà, Youssef Mohamed wí pé, ""A ní ìpìlẹ̀ káríayé tí àwọn oníbàárà wa sì wá láti àgbáyé, ṣùgbọ́n ìgbésẹ̀ wa ní kíákíá báyìí ni láti tún ní agbára sí i. Buguard máa lo owó ìrànwọ́ náà láti mú ìgbìmọ̀ iṣẹ́ rẹ̀ gbòòrò sí i, tí wọ́n máa gbájú mọ́ ohun ìṣàmúlò, ètò ìtajà àti àwọn ọ̀nà ìbáṣepọ̀. Mohamed tún sọ pé ilé-iṣẹ́ náà fojú sọ́nà láti fẹ ọwọ́jà wọn sí Saudi Arabia ní ọdún yìí.","I-stablecoin se-PayPal Kumele ngibuyise ingane kaVictoria. Kube yiviki elimangalisayo lokunakekela i-Techpoint Digest ye-Victoria, futhi nina beniyizithameli ezimangalisayo. Sibonga ngokukhethekile ku-Leonard Igweokolo: Siyabonga ngokuxhumana nathi; kwayijabulisa ngempela inhliziyo yami. Futhi bafo, uma uVictoria ebuza ukuthi uzijabulele yini izincwadi zami zezindaba, ngicela usho ukuthi ubuzithanda; umbandela wokuthola isinkwa sikakhukhunathi angithembise sona ngokumnakekela ingane yakhe. Noma kunjalo, nakhu engikuphathele kona namuhla: I-stablecoin se-PayPal Amaphoyisa aseKenya agasele esitolo seWorldcoin Umjikelezo wesiqalo sika-Buguard sika-$500k I-PayPal yethule i-stablecoin I-PayPal USD, noma i-PYUSD: Lelo igama le-stablecoin ye-PayPal, eyethulwe ngoMsombuluko, zi-7 kuNcwaba wezi- 2023. I-Per TechCrunch, i-stablecoin yakhishwa inkampani ye-blockchain yaseNew York, i-Paxos Trust Company futhi izosekelwa yidola laseMelika, izikhwama zesikhathi esifushane, nokunye okulingana nemali. Iyini i-stablecoin: Iwuhlobo lwebhukunyazi, yingakho ibizwa, nge-stablecoin. izimali zebhukunyazi ziguquguquka ngokwedlulele, okuwenza zibe yingozi, hhayi nje ekutshalweni kwezimali, kodwa njengendlela yokuhwebelana. Isibonelo, uma ngithenga isinkwa sikakhukhunathi esingabiza u-$2 ku-Victoria bese ngimkhokhela okulingana ne-Bitcoin, kunethuba elihle lokuthi inani laleyo Bitcoin lingehla noma lenyuke emahoreni ambalwa. Kodwa-ke, izimali zebhukunyazi zilungele ukuthengiselana njengoba angenamngcele, ayashesha, futhi ashibhile. Lezi zici zenze kwabakhona isidingo senguquko ezinzile yazo. Kungani i-PYUSD ibalulekile? Hhayi-ke, uma ubucabanga ukuthi ibhukunyazi ifile, lena yindlela yokukutshela ukuthi iyaphila kakhulu. I-PayPal yinkampani ye-fintech ebiza ama-dollar ayizigidi eziyizinkulungwane ezingama-71 eyacubungula ukuthengiselana kwenani eliyizigidi eziyizinkulungwane eziyi-1 ngo-2022. Uma ubheja ngebhukunyazi, kungaba yindaba yesikhathi kuphela ngaphambi kokuba siqale ukubona ezinye izinkampani ze-fintech zenza okufanayo. Ngabe i-PayPal izovulelwa abantu baseNigeria ekugcineni? Okwamanje, uma usetha i-akhawunti ye-PayPal e-Nigeria, uyakwazi kuphela ukuthumela imali kodwa ungayitholi. Kodwa ingabe lesi sinqumo sizokushintsha lokho? Hhayi-ke, lesi akusona isikhathi sokuqala se-PayPal sokungena kwezebhukunyazi. Ngo-2021, yethula i-Checkout ngebhukunyazi ukuze abayisebenzisayo bakwazi ukwenza izinkokhelo ze-inthanethi ngebhukunyazi futhi abantu baseNigeria abasakwazi ukuthola imali nge-PayPal, ngicabanga ukuthi akukho okuzoshintsha kulokhu. Amaphoyisa aseKenya agasele esitolo seWorldcoin Amaphoyisa aseKenya agasele endlini yokugcina izimpahla eNairobi okungeyenkampani yebhukunyazi, iWorldcoin. Ehlome ngencwadi egunyaza ukusesha, kubikwa ukuthi amaphoyisa agqekeza endaweni eseduze komgwaqo uMombasa ngoMgqibelo, zi-5 kuNcwaba wezi-2023. Kungani begasele endlini yokugcina izimpahla? Ukubamba amadokhumenti aqukethe nemishini ephethe imininingwane yabantu baseKenya. IKenya isivele izwakalise ukungayethembi iphrojekthi ye-Worldcoin ngesikhathi imisa imisebenzi yenkampani yebhukunyazi kuleli sonto eledlule. Inhloso ye-Worldcoin ukwakha isizindalwazi somhlaba wonke sokuqinisekisa ubuwena ngokuskena isiyingi samehlo awo wonke umuntu emhlabeni jikelele. IKenya iyizwe lokuqala lase-Afrika eyethula kulo, futhi izinkinga zayo ziya ngokukhula esizweni saseMpumalanga Afrika. UKhomishana weimininingo waseKenya, u-Immaculate Kassait, uthe inkampani yabenza i-Worldcoin, i-Tools for Humanity, ""ayizange iveze izinhloso zayo zangempela ngesikhathi sokubhaliswa."" Kuzokujabulisa ukubona ukuthi lokhu kwenzeka kanjani. Okwamanje, ungabheka isihloko sami mayelana nakho konke odinga ukukwazi ngeWorldcoin lapha. Imbewu ye-Buguard ka-$500k Inkampani yezokuphepha ngotwamkhathi eseCairo kanye nenkampani yokuqapha iwebhu emnyama, iBuguard ivale umjikelezo wokuqalisa ka-$500,000 oholwa yi-A15 ngokubamba iqhaza kwabatshalizimali bezingelosi. Izinsizakalo zokuphepha ze-Buguard zifaka ukuhlolwa kokungena, ukuhlola ukuba sengozini, nokulingisa ubugebengu bokweba imininingwane ebucayi. amabhizinisi asaqala ezifana ne-Fawry, i-MaxAB, i-Eksab, kanye ne-Rabbit ngamanye amabhizinisi asebenzisa izinsizakalo zokuphepha ku-inthanethi ze-Buguard. Umsunguli kanye ne-CTO yenkampani, u-Youssef Mohamed, uthe, ""Sesivele sinesizinda somhlaba wonke esinamakhasimende avela emhlabeni wonke, kodwa isu lethu elisheshayo ukuthi sikhule sibe namandla futhi kakhulu."" I-Buguard izosebenzisa uxhaso ukuze yandise ithimba layo, igxile emkhiqizweni, ekuthengisweni, nasekubambisaneni kweziteshi. UMohamed uphinde wathi inkampani ibheke ngabomvu ukuba isabalale eSaudi Arabia kulo nyaka."
+"የኬንያ ፖሊስ በወርልድኮይን መጋዘን ላይ ጥቃት በመሰንዘር መሣሪያዎችንና ሰነዶችን ለምርመራ ወስዷል ዜናዎቹ: በኬንያ የፖሊስ መኰንኖች በናይሮቢ የሚገኘውን የዓለም ኮይን የተባለውን የክሪፕቶ ኩባንያ መጋዘን ወረሩ። የኩባንያው ማሽኖች እና ሰነዶች በወረራው ወቅት በሕግ አስከባሪ መኰንኖች ተይዘዋል። ወረራው የተከሰተው የኬንያ ባለሥልጣናት የወርልድ ኮይንን እንቅስቃሴ በመረጃ ስጋት ምክንያት ካገዱ በኋላ ነው። አንድ የፖሊስ መኰንኖች ቡድን በፍተሻ ትእዛዝ የታጠቁ እና በብዙ ኤጀንሲ ባለሥልጣናት የተደገፉ በመሆናቸው የክሪፕቶ እና የማንነት ማረጋገጫ ኩባንያ የሆነውን ወርልድኮይን የሸቀጣሸቀጥ ቤት ወረሩ። የአከባቢው የመገናኛ ብዙኃን መድረክ ካሃዋ ቱንጉ እንደዘገበው ባለሥልጣናቱ ቅዳሜ ነሐሴ 5 ቀን 2023 በሞምባሳ ጐዳና ላይ በሚገኘው መጋዘን ውስጥ ዘረፉ። የኬንያ የመረጃ ኮሚሽነር ኢማኩሌት ካሳይት እንደገለጹት የዎርልድ ኮይን ዋና ኩባንያ የሆነው ቶልስ ፎር ሂውማኒቲ"" በመመዝገብ ወቅት እውነተኛ ዓላማውን አልገለጸም"" ብሏል። ከመጋዘን የተሰበሰቡ መረጃዎች ለምርመራ ወደ ወንጀል ምርመራ ዳይሬክቶሬት ዋና መስሪያ ቤት ይወሰዳሉ። ይህ ዜና የመጣው የኬንያ ባለሥልጣናት በመረጃ ስጋት ምክንያት የወርልድኮይን እንቅስቃሴ በአገሪቱ ውስጥ ካገዱ ከጥቂት ቀናት በኋላ ነው። የኩባንያው እንቅስቃሴ የሚመለከታቸው የመንግሥት አካላት ለኬንያውያን ምንም ዓይነት ስጋት እንደሌለው እስኪያረጋግጡ ድረስ ተቋርጦ እንደሚቆይ ተናግረዋል። በኦፕንአይ( ቻትጂፒቲ) ጀርባ ካሉት አንጎሎች አንዱ በሆነው በሳም ኦልትማን የተመሰረተው ፕሮጀክት በዓለም ላይ ላሉት ሁሉ ዓለም አቀፍ የፋይናንስ የመረጃ ቋት ለመፍጠር ተጀምሯል። ፕሮጀክቱ የሰዎችን ዓይን ለመቃኘት እና"" የግለሰብነት ማረጋገጫ"" በመባልም የሚታወቀው የዓለም መታወቂያ ለመስጠት ክበብ የሚባል መሣሪያ ይጠቀማል። ይህ የዓለም መታወቂያ ሰዎች ስማቸውንም ሆነ ሌሎች የግል መረጃዎቻቸውን ሳይገልጡ በኢንተርኔት አማካኝነት ማንነታቸውን እንዲያረጋግጡ ይረዳቸዋል። ወርልድኮይን በኬንያ በመረጃ ተቆጣጣሪነት ቢመዘገብም ባለስልጣናት ግን በቁጥጥር ስር እንዳልዋለ ይናገራሉ።","Kenyan police raid Worldcoin warehouse, confiscate equipment and documents for analysis The news: Police officers in Kenya have raided a warehouse in Nairobi belonging to the crypto company, Worldcoin. Machines and documents belonging to the company were seized by law enforcement officers during the raid. The raid comes after Kenyan authorities suspended the activities of Worldcoin over data concerns. Reportedly armed with a search warrant and backed by multi-agency officials, a team of police officers have raided the wares house of crypto and identity verification company, Worldcoin. A local media platform, KahawaTungu, reported that the officers broke into the warehouse located along Mombasa Road on Saturday, August 5, 2023. Kenya's Data Commissioner, Immaculate Kassait, said Worldcoin's parent company, Tools for Humanity, ""did not disclose its true intentions during registration."" Data collected from the warehouse will be taken to the Directorate of Criminal Investigations headquarters for analysis. This news comes after a few days after Kenyan authorities suspended the activities of Worldcoin in the country due to data concerns. They said the company's activities will remain suspended until relevant public agencies can certify that it poses no risk to Kenyans. The project which was founded by Sam Altman, one of the brains behind OpenAI (ChatGPT), was launched to create a global financial database for everyone in the world. The project uses a device called an orb to scan people's eyes and give them a World ID, also known as ""proof of personhood."" This World ID helps people verify their identity on online platforms without having to reveal their names or other personal data. While Worldcoin is registered as a data controller in Kenya, authorities say it is not regulated.","‘Yan sandan Kenya sun kai sumame ɗakin ajiya na Worldcoin, suka lalata kayayyaki da kuma takardu don bincike Labaran: ‘yan sanda a Kenya sun kai sumame ɗakin ajiya a Nairobi wanda yake mallakin kamfanin crypto, Worldcoin. Mahukunta sun kwace Injina da takardu mallakin kamfanin lokacin sumamen. Sumamen ya faru ne biyo bayan hana aikin Worldcoin da mahukuntan Kenya sakamakon damuwar data. Tare da cikkakkiyar shaidar kame da kuma goyon bayan ma’aikatan multi-agency, da kuma taron ‘yan sanda sun kai sumame ɗakin ajiya na crypto da kuma kamfanin tantance alamar shaida, Worldcoin. Manhajar sadarwar ta cikin gida, Kahawa Tungu, ta sanar cewa jami’an sun shiga ɗakin ajiyar ne wanda yake a hanyar titin Mombasa ranar Asabar, 5 ga Agusta, 2023. Kwamashinan Data na Kenya, Immaculate Kassait, yace uwar kamfanin Worldcoin, Tools for Humanity,”basu bayyana meye niyyarsu ba lokacin yin rijista.” Bayanai da aka samo daga ɗakin ajiya r za a kai wa babbar shedikwatar ɗin Hukumar Binciken Laifuka domin bincike. Wannan labarin ya zo ne kwana biyu bayan jami’an tsaron kenya sun dakatar da aikin Worldcoin a kasar saboda matsalar data. Sun ce ayyukan kamfanin zai kasance a dakace har sai sanda manyan hukumomi sun tabbatar da cewa ba ta da wata matsala ga mutanen Kenya. Aikin wanda Sam Altman ya samar, ɗaya daga cikin wanda suke samar da OpenAl (ChatGPT), an ƙaddamar da shi don ƙera mahallin bayanai na harkar kuɗi na duniya ga kowa a duniya. Aikin yana amfani da wata na’ura mai suna orb domin ɗaukar hoton idon mutane sannan kuma a basu ID na duniya, wanda aka sani da “proof of personhood.” Wannan ID din na duniya yana taimakawa mutane su tantance shaidarsu ta manhajojin yanar gizoba tare da bayyana sunayensu ko wasu bayanan sun a sirri ba. Yayin da aka yi wa Worldcoin rijista a matsayin masu kula da bayanai a Kenya, mahukunta sun ce bashi da doka.","Polisi wa Kenya walivamia ghala la Worldcoin, na kuchukua vifaa na nyaraka kwa ajiri ya uchambuzi Habari: Maafisa wa polisi nchini Kenya wamevamia ghala moja mjini Nairobi ambalo ni mali ya kampuni ya crypto, Worldcoin. Mashine na hati za kampuni hiyo zilikamatwa na maafisa wa utekelezaji wa sheria wakati wa uvamizi huo. Uvamizi huo ulitokea baada ya mamlaka ya Kenya kusimamisha shughuli za Worldcoin kutokana na wasiwasi wa takwimu. inasemekana walikuwa na hati ya upelelezi na kuungwa mkono na maafisa wa mashirika mengine, timu ya maafisa wa polisi wamevamia nyumba ya mauzo ya sarafu za siri na kampuni ya uthibitishaji wa vitambulisho, Worldcoin. Jukwaa la habari la ndani ya nchi, Kahawa Tungu, liliandika kuwa maafisa hao walivamia ghala hilo lililo kanda ya barabara ya Mombasa Jumamosi, Agosti 5, 2023. Kamishina wa takwimu wa Kenya, Immaculate Kassait, alisema kampuni mama ya Worldcoin, Tools for Humanity, ""haikufichua nia yake ya kweli wakati wa usajili"" Takwimu zilizokusanywa kutoka ghalani zitapelekwa kwenye makao makuu ya kurugenzi ya upelelezi wa makosa ya jinai kwa ajiri ya uchunguzi. Habari hizi zinakuja siku chache baada ya mamlaka ya Kenya kusimamisha shughuli za Worldcoin nchini humo kutokana na wasiwasi wa takwimu. walisema shughuli za kampuni hiyo zitasitishwa hadi mashirika husika ya umma yatakapothibitisha kuwa haileti hatari kwa wakenya. Mradi huo ambao ulianzishwa na na Sam Altman, mmoja wa wasomi waliyobobea wa OpenAl (ChatGPT), ulizinduliwa ili kuunda hifadhi ya kifedha ya kimataifa kwa kila mtu ulimwenguni. Mradi huo unatumia kifaa kinachoitwa orb kukagua macho ya watu na kuwapa kitambulisho cha Dunia, kinachofahamika kama ""uthibitisho wa utu"" kitambulisho hiki cha dunia husaidia watu kuthibitisha utambulisho wao kwenye mifumo ya mitandao bila kufichua majina yao au taarifa zingine binafsi. ingawa Worldcoin imesajiriwa kama kidhibiti cha takwimu nchini Kenya, mamlaka inasema haijadhibitiwa.","Ilé-iṣẹ́ Agbófinró Kenya ya lu ilé-ìkọ́jàsí Worldcoin, wọ́n gbẹ́sẹ̀ lé àwọn irinṣẹ́ àti ìwé iṣẹ́ fún àyẹ̀wò fínnífínní. Ìròyìn náà: Àwọn ọlọ́pàá orílẹ̀-èdè Kenya ti ya lu ilé-ìkọ́jàsí kan tí ilé-iṣẹ́ owó àkósódù tí ń jẹ́ Worldcoin ni ní Nairobi. Àwọn ẹ̀rọ iṣẹ́ àti ìwé iṣẹ́ tí wọ́n jẹ́ ti ilé-iṣẹ́ náà ní àwọn òṣìṣẹ́ agbófinró náà ti fi òfin gbé níbi ìyalù náà. Ìyalù náà wáyé lẹ́yìn tí àwọn aláṣẹ ilẹ̀ Kenya ti dá àwọn iṣẹ́ Worldcoin dúró nítorí awuyewuye lórí dátà. Ìgbìmọ̀ àwọn ọlọ́pàá kan tí wọ́n pé wọ́n ní ìwé ìtúlé tí wọ́n sì ní àtìlẹ́yìn àwọn òṣìṣẹ́ láti oríṣiríṣi ẹ̀ka isẹ́ ni wọ́n ti lọ yalu ilé-ìkọ́jàsí fún ilé-iṣẹ́ owó àkósódù àti aṣèjẹ́rìí ìdánimọ̀ kan tí ń jẹ́ Worldcoin. Ìkànnì agbéròyìnjáde ìbílẹ̀ kan, KahawaTungu ni ó jábọ̀ pé àwọn ọlọ́pàá náà já wọ ilé-ìkọ́jàsí náà tí ó kalẹ̀ sí òpópónà Mombasa Road ní ọjọ́ Àbámẹ́ta 5, oṣù Kẹjọ ní ọdún 2023. Kọmísánà fún Dátà ní ilẹ̀ Kenya, Immaculate Kassait sọ pé ìyá ilé-iṣẹ́ Worldcoin, Tools for Humanity ""kò ṣe àfihàn èròńgbá tí ó ní gan ní àkókò ìforúkọsílẹ̀."" Wọ́n máa kó dátà tí wọ́n gbà ní ilé-ìkọ́jàsí náà lọ sí olú-iléeṣẹ́ Ìṣàkóso fún Ìwádìí Ọ̀daràn fún àyẹ̀wò fínnífínní. Ìròyìn yìí jáde ní ọjọ́ díẹ̀ lẹ́yìn tí àwọn aláṣẹ ilẹ̀ Kenya ti dá àwọn iṣẹ́ Worldcoin dúró ní orílẹ̀-èdè náà nítorí awuyewuye lórí dátà. Wọ́n wí pé àwọn iṣẹ́ ilé-iṣẹ́ náà yóò wà ní ìdádúró títí di ìgbà tí àwọn òṣìṣẹ́ ìjọba tí ọ̀rọ̀ kàn yóò le jẹ́rìí sí i pé kò ní ewu fún àwọn èèyàn Kenya. Sam Altman, ọ̀kan lára àwọn ọpọlọ tí ó wà lẹ́yìn OpenAI (ChatGPT) ní ó dá iṣẹ́ àkànṣe náà sílẹ̀, tí wọ́n sì ṣe ìfilọ́lẹ̀ rẹ̀ láti lè ṣẹ̀dá ibi ìpamọ́ dátà owó káríayé fún gbogbo èèyàn ní ilé ayé. Iṣẹ́ àkànṣe náà ń lo ohun èlò kan tí ó ń jẹ́ orb láti lè ṣe àyẹ̀wò ojú àwọn èèyàn tí yóò sì fún wọn ní World ID, tí wọ́n tún ń pè ní ""ẹ̀rí ìjénìyàn."" World ID yìí ń ran àwọn èèyàn lọ́wọ́ láti ṣe ìjẹ́rìí ìdánímọ̀ wọn lórí àwọn ìkànnì orí ayélujára láì fi orúkọ tàbí dátà àdáni wọn. Bí wọ́n ti ṣe fi orúkọ Worldcoin sílẹ̀ gẹ́gẹ́ bí i aṣàkóso dátà ní ilẹ̀ Kenya, àwọn aláṣẹ wí pé kò ní àkóso.","Amaphoyisa aseKenya agasela esitolo seWorldcoin, ashaqa amathuluzi nemibhalo ukuze ihlaziywe Izindaba: Amaphoyisa aseKenya agasele endlini yokugcina impahla eNairobi yenkampani yebhukunyazi, iWorldcoin. Imishini namaphepha okungeyenkampani kushaqwe abomthetho ngesikhathi begasela. Lokhu kugasela kuza ngemuva kokuthi iziphathimandla zaseKenya zimise ukusebenza kweWorldcoin ngenxa yokukhathazeka ngeimininingo. Kubikwa ukuthi lihlome ngencwadi egunyaza ukusesha futhi lisekelwa izikhulu zezinhlangano eziningi, ithimba lamaphoyisa ligasele endlini yezimpahla zebhukunyazi kanye nenkampani yokuqinisekisa umazisi, iWorldcoin. Inkundla yezindaba yasendaweni, i-KahawaTungu, ibike ukuthi la maphoyisa agqekeze esitolo esiseduze nomgwaqo uMombasa ngoMgqibelo, zi-5 kuNcwaba wezi-2023. UKhomishana weimininingo waseKenya, u-Immaculate Kassait, uthe inkampani eyabasunguli be-Worldcoin, i-Tools for Humanity, ""ayizange iveze izinhloso zayo zangempela ngesikhathi sokubhaliswa."" Imininingwane eqoqwe endaweni yokugcina impahla izoyiswa ekomkhulu le-Directorate of Criminal Investigations ukuze ihlaziywe. Lezi zindaba ziza ngemuva kwezinsuku ezimbalwa iziphathimandla zaseKenya zimise ukusebenza kweWorldcoin kuleli ngenxa yeimininingo. Bathe imisebenzi yenkampani izohlala imisiwe kuze kube izikhungo zomphakathi ezifanele seziqinisekisa ukuthi akubangeli ubungozi kubantu baseKenya. Iphrojekthi eyasungulwa ngu-Sam Altman, omunye wongqondongqondo ngemuva kwe-OpenAI (ChatGPT), yethulwa ukuze kwakhiwe isizindalwazi sezimali somhlaba wonke sawo wonke umuntu emhlabeni. Le phrojekthi isebenzisa idivayisi ebizwa ngokuthi i-orb ukuze ihlole isiyingi samehlo abantu futhi ibanike i-World ID, eyaziwa nangokuthi ""ubufakazi bomuntu."" Le ID Yomhlaba isiza abantu ukuthi baqinisekise ubunikazi babo ezinkundleni zokuxhumana ngaphandle kokuveza amagama abo noma enye imininingo yomuntu. Nakuba i-Worldcoin ibhaliswe njengesilawuli semininingo eKenya, iziphathimandla zithi ayilawulwa."
+"ኬንያውያን ለምን በ50 ዶላር ዓይናቸውን እያሳዩ ነው? ስለ ወርልድኮይን የቀረቡ 11 ጥያቄዎች በአሁኑ ጊዜ ምናልባት ስለ ወርልድኮይን አይተህ ወይም ሰምተህ ይሆናል፣ በዓለም ዙሪያ ያሉ ሰዎችን ዓለም አቀፍ የመረጃ ቋት ለመፍጠር ሰዎች ዓይኖቻቸውን ለመቃኘት የሚከፍል የወርልድኮይን ፕሮጀክት ነው። ወርልድኮይን ሐምሌ 24 2023 የተጀመረ ሲሆን በተጨማሪም ከ 2.1 ሚሊዮን በላይ ተፈራሪዎች አሉት። አዳዲስ ሰዎች በየስምንት ሴኮንዱ ወርልድኮይን ለማግኘት ይፈርማሉ። በዓለም አቀፍ ደረጃ ኬንያን ጨምሮ በተለያዩ ቦታዎች ረጅም ተራዎች አሉ። ለክሪፕቶ ፕሮጀክት በመፈረም የ 50 ዶላር ሳይኒንግአፕ ቦነስ። ወርልድኮይን ግን ምንድን ነው? የተፈጠረው ለምንድን ነው? አይሪሳችንን የሚቃኝስ ለምንድን ነው? እነዚህ ጥያቄዎች በዚህ ርዕስ ውስጥ መልስ ከምናገኝባቸው ጥያቄዎች መካከል አንዳንዶቹ ናቸው። ወርልድኮይን ምንድን ነው? ወርልድኮይን በዓለም ላይ ለሁሉም ሰው የሚደረስበት ዓለም አቀፍ የፋይናንስ ስርዓት እና የመለያ ስርዓት ነው። ይህ ሥርዓት ቁጥጥሩን ማእከላዊ ያልሆነ የሚያደርግ በብሎክቼይን ላይ የተገነባ ነው። እንደ ወርልድ ኮይን ገለጻ"" እሱ ያልተማከለ እንዲሆን የተቀየሰ ነው፣ ይህ ማለት በመጨረሻ የእሱ ቊጥጥር እና የውሳኔ አሰጣጥ በተጠቃሚዎች ማህበረሰብ ላይ ይቀመጣል ማለት ነው""። እንዲሁም ወርልድኮይንን እንደ ወርልድኮይን እና ዲጂታል መታወቂያ ሥርዓት መግለጽ ይችላሉ። ይህ የሆነበት ምክንያት ክሪፕቶ ቶክን ( ደብሊውኤልዲ) ስላለው እና የሰዎችን ባዮሜትሪክ መረጃ በ ኦርብ በተሰኘ መሣሪያ ይይዛል። የወርልድኮይን ግብ ምንድን ነው? ወርልድኮይን ሁለት ግቦች አሉት፦ ሰዎችን ከኤ አይ መለየት የሚችል የመታወቂያ ዘዴ ፍጠሩ። በምድር ላይ ያለ ማንኛውም ሰው ሊያገኘው የሚችል ዓለም አቀፍ የገንዘብ ድረ ገጽ ይፍጠሩ። ኤአይ ባለፈው ዓመት በከፍተኛ ሁኔታ እያደገ መጥቷል። በጥቂት ሰከንዶች ውስጥ አንድ ርዕስ ሊጽፍልህ ከሚችል ቻትጂፒቲ ጀምሮ በተለያዩ ሁኔታዎች ውስጥ የእርስዎን ስዕሎች እንደገና ለመፍጠር የሚያስችል ችሎታ። ወርልድኮይን ከ ኤ አይ ለሰዎች ለመናገር ከሁሉ የተሻለው መንገድ በባዮሜትሪክ ማረጋገጫ አማካኝነት እንደሆነ ያምናል። ይሁን እንጂ ሰዎች ማንነታቸውን እንዲያውቁ ይፈልጋል ። ይህ ማለት እንደ ስምህ ያሉ የግል መረጃዎችን ሳትሰጥ ራስህን ለይተህ ማወቅ ማለት ነው ። ይህ የመለያ ስርዓት የዓለም መለያ ይባላል። በዓይነቱ ልዩ የሆነ የባዮሜትሪክ ገጽታ ማለትም አይሪስ ምርመራ ማድረግ ስለሚጠይቅ መመዝገብ የሚችሉት ሰዎች ብቻ ናቸው ። የዓለም መታወቂያ ካለዎት በኋላ፣ እርስዎ የዓለም የፋይናንስ አውታረ መረብ አካል ነዎት። ወርልድኮይን እንዴት ይሰራል? ወርልድኮይን ልክ እንደ ቢትኮይን በብሎክቼይን ላይ ይሠራል። የዓለም መታወቂያዎችን እና ግብይቶችን በብሎክቼይን ላይ ያከማቻል። በመድረኩ ላይ የተመዘገቡ ሁሉ በመድረኩ ላይ በሚከናወነው ነገር ላይ አስተያየት ይሰጣሉ። በድር ጣቢያው መሠረት የደብሊውኤልዲ ቶከን ባለቤትነት ለተጠቃሚዎች የ ወርልድኮይን ፕሮቶኮል ባለቤትነት እና መዳረሻ ይሰጣል። ይህ ማለት ወርልድኮይን እንደ ያልተማከለ የራስ ገዝ ድርጅት( ዲኤኦ) ይሠራል ማለት ነው ይህም ማለት የደብሊውኤልዲ ምልክት ባለቤት የሆኑ ሰዎች ስለ ወርልድኮይን ፕሮቶኮል ቍልፍ ውሳኔዎች ላይ ድምፅ መስጠት ይችላሉ ማለት ነው። እንዴት ነው ለ ወርልድኮይን መመዝገብ የሚቻለው? ለ ወርልድኮይን ለመመዝገብ የዓለም መተግበሪያ ያስፈልግዎታል። ይህ መተግበሪያ የ ወርልድኮይን መለያ እንዲፈጥሩ ይረዳዎታል ይህም የ ወርልድኮይንዋሌት መዳረሻ ይሰጥዎታል ይህም የ ዲብሊውኤልዲ ቶከኖችን፣ ቢትኮይን፣ ኤቲሬየም እና ሌሎች የሚደገፉ ምስጢራዊ ምንዛሬዎችን ለማከማቸት ሊያገለግል ይችላል። መተግበሪያውን አይሪስዎን ሳይቃኙ መጠቀም ይችላሉ። የ ወርልድኮይን ቶከኖችን ለማግኘት ከፈለጉ ግን ��ዓለም መታወቂያ መመዝገብ ያስፈልግዎታል ይህም ማለት ዓይንዎን በ ኦርብ መቃኘት እና"" የተለየ ሰውነትዎን"" ማረጋገጥ ማለት ነው። ወርልድኮይን አይሪስህን ለምን እየቃኘ ነው? ወርልድኮይን የእርስዎን አይሪስ እየቃኘ ነው"" ልዩነትዎን ለማረጋገጥ"" ወይም"" ልዩ ሰውነትዎን ለማረጋገጥ""። ሰዎችን ከአይአይ ለመለየት ወርልድኮይን ልዩ ባዮሜትሪክ መረጃ እንደሚያስፈልገው ያምናል። የጣት አሻራ ለምን አልተገኘም? ወርልድኮይን እንደ ስሞች ያሉ የግል መረጃዎችን ሳይጠቀም ሰዎችን መለየት ስለሚፈልግ ቀድሞውኑ ከአንድ ሰው መረጃ ጋር የተቆራኘ የባዮሜትሪክ መረጃን አይወስድም። በናይጄሪያ ውስጥ አይሪስን መቃኘት የሚቻለው የት ነው? በአሁኑ ወቅት በናይጄሪያ ውስጥ የወርልድኮይን ኦፕሬተሮች የሉም። የወርልድኮይን ኦፕሬተር ለመሆን ማመልከት የሚችሉት እዚህ ነው። ጋና ውስጥ አይሪስን መቃኘት የሚቻለው የት ነው? ጋና በአሁኑ ጊዜ የኦርቢ ኦፕሬተሮች በሚገኙባቸው ሀገሮች ዝርዝር ውስጥ የለም። በኬንያ ውስጥ አይሪስን መቃኘት የሚቻለው የት ነው? በ ወርልድኮይን ድረ-ገጽ ላይ ከተዘረዘሩት 18 አገሮች ውስጥ የኦርብ ኦፕሬተር ያላት ብቸኛዋ የአፍሪካ አገር ኬንያ ናት። የኦርቡ ኦፕሬተር በኬንያታ ዓለም አቀፍ የስብሰባ ማዕከል ውስጥ ይገኛል። አይሪስህን ለመቃኘት ምን ያህል ታገኛለህ? 50 ዶላር ዋጋ ያላቸውን 25 ደብሊውኤልዲ ቶከኖች ያገኛሉ። በ ደብሊውኤልዲ ቶከኖች ምን ማድረግ ይቻላል? የ ደብሊውኤልዲ ቶከኖችን በቀጥታ ለሸቀጦች እና አገልግሎቶች ለመክፈል ወይም ለ ፊያት ምንዛሬ ለመለዋወጥ ይችላሉ። በተጨማሪም የአስተዳደር ምልክቶች ናቸው ይህም ማለት የፕሮቶኮሉን ዕጣ ፈንታ ለመወሰን ሲመጣ የመምረጥ መብት ይሰጥዎታል ማለት ነው።","Why are Kenyans scanning their eyes for $50? 11 questions about Worldcoin answered By now you've most likely seen or heard about Worldcoin, a cryptocurrency project paying people to scan their eyes to create a global database of humans around the world. Worldcoin launched on July 24 2023 and also has more than 2.1 million signups. New people are signing up for WorldCoin every eight seconds. There are long queues in various locations globally, including Kenya, signing up for the crypto project and earning a $50 signup bonus. But what is Worldcoin? Why is it being created, and why is it scanning our iris? these are some of the questions we'll be answering in this article. What is Worldcoin? WorldCoin is a global financial system and identity system that is accessible to everyone in the world. This system is built on a blockchain that makes its control decentralised. According to WorldCoin, ""It’s designed to be decentralised, meaning that ultimately its supervision and decision making will rest with its community of users."" You can also define Worldcoin as a cryptocurrency and digital identification system. This is because it has a crypto token (WLD) and it takes people's biometric data with a device called the Orb. What is Worldcoin's goal? Worldcoin has two goals: Create an identification system that can differentiate humans from AI. Create a global financial network accessible to everyone on Earth. AI has been growing furiously in the past year. From ChatGPT which can write you an article within a few seconds to Midjourney, capable of re-creating pictures of you in different scenarios. Worldcoin believes the best way to tell humans from AI is through biometric verification. However, it wants people to be able to identify themselves anonymously. This means identifying yourself without giving away personal information like your name. This identification system is called World ID. It ensures only humans can signup because it requires an iris scan, a unique biometric feature. Once you have the World ID, you are a part of Worldcoin's financial network. How will Worldcoin work? Worldcoin will work on the blockchain just like Bitcoin. It will store the World IDs and transactions on the blockchain. Everyone signed up on the platform will also get a say on what happens on the platform. According to the website, owning the WLD token gives users ownership and access to the Worldcoin protocol. This could mean that Worldcoin will work like a decentralised autonomous organisation (DAO) which means people who own the WLD token will be able to vote on key decisions about the Worldcoin protocol. How do you signup for Worldcoin? To signup for Worldcoin, you need the World App. This app helps you create a Worldcoin account that gives you access to the Worldcoin wallet which can be used to store the WLD tokens, bitcoin, ethereum and other supported cryptocurrencies. You can use the app without scanning your iris. If you wish to get Worldcoin tokens, however, you need to signup for World ID which means scanning your eyes with the Orb and verifying your ""unique personhood."" Why is Worldcoin scanning your iris? Worldcoin is scanning your iris to ""verify your uniqueness"" or ""unique personhood."" To tell humans apart from AI, Worldcoin believes it needs unique biometric data. Why not fingerprint? Because Worldcoin wants to identify people without using personal data such as names it is not taking biometric data that is already associated with a person's data. Where can you scan your iris in Nigeria? There are currently no Worldcoin operators in Nigeria. You can apply to be a Worldcoin operator here. Where can you scan your iris in Ghana? Ghana is currently not on the list of countries where Orb operators are present. Where can you scan your iris in Kenya? Kenya is the only African country with an Orb operator out of the 18 countries listed on the Worldcoin website. The Orb operator is at the Kenyatta International Convention Centre. How much do you get for scanning your iris? You get 25 WLD tokens which are worth $50. What can you do with WLD tokens? You can exchange the WLD tokens to pay for goods and services directly or exchange them for fiat currency. They are also governance tokens, which means it gives you voting rights when it comes to deciding the fate of the protocol.","Me yasa mutanen Kenya suke ɗaukar hoton idanunsu akan $50? Tambayoyi guda 11 da aka amsa game da Worldcoin Zuwa yanzu dai ka gani ko kaji game da Worldcoin, aikin cryptocurrency da yake biyan mutane don su ɗauki hoton idansu domin samar da mahallin bayanai na mutane a duniya baki ɗaya. Worldcoin sun ƙaddamar a Juli 24 2023 kuma sannan yana masu shiga fiye da miliyan 2.1. Sababbin mutane suna ta shiga Worldcoin a kowanne sakan takwas. Da akwai dogayen layi a wurare da dama a duniya, wanda ya hada da Kenya, wanda ya shiga aikin crypto kuma yake samun ribar shiga na $50. Amma meye Worldcoin? Me yasa aka samar da shi, kuma me ya sa yake ɗaukar hoton idansu? Wadannan sune wasu daga cikin tambayoyin da za a amsa a wannan rubutun. Menene Worldcoin? Worldcoin hanya ce ta hulɗar kuɗi da kuma hanyar shaidar alama wanda kowa zai iya samu a duniya. Wannan hanyar angina ta a blockchain wanda yake sanya kula da shi a ɓangarori da dama. Kamar yadda Worldcoin suka bayyana, “an ƙera shi don ya zama a kulawar ɓangarori da dama, wanda hakan yake nufin kula da su da kuma yanke hukuncin zai kasance ne daga masu amfani da shi a cikin al’umma.” Za ka iya bayyana Worldcoin a matsayin cryptocurrency da kuma hanyar tantancewa ta fasahar zamani. Dalilin shi ne yana da token ɗin crypto (WLD) kuma yana ɗaukar bayanan yatsun mutane da na’ura da ake kira da Orb. Menene manufar Wolrdcoin? Worldcoin tana da manufa biyu: Samar da hanyar shaidar alama da zata iya banbance mutane daga Al. Ƙera hanyar harkokin kuɗi wanda kowa zai iya samu a duniya. Al yana tana bunkasa da sauri a shekarar da ta wuce. Daga ChatGPT wanda zai iya rubuta maka takarda a tsakanin saƙanni kaɗan zuwa ga Midjourney, wanda zasu iya sake samarda hotunanka a yanayi daban daban. Worldcoin sun yarda da cewa babbar hanyar banbance mutane daga Al shi ne ta hanyar tantance hoton jikin sa. Duk da haka, tana son mutane su iya gane kawunansu ba tare da bayyana kai ba. Hakan yana nufin gane kanka batare da ka bayar da bayanan ka nakai ba kamar sunanka ba. Wannan hanyar tantancewar ana kiranta World ID. Yana tabbatar da cewa mutane ne kawai zasu iya shiga saboda yana buƙatar hoton ido, wani yanayin na ɗaukar hoton jiki na musamman. Da zarar ka samu World ID, ka zama ɓangare na hanyar hulɗar kuɗi ta Worldcoin. Ta yaya Worldcoin yake aiki? Worldcoin zai yi aiki ne a blockchain kamar dai Bitcoin. Zai adana World ID da kuma musayar kuɗi a blockchain. Kowa ya shiga cikin manhajar kuma zai samu damar faɗa a ji a kan abin da yake faruwa a manhajar. Kamar yadda shafin yanar gizon ya bayyana, mallakar WLD token zai bawa masu amfani da shi damar mallaka da kuma damar shiga tsarin Worldcoin. Wannan yana nufin cewa Worldcoin za ta yi aiki kamar decentralized autonomous organization (DAO) wanda yake nufin mutanen da suka mallaki WLD token za su samu damar yin zaɓi game da yanke hukunci na musamman game da tsarin Worldcoin. Ta ya za ka shiga Worldcoin? Domin shiga Worldcoin, kana buƙatar manhajar World App. Wannan manhajar za ta taimaka maka wajen samar da akawun ɗin Worldcoin wannan zai ba ka damar shiga Worldcoin wallet wanda za a iya amfani da shi wajen ajiye WLD tokens, bitcoin, ethereum da kuma sauran cryptocurrencies da suke tallafawa. Za ka iya amfani da manhajar ba tare da ɗaukar hoton idonka ba. Idan kana son samun Worldcoin token, duk da haka, za ka shiga cikin World ID wanda yake nufin ɗaukar hoton idonka da Orb da kuma tantance “kamanninka na musamman”. Me ya sa Worldcoin ke ɗaukar hoton idonka? Worldcoin na ɗaukar hoton idonka domin “tantance tsarinka na musamman” ko “tsarinka na mutum na musamman.” Domin banbance mutane daga Al, Worldcoin sun yarda da cewa suna buƙatar bayanin yatsun hannu na musamman. Me yasa ba shaidar yatsu ba? Saboda Worldcoin tana so ta dinga gane mutane ba tare da amfani da bayanan su kamar sunaye ba, bata ɗaukar bayanan jikin mutum wanda tuntuni ke da alaƙa da bayanan sirri na mutum. A ina za ka iya ɗaukar hoton idanunka a Nijeriya? A halin yanzu babu masu aikin kula Worldcoin a Nijeriya. Za ka iya neman zama mai aikin kula da Worldcoin a nan. A ina za ka iya ɗaukar hoton idonka a Ghana? A halin yanzu Ghana bata cikin jerin kasashen da masu aikin kula da Orb suke. A ina za ka iya ɗaukar hoton idonka a Kenya? Kenya it ace kadai kasar Afirka da take da mai kula da aikin Orb daga cikin kasashe 18 da aka jera a shafin yanar gizo na Worldcoin. Mai aikin kula da Orb din yana zaune ne a Kenyatta International Convention Centre. Nawa kake samu idan ka ɗauki hoton idonka? Za ka samu 25 WLD tokens wanda suka kai kimar $50. Me za ka iya yi da WLD tokens? Za ka iya musanyar WLD tokens din don biyan kayayyaki da ayyuka kai tsaye ko kuma kayi musanyarsu domin kuɗin fiat. Sannan kuma sun kasance tokens na shugabanci, domin suna baka damar yin zabe idan akazo yanke hukuncin makomar tsarin .","Kwanini kenya wanakagua macho yao kwa $50? Maswali 11 kuhusu Worldcoin yamejibiwa Kufikia sasa kuna uwezekano mkubwa wa kuona au kusikia kuhusu Woeldcoin, mradi wa sarafu ya siri unaolipa watu kuchanganua macho yao ili kuunda hifadhi ya takwimu ya kimataifa ya wanadamu duniani kote. Worldcoin ilizinduliwa Julai 24, 2023 na pia ina zaidi ya watu milioni 2.1 waliyojisajiri. Watu wapya wanajiandikisha kwenye kampuni ya Worldcoin kila baada ya sekunde nane. Kuna foleni ndefu katika maeneo mbalimbali ya duniani, ikiwa ni pamoja na Kenya, kwa ajiri ya kujisajiri kwenye mradi wa crypto na kupata bonasi ya kujisajiri ya $50. Lakini Worldcoin ni nini? Kwa nini inaundwa, na kwa nini inachanganua iris yetu? Haya ni baadhi ya maswali tunayoweza kujibu katika makala hii. Worldcoin ni nini? Ni mfumo wa kifedha na utambulisho wa kimataifa ambao unapatikana kwa kila mtu duniani. Mfumo huu umeundwa kupitia Blockchain ambayo inafanya utawala wake kudhibitiwa. Kulingana na Worldcoin, ""Imeundwa ili kugatuliwa, kumaanisha kwamba hatimaye usimamizi wake na kufanya maamuzi kutategemea jumuiya ya watumiaji wake Pia unaweza kufafanua Worldcoin kama mfumo wa utambulisho wa kidijitali na sarafu ya siri. Hii ni kwa sababu ina ishara ya crypto (WLD) na inachukua takwimu za kibayometriki za watu kwa kutumia kifaa kiitwacho Orb. Lengo la Worldcoin ni lipi? Woeldcoin ina malengo mawili: Unda mfumo wa utambulisho unaoweza kuwatofautisha wanadamu na AI. unda mtandao wa kifedha wa kimataifa unaoweza kufikiwa na kila mtu Duniani. AI imekuwa ikikuwa kwa haraka sana katika mwaka uliyopita. Kutoka ChatGPT ambayo inaweza kukuandikia makala ndani ya sekunde chache hadi midjourney, yenye uwezo wa kuunda upya picha zako katika hali tofauti. Worldcoin inaamini kuwa njia bora ya kuwaambia wanadamu kutoka kwa AI ni kupitia uthibitisho wa kibayometriki. Hata hivyo inataka watu waweze kujitambulisha bila kujulikana. Hii inamaanisha kujitambulisha bila kutoa taarifa binafsi kama vile jina lako. Mfumo huu wa kitambulisha unaitwa kitambulisho cha Dunia. inahakikisha ni wanadamu pekee wanaojisajiri kwa sababu inahitaji uchunguzi wa iris, kipengele cha kipekee cha kibayometriki. Ukishapata kitambulisho cha Dunia, wewe ni sehemu ya mtandao wa kifedha wa Worldcoin. Je, Worldcoin itafanya vipi kazi? Worldcoin itafanya kazi kwenye blockchain kama Bitcoin. itahifadhi vitambulisho vya Dunia na miamala kwenye blockchain. Kila mtu aliyejiandikisha kwenye jukwaa, pia atapata maoni kuhusu kile kinachoendelea kwenye jukwaa. Kulingana na tovuti inayomiliki ishara za WLD kunawapa watumiaji umiliki na ufikiaji wa itifaki ya Worldcoin. hii inaweza kumaanisha kwamba Worldcoin inafanya kazi kama shirika linalojiendesha lenye mamlaka (DAO) ambayo ina maana kwamba watu watu wanaomiliki ishara za ya WLD wataweza kupiga kura ya maamuzi muhimu kuhusu itifaki ya Worldcoin. Je,unajiandikisha vipi kwenye Worldcoin? ili kujisajiri kwenye Worldcoin unahitaji program ya dunia (world App). program hii inakusudia kuunda akaunti ya Worldcoin ambayo inakupa ufikiaji wa pochi ya Worldcoin ambayo inaweza kutumika kuhifadhi tokeni za WLD, Bitcoin, Ethereum na sarafu zingine za siri zinazotumika. unaweza kutumia program bila kuchanganua iris yako. iwapo ungependa kupata token za Worldcoin, hata hivy, unahitaji kujiandikisha kwa Kitambulisha cha Dunia, kumaanisha kuchanganua macho yako kwa kutumia Orb na kuthibitisha ""utu wako wa kipekee"" Kwa nini Worldcoin inachanganua iris yako? Worldcoin inachangua iris yako ili ""kuthibitisha upekee wako"" au ""utu wa kipekee"" ili kuwatofautisha wanadam na AI, Worldcoin inaamini kuwa inahitaji takwimu za kipekee za kibayometriki. Kwa nini siyo alama za vidole? kwa sababu Worldcoin inataka kutambua watu bila kutumia takwimu binafsi kama vile majina kwa sababu hazichukui takwimu za kibayometriki ambazo zinahusishwa na takwimu za mtu. Unaweza kuchanganulia wapi irisi yako huko Nigeria? Kwa sasa hakuna watu wanaoendesha Worldcoin nchini Nigeria. Unaweza kuomba kuwa mwendeshaji wa Worldcoin hapa. Unaweza kuchanganulia wapi iris yako nchini Ghana? Ghana kwa sasa haiko kwenye orodha ya nchi ambazo zina waendeshaji wa Orb. Unaweza kuchanganulia wapi iris yako nchini Kenya? Kenya ndiyo nchi pekee ya kiafrika ambayo ina muendeshaji wa Orb kati ya nchi 18 zilizoorodheshwa kwenye tovuti ya Worldcoin. Muendeshaji wa Orb yupo katika kituo cha mikutano ya kimataifa cha Kenyatta. Unapata kitu gani unapokubali kuchanganuliwa iris yako? Unapata tokeni 25 za WLD ambazo zina thamani ya $50. Unaweza kufanya nini kwa kutumia tokeni za WLD? Unaweza kubadilisha tokeni za WLD kwa kulipia bidhaa na huduma moja kwa moja au kuzibadilisha kwa sarafu ya fiat. Pia ni ishara za utawala, ambazo zinamaanisha haki za kupiga kura linapokuja suala la kuamua hatima ya itifaki.","È é ṣe tí àwọn èèyàn ilẹ̀ Kenya fi ń ṣe àyẹ̀wò ojú wọn fún $50? Ìdáhùn sí àwọn ìbéèrè 11 nípa Worldcoin O ti máa rí tàbí gbọ́ nípa Worldcoin, iṣẹ́ àkànṣe owó àkósódù tí ó máa ń ṣe àyẹ̀wò ojú láti ṣẹ̀dá ilé-ìṣùrà dátà owó fún àwọn adáríhurun. Wọ́n ṣe ìfilọ́lẹ̀ Worldcoin ní ọjọ́ 24 nínú oṣù Keje ọdún 2023 tí ó sì ti ní ìforúkọsílẹ̀ mílíọ̀nù 2.1 fún un. Àwọn èèyàn tuntun ń forúkọsílẹ̀ fún Worldcoin ní gbogbo ìṣẹ́jú mẹ́jọ. Ìlà gbọọrọ ni ó wà ní oríṣiríṣi ìletò káríayé, tí Kenya náà wà nínú wọn, tí wọ́n ti ń tò láti forúkọsílẹ̀ fún iṣẹ́ àkànṣe owó àkósódù náà tí wọ́n sì ń gba ẹ̀bùn $50 fún ìforúkọsílẹ̀. Àmọ́ kínni Worldcoin? Kínni ìdí tí wọ́n fi ń ṣẹ̀dá rẹ̀, àti pé kínni ìdí tí ó fi ń ṣe àyẹ̀wò ẹyinjú wa? Ìwọ̀nyìí jẹ́ díẹ̀ nínú àwọn ìbéèrè tí a yóò máa dáhùn nínú àròkọ yìí. Kínni Worldcoin? Worldcoin jẹ́ ètò owó àti ìdánimọ̀ káríayé tí gbogbo èèyàn káríayé ní àyè sí. Wọ́n kọ́ ètò yìí lórí àká dátà àkósódù kan, èyí tí ó mú jẹ́ aláílákòóso. Gẹ́gẹ́ bí Worldcoin ṣe sọ, ""Ìṣẹ̀dá rẹ̀ jẹ́ aláílákòóso, ìtumọ̀ ni pé gbogbo iṣẹ́ ìṣàmójútó àti ìṣèpinnu wà pẹ̀lú àwùjọ àwọn aṣàmúlò rẹ̀."" Ó tún lè ṣe ìtumọ̀ fún Worldcoin gẹ́gẹ́ bí i owó àkósódù àti ètò ìṣèdánimọ̀ orí ẹ̀rọ. Èyí jẹ́ nítorí pé ó ní tókìn owó àkósódù (WLD) tí ó sì ń gba dátà afàbùdádánimọ̀ àwọn èèyàn pẹ̀lú ohun èlò tí ń jẹ́ Orb. Kínni ìlépa Worldcoin? Worldcoin ní ìlépa méjì: Ṣẹ̀dá ètò ìdánimọ̀ tí yóò le dá èèyàn mọ̀ yàtọ̀ sí Ìmọ̀ Àtọwọ́dá. Ṣẹ̀dá ìtakùn owó oníkáríayé tí gbogbo èèyàn inú ayé máa ní àyè sí. Ìmọ̀ àtọwọ́dá ti ń gbalẹ̀ kan láti ọdún sẹ́yìn. Láti orí ChatGPT tí ó lè kọ àròkọ kan fún ọ ní ìṣẹ́jú àáyá sí Midjourney tí ó lè ṣe àtúnrọ àwòrán rẹ ní oríṣiríṣi ibi ìṣẹ̀lẹ̀. Worldcoin ní ìgbàgbọ́ pé ọ̀nà tí ó dára jùlọ láti dá èèyàn mọ̀ yàtọ̀ sí Ìmọ̀ Àtọwọ́dá ní lílo ọ̀nà afàbùdádánimọ̀. Ṣùgbọ́n, ó ń fẹ́ kí àwọn èèyàn lè dá ara wọn mọ̀ láìfarahàn. Èyí túmọ̀ sí pé o máa lè ṣe ìdámọ̀ ara rẹ láì fi ìwífún aládàání bí i orúkọ rẹ síta. Ètò ìdánimọ̀ yìí ni wọ́n ń pè ní World ID. Ó kàn nílò àwọn adáríhurun láti forúkọsílẹ̀ nítorí pé ó nílò àyẹ̀wò ẹyinjú, ẹ̀yà afàbùdádánimọ̀ tí ó dá yàtọ̀. Lọ́gan tí o bá ti ní World ID, o ti di ara ìtakùn owó tí Worldcoin ní. Báwo ní Worldcoin yóò ṣe ṣiṣẹ́? Worldcoin yóò ṣiṣẹ́ lórí àká dátà àkósódù gẹ́gẹ́ bí i Bitcoin ni. Ó máa fí àwọn World ID àti àwọn ìdúnàádúrà lórí rẹ̀ pamọ́ sí orí àká dátà àkósódù náà. Gbogbo àwọn tí wọ́n bá fi orúkọ sílẹ̀ lórí ìkànnì náà ni ẹnu wọn máa tó ọ̀rọ̀ lórí ohun tí ó bá ń lọ lórí ìkànnì náà. Gẹ́gẹ́ bí ibùdó ìtakùn náà ṣe sọ, níní tókìn WLD yóò fún àwọn aṣàmúlò ní ẹ̀tọ́-ìníhun àti àyè sí ètò iṣẹ́ Worldcoin. Èyí lè túmọ̀ sí pé Worldcoin yóò síṣẹ́ bí i àjọ adáṣiṣẹ́ aláìlákòóso (AAA), èyí tí ó túmọ̀ sí pé àwọn èèyàn tí wọ́n ní tókìn WLD yóò le dìbò fún àwọn ìpinnu pàtàkì lórí ètò iṣẹ́ Worldcoin. Báwo ní wọ́n ṣe ń forúkọsílẹ̀ fún Worldcoin? Láti forúkọsílẹ̀ fún Worldcoin, o máa nílò World App. Ohun èlò ìmúṣẹ́ṣe yìí yóò bá ọ ṣẹ̀dá àkáǹtì Worldcoin tí yóò fún ọ ní àyè sí àpamọ́ Worldcoin èyí tí o lè lò láti fi àwọn tókìn WLD, bitcoin, ethereum àti àwọn owó àkósódù tí wọ́n ń ṣe àtìlẹ́yìn fún pamọ́ sí. O lè lo ohun èlò ìmúṣẹ́ṣe náà láì ṣe àyẹ̀wò ẹyinjú rẹ. Àmọ́ bí o bá fẹ́ gba àwọn tókìn Worldcoin, o máa ní láti ṣe ìforúkọsílẹ̀ fún World ID, èyí tí ó túmọ̀ sí pé o máa ṣe àyẹ̀wò ẹyinjú rẹ pẹ̀lú Orb tí o sì máa jẹ́rìí sí ""ìjéèyàn tí kò ní ẹ̀dà"" rẹ. Kínni ìdí tí Worldcoin ṣe ń ṣe àyẹ̀wò ẹyinjú rẹ? Worldcoin ń ṣe àyẹ̀wò ẹyinjú rẹ ""láti ṣe ẹ̀rí àìlẹ́dà rẹ"" àbí ""ìjéèyàn tí kò ní ẹ̀dà."" Worldcoin gbàgbọ́ pé òun nílò dátà afàbùdádánimọ̀ aláìlẹ́dà láti lè dá àwọn adáríhurun mọ̀ yàtọ̀ sí Ìmọ̀ Àtọwọ́dá. Kí ló dé tí kò lo òǹtẹ̀ ìka? Nítorí pé Worldcoin fẹ́ ṣe ìdámọ́ àwọn èèyàn láì lo dátà àdáni bí i orúkọ, nítorí náà kò ṣe gba dátà afàbùdádánimọ̀ tí ó ti ní àsopọ̀ pẹ̀lú dátà èèyàn tẹ́lẹ̀. Níbo ni o ti lè ṣe àyẹ̀wò ẹyinjú rẹ ní orílẹ̀-èdè Nigeria? Kò tí ì sí àwọn oníṣẹ́ Worldcoin kankan ní orílẹ̀-èdè Nigeria báyìí. O lè ṣe ìbẹ̀wẹ̀ láti jẹ́ oníṣẹ́ Worldcoin níbí yìí. Níbo ni o ti lè ṣe àyẹ̀wò ẹyinjú rẹ ní orílẹ̀-èdè Ghana? Ghana ò sí lára àtòjọ àwọn orílẹ̀-èdè tí àwọn oníṣẹ́ Orb wà báyìí lọ́wọ́lọ́wọ́. Níbo ni o ti lè ṣe àyẹ̀wò ẹyinjú rẹ ní orílẹ̀-èdè Kenya? Kenya nìkan ni orílẹ̀-èdè ilẹ̀ Africa tí ó ní oníṣẹ́ Orb nínú àwọn orílẹ̀-èdè 18 tí wọ́n ṣe àtòjọ wọn sí orí ibùdó ìtakùn Worldcoin. Oníṣẹ́ Orb náà wà ní Kenyatta International Convention Centre. Èló ni o máa gba bí o bá ṣe àyẹ̀wò ẹyinjú rẹ? O máa gba tókìn WLD 25 tí iye wọn jẹ́ $50. Kínni o lè fi tókìn WLD ṣe? O lè pààrọ̀ tókìn WLD láti sanwó ọjà àti iṣẹ́ tààrà tàbí kí o fi wọ́n gba owó. Wọ́n tún jẹ́ tókìn ìṣàkóso, èyí tí ó túmọ̀ sí pé ó máa fún ọ ní àǹfààní ìdìbò bí ọ̀rọ̀ ìṣèpinnu ètò iṣẹ́ bá délẹ̀.","Kungani abantu baseKenya behlola isiyingi samehlo abo ukuthola ama- $ 50? Imibuzo eyi-11 ngeWorldcoin iphendulwe Njengamanje kungenzeka ukuthi usubonile noma uzwile nge-Worldcoin, iphrojekthi yezezimali zebhukunyazi ekhokhela abantu ukuthi bahlole isiyingi samehlo abo ukuze bakhe isizindalwazi somhlaba wonke sabantu emhlabeni jikelele. I-Worldcoin yethulwe zingama-24 kuNtulikazi wezi-2023 futhi inababhalisele abangaphezu kwezigidi ezingu-2.1. Abantu abasha babhalisela i-WorldCoin njalo ngemizuzwana eyisishiyagalombili. Kukhona olayini abade ezindaweni ezihlukahlukene emhlabeni jikelele, okuhlanganisa neKenya, ebhalisela iphrojekthi yebhukunyazi futhi ithola ibhonasi yokubhalisa engu-$50. Ngabe yini iWorldcoin? Kungani yakhiwa, futhi kungani ihlola isiyingi samehlo ethu? lena ngeminye yemibuzo esizoyiphendula kulesi sihloko. Yini iWorldcoin? I-WorldCoin iwuhlelo lwezezimali lomhlaba wonke kanye nohlelo lomazisi olufinyeleleka kuwo wonke umuntu emhlabeni. Lolu hlelo lwakhiwe phezu kwe-blockchain eyenza ukulawula kwayo kuhlukaniswe. Ngokusho kweWorldCoin, ""Yenzelwe ukuthi ihlukaniswe, okusho ukuthi ekugcineni ukugadwa kwayo nokwenza izinqumo kuzohlala emphakathini wayo wabayisebenzisiyo."" Ungakwazi futhi ukuchaza iWorldcoin njengemali yebhukunyazi kanye nohlelo lokuhlonza lwedijithali. Lokhu kungenxa yokuthi inethokheni yebhukunyazi (i-WLD) futhi ithatha imininingo yabantu yehlonzabuwenz ngomshini obizwa ngokuthi i-Orb. Uyini umgomo weWorldcoin? IWorldcoin inezinhloso ezimbili: Ukwakha uhlelo lokuhlonza olungahlukanisa abantu ku-AI. Ukwakha inethiwekhi yezezimali yomhlaba wonke efinyeleleka kuwo wonke umuntu emhlabeni. I-AI ibilokhu ikhula ngamandla onyakeni odlule. Kusuka ku-ChatGPT engakubhalela isiqephu sendatshana emizuzwini embalwa ukuya eMidjourney, ekwazi ukuphinda idale izithombe zakho ezimeni ezahlukene. I-Worldcoin ikholelwa ukuthi indlela engcono kakhulu yokutshela abantu nge-AI ngokuqinisekiswa kwehlonzabuwena. Nokho, ifuna abantu bakwazi ukuziveza ngokungaziwa. Lokhu kusho ukuzichaza wena ngaphandle kokunikeza ulwazi lomuntu siqu njengegama lakho. Lolu hlelo lokuhlonza lubizwa nge-World ID. Iqinisekisa ukuthi abantu kuphela abangabhalisa ngoba idinga ukuskena amehlo, okuyinto eyingqayizivele. Uma usunayo i-World ID, usuyingxenye yenethiwekhi yezezimali ye-Worldcoin. Izosebenza kanjani iWorldcoin? I-Worldcoin izosebenza ku-blockchain njenge-Bitcoin. Izogcina omazisi bomhlaba kanye nokuthengiselana ku-blockchain. Wonke umuntu obhalise endaweni yesikhulumi uzothola ulwazi ngokwenzeka enkundleni. Ngokusho kwewebhusayithi, ukuba nethokheni ye-WLD kunikeza abasebenzisi ubunikazi nokufinyelela ku-protocol ye-Worldcoin. Lokhu kungase kusho ukuthi i-Worldcoin izosebenza njengenhlangano ezimele ezimele (DAO) okusho ukuthi abantu abangabanikazi bethokheni ye-WLD bazokwazi ukuvota ezinqumweni ezibalulekile mayelana ne-Worldcoin protocol. Ungabhalisa kanjani ku-Worldcoin? Ukuze ubhalisele i-Worldcoin, udinga i-World App. Lolu hlelo lokusebenza lukusiza ukuthi wakhe i-akhawunti ye-Worldcoin ezokwenza ukuba ufinyelele esikhwameni se-Worldcoin esingasetshenziswa ukugcina amathokheni e-WLD, i-bitcoin, i-ethereum nezinye izimali zebhukunyazi ezisekelwayo. Ungasebenzisa uhlelo lokusebenza ngaphandle kokuskena isiyingi samehlo akho. Uma ufisa ukuthola amathokheni e-Worldcoin, noma kunjalo, udinga ukubhalisela i-World ID okusho ukuskena isiyingi samehlo akho nge-Orb futhi uqinisekise ""ubuntu bakho obuyingqayizivele."" Kungani iWorldcoin iskena isiyingi samehlo akho? I-Worldcoin iskena isiyingi samehlo akho ukuze ""iqinisekise ukuhluka kwakho"" noma ""ubuntu obuyingqayizivele."" Ukuze ihlukanise abantu ne-AI, iWorldcoin ikholelwa ukuthi idinga imininingo eyingqayizivele yehlonzabuwena. Kungani kungasetsehnziswa i izigxivizo zeminwe? Ngenxa yokuthi i-Worldcoin ifuna ukuhlonza abantu ngaphandle kokusebenzisa imininingo yabantu njengamagama ayithathi imininingo yehlonzabuwena esivele ihlotshaniswa nemininingo yomuntu. Ungaskena kuphi isiyingi samehlo akho eNigeria? Okwamanje abekho abasebenza ngeWorldcoin eNigeria. Ungafaka isicelo sokuba ngumsebenzi we-Worldcoin lapha. Ungaskena kuphi isiyingi samehlo akho eGhana? I-Ghana okwamanje ayikho ohlwini lwamazwe lapho abasebenzi be-Orb bekhona. Ungaskena kuphi isiyingi samehlo akho eKenya? IKenya ukuphela kwezwe lase-Afrika elinomsebenzi we-Orb emazweni ayi-18 asohlwini lwewebhusayithi yeWorldcoin. Umqhubi we-Orb use-Kenyatta International Convention Centre. Uthola malini ngokuskena isiyingi samehlo akho? Uthola amathokheni e-WLD angama-25 abiza u-$50. Yini ongayenza ngamathokheni e-WLD? Ungashintsha amathokheni e-WLD ukuze ukhokhele izimpahla nemisebenzi ngokuqondile noma uwashintshele ngemali ye-fiat. Futhi zingamathokheni okuphatha, okusho ukuthi kukunikeza amalungelo okuvota uma kuziwa ekunqumeni isiphetho sephrothokholi."
+ዓይንህን ስካን አድርግ እና 50 ዶላር ያግኙ ዛሬ በቴክፖይንት አፍሪካ ፖድካስት ላይ በዚህ ሳምንት በአፍሪካ የቴክኖሎጂ ቦታ ላይ ባሉ አዝማሚያዎች ላይ ግንዛቤዎችን እና ሃሳቦችን እናካፍላለን። ታሪኮቹ፡ ቦሱን ቲጃኒ ለፕሬዚዳንት ቲኑቡ ካቢኔ የሚኒስትርነት ሹመት አግኝቷል የኦፓይ ዋና ሥራ አስፈጻሚ ከሥልጣናቸው ይወርዳሉ። ኤስኢሲ በቢያንስ ላይ እገዳ እንደተጣለበት አረጋግጧል። ኬንያ ወርልድኮይንን ታግዳለች። በ ጎግል ፖድካስቶች፣ በአፕል ፖድካስቶች፣ በእስፖቲፋይ፣ በዩቲዩብ እና ፖድካስቶችዎን በሚያገኙበት ቦታ ሁሉ ውይይቱን መከታተል ይችላሉ። እንዲሁም ጥያቄዎቻችሁን እና አስተያየታችሁን ወደ (ፖድካስት@ቴክፖይንት.አፍሪካ) podcast@techpoint.africa መላክ ወይም ሃሽታጉን(#ቴክፖይንትአፍሪካፖድካስትስ)# TechpointAfricaPodcast በመጠቀም ሀሳባችሁን ማጋራት ትችላላችሁ።,"Scan your eye and make $50 Today on the Techpoint Africa Podcast, we share insights and thoughts on this week's trending topics in the African tech space. The stories: Bosun Tijani gets ministerial nomination for President Tinubu's cabinet Opay's CEO steps down SEC confirms that it's ban on Binance Kenya suspends Worldcoin You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag #TechpointAfricaPodcast.","Ka ɗauki hoton kwayar idonka ka samu $50 Yau a saƙon murya na Techpoint Afirka, mun bayyana nazari da kuma tunanin game da darussan da suke tashe a wannan makon a mahllin fasaha na Afirka. Labarun: Bosun Tijani ya samu shiga cikin wanda aka zaɓa a minista na gwamnatin shugaban kasa Tinubu. Shugaban Opay ya sauka SEC ta tabbatar da dakatawarta a Binance Kenya ta dakatar da Worldcoin Za ka iya tarar da tattaunawar a saƙon murya na Google, Apple Podcast, Spotify, You Tube, da kuma kowanne waje da za ka iya samun saƙonka na murya. Sannan kuma za ka iya turo da tambayarka da kuma abin da ka lura da shi izuwa podcast@techpointafrica ko kuma ka bayyana ra’ayinka ta hanyar amfani da hashtag #TechpointAfricaPodcast.","chunguza jicho lako na upate $50 Leo kwenye ukurasa wa Techpoint Africa, tunapata maarifa na mawazo kuhusu mada zinazovuma juma hili katika anga ya teknolojia ya kiafrika. Habari: Bosun Tjani amepata uteuzi wa uwaziri kwenye baraza la mawaziri la Rais Tinubu Mkurugenzi Mtendaji wa Opay amejiuzulu SEC imethibitisha kuwa ni marufuku kwa Binance Kenya wameifungia Worldcoin Unaweza kupata mazungumzo kwenye Google Podcasts, Apple Podcasts, sportify, YouTube na popote unapopata podcasts zako. pia unaweza kutuma maswali na maono yako kupitia podcast@techpoint.africa au kushiriki mawazo yako kwa kutumia #TechpointAfricaPodcast.","Ṣé àyẹ̀wò ojú rẹ kí o sì gba $50 Lórí Ìgbàsílẹ̀ ohùn alòmọ̀-ẹ̀rọ ti Techpoint Africa lónìí, a yóò fi àwọn èrò àti òye nípa àwọn kókó ìròyìn tí ń gbóná ní ẹ̀ka ìmọ̀ ẹ̀rọ ní ilẹ̀ Africa hàn. Àwọn ìṣẹ̀lẹ̀ náà: Wọ́n fa Bosun Tijani kalẹ̀ fún ipò mínísítà lábẹ́ àwọn ọmọ ẹgbẹ́ ìgbìmọ̀ Ààrẹ Tinubu Aláṣẹ àti Olùdarí fún Opay kúrò lórí ipò SEC jẹ́rìí pé òun fi òfin de Binance Kenya dá iṣẹ́ Worldcoin dúró O lè gbọ ìtàkúrọ̀sọ tuntun náà lórí Google Podcasts, Apple Podcasts, Spotify, YouTube àti ní ibikíbi tí ó bá ti ń gbọ́ àwọn ìgbàsílẹ̀ ohùn alòmọ̀-ẹ̀rọ rẹ. O tún lè fi àwọn ìbéèrè àti ìwòye rẹ ránṣẹ́ sí pdocast@techpoint.africa àbí kí o fi èrò rẹ hàn nípa lílo ọ̀rọ̀-aṣàmì #TechpointAfricaPodcast.","Skena iso lakho ukwenza u-$50 Namuhla ku-Techpoint Africa Podcast, sabelana ngemininingwane nemicabango ngezihloko ezisematheni zaleli sonto endaweni yezobuchwepheshe yase-Afrika. Izindaba: UBosun Tijani ukuqokwe njengongqongqoshe weKhabhinethi kaMongameli Tinubu U-CEO ka-Opay ushiya phansi I-SEC iqinisekisa ukuthi imisiwe ku-Binance IKenya imisa iWorldcoin Ungakwazi ukuqhubeka nengxoxo kuma-Google Podcasts, Apple Podcasts, Spotify, YouTube, nanoma yikuphi lapho uthola khona ama-podcasts akho. Ungakwazi futhi ukuthumela imibuzo yakho nokubonile ku-podcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa i-hashtag ethi #TechpointAfricaPodcast."
+"ሚኒስትሮች ቴክኖሎጂ ወንድሜ ሰላም፣ ቦሉ እዚህ፣ ዛሬ እየተወያየን ነው፡ ትራክሽን 6 ሚሊዮን ዶላር ዘር የኡበር የመጀመሪያ ትርፍ ኪዳክስ ከፕለይ ስቶር ዝርዝር ተነሳ በአሁኑ ጊዜ በሴኔጋል ቲክቶክ ታግዷል ሴኔጋል የዓመቱን ሁለተኛ የኢንተርኔት መዘጋት ይፋ ካደረጉ ከሶስት ቀናት በኋላ፣ ቲክቶክ የሚለውን የማህበራዊ ሚዲያ መድረክ አግዳለች። እንደ ሮይተርስ ፣የሴኔጋል መንግሥት ተቃውሞውን ለማረጋጋት መድረኩን ከለከለ። ሙሳ ቦካር ታዬም፤ ሰኞ የሴኔጋል የኢንተርኔት መዘጋትን ያስታወቁት የሴኔጋል ኮምዩኒኬሽን ጉዳዮች ሚንስትር ምኒስትር ምኒስትሩ ስለቲክቶክ እገዳ የሚሉት ነገርም ነበራቸው። የቲክቶክ መተግበሪያ የጥላቻ እና የጠላፊ መልዕክቶችን ለማሰራጨት መጥፎ ሃሳብ ያላቸው ሰዎች የሚወደዱበት ማህበራዊ ድረ-ገፅ ነው።ታዬም አለ። ቲክቶክ አስፈላጊ ነው ፣ቲያም ቲክቶክ የጥላቻ መልዕክቶችን ለማሰራጨት ለሚፈልጉ ሰዎች የመሄድ መድረክ እንደሆነ ቢያምንም፣ አንዳንድ የጎዳና ተዳዳሪዎች የበይነመረብ ሽያጭን ለማሳደግ መድረክ ያስፈልጋቸዋል። አንድ ሻጭ ከቲክቶክ መዘጋቱ ""ህመም እንደሆነ ለሮይተር ነግሮታል። በመጨረሻም፣ ደክማሀል እንዲሁም ተስፋ ትቆርጣለህ።"" ዙም አውት ፡ሴኔጋል ለመጀመሪያ ጊዜ ኢንተርኔት በተዘጋበት ወቅት፣ ለስታርሊንክ የኢንተርኔት አገልግሎት ለመስጠት በስፔስ ኤክስ ዋና ሥራ አስኪያጅ ኤሎን ሙስክ ላይ ትዊት ያደረገው አንድ ትዊተር ከዛም በኋላ በፀጥታ ኃይሎች መገደሉ ተዘግቧል። ሚኒስትሮች ቴክኖሎጂ ወንድሜ ቦሱን ቲጃኒ፣ የናይጄሪያ ትልቁ የቴክኖሎጂ ማዕከል ኮ-ክሪኤሽን ሃብ (ሲሲኅብ) ተባባሪ መሥራች እና ዋና ዲኦኦ፣ በፕሬዘዳንት ቦላ ቲኑቡ አገልጋዮች ዝርዝር ውስጥ ሁለተኛውን ክፍል ተጨምሮበታል። ኦጂ ቴክብሮ ከዲሊቬሊኪንግ ጋር የቢዝነስ ልማት ማኔጀር ሆኖ ከመሥራት ጀምሮ ከህወሀት ፓካርድ (ኤችፒ) ዓለም አቀፍ ማይክሮ-ኢንተርፕራይዞች የፍጥነት ፕሮግራም (ጂኤምኢኤፒ) ጋር በአገልግሎት እስከ ማገልገል ድረስ፣ ቲጃፒ ለቴክኖሎጂው ህዋ ያበረከተው አስተዋፅኦ በጣም ጥልቅ ነው። በእሱ አመራር ሥር፣ ሲሲኅብ በያባ ሌጎስ ውስጥ ከነበረበት ዝቅተኛ ጅምር ጀምሮ በመላው አፍሪካ ዋና ዋና ጣቢያዎች ማግኘት፣ የፓን አፍሪካ የቴክኖሎጂ ኢንኩቤተር ��ንዲሆን በማድረግ፣ ወጣቶች ተፅዕኖ ያላቸውን ተጽእኖ ዎች ለማስጀመር የሚያስፈልጋቸውን መሣሪያዎች፣ ማህበረሰቦች እና ካፒታል ኃይል በመስጠት ላይ ነው። የቲጃኒ ምርጫ ናይጄሪያ ሥነ ምህዳሯን በቁም ነገር ልትመለከተው እንደምትፈልግ የሚጠቁም ነው። በቴክኖሎጂው ህዋ ውስጥ ያሉ ሁሉ ለቲጃኒ ሥር እየሰደዱ እንደሆነ እርግጠኛ ነኝ፣ ነገር ግን የመጨረሻውን ውሳኔ ስንጠባበቅ፣ ለቴክኖሎጂው ሥነ ምህዳር ታላቅ እንደሚሆን ተስፋ አደርጋለሁ። ኬንያ የወርልድ ኮይኖች እንቅስቃሴ አቋረጠች የኬንያ የአገር ውስጥ እና ብሔራዊ አስተዳደር ሚኒስቴር ዓለም አቀፍ የገንዘብ እና የማንነት የመረጃ ቋት ለመፍጠር የሰዎችን አይሪስ የሚቃኝ ክሪፕቶ ፕሮጀክት ዓለም አቀፍ የፋይናንስ እና የማንነት የመረጃ ቋት ለመፍጠር ክሪፕቶ ፕሮጀክት ተቋርጧል። የኬንያ መንግስት ""የዓይን ብሌን/አይሪስ መረጃዎችን በመሰብሰብ የዜጎችን ምዝገባ"" የሚያካትት በመሆኑ ፕሮጀክቱ ያሳስበዋል ይላል። ወርልድኮይን ምንድን ነው ዓለም አቀፍ የገንዘብ እና መለያ አውታረ መረብ ለመፍጠር የሚፈልግ ክሪፕቶ ፕሮጀክት ነው። ለምን? መልካም ነው፣ ተባባሪ መስራች ሳም አልትማን፣ በተጨማሪም የኤአይ ኩባንያ ዋና ሥራ አስኪያጅ፣ ኦፊአይ (ቻት ጂፒቲ)፣ ወርልድ ኮይን ከኤ አይ ተለይቶ ለሰዎች እንድንናገር ይረዳናል ብለዋል። ፍትሃዊ ኤአይ ለመሆን ባለፉት ዓመታት በጣም ጥሩ ሆኗል, እና የጥንቃቄ እርምጃዎችን መውሰድ መጀመር አስፈላጊ ነው። አይሪስ ስካን ምንድነው? ኤአይ እስካሁን የሌለው አንድ ነገር ባዮሜትሪክ መረጃ ነው። ልክ እንደ ጣት አሻራ፣ ለሰው ሁሉ ልዩ አይሪስ አለ። ወርልድኮይን ምንም ዓይነት የግል ኢንፎርሜሽን ሳትገልጥ ራስህን ለይተህ ማወቅ እንድትችል ይፈልጋል። ስሙ ያልተጠቀሰ ማንነት ብዬ እጠራዋለሁ። የጣት አሻራዎች ቀደም ሲል በአብዛኞቹ ቦታዎች ከሰዎች መረጃ ጋር የተያያዙ በመሆናቸው ወርልድኮይን ሌላ ለየት ያለ መታወቂያ ለማግኘት ሄደ። አንዴ ከተመዘገቡና አይሪስዎን ከተቃኙ በኋላ የዓለም መታወቂያ እና የ $54 የምዝገባ ቦና ያገኛሉ። በጣም ፈጣን አይደለም! ፈጣን 54 ዶላር ለማድረግ የቅርብ ወርልድኮይን ሻጭ ፍለጋ ከመሄድዎ በፊት፣ በዚህ ፕሮጀክት ዙሪያ አንዳንድ ውዝግቦች እንዳሉ ማወቅ አለብዎት። ለምሳሌ ያህል፣ በዩናይትድ ስቴትስ የሚኖሩ ሰዎች አይሪሳቸውን ለማንሸራሸር 54 የአሜሪካ ዶላር አይከፈላቸውም። ፕሮጀክቱ በአሁኑ ጊዜ የማጭበርበር ወንጀል ከተጋረጠበት ከኤፍ ቲ ኤክስ መሥራች ከሳም ባንክማን ፍሬድ ጋርም ግንኙነት አለው። እነዚህ ሁሉ ቢኖሩም አሁንም ዓይኖቼን እቃኘዋለሁ፣ ነገር ግን ናይጄሪያ የወርልድኮይን ኦርብ ኦፕሬተር እስካሁን የላትም","Ministerial tech bro Hello, Bolu here, Today we're discussing: Traction's $6 million seed Uber's first profit Quidax delisted from Playstore TikTok is now banned in Senegal Just three days after announcing its second Internet shutdown of the year, Senegal has banned social media platform, TikTok. Per Reuters, the Senegalese government blocked the platform to clamp down on dissent. Moussa Bocar Thiam: The Senegalese Communications Minister, who announced Senegal's Internet shutdown on Monday, also had something to say about the TikTok ban. ""The TikTok application is the social network favoured by people with bad intentions to spread hateful and subversive messages,"" Thiam said. TikTok is important: While Thiam believes TikTok is the go-to platform for people who want to spread hateful messages, some street vendors need the platform to boost online sales. One vendor told Reuters that being blocked from TikTok was ""a pain. In the end, you're tired and discouraged."" Zoom out: During Senegal's first Internet shutdown, a Tweeter who tweeted at SpaceX CEO, Elon Musk, to provide Internet access to Starlink, was reportedly killed by security forces afterwards. Ministerial tech bro Bosun Tijani, the Co-founder and CEO of Nigeria's biggest tech hub, Co-Creation Hub (CcHUB), has been added to the second batch of President Bola Tinubu's ministerial list. OG tech bro: From working as a Business Development Manager with DeliveryKing to serving as Deployment Lead (Africa) with Hewlett Packard (HP) Global Micro-enterprises Acceleration Programme (GMEAP), Tijani's contribution to the tech space is quite deep. Under his leadership, CcHUB has grown from its humble beginnings in Yaba, Lagos, to acquiring major hubs across Africa, making it a pan-African tech incubator, empowering young people with the tools, communities, and capital they need to launch impactful ventures. Tijani's nomination is an indication that Nigeria wants to take its ecosystem seriously. I'm almost sure everyone in the tech space is rooting for Tijani, but as we await the final decision, I hope it'll be great for the tech ecosystem. Kenya suspends Worldcoin's activities Kenya's Ministry of Interior and National Administration has suspended the activities of Worldcoin, a crypto project that scans people's iris to create a global financial and identity database for humans. The Kenyan government says it is concerned about the project as it involves ""registration of citizens through collection of eyeball/iris data."" What is Worldcoin: Worldcoin is a crypto project that wants to create a global financial and identity network. Why? Well, the Co-founder, Sam Altman, who is also the CEO of AI company, OpenAI (ChatGPT), said Worldcoin will help us tell humans apart from AI. To be fair AI has gotten incredibly good over the years, and it's necessary to start taking precautionary measures. What's with the iris scan? One thing we have that AI doesn't have yet is biometric data. Like a fingerprint, there's a unique iris to every human being. Worldcoin wants you to be able to identify yourself without revealing any personal info. I call it anonymous identity. Since fingerprints are already associated with people's info in most places, Worldcoin went for another unique form of identification. Once you signup and get your iris scanned, you get a World ID and a $54 sign-up bonus. Not so fast! Before you go in search of the nearest Worldcoin vendor to make a quick $54, you should know there are some controversies surrounding this project. For example, people in the US are not paid $54 to scan their iris. The project is also affiliated with Sam Bankman-Fried, the FTX Founder currently facing fraud charges. I'm still going to scan my eyes despite all these, but Nigeria doesn't have a Worldcoin Orb operator yet","Dan uwa na hukumar fasaha Barka dai, Bolu ne a nan, A yau muna tattaunawa: Kuɗin farawa na Traction na miliyan $6 Riba ta farko ta Uber An cire Quidax daga jerin Playstore An dakatar da TikTok a Senegal yanzu Kwanaki uku kawai da suka bayyana rufewa yanar gizon sun karo na biyu a shekara, Senegal ta dakatar da dandalin sada zumunta, TikTok. Per Reuters, gwamnatin Senegal ta rufe dandalin domin hana sabani. Moussa Bocar Thiam: ministan sadarwa na Senegal, wanda ya bada sanarwar rufewar yanar gizon Senegal ranar Litinin, shima ya fadi wani abu game da dakatar da TikTok. “ Yin TikTok hanyar sadarwa ce da mutane masu mummunan kuɗiri suke amfani da shi wajen yada saƙonnin batanci da tashin hakali,” Thiam ya fada. TikTok yana da amfani:Yayin da Thiam yake ganin cewa TikTok dandali ne na mutanen da suke son yada saƙonnan batanci, wasu masu kasuwanci a titi suna buƙatar dandalin domin bunkasa cinikinsu a yanar gizo. Wani dan kasuwa ya gayawa Reuters cewa wannan rufewar daga TikTok abune “mai ciwo. A karshe, ka gaji kuma guiwarka zata sage.” Zuko waje: A lokacin farko da yanar gizon Senegal ta dauke, rahoto ya bayyana cewa jami’an tsaro sun kasha wani ma’abocin Twitter bayan da ya tura saƙo ga shugaban SpaceX, Elon Musk, da cewa ya samar da hanyar shiga yanar gizo ta Starlink. Dan uwa na hukumar fasaha Bosun Tijani, shugaba kuma wanda ya samar da hub na fasaha mafi girma a Nijeriya, Co-Creation Hub (CcHUB), ya samu shiga tsari na biyu na jerin ministocin shugaban kasa Bola Tinubu. Dan uwa na OG tech: Daga aiki a matsayin mai kula da bunkasar kasuwanci tare da DeliveryKing zuwa aiki a matsayin Deployment Lead(Africa) tare da Hewlett Packard (HP) Global Micro-enterprises Acceleration Programme(GMEAP), gudunmawar Tijani a bangaren fasaha nada matukar yawa. A ƙarƙashin shugabancinsa, CcHUB ta samu cigaba daga farawarsu ahankali a Yaba, Legas, zuwa mallakar manyan Hubs a Afirka, wanda ya sanya ya zamanto masu rainon fasaha na pan-Afirka, da suke tallafawa kanana matasa da kayan aiki, al’umma, da kuma jarin da suke buƙata wajen ƙaddamar da kamfanunuwa masu amfani. Zaɓar Tijani yana nuna cewa Nijeriya tana son ɗaukar tsarin mahallinta da mahimmanci. Inada tabɓacin cewa kusan duk wanda yake mahallin fasaha yana son a zabi Tijani, amma yayin da muke jiran sakamakon karshe, muna fatan zai zama abu mai kyau ga tsarin mahallin fasaha. Kenya ta dakatar da ayyukan Worldcoin Hukumar cikin gida da kula da harkokin kasa ta Kenya sun dakatar da ayyukan Worldcoin, wani aiki na cypto da yake ɗaukar hoton kwayar idon mutane domin samar da bayanan shaida da harkar kuɗi ta duniya na mutane. Gwamnatin Kenya sun ce sun damu da aikin saboda ya hada da”yi wa ‘yan kasa rijista ta hanyar ɗaukar bayanan kwayar ido.” Menene Worldcoin:Worldcoin aikin crypto ne da yake son samar da hanyoyin bayanan shaida da kuma lamuran kuɗi na duniya.Saboda me? To, wanda ya samar, Sam Altman, wanda kuma shi ne shugaban kamfanin Al, OpenAl (ChatGPT),yace Worldcoin zai sanya mu banbance mutune daga Al. A gaskiya Al ya karayin kyau kwarai a shekarun da suka gabata, kuma yana da kyau a fara ɗaukan matakan kariya. Menene game da ɗaukar hoton kwayar idon? Abu guda daya da muke da shi wanda Al bashi da shi shi ne ɗaukar bayanan hoton yatsu. Kamar hoton yatsu, da akwai tsarin kwayar ido na musamman ga kowanne dan adam. Worldcoin tana son ka iya gane kanka ba tare da ka bayyana bayanan ka ba. Ina kiranshi da shaidar boye. Tunda hoton yatsu shi ne yake da alaƙa da bayanan mutane a wurare da dama, Worldcoin sun nemi wani tsarin tantancewa na musamman. Da zarar ka shiga kuma an ɗauki hoton kwayar idonka, za ka samu World ID da kuma $52 kuɗin shiga. Bada sauri ba! Kafin kaje neman mai kasuwancin Worldcoin mafi kusa don samun $54 nan take, kasani cewa da akwai shubuha game da wannan aikin. A misali, mutane a US ba’a biyansu $54 domin su ɗauki hoton kwayar idansu. Sanna kuma aikin yana da alaƙa da Sam Bankman-Fried, wanda ya samar da FTX da a yanzu ake tuhumarsa da zamba. Zan je na yi hoton kwayar ido na duk da wadannan abubuwan, amma Nijeriya bata da gudanar da Worldcoin Orb har yanzu.","Wizara ya tech bro Habari, Bolu hapa Leo tunajadili: Mbegu ya Traction ya $6 milioni Faida ya kwanza ya Uber Quidax imeondolewa kwenye Playstore Tik Tok imepigwa marufuku nnchini Senegal Siku tatu baada ya kutangaza kuzima kwa mtandao kwa mara ya pili mwaka huu, Senegal imepiga marufuku mtandao wa kijamii wa Tik Tok. Kwa mujibu wa Reuters, serikali ya Senegal ilizuia jukwaa kuwabana wapinzani. Moussa Boucar Thiam: waziri wa mawasiliano wa Senegal, ambaye alitangaza kuzima mtandao wa Senegal siku ya jumatatu, pia alikuwa na kitu cha kusema kuhusu marufuku ya Tik Tok. ""programu ya Tik Tok ni mtandao wa kijamii unaopendelewa na watu wenye nia mbaya ya kueneza ujumbe wa chuki na uasi"" alisema Thiam. Tik Tok ni muhimu: wakati Thiam anaamin Tik Tok ndiyo jukwaa la kwenda kwa watu ambao wanataka kueneza jumbe za chuki, wachuuzi wengine wa mitaani wanahitaji jukwaa ili kuongeza mauzo ya mtandaoni. Muuzaji mmoja aliiambiwa Reuters kuwa kuzuia au kutoka kwa Tik Tok ilikuwa ""uchungu"". Mwishowe umechoka na kukata tamaa"" Vuta zaidi: Wakati wa kuzima kwa mtandao kwa mara ya kwanza nchini Senegal, mtumiaji wa Twitter ambaye alituma ujumbe kwenye Twitter kwa Mkurugenzi Mtendaji wa SpaceX, Elon Musk, kutoa ufikiaji wa mtandao kwa Starlink, aliripotiwa kuuawa na vikosi vya usalama baadaye. Wizara ya teknolojia kaka Bosun Tijani mwanzilishi- mwenza na Mkurugenzi Mtendaji wa kituo kikuu cha teknolojia nchini Nigeria, Co-Creation Hub (CcHUB) ameongezwa kwenye orodha ya pili ya mawaziri ya Rais Bora Tinubu. OG tech bro: Kutoka kufanya kazi kama Meneja wa Maendeleo ya biashara na DeliveryKing hadi kutumika kama kiongozi wa Usanbazaji (Afrika) na Hewlett Packard (HP) Global Micro-enterprises Acceleration Program (GMEAP), mchango wa Tijani kwenye anga la tasnia ya teknolojia ni wa kina sana. Chini ya uongozi wake CcHub kutoka kwenye mwanzo wake duni huko Yaba, Lagos hadi kupata vituo vikuu kote barani Afrika na kuifanya kuwa kitovu cha teknolojia ya kiafrika, kinachowawezesha vijana kwa zana, jamii, mitaji wanayohitaji kuanzisha miradi yenye mafanikio. Uteuzi wa Tijan ni dalili kuwa Nigeria inataka kuweka nguvu kwenye mfumo wake wa ikolojia. Nina uhakika kuwa kila mtu kwenye anga la teknolojia anaegemea kwa Tijani, lakini tunaposubiri uamuzi wa mwisho, ninatumaini itakuwa bora kwa mfumo ikolojia wa teknolojia. Kenya imesitisha shughuli za Worldcoin Wizara ya mambo ya ndani na utawala wa kitaifa ya Kenya imesitisha shughuli za Worldcoin, mrandi wa sarafu za siri ambao unachunguza iris za macho ya watu ili kuunda hifadhi ya takwimu ya kimataifa ya fedha na utambulisho wa binadamu. Serikali ya Kenya ina wasiwasi kuhusu mradi wa Worldcoin kwani unahusisha ""usajili wa raia kupitia ukusanyaji wa takwimu za mboni ya jicho /irisi"" Worldcoin ni nini: ni mradi wa fedha fiche ambao unataka kuunda mtandao wa kimataifa wa fedha na utambulisho, kwa nini? Naam, mwanzilishi mweza Sam Altman, ambaye pia ni Mkurugenzi Mtendaji wa kampuni ya AI, OpenAI (ChatGPT), alisema Worldcoin itatusaidia kuwatofautisha wanadamu na AI. Kuwa muwazi, AI imekuwa nzuri sana kwa miaka mingi, na muhimu kuanza kuchukua hatua za tahadhari. Kuna nini kwenye kuchanganua iris? Jambo moja ambalo tunalo na AI haina hadi sasa ni takwimu ya kibayometriki. kama alama ya vidole, kuna iris ya kipekee kwa kila mwanadam. Worldcoin inataka uweze kujitambulisha bila kufichua maelezo yoyote binafsi. Ninaiita utambulisho usiyojulikana. kwa kuwa alama za vidole zinahusishwa na na maelezo ya watu katika sehemu nyingi, Worldcoin ilitafuta aina nyingine ya kipekee ya utambulisho. Mara tu unapojisajiri na kuchunguza iris yako, utapata kitambulisho cha Dunia na bonansi ya kujisajiri ya $54. siyo haraka sana! Kabla ya kutafuta muuzaji wa karibu wa Worldcoin ili upate $54 haraka, unapaswa kujua kuna baadhi ya utata unaohuu mradi huu. kwa mfano, watu nchini marekani hawalipwi $54 ili kuchunguza iris yao. Mradi huo pia unahusishwa na Sm Bankman-Fried, mwanzilishi wa FTX anayekabiliwa na mashitaka ya ulaghai kwa sasa. Bado nitachunguza macho yangu licha ya haya yote, lakini Nigeria bado haina muendeshaji wa Worldcoin Orb","Ẹ̀gbọ́n onímọ̀-ẹ̀rọ tí ó gbapò mínísítà Ẹ ǹlẹ́, Bólú ni ó wà níbí yìí, Lónìí, a máa ṣe: Owó ìdókòwò ìbẹ̀rẹ̀ mílíọ̀nù $6 Traction Èrè àkọ́kọ́ Uber Wọ́n yọ Quidax kúrò lórí Playstore Òfin ti de TikTok ní Senegal báyìí Ọjọ́ kẹta lẹ́yìn tí wọ́n kéde ìpanná ìsopọ̀ ayélujára kejì ní ọdún náà, Senegal ti fi òfin de ìkànnì ìbánidọ́rẹ̀ẹ́ TikTok. Bí Reuters ṣe sọ, ìjọba ilẹ̀ Senegal ti dí ìkànnì náà pa láti fòpin sí ìyapa. Moussa Bocar Thiam: Mínísítà fún Ìbánisọ̀rọ̀ ní Senegal tí ó kéde ìpanná ìsopọ̀ ayélujára ní Senegal ní ọjọ́ Ajé tún ní nǹkan láti sọ nípa òfin tí wọ́n fi de TikTok. ""Ohun èlò ìmúṣẹ́ṣe TikTok jẹ́ ìtakùn ìbánidọ́rẹ̀ẹ́ tí àwọn èèyàn elérò aburú láti máa tan àtẹ̀jíṣẹ́ oníkórìíra àti èyí tí ó ń bu ẹnu àtẹ́ lu ìjọba,"" Thiam fèsì. TikTok ṣe pàtàkì: Nígbà tí Thiam ní ìgbàgbọ́ pé TikTok ìkànnì à-ń-sátọ̀ fún àwọn èèyàn tí wọ́n ń fẹ́ ṣe ìtànká àtẹ̀jíṣẹ́ oníkórìíra, àwọn òǹtajà orí títì kan nílò ìkànnì náà láti mú ọjà títà wọn yá lórí ayélujára. Òǹtaja kan sọ fún Reuters pé bí wọ́n ṣe dínà àtilo TikTok jẹ́ ""ohun ẹ̀dùn. Ní ìgbẹ̀yìn, yóò sú èèyàn tí yóò sì mú ìrẹ̀wẹ̀sì báni."" Kí á wò ó láti òkèèrè: Ní àkókò ìpanná ìsopọ̀ ayélujára àkọ́kọ́ ní Senegal, wọ́n sọ pé àwọn elétò ààbò padà rán aṣàmúlò Twitter kan tí ó kọ ìfiléde sí Aláṣẹ àti Olùdarí SpaceX, Elon Musk pé kí ó pèsè ìráàyè sí ayélujára sí Starlink sí ọ̀run ni. Ẹ̀gbọ́n onímọ̀-ẹ̀rọ tí ó gbapò mínísítà Wọ́n ti fi orúkọ Bosun Tijani, alájọdásílẹ̀ àti Aláṣẹ àti Olùdarí ibùdó iṣẹ́ alòmọ̀-ẹ̀rọ tí ó tóbi jùlọ ní orílẹ̀-èdè Nigeria, Co-Creation Hub (CcHub), sí inú ìṣí kejì ààtò àwọn mínísítà Ààrẹ Bola Tinubu. Ẹ̀gbọ́n onímọ̀-ẹ̀rọ tí ó já fáfá: Láti ṣíṣe iṣẹ́ gẹ́gẹ́ bí i Olùṣàkóso Ìdàgbàsókè Òkòwò pẹ̀lú DeliveryKing sí ṣíṣe iṣẹ́ gẹ́gẹ́ bí i Adarí Ìfọjàjíṣẹ́ (Africa) pẹ̀lú Ètò Ìmúṣẹ́yá àwọn Ilé-iṣẹ́ Kéékéèké ní Àgbáyé (GMEAP/EIIAK) ti Hewlett Packard (HP), ìdásí rẹ̀ tí àyè ìmọ̀-ẹ̀rọ jinlẹ̀ gan. Lábẹ́ ìdarí rẹ̀, CcHub ti gbòòrò láti Yaba tí ó jẹ́ orísun ìpìlẹ̀ rẹ̀ láti máa ṣe ìràpíngbàkóso àwọn ibùdó iṣẹ́ alòmọ̀-ẹ̀rọ ńlá káàkiri ilẹ̀ Africa, tí ó sì sọ ọ́ di aṣètò ìrànwọ́ onímọ̀-ẹ̀rọ fún ìdàgbàsókè tí ó ń ṣe ìgbélárugẹ ilẹ̀ Africa, tí ó sì ń ṣe ìrónilágbára fún àwọn èèyàn pẹ̀lú àwọn irinṣẹ́, àwọn àwùjọ àti owó ìbẹ̀rẹ̀ òkòwò tí wọ́n máa nílò láti bẹ̀rẹ̀ àwọn òkòwò onípa. Ìfàkalẹ̀ Tijani ń ṣe ìtọ́ka pé Nigeria fẹ́ máa mú àwùjọ onímọ̀-ẹ̀rọ ní ìbáádà. Ó fẹ́rẹ̀ dá mi lójú pé gbogbo àwọn èèyàn ní àyè onímọ̀-ẹ̀rọ ni wọ́n ń ṣe àtìlẹ́yìn fún Tijani, ṣùgbọ́n nígbà tí à ń dúró dé ìpinnu ìkẹyìn, mo lérò pé yóò dára fún àwùjọ onímọ̀-ẹ̀rọ. Kenya ti dá àwọn iṣẹ́ Worldcoin dúró Ọ́fíìsì Ìjọba tí ó ń ṣe Àkóso Abẹ́lé àti orílẹ̀ ní Àpapọ̀ ní ilẹ̀ Kenya ti dá àwọn iṣẹ́ Worldcoin dúró. Worldcoin jẹ́ iṣẹ́ àkànṣe owó àkósódù tí ó ń ṣe àyẹ̀wò ẹyinjú àwọn èèyàn láti lè ṣẹ̀dá ibi ìpamọ́ dátà aṣèdámọ̀ àti ètò owó àwọn adáríhurun ní àgbáyé. Ìjọba ilẹ̀ Kenya sọ pé iṣẹ́ àkànṣe náà kan òun gbọ̀ngbọ̀n bí ó ti ṣe jẹ́ pé ó kó ""ìforúkọsílẹ̀ àwọn èèyàn ìlú nípasẹ̀ gbígba dátà ẹyinjú wọn"" sínú. Kínni Worldcoin: Worldcoin jẹ́ iṣẹ́ àkànṣe owó àkósódù tí ó fẹ́ ṣẹ̀dá ìtakùn ètò owó àti ìdánimọ̀ ní àgbáyé. Kínni ìdí? Ẹn, Alájọdásílẹ̀ rẹ̀, ìyẹn Sam Altman, ẹni tí ó tún jẹ́ Aláṣẹ àti Olùdarí ilé-iṣẹ́ Onímọ̀-àtọwọ́dá, OpenAI (ChatGPT), sọ pé Worldcoin yóò jẹ́ kí á dá àwọn èèyàn mọ̀ yàtọ̀ sí Ìmọ̀ Àtọwọ́dá. Ká má par��́, Ìmọ̀ Àtọwọ́dá tí dára sí i láti ọdún díẹ̀ sẹ́yìn, tí ó sì ṣe pàtàkì láti bẹ̀rẹ̀ sí ní wá ìgbésẹ̀ láti dá a lọ́wọ́ kọ́. Kí wá ni ti àyẹ̀wò ẹyinjú? Ohun kan tí a ní tí Ìmọ̀ Àtọwọ́dá kò tí ì ní ni dátà afàbùdádánimọ̀. Bí i òǹtẹ̀ka, ẹyinjú tí ó ya oníkálukú èèyàn sọ́tọ̀ ni a ní. Worldcoin ń fẹ́ kí o lè dá ara rẹ mọ̀ láì fi ìwífún aládàání kankan síta. Èmi yóò pè é ní ìdánimọ̀ tí kò lójú. Níwọ̀n ìgbà tí ó jẹ́ pé òǹtẹ̀ka ti wà ní ìsopọ̀ pẹ̀lú ìwífún àwọn èèyàn ní ọ̀pọ̀ àyè, Worldcoin lọ fún èlò afàbùdádánimọ̀ tí kò lẹ́gbẹ́ mìíràn. Lọ́gán tí o bá ti forúkọsílẹ̀ tí o sì ṣe àyẹ̀wò ẹyinjú rẹ, o máa gba World ID àti owó àjẹmọ́nú $54. Má tí ì bẹ́ o! Kí o tó máa wá òǹtajà alágbèéká Worldcoin kiri láti rí $54 kíákíá, ó yẹ kí o mọ̀ pé àwọn awuyewuye kan wà lórí iṣẹ́ àkànṣe yìí. Fún àpẹẹrẹ, wọn kò fún àwọn èèyàn tí wọ́n wà ní US ní $54 láti ṣe àyẹ̀wò ẹyinjú wọn. Iṣẹ́ àkànṣe náà sì tún ní nǹkan ṣe pẹ̀lú Sam Bankman-Fried, Olùdásílẹ̀ FTX tí ó ń jẹ́jọ́ jìbìtì lọ́wọ́lọ́wọ́. Èmi yóò sì tún lọ ṣe àyẹ̀wò ẹyinjú témi pẹ̀lú gbogbo èyí o, ṣùgbọ́n Nigeria kò tí ì ní òṣìṣẹ́ Worldcoin Orb báyìí.","Ihhovisi likaNgqongqoshe wezobuchwepheshe Sawubona, uBolu okhulumayo, Namuhla sixoxa: Isitshalo se-Traction sezigidi eziyi-$6 Inzuzo yokuqala yakwa-Uber I-Quidax ikhishwe ku-Playstore I-TikTok isivinjiwe eSenegal Ezinsukwini ezintathu emuva kokumemezela ukuvinjwa kwayo kwe-inthanethi kwesibili konyaka, iSenegal ivimbe inkundla yezokuxhumana, iTikTok. I-Per Reuters, uhulumeni waseSenegal uvimbe inkundla yezokuxhumana ukuze uvimbe ukuphikisa. UMoussa Bocar Thiam: UNgqongqoshe Wezokuxhumana waseSenegal, omemezele ukuvalwa kwe-inthanethi yaseSenegal ngoMsombuluko, ubenokuthile akushoyo ngokuvinjwa kweTikTok. ""Uhlelo lweTikTok yinkundla yezokuxhumana ethandwa abantu abanezinhloso ezimbi zokusabalalisa imiyalezo enenzondo nebukela phansi umbuso,"" kusho uThiam. I-TikTok ibalulekile: Nakuba uThiam ekholelwa ukuthi i-TikTok iyinkundla yokuya kubantu abafuna ukusabalalisa imilayezo enenzondo, abanye abathengisi basemgwaqweni badinga inkundla ukwelekelela ukuthengiswa kwe-inthanethi. Omunye umthengisi utshele abeReuters ukuthi ukuvinjwa kwaTikTok “kubuhlungu. Ekugcineni, ukhathele futhi udangele."" Hlehla: Ngesikhathi iSenegal ivala i-inthanethi okokuqala, u-Tweeter owabhala ku-Twitter ku-CEO we-SpaceX, u-Elon Musk, ukuze anikeze i-inthanethi ku-Starlink, kubikwa ukuthi wabulawa abezokuphepha ngemuva kwalokho. Ihhovisi likaNgqongqoshe wezobuchwepheshe U-Bosun Tijani, umsunguli kanye ne-CEO yesikhungo esikhulu sezobuchwepheshe eNigeria, i-Co-Creation Hub (CcHUB), wengezwe eqenjini lesibili lohlu longqongqoshe lukaMongameli u-Bola Tinubu. I-OG tech bro: Kusukela ekusebenzeni njengoMphathi Wokuthuthukiswa Kwebhizinisi ne-DeliveryKing kuya ekusebenzeni njengoMholi Wokuthunyelwa (e-Africa) no-Hewlett Packard (e-HP) Global Micro-enterprises Acceleration Programme (e-GMEAP), umnikelo kaTijani endaweni yobuchwepheshe ujule kakhulu. Ngaphansi kobuholi bakhe, i-CcHUB ikhule kusukela ekuqaleni kwayo e-Yaba, e-Lagos, yaze yathola ama-hubs amakhulu e-Afrika yonkana, okuyenza ibe i-pan-African tech incubator, inika abantu abasha amandla ngamathuluzi, imiphakathi, kanye nemali abayidingayo ukuze baqalise amabhizinisi anomthelela. Ukuqokwa kukaTijani kuyinkomba yokuthi iNigeria ifuna ukwenza i-ecosystem yayo into ebalulekile. Cishe nginesiqiniseko sokuthi wonke umuntu esikhaleni sobuchwepheshe ugxile ku-Tijani, kodwa njengoba silindele isinqumo sokugcina, ngithemba ukuthi kuzoba kuhle kwezobuchwepheshe zohlelonhlaliswano lokuphilayo nokungaphili. I-Kenya imisa imisebenzi ye-Worldcoin Umnyango Wezangaphakathi Nokuphatha Kazwelonke eKenya umise okwesikhashana imisebenzi ye-Worldcoin, iphrojekthi yebhukunyazi eskena isiyingi samehlo abantu ukuze yakhe isizindalwazi somhlaba wonke sezezimali nomazisi babantu. Uhulumeni waseKenya uthi ukhathazekile ngalo msebenzi njengoba ubandakanya ""ukubhaliswa kwezakhamizi ngokuqoqwa kwemininingwane ngisiyingi samehlo."" Iyini i-Worldcoin: I-Worldcoin iphrojekthi yebhukunyazi efuna ukwakha inethiwekhi yomhlaba wonke yezezimali kanye nezomazisi. Kungani? Nokho, omunye wabasungili, uSam Altman, ophinde abe yi-CEO yenkampani ye-AI, i-OpenAI (ChatGPT), uthe i-Worldcoin izosisiza ukuthi sitshele abantu ngaphandle kwe-AI. Ukuze sibe neqiniso i-AI ibe yinhle ngendlela emangalisayo ngokuhamba kweminyaka, futhi kuyadingeka ukuthi iqale ukuthatha izinyathelo zokuphepha. Kuyini ukuskena isiyingi seso? Into eyodwa esinayo i-AI engakabi nayo imininingo yebhayomethirikhi. Njengezigxivizo zeminwe, kukhona isiyinge seso esihlukile kuwo wonke umuntu. I-Worldcoin ifuna ukuthi ukwazi ukuzikhomba ngaphandle kokudalula noma yiluphi ulwazi lomuntu siqu. Ngikubiza ngokungaziwa. Njengoba izigxivizo zeminwe sezihlotshaniswa nolwazi lwabantu ezindaweni eziningi, i-Worldcoin yafuna enye indlela eyingqayizivele yokuhlonza. Uma usubhalisile futhi waskenwa isiyinge samehlo akho, uthola i-ID Yomhlaba kanye nebhonasi yokubhalisa engu-$54. Hhayi ngokushesha! Ngaphambi kokuthi uyofuna umdayisi oseduze we-Worldcoin ukuze wenze i-$54 esheshayo, kufanele wazi ukuthi kukhona izingxabano ezithinta le phrojekthi. Isibonelo, abantu base-US abakhokhelwa u-$54 ukuze baskene isiyinge samehlo abo. Le phrojekthi futhi ixhumene no-Sam Bankman-Fried, uMsunguli we-FTX okwamanje obhekene namacala okukhwabanisa. Ngisazoskena isiyingi samehlo ami naphezu kwakho konke lokhu, kodwa iNigeria ayinaye umuntu osebenzela i-Worldcoin Orb okwamanje"
+"ትጋት አፍሪካ የአፍሪካ ጀማሪዎችና ባለሀብቶች ብልህ የኢንቨስትመንት ውሳኔዎችን እንዲያደርጉ መርዳት ትፈልጋለች ቻርሊ ጃቪስ ጄፕ ሞርጋን ቼዝን በማጭበርበሩ ምክንያት ግንቦት 2023 ክስ ተመሠረተበት። ባንኩ ፍራንክ — የጃቪስን የገንዘብ እርዳታ በ175 ሚሊዮን የአሜሪካ ዶላር አግኝቶ የነበረ ቢሆንም የተጠቃሚዎች ቁጥር በመጠን በጣም እንደተነፈሰ ተገነዘበ ። እንደነዚህ ያሉት ሁኔታዎች እምብዛም አይከሰቱም። ኤልዛቤት ሆልምስ በአሁኑ ጊዜ የ11 ዓመት እስራት ተፈርዶባታል። የ39 ዓመቱ ሆልምስ በሽቦ ማጭበርበር ወንጀል ተጠያቂ ሆኖ የተገኘው የቴራኖስ ቴክኖሎጂ እንደ ማስታወቂያ እንደማይሠራ ሪፖርቶች ከገለጹ በኋላ ነው። በተመሳሳይ፣ ሳም ባንክማን-ፍሬድ፣ ክሪፕቶ ልውውጥ ዋና ሥራ አስኪያጅ፣ ኤፍቲኤክስ፣ ገንዘብ ማጥበሻ፣ ዋስትና፣ እና ሸቀጦች ማጭበርበር ጨምሮ ስምንት ወንጀል ክስ እየተከሰሱ ነው። በቅርበት ቤት፣ የጋናው የፊንቴክ ጅምላ ዳሽ ዋና ሥራ አስኪያጅ ፕሬዝዳንት ቦኪ ቦምፖንግ፣ የገንዘብ ሪፖርት ባለመደረጉ ተቋርጠዋል ተብሏል። እነዚህ አራት አጋጣሚዎች የሚያመሳስሏቸው የውጪ ኢንቨስትመንት ከማግኘታቸው በፊት ወይም በኋላ በሚያሳዝኑ ድርጊቶች መሥራቾች ናቸው ። ይሁን እንጂ ሁሉም የሚያመሳስላቸው ሌላው ነገር ኢንቨስትመንቶች ተገቢውን ትጋት የሚያሳዩበት መንገድ ነው ። በከዋክብት ከተሞላው የኢንቨስትመንት ዝርዝር ወደ 2 ቢልዮን የአሜሪካ ዶላር የሚጠጋ ገንዘብ ቢያስከፍሉም አንዳንዶች ተገቢውን ትጋት በሚያካሂዱበት ጊዜ በተገኙት አሳሳቢ ሁኔታዎች ሳቢያ በኤፍ ቲ ኤክስ ኢንቨስትመንት ማዋላቸው ተላልፈዋል። የሃክ ቪ ሲ አስተዳደር ባልደረባ የሆኑት አሌክስ ፓክ፣ ከ2018 እስከ 2019 ባሉት ወራት ውስጥ ተገቢውን ትጋት ሲያካሂዱ ለመረዳት የሚያስቸግራቸውን ከባድ ኪሳራ እንዳገኙ ሲ ኤን ቢ ሲ ተናግረዋል። እንደነዚህ ያሉት ታሪኮች ሁለት ሴቶች ትጋት አፍሪካን እንዲጀምሩ አነሳስተዋል፤ ይህ ጅምር መሥራቾችና ኢንቨስትመንቶች ተገቢውን ትጋት እንዲኖራቸው ይረዳቸዋል። የንግድ ዋና ከተማን እንደ ውጪ አድርጎ መጓዝ የሕክምና ዶክተር መሆን ከፈለጋችሁ የምትወስዱት የተወሰነ መንገድ አለ። በአብዛኞቹ የዓለም ክፍሎች ይህ የሚጀምረው የአምስት ዓመት ኮርስ በማጥናት ነው። ጠበቃ መሆን ከፈለግህም ሁኔታው ተመሳሳይ ነው ። ይሁን እንጂ የንግድ ሥራ መሥራት ብትፈልግስ? ምን ማወቅ ያስፈልግሃል? በዩኒቨርሲቲው ውስጥ ልትወስዳቸው የምትችይባቸው ኮርሶች አሉ? ዳሚሎላ ቶምፕሰን የንግድ ዋና ከተማ ለመሥራት በወሰነችበት ወቅት ያነሷት ጥያቄዎች እነዚህ ናቸው ። ቶምሰን አንዲት ጠበቃ የንግድ ድርጅቶችን በመርዳትና በሌሎች ሕጋዊ ጉዳዮች ረገድ እርዳታ መስጠት ጀመረች ፤ ሆኖም ብዙም ሳይቆይ አንድ ዓይነት አሠራር አስተዋለች ። አብዛኞቹ ከንግድ ባንኮች ብድር ውጭ የገንዘብ አቅማቸው ውስን ነበር ። እርዳታ መስጠት የምትችልባቸውን መንገዶች በመፈለግ አማራጭ የገንዘብ አማራጮችን ከመርምራ በኋላ የንግድ ካፒታሊስት ገንዘብ ስላጠራቀሙበት አንድ ርዕስ ተደናቅፋለች ። የንግድ ዋና ከተማን ያስተዋወቀችው በዚህ መንገድ ነበር ። ከጥቂት ወራት በኋላ ኤጎሳ ኦሞይጊ አብሬው የምትሠራውን የሕግ ተቋም ለአዲሱ ገንዘቡ ኢኮቪሲ አማካሪ ሆና እንድትመጣ ጠየቀቻት ። ጠበቃ እንደመሆን መጠን የደንበኞቹ መሳተፍ በጣም ለንግድ ልውውጥ አስፈላጊ ነው። የጊዜ ገጾችን እና የኢንቨስትመንት ሰነዶችን አንዴ ከጨረሳችሁ በኋላ፣ አብዛኛውን ጊዜ ትራንጁን ኢንቨስትመንቱን ለሚነዳው አጋር ትሰጣላችሁ፣ እርሱም ከድርጅተኞች ጋር ያለውን ግንኙነት ይቆጣጠራል። ይህን ለማድረግ የነበረኝ ፍላጎት ከነጋዴዎቹ ጋር በቀጥታ እየሠራ እንደሆነና ጉዞአቸውን እንዲያውቁ እየረዳኋቸው እንደሆነ ለመገንዘብ የሚያስችል ረጅም ጊዜ አደረግኩ።'' በዚህ ግኝት አንድ ጠበቃ ቪ ሲ ሊሆን የሚችለው እንዴት እንደሆነ መመርመር ጀመረች ። ፍለጋዋ በኢንተርኔት አማካኝነት ሥልጠናዎችንና መጻሕፍትን እንድትከታተል ቢረዳትም እነዚህን ኮርሶች ከመረመረች በኋላም ተግባራዊ ልምድ እንደሌላት ተረዳች ። ቀጣዩ እርምጃዋ ክንውኖችን ለመጀመር ፣ ለመናገርና ለሰዎች እንዴት መርዳት እንደምትችል ለመናገር ነበር ። ከተወሰኑ ውይይቶች በኋላ በኢኮቪሲ የቤት ውስጥ አማካሪ ሆና ተሾመች። በቀጣዮቹ አምስት ዓመታት ውስጥ የተለያዩ ባርኔጣዎችን ለብሳ ነበር፣ የመጨረሻ ሚናዋ ኢንቨርስተር እና የድርጅቶች እድገት ምክትል ፕሬዘደንት ነበር። በኢኮቪሲ በቆየችበት ወቅት ቬንቸርስ ዲያሎግ (ቬንቸርስ ዲያሎግ) አቋቁማለች። ከአንዳንድ ጓደኞቿ ጋር የንግድ መሥራቾች የንግድ ካፒታል ለማሰባሰብ ዝግጅት በማድረግ ከአንድ ሺህ በላይ ባለሀብቶች ጋር ሠርተዋል። በኦፕሬተርነት ልምድ ለማግኘት በመጓጓት የማስፋፊያ ጥረቱን ለመምራት በ2021 ትሬድ ኤክስን ተቀላቀለች። ታህሳስ 2022 ላይ ትግስት አፍሪካን ከኦላይድ ኦሉሶጂ-ኦኬ ጋር ለማስጀመር ከኤኮቪሲ ቀኗ የሥራ ባልደረባዋ ጋር ነበር። ተገቢ ትጋት አስፈላጊ ነው። ሁለቱም መሥራቾች በኩባንያ ዋና ከተማና በጅምር ሥራ ላይ ከተሰማሩ በኋላ ጉዳዩ የሚመለከታቸው ወገኖች በሙሉ ተገቢውን ትጋት የማድረግ ሂደት ምን ያህል አስፈላጊ እንደሆነ ይገነዘባሉ። እንደ ኢንቨስተር፣ ይህ በአንተ ንግድ ላይ ምን ተጽዕኖ እንደሚያሳድር አውቃለሁ። በመሠረቱ፣ ለተወሰኑ የትዳር ጓደኞቻችሁ ሪፖርት ለማቅረብ የምትጠቀሙበት ከፖርትፎሊዮ ኩባንያዎች የምታገኙት ማሻሻያዎች ናቸው። እንዲህ ዓይነት መረጃ መስጠት ካልቻልክ ደግሞ ከዚያ በኋላ ገንዘብ የማሰባሰብ ችሎታህን ይተኮሳታል።'' አንዳንድ መሥራቾች አንድ ኢንቨስትሪ ተገቢውን ትጋት እንደሚመራ ቢያስቡም የኢንቨስትመንት ሂደቱ ወሳኝ ክፍል እንደሆነ ጠበቅ አድርጋ ገልጻለች ። ቪ ሲስ የኢንቨስትመንት ውሳኔ ከማድረጋቸው በፊት ስለ አንድ ጅምር በቂ ግንዛቤ ማግኘት ያስፈልጋቸዋል፤ በመሆኑም ተገቢውን ትጋት ማሳየት ያስፈልጋቸዋል። ይህ አዕምሮ የጅማሮ አገልግሎቶች ዋና መሰረት ነው። ጀማሪዎችን እና ኢንቨስተሮችን ማገልገል። አፍሪካ ሂደት ከጅማሮዎች ተገቢውን የትጋት ሪፖርት እንዲጠይቁ ያስችላቸዋል። ይህ ጥያቄ ሲቀርብ የአፍሪካ ቡድን ስለጅማሬው ጥልቅ ምርምር በማድረግ ሪፖርትና የማይታረም የዲጂታል ባጅ ይዞ ያቀርባል። አንድ የመጀመር መሥራች በጀመሩበት ጊዜ ተገቢውን ትጋት ለመምራት ለምን መጨነቅ እንዳለበት እያሰባችሁ ከሆነ፣ ቶምሰን መሥራች ምን ያህል ከባድ እንደሆነ እንደሚያሳይ እና ሊበልጡ ለሚችሉ ኢንቨስትመንቶች የተወሰነ ዋስትና እንደሚሰጥ ገልጸዋል። ነገር ግን በተመሳሳይም የመጀመር ችሎታን በማሻሻል ረገድ የሚጫወተው ሚና በጣም አስፈላጊ ነው። በአንድ ኩባንያ ላይ ተገቢ���ን ትጋት ማካሄድ በፓርኩ ውስጥ የእግር ጉዞ አይደለም እናም አብዛኞቹ ኢንቨስትመንቶች የቡድን መጠን እና አቅም፣ ወጪ፣ እና ጊዜን ጨምሮ በምክንያት ይህን ማድረግ አይፈልጉም። ይልቁንም ይህንን ለቀዳሚው ኢንቨስተር ይተዉታል። ብዙ ጊዜ ደግሞ የገንዘብ ማሰባሰቢያ ውይይቱን ያደናቅፋል። ምክንያቱም መስራቹ እርሳሶችን እስኪያገኝ ድረስ ምንም ማድረግ አይቻልም ማለት ይቻላል። በመሆኑም አንድ መሪ ኢንቨስተር ከሚያከናውናቸዉ ስራዎች አንዱ ወደ ኩባንያዉ ተገቢ ትጋት ንዉዉጥ ማድረግ ስለሆነ፣ ያንን የመጀመሪያ ስራ ወደ ጅምላ ነት እየወሰድነዉ ነዉ። የአንድን ንግድ ሁኔታ ለማወቅ በትጋት የሚደረግ ምርመራ የሚካሄድ ሲሆን ትጉ አፍሪካ ምርምሩን የሚያጠያይቋትን የማይረባ ዝርዝር ጉዳዮች ጎላ አድርጎ ይገልጻል። ይህም ሪፖርቱ ከገንዘብ ምርመራ ጋር በሚመሳሰል መልኩ ስለሚሠራ ኩባንያው ገለልተኛ ሆኖ እንዲቀጥል ይረዳዋል ። ከዚያም መሥራቾች ለኢንቨስትመንት ይበልጥ ዝግጁ እንዲሆኑ በማድረግ የተነሱትን ችግሮች መፍታት ይችላሉ። ትጋት አፍሪካ፣ መሥራቾች ተገቢውን ትጋት የሚጠይቁ ሪፖርቶችን እንዲጠይቁ በማድረግ በትጋት ለመጀመርያ ጊዜ በአቅኚነት እያገለገለች ነዉ። ከኢንቨስተሮች የቬንቸር ካፒታል ኢንቨስትመንት ለመቀበል ዝግጁ መሆናቸውን ናቸዉ። እንዲሁም የመዋዕለ-ነዋይ፣ የሽርክና ወይም የግብይት እድል የመሳብ ዕድላቸውን ከፍ ያደርጋሉ። ትሩ አፍሪካ እንዴት ነው የምትሠራው? እንደ ትጋት አፍሪካ ያሉ ድርጅቶች ባይኖሩ ኖሮ ብዙውን ጊዜ ኢንቨስትመንቶች ለሕግ ወይም ለሒሳብ ድርጅቶች ተገቢውን ትጋት የማድረግ ሂደት የተወሰኑ ክፍሎችን ከውጪ ምንጭ ይሆኑ ነበር ። ይሁን እንጂ፣ታታሪነት አፍሪካ ቀጥተኛ ሂደት ለሁሉም አይነት ትጋት አንድ ጊዜ መሸጫ ያደርገዋል። ደንበኞች ሊሆኑ የሚችሉ ሰዎች አብዛኛውን ጊዜ ከፋብሪካው ጋር የሚገናኙት በድረ ገጹ ወይም በተባባሪዎቹ አማካኝነት ነው። አንድ ጥያቄ ከጸደቀ በኋላ የሚያጋሩትን መረጃ ለመጠበቅ የማይገለጽ ስምምነት (ኤንዲኤ) ይፈራረማሉ። ለመሥራቾች የትጋት አፍሪካ ቡድን ሁሉንም ሰነዶቻቸውን ለመገምገም እና ማጣራቱን ለማረጋገጥ ወደ መረጃ ክፍላቸው ይገባል ። ከአደገኛ የማሰብ ችሎታ ትጋት አንስቶ እስከ ንግድ ትጋት እና የምርመራ ትጋት ድረስ ባሉ አገልግሎቶች ደንበኞች የሚያስፈልጓቸውን የተወሰኑ አገልግሎቶች መምረጥ ይችላሉ። ነገር ግን ድርጅቱ ተገቢውን ትጋት አገልግሎት ከመስጠት ባሻገር ለጀማሪዎች የፍራክሽናል ሲኤፍኦ አገልግሎት እና የአስተዳደር/የቁጥጥር አገልግሎቶች ይሰጣል። ፈተናዎች፣ እድሎች እና ስካሊንግ እነዚህ አገልግሎቶች ሁልጊዜ ያስፈልጓቸው እንደነበር ግምት ውስጥ ስለገቡ የትጋት አፍሪካ የእሴት ግብይት ለኢንቨስተሮች ቀላል ሽያጭ ሆኖ ቆይቷል። ይሁን እንጂ መሥራቾች ሁኔታው ተመሳሳይ አልነበረም ። ብዙዎች ተገቢ ትጋት ምን እንደሚል ቢገነዘቡም፣ ብዙዎች ዋጋውን እንደማይመለከቱ ትጠቁማለች ስለዚህ ድርጅቱ ለትምህርት ከፍተኛ ትኩረት ሰጥቷታል። ከመሥራቾች፣ ከቪሲ ድርጅቶች፣ ከሊሚትድ ፓርትነርስ፣ ከአማካሪ ድርጅቶች፣ ከዲ ኤፍ አይ ወዘተ ጋር ውይይት እያካሄድን ነው። ብዙዎቹ የአገልግሎቶቻችንን ምንነትና ዓላማ ይረዱናል። ነገር ግን በገበያ ላይ እየተከናወነ ካለው ነገር ተሞክሮዎችን ስናካፍል፣ ጥልቀት ያለው ይዘት እና ግንዛቤ ያገኛሉ እናም አገልግሎታችን ለተጀመረው ሥነ ምህዳር እድገት ወሳኝ የሆነበትን ምክንያት ይገነዘባሉ።"" አብዛኛዎቹ የጀማሪ ሂደቶች መመሪያ ናቸው፣ ነገር ግን ቶምሰን እቅዱ የተወሰኑ የንግድ ክፍሎችን አውቶማቲክ ማድረግ እንደሆነ ያ���ራራሉ። አንዳንድ ጊዜ ከአንድ ሰው ጋር በአካል ስትጨዋወቱ ብቻ የተሻለ መረጃ ማግኘት ስለምትችሉ አሁንም መመሪያ የሚሆኑ አንዳንድ የትጋት ሂደቶቻችን እንዳሉ እናምናለን። በናይጄሪያ፣ በኬንያ፣ በደቡብ አፍሪካና በኡጋንዳ የሚገኙ አምስት የቡድን አባላትና አጋሮች ባሉበት፣ የመጀመር ያሰበው ግብ በቀጣዩ ዓመት ከተጨማሪ ደንበኞች ጋር መስራት ነው። ቶምሰን የንግድ ካፒታሉ መቀነስ በቅርቡ እንደሚያበቃ እርግጠኛ ነች፤ ይህ በሚሆንበት ጊዜ ትግስት አፍሪካ ከጅማሮዎችና ከቪሲዎች ጋር ለመስራት ተገቢውን አቋም እንደምትሰጥ ተስፋ ያደርጋሉ።","Diligence Africa wants to help African startups and investors make smarter investment decisions Charlie Javice was indicted in May 2023 for defrauding JP Morgan Chase. The bank had acquired Frank — Javice's financial aid startup — for $175 million, but discovered that user numbers had been severely blown out of proportion. Such incidents are not rare. Elizabeth Holmes is currently serving an 11-year sentence. Holmes, 39, was found guilty of wire fraud after reports revealed that Theranos' technology did not work as advertised. Similarly, Sam Bankman-Fried, the former CEO of crypto exchange, FTX, is being charged with eight criminal charges, including money laundering, securities, and commodities fraud. Closer home, Prince Boakye Boampong, CEO of Dash, a Ghanaian fintech startup, was allegedly suspended for financial misreporting. What these four incidents have in common is startup founders in unsavoury behaviour before or after receiving external investment. But something else they all have in common is what appears to be lax due diligence by investors. Despite raising nearly $2 billion from a star-studded list of investors, some passed on investing in FTX due to concerns discovered while conducting due diligence. Alex Pack, Managing Partner of Hack VC told CNBC that his firm discovered a massive loss that they struggled to understand while conducting due diligence between 2018 and 2019. Stories like these provided the motivation for two women to start Diligence Africa, a startup that helps founders and investors with the due diligence process. Navigating venture capital as an outsider There’s a defined path to take if you want to be a medical doctor. In most parts of the world, that begins with studying a five-year course. The same applies if you want to become a lawyer. But what if you want to work in venture capital? What do you need to know? Are there courses you can take in the university? These were some of the questions that plagued Damilola Thompson when she decided to work in venture capital. A lawyer, Thompson began her career helping entrepreneurs with incorporation and other legal issues, but she soon noticed a pattern. Most of them had limited financing options outside loans from commercial banks. Looking for ways to help, she researched alternative financing options and stumbled on an article about a startup that had raised money from venture capitalists. That was her introduction to venture capital. A few months later, Eghosa Omoigui, asked the law firm she worked with to come on as counsels for his new fund, EchoVC. “As a lawyer, the client engagement is very transactional. Once you're done negotiating term sheets and the investment documents, you generally hand over the transaction to the partner driving the investment, who then manages the relationship with entrepreneurs. I did that long enough to realise that my passion was working directly with the entrepreneurs and helping them figure out their journey all the way.” With this discovery, she started researching how a lawyer could become a VC. Her search led her to online courses and books, but after going through them, she realised she still lacked practical experience. Her next action was going to startup events, speaking, and telling people how she could help their startups. Some conversations later, she landed a role at EchoVC as an in-house counsel. Over the next five years, she wore different hats, with her last role being Investor and vice president of corporate development. During her time at EchoVC, she set up Ventures Dialogue — a non-profit — with some friends to help startup founders preparing to raise venture capital and worked with more than one thousand entrepreneurs. Keen to get experience as an operator, she joined Trade X in 2021 to lead its expansion efforts, leaving in December 2022 to start Diligence Africa with Olaide Olusoji-Oke, a colleague from her EchoVC days. Due diligence matters Having worked in venture capital and with startups, both founders are aware of the importance of the due diligence process for all parties involved. “I know, as an investor, how that impacts your business. Essentially, it's the updates that you get from your portfolio companies that you leverage to provide reports to your limited partners. And when you're not able to provide this kind of information, it impacts your ability to fundraise subsequently.” Although some founders may baulk at the thought of an investor conducting due diligence, she stresses that it is a crucial part of the investment process. VCs need to get an adequate understanding of a startup before making an investment decision, hence the due diligence process. This mindset forms the core of the startup’s services: serving startups and investors. Diligence Africa’s process allows them to request a due diligence report from startups. When this request is made, the Diligence Africa team carries out a thorough review of the startup and presents it with a report and an uneditable digital badge. If you're wondering why a startup founder should be bothered about conducting due diligence on their startup, Thompson explains that it shows how serious a founder is, and gives some assurance to potential investors. But equally important is its role in improving a startup's ability to raise capital. Conducting due diligence on a company is not a walk in the park and most investors don't want to do it for reasons including team size and capacity, cost, and time. ""They would instead leave that to the lead investor, and a lot of times, that stalls the fundraising conversation because until the founder can find a lead, there's almost nothing that can be done. And so what we're saying is that since one of the tasks of a lead investor is to conduct due diligence into the company, we are taking on that first task of due diligence into startups."" A due diligence check is meant to ascertain the state of a business, and Diligence Africa highlights any unappealing details it discovers. This helps the company remain neutral, as the report works similarly to a financial audit. Founders can then address the concerns raised, making them more prepared for investment. ""Diligence Africa is pioneering the first-ever pipeline of diligence-ready startups by enabling founders to proactively request due diligence reports, demonstrating their readiness to receive venture capital investments from investors and increasing their chances of attracting investment, partnerships, or acquisition opportunities."" How Diligence Africa works Without organisations like Diligence Africa, investors would often outsource certain parts of the due diligence process to law or audit firms. However, Diligence Africa's straightforward process makes it a one-stop-shop for all types of due diligence. Potential clients typically get in touch with the firm through its website or partners. Once a request is approved, they sign a non-disclosure agreement (NDA) to protect the data that they share. For founders, the Diligence Africa team goes into their data room to evaluate all their documents and ensure that they check out. With services that range from risk intelligence diligence to transaction diligence and investigative diligence, clients can choose the specific services they need. But beyond due diligence services, the firm also provides fractional CFO services and governance/compliance services for startups. Challenges, opportunities, and scaling Diligence Africa’s value proposition has been an easy sell for investors, considering they’ve always needed these services. But it has not been the same for founders. While many understand what due diligence entails, she points out that many don’t see its value so the firm has put a lot of emphasis on education. “We're having conversations with founders, VC firms, Limited Partners, Advisory firms, DFIs, etc., many of whom understand the essence and purpose of our services. But when we share experiences from what is actually happening in the market, they get a deeper context and realisation and understand why our services are critical to the growth of the startup ecosystem.” Most of the startup’s processes are manual, but Thompson explains that the plan is to automate certain parts of the business. “We believe that there's some part of our diligence processes that will still be manual because sometimes you can only get the best information when you engage with someone in person.” With five team members and partners across Nigeria, Kenya, South Africa, and Uganda, the startup's immediate goal is to work with more clients over the next year. Thompson is confident that the venture capital slowdown will end soon, and when that happens, she hopes that Diligence Africa is properly positioned to work with the startups and VCs making deals.","Diligence Africa suna son su taimaki startsup na Afirka da masu sanya hannun jari su yanke hukunci na kaifin tunani An yankewa Charlie Javice hukunci a Mayu 2023 saboda zambatar JP Morgan Chase. Bankin ya mallaki tallafin kuɗin startup na Frank—Javice har na miliyan $175, amma suka gano cewa yawan wanda ke amfani da shi ba daidai ba ne. Faruwar irin hakan ba abune da ba’a cika samu ba. A halin yanzu Elizbeth Holmes tana gidan yari inda zata yi shekaru 11. Holmes, 39, an sameta ne da zambar waya bayan rahotanni sun bayyana cewa Therano’s Technology baya aiki kamar yadda aka tallata shi. Haka kuma, Sam Bankman-Fried, shugaban crypto exchange na da, FTX, ana zarginsa ne da manyan laifuka guda takwas, wanda ya hada da satar kuɗi, tsaro, da kuma zambar kayan amfani. Closer home, Prince Boakye Boampong, shugaban Dash, fintech satartup na Ghana, an dakatar da shi kamar yadda ake fada saboda rashin bayarda bayanan kuɗi yadda ya kamata. Abin da wadannan matsalolin guda huɗu suke da shi a tare shi ne samun masu samarda startup da dabi’un da basu kamata ba kafin ko bayan samun hannun jari na cikin gida. Amma wani abu kuma da suke da shi mai kamanceceniya shi ne abin da ya bayyana na rashin cikakken bincike daga masu sanya hannun jari. Duk da samarda kusan biliyan $2 daga jerin manyan masu sanya hannun jari, wasu sunki sanya hannun jari a FXT saboda damuwar da aka gano yayin da ake gudanar da binciken da ya kamata. Alex Pack, manajan hulɗa na Hack VC ya sanar da CNBC cewa kamfaninsa ya samu babbar asara da suka sha wahalar ganewa yayin da suke gudanar da binciken da ya kamata tsakanin 2018 da 2019. Irin wadannan labarun ne suka baiwa mata guda biyu kwarin guiwar fara Diligence Afirka, startup da yake taimakawa masu samarwa da kuma masu sanya hannun jari da hanyoyin bincike yadda ya kamata. Shiga cikin kudin sana'a a matsayin bako Da akwai tsararriyar hanya da ya kamata kabi idan kana son zama likita. A ɓangarori da dama na duniya, hakan yana faraway da karatun shekaru biyar. Hakan take idan kana son zama lauya. Amma idan kuma kana son yin aiki a venture capital fa? Me kake da buƙatar sani? Shin akwai wasu kwasakwasai da za ka yi a jami’a? Wadannan ne wasu daga tambayoyin da suka dami Damilola Thompson lokacin da ta yanke shawarar yin aiki a venture capital. Wata lauya, Thompson ta fara aikinta da taimakon masu sana’ar hannu da sanyawa tare da sauran abubuwan da suka shafi shari’a, amma da wuri ta gano wani tsari. Da yawansu suna da karancin zabin samun kuɗi bayan rance daga bankunan kasuwanci. Nemo hanyoyin da za a taimaka, ta binciko madaɗi na zabin samun kuɗi sannan da ci karo da wani rubutu akan wani startup da suka samu kuɗi daga kudin venture capital. Wannan ne abin da ta gabatar da ita ga venture capital. Watanni kaɗan bayan haka, Eghosa Omoigui, ta tambayi kamfanin shari’ar da take aiki da su zamanto masu bada shawara ga sabon tallafinsa, EchoVC. “A matsayin lauya, janyo abokin hulɗa abune na kuɗi. Da zarar ka kammala takardar yarjejeniya da kuma takardun sanya hannun jarin, gaba day aka miki harkar kuɗi ga abokin hulɗar da yake gudanar da kasuwancin, wanda daga nan zai dinga lura da alaƙar dake da masu sana’ar hannu. Sai na dade inayi kafin na gane cewa abin da nafi so shi ne aiki kai tsaye da masu sana’ar hannu da kuma taimakon su don su gano tafiyarsu gaba ɗaya.” Bayan gano wannan, sai ta fara binciken yadda lauya zai iya zama VC. Bincikenta ya kaita ga ajujuwan yanar gizo da littattafai, amma bayan ta duba su, ta fahimci cewa bata da kwarewar yi a aikace. Matakin ta nag aba shi ne zuwa taron startup, da yin magana, tare da gayawa mutane yadda zata iya taimakawa startup dinsu. Wasu tattaunawa daga baya, ta samu mukami a EchoVC na mai bada shawara ta cikin gida. A shekaru biyar da suka zo, ta rike kujeru daban-daban da mukamin ta na karshe na zama mai sanya hannun jari kuma mataimkiyar shugaban corporate development. A zamaninta a EchoVC ta hada tattaunawa ta kamfanunuwa ba don neman riba ba-da wasu abokai don taimakawa masu samar da startup da suke shirin samar da venture capital kuma sukai aiki da masu sana’ar hannu fiye da dubu daya. Da ƙoƙarin samun kwarewa a matsayin mai aiwatarwa, ta shiga Trade X a 2021 wajen jagorancin ƙoƙarinsu na faɗaɗawa, ta bari a Disamba 2022 domin fara Diligence Afirka tare da Olaide Olusoji-Oke, abokin aikinta a zamanin EchoVC. Bincike bisa ka’ida nada mahimmanci Kasancewar sunyi aiki a venture capital kuma tare da startsup,duka masu samarwar sun san mahimmancin hanyar bincike bisa ka’ida ga dukkan wanda abun shafa. “ Na sani, a matsayin mai sanya hannun jari, yadda hakan yake taba kasuwancinka. Tun farko, da bayanin daka samu daga kamfanunuwan portfolio dinka ne za kayi amfani wajen samar da rahotanni ga abokan hulɗar ka na musamman. Kuma idan ka gaza samar da wadannan bayanan, yana shafar ka wajen hado kuɗi daga baya.” Duk da cewa wasu masu samarwa zasu yi shakku da tunanin mai hannun jari ne zai gudanar da bincike, ta bayyan cewa wani ɓangare ne mai wahala a wajen sanya hannun jari. Ya kamata VCsu samu cikakkiyar fahimtar startup kafin yanke shawarar sanya hannun jari, wannan ne dalilin hanyar bincike bisa ka’ida. Wannan tunanin shi ne ya hada gundarin aikin startup: yi wa startup da masu sanya hannun jari aiki. Hanyar Diligence Africa yana basu damar neman rahoton bincike bisa ka’ida daga starup. Idan aka yi wannan buƙatar, ƙungiyar Diligence Africa zasu yi zuzzurfan nazari game da starup din sannan su mika musu rahoto da kuma digital badge da ba’a gyara ba. Idan kana tunanin dalilin da ya sa masu samar da startup suke damuwa game da yin bincike akan startup dinsu, Thompson yayi bayanin cewa hakan yana nuna kwazon da mai samarwar yake da shi, da kuma bada tabɓaci ga masu son sanya hannun jari. Kuma yanada mahimmanci acikin rawar da suke takawa wajen bunkasa damar startup dinsu wajen samo jari. Yin binciken da ya kamata a kamfani ba abu bane mai sauki kuma yawancin masu sanya hannun jari basa son yi saboda dalilan da suka hada da yawan ƙungiyar da ƙarfinta, kuɗi da lokaci. “A mafi yawan lokaci suna barwa babban mai hannun jari, a lokuta da yawa, hakan ke dakatar da neman kuɗin saboda har zuwa sanda mai samarwar ya samu jagora,babu wani abu da za a iya yi. Don haka abin da muke cewa shi ne tunda ɗaya daga cikin aikin mai hannun jari mafi yawa shi ne gudanar da bincike a kamfanin, zamu daukan wannan aikin na farko na gabatar da bincike a startup.” Anayin bincike ne domin gano yanayin kasuwanci, kuma Diligence Africa tana fitoda duk wani bayani da ta gano da gamsu da shi ba. Wannan yana sanya kamfanin ya zamanto tsaka tsaki, kamar yadda rahoton yake aiki iri daya da binciken kuɗi. Masu samarwar kuma zasu iya maganin matsalolin da aka kawo, wanda hakan ya sa suke zama cikin shiri don sanya hannun jari. “ Diligence Africa suna samar da jerin diligence-ready na farko ga startup ta hanyar bawa masu samarwa damar neman rahotannin binciken, tare da nuna shirinsu na karɓar venture capital investments daga masu sanya hannun jari da kuma kara damarmakinsu na janyo ra’ayin masu hannun jari, hulɗa, ko mallakar damarmaki.” Yadda Diligence Afirka yake aiki Idan babu hukumomi kamar Diligence Afirka, masu hannun jarin yawanci suna samo wasu ɓangarori na hanyoyin binciken ga kamfanunuwan shari’a ko binciken kuɗi. Duk da haka, hanyar Diligence Africa ta kai tsaye ya zamar da shi wajen zuwa na farko don da kowanne irin bincike. Masu son yin hulɗa suna neman kamfanin ta shafinsu na yanar gizo ko abokan hulɗarsu. Da zarar an amince da buƙatar, suna sanya hannu a boyayyiyar yarjejeniya(NDA) domin bada kariyar bayanan da suke bayyanawa. Ga masu samarwar, ƙungiyar Diligence Africa suna shiga dakinsu na bayanai domin duba dukkan takardunsu da kuma tabbatar da cewa sun duba su. Daga ayyukan da suka kama daga binciken gano asara zuwa ga binciken hada hadar kuɗi da kuma binciken tuhuma, abokan hulɗa zasu iya zaben irin aikin da suke buƙata. Amma fiye da ayyukan bincike, kamfanin yana samar da ayyukan fractional CFO da kuma ayyukan da suke shafi shugabanci na startup. Kalubale, damarmaki, da aunawa. Kimar ayyukan Diligence Africa yana da saukin siya ga masu hannun jari, duba da yadda a koda yaushe suke da buƙatar ayyukan. Amma ba haka yake ba ga masu samarwa. A Yayin da dayawa suka fahimci abin da bincike ya kunsa, ta nuna cewa da yawa basu san amfaninsa ba don haka kamfanin ya nuna mahimmancin ilimi sosai. “Muna tattaunawa da masu samarwa, VC firms, Limited partners, Advisory firms, DFIs,etc.,da yawa daga wanda suka fahimci mahimmanci da amfanin ayyukanmu. Amma idan muka duba kwarewar mu daga abin da yake faruwa daga kasuwa, suna samun bayani mai zurfi da kuma ganewa da fahimtar dalilin da yasa ayyukanmu suke da ƙarfi wajen bunkasar tsarin mahallin startup.” Amma yawancin hanyoyin startup din da hannu akeyi, amma Thompson ya bayyana cewa shirin shi ne a zamanantar da wasu ɓangarorin kasuwancin. “Amma mun san cewa da akwai wasu bangaori na hanyoyin binciken mu da zasu cigaba da kasancewa da hannu saboda wasu lokutan za ka iya samun bayanan da kake so idan ka hadu da mutum gaba da gaba.” Tare da ƙungiyar mutum biyar da abokan hulɗa a fadin Nijeriya, Kenya, Afirka ta kudu, da Uganda, burin startup na farko shi ne yin aiki da abokan hulɗa da dama a shekara mai zuwa. Thompson tana da kwarin guiwar cewa rufewar capital ventures zai zo karshe nan kusa, idan hakan ta faru kuma, tana zaton cewa Diligence Africa ta dace inda aka sanya ta don aiki da startup da VC don kulla alaƙa.","Diligence Africa inataka kusaidia miradi na wawekezaji kufanya maamuzi nadhifu ya uwekezaji Charlie Javice alishitakiwa Mei 2023 kwa kumlaghai JP Morgan Chase. Benki ilikuwa imepata msaada wa kifedha kutoka kwa Frank Javice wa $175 milioni, lakini iligundua kuwa nambari za watumiaji zililipuliwa kwa kiasi kikubwa. Matukio kama haya siyo haba. Elizabeth Holmes kwa sasa anatumikia kifungo cha miaka 11. Holmes,39, alipatikana na hatia ya ulaghai wa waya baada ya taarifa kufichuliwa kuwa teknolojia ya Theranos haikufanya kazi kama ilivyopangwa. Vile vile Sam Bankman-fried, Mkurugenzi Mtendaji wa zamani wa fedha fiche ya kubadilishana fedha, FTX, anashitakiwa kwa mashitana nane ya jinai, ikiwa ni pamoja na utakatishaji fedha, dhamana na ulaghai wa bidhaa. Karibu na nyumbani, Prince Boakye Boampono, Mkurugenzi Mtendaji wa Dash, kampuni ya teknolojia ya uchumi iliyoanzishwa nchini Ghana, alidaiwa kusimamishwa kazi kwa kutoa taarifa za uongo za kifedha. Kile ambacho matukio yote haya manne yanafanana ni kuwa na waanzilishi wenye tabia mbaya kabla au baada ya kupokea uwekezaji kutoka nje. Lakini kitu kingine ambacho wote wanafanana ni kile kinachoonekana kuwa legevu kutokana na bidii ya uwekezaji. Licha ya kukusanya takribani $2 bilioni kutoka kwenye orodha iliyojaa nyota ya wawekezaji, wengine walifanikiwa kuwekeza kwenye FTX kutokana na wasiwasi uliyogunduliwa wakati wa kufanya bidii. Alex Pack,Mshirika Msimamizi wa Hack VC aliiambia CNBC kuwa kampuni yake iligundua hasara kubwa ambayo walipata shida kuelewa wakati wa kufanya bidii kati ya 2018 na 2019. Hadithi kama hizi zilitoa motisha kwa wanawake wawili kuanzisha Deligence Africa, mwanzo ambao unasaidia waanzilishi na wawekezaji katika mchakato wa kuzingatia. Kuabiri mtaji wa mradi kama mgeni Kuna njia iliyobainishwa ya kuchukua ikiwa unataka kuwa dakitari. Katika sehemu nyingi za dunia, hiyo huanza kwa kusoma kozi ya miaka mitano. Vilevile inatumika ikiwa unataka kuwa wakili. Lakini vipi ikiwa uanataka kufanya kazi kwa mtaji wa ubia? Unahitaji kujua nini? Je, kuna kozi unaweza kusomea chuo kikuu? Haya yalikuwa baadhi ya maswali ambayo yalimsumbua Damilola Thompson alipoamua kufanya kazi kwa mtaji wake. Wakili, Thompson alianza kazi yake ya kusaidia wafanyabiashara na kuingizwa na masuala mengine ya kisheria, lakini hivi karibuni aliona muundo. Wengi wao walikuwa na chaguzi ndogo za ufadhili nje ya mikopo kutoka kwenye benki za biashara. Kutafuta njia za kusaidia, alitafiti chaguzi mbadala za ufadhili na akajikwaa kwenye makala kuhusu uanzishaji ambao ulikuwa umechangisha pesa kutoka kwa wabia. Huo ulikuwa utangulizi wake wa mtaji wa ubia. Miezi mitatu baadaya, Eghosa Omoigui, aliomba kampuni ya mawakili aliyofanya nayo kazi kuja kama washauri wa hazina yake mpya, EchoVC. Kama wakili, ushiriki wa mteja ni wa shughuli nyingi. Mara tu unapomaliza kujadili hati za muda na hati za uwekezaji, kwa ujumla unakabidhi muamala kwa mshirika anayeendesha uwekezaji, ambaye anasimamia uhusiano na wajasiriamali. Nilifanya hivyo kwa muda wa kutosha kwa kutambua kuwa shauku yangu ilikuwa ikifanya kazi moja kwa moja na wajasiriamali kwa kuwasaidia kufahamu safari yao kwa muda wote Kwa ugunduzi huu, alianza kutafiti jinsi wakili anavyoweza kuwa VC. Utafiti wake ulimpeleka kwenye kozi za mtandaoni. Kitendo kilichofuata kilikuwa ni kuanzisha hafla, kuongea, na kuwaambia watu jinsi ambavyo angeweza kusaidia uanzishaji. Baada ya mazungumzo kadhaa, alipata jukumu kwenye EchoVC kama mshauri wa ndani. Katika miaka mitano iliyofuata, alivalia kofia tofauti, huku jukumu lake la mwisho likiwa mwekezaji na makamu wa rais wa maendeleo ya shirika. Wakati wa muda wake kwenye EchoVC, alianzisha mazungumzo ya mradi yasiyo na faida pamoja na marafiki wengine ili kusaidia waanzilishi wanaojitayarisha kupata mtaji wa ubia na kufanya kazi na wajasiriamali zaidi ya elfu moja. Akiwa na shauku ya kupata uzoefu kama mwendeshaji, alijiunga na Trade X mnamo mwaka 2021 ili kuongeza juhudi zake za upanuzi, aliondoka Desemba 2022 na kuanzisha Diligence Africa na Olaide Olusoji-Oke, mfanyakazi mwenzake kutoka wa EchoVC. Mambo ya kuzingatia Baada ya kufanya kazi katika mtaji wa ubia, na kwa wanaoanza, waanzilishi wote wawili wanafahamu umuhimu wa mchakato wa kuzingatia kwa pande zote zinazohusika. Ninajua, kama mwekezaji, jinsi hiyo inavyoathiri biashara yako. Kimsingi, ni masasisho unayopata kutoka kwa makampuni yako ya kwingineko ambayo unatumia ili kutoa ripoti kwa washirika wako wachache. Na unaposhinwa kutoa maelezo ya aina hii, yanayoathiri uwezo wako wa kuchangisha baadaye Ingawa waanzilishi wengi wanaweza kushitukia wazo la mwekezaji anayefanya bidii, anasisitiza kuwa ni sehemu muhimu ya mchakato wa uwekezaji. VCs zinahitaji kupata uelewa wa kutosha wa uanzishaji kabla ya kufanya uamuzi wa uwekezaji, kwa hivyo mchakato wa bidii. Mtazamo huu ndiyo msingi wa huduma za uwekezaji: kuwahudumia wanaoanza na wawekezaji. Mchakato wa Diligence Africa unawaruhusu kuomba ripoti ya bidii kutoka kwa wanaoanza. Ombi hili lililipotolewa, jopo la Diligence Africa huwa linafanya ukaguzi wa kina wa uanzishaji na kuwasilisha taarifa na beji ya kidijitali ambayo haijahaririwa. Ikiwa unashangaa kwa nini mwanzilishi anapaswa kuhangaika kuhusu kufanya bidii katika uanzishaji wao, Thompson anaelezea kwamba inaonyesha jinsi mwanzilishi alivyo mbaya na inatoa hakikisho kwa wawekezaji watarajiwa. Lakini cha muhimu vilevile ni jukumu lake katika kuboresha uwezo wa kuanzisha na kuongeza mtaji. Kufanya uwanzilishi unaositahili kwa kampuni siyo matembezi kwenye bustani na wawekezaji wengi hawataki kufanya hivyo kwa sababu ya ukubwa wa kamati pamoja na uwezo, gharama na wakati. ""Badala yake wangemuachia mwekezaji mkuu, na mara nyingi, ambayo inazuia mazungumzo ya kutafuta pesa kwa sababu hadi mwanzilishi anaweza kupata kiongozi, karibu hakuna kinachoweza kufanyika. Na kwa hivyo tunachoweza kusema ni kwamba moja ya kazi ya mwekezaji mkuu ni kuongeza bidii kwenye kampuni, tunachukua jukumu hilo la kwanza kwenye kuanzisha Ukaguzi wa uangalifu unakusudiwa kubaini hali ya biashara na Diligence Africa inaangazia maelekezo yoyote yasiyopendeza ambayo inagundua. Hii husaidia kampuni kusalia upande wowote, kwani taarifa hufanya kazi sawa na ukaguzi wa kifedha. Waanzilishi wanaweza kushughulikia maswala yaliyotolewa na kuwafanya kuwa tayari zaidi kwa uwekezaji. ""Diligence Africa inaanzisha njia ya kwanza kabisa ya kuanza kwa bidii kwa kuwezesha waanzilishi kuomba ripoti za umakini, kuonyesha utayari wao wa kupokea uwekezaji wa mitaji kutoka kwa wawekezaji na kuongeza nafasi zao za kuvutia uwekezaji, ubia na fursa za ununuzi"". Jinsi Diligence Africa inavyofanya kazi Bila mashirika kama Diligence Africa, wawekezaji mara nyingi wanatoa sehemu fulani ya mchakato wa uchuguzi unaostahili kwa sheria au makampuni ya ukaguzi. Hata hivyo, mchakato wa moja kwa moja wa Diligence Africa unaifanya kuwa sehemu moja ya kila aina ya uangalifu unaositahili. Wateja wanaowezekana kwa kawaida huwasiliana na kampuni kupitia tovuti yake au washirika. Baada ya ombi kuhidhinishwa wanatia sahihi makubaliano ya kutofichua (NIDA) ili kulinda takwimu wanayoshiriki. Kwa waanzilishi, jopo la Diligence Africa huwa linaenda kwenye chumba chao cha takwimu kutathimini hati zao zote na kuhakikisha kuwa wamezikagua. Kwa huduma ambazo ni tofauti kutoka kwa bidii ya akili ya hatari hadi bidii ya ununuzi na bidii ya uchunguzi, wateja wanaweza kuchagua huduma mahususi wanazozihitaji. Lakini zaidi ya huduma za bidii wanazohitaji, kampuni pia hutoa huduma za CFO za sehemu na huduma za utawala/kufuata kwa wanaoanza. Changamoto, fursa na kuongeza Pendekezo la thamani la Diligence Africa limekuwa rahisi kuuzwa kwa wawekezaji, ikizingatiwa kuwa wamekuwa wakihitaji huduma hizi kila mara. Lakini haijawa hivyo kwa waanzilishi. ingawa wengi wanaelewa uwajibikaji unahusu nini, anadokeza kuwa wengi hawaoni thamani yake kwa hivyo kampuni hiyo imetilia mkazo sana elimu. Tuna mazungumzo na waanzilishi, makampuni ya VC, washirika wadogo, Mashirika ya ushauri, DFIs, n.k..ambao wengi wao wanaelewa kiini na madhumuni ya huduma zetu. Lakini tunaposhiriki uzoefu kutokana na kile kinachotokea sokoni, wanapata muktadha wa kina na utambuzi na kuelewa ni kwanini huduma zetu ni muhimu kwa ukuaji wa mfumo wa ikolojia unaoanzishwa Michakato mingi ya uanzishwaji ni miongozo, lakini Thompson anaeleza kuwa mpango ni kugeuza sehemu fulani za biashara kiotomatiki. Tunaamini kwamba kuna baadhi ya sehemu ya michakato yetu ya bidii ambayo bado itakuwa ya mwongozo kwa sababu wakati mwingine unaweza kupata taarifa bora pale unapojihusisha na mtu ana kwa ana Ikiwa na washiriki watano wa kamati na washiriki kote nchini Nigeria, Kenya, Afrika kusini na Uganda lengo la harakati la kuanzisha ni kufanya kazi na wateja zaidi katika mwaka ujao. Thompson ana imani kuwa kushuka kwa mtaji wa mradi kutaisha hivi karibuni, na wakati ambao hiyo itafanyika, anatumaini kuwa Diligence Africa ipo katika nafasi nzuri ya kufanya kazi na wanaoanza na VC wanaofanya mikataba.","Diligence Africa fẹ́ ṣe ìrànlọ́wọ́ fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ àti àwọn olùkówólókòwò ilẹ̀ Africa láti ṣe ìpinnu ìkówólókòwò tí ó ṣe fáfá Wọ́n ti fẹ̀sùn kan Charlie Javice ní oṣù Karùn-ún ọdún 2023 pé ó lu Morgan Chase ní jìbìtì. Báǹkì náà ra Frank — ilé-iṣẹ́ àdìdeelẹ̀ aṣèrànwọ́ owó Javice — fún mílíọ̀nù $175, ṣùgbọ́n wọ́n padà rí i pé wọ́n dọ́gbọ́n sí iye àwọn aṣàmúlò, wọn ò tó iye tí wọ́n pè wọ́n. Irú ìṣẹ̀lẹ̀ bẹ́ẹ̀ wọ́pọ̀. Elizabeth Holmes ń ṣẹ̀wọ̀n ọlọ́dún-mọ́kànlá lọ́wọ́lọ́wọ́ báyìí. Wọ́n rí i pé Holmes, ẹni ọdún 39, jẹ̀bi ẹ̀sùn jìbìtì ìṣàmúlò ayélujára lẹ́yìn tí àwọn àbọ̀ fihàn pé ìmọ̀-ẹ̀rọ Theranos kò ṣiṣẹ́ bí wọ́n ti ṣe polowo rẹ̀. Bákan náà, wọ́n fi ẹ̀sùn ọ̀daràn mẹ́jọ kan Sam Bankman-Fried, Aláṣẹ àti Olùdarí ìkànnì ìpààrọ̀ owó àkósódù FTX tẹ́lẹ̀, tí ìfèrúgbówópámọ́, jìbìtì ìní adewómọ́lẹ̀, àti ọjà. Èyí tí ó súnmọ́ ilé, Prince Boakye Boampong, Aláṣẹ àti Olùdarí Dash, ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètòòṣúná ilẹ̀ Ghana, tí wọ́n pé wọ́n dá dúró lẹ́nu iṣẹ́ fún ìjjábọ̀ ètò owó òfegè. Ohun tí àwọn ìṣẹ̀lẹ̀ mẹ́rẹ́ẹ̀rin wọ̀nyìí ní lápapọ̀ ni àwọn olùdásílẹ̀ ilé-iṣẹ́ àdìdeelẹ̀ tí wọ́n ní ìwà ìbàjẹ́ kí wọ́n tó gba owó ìdókòwò láti ìta àbí lẹ́yìn tí wọ́n gbà á. Ṣùgbọ́n nǹkan mìíràn tí wọ́n tún jọ ní ni ohun tí a lè pè ní àìlákíyèsí àwọn olùkówólókòwò. Bí ó ti ṣe rí àgbàjọ bílíọ̀nù $2 lọ́wọ́ àwọn olùkówólókòwò tí wọ́n gbajúmọ̀, àwọn kan ò kówó lé FTX látààrí àwọn ìléujà tí wọ́n rí nígbà tí ṣe àkíyèsí. Alex Pack, Alábàáṣe Olùṣàkóso ní Hack VC sọ fún CNBC pé ilé-iṣẹ́ òun ṣe àwárí ìpàdánù ńlá kan tí àwọn ti ń gbìyànjú láti mọ bí ó ṣe jẹ́ nígbà tí wọ́n ṣe àkíyèsí dáadáa láàárín 2018 àti 2019. Àwọn ìròyìn báyìí ni ó fún àwọn obìnrin méjì ní kóríyá láti bẹ̀rẹ̀ Diligence Africa, ilé-iṣẹ́ àdìdeelẹ̀ tí ó ń ran àwọn olùdásílẹ̀ àti àwọn olùkówólókòwò pẹ̀lú ètò ìṣàkíyèsí tí ó yẹ. Ìṣààtò ìkówólókòwò kékeré fún ìpín ìdókòwò gẹ́gẹ́ bí i àjèjì Ọ̀nà tí o ní ètò ti wà fún ọ láti tọ̀ bí o bá fẹ́ di dókítà. Ní ọ̀pọ̀ àyè ní àgbáyé, ìyẹn á bẹ̀rẹ̀ pẹ̀lú kíka ìwé iṣẹ́ ọlọ́dún-márùn-ún. Bẹ́ẹ̀ náà ló ṣe rí bí o bá fẹ́ di agbẹjọ́rò. Ṣùgbọ́n bí o bá fẹ́ ṣiṣẹ́ ní ẹ̀ka ìkówólókòwò kékeré fún ìpín ìdókòwò ńkọ́? Kínni o ní láti mọ̀? Ǹjẹ́ àwọn iṣẹ́ àyànṣe kan wà tí o lè ṣe ní yunifásitì? Ìwọ̀nyìí ní díẹ̀ nínú àwọn ìbéèrè tí ó bo ọkàn Damilola Thompson nígbà tí ó pinnu láti ṣiṣẹ́ ní ẹ̀ka ìkówólókòwò kékeré fún ìpín ìdókòwò. Thompson tí ó jẹ́ agbẹjórò bẹ̀rẹ̀ iṣẹ́ òòjọ́ rẹ̀ nípa ṣíṣe ìrànwọ́ ìmúwẹgbẹ́ àti àwọn ọ̀rọ̀ òfin mìíràn fún àwọn olùṣòwò, ṣùgbọ́n kò pẹ́ tí ó fi rí bátánì kan. Ọ̀pọ̀ nínú wọn ni wọ́n ní àwọn ọ̀nà ìṣàkójọ owó tí ó ní gbèdéke yàtọ̀ fún ẹ̀yáwó ní báǹkì. Níbi tí ó ti ń wá ọ̀nà láti ṣe ìrànlọ́wọ́, ó ṣe ìwádìí ọ̀nà àtiwá-owó ìrànwọ́ ni ó ti rí àròkọ kan nípa ilé-iṣẹ́ àdìdeelẹ̀ kan tí ó ṣe àgbàjọ owó lọ́wọ́ àwọn olùkówólókòwò kékeré fún ìpín ìdókòwò. Ìyẹn ni ó mú u mọ ẹ̀ka ìkówólókòwò kékeré fún ìpín ìdókòwò. Lẹ́yìn oṣù díẹ̀, Eghosa Omoigui bi ilé-iṣẹ́ amòfin tí ó ti bá ṣiṣẹ́ láti wá dúró gẹ́gẹ́ bí i olùdámọ̀ràn fún owó ìrànwọ́ tuntun fún òkòwò rẹ̀, EchoVC. ""Gẹ́gẹ́ bí i agbẹjọ́rò, ìkópa oníbàárà máa jẹ́ alájọṣepọ̀ ni. Lọ́gán tí o bá ti parí ìfọ̀rọ̀wérọ̀ lórí ìwé àdéhùn ìṣòwò àti àwọn ìwé-ìpamọ́ ìkówólókòwò, o máa fa ìdúnàádúrà náà lé alábàáṣe tí ó ń darí ìkówólókòwò náà ni, òun ni yóò wá máa ṣàkóso ìbáṣepọ̀ láàárín àwọn olùṣòwò. Mo ti ṣe ìyẹn fún ọjọ́ pípẹ́ tí mo fi mọ̀ pé níbi ṣíse iṣẹ́ pẹ̀lú àwọn olùṣòwò tààrà àti ṣíṣe ìrànwọ́ fún wọn láti wá ọ̀nà ìṣe wọn gan ni ọkàn mí wà."" Bí ó ti ṣe mọ èyí, ó bẹ̀rẹ̀ sí ní ṣe ìwádìí bí agbẹjọ́rò ṣe lè ṣiṣẹ́ ní ẹ̀ka ìkówólókòwò kékeré fún ìpín ìdókòwò. Àwárí rẹ̀ ni ó mú u lọ sí ibi àwọn iṣẹ́ àyànṣe orí ayélujára àti àwọn ìwé, ṣùgbọ́n lẹ́yìn ìgbà tí ó ti parí wọn, ó rí i pé òun kò tí ì ní ìrírí iṣẹ́ níbẹ̀. Ìgbésẹ̀ tí ó ṣe lẹ́yìn náà ni láti máa lọ sí àwọn ayẹyẹ ilé-iṣẹ́ àdìdeelẹ̀, láti sọ̀rọ̀, tí ó sì ń bá àwọn èèyàn sọ̀rọ̀ nípa bí ó ṣe lè ran òkòwò àdìdeelẹ̀ wọn lọ́wọ́. Lẹ́yìn àwọn ìtàkúsọ̀rọ kan, ó rí ipò kan gbà ní EchoVC gẹ́gẹ́ bí i olùdámọ̀ràn inú-ilé. Láàárín ọdún márùn-ún tí ó tẹ̀lé e, ó ti ṣe oríṣiríṣi iṣẹ́, tí ipò tí ó dìmú gbẹ̀yìn sì jẹ́ Olùkówólókòwò àti igbákejì ààrẹ fún ìdàgbàsókè ilé-iṣẹ́. Nígbà tí ó wà ní EchoVC, ó dá Ventures Dialogue sílẹ̀ — ilé-iṣẹ́ aláìwá-èrè — pẹ̀lú àwọn ọ̀rẹ́ kan láti lè ṣe ìrànlọ́wọ́ láti ṣe àgbàjọ owó ìdókòwò agbàpín-òwò fún àwọn olùdásílẹ̀ ilé-iṣẹ́ àdìdeelẹ̀ tí ó sì ṣiṣẹ́ pẹ̀lú àwọn olùṣòwò tí wọ́n ju ẹgbẹ̀rún kan lọ. Pẹ̀lú aáyan láti ní ìrírí gẹ́gẹ́ bí i oníṣẹ́, ó dara pọ̀ mọ́ TradeX ní ọdún 2021 láti darí ìgbìyànjú ìmúgbòòrò rẹ̀, ó kúrò ní oṣù Kẹwàá ọdún 2022 láti dá Diligence Africa sílẹ̀ pẹ̀lú Olaide Olusoji-Oke, alájọṣiṣẹ́pọ̀ rẹ̀ kan nígbà tí ó wà ní EchoVC. Àkíyèsí tí ó tọ́ ṣe pàtàkì. Bí wọ́n ti ṣe ṣiṣẹ́ ní ẹ̀ka ìkówólókòwò kékeré fún ìpín ìdókòwò àti pẹ̀lú àwọn ilé-iṣẹ́ àdìdeelẹ̀, àwọn olùdásílẹ̀ méjéèjì ti mọ ipa tí ètò àkíyèsí tí ó tọ́ ṣe ti ṣe pàtàkì fún gbogbo àwọn olùkópa. ""Mo mọ̀, gẹ́gẹ́ bí i olùkówólókòwò, bí ìyẹn ṣe ní ipa lórí òkòwò rẹ. Pàtàkì jùlọ, àwọn ìròyìn tuntun tí o bá ń gbà láti àwọn ilé-iṣẹ́ agbowó-ìdókòwò ni o máa lò láti pèsè àbọ̀ fún àwọn alábàáṣe olùkówólókòwò rẹ. Bí o ò bá ti wá lè pèsè irú ìwífún báyìí, yóò ní ipa lórí aáyan rẹ láti ṣe àgbàjọ owó bí ó bá yá,"" Bí ó tilẹ̀ jẹ́ pé àwọn olùdásílẹ̀ kan lè fẹ́ tako ��ròńgbá olùkówólókòwò láti ṣe àkíyèsí alátẹ̀lé, ó tún tẹnu mọ́ ọ pé ó jẹ́ ìgbésẹ̀ pàtàkì nínú ètò ìkówólókòwò. Àwọn akówólókòwò gbàpín-òwò ní láti ní ìmọ̀ tí ó kún nípa ilé-iṣẹ́ àdìdeelẹ̀ kan kí wọ́n tó ṣe ìpinnu ìkówólókòwò, torí náà àkíyèsí tí ó tọ́ ṣe pàtàkì. Ìròrí báyìí ni ó jẹ́ kókó àwọn iṣẹ́ ilé-iṣẹ́ àdìdeelẹ̀ náà: ṣíṣe iṣẹ́ fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ àti àwọn olùkówólókòwò. Ètò Diligence Africa yóò gbà wọ́n láyè láti bèèrè àbọ̀ àkíyèsí tí ó pé lọ́wọ́ àwọn ilé-iṣẹ́ àdìdeelẹ̀. Bí wọ́n bá ti ṣe ìbéèrè yìí, ìgbìmọ̀ Diligence Africa yóò ṣe àtúnyẹwò fínnífínní nípa ilé-iṣẹ́ àdìdeelẹ̀ náà tí yóò sì tẹ́ pẹlẹ rẹ̀ pẹ̀lú àbọ̀ àti báàjì díjítà aláìṣeéyí kan. Bí o bá ń ṣe ààhin ìdí tí ó fi yẹ kí àwọn olùdásílẹ̀ ilé-iṣẹ́ àdìdeelẹ̀ ṣe àkíyèsí kíkún nípa òkòwò àdìdeelẹ̀ wọn, Thompson ṣàlàyé pé ó máa ń ṣe àfihàn bí olùdásílẹ̀ ti ṣe mú u ní ọ̀kúnkúndùn sí ni, tí ó sì máa ń fún ẹni tí ó fẹ́ kówó lé òkòwò náà ní ìbàlẹ̀-ọkàn dé àyè kan. Ṣùgbọ́n ohun tí ó tún ṣe pàtàkì bákan náà ni ipa tí ó ń kó láti mú àǹfààní ilé-iṣẹ́ àdìdeelẹ̀ láti ṣe àgbàjọ owó ìbẹ̀rẹ̀ iṣẹ́ dára sí i. Ṣíṣe àkíyèsí tí ó tọ́ lórí ilé-iṣẹ́ kan kì í ṣe erémọdé tí ọ̀pọ̀ àwọn olùkówólókòwò kò sì kí í fẹ́ ṣe é fún àwọn ìdí bí i iye àwọn òṣìṣẹ́ àti agbára wọn, owó, àti àsìkò. ""Wọ́n máa dá ìyẹn dá adarí akówólókòwò, tí ó sì jẹ́ pé ọ̀pọ̀ ìgbà, ìyẹn máa ń dá ọ̀rọ̀ nípa ìṣàgbàjọ owó ìrànwọ́ dúró nítorí ó máa tó di ìgbà tí olùdásílẹ̀ bá tó rí adarí ni, bí bẹ́ẹ̀ kọ́, kò fẹ́rẹ̀ sí ohun ṣíṣe. Torí náà, ohun tí à ń sọ ni pé níwọ̀n ìgbà tí ó ṣe pé ọ̀kan lára àwọn iṣẹ́ adarí akówólókòwò ni láti ṣe àkíyèsí ìfimúfínlẹ̀ nípa ilé-iṣẹ́ náà, ìyẹn máa jẹ́ iṣẹ́ tiwa láti ṣe àkíyèsí ìfimúfínlẹ̀ nípa àwọn ilé-iṣẹ́ àdìdeelẹ̀."" Àyẹ̀wò àkíyèsí ni yóò jẹ́ kí á mọ ipò tí òkòwò kan wà, Diligence Africa yóò sì ṣe àfihàn-tẹpẹmọ́ èyíkéyìí ìwífún àìdùnmọ́ni tí ó bá rí. Èyí yóò mú kí ilé-iṣẹ́ náà ò má ṣe ojúsàájú, nítorí àbọ̀ náà dà gẹ́gẹ́ bí i àyẹ̀wò ìwé-ajé ni. Àwọn olùdásílẹ̀ lè wá yanjú àwọn ìléujà tí wọ́n rí, èyí tí yóò mú wọn wà ní ìgbaradì fún ìkówólókòwò. ""Diligence Africa ń ṣáájú ètò ìṣàkíyèsí ìfimúfínlẹ̀ amúléeṣẹ́ àdìdeelẹ̀ gbáradì àkọ́kọ́ nípa mímú àwọn olùdásílẹ̀ bèèrè àbọ̀ àkíyèsí ìfimúfínlẹ̀ láti yanjú ìsòro ṣáájú, èyí tí ó ń fi ìmúrasílẹ̀ láti gba owó ìrànwọ́ òkòwò agbàpín-òwò láti ọwọ́ àwọn akówólókòwò àti láti mú àǹfààní láti fa olùkówólókòwò, àwọn alábàáṣepọ̀ mọ́ra, àbí àwọn àǹfààní ìràpíngbàkóso láti pọ̀ sí i. Bí Diligence Africa ṣe ń ṣiṣẹ́ Láìsí àwọn ilé-iṣẹ́ bí i Diligence Africa, àwọn olùkówólókòwò yóò máa gbé àwọn iṣẹ́ kọ̀ọ̀kan tí wọ́n jẹ mọ́ ìṣàkíyèsí afimúfínlẹ̀ fún àwọn ilé-iṣẹ́ amòfin àbí àwọn ilé-iṣẹ́ aṣàyẹ̀wò. Ṣùgbọ́n ètò iṣẹ́ Diligence Africa tí kò ní kọ́nún-n-kọ́họ kankan nínú ni o jẹ́ kí ó jẹ́ ibi àńyàsí fún gbogbo irú ìṣàkíyèsí afimúfínlẹ̀. Àwọn tí wọ́n lè jẹ́ oníbàárà sábà máa ń kàn sí ilé-iṣẹ́ náà láti orí ibùdó ìtakùn rẹ̀ àbí àwọn alábàáṣe rẹ̀. Lọ́gàn tí wọ́n bá ti fọwọ́ sí ìbéèrè kan, wọ́n máa buwọ́ lu ìwé-àdéhùn ìbàṣírí ìwífún (NDA/III) láti dáàbò bo dátà tí wọ́n jọ ní papọ̀. Fún àwọn olùdásílẹ̀, ìgbìmọ̀ Diligence Africa yóò wọ yára àká dátà wọn láti ṣe àyẹ̀wò gbogbo ìwé-ìpamọ́ wọn àti láti rí i dájú pé wọ́n kún ojú òṣùwọ̀n. Pẹ̀lú àwọn ètò iṣẹ́ tí wọ́n bẹ̀rẹ̀ láti àkíyèsí onímọ̀ nípa ewu sí ìṣàkíyèsí ìdúnàádúrà àtí ìṣàkíyèsí afimúfínlẹ̀, àwọn oníbàárà lè yan irú iṣẹ́ tí wọ́n nílò. Ṣùgbọ́n ju àwọn iṣẹ́ ìṣàkíyèsí lọ, ilé-iṣẹ́ náà tún ń pèsè àwọn iṣẹ́ Adarí Ètò Owó onídàáye àti àwọn iṣẹ́ ìṣàkóso/ìmétòoṣẹ́bófinmu fún àwọn ilé-iṣẹ́ àdìdeelẹ̀. Àwọn ìpènijà, àwọn àǹfààní, àti ìmúkẹ́sẹjárí Àǹfààní iṣẹ́ tí Diligence Africa ń filọ̀ jẹ́ ọjà tí ó ń tà wàràwàrà lọ́dọ̀ àwọn olùkówólókòwò,pẹ̀lú bí ó ṣe jẹ́ pé àwọn ni wọ́n máa ń nílò àwọn iṣẹ́ wọ̀nyìí. Ṣùgbọ́n kò fi bẹ́ẹ̀ rí bákan náà fún àwọn olùdásílẹ̀. Nígbà tí ọ̀pọ̀ ní òye ohun ìṣàkíyèsí fínnífínní jẹ́, ó tọ́ka pé ọ̀pọ̀ ni kò rí ìwúlò rẹ̀ nítorí náà ilé-iṣẹ́ náà ti ń ṣe àtẹnumọ́ ẹ̀kọ́ rẹ̀. ""À ń bá àwọn olùdásílẹ̀ sọ̀rọ̀, àwọn ilé-iṣẹ́ akówólókòwò-gbàpín-òwò, àwọn Alábàáṣe onígbà, àwọn ilé-iṣẹ́ abánidámọ̀ràn, àwọn ilé-iṣẹ́ aṣètòòṣúná fún ìdàgbàsókè, abbl. , tí ọ̀pọ̀ nínú wọn sì ní òye pàtàkì àti ìwúlò àwọn iṣẹ́ wa. Ṣùgbọ́n nígbà tí a bá ń sọ àwọn ìrírí tí wọ́n ń ṣẹlẹ̀ ní ọja gangan fún wọn, wọ́n tún máa ní òye ìjìnlẹ̀ tí wọ́n sì máa nímọ̀ púpọ̀ tí ohun tí ó mú àwọn iṣẹ́ wa ṣe pàtàkì sí ìdàgbàsókè àwùjọ ilé-iṣẹ́ àdìdeelẹ̀ yóò sì yé wọn sí i."" Ọ̀pọ̀ nínú àwọn ìlànà iṣẹ́ àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní wọ́n jẹ́ àfọwọ́ṣe, ṣùgbọ́n Thompson ṣàlàyé pé ètò náà ni láti mú àwọn apa kan nínú òkòwò di adáṣiṣẹ́. ""A ní ìgbàgbọ́ pé díẹ̀ lára àwọn iṣẹ́ ìṣàkíyèsí wa yóò sì jẹ́ àfọwọ́ṣe nítorí pé nígbà mìíràn, bí o bá rí onítọ̀hùn gan tí ẹ jọ fi wérọ̀ ni o máa rí ìwífún tí ó dára jùlọ."" Pẹ̀lú ọmọ ẹgbẹ́ ìgbìmọ̀ márùn-ún àti àwọn alábàáṣe jákèjádò orílẹ̀-èdè Nigeria, Kenya, South Africa àti Uganda, ìlépa kíákíá ilé-iṣẹ́ àdìdeelẹ̀ náà ni láti ṣiṣẹ́ pẹ̀lú àwọn oníbàárà tí wọ́n pọ̀ sí i ní ọdún tí ó ń bọ̀. Ó dá Thompson lójú pé sún-kẹrẹ fà-kẹrẹ ní ẹ̀ka ìkówólókòwò kékeré fún ìpín ìdókòwò yóò tó wá sí òpin, nígbà tí ìyẹn bá sì ṣẹlẹ̀, ó ní ìrètí pé Diligence Africa ti wà ní ìgbaradì láti ṣiṣẹ́ pẹ̀lú àwọn ilé-iṣẹ́ àdìdeelẹ̀ àti àwọn akówólókòwò-gbàpín-òwò láti ṣe àdéhùn ìṣòwò.","I-Diligence Africa ifuna ukusiza abaqalayo base-Afrika kanye nabatshalizimali ukuthi benze izinqumo zokutshala izimali ezihlakaniphile UCharlie Javice wabekwa icala ngoNhlaba wezi-2023 ngokuqola uJP Morgan Chase. Ibhange lalithole uFrank - usizo lwezezimali luka-Javice lokuqala - ngamadola ayizigidi ezingu-175, kodwa lathola ukuthi izinombolo zabasebenzisi zikhishwe kakhulu ngaphandle kwesilinganiso. Izehlakalo ezinjalo azivamile. U-Elizabeth Holmes kumanje udonsa isigwebo seminyaka eyi-11. UHolmes, ona-39, utholwe enecala lokukhwabanisa ngemuva kokuba imibiko iveze ukuthi ubuchwepheshe bukaTheranos abuzange busebenze njengoba bebukhangisiwe. Ngokufanayo, u-Sam Bankman-Fried, owayeyi-CEO yezokushintshaniswa kwebhukunyazi, i-FTX, ubhekene namacala ayisishiyagalombili obugebengu, ahlanganisa ukushushumbisa imali, izibambiso, nokukhwabanisa kwempahla. Eduze kwasekhaya, uPrince Boakye Boampong, oyi-CEO ye-Dash, i-fintech yaseGhana eqalayo, kusolwa ukuthi umisiwe ngenxa yokubika okungekona ngezezimali. Okufanayo ngalezi zigameko ezine ngabasunguli bamabhizinisi asaqala abaziphethe ngendlela engajabulisi ngaphambi noma ngemuva kokuthola utshalomali lwangaphandle. Kodwa okunye abafana ngakho konke okubonakala kuwukunganaki kwabatshalizimali. Naphezu kokuqoqa cishe amaRandi ayizigidi eziyizinkulungwane ezimbili ohlwini lwabatshalizimali olugcwele izinkanyezi, abanye baphumelele ekutshaleni imali ku-FTX ngenxa yokukhathazeka okutholwe ngesikhathi kwenziwa ngokucophelela. U-Alex Pack, onguMphathi we-Hack VC utshele i-CNBC ukuthi inkampani yakhe ilahlekelwe okukhulu abakuthola kunzima ukuba bakuqonda ngenkathi beyicophelela phakathi kuka-2018 no-2019. Izindaba ezinjengalezi zinikeze ugqozi kwabesifazane ababili ukuthi baqale i-Diligence Africa, ibhizinisi elisafufusa elisiza abasunguli nabatshalizimali ngenqubo yokukhuthala. Ukuthola imali yokuqala ibhizinisi njengomuntu wangaphandle Kunendlela echaziwe okufanele uyithathe uma ufuna ukuba udokotela. Ezingxenyeni eziningi zomhlaba, lokho kuqala ngokufunda izifundo zeminyaka emihlanu. Kuyinto efanayo uma ufuna ukuba ummeli. Kodwa kuthiwani uma ufuna ukusebenza kwezezimali yokuqala ibhizinisi? Yini okudingeka ukuba ukwazi? Ingabe zikhona izifundo ongazifunda enyuvesi? Lena ngeminye yemibuzo ekhungethe uDamilola Thompson lapho enquma ukusebenza kwezezimali yokuqala ibhizinisi. Ummeli, uThompson waqala umsebenzi wakhe wokusiza osomabhizinisi ngokuhlanganisa nezinye izindaba zomthetho, kodwa ngokushesha wabona ukuhlobana. Abaningi babo babenezinketho ezinomkhawulo zezimali ngaphandle kwezimalimboleko ezivela emabhange okuhweba. Efuna izindlela zokusiza, wacwaninga ezinye izindlela zokuthola imali futhi wazithola esehlangabezana nesihloko esimayelana nebhizinisi elisafufusa alathola imali kongxiwankulu. Lokho kwaba indlela angena ngayo kwezezimali zokuqala amabhizinisi. Ezinyangeni ezimbalwa kamuva, u-Eghosa Omoigui, wacela inkampani yabameli ayesebenza nayo ukuba ibe ngabaluleki besikhwama sakhe esisha, i-EchoVC. “Njengommeli, ukuxoxisana namakhasimende kuyasebenza kakhulu. Uma usuqedile ukuxoxisana ngamaphepha okusebenza kanye namadokhumenti okutshalwa kwezimali, ngokuvamile udlulisela umsebenzi kumlingani ophethe ukutshalwa kwezimali, obese ephatha ubudlelwano nosomabhizinisi. Ngikwenze lokho isikhathi eside ngokwanele ngabona ukuthi uthando lwami bewukusebenza ngqo nosomabhizinisi futhi ngibasize baqonde uhambo lwabo yonke indlela. "" Ngalokhu, waqala ukucwaninga ukuthi ummeli angaba kanjani i-VC. Ukucwaninga kwakhe kwamholela ezifundweni ze-inthanethi nezincwadi, kodwa ngemuva kokuzifunda, waqaphela ukuthi wayengenaso isipiliyoni kulokhu. Isenzo sakhe esilandelayo bekuwukuqala imicimbi, ukukhuluma, nokutshela abantu ukuthi angabasiza kanjani abaqalayo. Ezinye izingxoxo kamuva, wabamba iqhaza e-EchoVC njengomeluleki wezangaphakathi. Eminyakeni emihlanu eyalandela, ubegqoke izigqoko ezihlukene, indima yakhe yokugcina kwaba nguMtshalimali kanye nephini likamongameli wezokuthuthukiswa kwamabhizinisi. Ngesikhathi ese-EchoVC, wasungula i-Ventures Dialogue - engenzi nzuzo - nabangane abathile ukuze basize abasunguli bamabhizinisi asaqala abalungiselela ukukhulisa imali yebhizinisi futhi basebenze nosomabhizinisi abangaphezu kwenkulungwane. Elangazelela ukuthola ulwazi njengomsebenzi, wajoyina i-Trade X ngo-2021 ukuze ahole imizamo yayo yokwandisa, eshiya ngoZibandlela wezi-2022 ezoqala i-Diligence Africa no-Olaide Olisoji-Oke, owayenguzakwabo esasebenza e-EchoVC. Ukucophelela kubalulekile Njengoba sebesebenze kwezezimali zokuqala ibhizinisi nosomabhizinisi abasafufusa, bobabili abasunguli bayazi ngokubaluleka kwenqubo yokukhuthala kwabo bonke abathintekayo. “Ngiyazi, njengomtshalizimali, ukuthi lokho kulithinta kanjani ibhizinisi lakho. Empeleni, yizibuyekezo ozithola ezinkampanini zakho zephothifoliyo ozisebenzisayo ukuze unikeze imibiko kozakweNU abalinganiselwe. Futhi uma ungakwazi ukunikeza lolu hlobo lolwazi, kuba nomthelela emzamweni yakho yokuthola imali ngokulandelayo.” Nakuba abanye abasunguli bengase bawushaye indiva umcabango womtshalizimali osebenza ngokuzikhandla, uyagcizelela ukuthi kuyingxenye ebalulekile yenqubo yokutshala imali. Ama-VC adinga ukuqonda okwanele ngamabhizinisi asaqala ngaphambi kokwenza isinqumo sokutshala izimali, yingakho kufanele balandelisise inqubo yokufanele. Lesi simo sengqondo sakha isesekelo samabhizinisi asaqala: ukukhonza iziqalo nabatshalizimali. Inqubo ye-Diligence Africa ibavumela ukuthi bacele umbiko wokuzikhandla kwabaqalayo. Lapho lesi sicelo senziwe, ithimba le-Diligence Africa lenza ukubuyekezwa okuphelele kwamabhizinisi asaqala futhi lethule umbiko kanye nebheji yedijithali engahleleki. Uma uzibuza ukuthi kungani umsunguli webhizinisi elisafufusa kufanele azikhathaze ngokuqhuba ngokucophelela lapho eqala, u-Thompson uyachaza ukuthi kukhombisa ukuthi umsunguli ubucayi kangakanani, futhi kunikeza isiqinisekiso kwabangaba abatshalizimali. Kodwa okubaluleke ngokulinganayo indima yayo ekuthuthukiseni ikhono lebhizinisi elisafufusa lokukhulisa imali. Ukwenza ngokucophelela enkampanini akukona ukuhambahamba epaki futhi abatshalizimali abaningi abafuni ukukwenza ngezizathu ezihlanganisa usayizi weqembu namandla, izindleko, nesikhathi. “Bekungashiya lokho kumtshali-zimali oholayo, futhi ezikhathini eziningi, lokho kumisa izingxoxo zokuqoqwa kwezimali ngoba kuze kube umsunguli engathola ukuhola, cishe akukho okungenziwa. Ngakho-ke esikushoyo ukuthi njengoba omunye wemisebenzi yomtshalizimali oholayo uwukukhuthalela inkampani, sithatha lowo msebenzi wokuqala wokuzikhandla ukuze siqalise."" Ukuhlola ngokucophelela kuhloselwe ukuthola isimo sebhizinisi, futhi i-Diligence Africa igqamisa noma yimiphi imininingwane engakhangi eyitholayo. Lokhu kusiza inkampani ukuthi ihlale ingathathi hlangothi, njengoba umbiko usebenza ngendlela efanayo nasekucwaningweni kwezimali. Abasunguli bangakwazi ke ukubhekana nokukhathazeka okuveziwe, okubenza bakulungele kakhulu ukutshalwa kwezimali. ""I-Diligence Africa ivula ipayipi lokuqala ngqa lokuqalisa umsebenzi okulungele ngokunika amandla abasunguli ukuthi bacele ngokushesha imibiko yokukhuthala, babonise ukulungela kwabo ukuthola ukutshalwa kwezimali kwebhizinisi kubatshalizimali kanye nokwandisa amathuba abo okuheha ukutshalwa kwezimali, ubudlelwano, noma amathuba okuthola imali. Isebenza kanjani i-Diligence Africa Ngaphandle kwezinhlangano ezifana ne-Diligence Africa, abatshalizimali bebevame ukunikeza izingxenye ezithile zenqubo yokukhuthala kwabomthetho noma emafemini acwaningayo. Kodwa-ke, inqubo ye-Diligence Africa eqondile iyenza ibe yindawo eyodwa yazo zonke izinhlobo zokukhuthala okufanele. Amakhasimende angaba khona ngokuvamile athintana nenkampani ngewebhusayithi yayo noma ozakwethu. Uma isicelo sesivunyiwe, basayina isivumelwano sokungadaluli (i-NDA) ukuze bavikele imininingo ababelana ngayo. Kwabasunguli, ithimba le-Diligence Africa liya endaweni ababeka khona imininingo ukuze lihlole wonke amadokhumenti abo futhi liqinisekise ukuthi liyahlola. Ngemisebenzi esukela ekukhuthaleleni ubuhlakani bengozi ukuya ekukhuthaleleni okwenziwe kanye nokukhuthala kophenyo, amaklayenti angakhetha izinsizakalo ezithile azidingayo. Kepha ngale kwezinsizakalo zokukhuthala okufanele, inkampani iphinde inikeze ngezinsizakalo ze-CFO eziyingxenye kanye nezinsizakalo zokubusa/zokuthobela zokuqalisa. Izinselelo, amathuba, kanye nokukala Isiphakamiso se-Diligence Africa sibe yinto edayiswa kalula kubatshalizimali, uma kubhekwa ukuthi bebelokhu bedinga lezi zinsiza. Kodwa akuzange kufane nabasunguli. Yize abaningi beqonda ukuthi ukukhuthala kuhlanganisani, uveze ukuthi abaningi abakuboni ukubaluleka kwayo ngakho inkampani igxile kakhulu emfundweni. “Sinezingxoxo nabasunguli, amafemu e-VC, Ozakwethu Abalinganiselwe, amafemu abelulekayo, ama-DFI, njll., abaningi babo bayayiqonda ingqikithi nenjongo yomsebenzi wethu. Kodwa uma sabelana ngolwazi ngalokho okwenzeka emakethe, bathola umongo ojulile kanye nokuqaphela futhi baqonde ukuthi kungani izinsizakalo zethu zibalulekile ekukhuleni kohlelonhlaliswano yokuphilayo nokungaphili yokuqala ibhizinisi. "" Izinqubo eziningi zokuqala ibhizinisi ziyimanuwali, kodwa uThompson uchaza ukuthi uhlelo lokwenza izingxenye ezithile zebhizinisi ngokuzenzakalelayo. “Sikholelwa ukuthi kunengxenye yezinqubo zethu zokukhuthala ezisazokwenziwa mathupha ngoba ngezinye izikhathi ungathola ulwazi olungcono kakhulu uma uzibandakanya nomuntu mathupha.” Njengoba sinamalungu eqembu amahlanu kanye nozakwethu kulo lonke elaseNigeria, Kenya, South Africa, nase-Uganda, umgomo osheshayo wokuqala ibhizinisi ukusebenza namakhasimende engeziwe ngonyaka ozayo. U-Thompson uyaqiniseka ukuthi ukwehla kwemali yokuqala ibhizinini kuzophela maduze, futhi uma lokho kwenzeka, uthemba ukuthi i-Diligence Africa ibekwe kahle ukuze isebenze nabaqalayo kanye nama-VCs enza izivumelwano."
+"የኡበር የመጀመሪያ ትርፍ በ14 ዓመታት ውስጥ ሜታ ፐርሰንስ የሚባሉ የሰው-ደረጃ ኤአይ ቻትቦቶችን ማስጀመር ይፈልጋል። በመሰረቱ፣ የቻትቦቱ ባህርይ ይኖረዋል። አንዳንድ የሜታ ሠራተኞች የአብርሃም ሊንከን ባሕርይ ያለው ቻትቦት ፕሮቶታይፕ እንዳለ ተናግረዋል። ቻት ቦት ሜታ ለአሁናዊ ዜናዎች እና ለሌሎች መድረኮች የማቆያ ዕቅድ አካል ነው። ምንም ጥርጥር የለውም 2023 የማርክ ዙከርበርግ ""ትልቅ መስራት ወይም ወደ ቤት ይሂዱ ዓመት"" ነው፣ ነገር ግን ምን እንደሚሆን እንመልከት። ከሜታ ርቄ ፣ዛሬ ለአንተ ያለኝን እነሆ: ትራክሽን 6 ሚሊዮን ዶላር ዘር የኡበር የመጀመሪያ ትርፍ ኪዳክስ ከፕለይ ስቶር ዝርዝር ተነስቶል ትራክሽን 6 ሚሊዮን ዶላር ዘር ትናንሽ የንግድ ድርጅቶች የዲጂታል የፋይናንስ አገልግሎቶችን በቀላሉ ማግኘት እንዲችሉ የሚያደርገው ትራክሽን የተባለ የናይጄሪያ ፊንቴክ መነሻ፣ በፓን አፍሪካ ኢንቨስተር፣ በቬንቸርስ ፕላቶ እና በአብዛኛ በጋራ በሚመራ ዘር ዙር 6 ሚሊዮን ዶላር አከማችቷል። ፒ 1 ቬኔንቸርስ በዙሩ ላይም ተሳትፈዋል። ማዮዋ ኦሊ እና ዶላፖ አዴጁዩቤ በ 2020 የተመሰረተው፣ ይህ መድረክ፣ ትናንሽ የንግድ ድርጅቶች የሽያጭ መዝገቦችን እንዲመዘግቡ፣ የግብይት እቃዎችን ለመያዝ፣ ደንበኞችን ለማስተዳደር እና ክፍያዎችን ለመቀበል በፖስ ተርሚናል እንዲጠቀሙ ይረዳል። በማኪንሲ የሠለጠኑት መሥራቾች በናይጄሪያ የገንዘብ መጠን እንዲጨምር ማድረግ የሚቻልባቸው መንገዶችን ካሰባሰቡ በኋላ የመጀመር ሐሳብ አግኝተዋል። ለቴክ ክራንች ባንኮች ለእነሱ የሚሠራውን ዓይነት የገንዘብ አገልግሎቶች ለመፍጠር የሚያስችላቸውን ትናንሽ የንግድ ድርጅቶች እንደማይረዱ ነገሯቸው ። ከ ኦፐይ፣ሞኒፖይንት እና ሌሎች ተወዳዳሪዎቹ በተለየ ፣ትሪክሽን የወኪል-ባንክ ሞዴል አይጠቀምም። መፍትሄው የተገነባው ከመጀመሪያው ለነጋዴዎች ነው፣ ትርጉሙም ፖስ ያለው ማንኛውም ሰው የባንክ ወኪል ሳይሆን አነስተኛ የንግድ ባለቤት ነው ማለት ነው። ይህ ሥራ በአሁኑ ጊዜ በናይጄሪያ ከ70,000 የሚበልጡ የንግድ ድርጅቶችን የሚያገለግል ሲሆን ₦ 2 ቢልዮን( 2.6 ሚሊዮን ዶላር) በብድር አዋጥቷል ። ኡበር የመጀመሪያውን ት��ፍ መዝግቧል ኡበር ለ14 ዓመታት ከኖረ በኋላ የመጀመሪያውን የሥራ ትርፍ መዝግቧል ። የዩናይትድ ስቴትስ የመንዳት ኩባንያ ባለፈው ዓመት በተመሳሳይ ወቅት 713 ሚሊዮን የአሜሪካ ዶላር ከማጣት በተቃራኒ ለQ2 2023 326 ሚሊዮን የአሜሪካ ዶላር የሥራ ትርፍ እንዳለው ሪፖርት አድርጓል። መጀመሪያ ላይ 49.2 ሚሊዮን የአሜሪካ ዶላር እንደሚያሳጣ የተጠበቀው ኡበር 394 ሚሊዮን የአሜሪካ ዶላር አጠቃላይ ትርፍ በማግኘት ከሚጠበቀው በላይ አመጣ ። ለኡበር የተጣራ ትርፍ አስተዋጽኦ ካደረጉት ዋና ዋና ምክንያቶች አንዱ በአቅርቦት ተገኝቶ የሚደረጉ ጉዞዎች 22 በመቶ መጨመር እና ወጪ በአግባቡ መሆን ነው። በዚህ ሁሉ አፍሪካ የት ናት? ጎላ ተደርገው ከተገለጹት አራት ክልሎች ውስጥ — 2.4 ቢልዮን የአሜሪካ ዶላር— ከሚያገኙት መካከል ሁለተኛው ትልቁ ገቢ አውሮፓ ፣ መካከለኛው ምሥራቅና አፍሪካ (ኢሜአ) ነበሩ ። ዩናይትድ ስቴትስና ካናዳ 5.1 ቢሊዮን የአሜሪካ ዶላር ገቢ የሚያመጡ የገንዘብ ላሞች ናቸው ። እስያ ፓስፊክና ላቲን አሜሪካ 1 ቢሊዮን ዶላር ና 627 ሚሊዮን ዶላር አምጥተውዋል በቅደም ተከተል። ኡበር አሁንም ይደብራል፤ በቅርቡ ከዋየር ኡበር ዋና ሥራ አስኪያጅ ዳራ ኮዝሮሻሂ ጋር በደረገ ቃለ ምልልስ ላይ እንዲህ ብለዋል፣ ""አንድ ጊዜ ትርፍማ ስንሆን ፣ ለምን እንደምንደብር ሌላ ምክንያት እመጣለሁ። ምክንያቱም ይህ ቡድኑ እንዲነቃነቅ ስለሚያደርግ ነው ። ፈጽሞ ሊጠፋብን የማልፈልገው ንፁህ አስተሳሰብ አለን።"" ኪዳክስ በአምስተኛው የልደት ቀኑ ከጎግል ፕሌይ ዝርዝር ተነስቶል በአሁኑ ጊዜ ፣በየትኛውም የዓለም ክፍል ክሪፕቶ ንግድ ማካሄድ የመጨረሻው ስፋራ ነው። ለማጋነን አይደለም፣ ነገር ግን የክሪፕቶ ጅማሬዎች አስቸጋሪ ሆኖባቸዋል። ክሪፕቶ ሞት፡ አራት አፍሪካ-ተኮር የክሪፕቶ ጅማሬዎች መካከል ጥቅምት 2022 እስከ አሁን ተዘግቷል፣ ነገር ግን ኪዳክስ አሁንም ከቆሙት ጥቂቶች መካከል አንዱ ነው። የሚያሳዝነው፣ ኩባንያው ትናንት ከጎግል ፕሌይ ተሰርዞል፣ በዚያው ቀን ለአምስት ዓመት በሥራ ላይ ስላለ እያከበረ ነበር ። መስራችና ዋና ስራ አስኪያጅ፣ ቡቺ ኦኮሮ ፣በትዊተር እንዳስታወቁት፣ የኩባንያው የትዊተር አካውንት መታገዱን ገልፀዋል። ዙም አውት፡ ኪዳክስ አስቸጋሪ በሆነው የክርፕቶ የክረምት ወቅት መትረፍ ቢችልም፣ በ2022 የሠራተኞቹን ቁጥር በመቁረጥ፣ እስከ 100 የሚደርሱ ሠራተኞች ከሥራ ተፈናቅለዋል። አንድ እፍኝ ብቻ የክሪፕቶ ጅማሬዎች አሁንም በመቆማቸው፣ እኔ ኪዳክስ ሁሉ የተሻለ እንዲሆንለት ምኞቴ ነው።","Uber's first profit in 14 years Meta wants to launch human-level AI chatbots that will be called Personas. Basically, the chatbot will have a personality. Some employees at Meta said there's a prototype of the chatbot that has the personality of Abraham Lincoln. The chatbot is part of Meta's retention plan for Threads and its other platforms. There's no doubt 2023 is Mark Zuckerberg's ""go big or go home year,"" but let's see what happens. Away from Meta, here's what I have for you today: Traction's $6 million seed Uber's first profit Quidax delisted from Playstore Traction's $6 million seed Traction, a Nigerian fintech startup that makes it easy for small businesses to get access to digital finance services, has raised $6 million in a seed round led by Pan-African investor, Ventures Platform and Multiply Partners. P1 Ventures also participated in the round. Founded by Mayowa Alli and Dolapo Adejuyigbe in 2020, the platform helps small businesses record sales, handle inventory, manage customers, and use PoS terminals to accept payments. The McKinsey-trained founders got the idea for the startups after brainstorming ways to increase financial inclusion levels in Nigeria. They told TechCrunch that banks did not understand small businesses enough to create the kind of financial services that would work for them. Unlike OPay, Moniepoint and its other competitors, Traction doesn't use the agent-banking model. The solution is built for merchants from the get-go, meaning anyone with a Traction PoS is a small business owner rather than a banking agent. The startup currently serves over 70,000 businesses in Nigeria and has disbursed ₦2 billion ($2.6 million) in loans. Uber records its first profit Uber just recorded its first operating profit after 14 years of existence. The US ride-hailing company reported a $326 million operating profit for Q2 2023 as opposed to a loss of $713 million in the same period last year. Initially expected to make a $49.2 million loss, Uber smashed expectations with a $394 million net profit. One of the major factors that contributed to Uber's net gain was a 22% rise in trips on the platform and cost discipline. Where's Africa in all of this? Europe, Middle East and Africa (EMEA) were the second biggest earners — $2.4 billion — out of the four regions highlighted. The US and Canada remain the cash cows bringing in a revenue of $5.1 billion. Asia Pacific and Latin America brought in $1 billion and $627 million respectively. Uber still sucks: In a recent interview with Wired Uber's CEO, Dara Khosrowshahi said, ""Once we get profitable, I’m going to come up with some other reason why we suck. Because that gets the team psyched up. We have an underdog mentality I never want to lose,"" Quidax gets delisted from Google Play on its fifth birthday Right now, running a crypto business anywhere in the world is the ultimate ghetto. Not to exaggerate, but things have been hard for crypto startups. Crypto death: Four Africa-focused crypto startups have shut down between October 2022 and now, but Quidax is one of the few still standing Unfortunately, the company got delisted from Google Play yesterday, the same day it was celebrating being in operation for five years. Founder and CEO, Buchi Okoro, announced on Twitter, while also revealing that the company's Twitter account had been blocked. Zoom out: Although Quidax has been able to survive the harsh crypto winter, it had to trim its workforce in 2022, with up to 100 employees getting laid off. With only a handful of crypto startups still standing, I do wish Quidax all the best.","Ribar Uber ta farko a shekaru 14 Meta suna son su ƙaddamar da Al-chatbots na daidai da matsayin mutum wanda za a dinga kiransa da Personas. Da farko, chatbot ɗin zai kasance mai ɗabi’a. Wasu ma’aikatan daga Meta sun ce da akwai iri daga cikin chatbot ɗin da yake da ɗabi’ar Abaraham Lincoln. Chatbot ɗin wani ɓangare ne ajiyayyen shirin Meta domin Threads da wasu manhajojin. Ba tantama 2023 ita ce shekarar Mark Zuckerberg ta “babbar tafiya ko babbar komawa gida,” amma bari mu ga abin da zai faru. Bayan Meta, ga abin da na kawo muku yau: Kuɗin farawa na Traction miliyan $6 Ribar Uber ta farko An cire Quidax daga Playstore Kuɗin farawa na Traction miliyan $6 Kamfani mai farowa na Traction, fintech na Nijeriya da yake sauƙaƙawa ƙananan sana’o’i samun damar ayyukan kuɗi na zamani, ya samar da miliyan $6 a zagayen farawa da ya samu jagorancin Pan-African investor, Ventures Platforms da Multiply Partners. P1 Ventures ma sun shiga zagayen. Wanda Mayowa Ali da Dolapo Adejuyigbe suka samar a 2020, manhajar na taimakawa ƙananan sana’o’i wajen adana bayanan ciniki, kula da kaya, gudanar da abokan ciniki, da kuma amfani da pos terminals domin karɓar biyan kuɗi. Wanda suka samar da McKinsey-trained sun samu tunanin kamfani mai farowa bayan tattaunawa game da hanyoyin ƙara matakan sanya harkar kuɗi a Nijeriya. Sun sanar da TechCrunch cewa bankuna ba su fahimci ƙananan sana’o’I sosai ba domin samar da irin aikin kuɗin da zai yi musu amfani. Ba kamar Opay ba, Moniepoint da sauran abokan takararsu, Traction ba sa amfani da samfurin banki na jami’i. An samar da mafitar ne ga ‘yan kasuwa wanda suke farko, ma’ana duk wanda yake da Tracion pos mai ƙaramar sana’a ne amma ba jami’in banki ba. A yanzu kamfanin mai farowar suna yin kasuwanci fiye da 70,000 a Nijeriya kuma sun raba biliyan $2 ($2.6 million) a matsayin bashi. Uber sun samu ribar su ta farko Uber ta bayyana ribar gudanarwarta bayan shekaru 14 da farawarsu . Kamfanin sufurin na US sun bayyana samun ribar miliyan $326 na gudanarwa na Q2 2023 kamar yadda aka yi kishiyar hakan na asarar miliyan $713 ya kasance a irin wannan lokacin shekarar da ta gabata. A farko an yi zaton samun asarar miliyan $49.2, Uber sun ɓige da zaton da samun ribar miliyan $394. Ɗaya daga cikin dalilan da suka bada gudunmawar samun ribar shi ne ƙarin 22% a tafiye-tafiye na manhajar da kuma tarbiyyar kuɗi. Ina Afirka a dukkan wannan? Turau, Gabas ta Tsakiya da Afirka (EMEA) su ne na biyu a samun kuɗin--$2.4 biliyan—daga cikin ɓangarori guda huɗu da aka fitar. US da Canada sun kasance masu bayarwa wanda suka samar da kuɗin shiga na biliyan $5.1. Asia Pacific da Latin America sun kawo biliyan $1 da miliyan $627 a jere. Har yanzu Uber ba ta da daɗi: A wata tattaunawa ta kusa, Shugaban Uber, Dara Khosrowshahi ta ce,”da zarar mun samu riba, zan zo da wasu dalilai da ya sa muka zama mara daɗi. Saboda hakan yana sanya ƙungiyar zama cikin matsalar tunani. Muna da wani tunani na daban da ba na son na rasa.” An cire Quidax daga Google Play ranar da suke cika shekara biyar A halin yanzu, gudanar da kasuwancin crypto a kowanne waje a duniya shi ne yake ci. Ba don a kambama ba, amma abubuwa suna yi wa masu fara cypto wahala. Mutuwar crypto: Kamfanonin Afirka huɗu masu farowa na crypto sun daina aiki daga Oktoba 2022 zuwa yanzu, amma Quidax yana ɗaya daga cikin kaɗan da suka kasance Abun takaici, an cire kamfanin daga Google Play jiya, a ranar da suke murnar cika shekaru biyar suna aiki. Shugaba kuma wanda ya samar, Buchi Okoro, ya sanar a Twitter, a yayin da kuma yake bayyana cewa shafin Twitter na kamafanin an ma toshe shi. Zuƙo waje: Duk da dai Quidax sun tsallake yanayin wahala na crypto, sai da suka rage yawan ma’aikatansu a 2022, inda aka sallami ma’aikata har 100. Tare da wasu kamfanoni masu farawa crypto da har yanzu suke aiki, ina yi wa Quidax fatan alheri.","Faida ya kwanza ya Uber katika miaka 14 Meta inataka kuzindua chatbots za kiwango cha binadam kwa kutumia AI ambazo zitaina Personas. kimsingi chatbots zitakuwa na utu. Baadhi ya wafanyakazi wa meta walisema kuna mfano wa chatbot ambayo ina haiba ya Abraham Lincoln. Chatbot ni sehemu ya mpango wa kuhifadhi wa Meta kwa Threads na mifumo yake mingine. Hakuna shaka 2023 ni ya Marsk Zuckerberg ""go big or go home year"", lakini tuone kitakachotokea. Uko mbali na meta hii ndiyo niliyokupa leo: Mbegu ya Traction wa $6 milioni Faida ya kwanza ya Uber Quidax imeondolewa kwenye Piaystore Mbegu ya Traction wa $6 milioni Traction, shirika la fintech la Nigeria, ambalo linarahisisha biashara ndogondogo kupata huduma za kifedha za kidijitali, limechangisha $6 milioni katika mzunguko wa mbegu unaongozwa na mwekezaji wa Pan-African, Ventures Platform na Multipy Partners. Mradi wa P1 pia ulishiriki kwenye mzunguko huo. Mfumo huu uliyoanzishwa Mayowa Alli na Dolapo Adejuyigbe mnamo 2023, husaidia biashara ndogondogo kuhifadhi mauzo yao, kushughulikia hesabu, na kutumia vituo vya Pos kukubali malipo. Waanzilishi waliyofunzwa na Mckinsey walipata wazo la kuanza baada ya kufikiria njia za kuongeza viwango vya ujumuishi wa kifedha nchini Nigeria. waliiambia TechCrunch kwamba benki hazielewi biashara ndogondogo vya kutosha kufikia kuunda huduma za kifedha ambazo zingefanya kazi kwao. Tofauti na Opay, Moniepoint na washindani wake wengine, Traction haitumii muundo wa benki ya wakala. Suluhisho hilo limeundwa kwa ajili ya wafanyabiashara kutoka popote pale, kumaasha kwamba mtu yeyote aliye na Traction PoS ni mfanyabiashara ndogo badala ya wakala wa benki. Mradi kwa sasa unahudumia zaidi ya biashara 70,000 nchini Nigeria na wametoa bilioni 2 ($2,6 milioni) kwenye mikopo. Uber wamepata faida yao ya kwanza Uber imepata faida yake ya kwanza baada ya miaka 14 tangu ilipoanzishwa. Kampuni hiyo ya Marekani ya kuendesha magari ilitoa taarifa ya faida ya uendeshaji ya $326 milioni kwa robo ya pili ya mwaka 2023 kinyume na hasara ya $713 milioni katika kipindi kama hicho mwaka jana. Hapo awali ilitarajia kupata hasara ya $49.2 milioni, Uber ilivuka matarajio kwa kutengeneza faida ya $394 milioni. Moja wapo ya sababu kuu zilizochangia faida ya Uber ni kupanda kwa 22% ya safari kwenye mfumo wa nidhamu ya gharama. Afrika iko wapi katika yote haya? Ulaya, Mashariki ya kati na Afrka (EMEA) walikuwa wapili kwa mapato makubwa ya $2.4 bilioni kati ya mikoa minne iliyoangaziwa. Marekani na Kanada wanasalia kuwa mahili kwenye fedha zinazoleta mapato ya $5.1 bilioni. Asia Pacific na Amerika Kusini zilileta $1 bilioni na $627 milioni mtawalia. Hali ya Uber bado ni mbaya: katika mahojiano ya hivi karibuni na Mkurugenzi Mtendaji wa Wired Uber, Dara Khosrowsahi alisema, tukipata faida nitakuja na sababu nyingine kwanini tunanyonywa. Kwa sababu hiyo itaifanya kamati kufikiria vizuri. Tuna mawazo duni ambayo sitaki kupoteza"". Quidax imetolewa kwenye orodha ya Google play katika siku yake ya tano ya kuzaliwa Hivi sasa, kuendesha biashara ya sarafu za siri popote duniani ndiyo ghetto kuu. Siyo kuzidisha, lakini mambo yamekuwa magumu kwa kuanza na sarafu za siri. Kifo cha sarafu za siri; Biashara nne za sarafu za siri zinazolenga Afrika zilizimwa tangu Oktoba 2022 na sasa, lakini Quitax ni moja kati ya chache ambazo bado zimesimama. kwa bahati mbaya kampuni iliondolewa kwenye Google play jana, siku hiyo hiyo ikisherehekea miaka mitano ya majukumu yake. Mwanzilishi na Mkurugenzi mtendaji, Buchi Okoro, alitangaza kwenye Twitter, na kufichua kuwa akaunti ya Twitter ya kampuni hiyo ilikuwa imefungwa. Vuta zaidi: Ingawa Quidax imeweza kustahimili majira ya baridi kali ya sarafu za siri, ilibidi kupunguza wafanyakazi wake mnamo 2022, na hadi sasa wafanyakazi 100 waliachishwa kazi. Nikiwa na waanzishaji wachache wa sarafu za siri bado wamesimama, ninawatakia kila la heri Quidax.","Èrè Uber àkọ́kọ́ lẹ́yìn ọdún 14 Meta fẹ́ ṣe ìfilọ́lẹ̀ àwọn èlò afọ̀rọ̀jèèyàn Onímọ̀-àtọwọ́dá afarajèèyàn tí wọ́n yóò máa jẹ́ Personas. Pàtàkì jùlọ, èlò afọ̀rọ̀jèèyàn náà yóò ní àwòmọ́ èèyàn. Àwọn òṣìṣẹ́ kan ní Meta wí pé àwòṣe àkọ́ṣe èlò afọ̀rọ̀jèèyàn kan tí ó ní àwòmọ́ Abraham Lincoln ti wà nílẹ̀. Èlò afọ̀rọ̀jèèyàn náà wà lára àwọn ètò tí Meta ṣe láti mú kí àwọn èèyàn máa ṣàmúlò Threads àti àwọn ìkànnì rẹ̀ mìíràn. Kò sí àníàní pé ọdún 2023 ni ""ọdún bá wọn ta á tán àbí kí o gba ilé lọ"" fún Mark Zuckerberg, ṣùgbọ́n ẹ jẹ́ kí á máa wò ó bọ̀. Yàtọ̀ fún Meta, ohun tí mo ní fún ọ lónìí rè é: Owó ìdókòwò ìbẹ̀rẹ̀ mílíọ̀nù $6 Traction Èrè Uber àkọ́kọ́ Wọ́n ti yọ Quidax kúrò lórí Playstore Owó ìdókòwò ìbẹ̀rẹ̀ mílíọ̀nù $6 Traction Traction, ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètòòṣúná tí ó ń jẹ́ kí ó rọrùn fún àwọn òkòwò kéékéèké láti rí àyè sí àwọn iṣẹ́ owó lórí ẹ̀rọ ayélujára, ti ṣe àgbàjọ mílíọ̀nù $6 níbi ìyípo owó ìrànwọ́ tí olùkówólókòwò aṣègbélárugẹ ilẹ̀ Africa, Ventures Platform àti Multiply Partners darí. P1 Ventures náà kópa nínú ìyípo náà. Ìkànnì náà, tí Mayowa Allí àti Dolapo Adejuyigbe dá sílẹ̀ ní ọdún 2020, ń bá àwọn ilé-iṣẹ́ kéékéèké ṣe àkọsílẹ̀ ọjà títà, ó ń ṣàkóso àkọ́jọ àwọn ọjà tí wọ́n ní, ó ń ṣàkóso àwọn oníbàárà, tí ó sì ń lo àwọn ẹ̀rọ Ìsanwó Ọjà láti gba owó ọjà. Àwọn olùdásílẹ̀ tí wọ́n kẹ́kọ̀ọ́ lábẹ́ẹ McKinsey náà ronú kan èrò náà fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ lẹ́yìn tí wọ́n fikùnlukùn lórí bí wọ́n ṣe lè mú àlékún bá ọ̀nà ìkópa nínú ètò owó ní Nigeria. Wọ́n sọ fún TechCrunch pé àwọn báǹkì kò lóye nípa àwọn òkòwò kéékéèké tó débi pé wọ́n á ṣẹ̀dá irú iṣẹ́ ètò owó tí yóò ṣiṣẹ́ fún wọn. Traction kì í lo àwòṣe aṣojú báńkì bí i Opay, Moniepoint àti àwọn olùfigagbága rẹ̀ mìíràn. Wọ́n ṣẹ̀dá ọ̀nà àbáyọ náà fún àwọn oníṣòwò láti ìbẹ̀rẹ̀ ni, èyí tí ó túmọ̀ sí pé ẹnikẹ́ni tí ó bá ní Ẹ̀rọ Ìsanwó Ọjà Traction jẹ́ olókoòwò kékeré dípò aṣojú báńkì. Ilé-iṣẹ́ àdìdeelẹ̀ náà ń bá àwọn òkòwò tí wọ́n ju 70,000 lọ ṣe pọ̀ ní Nigeria tí wọ́n sì ti yá àwọn èèyàn ní bílíọ̀nù ₦2 (mílíọ̀nù $2.6). Uber ṣe àkọsílẹ̀ èrè àkọ́kọ́ rẹ̀ Uber ṣẹ̀ṣẹ̀ ṣe àkọsílẹ̀ èrè iṣẹ́ àkọ́kọ́ rẹ̀ lẹ́yìn ọdún 14 tí ó ti wà. Ilé-iṣẹ́ agbàpèègbéká ilẹ̀ US náà jábọ̀ èrè iṣẹ́ mílíọ̀nù $326 fún ìdá kejì ọdún 2023, yàtọ̀ sí mílíọ̀nù $713 tí ó pàdánù ní ìgbà kan náà ní ọdún tí ó kọjá. Uber tí wọ́n ti lérò pé yóò pàdánù mílíọ̀nù $49.2 fi èrè lẹ́yìn gbogbo ìnáwó mílíọ̀nù $394 fa èrò ìpàdánù náà ya. Ọ̀kan lára àwọn aṣokùnfà èrè lẹ́yìn ìnáwó tí Uber rí ni èlé 22% tí ó gun orí owó ọkọ̀ lórí ìkànnì náà àti ìṣọ́wóná. Níbo wá ni Africa wà nínú gbogbo èyí? Europe, Middle East àti Africa (EMEA) ni wọ́n jẹ́ apawówọlé ńlá kejì — bílíọ̀nù $2.4 — láàárín àwọn ẹkùn mẹ́rin tí ṣàfihàn. US àti Canada kò yí kúrò ní apawówọlé ńlá tí ó ṣe é gbáralé jùlọ, tí wọ́n mú owó bílíọ̀nù $5.1 wọlé. Asia Pacific àti Latin America mú bílíọ̀nù $1 àti mílíọ̀nù $627 wọlé ní àtẹ̀léra. Uber ò sì lẹ́nu: Nínú ìfọ̀rọ̀wánilẹ́nuwò kan pẹ̀lú Aláṣẹ àti Olùdarí Wired Uber, Dara Khosrowshahi láìpẹ́, ó wí pé, ""Lọ́gán tí a bá ti ń rí èrè dáadáa, màá tún wá àwọn ìdí mìíràn tí a ò tún fi lẹ́nu. Nítorí ìyẹn gan ni ó máa ń fún àwọn ìgbìmọ̀ òṣìṣẹ́ ní kóríyá. A ní irú ìròrí ará ìta tí mi ò fẹ́ kí á sọnù,"" Google Play fa Quidax yọ nínú atòjọ rẹ̀ ní ọjọ́ ìbí ọdún karùn-ún rẹ̀. Báyìí, àti ṣe àkóso òkòwò owó àkósódù ní ibikíbi ní àgbáyé gan ni atàpátadìde tí wọ́n máa ń sọ. Láì fi kún un, nǹkan le gidi gan fún àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣòwò owó àkósódù. Ikú Owó Àkósódù: Àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣòwò owó àkósódù mẹ́rin tí wọ́n gbájú mọ́ ilẹ̀ Africa ni wọ́n ti jẹ́ títìpa láàárín oṣù Kẹwàá ọdún 2022 sí ìsinyìí, ṣùgbọ́n Quidax sì wà lára ìwọ̀n díẹ̀ tí wọ́n sì ń ṣiṣẹ́. Ó ṣeni láàánú pé wọ́n tún fa ilé-iṣẹ́ náà yọ nínú àtòjọ lórí Google Play lánàá, ní ọjọ́ kan náà tí ó ń ṣe àjọyọ̀ pé ó pé ọdún márùn-ún tí ó ti ń ṣiṣẹ́. Olùdásílẹ̀ àti Aláṣẹ àti Olùdarí ilé-iṣẹ́ náà, Buchi Okoro, kéde lórí Twitter nígbà tí ó tún ń ṣe àfihàn pé wọ́n ti dí àṣùw���̀n ilé-iṣẹ́ náà pa lórí Twitter. Kí á wò ó láti òkèèrè: Bí ó tilẹ̀ jẹ́ pé Quidax ye àkókò ọ̀gbẹlẹ̀ fún owó àkósódù tí ó le náà, ó ní láti dín àwọn òṣìṣẹ́ rẹ̀ kù ní ọdún 2022, níbi tí ó ti lé àwọn òṣìṣẹ́ tí wọ́n tó 100 lọ sílé. Bí ìwọ̀nba àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣòwò owó àkósódù ṣe ti ń ṣiṣẹ́ síbẹ̀, mo ṣe é ní àdúà fún Quidax pé wọ́n á ṣe dáadáa.","Inzuzo yokuqala yakwa-Uber eminyakeni eyi-14 I-Meta ifuna ukwethula ama-chatbots e-AI asezingeni lomuntu azobizwa nge-Personas. i-chatbot izoba nobuntu. Abanye abasebenzi kwa-Meta bathe kunomfanekiso we-chatbot enobuntu buka-Abraham Lincoln. I-chatbot iyingxenye yohlelo lokugcinwa lwe-Meta lwe-Threads nezinye izinkundla zayo. Akungabazeki ukuthi u-2023 unyaka kaMark Zuckerberg ""wokusebenza kanzima"" kodwa ake sibone ukuthi kwenzekani. Kude ne-Meta, nakhu engikuphathele kona namuhla: Utshalomalo lweTraction lezigidi ezi-$6 Inzuzo yokuqala yakwa-Uber I-Quidax ikhishwe ku-Playstore Utshalomali lweTraction lwezigidi ezi--$6 I-Traction, ibhizinisi elisaqala le-fintech laseNigeria elenza kube lula ukuthi amabhizinisi amancane afinyelele kuzinsiza zezezimali zedijithali, senyuse amaRandi ayizigidi eziyisi-6 emzuliswaneni wemali oholwa ngumtshalizimali wase-Pan-African, Ventures Platform kanye ne-Multiply Partners. I-P1 Ventures nayo ibambe iqhaza kulo mzuliswano. Yasungulwa nguMayowa Alli noDolapo Adejuyigbe ngo-2020, le nkundla isiza amabhizinisi amancane aqophe ukuthengiswa, ukuphatha uhlu, ukuphatha amakhasimende, nokusebenzisa amatheminali e-PoS ukwamukela izinkokhelo. Abasunguli abaqeqeshwe ngabakwaMcKinsey bathole umqondo wokuqalisa ngemuva kokucabanga ngezindlela zokwandisa amazinga okufakwa kwezezimali eNigeria. Batshele i-TechCrunch ukuthi amabhange awawaqondi amabhizinisi amancane ngokwanele ukuze akhe uhlobo lwezinsizakalo zezezimali ezizobasebenzela. Ngokungafani ne-OPay, i-Moniepoint nezinye izimbangi zayo, i-Traction ayisebenzisi imodeli ye-ejenti yebhange. Isixazululo sakhelwe abathengisi kusukela lapho besuka khona, okusho ukuthi noma ubani oneTraction PoS ungumnikazi webhizinisi elincane kune-ejenti yasebhange. Ibhizinisi elisaqala njengamanje lisebenzela amabhizinisi angaphezu kuka-70,000 eNigeria futhi sikhiphe ₦ 2 billion ($2.6 million) emalimboleko. I-Uber iqopha inzuzo yayo yokuqala I-Uber isanda kwenza inzuzo yayo yokuqala yokusebenza ngemva kweminyaka engu-14 ikhona. Inkampani yase-US ibike inzuzo yokusebenza eyizigidi ezingama-$326 ye-Q2 2023 ngokuphambene nokulahlekelwa kwezigidi ezingu-713 zamaRandi ngesikhathi esifanayo ngonyaka odlule. Ekuqaleni bekulindeleke ukuthi ilahlekele izigidi ezingu-$49.2, i-Uber yephule okulindelwe ngenzuzo eyizigidi ezingu-$394. Enye yezinto ezinkulu ezibe nomthelela enzuzweni yonke ye-Uber kwaba ukwenyuka ngo-22% kohambo endaweni yesikhulumi kanye nokuziphatha kwezindleko. Iphi i-Afrika kukho konke lokhu? I-Europe, i-Middle East kanye ne-Afrika (i-EMEA) kube ngeyesibili ethole inzuzo enkulu ngezigidigidi ezi- $2.4 - ezifundeni ezine ezigqanyisiwe. I-US neCanada amazwe asengenisa imali eyizigidi eziyizinkulungwane ezingama-5.1. I-Asia Pacific kanye neLatin America bangenise amaRandi ayizigidi eziyizinkulungwane ezingama-1 namaRandi ayizigidi ezingama-627 ngokulandelana. U-Uber usadla anhlamvana: Engxoxweni yakamuva ne-CEO ye-Wired Uber, u-Dara Khosrowshahi uthe, “Uma sesizuze inzuzo, ngizoza nesinye isizathu esenza sincenge. Ngoba lokho kwenza iqembu liphazamiseke ngokomqondo. Sinomqondo ophansi engingafuni ukulahlekelwa,"" I-Quidax ikhishwa ohlwini ku-Google Play ngosuku lwayo lokuzalwa lwesihlanu Njengamanje, ukuqhuba ibhizinisi lebhukunyazi noma kuphi emhlabeni kunzima kakhulu. Hhayi ukwenza ihaba, kodwa izinto bezinzima ekuqaleni kwebhukunyazi. Ukufa kwebhukunyazi: Iziqalo ezine zebhukunyazi ezigxile e-Afrika zivaliwe phakathi kukaMfumfu wezi- 2022 namanje, kodwa i-Quidax ingomunye wabambalwa abasamile. Ngeshwa, inkampani ikhishwe ohlwini ku-Google Play izolo, ngalo lolo suku ebigubha ngalo isebenza iminyaka emihlanu. Umsunguli kanye ne-CEO, uBuchi Okoro, umemezele kuTwitter, ngesikhathi eveza nokuthi i-akhawunti yenkampani ye-Twitter ivaliwe. Hlehlisa: Yize i-Quidax ikwazile ukusinda kunzima kwezebhukunyazi, bekufanele inciphise abasebenzi bayo ngo-2022, kwadilizwa abasebenzi abangafika ku-100. Njengoba kusele idlanzana lamabhizinisi asaqala ezebhukunyazi ezisamile, ngifisela i-Quidax konke okuhle."
+ኤትሬም ክላሲክ ከቅርብ ጊዜው ሰልፍ በኋላ ወደ 50 ዶላር ሊደርስ ይችላል? ይህ በእንዲህ እንዳለ፣ ትሬድከርቭ የዲኢኤፍአይ ገበያ መስፋፋትን ይመራል የቅርብ ጊዜውን የገበያ ሰልፍ ተከትሎ ፣ ትሬድኩርቭ የዲኤፍአይ መሪ ሆኖ ብቅ ብሏል፣ ኤትሬም ክላሲክ ዋጋው በ 2023 ምን ያህል ከፍ ሊል እንደሚችል ይመረምራል። ኤትሬም ክላሲክ፣ ኢቲሲ፣ ኢቲሲ ዋጋ፣ኤትሬም ክላ��ክ (ኢቲሲ)፣ ኤትሬም ክላሲክ ምን ያህል ከፍታ ይሄዳል፣ ኤትሬም ክላሲክ ዋጋ፣ ኤትሬም፣ የ ኤትሬም ክላሲክ ዋጋ በቅርቡ በተካሄደው የገበያ ስብሰባ ላይ፡ ኤትሬም ክላሲክ (ኢቲሲ) ከፍተኛ ትርፍ ከሚያገኙ መካከል አንዱ ሆኖ ብቅ አለ። ከ20 የአሜሪካ ዶላር በላይ ከፍተኛ ደረጃ ላይ ከዋለ በኋላ ኢንቨስትመንቶች ዋጋው 50 የአሜሪካ ዶላር መልሶ ማግኘት ይችል እንደሆነ ለማወቅ ፍላጎት አላቸው ። ይህ በእንዲህ እንዳለ፣ የዲኤፍአይ ገበያ መነሣት በትሬድ ከርቭ እየተመራ ነው፣ ይህም የክሪፕቶ ግብይትን ለመለወጥ ቃል የገባ አዲስ ፕሮጀክት ነው። >>የንግድ ልውውጥ ቅድመ ሽያጭ ይመዝገቡ<< ወዘተ የዋጋ ትንበያ፣ ኤትሬም ክላሲክ በ 2023 ምን ያህል ከፍ ይላል? ኤተሬም ክላሲክ( ኢቲሲ)፣ የኤትሬም ኦሪጅናል ኮዶችን የሚይዘው የብሎክቼይን የቡሊሽ ግምቶች ርዕሰ ጒዳይ ሆኗል። በቅርብ ጊዜ በነበረው የክሪፕቶ ገበያ መነሣት የኤትሬም ክላሲክ ዋጋ ወደ 23 ዶላር ከፍ ብሏል። ምንም እንኳን የሳንቲሙ ዋጋ አሁን ወደ 19 ዶላር ደረጃ ቢመለስም፡ ብዙ የ‹ ክሪፕቶ› ተንታኞች አሁንም ስለ ኤትሬም ክላሲክ ብሩህ ተስፋ አላቸው። ባለፉት ሁለት ሳምንታት ውስጥ የኤትሬም ክላሲክ ዋጋ በ 23 ዶላር( 200 ኢኤምኤ) አቅራቢያ ያለውን የመቋቋም ደረጃ ሦስት ጊዜ ፈትኗል። የገበያ ተንታኞች እንደሚሉት ቀጣዩ ፈተና የኤቲሲ ዋጋ ከዚህ ደረጃ በላይ መጨመርን ሊያሳይ ይችላል። ኤትሬም ክላሲክ ከዚህ የዋጋ ደረጃ በላይ ቢጨምር የቶከኑ ዋጋ እስከ 40 ዶላር ድረስ ሲጨምር ማየት እንችላለን። የኤትሬም ክላሲክ ዋጋ በ2023 50 ዶላር ሊደርስ ይችላል? ዙ የክሪፕቶ ምሥጢር ተንታኞች ይህ ይቻላል ብለው ያምናሉ።. ከቴክኒካዊ ትንታኔ በተጨማሪ ከፍተኛ የዋጋ ጭማሪን የሚደግፍ ለኢቲሲ ዋና ዋና ግብአቶች አሉ። ኤትሬም ክላሲክ የማዕድን ማጠራቀሚያዎቹን ለማመቻቸት በሚፈልግበት ጊዜ የኢንዱስትሪ ባለሙያዎች ሳንቲሙ 50 ዶላር የመምታት ዕድልን በተመለከተ ብሩህ ተስፋ አላቸው። ትሬድከርቭ ( ቲሲአርቪ) የዲኢኤፍአይ ገበያ መስፋፋትን ይመራል። ያልተማከለ የፋይናንስ ገበያ በከፍተኛ ሁኔታ እየሰፋ ነው፤ ትሬድከርቭ ( ቲሲአርቪ) በግንባር ቀደምትነት ላይ ነው ። አዲስ የዲኤፍአይ ፕሮጀክት ቢሆንም፡ ትሬድኩርቭ በልዩ አጠቃቀሙ ምክንያት ብዙ ትኩረት ማግኘት ችሏል። ትሬድካርቭ ተጠቃሚዎች ከዓለም አቀፍ ተዋጽዖዎች ገበያ የፋይናንስ መሣሪያዎችን ለመድረስ እና ለመገበያየት የሚችሉበት የመጀመሪያው የተዳቀለ የግብይት መድረክ የሚሆነውን እየገነባ ነው። በመድረኩ ላይ ፣ተጠቃሚዎች አክሲዮኖችን፣ አማራጮችን፣ ፎሬክስ፣ ክሪፕቶ እና ሸቀጦችን በአንድ መለያ ብቻ ለመገበያየት ይችላሉ። ይህ ነጋዴዎች በርካታ አካውንቶችን በማስተዳደር ላይ የሚያጋጥማቸውን ችግር በንቃት ይፈታል። ከዚህም ባሻገር ፣ትሬድ ከርቭን በዓለም ላይ ካሉ ትልልቅ ገበያዎች ጋር ያገናኘዋል። በሰኔ 2022፣ የዓለም አቀፉ የኪሣራ ባንክ የዓለም አቀፍ ተዋጽዖዎች ገበያ ዋጋ 632 ትሪሊዮን ዶላር እንደሆነ ገምቷል። ይህ ከማንኛውም የዲኤፍአይ ፕሮጀክት የበለጠ ፈሳሽነትን ለ ትሬድከርቭ ይሰጣል። ከዲኤፍአይ ጋር ትልቅ ችግርን በመፍታት ትሬድኩርቭ በቀጣዩ ትልቅ መስፋፋት ውስጥ የመሪነት ቦታን አግኝቷል። የ ክሪፕቶ ተንታኞች የትሬድከርቭ መገልገያ ምልክት፣ ቲሲአርቪ፣ እንዲሁም በገበያው ላይ አዎንታዊ ተጽዕኖ እንደሚያሳድር ተንብየዋል። በህትመት ወቅት፣ ቲሲአርቪ በአምስተኛው የቅድመ-ሽያጭ ደረጃው በአንድ ቶከን 0.025 ዶላር ይሸጣል ነገር ግን በሚቀጥለው ሳምንት ከፍተኛውን 0.029 ዶላር ይደርሳል ተብሎ ይጠበቃል። የረጅም ጊዜ ትንበያዎች በዚህ ዓመት መጨረሻ በፊት የቲሲአርቪ ዋጋን በ 1.5 ዶላር ያቆማሉ፣ ይህም ከ 2023 ዎቹ ትልቁ ገቢዎች አንዱ ያደርገዋል። ስለ ትሬድከርቭ እና ስለ ቲሲአርቪ ቶከን ተጨማሪ መረጃ ለማግኘት ከዚህ በታች ያሉትን አገናኞች ይጐብኙ፦ ለድረ ጣቢያው እዚህ ጋር ይጫኑ የ ቲሲአርቪ ቅድመ-ሽያጭ ቶከኖችን ለመግዛት እዚህ ጋር ይጫኑ በትዊተር ይከተሉን በቴሌግራም ላይ የእኛን ማህበረሰብ ይቀላቀሉ,"Can Ethereum Classic reach $50 after the recent rally? Meanwhile, Tradecurve leads the DeFi market expansion Following the recent market rally, Tradecurve has emerged as the DeFi leader while Ethereum Classic explores how high its price can go in 2023. Ethereum Classic, ETC, ETC price, Ethereum Classic (ETC), how high will Ethereum Classic go, Ethereum Classic price, Ethereum, price of Ethereum Classic In the recent market rally, Ethereum Classic (ETC) emerged as one of the top gainers. Following its peak above $20, investors are interested in knowing if its price can reclaim $50. Meanwhile, the DeFi market resurgence is being led by Tradecurve, a new project promising to revolutionize crypto trading. >>Register For The Tradecurve Presale<< Etc price prediction: How high will Ethereum Classic go in 2023? Ethereum Classic (ETC), the blockchain that retains the original codes of Ethereum has been the subject of bullish speculation. In the recent crypto market rally, the price of Ethereum Classic rallied as high as $23. Although the price of the coin has now retraced back to the $19 level, many crypto analysts are still bullish about Ethereum Classic. In the last couple of weeks, the Ethereum Classic price has tested the resistance level near $23.00 (200 EMA) three times. Market analysts believe the next test could see the ETC price rally above this level. If Ethereum Classic rallies above this price level, we could see the price of the token rally all the way to $40. Can the price of Ethereum Classic hit $50 in 2023? Many crypto analysts believe it is possible. In addition to technical analysis supporting a huge bullish upswing, there are major developments for ETC. With Ethereum Classic looking to optimize its mining pools, industry experts are optimistic about the chances of the coin hitting $50. Tradecurve (TCRV) leads the DeFi market expansion with novel The decentralized finance market is experiencing a huge surge of expansion, and at the forefront is Tradecurve (TCRV). Despite being a new DeFi project, Tradecurve has been able to command as much attention as it has because of its unique use case. Tradecurve is building what will become the first hybrid trading platform where users will be able to access and trade financial instruments from the global derivatives market. On the platform, users will be able to trade stocks, options, forex, crypto, and commodities with only one account. This will actively solve the problem traders face in managing multiple accounts. In addition, it will link Tradecurve to one of the biggest markets in the world. In June 2022, the Bank for International Settlement estimated that the global derivatives market was worth $632 trillion. This will give Tradecurve more liquidity than every other DeFi project. By solving a major problem with DeFi, Tradecurve has earned a frontrunner seat in the next major expansion. Crypto analysts have predicted that the utility token of Tradecurve, TCRV, will also be positively impacted by its market. At press time, TCRV trades at $0.025 per token in its fifth presale stage but is expected to hit a high of $0.029 in the coming week. Long-term predictions peg the price of TCRV at $1.5 before the end of this year, making it one of 2023’s biggest gainers. Visit the links below to get more information about Tradecurve and the TCRV token: Click Here For the Website Click Here To Buy TCRV Presale Tokens Follow Us Twitter Join Our Community on Telegram","Shin Ethereum Classic zai iya kai wa $50 bayan zanga-zangar kwanan nan? A halin yanzu, Tradecurve yana jagorantar faɗaɗa kasuwar DeFi Bayan taron kasuwa na kwanan nan, Tradecurve ya fito a matsayin jagoran DeFi yayin da Ethereum Classic ya yi nazarin yadda farashinsa zai iya kaiwa a cikin 2023. Ethereum Classic, ETC, farashin ETC, Ethereum Classic (ETC), nawa Ethereum Classic zai tafi, Farashin Ethereum Classic, Ethereum, farashin Ethereum Classic A cikin taron kasuwa na kwanan nan, Ethereum Classic (ETC) ya fito a matsayin ɗaya daga cikin manyan masu cin nasara. Bayan ƙololuwarsa sama da $20, masu saka hannun jari suna sha'awar sanin ko farashinsa zai iya dawo da $50. A halin yanzu, kasuwar DeFi ta sake dawowa ta hanyar Tradecurve, wani sabon aikin da ke yin alƙawarin canza kasuwancin crypto. >> Yi rijista don Tradecurve Presale<< Hasashen farashin da sauransu: Yaya girman Ethereum Classic zai tafi a 2023? Ethereum Classic (ETC), blockchain da ke riƙe lambobin asali na Ethereum ya kasance batun hasashe. A cikin gangamin kasuwar crypto na baya-bayan nan, farashin Ethereum Classic ya tashi sama da $23. Ko da yake farashin tsabar kuɗin ya koma matakin dala $19, yawancin manazarta crypto har yanzu suna da damuwa game da Ethereum Classic. A cikin makonni biyun da suka gabata, farashin Ethereum Classic ya gwada matakin juriya kusa da $23.00 (200 EMA) sau uku. Masu nazarin kasuwa sun yi imanin gwajin na gaba zai iya ganin farashin ETC sama da wannan matakin. Idan Ethereum Classic ya tashi sama da wannan matakin farashin, za mu iya ganin farashin alamar har zuwa $ 40. Shin farashin Ethereum Classic zai iya kai wa $50 a cikin 2023? Yawancin manazarta crypto sun yi imanin yana yiwuwa. Baya ga nazarin fasaha da ke tallafawa babban haɓakar, akwai manyan ci gaba don ETC. Tare da Ethereum Classic neman inganta wuraren ma'adinai, masana masana'antu suna da kyakkyawan fata game da yiwuwar tsabar kuɗin ta kai $ 50. Tradecurve (TCRV) yana jagorantar haɓaka kasuwar DeFi tare da sabunta Kasuwar hada-hadar kuɗi tana fuskantar babbar haɓakawa, kuma a kan gaba shi ne Tradecurve (TCRV). Duk da kasancewar sabon aikin DeFi, Tradecurve ya sami damar janhankali saboda yadda yanayin amfaninsa na musamman yake. Tradecurve yana gina abin da zai zama dandalin ciniki na farko na gamayyar inda masu amfani za su iya samun dama da cinikin kayan aikin kuɗi daga kasuwannin abubuwan da suka samo asali na duniya. A kan dandamalin, masu amfani za su iya kasuwanci da hannun jari, zaɓuɓɓuka, forex, crypto, da kayayyaki tare da asusu ɗaya kawai. Wannan zai warware matsalar da 'yan kasuwa suke fuskanta a cikin sarrafa asusun da yawa. Bugu da ƙari, zai danganta Tradecurve zuwa ɗaya daga cikin manyan kasuwanni a duniya. A cikin watan Yuni 2022, Bankin Ƙimar Ƙasashen Duniya ya ƙiyasta cewa kasuwar abubuwan da aka samo asali ta duniya ta kai dala tiriliyan 632. Wannan zai ba Tradecurve ƙarin saurin tafiya fiye da kowane aikin DeFi. Ta hanyar warware babbar matsala tare da DeFi, Tradecurve ya sami wurin zama na gaba a babbar haɓaka ta gaba. Manazarta na Crypto sun yi hasashen cewa alamar mai amfani na Tradecurve, TCRV, ita ma kasuwarsa za ta yi tasiri sosai. A lokacin wallafawa, TCRV tana kasuwanci a $0.025 kowace token a matakinsa na farko na biyar amma ana tsammanin zai kai $0.029 a mako mai zuwa. Hasashen dogon lokaci yana daidaita farashin TCRV a kan $1.5 kafin ƙarshen wannan shekara, wanda ya sa ya zama ɗaya daga cikin manyan masu ribar 2023. Ziyarci hanyoyin haɗin da ke ƙasa don samun ƙarin bayani game da Tradecurve da alamar TCRV: Danna Nan Don Shafin Yanar Gizo Danna Nan Don Siyan Token din Presale TCRV Ku biyo Mu Twitter Kasance tare da Al'ummarmu ta Telegram","Je, Ethereum Classic inaweza kufikia $50 baada ya mkutano wa hivi karibuni? wakati huo huo Tradecurve inaongoza kwa upanuzi wa soko la DeFi Kufuatia mkutano wa soko wa hivi karibuni, Tradecurve imeibuka kuwa kinara wa DeFi huku Ethereum Classic ikichunguza jinsi bei yake inavyoweza kupanda katika 2023. Ethereum Classic, ETC, bei ya ETC, Ethereum Classic (ETC), Ethereum Classic itapandisha bei yake kwa kiasi gani, bei ya Ethereum Classic, Ethereum, bei ya Ethereum Classic Kwenye mkutano wa hivi karibuni wa soko, Ethereum Classic (ETC) iliibuka kuwa mmoja wa wafaidikaji wa juu. Kufuatia kilele chake cha zaidi ya $20, wawekezaji wangependa kujua kama bei yake inaweza kurejesha $50. Wakati huo huo, ufufuo wa soko la DeFi unaongozwa na Tradecurve, mradi mpya unaoahidi kuleta mapinduzi katika biashara ya crypto. >>Jiandikishe kwenye Uuzaji wa awali wa Tradecurve << Utabiri wa bei n.k: Ethreum Classic itapanda kwa kiasi gani mwaka 2023? Ethereum Classic (ETC), blockchain ambayo inahifadhi misimbo ya asili ya Ethereum imekuwa mada ya uvumi wa biashara. Katika mkutano wa hivi karibuni wa soko la crypto, bei ya Ethereum Classic ilipanda hadi $23. ijapokuwa bei ya sarafu sasa imerejea kwenye kiwango cha $19, wachambuzi wengi wa crypto bado wanavutiwa kuhusu Ethereum Classic. Katika majuma kadhaa yaliyopita, bei ya Ethereum Classic imejaribu kiwango cha upinzani kinachokaribia $23,000 (200 EMA) mara tatu. Wachambuzi wa soko wanaamini kuwa jaribio litakalo fuata linaweza kufikia bei ya ETC ya kiwango hiki cha juu. Ikiwa Ethereum Classic itafanya kampeni zaidi ya kiwango hiki cha bei, tunaweza kuona bei ya mkutano wa tokeni inafika $40. Je, bei ya Ethereum Classic inaweza kufikia $50 mwaka 2023? Wachambuzi wengi wa crypto wanaamini kuwa inawezekana. Mbali na uchanganuzi wa kiufundi wa unaounga mkono ongezeko kubwa la biashara, kuna maendeleo makubwa ya ETC. Huku Ethereum Classic ikitafuta kuboresha hifadhi zake za uchimbaji madini, wataalamu wa sekta hiyo wana matumaini kuhusu uwezekano wa sarafu kupanda hadi $50. Tradecurve (ETCRV) inaongoza upanuzi wa soko la DeFi na riwaya. Soko la fedha lililogatuliwa linakabiliwa na ongezeko kubwa la upanuzi na mstari wa mbele ni Tradecurve. Licha ya kuwa mradi mpya wa DeFi, Tradecurve imeweza kuamuru umakini mwingi kama ilivyo kwa sababu ya utumiaji wake wa kipekee. Tradecurve inaunda kile kitakachokuwa jukwaa la kwanza la biashara mseto ambayo watumiaji wataweza kufikia na kufanya biashara ya zana za kifedha kutoka soko la kimataifa linalotokana na bidhaa. Kwenye jukwaa watumiaji wataweza kufanya biashara ya hisa, chaguo, forex, crypto na bidhaa kwa akaunti moja pekee. Hii itasuluhisha kikamilifu tatizo linalowakabili wafanyabiashara katika kudhibiti akaunti nyingi. Kwa kuongezea, itaunganisha Tradecurve na moja wapo ya soko kubwa zaidi duniani. Mwezi juni 2022, Benki ya makazi ya kimataifa ilikadiria kuwa soko la kimataifa linalotokana na bidhaa lilikuwa na thamani ya $632 miioni. Hii itaipa Tradecurve ukwasi zaidi kuliko mradi mwingine wowote wa DeFi. Kwa kutatua tatizo kubwa na DeFi, Tradecurve imepata nafasi ya upendeleo kwenye upanuzi mkubwa unaofuata. Wachambuzi wa crypto wametabiri kuwa tokeni ya matumizi ya Tradecurve, TCRV, pia itaathiriwa vyema na soko lake. Wakati wa vyombo vya habari, TCRV inafanya biashara kwa $0.025 kwa tokeni katika hatua yake ya tano ya mauzo ya awali lakini inatarajiwa kufikia kiwango cha juu cha $0.029 katika juma lijalo. Utabiri wa muda mrefu unaweka bei ya TCRV kufika $1.5 kabla ya mwisho wa mwaka huu, na kuifanya kuwa moja wapo ya wanufaika wakubwa zaidi wa 2023. Tembeleo msimbo uliyopo hapa chini ili kupata taarifa zaidi kuhusu Tradecurve na tokeni ya TCRV: Bonyeza hapa kwenye Tovuti Bofya Hapa ili Kununua Tokeni za TCRV kwa mkopo Tufuate Twitter Jiunge na jumiya yetu kwenye Telegram","Ṣé Ethereum Classic lè dé $50 lẹ́yìn ìsọdí tí ó ṣẹlẹ̀ láìpẹ́? Wàyìí, Tradecurve ń darí ìmúgbòòrò ọjà ìṣòwò owó àkósódù aláílákòóso? Lẹ́yìn ìrúsókèsọdí ní ọjà láìpẹ́, Tradecurve ti jáde gẹ́gẹ́ bí adarí owó àkósódù aláílákòóso nígbà tí Ethereum Classic ṣe àtọ̀já bí iye owó rẹ ṣe ti le lọ sókè tó ní ọdún 2023. Ethereum Classic, ETC, iye owó ETC, Ethereum Classic (ETC), báwo ni iye owó Ethereum Classic ṣe lè lọ sókè tó, iye owó Ethereum Classic, Ethereum, iye owó Ethereum Classic Níbi ìrúsókèsọdí ọjà tí ó ṣẹlẹ̀ láìpẹ́, Ethereum Classic (ETC) jẹyọ gẹ́gẹ́ bí ọ̀kan lára àwọn amérèwọlé tí ó tayọ jùlọ. Lẹ́yìn ìgbà tí iye rẹ̀ ti ré kọjá $20, àwọn olùkówólókòwò ń fẹ́ láti mọ̀ bóyá iye rẹ̀ yóò tún gun $50 padà. Bákan náà, Tradecurve, iṣẹ́ àkànṣe tuntun tí ó ń ṣe ìlérí láti mú àtúnṣe bá ìṣòwò owó àkósódù, ni ó ṣe agbátẹrù ìsọdí ọjà ìṣòwò owó àkósódù aláìlákòóso. >>Forúkọ sílẹ̀ Fún Ètò Àkọ́tà Tradecurve<< Àsọtẹ́lẹ̀ iye owó Etc: Báwo ni iye owó Ethereum Classic yóò ti ṣe lọ sókè tó ní ọdún 2023? Ethereum Classic (ETC), àká dátà àkósódù tí ó túbọ̀ ń ṣe àmúlò àwọn odù àtilẹ̀bá ti Ethereum ni wọ́n ti ń kíyèsí pé iye owó rẹ̀ yóò gbéra sókè. Níbi ìrúsókèsọdí ọjà owó àkósódù tí ó ṣẹlẹ̀ láìpẹ́, iye owó Ethereum Classic pààrà sókè sí $23. Bí ó tilẹ̀ jẹ́ pé iye owó àkósódù náà ti dásẹ̀ padà sí ìpele $19, ọ̀pọ̀lọpọ̀ àwọn aṣètúpalẹ̀ owó àkósódù sì tún ní àfọkànsí pé iye owó Ethereum Classic yóò lọ sókè. Ní nǹkan bí i ọ̀sẹ̀ díẹ̀ sẹ́yìn, iye owó Ethereum Classic ti dan ìpele ìtako-ìlọsókè ní bèbè $23.00 (Aṣàmì Iye-òkòwò Onígbàsígbà AIO 200 (200EMA)) wò ní ẹ̀ẹ̀mẹta. Àwọn aṣètúpalẹ̀ ọjà gbàgbọ́ pé iye owó ETC yóò sọdí sókè kọjá ìpele yìí bí ó bá tún dán an wò sí i. Bí Ethereum Classic bá rú sókè kọjá ìpele iye owó yìí, a lè rí i kí iye owó tókìn náà rápálá gòkè lọ sí $40. Ǹjẹ́ iye owó Ethereum Classic lè dé $50 ní ọdún 2023? Ọ̀pọ̀ àwọn aṣètúpalẹ̀ owó àkósódù ni wọ́n gbàgbọ́ pé ó ṣeéṣe. Ní àfikún sí àtúpalẹ̀ onímọ̀ọ́ṣe tí ó ń kín ìjẹròkè tí ó ní agbára lẹ́yìn, àwọn ìdàgbàsókè pàtàkì ti bá ETC. Pẹ̀lú bí Ethereum Classic ti ṣe ń wọ́nà láti ṣe àmúlò àwọn àjọ awàṣùrà rẹ̀ dáadáa, àwọn onímọ̀ọ́ṣe ní ìrètí pé iye owó àkósódù náà yóò dé $50. Tradecurve (TRCV) ń darí ìmúgbòòrò ọjà ìṣòwò owó àkósódù aláìlákòóso pẹ̀lú Ìgbaradì fún ìmúgbòòrò alágbára ni ó ń bá ọjà ìṣòwò owó àkósódù aláìlákòóso báyìí, Tradecurve (TCRV) ni ó sì ṣáájú. Pẹ̀lú bí ó ṣe jẹ́ iṣẹ́ àkànṣe owó àkósódù aláìlákòóso tó, Tradecurve rí irú àkíyèsí tí ó rí yìí nítorí irú ìlò aláìlẹ́gbẹ́ tí ó wà fún ni. Tradecurve ń ṣe àgbédìde ohun tí yóò jẹ́ ìkànnì ìṣòwò àkọ́kọ́ tí àwọn aṣàmúlò yóò ti ní àǹfààní láti rí àyè sí tí wọ́n yóò sì lè ṣòwò àwọn irinṣẹ́ owó lórí ọjà owó afiye-ìní-dúró àgbáyé. Ní orí ìkànnì náà, àwọn aṣàmúlò yóò lè ṣòwò ọjà ìṣùrà, owó afiye-ìní-dúró aládèéhùn ìṣòwò ọjọ́ iwájú, ìṣòwò owó òkèèrè, owó àkósódù, àti àwọn ohun èlò pẹ̀lú àṣùwọ̀n kan ṣoṣo. Èyí yóò yanjú ìṣòro tí àwọn oníṣòwò máa ń kojú lórí ṣíṣe àkóso ọ̀pọ̀ àwọn àṣùwọ̀n. Ní àfikún, yóò so Tradecurve pọ̀ mọ́ ọ̀kan lára àwọn ọjà tí ó tóbi jùlọ ní àgbáyé. Ní oṣù Kẹfà ọdùn 2022, Bank for International Settlement ṣe ìdíyelé pé iye tí ọjà owó afiye-ìní-dúró ní àgbáyé tó tírílíọ̀nù $632. Èyí yóò fún Tradecurve ní ìsọ̀nídowó aláìpayeọjàlára tí ó pọ̀ ju gbogbo àwọn iṣẹ́ àkànṣe owó àkósódù aláìlákòóso mìíràn lọ. Nípa bí ó ti ṣe yanjú ìṣòro ńlá kan tí owó àkósódù aláìlákòóso ní, Tradecurve ti gba àyè asíwájú ní ètò ìmúgbòòrò ńlá tí ó ń bọ̀. Àwọn aṣètúpalẹ̀ owó àkósódù sọ àsọtẹ́lẹ̀ pé ọjà rẹ̀ yóò ní ipa dáadáa lórítókìn ìṣàmúlò ti Tradecurve, TRCV. Ní àkókò ìtẹ̀jáde, iye owó tókìn TRCV kan jẹ́ $0.025 ní ìpele karùn-ún ètò àkọ́tà rẹ̀ ṣùgbọ́n ìrètí wà pé yóò gbéra sókè kan iye owó tí ó ga tó $0.029 ní ọ̀sẹ̀ tí ó ń bọ̀. Àsọtẹ́lẹ̀ ọlọ́jọ́-pípẹ́ fi iye owó TRCV tì sí $1.5 kí ọdún yìí tó parí, tí yóò sọ ọ́ di ọ̀kan lára àwọn amérèwọlé tí ó tóbi jùlọ ní ọdún 2023. Lọ sí àwọn ọ̀nà àsopọ̀ tí wọ́n wà ní ìsàlẹ̀ fún àlàyé síwájú sí i nípa Tradecurve àti tókìn TRCV: Síratẹ Ibíyìí Fún Ibùdó Ìtakùn náà Síratẹ Ibíyìí Láti Ra Tókìn Àkọ́tà TCRV Tẹ̀lé Wa lórí Twitter Darapọ̀ mọ́ Àwùjọ Wa lórí Telegram","Ingabe i-Ethereum Classic ingafinyelela ku-$50 ngemva komhlangano wakamuva? Ngaleso sikhathi, i-Tradecurve ihola ekwandeni kwemakethe ye-DeFi Ngemva komhlangano wemakethe wakamuva, i-Tradecurve ivele njengomholi we-DeFi kuyilapho i-Ethereum Classic ihlola ukuthi intengo yayo ingakhuphuka kangakanani ngo-2023. I-Ethereum Classic, ETC, intengo ye-ETC, i-Ethereum Classic (ETC), izokhuphuka kangakanani e-Ethereum Classic, intengo ye-Ethereum Classic, i-Ethereum, intengo ye-Ethereum Classic Emhlanganweni wemakethe wakamuva, i-Ethereum Classic (ETC) ivele njengomunye wabazuzi abaphezulu. Ukulandela inani eliphakeme elingaphezu kuka-$20, abatshalizimali banentshisekelo yokwazi ukuthi intengo yayo ingaphinda ithole u-$50. Khonamanjalo, ukuvuselelwa kabusha kwemakethe ye-DeFi kuholwa yi-Tradecurve, iphrojekthi entsha ethembisa ukuguqula ukuhweba ngebhukunyazi . >> Bhalisela I-Tradecurve Presale << Ukubikezela intengo ye-Etc: Izokhuphuka kangakanani i-Ethereum Classic ngo-2023? I-Ethereum Classic (ETC), i-blockchain egcina amakhodi okuqala e-Ethereum ibe yisihloko sokuqagela kwe-bullish. Embuthanweni wakamuva wemakethe yebhukunyazi, intengo ye-Ethereum Classic ikhuphuke yafinyelela ku-$23. Nakuba intengo yohlamvu lwemali manje isibuyele ezingeni lika-$19, abahlaziyi abaningi bebhukunyazi basasebenza nge-Ethereum Classic. Emasontweni ambalwa edlule, intengo ye-Ethereum Classic ihlole izinga lokumelana eduze ne-$ 23.00 (200 EMA) izikhathi ezintathu. Abahlaziyi bezimakethe bakholelwa ukuthi ukuhlolwa okulandelayo kungabona irali yentengo ye-ETC ngaphezu kwaleli zinga. Uma i-Ethereum Classic yenza imibuthano engaphezu kwaleli zinga lentengo, besingabona intengo yomhlangano wamathokheni yonke indlela eya ku-$40. Ingabe intengo ye-Ethereum Classic ingafinyelela ku-$50 ngo-2023? Abahlaziyi abaningi bebhuikunyazi bakholelwa ukuthi kungenzeka. Ngaphezu kokuhlaziywa kobuchwepheshe okusekela ukukhuphuka okukhulu kwe-bullish, kukhona ukuthuthukiswa okukhulu kwe-ETC. Njengoba i-Ethereum Classic ibheke ukuthuthukisa amachibi ayo ezimayini, ochwepheshe bezimboni banethemba lokuhle mayelana namathuba okuthi uhlamvu lwemali lushaye u-$50. I-Tradecurve (TCRV) ihola ekwandeni kwemakethe ye-DeFi ngenoveli Imakethe yezezimali ehlukaniselwe izwe ibhekene nokwanda okukhulu, futhi phambili iTradecurve (TCRV). Naphezu kokuba iphrojekthi entsha ye-DeFi, i-Tradecurve iye yakwazi ukuyala ukunakwa okuningi njengoba inakho ngenxa yecala layo lokusetshenziswa eliyingqayizivele. I-Tradecurve yakha lokho okuzoba inkundla yokuqala yokuhweba eyingxube lapho abasebenzisi bezokwazi khona ukufinyelela futhi bahwebe ngamathuluzi ezezimali kusukela kumakethe yomhlaba wonke yokuphuma kokunye. Kulengosi, abasebenzisi bazokwazi ukuhwebelana ngamasheya, izinketho, i-forex, ibhukunyazi, kanye nezimpahla nge-akhawunti eyodwa kuphela. Lokhu kuzoxazulula inkinga abadayisi ababhekana nayo ekuphatheni ama-akhawunti amaningi. Ngaphezu kwalokho, izoxhumanisa i-Tradecurve kwenye yezimakethe ezinkulu emhlabeni. NgoNhlangulana wezi-2022, i-Bank for International Settlement yalinganisela ukuthi imakethe yokuphuma kokunye emhlabeni wonke yayibiza u-$632 trillion. Lokhu kuzonikeza i-Tradecurve imali eyengeziwe kunawo wonke amanye amaphrojekthi we-DeFi. Ngokuxazulula inkinga enkulu nge-DeFi, i-Tradecurve izuze isihlalo sabaphambili ekunwebeni okukhulu okulandelayo. Abahlaziyi bebhukunyazi babikezele ukuthi ithokheni yokusetshenziswa kwe-Tradecurve, i-TCRV, izophinde ibe nomthelela omuhle emakethe yayo. Ngesikhathi sokushicilela, i-TCRV ihweba ngo-$0,025 ithokheni ngayinye esigabeni sayo sesihlanu sokuthengiswa kwangaphambili kodwa kulindeleke ukuthi ifike ku-$0.029 ngeviki elizayo. Izibikezelo zesikhathi eside zikhombe intengo ye-TCRV ku-$1.5 ngaphambi kokuphela kwalo nyaka, okuyenza ibe ngenye yezinzuzo ezinkulu zango-2023. Vakashela izixhumanisi ezingezansi ukuze uthole ulwazi olwengeziwe mayelana ne-Tradecurve kanye nethokheni ye-TCRV: Chofa Lapha Ukuze uthole Iwebhusayithi Chofa Lapha Ukuze Uthenge Amathokheni we-TCRV Presale Silandele ku-Twitter Joyina Umphakathi Wethu kuTelegram"
+"ኤስኢሲ ናይጄሪያ በዓለም አቀፉ የክሪፕቶ ልውውጥ ላይ ያለውን እገዳ አረጋግጣለች፣ ባይናንስ፣ ሌሎች ያልተመዘገቡ ልውውጦች የናይጄሪያን ባለሀብቶች እንዳይጠይቁ ያስጠነቅቃል ዜናዎቹ: የናይጄሪያ የዋስትናዎች ልውውጥ ኰሚሽን( ኤስኢሲ) ዓለም አቀፍ የክሪፕቶ ልውውጥ፣ ቢንኤንሲን በሀገሪቱ ውስጥ ሕገ-ወጥ አወጀ። ከጁን 9 ቀን 2023 ዓለማዊው የባይናንስ ናይጄሪያ ሊሚትድን የሚያመለክት( በቢንነስ.ኮም) binance.com ላይ እንደተመራ አረጋግጧል። ኰሚሽኑ ሌሎች የክሪፕቶ ኢንቨስትመንት መድረኰች የናይጄሪያን ባለሀብቶች እንዳያሳድጉ አስጠንቅቋል። ሰኔ 9 ቀን 2023፣ ሲኢሲ በናይጄሪያ ውስጥ ባይናንስ ናይጄሪያ ሊሚትድ ሕገ-ወጥ እንደሆነ አወጀ።. ሆኖም፣ ቢንነስ ለቴክፖይንት አፍሪካ እንደተናገረው ከ"" ባይናንስ ናይጄሪያ ሊሚትድ"" ጋር ግንኙነት የለውም። ሐምሌ 28 ቀን 2023፣ አርብ ላይ ሲኢሲ የድረ ጣቢያውን ( በቢንነስ.ኮም)binance.com ን በማካተት ባይናንስን እያመለከተ መሆኑን ግልጽ አድርጓል። ማስታወቂያው"" ኮሚሽኑ የ ባይናንስ(፡ኤችቲቲፒኤስ፡//ደብሊውደብሊውደብሊው.ቢንነስ.ኮም)፡ https://www.binance.com እና ኩባንያው ባለሀብቶችን የሚጠይቅበት ማንኛውም ሌላ የመሳሪያ ሥርዓት እንቅስቃሴ በኮሚሽኑ ያልተመዘገበ ወይም ቁጥጥር ያልተደረገበት በመሆኑ በናይጄሪያ ውስጥ የሚከናወኑ ተግባራት ሕገ-ወጥ ናቸው"" ይላል። ኤስኢሲ በክሪፕቶ ላይ እምነት የለውም ኤስኢሲ በተጨማሪም ሕዝቡ በክሪፕቶ ንብረቶች ላይ ኢንቬስት እንዳያደርግ አስጠንቅቋል"" ከፍተኛ ደረጃ ያለው አደጋ አላቸው እናም ሙሉ በሙሉ የኢንቨስትመንት ኪሳራ ሊያስከትሉ ይችላሉ"" ብለዋል። በተጨማሪም በ ኤስኢሲ ያልተመዘገቡ ወይም ቁጥጥር ያልተደረገባቸው የክሪፕቶ መድረኰች ላይ ኢንቨስት ማድረግን ያበረታታል። ያልተመዘገቡ መድረኰች የናይጄሪያን ባለሀብቶች እንዳይጠይቁ ማስጠንቀቂያ ሰጥቷል። እስካሁን ድረስ በናይጄሪያ ውስጥ በክሪፕቶ ላይ ደንቦች አርብ፣ ግንቦት 13፣ 2022፣ ኤስኢሲ በአገሪቱ ውስጥ ላሉት ሁሉም የክሪፕቶ እና ዲጂታል ንብረት አገልግሎት አቅራቢዎች ደንቦችን እና መመሪያዎችን አውጥቷል። ኤስኢሲ ደንቦች: የናይጄሪያ የ ክሪፕቶ ልውውጥ ዋና ሥራ አስፈጻሚዎች ከ 10 ዓመታት በኋላ ጡረታ ይወጣሉ ኤሰኢሲ በዲጂታል ንብረቶች ላይ ለሚሠሩ መድረኰች አዲስ የፍቃድ መስፈርቶችን፣ የመሳሪያ ሥርዓቶችን ምድብ እና ለስራዎቻቸው መመሪያዎችን አጉልቷል። በናይጄሪያ ውስጥ የክሪፕቶ ልውውጥን ለመመዝገብ ዝቅተኛ የተከፈለ ካፒታል 1.2 ሚሊዮን ዶላር፣ የ 72,000 ዶላር የምዝገባ ክፍያ፣ የ 722 ዶላር የማቀነባበሪያ ክፍያ እና የ 240 ዶላር የማመልከቻ ክፍያ ያስፈልጋል። የኤሰኢሲ የቢንነንሲ አዋጅ ሕገ-ወጥ መሆኑን ማወጁ የክሪፕቶ ልውውጥ እና ሌሎች ብዙ ሰዎች በአገሪቱ ውስጥ እንዲመዘገቡ እና የክሪፕቶ ልውውጥን ለመቈጣጠር መመሪያዎቹን እንዲከተሉ ለማድረግ የሚደረግ ሙከራ ነው። ቢንነሰ በበርካታ አገሮች ውስጥ እንዲሠራ ፈቃድ እና ምዝገባ የተሰጠው ቢሆንም ደቡብ አፍሪካ በይፋ እንዲሠራ ፈቃድ ያገኘችበት ብቸኛዋ የአፍሪካ ሀገር ናት።","SEC Nigeria confirms its ban on the global crypto exchange, Binance, warns other unregistered exchanges against soliciting Nigerian investors The news: Nigeria's Securities Exchange Commission, (SEC) has declared global crypto exchange, Binance, illegal in the country. It confirmed that its secular from June 9, 2023, referring to Binance Nigeria Limited, was directed at binance.com. The commission has also warned other crypto investment platforms from soliciting Nigerian investors. On June 9, 2023, the SEC declared Binance Nigeria Limited illegal in Nigeria. Binance, however, told Techpoint Africa that is it not affiliated with the entity, ""Binance Nigeria Limited."" On Friday, July 28, 2023, the SEC clarified that it was referring to Binance by including its website, binance.com. The circular read, ""The Commission again reiterates that the activities of Binance, https://www.binance.com and any such other platform through which the Company solicits investors are neither registered nor regulated by the Commission and its operations in Nigeria are therefore illegal."" SEC does not trust crypto The SEC also warned the public against investing in crypto assets saying they ""have a high level of risk and may result in total loss of investments."" It also discouraged investing with or in crypto platforms not registered or regulated by the SEC. It has issued a warning to unregistered platforms against soliciting Nigerian investors. Regulations on crypto in Nigeria so far On Friday, May 13, 2022, the SEC issued rules and guidelines for all crypto and digital asset service providers in the country. SEC regulations: Nigeria Crypto exchange CEOs to retire after 10 years The SEC highlighted new licence requirements for platforms that deal with digital assets, categorisation of the platforms, and guidelines for their operations. Registering a crypto exchange in Nigeria requires a minimum paid-up capital of $1.2 million, a $72,000 registration fee, a $722 processing fee and a $240 application fee. The SEC's declaration of Binance as illegal hints at an attempt to get the crypto exchange and many others to get registered in the country and follow its guidelines for regulating crypto exchanges. While Binance has been granted permission and registration to operate in several countries, South Africa is the only African country where it has officially gotten permission to operate.","SEC Nigeria ta tabbatar da dakatar da kasuwancin crypto na duniya, Binance, ya yi kashedin sauran musayar da ba a yi rajista ba game da neman masu saka hannun jari na Nijeriya. Labaran: Hukumar hada-hadar hannayen jari ta Nijeriya, (SEC) ta ayyana musayar cryptocurrency ta duniya, Binance, haramtacce a ƙasar. Ya tabbatar da cewa ba ya bin doka daga ranar 9 ga Yuni, 2023, dangane da Binance Nigeria Limited, an ba da umarni a binance.com. Hukumar ta kuma gargaɗi sauran hanyoyin zuba jari na crypto daga neman masu zuba jari na Nijeriya. A ranar 9 ga Yuni, 2023, SEC ta ayyana Binance Nigeria Limited haramtacce a Nijeriya. Binance, duk da haka, ya gaya wa Techpoint Africa cewa ba ta da alaƙa da ƙungiyar, ""Binance Nigeria Limited."" A ranar Juma'a, Yuli 28, 2023, SEC ta fayyace cewa tana magana ne a kan Binance ta haɗa da shafin yanar gizonsa, binance.com. Sanarwar ta ƙara da cewa, “Hukumar ta sake nanata cewa ayyukan Binance, https://www.binance.com da duk wani dandali da Kamfanin yake neman masu zuba jari ba su da rajista ko ƙa’ida daga Hukumar da ayyukanta a Nijeriya saboda haka haramun ne."" SEC ba ta amince da crypto ba SEC ta kuma gargaɗi jama'a game da saka hannun jari a kadarorin crypto suna cewa ""suna da babban haɗari kuma suna iya haifar da asarar dukiyoyi."" Haka nan ya hana saka hannun jari tare da ko a cikin dandamali na crypto marar rajista ko tsarin SEC ba ya gudanarwa. Ta bayar da gargaɗi ga wasu dandali da ba su yi rajista ba game da neman masu zuba jari a Nijeriya. Dokokin kan crypto a Nijeriya ya zuwa yanzu A ranar Juma'a, Mayu 13, 2022, SEC ta ba da dokoki da jagorori ga duk masu ba da sabis na kadarar crypto da dijital a cikin ƙasar. Dokokin SEC: Shugabannin musanya na Crypto Nijeriya za su yi ritaya bayan shekaru 10 SEC ta nuna sababbin buƙatun lasisi don dandamali waɗanda suke hulɗa da kadarorin dijital, rarraba dandamali, da jagororin ayyukansu. Yin rijistar musayar crypto a Nijeriya yana buƙatar mafi ƙarancin jari na dala miliyan 1.2, kuɗin rajista $72,000, kuɗin sarrafawa $722 da kuma kuɗin nema $240. Bayanin SEC na Binance a matsayin alamu ba bisa ƙa’ida ba game da yunƙurin samun musayar crypto da sauran mutane da yawa don yin rajista a cikin ƙasar da bin jagororinsa don daidaita musayar crypto. Yayin da aka bai wa Binance izini da rajista don yin aiki a ƙasashe da yawa, Afirka ta Kudu ita ce kaɗai ƙasar Afirka inda ta sami izinin yin aiki a hukumance.","SEC Nigeria inathibitisha marufuku yake kwenye ubadilishanaji wa sarafu za siri wa kimataifa, Binance, anaonya ubadilishanaji mwingine ambao haujasajiliwa dhidi ya kuomba wawekezaji wa Nigeria. Habari: Tume ya kubadilishana Dhamana nchini Nigeria (SEC) imetangaza ubadilishanaji wa crypto wa kimataifa, Binance, kuwa haramu nchini humo. ilithibitisha kuwa matumizi yake yasiyo ya kidini kuanzia tarehe 9, Julai, 2023, ikirejelea Binance Nigeria Limited, ilielekezwa kwenye binance.com. Tume pia imeonya majukwaa mengine ya uwekezaji wa crypto kutokana na kutafuta wawekezaji wa Nigeria. Mwezi juni 9, 2023, SEC ilitangaza Binance Nigeria Limited kuwa ni haramu nchini Nigeria. Hata hivyo, Binance iliiambia Techpoint Africa kuwa haihusiani na taasisi hiyo ""Binance Nigeria Limited"" Siku ya ijumaa, julai 28, 2023, SEC, ilifafanua kuwa ilikuwa ikirejelea Binance kwa kujumuisha tovuti yake, binance.com. Waraka ulisomeka ""Tume inasisitiza tena kwamba shughuli za Binance, https://www.binance.com, na jukwaa lingine lolote ambalo Kampuni inawaomba wawekezaji halijasajiliwa wala kuthibitishwa na Tume na shughuli zake nchini Nigeria ni hivyo. kinyume cha sheria"" SEC haiamini crypto SEC pia ilionya umma dhidi ya kuwekeza kwenye rasilimali za crypto ikisema ""wana hatari ya kiwango cha juu ambayo inaweza kusababisha hasara kubwa ya uwekezaji Pia ilikatisha tamaa ya kuwekeza kwenye majukwaa mengine ya crypto ambayo hayajasajiliwa au kudhibitishwa na SEC. imetoa onyo kwa majukwaa ambayo hayajasajiriwa dhidi ya kushawishi wawekezaji wa Nigeria. Kanuni zinazohusiana na crypto nchini Nigeria hadi sasa Ijumaa, Mei 13, 2022, SEC ilitoa sheria na miongozo kwa watoa huduma wote wa crypto na mali za kidijitali nchini. Kanuni za SEC: wakurugenzi wakuu wa kubadilishana fedha wa crypto za Nigeria watastaafu baada ya miaka 10 SEC iliangazia mahitaji mapya ya leseni kwa mifumo inayoshughulikia vipengele vya kidijitali, uainishaji wa mifumo na miongozo ya utenda kazi wao. Kusajili ubadilishanaji wa crypto nchini Nigeria kunahitaji mtaji wa chini wa $1.2 milioni, ada ya usajili ya $72.000, ada ya usindikaji ya $722 na ada ya kutuma maoni ya $240. Tamko la SEC la Binance kama vidokezo haramu katika jaribio la kupata ubadilishaji wa sarafu za siri na wengine wengi kusajiliwa nchini na kufuata miongozo yake ya kudhibiti ubadilishanaji wa sarafu za siri. wakati Binance walipewa usajili na kibali cha kufanya kazikatika nchi kadhaa, Afrika kusini ndiyo nchi pekee ya Afrika ambayo imepata kibali rasmi cha kufanya kazi.","AAỌ (Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò) ti orílẹ̀-èdè Nigeria ni ó ti jẹ́rìí pé òun fi òfin de ìkànnì apààrọ̀ owó àkósódù ní àgbáyé, ìyẹn Binance tí ó sì kìlọ̀ fún àwọn ìkànnì ìpààrọ̀ tí wọn ò forúkọsílẹ̀ láti máa rawọ̀ sí àwọn akówólókòwò ilẹ̀ Nigeria Ìròyìn náà: Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò (AAỌ) ti orílẹ̀-èdè Nigeria ni ó ti kéde pé òfin ti lòdì sí ìkànnì apààrọ̀ owó àkósódù ní àgbáyé, ìyẹn Binance ní orílẹ̀-èdè náà. Ó jẹ́rìí pé binance.com gan ni ìwé àpínká tí òun fi léde láti ọjọ́ 9 oṣù Kẹfà ní ọdún 2023 tí ó ń tọ́ka sí Binance Nigeria Limited ń bá wí. Àjọ náà tún ṣe ìkìlọ̀ fún àwọn ìkànnì ìkówó lé owó àkósódù mìíràn láti máa rawọ̀ sí àwọn akówólókòwò ilẹ̀ Nigeria. Ní ọjọ́ 9 oṣù Kẹfà ní ọdún 2023 ni AAỌ (Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò) kéde pé òfin ti de Binance Nigeria Limited ní orílẹ̀-èdè Nigeria. Ṣùgbọ́n Binance sọ fún Techpoint Africa pé òun ò ní ìbátan kankan pẹ̀lú àjọ tí ń jẹ́ ""Binance Nigeria Limited."" Ní ọjọ́ Ẹtì oṣù Keje ọdún 2023, Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò (AAỌ) sọ ọ́ di mímọ̀ pé Binance gan ni òun ń bá wí tí ó sì fi ibùdó ìtakùn wọn binance.com sí i. Ìwé àpínká náà lọ báyìí, ""Àjọ tún ṣe àtẹnumọ́ pé àwọn iṣẹ́ Binance, https://www.binance.com àti irú àwọn ìkànnì bẹ́ẹ̀ mìíràn níbi tí Ilé-iṣẹ́ yóò ti máa rawọ́ sí àwọn olùkówólókòwò kò ní ìforúkọsílẹ̀, bẹ́ẹ̀ Àjọ kò ní àkóso lórí wọn, nítorí náà, òfin ti de àwọn iṣẹ́ wọn ní orílẹ̀-èdè Nigeria. Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò (AAỌ) kíò ní ìgbàgbọ́ nínú owó àkósódù Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò (AAỌ) tún ṣe ìkìlọ̀ fún mùtúmùwà láti má kówó lé owó àkósódù nítorí pé wọ́n ""ní ewu tí ó pọ̀ gan tí èèyàn sì le pàdánù gbogbo owó ìdókòwò náà."" Ó tún ṣe ìyànjú pé kí àwọn èèyàn má ṣe dókòwò pẹ̀lú tàbí ní orí àwọn ìkànnì tí kò forúkọsílẹ̀ tàbí tí àjọ náà kò ní àkóso lórí wọn. Ó fi ìkìlọ̀ síta fún àwọn ìkànnì tí kò forúkọsílẹ̀ tí wọ́n sì ń rawọ́ sí àwọn akówólókòwò ilẹ̀ Nigeria. Ìṣàkóso lórí owó àkósódù ní orílẹ̀-èdè Nigeria di ìsinyìí Ní ọjọ́ Ẹtì oṣù Karùn-ún ọdún 2022 ni àjọ AAỌ fi àwọn òfin àti ìlànà iṣẹ́ sílẹ̀ fún gbogbo àwọn olùpèsè iṣẹ́ ajẹmówó orí ayélujára tàbí owó àkósódù ní orílẹ̀-èdè náà. Àwọn Òfin AAỌ: àwọn Aláṣẹ àti Olùdarí ìkànnì ìpààrọ̀ Owó àkósódù máa fẹ̀yìn tì lẹ́yìn ọdún 10 Àjọ Aṣàkóso Ọjà Ohun Ìní Aṣeéṣòwò (AAỌ) ṣe àfihàn àwọn ìnílò láti gba ìwé àṣẹ fún àwọn ìkànnì tí wọ́n ń ṣiṣẹ́ pẹ̀lú àwọn ohun ìní orí ayélujára, ìpínsísọ̀rí àwọn ìkànnì náà àti àwọn ìlànà iṣẹ́ fún iṣẹ́ wọn. Àwọn ìnílò láti ṣe ìforúkọsílẹ̀ ìkànnì ìpààrọ̀ owó àkósódù ní Nigeria ni mílíọ̀nù $1.2, ó kéré jùlọ, tí yóò jẹ́ owó ìbẹ̀rẹ̀ iṣẹ́ àsansílẹ̀, owó ìforúkọsílẹ̀ $72,000, owó ìṣaáyan $722 àti owó ìbẹ̀wẹ̀ $240. Ìkéde AAỌ pé òfin ti de Binance náà ni ó sojú ìgbìyànjú láti mú kí ìkànnì ìpààrọ̀ owó àkósódù náà àti àwọn mìíràn láti forúkọsílẹ̀ ní orílẹ̀-èdè náà kí wọ́n sì tẹ̀lé àwọn ìlànà tí ó ń ṣe àkóso àwọn ìkànnì ìpààrọ̀ owó àkósódù. Nígbà tí Binance ti ní àṣẹ ìṣiṣẹ́ tí ó sì ti forúkọsílẹ̀ ní ọ̀pọ̀lọpọ̀ àwọn orílẹ̀-èdè, South Africa nìkan ni orílẹ̀-èdè ilẹ̀ Africa tí ó ti ní àṣẹ ìṣiṣẹ́ lábẹ́ ìjọba.","I-SEC Nigeria iqinisekisa ukuvinjelwa kwayo ekuhwebeni kwebhukunyazi emhlabeni, i-Binance, ixwayisa okunye ukuhwebelana okungabhalisiwe ngokumelene nokucela abatshalizimali baseNigeria Izindaba: I-Securities Exchange Commission yaseNigeria, (i-SEC) imemezele ukushintshaniswa kwebhukunyazi emhlabeni jikelele, i-Binance, akukho emthethweni ezweni. Iqinisekise ukuthi ingeyomhlaba kusukela zi-9 kuNhlangulana wezi-2023, ibhekisa ku-Binance Nigeria Limited, yayiqondiswe ku-binance.com. Ikhomishana iphinde yaxwayisa ezinye izinkundla zokutshala izimali zebhukunyazi ekuceleni abatshalizimali baseNigeria. Zi-9 kuNhlanguala wezi -2023, i-SEC yamemezela ukuthi i-Binance Nigeria Limited ayikho emthethweni eNigeria. U-Binance, nokho, utshele i-Techpoint Africa ukuthi ayihlangene nenhlangano, ""Binance Nigeria Limited."" NgoLwesihlanu, zingama-28, kuNtulikazi wezi-2023, i-SEC yacacisa ukuthi ibhekisela ku-Binance ngokufaka iwebhusayithi yayo, i-binance.com. Isekhula ifundeka kanje, ""IKhomishana iphinda igcizelela ukuthi imisebenzi kaBinance, https://www.binance.com nanoma iyiphi enye inkundla iNkampani enxenxa ngayo abatshalizimali ukuthi ingabhaliswa noma ilawulwe yiKhomishini kanye nokusebenza kwayo eNigeria ngakho-ke ngokungekho emthethweni."" I-SEC ayithembi i-crypto I-SEC iphinde yaxwayisa umphakathi ngokumelene nokutshala izimali ezimpahleni zebhukunyazi zithi ""zinezinga eliphezulu lobungozi futhi zingase zibangele ukulahlekelwa okuphelele kokutshalwa kwezimali."" Kuphinde kwadumaza ukutshala imali noma kuzingosi zebhukunyazi engabhalisiwe noma engalawulwa yi-SEC. Ikhiphe isexwayiso ezinkundleni ezingabhalisiwe ngokumelene nokunxenxa abatshalizimali baseNigeria. Imithetho kubhukunyazi eNigeria kuze kube manje NgoLwesihlanu, ziyi-13 kuNhlaba wezi- 2022, i-SEC yakhipha imithetho nemihlahlandlela yabo bonke abahlinzeki besevisi yebhukunyazi nezimpahla zedijithali ezweni. Imithetho ye-SEC: Ama-CEO wokushintshana ngebhukunyazi e-Nigeria azothatha umhlalaphansi ngemuva kweminyaka eyi-10 I-SEC igqamise izimfuneko zamalayisense amasha ezinkundla ezibhekana nezimpahla zedijithali, ukuhlukaniswa kwezingxenyekazi ngokwezigaba, nemihlahlandlela yokusebenza kwazo. Ukubhalisa ukushintshana ngebhukunyazi eNigeria kudinga imali encane ekhokhelwe engu-$1.2 wezigidi, imali yokubhalisa engu-$72,000, imali yokucubungula engu-$722 kanye nemali yokufaka isicelo engu-$240. Isimemezelo se-SEC sika-Binance njengamacebiso angekho emthethweni emzamweni wokuthola ukushintshaniswa kwe-crypto nabanye abaningi ukuze babhaliswe ezweni futhi balandele imihlahlandlela yayo yokulawula ukuhwebelana kwe-crypto. Nakuba u-Binance enikezwe imvume nokubhaliswa ukuze asebenze emazweni amaningana, iNingizimu Afrika ukuphela kwezwe lase-Afrika lapho ithole khona imvume yokusebenza ngokusemthethweni."
+"በኦፔይ ላይ ችግሮች? ቪክቶሪያ ዋሸህ፣እኔ አዝናኝ አይደለሁም። እንደምታውቀው፣ ቪክቶሪያ በጣም በሚያስፈልጋት ዕረፍት ላይ ነች፣ እናም ቴክፖይንት ዳይጀስት በገቢ መልእክት ሳጥናችሁ እንዲደርስልኝ አደራ ሰጠችኝ። ለአንተ በላከችህ የመጨረሻ ኢሜይል ላይ እኔ አዝናኝ ነኝ ብላ ነበር ግን ከእውነት የራቀ ሊሆን አይችልም። በእውነቱ በጣም አዝናኝ ነኝ፣ እናም የዜና መፅሄቱን በተቻለ መጠን አሳታፊ ለማድረግ የተቻለኝን ሁሉ አደርጋለሁ። ይህ በእንዲህ እንዳለ ስለ ቪክቶሪያ ጋዜጣዎች በጣም የሚወዱትን ነገር ይንገሩኝ፣ እኔም ደረጃውን ለመጠበቅ እሞክራለሁ። ያለ ተጨማሪ ኦዶ፣ ዛሬ ለእናንተ ያመጣሁላችሁን እነሆ: የኦፔይ ዋና ሥራ አስፈጻሚ ከኃላፊነታቸው ወረዱ። የሴኔጋል ሁለተኛ የኢንተርኔት መዘጋት በ2023 ነው። ትሬድስ 50% ተጠቃሚዎቹን ያጣል። የኦፔይ ዋና ሥራ አስፈጻሚ ከኃላፊነታቸው ወረዱ ኦሉ አካንሙ የኦፓይ-ናይጄሪያ ዋና ሥራ አስፈጻሚ ሆነው ከሥልጣን ከገቡ ከሁለት ዓመት በኋላ ሥልጣናቸውን ለቀዋል። አካንሙ ከፊንቴክ ኩባንያ መውጣቱን በትዊተር( አሁን ኤክስ) በመግለጽ የአንድ ምዕራፍ መጨረሻ መሆኑን እና ወደ ቀጣዩ እየተሸጋገረ መሆኑን ተናግረዋል። አካንሙ በኦፔይ ጥሩ ሪከርድ ነበረው። እስከ ታህሳስ 2022፣ ድረስ ኦፔይ በናይጄሪያ ውስጥ ከ 500,000 በላይ ወኪሎች ያሉት ትልቁ ወኪል የባንክ አውታረመረብ ነበረው። እስከ ታህሳስ 2022 ድረስ በናይጄሪያ ውስጥ በጣም የፒኦኤስ ወኪሎች ያሏቸውን ኩባንያዎች ዝርዝር አዘጋጅቻለሁ፣ እዚህ ማረጋገጥ ይችላሉ። ከ2022 ወዲህ ብዙ ነገሮች እንደተለወጡ ልብ ይበሉ፣ እና አንድ ትንሽ ወፍ ሞኒፖይንት አሁን በአገሪቱ ውስጥ ትልቁ የኤጀንሲ የባንክ አውታረመረብ እንዳለው ነግሮኛል። በፍቅር ብትጠይቁ ትክክለኛውን ቁጥር እሰጣኋለሁ። ዙም አውት፡አካንሙ በቅርብ ጊዜ ከኦፓይ የወጣ ብቸኛዋ ሲ-ደረጃ ሠራተኛ አይደለም። ዶቱን አዴኮንሌ በጥቅምት 2022 ዋና ቴክኒካዊ ኃላፊነቱን ለቅቋል። ኦፓይ የቀድሞ የኮምፓይንስ ኦፊሰር የነበሩት ኦላኒይ አላኦም በዚህ ዓመት ኩባንያውን ለቀው ወደ ፔየስታክ ተዛውረዋል። በኦፔይ ውስጥ አንድ ነገር በእርግጠኝነት አለ። የሴኔጋል ሁለተኛው የኢንተርኔት መዘጋት በ2023 ነው እንደ አለመታደል ሆኖ፣ የሴኔጋል ሕዝብ ይህንን ጋዜጣ ማንበብ ላይችል ይችላል ምክንያቱም የኮሙኒኬሽን ሚኒስትራቸው ሙሳ ቦካር ቲያም ከትናንት ጀምሮ በ2023 ለሁለተኛ ጊዜ ኢንተርኔት መዘጋቱን አስታውቀዋል። የመጀመሪያው ሰኔ 2023 ነበር። በሁለቱም አጋጣሚዎች፣ ውሳኔው የተወሰደው የተቃዋሚ መሪውን ኦስማን ሶንኮን አስመልክቶ በተቀሰቀሰ ተቃውሞ ነው። ሶንኮ በሰኔ ወር"" ወጣቶችን በማበላሸት"" የሁለት ዓመት እስራት ተፈረደበት።"" ውሳኔው በመላ አገሪቱ ኃይለኛ ተቃውሞዎችን አስነሥቶ፣ 15 ሰዎች እንዲገደሉ አድርጓል። የበይነመረብ መዘጋት ውድ ነው። የመጨረሻው የሴኔጋል መዝጋት በየሰዓቱ አገሪቱን 300,000 ዶላር አስከፍሏታል። በዚህ ጊዜ፣ ግን ሁኔታው ከዚህ የከፋ ሊሆን ይችላል፤ ምክንያቱም በየጊዜው የሚከሰተው መዘጋት የውጭ ባለሀብቶች በአገሪቱ ላይ ያላቸውን እምነት እንዲያጡ ሊያደርግ ይችላል። የዙክ ትሪድስ ተጠቃሚዎችን እያጣ ነው የሜታ የትዊተር ተፎካካሪ ፣የሆነው ትሬድስ በአምስት ቀናት ውስጥ ብቻ 100 ሚሊዮን ተመዝጋቢዎችን በማለፍ ታሪክ ሰርቷል። ሆኖም ግን ፣ግማሽ ተጠቃሚዎቹን በማጣቱ ለትሪድስ እንደገና ቀስተ ደመና እና የኒኮርን አይደለም። በእርግጥ ምን ሆነ? የሜታ ዋና ሥራ አስፈጻሚ ማርክ ዙከርበርግ፣ በሮይተርስ በተሰማው የውስጥ ስብሰባ መሠረት መድረኩ ግማሽ ተጠቃሚዎቹን እንዳጣ ለሠራተኞቹ ተናግረዋል። የሚገርመው ነገር፣ የትሪድስ አፈጻጸም የሜታ ሥራ አስፈጻሚዎች ከሚጠብቁት የተሻለ ነበር። ኩባንያው አሁን ተጠቃሚዎች በመድረኩ ላይ ረዘም ላለ ጊዜ እንዲቆዩ የሚያደርጉ ባህሪያትን በመጨመር ላይ ያተኩራል። ስለ ትሪድስ ብዙም አውቀውም ምክንያቱም። አሊያም ደግሞ ወደ ቴራፒስት ማየት ይኖርብኛል።","Problems at OPay? Victoria lied to you, I'm not fun. As you already know, Victoria is going on a much-needed break, and she has entrusted me with keeping Techpoint Digest delivered to your inbox. In her last email to you, she said I'm fun, but this couldn't be further from the truth. I'm actually super fun, and I'll do my best to keep the newsletter as engaging as possible. In the meantime, tell me what you like the most about Victoria's newsletters, and I'll try to maintain the standard. Without further ado, here's what I have for you today: OPay CEO steps down. Senegal's second Internet shutdown in 2023. Threads loses 50% of its users. OPay CEO steps down Olu Akanmu has stepped down as OPay-Nigeria's CEO, two years after he took office. Akanmu announced his departure from the fintech company on Twitter (now X), saying it was the end of one chapter and he was moving on to the next. Akanmu had a great track record at OPay. As of December 2022, OPay had the largest agency banking network in Nigeria with over 500,000 agents. I made a list of companies with the most PoS agents in Nigeria as of December 2022, you can check it out here. Keep in mind that much has changed since 2022, and a little birdie told me that Moniepoint now has the largest agency banking network in the country. I'll give you the actual figures if you ask nicely. Zoom out: Akanmu is not the only C-level employee who recently left OPay. Dotun Adekunle left his role as CTO in October 2022. Olaniyi Alao, a former Compliance Officer at OPay, also left the company for Paystack this year. Something's definitely up at OPay. Senegal's second Internet shutdown in 2023 Unfortunately, people in Senegal might not be able to read this newsletter because their communications minister, Moussa Bocar Thiam, announced the country's second Internet shutdown in 2023, starting yesterday. The first one was in June 2023. Both times, the decision followed protests regarding the opposition leader, Ousmane Sonko. Sonko was sentenced to two years in prison in June for ""corrupting the youths."" The decision sparked violent protests across the country, leading to the death of 15 people. Internet shutdowns are costly. Senegal's last shutdown cost the country $300,000 every hour. This time, it could be much worse, as the constant shutdowns could cause foreign investors to lose confidence in the country. Zuck's Threads is losing users Meta's Twitter rival, Threads, made history when it crossed 100 million signups in just five days. However, it's not rainbows and unicorns again for Threads as it has lost half of its users. What really happened? According to an internal meeting heard by Reuters, Meta CEO Mark Zuckerberg told employees that the platform had lost half of its users. Interestingly, Threads performed even better than Meta executives anticipated. The company is now going to focus on adding features that will keep users on the platform for longer. I'm not very fond of Threads because . Or maybe I should see a therapist.","Matsaloli a OPay? Victoria ta yi muku ƙarya, Ba ni da daɗi. Kamar yadda kuka riga kuka sani, Victoria zata tafiya hutun da ake buƙata sosai, kuma ta ba ni amana ta in ajiye Techpoint Digest da aka isar zuwa akwatin saƙo naku. A cikin imel ɗinta na ƙarshe da ta aiko muku, ta ce ina jin daɗi, amma wannan ba zai iya zama mai nisa daga gaskiya ba. A zahiri ina jin daɗi sosai, kuma zan yi iya ƙoƙarina don kiyaye wasiƙar a matsayin mai ɗaukar hankali gwargwadon iko. A halin yanzu, gaya mani abin da kuka fi so game da wasiƙun labarai na Victoria, kuma zan yi ƙoƙarin kiyaye ƙa'idojin. Ba tare da ɓata lokaci ba, ga abin da na kawo muku yau: Shugaban OPay ya sauka. Kashe Intanet na biyu a Senegal a cikin 2023. Threads ya yi asarar kashi 50% na masu amfani da shi. Shugaban OPay ya sauka Olu Akanmu ya sauka daga muƙaminsa na Shugaban Kamfanin OPay-Nigeria, shekaru biyu da hawansa mulki. Akanmu ya sanar da tashin sa daga kamfanin fintech a Twitter (yanzu X), yana mai cewa ƙarshen babi ɗaya ne kuma ya ci gaba zuwa na gaba. Akanmu yana da tarihin kyakkyawan aiki a OPay. Ya zuwa Disamba 2022, OPay yana da babbar hanyar sadarwar banki a Nijeriya tare da wakilai sama da 500,000. Na yi jerin kamfanoni da mafi yawan wakilan PoS a Nijeriya har zuwa Disamba 2022, za ku iya duba shi a nan. Ka tuna cewa abubuwa da yawa sun canza tun 2022, kuma ɗan tsuntsu ya gaya mani cewa Moniepoint yanzu tana da babbar hanyar sadarwar banki a ƙasar. Zan ba ku ainihin adaɗi idan kun yi tambaya da kyau. Zuƙowa: Akanmu ba shi ne kawai ma'aikacin matakin C da ya bar OPay kwanan nan ba. Dotun Adekunle ya bar aikinsa na CTO a watan Oktoba 2022. Olaniyi Alao, wanda tsohon jami’in bin doka ne a OPay, shi ma ya bar kamfanin zuwa Paystack a wannan shekarar. Tabbas wani abu yana tasowa a OPay. Kashe Intanet na biyu a Senegal a cikin 2023 Abin takaici, mutane a Senegal ba za su iya ƙaranta wannan wasiƙar labarai ba saboda ministan sadarwarsu, Moussa Bocar Thiam, ya sanar da rufe Intanet a ƙasar a shekarar 2023, farawa daga jiya. Na farko ya kasance a watan Yuni 2023. A lokuta biyu, shawarar ta biyo bayan zanga-zangar da aka yi game da jagoran 'yan adawa, Ousmane Sonko. An yanke wa Sonko hukuncin ɗaurin shekaru biyu a gidan yari a watan Yuni saboda ""lalata matasa."" Matakin dai ya haifar da ƙazamar zanga-zanga a faɗin ƙasar, lamarin da ya yi sanadiyar mutuwar mutane 15. Rufewar Intanet yana da tsada. Rufewar ƙarshe da Senegal ta yi ya jawo wa ƙasar asarar dala $300,000 a kowace awa. A wannan karon, zai iya yin muni sosai, domin a kullum kulle-kullen na iya sa masu zuba jari na kasashen waje su rasa ƙwarin guiwa a ƙasar. Zuck's Threads yana rasa masu amfani Abokin hamayyar Meta na Twitter, Threads, ya kafa tarihi lokacin da ya ketare rajista miliyan 100 a cikin kwanaki biyar kacal. Duk da haka, abubuwa ba kamar yadda suke a da bane a Threads don yanzu sun rasa sama da rabin mutanen da suke amfani da shi. Me ya faru da gaske? A cewar wani taron cikin gida da kamfanin dillancin labarai na Reuters ya ji, Shugaban Kamfanin Meta, Mark Zuckerberg, ya shaidawa ma'aikatansa cewa dandalin ya yi asarar rabin masu amfani da shi. Abin sha'awa, Threads sun yi ƙoƙari sosai fiye da yadda shugabannin Meta suka yi tsammani. Kamfanin yanzu zai mayar da hankali ne wajen ƙara abubuwan da za su ci gaba da kasancewa masu amfani a kan dandamali na tsawon lokaci. Ba na matuƙar son Threads saboda . Ko wataƙila in ga mai ilimin hanyoyin kwantar da hankali.","Je, una matatizo kwenye Opay? Victoria alikudanganya, sifurahii. Kama unavyojua tayari, Victoria anaenda kwenye mapumziko yanayohitajika sana, na amenikabidhi kutunza Techpoint Digest ikiwasilishwa kwenye kikasha chako. Katika barua pepe yake ya mwisho kwako, alisema nina furaha, lakini hii haiwezi kuwa zaidi kutoka kwa ukweli. Kwa kweli ninafuraha sana, na ninafanya niwezavyo ili kuweka jarida hili livutie kadiri niwezavyo. Wakati huo huo, niambie unachopenda zaidi kuhusu majarida ya Victoria, na nitajaribu kudumisha kiwango. Bila ado zaidi, hii ndiyo niliyo nayo kwako leo: Mkurugenzi mtendaji (CEO) wa Opay amejiudhuru. Kufungwa kwa mtandao kwa mara ya pili mchini Senegali mnamo 2023. Mazungumzo hupoteza 50% ya watumiaji wake. Mkurugenzi mtendaji (CEO) wa Opay amejiudhuru Olu Akanmu amejiudhuru kama mkurugenzi mtendaji wa Opay-Nigeria, miaka miwili baada ya kuchukua wadhifa huo. Akanmu alitangaza kuachana na kampuni ya fintech wenye Twitter (sasa X) alisema ilikuwa mwisho wa sura moja na alikuwa anaendelea na inayofuata. Akanmu alikuwa na sifa nzuri kwenye kampuni ya Opay. Kufikia Desemba 2022, Opay ilikuwa na mtandao mkubwa wa mawakala wa benki nchini Nigeria ukiwa na zaidi ya mawakala 500,000. Nilitengeneza orodha ya kampuni zilizo na mawakala wengi wa Pos nchini Nigeria kufikia Desemba 2022, unaweza kuiangalia hapa. Kumbuka kwamba mengi yamebadilika tangu 2022,, na ndege mdogo aliniambia kuwa Moniepoint sasa ina mtandao mkubwa zaidi wa benki nchini. Nitakupa takwimu halisi ukiuliza vizuri. Vuta: Akanmu siyo mfanayakazi pekee wa kiwango cha C ambaye aliacha Opay hivi karibuni. Dotun Adekunle aliacha jukumu lake kama CTO mnamo Oktoba 2022. Olaniyi Alao, aliyekuwa Afisa uzingatiaji wa Opay, pia aliondoka kwenye kampuni hiyo na kwenda Paystack mwaka huu. Kuna kitu kiko sawa kwenye Opay. Kufungwa kwa mtandao kwa mara ya pili mchini Senegali mnamo 2023 Kwa bahati mbaya; watu nchini Senegali hawawezi kusoma jarida hili kwa sababu waziri wao wa mawasiliano, Moussa Bocar Thiam, alitangaza kuzima kwa mtandao mara ya pili nchini humo mwaka 2023, kuanzia jana. ya kwanza ilikuwa Juni 2023. Mara zote mbili, uamuzi huo ulifuatia maandamano dhidi ya kiongozi wa upinzani, Ousmane Sonko. Sonko alihukumiwa kifungo cha miaka miwili jera, mwezi juni kwa ""kuwafisadi vijana"" Uamuzi huo ulizusha maandamano ya ghasi nchini kote na kusababisha vifo vya watu 15. Kuzimwa kwa mtandao ni ghali. Kufungwa kwa mwisho kwa Senegali kuligharimu nchi hiyo $300,000 kila saa. Wakati huu, inaweza kuwa mbaya zaidi kwani kufungwa mara kwa mara kunaweza kusababisha wawekezaji wa kigeni kukosa imani na nchi. Zuck's Threads inapoteza watumiaji Mpinzani wa Twitter wa Meta, Threads, aliweka historia alipovuka usajili wa milioni 100 ndani ya siku tano pekee. Walakini, siyo upinde wa mvua na nyati tena kwa Threads kwani imepoteza nusu ya watumiaji wake. Ni nini hasa kilitokea? Kulingana na mkutano wa ndani uliyosikilizwa na Reuters, Mkurugenzi Mtendaji wa Meta, Mark Zuckerberg aliwaambia wafanyakazi kwamba jukwaa limepoteza nusu ya watumiaji wake. Inafurahisha, Threads zilifanya vizuri kuliko watendaji wa Meta walivyotarajia. Kampuni sasa itazingatia kuongeza vipengele ambavyo vitaweka watumiaji kwenye jukwaa kwa muda mrefu. Sipendi sana Threads kwa sababu . Au labda nimuone mtaalamu.","Àwọn ìṣòro ní OPay? Victoria parọ́ fún yín, mi ò kì í ṣe apanilẹ́rìn-ín. Gẹ́gẹ́ bí ẹ ti mọ̀, Victoria ti lọ fún ìsinmi tí ó nílò gidi gan tí ó sì ti fi iṣẹ́ lé mi lọ́wọ́ láti máa fi Techpoint Digest ránṣẹ́ sí àpò àtẹ̀jíṣẹ́ yín. Nínú ímeèlì tí ó fi ránṣẹ́ si yín gbẹ̀yìn, ó wí pé apanilẹ́rìn-ín ni mí ṣùgbọ́n èyí kì í ṣe irọ́ rárá. Mo máa ń dá ẹ̀rín pa òṣọ́nú ní pàápàá, màá sì gbìyànjú agbára mi láti mú kí lẹ́tà ìròyìn náà dùn létí yín dáadáa. Nísìnyìí náà, ẹ sọ fún mi ohun tí ẹ bá fẹ́ràn jùlọ nípa àwọn lẹ́tà ìròyìn Victoria tí màá sì gbìyànjú láti ṣe tó bí ó ti ń ṣe. Láì fọ̀rọ̀ gùn, ohun tí mo ní fún yín lónìí níyìí: Aláṣẹ àti Olùdarí OPay kúrò lórí oyè. Ayélujára dáṣẹ́ dúró lẹ́ẹ̀kejì ní Senegal ní ọdún 2023. Threads pàdánù 50% àwọn aṣàmúlò rẹ̀. Aláṣẹ àti Olùdarí OPay kúrò lórí oyè Olú Àkànmú ti fipò Aláṣẹ àti Olùdarí ní OPay sílẹ̀, ọdún méjì lẹ́yìn tí ó gorí ipò náà. Àkànmú kéde pé òun ti kúrò ní ilé-iṣẹ́ afìmẹ̀ẹ̀rọṣèṣúná náà lórí Twitter (ti di X báyìí), ó wí pé ó jẹ́ òpin sáà kan tí òun sì ti ń lọ sí èyí tí ó kàn. Àkànmú ní àkọọ́lẹ̀ iṣẹ́ dáadáa ní OPay. Ní dèèdèé oṣù Kejìlá, ọdún 2022, OPay ní ìtakùn ìṣiṣẹ́ṣojú báńkì tí ó tóbi jùlọ ní Nigeria, àwọn aṣojú náà lé ní 500,000. Mo ṣe àtòjọ àwọn ilé-iṣẹ́ tí wọ́n ní àwọn aṣojú tí ń lo ẹ̀rọ ìsanwó wọn ní ilẹ̀ Nigeria ní dèèdèé oṣù Kejìlá, o lè yẹ̀ wọ́n wò níbí yìí. Ẹ ní i lọ́kàn pé ọ̀pọ̀ nǹkan ni ó ti yàtọ̀ láti ọdún 2022, tí ẹyẹ kékeré kan sì kọrin sí mi létí pé Moniepoint ni ó ní ìtakùn ìṣiṣẹ́ṣojú báńkì tí ó tóbi jùlọ ní orílẹ̀-èdè náà báyìí. Màá fún yín ní òǹkà wọn gan-an-gan bí ẹ bá fi pẹ̀lẹ́ bèèrè. Kí á wò ó láti òkèèrè: Àkànmú nìkan kọ́ ni òṣìṣẹ́ aláṣẹ tí ó kúrò ní OPay láìpẹ́. Dotun Adekunle fi ipò rẹ̀ gẹ́gẹ́ bí i Adarí Ìmọ̀ Ẹ̀rọ sílẹ̀ ní oṣù Ọ̀wàwà, ọdún 2022. Olaniyi Alao, òṣìṣẹ́ amétòoṣẹ́bófinmu tẹ́lẹ̀ ní OPay náà ti kúrò ní ilé-iṣẹ́ náà lọ sí Paystack lọ́dún yìí. Nǹkan ń ṣẹlẹ̀ ní OPay dájúdájú. Ìdáṣẹ́ Ayélujára dúró lẹ́ẹ̀kejì ní Senegal ní ọdún 2023 Ó ṣeni láàánú pé àwọn èèyàn ilẹ̀ Senegal lè má ní àǹfààní láti ka lẹ́tà ìròyìn yìí nítorí mínísítà fún ìbánisọ̀rọ̀ wọn, Moussa Bocar Thiam kéde ìdáṣẹ́ Ayélujára ìlú náà dúró fún ìgbà kejì ní ọdún 2023, bẹ̀rẹ̀ láti àná. Àkọ̀kọ́ ṣẹlẹ̀ ní oṣù Kẹfà ọdún 2023. Ní ìgba méjéèjì, ìpinnu náà wáyé lẹ́yìn tí àwọn ìfẹ̀hónúhàn lórí ọ̀rọ̀ olórí ẹgbẹ́ alátakò, Ousmane Sonko. Wọ́n ní kí Sonko lọ lo ọdún méjì ní ọgbà ẹ̀wọ̀n ní oṣù Kẹfà pé ó ń ""ba àwọn ọ̀dọ́ jẹ́"". Ìpinnu náà ni ó fa ìfẹ̀hónúhàn onípá sílẹ̀ ní káàkiri orílẹ̀-èdè náà, èyí tí ó mú ẹ̀mí èèyàn 15 lọ. Dídá iṣẹ́ Ayélujára dúró máa ń gbọ́n owó lọ. Ìdáṣẹ́ ayélujára dúró tí ó ṣẹlẹ̀ kẹ́yìn náà ná orílẹ̀-èdè náà ní $300,000 ní gbogbo wákàtí. Lọ́tẹ̀ yìí, ó lè le jù bẹ́ẹ̀ lọ nítorí dídá iṣẹ́ ayélujára dúró lóòrèkóòrè lè mú kí àwọn olùkówólókòwò láti òkèèrè ó sọ ìgbàgbọ́ nù nínú orílẹ̀-èdè náà. Threads ti Zuck ni ti ń pàdánù àwọn aṣàmúlò Orogún Twitter ti Meta ṣe, Threads ni ó ṣe àkọọ́lẹ̀ nínú ìtàn pẹ̀lú bí ó ṣe ní ìforúkọsílẹ̀ tí ó ju mílíọ̀nù 100 lọ láàárín ọjọ́ márùn-ún péré. Ṣùgbọ́n, nǹkan ò ṣẹnuure fún Threads mọ́ bí ó ti ṣe pàdánù ààbọ̀ àwọn aṣàmúlò rẹ̀. Kínni ohun tí ó ṣẹlẹ̀ gan-an-gan.? Gẹ́gẹ́ bí ìpàdé alábẹ́lé kan tí Reuters gbọ́, Aláṣẹ àti Olùdarí Meta, Mark Zuckerberg sọ fún àwọn òṣìṣẹ́ pé ìkànnì náà ti pàdánù ààbọ̀ àwọn aṣàmúlò rẹ̀. Fún ìyàlẹ́nu, Threads tilẹ̀ ṣe dáadáa ju bí àwọn aláṣẹ Meta ṣe ti lérò lọ. Ilé-iṣẹ́ náà yóò gbájú mọ́ ṣíṣe àfikún àwọn àbùdá tí yóò mú kí àwọn aṣàmúlò máa ṣe àlòpẹ́ ìkànnì náà. Èmi ò fi bẹ́ẹ̀ kúndùn Threads nítorí. Bóyá kí n lọ rí afúnnilámọ̀ràn ajẹmọ́kàn.","Izinkinga ezikwa-OPay? UVictoria wanikhohlisa, angijabulisi. Njengoba wazi kakade, u-Victoria uya ekhefini, futhi ungethembe ngokumgadela i-Techpoint Digest ithunyelwa kunina. Ku-imeyili yakhe yokugcina akuthumelela yona, uthe ngiyathokozisa, kodwa lokhu akulona iqiniso. Empeleni ngiyajabulisa kakhulu, futhi ngizokwenza konke okusemandleni ami ukugcina incwadi yezindaba iheha. Okwamanje, ngitshele ukuthi yini oyithanda kakhulu ngezincwadi zezindaba zikaVictoria, futhi ngizozama ukugcina izinga. Ngaphandle kokuchitha isikhathi, nakhu engikuphathele kona namuhla: I-CEO ye-OPay yehla esikhundleni. Ukuvalwa kwe-inthanethi kwesibili eSenegal ngo-2023. I-Threads ilahlekelwa ngama-50% wabasebenzisi bayo. I-CEO ye-OPay yehla esikhundleni U-Olu Akanmu wesule esikhundleni sokuba yi-CEO ye-OPay-Nigeria, ngemuva kweminyaka emibili ethathe izintambo. U-Akanmu umemezele ukushiya kwakhe inkampani ye-fintech ku-Twitter (manje engu-X), wathi sekuwukuphela kwesahluko esisodwa futhi udlulela kwesilandelayo. U-Akanmu wayenerekhodi elihle kakhulu kwa-OPay. Kusukela ngoZibandlela wezi-2022, i-OPay yayinenethiwekhi yebhange enkulu kunazo zonke eNigeria enama-ejenti angaphezu kwama-500,000. Ngenze uhlu lwezinkampani ezinama-ejenti amaningi we-PoS eNigeria kusukela ngoZibandlela wezi- 2022, ungabheka lapha. Khumbula ukuthi kuningi okushintshile kusukela ngo-2022, futhi inyoni encane yangitshela ukuthi i-Moniepoint manje inenethiwekhi yebhange enkulu kunazo zonke ezweni. Ngizokunikeza izibalo zangempela uma ubuza kahle. Hlehlisa: U-Akanmu akuyena yedwa umsebenzi wezinga C osanda kushiya i-OPay. U-Dotun Adekunle ushiye indima yakhe njenge-CTO ngoMfumfu wezi-2022. U-Olaniyi Alao, owayeyi-Compliance Officer kwa-OPay, naye wayishiya inkampani waya kwaPaystack kulo nyaka. Kukhona okukhona ngempela kwa-OPay. Ukuvalwa kwe-inthanethi kwesibili eSenegal ngo-2023 Ngeshwa, abantu baseSenegal kungenzeka bangakwazi ukufunda le ncwadi ngoba ungqongqoshe wabo wezokuxhumana, uMoussa Bocar Thiam, umemezele ukuvalwa kwe-inthanethi kwesibili kwezwe ngo-2023, kusukela izolo. Eyokuqala yayingiNhlangulana wezi-2023. Kokubili lesi sinqumo silandela imibhikisho emayelana nomholi weqembu eliphikisayo, u-Ousmane Sonko. USonko ugwetshwe iminyaka emibili ebhadla ejele ngoNhlangulana ""ngokonakalisa intsha."" Lesi sinqumo sasusa imibhikisho enodlame ezweni lonke, kwashona abantu abayi-15. Ukuvalwa kwe-inthanethi kuyabiza. Ukuvalwa kokugcina eSenegal kudla izwe ama-$300,000 njalo ngehora. Kulokhu, kungase kube kubi kakhulu, njengoba ukuvalwa njalo kungase kubangele abatshalizimali bakwamanye amazwe balahlekelwe yithemba ezweni. I-Threads ka-Zuck's ilahlekelwa abasebenzisi Imbangi kaMeta kuTwitter, iThreads, iqophe umlando ngesikhathi idlula abantu abayizigidi eziyi-100 ababhalisele ukungena ezinsukwini ezinhlanu nje kuphela. Kodwa-ke, akuwona ukukuhle futhi kuma-Threads njengoba ilahlekelwe uhhafu wabasebenzisi bayo. Kwenzekani ngempela? Ngokomhlangano wangaphakathi owalalelwa ngabakwa-Reuters, iCEO yeMeta uMark Zuckerberg utshele abasebenzi ukuthi le nkundla ilahlekelwe ingxenye yabasebenzisi bayo. Kuyathakazelisa ukuthi i-Threads yenze kangcono kakhulu kunalokho obekulindelwe ngabaphathi be-Meta. Inkampani manje isizogxila ekwengezeni izici ezizogcina abasebenzisi endaweni isikhathi eside. Angiwathandi kakhulu ama Threads ngoba . Noma mhlawumbe kufanele ngibone udokotela wengqondo."
+"የኦፔይ ዋና ሥራ አስፈጻሚ፣ ኦሉ አካንሙ ሥልጣናቸው ለቀቁ ዜናዎቹ፦ የኦፔይ ዋና ሥራ አስፈጻሚ፣ ኦሉ አካንሙ ሥልጣናቸው ለቀቁ። ይህንንም ሰኞ ፣ሐምሌ 31 ቀን ፣2023 ፣በትዊተር ላይ አስታውቋል። የቀድሞው የኦፔይ አለቃ የአንድ ምዕራፍ መጨረሻና የአዲስ ምዕራፍ መጀመሪያ ነው ብለዋል። የፊንቴክ ኩባንያው በእሱ ሥር ያገኘውን የስኬት ታሪኮችን ጎላ አድርጎ በመጥቀስ"" አሁንም ብዙ የሚሠራ ነገር አለ"" ብሉዋል። ኦሉ አካንሙ ከኦፔይ ናይጄሪያ ዋና ሥራ አስፈጻሚነት ከሁለት ዓመት በኋላ ሥልጣናቸውን ለቀዋል። አካንሙ በትዊተር ገጹ ላይ የአንድ ምዕራፍ መጨረሻ መሆኑን እና ወደ ቀጣዩ እየተሸጋገረ መሆኑን ገልጿል። አካንሙ የፊንቴክ ኩባንያውን በመምራት በናይጄሪያ ትልቁ ወኪል የባንክ አውታረመረብ ካላቸው ኩባንያዎች መካከል አንዱ እንዲሆን ቢያደርግም፣— 500,000 በላይ — አሁንም ብዙ የሚሠራ ነገር እንዳለ ተናግሮዋል። በዚህ ዓመት መጀመሪያ ላይ የተከሰተው የገንዘብ እጥረት አሁንም ብዙ ናይጄሪያውያን ወደ ዲጂታል የፋይናንስ ሥርዓት መዳረሻ እንደሌላቸው ያሳየ መሆኑን ጠቁሞዋል። አካንሙ የኦፓይ ዋና ሥራ አስፈጻሚ ሆነው ለሁለት ዓመታት የቆይቶል፣ በፋይናንስ ዘርፍ ግን ከ13 ዓመት በላይ ልምድ አለው። አካንሙ በቴሌኮሙኒኬሽን ዘርፍም ልምድ አለው። ከ 2001 እስከ 2007 ባለው ጊዜ ውስጥ በ ኤምቲኤን ውስጥ ዋና ሥራ አስኪያጅ-የደንበኞች ግብይት ነበር። በተጨማሪም ለአንድ ዓመት ያህል ለኤርትል ናይጄሪያ ዋና የግብይት ኦፊሰር ሆኖ ሰርቷል። የኦፔይ ናይጄሪያ ዋና ሥራ አስፈጻሚ ከመሆኑ በፊት ፣አካንሙ የመጀመሪያውን የከተማ መታሰቢያ ባንክ( ኤፍሲኤምቢ) ከስምንት ዓመት በላይ የችርቻሮ ባንኪንግን መርተዋል። አካንሙ በቀጣይ የት እንደሚሠራ ባይገልፅም፣ በትዊተር ገጹ የዲጂታል ፋይናንስ ሲስተም መዳረሻ ስለመፍጠር ትኩረት እንዳለው ገልጿል። ይህ በእንዲህ፣ እንዳለ ኦፔይ ዳውዳ ጎትሪንግን የኩባንያው መጪው ዋና ሥራ አስኪያጅ አድርጎ መሾሙ�� አስታውቋል። ሆኖም፣ ጎትሪንግ ዋና ሥራ አስኪያጅ ከመሆናቸው በፊት የናይጄሪያ ማዕከላዊ ባንክ ማጽደቅ አለበት። የተገለፁ የምስል ምንጭ: ዋና ርዕሶች","OPay CEO, Olu Akanmu steps down The news: OPay CEO, Olu Akanmu steps down. He announced this on Monday, July 31, 2023, on Twitter. The former OPay boss said it was the end of a chapter and the beginning of a new one. He highlighted success stories the fintech company has achieved under him and said, ""There is still so much to be done."" Olu Akanmu is stepping down as CEO of Opay Nigeria after two years. Akanmu said on Twitter that it was the end of one chapter and he was moving on to the next. While Akanmu has led the fintech to become one of the companies with the largest agent banking networks in Nigeria, —over 500,000 — he said there was still so much more to be done. He pointed out how the cash crunch earlier this year revealed that there are still a lot of Nigerians who do not have access to the digital financial system. Akanmu has been the CEO of OPay for two years, but he has over 13 years of experience in the financial sector. Akanmu also has experience in telecommunications. He was General Manager-Consumer Marketing at MTN between 2001 and 2007. He also worked for Airtel Nigeria as the Chief Marketing Officer for a year. Before becoming CEO of OPay Nigeria, Akanmu led retail banking at First City Monument Bank (FCMB) for over eight years. While Akanmu did not reveal where he'll be taking up employment next, his tweet shows he's concerned about creating access to the digital finance system. Meanwhile, OPay has announced the appointment of Dauda Gotring as the incoming MD of the company. Before Gotring can become MD, however, the Central Bank of Nigeria has to sign off on it. Featured image source: Head Topics","Shugaban OPay, Olu Akanmu ya sauka Labaran: Shugaban OPay, Olu Akanmu ya sauka. Ya sanar da hakan ne a ranar Litinin, 31 ga Yuli, 2023, a shafin Twitter. Tsohon Shugaban OPay ya ce ƙarshen wani babi ne kuma farkon sabon abu ne. Ya bayyana nasarorin da kamfanin fintech ya samu a ƙarƙashinsa ya kuma ce, ""Har yanzu da sauran abubuwa da yawa da za a yi."" Olu Akanmu ya ajiye muƙaminsa na shugaban kamfanin Opay Nigeria bayan shekaru biyu. Akanmu ya bayyana a shafinsa na Twitter cewa ƙarshen babi daya ne kuma ya ci gaba zuwa na gaba. Yayin da Akanmu ya jagoranci fintech ya zama ɗaya daga cikin kamfanoni da ke da manyan hanyoyin sadarwa na banki a Nijeriya, —sama da 500,000 — ya ce har yanzu akwai sauran abubuwa da yawa da za a yi. Ya yi nuni da yadda taɓarbarewar kuɗi a farkon wannan shekarar ta nuna cewa har yanzu akwai ‘yan Nijeriya da dama da ba su da damar yin amfani da tsarin hada-hadar kuɗi na zamani. Akanmu ya kasance Shugaban Kamfanin OPay na tsawon shekaru biyu, amma yana da gogewar sama da shekaru 13 a fannin hada-hadar kuɗi. Akanmu kuma yana da gogewa a harkar sadarwa. Ya kasance Janar Manaja – Tallace-Tallacen Mabuƙaci a MTN tsakanin 2001 zuwa 2007. Haka nan ya kuma yi aiki da kamfanin Airtel Nigeria a matsayin Babban Jami’in Kasuwanci na tsawon shekara guda. Kafin zama Shugaban Kamfanin OPay Nigeria, Akanmu ya jagoranci harkokin banki a First City Monument Bank (FCMB) sama da shekaru takwas. Yayin da Akanmu bai bayyana inda zai fara aiki a gaba ba, tweet ɗinsa ya nuna cewa ya damu da samar da damar yin amfani da tsarin kuɗi na dijital. A halin yanzu, OPay ya sanar da naɗin Dauda Gotring a matsayin MD mai zuwa na kamfanin. Kafin Gotring ya zama MD, sai dai Babban Bankin Nijeriya ya sa hannu a kai. Tushen hoton da aka fito da shi: Manyan Batutuwa","Mkurugenzi mtendaji wa Opay, Olu Akanmu amejiudhuru Habari: Mkurugenzi mtendaji wa Opay, Olu Akanmu amejiudhuru. Alitangaza haya mnamo Jumatatu, Julai, 2023 kwenye Twitter. Mkurugenzi huyo wa zamani wa Opay, alisema ulikuwa mwisho wa sura na mwanzo wa mpya. Aliangazia hadithi za mafanikio ambazo kamuni ya teknolojia ya uchumi imepata chini yake na kusema ""Bado kuna mengi ya kufanya"" Olu Akanmu anajiudhuru kama mkurugenzi mtendaji wa Opay nchini Nigeria baada ya miaka miwili. Akanmu alisema kwenye Twitter kuwa ulikuwa mwisho wa sura moja na alikuwa anaendelea na inayofuata. Wakati Akanmu aliongoza kampuni ya teknolojia ya uchumi kuwa moja ya kampuni zilizo na mitandao mikubwa ya mawakala wa benki zaidi ya 500,000 nchini Nigeria, alisema bado kuna mengi ya kufanya. Alieleza suala la uhaba wa fedha mapema mwaka huu, alifafanua kuwa bado kuna wanigeria wangi ambao hawana mfumo wa kifedha wa kidijitali. Akanmu amekuwa Mkurugenzi mtendaji wa Opay kwa miaka miwili, lakini ana uzoefu wa zaidi ya miaka 13 katika sekta ya fedha. Akanmu pia ana uzoefu katika mawasiliano ya simu. Alikuwa Meneja Mkuu-Watumiaji Masoko wa MTN kati ya 2001 na 2007. Pia alifanya kazi Airtel nchini Nigeria, kama Afisa Mkuu wa Masoko kwa mwaka mmoja. Kabla ya kuwa mkurugenzi mtendaji wa Opay Nigeria, Akanmum aliongoza benki ya reja reja First City Monument Bank (FCMB) kwa zaidi ya miaka minane. Ingawa Akanmu hakufichua ni wapi ataanza kuajiriwa baadaye, chapisho lake la Twitter linaonyeshan kuwa ana wasiwasi kuhusu kuunda ufikiaji wa mfumo wa fedha wa kidijitali. Wakati huo huo, Opay imetangaza uteuzi wa Dauda Gotring kuwa MD anayekuja wa kampuni hiyo. Kabla ya Gotring kuwa MD, hata hivyo, Benki Kuu ya Nigeria lazima isaini. Chanzo cha picha kilichoangaziwa: Mada za Kichwa","Aláṣẹ àti Olùdarí OPay, Olu Àkànmú kúrò lórí oyè Ìròyìn náà: Aláṣẹ àti Olùdarí OPay, Olu Àkànmú kúrò lórí oyè. Ó kéde èyí ní ọjọ́ Ajé 31 oṣù Keje, ọdún 2023 lórí Twitter. Ọ̀gá ilé-iṣẹ́ OPay tẹ́lẹ̀ náà sọ pé ó jẹ́ òpin sáà kan tí òun sì ti ń lọ sí sáà tuntun. Ó ṣe àfihàn àwọn ìtàn àṣeyọrí tí ilé-iṣẹ́ aṣètòòṣúná orí ẹ̀rọ náà ti rí lábẹ́ ìṣàkóso òun, tí ó sì wí pé, ""Ọ̀pọ̀ ṣì wà láti ṣe."" Olú Àkànmú ń fipò Aláṣẹ àti Olùdarí OPay Nigeria sílẹ̀ lẹ́yìn ọdún méjì. Àkànmú sọ lórí Twitter pé ó jẹ́ òpin sáà kan tí òun sì ti ń lọ sí èyí tí ó kàn. Nígbà tí Àkànmú ti darí ilé-iṣẹ́ afìmẹ̀ẹ̀rọṣèṣúná náà láti di ọ̀kan lára àwọn ilé-iṣẹ́ tí wọ́n ní aṣiṣẹ́ṣojú báńkì tí ó pọ̀ jùlọ ní orílẹ̀-èdè Nigeria, — ó lé ní 500,000 — ó sọ pé nǹkan ṣì tún pọ̀ láti ṣe. Ó tọ́ka sí bí ọ̀wọ́ngógó owó ìná ní ìbẹ̀rẹ̀ ọdún yìí ti ṣe ṣàfihàn pé ọ̀pọ̀lọpọ̀ àwọn èèyàn ilẹ̀ Nigeria ni kò ní àyè sí ìṣúná orí ayélujára. Àkànmú ti jẹ́ Aláṣẹ àti Olùdarí OPay fún ọdún méjì ṣùgbọ́n ó ti ní ìrírí ọdún 13 ní ẹ̀ka ìṣúná. Àkànmú tún ní ìrírí ní ẹ̀ka iṣẹ́ ìbánisọ̀rọ̀ olórí afẹ́fẹ́. Ó jẹ́ Alákòóso Àgbà fún Ìpolówó ọjà fún Aṣàmúlò ní MTN láàárín ọdún 2001 àti 2007. Ó tún ṣiṣẹ́ fún Airtel Nigeria gẹ́gẹ́ bí i Adarí Ìpolówó Ọjà fún ọdún kan. Kí ó tí di Aláṣẹ àti Olùdarí OPay Nigeria, Àkànmú ti darí ètò báǹkì alábọ́dé ní First City Monument Bank (FCMB) fún àkókò tí ó juọdún mẹ́jọ lọ. Bí ó tilẹ̀ jẹ́ pé Àkànmú ò sọ ibi tí yóò ti lọ máa ṣiṣẹ́ báyìí, ìfiléde rẹ̀ lórí Twitter ṣe àfihàn pé ó ṣì nífẹ̀ẹ́ sí pípèsè ìráàyè sí ìṣúná orí ẹ̀rọ ayélujára. Báyìí, OPay ti kéde ìyànsípò Dauda Gotring gẹ́gẹ́ bí Adarí Ìṣàkóso tí yóò bẹ̀rẹ̀ iṣẹ́ níilé-iṣẹ́ náà. Ṣùgbọ́n kí Gotring tó lè di Adarí Ìṣàkóso, Báǹkì Àpapọ̀ orílẹ̀-èdè Nigeria ní láti fi òǹtẹ̀ tẹ̀ ẹ́. Orísun àwòrán àyọlọ̀: Head Topics","I-CEO ye-OPay, u-Olu Akanmu, wehla esikhundleni Izindaba: I-CEO ye-OPay, u-Olu Akanmu, wehla esikhundleni. Umemezele lokhu ngoMsombuluko, zi-31, kuNtulikazi wezi-2023, kuTwitter. Owayengumphathi we-OPay uthe sekuwukuphela kwesahluko kanye nokuqala kwesinye. Ugqamise ukuphumelela kwenkampani ye-fintech ezuze lokhu ngaphansi kwakhe wathi, ""Kusekuningi okusamele kwenziwe."" U-Olu Akanmu uyehla esikhundleni sokuba yi-CEO ye-Opay Nigeria ngemuva kweminyaka emibili. U-Akanmu uthe kuTwitter sekuphelile ngesahluko esisodwa wabe esedlulela kwesilandelayo. Nakuba u-Akanmu eholele i-fintech ekubeni enye yezinkampani ezinamabhange amakhulu kunawo wonke eNigeria, -ngaphezu kuka-500,000 - uthe kusekuningi okusamele kwenziwe. Uveze ukuthi ukushoda kwemali ngasekuqaleni kwalo nyaka kuveze ukuthi basebaningi abantu baseNigeria abangakakwazi ukufinyelela ohlelweni lwezezimali lwedijithali. U-Akanmu ube yi-CEO ye-OPay iminyaka emibili, kodwa unolwazi olungaphezu kweminyaka eyi-13 emkhakheni wezezimali. U-Akanmu unolwazi kwezokuxhumana ngocingo. UbengMphathi we-Consumer Marketing kwaMTN phakathi kuka-2001 no-2007. Uphinde wasebenzela i-Airtel Nigeria njenge-Chief Marketing Officer unyaka owodwa. Ngaphambi kokuba abe yi-CEO ye-OPay Nigeria, u-Akanmu wahola amabhange okudayisa e-First City Monument Bank (FCMB) iminyaka engaphezu kweyisishiyagalombili. Yize u-Akanmu engadalulanga ukuthi uzowuqala kuphi umsebenzi ngokulandelayo, i-tweet yakhe ikhombisa ukuthi ukhathazekile ngokudala ukufinyelela ohlelweni lwezezimali lwedijithali. Khonamanjalo, i-OPay isimemezele ukuqokwa kukaDauda Gotring njengo-MD ongenayo wenkampani. Ngaphambi kokuthi u-Gotring abe yi-MD, nokho, iBhange Elikhulu laseNigeria kufanele lisayine kulo. Umthombo wesithombe esifakiwe: Izihloko Eziyinhloko"
+በዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ በዲጂታል የሥራ ገጽታ ላይ ይጓዙ በቴክኖሎጂ እና ፈጠራ ፈጣን ዓለም ውስጥ የወደፊቱ የሥራ ጒዳይ ችላ ሊባል የማይችል ርዕሰ ጉዳይ ነው። እንደ ኤአይ ያሉ አዳዲስ ቴክኖሎጂዎች ሙያዎቻችንን እንዴት ይቀርፁታል? የጊግ ኢኮኖሚ መነሣት ለባለሙያዎች እና ለንግድ ድርጅቶ�� ምን ማለት ነው? የይዘት ፈጣሪዎች በየጊዜው በሚለዋወጥ የሥራ መስክ እንዴት ነው የሚንቀሳቀሱት? በአህጉሪቱ እጅግ ተጽዕኖ ፈጣሪ ከሆኑት የቴክኖሎጂ እና የጅምር ዝግጅቶች በስተጀርባ ያለው የቴክፖይንት አፍሪካ የቅርብ ጊዜውን የፈጠራ ዝግጅቱን ዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስን ለመግለጥ በደስታ ነው! በጥቅምት ወር የሚካሄደው ይህ በዓይነቱ ልዩ የሆነ ስብሰባ ግለሰቦችን ለነገ የሥራ ቦታዎች እንዲበለጽጉ የሚያስፈልጉትን ግንዛቤዎች፣ መሣሪያዎች እና ስልቶች ለማስታጠቅ ያለመ ነው። በዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ፣ ላይ ወደ የወደፊቱ የሥራ ሁኔታ በጥልቀት እንገባለን እንዲሁም ኤአይ እና ሌሎች አፍራሽ ቴክኖሎጂዎች ኢንዱስትሪዎችን እንዴት እንደሚለውጡ እና የሥራ ሚናዎችን እንዴት እንደሚቀይሩ እንመረምራለን። በኢንዱስትሪያቸው ላይ አብዮት ከሚፈጥሩ መሪ ይዘት ፈጣሪዎች ትማራለህ፣ የሚጠቀሙባቸውን መሣሪያዎች እና ቴክኒኮች ትገነዘባለህ እንዲሁም የፈጠራ ችሎታዎን ለመልቀቅ መነሳሳትን ታገኛለህ። በተጨማሪም የጊግ ኢኮኖሚን እንመለከታለን፣ ነጻ የሥራ እድሎችን፣ የጊግ ሥራ አዝማሚያዎችን እና ተሰጥኦን ከአሰሪዎች ጋር የሚያገናኙ የፈጠራ መድረኮችን እናብራራለን። እርስዎ ቀድሞውኑ የጊግ ኢኮኖሚ አካል ቢሆኑም ወይም አማራጮቹን ለመዳሰስ የማወቅ ጕጕት ቢኖርዎትም ይህ ክስተት በዚህ አዲስ የሥራ ዘመን ውስጥ ስኬታማ ለመሆን ጠቃሚ ግንዛቤዎችን እና ስልቶችን ይሰጣል። በተጨማሪም፣ በሰው ሀብት ቴክኖሎጂዎች አስደሳች ዓለም ውስጥ እንገባለን፣ በችሎታ ማግኛ፣ በሰራተኛ ተሳትፎ እና በሥራ ቦታ ምርታማነት ውስጥ ያሉትን የቅርብ ጊዜ ፈጠራዎች እንመረምራለን። አውቶማቲክ እና የተራቀቁ መሣሪያዎች የኤችአር ልምድን እንዴት እንደሚለውጡ እና ከፍተኛ ችሎታዎችን በመሳብ፣ በማቆየት እና በማዳበር ረገድ ተወዳዳሪነትን እንዴት እንደሚያገኙ ይወቁ። በዚህ ዝግጅት ላይ ማን መሳተፍ ይችላል? በግልጽነት፣ ይህ ዝግጅት ለማንኛውም ሥራ ላላቸው ሁሉ ነው፣ ለግል ሥራም ይሁን ለሠራተኛ። ይህ ዝግጅት ለዋና ሥራ አስፈጻሚዎች፣ ለንግድ መስራቾች፣ ለሰብዓዊ ሀብት ባለሙያዎች፣ ለአማካሪዎች እና ለኢንዱስትሪ ባለሙያዎች የተዘጋጀ ሲሆን የቴክኖሎጂ አፍቃሪዎች፣ ነጻ አውጪዎች፣ ዲጂታል ፈጣሪዎች እና ሥራ ፈላጊዎችም እንዲሁ አልተተዉም። መገኘት ያለብኝ ለምንድን ነው? ምክንያቱም ይህ ከኢንዱስትሪ ባለሙያዎች፣ ከአስተሳሰብ መሪዎች እና ከተሳካላቸው ሥራ ፈጣሪዎች ጋር ትከሻ የሚነካበት ተለዋዋጭ ክስተት ይሆናል። ትርጉም ባለው ውይይት ውስጥ ለመሳተፍ፣ ተመሳሳይ አስተሳሰብ ካላቸው ባለሙያዎች ጋር ለመገናኘት እና ሙያዎን ወይም ንግድዎን ወደፊት ለማራመድ ተግባራዊ እውቀት ለማግኘት መድረክ ስለሚሰጥህ ነው። በዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ምን ይጠበቃል? ተሰብሳቢዎች ጠለቅ ያሉ ቁልፍ ንግግሮችን፣ የፓናል ክፍለ ጊዜዎችን፣ አሳታፊ አውደ ጥናቶችን፣ ማስተር ክላስ ክፍለ ጊዜዎችን፣ የምርት ኤግዚቢሽኖችን፣ የሥራ ትርኢት እና ጥራት ያለው የአውታረ መረብ እድሎችን ከሌሎች ጋር በጉጉት ሊጠብቁ ይችላሉ። ይህ ዝግጅት የሚካሄደው መቼና የት ነው? ዘመናዊው የሥራ ቦታ አፍሪካ ኮንፈረንስ ቅዳሜ ጥቅምት 21 ቀን 2023 በናይጄሪያ ሌጎስ ቪክቶሪያ ደሴት ላንድማርክ ሴንተር ውስጥ ይካሄዳል። በስብሰባው ላይ መገኘት የምችለው እንዴት ነው? ቦታህን ለማስያዝ ወደ ዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ድረ ገጽ ሂዱ። ለቪአይፒ ምዝገባ ቀደም ብሎ መመዝገብ ይመከራል ምክንያቱም የቅድመ ወፍ ትኬት ሽያጭ ተጀምሯል። ለዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረን��� ከእኛ ጋር አጋር መሆን ይፈልጋሉ? ንግዶች በዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ ከሚገኙት አስገራሚ ሰዎች እና ድርጅቶች ጋር እንዲገናኙ የሚያስችሉ ስፖንሰርሺፕ እና የኤግዚቢሽን እድሎችን ለማግኘት( አቢሶላ አደኑጋን በቢዝነስ@ቴክ.አፍሪካ) business@techpoint.africa በል. ሠራተኛም ሆንክ፣ መሪም ሆንክ ፣ሕልም አላሚ፣ ከጎን አትተው። በዘመናዊ የሥራ ቦታ አፍሪካ ኮንፈረንስ ላይ ይሳተፉ እና የወደፊቱን ይያዙ!,"Come navigate the digital work landscape at the Modern Workplace Africa Conference In the fast-paced world of technology and innovation, the future of work is a topic that cannot be ignored. How will emerging technologies like AI shape our careers? What does the rise of the gig economy mean for professionals and businesses? How are content creators navigating the ever-evolving work landscape? Techpoint Africa, the powerhouse behind the continent's most influential tech and startup events, is excited to unveil its latest groundbreaking event, the Modern Workplace Africa Conference! Taking place this October, this one-of-a-kind gathering aims to equip individuals with the insights, tools, and strategies needed to thrive in tomorrow's workplaces. At the Modern Workplace Africa Conference, we'll dive deep into the future of work, and explore how AI and other disruptive technologies will transform industries and reshape job roles. You'll learn from leading content creators revolutionising their industries, discover the tools and techniques they employ, and gain inspiration to unleash your creative potential. We'll also take a look at the gig economy, shedding light on freelance opportunities, gig work trends, and the innovative platforms connecting talent with employers. Whether you're already part of the gig economy or curious to explore its possibilities, this event will provide valuable insights and strategies to succeed in this new era of work. Additionally, we'll delve into the exciting world of HR technologies, examining the latest innovations in talent acquisition, employee engagement, and workplace productivity. Discover how automation and cutting-edge tools are revolutionising the HR practice and gain a competitive edge in attracting, retaining, and developing top talent. Who can attend this event? Quite frankly, this event is for anyone who has a job, whether self-employed or employed. This event is tailored for CEOs, business founders, HR professionals, consultants, and industry experts; tech enthusiasts, freelancers, digital creators, and job seekers are also not left out. Why should I attend? Because this will be a dynamic event where you'll rub shoulders with industry experts, thought leaders, and successful entrepreneurs. It's a platform for you to engage in meaningful conversations, network with like-minded professionals, and gain actionable knowledge to propel your career or business forward. What to expect at the Modern Workplace Africa Conference? Attendees can look forward to insightful keynote addresses, panel sessions, engaging workshops, masterclass sessions, product exhibitions, a job fair, and quality networking opportunities, among others. Where and when will this event be held? The Modern Workplace Africa Conference will be held at Landmark Centre, Victoria Island, Lagos, Nigeria, on Saturday, October 21, 2023. How can I attend? Head over to the Modern Workplace Africa Conference website to reserve your seat. Early registration is encouraged for VIP registration as early bird ticket sales have commenced. Want to partner with us for the Modern Workplace Africa Conference? For sponsorship and exhibition opportunities that enable businesses to connect with the amazing people and organisations that will be at the Modern Workplace Africa Conference, reach out to Abisola Adenuga at business@techpoint.africa. Whether you're a worker, a leader, or a dreamer, don't be left on the sidelines. Attend the Modern Workplace Africa Conference and grab the future now!","Ku zo kewaya yanayin aikin dijital a Taron Afirka na Wurin Aiki na Zamani A cikin duniya mai sauri ta fasaha da ƙirƙira, makomar aiki shi ne batun da ba za a iya watsi da shi ba. Ta yaya fasahohi masu tasowa kamar AI za su tsara ayyukanmu? Mene ne haɓakar tattalin arzikin gig ke nufi ga ƙwararru da kasuwanci? Ta yaya masu ƙirƙirar abun ciki suke kewaya yanayin aikin da ke tasowa ko da yaushe? Techpoint Africa, cibiyar da ke bayan fitattun kanfanonin fasaha da fara aiki a Nahiyar, ta yi farin cikin bayyana sabon abin da ya faru, taron Afirka na Wurin Aiki na Zamani! Da yake gudana a wannan Oktoba, wannan taro na musamman yana da nufin ba mutane dabaru, kayan aiki, da dabarun da ake buƙata don bunƙasa a wuraren aiki na gobe. A Taron Wurin Aiki na Zamani na Afirka, za mu nutse cikin zurfin aiki a nan gaba, kuma mu bincika yadda AI da sauran fasahohin da za su kawo cikas za su canza masana'antu da sake fasalin ayyukan yi. Za ku koya daga jagorantar masu ƙirƙirar abun ciki suna jujjuya masana'antun su, gano kayan aiki da dabarun da suke amfani da su, da samun ƙwarin guiwa don buɗe damar ƙirƙirarku. Za mu kuma yi la'akari da tattalin arzikin gig, da ba da haske kan damar masu zaman kansu, yanayin aikin gig, da sababbin hanyoyin haɗin guiwa tare da masu ɗaukar ma'aikata. Ko kun riga kun kasance wani ɓangare na tattalin arziƙin gig ko kuna sha'awar gano yiwuwarsa, wannan taron zai ba da haske da dabaru masu mahimmanci don yin nasara a wannan sabon zamanin aiki. Bugu da ƙari, za mu shiga cikin duniyar fasahar HR mai ban sha'awa, bincika sababbin sababbin abubuwa a cikin haɓaka hazaƙa, haɗin guiwar ma'aikata, da haɓakar wurin aiki. Gano yadda aiki da kayan aiki na zamani ke kawo sauye-sauye a ayyukan HR da samun gasa wajen jawowa, riƙewa, da haɓaka manyan hazaƙa. Wane ne zai iya halartar wannan taron? A zahiri, wannan taron na duk wanda ke da aikin yi ne, ko mai aikin kansa ne ko mai aiki a karkashin wani. Wannan taron an keɓance shi ne don Shugabannin Kamfanoni, masu kafa kasuwanci, ƙwararrun HR, masu ba da shawara, da masana masana'antu; masu sha'awar fasaha, masu zaman kansu, masu ƙirƙirar dijital, da masu neman aiki su ma ba a bar su ba. Me ya sa zan halarta? Domin wannan zai zama wani gagarumin taron inda za ku shafa kafaɗu tare da masana masana'antu, shugabannin tunani, da kuma 'yan kasuwa masu nasara. Dandali ne a gare ku don shiga tattaunawa mai ma'ana, hanyar sadarwa tare da ƙwararrun masu tunani iri ɗaya, da samun ingantaccen ilimi don ciyar da aikinku ko kasuwancinku gaba. Me za a sa rai a Taron Wurin Aiki na Zamani na Afirka? Masu halarta za su iya sa-ido ga mahimman jawaban masu ma'ana, zaman sassa, tarurrukan bita, zaman darasi, nune-nunen samfur, aikin baje kolin, da damarmakin sadarwar, da sauransu. A ina kuma yaushe za a gudanar da wannan taron? Za a gudanar da Taron Wurin Aiki na Zamani na Afirka a Landmark Center, Victoria Island, Lagos, Nigeria, ranar Asabar, 21 ga Oktoba, 2023. Ta yaya zan iya halarta? Je ka zuwa shafin yanar gizo na Taron Wurin Aiki na Zamani na Afirka don ajiye wurin zama. Ana ƙarfafa yin rajista da wuri don rajistar VIP kamar yadda siyar da tikitin tsuntsu da wuri ya fara. Kuna son yin haɗin guiwa tare da mu don Taron Wurin Aiki na Zamani na Afirka? Don ba da tallafi da damar baje kolin da ke ba wa 'yan kasuwa damar yin haɗin guiwa tare da mutane masu ban mamaki da ƙungiyoyi waɗanda za su kasance a Taron Wurin Aiki na Zamani na Afirka, tuntuɓi Abisola Adenuga a business@techpoint.africa. Ko kai ma'aikaci ne, ko shugaba, ko mai mafarki, kar a bar ka a gefe. Halarci Taron Wurin Aiki na Zamani na Afirka kuma ku riski gaba yanzu!","Njoo uvinjari mandhari ya kazi ya kidijitali kwenye kongamano la kisasa la mahali pa kazi Afrika Katika ulimwengu wa kasi ya teknollojia na uvumbuzi, mustakabali wa kazi ni mada ambayo haiwezi kupuuzwa. Je, teknolojia zinazoibuka kama AI zitatengenezaje kazi zetu? Kupanda kwa uchumi wa gig kuna maanisha nini kwa wataalamu na wafanyabiashara? Je, watayarishaji wa maudhui wanapitia vipi mazingira ya kazi yanayoendelea kubadilika? Techpoint Africa, gumzo kuu nyuma ya matukio ya teknolojia na uanzishaji yenye ushawishi mkubwa zaidi barani, ina furaha ya kuzindua tukio lake kuu la hivi punde, kongamano la kisasa la mahali pa kazi Afrika! Kinachofanyka Oktoba hii, mkusanyiko huu wa aina yake unalenga kuwapa watu maarifa, zana na mikakati inayohitajika ili kusitawi katika maendeleo ya kazi ya kesho. Katika kongamano la kisasa la mahali pa kazi la Afrika, kutatazama katika siku za kazi na kuchunguza jinsi AI na teknolojia zingine sumbufu zitakavyobadilisha viwanda na kurekebisha majukumu ya kazi. Utajifunza kutoka kwa watayarishaji wakuu wa maudhui wanaoleta mageuzi katika tasnia zao, kugundua zana na mbinu wanazotumia, kupata motisha ya kuibua uwezo wako wa ubunifu. Tutaangalia pia uchumi wa tamasha, kutoa mwanga juu ya fursa za kujitegemea, mitindo ya kazi ya gig, na majukwaa ya ubunifu yanayounganisha talanta na waajiri. iwe tayari upo kwenye uchumi wa tamasha au una hamu ya kuchunguza uwezekano wake, tukio hili litatoa maarifa na mikakati muhimu ya kufanikiwa katika enzi hii mpya. Zaidi ya hayo, tutaingia katika ulimwengu wa kusisimua wa teknolojia za utumishi, tukichunguza ubunifu wa hivi karibuni katika upataji wa vipaji, ushirikishwaji wa wafanyakazi na tija mahali pa kazi. Gundua jinsi zana za kiotomatiki na za kisasa zinavyobadilisha mazoezi ya utumishi na kupata makali ya ushindani katika kuvutia, kuhifadhi na kukuza talanta bora. Nani anaweza kuhudhuria tukio hili? Kusema kweli, tukio hili ni kwa ajili ya mtu yeyote ambaye ana kazi, kama kujiajira au kuajiriwa. Tukio hili limeundwa kwa Wakurugenzi Wakuu, waanzilishi wa biashara, wataalamu wa Utumishi, washauri na wataalamu wa tasnia; wapenda teknolojia, wafanyakazi huru, waundaji wa kidijitali, na wanaotafuta kazi pia hawajaachwa. Kwa nini nihudhurie? Kwa sababu hili litakuwa tukio muhimu ambapo utashirikiana na wataalamu wa sekta, viongozi wa fikra na wajasiriamali waliyofaulu. Kwako ni jukwaa litakalokuhushisha katika mazungumuzo ya maana, kwa kukuunganisha na wataalamu wenye nia kama hiyo na kupata maarifa yanayoweza kutekelezeka ili kuendeleza taaluma au biashara yako. Nini cha kutarajia kwenye kongamano la kisasa la mahali pa kazi Afrika? Wahudhuriaji wanaweza kutazama kwa hamu hotuba kuu za utambuzi, vikao vya jopo, warsha zinazoshirikisha vipindi vya darasa bora, maonyesho ya bidhaa na fursa za ubora wa mitandao, miongoni mwa wengine. Tukio hili litafanyika wapi na lini? Mkutano wa kisasa wa mahali pa kazi utafanyika kwenye kituo cha Landmark, kisiwa cha Victoria, Lagos, Nigeria, Jumamosi, Oktoba, 21, 2023. Ninawezaje kuhudhuria? Nenda kwenye tovuti ya Modern World Workplace Conference ili kukata tiketi yake. Usajili wa mapema unahimizwa kwa usajili wa VIP kwani uuzaji wa tiketi za ndege umeanza. Je, ungependa kushirikiana nasi kwenye kongamano la kisasa la mahali pa kazi Afrika? Kwa fursa za ufadhili na maonyesho zinazowezesha biashara kuunganisha na watu na mashirika ya ajabu ambayo yatakuwa kwenye kongamano la kisasa la mahali pa kazi Afrika, wasiliana na Abisolo Adenuga kwenye bussiness@techpoint.africa. Uwe mfanyakazi, kiongozi au mwotaji usiachwe pembeni. Hudhuria kongamano la kisasa la Mahali pa kazi Afrika na kunyakua siku zijazo sasa!","Wá ṣe àbẹwò sí àyè iṣẹ́ orí ayélujára níbi Àpèjọ Modern Workplace Africa Ní ayé tí ìmọ̀ ẹ̀rọ àti ọgbọ́n àtinúdá ti ń yára gbilẹ̀, ọjọ́ iwájú iṣẹ́ jẹ́ àkòrí ọ̀rọ̀ tí kò ṣe é fojú fò. Báwo ni àwọn ìmọ̀ ẹ̀rọ tuntun bí i ìmọ̀ àtọwọ́dá ṣe ń ṣàtúnkọ iṣẹ́ wa? Kínni ipa tí ètò iṣẹ́ onígbàkúkurú tí ó ń pọ̀ sí i túnmọ̀ sí fún àwọn akọ́ṣẹ́mọṣẹ́ àti àwọn òkòwò? Báwo ni àwọn aṣẹ̀dá àkóónú ṣe ń tọ àyè iṣẹ́ aláyìídà náà? Techpoint Africa, ilé-agbára àwọn ètò ilé-iṣẹ́ àdìdeelẹ̀ àti àwọn onímọ̀ ẹ̀rọ ní ilẹ̀ Africa, ní ayọ̀ láti ṣí aṣọ lójú ayẹyẹ ńlá tuntun rẹ̀, tí í ṣeàpèjọ Modern Workplace Africa! Tí yóò wáyé ní oṣù Kẹwàáyìí, ọ̀kánlàwọ́n ètò tí yóò fún àwọn èèyàn ní òye, àwọn irinṣẹ́ àti ọgbọ́n àyídà tí wọ́n máa nílò láti ṣe dáadáa ní irú àyè iṣẹ́ ọjọ́ iwájú. Níbi àpèjọ Modern Workplace Africa, a máa ṣe ọ̀rínkinnínwì àyẹ̀wò sí ọjọ́ iwájú iṣẹ́ tí a yóò sì wo bí ìmọ̀ àtọwọ́dá àti àwọn ìmọ̀ ẹ̀rọ amáyìídàwáyé ṣe ti ń yí àwọn ẹ̀ka iṣẹ́ padà tí ó sì ń ṣe àtúnkọ ipa iṣẹ́. O máa kẹ́kọ̀ọ́ lọ́wọ́ àwọn adarí aṣẹ̀dá àkóónú tí wọ́n ń mú àyípadà wá sí ẹ̀ka iṣẹ́ wọn, o máa rí àwọn irinṣẹ́ àti ọgbọ́n ìmọ̀ọ́ṣe tí wọ́n ń lò tí o sì máa ní ìmísí láti ṣí ọgbọ́n ìṣẹ̀dá rẹ síta. A tún máa wo ètò iṣẹ́ onígbàkúkurú, a máa tan ìmọ́lẹ̀ sí àwọn àǹfààní iṣẹ́ àlàíládèéhùn ìgbàsíṣẹ́, àwọn àṣà iṣẹ́ onígbàkúkurú àti àwọn ìkànnì alátinúdà tí wọ́n ń so awáṣẹ́ papọ̀ mọ́ àwọn agbanisíṣẹ́. Yálà ìwọ ti ń wà lára ètò iṣẹ́ onígbàkúkurú tẹ́lẹ̀ àbí o fẹ́ ṣe àwáfín àwọn àǹfààní inú rẹ̀, ètò yìí máa pèsè àwọn òye àti ọ̀nà ìmọ̀ọ́ṣe ìjìnlẹ̀ láti ní àṣeyọrí ní àkókò iṣẹ́ tuntun yìí. Ní àfikún, a máa ṣe àyẹ̀wò fínnífínní lọ sí ayé àwọn ẹ̀rọ àmúlò fún ìṣàkóso òṣìṣẹ́ tí ń mórí wú, tí a máa ṣe àgbéyẹ̀wò àwọn ètò alátinúdà tuntun níbi ìgbanisíṣẹ́, ọ̀yàyàsíṣẹ́ òṣìṣẹ́ àti iṣẹ́ ṣíṣe ní ibi-iṣẹ́. Wá rí bí àwọn irinṣẹ́ adáṣiṣẹ́ tí ó tayọ ṣe ń darí àyípadà ní ètò iṣẹ́ ìṣàkóso òṣìṣẹ́ kí o sì ní àǹfààní aláìlẹ́gbẹ́ níbi fífa ojú awáṣẹ́, gbígbà wọ́n síṣẹ́ àti ṣíṣe ètò ìdàgbàsókè fún àwọn awáṣẹ́ tí wọ́n tayọ jùlọ. Taani ó lè wá sí ayẹyẹ yìí? Ní ṣókí, ayẹyẹ yìí wà fún ẹnikẹ́ni tí ó ní iṣẹ́, yálà òṣìṣẹ́ ilé-iṣẹ́ àbí oníṣẹ́ ara ẹni. A ṣe àkànṣe ètò yìí fún àwọn Aláṣẹ àti Olùdarí ilé-iṣẹ́, àwọn olùdókòwòsílẹ̀, àwọn akọ́ṣẹ́mọṣẹ́ aṣàkóso òṣìṣẹ́, àwọn aṣèyànjú àti àwọn onímọ̀ ẹ̀ka iṣẹ́; a ò yọ àwọn olùfẹ́ ìmọ̀-ẹ̀rọ, àwọn òṣìṣẹ́ aláìládèéhùn ìgbàsíṣẹ́, aṣẹ̀dá àkóónú orí ayélujára àti àwọn awáṣẹ́ náà sílẹ̀. Kínni ìdí tí mo fi gbọdọ̀ wà níbẹ̀? Nítorí èyí máa jẹ́ ayẹyẹ alágbára níbi tí o ti máa fẹ̀gbẹ́ kẹ̀gbẹ́ pẹ̀lú àwọn onímọ̀ ẹ̀ka iṣẹ́, àwọn àgbà aláròjinlẹ̀ àti àwọn olùṣòwò tí wọ́n ní àṣeyọrí. Ó jẹ́ ìkànnì fún ọ láti ní ìtàkúrọ̀sọ tí ó ní ìtumọ̀, ní ìsopọ̀ pẹ̀lú àwọn akọ́ṣẹ́mọṣẹ́ tí èrò yín jọra kí o sì kọ́ ìmọ̀ọ́ṣe tí yóò mú iṣẹ́ tàbí òkòwò sún sí iwájú. Kínni kí n máa retí níbi Àpèjọ Modern Workplace Africa? Àwọn olùkópa lè máa fojú sọ́nà fún àwọn ọ̀rọ̀ ọlọ́gbọ́n ìjìnlẹ̀ tí ń ṣàfihàn àkòrí, àkókò ìtàkurọ̀sọ̀ àwọn ìgbìmọ̀, àkókò ìmúṣẹ́ṣe afúnniláàyèìkópa, àkókò ìkọ́ṣẹ́mọ́ṣẹ́, ìfọjàhàn, ètò ìpolówó iṣẹ́ àti àǹfààní mímọ àwọn èèyàn oníwùúlò, àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. Níbo àti pé nígbà wo ni ayẹyẹ yìí máa wáyé? Àpèjọ Modern Workplace Africa yóò wáyé ní Landmark Centre, Victoria Island ní ìlú Èkó ní orílẹ̀-èdè Nigeria ní ọjọ́ Àbámẹ́ta 21, oṣù Ọ̀wàwà, ọdún 2023. Báwo ni mo ṣe lè wà níbẹ̀? Lọ sí ibùdó ìtakùn Àpèjọ Modern Workplace Africa láti gba àyè rẹ sílẹ̀. Yóò dára bí o bá fẹ́ fi orúkọ sílẹ̀ fún àyè àwọn Èèyàn Pàtàkì kí o tètè lọ fi orúkọ sílẹ̀ nítorí a ti ń ta ìwé-ìwọlé alákọ̀ọ́tà báyìí. Ǹjẹ́ o fẹ́ ní ìbáṣepọ̀ pẹ̀lú wa fún Àpèjọ Modern Workplace Africa? Láti ṣe onígbọ̀wọ́ àti àǹfààní ìfọjàhàn tí yóò fún àwọn òkòwò ní àǹfààní láti ní ìsopọ̀ pẹ̀lú àwọn èèyàn àti ilé-iṣẹ́ ńlá tí yóò wá sí Àpéjọ Modern Workplace Africa, kàn sí Abísọ́lá Adénúgà ní business@techpoint.africa. Yálà ìwọ jẹ́ òṣìṣẹ́, olórí àbí alálàá, má ṣe pẹ́ lẹ́yìn. Wá síbi Àpèjọ Modern Workplace Africa kí o si rí ọjọ́ iwájú gbámú!","Woza uzothola ulwazi ngomsebenzi wedijithali kuNkomfa i-Modern Workplace Africa Ezweni elisheshayo lobuchwepheshe nokuqanjwa kabusha, ikusasa lomsebenzi yisihloko esingenakuzitshwa. Ubuchwepheshe obusafufusa obufana ne-AI buzoyimisa kanjani imisebenzi yethu? Kusho ukuthini ukukhuphuka komnotho we-gig kochwepheshe namabhizinisi? Abasunguli bezindaba baphila kanjani kumkhakha womsebenzi ohlale uguquka njalo? I-Techpoint Africa, isizinda esinamandla ekusunguleni imicimbi yezobuchwepheshe neyokuqala enethonya elikhulu ezwenikazi lonke, ijabule ukwethula umcimbi wayo wakamuva oyingqophamlando, i-Modern Workplace Africa Conference! Okwenzeka kulo Mfumfu, lo mbuthano wohlobo olulodwa uhlose ukuhlomisa abantu ngabanye ngemininingwane, amathuluzi, namasu adingekayo ukuze kuthuthuke ezindaweni zokusebenza zakusasa. Engqungqutheleni ye-Modern Workplace Africa, sizongena sijule ekusaseni lomsebenzi, futhi sihlole ukuthi i-AI nobunye ubuchwepheshe obuphazamisayo buzoziguqula kanjani izimboni futhi bulungise kabusha izindima zemisebenzi. Uzofunda kubasunguli bezindaba abahamba phambili abaguqula izimboni zabo, uthole amathuluzi namasu abawasebenzisayo, futhi uthole ugqozi lokukhulula amandla akho okudala. Sizophinde sibheke umnotho wamagigi, sikukhanyisele ngamathuba okuzimela, izitayela zomsebenzi wamagigi, kanye nezinkundla ezintsha ezixhuma ithalente nabaqashi. Noma ngabe usuyingxenye yomnotho wegigi noma ufuna ukwazi ukuthi kungenzeka yini, lo mcimbi uzohlinzeka ngemininingwane ebalulekile namasu okuphumelela kulesi sikhathi esisha somsebenzi. Ukwengeza, sizongena emhlabeni othokozisayo wobuchwepheshe be-HR, sihlole izinto ezintsha zakamuva ekutholweni kwethalente, ukuzibandakanya kwabasebenzi, kanye nokukhiqiza emsebenzini. Zitholele ukuthi amathuluzi wokuzenzakalela kanye namathuluzi aphambili awuguqula kanjani umkhuba wakwa-HR futhi azuze ukuncintisana kokuheha, ukugcina, nokuthuthukisa ithalente eliphezulu. Ubani ongathamela lo mcimbi? Ngokusobala, lo mcimbi ngowanoma ngubani onomsebenzi, noma ngabe uyazisebenza noma uziqashile. Lo mcimbi uklanyelwe ama-CEO, abasunguli bebhizinisi, ochwepheshe bakwa-HR, abaxhumanisi, nochwepheshe bezimboni; abathanda ubuchwepheshe, abazimele, abadali bedijithali, nabafuna umsebenzi nabo abashiywa ngaphandle. Kungani kufanele ngiye? Ngoba lona kuzoba umcimbi onamandla lapho uzothintana nochwepheshe bemboni, abaholi bemicabango, nosomabhizinisi abaphumelelayo. Kuyinkundla yakho yokuzibandakanya ezingxoxweni eziphusile, uxhumane nochwepheshe abanomqondo ofanayo, futhi uthole ulwazi olusebenzayo ukuze uqhubekisele phambili umsebenzi wakho noma ibhizinisi lakho. Yini ongayilindela eNgqungqutheleni ye-Modern Workplace Africa? Abahambele umcimbi bangathakasela inkulumo yosuku enohlonze, amaseshini ephaneli, imihlangano yokucobelelana ngolwazi, amaseshini asezingeni eliphezulu, imibukiso yemikhiqizo, umbukiso wemisebenzi, namathuba okuxhumana ekhwalithi, phakathi kokunye. Lo mcimbi uzokwenzelwa kuphi futhi nini? I-Modern Workplace Africa Conference izoba seLandmark Centre, ku-Victoria Island, eLagos, eNigeria, ngoMgqibelo, zingama-21, kuMfumfu wezi- 2023. Ngingaya kanjani? Yiya kuwebhusayithi ye-Modern Workplace Africa Conference ukuze ugcine isikhala sakho. Ukubhalisa kusenesikhathi kukhuthazwa ukubhaliswa kwe-VIP njengoba ukuthengiswa kwamathikithi abathenga kuqala sekuqalile. Uyafuna ukubambisana nathi kwiNgqungquthela Yesimanjemanje yase-Workplace Africa? Ukuze uthole uxhaso namathuba emibukiso enza amabhizinisi akwazi ukuxhumana nabantu abamangalisayo nezinhlangano ezizoba seNgqungqutheleni ye-Modern Workplace Africa, xhumana no-Abisola Adenuga ku-business@techpoint.africa. Noma ngabe ungumsebenzi, ungumholi, noma uyaphupha, ungasali eceleni. Ngena eNgqungqutheleni ye-Modern Workplace Africa futhi ube yingxenye yekusasa manje!"
+"የሴኔጋል የኮሙዩኒኬሽን ሚኒስትር በ 2023 ሁለተኛ የበይነመረብ መዘጋት ይፋ አድርገዋል ሴኔጋል ከዛሬ ሰኞ ሐምሌ 31 ቀን 2023 ጀምሮ የኢንተርኔት አገልግሎት አቋርጣለች። የሀገሪቱ የኮሙዩኒኬሽን ሚኒስትር ሙሳ ቦካር ቲያም በሰጠው መግለጫ የቴሌኮሙኒኬሽን ኩባንያዎች"" የተገለጹትን መስፈርቶች እንዲያከብሩ"" መመሪያ ሰጥተዋል። ይህ በምዕራብ አፍሪካዊቷ ሀገር የበይነመረብ ተደራሽነት ሲገደብ ይህ ለሁለተኛ ጊዜ ሲሆን የመጨረሻው ሰኔ 2023 ላይ ነው። በሁለቱም አጋጣሚዎች ውሳኔው የተደረገው የተቃዋሚ መሪውን ኦስማን ሶንኮን አስመልክቶ የተነሣውን ተቃውሞ ተከትሎ ነው። ሶንኮ በሰኔ ወር"" ወጣቶችን በማበላሸት"" የሁለት ዓመት እስራት ተፈረደበት። ውሳኔው በመላ አገሪቱ ኃይለኛ ተቃውሞዎችን አስነሥቶ 15 ሰዎች እንዲገደሉ አድርጓል። ሶንኮ የታሰሩት አርብ ሐምሌ 28 ቀን 2023 ነው። የመንግሥት ዐቃቤ ሕግ በፍጥነት ዓመፅን በማስነሳት፣ የመንግሥትን ደኅንነት በማደፍረስ፣ ከሽብርተኛ ድርጅት ጋር በወንጀል በመተባበር እና በስርቆት ክስ አቀረበለት። የመንግሥት ዐቃቤ ሕግ እነዚህ ክሶች ቀደም ሲል በሴኔጋል ወጣቶች ላይ ከቀረበባቸው ክስ ጋር ግንኙነት የላቸውም ብለዋል። በምላሹ ሶንኮ ውሳኔውን በመቃወም የረሃብ አድማ ማካሄድ ጀምሯል፣ ይህም በሚቀጥለው ዓመት በሚካሄደው ፕሬዚዳንታዊ ምርጫ እንዳይወዳደር ለማድረግ የታሰበ ነው ብሏል።","Senegalese communications minister announces a second Internet shutdown in 2023 Senegal has shut down access to the Internet, beginning today, Monday, July 31, 2023. The country's communications minister, Moussa Bocar Thiam, made this known in a statement, while directing telecommunications companies to ""comply with the notified requirements."" This is the second time the West African country has restricted access to the Internet, with the last coming in June 2023. Both times, the decision has followed protests regarding opposition leader, Ousmane Sonko. Sonko was sentenced to two years in prison in June for ""corrupting the youths."" The decision sparked violent protests across the country, leading to the deaths of 15 people. Sonko was arrested on Friday, July 28, 2023. The state prosecutor swiftly charged him with calling for insurrection, undermining state security, criminal association with a terrorist body, and theft. These charges, the state prosecutor said, are unconnected to the previous charges of corrupting Senegal's youth. In response, Sonko has embarked on a hunger strike to protest the decision, which he claims is intended to prevent him from contesting in next year's presidential elections.","Ministan sadarwa na Senegal ya ba da sanarwar rufe Intanet na biyu a cikin 2023 Ƙasar Senegal ta rufe hanyar shiga Intanet daga yau Litinin, 31 ga Yuli, 2023. Ministan sadarwa na ƙasar Moussa Bocar Thiam ne ya bayyana hakan a wata sanarwa da ya fitar, yayin da ya umarci kamfanonin sadarwa da su “bi ka’idojin da aka sanar”. Wannan dai shi ne karo na biyu da ƙasar Afirka ta Yamma ke hana shiga Intanet, inda na ƙarshe ya zo a watan Yunin 2023. A lokuta biyu, shawarar ta biyo bayan zanga-zangar da aka yi kan madugun 'yan adawa, Ousmane Sonko. An yanke wa Sonko hukuncin ɗaurin shekaru biyu a gidan yari a watan Yuni saboda ""lalata matasa."" Matakin dai ya haifar da ƙazamar zanga-zanga a faɗin ƙasar, lamarin da ya yi sanadiyar mutuwar mutane 15. An kama Sonko a ranar Juma’a, 28 ga Yuli, 2023. Mai gabatar da ƙara na ƙasar ya gaggauta tuhume shi da laifin yin kira da a tayar da ƙayar baya, da zagon ƙasa ga tsaron jihar, da alaƙa da ƙungiyar ta’addanci, da kuma sata. Waɗannan tuhume-tuhumen, in ji mai gabatar da ƙara na ƙasar, ba su da alaƙa da tuhume-tuhumen da ake yi a baya na lalata matasan Senegal. A martanin da ya mayar, Sonko ya shiga yajin cin abinci domin nuna adawa da matakin da ya ɗauka na hana shi tsayawa takara a zaɓen shugaban ƙasa na shekara mai zuwa.","Waziri wa mawasiliano wa Senegali ametangaza kuzimwa kwa mtandao kwa mara ya pili mwaka 2023 Senegali imefunga ufikiaji wa mtandao kuanzia leo jumatatu, Julai 31, 2023. Waziri wa mawasiliano wa nchi hiyo, Mousa Bocar Thiam, alifahamisha hayo katika taarifa yake, huku akizielekeza kampuni za mawasiliano ""kutii matakwa yaliyoarifiwa"" Hii ni mara ya pili kwa nchi hiyo ya Afrika Magharibi kuweka ukomo wa ufikiaji wa mtandao , na mara ya mwisho ilikuwa Juni 2023. Mara zote mbili uamuzi huo umefuatia maandamano dhidi ya kiongozi wa upinzani, Ousmane Sonko. Sonko alihukumiwa kifungo cha miaka miwili jera mwezi Juni, ""kuwafisadi vijana"" Uamuzi huo ulizusha maandamano ya ghasia nchini kote, na kusababisha vifo vya watu 15. Sonko alihukumia siku ya ijumaa, julai 28,2023. Mwendesha mashitaka wa serikali alimshitaki haraka kwa kuhamasisha uasi, kudhoofisha usalama wa serikali, ushirika wa uhalifu na kundi la kigaidi na wizi. Mwendesha mashitaka wa serikali alisema mashitaka haya hayana uhusiano na mashitaka ya awali ya kufisadi vijana wa Senegali. Katika kujibu, Sonko ameanza mgomo wa kula hili kupinga uamuzi huo, ambapo anadai unanuiwa kumzuia kugombea katika uchaguzi wa uraisi mwaka ujao.","Mínísítà fún ètò ìbánisọ̀rọ̀ ní orílẹ̀-èdè Senegal kéde pé ayélujára ìlú náà ìdáwọ́ iṣẹ́ Ayélujára dúró fún ìgbà kejì ní ọdún 2023 Senegal ti dá ìráàyè sí Ayélujára dúró, bẹ̀rẹ̀ láti òní ọjọ́ Ajé 31, oṣù Keje, ọdún 2023. Mínísítà fún ètò ìbánisọ̀rọ̀ ní orílẹ̀-èdè náà, Moussa Bocar Thiam fí eléyìí hàn níbi ìkéde kan tí ó sì ń darí àwọn ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ láti ""tẹ̀lé àwọn ìnílò tí wọ́n fi léde."" Ìgbà kejì nìyìí tí orílẹ̀-èdè Ìwọ̀-oòrùn ilẹ̀ Africa náà yóò dènà ìráàyè sí Ayélujára, èyí tí ó ṣe gbẹ̀yìn ní oṣù Kẹfà, ọdún 2023. Ní ìgba méjéèjì, ìpinnu náà wáyé lẹ́yìn tí àwọn ìfẹ̀hónúhàn lórí ọ̀rọ̀ olórí ẹgbẹ́ alátakò, Ousmane Sonko. Wọ́n ní kí Sonko lọ lo ọdún méjì ní ọgbà ẹ̀wọ̀n ní oṣù Kẹfà pé ó ń ""ba àwọn ọ̀dọ́ jẹ́"". Ìpinnu náà ni ó fa ìfẹ̀hónúhàn onípá sílẹ̀ ní káàkiri orílẹ̀-èdè náà, èyí tí ó mú ẹ̀mí èèyàn 15 lọ. Wọ́n mú Sonko ní ọjọ́ Ẹtì 28 oṣù Keje, ọdún 2023. Agbẹjọ́rò fún ìlú sáré fi ẹ̀sùn aṣèpè fún ìṣọ̀tẹ̀, dída ààbò ìlú rú, àjọṣepọ̀ ọ̀daràn pẹ̀lú àjọ agbésùnmọ̀mí àti olè jíjà kàn án. Àwọn ẹ̀sùn wọ̀nyìí ni agbẹjọ́rò fún ìlú sọ pé wọn ò ní àsopọ̀ pẹ̀lú ẹ̀sùn àkọ́kọ́ pé ó ń ba àwọn ọ̀dọ́ orílẹ̀-èdè Senegal jẹ́ rárá. Ní ìdáhùn, Sonko ti gùnlé fífi ebi para láti tako ìpinnu náà, èyí tí ó wí pé èrò rẹ̀ ni láti dí òun lọ́nà gbígbé igbá ìbò ààrẹ ní ọdún ìdìbò tí ó ń bọ̀.","Ungqongqoshe wezokuxhumana eSenegal umemezela ukuvalwa kwe-inthanethi kwesibili ngo-2023 I-Senegal ivale ukuthola i-inthanethi, kusukela namuhla, ngoMsombuluko, zingama-31 kuNtulikazi wezi-2023. Ungqongqoshe wezokuxhumana kuleliya lizwe, uMoussa Bocar Thiam, uveze lokhu esitatimendeni, ngesikhathi eyala izinkampani zezokuxhumana ukuthi “zithobele izidingo ezaziswayo.” Sekungokwesibili izwe laseNtshonalanga Afrika livinjwe ukuthola i-inthanethi, okokugcina ukufika ngoNhlangualana wezi-2023. Ezikhathini zombili lesi sinqumo silandela imibhikisho emayelana nomholi weqembu eliphikisayo, u-Ousmane Sonko. USonko ugwetshwe iminyaka emibili ebhadla ejele ngoNhlangulana ""ngokonakalisa intsha."" Lesi sinqumo sisuse imibhikisho enodlame ezweni lonke, kwashona abantu abayi-15. USonko waboshwa ngoLwesihlanu, zingama-28 kuNtulikazi wezi-, 2023. Umshushisi wombuso wammangalela ngokushesha nebukela phansi umbuso, ukubukela phansi ezokuphepha zombuso, ukuzihlanganisa nobugebengu nenhlangano yamaphekula. Lamacala, kusho umshushisi wombuso, awaxhumene namacala angaphambili enkohlakalo yentsha yaseSenegal. Eziphendulela uSonko ungenele isiteleka sokuzilambisa ephikisana nalesi sinqumo athi sihlose ukumvimba ukuthi angenele ukhetho lukamengameli ngonyaka ozayo."
+ቻትጂፒቲ ኮስሞስን፣ ኤቲሬም ክላሲክን እና ፖመርዶግን ለ 2023 ምርጥ ኢንቨስትመንቶች አድርጎ መርጧል በቻትጂፒቲ መሠረት ለ 2023 ምርጥ የክርፕቶ ኢንቨስትመንቶች ኮስሞስ፣ ኤቲሬም ክላሲክ እና ፖመር ዶጅ ናቸው፣ ለጠንካራ መሰረቶቻቸው እና ለማይታመን የዕድገት አቅማቸው ምስጋና ይግባው። ቻትጂፒቲ በቅርቡ ለ 2023 የመጀመሪያዎቹን ሦስት የክሪፕቶ ኢንቨስትመንት ምርጫዎችን አስታውቋል፣ እናም ምንም ዋና አስገራሚ ነገሮች የሉም። በ2023 ምርጥ ኢንቨስትመንቶች በቻት ጂፒ��� በመሰረታዊ እና በዕድገታቸው እምቅ ላይ በመመርኮዝ ኮስሞስ( አተም)፣ ኢንትሪም ክላሲክ( ኢቲሲ) እና ፖመር ዶጅ ( ፖምድ) ናቸው። ይህ ጽሑፍ ስለ ቻት ጂፒቲ ምርጫዎች እና ምን ጐልቶ እንዲታይ ያደርገዋል። ስለ ፖመር ዶጅ ( ፖድ) ቅድመ-ሽያጭ የበለጠ ለማወቅ እዚህ ጋር ይንኩ ኮስሞስ( አቶም) እንደ ከፍተኛ የኢንቨስትመንት ምርጫ ተለይቷል ኮስሞስ( አቶም) መስተጋብራዊ እና ሊሰፋ የሚችል ብሎክቼይን ነው። በዚህ ምክንያት በጣም ታዋቂ ከሆኑት የብሎክቼይን መድረኰች አንዱ ነው። ኮስሞስ እርስ በእርስ የተገናኘ የብሎክቼይን ሥነ-ምህዳር ለመፍጠር ዓላማ አለው፣ በዚህም መስተጋብርን ይፈቅዳል። ቻትጂፒቲ ኮስሞስ ክሪፕቶ በብሎክቼይን ሥነ ምህዳሩ ውስጥ በሚጫወተው አስደናቂ ሚና ምክንያት እንደ ከፍተኛ የኢንቨስትመንት ምርጫ አድርጎታል። መስተጋብራዊ የብሎክቼይን መፍትሄዎች ፍላጐት እየጨመረ መምጣቱ ኮስሞስ ወደ ሰማይ ሲወጣ ያያል። የኤቲሬም ክላሲክ( ኢቲሲ) እየጨመረ በሚሄድ ጉዲፈቻ መካከል እንደሚጨምር ተተንብዮአል ምንም እንኳን ኤቲሬም ክላሲክ( ኢቲሲ) የኤቲሬም( ኢቲሲ) ጠንካራ ሹካ ሆኖ ብቅ ቢልም አሁን ታዋቂ የብሎክ ቼይን ሆኗል። ምንም እንኳን እንደ ወላጅ የብሎክቼይን ያህል ተወዳጅ ባይሆንም ለስማርት ኮንትራት አፈጻጸም ተወዳጅ መድረሻ ሆኖ ይቀራል። ይህ በእንዲህ እንዳለ በቅርብ ጊዜ በኤቲሬም ክላሲክ ዜና ላይ ቻትጂፒቲን ስለወደፊቱ አዋጭነት ጠይቀን ነበር፣ እናም እሱ አዎንታዊ ነበር። ቻትጂፒቲ የኤቲሬም ክላሲክ ዋጋ በዓመቱ ሁለተኛ አጋማሽ እንደሚጨምር ተንብዮአል። ለዚህ የተጠቀሰው ምክንያት የኤቲሬም ክላሲክ ለዲፊ መፍትሄዎች እየጨመረ መምጣቱ ነው። ፖመር ዶጅ: በቻትጂፒቲ በ 2023 ምርጥ ኢንቨስትመንት ፖመር ዶጅ አዝናኝ እና ቀለል ያለ ልባዊነት አንድ አስደሳች ጨዋታ-ወደ-ማግኘት ጨዋታ( ፒ2ኢ) ጋር ያዋሕዳል አንድ የፈጠራ ፕሮጀክት ነው። በዚህም ምክንያት የሜም ማራኪነት ያለው ሲሆን ይህም ከፍተኛ የዕድገት አቅም ይሰጠዋል። በተጨማሪም፣ እንደ ፒ2ኢ ቶከን፣ የጨዋታ ሥነ-ምህዳሩን የሚሸፍን መገልገያ ይኖረዋል፣ ይህም ለዕድገቱ አስተዋጽኦ ያደርጋል። እንደ መጫወት-ለማግኘት መድረክ፣ ፖመር ዶጅ በዓለም ዙሪያ ያሉ ተጫዋቾችን ያገናኛል። በዚህ አስደሳች ጨዋታ አማካኝነት መገናኘት፣ መወዳደር እና ገቢ ማግኘት ይችላሉ። በተጨማሪም፣ ተጫዋቾች ያላቸውን ዲጂታል ቁምፊዎች የራሳቸውን ጣዕም ወይም በከፍተኛ ደረጃ ላይ መገንባት ይችላሉ።። የበለጠ ሊወስዱት ይችላሉ የግል የሆኑ አቫተሮችን ምርትን በመፍጠር። በተጨማሪም፣ ከፍተኛ ተጫዋቾች በውስጡ ፖመር ቦታ ውስጥ መሳተፍ ይችላሉ፣ ይህም አንድ የጨዋታ ገበያ እና መድረክ ነው። በአንድ በኩል፣ እንደ የጨዋታ ገበያ፣ ተጫዋቾች ዋጋ ያላቸው የጨዋታ ዕቃዎችን መግዛት፣ መሸጥ እና መለዋወጥ ይችላሉ። በሌላ በኩል፣ እንደ የጨዋታ መድረክ፣ ተጫዋቾች ከሌሎች ተጫዋቾች ጋር በፖመር ዶጅዎቻቸው ሊዋጉ ይችላሉ። ፖመር ዶጅ በአሁኑ ወቅት በማደግ ላይ ያለ ቶከን ነው፣ ይህም ማለት ከፍተኛ የዕድገት አቅም አለው ማለት ነው። የቅድመ ሽያጭ በደረጃ 1 ፣ላይ ሲሆን 1 ቶከን በ 0.007 ዶላር ነው። ስለ ፖመር ዶጅ( ፓምድ) የቅድመ-ሽያጭ ዛሬ ተጨማሪ ይወቁ,"ChatGPT Picks Cosmos, Ethereum Classic, and Pomerdoge As Best Investments for 2023 The Best Crypto Investments for 2023 You Can Choose From According to ChatGPT Are Cosmos, Ethereum Classic, and Pomerdoge, Thanks to Their Strong Fundamentals and Incredible Growth Potential ChatGPT has recently announced its top three crypto investment picks for 2023, and there are no major surprises. The best investments for 2023 by ChatGPT based on their fundamentals and growth potential are Cosmos (ATOM), Ethereum Classic (ETC), and Pomerdoge (POMD). This article will delve into ChatGPT’s selections and what makes them stand out. Click Here To Find Out More About The Pomerdoge (POMD) Presale Cosmos (ATOM) Is Identified as a Top Investment Pick Cosmos (ATOM) is an interoperable and scalable blockchain. For this reason, it is one of the most popular blockchain platforms. Cosmos aims to create an interconnected ecosystem of blockchains, thereby allowing interoperability. ChatGPT identifies Cosmos crypto as a top investment pick because of the incredible role it plays in the blockchain ecosystem. The increasing demand for interoperable blockchain solutions will see Cosmos skyrocket. Ethereum Classic (ETC) Predicted To Soar Amidst Increasing Adoption Although Ethereum Classic (ETC) emerged as a hard fork of Ethereum (ETH), it has now become a popular blockchain. While it isn’t as popular as its parent blockchain, it nonetheless remains a popular destination for smart contract execution. Meanwhile, in recent Ethereum Classic news, we asked ChatGPT about its future viability, and it was bullish. ChatGPT predicted that Ethereum Classic's price would appreciate in the second half of the year. The reason cited for this is the increasing adoption of Ethereum Classic for DeFi solutions. Pomerdoge: The Best Investment for 2023 by ChatGPT Pomerdoge is an innovative project that combines fun and lightheartedness with an exciting play-to-earn game (P2E). As a result, it has a meme appeal, which gives it enormous growth potential. Additionally, as a P2E token, it will have a utility that spans its gaming ecosystem, which will contribute to its growth. As a play-to-earn platform, Pomerdoge will connect players across the world. They will be able to network, compete, and earn through this exciting game. Additionally, players can build their digital characters to their taste or at an elite level. They can take it further by creating custom items for their avatars. Also, top players can participate in its Pomerplace, which is a gaming marketplace and arena. On the one hand, as a gaming marketplace, players can buy, sell, and trade valuable game items. On the other hand, as a gaming arena, players can battle with their Pomerdoge against other players. Pomerdoge is currently an emerging token, meaning it has enormous growth potential. The presale is in stage 1, with 1 token at $0.007. Find out more about the Pomerdoge (POMD) Presale Today","ChatGPT ya zaɓi Cosmos, Ethereum Classic, da Pomerdoge A matsayin Mafi kyawun Zuba Jari don 2023 Mafi kyawun Zuba Jari na Crypto don 2023 Za ku Iya Zaɓa Daga Dangane da ChatGPT Su ne Cosmos, Ethereum Classic, da Pomerdoge, Godiya ga Ƙarfin Tushensu da Ƙarfafan Ci gaba mai Girma. ChatGPT kwanan nan ya bayar da sanarwar manyan zaɓen saka hannun jari na crypto guda uku don 2023, kuma babu wasu manyan abubuwan ban mamaki. Mafi kyawun saka hannun jari na 2023 ta ChatGPT bisa tushen tushensu da yiwuwar haɓaka su shi ne Cosmos (ATOM), Ethereum Classic (ETC), da Pomerdoge (POMD). Wannan labarin zai shiga cikin zaɓin ChatGPT da abin da ya sa shi yayi fice. Danna Nan Don Nemo Karin Bayani Game da Pomerdoge (POMD) Presale Cosmos (ATOM) Ana Gane shi a zaman Babban Zaɓin Zuba Jari Cosmos (ATOM) blockchain ne mai mu'amala da ma'auni. Saboda wannan dalili, yana ɗaya daga cikin shahararrun dandamali na blockchain. Cosmos yana nufin ƙirƙirar yanayi na haɗin guiwa na blockchain, ta yadda zai ba da damar yin aiki. ChatGPT yana gano Cosmos crypto a matsayin babban zaɓi na saka hannun jari saboda rawar da yake takawa a cikin yanayin tsarin blockchain. Haɓaka buƙatun hanyoyin haɗin guiwar blockchain zai kawo bunkasar Cosmos. Ethereum Classic (ETC) Ya yi Hasashen Haɓaka Tsakanin Ƙaruwar karbuwa Ko da yake Ethereum Classic (ETC) ya fito a matsayin rabawa na Ethereum (ETH), yanzu ya zama sanannen blockchain. Duk da yake bai shahara kamar blockchain din da ya haifar da shi, amma duk da haka ya kasance sanannen makoma don aiwatar da kwangila. A halin yanzu, a cikin labaran Ethereum Classic na kwanan nan, mun tambayi ChatGPT game da yiwuwar sa a nan gaba, kuma duk shirme ne. ChatGPT ya hasashe cewa farashin Ethereum Classic zai ƙaru a rabin na biyu na shekara. Dalilin da aka amba ta don wannan shi ne haɓaka karɓar Ethereum Classic don mafita na DeFi. Pomerdoge: Mafi kyawun Zuba Jari a 2023 ta ChatGPT Pomerdoge sabon aiki ne wanda ya haɗu da nishaɗi da haske tare da wasa mai ban sha'awa don samun riba (P2E). A sakamakon haka, yana da yanayi na meme, wanda ya ba shi babbar damar bunkasa. Bugu da ƙari, a matsayin token na P2E, za ta sami abin amfani wanda ya zarce yanayin wasan sa, wanda zai ba da gudummawa ga haɓakarsa. A matsayin dandalin wasa don samun riba, Pomerdoge zai haɗa 'yan wasa a duk faɗin duniya. Za su iya yin hanyar sadarwa, gasa, da samun kuɗi ta wannan wasa mai ban sha'awa. Bugu da ƙari, 'yan wasa za su iya gina haruffan dijital su ga ɗanɗanonsu ko a matakin fitattun mutane. Za su iya kai shi mataki na gaba ta hanyar ƙirƙirar abubuwa na al'ada don abatocinsu. Haka nan, manyan 'yan wasa za su iya shiga cikin Pomerplace, wadda ita ce kasuwar wasaanni da kuma fage. A gefe ɗaya, a matsayin kasuwar caca, ‘yan wasa za su iya siye, siyarwa, da kuma cinikin kayan wasa masu mahimmanci. A gefe guda, a matsayin fagen wasa, 'yan wasa za su iya yin yaƙi da Pomerdoge ɗinsu da sauran 'yan wasa. Pomerdoge a halin yanzu alama ce mai tasowa, ma'ana tana da ƙarfin yiwuwar girma babba. Presale yana mataki na 1, tare da token 1 a kan $0.007. Nemo ƙarin bayani game da Pomerdoge (POMD) Presale A Yau","ChatGPT inachagua Cosmos, Ethereum Classic na Pormerdoge kama uwekezaji bora zaidi kwa mwaka 2023 Uwekezaji bBora wa sarafu za siri kwa 2023 Unaweza Kuchaguliwa Kutoka Kulingana na ChatGPT ni Cosmos, Ethereum Classic, na Pormerdoge, Shukrani kwa Misingi Yao Imara na Uwezo wa Kukua Ajabu. ChatGPT hivi karibuni ilitangaza machaguo yake matatu ya juu ya uwekezaji wa crypto kwa 2023, na hakuna mshangao mkubwa. Uwekezaji bora zaidi wa 2023 na ChatGPT kulingana na misingi na uwezekano wa ukuaji ni Cosmos (ATOM), Ethereum Classic (ETC) na Pormerdoge (POMD). Makala haya yataangazia chaguo za ChatGPT na kinachowafanya kuwa wa kipekee. Bofya Hapa ili Kujua Zaidi Kuhusu Uuzaji wa Presale wa Pormedoge (POMD). Cosmos (ATOM) inatambulika kama chaguo bora la uwekezaji Cosmos (ATOM) ni blockchain inayoingiliana na inayoweza kupanuka. Kwa sababu hii ni moja ya majukwaa maarufu ya blockchain. Cosmos inalenga kuunda mfumo wa ikolojia uliyounganishwa wa blockchains, na hivyo kuruhusu mwingiliano. ChatGPT inatambua Cosmos crypto kama chaguo bora zaidi la uwekezaji kwa sababu ya jukumu lake la ajabu katika mfumo wa ikolojia wa blockchain. Kuongezeka kwa mahitaji ya suluhu za blockchain zinzoweza kuunganishwa kutaona Cosmos ikisonga. Ethereum Classic (ETC) inatabiliwa Kuongezeka, kuongeza Huku Kunaongeza Kwa Kuasili Ingawa Ethereum Classic (ETC) iliibuka kama uma mgumu wa Ethereum (ETC), sasa imekuwa blockchain maarufu. Ingawa siyo maarufu kama blockchain ya wazazi wake, bado inasalia kuwa mahali maarufu kwa utekelezaji wa sheria. Wakati huo huo, katika habari za hivi karibuni za Ethereum Classic, tuliuliza ChatGPT kuhusu uwezekano wake wa baadaye, na ilikuwa ya kuvutia. ChatGPT ilitabiri kuwa bei ya Ethereum Classic ingeongezeka katika nusu ya pili ya mwaka. Sababu iliyotajwa kwa hili ni kuongezeka kwa kupitishwa kwa Ethereum Classic kwa ufumbuzi wa DeFi. Pormerdoge: Uwekezaji Bora kwa 2023 na ChatGPT Pormedoge ni mradi wa kibunifu unaochanganya furaha na moyo mwepesi na mchezo wa kusisimua wa kucheza - ili- kupata (P2E). Kama matokeo, ina rufaa ya meme, ambayo inaipa uwezo mkubwa wa ukuaji. Zaidi ya haya, kama tokeni ya P2E, itakuwa na matumizi ambayo yanahusu mfumo wake wa ikolojia wa michezo ya kubahatisha, ambayo itachangia ukuaji wake. Kama jukwaa la kucheza -ii- mapato, Pormedoge itaunganisha wachezaji kote duniani. Wataweza kuunganisha, kushindana na kupata mapato kupitia mchezo huu wa kusisimua. Zaidi ya hayo, wachezaji wanaweza kuunda herufi zao za kidijitalikwa ladha yao au kwa kiwango cha juu. wanaweza kuchukua hatua zaidi kwa kuunda vibengele maalum kwa avata zao. Pia, wachezaji bora wanaweza kushiri katika Pormerplace yake, ambayo ni soko la michezo ya kubahatisha na uwanja. Kwa upande mmoja kama soko la michezo ya kubahatisha, wachezaji wanaweza kununua, kuuza na kufanya biashara ya vitu muhimu vya mchezo. Kwa upande mwingine, kama uwanja wa michezo ya kubahatisha, wachezaji wanaweza kupigana na Pormerdoge yao dhidi ya wachezaji wengine. Pormerdoge kwa sasa ni ishara inayoibuka, ikimaanisha kuwa ina uwezo mkubwa wa ukuaji. Ofa ya awali ipo katika hatua ya 1, na tokeni 1 ni $0.007. Jua zaidi kuhusu Uuzaji wa Pormerdoge (POMD) Leo","ChatGPT Yan Cosmos, Ethereum Classic àti Pomerdoge Gẹ́gẹ́ bí i Ìkówólókòwò tí ó Dára jùlọ fún ọdún 2023 Àwọn Ìkówólókòwò tí ó Dára jùlọ fún ọdún 2023 tí O Lè Ṣe Àṣàyàn Nínú ẹ̀ Bí ChatGPT ṣe Sọ Ni Cosmos, Ethereum Classic àti Pomerdoge, Kí á kan Sáárá sí Ìpìlẹ̀ Wọn tí ó dúró Digbí àti Àǹfààní Ìmúgbòòrò Ńlá tí Wọ́n ní ChatGPT ṣẹ̀ṣẹ̀ kéde owó àkósódù mẹ́ta tí ó yàn gẹ́gẹ́ bí i aṣeékówólé fún ọdún 2023, tí kò sì sí ohun tí ó yani lẹ́nu rárá. Àwọn aṣeékówólé tí ó dára jùlọ fún ọdún 2023 tí ChatGPT yàn látààrí ìpìlẹ̀ àti àǹfààní ìmúgbòòrò tí wọ́n ní ni Cosmos (ATOM), Ethereum Classic (ETC) àti Pomerdoge (POMD). Àròkọ yìí máa ṣe àgbéyẹ̀wò àwọn àṣàyàn ChatGPT àti ohun tí ó mú wọn dá yàtọ̀. Síratẹ Ibí yìí Láti Ṣàwárí Sí i Nípa Ètò-àkọ́tà Pomerdoge (POMD) Cosmos (ATOM) ni Wọ́n Ṣàfihàn gẹ́gẹ́ bí i Àkọ́yàn Ìkówólókòwò Cosmos (ATOM) jẹ́ àká dátà àkósódù tí ó lè ṣiṣẹ́ dáadáa tí ó sì lè ṣe pàsípààrọ̀ ìwífún orí ẹ̀rọ. Fún ìdí èyí, ó jẹ́ ọ̀kan nínú àwọn ìkànnì àká dátà àkósódù tí ó gbajúmọ̀ jùlọ. Cosmos gbèrò láti ṣẹ̀dá àwùjọ àká dátà àkósódù alásopọ̀, èyí tí yóò fàyè gba àǹfààní pàsípààrọ̀ ìwífún orí ẹ̀rọ. ChatGPT ṣe àfihàn owó àkósódù Cosmos gẹ́gẹ́ bí i ààyò òkòwò aṣeékówólé nítorí ipa pàtàkì tí ó ní nínú àwùjọ àká dátà àkósódù. Ìbéèrè lemọ́lemọ́ fún ọ̀nà àbáyọ àká dátà àkósódù tí ó fàyè gba pàsípààrọ̀ ìwífún orí ẹ̀rọ ni yóò jẹ́ kí Cosmos lọ sókè. Àsọtẹ́lẹ̀ pé Ethereum Classic (ETC) yóò Bú gbàmù bí ọ̀pọ̀ tí ṣe ń Ṣàmúlò rẹ̀ Bí ó tilẹ̀ jẹ́ pé Ethereum Classic (ETC) jáde gẹ́gẹ́ bí i ìpín kejì àká Ethereum (ETH), ó ti di àká dátà àkósódù tí ó gbajúmọ̀ báyìí. Bí kò tilẹ̀ gbajúmọ̀ tó àká dátà àkósódù tí ó ti ara rẹ̀ jáde, síbẹ̀ ó ti di àyè iṣẹ́ fún ìdúnàádúrà aṣefáfá. Báyìí, nínú ìròyìn tuntun nípa Ethereum Classic, a bi ChatGPT léèrè bóyá ó ní ọjọ́ iwájú, ó sì wí pé yóò lọ sókè dáadáa. ChatGPT sọ àsọtẹ́lẹ̀ pé iye Ethereum Classic máa gbérùú sí i ní ìdá kejì ọdún. Ìdí fún èyí ni bí ìlò Ethereum Classic ṣe ti ń lékún fún àwọn ọ̀nà àbáyọ ètò ìṣòwò owó àkósódù aláìlákòóso. Pomerdoge: Òkòwò Àákówólé tí ChatGPT yàn pé ó Dára jùlọ fún ọdún 2023 Pomerdoge jẹ́ iṣẹ́ àkànṣe tuntun tí ó ń mú ìgbádùn àti àríyá papọ̀ pẹ̀lú eré géèmù aládìídùn tayò-kí-o-gbowó (P2E). Fún ìdí náà, ó ní àbùdá àwòrán apanilẹ́rìn-ín, èyí tí ó fún un ní àǹfààní ìdàgbàsókè ńlá. Ní àfikún, gẹ́gẹ́ bíi token P2E, ó máa rí ìlò káàkiri àwùjọ ìtayò, èyí tí yóò dá sí ìdàgbàsókè rẹ̀. Gẹ́gẹ́ bí i ìkànnì tayò-kí-o-gbowó, Pomerdoge yóò ṣe àsopọ̀ àwọn òǹtayò káàkiri àgbáyé. Wọ́n máa lè ní àsopọ̀, figbagbága, tí wọn yóò sì le rí owó pa láti ara géèmù aládìídùn yìí. Ní àfikún, àwọn òǹtayò lè ṣẹ̀dá àwọn ẹ̀dá orí ayélujára tí wọ́n fẹ́ ní ọ̀nà àti àrà tí ó bá wù wọ́n. Wọ́n tún lè tẹ̀síwájú láti ṣẹ̀dá àwọn ohun èlò àdámọ́ fún àwọn ẹ̀dá orí ayélujára wọn. Bákan náà, àwọn àgba òǹtayò lè kópa ní Pomerplace rẹ̀, èyí tí ó jẹ́ àyè ìtajà àti gbọ̀ngán ohun èlò géèmù. Ní apá kan, gẹ́gẹ́ bíi àyè ìtajà ohun èlò géémù, àwọn òǹtayò lè rà, tà kí wọ́n sì ṣe pàsípààrọ̀ ohun èlò géèmù oníye. Ní ìdàkejì ẹ̀wẹ̀, gẹ́gẹ́ bí i gbọ̀ngàn ìṣeré, àwọn òǹtayò lè lo Pomerdoge wọn láti figbagbága pẹ̀lú àwọn òǹtayò mìíràn. Tókìn tí ó ṣẹ̀ṣẹ̀ ń yọrí bọ̀ ni Pomerdoge, èyí tí ó túmọ̀ sí pé ó ní àǹfààní ìmúgbòòrò ńlá. Ètò àkọ́tà náà ti wà ní ìpele 1, tí tókìn 1 sì wà ní $0.007. Mọ̀ sí i nípa ètò Àkọ́tà Pomerdoge (POMD) Lónìí","I-ChatGPT Ikhetha i-Cosmos, i-Ethereum Classic, ne-Pomerdoge Njengotshalomali Olungcono Kakhulu luka-2023 Utshalomali lwebhukunyazi Olungcono Kakhulu lwango-2023 Ongakhetha Kuzo Ngokuvumelana ne-ChatGPT I-Cosmos, i-Ethereum Classic, ne-Pomerdoge, Ngenxa Yezisekelo Zazo Eziqinile kanye Nokukhula Okumangalisayo Okungenzeka. I-ChatGPT isanda kumemezela izinketho zayo ezintathu eziphezulu zokutshala izimali zebhukunyazi zango-2023, futhi azikho izimanga ezinkulu. Utshalomali olungcono kakhulu lwango-2023 lwe-ChatGPT olusekelwe ezintweni eziyisisekelo namandla okukhula yi-Cosmos (ATOM), i-Ethereum Classic (ETC), ne-Pomerdoge (POMD). Lesi sihloko sizodingida izinketho ze-ChatGPT nokuthi yini ezenza zigqame. Chofa Lapha Ukuze Uthole Kabanzi Nge-Pomerdoge (POMD) Presale I-Cosmos (ATOM) Ikhonjwa Njengenketho Yokutshala Imali Ephezulu I-Cosmos (ATOM) iyi-blockchain esebenzisanayo futhi ekalayo. Ngalesi sizathu, ingenye yezinkundla ze-blockchain ezaziwa kakhulu. I-Cosmos ihlose ukudala euhlelonhlaliswano lokuphilayo nokungaphili okuxhumene nama-blockchains, ngaleyo ndlela ivumela ukusebenzisana. I-ChatGPT ihlonza ibhukunyazi le-Cosmos njengenketho ephezulu yokutshala imali ngenxa yendima emangalisayo eyidlalayo kuhlelonhlaliswano yokuphilayo nokungaphili ye-blockchain. Isidingo esikhulayo sezixazululo ze-blockchain ezisebenzisanayo sizobona i-Cosmos ikhuphuka. I-Ethereum Classic (ETC) Kubonakala Izokhuphuka nakuba Kwenyuka ukuthola igunyabuzali Nakuba i-Ethereum Classic (ETC) yavela njengemfoloko eqinile ye-Ethereum (ETH), manje isiphenduke i-blockchain ethandwayo. Yize ingadumile njenge-blockchain , isalokhu iyindawo edumile yokwenziwa kwenkontileka ehlakaniphile. Phakathi naleso sikhathi, ezindabeni zakamuva ze-Ethereum Classic, sibuze i-ChatGPT mayelana nokusebenza kwayo kwesikhathi esizayo, futhi ibisebenza kahle. I-ChatGPT ibikezele ukuthi intengo ye-Ethereum Classic izoba ngcono engxenyeni yesibili yonyaka. Isizathu esibaluliwe salokhu ukwamukelwa okwandayo kwe-Ethereum Classic yezixazululo ze-DeFi. I-Pomerdoge: Ukutshalwa Kwezimali Okungcono Kakhulu kwango-2023 yi-ChatGPT I-Pomerdoge iphrojekthi entsha ehlanganisa ubumnandi kanye nenhliziyo elula nomdlalo othokozisayo wokudlala ukuze uthole (P2E). Ngenxa yalokho, inesikhalazo se-meme, esinikeza amandla amakhulu okukhula. Ukwengeza, njengethokheni ye-P2E, izoba nensizakalo ehlanganisa uhlelonhlaliswanoyo yayo yokudlala, ezobamba iqhaza ekukhuleni kwayo. Njengenkundla yokudlala ukuze uthole imali, i-Pomerdoge izoxhumanisa abadlali emhlabeni wonke. Bazokwazi ukuxoxisana, baqhudelane, futhi bazuze ngalo mdlalo othokozisayo. Ukwengeza, abadlali bangakha izinhlamvu zabo zedijithali ngendlela abazithandayo noma ngezinga eliphezulu. Bangakwazi ukuqhubekela phambili ngokwakha abakuthandayo ngokwezifiso zezithombe zabo. Futhi, abadlali abaphambili bangabamba iqhaza ku-Pomerplace yayo, okuyindawo yemakethe yemidlalo kanye nenkundla. Ngakolunye uhlangothi, njengendawo yemakethe yemidlalo, abadlali bangathenga, bathengise, futhi bahwebe ngezinto ezibalulekile zegeyimu. Ngakolunye uhlangothi, njengenkundla yokudlala, abadlali bangalwa nePomerdoge yabo ngokumelene nabanye abadlali. I-Pomerdoge njengamanje iwuphawu oluvelayo, okusho ukuthi inamandla amakhulu okukhula. Ukuthengiswa kwangaphambili kusesiteji 1, ngethokheni engu-1 ku-$0.007. Thola okwengeziwe mayelana ne-Pomerdoge (POMD) Presale Namuhla"
+"የደቡብ አፍሪካ ቴሌኰም ስማርት ስልኮችን በመስከረም 2023 ይጀምራል እኔ ከሄድኩ ቡሃላ ትናፍቁኛላቸሁ ? በዚህ ወር መጀመሪያ ላይ አንድ ሰው እኔንና ሌሎችንም ይህን ጥያቄ ጠይቆን ነበር። መጀመሪያ የተገረሙ ወይም የማወቅ ጕጕት የነበራቸው አብዛኞቹ ሰዎች በተቃራኒ እኔ ምክንያቱን ከመጠየቄ በፊት አዎንታዊ ምላሽ ሰጠሁ። እንደምትገምቱት ከሆነ ለተወሰነ ጊዜ እሄዳለሁ – ለአንድ ሳምንት ብቻ የሥራ ባልደረባዬ ቦሉ ከነገ ጀምሮ ሥራዬን ይተካል። መልካም አድርጉለት። አዝናኝ ሰው ስለሆነ የዜና መጽሔቶቹን እንደምትደሰቱ እርግጠኛ ነኝ። በሚቀጥለው ሳምንት ማክሰኞ እንገናኝ? እና ካላጣችሁኝ ምንም ችግር የለውም። እባካችሁ በዚህ ሳምንት ጋዜጣውን ይክፈቱና ይህንን የደንበኝነት ምዝገባ አገናኝ ለጓደኞችዎ እና ለጠላቶችዎ ይላኩ። ዛሬ ለእናንተ ያመጣሁላችሁን እነሆ: የደቡብ አፍሪካ ቴሌኰም በአገር ውስጥ የተመረቱ ስማርትፎኖችን በመስከረም 2023 ይጀምራል የ ኤፍሲቲ ፖሊስ ኮሚሽነር ናይጄሪያውያንን ያስጠነቅቃል ኤርቴል ኡጋንዳ የ5ጂ አገልግሎት ሊጀምር ነው የደቡብ አፍሪካ ቴሌኰም በአገር ውስጥ የተመረቱ ስማርትፎኖችን በመስከረም 2023 ይጀምራል የደቡብ አፍሪካው ቴሌኰም ኩባንያ ባም ቴሌኰም በአገር ውስጥ የሚመረተውን የስማርትፎን መስመር በመስከረም 2023 ለመጀመር አቅዷል። አንድ ሪፖርት እንደሚያሳየው እስከ ጃንዋሪ 2023 ድረስ 43.48 ሚሊዮን ደቡብ አፍሪካውያን( የሕዝቡ 72.3%) ኢንተርኔት ይጠቀማሉ። ጥቁር ባለቤት የሆነው የቴሌኰም ኩባንያ ለአከባቢው ገበያ ተመጣጣኝ፣ ጥራት ያለው፣ 4 ጂ-ተኮር ስልኮችን፣ ታብሌቶችን እና ስማርት ቴክኖሎጂዎችን በመስጠት በደቡብ አፍሪካ የዲጂታል ክፍተትን ለመዝጋት አቅዷል። ይህን ማድረግ የሚቻለው እንዴት ነው? ቴሌኮሙኒኬሽኑ ይህንን በአጋርነት እንደሚያሳካ ተናግሯል። ዚቲኢ፣ ዳሁዋ ቴክኖሎጂ፣ ዲጂት፣ ባም ፎረንሲክ ኢንስቲትዩት እና ፕሮቪደንስ ሶፍትዌር መፍትሄዎችን ጨምሮ ከአካባቢያዊ እና ዓለም አቀፍ ተጫዋቾች ጋር ሽርክና አድርጓል። በአሁኑ ጊዜ ፣ባም ቴሌኰም በደቡብ አፍሪካ ሁለት ፋብሪካዎችን ይሠራል፣ አንደኛው በምሥራቅ ኬፕ ምሥራቅ ለንደን የኢንዱስትሪ ልማት ዞን እና ሌላኛው በኩዋዙሉ-ናታል። ነገር ግን አሁንም በቻይና ውስጥ መሣሪያዎችን በማሰባሰብ ላይ ስለሆነ ገና ማምረት አልጀመረም። በደቡብ አፍሪካውያን ለአፍሪካውያን የተራቀቁ መሣሪያዎችን በመፍጠር ላይ ያተኮረው የምርምርና ልማት ክፍሉ በጆሃንስበርግ ሮዝባንክ በሚገኘው የኩባንያው ዋና መስሪያ ቤት አቅራቢያ ይገኛል። የጐንዮሽ ማስጠንቀቂያ:በግንቦት 2023 የኬንያ መንግሥት የመጀመሪያውን አንድ ሚሊዮን በአገር ውስጥ የተሰባሰቡ ስማርትፎኖችን በሐምሌ ወር በ 40 ዶላር( ኬኤስኤች 5፣506) ��ችርቻሮ ዋጋ እንደሚለቀቅ አስታውቋል። ይህ የሐምሌ ወር የመጨረሻ ቀን ሲሆን መንግሥት ገና ስለመጀመሩ አላወጀም። ወይስ ዛሬ እንዲህ ያደርጋል? ይህም ባም በአካባቢው የሚመረተው የስማርት ስልክ መስከረም ላይ ይቀርባል ወይ የሚል ጥያቄ ያነሣልኝ። ጊዜው ያሳየናል ብዬ አምናለሁ። የኤፍሲቲ ፖሊስ ኮሚሽነር ናይጄሪያውያንን ያስጠነቅቃል። አንድ ወፍ ባለፈው ሳምንት እንደነገረኝ አንዳንድ ናይጄሪያውያን ከዲጂታል የብድር መድረኰች ብድር ለማግኘት የፌዴራል ካፒታል ግዛት( ኤፍሲቲ) የፖሊስ የድንገተኛ ጊዜ ቍጥሮች እየተጠቀሙ ነው። ከመሳቅ መቆጠብ አልቻልኩም። ናይጄሪያውያን ወደፊት የምንሄደው በዚህ መንገድ ነውን?''ግራ ይገባኛል። ቀልዶችን ትትን፣ የኤፍሲቲ ፖሊስ ኮሚሽነር ሃሩና ጋርባ ይህንን ባለፈው አርብ አስታውቀዋል። መንግስታዊ ያልሆኑ አካላት የፖሊስ የድንገተኛ ጊዜ መስመሮችን በመጠቀም ሕዝብን እና ብድር ለሚጠይቁ ሰዎችን ለማታለል የታለመ ነው ብለው ጨምረዋል። ፖሊስ እነዚህን ሕገ ወጥ ድርጊቶች የሚፈጽሙ ሰዎችን ሆን ብሎ በቁጥጥር ሥር በማዋል ለህገ ወጥ ድርጊቶቹ ተጠያቂ የሚያደርጋቸው በመሆኑ መስመሮቹን ለታሰበው ዓላማ ብቻ እንዲጠቀሙ ማስጠንቀቂያ ሰጥቷል። የጐንዮሽ ማስጠንቀቂያ: በሐምሌ ወር የፌዴራል ውድድር እና የሸማቾች ጥበቃ ኰሚሽን( ኤፍ።ሲ።ሲ።ፒ።ሲ) ደንበኞችን የሚያሠቃዩ የብድር መተግበሪያዎችን ከፕለይ መደብር እንዲያስወግድ ለጉግል እንደሚጠይቅ አስታውቋል።። ኤርቴል ኡጋንዳ የ5ጂ አገልግሎት ሊጀምር ነው በዚህ ሳምንት፣ ኤርቴል ኡጋንዳ ፓርላማ ጐዳና፣ ፌርዌይ፣ ስፔክ አፓርትመንቶች እና ክሬስትድ ታወርስን ጨምሮ በመላው ካምፓላ መሐል በ50 ቦታዎች የ5ጂ መሣሪያዎችን ለማሰማራት አቅዷል። ካምፓላ ውስጥ በ11 ጣቢያዎች ውስጥ ስኬታማ ሙከራዎችን ካካሄዱ በኋላ ቴሌኮሙኒኬሽኑ የካቲት 21 ቀን 2023 የ4ጂ አውታረ መረቡ ለ5ጂ ዝግጁ መሆኑን እና ይህንን ድንገተኛ ቴክኖሎጂ ተግባራዊ ለማድረግ ለመጀመር አስፈላጊውን ስፔክትረም ማመልከቱን አስታውቋል። የአየር መንገድ ኡጋንዳ ማኔጂንግ ዳይሬክተር ማኖጅ ሙራሊ እንደተናገሩት እስከ 2023 መጨረሻ ድረስ ወደ ሌሎች ዋና ዋና ከተሞች እና ወደ ጥልቅ ክልሎች እንደሚስፋፉ ተናግረዋል። ኤርቴል በቅርቡ የማስፋፊያ እቅዶቹን ዝርዝር እንደሚያስተላልፍ እና በመላ አገሪቱ ያሉትን ከ 2,500 በላይ ጣቢያዎች እያንዳንዳቸውን በአንድ ጊዜ እንደሚጀምር ሙራሊ ገልጸዋል። ባለፈው ወር በተካሄደው የመንግሥት ጨረታ ኤርቴል እና ኤምቲኤን በአገሪቱ ውስጥ የ5ጂ ድግግሞሽ አሸንፈዋል። የኡጋንዳ ኰሙዩኒኬሽን ኰሚሽን( ዩሲሲ) ለኦፕሬተሮቹ የስፔክትረም መዳረሻ በመስጠት የ5G አገልግሎት መስጠታቸውን እንዲጀምሩ ፈቅዶላቸዋል፣ ኤምቲኤን በቅርቡ ይጀመራል። ባለፈው ሳምንት በቴክፖይንት አፍሪካ ስለ ናይጄሪያ ዲጂታል ምንዛሬ ስለ ኢናሬ ማወቅ ያለብዎት ነገር ሁሉ 4 በአፍሪካ ላይ ያተኮሩ የክሪፕቶ ልውውጦች ከኤፍቲኤክስ ውድቀት ከ 2022 ጀምሮ ተዘግተዋል በዘመናዊ የሥራ ቦታ አፍሪካ በዲጂታል የሥራ ገጽታ ላይ ይጓዙ ኡበር እና ቦልት የድምፅ ቀረጻን ያስተዋውቃሉ ነገር ግን በተጠቃሚዎች ግላዊነት ላይ ስጋቶች ይቀራሉ የናይጄሪያው የጤና ቴክኖሎጅ ጅምር ኩባንያ ክላፊያ ለማስፋፋት የቅድመ-ዘር ፋይናንስ 610,000 ዶላር አሰባስቧል። የማስተር ካርድ አጋር አረገ አልርዞ፣ የናይጄሪያ ቢ 2 ቢ ኢ-ኮሜርስ መድረክ፣ አነስተኛ እና መካከለኛ ኢንተርፕራይዞችን ዲጂታል ለማድረግ። ሲቢኤን የባምቡ፣ የራይዝቬስት እና የቻካ አካውንቶችን አቋርጧል። በአፍሪካ የጤና እንክብካቤ አቅርቦት ሰንሰለት ዘርፍ ውስጥ አዳዲስ ጅማሬዎች በ 2021 እና 2022 መካከል በ 81% ቀንሰዋል – ሪፖርት የናይጄሪያ ቨርቭ ካርድ ባለቤቶች አሁን በ ጐግል ፕለይ መደብር ላይ መተግበሪያዎችን በናይራ መግዛት ይችላሉ ኬንያዊው የግብርና ቴክኖሎጂ ጅማሬ ፋርም ዎርክስ የምርት ለማሻሻል ኤአይን ለመጠቀም የቅድመ-ተከታታይ ኤ 4.1 ሚሊዮን ዶላር ያሰባስባል። ወጣቱ አፍሪካዊ ካታሊስትስ ወደ ቴክስታርስ ቶሮንቶ ገባ፣ ወደ ካታሊዙ ተቀየረ እያነበብኩ እና እየተመለከትኩ ስለ ደረቅ ዓይኖች መጨነቅ ይኖርብኛል? የዘፈቀደ ወሲብ ዝሙት አዳሪነት ነው? ለምን የተደራጀ ሃይማኖት የሰው ልጅ ከመቼውም ጊዜ የፈጠረው በጣም ሴሰኛ ተቋም ነው።","South African telco to launch smartphones in September 2023 Will you miss me when I’m gone? Earlier this month, someone asked me and some other people this question. Unlike most of the others who first expressed surprise or curiosity, I responded in the affirmative before asking why. As you might have guessed, I'll be away for a while — just a week. My coworker, Bolu, will fill in for me beginning tomorrow. Treat him nicely. I'm sure you'll enjoy his newsletters because he is a fun person. I’ll see you next week Tuesday, okay? And if you won’t miss me, that's fine. Please, open the newsletter this week, and send your friends and haters this subscription link. Here's what I've got for you today: South African telco to launch locally manufactured smartphones in September 2023 FCT's Commissioner of Police warns Nigerians Airtel Uganda to launch 5G South African telco to launch locally manufactured smartphones in September 2023 South African telco, Bam Telecoms, plans to launch its locally manufactured smartphone line in September 2023. One report shows that 43.48 million South Africans (72.3% of the population) use the Internet as of January 2023. The black-owned telco intends to close the digital divide in South Africa by giving the local market affordable, quality, 4G-enabled phones, tablets, and smart technologies. How will it accomplish this? The telco says it will realise this via partnerships. It has partnered with local and international players, including ZTE, Dahua Technology, Digit, Bam Forensic Institute, and Providence Software Solutions. Currently, Bam Telecoms runs two factories in South Africa, one in the Eastern Cape's East London Industrial Development Zone and the other in KwaZulu-Natal. But because it is still assembling devices in China, it hasn’t started production yet. Its research and development unit, focused on creating ""advanced devices by South Africans for Africans,"" is located near the company's head office in Rosebank, Johannesburg. Sidebar Alert: In May 2023, the Kenyan government announced that it would release its first consignment of one million locally assembled smartphones in July at a retail price of $40 (Ksh 5,506). This is the last day of July and the government has yet to announce the launch. Or will it do that today? This makes me wonder if Bam's locally produced smartphone line would be available by September. I believe time will tell. FCT's Commissioner of Police warns Nigerians A bird told me last week that some Nigerians have been using the Federal Capital Territory's (FCT) police emergency numbers to obtain loans from digital lending platforms. I couldn't help but laugh. ""Is this the way forward, Nigerians?"" I wondered. Jokes apart, the FCT Commissioner of Police, Haruna Garba, revealed this last Friday. He added that non-state actors had also been using the police emergency lines for pranks aimed at misleading the public and those applying for loans. He warned those involved to stop and only use the lines for their intended use because the police would deliberately apprehend and prosecute those responsible for these illegal activities. Sidebar Alert: In July, the Federal Competition and Consumer Protection Commission (FCCPC) announced that it’d ask Google to remove loan apps that harass customers from its Play Store. Airtel Uganda to launch 5G This week, Airtel Uganda intends to deploy 5G gear at 50 sites throughout central Kampala, including Parliament Avenue, Fairway, Speke Apartments, and Crested Towers. After conducting successful tests at 11 sites in Kampala, the telco declared on February 21, 2023 that their 4G network was 5G ready and that they had applied for the necessary spectrum to begin implementing this ground-breaking technology. Airtel Uganda’s Managing Director, Manoj Murali, said that by the end of 2023, they will have expanded to other major towns in deeper regions. Murali also noted that Airtel would soon communicate a list of its rollout plans and would launch each of its more than 2,500 sites across the country one at a time. At the government's auction last month, Airtel and MTN won 5G frequencies in the country. The Uganda Communication Commission (UCC) granted the operators spectrum access, allowing them to begin their 5G rollouts, with MTN launching soon. Last week on Techpoint Africa Everything you need to know about the eNaira, Nigeria's digital currency 4 Africa-focused crypto exchanges that have shut down since the FTX debacle of 2022 Come navigate the digital work landscape at the Modern Workplace Africa Uber and Bolt introduce audio recording but concerns remain over user privacy Nigerian healthtech startup, Clafiya, raises $610,000 in pre-seed funding to fuel expansion Mastercard partners Alerzo, a Nigerian B2B eCommerce platform, to digitise SMEs CBN unfreezes accounts of Bamboo, Risevest, and Chaka New startups in Africa's healthcare supply chain sector declined by 81% between 2021 and 2022 – Report Nigerian Verve cardholders can now purchase apps in naira on Google Play Store Kenyan agritech startup, FarmWorks, raises a $4.1 million pre-Series A to use AI to improve production Young African Catalysts gets into Techstars Toronto, rebrands to CatalyzU What I'm reading and watching Should I worry about dry eyes? Is Casual Sex Prostitution? Why Organized Religion is the Most Misogynist Institution Man has Ever Created","Kamfanin telco na Afirka ta Kudu zai ƙaddamar da wayoyin hannu a watan Satumba na 2023 Za ku yi kewa ta idan na tafi? A farkon wannan watan, wani ya yi mini da wasu mutane wannan tambayar. Ba kamar yawancin waɗanda suka fara bayyana mamaki ko sha'awar ba, na amsa da gaske kafin in tambayi dalili. Kamar yadda kuke tsammani, zan yi tafiya ta ɗan lokaci — mako guda kawai. Abokin aikina, Bolu, zai maye gurbina daga gobe. A yi masa mu’amala mai kyau. Na tabbata za ku ji daɗin wasiƙunsa domin mutum ne mai sa nishaɗi.. Zan gan ku mako mai zuwa Talata, lafiya? Kuma idan ba za ku yi kewa ta ba, hakan ya yi kyau. Ka daure ka bude newsletter a wannan makon, kuma ku aikawa da abokanka da maƙiyanka wannan hanyar yin rajistar.. Ga abin da na samo muku yau: Kamfanin telco na Afirka ta Kudu zai ƙaddamar da wayoyin hannu na cikin gida a cikin Satumba 2023 Kwamishinan ‘Yan Sanda na FCT ya gargaɗi ‘yan Nijeriya Airtel Uganda za ta ƙaddamar da 5G Kamfanin telco na Afirka ta Kudu zai ƙaddamar da wayoyin hannu na cikin gida a cikin Satumba 2023 Kamfanin telco na Afirka ta Kudu, Bam Telecoms, yana shirin ƙaddamar da layin wayarsa da aka ƙera a cikin gida a watan Satumbar 2023. Wani rahoto ya nuna cewa 'yan Afirka ta Kudu miliyan 43.48 (72.3% na yawan jama'a) suna amfani da Intanet tun daga watan Janairun 2023. Telco mallakar baƙar fata ne da niyyar rufe rarrabuwar kawuna a Afirka ta Kudu ta hanyar bai wa kasuwannin gida araha, inganci, wayoyi masu amfani da 4G, ƙwamfutocin hannu, da kuma fasahohi na zamani. Ta yaya zai cim ma hakan? Kamfanin telco ya ce zai cim ma hakan ta hanyar haɗin guiwa. Ya yi haɗin guiwa tare da fitattun kamfanoni na gida da na waje, ciki har da ZTE, Dahua Technology, Digit, Bam Forensic Institute, da Providence Software Solutions. A halin yanzu, Bam Telecoms yana gudanar da masana'antu guda biyu a Afirka ta Kudu, ɗaya a yankin Gabashi na Gabashin Masana'antu na London da kuma na KwaZulu-Natal. Amma saboda har yanzu yana haɗa na'urori a ƙasar Sin, bai fara ƙera su ba tukuna. Sashin bincike da haɓakawa, wanda ya mayar da hankali kan ƙirƙirar ""na'urori masu ci gaba da 'yan Afirka ta Kudu suka yi don 'yan Afirka,"" yana kusa da babban ofishin kamfanin a Rosebank, Johannesburg. Faɗakarwar Sidebar: A watan Mayu 2023, gwamnatin Kenya ta ba da sanarwar cewa za ta fitar da kayanta na farko na wayoyin hannu miliyan ɗaya a cikin gida a watan Yuli a kan farashin dillalan dala $40 (Ksh 5,506). Wannan ita ce ranar ƙarshe ta watan Yuli kuma har yanzu gwamnati ba ta sanar da ƙaddamar da shirin ba. Ko yau zai yi hakan? Wannan ya sa na yi mamakin ko layin wayar salula da Bam ke samarwa a gida zai fara aiki nan da watan Satumba. Na yi imani lokaci zai nuna. Kwamishinan ‘Yan Sanda na FCT ya gargaɗi ‘yan Nijeriya Wani matashi ya shaida min a makon da ya gabata cewa wasu ‘yan Nijeriya suna amfani da lambobin gaggawa na ‘yan sanda na Babban Birnin Tarayya Abuja wajen karɓar lamuni daga cibiyoyin bada lamuni na zamani. Na kasa daurewa sai dariya. ""Shin wannan hanya ce mai ɓullewa 'yan Nijeriya?"" Na yi mamaki. Ba maganar barkwanci ba, Kwamishinan ‘Yan Sandan Babban Birnin Tarayya Abuja, Haruna Garba ne ya bayyana hakan a ranar Juma’ar da ta gabata. Ya ƙara da cewa wasu ɓata-gari suna amfani da layukan gaggawa na ‘yan sanda wajen yin wasan banza da nufin yaudarar jama’a da masu neman lamuni. Ya kuma gargaɗi masu wannan laifi da su daina yin amfani da layukan da aka yi niyyar amfani da su kawai, domin ‘yan sanda za su kama su da tare da gurfanar da waɗanda ke da hannu a wannan haramtacciyar hanya. Faɗakarwar Sidebar: A watan Yuli, Hukumar Kula da Gasa da bada Kariya ga masu amfani da kaya ta Tarayya (FCCPC) ta ba da sanarwar cewa za ta nemi Google ya cire aikace-aikacen lamuni da ke cin zarafin kwastomomi daga Play Store. Airtel Uganda za ta ƙaddamar da 5G A wannan makon, Airtel Uganda na da niyyar tura kayan aikin 5G a wurare 50 a faɗin tsakiyar Kampala, ciki har da Parliament Avenue, Fairway, Speke Apartments, da Crested Towers. Bayan gudanar da gwaje-gwajen nasara a wurare 11 a Kampala, kamfanin telco ya bayyana a ranar 21 ga Fabrairu, 2023 cewa hanyar sadarwarsu ta 4G a shirye take ta 5G kuma sun nemi tsarin da ya dace don fara aiwatar da wannan sabuwar fasaha. Manajan Darakta na Airtel Uganda, Manoj Murali, ya ce nan da ƙarshen shekarar 2023, za su faɗaɗa zuwa wasu manyan garuruwa na yankuna masu nisa. Murali ya kuma lura cewa nan ba da daɗewa ba Airtel zai riƙa sadar da jerin shirye-shiryensa na fitar da shi kuma zai ƙaddamar da kowanne daga cikin shafuka sama da 2,500 a faɗin ƙasar nan ɗaya bayan ɗaya. A gwanjon da gwamnati ta yi a watan jiya, Airtel da MTN sun ci mitar 5G a ƙasar. Hukumar Sadarwa ta Uganda (UCC) ta bai wa ma’aikatan kamfanin damar fara amfani da fasahar sadarwa ta 5G, inda nan ba da daɗewa ba MTN za ta ƙaddamar. Makon da ya gabata a kan Techpoint Africa Duk abin da kuke buƙatar sani game da eNaira, kuɗin dijital na Nijeriya Kasuwancin crypto na 4 na Afirka waɗanda suka rufe tun bayan reshewar FTX na 2022 Ku zo ku kewaya yanayin aikin dijital a Wurin Aiki na Zamani na Afirka Uber da Bolt suna gabatar da rikodin sauti amma damuwa ta kasance game da sirrin mai amfani Kamfanin kiwon lafiya mai farowa na Nijeriya, Clafiya, ya tara $610,000 a cikin tallafin farawa don faɗaɗawai. Mastercard yana haɗin guiwa da Alerzo, dandalin eCommerce na B2B na Nijeriya, don daidaita SMEs CBN ya cire asusun Bamboo, Risvest, da Chaka Sababbin kamfanoni masu farowa a sashin samar da kiwon lafiya na Afirka ya ragu da kashi 81% tsakanin 2021 da 2022 – Rahoto Masu katin Verve na Nijeriya yanzu suna iya siyan apps a cikin Naira a Google Play Store Fararren kamfanin agritech na Kenya, FarmWorks, ya samar da dala miliyan $4.1 na kafin-Series A don amfani da AI don haɓaka sna'antawa. Young African Catalysts ya shiga cikin Techstars Toronto, wanda ya sake suna zuwa CatalyzU Abin da nake karantawa da kallo Shin zan damu da bushewar idanu? Shin Jima’i ba da Aure ba Karuwanci ne? Dalilin da ya sa Addinin Tsare-tsare shi ne Mafi kyawun Cibiyar Misogynist da Mutum ya taɓa Ƙirƙiri","Kampuni ya mawasiliano ya simu ya Afrika Kusini imezindua simu mahiri (simu janja) Septemba 2023 Je, utanikosa nikioondoka? Mapema mwezi huu, mtu aliniuliza mimi na watu wengine swali hili. Tofauti na wengine wengi ambao kwanza walionyesha mshangaoau udadisi, nilijibu kwa uthibitisho kabla ya kuuliza kwanini. Kama utaweza kukisia, nitaondoka kwa muda ""juma moja tu"". Mfanyakazi mwenzangu, Bolu, atarithi nafasi yangu kuanzia kesho. Mtendee vizuri. Nina uhakika utafurahia vijarida vyake kwa sababu ni mtu wa kufurahisha. Tutaonana juma lijalo siku ya jumanne, sawa? Na kama hautanikosa ni sawa. Tafadhali fungua jarida juma hili, na uwatumie marafiki na wanaokuchukia kiungo hiki cha usajili. Hivi ndivyo nilivyokupa leo: Kampuni ya mawasiliano ya simu ya Afrika Kusini itazindua simu mahiri (simu janja) Septemba 2023 Kamishina wa polisi wa FCT awaonya wanigeria Airtel Uganda kuzindua 5G Kampuni ya mawasiliano ya simu ya Afrika Kusini itazindua simu mahiri (simu janja) Septemba 2023 Kampuni ya mawasiliano ya Afrika Kusini, Bam Telecoms, inapanga kuzindua laini yake ya simu mahiri iliyotengenezwa nchini mnamo Septemba 2023. taarifa moja wapo ilionyesha kuwa waafrika kusimi milioni 43.48 (72.3% ya watu) watatumia mtandao kufikia Januari 2023. Kampuni wa mawasiliano inayomilikiwa na watu weusi imepanga kufungua mgawanyiko wa kidijitali nchini Afrika kusini kwa kutoa soko la ndani kwa bei nafuu, ubora, simu zinazoweza kutumia 4G, tanakrishi za mkononi na teknolojia mahiri. Je, itatimiza hili? Telcom inasema itatambua hili kupitia ushirikiano. Imeshirikiana na wachezaji wa ndani na wa kimataifa, ikiwemo ZTE, Teknolojia ya Dahua, Digit, Taasisi ya Uchunguzi wa Bam, na Suluhu za Program za Providence. Kwa sasa kampuni ya Bam Telcoms inaendesha viwanda viwili nchini Afrika Kusini, kimoja katika maeneo ya maendeo ya viwanda la East London Mashariki mwa Cape na kingine kwa Zulu-Natal. Lakini kwa sababu bado inakusanya vifaa nchini China, bado haijaanza uzalishaji. Kitengo chake cha utafiti na maendeleo, kilicholenga kuunda ""vifaa vya hali ya juu vya waafrika kusini kwa waafrika"" kinapatikana karibu na ofisi kuu ya kampuni huko Rosebank, Johannesburg. Tahadhari ya Upau wa Kando: Mnamo Mei 2023, serikali ya Kenya ilitangaza kwamba igetoa shehena yake ya kwanza ya simu mahiri milioni moja zilizokusanywa nchini mwezi Julai kwa bei ya reja reja ya $40 (Ksh 5,506). Hii ni siku ya mwisho ya Julai na serikali bado haijatangaza uzinduzi huo. Au itafanya hivyo leo? hii inanifanya nishangae ikiwa laini ya simu yangu mahiri ya Bam inayozalishwa nchini ingepatikana kufikia Septemba. Naamini muda utasema. Kamishina wa Polisi wa FCT awaonya Wanigeria Ndege aliniambia juma lililopita kwamba baadhi ya Wanigeria wamekuwa wakitumia namba za dharura za polisi za Federal Capital Territory (FCT) kupata mikopo kutoka kwa mifumo ya utoaji mikopo ya kidijitali. Sikuweza kujizuia kucheka. ""Je, hii ndiyo njia ya mbele, wanigeria?"" nilijiuliza. Vichekesho tofauti, Kamishena wa Polisi wa FCT, Haruna Garba, alieleza hayo Ijumaa iliyopita. Aliongeza kuwa watendaji wasiyo wa serikali pia wamekuwa wakitumia laini za dharura za polisi kwa mizaha inayolenga kupotosha umma na wale wanaoomba mikopo. Aliwaonya wanaohusika kuacha kutumia laini hizo kwa matumizi yaliyokusudiwa kwa sababu polisi watafanya makusudi kuwakamata na kuwafungulia mashitaka waliyohusika na vitendo hivyo haramu. Tahadhari: Mnamo Julai, tume ya shirikisho ya ushindani na ulinzi wa wateja (FCCPC) ilitangaza kuwa ingeiomba Google kuondoa program za mikopo zinazonyanyasa wateja kwenye P yake. Airtel Uganda kuzindua 5G Juma hili, Airtel inakusudia kusambaza gia ya 5G katikati mwa Kampala, ikiwa ni pamoja na Parliament Avenue, Fairway, Speke Apartment na Crested Towers. Baada ya kufanya majaribia yaliyofaulu kwenye tovuti 11 jijini Kampala, Februari 21, 2023, Telcom ilitangaza kuwa mtandao wao wa 4G ulikuwa tayari wa 5G na kwamba walikuwa wametuma maombi ya masafa muhimu ili kuanza kutekeleza teknolojia hii ya msingi. Mkurugenzi Mkuu wa Airtel nchini Uganda, alieleza kuwa ifikapo mwishoni mwa 2023, watakuwa wameongeza masafa kwenye miji mingine mikubwa katika mikoa ya ndani zaidi. Murali pia alibainisha kuwa hivi karibuni Airtel itawasilisha orodha ya mipango yake ya kusambaza na kuzindua tovuti zaidi ya 2,500 nchini kote na itaanza na moja baada ya nyingine. Katika mnada wa serikali mwezi uliyopita, Airtel na MTN zilishinda masafa ya 5G nchini. Tume ya Mawasiliano Uganda (UCC) iliwapa waendeshaji ufikiaji wa wigo, na kuwaruhusu kuanza uchapishaji wao wa 5G, na MTN itazinduliwa hivi karibuni. Juma lililopita kwenye Techpoint Africa Kila kitu unachotamani kujua kuhusu eNaira, sarafu ya kidijitali ya Nigeria Kampuni 4 zenye malengo ya ubadilishanaji wa sarafu ya crypto barani Afrika, zimefungiwa tangu mjadala wa FTX wa 2022 Njoo uvinjari mandhari ya kazi ya kidijitali katika mahali pa kazi ya kisasa barani Afrika Uber na Bolt wanaanzisha nukuu ya sauti lakini wasiwasi unabaki juu ya faragha ya mtumiaji Kuanzishwa kwa teknolojia ya afya nchini Nigeria, Clafiya, inachangisha $610,000 katika ufadhili wa mbegu kabla ya upanuzi wa mafuta Washirika wa MasterCard Alerzo jukwaa la eCommerce la Nigeria la B2B, la kuweka SMEs dijitali CBN inafungua akaunti za Bamboo, Risevest na Chaka Kuanza upya katika sekta ya usambazaji wa huduma za afya barani Afrika kulipunguza kwa 81% kati ya 2021 na 2022 Wamiliki wa kadi wa Verve nchini Nigeria sasa wanaweza kununua programu kwa naira kwenye Google Playstore Kampuni ya kilimo nchini Kenya Farmworks, inachangisha toleo la awali la Mfululizo A la $4,1 milioni ili kutumia AI kuboresha uzalishaji Vijana wa Kichocheo cha Kiafrika wanaoingia kwenye Techstars Toronto, na kubadilishwa kuwa CatalyzU Ninachosoma na kutazama Je, ninapaswa kuwa na wasiwasi juu ya macho kavu? Je, ni ukahaba wa kawaida wa ngono? Kwa nini dini iliyopangwa ndiyo taasisi ya Misogynist zaidi ambayo mwanadam amewahi kuunda","ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ ti South Africa fẹ́ ṣe ìfilọ́lẹ̀ àwọn fóònù ayárabíàṣá alágbèéká ní oṣù Ọ̀wẹ̀wẹ̀, ọdún 2023. Ǹjẹ́ ẹ máa ṣe àfẹ́rí mi nígbà tí mo bá lọ? Ṣáájú nínú osù yìí ni ẹnìkan bi èmi àti àwọn èèyàn mìíràn ní ìbéèrè yií. Mo jẹ́ hoo kí n tó bèèrè ìdí ọ̀rọ̀, yàtọ̀ fún àwọn mìíràn tí ẹnu kọ́kọ́ yà wọ́n àbí tí wọ́n ṣe ọ̀fíntótó. Gẹ́gẹ́ bí ẹ ti lè máa dàárò, mi ò ní sí níbí yìí fún ìgbà díẹ̀ — fún ọ̀sẹ̀ kan péré. Alájọṣiṣẹ́ mi, Bólú, ní yóò ṣiṣẹ́ dípò mi bẹ̀rẹ̀ láti ọ̀la. Ẹ tọ́jú ẹ̀ dáadáa. Ó dá mi lójú pé ẹ máa gbádùn àwọn lẹ́tà ìròyìn nítorí apanilẹ́rìn-ín èèyàn ni. Màá máa rí i yín ní ọjọ́ Ìṣẹ́gun lọ́sẹ̀ tí ó ń bọ̀, ṣé ẹ gbọ́? Bí ẹ ò bá sì ní ṣe àfẹ́rí mi, kò sí wàhálà. Ẹ dákun, ẹ ṣi lẹ́tà ìròyìn ọ̀sẹ̀ yìí kí ẹ sì fi ọ̀rọ̀ ìsopọ̀ ìsanwófétò yìí ránṣẹ́ sí àwọn ọ̀rẹ́ àti àwọn olùkórìíra yín. Ohun tí mo ní fún yín lónìí rè é: ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ ti South Africa fẹ́ ṣe ìfilọ́lẹ̀ àwọn fóònù ayárabíàṣá alágbèéká tí wọn ṣe ní ilẹ̀ náà ní oṣù Ọ̀wẹ̀wẹ̀, ọdún 2023 Kọmísánà fún àwọn Ọlọ́pàá ní FCT ṣe ìkìlọ̀ fún àwọn ọmọ Nigeria Airtel Uganda fẹ́ ṣe ìfilọ́lẹ̀ 5G ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ ti South Africa fẹ́ ṣe ìfilọ́lẹ̀ àwọn fóònù ayárabíàṣá alágbèéká tí wọn ṣe ní ilẹ̀ náà ní oṣù Ọ̀wẹ̀wẹ̀, ọdún 2023 ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ ti South Africa, Bam Telecoms ń gbèrò láti ṣe ìfilọ́lẹ̀ ẹ̀ka tí ó ń ṣe fóònù ayárabíàṣá alágbèéká rẹ̀ ní oṣù Ọ̀wẹ̀wẹ̀, ọdún 2023. Ìròyìn kan fihàn pé àwọn èèyàn ilẹ̀ South Africa tí wọ́n jẹ́ mílíọ̀nù 43.48 (73% gbogbo àwọn èèyàn ìlú náà) ni wọ́n ń lo Ayélujára ní oṣù Ṣẹ́ẹ́rẹ́ ọdùn 2023 gẹ́lẹ́. Ilé-iṣẹ́ elétò ìbánisọ̀rọ̀ orí afẹ́fẹ́ ti èèyàn adúláwọ̀ ni náà ń gbèrò láti pa ààlà ìráàyè sí ìmọ̀ ẹ̀rọ tuntun rẹ́ ní South Africa nípa pípèsè àwọn ojúlówó ẹ̀rọ ayárabíàṣá alágbèéká tí ń lo ìmọ̀ ẹ̀rọ 4G tí kò sì wọ́n, àwọn páàdì ìkọ̀wé aláfọwọ́tẹ̀ àti àwọn ohun èlò alòmọ̀-ẹ̀rọ ayárabíàṣá fún àwọn ọjà orílẹ̀-èdè náà. Báwo ní yóò ṣe ṣe èyí? Ilé-iṣẹ́ elétò ìbánisọ̀rọ̀ orí afẹ́fẹ́ náà sọ pé òun yóò rí èyí ṣe nípasẹ̀ àwọn ìbáṣepọ̀. Ó ti fọwọ́sowọ́pọ̀ pẹ̀lú àwọn olùkópa nilé àti lókèèrè tí ZTE, Dahua Technology, Digit, Bam Forensic Institute àti Providence Software Solutions wà nínú wọn. Lọ́wọ́lọ́wọ́, Bam Telecoms ni ilé-iṣẹ́ méjì ní South Africa, ọ̀kan ní Ẹkùn Ìdàgbàsókè Ilé-iṣẹ́ ti East London ní Eastern Cape àti ọ̀kan yòókù ní KwaZulu-Natal. Ṣùgbọ́n nítorí pé ó ṣì ń ṣe àtòpapọ̀ àwọn ohun èlò náà ní China, kò tí ì bẹ̀rẹ̀ iṣẹ́ báyìí. Ẹ̀ka aṣèwádìí àti ìdàgbàsókè rẹ̀ tí ó gbájú mọ́ ṣíṣẹ̀dá ""àwọn ẹ̀rọ àmúlò tuntun tí àwọn èèyàn South Africa ṣe fún àwọn èèyàn ilẹ̀ Africa"", wà ní ìtòsí olú-iléeṣẹ́ náà ní Rosebank ní Johannesburg. Ìkéde Àyàbá: Ní oṣù Karùn-ún ọdún 2023, ìjọba ilẹ̀ Kenya kéde pé òun yóò fi ọjà ìfiránṣẹ́ tí mílíọ̀nù fóònù ayárabíàṣá alágbèéká kan tí ó jẹ́ àkọ́kọ́ tí wọ́n máa ṣàtòjọ wọn ni ilẹ̀ náà sítà fún títà ní oṣù Keje ní iye owó alábọ́dé $40 (KSh 5,506). Ọjọ́ tí ó kẹ́yìn oṣù Keje nìyìí, ìjọba náà kò tí ì kéde ìfilọ́lẹ̀ náà. Àbí yóò ṣe ìyẹn lónìí ni? Èyí ń jẹ́ kí n máa wòye bóyá ẹ̀ka iṣẹ́ apèsè fóònù ayárabíàṣá alágbèéká ìbílẹ̀ ti Bam yóò ṣì wá ní oṣù Ọ̀wẹ̀wẹ̀. Mo ní ìgbàgbọ́ pé a máa tó rí i. Kọmísánà fún àwọn Ọlọ́pàá ní FCT ṣe ìkìlọ̀ fún àwọn ọmọ Nigeria Ẹyẹ kan kọrin sí mi létí ní ọ̀sẹ̀ tí ó kọjá pé àwọn ọmọ orílẹ̀-èdè Nigeria kan ti ń lo nọ́ḿbà ìpè ọlọ́pàá fún pàjáwìrì ti Olú-ìlú Nigeria (FCT) láti yáwó lórí àwọn ìkànnì ìyáwó orí ayélujára. Mi ò lè pa á mọ́ra ńṣe ni ẹ̀rín pa mí. ""Ṣe ọ̀nà àbáyọ lèyí ni, ọmọ Nigeria?"" mò ń dà á rò. Kí a pa ti àwàdà tì, Kọmísánà fún Ọlọ́pàá ní FCT, Haruna Garba ní ó ṣe àfihàn èyí ní ọjọ́ Ẹtì tí ó kọjá yìí. Ó ṣe àfikún pé àwọn èèyàn tí kò sì nílùú náà tún ti ń lo àwọn aago ìpè pàjáwìrì àwọn ọlọ́pàá láti dápàárá aṣinilọ́kàn àti àwọn tí wọ́n ń fi aago náà yáwó. Ó kìlọ̀ fún àwọn tí wọ́n lọ́wọ́ nínú rẹ̀ láti jáwọ́ kí wọ́n sì máa lo àwọn aago ìpè náà fún ìnílò rẹ̀ gan nítorí ilé-iṣẹ́ ọlọ́pàá yóò mọ̀ọ́mọ̀ mú àwọn tí wọ́n ń hùwà láabi tí kò bófin mu yìí tí yóò sì fi imú wọn káta òfin. Ìkéde Àyàbá: Ní oṣù Keje, Àjọ tí ń rí sí Ìfigagbága Orílẹ̀ àti Ìdáàbòbò àwọn Aṣàmúlò (FCCPC) kéde pé òun ti ní kí Google yọ àwọn ohun èlò ìmúyánilówóṣe tí wọ́n máa ń halẹ̀ mọ́ àwọn oníbàárà kúrò lórí Playstore rẹ̀. Airtel Uganda fẹ́ ṣe ìfilọ́lẹ̀ 5G Ní ọ̀sẹ̀ yìí, Airtel Uganda gbèrò láti mú àwọn irinṣẹ́ ìmọ̀ ẹ̀rọ 5G tí wọ́n wà ní àyè iṣẹ́ 50 ní jákèjádò ààrin gbungbun Kampala bẹ̀rẹ̀ sí ní ṣiṣẹ́, èyí tí Parliament Avenue, Fairway, Speke Apartments àti Crested Towers wà nínú wọn. Lẹ́yìn tí wọ́n ṣe àyẹ̀wò ní àwọn àyè iṣẹ́ 11 ní Kampala pẹ̀lú àṣeyọrí, ilé-iṣẹ́ aṣètòòbánisọ̀rọ̀ olórí afẹ́fẹ́ náà kéde ní ọjọ́ 21 oṣù Kejì, ọdún 2023 pé ìtakùn 4G àwọn ti ṣeéṣe bọ́ sí 5G àti pé àwọn kọ̀wé fún ẹ̀rọ aṣètòògbéká ìgbóhùnsáfẹ́fẹ́ tí ó yẹ láti lè bẹ̀rẹ̀ iṣẹ́ ìmọ̀ ẹ̀rọ tuntun yìí. Adarí Ìṣàkóso Airtel Uganda, Manoj Murali ní ó ti sọ pé nígbà tí ọdún 2023 yóò bá fi parí, àwọn yóò ti fẹ ọwọ́jà àwọn lọ sí àwọn ìlú ńlá nínú àwọn àgbègbè tí wọ́n jìn wọnú. Murali tún pe àkíyèsí pé Airtel yóò tó fi ààtò àwọn ètò ìmúṣiṣẹ́ rẹ̀ síta tí yó�� sì ṣe ìfilọ́lẹ̀ ọ̀kọ̀ọ̀kan àwọn àyè iṣẹ́ rẹ̀ tí ó lé ní 2,500 káàkiri orílẹ̀-èdè náà lọ́kọ́ọ̀kan. Níbi ayẹyẹ ìtajànígbàǹjo tí ìjọba ṣe ní oṣù tí ó kọjá, Airtel àti MTN ní àwọn ìwọ̀n ìgbóhùnsáfẹ́fẹ́ 5G ní ìlú náà já mọ́ lọ́wọ́. Àjọ ti ń rí sí ètò Ìbánisọ̀rọ̀ ní Uganda (AIU) ni ó ti fún àwọn òṣìṣẹ́ náà láàyè sí ẹ̀rọ aṣètòògbéká ìgbóhùnsáfẹ́fẹ́, èyí tí yóò fún wọn ní àǹfààní láti bẹ̀rẹ̀ sí ní fi 5G wọn síta, pẹ̀lú bí MTN ti ṣe fẹ́ ṣe ìfilọ́lẹ̀ láìpẹ́. Ọ̀sẹ̀ tí ó lọ lórí Techpoint Africa Gbogbo ohun tí o ní láti mọ̀ nípa eNaira, owó orí ayélujára ti ilẹ̀ Nigeria Ìkànnì ìpààrọ̀ owó àkósódù tí wọ́n fojú sùn ilẹ̀ Africa 4 ni wọ́n ti wà ní títìpa láti àkókò ọ̀ràn FTX ní ọdún 2022 Wá wo ààtò iṣẹ́ orí ẹ̀rọ ní Modern Workplace Africa Uber àti Bolt bẹ̀rẹ̀ ìṣàmúlò ohùn gbígbàsílẹ̀ ṣùgbọ́n ààbò àwọn aṣàmúlò ló tún ń kọni lóminú Ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètòòlera ti orílẹ̀-èdè Nigeria, Clafiya ni ó ti ṣe àgbàjọ $610,000 níbi ìṣèrànwọ́ owó ìbẹ̀rẹ̀ iṣẹ́ láti ṣe ìmúgbòòrò MasterCard fọwọ́sowọ́pọ̀ pẹ̀lú Alerzo, ìkànnì ìṣòwò orí ayélujára B2B ní orílẹ̀-èdè Nigeria, láti mú SMEs bọ́ sí orí ayélujára CBN ti ṣí àwọn àkáǹtì ní Bamboo, Risevest àti Chaka sílẹ̀ Àwọn ilé-iṣẹ́ àdìdeelẹ̀ tí ń ṣe ìfọjàjíṣẹ́ sí ẹ̀ka afìmẹ̀ẹ̀rọṣètòòlera ti já wálẹ̀ pẹ̀lú 81% láàárín ọdún 2021 àti 2022 — Àbọ̀ ìròyìn Àwọn oníkáàdì Verve ní orílẹ̀-èdè Nigeria ti lè máa ra àwọn ohun èlò ìmúṣẹ́ṣe ní owó náírà lórí Google Play Store Ilé-iṣẹ́ àdìdeelẹ̀ afìmẹ̀ẹ̀rọṣètò-ọ̀gbìn ti orílẹ̀-èdè Kenya, FarmWorks, ṣe àgbàjọ mílíọ̀nù $4.1 ṣáájú Àṣetẹ̀léra A láti lo ìmọ̀ àtọwọ́dá fún ìmúdára ètò ìṣèlọ́po Young African Catalysts wọ ètò Techstar Toronto, ṣe àtúnpọ̀n di CatalyzU Ohun tí mò ń kà àti èyí tí mò ń wò Ṣé kí n jáyà lórí ojú gbígbẹ? Ṣè Àgbèrè ni Ìbálòpọ̀ Aláìròtẹ́lẹ̀? Ìdí tí Ẹ̀sìn Elétò ṣe jẹ́ Àjọ Akórìíra-abo ti Èèyàn Dá Sílẹ̀","I-telco yaseNingizimu Afrika izokwethula amasmathifoni ngoMandulo wezi-2023 Uzongikhumbula uma ngingekho? Ngasekuqaleni kwale nyanga, othile wangibuza lo mbuzo kanye nabanye abantu. Ngokungafani neningi labanye abaqale babonisa ukumangala noma ilukuluku, ngaphendula ngokuvuma ngaphambi kokubuza ukuthi kungani. Njengoba ungase uqagele, ngizoba ngingekho isikhashana - iviki nje. UBolu engisebenza naye uzongibambela kusukela kusasa. Nimuphathe kahle. Nginesiqiniseko sokuthi uzozijabulela izincwadi zakhe zezindaba ngoba ungumuntu ojabulisayo. Ngizonibna ngesonto elizayo ngoLwesibili, kulungile? Futhi uma ningeke ningikhumbule, kulungile. Sicela, uvule iphephandaba kuleli sonto, futhi uthumele abangani bakho kanye nabazonda lesi sixhumanisi sokubhalisa. Nakhu engikuphathele kona namuhla: I-telco yaseNingizimu Afrika izokwethula amasimathifoni akhiqizwe kuleli ngoMandulo wezi-2023 UKhomishana Wamaphoyisa we-FCT uxwayisa abantu baseNigeria I-Airtel yase-Uganda yethula i-5G I-telco yaseNingizimu Afrika izokwethula amasimathifoni akhiqizwe kuleli ngoMandulo wezi-2023 I-telco yaseNingizimu Afrika, i-Bam Telecoms, ihlela ukwethula ucingo lwayo olukhiqizwe kuleli ngoMandulo wezi- 2023. Omunye umbiko ukhombisa ukuthi bayizigidi ezingama-43.48 abantu baseNingizimu Afrika (72.3% wabantu) abasebenzisa i-Internet kusukela ngoMasingana wezi- 2023. I-telco yabamnyama ihlose ukuvala idijithali devide eNingizimu Afrika ngokunikeza imakethe yasekhaya ukuthi ithengeke, ikhwalithi, amafoni asebenza i-4G, amaphilisi, kanye nobuchwepheshe obuhlakaniphile. Izokufeza kanjani lokhu? I-telco ithi izokwenza lokhu ngokusebenzisana. Ihlanganyele namabhizinisi asekhaya nawamazwe ngamazwe, okuhlanganisa i-ZTE, i-Dahua Technology, i-Digit, i-Bam Forensic Institute, ne-Providence Software Solutions. Njengamanje, iBam Telecoms inezimboni ezimbili eNingizimu Afrika, eyodwa eseMpumalanga Kapa ese-East London Industrial Development Zone enye iKwaZulu-Natal. Kepha ngenxa yokuthi isahlanganisa amadivayisi e-China, ayikaqali ukukhiqiza. Uphiko lwayo lwezocwaningo nentuthuko, olugxile ekwakhiweni “kwemishini ethuthukisiwe yabantu baseNingizimu Afrika kubantu base-Afrika,” luseduze nekomkhulu lale nkampani eRosebank, eGoli. Isexwayiso Esiseceleni: NgoNhlaba wezi- 2023, uhulumeni waseKenya wamemezela ukuthi uzokhulula ukuthunyelwa kwawo kokuqala kwamasimathifoni ahlanganiswe endaweni ayisigidi ngoNtulikazi ngentengo yokudayisa engu-$40 (Ksh 5,506). Lolu wusuku lokugcina kuNtulikazi kanti uhulumeni akakamemezeli ukwethulwa kwayo. Noma ingabe izokwenza lokho namuhla? Lokhu kungenza ngizibuze ukuthi ingabe ulayini wamasimathifoni ka-Bam okhiqizwe lapha uzotholakala yini ngoMandulo. Ngikholwa ukuthi isikhathi sizosho. UKhomishana Wamaphoyisa we-FCT uxwayisa abantu baseNigeria Kukhona owangitshela ngesonto eledlule ukuthi abanye abantu baseNigeria bebesebenzisa izinombolo eziphuthumayo zamaphoyisa eFederal Capital Territory's (FCT) ukuze bathole imalimboleko ezinkundleni zokuxhumana zokuboleka imali. Ngehluleka ukuzibamba ngahleka. ""Ingabe iyona ndlela eya phambili lena, maNigerian?"" Ngizibuza. Amahlaya ngokwehlukana, uKhomishana Wamaphoyisa we-FCT, u-Haruna Garba, uveze lokhu ngoLwesihlanu olwedlule. Ubuye wengeza ngokuthi nabangekho ngaphansi kukahulumeni bebesebenzisa izintambo zezimo eziphuthumayo zamaphoyisa ukwenza imigilingwane ehlose ukudukisa umphakathi nalabo abafaka izicelo zokubolekwa imali. Uxwayise abathintekayo ukuthi bayeke basebenzise olayini kuphela uma behlosile ngoba amaphoyisa azobamba ngamabomu futhi ashushise labo abenza lezi zenzo ezingekho emthethweni. Isexwayiso sebha eseceleni: NgoNtulikazi, i-Federal Competition and Consumer Protection Commission (i-FCCPC) yamemezela ukuthi izocela i-Google ukuthi isuse izinhlelo zokusebenza zemalimboleko ezihlukumeza amakhasimende ku-Google Play yayo. I-Airtel yase-Uganda yethula i-5G Kuleli sonto, i-Airtel yase-Uganda ihlose ukutshala amagiya e-5G ezindaweni ezingama-50 phakathi neKampala yonke, okuhlanganisa i-Parliament Avenue, Fairway, Speke Apartments, kanye ne-Crested Towers. Ngemva kokwenza izivivinyo eziyimpumelelo kumasayithi ayi-11 e-Kampala, i-telco yamemezela zingama-21 kuNhlolanja, wezi-2023 ukuthi inethiwekhi yabo ye-4G isilungile i-5G nokuthi bafake isicelo se-spectrum edingekayo ukuze baqale ukusebenzisa lobu buchwepheshe obudala. UMqondisi Ophethe wakwa-Airtel e-Uganda, uManoj Murali, uthe ekupheleni kuka-2023, bazobe sebenabele nakwamanye amadolobha amakhulu asezifundeni ezikude. UMurali uphinde waphawula ukuthi maduze i-Airtel izokhuluma ngohlu lwezinhlelo zayo zokukhishwa futhi izokwethula indawo ngayinye kwezingaphezu kuka-2,500 XNUMX ezweni lonke ngesikhathi esisodwa. Endalini kahulumeni ngenyanga edlule, i-Airtel ne-MTN bawine ama-frequency e-5G kuleli. I-Uganda Communication Commission (UCC) inikeze abasebenzisi ukufinyelela kwe-spectrum, okubavumela ukuthi baqale ukukhishwa kwabo kwe-5G, njengoba i-MTN yethulwa maduze. Ngesonto eledlule kuTechpoint Africa Konke odinga ukukwazi mayelana ne-eNaira, imali yaseNigeria yedijithali 4 Ukuhwebelana kwebhukunyazi okugxile e-Afrika okuvalile kusukela engqungqutheleni ye-FTX yango-2022 Woza uzulazule ngesimo somsebenzi wedijithali e-Modern Workplace Africa I-Uber ne-Bolt bethula ukurekhodwa komsindo kodwa ukukhathazeka kusekhona ngenxa yobumfihlo babasebenzisi Ukuqala kobuchwepheshe bezempilo eNigeria, uClafiya, unyusa ama- $ 610,000 oxhaso lwezimali lwangaphambi kwembewu ukuze kwandiswe uphethiloli. Ozakwethu be-Mastercard i-Alerzo, inkundla ye-Intengiselwano ngobuchwepheshe yaseNigeria ye-B2B, yokwenza ama-SME abe yidijithali I-CBN ikhulula ama-akhawunti e-Bamboo, Risevest, kanye ne-Chaka Ukuqala okusha emkhakheni wezokunakekelwa kwempilo e-Afrika kwehle ngo-81% phakathi kuka-2021 no-2022 - Umbiko Abanikazi bamakhadi baseNigerian Verve manje sebengakwazi ukuthenga izinhlelo zokusebenza nge-naira ku-Google Play Isitolo Ukuqala kwe-agritech yaseKenya, iFarmWorks, inyusa i-pre-Series A eyizigidi ezingama- $ 4.1 ukusebenzisa i-AI ukuthuthukisa ukukhiqizwa. I-Young African Catalysts ingena ku-Techstars Toronto, iguqulela ku-CatalyzU Engikufundayo nengikubukayo Ingabe kufanele ngikhathazeke ngamehlo omile? Ingabe Ucansi olungavamile kuwukudayisa Ngomzimba? Kungani Inkolo Ehlelekile IyisiKhungo Sabazonda abesifazane Esake Senziwa Umuntu"
+"የ ሺባኢኑ ባለሀብቶች ወደ ፓሜርዶጅ ተንቀሳቅሰዋል፡፡ ሺባኢኑ በገበያ ውስጥ ካሉ በጣም ታዋቂ መገበያያ ሳንቲሞች አንዱ ነው፡፡ ይሁን እንጂ የአዲሱ የፓሜርዶጅ እድገት በእርግጠኝነት በኢንዱስትሪው ላይ ብዙ ለውጦችን ያመጠል! ሺባኢኑ (SHIB) በክሪብቶ አለም ውስጥ በጣም ታዋቂ ከሆኑ የሜም ሳንቲሞች አንዱ ነው፡፡ ነገር ግን የባለሀብቶቹ ፍላጎት እንደ ቀድሞው ነው? አሁን በቅርቡ አዲስ ቶከን መጣ፡፡ ፖመርዶጅ (POMD)፣ ገና በቅድመ ሽያጭ ወቅት ላይ እያለ የ 4000 በመቶ ጭማሪ እንደሚያሳየይ የሚጠበቅ የራሱ ፖመርዶጅ(POMD) የመገበያያ የሳንቲም ምልክቶች (ቶከኖች) ያለው፣ አዲስ የ ፒፒ2ኢ (PP2E) ጨወታ ነው፡፡ እናስ ይህ ልዩ የሆነ የክሪበቶ መገበያያ ሳንቲም የሺባ ኢኑን (SHIB) ቦታ ሊወስድ ይችላል እስኪ እንመልከት! ስለ ፓመርዶጅ (POMD) ቅድመ ሽያጭ ለማወቅ እዚህ ጋር ይንኩ፡፡ የሺባኢኑ (SHIB) የሜም የክሪብቶ ላይ መገበያያ ሳንቲሞች፤ ሺባሪየም የተባለ የ ብሎክቼይን ለማስጀመር አቅዷል፡፡ ሺባ ኢኑ (SHIB) በለፈው ሳምንት ውስጥ ለተወሰኑ ጊዜያት የ ቤሪሽ ረን ውስጥ ተሳታፊ ነበር፡፡ ለዚህም ፡ አዲስ የተገነባው የሙከራ መድረክ በሺባኢኑ (SHIB) ሳንቲም ላይ ያሳደረው ትልቅ ጫና ዋነኛው ምክንያት ነው፡፡ እንደ እድል ሆኖ ነገሮች አሁን በቁጥጥር ስር ናቸው፡፡ ባለፉት 24 ሰዓታት ውስጥ ፣ ሺባ ኢኑ (SHIB) የ 1.39 በመቶ ጭማሪ አሳይቷል ፣ ይህም ዋጋው 0.000007342 ዶላር እንዲሆን አርጓል፡፡ ሺባ ኢኑ (SHIB)፣ የሺባሪም ብሎክቼይን የሚጀምርበት ቀን ስለተረጋገጠ የቡሊሽነትን ምልክቶችን እያሳየ ነው፡፡ ይህን የሺባ ኢኑ (SHIB) እድገት በሀምሌ ወር ውስጥ መጠበቅ ይችላሉ። ባለሙያዎች እንደሚናገሩት፤ ሌላ ሁሉም ነገሮች በጥሩ ሁኔታ ከዘለቁ፣ ሺባ ኢኑ (SHIB) የዋጋ ጭማሪ እድገቱን የተረጋጋ ያደርጋል እናም ለረዥም ጊዜ የቡሊሽ ረን ላይ ይቆያል፡፡ እ.ኤ.አ በታህሳስ 2023 ፣የሺባኢኑ (SHIB) ሳንቲም ዋጋ 0.00002204 ዶላር፣ ላይ ይደርሳል ተብሎ ተገምቷል:: ፖመርዶጅ (POMD)፣በ አሁን ሰዓት በገበያው ላይ አዲሱ የሜም ሳንቲም ነው:: በአይነቱ ልዩ የሆነ ነገርን በመፈለግ ላይ ከሆኑ፣ እንግዲያውስ ፖመርደጅ (POMD) ለእርስዎ ትክክለኛው ምርጫ ነው:: ፖመርደጅ (POMD) ፣ከባለሀብቶች ብዙ ትኩረትን ያገኘ የ P2E ጨዋታ ነው:: ታማኖቹ የሼባኢኑ (SHIB) ባለሀብቶች እንኳን፣ ወደዚህኛው አቢዮታዊ ውጥን ለመሄድ ወስነዋል:: የዚህ አብዮታዊ ልማት ዋና ራዕይ፣ ከተወዳዳሪዎቹ ተመራጭ ተመራጭ ባህሪያቶችን ብቻ ወስዶ በማጣመር፣ በአይነቱ ልዩ የሆነ ምርት መፍጠር ነው:: ደህንነቱን እና አስተማማኝነቱን ለማረጋገጥ ሲባል ፖመርዶድ (POMD)፣ በሶሊድፖሮፍ ( SOLID POROF) እና ኢንተርፊ፣ የተቀናጀ አውታረ መረብ ተፈትሿል:: በዚህም ውጤት መሰረት፣ ጨዋታው በመስከረም ወቅት ሊጀመር ተወስኗል:: ይበልጥ በትክክልም ስንፈትሽ፤ የእርስዎን የፖመርዶጅ (POMD) መጫወቻ ምስሎች ማሻሻል፣አምሳያዎቹንም በልዩ ልዩ የቆዳ ማንነቶች እና ቁሶች እንደምርጫዎ ማበጃጀት ይችላሉ:: የጨዋታው ውስጥ አቫታሮችን ጥንካሬ የሚፈትሹበትና፣ ሲልም የበለጡ ጠቃሚ ሽልማቶች ያሉት የጦር ሜዳ ጋር አብረው በጨዋታው ይመጣሉ:: ይህ እንኳ ለእርስዎ በቂ ካልሆነልዎት፣ ፖርምዶጅ (POMD) ለአምሳያዎ የተልያዩ ቆዳዎችን፣ ቁሶችንና ሌሎች ነገሮችን እራሱ ባዘጋጀው ‘ፖመርፕላስ’ ገበያ ላይ እንዲገዙ፣ እንዲሸጡ እና እንዲነግዱ መፍቀዱን እስኪያውቁ ድረስ ይጠብቁ:: ይህ ሁሉ ግን የሚቻለው፣ የክሪብቶ መገበያያ ቦርሳዎን በማገናኘት ETH , USDC , BNB ወይም BUSD የመሳሰሉትን የክሪብቶ ሳንቲሞች በመጠቀም ነው:: በተጨማሪም፣ ፖመርዶጅ (POMD) በሰኔ እና ሀምሌ ወራት መካከል፣ ለ POMD ባለቤቶች ተደራሽ የሚሆኑ 7777 NFTዎች ስብስብ አዘጋጅቷል:: እንዲሁም ፣ፖመርዶጅ (POMD) ከሚያገኘው ገቢ ላይ በመቶኛ እንድታገኙ እና እስከ 100,000 ዶላር የሚያወጡ፣ ሳምንታዊ ስጦታዎች ላይ ተሳታፊ ሆነው ገንዘብ እንዲያገኙ እድሉን አመቻችቷል:: በሚያስደንቁት ጥቅማጥቅሞቹ ምክንያት፣ ፖሜርዶጅ (POMD) እ.ኤ.አ የ2023 ታላቁ የሜም መገበያያ ሳንቲም እንደሚሆን በመስኩ የላቁ ባለሙያዎች ይተነብያሉ:: በአሁኑ ግዜም፣ አንዱን የፖሜርዶጅ ሳንቲም በ 0.007ዶላር ማግኘት ይችላሉ:: ነገር ግን፣ የክሪብቶ ሳንቲም ምልክቱ (ቶከኑ) በፍጥነት ስለሚያድግና፣ እስከ 4000% ጭማሬ ያደርጋል ተብሎ ስለሚጠበቅ፣ ሳያመልጥዎ ቢፈጥኑ መልካም ነው:: ስለ ፖመርዶጅ (POMD) ቅድመ ሽያጭ ዛሬውኑ የበለጠ ይወቁ::","Shiba Inu Investors Move to Pomerdoge Shiba Inu is one of the most popular coins on the market. However, the new Pomerdoge development definitely brings a lot of changes to the industry! Shiba Inu (SHIB) is one of the most prominent meme coins in the crypt world. But is the investors’ interest in it the same as before? Recently, a new token came up. Pomerdoge (POMD) is a new P2E game that has its native POMD tokens that expect a 4,000% surge while still in presale. So, can this unique coin take the place of Shiba Inu (SHIB)? Let’s find out! Click Here To Find Out More About The Pomerdoge (POMD) Presale The Shiba Inu (SHIB) Meme Coin Plans to Launch a Shibarium Blockchain Shiba Inu (SHIB) was part of a bearish run for some time during the previous week. The main reason for this was too much pressure on the Shiba Inu (SHIB) coin because of the newly developed testing platform. Fortunately, things are under control now. In the last 24 hours, Shiba Inu (SHIB) marks a 1.39% increase, positioning the price at $0.000007342. Shiba Inu (SHIB) shows bullish signs because the launch date for its Shibarium blockchain is now confirmed. You can expect this Shiba Inu (SHIB) development in August. Experts say that if everything goes well, Shiba Inu (SHIB) will stabilize its price movement and will stay on the bullish run for a longer period. Shiba Inu (SHIB) coin is predicted to reach $0.00002204 by December 2023. Pomerdoge (POMD) is the New Meme-Coin on the Market If you’re looking for something unique, then Pomerdoge (POMD) is the right thing for you! Pomerdoge (POMD) is a P2E game that got a lot of attention from investors. Even loyal Shiba Inu (SHIB) investors decided to move to this revolutionary project. The main goal of this revolutionary development is to create a unique product that combines only the best features of its competitors. In order to ensure its safety and reliability, Pomerdoge (POMD) was audited by SOLIDPorof and Interfi Network. As a result, the game is set to launch in September. More precisely, you can upgrade your Pomerdoge (POMD) characters and customize your avatars with unique skins and items. The game comes with a battle arena, where you will be able to test your avatar’s strengths and get even more valuable rewards. If this isn’t enough for you, then wait till you find out that Pomerdoge (POMD) will let you buy, sell, and trade different skins, items, and other objects through its Pomerplace market. All of this is possible only by connecting your crypto wallet and using ETH, USDT, USDC, BNB, or BUSD. Furthermore, Pomerdoge (POMD) has a collection of 7,777 NFTs that should be accessible for POMD holders between June and July. Also, Pomerdoge (POMD) allows you to earn a percentage of the revenues and participate in weekly giveaways of $100,000. Due to its amazing perks, experts forecast that Pomerdoge (POMD) will be the biggest meme-coin of 2023. Currently, you can get the coin for $0.007. But it’s best if you hurry up, as the token grows fast and expects a surge of 4,000%. Find out more about the Pomerdoge (POMD) Presale Today","Masu hannun jari a Shiba Inu suna komawa Pomerdoge Shiba Inu na ɗaya daga cikin mafiya shaharar tsabar kudi a kasuwar. Saidai tabbas sabon ci gaban Pomerdoge yana kawo canje-canje masu yawa a fannin! Shiba Inu (SHIB) na ɗaya daga cikin mafiya shaharar tsabar kuɗi na meme a duniyar crypto. Amma shin sha'awar da masu zuba jari ke da ita game da ita ba ta canja ba? Wani sabon katin kuɗi kuma ya fito kwanan nan. Pomerdoge (POMD) wani sabon wasan P2E ne wanda ke da katunan kuɗin POMD na kansa waɗanda ake tsammanin za su haɓaka da kashi 4,000% tun ma gabanin a fara sayarwa. Amma shin wannan tsabar kuɗi na iya kere Shiba Inu (SHIB)? Bari mu duba mu gani! Danna Nan Don Ƙarin Bayani Game da Pomerdoge (POMD) Presale Shiba Inu (SHIB) Meme Coin na Shirin Ƙaddamar da Shibarium Blockchain Shiba Inu (SHIB) na ɗaya daga cikin waɗanda farashinsu ya faɗi na ɗan lokaci cikin makon da ya gabata. Babban dalilin hakan shi ne matsi kan tsabar kuɗin Shiba Inu (SHIB) saboda sabon dandalin gwajin da aka yi. Amma yanzu an shawo kan komai. Cikin sa'o'i 24 da suka gabata, Shiba Inu (SHIB) ya haɓaka da 1.39%, wanda ya sanya farashin ya tsaya a $0.000007342. Akwai alamun cewa farashin Shiba Inu (SHIB) zai tashi saboda yanzu an tabbatar da ranar ƙaddamar da Shibarium blockchain. Ana sa ran wannan ci gaba na Shiba Inu (SHIB) a watan Agusta. Masana sun ce idan komai ya tafi daidai, Shiba Inu (SHIB) zai daidaita canzawar farashinsa kuma farashin zai ci gaba da tashi na tsawon lokaci. Ana yi has ashen cewa Shiba Inu (SHIB) Coin zai kai $0.00002204 zuwa watan Disamban 2023. Pomerdoge (POMD) shi ne Sabon Meme-Coin a Kasuwa Idan kuna neman wani abu na musamman, to Pomerdoge (POMD) ne abin da ya dace da ku! Pomerdoge (POMD) wasa ne na P2E wanda yayi matuƙar jan hankalin masu saka hannun jari. Hatta masu saka hannun jari a Shiba Inu (SHIB) na gani-kasheni sun yanke shawarar komawa wannan wuri da ya kawo babban canji. Babbar manufar wannan babban ci gaba da ya kawo babban canji shi ne ƙirƙirar wani samfuri na musamman wanda ya tattara iya mafiya kyawun siffofin takwarorinsa. Domin tabbatar da amincinsa, SOLIDPorof da Interfi Network sun tantance Pomerdoge (POMD). Sakamakon haka, ana shirin ƙaddamar da shi a watan Satumba. Za ku iya bunƙasa fasalin ‘yan wasanku na Pomerdoge (POMD), ku kuma sake fasalin avatar ku ta hanyar tsara fasalin farfajiyarsa da kuma ababen ciki na musamman. Akwai fagen fafatawa a cikin wasan, inda za ku iya gwada ƙarfin avatar ku kuma ku sami ƙarin lada masu kima. Idan duk wannan bai ishe ku ba, to ku ku sani cewa Pomerdoge (POMD) zai ba ku damar saye da sayarwa da cinikin farfajiya da ababen ciki da sauran abubuwa daban-daban ta kasuwarta ta Pomerplace. Duk waɗannan za su yiwu ne kaɗai ta hanyar haɗa lalitarku ta crypto da kuma amfani da ETH ko USDT ko USDC ko BNB ko kuma BUSD. Bugu da ƙari, Pomerdoge (POMD) na da jeri na NFT guda 7,777 waɗanda masu POMD za su samu tsakanin watannin Yuni da Yuli. Hakanan, Pomerdoge (POMD) na ba da damar samun wani kaso na kuɗaɗen shiga da kuma damar samun kyautuka na mako-mako na $100,000. Sakamakon tagomashinsa mai ban mamaki, masana sun yi hasashen cewa Pomerdoge (POMD) zai zama mafi girman tsabar kuɗi na meme-coin a shekarar 2023. A halin yanzu, za ku iya samun tsabar kuɗin kan $0.007. Amma fa gwara ku yi sauri, saboda katin kuɗin yana ƙara kima da sauri, inda ake sa rai zai ƙaru da 4,000%. Don neman ƙarin bayani game da Matakin Gabanin Fara Sayarwa na Pomerdoge (POMD) A Yau","Wawekezaji wa Shiba Inu wahamia Pomerdoge Shiba Inu ni moja ya sarafu maarufu kwenye soko. Hata hivyo, maendeleo mapya ya Pomerdoge hakika huleta mabadiliko mengi kwenye sekta hiyo! Shiba Inu (SHIB) ni moja wapo ya sarafu za Meme maarufu zaidi katika ulimwengu wa Crypto. Lakini je, nia ya wawekezaji ndani yake ni sawa na hapo awali? Hivi karibuni, tokeni mpya iliibuka. Pomerdoge (POMD) ni mchezo mpya wa P2P ambao unazo tokeni zake za asili za POMD ambazo zinatarajia ongezeko la 4,000% wakati bado unauzwa. Kwa hiyo, je, sarafu hii ya kipekee inaweza kuipiku Shiba Inu (SHIB)? Hebu tuone! Bofya hapa kujua zaidi kuhusu uuzaji wa Presale wa Pomerdoge (POMD) Shiba Inu (SHIB) Meme Coin inapanga kuzindua Shibarium Blockchain Shiba Inu (SHIB) ilikuwa sehemu ya mwendo wa kasi kwa muda katika wiki iliyopita. Sababu kubwa ya hili ilikuwa shinikizo kubwa kwenye sarafu ya Shiba Inu (SHIB) kwa sababu ya jukwaa jipya la majaribio lililoundwa. Kwa bahati nzuri, sasa mambo yapo chini ya udhibiti. Katika masaa 24 yaliyopita, Shiba Inu (SHIB) ina alama ya ongezeko la 1.39%, ikiifanya bei kufikia $0.000007342. Shiba Inu (SHIB) inaoonyesha ishara za kuongezeka kwa sababu tarehe ya uzinduzi wa Blockchain yake ya Shibarium sasa imethibitishwa. Unaweza kutarajia maendeleo haya ya Shiba Inu (SHIB) mnamo Agosti. Wataalamu wanasema kwamba kama kila kitu kitaenda vizuri, Shiba Inu (SHIB) itaimarisha harakati zake za bei na itakaa kwenye uendeshaji wa Fahali kwa muda mrefu. Sarafu ya Shiba Inu (SHIB) inatabiriwa kufikia $0.00002204 kufikia Desemba 2023. Pomerdoge (POMD) ni sarafu mpya ya Meme kwenye soko Kama unatafuta kitu cha kipekee, basi Pomerdoge (POMD) ndio kitu sahihi kwako! Pomerdoge (POMD) ni mchezo wa P2E ambao ulipata umakini mkubwa kutoka kwa wawekezaji. Hata wawekezaji waaminifu wa Shiba Inu (SHIB) waliamua kuhamia mradi huu wa kimageuzi. Lengo kuu la maendeleo ya mageuzi haya ni kuunda bidhaa ya kipekee ambayo inakusanya sifa bora tu za washindani wake. Ili kuhakikisha usalama na kutegemewa kwake, Pomerdoge (POMD) ilikaguliwa na SOLIDPorof na mtandao wa Interfi. Matokeo yake, mchezo huo unatarajiwa kuzinduliwa mnamo Septemba. Kwa usahihi zaidi, unaweza kuboresha vibambo vyako vya Pomerdoge (POMD) na kubinafsisha avatars zako kwa ngozi na vitu vya kipekee. Mchezo unakuja na ulingo wa mapambano ambapo utaweza kujaribu uwezo wa avata wako na kupata zawadi muhimu zaidi. Ikiwa hii haitoshi kwako, basi subiri hadi ujue kwamba Pomerdoge (POMD) itakuwezesha kununua, kuuza na kufanya biashara ya ngozi, bidhaa na vitu vingine mbalimbali kupitia soko la Pomerplace. Haya yote yanawezekana tu kwa kuunganisha pochi yako yaCrypto na kutumia ETH, USDT, USDC, BNB, au BUSD. Zaidi ya hayo, Pomerdoge (POMD) ina mkusanyiko wa NFTs 7,777 ambazo zinafaa kufikiwa kwa wamiliki wa POND kati ya Juni na Julai. Pia, Pomerdoge (POMD) hukuruhusu kupata asilimia ya mapato na kushiriki katika zawadi za kila wiki za $ 100,000. Kwa sababu ya manufaa yake ya ajabu, wataalam wanatabiri kuwa Pomerdoge (POMD) itakuwa meme-coin kubwa zaidi ya 2023. Kwa sasa, unaweza kupata sarafu kwa $0.007. Lakini ni bora kama unaharakisha kwani tokeni inakuwa haraka na inatarajia kuongezeka kwa 4,000%. Fahamu zaidi kuhusu uuzaji wa Pomerdoge (POMD) leo.","Àwọn olùdókòwo Shiba Inu ti sún lọ sí Pomerdoge Shiba Inu jẹ́ ọ̀kan nínú àwọn owó-onírin tó wà lójú ọjà. Síbẹ̀síbẹ̀, ìdàgbàsókè Pomerdoge tuntun náà mú ọ̀pọ̀lọpọ̀ àyípadà bá ilé-iṣẹ́ náà lóòtọ́.! Shiba Inu (SHIB) jẹ́ ọ̀kan nínú àwọn owó-onírin aláwòrán apanilẹ́rìn tó gbajúgbaja nínú àgbáyé owó-àkósódù. Ṣùgbọ́n ṣé ìfẹ́ àwọn olùdókòwo nínú rẹ̀ dàbíi ti àtijọ́? Láìpẹ́ yìí, owó-àkósódù tuntun kan jáde. Pomerdoge (PMD) jẹ́ eré ìdárayá P2E tuntun tí ó ní owó-àkósódù (PMD) tiẹ̀ tó sì ń retí alékún 4,000% nígbà tí ó ṣì ń múra fún títà. Torí náà, ṣé owó-onírin aláìlẹ́gbẹ́ yìí lè gbapò Shiba Inu (SHIB)? Ẹ jẹ́ ká wádìí ẹ̀! Tẹ Ibí Láti Nímọ̀ Siwájú Sí I Nípa Ìmúrasílẹ̀ Fún Títáa Pomerdoge (POMD) Owó-onírin aláwòrán apanilẹ́rìn Shiba Inu (SHIB) ń gbérò láti ṣe ìfilọ́lẹ̀ àká dátà àkósódù Shibarium Shiba Inú (SHIB) wà lára àwọn tí ìdókòwo wọn já wálẹ̀ fún àsíkò díẹ̀ ní àárín ọ̀sẹ̀ tó kọjá. Ìdí abájọ fún èyí ni ẹrù wúwo tó wà lórí owó-onírin Shiba Inu (SHIB) nítorí ìkànnì ìdánwò tutun tí wọ́n ṣẹ̀dá. Adúpẹ́, gbogbo ǹkan ló ń lọ létòlétò báyìí. Ní ǹkan bíi wákàtí 24 sẹ́yìn, Shiba Inu (SHIB) dé àlékún 1.39%, èyí tó gbé iye rẹ̀ sí $0.000007342. Shiba Inu (SHIB) ń fi àmi lílọ sókè hàn nítorí ọjọ́ ìfilọ́lẹ̀ fún àká dátà àkósódù Shibarium ti di mímọ̀. O lè máa retí ìdàgbàsókè Shiba Inu (SHIB) yìí ní oṣù Ògún. Àwọn ọ̀jìnnì ní tí gbogbo ǹkan bá lọ dáadáa, Shiba Inu (SHIB) máa jẹ́ kí lílọ bíbọ̀ iye rẹ̀ dúró ṣinṣin yóó sì dúró lórí lílọ sókè fún ìgbà pípẹ́. Àsọtẹ́lẹ̀ wà pé owó-onírin Shiba Inu (SHIB) máa dé $0.00002204 ní oṣù Ọ̀pẹ ọdún 2023. Pomerdoge (POMD) ni owó-onírin aláwòrán apanilẹ́rìn tuntun tó wà lójú ọjà. Tí o bá ń wá nǹkan aláìlẹ́gbẹ́, Pomerdoge (POMD) ni nǹkan tí ó yẹ fún ẹ.! Pomerdoge (POMD) jé eré ìdárayá P2E tó di gbajúgbajà lọ́dọ̀ àwọn olùdókòwò. Kódà àwọn olùdókòwò tí wọ́n jẹ́ olóòótọ́ sí Shiba Inu (SHIB) pinnu láti sún lọ sí iṣẹ́ àkànṣe àyìpadà yìí. kókó àfojúsùn àgbékalẹ̀ àyípadà yìí ni láti ṣẹ̀dá ohun-èlò aláìlẹ́gbẹ́ tó ní àkòónú àwọn àbùdá akẹgbẹ́ẹrẹ̀ tó dárajùlọ nìkan. láti lè ṣe àrídákú ìdáàbòbò àti aṣeégbáralé rẹ̀, SOLIDPorof àti Interfi Network ni wọ́n ṣe àyẹ̀wo Pomerdoge (POMD). Fún ìdí èyí, eré ìdárayá náà ti ṣetán fún ìfilọ́lẹ̀ ní oṣù Ọ̀wẹwẹ̀. Ní pàtó, o lè ṣe ìsọdọ̀tun àwọn ìrísí Pomerdoge (POMD) rẹ kí o sì ṣe àkànṣe ìrísí rẹ pẹ̀lú àwọ̀ aláìlẹ́gbẹ́ àti àwọn ohun-èlò. Eré ìdárayá náà wá pẹ̀lú agbo ìjà, níbi tí o ti lè ṣe ìdánwò agbára ìrísí rẹ tí o sì lè gba ọ̀pọ̀ ẹ̀bùn tó jọjú. Tí èyí ò bá tó ẹ, ìwọ dúró títí o ó fi rí i pé Pomerdoge (POMD) yóò jẹ́ kí o rà, tà, kí o sì ta oríṣiríṣi àwọ̀, ohun-èlò, àti àwọn nǹkan míràn nípasẹ̀ ọjà Pomerplace rẹ̀. Gbogbo eléyìí ṣeéṣe pẹ̀lú àsopọ̀ àpamọ́ owó àkósódù rẹ àti lílo ETH, USDT, USDC, BNB, tàbí BUSD. Síwájú sí i, Pomerdoge (POMD) ní àkójọpọ̀ NFT 7,777 tí àwọn tó bá ní POMD yóò ní ànfààní sí láàrín oṣù Okúdu àti Agẹmọ. Bákan náà, Pomerdoge (POMD) fún ẹ ní ànfààní láti ní ìdá kan nínú owó tí wọ́n pa kí o sì kópa nínú ìfẹ̀bùnṣèfàjẹ ọlọ́sọ̀ọ̀sẹ̀ tí $100,000. Nítorí àwọn ajẹmọ́nú tó yanilẹ́nu yìí, àwọn òjìnì sọ àsọtẹ́lẹ̀ pé Pomerdoge (POMD) yóò jẹ́ owó-onírin aláwòrán apanilẹ́rìn tó tóbi jùlọ ní 2023. Lọ́wọ́lọ́wọ́ yìí, o lè ra owó-onírin náà ní $0.007. Ṣùgbọ́n ó dára tí o bá tètè yára, torí owó-àkósódù náà ń yára gòkè ó sì ń retí alékún 4,000%. Nímọ̀ si nípa Ìmúrasílẹ̀ fún títà Pomerdoge (POMD) Lónì.","Abatshalizimali beShiba Inu baya kuPomerdoge iShiba Inu (SHIB)engelinye lekhoyini elidume kakhulu emakethe. Kepha ukuthuthuka kwePomerdoge entsha nginesiqiniseko kuzoletha ushintsho embinini! Ishiba Inu (SHIB) ingenye yamakhoyini ememe adumile emhlabeni wezobumfihlo. Kodwa kungabe inzuzo yabathsalizimali isafana nasekuqaleni? Muva nje kuvele umklomelo omusha. I-Pomerdoge (POMD) umdlalo omusha weP2E onemiklomelo yayo emidala yePOMD elindela umfutho wa4,000% ngesikhathi sangaphambi kokudayisa. Ngakho ke, lekhoyini ehlukile ingathatha indawo yeShiba Inu (SHIB) Ake sithole! Gcindezela Lapha Ukuthola Okwengeziwe ngePomerdoge (POMD) Ngaphambi Kokudayisa Ikhoyini yeShiba Inu (SHIB) Meme About Ihlele Ukwethula iShibarium Blockchain. I-Shiba Inu (SHIB) yayiyingxenye yokubekezela iskhathi eside ngesikhathi sesonto eledlule. Isizathu esikhulu salokhu ukuthi kwakunengcindezi enkulu kuShiba Inu (SHIB) khoyini ngoba kwakunenkundla yokuhlola eyayisunguliwe entsha. okuhle ukuthi yonke into ihamba kahle manje. Emahoreni okugcina angu-24 iShiba Inu (SHIB) izobe inyuka ngo 1.39% ngokukhombisa inani eliku $0.0000007342. I-Shiba Inu (SHIB) ikhombisa izinkomba zobuqhwaga ngoba usuku lokwethula ishenikuvimba iShibarium seluqinisekisiwe. Ungalindela lokhu kuthuthukiswa kweShiba Inu (SHIB) ngoNcwaba. Ongoti bathi uma yonke into ihamba kahle, iShiba Inu(SHIB) izozinzisa ukunyakaza kwenani futhi lizohlala ligijima isikhathi eside. I-Shiba Inu (SHIB) ikhoyini kuqagulwa ukuthi lizofika ku-$0.00002204 ngoZibandlela 2023. I-Pomerdoge (POMD) yiMeme-Khoyini eNtsha eMakethe. Uma ufuna into ehlukile iPomerdoge ikulungele! I-Pomerdoge (POMD) umdlalo weP2E esitholwe ukunakwa kakhulu kubatshalizimali. Ngisho nabatshalizimali abathembekile be Shiba Inu sebenqume ukuya kuphrojekithi enoguquko. Inhlosongqangi yalokuthuthuka koguquko ukwenza umkhiqizo ohlukile ohlanganisa izinto ezinhle kuzimbangi zabo. Ukuze kuqinisekiswe ukuphepha kwayo nokuthembeka, iPomerdoge (POMD) yacwaningwa yiSOLIDPorof neInterfi Network. Ngakho ke umdlalo kuhlelwe ukuthi wethulwe ngoMandulo. Ukucacisa kahle, ungakhuphula izinto zePomerdoge (POMD) nokwahlukanisa ama-avatha akho ngesikhumba esehlukile nezinye izinto. Umdlalo ufika nesikhathi sempi, lapho uzokwazi ukuvivinya amandla ama-avatha akho nokuthola imiklomelo efanele. Uma lokhu kunganele kuwena, linda uze uthole ukuthi iPomerdoge (POMD) izokuvumela ukuthi uthenge, udayise, futhi uhwebe ngezikhumba ezahlukene, ama-item, kanye namanye ama-object kumakethe yayo iPomerplace. Konke lokhu kungenzeka kuphela ngokuxhuma isikhwama sakho sobumfihlo nokusebenzisa iETH,USDT,USDC,BNB noma iBUSD. Ukwengeza, iPomerdoge(POMD) ineqoqo le 7,777 NFT okumele litholakale kubaphathi bePOMD phakathi kukaNhlangulana noNtulikazi. Futhi iPomerdoge (POMD) ikuvumela ukuthi uthole iphesenti lengenisonzuzo nokubamba iqhaza kokutholaka ngezimpelasonto kwa$100 000. Ngenxa yezinzuzo zayo ezimangazayo, ochwepheshe babikezela ukuthi iPomerdoge (POMD) izoba uhlweza lwememe olukhulu lwa-2023. Okwamanje ungayithola ikhoyini ngo-$0.007. Kodwa kungcono uma ushesha, njengoba umklomelo ukhula ngokushesha futhi ulindele umfutho ka-4000%. Thola okwengeziwe ngePomerdoge (POMD) Ngaphambi Kokudayiswa Namhlanje"
+"ስለናይጄሪያው የዲጂታል መገበያያ ""ኢ-ናይራ"" ማወቅ ያለብዎ ነገር በሙሉ የአፍሪካው ኢ-ናይራ፣ በአፍሪካ የመጀመሪያው የማእከላዊ ባንክ ዲጂታል መገበያያዎች (CBDC) ውስጥ አንዱ ነው:: ኢ-ናይራ፣ በዋናው የገንዘብ ልውውጥ መድረክ ውስጥ፣ በክሪብቶ መገበያያዎች ዘንድ እውቅናን ያተረፈውን የብሎክ ቼይን ቴክኖሎጂን፣ ናይጄሪያ እንድትጠቀም ያስቻላት መንገድ ነው:: በወጣት ናይጄሪያውያን ዘንድ ተወዳጅነት እያገኘ የመጣውንም የክሪብቶ መገበያያ፣ የሚፎካከሩበት ሌላው መንገድ ነው:: በናይጄሪያ የውስጣዊ የገንዘብ ልውውጥ መድረክ ተሳታፊነትን ፣ድንበር ተሻጋሪ ግብይቶችን እና ከመንግስት ወደ ዜጎች የሚደረጉ ክፍያዎችን ለማቅለል ያግዛልም ተብሏል:: ነገር ግን ዜጎች ከኢ-ናይራ የሚገኙ ጥቅሞች ተካፋይ እንዲሆኑ፣ መጀመሪያ ኢ-ናይራ ምን እንደሆነ ሊረዱ ይገባል:: ይህም መጣጥፍ፣ ስለ ኢ-ናይራ ማወቅ የሚያስፈልግዎ ነገር ሁሉ መመሪያ ይሆናል:: የማእከላዊ ባንክ ዲጂታል ምንዛሬዎች (CBDC) ምን ምን ናቸው? የማእከላዊ ባንክ ዲጂታል ምንዛሬዎች፣ የአንድ ሀገር የወረቀት ገንዘቦች በዲጂታል መልኩ ተሰርተው(ተቀይረው) ማለት ናቸው:: እነሱን የበለጠ ለመረዳት ዲጂታል ምንዛሬዎች ምን እንደሆኑ ማወቅ ያስፈልጎታል:: ዲጂታል ምንዛሬዎች ስማቸው እንደሚያመለክተው፣ በዲጂታል አለም ውስጥ ብቻ የሚገኙ ምንዛሬዎች ማለት ናቸው:: የዲጂታል ምንዛሬ ምሳሌዎች እነ ቢትኮይን ወይም ኢተርየም ናቸው:: የግብይቶችን ደህንነት እና አዳዲስ ምንዛሬዎች እንዳይፈጠሩ ለመቆጣጠርም፣ ውስብስብ በሆነ የዲጂታል አመሰራረት ዘዴዎችን ይጠቀማሉ:: እንዲሁም ብሎክ ቼይን ተብሎ በሚታወቀው፣ የዲጂታል ምንዛሬዎችን የግብይት ታሪክ መዝግቦ የሚያከማች ዲጂታል ደብተር ላይ ይገበያያሉ:: እንደ ናይጄሪያ ማእከላዊ ባንክ (CBN)ያለ ማእከላዊ ባንክ፣ እንደ ቢትኮይን (bitcoin) ያለ ነገርን ፈጥረው ማንቀሳቀስን ሲወስኑ፣ የማእከላዊ ባንክ የዲጂታል ምንዛሬዎች (CBDC) ተብለው ይጠራሉ:: የማእከላዊ ባንክ የዲጂታል ምንዛሬዎችን( CBDC) መፍጠር ምን ጥቅም አለው? ማእከላዊ ባንኮች፣ እንደ ቢትኮይንና ኢተርይም ያሉ ምንዛሬዎች ጋር በመወዳጀት የሚገኙ ጥቅማ ጥቅሞችን መካፈል ሲፈልጉ፣ የራሳቸውን የገንዘብ ምንዛሬ ወደ ዲጂታል አምሳያው መቀየርን ይመኛሉ:: የዲጂታል መገበያያዎች አንደኛው ጥቅም፣ ዝቅተኛ የሆነው የ��ገበያያ ዋጋቸው ነው፣ ምክንያቱም መሀል ላይ ገብቶ የሚያሻሽጥ ባለመኖሩ ነው:: አሁን ለምሳሌ፣ ለግብይይቶች እንደ ናይራ ወይም ዶላር የመሳሰሉትን የፊያት መገብያያዎች (የወረቀት ገንዘቦች) ሲጠቀሙ ፣በብዙ ሰዎች ዘንድ ማሳለፍ ይኖርቦታል፣ ይህም የግብይት ወጪን ይጨምራል ። እንደ ግብይቱ አይነት ቢወሰንም፤ አብዛኛውን ጊዜ የመሀል ላይ አገበያዮች የሚሆኑት እንደ ባንኮች ፣ ቪዛ እና ማስተር ካርድ ሲሆኑ፣ ወይም አንዳንዴ ደግሞ የናይጄሪያን የባንክ ትስስር የሰፈራ መዋቅር (NIBSS) ሊሆን ይችላል:: ነገር ግን በዲጂታል ምንዛሬዎች፣ በሁለቱ ወገኖች በሚደረግ ግብይት መካከል አስተማማኝና ቀጥተኛ ግንኙነት ይፈጠራል፤ በዚህም ወጭን ይቀንሳል፣ ከሀገር ሀገር የሚደረግ ግብይትን ቀላል ያደርጋል እናም የግብይትን ጊዜ ፈጣን ያደርጋል:: ኢ-ናይራ ለምን ተፈጠረ? ኢ-ናይራ እንዲፈጠር ካደረጉት ምክንያቶች አንዱ፣ በማእከላዊ ባንክ የዲጂታል ምንዛሬዎች (CBDC)ዙሪያ ያለው FOMO ነው:: እ.ኤ.አ በ 2021፣ የአለም አቀፍ ሰፈራዎች ባንክ (BIS) ባወጣው ጥናት፣ በአለም ላይ 90 በመቶ የሚሆኑት ማእከላዊ ባንኮች፣ የማእከላዊ ባንክ ዲጂታል ምንዛሬ (CBDC) ለመፍጠር እያሰቡ ነው:: ሆኖም፣ የማእከላዊ ባንክ ዲጂታል ምንዛሬዎች (CBDC) ፣የአንድ ሀገርን የገንዘብ ግብይት መዋቅር የሚያግዙ ባህሪያትም አሉት:: የኢ-ናይራ ግቦችና አላማዎች ብዙሀኑን ያካተተ ግብይትን ማገዝ:: የክፍያ ቅልጥፍናን ማፋጠን የገቢዎች እና የግብር አሰባሰብን ማሻሻል:: ከመንግስት ወደ ዜጎች በቀጥታ ክፍያ ማድረግን ማስቻል:: የኢ-ናይራ መጀመር፣ የናይጄሪያ ማእከላዊ ባንክ ፡ የማስጀመሪያ የገንዘብ እርዳታ ማሰባሰቢያን ፣የድንበር አቋራትጭ ክፍያ እና ያልታወቀ ኪሳራዎች ሊኖሩ እንደሚችሉ አሳስቧል:: ኢ-ናይራ እንዴት ነው የሚሰራው? ኢ-ናይራ እንደ ቢትኮይን ባሉ የብሎክ ሰንሰለቶች ላይ ይሰራል:: ግብይቶችም፣ በብሎክ ሰንሰለቱ አውታረ መረብ ላይ ይደረጋሉ፣ ይህም እርስዎንና የኢ-ናይራ ተጠቃሚዎችን ያለማንም የመሀል አሻሻጮች፣ ምንዛሬዎችን ከተጠቃሚ ወደ ተጠቃሚ (P2P) እንድታደርጉ ያደርጋል:: ኢ-ናይራ ከቢትኮይን እንዴት ይለያል? ምንም እንኳን ኢ-ናይራ እና ቢትኮይን ግብይትን በብሎክ ሰንሰለት ላይ የሚያደርጉ ቢሆንም፣ ግን በጣም በተለያየ መልኩ ነው የሚሰሩት:: ቢትኮይን በማእከላዊነት ያልተያዘ የዲጂታል ምንዛሬ ነው:: ይህም ቢትኮይን ለማንኛውም ህዝብ ተደራሽ በሆነ የብሎክ ሰንሰለት (የቢትኮይን አውታረመረብ ላይ) የሚተገበር በመሆኑ ሲሆን፤ ኢ-ናይራ ግን ማእከላዊ በሆነ ወይም ግላዊ በሆነ ብሎክ ሰንሰለት ላይ የሚተገበሩ፣ በማእከላዊነት የተያዙ ዲጂታል ምንዛሬዎች ናቸው:: የህዝብ ብሎክ ሰንሰለቶች ለማንኛውም ህዝብ ተደራሽ ናቸው:: ለምሳሌ የቢትኮይን የግብይት ታሪክ ማንኛውም ሰው በ ቢትኮይን የብሎክ ሰንሰለት ""bitcoin blockchain” ላይ ማግኘት ይቻላል:: የህዝብ ብሎክ ሰንሰለት የትኛውም አካባቢ የሚገኝ ፣ማንኛውም የበይነ መረብ አቅራቦት ያለው ግለሰብ ፣ያለምንም ደንበኛዎትን ይወቁ (KYC) ፍተሻ፣ መገበያያ ሳንቲም ማከማቻ ቦርሳ(wallet) መክፈት እንዲችል ያደርጋሉ:: ማከማቻ ቦርሳዎን ከከፈቱ በኋላ በዛው ደቂቃ ግብይቶችን መጀመር ይችላሉ:: ኢ-ናይራ ግን የሚሰራው ፣ https //techpoint.Africa/2021/08/03/ expert enaira-cbdc በተሰኘው በግል የብሎክቼይን ነው:: የግብይቶችን መዝገብ እንድናይ ተደራሽ ከሚያደርገው እና በፈጣኑ የማከማቻ ቦርሳ እንድንከፍት ከሚያደርገው ቢትኮይን፤ በተለየ ሁኔታ የናይጄሪያ ማእከላዊ ባንክ ኢ-ናይራን ለግለሰቦች ብቻ ከልሎ ይይዛል:: ኢ-ናይራ በግል ብሎክ ሰንሰለት ላይ ይሰራል ኢ-ናይራ በግል ብሎክ ሰንሰለት ላይ የሚሰራበት ምክ���ያት፤ የናይጄሪያ ማእከላዊ ባንክ ገቢና ወጪን ፣ደንበኛዎን ይወቁ መፈተሻን እና የኢ-ናይራን መፈጠርን መቆጣጠር ስለሚፈልግ ነው:: ለዚህም ነው የናይጄሪያ ማእከላዊ ባንክ፣ ለግል ድርጅቶች የራሳቸውን የግል ብሎክ ሰንሰለት እንዲፈጥሩ የሚያደርገውን ‘ሀይፐርሌጅ’ ምስሪትን የሚጠቅመው:: የኢ-ናይራ ዋጋ ስንት ነው? ኢ-ናይራ ከናይራ ጋር ተመሳሳይ ዋጋ አለው ። በመሰረቱም አንድ ኢ-ናይራ ከአንድ ናይራ ጋር እኩል ነው :: የናይጄሪያ ማእከላዊ ባንክ (የና.ማ.ባ) የኢ-ናይራን ዋጋ እንዴት ይቆጣጠራል? የናይጄሪያ ማእከላዊ ባንክ የሚፈለገውን ያክል ኢ-ናይራ ፣ለተቀማጭ ከተቀመጠው ናይራ ላይ እያወጣ ኢ-ናይራን በማገዝ፣ አንድ ለአንድ ምጥጥኑ እንዲቀጥል ያደርጋል:: የናይጄሪያ ማእከላዊ ባንክ ኢ-ናይራን እንዴት ወደ ገበያ እንደሚያወጣ እና እንደሚያስተዳድረው፡ ኢ-ናይራ የናይጄሪያ ማእከላዊ ባንክን፣ ‘የዋና መዝገብ ደብተር አቅራቢ’ የሚያደርገውን የመድረክ አይነት ይጠቀማል፤ ይህም መድረክ ግብይቶችን ለማድረግ እና ለመመዝገብ ያስችላል:: በኤ.ፒ. አይዎች ታግዞም፣ መድረኩን ለማሳደግ የሚያግዙ የሀግር ውስጥ ያሉ የገንዘብ እንቅስቃሴዎችን ፍቃድ እንዲያገኙ ያደርጋል:: ኢ-ናይራ፡ የባንኮች ሚና ባንኮች እና ሌሎች የገንዘብ አንቀሳቃሽ ተቋማት ኢ-ናይራን እንዲያከፋፍሉ ሀላፊነት ተሰጥቷቸዋል:: ይህንንም የሚያደርጉት ለኢ-ናይራ ግብይት የሚሆን ተጨማሪ የክፍያ ድርጊቶችን በማዘጋጀት ነው፤ ይህም አዲስ የክፍያ ስነ-ምህዳር ፈጥረውለት ነው:: ኢ-ናይራን እንዴት መጠቀም እንችላለን:: ኢ-ናይራን ለመጠቀም፣ የኢ-ናይራ ፈጣን የመገበያያ ቦርሳ የስልክ መተግበሪያን በዘመኑ ስልኮች ላይ መጫን ይጠበቅቦታል ወይም ያልዘመኑ ስልክ ካለዎት *997*50# ብለው በመደወል የአገልግሎቱ ተጠቃሚ መሆን ይችላሉ:: የኢ-ናይራ መገበያያ ቦርሳ አይነቶች ሁለት አይነት የ ኢ-ናይራ መገበያያ ቦርሳዎች አሉ የኢ-ናይራ ፈጣን የመገበያያ ቦርሳ ( ኮምቦ ) ቀላል የኢ-ናይራ ፈጣን የስልክ መተግበሪያ:: ሁለቱም የመገበያያ ቦርሳዎች ከጥቂት ልዩነቶች በቀር ተመሳሳይ ናቸው:: የኢ-ናይራ ፈጣን የመገበያያ ቦርሳ ( ድምር)፣ግለሰቦችና ነጋዴዎች ሊጠቀሙበት የሚችሉበት ፣ ሁለት በአንድ የሚሰራ የስልክ መተግበሪያ ነው። ነገር ግን፣ ቀላል የኢ-ናይራ ፈጣን የስልክ መተግበሪያ ላይ እራስዎን እንደ ነጋዴ፣ ግለሰብ ወይም እንደ ንግድ ባለቤት ብቻ ሆነው እንደሚጠቀሙ መምረጥ ይኖርቦታል:: አንድ የኢ-ናይራ መገበያያ ቦርሳ ብቻ እንዲከፍቱም ይጠበቅቦታል:: የኢ-ናይራን የመገበያያ ቦርሳ ለመክፈት የብሄራዊ መታወቂያ ቁጥር፣ ስልክ ቁጥር እና የባንክ ማረጋገጫ ቁጥር( ባ.ማ.ቁ) ያስፈልጎታል:: ነገርግን እኚህን የመታዎቂያ መረጃዎች የሚጠይቁት፣ ሁሉም የኢ-ናይራ መገበያያ ቦርሳ ደረጃዎች አይደሉም:: የኢ-ናይራ የመገበያያ ቦርሳ፣ የተለያዩ ደረጃዎችን እና የሚጠይቋቸው ነገሮች ደረጃዎቹ የሚጠይቋቸው የእለታዊ የግብይት ገደብ፡ ደረጃ 1፦200,000 ኢ-ናይራ፣ ስልክ ቁጥር እና ብ.መ.ቁ ፤ደረጃ 2፦200,000 ኢ-ናይራ፣ ስልክ ቁጥር እና ባ.ማ.ቁ፤ ደረጃ 3፦ 500.000 ኢ-ናይራ፣ ስልክ ቁጥር፣ ባ.ማ.ቁ እና የዜጎች የመንግስት አገልግሎትን የተጠቀሙበት ደረሰኝ ናቸው:: እንዴት ወደ ኢ-ናይራ መገበያያ ቦርሳ ገንዘብን ማስገባት ይችላሉ:: የኢ-ናይራ መገበያያ ቦርሳዎች አንዴ ካወጡ በሁዋላ፣ የመገበያያ ቦርሳዎ መለያ የሆነ የባንክ ደብተር ቁጥሮች ጋር ተመጣጣኝ የሆነ የ10 አሀዝ ቁጥር ይኖርዎታል:: ይህንንም የመገበያያ ቦርሳ መለያ ቁጥር በመጠቀም ቀጥታ ከባንክ ደብተርዎ ገንዘብ ማስተላለፍ ይችላሉ:: በስልክ ላይ በባንክዎ መተግበሪያ፣ በአጭር መለያ ቁጥር ወይ�� በበይነ መረብ የባንክ መገበያያ መድረክ ተጠቅመው ገንዘብ ሲልኩ፣ በቀላሉ የኪስ ቦርሳዎን መለያ ቁጥር አስገብተው፤ ኢ-ናይራን ደግሞ የሚላክበት ባንክ አድርገው ማስገባት ነው:: የኢ-ናይራ መገበያያ ቦርሳን የመጠቀም ጥቅሞች:: ነፃ ዝውውሮች ፈጣን ግብይቶች የገንዘብ ሂሳብ ደብተር ለሌላቸው ሰዎች ፈጣን የማውጫ ጊዜ ኢ-ናይራን የመጠቀም ጉዳቶች ግላዊነትን ያሳጣል እንደ ቢትኮይን እና የመሳሰሉ፣ የህዝብ ብሎክ ሰንሰለቶችን ተጠቅመው ማንነትን ደብቀው ግብይትን ማስደረግ ከሚችሉት በተለየ መልኩ፣ ኢ-ናይራ የደንበኛዎን ይወቁን ቅድመ መፈተሻወች ይፈልጋሉ:: ወደ ማዕከላዊ ባንክ ዲጂታል ሳንቲሞች ስንመጣ፤ ኢ-ናይራ ፈርቀዳጅ ነው:: መዋቅሩ ጋር መላመድ እንደታቀደው እየመጣ ባይሆንም፣ ለብዙ ናይጄሪያዊዎች የወደፊት የሀብት መጎልበት መልካም ትንበያን ያሳያል::","Everything you need to know about the eNaira, Nigeria's digital currency Nigeria's eNaira is Africa's first central bank digital currency (CBDC) and one of the 11 active CBDCs in the world. The eNaira is Nigeria's way of enabling the use of blockchain — a technology popularised by cryptocurrencies — in mainstream finance. It is also another way to rival cryptocurrencies, which have become increasingly popular among young Nigerians. It was touted to aid financial inclusion in Nigeria, cross-border transactions, and direct payments from the government to citizens. However, for citizens to take advantage of the eNaira's benefits, it is important to understand what they are. This article will be a guide to everything you need to know about the eNaira. What are central bank digital currencies (CBDCs)? Central bank digital currencies are digital versions of a country's currency. To understand them better, you need to know what digital currencies are. Digital currencies, as the name implies, are currencies that exist only digitally. An example of a digital currency is bitcoin or ethereum. They use complex encryption techniques to secure transactions and control the creation of new currencies. They also operate on the blockchain, a digital ledger that stores the transaction history of digital currencies. When a central bank like the CBN decides to create something like bitcoin, it is called a CBDC. What is the benefit of creating CBDCs? Central banks want to create digital versions of their currencies to enjoy some of the perks that come with the likes of bitcoin and ethereum. One advantage of digital currencies is their low transaction cost because there are no intermediaries involved. For example, when you're using fiat currencies (the opposite of digital currencies) like the naira or dollar for transactions, they go through many people, which increases transaction costs. Depending on the type of transaction, the intermediaries are usually banks, a card scheme like Visa or Mastercard, or even the Nigerian Inter-Bank Settlement System (NIBSS). But with digital currencies, a secure and direct link is created between the two parties to the transaction, reducing cost, making cross-border transactions seamless, and reducing transaction time. Why the eNaira was created One of the reasons why the eNaira was created was because of the FOMO around CBDCs. According to a 2021 study by the Bank of International Settlements (BIS), 90% of the central banks in the world were considering creating CBDCs. However, CBDCs do have features that can help a country's financial system. Goals and objectives of the eNaira Aid financial inclusion Improve payment efficiency Improve revenue and tax collection Direct payments to citizens by the government eNaira launch: CBN highlights relief funds, cross-border payments, and unknown risks How does the eNaira work? The eNaira operates on a blockchain like Bitcoin. Transactions are carried out on a blockchain network, allowing you and another eNaira user to send the currency peer-to-peer (P2P) without any intermediaries. How eNaira is different from Bitcoin While eNaira and Bitcoin transactions are carried out on the blockchain, they operate very differently. Bitcoin is a decentralised digital currency. This is because it operates on a public blockchain (the Bitcoin network), while the eNaira is a centralised digital currency that operates on a centralised or private blockchain. Public blockchains are accessible to anyone. For example, you can check Bicoin's transaction history on blockchain.com. Public blockchains also allow anyone anywhere with an Internet connection to create a wallet without any KYC. You can create a wallet and initiate transactions within seconds. The eNaira, however, operates on a private blockchainhttps://techpoint.africa/2021/08/03/experts-enaira-cbdc/. Unlike Bitcoin, where you have access to transaction records and create wallets instantly, the CBN keeps the eNaira closed off. Why the eNaira runs on a private blockchain The eNaira runs on a private blockchain because the CBN wants to control onboarding, KYC, and the creation of eNaira. This is why the CBN used the Hyperledger Fabric, a system that allows private organisations to create their private blockchain. What is the value of the eNaira? The eNaira has the same value as the naira. Essentially, one eNaira is equal to one naira. How does the CBN maintain the value of the eNaira? The CBN maintains a 1:1 naira to eNaira value by backing the available eNaira with a naira reserve. How the CBN issues and manages the eNaira The eNaira uses a platform model in which the CBN is the provider of the core ledger, the platform that will enable and record transactions. It will grant other financial players in the country access to build on the platform via APIs. eNaira: the role of banks Banks and other financial institutions are tasked with the distribution of the eNaira. They do this by creating additional payment functionality for the eNaira, thereby creating a payment ecosystem for it. How to use the eNaira To use the eNaira, you need to download the eNaira Speed Wallet app on your smartphone or dial the USSD code *997*50# if you have a feature phone. Types of eNaira wallets There are two types of eNaira wallets eNaira Speed Wallet (Combo) eNaira Speed App Lite Both wallets are similar with minor differences. The eNaira Speed Wallet (Combo) is a two-in-one app that can be used by individuals and merchants. The Speed App Lite, however, requires you to specify if you'll be using it as a merchant, business, or individual. What you need to open an eNaira wallet To open an eNaira wallet, you'll need your National Identification Number (NIN), phone number, and Bank Verification Number (BVN). However, not all tiers of the eNaira wallet require all these means of identification. The different tiers of eNaira wallet and their requirement Tiers Requirements Daily transaction limit: Tier 1, NIN and phone number ₦20,000, Tier 2: BVN and phone number₦ 200,000, Tier 3: BVN, phone number, and public utility receipt ₦500,000. How to fund your eNaira wallet Once you have created an eNaira wallet, you get a 10-digit wallet ID — a bank account equivalent. You can send money from your bank to your wallet using your wallet ID. Whether you're sending with your bank app, USSD code, or Internet banking platform, simply enter the wallet ID and choose eNaira as the bank you want to send to. Advantages of using the eNaira wallet Free transfers Fast transactions Quick setup time for people without bank accounts Disadvantages of using the eNaira Privacy: Unlike public blockchains like Bitcoin that can be used anonymously, the eNaira requires KYC protocols. The eNaira is a pioneer when it comes to CBDCs. While adoption has not caught on, it bodes well for the financial future of many Nigerians.","Duk abin da kuke buƙatar sani game da eNaira, kuɗin intanet na Najeriya eNaira na Najeriya shi ce kuɗin intanet na farko na babban banki a Afirka (CBDC) kuma ɗaya daga cikin CBDCs goma sha ɗaya masu aiki a duniya. eNaira ita ce hanyar da ke ba da damar yin amfani da fasahar blockchain – wata fasaha da kuɗin crypto ya sanya ta shahara – a Nigeria a cikin harkokin kuɗi da ake amfani da su. Har ila yau kuma wata hanya ce ta yiwa kuɗin crypto kishiya, wanda ya shahara a cikin matasan Najeriya. An yi iƙirarin cewa zai taimaka wajen game kowa cikin hada-hadar kuɗi a Najeriya da hada-hadar kuɗi tsakanin ‘yan Najeriya da ‘yan ƙasashen waje da kuma biyan kuɗi kai tsaye daga gwamnati zuwa 'yan ƙasa. Amma saidai yana da mahimmanci ‘yan ƙasa su fahimci fa'idodin eNaira kafin su sa yadda za su amfana da shi. Wannan maƙala za ta zama jagora kan duk abin da kuke buƙatar sani game da eNaira. Menene kuɗaɗen intanet na babban bankin ƙasa (CBDCs)? Kuɗaɗen intanet na babban bankin ƙasa su ne nau'ikan kuɗin ƙasa na intanet. Don fahimtar su da kyau, kuna buƙatar sanin menene kuɗin intanet. Kuɗin intanet, kamar yadda sunan ya nuna, kuɗi ne wanda ke intanet kaɗai. Misalin kuɗin intanet, bitcoin ko ethereum. Suna amfani da ɓoyayyun salo masu sarƙaƙiya don tabbatar da yiwuwar ma'amalolin kuɗi, suna kuma kula da ƙirƙirar sabin kuɗaɗe. Suna kuma aiki akan fasahar blockchain, wani littafin harkokin kuɗi intanet da ke adana bayanan harkokin kuɗin intanet da aka yi. Idan babban banki, kamar CBN, ya so ƙirƙirar wani abu irin bitcoin, za a kira wannan abin CBDC. Menene fa'idar ƙirƙirar CBDCs? Manyan bankuna suna son ƙirƙirar samfuran intanet na kuɗaɗensu don son shan romon wasu fa'idodin da suka zo tare da irinsu bitcoin da ethereum. Ɗaya daga cikin fa'idodin kuɗin intanet shi ne ƙarancin kuɗin hidima, saboda babu masu shiga tsakani. Misali, idan kana amfani da kuɗin asali (akasin kuɗin intanet) kamar naira ko dala wajen yin mu'amalar kuɗi, kuɗin na bi ta kan mutane masu yawa, wanda hakan ke ƙara tsadar mu’amalolin. Yawancin masu shiga tsakani bankuna ne da tsare-tsaren katinan kuɗi, irin su Visa ko Mastercard, da kuma Tsarin Harƙallar Tsakanin Bankuna na Bankunan Najeriya (NIBSS). Amma amfani da kuɗin intanet ya samar da amintacciyar hanya ta kai-tsaye tsakanin ɓangarorin biyu masu ma'amala, kuma an rage kuɗin da ake kashewa wajen hada-hada, kuma an sauƙaƙa mu'amala ta tsakanin ƙasashe, kuma an rage lokacin da ake ɗauka wajen hada-hada. Me yasa aka ƙirƙiri eNaira Ɗaya daga cikin dalilan da ya sa aka ƙirƙiri eNaira shi ne FOMO kusa da CBDCs. A cewar wani bincike na Bankin Matsugunai na Ƙasa-da-ƙasa (BIS) da aka yi a shekarar 2021, 90% na manyan bankunan ƙasashen duniya suna tunanin ƙirƙirar CBDCs. Saidai CBDCs na da fasaloli waɗanda za su iya taimakawa tsarin hada-hadar kuɗi na ƙasa. Hadafofi da maƙasudan eNaira Taimakawa gamayya kan harkokin kuɗi Inganta gudanar da biyan kuɗi Inganta kuɗaɗen shiga da tattara haraji Biyan kuɗi kai tsaye daga gwamnati zuwa ƴan ƙasa Ƙaddamar da eNaira: Babban bankin ƙasa, wato CBN, ya ba da haske game da kuɗaɗen agaji da biyan kuɗi tsakanin ƙasa-da-ƙasa da haɗurran da ba a sani ba Yaya eNaira ke aiki? eNaira yana aiki akan fasahar blockchain, kamar Bitcoin. Ana gudanar da mu'amalolin kuɗi ta hanyoyin fasahar blockchain, sannan a ba ku dama ku da wasu masu amfani da eNaira ku aika da kuɗin peer-to-peer (P2P) ba tare da masu shiga tsakani ba. Yadda eNaira ya bambanta da Bitcoin Yayin da ana gudanar da mu'amalolin kuɗi na eNaira da Bitcoin ta fasahar blockchain, amma suna aiki ta hanyoyi mabambanta. Bitcoin kuɗin intanet ne da ba shi da mai gudanarwa guda ɗaya. Wannan ya faru ne saboda yana aiki ta fasahar blockchain na gama-gari (cibiyar kula da Bitcoin), yayin da eNaira kuma kuɗin intanet ne da ke da mai gudanarwa guda ɗaya, kuma yana aiki ta fasahar blockchain da ke da mai gudanarwa guda ɗaya ko fasahar blockchain mai zaman kanta. Kowa na da damar amfani da fasahar blockchain ta gama-gari. Alal misali, za ku iya duba bayanan mu'amalar Bitcoin a shafin blockchain.com. Har ila yau, fasahar blockchain ta gama-gari na ba da dama ga duk wanda ke iya amfani da yanar gizo damar ƙirƙirar lalita ba tare da yin KYC ba. Kuna iya ƙirƙirar lalita, kuma ku fara hada-hadar kuɗi cikin ‘yan daƙiƙu. Saidai duk da haka eNaira na aiki ta fasahar blockchain mai zaman kanta https://techpoint.africa/2021/08/03/experts-enaira-cbdc/. Saɓanin Bitcoin, inda kuke samun damar © 2023 — Powered by Easylife Creative Studio. All Rights Reserved yin rikodin ma'amala da ƙirƙirar walat nan take, CBN yana rufe eNaira. Me yasa eNaira ke aiki kan fasahar blockchain mai zaman kanta eNaira yana aiki ne a kan fasahar blockchain mai zaman kanta saboda CBN yana son ya kula da farawa da yin KYC da kuma ƙirƙirar eNaira. Wannan shi ne dalilin da ya sa CBN ya yi amfani da tsarin Hyperledger Fabric, wani tsari da ke ba wa ƙungiyoyi masu zaman kansu damar ƙirƙirar fasahar blockchain na kansu. Menene kimar eNaira? Kimar eNaira ɗaya da kimar naira. Wato dai eNaira ɗaya daidai yake da naira ɗaya. Ta yaya CBN ke kula da kimar eNaira? Babban bankin na CBN yana tabbatar da daidaiton kimar Naira da eNaira ta hanyar samar da naira ga duk eNaira da ake da shi. Yadda CBN ke bayarwa da gudanar da eNaira eNaira na amfani da wani tsari na dandali ta yadda CBN zai ke kula da babban littafin harkokin kuɗi, wani dandalin da zai ba da damar gudanar da mu’amalolin kuɗi tare da adana bayanansu. Zai baiwa sauran masu hada-hadar kuɗi na ƙasar damar ɗoarawa akan dandalin ta hanyar APIs. eNaira: rawar da bankuna ke takawa Bankuna da sauran cibiyoyin hada-hadar kuɗi ne ke da alhakin rarraba kuɗin eNaira. Suna yin hakan ne ta hanyar ƙirƙirar ƙarin salon biyan kuɗi na eNaira, ta yadda za su samar masa da tsarin biyan kuɗi. Yadda ake amfani da eNaira Don amfani da eNaira, dole sai kun sauƙar da manhajar eNaira Speed Wallet akan wayoyinku, ko ku danna wannan lambar USSD ɗin, *997*50# idan kuna da wayar hannu. Ire-iren lalitocin eNaira Lalitocin eNaira iri biyu ne eNaira Speed Wallet (Combo) eNaira Speed ​​App Lite Lalitocin biyu suna kama da juna; bambancinsu kaɗan. Nau’in ​eNaira Speed ​Wallet (Combo) manhaja ce da ɗaiɗaikun mutane da 'yan kasuwa za su iya amfani da shi. Amma a Speed App Lite, dole sai mai amfani ya fayyace cewa zai yi amfani da shi ne a matsayin ɗan kasuwa ko a matsayin masana’anta ko kuma a matsayin mutum ɗaya. Abin da kuke buƙata wajen buɗe lalitar eNaira Kuna buƙatar Lambar Shaida ta Ɗan Ƙasa (NIN) da lambar waya da lambar BVN don buɗe lalitar eNaira. Saidai ba dukan matakan lalitar eNaira ne ke buƙatar gaba ɗaya waɗannan hanyoyin tantancewa ba. Matakan lalitar eNaira da abubuwan da ake buƙata wajen buɗesu Abubuwan da ake Buƙata a Matakan; Iyakar mu’amalar kuɗi ta yau da kullum: Mataki na 1, lambar NIN da lambar waya ₦20,000, Mataki na 2: lambar BVN da lambar waya ₦ 200,000, Mataki na 3: lambar BVN da lambar waya da kuma takardar shaidar biyan kuɗin wuta ₦500,000. Yadda za ku saka kuɗi a lalitar eNaira ɗin ku Da zarar kun buɗe lalitar eNaira, za ku sami lambar shaida ta lalita mai ɗauke da lambobi 10 – wato a madadin lambobin asusun banki. Za ku iya aika kuɗi daga asusunku na banki zuwa lalitarku ta hanyar amfani da lambar shaidar lalitarku. Ko za ku aika kuɗi da manhajarku ta banki ko ta lambar USSD ko kuma ta dandalin banki na Intanet, abin da kuke buƙata kawai shi ne ku shigar da lambar shaidar lalitarku, sannan ku zaɓi eNaira a matsayin bankin da kuke son aika wa. Fa'idodin amfani da lalitar eNaira Tura kuɗi kyauta Ma'amalolin kuɗi da sauri Saurin fara amfani ga mutanen da ba su da asusun banki Illolin amfani da eNaira Sirri: Saɓanin fasahar blockchain na gama-gari, kamar Bitcoin, waɗanda za a iya amfani da su ba tare da bayyana suna ba, eNaira na buƙatar ƙa'idojin KYC. eNaira majagaba ce idan ana maganar CBDCs. Duk da cewa bai sami karɓuwa sosai ba, hakan yana da kyau ga makomar hada-hadar kuɗin yawancin 'yan Najeriya.","Kila kitu unachohitaji kujua kuhusu eNaira, sarafu ya kidijitali ya Nigeria eNaira ni sarafu ya kwanza ya kidijitali ya Benki kuu ya Afrika (CBDC) nchini Nigeria na moja wapo ya CBDC 11 zinazofanya kazi Duniani. eNaira ni njia ya Nigeria kuwezesha matumizi ya blockchain teknolojia inayopendwa na sarafu za siri katika fedha za kawaida. Pia ni njia nyingine ya kushindana na sarafu za siri, ambazo zimezidi kuwa maarufu miongoni mwa vijana wa Nigeria. Ilipendekezwa kusaidia ujumuishaji wa kifedha nchini Nigeria, miamala ya kuvuka mipaka, na malipo ya moja kwa moja kutoka serikalini kwenda kwa wananchi. Hata hivyo, kwa wananchi kunufaika na manufaa ya eNaira, ni muhimu kuelewa ni nini. Makala hii itakuwa muongozo kwa kila kitu unachohitaji kujua kuhusu eNaira. Sarafu za kidijitali za benki kuu (CBDCs) ni nini? Sarafu za kidijitali za benki kuu ni matoleo ya kidijitali ya sarafu ya nchi. Ili kuzielewa vyema, unahitaji kujua sarafu za kidijitali ni nini. Sarafu za kidijitali, kama jina linavyodokeza, ni sarafu ambazo zipo kidijitali pekee. Mfano wa Sarafu ya kidijitali ni Bitcoin na Ethereum. Wanatumia mbinu tata za usimbaji fiche ili kupata miamala na kudhibiti uundaji wa Sarafu mpya. Pia hufanya kazi kwenye blockchain, leja ya dijiti ambayo huifadhi historia ya muamala wa sarafu za kidijitali. Huku benki kuu kama CBN inapoamua kuunda kitu kama Bitcoin inaitwa CBDC. Ni faida gani ya kuunda CBDCs? Benki kuu zinataka kuunda matoleo ya kidijitali ya sarafu zao ili kufurahia baadhi ya manufaa yanayotokana na vipendwa vya Bitcoin na Ethereum. Moja ya faida ya sarafu za kidijitali ni gharama ya chini ya muamala kwa sababu hakuna wasuluhishi wanaohusika. Kwa mfano, unapotumia sarafu za Fiat (kinyume cha sarafu za kidigitali) kama vile Naira au Dola kwa miamala, zinapitia watu wengi, jambo ambalo huongeza gharama za ununuzi. Kulingana na aina ya muamala, wasuluhishi kawaida huwa Benki, mpango wa kadi kama Visa au Mastercard, au hata mfumo wa Ulipaji wa mapato ya benki ya Nigeria (NIBSS). Lakini kwa kutumia sarafu za kidijitali, kiunganishi salama na cha moja kwa moja huundwa kati ya pande hizo mbili kwenye muamala, kupunguza gharama, kufanya miamala ya kuvuka mipaka bila mshono, na kupunguza muda wa muamala. Kwa nini eNaira iliundwa Moja ya sababu kwa nini eNaira iliundwa ilikuwa kwa sababu ya FOMO karibu na CBDCs. Kulingana na utafiti wa mwaka 2021, wa benki ya makazi ya kimataifa (BIS), 90% ya benki kuu ulimwenguni zilikuwa zikifikiria kuunda CBDC. Hata hivyo, CBDCs zina vipengele vinavyoweza kusaidia mfumo wa fedha wa nchi. Malengo na makusudio ya eNaira Ushirikishwaji wa kifedha wa misaada Kuboresha ufanisi wa malipo Kuboresha ukusanyaji wa kodi na mapato Malipo ya moja kwa moja kwa wananchi na serikali Uzinduzi wa eNaira: CBN inaangazia fedha za usaidizi, malipo ya mipakani, na hatari zisizojulikana Jinsi gani eNaira inafanyakazi? eNaira inafanya kazi kwenye blockchain kama Bitcoin. Miamala inafanywa kwenye mtandao wa blockchain, unaokuruhusu wewe na mtumiaji mwengine wa eNaira kutuma fedha papo kwa papo (P2P) bila ya wakala yeyote. Jinsi gani eNaira inatofautiana na Bitcoin Ingawa miamala ya Bitcoin na eNaira inafanywa kwenye blockchain, zinafanya kazi tofauti mno. Bitcoin ni sarafu ya kidijitali iliyogatuliwa. Hii ni kwa sababu inafanya kazi kwenye blockchain ya umma (mtandao wa bitcoin), ilhali eNaira ni sarafu ya kidijitali ya kati ambayo inafanya kazi kwenye blockchain ya serikali kuu au ya kibinafsi. Blockchains za umma zinapatikana kwa mtu yeyote. Kwa mfano, unaweza kuangalia historia ya shughuli ya Bicoin kwenye blockchain.com. Blockchains za umma pia huruhusu mtu yeyote mahali popote na muunganisho wa mtandao kuunda pochi bila KYC yoyote. Unaweza kutengeneza kibubu na kuanza miamala ndani ya sekunde. eNaira, hata hivyo, inafanya kazi kwenye blockchain ya kibinafsi https://techpoint.africa/2021/08/03/experts-enaira-cbdc/. Tofauti na Bitcoin, ambapo unaweza kufikia rekodi za miamala na kutengeneza kibubu papo hapo, CBN huzuia eNaira kufungwa. Kwa nini eNaira inaendeshwa kwenye Blockchain ya kibinafsi eNaira inaendeshwa kwenye Blockchain ya kibinafsi kwa sababu CBN inataka kudhibiti kupanda KYC, na uundaji wa eNaira. Hii ndio sababu CBN ilitumia Hyperledge Fabric, mfumo unaoruhusu mashirika ya kibinafsi kuunda Blockchain yao ya kibinafsi. Ni ipi thamani ya eNaira? eNaira ina thamani sawa na naira. Kimsingi, eNaira moja ni sawa na naira moja. Jinsi gani CBN inadumisha thamani ya eNaira? CBN hudumisha thamani ya naira 1:1 hadi eNaira kwa kuunga mkono eNaira inayopatikana kwa hifadhi ya naira. Jinsi CBN inavyotoa na kusimamia eNaira eNaira hutumia modeli ya jukwaa ambapo CBN ni mtoaji wa leja kuu, jukwaa ambalo litawezesha na kurekodi miamala. Itawapa sekta nyengine za kifedha nchini fursa ya kujenga kwenye jukwaa kupitia API. eNaira: Jukumu la benki Benki ni taasisi nyingine za kifedha zimepewa jukumu la kusambaza eNaira. Hufanya hivi kwa kuunda utendaji wa ziada wa malipo kwa eNaira, na hivyo kuunda mfumo wa malipo kwa ajili yake. Jinsi ya kutumia eNaira Ili kutumia eNaira, unahitaji kupakua Programu ya eNaira Speed Wallet kwenye simu janja yako au piga msimbo wa USSD *997*50# kama unasimu ya kiswaswadu. Aina za pochi za eNaira Kuna aina mbili za pochi za eNaira eNaira Speed Wallet (Combo) eNaira Speed App Lite Vibubu vyote viwili ni sawa tofauti ni ndogo. eNaira Speed Wallet (Combo) ni Programu ya mbili kwa moja inayoweza kutumiwa na watu binafsi na wafanyabiashara. Hata hivyo, Speed App Lite, inakuhitaji ubainishe kama utakuwa unaitumia kama mfanyabiashara, biashara au mtu binafsi. Nini unahitaji ili kufungua kibubu cha eNaira Ili kufungua kibubu cha eNaira, unahitajika kuwa na kitambulisho chako cha taifa (NIN), namba ya simu na namba ya uthibitisho ya Benki (BVN). Hata hivyo, sio safu zote za kibubu cha eNaira zinahitaji njia hizi zote za kitambulisho. Viwango tofauti vya pochi ya eNaira na mahitaji yao Mahitaji ya viwango vya juu vya muamala wa kila siku: Daraja la 1, NIN na namba ya simu N20,000, daraja la 2: BVN na namba ya simu N200,000, daraja la 3: BVN, namba ya simu na risiti ya matumizi ya umma N500,000. Jinsi ya kufadhili pochi yako ya eNaira Mara tu unapounda kibubu chako cha eNaira, utapata kitambulisho cha kibubu chenye tarakimu 10 inayolingana na akaunti ya benki. Unaweza kutuma pesa kutoka katika benki yako hadi katika kibubu chako kwa kutumia kitambulisho chako cha kibubu. Iwe unatuma ukitumia Programu yako ya benki, msimbo wa USSD, au jukwaa la benki la mtandaoni, rahisi tu weka kitambulisho chako cha kibubu na uchague eNaira kama benki unayotaka kutuma. Faida za kutumia kibubu cha eNaira Uhamisho wa bure Miamala ya haraka Wakati wa kuanzisha haraka kwa watu wasio na akaunti za benki Hasara za kutumia eNaira Faragha: Tofauti na Blockchain za umma kama Bitcoin ambayo inaweza kutumika bila kujulikana, eNaira inahitaji itifaki za KYC. eNaira ni kinara linapokuja suala la CBDCs. Wakati matumizi hayajafanyika, ni ishara nzuri kwa mustakbali wa kifedha wa wanaijeria wengi.","Gbogbo ǹkan tí o nílò láti mọ̀ nípa eNaira, owó àkósódù orílè-èdè Nàìjíríà. eNaira orílẹ̀-èdè Nàìjíríà ni owó àkósódù ilé ìfowópamọ́ àpapọ̀ àkọ́kọ́ ní ilẹ̀ Adúláwọ̀ (CBDC) tó sì jẹ́ ọ̀kan nínú àwọn CBDC 11 tó ń ṣiṣẹ́ lágbàyé. eNaira ni ọ̀nà tí Nâìjíríà ní láti lè jẹ́ kí àká dátà àkósódù di lílò - ìmọ̀-ẹ̀rọ tó ti di gbajúgbajà nípasẹ̀ owó àkósódù - nínú ìṣesí ètò ìṣúná. Ó tún jẹ́ ọ̀nà míràn láti ṣorogún pẹ̀lu owó àkósódù, tó ti di gbajúgbajà láàrín àwọn ọ̀dọ́ ní orílẹ̀-èdè Nàìjíríà. wọ́n ròyin rẹ̀ pé yóò ṣe ìpèsè owó fún tẹrú-tọmọ ní orílẹ̀-èdè Nàìjíríà, ìdúnàdúrà lẹ́yìn odi, àti sísanwó tààrà láti ọ̀dọ̀ ìjọba sí àwọn ará ìlú. Síbẹ̀síbẹ̀, fún àwọn ará ìlú láti ṣe àmúlò àwọn ànfààní eNaira,ó ṣe pàtàkì láti mọ nǹkan tí wọ́n jẹ́. Ìròyìn yìí máa jẹ́ ìtọ́nisọ́nà fún gbogbo nǹkan tí o nílò láti mọ̀ nípa eNaira. Kí ni àwọn owó àkósódù ilé ìfowópamọ́ àpapọ̀ (CBDCs)? Àwọn owó àkósódù ilé ìfowópamọ́ àpapọ̀ ni àwọn ẹ̀ya díjítà owó orílẹ̀-èdè kan. Kí wọ́n báa tún lè ye ẹ dáadáa, o ní láti mọ nǹkan tí owó àkósódù jẹ́. Àwọn owó àkósódù, gẹ́gẹ́ bí orúkọ rẹ̀ ṣe ṣàlàyé, ní àwọn owó tí wọ́n wà ní ẹ̀ya díjítà nìkan. Àpẹẹrẹ owó àkósódù ni bitcoin tàbí ethereum. Wọ́n ń lo ìlànà odù àmúdijú láti dáàbò bo ìdúnàdúrà àti láti darí ìṣẹ̀dá àwọn owó tuntun. Wọ́n tún máa ń ṣiṣẹ́ lórí àká dátà àkósódù, ìwe owó oní díjítà tó máa ń ṣe ìkópamọ́ gbogbo ìṣẹ̀lẹ̀ ìdúnàdúrà owó àkósódù. Nígbà tí ilé ìfowópamọ́ àpapọ̀ bíi CBN bá pinnu láti ṣẹ̀dá ǹkan bíi bitcoin, CBDC ni wọ́n ń pè é. kíni ànfààní ṣíṣẹ̀dá CBDC? Ilé ìfowópamọ́ àpapọ̀ fẹ́ ṣẹ̀da ẹ̀ya díjítà àwọn owó wọn láti jẹ ìgbádùn díẹ̀ nínú àwọn àjẹmọ́nú tó wá pẹ̀lú àwọn bíi bitcoin àti ethereum. Ọ̀kan nínú àwọn ànfààní owó àkósódù ni owó ìdúnàdúrà wọn tó kéré nítorí kì í ṣàmúlò alárinnà. Fún àpẹẹrẹ, tí o bá ń lo owó oní bébà (ẹ̀da owó àkósódù) bíi náírà tàbí dọ́là fún ìdúnàdúrà, wọ́n máa ń gba ọ̀dọ ọ̀pọ̀lọpọ̀ ènìyàn kọjá, èyí tó sì máa ń jẹ́ kí owó ìdúnàdúrà lẹ́kún. Ó dá lórí irú ìdúnàdúrà tí o bá ń ṣe, àwọn alárinnà yìí máa ń jẹ́ ilé ìfowópamọ́ lọ́pọ̀ ìgbà, èto káádì bíi Visa tàbí Mastercard, tàbí kó jẹ́ Èto Owó sísan Láàrín Àwọn Ilé Ìfowópamọ́ Ti Nàìjíríà (NIBSS). Ṣùgbọ́n pẹ̀lu owó àkósódù, àsopọ̀ tó láàbò tó sì lọ tààrà yóò di ṣíṣe láàrín àwọn méjèèjì tó wà nínú ìdúnàdúrà náà, tí yóò ṣe àdínkù owó, tí yóò jẹ́ kí ìdúnàdúrà lẹ́yìn odi ṣeéṣe, yóó sì ṣe àdínkù àkókò ìdúnàdúrà. Ìdí tí wọ́n fi ṣẹ̀da eNaira Ọ̀kan nínú àwọn ìdí tí wọ́n fi ṣẹ̀da eNaira ni FOMO tó rọ́gbà yí CBDCs ká. Gẹ́gẹ́ bí ìwádìí kan tí Ilé Ìfowópamọ́ fún Owó sísan Nílẹ̀ Òkèèrè (BIS) ṣe ní ọdún 2021, 90% àwọn ilé ìfowópamọ́ àpapọ̀ lágbàyé ń gbérò láti ṣẹ̀da CBDCs. Síbẹ̀síbẹ̀ CBDCs ní àwọn àbùdá tí ó lè ra ètò ìṣúná orílẹ̀-èdè lọ́wọ́. Àfojúsùn àti ìpinnu eNaira Láti ṣe ìpèsè owó fún tẹrú-tọmọ Ṣàtúnṣe àkókò owó sísan Ṣàtúnṣe ìpawó wọlé àti owó orí gbígbà. Sísan owó tààrà láti ọ̀dọ̀ ìjọba sí àwọn ará ìlú ìfilọ́lẹ̀ eNaira: CBN dárúkọ owó ìmáyédẹrùn, owó sísan lẹ́yìn odi, àti àwọn ewu àìmọ̀. Báwo ni eNaira ṣe ń ṣiṣẹ́? eNaira ń ṣiṣẹ́ lórí àká dátà àkósódù bíi Bitcoin. Wọ́n ń ṣe ìdúnàdúrà ní ojú òpó àká dátà àkósódù , tí yóò jẹ́ kí ìwọ àti àwọn mìíràn tó ń lo eNaira lè fi owó náà ránṣẹ́ ní irọ̀-sí-irọ̀ (P2P) láìsí alárinnà. Bí eNaira ṣe yàtọ̀ sí Bitcoin Nígbà tí ìdúnàdúrà eNaira àti Bitcoin ń wáyé lórí àká dátà àkósódù , ọ̀tọ̀ọ̀tọ̀ ni wọ́n jọ ń ṣiṣẹ́. Owó àkósódù aláìní ìṣàkóso ni Bitcoin. Nítorí pé ó ń ṣiṣẹ́ lórí àká dátà àkósódù gbogbogbò (ojú òpo Bitcoin), nígbà tí eNaira jẹ́ owó àkósódù oní àkóso tó ń ṣiṣẹ́ lórí àká dátà àkósódù lábẹ́ àkóso tàbí aládàni. Àká dátà àkósódù gbogbogbò wà fún lílò ẹnikẹ́ni. Fún àpẹẹrẹ, o lè wo ìṣẹ̀lẹ̀ ìdúnàdúrà Bitcoin lóri blockchain.com. Àká owó àkósódù gbogbogbò tún fún ẹnikẹ́ni níbikíbi pẹ̀lú íntánẹ́tì ní ànfààní láti ṣẹ̀dá àpamọ́ láìsí KYC kankan. Ó lè ṣẹ̀dá àpamọ́ kí o sì bẹ̀rẹ̀ ìdúnàdúrà láàárín ìṣẹ́jú àáyá. eNaira, ní tiẹ̀, ṣiṣẹ́ lóri àká owó àkósódù aládàni https://techpoint.africa/2021/08/03/experts-enaira-cbdc/. Yàtọ̀ sí ti Bitcoin, níbi tí o ti ní ànfààní sí àkọsílẹ̀ ìdúnàdúrà tí o sì lè ṣẹ̀dá àpamọ́ lójúẹsẹ̀, CBN gbé eNaira tìpa ni. Ìdí tí eNaira fi ń ṣiṣẹ́ lórí àká dátà àkósódù aládàni eNaira fi ń ṣiṣẹ́ lórí àká dátà àkósódù aládàni nítorí CBN fẹ́ ṣàkóso ìgbaniwọlé, KYC, àti ìṣẹ̀da eNaira. Ìdí rè é tí CBN ṣe lo Hyperledger Fabric, ìkannì kan tó fún àwọn ilé-iṣẹ́ aládàni ní ànfààní láti ṣẹ̀dá àká dátà àkósódù aládàni. Èló ni eNaira? eNaira jẹ́ iye kan náà pẹ̀lú náírà. Pàápàá jùlọ, eNaira kan ṣe dèède náírà kan. Báwo ni CBN ṣe ń ṣe àmójútó iye eNaira? CBN ń ṣàmójútó 1:1 iye náírà sí eNaira pẹ̀lú ṣíṣe àtìlẹ́yìn eNaira tí ó wà pẹ̀lú náírà tí ó wà ní ìpamọ́. Bí CBN ṣe ń ṣe àgbéjáde àti àkóso eNaira eNaira ń lo àgbékalẹ̀ ìkànnì níbi tí CBN ti jẹ́ olùpèsè ìwe owó gangan, ìkannì tí yóò ṣe ìgbàlááyè àti àkọsílẹ̀ ìdúnàdúrà. Ó máa fún àwọn akópa nínú ìṣúná tí ó kù lórílẹ̀ èdè yìí ní ànfààní láti tò lórí ìkànnì náà nípasẹ̀ APIs. eNaira: ojúṣe àwọn ilé ìfowópamọ́ Àwọn ilé ìfowópamọ́ àti àwọn ilé-iṣẹ́ ìsúná míràn ti gbaṣẹ́ pínpín eNaira náà ká. Wọ́n ṣe èyí pẹ̀lú ìṣẹ̀da àfikún ìṣesí owó sísan fún eNaira, nípa bẹ́ẹ̀ wọ́n ń ṣẹ̀da àwùjọ owó sísan fún-un. Bí o ṣe lè lo eNaira Láti lo eNaira, o ní láti ṣe àgbàálẹ̀ ohun èlò ìmúṣiṣẹ́ eNaira Speed Wallet sórí ẹ̀rọ ìbánisọ̀rọ̀ rẹ tàbí kí o tẹ odù USSD *997*50# tí o bá ní ẹ̀rọ ìbánisọ̀rọ̀ àtijọ́. Oríṣiríṣi àpamọ́ eNaira Oríṣi àpamọ́ eNaira mẹ́jì ni ó wà. Àpamọ́ eNaira Speed (Alákànpọ̀) ohun èlò ìmúṣiṣẹ́ eNaira Speed Afúyẹ́ Àpamọ́ méjèèjì jọra pẹ̀lú ìyàtọ̀ díẹ̀díẹ̀. Àpamọ́ eNaira Speed (Alákànpọ̀) jẹ́ ohun èlò ìmúṣiṣẹ́ méjì-lọ́kan tó lè jẹ́ lílò fún àwọn ènìyàn tàbí àwọn olókòwò. Ohun èlò ìmúṣiṣẹ́ eNaira Speed Afúyẹ́, síbẹ̀síbẹ̀, gba kí o tọ́ka bóyá o fẹ́ máa lò ó gẹ́gẹ́ bi olókòwò, oníṣòwò, tàbí fún ara rẹ. Ohun tí o nílò láti ṣí àpamọ́ eNaira Láti ṣí àpamọ́ eNaira, o nílò Nọ́mbà Ìdánimọ̀ Orílẹ̀-èdè (NIN), Nọ́mbà ẹ̀rọ ìbánisọ̀rọ̀, àti Nọ́mbà Ìdánimọ̀ ilé ìfowópamọ́ (BVN). Síbẹ̀síbẹ̀, kì í ṣe gbogbo ìpele àpamọ́ eNaira ni yóó bèrè gbogbo ònà ìdánimọ̀ wọ̀nyí. Oríṣiríṣi ìpele àpamọ́ eNaira àti àwọn ìbéèrè wọn Àwọn Ìbéèrè Ìpele Gbèdéke Ìdúnàdúrà Lójúmọ́: Ìpele 1, NIN àti nọ́mbà ẹ̀rọ ìbánisọ̀rọ̀ ₦20,000, Ìpele 2: BVN àti nọ́mbà ẹ̀rọ ìbánisọ̀rọ̀ ₦200,000, Ìpele 3: BVN, nọ́mbà ẹ̀rọ ìbánisọ̀rọ̀, àti rìsítì ohun-èlo ilé-iṣẹ́ ìjọba. Bí o ṣe lè fi owó sórí àpamọ́ eNaira rẹ Lọ́wọ́ kan tí o bá ti ṣẹ̀dá àpamọ́ eNaira, wà á gba ID àpamọ́ oní ònkà-10 - tó ṣe dèèdé pẹ̀lu àpò ilé ìfowópamọ́. O lè fi owó ránṣẹ́ láti ilé ìfowópamọ́ rẹ sí àpamọ́ọ̀ rẹ pẹ̀lú lílo ID àpamọ́ọ̀ rẹ. Yálà ò ń fi í ránṣẹ́ pẹ̀lú ohun èlò ìmúṣiṣẹ́ ilé ìfowópamọ́ rẹ, lo odù USSD, tàbí àwọn ìkànnì ìfowópamọ́ lórí ayélujára, kàn fi ID àpamọ́ọ̀ rẹ sí i kí o sì yan eNaira gẹ́gẹ́ bí ilé ìfowópamọ́ tí o fẹ́ fi ránṣẹ́ sí. ànfààní lílo àpamọ́ eNaira Fífi owó ránṣẹ́ lọ́fẹ̀ẹ́ Ìdúnàdúrà tó yára féfé Gbígbé e kalẹ̀ kíákíá fún àwọn ènìyàn tí ò ní àpò ilé ìfowópamọ́ Kùdìẹ̀kudiẹ lílo eNaira Àṣírí: yàtọ̀ sí àwọn àká dátà àkósódù gbogbogbò bíi Bitcoin tó lè di lílò láìlójú, eNaira bèrè fún ìgbésẹ̀ KYC. eNaira ni àkọ́kọ́ tọ́rọ̀ bá di CBDCs. Nígbà tí ìtẹ́wọ́gbà rẹ̀ ò tí ì di gbajúgbajà, ó dára fún ọjọ́ iwájú ìṣúná ọ̀pọ̀lọpọ̀ àwọn ọmọ orílẹ̀-èdè Nàìjíríà.","Yonke into odinga ukuyazi ngeNaira ezezimali zedijithali zaseNigeria I-Naira yaseNigeria imali yezwe yedijithali yebhange elikhulu yokuqala eAfrika futhi enye yezingu-11 ezisebenzayo emhlabeni. I-Naira indlela yaseNigeria yokukwazi ukusebenzisa ishenikuvimba - ezobuchwepheshe ezijwayezwa imali yezwe ecashisiwe - kwezezimali ezijwayelekile. Kuphinde kube ngenye indlela kuzimbangi zezimalizezwe ezicashisiwe, osekuqala ukubayinto ejwayelekile kubantu abancane baseNigeria. kwakukhangiswa ukuze kufakwe usizo lwezezimali eNigeria, ukuthengiselana okweqa imingcele, izinkokhelo ngqo eziphuma kuhulumeni ziya kuzakhamizi. Kodwa ke izakhamizi kumele zithathe lelithuba lezinzuzo zeNaira, kubalulekile uikwazi ukuthi kuyini. Leli phepha lizoba yiseluleko kuyona yonke into ofuna ukuyazi ngeNaira. Yini ezezimali zedijithali zebhange elikhulu (CBDC)? Ezezimali zedijithali zebhange elikhulu ngezinye izinhlobo zedijithali zezezimali zezwe. Ukuze uwaqondisise kangcono kumele wazi ukuthi yini ezezimali zedijithali. Izimali zedijithali njengoba igama liziso yizimali ezikhona dijithali kuphela. isibonelo sezezimali zedijithali yibhithikhoyini noma ethereum. Basebenzisa amaqhinga okucashisa anzima ukuze bavikele ukuthengiselana nokulawula ukwakhiwa kwezimali ezintsha. Baphinde basebenze kushenikuvimba, ileja yedijithali egcina umlando wezokuthengiselana kwezimali zedijithali. Ibhange elikhulu njengo CBN uma linquma ukusungula into efana nobithikhoyini kubizwa ngeCBDC. Kunayiphi inzuzo ukusungula iCBDC? Amabhange amakhuluafuna ukwakha ezinye izindlela zedijithali zezimali zabo ukuze bathokozele imivuzo eqhamuka namabhithikhoyini netheremu. Ubuhle obubodwa bezezimali zedijithali ukuthi zincane izindleko zokuthengiselana ngoba akubandakanyi zivumelwano. Isibonelo, uma usebenzisa izimali zesivumelwano(okuphambene nezezimali zedijithali) njengokuthengiselana ngamadola noma ngenaira, kudlula kubantu abaningi okunyusa izindleko zokuthengiselana. Kuya ngokuthi yiluphi uhlobo lokuthengiselana, abaphakathi nendawo kujwayele ukuba ngamabhange, uhlelo lwekhadi njengeVisa noma iMatsercard noma iNigerian Inter-Bank Settlement System (NIBSS). Kodwa ngezimali zedijithali ilinki eqondile nevikelekile iyakhiwa phakathi kwezingxenye ezimbili zokuthengiselana, ukwehliswa kokubiza, ukuthengiselana okungenankinga okweqa imingcele nokwehlisa isikhathi sokuthengiselana. Kungani kwakhiwa iNaira Esinye sezizathu zokusungulwa kweNaira kwakungenxa yeFOMO ngeCBDC. Ngokwesifundo sonyaka wezi-2021 esenziwa yiBank of International Settlement (BIS) amaphesenti angama-90 amabhange amakhulu emhlabeni abecabanga ukusungula Icbdc. Kodwa ke iCBDC inezinto ezingasiza uhlelo lwezezimali zezwe. Izinhloso nezinjongo zeNaira Ukufakwa kosizo lwezezimali Kwenza kangcono ukuhleleka kwenkokhelo Kwenza kangcono ukuqoqwa kwengenisonzuzo nentela Ukukhokhelwa ngqo kwezakhamizi zikhokhelwa nguhulumeni Ukuthulwa kweNaira: iCBN iveza ukukhululwa kwezimali, izinkokhelo ezeqa imingcele kanye nezingcuphe ezingaziwa. Isebenza kanjani iNaira? I-eNaira isebenza kushenikuvimba njengeBhithikhoyini. Ukuthengiselana kwenziwa kwinethiwekhi yeshenikuvimba, okuvumela wena kanye nomunye umsebenzisi we-eNaira ukuthi nithumele uhlobo lwemali yomuntu kuya kumuntu (P2P) ngaphandle kwabaxhumanisi. Ihluke kanjani iNaira kuBhithikhoyini Ngesikhathi ukuthengiselana kweNaira neBhithikhoyini kwenziwa kwishenikuvimba, kusebenza ngokuhlukana. iBhithikhoyini ezezimali zedijithali ezingagodliwe. Lokhu kwenziwa ukuthi isebenza kushenikuvimba lomphakathi (ngoxhumano lweBhithikhoyini), ngesikhathi i-eNaira imali yedijithali ephakathi nendawo esebenza maphakathi noma ngeshenikuvimba eyimfihlo. Ishenikuvimba yomphakathi ivuleleke kuwona wonke umuntu. Isibonelo ungabheka umlando wezokuthengiselana kweBithikhoyini ku-blockchain.com. Ishenikuvimba lomphakathi liphinde livumele wonke umuntu noma kuphi onoxhumano lwe-inthanethi ukwakha isikhwama ngaphandle kweKYC. Ungasakha isikhwama bese uqala ukuthengiselana ngemizuzu. I-eNaria, nokho, isebenza kwishenikuvimba eyimfihlo https://techpoint.africa/2021/08/03/experts-enaira-cbdc/. Akufani neBhithikhoyini lapho ukwazi ukungena kumarekhodi okuthengiselana nokwakha isikhwama ngalesosikhathi, iCBN igcina iNaira ivalekile. Kungani i-eNaira isebenza kushenikuvimba eliyimfihlo I-eNaira isebenza ngeshenikuvimba eliyimfihlo ngoba iCBN ifuna ukulawula abazozifaka, KYC nokwakhiwa kweNaira. Yingakho iCBN isebenzise iHyperledger Fabric, uhlelo oluvumela izinhlangano ezizimele zizakhele ishenikuvimba lazo eliyimfihlo. Lingakanani inani leNaira? I-eNaira inenani elifanayo nelenaira. Okubalulekile, i-eNaira eyodwa ilingana nenaira eyodwa. I-CBN iligcina kanjani inani le-eNaira? I-CBN igcina u-1:1 naira kunani le-eNaira ngokweseka i-eNaira ekhona kwingodla yamanaira. I-CBN izixazulula kanjani izinkinga nokuphathwa kweNaira I-eNaria isebenzisa imodeli yenkundla lapho iCBN ingumnikeli welejangqangi, inkundla ezovumela futhi irekhode ukuthengiselana. Izonikeza abanye abadlali bezezimali ezweni ukuthi bangene ukuze bezokwakha kulenkundla ngama-API. eNaira: umsebenzi wamabhange Amabhange kanye nezinye izikhungo zemali zibekelwe ukusabalaliswa kweNaira. Bakwenza lokhu ngokwakha ukusebenza kwenkokhelo eyengeziwe ye-eNaira, ngalokho bese bakha inkokhelo ye-ikhosistimu yayo. uyisebenzisa kanjani iNaira Ukuze usebenzise eNaira, kumele ulande/udawunlode isisetshenziswa ieNaira Speed Wallet ocingweni lakho noma ushaye ikhodi yeUSSD *997*50*# uma unakho ocingweni lakho. Izinhlobo zezikhwama zama eNaira Zimbili izinhlobo zezikhwama zama eNaira I-eNaira Speed Wallet (inhlanganisela) I-eNaira Speed App Lite Zombili izikhwama zemali ziyafana zinomehluko omncane. I-eNaira Speed Wallet (inhlanganisela) inokubili kusisetshenziswa okungasetshenziswa umuntu oyedwa noma abadayisi. Nokho iSpeed App Lite idinga ukuthi usho ukuthi uzosebenzisa umdayisi, ibhizinisi noma ngawedwana. Yikuphi okudingayo ukuze uvule isikhwama seNaira Ukuvula isikhwama se-eNaira, uzodinga inombolo kamazizi kazwelonke (NIN), inamba yocingo, inamba yesiqinisekiso yasebhange(BVN). Kepha akuwona wonke amaqimba esikhwama seNaira edinga zonke lezinto zokuhlonza. Uqimba olwehlukile lwesikhwama se-eNaira nokudingekayo Izidingo zamaqimba okungena nokuphuma kwemali kwansuku: Uqimba 1, NIN nenombolo yocingo ₦20000, Uqimba 2: BVN nenombolo yocingo ₦ 200,000 ,Iqimba 3: BVN, inombolo yocingo nobufakazi nkokhelo bokusebenzisa okomphakathji, ₦500 000. Uyibeka kanjani imali esikhwameni sakho seNaira Ngesikhathi ususakhile isikhwama sakho se-eNaira uzothola izinamba eziyishumi zomazisi wesikhwama- okufana ne-akhawunti yasebhange. Ungakwazi ukuthumela imali isuka ebhange lakho iya esikhwameni usebenzisa umazisi wesikhwama. Ngisho ngabe kuthiwa uyithumela usebenzisa isisetshenziswa sasebhange, ikhodi yeUSSD, noma inkundla yokubhanga nge-inthanethi, vele ufake umazisi wesikhwama bese ukhetha eNaira njengebhange ofuna ukuthumela kulona. Ubuhle bokusebenzisa isikhwama se-eNaira Izidluliso zamahhala Ukuthengiselana okusheshayo Isikhathi esincane sokuhlela kubantu abangenawo ama-akhawunti asebhange Ububi bokusebenzisa i-eNaira Ubumfihlo: Akufani namashenikuvimba omphakathi njengeBhithikhoyini engasetshenziswa kakhulu, i-eNaira idinga imigomo yeKYC. I-eNaira iyingqalabutho uma kuziwa kumaCBDC. Ngesikhathi ukwamukeleka kungakenzeki , kufanekisela ikusasa lezezimali labantu abaningi baseNigeria."
+"አንድ የሱዳን ቡድን የኬንያን ድህረ-ገፅ ሰብሮ መግባት ችሏል:: እኚህ የሳምንቱ መጨረሻ ቀኖች በውጥረት የተሞሉ መሆናቸው ነው! ትክክል? ከሁሉ በላይ የደሞዝ ሰሞን አይደል መልካም ግዜ ይሁንልዎ ካለዎት ገንዘብ 500 ሺውን (በየትኛውም ም���ዛሬ ይሁን) ያውጡና ዘና ይበሉ:: ይህን ስል ደግሞ የቆጠቡትን ሁሉ እንዲያጠፉት እየመከርኩዎ አይደለም:: እኔ ወጣ ብዬ መዝናናትን ስላሰብኩ ነው:: ይቅርታ ግን እቅዴን ይፋ አላደርግም:: ይህ ግን ስለማልኮራበት ሳይሆን፣ ብዙ ግዜ የማደርገው ነገር ስላልሆነ ነው:: እባክዎ በዚህ ቅዳሜ እና እሁድ ቤትዎን ጥለው ይሂዱ! ተረዱኝ? አንዳንድ ዜናዎች ይዤልዎታለው፣ ሳፋሪኮም ከኬ.ኤች ወደ 100,000 ያክል ዋጋ የሚያወጡ ምርቶችን የሚገዙበት ፣ያለምንም ወለድ የብድር አገልግሎትን የሚያገኙበትን ""ፋራጃ"" ወደ ገበያው አውጥቷል:: ከ 32 ሚሊዮን በላይ የሚሆኑ የሳፋሪ ኮም ተጠቃሚዎች፣ ሊፖ እና ኤም-ፔሳን ከሚጠቀሙ ነጋዴዎች በብድር መገበያየት ይችላሉ፤ እና በ30 ቀናት ውስጥም መልሰው መክፈል ይችላሉ:: አንድ ተጨማሪ ነገርም፣ በዚህ ሳምንት የቴክ ፖይንት የአየር ዘገባ ላይ የአቀናባሪው ብድን፤ የማእከላዊዉ መንግስት ውድድር እና የሸማቾች ጥበቃ ባለስልጣን፣ ‘ሲሳ ሞርንን’ ከመዝገብ ማስወጣቱ ላይ እና የናይጄራያ ማእከላዊ ባንክ የማጣቀሻ ወለድን ስለመጨመሩ ፣የሚያስሱ ዜናዎች ላይ ውይይት አድርገዋል:: የአየር ዘገባውን እዚህ ላይ ያዳምጡ:: ዛሬ ለእርሶ ይዤ የመጣሁትን እነሆ:- አንድ የሱዳን ቡድን የኬንያን መድረክ ሰብሮ መግባት ችሏል:: ኮፒያ ግሎባል 25 በመቶኛ የሚሆኑትን የሰራተኛ ሀይሎቹን ከስራ ገበታቸው ላይ ቀንሷል:: የ2ኛው ዙር የቴራጎን የ 9 ሚሊዮን ዶላር ገንዘብ መሰብሰብ አንድ የሱዳን ቡድን የኬንያን መድረክ ሰብሮ መግባት ችሏል ""አኖኒመስ( ሚስጥራዊ) ሱዳን"" በመባል የሚታወቅ የመረጃ ጠላፊዎች ቡድን፣ የኬንያ ኢ-ሲቲዝን የተባለን መድረክ ሰብሮ በመግባት ተግባሩን እንዳያከናውን ማስተጓጎል ችሏል:: አገልግሎትን በመከፋፈል መከልከል (አ.መ.መ) በመባል የሚታወቀው ጥቃት፣ የአውታረ መረብን መረጃ ወይም ድህረ ገፁን አላስፈላጊ በሆኑ የበይነ መረብ ማጨናነቂያዎች በማጥለቅለቅ፣ የመጠቀም ስልጣን የተሰጣቸውን አካላት አገልግሎት እንዳያገኙ የሚያደርግ የጠለፋ አይነት ነው:: ይሁን እንጂ፣ የኬንያ የግንኙነትና ቴክኖሎጂ የካቢኒ ፀሀፊ የሆነው ‘ኢሉይድ ኦዋሎ’፣ ይህ የሳይበር ጥቃት ያልተለመደ ነገር አይደለም ብሏል:: ጥቃቱ ምንም አይነት የመረጃ ብክነትን እንዳልተፈጠረ ፣ አሁን ላይ ችግሩን መፍቻ የሚሆኑ የማስተካከያ እርምጃዎች ላይ እየሰራ መሆኑን እና ለወደፊት ሊከሰቱ የሚችሉ አደናቃፊ ጥቃቶችን የሚጠብቁ፣ የኪሳራ መከላከያ ማእቀፎችን ለማዘጋጀት ፍላጎት ላይ መሆኑንም አክሎ ተናግሯል:: ጥቃቱ ግን ለምን አስፈለገ? የመረጃ ጠላፊው ቡድን፣ ኬንያ በሱዳን ጉዳዮች ላይ ጣልቃ ገብታለች ለሚባለው ወሬ ምላሽ እንዲሆን፣ በርካታ የኬንያ ድህረገፆችን አጥቅተን አገልግሎት እንዳይሰጡ አድርገናል ብሏል:: እ.ኤ.አ ከሀምሌ 24/2023 ጀምሮ፣ ብዙ የመንግስት እና የግል ድህረግፆች፤ ኢዜጋን እና ኤን.ቲ.ኤስ.ኤን ጨምሮ የአገልግሎት መቋረጥ አጋጥሟቸዋል:: ይህ እርምጃም በርካታ ነገሮች ላይ ተጽእኖ አሳድሯል፣ ከእነዚህም መካከልም ለመታወቂያ ፣ ለልደት የምስክር ወረቀት፣ ለንግድ ፍቃድ ምዝገባዎች፣ የጋብቻ የምስክር ወረቀት፣ እና ፓስፖርትን ለማውጣት ማመልከቻ እና እድሳት ይገኙበታል። ጥቃቱን ያነሳሳው ምንድን ነው? የመረጃ ጠላፊዎቹ፣ የሱዳን ጄነራል ያሲር አልታታ ፡”የኬንያው ፕሬዝዳንት ‘ዊልያምስ ሩቶ’፣ በፊት በሱዳን መንግስት ስር ይተዳደሩ የነበሩ ፈጣን የድጋፍ ሀይል (ፈ.ደ.ሀ) ተብለው የሚጠሩት ብድኖች ጋር ግንኙነት እንዳለውና ድጋፍም እንደሚያደርግ” የገለፀበትን ቅርጸ ምስል ካዩ በኃላ ነበር:: ነገር ግን፣ የኬንያው ፕሬዝዳንት የቀረበበትን ውንጀላ ውድቅ በማድረግ፣ በሱዳን ውስጥ ያለውን ግጭት በሰላማዊ መንገድ እንዲፈታ አደራዳሪ የመሆን ቁርጠኝነታቸውን አረጋግጠዋል:: እ.ኤ.አ በ 2019 በሀገሪቱ የቀድሞ ፕሬዝዳንት ኦማር አልበሽር፣ በሀዝባዊ አመፅ ከስልጣን ከተወገዱ በኋላ በሱዳን ውስጥ ግጭቶች አሉ:: ግጭቱ ውጥረትንና መፈናቀልን ከማስከተሉም በተጨማሪ በሺዎች የሚቆጠሩ ዜጎችን ህይወት ቀጥፏል። ኮፒያ ግሎባል 25 በመቶኛ የሚሆኑትን የሰራተኛ ሀይሎቹን ከስራ ገበታቸው ላይ ቀንሷል:: የኬንያው የኢኮሜርስ ጀማሪ ድርጅት፣ ኮፒያ ግሎባል፣ 25 በመቶውን የሰው ሀይል ወይም ወደ 350 የሚጠጉ ሰዎችን በሀገሪቱ ውስጥ ከስራ ገበታቸው ሊያሰናብት ነው። ለምን? ኩባንያው በኬንያ የደንበኞችን አገልግሎት ለማሻሻል እና ቀጣይነት ያለው የስራ ትርፋማነትን ለማሳደግ በኬንያ በርካታ ወሳኝ ሂደቶችን እያሳደገ መሆኑን ተናግሯል። ኮፒያ ለተጎዱ ሰራተኖች በሙሉ ተገቢውን ካሳ በመስጠት እና የኬንያን የሰራተኛ ህግን ሙሉ በሙሉ በማክበር፣ ስራውን እንደሚቀጥል ተናግሯል:: ስለዚህም፤ ድርጅቱ በዚህ ለሚጎዱ ሰራተኞች የአንድ ወር ቀድሞ ማሳወቂያ እንደሚሰጥ እናም፣ እ.ኤ.አ ከመስከረም 2023 በፊት ኮፒያን ለቀው እንደሚወጡ ይጠበቃል:: ይህ እርምጃ በኬንያ ውስጥ የሚገኙ 50 ሰራተኞች እንዲባረሩ አድርጏል:: ድርጅቱ እ.ኤ.አ በ 2023 በኡጋንዳ ስራ በማቆም፣ ከ300 በላይ ሰራተኞችን ስራ እንዲያቆሙ አድርጏል:: በኬንያ የተመሰረተው የ-ኢኮሜርስ መድረክ አላማው፤ ከመካከለኛ እስከ ዝቅተኛ ገቢ ያላቸውን አፍሪካዊያን ሸማቾችን፣ ለራሱ ተጠቃሚ ባልሆነው ገበያ ውስጥ፣ ምቹ የግብይት ልምድ እንዲያገኙ ማድረግ ነው:: የቴራጎን የ 9 ሚሊዮን ዶላር የ2ኛው ዙር የገንዘብ እርዳታ መሰብሰብ የናይጄራያ የክላውድ ተንታኝ እና የንግድ መድረክ ’ ቴራጎን’ ፣ የክላውድ መስራችነት ችሎታውን ለማጠናከር፣ በሁለተኛ ዙር የገንዘብ ማሰባሰብ ላይ 9 ሚልዮን ዶላሮችን መሰብስብ ችሏል:: ‘ቡርቱካንማው ቬንቹርት’ ዙሩን ሲመራ፣ ‘ቲኤል ኮም’፣ ‘ካፒታል’፣ ‘ሎፍታይ ኢንክ’፣ ‘ኮንጎ ካፒታል’፣’ሼስትድ ወርልድ’ እና ‘የምርአቡ አለም ቴክኖዎሎጂ ባለቤት (WFI)’ ተሳታፊ ነበሩ:: በ ኢሎ ዮሚ (ዋና ስራ አስኪያጅ) የተመሰረተው ቴራጎን፣ የቴልኮ የስርጭት መስመሮችን ወደ የስልክ ላይ ማስታወቂያ ፈጠራ በመቀየር፤ ለደንበኞቹ በአህጉሪቷ እየተስፋፋ እየመጣ ላለው ገበያ መረጃን ይሰጣል፤ እኒህም በቀዳሚነት የቴሌብዙሀን መገናኛ እና የገንዘብ አማካሪ ሰጪ ተቋማት ናቸው:: በዋናነት የሚያቀርበው አገልግሎት ‘አድረናሊን’ ሲባል ፣ የቴሌኮም መረጃዎችንም ወደ ገንዘብ በመቀየር መፍትሄ ይሰጣል፤ ይህም ቴሌኮሞች የገቢ ማግኛ መስመሮቻቸውን እንዲያበዙ ፣እና ነጋዴዎች በባህላዊ የግብይት መስመሮች ላይ ሊያገኟቸው የማይችሉትን ዋነኛ ታዳሚዎች እንዲያገኙ ያደርጋል:: በተጨማሪም፣ የድርጅቱ መሳሪያዎች የሆኑት የቴራጎን አጋር ደንበኞች፣ በርካታ የባህሪ እና የስነ ህዝብ መረጃዎችን እንዲያገኙ በማድረግ እንደ፣ በቀጥታ በበይነ መረብ ክፍያዎችን ማድረግ እና የሽያጭ አወቃቀሮች አይነት የመሰሉ ብዙ መዳሰሻ ነጥቦች እንዲገኙ ያደርጋል:: ድርጅቱ የተሻለ የኢንተርፕራይዝ ግንኙነትን መሰረት ለመጣል፣ በአገር ውስጥ የሚዘጋጅ የማሽን ትምህርት (ML) እና በሰው የተፈጠረ አገናዛቢ ( አርቴፍሻል ኢንተለጀንስ) መመስረት እና ማፋጠንን አቅዷል:: የተሰበሰበውን ገንዘብ፣ ከ’ትልቅ መረጃ’ በተገኘ ዝርዝር የደንበኛ ግንዛቤዎችን ተደግፎ፣ በስልክ ‘ቢቱ ሲ(B2C) ‘ መልክት መላላኪያ ላይ ትኩረቱን አስፍቶ ሊሰራበት አቅዷል:: አሁን በጋና እና በኬኒያ የሚሰራው ድርጅት፣ለወደፊት በመላው አፍሪካም የመስፋት ፍላጎት ��ለው:: ምናልባት ካመለጥዎት የኬንያ አግሪ-ቴክ ጅምር ድርጅት ‘ፋርም ወርክስ’፤ ምርቱን ለማሻሻል የቅድመ አንደኛ ዙር የገንዘብ ማሰባሰብያ ላይ 4.1 ሚሊዮን አሰባስቧል:: ወጣት አፍሪካዊያን ካታሊስትስ (Young African Catalyst)፣ ወደ ‘ቴክ ስታርስ ቶሮንቶ’ ገብቶ፣ መጠሪያውን ወደ ‘ካታላይዝ’ ቀይሯል:: የማነበው እና የማየው ምንድን ነው? በሶርያ ዋና ከተማ አቅራቢያ ላይ በሚገኝ የአምልኮ ስፍራ፣ በደረሰ የቦንብ ጥቃት የበርካታ ሰዎች ህይወት ጠፍቷል:: ሰዎችን አታጣም ትመልሳቸዋለህ ፈጣሪ መልሶ ሲናገር","Sudanese group hacks Kenyan website This weekend is going to be a blast, right? After all, it's salary week. Have a good time! Take 500k (in whatever currency you use) from that total and treat yourself. And no, this is not me advising you to blow your savings. I intend to go out and have fun. I am sorry, but I will not reveal my plan. Not because I am not proud of it, but because I do not do it frequently. Please, leave your house this weekend, alright? I've got some news: Safaricom has launched Faraja, a no-interest credit service, for purchases up to KSh100,000 in value. Over 32 million Safaricom customers can make credit-based purchases from businesses accepting Lipa Na M-PESA and pay them in full within 30 days. One more thing: On this week's Techpoint Africa Podcast, the editorial team discussed several news items, including the Federal Competition and Consumer Protection Commission delisting Sycamore and the Central Bank of Nigeria increasing the benchmark interest rate. Listen here. Here's what I've got for you today: Sudanese group hacks Kenyan platform Copia Global lays off 25% of its workforce Terragon's $9 million Series B Sudanese group hacks Kenya's platform A Sudanese hacker group known as ""Anonymous Sudan"" is said to have hacked into Kenya's eCitizen platform, disrupting its operations. Known as a distributed denial-of-service (DDoS) attack, this type of hacking disables a network, server, or website by flooding it with unnecessary Internet traffic, preventing authorised users from using its services. However, Kenya's Cabinet Secretary (CS) for ICT, Eliud Owalo, said the cyberattack was not strange. He added that the attack had not resulted in any data loss and that the government is working on corrective measures to address the current situation and seeking to establish a framework for risk mitigation to thwart potential attacks. Why the attack? The hacker group claim they have taken down several Kenyan websites in response to Kenya's supposed interference in Sudanese affairs. Since July 24, 2023, many government and private websites, including e-Citizen and NTSA, have experienced outages. This move has impacted several things, including applications for and renewals of licences, birth certificates, business registrations, marriage certificates, and passports. What prompted the attack? Hackers began attacking after seeing a video of a Sudanese General, Yasir Al-Atta, claiming that Kenya’s President, Williams Ruto, is connected to and supporting the Rapid Support Forces (RSF) — paramilitary forces formerly operated by the Government of Sudan. The Kenyan President, however, refuted the accusations and reaffirmed his commitment to mediating a peaceful end to the conflict in Sudan. Since the country's former president, Omar al-Bashir, was ousted in a popular uprising in 2019, there has been conflict in Sudan. In addition to causing tension and displacement, the conflict also claimed thousands of lives. Copia Global lays off 25% of its workforce Kenyan eCommerce startup, Copia Global, is laying off 25% of its headcount, or about 350 people, in the country. Why? The company says it is optimising several crucial processes in Kenya to enhance customer service and foster sustained operating profitability due to the ongoing economic downturn and the constrained capital markets. Copia says it will carry out the process with due regard for all affected employees and in full compliance with Kenyan labour law. Thus, the company will give affected employees one month's notice and they will be required to leave Copia before September 2023. This action follows the dismissal of 50 workers in Kenya. The company suspended its operations in Uganda in April 2023, terminating over 300 employees there. The Kenyan-based eCommerce platform caters to African consumers with middle-to-low incomes by giving them access to a convenient shopping experience in the underserved market. Terragon's $9 million Series B Nigerian cloud analytics and marketing platform, Terragon, has raised a $9 million Series B round to strengthen cloud-native capabilities on its platform. Orange Ventures led the round, while TLcom Capital, LoftyInc, Sango Capital, VestedWorld, and Western Technology Investment (WTI) participated. Terragon, founded by Elo Umeh (CEO), converts telco channels into mobile advertising inventory and provides information on the continent's expanding consumer markets to its clients, primarily telecommunications and financial services firms. Adrenaline, one of its main offerings, is a telco-data monetisation solution that allows telcos to diversify their revenue streams and marketers to reach niche audiences they can’t access via traditional marketing channels. Additionally, the company’s tools allow Terragon's corporate clients to drill down on several behavioural and demographic information and connect to various touchpoints such as online payment and sales systems. The company plans to develop and accelerate locally tailored machine learning (ML) and artificial intelligence to lay the groundwork for improved enterprise communication. It plans to use the funds to broaden its focus on mobile B2C messaging, backed by detailed consumer insights from ""big data."" The company, already operating in Ghana and Kenya, wants to expand throughout Africa. In case you missed it Kenyan agritech startup, FarmWorks, raises a $4.1 million pre-Series A to use AI to improve production Young African Catalysts gets into Techstars Toronto, rebrands to CatalyzU What I'm reading and watching Bomb blast kills several people at shrine near Syrian capital -state media You Don’t Lose People. You Return Them When God Talks Back","Wata ƙungiya ta Sudan ta yi kutse a wani shafin yanar gizo na Kenya Wannan ƙarshen makon zai zama abin jindaɗi, ko ba haka ba? Dama dai satin karɓar albashi ne. Ku more abinku! Ɗauki 500k (a kowane nau’in kuɗi kuke amfani da shi) daga jimillar kuɗin ku gyara kanku. Ba kuma wai ina ba ku shawara kan cewa ku ƙarar da abin da ke cikin asusunku ba ne. Na yi niyyar fita nayi nishaɗi. Ku yi hakuri fa, don ba zan bayyana abin da na shirya ba. Ba don ba na alfahari da shi ba, saidai don bana yi a akai-akai kawai. Don Allah ku bar gidanku a ƙarshen wannan mako, kun ji? Ina da wasu labarai: Safaricom ta ƙaddamar da Faraja, wani tsarin bashi marar riba, idan aka yi sayayyar da ka kai kimar KSh100,000. Sama da abokan cinikin Safaricom miliyan 32 za su iya yin sayayya a bashi daga masana’antun da ke karɓar Lipa Na M-PESA, sai su biya gaba ɗaya cikin kwanaki 30. Ƙarin wani abu kuma: A Techpoint Africa Podcast na wannan makon, tawagar editoci ta tattauna batutuwan labarai da dama, wanda suka haɗa da cewa Hukumar Gasa da Kare Kayayyakin Kasuwa ta cire Sycamore da Babban Bankin Najeriya, suna masu ƙara iayakar kuɗin ruwa. To, ku saurara. Ga abin da na zo muku da shi yau: Wata ƙungiya ta Sudan ta yi kutse a wani shafin yanar gizo na Kenya Copia Global zai sallami 25% na ma'aikatansa Jerin Series B mai kimar $9 miliyan na Terragon Wata ƙungiya ta Sudan ta yi kutse a wani shafin yanar gizo na Kenya An ce wata ƙungiyar ‘yan kutse ta Sudan da aka fi sani da ""Anonymous Sudan"" ta yi kutse cikin dandalin eCitizen na Kenya, lamarin da ya daƙile ayyukansa. Wannan nau’in kutse, wanda aka fi sani da harin distributed denial-of-service (DDoS), nau'i ne na kutse da ke katse hanyar sadarwa ko cibiyar gudanarwa ko shafin yanar gizo ta hanyar cika su da zirga-zirgar Intanet marasa amfani, ta yadda za a hana masu amfani da izini yin amfani da su. Saidai Sakataren Majalisar Ministocin ƙasar Kenya (CS) kan Harkokin Sadarwa, Eliud Owalo, ya ce wannan harin na yanar gizo ba baƙon abu ba ne. Ya ƙara da cewa harin bai haifar da asarar bayanai ba, sannan kuma gwamnati na ƙoƙarin ɗaukar matakan gyara abin tare da neman kafa tsarin daƙile barazanar faruwar abin a gaba. Me yasa aka kai harin? Ƙungiyar ‘yan kutsen ta yi iƙirarin cewa ta baje shafukan yanar gizon Kenya da dama a matsayin mayar da martani kan tsoma bakin da Kenya ke yi a harkokin Sudan. Tun daga ranar 24 ga Yuli, 2023, da yawan shafukan yanar gizo na gwamnati da masu zaman kansu, wanda suka haɗa da e-Citizen da NTSA, sun fuskanci katsewa. Wannan matakin ya shafi abubuwa da yawa, wanda suka haɗa da aikace-aikacen sabunta lasisi da takardun haihuwa da rajistar masana’antu da takardun shaidar aure da kuma fasfo. Me ya jawo harin? Masu kutse sun fara kai hari ne bayan sun ga wani faifan bidiyo na wani Janar na Sudan mai suna Yasir Al-Atta yana iƙirarin cewa Shugaban ƙasar Kenya, Williams Ruto, yana da alaƙa da kuma yana goyon bayan dakarun Rapid Support Forces (RSF) – dakarun sa-kai na gwamnatin Sudan a da. Saidai Shugaban na Kenya ya musanta wannan zargi, tare da jaddada aniyarsa ta shiga tsakani domin kawo ƙarshen rikicin Sudan cikin lumana. Tun bayan hamɓarar da tsohon shugaban ƙasar, Omar al-Bashir, a boren al'ummar ƙasar a shekarar 2019 ake ta fama da rikici a Sudan. Baya ga haifar da tashin hankali da gudun hijira, rikicin ya kuma jawo asarar rayukan dubban mutane. Copia Global zai sallami 25% na ma'aikatansa Sabon kamfanin kasuwanci ta intanet na Kenya, Copia Global, ya sallami 25% na ma’aikatansa, wato kusan mutane 350 kenan, a cikin ƙasar. Ko me ya sa? Kamfanin ya ce yana inganta ayyuka da dama masu mahimmanci a Kenya don haɓaka kula da abokan ciniki da kuma samar da samun riba mai ɗorewa cikin taɓarɓarewar tattalin arziƙin da gurgurcewar manyan hada-hadar kasuwanci da ke faruwa yanzu. Copia yace zai gudanar da aikin ne cikin mutunta dukan ma'aikatan da abin ya shafa, tare kuma da mutunta dokokin ƙwadago na Kenya. Don haka, kamfanin zai ba wa ma'aikatan da abin ya shafa sanarwar wata guda kafin sallama, kuma za a buƙaci su bar Copia kafin Satumban 2023. Wannan matakin ya biyo bayan korar ma'aikata 50 da aka yi a Kenya. Kamfanin ya dakatar da ayyukansa a Uganda a watan Afrilun 2023, ta yaddaya kori ma'aikata sama da 300 a can. Kamfanin na kasuwanci ta intanet na Kenya yana ba wa masu amfani ‘yan Afirka damar samun kuɗi matsakaita ko ƙananan kuɗi ta hanyar ba su damar samun ingantacciyar sayayya a kasuwar hada-hadar da ba ta da kyau. Jerin Series B mai kimar $9 miliyan na Terragon Kamfanin ajiya a yanar gizo na Najeriya kuma dandalin tallace-tallace, Terragon, ya haɗa dala miliyan 9 a jerin Series B don ƙarfafa amfani da ajiya a yanar gizo a dandalinsa. Orange Ventures ya jagoranci zagayen, yayin da TLcom Capital da LoftyInc da Sango Capital da VestedWorld da kuma Western Technology Investment (WTI) suka shiga. Terragon, wanda Elo Umeh (Shugaba) ya kafa, yana mai da tashoshin sadarwa zuwa kamfanonin tallan wayar hannu, kuma yana ba da bayanai a kasuwannin masu amfani na nahiya masu saurin bunƙasa ga abokan cinikinta, musamman kamfanonin sadarwa da na hada-hadar kuɗi. Adrenaline, ɗaya daga cikin manyan abubuwan da yake bayarwa, wani shiri ne na samar da kuɗi na telco-data da ke ba da dama ga kamfanonin sadarwa su haɓaka hanyoyin samun kuɗaɗen shiga da kuma ba da dama ga ‘yan kasuwa su isa ga mutanen da ba za su iya isa garesu ta hanyoyin tallan tallace-tallace na gargajiya. Bugu da ƙari, kayan aikin kamfanin na ba abokan cinikin Terragon damar yin amfani da bayanai na ɗabi'a da na alƙaluma, da sadarwa zuwa wurare masu mahimmanci, kamar tsarin biyan kuɗi ta yanar gizo da tsarin tallace-tallace. Kamfanin yana shirin haɓakawa da bunƙasa koyar da na’ura (ML) da aka tsara don abubuwan cikin gida da fasahar AI don shimfiɗa tushen ingantacciyar hanyar sadarwar kasuwanci. Yana shirin yin amfani da kuɗin don faɗaɗa mayar da hankali kan saƙon B2C ta wayar hannu, wanda ke goyan bayan cikakkun bayanan mabukaci daga ""babban bayanai."" Kamfanin, wanda ke aiki a Ghana da Kenya, yana son faɗaɗawa a faɗin Afirka. Ko baku samu labarin ba Sabon kamfanin ayyukan noma na zamani na Kenya, FarmWorks, ya haɗa dala miliyan 4.1 a pre-Series A don amfani da fasahar AI don haɓaka ayyukan haɗawa Young African Catalysts ya shiga cikin Techstars Toronto, wanda aka sake wa suna zuwa CatalyzU Abin da nake karantawa kuma nake kallo Harin bam ya hallaka mutane da dama a wani wurin ibada da ke kusa da babban birnin ƙasar Syria – kafar yaɗa labarai ta gwamnati Ba kwa Rasa Mutane. Kuna Mai da Su Lokacin da Allah Yayi Magana","Kikundi cha wasudani kimedukua tovuti za Kenya Wikendi hii itakuwa ya kisindo, sivyo? Baada ya yote, ni wiki ya mshahara. Kuwa na mapumziko! Chukua 500K (kwa fedha yoyote unayotumia) kutoka kwa jumla hiyo na ujihudumie mwenyewe. Na hapana, hii sio mimi kukushauri kutumia akiba yako. Nakusudia kwenda matembezi na kufurahia. Samahani, lakini sitafichua mpango wangu. Si kwa sababu sijivunii, lakini kwa sababu sifanyi mara kwa mara. Tafadhali, ondoka nyumbani kwako mwishoni mwa wiki hii, sawa? Nimepata taarifa: Safaricom imezindua Faraja, huduma ya mkopo isiyo na riba, kwa ununuzi wa thamani hadi Ksh 100,000. zaidi ya wateja milioni 32 wa Safaricom wanaweza kufanya manunuzi yanayotegemea mkopo kutoka kwa biashara zinazokubali lipa na M-Pesa na kulipa kikamilifu ndani ya siku 30. Jambo moja zaidi: Kwenye Techpoint Africaa Podcast ya wiki hii, timu ya wahariri ilijadili habari kadhaa, ikiwa ni pamoja na Tume ya Shirikisho ya Ushindani na Ulinzi wa wateja kuifuta Sycamore na Benki kuu ya Nigeria kuongeza kiwango cha riba. Sikiliza hapa. Hiki ndicho nimepata leo kwa ajili yako: Kikundi cha sudani chavamia jukwaa la kenya Copia Global inapunguza 25% ya wafanyakazi wake Msururu wa B wa Terragon wa $9 milioni Kikundi cha Wasudani kimedukua jukwaa la Kenya Kikundi cha wadukuzi cha Kisudani kinachojulikana kama ""Anonymous Sudan"" inasemekana kimedukua jukwaa la eCitizen la Kenya, na kutatiza shughuli zake. Inayojulikana kama shambulio la distributed denial-of-service (DDOS), aina hii ya udukuzi huzima mtandao, Seva, au tovuti kwa kuijaza na trafiki ya mtandao isiyo ya lazima, kuzuia watumiaji walioidhinishwa kutumia huduma zake. Hata hivyo, katibu wa baraza la mawaziri la Kenya (CS) wa ICT, Eliud Owalo, alisema shambulio hilo la mtandao si geni. Aliongezea kuwa shambulio hilo halija sababisha upotevu wowote wa takwimu na kwamba serikali inashughulikia hatua za kurekebisha ili kukabiliana na hali ya sasa na kutafuta kuweka mfumo wa kupunguza hatari ili kuzuia mashambulizi yanayoweza kutokea. Kwa nini shambulio hilo? Kikundi cha wadukuzi kinadai kuwa wameondoa tovuti kadhaa za Kenya kujibu madai ya Kenya kuingilia masuala ya Sudani. Tangu tarehe 24, Julai 2023, tovuti nyingi za serikali na za kibinafsi, zikiwemo za e-Citizen na NTSA, zimepata hitilafu. Hatua hii imeathiri mambo kadhaa, ikiwemo maombi na uhuishaji wa Leseni, vyeti vya kuzaliwa, usajili wa biashara, vyeti vya ndoa na Pasipoti. Nini kilisababisha shambulio hilo? Wadukuzi walianza kushambulia baada ya kuona Video ya Jenerali wa Sudani, Yasir Al Atta, akidai kuwa Rais wa Kenya, William Ruto, ameungana na kuviunga mkono vikosi vya usaidizi wa haraka (RSF) vikosi vya vilivyokuwa vinaendeshwa na serikali ya Sudani. Hata hivyo, Rais wa Kenya, alikanusha Shutuma hizo, na kusisitiza dhamira yake kupatanisha kwa amani mzozo wa Sudani. Tangu Rais wa zamani wa nchi hiyo, Omar Al Bashir,aondolewe madarakani katika maandamano ya wananchi mwaka 2019, kumekuwa na mzozo nchini Sudani. Pamoja na kusababisha Mvutano na watu kuyahama makazi yao, mzozo huo pia uligharimu maisha ya maelfu ya watu. Copia Global inapunguza 25% ya wafanyakazi wake Kenyan eCommerce startup, Copia Global inapunguza 25% ya idadi yake ya watu wakuu, au takribani watu 350, nchini. Kwa nini? Kampuni hiyo inasema inaboresha michakato kadhaa muhimu nchini Kenya ili kuimarisha huduma kwa wateja na kukuza faida endelevu kutokana na kuzorota kwa uchumi na soko la mitaji. Copia inasema itatekeleza mchakato huo kwa kuzingatia wafanyakazi wote walioathiriwa na kwa kufuata kikamilifu sheria ya kazi ya Kenya. Kwa hiyo, kampuni itawapa wafanayakazi walioathiriwa notisi ya mwezi mmoja na watahitajika kuondoka kabla ya Septemba 2023. Hatua hii inafuatiwa kutimuliwa kwa wafanyakazi 50 nchini Kenya. Kampuni hiyo ilisitisha shughuli zake nchini Uganda mnamo Aprili 2023, na kuwaachisha kazi zaidi ya wafanyakazi 300 huko. Jukwaa la biashara ya mtandaoni lenye makao yake makuu nchini Kenya huhudumia watumiaji wa kiafrika walio na kipato cha kati na cha chini kwa kuwapa ufikiaji wa hali rahisi ya ununuzi katika soko ambalo halijahudumiwa. Msururu wa B wa Terragon wa $9 milioni Jukwaa la uchanganuzi la cloud la Nigeria na jukwaa la uuzaji, Terragon, imechangisha msururu wa mfululizo B wa $9 milioni ili kuimarisha uwezo wa asili wa cloud kwenye jukwaa lake. Orange Ventures iliongoza raundi hiyo, huku TLcom Capital, LoftyInc, Sango Capital, VestedWorld, na Western Technology Investment (WTI) ikishiriki. Terragon, iliyoanzishwa na Elo Umeh (Mkurugenzi Mtendaji), inabadilisha chaneli za telco kwa orodha ya utangazaji wa simu za mkononi na kutoa taarifa kuhusu kupanuka kwa masoko ya watumiaji wa bara hili kwa wateja wake, hasa makampuni ya mawasiliano ya simu na huduma za kifedha. Adrenaline, mojawapo ya matoleo yake makuu, ni suluhisho la uchumaji wa Data kupitia telco ambalo huruhusu telcos kubadilisha njia zao za mapato na wauzaji ili kufikia hadhira maarufu ambayo hawawezi kuifikia kupitia njia za kawaida za uuzaji. Kwa kuongezea, zana za kampuni huruhusu wateja wa kampuni ya Terragon kupata taarifa kadhaa za kitabia na idadi ya watu na kuunganishwa kwenye sehemu mbalimbali kama vile malipo ya mtandaoni na mifumo ya mauzo. Kampuni inapanga kuendeleza na kuharakisha mafunzo ya ndani ya mashine za ushonaji (ML) na akili bandia ili kuweka msingi wa mawasiliano bora ya biashara. Inapanga kutumia fedha hizo kuongeza umakini wake kwenye utumaji ujumbe wa B2C wa simu ya mkononi, ikiungwa mkono na maarifa ya kina ya watumiaji kutoka ""big data"" Kampuni hiyo, ambayo tayari inafanya kazi nchini Ghana na Kenya, inataka kujitanua kote Barani Afrika. Ikiwa umeikosa Kenyan Agritech Startup, FarmWorks, inachangisha $4.1 milioni kabla ya mfululizo A kutumia AI kuboresha uzalishaji. Young African Catalysts imejiunga na Techstars Toronto na kubadilishwa jina lake kuwa CatalyzU Ninachosoma na Kutazama Mlipuko wa bomu wauwa watu kadhaa kwenye hekalu karibu na vyombo vya habari vya serikali kuu ya Syria Usipoteze watu. Unawarudisha Mungu anapojibu","Àwọn ẹgbẹ́ ọmọ orílẹ̀-èdè Sudan ti gbọ̀nàẹ̀bùrú wọ ibùdó ìtàkùn orílẹ̀-ède Kenya Òpin ọ̀sẹ̀ yìí máa látikẹ, àbí? Ṣèbí, òsẹ̀ owó oṣù ni. Ẹ gbádùn ara yín.! Mú 500k (nínú owó yóówù tí ẹ bá ń lò) nínú àpapọ̀ gbogbo ìyẹn kí ẹ gbádùn ara yín. Rárá o, kìí ṣe èmi ni mò ń gbà yín níyànjú láti ná owó tí ẹ fi pamọ́ o. Mo ní àníyàn láti jáde lọ gbá fàájì. Ẹ má bìnú, ṣùgbọ́n mi ò ní sọ ètò mi fún-un yín. Kì í ṣe nítorí pé mi ò lè ṣe ìyanràn pẹ̀lú ẹ̀, ṣùgbọ́n nítorí wí pé mi ò kí ń ṣe é ní gbogbo ìgbà. Ẹ jọ̀wọ́, ẹ kúrò nílé ní òpin ọ̀sẹ̀ yìí, ṣó yé? Mo ní àwọn ìròyìn kan: Safaricom ti ṣe ìfilọ́lẹ̀ Faraja, ètò ẹ̀yáwó tí ò ní èlé, fún ríra ǹkan tí owó rẹ̀ tó KSh100,000 níye. Mílíọ̀nù 32 lé àwọn oníbàárà Safaricom lè ra nǹkan láwìn lọ́dọ̀ àwọn oníṣòwò tí wọ́n ń gba Lipa Na M-PESA tí wọn ó sì san-án fún wọn padà ní kíkún láàrín ọjọ́ 30. Ó ku nǹkan kan: Lórí Techpoint Africa Podcast fún ti ọ̀sẹ̀ yìí, ikọ̀ àwọn olóòtú sọ̀rọ̀ nípa ọ̀pọ̀lọpọ̀ kókó ìròyìn, tó fi mọ́ bí Àjọ tó ń rí sí Ìfigagbága àti Ìdáàbòbo Àwọn Oníbàárà ṣe yọ Sycamore àti bí ilé ìfowópamọ́ àpapọ̀ ilẹ̀ Nàìjíríà ṣe ṣe àfikún sí owó orí èlé. Gbọ́ ọ níbí. Nǹkan tí mo ní fún-un yín lónì rè é: Ẹgbẹ́ ọmọ orílẹ̀-èdè Sudan gbọ̀nàẹ̀bùrú wọ ìkànnì orílẹ̀-èdè Kenya Copia Global da 25% òṣìṣẹ́ rẹ̀ sílẹ̀. $9 mílíọ̀nù Àsetẹ̀léra B Terragon Ẹgbẹ́ ọmọ orílẹ̀-èdè Sudan kọlu ìkànnì orílẹ̀-èdè Kenya Ẹgbẹ́ agbọ̀nàẹ̀bùrúwọlé orílẹ̀-èdè Sudan tí a mọ̀ sí ""Anonymous Sudan"" ni wọ́n ní ó ti gbọ̀nàẹ̀bùrú wọ ìkànnì eCitizen orílẹ̀-ède Kenya, tó ń dí i lọ́wọ́ iṣẹ́. Tí a mọ̀ sí Ìpín káàkiri ìkọlù ìdínilọ́wọ́-iṣẹ́ (DDoS), irú ìgbọ̀nàẹ̀bùrúwọlé yìí máa ń sọ ojú òpó, orísun ìmọ kọ̀mpútà, tàbí ibùdó ìtàkùn di àìṣeélò, pẹ̀lú dída ọ̀pọ̀lọpọ̀ ìbéèrè tí ò yẹ bò ó, tí yóò sì máa dí àwọn tó ní àṣẹ sí lílo rẹ̀ lọ́wọ́ láti ṣàmúlò rẹ̀. Síbẹ̀síbẹ̀, Akọ̀wé Ìgbìmọ̀ (CS) tón rí sí ICT ní orílẹ̀-ède Kenya, Eliud Owalo, sọ wí pé ìkọlù orí ẹ̀rọ ayélujára náà ò ṣàjòjì. Ó fi kún-un pé ìkọlù náà ò tí ì yọrí sí ìpàdánù dátà kankan àti wí pé ìjọba ń ṣiṣẹ́ lórí ìgbésẹ̀ àtúnṣe láti kojú ìṣẹ̀lẹ̀ tó ń ṣẹlẹ̀ lọ́wọ́ wọ́n sì ń wá láti ṣe àgbékalẹ̀ àwòkọ́ṣe kan fún ìdèna ewu láti dèna ìkọlù lọ́jọ́ iwájú. Kí ló fa ìkọlù náà? Àwọn ẹgbẹ́ agbọ̀nàẹ̀bùrúwọlé náà sọ wí pé àwọn ti pa ọ̀pọ̀lọpọ̀ àwọn ibùdó ìtàkùn orílẹ̀-ède Kenya ní ìdáhùn sí bí orílẹ̀-ède Kenya ṣe ń dásí àlámọrí ilẹ̀ Sudan. láti ọjọ́ 24 oṣù Ọ̀pẹ, ọdún 2023, ọ̀pọ̀lọpọ̀ àwọn ibùdó ìtàkùn ìjọba àti aládàni, tó fi mọ́ e-Citizen àti NTSA ni wọ́n ti kú. Ìgbésẹ̀ yìí ti ṣe àkóbá fún àwọn nǹkan mìíràn, tó fi mọ́ ìforúkọsílẹ̀ fún àti àtúnṣe fún ìwé-àṣẹ, ìwé-ẹ̀rí ọjọ́ ìbí, ìforúkọsílẹ̀ okòwò, ìwé-ẹ̀rí ìgbéyàwó, àti ìwé ìrìnnà. Kí ló fa ìkọlù náà? Àwọn agbọ̀nàẹ̀bùrúwọlé náà bẹ̀rẹ̀ ìkọlù náà lẹ́yìn tí wọ́n rí fọ́nrán aláwòrán Ọ̀gágun ilẹ̀ Sudan, Yasir Al-Atta, tó ń sọ wí pé ààrẹ ilè Kenya, Williams Ruto, ní ìbátan tó sì tún ṣe ìrànwọ́ fún Àwọn Ológun Aṣèrànwọ́ Ojúẹsẹ̀ (RSF) - àwọn afarajọ ológun tí Ìjọba Ilẹ̀ Sudan ń ṣàmúlò tẹ́lẹ̀. Ààrẹ ilè Kenya, síbẹ̀síbẹ̀, sẹ́ lórí ẹ̀sùn náà ó sì ṣe ìfirinlẹ̀ ìfọkànsìn rẹ̀ láti wá àlàáfíà sí rògbòdìyàn to wà ní ilẹ̀ Sudan. Láti ìgbà tí wọ́n ti lé ààrẹ tẹ́lẹ̀, Omar al-Bashir, nínú ìjàngbara ní 2019, ni rògbòdìyàn ti wà ní ilẹ̀ Sudan. Ní àfikún sí fífa àìbalẹ̀ọkàn àti sísálọ, rògbòdìyàn náà ti mú ẹgbẹ̀rún èniyàn lọ. Copia Global da 25% àwọn òṣìṣẹ́ rẹ̀ sílẹ̀ ilé-iṣẹ́ àdìdeelẹ̀ ìṣòwò orí ayélujára ilẹ̀ Kenya, Copia Global, fẹ́ lé 25% ìkànìyan rẹ̀, àbí bí ènìyàn 350, ní orílẹ̀-èdè náà. Kí ló dé? Ilé-iṣẹ́ náà sọ wí pé òun ṣe àtúnṣe ọ̀pọ̀lọpọ̀ ìlànà tó ṣe pàtàkì ní orílẹ̀-èdè Kenya láti ṣàtúnṣe ìpèsè ìrànlọ́wọ́ fún oníbàárà àti láti ṣe àtìlẹ́yìn fún èrè iṣẹ́ alálòpẹ́ nítorí ìdẹnukọlẹ̀ ọrọ̀-ajé tó ń lọ lọ́wọ́ àti ìfúnpinpin ọjà pàṣípààrọ owó. Copia sọ wí pé òun máa gbé ìgbésẹ̀ yìí pẹ̀lú ìbọ̀wọ̀ tó yẹ fún àwọn òṣìṣẹ́ tí ọ̀rọ́ kàn àti ní ìbámu pẹ̀lú ọ̀fin òṣìṣẹ́ ti ilẹ̀ Kenya. Torí náà, ilé-iṣẹ́ náà máa fún àwọn tí ọ̀rọ́ kàn ní àsọọ́lẹ̀ olóṣù kan wọn ó sì ní láti fi Copia sílẹ̀ ṣíwájú oṣù Ọ̀wẹwẹ̀ ọdún 2023. Ìṣesí yìí tẹ̀lé lílé òṣìṣẹ́ 50 ní orílẹ̀-èdè Kenya. Ilé-iṣẹ́ náà dáwọ́ iṣẹ́ dúró ní orílẹ̀-èdè Uganda ní oṣù Igbe ọdún 2023, tó gbaṣẹ́ lọ́wọ́ òṣìṣẹ́ tó lé ní 300 níbẹ̀. Ìkànnì ìṣòwò orí ayélujára tó fi ilẹ̀ Kenya ṣe ibùjókòó náà ń tọ́jú àwọn oníbàárà ní ilẹ̀ Adúláwọ̀ pẹ̀lú owó-ọ̀yà láti àárín-sí-ìsàlẹ̀ pẹ̀lú fífún wọn ní ànfààní sí ìrírí ọjà rírà tó finilọ́kànbalẹ̀ nínú ọjà tí kò ní òṣìṣẹ́ púpọ̀. $9 mílíọ̀nù Àsetẹ̀léra B Terragon Ìkànnì ìyànnàná lórí àkójọpọ̀ orísun ìmọ kọ̀mpútà àti ìdúnàdúrà ilẹ̀ Nàìjíríà, Terragon, ti gbé ìgbésẹ̀ àkójọ $9 mílíọ̀nù Àsetẹ̀léra B láti ṣe ìrólágbára fún ìkápáa ohun èlò ìmúṣiṣẹ́ ìpìlẹ-àkójọpọ̀ orísun ìmọ kọ̀mpútà lórí ìkànni rẹ̀. Orange Ventures ló léwájú ìgbésẹ̀ náà, nígbà tí TLcom Capital, LoftyInc, Sango Capital, VestedWorld, àti Western Technology Investment (WTI) náà kópa. Terragon, tí Elo Umeh (Aláṣẹ àti Olùdarí) dásílẹ̀, sọ àwọn ojú-òpò ìbánisọ̀rọ̀ di àkójọ ìpolówó orí ẹ̀rọ ìbánisọ̀rọ̀ ó sì ń pèsè ìròyìn ní ọjà àwọn oníbàárà tó ń fejú sí i ní aagbọn náà fún àwọn oníbàárà rẹ̀, ní pàtàkì àwọn ilé-iṣẹ́ ìbánisọ̀rọ̀ àti ìṣúná. Adrenaline, ọ̀kan nínú àwọn kókó iṣẹ́ rẹ̀, jẹ́ ọ̀nà àbáyọ sí ìsọdowó dátà-ìbánisọ̀rọ̀ tí ó fún àwọn ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ ní ànfààní láti fẹ ọ̀nà ìpawówọlé àti olùtajà wọn lójú láti dé ọ̀dọ àwọn oníbàárà tí wọn ò lè kàn sí nípasẹ̀ àwọn ojú òpó ìtajà àtijọ́. Ní àfikún, àwọn irinṣẹ́ ilé-iṣẹ́ náà fún àwọn ilé-iṣẹ́ oníbàárà Terragon ní ànfààní láti wo ìròyin ọ̀pọ̀lọpọ̀ ìwà àti àbùbá ìdánimọ̀ kí wọ́n sì darapọ̀ mọ́ oríṣiríṣi àwọn ọ̀nà ìkàn sí oníbàárà bíi sísanwó lórí ẹ̀rọ ayélujára ètò ìtajà. Ilé-iṣẹ́ náà ń gbérò láti ṣe ìdàgbàsókè àti ìgbésáré Ìkẹ́rọnímọ̀ àti ìmọ̀ àtọwọ́dá tí wọ́n ṣe lábẹ́lé láti ṣe ìfilọ́lẹ̀ fún àtúnṣe ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀. Ó gbérò láti lo owó náà láti fẹ àfojúsùn rẹ̀ lórí àtẹ̀jíṣẹ́ B2C lórí ẹ̀rọ ìbánisọ̀rọ̀ lójú, pẹ̀lú àtìlẹyìn ojú ìwòye àwọn oníbàárà ní kíkún láti inú ""dátà ńlá."" Ilé-iṣẹ́ náà, tó ti bẹ̀rẹ̀ iṣẹ́ ní orílẹ̀-èdè Ghana àti Kenya, fẹ́ tàn káàkiri gbogbo ilẹ̀ Adúláwọ̀. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Ilé-iṣẹ́ àdìdeelẹ̀ iṣẹ́ àgbẹ̀ onímọ̀ ẹ̀rọ ilẹ̀ Kenya, FarmWorks, ti ṣe àkójọ Àsetẹ̀léra A $4.1 mílíọ̀nù láti lo IA Young African Catalysts ti wọ Techstars Toronto, ó sì ti yí orukọ padà sí CatalyzU Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Ìdúngbámù àdó-olóró pa ọ̀pọ̀lọpọ̀ ènìyàn ní ilé ìjọ́sìn tó wà ní olú ìlú orílẹ̀-èdè Syria - ilé ìròyìn orílẹ̀-èdè O Kìí Pàdánù Àwọn Ènìyàn. O Dá Wọn Padà Ni Nígbà Tí Ọlọ́run Bá Fọhùn","iqembu leSudanese ligqekeze iwebhusayithi yaseKenya Le mpelasonto izoba mnandi kakhulu, engithi? Vele isinto lokuhola. Yiba nesikhathi esimnandi! Thatha u500k (kunoma iyiphi imali oyisebenzisayo) kulesosamba uyozitotosa. Futhi cha, akumina lo okweluleka ukuthi uyomosha imali obuyigcinile. Ngiqonde ukuzikhipha ngiyojabula. Ngiyaxolisa kodwa ngeke ngiliveze isu lami. Ayi ukuthi angiziqhenyi ngalo, ukuthi ingoba angikwenzi njalo. ngiyakucela shiya indlu yakho kulempelasonto, siyezwana? Nginezindaba: iSafaricom isiyethule iFaraja, umsebenzi wesikweletu esingananzalo, yokuthenga kufike enanini elingu-KSh100,000. Ngaphezu kwezigidi ezingu-32 zamakhasimende angenza ukuthenga okuncike esikweletini kusuka ebhizinisini kwamukela iLipa Na M-PESA bese ubakhokhela ngokugcwele ezinsukwini ezingu-30. Enye into: Kuleli sonto iTechpoint Afrika Podcast, iqembu labacubunguli lidingide ngezinto ezintsha ezahlukene, okubandakanya uMncintiswano weFederation neConsumer Protection Commission ukukhipha ohlweni iSycamera neBhange elikhulu laseNigeria kunyusa inzalomboleko. Lalela la. nakhu engikuphathele khona namhlanje: iqembu leSudanese ligqekeze inkundla yaseKenya I-Copia Global iyekise abasebenzi abangu-25% Izigidi eziwu-$9 zeTerragon kuChungechunge B Iqembu leSudanese ligqekeze inkundla yaseKenya Iqembu elaziwayo eligqekezayo laseSudanese libizwa ""Abangaziwa baseSudan"" kuthiwa seligqekezile kunkundla yezakhamizi zaseKenya, yaphazamisa ukusebenza kwayo. Kwaziwa njengedidtributed denial-of -service (DDoS) ukuhlasela, lolu hlobo lokugqekeza lucisha uhlelokuxhumana, iseva noma iwebhusaythi ene-inthanethi enesiminyaminya esingenasidingo, ukuvikela abasebenzisi abanemvume ukuthi basebenzise izinsiza. Kodwa ke uNobhala weKhabhinethi yaseKenya we ICT, U-Eliud Owalo, uthi ukuhlaselwa ngotwamkhathi akuyona into engajwayelekile. Wengeza ukuthi ukuhlaselwa akuzange kudale ukulahleka kwemininingo nokuthi uhulumeni usebenza ezindleleni zokubhekana nesimo samanje nokufuna ukwakha umhlahlandlela wobungcuphe ukuvika ukuhlaselwa okungenzeka. Okwani ukuhlasela? Iqembu eligqekezayo lithi sebebhidlize amawebhusayithi amaningi aseKenya ukungenelela njengoba kuthiwa iKenya igxambukela ezindabeni zaseSudanese. Kusukela ngoNtulikazi ngonyaka wezi- 2023 amawebhusayithi amaningi kahulumeni nazimele, okubandakanya eCitizen neNTSA sebeke baphelelwa uxhumano. Loku sekube nomthelela ezintweni eziningi okubandakanya ukufakwa kwezicelo nokuvuselelwa kwezincwadi zokushayela, izitifiketi zokuzalwa, ukubhaliswa kwamabhizinisi, izitifiketi zomshado, namaphasiphothi. Yini eyasusa ukuhlaselwa? Abagqekezi baqala ukuhlasela ngemva kokubona ividiyo yaJenene waseSudan, uYasir Al-Atta, ethi uMongameli waseKenya, uWilliam Ruto, uxhumene futhi weseka iRapid Supoort Forces (RSF)- ezempi ezakhelwe ukusetshenziswa nguhulumeni waseSudan. Umongameli waseKenya uyaziphika lezi zinsolo uyaqinisekisa ukuzinikela kwakhe ekwenzeni ukuthula ukuze kuphele lengxabano ekhona eSudan. Kusekela kowayenguMongameli wezwe, uOmar al-Bashir, owadingiswa ngodlame lwangi-2019,sekube nengxabano eSudan. Ukwengeza kwengeza ukungazwani nokungahlaliseki, ingxabano yenza kwashona abantu abayizinkulungwane. I-Copia Global iyekise abasebenzi abangu-25% Isiqalo se-eCommerce eKenya, iCopia Global iyekisa u-25% wokubala kwayo, noma cishe abantu abangu-350 ezweni. Kungani? Inkampani ithi ukulinganisa izinhlelo ezibalulekile ezimbalwa eKenya ukuze kuthuthukiswe ukusizakala kwamakhasimende futhi kugqugquzelwe ukwenza inzuzo eqhubekayo ngenxa yokuwohloka komnotho okuqhubekayo kanye nokuguquka nokuvinjwa kwezimakethe zengqalabhizinisi. Icorpia ithiizoqhubeka nohlelo ngokubhekana nabo bonke abasebenzi abachaphazelekile ngokulandelela okugcwele ngomthetho wezabasebenzi eKenya. Ngakho inkampani izonikeza abasebenzi abachaphazelekile isexwayiso senyanga eyodwa kuyobe sekudingeka ukuthi bashiye eCopia ngaphambi kukaMandulo 2023. Le senzo silandela ukuxoshwa kwabasebenzi abangama-50 eKenya. Inkampani imise ukusebenza kwayo eUganda, yadiliza abasebenzi abangaphezu kuka-300. Inkundla yezomnotho ezinze eKenya isiza amakhasimende aseAfrika ngemali enenayo kusuka kwephakathi kuya kwencane ngokubanikeza ukungena ezitolo kumamakethe angasetshenziswa kakhulu. ITerragon $9 wezigidi kuChungechunge B Abahlaziyi bamafu eNigeria nenkundla yezimakethe iTerragon, isikhulise izigidi ezingu-$9 kuChungechunge B womzuliswano wokuqinisa ukukwazi kwamafu ekundleni yawo. I-Orange Ventures ihole umzuliswano, ngesikhathi iTLcom Capital, iLoftyinc, iSango Capital, iVestedWorld, kanye neWestern Technology Investment yabamba iqhaza. I-Terragon, yatholwa ngu-Elo Umeh (iCEO), aguqule amashaneli etelco awenze ezokukhanisa ezingumahambanaye zesitoko sebhizinisi nokunikeza ulwazi ekukhuleni kwamakhasimende ezwekazi emakethe namakhasimende awo, okubalulekile ukuxhumana ngezingcingo nezimboni zezezimali. I-Adrenaline enye yeminikelo emikhulu, imininingo yetelco isixazululo esivumela itelcos ukuthi ihluke iminyombo yengenisonzuzo kanye nabadayisayo ukuthi bafikelele kubabukeli abangeke bafinyelele kumashaneli ezimakethe akudala. Ukwengeza, amathuluzi enkampani avumela amakhasimende asebenzi iTerragon ukubheka ukuziphatha okwahlukene nolwazi lwezezindawo nokuxhumana nezindawo ezahlukene njengokukhokha nge-inthanethi nohlelo lokudayisa. Inkampani ihlela ukuthuthukisa futhi inyuse iimishini yokufunda (ML) yendawo kanye nobuhlakani bokwenziwa ukuqala umsebenzi wokuthuthukisa ukuxhumana kwezamabhizini. Kuhlose ukusebenzisa izimali kuvuleleke ukugxila kumiyalezo engumahambanaye iB2C lusekwa ulwazi oluningi lomthengi ""kumininingo eminingi."" Inkampani isiyasebenza eGhana naseKenya, ufuna ukwanda neAfrika. Uma kukweqile Isiqalo sezobuchwepheshe bokutshala saseKenya, iFarmWorks, ikhulise izigidi eziwu-$4.1 ngaphambi koChungechunge A ukusebenzisa i-AI ukwenza kangcono umkhiqizo I-Young African Catalysts ingena kuTechstars eToronto, ukwenzakabusha kuCatalyzU. Engikufundayo nengikubukayo Ukuqhuma kwebhomu kwabulala abantu abaningi esigodlweni esiseduze neSyrian ezezindaba zezwe enhlokodolobha. Awulahlekelwa ngabantu. Uyababuyisela Uma uNkulunkulu Ekuphendula"
+"የናይጄሪያ ማእከላዊ ባንክ (CBN)፣ እንዳይንቀሳቀሱ አግዶ የነበረውን የ ‘ባንቡ’፣ ‘ሪዘቬስት’ እና ‘ጫካ’ ደብተሮች፤ እንዲንቀሳቀሱ ለቋል:: ዜናው የናይጄሪያ ማእከላዊ ባንክ (CBN) የ ‘ባንቡ’፣ ‘ሪዛቬስት’ እና ‘ጫካ’ የሂሳብ ደብተሮችን ዳግም እንዲንቀሳቅሱ ለቋል:: የሂሳብ ደብተሮቹ እ.ኤ.አ በ 2021 የናይጄራያው ማእከላዊ ባንክ፣ ህገወጥ የፎሬክስ ግብይት ላይ ተሳትፈዋል በሚል እንዳይንቀሳቀሱ አግዶ ነበር:: የናይጄራያ ማእከላዊ ባንክ እገዳውን ለምን እንዳነሳ ባይናገርም ነገር ግን፤ የሚመለከታቸውን ባንኮች በሙሉ በአዋጅ፣ ለደንበኞቻቸው ስለ ለውጡ እንዲያሳውቁ አዟል:: የናይጄሪያው ማእከላዊ ባንክ፣ የ’ፋይን ቴክ’ ባለሀብት ተቋማት የሆኑትን፡ ‘ባንቡ’፣ ሪዛቬስት፣ ጫካን እናን ሌሎችን 437 ድርጅቶች የሂሳብ ደብተር ዳግም እንዲንቀሳቅሱ አዟል:: ይህ ማለት ግን በመሰረቱ፣ በባንኩ ስር ገንዘብ ማንቀሳቀስ እንጂ ከባንኩ ገንዘብ ማውጣት አይችሉም:: የሂሳ�� ደብተሮቹ፤ የብድር ግብይቶችን እንዳያደርጉ ባስቆማቸው ‘ድህረ ኢ-ብድር’ ገደብ ላይ ተጥለው ነበር:: የናይጄራያ ማእከላዊ ባንክ ስለ አዲስ ለውጦች በሚያሳውቅበት ‘ፐንች’፣ እንደፃፈው ‘’በተዘረዘሩት የባንክ ደንበኞች ላይ የተጣለውን የ ‘ድህረ ኢ-ብድር’ ገደብ፣ ከዛሬው ቀን ጀምሮ እንድታነሱ ትእዛዝ ሰጥተናል:: እንዲሁም የሚመለከታቸው ባንኮች በሙሉ፣ የእገዳውን መነሳት ለሚመለከታቸው ደንበኞች ሁሉ በትክክል መረጃ መስጠት ይኖርበታል::’’ የናይጄራያ ማእከላዊ ባንክ መጀመሪያ ለምን የ ‘ባንቡ’፣ ራይዝ፣ ጫካን እና ትሮቭን የሂሳብ ደብተር እንዳይንቀሳቀስ አገደ? የናይጄሪያ ማእከላዊ ባንክ፤ እ.ኤ.አ በ2021 የ ‘ባንቡ’፣ ራይዝ፣ ጫካን እና ትሮቭን የሂሳብ ደብተሮች እንዳይንቀሳቀሱ አግዷል። እንደ ‘ንብረት አስተዳዳሪ ድርጅት’ የሚያደርግ ፍቃድ፣ ሳይኖራቸው እየሰሩ ነበርም ብሏል:: ""እ.ኤ.አ ሀምሌ 01/2015 የወጣውን የማእከላዊ ባንክ አዋጅ፤ TED /FEM/FPC/ GEN 101/102 በመጣስ፣ ከናይጄሪያ ፎሬክስ ገበያ የተገኘውን የፎሬክስ ገቢን በመጠቀም የውጭ ቦንዶች (አክሲዎኖች) ገዝተዋል""ሲል ይናገራል:: የናይራን አቅም እያዳከመ በመሆኑም፣ የሂሳብ ደብተራቸው ለ180 ቀናት እንዳይንቀሳቀስ መታገድ እንዳለበትም ገትሮ ሞግቷል:: ግን፣ የሂሳብ ደብተሮቹ ዳግም እንዲንቀሳቀሱ የተደረጉት እ.ኤ.አ በ 2022 አይደለምን? “በአቡጃ የሚገኘው የፌደራል ከፍተኛ ፍርድ ቤት፤ የባንቡን እና የሌሎችን የሂሳብ ደብተር ዳግም እንዲንቀሳቀሱ እ.ኤ.አ በሰኔ 2022 አዟል” የሚል ዜናም ተዘግቦ ነበር:: ነገር ግን፣ የሂሳብ ደብተሮቹ ዳግም እንዲንቀሳቀሱ ሆነዋል የሚል አዲስ ዘገባን እያየን፣ የሂሳብ ደብተሮቹ እ.ኤ.አ ከሰኔ 2022 በኋላ እንደገና እንዳይንቀሳቀሱ ሆነው ይሆን ወይንስ፤ የፍርድ ቤቱ ትእዛዝ ሳይከበር የሂሳብ ደብተሮቹ እገዳ አልተነሳላቸውም ይሆን፤ ግልፅ አይደለም::","CBN unfreezes accounts of Bamboo, Risevest, and Chaka The news: The Central Bank of Nigeria (CBN) has unfrozen the accounts of Bamboo, Risevest, and others. The accounts were frozen in 2021, with CBN alleging they engaged in illicit forex transactions. While the CBN did not give reasons for lifting the ban on the accounts, it has instructed all concerned banks to inform the firms about the development. The CBN has ordered that the bank accounts of fintech investment firms; Bamboo, Rivevest, Chaka and 437 other companies should be unfrozen. The accounts were placed on a post-no-debit restriction which stopped them from making debit transactions. Essentially preventing them from taking money out of the account, but allowing inflows. According to Punch, the CBN circular notifying banks of the development read, ""You are hereby directed to vacate the Post-No-Debit restriction placed on the accounts of the under-listed bank customers at our instance. You are also required to inform the concerned customers of the vacation accordingly."" Why did CBN freeze Bamboo, Chaka and Risevest accounts? CBN froze the accounts of Bamboo, Rise, Chaka, and Trove in 2021. It said they were operating without a license as asset management companies. It said they were ""utilising FX sourced from the Nigerian FX market for purchasing foreign bonds/shares in contravention of the CBN circular referenced TED/FEM/FPC/GEN/01/012, dated July 01, 2015.” It argued that their accounts needed to be frozen for 180 days because they were making the naira weaker. Weren't the accounts unfrozen in 2022? There were news reports in June 2022 that a Federal High Court in Abuja ordered the accounts of Bamboo and others to be unfrozen. However, with a new report today saying the accounts have been unfrozen, it is not clear if they were frozen again after June 2022 or if the ban on the accounts was not lifted despite the court order.","CBN ya cire asusunan Bamboo da Risvest da Chaka daga hanasu aiki Labarai: Babban Bankin Najeriya (CBN) ya cire asusunan Bamboo da Risvest da wasu daga hanasu aiki. An hana asusunan aiki ne a shekarar 2021, inda CBN ya zargesu kan cewa sun gudanar da hada-hadaa a kasuwar cani ta haramtacciyar hanya. Yayin da CBN ɗin bai bayar da dalilan cire takunkumin daga asusunan ba, ya umarci dukan bankunan da abin ya shafa da su sanar da kamfanonin kan halin da ake ciki. Babban bankin na CBN ya ba da umarnin cewa a bar asusunan banki na kamfanonin zuba jari na zamani, Bamboo da Rivevest da Chaka da wasu kamfanoni 437, su ci gaba da aiki. An sanya asusunan a dakatarwar hana fitar da kuɗi, wanda ya hana su fitar da kuɗi. Wato dai an hanasu cire kuɗi daga asusun, amma ba a hana kuɗi shiga ba. Kamar yadda jaridar Punch ta ruwaito, bayanan na babban bankin na CBN na sanar da bankuna wannan abin da ya faru, “An umurceku da ku cire dakatarwar hana fitar da kuɗi da aka sanya wa asusunan ajiyar abokan hulɗar bankunan da ke ƙasa da umarninmu. Ana kuma umartarku da ku sanar da abokan cinikin da abin ya shafa abin da ake ciki."" Me ya sa CBN ya kulle asusunan Bamboo da Chaka da Risvest? CBN ya kulle asusunan Bamboo da Rise da Chaka da Trove a shekarar 2021. Ya ce suna aiki ba tare da lasisi a matsayin kamfanonin sarrafa kadarori ba. Ya ce suna “amfani da FX da aka samo daga kasuwar FX ta Najeriya wajen sayan rance/hannun jari na ƙasashen waje, wanda ya saɓawa sanarwar CBN mai taken TED/FEM/FPC/GEN/01/012, mai kwanan wata Yuli 01, 2015."" Ta yi nuni da cewa akwai buƙatar a kulle asusunan su na tsawon kwanaki 180 saboda suna raunana Naira. Shin ba a kulle asusunan a shekarar 2022 ba? An samu labarai a watan Yunin 2022 cewa wata Babbar Kotun Tarayya da ke Abuja ta ba da umarnin a kulle asusunan Bamboo da sauran. Saidai sabon rahoton na yau yana cewa an buɗe asusunan, babu tabbas ko an sake kulle su bayan watan Yunin 2022 ko kuma ba a janye haramcin da aka yi wa asusunan ba duk da umarnin na kotu.","CBN inafungua akaunti za Bamboo, Risevest, na Chaka Taarifa: Benki ya Nigeria (CBN) imefungua akaunti za Bamboo, Risevest, na nyinginezo. Akaunti zilifungwa mwaka 2021, na CBN ikidai walijihusisha na miamala haramu ya Forex. Wakati CBN haikutoa sababu za kuondoa marufuku ya akaunti, imeagiza benki zote zinazohusika kuzijulisha kampuni hizo kuhusu maendeleo hayo. CBN imeamuru kwamba akaunti za benki za makampuni ya uwekezaji ya Fintech; Bamboo, Risevest, Chaka na kampuni nyengine 437 hazipaswi kufunguliwa. Akaunti ziliwekwa kwenye kizuizi cha baada ya kutotozwa ambacho kiliwazuia kufanya miamala ya utozaji. Kimsingi inawazuia kuchukua pesa kutoka katika akaunti, lakini kuruhusu mapato. Kulingana na Punch, waraka wa CBN wa kuziarifu benki kuhusu maendeleo ulisomeka, ""Unaelekezwa kuacha kizuizi cha baada bila Debiti kilichowekwa kwenye akaunti za wateja wa benki ambao hawajaorodheshwa chini kwa mfano wetu. Pia unatakiwa kuwajulisha wateja husika kuhusu likizo ipasavyo"". Kwa nini CBN ilifungia akaunti za Bamboo, Chaka na Risevest? CBN ilifunga akaunti za Bamboo, Rise, Chaka, na Trove mnamo 2021. Ilisema walikuwa wanafanya kazi bila leseni kama kampuni za usimamizi wa mali. ilisema walikuwa ""wakitumia FX iliyopatikana kutoka soko la FX la Nigeria kwa ajili ya kununua bondi/hisa za kigeni kinyume na mzunguko wa CBN unaorejelewa TED/FEM/FPC/GEN/01/012/, wa tarehe 01 Julai 2015."" Ilisema kuwa akaunti zao zilihitajika kufungiwa kwa siku 180 kwa sababu walikuwa wanaidhoofisha naira. Je, akaunti hazikufungwa mwaka 2022? Kulikuwa na taarifa mnamo Juni 2022 kuwa mahakama kuu ya shirikisho Abuja iliamuru akaunti za Bamboo, na nyinginezo zifunguliwe. Hata hivyo huku ripoti mpya leo ikisema akaunti hizo hazijafungwa, haijabainika iwapo zilifungiwa tena baada ya Juni 2022 au kama marufuku ya akaunti hizo haikuondolewa licha ya agizo la mahakama.","CBN gbé ẹsẹ̀ kúrò lórí àpò ilé ìfowópamọ́ Bamboo, Risevest, àti Chaka Ìròyìn náà: Ilé ìfowópamọ́ àpapọ̀ ilẹ̀ Nàìjíríà (CBN) ti gbé ẹsẹ̀ kúrò lórí àpò ilé ìfowópamọ́ Bamboo, Risevest, àti àwọn yòókù. Wọ́n gbé ẹsẹ̀ lé àwọn àpò ilé ìfowópamọ́ yìí ní ọdún 2021, pẹ̀lú bí CBN ṣe fi ẹ̀sùn kàn wọ́n pé wọ́n ṣe ìdúnàdúrà ìpààrọ owó lọ́nà àìbófinmu. Bọ́ tilẹ̀ jẹ́ wí pé CBN ò sọ ìdí tí wọ́n fi gbé ẹsẹ̀ kúrò lórí àwọn àpò ilé ìfowópamọ́ náà, ó ti fún gbogbo àwọn ilé ìfowópamọ́ tí ọ̀rọ́ kàn ní àṣẹ láti fi ìsẹ̀lẹ̀ yìí tó àwọn ilé-iṣẹ́ náà létí. CBN ti pàṣẹ pé àpò ilé ìfowópamọ́ àwọn ilé-iṣẹ́ ìṣúná onímọ̀ ẹ̀rọ; Bamboo, Rivevest, Chaka àti àwọn ilé-iṣẹ́ 437 míràn di ṣíṣí. Àwọn àpò ilé ìfowópamọ́ náà ni wọ́n fi sábẹ́ ìdíwọ́ máṣe-pèse-gbígbowó èyí tó dènà wọn láti ṣe ìdùnàdúrà owó gbígbà. Ní pàtàkì ó ń dèna wọn láti mú owó jáde nínú àpò náà, ṣùgbọ́n ó ń gba owó wọlé. Gẹ́gẹ́ bí Punch ṣe ròyìn, ìwé CBN tó fi ń tó àwọn ilé ìfowópamọ́ létí nípa ìgbésẹ̀ tuntun náà kà báyìí, ""a ti pa yín láṣẹ láti gbé ìdèna máṣe-pèse-gbígbowó tó wà lórí àpò àwọn oníbàárà ilé ìfowópamọ́ tí a tò sí ìsálẹ̀ yìí kúrò gẹ́gẹ́ bí a ṣe pa yín láṣẹ. A tún fẹ́ kí ẹ fi tó àwọn oníbàárà tí ọ̀rọ̀ kàn náà létí nípa ìgbẹ́sẹ̀ kúrò yìí bákan náà."" Kí ló dé tí CBN gbé ẹsẹ̀ lé àpò Bamboo, Chaka àti Risevest? CBN gbé ẹsẹ̀ lé àpo Bamboo, Rise, Chaka, àti Trove ní ọdún 2021. Ó sọ wí pé wọ́n ń ṣiṣẹ́ láì sí ìwé àṣe gẹ́gẹ́ bi ilé-iṣẹ́ alámòjútó dúkìá. Ó ní wọ́n ń ""ṣàmúlò àwọn orísun FX ní ọjà FX ilẹ̀ Nàìjíríà fún ríra ìpín-ìdókówò/ẹ̀yáwó ilẹ̀ òkèèrè ní ìlòdì sí ìwe CBN tó ní ìtọ́kasí TED/FEM/FPC/GEN/01/012, tó sì ní déétì ọjọ́ 01 oṣù Agẹmọ, ọdún 2015.” Ó ṣe àríyànjiyàn pé àpo wọn gbọ́dọ̀ di gbígbẹ́sẹ̀lé fún ọjọ́ 180 nítorí wọ́n ń jẹ́ kí owó náírà lẹ. Ṣebí wọ́n gbẹ́sẹ̀ kúrò lórí àpò náà ní ọdún 2022? Àwọn ìròyìn jáde ní oṣù Òkudù ọdún 2022 pé Ilé-ẹjọ́ Gíga kan ní ìlú Abuja ti pàṣẹ pé kí àpo Bamboo àti àwon yòókù di ṣíṣí. Síbẹ̀síbẹ̀, pẹ̀lú ìròyìn tuntun mìírán lónì tó ń sọ wí pé wọ́n ti gbẹ́sẹ̀ kúrò lórí àpò náà, kò yéni bóyá wọ́n tún gbẹ́sẹ̀ lé e lẹ́yìn oṣù Òkudù ọdún 2022 tàbí wọn ò gbé ìfòfindè orí àwọn àpò náà kúrò lẹ́yìn àṣẹ Ilé-ẹjọ́.","ICBN ivula ama-akhawunti eBamboo, iRisevest neChaka. Izindaba: Ibhange elikhulu laseNigeria iCBN isiwavulile ama-akhawunti eBamboo, iRisevest, kanye namanye. Ama-akhawunti avalwa ngonyaka wezi-2021, iCBN yayisola ukuthi yazibandakanya ukuthengiselana ngeforex okungekho emthethweni. Ngesikhathi iCBN ayizikhiphanga izizathu zokuthi kuvulwe ama-akhawunti, iyalele wonke amabhange athintekayo ukuthi azise amafemu ngezinkunquko. ICBN iyalele ukuthi ama-akhawunti asebhange ezobuchwepheshe botshalomali lwamafemu, iBamboo, iRisevest, iChaka kanye nezinye izinkampani ezingu-437 kumele avalwe. Ama-akhawunti abebekwe umcilikishi wokuthi kungenziwa debhithi okwabamisa ukuthi benze ukuthengiselana ngamadebhithi. Okubalulekile ukubavimba ukuthi bakhiphe imali kuma-akhawunti kodwa ivumele ukungena kwayo. Ngokuka Punch, iphepha leCBN lixwayisa amabhange ngokuthuthuka kokufunda, ""Waziswa ukuthi uphume endaweni evinjwelwe iPost-No-Debit kuma-akhawunti amakhasimende amabhange angekho ohlweni kusibonelo sethu. Futhi kudingeka wazise amakhasimende athintekayo ngendlela kwezokugcebeleka."" Kungani iCBN ivale ama-akhawunti iBamboo,Chaka neRisevest? ICBN ivale ama-akhawunti eBamboo,iRise, iChaka neTrove ngonyaka wezi-2021. Kuthiwa bebesebenza ngaphandle kwezincwadi njengempahla yokuphatha izinkampani. Kuthiwa ""bebesebenzisa iFX ethathwe kumakethe FX yaseNigeria ukuthi ithenge amasheya ekwephuleni isekhula yeCBN ehlonzwe ngoTED/FEM/FPC/GEN/01/012, lwamhlaka 01 Ntulikazi ngonyaka wezi-2015. Kuyaphikiswana ukuthi ama-akhawunti kwakumelwe avalwe izinsuku eziyi-180 ngoba ayenza inaira ibe ntekenteke. Awavulwanga ama-akhawunti ngonyaka wezi-2022? Bekunemibiko yezindaba ngoNhlangulana ngonyaka wezi-2022 ukuthi iNkantolo ePhakeme iFederal yase Abuja yakhipha umyalelo ukuthi ama-akhawunti eBamboo kanye namanye awavulwe. Kodwa ngombiko omusha namhlanje othi ama-akhawunti asevuliwe, akucaci ukuthi aphinde avalwa futhi emva kaNhlangulana ngonyaka wezi-2022 noma ukuvinjwa kuma-akhawunti kwakungasusiwe ngisho kukhona umyalelo wenkantolo."
+"በዚህ ሳምንት በገንዘብ ዙሪያ፡ የሽያጭ ነጥቦች (POS) እና መመሪያ ህግጋቶች ዛሬ በቴክ ፖይንት አፍሪካ ፖድካስት ላይ፣ ዘጋቢዎች ‘በዚ ሳምንት የገንዘብ ነክ ቦታዎች ላይ ስለተከሰቱ ሁነቶች እናም ይህ እንዴት የአፍሪካን ቴክ ቦታ ላይ ተፅእኖ እንደሚያደርግ ‘ ተመልክተዋል። ታሪኮቹ የፌደራል ውድድር እና የሸማቾች ጥበቃ ባለስልጣን (FCCPC)፣ በሽያጭ ነጥቦች (POS) መስሪያ ቤቶች ላይ የ10,000,000 ናይራ ቅጣት ሊጥል ነው። የፌደራል ውድድር እና የሸማቾች ጥበቃ ባለስልጣን (FCCPC)፣ ‘ሲካሞርን’ ከመዝገቡ ያስወግዳል። የናይጄሪያ ማእከላዊ ባንክ የ’ቤንች ማርክ’ ወለድ መጠንን ጨምሯል። ‘በንድል አፍሪካ’ የምንዛሬ ስራዎችን አስቁሟል። ውይይቱን በ’ጎግል ፖድካስቶች’ ፣ ‘አፕል ፖድካስቶች’ ፣ ‘ስፖቲፋይ’ ፣ ‘ዩቱብ’ እና ፖድካስት ሊያገኙበት በሚችሉበት ቦታ ሁሉ ሊያገኙት ይችላሉ። እንዲሁም ጥያቄዎችን እና አስተያይቶችን በ podcast@techpoint.africa ወይም ሀሳብዎን #TechPointAfricaPodcast የሚለውን ሀሽታግ በመጠቀም ማጋራት ይችላሉ።","This week in finance: PoS vs regulator Today on the Techpoint Africa Podcast our reporters look at events in the finance space this week as it affects the African tech space. The stories: FCCPC to impose ₦‎10,000,000 fine on PoS operators FCCPC delists Sycamore CBN increases benchmark interest rate Bundle Africa shuts down exchange operations You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag #TechpointAfricaPodcast.","Wannan makon kan hada-hadar kuɗi: PoS da masu gudanarwa A yau a Techpoint Africa Podcast 'yan jaridunmu na duba kan abubuwan da ke faruwa a fannin hada-hadar kuɗi a wannan makon da yadda ya shafi fannin fasaha a Afirka. Labaru: FCCPC za ta ci tarar ₦10,000,000 kan ma'aikatan PoS FCCPC ta cire Sycamore daga jeri CBN ya ƙara yawan iayakar kuɗin ruwa Bundle Africa ya rufe ayyukan canji Kuna iya samun tattaunawar akan Google Podcasts da Apple Podcasts da Spotify da YouTube da duk inda kuke iya samun kwasfan fayiloli. Hakanan kuna iya aika wa da tambayoyi da tsokaci zuwa podcast@techpoint.africa, ko bayyan ra'ayoyinku ta saƙon hashtag #TechpointAfricaPodcast.","Wiki hii katika fedha: PoS dhidi ya kidhibiti Leo kwenye Techpoint Africa Podcast wana habari wetu wanaangazia matukio katika nyanja ya kifedha wiki hii jinsi inavyoathiri nyanja ya teknolojia ya Kiafrika. Simulizi: FCCPC itatoza faini ya N10,000,000 kwa waendeshaji wa PoS. FCCPC inaondoa Sycamore CBN huongeza kiwango cha riba cha benchmark Bundle Africa yafunga shughuli za kubadilisha fedha. Unaweza kupata mazungumzo kwenye Google Podcast, Apple Podcast, Spotify, YouTube, na popote unapopata podikasti zako. Pia unaweza kutuma maswali na maoni yako katika podcast@techpoint.africa au shirikisha maoni yako kwa kutumia alama ya reli #TechpointAfricaPodcast.","Ní ọ̀sẹ̀ yìí lórí ìṣúná, PoS kojú àwọn alákòso Lónì lórí Techpoint Africa Podcast, àwọn akọ̀ròyin wa bojúwo àwọn ìṣẹ̀lẹ̀ ní àwùjọ ìṣúná ní ọ̀sẹ̀ yìí gẹ́gẹ́ bó ṣe ń nípa lára àwùjọ ìmọ̀-ẹ̀rọ ní ilẹ̀ Adúláwọ̀. Àwọn ìròyìn náà: FCCPC gbé owó ìtanràn ₦10,000 lórí àwọn tí wọ́n ń lo PoS FCCPC yọ orúkọ Sycamore kúrò CBN ṣe àfikún sí gbèdéke owó èlé. Bundle Africa ti pa ṣíṣe pàṣípààrọ owó tì O lè darapọ̀ mọ́ ìfọ̀rọ̀wérọ̀ náà lórí Google Podcasts, Apple Podcasts, Spotify, YouTube, àti gbogbo ibi tí o ti máa ń gba àkáálẹ̀ ohùn orí ẹ̀rọ ayélujára rẹ. O tún lè fi ìbéèrè àti àkíyèsí rẹ ránṣẹ́ sí podcast@techpoint.africa tàbí kí o fi èrò rẹ hàn pẹ̀lú lílo ìsàmi-apákàsọ̀ #TechpointAfricaPodcast.","Kuleli sonto kwezezimali:iPoS ibhekene nomulawuli Namhlanje kukhasi lezindaba zeTechpoint Africa abathuli bezindaba babuke izinto ezenzeka kwezezimali kulelisonto njengoba kukhinyabeza ezobuchwepheshe eAfrika. Izindaba: I-FCCPC izokwenza isijezo sa-₦‎10, 000, 000 kubasebenzisi bePoS I-FCCPC ikhiphe iSycamore ohlweni I-CBN inyusa inzalo mboleko I-Bundle Afrika ivala ukusebenza kokushintshana Ungaphinde ubuke izingxoxo ekhasini lezindaba laGoogle, ikhasilezindaba lakaApple, kuSpotify, kuYoutube noma yikuphi ungalithola ikhasi lakho lezindaba. Ungaphinde uthumele imibuzo yakho nokuqaphela kupodcast@techpoint.africa noma wabelane ngemibono yakho ngokusebenzisa uhashtag#TechpointAfrika Podcast."
+"የናይጄራያ ‘ቨርቭ’ የካርድ ባለቤቶች፣ አሁን ላይ ናይራን በመጠቀም የስልክ መተግበሪያዎችን ከ’ጎግል ፕሌይ ማከማቻዎች’ ላይ መግዛት ይችላሉ:: ናይጄሪያውያን ከ’ጎግል ፕሌይ ማከማቻ’ ላይ የስልክ መተግበሪያዎችን እንዲገዙ ለማድረግ፣ ‘ጎግል’ የናይጄሪያውያን የክፍያ ካርድ መለያ የሆነው ‘ቨርቭ’ ጋር አጋርነትን ፈጥሯል:: ‘ጎግል’ የ’ቨርቭ’ን ግብይቶች በናይራ ያካሂዳል፣ እናም ባንኮችም እነዚህን ግብይቶች እንደ ሀገር ውስጥ ግብይቶች ያስተናግዷቸዋል:: ይህንን አገልግሎትም ለመጠቀም፣ የ’ጎግል ፕሌይ ማከማቻዎችን’ ይጎብኙ፣ ለመግዛት የሚፈልጉትን መተግበሪያ ይምረጡ፣ የሚፈልጉትን መጠን ያስገቡ፣ ""የብድር ወይም የክፍያ ካርድ ያስገቡ"" የሚለውን ይምረጡ፣ እናም በቦታው ላይ የቨርቭ ካርድ መረጃዎትን ያስገቡ:: እንዲሁም pay.google.com ን ይጎብኙ፣ በጂሜል መለያዎ ይግቡ ፣ ‘መክፈያ ዘዴ አስገባ’ የሚለውን ይምረጡ፣ እናም የቨርቭ ካርድ መረጃዎን ያስገቡ እና ያኑሩት:: ከዛ በኃላም ወደ ‘ፕሌይ ማከማቻ’ በመመለስ ግዥዎን ይፈፅሙ:: ይህ አገልግሎት፣ የቨርቭ ካርድ ላላቸው የአንድሮይድ ተጠቃሚዎች ይሰጣል:: ሆኖም ግን፣ በአሁኑ ግዜ ለ ‘ዩቲዩብ ፕሪምየም’ የቨርቭ ካርድን ተጠቅሞ መክፈል አይቻልም። ይህ በእንዲ እንዳለ፣ እ.ኤ.አ በሀምሌ 2023 በ’ኢንተር ስዊች’ የተያዘው ‘ቨርቭ’፣ በናይጄሪያ ከ50 ሚልዮን በላይ የሚሆኑ የክፍያ ካርዶችን ማውጣቱን ዘግቧል ይህም በሀገሪቱ ያለውን የበላይነት ያሳያል:: ለአውደ ፅሁፍ፤ ከስታቲስቲክስ የተገኘው መረጃ እንደሚያሳየው፣ እ.ኤ.አ በየካቲት 2022 በናይጄሪያ የሚገኙ 28 በመቶ የሚሆኑ የካርድ ባለቤቶች ‘ማስተር ካርድ’ ነበራቸው እናም 18 በመቶ የሚሆኑት ‘ቪዛ’ ነበራቸው:: እንዲህም ሆኖ፣ እ.ኤ.አ ከ2019 እስከ 2022 ድረስ ባሉት አመታት ውስጥ ቨርቭ በናይጄሪያ በጣም ታዋቂው ካርድ ነበር፤ ይህም በናይጄሪያ የሽያጭ ነጥቦች (POS) እና በቀጥታ በበይነ መረብ ላይ ለሚደረጉ ግብይቶች፤ ከ 54 በመቶ በላይ የሚሆኑ ናይጄሪያዊያኖች የሚጠቀሙበት ካርድ ነው:: የቨርቭ ኢንተርናሽናል የአስተዳደር ዳይሬክተር ‘ቪንሰንት አግቢኑድ’ እንደተናገሩት ፤” ከጎግል ኘሌይ ጋር መተባበራችን ገንዘብን ማካተትን የሚያበረታታውን የቨርቭ ራዕይ ለማሳካት የተወሰደ ትልቅ እርምጃ ነው።” ቨርቭ ከዚ በፊት፤ በናይጄሪያ ውስጥ ገንዘብን ተካታች ለማድረግ ከተለያዩ ድርጅቶች ጋር አጋርነት ፈጥሯል :: እ.ኤ.አ በ2022 ከሽያጩ ድርጅት ‘ኦፔይ’ ጋር፣ የ’ኦፔይ ካርድ ፈጣን የብድር ካርድን’ ለማስጀመር ህብረት ፈጥሮ ነበር:: ካርዱ በቀጥታ ከኦፔይ ተጠቃሚዎች መገበያያ ቦርሳ ጋር ተገናኝቶ፣ የኦፔይ ተጠቃሚዎች አዲሱን ‘የፈጣን የብድር ካርድ’ ተጠቅመው፣ ከኦፔይ መገበያያ ካርዳቸው ላይ ‘ቨርቭ’ ተቀባይነት ባለበት ቦታ የሽያጭ ነጥቦች(POS) መገናኛን፣ ኤትኤምን ፣የሽያጭ ሱቆች ፣ሬስቶራንቶች፣ የነዳጅ መሙያዎችን እና በቀጥታ በበይነ መረብ የሚደረጉ ግብይቶችን ጨምሮ ግዢዎችን ማድረግ ይችላሉ:: በጎግል ፕሌይ የችርቻሮ እና የሽያጭ ሽርክና ዋና ሀላፊ ‘አንቲያ ክራውድ’ እንዳጠቃለለችው፤ “ በቨርቭ ካርዶች የሀገር ውስጥ ክፍያዎችን ማድረግ መጀመር፣ ብዙ ናይጄሪያውያን በስልክ መተግበሪያ የሀብት እንቅስቃሴ ላይ እንዲሳተፉ እና የሚያስፈልጋቸውንም መተግበሪያ እንዲያገኙ አስችሏል።“","Nigerian Verve cardholders can now purchase apps in naira on Google Play Store Google has partnered with Verve, a Nigerian payment card brand, to allow Nigerians to buy apps on Google Play Store. Google will conduct Verve transactions in Naira (₦‎), and banks will treat these transactions as local. To use the service, visit Google Play Store, select the app you want to purchase, enter the desired amount, select ""add credit or debit card,"" and, when prompted, enter your Verve card information. You can also visit pay.google.com, log in with your Gmail account, select 'Add a payment method,' enter your Verve card information, and save. After that, make your purchase by going back to the Play Store. This service is available to Android users with Verve cards. However, you can’t currently pay for YouTube Premium with your Verve card. Meanwhile, in July 2023, the Interswitch-owned company, Verve, reported it had issued over 50 million payment cards in Nigeria, indicating its dominance in the country. For context, data from Statista shows that as of January 2022, about 28% of cardholders in Nigeria had Mastercards, and about 18% had Visas. However, between 2019 and 2022, Verve was the most popular card in Nigeria, making up 54% of the cards used in Nigeria for PoS and online transactions. Vincent Ogbunude, Managing Director Verve International, said integrating with Google Play is a significant step towards realising Verve's vision of promoting financial inclusion. Verve has previously partnered with other businesses to advance financial inclusion in Nigeria. In 2022, the payments company collaborated with Opay to launch the OPay Verve instant debit card. The card, directly linked to OPay users' wallets, allows OPay users to use the new Instant Debit Card to make purchases from their wallets anywhere Verve is accepted, including PoS terminals, ATMs, grocery stores, restaurants, petrol stations, and online retailers. “The introduction of local payments with Verve cards is a significant milestone, enabling more Nigerians to participate in the app economy and access the apps they need,"" Anthea Crawford, Head of Retail and Payment Partnerships at Google Play, concludes.","Yanzu masu amfani da katin Verve a Najeriya na iya sayan manhajoji dandalin Google Play Store ta hanyar amfani da naira Kamfanin Google ya haɗa hannu da kamfanin Verve, wani samfurin katin biyan kuɗi na Najeriya, domin baiwa ‘yan Najeriya damar sayan manhajoji a Google Play Store. Google zai riƙa gudanar da hada-hadar Verve a Naira (₦), bankuna kuma su ɗauki waɗannan hada-hadar a matsayin na cikin gida. Domin yin amfani da wannan abin, ku ziyarci Google Play Store, ku zaɓi manhajar da kuke son yin sayayya daga ita, ku shigar da adadin da ake so, ku zaɓi ""saka katin turawa ko karɓan kudi,"" kuma, idan aka nema, ku shigar da bayanan katinku na Verve. Hakanan za ku iya ziyartar pay.google.com, ku ta hanyar amfani da asusunku na Gmel, ku zaɓi 'Zaɓi hanyar biyan kuɗi,' ku shigar da bayananku na katin Verve, sannan ku adana. Bayan haka, sai ku yi sayayyarku ta hanyar komawa Play Store. Wannan tsarin yana samuwa da katunan Verve ga masu amfani da Android. Saidai a halin yanzu ba za ku iya biyan kuɗin YouTube Premium da katin ku na Verve ba. Cikin haka, a watan Yulin 2023, kamfanin da Interswitch ke da shi, Verve, ya bayar da rahoton cewa ya fitar da katunan biyan kudi sama da miliyan 50 a Najeriya, wanda ke nuna rinjayensa a ƙasar. Bayanai daga Statista sun nuna cewa ya zuwa Janairun 2022, kusan 28% na masu amfani da katin a Najeriya suna da Mastercard, kusan 18% kuma suna da Visa. Saidai tsakanin 2019 da 2022, Verve shi ne katin da ya fi shahara a Najeriya, wanda ya ɗauki 54% na katunan da ake amfani da su a Najeriya a PoS da hada-hadar yanar gizo. Vincent Ogbunude, Darakta Mai Gudanarwa na Verve International, ya ce haɗawa da Google Play wani muhimmin ci gaba ne na tabbatar da manufar Verve ta bunƙasa hada-hadar kuɗi. A baya Verve ya yi haɗin gwiwa da wasu 'yan kasuwa don haɓaka hada-hadar kuɗi a Najeriya. A shekarar 2022, kamfanin na biyan kuɗi yayi haɗin gwiwa da Opay don ƙaddamar da katin cire kuɗi na OPay Verve na nan take. Katin, wanda ke haɗe kai-tsaye da lalitar masu amfani da OPay, na ba wa masu amfani da OPay damar amfani da sabon Katin Cire Kuɗi Kai-tsaye don yin sayayya daga lalitarsu a duk inda ake karɓar Verve, wamnda ya haɗa da na’urorin PoS da ATM da shagunan kayan miya da gidajen cin abinci da gidajen mai da kuma dillalan yanar gizo. Anthea Crawford, Shugabar Retail and Payment Partnerships a Google Play, ta ce: ""Shigo da biyan kuɗi na cikin gida ta hanyar amfani da katunan Verve wani muhimmin ci gaba ne, wanda zai ba da dama ga 'yan Najeriya su ƙara samun damar amfani da manhajojin da suke buƙata."".","Wamiliki wa kadi za Verve wa Nigeria sasa wanaweza kununua Programu kwa kutumia naira kwenye Google Plat Store Google imeshirikiana na Verve, rajamu ya kadi ya malipo ya Nigeria, ili kuwaruhusu wanaijeria kununua programu kwenye Google Play Store. Google itafanya miamala ya Verve kwa Naira (N), na benki zitachukulia miamala hii kama ya ndani. Ili kutumia huduma, tembelea Google Play Store, chagua programu unayotaka kununua, weka kiasi unachotaka, chagua ""Ongeza kadi ya mkopo au malipo"", na, ukiombwa, weka maelezo ya kadi yako ya Verve. Pia unaweza kutembelea pay.google.com, ingia ukitumia akaunti yako ya Barua Pepe, chagua 'Ongeza njia ya malipo', weka maelezo ya kadi yako ya Verve, na uhifadhi. Baada ya hapo, fanya ununuzi wako kwa kurudi kwenye Play Store. Huduma hii inapatikana kwa watumiaji wa Android walio na kadi za Verve. Hata hivyo, kwa sasa huwezi kulipia You Tube Premium ukitumia kadi yako ya Verve. Wakati huo huo, mnamo Julai 2023, kampuni inayo milikiwa na Interswitch, Verve, ili ripoti kuwa imetoa kadi za malipo zaidi ya milioni 50 nchini Nigeria, ikionyesha kuenea kwake nchini. Kiuhalisia, takwimu kutoka Statista zinaonyesha kuwa kufikia Januari 2020, takribani 28% ya wamiliki wa kadi nchini Nigeria walikuwa na Mastercard, na karibu 18% walikuwa na Visa. Hata hivyo, kati ya 2019 na 2022, Verve ilikuwa kadi maarufu zaidi nchini Nigeria, ikifikisha 54% ya kadi zinazotumia nchini Nigeria kwa PoS na miamala ya mtandaoni. Vincent Ogbunude, Mkurugenzi mkuu wa Verve International, alisema kuunganishwa na Google Play ni hatua muhimu kuelekea kutimiza maono ya Verve ya kukuza ushirikishwaji wa kifedha. Hapo awali Verve imeshirikiana na wafanyabiashara wengine kuendeleza ujumuishaji wa kifedha nchini Nigeria. Mnamo 2022, kampuni ya malipo ilishirikiana na Opay kuzindua kadi ya benki ya papo hapo ya Opay Verve. Kadi hiyo, iliyounganishwa moja kwa moja na pochi za watumiaji wa Opay, inaruhusu watumiaji wa Opay kutumia kadi mpya ya malipo ya papo hapo kufanya ununuzi kutoka kwa pochi zao popote pale Verve inapokubaliwa, ikiwa ni pamoja na vituo vya PoS, ATM, maduka ya mboga, mikahawa, vituo vya petroli na wauzaji reja reja mtandaoni. ""Kuanzishwa kwa malipo ya ndani kwa kutumia kadi za Verve ni hatua muhimu inayo wawezesha zaidi Wanaijeria kushiriki katika uchumi wa Programu na kufikia programu wanazohitaji"", Anthee Crawford, mkuu wa ushirikiano wa rejereja na malipo katika Google Play, anahitimisha.","Àwọn tí wọ́n ní ike-ìgbowó Verve nilẹ̀ Nàìjíríà lè ra ohun èlò ìmúṣiṣẹ́ pẹ̀lú náírà lórí Google Play Store Google ti darapọ̀ pẹ̀lú Verve, ilé iṣ���́ oníke ìsanwó nílẹ̀ Nàìjíríà, láti jẹ́ kí àwọn ọmọ orílẹ̀-èdè Nàìjíríà ra ohun èlò ìmúṣiṣẹ́ lórí Google Play Store. Google máa ṣe ìdúnàdúrà Verve ní náírà (₦), àwọn ilé ìfowópamọ́ ó sì ṣe ìdúnàdúrà yìí gẹ́gẹ́ bíi ti abẹ́lé. Láti lo ìpèsè yìí, lọ sí Google Play Store, yan ohun èlò ìmúṣiṣẹ́ tí o fẹ́ rà, fi iye tí ó wù ọ́ síbẹ̀, yan ""ṣàfikún ike-ìsanwó aláwìn tàbí ike ìgbowó"" ìgbà, tí ó bá dáhùn, fi àlàyé ike-ìgbowó Verve rẹ síbẹ̀. O tún lè lọ sí pay.google.com, forúkọsílẹ̀-wọlé pẹ̀lú àkántì Gmail rẹ, yan 'Ṣàfikún ìlàna owó sísan, 'fi àlàyé ike-ìgbowó Verve rẹ síbẹ̀,' kí o sì fi pamọ́. Lẹ́yìn ìyẹn, ra nǹkan tí o fẹ́ rà pẹ̀lú pípadà sí Play Store. Ìpèsè yìí wà fún àwọn tó ń lo Android àti Ike-ìgbowó Verve. Síbẹ̀síbẹ̀, o ò lẹ̀ sanwó lọ́wọ́lọ́wọ́ báyìí fún Àsanlé YouTube pẹ̀lú ike-ìgbowó Verve rẹ. Ẹ̀wẹ̀, ní oṣù Agẹmọ ọdún 2023, ilé-iṣẹ́ tó jẹ́ ti Interswitch náà, Verve, sọ wí pé òun ti pín ike-ìgbowó tó ń lọ bíi 50 mílíọ̀nù ní orílẹ̀-èdè Nàìjíríà, tó ń fi ìjẹgàba rẹ̀ hàn ní orílẹ̀-èdè náà. Fún àgbọ́yé, dátà láti Satista fi hàn pé nígbà tí yóò fi di oṣù Ṣẹẹrẹ odún 2022, bí 20% àwọn tó ní ike-ìgbowó ní orílẹ̀-èdè Nàìjíríà ni wọ́n ní Mastercard, tí bíi 18% sì ní Visa. Síbẹ̀síbẹ̀, ní àárín ọdún 2019 àti 2022, Verve ni ike-ìgbowó tó gbajúmọ̀ ní orílẹ̀-èdè Nàìjíríà, tó jẹ́ bíi 54% ike-ìgbowó tí wọ́n ń lò ní orílẹ̀-èdè Nàìjíríà fún ìdúnàdúrà lóri PoS àti lórí ẹ̀rọ ayélujára. Vincent Ogbunude, Alámòjútó àti Olùdarí Verve International, sọ wí pé dídarapọ̀ pẹ̀lú Google Play jẹ́ ìgbésẹ̀ pàtàkì fún ìmúṣẹ àfojúsùn Verve láti ṣe àtìlẹ́yìn fún ìpèsè owó fún tẹrú-tọmọ. Verve ti dòwòpọ̀ pẹ̀lú àwọn oníṣòwò kan tẹ́lẹ̀ láti ṣe ìtẹ̀síwájú ìpèsè owó fún tẹrú-tọmọ ní orílẹ̀-èdè Nàìjíríà. Ní ọdún 2022, ilé-iṣẹ́ abánisanwó náà dòwòpọ̀ Opay láti ṣe ìfilọ́lẹ̀ ike-ìgbowó ojúẹsẹ̀ Opay Verve. Ike-ìgbowó náà, tí ó so mọ́ àpamọ́ àwọn aṣàmúlò Opay tààrà, fún àwọn aṣàmúlò Opay ní ànfààní láti lo ike-ìgbowó ojúẹsẹ̀ tuntun náà láti ra nǹkan láti inú àpamọ́ wọn níbikíbi tí wọ́n bá ti ń gba Verve, tó fi mọ́ ibùdo PoS, ATM, àwọn ilé ìtàjà, àwọn ilé oúnjẹ, àwọn ilé epo, àti àwọn aláròóbọ̀ lórí ẹ̀rọ ayélujára. Ṣiṣe àfihàn owó sísan lábẹ́lé pẹ̀lú ike-ìgbowó Verve jẹ́ ìṣesí aláìlẹ́gbẹ́, tí ó ń fún ọ̀pọ̀lọpọ̀ àwọn ọmọ orílẹ̀-èdè Nàìjíríà ní ànfààní láti kópa nínú ọrọ̀-ajé ohun èlò ìmúṣiṣẹ́ àti ànfààní sí àwọn ohun èlò ìmúṣiṣẹ́ tí wọ́n nílò"" Anthea Crawford, Olórí Aláràtúnrà àti Àjọṣepọ̀ owó sísan ní Google Play, ló sọ bẹ́ẹ̀.","Abanikazi bamakhadi akaVerve baseNigeria manje sebengathengaizisethsenziswa ngamanaira kuGoogle Play Store UGoogle ubambiseneneVerve,ikhadi lokukhokha laseNigeria,ukuvumela abantu baseNigeria bathenge izisetshenziswa esitolo sikagoogle play. uGoogle uzokwenza ukuthengiselana noVerve ngamaNaira namabhange azothatha loku kuthengiselana njengokwala. Ukusebenzisa lokhu,vakashela uGoogle Play Store, khetha isisetshenziswa ofuna ukusithenga, faka imali oyithandayo, khetha""faka ikhadi lokukweleta noma ikhadi ledebhithi,uma sekushiwo, faka ulwazi lwekhadi lakho lakaVerve. Ungaphinde uvakashele upay.google.com, ngena ku-akhawunti yakhe yaka Gmail, khetha 'faka indela yokukhokha,' faka ulwazi lwekhadi lakho lakaVerve bese uyakugcina. Emva kwalokho thenga ngokubuyela emuva kuPlay Store. Lokhu kukhona nakubasebenzisi beAndriod abanamakhadi akaVerve. Kodwa ke awukwazi okwamanje ukukhokhela iYoutube Premium ngekhadi lakho lakaVerve. Ngalesosikhathi ngoNtulikazi ku-2023, inkampani ephethwe i-Interswitch, iVerve, ibike ukuthi inezinkinga emakhadini ezinkokhelo anagphezu kwezigidi ezingu-50 eNigeria, ikhombisa ukwanda kwayo ezweni. Ukuze wazi, imininingo evela eStatista ikhombisa ukuthi kusuka ngoMasingana ku-2022, cishe bangamaphesent ayi-28 abanikazi bamakhadi eNigeria akade benamaMastercards bese kuba ngamaphesenti ayi-18 akade benamaVisas. Kodwa ke phakathi kuka-2019 no-2022, iVerve kwakuyikhadi elijwayeleke kakhulu eNigeria, okwenza abantu abafinyelela kumaphesenti angu-54 amakhadi aseNigeria ePoS nokuthengiselana nge-inthanethi. Uvincent Ogbunude, Umqondisi oMkhulu weVerve International, uthe ukuhlanganisa noGoogle Play kubaluleke kakhulu ukuya phambili ukubona umbono weVerve ophakamisa ukuzifaka kwezezimali. Uverve usuke wabambisana namanye amabhizinisi ukuthuthukisa ukubandakanywa kwezezimali eNigeria. Ngonyaka wezi-2022 inkampani yezinkokhelo yabambisana no-Opay ukwethula ikhadi lokudebhitha manje leOpay Verve. Ikhadi elixhunywe ngqo kubasebenzisi be-OPay ezikhwameni zemali, livumela abasebenzisi be-OPay ukuthi basebenzise iKhadi leDebhithi eLisheshayo elisha ukuthenga ngalo ezikhwameni zabo noma yikuphi iVerve ivumelekile, okubandakanya izikhumulo iPoS, ama-ATM, izitolo zokudla, izindawo zokudla, izindawo zokuthela uphethiloli kanye nabanye abadayisa ku-inthanethi. Ukubandakanya izinkokhelo zendawo ngamakhadi aseVerve kuyinto ebalulekile,kuvumela amaNigeria amaningi ukuthi abambe iqhaza kusisetshenziswa sezomnotho nokuthola izisetshenziswa abazidingayo, u-Anthea Crawford, Inhloko yezokudayisa nokubambisa kwezokukhokha kuGoogle Play,ephetha."
+የኬንያ አግሪ ቴክ ጀማሪ ድርጅት ‘ፋርም ወርክስ’ ፤በሰው የተሰራ አዋቂ (AI)ን በመጠቀም ምርትን ለማቀላጠፍ በቅድመ የ1ኛ ዙር የገንዘብ ማሰባሰቢያ ላይ 4.1 ሚልዮን ዶላሮችን ሰብስቧል:: የኬንያው አግሪ ቴክ ጀማሪ ድርጅት ፋርም ወርክስ የተሰበሰበውን 4.1 ሚልዮን ዶላር፣ የመረጃ ትንተና አቅሙን ለማጠናከር ‘በሰው የተሰራ አዋቂን(AI)’ በመጠቀም፣ ምርትን የማሳደግ እና የመትከል እናም የማበደር ውሳኔዎች ላይ ተፅእኖ ለማድረግ እንደሚጠቀምበት ይፋ አድርጏል:: ‘የህልውና ተዕፅኖ ፈጣሪ እርዳታ አሰባሳቢ (Livelihoods Impact Fund)’፣ ‘መከላከያ ብረት የለበሰች አለም(Vested World)’፣ ‘የኤንጅል ባለሀብቶች’ እና በርካታ የቤተሰብ ቢሮዎች በተካፈሉበት መረሀ ግብር፤ ‘አኩመን ቻይ የግብርና እርዳታ አሰባሳቢ’ ዙሩን መርቷል። እ.ኤ.አ በ 2020 በ ‘ዋይ ሊ’(ዋና ስራ አስኪያጅ) እና ‘ፒተር ሙቴ’ የተጀመረው ‘ፋርም ወርክስ’፣ ለገበሬዎች የእርሻ ግብአቶችን እና ላመረቱት ምርትም ገበያን እንዲያገኙ ያደርጋል። ይህ ጀማሪ ድርጅት፣ የተባይ የመቆጣጠር አገልግሎትን እና የእርሻ ግብአቶችን ያቀርባል። እንዲሁም የገበሬዎቹን ምርት በመግዛት፣ ለሀገር ውስጥ እና ለአለም አቀፍ ሽያጮች ያውላል። በተጨማሪም የእርሻ መሳሪያዎችንም ያበድራቸዋል። አነስተኛ የመሬት ይዞታ ያላቸው ገበሬዎች፣ የፍሬም ወርክስ ‘አውት ግሮወር’ መርሀግብር ተሳታፊ ሆነዋል (አንድ ገበሬ የሰብል እህል፣ የእርሻ መሳሪያዎችን እና ተጨማሪ ግዢዎችንም ጨምሮ ከሚያቀርብለት ድርጅት ወይ ግለሰብ ጋር የሚደረግ ስምምነት ነው) ፤ ይህም የአቅርቦት ሰንሰለታማ መረብን እንዲዘረጋ እና ለደንበኞቹም ከፍተኛ ጥራት ያለውን ምርት በፍጥነት እንዲያቀርብ አስችሎታል። በየወሩም 400 ቶን ያህል ምርት እንደሚሸጥ ተናግሯል። በመካከለኛው ኬንያ በሁለት ክልሎች ውስጥ ከሚገኙት እና በዚህ ሰአት በስራ ላይ ከሚገኙት መስሪያ ቤቶችና 16 ማከማቻ ማእከሎች በተጨማሪ፤ በሌሎች የኬንያ ክልሎች የ’ውል የገበሬዎች መረብ’ን የማስፋፋትም እቅድ አለው። ፋርም ወርክስ አሁን ላይ የማሰልጠኛ ማእከሎች በሆኑት የእርሻ ቦታዎቹ ላይ፣ ቀደም ሲል እህል ማምረት ላይ ይሰራም ነበር። ከዚህም በላይ፣ ይህ ጀማሪ ድርጅት ለሙከራ በተዘጋጁ የእርሻ መሬቶች ላይ በተግባር ገበሬዎችን ስለ ጥሩ የግብርና ልምዶች ያስተምራል።,"Kenyan agritech startup, FarmWorks, raises a $4.1 million pre-Series A to use AI to improve production Kenyan agritech startup, FarmWorks, has disclosed its $4.1 million pre-Series A round to bolster its data analytics capabilities and use AI to improve production and impact planting and lending decisions. Acumen Resilient Agriculture Fund led the round with participation from Livelihood Impact Fund, Vested World, several family offices, and angel investors. Launched in 2020 by Yi Li (CEO) and Peter Muthee, FarmWorks provides farmers with access to farm inputs and markets for their produce. The startup offers farmers pest control services and farm inputs. It also purchases the farmers’ produce for local or international sales. Additionally, it lends them farming tools. Over 2,000 smallholder farmers participate in FarmWorks' out-grower programme, which has enabled it to establish a supply chain network that guarantees the prompt delivery of high-quality produce. It says it sells 400 tonnes of produce monthly. It plans to grow its network of contract farmers in other regions within Kenya, in addition to the two counties in the country’s central region, where it is currently operational and has 16 collection centres. FarmWorks previously engaged in crop production on its farms, which have now become training centres. What’s more, the startup teaches farmers about good agricultural practices, which it models on trial farms.","Sabon kamfanin ayyukan noma na zamani na Kenya, FarmWorks, ya haɗa dala miliyan 4.1 a pre-Series A don amfani da fasahar AI don haɓaka ayyukan haɗawa Sabon kamfanin ayyukan noma na zamani na Kenya, FarmWorks, ya bayyana shirinsu na pre-Series A mai kimar $4.1 miliyan don ƙarfafa ikonsa na nazarin bayanai da kuma amfani da fasahar AI don haɓaka ayyukan haɗawa da tasiri kan shawarwari kan shuke-shuke da bashi. Acumen Resilient Agriculture Fund ne ya jagoranci ayyukan, tare da samun halartar asusun Livelihood Impact Fund da Vested World da ofisoshin iyali da yawa da kuma masu zuba jari na farko. Kamfanin da Yi Li (Shugaba) da Peter Muthee ne suka ƙaddamar a shekarar 2020, FarmWorks, yana ba wa manoma damar samun kayan amfanin gona da kasuwanni don amfanin gonarsu. Farawa yana ba manoma sabis na kawar da kwari da kayan aikin gona. Har ila yau, yana sayan amfanin gonakin manoma don sayarwa a cikin gida da a waje. Bugu da ƙari, yana ba su aron kayan aikin noma. Sama da kananan manoma 2,000 ne suka shiga cikin shirin FarmWorks na bunƙasa manoma, wanda ya ba shi damar kafa hanyar samar da kayayyaki wadda ke ba da tabbacin isar da kayan amfanin gona masu inganci cikin gaggawa. Kamfanin yace yana sayar da tan 400 na kayan amfanin gona duk wata. Kamfanin yana shirin bunƙasa ɗimbin manoman kwanturagi a wasu yankuna a ƙasar Kenya, ƙari kan ƙananan hukumomin biyu a yankin tsakiyar ƙasar, inda a halin yanzu yake aiki kuma yake da cibiyoyin tattara kayayyaki guda 16. A baya FarmWorks yana yin noman amfanin gona a gonakinsa, wanda a halin yanzu suka zama cibiyoyin horarwa. Bugu da ƙari, sabon kamfanin yana koya wa manoma kyawawan ayyukan noma, waɗanda ta ke tsarawa a gonakin gwaji.","Kampuni ya Agritech ya Kenya, FarmWorks, imechangisha awamu ya awali ya muendelezo A ya milioni 4.1$ ili kutumia AI kuboresha uzalishaji. Kampuni ya Agritech ya Kenya, FarmWorks imefungua awamu yake ya awali ya Muendelezo A ya Milioni 4.1$ kuimarisha uwezo wake wa data na kutumia AI kuboresha uzalishaji na kuathiri maamuzi ya upandaji na ukopeshaji. Acumen Resilient Agriculture Fund iliongoza duru hiyo kwa ushiriki kutoka Livelhood Impact Fund, Vested World, ofisi kadha za familia, na wawekezaji wa Angel. Ilizinduliwa mwaka 2020, na Yi Li (Mkurugenzi Mtendaji) na Peter Muthee, FarmWorks inawapa wakulima fursa ya kupata pembejeo za kilimo na masoko ya mazao yao. Kampuni inawapa wakulima huduma za kudhibiti wadudu na pembejeo za kilimo. Pia hununua mazao ya wakulima kwa mauzo ya ndani au nje ya nchi. Zaidi ya hayo, inawakopesha zana za kilimo. Zaidi ya wakulima wadogo wadogo 2,000 wanashiriki katika mpango wa ukuzaji wakulima wa Farmworks, ambao umewezesha kuanzisha mtandao wa ugavi ambao unahakikisha utoaji wa haraka wa mazao ya ubora wa juu. Inasema inauza tani 400 za mazao kila mwezi. Inapanga kukuza mtandao wake wa kandarasi kwa wakulima katika mikoa mingine ndani ya Kenya, pamoja na majimbo mawili ya eneo la kati nchini, ambako inafanya kazi kwa sasa na ina vituo 16 vya makusanyo. FarmWorks hapo awali ilijishughulisha na uzalishaji wa mazao kwenye mashamba yake, ambayo sasa yamekuwa vituo vya mafunzo. Zaidi ya hayo, kampuni hiyo inawafunza wakulima kuhusu shughuli nzuri za kilimo, ambazo ni mfano kwenye mashamba ya majaribio.","Ilé-iṣẹ́ àdìdeelẹ̀ iṣẹ́ àgbẹ̀ onímọ̀ ẹ̀rọ ilẹ̀ Kenya, FarmWorks, ti ṣe àkójọ Àsetẹ̀léra A $4.1 mílíọ̀nù láti lo IA Ilé-iṣẹ́ àdìdeelẹ̀ iṣẹ́ àgbẹ̀ onímọ̀ ẹ̀rọ ilẹ̀ Kenya, FarmWorks, ti ṣe àgbéjáde ìpele Àsetẹ̀léra A $4.1 mílíọ̀nù láti ṣe àtìlẹ́yìn fún ìkápá ìyànàná dátà rẹ̀ àti láti lo IA fún ìdàgbàsókè ìpèse rẹ̀ àti láti dásí àwọn ìpinnu nǹkan ọ̀gbìn àti yíyá. Acumen Resilient Agriculture Fund ló léwájú ìpele náà pẹ̀lú kíkópa láti Livelihood Impact Fund, Vested World, ọ̀pọ̀lọpọ̀ àwọn ọ́fíísì mọ̀lẹ́bí àti àwọn apèsè owó ìdókówò. Ilé iṣẹ́ tí Li (Aláṣẹ àti Olùdarí) àti Peter Muthee ṣe ìfilọ́lẹ̀ rẹ̀ ní ọdún 2022, FarmWorks ń pèsè ànfààní sí àwọn ohun èlo oko àti ọjà fún irè-oko fún àwọn àgbẹ̀. Ilé-iṣẹ́ àdìdeelẹ̀ náà ń pèsè ìdènà àwọn kòkòro àti àwon ohun èlò oko fún àwọn àgbẹ̀. Ó tún ra àwọn irè oko àwọn àgbẹ̀ fún títà lábẹ́lé àti nílẹ̀ òkèèrè. Ní àfikún, ó ń yá wọn ní àwọn irinṣẹ́ oko. 2,000 lé àwọn àgbẹ̀ olóko kékèké ni wọ́n ń kópa nínú èto iṣẹ́-àgbẹ̀ aládèéhùn FarmWorks, tí ó ti fún-un ní ànfààní láti ṣẹ̀dá ìlàna pípésè àti títà tó ń ṣe ìdánilójú fún pípèse irè oko tó jẹ́ ojúlówó lásíkò. Ó ní òun ta tóónù 400 irè oko lóṣooṣù. Ó ń pinnu láti ṣe àfikún iye àwọn àgbẹ̀ afàdéhùngbà rẹ̀ ní àwọn agbègbè míràn ní orílẹ̀-èdè Kenya, ní àfikún sí àwọn ìletò méjì tí ó wà ní agbègbè àárín gbùngbùn orílẹ̀-èdè náà, níbi tí ó ti ń ṣiṣẹ́ lọ́wọ́ tó sì ní àpapọ̀ ààye 16. FarmWorks kópa nínú ìpèse nǹkan ọ̀gbìn lórí oko rẹ̀ tẹ́lẹ̀ rí, tí ó ti wá di àwọn ààyè ìdánilẹ́kọ̀ọ́ bayìí. Kí ló tún kù, ilé-iṣẹ́ àdìdeelẹ̀ náà ń kọ́ àwọn àgbẹ̀ ní àwọn ìṣesí iṣẹ́ àgbẹ̀, tí ó ń ṣe àwòkọ́ṣe rẹ̀ lórí oko ìdánwò.","Abaqali bezobuchwepheshe bolimo eKenya iFarmWorks, isiyenze imali eyizigidi ezine zamadola ngaphambi kweSeries A ukusebenzisa iAL ukuthuthukisa umkhiqizo Isiqalo sezobuchwepheshe bezolimo eKenya iFarmWorks, isiveze izigidi ezingu-4.1 ngaphambi kweSeriea A ukuqinisa ukukwazi ukuhlaziya imininingo nokusebenzisa Al ukuthuthukisa umkhiqizo nomthelela ekutshaleni nezinqumo zokutsheleka. Isikhwama seAcumen Resilient Agriculture kuholele ekubambeni iqhaza esikhwameni Livelihood Impact, iVested World, namahhovisi emindeni eminingi, kanye nabaxhasizimali. Kwethulwe ngonyaka wezi2020 yi Yi Li (iCEO) uPeter Mutheee, iFarm Works inikeza abalimi ukukwazi ukuzibandakanya ekulimeni nasemamakethe abakukhiqizile. Isiqalo sinikeza abalimi imisebenzi yokulawula izinambuzane nokuzibandakanya kwabalimi. Iphinde ithenge okukhiqizwe ngabalimi bekwenzela indawo nokudayisa kwaphesheya. Ukwengeza ibaboleka amathuluzi okulima. Bangaphezu kwezinkulungwane ezimbili abalimi abasafufusa ababambe iqhaza kuhlelo lokukhula lweFarmWorks, oseluvumele uhlelokuxhumana lwesaplayi sheni oluqinisekisa ukuhanjiswa komkhiqizo osezingeni eliphezulu. kuthiwa idayisa amathani ayi-4000 akhiqiziwe ngenyanga. Kuhlose ukukhulisa uhlelokuxhumana kubalimi bezinkontileka kwezinye izindawo eKenya, ukwengeza lamazwe. iFarmWorks yayikade izibandakanye ekukhiqizeni izitshalo kumafamu ayo, njengamanje osekuyizizinda zokuqeqesha. Okunye, okuqala ukufundisa abalimi ngobuhle bokwenza ezolimo, okukhonjiswa kumafamu okuzama."
+ትሬድከርቭ (Tredecurve) እራሱን በማጠናከር እንደ ተቀናቃኞቹ ኢሚውቴብል.ኤክስ ( ImmutableX) እና ቨርቼይን (Vechain) እ.ኤ.አ በ2023 ምርጡ የክሪፕቶ መገበያያዎች መሀል ለመሆን እየሰራ ነው። ትሬድ ከርቭ (TCRV) የተባለው መድረክ ከቅርብ ጊዜ ጀምሮ በ ክሪፕቶ(crypto) ዓለም ውስጥ ማዕበሎችን እያስነሳ ይገኛል። እንዲሁም፣ ብዙ ባለሀብቶች እ. ኤ. አ የ2023 ምርጡ የክሪፕቶፕ የመዋለ ንዋይ ማፍሰሻ ሊሆን እንደሚችል እየተነበዩ ነው። ማራኪ አማራጭ ነው እናም በዓመቱ ላይ ወደ ክሪፕቶ በሚደረገው ኢንቬስትመንት ላይ ኢሚውቴብል.ኤክስን (IMX) እና ቨርቼይንን (VET) ሊበልጥ ይችላል። >>ለ Tradecurve Presale ይመዝገቡ<< ImmutableX (IMX)፡ እድገቱን እና የወደፊት ተግዳሮቶቹን ይመልከቱ በ Ethereum blockchain ላይ የተገነባው ImmutableX (IMX) የሁለተኛ ደረጃ ፕሮቶኮል የZK-rollup ቴክኖሎጂን በተሳካ ሁኔታ በመተግበሩ ትኩረትን እያገኘ መጥቷል። በእውነቱ፣ ImmutableX አሁን በብሎክቼይን ላይ የውስጠ-ጨዋታ ንብረቶችን ለማስመሰል ከ GameStop ጋር ሽርክና አለው። ከቶከን እሴት አንፃር፣ Immutable X ከጃንዋሪ 2023 ጀምሮ ከፍተኛ እድገት አሳይቷል፣ ከ91% በላይ በማደግ አሁን ያለው ImmutableX ዋጋ ወደ $0.71 አካባቢ ደርሷል። በ2025 መገባደጃ ላይ ImmutableX token ወደ 10 ዶላር ሊያድግ እንደሚችል የገበያ ባለሙያዎች ገምግመዋል። ነገር ግን፣ ይህ የቡሊሽነት እይታ ImmutableX እያደረገ ባለው ንብርብር-2 ገበያ ውስጥ ቁጥር አንድ ምርጫ ሆኖ መቆየቱ ላይ ይወሰናል። በብዙ ተፎካካሪ ምርቶች ይህ ለImmutableX ቡድን ፈታኝ ሊሆን ይችላል። ይህ በብሎክቼይን ላይ የተመሰረተ የመጀመሪያው እና በአሁኑ ጊዜ ብቸኛው የድብልቅ ንግድ መድረክ ከሆነው ከTredecurve ጋር በቀጥታ የሚቃረን ነው። ቨርቼይን (VET) በገበያው ላይ የመገኘቱን እና የወደፊት ተስፋዎቹን ስንመረምር ፤ ቨርቼይን (VET) በጠንካራ የቴክኖሎጂ መሰረቱ እና ከታዋቂ ንግዶች ጋር ያለውን አጋርነት ይዞ በተለዋዋጩ የክሪፕቶ ገበያ ውስጥ የተመቻቸ ቦታ ይዞ ይገኛል፡፡ ቨርቼይን የተሰኘው መድረክ እንደ BHW ፣PWC እነ wlmart ���ይና ባሉ ድርጅቶች ከጊዜ ወደ ጊዜ እየተገበረ የሚገኝ ጠንካራ የኢንተርፕራይዝ ብሎክ ሰንሰለት መፍትሄዎችን ይሰጣል፡፡ የቨርቼይን ጉልህ አገሮች ዋጋውን ከ0.18 ዶላር ወደ 0.28 ዶላር በላይ እንዲጨምር አድርገዋል፡፡ ይህ ግን እ.አ.አ በ2021 የቡሊሽ ረን ላይ ነበር፡፡ ነገር ግን ፣ሰፊው የክሪፕቶ የቡሊሽ ረን እየቀነሰ ሲሄድ ፣የቨርቼይን ዋጋ በአሁኑ ጊዜ 0.018 ዶላር ላይ ተረጋግቶ ተቀምጧል፡፡ የመጀመሪያውን ለገዙት የቨርቼይን ባለቤቶች የ93 በመቶ ኪሳራ ነበር፡፡ ምንም እንኳን የቁልቁለት አዝማሚያ ቢታይም የገበያው ተንታኞች አሁንም ስለቨርቼይን ጉልበተኝነት ይናገራሉ፡፡ የቨርቼይን ጥንካሬ መሰረታዊ ነገሮችም ይጠቀሳሉ፡፡ በቀጣይ ለሚመጣው የቡል ረን ላይ የዋጋ ጭማሪ ሊያሳይ የሚችልበትንም በቴክኖሎጂው ላይ እያደገ የመጣው ተወራራሽነት ምክንያት ነው ብለው ያነሳሉ፡፡ ይህም የሚሆነው እ.አ.አ በ2024 የቢትኮይን (BTC) በግማሽ መቀነስ በኋላ ነው፡፡ ተንታኞችም ላለመቀነስ የሚያደርገውን የ0.033 ዶላር የገደብ ደረጃን ለቨርቼይን እንደ ትልቅ ትርጉም ያለው ዋና ነጥብ አድርገው ገልጸዋል፡፡ ይህን የገደብ ደረጃ ሰብሮ ማለፍ ቨርቼይንን ለረጅም ጊዜ ከ0.10 ዶላር በላይ እንዲሆን ያደርጋል፡፡ ትሬድ ከርቭ (TCRV) በክሪፕቶ አለም ውስጥ የመጣ አዲስ ማእበል ነው፡፡ ትሬድከርቭ (TCRV) በኢተሪየም የብሎክቼይን ላይ የሚሰራ ጠቅላይ የድብልቅ መገበያያ በመሆን ማእበሎችን እያመጣ ነው፡፡ በDeFi ቴክኖሎጂ የተጠቃሚን ግላዊነት በማረጋገጥ -አክሲዮኖችን፣ምንዛሪዎችን፣ሸቀጦችን እና መለያዎችን ጨምሮ-አለም አቀፍ ነጋዴዎች ሰፊ ይዞታ ያላቸውን ንብረቶች እንዲቆጣጠረሩ ማስቻልን ያለመ ነው፡፡ በተለይም ትሬድ ከርቭ የኢሜይል አድራሻ ብቻ የሚጠይቀውን ከችግር ነጻ የሆነ የመለያ ምዝገባ ሂደቱን በጣም ይኮራበታል፡፡ ይህ አከሄድ በሌሎች መድረኮች የተለመደ አሰልቺ እና ጥብቅ የ KYC ፕሮቶኮሎችን በአግባቦ ያስቀራል፡፡ ትሬድ ከርቭ ቀላል የመገበያያ መለዋወጫ ከመሆን አልፏል፡፡ ለባለሀብቶች ኃይለኛና አስተማማኝ የንግድ መሳሪያዎችን የሚያዘጋጅ አጠቃላይ የግብይት ሥነ-ምህዳርን ይሰጣል፡፡ ይህም በሰው በተሰራ አዋቂ(AI) የጎለበቱ የንግድ ስርዓቶች የታቀዱ የግብይት መገልገያዎችን እና ድብልቅ የንግድ ልውውጥን ያካትታል፡፡ በተጨማሪም ትሬድ ከርቭ ለጀማሪዎችና ለላቁ ነጋዴዎች ወሳኝ የግብይት ዘዴዎችን የሚሰጥ የንግድ መማሪያን የያዘ ነው፡፡ በትሬድ ከርቭ መድረክ እምብርት ላይ በራሱ የተሰራው የ’’TCRV’’ መገበያያ ሳንቲም መለያ አለ፤ ይህም ለበለቤቶቹ የተለያዩ ጥቅሞችን ይሰጣል፡፡ የቅጂ መገበያያ መሳሪያዎችን ለማግኘት ፣ተጓዳኝ ገቢን በአክሲዮን ለማግኘት እና በቅናሽ የንግድ ክፍያዎችን ለመፈጸም በቀላሉ ትሬድከርቭን በመድረኩ ላይ ይግዙ፡፡ በአሁኑ ጊዜ ’’TCRV’’ አሁን በመካሄድ ላይ በሚገኘው የአምስተኛው የቅድመ ሽያጭ ወቅት በ0.025 ዶላር ማራኪ ዋጋ ተምኖለታል፡፡ የገበያው ተመራማሪዎች በቅድመ ሽያጭ ማጠቃለያ ላይ የ5000በመቶ አስገራሚ ጭማሪ በማሳየት ዋጋው ወደ 1 ዶላር እንደሚደርስ ይተነብያሉ፡፡ በ ዩኒስዋፕ (Uniswap) መገበያያ ላይ ያለውን ዝርዝር ተከትሎ ፣ይህን አይነት ተጨማሪ እንቅስቃሴ ትሬድከርቭን አስደናቂ ወደሆነው የ100 እጥፍ እድገት እንደሚያመራ ያሳያል፡፡,"Tradecurve Gearing Up to Rival ImmutableX and Vechain as the Best Cryptocurrencies of 2023 The platform Tradecurve (TCRV) has been making waves in the crypto world lately. Also, many investors are predicting that it could be the best cryptocurrency investment of 2023. It is an attractive option and it may be able to outpace ImmutableX (IMX) and Vechain (VET) as the go-to crypto investment for the year. >>Register For The Tradecurve Presale<< ImmutableX (IMX): A Look at Its Growth and Future Challenges ImmutableX (IMX), a second-layer protocol built on Ethereum's blockchain, has been receiving increasing attention due to its successful application of ZK-rollup technology. In fact, ImmutableX now has a partnership with GameStop to tokenize in-game assets on the blockchain. In terms of token value, Immutable X has witnessed significant growth since January 2023, rising by over 91% to reach a current ImmutableX price of around $0.71. Market experts project that the ImmutableX token could potentially escalate to $10 by the end of 2025. However, this bullish outlook depends on ImmutableX becoming the number one choice in the booming layer-2 market. With so many competing products, this may prove to be a challenge for the ImmutableX team. This is in direct contrast to Tradecurve, which is the first and currently the only hybrid-trading platform based on the blockchain. Vechain (VET): Examining Its Market Presence and Future Prospects Vechain (VET), with its robust technology infrastructure and partnerships with prominent businesses, has a well-established presence in the volatile crypto market. The platform Vechain provides a robust enterprise blockchain solution that is increasingly adopted by companies such as BMW, PwC, and Walmart China. VeChain's substantial partnerships led to a surge in its price from $0.18 to over $0.28. This was during the bull run in 2021. However, as the broad crypto bull run waned, Vechain's value has currently settled at $0.01868. It was a drop of 93% for Vechain holders who bought 'the top'. Despite the downward trend, market analysts remain bullish about Vechain. They cite Vechain's robust fundamentals. They also cite the growing adoption of its technology as reasons for potential price surges in the next bull run. This is due to occur after the Bitcoin (BTC) halving in 2024. Analysts have highlighted the $0.033 resistance level as a significant price point for Vechain. Breaking this resistance could propel Vechain beyond $0.10 in the long term. Tradecurve (TCRV): A New Wave in the Crypto World Tradecurve (TCRV) is making waves as a comprehensive hybrid exchange operating on the Ethereum blockchain. It aims to empower global traders to deal with a broad spectrum of assets — including stocks, currencies, commodities, and indices — while ensuring user privacy through DeFi technology. Notably, Tradecurve prides itself on a hassle-free account registration process that requires just an email address. This approach conveniently sidesteps the typically tedious and stringent KYC protocols commonplace in other platforms. Tradecurve goes beyond being a simple exchange; it provides a holistic trading ecosystem that equips investors with an arsenal of potent trading tools. This includes AI-powered trading systems, copy trading facilities, and a hybrid trading exchange. Furthermore, Tradecurve is home to a trading academy that imparts crucial trading techniques to beginners and advanced traders alike. At the core of the Tradecurve platform is its native TCRV token, which confers various benefits to its holders. Simply hold TCRV on the platform to access copy trading tools, earn passive income through staking, and enjoy discounted trading fees. Currently, TCRV is priced at an attractive $0.025 during the ongoing fifth presale phase. Market pundits are forecasting an incredible surge of 5,000%, pushing the price to reach $1 by the conclusion of the presale. Further momentum could carry TCRV to achieve a stunning 100x jump following its listing on the Uniswap exchange.","Tradecurve Na Ƙara Ƙaimi don Kere ImmutableX da Vechain a Matsayinsu na Kuɗaɗen Crypto Mafiya Kyau a Shekarar 2023 Dandalin na Tradecurve (TCRV) yana ta bunƙasa a duniyar crypto a ‘yan kwanakin nan. Hakanan, da yawan masu saka hannun jari suna hasashen cewa zai iya zama mafi kyawun kuɗin crypto na 2023. Zaɓi ne mai ban sha'awa, kuma yana iya wuce ImmutableX (IMX) da Vechain (VET) a matsayin kuɗin crypto da kowa zai so amfani da shi na shekarar. >> Yi rijistar matakin Kafin Sayarwa na Tradecurve << ImmutableX (IMX): Dubi kan Ci gabansa da Ƙalubalen da Yake Fuskanta ImmutableX (IMX), wata ƙa'ida ce mai mataki biyu da aka gina akan fasahar blockchain ta Ethereum, tana ƙara jawo hankali saboda aiwatar da fasahar ZK-rollup cikin nasara. A zahiri, yanzu ImmutableX yana da haɗin gwiwa da GameStop don mayar da kadarorinsa na cikin wasa na katin kuɗi a fasahar blockchain. Dangane da kimar katin kuɗi, Immutable X ya fuskanci babban ci gaba tun daga Janairun 2023, inda ya ƙaru da sama da 91% wanda ya saka ya iso farashin ImmutableX na yanzu na kusan $0.71. Masana kasuwa suna hasashen cewa katin kuɗi na ImmutableX na iya haɓaka zuwa $10 a ƙarshen shekarar 2025. Saidai wannan hangen nesa na haɓaka ya dogara kan ko ImmutableX zai zama zaɓi na ɗaya a kasuwar Layer-2 mai haɓaka. Da samfura masu gasa da yawa, wannan na iya zama ƙalubale ga tawagar ImmutableX. Wannan kai-tsaye yana cin karo da Tradecurve, wanda shi ne na farko kuma a halin yanzu shi kaɗai ne dandalin ciniki mai amfani da hanoyi biyu akan tsarin fasahar blockchain. Vechain (VET): Nazartar Kafuwarsa a Kasuwa da Abubuwan da ake Hasashe Vechain (VET), tare da ingantattun kayan aikinsa na fasahar da haɗin gwiwa da fitattun masana’antu, yana da ingantacciyar kafuwa a kasuwar crypto maras ƙarfi. Dandalin na Vechain yana samar da ingantaccen tsarin kasuwanci kan fasahar blockchain wanda kamfanoni kamar BMW da PwC da Walmart China ke amfani da shi. Babban haɗin gwiwar VeChain ya haifar da hauhawar farashinsa daga $0.18 zuwa sama da $0.28. Wannan ya faru ne a lokacin rige-rigen shekarar 2021. Saidai lokacin da babban rige-rigen na crypto yayi sauƙi, a halin yanzu kimar Vechain ta daidaita a $0.01868. Wannan raguwar 93% ce ga masu Vechain waɗanda suke 'can sama'. Duk da koma bayan da aka samu, manazarta kan kasuwa sun ci gaba da hasashen tashin Vechain. Suna ambato ƙaƙƙarfan tushe na Vechain. Har ila yau, suna ambao karɓar fasaharta a matsayin dalilan yiwuwar hauhawar farashinsa a rige-rige na gaba. Wannan zai faru ne bayan Bitcoin (BTC) ya rasa rabin kimarsa a shekarar 2024. Masu sharhi sun bayyana juriya ta $ 0.033 a matsayin mahimmin farashin Vechain. Keta wannan juriya na iya haɓaka Vechain ya ƙetare $0.10 a ƙarshe. Kasuwancin Kasuwanci (TCRV): Wata Sabuwar Guguwa a Duniyar Crypto Tradecurve (TCRV) yana haɓaka a matsayin dandalin canji mai amfani da hanyoyi biyu wanda ke aiki akan fasahar blockchain ta Ethereum. Manufarsa ita ce ƙarfafa 'yan kasuwa na duniya kan mu'amala da ɗimbin kadarori – wanda suka haɗa da hannun jari da kuɗaɗe da kayayyaki da fihirisosi – yana kuma tabbatar da sirrin masu amfani ta hanyar fasahar DeFi. Tradecurve na alfahari akan tsarinsa na rajistar asusu marar wahala wanda ake buƙatar adireshin yanar gizo kaɗai. Wannan salon yayi fintinkau ga ƙa'idodin KYC masu wahala da tsauri a da suka zama ruwan dare cikin sauran dandaloli. Tradecurve ya wuce matsayin canji mai sauƙi kaɗai; yana kuma samar da cikakken yanayin cinikayya wanda ke ba wa masu zuba jari cikakken shiri na kayan aikin cinikayya masu ƙarfi. Wannan ya haɗa da tsarin ciniki mai amfani da fasahar AI da kwafin wuraren cinikayya da kuma musayar cinikayya mai bangarori biyu. Bugu da ƙari, Tradecurve gida ne ga makarantar kasuwanci wanda ke koyar da dabarun ciniki masu mahimmanci ga ƙanana da manyan 'yan kasuwa. Asalin katin kuɗin Tradecurve na TCRV ne a zuciyar dandalin na Tradecurve , wadda ke ba da fa'idodi iri-iri ga masu riƙe da shi. Kawai riƙe TCRV akan dandalin don samun damar kwafin kayan aikin cinikayya, da samun kuɗin shiga mai sauƙi ta hanyar saka hannun jari, da samun damar biyan kuɗin ciniki mai rangwame. A halin yanzu, ana sayar da TCRV a kan farashi mai ban sha'awa na $0.025 a cikin matakin kafin fara sayarwa na biyar wanda ke gudana yanzu haka. Masana harkokin kasuwa suna hasashen babbar hauhawa ta 5,000%, ta yadda farashin zai kai $1 ta ƙarshen matakin kafin fara sayarwa. Ƙarin ƙarfi na iya riƙe TCRV har ya cimma babbar bunƙasa ta 100x bayan jeroshi a kan Uniswap exchange.","Tradecurve kujitayarisha kwa Rival ImmutableX na Vechain kama sarafu za siri bora zaidi za 2023 Jukwaa la Tradecurve (TCRV) limekuwa likifanya mabadiliko katika ulimwengu wa Crypto hivi karibuni. Pia, wawekezaji wengi wanatabiri kuwa inaweza kuwa uwekezaji bora wa fedha fiche wa mwaka 2023. Ni chaguo la kuvutia na inaweza kuwashinda ImmutableX (IMX) na Vechain (VET) kama uwekezaji wa Crypto kwa mwaka. >>Jiandikishe kwa uuzaji wa awali wa Tradecurve << ImmutableX (IMX): Mtazamo wa ukuaji wake na changamoto za baadae. ImmutableX (IMX), itifaki ya sarafu ya pili ilivyojengwa kwenye Blockchain ya Ethereum, imekuwa na ikipokea tahadhari kutokana na matumizi yake ya teknolojia ya ZK-rollup. Kiukweli, ImmutableX sasa imeingia ubia na GameStop ili kuboresha tokeni za rasilimali za kimichezo kwenye blockchain. Kwa upande wa thamani ya tokeni, IMmutableX imeshuhudia ukuaji mkubwa tangu Januari 2023, ukipanda kwa zaidi ya 91% hadi kufikia bei ya sasa ya ImmutableX ya karibu $0.71. Wataalamu wa masoko wanakadiria kuwa tokeni ya ImmutableX inaweza kupanda kufikia hadi $ 10 kufikia mwishoni mwa 2025. Walakini, mtazamo huu mzuri unategemea ImmutableX kuwa chaguo nambari moja katika soko linalokua la safu-2. Kwa kuwepo bidhaa nyingi za ushindani, hii inaweza kuwa changamoto kwa timu ya ImmutableX. Hii ni tofauti ya moja kwa moja na Tradecurve, ambayo ni ya kwanza na kwa sasa jukwaa pekee la biashara ya mseto kulingana na blockchain. Vechain (VET): Inachunguza uwepo wa masoko yake na matarajio yajayo. Vechain (VET), pamoja na miundombinu yake thabiti ya teknolojia na ushirikiano na biashara maarufu, ina uwepo mzuri katika masoko tete ya Crypto. Jukwaa la Vechain hutoa suluhisho thabiti la biashrara katika blockchain ambapo hutumiwa na makampuni kama vile BMW, PwC, na Walmart China. Ushirikiano mkubwa wa Vechain ulisababisha kuongezeka kwa bei yake kutoka $ 0.18 hadi zaidi ya $ 0.28. Hii ilikuwa wakati wa mbio za Ng'ombe mnamo 2021. Hata hivyo, kadri utendaji kazi mpana wa Ng'ombe ulivyopungua, thamani ya Vechain kwa sasa imesalia katika $ 0.01868. ilikuwa ni tone la 93% kwa wamiliki wa Vechain ambao walinunua 'juu'. Licha ya hali ya kuporomoka, wachambuzi wa masoko wamebaki na matumaini kuhusu Vechain. Wanataja misingi thabiti ya Vechain. Pia wanataja kuongezeka kwa teknolojia yake kama sababu za uwezekano wa kupanda kwa bei katika kipindi kijacho. Hii ni kutokana na kutokea baada ya Bitcoin (BTC) kupungua kwa nusu mwaka 2024. Wachambuzi wameangazia kiwango cha cha upinzani cha $ 0.033 kama bei muhimu ya Vechain. Kwa kuvunja upinzani huu kunaweza kuiongezea Vechain zaidi ya $ 0.10 kwa muda mrefu. Tradecurve (TCRV): Mabadiliko mapya katika ulimwengu wa Crypto. Tradecurve (TCRV) inafanya mabadiliko kama ubadilishanaji wa kina wa mseto unaofanya kazi kwenye blockchain ya Ethereum. Inalenga kuwawezesha wafanyabiashara wa kimataifa kushughulikia wigo mpana wa rasilimali ikiwemo hisa, sarafu, bidhaa na fahirisi huku iki hakikisha faragha ya mtumiaji kupitia teknolojia ya DeFi. Hasa, Tradecurve imejivunia mchakato wa usajili wa akaunti bila usumbufu ambao unahitaji tu anuani ya barua pepe. Mbinu hii huepuka kwa urahisi taratibu ngumu za KYC zinazochosha na kuzoeleka katika majukwaa mengine. Tradecurve inakwenda mbali zaidi ya kuwa biashara ya kawaida; kiujumla hutoa mazingira ya biashara ambayo huwapa wawekezaji safu ya zana nzuri za biashara. Hii inajumuisha mifumo ya biashara inayoendeshwa na AI, vifaa vya biashara ya nakala, na ubadilishanaji wa biashara ya mseto. Kwa kuongezea, Tradecurve ni ngome ya elimu ya biashara ambayo hutoa mbinu sawa za biashara kwa wafanyabiashara wadogo na wakubwa. Msingi wa jukwaa la Tradecurve ni tokeni yake ya asili ya TCRV, ambayo inatoa faida lukuki kwa wamiliki wake. Shikilia tu TCRV kwenye jukwaa ili upate zana za kufanya biashara ya nakala, kupata mapato ya kupita kiasi kupitia kuweka hisa, na kufurahia ada zilizopunguzwa za biashara. Kwa sasa, TCRV ina bei ya kuvutia $0.025 wakati wa awamu ya tano inayoendelea ya mauzo ya awali. Wachambuzi wa masoko wanatabiri ongezeko la kushangaza kwa 5,000%, na kuisukuma bei kufikia $ 1 kufikia mwishoni mwa mauzo. Kasi zaidi inaweza kubeba TCRV kufikia mruko mzuri wa 100x kufuatia kuorodheshwa kwake kwenye ubadilishaji wa Uniswap.","Tradecurve Ń Múrasílẹ̀ Láti Figagbágba Pẹ̀lú ImmutableX àti Vechain gẹ́gẹ́ bi Àwọn Owó Àkósódù tó Dárajùlọ ní ọdún 2023. Ìkànni Tradecurve (TCRV) ti ń ṣe bẹbẹ ní àwùjọ owó àkósódù láti bí ijọ́ mẹ́ta. Bákan náà, ọ̀pọ̀lọpọ̀ àwọn olùdókòwò ni wọ́n ń sọ àsọtẹ́lẹ̀ pé ó lè jẹ́ ìdókówò owó àkósódù tó dárajùlọ ní ọdún 2023. Ó jẹ́ ànfààní tó wọjú ó sì lè ṣíwájú ImmutableX (IMX) àti Vechain (VET) gẹ́gẹ́ bi ìdókówò owó àkósódù tí ayé-ń-fẹ́ fún ọdún yìí. >>Forúkọsílẹ̀ Fún Ìmúra fún Títà Tradecurve<< ImmutableX (IMX): Bíbojú Wo Ìdàgbàsókè Rẹ̀ àti Ìpèníjà Ọjọ́-iwájú ImmutableX (IMX), jẹ́ ìlàna-iṣẹ́ ìpele kejì tí wọ́n gbékalẹ̀ sórí àká dátà àkósódù Ethereum tí ọ̀pọ̀lọpọ̀ ti ń ṣe àkíyèsí rẹ̀ gan nítorí àṣeyọrí ìṣàmúlò ìmọ̀-ẹ̀rọ ZK-rollup. Kódà, ImmutableX ti dòwòpọ̀ pẹ̀lú GameStop àwọn dúkìyá inú-ayò lórí àká dátà àkósódù náà di owó àkósódù. Nípa iye owó àkósódù, ImmutableX ti rí ìdàgbàsókè tó fojúhàn láti Oṣù Ṣẹẹrẹ ọdún 2023, tó ń gókè pẹ̀lú 91% lé láti dé iye $0.71 tí ImmutableX wà lọ́wọ́lọ́wọ́. Àwọn òjìnì nípa ọjà ń sọ àsọtẹ́lẹ̀ pé owó àkósódù ImmutableX ṣe é ṣe kó fò lọ sí $10 ní òpin ọdún 2025. Síbẹ̀síbẹ̀, ìfojúsọ́nà fún ìjẹ́ròkè yìí ní ṣe pẹ̀lú bóyá ImmutableX di àṣàyàn àkọ́kọ́ ní ọjà ìṣí-2 tó ń gbóórò lọ́wọ́. Pẹ̀lú oríṣiríṣi ohun èlò tọ́ ń figagbága, èyí lè dúró gẹ́gẹ́ bí ìpènijà fún ikọ̀ ImmutableX. Èyí ní ìyàtọ̀ tààrà sí Tradecurve, tó jẹ́ àkọ́kọ́ tó sì jẹ́ ìkànnì ìtajà-alákànpọ̀ kan ṣoṣo lọ́wọ́lọ́wọ́ yìí nípa àká dátà àkósódù . Vechain (VET): Ṣíṣe Àyẹ̀wo Ìdúró rẹ̀ Lójú-ọjà àti Àfojúsùn Ọjọ́-iwájú Vechain (VET), pẹ̀lú ìmọ̀ ẹ̀rọ amáyédẹrùn alágbára rẹ̀ àti àjọṣepọ̀ pẹ̀lú àwọn oníṣòwò ńláńlá ní ìdúró tó fẹsẹ̀múlẹ̀ dáadáa ní ójú ọjà owó àkósódù aláyìídà. Ìkànnì Vechain ń pésè ọ̀nà àbáyọ àká dátà àkósódù Ilé-iṣẹ́ alágbára tó ti di gbígbàwọlé ní àwọn ilé-iṣẹ́ bíi BMW, PwC, and Walmart China. Àwọn àjọṣepọ̀ pàtàki VeChain ti yọrí sí àfikún nínú iye rẹ̀ láti $0.18 sí $0.28 lé. Èyí jẹ́ lásíkò ìjẹròkè ní ọdún 2021. Síbẹ̀síbẹ̀, gẹ́gẹ́ bí ìjẹròkè owó àkósódù tó gbòòrò ṣe kì í nílọ̀, ojú owó Vechain ti fìdí kalẹ̀ sí $0.01868. Ó jẹ́ ìjẹrodò ìdá 93% fún àwọn tó ní Vechain fún àwọn tó ra ""òke rẹ̀"". Pẹ̀lú ìṣesí ìjẹrodò yìí, àwọn ayànnàná ojú ọjà ṣì nírètí ìjẹròke Vechain. Wọ́n tọ́ka sí ìpìlẹ̀ alágbára Vechain. Wọ́n tún tọ́ka sí àlékún ìṣàmúlò ìmọ̀-ẹ̀rọ rẹ̀ gẹ́gẹ́ bí ìdí fún ìjẹròke iye rẹ̀ tó ṣe é ṣe ní ìjẹròkè tó ń bọ̀. Èyí ṣe é ṣe kó wáyé lẹ́yìn ìsọdi àbọ Bitcoin (BTC) ní ọdún 2024. Àwọn ayànàná ti ṣàfihàn ìpele ìtakò $0.033 gẹ́gẹ́ bí ọ̀gangan iye owó fún Vechain. Jíjá ìtakò yìí kúrò lè sún Vechain kọjá $0.10 lọ́jọ́ iwájú. Tradecurve (TCRV): Àṣà tuntun ní àwùjọ owó àkósódù. Tradecurve (TCRV) ti ń di gbajúgbajà ìṣepàṣípárọ̀ alákánpọ̀ kíkún tó ń ṣiṣẹ́ àká dátà àkósódù Ethereum. Ó ní èrò láti ró àwọn oníṣòwò lágbàyé lágbára láti dókówò pẹ̀lú ohun-ìní tó gbòòrò - tó fi mọ́ àwọn ìpín-ìdókówò, àwọn owó, àwọn ohun àlùmọ́nì, àti ìwọn iye ìpín ìdókówò - pẹ̀lú ṣíṣe àrídájú bíbo àṣírí àwọn aṣàmúlò nípasẹ̀ ìmọ̀-ẹ̀rọ DeFi. Ní pàtàkì, Tradecurve daṣọ iyì bora rẹ̀ pẹ̀lú ìlànà ìforúkọsílẹ̀ tí ò mú ìṣòròro dání tí ó kan nílò àdírẹ́ẹ̀sì ímeèlì nìkan. Ìgbésẹ̀ yìí ń ṣe àpatì ìlànà òfin KYC tó gùn tó sì tún pọn dandan èyí tó ti di tánrán fọ́nká lórí àwọn ìkànnì tókù. Tradecurve kọjá jíjẹ́ ìkànnì pàṣípáárọ̀ tó rọrùn nìkan: ó ń pésè àwùjọ ìṣòwò lápapọ̀ tó ń fún àwọn olùdókòwò ní ilé ìṣura àwọn irinṣẹ́ ìṣòwò tó dájú. Lára èyí ni ẹ̀rọ ìṣòwò oní-IA, àwọn ẹ̀rọ aṣàdàkọ ìṣòwò, àti ìṣòwo pàṣípáárọ̀ alákánpọ̀. Síwájú sí i, Tradecurve jẹ́ ààyè fún ilé ẹ̀kọ́ ìṣòwò tí ó ń kọ́ àwọn ọgbọ́n ìṣòwò tó ṣe pàtàkì fún àwọn alákọ̀ọ́bẹ́rẹ̀ àti àwọn tó ti tẹ̀síwájú bákan náà. Ní àárín gbùngbùn ìkànni Tradecurve la ti rí owó àkósódù TCRV tó jẹ́ tirẹ̀, tó ń pèse oríṣiríṣi ànfààní fún àwọn tí wọ́n ní i. Ṣà à ti ní TCRV lórí ìkànnì náà láti ní ànfààní sí àwọn irinṣẹ́ aṣàdàkọ ìṣòwò, pa owó wọlé láìṣiṣẹ́ pẹ̀lú níní i, kí o sì jẹ ìgbádùn àdínkù owó ìṣòwò. Lọ́wọ́lọ́wọ́, iye owó TCRV wà ní $0.025 tó wọjú lásíkò ìṣí karùn-ún ìmúra fún títà tó ń lọ lọ́wọ́. Àwọn ayànàná ojú ọjà ń sọ àsọtẹ́lẹ̀ ìjẹròkè alágbára sí 5,000%,tí yóò sún iye náà láti dé $1 ní ìparí ìmúra fún títà. Ìtèsíwájú agbára lè gbé TCRV láti ṣe àṣeyọrí fífò ní ìlọ́po 100x lẹ́yìn àgbéjáde rẹ̀ lórí ìkànni pàṣípáárọ̀ Uniswap.","ITradecurve Ilungiselela umbango ne-ImmutableX kanye neVechain njengaBezimalizobumfihlo Ezihamba Phambili ngonyaka wezi-2023 Inkundla iTradecurve (TCRV) yenza kahle kakhulu emhlabeni wezibumfihlo muva nje. Futhi abatshali zimali abaningi bagagula ukuthi kuzoba utshalomali lwezezimalizobumfihlo oluhle kakhulu ngonyaka wezi-2023. Kuwumbono ohehayo futhi ingenzeka ikwazi ukudlula i-ImmutableX (IMX) kanye neVechain (VET) ngokotshalomali lobumfihlo lonyaka. >>Bhalisela ukuthengiswa ngaphambilini kweTradecurve<< I-ImmutableX (IMX): Ukubheka Ukukhula Kwayo neziNgqinamba Zakusasa I-ImmutableX (IMX), umgomo wesigaba sesibili owakhiwe kushenikuvimba ye-Ethereum, sekuthole ukunakwa kakhulu ngenxa yokuphumelela kokufaka isicelo sezobuchwepheshe iZK. Eqinisweni, i-ImmutableX isibambisene neGamestop ukunikeza umklomelo wezimpahla emdlalweni kushenikuvimba. Ngokwenani lomklomelo, i-ImmutableX isibone ukukhula okukhulu kusukela ngoMasingana ngonyaka wezi-2023, ukukhula okungaphezu kwamaphesenti angu-91 ukufinyelela kunani leImmutableX eliku 0.71$. Ongoti bezemakethe bakhomba ukuthi umklomelo we-ImmutableX inganyuka ifike ku-$10 uma kuphela unyaka wezi-2025. Kodwa loku kubukeka iqinile kuncike ku-ImmutableX ukuthi ibe ngu ngqa phambili kulelizinga lokudlondlobala lesi-2 emakethe. Ngemikhiqizo eminingi eqhudelanayo, lokhu kungaqinisekisa ukuba yingqinamba eqembini le-ImmutableX. Lokhu kungumehluko oqonde ngqo kuTradecurve, okungeyamanje futhi eyokuqala inkundla eyingxube yokuhwebelana kushenikuvimba. iVechain(VET): Ukuhlola ubukhona bemakethe yayo kanye nezinjongo zekusasa. iVechain (VET) :ngengqalasizinda yezobuchwepheshe ephelele nokubambisana namabhizinisi aziwayo,isizakhele ukubonakala kumakethe yobumfihlo engathembakele. Inkundla iVechain inikeza ezokudayisa eziqinile kushenikuvimba isisombululo esesisetshenziswa kakhulu yizinkampani ezinjengo-BWM,PwC kanye neWalmart China. Ukubambisana okubalulekile kweVechain sekuholele ekushintheni kwenani lisuka ku$0.18 liya ngaphezu kuka$0.28. Lokhu kwakungesikhathi somyalelo owawukhona ngonyaka wezi-2021. Kodwa ke njengoba kwehla ukubaluleka kobumfihlo obuvulelekile,inani leVechain njengamanje limi ku $0.01868. Kwaba ukwehla kwabanikazi beVechain ngo-93% abathenga 'phezulu'. Ngaphandle kokwaziwa kokwehla, abahlaziyi bezimakethe basakusho ukubaluleka kweVechain. Basho ukubaluleka okuqinile kweVechain. Baphinde basho nokukhula ekusebenziseni ezobuchwepheshe njengesizathu sokukhulakwamanani okubalulekile okulandelayo. Kumele kwenzeke ngemva kokwabelana kweBhithikhoyini (BTC) ngonyaka wezi-2024. Abahlaziyi babalule izinga lokuhluleka eliwu$0.033 njengesikhathi senani elibalulekile kuVechain. Ukuqeda loku kwahluleka kungaphoqa iVechain ukuthi idlule ku $0.10 esikhathini esizayo. ITradecurve (TCRV): Okusha emhlabeni wezobumfihlo ITradecurve (TCRV): igqamile ngokushintshana ngokuphele okuyingxube okusebenza kushenikuvimba i-Ethereum. Ihlose ukusiza abadayisi emhlabeni jikelele ukuthi babhekane nokwahlukana kokusabala kwezimpahla- okubandakanya isitokwe, izimali zezwe,izimpahla ezidayisayo namafayela-beqinisekisa ubumfihlo bomsebenzisi ngobuchwepheshe beDeFi. Okuqaphelekayo iTradecurve iyaziqhenya kngohlelo lokubhalisa i-akhawunti ngaphandle kwezinkinga okudinga nje ikheli lemeyili. Le ndlela ikubeka kahle eceleni okuncane nemixhantela yemigomo yeKYC endaweni evamile kwezinye izinkundla. ITradecurve yenza okungaphezulu kokushintshana,inikezela nge-ikhosistimu yokudayiselana ephelele efundisa abatshalizimali ngeqoqo eliqinile lamathuluzi okudayiselana. Lokhu kubandakanya uhlelo lokudayiselana olunamandla lwe-Al, ukukopela izindawo zokudayiselana, kanye nokushintshana kokudayiselana okuyingxube. Okungaphezu kwalokho iTradecurve ikhaya lokudunda ukudayiselana elitshala amaqhinga okudayiselana abalulekile kwabaqalayo nasebethuthukile ekuthengiselaneni. Ekujuleni kwenkundla yeTradecurve umklomelo oyimvelo iTCRV oqinisekisa izinzuzo ezahlukene kubanikazi. Vele ubambe iTCRV enkundleni ukuthola ukukopela amathuluzi okuhwebelana,thola imali ngeziteki,ujabulele izaphulelo zokuhwebelana. Njengamanje iTCRV ibiza kahle u$0.025 ngesikhathi kuqhubeka isiskhathi sangaphambi kokudayisa sesihlanu. Ongoti bemakethe babikezele ukwanda okumangazayo okungu-5,000%, kukhuphula inani lifike ku-$1 ngesikhathi sokuvalwa kwangaphambi kokudayisa. Okunye ukukhula kungathatha iTCRV ukuthi ithole ukugxuma kawu-100x kulandelwa ukubalwa kwezokushintshana i-Uniswap."
+"‘ወጣት አፍሪካዊያን ካታሊስት’ ወደ ‘ቴክስታርስ ቶሮንቶ’ ገባ፣ መለያ መጠሪያውንም እንደገና ወደ ‘ካታላይዝ ዩ(CatalyzU)’ ለወጠ። ዛሬ፣ ‘የወጣት አፍሪካዊያን ካታሊስትስ’ በ’ቴክስታርስ ቶሮንቶ’ ተቀባይነት ማግኘቱን እና መለያ መጠሪያውንም ወደ ‘ካታላይዝ ዩ(CatalyzU)’ መለወጡን እያስታወቀ ይገኛል። ‘ካታላይዝ ዩ’ ውስጥ ከካናዳ የሚገኙ 23 ሌሎች ጀማሪ ድርጅቶችን እና በዚህ ምድብ ውስጥ ብቅ እያሉ ያሉ ገበያዎችን ያገናኛል። በቀድሞ ባለሀብቶች፣ ‘ካርል ኒቺት’(ዋና ሥራ አስኪያጅ) እና ‘ሉክ ሞስተርት’ (ዋና የስልት አውጪ ሀላፊ) የተመሰረተው ‘ካታላይዝ ዩ’፣ የአፍሪካን ተሰጥኦዎች በዓለም አቀፍ ጀማሪ ድርጅቶች ተርታ ውስጥ የ ማስገባትን ለምግባት የሚያግዛቸውን ስልጠና የመስጠትን ፈተና ወስዶ እየሰራ ይገኛል። እንደ ‘አንዴላ’ ያሉት ጀማሪ ድርጅቶች በ ተግባር-ሙያ ተሰጥኦ ላይ ሲያተኩሩ፤ ‘ካታላይዝ ዩ’ ግን እንደ ሽያጭ፣ ግብይት፣ የንግድ ልማት እና የደንበኞች አገልግሎት በመሳሰሉ የተግባር-ሙያ ባልሆኑ ሚናዎች ላይ ማተኮርን ይፈልጋል። በ’ቴክ ስታርስ’(Techstars) ውስጥ ያለው ተሳትፎ በዚህ ግብ መሳካት ላይ እገዛ ያረጋል፣ ምክንያቱም የ ጀማሪ ድርጅት እድገት አፋጣኝ ኩባንያዎችን ማህደሮች እንዲያገኙ እና አጋሮችን እንዲያገኙ ስለሚያስችል ነው። ‘ሞስተርት’ እንደተናገረው፣”እንደገና የተለወጠው የ መለያ መጠሪያው፣ከጀማሪው ድርጅት ‘ሰዎችን የማስተማር እና ሥራ ላይ የማስቀመጥ’ ተልዕኮ ጋር ይሄዳል።” ከዚህ ቀደም ‘ሞስተርት’ በ’ፊውቸር አፍሪካ’ ውስጥ የኢንቨስትመንት ኃላፊ ሆነው ሰርተዋል፣ አሁን ላይ ግን የ ‘ካታላይዝ ዩ’ን የስልት ንድፍ፣ የገንዘብ ድጋፍ ጉዳይ፣ የአጋርነት ጉዳይ እና የግብይት ጥረቶችን በመምራት ላይ ይገኛሉ ። “እኔና ካርል፣ቀዳሚ የሆኑ የ65 የአፍሪካ ‘የማህበር መሪ (VC)’ ገንዘብ ለጋሽ ባልደረባዎቻችንን የያዘውን፣ የወጣት አፍሪካዊያን ካታሊስትስ ስነ-ምህዳርን ጨምሮ፣ በ መላው አፍሪካ ውስጥ ድንቅ የትውውቅ አውታረ መረቦች አሉን። ነገር ግን፣ በአሜሪካ ውስጥ በተመሳሳይ መልኩ ሰፊ የትውውቅ አውታረ መረቦች የሉንም፣ እናም በአፍሪካ አህጉር የመፈንጠቅ ባህሪ እያሳየ ካለው የኤድቴክ(የ ቴክኖሎጂ ትምህርት) እና የጆብቴክ (የ ቴክኖሎጂ ስራ ) ላይ ትኩረት ያረገው የገንዘብ ድጋፍ አንፃር ስናየው፣ እነዚያን በልዩነት ትኩረት ተደርገው የሚሰጡ የአሜሪካ የገንዘብ ድጋፎችን ማግኘት እንፈልጋለን። ’ቴክ ስታርስ’ በ ዓለማችን ትልቁ የ ‘ቅድመ-ምስረታ’(pre-seed) የመዋለ ንዋይ አፍሳሽ እንደመሆኑ፣ እነዚህን አስፈላጊ ትውውቆች ማግኘት ይችላል እናም ለማደግ የሚሆነንን መነሻ ገንዘብ እንዲለቁልን እና ከእሱም ጋር አብረው የሚመጡ አስፈላጊ ትውውቆችን እንድናገኝ ሊረዳን ፈቃደኛ ነው” ሲል ለቴክፖይን አፍሪካ ተናግሯል። ወደ ‘ጀማሪ ድርጅት ለውጥ አፋጣኝ’ ለመሆን መመረጣቸውን ተከትሎ፣ ‘ካታላይዝ ዩ’ ከ ’ቴክ ስታርስ’ 120,000 ዶላር ይወስዳል፣ ይህም መስራቾቹ የ ‘ቅድመ-ምስረታ’(pre-seed) ዙር የመጀመሪያ ጉርሻ ነው ይላሉ። በተጨማሪም፣ ጀማሪው ድርጅት ከሚከተሉት ድርጅቶች የኤንጅል መዋዕለ ንዋይ ፍሰቶችን አግኝቷል፤ ድርጅቶቹም ፓወል ብሪሎፍ፣የአክሽን ቬንቸር መስራች ፤ሳብስና ሾርት ሊስት ፕሮፌሽናሎች፤ቶዮስ አቦላሪን፤ የናይጄሪያ ዌብ 3 የጨዋታዎች መድረክ መስራች የሆኑት አውጆና፤ እንዲሁም የመዋዕለ ንዋይ ፍሰቶች በቴንሰንት አውሮፓ ዋና መሪ የሆኑት ሮብረት ኮል ናቸው፡፡ ጀመሪው ድርጅት በሚያካሂደውቅድመ መዋዕለ ንዋይ ስራዎች የሚውል ገንዘብ ቴክስታርስ ፕሮግራሙ ከማለቁ ከኦክቶብረ 2023 በፊት ለማሰባሰብ አቅዷል፡፡ ኒቼቲ የጀማሪው ድርጅት ከሐምሌ ጀምሮ የቶሮንቶ ተወካይ ሲሆን ቴክስታርስ የሚያደርሳቸውን ተእኖ የሚያደርግባቸው የአፍሪካ ቦታዎች በየአስጀማሪው ድርጅት መታቀፍ መዋዕለ ንዋይን ለማከሄድ በዋናነት እንደሚያበረታታና እንደሚረዳ መታመኑን ገልጿል፡፡ ኒቺቴ እንደለው የአስጀማሪው ድርጅት ልምድ እስካሁን አስደናቂ በመሆኑ ስራውን ለማካሄድ ሙለ ለሙሉ በመዝለቃችን ይህንን ያዩ ኢንዱስትሪ መሪዎች በየጊዜው እየመጡ ለጀማሪው ድርጅት ስኬት አስፈላጊ ናቸው የሚሏቸውን ነገሮች ሊረዱን እየሞከሩ ናቸው፡፡ ኒቼቲ እኛ ባለን ልምድና እያደገ በመጣው እጅግ ጠቃሚ ግንኙነቶቻችንና አጋርነታችን መሰረት ምክንያት በጣም ደስተኞች ነን ›› ብለዋል ፡፡ የመዋዕለንዋይን ለማካሄድ ወጪን ከመቀነስ አኳያ ቴክስታርስ አሉ ከተባሉት ከዓለም ፈጣን የመዋዕለንዋይ አፍሳሾች አንዱ ሲሆን ከ2021 ጀምሮ ከ60 በላይ የሚሆኑ የአፍሪካ ጀማሪ ድርጅቶች መዋዕለ ንዋዩን አፍስሷል፡፡ የቴክስታርስ የገንዘብ መዋጮ ምንጭ በቶሮንቶ በአሁን ጊዜ 40 ለሚሆኑ የአፍሪካ ጀማሪ ድርጅቶች በቀጥታ መዋዕለ ንዋዩን ያፈሰሰ ሲሆን ይህም እኛ በአፍሪካ ውስጥ መዋዕለንዋያቸውን በቀጥታ ካፈሰሱት ዋና የዓለም መዋዕለንዋይ አፍሳሾች አንዱ ያደርገናል፡፡ እኛ በፍጥነት በታክሲይዙ እንዳየነው ፋውንዴሽኑ በመቋቋምና ጀማሪ ስራ ፈጣሪዎችን ለመርዳት መድረኮች መዘጋጀታቸው ነው፡፡ ‹‹በቶሮንቶ ለጀማሪ ድርጅቶች ራእይ ስለነበር እኛ የሀሰባቸው ተካፋይ እንደሆን ሁሉ የአፍሪካ ስራ ፈጣሪዎች ታዳጊና ተሰጥኦ ያላቸው እድገታቸውም የማይቆም መሆኑን በመገንዘብ እኛ ካተልይዙን እንደየመጀመሪያው የስራችን አጋዥ አድርገን ወስደነዋል፡፡›› ብለዋል ሱኒል ሸርማ የቴክስታርስ ማኔጂንግ ዳይሬክተር","Young African Catalysts gets into Techstars Toronto, rebrands to CatalyzU Today, Young African Catalysts is announcing its acceptance into Techstars Toronto and a rebrand to CatalyzU. CatalyzU joins 23 other startups from Canada and emerging markets in this cohort. Founded by former investors, Karl Nchite (CEO) and Luke Mostert (Chief Strategy Officer), CatalyzU is taking on the challenge of training and placing African talent into startups across the globe. Where startups like Andela have focused on technical talent, CatalyzU intends to focus on non-technical roles, such as sales, marketing, business development, and customer service. Its participation in Techstars will aid in this goal as it would have access to the accelerator's portfolio companies and partners. Per Mostert, the rebrand aligns with the startup's mission to educate and place people in jobs. Mostert previously worked as the Head of Investments at Future Africa, but will now lead CatalyzU's strategy, funding, partnerships, and marketing efforts. “Karl and I have fantastic networks across Africa, including the Young African Catalysts ecosystem, which includes fellows from the leading 65 African VC Funds. However, we don't have similarly broad networks in the US, and given the nascent nature of edtech and jobtech specific funding on the African continent, we want to tap into those specialised US funds. As the world’s largest pre-seed investor, Techstars has access to these networks and is willing to help us access them to unlock growth capital and networks that come with it,” he told Techpoint Africa. As part of their acceptance into the accelerator, CatalyzU will receive $120,000 from Techstars, which the founders say is part of the first tranche of their pre-seed round. Additionally, the startup has received angel investments from Paul Breloff, Founder of Accion Venture Labs & Shortlist Professionals; Toyosi Abolarin, Founder of Nigerian Web3 gaming platform, Awujo; and Robert Cole, Head of Investments at Tencent Europe. The startup intends to commence fundraising efforts for the second tranche of its pre-seed round after the end of the Techstars programme in October 2023. Nchite has been representing the startup in Toronto since July and cites Techstars' reach and influence on the African continent as a major motivation for joining the accelerator. ""The experience has been amazing so far, we’ve been fully immersed in it, constantly surrounded by industry leaders trying to help us with core elements of our startup’s development. We’re thrilled about this experience as well as the invaluable relationships and partnerships that have already begun stemming,"" he said. In the face of slowing venture capital funding, Techstars has remained one of the most active investors globally and has invested in over 60 African startups since 2021. ""The Techstars Toronto fund has now made 40 investments directly into African startups, making us one of the most active global direct investors on the continent in the entire world. What we immediately saw in CatalyzU was the platform they are building to support the rise of entrepreneurs themselves, it’s a foundation. We share their view that African entrepreneurs are young, talented, and unstoppable and we want CatalyzU to support our African portfolio, as a start,"" Sunil Sharma, Managing Director of Techstars Toronto said of the startup's mission.","Young African Catalysts ya shiga Techstars Toronto, ya sake suna zuwa CatalyzU A yau, Young African Catalysts ya sanar da karɓarsa da aka yi a Techstars Toronto da sake suna da yayi zuwa CatalyzU. Catalyzu ya shiga sahun wasu sabin kamfanoni gida 23 na ƙasar Kanada da kasuwanni masu tasowa a wannan ƙungiyar. Kamfanin da tsofin masu hannun jari Karl Nchite (Shugaba) da Luke Mostert (Babban Jami'in Dabarun) suka kafa, Catalyzu ya rungumi aikin horarwa da sanya haziƙan Afirka a sabin kamfanoni a fadin duniya. Yayin da sabin kamfanoni irinsu Andela suka mayar da hankali kan ƙwarewa ta fasaha, CatalyzU yayi niyyar mayar da hankali kan ayyukan da ba ta fasaha ba, kamar sayar da kaya da tallace-tallace da ci gaban kasuwanci da kula da abokan ciniki. Shiga cikin Techstars da yayi zai taimaka wajen cika wannan burin saboda zai sami damar shiga gamayyar kamfanoni da abokan haɗin gwiwa. A cewar Mostert, canza sunan ya dace da manufar sabon kamfanin na ilmantarwa da samarwa mutane ayyukan yi. A baya, Mostert ya yi aiki a matsayin Shugaban Saka Hannun Jari a kamfanin Future Africa, amma yanzu zai jagoranci dabaru da kuɗaɗe da haɗin gwiwa da tallace-tallace na CatalyzU. ""Ni da Karl muna da kyawawar alaƙa sosai a faɗin Afirka, wanda ya haɗa da gamayyar Young African Catalysts, wanda ya haɗo masu aiki guda 65 daga African VC Funds. Saidai ba mu da manyan hanyoyi irin wannan a Amurka, kuma idan aka yi la'akari da yanayin tallafi na karatun fasaha da na ayyukan fasaha a Nahiyar Afirka, muna so mu shiga cikin irin waɗannan kuɗaɗen na Amurka. A matsayinsa na mai saka hannun jarin kafin samun jari mafi girma a duniya, Techstars yana da damar haɗuwa da waɗannan hanyoyin, kuma yana shirye ya taimaka mana mu sami damar yin amfani da su don buɗe babban ci gaba da hanyoyin da ke tare da su,” kamar yadda ya cewa Techpoint Africa. A matsayin wani ɓangare na karɓarsu cikin tsarin, Catalyzu zai karɓi $120,000 daga Techstars, wanda waɗanda suka kafa suka ce wani ɓangare ne na zagaye na farko na kafin samun jari. Bugu da ƙari, sabon kamfanin ya sami zuba jari na kafin buɗe kamfani daga Paul Breloff, Wanda ya kafa Accion Venture Labs & Shortlist Professionals; da Toyosi Abolarin, Wanda ya kafa dandalin wasan yanar gizo na Najeriya kan Web3, Awujo; da Robert Cole, Shugaban Zuba Jari a Tencent Europe. Sabon kamfanin na da niyyar fara tara kuɗi don kashi na biyu na zagaye na gaba na kafin samun jari a ƙarshen shirin Techstars a watan Oktoban 2023. Nchite yana wakiltar sabon kamfanin a Toronto tun watan Yuli, kuma ya ambata yadda Techstars ya shiga kuma yake da tasiri a nahiyar Afirka a matsayin babban abin da zai sa ya shiga cikin tsarin. ""Ya zuwa yanzu wannan abin sha'awa ne, mun nutsa ciki gaba ɗaya, muna kewaye da shugabannin masana'antu waɗanda ke ƙoƙarin taimaka mana da mahimman abubuwan ci gaban sabon kamfanin mu. Mun yi farin ciki da wannan abu da kuma alaƙar mai daraja da haɗin gwiwan da ya fara, ”in ji shi. A cikin halin raguwar manyan kuɗaɗen kamfanoni, Techstars ya ci gaba da kasancewa ɗaya daga cikin waɗanda har yanzu suke saka hannun jari a duniya, kuma ya saka hannun jari a cikin sabin kamfanoni na Afirka sama da guda 60 tun daga shekarar 2021. ""Asusun na Techstars Toronto ya sanya hannun jari guda 40 kai tsaye a sabin kamfanoni na Afirka, wanda ya sa mu zama ɗaya daga cikin mafiya zuba jari na kai tsaye a duk duniya a nahiyar. Abin da muka gani nan da nan a CatalyzU shi ne dandalin da suke ginawa don tallafawa haɓakar 'yan kasuwa da kansu, ƙungiya ce. Muma muna da ra'ayi irin nasu na cewa 'yan kasuwan Afirka matasa ne, masu hazaƙa, masu ƙoƙari, kuma muna son CatalyzU ya tallafa wa gamayyar mu ta Afirka, a matsayna farko,"" in ji Sunil Sharma, Darakta Mai Gudanarwa na Techstars Toronto, game da manufar sabon kamfanin.","Vijana w kichocheo cha Kiafrika wanaingia kwenye Techstars Toronto, na kubadilishwa kuwa catalyzU. Leo, Young African Catalysts inatangaza kukubalika kwake katika Techstars Toronto na kubadilishwa jina kuwa CatalyzU. CatalyzU imejiunga na mashirika mengine 23 kutoka Kanada na masoko yanayoibukia katika kundi hili. Ilianzishwa na wawekezaji wa zamani, Karl Nchite (Mkurugenzi mtendaji) na Luke Mostert (Afisa mkuu wa mikakati), CatalyzU inakabiliana na changamoto ya mafunzo na kuweka vipaji vya kiafrika katika mashirika Duniani kote. Ambapo kampuni kama Andela wamezingatia vipaji vya kiufundi, CatalyzU inakusudia kuzingatia majukumu yasiyo ya kiufundi, kama vile mauzo, masoko, ukuaji wa biashara, na huduma kwa wateja. Ushiriki wake katika Techstars utasaidia katika lengo hili kwani itaweza kufikia mipango ya haraka ya kampuni na washirika. Per Mostert, muundo mpya unalingana na dhamira ya kampuni ya kuelimisha na kuwapangia watu kazi. Hapo awali Mostert alifanyakazi kama mkuu wa uwekezaji katika Future Africa, lakini sasa ataongoza mkakati wa CatalyzU, ufadhili, Ubia na juhudi za masoko. ""Mimi na Karl tuna mitandao ya kushangaza kote Afrika, ikiwemo Young Africa Catalysts ecosystem, ambao unajumuisha wezangu kutoka mfuko wa 65 African VC. Hata hivyo, hatuna mtandao mpana nchini Marekani, na kwa kuzingatia uchanga wa ufadhili wa Edtech na Jobtech katika bara la Afrika, tunataka kutumia fedha hizo maalumu za Marekani. Kama muwekezaji mkubwa zaidi Duniani wa ruzuku za awali, Techstars ina ufikiaji wa mitandao hii na iko tayari kutusaidia kuipata ili kufungua mtaji wa ukuaji na mitandao inayoambatana nayo"" aliiambia Techpoint Africa. Kama sehemu ya kukubalika kwao katika kiongeza kasi, CatalyzU itapokea $120,000 kutoka Techstars, ambayo waanzilishi wanasema ni sehemu ya awamu ya kwanza ya mzunguko wao wa mbegu za awali. Zaidi ya hayo, mradi umepokea uwekezaji wa Angel kutoka kwa Paul Breloff, mwanzilishi wa Accion venture Labs & wataalamu wa orodha fupi; Toyosi Abolarin, mwanzilishi wa jukwaa la michezo ya kubahatisha la Nigerian Web3, Awujo; na Robert Cole, mkuu wa uwekezaji katika Tencent Europe. Uzalishaji huu unakusudia kuanza juhudi za kuchangisha fedha kwa awamu yake ya pili kabla upandaji mbegu baada ya kumalizika kwa mpango wa Techstars mnamo Oktoba 2023. Nchite amekuwa akiwakilisha uzinduzi huo huko Toronto tangu Julai na anataja ufikiaji na ushawishi wa Techstars katika bara la Afrika kama motisha kuu kwa kujiunga na kichapuzi. Uzoefu umekuwa wa kushangaza hadi sasa, tumezama ndani yake, daima tumezungukwa na viongozi wa tasnia wanaojaribu kutusaidia mambo ya msingi ya ukuaji wa mradi wetu. Tumefurahishwa na uzoefu huu pamoja na uhusiano wa thamani na ushirikiano ambao tayari umeanza kusimikwa,"" alisema. Kwa kukabiliwa na upungufu wa ufadhili wa fedha, Techstars imesailia kuwa mmoja wa wawekezaji wanaofanya kazi zaidi ulimwenguni na imewekeza katika miradi 60 ya kiafrika tangu 2021. ""Mfuko wa Techstars Toronto sasa umefanya uwekezaji wa moja kwa moja katika miradi 40 ya kiafrika, na kutufanya kuwa moja ya wawekezaji hai wa moja kwa moja wa kimataifa katika bara la Afrika na ulimwenguni kote. Tulichoona punde huko CatalyzU ni jukwaa ambalo wanalijenga kusaidia ukuaji wa wajasiliamali wenyewe, ni msingi. Tunashirikisha maoni yao kwamba wajasiliamali wa kiafrika ni vijana, wenye vipaji na hawazuiliki na tunataka CatalyzU iunge mkono mipango yetu ya kiafrika, kwa kuanza, ""Sunil Sharma, mkurugenzi mkuu wa Techstars Toronto alisema juu ya kuanza mpango.","Young African Catalysts ti wọ Techstars Toronto, ó sì ti yí orukọ padà sí CatalyzU Lónì, Young African Catalysts ti kéde ìgbaniwọlé rẹ̀ sí Techstars Toronto àti ìyí orúkọ padà sí CatalyzU. CatalyzU darapọ̀ mọ́ àwọn ilé-iṣẹ́ àdìdeelẹ̀ 23 láti Canada àti àwọn ọjà tó ń dìde bọ̀ nínú ẹgbẹ́ yìí. Tí àwọn oníṣòwò tẹ́lẹ̀ rí, Karl Nchite (Aláṣẹ àti Olùdarí) àti Luke Mostert (Ọ̀gá Àgbà Pátápátá fún Ìlànà Iṣẹ́) dásílẹ̀, CatalyzU ti gba ìpèníjà kíkọ́ àti fífi àwọn ọmọ ilẹ̀ Adúláwọ̀ tó lẹ́bùn sí àwọn ilé-iṣẹ́ àdìdeelẹ̀ lágbàyé. Níbi tí àwọn ilé-iṣẹ́ àdìdeelẹ̀ bíi Andela ti gbájúmọ́ àwọn tó lẹ́bùn ìmọ̀ ẹ̀rọ, CatalyzU ń gbérò láti gbájúmọ́ àwọn ojúṣe aláìnílò ìmọ̀ ẹ̀rọ, bíi ìtajà, ìpolówó ọjà, ìdàgbàsókè òwò, àti ìpèsè ìrànlọ́wọ́ fún oníbàárà. Kíkópa rẹ̀ ní Techstars máa ran ìpinnu yìí lọ́wọ́ nítorí ó máa ní ànfààní sí àwọn etò-ìlanilọ́yẹ̀ ilé-iṣẹ́ oní ìpín ìdókówò àti àwọn alájọṣe. Gẹ́gẹ́ bí Mostert ṣe sọ, àyípadà náà wà ní ìbámu pẹ̀lú àfojúsùn ilé-iṣẹ́ àdìdeelẹ̀ náà láti ṣe ìdánilẹ́kọ̀ọ́ àti láti fi àwọn ènìyàn sẹ́nu iṣẹ́. Mostert ti kọ́kọ́ ṣiṣẹ́ tẹ́lẹ̀ gẹ́gẹ́ bíi Olórí Ẹ̀ka Ìdókówò ní Future Africa, ṣùgbọ́n yóò lẹ́wájú Ìlàna-iṣẹ́, ìpèse owó, àjọṣepọ̀, àti ìgbìyànjú ìpolówó ọjà ní CatalyzU. Èmi àti Karl ní àjọṣepọ̀ tó lágbára káàkiri ilẹ̀ Adúláwọ̀, tó fi mọ́ àwùjọ Young African Catalysts, tó ní àwọn alájọṣe 65 tó ń léwájú African VC Funds. Síbẹ̀síbẹ̀, a ò ní irú àjọṣepọ̀ tó gbòòrò bẹ́ẹ̀ ní orílẹ̀-èdè US, tí a bá sì wòye pé ìpèse owó ní ilẹ̀ Adúláwọ̀ fún ẹ̀kọ́ orí ayélujára àti iṣẹ́ orí ayélujára ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ ni, a fẹ́ jẹ nínú àwọn owó ìrànwọ́ àkànṣe ní US. Gẹ́gẹ́ bi olùpèsè owó ìdókówò fún ilé-iṣẹ́ àdìdeelẹ̀ lágbàyé, Techstars ní ànfààní sí àwọn àjọṣepọ̀ wọ̀nyí ó sì ti pinnu láti pèsè ìrànwọ́ fún wa láti ní ànfààní sí wọn, láti ṣí owó ìdókówò ìdàgbàsókè àti àwọn àjọṣepọ̀ tó bá a wá,"" ó sọ fún Techpoint Africa. Lára ìgbaniwọlé wọn sí etò-ìlanilọ́yẹ̀ náà, CatalyzU máa gba $120,000 lọ́wọ́ Techstars, èyí tí àwọn olùdásílẹ̀ sọ pé ó jẹ́ lára abala àkọ́kọ́ owó ìdókówò fún ilé-iṣẹ́ àdìdeelẹ̀ wọn. Ní àfikún, ilé-iṣẹ́ àdìdeelẹ̀ náà ti gba owó ìdókówò lọ́wọ́ Paul Breloff, Olúdásílẹ̀ Accion Venture Labs & Shortlist Professionals; Toyosi Abolarin, Olùdásílẹ̀ ìkànni ayò Ìtàkùn3 ní orílẹ̀-èdè Nàìjíríà, Awujo; àti Robert Cole, Adarí Ìdókówò ní Tencent Europe. ilé-iṣẹ́ àdìdeelẹ̀ náà ń gbérò láti bẹ̀rẹ̀ ìgbìyànjú ìkówójọ abala kejì owó ìdókówò fún ilé-iṣẹ́ àdìdeelẹ̀ wọn lẹ́yìn ìparí ètò Techstars ní oṣù Ọ̀wàrà ọdún 2023. Nchite ti ń ṣe aṣojú ilé-iṣẹ́ àdìdeelẹ̀ náà ní Toronto láti oṣù Agẹmọ ó sì tọ́ka sí àrọ́wọ́tó àti ipa Techstar ní agbọn ilẹ̀ Adúláwọ̀ gẹ́gẹ́ bi ìwúrí pàtàkì fún dídarapọ̀ mọ́ etò-ìlanilọ́yẹ̀ náà. Ìrírí náà yanilẹ́nu títí di àkókò yìí, a ti wọ inúu rẹ̀ tán pátápátá, àwọn olórí ní ẹ̀ka náà ni wọ́n ń rọ̀gbà yí wa ká ní gbogbo ìgbà tí wọ́n ń gbìyànjú láti ràn wá lọ́wọ́ pẹ̀lú àwọn ohun-èlò pàtàkì fún ìdàgbàsókè ilé-iṣẹ́ àdìdeelẹ̀ wa. Inúu wá dùn sí ìrírí yìí bákan náà ni àwọn àjọṣepọ̀ àti àwọn alábàṣe tó ti bẹ̀rẹ̀ síní wọlé,"" ó sọ bẹ́ẹ̀. Lójú bí ìpèse owó ìdókówò ilé-iṣẹ́ ṣe ń rìndìn yìí, Techstars dúró gẹ́gẹ́ bí ọ̀kan lára àwọn olùdókòwò lágbàyé tó ń ṣiṣẹ́ jùlọ ó sì ti dókówò ní ilé-iṣẹ́ àdìdeelẹ̀ 60 ní ilẹ̀ Adúláwọ̀ láti ọdún 2021. ""Owó ìrànwọ́ Techstars Toronto ti ṣe ìdókówò tààrà sí ilé-iṣẹ́ àdìdeelẹ̀ 40 ní ilẹ̀ Adúláwọ̀, tó sọ wá di ọ̀kan lára àwọn olùdókòwò tààrà lágbàyé tó ń ṣiṣẹ́ jùlọ lágbọn náà ní gbogbo àgbáyé. Nǹkan tí a rí lẹ́sẹ̀kẹsẹ̀ lára CatalyzU ni ìkànnì tí wọ́n ń gbékalẹ̀ láti ṣe ìrànwọ́ fún ìdìde àwọn oníṣòwò fúra wọn, ìpìlẹ̀ ni. A ní ojúùwòye kan náà pé àwọn oníṣòwò nílẹ̀ Adúláwọ̀ kéré, wọ́n lẹ́bùn, wọn ò sì ṣe é dílọ́wọ́ a sì fẹ́ kí CatalyzU ó pèsè ìrànwọ́ fún àwọn ìdókòwo wa ní ilẹ̀ Adúláwọ̀, gẹ́gẹ́ bí àṣẹ̀ṣẹ̀ bẹ̀rẹ̀,"" Sunil Sharma, Aláṣẹ àti Olùdarí Techstars Toronto ló sọ bẹ́ẹ̀ nípa āfojúsùn ilé-iṣẹ́ àdìdeelẹ̀ náà.","IYoung African Catalysts ingena kuTechstars eToronto iphinde iguqulele kuCatalyzU Namhlanje iYoung African Catalysts imemezela ukwamukeleka kuTechstars eToronto nokwenziwa kabusha kuCatalyzU. iCatalyztU ilandela abanye abaqalayo abangu-23 baseCanada nokuvela kwezimakethe kulelibutho. Abatshalizimali basekuqaleni, uKarl Nchite (iCEO) noLuke Mostert (Umhleli omkhulu) iCatalyzU ithatha umsebenzi wokuqeqesha nokuveza ikhono laseAfrika kusiqalo emhlabeni wonke. Iziqalo ezinjengo Andela zigxile kukhono elibucayi, iCatalyzU ihlose ukugxila emsebenzini ongekho bucayi, njengokudayisa, esezimakethe, ukuthuthuka kwebhizinisi kanye nokusebenza kwamakhasimende. Ukubamba iqhaza kuTechstars kuzosiza inhloso njengoba izokwazi ukufinyelela kumaphothifolo ezinkambani eziqhubekayo nababambisene nabo. UPer Mostert, ukwenza kabusha kuhambisana nenjongo yokuqala ukufundisa nokufaka abantu emsebenzini. Umostert ubesebenza njengeNhloko yezotshalomali eFuture Afrika,kodwa manje uzohola uhlelo lweCatalyzU, ezezimali,ubambiswano nemizamo yezemakethe. Mina noKarl sinohlelokuchumana oluhle kabi eAfrika yonkana, okubandakanya ekhosistimu Young African Catalysts okufaka abalingani abaphuma kwezezimali eziholayo ezingu 65 zaseAfrika. Kodwa ke asinalo uhlelokuxhumana olufanayo nase-US, ukuthembisa kobunjalo be-edtech nejobtech, ezezimali ezihlonziwe zezwekazi i-Afrka, sifuna ukungena kulezozimali ezekhethekile zase-US. Njengomtshalizimali omkhulu emhlabeni,iTechstars inemvumekungena kuloluhlelokuxhumana futhi iyafisa ukusisiza sifinyelele kuwona ukuze sivule ukukhula kwesiqalomali nohlelokuxhumana okuza nayo, etshela iTechpoint Afrika. Njengengxenye yokwamukela kwabo ekuqhubekeni, iCatalyzU izothola u-$120,000 ovela kwaTechstars, abasunguli abathi kuyingxenye yesiqephu sokuqala somjikelezo wabo wangaphambi kwembewu. Ukwengeza, isisqalo sesithole ukutshwalakwezimali okuhle kuPaul Breloff, uMsunguli we-Accion Venture Labs & Shortlist Proffessionals; uToyosi Abolarin, Umsunguli wenkundla yemidlalo iWeb3 yaseNigeria, u-Awujo; noRobert Cole, Inhloko yoTshalomali yaseTencent Europe. Isiqalo sihlose ukuqala imizamo yokuqokelela imali ekutshalweni kwesibili emva kokuphela kohlelo lweTechstars ngomfumfu wonyaka wezi-2023. UNchite ubemele isiqalo eToronto kusukela ngoNtulikazi ebhala ngokwenziwe yiTechstars nomthelela ezwenikazi i-Afrika njengokugqugquzela okukhulu ukuthi ulandele okuhambayo. ""Ngifunde okumangazayo sesingene sagxila kuyona, sihlezi sinabaholi balomkhakha ukusisiza ngezinto ezibalulekile ekuthuthukeni kwesiqalo sethu. Sijabulile ngalolwazi kanye nobudlelwano nokubambisana okungabalulekile osekuqale ukuma,"" esho. Ukubukeka kokuhamba kancane kokwahluka kwemali siqalo, iTechstars ilokhu iyisitshali mali esisebenzayo emhlabeni jikelele futhi isifake utshalomali emazweni ase-Afrika angaphezu kuka-60 kuziqalo zakhona kusukela ngonyaka wezi-2021. ""Imali ebekiwe yeTechstars Toronto isiyenze utshalomali olungama-40 eqondene nesiqalo saseAfrika,kusenza sibe ngabatshalizimali ababonakalayo ezwenikazi nasemhlabeni wonke. Esakubona ngokushesha kuCatalyzU inkundla ababeyakha ukweseka ukukhula kosomabhizinisi, isisekelo sayo. Sabelana ngemibono yabo ukuthi osomabhizinisi baseAfrika bancane banethalente, abavimbeki futhi sifuna ukuCatalyzU ukweseka iphothifolo yaseAfrika, njengesiqalo,"" uSunil Shama, uMqondisi oMkhulu waseTechstars eToronto uthe injongo yeziqalo."
+ቤዚጎ ሩዋንዳ ገብቷል፡፡ በሰኔ 2023 ፕሬዚዳንት አህመድ ቲኑቡ ‹ወለድ› አልባ የሆነውን የተማሪዎች የገንዘብ ብድር አዋጅ ህግ ሆኖ እንዲጸድቅ ፈርመዋል፡፡ መንግስትም ከወለድ ነጻ የሆነውን ብድር ለተማሪዎች የመስጠትን እቅድ በቅርቡ በመስከረም ወር የሚጀምረውን የትምህርት ዓመት ከመግበቱ በፊት ይጀምራል፡፡ በተጨማሪም የፕሬዚዳንቱ ከፍተኛ የመነግስት አካላትና የመገናኛ አውታሮቿና የእስትራቴጂ ልዩ አማካሪ የሆኑት ዳሌ አላኪ በመወራት ላይ ያለውን የፌደራል ዩኒቨርስቲዎች የማስተማር ክፍያ ጭማሪ እንዳይኖር ማስተባበያ ሰጥተዋል፡፡ እሳቸው እንዳሉትም አንደንድ ዩኒቨርስቲዎች ያወጁት የጭማሪ ክፍያም ለመኖሪየ ቤት ኪራይ፣ለምዝገባ፣ለላቦራቶሪና መሰል አገልግሎቶች እንጂ ከማስተማር ጋር የተያያዘ አለመሆኑን ነው፡፡ በተጨማሪም ለስራ ፈጠራ ፕሮግረሞች፣በችሎታ ላይ ተመረኮዙ የትምህርት ���ድሎችንና ትምህርታቸውነ በታቀደው ጊዜ ለመጨረስ ልዩ ጥረት የሚያደርጉ ተማሪዎችን ለመርዳት መንግስት እቅድ መያዙን ገልጸዋል፡፡ ዛሬ የሚከተለውን አቀርብላችኋለሁ ቤዚጎ ሩዋንዳ ገብቷል፡፡ ቮዳኮም ተሰረቁ 49 ባትሪዎችን አገኘ፡፡ ናሚቢያ ምስጢራዊ ህግ አሳለፈች፡፡ ቤዚጎ ሩዋንዳ ገባ፡፡ የኬንያ ኤሌክትሪክ ተንቀሳቃሽነት ጅምር ድርጅት፣ ባሲጎ (BasiGo)፣ በሀገሪቱ ያለውን የበረራ እጥረት ለመፍታት ስራውን ወደ ሩዋንዳ እያሰፋ ነው። የቤዚጎ ካምፓኒ ኤሲ ሞቢሊቲ ከሚባለው ‹የሩዋንዳ ድርጅት› ጋር ጥምረት በመፍጠር ነበረውን ኤሌክትሪክ ጭላንጭል ለማስፋፋት ስራ ጀምሯል፡፡ የኤሲ ሞቢሊቲ ድርጅት ለሩዋንዳ የህዝብ ትራንስፖርት የሚውል ክፍያን ይረዳ የነበረ ድርጅት መሆኑ ይታወቃል፡፡ የሁለቱም ኩበንዎች ጥምረት ለኪገሊ ትራንስፖርት ተንቀሳቃሸች ኤሌክትሪክ አውቶቢሶች እንደሚያቀርብላቸውና ወጪውም ከጥቅምት 2023 ጀምሮ የሚገኘው ለ‹‹ፐይ-አስ-ዩ-ድራይቭ የፋይነንስ ሞዴል›› የኤሌክትሪክ መኪና አንቀሳቃሾችን ለማነቃቂያ ከመደበው ገንዘብ ነው፡፡ ሞዴል ባለቤቶች በሞዴልነታቸው ምክንያት የሚያገኙት ገንዘብ ተጨማሪ የኤሌክትሪክ መኪና በብድር ለመግዛት እንደሚጠቀሙበትና ባትሪያቸውም በከምፓኒው ዲፖ ሌሊት ላይ በማስሞላት ለባትሪ ኪራይ ሊውል የነበረውን ገንዘብ ሲያድኑ መኪናዎቻቸውም በካምፐኒው ነጻ ሰርቪስና ጥገና ይደረግላቸዋል፡፡ በ2020 መጨረሻ ላይ በዚጎና ኢሲ ሞቢሊቲ ለ2000 የኤሌክትሪክ አውቶቢስ አንቀሳቃሽ ሩዋንዳውያን ከፋይናንስ ሞዴሉ ገንዘብ በመመደብ የሚንቀሳቀስ የኤሌክትሪክ አውተብስ ለመስጠት ማቀዱን ገልጿል፡፡ የሩዋንዳ የመሰረተ ልማት ሚኒስቴር የሆኑት ኧርነስት ንሳቢማና ‹‹አውቶብሶቹ እስካሁን በምቾት አልባነቱ አነጋጋሪ ለነበረው የኪጋሊ የሕዝብ ትራንስፖርት መፍትሄ ይሰጣሉ፡፡ ›› ብለዋል በተጨማሪም የሩዋንዳ መንግስት በኪጋሊ የህዝብ መኪኖችን ቁጥር በፍጥነት ለመጨመር እና 20% የሚሆነውን መርከቦች ወደ ኤሌክትሪክ አውቶቡሶች እ.ኤ.አ በ2030 ለመቀየር የሚያስችል ፕሮግራም ጀምሯል። ይህም እርምጃ ከባሲጎ በሀገሪቱ መግባት ጋር ይጣጣማል። በ2021 የተመሰረተው ባሲጎ በናይሮቢ የመጓጓዣ ክፍል የኤሌክትሪክ አውቶብሶች እንዲገቡ ከፍተኛ አስተዋፅኦ እያደረጉ መሆኑ ይታወቃል። ኩባንያው 19 የኤሌክትሪክ አውቶብሶች ለከተማው መጓጓዣ ድርጂቶች ሽጧል እንዲሁም ከ100 በላይ ለሽያጭ ዝግጁ አድርጓል። በጥር 2023 የባሲጎ የአውቶሞቢል ድርጂት ከሆነው Associated vehicle Assembly Ltd (AVA) ጋር በመተባበር ሀገሪቱ በሞምባሳ ከተማ የኤልክትሪክ አውቶብሶች መገጣጠም እንደሚጀምር ተገልፆል። በሜይ 2023 የኤሌትሪክ ተሽከርካሪ (EV) ጀማሪ ድርጅት በናይሮቢ ቡሩ ቡሩ ሰፈር በአዲሱ የኢሞቢሊቲ ታሪፍ በኩል የተገናኘውን የኬንያ የመጀመሪያውን የህዝብ የኤሌትሪክ ተሽከርካሪ (EV) የቻርጅ ማድረጊያ ስቴሽን አስጀምሯል። ቮዳኮም 49 የተሰረቁ ባትሪዎች ይፋ አድርጓል። ቮዳኮም በኪራይ ካገኝው የሌኩርቲ ድርጂት ጋር በመሆን ከጣቢያዎቹ የተሰረቁትን 49 ባትሪዎች አስመልሷል። የዚህ ፋይዳው ምንድን ነው? የሞባይል ኔትዎርክ ኦፕሬተሮች ለደንበኞች የገቡትን የሰአት ጊዜ ቆይታ ቃልኪዳኖች ለመጠበቅ ባላቸው አቅም ላይ ተጽእኖ ስለሚያሳድር ስለ ባትሪ ስርቆት እየተጨነቁ ነው። እነዚህ ባትሪዎች አጠቃላይ የሞባይል ግንኙነት በሚቆረጥበት ጊዜ እንደ የሀይል ምንጭ ሆነው የሞባይል ኔትወርክ እንዲኖር ስለሚረዱ ነው። ምን ተከሰተ ? ባለፈው ሳምንት በትጥቅ በታጀበ ዘረፋ በካምፕተን ፓርክ ተደርጓል። ዘረፋውም ኢላማ ያደረገው የቮዳኮም አምራች አጋር ንብረት የሆኑትን 700 ባትሪዎች ሰርቆ ሲሆን፣ ከነዚህ ባትሪዎች 49 የሚሆኑት የቮዳኮም ንብረት ናቸው። የደቡብ አፍሪካ የሞባይል ኦኘሬተር የራሱ የደህንነት ድርጂት ከሌሎች የደህንነት ድርጂቶች ጋር በመሆን ሊምፓፓ ውስጥ መኪና አጠገብ ከሚገኝው መካዘን ውስጥ ማግኝቱንና ከነዚህም ውስጥ 49 ባትሪዎች ሳይጎዱ በማግኝት ወደ መካዘን መመለሱን ገልፆል። ሆኖም በማማው ላይ የተሰቀሉት ባትሪዎች ብቻ አይደሉም ለስርቆት ተጋላጭ የሆኑት። የቮዳኮም የአደጋ መከላከያ ኦፊሰር የሆነው ጆን ቫን ግራን እንዳለው ሌቦቹ አላማ ያደረጉት ማማ ላይ ከተሰቀሉት ባትሪዎች እስከሚመረቱባቸው ፋብሪካዎች ድረስ የሚገኙትን የተለያዩ የአቅርቦት ሰንሰለት ጭምር ነው። ሆኖም ቮዳኮም እንዳለው አስተማማኝ መዋለ ንዋይ በማፍሰስ አስተማማኝ ተተኪ ሀይል በማምረት ላይ መሆኑን ገልፆል። ቫን ግራን እንዳለው ኩባንያው ግልፅ መልእክት ለወንጀኞቹ የላከ መሆኑንና በምስረታ ጣቢያዎቹ ላይ ስርቆት የሚቀጥሉ ከሆነ ወንጀለኞቹ እንደሚያዙና እንደሚፈረድባቸው ነው። ናሚቢያ ህግ ማውጣቷን ገልፃለች። ባለፈው ሳምንት የናሚቢያ መንግስት ህግ አውጥቶል፣ ህጉም የቨርቹዋል እሴት አገልግሎት አቅራቢያዎች (VSAP) የሚቆጣጠር ይሆናል። ይህ የVSAP ተቆጣጣሪ ህግ የታተመው በሀገሪቱ ጋዜጣ በሀምሌ 21 ሲሆን፣ የታተመው ህግ በናሚቢያ ብሄራዊ ሸንጎ በሀምሌ 6 ተቀባይነት ካገኝና በሀምሌ 14 በፕሬዝዳንት ሄጌ ጊንጎባ ከተስማሙበት በኃላ ነው። የናሚቢያ ፋይናንስ ሚኒስቴር ህጉ መቸ ተግባራዊ መሆን እንደሚጀምር ይወስናል። ይህ የናሚቢያ ቨርቹዋል እሴት አክት 2023 በመባል የሚታወቀው ህግ አላማው ያደረገው አንድ ተቆጣጣሪ ድርጂት ያቋቋመ ሲሆን ድርጂቱ በሀገሪቱ ውስጥ የሚደረገውን ህገ-ወጥ የገንዘብ ዝውውር ያጠናል ይቆጣጠራልም። የሀገሪቱን ሚስጥራዊ የገንዘብ ዝውውር እንዴት መቆጣጠር እንደሚያስችል የመጀመሪያው ህግ ነው። ህጉ ደንበኞችን ይጠብቃል፣ የገበያ መጎሳቆልን ያስቆማል፣ የገንዘብ ዝውውርና መጭበርበር እንዲሁም ገንዘብ ለማስከፈል የሚደረግ የሽብርተኝነት ድረጊቶች የስጋት ምንጭ እንዳይሆን ይረዳል። ህጉ የሚጠብቃቸው ተጠርጣሪዎችን ራሳቸውን ከተጠየቁበት ወንጀል ተከራክረው ነፃ ካላደረጉ የ10 ሚሊየን የናሚቢያ ዶላር ቅጣትና እስር ቅጣት ይጠብቃል። የሀገሪቱ ማእከላዊ ባንክ የሆነው ባንክ ኦፍ ናሚቢያ በክሪፕቶ የተገኙ ምንዛሬዎችን እንደ ህጋዊ ምንዛሬ አድርጎ እንደማይቀበለው መመሪያ አውጥቶል። ቦትስዋና፣ኬንያ፣ ሞሪሽየስና ሲሸልስ የክሪፕቶ ምንዛሬዎችን ህጋዊ ገንዘብ እንዳይሆን ያደረጉ ሌሎች የአፍሪካ ሀገሮች ናቸው። በቅርቡም፣ ለደቡብ አፍሪካ የፋይናንስ ተቆጣጣሪ በሀገሪቱ ውስጥ ያሉ ሁሉም የ ክሪብቶ ምንዛሬ ልውውጦችን መስራታቸውን ለመቀጠል እ.ኤአ በ 2023 መጨረሻ ፈቃድ ማመልከት እንዳለባቸው አስታወቀ። ምናልባት ካመለጠዎት የናይጀሪያ የቨርቭ ካርድ ተጠቃሚዎች የአርዩን መተግበሪያዎች ከጉግል ፕሌይ ስቶር መግዛት ይችላሉ ተባለ። ሪፓርቶች እንደሚያሳዩት የአፍሪካ ጨና እንክብካቤ አቅርቦት ሰንሰለታዊ ዘርፍ የተሰማሩ አዳዲስ ጀማሪ ድርጂቶች እንቅስቃሴ ከ2021 እስከ 2022 በ81 በመቶ የቀነሰ መሆኑን ነው። CBN የባምቡ፣ ራይዝቬስት እና ቻካን እንዳይንቀሳቀሱ የታገዱ ሒሳቦችን ነፃ አወጣ CBN እያየሁና እያነበብኩ ያለሁት ምንድን ነው የ AI እድገትን ለመቆጣጠር ጎግል፣ ማይክሮሶፍት፣ ኦፕንኤአይ እና ጀማሪ አካላት አጋርነትን ይመሰርታሉ የልጅነት ህመም ወደ ሱስ እንዴት እንደሚመራ ኒሂሊዝም በምንም ያለማመን ሀይማኖት,"BasiGo enters Rwanda In June 2023, President Ahmed Tinubu signed the students’ loan bill into law to offer students interest-free loans. The government has now stated that it will implement the plan before the start of the upcoming academic year in September. Also, Dele Alake, Special Adviser to the President, Special Duties, Communications, and Strategy, debunked rumours that the country's federal universities would see an increase in tuition fees. He said that the additional fees announced by some universities for services like hostel accommodation, registration, and laboratory fees were not tuition. What's more, the government has plans to use work-study programmes, merit-based scholarships, and grants to help committed students finish their education on time. Here's what I've got for you today: BasiGo enters Rwanda Vodacom discovers 49 stolen batteries Namibia passes crypto law BasiGo enters Rwanda Kenyan electric mobility startup, BasiGo, is expanding into Rwanda to address fleet shortage in the country. The company has partnered with AC Mobility, a Rwandan supplier of automated fare collection systems for public transportation, to carry out this expansion. The partnership will deliver electric buses to Kigali transport operators by October 2023 using BasiGo's Pay-As-You-Drive financing model. The model enables owners to buy electric buses on credit in addition to a daily subscription fee that covers the price of renting the battery, nightly charging at a BasiGo depot, and bus service and maintenance. BasiGo and AC Mobility intend to deliver 200 electric buses to Rwandan bus operators through this model by the end of 2024. Rwandan Infrastructure Minister, Ernest Nsabimana, says the buses will address ongoing issues with Kigali's public transportation system, which has been causing passengers inconvenience. Further, the Rwandan government has launched a programme to increase the number of public vehicles in Kigali rapidly and convert 20% of the fleet to electric buses by 2030. This move coincides with BasiGo's entry into the country. Founded in 2021, BasiGo was instrumental in getting electric buses into Nairobi's public transportation fleet. The company has sold 19 electric buses to the city’s public transportation companies, with over 100 more already reserved. In January 2023, BasiGo partnered with an automobile company, Associated Vehicle Assemblers Ltd (AVA), to assemble buses in Mombasa, a city in the country. In May 2023, the electric vehicle (EV) startup launched Kenya’s first public EV charging station connected via the new eMobility tariff in Nairobi's Buru Buru neighbourhood. Vodacom recovers 49 stolen batteries Vodacom, in collaboration with a specialised security company it hired, has recovered 49 stolen batteries from its base stations. Why is this important? Mobile network operators are increasingly worried about battery theft because it affects their ability to keep their uptime commitments to customers. These bateries act as a backup power source and is necessary to maintain connectivity during load shedding. What happened? Last week, an armed robbery in Kempton Park targeted one of Vodacom's manufacturing partners, stealing 700 batteries, 49 of which belonged to Vodacom. The South African mobile operator said that its security team and other security experts discovered the stolen batteries in a warehouse close to Musina, in Limpopo, retrieving all 49 batteries and returning them to its warehouse. However, network towers are not the only targets of battery theft. Vodacom Chief Risk Officer, Johan van Graan, said thieves are targeting different parts of the supply chain, from towers to manufacturers. However, Vodacom claims it has made significant investments to safeguard its backup power options. Van Graan says the company wants to send a clear message to criminals who target their base stations that they will be caught and prosecuted. Namibia passes crypto law Last week, the Namibian government signed a law to regulate Virtual Asset Service Providers (VSAP). The VASP-regulating law was published in the country's Gazette on July 21, following approval by the Namibian National Assembly on July 6 and assent by President Hage Geingob on July 14. The Namibian Ministry of Finance will decide when the law goes into effect. The Namibia Virtual Assets Act 2023, as it is known, aims to designate a regulatory body to oversee cryptocurrency exchanges in the nation. It is the first law outlining how the country should regulate crypto-related activities. The law is expected to protect consumers, stop market abuse, and reduce the risks of money laundering and terrorism financing. Non-compliant providers could be subject to fines of up to 10 million Namibian dollars ($671,000) and ten years in jail. The Bank of Namibia, the country's central bank, also maintains that cryptocurrencies will not be legal tender. Botswana, Kenya, Mauritius, and Seychelles are other African countries with cryptocurrency laws. Recently, the financial regulator for South Africa announced that all cryptocurrency exchanges in the country must apply for licences by the end of 2023 to continue operating. In case you missed it Nigerian Verve cardholders can now purchase apps in naira on Google Play Store New startups in Africa's healthcare supply chain sector declined by 81% between 2021 and 2022 – Report CBN unfreezes accounts of Bamboo, Risevest, and Chaka What I'm reading and watching Google, Microsoft, OpenAI and startup form body to regulate AI development How Childhood Trauma Leads to Addiction Nihilism: The Belief in Nothing","BasiGo ya shiga ƙasar Rwanda A watan Yunin 2023 ne Shugaba Ahmed Tinubu ya rattaba hannu kan dokar lamuni na daliban don bai wa ɗalibai lamuni marar ruwa. A yanzu dai gwamnati ta bayyana cewa za ta aiwatar da shirin kafin a shiga wannan shekarar karatu mai zuwan a watan Satumba. Har ila yau, Mai Baiwa Shugaban Ƙasa shawara kan Ayyuka na Musamman da Sadarwa da Dabaru, Dele Alake, ya ƙaryata jita-jitar da ake yaɗawa na cewa za ƙara kuɗin makaranta a jami’o’in gwamnatin tarayya na ƙasa. Ya ce ƙarin kuɗaɗen da wasu jami’o’in suka sanar, na samar da ayyuka ne kamar masauƙin baƙi da yin rajista da kuɗin ɗakin gwaje-gwaje, ba na karatu ba ne. Bugu da ƙari, gwamnati na da tsare-tsare na aiki-da-karatu da guraben ƙaro ilimi da tallafi don taimakawa ɗalibai masu himma wajen kammala karatunsu akan lokaci. Ga abin da na zo muku da shi a yau: BasiGo ya shiga ƙasar Rwanda Kamfanin Vodacom ya samo batura 49 da aka sace Namibiya ta zartar da dokar crypto BasiGo ya shiga ƙasar Rwanda Sabon kamfanin lantarki na ƙasar Kenya, BasiGo, zai fara aiki a Rwanda don magance ƙarancin ababen hawa na sufuri a ƙasar. Kamfanin ya yi haɗin gwiwa da AC Mobility, wani kamfanin ƙasar Ruwanda mai samar da na'urori masu sarrafa kansu na tattara kuɗin mota don jigilar jama'a, don aiwatar da wannan faɗaɗawar. Haɗin gwiwar zai kai motocin bas masu amfani da wutar lantarki ga ma'aikatan sufuri na Kigali nan da Oktobab 2023 ta hanyar amfani da samfurin BasiGo na Pay-As-You-Drive. Samfurin zai bai wa masu mallaka damar sayan motocin bas masu amfani da lantarki akan bashi, baya ga shiga tsarin biyan kuɗi na yau da kullun wanda ya ƙunshi farashin hayar baturi, da cajin dare a ma'ajiyar BasiGo, da ayyukan ba da kulawa. BasiGo da AC Mobility sun yi niyyar kai wa motocin bas masu amfani da wutar lantarki guda 200 ga ma'aikatan bas na Ruwanda kan wannan tsarin a ƙarshen shekarar 2024. Ministan Samar da Ababen More Rayuwa na Rwanda, Ernest Nsabimana, ya ce motocin bas ɗin za su magance matsalolin da harkar sufurin jama'a na birnin Kigali je ciki, wanda ke janyo wa fasinjoji tasgaro. Bugu da ƙari, gwamnatin ƙasar Ruwanda ta ƙaddamar da wani shiri na ƙara yawan motocin sufurin jama'a a birnin Kigali cikin sauri da kuma mayar da 20% na motocin bas ɗin zuwa masu amfani da wutar lantarki nan da shekarar 2030. Wannan matakin ya zo daidai da shigar BasiGo ƙasar. Kamfanin na BasiGo wanda aka kafa a shekarar 2021 ya taka rawa wajen shigar da motocin bas masu amfani da wutar lantarki zuwa jerin motocin jigilar jama'a na Nairobi. Kamfanin ya sayar da motocin bas masu amfani da wutar lantarki guda 19 ga kamfanonin sufurin jama'a na birnin, yayin da fiye da 100 ke tanade. A watan Janairun 2023, BasiGo ya haɗa gwiwa da wani kamfanin ababen hawa mai suna Associated Vehicle Assemblers Ltd (AVA) don haɗa sassan bas-basa a Mombasa, wani birni a ƙasar. A watan Mayu na 2023, sabon kamfanin ababen hawa mau amfani da lantarki (EV) ya ƙaddamar da tashar caji na EV na farko a Kenya wanda aka haɗa ta sabon tsarin biyan kuɗi na eMobility a unguwar Buru Buru na Nairobi. Kamfanin Vodacom ta samo batura 49 da aka sace Vodacom, tare da haɗin gwiwar wani kamfani na musamman kan tsaro da ya ɗauka haya, ya ƙwato batura 49 da aka sace daga tashoshinsa. Me yasa wannan yake da mahimmanci? Kamfanonin sadarwar wayar hannu suna ta ƙara damuwa kan satar batura, saboda yana shafar ikon su na cika alƙawurran da suka ɗauka ga abokan ciniki. Waɗannan batura suna aiki a matsayin masu taimakawa wajen samar da wutar lantarki, kuma suna da mahimmanci wajen kiyaye sadarwa yayin rage lodi. Me ya faru? A makon da ya gabata ne aka yi wani fashi da makami a Kempton Park a ɗaya daga cikin abokan hulɗar kamfanin na Vodacom, inda aka sace batura 700, wanda 49 daga cikinsu mallakar Vodacom ne. Kamfanin wayar salular na Afirka ta Kudu ya bayyana cewa tawagarsa na jami’an tsaro da sauran ƙwararru kan harkokin tsaro sun samo baturan da aka sace a wani ɗakin ajiya da ke kusa da Musina, a Limpopo, inda suka samu duka batura 49 tare da mayar da su rumbun ajiyar kamfanin. Saidai ba hasumiyoyin cibiyoyin sadarwa ne kaɗai wuraren da ake kai wa hari don satar batura ba. Babban Jami’in Kula da Hatsari na Vodacom, Johan van Graan, ya ce varayi na kai hari a sassa daban-daban na hanyoyin gudanar da ayyukan kamfanin, kama daga hasumiyoyi har zuwa wuraren ƙere-ƙere. Saidai kamfanin na Vodacom ya yi iƙirarin cewa ya gabatar da aiki mai girma wajen kiyaye hanyoyinsa na wutar lantarki mai tallafawa na asali. Van Graan ya ce kamfanin na son aikewa da sako ƙarara ga masu aikata laifukan da suke kai hari kan tashoshinsu cewa za a kama su kuma a gurfanar da su a gaban ƙuliya. Namibiya ta zartar da dokar crypto A makon da ya gabata ne gwamnatin Namibiya ta rattaba hannu kan wata doka ta kula da Kamfanonin Masu Gudanar da Ayyuka ta Yanar Gizo (VSAP). An wallafa dokar ta VASP a jaridar ƙasar a ranar 21 ga watan Yuli, wanda ya biyo bayan amincewar Majalisar Dokokin Namibiya a ranar 6 ga watan Yuli wadda Shugaba Hage Geingob ya amince da ita a ranar 14 ga watan Yuli. Ma'aikatar Kuɗi ta Namibiya ce za ta yanke lokacin da dokar ta fara aiki. Dokar Gudanar da Ayyuka ta Yanar Gizo ta Namibia ta 2023, kamar yadda aka sa mata suna, na da manufar ayyana wata hukuma mai kula da mu'amalar kuɗin crypto a ƙasar. Ita ce doka ta farko da ke zayyana yadda ya kamata ƙasar ta tsara ayyukan da ke da alaƙa da crypto. Ana sa ran dokar za ta kare masu amfani da crypto, ta dakatar da cin yin kasuwanci ba ta hanyar da ya dace ba, ta rage haɗurran sace kuɗaɗe, ta kuma rage ba da tallafi kan gudanar da ayyukan ta'addanci. Za a ci tarar kamfanonin da suka ƙi amincewa da dokokin dalar Namibia miliyan 10 ($671,000) da kuma zaman shekaru goma a gidan yari. Shi ma Bankin Namibiya, babban bankin ƙasar, yana tire kan cewa kada kuɗin crypto ya zama wanda aka yarda da shi a hukumance. Botswana da Kenya da Mauritius da Seychelles su be sauran ƙasashen Afirka da ke da dokokin kan kuɗin crypto. Kwanan nan, hukumar kula da harkokin kuɗi na Afirka ta Kudu ta sanar da cewa, zuwa ƙarshen 2023, dole ne a nemi lasisi wajen gudanar da duk wata harka ta kuɗin crypto a ƙasar don ci gaba da aiki. Ban sani ba ko kun rasa wannan Yanzu masu katin Verve na Najeriya na iya sayan manhajoji da naira a dandalin Google Play Store Sabin kamfanoni na hanyoyin gudanar da kiwon lafiya na Afirka ya ragu da 81% tsakanin 2021 da 2022 – Rahoto CBN ya cire asusun Bamboo da na Risvest da na Chaka daga kulle Abin da nake karantawa kuma nake kallo Kamfanonin Google da Microsoft da OpenAI da sabon kamfani sun zama hukumar kula da ci gaban fasahar AI Yadda Cutar Ƙwaƙwalwa ta Yarinta Ke kaiwa zuwa ga Sabon da ba za a iya Bari ba Nihilism: Rashin Imani da Komai","BasiGo yaingia Rwanda. Mnamo Juni 2023, Rais Ahmedi Tinubu alitia saini mswada wa mkopo kwa wanafunzi kuwa sheria ili kuwapa wanafunzi mikopo bila riba. Kwa sasa serikali imesema kwamba itatekeleza mpango huo kabla ya kuanza kwa mwaka ujao wa masomo mwezi Septemba. Pia, Dele Alake, Mshauri maalumu wa Rais, kazi maalumu, mawasiliano na mikakati, alikanusha uvumi kwamba Vyuo Vikuu vya Shirikisho nchini vimeongeza ongezeko la ada za masomo. Alisema kwamba ada za ziada zilizotangazwa na baadhi ya vyuo ni kwa huduma kama vile malazi ya mabweni, Usajili na ada za maabara sio masomo. Zaidi ya hayo, serikali imepanga kutumia Programu za masomo ya vitendo, ufadhili wa masomo, na ruzuku kusaidia wanafunzi waliojitolea kumaliza masomo yao kwa wakati. Hii ndio niliyokupa leo: BasiGo yaingia Rwanda. Vodacom imezipata betri 49 zilizoibiwa. Namibia yapitisha sheria ya Crypto BasiGo yaingia Rwanda. Kampuni ya Kenya ya usafirishaji umeme, BasiGo, imejitanua hadi Rwanda kushughulikia uhaba wa usafiri nchini humo. Kampuni hii imeingia ubia na AC Mobility, wasambazaji wa Rwanda wa mfumo wa ukusanyaji nauli kiotomatiki kwa usafiri wa umma, ili kutekeleza utanuzi huu. Ushirikiano utawasilisha mabasi ya umeme kwa waendeshaji wa usafiri wa Kigali ifikapo Oktoba 2023 kwa kutumia mtindo wa ufadhili wa Pay-As-You-Drive wa BasiGo . Mtindo huu una wawezesha wamiliki kununua mabasi ya umeme kwa mkopo pamoja na ada ya usajili ya kila siku ambayo inagharamia bei ya kukodisha betri, tozo za usiku katika kituo cha BasiGo, na huduma ya basi na matengenezo. BasiGo na AC Mobility zinakusudia kuwasilisha mabasi 200 ya umeme kwa waendeshaji wa mabasi ya Rwanda kupitia mtindo huu kufikia mwishoni mwa 2024. Waziri wa miundombinu wa Rwanda, Ernest Nsabimana, anasema mabasi hayo yatashughulikia masuala yanayoendelea ya mfumo wa usafiri wa umma wa Kigali, ambao umekuwa unawasababishia abiria usumbufu. Zaidi, serikali ya Rwanda imezindua mpango wa kuongeza haraka idadi ya magari ya umma mjini Kigali na kubadilisha 20% ya Dalala kuwa mabasi ya umeme ifikapo 2030. Hatua hii ni sanjari na kuingia kwa BasiGo nchini. BasiGo ilianzishwa mwaka 2021, ilisaidia sana kupata mabasi ya umeme katika Daladala za usafiri wa umma za Nairobi. Kampuni hiyo imeuza mabasi 19 ya umeme kwa makampuni ya umma ya usafirishaji na zaidi ya 100 tayari yamehifadhiwa. Mnamo Januari 2023, BasiGo ilishirikiana na kampuni ya magari ya Associated Vehicle Assemblers Ltd (AVA), kuunganisha mabasi huko Mombasa, jiji moja wapo nchini. Mnamo Mei 2023, gari la umeme (EV)lilianza kuzinduliwa katika kituo cha kwanza cha kuchaji cha EV cha umma nchini Kenya kilichounganishwa kupitia ushuru mpya wa eMobility katika kitongoji cha Buru Buru, Nairobi. Vodacom imezipata betri 49 zilizoibiwa. Vodacom kwa kushirikiana na kampuni maalumu, ya ulinzi iliyoikodi, imezipata betri 49 zilizoibiwa katika vituo vyake vikuu. Kwa nini hili ni muhimu? Waendeshaji wa mtandao wa simu wanazidi kuwa na wasiwasi kuhusu wizi wa betri kwa sababu unaathiri uwezo wao wa kuweka ahadi zao za muda kwa wateja. Betri hizi hufanya kazi kama chanzo cha nishati chelezo na ni muhimu ili kuunganisha wakati wa kupakua mzigo. Nini kimetokea? Wiki liliyopita, tukio la ujambazi wa kutumia silaha katika eneo la Kempton Park lilimlenga mmoja wa washirika wa Vodacom wa uzalishaji, na kuiba betri 700, na 49 zikiwa za Vodacom. Kampuni ya simu ya Afrika Kusini ilisema kwamba timu yake ya usalama na wataalamu wengine na usalama waligundua betri zilizoibiwa katika ghala karibu na Musina, huko Limpopo, walizipata betri zote 49 na kuzirudisha kwenye ghala lake. Hata hivyo, minara ya mtandao sio malengo pekee ya wizi wa betri. Afisa mkuu wa mambo ya dharula wa Vodacom, Johan Van Graan, alisema wezi wanalenga sehemu tofauti tofauti za ugavi, kuanzia minara hadi wazalishaji. Hata hivyo, Vodacom inadai kuwa imefanya uwekezaji mkubwa ili kulinda vituo vya kuhifadhi nishati. Van Graan anasema kampuni hiyo inataka kutuma ujumbe wa wazi kwa wahalifu wanaolenga vituo vyao vikuu kwamba watakamatwa na kufunguliwa mashitaka. Namibia yapitisha sheria ya Crypto Wiki iliyopita, serikali ya Namibia ilitia saini sheria ya kudhibiti watoa huduma wa rasilimali mtandao (VASP). Sheria ya udhibiti wa VSAP ilichapishwa kwenye gazeti la serikali mnamo Julai 21, kufuatia kuidhinishwa na Bunge la taifa la Namibia mnamo Julai 6 na kusainiwa na Rais Hage Geingob mnamo Julai 14. Wizara ya fedha ya Namibia itaamua ni lini sheria hiyo ianze kutumika. Sheria ya mali isiyohamishika ya Namibia ya mwaka 2023, kama inavyojulikana, inalenga kuteua chombo cha udhibiti ili kusimamia ubadilishanaji wa fedha za kielektroniki katika taifa. Ni sheria ya kwanza inayoelezea jinsi nchi inapaswa kudhibiti shughuli zinazohusiana na Crypto. Sheria hiyo inatarajiwa kuwalinda wateja, kukomesha unyanyasaji wa masoko, na kupunguza hatari za utakatishaji fedha na ufadhili wa ugaidi. Watoa huduma watakaokiuka wanaweza kutozwa faini hadi milioni 10 za Namibia ($671,000) na kifungo cha miaka kumi jela. Benki ya Namibia, benki kuu ya nchi hiyo, pia inasisitiza kuwa fedh za siri haitakuwa zabuni halali. Botswana, Kenya, Mauritania na Ushelisheli ni nchi nyingine za Kiafrika zenye sheria za fedha fiche. Hivi karibuni, mdhibiti wa masuala ya kifedha wa Afrika kusini alitangaza kwamba mabadilishano yote ya fedha fiche nchini lazima yafanyike kwa leseni mwishoni mwa 2023 ili kuendelea kufanya kazi. Ikiwa umeikosa Wamiliki wa kadi wa Verve wa Nigeria sasa wanaweza kununua Programu kwa Naira kwenye Google Play Store. Uzalishaji mpya katika sekta ya ugavi wa huduma za afya Afrika ulipungua kwa 81% kati ya 2021 na 2022, ripoti. CBN inazifungulia akaunti za Bamboo, Risevest na Chaka. Ninachosoma na kutazama. Google, Microsoft, OpenAI, na Startup zimeunda chombo cha kudhibiti ukuaji wa AI. Jinsi jeraha la utotoni husababisha Uraibu Nihilism: Kuamini hakuna kitu","BasiGo wọ orílẹ̀-èdè Rwanda Ní oṣù Òkudù ọdún 2023, Ààrẹ Ahmed Tinubu buwọ́ lu àbádòfin ẹ̀yáwó àwọn akẹ́kọ̀ọ́ di òfin láti fún àwọn akẹ́kọ̀ọ́ ní èyáwó aláìní èlé. Ìjọba ti wá sọ wí pé àwọn yóò ṣe àmúlò ìpinnu náà ṣíwájú ìbẹ̀rẹ sáà ìkẹ́kọ̀ọ́ tó ń bọ̀ ní oṣù Ọ̀wẹwẹ̀. Bákan náà, Dele Alake, Olùdámọ́ràn Pàtakì sí Ààrẹ, Iṣẹ́ Àkànṣe, Ìbánisọ̀rọ̀, àti Ìlàna iṣẹ́, bu ẹnu àtẹ́ lu àwọn àhesọ ọ̀rọ̀ pé àwọn yunifásítì ìjọba àpapọ̀ ní orílẹ̀-èdè náà máa rí àfikún nínú owó ìkẹ́kọ̀ọ́. Ó ní àfikún owó tí àwọn ilé-ìkẹ́kọ̀ọ́ kan kéde fún àwọn ìpèsè bíi ilé ìgbé, ìforúkọsílẹ̀, àti owó ààyè fún ìmọ̀ ìjìnlẹ̀ kì í ṣe owó ìkẹ́kọ̀ọ́. Kí ló tún kù, ìjọba ní ìpinnu láti lo èto ṣiṣẹ́-n-kàwé, ìkẹ́kọ̀ọ́ ọ̀fẹ́ alálórí-àṣeyọrí àti owó ìrànwọ́ fún àwọn akẹ́kọ̀ọ́ tó ní ìfọkànsìn láti parí ìkẹ́kọ̀ọ́ wọn lásíkò. Nǹkan tí mo fún-un yín lónì rè é: BasiGo wọ orílẹ̀-èdè Rwanda Vodacom ti ṣàwárí àwọn bátírì 49 tí wọ́n jíkó lọ Namibia ti ṣe àgbékalẹ̀ òfin owó àkósódù BasiGo wọ orílẹ̀-èdè Rwanda ilé-iṣẹ́ àdìdeelẹ̀ oníná mọ̀nàmọ́ná alágbèká ní orílẹ̀-èdè Kenya, BasiGo, ti ń gbòòrò wọ orílẹ̀-èdè Rwanda láti kojú àìtó ọkọ̀ ní orílẹ̀-èdè náà. Ilé-iṣẹ́ náà ti dòwòpọ̀ pẹ̀lú AC Mobility, ilé-iṣẹ́ kan ní orílẹ̀-èdè Rwanda tó ń ṣèto ẹ̀rọ agbowó aládàáṣiṣẹ fún ìrìnkèrindò gbogbogbò, láti ṣe àgbéjáde gbígbóórò náà. Àlájọṣepọ̀ náà máa pèse àwọn ọkọ̀ akérò ńlá oníná fún àwọn tó ń ṣiṣẹ́ akérò ní Kigali ní oṣù Ọ̀wàrà ọdún 2023 pẹ̀lú lílo àwòkọ́ṣe ìṣúná sanwó bí o ṣe ń wakọ̀ BasiGo. Àwòkọ́ṣe náà máa ran àwọn tó ni í lọ́wọ́ láti ra àwọn ọkọ̀ akérò ńlá oníná ní àwìn, ní àfikún sí owó àsaánlẹ̀ ojoojúmọ́ tó jẹ́ àpapọ̀ owóo yíyá bátírì, gbígba agbára ní alaalẹ́ ní ilé ìtàjà BasiGo, àti ṣíṣe àyẹ̀wò àti àmójútó ọkọ̀ akérò ńlá náà. BasiGo àti AC Mobility ń gbérò láti ṣe àgbékalẹ̀ àwọn ọkọ̀ akérò ńlá oníná 200 fún àwọn tó ń fi ọkọ̀ akérò ńlá ṣiṣẹ́ ní orílẹ̀-èdè Rwanda nípasẹ̀ àgbékalẹ̀ yìí ní ìparí ọdún 2024. Alákòso fún àwọn ohun amáyé dẹrùn ní orílẹ̀-èdè Rwanda, Ernest Nsabimana, sọ wí pé àwọn ọkọ̀ akérò ńlá wọ̀nyí máa kojú àwọn ìṣẹ̀lẹ̀ tó ń ṣẹlẹ̀ lọ́wọ́ pẹ̀lú ètò ìrìnkèrindò gbogbogbò ní Kigali, tó ti ń fa ìnira fún àwọn èrò. Síwájú sí i, ìjọba orílẹ̀-èdè Rwanda ti ṣe ìfilọ́lẹ̀ ètò kan láti ṣe àfikún sí iye àwọn ọkọ̀ gbogbogbò ní Kigali kíákíá àti ìyípadà ìda 20% àwọn ọkọ̀ náà sí ọkọ̀ akérò ńlá oníná ní ọdún 2030. Ìgbésẹ̀ yìí ṣe kòngẹ́ pẹ̀lu bí BasiGo ṣe wọ orílẹ̀-èdè náà. Ilé-iṣẹ́ tí wọ́n dáálẹ̀ ní ọdún 2021, BasiGo kó ipa pàtàkì níbi mímú ọkọ̀ akérò ńlá oníná wọ ìrìnkèrindò gbogbogbò ní Nairobi. Ilé-iṣẹ́ náà ti ta àwọn ọkọ̀ oníná 19 fún àwọn ilé-iṣẹ́ ìrìnkèrindò gbogbogbò ní àwọn ilú ńláńlá, pẹ̀lú 100 lé mìíràn ní ìpamọ́. Ní oṣù Ṣẹẹrẹ ọdún 2023, BasiGo ní àjọṣepọ̀ pẹ̀lú ilé-iṣẹ́ tó ń pèse ọkọ̀, Associated Vehicle Assemblers Ltd (AVA), láti to àwọn ọkọ̀ akérò ńlá ní Mombasa, ìlú kan ní orílẹ̀-èdè náà. Ní oṣù Èbìbí ọdún 2023, ilé-iṣẹ́ àṣẹ̀ṣẹ̀ bẹ̀rẹ ọkọ̀ oníná náà (OO) ṣe ìfilọ́lẹ̀ Ibùdó ìgba agbára OO gbogbogbò àkọ́kọ́ ní orílẹ̀-èdè Kenya tí wọ́n so pọ̀ mọ́ owóo ọkọ̀ oníná tuntun ní àdúgbò Buru Buru ní Nairobi. Vodacom ti gba àwọn bátírì 49 tí wọ́n jíkó lọ padà Vodacom, ní àjọṣepọ̀ pẹ̀lú ilé-iṣẹ́ elétò ààbò àkànṣe kan tí ó gbà, ti gba àwọn bátírì 49 tí wọ́n jíkó lọ ní ibùdó ojú òpó ìkànsíraẹni rẹ̀ padà. Kí ni ìdí tí èyí ṣe ṣe pàtàkì? Àwọn ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ alágbèká ti ń ní àìbalẹ̀ ọkàn tó pọ̀ nípa bátírì jíjí nítorí ó ń ṣe ìdíwọ́ fún ìṣesí láti pé àdéhùn ìfọkànsìn wọn fún àwọn oníbàárà. Àwọn bátírì yìí ń ṣiṣẹ́ gẹ́gẹ́ bi orísun agbára aṣèrànwọ́ láti ṣe ìtẹ̀síwájú ìkànsíraẹni lásíkò tí iná bá lọ. Kí ló ṣẹlẹ̀? Ní ọ̀sẹ̀ tó kọjá, àwọn adigunjalè ní Kempton Park dájúsọ ọ̀kan nínú àwọn àlájọṣiṣẹ́pọ̀ Vodacom, tí wọ́n sì jí bátírì 700, tí 49 nínú rẹ̀ sì jẹ́ ti Vodacom. Ilé-iṣẹ́ ìbáraẹnisọ̀rọ̀ ilẹ̀ South Africa náà sọ wí pé ikọ̀ ẹ̀sọ́ aláábò rẹ̀ àti àwọn ọ̀jìnnì nínú ètò ààbò ṣe àwárí awọn bátírì tí wọ́n jíkó náà ní ilé ìkẹ́rùpamọ́sí kan tó súnmọ́ Musina, ní Limpopo, tí wọ́n gba gbogbo bátírì 49 náà padà tí wọ́n sì dá a padà sí ilé ìkẹ́rùpamọ́sí rẹ̀. Síbẹ̀síbẹ̀, kì í ṣe àwọn ilé-ìṣọ́ ojú òpó ìkànsíraẹni nìkan ni wọ́n ń fojú sùn fún bátírì jíjí. Ọ̀gá Àgbà fún Ìṣẹ̀lẹ Ewu ní Vodacom, Johan van Graan, sọ wí pé àwọn olè náà ń fojú sùn oríṣiríṣi ẹ̀ka ìpèse iṣé, láti ilé-ìṣọ́ dé ọ̀dọ̀ àwọn olùpèsè. Síbẹ̀síbẹ̀, Vodacom sọ wí pé òún ti ná owó tó pọ̀ láti dáàbò bo aṣàtìlẹyìn agbára rẹ̀. Van Graan sọ wí pé ilé-iṣẹ́ náà fẹ́ ṣe ìkìlọ̀ tí ò lábúlà fún àwọn oníṣẹ́ ibi tí wọ́n ń fojú sun àwọn ibùdó ojú òpó ìkànsíraẹni rẹ̀ pé ọwọ́ yóò bà wọ́n wọn ó sì kojú òfin. Namibia ti ṣe àgbékalẹ̀ òfin owó àkósódù Ní ọ̀sẹ̀ tó kọjá, ìjọba orílẹ̀-èdè Namibia buwọ́lu òfin kan láti darí àwọn Olùpèse Ohun-ìní Orí Ẹ̀rọ Ayélujára (OOOEA). Òfin tó ń darí-OOOEA ni wọ́n gbéjáde nínú Ìwé ìròyìn ìjọba orílẹ̀-èdè náà ní oṣù Agẹmọ ọdún 2021, lẹ́yìn ìbuwọ́lù Ilé Aṣòfin Àpapọ̀ orílẹ̀-ède Namibia ní ọjọ́ 6 oṣù Agẹmọ tí Ààrẹ Hage Geingob náà sì fọwọ́ sí i ní ọjọ́ 14 oṣù Agẹmọ. Ilé iṣẹ́ ìjọba Namibia tó ń rí sí Ìṣúná máa ṣe ìpinnu ìgbà tí òfin náà yóò di lílò. Ìwe òfin ohun-ìní orí ẹ̀rọ ayélujára ilẹ̀ Namibia ti ọdún 2023, gẹ́gẹ́ bí wọ́n ṣe mọ̀ ọ́, gbèrò láti yan ìgbìmọ alámòjútó tí yóò máa rí sí pàṣípáárọ̀ owó àkósódù ní orílẹ̀-èdè náà. Ó jẹ́ òfin àkọ́kọ́ tí ó ń tọ́kasí bí orílẹ̀-èdè náà ṣe gbọ́dọ̀ ṣàmójútó ìṣesí ajẹmọ́-owó àkósódù. Ìrètí wà pé òfin náà yóò dáàbò bo oníbàárà, fi òpin sí àṣìlo ojú ọjà, yóó sì mú àdínkù bá ewu ìkówópamọ́ lọ́nà àìtọ́ ìpèse owó fún ìgbésùnmọ̀mí. Àwọn olùpèsè tí wọn ò bá tẹ̀le lè ní láti san owó ìtanràn tó lọ bíi 10 mílíọ̀nù dọ́là owó Namibia ($671,000) àtí ọdún mẹ́wàá nínú ẹ̀wọ̀n. Ilé ìfowópamọ́ ilẹ̀ Namibia, ilé ìfowópamọ́ àpapọ̀ orílẹ̀-èdè náà, tẹ̀síwájú wí pé àwọn owó àkósódù ò ní jẹ́ ìtẹ́wọ́gbà. Botswana, Kenya, Mauritius, àti Seychelles ni àwọn orílẹ̀-èdè ilẹ̀ Adúláwọ̀ tókù tí wọ́n ní òfin owó àkósódù. Ní àìpẹ́ yìí, àwọn alámòjútó ìṣúná ní orílẹ̀-èdè South Africa kéde pé gbogbo ìkànni owó àkósódù ní orílẹ̀-èdè náà ni wọ́n gbọ́dọ̀ gba ìwé àṣẹ ní ìparí ọdún 2023 láti tèsíwájú iṣẹ́ ṣíṣe. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Àwọn tí wọ́n ní ike-ìgbowó Verve nilẹ̀ Nàìjíríà lè ra ohun èlò ìmúṣiṣẹ́ pẹ̀lú náírà lórí Google Play Store Àwọn ilé-iṣẹ́ àdìdeelẹ̀ tuntun ní ẹ̀ka ìpèsè ètò ìlera ní ilẹ̀ Adúláwọ̀ dínkù pẹ̀lú ìdá 81% láàrín ọdún 2021 àti 2022 - àkọsílẹ̀ CBN gbé ẹsẹ̀ kúrò lórí àpò ilé ìfowópamọ́ Bamboo, Risevest, àti Chaka Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Google, Microsoft, OpenAI àti ilé-iṣẹ́ àdìdeelẹ̀ gbé ẹgbẹ́ kalẹ̀ láti ṣàkóso ìdàgbàsókè IA Bí Àdìsọ́kàn Ìgbà-èwe Ṣe Ń Di Bárakú Nihilism: Ìnígbàgbọ́ Nínú Òfo","IBasiGo ingena eRwanda NgoNhlangulana wezi-2023, Umongameli Ahmed Tinubu usayinde ibhili ebolekwa abafundi emthethweni ukunikeza abafundi imali ebolekiwe engenanzalo. Uhulumeni useshilo manje ukuthi uokwenza uhlelo ngaphambi kokuqala konyaka olandelayo kwezemfundo ngoMandulo. Futhi uDele Alake, uMeluleki oKhethekile kaMongameli, Imisebenzi Ekhethekile, Ukuxhumana, kanye Namasu, ukweqa amahebezi amanyuvesi ezwe kuzobonakal ukwenyuka kwemali yokufunda. Uthe zimali ezengeziwe ezimemezelwe ngamanye amanyuvezi ukuze asebenze njengezindawo zokuhlala, ukubhalisa, imali yamalebhu akuyona eyokufunda. Okunye uhulumeni unezinhlelo zokusebenzisa izinhlelo zokusebenza ufunda, imifundaze encike ekusebenzeni kahle, kanye nezibonelelo ukusiza abafundi abazimisele ukuqeda imfundo yabo ngesikhathi. Nakhu engikuphathele kona namhlanje: IBasiGo ingena eRwanda Uvodacom uthola amaburethi antshontshiwe ayi-49 Inamibia iphumelela umthetho wezobumfihlo IBasiGo ingena eRwanda Isiqalo somahambanaye sikagesi saseKenya, iBasiGo inwebekela eRwanda ukubhekana nokushoda kwezokuthutha ezweni. Inkampani ibambisane ne-ACMobility, isaplaya yaseRwanda eneqoqo lohlelo lokuzenzela kwezokuthutha zomphakathi, ukuqhubeka nalokhu kukhula. Lokhu kubambisana kuzoletha amabhasi kagesi kubasebenzi bezokuthutha eKigali ngoMfumfu ku-2023 besebenzisa imodeli yezezimali yeBasiGo Khokha ngesikhathi ushayela. Le Modeli ivumela abaphathi ukuthi bathenge amabhasi kagesi ngesikweletu ukwengeza kwinkokhelo yansukuzonke efaka imali yokurenta ibhurethi, ukushaja ebusuku esikhumulweni saseBasiGo nokugcinwa kwamabhasi esesimweni. IBasiGo neAC Mobility bahlose ukuletha amabhasi angu 200 kagesi kubasebenzisi bamabhasi eRwanda ngalemodeli ungakapheli unyaka wezi-2024. Ungqongqoshe weNgqalasizinda waseRwanda uErnest Nsabimana, uthi amabhasi azobhekana nezinkinga ezikhona ngohlelo lokuthuthwa komphakathi eKigali, obekudala ukubambezeleka kubagibeli. Ukuqhubeka,uhulumeni waseRwanda usuwethule uhlelo lokwenyusa izinamba zezimoto ngokuphindekile eKigali nokuguqula u20% ngamandla kuyiwe kumabhasi kagesi ngonyaka wezi2030. Lokhu knyakaza kuqondana nokungena kweBasiGo ezweni. Yasungulwa ngo2021, iBasiGo yayisiza ukungena kumabhasi kagesi kwezokuthutha zomphakathi waseNairobi. Inkampani isidayise amabhasi kagesi angu-19 ezinkampanini zokuthutha umphakathi wasedolobheni, nangaphezu kuka-100 asegciniwe eceleni. NgoMasingana wezi-2023 iBasiGo yabambisana nenkampani yesihambanayo, Sassociated Vehicle Assemblers Ltd AVA) ukuhlanganisa amabhasi eMombasa, edolobheni ezweni. NgoNhlaba 2023, imoto kagesi (EV) isiqalo sethulwa eKenya eyokuqala yomphakathi isiteshi sokushaja EV esixhume ngetarrif eMobility eNairobi Buru Buru komakhelwane. UvVodacom uthola amabhurethi angu-49 antshontshiwe. Uvodacom ubambisene nenkampani yonogada abakhethekile ebaqashile, sebethole amaburethi angu-49 anthsontshiwe esiteshini sawo. Kungani kubalulekile lokhu? Abasebenzi bohlelokuxhumana losihambanaye bayaqhubeka nokukhathazeka ngokuntshontshwa kwamabhurethi ngoba kukhinyabeza ukugcina kwabo isikhathi abathembisene ngaso namakhasimende. Lamabhurethi asebenza njengesibambiso somthombo wamandla futhi kubalulekile ukugcina ukuxhumana ngesikhathi sokucish konga ugesi. Kwenzakaleni? Ngesonto eledlule ukubanjwa inkunzi eKempton Park bekuhlose abanye ababambisene ngokwenza noVodacom, ukuntshontsha amabhurethi angu-700, angu-49 okungawa Vodacom. Umsebenzisi wezihambanayo waseNingizimu Afrika uthe iqembu labo lezokuphepha kanye nongoti bezokuphepha bathole amabhurethi antshontshiwe endaweni yokugcina izinto esondle eMusina, eLimpopo, ukuthola wonke amabhurethi angu 49 abuyiselwa endaweni yokugcina izinto. Kodwa ke, amathawa ohlelokuxhumana akukhona abakuqondile kuphela ekuntshontshweni kwamabhethri. Umbheki wezoBungcuphe oMkhulu wakaVodacom, uJohan van Graan, uthe amasela ahlose izingxenye ezahlukene zesapli sheni, kusuka kumathawa kuya kwabayenzayo. Kodwa ke uVodacom uthi usenze utshalomali olubalulekile ukuvikela okugciniwe kuziphathimandla. uVan Graan uthi inkampani ifuna ukuthumela umyalezo ocacile ezigebengwini ezihlose izisekelo zeziteshi ukuthi bazobanjwa begwetshwe. Inamibia iphumelela umthetho wezobumfihlo Ngesonto eledlule uhulumeni waseNamibia usayine umthetho wokulawula iVirtual Asset Service Providers (VSAP). Umthetho wokulawula iVASP yashicilelwa kuGazethi yezwe ngomhlaka 21 kuNtulikazi, kulandela ukugunyazwa Umhlangano weZwe waseNamibia ngomhlaka 6 kuNtulikazi savunywa yiPresident Hage Geingob ngomhlaka 14 kuNtulikazi. Ungqongqoshe weZezimali eNamibia uzonquma ukuthi umthetho uzoqala nini ukusebenza. Umthetho wezezimpahla zeVitual waseNamibia wezi2023, njengoba kwaziwa, uhlose ukubeka isigungu esizolawula ukubheka ukushintshana kwezezimali zobumfihlo ezweni. Kungumthetho wokuqala ocacisa ukuthi izwe kumele lisebenze kanjani emsebenzini ehlobe nobumfihlo. Umthetho ulindeleke ukuvikela amakhasimende, ukumisa ukuxhaphazeka ezimakethe, ukunciphisa ubungcuphe bobukhonyovu bemali, ukungalungi kwezezimali. Abanikezeli abangawulandeli umthetho bangahlawuliswa kufike ezigidini ezingu-10 zamadola aseNamibia ($671 000) kanye neminyaka eyishumi usejele. Ibhange laseNamibia, ibhange elimaphakathi nezwe, limile kwelokuthi ezezimalizobumfihlo ngeke kube ithenda esemthethweni. Ibotswana, iKenya,Mauritius neSeychelles kanye namazwe aseAfrica anemithetho anezimalizobumfihlo. Kamuva nje umlawuli wezezimali waseNingizimu Afrika umemezele ukuthi ukushintshisana kuzona zonke ezezimalizobumfihlo ezweni makubhalisele imvume ungakapheli unyaka ka-2023 ukuze ziqhubeke zisebenze. Uma kukweqile. Nigerian Verve cardholders can now purchase apps in naira on Google Play Store New startups in Africa's healthcare supply chain sector declined by 81% between 2021 and 2022 – Report CBN unfreezes accounts of Bamboo, Risevest, and Chaka Engikufundayo nengikufundayo Google, Microsoft, OpenAI and startup form body to regulate AI development How Childhood Trauma Leads to Addiction Nihilism: The Belief in Nothing"
+"Uber እና Bolt የድምጽ ቅጂን ያስተዋውቃሉ ነገር ግን በተጠቃሚ ግላዊነት ላይ ስጋቶች ይቀራሉ እ.ኤ.አ. በ2019፣ ቴሚዳዮ አዴቶላ አማቷን በሌጎስ፣ ናይጄሪያ ለመጎብኘት ግልቢያ አስይዘዋለች። ነገር ግን በጉዞው ጥቂት ደቂቃዎች ውስጥ ሾፌሩ ስለ ሰውነቷ ጠቃሚ አስተያየቶችን ከተናገረ በኋላ ጨረሰችው። ክስተቱ በመተግበሪያው ላይ ""ወይዘሮ"" የሚለውን ቅጥያ ወደ ስሟ እንድትጨምር አድርጓታል። """""" ባለትዳር መሆንህን ሲያውቁ የሚያደርጉልሽ ክብር አለ"" ስትል ለአፍሪካ ክርክሮች ተናግራለች። አዴቶላ በአፍሪካ የራይድ ማሞገስ አገልግሎትን ሲጠቀሙ ጾታዊ ትንኮሳ ከተፈፀመባቸው፣ ከተዘረፉ እና በአንዳንድ አጋጣሚዎች ከተገደሉ ሰዎች አንዱ ነው። በእነዚህ መተግበሪያዎች ላይ አደጋ የሚያጋጥማቸው አሽከርካሪዎች ብቻ አይደሉም። አሽከርካሪዎች ታሪፉን ባለመክፈላቸው በምላሹ የፆታ ግንኙነት እንደሚደረግላቸው ተናግረዋል። በዚህ ወር በአቡጃ አንድ ቦልት ሹፌር በክፍያ ምክንያት በተፈጠረ ውዝግብ ተገድሏል። እነዚህ ክስተቶች በአፍሪካ ብቻ የተገደቡ አይደሉም። እ.ኤ.አ. በ 2017 እና 2018 መካከል ፣ Uber በዩናይትድ ስቴትስ ውስጥ ወደ 6,000 የሚጠጉ የወሲብ ጥቃት ጉዳዮችን ሪፖርት አድርጓል ፣ አንዲት ሴት በጁን 2023 የኡበርን ሹፌር በጥይት መትታለች። ለእነዚህ ጉዳዮች ምላሽ፣ የራይድ-ሄይሊን ኩባንያዎች መተግበሪያውን በሚጠቀሙበት ወቅት የተሳፋሪዎችን እና የአሽከርካሪዎችን ደህንነት ለማሻሻል ይረዳሉ ብለው ያሏቸውን አንዳንድ ባህሪያትን ጀምሯል። ከእነዚህ ውስጥ አንዳንዶቹ ተጠቃሚዎች የጉዞቸውን ዝርዝሮች ከታመኑ የሶስተኛ ወገን እንደ ጓደኛ ወይም የቤተሰብ አባል ጋር እንዲያካፍሉ የሚያስችል የጉዞ ማጋሪያ አማራጭን ያካትታሉ። ሌሎች የአደጋ ጊዜ እገዛ ቁልፍ፣ የእውነተኛ ጊዜ የራስ ፎቶ ማረ��ገጫ እና የፍጥነት ገደብ ማንቂያዎችን ያካትታሉ። በጁላይ 2023 ቦልት በናይጄሪያ እና በደቡብ አፍሪካ የውስጠ-መተግበሪያ የድምጽ ቀረጻ ባህሪን እንደሚጀምር አስታውቋል። ኡበር ይህን ተከትሎ የድምጽ ቀረጻ ባህሪን ከናይጄሪያው ሴቲ ኩባንያ ጋር በመተባበር አስታውቋል። ዩበር ቀደም ሲል በአንዳንድ የላቲን አሜሪካ ሀገራት የድምጽ ቅጂን ለቋል ዲዲ በ2018 የኦዲዮ ቅጂን አስገዳጅ አድርጓል። የውስጠ-መተግበሪያ የድምጽ ቀረጻ እንዴት ይሰራል? የድምጽ ጉዞ ቀረጻ በጉዞው ወቅት በማንኛውም ጊዜ በሹፌሩም ሆነ በተሳፋሪው ሊበራ ይችላል። ይህ ቀረጻ የሚከናወነው በጉዞው ወቅት ብቻ ሲሆን ግልቢያ እንደጨረሰ በራስ ሰር ያበቃል። አንዴ ከተጀመረ ጉዞው እስኪያልቅ ድረስ ቀረጻዎች ለአፍታ ሊቆሙ ወይም ሊቆሙ አይችሉም፣ነገር ግን ተጠቃሚው ባህሪውን ሲጠቀም ጥሪ ሲደርሰው፣ቀረጻው በራስ-ሰር ይቆማል። ቀረጻው የተመሰጠረ ነው እና በአሽከርካሪውም ሆነ በተሳፋሪው ሊደረስበት አይችልም፣ ምንም እንኳን እዛው በተጠቃሚው መሣሪያ ላይ ቢከማችም። ቅጂዎች ከ24 ሰዓታት በኋላ በራስ-ሰር ይሰረዛሉ፣ ስለዚህ አደጋን ሪፖርት ለማድረግ የሚፈልጉ ተጠቃሚዎች በ24 ሰዓታት ውስጥ ማድረግ አለባቸው። የደህንነት ጉዳይን ሪፖርት ማድረግ የሚፈልጉ ደንበኞች ቀረጻውን በማጣቀስ ላይ ማድረግ ይችላሉ። ከዚያም ቀረጻው ለምርመራዎች እንዲረዳ ወደ ቦልት ውስጣዊ ስርዓት ይሰቀላል። ነገር ግን ቦልት የተፈቀደለት ሰራተኛ የማቆያ ጊዜውን ካላራዘመ በስተቀር በምርመራ ላይ ያሉ ሁሉም ቅጂዎች ከሰባት ቀናት በኋላ ይሰረዛሉ። የድምጽ ቀረጻ ተጨማሪ የደህንነት ሽፋን ይጨምራል የአሽከርካሪዎችን እና የተሳፋሪዎችን ደህንነት ለማሻሻል የሚደረግ ማንኛውም ሙከራ ሁል ጊዜም የሚበረታታ ነው። ቀደም ብለን እንደገለጽነው፣ እነዚህን መድረኮች በሚጠቀሙበት ወቅት ተጠቃሚዎች የሚጎዱበት ትክክለኛ ስጋት አለ። ለጀማሪዎች የድምጽ ቀረጻ ባህሪ በፍጥነት አለመግባባቶችን ለመፍታት ይረዳል። እንደ ጾታዊ ትንኮሳ በመሳሰሉት ጉዳዮች ጥፋተኛው ማን እንደሆነ መወሰን አስቸጋሪ ሊሆን ይችላል ምክንያቱም ብቸኛው ማስረጃዎች ብዙውን ጊዜ የሚመለከታቸው አካላት ቃል ናቸው. ያ ለማንኛውም ሰው ፈታኝ ነው፣ እና የድምጽ ቀረጻ ባህሪ ለግልቢያ-ማሞቂያ መድረኮች እና ለህግ አስከባሪ ኤጀንሲዎች አጋዥ ሊሆን ይችላል። የቦልት ስራ አስኪያጅ አቶ ያሃሃ መሀመድ የህግ አስከባሪ ኤጀንሲዎችን መደበኛ ጥያቄ ተከትሎ ቀረጻ የማቆየት ጊዜ ሊራዘም እንደሚችል ይናገራሉ። እንዲሁም ማንኛውንም ህገወጥ ተግባር እንደ መከላከያ ሆኖ ሊያገለግል ይችላል። ሌላኛው ወገን በጉዞው ላይ ድምጽ መቅዳት እንደሚችል ማወቃቸው ፣ አሽከርካሪዎች እና ተሳፋሪዎች ድርጊታቸው መዘዝ ሊኖረው ስለሚችል በትክክል ይሰራሉ። የተጠቃሚዎችን በራስ መተማመን የማሳደግ ተጨማሪ ጠቀሜታ አለው። በተጠቃሚ ግላዊነት ላይ ስጋቶች ይቀራሉ ነገር ግን የድምጽ ቀረጻ በእነዚህ መድረኮች ላይ ለተጠቃሚዎች ተጨማሪ የደህንነት ሽፋን ሲጨምር፣ እንዲሁም ጥያቄዎችን ያቀርባል። የመጀመሪያው ስለ የተሰበሰበው መረጃ ግላዊነት ነው። ""ቦልት የተጠቃሚዎቹ መብቶች በአግባቡ የታሰቡ መሆናቸውን ለማረጋገጥ እና በሚመለከታቸው ህጎች እና የቁጥጥር መስፈርቶች መሰረት እየሰራ መሆኑን ለማረጋገጥ ማንኛውንም አዲስ ባህሪ ከመጀመሩ በፊት የግላዊነት ተፅእኖ ግምገማዎችን ማካሄድን የሚያካትት ጠንካራ የግላዊነት ፕሮግራም አለው።"" ተጠቃሚዎች ባህሪውን እና አሰራሩን እንዲያውቁት ለማድረግ መሃመድ ኩባንያው በማህበራዊ ሚዲያ፣ በኢሜል እና በብሎግ ማስታወቂያዎች ግንዛቤን እያሳደ��� መሆኑን ተናግሯል። በሁለተኛ ደረጃ፣ የድምጽ ቀረጻ የተሳሳተ የደህንነት ስሜት ሊሰጥ ይችላል። ቀደም ሲል እንደተገለጸው አዴቶላ በመሳሰሉት የቃላት ጥቃቶች ወይም ጉዳዮች ማስረጃ ከሆነ፣ በዘረፋ ወይም በአስገድዶ መድፈር ጉዳይ ተጎጂዎች መሳሪያዎቻቸውን ለመጠቀም ስለማይችሉ ነጂዎችን ወይም አሽከርካሪዎችን አይከላከልም። መሃመድ አክለውም የድምጽ ቀረጻ ባህሪው ከፍተኛ ውጤት ለማግኘት ከሌሎች ባህሪያት ጋር ሊጣመር ይችላል። ""ይህ አሽከርካሪዎች እና ተሳፋሪዎች በጉዞ ወቅት ምቾት ሳይሰማቸው ሲቀር የሚጠቀሙበት በእኛ የውስጠ-መተግበሪያ ደህንነት መገልገያ ውስጥ ከሚገኙት በርካታ ባህሪያት ውስጥ አንዱ ነው። የመተግበሪያችንን የደህንነት ስነ-ምህዳር ማሻሻል በሚቀጥሉ አዳዲስ ምርቶች እና ባህሪያት ላይ ኢንቨስት ማድረጉን እንቀጥላለን። በመጨረሻም፣ ተጠቃሚዎች ስለእሱ ብዙ ሊያስቡ አይችሉም፣በተለይ ግልቢያ የሚያወድሱ ኩባንያዎች በጉዞ ወቅት ለሚከሰቱ ክስተቶች ምን ምላሽ እንደሚሰጡ ከግምት በማስገባት። እነዚህን መተግበሪያዎች በሚጠቀሙበት ጊዜ ጉዳዮችን ሪፖርት ያደረጉ ጥቂት ተጠቃሚዎች ምንም ዓይነት መፍትሄ አግኝተዋል። ብዙ ጊዜ ለህግ አስከባሪ ኤጀንሲዎች ይላካሉ፣ እነሱም ተቀብለው ያስተናግዷቸዋል። የውስጠ-መተግበሪያ የድምጽ ቀረጻ የማሽከርከር መድረክን በሚጠቀሙበት ወቅት የሚነሱ የደህንነት ስጋቶችን ለመፍታት በትክክለኛው አቅጣጫ ላይ ያለ እርምጃ ነው። ይሁን እንጂ ስኬቱ የተመካው ከሌሎች የደህንነት ባህሪያት ጋር እንደ ትክክለኛ የጀርባ ፍተሻዎች እንዴት እንደተጣመረ ነው. የራይድ-heiling መድረኮች ጉዳዮች ሪፖርት ሲደረጉ ወይም ተጠቃሚዎች ያስቀመጧቸውን የደህንነት እርምጃዎች ችላ እንዲሉ ለማድረግ ፈጣን እና ውጤታማ ምላሾችን መስጠት አለባቸው።","Uber and Bolt introduce audio recording but concerns remain over user privacy In 2019, Temidayo Adetola booked a ride to visit her mother-in-law in Lagos, Nigeria. But a few minutes into the ride, she ended it after the driver made suggestive comments about her body. The incident led her to add ""Mrs"" to her name on the app. ""There is the respect they accord you when they know you are married,"" she told African Arguments. Adetola is one of several people who have been sexually harassed, robbed, and in some cases killed while using ride-hailing services in Africa. Riders are not the only ones who face danger on these apps. Drivers have reported being offered sexual favours in return for not paying the fare. This month, a Bolt driver in Abuja was killed following an argument over payment. These incidents are also not restricted to Africa. Between 2017 and 2018, Uber reported nearly 6,000 cases of sexual assault in the United States, while a woman fatally shot an Uber driver in June 2023. In response to these issues, ride-hailing companies have launched some features which they hope will help improve the safety of riders and drivers while using the apps. Some of these include a trip sharing option that allows users to share details of their trip with a trusted third party such as a friend or family member. Others include an emergency assist button, real-time selfie verification, and speed limit alerts. In July 2023, Bolt announced that it would launch an in-app audio recording feature in Nigeria and South Africa. Uber followed suit, announcing an audio recording feature in partnership with Sety, a Nigerian company. Uber has previously rolled out audio recording in some Latin American countries while Didi made audio recording mandatory in 2018. How does in-app audio recording work? Audio trip recording can be turned on at any time during the trip by either the driver or the rider. This recording can only be done during the trip and automatically ends once a ride is finished. Once started, recordings cannot be paused or stopped until the trip ends, but where a user receives a call while using the feature, the recording is automatically paused. The recording is encrypted and cannot be accessed by either the driver or rider, although it is stored locally on the user’s device. Recordings are automatically deleted after 24 hours, so users who intend to report an incident must do so within 24 hours. Customers who want to report a safety issue can do so while referencing the recording. The recording will then be uploaded to Bolt’s internal system to assist in investigations. However, all recordings under investigation will be deleted after seven days unless a Bolt authorised employee extends the retention period. Audio recording adds an extra layer of security Any attempt to improve the safety of riders and drivers on ride-hailing platforms is always welcome. As we pointed out earlier, there’s a real threat of users getting hurt while using these platforms. For starters, an audio recording feature helps with speedy dispute resolution. In cases such as sexual harassment, determining who is at fault can be difficult as the only available proofs are often the words of the concerned parties. That’s a challenge for anyone, and an audio recording feature can be helpful for the ride-hailing platforms and law enforcement agencies. Yahaya Mohammed, Bolt’s Country Manager, says that the retention period for recordings can be extended following a formal request by law enforcement agencies. It could also serve as a deterrent against any unlawful activity. Knowing that the other party can record audio from the trip, riders and drivers act properly because there may be consequences for their actions. It also has the added advantage of boosting users' confidence. Concerns remain over user privacy But while an audio recording adds an extra layer of security for users on these platforms, it also presents questions. The first is about the privacy of the data collected. “Bolt has a robust privacy program in place which includes conducting privacy impact assessments before launching any new feature to ensure that the rights of its users have been properly considered, and that it is acting in accordance with applicable laws and regulatory requirements.” To ensure users are aware of the feature and how it works, Mohammed says the company is raising awareness through social media, email, and blog announcements. Secondly, an audio recording can provide a false sense of security. Where it is evidence in verbal assaults or cases like Adetola's mentioned earlier, it does not protect riders or drivers in the event of a robbery or rape case as victims are unlikely to use their devices due to the traumatic nature of these events. Mohammed adds that the audio recording feature can be combined with other features for maximum effect. “This is just one of a number of features available in our in-app safety toolkit for drivers and riders to use if they’re ever feeling uncomfortable during a ride. We will continue to invest in new products and features that continue to improve the safety ecosystem of our app.” Finally, users are unlikely to think much of it, especially given how ride-hailing companies respond to incidents that happen during rides. Few users who have reported cases while using these apps have gotten any resolution. Often they are referred to law enforcement agencies who give them the run around. In-app audio recording is a step in the right direction to address safety concerns that arise while using ride-hailing platforms. However, its success depends on how well it is combined with other safety features such as proper background checks. Ride-hailing platforms must also provide prompt and effective responses when cases are reported or risk having users disregard the safety measures they put in place.","Kamfanonin Uber da Bolt sun kawo fasahar naɗar sautin murya, sai dai an nuna damuwa kan bayanan sirrin masu amfani da ita. A shekarar 2019, Temidayo Adetola ta kirawo mai motar haya don ta ziyarci surukarta a jahar Legas, Najeriya. Sai dai bayan ƴan mintuna da fara tafiyar sai ta dakatar da mai motar, bayan da mai motar ya faɗa mata wata magana game da jikinta. Lamarin ya janyo ta ƙara kalmar ""Mrs""(matar) a gaban sunan ta a manhajar. ""Akwai girmamawa da suke baki idan suka san kinada aure,"" ta faɗawa African Arguments. Adetola ɗayace daga cikin mutanen masu yawa da akaci zarafin su ta hanyar jima'i, akayi musu fashi da makami, a wasu lokutan ma akan kashe su yayinda suke amfani da manhajojin kiranyo masu harkar sufuri a Afrika. Masu harkar sufuri basu kaɗai ne ke fuskantar haɗari a irin waɗannan manhajojin ba. Direbobi sun bada labarin ansha yi musu tayin jima'i a maimakon kuɗin aikinsu. A wannan watan an kashe wani direban Bolt a Abuja, biyo bayan wata sa'insa akan biyanshi kuɗin shi. Irin waɗannan abubuwan baƙin cikin, ba a Afrika kaɗai suke faruwa ba. A tsakanin shekarar 2017 da 2018, Uber ya bada rahoton samun laifuffukan cin zarafin jima'i kusan guda 6,000 a ƙasar Amurka. Yayinda wata mata ta harbe wani direban Uber a watan Yunin 2023. Don magance irin waɗannan matsalolin, kamfanonin harkokin sufuri sun ƙaddamarda wasu garambawul da suke fatan zasu taimaka wajen tsare direbobi da fasinjoji yayinda suke amfani da manhajojin. Wasu daga ciki sun haɗa da tsarin gwama tafiya tare, wanda ke baiwa masu amfani damar musayar bayanan tafiyarsu tare da wani amintaccen mai shiga tsakani, kamar aboki ko wani daga cikin ahalin mutum. Sauran tsarukan sun haɗa da madannin neman taimakon gaggawa, hoton kasancewar tare a lokacin tuƙi, da kuma madannin faɗakarwa akan iyakar gudu. A watan Yulin 2023, Bolt ya sanarda cewa zai ƙaddamarda manhaja mai tsarin naɗar sautin murya a Najeriya da kuma Afirka ta Kudu. Shima Uber tare da haɗin gwiwa da Sety, wani kamfani dake Najeriya, ya bada sanarwar amfani da manhaja mai naɗar sautin murya. A baya Uber ya taɓa sanarda amfani da fasahar naɗar murya a wasu ƙasashe dake Latin America. Yayinda kamfanin Didi ya wajabta amfani da fasahar naɗar murya a shekarar 2018. Ta yaya manhajar naɗar murya ke aiki ? Ana kunna manhajar naɗar murya ne akowane lokaci, yayinda ake tsaka da tafiya, daga ɓangaren direba ko fasinja . Wannan naɗar sautin za a iya yinsa ne kaɗai a lokacin da ake tsaka da tafiya, kuma yana tsaida kansa da zarar an isa inda za akai fasinja. Matuƙar aka fara shi, ba za a iya dakatarwa ko katse shi ba har sai tafiyar ta ƙare. Amma idan aka samu cewa an kira fasinja a waya yayinda ake rikodin ɗin, rikodin ɗin zai dakata kai tsaye. Ɗaukar an bata tsaro, ta yanda ba wanda zai iya taɓa ta tsakanin direba da fasinja, duk da cewa suna cikin wayoyinsu a ajiye. Ɗaukar na gogewa da kanta bayan awa 24, saboda haka wanda duk ke amfani da fasahar kuma yake so yakai ƙara, dole ne ya kai cikin awa 24. Kwastomomin dake son bada rahoton matsalar rashin tsaro kan iya yi ta hanyar kafa hujja da wannan rikodin ɗin. Daganan za a ɗora rikodin ɗin a shafin intanet na Bolt, don taimakawa wajen bincike. Duk da haka, duk rikodin ɗin da ake gudanar da bincike akansa za a goge shi bayan kwana bakwai. Sai dai in wani halastaccen ma'aikacin Bolt ne ya ƙara wadin. Rikodin ɗin murya ya ƙara samar da ƙarin tsaro. Duk wani yunƙuri na inganta tsaron direbobi da fasinjoji dake amfani da shafukan intanet na harkokin sufuri; ana maraba dashi. Kamar yanda muka ambata a baya, akwai babbar barazanar masu amfani da waɗannan manhajojin su gamu da cutarwa, a yayinda suke amfani da waɗannan shafukan. Ga sabbin farawa; tsarin manhajar naɗar murya zai taimaka wajen magance rashin jituwar cimma matsaya akan matsayin gudu. A abinda ya danganci cin zarafin jima'i, gane waye mai gaskiya zai yi wuya, saboda hujjojin da kaɗai ake dasu sune kalaman masu husumar. Wannan kuwa ƙalubale ne ga kowa, tsarin manhajar naɗar murya zai taimakawa kamfanonin harkar sufuri, da kuma jami'an hukumomin doka. Yahaya Muhammad, manajan kamfanin Bolt na ƙasa yace ana iya ƙara tsawon wa'adin ajiye naɗaɗɗen sautin, idan aka samu buƙatar hakan a hukumance daga hukumomin doka. Ana kuma iya amfani da naɗaɗɗen sautin don hana aikata wani aiki daya saɓawa doka. Sanin cewa abokin tafiya na iya naɗar sauti a yayin da ake tsaka da tafiya, direbobi da fasinjoji kan nuna hali na gari, saboda wasu sakamako zasu iya biyo bayan abinda ya aikata. Sannan kuma yanada wani ƙarin fa'idae; ƙarfafa samun yardar masu amfani dashi. Inda damuwar take har yanzu shine, sirrin masu amfani da fasahar. Amma duk da cewa manhajar naɗar murya ta ƙara inganta tsaro tsakanin masu amfani da fasahar a waɗanna shafukan intanet ɗin, ta kuma zo da shakku. Na farko shine game da riƙe sirrin bayanan da aka karɓa. ""Kamfanin Bolt yanada ƙaƙƙarfan tsarin adana bayanan abokan hulɗa, a bangarori da suka haɗa da binciken gwajin tasirin adana bayanai kafin ƙaddamarda kowace sabuwar manhaja, don tabbatar da an kare haƙƙin masu amfani da manhajar yanda ya kamata, Wannan kuma yayi daidai da dokokin da aka saka, da kuma ƙa'idojin da ake buƙata. Don tabbatar da masu amfani da manhajar su san da alamar da kuma yanda take aiki, Muhammad yace kamfanin na wayarda kan jama'a ta hanyar kafafen sada zumunta, tura saƙonnin email da kuma sanarwar shafukan intanet. Na biyu, naɗaɗɗen sautin muryar kan iya bada rashin gamsashshen tsaro. Idan ya zamanto hujjar ta cin zarafi da baki ce, ko kuma irin kes ɗin Adetola ne da aka ambata a baya, naɗar sautin ba zai baiwa direbobi da fasinjoji kariya a yanayin da suke fuskantar fashi ko fyaɗe ba, saboda waɗanda aka cusgunawa ba zasu iya amfani da na'urorin ba a lokacin, saboda yanayin da suke ciki a lokacin. Muhammad ya ƙara da cewa, alamar manhajar naɗar muryar ana iya haɗata da sauran alamomi don ƙarin amfani. ""Wannan ɗayace daga cikin alamomin da suke kan tsarin samar da tsaro ta manhajar mu ga direbobi da fasinjoji, ɓangarori biyun kan iya amfani da ita duk sanda suka ji rashin tsaro yayinda ake tuƙi. Zamu cigaba da zuba jari don ƙirƙiro sabbin manhajoji da alamomi da zasu cigaba da inganta zubin tsaron manhajar mu"" A ƙarshe, masu amfani da manhajar mu ba lallai suna tunani sosai a kanta ba, musamman ma ganin yanda kamfanonin harkar sufuri ke karɓar irin waɗannan abubuwan da suka faru sanda ake tuƙi. Masu amfani da ita ƴan ƙalilan da suka samu damar miƙa rahoton su ta amfani da waɗannan manhajojin, sun samu wata mafita. A mafi yawan lokuta ana haɗasu ne da jami'an tsaro, waɗanda basa iya ɗaukar matakan da suka kamata. Naɗar sautin murya a manhaja wani mataki ne mai kyau na magance lamuran tsaro dake bijirowa a yayin amfani da shafukan intanet na kamfanoni masu harkokin sufuri. Duk da haka, samun nasarar tsarin ya dogara ne da yanda aka haɗa shi da sauran manhajojin samar da tsaro, kamar yin kyakkyawan bincike. Kamfanonin harkar sufuri ta shafin intanet na samarda gamsashshe, kuma martani na gaggawa idan aka basu rahoton irin waɗannan, in ba haka ba zasu shiga haɗarin rashin gamsuwa da matakan tsaron su daga abokan hulɗar su.","Uber na Bolt zinaanzisha rekodi ya sauti lakini wasiwasi unabaki kuhusu faragha ya mtumiaji Mnamo mwaka 2019, Temidayo Adetola alipanga safari ya kumtembelea mama mkwe wake huko Lagos, Nigeria. Lakini dakika chache baada ya safari, alimaliza baada ya Dereva kutoa maoni ya kupendekeza juu ya mwili wake. Tukio hili lilimfanya kumuongezea ""Bibie"" katika majina yake kwenye Programu. ""Kuna heshima wanayokupa wanapojua umeolewa"" aliiambia African Arguments. Adetola ni mmoja wa watu kadhaa ambao wamenyanyaswa kijinsia, kuibiwa, na katika visa vingine kuuwawa wakati wakitumia huduma za usafiri Barani Afrika. Waendeshaji sio pekee ambao wanakabiliwa na hatari kwenye Programu hizi. Madereva wameripoti kupewa upendeleo wa kingono kama malipo ya kutokulipa nauli. Mwezi huu, Dereva wa Bolt huko Abuja aliuawa kufuatia mabishano kuhusu malipo. Pia matukio haya hayaihusu Afrika pekee. Kati ya 2017 na 2018, Uber iliripoti takribani kesi 6,000 za unyanyasaji wa kingono nchini Marekani, huku mwanamke mmoja alimpiga risasi na kumua Dereva wa Uber mnamo Juni 2023. Ili kukabiliana na masuala haya, makampuni ya usafirishaji yamezindua badhi ya vipengele ambavyo wanatumaini vitasaidia kuboresha usalama wa waendeshaji na Madereva wanapotumia programu. Baadhi ya hivyo ni pamoja na chaguo la kushiriki safari ambalo huruhusu watumiaji kushiriki taarifa za safari zao kwa watu wengine wanaoaminika kama vile rafiki au Mwanafamilia. Vyengine ni pamoja na kitufe cha usaidizi wa dharula, uthibitisho wa picha ya Selfii katika wakati husika, na vidhibiti vya ukomo wa mwendo. Mnamo Julai 2023, Bolt ilitangaza kwamba ingezindua kipengele cha kurekodi sauti kwenye programu nchini Nigeria na Afrika kusini. Uber iliiga mfano huo, ikatangaza kipengele cha kurekodi sauti kwa ushirikiano, na kampuni ya Kinaijeria ya Sety. Uber imewahi kushirikisha rekodi za sauti katika baadhi ya nchi za Amerika Kusini huku Didi akilazimisha kurekodi sauti mwaka 2018. Je, Kivipi Programu hufanya kazi katika kurekodi sauti? Rekodi ya sauti ya safari inaweza kuwashwa wakati wowote safarini na Dereva au Mwendeshaji. Rekodi hii inaweza kufanyika wakati wa safari tu na itaisha kiotomatiki baada ya safari kumalizika. Baada ya kuanza, rekodi haiwezi kusitishwa au kusimamishwa hadi safari iishe, lakini anapopokea simu huku anatumia kipengele, rekodi hiyo inasitishwa otomatiki. Rekodi imesimbwa na haiwezi kufikiwa na aidha Dereva au Mwendeshaji, ingawa imehifadhiwa kwenye kifaa cha mtumiaji. Rekodi hujifuta otomatiki baada ya masaa 24, hivyo watumiaji wanaokusudia kuripoti tukio wafanye hivyo ndani ya masaa 24. Wateja wanaotaka kuripoti suala la usalama wanaweza kufanya hivyo wanaporejelea rekodi. Rekodi hiyo itapakiwa kwenye mfumo wa Bolt ili kusaidia katika uchunguzi. Hata hivyo, rekodi zote zinazochunguzwa zitafutwa baada ya siku saba ispokuwa mfanyakazi aliyeidhinishwa na Bolt aongeze muda wa kubaki. Rekodi ya sauti huongeza safu ya ziada ya usalama Jaribio lolote la kuboresha usalama wa Madereva na Waendeshaji kwenye majukwaa ya wasafiri daima unakaribishwa. Kama tulivyodokeza hapo awali, kuna tishio la wazi kwa watumiaji kupata madhara wakati wanapotumia majukwaa hayo. Kwa kuanza, kipengele cha kurekodi sauti husaidia kutatua sintofahamu haraka. Katika kesi kama vile unyanyasaji wa kingono, kuamua ni nani mwenye makosa inaweza kuwa ni vugumu kwani uthibitisho pekee unaopatikana maranyingi ni maneno ya wahusika. Hio ni changamoto kwa mtu yeyote, na kipengele cha kurekodi sauti kinaweza kusaidia kwa majukwaa ya wasafiri na mashirika ya kutetea haki. Yahaya Mohammed; Meneja wa Bolt taifa, anasema kwamba muda wa kubakisha rekodi unaweza kuongezwa kufuatia ombi rasmi la mashirika ya kutetea haki. Pia inaweza kutumika kama kizuizi dhidi ya shughuli yoyote isiyo halali. Kwa kujua kwamba mhusika mwengine anaweza kurekodi sauti kutoka safarini, Madereva na Waendeshaji hutenda sawa kwa sababu kunaweza kuwa na madhara kwa matendo yao. Pia imeongeza faida ya kuongezeka imani kwa watumiaji. Wasiwasi unabaki dhidi ya faragha ya mtumiaji Lakini ingawa rekodi ya sauti huongeza safu ya ziada ya usalama kwa watumiaji kwenye majukwa hayo, pia inazusha maswali. Kwanza, ni kuhusu faragha ya taarifa zilizokusanywa. ""Bolt ina mpango thabiti wa faragha ambao hujumuisha kufanya tathmini ya athari za faragha kabla ya kuzindua kipengele chochote kipya ili kuhakkisha kuwa haki za watumiaji wake zimezingatiwa ipasavyo, kwamba inafanya kazi kulingana na sheria zinazohitajika na mahitaji ya udhibiti"". Mohammed anasema ili kuhakikisha watumiaji wanafahamu kipengele hicho na jinsi kinavyofanya kazi, kampuni hiyo inahamasisha watu kupitia mitandao ya kijamii, barua pepe na matangazo ya blogu. Pili, rekodi ya sauti inaweza kutoa ishara ya uongo ya usalama. Ambapo ni ushahidi katika mashambulizi ya maneno au kesi kama za Adetola zilizotajwa hapo awali, haiwalindi waendeshaji au madereva inapotokea kesi ya wizi au ubakaji kwani waraibu hawana uwezekano wa kutumia vifaa vyao kutokana na hali ya kiwewe ya matukio haya. Mohammed anaongezea kuwa kipengele cha kurekodi sauti kinaweza kuunganishwa na vipengele vyengine kwa athari ya juu zaidi. ""Hiki ni moja wapo ya vipengele vinavyopatikana katika zana yetu ya usalama ili Madereva na Waendeshaji watumie ikiwa watajisikia vibaya wakati wa safari. Tutaendelea kuwekeza katika bidhaa na vipengele vipya vinavyoendelea kuboresha mfumo wa usalama wa Programu yetu"" Hata hivyo, watumiaji hawawezi kufikiria mengi juu yake, hasa kutokana na jinsi makampuni ya usafirishaji yanavyoitikia matukio yanayotokea wakati wa safari. Watumiaji wachache ambao wameripoti kesi wakati wa kutumia Programu hizi wamepata utatuzi wowote. Maranyingi hutumwa kwa mashirika ya kutetea haki ambayo huwapa kimbilio. Rekodi ya sauti katika Programu ni hatua katika muelekeo sahihi ili kushughulikia masuala ya kiusalama yanayotokea wakati wa kutumia majukwaa haya ya usafiri. Hata hivyo, mafanikio yake yanategemea jinsi inavyounganishwa vizuri na vipengele vingine vya kiusalama kama vile ukaguzi sahihi wa chanzo. Pia majukwaa ya usafirishaji lazima yatoe majibu madhubuti na ya haraka wakati kesi zinaporipotiwa au hatari ya watumiaji kupuuza hatua za kiusalama walizoziweka.","Uber àti Bolt ṣe àfihàn àkáálẹ̀ ohùn ṣùgbọ́n ìkùnsínú wà nípa àṣírí aṣàmúlò Ní ọdún 2019, Temidayo Adetola wọ ọkọ̀ láti lọ rí ìya-ọkọ-rẹ̀ ní ìpínlẹ̀ Èkó, lórílẹ̀-ède Nàìjíríà. Ṣùgbọ́n lẹ́yìn ìṣẹ́jú díẹ̀ tí wọ́n bẹ̀rẹ̀ ìrìnàjò, ó fi òpin sí i nígbà tí awakọ̀ náà sọ àwọn ọ̀rọ aṣa nípa ara rẹ̀. Ìṣẹ̀lẹ̀ yìí sún-un láti ṣe àfikún ""Abilékọ"" sí orúkọ rẹ̀ lóri ohun èlò ìmúṣiṣẹ́ náà. ""Ó ní irú àpọ́nlé tí wọ́n máa fún ẹ tí wọ́n bá mọ̀ pé abilékọ ni ẹ́,"" Ó sọ fún African Arguments. Adetola jẹ́ ọ̀kan lára ọ̀pọ̀lọpọ̀ ènìyàn tí wọ́n ti wọ́n ti bá sọ̀rọ kò tọ́, tí wọ́n ti jà lólè, àti àwọn tí wọ́n ti pa nínú ìṣẹ̀lẹ̀ míràn nígbà tí wọ́n ń lo ìpèse ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára ní ilẹ̀ Adúláwọ̀. Kì í ṣe àwọn èro ọkọ̀ nìkan ni wọ́n ń ko ewu lórí àwọn ohun èlò ìmúṣiṣẹ́ wọ̀nyí. Àwọn awakọ̀ ti ṣàfisun ìpèsè ìbálópọ̀ ní àdápadà fún àìsanwó ọkọ̀. Ní oṣù yìí, wọ́n pa awakọ̀ Bolt kan ní Abuja lẹ́yìn àríyànjiyàn lórí owó sísan. Kì í ṣe wí pé ilẹ̀ Adúláwọ̀ nìkan ni àwọn ìṣẹ̀lẹ̀ yìí ti ń ṣẹlẹ̀. láàrín ọdún 2017 àti 2018, Uber ní àkọsílẹ̀ ìṣẹ̀lẹ ìfipábánilòpọ̀ tó súnmọ́ 6,000 ní United States, nígbà tí obìnrin kan yìnbọn pa awakọ̀ Uber ní Oṣù Òkudù ọdún 2023. Ní ìdáhùn sí àwọn ìṣẹ̀lẹ̀ yìí, àwọn ilé-iṣẹ́ ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára ti ṣe ìfilọ́lẹ̀ àwọn ìrísí kan tí wọ́n nírètí pé yóò ṣe ìrànwọ́ láti ṣe àtúnṣe sí ààbò àwọn èro ọkọ̀ àti àwọn awakọ̀ tí wọ́n ń lo ohun èlò ìmúṣiṣẹ́ náà. Lára ìwọ̀nyí lati rí ẹ̀yan pípín ìrìnàjò tí ó fún aṣàmúlò ní ànfààní láti pín àkọsílẹ̀ nípa ìrìnàjò wọn pẹ̀lú alàgàta tí wọ́n nígbàgbọ́ nínú rẹ̀ bí ọ̀rẹ́ tàbí mọ̀lẹ́bí. Àwọn tí ó kù ni bọ́tínì ìrànlọ́wọ́ pàjáwírì, ìṣàmúdájú àwòrán ẹni lójúẹsẹ̀, àti ìtanijí gbèdéke eré sísá. Ní oṣù Agẹmọ ọdún 2023, Bolt kéde pé òún máa ṣe ìfilọ́lẹ̀ ìrísí àkáálẹ̀ ohùn lórí ohun èlò ìmúṣiṣẹ́ náà ní orílẹ̀-èdè Nàìjíríà àti South Africa. Uber náà ṣe bẹ́ẹ̀, wọ́n kéde ìrísí àkáálẹ̀ ohùn ní àjọṣepọ̀ pẹ̀lú Sety, ilé-iṣẹ́ orílẹ̀-èdè Nàìjíríà kan. Uber ti ṣe àgbéjáde àkáálẹ̀ ohùn tẹ́lẹ̀ ní àwọn orílẹ̀-èdè kan ní Latin American nígbà tí Didi sọ àkáálẹ̀ ohùn di kàánpá ní ọdún 2018. Báwo ni àkáálẹ̀ ohùn lóri ohun èlò ìmúṣiṣẹ́ ṣe ń ṣiṣẹ́? Àkáálẹ̀ ìrìnàjò abohùn lè di títàn nígbàkígbà nínú ìrìnàjò náà yálà láti ọ̀dọ awakọ̀ tàbí èro ọkọ̀. Àkáálẹ̀ yìí lè jẹ́ ṣíṣe lásíkò ìrìnàjò náà nìkan yóó sì wá sópin nígbà tí ìrìnàjò náà bá parí. Tí ó bá ti bẹ̀rẹ̀, àkáálẹ̀ ò ṣe é dádúró tàbí pa títí ìrìnàjò náà ó fi parí, ṣùgbọ́n níbi tí aṣàmúlò bá ti gba ìpè nígbà tí ó bá ń lo ìrísí yìí, àkáálẹ̀ náà máa dúró fúnra rẹ̀. Àkáálẹ̀ náà ti di odù kò sì ṣe é wò fún yálà awakọ̀ tàbí èro ọkọ̀, bó tilẹ̀ jẹ́ wí pé ó wà ní ìpamọ́ lórí ẹ̀rọ aṣàmúlò. Àwọn àkáálẹ̀ náà yóò parẹ́ fúnra rẹ̀ lẹ́yìn wákàtí 24, torí náà aṣàmúlò tó bá ní èrò láti ṣe àfisùn ìṣẹ̀lẹ̀ kankan gbọ́dọ̀ ṣe bẹ́ẹ̀ láàrín wákàtí 24. Àwọn oníbàárà tí wọ́n bá fẹ́ ṣe ìfisùn ọ̀rọ̀ ààbò lè ṣe bẹ́ẹ̀ pẹ̀lú ìtọ́ka sí àkáálẹ̀ náà. Àkáálẹ̀ náà yóò di àgbékọ́ sí orí ẹ̀rọ abẹ́lé Bolt láti ṣe ìrànwọ́ fún ìwádìí. Síbẹ̀síbẹ̀, gbogbo àwọn àkáálẹ̀ tó bá wà lábẹ́ ìwádìí yóò di píparẹ́ lẹ́yìn ọjọ́ méje àyàfi tí òṣìṣẹ́ Bolt tó láṣe bá ṣe àfikún àsìko ìdúró rẹ̀. Àkáálẹ̀ ohùn ṣe àfikún ìṣí ààbò Èyíkéyìí ìgbìyànjú láti ṣe àtúnṣe sí ààbò àwọn èro ọkọ̀ àti awakọ̀ lórí ìkànni ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára ni a ó gbà wọlé. Gẹ́gẹ́ bí a ṣe fi hàn tẹ́lẹ̀, ìdúkokò wà gidi gan pé àwọn aṣàmúlò lè fara pa nígbà tí wọ́n bá ń lo àwọn ìkànnì wọ̀nyí. Fún àwọn tó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀, ìrísí àkáálẹ̀ ohùn yóò ṣèrànwọ́ láti yanjú dúkùú kíákíá. Ní àwọn ọ̀rọ̀ tó bá jẹmọ́ ìfipábánilòpọ̀, mímọ eni tó jẹ̀bi máa ń nira nítorí ẹ̀rí kan ṣoṣo tó máa ń wà máa ń jẹ́ ọ̀rọ ẹnu àwọn tí ọ̀rọ̀ọ́ kàn. Ìpèníjà ni ìyẹn jẹ́ fún ẹnikẹ́ni, ìrísí àkáálẹ̀ ohùn lè ṣe ìrànwọ́ fún ìkànnì ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára náà àti àwọn ilé-iṣẹ́ agbófinró. Yahaya Mohammed, Alámòjútó Orílẹ̀-èdè Bolt, sọ wí pé àsìkò ìgbàsílẹ̀ àkáálẹ̀ lè di àfikún lẹ́yìn ìbéèrè láti ilé-iṣẹ́ agbófinró. Ó tún lè dúró gẹ́gẹ́ bíi ìkìlọ̀ fún àwọn ìṣesí àìbófinmu. Mímọ̀ wí pé ẹnìkejì lè ṣe àkáálẹ̀ ohùn nínú ìrìnàjò náà, àwọn èro ọkọ̀ àti àwọn awakọ̀ máa wùwà bó ṣe yẹ nítorí ìjìyà lè wà fún ìṣesí wọn. Ó tún ní àfikún ànfààní láti ṣe àtìlẹ́yìn fún ìgbàgbọ́ aṣàmúlò. Ìkùnsínú wà nípa àṣírí aṣàmúlò Ṣùgbọ́n nígbà tí àkáálẹ̀ ohùn ṣe àfikún ìṣí ààbò fún àwọn aṣàmúlò lórí àwọn ìkànnì wọ̀nyí, ó tún ní àwọn ìbéèrè kan. Àkọ́kọ́ ni nípa àṣírí dátà tí wọ́n gbà. ""Bolt ní ètò àṣírí tó kún nílẹ̀ tó fi mọ́ ṣíṣe àyẹ̀wo ipa àṣírí kí ó tó ṣe ìfilọ́lẹ̀ ìrísí tuntun láti rí i dájú pé ẹ̀tọ́ àwọn aṣàmúlò rẹ̀ ti wà nínú èrò dáadáa, àti wí pé ó ń wúwà ní ìbámu pẹlú òfin tó dè é àti ìbéérè ìṣàkóso. Láti rí i dájú pé àwọn aṣàmúlò mọ̀ nípa ìrísí náà àti bó ṣe ń ṣiṣẹ́, Mohammed sọ wí pé ilé-iṣẹ́ náà ti ń ṣe ìpolongo lórí àwọn ìkànnì ìbánidọ́rẹ̀, ímeèlì, àti ìkéde lórí ẹ̀rọ ayélujára. Ẹlẹ́ẹ̀kejì, àkáálẹ̀ ohùn lè pèse ìmọ̀lára ààbò tí ò sí. Níbi tí ó ti fojú hàn nínú èébú tàbí ìṣẹ̀lẹ̀ tí Adetola mẹ́nubà ṣáájú, kò lè dáàbò bo àwọn èrò ọkọ̀ àti àwọn awakọ̀ níbi ìṣẹ̀lẹ ìdigunjalè tàbí ìfipábánilòpọ̀ nítorí àwọn tí ọ̀fọ̀ ṣẹ̀ lè má lo ẹ̀rọ wọn nítorí ìbanilọ́kànjẹ́ irú àwọn ìṣẹ̀lẹ̀ wọ̀nyí. Mohammed fi kún-un pé ìrísí àkáálẹ̀ ohùn lè di lílò pẹ̀lú àwọn ìrísí míràn fún àṣepé iṣẹ́. ""Èyí kàn jẹ́ ọ̀kan lára àwọn àwọ̀mọ́ tó wà nínú àpótí irinṣẹ́ ààbò orí ohun èlò ìmúṣiṣẹ́ fún àwọn awakọ̀ àti àwọn èro ọkọ̀ láti lò tí ara wọn ò bá lélẹ̀ lásíkò ìrìnàjò. A máa tẹ̀síwájú láti máa náwó lórí àwọn ohun-èlò àti àwọn àwòmọ́ tí yóò máa ṣe àtúnṣe sí àwùjọ aláábò ohun èlò ìmúṣiṣẹ́ wa."" Ní ìparí, àwọn aṣàmúlò lè má ronú nípa rẹ̀ púpọ̀, pàápàá jùlọ pẹ̀lú bí àwọn ilé-iṣẹ́ ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára rí sí àwọn ìṣẹ̀lẹ̀ tó ń ṣẹlẹ̀ lásíkò ìrìnàjò. Àwọn aṣàmúlò díẹ̀ tí wọ́n ti ṣe ìfisùn àwọn ìṣẹ̀lẹ̀ nígbà tí wọ́n lo àwọn ohun èlò ìmúṣiṣẹ́ yìí ò rí ìyanjú kankan. lọ́pọ̀ ìgbà wọ́n máa ń darí wọn lọ sí àwọn ilé-iṣẹ́ agbófinró tí àwọn yẹn sì máa ń dà wọ́n kiri. Àkáálẹ̀ ohùn lórí ohun èlò ìmúṣiṣẹ́ náà jẹ́ ìgbésẹ̀ tó tọ́ láti kojú ọ̀rọ̀ ààbò tó bá ṣúyọ nígbà tí wọ́n bá ń lo àwọn ìkànnì ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára. Síbẹ̀síbẹ̀, àṣeyọrí rẹ̀ dá lórí bí wọ́n ṣe lò ó pẹ̀lú àwọn àwòmọ́ ��àbò míràn bíi ṣíṣe àyẹ̀wò ìpìlẹ̀ tó tọ́. Àwọn ìkànnì ọkọ̀ wíwọ̀ lórí ẹ̀rọ ayélujára gbọ́dọ̀ pèse ìdáhun tó tọ́ lásíkò nígbà tí wọ́n bá ṣe ìfisùn àwọn ìṣẹ̀lẹ̀ tàbí kí àwọn aṣàmúlò má kọbiara sí àwọn ìgbésẹ̀ ààbò tí wọ́n gbé kalẹ̀.","uber noBolt wethula ukuqoshwa kokuzwakalayo kodwa ukukhathalela kuba ngaphezu kobumfihlo bomsebenzisi. Ngonyaka wezi-2019, uTemidayo Adetola wabhukha imoto ukuze ayovakashela umamezala wakhe eLagos, eNigeria. Kodwa ngemizuzwana egibele, waluqeda uhambo ngemuva kokuthi umshayeli ephawule ngomzimba wakhe. Ingozi yaholela ukuthi engeze uMrs egameni lakhe kusisetshenziswa. Kukhona ukuhlonipha abakunikeza kona uma bazi ukuthi ushadile, watshela iAfrican Arguments. UAdetola ungomunye wabantu abaningi asebehlukunyeziwe ngokucansi, badunwa, futhi kwamanye amacala bayabulawa ngesikhathi begibele eAfrika. Abagibeli akubona kuphela ababhekana nobungozi kulezizisetshenziswa. Abashayeli babike ukuthi bathola izicelo zezocansi ukuze bangakhokhi imali yokugibela. Kulenyanga umshayeli weBolt eAbuja wabulawa kulandela impikiswano ngemali yokukhokha. Lezi zigameko azenzeki lana eAfrika kuphela. Phakathi kuka-2017 no2018 Uber wabika amacala okunyukabeza ngokocansi acishe afinyelele ku-6000 eUnited States,ngesikhathi owesifazane edubula umshayeli weUber ngonhlolanja wezi-2023. Ukuphendula kulezizinkinga izinkampanin eziqasha abashayeli sebethule okunye abathemba ukuthi kuzokwenza ngcono ukuphepha kwabagibeli nabashayeli ngesikhathi besebenzisa isisetshenziswa. Okunye kwalokhu kubandakanya umbono wokwabelana ngohambo okuvumela abagibeli babelane ngeminini ngwane yohambo nowesithathu abamthembayo njengomndeni noma umngani. Abanye kubandakanya ibhathini losizo oluphuthumayo, ukuqinisekisa umuntu okwangempela nezaziso zokugijima kwemoto. NgoNtulikazi wezi-2023 uBolt wamemezela ukuthi uzokwethula into yokuqopha okuzwakalayo kusisetshenziswa eNigeria naseNingizimu Afrika. I-Uber yalandela umthetho, yamemezela ukuqoshwa kokuzwakalayo ebambisene neSety, inkampani yaseNigeria. I-Uber isuke yenza ukuqoshwa kokuzwakalayo kwamanye amazwe aseLatin American ngesikhathi uDidi wenza ukuqoshwa kokuzwakalayo kube yimpoqo ngonyaka wezi-2018. Kusebenza kanjani ukuqoshwa kusisetshenziswa sokuzwakalayo? Uhambo lokuqoshwa kokuzwakalayo kungavulwa noma yingasiphi iskhathi ngesikhathi sohambo kungaba umshayeli noma umgibeli. Lokhu kuqoshwa kungenzeka ngesikhathi sohambo kuzimele ngesikhathi sokuphela kohambo. Uma seyiqalile, ukuqoshwa ngeke kumiswe okwesikhashana noma kumiswe kuze kuphele uhambo kodwa uma umgibeli ethola ucingo ngesikhathi esayisebenzisa ukuqoshwa kuzozimela. Ukuqoshwa kuwubumfihlo futhi ngeke butholwe umshayeli noma umgibeli yize noma bugcinwe kudivayisi yomsebenzisi. Okuqoshiwe kuzozicimela emva kwamahora angu-24, ngakho abagibeli abafuna ukubika isigameko kumele bakwenze kumahora awu-24. Amakhasimende afuna ukubika indaba yokuphepha angakwenza lokho ngesikhathi ethathisela kokuqoshiwe. Okuqoshiwe kuzobe sekulayishwa kuhlelo lwangaphakathi lwakaBolt ukusiza ngophenyo. Kepha konke okuqoshiwe okungaphansi kophenyo kuzocishwa emva kwezinsuku eziyisikhombisa ngaphandle uma uBolt egunyaze umsebenzi ukuba alule isikhathi sokukugcina. Ukuqoshwa kokuzwakalayo kuzokwengeza izinga kwezokuphepha. Ukuzama ukuthuthukisa ukuphepha kwabagibeli nabashayeli ezinkundleni zokuqasha abashayeli kuhlezi kwamukelekile. Njengoba sivezile ekuqaleni, kukhona okusabisa ngampela kubagibeli ukuthi balimale ngesikhathi besebenzisa lezi zinkundla. Okokuqala, okokuqopha okuzwakalayo kusiza ukuhlakaza ngokushesha isixazululo. Emacaleni okuhlukunyezwa ngokocansi, ukubheka ukuthi iphutha elikabani kungaba nzima njengoba kuyibona ubufakazi obukhona yiwona magama ajwayele ukubakhona kumacala athinyekayo. Leyo ingqinamba yawo wonke umuntu futhi lento yokuqopha okuzwakalayo ingasiza ezinkundleni zokuziqashela umshayeli nakuma ejensi agcizelela ezomthetho. uYahaya Mohammed, iMenenja yeZwe yakaBolt, uthi isikhathi sokugcinwa kokuqoshiwe singalulwa uma kukhona isicelo esisemthethweni esenziwe ngama ejensi okugcizelela umthetho. Lokhu kungasebenza njengokuyekisayo okubhekene nanoma yimuphi umsebenzi ongekho emthethweni. Ukwazi ukuthi elinye icala lingakwazi ukuqopha okuzwakalayo ohambweni, abagibeli kanye nabashayeli bangaziphatha kahle ngoba kungaba nemiphumela yezenzo zabo. Kwengeze okuhle ukuze kukhuphule ukuzithemba komgibeli. Izinkathazo zihlala phezu kobumfihlo bomsebenzisi Kodwa ngesikhathi ukuqoshwa kokuzwakalayo kwengeza ekuphepheni kubasebenzisi kulenkundla, kuphinde kwethule imibuzo. Lokhu kuqala kunobumfihlo bemininingo eqoqiwe. Ubolt unohlelo lobumfihlo olunamandla olukhona olubandakanya ukwenza ukuhlola umthelela wobumfihlo ngaphambi kokwethula okunye okusha ukuqinisekisa ukuthi amalungelo abasebenzisi ayabhekelelwa kahle nokuthi ihambisana nezidingo zemithetho nemibandela yakhona. Ukuqinisekisa ukuthi abasebenzisi banalo ulwazi lwalokhu nokuthi kusebenza kanjani, uMohammed uthi inkampani iqwashisa abantu ezinkundleni zokuxhumana, emeyili nezimemezelo zakubhlogi. Okwesibili, ukuqoshwa kokuzwakalayo kunganikeza umqondo wokungelona iqiniso kwezokuphepha. Lapho ubufakazi bungukuhlukunyezwa ngamazwi noma icala elifana nelikaAdetola alishilo ekuqaleni, akumvikeli umshayeli noma umgibeli esigamekweni zokubanjwa inkunzi noma sokudlwengulwa njengoba izisulu zijwayele ukusebenzisa amadivayisi ngenxa yesimo sokwethuka yalezi zigameko. Umohammed wengeza ukuthi ukussebenza kokuqoshiwe okuzwakalayo kungahlanganiswa nezinye izinto ukuze kusebenze kahle. Lokhu ngokunye kwezinto eziningi ezikhona kusisetshenziswa sethu samathuluzi abashayeli nabagibeli ukuthi bawasebenzise uma kwenzeka bezizwa bengakhululekile ngesikhathi begibele. Sizoqhubeka notshalomali emikhiqizweni emisha nezinto ezizoqhubeka zithuthukise ukuphepha kwe ekhosistimu yesisetshenziswa sethu. Ekugcineni,abasebenzisi abajwayele ukucabanga ngakho, ikakhulukazi ukuthi izinkampani zilubheka kanjani uhambo, ziphendule kanjani ezigamekweni ezenzeka ngesikhathi sohambo. Kubagibeli abambalwa asebebike amacala ngesikhathi besebenzisa lezizisetshenziswa sekukhona izixazululo abazitholile. Isikhathi esiningi bathunyelelwa kuma ejensi agcizelela umthetho ababashinisa le nale. Ukuqoshwa kokuzwakalayo kusisethsenziswa isinyathelo esifanele ukubhekana nezikhalo zokuphepha eziqhamuka ngesikhathi kusetshenziswa izinkundla zokuqasha umshayeli wakho. Kodwa ke ukuphumelela kwayo ekutheni ihlanganiswa kanjani nezinto zokuphepha njengokubhekisisa isisekelo. Izinkundla zokuqasha umshayeli kumele zinike izimpendulo ezifanele futhi ngokushesha uma kubikwe amacala noma ubungozi bokuba nabasebenzisi abangazinaki izindlela zokuphepha ezibekiwe."
+"እ.ኤ.አ. በ 2021 እና 2022 መካከል አዲስ ጀማሪ ድርጅቶች በአፍሪካ የጤና ጥበቃ አቅርቦት ሰንሰለት ዘርፍ ቁጥር በ 81 በመቶ ቀንሷል - ዘገባው ። እ.ኤ.አ. በ 2021 እና 2022 መካከል በአፍሪካ የጤና ጥበቃ አቅርቦት ሰንሰለት ላይ የሚያተኩሩ ጀማሪ ድርጅቶች ቁጥር በ21 በመቶ ቀንሷል። ይህ በጤና ጥበቃ አማካሪ ድርጅት 'ሳሊየንት አድቫይዘሪ' በወጣው አዲስ ዘገባ መሰረት ነው። በኮቪድ-19 ወረርሽኝ ምክንያት በብዛት መስፋፋቱን ከተመለከትን በኋላ፣ ከዚያ ጊዜ ወዲህ በዘርፉ የተመሰረቱት አዲስ ጀማሪ ድርጅቶች ጥቂት ናቸው፣ እናም ዘገባው :ይህ ውድቀት ሊከሰት የቻለው ተከትሎ በመጣው የመጀመሪያ-ዲጂታል ምርቶች ፍላጎት ፣ በቦታው ውስጥ ያሉ ኩባንያዎች መብዛት እና ለዘርፉ የሚሰጥ የገንዘብ ድጋፍ ማሽቆልቆል መሆናቸውን ጠቁሟል። በ27 ሀገራት ውስጥ ከ300 በላይ የጤና ጥበቃ ስራ ፈጣሪዎችን የዳሰሰው ዘገባው እንደሚያሳየው በአቅርቦቱ የሰንሰለት ዘርፍ ውስጥ 60 በመቶ ጀማሪ የአፍሪካውያን ድርጅቶች ዋና መስሪያ ቤታቸውን በናይጄሪያ (24%)፣ ደቡብ አፍሪካ (15%)፣ ኬንያ (11%) እና ግብፅ (10%) ይገኛሉ። ከእነዚህ አራት ሀገራት ውጪ በዘርፉ የሚገኙ ጀማሪ የአፍሪካውያን ድርጅቶች 12 በመቶው ዋና መስሪያ ቤታቸውን በፍራንኮፎን አፍሪካ ሀገራት ሲሆን 10 በመቶው ደግሞ ከአፍሪካ ውጭ ነው። የሚገርመው፣ አብዛኞቹ ደረጃቸው ያደገ እና የበሰሉ ኩባንያዎች መቀመጫቸው ከአፍሪካ ውጪ ነው። ኮቪድ-19 በአፍሪካ የጤና ቴክኖሎጂ ፈጠራ ላይ ትልቅ ለውጥ አምጥቷል፣ ግን እኝህ ጅምሮች አሁን ምን ያህል ተግባራዊ ናቸው? የጤና ጥበቃ አቅርቦት ሰንሰለት ኢንዱስትሪው በወንድ መስራቾች ከፍተኛ ቁጥጥር የሚደረግበትን የተለመደ አይነት አካሄድ ይከተላል እናም ዘገባው ""በሴቶችና በሴቶች ብቻ የተመሰረቱ በጣም ጥቂት ኩባንያዎች ብቻ ናቸው"" ይላል። ጥናቱ ከተካሄደባቸው ጀማሪ ድርጅቶች ውስጥ 55 በመቶው በወንዶች፣ 16 በመቶው በድብልቅ ቡድን እና 8 በመቶው ብቻ በሴቶች የተመሰረቱ ናቸው። የሥርዓተ-ፆታ ልዩነቱ በመስራች ቡድኖች ብቻ የተገደበ አይደለም እናም ይህ እስከ የገንዘብ ድጋፍ ሰጪዎች እና ትላልቅ ኩባንያዎች ድረስ ይዘልቃል። በሴቶች ብቻ ከተመሠረቱት 83% ጀማሪ ድርጅቶች በመጀመሪያው የእድገት ደረጃ ላይ ናቸው ፣ እናም በዘርፉ ካሉት የገንዘብ ድጋፍ ከተሰጣቸው 91% የሚሆነው ወንድ የመሰረታቸው ቡድኖች ነው። ሴት መስራቾች የገንዘብ ድጋፍ በሚሰበስቡበት ጊዜ የሚያጋጥሟቸው ችግሮች በደረጃው በሚከተለው ቋሚ የገንዘብ ምንጮች ላይም ይንጸባረቃል። በሴቶች ከተሰበሰበው ገንዘብ ውስጥ 35% የሚሆነው የዕርዳታ የገንዘብ ድጋፍ ሲሆን፣ 15% የእዳ የገንዘብ ድጋፍ ነው። በአንፃሩ በወንዶች ከተመሰረቱት ኩባንያዎች መካከል 3 በመቶው ብቻ ዕርዳታን የተቀበሉ ሲሆን፣ 1% የሚሆኑት ደግሞ የዕዳ ድጋፍን አሰባስበዋል ። ለዘገባው ጥናት ከተደረገባቸው አንዳንድ ሴት መስራቾች ፣ የስርዓተ-ፆታ አድሏዊነት የሴቶችን የገንዘብ አቅም ለማሳደግ አስቸጋሪ እንዳደረገው ገልጸዋል። ከወንዶች አቻዎቻቸው ያነሰ ገንዘብ ከመሰብሰባቸውም በተጨማሪ ገንዘብ በመሰብሰብ ሂደቱ ላይ ከወንዶቹ በላይ ብዙ ጊዜ ማሳለፋቸውን ተናግረዋል ። አንዲት መስራች እ.ኤ.አ. ከ2021 ጀምሮ እስካሁን የገንዘብ ማሰባሰብያ እያረገች እንደሆን ስትገልፅ፣ ሌላኛዋ ደግሞ የሴቶችን ሁኔታ ለመለወጥ ብዙም ጥረት ሳይደረግ ግን አፍ ማስያዣ የገንዘብ ድጋፍ እየተደረገላት እንደነበር ተናግራለች። ምንም እንኳን በሴቶች ከተመሰረቱት ኩባንያዎች ከፍተኛውን ቁጥር የሚይዙት በናይጄሪያ እና በደቡብ አፍሪካ ውስጥ ቢሆኑም አብዛኛውን የገንዘብ ድጋፍ የሚደረጉት በምስራቅ አፍሪካ ላሉ ጀማሪዎች ነው። የአፍሪካ የጤና ቴክኖሎጂ ጅምር ድርጅቶች ሀሰተኛ መድሃኒቶችን በብሎክቼይን ፣ በሰው የተሰራ አዋቂን (AI) በመጠቀም እየተዋጉ ነው። በዚህ ንዑስ ዘርፍ ያለው የገንዘብ ድጋፍ ሁኔታ አጠቃላይ በአህጉሪቱ ያለውን አጠቃላይ የጤና ጥበቃ የገንዘብ ድጋፍ ሁኔታ ያንፀባርቃል። ምንም እንኳን በሪፖርቱ ውስጥ ከተካተቱት ኩባንያዎች ውስጥ 41% ከውጭ ሀገራት ገንዘብ ያሰባሰቡ ቢሆንም ፣ ሁለት ኩባንያዎች - ግሎቮ እና ዚፕላይን - ናቸው ከተሰበሰበው አጠቃላይ የገንዘብ ድጋፍ ውስጥ 67 በመቶውን ያደረጉት። የኢ-ኮሜርስ እና ሰው አልባ አውሮፕላኖች አከፋፋይ ድርጅቶችን ሳያጠቃልል፣ ለዘገባው ሲባል ጥናቱ የተካሄደባቸው ሌሎች ኩባንያዎች ከተመሠረቱበት ጊዜ ጀምሮ እስከ አሁን ድረስ 584 ሚሊዮን ዶላር ማሰባሰብ ችለዋል። እነዚህ ኩባንያዎች እያደጉ ሲሄዱ፣ ከመንግሥታት እና ከግል ተቋማት ጋር ለመተባበር ከፍተኛ ፍላጎት እየጨመረ ይመጣል። ነገር ግን፣ 8% ብቻ መንግስትን ወይም የህዝብ ተቋማትን ያገለግላሉ፣ 60% የሚሆኑትም ባደጉ ደረጃ ስር የተፃፉ ኩባንያዎች ናቸው። እነዚህ፣ ከመንግስት ተቋማት ጋር ያሉ ሽርክናዎች ከተወሰኑ ፈተናዎች ጋር አብረው ይመጣሉ። ከነዚህም አንዱ በሕዝብ ተቋማት ላይ ያለው የ አፈፃፀም ሁኔታ ደካማነት ነው። ጀማሪ ድርጀቶች ለፈጣን ሂደቶች የበለጠ ዝንባሌ ሲኖራቸው, የህዝብ ተቋማት ግን አፈፃፀም ላይ ጊዜያቸውን ይወስዳሉ። በመንግስት ተቋማት መካከል ያለው ዝቅተኛ የዲጂታል እውቀት ለነዚህ ጀማሪ ድርጀቶች ሌላው ፈተና ሲሆን የገንዘብ ድጋፍ ሁኔታ ደሞ ትልልቅ ፕሮጀክቶችን የመውሰድ አቅማቸውን ይገድባል።","New startups in Africa's healthcare supply chain sector declined by 81% between 2021 and 2022 – Report Between 2021 and 2022, the number of new startups focusing on Africa’s healthcare supply chain fell by 21%. This is according to a newly released report by Salient Advisory, a healthcare consulting firm. After witnessing a boom due to the COVID-19 pandemic, fewer startups have been founded since then, and the report points out that this decline could be caused by falling demand for digital-first products, a saturation of companies in the space, and a decline in funding for the sector. The report, which surveyed more than 300 healthcare innovators in 27 countries, reveals that 60% of African startups in the supply chain sector are headquartered in Nigeria (24%), South Africa (15%), Kenya (11%), and Egypt (10%). Outside these four countries, 12% of startups in the sector are headquartered in Francophone African countries, while 10% are headquartered outside Africa. Interestingly, most growth-stage and mature companies are headquartered outside Africa. COVID-19 brought a surge in African healthtech innovation, but how viable are the startups now? The healthcare supply chain industry follows a familiar theme of being heavily dominated by male founders, and the report states that only a ""few companies founded solely by women exist."" Of the surveyed startups, 55% were founded by men, 16% by mixed teams, and only 8% by women. The gender disparity is not limited to the founding teams and extends to funding and company stages. 83% of startups solely founded by women are in the early stages, and 91% of all funding in the sector went to male founding teams. The difficulty female founders encounter when raising funds is also reflected in the funding sources they pursue. 35% of funding raised by women was grants, while debt funding was responsible for 15% of funding. In contrast, only 3% of companies founded by men received grants, while 1% of men raised debt funding. Some of the female founders surveyed for the report disclosed that gender biases made it harder for women to raise capital. In addition to raising less money than their male counterparts, they also reported spending more time on the process. One founder revealed that she had been fundraising since 2021, while another stated that lip service was being paid to the issue of funding women with little done to change the status quo. Although Nigeria and South Africa account for the highest number of companies founded by women, it is startups in East Africa that are responsible for most of the funding. African healthtech startups are combating counterfeit drugs with blockchain, AI The general state of funding in this sub-sector mirrors the overall state of healthcare funding on the continent. Although 41% of the companies featured in the report have raised external funding, two companies – Glovo and Zipline – account for 67% of the total funding raised. When eCommerce and drone delivery companies are excluded, the other companies surveyed for the report have raised $584 million since they were founded. As these companies grow, there’s an increasing appetite for partnerships with governments and private institutions. However, only 8% serve governments or public institutions, with 60% of them being growth-stage companies. These partnerships with government institutions are accompanied by certain challenges. One of these is the slower pace of execution at public institutions. Where startups are more inclined to quick processes, public institutions take their time. The low rate of digital literacy among government institutions is another challenge faced by startups, while funding limits their ability to take on larger projects.","Sashen samar da kayayyakin lafiya na sabbin kamfanonin lafiya a Afirka ya sauka da kaso 81% tsakanin shekarar 2021 da 2022 A tsakanin shekarar 2021 da 2022, adadin sabbin kamfanonin dake lura da samar da kayayyakin kiwon lafiya a Afrika ya faɗo da kashi 21 cikin ɗari. Wannan kamar yanda wani sabon rahoto da Salient Advisory ya saki ya nuna, wani kamfani na bada shawarwarin lafiya. Bayan shaida samun cigaba saboda annobar COVID-19, sabbin kamfanoni kiwon lafiya ƴan kaɗan ne aka kafa tun wancan lokaci, rahoton ya kuma nuna cewa abinda ya janyo wannan koma bayan shine, raguwar neman kayan fasahar zamani, cikowar kamfanonin dake sahar, da kuma raguwar tallafin kuɗi ga ɓangaren. A rahoton, wanda ya nazarci cibiyoyin kiwon lafiya sama da 300 a ƙasashe 27, ya bayyana cewar kashi 60 cikin ɗari na sabbin kamfanonin ɓangaren samar da kayayyakin lafiya sun ajiye hedikwatocinsu ne a Najeriya da kaso (28%), Afirka ta Kudu da kaso (15%), Kenya da kaso(11%), sai kuma Masar da kaso (10%). Idan aka cire waɗannan ƙasashe kuma, an ajiye kaso 12% na hedikwatocin sabbin kamfanonin ɓangaren lafiya ne a ƙasashe renon Faransa, yayinda kaso 10% kuma suke da hedikwatocinsu a wajen Afirka. Abin mamakin kuma, mafi yawan kamfanoni dake samun cigaba ko suka cigaba, hedikwatocinsu na wajen Afirka. Covid-19 ta janyo samun cigaba a ɓangaren fasahar ƙirƙira ta kiwon lafiya, sai dai koya nasarar ƙarfin aikin waɗannan sabbin kamfanonin yanzu? Ɓangaren samar da kayayyakin lafiya na tafiya ne akan wani sanannen tsari na kasancewa maza ne sukayi masa rubdugu wajen assasawa. Kuma rahoton ya bayyana cewa kamfanoni kaɗan ne ake dasu wanda mata zalla suka kafa. Daga cikin sabbin kamfanonin lafiyan da aka nazarta, kaso 55% maza ne suka kafa su, kaso 16% kuma haɗin gwiwa tsakanin maza da mata, yayinda kaso 8% ne kaɗai wanda mata zalla suka kafa. Rashin daidaiton jinsin bai tsaya ɓangaren kafa sabbin kamfanonin bane kawai, ya zarce har zuwa sashen samarwa da kamfanin kuɗaɗe da kuma matakan kamfanin. Kaso 83% na sabbin kamfanonin lafiyan da mata suka kafa suna matakin reno ne, kuma kashi 91% na kuɗaɗen gudanarwar fannin na tafiya ne izuwa hannun maza. Wahalar da mata masu kafa sabbin kamfanonin kiwon lafiya ke fuskanta yayin tara kuɗin kafawar ta bayyana a hanyoyin da suke bi su samo kuɗin . Kaso 35% na kuɗin da matan ke tarawa ta hanyar samun tallafi ne, yayinda bashi yake wakiltar kashi 15% na kuɗaɗen. Saɓanin haka, kaso 3% ne kaɗai na kuɗaɗen kafawa na maza yake tallafi, yayinda kaso 1% na kuɗin yake fitowa daga bashi. Wasu daga cikin mata da suke da kamfanonin kiwon lafiyar da rahoton binciken ya gana dasu, sun bayyana cewa bambancin jinsi yasa yanaiwa mata wahala wajen haɗa jari. Ƙari akan rashin samun isasshen kuɗi kamar ƴan uwansu maza, matan sun kuma bayyana ɗaukar dogon lokaci a ƙoƙarin kafa kamfanin. Wata mai kamfanin kiwon lafiya ta bayyana cewa tun a shekarar 2021 take fafutukar ganin ta tara kuɗin, wata kuwa ta bayyana cewa ba a bada tallafin da ake cewa ana bayarwa na tallafawa mata da kuɗi, kuma yunƙin da ake na canza hakan bai wani taka kara ya karya ba. Duk da cewa Najeriya da Afirka ta Kudu suke da adadi mafi yawa na sabbin kamfanonin lafiya da mata suka kafa, kakkafawar da akayi a Gabashin Afirka shine ya janyo mafi yawan kuɗaɗen. Ɓangaren fasahar kiwon lafiya na sabbin kamfanonin lafiya a Afrika na yaƙar magungunan bogi ta hanyar amfani da fasahar blockchain da AI Yanayin tallafin bai ɗaya ga wannan ƙaramin sashe, ya nuna baki ɗaya tallafin kuɗi na harkar kiwon lafiya a yankin. Duk da cewa kaso 41% na kamfanonin da suka fito a rahoton sun tara tallafin kuɗin ne daga waje, kamfanoni biyu- Glovo da Zipline- suke da alhakin kaso 67% na duka jimillar kuɗin da aka tara. Idan aka cire kamfanonin dake kasuwanci ta intanet da kuma kamfanonin dake kai kaya ta jirgi, sauran kamfanonin da rahoton ya nazarta sun haɗa jimillar Dalar Amurka Miliyan $586 tun daga sanda aka kafa su. A yayin da waɗannan kamfanonin ke ƙara haɓaka, ana ƙara samun buƙatar haɗa hannu tsakanin gwamnati da kamfanoni masu zaman kansu. Sai dai, kaso 8% ne kaɗai kewa cibiyoyin gwamnati/jama'a hidima, yayinda kaso 60% na kamfanonin suka kai matakin kamfanonin da suka samu cigaba. Wannan haɗa hannu da ma'aikatun gwamnati yana tattare da wasu ƙalubale masu yawa. Ɗaya daga cikinsu shine jan ƙafa wajen ɗabbaƙawa a ma'aikatun gwamnati. Inda sabbin kamfanonin ke hanzarin aiki, ma'aikatun gwamnati su sukan ɗau lokaci. Ƙarancin ilimin fasahar zamani a wajen ma'aikatun gwamnati ma wani kalubale ne da sabbin kamfanonin lafiyan ke fuskanta, yayin da rashin tallafin kuɗi ke daƙile musu damar gudanar da manyan ayyuka.","Mwanzo mpya katika sekta ya usambazaji wa huduma za afya barani Afrika ulipungua kwa 81% kati ya 2021 na 2022 Kati ya mwaka 2021 na 2022, idadi ya miradi mipya inayozingatia usambazaji wa huduma za afya barani Afrika ilishuka kwa 21%. Hii ni kulingana na ripoti mpya iliyotolewa, na kampuni ya ushauri wa afya ya Salient Advisory. Baada ya kushuhudia kuimarika kwa sababu ya janga la UVIKO 19, tangu wakati huo ni kampuni chache zimeanzishwa, na ripoti zinaonyesha kuwa kupungua huku kungeweza kusababishwa na kushuka kwa mahitaji ya bidhaa za kwanza za kidigitali, kueneza kampuni katika maeneo mengine, na kupungua kwa ufadhili katika sekta hiyo. Ripoti hiyo, ambayo ilichunguza zaidi ya wabunifu 300 wa huduma za afya katika nchi 27, inaonyesha kuwa 60% ya Waafrika wanaonza katika sekta ya ugavi wana makao yake makuu nchini Nigeria (24%), Afrika Kusini (15%), Kenya (11%) na Misri (10%). Nje ya nchi hizi nne, 12% ya miradi katika sekta hii wana makao yake makuu katika nchi za Kiafrika zinazozungumza Kifaransa, wakati 10% ni makao yake makuu nje ya Afrika. Cha kuvutia, makampuni mengi ya hatua ya ukuaji na ukomavu yana makao yake makuu nje ya Afrika. UVIKO 19 ilileta ongezeko la uvumbuzi wa teknolojia ya afya ya Kiafrika, lakini miradi hio inafaida gani sasa? Sekta ya ugavi wa huduma za afya inafuata mada inayojulikana ya kutawaliwa sana na waanzilishi wanaume, na ripoti inasema kuwa ni ""Zipo kampuni chache tu zilizoanzishwa na Wanawake"" Kati ya vituo vilivyochunguzwa, 55% vilianzishwa na wanaume, 16% na timu machanganyiko, na 8% tu na wanawake. Tofauti za kijinsia sio tu kwa timu za waanzilishi na imeenea hadi kwenye hatua za ufadhili wa kampuni. Asilimia 83 ya vituo vilivyoanzishwa na wanawake pekee vipo katika hatua za awali, na 91% ya ufadhili wote katika sekta hiyo ulienda kwa timu za waanzilishi wa kiume. Waanzilishi wanawake wanakabiliwa na ugumu wakati wa kuchangisha fedha pia inaakisiwa katika vyanzo vya ufadhili wanavyovifuata. Asilimia 35 ya ufadhili uliotolewa na wanawake ulikuwa wa ruzuku, huku ufadhili wa deni uliwajibika kwa 15% ya ufadhili. Kinyume chake, ni 3% tu ya makampuni yaliyoanzishwa na wanaume yalipokea ruzuku, wakati 1% ya wanaume walichanganya ufadhili wa deni. Baadhi ya waanzilishi wanawake waliohojiwa na ripoti hiyo walifichua kuwa upendeleo wa kijinsia ulifanya iwe vigumu kwa wanawake kupata mtaji. Mbali na kukusanya pesa kidogo kuliko wenzao wa kiume, pia waliripoti kutumia muda mwingi katika mchakato huo. Mwanzilishi mmoja alifichua kuwa amekuwa akichangisha fedha tangu mwaka 2021, huku mwingine akisema kuwa hmidomo inalipwa kwa suala la ufadhili wa wanawake ambao hawajafanya chochote kubadilisha hali iliyopo. Ingawa Nigeria na Afrika Kusini ndizo zinazoongoza kwa idadi kubwa zaidi ya makampuni yaliyoanzishwa na wanawake, ni kampuni zinazoanzishwa Afrika Mashariki ambazo zinawajibika kwa ufadhili mkubwa. Waanzilishi wa teknolojia ya afya barani Afrika wanapambana na dawa bandia pamoja na blockchain, AI Hali ya jumla ya ufadhili katika sekta hii ndogo inaakisi hali ya jumla ya ufadhili wa huduma ya afya katika bara. Ingawa 41% ya kampuni zilizoangaziwa katika ripoti zimechangisha ufadhili kutoka nje, kampuni mbili Glovo na Zipline zinachukua 67% ya jumla ya ufadhili uliopatikana. Wakati kampuni za biashara na utoaji wa ndege zisizo na rubani zimetangazwa, kampuni nyingine zilizohojiwa kwa ripoti hiyo zimechangia milioni 584$ tangu zilipoanzishwa. Kampuni hizi zinapokua, kuna ongezeko la shauku ya ushirikiano na serikali na taasisi binafsi. Hata hivyo, ni 8% tu huhudumia serikali au taasisi za umma, na 60% zikiwa ni kampuni za hatua ya ukuaji. Ushirikiano huu na taasisi za kiserikali huambatana na changamoto fulani. Moja ya haya ni kasi ndogo ya utekelezaji katika taasisi za umma. Ambapo wanaoanza wanapendelea zaidi michakato ya haraka, taasisi za umma huchukua wakati wao. Kiwango cha chini cha ujuzi wa kidigitali miongoni mwa taasisi za serikali ni changamoto nyingine inayowakabili wanaoanza, huku wafadhili wakipunguza uwezo wao wa kutekeleza miradi mikubwa.","Àwọn ilé-iṣẹ́ àdìdeelẹ̀ tuntun ní ẹ̀ka ìpèsè ètò ìlera ní ilẹ̀ Adúláwọ̀ dínkù pẹ̀lú ìdá 81% láàrín ọdún 2021 àti 2022 - àkọsílẹ̀ Láàrín ọdún 2021 àti 2022, iye àwọn ilé-iṣẹ́ àdìdeelẹ̀ tuntun tí wọ́n gbájúmọ́ ìpèsè ètò ìlera ní ilẹ̀ Adúláwọ̀ wálẹ̀ ní ìdá 21%. Gẹ́gẹ́ bí àkọsílẹ̀ tuntun tí Salient Advisory gbéjáde, ilé-iṣẹ́ abánidámọ́ràn ètò ìlera kan. Lẹ́yìn tí ó rí ìdàgbàsókè nítorí àjàkálẹ̀ ààrùn COVID-19, àwọn ilé-iṣẹ́ àdìdeelẹ̀ díẹ̀ ni wọ́n ti dásílẹ̀ láti ìgbà náà, ìjábọ̀ náà sì fi hàn pé àdínkù yìí lè jẹ́ nítorí ìjẹrodò nínú ìbéèrè fún àwọn ohun-èlò àkósódù-àkọ́kọ́, ìwàlójúkan àwọn ilé-iṣẹ́ ní ààyè náà, àti àdínkù ìpèse owó fún ẹ̀ka náà. Àkọsílẹ̀ náà, tó ṣe ìwádìí aṣàgbékalẹ̀ ètò ìlera 300 ní orílẹ̀-èdè 27, fi hàn pé ìdá 60% àwọn ilé-iṣẹ́ àdìdeelẹ̀ tó wà ní ẹ̀ka ìpèsè náà nílẹ̀ Adúláwọ̀ ní olú-ilé-iṣẹ́ wọn ní orílẹ̀-èdè Nàìjíríà (24%), South Africa (15%), Kenya (11%), àti Egypt (10%). Yàtọ̀ sí àwọn orílẹ̀-èdè mẹ́rin wọ̀nyí, ìdá 12% àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní ẹ̀ka náà ní olú-ilé-iṣẹ́ wọn ní àwọn orílẹ̀-èdè ilẹ̀ Adúláwọ̀ tó ń sọ ède faransé, nígbà tí ìdá 10% ní olú-ilé-iṣẹ́ wọn ní ìta ilẹ̀ Adúláwọ̀. Sí ìyàlẹ́nu, ọ̀pọ̀lọpọ̀ àwọn tí wọ́n wà ní ìpele Ìdàgbàsókè àti àwọn tó ti gbòòrò ní olú-ilé-iṣẹ́ wọn ní ìta ilẹ̀ Adúláwọ̀. COVID-19 mú ìdàgbàsókè nínú ìpèse ìṣètò-ìlera orí ẹ̀rọ ní ilẹ̀ Adúláwọ̀, ṣùgbọ́n báwo ni àwọn ilé-iṣẹ́ àdìdeelẹ̀ náà ṣe ń ṣe báyìí? Ẹ̀ka ìpèsè ètò ìlera náà ń tẹ̀lé àwọn kókó ọ̀rọ̀ tí a ti mọ̀ pé àwọn olùdásílẹ̀ lọ́kùnrin ni wọ́n lu ibẹ̀ pa àkọsílẹ̀ náà sì sọ wí pé ""ilé-iṣẹ́ tí àwọn obìnrin nìkàn dásílẹ̀ díẹ̀ ló wà."" Nínú àwọn ilé-iṣẹ́ àdìdeelẹ̀ díẹ̀ tí wọ́n wádìí, ìdá 55% ni ọkùnrin dásílẹ̀, ìdá 16% ló jẹ́ ikọ̀ọ takọtabo, ìdá 8% péré ni obìnrin dásílẹ̀. Àìṣedèèdé láàrín lákọlábo ò pin sí ikọ̀ àwọn olùdásílẹ̀ ó tàn dé ìpèse owó àti ìpele ilé-iṣẹ́. Ìdá 83% àwọn ilé-iṣẹ́ tí obìnrin nìkàn dásílẹ̀ wà ní ìpele àkọ́kọ́, ìdá 91% gbogbo ìpèse owó ní ẹ̀ka náà lọ sí ọ̀dọ àwọn ikọ̀ olùdásílẹ̀ lọ́kùnrin. Àdojúkọ tí àwọn olùdásílẹ̀ lóbìnrin máa ń kojú nígbà tí wọ́n bá ń ṣe ìkówójọ tú fojú hàn nínú àwọn orísun ìpèse owó tí wọ́n ń lé. Ìdá 35% ìpèse owó tí àwọn obìnrin kójọ ló jẹ́ owó ìrànwọ́, nígbà tí ìpèse owó yíyá dúró fún ìdá 15% ìpèse owó náà. Ní ìdàkejì, ìdá 3% àwọn ilé-iṣẹ́ tí ọkùnrin dásílẹ̀ nìkan ni wọ́n gba owó ìrànwọ́, nígbà tí ìdá 1% àwọn ọkùnrin ṣe àkójọ ìpèse owó yíyá. Àwọn kan nínú àwọn olùdásílẹ̀ lóbìnrin tí wọ́n wádìí fún àkọsílẹ̀ náà jẹ́wọ́ wí pé lílo ìjẹ́ akọ-n-bábo ń jẹ́ kó nira fún àwọn obìnrin láti rí owó ìdókówò. Ní àfikún sí kíkó owó díẹ̀ jọ ní àwọn akẹgbẹ́ wọn lọ́kùnrin lọ, wọ́n tún jábọ̀ lílo ọ̀pọ̀lọpọ̀ àsìkò lórí ìgbésẹ̀ náà. Olùdásílẹ̀ kan fi hàn pé òun ti ń ṣe ìkówójọ láti ọdún 2021, nígbà tí òmíràn sọ wí pé ọ̀rọ ẹnu lásán ni wọ́n ń sọ sí ọ̀rọ ìpèse owó fún àwọn obìnrin tí wọn ò sì ṣe nǹkankan láti mú àyípadà bá a. Bó tilẹ̀ jẹ́ wí pé orílẹ̀-ède Nàìjíríà àti South Africa ni ó ní ìpín tó pọ̀ jùlọ nínú àwọn ilé-iṣẹ́ tí obìnrin dásílẹ̀, àwọn ilé-iṣẹ́ àdìdeelẹ̀ ní East Africa ni wọ́n ń ṣe ìpèse owó. Àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera orí ẹ̀rọ ní ilẹ̀ Adúláwọ̀ ń kojú oògùn ayédèrú pẹ̀lú àká dátà àkósódù , IA Ipò ìpèse owó lápapọ̀ ní àpíntúnpín-ẹ̀ka ṣàfihàn ipò ìpèse owó lápapọ̀ fún ètò ìlera ní agbọn náà. Bó tilẹ̀ jẹ́ wí pé ìdá 41% àwọn ilé-iṣẹ́ tí wọ́n wà nínú àkọsílẹ̀ ni wọ́n ti ṣe àkójọ owó láti ìta, ilé-iṣẹ́ méjì - Glovo àti Zipline - dúró fún ìdá 67% àpapọ̀ gbogbo àkójọ ìpèse owó. Nígbà tí a ti yọ ìṣòwò orí ayélujára àti àwọn ilé-iṣẹ́ tí wọ́n ń ta dúrónù kúrò, àwọn ilé-iṣẹ́ tó kù tí wọ́n wádìí fún àkọsílẹ̀ náà ti ṣe àkójọ $584 mílíọ̀nù láti ìgbà tí wọ́n ti dá wọn sílẹ̀. Gbogbo àwọn ilé-iṣẹ́ yìí ti gbèrú, wọ́n sì ń kóhèré ebi àjọṣepọ̀ pẹ̀lú Ilé-iṣẹ́ ìjọba àti àwọn ilé-iṣẹ́ aládàni. Síbẹ̀síbẹ̀, ìdá 8% ni wọ́n ń ṣiṣẹ́ fún ìjọba tàbí àwọn ilé-iṣẹ́ ìjọba, pẹ̀lú ìdá 60% jẹ́ ilé-iṣẹ́ onípele-ìdàgbàsókè. Àwọn àjọṣepọ̀ pẹ̀lú àwọn ilé-iṣẹ́ ìjọba wọ̀nyí ń wá pẹ̀lú àwọn ìpèníjà kọ̀ọ̀kan. Ọ̀kan nínú èyí ni fífi iṣẹ́ falẹ̀ ní àwọn ilé-iṣẹ́ ìjọba. Níbi tí àwọn ilé-iṣẹ́ àdìdeelẹ̀ ti ní èrò láti tètè ṣe ǹkan, àwọn ilé-iṣẹ́ ìjọba máa ń gba àkókò wọn. Àìní ìmọ àkósódù lọ́pọ̀ láàrín àwọn ilé-iṣẹ́ ìjọba jẹ́ ìpèníjà míràn tí àwọn ilé-iṣẹ́ àdìdeelẹ̀ máa ń dojúkọ, nígbà tí ìpèse owó ń dẹ̀na agbára wọn láti ṣe àwọn iṣẹ́ àkànṣe ńlá.","Iziqalo ezintsha emkhakheni wesapli sheni lwezokunakekelwa kwezempilo eAfrika lwehle ngo-81% phakathi kuka-2021 no-2022 -umbiko Phakathi kuka-2021 no-2022 inani leziqalo ezintsha ezigxile kusapli sheni lwezokunakekelwa kwempilo eAfrika lwehla ngo21%. Lokhu kungombiko omusha okhishiwe nguMeluleki uSalient, ifemu yezokuxhumana ngokunakekelwa kwezempilo. Ngemva kokubona ububi bemfazwe iCovid-19 iziqalo ezimbalwa sezitholakele kusukela ngalesosikhathi, futhi umbiko ukhomba ukuthi ukwehla lokhu kungadalwa ukungadingeki kwemikhiqizo yedijithali, ukucwila kwezinkampani endaweni, ukwehla koxhasomali kulomkhakha. Umbiko ohlole cishe abaqalikabusha bokunakekelwa kwezempilo abangaphezu kwamazwe angu-300, uveza ukuthi iziqalo zaseAfrika emkhakheni wesapli sheni anekomkhulu eNigeria (24%), eNingizimu Afrika (15%),eKenya (11%) naseGibhithe (10%). Ngaphandle kwalamazwe amane, u-12% weziqalo kulomkhakha ikomkhulu eliseFrancophone emazweni AseAfrika, ngesikhathi u10% wekomkhulu ungaphandle kwaseAfrika. Okumangazayo, izinkampani ezimnkatsha ubomvu esezikhule kakhulu zinekomkhulu elingaphandle kweAfrika. Icovid-19 ilethe umfutho ekwenzeni kabusha ezobuchwepheshe bezempilo eAfrika,kodwa zisithele kanjani iziqalo manje? Umkhakha wesapli sheni yezokunakekelwa kwempilo ulandela ingqikithi ejwayelekile wokuba nabasunguli abaningi besilisa nombiko uthi izinkampani ezimbalwa kuphela esitholwe ngabesifazane kuphela ezikhona. Okuhloliwe kweziqalo, u-55% watholwa ngabesilisa, 16% ngamaqembu axubile no-8% kuphela wabesifazane. Ukungalingani kobulili akunawo umkhawulo kumaqembu atholakalayo futhi engeza uxhasomali namazinga enkampani. U-83% weziqalo usungulwe ngabesifazane kuphela zisemazingeni asekuqaleni futhi u-91% woxhasomali lonke kulomkhakha uye emaqenjini asungulwe ngabesilisa. Abasunguli besifazane bathola ubunzima uma beqongelela imali iphinde ivele emthombeni wezezimali abayifunayo. U-35% wemali ebekwe eceleni okhuliwe abesifazane kwakuyizibonelelo ngesikhathi imali ebekwe eceleni yesikweletu kwakungeyoxhasomali olungu-15%. Ukufingqa ngu-3% wezinkampani osungulwe ngamadoda othola izibonelelo, ngesikhathi u-1% wamadoda ukhulise uxhasomali lwesikweletu. Abanye babasunguli besifazane abahlolelwe umbiko baveze ukuthi ukuchema ngokobulili kwenza kube nzima kwabesifazane ukuthi bakhulise ingqalabhizinisi. Ukwengeza ukukhulisa kwemali encane ukunabesilsa abasebenzisana nabo, kubikwa ukuthi bachitha isikhathi esiningi ohlelweni. Omunye umsunguli uveze ukuthi ubelokhu eqongelela imali kusukela ngo-2021, ngesikhathi omunye ethi umsebenzi wawukhokhelwa ngenxa yendaba yokuxhasa abantu besifazane ngesikhathi luluncane ushintsho olwenziwayo ngalesimo. Yize noma iNigeria neNingizimu Afrika immela izinkampani eziningi ezisungulwe ngabesifazane, iziqalo zaseMpumalanga ne-Afrika yizona ezimele ezezimali. Iziqalo zobuchwepheshe bezempilo zaseAfrika zilwa nezidakamizwambumbulu neshenikuvimba, Al Isimo esejwayelekile kumikhakhana ubonisa isimo sonke soxhasomali lwezokunakekelwa kwezempilo ezwenikazi. Yize noma u-41% wezinkampani ufakiwe embikweni sekukhulise uxhasomali lwangaphandle, izinkampani ezimbili-iGlovo neZipline-ubalela ku-67% wesamba soxhasomali esikhulisiwe. Ngesikhathi eZomnotho nezinkampani ezidilivayo zivilapha, ezinye izinkampani ezihlolelwe umbiko sezikhulise zigidi ezingu-$584 kusukela zisunguliwe. Uma lezi zinkampani zikhula kunokunyuka kokulangazelela ukubambisana nohulumeni kanye nezikhungo ezizimele. Kepha 8% kuphela osiza uhulumeni noma izikhungo zikahulumeni ngo-60% wawo osezingeni lezinkampani ezikhulayo. Lokhu kubambisana nezikhungo zomphakathi zihambisana nezingqinamba ezithize. Ezinye zalezizindlela ukwenza kancane kokwenza ezikhungweni zomphakathi. Lapho iziqalo zikhuphuke kakhulu ukusheshisa izinhlelo, izkhungo zomphakathi zithatha isikhathi sazo. Izinga eliphansi lokufunda ngezedijithali ezikhungweni zikahulumeni enye ingqinamba ebhekene neziqalo, ngesikhathi uxhasomali lwenza umkhawulo ekukwazini kwabo ukuthatha amaphrojekthi amakhulu."
+"በሊትር 617 ናይራ፣ ናይጄሪያ ውስጥ ከቤንዚን ይልቅ የ ኤሌክትሪክ ተሽከርካሪዎች(EV) አማራጮች እዚህ አሉ። እ.ኤ.አ በግንቦት 2023፣ የናይጄሪያው ፕሬዝዳንት ቦላ ቲኒዩ የፔትሮል ድጎማ ዘመን እንዳለፈ እናም በሀገሪቱ ያለው የነዳጅ ዋጋ እስከ 200% - ከ₦198 ወደ ₦500 መጨመሩን አረጋግጠዋል ። ይህን ካሉ ከሁለት ወራት በኋላ የነዳጅ ዋጋ በሌላ 23 በመቶ ወደ ₦617 ከፍ ብሏል። አመታዊ የዋጋ ግሽበት አሁን በ22 በመቶ በሆነበት ሁኔታ፣ የቤንዚን ዋጋ አሁን ላይ ናይጄሪያውያን እያጋጠሟቸው ካሉት በርካታ ችግሮች አንዱ ነው። ብስክሌት ለመግዛት ወይም የኃይል ተራማጅ ለመሆን አሰብኩ፣ ነገር ግን ለህመም ያለኝ ስስ ስሜት ይህን ሊፈቅድልኝ አልቻለም። ብዙም የማያሠቃይ፣ ነገር ግን በጣም ውድ የሆነ አማራጭ የኤሌክትሪክ ተሽከርካሪዎች (ኢቪ) ነው። እነኚህም በባትሪ የሚሰሩ ናቸው, ይህም ማለት የነዳጅን ዋጋ ያስወግዳሉ ማለት ነው ። ይሁን እንጂ ፣የኢቪዎች ዋጋ የእኔ አቅም ከሚችለው በላይ ነው። አንድ ቴስላ 3ተኛ ሞዴል ስታንዳርድ ሬንጅ(Tesla Model 3 Standard Range)፣ማለት ከሁሉም ርካሽ የሆነው የቴስላ ሞዴል፣ ዋጋው 35,000 ዶላር (₦27.7 ሚሊዮን) ነው። እንደ ኢንሳይድ ኢቪዎች (InsideEVs) ገለጻ፣ ከ20,000 ዶላር በታች የሚያገኙት ብቸኛ የኤሌክትሪክ ተሽከርካሪ ጥቅም ላይ ይውላል። ይሁን እንጂ ናይጄሪያውያን ከኢቪዎች ጋር ያላቸው ብቸኛው ችግር ዋጋ ብቻ አይደለም። ቶሉ ዊሊያምስ፣ሲልቴክ የተሰኘው የናይጄሪያ ኢቪ ኩባንያ መስራች፣ ፣ናይጄሪያውያን ስለ ኢቪዎች ያላቸውን ቦታ ጠቅለል አድርጎ ገልጿል: በፈጣን መንገድ ላይ የባትሪ ሃይል ማለቅ የተሽከርካሪውን ባትሪ ለመሙላት ኤሌክትሪክ ማግኘት ጥገናው እና ማደሻው የኤሌክትሪክ ተሽከርካሪ ለብዙዎቹ ማድረስ ከውጪ አቻዎቻቸው በተለየ ሁኔታ የናይጄሪያ ኢቪ አምራቾች በሀገሪቱ ውስጥ ያሉ የመኪና ባለቤቶች ያሉበትን ልዩ የህይወት ሁኔታዎች የተረዱ ይመስላሉ ። በናይጄሪያ ያለውን ልዩ የሆነ የመንገድ ላይ ጉዞ ባህሪ ይገነዘባሉ፣ ቢሆንም ግን የሚያመርቷቸውን ተሽከርካሪዎች መግዛት እንችላለን፣ እናስ ለመንገዳችን እና ለጣዕሞቻችን ተስማሚስ ናቸው? ባለ ሶስት ጎማ ኢቪ የዊልያሙ ሲልቴክ የተለያዩ የኤሌክትሪክ ብስክሌቶችን ያመርታል። የኃይል-ቢስክሌት-ከሚመስሉት አንስቶ እስከ ከመደበኛው መንገድ ውጭ የሚነዱ(off-roads) ዓይነቶች ድረስ፣ ግን እሱ የሲልቴክን 65 በመቶው ናይጄሪያ ውስጥ የተሰራውን ባለ ሶስት-ጎማ ምርት - ፋልኮንን (Falcon) ይመክራል። ፋልኮን በ650,000 ናይራ (837 ዶላር) እና 700,000 ናይራ (900 ዶላር) መካከል ውስጥ ይሸጣል። ""ኢቪዎች በጣም ውድ ናቸው"" ይላል ዊሊያምስ ""ለዚህም ከዋናዎቹ ምክንያቶች አንዱ ባትሪው ነው።"" ባትሪው ከ ሙሉ ኢቪው 55 በመቶ እስከ 60 በመቶ የሚሆነው ሲሆን ከዋናዎቹ ክፍሎቹም አንዱ ነው። ""ኢቪዎች በጣም ውድ ናቸው፣230 ፓውንድ የሚመዝንን ጎልማሳ መሸከም የሚችል ደረጃውን የጠበቀ የኤሌክትሪክ ብስክሌት፣ ወደ ሥራ ወስዶ በሰላም መ���ሶህ ለነዳጅ የሚወጣውን ከ1,000 ዶላር በላይ ሊመልስዎት ይችላል።"" ኢቪዎችን ለማምረት የሚያስወጣው ወጪ በጣም ከፍተኛ በመሆኑ፣ ሲልቴክ ኢቪዎቹን በናይጄሪያ ለመገጣጠም መወሰኑ እንደ ምርቱ መጠን ቢወሰንም በ 55 በመቶ የምርት ወጪን ቀንሷል። ፋልኮን 300 ኪ.ሜ ርቀት የማስጓዝ አቅም አለው። ለዐውደ-ጽሑፍ፣ የኦሱን ግዛት ከ አይኬጃ፣ ሌጎስ በ199 ኪሜ ርቀት ላይ ነው የሚገኘው። ቴስላ ከሚያስፈልገው የ1.6 ሚሊየን ናይራ ከ30 ደቂቃ እስከ 3 ሰአት ባለ ጊዜ ውስጥ ባትሪውን ሙሉ በሙሉ ቻርጅ የሚያደረግ ደረጃ ሁለት ወይም ሶስት ቻርጀር በተለየ መልኩ ፣ ፋልኮንን ቻርጅ ማድረግ የሞባይል ስልክ እንደ መሙላት ቀላል ነው እናም ዊልያምስ የኃይል መሙያ ጊዜው በ አማዛኝ ሁለት ሰአት እንደሚሆን ይናገራል። ይህ ሊሆን የቻለበት ምክንያት ፋልኮን ከፍተኛ የቴክኖሎጂ ቻርጀሮች የማያስፈልገውን በጣም አነስተኛ የሆነ ባትሪ ስለሚጠቀም ነው። እንዲሁም በዓይነቱ የመጀመሪያ የሆነውን የባትሪ መለዋወጥ ቴክኖሎጂንም ይጠቀማል ይህም፣ ለተጠቃሚዎች በአንድ ደቂቃ ውስጥ ሙሉ በሙሉ ቻርጅ የተደረገ ባትሪን ይሰጣል። የባትሪ መሙያው ጊዜ ከቴስላ በጣም ፈጣን ነው፣ ምክንያቱም ያለው በመጠኑ ትንሽ ባትሪ ስለሆነ ነው። ፋልኮን ለማን ነው የተሰራው? የባለሶስት ጎማውን ለመግዛት 700,000 ናይራ ለመክፈ ፍቃደኛ እንደሆኑ የጠየኳቸው አብዛኛዎቹ ሰዎች ቤንዚን መግዛቱ የደህንነት ስጋት እንዳለው ረስተውታል። ትልቁ ጥያቄ ግን ""ዝናብ ሲዘንብ ምን ይፈጠራል?"" ፋልኮን በ አይፒ67( IP67 ) ደረጃ የተሰጠው መሆኑን ልብ ሊባል የሚገባው ነው፣ ይህም ማለት ዝናብን መቋቋም አልፎ ተርፎም በውሃ ውስጥ ቢሰምጥ መቋቋም ይችላል። ዊልያምስ፣ በዝናብ የመርጥብ ጉዳይን ሲናገር፣ ፋልከን ተነቃቃይ ሊፈታ የሚችል ጣሪያ እንዳለው አመልክቷል። ዊሊያምስ የቴስላ ያክል ደረጃ ያለው ኢቪ መፍጠር ብዙ ወጪ እንደሚያስወጣ ያምናል፣ በተለይም ገና በቅርቡ መምጣት በጀመረው የመንግስት ድጋፍ፣ ስለዚህም ባለ ሶስት ጎማ ተሽከርካሪዎች ለናይጄሪያ ምርጥ መነሻ ናቸው። በተጨማሪም ""የንግድ ሞተር ሳይክሎች ኢላማችን አይደሉም፣ አላማችን ለአማካዮ ናይጄሪያውያን ርካሽ እና ደህንነቱ የተጠበቀ የመጓጓዣ ዘዴን መስጠት ነው፣ ብዙ ሰዎች ባለ ሶስት ጎማ ተሽከርካሪን ይመርጣሉ ምክንያቱም እሱ በራሱ ሚዛናዊ እና ለመንዳትም ቀላል ነው"" ትልቆቹ የናይጄሪያ EVs ጄት ሞተሮች ተሽከርካሪዎችን ለግል አገልግሎት አያመርትም ፣ ግን ዌሚሞ ኦሳኒፒን (ዋና ሥራ አስፈፃሚ) በተጨማሪም ባትሪዎቹ ለ ኤቪዎች ዋጋ መወደድ ዋና ምክንያት እንደሆኑ ተናግረዋል ። የጄት ተንቀሳቃሹ መደበኛ ስሪት በ27 ሚሊዮን ናይራ (33,000 ዶላር) ያስወጣል ነገር ግን የኢቪው እትም በ42 ሚሊዮን ናይራ (52,546 ዶላር) ይሸጣል። ""ኤቪ ₦20 ሚሊዮን የሚሸጥ ከሆነ ባትሪው ምናልባት ₦10 ሚሊየን ያስወጣል።"" ከሲልቴክ ባለ ሶስት ጎማ ተሽከርካሪዎች በተለየ የጄት ሞተርስ ኢቪዎች ትላልቅ ባትሪዎችን ይጠቀማሉ፣ ምናልባትም ከቴስላ እንኳን የሚበልጡትን ፣ ነገር ግን እንደ ዊሊያምስ ገለጻ፣ እነዚህን አይነት ኢቪዎች ለመሙላትት የሚያስፈልጉት ቻርጀሮች ናይጄሪያ ውስጥ በቀላሉ አይገኙም። ኦሳኒፒን የእነዚህን ተሽከርካሪዎች ባትሪ ስለመሙላት ሲናገርም “ፍላጎት ባለበት መንገድ አለ” ይላል ፣“ገንዘብ ጥሩ እድልን ያሳድዳል” እናም ለኃይል መሙያ ጣቢያዎች በቂ ፍላጎት ካለ ሙያወቹም እንዲገኙ ይደረጋል። በናይጄሪያ የኢቪ መስክ ላይ የኢንቨስትመንት ዕድል አለ? ናይጄሪያ የኢቪ መስክስ እንኳን አላት? ኦሳኒፒን የናይጄሪያን የኢቪን መስክ ወደፊት ለማራመድ የሚያስፈልጉት አራት ተጫዋቾች፣ አምራቾች፣ ባትሪ መሙያ ጣቢያዎች ላይ ያሉ መዋለ ንዋይ አፍሳሾች ፣ ባትሪ መሙያ ጣቢያዎችን ኃይል መሙላት ላይ ያተኮሩ ባለሀብቶች እና የኢቪ አከፋፋዮች መሆናቸውን ያስረዳል። ችግሩ ግን እነዚህ ተጫዋቾች የኢቪ ገበያ ከሌለ ወደ ገበያው የሚገቡበት ምንም ምክንያት የላቸውም። እንዴት ነው ቆይ እንዲህ በጣም ውድ ሆነው እኛ የኢቪዎች ባለቤት የምንሆነው? የዊሊያምስ መፍትሄ ባትሪዎቹን ናይጄሪያ ውስጥ እንዲገጣጠሙ በማድረግ ኢቪዎችን አሁን ካሉበት ዋጋ ባነሰ ዋጋ መሸጥ ነው። ኦሳኒፒን ደሞ በሌላ አቀራረብ ያምናል። ""ሊቲየም በንግዱ ተቀማጭ ክምችት ውስጥ አለን። ሊቲየም ባትሪዎችን ለመሥራት የሚያገለግል ሲሆን ባትሪዎቹ ደግሞ ኢቪን ለመሥራት ከሚያወጣው ወጪ 40 በመቶውን ይይዛሉ። የፌደራል መንግስት ሊቲየምን ፍለጋ ላይ የመዋለ ንዋይ ፍሳሽ ማድረግ አለበት። እ.ኤ.አ. በ 2021 ቴስላ ናይጄሪያ ውስጥ ሊቲየምን ለማሰስ እና ቆፍሮ ለማውጣት ፍቃደኛ ነበር ነገር ግን እነሱ ባትሪዎቹን ከአገር ውጭ ሠርተው ለእኛ ሊሸጡልን ነው የሚፈልጉት። ለዚህም ነው የናይጄሪያ የማዕድን እና ብረታብረት ሚኒስትር 'ኦላሚሌካን አድጊቴ' ፣መኪናውን አምራቾች ከናይጄሪያ ሊቲየምን ቆፍረው ለማውጣት ሲጠይቁ ነገር ግን እነሱ ቴስላን ናይጄሪያ ውስጥ የባትሪ ማምረቻ ፋብሪካ እንዲያቋቋም ነበር የነገሩት። ከዚያን ጊዜ ጀምሮ ከቴስላ ሰምተን አናውቅም፣ ይህም ቴስላ በስምምነቱ አልተስማሙም ብዬ እገምታለሁ። ይሁን እንጂ፣ መንግሥት የኢቪ ኢንዱስትሪውን እንዲያሳድጉ የውጭ ኩባንያዎችን አሁንም እየጠበቀ ነው። የብሔራዊ አውቶሞቲቭ ንድፍ እና ልማት ካውንስል (የብ.አ.ን.ል.ካ)፣ የጄት ኢቪዎችን ገዝቷል፣ ይህ እርምጃም በኦሳፒን እይታ: መንግስት በኢቪዎች ላይ ኢንቨስት ለማድረግ ያለውን ፍቃደኝነት ያሳያል። የብ.አ.ን.ል.ካ በናይጄሪያ የኤሌክትሪክ ተሽከርካሪዎችን ለማልማት የሚረዳ ብሔራዊ ዕቅድን ለማውጣት ከጄት ሞተርስ ጋር በጋራ ሠርቷል። የኤሌክትሪክ ስኩተር መፍትሄ? በዚህ ጊዜ ሰዎች ፋልኮን ለመንዳት በጣም ይፈራሉ ወይም ጄት ኢቪን ለመግዛት የሚያስችል ያክል ሀብታም አይደሉም፣ ግን አሁንም አንድ የመጨረሻ አማራጭ አለ - የኤሌክትሪክ ስኩተር። ምናልባት፣ ይህ እንዴት መፍትሄ ሊሆን እንደሚችል እያሰቡ ይሆናል። እኔም ፣ የተወሰኑ ማህበረሰቦች ውስጥ ሰዎችን ለማጓጓዝ የኤሌክትሪክ ስኩተር የሚጠቀም የኢ-ተንቀሳቃሽ ጀማሪ ድርጀት የሆነውን የ 'ትሬክ'ን(Trekk) መስራች 'አይዛክ ኦይዶኩን' እስካነጋግር ድረስ ተመሳሳይ ነገርን አስብ ነበር። ትሬክ እንዴት እንደሚሰራ ይሀው እነሆ። የ ትሬክን የስልክ ላይ መተግበሪያን አውርደህ፣ የትሬክ ስኩተሩን መገኛ ቦታ ከመተግበሪያው ላይ አግኝ፣ በስኩተሩ ላይ ያለውን የኪው.አር(QR) ሚስጥር ቁልፍ አስስ፣ ቁልፉንም ለመክፈት ገንዘብ ክፈል እናም ጀንበር እስክትጠልቅ መንዳት ትችላለህ። ነገር ግን ችግሩ፣ ለተወሰኑ የተጠቃሚዎች ስብስብ ብቻ ማለትም እንደ ተማሪዎች ወይም በትንሽ ማህበረሰብ ውስጥ ለሚጓዙ ሰዎች የተገደበ መሆኑ ነው። ""ሌብነትን እና የአሽከርካሪዎቻችንን ደህንነት ለመጠበቅ ፣ አሽከርካሪዎች ከአካባቢያቸው እንዳይወጡ ለመገደብ እያንዳንዱን ማህበረሰብ በ አካባቢያዊ አጥር የታጠረ ነው።"" ኦይዶኩን' እንዳለው ስኩተር በአሁኑ ጊዜ በአንዳንድ የናይጄሪያ ዩኒቨርሲቲዎች እንደ ሌጎስ ስቴት ዩኒቨርሲቲ እና ፓን-አትላንቲክ ዩኒቨርሲቲ ውስጥ ይገኛል። በደቂቃ 10 ናይራ ክፍያ በማድረግ እና ለማስክፈት ደሞ 20 ናይራ በመክፈል መንቀሳቀስ፣ ይህም ስኩተር ጥሩ አማራጭ ይመስላል፣ ነገር ግን ናይጄሪያ ውስጥ የኢቪ አምራቾች ለአብዛኞቹ ናይጄሪያውያን የኢቪ መፍትሔ የላቸውም። ከገንዘብ ድጋፍ እጦት አንስቶ እስከ የመንግስት ድጋፍ እጦት ድረስ በናይጄሪያ በዋና መልኩ የኢቪ ለመጠቀም የሚጎሉ ብዙ ነገሮች አሉ ። የቴስላ በአለምአቀፍ የኢቪ ገበያ ላይ ዛሬ ያለውን ቦታ ለመያዝ ከ20 ቢሊዮን ዶላር በላይ ኢንቨስት ማድረግ ባይቻል ኖሮ የሚቻል አይሆንም ነበር። ትኩረት መሰጠትም ያለበት ነገር ፣ በዋና ሥራ አስፈጻሚው ኤሎን መስክ የተያዙ ኩባንያዎች ከ4 ቢሊዮን ዶላር በላይ የሚሆን የመንግሥት ድጎማ ማግኘታቸው ነው። ቴስላ ለሚቀጥሉት 20 ዓመታት ከቀረጥ ነፃ ሆኖ ሽያጭ እንዲያረግ እና ሰዎችን በመቅጠር ምርቱን ለማሻሻል የሚያስችል ስምምነት ከአሜሪካ መንግስት ጋር አለው። የአሜሪካ መንግስት በ ኢቪ ገበያ ውስጥም ሸማቾችን እና አምራቾችን ያበረታታል; ተሽከርካሪዎቹንም ለሚገዙ ሰዎች የ 7,500 ዶላር የታክስ ብድርን ያገኛሉ። የሚገርመው፣ እ.ኤ.አ በ2022 ኢቪዎች በአሜሪካ ውስጥ ባለ የመኪና ሽያጭ ውስጥ 5.8% ብቻ ነው የያዙት። ይህ አሃዝ ትንሽ ቢመስልም ግን፣ ከዓመት በፊት ከነበረው የ3.1 በመቶ መሻሻል አለው። የኢቪ ገበያ በአለም አቀፍ ደረጃ እያደገ ሲሆን አፍሪካም ወደ ኋላ እንዳትቀር መንግስቶቿ ኢንዱስትሪውን ለባለሀብቶች ማራኪ ማድረግ አለባቸው። ወይም ምናልባት ምዕራባውያን ገበያውን ሙሉ እስኪያረጉት ድረስ እንጠብቃለን እናም የፈጠራውን ደረጃ እንዘለዋለን። እኔ የመጀመሪያው ምርጫ እመርጣለሁ።","At ₦617 per litre, here are the EV alternatives to petrol in Nigeria In May 2023, Nigeria's President Bola Tinubu declared that the era of petrol subsidy was gone and petrol prices in the country went up by as much as 200% — ₦198 to ₦500. Two months later, fuel prices have gone up by another 23% to ₦617. With the annual inflation rate now at 22%, the price of petrol is just one of the many problems Nigerians are facing right now. I contemplated getting a bicycle or becoming a power walker, but my threshold for pain wouldn't permit it. A less painful, but more expensive alternative is electric vehicles (EVs). They are battery-powered, which means they eliminate the cost of petrol. However, the price of EVs is well above what I can afford. A Tesla Model 3 Standard Range, the least expensive Tesla model, goes for $35,000 (₦27.7 million). According to InsideEVs, the only electric vehicles you can get below $20,000 are used. However, price is not the only issue Nigerians have with EVs. Tolu Williams, Founder of Nigerian EV company, Siltech, summarises Nigerians' reservations about EVs: Running out of battery power on the highway Getting electricity to charge the vehicle Repairability and maintenance Electric vehicle for the masses Unlike their foreign counterparts, Nigerian EV manufacturers appear to understand the unique circumstances of car owners in the country. They understand the peculiar nature of road transportation in Nigeria, but can we afford their vehicles, and do they suit our roads and tastes? The three-wheeler EV William's Siltech produces different kinds of electric bikes. From the power-bike-looking ones to off-road types, but he recommends Siltech's 65% made-in-Nigeria three-wheeler — the Falcon. The Falcon retails between ₦650,000 ($837) and ₦700,000 ($900). ""EVs are very very expensive,"" says Williams, ""and one of the main reasons is the battery. The battery is 55% to 60% of the EV and it is one of its core components. ""EVs are so expensive, an electric bicycle that is up to standard, capable of carrying a grown adult weighing 230 pounds can ride to work and back safely, can set you back over $1,000."" With the cost of producing EVs so high, Siltech's decision to assemble their EVs in Nigeria cut production costs by 55% depending on the scale. The Falcon has a range of 300 km. For context, Osun State is 199 km from Ikeja, Lagos. Unlike the Tesla which requires a ₦1.6 million level two or three charger which charges its battery fully within 30 minutes to 3 hours, charging the Falcon is as easy as charging a mobile phone and Williams estimates charging time to be two hours. This is possible because the Falcon uses a significantly smaller battery that doesn't need high-tech chargers. It also uses first-of-its-kind battery swap technology that gives users a fully charged battery in about a minute. The charging time is significantly faster than the Tesla because it has a smaller battery. Who is the Falcon for? Most of the people I asked if they'd be willing to pay ₦700,000 for a three-wheeler and forget about purchasing petrol had safety concerns. But the biggest question was, ""What happens when it rains?"" It is worth noting that the Falcon is IP67-rated, which means it can survive rain or even get submerged in water. Addressing getting wet in the rain, Williams pointed out that the Falcon has a detachable roof. Williams believes that creating a Tesla-level EV will be costly, especially with support from the government just coming up, so three-wheelers are the perfect starting point for Nigeria. He also explained that ""commercial motorcyclists are not our target, we aim to give average Nigerians a cheaper and safer mode of transportation, Most people prefer a three-wheeler because it's self-balanced and easy to ride."" The bigger Nigerian EVs Jet Motors does not produce vehicles for personal use, but Wemimo Osanipin (CEO) also says that batteries are a major factor in the cost of EVs. The regular version of the Jet Mover costs ₦27 million ($33,000) but the EV version sells for ₦42 million ($52,546). ""If an EV costs ₦20 million, the battery probably costs ₦10 million."" Unlike Siltech's three-wheelers, Jet Motors' EVs use way bigger batteries, probably even bigger than a Tesla's, but according to Williams, the chargers required to power those kinds of EVs aren't readily available in Nigeria. ""Where there is a will there is a way,"" Osanipin says about charging these vehicles, ""money chases opportunity"" and if there's enough need for charging stations, they will be made available. Is there an investment opportunity in Nigeria's EV space? Does Nigeria even have an EV space? Osanipin explains that manufacturers, investors in charging stations, investors in what will power the charging stations, and EV distributors are the four players needed to move Nigeria's EV space forward. But the problem is that these players have no reason to step in if there is no EV market. How do we own EVs when they're too darn expensive? Williams' solution is to assemble the batteries in Nigeria and sell the EVs for less than their current prices. Osanipin believes in another approach. ""We have lithium in commercial deposits. Lithium is used for making batteries and batteries are 40% of the cost of making an EV. The federal government should invest in exploration."" In 2021 Tesla was willing to explore and mine lithium in Nigeria but they wanted to make the batteries outside the country and sell them to us. That is why Olamilekan Adegbite, Nigeria's Minister of Mines and Steel told Tesla to situate a battery-making factory in Nigeria when the carmaker requested to mine lithium from Nigeria. We've not heard from Tesla since, so I guess they weren't down with the deal. However, the government is waiting for foreign companies to develop its EV industry. The National Automotive Design and Development Council (NADDC) just purchased Jet EVs, a move Osanipin sees as the government's willingness to invest in EVs. The NADDC also worked with Jet Motors to draft a national plan for the development of electric vehicles in Nigeria. Electric scooter solution? At this point, people are either too scared to ride the Falcon or not rich enough to get a Jet EV, but there's one last option — an electric scooter. You're probably wondering how this is even a solution. I thought the same thing until I spoke to Isaac Oyedokun, the Founder of Trekk, an e-mobility startup that uses electric scooters to transport people within closed communities. Here's how Trekk works. You download the Trekk app, locate a Trekk scooter with the app, scan the QR code on the scooter, pay to unlock, and ride off into the sunset. However, the downside is that it is limited to a certain group of users such as students or people who commute within a small community. ""To guard against theft and the safety of our riders, every community is geofenced to limit riders from going out of our communities."" Oyedokun says the scooter is currently available in some Nigerian universities such as Lagos State University, and Pan-Atlantic University. With ₦10 charge per minute and ₦20 to unlock, the scooter sounds like a good deal, but EV manufacturers in Nigeria do not have an EV solution for most Nigerians. From a lack of funding to the absence of government support, there is a lot that stands in the way of mainstream EV usage in Nigeria. Tesla's position in the global EV market today would not have been possible without over $20 billion in investments. Noteworthy also is the fact that all companies owned by its CEO, Elon Musk, have enjoyed more than $4 billion in government subsidies. Tesla has a deal with the American government to hire people and improve its product while it is sales tax-free for the next 20 years. The US government incentivises consumers and producers in the EV market; people who buy the vehicles get a $7,500 tax credit. Interestingly, EVs accounted for only 5.8% of car sales in the US in 2022. While this figure might seem small, it is an improvement from 3.1% the year before. The EV market is growing globally and for Africa not to be left behind, its governments need to make the industry attractive for investors. Or perhaps we just wait for the Westerners to perfect the market and we leapfrog the innovation stage. I vote for the former.","A yayinda ake saida fetur a ₦617 duk lita, ga zaɓin amfani da ababen hawa masu amfani da lantarki, don jingine masu amfani da man fetur a Najeriya. A watan Mayun shekarar 2023 ne, Shugaban Najeriya Bola Ahmad Tinibu ya sanar da cewa zamanin biyan tallafin man fetur ya shuɗe, lamarin da ya janyo tashin farashin man da kaso 209%— daga ₦198 zuwa ₦500. Watanni biyu bayan haka, farashin man fetur ɗin ya ƙaru da wani kaso 23% izuwa ₦617. A yayinda hauhawar farashi na shekara-shekara ya ƙaru da 22%, farashin man fetur ɗin ya zama ɗaya daga cikin matsalolin da ƴan Najeriya ke fuskanta a yanzu. Ina ta tararrabi tsakanin siyen keke da komawa tafiyar ƙasa, amma rashin jure raɗaɗina ba zai barni ba. Zaɓin da bai da raɗaɗi amma kuma ga tsada, shine ababen hawa masu amfani da wutar lantarki, wato (EVs) a taƙaice. Ababen hawa ne da batiri keba wuta, wanda hakan na nufin a kori kuɗin man fetur. Sai dai farashin ababen hawa masu amfani da lantarki yafi ƙarfina, bazan iya siyansu ba. A kamfanin Tesla Model 3 Standard Range, kayan Tesla Model ba tsada, yana kamawa ne akan dala $35,000, wato Naira miliyan ₦27.7. Kamar yanda InsideEVs suka faɗa, ababen hawa masu amfani da lantarki da zaka samu a farashin ƙasa da dala $20,000, to an taɓa amfani dasu. Sai dai kuma farashi ba shi kaɗai ne matsalar ƴan Najeriya ba game da ababen hawa masu amfani da lantarki. Tolu Williams, wanda ya kafa kamfanin ababen hawa masu amfani da lantarki na Siltech, yayi ɗan gajeren tsokaci game da tanade-tanaden Najeriya akan EVs.: Ƙarewar cajin batiri akan babbar hanya. Samun wutar da za a riƙa caza abin hawan. Gyara da alkinta shi Samar da ababen hawa masu amfani da lantarki don jama'a Ba kamar ƴan uwansu mazauna ƙasashen ƙetare ba, masu ƙera ababen hawa masu amfani da lantarki a Nigeriya, da alamu sun fahimci yanayi na musamman na mamallaka motoci a ƙasar. Sun fahimci yanayin sufurin kan tituna a Najeriya, amma zamu iya siyan ababen hawan nasu, shin sun dace da yanayin tituna da buƙatun mu? Abun hawa mai amfani lantarki dake da tayu uku Kamfanin William na Siltech yana ƙera nau'i-nau'i na mashina masu amfani da lantarki. Ga masu neman mashin mai lantarki zuwa na shiga tsandauri, ya bada shawarar gwada mashin ɗin kamfanin Siltech mai ƙafa uku, wanda aka ƙera kaso 65% nashi a Najeriya, mai suna Falcon. Falcon, ana saida shi a farashin tsakanin ₦650,000, dai-dai da dala $837, da kuma akan ₦700,000 dai-dai da dala $900. ""Ababen hawa masu amfani da lantarki nada tsada matuƙa,"" inji Williams, ""batiri na ɗaya daga cikin manyan dalilan da suka sa. Batirin shine kaso 55% zuwa 60% na abin hawa me amfani da lantarki, kuma yana ɗaya daga cikin muhimman kayan haɗa su. ""EVs nada matuƙar tsada, ingantaccen keke mai amfani da lantarki, wanda zai iya ɗauka babban mutum mai nauyin pawuns 230 yaje aiki ya dawo lafiya, zai kai farashin dala $1,000. Kasancewar hanyoyin ƙera EVs sunyi tsada, hukuncin da Siltech suka yanke su riƙa haɗa ababen hawan masu amfani da lantarki ɗinsu a Najeriya ya rage musu kashe kuɗin samarwa da kaso 55% dangane da ma'aunin. Mashin Falcon na iya tafiya ma nisan kilomita 300. Yanda zaku gane shine, jahar Osun, tanada nisan kilomita 199 daga Ikejan jahar Legas. Ba kamar Tesla ba, wanda ke bukatar caja matakin farko ko na biyu da takai Naira miliyan ₦1.6, wacce ke caza batirinsa ya cika a minti 30 zuwa awa 3, caja Falcon sauƙi ne dashi kamar caja wayar hannu. Kuma Williams ya ƙiyasta cajin na iya ɗaukar awa biyu. Wannan zai iya yiyuwa, saboda Falcon na amfani da ƙaramin batiri ne da baya buƙatar manyan cajoji. Haka kuma yana amfani ne da fasahar musayar batiri, shine batiri irinsa na farko dake ba masu amfani dashi batiri mai cikakken caji a cikin ƙanƙanin lokaci. Lokacin da yake ɗauka wajen caji yafi na Tesla sauri, saboda shi ƙaramin batiri ne dashi. Don wa akayi Falcon? Mafi yawan mutanen da na tambaya cewar ko zasu iya biyan ₦700,000 su siyi mashin ɗin mai taya uku don su huta da siyen fetur, sun nuna damuwa game da lafiya. Sai dai babbar tambaya anan itace, ""Me zai faru kenan idan ana ruwa?"" Ya kamata asani cewa Falcon na kan matakin IP67, wanda hakan ke nufin zai jure ruwan sama, koma ya nutse a ruwa. Da yake magana akan jiƙewa a ruwan sama, Williams ya bayyana cewar Falcon yanada rumfar da a kan iya ɗaurawa da cirewa. Williams yayi imani cewa samar EV masu matakin daraja irin na Tesla zai ci kuɗi da yawa, musamman ma da yake tallafin gwamnati yanzu yake zuwa, saboda haka masu ƙafa uku sune suka dace a fara dasu a Najeriya. Ya kuma yi bayanin cewa, ""matuƙa babura masu ƙafa uku na haya ba sune abun harin mu ba, muna so ne mu samarwa da ƴan Najeriya hanyar sufuri mai arha da aminci. Mafi yawan mutane sunfi son babur mai ƙafa uku ne saboda yanada yalwa da sauƙin tuƙi. Manyan EVs na Najeriya Kamfanin Jet Motors bai ƙera ababen hawa na amfanin ƙashin kai ba, amma Wemimo Osanipin (shugaban kamfanin) yace batura ne babban dalilin tsadar EVs. Farashin samfurin Jet Movers da aka sani yakai Naira miliyan ₦27, dai-dai da dala $33,000, amma samfurin mai amfani da lantarki ana saida shi a Naira miliyan ₦42 dai-dai da dala $52,546. ""Idan EV yakai Naira miliyan ₦20, to batirinsa zai iya kaiwa Naira miliyan ₦10""áa Saɓanin babur ɗin Siltech mai ƙafa uku, babur ɗin Jet Motors na cin manyan batura, wataƙil ma sunfi na Tesla girma, amma kamar yanda Williams ya faɗa, cajojin da zasu caja waɗannan injina babu su a Najeriya. ""Inda rai da buri,"" inji Osanipin dangane da caja waɗannan ababen hawan, ""kuɗi na bin damammaki ne,"" kuma da ace akwai cikakkiyar buƙatar tashoshin yin caji, to za a samar dasu. Shin akwai damar zuba jari a sashen ƙera ababen hawa masu amfani da lantarki na Najeriya? Shin Najeriya ma tana da sashen ƙera ababen hawa masu amfani da lantarki? Osanipin ya bayyana cewar masu ƙerawa, masu zuba jari a tashoshin yin caji, masu zuba jari a abinda zai baiwa tashoshin yin cajin wuta, da kuma waɗanda zasu raba ababen hawan sune manyan masu taka rawa da ake buƙata don ciyarda sashen ƙera ababen hawa masu amfani da lantarki na Najeriya gaba. Sai dai matsalar ita ce, waɗannan masu taka rawar basu da dalilin shiga sashen tunda ba kasuwar EVs ɗin. Ta yaya zamu mallaki EVs yayinda suke da wannan muguwar tsadar? Shawarar Williams itace, a riƙa haɗa batiran a Najeriya, sai a riƙa saida EVs ɗin a ƙasa da farashin su na yanzu. Osanipin yayi imani da nemo wata hanyar. ""Muna da sinadarin lithium a kasuwanni. Ana amfani da sinadarin lithium wajen haɗa batura, kuma baturan su ke cin kaso 40% na kuɗin ƙera EVs. Gwamnatin tarayya ya kamata ta zuba jari a harkar bincike. A shekarar 2021 Tesla sun so yin bincike da kuma haƙo sinadarin lithium a Najeriya, amma sunso su riƙa ƙera baturan ne a ƙetare su kuma dawo su riƙa sayar mana dasu. Wannan ne yasa Olamilekan Adegbite, Ministan Tama da Ƙarafa na Najeriya ya nemi Tesla dasu kafa masana'atar ƙera baturan a Najeriya, lokacin da kamfanin ƙera motocin ya nemi a bashi damar ya haƙo sinadarin lithium ɗin a Najeriya. Bamu ji daga Tesla ba tun sannan, saboda haka ina zaton basu gamsu da harkar ba. Duk da haka, gwamnati na nan na jiran kamfanonin ƙasashen waje suzo don su kawowa sashen EVs ɗinta cigaba. Hukumar Zanen Motoci da Cigaba ta ƙasa (NADDC) sun siyo samfurin jet EVs, yunƙurin da Osanipin ke kallo a matsayin nuna sha'awar gwamnati na zuba jari a sashen na EVs. Hukumar ta NADDC tayi aiki tare da Kamfanin Jet Motors don fidda taswirar ƙera ababen hawa masu amfani da lantarki ta ƙasa. Mafita game da babur mai amfani da lantarki? A wannan mataki, mutane kodai suna tsoron tuƙa Falcon, ko kuma basu da arziƙin mallakar Jet EV, amma akwai wata mafitar — babur mai amfani da lantarki. Kuna mamakin ta yaya wannan zai zamo mafita. Nima nayi tunanin haka, har saida na gana da Isaac Oyedokun, mai kamfanin Trekk, wani sabon kamfanin harkar sufuri ta intanet dake amfani da babura wajen jigilar mutane a cikin al'umma. Ga yanda Trekk ke gudanar da ayyukansa:. Zaku sauke manhajar Trekk, ku gano babur ɗin Trekk da manhajar, ku loda lambobin QR dake kan babur ɗin da kuka gano, sai ku biya wannan babur ɗin don samun damar more tuƙi. Sai dai matsalar tsarin shine, ya taƙaita ne kawai ga wasu rukunin mutane, kamar ɗalibai ko mutane dake zaune a wata ƙaramar unguwa. ""Don magance sata da kare lafiyar abokan hulɗarmu, kowace unguwa mun iyakance iyakokin da matuƙan baburan mu baza su zarta dasu ba a unguwannin mu. Oyedokun yace baburan na kan aiki yanzu haka a wasu jami'o'i na Najeriya, kamar Jami'ar Jahar Legas, da Jami'ar Pan-Atlantic. Akan farashin ₦10 ko ₦20 duk minti suke bada damar ɗaukar babur ɗin, harkar babur ɗin kamar tayi kama da mai kyau, sai dai kamfanonin ƙera EVs na Najeriya baza su iya samar da mafita ga ƴan Najeriya ba. Kama daga ƙarancin tallafin kuɗi zuwa rashin samun tallafi daga gwamnati, akwai abubuwa da yawa da suka shiga tsakanin amfani da EV na yau da kullum a Najeriya. Matsayin Tesla a kasuwar duniya ta EV a yau bazai samu ba inda badan tallafin dala biliyan $20 na jari da aka zuba musu ba. Abin lura kuma shine cewa duka kamfanonin mallakin shugabansu ne, wato Elon Musk, sun samu tallafin sama da dala biliyan $4 daga gwamnati. Tesla sun ƙulla yarjejeniya da gwamnatin Amurka ta zasu ɗau mutane aiki, zasu kuma inganta kayan da suke ƙerawa, su kuma sayar ba tare da biyan haraji ba na tsawon shekaru 20 masu zuwa. Gwamnatin Amurka na ƙarfafar masu saya da masu ƙerawa a kasuwar EV; mutanen da suka sayi ababen hawan zasu samu bashin haraji na dala $7,500. Abin mamaki, EVs kashi 5.8% kawai suke dashi na motocin da aka sayar a Amurka a shekarar 2022. Duk da wannan kaso kamar yayi ƙanƙanta, ya samu ƙari daga kaso 3.1% a shekarar da ta gabata. Kasuwar EV na samun cigaba a duniya, Afrika ma baza a barta a baya ba, gwamnatocin ta da buƙatar su maida sashen ya zamo mai janyo hankalin masu zuba jari. Ko mu jira turawa su raya kasuwar, ko mu saɗaɗa mu shiga fagen. Na zaɓi na farkon.","Kwa N617 kwa lita, hizi hapa ni njia mbadala za EV badala ya Petroli nchini Nigeria. Mnamo Mei 2023, Rais wa Nigeria Bola Tinubu alitangaza kuwa enzi ya ruzuku ya Petroli imepita na bei ya Petroli nchini ilipanda kwa 200% kwa N198 hadi N500. Miezi miwili baadae, bei ya mafuta ilipanda kwa 23% hadi N617. Huku kiwango cha mfumuko wa bei kwa mwaka sasa kikiwa 22%, bei ya Petroli ni moja tu ya matatizo mengi yanayowakabili wanaijeria wengi. Nilifikiria kupata Pikipiki au kuwa mtembezi wa miguu, lakini kizingiti changu cha maumivu kisingeruhusu. Njia mbadala isiyo na uchunngu, lakini ya gharama kubwa zaidi ni magari ya umeme (Evs). Zinaendeshwa na Betri, ambayo inamaanisha huondoa gharama ya Petroli. Walaakini, bei ya Ev iko juu ya kile ninachoweza kumudu. Tesla Model 3 Standard Range, mtindo wa bei nafuu zaidi wa Tesla, huuzwa kwa $ 35,000 (N milioni 27.7). Kulingana na InsideEVs, magari pekee ya umeme unaweza kupata chini ya $20,000 hutumiwa. Hata hivyo, bei si suala pekee Wanaigeria wanalo na Evs. Tolu Williams, mwanzilishi wa kampuni ya EV ya Nigeria, Siltech, inatoa muhtasari wa kutoridhishwa kwa Wanaijeria kuhusu EVS.: Kuishiwa na nguvu ya betri kwenye barabara kuu Kupata umeme wa kuchaji gari Ukarabati na matengenezo Gari la umeme kwa raia Tofauti na wenzao wa kigeni, watengenezaji wa EV wa Kinaijeria wanaonekana kuelewa hali za kipekee za wamiliki wa magari nchini. Wanaelewa hali ya kipekee ya usafiri barabarani nchini Nigeria, lakini je, tunaweza kumudu magari yao, na je, yanalingana na barabara na matumizi yetu? Magurudumu matatu ya EV Siltech ya William inazalisha aina tofauti za Pikipiki za Umeme. Kutoka kwa zile Pikipiki za umeme zinazoonekana hadi aina za nje ya barabara, lakini anapendekeza Siltech ya 65% yamagurudumu matatu ya Nigeria, Falcon. Falcon inauzwa kati ya N650,000 ($ 837) na 700,000 ($900). Williams anasema, ""Evs ni ghali mno"", ""na moja ya sababu kuu ni betri. Betri ni 55% hadi 60% ya EV na ni moja ya vipengele vyake vya msingi. ""EV ni ghali sana, Pikipiki ya umeme iliyo kwenye kiwango, yenye uwezo wa kubeba mtu mzima mwenye uzito wa kilo 230 anaweza kupanda hadi kazini na kurudi salama, unaweza kuokoa $1,000"". Kwa kuwa gharama za kuzalisha EV ni ya juu sana, uamuzi wa Siltech wa kuunganisha EV zao nchini Nigeria ulipunguza gharama za uzalishaji kwa 55% kulingana na ukubwa. Falcon ina umbali wa kilometa 300. Kiuhalisia, jimbo la Osun lipo kilometa 199 kutokea Ikeja, Lagos. Tofauti na Tesla ambayo inahitaji chaja ya milioni 1.6N ya daraja la pili na tatu ambayo huchaji betri yake kikamilifu ndani ya dakika 30 hadi masaa 3, kuchaji Falcon ni rahisi kama kuchaji simu ya mkononi na Williams anakadiria muda wa kuchaji kuwa masaa mawili. Hili linawezekana kwa sababu Falcon hutumia betri ndogo sana ambayo huhitaji chaja za hali ya juu. Pia hutumia teknolojia ya kwanza kabisa ya aina yake ya kubadilishana betri ambayo huwapa watumiaji betri iliyojaa ndani ya dakika moja. Muda wa kuchaji ni mdogo sana kuliko Tesla kwa sababu ina betri ndogo. Falcon ni ya nani? Watu wengi niliwauliza kama watakuwa tayari kulipa N700,000 kwa bajaji na kusahau kununua Petroli walikuwa na wasiwasi wa usalama. Lakini swali kubwa lilikuwa, ""Nini kinatokea wakati wa mvua?"" Inapaswa kukumbukwa kuwa Falcon imekadiriwa IP67, ambayo ina maanisha inaweza kustahmili mvua au hata kuzama ndani ya maji. Akihutubia kuhusu kupata unyevu kwenye mvua, Williams alisema kuwa Falcon ina paa linaloweza kutengwa. Williams anaamini kuwa kutengeneza EV ya daraja la Tesla kutakuwa na gharama kubwa, hususani kwa msaada kutoka serikalini unaokuja hivi karibuni, hivyo Bajaji ni nukta nzuri ya kuanzia kwa Nigeria. Pia alieleza kuwa ""Waendesha Pikipiki za kibiashara sio lengo letu, tunalenga kuwapa usafiri wastani wa bei nafuu na salama zaidi, watu wengi wanapendelea Bajaji kwa sababu inasawazisha na ni rahisi kuiendesha"". Evs kubwa za Nigeria Jet Motors haizalishi magari kwa matumizi ya kibinafsi, lakini Wemimo Osanipin (Mkurugenzi mtendaji) pia anasema kuwa betri ni sababu kuu ya gharama ya Evs. Toleo la kawaida la Jet Mover linagharimu milioni 27N ($33,000) lakini toleo la EV linauzwa milioni 42N ($52,000). ""Kama EV inagharimu milioni 20N, Betri huenda inagharimu milioni 10N"". Tofauti na Bajaji za Siltech, Ev za Jet Motors hutumia Betri kubwa zaidi, pengine hata kubwa zaidi kuliko za Tesla, lakini kulingana na Williams, chaja zinazohitajika hazipatikani kwa urahisi nchini Nigeria. ""Penye nia pana njia"", Osanipi anasema kuhusu kutoza magari haya, ""Pesa hufuata fursa"" na kama kuna hitaji la kutosha la vituo vya kuchajisha, vitapatikana. Je, kuna fursa ya uwekezaji katika kampuni ya EV ya Nigeria? Je, Nigeria ina hata kampuni ya EV? Osanipin anaeleza kuwa watengenezaji, wawekezaji katika vituo vya kuchajisha, wawekezaji katika kile ambacho kitaendesha vituo vya kuchajisha, na wasambazaji wa EV ndio wadau wanne wanaohitajika kuisongesha mbele kampuni ya EV ya Nigeria. Lakini shida ni kwamba wadau hawa hawana sababu ya kuingia kama hakuna soko la Ev. Je, tunamiliki vipi wakati ni ghali mno? Suluhisho la Williams ni kuunganisha Betri nchini Nigeria na kuziuza Evs kwa punguzo kuliko bei zao za sasa. Osanipin anaamini katika mbinu nyengine. ""Tuna Lithiamu katika amana za kibiashara. Lithiamu hutumika kutengeneza betri na betri ni 40% ya gharama ya kutengeneza EV. Serikali ya shirikisho inapaswa kuwekeza katika uchunguzi"" Mnamo 2021 Tesla ilikuwa tayari kuchunguza na kuchimba Lithiamu nchini Nigeria lakini walitaka kutengeneza betri nje ya nchi na Kutuuzia. Ndio maana Olamilekan Adegbite, waziri wa madini na chuma aliiambia Tesla kuanzisha kiwanda cha kutengeneza Betri nchini Nigeria wakati mtengenezaji wa magari alipoomba kuchimba Lithium kutoka Nigeria. Hatujasikia kutoka Tesla tangu wakati huo, hivyo nadhani hawakuwa na mpango huo. Hata hivyo, serikali inasubiri makampuni ya kigeni kuendeleza viwanda vyake vya EV. Baraza la kitaifa la usanifu na maendeleo ya magari (NADDC) limenunua hivi punde Evs za Jet, hatua ambayo Osanipin anaiona kama nia ya serikali kuwekeza katika Evs. Pia NADDC ilifanya kazi na Jet Motors kuandaa mpango wa kitaifa wa maendeleo ya magari ya umeme nchini Nigeria. Suluhisho la skuta ya Umeme? Kwa wakati huu, watu wanaogopa sana kupanda Falcon au hawana utajiri wa kutosha kupata Jet Ev, lakini kuna chaguo la mwisho, skuta ya umeme. Labda unashangaa kivipi hili ni suluhisho. Nilifikiri jambo lile lile mpaka nilipozungumza na Isaac Oyedokun, mwanzilishi wa Trekk, kampuni ya usafirishaji inayotumia Pikipiki za umeme kusafirisha watu ndani ya jumuiya zilizokaribu. Hivi ndivyo Trekk inavyofanya kazi. Pakua programu ya Trekk, tafuta pikipiki ya Trekk ukitumia programu, skani msimbo wa QR kwenye skuta, lipa ili kufungua, na uende matembezi. Hata hivyo, upande wa pili ni kwamba inatumika kwa makundi maalumu ya watumiaji kama vile wanafunzi au watu wanaosafiri ndani ya jumuiya ndogo. ""Ili kujilinda dhidi ya wizi na usalama wa waendeshaji wetu, kila jumuiya imewekewa mipaka ya kuwawekea kikomo wasafiri kutoka nje ya jumuiya zetu"". Oyedokum anasema Skuta kwa sasa inapatikana katika baadhi ya vyuo vikuu vya Nigeria kama vile chuo kikuu cha jimbo la Lagos, na chuo kikuu cha Pan-Atlantic. Kwa N10 chaji kwa dakika na N20 kufungua, Skuta inaonekana kama mpango mzuri, lakini watengenezaji wa EV nchini Nigeria hawana suluhu la EV kwa Wanaigeria wengi. Kutokana na ukosefu wa ufadhili na kutokuwepo kwa usaidizi wa serikali, kuna mengi ambayo yanasimama katika njia ya kawaida ya EV nchini Nigeria. Leo nafasi ya Tesla katika soko la kimataifa la EV haingewezekana bila ya uwekezaji wa zaidi ya Bilioni $20. Pia ikumbukwe ni ukweli kwamba kampuni zote zinazomilikiwa na mkurugenzi mtendaji, Elon Musk, zimepata zaidi ya Bilioni $4 za ruzuku za serikali. Tesla ina mpango na serikali ya Marekani kuajiri watu na kuboresha bidhaa yake huku ikiwa haina ushuru wa mauzo kwa miaka 20 ijayo. Serikali ya Marekani inatoa motisha kwa watumiaji na wazalishaji katika soko la Evs; watu wanaonunua magari hupata mkopo wa ushuru wa $7,500. Inashangaza, Evs zilichangia 5.8% tu ya mauzo ya gari nchini Marekani mnamo 2022. Ingawa takwimu hii inaweza kuonekana kuwa ndogo, ni uboreshaji kutoka 3.1% mwaka uliopita. Soko la EV linakuwa kimataifa na ili Afrika isibaki nyuma, serikali zake zinahitaji kuifanya sekta hiyo kuvutia uwekezaji. Au labda tunangojea tu watu wa magharibi kukamilisha soko na tutaruka hatua ya uvumbuzi. Ninampigia kura aliyetangulia.","Ní ₦617 fún lítà kan, èyí ni àwọn OO àfidípò fún epo bẹntiróólù ní orílẹ̀-èdè Nàìjíríà. Ní oṣù Èbìbí ọdún 2023, Ààrẹ Orílẹ̀-èdè Nàìjíríà Bola Tinubu kéde pé àkókò owó ìrànwọ́ orí epo bẹntiróólù ti lọ bẹ́ẹ̀ ni iye owó epo bẹntiróólù ní orílẹ̀-èdè náà lọ sókè sí bí ìdá 200% — ₦198 sí ₦500. Oṣù méjì lẹ́yìn rẹ̀, owó epo ti lọ sókè pẹ̀lú ìdá 23% míràn sí ₦617. Pẹ̀lú ọ̀wọ́ngógó ǹkan lọ́dọọdún tó wà ní 22% báyìí, owó epo bẹntiróólù kàn jẹ́ ọ̀kan lára ọ̀pọ̀lọpọ̀ ìṣòro tí àwọn ọmọ orílẹ̀-èdè Nàìjíríà ń kojú báyìí. Mo gbèro ríra kẹ̀kẹ́ tàbí kí n máa fẹsẹ̀ rìn, ṣùgbọ́n gbèdéke mi fún ìrora ò ní gbàmí lááyè. Àmúdípò tí ò nira púpọ̀, ṣùgbọ́n tó wọ́n díè ni àwọn ọkọ̀ oníná (OO). Bátírì ni wọ́n fi ń ṣiṣẹ́, èyí tó túmọ̀ sí wí pé wọ́n ti fòpin sí owó epo bẹntiróólù. Síbẹ̀síbẹ̀, owó OO ju nǹkan tí mo lè rà lọ. Tesla Model 3 Standard Range, ẹ̀ya Tesla tí owó rẹ̀ kéré jùlọ ni wọ́n ń tà ní $35,000 (₦27.7 mílíọ̀nù). Gẹ́gẹ́ bíi InsideEVs ṣe sọ, àwọn ọkọ̀ oníná tí o lè rà lábẹ́ $20,000 ni àwọn tí wọ́n ti lò. Síbẹ̀síbẹ̀, iye rẹ̀ nìkan kọ́ ni ìṣòro tí àwọn ọmọ Nàìjíríà ní pẹ̀lú OO. Tolu Williams, Olùdásílẹ̀ Ilé-iṣẹ́ OO ní orílẹ̀-èdè Nàìjíríà, Siltech, sọ gbogbo àdìsọ́kàn tí àwọn ọmọ Nàìjíríà ní sí OO ní ṣókí: Àìní iná agbára lóri bátírì ní òpópó-ònà Rírí iná mọ̀nàmọ́ná láti finá sórí ọkọ̀ náà. Aṣeétúnṣe àti àmójútó Ọkọ̀ oníná fún àwọn mẹ̀kúnù Yàtọ̀ sí àwọn akẹgbẹ́ wa lókè òkun, àwọn tí wọ́n ń ṣẹ̀da OO ní orílẹ̀-èdè Nàìjíríà jọ bí ẹni lóye àwọn àyídàyídà àdáni àwọn tí wọ́n ní ọkọ̀ ní orílẹ̀-èdè náà. Wọ́n mọ bí ìṣẹ̀dá ìrìkèrindò ọkọ̀ lójú pópó ní orílẹ̀-èdè Nàìjíríà ṣe rí, ṣùgbọ́n ṣé a lówó láti ra ọkọ̀ọ wọn, ṣé wón sì bá ọ̀na wa àti ìfẹ wa mu? OO ẹlẹ́sẹ̀-mẹ́ta Siltech William ń pèse oríṣiríṣi kẹ̀kẹ́ oníná. Láti àwọn tó dàbí-alùpùpù-alágbára sí àwọn ẹ̀yà tí kì í rìn lórí ọ̀dà, ṣùgbọ́n ó yan kẹ̀kẹ́ ẹlẹ́sẹ̀-mẹ́ta Siltech tí ìdá 65% jẹ́ ṣíṣe ní orílẹ̀-èdè Nàìjíríà — Falcon. Àràtúnrà Falcon wà láàrín ₦650,000 ($837) àti ₦700,000 ($900). OO wọ́n gidi gan-an,"" William ló sọ bẹ́ẹ̀, ""ọ̀kan nínú àwọn èrèdí rẹ̀ ni ti bátírì rẹ̀. Bátírì jẹ́ ìdá 55% sí 60% OO ó sì jẹ́ ọ̀kan lára àwọn ẹ̀ya ara rẹ̀ tó ṣe pàtàkì jùlọ. Àwọn OO wọ́n gan-an, kẹ̀kẹ́ oníná tó jẹ́ ojúlówó, tó ní ìkápá láti gbé àgbàlagbà mẹ́jì tí wọ́n ní ìwọn póùn 230 tí wọ́n lè wọ̀ lọ sí ibi iṣẹ́ kí wọ́n sì padà nírọ́rùn, máa ná ẹ tó $1,000."" Pẹ̀lú bí owó ìpèse OO ṣe ga yìí, ìpinnu Siltech láti to OO wọn ní orílẹ̀-èdè Nàìjíríà mú àdínkù bá owó ìpèsè pẹ̀lú 55% èyí tó níṣe pẹ̀lú ìwọ̀n. Falcon lẹ̀ rìn tó 300km. Fún àpẹẹrẹ, Ìpínlẹ̀ Ọ̀ṣun jẹ́ 199 km láti Ikeja, ní ìpínlẹ̀ Ẹ̀kó. Yàtọ̀ sí Tesla tí ó ń lo ṣájà onípele kejì tàbí ìkẹ́ta ₦1.6 mílíọ̀nù tó sì ń fún bátírì rẹ̀ ní agbára kíkún láàrín ìṣẹ́jú 30 sí wákàtí 3, fífi agbára sórí Falcon rọrùn bí ẹni ń finá sórí ẹ̀rọ ìbánisọ̀rọ̀ alágbèéká William sì ṣe àkótán àsìkò ìgbagbára rẹ̀ sí wákàtí méjì. Èyí ṣe é ṣe nítorí Falcon ń lo àwọn bátírì kékèké tí ò nílò àwọn ṣájà onímọ̀ ẹ̀rọ alágbára. Ó tún lo ìmọ̀ ẹ̀rọ àfidípò tó jẹ́ àkọ́kọ́ irúu rẹ̀ tí yóò fi agbára kíkún sórí bátírì náà láàrín ìṣẹ́jú kan. Àsìkò ìgbagbára rẹ̀ yá ju ti Tesla lọ nítorí bátírì kékeré ni ó ní. Ta ni wọ́n ṣe Falcon fún? Ọ̀pọ̀lọpọ̀ àwọn tí mo bi lèérè bóyá wọ́n ṣetán láti san ₦700,000 fún kẹ̀kẹ́ ẹlẹ́sẹ̀-mẹ́ta kí wọ́n sì gbàgbé nípa ríra epo bẹntiróólù ni wọ́n ní àdìsọ́kàn nípa ààbò. Ṣùgbọ́n ìbéèrè tó tóbi jùlọ ni, ""Kí ló máa ṣẹlẹ̀ tójò bá rọ̀?"" Ó tọ́ kí ẹ mọ̀ wí pé Falcon ní ọ̀ntẹ̀-àṣẹ-IP67, tí ó túmọ̀ sí wí pé ó lè móríbọ́ nínú òjò tàbí kó wọ ẹ̀kún omi. Ní ìfèsì sí títutù nínú òjò, Williams tọ́ka sí i pé Falcon ní òrùlé tó ṣe é yọ. Williams nígbàgbọ́ wí pé, ìpèse OO onípele-Tesla máa wọ́n, pàápàá jùlọ pẹ̀lú pé àtìlẹ́yìn láti ọ̀dọ ìjọba ṣẹ̀ ń yọjú ni, torí náà, ẹlẹ́sẹ̀-mẹ́ta ni ààyè tó dára jùlọ láti bẹ̀rẹ̀ ní orílẹ̀-èdè Nàìjíríà. Ó ṣàlàyé pé ""àwọn awakẹ̀kẹ́ kọ́ ni àfojúsùn àwọn, a ní èròngbà láti fún àwọn ọmọ ilẹ̀ Nàìjíríà ní ìrìnkèrindò ọkọ̀ tí ò wọ́n tí ò sì léwu, Ọ̀pọ̀lọpọ̀ ènìyàn ni wọ́n yan elẹ́sẹ̀-mẹ́ta lááyò nítorí ó lè dá dúrò ó sì rọrùn láti wà. Àwọn OO ní orílẹ̀-èdè Nàìjíríà tó tóbi Jet Motors kì í pèse ọkọ̀ fún ìlo ara ẹni, ṣùgbọ́n Wemimo Osanipin (Aláṣẹ àti Olùdarí) náà sọ wí pé bátírì jẹ́ nǹkan tó ṣe pàtàkì nínú owó EV. Àwọn ẹ̀ya ọkọ̀ ojoojúmọ́ Jet Mover tó ₦27 mílíọ̀nù ($33,000), ṣùgbọ́n owó ẹ̀ya OO jẹ́ ₦42 mílíọ̀nù ($52,546). ""Tí owóo OO kan bá jẹ́ ₦20 mílíọ̀nù, owóo bátírì rẹ̀ lẹ̀ jẹ́ ₦10 mílíọ̀nù."" Yàtọ̀ sí kẹ̀kẹ́ ẹlẹ́sẹ̀-mẹ́ta Siltech, àwọn OO Jet Motors ń lo bátírì ńláńlá, bóyá wọ́n tún fẹ́rẹ̀ tóbi ju ti Tesla lọ, ṣùgbọ́n gẹ́gẹ́ bí Williams ṣe sọ, àwọn ṣájà tí o nílò láti fi agbára sórí irú àwọn OO bẹ́ẹ̀ ò sí ní orílẹ̀-èdè Nàìjíríà. ""Inú ó gbà lààyè ò gbà,"" ohun tí Osanipin sọ nípa fífi agbára sórí àwọn ọkọ̀ wọ̀nyí, ""owó la fi ń ṣoun gbogbo"", tí ó bá sì nílò kí ibùdó ìgbagbára wà lọ́pọ̀, a ó pèse wọn. Ṣé ànfààní ìdókówò wà ní àwùjọ OO ní orílẹ̀-èdè Nàìjíríà? Ṣé orílẹ̀-ède Nàìjíríà wulẹ̀ ní àwùjọ OO? Osanipin ṣàlàyé wí pé àwọn olùpèsè, àwọn olùdókòwò nínú ibùdó ìgbagbára, àwọn olùdókòwò nínú nǹkan tí yóò fún ibùdó ìgbagbára lágbára, àti àwọn tí wọ́n ń pín OO ni àwọn akópa mẹ́rin tí a nílò láti sún àwùjọ OO ní orílẹ̀-èdè Nàìjíríà síwájú. Ṣùgbọ́n ìṣòro ibẹ̀ ni wí pé àwọn akópa yìí ò ní ìdí láti wọlé tí kò bá sí ọjà fún OO. Báwo la ṣe fẹ́ ní OO nígbà tí wọ́n ti wọ́n jù? Ọ̀nà àbáyọ Williams láti to àwọn bátírì náà ní orílẹ̀-èdè Nàìjíríà kí ó sì ta àwọn OO ní owó kékeré ju iye wọn lọ. Osanipin tún nígbàgbọ́ nínú ìgbésẹ̀ míràn. ""A ní lítíọ́mù lọ́pọ̀ yanturu. Lítíọ́mù ni wọ́n fi ń ṣe bátírì bẹ́ẹ̀ bátírì ni idá 40% owó tí wọ́n fi ń ṣe OO. Ìjọba Àpapọ̀ nílò láti náwó nínú ìwádìí."" Ní ọdún 2021, Tesla ti ṣetán láti ṣe ìwádìí àti láti kó lítíọ́mù ní orílẹ̀-èdè Nàìjíríà ṣùgbọ́n wọ́n fẹ́ lọ ṣe bátírì náà ní ìta orílẹ̀-ède Nàìjíríà kí wọ́n sì tà á fún wa. Ìdí nìyìí tí Olamilekan Adegbite, Alákòso fún wíwa kùsà àti irin ní orílẹ̀-èdè Nàìjíríà sọ fún Tesla pé kó dá ilé-iṣẹ́ ìpèse bátírì náà sí orílẹ̀-èdè Nàìjíríà nígbà tí ilé-iṣẹ́ ìpèse ọkọ̀ náà bèrè láti wa lítíọ́mù ní orílẹ̀-èdè Nàìjíríà. A ò tí ì gbọ́ láti ọ̀dọ Tesla láti ìgbà náà, torí náà ó jọ bí ẹni pé wọn ò ní nǹkan ṣe. Síbẹ̀síbẹ̀, ìjọba ń dúró de àwọn ilé-iṣẹ́ ilẹ̀ òkèèrè láti ṣe àgbénde ilé-iṣẹ́ OO. Ìgbìmọ̀ tó ń rí sí Iṣẹ́ ọnà àti Ìdàgbàsókè Ọkọ̀ Àpapọ (NADDC) ṣẹ̀ ra OO Jet, ìgbésẹ̀ tí Osanipin rí gẹ́gẹ́ bíi èrò ìjọba láti náwó sí OO. NADDC tún ṣiṣẹ́ pẹ̀lú Jet Motors láti kọ ìpinnu àpapọ̀ fún ìdàgbàsókè àwọn ọkọ̀ oníná ní orílẹ̀-èdè Nàìjíríà. Ọ̀nà àbáyọ fún alùpùpu oníná? Níbi tí a bá a dé yìí, bóyá ẹ̀rù ń ba àwọn ènìyàn láti Falcon àbí wọn ò lówó lọ́wọ́ láti ra Jet OO, ṣùgbọ́n ó tún ku nǹkankan tí à á tún ṣe - alùpùpu oníná. Wà á máa wò ó wí pé báwo ni èyí ṣe lè jẹ́ ọ̀nà àbáyọ?. Èmi náà rò ó bẹ́ẹ̀ àfi ìgbà tí mo tó bá Isaac Oyedokun sọ̀rọ̀, Olùdásílẹ̀ Trekk, ilé-iṣẹ́ àdìdeelẹ̀ ìrìnkèrindò oníná tó ń lo alùpùpu oníná láti gbé àwọn ènìyàn ní àwùjọ tó sún mọ́ra. Bí Trekk ṣe ń ṣiṣẹ́ nìyìí. Wà á ṣe ìgbàsílẹ̀ ohun èlò ìmúṣiṣẹ́ Trekk, ṣàwárí alùpùpu Trekk pẹ̀lú ohun èlò ìmúṣiṣẹ́ náà, ya àkósódù QR tó wà lórí alùpùpù náà, sanwó láti ṣí i, kí o sì wà á lọbi tó wùn ọ́. Síbẹ̀síbẹ̀, àléébù ibẹ̀ ni pé ìwọ̀nba àwọn aṣàmúlò péréte ni ó wà fún bíi àwọn akẹ́kọ̀ọ́ tàbí àwọn tí wọ́n ń rìnrìnàjò ní ìlú kékeré. Láti dẹ̀na ìjígbé àti ààbò àwọn èrò, gbogbo àwùjọ kọ̀ọ̀kan ni wọ́n ti mọ odi orí ẹ̀rọ ayélujára yíká láti dèna àwọn èrò níbi kíkúrò nínú àwùjọ náà."" Oyedokun sọ wí pé àwọn alùpùpù náà ti wà ní àwọn yunifásítì kan ní orílẹ̀-èdè Nàìjíríà bíi Yunifásítì Ìpínlẹ̀ Èkó, àti Yunifásítì Pan-Atlantic. Pẹ̀lú ₦10 fún ìṣẹ́jú kan àti ₦20 láti ṣí i, alùpùpù náà jọ bíi àdéhùn tó dára, ṣùgbọ́n àwọn tó ń pésè OO ní orílẹ̀-èdè Nàìjíríà ò ní ọ̀nà àbáyọ OO fún ọ̀pọ̀lọpọ̀ àwọn ọmọ ilẹ̀ Nàìjíríà. Láti àìsí ìpèsè owó sí àìsí àtìlẹ́yìn ìjọba, ọ̀pọ̀lọpọ̀ ìdènà ló wà lójú ọ̀na lílo OO ní orílẹ̀-èdè Nàìjíríà. Ipò Tesla ní ọjàa OO lágbàyé lónì kì í bá ti ṣe é ṣe láìsí ìdókówò $20 bílíọ̀nù lé. Ohun míràn tó tún ṣe pàtàkì láti mọ̀ ni òótọ́ pé gbogbo ilé-iṣẹ́ tó jẹ́ ti Aláṣẹ àti Olùdarí rẹ̀, Elon Musk, ti jẹ̀gbádùn $4 bílíọ̀nù lé owó ìrànwọ́ ìjọba. Tesla ní àdéhùn pẹ̀lú ìjọba ilẹ̀ Amẹ́ríkà láti gba àwọn ènìyàn kí ó sì ṣe àtúnṣe sí ohun-èlo rẹ̀ nígbà tí yóò máa tajà láìsí owó orí fún 20 ọdún. Ìjọba orílẹ̀-èdè US ń ṣe ìwúrí fún àwọn oníbàárà àti àwọn olùpèsè ní ọjà OO; àwọn ènìyàn tí wọ́n bá ra ọkọ̀ náà ń gba $7,500 lówó orí. Sí ìyàlẹ́nu, OO dúró fún ìdá 5.8% àwọn ọkọ̀ tí wọ́n tà ní orílẹ̀-èdè US ní ọdún 2022. Bó tilẹ̀ jẹ́ wí pé ònka yìí jọ bí ẹni kéré, ìtẹ̀síwájú ló jẹ́ láti 3.1% ti ọdún tó kọjá. Ọjà OO ń gbèrú sí i káàkiri àgbáyé kí ilẹ̀ Adúláwọ̀ lè má gbẹ́yìn, àwọn ìjọba rẹ̀ nílò láti mú ẹ̀ka náà wọjú fún àwọn olùdókòwò. Bóyá ká sì dúró fún àwọn aráa iwọ̀ oòrùn láti sọ ojà náà di àṣepé kí àwa sì fo ìpele ìmọ̀ ọ̀tun. Mo dìbò fún àkọ́kọ́.","Ngelitha lika-₦617 lilinye, nanka ama EV angcono ukunophethilolu eNigeria Ngonhlaba wezi-2023 uMongameli waseNigeria uBola Tinubu wamemezela isikhathi sokuhlinzekwa ngophethiloli sesiphelile futhi inani likaphethiloli lanyuka ezweni laze lafika ku200%-N198 kuya kuN500. Emva kwezinyanga ezimbili, ezimbiwa phansi zinyuke ngamanye amaphesenti awu-23 kuya kuN617. Ngokwezinga lokwenyuka kwentengo kwaminyaka yonke ngo 22% inani likaphethiloli enye yezinye izinkinga ebhekene namaJigeria njengamanje. Ngangabaza ukuthenga ibhayisekile noma ngibe umhambi onamandla, kodwa izinhlungu enginazo azizange zikuvumele loko. Okubuhlungu kancane kodwa okubizayo okungenye indlela izmoto zikagesi (ama-EV). Zibanamandla amabhurethi, okusho ukuthi bakukhiphela ngaphandle ukubiza kukaphethiloli. Kepha inani leEV lingaphezu kwengingakwazi ukukukhokhela. ITesla Model 3 Standard Range, imodeli yeTesla ebiza kancane, ibiza u-$35000 (izigidi ezingu-₦27.7). Ngokungaphakathi kumaEV okuyizona izimoto zikagesi ongazithola manje ezingaphansi kuka-$20 000 sezisebenzile. Kepha inani akulona kuphela inkinga kumaNigerians aneEV. Utolu Williams, uMsunguli wenkampani yama EV eNigeria, iSiltech, usonga ngokungabazisa amaNigerians ngeEV: Ukuphelela yibhurethi kuthelawayeka Ukuthola ugesi wokushaja imoto Ukuyikhanda nokuyigcina isesimweni Izimoto zikagesi zinkulu Akufani nabalingani babo bangaphandle, abenza amaEV eNigeria babonakala bekuqonda ukwehluka kwezimo zabanikazi bezimoto ezweni. Bayakuqonda ukwehluka kwemvelo yemigwaqo yokuthutha eNigeria, kodwa siyakwazi ukuthenga izimoto zabo, kodwa ngabe zisezingeni lemigwaqo yethu noma esikuthandayo? Okuhamba ngamasonto amathathu iEV Uwilliam Siltech ukhiqiza uhlobo olwahlukile lwezithuthuthu zikagesi. Ngamandla abukeka njengawesithuthuthu kozohamba ohlobweni lomgwaqo, kodwa uphakamisa iSiltech ya 65% okunamasonto amathathu okwakhiwe eNigeria-iFalcon. I-Falcon ithengisa phakathi kuka-₦650,000 ($837) no-₦700,000 ($900). Ama EV ayabiza kakhulu, kusho uWilliams, futhi ezinye zezizathu yibhurethi. Ibhurethi ingu 55% kuya ku60% weEV futhi kungenye yezingxenye ezimqoka. AmaEV ayabiza ibhayisekile likagesi elisezingeni elifanele elikwazi ukuthwala umuntu omdala onesisindo esingamaphawundi awu230 ongaya emsebenzini aphinde abuye ephephile, lingakubuyisela ngaphezu kuka$1,000. Ngenani eliphezulu lokukhiqiza amaEV, isinqumo sikaSiltech ukuhlanganisa amaEV abo, behlise ukubiza komkhiqizo ngo-55% kuncike ezingeni. I-Falcon inokwehluka kuka-300 km. Ukuze wazi i-Osun State ingu 199 km kusuka eIkeja eNigeria. Akufani neTelsa edinga u₦1.6 wezigidi izinga lwesibili noma lesithathu kushaja yokushaja ibhurethi yayo igcwale emizuzwini engu-30 kuya kumahora amathathu, ukushaja iFalcon kulula njengokushaja ifoni futhi uWilliams uhlawumbisela ukuthi isikhathi sokushaja singaba amahora amabili. Lokhu kungenzeka ngoba uFalcon usebenzisa amabhurethi amancane angadingi amashaja ezobuchwepheshe obukhulu. Iphinde isebenzise uhlobo lwayo lokuqala lwamabhurethi ishintshanisa ezobuchwepheshe ezinikiza abasebenzisi ibhurethi egcwele esikhathini esinganeminithi. Isikhathi sokushaja siyashesha kakhulu ukuneTesla ngoba inebhurethi encane. iFalcon iqondele bani? Iningi labantu engibabuzile ukuthi bayafuna ukukhokha u₦700,000 wokugqutshwayo okunamasondo amathathu bakhohlwe ukukhokhela uphethiloli abanezinkonondo zokuphepha. Umbuzo omkhulu kungukuthi, ""Kwenzekani uma lina? Akusho lutho ukuthi uFalcon usezingeni likaIP67,okusho ukuthi ingaphila emvuleni noma ingafakwa phansi kwamanzi. Ukubhekana nokuthi iba manzi emvuleni, uWilliam uveze ukuthi iFalcon inophahla olususekayo. Uwilliams ukholelwa ukuthi ukwenza iTesla-level EV kuzobiza, ikakhulukazi njengoba ukuxhaswa nguhulumeni kuza, ngakho okunamasondo amathathu kungaba yisiqalo esikahle eNigeria. Uphinde wachaza ukuthi ""abezithuthuthu zebhizinisi akubona esibabhekile, sihlose ukunika isilinganiso samaNigeria okushibhili futhi indlela yokuthutha ephephile, Iningi labantu lincamela okunamasondo amathathu ngoba kuzinzile futhi kulula ukukugibela."" Ubukhulu bamaEV aseNigeria Ujet Motors awuzikhiqizi izimoto zokuzisebenzisela, kodwa uWemimo Osanipin (CEO) naye uthi amabhurethi ayingxenye enkulu yokubiza kwamaEV. Uhlobo olujwayelekile lweJet Mover lubiza izigidi eziwu N27 ($33,000) kodwa uhlobo lweEV lubiza izigidi eziwu N42($52, 546). Uma iEV ibiza izigidi ezingu N20,ibhurethi mhlampe ibiza u N10 wezigidi. Akufani nokunamasondo amathathu kwaseSiltech, amaEV aseJet Motors asebenzisa amabhurethi amakhulu, makhulu ngisho ukunawaka Tesla ngokukaWilliams, amashaja afuna amandla amakhulu alenhlobo yamaEV awakabi khona eNigeria. ""Lakukhona khona uthando nendlela ikhona."" u-Osanipin akushoyo ngalezizimoto ezishajwayo, ""imali ijaha ithuba"" futhi uma kukhona isidingo esanele seziteshi zokushaja, zizokwenziwa zibe khona. Kungabe likhona ithuba lotshalomali endaweni yama EV aseNigeria? Ngabe iNigeriabinayo indawo yeEV? U-Osipin uchaza ukuthi abenzi, nabatshalimali eziteshini zokushaja, ibatshalimali kokuzinika amandla eziteshini zokushaja, nabahambisi beEV babadlali abane babadingeka ukuyisa phambili amaEVaseNigeria. Kodwa inkinga ukuthi labadlali abanaso isizathu sokungenelela uma ingekho imakethe yeEV. Siba kanjani abanikazi bama EV uma ebiza kangaka? Isixazululo sikaWilliam ukuhlanganisa amabhurethi eNigeria bese bedayisa amaEV ngemali engaphansi kwale abayibiza manje. U-Osanipin ukholelwa kwenye indlela. ""Sine-lithium ekufakweni kwemali yezokudayisa. Ilithium isetshenziswa ukwenza amaburethi futhi amabhurethi awu-40% wenani lokwenza amaEV. Inhlangano yahulumeni kumele yenze utshalomali ekuhlolisiseni."" Ngonyaka wezi-2021 iTelsa yayifuna ukuhlola bese imba ilithium eNigeria kodwa babefuna ukwenza amabhurethi ngaphandle kwezwe bese bewadayisela thina. Yingakho u-Olamilekan Adegbite, uNgongoshe wezoKumbiwa phansi neNsimbi ethsele uTesla wakhe imboni yawo yokwakha amabhurethi eNigeria ngesikhathi abenzi bezimoto becele ukugubha ilithuim eNigeria. Asiphindanga sezwa lutho oluqhamuka kuTesla, ngakho ngiyacabanga babengasithandi lesisivumelwano. Kepha uhulumeni ulinde izinkampani zangaphandle zizungule imboni yazo yeEV. Inational Automotive Design and Development Council (NADDC) isanda kuthenga iJet EV, ukwenzeka okubonwa uOsanipin njengokufisa kukahulumeni ukufaka inxasomali kuma EV. I-NADDC iphinde yasebenza neJet Motors ukubhala umzamo wohlelo lwezwe ekusungulweni kwezimoto zikagesi eNigeria. Isisombululo sesikuta sikagesi? Kulesisikhathi kuphakathi kokuthi abantu bayesaba ukugibela iFalcon noma abacebile ngokwanele ukuthi bangathola iJet EV, kodwa kunombono wokugcina-isikuta sikagesi. Mhlampe uyazibuza ukuthi lokhu kuyisixazululo kanjani. Ngicabange okufanayo ngize ngikhulume noIsaac Oyedukun, uMsunguli weTrekk, isiqalo sesokuhambayo esisebenzisa izikuta zikagesi ukuthutha abantu abasemiphakathini eseduzane. Nakhu ke ukuthi uTrekk usebenza kanjani. Ulanda isisetshenziswa iTrekk, ubheke isikuta seTrekk kusisethsenziswa, ufunde ikhodi yeQR kusikuta, khokha ukuze ivuleke, bese uyagibela kuyoshona ilanga. Kepha okubi ukuthi sinomkhawulo wamaqoqo athile abasebenzisi njengabafundi, noma abantu abaxhumanayo kodwa emphakathini omncane. ""Ukuyiqapha ukuthi ingantshontshwa kanye nokuphepha kwabagibeli, wonke umphakathi uyathselwa ukuthi ube nesikali sabagibeli abaphumayo emphakathini wethu. U-Oyedokun uthi isikuta sisakhona kwamanye amanyuvesi aseNigeria njengeNyuvesi yaseLagos State neNyuvesi yasePan-Atlantic. Ngokushaja ngo-₦10 ngeminithi no-₦20 wokuyivula, isikuta sizwakala siwumbono omuhle, kodwa abenzi beEV eNigeria abanaso isixazululo seEV kumaNigeria amaningi. Ekushodeni koxhasomali kuya wekushodeni kokusekwa nguhulumeni, kuningi okume endleleni yokusebenza okukhulu kweEV eNigeria. Isikhundla sikaTesla kumakethe yimhlaba yama EV namhlanje engabe akwenzekanga ngaphandle kotshalomali olungaphezu kwamabhiliyoni angu$20. Okufanele kukhunjulwe ukuthi zonke izinkampani eziphethwe ngu Elon Musk iCEO sebethokozele ngaphezu kuka$20 amabhiliyoni ekutshalweni kwemali. Utesla unesivumelwano nohulumeni waseMelika ukuthi uqashe abantu futhi uthuthukise umkhiqizo wayo ngesikhathi okudayisiwe kungenantela eminyakeni engamashumi amabili ezayo. Uhulumeni waseUS uklomelisa amakhasimende kanye nabakhiqizi emakethe yeEV, abantu abathenga izimoto bathole u $7500 wesikweletu sentela. Okumangazayo, ama EV abalelwa ku 5,8 % kuphela ekudayisweni kwezimoto eUS ngonyaka wezi-2022. Ngesikhathi lesisibalo singabukeka sisincane, sithuthukile kusuka ku 3.1% wangonyaka owandulela loyo. Izimakethe zeEV ziyakhula emhlabeni wonke ngisho neAfrika ingashiywa ngemuva, ohulumeni bayo kumele benze lemboni ihehe kubatshalimali bayo. Noma mhlampe sivele silinde abaseNtshonalanga ukuthi balungise kahle imakethe bese sigxumela esigabeni sokwenzakabusha. Ngivotela okwasekuqaleni."
+"እ.ኤ.አ ከ 2022 የ ኤፍ.ቲ.ኤክስ(FTX) ውድቀትን ተከትሎ የተዘጉ 4 አፍሪካ ላይ ያተኮሩ የክሪፕቶ ምንዛሬዎች። ቁልፍ መወሰድ ያለባቸው ሀሳቦች ፡ አፍሪካ ላይ ያተኮሩ የተዘጉ የክሪፕቶ ምንዛሬዎች ቁጥር ማደጉን ቀጥሏል፣ በቅርብ ጊዜ የተጨመረውን በንድል አፍሪካን አካቶ ማለት ነው። የረዥሙ ጊዜ የክሪፕቶው ክረምት፣ በአለም አቀፍ ደረጃ ለብዙ የ ክሪብቶ ንግዶች ጨካኝ ነበር። እ.ኤ.አ. በ 2022 እና 2023 ያለው የገንዘብ ድጋፍም ከ 2021 ጋር ሲነፃፀር ከጊዜ ወደ ጊዜ እየከፋ መጥቷል። ከክሪፕቶ ክረምት በተጨማሪ፣ አንዳንድ ምንዛሬዎች በቁጥጥር መሰናክሎች፣ ማጭበርበሮች እና እየጨመረ በሚመጣው ኪሳራ ምክንያት ተዘግተዋል። የ 32 ቢሊዮን ዶላር የ ኤፍ.ቲ.ኤክስ(FTX) ውድቀት ከጀመረ በኋላ ፣ የ ክሪፕቶ ገበያውን ወደ መጥፎ ሁኔታ ወስዶታል። በፍጥነት-ሀብታም-ሁን(get-rich-fast)የዲጂ���ል ቶከኖችም ዘንድ ያለው ደስታ ባለፉት ስምንት ወራት ቀንሷል። የክሪፕቶ ዜና በአሁን ሰአት አርዕስተ ዜናዎች እንኳን መሆን አቁመዋል፣ እናም ከሜም ሳንቲሞች በቢሊዮን የሚቆጠር ገንዘብ የሚሠሩ የሰዎች ታሪኮችም የትም አይታዩም ፣የክሪፕቶ ወንጌላውያንም ለሥርዓተ-ምህዳሩ ነፍስን ለመስጠት ሲሞክሩ ምንም የያዙት ነገር የላቸውም ነበር። ባለሀብቶች ሳይቀሩ ገበያው ሰልችቷቸዋል። የ ክሪፕቶ ገበያው በ2021 በጣም አዋጭ ነበር እናም በጊዜው ባለሀብቶች ተጠቃሚ ሆነውበታል። አጠቃላይ የገንዘብ ድጋፉ 37.06 ቢሊዮን ዶላር ዋጋ ይገመት ነበር። እ.ኤ.አ. በ2022 ግን ታሪኩ በትልቁ ተቀይሯል፣ የገንዘብ ድጎማው በ16 ቢሊዮን ዶላር ቀንሶ ወደ 21.26 ቢሊዮን ዶላር ወርዷል። እንደሌላው አለም ሁሉ በአፍሪካ ውስጥ ያሉ የክሪፕቶ ትርክቶችም በጨለምተኛ ምዕራፎች ውስጥ ናቸው። የከባዱን የክሪፕቶ ክረምት እና በዓለም አቀፍ ደረጃ የ ክሪፕቶ ንግዶችን የሚያስጨንቀውን የቁጥጥር እንቅፋቶች መትረፍ ባለመቻላቸው፣ በአፍሪካ ተጠቃሚዎች ላይ ያተኮሩ የክሪፕቶ ምንዛሬዎች ተዘግተዋል። በዚህ ጽሁፍ እ .ኤ. አ በህዳር 2022 ከኤፍ.ቲ.ኤክስ ድንገተኛ ውድቀት በኋላ የተዘጉ አፍሪካ ላይ ያተኮሩ የ የክሪፕቶ ምንዛሬዎችን እንዘረዝራለን። አፍሪካ ላይ ያተኮሩ የ የክሪፕቶ ምንዛሬዎች ተዘግተዋል። ሎካል ቢትኮይኖች (LocalBitcoins) ሎካል ቢትኮይኖች ከ10 አመታት የስራ ዘመን በኋላ እ .ኤ. አ በየካቲት 2023 ተዘግቷል። በ ክሪፕቶ የሥነ-ምህዳር ውስጥ ከመጀመሪያዎቹ እና በጣም ታዋቂ ከነበሩት የአቻ ለአቻ መድረኮች አንዱ ነው። በማስታወቂያው ላይ ሎካል ቢትኮይኖች ""በአሁኑ ወቅት በጣም ቀዝቃዛ በሆነው የ ክሪፕቶ-ክረምት ወቅት ያጋጠመንን ተግዳሮቶችን ለማሸነፍ ያደረግነው ጥረት ምንም ይሁን ምን፣ሎካል ቢትኮይኖች ከአሁን በኋላ የ ቢትኮይን የንግድ አገልግሎቱን መስጠት እንደማይችል በመጸጸት እናደርሳለን.""ሲል ተናግሯል። ፓክስፉል (Paxful) በአሜሪካ ላይ የተመሰረተው የክሪፕቶ ምንዛሬው 'ፓክስፉል' እ .ኤ. አ በኤፕሪል 2023 ስራውን አቁሟል፣ ዋና ስራ አስፈፃሚው ሬይ የሱፍ መዘጋቱን ያመጣው የማይመቸው የቁጥጥር ገጽታ ነው ሲሉ ጠቅሰዋል። የሚገርመው ነገር ግን፣ ኩባንያው ከእንደገና ከአንድ ወር በኋላ ወደ መስመር መመለሱን አስታውቆ ነበር። ፓክስፉል በአሁኑ ጊዜ እንደ ዳይሬክተር ሆኖ በሚያገለግለው ሞግዚት ባለቤትነት በ ኮይን ዴስክ(CoinDesk) ተይዟል። በንድል አፍሪካ (Bundle Africa) በንድል አፍሪካ ለተጠቃሚዎቹ በቅርቡ በሩን የዘጋ ምንዛሬ ነው። የአቻ ለአቻ ምርቱ ካሽ ሊንክ (Cashlink) ላይ ለማተኮር እ.ኤ.አ በጁላይ 2023 የምንዛሬ ስራዎቹን ማቆሙን አስታውቋል። ኩባንያው ለመዘጋቱ ፣የቁጥጥር መሰናክሎችን ወይም ከባዱ የክሪፕቶ ክረምት መሆኑን በግልፅ ባይናገርም፣ ለመዘጋቱ አንዱ ምክንያት ይህ ሊሆን ይችላል ብሎ መገመት ከሀቅ የራቀ አይደለም። ሎካል ሳይፕቶስ ከኤፍ.ቲ.ኤክስ ውድቀት አንድ ወር ቀደም ብሎ እ .ኤ. አ በጥቅምት 2022 ውስጥ ሎካል ክሪፕቶስ ተዘግቷል፣ ነገር ግን ከወደቁት በአፍሪካ ላይ ያተኮሩ የክሪፕቶ ምንዛሬዎች ዝርዝር ውስጥ መጠቀሱ ተገቢ ነው። ሎካል ክሪፕቶስ እ .ኤ. አ በጥቅምት 2017 ተጀመረ እናም ከአምስት አመቱም በኋላ ከመዘጋቱ በፊት 400,000 ያህል ተጠቃሚዎችን ሰብስቧል። ሱቁን ለመዝጋቱም ዋናዎቹ ምክንያቶች ከባዱ የክሪፕቶ ክረምት እና አስቸጋሪው የቁጥጥር ገጽታ ናቸው። የ ክሪፕቶ መልክአ ምድር የማይገመትነት ባህሪ ስላለው እናም ይህ የክሪፕቶ ክረምት ለምን ያህል ጊዜ እንደሚቆይ ማንም አያውቅም፣ ነገርግን፣ በዚህ አካሄድ ቶሎ የቡል ረን ካልጀመረ እና በቅርቡ ካልተሰበሰቡ ብዙ የ ክሪፕቶ ንግዶች በብርድ ይሞታሉ።","4 Africa-focused crypto exchanges that have shut down since the FTX debacle of 2022 Key takeaways: The number of Africa-focused crypto exchanges that have shut down continues to grow, with Bundle Africa being the latest addition. The prolonged crypto winter has been unkind to many crypto businesses globally. Funding in 2022 and 2023 has gotten progressively worse compared to 2021. Besides the crypto winter, some exchanges have shut down due to regulatory hurdles, scams, and mounting losses. Since the fall of the $32 billion crypto exchange, FTX, the crypto market has taken a turn for the worse. The excitement around get-rich-quick digital tokens has waned over the past eight months. Crypto news barely makes headlines anymore, and stories of people making billions from meme coins are nowhere to be seen, leaving crypto evangelists with nothing to arm themselves with when they try to win souls for the ecosystem. Even investors are weary of the market. The crypto market was bullish in 2021 and investors took advantage. Total funding was valued at $37.06 billion. But by 2022, the story changed big time, funding dropped by $16 billion to $21.26 billion. Like the rest of the world, crypto tales in Africa are also in gloomy chapters. Crypto exchanges focused on African users have shut down, unable to survive the harsh crypto winter and regulatory hurdles that plague crypto businesses globally. In this article, we list Africa-focused crypto exchanges that have shut down since FTX's untimely death in November 2022. Africa-focused crypto exchanges that have shut down LocalBitcoins LocalBitcoins shut down in February 2023 after 10 years of operation. It is one of the earliest and most popular peer-to-peer platforms in the crypto ecosystem. In its announcement, LocalBitcoins said, ""Regardless of our efforts to overcome challenges during the ongoing very cold crypto-winter, we have regretfully concluded that LocalBitcoins can no longer provide its Bitcoin trading service."" Paxful Paxful, a US-based crypto exchange, shut down its operations in April 2023, with the CEO, Ray Youseff citing the closure on an unfavourable regulatory landscape. Interestingly, the company announced that it was back online one month later. Per CoinDesk, Paxful is currently owned by a custodian, who serves as a director. Bundle Africa Bundle Africa is the latest exchange to close its doors to users. It announced it was shutting down exchange operations in July 2023, to focus on its P2P product, Cashlink. While the company did not site regulatory hurdles or crypto winter has one of the reasons for the shutdown, it is not out of place to presume that might be the case. LocalCyptos Local cryptos shut down in October 2022, a month before the FTX collapse, but it is a worthy mention in the list of Africa-focused crypto exchanges that have collapsed. LocalCryptos launched in October 2017 and amassed 400,000 users before it shut down five years later. Its main reasons for closing up shop are the crypto winter and the regulatory landscape. The crypto landscape is unpredictable and no one knows how much longer the crypto winter will last, but at this rate, more crypto businesses will die out in the cold if the bulls don't rally soon.","Kamfanonin musayar crypto 4 da suka zaɓi Afrika, kuma suka rufe tun bayan karyewar FTX a shekarar 2022. Muhimman batutuwa: Adadin kamfanonin musayar crypto da suka zaɓi Afrika kuma suke rufewa na cigaba da ƙaruwa, inda Bundle Africa ya zamo na ƙarshennan da yabi sahu. Kakar crypto da aka daɗe ana jira bata yiwa da yawan kamfanonindaɗi ba a duniya. Tallafin kuɗi a shekarun 2022 da 2023 na cigaba da yin muni idan aka kwatanta da shekarar 2021. Banda kakar crypto ma, wasu kamfanonin musayar sun rurrufe saboda tarnaƙi na dokoki, damfara, da kuma asarori masu yawa. Tun faɗuwar kasuwar musayar crypto dala biliyan $37 a FTX, kasuwar crypto tayi mummunan sauyi. Murnar dake tattare da yin kuɗi cikin sauri, ta dishe cikin watanni takwas da suka wuce. Labaran crypto sun rage gilmawa, an Kuma dena jin labarin mutane na samun biliyoyi daga kuɗin coins a ko ina. An bar mayun crypto ba tare da wani abu da zasu shirya kansu dashi ba duk sanda suke son yin nasara a sahar. Hatta masu saka hannun jari suna ɗari-ɗari da kasuwar. Hannayen jarin kasuwar crypto sunyi armashi a shekarar 2021, kuma masu zuba sun yi amfani da damar. Jimillar kuɗin da aka zuba yakai dala biliyan $37.06. Amma a shekara ta 2022, sai labarin yayi wani mugun sauyi, kuɗin da aka zuba sun ragu da dala biliyan $16 inda suka dawo dala biliyan $21.26. Kamar dai sauran duniya, labarin crypto a Afrika yana cikin mummunan yanayi. Kamfanonin musayar crypto da suka nuna sha'awar su ga masu amfani daga Afirka sun rurrufe, ba zasu iya jure tsaurin yanayin kasuwa da kuma tsaurin ƙa'idojin da suka gurgunta kasuwancin crypto a duniya ba. A wannan maƙalar mun zayyano kamfanonin crypto da suka nuna sha'awar zuba jari a kasuwar musaya da suka rufe tun bayan mutuwar fuju'ar FTX a Nuwamban 2022. Kamfanonin musayar crypto da suka nuna sha'awar zuba jari a Afirka da suka rurrufe: LocalBitcoins LocalBitcoins sun rufe a watan Fabrairun 2023, bayan shafe shekaru 10 suna aiki. Suna daga cikin na farko-farko kuma mafiya shaharar shafukan tsara da tsara na sahar crypto. A sanarwar su since, ""Duk da irin ƙoƙrin da mukayi na shawo kan matsaloli a tsakiyar kakar asara ta crypto, muna masu nadamar yanke cewa LocalBitcoins baza suci gaba da samar da harkokin kasuwanci da Bitcoin ɗinsu ba"". Paxful Paxful wani kamfanin harkar crypto ne dake Amurka, sun rufe ayyukansu a watan Afrilun 2023, inda shugaban kamfanin Ray Youseff ya alaƙanta rufewar da rashin kyawawan ƙa'idojin sahar. Sai dai wani abin sha'awa, kamfanin sun sanar da dawowarsu kan internet bayan wata ɗaya. Kowane CoinDesk, yanzu Paxful mallakin wani mai lura ne, wanda yake a matsayin darakta. Bundle Africa Bundle Africa shine kamfanin musayar crypto na baya-bayan nan da ya rufe ƙofofinsa ga masu hulɗa da shi. Ya sanarda cewa sun rufe ayyukansu na musayar crypto ne a watan Yulin 2023, don ya maida hankali kan kayansa na P2P da Cashlink. Duk da cewa kamfanin ba kawo tarnaƙin ƙa'idoji ko munin kakar crypto a matsayin dalilin rufewarsa ba, ba za a cire tsammanin sune dalilan ba. LocalCryptos Local Crypto sun rufe ne a watan Oktoban 2022, wata guda kafin durƙushewar FTX, duk da haka yaci a lissafo su a cikin kamfanonin musayar crypto da suka nuna sha'awar zuba jari a Afirka da suka karye. An ƙaddamar da LocalCryptos a watan Oktoban shekarar 2017, sun kuma samu abokan hulɗa mutum 400,000 kafin rufewar tasu, bayan ɗaukar shekaru biyar da ƙaddamarwa. Manyan dalilansu na rufe shagonsu sune, rashin kyawun kasuwar crypto da kuma ƙa'idojin sahar. Sahar crypto bata ƙiyastuwa, ba kuma wanda yasan tsawon lokacin da koma bayan zai ɗauka a wannan ma'aunin, ƙarin kamfanonin crypto zasu karye a kasuwar indai ba kasuwar ce ta dawo da armashin ta ba.","Ubadilishanaji 4 wa Crypto unayolenga Afrika ambao umezimwa tangu mjadala wa FTX wa 2022 Mambo muhimu ya kuzingatia: Idadi ya ubadilishanaji fedha unaolenga Afrika ambao umefungwa unaendelea kuongezeka, huku Bundle Africa ikiwa ni nyongeza ya hivi punde. Majira ya baridi kali ya muda mrefu yamekuwa yasiyofaa kwa biashara nyingi za Crypto ulimwenguni. Ufadhili mwaka 2022 na 2023 umezidi kuwa mbaya zaidi ikilinganishwa na 2021. Mbali na msimu wa baridi wa Crypto, ubadilishanaji mwingine umefungwa kwa sababu ya vizuizi vya udhibiti, ulaghai na hasara zinazoongezeka. Tangu kufeli kwa ubadilishaji wa Crypto wa Bilioni $32, FTX, soko la Crypto limepata nafasi mbaya zaidi. Msisimko kuhusu kupata-tajiri-haraka tokeni za kidijitali zimepungua kwa muda wa miezi minane iliyopita. Habari za crypto hazifanyi vichwa vya habari tena, na hadithi za watu kutengeneza mabilioni kutoka kwa sarafu za meme hazipatikani popote, zikiwaacha wainjilisti wa crypto bila kitu cha kujizatiti awana wanapojaribu kupata roho kwa mfumo wa ikolojia. Hata wawekezaji wamechoshwa na masoko. Soko la Crypto lilikuwa na nguvu mno mnamo 2021 na wawekezaji walitumia fursa. Jumla ya fedha ilikuwa na thamani ya Bilioni $37.06. Lakini kufikia 2022, simulizi zilipungua sana, ufadhili ulipungua kwa Bilioni $16 hadi Bilioni $21.26. Kama sehemu nyingine ulimwenguni, pia simulizi za crypto barani Afrika zinahuzunisha. Ubadilishanaji wa Crypto unaolenga watumiaji wa Kiafrika umefungwa, na hauwezi kustahimili vizuizi vikali vya msimu wa baridi na udhibiti ambao unaikumba biashara za Crypto ulimwenguni. Katika makala hii, tunaorodhesha ubadilishanaji wa crypto unaolenga Afrika ambao umefungwa tangu kufa kwa FTX ghafla mnamo Novemba 2022. Ubadilishanaji wa Crypto unaozingatia Afrika ambao umefungwa. LocalBitcoins LocalBitcoins ilifungwa mnamo Februari 2023 baada ya miaka 10 ya kazi. Ni mojawapo ya majukwaa ya awali na maarufu zaidi ya kati-ka-rika katika mfumo wa ikolojia wa Crypto. Katika tangazo lake, LocalBitcoins ilisema, ""Bila kujali jitihada zetu za kushinda changamoto wakati wa msimu wa baridi kali unaoendelea wa crypto, kwa masikitiko umehitimisha kuwa LocalBitcoins haiwezi tena kutoa huduma yake ya biashara ya Bitcoin"". Paxful Paxful, shirika la kubadilisha fedha la Crypto lenye makao yake nchini Marekani, lilifunga shughuli zake mwezi Aprili 2023, huku mkurugenzi mkuu mtendaji, Ray Youseff akitaja kufungwa ni mazingira yasiyofaa ya udhibiti. Jambo la kuvutia ni kwamba, kampuni hiyo ilitangaza kuwa ilirejea mtandaoni mwezi mmoja baadae. Per CoinDesk, Paxful kwa sasa inamilikiwa na mlinzi, ambaye hutumika kama mkurugenzi. Bundle Africa Bundle Africa ndio ubadilishaji wa hivi punde wa kufunga milango yake kwa watumiaji. Ilitangaza kuwa itafunga shughuli za kubadilishana fedha mnamo Julai 2023, ili kuzingatia bidhaa yake ya P2P, cashlink. Wakati kampuni haikuweka vikwazo vya udhibiti kwa tovuti au majira ya baridi ya crypto ina moja ya sababu kuzima, sio mahali pa kudhani kwamba inaweza kuwa hivyo. LocalCryptos Local Cryptos zilifungwa mnamo Oktoba 2022, mwezi mmoja kabla ya kuanguka kwa FTX, lakini ni kutajwa vizuri katika orodha ya ubadilishanaji wa Crypto unazingatia Afrika ambao umeporomoka. Local crypto ilizinduliwa mnamo Oktoba 2017 na kukusanya watumiaji 400,000 kabla ya kufungwa miaka mitano baadae. Sababu zake kuu za kufunga maduka ni msimu wa baridi wa crypto na mazingira ya udhibiti. Mandhari ya Crypto hayatabiriki na hakuna anaejua ni muda gani msimu wa baridi wa Crypto utaendelea, lakini kwa kasi hii, biashara nyingi za Crypto zitakufa wakati wa baridi kama wanunuzi wa hisa hawatakusanyika hivi karibuni.","Àwọn ìkànnì ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀ tí wọ́n kógbáwọlé láti ìgbà ìjákulẹ̀ FX lọ́dún 2022. Àwọn àdìsọ́wọ́ pàtàkì: Iye àwọn ìkànnì ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀ tí wọ́n ti kógbáwọlé ṣì ń tẹ̀síwájú, pẹ̀lú bí Bundle Africa ṣe di àfikún tuntun. Àpẹ́ẹ̀pẹ́jù ìjákulẹ̀ ò ṣíjú àánú wo ọ̀pọ̀lọpọ̀ òwo owó àkósódù káàkiri àgbáyé. Pípèse owó ní ọdún 2022 tẹ̀síwájú láti máa burú sí i yàtọ̀ sí ti ọdún 2021. Yàtọ̀ sí ìjákulẹ̀ owó àkósódù, àwọn ìkànnì ìdúnàdúrà kan ti kógbáwọlé nítorí àwọn ìṣòro òfin, jìbìtì, àti àlékún àdánù. Láti ìgbà tí ìjákulẹ̀ ìdúnàdúrà owó àkósódù oní $32 bílíọ̀nù ti ṣẹlẹ̀, FTX, ọjà owó àkósódù ti rí àyípadà aburú. Gbogbo ìdùnnú tó wà lára àwọn owó àkósódù yára-tètè-lówó ti lọ láti bíi oṣù mẹ́jọ sẹ́yìn. Ìròyìn owó àkósódù fẹ́rẹ̀ lè má dè àwọn ojú ìwé ìròyìn mọ́, àwọn ìròyìn nípa bí àwọn ènìyàn ṣe ń pa bílíọ̀nù látara àwọn owó onírin aláwòrán apanilẹ́rìn ò sí mọ́, èyí ò fún àwọn ajíhìnrere owó àkósódù ní nǹkan láti dìhámọ́ra nígbà tí wọ́n bá ń gbìyànjú láti jère ọkàn fún àwùjọ náà. Kódà àwọn olùdókòwò ń ṣọ́ra fún ọjà náà. Ọjà owó àkósódù jẹ ròkè ní ọdún 2021 àwọn olùdókòwò sì lo ànfààní rẹ̀. Gbogbo ìpèsè owó ni wọ́n ló tó $37.06 bílíọ̀nù. Ṣùgbọ́n ní ọdún 2022, ìròyìn náà yí padà gidi gan-an, ìpèse owó já wálẹ̀ pẹ̀lú $16 bílíọ̀nù sí $21.26 bílíọ̀nù. Gẹ́gẹ́ bíi gbogbo àwọn tókù lágbàyé, ìtan owó àkósódù nílẹ̀ Adúláwọ̀ náà ń wò ràkọ̀ràkọ̀. Àwọn ìkànnì ìdúnàdúrà owó àkósódù tí wọ́n gbájúmọ́ àwọn aṣàmúlò nílẹ̀ Adúláwọ̀ ti kógbáwọlé, wọn ò lè móríbọ́ níbi ìjákulẹ̀ owó àkósódù tó le àti àwọn ìṣòro òfin tó ṣẹlẹ̀ sí òwo owó àkósódù káàkiri àgbáyé. Nínú ìròyìn yìí, a dárúkọ àwọn ìkànnì ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀ tí wọ́n kógbáwọlé láti àsìko ikú àìtọ́jọ́ FTX ní oṣù Bẹẹlu ọdún 2022. Àwọn ìkànnì ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀ tí wọ́n ti kógbáwọlé Ìkànni LocalBitcoins LocalBitcoins kógbáwọlé ní oṣù Ẹ̀rẹnà ọdún 2023, lẹ́yìn ọdún 10 tó ti bẹ̀rẹ̀ iṣẹ́. Ó jẹ́ ọ̀kan lára àwọn ìkànni irọ̀-sí-irọ̀ àkọ́kọ́ tó sì gbajúmọ̀ jùlọ ní àwùjọ owó àkósódù. Nínú ìkéde rẹ̀, LocalBitcoins sọ pé, ""Pẹ̀lú ìgbìyànjú wa láti borí ìpènijà lásíkò ìjákulẹ̀ owó àkósódù tó ń lọ lọ́wọ́ yìí, a ti pinnu pẹ̀lú àbámọ̀ pé LocalBitcoins ò lè tẹ̀síwájú láti máa pèse ìdúnàdúrà Bitcoin rẹ̀. ìkànnì Paxful Paxful, ìkànnì ìdúnàdúrà owó àkósódù ní orílẹ̀-èdè US, pa iṣẹ́ rẹ̀ tì ní oṣù Igbe ọdún 2023, pẹ̀lú bí Aláṣẹ àti Olùdarí, Ray Youseff ṣe tọ́ka sí títi ilẹ̀kùn mọ́ àwọn tí òfin rẹ̀ ò bára mu. Ní ìyàlẹ́nu, ilé-iṣẹ́ náà kéde pé òún ti padà sórí ẹ̀rọ ayélujára lẹ́yìn oṣù kan. Gẹ́gẹ́ bí CoinDesk ṣe sọ, alámòjútó kan ló ni Paxful lọ́wọ́lọ́wọ́ báyìí, tó ń ṣiṣẹ́ gẹ́gẹ́ bí olùdarí. Ìkànnì Bundle Africa Bundle Africa ní ìkànnì ìdúnàdúrà tuntun tó ti ilẹ̀kun mọ́ àwọn aṣàmúlò. Ó kéde pé òun fẹ́ dáwọ́ ṣíṣe ìdúnàdúra dúró ní oṣù Agẹmọ ọdún 2023, láti gbájúmọ́ ohun-èlo P2P, Cashlink rẹ̀. Nígbà tí ilé-iṣẹ́ náà ò mẹ́nu ba àwọn ìṣòro ajẹmọ́ òfin tàbí ìjákulẹ̀ owó àkósódù gẹ́gẹ́ bí ọ̀kan nínú àwọn ìbí tí ó fi fẹ́ kógbáwọlé, kò burú jù láti sọ wí pé bóyá òhun ló fà á. Ìkànnì LocalCyptos LocalCyptos kógbáwọlé ní oṣù Ọ̀wàrà ọdún 2022, oṣù kan ṣíwájú kí FX tó kógbáwọlé, ṣùgbọ́n ó tọ́ láti dárúkọ rẹ̀ mọ́ àwọn ìkànnì ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀ tí wọ́n ti kógbáwọlé. LocalCryptos tí wọ́n ṣe ìfilọ́lẹ̀ rẹ̀ ní oṣù Ọ̀wàrà ọdún 2017 tó sì ní aṣàmúlò 400,000 ṣíwájú kí ó tó kógbáwọlé lẹ́yìn ọdún márùn-ún. Kókó pàtàkì tí ó fi gbé ìsọ rẹ̀ tìpa ni ìjákulẹ̀ owó àkósódù àti àwọn òfin àwùjọ. Àwùjọ owó àkósódù ò ṣe é sọ àsọtẹlẹ fún kò sì sí ẹni tó mọ ìgbà tí ìjákulẹ̀ owó àkósódù yóò wá sí ìparí, ṣùgbọ́n bó ṣe ń lọ yìí, ọ̀pọ̀lọpọ̀ àwọn oníṣòwò ni òjòjò yìí máa mú lọ tí ìjẹròkè ò bá wáyé láìpẹ́.","Ezokushintshana zobumfihlobezezimali obugxile eAfrika okuwu 4 sekuvalile kusukela ukubhidlika kweFXT ngo-2022 Ohambanakho okumqoka: Inamba yezokushintshana kobumfihlobezezimali obugxile eAfrika osebuvalile kuyaqhubeka kuyakhula, ngamabhandela aseAfrika awhlobo olusha. Ukuqhubeka kobumfihlobemali basebusika abuzange bubenomusa kumabhizinisi amaningi obumfihlobezezimali emhlabeni. Uxhasomali ngo 2022 no 2023 seluvele lwabheda kakhulu uma uqhathanisa nango 2021. Ngaphandle kobumfihlobezezimali basebusika, okunye ukushintshana sekuvalile ngenxa yezivalelo zokulawula, ubugebengu nokunyuka kokulahlekelwa. Kusukela kuwe ezokushintshana kobumfihlobezimali ba-$32 wezigidigidi, iFXT imakethe yobumfihlobezezimali isishintshile kwabheda kakhulu. Ukujabulela ukuceba esikhathini esincane ngemiklomelo yedijithali sekufiphibele ezinyangeni eziyisishagalombili ezedlule. Izindaba zobumfihlobezezimali akusabi izindaba ezihamba phambili manje, izindaba zabantu abenza izigidi kuma meme khoyini azisabonwa, kushiya abashumayeli bemfihloyezezimali nalutho abazozivikela ngakho uma bezama ukunqoba imiphefumulo ku ekhosistimu. Ngisho nabatshalizimali babekhathazeka ngemakethe. Imakethe yobumfihlobezimali yayihlukumeza ngo 2021 futhi abatshalizimali bathola ithuba. Uxhasomali oluyisamba lwalungu-$37.06 wezigidigidi. Kodwa ngo 2022, indaba yashintsha kakhulu uxhasomali lwehla ngezigidigidi ezingu-$16 kuya kwizigidigidi ezingu-$21.26. Njengomhlaba wonke, izinganekwane zezimfihlobemali eAfrika nazo zisezahlukweni ezibuhlungu. Ukushintshana kwemfihlobezimali obugxile kubasebenzisi baseAfrika sebevalile, abakwazi ukuphila kanzima kwezemfihlozezimali ebusika nezivalelo, zokulawulaokuyizinkathazo emabhizinisini obumfihlobezimali emhlabeni. Kuleli phepha senza uhla lwezokushintshana zobumfihlobemali ezigxile eAfrika esezivalile njengoba kwashona uFTX ngaphambi kwesikhathi ngoLwezi 2022. Ezokushintshana zobumfihlobemali ezigxile eAfrika ezizovalwa iLocalBitcoins ILocalBitcoins izovalwa ngoNhlolanja ngo 2023 ngemva kweminyaka engu 10 isebenza. Ngeyokuqala yasekuqaleni futhi eyaziwayo inkundla yomuntu nomuntu kuekhosistimu yobumfihlobemali. Yisimemezelo ukuthi iLocalBitcoin ithe, ""Ngaphandle kwemizamo yethu ukunqoba izingqinamba ngesikhathi sokuqhubeka kokubanda kobumfihlobezezimali ebusika, ngokuzisola siphetha ngokuthi iLocalBitcoin ngeke isakwazi ukunikezela ngemisebenzi yokuhwebelana kweBitcoin."" I-Paxful. I-Paxful, ukushintshana kobumfihlobemali obuzinze eUS, kuvale ukusebenza kwakho ngoMbasa 2023, neCEO, uRay Youseff ememezela ukuvala bendawo yokulawula engekho yinhle. Okumangazayo ukuthi inkampani imemezele ukuthi iyabuya ku inthanethi ngemva kwenyanga. ICoinDesk ngalinye, iPaxful okwamanje iphethwe umgadi, osebenza njengoMqondisi. IBundle Afrika IBundle Africa eyokugcina ukushintsha ukuthi ivale iminyango kubasebenzisi bayo. Imemezele ukuthi iyavala ukusebenza kokushintshana ngoNtulikazi 2023, ukuze igxile emkhiqizweni wayo weP2P, iCashlink. Ngesikhathi inkampani ingazange ibone izivalelo ezilawulayo noma ubumfihlobemali ebusika kunesizathu esisodwa sokuvala, akukhona ukuphuma endleleni ukucabangela ukuthi waba njalo. ILocalCrypytos Ubumfihlobezezimali bendawo bavala ngoMfumfu ngo 2022, enyangeni phambi kokuwa kweFXT kodwa kuhle ukusho ukuthi ohleni lweAfrika olugxile ekushintshaneni kobumfihlo bezezimali osebuwile. ILocalCrypto yethulwa ngoMfumfu ku 2017 yaqongelela abasebenzisi abangu-400,000 phambi kokuba ivalwe eminyakeni emihlanu makhathaleni. Isizathu esikhulu sokuvala isitolo ukubhala ngobumfihlo ebusika nendlela yokulawula. Indawo yobumfihlobezezimali ayithembakele futhi akekho owaziyo ukuthi ubumfihlobezezimali basebusika buzothatha isikhathi esingakanani, kodwa kulelizinga,amabhizinisi amaningi ezobumfihlo bezezimali azowa kulamakhaza uma kungekho okuwasizayo."
+"የናይጄሪያ ብሄራዊ ባንክ የቤንችማርክ ወለድ የስሌት መጠንን ጨምሯል። ጎግል ተጠቃሚዎች የሴቶችን ስፖርት በሚፈልጉበት ጊዜ ጠቃሚ ውጤቶችን እንዲያገኙ ለማገዝ በርካታ አዳዲስ ባህሪያትን እየዘረጋ ነው። አዲሶቹ ባህሪያት እ.ኤ.አ በ2023 ለ 'ፊፋ' የሴቶች የአለም ዋንጫ በጊዜ ይደርሳሉ። ጎግል በውጤት ገፁ አናት ላይ ባሉት የመረጃ ሣጥኖች ውስጥ የሴቶችን ውድድር ሽፋን ከ380 በላይ ሊጎች እንዲሸፍን አርጎ እንዳሰፋው ተናግሯል። ይህ የቴክኖሎጂ ግዙፍ ኩባንያ ከስርጭት አስተላላሊፈወች እና ከመብቱ ባለቤቶች ጋር በመተባበር የቀጥታ ስርጭቶችን እና የውጤቱን ቅንጭብጫቢ ምስሎች ከፍለጋ ውጤቶች ገፅ ላይ በቀላሉ ተደራሽ እንዲሆኑ አድርጓል። ጎግል: ስርዓቶቹ ተጠቃሚዎች ምን እንደሚፈልጉ በተሻለ ለመረዳት ከውድድሩ ጋር የተያያዙ ፍለጋዎችን እና ሌሎች ነገሮችን እያጤንን ነው ብሏል። ይህ ፣ ኩባንያው ስለ ሴቶች ሊግ እና ታዋቂ ዝግጅቶች መረጃን እንዲያሳይ ያስችለዋል። ዛሬ ለናንተ ያዘጋጀሁላችሁን እነሆ፡- ቴክ ፖይንት አፍሪካ 'ዘመናዊ የአፍሪካን የስራ ቦታ ' ይፋ አድርጓል። የናይጄሪያ ብሄራዊ ባንክ የቤንችማርክ ወለድ የስሌት መጠን ጨምሯል። ቦያ ከ ቪዛ እና ዳይመንድ ትረስት ባንኮች ጋር አጋርነት ፈጥሯል። ቴክ ፖይንት አፍሪካ 'ዘመናዊ የአፍሪካን የስራ ቦታ ' ይፋ አድርጓል። ቻት ጂ.ፒ.ቲ(ChatGPT) ገና ሲጀምር አስታወሳችሁ?፣ በሰው የተሰራው አዋቂ(AI ) እኛን እና ስራዎቻችንን ይተካ ስለመሆኑ ክርክሮችን እንደፈጠረ ትዝ ይላችኋል? እንደ ቢንግ(Bing) እና ባርድ( Bard) ያሉ የቴክኖሎጂ ግዙፎቹ፣ በሰው በተሰራው አዋቂ(AI ) የተጎላበቱ ምርቶቻቸውን በመልቀቅ እና በምንሰራበት መንገድ ላይ ተጽእኖ በማድረግ ለዚህ ውዝግብ ጅማሬ ምላሽ ሰጥተዋል። ስለዚህ በፍጥነት እየተለዋወጠ ስላለው የቴክኖሎጂ እና የፈጠራ ዓለማችን፣ እናም የወደፊቱን ስራ ርዕሰ ጉዳይ ችላ ማለት እንደማንችልም ከእኔ ጋር መስማማት ይችላሉ ። ከዚህ አንፃር፣ ቴክ ፖይንት አፍሪካ 'ዘመናዊ የስራ ቦታ አፍሪካን' የተባለውን የቅርብ ጊዜውን ፈር ቀዳጅ የሆነ ዝግጅቱን ይፋ ለማድረግ ጓጉቷል። እንደ ፣ በሰው የተሰራው አዋቂ(AI ) ያሉ አዳዲስ ቴክኖሎጂዎች ስራችንን እንዴት እንደሚቀርጹ፣ የ'ጂግ' የሀብት መጨመር ለባለሙያዎች እና ንግዶች ምን ማለት እንደሆነ ፣እና ሰራተኞች በየጊዜው በሚለዋወጠው የስራ ገጽታ ላይ እንዴት እየተጓዙ እንዳለ ጨምሮ ስለ በርካታ ርዕሰ ጉዳዮች እንነጋገራለን ። የ'ዘመናዊው የስራ ቦታ አፍሪካ' እ.ኤ.አ ቅዳሜ ጥቅምት 21/2023፣ በላንድማርክ የዝግጅት መድረክ፣ ቪክቶሪያ ደሴት፣ሌጎስ፣ ናይጄሪያ ውስጥ ይካሄዳል፣ እናም ስራ ላለው ወይም ማግኘት ለሚፈልግ ለማንኛውም ሰው ክፍት ነው። መመዝገብ ይፈልጋሉ? በዝግጅቱ ላይ ቦታ ለማስያዝ ፣የዘመናዊ የስራ ቦታ አፍሪካን ድህረ ገጽ ይጎብኙ። የ ማለዳ ወፍ ትኬት ሽያጭ ስለጀመረ ለ ቪ.አይ.ፒ(VIP) ቦታ ምዝገባ በቅድሚያ መመዝገቡ ይበረታታል። ንግዶች በ'ዘመናዊ የስራ ቦታ አፍሪካ' ላይ ከሚገኙት አስደናቂ ሰዎች እና ድርጅቶች ጋር እንዲገናኙ የሚያስችሉ የስፖንሰርሺፕ(ለስራዎ የገንዘብ ደጋፊ) እና ኤግዚቢሽን(ስራዎን ለማሳየት) እድሎችን ለማግኘት ፣ 'አቢሶላ አድኑጋን' ያነጋግሩ። ለበለጠ መረጃ፣ እዚህ የቪክቶርን ፅሁፍ ይመልከቱ፡ ኑ በ'ዘመናዊው የስራ ቦታ አፍሪካ' የዲጂታል የስራ ገጽታን ይዳሱ። የናይጄሪያ ብሄራዊ ባንክ የቤንችማርክ ወለድ የስሌት መጠን ጨምሯል። የናይጄሪያ ማዕከላዊ ባንክ(CBN): የገንዘብ ፖሊሲ ኮሚቴ (MPC) አሁንየ ቤንችማርክ የወለድ የስሌት ምጣኔን - የገንዘብ ፖሊሲ የስሌት መጠን (MPR) - በ 25 መሠረታዊ ነጥቦች ከ18.5% ወደ 18.75% ጨምሯል። ኤም.ፒ.አር (MPR) ማለት ምን ማለት ነው? የቤንችማርክ ወለድ የስሌት መጠን የሌሎችን የወለድ ተመኖች መጠን ይወስናል። እሱ ለሁሉም ዓይነት የገንዘብ ነክ ስምምነቶች መሠረት ነው ፣ ለምሳሌ ብድር ፣ የባንክ ከአቅም ያለፈ ብድር እና ሌሎች ውስብስብ የገንዘብ ነክ ግንኙነቶች መሠረት ነው። በሌላ አነጋገር፣ ባንኮች ከእነሱ ገንዘብ ስትበደር ምን ያህል እንደምትከፍል የሚወስኑበት የስሌት መጠን ነው። የቤንችማርክ የስሌት መጠን ከፍ ባለ ቁጥር ገንዘብም መበደር በጣም ውድ ይሆናል። ጭማሬው ግን ለምን ሆነ ? ኤም.ፒ.ሲ(MPC ) ዋነኛው ምክንያት የአገሪቱ የዋጋ ግሽበት ደረጃ ነው ይላል። የናይጄሪያ አጠቃላይ የዋጋ ግሽበት ስሌት እ.ኤ.አ በሰኔ 2023 ወደ 22.79 በመቶ ከፍ ብሏል። ባለፉት 14 ወራት ሲ.ቢ.ኤን ብዙ የወለድ መጠን ቢጨምርም ሆኖም ግን የመጣው ይህኑ ነው። ለዐውደ-ጽሑፉ፣ በቡሃሪ የሚመራው አስተዳደር ከማብቃቱ በፊት፣ የቀድሞው የ ሲ.ቢ.ኤን አዛዠ ጎድዊን ኢምፊሌ፣ እ.ኤ.አ በ2023 የዋጋ ግሽበትን ለመቀልበስ የወለድ መጠን ለሦስት ጊዜ ያክል ከፍ አድርጓል።. ሲቢኤን በግንቦት ወር 2022 የጭልፊት አቋም ከያዘ ወዲህ የወለድ መጠኑ በ725 መነሻ ነጥብ ከ11.5% ወደ 18.75% አድጓል፣ የዋጋ ግሽበት ከ17.71% ወደ 22.79% ከፍ ብሏል። የነዳጅ ድጎማዎች መወገድ እና የምንዛሬዎች ስሌት መገጣጠም የዋጋ ግሽበቱን የበለጠ እየጨመረ እንዲሄድ ያረገዋል፣የ ሲ.ቢ.ኤን ዋና አስተዳዳሪ ፎላሾዱን ሾኑቢ፣ የወለድ መጠን መጨመር የውጭ ኢንቨስትመንትን እንደሚያበረታታ እና አሉታዊውን ትክክለኛ የገቢ ተመኖች(negative real rate of returns) ለመቀነስ ይረዳልም ብለዋል። ቦያ ከ ቪዛ እና ዳይመንድ ትረስት ባንኮች ጋር አጋርነት ፈጥሯል። የኬንያው ፋይንቴክ ጀማሪ ድርጅት፣' ቦያ' ከቪዛ እና ዳይመንድ ትረስት ባንክ (DTB) ጋር በመተባበር ለአነስተኛ ንግዶች ክፍያዎችን እና ወጪዎችን የሚያስተዳድሩበትን ምናባዊ ቪዛ ወጪ ካርዱን ይፋ አድርጓል። የ ቦያ መድረክ የወጪ አስተዳደር ሂደቶችን ቀላል እና በራሱ አውቆ ያዘገጃጃቸዋል ፣ ይህም የወጪ ክትትልን እና መመዝገብን በሁሉም መጠኖች ላሉ ንግዶች አብዮታዊ በሆነ መልኩ ይቀይራል። ይህ አጋርነት ንግዶች ወጪዎችን በቀላሉ እንዲቆጣጠሩ፣ የገንዘብ ነክ ጉዳዮች በግልፅ ታይነትን እንዲያሻሽሉ እና ገንዘብን እንዲቆጥቡ ያስችላቸዋል። ቦያ የዲ.ቲ.ቢ(DTB) ካርዶችን ወደ መድረኩ በማዋሃድ፣ ለተጠቃሚዎች በቪዛ ካርድ መርሀግብር የሚደገፈውን፣ ምናባዊ የኮርፖሬት ካርዶችን እንዲያገኙ አድርጓል። እነዚህ ምናባዊ የኮርፖሬት ካርዶች፣ የገንዘብ ዝውውር ሂደቶችን ያቃልላሉ እናም ንግዶች የንግድ ሥራ ወጪዎችን እንዲከታተሉ፣ እንዲያስተዳድሩ እና እንዲያስታርቁ በማድረግ የገንዘብ ዝውውር ግልጽነትን ያበረታታሉ። ምናልባት ካመለጠዎት አነስተኛ እና መካከለኛ ንግዶችን ዲጂታል ለማድረግ፣ማስተርካርድ ከናይጄሪያው ንግድ ከ ንግድ ጋር (B2B) የኢኮሜርስ መድረክ አሌርዞ(Alerzo) ጋር አጋርነት ፈጥሯል። የናይጄሪያ የጤና ቴክኖሎጂ ጀማሪ ድርጅት የሆነው 'ክላፊያ' ፣ለቅድመ ዘር የገንዘብ ድጋፍ ላይ 610,000 ዶላር ሰብስቧል። ኡበር እና ቦልት የድምጽ ቀረጻን አስተዋውቀዋል ነገር ግን ይህ በተጠቃሚዎች ግላዊነት ላይ ፍርሃትን ፈጥሯል። እ.ኤ.አ ከ 2022ቱን የ ኤፍ.ቲ.ኤክስ (FTX) ውድቀትን ተከትሎ የተዘጉ 4 አፍሪካ ላይ ያተኮሩ የክሪፕቶ ምንዛሬዎች። የማነበው እና የማየው ኢሎን መስክ የ ኤስ.ኢ.ሲ(SEC) ሙግቱን ወደ ጠቅላይ ፍርድ ቤት እየወሰደ ነው በእሱ ላይ ቁጥጥር ሳናጣ በሰው የተሰራ አዋቂን(AI) ማጎልበት እንችላለን? ሥነ ምግባር ከየት ይመጣል?","CBN increases benchmark interest rate Google is rolling out several new features to help users find relevant results when searching for women's sports. The new features come in time for the FIFA Women's World Cup in 2023. Google claims to have expanded its coverage of women's competitions in the information boxes at the top of the results page by over 380 leagues. The tech giant has also teamed up with broadcasters and rights holders to make live streams and highlights easily accessible from the Search results page. Google says its systems are considering more tournament-related searches and other factors to understand better what users are looking for. This will allow the company to display information about women's leagues and popular events. Here's what I've got for you today: Techpoint Africa unveils the Modern Workplace Africa CBN increases benchmark interest rate Boya partners Visa and Diamond Trust Bank Techpoint Africa unveils the Modern Workplace Africa Remember when ChatGPT launched, sparking debates about whether AI would replace us and our jobs? Tech giants responded to the launch by releasing their AI-powered products, such as Bing and Bard, impacting how we work. So you can agree with me that in our rapidly changing world of technology and innovation, we can not ignore the topic of the future of work. In light of this, Techpoint Africa is excited to unveil its latest groundbreaking event, Modern Workplace Africa! We would talk about several topics, including how emerging technologies like AI will shape our careers, what the rise of the gig economy means for professionals and businesses, and how workers are navigating the ever-changing work landscape. The Modern Workplace Africa will hold on Saturday, October 21, 2023, at the Landmark Events Centre, Victoria Island, Lagos, Nigeria, and is open to anyone who has a job or wants to get one. Want to register? Visit the Modern Workplace Africa website to place your reservation. Early registration is encouraged for VIP registration as early bird ticket sales have commenced. For sponsorship and exhibition opportunities that enable businesses to connect with the amazing people and organisations that will be at the Modern Workplace Africa, reach out to Abisola Adenuga. For more information, check out Victor’s post here: Come navigate the digital work landscape at the Modern Workplace Africa CBN increases benchmark interest rate The Monetary Policy Committee (MPC) of the Central Bank of Nigeria (CBN) has now increased the benchmark interest rate — monetary policy rate (MPR) — by 25 basis points to 18.75% from 18.5%. What does the MPR mean? A benchmark interest rate determines the amount of other interest rates. It is the basis for all types of financial agreements, such as mortgages, bank overdrafts, and other more intricate financial dealings. In other words, it is the rate at which banks decide how much you will pay to borrow from them. The higher the benchmark rate, the more expensive it is to borrow money. Why the increase? The MPC says the country's rising inflation rate is the primary factor. Nigeria's overall inflation rate spiked to 22.79% in June 2023. This is still the case despite several interest rate increases by the CBN over the past 14 months. For context, before the end of the Buhari-led administration, the former CBN Governor, Godwin Emefiele, raised rates three times in response to inflation in 2023. Since the CBN adopted a hawkish stance in May 2022, the interest rate has increased by 725 basis points, from 11.5% to 18.75%, while inflation has risen from 17.71% to 22.79%. Expectedly, the removal of fuel subsidies and the convergence of the exchange rate will further increase inflation.Folashodun Shonubi, the acting CBN Governor, says the increase in interest rates will promote foreign investment and help to lower the negative real rate of returns. Boya partners Visa and Diamond Trust Bank Kenyan fintech startup, Boya, has partnered with Visa and Diamond Trust Bank (DTB) to unveil its virtual Visa expense card for small businesses to manage payments and expenses. The Boya platform simplifies and automates expense management processes, including revolutionising expense tracking and reporting for businesses of all sizes. This collaboration could enable businesses to manage expenses easily, improve financial visibility, and save money. Boya has integrated DTB Cards into its platform, providing users with access to virtual corporate cards, which is supported by the Visa card programme. These virtual corporate cards simplify financial processes and promote financial transparency by allowing businesses to track, manage, and reconcile business expenses. In case you missed it Mastercard partners Alerzo, a Nigerian B2B eCommerce platform, to digitise SMEs Nigerian healthtech startup, Clafiya, raises $610,000 in pre-seed funding to fuel expansion Uber and Bolt introduce audio recording but spark fears over user privacy 4 Africa-focused crypto exchanges that have shut down since the FTX debacle of 2022 What I'm reading and watching Elon Musk is taking his SEC fight to the Supreme Court Can we build AI without losing control over it? Where Does Morality Come From?","Babban Bankin Najeriya ya ƙara yawan ƙimar kuɗin ruwa na basuka. Kamfanin Google na ƙara fito da sabbin fasaloli da zasu taimakawa masu amfani dasu samun sakamakon da suke so yayin bincike akan harkokin wasanni na mata. Sabbin fasalan sunzo a lokacin da za ayi gasar cin kofin duniya ta mata a shekarar 2023. Kamfanin na Google ya sanarda cewa sun ƙara faɗaɗa ƙunshinsu na gasannin mata, a sashen akwatunan bayanai a saman shafin sakamako da lig sama da guda 380. Babban kamfanin fasahar zamanin ya kuma haɗa ƙarfi da masu watsa wasanni da mamallaka don samar da bidiyoyi kai tsaye da kuma haskawa cikin sauƙi daga shafukan sakamakon bincike. Google yace kamfaninsu na nazarin ƙarin bincike-bincike masu alaƙa da kakanin wasa, da kuma wasu dalilai don kyakkyawar fahimtar abinda masu amfani da shafin sukafi nema. Wannan zai ba kamfanin damar nuna bayani dangane da ligs ɗin mata da kuma shahararrun wasanni. Ga abinda nazo muku dashi yau.: Kamfanin Techpoint Africa ya buɗe manhajar Modern Workplace Africa. Babban Bankin Najeriya ya ƙara yawan ƙimar kuɗin ruwa na basuka. Kamfanin Boya, ya haɗa hannu da Visa da kuma Diamond Trust Bank. Kamfanin Techpoint Africa ya buɗe manhajar Modern Workplace Africa. Ku tuna, sanda aka ƙaddamar da manhajar ChatGPT, ta janyo zazzafar muhawara akan ko fasahar AI zata maye gurbin mutane da kuma ayyukansu? Babban kamfanin fasahar ya bada amsa ta hanyar sakin wasu kayayyakin su dake aiki da fasahar AI, kamar irinsu Bing and Bard, wanda suke tasiri akan yanda muke aiki. Saboda haka zaku yarda dani cewa, a wannan duniyar fasaha da ƙere-ƙere tamu dake canjawa cikin sauri, ba zai yiyu muyi watsi da maganar makomar aiki nan gaba ba. Bisa ga wannan, kamfanin Techpoint Africa na farin cikin sanar da ku gagarumin bikin ƙaddamar da manhajar su ta Modern Workplace Africa! Zamu tattauna abubuwa da yawa, wanda suka haɗa da ƙirƙirarrun fasahohi dake kunno kai, irinsu fasahar AI da zasu sake fasalin ayyukan mu. Me bayyanar gig economy ke nufi ga ayyuka da sana'o'in mu, ya kuma ma'aikata ke mazayawa a sahar wannan duniya mai canjawa. Manhajar Modern Workplace Africa za a gabatar da ita ne a ranar Asabar, 21 ga Oktoban 2023, a wurin taro na Landmark Event Centre dake Victoria Island, Legas Najeriya. Kuma ƙoafe taron a buɗe take ga duk wanda yake da aiki ko yake son samun aiki. Kana son shiga? Ziyarci shafin Modern Workplace Africa don kama gurbi. Ana ƙarfafa yin rajista da wuri ga masu son kama wurin zama na musamman, wato VIP kasancewar an fara saida tikiti. Don ɗaukar nauyi da kuma samun damar baje koli da zata ba ƴan kasuwa damar ƙulla alaƙa da manyan mutane da kamfanoni da zasu halarci taron Modern Workplace Africa, tuntuɓi Abisola Adenuga don yin rajista. Don ƙarin bayani, duba post ɗin Victor a nan: Zo mu zagaya sahar fasaha a Modern Workplace Africa. Babban Bankin Najeriya ya ƙara yawan ƙimar kuɗin ruwa na basuka. Kwamitin tsare-tsaren kuɗi (MPC) na Babban Bankin Najeriya (CBN), yanzu ya ƙara yawan ƙimar kuɗin ruwa na basuka - tsare-tsaren ƙimar kuɗin ruwa- da ɗigo 25 izuwa kaso 18.75% daga kaso 18.5% a da. Me MPR ke nufi? Ma'aunin ƙimar kuɗin ruwa shine yake yanke yawan adadin sauran kuɗin ruwa. Shine ginshiƙin duk wani nau'i na yarjejeniyoyin kuɗi, kamar na jingina, bashin banki mai yawa, da dai sauran harkokin kuɗi masu sarƙaƙiya. A wata ma'anar kuma, shine ma'aunin da dashi bankuna ke yanke nawa zaka biya idan kayi rance daga wajensu. Yanayin hauhawar ma'aunin, yanayin tsadar kuɗin da zaka biya in ka ranci kuɗi. Me yasa akayi ƙarin? MPC yace yanayin hauhawar farashi a ƙasar shine babban dalilin. Ma'aunin hauhawar farashi na Najeriya yakai kaso 22.79 a watan Yunin 2023. Wannan itace matsalar, duk da ƙare-ƙaren kuɗaɗen ruwa masu yawa da CBN sukayi a watanni 14 da suka gabata. Yanda zaku gane, kafin ƙarewa gwamnatin da Buhari ya jagoranta, tsohon gwamnan Babban Bankin Najeriya (CBN ), wato Godwin Emefiele, ya ƙara kuɗin ruwa har sau uku don daidaita shi da hauhawar farashi a shekarar 2023. Tunda CBN ya ɗauki matsayar tursasawa a watan Mayun 2023, kuɗin ruwa ya ƙaru da ɗigo 725 ma'aunin tushen maki, ya ƙaru daga kaso 11.5% zuwa kaso 18.75, yayinda hauhawar farashi ya tashi daga kaso 17.71% zuwa kaso 22.79%. Kamar yanda aka tsammata, cire tallafin man fetur haɗi da tsadar darajar musaya zasu ƙara hauhawar farashi. Folashodun Shonobi, Gwamnan CBN na riƙon ƙwarya yace ""ƙarin na kuɗin ruwa zai janyo masu zuba jari daga ƙetare, zai kuma taimaka wajen rage koma bayan kuɗin ruwan da zai dawo. Kamfanin Boya ya haɗa hannu da Visa da kuma Diamond Trust Bank. Sabon kamfanin fasahar zamani na ƙasar Kenya, wato Boya, ya haɗa hannu da Visa da kuma Diamond Trust Bank (DTB) don ƙaddamar da katin cirar kuɗinsu na kama-da-wane ga ƙananun kamfanoni don gudanar da biyan kuɗi da kashe-kashe. Shafin Boya sun sauƙaƙa da kuma sanya hanyoyin biyan kuɗi zu zamo otomatik, wanda ya haɗa da sauya fasalin bibiyar yanda aka kashe kuɗaɗe da bada rahoto ga kamfanoni manya da ƙanana. Wannan haɗin gwiwar, zai baiwa kamfanonin damar kula da tsarin kashe kuɗi cikin sauƙi, zai inganta ganin motsin kuɗi da kuma tattalin su. Boya sun haɗa katin bankin DTB da shafinsu na intanet, inda zai baiwa masu amfani damar samun katin kamfani na kama-da-wane, wanda shirin kati na kamfanin Visa zai tallafa ma. Waɗannan katinnan kamfanin Visa na kama-da-wane zasu sauƙaƙa harkokin kuɗi da kuma inganta daidaiton kuɗi, ta hanyar baiwa kamfanoni damar bibiya, sarrafawa da kuma gyara yanda ake kashe kuɗaɗe. Koda kun rasa jin labarin. Mastercard sun haɗa hannu da Alerzo, wani dandalin kasuwancin intanet na B2B a Najeriya, don ɗora manya da matsakaitan kamfanoni a tsarin fasahar zamani. Sabon kamfanin fasahar kiwon lafiya na Najeriya, wato Clafiya, ya tara dala $610,000 a neman tallafin assasawa da kuma faɗaɗawa. Kamfanonin Uber da Bolt sun kawo manhajar naɗar sautin murya, amma ta haifar da ɗar-ɗar saboda tsaron sirrin masu amfani da ita. Kamfanonin musayar crypto 4 da suka nuna sha'awar zuba jari a Afirka da suka rurrufe bayan durƙushewar FTX a shekarar 2022. Me nake kallo da karantawa? Elon Musk yakai faɗansa na SEC izuwa Kotun Ƙoli. Zamu iya gina fasahar AI ba tare da mun rasa iko da ita ba? Daga ina halin kirki ya samo asali?","CBN huongeza kiwango cha riba cha benchmark Google inazindua vipengele kadhaa vipya ili kuwasaidia watumiaji kupata matokeo muhimu wanapotafuta michezo ya wanawake. Vipengele vipya vinakuja kwa wakati kwa kombe la Dunia la FIFA la wanawake mnamo 2023. Google inadai kuwa imepanua utangazaji wake wa mashindano ya wanawake katika visanduku vya taarifa vilivyo juu ya ukurasa wa matokeo kwa zaidi ya ligi 30. Kampuni hiyo kubwa ya teknolojia pia imeungana na watangazaji na wenye hatimiliki ili kufanya mtiririko mubaashara na vivutio hupatikana kwa urahisi katika ukurasa wa matokeo ya utafutaji. Google inasema utafutaji wake unazingatia utafutaji zaidi unaohusiana na mashindano na mambo mengine ili kuelewa vyema kile ambacho watumiaji wanatafuta. Hii itaruhusu kampuni kuonyesha taarifa kuhusu ligi za wanawake na matukio muhimu. Hili ndilo nilililopata leo kwa ajili yako: Techpoin Africa yazindua Modern Workplace Africa CBN huongeza kiwango cha riba cha benchmark Boya waashirikiana na Visa na Benki ya Diamond Trust Techpoin Africa yazindua Modern Workplace Africa Je! unakumbuka wakati wa ChatGPT ilipozinduliwa, na hivyo kuzua mjadala kuhusu kama AI ingechukua nafasi yetu na kazi zetu? Manguli wa teknolojia waliitikia uzinduzi huo kwa kutoa bidhaa zao zinazotumia AI, kama vile Bing na Bard, na kuathiri jinsi tunavyofanya kazi. Hivyo unaweza kukubaliana nami kwamba katika ulimwengu wetu unaobadilika haraka wa teknolojia na uvumbuzi, hatuwezi kupuuza mada ya kazi siku zijazo. Kwa kuzingatia hili, Techpoint Africa inafuraha kuzindua tukio lake la msingi la hivi karibuni, Modern Workplace Africa! Tuzungumze juu ya mada kadhaa, ikiwemo namna teknolojia zinazoibuka kamavile AI zitakavyounda kazi zetu, zipi njia za ukuaji uchumi wa gigi yaani kwa wataalamu na biashara, na jinsi wafanyakazi wanavyopitia mazingira ya kazi yanayobadilika kila wakati. Mshindano ya Modern Workplace Africa yatafanyika Jumamosi, Oktoba 21,2023, katika ukumbi wa sherehe wa Landmark, Victoria Island, Lagos, Nigeria na anakaribishwa mtu yeyote aliye na kazi au anatafuta kazi. Unataka kujiandikisha? Tembelea tovuti ya Modern Workplace Africa ili kuweka nafasi yako. Usajili wa mapema unahimizwa kwa usajili wa VIP kwani uuzaji wa tiketi za ndege umeanza. Kwa fursa za ufadhili na maonyesho zinazowezesha biashara kuunganishwa na mashirika ya kushangaza ambayo yatakuwa katika Modern Workplace Africa, wasiliana na Abisola Adenuga. Kwa taarifa zaidi, angalia chapisho la Victor hapa: Njoo uvinjari mazingira ya kazi ya kidigitali katika Modern Workplace Africa CBN huongeza kiwango cha riba cha benchmark Kamati ya sera ya fedha (MPC) ya Benki kuu ya Nigeria (CBN) sasa imeongeza kiwango cha riba, kiwango cha sera ya fedha (MPR), kwa nukta 25 za msingi hadi 18.75% kutoka 18.5%. Nini maana ya MPR? Kiwango cha riba cha benchmark huamua kiasi cha viwango vingine vya riba. Ndio msingi wa aina zote za makubaliano ya kifedha, kama vile rehani, malipo ya ziada ya benki, na shughuli nyengine za kifedha. Kwa maneno mengine, ni kiwango ambacho benki huamua ni kiasi gani utalipa kwa mkopo wao. Kadri kiwango cha benchmark kinavyokuwa juu, ndivyo inavyokuwa ghali zaidi kukopa pesa. Kwa nini ongezeko hilo? MPC inasema kupanda kwa kasi kwa mfumuko wa bei nchini ndiyo sababu kuu. Kiwango cha jumla cha mfumuko wa bei nchini Nigeria kilipanda hadi 22.79% mnamo Juni 2023. Hili bado ni tatizo licha ya viwango vya riba vya CBN katika kipindi cha miezi 14 iliyopita. Kiuhalisia, kabla ya mwisho wa utawala unaongozwa na Buhari, gavana wa zamani wa CBN, Godwin Emefiele, aliongeza viwango mara tatu kwa kukabiliana na mfumuko wa bei mwaka 2023. Tangu CBN ichukue msimamo wa Hawkish Mei 2022, kiwango cha riba kimeongezeka kwa nukta 725, kutoka 11.5% hadi 18.75%, huku mfumuko wa bei umeongezeka kutoka 17.71% hadi 22.79%. Inatarajiwa, kuondolewa kwa ruzuku ya mafuta na muunganiko wa kiwango cha ubadilishaji kutaongeza zaidi mfumuko wa bei. Folashodun Shonubi, kaimu gavana wa CBN, anasema kuongezeka kwa viwango vya riba kutakuza uwekezaji wa kigeni na kusaidia kupunguza kiwango halisi hasi cha mapato. Boya waashirikiana na Visa na Benki ya Diamond Trust Kampuni ya fintech nchini Kenya, Boya, imeshirikiana na Benki ya Diamond Trust (DTB) kuzindua kadi yake ya mtandaoni ya gharama ya Visa kwa wafanyabiashara wadogo wadogo ili kudhibiti malipo na gharama. Jukwaa la Boya hurahisisha na kubinafsisha michakato ya usimamizi wa gharama, ikijumuisha kuleta mageuzi ya ufuatiliaji wa gharama na kuripoti kwa biashara za ukubwa wote. Ushirikiano huu unaweza kuwezesha biashara kudhibiti gharama kwa urahisi, kuboresha muonekano wa kifedha na kuokoa pesa. Boya imeunganisha kadi za DTB kwenye jukwa lake, na kuwapa watumiaji ufikiaji wa kadi pepe za kampuni, ambazo zinaungwa mkono na mpango wa kadi ya Visa. Kadi pepe hizi za kampuni hurahisisha michakato ya kifedha na kukuza uwazi wa kifedha kwa kuruhusu ufuatiliaji wa biashara, kudhibiti na kupatanisha gharama za biashara. IKiwa umeikosa Mastercard washirikiana na Alezro, jukwaa la biashara la kielektroniki la Nigeria la B2B, la kuweka SMEs kidigitali Nigerian healthtech startup, Clafiya, inachangisha $610,000 katika ufadhili wa mbegu kabla ya upanuzi wa mafuta Uber na Bolt zinaanzisha rekodi za sauti lakini kuzua hofu juu ya faragha ya mtumiaji Ubadilishanaji wa 4 wa Crypto unaolenga Afrika ambao umezimwa tangu mjadala wa FTX wa 2022 Ninachoma na kutazama Elon Musk anapeleka kesi yake ya SEC mahakama kuu Tunaweza kujenga AI bila ya kupoteza udhibiti wake? Maadili yanatoka wapi?","CBN ṣe àfikún sí gbèdéke owó èlé Google ti ń ṣe àgbéjáde ọ̀pọ̀lọpọ̀ àwọn ìrísí tuntun láti bá àwọn aṣàmúlò wá àwọn èsì tó yẹ nígbà tí wọ́n bá ń wá eré ìdárayá àwọn obìnrin. Àwọn ìrísí tuntun náà wá ní dèèdé àsìkò Ìdíje Bọ́ọ́lù Àgbáyé Àwọn Obìnrin ní ọdún 2023. Google sọ wí pé òún ti fi kún gbígbé ìròyìn ìdíje àwọn obìnrin nínú àpótí ìròyìn ní òkè abala èsì pẹ̀lú ìdíje 380 lé. Àgbà nínú ìmọ̀ ẹ̀rọ náà ti darapọ̀ pẹ̀lú àwọn ilé-iṣẹ́ ìgbóhùnsáfẹ́fẹ́ àti àwọn oní ìwé-àṣẹ láti wíwò ó bóṣe ń ṣẹlẹ̀ àti àwọn ìṣẹ̀lẹ̀ pàtàkì di rírí pẹ̀lú ìrọ̀rùn láti abala èsì Wá a. Google sọ wí pé ẹ̀rọ òún tún fojú sun wíwá ọ̀pọ̀lọpọ̀ àwọn ìdíje-àfarajọ àti àwọn nǹkan mìíràn láti ní òye nǹkan tí àwọn aṣàmúlò ń wá dáadáa. Èyí yóò jẹ́ kí ilé-iṣẹ́ náà ṣe àgbéjáde àwọn ìròyìn nípa ìdíje àwọn obìnrin àti àwọn ìṣẹ̀lẹ̀ gbajúmọ̀. Nǹkan tí mo ní fún-un yín lónì rè é: Techpoint Africa ti ṣíṣọ lójú Modern Workplace Africa. CBN ṣe àfikún sí gbèdéke owó èlé Boya darapọ̀ mọ́ Visa àti Diamond Trust Bank Techpoint Africa ti ṣíṣọ lójú Modern Workplace Africa O rántí ìgbà tí wọ́ ṣe ìfilọ́lẹ̀ ChatGPT, tó fa àríyànjiyàn nípa bóyá IA máa dípò wa àti àwọn iṣẹ́ẹ wa? Àwọn àgbà nínú ìmọ̀ ẹ̀rọ fi èsì sí Ìfilọ́lẹ̀ náà pẹ̀lú àgbéjáde àwọn ohun-èlò oní-IA, bíi Bing àti Bard, tó sì ń nípa lára bí a ṣe ń ṣiṣẹ́. Torí náà wà á gbà pẹ̀lú mi pé ní àwùjọ ìmọ̀ ẹ̀rọ àti ìmọ̀ ọ̀tun tó ń yí padà kíákíá, a ò lè dágunlá sí àkòrí nípa ọjọ́ iwájú iṣẹ́. Nítorí èyí, inú Techpoint Africa dùn láti ṣàfihàn àpèjọ tuntun rẹ̀ Modern Workplace Africa! A ó ma sọ̀rọ̀ nípa oríṣiríṣi àkòrí, tó fi mọ́ bí àwọn ìmọ̀ ẹ̀rọ tó ń jáde bíi IA ṣe lè mú àyípadà bá iṣẹ́ẹ wa, nǹkan tí àlékún nínu gbígba òṣìṣẹ́ aláàbọ iṣẹ́ túmọ̀ sí fún àwọn akọ́ṣẹ́mọṣẹ́ àti àwọn oníṣòwò, àti bí àwọn òṣìṣẹ́ ṣe ń móríbọ́ nínú àwùjọ iṣẹ́ tó ń yí padà ní gbogbo ìgbà. Modern Workplace Africa máa wáyé ní ọjọ́ Àbámẹ́ta, ọjọ́ 21 oṣù Ọ̀wàrà, ọdún 2023, ní Landmark Events Centre, Victoria Island, ní Èkó, ní orílẹ̀-èdè Nàìjíríà, ó sì wà fún gbogbo ènìyàn tí wọ́n ní iṣẹ́ tàbí tí wọ́n ń wá iṣẹ́. Ṣé o fẹ́ forúkọsílẹ̀? Kàn sí ibùdó ìtàkùn Modern Workplace Africa láti gba ààyè sílẹ̀. A ń rọ̀ yín kí ẹ tètè forúkọsílẹ̀ fún ìforúkọsílẹ̀ VIP nítorí títa tíkẹ́tì fún àwọn tètè dé ti bẹ̀rẹ̀. Fún onígbọ̀wọ́ àti ànfààní ìpàtẹ ọjà tí yóò jẹ́ kí òwò ó kàn sí àwọn ènìyàn ńlá àti àwọn ilé-iṣẹ́ tí wọ́n ń bọ̀ ní Modern Workplace Africa, kàn sí Abisola Adenuga. Fún àlàyé lẹ́kùn rẹ́rẹ́ wo àròkọ Victor níbí: wá kógojá nínú àwùjọ iṣẹ́ àkósódù ní Modern Workplace Africa CBN ṣe àfikún sí gbèdéke owó èlé Ìgbìmọ̀ tó ń ṣe Òfin Owó (MPC) ti Ilé Ìfowópamọ́ Àpapọ̀ lórílẹ̀-ède Nàìjíríà (CBN) ti ṣe àfikún sí gbèdéke owó èlé Iye Òfin Owó (MPR) — pẹ̀lú àmì ìpìlẹ̀ 25 sí 18.75% láti 18.5%. Kí ni MPR túmọ̀ sí? Gbèdéke owó èlé máa ń sọ iye àwọn èlé tókù. Òhun ni ìpìlẹ̀ fún gbogbo oríṣiríṣi àdéhùn ìṣúná, bíi yíyáwó kọ́lé, yíyáwó nílé Ìfowópamọ́, àti àwọn ìdúnàdúrà ìṣúná àmúdijú mìíràn. Lọ́rọ̀ kan ṣá, òhun ni iye tí àwọn ilé ìfowópamọ́ máa ń fi ń mọ iye tí ènìyàn máa san tí ó bá yáwó lọ́wọ́ọ wọn. Bí gbèdéke owó èlé bá ṣe pọ̀ tó, bẹ́ẹ̀ ló ṣe máa wọ́n sí láti yá owó. Kí ló fa àfikún náà? MPC sọ wí pé ọ̀wọ́ngógó ǹkan ní orílẹ̀-èdè ni sábàbí gan-an ní pàtó. Àpapọ̀ ọ̀wọ́ngógó ǹkan ní orílẹ̀-èdè Nàìjíríà gbéra lọ sí 22.79% ní oṣù Òkudù ọdún 2023. Èyí ṣì rí bẹ́ẹ̀ lẹ́yìn ọ̀pọ̀lọpọ̀ àfikún owó èlé láti ọ̀dọ CBN láti bíi oṣù 14 lé sẹ́yìn. Fún àpẹrẹ, ṣíwájú kí sáà ìṣèjọba tí Buhari léwájú rẹ̀ wá sópin, Gómìnà CBN tẹ́lẹ̀, Godwin Emefiele, gbé iye rẹ̀ sókẹ̀ ní ẹ̀mẹ́ta ní ìdáhùn sí ọ̀wọ́ngógó ǹkan ní ọdún 2023. Láti ìgbà tí CBN ti ń ṣàmúlò ìṣesí àṣá láti oṣù Èbìbí ọdún 2022, ọ̀wọ́ngógó ǹkan ti lọ sókè pẹ̀lú àmì ìpìlẹ̀ 725, láti 11.5% sí 18.75%, nígbà tí ọ̀wọ́ngógó ǹkan ti lọ sókè láti 17.71% sí 22.79%. Ní ìrètí, yíyọ owó ìrànwọ́ orí epo àti ìṣọ̀kan owó ṣíṣẹ́ máa túbọ̀ ṣe àfikún sí ọ̀wọ́ngógó ǹkan. Folashodun Shonubi, Gómínà fìdíhẹẹ́ fún CBN, Sọ wí pé àfikún owó èlé máa ṣe àgbéga fún ìdókówò láti ilẹ̀ òkèèrè yóó sì mú àdínkù bá iye owó àdápadà tòótọ́ tí ò da. Boya darapọ̀ mọ́ Visa àti Diamond Trust Bank ilé-iṣẹ́ àdìdeelẹ̀ ìsúná onímọ̀ ẹ̀rọ ní orílẹ̀-èdè Kenya, Boya, darapọ̀ mọ́ Visa àti Diamond Trust Bank láti ṣíṣọ lójú ike ìgbowó orí ẹ̀rọ ayélujára Visa rẹ̀ fún àwọn oníṣòwò kékèké láti ṣàmójútó ìsanwó àti ìnáwó wọn. Ìkànni Boya ìlàna ìṣàmójútó ìnáwó di ìrọ̀rùn àti adáṣiṣẹ́, tó fi mọ́ àyípadà ìtọpa ìnáwó àti ìjábọ̀ fún onírúurú òwò. Àjọṣepọ̀ yìí lè jẹ́ kí àwọn oníṣòwò láti mójútó ìnáwó wọn lọ́nà ìrọ̀rùn, yóò ṣe àfikún sí ìhànde ìṣúná, kò sì ní ná wọn lówó. Boya ti ṣe àfikún káádì DTS sí orí ìkànnì rẹ̀, tí yóò sì fún àwọn aṣàmúlò ní ànfààní láti àwọn ike ìsanwó ilé-iṣẹ́ lórí ẹ̀rọ ayélujára, tí èto ike ìgbowó Visa ṣe onígbọ̀wọ rẹ̀. Ike ìsanwó ilé-iṣẹ́ lórí ẹ̀rọ ayélujára wọ̀nyí máa sọ ìlànà ìṣúná di ìrọ̀rùn yóò sì ṣe àtìlẹ́yìn fún ìṣòótọ́, pẹ̀lú fífún àwọn oníṣòwò ní ànfààní láti tọpa, ṣe àmójútó àti àkójọpọ̀ ìnáwó orí òwò. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Mastercard ti darapọ̀ mọ́ Alerzo, ìkànnì ìṣòwò orí ayélujára B2B ní orílẹ̀-èdè Nàìjíríà, láti sọ SME di àkósódù ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera orí ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà, Clafiya, ti ṣe àkójọ $610,000 ìpèsè owó ìdókówò fún ilé-iṣẹ́ àdìdeelẹ̀ láti fẹ̀ ẹ́ lójú sí i Uber àti Bolt ṣe àfihàn àkáálẹ̀ ohùn ṣùgbọ́n ìkùnsínú wà nípa àṣírí aṣàmúlò Àwọn ìkànnì ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀ tí wọ́n kógbáwọlé láti ìgbà ìjákulẹ̀ FX lọ́dún 2022. Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Elon Musk ń gbé ìja SEC rẹ̀ lọ sí Ilé-ẹjọ́ tó Ga Jùlọ Ǹjẹ́ a lè ṣẹ̀dá IA láì pàdánù àkóso lórí rẹ̀? Níbo Ni Ẹ̀tọ́ Ṣíṣe Ti Ń Wá?","I-CBN inyusa izinga lenzuzo yesiqhathaniso UGoogle ukhipha izinto ezintsha ezimbalwa ukusiza abasebenzisi bathole izimpendulo ezifanele uma bebheka ezemidlalo zabantu besifazane. Izinto ezintsha zifike ngesikhathi esihle seFIFA Indebe yomhlaba yango-2023. UGoogle uthi usandise indawo layetholakala khona ngemincintiswano yabantu besifazane emabhokisini olwazi njengemiphumela ehamba phambili ngaphezu kwamaligi angu-380. Ongoti bezobuchwepheshe baphinde bahlangana nabasakazi nabaphathi bamalungelo ukwenza okubukwayo nokugqamisa kalula okutholakala ekhasini lemiphumela yokubheka,. UGoogle uthi izinhlelo zawo zithathwa njengezihlobene nokuqhudelana kokubheka nezinye izinto ukuthi uqonde kangcono ukuthi abasebenzisi bafunani. Lokhu kuzovumela inkampani ukuthi iveze ulwazi ngamaligi abesifazane nemicimbi edumile. Nakhu engikuphathele kona namhlanje: ITechpoint Africa iveza Indawo Yokusebenza yesimanje eAfrika I-CBN inyusa izinga lenzuzo yesiqhathaniso I-Boya ibambisana neVisa kanye neDesmond Trust Bank iITechpoint Africa iveza Indawo Yokusebenza yesimanje eAfrika Uyakhumbula ngesikhathi kwethulwa iChatGPT, kwavela izinkulumo mpikiswano ngokuthi i-AI izothatha izikhala zethu nemisebenzi yethu.? Izazi zezobuchwepheshe ziphendulile emcimbini ngokukhulula imikhiqizo yabo enamandla ye-AI, njenge Bing neBard, kwenza umthelela wokuthi sisebenza kanjani. Ngakho uzovumelana nami ukuthi ukushintsha kwethu okukhulu kwezobuchwepheshe nokwenza kabusha emhlabei, ngeke sikwazi ukusiziba lesi sihloko sekusasa lomsebenzi. Ngenxa yalokhu, iTechpoint Africa iyajabula ukuveza umcimbi oyingqayizivele, iModern Workplace Africa! Sizokhuluma ngezihloko ezimbalwaokufaka ukuthi ukuvela kwezobuchwepheshe okufana neAl kungalakha kanjani ezemisebenzi yethu,yini ukukhula kwezomnotho kuchaza ukuthini kuzifundiswa namabhizinisi nokuthi abasebenzibahambisana nendawo yokusebenza ehlezi ishintsha. Imodern Woerkplace Africa izoba khona ngoMgqibelo, mhlaka 21 kuMfumfu ngo 2023, eLandmark Events Centre, eVictoria Island, eLagos, eNigeria, futhi iveleleke kuwona wonke umuntu onomsebenzi nofuna ukuthola umsebenzi. Ufuna ukubhalisa? Vakashela iwebhusayithi iMoerden Workplace Africa ukuze ubambe isikhala sakho. Kuyagqugquzelwa ukubhalisa kusanesikhathi uma ubhalisela iVIP amathikithi abasheshayo aseyatholakala. Uma ufuna ukuxhaswa namathuba okuzokhangisa, avumela ibhizinisi lixhumane nabantu abamangazayo nezinhlangano ezizoba kuModern Workplace Afrika, xhumana noAbisola Adenuga. Uma ufuna olunye ulwazi, bheka iphosti kaVictor lapha:Woza ubheke indawo yokusebenza ngedijithali eModern Workplace Afrika CBN inyusa izinga lenzuzo yesiqhathaniso Ikomidi Lenqubomgomo Yezimali (Monetary Policy Committee (iMPC)) Lebhange Ngodla yaseNigeria (Central Bank of Nigeria (iCBN)) manje selenyuse izinga lenzuzo yesiqhathaniso-izinga lenqubomgomo yezimali (iMPR)-ngamaphuzu angu-25 kuya ku-18.75% kusuka ku-18.5%. Usho ukuthini uMPR? Izinga lesiqhathaniso lenzuzo yilona elikhombisa ubungako bamanye amazinga enzuzo. Kuyinto efanayo kuzona zonke izinhlobo zezivumelwano zezezimali, njengesibambiso esinganyakazi,namagunyazikweletu asebhange kanye nezinye izingxoxo zezezimali. Ngamanye amazwi kuyizinga lapho amabhange enquma ukuthi yimalini ozoyikhokha uma utsheleke kubona. Ubuphezulu bezinga lokuqhathanisa, kuzobiza kakhulu futhi ukuboleka imali. Yingani kunyuka? IMPC ithi izinga lokwenyuka lezwe yinto ebaluleke kakhulu. Izinga lokwenyuka selilonke eNigeria lifike ku-22.79% ngoNhlangulana 2023. Kusanjalo phezu kokunyuka kwezinga lenzuzo okumbalwa yiCBN ezinyangeni ezedlule ezingu-14. Ukuze wazi ngaphambi kokuphela kokuphatha kukaBuhari, owayenguMholi weCBN uGodwin Emefiele, wakhuphula amarethi izikhathi ezintathu ephendula ukwenyuka kwango-2023. Kusukela iCBN yenza ukwehliswa kokunyuswa ngoNhlaba wango-2022, izinga lenzuzo selenyuke ngamaphuzu angu-725 kusukela ku-11.5% kuya ku-18.75% ngesikhathi ukwenyuka kukhule kusuka ku 17.71% kuya ku 22.79%. Ngokujwayelekile ukususwa kokuhlinzekwa kokumbiwa phansi nokujika kwezinga lokushintshana lizoqhubeka likhuphule ukwenyuka,uFolashodun Shonubi,Umphathi obambile weCBN uthi ukukhuphuka kumazinga enzuzo kuzogqugquzela utshalomali lwamazwe angaphandle kusize nokwehlisa izinga langempela lokubi kwezimbuyiselo. I-Boya ibambisana neVisa kanye neDiamond Trust Bank Isiqalo ifintech yaseKenya, iBoya isibambisene neVisa kanye neDiamond Trust Bank (DTB) ukuveza ikhadi elibukwazo leVisa kumabhizinisi amancane nokuphatha izinkokhelo nezinye izindleko. Inkundla iBoya yenza kubelula nokuzenzekela kohlelo lokuphathwa kwezindleko, okubandakanya ukushintsha kwezindleko zokulandelela nokubika ngamabhizinisi noma angakanani. Lokhu kubambisana kungenza amabhizinisi aphathe izindleko kalula, kube ngcono nokubonakala kwezezimali kanye nokonga imali. I-Boya isihlanganise amakhadi akaDTB enkundleni yayo, inikeza abasebenzisi ukuthi bathole ukungena kwabukwayo amakhadi okusebenza, okwesekwe uhlelo lwamakhadi eVisa. Lokhu kubonakala kwamakhadi okusebenza kwenza kube lula uhlelo lwezezimali nokugqugquzela ukwethembeka kwezezimali ngokuvumela ibhizinisi likwazi ukulandelela, ukuphatha nokubuyisana kwezindleko zebhizinisi. Uma kukweqile Imastercard ibambisana neAlerzo,inkundla yaseNigeria Ib2b eCommerce ukuze idijithase amaSME Isiqalo sezokunakekekwa kwempilo eNigeria iClafiya, isikhulise u$610 000 ekutshalweni koxhasomali lokwandiswa kokumbiwa phansi I-Uber neBolt yethula okuzwakalayo okuqoshwayo kodwa kunokwesabela ubumfihlo bomsebenzisi Ukushintshana okugxile kubumfihlo bezezimali i4-Afrika esivaliwe kusukela enkingeni yeFXT yango-2022 Engikufundayo nengikubukayo Elon Musk is taking his SEC fight to the Supreme Court Can we build AI without losing control over it? Where Does Morality Come From?"
+"አነስተኛ እና መካከለኛ ንግዶችን ዲጂታል ለማድረግ፣ማስተርካርድ ከናይጄሪያው ንግድ ከ ንግድ ጋር(B2B) የኢኮሜርስ መድረክ አሌርዞ(Alerzo) ጋር አጋርነት ፈጥሯል። የአለም አቀፍ የክፍያ ስራ ግዙፉ ኩባንያ፣ ማስተር ካርድ(Mastercard)፣ የዲጂታል ክፍያ መፍትሄዎችን፣ የገንዘብ ዝውውር ትምህርትን እና የብድር አቅርቦትን ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች(አ. መ.ኢ)በማቅረብ ንግዳቸውን ለማጎልበት ፣ ከናይጄሪያው B2B የኢኮሜርስ መድረክ ከ'አሌርዞ' ጋር አጋርነትን አድርጓል። ይህ አጋርነት በሚቀጥሉት አምስት ዓመታት ውስጥ፣ የዲጂታል ክፍያዎችን በህዝቡ ተቀባይነትን ለማፋጠን እና የገንዘብ ነክ ዝውውር መፍትሄዎች አጠቃቀም ለማስተዋወቅ አቅዷል። ለአንድ ሚልዮን የናይጄሪያ አነስተኛና መካከለኛ ንግዶች የተግባር የገንዘብ እንቅስቃሴ ስል��ና እና እውቀትን ለመስጠትም ያለመ ነው። አሌርዞ በ ንግድ ከ ንግድ ጋር(B2B) ኢኮሜርስ ባለው ጠለቅ ያለ ልምድ እና ማስተርካርድ ደሞ በዘረጋው ሰፊ አለምአቀፍ መሠረተ ልማት እና አውታረመረብ ተባብሮ፣ በሁሉም መጠን ላሉ ኩባንያዎች ዲጂታል ክፍያዎችን ለማግኘት ቀላል ያደርገዋል። በተጨማሪም፣በተለይ ለአነስተኛ እና በራሳቸው የሚተዳደሩ ኩባንያዎች እንደተፈጠረው የዲጂታል የክፍያ መፍትሄ ፣እንደ ቪዴዝፔይ (VeedezPay)፣ የመሳሰሉ በርካታ መፍትሄዎችን ንግዶች ያገኛሉ። እነዚህ አነስተኛ እና መካከለኛ ኢንተርፕራይዞች በተጨማሪም፣ለትላልቅ እና ለተቋቋሙ ኩባንያዎች የተሰሩ አጠቃላይ የንግድ አስተዳደሪ መሣሪያ እና የድርጅት ሀብት ዕቅድ (ERP) መፍትሄዎችን፣ ቪዴዝፕሮ(VeedezPro) ላይያገኛሉ። ከዚህም በላይ፣ በሽርክናው የተገኙ በዝቅተኛ ወጪ የሚቀርቡ መፍትሄዎች፣ ለምሳሌ በስልክ ላይ ታፕ(Tap on Phone)፣ ኪው.አር(QR)፣ክፍያን በ መስመር( Pay-by-Link) እና የክፍያ በር(Payment Gateway) አገልግሎቶች፣ ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች እናም መደበኛ ላልሆኑ ቸርቻሪዎች አጋዥ ይሆናሉ። ንግዶች ዲጂታል እና ንክኪ የሌላቸው ክፍያዎችን ለመቀበል፣ አሁን ከአፕ ስቶር(App Store) እና ጎግል ፕሌይ( Google Play) ለማውረድ የሚቻሉትን፣ ቪዴዝፔይ (VeedezPay) እና ቪዴዝፕሮ(VeedezPro) ላይ መመዝገብ ይችላሉ። 1083.ገና የተቋቋሙ ንግዶችም፣ የተቀናጁ የንግድ ሥራ አመራር መሳሪያዎችን እና ሌሎች በርካታ ባህሪያትን የሚያካትተውን የኢ.አር.ፒ(የድርጅት ሀብት ዕቅድ) መፍትሄን ማግኘት ይችላሉ። የቪዴዝፔይ (VeedezPay) እና የቪዴዝፕሮ(VeedezPro) መፍትሄዎችን የሚጠቀሙ የንግድ ባለቤቶች የጥቃቅን የብድር አገልግሎት ያገኛሉ። አንድ ሪፖርት እንደሚያሳየው ከናይጄሪያ አነስተኛ እና መካከለኛ ኢንተርፕራይዞች (SMEs) 15% ብቻ ሲሆኑ መደበኛ ብድር ማግኘት የሚችሉት፣ ሌሎች ብዙ አነስተኛ እና መካከለኛ ኢንተርፕራይዞች(SMEs) በቂ የገንዘብ ድጋፍ ሳያገኙ እንዲቀሩ ሁነዋል። ሌላ ዘገባ እንደሚያመለክተው ደሞ፣ በናይጄሪያ ጥቃቅን፣አነስተኛ እና መካከለኛ መጠን ያላቸው የንግድ ተቋማት (MSMEs) የፋይናንስ ክፍተት 158.1 ቢሊዮን ዶላር ደርሷል። የአነስተኛና መካከለኛ ኢንተርፕራይዞች ልማት ኤጀንሲ(SMEDAN) ዋና ዳይሬክተር ኦላዋሌ ፋሳንያ እንዳሉት፣ የንብረት ክፍፍል ተደራሽነት ለአነስተኛ እና መካከለኛ ኢንተርፕራይዞች እድገት እንቅፋት ከሆኑ ትልቅ ጉዳዮች አንዱ ነው። ስለዚህ፣ አሌርዞ ንግድ ለ ንግድ(Alerzo B2B) የንግድ መተግበሪያ መደበኛ ለሰልሆኑ ቸርቻሪዎች የጥቃቅን ብድር አማራጮችን ይሰጣል። ከዚህም በላይ፣ አሌርዞ በፍጥነት የሚንቀሳቀሱ የሸማቾች እቃዎችን (FMCG) በሚያቀርቡ አቅራቢዎች እና መደበኛ ባልሆኑ ቸርቻሪዎች መካከል ያለን የንግድ እና የክፍያ ሂደቶችን በዲጂታል ያደርጋል። ከ100,000 በላይ ቸርቻሪዎችን እንደሚያገለግልም ይናገራል። ""በእኛ ጥምር እውቀት እና ግብአት፣ በናይጄሪያ ላሉ ንግዶች ስልጠናን መስጠትን፣ የገንዘብ ድጋፍ መስጠትን እና አዲስ የክፍያ መፍትሄዎችን መስጠንት ለማስቀጠል ወደፊት እንጓዛለን። እነዚህ መፍትሄዎች ጨዋታውን በሙሉ የሚቀይሩም ሊሆኑ ይችላሉ፣ በተለይም ብዙ ጊዜ ችላ ተብለው ለሚታለፉት፣መደበኛ ላልሆኑ ቸርቻሪዎቻችን "" የአሌርዞ ዋና ስራ አስፈፃሚ የሆኑት አድዋሌ ኦፓልዬ እንደተናገሩት።","Mastercard partners Alerzo, a Nigerian B2B eCommerce platform, to digitise SMEs Global payments giant, Mastercard, has partnered with Alerzo, a Nigerian B2B eCommerce platform, to empower Small and Medium Enterprises (SMEs) by offering digital payment solutions, financial education, and credit access. This partnership plans to accelerate the adoption of digital payments and promote the use of financial solutions over the next five years. It also aims to provide practical financial training and knowledge to one million Nigerian SMEs. Alerzo's background in B2B eCommerce and Mastercard's extensive global infrastructure and network will make it simpler for companies of all sizes to access digital payments. Additionally, businesses will have access to several solutions, such as VeedezPay, a digital payment solution created specifically for small and independent companies. These SMEs will also access VeedezPro, a comprehensive business management tool, and Enterprise resource planning (ERP) solutions for larger, more established companies. Moreover, the low-cost acceptance solutions offered by the partnership, such as Tap on Phone, QR, Pay-By-Link, and Payment Gateway Service, will be helpful to SMEs and informal retailers. Businesses can sign up for VeedezPay and VeedezPro, available for download from the App Store and Google Play, to accept digital and contactless payments. Established businesses can also access the ERP solution, which includes integrated business management tools and several other features. Business owners who use the VeedezPay and VeedezPro solutions will also have access to micro-lending services. One report found that only 15% of Nigerian SMEs have access to formal credit, leaving many SMEs with insufficient funding. Besides, another report shows that the financing gap for Nigeria's micro, small, and medium-sized businesses (MSMEs) has reached $158.1 billion. Director-General of the Small and Medium Enterprises Development Agency (SMEDAN), Olawale Fasanya, said access to capital is one of the biggest obstacles to the growth of MSMEs. Thus, the Alerzo B2B commerce application will provide informal retailers with access to micro-lending options. What's more, Alerzo digitises commerce and payments processes between Fast-Moving Consumer Goods (FMCG) suppliers and informal retailers. It claims it serves over 100,000 retailers. ""With our combined expertise and resources, we look forward to continuing to provide training, financial support, and innovative payment solutions to businesses in Nigeria. These solutions could be a game-changer, especially for our informal retailers, who often get overlooked,"" Adewale Opaleye, Alerzo CEO, says.","Mastercard sun haɗa hannu da Alerzo, wani dandalin kasuwancin intanet na B2B a Najeriya, don ɗora manya da matsakaitan kamfanoni a tsarin fasahar zamani. Babban kamfanin biyan kuɗi na duniya, wato Mastercard, sun haɗa hannu da Alerzo, wani dandalin kasuwancin intanet na B2B a Najeriya, don tallafawa ƙanan da matsakaitan kamfanoni ta hanyar samar musu da hanyoyin biyan kuɗi na fasahar zamani, ilimin sarrafa kuɗaɗe da kuma damar samun rance. Wannan haɗin gwiwa ya tsara hanzarta dabbaƙa hanyoyin biyan kuɗi na zamani, da kuma ƙara inganta amfani da hanyoyin kuɗi a shekaru biyar masu zuwa. Haka kuma yanada ƙudurin samarda tirenin da kuma ilmantarwa kan kuɗi ga ƙana da matsakaitan kamfanoni miliyan ɗaya a Najeriya. Gogewar Alerzo a kasuwancin B2B na intanet, da kuma yawan gine-gine da alaƙar da Mastercard yake dasu a duniya, zasu sauƙaƙawa kamfanonin manya da ƙananansu samu damar shiga tsarin biyan kuɗi ta fasahar intanet. Daɗin daɗawa, kamfanonin zasu samu hanyoyin mafita da yawa, kamar irinsu manhajar VeedezPay, wata fasahar zamani ta biyan kuɗi da aka ƙirƙiro musamman don ƙananan kamfanoni masu zaman kansu. Waɗannan ƙanan da matsakaitan kamfanoni zasu shiga manhajar VeedezPro, wata manhaja dake bada damar gudanar da kasuwanci, da kuma tsarin tattalin albarkatun kamfani (ERP) ga manya kuma kamfanonin da suke tsaye da ƙafafuwan su. Wani ƙarin abun kuma shine, biyan kuɗi kaɗan don samun damar more mafita mai yawa da tsarin yazo dasu, kamar su Tap on Phone, QR, Pay-By-Link da kuma Payment Gateway Service, zasu taimakawa ƙanana da matsakaitan kamfanoni da kuma manyan dillalai. Kamfanoni zasu iya yin rajista da VeedzPay da VeedezPro, za a iya sauke su akan wayoyi daga App Store ko Google Play, don karɓar biyan kuɗi ta dijital ba tare da an haɗu fuska da fuska ba. Kamfanonin da suka kafu kan iya shiga manhajar ERP, wadda take ƙunshe da tsarin gudanar da dunƙulallen kasuwanci da kuma ƙarin abubuwa da dama. Masu kamfanoni dake amfani da manhajar VeedzPay da ta VeedezPro zasu samu damar karɓar ƙaramin bashi. Wani rahoto ya gano cewa kaso 15% ne kaɗai na ƙanana da matsakaitan kamfanoni a Najeriya ke iya samun bashi a hukumance, abinda yasa aka bar da yawansu ba isassun kuɗaɗe. Banda wannan, wani rahoton ya nuna cewa giɓin kuɗaɗen dake tsakanin ƙanana da matsakaitan kamfanoni a Najeriya yakai dala biliyan $158.1. Darakta Janar na Hukumar Bunƙasa Ƙanana da Matsakaitan Kamfanoni, wato (SMEDAN), Olawale Fasanya, yace samun jari shine babban ƙalubalen da ya hana cigaban ƙanana da matsakaitan kamfanoni. Saboda wannan dalili, manhajar kasuwanci ta Alerzo B2B, zata baiwa manyan dillalai damar zaɓin samun ƙananun basuka. Meye ƙari, Alerzo sun fasahantar da kasuwaci da hanyoyin biyan kuɗi tsakanin masu bada Kayan Masarufi Masu Saurin Tafiya wato (FMCG) da kuma manyan dillalai. Sunyi iƙirarin suna hidimtawa sama da manyan dillalai 100,000. ""Bisa haɗakar ƙwarewa da albarkatun da muke dasu, zamu so muga mun cigaba da bada horo, tallafin kuɗi,da kuma sabbin hanyoyin biyan kuɗi ga kamfanoni a Najeriya. Waɗannan mafita zasu iya zama masu canja wasan, musamman ga manyan dillalan mu, waɗanda mafi yawan lokuta ake shakulatin ɓangaro dasu.","Mastercard washirikiana na Alezro, jukwaa la biashara la kielektroniki la Nigeria la B2B, la kuweka SMEs kidigitali Kampuni kubwa ya malipo ya kimataifa, Mastercard, imeshirikiana na Alezro, jukwaa la kibiashara la kielektroniki la Nigeria la B2B, ili kuwezesha biashara ndogo ndogo na za kati (SMEs) kwa kutoa masuluhisho ya malipo ya kidigitali, elimu ya fedha na upatikanaji wa mikopo. Ushirikiano huu unapanga kuharakisha upitishwaji wa malipo ya kidigitali na kukuza matumizi ya masuluhisho ya kifedha katika miaka mitano ijayo. Pia inalenga kutoa mafunzo ya vitendo ya kifedha na maarifa kwa SMEs milioni moja za kinaijeria. Chimbuko la Alezro katika B2B eCommerce na miundombinu na mtandao mpana wa kimataifa wa Mastercard itafanya iwe rahisi kwa makampuni ya ukubwa wowote kufikia malipo ya kidigitali. Kwa kuongezea, biashara zitapata fumbuzi kadhaa kama vile VeedezPay, suluhisho la malipo ya kidigitali liliundwa mahususi kwa kampuni ndogo ndogo na zinazojitegemea. Pia SME hizi zitafikia VeedezPay, chombo maalumu cha usimamizi wa biashara, na masuluhisho ya upangaji wa rasilimali za biashara (ERP) kwa kampuni kubwa na zilizoimarika zaidi. Zaidi ya hayo, masuluhisho ya kukubalika kwa gharama nafuu yanatolewa na ushirikiano, kama vile Tap on Phone, QR, Pay-By-Link, na Payment Gateway Service, yatasaidia SMEs na wauzaji wa reja reja wasio rasmi. Bishara zinaweza kusajiliwa kwa VeedezPay na VeedezPro, zinazopatikana kwa kupakuliwa kwenye App Store na Google Play, ili kukubali malipo ya kidigitali na kielektroniki. Pia biashara zilizoanzishwa zinaweza kufikia suluhisho la EPR, ambalo linajumuisha zana jumuishi za usimamizi wa biashara na vipengele vingine kadhaa. Wamiliki wa biashara ambao wanatumia suluhu za VeedezPay na VeedezPro pia watapata huduma za utoaji mikopo midogo midogo. Ripoti moja iligundua kuwa ni 15% ya SMEs za Nigeria wanapata mikopo rasmi, na kuaziacha SME nyingi na ufadhili wa kutosha. Sambamba na hiyo, ripoti nyengine inaonyesha kuwa pengo la ufadhili wa biashara ndogo, wastani na za kati nchini Nigeria (MSMEs) umefikia Bilioni $158.1. Mkurugenzi mkuu wa wakala wa maendeleo ya biashara ndogo na za kati (SMEDAN), Olawale Fasanya, alisema upatikanaji wa mtaji ni moja ya kikwazo kikubwa cha ukuaji wa MSMEs. Hivyo, maombi ya biashara ya Alezro B2B yatawapa wauzaji wa rejareja wasiorasmi ufikiaji wa chaguzi ndogo za ukopeshaji. Cha zaidi, Alezro huweka kidigitali michakato ya biashara na malipo kati ya wasambazaji wa bidhaa zinazoenda haraka (FMCG) na wauzaji rejareja wasiorasmi. Inadaiwa kuwa inahudumiwa wauzaji zaidi ya 100,000. ""Kwa utaalamu pamoja na rasilimali zetu, tunatazamia kuendelea kutoa mafunzo, usaidizi wa kifedha, na masuluhisho ya ubunifu wa malipo kwa biashara nchini Nigeria. Masuluhisho haya yanaweza kubadilisha mchezo, hususani kwa wauzaji wetu wasiorasmi, ambao maranyingi hupuuzwa"" anasema Adewale Opaleye, mkurugenzi mtendaji wa Alezro.","Mastercard ti darapọ̀ mọ́ Alerzo, ìkànnì ìṣòwò orí ayélujára B2B ní orílẹ̀-èdè Nàìjíríà, láti sọ SME di àkósódù. Àgbà nínú owó sísan ní àgbáyé, Mastercard, ti darapọ̀ pẹ̀lú Alerzo, ìkànnì ìṣòwò orí ayélujára B2B ní orílẹ̀-èdè Nàìjíríà, láti ró àwọn ilé-iṣẹ́ kékèké àti àwọn alábọ́dé lágbára (SME) pẹ̀lú fífún wọn ní ọ̀nà àbáyọ ètò ìsanwó àkósódù, ètò-ẹ̀kọ́ nípa ìṣúná, àti ànfààní sí ẹ̀yáwó. Àjọṣepọ̀ náà ń gbérò láti tètè ṣàmúlò ètò ìsanwó àkósódù kí wọ́n tún ṣe àgbéga fún lílo àwọn ọ̀nà àbáyọ ìṣúná fún bíi ọdún márùn-ún tó ń bọ̀. Ó tún gbérò láti pèse ìdánilẹ́kọ̀ọ́ ìṣúná afikọ́ra àti ìmọ̀ fùn mílíọ̀nù kan SME ní orílẹ̀-èdè Nàìjíríà. Ìmọ Alerzo nínú ìkànnì ìṣòwò orí ayélujára B2B àti ohun amáyédẹrùn káàkiri àgbáyé àti ojú òpó Mastercard máa jẹ́ kó rọrùn fún àwọn ilé-iṣẹ́ onírúurú láti ní ànfààní sí ètò ìsanwó àkósódù. Ní àfikún, àwọn oníṣòwò máa ní ànfààní sí oríṣiríṣi ọ̀nà àbáyọ, bíi VeedezPay, ọ̀nà àbáyọ ètò ìsanwó àkósódù kan tí wọ́n ṣẹ̀dá ní àdáyanrí fún àwọn ilé-iṣẹ́ kékèké àti aládàni. Àwọn SME wọ̀nyí máa ní ànfààní sí VeedezPro, irinṣẹ́ ìṣàkóso òwò tó kún fọ́fọ́, àti ọ̀nà àbáyọ Enterprise resource planning (ERP) fún àwọn ilé-iṣẹ́ tó tóbi, tí wọ́n fẹsẹ̀múlẹ̀. Pẹ̀lúpẹ̀lú ẹ̀, ọ̀nà àbáyọ àtẹ́wọ́gbà olówó kékeré tí àjọṣepọ̀ yìí pèsè, bíi Tap on Phone, QR, Pay-By-Link, àti Payment Gateway Service, máa wúlò fún àwọn SME àti àwọn aláròóbọ̀. Àwọn oníṣòwò lè forúkọsílẹ̀ fún VeedezPay àti VeedezPro, tó wà fún ìgbàsílẹ̀ lórí App Store àti Google Play, láti gba ètò ìsanwó àkósódù àti aláìfarakanra. Àwọn ilé-iṣẹ́ ti wọ́n fẹsẹ̀múlẹ̀ náà ní ànfààní sí àwọn ọ̀nà àbáyọ ERP, tó ní àwọn irinṣẹ́ aṣàmójútó òwò aláfibọ̀ àti ọ̀pọ̀lọpọ̀ ìrísí mìíràn. Àwọn oníṣòwò tí wọ́n bá lo ọ̀nà àbáyọ VeedezPay àti VeedezPro máa ní ànfààní sí ìpèsè èyáwó-kékeré. Ìjábọ̀ kan ṣe àwárí pé ìdá 15% àwọn SME ní orílẹ̀-èdè Nàìjíríà ló ní ànfààní sí ẹ̀yáwó lọ́nà ẹ̀tọ́, èyí tó fi ọ̀pọ̀lọpọ̀ àwọn SME sípò àìní owó ìrànwọ́ tó tó. Yàtọ̀ sí èyí, ìjábọ̀ míràn fi hàn pé àlàfo ìṣúná tó wà fún àwọn oníṣòwò bíntín, oníṣòwò kékèké, àti àwọn alábọ́dé (MSME) ti dé $158.1 bílíọ̀nù. Olùdarí-Àpapọ̀ fún Ilé-iṣẹ́ tó ń rí sí Ìdàgbàsókè Àwọn Ilé-iṣẹ́ Alábọ́dé àti Ilé-iṣẹ́ Kékèké (SMEDAN), Olawale Fasanya, sọ wí pé ànfààní sí owó ìdókówò ni ìdènà tó tóbi jùlọ fún ìdàgbàsókè àwọn MSME. Nítorí náà, ohun èlò ìkànnì ìṣòwò orí ayélujára B2B Alerzo máa fún àwọn aláròóbọ̀ ní ànfààní sí àwọn èyáwó-kékèké. Kí ló tún kù, Alerzo ń ṣe àkósódù ìṣòwò àti àwọn ìlànà ètò ìsanwó láàrín àwọn àwọn tó ń pèse Àwọn Ọjà Oníbàárà Tó ń Yá (OOTY) àti àwọn alábọ́dé. Ó sọ wí pé òún ṣiṣẹ́ fún àwọn aláròóbọ̀ 100,000. Pẹ̀lú àkójọpọ̀ ìmọ̀ọ́ṣe àti ohun-èlo wa, à ń fojúsọ́nà láti tèsíwájú ìpèsè ìdánilẹ́kọ̀ọ́, àtìlẹyìn owó, àti ọ̀nà àbáyọ ìsanwó onímọ̀ ọ̀tun fún àwọn oníṣòwò ní orílẹ̀-èdè Nàìjíríà. Àwọn ọ̀nà àbáyọ wọ̀nyí lè ṣe àyípadà ńlá, pàápàá jùlọ fún àwọn aláròóbọ̀, tí wọ́n máa ń fojú fò,"" Adewale Opaleye, Aláṣẹ àti Olùdarí Alerzo, ló sọ bẹ́ẹ̀.","UMastercard ibambisana ne-Alerzo enkundleni yaseNigeria iB2B eCommerce, ukudijithaza amaSME Abakhulu bezinkokhelo emhlabeni, iMastercard isibambisene neAlerzo,inkundla yaseNigeria iB2B eCommerce, ukusiza amaSmall and Meduim Enterprises (amaSME) ngokuwanikeza izixazululo zezinkokhelo zedijithali,ezemfundo zezezimali nokuthola izikweletu. Lokhu kubambisana kuhlose ukunyusa ukusetshenziswa kwezinkokhelo zedijithali nokugqugquzela ukusebenzisa izixazululo zezimali eminyakeni eyisihlanu elandelayo. Ihlose ukuphinde inikeze ukuqeqeshwa kwezezimali nolwazi kumaSME aseNigeria ayisigidi esisodwa. Ulwazi lweAlerzo kuB2B eCommerce neMastercard olukhulu lwengqalasizinda yomhlaba nohlelokuxhumana luzokwenza kube lula ezinkampanini noma ezingakanani ukuthi zingene ezinkokhelweni zedijithali. Ukwengeza amabhizinisi kuyomele angene ezixazululweni ezimbalwa, njengeVeedezPay, isixazululo sokukhokha ngedijithali esenziwelwe izinkampani ezincane nezizimele. LamaSME azokwazi futhi ukungena kuVeedezPro,ithuluzi lokuphatha amabhizinisi amakhulu neEnterprice resource planning (i-ERP) izixazululo zezinkampani ezinkulu nesezithuthukile. Ngaphezu kwalokho isixazululo sokwamukelwa esibiza kancane esinikezwa ukubambisana, njenge Tap on Phone, QR, Pay-By-Link nePayment Gateway Service, izosiza kuSME kanye nabadayisi abangekho emthwethweni. Amabhizinisi angabhalisa kuVeedezPay noVeedezPro, kukhona ukuthi ungakulanda kuApp Store noGoogle Play, ukwamukela idijithali nezinkokhelo ezingalandleki. Amabhizinisi asethuthukile angaphinde angene kusixazululo se-ERP okubandakanya amathuluzi okuphatha amabhizinisi ahlanganisiwe kanye nezinye izinto ezahlukene. Abanikazi bamabhizinisi abasebenzisa iVeedezPay nesixazululo iVeedezPro bazophinde bakwazi ukungena ekubolekisweni okuncane. Umbiko owodwa otholakele ukuthi u-15% wamaSME aseNigeria ayakwazi ukungena ezikweletini ezisemthethweni, beshiya maSME amaningi angasenayo imali yokuxhasa. Ngaphandle kwalokho, omunye umbikoukhombisa ukuthi kukhona igebe kwezezimali zaseNigeria kumabhizinisi amakhulu,amancane naphakathi nendawo (micro, small, and medium-sized (MSME)) sekufike kumabhiliyoni angu$158.1. Umqondisi-Omkhulu weSmall and Medium Enterprises Development Agency (SMEDAN), uOlawale Fasanya uthe ukungena kungqalabhizinisi ngenye yezinkinga enkulu ekukhuleni kwama MSMEs. Ngakho ukubhaliswa kwezezimali kuAlerzo B2B kuzonikeza abadayisi abangekho emthethweni ukuthi bangene ekubolekweni okuncane. Okungaphezu kwalokho uAlerzo udijithimaza ezamabhizinisi nezinhlelo zezinkokhelo phakathi kweFast-Moving Consumer Goods (FMCG) amasaplayi nabadayisi abangekho emthethweni. Ithi isiza abathengisi abangaphezu kuka-100,000. Nongoti nezinsizakusebenza kuhlanganisiwe, sijahe ukuqhubeka nokunikeza ukuqeqesha, nokweseka ngokwezezimali,izixazululo zezinkokhelo ezishintshayo emabhizinisini aseNigeria. Lezi zixazululo zingaba ushitsho oluhle, ikakhulukazi kubadayisi abangekho emthethweni, abajwayele ukunganakwa kusho uAdewale Opaleye iCEO yaseAlerzo."
+"የናይጄሪያ የጤና ቴክኖሎጂ ጀማሪ ድርጅት 'ክላፊያ'፣መስፋፋቱን ለማፋጠን በቅድመ ዘር የገንዘብ ድጋፍ ላይ 610,000 ዶላር ሰብስቧል። የናይጄሪያው የጤና ቴክኖሎጂ ጀማሪ ድርጅት 'ክላፊያ'፣ የማስፋፊያ ስራውን ለማፋጠን፣ ለ ምርት ልማት ኢንቨስት ለማድረግ እና ትኩስ የቴክኖሎጂ ፈርጦችን ለመቅጠር ፣ 610,000 ዶላር በቅድመ ዘር የገንዘብ ድጋፍ ማሰባሰቡን ይፋ አድርጓል። ገንዘቡ የሚመጣው ከ'ቬንቸር ካፒታል ፈንድ'(venture capital fund)፣ ከኤንጅል ኢንቨስትመንቶች(Angel investments) እና ከ የገንዘብ እርዳታዎች ነው። ኖርስከን አክስለሬተረ(Norrsken Accelerator)፣ አኳየርድ ዊዝደም ፈንድ(Acquired Wisdom Fund (AWF))፣ ሀስል ፈንድ(Hustle Fund)፣ ቮልትሮን ካፒታል(Voltron Capital)፣ ማይክሮትራክሽን(Microtraction)፣ አጂም ካፒታል(Ajim Capital)፣ሆኣ.ኪው( HoaQ)፣ ቦልድ ኤንጅል ፈንድ(Bold Angel Fund)፣የሺቭዳሳኒ ቤተሰብ Shivdasani Family፣ እና በርካታ የኤንጅል ባለሀብቶች በዙሩ ተሳትፈዋል። ይህ ዜና ክላፊያ እ.ኤ.አ በ2022 ወደ ጎግል ጥቁር መስራቾች ፈንድ ውስጥ መግባቱን አስከትሏል። እ.ኤ.አ. በ 2021 በጄኒ ንዎኮዬ የተጀመረው 'ክላፊያ'፣ የእሴት ሰንሰለቱን እና የሚሰጠውን የእንክብካቤ ደረጃ ለመቆጣጠር ምናባዊ እና ከታካሚ ጋር አንድ ለ አንድ የውስጥ እንክብካቤ አገልግሎቶችን ይሰጣል። ክላፊያ የምክር አገልግሎት ፣ የጤና ትምህርት፣ ፈጣን የወባ እና የታይፎይድ ምርመራ፣ የአባላዘር በሽታ ምርመራ እና የደም ግፊት ፍተሻን፣ የስኳር በሽታ ወይም የደም ስኳር ምርመራን ያቀርባል። በተጨማሪም ከታካሚ ጋር አንድ ለ አንድ የእርጉዝ እናቶች እንክብካቤ ምርመራን ያቀርባል። በተጨማሪም፣ የሚያስፈልጋቸውን የጤና እንክብካቤ አሰሳ ያቀርባል እናም ታካሚዎች ወደ ሚያስፈልጋቸው የተለያዩ የጤና ጥበቃ ተቋማት ይልካል። እንዲሁም፣ አሠሪዎች ለሠራተኞቻቸው የጤና ጥበቃ አገልግሎት በሚሰጡባቸው ጥቃቅን እና መካከለኛ ንግዶች ላይም ያነጣጠረ ነው። ለእነዚህ ሰራተኞች የጤና መድህን በመስጠትም ቤተሰቦቻቸውን ማስመዝገብ ይችላሉ። ክላፊያ ከታካሚ ጋር አንድ ለ አንድ እና ምናባዊ የምክር አገልግሎትን በማቅረብ ናይጄሪያውያን የጤና እንክብካቤን እንዴት እንደሚያዩት አስተያየታቸውን ቀይሯል። ኩባንያው ሥራውን ሲጀምር ፣ዋናው ዓላማው ከተረጋገጡ የሕክምና ባለሙያዎች ጋር በማገናኘት የጤና እንክብካቤን ለሰዎች ምቹ ማድረግ ነበር። ሆኖም ንዎኮዬ፣ ጀማሪ ድርጅቱ ከተጠቃሚዎቹ እና ከገበያው ጋር መገናኘቱን ሲቀጥል፣ በዛው ስልቱንም አስተካክሏል ይላል። ስለዚህ ክላፊያ ከፋርማሲዎች፣ የምርመራ ተቋማት፣ ከአእምሮ ጤና አገልግሎቶች፣ ከሆስፒታሎች እና ከጤና ባለሙያዎች ጋር በመተባበር ሁሉን አቀፍ የጤና አጠባበቅ ልምድን ለመስጠት ታካሚውን እንደ ተጠቃሚ በማየት ላይ ያተኮረ የዲጂታል የመጀመሪያ ደረጃ እንክብካቤ መስጫ ቦታን እያዘጋጀ ነው። በተጨማሪም፣ የንግድ ድርጅቶች ሰራተኞቻቸው የመጀመሪያ ደረጃ የጤና አገልግሎት ማግኘት የሚችሉበትን የጤና ቁጠባ የሂሳብ ደብተር እንዲያቋቁሙ የሚያስችለውን የ ንግድ ለ ንግድ( B2B) ስጦታውን ለመጀመር እያዘጋጀ ነው። ከዚህም በላይ የጤና ቴክኖሎጂ ጀማሪ ድርጅቱ፣ በውጭ ሀገር የሚኖሩ ሰዎች በቀጥታ ገንዘብ ከመላክ ይልቅ በናይጄሪያ ላሉ ዘመዶች የጤና እንክብካቤ ዕቅዶችን እንዲገዙ የሚያስችል ምርቶችንም ያቀርባል።","Nigerian healthtech startup, Clafiya, raises $610,000 in pre-seed funding to fuel expansion Nigerian healthtech startup, Clafiya, has disclosed $610,000 in pre-seed funding to fuel its expansion, invest in product development, and hire fresh tech talent. The funding comes from venture capital funds, angel investments, and grants. Norrsken Accelerator, Acquired Wisdom Fund (AWF), Hustle Fund, Voltron Capital, Microtraction, Ajim Capital, HoaQ, Bold Angel Fund, Shivdasani Family, and several angel investors participated in the round. This news follows Clafiya's acceptance into the Google Black Founders Fund in 2022. Launched in 2021 by Jennie Nwokoye, Clafiya provides virtual and in-patient care services to maintain control over the value chain and the standard of care delivered. Clafiya offers consultation, health education, rapid diagnostic tests for malaria and typhoid, STD testing, and screening for hypertension, diabetes, or blood sugar. It also provides in-person maternity care testing. Besides, it provides care navigation and refers patients to different healthcare facilities. It also targets small and medium businesses, where employers provide services for their staff by offering health care to them. These employees can also register their families, providing health insurance to them. Clafiya offers in-patient visits and virtual consultations, changing how Nigerians access healthcare When the company launched, its primary goal was to make healthcare more convenient for people by putting them in touch with vetted medical professionals. However, Nwokoye says the startup has adjusted its strategy as it continues to engage with its users and the market. Thus, Clafiya is developing a digital primary care facility focused on the patient as the beneficiary while collaborating with pharmacies, diagnostic facilities, mental health services, hospitals, and health specialists to provide an all-encompassing healthcare experience. It is also launching its B2B offering, which allows businesses to set up health savings accounts through which their employees can access primary healthcare. What’s more, the healthtech startup also provides products that allow people living abroad to purchase healthcare plans for relatives in Nigeria rather than sending money directly.","Sabon kamfanin fasahar kiwon lafiya na Najeriya, wato Clafiya, ya tara dala $610,000 a neman tallafin assasawa da kuma faɗaɗawa. Sabon kamfanin fasahar kiwon lafiya na Najeriya, wato Clafiya, ya bayyana tara dala $610,000 a neman tallafin assasawa da kuma faɗaɗawa, zuba jari don inganta ayyukan su, da kuma ɗaukar sabbin masu baiwar fasaha. Kuɗin sun fito ne daga kuɗaɗen zuba jari, daga masu kuɗi da kuma tallafi. Norrsken Accelerator, Acquired Wisdom Fund (AWF), Hustle Fund, Voltron Capital, Microtraction, Ajim Capital, HoaQ, Bold Angel Fund, Shivdasani Family, da sauran ɗai-ɗaikun da suka zuba jari ne suka shigo zagayen. Wannan labarin ya biyo bayan samun shiga tsarin bada tallafin kuɗi na Google Black Founders da Clafiya yayi a shekarar 2022. Kamfanin da Jennie Nwokoye ta ƙaddamar a shekarar 2021, Clafiya yana bada kulawar lafiya ta hanyar intanet da kuma haɗuwa da mara lafiya don kiyaye daraja ƙimar kula da lafiyar da suke badawa. Clafiya na bada shawarwari, ilimin kiwon lafiya, bada kulawar lafiya ta hanyar intanet da haɗuwa da mara lafiya, gwajin gaggawa na maleriya da taifot, cutukan da ake ɗauka ta hanyar jima'i, da kuma gwajin hawan jini, suga, da sikarin jini. Hakanan suna gwajin juna biyu ga masu ciki. Banda waɗannan, suna bada kulawar kewayo inda suke tura marasa lafiya izuwa wuraren kula da lafiya. Haka kuma sukan ziyarci ƙanana da matsakaitan kamfanoni, inda kamfanonin ke samawa ma'aikatansu tsarin kulawar kiwon lafiya. Waɗannan ma'aikatan zasu kuma iya yiwa iyalansu rajista, don yi musu inshorar lafiya. Clafiya kan kwantar da marasa lafiya ko kuma ganawa dasu ta hanyar intanet, inda suka zo da canji dangane da yanda ƴan Najeriya ke samun kulawar kiwon lafiya. A sanda aka ƙaddamar da kamfanin, muhimmin ƙudirinsu shine su sauƙaƙa samun kiwon lafiya ga mutane ta hanyar haɗa su da karɓaɓɓun likitoci. Sai dai, Nwokoye tace sabon kamfanin ya ƙara faɗaɗa tsarinsa, yayinda yake cigaba da mu'amala da abokan hulɗarsa da kuma kasuwa. Saboda wannan dalili, Clafiya na nan na gina wata cibiyar bada kulawar lafiya ta fasahar zamani da zata lura da mara lafiya a matsayin wanda ya amfana, a lokaci guda kuma suna haɗa hannu da shagunan saida magunguna, wuraren gwaje-gwajen lafiya, kula da lafiyar ƙwaƙwalwa, asibitoci, da kuma ƙwararru a harkar lafiya don gudanar da ayyukan kiwon lafiya da suka kewaye kowa da kowa. Hakanan suna nan zasu ƙaddamarda manhajar su ta bada B2B, wacce zata baiwa kamfanoni damar su riƙa buɗe asusun ajiyar kula da lafiya, wanda ta hanyar shi ma'aikatansu zasu samu kulawar lafiya matakin farko. Bugu da ƙari, sabon kamfanin kula da lafiyar ta hanyar fasaha yana ƙera abubuwan da zasu baiwa mutanen da ke zaune a ƙasashen ƙetare damar yin rajistar tsarukan kiwon lafiya ga dangi ko ƴan uwansu dake Najeriya, a maimakon aiko musu da kuɗi kai tsaye.","Nigerian healthtech startup, Clafiya, inachangisha $610,000 katika ufadhili wa mbegu kabla ya upanuzi wa mafuta Kampuni ya Nigeria ya teknolojia ya afya, Clafiya, imetoa $100,000 katika ufadhili wa awali wa ruzuku ili kuchochea upanuzi wake, kuwekeza katika ukuzaji wa bidhaa, na kuajiri vipaji vipya vya teknolojia. Ufadhili huo unatokana na fedha za mtaji, uwekezaji wa Angel na ruzuku. Norrsken Accelerator, Acquired Wisdom Fund (AWF), Hustle Fund, Voltron Capital, Microtraction, Ajim Capital, HoaQ, Bold Angel Fund, Shivdasani Family, na wawekezaji kadhaa wa Angel walishiriki katika raundi hiyo. Taarifa hizi zinafuatia kukubalika kwa Clafiya katika mfuko wa waanzilishi weusi wa Google mnamo 2022. Ilizinduliwa mwaka 2021 na Jennie Nwokoye, Clafiya hutoa huduma za matunzo mtandaoni na ya wagonjwa wa ndani ili kudumisha udhibiti wa mnyororo wa thamani na kiwango cha utunzaji kinachotolewa. Clafiya hutoa ushauri, elimu ya afya, vipimo vya haraka vya uchunguzi wa Malaria na Taifodi, upimaji wa STD na uchunguzi wa shinikizo la damu, kisukari au sukari ya damu. Pia hutoa upimaji wa huduma ya uzazi wa kibinafsi. Sambamba na hilo, hutoa urambazaji wa utunzaji na kuwaelekeza wagonjwa kwenye vituo tofauti vya huduma ya afya. Pia inalenga biashara ndogo ndogo na za kati, ambapo waajiri hutoa huduma kwa wafanyakazi wao kwa kutoa kwao huduma za afya. Pia wafanyakazi hawa wanaweza kusajili familia zao, kwa kuwapa Bima za afya. Clafiya hutoa ziara za wagonjwa waliolazwa na mashauriano ya mtandaoni, kubadilisha jinsi Wanaijeria wanavyopata huduma ya afya. Wakati kampuni ilipoanzishwa, lengo kuu lilikuwa kufanya huduma ya afya iwe rahisi zaidi kwa watu kwa kuwasiliana na wataalamu wa matibabu waliohakikiwa. Ingawa Nwokoye anasema mradi huo umerekebisha mkakati wake huku ukiendelea kushirikiana na watumiaji wake wa masoko. Hivyo, Clafiya inatengeneza kituo cha huduma ya msingi kidigitali kinachomlenga mgonjwa kama mnufaika huku ikishirikiana na maduka ya dawa, vituo vya uchunguzi, huduma za afya ya akili, hospitali na wataalamu wa afya ili kutoa uzoefu wote unaojumuisha huduma ya afya. Pia inazindua toleo lake la B2B, ambalo huruhusu biashara kuanzisha akaunti za akiba ya afya ambazo kwazo wafanyakazi wao wanaweza kupata huduma ya msingi ya afya. Kwa kuongezea, Kampuni ya teknolojia ya afya pia hutoa bidhaa ambazo huruhusu watu wanaoishi ughaibuni kununua mipango ya afya kwa jamaa nchini Nigeria badala ya kutuma pesa moja kwa moja.","ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera orí ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà, Clafiya, ti ṣe àkójọ $610,000 ìpèsè owó ìdókówò fún ilé-iṣẹ́ àdìdeelẹ̀ láti fẹ̀ ẹ́ lójú sí i ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera orí ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà, Clafiya, ti sọ nípa $610,000 ìpèsè owó ìdókówò fún ilé-iṣẹ́ àdìdeelẹ̀ láti fẹ̀ ẹ́ lójú sí i, láti dókówò níní ìdàgbàsókè ohun-èlò, kí ó sì gba àwọn tó ní ẹ̀bùn ìmọ̀ ẹ̀rọ tuntun. . Ìpèse owó náà wá látara owó ìdókówò ilé-iṣẹ́, owó ìdókówò gangan àti owó ìrànwọ́. Norrsken Accelerator, Acquired Wisdom Fund (AWF), Hustle Fund, Voltron Capital, Microtraction, Ajim Capital, HoaQ, Bold Angel Fund, Shivdasani Family àti ọ̀pọ̀lọpọ̀ àwọn apèsè owó ìdókówò ló kópa nínú ìpele náà. Ìròyìn yìí tẹ̀lé ìgbaniwọlé Clafiya sí Google Black Founders Fund ní ọdún 2022. Tí Jennie Nwokoye ṣe ìfilọ́lẹ̀ rẹ̀ ní ọdún 2021, Clafiya ń pèsè ìtọ́jú orí ẹ̀rọ àti àwọn aláìsàn tó ń wá láti ṣàmójútó àkóso lórí ìlàna iṣẹ́ àti ojúlówó ìtọ́jú tí wọ́n ń pèsè. Clafiya ń pèsè ìfojúrinjú, ètò ẹ̀kọ́ ìlera, àyẹ̀wò ṣíṣe lójúẹsẹ̀, fún àìsan ibà àti ibà jẹ̀funjẹ̀fun, ṣíse àyẹ̀wo STD, ṣíṣe àyẹ̀wò fún ẹ̀jẹ̀ ríru àti ìtọ ṣúgà, tàbí ṣúgà inú ẹ̀jẹ̀. Ó tún pèsè àyẹwò ìtọ́jú ìyá-lọ́mọ tó ń wá. Yàtọ̀ sí èyí, ó ń pèsè ìdarí ìtọ́jú ó sì ń darí àwọn aláìsàn sí oríṣiríṣi àwọn ilé ìwòsàn. Ó tún fojú sun àwọn oníṣòwò kékèké àti àwọn alábọ́dé, níbi tí àwọn agbanisíṣẹ́ ti ń pèse iṣẹ́ fún àwọn òṣìṣẹ́ wọn pẹ̀lú pípésè ètò ìlera fún wọn. Àwọn òṣìṣẹ́ yìí tún lè ṣe ìforúkọsílẹ̀ àwọn ẹbíi wọn, pẹ̀lú pípésè ìlera mádàmidófò fún wọn. Clafiya tún pèsè ìfojúrinjú àwọn aláìsàn tó ń wá àti lórí ẹ̀rọ ayélujára, tó ń mú àyípadà bá bí àwọn ọmọ orílẹ̀-èdè Nàìjíríà ṣe ń lo ètò ìlera. Nígbà tí wọ́n ṣe ìfilọ́lẹ̀ ilé-iṣẹ́, kókó èròngba rẹ̀ ni láti jẹ́ kí ètò ìlera túnbọ̀ di ìrọ̀rùn fún àwọn ènìyàn pẹ̀lú wíwà ní àrọ́wọ́tó àwọn akọ́ṣẹ́mọṣẹ́ ìlera tí wọ́n gba ìwé àṣẹ. Síbẹ̀síbẹ̀, Nwokoye sọ wí pé ilé-iṣẹ́ àdìdeelẹ̀ náà ti ṣe àyípadà ìlànà iṣẹ́ rẹ̀, pẹ̀lú bí ó ṣe ń tẹ̀síwájú láti kàn sí àwọn aṣàmúlò rẹ̀ àti ọjà náà. Torí náà, Clafiya ń ṣe àgbékalẹ̀ ilé ìwòsàn alárọ̀wọ́tó àkósódù tí ó gbájúmọ́ àwọn aláìsàn gẹ́gẹ́ bi ajànfààní nígbà tó tún ní àjọṣepọ̀ pẹ̀lú àwọn ilé ìtàjà òògùn, ilé-iṣẹ́ aṣàyẹ̀wò, iṣẹ́ ìlera ajẹmọ́kàn, àti àwọn akọ́ṣẹ́mọṣẹ́ ìlera láti pèsè ìrírí ètò ìlera káríkárí. Ó tún fẹ́ ṣe ìfilọ́lẹ̀ ìpèse B2B rẹ̀, tí yóò jẹ́ kí àwọn oníṣòwò ṣètò àpò ìfowópamọ́ ìlera níbi tí àwọn òṣìṣẹ́ wọn ti lè ní ànfààní sí ètò ìlera alárọ̀wọ́tó. Kí ló tún kù, ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera náà tún pèsè àwọn ohun-èlò tí ó ń jẹ́ kí ó ṣe é ṣe fún àwọn ènìyàn ilè òkèrè láti ra ìpèsè ètò ìlera fún àwọn ẹbíi wọn ní orílẹ̀-èdè Nàìjíríà yàtọ̀ sí fífi owó ránṣẹ́ tààrà.","Isiqalo sobuchwepheshe bezempilo sasNigeria, iClafiya iqongelele u-$610,000 wangaphambilini woxhasomali wokwandisa ezimbiwa phansi Isiqalo sobuchwepheshe bezempilo saseNigeria iClafiya isiveze u-$610,000 wesitshalo sokuqala soxhasomali wokwandisa ezimbiwa phansi, utshalomalo ekuthuthukeni komkhiqizo, nokuqasha abantu banekhono elisha kwezobuchwepheshe. Uxhasomali luqhamuka kuzinxaso zengqalabhizinisi ezahlukene, i-angel investments, kanye nezibonelelo. I-Norrsken Accelerator, iAcquired Wisdom Fund (AWF), Hustle Fund, Voltron Capital, Microtraction, Ajim Capital, HoaQ, Bold Angel fund, Shivdasani Family, kanye nama-angel investor ambalwa ababambe iqhaza kulomzuliswano. Lezi zindaba zilandela ukwamukelwa kweClafiya kuGoogle Black Founders Funding ngo 2022. Kwethulwe ngo-2021 nguJennie Nwokoye, uClafiya unikela ngokubonana nokungena kweziguli ukuze bagcine ukulawuleka phezu kwesheni lenani kanye namazinga okunakekelwa okungalethwa. I-Clafiya inikeza usizo ngemfundiso yezempilo, ukuhlolwa njalo kwamaleveva netyphoid, ukuhlolelwa izifo zocansi, ukuhlolelwa ihypertension, isifo sikashukela, noshukela egazini. Iphinde inikezele ngokuhlolwa kokunakekelwa kwabakhulelwe. Ngaphandle kwalokho, kunikela ngokulandelela ukunakekelwa futhu kuthumele iziguli ezindaweni ezahlukene zokunakekelwa kwezempilo. Kuphinde kuqonde amabhizinisi amancane naphakathi nendawo, lapho abaqashi benikela ngezinsizo kubasebenzi babo ngokubanika ukunakekelwa kwezempilo. Laba basebenzi bangaphinde babhalise imindeni yabo, ngokubanikeza umshwalense wezempilo. Uclafiya inukela ngokuvakasha kweziguli nokuxhumana ngokubonana, okushintsha ukuthi amaNigeria aluthola kanjani unakekelo lwezempilo Ngesikhathi yethulwa inkampani injongo enkulu kwakungukwenza ezeokunakekelwa kwezempilo zibe ngcono kubantu ngokubazisa ngpngoti bezempilo. Kepha uNwokoye uthi isiqalo sesishintshe isu laso njengoba siqhubeka sixhumana nabasebenzisi baso kanye nemakethe. Ngakho,uClafiya udevelopha indawo yokunakekelwa yokuqala kudijithali egxile esigulini njengomuntu ozozayo ngesikhathi ibambisana namakhemisi,izindawo zokwelaphela,izinsiza zezempilo yengqondo,izibhedlela nongoti bezempilo ukuthi banikezela ngesipiliyoni esifaka konke ukunakekelwa kwezempilo. Kuphinde sethule iB2B ngokunikela, okuvumela amabhizinisi ahlele ama akhawunti okonga kwezempilo lapho abasebenzi babo bezokwazi ukuthola ukunakekelwa kwezempilo kokuqala. Okunye isiqalo sokunakekelwa kwezempilo singanikela ngemikhiqizo evumela abantu abahlala phesheya bathenge izinhlelo zezokunakekelwa kwezempilo zezihlobo zabo eNigeria ukunokuthi bathumele imali kubona."
+"ክላፊያ ከታካሚ ጋር አንድ ለ አንድ እና ምናባዊ የምክር አገልግሎትን በማቅረብ ናይጄሪያውያን የጤና እንክብካቤን እንዴት እንደሚያዩት አስተያየታቸውን ቀይሯል። እ.ኤ.አ. በ2000 አ.ም፣ የናይጄሪያ የጤና ቴክኖሎጂ ጀማሪ ድርጅት፣ ክላፊያ መስራች የሆነችው ጄኒ ንዎኮዬ፣ በልጅነቷ ነበር ከቤተሰቧ ጋር ወደ ናይጄሪያ የሄደችው። በዩናይትድ ስቴትስ ውስጥ ለተወለደች እና ላደገች አንዲት ግለሰብ፣ ለመጀመሪያ ጊዜ መሰረታዊ የጤና አገልግሎት የማግኘት ችግር ያጋጠማት እዚህ ነበር። እሷና ቤተሰቧ ወደ ዩናይትድ ስቴትስ ከመመለሳቸው በፊት ከአምስት እስከ ስድስት ዓመታት ያህል በአገሪቱ ውስጥ ቆዩ። ትልቅ ሰው ከሆነች በኋላ፣ ወደ ናይጄሪያ በየዓመቱ ትመለሳለች እናም ችግሩ - የጤና አጠባበቅ ውስንነት - መፍትሄ እንዳላገኘ አስተዋለች። ስለዚህም፣ በ2018 በዩናይትድ ስቴትስ በጆርጅታውን ዩኒቨርሲቲ በሲስተም ኢንጂነሪንግ(መዋቅር ምህንድስና) የድህረ ምረቃ ተማሪ እንደመሆኗ፣ያኔ ነበር የክላፊያን ጽንሰ-ሀሳብ ማዳበር ጀመረች። ""እኔ በጆርጅታውን ለመማር ተቀባይነት ሳገኝ የመጀመሪያ ክፍላችን እንደ ሲስተም ኢንጂነሪንግ(መዋቅር ምህንድስና) መግቢያ ነበር እናም፣ ከዚያ ተንትነን ለመፃፍ አንድ ውስብስብ ስርዓት መምረጥ ነበረብን ። እናም የናይጄሪያን የጤና አጠባበቅ ስርዓት ውስብስብ ነው ብዬ ወሰድኩት፣ በተለይም የመጀመሪያ ደረጃ የጤና አጠባበቁ፣ ”ስትል ንዎኮዬ ታብራራለች። ስለ ክላፊያ በተማሪ እይታ መጻፍ የጀመረችው በዚህ መንገድ ነበር። ፕሮፌሰሮቿ አንድ ቁምነገር ከዚህ ላየረ እንድታወጣበት እስኪነግሯት ድረስ ስለዚህ ነገር ብዙም አላሰበችም ነበር ምክንያቱም ክላፊያ የእሷን ትኩረት የሚስብ ርዕሰ ጉዳይ ብቻ ነበር። “ከፕሮፌሰሮቼ ብዙ ድጋፍ አግኝቻለሁ። በጆርጅታውን ሀሳቤንም እንዳቀርበው አበረታቱኝ። ስለዚህ፣ በጆርጅታውን አካባቢ በሚደረጉ የንግድ ሀሳብ ውድድር ላይ ተሳተፍኩ። እናም ከእዚህም እና ከእዚያም የተወሰኑ ገንዘቦችን አሸነፍኩ። እናም ይህን ነገር ወደ እውን ማምጣት እንደምችል ተገነዘብኩ"" ትላለች ንዎኮዬ። የድህረ ምረቃ ተማሪ ሆና እንኳን ንዎኮዬ በናይጄሪያ በቂ የህይወት ልምድ ስለሌላት ባህሉን ለመረዳት እና የደንበኞችን ግኝት ለማካሄድ ጊዜዋን ለማሳለፍ ወደ ናይጄሪያ እንደምትሄድ ተናግራለች። ኤም.ቪ.ፒን(በመስኩ የተመሰገነ ተጫዋች) የመሆን ማእረግ ለክላፊያ ያስገኘችው ከአማዞን ጋር ስትሰራ እ.ኤ.አ እስከ 2021 ድረስ አልነበረም ። ክላፊያ ላይ ለማተኮር በዚያው አመት ነበር የኢኮሜርሱን ግዙፍ አማዞንን ለቃ የወጣችው ። ""በአፍሪካ በተለይም ናይጄሪያ ጀማሪ ድርጅት መገንባት ከባድ ነው። እናም ደሞ ለጥቁር ሴቶች በጣም ከባድ ነው። ነገር ግን፣ በዚህ ልምድ ውስጥ የሚክስ የሚሆነው በደንበኞቻችን ህይወት ላይ ልናደርገው የምንችለው ተጽእኖ እና ከገበያው ለማደግ እና ለመጎልበት የምንማረው ትምህርት ነው” ትላለች ንዎኮዬ። በስርዓተ ምህንድስና ልምድ ካላት ልምድ በተጨማሪም የደንበኞቿን ህመም የመፍታት ፍላጎት እና ጉጉትም አላት። ክላፊያ የጤና እንክብካቤን እንዴት ተደራሽ እያደረገ ነው። ትርጉሙ ""የማህበረሰብ ደህንነት"" የሆነው ክላፊያ፣ ከናይጄሪያ ጀምሮ በመላው አፍሪካ እና በተቀረው አለም ጤናማ ማህበረሰቦችን የማፍራት ተልእኮ ላይ ነው። ለዐውደ-ጽሑፍ፣ ክላፊያ የሁለት ቃላት ጥምረት ነው፡community( ማህበረሰብ) እና Lafia(ላፊያ)፣ ላፊያ የሐውሳን ቃል ሲሆን ትርጉሙም ደኅንነት ማለት ነው። ሃውሳ በሰሜን ናይጄሪያ የሚነገር ቋንቋ ነው። ኩባንያው የእሴት ሰንሰለቱን እና የሚሰጠውን የእንክብካቤ ጥራት ለመቆጣጠር ድቅል የመጀመሪያ ደረጃ እንክብካቤ አገልግሎቶችን ይሰጣል። ማንኛውም ሰው በመድረኩ ላይ መመዝገብ እና የአገልግሎቱም ተጠቀሚ መሆን ይችላል። እንዲሁም፣ አሠሪዎች ለሠራተኞቻቸው የጤና ጥበቃ አገልግሎት በሚሰጡባቸው ጥቃቅን እና መካከለኛ ንግዶች ላይም ያነጣጠረ ነው። እነዚህ ሰራተኞች የጤና መድህን በመስጠት ቤተሰቦቻቸውን መመዝገብ ይችላሉ። በናይጄሪያ የጤና መድን ማግኘት ግዴታ ነው; እንዴት ማግኘት እንደሚቻልም እነሆ: ""ልክ እንደ ኡበር(Uber) የመዋቅር ሞዴል ነው ሚሰራው ትመዘገባለህ፣ ቀጠሮ ታስይዛለህ እናም እኛ በአቅራቢያህ የሚገኘውን የጤና እንክብካቤ ባለሙያ እንልክልሃለን። ስለዚህ፣ ነርስ ወይም የማህበረሰብ ጤና መኮንን በአካል ተገኝተው የመጀመሪያ ደረጃ እንክብካቤን ለመስጠት ወደ እርስዎ ይመጣሉ፣ "" ትላለች ንዎኮዬ። ታካሚዎች በአካል ተገኝተው እና በቪዲዮ ጥሪም ከዶክተሮች ጋር እየተገናኙ እንክብካቤን በአካል ለመቀበል 5,000 ናይራ (10.86 ዶላር) መክፈል ይችላሉ። ""ስለዚህ የጤና ምክር በምታገኝበት ወቅት ሁለት ባለሙያወች አብረውህ ይኖራሉ ማለት ነው። ነርስዎ ወይም የማህበረሰብ ጤና መኮንንዎ በአካል ሲገኙ፣ ዶክተርዎ ደሞ በአካል እዚያ ይገኛሉ” በማለት አፅንዖት ሰጥታለች። በተጨማሪም፣ ታካሚዎች ምናባዊ ምክር በቪዲዮ በቀጥታ የሚፈልጉ ከሆነ በአካል ሳይጎበኙ የጤና እንክብካቤን ሊያገኙ ይችላሉ። ይህም ዋጋው 2,500 ($5.43) ነው። ክላፊያ የምክር አገልግሎትን፣ የጤና ትምህርትን፣ ፈጣን የወባ እና የታይፎይድ ምርመራን፣ የአባላዘር በሽታ እና የደም ግፊት ምርመራን፣ የስኳር በሽታ ወይም የደም ስኳር ምርመራን ያቀርባል። በተጨማሪም አንድ በ አንድ በአካል የእርጉዝ እናቶች እንክብካቤ ምርመራን ያቀርባል። በተጨማሪም፣ የሚያስፈልጋቸውን የጤና እንክብካቤ አሰሳ ያቀርባል እናም ታካሚዎች ወደ ሚያስፈልጋቸው የተለያዩ የጤና ጥበቃ ተቋማት ይልካል። እንደ ንዎኮዬ ገለጻ፣ ""ይህ ክፍል በጣም አሪፍ ነው ምክንያቱም ከታካሚዎቻችን ጋር ያለን ትስስር ቅድሚያ የሚሰጠው ህክምናን እንድያገኙ ስለሚያደርግ ነው። አሁን የመጀመሪያ ደረጃ እንክብካቤን ስለተቀበልክ ፣ ቀጣይ የሚያስፈልግህ ከተጠቀሰው ሆስፒታል የሁለተኛ ደረጃ ወይም የከፍተኛ ደረጃ እንክብካቤ ብቻ ነው።” ንዎኮዬ በጥበቃ የመጉላላት ጊዜ አይኖርም ባለችበት ሀሳብ ለምሳሌ፣ የመጀመሪያ ደረጃ ክብካቤን ከክላፊያ ከተቀበልክ በኋላ ግን የበለጠ ልዩ እንክብካቤ እንደሚያስፈልግህ ከወሰንክ፣ ኩባንያው ወደ አንዱ አጋር ሆስፒታሎች ሊልክህ ይችላል ብላለች። ክላፊያ ከፋርማሲዎች እና ከጤና ቴክኖሎጂ ኩባንያዎች ጋር በመተባበር ለተጠቃሚዎች፣ በተጠየቀበት ጊዜ መድሃኒቶችን ማድረስ ይችላል። ጅማሪው ከሌሎች የጤና ቴክኖሎጂ ጀማሪዎች ጋር በመተባበር ከተጠቃሚዎች ቤቶች ወይም የስራ ቦታዎች ናሙናዎችን ለቤተ ሙከራ ውስጥ ጥናት ለመሰብሰብም እየሰራ ነው። በአካል ተገኝተው ማጣራት የሚያስፈልጋቸው ከሆነ ደሞ በአካባቢው ከሚገኙ አጋሮቹ ወደ አንዱ ይልካቸዋል። ክላፊያ የአእምሮ ጤናን ለመደገፍ ቴክኖሎጂን ከሚጠቀሙ መድረኮች ጋር በመተባበር፣ የህክምና ወይም የማማከር አገልግሎቶችን ይሰጣል። ምንም እንኳን አጋሮች ለአቅርቦቻቸው ዋጋ ቢያስቀምጡም፣ ንዎኮዬ ቅናሽ የተደረገባቸው ክፍያዎች እንደሆኑ ትናገራለች። እነዚህ አገልግሎቶች በክላፊያ ድረ-ገጽ ወይም በመስመር ስልክ ኮድ(USSD) *347*58# ላይ በመደወል ይገኛሉ። ኩባንያው በአሁኑ ጊዜ እ.ኤ.አ በ 2023 አራተኛው ሩብ ላይ የሚለቀቅ፣ የሞባይል ላይ መተግበሪያ እየሰራ ነው። ተግዳሮቶች ቢኖሩም የማህበረሰብ ጤናን ለመጠበቅ ይሰራል። ምንም እንኳን አንዳንድ የጤና ቴክኖሎጂ ጅምሮች በቴሌ-ሜዲሲን ብቻ ላይ ቢያተኩሩም፣ ክላፊያ በናይጄሪያ ውስጥ ቴሌ-ሜዲሲንን እና በአካል ተገኝቶ መጎብኘትን በማዋሃድ የሚሰራ የመጀመሪያው እንደሆነ ተናግሯል ። የገጠር ነዋሪዎች የጤና ጥበቃ አገልግሎቶችን በተለይም፣ የልዩ ባለሙያ የጤና ጥበቃ አገልግሎቶችን ለማግኘት ብዙ ርቀት መጓዝ የተለመደ ነው፣ ነገር ግን ክላፊያ ይህን ሁኔታ በመስመር ስልክ ኮድ(USSD) መተግበሪያ ባህሪው እየለወጠው ይገኛል። በተጨማሪም፣ የከተማ ነዋሪዎች በሆስፒታል የ ተራ ጥበቃ ጊዜ ምክንያት የጤና እንክብካቤን በቀላሉ ማግኘት ካልቻሉ ከዶክተሮች የቤት ለቤት ጉብኝት ለመጠየቅ ይህ የ መስመር ስልክ ኮዱን(USSD) መጠቀም ይችላሉ። በዚህ የመስመር ስልክ ኮድ(USSD) ባህሪ ተጠቃሚዎች የዘመኑ ስልኮች ይኑራቸውም አይኖራቸውም በቤታቸው ሆነው የጤና እንክብካቤን ማግኘት ይችላሉ። ናይጄሪያ ከ200 ሚሊዮን በላይ ሕዝብ ያላት ቢሆንም፣ በአሁኑ ጊዜ በናይጄሪያ ከ25 እስከ 40 ሚሊዮን የሚሆኑ የዘመኑ ስልኮች ተጠቃሚዎች ብቻ እንዳሉ የተደረገው ጥናት አሳይቷል። ስለሆነም ጅምሩ ድርጅት በ የመስመር ስልክ ኮድ(USSD) ባህሪው በኩል የጤና እንክብካቤን በማቅ���ብ በናይጄሪያ ውስጥ የጤና እንክብካቤን ለማግኘት ያሉን እንቅፋቶችን በማስወገድ እራሱን ይለያል። ክላፊያ ፣እንደ ማይክሮትራክሽን ካሉ ቪ.ሲዎች(VC) የገንዘብ ድጋፍ አግኝቷል፣እናም እ.ኤ.አ የ2022ቱ የ ጎግል ለጥቁር ጀማሪ መስራቾች የገንዘብ ድጋፍ ላይ እና እ.ኤ.አ የ2022ቱ በኖርስከን ኢምፓክት አክስሌሬተር ውስጥም ተሳትፏል። ክላፊያ ከ100 በላይ የንግድ ድርጅቶች ጋር ሲሰራ፣ 2,000 የሚሆኑ የተመዘገቡ ተጠቃሚዎችም አሉት። ኩባንያው እ.ኤ.አ በ2023 መጨረሻ የተጠቃሚውን ብዛት ወደ 5,000 ለማሳደግ እያሰበ ነው። ከሚያጋጥሙት ተግዳሮቶች አንዱ፣ በናይጄሪያ ውስጥ የጤና ቴክኖሎጂ ጀማሪ ድርጀቶች ስራዎችን የሚቆጣጠሩት ደንቦች ተለዋዋጭ መሆን ነው። በተጨማሪም፣ በጤና እንክብካቤ ባለሙያዎች መካከል ባለው ከፍተኛ የዶክተሮች-የስደት ምጣኔያዊ ስሌት ምክንያት፣ ክላፊያ አንዳንድ “የእንክብካቤ ደረጃን” ለማቅረብ በነርሶች ወይም በማህበረሰብ ጤና መኮንኖች ላይ ይተማመናል። ""የአምዕሮ ከበቂ በላይ መዳከም አንድ ችግር ነው። ለዛም ነው በማህበረሰባችን ውስጥ የጤንነት መሰረት የሆኑትን ነገር ግን በደምብ ጥቅም ላይ ያልዋሉ ወይም ዝቅተኛ ክፍያ የሚከፈላቸውን ነርሶች እና የማህበረሰብ ጤና መኮንኖችን እየተጠቀምን ያለነው” ትላለች ንዎኮዬ። የአፍሪካ የጤና ቴክኖሎጂ ጅምሮች የአህጉሪቱን እየጨመረ የመጣውን የጤና ጥበቃ ሰራተኞች የስደት ችግር መፍታት አይችሉም ነገር ግን ሊቀንሱት ይችላሉ። ትክክለኛው ተሰጥኦ ያለው ባለሙያ ማግኘት ሌላው ተግዳሮት ሲሆን፣ እንደ አስተማማኝ የኢንተርኔት ግንኙነት፣ የሀይል አቅርቦት እና የትራፊክ መጨናነቅ ያሉ አስፈላጊ መሠረተ ልማት ያለመዘርጋትም ችግሮች፣ ደንበኞችን በሰዓቱ ለማግኘት አስቸጋሪ ያደርገዋል። ንዎኮዬ እነዚህን ተግዳሮቶች ማሸነፍ የጀማሪ ድርጅቱን ጉዞ አስደሳች ያደርገዋል ፣ምክንያቱም ""በናይጄሪያ ውስጥ ነገሮችን ለማስከወን የ አዲስ እና የፈጠራ መፍትሄዎችን ማምጣትን የምንለማመደው በዚህ አይነት መንገድ ነው"" ትላለች። እስከ ህትመት ጊዜ ድረስ፣ ንዎኮዬ 22 ሰራተኞች አሏት ፣ በሥራ ባልደረቦቿም በጣም ትኮራለች፣ ምክንያቱም እነሱ እየሰሩበት ያለውን ጉዳይ ላይ በብልህነት እና በጥልቅ ስሜት የሚከውኑ በመሆናቸው ነው። ክላፊያ በአሁኑ ጊዜ ለንግዶች የሚሆኑ የምርቱን ሁለተኛ እትም ስሪት በማዘጋጀት ላይ ነው። "" የአነስተኛ እና መካከለኛ ኢንተርፕራይዞች(SMEs) ተመጣጣኝ፣ ምቹ እና ጥራት ያለው የመጀመሪያ ደረጃ እንክብካቤ አገልግሎትን ለሰራተኞቻቸው በተለዋዋጭ የክፍያ አማራጮች እንዲያቀርቡ የሚያስችል የአገልግሎት ምርትን እየገነባን ነው"" ትላለች ንዎኮዬ። ምንም እንኳን ጅምሩ አሁን በሌጎስ እና በኢኑጉ ግዛቶች ብቻ ቢሆንም የሚሰራው ለወደፊት በናይጄሪያ ውስጥ በእያንዳንዱ ግዛት ውስጥ ለመስራት አቅዷል። በእኛ በምናባዊው መድረክ፣ [በሁሉም የናይጄሪያ ግዛት] ውስጥ መሆን እንችል ነበር። ይሁን እንጂ፣ ታካሚዎቻችን የሚወዱትን በአካል ተገኝቶ የመንከባከብን አገልግሎት ወደ ሌሎች የናይጄሪያ ክልሎች እንዲሰራጭ ለማድረግ ትንሽ ጊዜ ይወስዳል "" ብላም ንዎኮዬ አጠቃላለች።","Clafiya offers in-patient visits and virtual consultations, changing how Nigerians access healthcare In 2000, Jennie Nwokoye, the founder of a Nigerian healthtech startup, Clafiya, moved to Nigeria with her family when as a child. For someone born and raised in the United States, that was the first time she encountered difficulty accessing basic healthcare. She and her family stayed in the country for five to six years before moving back to the United States. As an adult, she returned to Nigeria every year and noticed that the problem — limited access to healthcare — remained unsolved. So, as a graduate student specialising in systems engineering at Georgetown University, United States, in 2018, she began developing the concept of Clafiya. ""When I was accepted to Georgetown, our first class was like an introduction to systems engineering, and then we had to choose a complex system to write about. And I consider Nigeria's healthcare system complex, particularly its primary healthcare,"" Nwokoye explains. That was how she began writing about Clafiya from an academic standpoint. Until her professors told her to make something out of it, she didn't give it much thought because Clafiya was just a topic of interest to her. “I got a lot of support from my professors. They also encouraged me to pitch at Georgetown. So, I participated in pitch competitions around Georgetown. And I won some money here and there. And I realised I could bring it to life,"" Nwokoye says. Even as a graduate student, Nwokoye claims she would travel to Nigeria to talk to locals to understand the culture and spend time conducting customer discovery because she didn’t have enough lived experience in Nigeria. It wasn't until 2021 that she created the MVP for Clafiya while working with Amazon. She left the eCommerce giant in the same year to focus on Clafiya. ""Building a startup in Africa, particularly Nigeria, is hard. And it's harder for black women. However, what is rewarding about this experience is the impact we can have on our customers' lives and the lessons we can learn from the market to continue to develop and grow,” Nwokoye says. In addition to her background in systems engineering, she has the grit and passion to solve customers' pain points. How Clafiya is making healthcare accessible Clafiya, which means ""community wellness"", is on a mission to promote healthy communities throughout Africa and the rest of the world, starting with Nigeria. For context, Clafiya is a combination of two words: community and lafiya, a Hausa word for wellness. Hausa is a language spoken in Northern Nigeria. The company offers hybrid primary care services to maintain control over the value chain and the quality of care provided. Anyone can register on its platform and sign up for its service. It also targets small and medium businesses, where employers provide services for their staff by offering health care to them. These employees can also register their families, providing health insurance to them. Obtaining health insurance is mandatory in Nigeria; here is how to get it ""It's like an Uber model in that you sign up, schedule an appointment, and we send the nearest healthcare practitioner to you. So, a nurse or community health officer will come to you to provide in-person primary care,"" Nwokoye says. Patients can pay ₦‎5,000 ($10.86) to receive in-person care while communicating with doctors virtually via video call. ""So you've got two people with you during your consultation. You have your nurse or community health officer in person, and your doctor is there virtually,” she emphasises. Additionally, patients can receive health care without an in-person visit if they only want a virtual consultation. This costs ₦‎2,500 ($5.43). Clafiya offers consultation, health education, rapid diagnostic tests for malaria and typhoid, STD testing, and screening for hypertension, diabetes, or blood sugar. It also provides in-person maternity care testing. Besides, it provides care navigation and refers patients to different healthcare facilities. According to Nwokoye, ""This part is cool because our partnerships with them entail you getting priority treatment. Because you've already received primary care, all you need now is secondary or tertiary care from the referred hospital.” For instance, if you received primary care from Clafiya but later decided you needed more specialised care, the company may refer you to one of its partner hospitals, where Nwokoye claims there will be no waiting period. Clafiya also partners with pharmacies and other healthtech companies that can deliver medications to users on request. The startup collaborates with other healthtech startups to collect samples from users' homes or workplaces for analysis in a lab. It also refers them to one of its local partners if they require in-person screening. Clafiya works with platforms that use technology to support mental health and provides therapy or consultation services. Although partners set the prices for their offerings, Nwokoye says they’re discounted fees. These services are available through Clafiya's website or the USSD code *347*58#. The company is currently working on a mobile app, which will be available in the fourth quarter of 2023. Leveraging community health despite challenges Clafiya claims to be the first in Nigeria to combine telemedicine and in-person visits though some healthtech startups focus on the former. It is common for rural populations to travel great distances to access healthcare services, especially subspecialist services, but Clafiya is changing this trend through its USSD feature. In addition, urban residents can use the USSD code to request home visits from doctors if they can’t easily access healthcare due to hospital wait times. With its USSD feature, users can access healthcare from their homes whether they have a smartphone or not. While Nigeria has a population of over 200 million people, Statista shows that there are currently between 25 and 40 million smartphone users in Nigeria. Consequently, the startup distinguishes itself by providing health care via its USSD, removing barriers to accessing healthcare in Nigeria. Clafiya has received funding from VCs, such as Microtraction, and has participated in the Google for Startups Black Founders Fund 2022 and Norrsken Impact Accelerator 2022. Clafiya works with over 100 businesses and has 2,000 registered users. The company is looking to grow its user base to 5,000 by the end of 2023. One of the challenges it faces is uncertainty about the regulations governing the operation of healthtech startups in Nigeria. Additionally, due to the high doctor-emigration rate among healthcare professionals, Clafiya relies on nurses or community health officers to deliver some “level of care.” ""Brain drain is a problem. That's why we're utilising nurses and community health officers who are also the cornerstones of health in our communities but underutilised or underpaid,” Nwokoye says. African healthtech startups can’t solve the continent’s rising healthcare worker emigration problem, but they can mitigate it Finding the right talent is another challenge, as is putting the necessary infrastructure in place, including a reliable Internet connection, power supply, and traffic congestion that makes it difficult to reach customers on time. Nwokoye claims that overcoming these challenges makes the startup journey exciting because ""that's where we experience our creative and innovative ways of getting things done in Nigeria."" With 22 employees as of publication time, Nwokoye is enthusiastic about her co-workers because they are intelligent and passionate about the issue they are tackling. Clafiya is currently developing a beta version of its product for businesses. ""We are building a product that allows SMEs to provide affordable, convenient, quality primary care services with flexible payment options for their employees,"" Nwokoye says. Even though the startup is only in Lagos and Enugu States now, it plans to be in every state in Nigeria. ""With our virtual platform, we can technically [be in every Nigerian state.] However, it will take time for that in-person care that our patients love to spread to other regions of Nigeria,” Nwokoye concludes.","Clafiya kan kwantar da mara lafiya ko kuma ganawa dashi ta hanyar intanet, inda suka canja yanda ƴan Najeriya ke samun kulawar lafiya . A shekarar 2000, Jennie Nwokoye, wacce ta kafa sabon kamfanin fasahar kiwon lafiya na Najeriya, wato Clafiya, sun dawo Najeriya tare da ahalinta lokacin tana ƙarama. A matsayinta Na wadda aka haifa kuma ta fara wayo a Amurka, wannan shine karonta na farko data gamu da matsala wajen samun kulawar lafiya. Ita da ahalinta sun zauna a Najeriya na tsawon shekaru shida kafin daga baya suka koma Amurka. Bayan ta mallaki hankalin kanta, sai takan zo Najeriya akowace shekara, sai ta gano cewar wannan matsalar -ta ƙarancin samun kulawar lafiya- tana nan ba a warware ta ba. Saboda haka a matsayinta Na wacce ta kammala karatu a fannin tsarin aiki a jami'ar Georgetown dake Amurka a shekarar 2018, sai ta fara bijiro da tunanin kafa Clafiya. ""Lokacin da aka bani gurbin karatu a jami'ar Georgetown, darasin mu na farko kamar gabatarwa ne a tsarin aiki, daganan kuma ya zame mana dole mu nemi wani tsarin da zamuyi rubutu akai. Ni kuma sai na kalli matsalar tsarin kiwon lafiyar Najeriya, musamman ma kiwon lafiya matakin farko,"" inji Nwokoye. Wannan shine yanda ta fara rubutu game da Clafiya daga mahangar karatu. Har zuwa lokacin da malamanta na jami'ar saka gaya mata cewa tayi wani abu akai, bata wani maida hankali sosai ba kasancewar Clafiya maudu'i ne kawai na sha'awa a gare ta. ""Na samu goyon baya sosai daga malamaina na jami'a. Sun kuma ƙarfafa mun gwiwa na fara gabatar dashi a jami'ar Georgetown. Saboda haka, na shiga gasannin gabatarwa a kewayen Georgetown. Na kuma samu nasarar ciwo wasu kuɗaɗe nan da can. Daga nan fahimci fahimci zan iya ƙaddamarda tsarin ya fara aiki,"" inji Nwokoye. Hatta bayan ta gama jami'ar, Nwokoye tace takan zo Najeriya don tattaunawa da ƴan Najeriya don fahimtar al'adunsu da kuma bada lokaci wajen gano abokan hulɗa, saboda banda gogewar zama a Najeriya. Amma ta jira har sai a shekarar 2021 sannan ta ƙirƙiro manhaja don Clafiya a sanda take aiki a ƙarƙashin Amazon. Ta bar shahararren kamfanin kasuwanci ta intanet ne a wannan shekarar don ta maida hankalinta kan Clafiya. ""Gina sabon kamfani a Afrika musamman ma Najeriya da akwai wahala. Ya kuma fi wahala ga mata baƙar fata. Dukda haka, romon wannan fafutukar shine tasirin da mukayi ga rayuwar abokan hulɗar mu, da kuma darussan da zamu kowa daga kasuwa don cigaba da haɓaka da bunƙasa,"" Nwokoye tace. Ƙari akan sanin da take dashi a tsarin aiki, tanada himma da kwaɗayin warware raɗaɗin kwastomomi. Ya Clafiya ya maida kiwon lafiya mai sauƙin samu Clafiya, wanda ke ""lafiyar al'umma"", yazo ne da ƙudurin samarda al'ummomi masu ƙoashin lafiya a baki ɗaya Afirka da sauran duniya, farawa da Najeriya. Yanda zaku gane, kalmar Clafiya haɗakace ta kalmomi guda biyu: al'umma da lafiya, kalmar Hausa. Yaren Hausa yarene da ake magana dashi a Arewacin Najeriya. Kamfanin na bada kalolin kulawar lafiya matakin farko don kula da sarrafawa da samar da ƙima da ingancin kiwon lafiyar da suke bayarwa. Kowa da kowa zai iya yin rajista shafin ya kuma riƙa shiga don more ayyukan kamfanin. Haka kuma kamfanin na harin ƙana da matsakaitan kamfanoni, inda masu kamfanoni zasu samarwa ma'aikatansu tsarin kula da lafiya ta hanyar yi musu tsarin kula da lafiya. Waɗannan masu kamfanoni zasu iya kuma yiwa ahalinsu, don samar musu da inshorar lafiya. Samun inshorar lafiya a Najeriya dole ne, ga yanda zaka same ta. ""Kamar samfurin Uber ne da zaka shiga, ka nemi damar ganawa, sai mu kuma mu turo maka da ma'aikacin lafiya mafi kusa dakai. Saboda haka, ma'aikacin jinya ko kuma ma'aikacin lafiya na yanki zai zo ya baka kulawar lafiya a matakin farko ta hanyar haɗuwa dakai. Mara lafiya zai biya ₦5,000 dai-dai da dala ($10.86) don samun kulawar lafiya ta hanyar haɗuwa da likitoci ta kafar intanet. Kaga kenan zaka haɗu da mutane biyu yayin baka kulawar lafiya. Zaka haɗu da ma'aikacin jinyar ka ko jami'in lafiya na yankin ka gaba da gaba, likitanka shima zai kasance tare daku ta kafar intanet,"", ta jaddada. Daɗin daɗawa, majinyata na iya samun kulawar lafiya ba tare an kwantar dasu ba, idan suna son ganawa ta hanyar intanet ne kawai. Shi kuma wannan akan kuɗi ₦2,500, dai-dai da dala (5.43). Clafiya na damar ganawa da likita, ilimin kiwon lafiya, binciken gaggawa na maleriya da taifot, da kuma gwajin cutukan da ake ɗauka ta hanyar jima'i, da kuma gwajin hawan jini, ciwon suga da kuma sikarin jini. Hakanan suna gwajin juna biyu ga masu ciki. Banda waɗannan, suna bada kulawar kewaye inda suke tura marasa lafiya izuwa wuraren kula da lafiya. A cewar Nwokoye, ""Wannan sashen yanasa nutsuwa, saboda haɗin gwiwar mu dasu zai baka damar samun kyakkyawar kulawa. Saboda ka riga ka karɓi kulawar farko da ake buƙata, abun kawai da kake buƙata shine kulawa ta biyu daga asibitin da aka tura ka. Misali, idan ka samu kulawar farko daga Clafiya, daga baya kuma kaga kana buƙatar ƙarin kulawa ta musamman, kamfanin mu zai tura ka izuwa ɗaya daga cikin asibitocin da muke da haɗin gwiwa dasu, inda Nwokoye tabada tabbacin ba maganar sake ɓata lokacin jira. Har ila yau Clafiya sun haɗa hannu da shagunan saida magunguna da kuma sauran kamfanonin fasahar kiwon lafiya da zasu iya bada magani ga abokan hulɗarsu idan sun nema. Sabon kamfanin ya haɗa hannu da wasu sabbin kamfanoni fasahar kiwon lafiya don karɓar samfurin abin gwaji, don yin gwajin a ɗakunan bincike. Yakan kuma tura su izuwa ɗaya daga cikin abokan haɗin gwiwarsu na cikin gida idan suna buƙatar gwaji akan mutum. Clafiya na aiki tare da shafukan intanet dake amfani da fasahar zamani wajen maganin cutukan ƙwaƙwalwa, su kuma ba mutum magani ko kuma shawarwari. Duk da abokan haɗin gwiwar kan sanya farashi ga mutumin da suka tura musu, Nwokoye tace sukan samu ragi a wajen biyan kuɗin. Waɗannan tsarukan ana samun su akan shafin intanet na Clafiya, or ta hanyar lambobin USSD *347*58#. A yanzu kamfanin na aikin samar da wata manhajar wayar hannu da zata fito a rubu'i na huɗu na shekarar 2023. Suna yaɗa ayyukan kiwon lafiya duk da suna fuskantar ƙalubale. Clafiya sunyi iƙirarin zamowa kamfanin farko a Najeriya da suka fara ayyukan likitanci ta nesa da kuma kwantar da marasa lafiya, duk da waɗansu kamfanonin fasahar kiwon lafiya sun taƙaita akan na farkon. Sanannen abune cewa mazauna karkara sai sunyi doguwar tafiya kafin su samu ayyukan kiwon lafiya, musamman ma ayyukan ƙwararru, amma Clafiya sun fara canja wannan matsayi ta hanyar amfani da lambobinsu na USSD. Ƙari akan haka kuma, mazauna birane kan iya amfani da waɗannan lambobin don likitoci suzo har gida su duba su, idan baza su iya samun kulawa ba saboda dogon jira a asibiti. Da waɗannan lambobin, masu hulɗa dasu zasu samu kulawar lafiya daga gida, ko sunada babbar waya ko basuda ita. Kasancewar Najeriya nada adadin yawan mutane na sama da mutane miliyan 200, ƙididdiga ta nuna cewa a yanzu akwai tsakanin mutum miliyan 25 zuwa miliyan 40 masu amfani da manyan wayoyi a Najeriya. A dalilin haka, sabon kamfanin ya bambanta kansa da sauran ta hanyar gudanar da ayyukan kiwon lafiya ta amfani da lambobin USSD, inda suka kauda tarnaƙin dake hana samun kulawar lafiya a Najeriya. Clafiya sun samu tallafin kuɗi daga VCs, kamar su Microtraction, sun kuma taka rawa a gasar kamfanin Google ta Startups Black Founders Fund ta shekarar 2022, da kuma ta Norrsken Impact Accelerator ta 2022. Clafiya na aiki tare da sama da kamfanoni ɗari, suna kuma da abokan hulɗa masu rajista mutum 2,000. Kamfanin yana ƙoƙarin ƙara abokan hulɗarsa kai 5,000 nan da ƙarshen shekarar 2023. Ɗaya daga cikin ƙalubalen suke fuskanta shine rashin tabbas game da ƙa'idojin gudanar da sabbin kamfanonin fasahar kiwon lafiya a Najeriya. Daɗin daɗawa, saboda ƙaruwar matsalar hijirar likitoci a tsakanin ma'aikatan lafiya, Clafiya sun dogara ne da ma'aikatan jinya da kuma jami'an kiwon lafiyar jama'a don yin wasu ayyukan lafiya. ""Matsalar guduwar ma'aikata ƙasashen ƙetare. Wannan ne yasa muke amfani da jami'an jinya da kuma jami'an kiwon lafiyar jama'a, waɗanda suma wasu turakune na aikin lafiya a cikin jama'ar mu, sai dai baya amfani ko biyansu haƙƙinsu yanda ya dace,"" inji Nwokoye. Sabbin kamfanonin fasahar kiwon lafiya na Afrika ba zasu iya warware matsalar hijirar ma'aikatan lafiya dake ƙamari a nahiyar, amma za a iya daƙile su. Samo ma'aikatan da suka dace ma wani ƙalubale ne, shima samar da ababen more rayuwa, da kuma kyakkyawan hanyar shiga intanet, wutar lantarki da kuma cunkuson ababen hawa, wanda shima yana bada wahala wajen isa ga abokan hulɗa akan lokaci. Nwokoye tayi iƙirarin cewa shawo kan waɗannan matsaloli ke sanya armashi ga yunƙurin sabbin kamfanoni. Saboda anan ne muke gano hanyoyin ƙirƙiro yin ayyuka a Najeriya. Da ma'aikata 22 a lokacin buga wannan labari, Nwokoye ta nuna jin daɗi game da abokan aikinta, saboda suna da basira da juriya akan matsalolin da suke fama dasu. Clafiya yanzu suna ƙoƙarin inganta samfurin manhajarsu da aka a gwada don kamfanoni. ""Muna gina manhajar da zata baiwa ƙanana da matsakaitan kamfanoni damar samarda kiwon lafiya a matakin farko da za a iya biya, mai gamsarwa, kuma ingantacce, tare da sauƙaƙan hanyoyin biyan kuɗi ga ma'aikatansu,"" inji Nwokoye. Duk da cewa sabon kamfanin a yanzu yana jahohin Legas da Inugu ne kawai, suna shiga kowace jaha a Najeriya. Da shafin mu na kama-da-wane, a fasahance zamu kasance a kowace jaha ta Najeriya. Sai dai zai ɗau lokaci don fara kwantar da marasa lafiyar da majinyatan mu ke son yaɗawa izuwa sauran yankunan Najeriya,"" Nwokoye ta kammala.","Clafiya hutoa ziara za wagonjwa waliolazwa na mashauriano ya mtandaoni, kubadilisha jinsi Wanaijeria wanavyopata huduma ya afya. Mnamo mwaka 2000, Jennie nwokoye, mwanzilishi wa Healthtech nchini Nigeria, Clafiya alihamia Nigeria na familia yake alipokuwa mtoto. Kwa mtu aliyezaliwa na kukulia nchini Marekani; hiyo ilikuwa mara yake ya kwanzakupata ugumu wa kupata huduma za msingi za afya. yeye na familia yake walikaa nchini humo miaka mitano hadi sita kabla ya kurejea Marekani. Akiwa mtu mzima, alirejea Nigeria kila mwaka na aligundua kuwa kuna tatizo la upatikanaji mdogo wa huduma za afya, lilibaki bila kutatuliwa. Hivyo, kama mwanafunzi aliyehitimu na kubobea katika uhandisi wa mifumo katika chuo kikuu cha Georgetown, Marekani, mnamo 2018, alianza kukuza wazo la Clafiya. ""Nilipokubaliwa Georgetown, darasa letu la kwanza lilikuwa kama utangulizi wa uhandisi wa mifumo, na kisha tulilazimika kuchagua mfumo mgumu wa kuandika. Na ninazingatia mfumo wa afya nchini Nigeria kuwa mgumu, hususani huduma yake ya msingi"", Nwokoye anaelezea. Hivyo ndivyo alianza kuandika kuhusu Clafiya kutoka kwa mtazamo wa kitaaluma. Hadi maprofesa wake walipomwambia atengeneze kitu, hakufikiria sana kwa sababu Clafiya ilikuwa mada ya kuvutia kwake. ""Nilipata usaidizi mkubwa kutoka kwa maprofesa wangu. Walinitia moyo pia kupiga lami huko Georgetown. Hivyo, nilishiriki katika mashindano ya lami karibu na Georgetown. Nilishinda pesa za hapa na pale. Na niligundua ningeweza kuifanya iwe hai"", Nwokoye anasema. Nwokoye anadai, hata kama ni mwanafunzi aliyehitimu angesafiri hadi Nigeria kuzungumza na wenyeji kuelewa utamaduni na kutumia muda kufanya ugunduzi wa wateja kwa sababu hakuwa na uzoefu wa kutosha nchini Nigeria. Hadi 2021 ndipo alipounda MVP ya Clafiya alipokuwa akifanya kazi na Amazon. Aliacha kampuni kubwa ya eCommerce katika mwaka huo huo ili kuzingatia Clafiya. ""Kuunda biashara barani Afrika ni ngumu hususani Nigeria. Na ni ngumu zaidi kwa wanawake weusi. Hata hivyo, Nwokoye anasema, kinachofaa kuhusu uzoefu huu ni athari tunazoweza kuwa nazo kwa maisha ya wateja wetu na mafunzo tunayoweza kujifunza kutoka katika soko ili kuendelea na kukua na kuongezeka"". Mbali na historia yake katika uhandisi wa mifumo, anashauku na ujasiri wa kutatua matatizo ya wateja. Kivipi Clafiya inafanya huduma ya afya ipatikane Clafiya, ambayo ina maana ya ""Uzuri wa jamii"", ipo kwenye dhamira ya kukuza jamii zenye afya kote Afrika na kwingineko ulimwenguni, kuanzia Nigeria. Kiuhalisia, Clafiya ni muunganiko wa maneno mawili: Community na lafiya, neno la kihausa lenye maana ya afya njema. Kihausa ni lugha inayozungumzwa kaskazini mwa Nigeria. Kampuni hutoa huduma za msingi za mseto ili kudumisha udhibiti wa mnyororo wa thamani na ubora wa utunzaji unaotolewa. Mtu yeyote anaweza kujisajili kwenye jukwaa lake na kujiandikisha kwa huduma yake. Pia inalenga biashara ndogo ndogo na za kati, ambapo waajiri hutoa huduma kwa wafanyakazi wao kwa kutoa kwao huduma za afya. Pia wafanyakazi hawa wanaweza kusajili familia zao, kwa kuwapa Bima za afya. Kukata Bima ya afya ni laazima nchini Nigeria; hapa ni namna ya kuipata ""Ni kama mfano wa Uber kwa kuwa unajisajili, kupanga miadi, na tunakutumia daktari aliyekaribu nawe. Hivyo, muuguzi au afisa afya wa jamii atakuja kwako kutoa huduma ya msingi ya kibinafsi"", Nwokoye anasema. Wagonjwa wanaweza kulipa N5,000 ($10.86) ili kupokea huduma ya kibinafsi wakati wakiwasiliana na madaktari kwa njia ya simu ya video. Hivyo, unao watu wawili pamoja na wewe wakati wa mashauriano yako. Unae muuguzi wako au afisa afya wa jamii ana kwa ana, na daktari wako akiwa mtandaoni"", anasisitiza. Kwa kuongezea, wagonjwa wanaweza kupokea huduma ya afya bila ya kutembelewa ana kwa ana kama tu wanataka mashauriano ya mtandaoni. Hii inagharimu N2,500 ($5.43). Clafiya inatoa ushauri, elimu ya afya, vipimo vya haraka vya uchunguzi wa Malaria na Taifodi, upimaji wa STD, na uchunguzi wa shinikizo la damu na Kisukari au sukari ya damu. Pia hutoa huduma ya uzazi ya kibinafsi. Mbali na hilo, hutoa urambazaji wa utunzaji na kuwaelekeza wagonjwa kwenye vituo tofauti vya huduma ya afya. Kulingana na Nwokoye, ""Sehemu hii ni nzuri kwa sababu ushirikiano wetu nao unahusisha wewe kupata matibabu ya kipaumbele. Kwa sababu tayari umepata huduma ya msingi, unachohitaji sasa ni huduma matibabu au ya juu kutoka hospitali ya rufaa"" Kwa mfano, kama umepokea huduma ya msingi kutoka Clafiya lakini baadae ukaamua kuwa unahitaji zaidi utunzaji maalumu, kampuni inaweza kukuelekeza katika hospitali moja ya washirika, ambapo Nwokoye anadai haitakuwa na muda wa kusubiri. Pia Clafiya hushirikiana na maduka ya dawa na makampuni mengine ya teknolojia ya afya ambayo yanaweza kuwasilisha dawa kwa ombi la watumiaji. Kampuni hushirikiana na waanzishaji wengine wa teknolojia ya afya kukusanya sampuli kutoka katika nyumba za watumiaji au mahali pa kazi kwa uchunguzi katika maabara. Pia inawaelekeza kwa pamoja washirika wake wa ndani kama wanahitaji uchunguzi wa ana kwa ana. Clafiya hufanya kazi na majukwaa ambayo hutumia teknolojia kusaidia afya ya akili na kutoa tiba au huduma za mashauriano. Ingawa washirika walipanga bei za matoleo yao, Nwokoye anasema wamepunguza ada. Huduma hizi zinapatikana kupitia tovuti ya Clafiya au msimbo wa USSD *347*58#. Kwa sasa kampuni hiyo inafanya kazi kwenye Programu ya simu, ambayo itapatikana katika robo ya nne ya 2023. Boresha afya ya jamii licha ya changamoto Clafiya inadai kuwa ya kwanza nchini Nigeria kuchanganya matibabu ya simu na ziara za ana kwa ana ingawa baadhi ya wanaoanzisha teknolojia ya afya huzingatia zile za awali. Ni kawaida kwa wakazi wa vijijini kusafiri umbali mrefu kupata huduma za afya, hususani huduma za wataalamu wasaidizi, lakini Clafiya inabadilisha hali hii kupitia kipengele chake cha USSD. kwa kuongezea, wakazi wa mjini wanaweza kutumia msimbo wa USSD watembelewe nyumbani kutoka kwa madaktari kama hawawezi kupata huduma ya afya kwa urahisi kutokana na kusubiri kwa muda wa hospitali. Kwa kipengele chake cha USSD, watumiaji wanaweza kupata huduma ya afya kutoka majumbani kwao awe na simu janya ama la. Wakati Nigeria ina watu zaidi ya milioni 200, takwimu zinaonyesha kwa sasa kuna watumiaji kati ya milioni 25 na 40 nchini Nigeria. Kwa hiyo, uanzishaji unajitofautisha kwa kutoa huduma za afya kupitia USSD yake, kuondoa vizuizi vya kupata huduma ya afya nchini Nigeria. Clafiya imepokea ufadhili kutoka VCs kama vile Microtraction, na imeshiriki katika Google for Startups Black Founders Fund 2022 na Norrsken Impact Accelerator 2022. Clafiya inafanya kazi na zaidi ya biashara 100 na ina watu watumiaji 200 waliosajiliwa. Kampuni inatazamia kukuza watumiaji wake hadi 5,000 ifikapo mwishoni mwa 2023. Moja wapo ya changamoto inayokabiliana nayo ni kutokuwa na uhakika kuhusu kanuni za kusimamia utendaji kazi mashirika ya teknolojiaya afya nchini Nigeria. Zaidi ya hayo, kutokana na kiwango cha juu cha uhamaji wa madaktari miongoni mwa wataalamu wa afya, Clafiya inategemea wauguzi au maafisa afya wa jamii kutoa ""Kiwango fulani cha huduma."" ""Wasomi wazawa hukimbilia ughaibuni ni tatizo. Ndio maana tunatumia wauguzi na maafisa afya wa jamii ambao pia ni nguzo za afya katika jamii zetu lakini hawatumiwi au wanalipwa kidogo"", Nwokoye anasema. Waanzilishi wa teknolojia ya afya ya kiafrika hawawezi kutatua tatizo linaloongezeka la uhamaji wa wa wafanyakazi wa huduma ya afya barani, lakini wanaweza kupunguza. Kupata vipaji vinavyofaa ni changamoto nyengine, kama vile kuweka miundombinu muhimu, ikiwemo muunganisho wa intaneti wa uhakika, usambazaji wa umeme, na msongamano wa magari unaofanya iwe vigumu kuwafikia wateja kwa wakati. Nwokoye anadai kwamba kushinda changamoto hizi hufanya safari ya kwanza kuwa ya kusisimua kwa sababu ""Hapo ndipo tunapata uzoefu wa njia zetu za ubunifu na za kufanya mambo nchini Nigeria"". Akiwa na wafanyakazi 22 kufikia wakati wa uchapishaji, Nwokoye anashauku kuhusu wafanyakazi wenzake kwa sababu wanaakili na shauku kuhusu suala wanalolishughulikia. Kwa Clafiya inatengeneza toleo la beta la bidhaa yake kwa ajili ya biashara. ""Tunaunda bidhaa ambayo inaruhusu SMEs kutoa huduma nafuu, rahisi na ubora wa huduma ya msingi na chaguo rahisi kwa malipo kwa wafanyakazi wao"". Nwokoye anasema. Ingawa uanzishaji upo katika majimbo ya Lagos na Enugu pekee, kwa sasa, inapanga kuwa katika kila jimbo nchini Nigeria. ""Kwa jukwaa letu la mtandaoni tunaweza kitaalamu [kuwa katika jimbo la Nigeria]. Hata hivyo, itachukua muda kwa huduma hiyo ya kibinafsi ambayo wagonjwa wetu wanapenda kuenea katika maeneo mengine ya Nigeria"", Nwokoye anahitimisha.","Clafiya tún pèsè ìfojúrinjú àwọn aláìsàn tó ń wá àti lórí ẹ̀rọ ayélujára, tó ń mú àyípadà bá bí àwọn ọmọ orílẹ̀-èdè Nàìjíríà ṣe ń lo ètò ìlera. Ní ọdún 2000, Jennie Nwokoye, olùdásílẹ̀ ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera orí ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà, Clafiya, wá sí orílẹ̀-èdè Nàìjíríà pẹ̀lú ẹbíi rẹ̀ nígbà tó wà lọ́mọdé. Fún ẹni tí wọ́n bí tí wọ́n sì tọ́ ní United States, ìgbà àkọ́kọ́ nìyẹn tó máa kojú ìnira pẹ̀lú lílo ìlera alárọ̀wọ́tó. Òun àti àwọn ẹbíi rẹ̀ wà ní orílẹ̀-èdè náà fún ọdún márùn-ún sí mẹ́fà kí wọ́n tó padà sí United States. Nígbà tí ó dàgbà, ó padà sí orílẹ̀-èdè Nàìjíríà lọ́dọọdún ó sì rí i wí pé ìṣòro náà - àìní ànfààní sí ètò ìlera - ṣì wà láìníyajú. Torí náà, gẹ́gẹ́ bí akẹ́kọ̀ọ́jáde tó ń ṣiṣẹ́ lórí ètò ìmọ̀ ẹ̀rọ ní Yunifásítì Georgetown, United States, ní ọdún 2018, ó bẹ̀rẹ̀ sí ṣe àgbékalẹ̀ Clafiya. ""Nígbà tí wọ́n gbà mí wọ Georgetown, kílásì àkọ́kọ́ dàbi ìṣàfihàn ètò ìmọ̀ ẹ̀rọ, nígbà náà a ní láti mú ètò àmúdijú kan láti kọ nípa rẹ̀. Mo sì rí ètò ìlera orílẹ̀-ède Nàìjíríà gẹ́gẹ́ bí àmúdijú, pàápàá jùlọ ìlera alárọ̀wọ́tó rẹ̀."" Nwokoye ṣàlàyé. Bí ó ṣe bẹ̀rẹ̀ sí kọ nípa Clafiya láti ojú ìwòye ètò ẹ̀kọ́ nìyẹn. Títí di ìgba tí Ọ̀jọ̀gbọ́n rẹ̀ sọ fún-un wí pé kó mú nǹkan jáde níbẹ̀, kò ti ẹ̀ ronú púpọ̀ nípa rẹ̀ rárá nítorí àkọ́lẹ́ lásán tí ó nífẹ̀ sí ni Clafiya jẹ́. ""Mo rí ọ̀pọ̀lọpọ̀ àtìlẹ́yìn láti ọ̀dọ àwọn ọ̀jọ̀gbọ́n mi. Wọ́n gbà mí níyànjú láti ṣàfihàn rẹ̀ ní Georgetown. Torí náà, mo kópa nínú àwọn ìdíje ìṣàfihàn káàkiri Georgetown. Mo sì jẹ àwọn owó kan níhìn àti lọ́hùn. Mo sì rí i wí pé mo lè sọ ọ́ di tòótọ́,"" Nwokoye sọ bẹ́ẹ̀. Kódà gẹ́gẹ́ bí akẹ́kọ̀ọ́ jáde, Nwokoye sọ wí pé òún máa ń wá sí orílẹ̀-èdè Nàìjíríà láti bá àwọn ọmọ ìlú sọ̀rọ̀ láti ní òye àṣà àti kí òún sì lo àkókò láti ṣe ìwádìí àwọn oníbàárà nítorí òun ò ní ìrírí gbígbé ní orílẹ̀-èdè Nàìjíríà púpọ̀. Nígbà tí ó di ọdún 2021 ni ó ṣẹ̀ṣẹ̀ ṣe àgbékalẹ̀ MVP fún Clafiya nígbà tí ó ń ṣiṣẹ́ pẹ̀lú Amazon. Ó fi àgbà nínú ìṣòwò orí ayélujára náà sílẹ̀ ní ọdún kan náà láti gbájúmọ́ Clafiya. ""Ṣíṣe àgbékalẹ̀ ilé-iṣẹ́ àdìdeelẹ̀ ní ilẹ̀ Adúláwọ̀, pàápàá jùlọ ní orílẹ̀-èdè Nàìjíríà, le. Ó sì tún wá le gan fún àwọn obìrin aláwọ̀ dúdú. Síbẹ̀síbẹ̀, nǹkan tó jẹ́ èrè nípa ni ipa tí a lè ní nínú ìgbésíayé àwọn oníbàárà wa àti àwọn ẹ̀kọ́ tí a lè kọ́ nínú ọjà náà láti tèsíwájú pẹ̀lú ìdàgbàsókè àti láti gbòòrò si,” Nwokoye sọ bẹ́ẹ̀. Ní àfikún sí ìpìlẹ rẹ̀ nínú ètò ìmọ̀ ẹ̀rọ, ó ní ìgboyà ó sì ní ìfẹ́ láti wá ìyanjú sí ọ̀gangan ìnira àwọn oníbàárà. Bí Clafiya ṣe ń sọ ètò ìlera di lílò Clafiya, tó túmọ̀ sí ""ìwà lálàáfíà àwùjọ"", ń ṣiṣẹ́ láti ṣe àgbéga fún àwùjọ tó lálàáfíà jákèjájò ilẹ̀ Adúláwọ̀ àti gbogbo orílẹ̀-èdè ayé tókù, bẹ̀rẹ̀ láti orílẹ̀-èdè Nàìjíríà. Fún àpẹẹrẹ, Clafiya jẹ́ àpapọ̀ ọ̀rọ̀ méjì: àwùjọ àti láfíyà, ọ̀rọ inú ède Hausa fún àlàáfíà. Hausa jẹ́ ẹ̀dẹ̀ kan tí wọ́n ń sọ ní Àríwá orílẹ̀-èdè Nàìjíríà. Ilé-iṣẹ́ náà ń pèsè àkànpọ iṣẹ́ ìlera alárọ̀wọ́tó láti ṣe ṣàmójútó àkóso lórí ìlàna iṣẹ́ àti ojúlówó ìtọ́jú tí wọ́n ń pèsè. Enikẹ́ni ló lè fi orúkọ sílẹ̀ lórí ìkànnì rẹ̀ kí ó sì ṣe ìforúkọsílẹ̀ fún iṣẹ́ ẹ rẹ̀. Ó tún fojú sun àwọn oníṣòwò kékèké àti àwọn alábọ́dé, níbi tí àwọn agbanisíṣẹ́ ti ń pèse iṣẹ́ fún àwọn òṣìṣẹ́ wọn pẹ̀lú pípésè ètò ìlera fún wọn. Àwọn òṣìṣẹ́ yìí tún lè ṣe ìforúkọsílẹ̀ àwọn ẹbíi wọn, pẹ̀lú pípésè ìlera mádàmidófò fún wọn. Gbígba mádàmidófò ìlera ti di dandan ní orílẹ̀-èdè Nàìjíríà; bí o ṣe lè gbà á rè é. ""Ó dàbí àwòṣe Uber níbi tí wà á ti ṣe ìforúkọsílẹ̀, ṣètò ìfojúrinjú, a ó sì rán òṣìṣẹ́ ètò ìlera tó súnmọ́ sí ẹ. Torí náà, nọ́ọ́sì tàbí òṣìṣẹ́ ìlera láwùjọ máa wá bá ẹ láti láti pèsè ìlera alárọ̀wọ́tó lẹ́ran-ara,"" Nwokoye sọ bẹ́ẹ̀. Àwọn aláìsàn lè san ₦‎5,000 ($10.86) láti gba ìtọ́jú lẹ́ran-ara nígbà tí o bá ń bá onímọ̀ ìṣègùn sọ̀rọ̀ lórí ayélujára nípasẹ̀ ìpè aláwòrán. ""Torí náà o ní èèyàn méjì tí wọn ó wà pẹ̀lúù rẹ lásíkò ìfojúrinjú. O ní nọ́ọ́sì tàbí òṣìṣẹ́ ìlera láwùjọ rẹ pẹ̀lú ẹ lẹ́ran-ara onímọ̀ ìṣègùn rẹ sì tún wà níbẹ̀ lórí ẹ̀rọ ayélujára,"" ó ṣàtẹnumọ́. Ní àfikún, àwọn aláìsàn lè gba ìtọ́jú ìlera láìsí wíwá lẹ́ran-ara tí wọ́n bá fẹ́ ìfojúrinjú lórí ẹ̀rọ ayélujára nìkan. ₦‎2,500 ($5.43) ni owóo rẹ̀. Clafiya ń pèsè ìfojúrinjú, ètò ẹ̀kọ́ ìlera, àyẹ̀wò ṣíṣe lójúẹsẹ̀, fún àìsan ibà àti ibà jẹ̀funjẹ̀fun, ṣíse àyẹ̀wo STD, ṣíṣe àyẹ̀wò fún ẹ̀jẹ̀ ríru àti ìtọ ṣúgà, tàbí ṣúgà inú ẹ̀jẹ̀. Ó tún pèsè àyẹwò ìtọ́jú ìyá-lọ́mọ tó ń wá. Yàtọ̀ sí èyí, ó ń pèsè ìdarí ìtọ́jú ó sì ń darí àwọn aláìsàn sí oríṣiríṣi àwọn ilé ìwòsàn. Gẹ́gẹ́ bí Nwokoye ṣe sọ, ""Apá ibíyìí dára gidi gan nítorí àjọṣepọ̀ wa pẹ̀lú wọn kún fún gbígba ìtọ́jú tó ṣe pàtàkì. Nítorí pé o ti gba ìtọ́jú alárọ̀wọ́tó, gbogbo ohun tí o nílò báyìí ni ìtọ́jú ìpele kejì tàbí ìkẹ́ta láti ilé ìwòsàn tí wọ́n bá darí ẹ sí."" Fún àpẹẹrẹ, tí o bá gba ìtọ́jú alárọ̀wọ́tó lọ́dọ Clafiya o wá padà pinnu wí pé o nílò àkànṣe ìtọ́jú sí i, Ilé-iṣẹ́ náà lẹ̀ rán ẹ lọ sí ọ̀kan nínú àwọn ilé-ìwòsàn alájọṣe rẹ̀, níbi tí Nwokoye sọ wí pé kò ní sí ìdádúró rárá. Clafiya tún ní àjọṣepọ̀ pẹ̀lú àwọn ilé ìtàjà òògùn àti àwọn ilé-iṣẹ́ ìṣètò-ìlera orí ẹ̀rọ mìíràn tí wọ́n lè fi òògùn ránṣẹ́ sí aṣàmúlò tí wọ́n bá bèèrè. ilé-iṣẹ́ àdìdeelẹ̀ náà ní àjọṣepọ̀ pẹ̀lú àwọn ilé-iṣẹ́ àdìdeelẹ̀ ìṣètò-ìlera orí ẹ̀rọ mìíràn láti gba ohun àyẹ̀wò péréte ní ilé tàbí ibi-iṣẹ́ àwọn aṣàmúlò fún àyẹ̀wò ní yàrá àyẹ̀wò. Ó tún máa ń rán wọn lọ sí ọ̀dọ ọ̀kan nínú àwọn alájọṣe ìbílẹ̀ tí wọ́n bá nílò àyẹ̀wò lẹ́ran-ara. Clafiya ń ṣiṣẹ́ pẹ̀lú àwọn ìkànnì tí wọ́n ń lo ìmọ̀ ẹ̀rọ fún àtìlẹ́yìn ìlera ajẹmọ́kàn ó sì ń pésè iṣẹ́ẹ ìtọ́jú àìlera àti ìbẹ̀wò. Bó tilẹ̀ jẹ́ wí pé àwọn alájọṣepọ̀ ti ní iye fún ìpèse iṣẹ́ wọn, Nwokoye sọ wí pé àdínkù owó ni. Àwọn ìpèsè iṣẹ́ yìí wà ní ní ibùdó ìtàkùn Clafiya tàbí odù USSD *347*58#. Ilé-iṣẹ́ náà ń ṣiṣẹ́ lọ́wọ́lọ́wọ́ báyìí lórí ohun èlò ìmúṣẹ́ṣe orí ẹ̀rọ aláàgbéká, tí yóò jáde ní ẹ̀rin ìlàrin ọdún 2023. Gbígbáralé ìlera àwujọ pẹ̀lú gbogbo ìpènijà rẹ̀. Clafiya sọ wí pé òun lẹni àkọ́kọ́ ní orílẹ̀-èdè Nàìjíríà láti ṣe àkànpọ ìṣègun orí ẹ̀rọ ayélujára àti àbẹ̀wò lẹ́ran-ara bó tilẹ̀ jẹ́ wí pé àwọn ilé-iṣẹ́ àdìdeelẹ̀ ìṣètò-ìlera orí ẹ̀rọ gbájú gbájúmọ́ àkọ́kọ́. Ó wọ́pọ̀ láàrín àwọn ènìyàn ìbílẹ̀ láti rin ọ̀nà jínjìn láti lo ìpèsè ètò ìlera, pàápàá jùlọ àwọn iṣẹ́ àwòrán tí kì í ṣe akọ́ṣẹ́mọṣẹ́, ṣùgbọ́n Clafiya ti ń mú àyípadà bá ìṣẹ̀lẹ̀ yìí nípasẹ̀ ìrísí USSD rẹ̀. Ní àfikún, àwọn tó ń gbé ní ìgboro lè lo odù USSD láti bẹ̀rẹ̀ fún àbẹ̀wò nílé lọ́wọ́ onímọ̀ ìṣègùn tí wọn ò bá lè lo ètò ìlera pẹ̀lú ìrọ̀rùn nítorí àkókò ìdúró ilé ìwòsàn. Pèlú ìrísí USSD rẹ̀, àwọn aṣàmúlò lè lo ètò ìlera láti inú ilée wọn bóyá wọ́n ní ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá àbí wọn ò ní. Nígbà tí àwọn ọmọ orílẹ̀-èdè Nàìjíríà lé ní 200 mílíọ̀nù, Statista fi hàn pé láàrín 25 àti 40 mílíọ̀nù ni wọ́n ń lo ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá ní orílẹ̀-èdè Nàìjíríà lọ́wọ́lọ́wọ́. Fún ìdí èyí, ilé-iṣẹ́ àdìdeelẹ̀ náà ya ara rẹ̀ sọ́tọ̀ pẹ̀lú ìpèsè ètò ìlera pẹ̀lú USSD rẹ̀, tó ń yọ gbogbo ìdíwọ́ fún lílo ètò ìlera ní orílẹ̀-èdè Nàìjíríà. Clafiya ti gba ìrànwọ́ owó láti ọ̀dọ̀ àwọn VC, bíi Microtraction, ó sì ti kópa nínú Google for Startups Black Founders Fund fún ọdún 2022 àti Norrsken Impact Accelerator fún ọdún 2022. Clafiya ń ṣiṣẹ́ pẹ̀lú 100 lé àwọn oníṣòwò ó sì ní 2,000 àwọn aṣàmúlò tí wọ́n forúkọsílẹ̀. Ilé-iṣẹ́ náà ń fojúsọ́nà láti ṣe àlékún àwọn aṣàmúlò rẹ̀ sí 5,000 ní ìparí ọdún 2023. Ọ̀kan nínú àwọn ìpèníjà tí ó ń dojúkọ ni àìsí ìdánilójú nípa àwọn òfin tó ń darí iṣẹ́ àwọn ilé-iṣẹ́ àdìdeelẹ̀ ìṣètò-ìlera orí ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà. Ní àfikún, nítorí ọ̀pọ̀ iye àwọn onímọ̀ ìṣègùn tí wọ́n ń fi fìlú sílẹ̀ láàrín àwọn akọ́ṣẹ́mọṣẹ́ ìlera, Clafiya gbáralé àwọn nọ́ọ́sì tàbí àwọn òṣìṣẹ́ ìlera láwùjọ láti pèse ""àwọn ìpele ìtọ́jú kan."" ""Kíkúrò lórílẹ̀ èdè àwọn akọ́ṣẹ́mọṣẹ́ jẹ́ ìṣòro. Nítorí rẹ̀ la ṣe ń lo àwọn nọ́ọ́sì àti àwọn òṣìṣẹ́ ìlera láwùjọ tí wọ́n tún jẹ́ òpómúléró ìlera ní àwùjọ wa ṣùgbọ́n tí wọn ò ṣàmúlò wọn dáadáa tí wọn ò sì sanwó gidi fún wọn,"" Nwokoye sọ bẹ́ẹ̀. Àwọn ilé-iṣẹ́ àdìdeelẹ̀ aṣètò-ìlera orí ẹ̀rọ nílẹ̀ Adúláwọ̀ ò lè tán ìṣòro àlékún kíkúrò lórílẹ̀ èdè àwọn òṣìṣẹ́ ìlera, ṣùgbọ́n wọ́n lè ṣàmójútó rẹ̀. Wíwá àwọn ẹ̀bùn tó tọ́ náà tún jẹ́ ìpèníjà míràn, bẹ́ẹ̀ náà ló rí fún pípèsè àwọn ohun amáyédẹrùn tó ṣe pàtàkì, pẹ̀lú àsopọ̀ lórí ẹ̀rọ ayélujára tó ṣe é gbọ́kànlé, iná mọ̀nàmọ́ná, àti súnkẹrẹ-fàkẹrẹ lójú pópó tó jẹ́ kí ó ṣòro láti dé ọ̀dọ̀ àwọn oníbàárà lásíkò. Nwokoye sọ wí pé bíborí gbogbo àwọn ìpèníjà wọ̀nyí jẹ́ kí ìrìnàjo ilé-iṣẹ́ àdìdeelẹ̀ náà dùn nítorí ""ibẹ̀ ni a ti máa ń ní ìrírí àwọn ọ̀na ọgbọ́n àtinúdá àti ìmọ̀ ọ̀tun láti jẹ́ kí nǹkan ó ṣe é ṣe ní orílẹ̀-èdè Nàìjíríà."" Pẹ̀lú òṣìṣẹ́ 22 ní àkókò tí à ń kọ ìròyìn yìí, Nwokoye fẹ́ràn àwọn tí wọ́n jọ ń ṣiṣẹ́ nítorí wọ́n ní òye wọ́n sì ní ìfẹ́ sí ìsòro tí wọ́n ń kojú. Clafiya ń ṣe àgbékalẹ̀ èya àyèwo gbogbo ohun èlò rẹ̀ fún ìṣòwò lọ́wọ́lọ́wọ́. ""À ń ṣàgbékalẹ̀ ohun èlò kan tí yóò jẹ́ kí àwọn SME pèsè ojúlówó ìlera, tó rọjú, tó sì rọrùn pẹ̀lú ànfààní owó sísan díẹ̀díẹ̀ fún àwọn òṣìṣẹ́ wọn,"" Nwokoye sọ bẹ́ẹ̀. Bó tilẹ̀ jẹ́ wí pé ìpínlẹ̀ Èkó àti Enugu nìkan ni ilé-iṣẹ́ àdìdeelẹ̀ náà wà báyìí, ó ń gbérò láti wà ní gbogbo ìpínlẹ̀ ní orílẹ̀-èdè Nàìjíríà. ""Pẹ̀lú ìkànnì orí ẹ̀rọ ayélujára wa, a lè ṣe bẹ́ẹ̀ lóòtọ́ [wà ní gbogbo ìpínlẹ̀ ní orílẹ̀-èdè Nàìjíríà.] Síbẹ̀síbẹ̀, ó máa gba àkókò díẹ̀ fún ìlera lẹ́ran-ara tí àwọn aláìsàn wa fẹ́ràn tó tàn dé àwọn agbègbè orílẹ̀-ède Nàìjíríà tó kù,"" Nwokoye parí rẹ̀.","IClafiya inikezela ngokuvakashela iziguli nokuxhumana ngokubuka,okushintsha ukuthi ukuthola kanjani ukunakekelwa kwezempilo eNigeria Ngo 2000 uJennie Nwokoye, umsunguli wesiqalo sezobuchwepheshe bezempilo eNigeria, iClafiya,waya eNigeria nomndeni wakhe ngesikhathi esayingane. Njengomuntu owazalwa wakhulela eUnited State,kwakuyisikhathi sokuqala ehlangabezana nobunzima bokuthola ezokunakekelwa kwezempilo okuyisisekelo. Yena nomndeni wakhe bahlala ezweni izinyanga ezingu-5 kuya kweziyisithupha ngaphambi kokuthi babuyele eUnited State. Njengomuntu omdala, wayebuyela eNigeria yonke iminyaka waqaphela ukuthi inkinga — ukushoda kokunakekelwa kwezempilo — okuhlezi kuyinto engaxazululeki. Ngakho njengomfundi ogogodile wagxila ohlelweni lwezobunjiniyela eNyuvesi yaseGeorgetown, eUnited States, ngo-2018, waqala waqhamuka nomcabango weClafiya. ""Ngesikhathi ngamukelwa eGeorgetown. Ikilasi lethu lokuqala kwakuyisingeniso sohlelo lwezobunjiniyela,ngabe sengikhetha uhlelo olunzima ukuthi ngibhale ngalo. Futhi ngacabanga ukuthi ezokunakekelwa kwezempilo eNigeria uhlelo olunzima, ikakhulukazi ezokunakekelwa kwezempilo zokuqala,"" kusho uNwoyoke. Yilapho aqala khona ukubhala ngeClafiya ngokwesayidi lwezemfundo. Ngesikhathi osolwazi bakhe bethi akenze okuthile ngakho,akazange acabange ngakho kakhulu ngoba iClafiya kwakuyisihloko nje esasimnika umdlandla kuphela. “Ngithole ukusekwa okukhulu kosolwazi bami. Baphinde bangigqugquzela ukuthi ngethule imibono yami eGeorgetown. Ngakho ngabamba iqhaza ukwethula imibono yami emincintiswaneni endaweni yaseGeorgetown. Futhi ngawina imali lapho nalapho. Futhi ngabona ukuthi ngingakwenza kuphile,"" kusho uNwokoye. Ngisho njengomfundi ogogodile, uNwokoye uthi angaya eNigeria ukuyokhuluma nabantu bakhona ukuze aqonde isiko nokuchitha isikhathi enza ukuthola amakhasimende ngoba akazange athole isikhathi esanele sokuphila eNigeria. Kwakungenjalo kuze kube ngu-2021 ngesikhathi enza iMVP yeClafiya ngesikhathi esebenzisana ne-Amazon. Washiya isazi se eCommerce ngonyaka ofanayo ukuze agxile kuClafiya. ""Ukwakha isiqalo eAfrika, ikakhulukazi eNigeria kunzima. Futhi kunzima kumuntu wesifazane omnyama. Kepha uma kukuklomelisa ngalesisipiliyoni ngumthelela esingaba nawo ezimpilweni zamakhasimende ethu nezifundo ongazifunda emakethe ukuze uqhubeke uthuthuke futhi ukhule,” kusho uNwokoye. Ukwengeza kulwazi lwakhe ohlelweni lobunjiniyela,unogqozi nensthisekelo yokuxazulula amaphuzu obuhlungu bamakhasimende. Ngabe uClafiya wenza kanjani ukuthi kutholakale ukunakekelwa kwezempilo. Clafiya usho ukuthi ""ukuphila komphakathi"" kumpokophelo yokugqugquzela imiphakathi ephilile eAfrika yonke kanye nomhlaba wonke, kuqalwa ngeNigeria. Empeleni uClafiya inhlanganisela yamagama amabili: umphakathi nelafiya,igama lesiHausa elisho ukuphila. Ihausa ulimi olukhulunywa eNyakatho neNigeria. Inkampani inikezela ngenhlanganisela yosizo lokunakekelwa kwezempilo kokuqala ukugcina ukulawula kwesheni lenani kanye nokunikezwa kokunakekelwa okuphezulu. Noma ngubani angabhalisa kulenkundla futhi abhalisele nezinsizo zayo. Iqonde amabhizinisi amancane naphakathi nendawo, lapho abaqashi benikezela ngosizo kubasebenzi babo ngokubanikeza ukunakekelwa kwezempilo. Abasebenzi bangaphinde bakwazi ukubhalisa imindeni yabo,ukubanikeza umshwalense wezempilo. Ukuthola umshwalense wezempilo eNigeria kuphoqelekile, nakhu ukuthi uwuthola kanjani ""Kungengemodeli ye Uber ofuna ukuyubhalisela, faka isicelo sokubonana, bese sikuthumela kumsebenzi wezokunakekelwa kwezempilo oseduze kwakho. Ngakho umhlengikazi noma umsebenzi wwezempilo emphakathini uzoza kuwena akunikeze ukunakekelwa kokuqala ngqo,"" kusho uNwoyoke. Iziguli zingakhokha u₦‎5,000 ($10.86) ukuthola ukunakekelwa ngqo ngesikhathi bexhumana nodokotela ngojubonana ngocingo noma ukufonelwa ngevidiyo. ""Ngakho unabantu ababili nawe ngesikhathi sokuthi usizwe. Unomhlengikazi noma umsebenzi wezokunakekelwa komphakathi, nodokotela wakho ukhona ngokubuka,"" egcizelela. Ukwengeza, iziguli zingathola ukunakekekelwa kwezempilo ngaphandle kokuthi bavakashelwe ngqo uma befuna ukusizwa ngokuxhumana kuphela. Lokhu kubiza u₦‎2,500 ($5.43). I-Clafiya inikeza ngokuxhumana, ezemfundo zezempilo, ukuhlolwa okuphindaphindwayo kwamalaleveva netyphoid, ukuhlolelwa izifo zocansi, ukuhlolwa kwehypertension, isifo sikashukela, ushukela egazini. Iphinde inikeze ngokuhlolwa kokunakekelwa kwabakhulelwe. ngaphandle kwalokho inikezela ngokunakekelwa okubhekwayo nokudluliselwa kweziguli ezindaweni zokunakekelwa kwezempilo ezahlukene. Ngokuka Nwoyoke, ""Le ngxenye yinhle ngoba ubudlelwano bethu nabo bufaka ukuthi uthole ukunakwa. Ngoba usulutholile ukunakekelwa kokuqala, osukudinga okwesibili noma kwesithathu lapho udluliselwa esibhedlela.” Isibonelo uma uthola ukunakekelwa kokuqala kuClafiya kodwa makhathaleni ukhetha ukuthi udinga ukunakekelwa okukhethekile, inkampani ingakudlulisela kwesisodwa sezibhedlela babambisene nazo, lapho uNwoyoke ethi asikho isikhathi sokulinda. Uclafiya ubambisene namakhemisi nezinye izinkampani zobuchwepheshe bezempilo ezihambisa imithi kubasebenzisi kodwa uma kufakwe isicelo. Isiqalo sibambisana nezinye ziqalo zezobuchwepheshe bezempilo ukulanda amasampula kubasebenzisi baso emakhaya noma ezindaweni zokusebenza ukuze ayohlaziywa elebhu. Siphinde sibadlulisele koyedwa kwabasebenzisana nabo basendaweni uma bedinga ukuyohlolwa siqu. Uclafiya usebenza nezinkundla ezisebenzisa ezobuchwepheshe ukweseka ezempilo zengqondo nokunikeza ingxubekwelapha noma ukusizakala ngokuxhumana. Yize noma abalingani bebeka amanani ngosizo lwabo, uNwoyoke uthi imali enesaphulelo. Lezi zinsiza zikhona ngewebhusayithi yakaClafiya noma ikhodi yeSSD *347*58#. Inkampani njengamanje isasebenza kusisetshenziswa esingumahamba naye, esizotholakala kukota yesine ngo-2023. Ukusiza ezempilo zomphakathi phezu kwezingqinamba ezikhona Ucalfiya uthi ungowokuqala eNigeria ukuhlanganisa ezokulashwa ngefoni nokuvakasha ngqo yize noma ezinye iziqalo zezobuchwepheshe bezempilo zigxile kokwasekuqaleni. Kujwayelekile kusibalo sabantu basemakhaya ukuthi bahambe amabanga amade ukuze bathole ukusizakala kokunakekelwa kwezempilo,ikakhulukazi lolsizo olukhethekile, kodwa uClafiya uyakushintsha lokhu kwenza ngohlelo lwayo lwe-USSD. Ukwengezaabantu basemadolobheni bangasebenzisa ikhodi ye-USSD ukucelwa odokotela babavakashele emakhaya uma bengakwazi ukuthola kalula ukunakekelwa kwezempilo ngenxa yesikhathi esilindwayo ezibhedlela. Ngento ye-USSD, abasebenzisi bangangena kukunakekelwa kwezempilo besemakhaya abao ngisho benamafoni aphambili noma cha. Ngesikhathi iNigeria inesibalo sabantu esingaphezu kwezigidi ezingu-20, iStatista ikhombisa ukuthi njengamanje baphakathi kwezigidi ezingu-25 kuya ku-40 abasebenzisi abanamafoni aphambili. Ekugcineni isiqalo sizihlukanisa sona ngokunikeza ukunakekelwa kwezempilo ngeUSSD ukususa izithiyo zokuthola ukunakekelwa kwezempilo eNigeria. UClafiya usuthole uxhasomali kuVC njenge Microtraction,futhi sebebambe iqhaza kuGoogle ngeStartups Black Founders Fund yango 2022 neNorrsken Imapact Accelerator 2022. Uclafiya usebenza namabhizinisi angaphezu kuka 100 futhi unabasebenzisi ababhalisile abangu-2000. Le nkampani ifuna ukukhulisa isizinda sabasebenzisi beye ku-5000 ngokuphela kuka-2023. Ezinye zezingqinamba ebhekene nazo ukungaqinisekisi ngemigomo yokuphatha ukusebenza kweziqala zezobuchwepheshe bezempilo eNigeria. Ukwengeza ngenxa yokufuduka kodokotela kulomsebenzi wokunakekela ezempilo, uClafiya uncike kubahlengikazi noma abasebenzi bezempilo bomphakathi ukuthi balethe “izinga lokunakekelwa.” ""Ukumomwa ingqondo kuyinkinga. Yingakho sisebenzisa abahlengikazi nabasebenzi bezempilo bomphakathi abaphinde babeyinqaba yezempilo emphakathini yethu kodwa abasebenza kancane noma abakhokhelwa kancane, ""kusho uNwokoye. Iziqalo zobuchwepheshe bezempilo eAfrika ngeke zixazulule izinkinga zezwekazi ezinyukayo zabasebenzi bezokunakekelwa kwempilo bangaphandle, kodwa bangakwehlisa. Ukuthola ithalente elifanele ngenye yezingqinamba, njengokubeka ingqalasizinda esifanele, okubandakanye ukuxhumana okuthembakele kweInthanethi, ukusaplaywa kwamandla,nesiminyaminya esenza kube nzima ukufinyelela kumakhasimende ngesikhathi. UNwoyoke uthi ukuxazulula lezizingqinamba kwenza uhambo lwesiqalo lube mnandi ""Yilapho sibona khona ikhono lethu nezindlela ezintsha zokwenza izinto zenzeke eNigeria. Sinabasebenzi abangu-22 ngesikhathi sokushicilela, uNwoyoke unomfutho ngasebenzisana nabo ngoba banobuhlakani nogqozi ngenkinga abayixazululayo. IClafiya njengamanje yakha indlela engcono yemikhiqizo yayo yamabhizinisi. ""Sakha umkhiqizo ozovumela amaSME ukuthi anikele okusemandleni, okulula,ukusebenza obufanele bokunakekelwa kokuqala nezindlela ezilula zenkokhelo kubasebenzi babo,"" kusho uNwoyoke. Yize noma isiqalo siseLagos naseEnugu State kuphela manje, kodwa sihlele ukuthi sibe khona esizweni ngasinye eNigeria. ""Ngaphandle kwenkundla eyokubonakalisayo, singasho ukuthi [esizweni esikhona eNigeria.] Kepha kuzothatha isikhathi ukuthi ukunakekelwa kwabantu ngqo lokhu okuthandwa yiziguli zethu ukuthi kusabalale nakwezinye izifunda eNigeria,” kuphetha uNwokoye."
+"የደቡብ አፍሪካ የምርመራ ክፍል በመንግስት ተቋማት ላይ ግልጽነትን ይፈልጋል ፣ ይህም በፍርድ ቤት ክስ ከተሸነፈ በኋላ ነበር። ጁሚያ ፉድ' ወደ ሜሩ እና ናንዩኪ መስፋፋቱን አስታውቋል፣ ይህም በኬንያ ትንንሽ ከተሞች ተደራሽነቱን አስፍቷል። ደንበኞች አሁን በሜሩ እና ናንዩኪ ከሚገኙት ቤታቸው ምቹ ሆነው ተቀምጠው፣ የመረጡትን የ ኬ.ኤፍ.ሲ(KFC) ምግብ ማዘዝ ይችላሉ። ጁሚያ ፉድ' ቀደም ሲል በናይሮቢ፣ ሞምባሳ፣ ኪሱሙ፣ ኤልዶሬት እና ናኩሩ ውስጥ ይገኛል፣ በሚቀጥሉት ወራቶችም ወደ ተጨማሪ ሁለተኛ ደረጃ ከተሞች የማስፋፋትን እቅድ ይዟል። ዛሬ ለናንተ የያዝኩላችሁን እነሆ፡- የደቡብ አፍሪካ መርማሪ ክፍል በቴልኮም-ራምፎሳ ክስ ላይ ስለተፈጠረው ነገር ግልጽነትን ይፈልጋል። ኤፍ.ሲ.ሲ.ፒ.ሲ(FCCPC) በሽያጭ ነጥብ(PoS) ተግባሪዎች( ኦፕሬተሮች) ላይ እስከ 10 ሚሊዮን ናይራ የሚደርስ ቅጣት ሊጥል ነው። ቲክ ቶክ(TikTok )የጽሑፍ ልጥፎችን(posts) ያስተዋውቃል። የደቡብ አፍሪካ መርማሪ ክፍል በቴልኮም-ራምፎሳ ክስ ላይ ስለተፈጠረው ነገር ግልጽነትን ይፈልጋል። ይህን አስታወስክ? ቴልኮም' በደቡብ አፍሪካ ፕሬዝዳንት ላይ የፍርድ ቤት ክስን አሸነፈ። እንግዲህ፣ ልዩ የምርመራው ክፍሉ (SIU)ህጋዊ አማራጮቹ የሆነውን የ'ፕሪቶሪያ ከፍተኛ ፍርድ ቤት በቴልኮም ጉዳዮችን ያሳለፈውን ውሳኔ የመመርመር አቅሙን በመጠራጠር ላይ ገብቷል። ይህ ልዩ የምርመራ ክፍል (SIU) ፍርድ ቤቱ፣ ቴልኮም “የመንግስት ተቋም” እንዳልሆነ እና ጉዳዩንም መመርመር እንደማይችል ወስኗል ይላል። አሁን ይሄ ፍርድ ምን ማለት እንደሆነ ማብራሪያ ያስፈልጋል ።ለምን? ቡድኑ፣ የመንግስት ተቋም ምን እንደሆነ ማጣራት ወሳኝ መሆኑን ገልፆ፣ በሁሉም የመንግስት ተቋማት አሰራር ላይ የሚስተዋሉ የሙስና ተግባሮችን መመርመሩ፣ የመልካም አስተዳደር ጉድለትን ከስሩ ለመቅረፍ የሚያደርገውን ጥረት ያጠናክራል ብሏል። ""በልዩ የምርመራ ክፍሎቹ እና በልዩ የፍርድ ቤቶች ህግ የ1996 ፣74ተኛው አንቀፅ ላይ፣ በክልል መንግሰቱ የሚደርሰውን የገንዘብ ኪሳራ መልሶ ለማግኘት እናም ተጨማሪ ኪሳራዎችን ለመከላከል፣ልዩ የምርመራ ክፍሉ (SIU) እንደ የመንግስት መምሪያዎች፣ ማዘጋጃ ቤቶች እና የመንግስት መስሪያ ቤት ክፍሎች ያሉ የመንግስት ተቋማት ጉዳዮች ላይ የሙስና እና የመልካም አስተዳደር ጉድለቶችን የመመርመር ስልጣን ተሰጥቶታል; ""ይላል። ይግባኝ የሚያሹ ምክንያቶችም ሲኖሩ እና ከፍተኛ ፍርድ ቤቱ በመንግስት ተቋማቱ ላይ ወስኖ መፍትሄ መስጠት እንዳለበትም ተከራክሯል። ይህ በግልጽ ካልተገለጸ፣ አንዳንድ የሕዝብ ተቋማት ሳይታሰቡ ከ ልዩ የምርመራ ክፍሉ (SIU) ምርመራ ነፃ ሊሆኑ የሚችሉበት ጥሩ ያልሆነ ምሳሌ ሊሆን ይችላል ይላል። ባለፈው ሳምንት፣ በቴሌኮ ንብረቶች ሽያጭ ላይ ሊፈጠር የሚችለውን ማንኛውንም ስህተት ለመመርመር ከፕሬዝዳንት ሲሪል ራማፎሳ ፣ለልዩ የምርመራ ክፍሉ (SIU) በተሰጠው ትእዛዝ መሰረት ከቴልኮም ጋር በተደረገው ህጋዊ ውጊያ ቴልኮም አሸንፏል። ኤፍ.ሲ.ሲ.ፒ.ሲ(FCCPC) በሽያጭ ነጥብ(PoS) ተግባሪዎች( ኦፕሬተሮች) ላይ እስከ 10 ሚሊዮን ናይራ የሚደርስ ቅጣት ሊጥል ነው። የፌደራል የውድድር እና የሸማቾች ጥበቃ ኮሚሽን (FCCPC) የሽያጭ ነጥብ(PoS) ክፍያዎች መጨመርን ወደጎን ትተው ትዕዛዙን በማይታዘዙ ተግባሪዎች( ኦፕሬተሮች) ላይ እስከ 10 ሚሊዮን የሚደርስ ቅጣት እንደሚጥል ዝቷል። የፌደራል የውድድር እና የሸማቾች ጥበቃ ኮሚሽን (FCCPC) እያንዳንዱ የሽያጭ ነጥብ(PoS) ተግባሪዎች( ኦፕሬተሮች)፣ ለንግድ ስራቸው ትርፍ ለማግኘት ሲፈልጉ የዋጋ ጭማሪ ለማድረግ ነፃ መሆናቸውንም ይገልጻል። ይሁን እንጂ፣በናይጄሪያ የተንቀሳቃሽ ስልክ ውስጥ ገንዘብ እና የባንክ ወኪሎች ማኅበር (AMMBAN) ለደንበኞቹ ዋጋ እንዲያወጣ ግን በሕግ አይፈቀድለትም ይላል። እ.ኤ.አ በሰኔ 2023፣ ኤ.ኤም.ኤም.ቢ.ኤ.ን(AMMBAN)፣ የሌጎሱ ቅርንጫፍ፣ የተሻሻለ የሽያጭ ነጥብ(PoS) ዋጋ ዝርዝር አውጥቷል፣ ይህም ጭማሪው በሀገሪቱ ያለውን ወቅታዊ የኢኮኖሚ ሁኔታ የሚያሳይ ነው ብሏል። በሀምሌ ወር መጀመሪያ ላይ የፌደራል የውድድር እና የሸማቾች ጥበቃ ኮሚሽን (FCCPC)፣ ኤ.ኤም.ኤም.ቢ.ኤ.ንን(AMMBAN)፣ አባላቱን እና የሽያጭ ነጥብ(PoS) ኦፕሬተሮችን የዋጋ ትመና ላይ እንዳይሳተፉ ወይም የአገልግሎታቸውን ወጪ እንዳይቀይሩ በማስጠንቀቅ አሳስቧል። ግን ማኅበሩ ከበርካታ ባለድርሻ አካላት የ አይሆንም ምላሽ ቢያገኝም፣ አዲሱን ዋጋ እ.ኤ.አ በሀምሌ 17 ቀን 2023 ተግባራዊ ማድረግ ጀምሯል። ስለዚህም ኮሚሽኑ፣ የሽያጭ ነጥብ(PoS) ኦፕሬተሮች ትዕዛዙን የማያከብሩ ከሆነ ለድርጅት አካላት እስከ 10,000,000 ናይራ እና ለግለሰቦች ደሞ እስከ 1,000,000 ናይራ እና/ወይም የሶስት ወር እስራት ቅጣት ሊያገኛቸው እንደሚችል ኮሚሽኑ ተናግሯል። በተጨማሪም፣ ኮሚሽኑ በትናንሽ የንግድ ሥራዎች ላይ ጣልቃ አለመግባትን ቢመርጥም፣ የፌደራል የውድድር እና የሸማቾች ጥበቃ ኮሚሽን (FCCPC) ዋና ሥራ አስፈጻሚ 'ባባቱንዴ ኢሩኬራ'፣ ኮሚሽኑ - አስፈላጊ ከሆነ - ትእዛዙን ለማያከብሩ የሽያጭ ነጥብ(PoS) ኦፕሬተሮች እና የAMMBAN አባላትን፣የነጋዴ አገልግሎቶችን እና መብቶችን በህጉ እና ኢኮኖሚውን በማይጎዳ መልኩ እንደሚነፍጋቸው አስረግጠው ተናግረዋል። ቲክ ቶክ(TikTok) የጽሑፍ ልጥፎችን(posts) ያስተዋውቃል። ቲክ ቶክ(TikTok) አሁን ኤክስ(X ) ከሆነው - ከትዊተር(Twitter) - ጋር ለመወዳደር እናም አዲሱን ልምድ ለመቀላቀል የጽሑፍ ልጥፎችን(posts) እያስተዋወቀ ነው። የማህበራዊ ሚዲያ መድረኩ፣ አዲሱ የይዘት አማራጭ የቲክ ቶክ ፈጣሪዎች ታሪካቸውን፣ግጥሞቻቸውን፣ የዘፈን ግጥሞችን እና ሌሎች በፅሁፍ የሚገለፁ ይዘቶቻቸውን እንዲያካፍሉ በማስቻል፣ ሌላ እራሳቸውን የመግለጫ መንገድ እንደሚሰጣቸው ይናገራል። ቲክቶክ እንደ መድረክ የአጭር ጊዜ ቪዲዮ ማሳያ በመሆን ነበር ስራውን የጀመረው፣ ግን በኋላ ከ ኢንስታግራም(Instagram) ጋር ለመወዳደር ምስልን መለጠፊያ በማዘጋጀት ቀጥሎበታል። አዲሱን ባህሪ እንዴት ይጠቀማሉ? በመተግበሪያው የካሜራ ገጽ ላይ ከሶስት አማራጮች ውስጥ መምረጥ ይችላሉ፡' ፎቶ'፣' ቪዲዮ' እና 'በቲኪቶክ ላይ የሚለጠፍ ጽሑፍ 'የሚሉ ናቸው። የጽሑፍ ምርጫን በሚመርጡበት ጊዜ፣ የሚለጥፉትን ጽሑፍ የሚያስገቡበት ገጽ ይታያል። ከዚያ ድምጾችን በማካተት፣ የቦታ ጥቆማ በመስጠት፣ አስተያየቶችን እንዲቀበል በመፍቀድ እና ለሁለት(Duets) የሚለውን በመፍቀድ ጽሁፍዎን ማስተካከል ይችላሉ። ከመለያዎች(tags) እና ሃሽታጎች ጋር፣ በጽሑፍ ልጥፎች ላይ የምስል ተለጣፊዎችን ማከል ይችላሉ። ለምርጫ የተቀመጡ በርካታ የበስተጀርባ ቀለሞችም ይገኛሉ። ረቂቆቹን ማስቀመጥ እና ልክ እንደ ቪዲዮ ወይም የፎቶ ልጥፎች ለቀጣይ ለሚስተካከሉ ከሌሎች ያልታተሙ ልጥፎች ጋር ማቆየት ወይም ሙሉ ለሙሉ መሰረዝ ይችላሉ። ቲክቶክ በዚህ ጊዜ የጽሑፍ ልጥፎችን(posts) ለማካተት መወሰኑ የሚያስደንቅ አይደለም። እነዚህ አዲስ ልምዶች መቼ እንደጀመሩ አስታወስክ? የሜታ የጥቃቅንብሎግ መድረክም የትዊተር አጠራጣሪ ውሳኔዎችን እና ክፍያ በማይፈጽሙ ተጠቃሚዎች ላይ ያለውን ገደብ እንደ ጥቅም ወስዶ ተጠቅሞበታል። ቲክ ቶክ ለተጠቃሚዎች ጽሑፍን መሰረት ያደረገ ይዘት ለመለጠፍ የሚያስችል ሌላ አማራጭን ሊሰጣቸው ፈልጎ እንደሆነ ያስታውቃል። ነገር ግን በመተግበሪያው ላይ የጽሁፍ መልእክቶች መታየት፣ ሰዎች የጽሁፍ መልእክቶች ትዊተር ላይ በሚጠቀሙበት መንገድ እንዳይጠቀሙባቸው ይገፋፋል። የማነበው እና የማየው የትዊተር (አሁን X የሆነው) ዋና ስራ አስፈፃሚ ሊንዳ ያካሪኖ በ ሁሉም አካላት ከሰራተኞች እስከ ወጣት በማስታወሻ 'ከሁልጊዜው በከፍተኛ ደረጃ' ጥቅም ላይ እንደዋለ ተናግረዋል። ዩቫል ኖህ ሃረሪ፡በሰው የተሰራው አዋቂ(AI ) እና የሰው ልጅ የወደፊት ዕጣ ያለመፈጠር ፍላጎት","South Africa's Investigating Unit wants clarity on state institution after losing court case Jumia Food has announced its expansion into Meru and Nanyuki, broadening its presence in Kenya’s smaller cities. Customers can now order their preferred KFC meals from the convenience of their homes in Meru and Nanyuki. Jumia Food is already available in Nairobi, Mombasa, Kisumu, Eldoret, and Nakuru, with plans to expand into additional secondary cities in the coming months. Here's what I've got for you today: South Africa's investigating unit wants clarity on Telkom-Ramphosa case FCCPC to impose up to ₦‎10 million fines on PoS operators TikTok introduces text posts South Africa's investigating unit wants clarity on Telkom-Ramphosa case. Remember this? Telkom wins court case against South African President Well, the Special Investigating Unit (SIU) is now considering its legal options in light of the Pretoria High Court's decision invalidating its ability to probe Telkom's affairs. The unit states the court found Telkom is not a “state institution” and could not investigate its affairs. Now it needs clarification on what that judgment means. Why? The unit says clarifying what constitutes a state institution is crucial and will strengthen its efforts to root out corruption and poor management in the operation of all state institutions. “In terms of the Special Investigating Units and Special Tribunals Act 74 0f 1996, the SIU is empowered to investigate allegations of corruption and maladministration in the affairs of state institutions like government departments, municipalities and state-owned entities; to recover financial losses suffered by the state and prevent further losses,” the unit says. It also contends that there are grounds for an appeal and that a higher court should decide on and resolve the matter of the state institution. If this is not made clear, it could set an unfavourable precedent where some public institutions might unintentionally be exempt from the SIU's investigation. Last week, Telkom triumphed in its legal battle with President Cyril Ramaphosa over his order authorising the SIU to investigate any possible wrongdoing in the telco's assets’ sales. FCCPC to impose up to ₦‎10 million fines on PoS operators The Federal Competition and Consumer Protection Commission (FCCPC) has threatened to impose fines of up to ₦‎10 million on Point of Sale operators who disobey its order regarding the proposed increase in PoS charges. The FCCPC states that each PoS operator is free to raise prices as they see fit to generate a profit from their business. It claims, however, that the Association of Mobile Money and Bank Agents in Nigeria (AMMBAN) is not permitted by law to set prices for its members. In June 2023, the AMMBAN, Lagos Chapter, released a revised PoS price list, stating that the increase reflects the current economic climate in the country. Early in July, the FCCPC warned AMMBAN, its members, and PoS operators, urging them not to engage in price-fixing or change the costs of their services. The association began implementing its new prices on July 17, 2023, despite getting kickbacks from several stakeholders. So, the Commission says PoS operators disobeying its order could pay fines of up to ₦10,000,000 for corporate entities and up to ₦1,000,000 and/or a three-month prison sentence for individuals. Additionally, despite the Commission's preference to avoid interfering with small businesses' operations, Babatunde Irukera, CEO of the FCCPC, asserts that the Commission will — if necessary — deny merchant services and privileges to PoS operators or AMMBAN members who persist in behaviour that is incompatible with the law and economic efficiency. TikTok introduces text posts TikTok is introducing text posts to compete with Twitter — now X — and Threads. The social media platform says the new content option will give creators another means of self-expression by enabling them to share their stories, poems, lyrics, and other written content. TikTok began as a platform for short-form video but later added image support to compete with Instagram. How do you use the new feature? You can select from three options on the Camera page of the app: photo, video, and text to post on TikTok. When you choose the text option, a page where you can enter the text for your post will be displayed. Then you can edit your text by including sounds, tagging a location, turning on comments, and activating Duets. Along with tags and hashtags, you can add stickers to text posts. Several background colours are also available for selection. You can save your drafts and keep them with other unpublished posts for later editing, just like with video or photo posts, or you can delete them entirely. TikTok's decision to include text posts at this time is not surprising. Remember when Threads launched? Meta's microblogging platform also took advantage of Twitter's questionable decisions and limitations on non-paying users. TikTok most likely wants to give users another option for posting text-based content. However, the appearance of text posts on the app may discourage people from using them in the same way they use Twitter. What I'm reading and watching Twitter (now X) CEO Linda Yaccarino claims usage at ‘all time high’ in memo to staff Yuval Noah Harari: AI and the future of humanity The Desire to Not Exist","Sashin Bincike na ƙasar Afrika ta Kudu nason ƙarin game da matsayin ma'aikatar bayan rashin nasarar ta a kotu Jumia Food sun sanarda yunƙurinsu na faɗaɗa rassansu izuwa Meru da Nanyuki, don faɗaɗa wanzuwarsu a ƙananan biranen ƙasar Kenya. Kwastomomi yanzu zasu iya yin odar abincin KFC da ransu yake so daga kan gadajensu a Meru da Nanyuki. Jumia Food dama suna nan a biranen Nairobi, Mombasa, Kisimu, Eldoret da kuma Nakuru, tare shirin faɗaɗa ayyukansu izuwa ƙarin ƙananan birane a watanni masu zuwa. Ga abinda nazo muku dashi yau: Sashin Bincike na ƙasar Afrika ta Kudu nason ƙarin bayani akan kes ɗin Telkom-Ramphosa FCCPC zasu ɗora tarar da takai miliyan ₦10 ga masu sana'ar PoS Manhajar TikTok sun gabatar damar wallafa rubutu Sashin Bincike na ƙasar Afrika ta Kudu nason ƙarin bayani akan kes ɗin Telkom-Ramphosa. Kun tuna wannan? Telkom sunyi nasara akan Shugaban Ƙasar Afrika ta Kudu a kotu. To, Sashin Bincike na Musamman wato (SIU) na duna yiyuwar zaɓin ɗaukar matakan shari'a bisa dogaro da hukuncin babbar kotun Pretoria na na rashin ikon su binciki harkokin Telkom. Sashin yace kotun ta samu cewa Telkom ba kamfanine mallakin gwamnati ba, kuma basu da ikon bincikar lamarin ba. Yanzu sashen na buƙatar ƙarin bayani akan me wannan hukunci ke nufi. Kuma me yasa? Sashin Binciken yace yin bayani game da abinda ya kafa hukumar ta ƙasa yanada muhimmanci kuma zai ƙarfafa ƙoƙarinta na kakkaɓe cin hanci da rashin iya gudanar da aiki a gaba ɗaya hukumomin gwamnati. ""Dangane da Sashin Bincike na Musamman da kuma doka ta 74 ta shekarar 1996 da ta kafa Kotuna na Musamman, dokar ta baiwa wannan sashen bincike na musamman damar binciken cin hanci da rashawa da kuma rashin iya gudanar da mulki a harkokin gudanar da hukumomin gwamnati, kamar ma'aikatun gwamnati, ƙananan hukumomi, da kuma ma'aikatu mallakin gwamnati; don ƙwato kuɗaɗen gwamnatin tayi asara a cikinsu da kuma hana faruwar wasu asarori a gaba,"" inji sashen. Haka kuma sashen ya bayyana cewar akwai damar su iya ɗaukaka ƙara, kuma kotun ɗaukaka ƙarace zata yanke da kuma warware tirka-tirkar hukumomin gwamnatin. Idan har ba'a fayyace wannan ba, zai bar baya da ƙura, inda wasu hukumomin gwamnati da gayya za a ware su daga cikin waɗanda Sashin Bincike na Musamman ɗin zai iya bincika. Satin da ya wuce, Telkom yayi nasara a shari'ar sa da shugaban ƙasa Cyril Ramaphosa, akan sahalewar da ya baiwa Sashen Binciken da su bincika duk wani zargin aikata ba daidai ba a saida kadarorin kamfanin sadarwar. FCCPC zasu ɗora tarar da takai miliyan ₦10 ga masu sana'ar PoS Hukumar Kare Haƙƙin Masu Sayayya ta Ƙasa, wato (FCCPC) tayi barazanar sanya tarar miliyan ₦10 ga masu sana'ar PoS da suka ƙi bin umarninta akan ƙarin kuɗin da masu PoS ɗin ke caja. Hukumar ta FCCPC tace duk wani mai PoS nada damar ƙara kuɗin da zai caja, wanda yake ganin zai samar masa da riba a kasuwancin sa. Sai dai kuma tayi iƙirarin cewa haɗaɗɗiyar ƙungiyar Mobile Money data Bank Agents ta Najeriya (AMMBAN), doka bata basu damar ƙayyade farashi ga mambobinsu ba. A watan Yunin 2023 ne ƙungiyar AMMBAN reshen jahar Legas ta saki wata takarda mai ɗauke da jerin farashin abinda zasu riƙa caja, inda tace ƙarin yazo saboda matsalar matsin tattalin arziƙi a ƙasar. A farko-farkon watan Yuli ne hukumar ta a FCCPC ta gargaɗi ƙungiyar ta AMMBAN da mambobinsu, da kuma masu sana'ar PoS, inda ta nemi kar su shiga tsara ƙayyade farashi ko canja abinda suke caja a ayyukansu. Ƙungiyar ta fara ɗa baƙa sabon farashin nasu ne a 17 ga watan Yulin 2023, duk da samun suka daga da yawan masu ruwa da tsaki. Saboda haka hukumar tace masu sana'ar PoS ɗin da suka ƙi bin wannan umarni nata zasu biya tarar da takai miliyan ₦10,000,000 ga kamfanoni, da kuma naira ta ₦1,000,000 ko zaman gidan kaso na wata uku ga ɗai-ɗaikun mutane. Daɗin daɗawa, duk da ƙoƙarin da hukumar keyi na gujewa tsoma baki ga ayyukan ƙananan kamfanoni, Babatunde Irukera shugaban hukumar ta FCCPC, ya jadadda cewa, in har ya zama dole, hukumar zata iya hana damar kasuwanci da wasu damammaki ga masu sana'ar PoS ɗin ko ƴan ƙungiyar AMMBAN da suka nuna ɗabi'ar da ta saɓawa doka da iya tafiyar da tattalin arziƙi. TikTok ya bada damar yin wallafar rubutu a shafin Kamfanin TikTok sun fara bada damar wallafa saƙon rubutu a shafin don yin gogayya da Twitter -wanda yanzu ya sauya suna zuwa X- da kuma Threads. Shafin kafar sadarwar zamanin yace wannan sabon ƙunshin zai baiwa masu amfani dashi faɗar ra'ayin su, ta hanyar basu damar yaɗa labaransu, waƙoƙinsu, kaɗe-kaɗensu da dai sauran rubuce-rubuce. TikTok ya soma ne a matsayin shafin wallafa gajerun bidiyoyi, sai daga baya ya ƙara da zaɓin wallafa hotuna don yin takara da shafin wallafa hotunana Instagram. Ta yaya zaka iya amfani da wannan sabuwar ƙofar? Zaka iya zaɓa daga cikin zaɓuka uku dake kan alamar kyamara dake kan shafin: hoto, bidiyo, da kuma rubutu don wallafawa a TikTok ɗin. Idan ka zaɓi zaɓin wallafa rubutu, ɗan wurin da zaka rubuta saƙonda kake son wallafawa zai fito. Zakuma ka iya haɗa rubutun naka da sauti, maƙala wurin da kake, kunna bada damar yin moment, da kuma dasa Duets. A tare da tags da hashtags, zaka iya maƙala sitika ga wallafaffun rubutun. Akwai kaloli masu yawa na allon fuska da za a iya zaɓa. Zaka iya kawwame rubutun da adana su tare da sauran rubutukan da ba a wallafa ba don sake gyarasu, kamar yanda yake a bidiyoyi da hotuna. Zakuma ka iya gogesu ma baki ɗaya. Yanke hukuncin da TikTok yayi na ƙunsa damar wallafa rubutu a wannan lokacin ba abun mamaki bane. Kun tuna sanda aka ƙaddamar da shafin Threads? Suma shafin kamfanin Meta sunyi amfani da hukuncin Twitter mai cike ruɗani da iyaka na ƙin biyan masu amfani da shafin. Da yiyuwar TikTok nason baiwa masu amfani dasu zaɓin wallafa ƙunshin saƙonnin rubutu. Duk da haka, bayyanar wallafaffun rubutuka a shafin na iya sagarwa da mutane gwiwa wajen amfani dasu ta irin hanyar da sukeyi a Twitter. Me nake kallo da karantawa Shugabar Kamfanin Twitter ( wanda yanzu ya canja suna zuwa X), tayi iƙirarin samun ƙarin masu amfani da shafin fiye da kowane lokaci a wata sanarwa ga ma'aikatan kamfanin. Yuval Noah Harari: Fasahar AI da goben ɗan Adam Sha'awar da ba aso akwai ba.","Kitengo cha upelelezi cha Afrika Kusini chataka ufafanuzi kuhusu taasisi ya serikali baada ya kushindwa kesi mahakamani Jumia Food inatangaza upanuzi hadi Meru na Nanyuki na kupanua uwepo wake katka miji midogo ya Kenya. Sasa wateja wanaweza kuagiza vyakula vyao wanavyopendelea vya KFC kwa urahisi wakiwa mjumbani mwao huko Meru na Nanyuki. Jumia Food tayari inapatikana katika miji ya Nairobi, Mombasa, Kisumu, Eldoret na Nakuru huku kukiwa na mipango ya kupanuka kwa majiji mengine ya ziada katika miezi ijayo. Hili ndilo nilililopata leo kwa ajili yako: Kitengo cha uchunguzi cha Afrika Kusini kinataka ufafanuzi kuhusu kesi ya Ramaphosa ya Telkom FCCPC itatoza hadi faini ya milioni 10N kwa waendeshaji wa PoS. TikTok inaleta machapisho ya maandishi Kitengo cha uchunguzi cha Afrika Kusini kinataka ufafanuzi kuhusu kesi ya Ramaphosa ya Telkom. Unakumbuka hili? Telkom yashinda kesi mahakamani dhidi ya Rais wa Afrika Kusini. Naam, kitengo maalumu cha upelelezi (SIU) sasa kinazingatia chaguzi zake za kisheria kutokana na uamuzi wa mahakama kuu ya Pretoria unaobatilisha uwezo wake wa kuchunguza masuala ya Telkom. Kitengo hicho kinasema mahakama iligundua Telkom si ""taasisi ya serikali"" na haikuweza kuchunguza masuala yake. Sasa kinahitaji ufafanuzi juu ya nini maana ya hukumu hiyo, kwa nini? Kitengo hicho kinasema kufafanua jinsi ya kuunda taasisi ya kiserikali ni muhimu na kutaimarisha juhudi zake za kutokomeza rushwa na usimamizi mbovu katika uendeshaji wa taasisi zote za kiserikali. ""Kwa mujibu ya sheria ya vitengo maalumu vya uchunguzi na mahakama maalumu kifungu namba 74 ya mwaka 1996, SIU imepewa mamlaka ya kuchunguza tuhuma za rushwa na utawala mbovu katika masuala ya taasisi za serikali kama idara za serikali, halmashauri na taasisi zinazomilikiwa na serikali; kitengo hicho kinasema. Pia inadai kuwa kuna sababu za kukata rufaa na kwamba mahakama ya juu inapaswa kuamua na kutatua masuala ya taasisi ya kiserikali. Kama hili lisipowekwa wazi; linaweza kuweka kielelezo kibaya ambapo baadhi ya taasisi za umma zinaweza kusamehewa bila kukusudia kutokana na uchunguzi wa SIU. Wiki iliyopita, Telkom ilishinda katika kesi yake na Rais Cyril Ramaphosa kutokana na agizo lake la kuiidhinisha SIU kuchungusa makosa yoyote yanayoweza kutokea katika mauzo ya rasilimali za telco. FCCPC itatoza hadi faini ya milioni 10N kwa waendeshaji wa PoS. Tume ya shiriko ya ushindani na ulinzi wa watumiaji (FCCPC) imetishia kutoza faini ya hadi milioni 10n kwa waendeshaji wa Point of Sale wanaokaidi agizo lake kuhusu ongezeko lililopendekezwa la malipo ya PoS. FCCPC inasema kwamba kila mhudumu wa PoS yuko huru kuongeza bei anayoona inafaa ili kuzalisha faida kutoka katika biashara zao. Hata hivyo, inadai, kwamba muungano wa pesa za simu na mawakala wa benki nchini Nigeria (AMMBAN) hairuhusiwi kisheria kupanga bei kwa wanachama wake. Mnamo Juni 2023, AMMBAN, Lagos Chapter, ilitoa orodha ya bei ya PoS iliyorekebishwa, ikisema kuwa ongezeko hilo linaonyesha hali ya sasa ya uchumi nchini. Mapema mwezi Julai, FCCPC ilionya AMMBAN, wanachama wake, na waendeshaji wa PoS, ikiwataka kutojishughulisha na upangaji wa bei na kutobadilisha gharama za huduma zao. Chama kilianza kutekeleza bei zake mpya mnamo Julai 7, 2023, licha ya kupata punguzo kutoka kwa washikadau kadhaa. Kwa hiyo, tume inasema waendeshaji wa PoS wanaokaidi agizo lake wanaweza kulipa faini ya hadi N10,000,000 kwa mashirika ya kibiashara na hadi N1,000,000 na/au kifungo cha miezi mitatu jela watu binafsi. Zaidi ya hayo, licha ya mapendekezo ya tume ya kuepuka kuingilia shughuli za biashara ndogo ndogo, Babatunde Irukera, mkurugenzi mtendaji wa FCCPC, anadai kwamba tume kama itafaa itawanyima huduma wauzaji na marupurupu kwa wahudumu wa PoS au wanachama wa AMMBAN ambao wanaendelea na tabia ambayo haiendani na sheria na ufanisi wa kiuchumi. TikTok inaleta machapisho ya maandishi TikTok inatanguliza machapisho ya maandishi ili kushindana na Twitter 'sasa X' na Threads. Jukwaa la mitandao ya kijamii linasema chaguo jipya la maudhui litawapa waundaji njia nyengine ya kujieleza kwa kuwawezesha kushirikisha simulizi zao, mashairi, nyimbo na maudhui mengine ya kimaandishi. TikTok ilianza kama jukwaa la video fupi lakini baadae iliongeza usaidizi wa picha kushindana na Instagram. Je, unatumiaje kipengele kipya? Unaweza kuchagua kutoka kwa machaguo matatu kwenye ukurasa wa kamera ya Programu: picha, video, na andiko la chapisho kwenye TikTok. Wakati unapochagua chaguo la andiko, ukurasa ambapo unaweza kuingiza maandishi ya chapisho lako utaonyeshwa. Basi unaweza kuhariri maandishi yako kwa kujumuisha sauti, kuweka alama mahali, kuwasha maoni na kuwezesha Duets. Sambamba na tagi na hashtagi, unaweza kuongezea stika kwenye machapisho ya maandishi. Pia rangi kadhaa za mandhari nyuma zinapatikana kwa uteuzi. Unaweza kuhifadhi rasimu zako na kuziweka pamoja na machapisho mengine ambayo hayajachapishwa kwa kuhariri baadae, kama vile machapisho ya video, au picha, au unaweza kuyafuta kabisa. Uamuzi wa TikTok wa kujumuisha machapisho ya maandishi kwa wakati huu haishangazi. Je, unakumbuka Threads ilizinduliwa lini? Jukwaa la Microblogging la Meta pia lilichukua fursa ya maamuzi na vikwazo vya Twitter vya kutiliwa shaka kwa watumiaji wasiolipa. TikTok ina uwezekano mkubwa wa kutaka kuwapa watumiaji chaguo jengine la kuchapisha yaliyomo kwenye maandishi. Hata hivyo, kuonekana kwa machapisho ya maandishi kwenye Programu kunaweza kuwakatisha tamaa watu kutumia kwa njia sawa na wao kutumia Twitter. Ninachosoma na kutazama Mkurugenzi mtendaji wa Twitter (sasa X) Linda Yaccarino anadai matumizi kwa 'wakati wote' katika memo kwa wafanyakazi Yuval Noah harari: AI na mustakbali wa utu Shauku ya kutokuwepo","Ẹ̀ka tó ń Ṣe Ìtọpinpin ní Orílẹ̀-èdè South Africa ń fẹ́ àlàyé lórí àwọn ilé-iṣẹ́ ìjọba lẹ́yìn tí ó pàdánù ẹjọ́ ilé-ẹjọ́ Jumia Food ti kéde pípẹ̀ka wọ Meru àti Nanyuki, tó ń gbòòro wíwa rẹ̀ ní àwọ̀ ìlú ńlá ní orílẹ̀-èdè Kenya. Àwọn oníbàárà ti lè ra àwọn oúnjẹ KFC tó bá wùn wọ́n láti ibi ìdẹ̀run ilée wọn ní Meru àti Nanyuki. Jumia Food ti wà níkálè ní Nairobi, Mombasa, Kisumu, Eldoret, àti Nakuru, pẹ̀lú èròngbà láti pẹ̀ka wọ àwọn ìpele kejì ìlú ńlá ní àfikún ní àwọn oṣù tó ń bọ̀. Nǹkan tí mo ní fún-un yín lónì rè é: Ẹ̀ka tó ń Ṣe Ìtọpinpin ní Orílẹ̀-èdè South Africa ń fẹ́ àlàyé lórí ẹjọ́ Telkom-Ramphosa FCCPC fẹ́ gbé owó ìtanràn tí ó tó ₦‎10 mílíọ̀nù lé àwọn tó ń lo PoS. TikTok ṣàfihàn àtẹ̀jáde alátẹ̀jíṣẹ́ Ẹ̀ka tó ń Ṣe Ìtọpinpin ní Orílẹ̀-èdè South Africa ń fẹ́ àlàyé lórí ẹjọ́ Telkom-Ramphosa. O rántí èyí? Telkom jàre ẹjọ́ tako Ààrẹ Orílẹ̀-èdè South Africa Ó dáa, Ẹ̀ka tó ń Ṣe Ìtọpinpin Àkànṣe (SIU) ti ń ronú nípa ànfààní òfin rẹ̀ nítorí ìpinnu Ilé-ẹjọ́ Gíga Pretoria tó ń wọ́gilé agbára rẹ̀ láti wádìí àlámọrí Telkom. Ẹ̀ka náà sọ wí pé Ilé-ẹjọ́ rí i pé Telkom kì í ṣe ""ilé-iṣẹ́ ìjọba"" kò sì leè tọpinpin àlámọrí rẹ̀. Ní báyìí ó nílò àlàyé lórí ohun tí ìdájọ́ náà túmọ̀ sí. Kí ló dé? Ẹ̀ka náà sọ wí pé ṣíṣe àlàyé ohun tí ilé-iṣẹ́ ìjọba jẹ́ ṣe pàtàkì yóó sì ṣe àtìlẹ́yìn fún ìgbìyànjú rẹ̀ wú ìwà ìbàjẹ́ àti ìṣàkóso tó mẹ́hẹ nínú iṣẹ́ gbogbo àwọn ilé-iṣẹ́ ìjọba. Nínú ìwé-òfin Ẹ̀ka tó ń Ṣe Ìtọpinpin Àkànṣe àti Ẹjọ́ọ Kòtẹ́milọ́rùn Àkànṣe ti ọdún 1996, SIU ní agbára láti tọpinpin ẹ̀sùn ìwà ìbàjẹ́ àti àìṣedéédé nínú àwọn àlámọrí àwọn ilé-iṣẹ́ ìjọba bíi ẹ̀ka ìjọba, ìjọba ìbílẹ̀ àti àwọn nǹkan tó jẹ́ ti ìjọba; láti gba owó tí ìjọba pàdánù padà àti láti dèna pípàdánù síwájú sí i,” ẹ̀ka náà ló sọ bẹ́ẹ̀. Ó tún gbà wí pé ààyé wà fún ìpẹ̀jọ kòtẹ́milọ́rùn kí Ilé-ẹjọ́ tí ó tún ga ṣe ìpinnu lórí rẹ̀ kí wọ́n sì yanjú ọ̀rọ ilé-iṣẹ́ ìjọba. Tí wọn ò bá yànàná rẹ̀ dáadáa, ó lè dúró gẹ́gẹ́ bí àpẹẹrẹ tí ò da níbi tí àwọn ilé-iṣẹ́ ìjọba kan lè di yíyọ kúrò nínú ìtọpinpin SIU láìmọ̀. Ní ọ̀sẹ̀ tí ó kọjá, Telkom jáwé olúborí nínú ìpẹ̀jọ́ rẹ̀ pẹ̀lú Ààrẹ Cyril Ramaphosa lórí àṣẹ tí ó fún SIU láti tọpinpin èyíkéyìí àṣemáṣe tó ṣe é ṣe níbi títa àwọn ohun-ìní telco. FCCPC fẹ́ gbé owó ìtanràn tí ó tó ₦‎10 mílíọ̀nù lé àwọn tó ń lo PoS. Àjọ tó ń rí sí Ìfigagbága àti Ìdáàbòbo Àwọn Oníbàárà (FCCPC) ti dúkokò pé òun yóò gbé owó ìtanràn tí ó tó ₦‎10 mílíọ̀nù lé àwọn tí wọ́n ń lo ẹ̀rọ ìsanwó ọjà tí wọ́n bá ṣe àìgbọràn sí àṣẹ rẹ̀ lórí ìgbésẹ̀ láti fi kún owóo PoS. FCCPC sọ wí pé àwọn aṣàmúlò PoS ní ànfààní láti fi kún owóo wọn bí wọ́n bá ṣe fẹ́ láti jèrè nínú òwo wọn. Ó sọ wí pé, síbẹ̀síbẹ̀, Ẹgbẹ́ẹ Owó Alágbèéká Orí Ayélujára àti Àwọn Aṣojú Ilẹ Ìfowópamọ́ ní orílẹ̀-èdè Nàìjíríà (AMMBAN) ò ní àṣẹ lábẹ́ òfin láti sọ iye rẹ̀ fún àwọn ọmọ ẹgbẹ́ rẹ̀. Ní oṣù Òkudù ọdún 2023, AMMBAN, ẹ̀ka ti ìpínlẹ̀ Èkó, ṣe àgbéjáde àkọsílẹ̀ àtúnṣe owóo PoS, tí ó ń sọ wí pé àfikún náà ń ṣe àfihàn bí ọrọ̀ ajé ṣe rí lọ́wọ́lọ́wọ́ ní orílẹ̀-èdè náà. Ní ìbẹ̀rẹ̀ oṣù Agẹmọ, FCCPC kílọ̀ fún AMMBAN, àwọn ọmọ ẹgbẹ́ rẹ̀, àti àwọn tó ń lo PoS, tó ń rọ̀ wọ́n pé kí wọ́n má ṣe àgbékalẹ̀-iye tàbí ṣe àyípadà iye tí wọ́n gbà fún iṣẹ́ẹ wọn. Ẹgbẹ́ náà bẹ̀rẹ̀ sí ṣe àmúlo iye owó rẹ̀ tuntun náà ní ọjọ́ 17 oṣù Agẹmọ, ọdún 2023, pẹ̀lú bí ṣe gba owó ẹ̀yìn lọ́dọ̀ àwọn tí ọ̀rọ̀ kàn. Torí náà, Àjọ náà sọ wí pé àwọn tó ń lo PoS tí wọ́n sì ń ṣe àìgbọràn sí àṣẹ rẹ̀ máa san owó ìtanràn tí ó tó ₦10,000,000 fún àwọn ilé-iṣẹ́ àti èyí tí ó tó ₦1,000,000 àti/tàbí ìdájọ́ ẹ̀wọn oṣù mẹ́ta fún aládàni. Ní àfikún, pẹ̀lú ìfẹ́ Àjọ náà láti dèna dídásí ọ̀rọ àwọn tó ń ṣe okòwò Kékèké, Babatunde Irukera, Aláṣẹ àti Olùdarí FCCPC, sọ wí pé Àjọ náà máa - tó bá pọn dandan - dèna òwò ṣíṣe àti ànfààní fún àwọn tó ń lo PoS tàbí àwọn ọmọ ẹgbẹ́ AMMBAN tí wọ́n bá tẹ̀síwajú nínú ìwà tí ò bá òfin àti èto ọrọ̀ ajé mu. TikTok ṣàfihàn àtẹ̀jáde alátẹ̀jíṣẹ́ TikTok ṣàfihàn àtẹ̀jáde alátẹ̀jíṣẹ́ láti figagbágba pẹ̀lú Twitter — tó ti di X — àti Threads. Ìkànnì ìbánidọ́rẹ̀ẹ́ náà sọ wí pé ànfààní àkóónú tuntun náà máa fún àwọn aṣẹ̀dá ní ọ̀nà míràn láti ṣàfihàn ara wọn pẹ̀lú fífún wọn ní ààyè láti ṣe àgbéjáde ìtàn wọn, ewì, orin, àti àwọn akóónú kíkọ mìíràn. TikTok bẹ̀rẹ̀ gẹ́gẹ́ bí ìkànnì fún àkáálẹ̀ aláwòrán kékeré ṣùgbọ́n lẹ́yìn náà ó ṣe àfikún àtìlẹ́yìn fún àwòrán láti figagbágba pẹ̀lú Instagram. Báwo ni o ṣe lè lo ìrísí tuntun náà? O lè mú nínú ànfààní mẹ́ta tó wà ní ojú kámẹ́rà lórí ohun èlò ìmúṣiṣẹ́ náà: fọ́tò, fọ́nrán aláwòrán, àti àtẹ̀jíṣẹ́ láti gbé sórí TikTok. Tí o bá mú ànfààní àtẹ̀jíṣẹ́, ojú ìwé kan tí o ti lè tẹ àtẹ̀jíṣẹ́ náà fún àtẹ̀jáde rẹ máa farahàn. O lè ṣe àtúntẹ̀ àtẹ̀jíṣẹ́ẹ̀ rẹ pẹ̀lú ṣíṣe àfikún ohun, ṣiṣe àsopọ̀ ààyè, títan àríwísí sílẹ̀, àti lílo Duets. Ní àpapọ̀ pẹ̀lú àsopọ̀ ọ̀rọ̀-aṣàmì, o lè ṣe àfikún sítíkà sí àtẹ̀jáde alátẹ̀jíṣẹ́. Ọ̀pọ̀lọpọ̀ àwọn àwọ̀ ìpìlẹ̀ ló tún wà fún lílò. O lè fi àkọsílẹ̀ rẹ pamọ́ kí o sì tọ́jú rẹ̀ pẹ̀lú àwọn àtẹ̀jjáde mìíràn tí ó ò tíì tẹ̀ síta fún àtúntẹ̀ nígbà míràn, gẹ́gẹ́ bíi ti àtẹ̀jáde fọ́nrán aláwòrán tàbí àwòrán, tàbí kí o pa wọ́n rẹ́ lápapọ̀. Ìpinnu TikTok láti ṣe àfikún àtẹ̀jáde alátẹ̀jíṣẹ́ ní àkókò yìí ò yanilẹ́nu. O rántí ìgbà tí wọ́n ṣe ìfilọ́lẹ̀ Threads? Ìkànnì agbéróyìnjáde-kékeré Meta náà lo ànfààní àwọn ìpinnu Twitter tí ò dára àti àwọn gbèdéke lórí àwọn aṣàmúlò tí ò sanwó. Ó ṣe é ṣe kó jẹ́ wí pé TikTok fẹ́ fún àwọn aṣàmúlò rẹ̀ ní ànfààní mìíràn fún àgbéjáde àkóónú àtẹ̀jáde alátẹ̀jíṣẹ́. Síbẹ̀síbẹ̀, ìrísí àtẹ̀jáde alátẹ̀jíṣẹ́ lórí ohun èlò ìmúṣiṣẹ́ náà lè má jẹ̀ kó wù àwọn ènìyàn lórí láti lò wọ́n gẹ́gẹ́ bí wọ́n ṣe ń lo Twitter. Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Aláṣẹ àti Olùdarí Twitter (tó ti di X) Linda Yaccarino sọ wí pé àmúlò rẹ̀ ti wà ní ""Ìpele tó ga jùlọ"" nínú àkọsílẹ̀ fún àwọn òṣìṣẹ́. Yuval Noah Harari: IA àti ọjọ́ iwájú àwọn ọmọnìyàn Ìfẹ́ Láti Jẹ́ Aláìsí","Iyunithi yokuphenya eNingizimu Afrika ifuna ukucaciselwa ngesikhungo sezwe ngemva kokulahlwa icala enkantolo. Ijumia Food isimemezele ukuthi izokwanda ifike eMeru naseNanyuki,ivuleleke khona izobonakala emadolobheni amancane aseKenya. Amakhasimende asenga oda manje ukudla abakuthandayo kweKFC noma besemakhaya abo eMeru naseNanyuki. Ijumia Food isikhona vele eNairobi, eMombasa,eKisimu,eEldoret naseNakuru,ngezinhlelo zokusabalala futhi bangeneemadolobheni esibili ezinyangeni ezizayo. Nakhu esikuphathele khona namhlanje: Umkhakha wezokuphenya eNingizimu Afrika ufuna ukucaciseleka ngecala leTelkom-Ramphosa I-FCCPC inqumela kufike ezigidini ezingu-₦‎10 wezinhlawulo kubasebenzisi bePoS I-TikTok yethule amaphosti emibhalo Umkhakha wezokuphenya eNingizimu Afrika ufuna ukucaciseleka ngecala leTelkom-Ramphosa. Uyakukhumbula lokhu? Utelkom unqoba icala ngesikhathi ubhekene noMongameli waseNingizimu Afrika Ngakho umkhakha wezokuphenya okukhethekile (Special Investigating Unit (iSIU)) manje iscabanga indlela yezomthetho ngenxa yesinqumo seNkantolo ePhakeme yasePitoli yokungaqinisekisi ukukwazi ukuphenyisisa izindaba zakaTelkom. Iyunithi ithi inkantolo yathola uTelkom ukuthi awusona isikhungo sezwe futhi ngeke uze uphenye izindaba zawo. Manje idinga ukucaciselwa ukuthi lesi sinqumo sisho ukuthini. Ngobani? Iyunithi ithi ukucacisa okuvumela isikhungo sezwe sibucayi futhi singaqinisa imizamo yokuqeda inkohlakalo nokuphathwa budedengu ekusebenzeni kwazo zonke izikhungo. “Ngokomthetho weSpecial Investigating Units neSpecial Tribunals Act 74 of 1996, iSIU inikezwe amandla ukuphenya izinsolo zenkohlakalo nokungaphathwa kahle ezindabeni zezikhungo zesizwe njengeminyango kahulumeni, omasipala, kanye nezinhlaka zikahulumeni; ukubuyisela izmali zikahulumeni ezilahlekile futhi kuvinje okunye ukulahlekelwa,” kusho iyunithi. Iphinde iphikisane nokuthi kungabuyekezwa nokuthi inkantolo ephakeme kumele inqume noma ixazulule indaba yesikhungo sezwe. Uma kungacaciswa lokhu, ingaziphinda ngendlela engathandeki lapho izikhungo zomphakathi zinganikwa ushwele ngendlela engaqondeki kusuka kuphenyo lweSIU. Ngesonto eledlule Indaba kaTelkom yempi yayo yezomthetho noMongameli uCyril Ramaphosa phezu kwesinqumo sakhe sokugunyaza uphenyo ngeSIU nokunye okungalungile okungenzeka ekudayisweni kwempahla yaka telco. I-FCCPC inqunyelwe kufika ezigidini ezingu-₦‎10 izinhlawulo zokusebenza kwamaPOS Umncintiswano weFederal neComsumer Protection Commission (iFCCPC) isabise ngokufaka izinhlawulo ezifika kwizigidi ezingu-₦‎10 kubasebenzi abadayisa kuleyondawo abangawugcini umyalelo mayelana nokukhuphuka okuphakamisiwe kokubiza kwePoS. I-FCCPC ithi ukusebenza kwePoS ngayinye kumahhala ukuyusa amanani njengoba kukulungele ukwakha inzuzo ebhizinisini layo. Kepha ithi iAssociation of Mobile and Bank Agents inNigeria (i-AMMBAN) ayivunyelwe ngumthetho ukuhlela amanani yenzela amakhasimende ayo. NgoNhlangulana 2023, Iammban,iLagos Chapter, yakhipha uhla lwamanani olubuyekeziwe lwePOS elishoyo ukuthi ukunyuka kuveza ubunjalo bezomnotho wamanje ezweni. NgoNtulikazi ,iFCCPC yaxwayisa iAMMBAN,amalungaasyo nabasebenzi bePos bephikisana ngokuthi bangazibandakanyi nokushintshwa kwamanani ekubizeni kokusebenza kwabo. Inhlangano yaqala ukusebenzisa amanani amasha ngoNtulikazi 2023, ngaphandle kwezinto ezazibabuyisela emuva kwabasebenzisana nabo abambalwa. Ngakho iKhomishini ithi abasebenzi bePOS abangawulandeli umyalelo bangakhokha izinhlawulo ezingafinyelela ku-₦10,000,000 ezintweni zokusebenza no-₦1,000,000 futhi/noma izinyanga ezintathu besejele umuntu ngamunye. Ukwengeza, ngaphandle kokukhethwa uKhomishini ukuvimbela ukugxambukela kokusebenza kwamabhizinisi amancane, uBabatunde Irukera, iCEO yeFCCPC uyavuma ukuthi iKhomishini izokwenza-uma kubalulekile-iphike izinsiza zomdayisi nokuhle kwabasebenzisi bePoS noma amalungu e-AMMBAN abelesele ngokuziphatha okungahambisani nomthetho nezomnotho okwenza kahle. I-TikTok yethula amaphosti emibhalo I-TikTok yethula amaphosti emibhalo ukuze incintisane noTwitter — manje u-X — namaThreads. Izinkundla zokuxhumana zithi okusha okufakwayo kuzonikeza abenzi ezinye izindlela zokukwazi ukuveza imizwa ngokubavumela babelane ngezindaba zabo,iznkondlo amaculo nokunye okungabhalwa ngakho. I-TikTok uqale njengenkundla yamavidiyo emafishane kodwa ngokuhamba kwesikhathi bengeza ngezithombe ukuze baqhudelane no-Instagram. Uyisebenzisa kanjani lento entsha? Ungakhetha kokuthathu ekhasini lekhamera lesisetshenziswa:isithombe, ividiyo nombhalo wokuphosta kuTikTok. Uma ukhetha umbhalo,ikhasi lapho uzofaka khona umbhalo wephosti yakho lapho kuzovela. usungabhekisisa umbhalo wakho okubandakanya umsindo, ukufaka indawo okuyona,ukuvula abazophawula nokuvula okuhamba ngakubili. Kanye kanye namathegi noheshithegi, ungengeza izitikha embhalweni ozowuphosta. Imibala yangemuva embalwa ikhona ukuthi ungakhetha kuyona. Ungakubeka osukubhalile futhi ukugcine namaphosti akho angashicilelwe ukuthi ubuye ukubhekisise, njengezithombe namavidiyo noma ungakucisha nje konke. Isinqumo sikaTikTok sokufaka imibhalo kumaphosti kulesisikhathi akumangazi. Uyakhumbula ngesikhathi kwethulwa amaThreads? Inkundla yaka Meta yokubhloga kancane yathatha ithuba yezinqubo ezisele nemibuzo zikaTwitter kanye nemikhawulo yabasebenzisi abangakhokhi. I-TikTok ekuthandayo ukunika abasebenzisi bawo enye indlela yokuphosta izinto ezincike embhalweni. Kepha ukuvela kwamaphosti emibhalo kusisetshenziswa kungekhuthaze abantu ekungawusebenziseni ngendlela abasebenzisa ngayo uTwitter. Engikufundayo nengikubukayo Twitter (now X) CEO Linda Yaccarino claims usage at ‘all time high’ in memo to staff Yuval Noah Harari: AI and the future of humanity Ukufisa ukuthi Awukho"
+እንዴት 'ትሬድ ከርቭ' (TCRV) በእድገት የፍጥነት ስሌት 'አፕቶስ'ን (APT) እና 'ኢቴሪየም' (ETH)ን እየበለጠ እንደሆነ እነሆ። ባለሀብቶቹ ለኢንዱስትሪው እሴትን ወደ ሚጨምሩ የ ክሪፕቶ መርሀግብሮች ዝንባሌ ያረጋሉ። አዲሱ መርሀግብር፣ 'ትሬድ ከርቭ'፣ በርካታ መገልገያዎች ያሉት እና ውስብስብ የገሃዱ ዓለም ችግሮችን ከሚፈቱት መርሀግብሮች ውስጥ አንዱ ነው። የ'አፕቶስ' (APT) እና 'ኢቴሪየም' (ETH) ዕድገት ስሌት፣ ከ'ትሬድ ከርቭ' (TCRV) መጨመር ዕድገት ስሌት ጋር ሲወዳደር ትንሽ ይመስላል። ሁሉም የ ክሪፕቶ መርሀግብሮች በገበያ ላይ ትልቅ ተፅእኖን ለመፍጠር ቢያስቡም ጥቂቶቹ ብቻ ይህንን ማሳካት ይችላሉ። የዕድገት ተስፋውን ከግምት ውስጥ በማስገባት፣ ዓሣ ነባሪዎች (whales) ወይም ትላልቅ ባለሀብቶች በቅድመ ሽያጭ ዙሩ ላይ ብዙ ገንዘብ ሲያፈስሱ ቆይተዋል። >>ለ ትሬድ ከርቭ የቅድሚያ ሽያጭ ይመዝገቡ<< አፕቶስ (APT) በትዊተር ገፅ ላይ በጣም-የተወራለት 9ኛው የክሪፕቶ መርሀግብር ሆነ። እ.ኤ.አ የመጋቢት ወርን ሳይጨምር የ2023 የመጀመሪያ ሩብ ዓመት ፣ ለአፕቶስ (APT) አትራፊ ነበር። አፕቶስ በጥር ወር በ400 በመቶ ገደማ ማደግ ቢችልም፣ በየካቲት ወር ብዙ አዳዲስ ስልታዊ አጋርነቶችንም ፈጥሯል። አፕቶስ በጥር ወር ከፍተኛውን የ19.90 ዶላር ሽያጭ ማስመዝገብ ችሏል። ሆኖም፣ ድቦች (bears) አፕቶስን በመጋቢት ወር አፍነው ይዘውታል ፣ እናም ቶከኑ ከኤ.ቲ.ኤቹ (its ATH) 48 በመቶ ያህል ዋጋውን አጥቷል። በአሁኑ ጊዜ አፕቶስ በ 1.9 ቢሊዮን ዶላር የገንዘብ አቅም ያለው ገበያ ላይ በ 10.26 ዶላር ብቻ እየተገበየ ነው። ይህ በንዲህ እንዳለ ፣ ስትሪምር(Streamr) በትዊተር ገፅ ላይ በጣም-የተወራላቸው የክሪፕቶ ምንዛሬዎች ዝርዝር ውስጥ 'አፕቶስ'ን 9ኛ ደረጃ ላይ አስቀምጦታል። እንደ ባለሙያዎች ገለጻ፣ ደረጃው ባለሀብቶች ባለፉት ሶስት ወራት ውስጥ እየጨመረ በመጣው በአፕቶስ (APT) ላይ ያላቸውን እምነት የሚያሳይ ምልክት ነው። >>ለ ትሬድ ከርቭ የቅድሚያ ሽያጭ ይመዝገቡ<< ዓሣ ነባሪዎች የኢቴሪየም (ETH) ክምችታቸውን ጨምረዋል። ኢቴሪየም (ETH) በሚያዝያ ወር ውስጥ የ'ሻንጋይ ማሻሻያውን' በዋናው መረብ ላይ አስጀምሯል። በዚህ አመት ውስጥ በጣም ከሚጠበቁት ለውጦች ውስጥ አንዱ ሲሆን፣ የሻንጋይ ማሻሻያው ከተጀመረ በኋላ በ ኢቴሪየም ዙሪያ ያለው የገበያ ስሜት በጣም ሀይለኛ ወይም የቡሊሽ ረን የሚመሰለውን ሆኗል። ይሁን እንጂ የ ኢቴሪየም የገበያ ዋጋ ባለፈው ሳምንት በ 12 በመቶ ቀንሷል። ኢቴሪየም በወርሃዊ የገበያ ገበታ ላይ በ 2 በመቶ ጨምሯል። በቅርብ ጊዜ ከ ሳንቲመንት(Santiment) የተገኘው መረጃ እንደሚያሳየው ዓሣ ነባሪዎች በቅርብ ሳምንታት ውስጥ የኢቴሬም ክምችታቸውን በ 0.5 በመቶ ጨምረዋል። የኢተሪየም የሻንጋይ ማሻሻያ ተጠቃሚዎች የኢተርየም አክሲዮናቸውን እንዲያወጡ አስችሏቸዋል። በአሁኑ ጊዜ አንዱ ኢተርየም በ 1854.82 ዶላር እየተለወጠ ነው። >>ለ ትሬድ ከርቭ የቅድሚያ ሽያጭ ይመዝገቡ<< ትሬድ ከርቭ (TCRV) እ.ኤ.አ የ2023 የገበያው ኮከብ ሆኗል። በአለም ውስጥ በሺዎች የሚቆጠሩ የንግድ ልውውጦች አሉ፤ ነገር ግን ሁሉም የዋሻ ውስጥ እይታ ያላቸው ናቸው። ለምሳሌ፣ እንደ ባይናንስ (Binance) እና ህኦቢ( Huobi) ያሉ ምንዛሬዎች ከክሪፕቶፕ-ምንዛሬዎች ጋር በተያያዙ ንብረቶች ላይ የተገደቡ ሲሆኑ እንደ አፕ ስቶክስ( Upstox) እና ዊቡል(Webull) ያሉ መድረኮች ደሞ ተጠቃሚዎቻቸውን በባህላዊ ምንዛሬዎች ላይ ይገድባሉ። ነገር ግን፣ የትሬድ ከርቭ (TCRV) መግባት አጠቃላይ የገበያውን ገጽታ ለውጦታል። የክሪፕቶ ምንዛሬን፣ ፎሬክስን(Forex)፣ አክሲዮኖችን፣ ቦንዶችን፣ የኦ.ቲ.ሲ ተዋጽኦዎች(OTC derivatives)እና ያለ ፊያት( FIAT) የኢ..ቲ.ኤፎች(ETFs) ክፍያዎችን ጨምሮ በተለያዩ ንብረቶች ለመገበያየት የሚያስችል በዓይነቱ የመጀመሪያ የሆነ መድረክ ነው ። የ ክሪፕቶ ገበያው እ.ኤ.አ ከ2021 እስከ 2030 በ ሲ.ኤ.ጂ.አር(CAGR) ላይ በ12.8 በመቶ ያድጋል ተብሎ ስለሚጠበቅ፣ ባለሙያዎች 'ትሬድ ከርቭ' ትልቅ የእድገት አቅም እንዳለው ያምናሉ። የዚህ መድረክ ዩ.ኤስ.ፒ(USP)፣ ነጋዴዎች የራሳቸውን ቁልፍ እንዲይዙ እና የራሳቸውን ንብረቶች እንዲቆጣጠሩ በማስቻሉ፤ እንደ 'ኮይን ቤዝ' (Coinbase) ካሉ ከተመሰረቱ ፕሮጀክቶች የተለየ ያረገዋል። እንዲሁም በ'ዲፋይ'(DeFi )ችሎታው የተጠቃሚዎችን ግላዊነት ይጠብቃል። የትሬድ ከርቭ (TCRV) የመገበያያ ሳንቲም መለያ ባለቤቶች፣ በንግድ ስራዎቻቸው ላይ ጉርሻዎችን እንዲያገኙ፣ የንግድ ክፍያዎች ላይ ቅናሾች እንዲያገኙ እና በሰው በተሰራ አዋቂ(AI )የንግድ ቦቶች(bots)ን ለመጠቀም የደንበኝነት ምዝገባ ክፍያዎች ላይ ቅናሾችን ይሰጣቸዋል። የቅድመ ሽያጭ ዙሩም አሁን ተጀምሯል፣ እና በአሁኑ ጊዜ ገና በ'ደረጃ 1'ላይ ነው ያለው። የትሬድ ከርቭን (TCRV) የመገበያያ ሳንቲም መለያው በ0.018 ዶላር በመገዛት ላይ ይገኛሉ። በቅድመ ሽያጭ ወቅት ከጠቅላላው የ 1.8 ቢሊዮን የመገበያያ ሳንቲም መለያዎች(ቶከኖች) ውስጥ 40 በመቶዎቹ ብቻ ስለሚቀርቡ፣ ከፍተኛውን ጥቅም ለማግኘት በሬዎቹ በፕሮጀክቱ ላይ ተጠና���ረው ገብተዋል።,"How Tradecurve (TCRV) Is Surpassing Aptos (APT) and Ethereum (ETH) in Growth Rate The investors favor crypto projects that add value to the industry. A new project, Tradecurve, is one such project that has multiple utilities and solves complex real-world problems. Even the growth rate of Aptos (APT) and Ethereum (ETH) seem smaller when compared with the rise of Tradecurve (TCRV). While all crypto projects aim to make a big impact on the market, only a few of them are able to do so. Considering its growth prospect, whales have been pouring money into its ongoing presale round. >>Register For The Tradecurve Presale<< Aptos (APT) Becomes 9th Most-Tweeted Crypto Project The first quarter of 2023 has been beneficial for Aptos (APT), barring the month of March. While Aptos was able to soar by about 400% in January, it forged many new strategic partnerships in February. Aptos was also able to record its all-time high of $19.90 in January. However, bears suppressed Aptos in March, and the token lost about 48% value from its ATH. Currently, Aptos is changing hands at $10.26, with a market capitalization of $1.9 billion. In the meantime, Streamr has ranked Aptos 9th on the list of most-tweeted cryptocurrencies. According to experts, the ranking is a sign of investors’ confidence in Aptos (APT), which has increased in the past three months. >>Register For The Tradecurve Presale<< Whales Increase Their Ethereum (ETH) Accumulation Ethereum (ETH) launched Shanghai Upgrade on its mainnet in April. Since it was one of the most-awaited developments of this year, the market sentiments around Ethereum have become bullish after the launch of the Shanghai Upgrade. However, the market value of Ethereum has plunged by 12% in the past week. Ethereum has risen by 2% on the monthly chart. According to the latest data from Santiment, whales have increased their Ethereum accumulation by 0.5% in recent weeks. Ethereum’s Shanghai Upgrade has enabled users to withdraw their staked Ethereum. Currently, Ethereum is changing hands at $1,854.82. >>Register For The Tradecurve Presale<< Tradecurve (TCRV) Becomes the Market Star of 2023 There are thousands of trading exchanges in the world, but all of them are tunnel-visioned. For instance, exchanges like Binance and Huobi are limited to cryptocurrency-related assets, while platforms like Upstox and Webull restrict their users to traditional derivatives. However, the entry of Tradecurve (TCRV) has changed the entire landscape. It is a first-of-its-kind platform that allows the trading of a wide range of assets, including cryptocurrency, Forex, stocks, bonds, OTC derivatives, and ETFs without FIAT payments. Since the crypto market is expected to grow at a CAGR of 12.8% from 2021 to 2030, experts believe that Tradecurve has massive growth potential. The USP of this platform is that traders hold their own keys, and control their own assets, unlike established projects like Coinbase. It also protects users’ privacy through DeFi capabilities. TCRV token owners will be given bonuses on their trades, discounts on trading fees, and subscription fees for using AI trading bots. Its presale phase has begun, and is currently in stage 1. TCRV tokens are currently available to purchase at $0.018. Since only 40% of the total 1.8 billion tokens will be supplied during the presale phase, bulls have pounced on the project to get the maximum benefits.","Yadda TradeCurve (TCRV) Ya Zarce Aptos (APT) da Ethereum (ETH) wajen bunkasa. Masu saka hannun jari suna fifita ayyukan crypto waɗanda ke ƙara darajar masana'antar. Wani sabon aiki, Tradecurve, shine irin wannan aikin wanda ke da abubuwan amfani da yawa kuma yana warware matsaloli masu sarkakiya na yau da kullum. Hatta adadin haɓakar Aptos (APT) da Ethereum (ETH) kadan ne idan aka kwatanta su da haɓakar TradeCurve (TCRV). Duk da cewa dukkanin ayyukan crypto suna da niyyar yin tasiri sosai a kasuwar, kaɗan ne kawai ke iya yin hakan. Duba da yiwuwar bunkasarsa, manyan attajirai sun yi ta zuba kuɗi a wannan zagayen na kafin fitarsa kasuwa. >>Yi Rajistar Don Matakin Kafin Fara Sayar da Tradecurve<< Aptos (APT) Ya Zama Aikin Crypto na 9 mafi wallafawa a kafar sada zumunta ta Twitter. Kwata na farko ta shekarar 2023 ta yi kyau ga Aptos (APT), wanda ya tiƙe a watan Maris. Yayin da Aptos ya sami damar hauhawa da kusan 400% a cikin Janairu, ya kulla sabbin haɗin gwiwa da dama a cikin Fabrairu. Aptos ya kuma samu damar kaiwa mafi kurewar darajarsa na $19.90 a cikin Janairu. Saidai Bears ya danne Aptos a watan Maris, sannan kuma katin kuɗin ya rasa kusan kashi 48 cikin ɗari na darajarsa daga mafi girman farashinsa, wato ATH ɗinsa. A halin yanzu, ana cinikin Aptos ne akan farashin dala 10.26, tare da jarin kasuwanci na dala biliyan 1.9. A halin yanzu, Streamr ya sanya Aptos a mataki na 9 cikin jerin cryptocurrencies da aka fi wallafawa a Tweeter. A cewar masana, jerantawa alama ce ta amincewar masu zuba jari ga Aptos (APT), wanda ya karu a cikin watanni uku da suka gabata. >>Yi Rajistar Don Matakin Kafin Fara Sayar da Tradecurve<< Manyan masu kuɗin sun samu habakar tarin ethereum din su. Ethereum (ETH) ya ƙaddamar da habakawa a birnin Shanghai akan babban yanarsa a watan Afrilu. Tun da ya kasance daya daga cikin abubuwan da aka fi zumudin jira a wannan shekara, ra'ayoyi a game da darajar Ethereum a kasuwa sun kara hauhawa tun bayan ƙaddamar da haɓakawa a Shanghai. Duk da haka a makon da ya gabata, darajar Ethereum a kasuwa ta faɗi da kasha 12. Ethereum ya tashi da kashi 2 akan jadawalin wata-wata. Dangane da sabbin bayanai daga Santiment, manyan masu kuɗi sun samu haɓakar tarin Ethereum da kashi 0.5 a cikin 'yan makonnin nan. Haɓakawar Ethereum na Shanghai ya baiwa masu amfani damar janye hannun jarin Ethereum. A halin yanzu, saye da sayar da Ethereum akan kuɗi $1,854.82. >>Yin Rajistar Don ɗaukar Mataki Kafin Fara Sayar da Tradecurve<< Tradecurve (TCRV) Ya Zama Tauraron Kasuwa na 2023. Akwai dubban mu'amalar kasuwanci a duniya, sai dai dukkansu ba a gama tantance hadarurrukan dake tattare dasu ba. Misali, musanya kamar Binance da Huobi sun iyakance ga kadarorin da ke da alaƙa da cryptocurrency, yayin da dandamali kamar su Upstox da Webull ke takura masu amfani da su ga abubuwan asali. Sai dai, shigowar Tradecurve (TCRV) ya canza yanayin gaba ɗaya. Dandalin wanda shine irinsa na farko, ya ba da damar cinikin kadarori da yawa, gami da cryptocurrency, Forex, hannun jari, jingina, abubuwan OTC, da ETF ba tare da biyan FIAT ba. Tunda ana tsammanin kasuwar crypto zata samu hauhawa a CAGR da kashi 12.8 daga 2021 zuwa 2030, masana sun yi imanin cewa akwai yuwuwar hauhawan Tradecurve. USP na wannan dandali shine masu cinikayya suna riƙe da maɓallan nasu, kuma suna sarrafa dukiyar su, sabanin ayyukan da aka kafa kamar Coinbase. Haka kuma yana kare sirrin masu amfani ta hanyar amfani da DeFi. Za a ba wa masu katin kuɗi na TCRV garabasa akan kasuwancin su, rangwame kan kuɗin ciniki, da kuɗin biyan kuɗi don amfani da bots ɗin ciniki na ƙirƙirarriyar fasaha. Zangonsa na kafin fara sayarwa ya fara, har ma yana mataki na 1. Ana samun katin kuɗi na TCRV a halin yanzu don siye akan $0.018. Tun da iya kashi 40 cikin 100 na jimillar katin kuɗin biliyan 1.8 za a ba da su a lokacin presale, manyan masu kuɗi sun mamaye aikin don samun mafi girman fa'idodi.","Jinsi Tradecurve (TCRV) inazidi Aptos (APT) na Ethereum (ETH) katika kiwango cha ukuaji Wawekezaji wanapendelea miradi ya cyrpto ambayo huongeza thamani ya tasnia. Mradi mpya, Tradecurve huu ni kama mradi mmoja ambao una huduma nyingi na kutatua matatizo mchanganyiko ya ulimwengu halisi. Hata kiwango cha ukuaji cha Aptos (APT) na Ethereum (ETH) kinaonekana kuwa kidogo ikilinganishwa na kuongezeka kwa Tradecurve (TCRV). Ingawa miradi yote ya Crypto inalenga kuleta athari kubwa kwenye msoko, ni michache tu inaweza kufanya hivyo. Kwa kuzingatia matarajio ya ukuaji wake, nyangumi wamekuwa wakimwaga pesa katiak duru yake inayoendelea ya mauzo. >>Jiandikishe kwa uuzaji wa awali wa Tradecurve << Aptos (APT) unakuwa mradi wa 9 wa Crypto unaotumwa zaidi kwenye Twitter Robo ya kwanza ya 2023 imekuwa na manufaa kwa Aptos (APT), ukiondoa mwezi Machi. Ingawa Aptos iliweza kuongezeka kwa takribani 400% mnamo Januari, ilianzisha ubia mpya wa kimkakati mnamo Februari. Pia Aptos iliweza kurekodi kiwango chake cha juu cha $19.90 mnamo Januari. Hata hivyo,Dubu waliiangusha Aptos mnamo Machi, tokeni ilipoteza takribani 48% ya thamani kutoka katika ATH yake. Hivi sasa, Aptos inabadilishana kwa $10.26, na mtaji wa soko wa Bilioni $1.9. Wakati huo huo, Streamr imeorodhesha Aptos katika nafasi ya 9 kwenye orodha ya sarafu fiche zilitumwa zaidi kwenye Twitter. Kulingana na wataalamu, nafasi hiyo ni ishara ya imani ya wawekezaji katika Aptos (APT), ambayo imeongezeka katika miezi mitatu iliyopita. >>Jiandikishe kwa uuzaji wa awali wa Tradecurve << Nyangumi huongeza mkusanyiko wao wa Ethereum (ETH) Ethereum (ETH) ilizindua uboreshaji shanghai kwenye mtandao wake mwezi Aprili. Kwa kuwa ilikuwa moja ya maendeleo yanayosubiriwa zaidi ya mwaka huu, hisia za soko karibu na Ethereum zimekuwa za kukuza baada ya kuzinduliwa kwa uboreshaji wa Shanghai. Hata hivyo, thamani ya soko ya Ethereum imeshuka kwa 12% wiki iliyopita. Ethereum imeongezeka kwa 2% kwenye chati ta kila mwezi. Kulingana na takwimu za haivi karibuni kutoka Sentiment, nyangumi wameongeza mkusanyiko wao wa Ethereum kwa 0.5% katika wiki za hivi karibuni. Uboreshaji wa Shanghai wa Ethereum umewawezesha watumiaji kuondoa Ethereum zao zilizowekwa hatarini. Hivi sasa, Ethereum inauzwa kwa $1,854.82. >>Jiandikishe kwa uuzaji wa awali wa Tradecurve << Tradecurve (TCRV) imekuwa kinara wa masoko ya 2023 Kuna maelfu ya ubadilishanaji wa biashara Duniani, lakini zote zina maono ya handaki. Kwa mfano, ubadilishanaji kama Binance na Huobi ni wa vipengee vinavyohusiana na sarafu za crypto pekee, huku majukwaa kama Upstox na Webull yanawaruhusu watumiaji wakekutumia derivatives za kitamaduni. Hata hivyo, kuingia kwa Tradecurve (TCRV) kumebadilisha taswira nzima. Ni jukwaa la kwanza la aina yake ambalo huruhusu biashara ya rasilimali mbalimbali ikiwemo Cryptocurrency, Forex, hisa, bondi, derivative za OTC, na ETFs bila malipo ya FIAT. Kwa kuwa soko la Crypto linatarajiwa kukua kwa CAGR ya 12.8% kutoka 2021 hadi 2030, wataalamu wanaamini kuwa Tradecurve inao uwezo mkubwa wa ukuaji. UPS ya jukwaa hili ni kwamba wafanyabiashara wanamiliki funguo zao wenyewe, na kudhibiti mali zao, tofauti na miradi ilyoanzishwa kama vile coinbase. pia hulinda faragha ya watumiaji kupitia uwezo wa DeFi. Wamiliki wa tokeni za TCRV watapewa bonasi kwenye biashara zao, punguzo kwenye za biashara,na ada za usajili kwa kutumia roboti za biashara za AI. Awamu yake ya mauzo ya awali imeanza, na kwa sasa iko katika hatua ya 1. Kwa sasa tokeni za TCRV zinapatikana kwa kununuliwa $0.018. Kwa kuwa ni 40% tu ya jumla ya tokeni Bilioni 1.8 zitatolewa wakati wa awamu ya mauzo ya awali, Fahali wameuchukua mradi ili kupata faida kubwa.","Bí Tradecurve (TCRV) Ṣe Ń Ju Aptos (APT) àti Ethereum (ETH) lọ ní Ìdàgbàsókè Àwọn olùdókòwò fẹ́ràn àwọn iṣẹ́ àkànṣe owó àkósódù tó máa mú iyì bá ẹ̀ka náà. Iṣẹ́ àkànṣe tuntun kan, Tradecurve, jẹ́ irú iṣẹ́ àkànṣe bẹ́ẹ̀ tó ní ọ̀pọ̀lọpọ̀ ìwúlò àti tó sì ń yanjú àwọn ìṣòro abáyému tó jẹ́ àmúdijú. Kódà ìdàgbàsókè Aptos (APT) àti Ethereum (ETH) jọ bí ẹni kéré tí a bá fi wé ìdàgbàsókè Tradecurve (TCRV). Bó tilẹ̀ jẹ́ wí pé gbogbo iṣẹ́ àkànṣe owó àkósódù ní èròngbà láti kó ipa pàtàkì nínú ọjà náà, díẹ̀ nínú wọn ni wọ́n lè ṣe bẹ́ẹ̀. Tí a bá wo àfojúsùn ìdàgbàsókè rẹ̀, àwọn olókówò ńlá owó àkósódù ti ń da owó sí ìpele ìmúra fún títà tó ń lọ lọ́wọ́. >>Forúkọsílẹ̀ Fún Ìmúra Fún Títa Tradecurve<< Aptos (APT) Ti di Iṣẹ́ Àkànṣe Owó Àkósódù Nípò 9 Tí Wọ́n Túwítì Jùlọ Ìdá mẹ́rin àkọ́kọ́ ọdún 2023 ti jẹ́ ànfààní ńlá fún Aptos (APT), yàtọ̀ sí oṣù Ẹ̀rẹnà. Bó tilẹ̀ jẹ́ wí pé Aptos lọ sókè ní bí ìdá 400% ní oṣù Ṣẹẹrẹ, ó ní ọ̀pọ̀lọpọ̀ àwọn alájọṣepọ̀ àmúṣẹ́ṣe tuntun ní oṣù Èrèlé. Aptos tún ní àkọsílẹ̀ $19.90 rẹ̀ tí ó ga jùlọ ní oṣù Ṣẹẹrẹ. Síbẹ̀síbẹ̀, àwọn ajẹrodò tẹ Aptos rì ní oṣù Ẹ̀rẹnà, owó àkósódù náà sì pàdánù ìdá 48% láti inú àkọsílẹ̀ rẹ̀ tó gajù. Lọ́wọ́lọ́wọ́, wọ́n ń ta Aptos ní $10.26, pẹ̀lú àká ìdúnàádúrà ọjà bíi $1.9 bílíọ̀nù. Síwájú àkókò náà, Streamr ti ṣe ìgbéléwọ̀n Aptos sí ipò 9 lórí àkọsílẹ̀ àwọn owó àkósódù tí wọ́n túwítì jùlọ. Gẹ́gẹ́ bí àwọn òjìnnì ṣe sọ, ìgbéléwọ̀n náà jẹ́ ìsàmi ìgbàgbọ́ tí àwọn olùdókòwò nínú Aptos (APT), tí ó ti lékún ní bíi oṣù mẹ́ta sẹ́yìn. >>Forúkọsílẹ̀ Fún Ìmúra Fún Títa Tradecurve<< Àwọn olókówò ńlá owó àkósódù Ti Ṣe Àlékún Àkójọ Ethereum (ETH) Wọn Ethereum (ETH) ṣe ìfilọ́lẹ̀ Shanghai Upgrade lórí àká détà àkósódù rẹ̀ ní oṣù Igbe. Nígbà tí ó ti jẹ́ wí pé ó jẹ́ ọ̀kan lára àwọn ìdàgbàsókè tí wọ́n ń retí jùlọ lọ́dún yìí, ìrònú àwọn olókoòwò nípa Ethereum ti jẹ ròkè lẹ́yìn ìgbà tí ó ṣe ìfilọ́lẹ̀ Shanghai Upgrade. Síbẹ̀síbẹ̀, iye owóo Ethereum lójú ọjà ti wálẹ̀ pẹ̀lú ìdá 12% láti bíi ọ̀sẹ̀ tó kọjá. Ethereum ti jẹ ròkè pẹ̀lú ìdá 2% lórí àtẹ olóṣooṣù. Gẹ́gẹ́ bíi dátà tuntun láti ọ̀dọ Santiment, àwọn olókówò ńlá owó àkósódù ti ṣe àlékún àkójọ Ethereum wọn pẹ̀lú ìda 0.5% láti bíi ọ̀sẹ̀ bíi mélòó kan sẹ́yìn. Shanghai Upgrade Ethereum fún àwọn aṣàmúlò ní ànfààní láti gba Ethereum tí wọ́n fi dókówò. Lọ́wọ́lọ́wọ́ yìí, wọ́n ń ta Ethereum ní $1,854.82. >>Forúkọsílẹ̀ Fún Ìmúra Fún Títa Tradecurve<< Tradecurve (TCRV) ti di ìràwò ojú ọjà fún ọdún 2023. Ìkànnì ìṣòwo pàṣípáárọ̀ tó lé ní ẹgbẹ̀rún ni ó wà lágbàyé, ṣùgbọ́n gbogbo wọn ni wọ́n kọrí sí ibìkan náà. Fún àpẹrẹ, àwọn ìkànnì pàṣípáárọ̀ bíi Binance àti Huobi wà fún àwọn ohun-ìní afarajọ owó àkósódù nìkan, nígbà tí àwọn ìkànnì bíi Upstox àti Webull pààlà fún àwọn aṣàmúlò wọn sí àdéhùn owó àtijọ́. Síbẹ̀síbẹ̀, wíwọlé Tradecurve (TCRV) ti mú àyípadà bá gbogbo àwùjọ náà. Ó jẹ́ ìkànnì àkọ́kọ́ irúu rẹ̀ tí ó fi ààyè gba ìdókòwò àwọn ohun-ìní lóríṣiríṣi tó fi mọ́ owó àkósódù, Ìpààrọ owó, ìpín-ìdókówò, ẹ̀yáwó, àwọn ohun-ìní oríi pẹpẹ, àti àwọn èrò ìdúnàdúrà ìpààrọ̀ owó láì san owó oní bẹ́bà. Nígbà tí ìrètí ti wà pé ọjà owó àkósódù máa gbòòrò ní ìdá 12.8% Àkànpọ Iye Ìdagbàsókè Lọ́dọọdún láti ọdún 2021 sí 2030, àwọn akọ́ṣẹ́mọṣẹ́ gbàgbọ́ wí pé Tradecurve ní ẹ̀bùn ìdàgbàsókè tó tóbi. Nǹkan ìtajà ìkànnì yìí ni wí pé àwọn olókoòwò ní wọ́n di kọ́kọ́rọ́ wọn mú, àwọn ni wọ́n sì ń darí ohun-ìní wọn, yàtọ̀ sí àwọn iṣẹ́ àkànṣe tó ti rídì múlẹ̀ bíi Coinbase. Ó tún dáábò bo àṣírí àwọn aṣàmúlò pẹ̀lú agbára DeFi. Àwọn tí wọ́n ní owó àkósódù TCRV máa gba èrè lórí ìdókòwò wọn, àdínkù owó lórí owó ìdókòwò, àti àsaánlẹ̀ owó fún lílo àwọn rọ́bọ́tì ìdókòwo IA. Abala ìmúra fún títà rẹ̀ ti bẹ̀rẹ̀ ó sì wà ní ìpele 1 lọ́wọ́lọ́wọ́. Owó àkósódù TCRV ti wà fún títà lọ́wọ́lọ́wọ́ ní $0.018. Nígbà tí ó ti jẹ́ wí pé ìdá 40% gbogbo 1.8 bílíọ̀nù owó àkósódù náà ni wọ́n máa tà lásíkò abala ìmúrasílẹ̀ fún títà, àwọn ajẹròkè ti bẹ́ mọ́ iṣẹ́ àkànṣe náà láti rí èrè tó ga jùlọ.","ITradecurve (iTCRV) iyidlula kanjani i-Aptos (i-APT) ne-Ethereum (i-ETH) ngezinga lokukhula Abatshalizimali bathanda amaphrojekthi obumfihlobezezimali aletha ushintsho embonini. Iphrojekthi entsha, iTradecurve,ngenye yamaphrojekthi esebenza ngezinto eziningi futhi ixazulule izinkinga zangempela eziyinkinga. Ngisho nezinga lokukhula lwe-Aptos (i-APT) ne-Ethereum (i-ETH) ibukeka incane uma uqhathanisa nokunyukakwe Tradecurve (i-TCRV). Ngesikhathi wonke amaphrojekthi ehlose ukwenza umehluko omkhulu emakethe,amancane awo azokwazi ukwenza lokho. Uma ubheka ukukhula kwayo, imikhoma ilokhu ithela imali ekuqubekeni komzuliswano wokudayisa ngaphambili. >>Bhalisela iTradecurve Presale<< I-Aptos (APT) iba ngeyesi 9 iProjekthi yezobumfihlobezezimali ethwithwe kakhulu Ikota yokuqala ya-2023 isibe wusizo ku-Aptos (i-APT) ngaphandle kwenyanga uMbasa. Ngesikhathi i-Aptos ikwazile ukutshala cishe u-400% ngoMasingana, ifoje amasu amaningi okubambisana ngoNhlolanja. I-Aptos ikwazile ukuqopha isikhathi sayo sonke phezulu ngo-$19.90 ngoMasingana. Kepha, amabhezi agcindezele amaAptos ngoMbasa,nomklomelo owalahleka wawungango-48% inani kusuksa ku-ATH yayo. Njengamanje i-Aptos ishintsha izandla ngo-$10.26 ngengaqalabhizinisi yasemakethe ayizigidigidi ezingu-$1.9. Okwamanje iStreamr isibeke i-Aptos ohlweni oluthwithwe kakhulu lobumfihlobezimali yaba yi-9. Ngokongoti, ukuyirenka wuphawu lwabatshalizimali, ukuthi bayayithemba iAptos(APT) eselinyukile kulezinyanga ezintathu ezedlule. >>Bhalisela iTradecurve Presale<< I-Whales Inyusa i-Ethereum (i-ETH) Yabo Yokuqongelela I-Ethereum yethule iShanghai Upgrade ekusebenzeni ngokuphelele kwayo ngoMbasa. Njengoba kwakungenye yezintuthuko elindwe kakhulu kulonyaka,ubumqoka bomzuliswano wemakethe Ethereum isinendluzula ngemva kokwethulwa kweShanghai Upgade. kepha inani lemakethe yeEthereum lize ngomfutho ka-12% esontweni elizayo. iEthereum isinyuke ngo-2% kushadi lenyanga. Ngokwemininingo yakamuva eqhamuka eSantiment,iwhales isinyuse ukuqongelela iEthereum ngo-0.5% emasontweni adlule. I-Ethereum Shanghai Upgrade isivumele abasebenzisi bayo ukuthi bakhiphe isiteki sabo seEthereum. Okwamanje iEthereum ishintsha izandla ngo $1,844.82. >>Bhalisela iTradecurve Presale<< ITradecurve (iTCRV) iba ngundabazekwayo yaseMakethe ngo-2023 Kunezinkulungwane zokushintshana kokuthengiselana emhabeni, kodwa wonke anombono owodwa. Isibonelo ukushintshana njengeBinance neHuobi banokhawulo ezimpahleni ezihlobene nobumfihlo bezezimali, ngesikhathi izinkundla njenge-Upstox neWebull answinya abasebenzisi bawo ukuthi basebenzise ukususela kwakudala. Kepha, ukungena kweTradecurve (iTCRV ) isishintshe yonke indawo. Inkundla yokuqala yalenhlobo evumela ukuthengiselana yohlobo oluningi lwempahla, okufaka ubumfihlo bezezimali, iForex, isitoko, amabhondi, okususelwa ku-OTC ne-ETFC ngaphandle kwezinkokhelo zeFIAT. Njengoba imakethe yobumfihlo bezezimali ilindeleke ukuthi ikhule eCAGR ngo-12.8% kusukela ngo 2021 kuya ku 2030,ongoti bakholelwa ukuthi iTradecurve inamandla okukhula kakhulu. I-USP yalenkundla ukuthi abahwebi baphatha ezabo izikhiye, balawule impahla yabo,akufani namaphrojekthi asethuthukile njengeCoinbase. Iphinde ivikele abasebenzisi ubumfihlo ngokukwazi kweDEFI. Abanikazi bemiklomelo yeTCRV bazonikezwa amabhonasi ekuthengiselaneni kwabo, izephulelo emalini yokuthengiselana, imali yazinyanga zonke yokusebenzisa ibhoti ye-Al trading. Isigaba sokudayisa ngaphambilini sesiqalile futhi sisezingeni 1. I-TCRV imiklomelo isikhona ukuthi ithengwe ngo-$0.018. Kusukela ku-40% wesamba lezigidigidi ezingu-1.8 lwemiklomelo izosaplaywa ngesikhathi sokudayisa ngaphambilini,izinkunzi sezivelile kuphrojekthi ukuze zithole izinzuzo ezinkulu."
+"የአፍሪካ ክሪፕቶ ምንዛሬዎች፣ በንድል አፍሪካ በአቻ ለአቻ(P2P) ክፍያዎች ላይ ለማተኮር ሲል የምንዛሬ ስራዎቹን አቆመ። ዜናው: የአፍሪካ የክሪፕቶ ምንዛሬዎች ልውውጥ 'በንድል አፍሪካ' ከሶስት አመታት ስራ በኋላ አ���ን ስራውን አቁሟል። አሁን 'ካሽሊንክ'(Cashlink) የተሰኘውን፣ የአቻ ለአቻ (P2P) የክፍያ አውታረመረቡን በማስፋፋት ላይም እንደሚያተኩር ተናግሯል። ኩባንያው ባለፉት ዓመታት 50 ሺ ወርሃዊ ንቁ ተጠቃሚዎችን እና 50 ሚሊዮን ዶላር የሚሆን ገንዘብን በወርሃዊ ግብይቶች አከማችቷል። ከሦስት ዓመታት ሥራ በኋላ 'በንድል አፍሪካ' ለተጠቃሚዎቹ በሩን እየዘጋ ነው። በበንድል አፍሪካ ድህረ ገጽ ላይ ባወጣው ብሎግ ላይ እንደገለጸው፣ ኩባንያው እያደገ የመጣውን የ'ዌብ3'(Web3) እና የብሎክቼይን ማህበረሰብ የክፍያ ፍላጎት ለማሟላት ካሽሊንክ(Cashlink) በተሰኘው፣ የአቻ ለአቻ (P2P) የክፍያ አውታረመረብ ላይ ማተኮርን እንደሚፈልግ አስታውቋል። በንድል በ3 ዓመታት የስራ ጉዞው ውስጥ፣ 50ሺ ወርሃዊ ንቁ ተጠቃሚዎችን፣ 3 ሚሊዮን ግብይቶችን እና 50 ሚሊዮን ዶላር ወርሃዊ ገቢን ማሰባሰብ መቻሉን ገልጿል። እ.ኤ.አ. በ 2020 በ'ዬሌ ባዴሞሲ' እና 'ኢማኑኤል ባሎላ' የተመሰረተው 'በንድል አፍሪካ' ለ ገንዘብ ወይም ክሪፕቶ የሆን እነደ ማህበራዊ የክፍያ መተግበሪያ ሁኖ ተጀመረ። 'ባዴሞሲ' እ.ኤ.አ በ2020 ለቴክ ፖይንት አፍሪካ እንደተናገረው ""የበንድል አላማ ለሁሉም አፍሪካውያን የቦታዊ አቀማመጣቸው ምንም ይሁን ምን የህይወታቸውን ጥራት የሚያሻሽል እና የግል ግባቸውን ለማሳካት የሚያግዙ ምርጥ፣ ለሁሉም ክፍት እና ሁሉን ያካተተ የፋይናንስ አገልግሎት የሚያገኙበትን አለም መፍጠር ነው።"" የቀድሞ የባይናንስ የምርመራ ክፍል( Binance Labs) ዳይሬክተር 'ዬሌ ባዴሞሲ' ባህላዊ ፋይንቴክን እና ለሁሉም ክፍት የፋይናንስ ውቅርን አንድ ለማድረግ በማሰብ 'በንድል' ('Bundle')ን አስጀመሩ። ካሽሊንክ ( Cashlink) ተጠቃሚዎች በለስላሳው አቀበት ውስጥ ላይ እና በለስላሳው አቀበት ውጭ (on-ramp and off-ramp) ላሉ የዌብ3(web3) መድረኮች ላይ እንዲጠቀሙበት የሚረዳ እንደ የአቻ ለአቻ (P2P) መሠረተ ልማት ሆኖ ተጀመረ። በመሠረቱ ይህ፣ ተጠቃሚዎች በ ፊያት(fiat) ወደ ክሪፕቶ ምህዳር እንዲገቡ እና እንዲወጡ ያግዛቸዋል። የ'በንድል አፍሪካ' ዋና ስራ አስፈፃሚ 'ኢማኑኤል ባሎላ' እንዳሉት ካሽሊንክ የተፈጠረው እንደ 'ኡበር ለ ገንዘብ' (""Uber for money"" )እንዲሆን ነው። በመጀመሪያው አመት 1.7 ሚሊዮን የሚሆኑ ግብይቶች የተከናወኑበት ፣ ካሽሊንክ(Cashlink) ከወዲሁ በፍጥነት እያደገ ነው። በተጨማሪም፣ በበንድል አፍሪካ ላይ መግዛት፣መሸጥ እና ማውጣት በመቋረጡ ፣የናይጄሪያ እና የጋና የበንድል አፍሪካ ተጠቃሚዎች ገንዘባቸውን በካሽሊንክ ለማውጣት ጥቅም ላይ ይውላል። በንድል አፍሪካ እ.ኤ.አ. በ2022 ከኤፍ.ቲ.ኤክስ(FTX) ውድቀት በኋላ፣ ስራቸውን ካቆሙ የ የክሪፕቶ ምንዛሬዎች ህብረት ተቀላቅሏል። እናም ይህ የክሪፕቶ ክረምት እየረዘመ እንደመምጣቱ፣ አንድ ሰው የትኛው ልውውጥ ነው በህይወት ቆይቶ ማለፍ የሚችለው? ብሎ ቢያስብ አይገርምም።","African crypto exchange, Bundle Africa shuts down operations to focus on P2P payments The news: African crypto exchange, Bundle Africa, has shut down operations after three years of operation. It says it'll now focus on expanding Cashlink, its peer-to-peer (P2P) payment network. The company has amassed 50,000 monthly active users over the years and $50 million in monthly transactions. After three years of operation, Bundle Africa is closing its doors to users. According to a blog post on the Bundle Africa website, the company wants to focus on Cashlink, its P2P payment network, to meet the payment needs of the growing Web3 and blockchain community. It also revealed that in Bundle's three years, it had amassed 50,000 monthly active users, 3 million transactions, and $50 million monthly volume. Founded in 2020 by Yele Bademosi and Emmanuel Babalola, Bundle Africa was launched as a social payment app for cash or crypto. ""Bundle’s mission is to create a world where all Africans regardless of their geographical location, have access to the best, open and inclusive financial services that will improve the quality of their lives and help them achieve their personal goals,"" Bademosi told Techpoint Africa in 2020. Former Binance Labs director, Yele Bademosi launches 'Bundle', to unify traditional fintech and open finance Cashlink launched as a P2P infrastructure that helps users on-ramp and off-ramp Web3 platforms. It essentially helps users enter and exit the crypto ecosystem with fiat. Bundle Africa CEO, Emmanuel Babalola said Cashlink was created to be ""the Uber for money."" With 1.7 million in processed transactions in its first year, Cashlink is already growing fast. It will also be used by Nigerian and Ghanaian Bundle Africa users in withdrawing their funds as buying, selling, and withdrawals on Bundle Africa has been ceased. Bundle Africa joins the league of crypto exchanges that have shut down operations since the FTX collapse of 2022. And as the crypto winter lingers, one begins to wonder, which exchange will make it out alive?","Cinikayyan crypto na Afirka, Bundle Africa ta rufe ayyuka don mai da hankali kan biyan P2P Labaran: Cinikayyan crypto na Afirka, Bundle Africa ta rufe ayyukansu bayan shekara uku da farawa. Ya ce yanzu zai mai da hankali kan fadada Cashlink, hanyar sadarwar biyan kuɗi ta P2P. Kamfanin ya tara abokan mu’amala 50,000 a duk wata a tsawon shekaru tare da dala miliyan 50 na cinikayya a kowane wata. Bayan shekaru uku tana aiki, Bundle Africa ta rufe kofofinta ga masu amfani da ita. A cewar wani shafin yanar gizo kamfanin Bundle Africa yana son mayar da hankali kan Cashlink, hanyar sadarwar biyan kuɗi ta P2P, don saduwa da bukatun biya na girma Web3 da blockchain al'umma. Har ila yau, ya bayyana cewa a cikin shekaru uku na Bundle, kamfanin ya tara masu mu’amala 50,000 a kowane wata, mu’amalar kasuwanci miliyan 3, da kuma cinikin dala miliyan 50 a kowane wata. Yele Bademosi da Emmanuel Babalola ne suka kafa kamfanin Bundle Africa a cikin 2020, wanda aka ƙaddamar da a matsayin manhajan biyan kuɗi ko crypto. A shekarar 2020 ne Bademosi ya shaida wa Techpoint Africa cewa, manufar Bundle ita ce samar da duniyar da duk ‘yan Afirka, a duk inda suke a duniya, za su iya samun hanyar hada-hadar kuɗi mafi kyawu kuma wadda kowa zai iya amfani da ita, wadda za ta inganta rayuwar su ta kuma taimaka musu wajen cimma burace-buracensu. Tsohon darektan Binance Labs, Yele Bademosi ya ƙaddamar da 'Bundle', domin hade fintech na gargajiya da hada-hadar kuɗi. An ƙaddamar da Cashlink a matsayin P2P wanda ke taimaka wa abokan mu’amala yin amfani da manhajan Web3 ta yanar gizo da akasin haka. Yana taimaka wa masu amfani wajen shiga ciki da fita daga duniyar crypto ta hanyar amfani da kuɗaɗen zamani. Shugaban Bundle Africa, Emmanuel Babalola ya ce an kirkiro Cashlink da nufin ya zama ""hanyar sufurin kuɗi"" Da miliyan 1.7 a kasuwancin da aka yi a cikin shekarar farko, Cashlink yana habaka cikin sauri. har ila yau masu mu’amala da Bundle Africa, ‘yan Najeriya da Ghana, zasu samu damar cire kudadensu yayin da aka daina saye da sayarwa da kuma cirewa a Bundle Africa. Bundle Afirka ta shiga ƙungiyar musayar crypto waɗanda suka rufe ayyuka tun rugujewar FTX na 2022. A yayin da kakar crypto take jan ƙafa, ana ta zuba ido a ga ko waɗanne katunan kuɗi ne za su wuce da ƙarfinsu.?","African Crypto exchange, Bundle Africa zinafunga shughuli zao ili kuzingatia malipo ya P2P Taarifa: African Crypto exchange, Bundle Africa zimefunga shughuli zake baada ya miaka mitatu ya kazi. Sasa inasema italenga kupanua Cashlink, mtandao wake wa malipo wa Papo kwa Papo (P2P). Kampuni imekusanya watumiaji hai 50,000 kila mwezi kwa miaka mingi na milioni $50 katika miamala ya kila mwezi. Baada ya miaka mitatu ya kufanya kazi, Bundle Africa inafunga milango yake kwa watumiaji. Kulingana na chapisho la blogu kwenye tovuti ya Bundle Africa, kampuni inataka kuingazia Cashlink, mtandao wake wa malipo wa P2P, ili kukidhi mahitaji ya malipo ya mtandao unaokua wa Web3 na jumuiya ya blockchain. Pia ilifichua kuwa katika miaka mitatu ya Bundle, ilikuwa imekusanya watumiaji hai50,000 kila mwezi, miamala milioni 3, na kiasi cha Dola milioni 50 kila mwezi. Ilianzishwa mwaka 2020 na Yele Bademosi na Emmanuel Babalola, Bundle Africa ilizinduliwa kama programu ya malipo ya kijamii kwa pesa taslimu au crypto. ""Dhamira ya Bundle ni kuunda ulimwengu ambapo Waafrika wote bila kujali maeneo yao ya kijografia, watapata huduma bora za kifedha, zilizowazi na jumuishi ambazo zitaboresha ubora wa maisha yao na kuwasaidia kufikia malengo yao binafsi"", Bademosi aliiambia Techpoint Africa mwaka 2020. Mkurugenzi wa zamani wa Binance Labs, Yele Bademosi azindua ""Bundle"", ili kuunganisha fintech ya kitamaduni na ufunguzi wa kifedha. Cashlink ilizinduliwa kama miundombinu ya P2P ambayo husaidia watumiaji wake kwenye majukwaa ya Web3 ya On-ramp na Off-ramp. Kimsingi husaidia watumiaji kuingia na kutoka katika mfumo wa ekolojia wa Crypto na Fiat. Mkurugenzi mtendaji wa Bundle Africa, Emmanuel Babalola alisema Cashlink iliundwa kuwa ""Uber kwa Pesa"" Ikiwa na milioni 1.7 katika miamala iliyochakatwa katika mwaka wake wa kwanza, tayari Cashlink inakua kwa kasi. Itatumiwa pia na watumiaji wa Bundle Africa wa Nigeria na Ghana katika kutoa fedha zao kwani ununuzi, uuzaji na uondoaji kwenye Bundle Africa umesitishwa. Bundle Africa inajiunga na ligi ya kubadilishana fedha za Crypto ambayo imefunga shughuli zake tangu kuanguka kwa FTX ya 2022. Na wakati wa msimu wa baridi wa Crypto unaoendelea, mtu anaweza kustaajabu ni ubadilishanaji gani utafanya kazi?","Ìkànnì Ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀, Bundle Africa ti kógbáwọlé láti gbájúmọ́ ìsanwó irọ̀-sí-irọ̀ Ìròyìn náà: Ìkànnì Ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀, Bundle Africa, ti kógbáwọlé lẹ́yìn ọdún mẹ́ta tí ó bẹ̀rẹ̀ iṣẹ́. Ó sọ wí pé òun máa wá gbájúmọ́ gbígbòòro Cashlink, ojú òpó ìsamwó irọ̀-sí-irọ̀ (P2P) rẹ̀. Ilé-iṣẹ́ náà ti ní àwọn aṣàmúlò 50,000 tó ń ṣiṣẹ́ lóṣooṣù láti ọdún yìí wá àti Ìdúnàdúrà $50 mílíọ̀nù lóṣooṣù. Lẹ́yìn ọdún mẹ́ta tó ti ń ṣiṣẹ́, Bundle Africa ti ń gbé ilẹ̀kun rẹ̀ tì fún àwọn aṣàmúlò. Gẹ́gẹ́ bí àtẹ̀jáde ìròyìn lórí ìbùdó ìtàkùn Bundle Africa, ilé-iṣẹ́ náà fẹ́ gbájúmọ́ Cashlink, ojú òpó ìsamwó irọ̀-sí-irọ̀ rẹ̀, láti pèsè ohun-èlo ìsanwó Web3 tó ń gbóórò si àti àwùjọ àká dátà àkósódù. Ó tún fi hàn wí pé láàrín ọdún mẹ́ta Bundle, ó ti ní aṣàmúlò 50,000 tí wọ́n ń ṣiṣẹ́ lóṣooṣù, Ìdúnàdúrà 3 mílíọ̀nù, àti àpapọ̀ $50 mílíọ̀nù lóṣooṣù. Ilé-iṣẹ́ tí Yele Bademosi àti Emmanuel Babalola Dásílẹ̀ ní ọdún 2020, wọ́n ṣe ìfilọ́lẹ̀ Bundle Africa gẹ́gẹ́ bi ohun èlò ìmúṣiṣẹ́ ìsamwó láwùjọ fún owó kìṣì tàbí owó àkósódù. ""Èròngbà Bundle ni láti ṣe àgbékalẹ̀ àwùjọ níbi tí gbogbo àwọn ọmọ ilẹ̀ Adúláwọ̀ pẹ̀lú ibi yòówù tí wọn ò báà wà, ní ànfààní sí ìpèsè ìsúná tó dára jùlọ, tó sí sílẹ̀ tó sì wà fún tẹrú-tọmọ tí yóò mú àyípadà bá ìgbésíayé wọn tí yóò sì ṣe ìrànlọ́wọ́ fún wọn láti ṣe àṣeyọrí lórí àwọn èròngba wọn,"" Bademosi sọ fún Techpoint Africa ní ọdún 2020. Adarí Ààyè fún Iṣẹ́ Ìwádìí Binance Tẹ́lẹ̀, Yele Bademosi ṣe ìfilọ́lẹ̀ 'Bundle', láti mú ìṣọ̀kan bá ìsúná onímọ̀ ẹ̀rọ àtijọ́ àti ìpèsè àwọn ohun-èlò ìṣúná. Wọ́n ṣe ìfilọ́lẹ̀ Cashlink gẹ́gẹ́ bíi ohun amáyédẹrùn irọ̀-sí-irò tí yóò ran àwọn aṣàmúlò ìkànnì Web3 tó ń ra owó àkósódù àti àwọn tó ń ta owó àkósódù lọ́wọ́. Ní pàtàkì jùlọ, ó ń ran àwọn aṣàmúlò lọ́wọ́ láti wọ̀ àti láti jáde kúrò ní àwùjọ owó àkósódù pẹ̀lú owóo bébà. ""Aláṣẹ àti Olùdarí Bundle Africa, Emmanuel Babalola sọ wí pé wọ́n ṣẹ̀dá Cashlink láti jẹ́ ""Uber fún owó."" Pẹ̀lú Ìdúnàdúrà 1.7 mílíọ̀nù tó ti di ṣíṣe ní ọdún àkọ́kọ́ rẹ̀, Cashlink ti ń yára dàgbà sókè. Yóò jẹ́ lílo fún àwọn aṣàmúlò Bundle Africa ní orílẹ̀-èdè Nàìjíríà àti Ghana láti gba owóo wọn nítorí rírà, títà, àti owó gbígbà lóri Bundle Africa ti dúró. Bundle Africa darapọ̀ mọ́ ikọ̀ àwọn ìkànnì pàṣípáárọ̀ owó àkósódù tí wọ́n ti kógbáwọlé láti ìgbà tí FTX ti rí ìjákulẹ̀ ní ọdún 2022. Bí òjòjò tó ń ṣe owó àkósódù sì ṣe ń tẹ̀síwájú, èèyàn ó bẹ̀rẹ̀ sí rò ó pé, ìkànnì pàṣípáárọ̀ wo ni yóò jáde kúrò lááyè?","Ukushintshana kobumfihlozezimali e-Afrika, iBundle Afrika iyavala ukusebenza kwayo ukuze igxile kuzinkokhelo zeP2P. Izindaba: Ukushintshana kobumfihlobezimali e-Afrika, iBundle Afrika isivale ukusebenza kwayo ngemva kweminyaka emithathu isebenza. Ithi manje isigxile ekwandiseni iCashlink, umuntu nomuntu waso (iP2P) wohleloxhumano lwenkokhelo. Inkampani isihlanganise u-50 000 wabasebenzisi abakhona zinyanga zonke kuleminyaka nezigidi ezingu-$50 ekuthengiselaneni kwazinyanga zonke. Ngemva kweminyaka emithathu isebenza,iBundle Africa ivala iminyango yayo kubasebenzisi. Ngokwephosti yebhlogikuwebhusayithi yeBundle Afrika,inkampani ifuna ukugxila kuCashlink, uhlelokuxhumana lwenkokhelo iP2P, ukuze ihlangabezane nezidingo zenkokhelo zokukhula kweWeb3 neshenikuvimba lomphakathi. Iphinde yaveza ukuthi eminyakeni emithathu yeBundle isihlanganise abasebenzisi abakhona ngenyanga abawu-50,000, izigidi ezingu-3 zokuthengiselana nezigidi ezingu-$50 zevolumu yazinyanga zonke. Yasungulwa ngo 2020 ngu Yele Bademosi no-Emmanuel Babalola, iBundle Afrika yethulwa njengenkokhelo yesisetshenziswa sokuxhumana ngemali noma ubumfihlobezezimali. ""Injongo yeBundle ukwenza umhlaba lapho amaAfrika ngaphandle kwendawo yabo,bethola okuhle,izinsiza zezimali ezivulelekile nezangaphakathi ezizokwenza kubengcono ubunjalo bezimpilo zabo nokubasiza bafezekise izinhloso zabo,"" uBademosi etshela iTechpoint Afrika ngo-2020. Umqondisi wasekuqaleni weBinance Labs, uYele Bademosi wethula iBundle ukuhlanganisa ezesikolefutech nokuvula ezezimali Icashlink yethulwe njengenggqalasizinda seP2P esiza abasebenzisi ekuchezukeni nokungachezuki enkundleni iWeb3. Ngokubalulekile isiza abasebenzisi bangene baphinde baphume ku ekhosistimu yobumfihlo bezezimali ngomyalelo. ICEO yeBundle Afrika, Emmanuel Babalola uthe iCashlink yadalwa ukuthi ibe ""imali ye-Uber."" Ngezigidi eingu-1.7 ekwenziweni kokuthengiselana enyakeni waso wokuqala,iCashlink vele isikhula ngamandla. Izophinde isetshenziswe ngabasebenzisi neNigeria neGhana Bundle Afrika ukukhipha izimali zabo ngokuthenga,ngokudayisa nokukhipha imali kuBundle Afrika sekuyekiwe. IBundle Afrika ijoyina iligi yokushintshana ngobumfihlobezezimali osekuvale ukusebenza kwakho kusukela ukuwa kweFTX ka-2022. Futhi njengoba ubumfihlo bezezimali basebusika busondela, umuntu uyaqala uyacabanga, ukuthi yikuphi ukushintshana obuyophila?"
+"አንድ የመብት ተሟጋች ቡድን የናይጄሪያን ማዕከላዊ ባንክ ከሰሰ። ያለንበት የደመወዝ ሳምንት ነው; በዚህ ደስተኛ ነዎት? አዲስ ቀን ወይም ሳምንት በመሆኑስ እንኳ ደስተኛ ነዎት? እየጠየቅኩበት የሆንኩበት ምክንያት፣ ከቅርብ ጊዜያት ወዲህ 'ደስታ' ቋሚ( የሚታወቅ) ወይም እንደ ፈሳሽ የማይጨበጥ መሆኑን መለየት ስላቃተኝ ነው። ፍላጎትዎን ሲያረኩ ወይም የሚፈልጉትን ነገር ሲያገኙ ነው ደስተኛ የሚሆኑት? ወይስ አእምሮህ ደስታን የሚሰጥዎን ኬሚካል ባያመርትም እንኳን እራስዎን ደስተኛ ነኝ ብለው አሳምነው የሚቆዩበት ሁኔታ ነው? ደስታ ለእርስዎ ምን ማለት ነው? ደስተኛ መሆን አለብዎ ወይስ የደስታ ስሜት ሊየማዎት ይገባል? እባክዊ ይቅርታ ያድርጉልኝ። እንዲህ አይነት ነገር የሚከሰተው፣ መግቢያዬን ምን ላርግ ብለው ለማሰብ በሚሞክሩበት ጊዜ ነው። መግቢያዎች ለመጻፍ አስቸጋሪ ናቸው፣ ነገር ግን - ደስታን ለመፍጠር ኃላፊነት ለተሰጠው የአንጎልዎ ክፍል - ለ'ሊምቢክ ኮርቴክስ' ደስታን መግለፅ ያን ያህል ከባድ መሆን የለበትም፤አደል እንዴ? ስለዚህ, ያሉበት ሁኔታ ምንም ይሁን ምን፤ ብቻዎን እንዳልሆኑ ይወቁ። አሉታዊ ስሜቶችን ማስተናገድ ምንም ችግር የለውም፣ ግን እባክዎ በዚህ ሳምንት አዎንታዊ ስሜት ይኑርዎ። ደስተኛ ሁን! ዛሬ ለእናንተ ይዠው የመጣሁት ይኸውና፡ አንድ የመብት ተሟጋች ቡድን የናይጄሪያን ማዕከላዊ ባንክ ከሰሰ። የፍለተርዌቭ(Flutterwave) ገንዘቦች በኬንያ እንዳይንቀሳቀሱ እንደታሰሩ ይቆያሉ። የካሻ የ21ሚሊዮን ዶላር የሁለተኛ ዙር የገንዘብ የማሰባሰብ መርሀግብር(Series B) ትዊተር ዛሬ አርማውን ወደ 'X' ሊለውጠው ይችላል። አንድ የመብት ተሟጋች ቡድን ሲ.ቢ.ኤን(CBN)ን ከሰሰ ባለፈው አርብ፣ የህበረተሰብ-ኢኮኖሚያዊ መብቶችና እና የተጠያቂነት መርሀግብር(SERAP): የናይጄሪያ ማዕከላዊ ባንክ (CBN) ፣ ባንኮችን እና የብድር ማኅበራትን ጨምሮ የፋይናንስ ተቋማት የደንበኞቻቸውን የማህበራዊ ድረ-ገጽ አያያዝ ሁኔታን የሚያትተውን የ'ደንበኞቻቸውን የማህበራዊ ሚዲያ አያያዝ ለማግኘት' የሚጠይቅበትን ደንብ ሳያነሳ ቀርቷል ሲል ከሷል። ሌጎስ በሚገኘው የፌደራል ከፍተኛ ፍርድ ቤት የክስ መዝገብ ቁጥር FHC/L/CS/1410/2023 በተከፈተው ክስ፣ የህበረተሰብ-ኢኮኖሚያዊ መብቶች እና ተጠያቂነት መርሀግብር (SERAP) በተጨማሪም ሲ.ቢ.ኤን የደንቡን ህገ-ወጥ ድንጋጌዎች እንዳይፈጽም ወይም እንዲተገበር የሚከለክል ትዕዛዝ እንዲሰጠውም ጠይቋል። ይህ እርምጃ የተወሰደው የመብት ተሟጋች ቡድኑ፣ ደንቡን እንዲያነሳ ወይም በህጉ መሰረት የሚመጡ መዘዞችን እንዲቀበል ለማዕከላዊ ባንኩ የሶስት ቀን ቀነ ገደብ ከሰጠው ከአንድ ወር በኋላ ነው። የመብት ተሟጋች ቡድኑ፣ ደንበኞች የማህበራዊ ሚዲያ መገኛቸውን ወይም አድራሻቸውን እንዲያቀርቡ መጠየቁ ምንም ህጋዊ አላማ እንደሌለው ተናግሯል። ለምን? ምክንያቱም ይህንን የነሱን መረጃ መጠቀም በዘፈቀደ ወይም ያለምክንያት የግላዊነት ���ና ሃሳብን በነጻ የመግለጽ መብቶቻቸውን ሊገድብ ስለሚችል ነው። እንደነዚህን ያሉ መረጃዎች አንዳንድ አካላት ለህገወጥ፣ ለፖለቲካዊ እና ለሌሎች ዓላማዎች ሊውሉ እና ሊጠቀሙበት ይችላሉ እንዲሁም በነዚሁ መንገድ ሊገኙ ይችላሉ። ለአሁን፣ ለክሱ ችሎት ገና የቀጠሮ ቀን አልተሰጠውም። የፍሉተርዌቭ(Flutterwave) ገንዘቦች በኬንያ እንዳይንቀሳቀሱ እንደታሰሩ ይቆያሉ። አንድ የኬንያ ዳኛ፣ የኬንያ ፀረ-ዝርፊያ ኤጀንሲ የሆነውን - የንብረት አስመላሽ ኤጀንሲ (ARA) - በ ፍሉተርዌቭ ላይ የቀረበው ክስ እንዲነሳ ያቀረበውን ጥያቄ ውድቅ አድርጎታል። ኤጀንሲው የፍሉተርዌቭን ጥፋት የሚያረጋግጥ ማስረጃ ለፍርድ ቤቱ ማቅረቡን ተከትሎ፤ የኤጀንሲው ከንደገና በ ፍሉተርዌቭ ላይ የቀረበው ክስ እንዲነሳ ያቀረበው ጥያቄ፤ በናይሮቢ ለሚገኘው የከፍተኛ ፍርድ ቤት ዳኛ 'ኒክሰን ሲፉና' በኤጀንሲው ላይ ጥርጣሬ እንዲያድርባቸው አርጓል ። ለዐውደ-ጽሑፍ፣ እ.ኤ.አ በሀምሌ 20/2023 በፍርድ ቤቱ ሰነድ ላይ ዳኛው እንደተናገሩት፣ የንብረት አስመላሽ ኤጀንሲው (ARA) በፍሉተርዌቭ የገንዘብ ደብተር ውስጥ ያለው በሚሊዮን የሚቆጠር ዶላር በህገ-ወጥ መንገድ የተገኘ መሆኑን የሚያረጋግጡ በርካታ ሰነዶችን ለፍርድ ቤቱ ሰጥቷል። በዚህም ምክንያት፣ የ የንብረት አስመላሽ ኤጀንሲው (ARA) ዋና ስራ አስፈፃሚ ወይም ሌላ አንድ ከፍተኛ ባለስልጣን በክፍያ ኩባንያው(ፍለተርዌቭ) ላይ በቂ ማስረጃ የለም ብለው ቃለ መሃላ እስከሚሰጡ ድረስ፣ ክሱ እንደማይቋረጥ እና የፍሉተርዌቭ የገንዘብ ደብተር እንደታገደ እንደሚቆይ ተናግረዋል። እ.ኤ.አ. ነሐሴ 2022 የኬንያ ፍርድ ቤት በፍሉተርዌቭ የሒሳብ ደብተር ውስጥ የተገኘውን 400.6 ሚሊዮን ኬ.ኤስ.ኤች(KSh) ወይም 3.3 ሚሊዮን ዶላር፣ ለሁለተኛ ጊዜ በህገወጥ የገንዘብ ዝውውር እና በካርድ ማጭበርበር ምክንያት ታግዶ ነበር። ፍሉተርዌቭ ከሶስት የባንክ ሂሳብ ደብተሮቹ እነኚህም - ሁለቱ በተባበሩት ባንክ አፍሪካ (UBA) እና አንዱ በአክሰስ ባንክ - እናም 19 በሚሆኑ የሳፋሪኮም ኤም-ፔሳ(Safaricom M-Pesa) የክፍያ ማከናወኛ ቁጥሮቹ፣ ገንዘቦችን እንዳያስተላልፍ ወይም እንዳያወጣ ለመከላከል የንብረት አስመላሹ ኤጀንሲ(ARA) ያቀረበውን ጥያቄ ፍርድ ቤቱ ተቀብሎ ነበር። የንብረት አስመላሹ ኤጀንሲ(ARA) ለመጀመሪያው ጊዜ እ.ኤ.አ. በሀምሌ 2023 የፍሉተርዌቭ የባንክ ሂሳብ ደብተሮች እንዲታገዱ አመልክቶ ነበር። ያ የመጀመሪያው ክስ፣ ኤጀንሲው ክሱን እስከ አነሳበት እ.ኤ.አ. እስከ የካቲት 2023 ድረስ፣ በ62 የባንክ የሂሳብ ደብተሮች ላይ ተበታትነው የተቀመጠ፣ 6.2 ቢሊዮን ኬ.ኤስ.ኤች(KSh) ወይም 52.5 ሚሊዮን ዶላር እንዳይንቀሳቀሱ ታግዶ ነበር። የካሻ የ21ሚሊዮን ዶላር የሁለተኛ ዙር የገንዘብ የማሰባሰብ መርሀግብር(Series B) የሩዋንዳ በቀጥታ በበይነ መረብ ላይ ያለ የችርቻሮ መድረክ 'ካሻ'፣ ባለፈው ሳምንት በሁለተኛው ዙር የገንዘብ የማሰባሰብ መርሀግብር(Series B) ላይ የ21ሚሊዮን ዶላር የገንዘብ ድጋፍ እንዳገኘ አስታውቋል። በ'ናይፍ ካፒታል'(Knife Capitals) የተመራው ይህ ዙር፣ 'ፊንፈንድ'(FinnFund)፣ ዲ.ኤፍ.ሲ(DFC) እና 'ቢዮንድ ካፒታል ቬንቸርስ'ን(Beyond Capital Ventures) የመሳሰሉ በርካታ ባለሀብቶች የተሳተፉበት ነበር ። በአሁኑ ጊዜ በኬንያ እና ሩዋንዳ እየሰራ ያለው ኩባንያው፣የሰበሰበውን የድጋፍ ገንዘብ እድገቱን ለማፋጠን እና አስቀድሞ ለስራ ወደ ተመዘገበበት -ወደ ደቡብ አፍሪካ - እናም እ.ኤ.አ በ 2023 ቆየት ብሎ ደሞ ወደ ምዕራብ አፍሪካ ስራውን ለማስፋፋት አስቧል ። እ.ኤ.አ. በ 2016 በ'ጆአና ቢችሴል' (ዋና ሥራ አስኪያጅ) የተመሰረተው 'ካሻ'፣ በዲጂታል ችርቻሮ ላይ እና የሴቶች የጤና ጥበቃ ፍላጎቶች እና የቤት ውስጥ እቃዎች ላይ ያተ��ረ ፣የመድኃኒት እና ፈጣን ተንቀሳቃሽ የፍጆታ ዕቃዎች (FMCG) ለማድረስ የሚያገለግል የመጨረሻው-ጥግ ማከፋፈያ መድረክ ነው። ደንበኞቹም፣ ነጠላ ሸማቾችን፣ ትናንሽ መልሶ ሻጮችን፣ ሆስፒታሎችን፣ ፋርማሲዎችን እና ክሊኒኮች ሲሆኑ፣ ከንፅህና መጠበቂያዎች እና የእርግዝና መከላከያዎች እስከ ዳይፐር እና የጽዳት አቅርቦቶችን በድር ጣቢያው በኩል ወይም በስልክ መስመር ቁጥር(USSD) በኩል ማዘዝ ይችላሉ። ካሻ' የስርጭት መረቡን ከማስፋፋት እና ለፋርማሲዎች፣ ክሊኒኮች እና ሆስፒታሎች የእቃ ዝርዝር ብድርን ከመስጠት በተጨማሪ የጅምላ ገበያ ውስጥ ላሉ ደንበኞች እስከ መጨረሻው ዳር ድረስ ይደርሳል። የጀማሪ ድርጅቱ ለደንበኞቹ፣ ለ መልሶ ሻጮች እና ክሊኒኮች በቀጥታ ከአምራቾች እና ከአቅራቢዎች የሚሸጡትን ምርቶች ተቀብሎ በማከማቸት፣ ምርቶቹ እውነተኛ እና ጥራታቸውን የጠበቁ መሆናቸውን ያረጋግጣል። ካሻ' የደንበኞቹን መሰረት በከፍተኛ ሁኔታ ለማስፋት፣ አለምአቀፋዊ ለመሆን፣ ለባለሀብቶች ከፍተኛ የትርፍ መጠን ስሌትን ለማቅረብ እና በመጨረሻም ለመላው ህዝብ ተደራሽ ለማድረግ አቅዷል። ትዊተር ዛሬ አርማውን ወደ 'X' ሊለውጠው ይችላል። ኢሎን መስክ የትዊተር የ'ወፍ' አርማ ወደ “X” ሊቀየር እንደሚችል ተናግሯል። ትዊተር ኢንክ.(Twitter Inc.)፣ እ.ኤ.አ በሚያዚያ 2023 በቅርብ ጊዜ ከተቋቋመው የሼል ኩባንያ ከ'ኤክስ ኮርፖሬሽን'( X Corp. )ጋር ከተዋሀደ በኋላ፣ ራሱን ችሎ የቆመ ንግድ መሆኑን አቁሟል። የማይክሮብሎጉ መድረክ አሁን፤ እንደ ኒዩራሊንክን(Neuralink)፣ ስፔስ ኤክስ (SpaceX)፣ ቴስላን(Tesla) እና የ ቦሪንግ ኩባንያውን(the boaring compony) ጨምሮ ለሁሉም ኩባንያዎቹ እና እንደ አባት ኩባንያም ለሆነው፤ የመስክ ኤክስ ( Musk's X) ንብረት አካል ሆኗል። የስም ለውጡ፣ የማህበራዊ ሚዲያ እና የክፍያ ተግባራትን እነደ ሚያከናውነው የቻይናው 'ዊቻት'(WeChat) ጋር የሚመሳሰለውን ፤""ኤክስ፣ ሁሉንም ያካተተውን መተግበሪያ""(""X, the everything app"" )የመፍጠር ራዕዩን ያንፀባርቃል። ስለዚህ፣ መለያውን መልሶ መቀየርን የሚገፋበት ከሆነ፣ ይህን ጉልህ እና በተለያየ መልኩ ያገኘውን ስኬት፣ ለሕዝብ ስለ አዲስ ነገሮች በሚያሳውቅበት በድረ-ገጹ ላይ ማሳወቅ የመስክ የመጀመሪያ ዝንባሌው ይሆናል። እ.ኤ.አ. በ 2006 የተመሰረተው ትዊተር ፣ ስሙም የወፎች ጩኸት ተውኔት ነው ፣ ከተቋቋመበት ጊዜ ጀምሮ የ'አቪያንን የመለያ ስም'(Avian branding) ቅጂ ሲጠቀም ቆይቷል ። ኩባንያው፣ የሰማያዊ ወፍ መለያን ለሚጠቀመው የአክሲዮን ኩባንያ 'አቪያን' ምልክቱን መልሶ በመቅዳቱ 15 ዶላርን ከፍሏል ተብሏል። ባለፈው ሳምንት በቴክፖይንት አፍሪካ የአፍሪካ የክሪፕቶ መገበያያ፣ በንድል አፍሪካ በአቻ ለአቻ (P2P) ክፍያዎች ላይ ለማተኮር ሲል የምንዛሬ ስራዎቹን አቁሟል። በሊትር 617 ናይራ በሚከፈልበት፣ ናይጄሪያ ውስጥ ከቤንዚን ይልቅ የኢ.ቪ(EV) አማራጮች እዚህ አሉ። የ'ጁሚያ ኬንያ' ሰራተኛ፣ የሽያጭ ክፍያ መዝገቦችን በማጭበርበር 150,000 ዶላር ሰረቀ። የግብፅ ፋይንቴክ ጀማሪ ድርጅት ፣ 'ፍላሽ'፣ በአገሪቱ ውስጥ ስራውን ለማስፋት በ'ዘር የገንዘብ ድጋፍ ማሰባሰቢያ' ላይ 6 ሚሊዮን ዶላር አግኝቷል። በደቡብ አፍሪካ የ'ኡበር' እና 'ቦልት' አሽከርካሪዎች፣ በደህንነት ስጋት እና በዝቅተኛ ክፍያ ምክንያት ስራቸውን አቁመዋል። ሳፋሪኮም በኬንያ 'ስታርሊንክ'(Starlink)ን ለመቀናቀን ፣የሳተላይት የበይነመረብ አገልግሎትን ለማስጀመር አቅዷል። የ'ትሬድስ'(Treads) ዕለታዊ ንቁ ተጠቃሚዎች 20 በመቶ ቀንሰዋል። ትዊተር ብቸኛው ተወዳዳሪ አይደለም። አፍሪካውያን በበይነመረብ በቀጥታ መስመር ላይ ለመማር ከ2.7 ሚሊዮን በላይ ሰአታትን አሳልፈዋል። ለቀጣይ ስለ ት��ህርት በአህጉሪቱ ውስጥ ምን ይመጣል? የናይጄሪያ የኢንሹራንስ-ቴክ ጀማሪ ድርጅት 'ማይኮቨር.ሰው ሰራሽ አዋቂ'(MyCover.ai) በባለቤትነት በያዘው ቴክኖሎጂው ላይ መዋለ ንዋይ ለማፍሰስ በቅድመ ዘር ገንዘብ ማሰባሰቢያ ላይ 1.25 ሚሊዮን ዶላር ሰብስቧል። ስታርሊንክ በኬንያ ተጀምሯል፣ ካሪቡ ኮኔክት (Karibu Connect) እንደ ተፈቀደለት አከፋፋይ አርጎ መርጧል። በሰው የተሰራ አዋቂ(AI ) በናይጄሪያ ውስጥ በዳዴ እንኳን መንቀሳቀስ አልጀመረም - የቴክኖሎጂ ባለሙያዎች በናይጄሪያ በሰው ሰራሹ አዋቂ(AI ) ሁኔታ ላይ ከተናገሩት። ዱዮባ (Duoiba)፣ ኢንተርንሲፋይ (Internsify) እና ቨሪዳቅ (Veridaq) በ ፒች አርብ (Pitch Friday) ላይ የ መድረኩን መሀል ይዘዋል። ለምን ይህ ቻይናዊ ባለሀብት ጥሩ አቅም ባለው የአፍሪካ ዌብ3 (Web3) ላይ ብዙ ገንዘብ ውርርድ አስያዘ። ፍሌክስ ፋይናንስ'(Finance Africa) የአፍሪካ ንግዶች በወጪ ማስተዳደሪያ መፍትሔው ገንዘብ እንዴት እንዲቆጥቡ እንደሚረዳ መስራቾች በአደባባይ ድርጅታቸውን በመገንባት እንዴት ሊጠቀሙ እደሚችሉ ፣የተከታታይ የሥራ ፈጣሪው፣ 'ቪክቶር ፋታንሚ'፣ እይታውን አካፍሏል። ፈር-ቀዳጅ የሆነውን ልምድ እንዲያገኙ፣ ዋነኞቹን የምርት መሪዎች አንድ ለማድረግ በማሰብ 'ፍሉተርዌቭ' ከ'ዳይቭ 2023' ጋር አጋርነት ፈጥሯል። የማነበው እና የማየው ስለ ሆዴ የጮማ መጠን መጨነቅ አለብኝ? የቤት ውስጥ ጥቃት ሰለባዎች ለምን ግን ቤቱን ጥለው አይሄዱም። ስለ መደፈር ጥቃት እና ስለ እርቅ ያለን ታሪካችን ተራ መረጃን ወደ ጠቃሚ ብልህ መረጃነት እንዴት መለወጥ እንደሚቻል","Advocacy group sues the Central Bank of Nigeria It’s salary week; are you happy? Are you even happy that it's a new day or week? I’m asking because lately, I don’t know if happiness is supposed to be constant or fluid. Are you happy when you satisfy a craving or get something you want? Or is it a state you delude yourself into even if your brain does not produce the chemicals that make you happy? What does happiness mean to you? Are you supposed to be happy or feel happy? Please excuse me. This occurs when you are attempting to think of an introduction. Intros are hard to write, but happiness shouldn’t be that hard for the limbic cortex — the part of your brain responsible for that— to produce, yeah? So, whatever your situation, know that you are not alone. It is okay to experience negative emotions, but please stay positive this week. Stay happy! Here's what I've got for you today: Advocacy group sues the Central Bank of Nigeria Flutterwave's funds to remain frozen in Kenya Kasha's $21m Series B Twitter might change its logo to X today Advocacy group sues CBN Last Friday, the Socio-Economic Rights and Accountability Project (SERAP) sued the Central Bank of Nigeria (CBN) for failing to withdraw its regulation requiring financial institutions, including banks and credit unions, to obtain their customers' social media handles. In the lawsuit with case number FHC/L/CS/1410/2023 filed at the Federal High Court in Lagos, SERAP is also asking for an order preventing the CBN from carrying out or giving effect to the unlawful provisions of the regulation. This move came just a month after the advocacy group gave the central bank a three-day deadline to withdraw the regulation or risk legal repercussions. The advocacy group claimed that requiring customers to provide their social media handles or addresses serves no legitimate purpose. Why? Because using this information could arbitrarily or unjustifiably restrict rights to privacy and free expression. Such information could be obtained and used for illegal, political, and other purposes. For now, the hearing for the lawsuit has not yet been scheduled. Flutterwave's funds to remain frozen in Kenya A Kenyan judge has dismissed Kenya’s anti-graft agency’s — Asset Recovery Agency (ARA) — request to dismiss its lawsuit against Flutterwave. Given that the agency had provided the court with proof of Flutterwave's wrongdoing, Judge Nixon Sifuna of the High Court in Nairobi questioned the agency's decision to dismiss the case. For context, in a court document dated July 20, 2023, the judge said the ARA gave the court several documents proving that the millions of dollars in Flutterwave’s account were illegally obtained. Consequently, he said the case will not be dismissed and Flutterwave accounts will remain frozen until the CEO of ARA or a senior official swears an affidavit saying there is insufficient evidence against the payments company. In August 2022, a Kenyan court froze KSh 400.6 million ($3.3 million) in Flutterwave's accounts due to allegations of money laundering and card fraud for the second time that year. The court granted the ARA's request to prevent Flutterwave from transferring or withdrawing funds from three bank accounts — two in United Bank for Africa (UBA) and one in Access Bank — and 19 Safaricom M-Pesa paybill numbers. The ARA first applied to have Flutterwave's accounts frozen in July 2023. That first case saw KSh 6.2 billion ($52.5 million) spread across 62 bank accounts locked until February 2023, when the agency withdrew its case. Kasha's $21m Series B Rwandan online retail platform, Kasha, announced $21 million in Series B funding last week. Knife Capital led the round, with participation from several investors, including FinnFund, DFC, and Beyond Capital Ventures. Currently operating in Kenya and Rwanda, the company intends to use the funds to accelerate its growth and expand to South Africa — where it has already registered — and West Africa later in 2023. Founded in 2016 by Joanna Bichsel (CEO), Kasha is a digital retail and last-mile distribution platform for medications and fast-moving consumer goods (FMCGs), focusing on women's healthcare needs and household goods. Its customers, including individual consumers, small resellers, hospitals, pharmacies, and clinics, can order products ranging from sanitary pads and contraceptives to diapers and cleaning supplies via its website or USSD. Kasha reaches out to the last mile of the mass market customer in addition to expanding its distribution network and giving inventory credit to pharmacies, clinics, and hospitals. The startup sources and stocks the products it sells to customers, resellers, and clinics directly from manufacturers and suppliers to guarantee their products are genuine. Kasha also plans to aggressively expand its customer base, go global, provide investors with a high rate of return, and ultimately go public. Twitter might change its logo to X today Elon Musk claimed that the Twitter bird logo might be changed to an ""X"" today. In April 2023, Twitter Inc. ceased to be a standalone business when it merged with X Corp., a recently established shell company. The microblogging platform is now part of Musk's X Holdings, billed as the future parent company for all his ventures, including Neuralink, SpaceX, Tesla, and The Boring Company. The name change reflects his vision of creating ""X, the everything app,"" similar to China's WeChat, which performs social media and payment functions. So, if the rebranding moves forward, it will be the latest instance of Musk's propensity to announce significant and divisive changes to the site on his public feed, seemingly on the fly and to varying degrees of success. The 2006-founded company, Twitter, whose name is a play on the sound of birds chirping, has used avian branding since its inception. The company reportedly paid $15 for a stock symbol depicting a light blue bird. Last week on Techpoint Africa African crypto exchange, Bundle Africa shuts down operations to focus on P2P payments At ₦617 per litre, here are the EV alternatives to petrol in Nigeria Jumia Kenya’s employee stole $150,000 by manipulating vendor payment records Egyptian fintech startup, Flash, secures $6 million in seed funding to expand in the country South African Uber and Bolt drivers to shut down operations due to safety concerns and low pay Safaricom plans to launch a satellite Internet service to challenge Starlink in Kenya Threads' daily active users drop by 20%. Twitter is not its only competition Africans spent 2.7m+ hours learning online. What's next for education on the continent? Nigerian insurtech startup, MyCover.ai, has raised a $1.25 million pre-seed to invest in its proprietary technology Starlink launches in Kenya, chooses Karibu Connect as its authorised reseller ""AI in Nigeria has not even started crawling"" - tech experts on the state of artificial intelligence in Nigeria Duoiba, Internsify, and Veridaq take centre stage at Pitch Friday Why this Chinese investor is betting big on Africa's Web3 potential How Flex Finance helps African businesses save money with its spend management solution Serial entrepreneur, Victor Fatanmi, shares how founders can benefit from building in public Flutterwave Partners with THE DIVE 2023 to Unite Top Product Leaders for a Groundbreaking Experience What I'm reading and watching Should I worry about my belly fat? Why domestic violence victims don't leave Our story of rape and reconciliation How to turn information into intelligence","Kungiyar kare hakkin bil adama ta kai karar babban bankin Najeriya Satin albashi ne; kuna farin ciki? Shin kuna farin cikin cewa sabuwar rana ce ko mako? Ina tambaya ne saboda kwanan nan, na kasa shin farin ciki wani yanayi ne da ya kamata ya kasance mai dorewa ko kuwa mai jujjuyawa. Kuna farin ciki lokacin da kuka gamsar da wata sha'awa ko kuka samu wani abu da kuke so? Ko kuwa wani yanayi ne na rudani, ko da kwakwalwarka ba ta samar da sinadaran da ke sa farin ciki ba? Menene ma'anar farin ciki a gare ku? Shin ya kamata ku yi farin ciki ne, ko ku ji farin ciki? Don Allah yi min uzuri. Wannan yana faruwa ne lokacin da kuke ƙoƙarin tunanin gabatarwa. Gabatarwa na da wahalar rubutawa, amma dai ai ba a rasa nono a ruga, koh? Saboda haka, duk halin da kuke ciki, ku sani cewa ba ku kaɗai ba ne. Ba wani abu bane ku kasance cikin mummunan yanayi, amma don Allah ku kasance masu kyautata tsammani a wannan makon. Kasance cikin farin ciki! Ga abinda nake da shi domin ku a yau.: Kungiyar kare hakkin bil adama ta kai karar babban bankin Najeriya Kudaden Flutterwave za su kasance daskarewa a Kenya. Jerin Kashan na Series B na dala miliyan ashirin da ɗaya. Twitter na iya canza tambarinta zuwa X a yau. Kungiyar kare hakkin bil adama ta kai karar babban bankin Najeriya. A ranar Juma’ar da ta gabata ne Hukumar Kare Hakkin Jama’a da Tabbatar Da Gaskiya (SERAP) ta kai karar babban bankin Najeriya (CBN) bisa rashin janye dokar da ta kafa na neman cibiyoyin hada-hadar kuɗi da suka hada da bankuna da kungiyoyin lamuni da samun hanyoyin sadarwar abokan huldar abokan huldarsu. A ƙarar mai lamba FHC/L/CS/1410/2023 da aka shigar a bBabbar Kotun Tarayya dake Legas, SERAP ta kuma neman a ba da umarnin hana CBN aiwatarwa ko zartar da dokar da ta saɓawa ƙa’ida. Wannan matakin dai ya zo ne wata guda cif bayan da kungiyar masu fafutukar kare hakkin dan adam ta bai wa babban bankin kasar wa'adin kwanaki uku na janye wannan doka ko kuma ta fuskanci shari'a. Ƙungiyar fafatukar kare haƙƙin ɗan adam ɗin ta yi iƙirarin cewa buƙatar abokan ciniki su samar da adireshi na kafofin sada zumunta ba ta da wata manufa mai inganci. Me yasa? Domin yin amfani da wannan bayanin na iya tauye ‘yancin sirri ko kuma bayyana ra’ayi. Ana iya samun irin waɗannan bayanan domin a yi amfani da su bisa dalilan da suka saba wa doka, ko kuma don siyasa, da sauran su. Kawo yanzu dai ba a sa lokacin sauraron karar ba. Kudaden Flutterwave za su kasance daskarewa a Kenya. Wani alkalin kasar Kenya ya yi watsi da bukatar hukumar da ke yaki da cin hanci da rashawa ta Kenya - Asset Recovery Agency (ARA), na korar karar da ta shigar kan Flutterwave. kasancewar hukumar ta baiwa kotun hujjojin laifin da Flutterwave ta aikata, alkali Nixon Sifuna na babbar kotun Nairobi ya nuna shakku kan matakin da hukumar ta dauka na yin watsi da karar. Dangane da mahallin, a cikin takardar kotu mai kwanan wata 20 ga Yuli, 2023, alkali ya ce ARA ta ba wa kotun wasu takardu da ke tabbatar da cewa an samu miliyoyin daloli a cikin asusun Flutterwave ba bisa ka'ida ba. Saboda haka, ya ce ba za a yi watsi da karar ba kuma asusun Flutterwave za su kasance a daskare har sai Shugaba na ARA ko wani babban jami'i ya yi rantsuwar rantsuwa yana cewa babu isassun shaida a kan kamfanin biyan kuɗi. A cikin watan Agustan 2022, wata kotu a Kenya ta daskarar da KSh miliyan 400.6 ($ 3.3 miliyan) a cikin asusun Flutterwave saboda zarge-zargen karkatar da kudade da kuma zamba a karo na biyu a wannan shekarar. Kotun ta amince da bukatar ARA na hana Flutterwave canja wurin ko cire kudade daga asusun banki guda uku - biyu a bankin United Bank for Africa (UBA) daya kuma a bankin Access - da kuma lambobin biyan kuɗi na Safaricom M-Pesa 19. ARA ta fara neman a daskare asusun Flutterwave a watan Yuli 2023. Wancan shari'ar ta farko ta ga KSh 6.2 biliyan ($ 52.5 miliyan) ya bazu a cikin asusun banki 62 da aka kulle har zuwa Fabrairu 2023, lokacin da hukumar ta janye karar ta. Jerin Kashan dala miliyan ashirin da daya na rukunin B. Dandalin dillalanci na Ruwanda, Kasha, ya sanar da dala miliyan 21 a cikin tallafi na rukunin B a makon da ya gabata. Knife Capital ya jagoranci zagayen, wanda ya samu halarcin masu saka hannun jari da dama, ciki har da FinnFund, DFC, da Beyond Capital Ventures. A shekarar 2016 ne Joanna Bichsel, ta kafa Kasha a matsayin dillali na dijital kuma dandali ƙarshe na sayar da magunguna da kayan masarufi (FMCGs), tare da maida hankali kan buƙatun kula da lafiyar mata da kayan gida. Abokan cinikinta, da suka hada da ɗaiɗaikun mutane, ƙananan dillalai, asibitoci, da kantunan magunguna, na iya yin odar samfuran da suka kama daga audugar mata, magungunan hana haihuwa zuwa diapers da kayan tsaftacewa ta gidan yanar gizon sa ko USSD. Abokan cinikinta, da suka hada da ɗaiɗaikun mutane, ƙananan dillalai, asibitoci, da kantunan magunguna, na iya yin odar samfuran da suka kama daga audugar mata, magungunan hana haihuwa zuwa diapers da kayan tsaftacewa ta gidan yanar gizon sa ko USSD. Kasha ya kai mil na ƙarshe na babban abokin ciniki na kasuwa baya ga faɗaɗa hanyar rarraba ta da ba da ƙima ga kantin magani, dakunan shan magani, da asibitoci. Sabon kamfanin yana samarwa da adana samfuran da yake sayarwa ga abokan ciniki da ‘yan sari da asibitoci kai tsaye daga masana'anta da diloli don tabbatar da samfuransu masu inganci ne. Kasha ta shirya faɗaɗa yawan abokan cinikinta, zuwa duniya, samar wa masu zuba jari da riba mai yawa, sannan kuma ya fito fili. Twitter na iya canza tambarinta zuwa X a yau Elon Musk ya yi iƙirarin cewa za a iya canza tambarin tsuntsun Twitter zuwa ""X"" a yau. A watan Afrilun 2023 ne Twitter Inc. ya tashi daga matsayin kasuwanci mai zaman kansa bayan da ya haɗu da X Corp., kamfanin da aka kafa kwana-kwanan nan. Dandali na microblogging yanzu wani bangare ne na Musk's X Holdings, wanda zai zama jigo ga sauran kamfanoninsa, kama daga Neuralink, SpaceX, Tesla, da Kamfanin The Boring. Canjin sunan yana nuni da hadafin ƙirƙirar ""X, manhajar komai"", kamar manhajar WeChat ta ƙasar Sin, wadda ake amfani da ita wurin sada zumunta da kuma biyan kuɗaɗe. Don haka, idan canza fasalin ya ci gaba, hakan zai zama sabon misali na dabi’ar Musk na son bayyana manyan canje-canje masu rarrabe kai a yanar gizo ta hanyar amfani da na jama'a, da alama a kan tashi kuma zuwa matakan nasara daban-daban. Kamfanin da aka kafa a shekara ta 2006, Twitter, wanda sunansa yayi daidai da sautin kukan tsuntsaye, ya yi amfani da alamar jiragen ruwa tun farkonsa. An bayar da rahoton cewa kamfanin ya biya dala 15 kan tambarin da ke dauke da wani tsuntsu mai ruwan shudi-shudi. Makon da ya gabata akan Techpoint Africa. Danlalin cinikayyan crypto na Afirka, Bundle Africa ta rufe ayyuka don mai da hankali kan biyan P2P. A kan ₦617 kowace lita, ga ababen hawa masu amfani da wutar lantarki (EV) da zasu maye gurbin man fetur a Najeriya. Ma'aikaciyar Jumia a kasar Kenya ta sace $150,000 ta hanyar sarrafa bayanan biyan dillalai. Sabon kamfanin fintech na Masar, Flash, ya killace dala miliyan 6 a matsayin tallafin domin faɗaɗawa a ƙasar. Direbobin Uber da Bolt na Afirka ta Kudu za su rufe ayyukansu saboda rashin tsaro da karancin albashi. Safaricom na shirin harba tauraron sadarwar don kalubalantar Starlink a Kenya. Adadin masu amfani da thread na sauka da kashi 20% a kowace. Twitter ba shine kadai abokin gasarsa ba. Yan Afirka sun shafe sa'o'i sama da miliyan 2.7 suna koyo akan dandalin. Menene mataki na gaba game da ilimi a nahiyar? Sabon kamfanin fasahar kere-kere na Najeriya, MyCover.ai, ya tara dala miliyan 1.25 don saka hannun jari a fasahar sa. An ƙaddamar da Starlink a Kenya, inda aka zaɓi Karibu Connect a matsayin ingantaccen dillalin kamfanin. ""Fasahar AI bai ko fara rarrafe ba a Najeriya"" – inji masana ƙirƙirarriyar fasahar a Najeriya. Duoiba da Internsify da Veridaq suna da matsayi mafi mahimmanci a Pitch Friday. Dalilin da ya sa wannan mai saka hannun jarin na ƙasar Sin ke da ƙwarin gwiwa sosai kan yiwuwar Web3 ɗin Afirka. Yadda Flex Finance ke taimaka wa 'yan kasuwan Afirka wajen adana kuɗi tare da tsarin sarrafa kashe kuɗi na musamman. Victor Fatanmi, dan kasuwan daya ƙware a fannoni daban-daban, ya bayyana yadda masu kafawa za su amfana da gini a cikin jama'a. Kamfanin Flutterwave Zai Shiga Wani Haɗin Gwiwa da THE DIVE 2023 Don Haɗe Kan Manyan Masu Samar da Ayyuka Don Samar da Ayyuka Masu Matuƙar Kyau Abin da nake kallo da karantawa. Shin na damu da kitsen dake tattare a cikina? Me yasa waɗanda rikicin cikin gida ya shafa ba sa tserewa. Labarinmu na fyaɗe da sulhu. Yadda ake sarrafa bayanai zuwa na sirri.","Kikundi cha utetezi kimeishitaki Benki kuu ya Nigeria Ni wiki ya mshahara; je, una furaha? Je! unafurahi kuwa ni siku au wiki mpya? Ninauliza kwa sababu hivi karibuni, sijui kama furaha inapaswa kuwa kila wakati au kwa muda tu. Je, unafurahi unapokidhi shauku au kupata kitu unachokitaka? Au ni hali ambayo unajidanganya hata kama ubongo wako hautoi kemikali zinazokufurahisha? Je, furaha ina maana gani kwako? Je, unapaswa kuwa na furaha au kuhisi furaha? Tafadhali, samahani. Hii hutokea wakati unapojaribu kufikiria utangulizi. Intros ni ngumu kuandika, lakini furaha haipaswi kuwa ngumu kwa limbic cortex ""sehemu ya ubongo wako inayohusika na hilo"" kuzalisha, ndio? Kwahiyo, hata hali yako iweje, fahamu kuwa haupo peke yako. Ni sawa kupata hisia hasi, lakini tafdhali kaa chanya wiki hii. Furahi! Hii ndio niliyokupa leo: Kikundi cha utetezi kimeishitaki Benki kuu ya Nigeria Fedha za Flutterwave zimeendelea kuzuiliwa nchini Kenya Kasha ya $21m Series B Leo Twitter inaweza kubadilisha nembo yake kuwa X Kikundi cha utetezi kimeishitaki CBN Ijumaa iliyopita, mradi wa haki za kiuchumi na uwajibikaji (SERAP) iliishitaki Benki kuu ya Nigeria (CBN) kwa kushindwa kuondoa udhibiti wake unaozitaka taasisi za kifedha, ikiwemo Benki na vyama vya mikopo, ili kupata kuwashughulikia wateja wao kwenye mitandao ya kijamii. Katika mashitaka hayo yenye namba ya kesi FHC/L/CS/1410/2023/ iliyowasilishwa mahakama kuu ya shirikisho huko Lagos, pia SERAP inaomba amri ya kuizuia CBN kutekeleza au kutoa masharti kinyume cha sheria ya kanuni hiyo. Hatua hii ilikuja mwezi mmoja tu baada ya kikundi cha utetezi kuipa Benki kuu katazo la siku tatu kuondoa udhibiti au kuathiri uchunguzi wa kisheria. Kikundi cha utetezi kilidai kuwa kuhitaji wateja kutoa vishikizo au anwani zao za mitandao ya kijamii hakitumiki kwa madhumuni yoyote halali. Kwa nini? Kwa sababu kutumia taarifa hizi kunaweza kuzuia kiholela au bila uhalali haki za faragha na uhuru wa kujieleza. Taarifa kama hizo zinaweza kupatikana na kutumika kwa shughuli haramu, kisiasa na madhumuni mengine. Kwa sasa, usikilizwaji wa kesi hiyo bado haujapangwa. Fedha za Flutterwave zimeendelea kuzuiliwa nchini Kenya Jaji wa Kenya ametupilia mbali ombi la shirika la kupambana na ufisadi nchini Kenya Asset Recovery Agency (ARA), kutupilia mbali kesi yake dhidi ya Flutterwave. Ikizingatiwa kuwa shirikisho hilo lilikuwa limepitia uthibitisho wa mahakama wa makosa ya Flutterwave, jaji Nixon Sifuna wa mahakama kuu jijini Nairobi alitia shaka uamuzi wa shirika hilo wa kutupilia mbali kesi hiyo. Kiuhalisia, katika hati ya mahakama ya Julai 20, 2023, hakimu alisema ARA iliipa mahakama hati kadhaa kuthibitisha kwamba mamilioni ya Dola katika akaunti ya Flutterwave zilipatikana kinyume na sheria. Kwa hiyo, alisema kesi hiyo haitatupiliwa mbali na akaunti za Flutterwave zitaendelea kuzuiliwa hadi mkurugenzi mtendaji wa ARA au afisa mkuu aapishe hati ya kiapo akisema hakuna ushahidi wa kutosha. Mnamo Agosti 2022, mahakama ya kenya ilizuia milioni Ksh400.6 (milioni $3.3) katika akaunti za Flutterwave kutokana na madai ya ufujaji wa pesa na ulaghai wa kadi kwa mara ya pili mwaka huo. Mahakama ilikubali ombi la ARA la kuizuia Flutterwave kuhamisha au kutoa fedha kwa akaunti tatu za Benki, mbili katika United Bank for Africa (UBA) na moja katika Access Bank, na namba 19 za malipo za Safaricom M-Pesa. ARA iliomba kwa mara ya kwanza akaunti za Flutterwave kufungwa mnamo Julai 2023. Kesi hiyo ya kwanza ilishuhudia Bilioni Ksh 6.2 ($52.5) kuwekwa katika akaunti 62 za Benki zilizofungwa hadi Februari 2023 wakati wakala huo uliondoa kesi yake. Kasha ya $21m Series B Jukwaa la rejereja la mtandaoni la Rwanda, Kasha, lilitangaza Dola milioni 21 za ufadhili wa Muendelezo B wiki iliyopita. Knife Capital iliongoza awamu hiyo, kwa ushiriki kutoka kwa wawekezaji kadhaa, ikiwemo FinnFund, DFC, na Beyond Capital Ventures. Kwa sasa inafanya kazi nchini Kenya na Rwanda, kampuni hiyo inakusudia kutumia fedha hizo ili kuharakisha ukuaji wake na kuupanua hadi Afrika Kusini ambapo tayari imesajiliwa na baadae Afrika Magharibi mwaka 2023. Ilianzishwa mwaka 2016 na Joanna Bichsel (Mkurugenzi Mtendaji), Kasha ni jukwaa la usambazaji la rejareja la kidijiti na la maili ya mwisho la usambazaji wa dawa, na bidhaa za walaji zinazoenda kasi (FMCGs), inayozingatia mahitaji ya afya ya wanawake na bidhaa za nyumbani. Wateja wake, hujumuisha watumiaji binafsi, wauzaji wadogo wadogo, hospitali, maduka ya dawa na zahanati, wanaweza kuagiza dawa kuanzia taulo za usafi na vidhibiti mimba hadi nepi na vifaa vya kusafishia kupitia tovuti yake au USSD. Kasha inafikia maili ya mwisho ya mteja wa masoko makubwa pamoja na kupanua mtandao wake wa usambazaji na kutoa mikopo ya bidhaa kwa maduka ya dawa, zahanati na hospitali. Vyanzo vya kuanzia na kuhifadhi bidhaa inazouza kwa wateja, wauzaji, na kliniki moja kwa moja kutoka kwa watengenezaji na wasambazaji ili kuhakikisha kuwa bidhaa zao ni halisi. Pia Kasha inao mpango wa kupanua wigo wa wateja wake, kuwa kimataifa, kuwapa wawekezaji kiwango cha juu cha mapato, hatimae kwenda kwa umma. Leo Twitter inaweza kubadilisha nembo yake kuwa X Leo Elon Musk alidai kuwa nembo ya ndege ya Twitter inaweza kubadilishwa na kuwa X. Mnamo april 2023, Twitter Inc. ilikoma kuwa biashara inayojitegemea ilipounganishwa na X Crop., kampuni ilianzishwa hivi majuzi. Jukwaa la Microblogging sasa ni sehemu ya Musk's X Holdings, inayotozwa kama kampuni mama ya baadae kwa ubia wake wote, ikiwa ni pamoja na Neuralink, SpaceX, Tesla na kampuni ya Boring. Mabadiliko ya jina yanayoonyesha maono yake ya kuunda ""X, Programu ya kila kitu"", sawa na WeChat ya China, ambayo hufanya mitandao ya kijamii na kazi za malipo. Kwa hiyo, ikiwa uwekaji rajamu mpya utasonga mbele, itakuwa ni mfano wa hivi punde zaidi wa mwelekeo wa Musk kutangaza mabadiliko makubwa na yenye mgawanyiko kwenye tovuti kwenye mipasho yake ya umma, inaonekana kwa kuruka na kwa viwango tofauti vya mafanikio. Kampuni iliyoanzishwa mwaka 2006, Twitter, ambayo jina lake ni mchezo wa sauti ya ndege wanaolia, imetumia rajamu ya ndege tangu kuanzishwa kwake. Inasemekana kwamba kampuni hiyo ililipa $15 kwa nembo ya hisa inayoonyesha ndege wa bluu bahari. Wiki iliyopita kwenye Techpoint Africa African Crypto exchange, Bundle Africa zimefunga shughuli zao ili kuzingatia malipo ya P2P. Ni N617 kwa lita, hizi hapa ni njia mbadala za EV badala ya Petroli nchini Nigeria Mfanyakazi wa Jumia Kenya aliiba $150,000 kwa kuchezea rekodi za malipo ya wachuuzi Kampuni ya Fintech ya Misri, Flash inapata dola milioni 6 za ufadhili wa awali wa ruzku ili kuipanua nchini. Madereva wa Uber na Bolt wa Afrika kusini kufunga shughuli zao kutokana na masuala ya kiusalama na malipo duni. Safaricom inapanga kuzindua huduma ya intaneti ya satelaiti ili kutoa changamoto kwa Starlink nchini Kenya Watumiaji wa Thread wa kila siku hupungua kwa 20%. Twitter sio mshindani wake pekee Waafrika walitumia masaa zaidi ya milioni 2.7 kujifunza mtandaoni. Nini kinafuata kwa elimu barani? Kampuni ya Insurtech ya Nigeria, MyCover.ai, imechangisha fedha za awali milioni $1.25 ili kuwekeza katika teknolojia yake inayoimiliki Starlink inazinduliwa nchini Kenya, na kuchagua Karibu Connect kama muuzaji wake aliyeidhinishwa ""AI nchini Nigeria haijaanza kutambaa"" - wataalam wa teknolojia juu ya hali ya akili bandia nchini Nigeria Duoiba, Internsify, na Veridaq huchukua hatua kuu kwenye Pitch Friday Kwa nini muwekezaji huyu wa kichina anaweka dau kubwa kwenye uwezo wa Web3 wa Afrika. Jinsi Flex Finance inavyosaidia biashara za kiafrika kuokoa pesa kwa suluhisho lake la usimamizi wa matumizi Mjasiliamali mzoefu, Victor Fatanmi, anashiriki jinsi waanzilishi wanaweza kufaidika kwa kuwekeza kwa umma. Washirika wa Flutterwave na THE DIVE 2023 ili kuwaunganisha viongozi wakuu wa bidhaa kwa uzoefu mkubwa Ninachosoma na kutazama Je, ninapaswa kuwa na wasiwasi kuhusu mafuta ya tumboni mwangu? Kwa nini waathiriwa wa vurugu za ndani hawaondoki Simulizi yetu ya ubakaji na upatanisho Jinsi ya kubadilisha taarifa kuwa habari","Ẹgbẹ́ ajàfẹ́tọ ọmọnìyàn ti pe Ilé Ìfowópamọ́ Àpapọ̀ lórílẹ̀-ède Nàìjíríà lẹ́jọ́ Ọ̀se owó oṣù la wà; inúu rẹ dùn bí? Ǹjẹ́ inúù rẹ tiẹ̀ dùn pé ọjọ́ tuntun tàbí òṣẹ̀ tuntun la wà? Mò ń bèèrè nítorí pé láti bí ọjọ́ mẹ́ta, mi ò mọ̀ bóyá ó yẹ kí ìdùnnú jẹ́ gbogbo ìgbà àbí lẹ́kọ̀ọ̀kan. Ǹjẹ́ inúù rẹ máa ń dùn nígbà tí o bá tẹ́ araà rẹ lọ́rùn pẹ̀lú nǹkan tó wù ọ́ tàbí tí o bá rí nǹkan tí o fẹ́? Àbí ṣé ipò tí èèyàn ń tan ara rẹ̀ sí kódà tí ọpọlọọ̀ rẹ̀ ò bá pèsè kẹ́míkà tó máa ń múnú rẹ̀ dùn ni? Kí ni ìdùnnú túmọ̀ sí lọ́dọ̀ rẹ? Ṣé ó yẹ kí inú rẹ ó máa dùn ni àbí kí o ní ìmọ̀lára ìdùnnú? Ẹjọ̀wọ́ ẹ má bìnú sí mi. Èyí máa ń ṣẹlẹ̀ nígbà tí a bá ń gbìyànjú láti ronú sí ìfáàrà. Ìfáàrà ṣòro láti kọ, ṣùgbọ́n ìdùnnú ò gbọdọ̀ le báyẹn fún ẹ̀ya ọpọlọ tó ń darí ìṣesí — apá kan nínú ọpọlọ tó ń ṣiṣẹ́ fún ìyẹn — láti pèsè, àbí? Torí náà, nǹkan yìówù tó ń ṣẹlẹ̀ sí ẹ, mò wí pé ìwọ nìkan kọ́. Ó dára láti ní ìmọ̀lára tí ò da, ṣùgbọ́n jọ̀wọ́ ní ìrètí ní ọ̀sẹ̀ yìí. Máa dunú! Nǹkan tí mo ní fún-un yín lónì rè é: Ẹgbẹ́ ajàfẹ́tọ ọmọnìyàn ti pe Ilé Ìfowópamọ́ Àpapọ̀ lórílẹ̀-ède Nàìjíríà lẹ́jọ́ Owó Flutterwave yóò wà ní ìpamọ́ ní orílẹ̀-èdè Kenya Àṣetẹ̀léra B $21m Kasha Twitter lè pààrọ àkọmọ̀na rẹ̀ sí X lónì Ẹgbẹ́ ajàfẹ́tọ ọmọnìyàn ti pe CBN lẹ́jọ́ Ní ọjọ́ Ẹtì tó kọjá, Iṣẹ́ Àkànṣe Ẹ̀tọ́ Ọrọ̀ Ajé Àwùjọ àti Ìṣirò (SERAP) pe Ilé Ìfowópamọ́ Àpapọ̀ Orílẹ̀-èdè Nàìjíríà (CBN) lẹ́jọ́ fún kíkúnà láti yọ òfin rẹ̀ tó ní kí àwọn ilé ìfowópamọ́, tó fi mọ́ àwọn ilé ìfowópamọ́ àti àwọn ẹgbẹ́ ayánilówó, gba ojú òpó ìkànnì ìbánidọ́rẹ̀ẹ́ àwọn oníbàárà. Nínú ìpẹ̀jọ́ tó ní nọ́mbà ìpẹ̀jú FHC/L/CS/1410/2023 tí wọ́n pè ní Ilé-ẹjọ́ Gíga Ti Ìjọba Àpapọ ní Èkó, SERAP tún bèèrè fún àṣẹ tí yóò dèna CBN láti ṣe àgbéjáde tàbí ṣe àmúlò ìpèsè aláìbófinmu nínú òfin náà. Ìgbésẹ̀ yìí wáyé lẹ́yìn oṣù kan lẹ́yìn tí ẹgbẹ́ ajàfẹ́tọ ọmọnìyàn náà fún ilé ìfowópamọ́ àpapọ̀ náà ní gbèdéke ọjọ́-mẹ́ta láti yọ òfin náà tàbí fojú winá òfin. Ẹgbẹ́ ajàfẹ́tọ ọmọnìyàn náà sọ wí pé bíbèèrè lọ́wọ́ àwọn oníbàárà láti pèsè ojú òpó ìkànnì ìbánidọ́rẹ̀ẹ́ wọn tàbí àdírẹ́ẹ̀sì ò ní ànfààní tó bá òfin mu kankan. kí nìdí rẹ̀? Nítorí lílo àwọn àkọsílẹ̀ yìí lè dínà ẹ̀tọ́ sí àsírí bíbò àti sísọ̀rọ̀ pẹ̀lú òmìnira bí wọ́n ṣe fẹ́ tàbí lónà àìbófinmu. Irúu àkọsílẹ̀ bẹ́ẹ̀ lè di gbígbà àti lílò fún nǹkan tí ò tọ́, òṣèlú, àti àwọn ǹkan mìíràn. Lọ́wọ́lọ́wọ́ yìí, ìgbẹ́jọ́ fún ìpẹ̀jọ́ náà ò tíì ní ọjọ́. Owó Flutterwave yóò wà ní ìpamọ́ ní orílẹ̀-èdè Kenya Adájọ́ orílẹ̀-èdè Kenya kan ti da ẹjọ́ àjọ tó ń gbógun ti ìwà ìbàjẹ́ lórílẹ̀ èdè Kenya — Àjọ tó ń rí sí Àdápadà Ohun-ìní (ARA) — tó n béérè fún dída ìpẹ̀jọ́ rẹ̀ tako Flutterwave nù. Pẹ̀lu bí ó ṣe jẹ́ wí pé àjọ náà ti gbé ẹ̀rí wá sí Ilé-ẹjọ́ náà nípa ìwa kọ̀ tọ́Flutterwave, Adájọ́ Nixon Sifuna ti Ilé-ẹjọ́ Gíga ní in Nairobi nàka àléébù sí ìgbésẹ̀ àjọ náà láti da ẹjọ́ náà nù. Fún àpẹẹrẹ, nínú ìwe Ilé-ẹjọ́ ti ọjọ́ 20 oṣù Agẹmọ, ọdún 2023, adájọ́ náà sọ wí pé ARA fún Ilé-ẹjọ́ náà ní ọ̀pọ̀lọpọ̀ ìwé tó ń fìdi rẹ̀ múlẹ̀ pé ọ̀pọ̀lọpọ̀ mílíọ̀nù dọ́là tó wà nínú àpò àṣùwọ̀n Flutterwave ni wọ́n kójọ lọ́nà àìbófinmu. Fún ìdí èyí, ó sọ wí pé wọn ò ní da ẹjọ́ náà nù àti wí pé àpò àṣùwọn Flutterwave yóò wà ní ìpamọ́ títí tí Aláṣẹ àti Olùdarí ARA tàbí òṣìṣẹ́ àgbà bá búra wí pé kò sí ẹ̀rí tó pọ̀ tako ilé-iṣẹ́ tó ń pèse owó sísan náà. Ní oṣù Ògún ọdún 2022, Ilé-ẹjọ́ orílẹ̀-ède Kenya kan gbẹ́sẹ̀ lé KSh 400.6 mílíọ̀nù ($3.3 mílíọ̀nù) nínú àpò àṣùwọ̀n Flutterwave nítorí ẹ̀sùn ìkówójẹ àti gbájú ẹ̀ ike ìgbowó fún ìgbà ẹlẹ́ẹ̀kejì ní ọdún yẹn lọ́hùn. Ilé-ẹjọ́ náà gba ìbéèrè ARA láti dèna Flutterwave níbi ìfowóránṣẹ́ tàbí gbígba owó láti inú àpò ilé ìfowópamọ́ mẹ́ta — méjì ní United Bank for Africa (UBA) àti ọ̀kan ní Access Bank — àti nọ́mbà ìsanwó Safaricom M-Pesa 19. ARA kọ́kọ́ pe ìpẹ̀jọ́ láti gbé ẹsẹ̀ lé àpò àṣùwọn Flutterwave ní oṣù Agẹmọ ọdún 2023. Ẹjọ́ àkọ́kọ́ rí i pé KSh 6.2 bílíọ̀nù ($52.5 mílíọ̀nù) tó wà káàkiri àpò ilé ìfowópamọ́ 62 di gbígbé tì pa títí di oṣù Èrèlé ọdún 2023, nígbà tí àjọ náà ní òun ò ṣe ẹjọ́ mọ́. Àṣetẹ̀léra B $21m Kasha Ìkànnì aláròóbọ̀ lórí ẹ̀rọ ayélujára ní orílẹ̀-èdè Rwanda, Kasha, kéde $21 mílíọ̀nù nínú ìpèsè owó Àsetẹ̀léra B ní ọ̀sẹ̀ tó kọjá. Knife Capital ló léwájú abala náà, pẹ̀lú ìdarapọ̀ ọ̀pọ̀lọpọ̀ àwọn olókòwò, tó fi mọ́ FinnFund, DFC, àti Beyond Capital Ventures. Tó ti ń ṣiṣẹ́ lọ́wọ́lọ́wọ́ báyìí ní orílẹ̀-èdè Kenya àti Rwanda, ilé-iṣẹ́ náà ń gbèrò láti fi owó náà sáré ìdàgbàsókè rẹ̀ kí ó sì pẹ̀ka wọ orílẹ̀-ède South Africa — níbi tí ó wulẹ̀ ti ṣe ìforúkọsílẹ̀ — àti ní West Africa ní àkókò míràn ní ọdún 2023. Ilé-iṣẹ́ náà tí Joanna Bichsel (Aláṣẹ àti Olùdarí) dásílẹ̀ ní ọdún 2016, Kasha jẹ́ ìkànnì aláròóbọ̀ àkósódù àti alágbátà tó gbẹ́yìn fún òògùn àti àwọn ọgà oníbàárà tó ń yá (OOTY), tó ń gbájúmọ́ ohun-èlò ìlera àwọn obìnrin àti àwọn ohun-èlò nínú ilé. Àwọn oníbàárà rẹ̀, tó fi mọ́ àwọn àwọn ẹyọ oníbàárà, àwọn aláràtúntà kékeré, ilé ìwòsàn, ilé ìtàjà òògùn, àti àwọn ilé ìwòsàn alárọ̀wọ́tó, lè ra ohun-èlò bẹ̀rẹ̀ láti orí ilédìí ǹkan oṣù àti adèna oyún sí ìlédìí ọmọde àti àwọn ohun-èlò àtúnṣe nípasẹ̀ ibùdó ìtàkùn rẹ̀ tàbí USSD. Kasha máa ń kàn sí alágbátà tó gbẹ́yìn nínú àwọn oníbàárà ọjà ńlá náà ní àfikún sí ìfẹ̀lójú ẹ̀ka alágbàta rẹ̀ àti fífún àwọn ilé ìtàjà òògùn, ilé ìwòsàn alárọ̀wọ́tó, àti àwọn ilé ìwòsàn ní ọjà àwìn. Ile-iṣẹ́ àṣẹ̀ṣẹ̀ bẹ̀rẹ̀ náà máa ń rà ó sì máa ń tọ́jú àwọn ohun-èlò tó ń tà fún àwọn oníbàárà rẹ̀, àwọn aláràtúntà, àti àwọn ilé ìwòsàn alárọ̀wọ́tó tààrà lọ́dọ̀ àwọn tó ń ṣe é àti àwọn tó ń pín-in rẹ̀ èyí finilọ́kànbalẹ̀ pé ojúlówó ni àwọn ohun-èlo wọn. Kasha tún gbérò fẹ àwùjọ àwọn oníbàárà rẹ̀ lójú gidi gan, lọ káàkiri àgbáyé, pèsè èrò tó pọ̀ gan fún àwọn olókòwò, kó sì di ti gbogbogbo nígbẹ̀yìn. Twitter lè pààrọ àkọmọ̀na rẹ̀ sí X lónì ""Elon Musk sọ wí pé àkọmọ̀nà ẹyẹ Twitter lè di pípáárọ̀ sí ""X"" lónì."". Ní oṣù Èrenà ọdún 2023, Twitter Inc. kò jẹ́ okòwò adádúró mọ́ nígbà tí ó darapọ̀ mọ́ X Corp., ilé iṣẹ́ àfẹnujẹ́ kan tí wọ́n ṣẹ̀ dásílẹ̀. Ìkànnì agbéróyìnjáde-kékeré náà ti di ọ̀kan lára X Holding Elon, tí wọ́n júwe gẹ́gẹ́ bí ilé-iṣẹ́ àgbà lọ́jọ́ iwájú fún gbogbo àwọn ilé iṣẹ́ rẹ̀, tó fi mọ́ Neuralink, SpaceX, Tesla, àti The Boring Company. ""Àyípadà orúkọ náà ṣàfihàn èròngbà rẹ̀ láti ṣẹ̀da ""X, ohun èlò ìmúṣiṣẹ́ gbogbo ǹkan,"" tó fara jọ WeChat orílẹ̀-èdè China, tó ń ṣiṣẹ́ ìkànnì ìbánidọ́rẹ̀ẹ́ àti owó sísan."". Torí náà, tí àtúnṣe náà bá tẹ̀síwájú, ó máa jẹ́ àpẹẹrẹ ìpinnu Musk tuntun láti kéde àyípadà pàtàkì àti ònpiyà sí ìkànnì náà lórí ìròyìn àgbésáyé rẹ̀, tí yóò máa fò kiri pẹ̀lú ìrọ̀rùn tí yóó sì ní àṣeyọrí ní oríṣiríṣi ọ̀nà. Ile-iṣẹ́ tí wọ́n dásílẹ̀ ní ọdún 2006 náà, Twitter, tí orúkọ rẹ̀ jẹ́ ìṣere pẹ̀lú kíké àwọn ẹyẹ, ti lo àmì ìdánimọ̀ ẹyẹ láti ìgbà tí wọ́n ti dá a sílẹ̀. Il��-iṣẹ́ náà ni ìròyìn gbé e wí pé ó san $15 fún àmì ìdánimọ̀ okòwò tó ń ṣàpèjúwe ẹyẹ aláwọ̀ aró funfun. Nípa Techpoint Africa ní ọ̀sẹ̀ tí ó lọ. Ìkànnì Ìdúnàdúrà owó àkósódù nílẹ̀ Adúláwọ̀, Bundle Africa ti kógbáwọlé láti gbájúmọ́ ìsanwó irọ̀-sí-irọ̀ Ní ₦617 fún lítà kan, èyí ni àwọn OO àfidípò fún epo bẹntiróólù ní orílẹ̀-èdè Nàìjíríà. Òṣìṣẹ́ Jumia ní orílẹ̀-èdè Kenya kan jí $150,000 pẹ̀lu yíyí àkọsílẹ̀ ìsanwó alágbátà. ilé-iṣẹ́ àdìdeelẹ̀ apèsè ìṣúná onímọ̀-ẹ̀rọ ní orílẹ̀-èdè Egypt, Flash, ti ṣe àkójọ $6 mílíọ̀nù ìpèsè owó ìdókówò láti fẹ̀ ẹ́ lójú sí i ní orílẹ̀-èdè náà. Àwọn awakọ̀ Uber àti Bolt ní orílẹ̀-èdè South Africa fẹ́ gbé iṣẹ́ jù sílẹ̀ nítorí ìpèníjà ètò ààbò àti àìsawó dáadáa. Safaricom ń gbérò láti ṣe ìfilọ́lẹ̀ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ orí ayélujára láti díje pẹ̀lú Starlink ní orílẹ̀-èdè Kenya Àwọn aṣàmúlò tó ń ṣiṣẹ́ lójoojúmọ́ lórí Thread já pẹ̀lú ìdá 20%. Twitter nìkan kọ́ ni olùdíje tí ó ní Àwọn ọmọ ilẹ̀ Adúláwọ̀ ń lo wákàtí 2.7m+ láti kẹ́kọ̀ọ́ lórí ẹ̀rọ ayélujára. Kí ló kàn lọ́rọ̀ ètò ẹ̀kọ́ ní agbọn náà? ilé-iṣẹ́ àdìdeelẹ̀ tó ń pèsè mádàmidófò onímọ̀ ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà, MyCover.ai, ti ṣe àkójọ $1.25 mílíọ̀nù ìpèsè owó ìdókówò láti ná a sí ìmọ̀ ẹ̀rọ alákànṣe rẹ̀. Wọ́n ṣe ìfilọ́lẹ̀ Starlink ní orílẹ̀-èdè Kenya, ó yan Karibu Connect gẹ́gẹ́ bíi ojúlówó alágbàta rẹ̀. ""IA ní orílẹ̀-èdè Nàìjíríà ò tiẹ̀ tíì bẹ̀rẹ̀ sí rá rárá"" - akọ́ṣẹ́mọṣẹ́ ìmọ̀ ẹ̀rọ lórí ipò tí ìmọ̀ àtọwọ́dá wà ní orílẹ̀-èdè Nàìjíríà"" Duoiba, Internsify, àti Veridaq ti di ọ̀kan pàtàkì ní Pitch Friday Ìdí tí ilé-iṣẹ́ olókòwò Chinese yìí ṣe ń náwọ́ ńlá lórí ẹ̀bun Web3 ilẹ̀ Adúláwọ̀ Bí Flex Finance ṣe ń ran àwọn oníṣòwò nílẹ̀ Adúláwọ̀ lọ́wọ́ láti ní owó nípamọ́ pẹ̀lú ọ̀nà àbáyọ aṣàmójútó ìnáwó rẹ̀ Aṣòwò tẹ̀léra, Victor Fatanmi, ṣàlàyé bí àwọn olùdásílẹ̀ ṣe lè jẹ ànfààní látara ìpèsè ǹkan níta gbangba. Flutterwave Darapọ̀ Pẹ̀lú THE DIVE 2023 fún Ìṣọ̀kan Àwọn Adarí Ohun-èlò Tó wà lókè ténté fún Ìrírí Ọ̀tun Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Ṣé kí n bẹ̀rẹ̀ sí ronú nípa ọ̀rá ikùn mi? Ìdí tí àwọn olubi ìwà ipá nínú ilé kì í ṣe é kúrò Ìtàn ìfipábánilòpọ̀ àti ìparí ìja wa. Bí o ṣe lè sọ ẹ̀kọ́ di òye","Iqembu le-Advocacy libopha iCentral Bank yaseNigeria. Isonto lomholo, ngabe ujabulile? Ujabule ngoba kuwusuku olusha noma isonto? Ngibuza ngoba kulezinsuku, angazi ukuthi injabulo kumele ihlezi ime ndawonye noma uketshezi. Uyajabula uma wanelisa ukuhala kwakho noma uthola into oyifunayo? Noma yisimo lapho ukholelwa amanga ngawe ngisho ngakuthiwa ingqondo yakho ayiwakhiqizi amakhemikhali akwenza ujabule? Kusho ukuthini ukujabula kuwena? Kumele ujabule noma uzizwe ujabule? Ngicela uxolo. Lokhu kwenzeka uma uzama ukucabanga ngesingeniso. Kunzima ukubhala izingeniso, kodwa ukujabula akumele kube nzima engqondweni — ingxenye yengqondo yakho umsebenzi wayo okuyilowo— ukukhiqiza, angithi? Ngakho ngisho noma isiphi simo sakho,yazi ukuthi awukho wedwa. Kulungile ukuzizwa ungaphathekile kahle, kodwa hlala unethemba kulelisonto. Hlala ujabule! Nakhu esikuphathele khona namhlanje: Iqembu le-Advocacy libopha iCentral Bank yaseNigeria. Uxhasomali lweFlutterwave luzohlala luvaliwe eKenya U-$21m weKasha uSeries B UTwitter ungashintsha ilogo iye kuX namhlanje Iqembu leAdvocacy libopha iCBN NgoLwesihlanu olwedlule, iSocio-Economic Rights and Accountability Project (iSERAP) ibophise iBhange Ngodla laseNigeria (iCBN) ukuhluleka ukuhoxisa umgomo walo wokufuna ezezimali zezikhungo, okufaka amabhange,izinyunyana zezikweletu ukuthi bathole amahendela ezinkundla zokuxhumana zamakhasimende alo. Ecaleni elinenamba yecala engu FHC/L/CS/1410/2023 elifakwe eFederal High Court eLagos, eSERAP icela futhi umyalelo wokuvikela iCBN ukuthi iqhubeke noma ibe nekwenzayo ekunikezweni kamacala okulawulwa. Lo mnyakazo uqhamuke ngemva kwenyanga lapho iqembu leAdvocay linikeze ibhange elikhulu umnqamulajuqu wezinsuku ezintathu ukuthi uhoxise lokulawula noma ingcuphe yezomthetho. Iqembu le-advocay lithi ukuthola amakhasimende ukuthi abanikeze amahendela asezinkundleni zokuxhumana noma amakheli awayenzi inhloso efanele. Ngobani? Ngoba ukusebenzisa lolu lwazi alusekeleki ukugwema amalungelo kuya kubumfihlo noma ukukhuluma ngenkululeko. Ulwazi olunjalo kumele lutholakale futhi lusetshenziswe ngokungekho emthwethweni,okwezepolitiki,kanye nezinye izinhloso. Okwamanje, ilanga lokuthethwa kwecala alikabekwa. Uxhasomali lweFlutterwave luzohlala luvaliwe eKenya Ijaji laseKenya selichithe i-anti-grafuti ejensi yaseKenya — Asset Recovery Agency (i-ARA) — isicelo sokuchitha icala elifakelwe iFlutterwave. Njengoba i-ejensi isinikeze inkantolo ubufakazi bokwenza okubi kweFlutterwave,iJaji uNixon Sifuna weNkantolo ephakeme yaseNairobi ibuze ngesinqubo se-ejensi sokuchitha icala. Ukuze wazi enkantolo amadokhumenti kwakungawosuku 20 kuNulikazi 2023, ijaji lathi i-ARA inikeze inkantolo amadokhumenti ambalwa awokukhombisa ukuthi izigidi zamadola eziku-akhawunti yeFlutterwave zatholakala ngokungemthetho. Ekugcineni wathi icala ngeke lichithwe futhi ama-akhawunti eFlutterwave azogcinwa evaliwe kuze uCEO we-ARA noma isikhulu esiphezulu sibhale incwadi efungelwe eshoyo ukuthi ubufakazi abanele bezinkokhelo zenkampani. NgoNcwaba 2022, inkantolo yaseKenya yavala izigidi ezingu-KSh 400.6 (izigidi ezingu-$3.3) kuma akhawunti eFlutterwave ngenxa yezinsolo zokukhwabanisa imali,nobugebengu bekhadi isikhathi sesibili kulonyaka. Inkantolo yavuma isicelo se-ARA ukuthi ivimbe iFlutterwave ukuthi idlulise noma ikhiphe izimali kuma akhawunti asebhange amathathu — amabili aseUnited Bank for Afrika (i-UBA) neyodwa eAccess Bank — no 19 weSafaricom M-Pesa uhlu lokukhokha. I-ARA yaqala yafaka isicelo sokuthi ama-akhawunti eFlutterwave avalwe ngoNtulikazi ka2023. Icala lokuqala labona izigidigidi ezingu-KSh 6.2 (izigidi ezingu-$52,3) zasabalala kumabhenki akhawunti angu-62 avaliwe kuze kube uNhlolanja 2023 ngesikhathi i-ejensi ihoxisa icala layo. U-$21m weKasha uSeries B Inkundla yaseRwanda yokudayisa ku-inthanethi, iKasha imemezele izigidi ezingu-$21 kuSeries B woxhasomali ngesonto eledlule. Iknife Capital ihole umzuliswano, ngokubamba iqhaza kwabatshalizimali abambalwa, okubandakanya iFinnFund, iDFC neBeyond Capital Ventures. Njengamanje isebenza eKenya naseRwanda inkampani ihlose ukusebenzisa izimali ukukhuphula ukukhula kwayo futhi isabalalele eNingizimu Afrika-lapho isibhalisile vele-naseNtshonalanga yeAfrika makhathaleni ngo-2023. Yasungulwa ngo-2016 nguJoana Bichsel (iCEO) iKasha idayisa ngedijithali nenkundla yokuhambisa kumayela lokugcina imithi nekhasimende elihamba ngokushesha lezimpahla (iFMCG) eligxile ezidinweni zokunakekelwa kwempilo yabantu besifazane nezimpahla zasekhaya. Amakhasimende ayo, okufaka amakhasimende ahamba ngamunye, abaphinde badayise abancane, izibhedlela, amakhemesi, imitholampilo ingaoda imikhiqizo ehlukene kusuka kumisubelo, okokuzivikela kuya emanabukenini, amasaplayi okuhlanza ngewebhisayithi yakhona noma i-USSD. Ukasha ufinyelela kumayela lokugcina kukhasimende lasemakethe elikhulu,ukwengeza ekusabalaleni kuhlelokuxhumana lokuhambisa kwayo nokunikeza isikweletu sokusele emakhemesi, imtholampilo nezibhedlela. Imithombo yesiqalo nokustokha umkhiqizo uwudayisele amakhasimende, abaphinde badayise, nemitholampilo kuphuma ngqo kwabakwenzayo namasaplaya ukuqinisekisa ukuthi umkhiqizo wabo owangempela. IKasha ihlela futhi ukusabalala ngamandla esizindeni sayo samakhasimende, igcwale umhlaba wonke, inikeze abatshalimali isilinganiso esiphezulu sembuyiselo nokuthi ekugcineni iye emohakathini. ITwitter ungase ushintshe ilogo yayo iye kuX namhlanje U-Elon Musk uthi uTwitter ungase ushintshe ilogo yenyoni ibe ngu""X"" namhlanje. NgoMbasa 2023, uTwitter Inc. wayeka ukuba yibhizinisi elizimele ngesikhathi ihlangana neX Corp., ishell company esungulwe kungekudala. Inkundla yemicroblogging manje isiyingxenye yeMusks Xholdings,ababhilwe njengenkampaniyabazali bekusasa kukhona konke abakwenzayo, okufaka iNeuralink, iSpaceX, iTesla kanye neThe Boring Company. Ukushintsha kwegama kuveza umbono wakhe wokwenza ""i-X, isisetshenziswa sayo yonke into, "" okufana neWeChat yaseChina, esebenzisa izinkundla zokuxhumana nemisebenzi yezinkokhelo. Ngakho uma ukwenzakabusha kuqhubeka, kuzobe kungwenza kokugcina ukuthanda kweMusk ukumemezela ushintsho olukhulu kusatithi lakuphendula khona umphakathi, empeleni ekuhambeni phesulu nokwahlukana kweziqu zokuphumelela. Inkampani eyasungulwa ngo-2006, uTwitter igama lawo kudlala umsindo wenyoni icula, usebenzise ukushintsha okusha kusukela ekuqaleni kwayo. Kubikwa ukuthi inkampani ikhokhe u-$15 wophawu ukufanisa inyoni eluhlaza okwesibhakabhaka. Ngesonto eledlule kuTechpoint Afrika Ukushintshana kobumfihlebezezimali eAfrika, iBundle Africa ivala ukusebenza ukuze igxile ezinkokhelweni zeP2P Ku-₦617 ilitha ngalinye, nazi ezinye izindlela zeEV zaphethiloli eNigeria. Umsebenzi kaJumia waseKenya untshontshe u-$150,000 ngokwenza ubuqili kumarekhodi ezinkokhelo zabadayisi. Isiqalo ifintech yaseGibhithe, iFlash ithole izigidi ezingu-$6 kumbewu yoxhasomali ukuze yande nezwe. Abashayele baseNingizimu Afrika be-Uber kanye neBolt bavale ukusebenza ngenxa yokukhathazeka ngokuphepha kanye nokukhokhelwa kancane Isafaricom ihela ukwethula umsebenzi we inthanethi yesathelathi ukuze ifake inselelo kuStarlink eKenya Ukwehla kwabasebenzisi bansukuzonke neThread ngo-20%. Utwitter awuyona imbangi yakhe kuphela AmaAfrika achitha amahora angu2.7m kuyaphezulu ukufunda ku-inthanethi. Yikuphi okulandelayo kwezemfundo kulelizwekazi? Isiqalo saseNigeria i-insurtech, i-MyCover.ai, isiqongelele izigidi ezingu-$1.25 zesitshalo sokuqala ukuze zitshale imali kwezobuchwepheshe ezifanelekile IStarLink yethulwa eKenya,ikhetha iKaribu Connet njengenegunya lokuphinde adayise ""I-AI eNigeria ayikaqali ukugaqa"" - ongoti bezobuchwepheshe esimweni sobuhlakani okungesibona eNigeria I-Duoiba, i-Internsify neVeridaq bayagqama ngoLwesihlanu lwePitch. Kungani lo mtshalimali waseChina egembula ngokukhulu kokunamandla kweAfrika Web3. Iflex Finance iwasiza kanjani amabhizinisi aseAfrika ukuthi onge imali ngesixazululo sayo sokuphatha ukusebenzisa imali Osomabhizinisi iSerial, uVictor Fatami, wabelana ngokuthi abasunguli bazuza kanjani ekwakheni emphakathini IFlutterwve ibambisana neTHE DIVE 2023 ukuhlanganisa abaholi bomkhiqizo abaphezulu ngesipiliyoni esiyingqayizivele Yikuphi engikufundayo nengikubukayo Kumele ngikhathazeke ngomkhaba wami? Ungani abahlukumezeka ngodlame lwasekhaya bengahambi Indaba yethu yokudlwengulwa nokubuyisana Ulushintsha kanjani ulwazi ulwenze ubuhlakani"
+"መስራቾች በአደባባይ ድርጅታቸውን በመገንባት እንዴት ሊጠቀሙ እደሚችሉ ፣የተከታታይ የሥራ ፈጣሪው፣ 'ቪክቶር ፋታንሚ'፣ እይታውን አካፍሏል። እ.ኤ.አ. በ2020 ደራሲ እና የሬድዮ ተንታኝ (ፖድካስተር) 'ዴቪድ ፔሬል' በአስር አመት ውስጥ በበይነ መረብ በቀጥታ(online) ሊያገኘው ያቀደውን የፅሁፍ ትምህርት የሚገልጽ ፣ የ'መተላለፊያው ፅሁፍ'(write of passage) የሚል ጽሁፍ አሳትመዋል። ኩባንያው ለመጀመር ያቀዳቸውን አንዳንድ ምርቶች እና እነዚያን ክንውኖች ለማሳካት የሚወስዳቸውን እርምጃዎች ገልጿል። ይህ በንግዱ ውስጥ ካሉ ክበቦች ውስጥ ቋሚ መሰረት እያገኘ የመጣውን 'በአደባባይ መገንባት' የተሰኘውን ይህን ክስተት የሚያሳይ ምሳሌ ነው። መጨረሻ ላይ በትልቁ ይፋ ከማድረጋቸው በፊት፣ ንግዶች ቀደም ሲል ለወራት የሚፈጥሩትን ምርት በድብቅ ሲገነቡ ይቆዩ ነበር፣ በአደባባይ የመገንባት ሀሳብ ደጋፊዎች ግን አሁን ምርቱ ሲመረት ከ ትዕይንት በስተጀርባ (behind-the-scenes) የምርቱን የአመራረት መንገድ እይታን ለህዝቡ ይሰጣሉ፣ ይህም በሂደቱ ውስጥ በዛው ጊዜ የተጠቃሚ ግብረመልስን እንዲያገኙ ይሆናሉ። ቪክቶር ፋታንሚ ሌላው 'በአደባባይ የመገንባት' ሀሳብ ምሳሌ ነው። እ.ኤ.አ. በሚያዚያ 2023 'ፉልጋፕ'(Fullgap)ን ከአብሮ መስራቾቹ ጋር በመሆን አስጀመረ ፣ ይህንንም “የፈጣሪዎች የመከወኛ መዋቅር”(an operating system for creatives)ብለው ሰይመውታል። በትዊተር የታጠቀው እና ጥሩ ታሪክ ተናጋሪው 'ፋታንሚ' ጀማሪ ድርጅቱን ከተመሠረተ ጀምሮ የገብያ መድረኩን የማሳደግ ጥረቶችን ብቻውን ሲመራ ቆይቷል ። ውጤቱስ ምን ሆነ? ፋታንሚ በቅርቡ በላከው የትዊተር መልእክት ላይ እንዳስታወቀው፣ ከ4000 በላይ ተጠቃሚዎችን፣ ከ100,000 ዶላር በላይ ዋጋ ያላቸው 400+ ፕሮጀክቶችን እያስተዳደረ እንደሆነ ተናግሯል። ከፉልጋፕ በፊት፣ ፋታንሚ በጋራ ከመሠረተው እና አሁንም አሁንም ከሚመራው፣ በሕዝብ ዘንድ በአደባባይ በመገንባት ሀሳብ ያለተገነባ ፎርዝ ካንቫስ (FourthCanvas) የተሰኘው የንድፍ ኤጀንሲን አለው። ያም ሆነ ይህ፣ በአደባባይ ስለመገንባት አንድ ወይም ሁለት ነገር ግን ያውቃል። የሁለት ኩባንያው ዋና ሥራ አስፈፃሚ ሃሳቡን በአደባባይ ስለመገንባት እና ለጀማሪ ድርጅት መስራቾች የሚሆኑ ስልቶችን አካፍሏል። መስራቾች ምን አይነት ነገሮችን ማጋራት አለባቸው? ለፋታንሚ፣ በአደባባይ መገንባት ማለት ""ልታደርጉት ከምትሞክሩት ጋር ህዝቡን ማካተት እና ገና ምርቱ ዝግጁ ባይሆንም፣ በሂደቱ ላይ አስተያየታቸውን መጠየቅ ነው።"" መስራቾች ሂደቱን የሚያጋሩበት ጊዜና ደረጃ በንግድ ስራቸው ራሱን ችሎ የመቆም አቋም እና የሚያጋሩት መረጃ ባለው የመሰረቅ ቅርብነት ደረጃ ላይ የተመሰረተ ነው። ስለ ንግድ ሥራ የተወሰነ መረጃን ማጋራት ስህተት ላይሆን ቢችልም፣ የሚያጋራበት ጊዜ ንግዱን ሊጎዳ ወይም የሕዝብን ግንዛቤ ሊያዛባ ግን ይችላል። ""���ሉም ነገር መጋራት የለበትም፣ ነገር ግን ማንም ስለ ደመወዙ በማይናገርበት በዚህ የአለም ክፍል ውስጥ መደበቅ ካለብን በላይ እንደብቃለን። ለመጨረሻ ጊዜ ይህን ያደረጉት ሰዎች ሰው ጮሆባቸው ከመድረክ አስወርዷቸዋል። እርስዎም ምን ማጋራት እንዳለቦት ለመተንተን ሲሞክሩ ባልተመረመረና ባልተረጋገጠ ፍርሃት እርምጃዎን እየወሰዱ እንዳልሆነ ያረጋግጡ። ለምሳሌ የጀማሪ ድርጅቶችን የመዋለ ንዋይ አፍሳሽ ባለሀብቶችን ሊጎዳ የሚችል መረጃ፣ ካፒታል የማሳደግ ችሎታውን ወይም ተፎካካሪዎች ከጅምሩ ድርጅት ሊወስዱበት እና ሊጠቀሙበት የሚችሉትን መረጃ ማጋራትን መተው ይቻላል። ነገር ግን፣ መስራቾች በዚህ ጊዜ ላለማሳወቅ የሚመርጡት አንዳንድ መረጃዎች ብዙ ቆይተው ሊገለጥ ይችላል። በአደባባይ የመገንባት ጥቅሞች የበይነመረብ መፈጠር ትልቅ የአኗኗር ለውጥን አምጥቷል; በፊት ከጋዜጣ እና ከቴሌቭዥን ብቻ ዜና ማግኘት የምንችልበት ሁኔታ ነበር፣ አሁን በመቶዎች የሚቆጠሩ የዜና ህትመቶችን እና ብዛት ያላቸውም ታዳሚዎችን በዘመኑ ስልኮቻችን ማግኘት እንችላለን። ከጀማሪ ድርጅት መስራቾች በቀር እኮ፣ ግለሰቦች የለት ከለት ጉዟቸውን እና ልምዳቸውን እንደ የ'100 ቀናት ኮድ'(100 Days of Code) ወይም የ'100 ቀናት ዲዛይን'(100 Days of Design) ባሉ ድረገጾች ውስጥ ያጋራሉ። ብዙ ሰዎች እራሳቸውን ለህዝብ ተጠያቂ ማድረግ እና ቁርጠኝነት እንዳላቸው ማረጋገጥ ይፈልጋሉ፣ ነገር ግን ለመስራቾች፣ በአደባባይ የመገንባት ጥቅሞች ላይ ብዙ ጊዜ የተለየ አቋም አላቸው። ፋታንሚ ይህ ጉዳይ የሚለየው አንዱ ጥቅሙ በንግድ ስራ ላይ ያለው ተጽእኖ ነው ብሎ ያምናል። አማካኝ የማህበራዊ ሚዲያ ተጠቃሚ፣ ከግለሰቦች እና ከንግዶች በሚወጡ ማስታወቂያዎች ስለሚጨናነቅ የተጠቃሚውን ትኩረት ማግኘት በጣም አስቸጋሪ ያደርገዋል። ስለዚህ፣ ብዙ ንግዶች ትኩረትን ለመሳብ ከማህበራዊ የብዙሀን መገናኛ ይልቅ በገበያው ላይ ተጠቃሚን በኦርጋኒክ(organic) ማለት ተፈጥሮአዊነትን በያዘ መንገድን ተጽዕኖ መፍጠርን ይመርጣሉ። ፋታንሚ፣ መሥራቾች ሂደቶቻቸውን እና እድገታቸውን ለታዳሚዎቻቸው በማካፈል ከዚህ ተመሳሳይ ውጤቶችን ማመንጨትም እንደሚችሉ ያምናል። ""በተለይ በ'ጂን ዚ'(Gen Z) ማለትም ከ2ሺዎቹ በኋላ የተወለዱ ወጣቶች በባህሪያቸው ላይ ካየናቸው ትልልቅ ለውጦች አንዱ በጣም ተጠራጣሪና ተመራማሪ መሆናቸውን ነው ። ይህን ከዚህ በፊት እንዳየነው አይነት የሆነ ስሜት አለ፣ እና ሰዎች አሁን ማስታወቂያዎችን ከበፊቱ በበለጠ ፍጥነት ይለያሉ፣ ስለዚህ የእርስዎ አካሄድ የበለጠ ኦርጋኒክ በሆነ መጠን፣ የበለጠ ውጤታማ ይሆናል። 1501. ሰዎችም በዚህ የሂደቱ አካል እንደሆኑ ስለሚሰማቸው በአደባባይ መገንባት ምርትዎን ለገበያ ማቅረቡን ቀላል ያደርገዋል። እንዲሁም ባለሀብቶች የገንዘብ ድጋፍ ሊያረጉባቸው የሚፈልጓቸውን ጀማሪ ድርጅቶች እንዲያገኙ ቀላል ያደርገዋል። የ'ቬንቸር ካፒታሊስቶች'(Venture capitalists) የ ኩባንያዎችን ማንነት የሚያገኙት በጓደኞቻቸው ወይም በ ሌሎች 'ቬንቸር ካፒታሊስቶች' በኩል ነው፣ እና እርስዎም ሂደትዎን በማካፈል እራስዎን ድጋፍ ሊያረጉ የሚችሉ ባለሀብቶች ፊት ለፊት እራስዎን ማስቀመጥ ይችላሉ። በአደባባይ መገንባትም ፣አዲስ ተሰጥኦ ያላቸውንም ግለሰቦች ለመሳብ ወሳኝ ነው። እየሰሩባቸው ያሉትን ፕሮጀክቶች እና በእነሱ ላይ መስራት ምን አይነት ስሜት እንዳለው በማጋራት፣ለ ተቀጣሪ ሰራተኞች ከጊዜ ወደ ጊዜ አስፈላጊ መለኪያ እየሆነ የመጣውን፣ የስራ ባህልዎን ፍንጭ ማሳየት ይችላሉ። በአደባባይ እንዴት መገንባት እንደሚቻል ንግድን ማስተዳደር፣ ሌላ ተጨማሪ ኃላፊነቶችን ሳይጨምሩ እንኳን በራሱ ከባድ ነው። ፋታንሚ በአደባባይ መገንባት ለሁሉም መስራቾች እንዳልሆነም ያምናል። ""በአደባባይ ታሪክዎን መተረክ ወይም መገንባት አንዱ አቀራረብ ብቻ ነው። በእርግጥ በዚህ ሀሳብ የምናምን ግለሰቦች ለሀሳቡ እንከራከራለን ነገርግን፣ እንደ ጥሩ ምርትን እንደማግኘት ፍፁም አይደለም።"" በአደባባይ መገንባትን የሚመርጡ መሥራቾች ተግባሮችን ተከፋፍለው እንዲሰጡም ይመክራል። ይህም ከአብሮ መስራቾች ጋር እኚህን ኃላፊነቶችን መከፋፈልን፣ ለተወሰኑ የንግድ ሥራዎች ከፍተኛ ኃላፊዎችን መቅጠርን ወይም ለማህበራዊ የብዙሀን መገናኛ ወይም ለሌላ ማንኛውም የብዙሀን መገናኛ መልእክት እንዲሰሩ ሰራተኞች መቅጠርን ያካትታል። መስራቾች ለማስተላለፍ የሚመርጡት የብዙሀን መገናኛ የእነርሱ ውሳኔ ነው፣ነገር ግን ፋታንሚ መደበኛ ባልሆነ ቃናው ምክንያት 'ትዊተር'ን ይመክራል። ""ሊንክዲን(LinkedIn) ጠዋት ስትነሳ የምትጠቀመው የብዙሀን መገናኛ ይመስላል፣ ትዊተር ደሞ የምሳ እረፍትን ይመስላል።"" ብዙ መስራቾች፣ እንደ ሚዲየም(Medium) ወይም ሰብስታክ(Substack) ባሉ መድረኮች ላይ መጣጥፎችን በሚጽፉበት በዚህ ጊዜ ላይ፣ በማህበራዊ የብዙሀን መገናኛ ላይ አገናኞችን(links) ከማስቀመጥ በላይ አልፈው መሄድ እንዳለባቸው አስረግጦ ይናገራል። ይልቁንስ፣ ረዣዥም ፅሁፎችን ለማንበብ ለሚፈልጉ ሰዎች አገናኝን(links) አስቀምጦ በመተው፣ሌላውን ይዘት ግን ለማህበራዊ የብዙሀን መገናኛ እንዲመጥን ተደርጉ በአጫጭሩ እንደገና ማዘጋጀትና መስጠትም አለባቸው። ""አጠቃላይ ሀሳቡ፣ ለሰዎች ምንም ነገር ሳይናገሩ እና በማስፈንጠሪያው(link) ወደ ሌላ ቦታ እንዲሄዱ በመጠየቅ ያን ያህል ውጤታማ አለመሆኑን ነው። በየመድረኩ እነሱን ወደ ሌላ መድረክ ከማዞር በተቃራኒው ያሉበት እዛው መድረክ ላይ አንድ አንድ ነገሮችን ማለት አለብን። ተጠቃሚዎች በምርቱ አቅጣጫ ላይ አስተያየታቸውን ሊሰጡ ስለሚችሉ፣ መስራቾች በአደባባይ ባይገነቡ እንኳን እንደሚገነቡ ሆነው የተጠቃሚዎች ግብረመልስ መቀበል አለባቸው። ""የተሰጡን እያንዳንዱን አስተያየቶች አድንቁ፣ እያንዳንዱንም አስተያየት ግምት ውስጥ አስገባ፣ እና ከዚያም ቁምነገር አላቸው የምትላቸውን ተቀበል፣ ነገር ግን አስተያየታቸውን እንደተቀበልክ እና ግምት ውስጥ እንዳስገባህ ሁሉም ሰው እንዲያውቀው አድርግ። ምክረ ሃሳብ የማይወስዱበት ግልጽ ምክንያት ካለዎትም ፣ ለህዝቡ ማሳወቅ አለቦት። በሂደቱ ውስጥ ግልፅ ሆኖ በመቆየቱ፣ መስራቾች በመጨረሻ የሚሰሩትን ንግድ ሲመርጡ፣ በሂደቱ ክፍት ሆነው መቆየታቸው በአደባባይ የመገንባትን ሁሉንም ጥቅሞች እንደሚያስገኛው አመላክቷል።","Serial entrepreneur, Victor Fatanmi, shares how founders can benefit from building in public In 2020, author and podcaster, David Perell, published an article outlining a ten-year plan for his online writing course, Write of Passage. He revealed some of the products the company planned to launch and the steps it would take to achieve those milestones. That's one example of a phenomenon that has been gaining ground in business circles; building in public. Whereas businesses previously spent months secretly working on a product before announcing it with a big launch, proponents for building in public now provide behind-the-scenes looks at product development, getting real-time user feedback in the process. Victor Fatanmi is another example of building in public. In April 2023, along with his co-founders, he launched Fullgap, which they dubbed ""an operating system for creatives"". Armed with Twitter, and a good bit of storytelling, Fatanmi has all but singlehandedly led marketing efforts for the startup since inception. The result? Over 4000 users, managing 400+ projects valued at over $100,000, according to a recent tweet Fatanmi sent out. Before Fullgap, Fatanmi co-founded, and still leads design agency, FourthCanvas, which wasn't built in public per se. Either way, he should know a thing or two about building in public. The two-time CEO shares his thoughts on building in public and strategies available to startup founders. What should founders share? For Fatanmi, building in public is ""carrying the public along with what you are trying to do, and seeking their feedback along the way, even when it's not yet ready."" The degree to which founders share is dependent on their business and the sensitivity of the data in question. While sharing certain information about a business may not be wrong, the timing could hurt the business or skew public perception. ""Not everything should be shared, but we also hide much more than we need to hide in this part of the world where nobody talks about their salaries. The people who did it the last time were shouted down. When you're trying to analyse what to share, ensure you're not acting out of uninvestigated fear."" For example, information that could hurt a startup's investors, its ability to raise capital, or data that competitors can use against the startup can be left out. However, some information that founders choose to leave out at a certain time could be revealed much later. Benefits of building in public The Internet has caused huge lifestyle changes; where we could only get news from newspapers and television, we can now access hundreds of news publications and large audiences with a smartphone. Away from startup founders, individuals already share their journeys through challenges like 100 Days of Code or 100 Days of Design. Most people want to hold themselves accountable and ensure they remain committed, but for founders, the benefits of building in public often differ. One benefit Fatanmi identifies is its effect on marketing a business. The average social media user is bombarded with ads from individuals and businesses daily, making it harder to get a user's attention. Consequently, many businesses opt for influencer marketing as an organic means of grabbing attention. Fatanmi believes founders can also generate similar results by sharing their processes and progress with their audience. ""One of the biggest changes we've seen behaviourally, especially with Gen Zs, is that people are very cynical. There's this sense that we've seen this before, and people now spot ads faster than before, so the more organic your approach is, the more effective it is. Building in public makes marketing your product easier because people feel they were a part of the process."" It also makes it easier for investors to discover and consider funding startups. Venture capitalists frequently discover portfolio companies through friends or fellow VCs, and by sharing your process, you could put yourself in front of potential investors. Building in public is also crucial for attracting talent. By sharing the projects you're working on and what it feels like to work on them, you give a glimpse of your work culture, an increasingly important metric for employees. How to build in public Running a business is hard enough without adding extra responsibilities. Fatanmi admits that building in public is not for all founders. ""Storytelling or building in public is just one approach. Of course, those of us who believe in it will argue for it, but it's not as absolute as having a good product."" He advises founders who choose to build in public to delegate tasks. This could take the form of splitting responsibilities with co-founders, hiring senior executives for specific business functions, or having employees craft messages for social media or any other medium. The channel founders choose is up to them, but Fatanmi prefers Twitter because of its informal tone. ""LinkedIn feels like morning stand-up, and Twitter feels like lunch break."" With many founders writing articles on platforms like Medium or Substack, he cautions that they need to go beyond dropping links on social media. Rather, they should repurpose the content for social media, while including a link for people willing to read longer pieces. ""The whole idea is that it's not been so effective telling people nothing and asking them to go elsewhere. On every platform, we need to say something as opposed to redirecting them to another platform."" With users likely to give their opinions on a product's direction, founders should receive feedback as they would if they were not building in public. ""Appreciate every feedback, consider every feedback, and then accept the ones that you think make sense, but let everyone know that their feedback is received and considered. If there's a clear reason why you would not take a recommendation, you should communicate it."" On remaining transparent throughout the process, he points out that while founders ultimately choose what they work on, staying open about the process ensures they get all the benefits of building in public.","Ɗan kasuwa da ya kware a fannoni daban-daban, Victor Fatanmi, ya bayyana yadda kafar kamfanoni za su amfana da bayyana wa mutane tsarin aikinsu. A shekarar 2020, wani marubuci kuma mawallafi, David Perell, ya buga labarin da ke bayyana shirinsa na koyar da rubutu a yanar gizo har na tsawon shekaru goma. Ya bayyana wasu daga cikin samfuran da kamfanin ke shirin ƙaddamarwa da kuma matakan da zai ɗauka domin cimma waɗannan nasarori. Wannan wani misali ne na al'amarin da ke samun bunƙasa a cikin da'irar kasuwanci; bayyana wa mutane komai game da tsarin aiki. Ganin cewa sana’o’i a baya sukan shafe watanni suna aiki a kan samfuri a asirce kafin bayyana shi tare da babban ƙaddamarwa, masu ba da izini don ginawa a cikin jama'a yanzu suna ba da kallon bayan fage na ci gaban samfuri, samun ra'ayin mai amfani na ainihi a cikin tsari. Victor Fatanmi wani misali ne na waɗanda suka girma a cikin duniya. A watan Afrilun 2023, tare da waɗanda suka kafa, ya ƙaddamar da Fullgap, wanda suka yi wa laƙabi da ""dandamalin masu ƙirƙira"". Da Twitter, da iya bada labari mai kyau, Fatanmi ya jagoranci yunƙurin tallata sabbin kamfanonin don daga farkonsa. Sakamakon? Sama da masu amfani da kafar 4000, suna gudanar da ayyuka sama da 400 da aka ƙiyasta a sama da $100,000, a cewar Fatanmi a wani saƙon twitter da ya aika a kwanan nan. Fullgap, Fatanmi Kafin na cikin waɗanda suka kafa, kuma har yanzu yana jagorantar hukumar ƙira ta FourthCanvas, wanda ba a gina shi a cikin jama'a ba. Ko ta yaya, ya kamata ya san abu ɗaya ko biyu game da bayyana wa mutane. Wanda ya shugabanci kamfanin har sau biyu ya bayyana ra'ayinsa game da gini a cikin jama'a da kuma dabarun da masu kafa sabin kamfanoni za su iya samu. Mene ne ya kamata waɗanda suka kafa su bayyana? Ga Fatanmi, bayyana wa mutane komai yana nufin ""sanar da su game da abin da kake ƙoƙarin yi, da kuma neman ra'ayoyinsu a kan lokaci, ko da ba a shirya ba tukuna."" Yawan abinda masu kafa zasu iya bayyanawa ya dogara ne a kan abin da suka sani da kuma muhimmacin bayanan da ake nema. Yayin da wasu bayanai game da kasuwanci na iya zama ba daidai ba, hakan da aka faɗa lokacin zai iya cutar da kasuwancin ko kuma karkatar da fahimtar jama'a. “Ba komai ne ya kamata a bayyana ba, amma kuma muna ɓoye fiye da abin da ya kamata a ɓoye a wannan yanki na duniya inda babu ya ke magana a kan albashinsa. An ƙalubalanci waɗanda suka yi a wancan karon. A lokacin da kuke ƙoƙarin nazarin abin da za ku bayyana, ku tabbatar da cewa ba ku biye wa tsoron wani abin da ba ku tabbatar ba."" Misali, za a iya barin bayanan da zasu iya cutar da masu saka hannun jari, ƙoƙari na tara jari, ko bayanan da abokanan gasa za su iya amfani da su a kan kamfanin. Sai dai za a iya bayyana wasu bayanai da waɗanda suka kafa suka ƙyale a wasu lokuta. Amfanin bayyana wa mutane tsarin aiki. Intanet ya haifar da sauye-sauye da dama ga salon rayuwa; inda kai tsaye za mu iya samun labarai daga jaridu da talabijin, yanzu za mu iya samun damar ɗaruruwan wallafe-wallafen labarai da manyan masu sauraro tare da wayar hannu. Ba tare da waɗanda suka kafa sabbin kamfanoni ba, ɗaiɗaikun mutane sun bayyana gwagwarmayarsu kamar 100 Days of Code da 100 Days of Design. Yawancin mutane suna ɗaukar nauyi su kuma tabbatar da cewa sun jajirce, amma ga waɗanda suka kafa kamfani, fa'idodin bayyana wa mutane komai galibi sun bambanta. Wata fa'ida da Fatanmi ya ayyana ita ce tasirinta a kan tallata wata masana'anta. Matsakaitan masu amfani da shafukan sada zumunta suna samun tallace-tallace da dama daga ɗaiɗaikun mutane da kasuwanci a ko wace rana, wanda hakan ke sa wahalar samun hankalin mai amfani. sakamakon haka yawancin kamfanoni sun zaɓi tallata hajojinsu ta hannun masu faɗa-a-ji a kafafen sada zumunta, wai hanyar tafi tasiri kuma tafi ɗaukan hankali. Fatanmi ya yi imanin waɗanda suka kafa kamfani za su iya samar da irin wannan sakamako ta hanyar bayyana tsarin ayyukansu da al’umma. ""Ɗaya daga cikin manyan canje-canjen da muka gani ta ɗabi'a, musamman tare da al'ummar Gen Z, shine cewa mutane suna da son rai. Akwai yanayi na jin kamar mun taɓa ganin wannan a baya, hakan yasa mutane yanzu suke saurin ɗauke ido daga tallace-tallace da sauri fiye da da, don haka inganci da saukin tsarin tallarku, shi zai tabbatar da tasirinsa. Bayyanawa ga mutane tsarin aiki yana sa ku tallata samfuranku cikin sauƙi saboda mutane suna jin su wani ɓangare ne na tsarin."" Haka nan yana sauƙaƙa wa masu saka hannun jari wajen ganowa da yin la'akari da sabbin kamfanonin wajen ba da kuɗi. Manyan ‘yan kasuwa da masu jari-hujja suna gano kamfanonin hulda ta hanyan ‘yan’uwa, abokai ko kuma masu hannun jari irinsu. Bayyana irin tsarin ku na saka ku a gaban masu saka hannun jari. Bayyana wa mutane komai yana da muhimmanci wajen jawo masu hazaƙa. Yadda kake bayyana wa mutane ayyukan da kuke yi da yanayin da kake ji idan kana aikin, yana nuna irin tsarinka na aiki, kuma yana tallafawa wajen samu da rasa ma'aikata. Yadda ake bayyana wa mutane tsarin aiki. Gudanar da kasuwanci yana da wahala sosai ko da ba tare da ƙarin wani nauyi ba. Fatanmi ya yarda cewa bayyana wa mutane tsarin aiki ba na duka wadanda suka kafa kamfani bane. “Bada labari ko da bayyana wa mutane komai duk tsari daya ne. Tabbas, wadanda suka yi imani da shi za su yi jayayya a kansa, amma ba daidai yake da samun samfur mai kyau."" Ya shawarci waɗanda suka kafa kamfanoni da suka zaɓi bayyana wa mutane komai da raba ayyuka. Wannan na iya ɗaukar salon rarraba nauyi tsakanin wasu waɗanda suka kafa kamfani, ɗaukar manyan jami'ai domin wasu ayyukan kasuwanci na musamman, ko samun ma'aikata su shirya saƙo a kafafen sada zumunta da sauran kafafai. Kafar da masu kamfani suke son zaba ra’ayinsu ne, amma Fatanmi ya fi son Twitter saboda yana na yanayi mara tsauri. ""Za ku ji LinkedIn kamar wanda ya farka da safe, Twitter kuma kamar wanda yake hutu don cin abincin rana."" Da rubuce-rubuce da dama na wadanda suka kafa kamfani a dandamali irin su Medium ko Substack, ya ankarar cewa akwai buƙatar wuce iya ajiyan link a kafofin sada zumunta. Maimakon haka, ya kamata su sauya manufar abubuwan da ke cikin kafofin sada zumunta, yayin da kuma zasu haɗa link don mutanen ra’ayin karanta dogayen rubuce-rubuce. ""Babban abin lurar shi ne, ba ta aiki yadda ya kamata; ba ta sanar da mutane komai, kawai tana sanar da su cewa su koma wani wurin. A kowane dandali, muna bukatar mu fadi wani abu maimakon karkatar dasu zuwa wani dandali."" Da yuwuwar masu amfani su ba da ra'ayoyinsu ta hanyar da aka tallata samfur, ya kamata wadanda suka kafa kamfani su karɓi wadannan bayanai kamar yadda za suyi idan ba su bayyana tsarin aikinsu ga jama’a. “Ku yaba da duk wani ra’ayi, ku yi la’akari da kowane ra’ayi, sannan ku karɓi waɗanda kuke ganin za su yi ma’ana, amma ku sanar da kowa cewa an karɓi ra’ayinsa kuma an yi la’akari da shi. Idan akwai tabbataccen dalilin da ya sa ba za ku ɗauki shawara ba, ya kamata ku sadar da ita."" A kan ci gaba da kasancewa a bayyane a duk lokacin da ake aiwatar da shi, ya nuna cewa yayin da wadanda suka kafa kamfanin suka zaɓi abin da suke aiki a kai, ci gaba da kasancewa a bayyane game da tsarin yana tabbatar da cewa sun sami dukkan fa'idodindake cikin bayyana tsarin aikin.","Mjasiliamali mzoefu, Victor Fatanmi, anashiriki jinsi waanzilishi wanavyoweza kufaidika kwa kujenga hadharani Mnamo 2020, mwanzilishi na podcaster, David Perell, alichapisha makala inayoelezea mpango wa miaka kumi kwa kozi yake ya uandishi mtandaoni, andika kwa Passage. Alifichua baadhi ya bidhaa ambazo kampuni hiyo ilipanga kuzindua na hatua ambayo itachukua ili kufikia hatua hizo. Huo ni mfano mmoja wa jambo ambalo limekuwa likiongezeka katika duru za biashara; kujenga hadharani. Ingawa hapo awali biashara zilitumia miezi kadhaa kufanyia kazi bidhaa kwa siri kabla kwa kuitangaza kwa uzinduzi mkubwa, watetezi wa ujenzi hadharani sasa hutoa uhalisia wa uundaji wa bidhaa, kupata maoni ya mtumiaji katika wakati halisi katika mchakato. Victor Fatanmi, ni mfano mwengine wa kujenga hadharani. Mnamo Aprili 2023, pamoja na waanzilishi wenzake, alizindua Fullgap, ambayo waliita ""Mfumo wa uendeshaji wa ubunifu"". Akiwa na Twitter, na usimulizi mzuri wa hadithi, Fatanmi ameongoza juhudi za uuzaji kwa ajili ya kuanzisha tangu kuanzishwa kwake. Matokeo? Zaidi ya watumiaji 4000, wanasimamia miradi 400+ yenye thamani ya zaidi $100,000 kulingana na twiti ya hivi karibuni ya Fatanmi iliyotumwa. Kabla ya Fullgap, Fatanmi ilianzisha pamoja na bado inaogoza wakala wa kubuni, FourthCanvas, ambayo haikujengwa hadharani kwa kila sekunde. Vyovyote vile, anapaswa kujua jambo moja au mawili kuhusu kujenga hadharani. Mkurugenzi mtendaji wa mara mbili anashiriki mawazo yake juu ya kujenga hadharani na mikakati inayopatikana kwa waanzilishi wa kuanzisha. Waanzilishi wanapaswa kushiriki nini? Kwa Fatanmi, kujenga hadharanu ni ""kuweka umma pamoja na kile unachojaribu kufanya, na kutafuta maoni yao njiani hata wakati bado haujawa tayari"". Kiwango ambacho waanzilishi hushiriki kinategemea biashara zao na unyeti wa data husika. Huku kushiriki taarifa fulani kuhusu biashara kusiwe kuwa na makosa, muda unaweza kuumiza biashsra au kupotosha mtazamo wa umma. ""Sio kila kitu kinapaswa kushirikishwa, lakini pia tunaficha mengi zaidi kuliko tunavyohitaji kujificha katika sehemu hii ya ulimwengu ambapo hakuna mtu anaezungumza juu ya mishahara yao. Watu waliofanya hivyo, mara ya mwisho walipigiwa mayowe. Wakati unapojaribu kuchanganua nini cha kushiriki, hakikisha kuwa hautendi kwa hofu isiyochunguzwa"". Kwa mfano, taarifa ambayo inaweza kuuza uwekezaji wa kampuni inayoanza, uwezo wake wa kuongeza mtaji, au takwimu ambazo washindani wanaweza kutumia dhidi ya kampuni inaweza kuachwa. Hata hivyo habari fulani ambayo waanzilishi huchagua kuacha wakati fulani na inaweza kufichuliwa baadae sana. Faida za kujenga hadharani Intaneti imesababisha mabadiliko makubwa ya mtindo wa maisha; ambapo tungeweza kupata taarifa tu kutoka magazetini na luninga, sasa tunaweza kupata mamia ya machapisho ya habari na hadhira kubwa kwa kutumia simu janja. Mbali na waanzilishi wa mashirika, watu binafsi tayari wanakumbana na safari zao kupitia changamoto kama vile siku 100 za kanuni au siku 100 za usanifu. Watu wengi wanataka kuwajibishwa na kuhakikisha wanabaki kujitolea, lakini kwa waanzilishi, faida ya kujenga hadharani maranyingi hutofautiana. Faida moja ambayo, Fatanmi anaibainisha ni athari yake katika uuzaji biashara. Mtumiaji wa kawaida wa mitandao ya kijamii hukumbwa na matangazo mengi kutoka kwa watu binafsi na biashsra kila siku, na hivyo hufanya iwe vigumu kupata usikivu wa mtumiaji. Kwa hiyo, biashara nyingi huchagua uuzaji wa ushawishi kama njia ya kikaboni ya kuvutia umakini. Fatanmi anaamini kuwa waanzilishi pia wanaweza kutoa matokeo sawa kwa kushiriki michakato na maendeleo yao kwa watazamaji wao. ""Moja ya mabadiliko makubwa ambayo tumeona kitabia, haswa kwa Gen Zs, ni kwamba watu ni wajinga sana. Hii ina maana kwamba tumeona hili hapo awali, na sasa watu wanaona matangazo kwa kasi zaidi kuliko hapo awali, hivyo jinsi mbinu yako inavyokuwa ya kikaboni, ndivyo inavyofaa zaidi. Kujenga hadharani hurahisisha uuzaji wa bidhaa yako kwa sababu watu wanahisi walikuwa sehemu ya mchakato huo Pia hurahisisha wawekezaji kugundua na kuzingatia ufadhili wa kuanzia. Mabepari wa ubia mara kwa mara hugundua kampuni za kwingineko kupitia marafiki au VC wenzako, na kwa kushiriki mchakato wako, unaweza kujiweka mbele ya wawekezaji watarajiwa. Kujenga hadharani pia ni muhimu kwa kuvutia vipaji. Kwa kushiriki miradi unayoifanyia kazi na jinsi unavyojihisi kuifanyia kazi, unatoa utamaduni wako wa kazi, kipimo kinachozidi kuwa muhimu kwa wafanyakazi. Jinsi ya kujenga hadharani Ni ngumu sana kuendesha biashara bila ya kuongeza majukumu ya ziada. Fatanmi anakiri kuwa kujenga hadharani si kwa waanzilishi wote. ""Kusimulia simulizi au kujenga hadharani ni kitu kimoja. Bilashaka, sisi tunaoamini katika hilo tutalitetea, lakini sio kamili kama kuwa na bidhaa nzuri"". Anashauri waanzilishi wanaochagua kujenga hadharani kukasimu kazi. Hii inaweza kuchukua namna ya kugawanya majukumu na waanzilishi-wenza, kuajiri wasimamizi wakuu kwa shughuli mahususi za biashara, au kuwa na ujumbe wa ufundi wa wafanyakazi kwa mitandao ya kijamii au chombo kingine chochote. Waanzilishi wa kituo kuchagua ni juu yao, lakini Fatanmi anapendelea Twitter kwa sababu ya toni yake isiyorasmi. ""Linkedln nahisi kama kuamka asubuhi, na Twitter nahisi kama mapumziko ya chakula cha mchana"" Na waanzilishi wengi wakiandika nakala kwenye majukwaa kama Medium au Substack, anaonya kwamba wanahitaji kwenda zaidi ya kuacha viungo kwenye mitandao ya kijamii. Badala yake, wanapaswa kutumia tena yaliyomo kwa mitandao ya kijamii, huku ikijumuisha kiunga cha watu walio tayari kusoma vipande virefu. ""Wazo lote ni kwamba haikuwa na ufanisi kuwaambia watu chochote na kuwaomba waende mahali pengine. Katika kila jukwaa, tunahitaji kusema kitu kinyume na kuwaelekeza kwenye jukwaa lengine"" Huku watumiaji wakiwa na uwezekeno wa kutoa maoni yao kuhusu muelekeo wa bidhaa, waanzilishi wanapaswa kupokea maoni jinsi wangevyopokea kama wasingejenga hadharani. ""Thamini kila maoni, zingatia kila maoni, kisha ukubali yale unafikiri yana maana, lakini kila mtu ajue kuwa maoni yake yamepokelewa na kuzingatiwa. Kama kuna sababu ya dhahiri kwa nini usichukue pendekezo, unapaswa kuwasiliana nayo"" Juu ya kuendelea kuwa wawazi katika mchakato mzima, anadokeza kuwa ingawa waanzilishi hatimaye huchagua wanachofanyia kazi, kukaa wazi kuhusu mchakato huo kuhakikisha wanapata manufaa yote ya kujenga hadharani.","Aṣòwò tẹ̀léra, Victor Fatanmi, ṣàlàyé bí àwọn olùdásílẹ̀ ṣe lè jẹ ànfààní látara ìpèsè ǹkan níta gbangba. Ní ọdún 2020, ònkọ̀wé àti àṣàkáálẹ̀ ohùn orí ẹ̀rọ ayélujára, David Perell, ṣe àtẹ̀jáde àkọsílẹ̀ kan tó ń ṣe àfihàn ètò ọdún-mẹ́wàá fún ẹ̀kọ́ ìkọ̀wé lórí ẹ̀rọ ayélujára rẹ̀, Write of Passage. Ó ṣàfihàn diẹ̀ nínú àwọn ohun èlò tí ilé iṣẹ́ náà pinnu láti ṣe ìfilọ́lẹ̀ rẹ̀ àti àwọn ìgbésẹ̀ tí ó máa gbé láti ṣe àṣeyọrí àwọn àwọn ìṣẹ̀lẹ̀ mánigbàgbé wọ̀nyìí. Ìyẹn jẹ́ àpẹẹrẹ ìṣẹ̀lẹ̀ kan tó ti ń gbilẹ̀ ní àwùjọ òwò; ìpèsè ǹkan níta gbangba. Bẹ́ẹ̀ kẹ̀dẹ̀ rè é àwọn oníṣòwò tẹ́lẹ̀tẹ́lẹ̀ máa ń lo àìmọye oṣù ní ìkọ̀kọ̀ láti ṣiṣẹ́ lóri ohun èlò kan ṣíwájú kí wọ́n tó kéde rẹ̀ pẹ̀lú ìfilọ́lẹ̀ ńlá, àwọn agbẹjọ́rò fún ìpèsè ǹkan níta gbangba ti ń pèsè bí ó ṣe rí lábẹ́-aṣọ lásíkò ìdàgbàsókè ohun èlò, gbígba àríwísí àwọn aṣàmúlò lójú ẹsẹ̀ lásíkò náà. Victor Fatanmi jẹ́ àpẹẹrẹ mìíràn fún ìpèsè ǹkan níta gbangba. Ní oṣù Igbe ọdún 2023, papọ̀ pẹ̀lú àwọn olùdásílẹ̀ rẹ̀ tókù, ó ṣe ìfilọ́lẹ̀ Fullgap, tí wọ́n pè ní ""ètò àmúṣẹ́ṣe fún ọgbọ́n àtinúdá"". Eni tí ó fi Twitter ṣe ìṣura, àti ìtàn sísọ tí ó dára díẹ̀, Fatanmi tí gbogbo rẹ̀ ṣùgbọ́n ó léwájú ìgbìyànjú ìpolówó ọjà fún Ilé iṣẹ́ adìdeélẹ̀ náà láti ìgbà tó ti bẹ̀rẹ̀ lóun nìkan. Àbájáde rẹ̀? Aṣàmúlò tó lé ní 4000, ṣíṣe àmójútó iṣẹ́ àkànṣe 400+ tí owó rẹ̀ lé ní $100,000, gẹ́gẹ́ bíi túwítì tí Fatanmi fi léde láìpẹ́ yìí. Ṣíwájú Fullgap, Fatanmi darapọ̀ dásílẹ̀, ó sì tún léwájú ilé iṣẹ́ apèsè ǹkan, FourthCanvas, tí wọn ò ṣe àgbékalẹ̀ rẹ̀ ní ìta gbangba báyẹn náà. Ọ̀nà yóùn tó lè jẹ́, ó yẹ kí ó mọ̀ nǹkan kan àbí méjì nípa ìpèsè ǹkan níta gbangba. Aláṣẹ àti Olùdarí lẹ́ẹ̀mejì náà sọ èro rẹ̀ lórí ìpèsè ǹkan níta gbangba àti àwọn ìlànà tí ó wà fún àwọn olùdásílẹ̀ Ilé iṣẹ́ adìdeélẹ̀. Kíni kí àwọn olùdásílẹ̀ ó sọ síta? Fún Fatanmi, ìpèsè ǹkan níta gbangba jẹ́ ""jíjẹ́ kí àwọn ará ìlú ó mọ ohun tí ẹ̀ ń gbìyànjú láti ṣe, àti wíwá àríwísí wọn tí ó bá ṣe ń tẹ̀síwájú, kódà tí ò bá tí ì délẹ̀."" Ìpele nǹkan tí àwọn olùdásílẹ̀ lè sọ níṣe pẹ̀lú irú òwo wọn àti bí dátà tí a ń sọ nípa rẹ̀ ṣe jẹ́ ẹlẹgẹ́ sí. Nígbà tí kò sí aburú nínu ṣíṣe àlàyé kọ̀ọ̀kan nípa òwo kan, àsìkò rẹ̀ lè ṣe àkóbá fún òwò tàbí kí ó yí èròngbà àwọn ará ìlú padà. ""Kì í ṣe gbogbo ǹkan ni yóò di sísọ, ṣùgbọ́n a tún máa ń fi pamọ́ ju nǹkan tí a nílò láti fi pamọ́ lọ ní apá orílẹ̀-èdè àgbáyé yìí níbi tí ẹnikẹ́ni kì í ti sọ̀rọ̀ nípa owó oṣù wọn."". Wọ́n pa ohùn mọ́ àwọn ènìyàn tí wọ́n ṣe é kẹ́yìn lẹ́nu ni. Nígbà tí o bá ń gbìyànjú láti yànnàná ǹkan tí ó fẹ́ sọ síta, rí i dájú pé o ò ṣe é nítorí ìbẹ̀rù tí ò ní ìwádìí."" Fún àpẹẹrẹ, ìròyìn tí ó lè ṣe àkóbá fún àwọn olùdókòwò Ilé iṣẹ́ adìdeélẹ̀, agbára rẹ̀ láti ṣe àkójọ owó ìdókówò, tàbí dátà tí àwọn adíje lè lò tako ilé-iṣẹ́ àdìdeelẹ̀ náà lè di yíyọ kúrò. Síbẹ̀síbẹ̀, àwọn ìròyìn tí àwọn olùdásílẹ̀ bá yàn láti yọ kúrò ní àwọn àsìkò kan lè di gbígbé jáde nígbà míràn. ànfààní ìpèsè ǹkan níta gbangba Ẹ̀rọ ayélujára tí mú àyípadà ńlá bá ìgbéayé; níbi tí a ti lè rí ìròyìn lórí ìwé ìròyìn àti amóhùnmáwòrán nìkan, a lè rí ọgọ́rùn lọ́nà ọgọ́rùn àtẹ̀jáde ìròyìn àti àwọn ònwòran tó pọ̀ pẹ̀lú ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá. Ká kúrò lọ́dọ̀ àwọn olùdásílẹ̀ Ilé iṣẹ́ adìdeélẹ̀, àwọn ènìyàn ti ń sọ nípa ìrìnàjò wọn nípasẹ̀ àwọn ìdíje bíi 100 Days of Code tàbí 100 Days of Design. Ọ̀pọ̀lọpọ̀ àwọn ènìyàn fẹ́ rí i pé àwọn ṣe ìṣirò kí wọ́n sì ri dájú pé àwọn ní ìfọkànsin, ṣùgbọ́n fún àwọn olùdásílẹ̀, ànfààní ìpèsè ǹkan níta gbangba máa ń yàtọ̀. ànfààní kan tí Fatanmi tọ́ka sí ni ipa rẹ̀ lórí ìpolówó òwò. Púpọ̀ nínú enu tó ń ṣàmúlò ìkànnì ìbánidọ́rẹ̀ẹ́ ni wọ́n máa ń da ìpolówó bò láti ọ̀dọ̀ àwọn ènìyàn àti àwọn oníṣòwò lójoojúmọ́, ó ń jẹ́ kí ó nira láti pe àkíyèsí àwọn aṣàmúlò. Fún ìdí èyí, ọ̀pọ̀lọpọ̀ àwọn oníṣòwò máa ń lọ fún ìpolówó àwọn àwòkọ́ṣe orí ayélujára gẹ́gẹ́ bí ìlànà ohun ẹlẹ́mì láti pe àkíyèsí. Fatanmi gbàgbọ́ wí pé àwọn olùdásílẹ̀ tún lè rí irú àbájáde bẹ́ẹ̀ pẹ̀lú sísọ àwọn ìgbésẹ̀ àti ìtẹ̀síwájú wọn pẹ̀lú àwọn ònwòran wọn. ""Ọ̀kan nínú àwọn àyípadà ńlá tí a ti rí nínú ìhùwàsí, pàápàá jùlọ pẹ̀lú àwọn Gen Z, ni wí pé àwọn ènìyàn ní ìmọ tara ẹni nìkan gidi gan."". Ó ní ọpọlọ yìí tí a ti a ti rí eléyìí tẹ́lẹ̀, àwọn ènìyàn ti wá ń dá ìpolówó mọ̀ kíákíá ju ti tẹ́lẹ̀ lọ, torí náà bí ìlànà rẹ bá ṣe jẹ́ ohun ẹlẹ́mì tó, bẹ́ẹ̀ náà ni yóò ṣe ṣiṣẹ́ sí. Ìpèsè ǹkan níta gbangba máa ń jẹ́ kí ìpolówó ọjà rẹ ó rọrùn nítorí àwọn ènìyàn máa ń ní ìmọ̀lára wí pé àwọn wà lára ìgbésẹ̀ náà."" Ó tún máa ń jẹ́ kó rọrùn fún àwọn olùdókòwò láti ṣàwarí àti láti ronú nípa pípèse owó fún àwọn Ilé iṣẹ́ adìdeélẹ̀. Àwọn afowó dókówò nílé iṣẹ́ lọ́pọ̀ ìgbà máa ń ṣàwárí àwọn ilé-iṣẹ́ oní ìpín ìdókówò nípasẹ̀ àwọn ọ̀rẹ́ tàbí àwọn afowó dókówò nílé iṣẹ́ akẹgbẹ́ wọn, nípasẹ̀ sísọ àwọn ìgbésẹ̀ rẹ, o lè gbé araà rẹ síwájú àwọn olùdókòwò tó ṣe é ṣe. Ìpèsè ǹkan níta gbangba náà tún ṣe pàtàkì fún níní ẹ̀bùn. Pẹ̀lu sísọ iṣẹ́ àkànṣe tí ò ń ṣiṣẹ́ lé lórí àti bí iṣẹ́ ṣíṣe lórí wọn ṣe rí, ò ń ṣe àfihàn ìṣesí ibi iṣẹ́ rẹ, òṣùwọ̀n tó ń lékún tí ó sì ṣe pàtàkì fún àwọn òṣìṣẹ́. Bí a ṣe ń pèsè ǹkan níta gbangba Ṣíṣe òwò le lọ́tọ̀ láì ṣe àfikún àwọn àlékún ojúṣe mìíràn kún-un. Fatanmi gbà wí pé ìpèsè ǹkan níta gbangba ò sí fún gbogbo àwọn olùdásílẹ̀. ""Sísọ ìtàn tàbí ìpèsè ǹkan níta gbangba kàn jẹ́ ìlànà kan."". ""Bẹ́ẹ̀ ni, àwa tí a ní ìgbàgbọ́ nínú rẹ̀ máa ṣe ègbè léyìn rẹ̀, ṣùgbọ́n kì í ṣe òpin bíi níní ohun èlò tó dára."" Ó gba àwọn olùdásílẹ̀ tí wọ́n fẹ́ láti ṣe ìpèsè ǹkan níta gbangba níyànjú láti pín iṣẹ́. Èyí lè wá ní àwọ pínpín àwọn ojúṣe pẹ̀lú àwọn olùdásílẹ̀ yòókù, gbígba olùdarí àgbà fún àwọn ìṣesí òwò kan pàtó, tàbí jíjẹ́ kí àwọn òṣìṣẹ́ ó hun àwọn àtẹ̀jíṣẹ́ fún àwọn ìkànnì ìbánidọ́rẹ̀ẹ́ tàbí èyíkéyìí àwọn ojú òpó mìíràn. Ojú òpó tí àwọn olùdásílẹ̀ bá mú kù sí wọn lọ́wọ́, ṣùgbọ́n Fatanmi fẹ́ran Twitter nítorí ohùn gbẹ̀fẹ́ rẹ̀. ""LinkedIn dàbí ìdìde-nílẹ̀ láàárọ̀, Twitter sì dàbi àsìkò oúnjẹ ọ̀sán."" Pẹ̀lú ọ̀pọ̀lọpọ̀ àwọn olùdásílẹ̀ tí wọ́n ń kọ àkọsílẹ̀ lórí àwọn ìkànnì bíi Medium tàbí Substack, ó kìlọ̀ pé wọ́n nílò láti ṣe ju ṣíṣe àgbékalẹ̀ línkì lórí àwọn ìkànnì ìbánidọ́rẹ̀ẹ́. Dípọ̀ bẹ́ẹ̀, kí wọn ó lo àkóónú náà fún àwọn ìkànnì ìbánidọ́rẹ̀ẹ́, nígbà tí wọn ó tún ṣe àfikún línkì fún àwọn ènìyàn tí wọ́n ń gbérò láti ka àkọsílẹ̀ tó gùn. ""Gbogbo èrò náà ni wí pé kí o má sọ nǹkankan fún àwọn ènìyàn kí o sì sọ fún wọn wí pé kí wọ́n lọ sí ibòmíràn ò ṣiṣẹ́ dáadáa."". Ní gbogbo ìkànnì, a nílò láti sọ nǹkankan yàtọ̀ sí dídarí wọn lọ sí ìkànnì mìíràn."" Pẹ̀lú bí ó ti ṣe é ṣe kí àwọn aṣàmúlò ó sọ àríwísí wọn lórí ìdojúkọ ohun èlò kan, àwọn olùdásílẹ̀ ní láti gba àríwísí gẹ́gẹ́ bí wọn ó ṣe gbà á tí wọn ò bá pèsè ǹkan níta gbangba. ""Mọ rírì gbogbo àríwísí, ronú lórí gbogbo àríwísí náà, kí o sì gba àwọn tí o lérò pé ó mú ọpọlọpọ dání, ṣùgbọ́n jẹ́ kí gbogbo ènìyàn ó mọ̀ wí pé ẹ gba àríwísí wọn ẹ sì rò ó."". Tí ìdí tí ó fojú hàn bá wà tí ẹ ò fi ní gba àbá kan, kí ẹ sọ ọ́."" Lórí kíkó àkóyawọ́ ní gbogbo àsìkò ìgbésẹ̀ náà, ó tọ́ka sí i pé nígbà tí àwọn olùdásílẹ̀ ní agbára láti mú ǹkan tí wọ́n ṣiṣẹ́ lé lórí, kíkó àkóyawọ́ nípa ìgbésẹ̀ náà máa rí i dájú pé wọ́n rí gbogbo ànfààní ìpèsè ǹkan níta gbangba.","Usomabhizinisi weSerial,uVictor Fatanmi,, wabelana ngokuthi abasunguli bangazuza kanjani ekwakheni emphakathini Ngo-2020 umbhali nomsakazi, uDvid Perell,washicilela iphepha eliveza uhlelo lweminyaka eyishumi yesifundo sakhe sokubhala saku inthanethi, esithi Write of Passage. Uveze eminye yemikhiqizo inkampani ehlela ukuyethula namagxathu abazowathatha ukuthola abakufisayo. Leso sibonelo esisodwa sesigameko esithole ukuzinza kumabhzinisi, ukwakha emphakathini. Ngesikhathi amabhizinisi echitha izinyanga esebenza ngokuyimfihlo kumkhiqizo ngaphambi kokuwumemezela ngomcimbi omkhulu, abasekeli bokwakha emphakathini manje banikeza ukusebenza ngemuva kubhekwe ukuthuthuka komkhiqizo, ukuthola iziphakamiso zangempela kubasebenzisi kulolohlelo. Uvictor Fatnami ungesinye isibonelo sokwakha emphakathini. NgoMbasa 2023, ehambisana nasungula nabo, wethula iFullgap, abayibiza ngokuthi ""uhlelo lokusebenza kwabanekhono."". Ehlome ngeTwitter, nokuxoxa kahle indaba, uFatanmi usehole yedwa imizamo yokukhangisa isiqalo kusukela emcabangweni. Umphumela? Ngaphezu kwabasebenzisi abangu abaphethe amaphrojekthi angu 400+ enani elingaphezu kuka$100 000 ngokweTweet uFatanmi ayikhiphile. Ngaphambi kweFullgap, ongomunye wabasungu uFatanmi, futhi esahola i-ejensi yokudweba, iFourthCanvas, kodwa eyayingakhiwanga emphakathini. Kunoma ikuphi, kufenel azi okukodwa noma okubili ngokwakha emphakathini. I-CEO yezikhathi ezimbili yabelana ngemicabango ngokwakha emphakathini namasu akhona kubasunguli beziqalo. Yikuphi okumele abasungulu babelane ngakho? KuFatanmi, ukwakha emphakathini ""ukuhambisana nomphakathi kukhona konke ozama ukukwenza, nokufuna iziphakamiso zabo uma kuqhubeka isikhathi, ngisho kuthiwa akukakalungi."" Izinga abasunguli ababelana ngalo lincike ebhizinisini labo kanye nokuzwela kwemininingwane okukhulunywa ngayo. Ngesikhathi sabelana ngolwazi oluthile mayelana nebhizinisi mhlambe ngeke kube kubi kodwa isikhathi singalimaza ibhizinisi noma sihliphize ukubuka komphakathi. Akukhona konke okumele kwabelwane ngakho, kodwa sifihla ngaphezu kokumele sikufihle kulengxenye yomhlaba lapho engekho umuntu okhuluma ngomholo wakhe. Abantu abakwenza ngokudlule bavalelwa ngaphandle. Uma uzama ukuhlaziya ukuthi uzokwabelana ngani,qinisekisa ukuthi awenzi ngenxa yokwesaba okungapphenyiwe. Isibonelo ulwazi olungalimaza abatshalizimali beziqalo,ukukwazi ukubeka ingqalabhizinisi,noma imininingo abancintisana nabo abangayisebenzisa bebhekene neziqalo ingashiywa ngaphandle. Kepha, olunye ulwazi abasunguli abakhethe ukulishiya ngaphanndle ngesikhathi esithize kungavezwa ngesikhathi esizayo. Izinzuzo zokwakha emphakathini Inthanethi isidale ukushintsha okukhulu kwendlela yokuphila,lapho singathola kuphela izindaba kumaphephandaba,kumabonisakude,manje sesikwazi ukuthola ukushicilelwa kwezindaba okungamakhulu nabantu abaningi abalandela ngamafoni esimanje. Ngaphandle kwabasunguli beziqalo, abantu sebeqalile ukwabelana ngohambo lwabo ngezingqinamba njenge-100 Days of Code noma i-100 Days of Design. Abantu abaningi bafuna ukuziphendulela futhi baqinisekise ukuthi bayazinikela, kodwa kubasunguli, izinzuzo zokwakha emphakathi zijwayele ukuhluka. Inzuzo eyodwa uFatanmi ayihlonzayo umthelela wayo kokukhangisa ibhizinisi. Umsebenzisi omaphakathi wenkundla yezokuxhumana uhlaselwa izikhangiso ezivela kubantu ngabanye kanye namabhizinisi zonke izinsuku, kwenza kube nzima ukuthola ukunakwa ngumsebenzisi. Ekugcineni amabhizinisi amaningi akhetha ukukhangisa ngabasebenzi bezinkundla zokuxhumana njengendlela yokuthola ukunakwa. Ufatanmi ukholelwa ukuthi abasunguli bangaphinde benze imiphumela efanayo ngokwabelana ngezinhlelo nokuqhubeka kubalandeli babo. Okunye koshintsho olukhulu sikubonile ukuziphatha ikakhulukazi ngeGen Zs, ukuthi abantu bayanyunda kakhulu. Kunalo mqondo wokuthi sesike sakubona lokhu ngaphambilini, futhi abantu bayashesha ukubona izikhangiso kunasekuqaleni, uma indlela yakho kungeyemvelo izosebenza kakhulu. Ukwakha emphakathini kwenza ukukhangisa umkhiqizo wakho kubelula ngoba abantu bazizwa beyingxenye yohlelo Kuphinde kwenze lula kubatshalizimali ukuthola futhi bacabange ngokuxhasa ngemali iziqalo. Imizamo yabezingqalabhizinisi ijwayele ukuthola amaphothifolo ezinkampani ngabangani noma ngabalingani bamaVC ngokwabelana ngohlelo lwakho ungazibeka phambi kokungaba ngabatshalizimali. Ukwakha emphakathini kubalulekile ngoba uheha ithalente. Ngokwabelana amaphrojekthi osebenza kuwona nokuthi uzizwa kanjani uma usebenza kuwona,unikeza okuqabukayo esikweni lokusebenza,nokubaluleka kokunyuka kohlelo lwamamitha abasebenzi. Wakha kanjani emphakathini Ukuba nebhizinisi kunzima kakhulu ngaphandle kokwengeza eminye imisebenzi. UFatanmi uyavuma ukuthi ukwakha emphakathini akukhona okwabo bonke abasungulu. ""Ukuxoxa indaba noma ukwakha emphakathini kuyindlela eyodwa nje. Kuyiqiniso, kulabo bethu abakholelwa kukhona sizophikisana ngakho, kodwa akunjengoba njengokuba nomkhiqizo omuhle."" Unika iseluleko abasunguli abakhetha ukwakha emphakathini ukuthi banikeze imisebenzi. Lokhu kungathatha indlela yokwahlukaniselana ngemisebenzi nabalingani abangabasunguli, ukuqasha abaphathi abakhulu abazokwenza imisebenzi ekhethekile yebhizinisi, noma ukuba nabasebenzi abazobhala imiyalezo yezinkundla zokuxhumana noma enye inkundla. Isiteshi abasunguli abasikhethayo siphezu kwabo, kodwa uFatanmi ukhetha uTwitter ngoba wona unethoni engahlelekile. U-LinkedIn uzwakala engathi ukusukuma ekuseni kanti uTwitter uzwakala engathi isidlo sasemini. Njengoba kunabasunguli abaningi ababhala amaphepha ezinkundleni esifana noMedium noma Substack, uyaxwayisa ukuthi benze okungaphezu kokufaka amalinki ezinkundleni zokuxhumana. Okungcono kumele benze inhloso entsha yabazokufaka ezinkundleni zokuxhumana, ngesikhathi befaka ilinki kubantu abazimisele ngokufunda umbhalo omude. ""Leli cebo alisebenzanga ukungabatsheli lutho abantu ubacele ukuthi abaye kwenye indawo. Kuzona zonke izinkundla, kumele kube khona esikushoyo uma uqhathanisa nokubadlulisela kwenye inkundla."" Njengoba abasebenzisi kungenzeka banikeze imibono yabo mayelana nendlela yomkhiqizo, abasunguli kumele bethole imibono njengoba bebengenza uma bebengakhi emphakathini. ""Zijabulele iziphakamiso, bheka zonke iziphakamiso, bese wamukela lezi ocabanga ukuthi zenza umqondo, kodwa tshela wonke umuntu ukuthi iziphakamiso zitholakele futhi zizobhekwa. Uma sikhona sikhona isizathu sokuthi kungani ungezosithatha isiphakamiso, kumele ukuchaze lokho."" Ekuhlaleni uthembekile kulona lonke uhlelo, uveza ukuthi ngesikhathi abasunguli begcina bekukhethile abazosebenza kukhona, vuleleka ngohlelo uqinisekise ukuthi bathola zonke izinzuzo zokwakha emphakathini."
+"ቴልኮም'(telkom) ከደቡብ አፍሪካው ፕሬዝዳንት ጋር ያረገውን የፍርድ ቤት የክስ ሙግት አሸነፈ። ዛሬ እንዴት ዋሉ ? ሳምንትዎስ እንዴት አለፈ? ሰዎች ስለ ደህንነቴ ሲጠይቁኝ፣ ይህን የሚያደርጉት በአክብሮት ነው ወይ ብዬ አስባለሁ። ለማንኛውም፣ አብዛኛው ሰው ግድ እንደማይሰጠው እየተረዳሁ መጥቻለሁ እናም ይህ ብዙም ችግር የለውም። ቢሆንም፣ እኔ ግን ግድ ይለኛል፣ ስለዚህ ማወቅ እፈልጋለሁ። ሰው ጋር ማውራት መድሀኒት ነው። ስለዚህ ምላሽ መስጫ አዝራሩን ነክ��ው ይክፈቱ እና ምን እንደሚሰማዎት ይንገሩኝ። በተጨማሪም፣ ለቅዳሜ እና እሁድ ምንም አይነት እቅድ ቢኖርዎት፣ ስለ ራስዎ ለማሰላሰል እና ለምሰጣ የሚሆን ጊዜን እቅድዎ ውስጥ ያካትቱ። የአካል ብቃት እንቅስቃሴ እንድታደርግ አልነግርህም፣ ምክንያቱም እኔም ከቅዳሜ ጀምሮ ይህን ስላላደረግኩ ነው። ግን ምን ማድረግ እንዳለብዎት ያውቃሉ፣ ተሳሳትኩ? በመጨረሻም፣ በዚህ ሳምንት የቴክ ፖይንት አፍሪካ ፖድካስት ዝግጅት ላይ፣ የአርታኢ ቡድኑ 'ኡበር' እና 'ቦልት' የድምፅ ቀረጻ ደህንነት አማራጮችን ማስጀመራቸውን እና የናይጄሪያ የማስታወቂያ ቆንስላው አቶ ማካሮኒንን ለማጥቃት መሄዱን ጨምሮ፣ በርካታ ታሪኮችን ተወያይቷል። እዚህ ያዳምጡት። ዛሬ ለእናንተ ያዘጋጀሁት ይኸውና፡- ቴልኮም'(telkom) ከደቡብ አፍሪካው ፕሬዝዳንት ጋር ያረገውን የፍርድ ቤት የክስ ሙግት አሸነፈ። ኔትፍሊክስ'(Netflix) በደቡብ አፍሪካ ውስጥ የይለፍ ቃል መጋራትን እንዳይተገበር አቋረጠ። ጎግል አዲስ ለጋዜጠኞች የሚሆን የሰው ሰራሽ አዋቂ (AI) መሳሪያን እየሞከረ ነው። ቴልኮም'(telkom) ከደቡብ አፍሪካው ፕሬዝዳንት ጋር ያረገውን የፍርድ ቤት የክስ ሙግት አሸነፈ። ቴልኮም'(telkom) ከደቡብ አፍሪካው ፕሬዝዳንት 'ሲሪል ራማፎሳ'፣ ጋር ያረገውን የፍርድ ቤት የክስ ሙግት አሸንፏል ። ምን ተፈጥሮ ነው? ራማፎሳ'፣ የቴልኮምን የአይዌይ አፍሪካን(iWayAfrica) እና አፍሪካ ኦንላይን ሞሪሺየስ(African Online Mauritius) ያልተገባ አስተዳደር ሁኔታ እና በናይጄሪያ በ2006 የገዛውን የከሰረ ኩባንያ - የመልቲ ሊንክስ ቴሌኮሙኒኬሽንን(Multi-Links telecommunications )የሽያጭ ሁኔታ -የልዩ ምርመራው ክፍል (SIU) እንዲመረምረው አዘዋል። በተጨማሪም የቴሌግራፍ (የመልእክ መላላኪያ) አገልግሎት (ቴሌክስ እና ቴሌግራም) ግዥ ላይም ምርመራ እንዲደረግ አዟል። ይህም ፣የደቡብ አፍሪካው ቴልኮ ከባለ አክሲዮኖች ከሚያገኘው በሚሊዮኖች የሚቆጠር ራንድ(የደቡብ አፍሪካ መገበያያ ገንዘብ) እንዲያጣ አድርጓል። የደቡብ አፍሪካ መንግስት በጄ.ኤስ.ኢ ከተዘረዘረው(JSE-listed) የቴልኮም አክስዮን 40.5 በመቶውን ሲይዝ፤ሌላው ከደቡብ አፍሪካ መንግስት ጋር ጠንካራ ግንኙነት ያለው የመንግስት ኩባንያ የሆነው 'የህዝብ ኢንቨስትመንት ኮርፖሬሽን'፣ 14.8 በመቶውን ይይዛል። እ.ኤ.አ በሰኔ 2022፣ የቴልኮም የህግ አገልግሎት አማካሪ ቡድን ስራ አስፈፃሚ የሆኑት 'ክሪስ ቴውሊንክክስ'፣ ራማፎሳ እ.ኤ.አ ከ2006 ዓ.ም ጀምሮ በሀሰተኛ የስነምግባር ጥፋቶች እንዲመረምር ልዩ የምርመራውን ክፍል (SIU) በማዘዝ ህገ-ወጥ የሆነ እርምጃን ወስዷል ሲል ተናግሯል። በዚህም ምክንያት፣ እ.ኤ.አ በሐምሌ 2022፣ የደቡብ አፍሪካው ቴልኮ፣ የራማፎሳን በቴልኮም ላይ ያደረገውን፣ በሀሰተኛነት የስነምግባር ጥፋቶች እንዲመረምር ልዩ የምርመራውን ክፍሉን (SIU) የማዘዝ ውሳኔ፣ ህገ መንግስታዊ ያልሆነ እና ተቀባይነት የሌለው መሆኑን ተመልክቶ፣ ብይን እንዲሰጥበት ለፕሪቶሪያ ከፍተኛ ፍርድ ቤት አቤቱታውን አቅርቧል። እሺ አሁንስ? እ.ኤ.አ በጥር 25 ቀን 2022 በደቡብ አፍሪካ ፕሬዝዳንት የወጣውን እና ቴልኮምን የመመርመር ስልጣን የሰጠው አዋጅ 49 ፣ በፕሪቶሪያው ከፍተኛ ፍርድ ቤት መሰረዙን ቴሌኮ ገልጿል። የቴልኮም ግሩፕ ዋና ስራ አስፈፃሚ 'ሴራሜ ታውኮቦንግ'፣ እንደገለፁት ኩባንያው በአዋጁ ላይ የተነሱትን የይገባኛል ጥያቄዎች በቴልኮም የኮርፖሬት አስተዳደር ሂደቶች በኩል ምላሽ መስጠቱን እና ውጤቱም ለህዝብ ይፋ መሆኑን አሳውቀዋል ። ቴልኮም ፍርድ ቤቶችን ያነጋገረው አዋጁን የሚቃወመው ካልተገኘ፣ መንግስት በግል ድርጅቶች ውስጥ ያለውን ሚና በተመለከተ አደገኛ እይታ ይፈጥራል ብሎ በማመኑ ነው። በውሳኔው መሰረት ዳኛ ጄ.ትላፒ የአዋጁ መውጣት ህገ መንግስታዊ ያልሆነ፣ ልክ ያልሆነ እና ምንም አይነት ኃይልም ሆነ ውጤት የሌለው መሆኑን ወስኗል። ኔትፍሊክስ በደቡብ አፍሪካ ውስጥ የሚደረግን የይለፍ ቃል መጋራትን እንዳይከናወን አቋረጠ። ኔትፍሊክስ በይለፍ ቃል መጋራት ላይ እርምጃ መውሰድ ጀምሯል፤ እናም በደቡብ አፍሪካ ውስጥ ተጨማሪ ተጠቃሚዎችን ለሚጨምሩ ባለቤቶች የሚሰጠውን የቅናሽ አማራጭ መስጠትም አቁሟል። የቀጥታ ስርጭት አገልግሎት ሰጪው ግዙፍ፣በዋናው የመለያ ባለቤት ቤት ውስጥ ብቻ መለያው ጥቅም ላይ እየዋለ መሆኑን ለማወቅ፤ የአይፒ አድራሻዎችን፣ የመጠቀሚያ መሣሪያ መታወቂያዎችን እና ""በኔትፍሊክስ መለያ ውስጥ ከተመዘገቡ መሳሪያዎች የመጣን የየመለያው ባለቤቶች እንቅስቃሴን"" ይጠቀማል። ሌላ ሰው መለያውን በሌላ ቦታ እየተጠቀመ እንደሆነ ካወቀ፣ ለመደበኛ ተጠቃሚው ወደ ዋና ቦታው እንዲመለሱ ማሳወቂያ ይልካል። ሒሳቡን በነጠላ ቤተሰብ መገደብ ሲጀምርም የኔትፍሊክስ ገቢ በየክልሉ ጨምሯል፣ እናም አዲስ የተመዘገቡት ደንበኞች በዚህ ምክንያት ደንበኝነታቸውን ከሰረዙት በቁጥር በዝተዋል። ኩባንያው እ.ኤ.አ በግንቦት 2023 ከ100 ለሚበልጡ ክልሎች የተከፈለበት መጋራትን እንደ አማራጭ አስተዋውቋል፣ ይህም አዲስ አማራጭ ከገቢው ላይ ከ80 በመቶ በላይ የሚሆነውን ይዟል። በዚህም፣ እ.ኤ.አ ከ ሚያዚያ 2023 እስከ ሰኔ 2023 ባለው ጊዜ ውስጥ፣ የቀጥታ ስርጭት አስተላላፊ አገልግሎት ሰጪው ኩባንያ ፣ 5.9 ሚሊዮን ቋሚ ከፋይ ተመዝጋቢዎችን ጨምሯል። በተጨማሪም፣ ኔትፍሊክስ የ8 ነጥብ 18 ቢሊዮን ዶላር ገቢ እና የስራ ማስኬጃ ትርፍ 1 ነጥብ 8 ቢሊየን ዶላር እንዳስገባ ዘገባ አውጥቷል፣ ይህም በአጠቃላይ እንደጠበቅነው ነው ብሏል። የተከፈለበትን መጋራት ሙሉ በሙሉ በሚከፈልበት ጊዜ እና በማስታወቂያ የተደገፈው እቅድ እንደታቀደው ማደጉን ሲቀጥል፣ ኩባንያው ገቢውን በዓመቱ ሁለተኛ አጋማሽ ላይ እንደሚጨምር ይገመታል። ኔትፍሊክስ፣ እ.ኤ.አ. በ2023 ከ18 እስከ 20 በመቶ የስራ ማስፈፀሚያ ህዳግ(Operating margin) እንዲኖረው አቅዷል። ጎግል ለጋዜጠኞች የሚያገለግለውን አዲስ በሰው የተሰራ አዋቂ(AI )መሳሪያውን እየሞከረ ነው። ማጋነን ይቅር በሉኝና -በየሶስት የገበያ ቀናት - ጸሃፊዎችን፣ መሐንዲሶችን እና ሌሎች ሰራተኞችን የበለጠ ውጤታማ እንዲሆኑ የሚረዳ አዲስ በሰው የተሰራ አዋቂ (AI) መሳሪያ ሲለዋወጥ እንሰማለን። የቻትጂፒቲን(ChatGPT) ፈታኙ -ባርድ - እ.ኤ.አ በመጋቢት 2023 ከጀመረበት ጊዜ ጀምሮ፣ ጎግል የጽሁፍ አርእስቶች እና ለዘጋቢዎች አርዕስተ ዜናዎችን ሊያመነጭ የሚችል በሰው የተሰራ አዋቂ(AI ) መሳሪያ እየሰራ ነው ተብሏል። ዘፍጥረት የሚል ስያሜ የተሰጠው ምርቱ፣ እንደ ወቅታዊ ክስተቶች ያሉ ዝርዝር መረጃዎቸውን በመውሰድ እና ከዚያም የዜና ዘገባዎችን ለማዘጋጀት በሰው የተሰራ አዋቂን (AI) ይጠቀማል። ዘ ኒው ዮርክ ታይምስ'(The New York Times) መሳሪያው፤ ለዎል ስትሪት መፅሄት(The Wall Street Journal)፣ ለዋሽንግተን ፖስት(Washington Post) እና 'ዘ ኒው ዮርክ ታይምስ'(The New York Times) ባለቤቶች እንደ ""ረዳት"" ሆኖ ይተዋወቃል ብሏል። ጎግል በሰው የተሰራ አዋቂ(AI ) መሳሪያውን መፈተሽ እንደጀመረ ገልጿል፣ ፕሮጀክቱም ጋዜጠኞችን ወይም በሪፖርት አቀራረብ፣ በመፍጠር እና እውነታን በማጣራት ያላቸውን ወሳኝ ሚና እንደማይተካም ተናግሯል። ይሁን እንጂ የኒውዮርክ ታይምስ ጋዜጣ፣ የጎግልን ምርት ቅምሻ ምስል ያዩ ነገር ግን ስማቸው እንዳይገለጽ የጠየቁ አንዳንድ ስራ አስፈፃሚዎች ምርቱ መረጋጋትን እንዳሳጣቸው እና እንደፈሩ ዘግቧል። እነዚህ መሳሪያዎች በበይነ መረብ መስመር ላይ ያለን መረጃን በመ���ቀም የሰለጠኑ ስለሆኑ ትክክለኛ ያልሆነ መረጃ ወይም ""የቅዠት"" ዘገባዎችን ሊሰጡ ይችላሉ የሚል ስጋት አለ። ዜናው የወጣው 'አሶሺየትድ ፕሬስ'(Associated Press) የ'ቻት ጂፒቲ'(ChatGPT) ባለቤት ከሆነው 'ኦፕን በሰው የተሰራ አዋቂ'(OpenAI) ጋር በዜና አጻጻፍ ላይ 'አፍላቂ በሰው የተሰራ አዋቂ'(AI ) አጠቃቀም ላይ ምርመራ ለማካሄድ እንደሚተባበር ካስታወቀ በኋላ ነው፣ይህም ለተጨማሪ ኢንዱስትሪ-አቀፍ ጥምረት እንዲያካህዱ መንገድ ይከፍታል። በተጨማሪም፣ የቴክኖሎጂ ግዙፉ በሰው የተሰራ አዋቂ(AI) መሳሪያን በዜና ክፍሎች ውስጥ ተግባራዊ ለማድረግ ከዜና ድርጅቶች ጋር አጋርነት እንደሚፈልግ ገልጿል። የጎንዮሽ ማንቂያ፡ ማክሰኞ 'ሜታ'(Meta) ከ'ማይክሮሶፍት' (Microsoft) ጋር በመተባበር የ ትልቅ በሰው የተሰራ አዋቂ(AI) ቋንቋ አካሄድ ቅርፅ የሆነውን ቀጣዩን ዘላቂውን ምርት ለማስተዋወቅ እና 'ልላማ' 2 (Llama 2) በመባል የሚታወቀውን ቴክኖሎጂ ለምርምር እና ለንግድ አገልግሎት ነጻ ለማድረግ እንደሰራ እንደሆነ ገልጿል። ምናልባት ካመለጠዎት ፍሌክስ ፋይናንስ (Flex Finance) የአፍሪካ ንግዶች በወጪ ማስተዳደረያ መፍትሔው ገንዘብ እንዲቆጥቡ በማረግ እንዴት እንደሚረዳ፤ የፉልጋፕ(Fullgab) ዋና ሥራ አስፈፃሚ፣ የጀማሪ ድርጀት መስራቾች በአደባባይ ከመገንባት እንዴት ሊጠቀሙ እንደሚችሉ ሀሳቡን አካፍሏል። ምርጥ የምርት መሪዎችን በታሪክ ቀያሪው ልምድ አንድ ለማድረግ 'ፍለተር ዌቭ'(Flutterwave) ከ'ዳይቭ 2023' (THE DIVE 2023) ጋር አጋርነትን ፈጥሯል። የማነበው እና የማየው ቻት ጂፒቲ(ChatGPT) አሁን፣ ማን እንደሆኑ እና ምን እንደሚፈልጉ ማስታወስ ይችላል። ኒውሮማርኬቲንግ'(Neuromarketing)፡ እንዴት የኩባንያ መለያዎች(Brands) አእምሮዎን በማጥናት ተጨማሪ እቃዎችን እንዲገዙ የሚያረጉበት ነው። የፋይናንሺያል (የገንዘብ አያያዝ እና አጠቃቀም) እውቀት እና የማህበራዊ የብዙሀን መገናኛው ትውልድ","Telkom wins court case against South African President How are you doing today? How was your week? When people enquire about my well-being, I wonder whether they do so out of courtesy. Anyway, I'm trying to understand that most people do not care and that’s fine. However, I do care, so I want to know. Talking is therapeutic. So, click the reply button and tell me how you feel. Plus, whatever plans you have for the weekend, include time for reflection and meditation. I won't tell you to exercise because I haven’t done so since Saturday. But you know what to do, right? Finally, on this week's episode of the Techpoint Africa Podcast, the editorial team discusses several stories, including Uber and Bolt launching audio recording safety options and Nigeria's advertising council going after Mr Macaroni. Listen here. Here's what I've got for you today: Telkom wins court case against South African President Netflix cracks down on password sharing in South Africa Google is testing a new AI tool for journalists Telkom wins court case against South African President Telkom has won a court case against South African President, Cyril Ramaphosa. What happened? Ramaphosa directed the Special Investigating Unit (SIU) to look into Telkom's mismanagement of the sale of iWayAfrica and Africa Online Mauritius and the sale of Multi-Links telecommunications — a failed company it had acquired in Nigeria in 2006. He also ordered an investigation into the procurement of telegraph services (telex and telegrams). This resulted in the South African telco losing millions of rands in shareholder value. The South African government owns 40.5% of the JSE-listed Telkom, while the Public Investment Corporation, another state-owned company with strong ties to the South African government, hold 14.8%. In June 2022, Chris Teurlinckx, Telkom's Acting Group Executive for Legal Services, said Ramaphosa acted unlawfully in instructing the SIU to investigate allegations of misconduct dating back to 2006. Consequently, in July 2022, the South African telco petitioned the Pretoria High Court to rule Ramaphosa's decision to order the investigation into alleged misconduct at Telkom unconstitutional and invalid. What now? The telco claims that Proclamation 49, issued by the president of South Africa on January 25, 2022, granting the authority to investigate Telkom, has been overturned by the Pretoria High Court. Serame Taukobong, Telkom Group CEO, stated that the company had already addressed the claims in the proclamation through Telkom's corporate governance processes, and the results are public record. Telkom reportedly approached the courts because it believed that if the proclamation went unchallenged, it would set a dangerous precedent regarding the role of the state in private enterprise. According to the ruling, Judge J. Thlapi determined that the proclamation's issuance was unconstitutional, invalid, and of no force or effect. Netflix cracks down on password sharing in South Africa Netflix has begun to take action against password sharing and will no longer provide a discounted option for adding additional users to accounts in South Africa. The streaming giant uses a combination of IP addresses, device IDs, and “account activity from devices signed into the Netflix account” to determine if an account is being used in the primary account holder’s household. If it finds that someone else is using the account in another location, it sends the user a notification asking them to set their primary location. When it started limiting accounts to single households, Netflix's revenue increased in every region, and new sign-ups outnumbered cancellations. The company said it introduced paid sharing to more than 100 nations in May 2023, accounting for over 80% of its earnings. Consequently, between April 2023 and June 2023, the streaming service added 5.9 million paying subscribers. Besides, Netflix reported $8.18 billion in revenue and an operating profit of $1.8 billion, which it claims was generally in line with expectations. The company anticipates revenue growth to increase in the second half of the year as paid sharing fully pays off and the ad-supported plan continues to grow steadily. Netflix plans to have an operating margin of 18% to 20% in 2023. Google is testing a new AI tool for journalists Every three market days — pardon my exaggeration — we hear of a new AI tool replacing helping writers, engineers, and other workers become more productive. Since launching Bard — a ChatGPT challenger — in March 2023, Google is reportedly working on an AI tool that can generate article text and headlines for reporters. The product, dubbed Genesis, employs AI to take in data, such as specifics of current events, and then produce news stories. The New York Times claimed the tool was promoted as a ""helpmate"" to the owners of the Wall Street Journal, the Washington Post, and the New York Times. Google stated it just started exploring the AI tool, adding that the project won’t replace journalists or their essential roles in reporting, creating, and fact-checking. However, the New York Times reported that some executives who saw Google's pitch but asked to remain anonymous found it unsettling. There are concerns that these tools might provide inaccurate information or ""hallucinate"" answers because they were trained using online information. The news comes days after the Associated Press announced that it would collaborate with OpenAI, ChatGPT's owner, to investigate the use of generative AI in news writing, which could pave the way for additional industry-wide alliances. Additionally, the tech giant stated that it is seeking partnerships with news organisations to implement the AI tool in newsrooms. Sidebar Alert: On Tuesday, Meta revealed that it had teamed up with Microsoft to introduce the next iteration of its AI large language model and make the technology, known as Llama 2, free for research and commercial use. In case you missed it How Flex Finance helps African businesses save money with its spend management solution Fullgap CEO shares how startup founders can benefit from building in public Flutterwave Partners with THE DIVE 2023 to Unite Top Product Leaders for a Groundbreaking Experience What I'm reading and watching ChatGPT can now remember who you are and what you want Neuromarketing: How brands are getting your brain to buy more stuff Financial Literacy & The Social Media Generation","Telkom ya yi nasara a shari'ar da take yi da shugaban kasar Afirka ta Kudu Ya ya kake yau? Yaya makonku ya kasance? Lokacin da mutane suka yi tambaya game da lafiyata, nakan yi tunanin ko suna yin haka ne don ladabi. Ko da yake, ina ƙoƙarin fahimtar cewa yawancin mutane ba su damu ba kuma hakan yayi kyau. Duk da haka, na damu, don haka ina so in sani. Magana magani ne. Don haka, danna maɓallin amsa ku gaya min yadda kuke ji. Ƙari akan haka, duk wani shiri da kuke da shi na ƙarshen mako, ku haɗa da lokaci don tunani da nazari. Ba zan gaya maka ka motsa jini ba domin ban yi hakan ba tun ranar Asabar. Amma ka san abin da za ka yi, ko ba haka ba? A ƙarshe dai, a fitowar Techpoint Africa Podcast ta wannan makon, tawagar editocin ta tattauna abubuwa da dama, wanda ya haɗa da cewa Uber da Bolt za su ƙaddamar da hanyoyin kariya ta na'urar ɗaukar sauti da cewa ƙungiyar tallace-tallace ta Najeriya na neman Mista Macaroni. Saurara nan. Ga abin da nake da shi a yau: Telkom ya yi nasara a shari'arsa da Shugaban kasar Afirka ta Kudu Netflix ya ɗauki kyakkyawan mataki kan bayar da lambobin sirri a Afirka ta Kudu Google tana gwada sabon AI na ‘yan jarida Telkom ya yi nasara a shari'arsa da Shugaban kasar Afirka ta Kudu Telkom ya yi nasara a kotu a shari’arsa da Shugaban kasar Afirka ta Kudu, Cyril Ramaphosa. Me ya faru? Ramaphosa ya umurci Sashen bincike na musamman (SIU) da su bincika rashin kulawar Telkom na sayar da iWayAfrica da Africa Online Mauritius da sayar da saka hannu na Multi-Links — karyayyen kamfani da ya saya a Nigeria a shekara ta 2006. Ya kuma ba da umurni a yi bincike game da sayan kamfanin tarho (telex da telegram). Hakan ya sa kamfanin sadarwa na Afirka ta Kudu ya yi hasarar miliyoyin rand na masu hannun jari. Hukumar Afirka ta Kudu tana da 40.5% na Telkom da aka lissafa su a jerin JSE, yayin da Public Investment Corporation, wani kamfani ta gwamnati da yake da dangantaka mai kyau da gwamnati ta Afirka ta Kudu, take da 14.8%. A watan Yunin 2022, Chris Teurlinckx, Shuagaban Telkom Mai Riƙon Ƙwarya kan Harkokin Shari'a, ya ce Ramaphosa ya yi aiki ba bisa doka ba wajen ba wa SIU umurnin bincike kan zargin rashin bin doka wanda aka fara tun a shekarar 2006. Saboda haka, a watan Yuli na 2022, wasan kwanan wata na Afirka ta Kudu ya roƙi Babban Kotun shari’ah na Pretoria ya ba da hukunci ga shawarar Ramaphosa na ba da umurnin a yi bincike game da laifi da ake zargin an aikata a Telkom a matsayin wadda ba ta jitu da shari'a ba kuma ba ta dace ba. Yanzu sai me? Kamfanin sadarwar yayi ikirarin cewa Babban Kotun Pretoria ta juya da saƙon 49 da shugaban Afirka ta Kudu ya wallafa a ranar 25 ga Janairu, 2022, kuma ya ba da ikon bincika Telkom. Serame Taukobong, Shugaban Kamfanin Telkom Group, ya bayyana cewa, kamfanin ya riga ya magance da'awar a cikin shela ta hanyar tsarin tafiyar da kamfanoni na Telkom, da sakamakon hakan a matsayin shaidawar al’umma. Rahotanni sun ce Telkom ya tunkari kotuna ne saboda ya yi imanin cewa idan ba a kalubalanci sanarwar ba, za ta kafa wani misali mai hadari dangane da irin rawar da gwamnati ke takawa a harkokin kasuwanci masu zaman kansu. A cewar hukuncin, alkalin kotun J. Thlapi ya tabbatar da cewa fitar da sanarwar ya sabawa kundin tsarin mulkin kasar, ba shi da inganci, kuma ba shi da wani karfi ko tasiri. Netflix ya fara ɗaukar mataki a kan raba kalmar sirri Netflix ya fara ɗaukar mataki a kan raba kalmar sirri kuma ba zai sake samar da wani zaɓi mai rangwame don ƙara yawan masu amfani a kan asusu ba, a Afirka ta Kudu ba. Katafaren kamfanin sauke bidiyoyin yana amfani da haɗe- haɗe adiresoshin IP, ID na na'ura, da ayyukan asusu daga na'urorin da aka asusun Netflix a cikinsu don sanin ko ana amfani da asusu a gidan mai asusun na asali. Idan ta gano cewa wani yana amfani da asusun a wani wuri, zai aika wa mai amfani da sanarwa na neman su saita inda suke. Lokacin da ya fara iyakance asusu ga gidaje guda-guda, kudaden shigan Netflix sun karu a kowane yanki, kuma sabbin rajista sun haura yawan soke-soke. Kamfanin ya ce ya gabatar da tsarin raba biyan kuɗi a kasashe sama da 100 a watan Mayun 2023, wanda ya kai sama da kashi 80% na abin da ya samu. Sakamakon haka, tsakanin Afrilu 2023 da Yuni 2023, kamfanin ya ƙara masu rajista miliyan 5 da digo 9. Bayan haka, Netflix ya ba da rahoton dala biliyan 8.18 a cikin kudaden shiga da kuma ribar dala biliyan 1.8, wanda ya yi iƙirarin ya zo daidai da tsammani. Kamfanin yana hasashen ƙaruwar kuɗin shiga a rabin ƙarshe na shekarar saboda biyan kuɗi yana biyan buƙata sannan kuma tsarin wanda ake tallatawa ke ci gaba da girma a hankali. Netflix yana shirin samun ribar kashi 18 zuwa 20 na uwar kuɗi a cikin 2023. Google tana gwada sabon AI na ‘yan jarida A duk cikin ranakun kasuwa uku - kayi min afuwa idan na kambama - sai mun samu wata sabuwar manhajar fasahar AI, wanda zai taimakawa marubuta da injiniyoyi da sauran ma'aikata wajen zama masu amfani. Tun lokacin da aka ƙaddamar da Bard – AI mai ƙalubalantar ChatGPT - a cikin Maris 2023, Google yake kokarin yin AI wanda zai iya samar da rubutun labari da kanun labarai ga manema labarai. Samfurin, wanda aka yiwa lakabi da Farawa, yana amfani da AI don ɗaukar bayanai, kamar ƙayyadaddun bayanai game da abubuwan da ke faruwa a yanzu, don samar da labaran jarida. Jaridar New York Times ta yi iƙirarin cewa an tallata kayan aikin a matsayin ""mataimaki"" ga masu Wall Street Journal, Washington Post, da New York Times. Google ya ce ya fara binciken kayan aikin AI kenan, ya kuma kara da cewa aikin ba zai maye gurbin 'yan jarida ba ko kuma muhimman ayyukansu na bayar da rahoto, ƙirƙira, da tantance gaskiya ba. Duk da haka, jaridar New York Times ta ruwaito cewa wasu shugabannin da suka ga baje kolin na Google amma suka nemi a sakaya sunansu sun ce abin yana da ɗaga hankali. Akwai damuwa cewa waɗannan kayan aikin na iya ba da bayanan da ba daidai ba ko su kirkiri amsoshin saboda an horar da su ta amfani da bayanan yanar gizo. Labarin na zuwa ne kwanaki bayan Kamfanin Dillancin Labarai na Associated Press ya ba da sanarwar cewa za ta hada kai da OpenAI, mai ChatGPT, don gudanar da bincike kan amfani da AI ta hanyar rubuta labarai, wanda zai iya ba da damar samun karin kawancen masana'antu. Bugu da ƙari, katafaren kamfanin fasahar ya bayyana cewa yana neman haɗin gwiwa da ƙungiyoyin labarai don aiwatar da fasahar AI ɗin a ɗakunan labarai. Sanarwa ta Gefe: A ranar Talata, kamfanin Meta ya bayyana cewa yayi haɗaka da kamfanin Microsoft don samar da rukuni na gaba na samfurinsa na fasahar AI mai girma, da kuma samar da fasaha mai suna Llama 2 a kyauta don bincike da kuma amfani na kasuwanci. Ban sani ba ko baku samu labarin ba Yadda Flex Finance ke taimaka wa 'yan kasuwan Afirka adana kuɗi tare da tsarin gudanar da kuɗi. Shugaban kamfanin Fullgap ya bayyana yadda masu kafa sabbin kamfanoni zasu bayyana wa mutane tsarin aikinsu. Flutterwave ta shiga haɗin gwiwa da THE DIVE 2023 don Haɗe kan Manyan Shugabannin Samfura domin darasi. Abinda nake karantawa da kallo Yanzu ChatGPT yana iya tuna waye kai da kuma abin da kake so Neuromarketing: Yadda ke jan hankalinku wajen ƙara sayan abubuwa Ilimi kan Harkokin Kuɗi da Zamanin Kafafen Sada Zumunta","Telkom yashinda kesi mahakamani dhidi ya Rais wa Afrika Kusini Leo unaendeleaje? Likizo yako ilikuwaje? Watu wanapouliza kuhusu hali yangu, huwa najiuliza kama wanafanya hivyo kwa adabu. Vyovyote vile, ninajaribu kuelewa kuwa watu wengi hawajali na hiyo ni sawa. Hata hivyo, ninajali, kwa hiyo nataka kujua. Kuzungumza ni tiba. kwa hiyo, bofya kitufe cha kujibu na uniambie jinsi unavyohisi. Pamoja na hayo; mipango yoyote uliyonayo mwishoni mwa wiki, jumuisha muda wa kukumbuka na kutafakari. Sitakuambia ufanye mazoezi kwa sababu sijafanya hivyo tangu Jumamosi. Lakini unajua nini cha kufanya, sawa sawa? Hatimae, katika kipindi cha wiki hii cha Techpoint Africa Podcast, timu ya uhariri inajadili matukio kadhaa ikiwemo Uber na Bolt kuzindua machaguo salama ya kurekodi sauti na shirika la utangazaji la Nigeria likimfuata Bw.Macaroni. Sikiliza hapa. Hii ndio niliyokupa leo: Telkom yashinda kesi mahakamani dhidi ya Rais wa Afrika Kusini Netflix inapunguza ugavi wa nywila nchini Afrika Kusini Google inajaribu kifaa kipya cha AI kwa waandishi wa habari Telkom yashinda kesi mahakamani dhidi ya Rais wa Afrika Kusini Telkom imeshinda kesi mahakamani dhidi ya rais wa Afrika Kusini, Cyril ramaphosa. Nini kimetokea? Ramaphosa aliagiza kitengo maalum cha uchunguzi (SIU) kuchunguza usimamizi mbovu wa Telkom wa uuzaji wa iWayAfrica na Africa Online Mauritius na uuzaji wa mawasiliano ya simu ya Multi Links, kampuni iliyofeli iliipata nchini Nigeria mwaka 2006. Pia aliagiza uchunguzi ufanyike kuhusu ununuzi wa huduma za telegraph (telex na telegram). Hii ilisababisha telco ya Afrika Kusini kupoteza mamilioni ya Randi katika thamani ya wanahisa. Serikali ya Afrika Kusini inamiliki 40.5% ya telkom iliyoorodheshwa na JSE, wakati shirika la uwekezaji la umma, kampuni nyengine ya serikali yenye uhusiano mkubwa na serikali ya Afrika Kusini, inamiliki 14.8%. Mnamo Juni 2022, Chris Teurlinckx, kaimu mtendaji wa kikundi cha huduma za sheria cha Telkom, alisema Ramaphosa alienda kinyume cha sheria kwa kuiagiza SIU kuchunguza tuhuma za utovu wa nidhamu zilizoanzia 2006. Kwa hiyo, mnamo Julai 2022, telco nchini Afrika Kusini iliwasilisha ombi kwa mahakama kuu ya Pretoria kuamua uamuzi wa Ramaphosa wa kuamuru uchunguzi ufanyike kuhusu madai ya utovu wa nidhamu kwa Telkom kinyume na katiba na batili. Kipi sasa? Telco inadai kuwa tangazo la 49, lililotolewa na Rais Afrika Kusini, Januari 25, 2022 lilitoa mamlaka ya kuichunguza Telkom, limebatilishwa na mahakama kuu ya Pretoria. Serame Taukobong, mkurugenzi mtendaji wa Telkom Group, alisema kuwa kampuni hiyo tayari imeshughulikia madai katika tangazo hilo kupitia michakato ya usimamizi wa shirika ya Telkom, na matokeo ni rekodi ya umma. Imeripotiwa kuwa Telkom ilienda mahakamani kwa sababu iliamini kwamba kama tangazo hilo halitapingwa, lingeweka kielelezo kibaya kuhusu jukumu la serikali katika mashirika binafsi. Kulingana na uamuzi huo, jaji J. Thlapi aliamua kwamba utoaji wa tangazo hilo ulikuwa kinyume na katiba, batili na hauna nguvu wala athari yoyote. Netflix inapunguza ugani wa nywila nchini Afrika Kusini Netflix imeanza kuchukua hatua dhidi ya kushiriki nywila na haitatoa tena lililopunguzwa kwa kuongeza watumiaji wa ziada kwenye akaunti nchini Afrika Kusini. Kampuni kubwa ya utiririshaji hutumia mseto wa anwai za IP, vitambulisho vya kifaa na ""shughuli za akaunti kutoka kwa vifaa vilivyoingia katika akaunti ya Netflix"" ili kubaini kama akaunti inatumiwa katika kaya ya mwenye akaunti ya msingi. Kama ikigundua kuwa mtu mwengine anatumia akaunti katika eneo lengine, humtumia arifa mtumiaji ikumuomba aweke eneo lake la msingi. Wakati ilipoanza kuweka kikomo cha akaunti kwa kaya moja, mapato ya Netflix yaliongezeka katika kila eneo, na usajili mpya uliongezeka. Kampuni hiyo ilisema ilianzisha ushiriki wa malipo kwa zaidi ya nchi 100 mnamo Mei 2023, ukitoa zaidi ya 80% ya mapato yake. Kwa hiyo, kati ya Aprili 2023 na Juni 2023, huduma ya utiririshaji iliongeza wafuasi wanaolipa milioni 5.9. Sambamba na hilo, Netflix iliripoti mapato ya Bilioni $8.18 na faida ya uendeshaji ya Bilioni $1.8, ambayo inadai kiujumla ililingana na matarajio. Kampuni inatarajia ukuaji wa mapato wa mapato kuongezeka katika nusu ya pili ya mwaka huku ushiriki wa malipo ukilipa kikamilifu na mpango unaoungwa mkono na matangazo unaoendelea kukua kwa kasi. Netflix inapanga kuwa na kiwango cha uendeshaji cha 18% hadi 20% mnamo 2023. Google inajaribu kifaa kipya cha AI kwa waandishi wa habari Kila siku tatu za soko, samahami kwa kuzidisha kwangu, tunasikia juu ya zana mpya ya AI inayochukua nafasi ya kusaidia waandishi, wahandisi, na wafanyakazi wengine kuwa na tija zaidi. Tangu izindue Bard ChatGPT challenger mnamo Machi 2023, Google inaripotiwa kufanyia kazi zana mpya ya AI inayoweza kutengeneza makala za kiuandishi na vichwa vya habari kwa waandishi wa habari. Bidhaa hiyo, inayoitwa Genesis, hutumia AI kuchukua takwimu, kama vile mahsusi ya matukio ya sasa, na kisha hutengeneza habari. Gazeti la New York Times lilidai kuwa zana hiyo ilikuzwa kama ""Msaidizi"" kwa wamiliki wa Wall Street Journal, Washington Post, na New York Times. Google ilisema imeanza kuchunguza zana ya AI, na kuongezea kuwa mradi huo hautachukua nafasi ya waandishi wa habari au majuku yao muhimu katika kuripoti, kuunda na kutafuta ukweli. Hata hivyo, Gazeti la New York Times liliripoti kwamba baadhi ya wasimamizi ambao waliona msimamo wa Google lakini waliomba kuhifadhiwa majina yao kuepuka usumbufu. Kuna wasiwasi kuwa zana hizi zinzweza kutoa taarifa zisizo sahihi au majibu ya ""hallucinate"" kwa sababu zimetengenezwa kwa kutumia taarifa za mtandaoni. Taarifa hizo zinakuja siku chache baada ya Associated Press kutangaza kwamba itashirikiana na OpenAI, mmiliki wa ChatGPT, kuchunguza matumizi ya AI generative katika uandishi wa ripoti, ambayo inaweza kufungua njia kwa ushirikiano wa ziada wa sekta nzima. Kwa kuongezea, kampuni kubwa ya teknolojia ilisema kwamba inatafuta ushirikiano na mashirika ya habari ili kutekeleza zana ya AI katika vyumba habari. Tahadhari ya upau wa pembeni: Siku ya Jumanne, Meta ilifichua kwamba imeungana na Microsoft kuanzisha marudio yanayofuata ya Model yake ya lugha kubwa ya AI na kufanya teknolojia, inayojulikana kama Llama 2, bila malipo kwa utafiti na matumizi ya kibiashsra. Ikiwa umeikosa Jinsi Flex Finance inavyosaidia biashara za kiafrika kuokoa pesa kwa suluhisho lako la usimamizi wa matumizi Mkurugenzi mtendaji wa Fullgap anashiriki jinsi waanzilishi wa miradi wanavyoweza kufaidika kutokana na ujenga hadharani Washirika wa Fluterwave na THE DIVE 2023 ili kuwaunganisha viongozi wakuu wa bidhaa kwa uzoefu mkubwa Ninachosoma na kutazama ChatGPT sasa inaweza kukukumbuka wewe ni nani na unataka nini Neuromarketing: Jinsi rajamu zinakufanya kununua vitu zaidi Elimu ya kifedha na kizazi cha mitandao ya kijamii","Telkom jàre ẹjọ́ tako Ààrẹ Orílẹ̀-èdè South Africa Ṣé àlàáfíà lo wà lónì? Báwo ni ọ̀sẹ̀ rẹ ṣe lọ? Nígbà tí àwọn ènìyàn bá ń bèèrè nípa àlàáfíà mi, mo máa ń rò ó pé bóyá wọ́n ń ṣe bẹ́ẹ̀ fún kíkí lásán ni. Síbẹ̀síbẹ̀, mò ń gbìyànjú láti ní òye pé ọ̀pọ̀lọpọ̀ ènìyàn ò bìkítà ìyẹn sì dára bẹ́ẹ̀. Síbẹ̀síbẹ̀, mo bìkítà sí i, torí náà mo fẹ́ mọ̀. Ìwòsàn ni ọ̀rọ̀ sísọ jẹ́. Torí náà, tẹ bọ́tìnì fi èsì kí o sì sọ bí ó ṣe ń ṣe ọ́ fún mi. Pẹ̀lú, ohunkóhun tí ìpinnu tí o bá ní fún òpin ọ̀sẹ̀, fi àkókò fún ìrònú àti àṣàrò kún-un. Mi ò ní sọ fún ẹ pé kí o ṣe eré ìdárayá nítorí mi ò tí ì ṣe bẹ́ẹ̀ láti ọjọ́ Àbámẹ́ta. Ṣùgbọ́n o mọ nǹkan tó yẹ kí o ṣe, àbí? Ní àkótán, lórí àkọ̀tun ètò Techpoint Africa Podcast fún ti ọ̀sẹ̀ yìí, ikọ̀ àwọn olóòtú sọ̀rọ̀ nípa oríṣiríṣi àwọn àkọ́lé, tó fi mọ́ Uber àti Bolt tí wọ́n ṣe ìfilọ́lẹ̀ ànfààní ààbò àkàálẹ̀ ohùn àti ìgbìmọ̀ ìpolówó ní orílẹ̀-ède Nàìjíríà tí wọ́n ń sáré tẹ̀lé Mr Macaroni. Gbọ́ ọ níbí. Nǹkan tí mo ní fún-un yín lónì rè é: Telkom jàre ẹjọ́ tako Ààrẹ Orílẹ̀-èdè South Africa Netflix gbójú aágan sí pínpín pásíwọọ̀dù ní orílẹ̀-ède South Africa Google ń ṣe àyẹ̀wò irinṣẹ́ IA tuntun fún àwọn akọ̀ròyìn Telkom jàre ẹjọ́ tako Ààrẹ Orílẹ̀-èdè South Africa Telkom ti jàre ẹjọ́ tako Ààrẹ Orílẹ̀-èdè South Africa, Cyril Ramaphosa. Kí ló ṣẹlẹ̀? Ramaphosa pàṣẹ fún Ẹ̀ka tó ń Ṣe Ìtọpinpin Àkànṣe (SIU) lábi bojú wo àìṣedéédé Telkom níbi títa iWayAfrica àti Africa Online Mauritius àti títa ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ Multi-Links — ilé iṣẹ́ tó kúnà tí ó rà ní orílẹ̀-ède Nàìjíríà ní ọdún 2006. Ó tún pàṣẹ ìtọpinpin sí ríra iṣẹ́ ẹ̀rọ ìtẹwáyà (ẹ̀rọ alátẹ̀jíṣẹ́ àti àtẹ̀jíṣẹ́ ẹ̀rọ ìtẹwáyà). Èyí yọrí sí bí àwọn ilé iṣẹ́ ẹ̀rọ ibaraẹnisọrọ ní orílẹ̀-èdè South African náà ṣe pàdánù mílíọ̀nù owó rándì nínú iye owó àwọn onípìn-ín ìdókówò. Ìjọba orílẹ̀-èdè South Africa náà ní ìdá 40.5 nínú Telkom tí JSE-dárúkọ, nígbà tí Ilé Iṣẹ́ Tó Ń Rí Sí Ìdókówò Gbogbogbò, ilé iṣẹ́ mìíràn tó jẹ́ ti ìjọba tó sì ní àjọṣepọ̀ tó gúnmọ́ pẹ̀lú ìjọba orílẹ̀-èdè South Africa, ní ìdá 14.8. Ní oṣù Òkudù ọdún 2022, Chris Teurlinckx, Adelé Ẹgbẹ́ Aláṣẹ àti Olùdarí Telkom fún Ìgbésẹ̀ Òfin, sọ wí pé Ramaphosa hùwà tí ò bá òfin mu láti pàṣẹ fún SIU láti ṣe ìtọpinoin ẹ̀sùn àìṣedéédé tí ó ti wà láti ọdún 2006. Fún ìdí èyí, ní oṣù Agẹmọ ọdún 2022, ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ orílẹ̀-èdè South Africa náà kọ ìwé ẹ̀bẹ̀ sí Ilé Ẹjó Gíga Pretoria láti gbé ìgbẹ́jọ́ kalẹ̀ pé ìpinnu Ramaphosa láti pàṣẹ ìtọpinpin sí ẹ̀sùn àìṣedéédé ní Telkom ò bá òfin mu kò sì fẹsẹ̀ múlẹ̀. Kí wá ni báyìí? Ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ náà sọ wí pé Ìkéde 49, tí ààrẹ orílẹ̀-ède South Africa fi léde ní ọjọ́ 25 oṣù Ṣẹẹrẹ, ọdún 2022, tí ó ń fún wọn ní àṣẹ láti tọpinpin Telkom, ni Ilé Ẹjó Gíga Pretoria ti yí padà. Serame Taukobong, Aláṣẹ àti Olùdarí Ẹgbẹ́ Telkom, sọ wí pé ilé iṣẹ́ náà ti sọ̀rọ̀ nípa àhesọ náà nínú ìkéde nípasẹ̀ àwọn ìgbésẹ̀ ilé iṣẹ́ ìjọba Telkom, àwọn àbájáde náà sì wà fún gbogbo ènìyàn. Telkom nínú ìròyìn lọ síwájú ilé ẹjọ́ náà nítorí ó gbàgbọ́ pé tí ìkéde náà bá lọ láì ní àtakò, ó máa dúró gẹ́gẹ́ bí àpẹẹrẹ tó léwu nípa ojúṣe ìjọba nínú ilé iṣẹ́ aládàni. Gẹ́gẹ́ bí ìdájọ́ náà, Adájọ́ J. Thlapi pinnu wí pé gbígbé ìkéde náà jáde ò bá òfin mu, kò fẹsẹ̀ múlẹ̀, kò sì ní agbára kankan tàbí ipa. Netflix gbójú aágan sí pínpín pásíwọọ̀dù ní orílẹ̀-ède South Africa Netflix ti bẹ̀rẹ̀ sí gbé ìgbésẹ̀ tako pínpín pásíwọọ̀dù kò sì ní pèsè àdínkù owó mọ́ fún ṣíṣe àfikún aṣàmúlò sí àkántì ní orílẹ̀-ède South Africa. Àgbà nínú wò ó bóṣe ń ṣẹlẹ̀ náà ń lo àpapọ̀ àdírẹ́ẹ̀sì IP, ID ẹ̀rọ, àti “ìṣesí àkántì láti orí ẹ̀rọ tí wọ́n ti forúkọsílẹ̀ wọlé sórí àkántì Netflix” láti mọ̀ bóyá wọ́n ń lo àkántì kan ní agboolé ẹni tó ni àkántì náà gangan. Tí ó bá rí i wí pé ẹlòmíràn ni ó ń lo àkántì náà ní ibòmíràn, ó máa fi ìfitónilétí ránṣé sí aṣàmúlò náà láti bèèrè pé kí wọn ó tan ààyè tí wọ́n wà gangan. Nígbà tí ó bẹ̀rẹ̀ sí dín àkántì kù sí agboolé kan, ìpawówọlé Netflix ti lékún ní gbogbo agbègbè, àwọn ìforúkọsílẹ̀ tuntun sì pọ̀ ju pípaárẹ́ lọ. Ilé iṣẹ́ náà sọ wí pé òún ti ṣàfihàn sísanwó pínpín ní orílẹ̀-èdè tó lé ní 100 ní oṣù Èbìbí ọdún 2023, èyí tí ó dúró fún ìdá 80 lé ìpawówọlé rẹ̀. Fún ìdí èyí, láàrín oṣù Igbe ọdún 2023 àti oṣù Òkudù ọdún 2023, ilé iṣẹ́ wò ó bóṣe ń ṣẹlẹ̀ náà ṣe àfikún 5.9 mílíọ̀nù àwọn oníbàárà tó ń sanwó. Yàtọ̀ sí èyí, Netflix kéde $8.18 bílíọ̀nù ní ìpawówọlé àti èrè iṣẹ́ $1.8 bílíọ̀nù, tí ó sọ wí pé ó tọ́nà pẹ̀lú ìrètí lápapọ̀. Ilé iṣẹ́ náà ń retí ìdàgbàsókè nínú ìpawówọlé láti ṣe lékún ní ìpín kejì ọdún gẹ́gẹ́ bí sísanwó pínpín ṣe ń so èso rere ní kíkún tí àwọn ìpèsè oní-ìpolówó sì ń tẹ̀síwájú láti dàgbà sókè dáadáa. Netflix pinnu láti ní ojú èrè ìdá 18 sí ìdá 20 ní ọdún 2023. Google ń ṣe àyẹ̀wò irinṣẹ́ IA tuntun fún àwọn akọ̀ròyìn Ní gbogbo ojọ́ ọjà mẹ́ta — ẹ má bìnú fún àsọrégè mi — a máa ń gbọ́ nípa irinṣẹ́ IA tuntun tó ń rọ́pò àwọn ònkọ̀wé tó sì ń ṣe ìrànwọ́ fún, àwọn onímọ̀ ẹ̀rọ, àti àwọn òṣìṣẹ́ mìíràn láti lè ṣiṣẹ́ sí i. Láti ìgbà tí ó ti ṣe ìfilọ́lẹ̀ Bard — olùdíje ChatGPT — ní oṣù Ẹ̀rẹnà ọdún 2023, Google nínú ìròyìn ń ṣiṣẹ́ lórí irinṣẹ́ IA tí ó lè kọ àtẹ̀jáde àkọsílẹ̀ àti kókó ìròyìn fún àwọn akọ̀ròyin. Ohun èlò náà, tí wọ́n pè ní Genesis, ṣàmúlò IA láti gba détà, bíi àwọn ìṣẹ̀lẹ̀ lọ́wọ́lọ́wọ́ kọ̀ọ̀kan, tí yóò sì pèsè àwọn kókó inú ìwé ìròyìn. New York Times sọ wí pé irinṣẹ́ náà ni wọ́n ṣe àgbéga fún gẹ́gẹ́ bí ""olùrànlọ́wọ́"" fún àwọn tí wọ́n ni Wall Street Journal, Washington Post, àti New York Times."". Google sọ wí pé òún ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ sí lo irinṣẹ́ IA náà ni, ó sì fi kún-un pé iṣẹ́ àkànṣe náà ò ní rọ́pò àwọn akọ̀ròyìn tàbí àwọn ojúṣe pàtàkì nínú ìjábọ̀ ìròyìn, ṣíṣẹ̀dá, àti ìwádìí-òótọ́. Síbẹ̀síbẹ̀, New York Times jábọ̀ wí pé àwọn aláṣẹ àti olùdarí tí wọ́n rí ìṣàfihàn Google ṣùgbọ́n tí wọn ò fẹ́ kí wọ́n dárúkọ wọn rí i gẹ́gẹ́ bí ǹkan tí ò fini lọ́kàn balẹ̀. Ẹ̀dun ọkàn wà pé àwọn irinṣẹ́ wọ̀nyìí lè pèsè ìròyìn aláìpéye tàbí ""ṣìràrán"" ìdáhùn nítorí wọ́n kọ́ wọn pẹ̀lú àwọn ìròyìn lórí ẹ̀rọ ayélujára. Ìròyìn náà jáde lẹ́yìn ọjọ́ díẹ̀ tí Associated Press kéde pé òun yóò dòwòpọ̀ pẹ̀lu OpenAI, àwọn tó ni ChatGPT, láti tọpinpin lílo AI aṣẹ̀dá nínú ìròyìn kíkọ, tí ó lè ṣínà fún àlékún ìṣọ̀kan jákèjájò-ẹ̀ka náà. Ní àfikún, àgbà nínú ìmọ̀ ẹ̀rọ náà sọ wí pé òun wá àjọṣepọ̀ pẹ̀lú àwọn ilé-iṣẹ́ ìròyìn láti ṣàmúlò irinṣẹ́ AI náà ní yàrá ìròyìn. Ìtanijí Létí Ìlà: Ní ọjọ́ Ìṣẹ́gun, Meta ṣàfihàn rẹ̀ pé òún ti gbìmọ̀ pọ̀ pẹ̀lú Microsoft láti ṣàfihàn àṣetúnṣe tí ó kàn nínú àwòṣe IA oní dátà ńlá rẹ̀ tí yóò sì jẹ́ kí ìmọ̀ ẹ̀rọ náà, tí a mọ̀ sí Llama 2, jẹ́ ọ̀fẹ́ fún iṣẹ́ ìwádìí àti lílò fún okòwò. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Bí Flex Finance ṣe ń ran àwọn oníṣòwò nílẹ̀ Adúláwọ̀ lọ́wọ́ láti ní owó nípamọ́ pẹ̀lú ọ̀nà àbáyọ aṣàmójútó ìnáwó rẹ̀ Aláṣẹ àti Olùdarí Fullgap sọ bí àwọn olùdásílẹ̀ Ilé iṣẹ́ adìdeélẹ̀ ṣe lè jẹ ànfààní ìpèsè ǹkan níta gbangba Flutterwave Darapọ̀ Pẹ̀lú THE DIVE 2023 fún Ìṣọ̀kan Àwọn Adarí Ohun-èlò Tó wà lókè ténté fún Ìrírí Ọ̀tun Nǹkan tí mò ń kà àti nǹkan tí mò ń wò ChatGPT ti lè rántí ẹni tí o jẹ́ àti nǹkan tí o fẹ́ Ìmọ̀ nípa ọpọlọ nínú ìpolówó: Bí àwọn ilé iṣẹ́ ṣe ń mú ọpọlọ rẹ ra ọjà sí i Ìmọ̀ nípa Ìṣúná & Àwọn Ìran Ìkànnì Ìbánidọ́rẹ̀ẹ́","Utelkom uwina icala ubhekene noMongameli waseNingizimu Afrika Unjani namhlanje? Belinjani isonto lakho? Uma abantu bebuza ukuthi nginjani, ngiyacabanga ukuthi ngabe bakwenza ngenxa yozwelo. Kodwa ngizama ukuqonda ukuthi iningi labantu abanandaba futhi lokho kulungile. Kepha ke, nginayo indaba, ngakho ngifuna ukwazi. Ukukhuluma kuyakwelapha. Ngakho gcindezela inkinobho yokuphendula ungitshele ukuthi uzizwa kanjani. Futhi noma yiziphi izinhlelo onazo zempelasonto,faka isikhathi sokubuka emuva nokucabanga kahle. Ngeke ngikutshele ukuthi uzivocavoce ngoba awukaze ukwenze kusukela ngMgqibelo. Kodwa uyakwazi okumele ukwenze angithi? Ekugcineni esiqephiwini sanamhlanje seTechpoint Africa Podcast, iqembu elihlelayo lixoxe ngezindaba ezimbalwa, okufaka uUber noBolt ukwethula kokuqopha okuzwakalayo njengezindlela zokuphepha nesigungu sokukhangisa saseNigeria silandela uMnu.Macaroni. Lalela lapha. Nakhu engikuphathele kona namhlanje: Utelkom uwina icala ubhekene noMongameli waseNingizimu Afrika Unetflix ubamba ukwabelana ngamaphasiwedi eNingizimu Afrika Ugoogle uhlola ithuluzi elisha leAL lezintatheli. Utelkom uwina icala ubhekene noMongameli waseNingizimu Afrika Utelkom useliwinile icala kade ebhekene noMongameli waseNingizimu Afrika uCyril Ramaphosa. Kwenzakaleni? URamaphosa uyalele iYunithi Ekhethekile Yokuphenya (SIU) ukuthi ibheke ekungaphathini kahle kokudayisa kukaTelkom we-iWayAfrika neAfrika Online Maurituis nokudayisa kweMulti-Link telecommunication - inkampani ehlulekileekutholile eNigeria ngo-2006. Uphinde wayalela ukuthi kwenziwe uphenyo ekutholakaleni kokusebenza kwethelegrafu (thelexi nethelegramu). Lokhu kudale ukuthi iSouth African telco ilahlekelwe izigidi zamarandi kunani labantu basebenzisana nabo. Uhulumeni waseNingizimu Afrika uno 40.5 % weJSE- uhla uTelkom ngesikhathi iPublic Investment Corporation enye inkampani yezwe enokubambisana okukhulu nohulumeni waseNingizimu Afrika ephethe u14.8%. NgoNhlangulana 2022, uChris Teurlincx weTelkom Acting Group Executive for Legal Services, uthe uRamaphosa wenza enokungemuthetho ukuyalela iSIU ukuthi iphenye izinsolo zokungaziphathi kahle kwakudala ngo-2006. Ekugcineni ngoNtulikazi 2022, iSouth African telco yabhikisha yaya eNkantolo ePhakeme ePitolo ukuthi inqabe umyalelo kaRamaphosa ukuthi kuphenywe izinsolo zokungaziphathi kahle kuTelkom okungahambisani nomthethosisekelo futhi okungekho. Kuzokwenzakalani manje? Itelco ithi iProclamation 49, ekhishwe nguMongameli weNingizimu Afrika ngomhlaka 25 2022, ukunika igunya lokuphenya uTelkom, selishinthwe yiNkantolo ePhakeme yasePitoli. Userame Taukobong,iCEO yeTelkom Group ishilo ukuthi inkampani isikhulumile ngezinsolo zokushiwo ngezinhlelo zokubusa kokusebenza kweTelkom, nemiphumela ngeyokwaziwa ngumphakathi. Kubikwa ukuthi uTelkom uye enkantolo ngoba ubukholelwa ukuthi isimemezelo asifakelwanga inselelo, ingabeka isandulelo esiyingozi mayelana neqgaza lesizwe ebhzinisini langasese. Ngokwesinqumo, uJaji J. Thlapi uzimisele ngokuthi ukukhishwa kwesimemezelo kwakungahambisani nomthethosisekelo, sasingekho futhi akukho ukuphoqa noma ukwenza. INetflix ibamba ukwabelana ngamaphasiwedi eNingizimu Afrika INetflix isiqale ukuthatha isinyathelo esibhekene nokwabelana ngamaphasiwedi futhi ngeke isanikana ngezaphulelo ekwengezeni abasebenzisi abangeziwe kuma akhawunti aseNingizimu Afrika. Ukubukwa kuzosebenzisa ukuhlanganiswa kwekheli le-IP, idivayisi ID kanye ""nokusebenza kwe akhawunti kumadivayisi okubhaliswe ngawo kuNetflix"" ukubheka ukuthi akhawunti isetshenziswa umnikazi wokuqala wendlu. Uma ithola ukuthi kukhona omunye umuntu osebenzisa -i-akhawunti kwenye indawo, ithumela umsebenzisi isaziso sokucela ukuthi asethe indawo yasekuqaleni. Ngesikhathi iqala yenza umkhawulo wama-akhawunti wokusebenzisa ikhaya elilodwa, ingenisonzuzo yeNetflix yanyuka esifundeni ngasinye futhi ababhalisayo abasha bahlula abakhanselayo. Inkampani yathi yethule ukukhokha ngokwabelana emazweni angaphezu kuka 100 ngoNhlaba 2023, ukubaleka okungaphezu kuka 80% kokwatholakala. Ekugcineni phakathi kukaMbasa 2023 noNhlangulana 2023, umsebenzi wokudlalaku inthanethi wengeza izigidi ezingu 5.9 wababhalisile abakhokhayo. Ngaphandle kwalokho, uNteflix ubike u $8.18 wamabhliyoni engenisonzuzo nokusebenza kwenzuzo ya-$1.8 wezigidigidi, ethi kwakuhambelana nokwakulindelekile. Inkampani ibona ukukhula kwengenisonzuzo kuzonyuka kuhhafu wesibili wonyaka njengoba ukukhokha ngokwabelana kukhokha kahle nohlelo lokukhangisa luqhubeka lukhula kahle. Inetflix ihlela ukuba nesigcino sokusebenza sa 18% kuya ku 20% ngo 2023. Ugoogle uhlola ithuluzi elisha leAL lezintatheli. Njalo ezinsukwini ezintathu zemakethe - ngiyaxolisa ngokuba nehaba - sizwa ngethuluzi elisha leAI elizothatha indawo yababhali onjiniyela kanye nabanye abasebenzi babe nomkhiqizo omkhulu. Kusukela kwethulwe iBard - iChatGPT challenger - ngoNdasa, uGoogle kubikwa ukuthi usebebza ukwenza ithuluzi leAl elizokwenza iphepha lemibhalo kanye nezihamba phambili zababiki bezindaba. Umkhiqizo unike isidlaliso uGenesis waqasha uAl ukuthi uthathe imininingo njengokuthile kwemicimbi yamanje bese ukhiqiza izindaba ezintsha. INew York Times ithi ithuluzi lagqugquzelwa ""njengomsizi"" kubanikazi balo beWall Street Journal, iWashington Post kanye neNew York Times. Ugoogle ushilo ukuthi usanda kuqala ukuhlola ithuluzi leAl,ukwengeza ukuthi iphrojekthi ngeke ize ithathe isikhala sezintatheli noma iqhaza labo elibalulekile lokubika, ukwenza nokuqinisekisa amaqiniso. Kepha iNew York Times ibike ukuthi abanye abaphathi ababone isethulo sikaGoogle kodwa bacela ukuthi baflihlwe bakuthola kungajabulisi. Lezi izikhalazo zokuthi lamathuluzi anganikeza ulwazi okungeyilo noma ahlanye izimpendulo ngoba aqeqeshiwe ukusebenzisa ulwazi lwaku inthanethi. Izindaba zifika ezinsukwini ngemva kweAssociated Press imemezele ukuthi izobambisana neOpenAl, umnikazi weChatGPT, uzophenya ukusebenza kokwenziwe Al ekubhalweni kwezindaba, okungavula indlela kubudlelwano obengeziwe embonini. Ukwengeza ongoti bezobuchwepheshe bashilo ukuthi bafuna abazobambisana nabo nezinhlangano zezindaba ukusebenzisa ithuluzi leAl ezindaweni zezindaba. Isaziso saseSidebar: NgoLwesibili iMeta iveze ukuthi isibambisene noMicrosoft ukwethulaukuphindeka okulandelayo kwemodeli yezolimi enkulu yeAl nokwenza ezobuchwepheshe, okwaziwa njengeLlama 2 kumahhala kwezocwaningo nokusentshenziswa kwezokudayisa. Uma kukweqile IFlex Finance iwasiza kanjani amabhizinisi abantu baseAfrika ukuthi bonge imali ngesixazululo sokuphatha ukuyisebenzisa ICEO yeFullgap yabelana ngokuthi abasunguli beziqalo bangazuza kanjani ekwakheni emphakathini. I-Flutterwave ibambisana neTHE DIVE 2023 ukuhlanganisa abaholi abaphezulu bomkhiqizo ngesipiliyoni esiyingqayizivele Engikufundayo nengikubukayo ChatGPT can now remember who you are and what you want Neuromarketing: How brands are getting your brain to buy more stuff Financial Literacy & The Social Media Generation"
+"ዶይባ (Duoiba)፣ ኢንተንሲፋይ (Internsify) እና ቬሪዳቅ (Veridaq) በ ፒች አርብ (Pitch Friday) ላይ የመድረኩን መሀል ይዘዋል። ባለፈው አርብ፣ የቅድመ-ደረጃ ጀማሪ ድርጅቶች የወርሃዊ ለድጋፍ የሚሆን ገንዘብ ለማግኘት ሀሳብ የሚያቀርቡበትን ዝግጅታችን፣ በ'ፒች ፍራይዴይ'(Pitch Friday) የሀምሌውን እትም አድርገን ነበር ። ድባቡን ለመፍጠር፣ በ ትሬድስ (Treads) ላይ እናም ትሬድስ (Treads) በትዊተር(Twitter) ላይ ስጋት የመፍጠር አቅሙ ላይ መደበኛ ያልሆነ ውይይት አድርገናል። አሁን ላይ ሁሉም ሰው ማለት ይቻላል የ ትሬድስ(Treads) የስልክ ላይ መተግበሪያን እያወረደ እና ወደ ስልኩ እየጫነ እንደሆነ ዘግቧል ፣ አንድ ሰው ብቻ ግን ለመመዝገብ የኢንስታግራም መለያ እንደሚያስፈልገው ካወቀ በኋላ ሂደቱን አቁሟል። ሆኖም የስልክ ላይ መተግበሪያውን ለመጀመሪያ ጊዜ ካወረዱ በኋላ ለመጠቀም የከፈቱት ጥቂት ሰዎች ብቻ ነበሩ። ይህም ሙሉ በሙሉ አያስደንቅም። ዘገባዎች እንደሚያሳዩት አዲስ ከሚቀላቀሉት የሜታ (Meta) ቤተሰቦች ውስጥ፣በየቀኑ በንቁነት የሚጠቀሙ ተጠቃሚዎች 20 በመቶ ቀንሰዋል። በትሬድስ(Treads) ላይ ለመመዝገብ፣ የተሰጡት ምክንያቶች በአብዛኛው በጉጉት ዙሪያ ያጠነጠነ ነበር። ግን አሁንም ትልቁ ጥያቄ እንደቀረ ነው። ትሬድስ(Treads) በትዊተር ላይ አስተማማኝ ስጋት ሊፈጥር ይችላል? እዚህ ላይ, የተሰጡት አስተያየቶች በእኩል ተከፋፍለው ይገኛሉ። አስተያየት ለመስጠት ከተሳተፉት አብዛኛዎቹ ፣ ትዊተርን ሊፎካከር እንደሚችል ፤ ነገር ግን የግድ መተካት የለበትም የሚል ስሜት አላቸው ። ለዚህም አንዱ ምክንያት የኢንስታግራምን ጥቅም ማግኘቱ ነው። ትሬድስ(Treads) በተጀመረ በአንድ ሳምንት ውስጥ 100 ሚሊዮን የሚሆኑ ተጠቃሚዎችን ሰብስቧል። ከጥቂት ወራት በፊት ቻት ጂፒቲም(ChatGPT) በተለቀቀ በሁለት ወራት ውስጥ 100 ሚሊዮን ተጠቃሚዎችን አግኝቷል። ይሁን እንጂ ይህ ግን ሙሉውን ታሪክ አይገልጽም። 100 ሚሊዮን ተጠቃሚዎች፣ ከኢንስታግራም 2.3 ቢሊዮን ተጠቃሚዎች አንፃር ሲታይ ከ10 በመቶ በታች ናቸው። ሌሎች ጥቂት ሰዎች ትዊተር ከሌሎች የማህበራዊ የብዙሀን መገናኛ መድረኮች የተለየ ነገር አቅርቧል ብለውም ተከራክረዋል። ሁለቱም ምርቶች አሁንም መቅረፍ ያለባቸው ጥቂት ጉድለቶች እንዳሏቸው ግምት ውስጥ በማስገባት፣ ማን እንደሚያሸንፍ ለመናገር በጣም ገና ነው። ያንን በእንዲህ መንገድ ከዘጋን፣ አሁን ለድጋፍ የሚሆን ገንዘብ ለማግኘት ሀሳብ በሚያቀርቡበትን ዝግጅት በ ፒቾች (pitches) እንጀምራለን። ኢማኑዌል ኡዶ የኢ-ኮሜርስ ጅምር የሆነውን 'ዶይባ'(Duoiba)ን በማንሳት ዝግጅቱ ተጀምሯል። እ.ኤ.አ. በ2025 የአለም አቀፉ የፋይናንስ ኮርፖሬሽን እና ጎግል፣ የዲጂታል ኢኮኖሚው በ አጠቃላይ የአፍሪካ አመታዊ ገቢ (GDP) ላይ በዓመት 180 ቢሊዮን ዶላር ሊጨምር እንደሚችል ግምታቸውን ሲያስቀምጡ፣ እናም 'ኡዶ' የዚያን መጠን የተወሰነ ክፍል 'ዶይባ'(Duoiba) ጋር ለመያዝ አልሟል። በነገራችን ላይ በዩቲዩብ ማሰራጫ መስመራችን የዚህን ዝግጅት በድጋሚ የሚጫወተውን ቅርጸ ምስል እንዲሁም ሌሎች ቅርጸ ምስል በማሰራጫ መስመሩ ላይ መመልከት ትችላላችሁ። በዶይባ(Duoiba) ላይ ያሉ ሻጮች በበይነ መረቡ መስመር ላይ መደብሮችን መፍጠር ይችላሉ፣የ መታወቂያ ማስረጃ መቀበያ ባህሪው፣ ገዢዎችን ከአጭበርባሪዎች ይጠብቃቸዋል። በተጨማሪም፣ በዶይባ(Duoiba) ብዙ አፍሪካውያን ምርትን በበይነ መረቡ መስመር ላይ ገዝተው ያሉበት ድረስ ማጓጓዝን እንዲጀምሩ ለመርዳት ያለመ ነው። ጀማሪ ድርጅቱ ሻጮችን 2 በመቶ ከግብይቱ ክፍያ ላይ ለአገልግሎት ያስከፍላል። 13,000 ናይራ ($14) ወርሃዊ የደንበኝነት ምዝገባ ክፍያም አለ። ከ200 በላይ ሻጮች በመድረኩ ላይ ተመዝግበው እየሰሩ ይሀኛሉ፣ በዚህም ምክንያት ከ 5 ሚሊዮን ናይራ (5,649 ዶላር) በላይ ሽያጮችም ተመዝግበዋል። ጁሊየስ ኦሲላማህ በመቀጠል ኢንተርንሲፋይን (Internsify) በማንሳት ነበር የቀጠለው ዝግጅቱ ። 60 በመቶ የሚሆኑት የአፍሪካ ስራ አጥ ነዋሪዎች ወጣቶች ናቸው። ለእነዚህ ወጣቶች ሥራ ማግኘት በጣም ከባድ ነው። ኢንተርንስፋይ (Internsify) የስልጠና እና በተግባር መለማመጃዎችን በመስጠት ለዚህ ክፍተት መሸጋገሪያ ድልድይ መሆን ይፈልጋል። እ.ኤ.አ በሰኔ 2022 የጀመረው ኢንተርንሲፋይ (Internsify) ከ27 አገሮች ከ2,000 በላይ ማመልከቻዎችን ተቀብሏል። ከሁለት ድርጅቶች ጋርም የአጋርነት ፊርማ ተፈራርሟል። ���ቀባይነት ያገኙ እጩዎችም ሥራ እንዲያገኙ እገዛ ከማድረጉ በፊት የመጀመሪያዎቹን አምስት ወራት በመማር እንዲያሳልፉ ይደረጋሉ። በነዚህ አምስት ወራት በመድረኩ ላይ ያሉ ተማሪዎች 50,000 ናይራ($56) ይከፍላሉ። በ አዮደጂ አዴውሲ የቀርበው ቬሪዳቅ (Veridaq) ሀሳቡን ያቀረበው የመጨረሻው ጀማሪ ድርጅት ነበር ። የማንነት ማረጋገጫው ጀማሪ ድርጅት፣ ቨሪዳቅ(Veridaq) ቀጣሪዎች የሚቀጥሯቸውን የሰራተኛ ማንነት ምስክርነቶችን እንዲያረጋግጡ በመርዳት ነው የጀመረው። ሰራተኞች ቬሪዳቅ(Veridaq) ላይ የማንነት መለያ ይፈጥራሉ እናም የስራ ታሪካቸው አዘጋጅተው እንዲያስገቡ ጥያቄ ይቀርብላቸዋል ፣ያስገቡትም ሰነድ እሱም ተዘጋጅቶ እንደ ዲጂታል መለያ መታወቂያ ሆኖ ይመለሳል። የመለያ መታወቂያው የዕድሜ ልክ ነው፣ ነገር ግን ተጠቃሚዎች እሱን በየወቅቱ ለማዘመን ክፍያ መክፈል አለባቸው። ሦስቱም መስራቾች ከተሳታፊዎች ግብረ መልስ እና ጥያቄዎችን አስተናግደዋል ። ፒች ፍራይደይ፣ በየወሩ ሁለተኛ አርብ ላይ ይካሄዳል፣ እና ቀጣዩ በሚከናወንበት ሰአት አስታዋሽ መልእክት እንዲደርስዎ መመዝገብ ይችላሉ።","Duoiba, Internsify, and Veridaq take centre stage at Pitch Friday Last Friday, we had the July edition of Pitch Friday, our monthly pitch event for early-stage startups. To set the tone, we had an informal conversation on Threads and its capacity to pose a threat to Twitter. Almost everyone present reported downloading the Threads app, while one person abandoned the process after discovering he needed an Instagram account. However, only a few people had opened the app since they first downloaded it. That's not entirely surprising. Reports show that daily active users on the newest addition to the Meta family have dropped by 20%. The reasons given for signing up on Threads largely revolved around curiosity. But the big question remained. Can Threads pose a credible threat to Twitter? Here, the opinions were evenly split. The majority of the attendees felt it could rival Twitter but not necessarily replace it. One reason given for this was having the Instagram advantage. Within a week of its launch, Threads had garnered 100 million users. Just a few months ago, ChatGPT gained 100 million users within two months of its release. However, this doesn't tell the complete story. 100 million users is less than 10% of Instagram's 2.3 billion users. A few other people argued that Twitter offered something different from other social media platforms. The consensus, though, was that it was too early to tell who would win considering both products still have a few kinks to iron out. With that out of the way, we began with the pitches. Emmanuel Udo went first, pitching Duoiba, an eCommerce startup. By 2025, the International Finance Corporation and Google estimate that the digital economy could add $180 billion a year to Africa's GDP, and Udo aims to capture a portion of that with Duoiba. By the way, you can catch a replay on our YouTube channel as well as watch other videos on the channel. Sellers on Duoiba can create online stores, while an escrow function protects buyers from being scammed. Additionally, Duoiba aims to help more Africans start drop shipping. The startup charges sellers a 2% transaction fee. There's also a monthly subscription fee of ₦‎13,000 ($14). More than 200 sellers have been onboarded on the platform, resulting in over ₦‎5 million ($5,649) in sales. Julius Osilamah was next, pitching Internsify. 60% of Africa's unemployed residents are young people. For these young people, getting a job is tough. Internsify wants to bridge the gap by providing training and internship placements. Launched in June 2022, Internsify has received more than 2,000 applications from 27 countries. It has also signed partnerships with two organisations. Accepted candidates spend the first five months learning before being assisted in getting jobs. Students on the platform also pay ₦‎50,000 ($56) during this time. Veridaq was the last startup and was presented by Ayodeji Adewusi. An identity verification startup, Veridaq is starting out by helping employers verify employee credentials. Employees can create an account on Veridaq and make a request for their work history, which is then processed and returned as a digital badge. The badge is valid for life, but users have to pay a fee to update it. All three founders got feedback and fielded questions from the audience. Pitch Friday holds on the second Friday of every month, and you can register to get a reminder for the next one.","Duoiba, Intensify da Veridaq sun ɗauki hankali a Pitch Friday. A Juma'ar da ta wuce mun gabatar da shirin Pitch Friday na watan Yuli, ganawar mu ta wata-wata da kamfanoni sabbin kafawa. Don saita yanayi,mun ɗan yi wata tattaunawa akan shafin Threads da kuma irin ƙarfinsa wajen kawo barazana ga shafin Twitter. Kusan kowa da yake wajen ya bada rahoton sauke manhajar shafin Threads, yayinda mutun ɗaya ya kaucewa abun bayan da ya gano cewa da buƙatar samun shiga manhajar Instagram. Duk da haka, mutane ƴan kaɗan ne suka buɗe manhajar tunda dama sun sauke ta. Gaba ɗaya wannan ba abin mamaki ba ne. Rahotanni sun nuna cewa masu amfani da sabon shafin na kamfanin Meta sun ragu da kashi 20%. Dalilan da ake bayarwa da suke sawa ana yin rajista da shafin na Threads sun fi karkata ne akan son asani. Amma babban abun tambayar shine. Shin shafin Threads zai iya zama babbar barazana ga shafin Twitter? Anan dai ra'ayoyin da suka bambanta sun kusa zuwa kai ɗaya. Mafi yawan mahalarta tattaunawar suna jin cewa zai iya kishiyantar shafin Twitter, amma bai zama dole ya maye gurbinsa ba. Ɗaya daga cikin dalilan da aka bayar na wannan shine, samun tagomashin shafin Instagram. Cikin mako guda bayan ƙaddamar da manhajar, manhajar Threads ta samu masu amfani da ita mutum miliyan 100. Ƴan watanni kaɗan baya, manhajar ChatGPT ta samu masu amfani da ita mutum miliyan 100 cikin watanni biyu da sakinta. Duk da haka, wannan bai bayyana cikakken labarin ba. Masu amfani dashi mutum miliyan 100 sun gaza yawan na shafin Instagram da kaso 10%, wanda yake da masu amfani mutum biliyan 2.3. Mutane ƙalilan ne suke ganin cewa shafin Twitter na bada wani abu da yasha bamban da sauran shafukan sada zumunta. Matsayar itace, cewa yayi wuri da yawa a iya bayyana wanda zai iya yin nasara, duba da cewa manhajojin biyu suna da ƴan matsalolin da ya kamata su shawo kansu. Mun gama da wancan, zamu fara da tarukan kasuwanci. Emmanuel Udo ne ya fara jawabi, inda yayi magana akan Duoiba, wani sabon kamfanin kasuwanci ta intanet. Zuwa shekara ta 2025, Cibiyar International Finance Corporation tare da Kamfanin Google sun ƙiyasta cewa tattalin arziƙin zamani na iya ƙara dala biliyan $180 ga yawan kuɗaɗen shiga na Afrika, wato (GDP), kuma Udo nada ƙudirin samun wani kaso daga ciki, ta hanyar kamfanin Duoiba. Sai dai, zaka iya sake kalla a tashar YouTube ɗin mu, da kuma wasu ƙarin bidiyoyin a tashar. Masu siyarwa na iya ƙirƙirar shagunan yanar gizo akan Duoiba, yayin da wani kamfani yake kare masu siye daga zamba. Bugu da ƙari, Duoiba yana da niyyar taimakawa ƙarin 'yan Afirka su fara jigilar kayayyaki. Sabon kamfanin yana cajin masu siyarwa 2% na ma'amalar kasuwancin da suka yi. Haka kuma akwai sabunta rajista duk wata akan kuɗi ₦13,000 dai-dai da dala ($14). Masu siyarwa sama da 200 sun yi rajista da shafin, lamarin da ya janyo cinikin sama da naira miliyan ₦5, dai-dai da dala ($5,649). Na gaba shine Julius Osilamah, inda yayi magana akan kamfanin Intensify. Kaso 60% na marasa aikin yi mazauna Afrika matasa ne. Ga waɗannan matasa, samun aiki nada matuƙar wahala. Kamfanin Intensify yana so ne ya cike giɓin, ta hanyar bada horo da kuma guraren aiki. Wanda aka ƙaddamar a watan Yunin shekarar 2022, Intensify ya samu wanda suka nuna buƙatar aiki tare dashi mutum 2,000, daga ƙasashe 27. Haka kuma ya ƙula haɗakar haɗin gwiwa da wasu ƙungiyoyi guda biyu. Waɗanda suka samu aka ɗauke aiki zasu shafe watanni biyar ɗin farko suna koyon aiki, kafin a taimaka musu wajen ganin sun samu ayyuka. Ɗalibai da sukayi rajista da shafin zasu biya Naira ₦50,000 ($56) a tsawon wannan lokaci. Veridaq shine sabon kamfani na ƙarshe, kuma Ayodeji Adewusi ne ya gabatar dashi. Wani sabon kamfanin tantace asali ne, Varidaq ya fara ne da taimakon masu ɗaukar aiki wajen tantance takardun ma'aikata. Ma'aikatan kan ƙirƙiri shafukan su manhajar Veridaq, su kuma zasu nemi bayanan tarihin aikin su, wanda za'a sarrafa su a kuma maido dasu a matsayin takardun shaidar karatu ko aiki. Waɗannan takardun shaidar karatu ko aikin zasu ci gaba da aiki tsawon rayuwar mutum, amma masu amfani da manhajar zasu riƙa biyan wasu kuɗi don a riƙa sabunta su. Mutanen uku da suka kafa kamfanoni sun samu jawabai da kuma amsa tambayoyi daga mahalarta taron. Ana gabatar da shirin Pitch Friday ne a Juma'a ta biyun kowanne wata, kuma zaku iya yin rajista don samun tunasarwar ranar da za a gabatar da shiri na gaba.","Duoiba, Internsify, na varidaq huchukua hatua kuu kwenye Pitch Friday Ijumaa iliyopita, tulikuwa na toleo la Julai la Pitch Friday, tukio letu la kila mwezi la uanzishaji wa hatua za awali. Ili kuweka sauti, tulikuwa na mazungumzo yasiyo rasmi kwenye Threads na uwezo wake wa kuleta tishio kwa Twitter. Takribani kila mtu aliyekuwepo aliripoti kupakuwa programu ya Threads, huku mtu mmoja aliachana na mchakato huo baada ya kugundua anahitaji akaunti ya Instagram. Hata hivyo, ni watu wachache tu waliokuwa wamefungua Programu tangu walipokuwa kwa mara ya kwanza. Hiyo haishangazi kabisa. Ripoti zinaonyesha kuwa watumiaji wanaofanya kazi kila siku kwenye nyongeza mpya zaidi ya familia ya Meta wamepungua kwa 20%. Sababu zilizotolewa za kujiandikisha kwenye Threads kwa kiasi kikubwa zilihusu udadisi. Lakini swali kubwa lilibaki. Je, Threads inaweza kuwa tishio la kuaminika kwa Twitter? Hapa, maoni yaligawanywa kwa usawa. Wengi wa waliohudhuria walihisi inaweza kushindana na Twitter lakini sio lazima kuchukua nafasi yake. Sababu moja iliyotolewa kwa hili kuwa Instagram ilikuwa na faida. Ndani ya wiki moja baada ya kuzinduliwa, Threads ilikuwa imepata watumiaji milioni 100. Miezi mchache tu iliyipota, ChatGPT ilipata watumiaji milioni 100 ndani miezi miwili baada ya kutolewa. Hatah ivyo, hii haisemi taarifa kamili. Watumiaji milioni 100 ni chini ya 10% ya watumiaji Bilioni 2.3 wa Instagram. Watu wengine wachache walidai kuwa Twitter ilitoa kitu fulani tofauti na majukwaa mengine ya mitandao ya kijamii. Makubaliano, ingawa, ni kwamba ilikuwa ni mapema mno kusema ni nani angeshinda ikizingatiwa kuwa bidhaa zote mbili bado zina mambo machache ya kusuluhisha. Kwa kuwa nje ya njia, tulianza na viwanja. Emmanuel Udo alishika nafasi ya kwanza, akianzisha Duoiba, mwanzo wa biashara ya mtandaoni. Kufikia 2025, shirika la fedha la kimataifa na Google wanakadiria kuwa uchumi wa kidigitali unaweza kuongeza Bilioni $180 kwa mwaka kwenye pato la taifa la Afrika, na Udo analenga kupata sehemu ya hiyo na Duoiba. Pamoja na hayo, unaweza kupata onyesho la marudio kwenye chaneli yetu ya You Tube vile vile angalia Video nyengine kwenye chaneli. Wauzaji kwenye Duoiba wanaweza kuunda maduka ya mtandaoni, ilhali kipengele cha escrow hulinda wanunuzi dhidi ya kulaghaiwa. Zaidi ya hayo, Duoiba inalenga kusaidia zaidi Waafrika kuanza kupunguza usafirishaji. Mradi utatoza wauzaji ada ya ununuzi ya 2%. Pia kuna ada ya usajili ya kila mwezi ya N13,000 ($14). Zaidi ya wauzaji 200 wamejumuishwa kwenye jukwaa, na kusababisha mauzo ya zaidi ya milioni N5 ($5,649). Julius Osilamah ndiye aliyefuata, akicheza Intensify. Asilimia 60 ya wakazi wa Afrika wasio na ajira ni vijana. Kwa vijana hawa, kupata kazi ni ngumu. Intensify inataka kuziba pengo kwa kutoa mafunzo na uwekaji mafunzo kazini. Ilizinduliwa mnamo Juni 2022, Intensify imepokea maombi zaidi ya 2,000 kutoka nchi 27. Pia imetia saini ushirikiano na mashirika mawili. Watahiniwa waliokubalika hutumia miezi mitano ya kwanza kujifunza kabla ya kusaidiwa kupata kazi. Wanafunzi kwenye jukwaa pia hulipa N50,000 ($56) wakati huu. Veridaq ilikuwa ni mradi wa mwisho na ulianzishwa na Ayedoji Adewusi. Kwa kuanzisha uthibitishaji wa utambulisho, Veridaq inaanza kwa kuwasaidia waajiri kuthibitisha kitambulisho cha mfanyakazi. Wafanyakazi wanaweza kufungua akaunti kwenye Veridaq na kutuma ombi la historia ya kazi yao, ambayo inachakatwa na kurudishwa kama beji ya kidijitali. Beji ni halali kwa maisha yote, lakini watumiaji wanapaswa kulipa ada ya ili kuihuisha. Waanzilishi wote watatu walipata maoni na kuwasilisha maswali kutoka kwa watazamaji. Pitch Friday itafanyika Ijumaa ya pili ya kila mwezi na unaweza kujiandikisha ilikupata ukumbusho kwa ijayo.","Duoiba, Internsify, àti Veridaq ti di ọ̀kan pàtàkì ní Pitch Friday Ní ọjọ́ Ẹtì tó kọjá, a ṣe àkọ̀tun ètò Pitch Friday fún oṣù Agẹmọ, ètò ìṣàfihàn olóṣooṣù wa fún àwọn Ilé iṣẹ́ adìdeélẹ̀ tí wọ́n ṣẹ̀ṣẹ̀ bẹ̀rẹ̀. Ká sọ ojú abẹ níkò, a ṣe ìfọ̀rọ̀wérò gbẹ̀fẹ́ lórí Threads àti agbára rẹ̀ láti dúró gẹ́gẹ́ bí ewu fún Twitter. Ó fẹ́rẹ̀ jẹ́ wí pé gbogbo àwọn tí wọ́n wà níbẹ̀ ni wọ́n sọ wí pé àwọn ṣe ìgbàsílẹ̀ ohun èlò ìmúṣiṣẹ́ Threads, nígbà tí ẹnìkan pa ìgbésẹ̀ náà tì lẹ́yìn tí ó rí i wí pé òun nílò àkánti Instagram. Síbẹ̀síbẹ̀, ènìyàn péréte ni wọ́n ti ṣí ohun èlò ìmúṣiṣẹ́ náà láti ìgbà tí wọ́n ti kọ́kọ́ gbà á sílẹ̀. Ìyẹn kò fi gbogbo ara yanilẹ́nu. Ìròyìn fi hàn pé àwọn aṣàmúlò tí wọ́n ń ṣiṣẹ́ lójoojúmọ́ lórí àfikún tuntun sí sí ẹbí Meta ti wálẹ̀ pẹ̀lú ìdá 20. Èrèdí tí wọ́n sọ pé ó mú àwọn fi orúkọ sílẹ̀ lórí Threads lọ́pọ̀ ló so mọ́ ojúmìtó. Ṣùgbọ́n ìbéèrè ńlá náà ṣì ṣẹ́kù. Ṣé Threads lè dúró gẹ́gẹ́ bí ewu ńlá fún Twitter? Níbí, àwọn èròngbà náà ni wọ́n pín lọ́gbọọgba. Ọ̀pọ̀lọpọ̀ àwọn tí wọ́n wà níbẹ̀ rò wí pé ó lè ṣorogún pẹ̀lú Twitter ṣùgbọ́n kò túmọ̀ sí wí pé yóò rọ́pò rẹ̀. Ìdí kan ṣoṣo tí wọ́n fún wa fún eléyìí ni wí pé ó ní ànfààní Instagram. Láàrín òsẹ̀ kan tí wọ́n ṣe ìfilọ́lẹ̀ rẹ̀, Threads ti ní 100 mílíọ̀nù àwọn aṣàmúlò. Ní oṣù díẹ̀ sẹ́yìn, ChatGPT ní 100 mílíọ̀nù àwọn aṣàmúlò láàrín oṣù méjì tí ó jáde. Síbẹ̀síbẹ̀, èyí kò sọ náà ní kíkún. 100 mílíọ̀nù àwọn aṣàmúlò kéré sí ìdá 10 2.3 bílíọ̀nù àwọn aṣàmúlò Instagram. Díẹ̀ nínú àwọn ènìyàn míràn jiyàn wí pé Twitter ń pèsè nǹkan tó yàtọ̀ sí ti àw��n ìkànnì ìbánidọ́rẹ̀ẹ́ yòókù. Ìfẹnukò, bótilẹ̀jẹ́ bẹ́ẹ̀, ni wí pé ó ti yá jù láti mọ ẹni tí yóò borí tí a bá ro bí àwọn ohun èlò méjèèjì ṣì ṣe ní ìṣòro díẹ̀ láti yanjú. Pẹ̀lú bí ìyẹn ti ṣe kúrò lójú ọ̀nà, a bẹ̀rẹ̀ pẹ̀lú àwọn ìfihàn náà. Emmanuel Udo ló kọ́kọ́ ṣáájú, tó ṣàfihàn Duoiba, Ilé iṣẹ́ adìdeélẹ̀ ìṣòwò orí ayélujára. Tí yóó bà fi di ọdún 2025, Ilé Iṣẹ́ Tó Ń Rí Sí Ìṣúná Ilẹ̀ Òkèrè àti Google ṣe ìṣirò pé ètò ọrọ̀ ajé àkósódù lè ṣe àfikún $180 bílíọ̀nù ní ọdún kan sí GDP ilẹ̀ Adúláwọ̀, Udo sì ń gbérò láti mú apá kan nínú ìyẹn pẹ̀lú Duoiba. Bo tilẹ̀ jẹ́ wí pé, o lè wo àtúnwò rẹ̀ ní ojú òpó YouTube wa bákan náà lo sì tún lè wò àwọn àkàálẹ̀ aláwòrán mìíràn ní ojú òpó náà. Àwọn òntàjà lórí Duoiba lè ṣẹ̀dá ilé ìtàjà orí ẹ̀rọ ayélujára, nígbà tí ìṣesí alàgàta yóò dáàbò bo àwọn oníbàárà kúrò níbi ìṣe kòngẹ́ jìbìtì. Ní àfikún, Duoiba ń gbérò láti ran ọ̀pọ̀lọpọ̀ àwọn ọmọ ilẹ̀ Adúláwọ̀ lọ́wọ́ láti bẹ̀rẹ̀ ìtàjà orí ẹ̀rọ ayélujára. Ilé iṣẹ́ adìdeélẹ̀ náà ń gba ìdá 2% owó ìdúnàdúrà lọ́wọ́ òntàjà. Àsaánlẹ̀ owó ₦‎13,000 ($14) lóṣooṣù tún wà. Ó lé ní 200 àwọn òntàjà tí wọ́n ti darapọ̀ mọ́ ìkànnì náà, tó yọrí sí ìtàjà tó lé ní ₦‎5 mílíọ̀nù ($5,649). Julius Osilamah ló kàn, tó ṣàfihàn Internsify. Ìdá 60 àwọn olùgbé nílẹ̀ Adúláwọ̀ tí ò níṣẹ́ lọ́wọ́ ni wọ́n jẹ́ ọ̀dọ́. Fún àwọn ọ̀dọ́ wọ̀nyìí, iṣẹ́ rírí nira gan-an. Internsify fẹ́ dí àlàfo náà pẹ̀lú pípésè ìdánilẹ́kọ̀ọ́ àti ìkọ́ṣẹ́ ìfinisípò. Ilé iṣẹ́ náà tí wọ́n ṣe ìfilọ́lẹ̀ rẹ̀ ní oṣù Òkudù ọdún 2022, Internsify ti gbà ju ìwé ìforúkọsílẹ̀ 2,000 lọ láti orílẹ̀-èdè 27. Ó tún ti tọwọ́ bọ̀wé àjọṣepọ̀ pẹ̀lú ilé-iṣẹ́ méjì. Àwọn olùdíje tí wọ́n gbà lo oṣù márùn-ún àkọ́kọ́ láti kọ́ ẹ̀kọ́ ṣíwájú kí wọ́n tó ràn wọ́n lọ́wọ́ láti rí iṣẹ́. Àwọn akẹ́kọ̀ọ́ tí wọ́n wà lórí ìkànnì náà tún san ₦‎50,000 ($56) ní àsìkò yìí. Veridaq ni Ilé iṣẹ́ adìdeélẹ̀ tó gbẹ́yìn Ayodeji Adewusi ló sì ṣojú rẹ̀. Ilé iṣẹ́ adìdeélẹ̀ tó ń ṣe ìjẹ́rìsí ìdánimọ̀, Veridaq ti bẹ̀rẹ̀ pẹ̀lú ríran àwọn agbanisíṣẹ́ lọ́wọ́ ṣe ìjẹ́rìsí àwọn ìwé ẹ̀rí àwọn òṣìṣẹ́ wọn. Àwọn òṣìṣẹ́ lè ṣí àkántì lórí Veridaq kí wọ́n sì bèèrè fún iṣẹ́ àtẹ̀yìnwá òṣìṣẹ́ wọn, tí yóó sì di ṣíṣe tí wọn ó sì dá a padà gẹ́gẹ́ bí àkọmànà àkósódù. Àkọmànà yìí wà fún lílò títí ayé, ṣùgbọ́n àwọn aṣàmúlò ní láti san owó kan láti sọ ọ́ di ọ̀tun. Àwọn olùdásílẹ̀ mẹ́tẹ̀ẹ̀ta ni wọ́n gba àríwísí àti àwọn ìbéèrè onídáhùn láti ọ̀dọ̀ àwọn ònwòran. Pitch Friday máa ń wáyé ní ọjọ́ Ẹtì kejì ní oṣooṣù, o sì lè forúkọsílẹ̀ láti gba ìtanijí fún èyí tó ń bọ̀.","IDuoiba, i-Internsify, kanye neVeridaq bayagqama esiteji ngoPitch Friday Ngolwesihlanu olwedlule sibe nohlobo lwaNtulikazi lwaLwesihlanu wokwethula umcimbi wethu wanyanga zonke wezinga loluqala lweziqalo. Ukuhlela ithoni,besinolwazi lwengxoxo kuNgqikithi nokukwazi kwayi ukuletha ingozi kuTwitter. Cishe wonke umuntu owenze isethulo ubike ukulandwa kwesisetshenziswa seNgqikithi, ngesikhathi oyelwa eshiye uhlelo ngemva kokuthola ukuthi udinga akhawunti yeInstagram. Kepha, bambalwa abantu abavule isisetshenziswa kusukela besilandile. Lokho akumangazi. Imibiko ikhombisa ukuthi abasebenzisi bazozonke izinsuku kokwengeziwe okusha emndenini waka Meta kwehle ngo-20%. Izizathu ezinikiwe zokubhalisa kuNgqikithi zimayelana nokufuna ukwazi. Kodwa umbuzo omkhulu usamile. Ngabe Ingqikithi ungaletha ingozi kuTwitter? Lapha imibono yehlukaniswa ngokulingana. Iningi lezihambeli libone engathi kuzoba imbangi kuTwitter kodwa hhayi ukuthatha indawo yawo. Isizathu esisodwa esinikiwe salokhu ngukuthi kwakuthola okuhle kuInstagram. Ngesonto yethuliwe iThreads isithole abasebenzisi abayizigidi ezingu-100. Ezinyangeni ezimbalwa ezedlule,iChatGPT ithole abasebenzisi abayizigidi ezingu 100 ezinyangeni ezimbili iphumile. Kepha lokhu akuxoxi indaba ephelele. Abasebenzisi abayizigidi ezingu 100 bangaphansi kuka 10% wabasebenzisi abangamabhliyoni angu 2.3 baInstagram. Abanye abantu abambalwa bebephikisana ukuthi uTwitter unikeza into ehlukile ukunalezi ezinye izinkundla zokuxhumana. Kodwa isivumelwano kwakungukuthi kwakusa eli ukusho ukuthi ubani ozonqoba njengoba yomibili imikhiqizo isanamajika ambalwa okumele iwaqondise. Ngalokjo sekusukile endleleni siqalile ngezethulo. U-Emmanuel Udo uhambe kuqala, wethula iDuoiba isiqalo se eCommerce. Ngo2025 Iinternational Finance Corporation noGoogle bahlawumbisela ukuthi ezomnotho zedijithali zingeza amabhliyoni angu $180 ngonyaka kuGDP yaseAfrika,futhu u-Udo uhlose ukutholaingxenye yalokho neDuoiba. Njalo, ungathola ukuphinda udlale kushaneli yakho yaYouTube nokubuka amanye amavidiyo kushaneli. Abadayisi kuDuoiba bangenza izitolo ku-inthanethi, ngesikhathi ukusebenza kwebhondi kuvikela abathengi ukuthi baqolwe. Ukwengeza, iDuoiba ihlose ukusiza amaAfrika amaningi baqale ukushiya ukuthola impahla ngomkhumbi. Isiqalo sibiza abadayisi u-2% wemali yokuthengiselana. Kuphinde kube nemali ekhokhwa zinyanga zonke engu-₦‎13000 ($14). Bangaphezu kuka-200 abadayisi asebengenile kulenkundla, okuholela kwabangaphezu kwezigidi ezingu-₦‎5 ($5,649) wokudayisiwe. UJulius Osilamah wayelandela, ezokwethula i-Internsify. Maphesenti angu 60 wabahlali abangasebenzi eAfrika abantu abasha. Kulabantu abasha ukuthola umsebenzi kunzima. I-Internsify ifuna ukuvala igebe ngokunika ukuqeqeshwa nokufakwa ekufundeleni emsebenzi. Yethulwe ngoNhlangulana 2022,Internsify isithole izicelo ezingaphezu kuka 2000 emazweni angu 27. Futhi isiphinde yasayinda isivumelwano sokubambisana nezinhalngano ezimbili. Abafaki zicelo abamukeliwe bachitha isikhathi esingangezinyanga ezinhlanu befunda ngaphambi kokuthi basizwe ukuhtola umsebenzi. Abafundi kulenkundla bakhokha uN50 000 ($56) ngalesisikhathi. IVerdaq kwakuyisiqalo sokugcina futhi yethulwa ngu-Ayodeji Adewusi. Isiqalo sokuqinisekisa ubuwena, iVeridaq isiqala ukusiza abaqashi ukuqinisekisa imininingwane yabasebenzi. Umsebenzi angenza akhawunti kuVerdaq bese enza isicelo somlando wokusebenza kwakhe, kuyilapho kuhlelwa futhi kubuyiswa ibheji lezedijithali. Ibheji lizosebenza impilo yonke kodwa abasebenzisi kumele bakhokhe imali ukulivuselela. Bonke bobathathu abasunguli bathole iziphakamiso nemibuzo eqhamuka kuzethameli. Ulwesihlanu wokwethula wenzeka ngoLwesihlanu lwesibili njalo ngenyanga, futhi ungabhalisa ukuthola isikhumbuzo sowelulandelayo."
+አርኮን(ARCON) ከ አቶ ማካሮኒ(Mr. Macaroni ) ጋር ዛሬ በ ቴክፓይንት አፍሪካ ስርጭት(Techpoint Africa Podcast) ላይ፣ በዚህ ሳምንት በአፍሪካ የቴክኖሎጂ ቦታ ላይ እየታዩ ያሉ ታሪኮችን እንወያያለን። ታሪኮቹ፡- ሳፋሪኮም(Safaricom) እና ስታርሊንክ(Starlink) ፊት ለፊት በኬንያ ውስጥ ተፋጠዋል። ኡበር(Uber) እና ቦልት(Bolt) የድምጽ ቀረጻ የደህንነት አማራጭን አስጀምረዋል። አርኮንም (ARCON) ከ አቶ ማካሮኒ(Mr. Macaroni ) በኋላ መጥቷል ውይይቱን በጎግል ፖድካስቶች፣ አፕል ፖድካስቶች፣ ስፖቲፋይ(Spotify)፣ዩቲዩብ (YouTube) እና የእርስዎን ፖድካስቶች ባገኙበት ቦታ ሁሉ ማግኘት ይችላሉ። እንዲሁም ጥያቄዎችዎን እና አስተያየቶችዎን ወደ podcast@techpoint.africa መላክ ወይም ሀሽታግ #TechpointAfricaPodcast በመጠቀም ሀሳቦን ማካፈል ይችላሉ።,"ARCON vs Mr. Macaroni Today on Techpoint Africa Podcast, we discuss the stories trending in the African tech space this week. The stories: Safaricom and Starlink to go head-to-head in Kenya Uber and Bolt launch audio recording safety option ARCON goes after Mr. Macaroni You can catch up on the conversation on Google Podcasts, Apple Podcasts, Spotify, YouTube, and anywhere you get your podcasts. You can also send your questions and observations to podcast@techpoint.africa or share your thoughts using the hashtag #TechpointAfricaPodcast.","Tsakanin ARCON da Mr. Macaroni A cikin jerin shirye-shiryen mu na Techpoint Africa, zamu tattauna ne akan labaran dake kara kaina a sahar fasahar Afrika a wannan mako. Ga labaran: Kamfanin Safaricom da Starlonk zasu fuskanci juna fuska da fuska a ƙasar Kenya. Kamfanin Uber dana Bolt sun ƙaddamar da manhajar zaɓin naɗar sautin murya don samar da tsaro. ARCON ya tasa Mr. Macaroni a gaba. Zaku iya sauke wannan tattaunawar a manhajojin Google Podcast, Apple Podcast, Spotify, YouTube, da kuma duk manhajar da zaku iya sauke tattaunawa. Haka kuma zaku iya tura tambayoyin ku da kuma shawarwarin ku izuwa podcast@techpoint.africa, ko ku bayyana ra'ayoyin ku ta hanyar amfani da alamar #TechpoinAfricaPodcast.","ARCON dhidi ya Bw. Macaroni Leo kwenye Techpoint Africa Podcast, tunajadili matukio yanayovuma katika anga ya teknolojia ya kiafrika wiki hii. Matukio: Safaricom na Starlink kukutana ana kwa ana nchini Kenya Uber na Bolt kuzindua chaguo la usalama la kurekodi sauti ARCON dhidi ya Bw. Macaroni Unaweza kupata mazungumzo kwenye Google Podcast, Apple Podcast, Spotify, You Tube, na popote unapopata podikasti zako. Pia unaweza kutuma maswali na mapendekezo yako podcast@techpoin.africa au shiriki maoni yako kwa kutuma alama ya reli #TechpoinAfricaPodcast.","ARCON kojú Mr. Macaroni Lónì lórí Techpoint Africa Podcast, a jírórò nípa ìròyìn tó ń lọ ní àwùjọ ìmọ̀ ẹ̀rọ nílẹ̀ Adúláwọ̀ lọ́sẹ̀ yìí. Àwọn ìròyìn náà: Safaricom àti Starlink fẹ́ forí-gbá-orí ní orílẹ̀-ède Kenya Uber àti Bolt ṣe ìfilọ́lẹ̀ ànfààní ààbò àkàálẹ̀ ohùn ARCON ń lépa Mr. Macaroni O lè darapọ̀ mọ́ ìfọ̀rọ̀wérọ̀ náà lórí Google Podcasts, Apple Podcasts, Spotify, YouTube, àti gbogbo ibi tí o ti máa ń gba àkáálẹ̀ ohùn orí ẹ̀rọ ayélujára rẹ. O tún lè fi ìbéèrè àti àkíyèsí rẹ ránṣẹ́ sí podcast@techpoint.africa tàbí kí o fi èrò rẹ hàn pẹ̀lú lílo ìsàmi-apákàsọ̀ #TechpointAfricaPodcast.","ARCON ebhekene noMnu Macaroni Namhlanje kuTechpoint AfricaPodcast,sizoxoxa ngezindaba ezidumile kwezobuchwepheshe baseAfrika kuleli sonto. Izindaba: ISafaricom neStarlink kuzotholana phezulu eKenya Uber neBolt yethula ukuqoshwa kokuzwakalayo njengendlela yokuphepha I-ARCON ilandela uMnu Macaroni Ungaphinde ulalele izingxoxo kuGoogle Podcasts,Apple Podcast,Spotify,YouTube futhi noma yikuphi uyakuthola okusakazwayo. Ungathumela imibuzo yakho nokuqaphelile kupodcast@techpoint.africa noma wabelane ngemicabango yakho usebenzisa hashtag#TechpointAfrikaPodcast."
+"ምርጥ የምርት መሪዎችን በታሪክ ቀያሪው ልምድ አንድ ለማድረግ 'ፍለተር ዌቭ'(Flutterwave) ከ'ዳይቭ 2023' (THE DIVE 2023) ጋር አጋርነትን ፈጥሯል። በአፍሪካ ቀዳሚው የክፍያዎች ቴክኖሎጂ ኩባንያ የሆነው 'ፍሉተርዌቭ'፣ በምርት አመራር ላይ የአፍሪካ በአይነቱ ለየት ያለ የሆነውን የውይይት መድረክ ፣ዳይቭ 2023፣ የዋና ስፖንሰር መሆኑን በማስታወቁ በጣም ደስተኛ ነው። ዳይቭ 2023 ከፍተኛ የምርት መሪዎችን እና የኢንዱስትሪ ባለሙያዎችን ጠቃሚ እውቀት ሰጪ ውይይቶች እና የእውቀት መጋራትን እንዲያደርጉ ለማሰባሰብ የተነደፈ በጣም በጉጉት የሚጠበቅ የውይይት መድረክ ነው። በዓይነቱ የመጀመሪያው እንደመሆኑ መጠን ዳይቭ 2023(DIVE 2023) በሀገሪቱ ውስጥ የወደፊት የምርት አመራርን በመቅረጽ ረገድ ወሳኝ ሚና ይጫወታል። የፍሉተርዌቭ የዚህ የውይይት መድረክ ስፖንሰርነት፣ ፈጠራን ለማሳደግ እና የአፍሪካን ተለዋዋጭ የቴክኖሎጂ ኢንዱስትሪ እድገትን ለመደገፍ ያለውን ቁርጠኝነት ያሳያል። እ.ኤ.አ. ግንቦት 12፣ 2023 የታቀደው ይህ በጉጉት የሚጠበቀው የምርት አመራር የውይይት መድረክ፣ የፕሮዳክት ዳይቭ (ProductDive) መነሻ ሀሳብ ሲሆን፣ እንደ የምርት ኃላፊዎች፣ የምርት ምክትል ፕሬዚዳንቶች፣ ዋና የምርት አመራሮች እና መስራቾች ያሉ የተሳካላቸውን ግለሰቦችን በአንድነት በማገናኘት ፣ እውቀታቸውን የሚያጋሩበት እና ሀብታቸውን የሰበሰቡበትን ልምድ የሚያካፍሉበት መድረክ ነው። የውይይት መድረኩ ዋና አላማ ከኢንዱስትሪ ባለሙያዎች በዋጋ ሊተመን የማይችል ግንዛቤዎችን ማሰባሰብ፣ የምርት መሪዎችን ችሎታቸውን እንዲያሳድጉ፣ ፈጠራን እንዲያሳድጉ እና በየጊዜው በሚሻሻለው የምርት አስተዳደር መስል ላይ ባለራዕይ መሪ ሆነው እንዲወጡ ነው። የ ዳይቭ 2003 ሰብሳቢ 'ቶቢ ኦኮኪቲ' ከፍሉተርዌቭ ጋር ስላለው ትብብር የተሰማትን ደስታ እንዲህ በማለት ገልፃለች ፣ “የፍሉተርዌቭ ለ ዳይቭ 2023 ቁልፍ ስፖንሰር መሆኑን በማወቃችን በጣም ደስተኞች ነን። የእነርሱ ስፖንሰርነት የአፍሪካን የቴክኖሎጂ ስነ-ምህዳር እድገትና ልማት ለመደገፍ ያላቸውን ቁርጠኝነት ያሳያል።"" ቶቢ' በመቀጠል የውይይት መድረኩ የሚያጠነጥንበት ማዕከላዊ ጭብጥ በምርት አመራር ላይ ለመጎልበት የሚሹ መሪዎችን ፤ ፈጠራን ለማጎልበት አስፈላጊ የሆኑትን ፦ዕውቀት፣ ክህሎቶች፣ ፈጠራን የሚያሳድጉ ግንኙነቶች ለማፍራት፣ ቡድኖችን ለማነቃቃት እና በድርጅታቸው ውስጥ ከፍተኛ ተጽዕኖ የሚሹ መሪዎችን መፍጠር ነው። ዝግጅቱ ለተሰብሳቢዎች በየጊዜው በሚለዋወጠው የቴክኖሎጂ ኢንዱስትሪ መልክአ ምድራዊ አቀማመጥ ላይ ያለችግር እንዲጓዙ የሚያስችላቸው የግንኙነት መረብን እና ተግባራዊ ግንዛቤዎችን ለማግኘት የሚያስችል ወደር የለሽ እድልን ይሰጣል። የፍሉተርዌቭ ዋና የምርት አመራር 'ቹካ ኦፊሊ' በአጋርነቱ ላይ ሃሳባቸውን ሲገልፁ፡- ""በፍሉተርዌቭ፣ በአፍሪካ የቴክኖሎጂ መልከአምድር ውስጥ ፈጠራን እና የላቀ ደረጃን እንዲመጣ ለመምራት ቁርጠኞች ነን። ለዚያም ነው ዳይቭ 2023 በአህጉሪቱ ውስጥ የወደፊት የምርት አመራርን ለመቅረጽ ባለው ተልዕኮ ላይ ድጋፋችንን የምንኮራበት። ጨዋታን የሚቀይሩ ምርቶችን እንዲፈጥሩ የምርት አስተዳዳሪዎችን እና ሙሉ ኢንዱስትሪውን በአጠቃላይ ማብቃት ላይ እምነት አለን፣ እና ይህም እንደ ስነ-ምህዳር ወይም እንደ አጠቃላይ ሆነን ወደዚያ ግብ መቅረብ የምንችልበት አንዱ መንገድ ነው። በዚህ ዝግጅት ላይ ከኢንዱስትሪ መሪዎች ጋር ለመገናኘት፣ ግንዛቤዎችን ለመጋራት እና ጠቃሚ ግንኙነቶችን ለመፍጠር በጉጉት እጠብቃለሁ።"" በምርት አመራር ውስጥ በጣም ብሩህ አእምሮዎችን በማሰባሰብ እና ጠቃሚ የእውቀት ስርጭትን እና ትብብርን በማመቻቸት፤ ዳይቭ 2023 አስደናቂ ስኬት ለመሆን ተዘጋጅቷል። https://productdive.com/conference/ን በመጎብኘት በውይይት መድረኩ ላይ ወንበርዎን ያስጠብቁ። የዝግጅቱ ዝርዝሮች፡ ጭብጥ፡ ዳይቭ 2023፣ የምርት አመራር የውይይት መድረክ ቀን፡ እ.ኤ.አ ግንቦት 12፣ 2023 ቦታ: ዞን ቴክ ፓርክ, ግባጋዳ ሌጎስ ስለ ስፖንሰርነት እና የአጋርነት እድሎች ጥያቄዎች ለማቅረብ ፣ እባክዎን partnerships@productdive.com ላይ ኢሜይል ያድርጉ። ዳይቭ 2023ን በተመለከተ የበለጠ መረጃን ለማግኘት በ ኢንስታግራም( Instagram)፣ ትዊተር(Twitter )እና ሊንክዲን(Linkedin )ላይ ይከተሉን። ዋነኛ ስፖንሰሮች፡ ፍለተርዌቭ የመገናኛ ብዙሀን አጋሮች: ቴክፖይንት(Techpoint) እና ቤንዳዳ.ኮም( Bendada.com) ስለ ፕሮዳክት ዳይቭ(ProductDive) ፡ በ ፕሮዳክት ዳይቭ(ProductDive) ውስጥ ልዩ የቴክኖሎጂ ምርቶችን ለመገንባት የሚፈልጉ እና የተቋቋሙ የምርት አስተዳዳሪዎችን፣ ችሎታቸውን ከፍ ለማድረግ መሳሪያዎችን፣ አስፈላጊ እውቀትን እና አጋዠ ማህበረሰብን በማስታጠቅ፤ ልዩ የሆኑ የቴክኖሎጂ ምርቶችን እናመርታለን። ስለ ፍሉተርዌቭ፡ ፍሉተርዌቭ በአህጉሪቱ ላሉ ዓለም አቀፍ ነጋዴዎች እና የክፍያ አገልግሎት አቅራቢዎች የክፍያ መሠረተ ልማትን የሚያቀርብ የአፍሪካ ፋይንቴክ ኩባንያ ነው።","Flutterwave Partners with THE DIVE 2023 to Unite Top Product Leaders for a Groundbreaking Experience The DIVE 2023, Africa's premiere conference on product leadership, is delighted to announce Flutterwave, Africa's leading payments technology company, as its headline sponsor. The DIVE 2023 is a highly anticipated conference designed to bring together top product leaders and industry experts for insightful discussions and knowledge sharing. As the first of its kind, The DIVE 2023 plays a pivotal role in shaping the future of product leadership within the country. Flutterwave's sponsorship of this conference showcases its commitment to fostering innovation and supporting the growth of Africa’s dynamic tech industry. Scheduled for August 12th, 2023, this eagerly awaited product leadership conference, an initiative of ProductDive, will unite accomplished individuals such as Heads of Products, Vice Presidents of Products, Chief Product Officers, and Founders, who will showcase their expertise and share their wealth of experience. The primary objective of the conference is to gather invaluable insights from industry experts, empowering product leaders to enhance their skills, foster innovation, and emerge as visionary leaders in the ever-evolving field of product management. The convener of THE DIVE, Tobi Okokiti, expressed her excitement about the collaboration with Flutterwave, stating, ""We are thrilled to announce Flutterwave as a key sponsor for The DIVE 2023. Their sponsorship highlights their commitment to supporting the growth and development of Africa's tech ecosystem."" Tobi further emphasized that the conference's central theme revolves around Product Leadership, catering to ambitious leaders who aspire to acquire the knowledge, skills, and connections necessary to drive innovation, inspire teams, and make a significant impact within their organizations. The event presents an unparalleled opportunity to network and gain actionable insights that will empower attendees to navigate the ever-changing landscape of the tech industry. Chuka Ofili, Chief Product Officer of Flutterwave expressed his thoughts on the partnership, stating: ""At Flutterwave, we are committed to driving innovation and excellence within the African technology landscape. That’s why we are proud to support The DIVE on its mission to shape the future of product leadership within the continent. We believe in empowering Product Managers and the industry at large to create game-changing products, and this is one of the ways we can get closer to that goal as an ecosystem. I am looking forward to engaging with industry leaders, sharing insights, and forging valuable connections at this event."" The DIVE 2023 is poised to be a resounding success, bringing together the brightest minds in product leadership and facilitating valuable knowledge dissemination and collaboration. Secure your spot at the conference by visiting https://productdive.com/conference/. Event Details: Theme: The DIVE 2023, Product Leadership Conference Date: August 12th, 2023 Venue: Zone Tech Park, Gbagada Lagos For inquiries about sponsorship and partnership opportunities, please email partnerships@productdive.com. For more information regarding THE DIVE 2023, follow us on Instagram, Twitter and Linkedin Headline Sponsors: Flutterwave Media Partners: Techpoint and Bendada.com About ProductDive: At ProductDive we equip aspiring and established Product Managers with the tools, knowledge and community to elevate their skills and build exceptional tech products. About Flutterwave: Flutterwave is an African fintech company that provides a payment infrastructure for global merchants and payment service providers across the continent.","Kamfanin Flutterwave sun haɗa hannu da na THE DIVE 2023 don Haɗe Manyan Kayayyakin da suke Gaba-gaba don yin gagarumin taro. Kamfanin The Dive 2023, kamfanin da yake shirya tarukan ƙarawa juna sani akan jagorancin kayayyaki na farin cikin sanar haɗuwa da kamfanin Flutterwave, wanda ke gaba-gaba a Afrika wajen fasahar biyan kuɗi a matsayin mai ɗaukar nauyin su. The Dive 2023 taro ne da aka jima ana ɗokin zuwansa, an shirya shi ne don haɗe manyan kamfanonin da aka fi sayen kayayyakin su, da kuma ƙwararrun fannin don tattaunawar bada shawarwari da kuma musayar ilimi. A matsayin taro irinsa na farko, taron The Dive 2023 zai taka muhimmiyar rawa wajen saita alƙiblar goben jagorancin kayayyaki a ƙasar. Ɗaukar nauyin wannan taro da Flutterwave sukayi ya nuna irin ƙoƙarinsu na renon ƙirƙira, da kuma tallafawa wajen haɓaka fannin fasaha na Afrika dake sauyawa tare da masana'antar. An shirya gudanar da taron ne a ranar 17 ga watan Agustan 2023, wannan taron nuna kayayyakin dake gaba-gaba da aka daɗe ana jiran zuwansa, wani yunƙuri ne na Product Dive, zai haɗa gaggan mutane irinsu Shugabannin Kayayyaki, Mataimakan Shugabannin Kayayyaki, Masu Kula da Gudanar da Kayayyaki,da kuma masu kamfanoni, waɗanda zasu nuna gwaninta da kuma bayyana tarin gogewarsu. Babban maƙasudin taron shine, a tattara shawarwari daga ƙwararrun fannin, tallafawa manyan masu samarda kayayyakin don ƙarfafar abasirarsu, a reni ƙere-ƙere da kuma fito dasu a matsayin jagorori masu hangen nesa a fannin tafiyar da kayayyakin dake tasowa yanzu. Wadda ta shirya taron THE DIVE, Tobi Okokiti ta bayyana farin cikinta game da haɗa gwiwa da Flutterwave ɗin, inda take cewa, "" Muna farin cikin sanar da Flutterwave a matsayin babban mai ɗaukar nauyin taron THE DIVE 2023"". ""Ɗaukar nauyin nasu na nuni da irin ƙoƙarinsu na tallafawa cigaba da haɓakar sahar fasahar Afrika"". Tobi ta ƙara jadadda cewa ""babban abinda taron zai fi maida hankali akai shine jagorancin kayayyaki, don samarwa da jagorori masu zimma dake ƙoƙarin samun ilimi da dabaru da alaƙa da suke buƙata don janyo ƙere-ƙere, zaburar da ƙungiyoyi, da kuma yin tasiri mai amfani ga kamfanoninsu. Taron zai bada wata gagarumar dama ta haɗa alaƙa da samun shawarwari masu amfani da zasu ƙarfafi mahalarta taron su kewaya fannin fasaha dake ta samun sauye-sauyen cigaba. Chike Ofili, Babban Mai Kula Da Gudanar da Kayayyaki na Flutterwave, ya bayyana ra'ayinsa game da haɗakar, inda yace: ""A Flutterwave, mun jajirce wajen ganin mun fito da ƙirƙire-ƙirƙire da ƙwarewa a cikin fannin fasahar Afrika. Wannan ne yasa muka cika da alfaharin mara baya ga The Dive akan ƙudirinsu na sauya fasalin jagorancin kayayyaki a cikin yankin Afirka. Mun yarda da tallafawa Manajojin Kayayyaki da kuma fannin gaba ɗaya, don samar da kayayyakin da zasu sauya wasan, kuma wannan itace ɗaya daga cikin hanyoyin da zamu iya yin kusa da cimma ƙudirin mu a wannan sahar. Zan so ganin munyi hulɗa da jagororin fannin, musayar shawarwari, da ƙulla alaƙoƙi masu muhimmanci a wannan taron"". Taron na The DIVE 2023 ya shirya zama babbar nasara, inda zai haɗo kan ƴan baiwar jagororin kayayyaki da kuma sauƙaƙe yaɗa tarin ilimi da haɗin gwiwa. Ka kama kujerar ka a wannan taron ta hanyar ziyartar https://productdive.com/conference/. Jadawalin Yanda Taron Zai Gudana: Taken Taro: Taron The Dive 2023 Na Jagorancin Kayayyaki Rana: 12 ga Agustan 2023. Wuri: Zone Tech Park, a Gbagadan Jahar Legas. Don neman ƙarin bayani akan ɗaukar nauyi da samun damar haɗin gwiwa, a tura saƙon imel izuwa partnerships@productdive.com. Don ƙarin bayani game da THE DIVE 2023, ku biyo mu a shafukan Instagram, Twitter da kuma Linkedin Wanda Suka Ɗauki Nauyin Taro: Flutterwave Abokan Haɗin Gwiwa na Sadarwa: Techpoint da Bandala.com Ɗan Bayani Game da Productdive: A productdive muna tsima masu son zama da kuma Manajojin Kayayyakin da abubuwa, ilimi, da kuma al'umma don bunƙasa basirarsu da kuma gina kayayyakin fasaha da basuda tamka. Ɗan Bayani Game da Flutterwave: Flutterwave wani kamfanin harkokin kuɗi ta fasaha ne a Afrika, dake samar da hanyoyin biyan kuɗi ga ƴan kasuwa na duniya, da kuma kamfanonin dake aikin tsara biyan kuɗi a faɗin yankin Afirka.","Washirika wa Flutterwave na THE DIVE 2023 ili kuwaunganisha viongozi wakuu wa bidhaa kwa uzoefu mkubwa Kongamano la kwanza la Afrika la DIVE 2023 kuhusu uongozi wa bidhaa, linafuraha kutangaza Flutterwave, kampuni inayoongoza barani Afrika ya teknolojia ya malipo, kama mfadhili wake mkuu. DIVE 2023 ni mkutano unaotarajiwa sana ulioundwa kuwaleta pamoja viongozi wakuu wa bidhaa na wataalamu wa tasnia kwa majadiliano ya kina na kushiriki maarifa. Kama ya kwanza ya aina yake, DIVE 2023 ina jukumu muhimu katika kuunda mustakbali wa uongozi wa bidhaa nchini. Ufadhili wa Flutterwave wa mkutano huu unaonyesha kujitolea kwake kukuza uvumbuzi wa kusaidia ukuaji wa tasnia ya teknolojia ya Afrika. Iliyopangwa kufanyika tarehe 12 Agoati 2023, mkutano huu wa uongozi wa bidhaa unaosubiriwa kwa hamu, mpango wa ProductDive, utaunganisha watu waliokamili kama vile wakuu wa bidhaa, makamu wa Rais wa bidhaa, maafisa wakuu wa bidhaa na waanzilishi, ambao wataonyesha ujuzi wao na kushiriki utajiri wao wa uzoefu. Madhumuni ya msingi ya mkutano huo ni kukusanya maarifa muhimu kutoka kwa wataalamu wa tasnia, kuwawezesha wataalamu wa bidhaa ili kuboresha ujuzi wao, kukuza uvumbuzi, na kuibuka kama wenye maono katiak nyanja inayoendelea ya usimamizi wa bidhaa. Mratibu wa THE DIVE, Tobi Okokiti; alielezea furaha yake kuruhusu ushirikiano na Flutterwave, akisema, ""Tunafuraha kutangza kama mfadhili mkuu wa The DIVE 2023. Ufadhili wao unaangazia kujitolea kwao kusaidia ukuaji na maendeleo ya mfumo wa kiteknolojia wa afrika. Tobi alisisitiza zaidi kuwa mada kuu ya mkutano huo inahusu uongozi wa bidhaa, inayowahusu viongozi mashuhuri ambao wanatamani kupata maarifa, ujuzi, na miunganisho muhimu ili kuendesha uvumbuzi, kuhamasisha timu, na kuleta athari kubwa ndani ya mashirika yao. Tukio hili linatoa fursa isiyo na kifani ya kuunganisha na kupata maarifa yanayoweza kutekeleza ambayo yatawawezesha waliohudhuria kuabiri mazingira yanayobadilika kila wakati ya tasnia ya teknolojia. Chuka Ofili, afisa mkuu wa bidhaa wa Flutterwave alitoa maoni yake kuhusu ushirikiano huo, akieleza: ""Katika Flutterwave, tumejitolea kuendeleza uvumbuzi na ubora ndani ya mazingira ya teknolojia ya kiafrika. Ndio maana tunajivunia kuinga mkono DIVE kwenye dhamira yake ya kuunda mustakbali wa uongozi wa bidhaa ndani ya bara. Tunaamini katika kuwawezesha wasimamizi wa bidhaa na tasnia kwa ujumla kutengeneza bidhaa zinazobadilisha mandhari, na hii ni njia moja wapo tunayoweza kukaribia lengo hilo kama mfumo wa ikolojia. Natazamia kushirikiana na viongozi wa tasnia, kushiriki maarifa, na kuunganisha miunganisho muhimu katika hafla hii"" DIVE 2023 inakaribia kuwa na mafanikio makubw, inayoleta pamoja akili angavu katika uongozi wa bidhaa na kuwezesha usambazaji na ushirikiano wa maarifa muhimu. Funga eneo lako kwenye mkutano kwa kutembelea https://productdive.com/conference/. Maelezo ya tukio: Mada: Mkutano wa DIVE 2023, uongozi wa bidhaa Tarehe: Agosti 12,2023 Mahali: Zone Tech Park, Gbagada Lagos Kwa maswali kuhusu fursa za ufadhili na ushirikiano, tafadhali tuma barua pepe partnership@productive.com. Kwa taarifa zaidi kuhusu DIVE 2023, tufuatilie Instagram, Twitter na Linkedin Wafadhili wakuu: Flutterwave Washirika wa vyombo vya habari: Techpoint na Bendanda.com Kuhusu ProductDive: Katika ProcuctDive tunataka tunandaa na kuanzisha wasimamizi wa bidhaa kwa zana, maarifa na jumuiya ili kuinua ujuzi wao na kuunda bidhaa za kipekee za teknolojia. Kuhusu Flutterwave: Flutterwave ni kampuni ya kiafrika ya Fintech ambayo hutoa miundombinu ya malipo kwa wafanyabiashara wa kimataifa na kutoa huduma za malipo katika bara lote.","Flutterwave Darapọ̀ Pẹ̀lú THE DIVE 2023 fún Ìṣọ̀kan Àwọn Adarí Ohun-èlò Tó wà lókè ténté fún Ìrírí Ọ̀tun The DIVE 2023, àpérò àkọ́kọ́ nílẹ̀ Adúláwọ̀ nípa lórí àmójútó ohun èlò, ní ayọ̀ láti kéde Flutterwave, ilé-iṣẹ́ ìmọ̀ ẹ̀rọ ìsanwó tó ń léwájú nílẹ̀ Adúláwọ̀, gẹ́gẹ́ bíi onígbọ̀wọ́ pàtàkì rẹ̀. The DIVE 2023 jẹ́ àpérò tí àwọn ènìyàn ń fojúsọ́nà fún gidi gan tí wọ́n gbé kalẹ̀ láti ṣe àkójọpọ̀ àwọn alámòjútó ohun èlò tí wọ́n wà lókè ténté àti àwọn akọ́ṣẹ́mọ��ẹ́ ní ẹ̀ka náà fún ìfọ̀rọ̀wérọ̀ olóye àti kíkọ́ni nímọ̀. Gẹ́gẹ́ bí àkọ́kọ́ irúu rẹ̀, The DIVE 2023 kó ipa pàtàkì níbi àtúntọ̀ ọjọ́ iwájú àmójútó ohun èlò láàrín orílẹ̀ èdè náà. Bí Flutterwave ṣe ṣe onígbọ̀wọ àpérò yìí ṣàfihàn ìfọkànsin rẹ̀ láti ṣe àtìlẹ́yìn fún ìmọ̀ ọ̀tun àti ṣíṣe àtìlẹ́yìn fún ìdàgbàsókè ìdáyátọ̀ ẹ̀ka ìmọ̀ ẹ̀rọ ilẹ̀ Adúláwọ̀. Ètò tí yóò wáyé ní ọjọ́ 12 oṣù Ògún ọdún, 2023, àpérò àmójútó ohun èlò tí gbogbo ènìyàn ń dúró dè náà, ètò tí ProductDive gbé kalẹ̀, máa ṣe àkójọpọ̀ àwọn ènìyàn tí wọ́n ti ṣe àṣeyọrí bíi Àwọn Olórí Ẹ̀ka Ohun-èlò, Àwọn Igbá Kejì Ẹ̀ka Ohun-èlò, Olórí Ẹ̀ka Ohun-èlò, àti àwọn Olùdásílẹ̀, tí wọn ó ṣàfihàn ìmọ̀ akọ́ṣẹ́mọṣẹ́ wọn tí wọn ó sì máa sọ ìrírí oníyebíye wọn. Kókó èròngbà àpérò náà ni láti ṣe àkójọ òye oníyebíye láti ọ̀dọ̀ àwọn akọ́ṣẹ́mọṣẹ́ ní ẹ̀ka náà, ríró àwọn adarí ohun èlò lágbára láti ṣe àtúnṣe sí ìmọ̀ọ́ṣe wọn, láti pèsè ìrànlọ́wọ́ fún ìmọ̀ ọ̀tun, àti láti tayọ gẹ́gẹ́ bíi àwọn alámòjútó tó níran ní ẹ̀ka àmójútó ohun èlò tó yí padà ní gbogbo ìgbà. Alápèjọ THE DIVE, Tobi Okokiti, fi ìdùnnú rẹ̀ hàn nípa àjọṣepọ̀ pẹ̀lú Flutterwave, ó sọ wí pé, ""Inú wa dùn láti kéde Flutterwave gẹ́gẹ́ bíi onígbọ̀wọ́ pàtàkì fún The DIVE 2023."". Ṣíṣe onígbọ̀wọ́ wọn ṣe àfihàn ìfọkànsìn wọn láti ṣe àtìlẹ́yìn fún ìdàgbàsókè àti ìtẹ̀síwájú àwùjọ ìmọ̀ ẹ̀rọ ilẹ̀ Adúláwọ̀."" Tobi tẹ̀síwájú láti tẹnu mọ́ ọ pé àkòrí àpapọ̀ àpérò náà rọ kiri ká Àmójútó Ohun èlò, ìpèsè fún àwọn alámòjútó tí wọ́n ní àlá tí wọ́n ń gbérò láti ní ìmọ̀, ìmọ̀ọ́ṣe, àti mímọ àwọn ènìyàn tó ṣe pàtàkì láti mú ìmọ̀ ọ̀tun wa, ṣe ìwúrí fún àwọn ikọ̀, àti láti ní ipa pàtàkì láàrín ilé-iṣé wọn. Ètò náà ń ṣàfihàn ànfààní aláìlẹ́gbẹ́ láti mọ àwọn ènìyàn àti láti ní òye àmúṣiṣẹ́ tí yóò ró àwọn tó bá wá lágbára láti la àwùjọ ẹ̀ka ìmọ̀ ẹ̀rọ tó ń yí padà ní gbogbo ìgbà já. Chuka Ofili, Olórí Ẹ̀ka Ohun-èlò ní Flutterwave sọ èro rẹ̀ lórí àjọṣepọ̀ náà, ó sọ pé: ""Ní Flutterwave, a ní ìfọkànsìn láti ṣe àtìlẹ́yìn fún ìmọ̀ ọ̀tun àti àṣeyọrí láàrín àwùjọ ìmọ̀ ẹ̀rọ nílẹ̀ Adúláwọ̀."". Ìdí nìyẹn tí ó ṣe jẹ́ ìwúrí fún wa láti ṣe àtìlẹ́yìn fún The DIVE lórí ìpinnu rẹ̀ láti mú àyípadà bá ọjọ́ iwájú àmójútó ohun èlò láàrín ẹkùn náà. A nígbàgbọ́ nínú ríró àwọn Alámòjútó Ohun-èlò àti ẹ̀ka náà lápapọ̀ lágbára láti ṣẹ̀da àwọn ohun èlò tó ń ṣàyípadà ǹkan, eléyìí sì jẹ́ ọ̀kan nínú àwọn ọ̀nà tí a fi lè súnmọ́ èròngbà náà gẹ́gẹ́ bí àwùjọ. Mò ń fojúsọ́nà láti bá àwọn olórí ẹ̀ka náà sọ̀rọ̀, sísọ àwọn ọ̀rọ̀ olóye, àti mímọ àwọn ènìyàn oníyebíye níbi ètò náà."" The DIVE 2023 ti ṣetán láti di àṣeyọrí ńlá, ṣíṣe àkójọpọ̀ àwọn tó lọ́pọlọ jùlọ nínú àmójútó ohun èlò àti ṣíṣe àtìlẹ́yìn fún pínpín ìmọ̀ oníyebíye àti àjọṣepọ̀. Gba ààyè rẹ sílẹ̀ níbi ètò náà pẹ̀lu lílọ sórí https://productdive.com/conference/. Àlàyé Nípa Ètò: Àkòrí: The DIVE 2023, Àpérò Àwọn Alámòjútó Ohun-èlò Déétì: ọjọ́ 12 oṣù Ògún, ọdún 2023 Ibi tí yóò ti wáyé: Zone Tech Park, Gbagada ní ìpínlẹ̀ Èkó Fún ìbéèrè nípa ṣíṣe onígbọ̀wọ́ àti ànfààní àjọṣepọ̀, jọ̀wọ́ fi ímeèlì ránṣé sí partnerships@productdive.com. Fún àlàyé síwájú sí i nípa THE DIVE 2023, tẹ̀lé wa lórí Instagram, Twitter àti Linkedin Onígbọ̀wọ́ Pàtàkì: Flutterwave Àwọn Ilé-iṣẹ́ Ìròyìn Alájọṣepọ̀: Techpoint and Bendada.com Nípa ProductDive: Ní ProductDive à ń kọ́ àwọn tí wọ́n ní àlá àti àwọn alámòjútó ohun èlò tí wọ́n ti rẹ́sẹ̀ walẹ̀ pẹ̀lú àwọn irinṣẹ́, ìmọ̀ àti àwùjọ láti mú ìdàgbàsókè bá ìmọ̀ọ́ṣe wọn àti láti ṣe àgbékalẹ̀ ohun èlò ìmọ̀ ẹ̀rọ aláìlẹ́gbẹ́. Nípa Flutterwave: Flutterwave jẹ́ ilé-iṣẹ́ ìṣúná onímọ̀ ẹ̀rọ nílẹ̀ Adúláwọ̀ tó ń pèsè ohun èlò ìsanwó fún àwọn oníṣòwò káàkiri àgbáyé àti àwọn tó ń ṣe ìpèsè owó sísan káàkiri ẹkùn náà.","Iflutterwave ibambisana neThe DIVE 2023 ukuhlanganisa abaholi bomkhiqizo abaphezulu ngesipiliyoni esiyingqayizivele. THE DIVE 2023 inkomfa ebalulekile yeAfrika yobuholi bomkhiqizo,siyajabula ukumemezela iFlutterwave njengenkampani yezobuchwepheshe eholayo ezinkokhelweni eAfrika njengoba ingumxhasi ohamba phambili. The DIVE 2023 isijahe inkomfa kakhulu eyenzelwe ukuhlanganisa ndawonye abaholi bezomkhiqizo abaphezulu nongoti bezemboni ukwenza izingxoxo ezinengqondo nokwabelana ngolwazi. Njengoba kungokokuqala kwalolihlobo iThe DIVE 2023 idlala indima ebalulekile ekwakheni ikusasa lobuholi bezomkhiqizo ezweni. Uxhaso lweFlutterwave kulenkomfa lukhombisa ukuzimisela kwayo ekwenzeni kabusha nokweseka ukukhula kwemboni eyehlukile yezobuchwepheshe eAfrika. Kuhlelelwe uNcwaba 12 ku-2023,bekulindwe inkomfa yobuholi bomkhiqizo,umzamo weProductDive,sihanganisa abantu asebeqedile njengeziNhloko zoMkhiqizo,oSekela Mongameli bemiKhiqizo, Abasebenzi Abakhulu boMkhiqizo nabaSunguli abazokhombisa ulwazi lwabo futhu babelane ngomnotho wabo wesipiliyoni. Injongo yokuqala yenkomfa ukuhlanganisa imicabango ebalulekile kongoti bemboni,ukusiza abaholi bomkhiqizo bengeze kumakhono abo,ukulondoloza okusha bavele njengabaholi abanemibono kumikhakha yabo eshintsha njalo yokuphathwa komkhiqizo. Umxhumanisi weTHE DIVE uTobi Okokiti, uzwakalise ukujabula kwakhe ngokubambisana neFlutterwave,ethi "" siyajabula ukumemezela ukuthi iFlutterwave ingumxahsi omkhulu weThe DIVE 2023. Abaxhasi ngemali bavezaukuzimisela ukweseka ukukhula nokuthuthuka kwe ekhosistimu yezobuchwepheshe eAfrika. UTobi uyaqhubeka ugcizelela ukuthi ingqikithi yenkomfa mayigxile kuBuhlo Bomkhiqizo kubhekelwa abaholi abanentshisekelo yokuthola ulwazi amakhono, ukuxhumana okudingekayo okuzohambisa ukwwenza okusha, ukugqugquzela amaqembu wenze umthelela obalulekile ezinhlanganweni zabo. Lo mcimbi wethula amathuba ahambelanayo okuxhumana nokuthola ulwazi olubonakalayo oluzosiza abathamele ukuthi balandele indawo elokhu ishintsha kumboni yezobuchwepheshe. Uchuka Ofili uChief Product Officer we Flutterwave uveze imicabango yake ekubambisaneni ethi: KuFlatterwave sizimisele ukuhambisa ushontsho olusha nokuhle kwezobuchwepheshe baseAfrika. Yingakho siziqhenya ukweseka iThe DIVE kunjongo yayo yokwakha ikusasa lobuholi bomkhiqizo ezwenikazi. Siyakholelwa ekusizeni Abaphathi Bomkhiqizo kanye nemboni yonkana ukwenza ushintsho emkhiqizweni, futhi ngenye yezindlela esingasondela ngayo kunjomgo njenge ekhositimu. Ngijahile ukukhuluma nabaholi bemboni, ukwabelana ngemicabango nokwakha ukuxhumana okubalulekile kwalomcimbi iThe DIVE 2023 ibhekwe ukuthi yenze kabusha impumelelo, ukuhlanganisa ndawonye imiqondo ekhaliphile ebuholini bomkhiqizo nokubheka ulwazi olubalulekile kwezokuhlwaywa nokubambisana. Bekisa indawo yakho kunkomfa ngokuvakashela uhttp://productidive.com/conference/. Imininingwane yomcimbi: Ingqikithi:The DIVE 2023,iNkomfa Yobuholi Bomkhiqizo Usuku: 12 kuNcwaba 2023 Indawo:Zone Tech Park,Gbagada Lagos Uma ufuna ukwazi ngoxhasomali namathuba okubambisana, sicela uthumele umbikombani ku partnerships@productdive,com. Ulwazi olwengeziwe maqondana neTHE DIVE 2023 sicela usilandele kuInstagram, kuTwitter noLinkedin Abaxhasi abahamba phambili:Flutterwave Abezindaba okubanjiswene nabo: Techpoint neBendada,com NgeProductDive: KuProductdive siqeqesha abasafufusa nabaphathi bomkhiqizo abamnkatsha ubovu ngamathuluzi,ulwazi nomphakathi ukhuphule amakhono abo nokwakha imikhiqizo yezobuchwepheshe eyahlukile. NgeFlutterwave: Iflutterwave inkampani yefintech yaseAfrika enikeza ingqalasizinda yokukhokha kubadayisi basemhlabeni nokunikezela ngezinsizo zokukhokha ezweni lonkana."
+"ፍሌክስ ፋይናንስ (Flex Finance) የአፍሪካ ንግዶች፣ በወጪ ማስተዳደሪያ መፍትሔው ገንዘብ እንዲቆጥቡ እንዴት እንደሚረዳ የአንድን ሥራ ፈጣሪ ትኩረት ለማግኘት ቀላሉ መንገድ፣ ንግዳቸው እንዴት የበለጠ ገንዘብ እንደሚያገኝ ወይም እንደሚያጠራቅም ማሳየት በንግዱ አለም ውስጥ የተለመደ ነው። ነገር ግን በአፍሪካ ውስጥ ላሉ ብዙ ንግዶች፣ ወጪ ማውጣት ትንሽ ወይም ለዝርዝር ጉዳዩ ትኩረት ሳይሰጥበት በዘፈቀደ የሚደረግ ሂደት ነው። ለምሳሌነት አሁን፣ የወጪ አስተዳደርን እንውሰድ። የትኛውም አማካይ የንግድ ሥራ፣ ለአቅራቢዎች ወይም ለአከፋፋዮች ክፍያዎችን መክፈል አለበት፣ ለመሳሪያዎች ጥገና መክፈል፣ ደመወዝ መክፈል ወይም ሰራተኞችን ለአስፈላጊ ወጪዎቻቸው መክፈል እና ለኪራይ መክፈል አለበት ። ይህም፤ እንደ ሶፍትዌር(የኮምፒውተር ላይ መተግበሪያ) ያሉ ወጪዎችን፣ ለስልጠና ፕሮግራሞች የሚከፈሉ ወጪዎችን እና ለአንድ ጊዜ ለሚሰሩ የአንድ ጊዜ ክፍያዎችን ከመሳሰሉ ሌሎች ወጪዎች በተጨማሪ ነው። ከታሪክ አኳያ፣ ብዙ የአፍሪ��� ንግዶች ገንዘባቸውን ለማስተዳደር በተለምዶአዊው ዘዴዎች(በመዝገብ ላይ በመፃፍ) ላይ ጥገኛ ናቸው። ሌሎቹ ደግሞ፣ እንደ ማይክሮሶፍት ኤክሴል(Microsoft Excel) ወይም ጎግል ሺትስ(Google Sheets) ያሉ መሳሪያዎችን(የኮምፒውተር ላይ መተግበሪያዎችን) ይጠቀማሉ። ብዙም በማይገርም ሁኔታ ግን ፣ በጣም ትጉ ለሆኑ ሰዎች እንኳን በጣም አስፈላጊ ዝርዝሮች ብዙውን ጊዜ ተረስተው ወይም ተሳስተው ሳይፃፉ ያልፋሉ ። በተጨማሪም የወረቀት መዝገቦች ተጭበርብረው ሊሰሩ፣ ሊሰረቁ ወይም ሊጠፉም ይችላሉ። ከላይ እንደተጠቀሱት ባሉ መሳሪያዎች ለሚጠቀሙ ንግዶች ሂደቱ ትንሽ ቀላል ቢሆንም፣ የሰው አቅምን የሚፈልግ እና ለስህተትም የተጋለጠ ሂደት ነው። የበይነመረብ እና የዘመኑ ተንቀሳቃሽ ስልኮች አገልግሎት በብዙ የአፍሪካ ክፍሎች እያደገ በመምጣቱ፤ በአህጉሪቱ ላሉ ከ40 ሚሊዮን በላይ ለሚሆኑ የንግድ ድርጅቶች አስተማማኝ መፍትሄ ለመስጠት በመጓጓት በርካታ ጀማሪ ድርጅቶች አይናቸውን ወደዚህ ዘርፍ አዙረዋል። ከእንደዚህ አይነት ጅማሪዎች አንዱ ፣በ'ዬሚ ኦሉላና' የተመሰረተው የወጪ አስተዳደር መፍትሔ ሰጪ ጀማሪ ድርጅት የሆነው 'ፍሌክስ ፋይናንስ'፣ እናም 4.2 ትሪሊዮን ዶላር የሚገመት ከንግድ ወደ ንግድ የሚደረግ (B2B) ወጪን ተጠቅሞ ፣ ይህን ሂደት ለአፍሪካ ንግዶች ቀላል ለማድረግ ተስፋ አድርጓል። ለምንድን ነው ወጪ ማስተዳደር ትልቅ ጉዳይ ሆነ? የወጪ አስተዳደር በጣም አስፈላጊ ከሆነበት ጥቅሞቹ አንዱ የገንዘብ ፍሰትን ለማስተዳደር ነው። ንግዶች የገንዘብ እንቅስቃሴን በትክክል በመከታተል፣ ስራ ፈጣሪዎች አላስፈላጊ ወይም ፍሬያማ ያልሆኑ ወጪዎችን እንዲያስወገዱ እና ምናልባትም የረጅም ጊዜ ትርፋማነትን ማሻሻል ይችላሉ። የወጪ አስተዳደር እንዲሁም ንግዶች በጀታቸውን እንዴት ለሚያስፈልጓቸው ነገሮች መመደብ እንዳለባቸው እንዲወስኑ፣ ከአቅራቢዎቻቸውም ጋር የተሻሉ ውሎችን እንዲደራደሩ እና ውጤታማ በሆነ መንገድ እንዲያቅዱ ሊረዳቸው ይችላል። ለብዙ የአፍሪካ ንግዶች፣ በእጅ የመስራት የመፍትሄ ሃሳቦችን መጠቀም ማለት ገንዘባቸውን በአግባቡ ከመምራት ጋር መታገል ማለት ነው። ለእነሱ፣ ፍሌክስ ፋይናንስ (Flex Finance) ሁሉንም-በአንድ-የያዘ መፍትሄን ይሰጣል። በዚህም ንግዶች ወጪዎችን መከታተል፣ ክፍያዎችን መክፈል፣ የወጪ ሂሳቦችን ራሳቸው በፈቀዱላቸው ገደቦች መሰረት መፍጠር እና ምናባዊ የዶላር ካርዶችን ለሰራተኞች መስጠት ይችላሉ። በተጨማሪም፣ ወጪዎችን ለመሸፈን ለንግድ ድርጅቶች ለሱ ተብሎ የተዘጋጀ አገልግሎትን ይሰጣል። ኩባንያውን ወክለው ገንዘብ የሚያወጡ 50 ሰራተኞች ያሉትን የንግድ ሥራ አስቡት እስኪ። እንደ 'ፍሌክስ ፋይናንስ' ያሉ መፍትሄዎች ከሌሉት፣ የሂሳብ ሹም ወይም ማንኛውም የተፈቀደለት ሰራተኛ በእጅ ማጽደቅ ያለበትን የወጪ ጥያቄ ፣እኚህ 50ዎቹም ሰራተኞቹ በእጅ ማቅረብ አለባቸው። ብዙ ኩባንያዎች እነዚህን ሁሉ መረጃዎች ከተለያዩ ቦታዎች ይሰበስባሉ፣ በዚህም መረጃወቹ ሊጠፋ ይችላሉ፣ ነገር ግን ይህ በማይሆንበት ጊዜ እንኳን፣ ሁሉንም አስፈላጊ መረጃዎች በአንድ መድረክ ላይ አለመሰብሰባቸው ሁሉ ለስራው ከባድ ሊሆን ይችላል። ወደ 50 ሚሊዮን የሚሆኑ ስራዎች የሚወስደው መንገድ ኦሉላና'፣ የፍሌክስ ፋይናንስ መጀመር በአፍሪካ 50,000 ኩባንያዎችን በማብቃት፣ እያንዳንዳቸው አንድ ሺህ ሰዎችን መቅጠር ወደሚችሉበት ደረጃ በማድረ፣ስ ለ50 ሚሊዮን ሰዎች የስራ እድልን ለመፍጠር ባቀደው ግብ ውስጥ ተፈጥሯዊ እርምጃ ነው ይላል። ባለፉት አስር አመታት 'ኦሉላና '- ለዘመኑ ስልኮች የተመደበ የገበያ ቦታ የሆነውን -ጊዲፎንስ (Giddiphones) እና ራውትኪንግ(RouteKing)ን ጨምሮ በርካታ ጀማሪ ድርጅቶችን በዋና ወይም በጥምርነት መስርቷል። አንዳንድ ልምዶቹም፣ በንግድ እና በፍጆታ ምርቶች ላይ በሰራበት በብሎክቼይን ዘርፍ ላይ ያካበታቸው ናቸው። የመጨረሻውን ሥራውን በፍቃዱ ከለቀቀ በኋላ ከንግድ ሥራ ባለቤቶች ጋር በመነጋገር የተወሰነ ጊዜን አሳልፏል፤ እናም እነሱ ገንዘብ ወደ ንግዶቻቸው እንዴት እንደገባ ቢረዱም ፣ በምን አይነት መንገድ ገንዘብ እንዳወጡ ወይም ገንዘቡን እንዳጠፉት እንደማያቁ፣ መገንዘብ ችሏል ። የአፍሪካ ንግዶች ገንዘባቸውን እንዲያስተዳድሩ በመርዳት ላይ የንግድ እድልን የሚያየው ጀማሪ ድርጅት ፍሌክስ ፋይናንስ (Flex Finance) ብቻ አይደለም። እ.ኤ.አ. በ 2022 ላይ 2 ሚሊዮን ዶላር የሰበሰበው የደቡብ አፍሪካ ጀማሪ ድርጅት - ሳቫ እና በ ዋይ.ሲ (YC) የሚደገፈው ኩባንያ -ቡጄቲ ፣ ያሉት ሁለቱ ብቸኛ ቀጥተኛ ተወዳዳሪዎች ናቸው። እንደ ቤንቶ (Bento) እና ፌይር መኒ (FairMoney) ያሉ ሌሎች ጀማሪ ድርጅቶች ፣ፍሌክስ ፋይናንስ (Flex Finance) የሚያቀርባቸውን አንዳንድ ተመሳሳይ አገልግሎቶችን ይሰጣሉ። አንዳንድ የፍሌክስ ፋይናንስ (Flex Finance) ምርቶች ከሌሎች ንግዶች ጋር ተመሳሳይ በሚመስሉባቸው ሁኔታዎች ላይ፣ 'ኦሉላና' የሶስት አመት እድሜ ያለውን የጀማሪ ድርጅቱን ተልእኮ ገልጿል። "" ሁለት ዓይነት የንግድ ወጪዎች አሉ። የደመወዝ ወጪ እና በደመወዝ ያልሆኑ ወጪዎች ። ፍሌክስ (Flex) ለንግድ ድርጅቶች የሚፈታው ችግር ከደመወዝ ውጭ ወጪዎችን እንዲያስተዳድሩ ማገዝ ነው፣ [ይህም] ሁለት ምድቦች በውስጡ አሉት - እኚህም ለሰራተኛ የሚደረግ ተጨማሪ ክፍያ እና ለሻጮች የሚደረግ ክፍያ ናቸው።"" "" ብዙ የስራዎቻቸውን ክፍሎች ዲጂታል ቢያደርጉም ፣ አብዛኛዎቹ የንግድ ድርጅቶች አሁንም ይህንን ክፍል በእጅ ይሰራሉ ፣ ይህም ወደ የጊዜ እና የገንዘብ ብክነት ይመራል።"" ""ይህም ከደመወዝ ውጭ ያሉ ወጪዎችን ለመቆጣጠር በመርዳት ፣ ፍሌክስ (Flex) እራሱን እንደ አንድ የንግድ ሥራ ማዕከላዊ የ አእምሮ የነርቭ ሥርዓት አድርጎ ማስቀመጥ ይችላል ።"" ፍሌክስ ፋይናንስ ከተጀመረበት ጊዜ አንስቶ በናይጄሪያ ውስጥ ስፖርቲንግ ሌጎስን (Sporting Lagos)፣ ታለንት ኪው.ኤል (TalentQL) እና ፕራይስፓሊን (Pricepally) ጨምሮ ከ2,000 በላይ ባሉ ንግዶች ጥቅም ላይ ውሏል። ነገር ግን መፍትሔዎቹ ለሁሉም ዓይነት ንግዶች የሚሰሩ ቢሆኑም ፣ ፍሌክስ ፋይናንስ በዲጂታል መንገድ የነቁ ንግዶች ላይ ያተኮረ ነው ይላል 'ኦሉላና'። "" የጥቃቅን አነስተኛ እና መካከለኛ ንግዶችን (micro SMEs) አናገለግልም።"" መደበኛ አነስተኛ እና መካከለኛ ንግዶችን (SMEs)፣ ጀማሪ ድርጅቶችን እና የመካከለኛ ደረጃ ኢንተርፕራይዞችን ነው የምናገለግለው ። እኚህን የገቢያው ክፍሎች በክልሉ ውስጥ በፍጥነት በማደግ ላይ ያሉ ክፍሎች ሆነውም አግኝተናቸዋለን። ነገሮችን ዲጂታል በማድረግ ማዕበል ውስጥ እና እኚህ የገቢያው ክፍሎች ቀደምት የቴክኖሎጂው ተቀባይ እንደመሆናቸው ፣ ይህ ክፍል ማደጉን እንደሚቀጥል እንጠብቃለን። ፍሌክስ ፋይናንስ መድረኩን ለሚጠቀሙ ሁሉም ንግዶች ካላቸው ቋሚ ካፒታል ከ 50,000 ናይራ የሚጀምር የ0.1 በመቶ ክፍያን ያስከፍላል፣ ከ200 ሚሊዮን ናይራ በላይ የሚደረጉ ግብይቶች ደግሞ በየልኩ የተበጁ ክፍያን ያደርጋሉ። ብዙ የገንዘብ ነክ እንቅስቃሴ መሳሪያዎች ለንግድ ስራዎች እየተገነቡ በመሆናቸው፣ የፍሌክስ ፋይናንስ ግብ ለደንበኞቹ ግልጽነት መስጠት እና የበለጠ በመረጃ ላይ የተመሰረቱ ውሳኔዎችን እንዲያደርጉ ግንዛቤዎችን ማጎልበት መሆኑን 'ኦሉላና' አበክረው ገልጸዋል ። ለአንድ ሻጭ ምን ያህል እያወጡ እንደሆነ ማወቅ እንደቻሉ እና የተወሰኑ ውሎችን እንደገና መደራደር እንደሚችሉ እናም በዚያ��� የሻጭ ገዢ ግንኙነት ላይ ገንዘብ መቆጠብ እንደሚችሉ የተገነዘበ እኛ ጋር በመተባበር ከሚሰሩ ንግዶች መካከል አንድ አጋጥሞናል። ""ከፍሌክስ (Flex) በፊት፣ በንግድ ወጪያቸው ላይ ያን ያህል ግንዛቤ አልነበራቸውም ነበርና ነው ፤እናም እንደ እዚህ አይነት ብዙ ተመሳሳይ የንግድ ቤቶች፣አሁን በገንዘብ አወጣጥ ላይ የበለጠ ግልጽነት ስላላቸው ስራቸውን ለማስፋት ሲችሉ አይተናል።"" ጀማሪ ድርጅቱ፣ እንደ የማስተር ካርድ ፋውንዴሽን (The Mastercard Foundation)፣ ካታሊስት ፈንድ (Catalyst Fund), ፣ ሎፍቲ.ኢንክ ካፒታል ማኔጅመንት (LoftyInc Capital Management)፣ ቤሪውድ ካፒታል (Berrywood Capital) ፣ እና ከ ገም ሮድ(Gumroad) ዋና ሥራ አስፈፃሚ 'ሳሂል ላቪንጂያ' ካሉ ባለሀብቶች ዘንድ ከ 500,000 ዶላር በላይ ሰብስቧል ። ይሁን እንጂ ጀማሪ ድርጅቱ ተጨማሪ ካፒታል ለማሰባሰብ ችኮላ ላይ እንዳልሆነ 'ኦሉላና' ገልጿል። "" እኛ በደንብ በገንዘብ የተጠናከርን ነን እናም በከፍተኛ ፍጥነትም እያደግን ነው። የኛን አገልግሎት ከሚጠቀሙ ደንበኞቻችን ጥሩ የገንዘብ ፍሰት አለን እናም አዎን፣ በአንዳንድ የአለም መሪ ባለሀብቶች በመደገፋችንም እድለኞች ነን። በአፍሪካ ውስጥ ያሉ የንግድ ሥራዎችን ለማጎልበት ባለን ተልእኮ ለመቀጠል በጥሩ ሁኔታ በገንዘብ የተጠናከርን ነን።""","How Flex Finance helps African businesses save money with its spend management solution It's a cliché in business circles that the easiest way to get an entrepreneur's attention is to show how their business can make or save more money. But for many businesses in Africa, spending is an arbitrary process occurring with little or no attention to detail. Take spend management for example. The average business has to make payments to vendors or suppliers, pay for maintenance of equipment, pay salaries or reimburse employees for official expenses, and rent. That's in addition to other expenses such as software costs, training programmes, and one-off payments. Historically, many African businesses have depended on manual methods to manage their finances. Others use tools like Microsoft Excel or Google Sheets. Unsurprisingly, vital details frequently slip through the cracks even for the most diligent people. Furthermore, paper records can be manipulated, stolen, or lost. While the process is slightly easier for businesses that use tools like those mentioned above, it is still a laborious error-prone process. As Internet and smartphone penetration has grown in many parts of Africa, a slew of startups have thrown their hats in the ring, eager to provide a reliable solution for the over 40 million businesses on the continent. Flex Finance, a spend management startup founded by Yemi Olulana, is one of such startups, and hopes to ease the process for African businesses, tapping into an estimated $4.2 trillion worth of B2B spending. Why is spend management a big deal? One of the most important benefits of spend management is cash flow management. By accurately tracking a business' finances, entrepreneurs can avoid unnecessary or unproductive spending and possibly improve profitability in the long run. Spend management can also help businesses decide how to allocate their budget, negotiate better terms with suppliers, and plan effectively. For many African businesses, the use of manual solutions means they struggle with properly managing their finances. For them, Flex Finance provides an all-in-one solution. Businesses can track expenses, disburse payments, create spending accounts with approved limits, and issue virtual dollar cards to employees. In addition, it provides businesses with an overdraft facility to cover expenses. Imagine a business with 50 employees who spend money on behalf of the company. Without solutions like Flex Finance, employees have to manually place a request which an accountant or any approved staff has to approve manually. Many companies collect all of this data in multiple places, which they may lose, but even when that doesn't happen, not having all the required information on one platform could be burdensome. Road to 50 million jobs Olulana says that starting Flex Finance was a natural step in his goal to create 50 million jobs in Africa by empowering 50,000 companies to grow to the level where they can employ a thousand people. Over the past decade, Olulana has founded or co-founded a number of startups, including Giddiphones — a classifieds marketplace for smartphones — and RouteKing. Some of his experience has also come in the blockchain sector where he worked on business and consumer products. After exiting his last venture, he spent some time talking to business owners, and discovered that while they understood how money came into their businesses, they were unaware of the ways they spent or lost money. Flex Finance is not the only startup that sees an opportunity in helping African businesses manage their finances. Sava — a South African startup that raised $2 million in 2022 — and Bujeti, a YC-backed company are just two direct competitors. Other startups like Bento and FairMoney provide some of the same services that Flex Finance offers. With some of Flex Finance's products looking similar to those of other businesses, Olulana explains the three-year-old startup's mission. ""There are two types of business spend. There's the payroll and non-payroll spend. The problem that Flex solves for businesses is we help them manage non-payroll spend, [which is in] two categories — employee reimbursement and vendor payment. ""Despite digitising many aspects of their operations, most businesses still handle this part manually, leading to a waste of time and money. Flex is able to position itself as the central nervous system of a business, helping them to manage non-payroll spend."" Since its launch, Flex Finance has been used by more than 2,000 businesses in Nigeria, including Sporting Lagos, TalentQL, and Pricepally. But while its solutions work for businesses of all types, Olulana says that Flex Finance is highly focused on digitally enabled businesses. ""We do not serve micro SMEs. We serve formal SMEs, startups, and mid-level enterprises. We find that segment of the market is a fast-growing section in the region. With the wave of digitisations and this market segment being early adopters of technology, we expect that segment to continue to grow."" Flex Finance charges a 0.1% fee capped at ₦‎50,000 for all businesses that use the platform, while transactions above ₦‎200 million get a custom fee. With many finance tools for businesses being built, Olulana stresses that Flex Finance's goal is to provide clarity for its customers, empowering them with insights to make more data-driven decisions. ""We had one of our businesses that was able to spot how much they were spending on a particular vendor and realised they could renegotiate certain terms and save money on that vendor relationship. Prior to Flex, they didn't have that level of insight on their business spending and we've seen several cases like that of businesses being able to expand their operations because they now have more visibility into their operations."" The startup has raised more than $500,000 from investors such as The Mastercard Foundation, Catalyst Fund, LoftyInc Capital Management, Berrywood Capital, and Gumroad CEO, Sahil Lavingia. However, Olulana explains that it is not in a hurry to raise more capital. ""We're well capitalised and growing extremely fast. We have good cash flow from our customers that are running our operations and yes, we are lucky to be backed by some of the world's leading investors. We're well capitalised to go on this mission to empower businesses in Africa.""","Yanda kamfanin Flex Finance yake tallafawa kamfanonin Afrika wajen adana kuɗaɗe ta hanyar tsarinsu na bada mafita akan tsarin kashe kuɗi. Sanannen abune a duniyar kasuwanci, cewa hanya mafi sauƙi ta janyo hankalin ɗan kasuwa itace ka nuna masa yanda zai ƙara samun kuɗi ko adana su a kasuwancinsa. Sai dai, ga kamfanoni da dama a Afrika, hanyar kashe kuɗi ta saɓa da tsari, inda ake kashe kuɗin tare da ƴar ƙaramar kulawa ko ma ba kulawar cikakken bayani. Mu ɗau tsarin kashe kuɗi a matsayin misali. Matsakaicin kamfani dolene ya riƙa biyan kuɗi ga masu sayarwa da masu bada kaya, zasu riƙa biya kuɗin kula da kayan aiki, biyan albashi, biyan kuɗin tafiye-tafiyen mahukuntan kamfani, da kuma biyan haya. Wannan ƙari ne akan wasu kashe kashen kuɗaɗen, kamar kuɗin fasahar software, kuɗaɗen horaswa, da kuma biyan kuɗi na lokaci ɗaya. Tarihi ya nuna cewa, kamfanonin Afrika da yawa sun dogara ne da tsohuwar hanya wajen tsarin kashe kuɗaɗensu. Wasu kamfanonin kanyi amfani da wasu abubuwan , kamar manhajar Microsoft Excel ko ta Google Sheets. Ba wani abin mamaki bane, don muhimman bayanai kan tsiyaye da ɗan kuskure kaɗan, hatta ga mutane masu tsananin lura da aiki tuƙuru. Bugu da ƙari kuma, akan iya yin maguɗi a bayanan da aka wallafa kan takarda, ko a sace, koma a rasa su baki ɗaya. Duk da kasancewar wancan tsari mai sauƙin amfani ga kamfanoni da suke amfani da hanyoyi kamar waɗanda aka zayyano a sama, hanyoyi ne masu wahalarwa da saurin tafka kuskure a cikinsu. Kasancewar amfani da intanet da wayoyin zamani na ƙara ƙaruwa a sassa da dama na Afrika, sabbin kamfanoni da yawa sun shiga fagen, cike da zaƙuwar samun mafita abar dogaro ga sama kamfanoni miliyan 40 a nahiyar. Kamfanin Flex Finance, wani sabon kamfanin tsara kashin kuɗaɗe da Yemi Olulana ya kafa, irin waɗannan sabbin kamfanonin, sunada burin ganin sun sauƙaƙe hanyoyin tsarin kashe kuɗi ga kamfanonin Afrika, inda suka zuba tsabar kuɗin da aka ƙiyasta sunkai dala tiriliyan $4.2 a tsarin B2B. Me yasa tsarin kashe kuɗi yake da muhimmanci? Ɗaya daga cikin babban amfanin tsarin kashe kuɗaɗe shine iya sarrafa zagayawar kuɗi. Ta hanyar kyakkyawar bibiyar kuɗaɗen kamfani, ƴan kasuwa zasu iya kaucewa kashe kuɗin da bai zama dole ba ko bazai dawo musu da riba ba, ko kuma yiyuwar samun riba idan tafiya tayi nisa. Tsarin kashe kuɗin zai kuma taimakawa kamfanonin wajen yanke yanda zasu tsara kasafin kuɗinsu, su tattauna kyawawan yarjejeniyoyi da masu kawo kaya, da kuma cikakken tsari. Ga kamfanoni da dama na Afrika, amfani da tsoffin hanyoyi na nufi suna ta fama da yanda zasu gudanar da tsarin biyan kuɗinsu yanda ya kamata. Flex Finance sun zo musu da mafita ta bai ɗaya. Kamfanonin zasu iya bibiyar kuɗaɗen da suke kashewa, zasu iya biyan kuɗi, buɗe asusun kashe kuɗi mai geji da iyaka, Flex kuma na bada katin cirar kuɗin dala na kama-da-wane ga ma'aikata. Bugu da ƙari, Flex na samarwa da kamfanoni yarjejeniyar basu manyan basuka tsakaninsu da banki don cike giɓin kuɗaɗen da suke kashewa. Mu ƙaddara kamfani nada ma'aikata 50, waye zai kashe kuɗi a madadin kamfanin?. Ba tare da kamfanoni masu samarda waraka irinsu Flex Finance ba, ma'aikata dole ne su riƙa amfani da tsohuwar hanyar da sai sun tambayi akanta ko wani ma'aikaci ya sahale musu karɓar kuɗi. Kamfanoni da dama kan karɓi gaba ɗaya waɗannan bayanan a wurare mabambanta, wanda sukan iya rasa su, sai dai koda hakan bata faru ba, rashin dukkan bayanan da ake buƙata a bigire ɗaya kan iya tarawa mutum gajiya. Hanyar Samarda Ayyukan Yi Miliyan 50 Olulana yace ""kafa kamfanin Flex Finance wani mataki ne na burin sa na ƙirƙiro ayyukan yi guda miliyan 50 a Afrika, ta hanyar tallafawa kamfanoni su bunƙasa izuwa matakin da zasu iya ɗaukar dubunnan mutane aiki. Tun shekaru goma da suka gabata, Olulana ya kafa, ko an haɗa hannu dashi an kafa sabbin Kamfanoni da dama, daga ciki akwai irinsu Giddiphones, wata kasuwar saida wayoyin zamani, da kuma irinsu kamfanin RouteKing. Wasu daga cikin ayyukan sa suna cikin sashen fasahar blockchain, inda yayi aiki a kasuwanci da sashen masu amfani da kaya. Bayan barin sashen ƙarshe da yayi aiki, ya ɗan samu wasu lokuta yana ganawa da ƴan kasuwa, anan ne ya gano cewa, sun fahimci yanda kuɗi ke shigowa kasuwancin su, amma basu fahimci ta ina suke kashe kuɗin ba. Kamfanin Flex Finance bashi kaɗai ne sabon kamfani dake hango damammaki a wajen tallafawa ƴan kasuwar Afrika su tsara hanyar kashe kuɗaɗensu ba. Sava — wani sabon kamfani ne dake Afrika ta Kudu daya tara dala miliyan $2 a shekarar 2022—, da Bujati, wani kamfani da YC ke marawa baya, sune abokan gasar Flex na kai tsaye. Sauran sabbin kamfanoni irinsu Bento, da FairMoney suma suna gudanar da irin waɗannan ayyukan da Flex Finance ke gudanarwa. Yayinda abubuwan da Flex Finance ke samarwa suke kamanceceniya dana waɗancan kamfanonin, Olulana ya bayyana ƙudirin sabon kamfanin ɗan shekaru uku da kafawa. Hanyoyin kashe kuɗi a kasuwanci sun kasu gida biyu. Akwai hanyar biya ta tsari, akwai wacce ba ta tsari ba. Matsalar da Flex yazo ya taimakawa kamfanoni wajen warware ta itace; mutaimaka musu wajen gudanar da kashe kuɗi bata hanyar tsari ba, wacce itama ta kasu gida biyu ne; biyan ma'aikaci, da kuma biyan mai siyarwa. Duk da kasancewar sun maida mafi yawan ayyukansu akan fasahar dijital, kamfanoni da yawa na gudanarda tsarin biyan kuɗinsu ta tsohuwar hanya ne, hanyar biyan kudi da bata tsari ba. Flex yakan maida kansa kamar ƙwaƙwalwar kamfani ne, inda yake taimakawa kamfanonin wajen gudanar da tsarin kashe kuɗinsu ta hanyar da bata tsari ba. Tun daga sanda aka ƙaddamar da manhajar, kamfanoni sama da 2,000 ne sukayi amfani da manhajar Flex Finance ɗin, wanda suka haɗa Sporting Lagos, TalentQL, da kuma Pricepally. Sai dai duk da mafitar da suka kawo tanaiwa duka na'ukan kamfanoni aiki, Olulana yace Flex Finance yafi maida hankali ne akan kamfanin da yake da fasahar dijital. ""Bama aiki da ƙananan kamfanoni"". Muna aiki ne da kamfanoni da aka sani a hukumance, sabbin kamfanoni, da kuma matsakaitan ƴan kasuwa. Mun gano wannan sashen na kasuwanci shine mai saurin haɓaka a yankin. Tare da guguwar fasahar dijital da kuma wannan sashen a matsayin waɗanda suka fara hawa tsarin fasahar zamani, muna tsammanin wannan ɓangaren zai cigaba da bunƙasa Kamfanin Flex Finance na karɓar kaso 0.1% wanda yake kamawa akan ₦50,000 a matsayin kuɗin aikinsa ga duk kamfanonin da ke amfani da manhajar sa, yayinda duk hada-hadar da ta haura sama da naira miliyan ₦200 za a biya mata kuɗin fito. Kasancewar ana ta gina sabbin manhajojin gudanar da kuɗi don kamfanoni, Olulana ya jadadda cewa ƙudirin Flex Finance shine su samar da wayar da kai ga kwastomomin su, ta hanyar tallafa musu da shawarwarin da zasu maidasu su riƙa yanke hukunci bisa dogaro da bayanai. ""Muna da ɗaya daga cikin kamfanonin dake hulɗa damu da muka taimaka masa ya iya gano nawa yake kashewa akan wani keɓantaccen mai kawo talla, inda suka gano zasu iya tattauna wasu sharɗɗa da suka rage yawan kuɗaɗen da suke kashewa a wannan hulɗar kasuwancin. Kafin haɗuwar su da Flex basu da wannan tunanin ga tsarin kashe kuɗin kamfanin su, mun kuma jagoranci irin waɗannan lamuran na ganin kamfanoni sun faɗaɗa ayyukansu, saboda yanzu sun samu damar ƙarin ganin yanda suke gudanar da ayyukan su"". Sabon kamfanin ya tara sama da dala $500,000 daga masu zuba jari, kamar irinsu gidauniyar Mastercard Foundation, Catalyst Fund, Loftylnc Capital Management, Berrywood Capital, da kuma shugaban Gumroad, Sahil Lavingia. Duk da haka, Olulana ya yayi bayanin cewa ba sauri suke ba wajen tara jarin. ""Muna da wadataccen jari, kuma muna ƙara haɓaka cikin sauri"". Muna samun zagawar takardun kuɗi yanda ya dace daga kwastomomin mu dake aiki tare da mu, kuma tabbas munyi sa'ar samun goyon baya daga wasu manyan masu zuba jari na duniya. Mun tanadi wadataccen jarin da zai riƙe mu a wannan ƙudiri namu na tallafawa kamfanoni a Afrika "".","Jinsi Flex Finance inavyosaidia biashara za kiafrika kuokoa pesa kwa kutumia suluhisho lake la usimamizi wa matumizi Kwa maneno machache katika duru za biashara kuwa njia rahisi ya kupata usikivu wa mjasiliamali ni kuonyesha jinsi biashara yao inavyoweza kutengeneza au kuokoa pesa zaidi. Lakini kwa biashara nyingi barani Afrika, matumizi ni mchakato wa kiholela, unafanyika kwa umakini mdogo au kutozingatia kwa undani. Chukua usimamizi wa matumizi kama mfano. Biashara ya wastani inapaswa kufanya malipo kwa wachuuzi au wasambazaji, kulipia matengenezo ya vifaa, kulipia mishahara au kurejesha wafanyakazi kwa gharama rasmi, na kodi. Hiyo ni pamoja na gharama nyingine kama vile gharama za programu, programu za mafunzo, na malipo ya mara moja. Kihistoria, biashara nyingi za kiafrika zimekuwa zikitegemea mbinu za mikono kusimamia fedha zao. Wengine hutumia zana kama vile Microsoft Excel au Google Sheets. Haishangazi, taarifa muhimu mara kwa mara hupotea hata kwa watu wenye bidii zaidi. Zaidi ya hayo, rekodi za makaratasi zinaweza kughushiwa, kuibiwa, au kupotea. Ingawa mchakato huo ni rahisi kidogo kwa biashara zinazotumia zana kama vile zilizotajwa hapo juu, bdo ni mchakato mgumu unaokabiliwa na makosa. Huku matumizi ya intaneti na simu janja yakiongezeka katika sehemu nyingi za Afrika, watu wengi wanaoanza wametupa kofia zao, wakitamani kutoa suluhisho la kutegemewa kwa biashara zaidi ya milioni 40 barani bara humo. Flex Finance, kampuni inayoanzisha usimamizi wa matumizi iliyoanzishwa na Yemi Olulana, ni moja wapo ya miradi kama hii na inatumai kurahisisha michakato ya biashara za kiafrika, ikitumia takribani trilini $4.2 za matumizi ya B2B. Kwa nini usimmizi wa matumizi ni jambo kubwa? Moja ya faida muhimu zaidi za usimamizi wa matumizi ni usimamizi wa mfunguko wa kifedha. Kwa kufuatilia kwa usahihi fedha za biashara, wajasiliamali wanaweza kuepuka matumizi yasiyo ya laazima au yasiyo na tija na ikiwezekana kuboresha faida kwa muda mrefu. Pia, usimamizi wa matumizi unawea kuwasaidia wafanyabiashara kuamua jinsi ya kupanga bajeti zao, kujadili msharti bora na wasambazaji, na kupanga vyema. Kwa biashara nyingi za kiafrika, utumiaji wa suluhu za muongozo humaanisha wanatatizika kusimamia fedha zao. Kwao, Flex Finance hutoa suluhisho la yote kwa moja. Wafanyabiashara wanaweza kufuatlia gharama, kulipa malipo, kuunda akaunti za matumizi zilizo na mipaka iliyoidhinishwa, na kutoa kadi pepe za Dola kwa wafanyakazi. Kwa kuongeza, hutoa biashara na kituo cha Overdraft ili kufidia gharama. Hebu fikiria biashara yenye wafanyakazi 50 wanaotumia pesa kwa niaba ya kampuni. Bila suluhu kama vile Flex Finance, wafanyakazi wanapaswa kuweka ombi wao wenyewe ambalo mhasibu au mfanyabiashara yeyote aliyeidhinishwa anapaswa kuidhinisha mwenyewe. Makampuni mengi hukusanya takwimu hizi zote katika maeneo mengi, ambayo wanaweza kupoteza, lakini hata wakati hilo halifanyiki, kutokuwa na taarifa zote zinazohitajika kwenye jukwaa moja kunaweza kuwa mzigo mzito. Fursa ya ajira milioni 50 Olulana anasema kuwa kuanzisha Flex Finance ilikuwa hatua ya kawaida katika lengo lake la kutengeneza nafasi za kazi za milioni 50 barani Afrika kwa kuwezesha kampuni 50,000 kukua hadi kufikia kiwango cha kuajiri watu elfu moja. Katika muongo mmoja uliopita, Olulana ameanzisha miradi kadhaa ikiwemo Giddiphone -soko la matangazo ya simu janja- na RouteKing. Baadhi ya uzoefu wake pia umekuja katika tasnia ya blockchain ambapo alifanya kazi kwenye biashara ba bidhaa za watumiaji. Baada ya kutoka katika mradi wake wa mwisho, alitumia baddhi ya nyakati kuzungumza na wamiliki wa biashara, na kugundua kuwa ingawa wanaelewa jinsi pesa zilivyingia kwenye biashara zao, hawakujua njia walizotumia au kupoteza pesa. Flex Finance sio mradi pekee unaoona fursa katika kusaidia biashara za kiafrika kusimamia fedha zao. Sava, kampuni iliyoanzishwa Afrika Kusini ambayo ilikusanya milioni $2 mwaka 2022, na Bujeti, kampuni inayoungwa mkono na YC ni washindani wawili tu wa dhahiri. Miradi mingine kama Bento na FairMoney hutoa huduma nyengine sawa ambazo hutolewa na Flex Finance. Huku baadhi ya bidhaa za Flex Finance zikifanana na zile biashara zingine, Olulana anaelezea dhamira ya uanzishaji wa miaka mitatu. Kuna aina mbili za matumizi ya biashara. Kuna matumizi yenye malipo na yasiyo na malipo. Tatizo ambalo Flex hutatua kwa biashara ni tunawasaidia kudhibiti matumizi yasiyo ya malipo, [ambayo yapo katika] namna mbili, ulipaji wa wafanyakazi na malipo ya mchuuzi. ""Licha ya kuweka kidigitali vipengele vingi vya shughuli zao, biashara nyingi bado zinashughulikia sehemu hii kwa mikono, na hivyo husababisha upotevu wa muda na pesa. Flex inaweza kujiweka kama mfumo wa mkuu wa neva wa biashara, kuwasaidia kudhibiti matumizi yasiyo na malipo Tangu kuzinduliwa kwake, Flex Finance inatumiwa na zaidi ya biashara 2,000 nchini Nigeria, zikiwemo Sporting Lagos, TalentQL, na Picepally. Lakini wakati masahihisho yake yanafanya kazi kwa biashara zote, Olulana amesema kuwa Flex Finance inalenga sana biashara zinazowezeshwa kidigitali. ""Hatutoi huduma kwa SMEs ndogo. Tunato huduma rasmi za SMEs, kwa wanaoanzisha, na biashara za kiwango cha kati. Tunakuta kuwa sehemu ya soko ni sehemu inayokua kwa kasi katika eneo hilo. Kwa wimbi la uwekaji tarakimu na sehemu hii ya soko kuwa watumiaji wa mapema wa teknolojia, tunatarajia sehemu hiyo itaendelea kukua"" Flex Finance inatoza ada ya 0.1% ambayo ni N50,000 kwa biashara zote zinazotumia jukwaa hilo, huku miamala inayozidi milioni N200 ikipata ada maalumu. Pamoja na zana nyingi za kifedha za biashara zinazojengwa, Olulana anasisitiza kuwa lengo la Flex Finance ni kutoa ufafanuzi kwa wateja wake, kuwapa maarifa ili kufanya maamuzi zaidi yanayotokana na takwimu. ""Tulikuwa na moja ya biashara yetu ambayo iliweza kuona ni kiasi gani walikuwa wakitumia kwa muuzaji fulani na tukagundua wanaweza kujadiliana tena masharti fulani na kuokoa pesa kwenye uhusiano huo wa muuzaji. Kabla ya Flex, hawakuwa na ufahamu wa kiwango hicho cha ufahamu juu ya matumizi ya biashara zao na tumeona kesi kadhaa kama ile ya biashara kuweza kupanua shughuli zao kwa sababu sasa zinaonekano zaidi katika shughuli zao."" Uanzishaji umechangisha zaidi ya $500,000 kutoka kwa uwekezaji kama vile The Mastercard Foundation, Catalyst Fund, LoftyInc, Capital Management, Berrywood Capital, na mkurugenzi mtendaji wa Gumroad, Sahil Lavingia. Hata hivyo, Olulana anaelezea kuwa si haraka kutafuta mtaji zaidi. Tuna mtaji mzuri na tunakua haraka zaidi. Tuna mzunguko mzuri wa kifedha kutoka kwa wateja wetu ambao wanaendesha shughuli zetu na ndio, tuna bahati kuungwa mkono na baadhi ya wawekezaji wakuu ulimwengu. Tumepewa mtaji wa kuendelea na dhamira hii ya kuwezesha biashara barani Afrika","Bí Flex Finance ṣe ń ran àwọn oníṣòwò nílẹ̀ Adúláwọ̀ lọ́wọ́ láti ní owó nípamọ́ pẹ̀lú ọ̀nà àbáyọ aṣàmójútó ìnáwó rẹ̀ Ìpèdè kan ló jẹ́ láwùjọ ìṣòwò pé ọ̀nà tó rọrùn jùlọ láti pe àkíyèsí oníṣòwò ni láti ṣe àfihàn bí òwo wọn ṣe lè pa tàbí tọ́jú owó púpọ̀ si. Ṣùgbọ́n fún ọ̀pọ̀lọpọ̀ òwò nílẹ̀ Adúláwọ̀, owó níná jẹ́ ìgbésẹ̀ aláìnídìí tó ń wáyé pẹ̀lú àkíyèsí díẹ̀ tàbí àìṣe àkíyèsí àlàyé rárá. Mú àmójútó owó níná fún àpẹẹrẹ. Púpọ̀ nínú àwọn oníṣòwò ní láti sanwó fún àwọn òntàjà tàbí àwọn olùpèsè, sanwó fún àmójútó irinṣẹ́, san owó oṣù tàbí dáwópadà fún àwọn òṣìṣẹ́ fún àwọn ìnáwó lẹ́nu iṣẹ́, àti owó ilé. Ìyẹn jẹ́ ní àfikún sí àwọn ìnáwó mìíràn bíi owó ohun èlò àìrídìmú, ètò ìdánilẹ́kọ̀ọ́, àti owó ẹ̀ẹ̀kan ṣoṣo. Nínú ìtàn, ọ̀pọ̀lọpọ̀ àwọn òwò nílẹ̀ Adúláwọ̀ ti gbára lé ìlànà àfọwọ́yí láti ṣàmójútó ìṣúná wọn. Àwọn mìíràn ń lo irinṣẹ́ bíi Microsoft Excel tàbí Google Sheets. Kò yanilẹ́nu, àwọn àlàyé tó ṣe pàtàkì máa ń yọ kúrò nípasẹ̀ ẹ̀sán náà ní gbogbo ìgbà kódà fún àwọn ènìyàn tí wọ́n lọ́pọlọ jùlọ. Síwájú sí i, àkọsílẹ̀ orí ìwé ṣe é yí, jí, tàbí sọnù. Nígbà tí ìgbésẹ̀ náà rọrùn díẹ̀ fún àwọn oníṣòwò tí wọ́n ń lo àwọn irinṣẹ́ tí a dárúkọ lókè, ó ṣì jẹ́ ìgbésẹ̀ alágbára tí àṣìṣe rẹ̀ pọ̀. Bí ìwọlé ẹ̀rọ ayélujára àti ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá ṣe ti gbòòrò si ní ọ̀pọ̀lọpọ̀ ààyè nílẹ̀ Adúláwọ̀, ọ̀pọ̀lọpọ̀ àwọn Ilé iṣẹ́ adìdeélẹ̀ ti gbé omi ìjà kàn iná, tí wọ́n ń fojúsọ́nà láti pèsè ọ̀nà àbáyọ tó ṣe é gbọ́kànlé fún 40 mílíọ̀nù lé àwọn oníṣòwò ní ẹkùn náà. Flex Finance, Ilé iṣẹ́ adìdeélẹ̀ tó ń rí sí àmójútó owó níná tí Yemi Olulana dásílẹ̀, jẹ́ ọ̀kan nínú àwọn ilé-iṣẹ́ àdìdeelẹ̀ bẹ́ẹ̀, tí ó sì ní ìrètí láti mú ìrọ̀rùn bá ìgbésẹ̀ náà fún àwọn oníṣòwò nílẹ̀ Adúláwọ̀, pẹ̀lú ṣíṣe àmúlò ìṣirò ìnáwó B2B tí ó tó $4.2 tírílíọ́nù. Kíni ìdí tí àmójútó owó níná ṣe jẹ́ nǹkan bàbàrà? Ọ̀kan nínú àwọn ànfààní àmójútó owó níná tó ṣe pàtàkì jùlọ ni àmójútó ìpawó wọlé. Pẹ̀lú ìtọpinpin ìṣúná òwò lọ́nà tó péye, àwọn oníṣòwò lè sá fún ìnáwó tí ò yẹ tàbí tí kò lérè ó sì ṣe é kí wọn ó fi kún ère wọn nígbà tó bá yá. Àmójútó owó níná tún lè ran àwọn oníṣòwò lọ́wọ́ láti pinnu bí wọ́n ṣe fẹ́ ṣe ètò ìṣúná wọn, ṣe ìdúnàdúrà tí àdéhùn rẹ̀ dára pẹ̀lú àwọn olùpèsè, kí wọ́n sì ṣe ìpinnu dáadáa. Fún ọ̀pọ̀lọpọ̀ àwọn oníṣòwò nílẹ̀ Adúláwọ̀, lílo ọ̀nà àbáyọ aláfọwọ́ yí túnmọ sí wí pé wọ́n ń kojú ìṣòro pẹ̀lú ṣíṣe àmójútó ìṣúná wọn bó ṣe yẹ. Fún wọn, Flex Finance pèsè ọ̀nà àbáyọ ojúkan-ṣoṣo. Àwọn oníṣòwò lè tọpinpin ìnáwó, san owó, ṣẹ̀da àpamọ́ owó níná tó ní gbèdéke ìfọwọ́sí, kí wọ́n sì fún àwọn òṣìṣẹ́ ní ike ìgbowó dọ́là orí ẹ̀rọ ayélujára. Ní àfikún, ó ń pèsè ètò ẹ̀yáwó fún àwọn oníṣòwò láti lò fún ìnáwó. Wòye sí òwò kan tó ní òṣìṣẹ́ 50 tí wọ́n ń náwó nítorí ilé iṣẹ́ náà. Láìsí ọ̀nà àbáyọ bíi Flex Finance, awọn òṣìṣẹ́ á ní láti máa fọwọ́ kọ ìbéèrè tí akọ̀wé owó tàbí èyíkéyìí òṣìṣẹ́ tó bá ń buwọ́lù ú ní láti buwọ́lù ú pẹ̀lú ọwọ́. Ọ̀pọ̀lọpọ̀ àwọn ilé iṣẹ́ ló máa ń gba gbogbo dátà yìí ní ọ̀pọ̀lọpọ̀ ààyè, tí wọ́n lè sọnù, ṣùgbọ́n nígbà tí ìyẹn gan ò bá ṣẹlẹ̀, àìní gbogbo ìfitóni tí wọ́n bèèrè fún lórí ìkànnì kan lè di ẹrù wúwo. Ojú ọ̀nà sí 50 mílíọ̀nù iṣẹ́ Olulana sọ wí pé bíbẹ̀rẹ Flex Finance jẹ́ ìgbésẹ̀ àtinúwá nínú èròngbà rẹ̀ láti pèsè 50 mílíọ̀nù iṣẹ́ nílẹ̀ Adúláwọ̀ pẹ̀lú ríró 50,000 ilé iṣẹ́ lágbára láti ní ìdàgbàsókè sí ìpele tí wọ́n ti lè gba ẹgbẹ̀rún kan ènìyàn síṣẹ́. Láti bíi ọdún mẹ́wàá sẹ́yìn, Olulana ti ṣe ìdásílẹ̀ tàbí darapọ̀ dá àìmọye Ilé iṣẹ́ adìdeélẹ̀ sílẹ̀, tó fi mọ́ Giddiphones — ààyè ìtajà orí ẹ̀rọ ayélujára fún ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá — àti RouteKing. Díẹ̀ nínú àwọn ìrírí rẹ̀ náà ti wáyé ní ẹ̀ka àká détà àkósódù níbi tí ṣiṣẹ́ lórí ohun èlò fún òwò àti oníbàárà. Lẹ́yìn tí ó kúrò ní ibi tó ti ṣiṣẹ́ gbẹ̀yìn, ó lo àsìkò díẹ̀ láti bá àwọn oníṣòwò sọ̀rọ̀, ó sì rí i wí pé bó tilẹ̀ jẹ́ wí pé wọ́n ní òye bí owó ṣe ń wọlé sínú òwo wọn, wọn ò mọ ọ̀nà tí wọ́n ń gbà á náwó tàbí sọ owó nù. Flex Finance nìkan kọ́ ni Ilé iṣẹ́ adìdeélẹ̀ tí ó rí ànfààní láti ran àwọn oníṣòwò nílẹ̀ Adúláwọ̀ lọ́wọ́ láti mójútó ìṣúná wọn. Sava — Ilé iṣẹ́ adìdeélẹ̀ ní orílẹ̀-èdè South Africa ṣe àkójọ $2 mílíọ̀nù ní ọdún 2022 — àti Bujeti, ilé iṣẹ́ tí YC ṣe àtìlẹ́yìn rẹ̀ ni wọ́n kàn jẹ́ olùdíje tààrà méjèèjì. Àwọn Ilé iṣẹ́ adìdeélẹ̀ mìíràn bíi Bento àti FairMoney ń pèsè irú iṣẹ́ yìí kan náà tí Flex Finance ń pèsè. Pẹ̀lú bí àwọn ohun èlò Flex Finance kọ̀ọ̀kan ṣe fojú jọ àwọn oníṣòwò míràn yìí, Olulana ṣàlàyé èròngbà Ilé iṣẹ́ adìdeélẹ̀ ọlọ́dún mẹ́ta náà. ""Oríṣi ìnáwó òwò méjì ni ó wà. Ìnáwó owó oṣù òṣìṣẹ́ àti èyí tí kì í ṣe owó oṣù òṣìṣẹ́. Ìṣòro tí Flex Finance fẹ́ yanjú fún àwọn oníṣòwò ni láti bá wọn mójútó àwọn ìnáwó tí kì í ṣe owó oṣù òṣìṣẹ́, [tí ó pín sí] ìsọ̀rí méjì — dídáwó padà fún òṣìṣẹ́ àti sísanwó fún òntàjà. ""Pẹ̀lu bí wọ́n ṣe sọ ọ̀pọ̀lọpọ̀ ẹ̀ka iṣẹ́ wọn di àkósódù, ọ̀pọ̀lọpọ̀ nínú àwọn oníṣòwò ṣì ń ṣe apá ibí yìí pẹ̀lú àfọwọ́ yí, èyí tó ń yọrí sí ìfi àkókò àti owó ṣòfò. Flex ti gbé ara rẹ̀ sí ipò gẹ́gẹ́ bíi àárín gbùngbùn ìmọ̀lára fún òwò, ṣíṣe ìrànlọ́wọ́ fún wọn láti mójútó ìnáwó tí kì í ṣe owó oṣù òṣìṣẹ́."" Láti ìgbà tí wọ́n ti fi lọ́lẹ̀, Ó lé ní 2,000 àwọn oníṣòwò ní orílẹ̀-èdè Nàìjíríà tí wọ́n ti lo Flex Finance, tó fi mọ́ Sporting Lagos, TalentQL, àti Pricepally. Ṣùgbọ́n bó tilẹ̀ jẹ́ wí pé àwọn ọ̀nà àbáyọ rẹ̀ ń ṣiṣẹ́ fún oríṣiríṣi èyà òwò, Olulana sọ wí pé Flex Finance ń gbájúmọ́ àwọn òwò oní àkósódù gidi gan. ""A kì í ṣe ṣiṣẹ́ fún àwọn òkòwò kékeré àti alábọ́dé. À ń ṣiṣẹ́ fún àwọn òkòwò kékeré àti alábọ́dé ńlá, àti àwọn oníṣòwò nípele-àárín. A rí ìsọ̀rí ọjà yẹn gẹ́gẹ́ bí ẹ̀ka tí ó ń dàgbàsókè-kíákíá ní agbọn náà. Pẹ̀lú atẹ́gùn àlàáfíà àkósódù tí ìsọ̀rí ọjà yìí sì jẹ́ àkọ́kọ́ láti gba ìmọ̀ ẹ̀rọ, a nírètí pé ẹ̀ka náà máa tẹ̀síwájú láti gbẹ̀rú sí i."" Flex Finance ń gba ìdá 0.1 owó tí wọ́n gbé sí ₦50,000 fún gbogbo oníṣówò tí ó bá lo ìkànnì náà, nígbà tí ìdunàdúrà tí ó bá ju ₦200 mílíọ̀nù lọ yóò gba owó àkànṣe. Pẹ̀lú ọ̀pọ̀lọpọ̀ àwọn irinṣẹ́ òwò tí wọ́n ń ṣe, Olulana tẹnu mọ́ ọ wí pé èròngbà Flex Finance ni láti pèsè ìkó àkóyawọ́ fún àwọn oníbàárà rẹ̀, ríró wọn lágbára pẹ̀lú òye láti ṣe ìpinnu oní-dátà sí i. ""A ní ọ̀kan nínú àwọn oníṣòwò wa tí ó rí iye tí wọ́n ń ná lórí òntàjà kan tí ó sì wò ó wí pé àwọn lè ṣe àtúnṣe àwọn àdéhùn kọ̀ọ̀kan kí àwọn sì ṣe àdínkù ìnáwó lórí àjọṣepọ̀ pẹ̀lú òntàjà yẹn. Ṣíwájú kí Flex tó dé, wọn ò ní irú ìpele òye yẹn nípa owó níná lórí òwò wọn a sì ti rí ọ̀pọ̀lọpọ̀ ìṣẹ̀lẹ̀ bẹ́ẹ̀ tí àwọn oníṣòwò fẹ iṣẹ́ wọn lójú nítorí ojú wọn ti là dáadáa sí iṣẹ́ wọn."" Ilé iṣẹ́ adìdeélẹ̀ náà ti ṣe àkójọ owó tó lé ní $500,000 láti ọ̀dọ̀ àwọn olùdókòwò bíi The Mastercard Foundation, Catalyst Fund, LoftyInc Capital Management, Berrywood Capital, àti Aláṣẹ àti Olùdarí Gumroad, Sahil Lavingia. Síbẹ̀síbẹ̀, Olulana ṣàlàyé wí pé òun ò kánjú láti ṣe àkójọ owó ìdókówò si. ""A ní owó ìdókówò dáadáa a sì ń yára dàgbà sókè gidi gan. À ń pawó wọlé dáadáa láti ọ̀dọ̀ àwọn oníbàárà wa tí wọ́n ń lo ìpèsè iṣẹ́ wa bẹ́ẹ̀ sì ni, a lórí lọ́wọ́ pé a ní àtìlẹ́yìn àwọn olùdókòwò kọ̀ọ̀kan tí wọ́n ń léwájú lágbàyé. A ní owó ìdókówò dáadáa láti tèsíwájú ìṣẹ́ yìí láti ró àwọn oníṣòwò nílẹ̀ Adúláwọ̀ lágbára.""","IFlex Finance isiza kanjani amabhiznisi eAfrika ukuthi onge imali ngesixazululo sokuphatha ukusebenzisa imali Ukubambana kubhizinisi kukhombisa ukuthi indlela elula ukunakwa usomabhizinisi ukukhombisa ukuthi ibhizinisi lakhe lingayenza kanjani noma liyonge kakhulu kangakanani imali. Kodwa kumabhizinisi amaningi eAfrika ukusebenzisa imali uhlelo olungenasisekelo olwenzeka ngokuncane noma ukunganaki imininingwane. Thatha ukuphatha kokusebenzisa imali njengesibonelo. Ibhizinisi eliyisilinganiso kumele lenze izinkokhelo kubadayisi noma osaplaya,likhokhele ukuphatheka kahle kwempahlakusebenza,likhokhe imiholo noma libuisele abasebenzi ngezindleko ezisemthethweni nerenti. Lokhu kungukwengeza ezinye izindleko njengokubiza kohlelokusebenza,izinhlelo zokuqeqesha nezinkokhelo ezenzeka kanye. Ngokomlando amabhizinisi amaningi eAfrika ancike ezindleleni zamabhuku ukuphatha izimali zawo. Abanye basebenzisa amathuluzi njengo Microsoft Excel noma uGoogle sheets. Ngokungamangali, imininingwane ebalulekile ijwayele ukushibilikela emigodini ngisho kubantu abaqaphelayo kakhulu. Okukhulu ukuthi amarekhodi amaphepha angashintshwa noma ansthontshwe noma alahleke. Ngesikhathi loluhlelo lulula kancane kumabhizinisi asebenzisa amathuluzi anjengalawa abalwe ngenhla kusawuhlelo olusebenzisayo iphutha lokunyuka. Njengoba inthanethi nokungena kwamafoni esimanje sekukhulilwe ezingxenyeni eziningi zeAfrika, iziqalo sezijikijele izigqoko zazo kuringi, befuna ukunikezela ngesixazululoesithembekile kumabhizinisi angaphezu kwezigidi ezingu-40 kuzwekazi. IFlex Finance isiqalo sokuphatha ukusetshenziswa kwemali esasungulwa nguYemi Olulana, ngesinye seziqalo esithemba ukwenza lula uhlelo lwamabhizinisi aseAfrika, engena kumatriliyoni ahlawumbiselwe weB2B wokusebenzisa. Ukuphatha ukusetshenziswa kwemali kuyinto enkulu kangakanani? Ezinye zezinzuzo ezzibalulekile zokuphathwa kokusebenza kwemali ukuphathwa kwemali engenayo nephumayo. Ngokulandelela kahle izimali zebhizinisi,osomabhzinisi bangakugwema ukusebenzisa imali okungenasidingo,okungenamkhiqizo futhi ukwenza kangcono izinzuzo zesikhathi eside. Ukuphatha ukusetshenziswa kwemali kungaphinde kulisize ibhizinisi unqume ukuthi uyaba kanjani uhlelomali lwabo,xoxisana ngendlela engcono namasaplaya, nokuhlela kahle. Kumabhizinisi amaningi aseAfrka, ukusetshenziswa kwesixazululo samabhuku kusho ukuthi banenkinga yokuphatha kahle izimali zabo. Kubona, iFlex Finance isixazululo esiyikho konke. Amabhizinisi angalandelela izindlelo,bakhokhe izinkokhelo,benze ama akhawunti okusebenzisa imali anomkhawulo ogunyaziwe,futhi bakhiphe amakhadi amadola abukwayo kubasebenzi. Ukwengezainikeza amabhizinisi isikweletu sokubhekana nezindleko. Cabanga ibhizinisi elinabasebenzi abangu 50 abasebenzisa imali ngokwenkampani. Ngaphandle kwezixazululo ezifana noFlex Finance,abasebenzi banendawo yokubhala phansi isicelo sabo kumhlolimabhuku oma yimuphi umsebenzi ogunyaziwe kumele agunyazwe ngokiubhalwe phansi. Izinkampani eziningi ziqoqa lemininingo ezindaweni eziningi,okungabalahlekela,kodwa ngisho ngakuthiwa akenzeki lokho,ukungabi nalo lonke ulwazi oludingekayo enkundleni eyodwa kungaba umthwalo. Umgwaqo oya emisebenzini eyizigidi ezingu-50 U-Olulana uthi ukuqala iFlex Finance kwakuyigxathu lenhloso yakhe lokwenza imisebenzi eyizigidi ezingu 50 eAfrika ngokusiza izinkampani ezingu 50000 ukuthi zikhule zifike kulelizinga lapho beqasha izinkulunkwane zabantu,. Kulelishumi nyaka eledluleuOlulana usesungule futhi wabambisana nabanye ukusungula iziqalo eziningi okufaka iGiddiphones - indawo yemakethe ehlukile yamafoni esimanje neRouteKing. Esinye isipiliyoni sakhe siqhamuka emkhakheni wamashenikuvimba lapho ayesebenza ebhizinisini nomkhiqizo wamakhasimende. Ngemva kokuqeda into yakhe ykugcina,uchithe isikhathi esiningi ekhuluma nabanikazi bamabhizinisi,wathola ukuthi ngesikhathi beqonda ukuthi imali ingene kanjani emabhizinisini abo,babengenalo ulwazi ukuthi izindlela abayisebenzisa ngayo imali noma imali elahlekile. Iflex Finance akusona isiqalo kuphela esibona ithuba lokusiza amabhizinisi aseAfrika aphathe imali yawo. I-Sava - isiqali saseNingizimu Afrika esesikhulise izigidi ezingu $2 ngo 2022-neBujeti, inkampani eyesekwe yiYC bangabancintisani ababili. Ezinye iziqalo njengoBento neFairMoney kunikeza imisebenzi efanayo nale enikezwa ngu Flex Finance. Ngeminye imikhiqizo kaFlex Finance ebukeka ifana neyamanye amabhizinisi, Olulana uchaza ngenjongo yeminyaka emithathu yeziqalo. Kunezinhlobo ezimbili zokusetshenziswa kwemali ebhizinisini. Kukhona uhlakukhokha nokusetshenziswa kwemali engenalo uhlakukhokha. Inkinga exazululwa nguFlex kumabhizinisi, ukuthi siwasiza aphathe ukusebenza kwemali kubantu abangekho kuhlakukhokha okuhlukene kabili-ukubuyiselwa kwemali yomsebenzi nokukhokhelwa kwabadayisi. Ngaphandle kokusebenzisa idijithali ezintweni zabo eziningi zokusebenza kwabo, amabhizinisi amaningi asakwenza lokhu ngokubhala phansi, okuholela ekuchitheni isikhathi nemali. IFlex iyakwazi ukuzibeka emgogodleni webhizinisi, isiza bona ukuphatha ukusetshenziswa kwemali kwabantu abangekho kuhla kokhelo Kusukela ekwethulweni,Flex Finance isisetshenziswe amabhizinisi angaphezu kuka2000 eNigeria okubandakanya neSporting Lagos, iTalentQL nePricepally. Kodwa ngesikhathi izixazululo zayo zisebenzela zonke izinhlobo zamabhizinisi, uOlulana uthi iFlex Finance igxile kakhulu kumabhizinisi asebenzisa idijithali. Asisebenzeli amaSMEamancane. Sisiza amaSMEasemthethweni,iziqalo namabhizinisi asezingeni eliphakathi nendawo. Sithola ukuthi iziqephu zasemakethe isahluko esikhula ngokushesha kulesisifunda. Ngokuhamba kwedijithali nalokukwahluka kwemakethe kungapbasheshe bathatha ezobuchwepheshe, silindele ukuthi iziqephu ziqhubeke zikhule UFlex Finance ukhokhisa imali engu-0.1% efakwe u-₦‎50,000 kuwona wonke amabhizinisi asebenzisa lenkundla, ngesikhathi ukuthengiselana okungaphezu kwezigidi ezingu-₦‎200 kuthola ikokhelo yamakhasimende. Ngamathuluzi amaningi ezezimali akhiwelwa amabhizinisi,uOlulana ugcizelela ukuthi inhloso yeFlex Finance ukunikeza ukucacisa kumakhasimende ayo, ukuwasiza nhgokucabanga ukuthi benze izinqumo eziningi eziholwa yidatha. Sibe nenye yamabhizinisi eyayikwazi ukubona ukuthi yimalini ababeyisebenzisa kumdayisi othile babona ukuthi bangaphinde baxoxe ngemibandela ethile futhi bonge nemali kulobobudlelwayo bomdayisi. Ngaphambi kweFlex,babengenalo lelozinga lokucabanga ngokusetshenziswa kwemali ebhizinisini labo, sesibone amakhesi ambalwa njengalelo lokuthi ibhizinisi likwazi ukwanda ekusebenzeni kwalo ngoba manje sebebonakala kakhulu ekusebenzeni kwabo. Isiqalo sesikhulise ngaphezu kuka$500 000 kubatshalizimali njenge the Mastercard Foundation, iCatalystFund, iLoftyInc Capital Management,Berrywood Capital neGumroad CEO,uSahil Lavingia. U-Olulanaucaza ukuthi akujahekile ukukhulisa enye ingqalabhizinisi. Sinengqalabhizinisi enhle futhi sikhula ngokushesha okukhulu. Sinemali engenayo nephumayo enhleephuma kumakhasimende ethu asenzela umsebenzi futhi yebo sinenhlanhla ukwesekwa ngabanye abatshalizimali abahamba phambili emhlabeni. Sinengqalabhizinisi enhle ukuthi singaqhubeka nalenjongo ukusiza amabhizinisi aseAfrika."
+"ለምን ይህ ቻይናዊ ባለሀብት በአፍሪካ የድር3 (Web3) ተስፋ ላይ ትልቅ የውርርድ ገንዘብ አስያዘ ለማመን ከባድ ሊሆን ይችላል፣ ግን የአፍሪካ ድር3 (Web3) እና የብሎክቼይን ዘርፎች ከአንድ አመት በፊት የባለሀብቶች መንበሻበሺያ የመዋለ ንዋይ ማፍሰሻዎች ነበሩ። እ.ኤ.አ. በ2021 የ 5.1 ሚሊዮን ዶላር ብቻ ካሰባሰበ በኋላ፣ እ.ኤ.አ. በ2022 በአፍሪካ የድር3 (Web3) ጀማሪ ድርጀቶች 88 ሚሊዮን ዶላር መሰብሰብ ችለዋል። ግን እ.ኤ.አ. 2022 ሌሎች አስደሳች እድገቶችንም ይዞ መጥቷል። እ.ኤ.አ. በጥቅምት 2022 የፈሳሽነት እንከን ከተጋረጠበት በኋላ፣ የኤፍ.ቲ.ኤክስ (FTX) በድንገት መዘጋት አስከትሏቸው የመጣቸው ውጤቶች በመላው አለም ተሰምተዋል ። ኔትስኮይን (Nestcoin) በ ክሪፕቶ ልውውጥ የተያዘውን የተወሰነውን ገንዘቡን አጥቷል፣ ይህም የድር3 (Web3) ጀማሪ ድርጅቱ ሰራተኞቹን እንዲያሰናብት አስገድዶታል ። እነዚህ እድገቶች በዘርፉ ላይ የባለሃብቶች እንቅስቃሴ እንዲቀንስ አስተዋፅዖ አድርገዋል፣ነገር ግን አሁንም ጥቂት ሰዎች ተስፋ አላቸው። እ.ኤ.አ. በታህሳስ 2022 'ኡዌም ኡዌማክታን' የአፍሪካ የክሪፕቶ ምንዛሬ ጀማሪ ድርጅቶች የታደሰውን የባለሃብቶች እንቅስቃሴን እንደሚያዩ ተስፋ እንዳላቸው ገልፀው ፣አሁንም በአፍሪካ ውስጥ የተወሰነ አገልግሎት እንዳለው አመላክቷል። ይህ ተስፋ እስካሁን ፍሬው ባይታይም፣አንድ ሰው በዘርፉ ላይ የሚነሱ ታዋቂ ስሞችን በመደገፍ፣ በአፍሪካ የድር3 (Web3) አቅም ላይ ያለውን መተማነን አሳይቷል። አዳቨርስ (Adaverse) አጋር መስራች የሆነው ፣ 'ቪንሰንት ሊ'፣በ ነጋዴዎች ፍትሃዊነት ላይ በሚያጠነጥነው መርሀግብራችን ላይ እንግዳችን ነው እናም ላለው ብሩህ ተስፋም ምክንያቶቹን አካፍሏል። ጤና ይስጥልኝ ቪንሰንት፣ በመገናኛ ብዙሀን የስርጭት መድረካችን ላይ መገኘትዎ በጣም አስደሳች ነው። ወደ ውይይታችን ከመግባታችን በፊት፣ እራስዎን ማስተዋወቅ ይችላሉ? እንደ ምርት አስተዳዳሪ ሆኜ ፣ ሥራዬን የጀመርኩት ከ15 ዓመታት በፊት በቻይና ነው። ስለዚህ ከ ድር1 (Web1) ጀምሮ ሁሉንም አይነት ምርቶችን አስተዳድሪያለሁ። ከበርካታ አመታት በኋላም፣ በዘርፉ ላይ የመዋለ ንዋይ ፍሳሽ ማድረግ ጀመርኩ። ስለዚህ ከ እ.ኤ.አ. 2015 ጀምሮ በሲሊኮን ቫሊ፣ ህንድ፣ ደቡብ ምስራቅ እስያ እና የላቲን አሜሪካ ክፍሎች የመዋለ ንዋይ ፍሳሽ አደረኩኝ። በተመሳሳይ ጊዜ፣ በቻይና ዝቅተኛ ደረጃ ላይ ያሉ ከተሞች ላይ ያነጣጠረ የቻይንኛ ዜና መሰብሰብያ የሆነ 'ኩቱቲያኦ ኢንክ' የተባለ ጅምር ድርጅት ጀመርኩ። በፍጥነት ታዋቂ ሆነ፣ እናም ከዜሮ ጀምረን በ ሁለት አመት ተኩል ውስጥ እ.ኤ.አ. በ2018 በኤን.ኤ.ኤስ.ዲ.ኤ.ኪው (NASDAQ) ላይ ለመዘርዘር በቃን። ከዚያ በኋላ ሁሉንም ትኩረቴን ብቅ ብቅ ከሚሉ ገበያዎች ላይ መግባት ጋር ለማድረግ ወሰንኩ። ትራንሽን ሆልዲንግስን (Transsion Holdings) ተቀላቅዬም አፍሪካ ውስጥ መሥራት ጀመርኩ። እ.ኤ.አ. በ2019 ፣ በትራንሽን ሆልዲንግስን (Transsion Holdings)-የታገዘ የዘር የገንዘብ መደገፊያ እና መፈልፈያ - ፊውቸር ሀብ (Future Hub)ን መስርቼ ስራዬን በአፍሪካ በተለይም፣ በናይጄሪያ በይፋ ጀመርኩ። ከዚያን ጊዜ ጀምሮ ሁለት የመዋዕለ ንዋይ ፈሰስን አድርጊያለሁ፣ እና አንዳንድ የማህበራት ግንባታም ሰርቻለሁ። እ.ኤ.አ. በ2021፣ ብዛት ያላቸው የድር3 (Web3) ማህበራትን ጀመርኩ። አሁን ላይ እኔ የ አዳቨርስ (Adaverse) አጋር መስራች፣ የ ፊውቸር ሀብ(Future Hub) ተባባሪ መስራች እና የሁለት ሌሎች- ቫይብራ (Vibra) እና ካሳቫ (Cassava) የሚባሉ አውታረ መረቦች ጅምር ድርጀቶች መስራች ነኝ። በድር3 (Web3) የመዋዕለ ንዋይ ፈሰስ እንድታረግ ምንድን ነው ያስጀመረመረህ? ካለፈው ልምዴ በመነሳት፣ የቴክኖሎጂን ዝግመተ ለውጥን ከድር1 (Web1)፣ከዚያ ከድር2 (Web2)፣ከዚያም ወደ ድር3 (Web3) ለውጥ አይቻለሁ። ስለዚህ ለእኔ፣ ልክ እንደ የድር (Web) ቴክኖሎጂ ተፈጥሯዊ ዝግመተ ለውጥ ነው ብዬ አስባለሁ፤ ያ አንዱ ነው። በሁለተኛ ደረጃ፣ እንደ አፍሪካ ያሉ አዳዲስ ገበያዎች ውስጥ ሰርጎ ለመግባት በድር3 (Web3) ላይ ተጨማሪ ቦታ አይቻለሁ። የድር3 (Web3) ቴክኖሎጂን በመጠቀም ትርፋማ ልንሆን የምንችልባቸው ብዙ አዳዲስ እድሎች እና ብዙ ቦታዎችም አሉ። ቪ.ሲዎች (VCs) በአብዛኛው በጥነሰታዊ ፅሁፍ ይመራሉ; በፋይንቴክ ጅምር ወ���ም በአየር ንብረት ቴክኖሎጂ ጅምር ላይ የመዋዕለ ንዋይ ፈሰስም ያደርጋሉ። በአፍሪካ ውስጥ በድር3 (Web3) ጅምር ላይ የመዋዕለ ንዋይ ፈሰሶችን ግን የሚመራው ምንድን ነው? እኛም የብሎክቼይን እና የድር3 (Web3)ን ሃይልን በመጠቀም የገሃዱ አለም ችግሮችን መፍታት የሚችሉ በአፍሪካ ያሉ ኩባንያዎችን እንወዳለን። ከዩናይትድ ስቴትስ ወይም እስያ የመጡ አብዛኛዎቹ ጀማሪ ድርጀቶች ወይም ኩባንያዎች በጣም ብዙ የክሪፕቶ-ተወላጅ ኩባንያዎች ናቸው። እነሱ ንብብር አንድን እየገነቡ ነው፣ ይህም ማለት እራሱን ብሎክቼይንኑን ፣ ወይም በሰንሰለቱ ላይ ያሉ የተለያዩ መተግበሪያዎችን እየገነቡ ነው። ለምሳሌ፣ እንደ ዴፋይ (DeFi) ብድር ወይም ዴፋይ (DeFi) መለዋወጫን የመሳሰሉ ነገሮችን እየገነቡ ነው። መናገር ካለብኝ ይህ፣ ከገሃዱ አለም ጋር ምንም ግንኙነት የለውም። በተቃራኒው፣ በአፍሪካ ውስጥ ያሉ ኢኮኖሚዎችን ከተመለከቱ፣ በጣም ጥቂት የሚባሉ መስራቾች ብቻ ናቸው በብሎክቼይን በመጠቀም የገሃዱ ዓለም ችግሮችን ለመፍታት የሞከሩት። ለምሳሌ ናይጄሪያ ውስጥ በ 'ሃውስ አፍሪካ'(House Africa) ላይ የመዋዕለ ንዋይ ፈሰስ አድርገናል። እነሱ የሚሰሩትም የመሬት ካረታ ልኬት ክልልን ለማረጋገጥ ብሎክቼይን ለመጠቀም መሞከራቸው ነው። እምነትን ለመገንባት እና የመተማመንን ጉዳይ ችግርን ለመፍታት፣ ለገዢዎች እና እንዲሁም ለገንቢዎች ያቀረቡት በጣም ጥሩ መፍትሄን ነው። አሁን ላይ አፍሪካ ውስጥ ለጥቂት ጊዜ ስለኖርክ መጀመሪያ ስትመጣ ከነበረው ጊዜ ጋር ሲነጻጸር አሁን ላይ ስለ አፍሪካ የተሻለ ግንዛቤ ይኖርህ ይሆናል። እናም፣ በግልፅ የምታያቸው ድር3 (Web3) ጥቅም ላይ ሊውልባቸው ልዩ ጉዳዮች ምን ምን ናቸው፣ በተለይም አሁን ላይ የድር3 (Web3) ማበረታቻው የቀነሰ በሚመስልበት ሰአት ላይ? ለዚያ መልስ ከመስጠቴ በፊት፣ አንዳንድ ጽንሰ-ሐሳቦችን ማብራራት እፈልጋለሁ። በመጀመሪያ 'ብሎክቼይን' አለ፣ ከዚያም ቶከኖች(የክሪብቶ ሳንቲም ማንነት መለያ) ወይም የክሪፕቶ ምንዛሬዎች አሉ። በሶስተኛ ደረጃ፣ ድር3(Web3) እና የዲጂታል ንብረቶች ባለቤትነት አለን። ስለ ብሎክቼይን ስናወራ፣ ብሎክቼይን ሰዎች የግብይት ታሪካቸውን የሚይዙበት ደብተር ብቻ ነው። ከቶከኖች(የክሪብቶ ሳንቲም ማንነት መለያ) ወይም ከክሪፕቶ ምንዛሬ ጋር ምንም ግንኙነት የለውም። በብሎክቼይን ብዙ ነገሮችን ማድረግ እንችላለን። እንደገለጽኩት መረጃን ለማከማቸት እና ለማረጋገጥ ብሎክቼይንን እንጠቀማለን። ስለዚህ፣ እንደገለጽኩት በዚህ ጉዳይ ላይ ባደረግነው ጥናት 'ሀውስ አፍሪካ'(House Africa) አለን ። እንዲሁም ብሎክቼይንን በመጠቀም ሀሰተኛ ጉዳዮችን የሚመረምረውን 'ቼኪት'(Chekkit) የተባለ፣ የናይጄሪያ ኩባንያ ላይ የመዋዕለ ንዋይ ፈሰስ አድርገናል። ስለዚህ ከቶከኖች(የክሪብቶ ሳንቲም ማንነት መለያ)፣ ከክሪፕቶ ምንዛሬዎች፣ ከክሪፕቶ ልውውጦች ወይም ከእንደዚህ አይነት ነገሮች ጋር ምንም ግንኙነት የለውም ፣ ይህ ቴክኖሎጂ እና ቴክኖሎጂ ብቻ ነው። ስለ ሁለተኛው ክፍል ደሞ ስንነጋገር፣ ስለ የክሪፕቶ ምንዛሬ ወይም ምስጢራዊ የዲጂታል ምንዛሬ ማለት ነው፣ እዚህ ላይ ብዙ ጊዜ 'ብሎክቼይን' የክሪፕቶ ምንዛሬ ነው ብለው የሚያስቡ በጣም ብዙ ሰዎችን አያለሁ። ለምሳሌ, 'ቢትኮይን'ን (Bitcoin) እንደ 'ብሎክቼይን' ያዩታል። ዩ.ኤስ.ዲ.ቲ'ን (USDT) እንደ 'ብሎክቼይን' ያዩታል፣ ነገር ግን እውነቱ፣ እሱ ቶከን(የክሪብቶ ሳንቲም ማንነት መለያ) ብቻ ነው ወይም በብሎክቼይን ላይ የተመሰረተ የክሪፕቶ ምንዛሬ ብቻ ነው። ስለዚህ እኛ የምናየው ማበረታቻ ይህ ነው, እና ሁሉንም ውድቀቶቹንም እናያለን። ሦስተኛው ነገር ድር3 (Web3) ነው። በብሎክቼይን መሰረ��፣ ቶከኖች አሉ፣ ይህ ለመኪና እንደሚያፈልገው 'ጋዝ' ይመሰላል። መግባባት ብለን የምንጠራው ማለትም፣ የቶከኑ(የክሪብቶ ሳንቲም ማንነት መለያው) ዋጋው በብዙ ሰዎች ዘንድ ተቀባይነት ሲያገኝ፣ ቶከኖቹን እንደ የክሪፕቶ ምንዛሬ አድርገን እንቆጥራቸዋለን። ድር3 (Web3) ሁሉንም መረጃ(ውሂብ) ወደ በተማከለ መድረክ ከመስጠት ይልቅ ተጠቃሚዎች የራሳቸውን የዲጂታል ንብረቶች እንዲኖራቸው ለማድረግ ሲል የተፈጠረ ነው። ለድር3 (Web3) ክፍል፣ ለምሳሌ አንዳንድ እንደ 'ቶክሴይ'(TalkSay) አይነት፣ የመዋዕለ ንዋይ ፈሰስ ለማድረግ የተስማማናቸው ስምምነቶች አሉን። የ'ሃውሳ'ን ሰዎች ሃሳባቸውን እንዲለዋወጡት፣ ወሬ እንዲያወሩበት ወይም ምናልባት አስደሳች ነገሮችን እንዲያደርጉበት የበይነ መረብ ላይ በቀጥታ መስመር ላይ የድምፅ መነጋገሪያ ክፍልን(Audio chat rooms) ያቀርባሉ። ለጊዜው እኔ እንደማስበው፣ ከነበረው ማበረታቻ(ሆሆታ) በቀር፣ አሁንም ብዙ ጥሩ የሚባሉ መስራቾችን እያየን ነው። ችግሮችን ለመፍታት ብሎክቼይንን እየተጠቀሙ ነው። የድር3 (Web3)ን መንፈስም በመጠቀም፣ ባለቤትነትን ወደ ተጠቃሚዎቹ እየመለሱ ይገኛሉ። የፖርትፎሊዮ(የመዋዕለ ንዋይ ፈሰስ የምታረጉባቸውን) ኩባንያዎች፣ በድር3 (Web3) እና በብሎክቼይን ዙሪያ ያሉ ግልጽ ያልሆኑ ደንቦችን እንዲያስሱ፣ እናንተ እንዴት ትረዷቸዋላችሁ? ይህንን አይነት ፈተና በብዙ ቦታዎች ላይ እያየን ነው። ከአሜሪካ እስከ ቻይና እናም እዚህ አፍሪካ ውስጥም ማለት ነው። ግን ቀድሜ ከነዚህ ከሶስቱ አካላት ልጀምር - ብሎክቼይን፣ የክሪፕቶ ምንዛሬ እና ድር3 (Web3)። በ ክሪፕቶ ምንዛሬ ዙሪያ ብዙ መጥፎ ነገሮች ሲከሰቱ እናያለን። ከተለያዩ አገሮች የተውጣጡ አብዛኛዎቹ ደንቦችም በ ክሪፕቶ ምንዛሬ ላይ ያተኩራሉ። በናይጄሪያም፣ ይህ ተመሳሳይ ነገር ነው። ከጥቂት ሳምንታትም በፊት የብሎክቼይን የቁጥጥር ደንብ እንዳወጣንም አስተውያለሁ። ግን፣ አሁንም ቢሆን ይህን እንደ የክሪፕቶ ምንዛሬ የቁጥጥር ደንብ ሳይሆን፣ እንደ የገንዘብ የቁጥጥር ደንብ ነው ብዬ አምናለሁ። በጣም ጥቂት ኩባንያዎች ብቻ፣ ምንም አይነት የክሪፕቶ ምንዛሬን መዋቅራቸው ጋር ሳያዋህዱ ፣ወይም ከዋና ተጠቃሚው ምንም አይነት ገንዘብን ሳይቀበሉ፣ ጥሩ ውጤትን ሲያመጡ እናያለን። ለእነሱ ምንም ዓይነት የቁጥጥር ደንቡ የሚያደርስባቸው አደጋ አይታየኝም። የድር3 (Web3) መንፈስ፣ ለተጠቃሚው ባለቤትነትን መመለስ ነው። በእርግጥ፣ መድረኩ የገቢውን የሆነ ክፍል ይወስዳል፣ ነገር ግን በአጠቃላይ የዲጂታል ንብረቶቹ ባለቤት የሆነው ተጠቃሚው ነው። በዚህ ላይ በጣም ግልጽ የሆነ ድንበር እስካለን ድረስ፣ ኩባንያዎቹ የሚያሳስባቸው ነገረ የለም ብዬ አስባለሁ፣ ሥራቸውንም መሥራት ይችላሉ። ነገር ግን ስራቸው ከገንዘብ ነክ ምርቶች ጋር በጣም የተዛመደ ከሆነ፡ እንደኔ ሃሳብ፡ መስራቾቹ ከመንግስት ጋር በቅርበት በመስራት፣ በተቻለው መጠን እራሳቸውን ለመንግስት ተባባሪ እና ግልፅ ማድረግ አለባቸው። በአፍሪካ ውስጥ የመዋዕለ ንዋይ ፈሰስ ባደረክባቸው ሶስት አመታት ውስጥ የተማርካቸው አንዳንድ ትምህርቶች ምንድን ናቸው? ሁለት ነገሮችን እላለሁ። የመጀመሪያው፣ 'የመዋዕለ ንዋይ ፈሰስ' በራሱ በዑደት(cycle) ላይ በጣም ጥገኛ ስለሆነ፣ በጣም ታጋሽ መሆን አለብን። እንደ ክሪፕቶ ግበይት ያለ፣ የአጭር ጊዜ ነገር አይደለም፣ ስለዚህም የፖርትፎሊዮ (የመዋዕለ ንዋይ ፈሰስ የምናረግባቸውን) ድርጅቶቻችንን በረጅም ጊዜ ለመደገፍ ፣የረጅም ጊዜ ጽናት እና የረጅም ጊዜ ቁርጠኝነት ሊኖረን ይገባል ። ሌላው ነገር፣ ከዋና የገንዘብ አቅማቸው ጋር በማነጻጸር ፤የበለጠ ልምድ፣ እውቀት፣ የ��ክር አገልግሎት እና ድጋፍ መስጠት እንዳለብን ይሰማኛል። በ'አዳቨርስ'(Adaverse) የመዋዕለ ንዋይ ፈሰስ ማድረግ ብቻም ሳይሆን፣ እድገትን የማፋጠኛ መርሀግብር ወይም ድጋፍን እንሰጣለን። ከመዋዕለ ንዋይ ፈሰስ ካደረግንም በኋላ ኩባንያውን እና መስራቹን በአፋጣኝ ፣በአራት ዋና ዋና ርዕሰ ጉዳዮች ማለትም :ከምርት ንድፍ፣ የስልታዊ እና ሙያዊ ድጋፍ፣ የማህበረሰብ ግንባታ እና የገንዘብ ማሰባሰብ ላይ እና የአጋዦች ዝርዝር ላይ በሚያተኩረው እድገትን የማፋጠኛ መርሀግብሩ ውስጥ እናካትታለን ። በዚህ አጠቃላይ ስርአተ ትምህርት ውስጥ በተቻለ መጠን ብዙ የድር3 (Web3) እውቀትን ለማስታጠቅ እንሞክራለን። ይህ በጣም አስፈላጊ ነው ምክንያቱም አሁን በአፍሪካ ውስጥ 'የስራ ቡድን' እንዴት መቅጠር እንደሚቻል ፣ 'የስራ ቡድን' እንዴት እንደሚገነቡ ፣ ምርትን እንዴት እንደሚገነቡ እና የንግድ የአተገባበር ንድፍን እንዴት እንደሚገነቡ የሚያውቁ ብዙ ታላላቅ መስራቾችን እናያለን። ምንም እንኳን እነዚህ መስራቾች ከሌሎች ለመማር በጣም ከፍተኛ ፍላጎት ቢኖራቸውም ፣ብዙዎቹ የድር3 (Web3) እውቀት ግን ገና የላቸውም። እንዲህ ዓይነቱን እድገትን የማፋጠኛ ድጋፍ ስናቀርብላቸውም፣ ያላቸው የክህሎት ስብስብ ጋር በመደመር በጣም ጠቃሚ ይሆናል። ስለዚህ እድገትን የማፋጠኛ መርሀግብሩ ለምን ያህል ጊዜ ይቆያል? አንድ የተለመደ እድገትን የማፋጠኛ መርሀግብር በሦስት የተለያዩ ደረጃዎች ተከፍሎ ለሦስት ወራት ይቆያል። ከኛ የውስጥ አማካሪዎቻችን እና ባለሙያዎች ጋር አንድ ለአንድ የሚደረግ የምርመራ ደረጃ አለን። በሁለተኛው ደረጃ፣ የማማከር አገልግሎት እንዲያገኙ በየዘርፋቸው ከሚመለከታቸው ከውጭ ከመጡ ባለሙያዎች ጋር እናጣምራቸዋለን። ሦስተኛው ደረጃ ፣ልክ እንደ ለህዝብ ክፍት እንደሆኑ አውደ ጥናቶች ነው፤ እና እንዲሁም እራሳቸውንና ምርታቸውን የሚያቀርቡበት የማሳያ ቀናት ነው። ቀደም ሲል እያንዳንዱ የገበያ መድረክ፣ ንግዱ እንዴት እንደሚካሄድ የሚቆጣጠር የራሱ ልዩ ገጽታዎች እንዳሉት ጠቅሰዋል። በአፍሪካ ያሉ የፖርትፎሊዮ(የመዋዕለ ንዋይ ፈሰስ የምናታረጉባቸው) ኩባንያዎች፤ በአፍሪካ ውስጥ በንግድ ላይ ልምድ ካላቸውም ሰዎች እየተማሩም ነገር ግን፣ ከናንተ የአለምአቀፍ የድር3 (Web3) ልምዳችሁ ተጠቃሚ እንዲሆኑ ለማድረግ ከአጋሮቻችሁ ጋር በምን አይነት መልኩ እየሰራችሁ ነው ? ለዚህ ፣ሁለት አይነት ዋና ዋና የመጥቀሚያ ማዕዘኖችን ማሰብ እችላለሁ። እሺ፣ የመጀመሪያው የመጥቀሚያ ማዕዘን፣ በእኛ የፖርትፎሊዮ(የመዋዕለ ንዋይ ፈሰስ የምናረግባቸውን) ኩባንያዎች መካከል ነው; ይህም አስቀድመው እርስ በርሳቸው መማማር ይችላሉ። ለምሳሌ፣ የ'ቼኪት' (Chekkit) መስራች፣ የ'ሃውስ አፍሪካ'(House Africa) መስራች የብሎክቼይን ቴክኖሎጂን በምርታቸው ላይ እንዴት እንደሚጠቀሙበት መማር ይችላል። ስለዚህ፣ እድገትን በማፋጠኛ መርሀግብሩ ወቅት ባዘጋጀነው መድረክ ላይ በመመስረት፣ ያንን ውስጣዊ የእርስ በርስ ግንኙነት ሊያደርጉ ይችላሉ። ሌላው የመጥቀሚያ ማዕዘን ደግሞ፣ መፍትሄዎቻቸውን ተግባራዊ ለማድረግ ወደ ሌሎች የገበያ መድረኮች እንዲያስፋፉ እናግዛቸዋለን። የገሃዱ ዓለም ችግሮችን ከመፍታታቸው በተጨማሪ፣ በጀማሪ ድርጅት ላይ የመዋዕለ ንዋይ ፈሰስ ለማድረግ ስትወስኑ የሚፈልጓቸው ሌሎች ነገሮች ምንድን ናቸው? ከዋናው መመዘኛ በተጨማሪ የመስራቾችም ማንነት መስፈርትም አለን። እናም እኛ አንዳንድ በተመሳሳይ ዘርፍ ውስጥ እየሰሩ የነበሩ እናም በዘርፉ ተዛማጅ የስራ ልምድ ያላቸው መስራቾችን እንቀበላለን ፤እናም ደግሞ ያሉበትን የምርት ወይም የኩባንያ ደረጃ ግምት ��ስጥ እናስገባለን። የድህረ-ኤም.ቪ.ፒ(Post-MVP) ደረጃ ላይ ያሉ ድርጅቶች ላይ የመዋዕለ ንዋይ ፈሰስ ማድረግን እንመርጣለን ይህም ማለት ቢያንስ ሊሰሩ የሚችሉ ምርቶች ያሏቸው እና የፅንሰ-ሃሳቡ መስራቱን ማረጋገጫዎች የሚሆኑ ፣የቀድሞ ደረጃ የንግድ እድገታቸውን የሚያሳይ መረጃ፣ ለምሳሌ :ጥቂት ምስክር የሚሆኑ ደንበኞች ወይም ምናልባት በመቶዎች የሚቆጠሩ ተጠቃሚዎች ካመጡ፣ በነዚህም አትራፊ መሆኑን በቀላሉ መገምገም እንችላለን ማለት ነው። እና ሶስተኛው ነገር ደሞ፣ በእርግጠኝነት፣ ለአዲሱ ቴክኖሎጂ ያላቸው ግልጽነትና የመቀበል ፍላጎት በተለይም ብሎክቼይን ላይ እና ድር3 (Web3) ላይ። የታዳጊ የገበያ መድረክ ላይ መዋዕለ ንዋይ እያፈሰስክ ትገኛለህ፣ ስለዚህም በኪሳራ ወቅት መውጫዎችን ለማግኘት ትንሽ ከባድ ነው በተለይም በአፍሪካ ውስጥ። በእርስዎ በኩል ለዚያ እንዴት አይነት ዝግጅት አርገዋል? እና ሁለተኛ አጋር መስራቹስ ምን ዝግጅት አርገዋል? እንደ ባለሀብቶች፣ ያወጣነውን ገንዘብ ከነትርፉ ተመልሶ ማየት አለብን። ቀደም ብዬ እንደገለጽኩት ግን፣ እዚህ የተማርኳቸው ሁለት ትምህርቶች 'ጽናት' እና 'የበለጠ ድጋፍ መስጠት' ናቸው። እነዚያን ሁለት ገንዘባችንን የመመለሻ ምክንያቶች አክብረን መጠበቅ ያለብን ይመስለኛል። በአፍሪካ የረዥም ጊዜ ራዕይ አለን ለዚህም ነው የ100 ሚሊዮን ዶላር የገንዘብ አቅም ያቋቋምነው። የመስራቹን የአሰራር አካሄድ እንዲሁም የገበያውን ሁኔታ እናከብራለን። ሁለተኛው ነገር እኛ እየሰጠነው ያለው ድጋፍ ኩባንያው እንዲያድግ ይረዳዋል። ወደ መስራቹ፣ ብዙ የንግድ እድልን ማምጣት በቻልን ቁጥር፣ በክልሎች ውስጥ በብዛት መስፋፋትን ለመስራቹ ማመቻቸት እንችላለን፣ ይህም ኩባንያው በፍጥነት እንዲያድግ ያስችለዋል እናም ብዙ ተመላሽ ትርፍን ለራሳችን እንጠብቃለን። ወደ መጨረሻችን ደርሰናል። ቪንሰንት ስለመጣህ እናመሰግናለን። አመሰግናለሁ፣ በመገኘቴ ኩራት ተሰምቶኛል።","Why this Chinese investor is betting big on Africa's Web3 potential It may be hard to believe, but Africa's Web3 and blockchain sectors were the toast of investors about a year ago. After raising just $5.1 million in 2021, Web3 startups in Africa raised $88 million in 2022. But 2022 also came with interesting developments. After facing a liquidity crunch in November 2022, the repercussions of FTX's quick shut down were felt across the globe. Nestcoin lost some of its funds held by the crypto exchange, prompting the Web3 startup to lay off staff. These developments have contributed to reduced investor activity in the sector, but a few people are still hopeful. In December 2022, Uwem Uwemakpan expressed hope that African cryptocurrency startups would see renewed investor activity and pointed out that it still had some utility in Africa. While that hope has not materialised, one man is confident in Africa's Web3 potential, backing some notable names in the sector. Vincent Li, Founding Partner, Adaverse, is our guest on Equity Merchants and he shares reasons for his optimism. Hello Vincent, it's great to have you on the podcast. Before we dive into our conversation, can you introduce yourself? I started my career in China 15 years ago, as a product manager. So I did all kinds of products starting from Web1. After several years, I started investing. So I oversaw investment in Silicon Valley, India, Southeast Asia, and parts of Latin America since 2015. At the same time, I started my startup called Qutoutiao Inc., a Chinese news aggregator targeting lower-tier cities in China. It went viral, and we just spent two and a half years from zero to getting listed on NASDAQ in 2018. After that, I decided to go all in on emerging markets. I joined Transsion Holdings and started working in Africa. I established Future Hub, the Transsion Holdings-backed seed fund and incubator, in 2019 and officially started my career in Africa, especially in Nigeria. I've made a couple of investments since then, and also done some venture building. In 2021, I started a bunch of Web3 ventures. Right now I'm the Founding Partner of Adaverse, Co-founder of Future Hub, and Co-founder of two other startups — Vibra and Cassava Network. What got you started with Web3 investing? From my previous experience, I just see the evolution of technology from Web1, then Web2, and then Web3. So to me, it's just like a natural evolution of web technology. That's one. Secondly, I see more space for Web3 to disrupt emerging markets like Africa. There are so many new opportunities, and so many places that we can leverage the Web3 technology. VCs are typically guided by a thesis; they're either investing in fintech startups or climate tech startups. What guides your investments in Web3 startups in Africa? We really like the companies in Africa that can solve real world problems by leveraging the power of blockchain and Web3. Most of the startups or companies from the United States or Asia are pretty much crypto-native companies. They're building layer one, the blockchain itself, or building different applications on-chain. For example, they're building things like DeFi lending or DeFi exchange. It's nothing to do with the real world if I may say. On the contrary, if you look at economies in Africa, quite a few founders try to solve real world problems using the blockchain. For example, we invested in House Africa, from Nigeria. What they do is that they try to use blockchain to verify the land parcel. It's a great solution they offer to the buyers and also to the developers, to build trust and solve the trust issue. You've been in Africa for a bit, so you probably have a better understanding compared to when you first arrived. What are specific use cases for Web3 that you can see, especially now that the hype seems to have died down? Before answering that, I'd like to clarify some concepts. Firstly we have blockchain and then we have tokens or cryptocurrencies. Thirdly, we have Web3 and the ownership of digital assets. When we talk about blockchain, it's just a ledger where people keep their transaction history. It has nothing to do with tokens or with cryptocurrency. With the blockchain, we can do a lot of things. As I mentioned, we use blockchain to store and verify data. So in this case study we have House Africa, as I mentioned. We also invested in Chekkit, a Nigerian company dealing with counterfeit issues using the blockchain. So it's nothing to do with tokens, cryptocurrencies, crypto exchanges, or those kinds of things; it's purely technology. When we talk about the second part, cryptocurrency, I see quite a lot of people here who think blockchain is cryptocurrency. For example, they see Bitcoin as blockchain. They see USDT as blockchain, but actually, it's just the tokens or it's just a cryptocurrency based on the blockchain. So that is the hype we see, and we also see all the crashes. The third thing is Web3. Based on the blockchain, you have the tokens, which are more like gas to a car. When the token value is widely accepted by a bunch of people, which we call a consensus, we see the tokens as a cryptocurrency. Web3 is all about people owning their own digital assets instead of giving all the data to a centralised platform. For the Web3 part, we also have a couple of investment deals, TalkSay for instance. They provide an online audio chat room for Hausa people to exchange their thoughts, exchange their ideas, or maybe just do fun things. For the moment, I think apart from the hype, we still see a lot of good founders. They're using blockchain to solve issues. They also leverage the spirit of Web3 to bring that ownership back to the users. How do you help portfolio companies navigate unclear regulations around Web3 and the blockchain? We're seeing this challenge in many places. From the United States to China and down here in Africa. But let me start with the three elements — the blockchain, cryptocurrency, and Web3. We see many bad things happening typically around cryptocurrency. Most of the regulations from different countries also focus on cryptocurrency. In Nigeria, it's the same thing. I noticed that we just got the regulation of blockchain like several weeks ago. But, I believe it's still about the regulation of cryptocurrency, it's the regulation of money. We see quite a few companies doing great things without integrating any cryptocurrency, or without receiving any money from the end user. I don't really see any regulated risk for them. The spirit of web3 is to give ownership back to the user. Of course, the platform will take a split of revenue but, by and large, it's the user who owns the digital assets. As long as we have a very clear boundary on this, I think that the companies are fine, they can do their business. But if it is highly related to financial products, then my suggestion is that the founders need to be working with the government very closely to make themselves as compliant as possible. What are some lessons you've learnt in the almost three years you've been investing in Africa? I would say two things. The first is that we need to be patient because investment itself is highly dependent on the cycle. It's not a short-term thing, like crypto trading, so we need to have a long term persistence, and long term commitment to support our portfolio companies in the long run. The other thing is that, compared with the capital, I feel that we should offer more experience, knowledge, mentorship, and support. At Adaverse, we don't just invest, but we also provide the acceleration programme or support. After the investment, we include the company and the founder in our accelerator programme where we offer extensive support in four major topics starting from product design, technical support, community building, and fundraising and listing advisory. During this whole curriculum, we try to equip them with as much Web3 knowledge as possible. This is essential because now we see many great founders in Africa who know how to hire a team, how to build a team, how to build a product, and how to build a business model. Quite a lot of them don't really have the Web3 knowledge yet although they're very keen to learn from others. When we provide this kind of acceleration support to them, it's highly complimentary to their own skill set. So how long does the accelerator last? A typical cohort lasts three months sliced into three different phases. There's the one-on-one diagnostic with our internal advisors and experts. In the second phase, we match them with the relevant experts outside, so that they can have mentorship sessions. The third phase is more like public workshops and also demo days for them to present themselves. Earlier you mentioned that every market has its unique nuances that affect how business is conducted. How do you work with partners to ensure that your portfolio companies in Africa have the benefit of your global Web3 experience, but also learn from people who have done business in Africa? I can think of two major angles. So the first angle is among our portfolio companies; they can already learn from each other. For example, the founder of Chekkit can learn how the founder of House Africa leverages blockchain technology in their product. So they can have that internal communication based on the platform we offer during the acceleration programme. The other is that we also help them to expand to other markets where their solutions can be applied. Besides solving real world issues, what are the other factors that you look out for when you decide to invest in a startup? Apart from the major thesis, we also have founder criteria. So we welcome founders who have been working in the same area with some relevant experience, and we also consider the stage of their product or their company. We prefer to invest post-MVP, which means they at least have a workable product, with some early-stage traction, for example, a couple of clients, or maybe hundreds of users so that we can easily evaluate the proof of concept. And the third thing is, for sure, their openness to the new technology, especially blockchain and Web3. You're investing in an emerging market, so it's a little bit harder to get exits, especially in Africa. How do you prepare for that on your part, and secondly with the founder? As investors, we need to see returns. But as I mentioned, the two lessons I have learned here are persistence and offering more support. I think we just need to respect those two factors. We have a long-term vision in Africa and that's why we established the $100 million fund. We tend to respect the momentum of the founder and also the market. The second thing is that the support we are offering can also help the company grow. The more business we can bring to the founder, the more regional expansion we can facilitate for the founder, the quicker the company can grow and we can expect more returns. We've come to the end of this. Thank you, Vincent, for coming around. Thank you, it's a pleasure.","Dalilin da ya sa wannan ɗan kasuwa na ƙasar Sin ke sanya maƙudan kuɗi a harkar fasahar Web3 ta Afirka Ba lallai ne a yarda ba, amma sassan fasahar Web3 da fasahar blockchain na Afirka sun kasance babban abin farin ciki ga 'yan kasuwa kimanin shekara guda da ta wuce. Bayan tara dala miliyan 5.1 kacal a shekarar 2021, sabbin kamfanoni na fasahar Web3 a Afirka sun tara dala miliyan 88 a shekarar 2022. Sai dai shekarar 2022 kuma ta zo da ci gaba mai ban sha'awa. Bayan fuskantar matsalar ƙarancin kuɗaɗe a watan Nuwambar 2022, duk duniya ta jijjiga sakamakon rufewar FTX cikin gaggawa. Manhajar Nestcoin ta yi asarar wasu kuɗaɗenta da suka maƙale yayin musaya ta crypto, wanda ya tilastawa kamfanin manhaja ta Web3 ta rage ma'aikata. Waɗannan ci gaban sun taimaka wajen rage ayyukan 'yan kasuwa a fannin, sai dai mutane ƙalilan ne ke da kyakkyawan zato. A watan Disamban 2022, Uwem Uwemakpan ya bayyana fatan cewa kamfanin kuɗin crypto na Afirka zai ga sabbin ayyukan 'yan kasuwa kuma ya nuna cewa har yanzu yana da wasu abubuwan amfani a Afirka. Duk da cewa wannan fatan bai cimma ruwa ba, wani mutum yana da ƙwarin gwiwa kan yiwuwar fasahar Web3 ta Afirka, inda ya goyi bayan wasu fitattun sunaye a fannin. Vincent Li, ɗaya ne daga cikin waɗanda suka ƙirƙiri manhajar Adaverse, shi ne baƙon mu da zai yi magana kan kasuwanci ta manhajar Equity kuma yana bayyana dalilansa na kyakkyawan fata. Barka dai Vincent, abin farin ciki ne samun ka a wannan shiri. Kafin mu kutsa cikin tattaunawarmu, za ka iya gabatar mana da kanka? Na fara aikina ne a ƙasar Sin shekaru 15 da suka gabata, a matsayin manajan samfuri/kayayyaki. Don haka na yi harka da kowane irin samfura da suka fara daga fasahar Web1. Bayan shekaru masu yawa, sai na fara kasuwanci. Don haka na tabbatar da kasuwanci ya wanzu a Silicon Valley, Indiya, kudu maso gabashin Asiya, da sassan Latin Amurka tun daga 2015. A lokaci guda, na kafa kamfanina da ake ƙira Qutoutiao Inc., mai tara labarai na ƙasar Sin wanda ke da manufa kan ƙananan biranai a ƙasar Sin. Ta samu karɓuwa da wuri, kuma mun shafe shekaru biyu da rabi kacal daga lokacin da muka fara zuwa ayyana ta akan manhajar NASDAQ a shekarar 2018. Bayan haka, na yanke shawarar shiga cikin kasuwanni masu tasowa. Na shiga kamfanin Transsion Holdings sannan na fara aiki a Afirka. Na kafa kamfanin Future Hub, wanda kamfani Transsion Holdings ta jiɓinta ta hanyar sanya hannun jari a shekarar 2019, kuma na fara aiki a hukumance a nahiyar Afirka, musamman a ƙasar Najeriya. Na yi ;yan kasuwanci tun daga lokacin, kuma na yaɗa kasuwancin. A shekarar 2021, na fara kasuwanci sosai ta fasahar Web3. A yanzu haka ina ɗaya daga cikin waɗanda suka kafa kamfanin Adaverse da Future Hub da kuma wasu kamfanona guda biyu - Vibra da Cassava Network. Mene ne ya kai ka ga yin kasuwanci ta fasahar Web3? Daga gogewar da na yi a baya, kawai ina ganin sauyi na fasaha daga Web1, sannan Web2, sannan Web3. Don haka a gare ni, kamar sauyi ne na fasahar web. Ɗaya kenan. Na biyu, ina ganin damammaki ga fasahar Web3 da ruguza kasuwanni masu tasowa kamar Afirka. Akwai sabbin damammaki da yawa, da kuma wurare da yawa waɗanda za mu iya amfani da fasahar Web3. Yawanci ana kula da VCs da wasu ƙa'idoli ne; ko dai suna saka hannun jari a cikin kamfanin fintech ko na manhajojin fasahar yanayi. Mene ne ke jagorantar kasuwanci a sabbin kamfanonin fasahar Web3 a Afirka? Muna matukar son kamfanoni a Afirka waɗanda za su iya magance matsalolin duniya na gaske ta hanyar amfani da ikon fasahar blockchain da na Web3. Yawancin sabbin kasuwanni ko kamfanoni daga Amurka ko Asiya na asalin fasahar crypto ne. Suna gina sashen farko, fasahar blockchain kanta, ko gina aikace-aikace daban-daban akan sarƙar. A misali, suna gina abubuwa kamar manhajar bada lamuni na DeFi lending ko DeFi exchange. Zan iya cewa ma ba shi da wata alaƙa da duniya a zahirance. Akasin haka, idan kun kalli yadda tattalin arziki a Afirka yake, wasu ƙalilan daga cikin masu ƙirƙira ke ƙoƙarin magance matsalolin duniya na gaske ta hanyar amfani da fasahar blockchain. A misali, mun sanya hannun jari a kamfanin House Africa, daga Najeriya. Abin da suke yi shi ne suna ƙoƙarin yin amfani da fasahar blockchain don tabbatar da fakitin filin/ƙasar. Babbar mafita ce suke bayarwa ga masu siye da kuma masu ƙirƙira, don samun gindin zama da kuma shawo kan matsalar aminci. Kun kasance a Afirka na ɗan lokaci, don haka yanzu kuna da kyakkyawar fahimta idan aka kwatanta da lokacin da kuka fara zuwa. Waɗanne takamaiman al'amura ne ke amfani da fasahar Web3 da zaku iya gani, musamman yanzu da ruɗun ya ragu? Kafin amsa wannan, zan so na bayyana wasu ra'ayoyi. Da farko dai muna da fasahar blockchain sannan muna da kudi kati ko manhajojin gudanar da shige da ficen kuɗaɗen crypto. Na uku, muna da fasahar Web3 da kuma mallakar kadarorin dijital. Idan muna magana game da fasahar blockchain, littafi (na yanar gizo) ne kawai inda mutane ke adana tarihin shige da ficen kuɗaɗensu. Ba shi da alaƙa da kuɗaɗen token ko kuɗin crypto. Ta hanyar yin amfani da fasahar blockchain, zamu iya cimma abubuwa da yawa. Kamar yadda na ambata, zamu iya amfani da fasahar blockchain don adana ko tantance bayanai. Don haka, a wannan batun, muna da manhajar House Africa, kamar yadda na ambata. Mun kuma saka hannun jari a manhajar Chekkit, wani kamfanin Najeriya da ke magance matsalolin jabun kuɗaɗe ta hanyar amfani da fasahar blockchain. Don haka bashi da alaƙa da kuɗin token, kuɗaɗen crypto, canjin crypto, ko kuma irin waɗannan abubuwan; shi kawai zallar fasaha ne. Idan muna magana game da kashi na biyu kuma, fasahar cryptocurrency, na ga mutane da yawa a nan waɗanda suke tunanin fasahar blockchain shi ne fasahar cryptocurrency. A misali, suna ɗaukan fasahar Bitcoin a matsayin fasahar blockchain ma. Suna ɗaukan kuɗin USDT a matsayin shi ne fasahar blockchain, amma a zahiri, kuɗin token ko kuɗin crypto ne bisa fasahar blockchain. Don haka wannan rudun da muke gani, kuma muna ganin duk hargitsin da yake faruwa. Abu na ukun shi ne fasahar Web3. Bisa fasahar blockchain, kuna da kuɗin token, wanda yake kama da iskar gas ga mota. Yayinda ƙimar kuɗin token ya karɓu a wurin jama'a da yawa, wanda hakan muke ƙira da yarjejeniya, zamu ɗauki kuɗin token a matsayin kuɗin crypto. Fasahar Web3 na bawa mutane damar mallakar kadarorinsu na dijital da kansu maimakon miƙa duk bayanan zuwa matattara. A ɓangaren fasahar Web3 kuwa, muna da wasu hannun jari da muka zuba, kamar na manhajar TalkSay. Suna samar da ɗakin tattaunawa na sauti ta yanar gizo ga Hausawa don musayar fahimtarsu, musayar ra'ayoyinsu, ko watakila don kawai suyi nishaɗi. A halin yanzu, ina tsammanin ban da ruɗanin, har yanzu muna samu masu ƙirƙira mai kyau da yawa. Suna amfani da fasahar blockchain don shawo kan matsaloli. Hakanan suna amfani da ƙarfin fasahar Web3 don dawo da wannan ikon mallakar ga masu ita. Ta yaya kuke taimakawa kamfanonin fayil gano ƙa'idodin da ba a sani ba waɗanda ke kewaye da fasahar Web3 da blockchain? Muna samun waɗannan ƙalubalen a wurare da yawa. Kama daga Amurka zuwa Sin har zuwa nan Afirka. Amma bari in fara da abubuwan nan guda uku - fasahar blockchain, kuɗin crypto, da fasahar Web3. Muna ganin abubuwa marasa kyau na faruwa kewaye da lamarin kuɗin crypto. Yawancin ƙa'idojin da ke zuwa daga ƙasashen daban-daban na mayar da hankali ne kan kuɗin crypto. A ƙasar Najeriya ma haka lamarin yake. Na lura cewa kawai mun sami ƙa'idojin fasahar blockchain makonni da yawa da suka gabata. Amma, na yi imani har yanzu game da ƙa'idar kuɗin crypto ne, shi ne ƙa'idar hulɗar kuɗi. Muna ganin wasu 'yan kamfanoni suna yin manyan abubuwa ba tare da alaƙa da kowane irin kuɗin crypto ba, ko kuma ba tare da karɓar kuɗi daga mai amfani da shi ba. Gaskiya ni dai ban hango musu wani ƙayyadajjen hatsari ba. Ƙarfin fasahar web3 shi ne don bayar da ikon mallaka ga maishi. Tabbas, dandalin zai samu wani ɓangare na kuɗin shiga amma dai, mai abu shi ne ke da mallakar kadarorinsa na dijital. Matukar dai muna da bayyanannen iyaka game da wannan, ina tsammanin ba abin da zai sami kamfanonin, za su iya yin kasuwancinsu. Amma idan yana da alaƙa da kayan kuɗi sosai, to shawarata ita ce waɗanda suka ƙirƙiri (manhajoji) na buƙatar yin aiki tare da gwamnati kai-da-kai don yin biyayya (ga dokokin hulɗar kuɗi) kamar yadda ya kamata. Waɗanne darussa ka koya a cikin shekaru ukun da kayi kana kasuwanci a Afirka? Zan iya cewa abubuwa biyu ne. Na farko dai shi ne cewa muna bukatar mu yi haƙuri domin kasuwanci kansa ya dogara ne sosai a kan kewayen. Ba abu ba ne na ɗan gajeren lokaci, irin ciniki na crypto, don haka muna buƙatar dogewa na tsawon lokaci, da kuma sadaukar da kai na tsawon lokaci don tallafawa dandalin kamfanoninmu na lokaci mai tsayi. Ɗayan kuma shi ne, idan aka kwatanta da batun jari, ina jin cewa ya kamata mu ba da ƙarin horarwa, ilimi, jagoranci, da tallafi. A kamfanin Adaverse, ba kawai hannun jari muka saka ba, har da shirin haɓakawa ko tallafi. Bayan sanya hannun jarin, mun haɗa da kamfani da wanda mai ƙirƙira a cikin shirinmu na haɓakawa inda muke ba da tallafi mai yawa a cikin manyan batutuwa huɗu waɗanda suka fara daga tsara samfura, tallafin fasaha, ginin/wayar da kan al'umma, da tattara kuɗi da jerin shawarwarin. A yayin wannan manhajojin gabaɗaya, muna ƙoƙarin samar musu da ilimin kan fasahar Web3 gwargwadon iyawa. Wannan yana da muhimmanci saboda yanzu mun ga manyan masu ƙirƙira a Afirka waɗanda suka san yadda ake hayar ƙungiya, yadda ake gina ƙungiya, yadda ake gina samfuri, da kuma yadda ake gina tsarin kasuwanci. Yawancinsu ba su da ilimin fasahar Web3 tukuna, kodayake suna da sha'awar koyo daga wasu. Lokacin da muka basu irin wannan tallafin haɓakawa, yayi matuƙar dacewa da nasu fasaha. To har tsawon wane lokaci ne tsarin haɓakawar yake ɗauka? Tsari guda na ɗaukan tsawon watanni uku, wanda aka raba shi zuwa matakai daban-daban guda uku. Akwai tsarin ganiya na mutum-da-mutum tare da mashawartanmu da masananmu na cikin gida. A mataki na biyu, muna daidaita su da ƙwararrun da suka dace a waje, don su sami zaman jagoranci. Mataki na uku kuwa ya fi kama da taron horar jama'a da kuma kwanakin gwaji don gabatar da kansu. A farko kun ambata cewa kowace kasuwa tana da keɓaɓɓun abubuwan da suka shafi yadda ake gudanar da kasuwanci. Ta yaya kuke aiki tare da abokan haɗin gwiwa don tabbatar da cewa kamfanoninku na fayil a Afirka sun fa'idantu da ƙwarewarku ta fasahar Web3 ta duniya, kuma suna koyo daga mutanen da suka yi kasuwanci a Afirka? Abubuwa biyu ne suka zo raina. Abu na farko yana cikin kamfanoninmu; sun riga sun koya daga junansu. Misali, wanda ya ƙirƙiri kamfanin Chekkit zai iya koyon yadda wanda ya ƙirƙiri kamfanin House Africa ke amfani da fasahar blockchain a cikin kayansu. Don haka za su iya samun waccan hanyar sadarwa ta cikin gida bisa tsarin da muke bayarwa yayin shirin haɓakawa. Ɗayan kuma shi ne muna taimaka musu su faɗaɗa zuwa wasu kasuwanni inda za a iya amfani da mafitarsu. Bayan warware wasu matsalolin duniya na gaske, mene ne sauran abubuwan da kuke nema lokacin da kuka yanke shawarar sanya hannun jari a wani sabon kamfani? Baya ga manyan ƙa'idojin, muna da ma'auni na masu ƙirƙira. Don haka muna karɓar masu ƙirƙira waɗanda suka daɗe suna aiki a irin ɓangaren tare da wasu gogewa da suka dace, kuma muna la'akari da matakin kayansu ko kamfaninsu. Mun fi son saka hannun jari bayan MVP, wanda ke nufin aƙalla suna da samfuri da za a iya aiki da shi, tare da wasu abubuwan farko-farko, misali, wasu abokan cinikayya, ko wataƙila ɗaruruwan masu amfani don mu iya ƙimanta tabbacin ra'ayi cikin sauƙi. Abu na uku kuma shi ne, tabbas, marabarsu ga sabbin fasahar, musamman fasahar blockchain da Web3. Kana saka hannun jari ne a kasuwa mai tasowa, don haka samun fita yana da ɗan wahala, musamman a Afirka. Ta yaya kuke shiryawa hakan a ɓangarenku, na biyu kuma tare da wanda yayi ƙirƙira? A matsayin 'yan kasuwa, muna buƙatar ganin riba. Sai dai kamar yadda na ambata, darussa biyu da na koya a nan su ne dagewa da bayar da ƙarin tallafi. Ina ganin kawai muna buƙatar muhimmanta waɗannan abubuwa biyu. Muna da manufa ta dogon lokaci a Afirka kuma shi yasa muka kafa asusun dala miliyan 100. Muna da niyyar muhimmantar da ƙarfin mai ƙirƙira da kuma kasuwar. Abu na biyu shi ne cewa tallafin da muke bayarwa zai iya taimakawa kamfanin ya bunƙasa. Iya yawan adadin kasuwancin da za mu iya kawowa ga wanda yayi ƙirƙira, iya girman faɗaɗa yanki da za mu iya sauƙaƙe don mai ƙirƙira, kuma iya sauri bunƙasar kamfanin kuma za mu iya tsammanin riba da yawa. Mun zo ƙarshen wannan. Mun gode da zuwa, Vincent. Na gode, abin farin ciki ne.","Kwa nini muwekezaji huyu wa kichina anaweka dau kubwa kwenye uwezo wa Web3 wa Afrika Inaweza kuwa vigumu kuamini, lakini tasnia ya Web3 ya Afrika na blockchain zilikuwa ni lulu kwa wawekezaji takribani mwaka mmoja uliopita. Baada ya kuongeza Dola milioni 1.5 tu mnamo 2021, kampuni za Web3 barani Afrika ilikusanya Dola mulioni 88 mnamo 2022. Lakini pia mwaka 2022 umekuja na maendeleo mazuri. Baada ya kukabiliwa na upungufu wa ukwasi mnamo Novemba 2022, athari za kufungwa haraka kwa FTX zilionekana kote ulimwenguni. Nestcoin ilipoteza badhi ya pesa zake zilizoshikiliwa na ubadilishaji wa Crypto, na kusababisha Web3 startup kuwapunguza wafanyakazi. Maendeleo haya yamechangia kupungua kwa shughuli za uwekezaji katika sekta hiyo, lakini watu wachache bado wanayo matumaini. Mnamo Desemba 2022, Uwem Uwemakpan alionyesha matumaini kwamba waanzishaji barani Afrika wangeona shughuli mpya za muekezaji na kusema kwamba bado inayo matumaini barani Afrika. Ingawa matumaini hayo hayajatimia, mtu mmoja anayo imani na uwezo wa Web3 Afrika, akiunga mkono baadhi ya majina mashughuli katika sekta hiyo. Vincent Li, mwanzilishi mshirika, Adverse, ni mgeni wetu kwenye Equity Merchants na anashirikisha sababu za matumaini yake. Hujambo Vincent, ni furaha kuwa nawe kwenye Podikasti. Kabla hatujajikita katika mazungumzo yetu, unaweza kujitambulisha? Nilianza kazi yangu nchini China miaka 15 iliyopita, kama meneja wa bidhaa. Kwa hivyo, nilifanya kila aina ya bidhaa kuanzia Web1. Baada ya miaka kadhaa, nilianza kuwekeza. Kwa hiyo, nilisimamia uwekeaji ndani ya, Silcon Valley, India, Asia ya kusini Mashariki, na sehemu za Amerika Kusini tangu 2015. Wakati huo huo, nilianza mradi wangu uitwao Qutoutiao Inc, kijumlishi cha habari cha kichina kinacholenga miji ya madaraja ya chini nchini china. Ilinea sana, na tulitumia miaka miwili na nusu tu kutoka sifuri hadi kurodheshwa kwenye NASDAQ mnamo 2018. Baada ya hapo, niliamua kwenda wote katika masoko yanayoibukia. Nilijiunga na Transsion Holdings na kuanza kufanya kazi Afrika. Nilianzisha Future Hub, seed fund na incubator, zinazoungwa mkono na Transsion Holdings, mwaka 2019 nilianza rasmi kazi yangu barani Afrika, hususani Nigeria. Nimefanya uwekezaji kadhaa tangu wakati huo, na pia nimefanya ujenzi wa miradi. Mnamo 2021, nilianza rundo la ubia la Web3. Hivi sasa mimi ni mshiriki mwanzilishi wa Adverse, mwanzilishi mwenza wa Future Hub, na mwanzilishi mwenza wa miradi mingine miwili, Vibra na mtandao wa Cassava. Ulianza nini na uwekezaji wa Web3? Kutokana na uzoefu wa awali, naona tu mabadiliko ya teknolojia kuanzia Web1, kisha Web2, na kisha Web3. Kwa hiyo kwangu, ni kama mageuzi ya asili ya teknolojia ya wavuti. Hiyo ni moja. Pili, ninaona fursa zaidi kwa Web3, katika masoko yanayoibukia kama vile Afrika. Kuuna fursa nyingi mpya , na maeneo mengi sana ambayo tunaweza kutumia teknolojia ya Web3. VCs kawaida huongozwa na nadharia: aidha wanawekeza katika uanzishaji wa fintech au uanzishaji wa teknolojia ya hali ya hewa. Ni nini kinachoongoza uwekezaji wako katika mradi wa Web3 barani Afrika? Tunapenda sana kampuni barani Afrika ambazo zinaweza kutatua shida za ulimwengu kwa kutumia nguvu ya blockchain na Web3. Wengi wa wanaoanzisha au makampuni kutoka Marekani au Asia ni makampuni mengi ya asili ya Crypto. Wanaunda safu ya kwanza, blockchain yenyewe, au wanaunda Programu tofauti kwenye mnyororo. Kwa mfano, wanaunda vitu kama vile ukopeshaji wa DeFi au kubadilishana kwa DeFi. Haihusiani na ulimwengu wa kweli naweza kusema. Kinyume chake, kama ukiangalia uchumi barani Afrika, waanzilishi wachache hujaribu kutatua shida za ulimwengu wa kweli kwa kutumia blockchain. Kwa mfano, tuliwekeza ndani ya House Africa, kutoka Nigeria. Wanachofanya ni kwamba wanajaribu kutumia blockchain kuthibitisha sehemu ya ardhi. Ni suluhu nzuri wanayotoa kwa wanunuzi na pia kwa wasanidi Programu, ili kujenga uaminifu na kutatua suala la uaminifu. Umekuwa barani kwa muda, hivyo labda unao uelewa zaidi ikilinganishwa na ulipofika mara ya kwanza. Ni kesi gani maalum za utumiaji wa Web3 ambazo unaweza kuona, huswa sasa kwamba hype inaonekana kuwa imekufa? Kabla ya kujibu hilo, ningependa kufafanua dhana fulani. Kwanza tuna blockchain halafu tuna tokeni au fedha fiche. Tatu, tuna Web3 na umiliki wa rasilimali za kidigitali. Tunapozungumzia blockchain, ni leja tu ambapo watu huweka historia yao ya muamala. Haina uhusiano wowote na tokeni au na fedha fiche. Kwa blockchain, tunaweza kufanya mambo mengi. Kama nilivyosema, tunatumia blockchain kuhifadhi na kuthibitisha taarifa. Kwa hiyo katika utafiti huu tunayo House Africa, kama nilivyoeleza. Pia tuliwekeza katika Chekkit, kampuni ya kinajeria inayoshughulikia masuala ya kughushi kwa kutumia blockchain. Kwa hiyo, haihusiani na tokeni, fedha za siri,k ubadilishana kwa Crypto, au aina hizo za vitu; ni teknolojia tu. Tunapozungumzia juu ya sehemu ya pili, fedha fiche, naona watu wengi hapa ambao wanafikiria blockchain ni fedha fiche. Kwa mfano, wanaona Bitcoin kama blockchain. Wanaona USDT kama Blockchain, lakini kiukweli, ni tokeni tu au fedha fiche tu kulingana na blockchain. Kwa hiyo hiyo ndio hype tunayoiona, na pia tunaona ajali zote. Jambo la tatu ni Web3. Kulingana na blockchain, una tokeni, ambazo ni kama gesi kwa gari. Wakati thamani ya tokeni inakubaliwa sana na kundi la watu, ambalo tunaliita Consensus, tunaona tokeni kama Cryptocurrency. Web3 inahusu watu kumiliki mali zao za kidijitali badala ya kutoa Data yote kwa jukwaa la kati. Kwa sehemu ya Web3, pia tuna mikataba kadhaa yauwekezaji, kwa mfano TalkSay. Wanatoa nafasi ya mazungumzo ya sauti mtandaoni kwa Wahausa kubadilishana mawazo, au labda tu kufanya mambo ya kufurahisha. Kwa sasa, nafikiri mbali na hype, bado tunaona mashirika mengi mazuri. Wanatumia blockchain kutatua changamoto. Pia huongeza ari ya Web3 kurejesha umiliki huo kwa watumiaji. Je, unasaidiaje kampuni za kwingineko kuvinjari kanuni zisizo wazi karibu Web3 na blockchain? Tunaiona changamoto hii katika maeneo mengi. Kuanzia Marekani hadi China na hapa Afrika. Lakini acha nianze na vitu vitatu, blockchain, fedha fiche, na Web3. Tunaona mambo mengi mabaya yanayotokea kwenye fedha fiche. Nyingi ya kanuni kutoka nchi mbalimbali pia kuzinazingatia cryptocurrency. Nchini Nigeria, ni kitu kimoja. Niligundua kuwa tumepata udhibiti wa blockchain kama wiki kadhaa zilizopita. Lakini, bado naamini ni juu ya udhibiti wa cryptocurrency, ni udhibiti wa Pesa. Tunaona makampuni machache yakifanya mambo mazuri bila kuunganisha fedha fiche yeyote, au bila kupokea pesa kutoka kwa mtumiaji wa mwisho. Sioni hatari yoyote iliyodhibitiwa kwao. Imani ya Web3 ni kurudisha umiliki wa mtumiaji. Bila shaka, jukwaa litachukua mgawanyiko wa mapato lakini, kwa kiasi kikubwa, ni mtumiaji ambae anamiliki mali ya kidijitali. Kwa muda mrefu kama tuna mpaka uliowazi sanajuu ya hili, nafikiri kuwa makampuni yapo vizuri, wanaweza kufanya biashara zao. Lakini kama inahusiana sana na bidhaa za kifedha, basi pendekezo langu ni kuwa waanzilishi wanahitaji kufanya kazi na serikali kwa karibu san ili kufanya utiifu iweekanavyo. Je, ni mafundisho gani umejifunza kwa takribani mika mitatu ambayo umekuwa ukiwekeza barani afrika? Nitasema mambo mawili. Kwannza ni kwamba tunatakiwa kuwa na subira kwa sababu uwekezaji wenyewe unategemea sana mzunguko. Sio jambo la muda mfupi, kama biashara ya Crypto, kwa hiyo tunahitaji kuwa na uvumilivu wa muda mrefu, na kujitolea kwa muda mrefu kusaidia kampuni zetu za kwingineko baadae. Jambo lingine ni kwamba, ikilinganishwa na mtaji, ninahisi kwamba tunapaswa kutoa uzoefu zaidi, ujuzi, ushauri, na msaada. Katika Adverse, hatuwekezi tu, lakini pia tunatoa mpango au usaidizi wa kuongeza kasi. Baada ya uwekezaji, tunajumuisha kampuni na mwanzilishi katika mpango wetu wa kuongeza kasi ambapo tunatoa usaidizi mkubwa katika mada kuu nne kuanzia muundowa bidhaa, usaidizi wa kiufundi, ujenzi wa jumuiya, na ushauri wa kukusanya pesa na kuorodhesha. Wakati wa mtaala huu wote, tunajaribu kuwapa maarifa mengi ya Web3 iwezekanavyo. Hii ni muhimu kwa sababu tunaona waanzilishi wengi wakubwa barani Afrika ambao wanajua jinsi ya kuajiri timu, jinsi ya kuunda timu, jinsi ya kuunda bidhaa, na jinsi ya kuunda mtindo wa biashara. Wengi wao hawana kabisa maarifa ya Web3 ingawa wanapenda sana kujifunza kutoka kwa wengine. Tunapowapa usaidizi wa aina hii wa kuongeza kasi, ni pongezi kwa ujuzi wao wenyewe. Kwa hiyo Kiongeza kasi hudumu kwa muda gani? Kundi la kawaida huchukua muda wa miezi mitatu kugawanywa katika awamu tatu tofauti. Kuna uchunguzi wa moja kwa moja na washauri wetu wa ndani na wataalamu. Awamu ya pili, tunawachanganya na wataalamu husika wa nje, ili wapate vipindi vya ushauri. Awamu ya tatu ni kama warsha za umma na pia siku za onyesho kwao kujiwakilisha. Hapo awali ulisema kuwa kila soko lina nuances yake ya kipekee ambayo huathiri jinsi biashara inavyoendeshwa. Je, unafanya kazi vipi na washirika ili kuhakikisha kwamba kampuni zako za kwingineko barani Afrika zina manufaa ya uzoefu wako wa kimataifa wa Web3, lakini pia kujifunza kutoka kwa watu ambao wamefanya biashara barani Afrika? Ninaweza kufikia majambo makuu mawili. Kwa hiyo pembe ya kwanza ni kati ya kampuni zetu za kwingineko, wanaweza tayari kujifunza kutoka kwa kila mmoja. Kwa mfano, mwanzilishi wa Chekkit anaweza kujifunza jinsi mwanzilishi wa House Africa anavyotumia teknolojia ya blockchain katika bidhaa zao. Hivyo wanaweza kuwa na mawasiliano hayo ya ndani kulingana na jukwaa tunalotoa wakati wa Programu ya kuongeza kasi. Kingine ni kwamba tunawasaidia pia kutanua masoko mengine ambapo masuluhisho yao yanaweza kutumika. Kando na kutatua maswala halisi ya kiulimwengu, ni mambo gani mengine ambayo unayazingatia unapoamua kuwekeza katika miradi? Mbali na nadharia kuu, pia tunavyo vigezo vya mwanzilishi. Kwa hiyo tunakaribisha waanzilishi ambao wamekuwa wakifanya kazi katika eneo moja na uzoefu unaofaa, na pia tunazingatia hatua ya bidhaa zao au kampuni yao. Tunapendelea kuwekeza baada ya MVP, ambayo ina maana kwamba angalau wana bidhaa inayoweza kutekelezeka, yenye uvutano wa mapema, kwa mfano, wateja kadhaa, au labda ya mamia ya watumiaji ili tuweze kutathmini kwa urahisi uthibitisho wa dhana. Na jambo la tatu ni, kwa hakika, uwazi wao kwa teknolojia mpya, hususani blockchain na Web3. Unawekeza katika soko linaloibukia, kwa hiyo ni vigumu kidogo kupata kizuizi hususani afrika. Unajiandaaje na hilo kwa upande wako, na pili na mwanzilishi? Kama wawekezaji, tunahitaji kuona mapato. Lakini kama nilivyoelezea, mafunzo mawili niliyojifunza hapa ni kuendelea na kutoa msaada zaidi. Nafikiri tunahitajika kuheshimu mambo hayo mawili. Tuna maono ya muda mrefu barani Afrika na ndiyo maana tulianzisha mfuko wa Dola milioni 100. Tunaelekea kuheshimu kasi ya mwanzilishi na pia soko. Jambo la pili ni kwamba pia tunatoa usaidizi unaoweza kusaidia kampuni kukua. Kadri tunavyoweza kuleta biashara kwa mwanzilishi, ndivyo kampuni inavyoweza kukua haraka na tunaweza kutarajia faida zaidi. Tumefika mwisho wa hili. Ahsante, Vincent, kwa kuja hapa. Ahsante, ni furaha.","Ìdí tí ilé-iṣẹ́ olókòwò Chinese yìí ṣe ń náwọ́ ńlá lórí ẹ̀bun Web3 ilẹ̀ Adúláwọ̀ Ó lè nira láti gbàgbọ́, ṣùgbọ́n Web3 nílẹ̀ Adúláwọ̀ àti ẹ̀ka àká détà owó àkósódù ni ó jẹ́ ààyò àwọn olókòwò láti bí ọdún ṣẹ́yìn. Lẹ́yìn tí ṣe àkójọ $5.1 mílíọ̀nù ní ọdún 2021, àwọn Ilé iṣẹ́ adìdeélẹ̀ Web3 nílẹ̀ Adúláwọ̀ ṣe àkójọ $88 mílíọ̀nù ní ọdún 2022. Ṣùgbọ́n ọdún 2022 tún dé pẹ̀lú àwọn ìṣẹ̀lẹ̀ tó yanilẹ́nu. Lẹ́yìn tí ó kojú ọ̀wọ́ngógó owó ní oṣù Bẹlu ọdún 2022, ìpadàbọ̀ ìkógnáwọlé FX kíákíá ni gbogbo àgbáyé ní ìmọ̀lára rẹ̀. Nestcoin pàdánù díẹ̀ lára àwọn owó rẹ̀ tí pàṣípáárọ̀ owó àkósódù náà kó dání, tó sì mú kí Ilé iṣẹ́ adìdeélẹ̀ Web3 náà da àwọn òṣìṣẹ́ sílẹ̀. Ìṣẹ̀lẹ̀ yìí ti ṣe àfikún sí àdínkù ìṣesí àwọn olókòwò ní ẹ̀ka náà, ṣùgbọ́n àwọn ènìyàn díẹ̀ ṣì ní ìrètí. Ní oṣù Ọ̀pẹ ọdún 2022, Uwem Uwemakpan ṣàfihàn ìrètí pé àwọn Ilé iṣẹ́ adìdeélẹ̀ owó àkósódù nílẹ̀ Adúláwọ̀ máa rí ìṣesí àwọn olókòwò tuntun ó sì tọ́ka sí i wí pé ó ṣì ní ìwúlò nílẹ̀ Adúláwọ̀. Nígbà tí ìrètí náà ò tí ì ṣiṣẹ́, ọkùnrin kan ní ìgboyà nínú ẹ̀bùn Web3 ilẹ̀ Adúláwọ̀, tí ó ń ṣe àtìlẹ́yìn àwọn tó lórúkọ ní ẹ̀ka náà. Vincent Li, Olùdásílẹ̀ Alájọṣe, Adaverse, ni àlejò wa lórí Equity Merchants ó sì sọ nípa ìdí fún ìnírèti rẹ̀. Ẹnlẹ́ o Vincent, ó dára pé o wà lórí àkáálẹ̀ ohùn orí ẹ̀rọ ayélujára náà. Ṣíwájú kí a tó bẹ̀rẹ̀ ọ̀rọ wa, ǹjẹ́ o lè ṣe àfihàn araà rẹ bí? Mo bẹ̀rẹ̀ iṣẹ́ mi ní orílẹ̀-ède China. Torí náà mo ṣe oríṣiríṣi ohun èlò bẹ̀rẹ̀ láti orí Web1. Lẹ́yìn ọ̀pọ̀lọpọ̀ ọdún, mo bẹ̀rẹ̀ ìdókówò. Torí náà mo ṣàkóso ìdókówò ní Silicon Valley, India, Southeast Asia, àti àwọn apá ibìkan ní Latin America láti ọdún 2015. Ní àsìkò yìí kan náà, mo bẹ̀rẹ̀ Ilé iṣẹ́ adìdeélẹ̀ mi tó ń jẹ́ Qutoutiao Inc., ilé iṣẹ́ aṣàkójọ ìròyìn lédè Chinese tó ń fojú sun àwọn ìlú kékèké ní orílẹ̀-ède China. Ó lọ kákàkiri, a kàn lo ọdún méjì àbọ̀ láti òdo sí wíwà lórí NASDAQ ní ọdún 2018. Lẹ́yìn ìyẹn, mo pinnu fi gbogbo ara sí àwọn ọjà tó ń dìde bọ̀. Mo darapọ̀ mọ́ Transsion Holdings mo sì bẹ̀rẹ̀ sí ṣiṣẹ́ ní ilẹ̀ Adúláwọ̀. Mo dá Future Hub sílẹ̀, tí Transsion Holdings ṣe àtìlẹ́yìn owó ìdókówò àti irinṣẹ́ fún, ní ọdún 2019 mo sì bẹ̀rẹ̀ iṣẹ́ mi ní pẹrẹu ní ilẹ̀ Adúláwọ̀, pàápàá jùlọ ní orílẹ̀-èdè Nàìjíríà. Mo ti ṣe àwọn ìdókówò bíi mélòó kan láti ìgbà náà, mo sì tún ti ṣe àgbékalẹ̀ àwọn ìfowópawó kọ̀ọ̀kan. Ní ọdún 2021, mo bẹ̀rẹ̀ ọ̀pọ̀lọpọ̀ ìfowópawó Web3. Lọ́wọ́lọ́wọ́ yìí èmi ni Olùdásílẹ̀ Alájọṣe Adaverse, Olùjọdásílẹ̀ Future Hub, àti Olùjọdásílẹ̀ àwọn Ilé iṣẹ́ adìdeélẹ̀ méjì mìíràn — Vibra àti Cassava Network. Kí ló mú ẹ bẹ̀rẹ̀ pẹ̀lú ìdókówò Web3? Nínú ìrírí mi sẹ́yìn, mo kàn rí ìdàgbàsókè ìmọ̀ ẹ̀rọ láti Web1, bó sí Web2, tó fi kan Web3. Torí náà fún èmi, ó kàn dàbi ìdàgbàsókè ìmọ̀ ẹ̀rọ ibùdó ìtàkùn. Ọ̀kan nìyẹn. Ẹ̀kejì, mo rí ọ̀pọ̀lọpọ̀ ààyè fún Web3 láti ṣe ìdíwọ́ àwọn ọjà tó ń dìde bọ̀ bíi ilẹ̀ Adúláwọ̀. Ọ̀pọ̀lọpọ̀ ànfààní tuntun ló wà, àti ọ̀pọ̀lọpọ̀ ààyè tí a ti lè ṣàmúlò ìmọ̀ ẹ̀rọ Web3. Tísísì ni ó ń darí àwọn VC, nínú kó jẹ́ wí pé wọ́n ń dókówò nínú àwọn Ilé iṣẹ́ adìdeélẹ̀ ìṣúná onímọ̀-ẹ̀rọ tàbí àwọn Ilé iṣẹ́ adìdeélẹ̀ ìmọ ojú ọjọ́ onímọ̀-ẹ̀rọ. Kíni ń darí ìdókówò rẹ nínu àwọn Ilé iṣẹ́ adìdeélẹ̀ Web3 nílẹ̀ Adúláwọ̀? A fẹ́ràn àwọn ilé iṣẹ́ nílẹ̀ Adúláwọ̀ tí wọ́n lè yanjú àwọn ìṣòro abáyému pẹ̀lú ìṣàmúlò agbára àká dátà àkósódù àti Web3 gidi gan. Ọ̀pọ̀lọpọ̀ àwọn Ilé iṣẹ́ adìdeélẹ̀ tàbí àwọn ilé iṣẹ́ láti orílẹ̀-èdè United States tàbí Ásíà ni wọ́n fẹ́rẹ̀ jẹ́ ilé iṣẹ́ oní-owó àkósódù. Wọ́n ń ṣe àgbékalẹ̀ ìtòtẹ̀léra àkọ́kọ́, àká détà àkósódù fúnra rẹ̀, tàbí ṣíṣe àgbékalẹ̀ oríṣiríṣi ohun èlò ìmúṣiṣẹ́ lórí-àká dátà àkósódù náà. Fún àpẹẹrẹ, wọ́n ń ṣe àgbékalẹ̀ àwọn nǹkan bíi DeFi ẹ̀yáwó àti DeFi pàṣípáárọ̀. Kò ní nǹkankan ṣe pẹ̀lú ilé ayé gangan fúnra rẹ̀ tí mo bá lè sọ bẹ́ẹ̀. Yàtọ̀ sí ìyẹn, tí ẹ bá wo àwọn ètò ọrọ̀ ajé nílẹ̀ Adúláwọ̀, ó fẹ́rẹ̀ jẹ́ díẹ̀ nínú àwọn olùdásílẹ̀ ni wọ́n ń gbìyànjú láti yanjú àwọn ìṣẹ̀lẹ̀ abáyému pẹ̀lú ìṣàmúlò àká dátà àkósódù. Fún àpẹẹrẹ, a dókówò nínú House Africa, láti orílẹ̀-èdè Nàìjíríà. Nǹkan tí wọ́n ń ṣe ni wí pé wọ́n ń gbìyànjú láti lo àká dátà àkósódù ṣe ìjẹ́rìsí pílọ́tù ilẹ̀. Ọ̀nà àbáyọ tó dára ni wọ́n ń fún oníbàárà náà àti àwọn tó ń ralẹ̀ ralé, láti mú kí ìgbàgbọ́ ó wà àti láti yanjú ìṣòro àìgbaraẹnigbọ́. O ti wà nílẹ̀ Adúláwọ̀ ó ṣe díẹ̀, torí náà ó ṣe é ṣe kí o ní òye kó dára yàtọ̀ sí ìgbà tí o kọ́kọ́ dé. Kíni àwọn ìwúlò pàtó tí fún Web3 tí o lè rí, pàápàá jùlọ báyìí tí ariwo rẹ̀ jọ bí ẹní ti jẹ rodò báyìí? Kí n tó dáhùn ìyẹn, mo fẹ́ ṣe àlàyé àwọn èdè-ìperí kọ̀ọ̀kan. Ní àkọ́kọ́ a ní àká dátà àkósódù a tún wá ní àwọn ohun ìní àkósódù tàbí àwọn owó àkósódù. Ẹ̀kẹta, a ní Web3 àti àwọn tó ni ohun ìní àkósódù. Tí a bá ń sọ́rọ̀ nípa àká dátà àkósódù, ó kàn jẹ́ ìwé owó níbi tí àwọn ènìyàn ń fi àkọsílẹ̀ ìdúnàdúrà wọn pamọ́ sí. Kò ní nǹkankan ṣe pẹ̀lú àwọn ohun ìní àkósódù tàbí àwọn owó àkósódù. Pẹ̀lú àká dátà àkósódù náà, a lè ṣe ọ̀pọ̀lọpọ̀ ǹkan. Gẹ́gẹ́ bí mo ṣe sọ, a lo àká dátà àkósódù láti fi dátà pamọ́ àti láti jẹ́rì sí dátà. Torí náà lórí irú ìwádìí yìí a ní House Africa, gẹ́gẹ́ bí mo ṣe sọ. A tún dókówò nínú Chekkit, ilé iṣẹ́ kan ní orílẹ̀-ède Nàìjíríà tó ń ṣiṣẹ́ pẹ̀lú àwọn ìṣòro ayédèrú pẹ̀lú ìṣàmúlò àká dátà àkósódù. Torí náà kò ní nǹkankan ṣe pẹ̀lú ohun ìní àkósódù, àwọn owó àkósódù, pàṣípáárọ̀ owó àkósódù, tàbí àwọn nǹkan tó jọ mọ́ ìwọ̀nyẹn; ìmọ̀ ẹ̀rọ pọ́nbélé ni. Nígbà tí a bá ń sọ́rọ̀ nípa apá kejì, owó àkósódù, mo máa ń rí ọ̀pọ̀lọpọ̀ àwọn ènìyàn níbí tí wọ́n rò wí pé owó àkósódù ni àká dátà àkósódù. Fún àpẹẹrẹ, wọ́n rí Bitcoin gẹ́gẹ́ bí àká dátà àkósódù. Wọ́n rí USDT gẹ́gẹ́ bíi àká dátà àkósódù, ṣùgbọ́n ní tòótọ, ohun ìní àkósódù lásán ni tàbí owó àkósódù lásán ni tó wà lórí àká dátà àkósódù. Torí náà irú nǹkan báyẹn ni a máa ń rí, a sì tún máa ń rí gbogbo ìjákulẹ̀ náà. Nǹkan kẹta nínú Web3. Pẹ̀lú àká dátà àkósódù náà, o ní àwọn òhun ìní àkósódù, tí wọ́n fẹ́rẹ̀ dàbi gáásì fún ọkọ̀. Nígbà tí iye owó ohun ìní àkósódù náà bá di gbígbà kálékáko lọ́dọ̀ ọ̀pọ̀lọpọ̀ ènìyàn, tí à ń pè ní ìfẹnukọ̀, a máa ń rí ohun ìní àkósódù náà gẹ́gẹ́ bíi owó àkósódù. Web3 wà fún kí àwọn ènìyàn ní owó ìní àkósódù tiwọn yàtọ̀ sí gbígbé gbogbo dátà náà kálẹ̀ fún ìkànnì aláìní ìṣàkóso. Fún apá ibi ti Web3, a tún ní àwọn àdéhùn ìdókówò bíi mélòó kan, TalkSay fún àpẹẹrẹ. Wọ́n ń pèsè yàrá ìfọ̀rọ̀wérò alohùn orí ẹ̀rọ ayélujára fún àwọn ènìyàn Hausa láti fi ìrònú wọn hàn, láti fi èrò wọn hàn tàbí bóyá kí wọ́n kàn ṣe àwọn nǹkan amúnúẹni dùn. Fún àyípadà yìí, mo rò wí pé yàtọ̀ sí ariwo, a ṣì ń rí ọ̀pọ̀lọpọ̀ àwọn olùdásílẹ̀ tó dára. Wọ́n ń lo àká dátà àkósódù láti yanjú àwọn ìṣòro yìí. Wọ́n sì tún ṣàmúlò àkókò Web3 láti dá níní yẹn padà fún àwọn aṣàmúlò. Báwo ni o ṣe lè ran àwọn ilé iṣẹ́ oní ìpín ìdókówò lọ́wọ́ láti la àwọn òfin tí ò yéni tó rọkiriká Web3 àti àká dátà àkósódù? À ń rí àdojúkọ yìí ní ọ̀pọ̀lọpọ̀ ààyè. Láti United States dé China wá sílẹ̀ níbí ní ilẹ̀ Adúláwọ̀. Ṣùgbọ́n ẹ jẹ́ kí n bẹ̀rẹ̀ pẹ̀lú àwọn èròjà mẹ́tẹ̀ẹ̀ta — àká dátà àkósódù, owó àkósódù, àti Web3. À ń rí oríṣiríṣi nǹkan tí ò da tó ń ṣẹlẹ̀ pàápàá jùlọ ní àyíká owó àkósódù. Ọ̀pọ̀lọpọ̀ àwọn òfin tó ń wá láti oríṣiríṣi orílẹ̀ èdè náà tún dá lórí owó àkósódù. Ní orílẹ̀-ède Nàìjíríà, nǹkan kan náà ni. Mo ṣe àkíyèsí pé a ṣẹ̀ṣẹ̀ ní òfin àká dátà àkósódù bíi ọ̀pọ̀lọpọ̀ ọ̀sẹ̀ sẹ́yìn ni. Ṣùgbọ́n, mo nígbàgbọ́ pé nípa òfin owó àkósódù náà ṣì ni, òfin owó ni. A rí àwọn ilé iṣẹ́ díẹ̀ tí wọ́n ń ṣe àwọn nǹkan ńlá láì ṣàmúlò owó àkósódù kankan, tàbí láì gba owó kankan láti ọ̀dọ̀ àwọn aṣàmúlò. Mi ò fẹ́rẹ̀ rí ewu òfin kankan fún wọn. Àkókò Web3 ni láti dá ìní padà fún àwọn aṣàmúlò. Bẹ́ẹ̀ ni, ìkànnì náà máa gba díẹ̀ nínú owó ṣùgbọ́n, àbálọbábọ̀, àwọn aṣàmúlò ni wọ́n ni ohun ìní àkósódù náà. Ní òdiwọ̀n ìgbà tí a bá ti ní ààlà lórí eléyìí, mo rò wí pé àwọn ilé iṣẹ́ náà wà ní àlàáfíà, wọ́n lè ṣe òwo wọn. Ṣùgbọ́n tí ó bá tan mọ́ àwọn ohun èlò ìṣúná lọ́pọ̀lọpọ̀, ìmọ̀ràn mi nígbà náà ni wí pé àwọn olùdásílẹ̀ nílò láti máa ṣiṣẹ́ papọ̀ pẹ̀lú ìjọba dáadáa láti lè mú ara wọn tẹ̀lé òfin bó bá ṣe yẹ. Kíni àwọn ẹ̀kọ́ tí o ti kọ́ láti bíi ọdún mẹ́ta tí o ti ń dókówò nílẹ̀ Adúláwọ̀? Mà á sọ nǹkan méjì. Àkọ́kọ́ ni wí pé a nílò láti ṣe sùúrù nítorí ìdókòwò fúnra rẹ̀ gbára lé ìyípo náà gidi gan. Kì í ṣe nǹkan onígbà-díẹ̀, bíi káràkátà owó àkósódù, torí náà a nílò láti ní ìfaradà onígbà pípẹ́, àti ìfọkànsìn onígbà pípẹ́ láti ṣe àtìlẹ́yìn fún àwọn ilé iṣẹ́ oní ìpín ìdókówò lọ́jọ́ iwájú. Nǹkan yòókù ni pé, ní àfiwé owó ìdókòwò náà, mo rò wí pé ó yẹ ká pèsè ọ̀pọ̀lọpọ̀ ìrírí, òye, ìbánidámọ́ràn, àti àtìlẹ́yìn. Ní Adaverse, a ò kan kí ń dókówò, ṣùgbọ́n a tún máa ń pèsè ètò ifẹsẹ̀múlẹ̀ àwọn ilé-iṣẹ́ àdìdeelẹ̀ tàbí àtìlẹ́yìn. Lẹ́yìn ìsókówò náà, a ṣe àfikún ilé iṣẹ́ náà àti olùdásílẹ̀ náà sínú èto ifẹsẹ̀múlẹ̀ àwọn ilé-iṣẹ́ àdìdeelẹ̀ níbi tí a ti máa ń pèsè àtìlẹ́yìn kíkún nínú kókó ọ̀rọ̀ mẹ́rin bẹ̀rẹ̀ láti ìpèse ohun èlò, àtìlẹ́yìn ìmọ̀ ẹ̀rọ, àgbékalẹ̀ àwùjọ, àti bí a ṣe lè ṣàgbékalẹ̀ àwòṣe okòwò. Lásíkò gbogbo kọ̀ríkúlọ́mù yìí, a máa gbìyànjú láti dira fún wọn pẹ̀lú ọ̀pọ̀lọpọ̀ òye Web3 bí ó bá ṣe yẹ. Èyí ṣe pàtàkì nítorí lọ́wọ́lọ́wọ́ yìí a ń rí ọ̀pọ̀lọpọ̀ àwọn olùdásílẹ̀ ńlá nílẹ̀ Adúláwọ̀ tí wọ́n mọ bí a ṣe ń kó ikọ̀ jọ, bí a ṣe ń ṣe àgbékalẹ̀ ikọ̀, bí a ṣe ń ṣe àgbékalẹ̀ ohun èlò, àti bí a ṣe ń ṣe àgbékalẹ̀ àwòṣe okòwò. Ọ̀pọ̀lọpọ̀ wọn ò fẹ́rẹ̀ ní ìmọ̀ nípa Web3 báyìí bó tilẹ̀ jẹ́ wí pé wọ́n ńífẹ̀ẹ́ láti kẹ́kọ̀ọ́ lọ́wọ́ àwọn mìíràn. A lè pèse irú ètò ifẹsẹ̀múlẹ̀ àwọn ilé-iṣẹ́ àdìdeelẹ̀ yìí fún wọn, ó jẹ́ àfikún ńlá sí ìmọ̀ọ́ṣe titi wọn. Báwo ni ètò ifẹsẹ̀múlẹ̀ àwọn ilé-iṣẹ́ àdìdeelẹ̀ ṣe pé tó? Ojúlówó ẹgbẹ́ akẹ́kọ̀ọ́ máa ń tó oṣù mẹ́ta tí a pín sí oríṣi ìpele mẹ́ta. Àyẹwò ìfojúrinjú wà pẹ̀lú àwọn Olùbánidámọ́ràn abẹ́lé wa àti àwọn akọ́ṣẹ́mọṣẹ́. Ní ìpele kejì, a máa ń dà wọ́n pọ̀ pẹ̀lú àwọn akọ́ṣẹmọṣẹ́ tó yẹ níta, kí wọ́n ba lè ní àkókò ìbánidámọ́ràn. Ìpele kẹta fẹ́rẹ̀ dàbi ìdánilẹ́kọ̀ọ́ ìtagbangba àti àwọn ọjọ́ ìfihàn fún wọn láti ṣe àfihàn ara wọn. Ṣíwájú o sọ wí pé gbogbo ọjà ló ní ìyàtọ̀ àdáni tirẹ̀ tí ó máa ń ṣe àkóbá fún bí wọ́n ṣe ń ṣe okòwò. Báwo lo ṣe ń ṣiṣẹ́ pẹ̀lú àwọn alájọṣepọ̀ láti rí i wí pé àwọn ilé iṣẹ́ oní ìpín ìdókówò rẹ nílẹ̀ Adúláwọ̀ jẹ ànfààní ìrírí Web3 àgbáyé rẹ, ṣùgbọ́n tí wọn ó sì tún kẹ́kọ̀ọ́ lọ́dọ̀ àwọn ènìyàn tí wọ́n ti ṣe òwò nílẹ̀ Adúláwọ̀? Mo lè ronú nípa orígun méjì pàtàkì. Torí náà orígun àkọ́kọ́ ni láàrín àwọn ilé iṣẹ́ oní ìpín ìdókówò wa; wọ́n ti lè kọ́ ẹ̀kọ́ lọ́wọ́ ara wọn. Fún àpẹẹrẹ, olùdásílẹ̀ Chekkit lè kẹ́kọ̀ọ́ nípa bí olùdásílẹ̀ House Africa ṣe ṣàmúlò ìmọ̀ ẹ̀rọ àká dátà àkósódù nínú ohun èlò wọn. Torí náà wọ́n lè bá ara wọn sọ̀rọ̀ lábẹ́nú pẹ̀lú ìkànnì tí a fún wọn lásíkò ètò ifẹsẹ̀múlẹ̀ àwọn ilé-iṣẹ́ àdìdeelẹ̀. Òmíràn ni wí pé a tún máa ń ràn wọ́n lọ́wọ́ láti tèsíwájú wọ àwọn ọjà mìíràn níbi tí wọ́n ti lè lo àwọn ọ̀nà àbáyọ wọn. Yàtọ̀ sí yíyanjú àwọn ìṣẹ̀lẹ̀ abáyému, kíni àwọn nǹkan tí ẹ máa ń fi ojú sọ́nà fún nígbà tí ẹ bá pinnu láti dókówò nínú Ilé iṣẹ́ adìdeélẹ̀ kan? Yàtọ̀ sí àwọn tísísì tó ṣe pàtàkì, a tún ní àwòmọ́ olùdásílẹ̀. Torí náà à ń fẹ́ àwọn olùdásílẹ̀ tí wọ́n ti ń ṣiṣẹ́ ní ààyè kan náà pẹ̀lú àwọn ìrírí tó yẹ, a sì tún máa ń wo ààyè tí ohun èlò wọn tàbí ilé iṣẹ́ wọn wà. A nífẹ̀ẹ́ láti dókówò lẹ́yìn gbèdéke ohun èlò fún títà, tó túmnọ̀ sí wí pé wọ́n ní ó kéré jù ohun èlò tó ń ṣiṣẹ́, pẹ̀lú àwọn ìfẹsẹ̀múlẹ̀ ìpele àkọ́kọ́, fún àpẹẹrẹ, àwọn oníbàárà bíi mélòó kan, tàbí bóyá ìlọ́po lọ́gọ́rùn-ún àwọn aṣàmúlò kí á lè ṣàyẹ̀wo ẹ̀rí àgbékalẹ̀ náà pẹ̀lú ìrọ̀rùn. Nǹkan kẹta ni wí pé, ó dájú, ìgbaradì wọn sí ìmọ̀ ẹ̀rọ tuntun, pàápàá jùlọ àká dátà àkósódù àti Web3. Ò ń dókówò nínú ọjà tó ṣẹ̀ ń dìde bọ̀, torí náà ó le díẹ̀ láti jẹ́ kó wáyé, pàápàá jùlọ nílẹ̀ Adúláwọ̀. Báwo ni o ṣe máa ń múra sílẹ̀ fún ìyẹn ní apá ọ̀dọ tìrẹ, ẹ̀keji ni pẹ̀lú olùdásílẹ̀ náà? Gẹ́gẹ́ bíi olùdókòwò, a ní láti rí àdápadà. Ṣùgbọ́n bí mo ṣe sọ, ẹ̀kọ́ méjì tí mo ti kọ́ níbí ni ìfaradà àti ìpèsè àtìlẹ́yìn sí i. Mo rò wí pé a kàn nílò láti bọ̀wọ̀ fún àwọn nǹkan méjì wọ̀nyẹn ni. A ní àfojúsùn onígbà pípẹ́ ní ilẹ̀ Adúláwọ̀ ìdí sì nìyẹn tí a fi tí a fi dá owó ìrànwọ́ $100 mílíọ̀nù sílẹ̀. A ń ṣe bí ẹni bọ̀wọ̀ fún ipasẹ̀ àwọn olùdásílẹ̀ àti ọjà náà bákan náà. Nǹkan kejì ni wí pé àtìlẹ́yìn tí à ń pèsè tún lè jẹ́ kí ilé iṣẹ́ gbóórò. Iye àwọn okòwò tí a bá lè mú wá bá olùdásílẹ̀, ni iye ìfẹ̀lójú agbègbè tí a lè pèsè fún olùdásílẹ̀, bẹ́ẹ̀ náà ni ilé iṣẹ́ náà ṣe máa tètè gbòòrò sí a ó sì máa retí àdápadà sí i. A ti dé òpin eléyìí. O ṣeun, Vincent, tí o wá síbí. O ṣeun, kò tọ́pẹ́.","Kungani lomtshalizimali waseChina ebheja kakhulu emandleni eWeb3 yaseAfrika. Mhlampe kunzima ukukholwakodwa iAfrika Web3 neshenikuvimba yimikhalha okungeyabatshalizimali enyakeni owodwa odlule. Ngemva kokukhulisa izigidi ezingu-$5.1 ngo-2021 isiqalo iWeb3 eAfrika yakhulisa izigidi ezingu-$88 ngo-2022. Kodwa u2022 wafika nentuthuko ehehayo. Ngemva kokubhekana lokukwazi ukushintsha imali ngoLwezi 2022. ukubuyela emuva kweFTX kokusheshe ivalwe kwazwela emhlabeni wonke. Inestcoin yalahlekelwa ngenye imali yayo eyayibambeke ekushintshaneni yobumfihlo bezezimali,ukulinga isiqalo Web3 ukuyekisa abasebenzi. Lezi zinguquko zibe nomthelela ekwehliseni ukusebenza kwabatshalizimali kulomkhakha,kodwa abantu abambalwa basenethemba. NgoZibandlela 2022, u-Uwem Uwemakpan wakhombisa ithemba ukuthi izqalo zobumfihlobezezimali eAfrika zizobona ukuvuselelwa komsebenzi wabatshalizimali futhi wakuveza ukuthi kukhona umsebenzi eAfrika. Ngesikhathi lelo themba lingakavezi lutho, indoda eyodwa iyawathemba amandla eWeb3 yase Afrika, esekela amanye amagama kulomkhakha. UVincent Li, umbambisani ongumsunguli, adaverse isihambeli sethu ku-Equity Merchants futhi wabelana ngezizathu zokucabanga okuhle. Sawubona Vincent, siyajabula ukuba nawe kulokhukusakaza. Ngaphambi kokuthi singene enkulumweni yethu, ungazethula wena? Ngaqala lomsebenzi wami eChina eminyakeni engu-15 eyadlula njengomphathi wezomkhiqizo. Ngakho ngenza yonke inhlobo yomkhiqizo kusukela kuWeb-1. Ngemva kweminyaka embalwa ngaqala ngatshala izimali. Ngakho ngatshala kakhulu imali kuSilicon Valley, eIndia,eSoutheast Asia nasezingxenyeni zeLatin America kusukela ngo 2015. Ngaso leso sikhathi, ngaqala isiqalo sami esibizwa ngeQutoutiao Inc., isihlanganisi sezindaba saseShayina esiqonde amadolobha asezingeni eliphansi eChina. Kwasabalala kakhulu futhi sachitha iminyaka emibili nohhafu sisuka kuziro siya ohlweni lweNASDAQ ngo-2018. Ngemva kwalokho ngakhetha ukungena kuzona zonke izimakethe esizavela. Ngajoyina iTranssion Holdings ngase ngiqala ukusebenza eAfrika. Ngasungula iFuture Hub, iTranssion Holdings yeseka ngezimali nokugcina ngo 2019 ngabe sengiqala ngokusemthethweni umsebenzi wami eAfrika ikakhulukazi eNigeria. Ngenza utshalomazi olumbalwa ngaleso sikhathi,ngabuye ngenza nokunye kwezakhiwo. ngo 2021 ngaqala imizamo eminingi yeWeb3. Njengamanje ngingumsunguli ongumbambisani weAdaverse, nomunye wabasunguli beFuture Hub,nomunye wabasunguli wezinye iziqalo-iVibra neCassava Network. Yini eyakwenza waqala ukutshala imali kuWeb3? Ngesipiliyoni sami saphambilini,ngibona uguquko kwezobuchwepheshe kusuka kuWeb 1,uWeb 2 bese kuba uWeb 3. Ngakho kumina uguquko oluyimvelo lwezobuchwepheshe bewebhu. Yilokho. Okwesibili ngibona enye indawo yaWeb3 ukuphazamisa izimakethe ezivelayo eAfrika. Maningi amathuba futhi nezindawo ziningi esingabambisa ngazo kwezobuchwepheshe beWeb3. AmaVC alawulwa ngamathisisi,kungaba atshala izimali kuziqalo iFintech noma iziqalo zeclimate tech. Yini elawula ukutshala kwakho izimali eziqalweni zeWeb3 eAfrika? Siyazithanda ngampela izinkampani eAfrika ezingaxazulula izinkinga zangempela emhlabeni ngesibambiso samandla eshenikuvimba neWeb3. Iningi leziqalo noma izinkampani eziqhamuka eUnited State noma Asia izinkampani ezisebenza ngobumfihlobezezimali. Bakha ileya yokuqala ishenikuvimba qobo noma ukwakha ukusebenza okwahlukene kulona isheni. Isibonelo bakha izinto ezifana nokutsheleka DeFi noma ukushintshana DeFi. Akuhlangene nokwenzeka emhlabeni wangempela uma ngingasho njalo. Ngokuphikisana uma ubuka ezomnotho eAfrika,abasunguli abambalwa abazama ukuxazulula izinkinga zangempela emhlabeni ngokusebenzisa ishenikuvimba. Isibonelo sitshale imali kuHous Afrika ephuma eNigeria. Abakwenzayo ukuthi bazama ukusebenzisa ishenikuvimba ukuqinisekisa iphasela lendawo. Isixazululo esihle abasinikeza abathengi kanye nabakhi,ukwakha ukwethembana nokuxazulula inkinga yokuthembeka. SesiseAfrika isikhashana mhlambe uzoba nokuqonda okungcono uma uqhathanisa nesikhathi sokuqala ufika. Yikuphi okukhethekile kokusetshenziswa kwamacala kuWeb 3 ongakubona ikakhulukazi manje njengoba ukugqugquzela kubonakala sekwehlile? Ngaphambi kokuba uphendule lokho ngingathanda ukuthi ngichaze eminye imicabango. Okokuqala sineshenikuvimba bese siba nemiklommelo noma ubumfihlobezezimali. Okwesithathu sine Web 3 nokubunikazi bezimpahla zedijithali. Uma sikhuluma ngeshenikuvimba yileja nje lapho abantu begcina khona imilando yabo yokuthengiselana. Akuhlangene nemiklomeno noma ngobumfihlo bezezimali. Ngeshenikuvimba ungenza izinto eziningi. Njengoba besengishilo sisebenzisa ishenikuvimba ukugcina nokuqinisekisa imininingo. Ngakho kulesi sifundo sineHouse Afrika njengoba besengishilo. Siphinde satshala izimali kuCheckkit, inkampani yaseNigeria ebhekana nezinkinga zobumbumbulu kusetshenziswa ishenikuvimba. Ngakho akuhlangene nemiklomelo,ubumfihlobezezimali,ukushintshana kobumfihlo bezezimali noma zonke lezo zinto ezobuchwepheshe nje kuphela. Uma sikhuluma ngengxenye yesibili,ubumfihlobezezimali, ngobona abantu abaningi lapha abacabanga ukuthi ishenikuvimba ubumfihlo bezezimali. Isibonelo babona iBitcoin njengeshenikuvimba. Babona iUSDT njengeshenikuvimba kodwa kahle kahle umklomelo nje noma ubumfihlobezezimali nje okuncike kushenikuvimba. Ngakho ukugqugquzela esikubonayo futhi siphinde sikubone konke kuphihlika. Okwesithathu yiWeb3. Ngokweshenikuvimba,uma unemiklomelo,efana negesi emotweni. Uma inani lomklomelo lamukeleke ngokuvulelekile ngabantu abaningi,esikubiza ngesivumelwano,siyayibona imiklomelo kwezobumfihlo bezezimali. I-Web3 ingabantu abangabanikazi bezimpahla zedijithali ukunokuthi banikeze yonke idatha kwinkundla ephakathi nendawo. Kulengxenye yeWeb3 sinazo izivumelwano zokutshala imali ezimbalwa,njengeTalksay. Sinikeza okuzwakalayo kweinthanethi,indawo yokuxoxa yabantu beHausa ukuthi bashintshane ngemicabango,bashintshane ngemibono noma benze izinto ezijabulisayo. Okwesikhashana,ngicabanga ukuthi ngaphandle kokugqugquzela sisababona abasunguli abaningi abalungile. Basebenzisa ishenikuvimba ukuxazulula izinkinga. Baphinde babambise umoya weWeb3 ukubuyisa ubunikazi kubasebenzisi. Uzisiza kanjani izinkampani zephothifolo ukulandela imigomo engacacile ngeWeb3 kanye neshenikuvimba? Siyayibona le ngqinamba ezindaweni eziningi. Kusuka eUnited States kuya eChina kanye naphansi eAfrika. Kodwa yithi ngiqale ngezinto ezintathu-ishenikuvimba,ubumfihlobezezimali kanye neWeb 3. Sibona izinto eziningi ezimbi zenzeka eduze nobumfihlo bezezimali. Imigomo eminingi ephuma emazweni ahlukene nayo igxila kubumfihlo bezezimali. Enigeria nakhona yinto efanayo. Ngiqaphelile ukuthi sisanda kuthola umgomo weshenikuvimba emasontweni ambalwa adlule. Kodwa, ngiyakholwa ukuthi kusamayelana nomgomo wobumfihlo bezezimali,ukulawulwa kwemali. Sibona izinkampani ezimbalwa zenza okuhle ngaphandle kokuzihlanganisa nobumfihlo bezezimali noma ngaphandle kokuthola imali ephuma kumsebenzisi. Angiboni ukulawulwa kobungcuphe kubona. Umoya weWeb3 ukunikeza ubunikazi emuva kubasebenzisi. Vele inkundla izohlukanisa ingenisonzuzo kodwa ngokukhulu,ngumsebenzisi ongumnikazi wezimpahla zedijithali. Uma kusicacela kahle ngemingcele kulokhu,ngicabanga ukuthi izinkampani zilungile zingawenza amabhizinisi azo. Kodwa uma kuxhumene nemikhiqizo yezezimali, isiphakamiso sami ukuthi abasunguli kumele basebenze nohulumeni kakhulu ukuze bezothobela imithetho. Yiziphi ezinye izifundo ozifundile kuleminyaka emithathu ubulokhu utshala imali eAfrika? Ngingathanda ukusho izinto ezimbili. Okokuqala kumele sibekezele ngoba utshalomali lona luncike kakhulu esikhathini. Akuyona into yesikhathi esifishane, njengokuhweba kobumfihlobezezimali,ngakho sidinga ukubelesela kwesikhathi eside nokuzinikela kwesikhathi eside ukweseka amaphothifolo ezinkampani esikhathini esizayo. Okunye ukuthi ukuqhathaniswa kwengqalabhizinisi,ngobona sengathi kumele sinikeze esinye isipiliyoni,ulwazi,ukwelulekwa nokwesekwa. Ku Adaverse asitshali imali kuphela kodwa sinikeza ukuqhubeka kohlelo nokweseka. Ngemva kotshalomali sifaka inkampani nomsunguli ohlelweni lwethu lokuqhubeka lapho sinikeza ukwesekwa okukhulu kuzihloko ezinkulu ezine siqala kukwakhiwa komkhiqizo,ukwakha umpakathi,ukuqongelela imali nokubhala uhla lwabeluleki. Ngesikhathisohlelokufunda lonke,siyazama ukubaqeqesha ngolwazi oluningi lweWeb3 ngokushesha. Lokhu kubalulekile ngoba manje sesibona abasungulu abakhulu eAfrika abaziyo ukuthi baqashwa kanjani abantu,ulakha kanjani iqembu uyakha kanjani imodeli yebhizinisi. Abaningi babo abanalo ulwazi lweWeb3 noma befisa ukufunda kwabanye. Uma sibanikeza loluhlobo lokuqhubeka okukhulu okwengeziwe kusethi yamakhono abo. Ngakho lokhu kuqhubeka kuhlala isikhathi esingakanani? Omunye umhlangano weqoqo labantu uthatha izinyanga ezintathu wehlukaniswa izigaba ezahlukene ezintathu. Kunezingxoxo zomuntu nomuntu nabeluleki nongoti bethu bangaphakathi. Isigaba sesibili, sibaqondanisa nongoti abafanele ngaphandle ukuze bezoba namaseshini okwelulekwa. Isigaba sesithathu sifana nemihlangano yomphakathi futhi nezinsuku zedemo kubona ukuze bazethule bona. Ekuqaleni ukubalulile ukuthi yonke imakethe inomahlu wayo omncane owehlukile onnomthelela ukuthi ibhizinisi liphathwa kanjani. Usebenza kanjani nabalingani ukuqinisekisa ukuthi iphothifolo yezinkampani eAfrika azozuza ngesipiliyoni sakho somhlaba kuWeb3,kodwa phinde ufunde kubantu asebelenzile ibhizinisi eAfrika.? Ngicabanga izindlela ezinkulu ezimbili. Ngakho indlela yokuqala iphakathi kwamaphothifolo ezinkampani, sebengafunda kwabanye. Isibonelo umsunguli weCheckkit angafunda ukuthi umsunguli weHouse Afrika ubambisa kanjani kwezobuchwepheshe beshenikuvimba emkhiqizweni wabo. Ngakho bazoba nokuxhumana kwangaphakathi okuncike kunkundla esiyinikezayo ngesikhathi kuqhubeka uhlelo. Okunye ukuthi siphinde sibasize basabalale kwezinye izimakethe ngisho kuthiwa izixazululo zabo zizosetshenziswa. Ngaphandle kokuxazulula izinkinga zangempela emhlabeni,yizini ezinye izinto okumele uzibheke uma ukhetha ukutshala imali kusiqalo? Ngaphandle kwethisisi enkulu siphinde sibe nezindlela zomsunguli. Ngakho samukela abasunguli abebesebenza endaweni eyodwa abanesipiliyoni esifanele,futhi siphide sibheke izinga lomkhiqizo wabo noma inkampani yabo. Sincamela ukutshala imali ku-post-MVP okuchaza ukuthi okungenani banawo umkhiqizo ongasebenziseka,ngezinga elisekuqaleni lokulandelela, isibonelo amakhasimende ambalwa noma amakhulu abasebenzisi khona sizobheka kalula ubufakazi bomcabango. Futhi okwesithathu ukuthi ukuqinisekisa ukuthi ukuvuleleka kwabo kwezobuchwepheshe ezintsha, ikakhulukazi ishenikuvimba neWeb3. Utshala izimlai emakethe evelayo, ngakho kuthanda ukubanzima ukuphuma ikakhulukazi eAfrika. Ukulungiselela kanjani lokho kolwakho uhlangothi okwesibili nomsunguli? Njengabatshalizimali sidinga ukubona izimbuyiselo. Kodwa njengoba sengishilo zimbili izifundo esengizifunde la ukubelesela nokunika ukweseka okukhulu. Ngicabanga ukuthi kumele sizihloniphe lezozinto zombili. Sinombono wesikhathi eside eAfrika futhi yingakho sasungula isikhwama sezigidi ezingu-$100. Sijwayele ukuhlonipha umfutho womsunguli futhi nasemakethe,. Okwesibili ukuthi ukweseka esikunikayo kungaphinde kusize ukuthi inkampani ikhule. Ukuletha amabhizinisi amaningi kumsunguli ukwanda kwesifunda esingasibheka somsunguli,ukushesha ukukhula kwenkampani futhi singalindela izimbuyiselo eziningi. Sesifike esiphethweni salokhu. Siyabonga Vincent ukufika. Siyabonga,siyajabulla."
+"የአማዞን(Amazon) የስጦታ ካርዶችን ለመግዛት ምርጥ መድረክ በአማዞን ላይ ጥሩ የጆሮ ማዳመጫ ማግኘት ፈለጉ፣ እናም ምንም ሳንቲም ሳያወጡ ማግኘትን እስኪ አስቡት። አዎ፣ ያ የአማዞን የስጦታ ካርድ የሚያደርገው አስማት ነው። እንዲሁም፣ አሁን የምትወደው ሰው የልደት ቀን እንደቀረበ አስብ እናም፣ በበይነ መረብ በቀጥታ ላይ ብዙ ነገሮችን እያገላበጥክ ነበር ነገር ግን ፣አሁንም የስጦታ ምርጫ ማድረግ አልቻልክም። ለአንድ ሰው ስጦታ መምረጥ ውጥረት ሊሆን ይችላል፣ እመኑኝ እስቲ ገምት? ለእነሱ እንደ ስጦታ የአማዞን የስጦታ ካርድ መስጠት የስጦታውን ምንነት ውሳኔ አሰጣጥን ሙሉ በሙሉ በተቀባዩ ላይ ይተወዋል ማለት ነው። ከጠየቁኝ፣ ይህ በጣም እፎይታ ነው። ኦ አዎ፣ አሁንም ስለ አማዞን(Amazon) የስጦታ ካርዶች እያወራን ነው። ሌላው አስደናቂ ነገር በናይጄሪያ ውስጥ ያለው ከፍተኛ የተቀባይነት ደረጃው ነው። በእውነቱ ፣ የአማዞን የስጦታ ካርዶችን የማይወደው ማን ነው? ይህ ጽሑፍ በተለይ ለእርስዎ የተጻፈ ነው፣ ምክንያቱም የአማዞን የስጦታ ካርዶችን እንዴት እንደሚገዙ ብቻ ሳይሆን እነሱን ለመግዛት የሚያስችለውን ምቹ መድረክም ስለሚማሩበት ነው። የአማዞን የስጦታ ካርዶችን ለመግዛት ስለሚያስችለው ስለ ምርጡ መድረክ ለማወቅ ማንበብዎን ይቀጥሉ። በናይጄሪያ ውስጥ የአማዞን የስጦታ ካርዶች የት ነው የሚገዙት የአማዞን የስጦታ ካርዶችን በበይነ መረብ ላይ በቀጥታ ለመግዛት ምርጡ መድረክ 'ኖሽ' (NOSH) ነው። በትክክለኛው መድረክ፣ የስጦታ ካርዶችን በበይነ መረብ ላይ በቀጥታ መግዛት ብዙ የራስ ምታት አይደለም። በ'ኖሽ'(NOSH) መድረክ ላይ በጥቂት እርምጃዎች የሚፈፀም በእውነቱ በጣም ቀጥተኛ የሆነ ሂደት ነው። መድረኩን እንድትጠቀም ለምን እየመከርኩህ እንደሆነ ምናልባት እያሰብክ ይሆናል። በመድረኩ ላይ የተለያዩ አይነት የስጦታ ካርዶችን ስገዛ እንከን የለሽ ልምድ እንዳጋጠመኝ ካለው እውነታ ባሻገር፣ ጎልተው የሚታዩ አንዳንድ ጥራቶች አሉት። ለእርስዎ ከፋፍዬ ላስቀምጥልዎ። በመጀመሪያ፣ የአጠቃቀሙ ቀላልነት በጣም አስደናቂ ነው። አንዳንድ የጎበኟቸው እናም ቀጥሎም ምን ማድረግ እንዳለቦት ግራ የሚያጋቡ የተወሰኑ መድረኮች አጋጥመዎት ይሆናል። እዚህ እንደዛ እንዳልሆነ ቃል ገባሁ። ለመጀመሪያ ጊዜ ተጠቃሚ እንደመሆንዎ መጠን ምንም መመሪያ ሳያስፈልገዎ በቀላሉ የስጦታ ካርዱን መግዛት ይችላሉ። ምን ያህል ጊዜ እንደሚወስድ እያሰቡ ከሆነም፣ ግብይቱ በጣም ፈጣን ነው። በአማካይ ከ5 ደቂቃ በታች በሆነ ሰአት፣ የስጦታ ካርዱን መግዛት ይችላሉ እናም ወዲያው ወደ ኢሜል አድራሻዎ ይደርሳል። ለጥያቄዎች ወይም ቅሬታዎችን ማድረግ የሚችሉትበት ተጠባባቂ የደንበኛ ድጋፍ ቡድንም አለ። የድጋፍ ቡድኑ ሂደቱን ለእርስዎ ቀላል ለማድረግ በጉጉት ይጠብቃል እናም የደንበኞች አገልግሎቱ ከፍተኛ ጥራት ያለው ነው። የአማዞን የስጦታ ካርዶችን በበይነ መረብ ላይ በቀጥታ ላይ እንዴት እንደሚገዙ ቀደም ብዬ እንደገለጽኩት በጥቂት ቀላል እርምጃዎች የአማዞን የስጦታ ካርድን በ'ኖሽ'(NOSH) ላይ መግዛት ይችላሉ። ከታች ተመልከቷቸው፡- የኖሽ ድር ጣቢያውን ይጎብኙ። ወይም የሞባይል መተግበሪያውን በGoogle PlayStore/AppStore ላይ ያውርዱ። የምዝገባ + (Sign Up+) ቁልፉን በመንካትም የርስዎን መለያ ይፍጠሩ። የኢሜል አድራሻዎን ያረጋግጡ እና ተመልሰውም ይግቡ። የስጦታ ካርድ ይግዙ የሚለውን አማራጭ ላይ ጠቅ ያድርጉ። ለመግዛት የሚፈልጉትን የአማዞን የስጦታ ካርድ አገር ይምረጡ ለምሳሌ. አሜሪካ። በዚህ ጉዳይ ላይ 'አማዞን' የሆነውን፣ የስጦታ ካርዱን መለያ ስም ይምረጡ። ለመግዛት የሚፈልጉትን መጠን ይምረጡ። በተጨማሪም የካርዶቹን ብዛት የሚመርጡበትም ቦታ ነው። መረጃዎ ትክክል መሆኑን ያረጋግጡ። ግዢውን ለማጠናቀቅ ወደ ቀኝ ያንሸራትቱ። ስለ አማዞን (Amazon) የስጦታ ካርድ ግዢ ማወቅ ያለብዎት የአማዞን የስጦታ ካርድ ከመግዛትዎ በፊት የሚከተሉትን ነገሮች ማወቅ በጣም አስፈላጊ ነው። የአማዞን የስጦታ ካርዶችን ማስመለስ የሚቻለው፣ በግዢው ሀገር ውስጥ በተጠቀሰው የአማዞን ድረ-ገጽ ላይ ብቻ ነው። በተለያዩ የገንዘብ ደረጃወች ይገኛሉ። ስለዚህ፣ በመደቡት የገንዘብ ክልል ውስጥ መግዛት ይችላሉ። ሌላ ማንኛውንም አይነት የስጦታ ካርድ ለመግዛት፣ የአማዞን የስጦታ ካርዶችን መጠቀም አይችሉም። የአማዞን የስጦታ ካርዶች ሊመለሱ ወይም ገንዘቡን መልሰው መቀበል አይችሉም። በአማዞን የስጦታ ካርዶች ላይ ምንም አገልግሎቱ የማብቂያ ቀን የለውም እናም ሌላ ምንም ተጨማሪ ክፍያዎችን አያረጉም። አማዞን (Amazon) ለጠፉ ወይም ለተሰረቁ የስጦታ ካርዶች ተጠያቂ አይደለም። የሚስጥራዊ ቁጥርዎን መጠበቅ እና ለማንም አለማጋራት አስፈላጊ ነው። ተደጋግመው የሚነሱ ጥያቄዎች የአማዞን የስጦታ ካርድ ምን አይነት ጥቅም ላይ ይውላል? የአማዞን የስጦታ ካርዶች በአማዞን መደብር ወይም ድህረ ገጽ ላይ የሚገኙ ምርቶችን ለመግዛት ያገለግላሉ። በምርቱ መለያ (አማዞን) ላይ ተቀባይነት ያላቸው የክፍያ አማራጮች ናቸው። በናይጄሪያ ውስጥ የአማዞን የስጦታ ካርድ ዋጋ ምን ያህል ነው? በአሁኑ ጊዜ በናይጄሪያ ያለው የአማዞን የስጦታ ካርድ መጠን በአንድ ዶላር ከ ኤን.ጂ.ኤን350 (NGN350) እና ኤን.ጂ.ኤን360 (NGN360) መካከል ውስጥ ይገኛል ። ይህ መጠን በተወሰኑ ምክንያቶች በሚቀጥለው ደቂቃ ውስጥ ሊለወጥ ይችላል። የ'ዋጋ ማስያ' የአሁኑን መጠን በእውነተኛ ጊዜ ለማወቅ የሚያስችል አዋጭ አማራጭ ነው። ለምንድን ነው የእኔ የአማዞን (Amazon) የስጦታ ካርድ የማይሰራው? ይህ ምናልባት የአማዞን የስጦታ ካርዱ በተሳሳተ መለያ ላይ ስለተገበረ ሊሆን ይችላል። ሌሎች ለዚህ ምክንያቶች ሊሆኑ የሚችሉ ነገሮች ፣ የማይነበብ የሚስጥራዊ ቁጥር ወይም ቀድሞ የተገዛበት የስጦታ ካርድን መጠቀምን ያካትታሉ። የአማዞን የስጦታ ካርድ ተመላሽ ሊሆን ይችላል? አይ፣ የአማዞን የስጦታ ካርዶች ተመላሽ ሊሆኑ አይችሉም። ግዢውን ከመቀጠልዎ በፊት በትክክል መግዛት መፈለግዎ አስፈላጊ ነው። መደምደሚያ የአማዞን የስጦታ ካርድን መያዝዎ በጣም መልካም ነው እናም በእርግጠኝነትም ለምትወደው ሰው እንደ ስጦታ ለመስጠት በጣም ተስማሚ ምርጫ ነው። እንደ ኖሽ (NOSH) ባለ አስደናቂ መድረክ፣ በናይጄሪያ ውስጥ የአማዞን የስጦታ ካርድን በቀላሉም መግዛት ይችላሉ። በዘመኑ ተንቀሳቃሽ ስልኮች መተግበሪያ ላይ ግዢዎን እንዲፈጽሙም እመክርዎታለሁ። በመሳሪያዎ ላይ ወደ PlayStore ወይም AppStore ይሂዱ እና 'ኖሽ '""nosh"" ብለው ይፈልጉ። የኖሽ መተግበሪያውን ከላይ ያውርዱ እና ይመዝገቡ። ያም፣ ከችግር ነጻ የሆነ የስጦታ ካርድ ግዢ መጀመርዎን ያመለክታል። ቺርስ!","Best Platform To Buy Amazon Gift Cards Imagine you wanted to get a nice headset on Amazon and then get it without spending a dime. Yay, that’s the magic Amazon gift card does. Also, now imagine a loved one’s birthday is near and you’ve been shuffling through several items online but still can’t make a gift choice. Choosing a gift for someone can be stressful, trust me. Guess what? Gifting them an Amazon gift card leaves the decision-making entirely up to the recipient. Quite relieving, if you ask me. Oh yes, we are still talking about Amazon gift cards. Another awesome thing about it is its high rate in Nigeria. Really, who won’t love Amazon gift cards? This article is specially written for you because you won’t just be learning how to buy Amazon gift cards but also the ideal platform to buy them. Keep reading to learn about the best platform to buy Amazon gift cards. Where To Buy Amazon Gift Cards In Nigeria The best platform to buy Amazon gift cards online is NOSH. With the right platform, buying gift cards online is not much of a headache. It’s actually very straightforward with a few steps on the Nosh platform. You may be wondering why I recommended the platform. Asides from the fact I’ve had a smooth experience while purchasing different kinds of gift cards on the platform, there are certain qualities that stand out. Let me break them down for you. First, the ease of use is absolutely amazing. There are certain platforms you visit and end up confused about what to do next. I can promise that’s not the case here. As a first-time user, you can easily buy a gift card with even no guide at all. If you are wondering about how long it’s going to take, the transaction is swift. Under an average of 5 mins, you can purchase a gift card and it will be delivered to your email address. There is a standby customer support team you can access for questions or complaints. The support team is eager to make the process easy for you and customer service is top-notch. How To Buy Amazon Gift Cards Online As I mentioned earlier, you can buy an Amazon gift card on Nosh with a few easy steps. Check them out below: Visit the Nosh website. Or download the mobile app on Google PlayStore/AppStore. Create an account by clicking on the Sign Up+ button. Verify your email address and sign in back. Click on the Buy Gift Card option. Select the country of the Amazon gift card you want to buy e.g. the United States. Pick the brand of the gift card which in this case is Amazon. Select the amount you want to buy. Besides it is where you pick the quantity of the cards. Confirm your info is correct. Swipe right to complete the purchase. What To Know About Amazon Gift Card Purchase It’s essential you know the following before you buy an Amazon gift card. Amazon gift cards can only be redeemed on the Amazon website specified in the country of purchase. They are available in several denominations. So, you can purchase one within your budget. You can not use Amazon gift cards to buy any other kind of gift card. Amazon gift cards are not returnable nor refundable. There is no expiration date on Amazon gift cards and attract zero fees. Amazon is not responsible for lost or stolen gift cards. It’s important you protect your code and not share it with anyone. Frequently Asked Questions What Is Amazon Gift Card Used For? Amazon gift cards are used to buy products available at the Amazon store or website. They are an acceptable payment option for the brand. How Much Is Amazon Gift Card Rate In Nigeria? Presently, an Amazon gift card rate in Nigeria ranges between NGN350 and NGN360 per dollar. This rate can change in the next minute due to certain factors. A rate calculator is a viable option to know the current rate in real-time. Why Is My Amazon Gift Card Not Working? This may be because you applied the Amazon gift card to the wrong account. Other possible reasons include an unreadable claim code or an already redeemed gift card. Are Amazon Gift Card Refundable? No, Amazon gift cards are not refundable. It’s important you really want to buy before you go ahead with the purchase. Conclusion Amazon gift card is nice to have and definitely ideal to gift to a loved one. With an amazing platform like Nosh, you can easily buy an Amazon gift card in Nigeria. I will recommend you carry out your purchase on the mobile app. Go to PlayStore or AppStore on your device and search “nosh”. Download the Nosh app at the top result and sign up. That marks the beginning of a hassle-free gift card purchase. Cheers!","Dandalin da yafi dacewa domin siyan Katin Kyautuka na Amazon Kun taɓa tunanin kuna son samun na'urar sauti mai kyau akan manhajar Amazon ba tare da kashe ko kwabo ba. Yay, wannan shi ne katin kyautukar Amazon mai ban mamaki. Har ila yau, yanzu yi tunanin ranar haihuwar ɗan uwa ya kusa kuma kun kasance kuna jujjuya abubuwa da yawa akan layi amma har yanzu ba za ku iya yin zaɓin abin da zaku yi kyautuka da shi ba. Tabbas zaɓan abin da zaku yi kyautuka da shi na da wahalarwa. Kun san wani abu? Ba su katin kyautuka na Amazon ya bada wuƙa da nama ga wanda za a bawa kyautukar. Ya kawo sauƙi sosai, idan da zaku tambayeni. Eh ƙwarai kuwa, har yanzu muna magana ne game da katin kyautuka na Amazon. Wani abin al'ajabi game da shi shi ne hauhawar farashinsa a Najeriya. Dagaske, waye ne zaiƙi katin kyautuka na Amazon? An rubuta wannan bayanin musamman don ku ne, saboda ku ne ba wai kawai za kuna sanin yadda ake siyan katunan kyautuka na Amazon ba har ma da dandalin da ya dace don siyan su. Ci gaba da karantawa domin sanin dandalin da yafi dacewa don siyan katin kyautuka na Amazon. A Ina Zaku Sayi Katin Kyautuka na Amazon a Najeriya Dandalin da yafi dacewa ku sayi katin kyautuka na Amazon ta yanar gizo shi ne NOSH. Idan akwai dandalin da ya dace, siyan katin kyautuka ta yanar gizo ba wani abin wahalarwa ba ne. A zahiri gaskiya yana da sauƙi sosai, yana da wasu 'ƴan matakai akan dandalin Nosh. Wataƙila kuna mamakin dalilin da yasa na ba da shawarar dandalin. Baya ga gaskiyar cewa nayi mu'amala mai daɗi yayin siyan katunan kyautuka iri-iri a kan dandalin, akwai wasu halaye da suka yi fice da su. Bari na yi muku bayani dalla-dalla. Na farko, sauƙin amfani da shi abin burgewa ne. Akwai wasu dandali da idan ka ziyarta zaka rasa meye ma zaka yi. Ina da yaƙini anan (NOSH) ba haka bane. A matsayin sabon shiga ma, zaka iya siyan katin kyautuka cikin sauƙi ba tare da jagora ba. Idan kuna mamakin tsawon lokacin da za a ɗauka, (to ku sani) cinikin yana da sauri. A ƙasa da mintuna 5, zaku iya siyan katin kyautuka kuma za a aika muku dashi da adireshinku na imel. Akwai wata tawagar masu taimakon abokan ciniki da zaku iya tuntuɓa idan kuna da tambaya ko ƙorafi. Tawagar masu taimakon na ɗaukin sanya abubuwan su kasance muku cikin sauƙi sannan masu hidimtawa abokan cinikin na da daraja. Ta ya Zaku Sayi Katin Kyautuka na Amazon ta Yanar Gizo Kamar yadda na ambata a farko, zaku iya siyan katin kyautuka na Amazon akan manhajar Nosh ta hanyar bin wasu 'yan matakai masu sauƙi. Ku duba su da kyau a ƙasa: Ku ziyarci adireshin Nosh na yanar gizo. Ko kuma ku sauƙe manhajar waya akan manhajar Google PlayStore/AppStore. Ku ƙirƙiri asusu ta hanyar danna maɓalli Sign Up+. Ku tantance adireshinku na imel sannan ku sake shiga. Ku danna zaɓin Buy Gift Card (Sayi Katin Kyautuka). Ku zaɓi ƙasa ta katin kyautuka na Amazon da kake son siya, misali Amurka. Ku zaɓi kamfanin katin kyautukar, wanda anan yana nufin Amazon. Ku zaɓi adadin da kuke son siya. Ba da haka, a nan ne zaku zaɓi yawan katuna. Ku tabbatar de bayanan ku daidai yake. Ku murza gefen dama domin ƙarasa siyan. Abin da ya Kamata Ku Sani Game da Siyan Katin Kyautuka na Amazon. Yana da matuƙar amfani ku san waɗannan abubuwan kafin ku sayi katin kyautuka na Amazon. Ana iya karɓar katunan kyautuka na Amazon akan gidan yanar gizon Amazon da aka ƙayyade a ƙasar da aka siya. Ana samun su a nau'uka da yawa. Don haka, zaku iya siyan daidai da kuɗinku. Ba za ku iya amfani da katin kyautuka na Amazon wajen siyan wani katin kyautukan ba. Ba a dawo da katunan kyautuka na Amazon ba a kuma ba a dawo da kuɗi daga baya. Babu ranar ƙarewa akan katunan kyautuka na Amazon kuma ba a biyan komai. Kamfanin Amazon ba zai ɗauki alhakin biyan katunan kyautuka da suka ɓata ba. Yana da muhimmanci ku ɓoye lambar siirinku kuma kada ku bawa kowa. Tambayoyin da ake yawan yi Me Ake Yi Da Katin Kyautuka Na Amazon? Ana amfani da katunan kyautuka na Amazon don siyan kaya da ake samu a shagon ko adireshikn yanar gizon Amazon . Suma wata amintacciyar hanyar biyan kuɗi ne na kamfanin. Nawa Ne Kuɗin Katin Kyautuka na Amazon A Najeriya? A halin yanzu, ƙimar katin kyautuka na Amazon a Najeriya yana tsakanin NGN350 zuwa NGN360 kowace dala. Wannan ƙimar na iya canjawa a cikin minti na gaba saboda wasu dalilai. Na'urar lissafa kima zaɓi ne mai kyau wajen sanin kimar yanzu a nan-take. Me yasa Katin Kyautukana na Amazon Baya Aiki? Hakan na iya faruwa saboda kun yi amfani da katin kyautuka na Amazon zuwa asusun da ba daidai ba. Wasu dalilan kuma sun haɗa da kasa karanta lambar sirri ko katin kyauta da aka riga aka fanshe. Ana iya dawowa da Katunan Kyautuka na Amazon? A'a, ba a dawowa da katunan kyautuka na Amazon. Yana da muhimmanci cewa zaku buƙaci siya kafin ku ci gaba da sayayya. Kammalawa Katin kyautuka na Amazon yana da kyau a mallaka kuma tabbas yana da kyau don kyauta ga masoyi. Ta hanyar amfani da dandali mai ban mamaki kamar Nosh, zaku iya siyan katin kyautuka na Amazon cikin sauƙi a Najeriya. Zan ba da shawarar kuyi sayayyarku akan manhaja ta waya. Ku jeku kan PlayStore ko AppStore akan na'urarku sai ku bincika manhajar ""nosh"". Ku sauƙe manhajar Nosh a sama-sama kuma yi rajista. Wannan shi ne farkon siyan katin kyautuka marar wahala. Barka da warhaka!","Jukwaa bora la kununua kadi za zawadi za Amazon Fikiria ilitaka kupata headset nzuri kutoka Amazon na kisha uipate bila kutumia hata dime moja. Yay, hiyo ndiyo zawadi ya ajabu ya kadi ya Amazon. Pia, sasa fikiria siku ya kuzaliwa ya mpendwa wako inakaribia, na umekuwa ukichanganya vitu kadhaa mtandaoni lakini bado huwezi kufanya chaguo la zawadi. Kumchagulia zawadi mtu kunaweza kukuchanganya, niamini. Unafikiria nini? Kuwapa zawadi ya kadi ya Amazon huacha watumiaji kufanya maamuzi. Nafuu kabisa, ukiniuliza. Oh ndio, bado tunazungumzia juu ya kadi za zawadi za Amazon. Jambo lengine la kushangaza kuhusu kiwango chake cha juu nchini Nigeria. Kweli, ni nani hatazipenda kadi za zawadi za Amazon? Makala hii imeandikwa kwa ajili yako kwa sababu hutojifunza tu jinsi ya kununua kadi za zawadi za Amazon lakini pia jukwaa bora la kuzinunua. Endelea kusoma ili kujifunza jukwaa bora la kununua kadi za zawadi za Amazon. Nchini Nigeria kadi za zawadi za Amazon zinanunuliwa wapi Jukwaa zuri la kununua kadi za zawadi za Amazon mtandaoni ni NOSH. Ukiwa na jukwaa sahihi, kununua kadi za zawadi mtandaoni sio pasua kichwa. Kwa kweli ni moja kwa moja na hatua chache kwenye jukwaa la Nosh. Huwenda unashangaa kwa nini nilipendekeza jukwaa. Kando na ukweli kwamba nimekuwa na uzoefu mzuri wakati nikinunua aina tofauti za kadi kwenye jukwaa, kuna sifa fulani ambazo zinajulikana. Acha nielezee kwa ajili yako. Kwanza, urahisi wa matumizi ni wa kushangaza mno. Kuna majukwaa fulani unayotembelea na kuishia kuchanganyikiwa kuhusu cha kufanya baadae. Siwezi kuahidi hilo sio hivyo hapa. Kama mtumiaji wa mara ya kwanza, unaweza kununua kadi ya zawadi kwa urahisi bila muongozo wowote. Kama unashangaa kuhusu itachukua muga gani, shughuli ni ya haraka. Chini ya wastani wa dakika 5, unaweza kununua kadi ya zawadi na itatumwa katika anuani yako ya barua pepe. Kuna timu ya usaidizi kwa wateja inayokusubiri unaweza kuifikia kwa maswali au malalamiko. Timu ya usaidizi ina shauku ya kufanya mchakato kuwa rahisi kwako na huduma kwa wateja ni hali ya juu. Jinsi ya kununua kadi za zawadi za Amazon mtandaoni Kama nilivyoeleza hapo awali, unaweza kununua kadi ya zawadi ya Amazon kwenye Nosh kwa hatua chache rahisi. Ziangalie hapa chini: Tembelea tovuti ya Nosh. Au pakua Programu ya simu kwenye Google Play Store/ AppStore. Tengeneza akaunti kwa kubofya kitufe cha Jisajili+. Thibitisha anuani yako ya barua pepe na uingie tena. Bofya chaguo la nunua kadi ya zawadi. Chagua nchi ya kadi ya zawadi ya amazon unayotaka kununua Mf. Marekani. Chagua Rajamu ya kadi ya zawadi ambayo katika kesi hii ni Amazon. Chagua kiasi unachotaka kununua. Badala yake ni pale unapochagua wingi wa kadi. Thibitisha kuwa maelezo yako ni sahihi. Telezesha kulia ili kukamilisha ununuzi. Nini cha kufahamu kuhusu ununuzi wa kadi ya zawadi ya amazon Ni muhimu kufahamu yafuatayo kabla ya kununua kadiya zawadi ya Amazon. Kadi za zawadi za Amazon zinaweza kukombolewa tu kwenye tovuti ya Amazon iliyobainishwa katika nchi iliyonunua. Zinapatikana katika sampuli kadhaa. Kwa hiyo, unaweza kununua moja ndani ya bajeti yako. Huwezi kutumia kadi za zawadi za Amazon kununua aina nyingine yoyote ya kadi ya zawadi. Kadi za zawadi za Amazon hazirudishwi wala kurejeshwa. Hakuna tarehe ya mwisho wa matumizi ya kadi za zawadi za Amazon na ada nafuu ya kuvutia. Amazon haiwajibiki kwa kadi za zawadi zilizoibiwa au kupotea. Ni muhimu ulinde msimbo wako na usimpatie mtu yeyote. Maswali yanayoulizwa mara kwa mara Kadi ya zawadi ya Amazon inatumika kwa kipi? Kadi za zawadi za zawadi za Amazon hutumiwa knunua bidhaa zinazopatikana kwenye tovuti au duka la Amazon. Ni chaguo la malipo linalokubalika kwa Rajamu. Ni kiasi gani kiwango cha kadi ya zawadi ya amazon nchini nigeria? Kwa sasa, kiwango cha kadi ya zawadi ya amazon nchini nigeria ni kati ya NGN350 na NGN360 kwa Dola. Kiwango hiki kinaweza kubadilika katika dakika ijayo kutokana na sababu fulani. Kikokotozi cha bei ni chaguo sahihi kujua kiwango cha sasa katika muda halisi. Kwa nini kadi yangu ya zawadi ya Amazon haifanyi kazi? Hii huwenda kwa sababu ulitumia kadi ya zawadi ya Amazon kwenye akaunti isiyo sahihi. Sababu zingine zinazowekana ni pamoja na msimbo wa dai usiosomeka, au kadi ya zawadi ambayo tayari imekombolewa. Je, kadi ya zawadi ya Amazon inarejeshwa? Hapana, kadi za zawadi za Amazon hazirejeshwi. Ni muhimu kuwa unataka kununua kabla ya kuendelea na ununuzi. Hitimisho Kadi ya zawadi ya Amazon ni nzuri kuwa nayo na hakika inafaa kwa zawadi kwa mpendwa. Ukiwa na jukwaa la kushangaza kama Nosh, unaweza kununua kwa urahisi kadi ya zawadi ya Amazon nchini Nigeria. Nitakushauri ufanye ununuzi wako kwenye Programu ya simu. Nenda katika PlayStore au AppStore kwenye kifaa chako na utafute ""nosh"". Pakua Programu ya Nosh kwenye matokea ya juu na ujiandikishe. Hiyo inaashiria mwanzo wa ununuzi wa kadi ya zawadi bila shida. Sheherekea!","Ìkànnì tó dára jùlọ láti rà Káádì Ẹ̀bun Amazon Wọ̀ye wí pé o fẹ́ ra àkẹ́sétí lórí Amazon kí o sì gbà á láì ná kọ́bọ̀. Eeh, idán tí káádì ẹ̀bun Amazon máa ń ṣe nìyẹn. Bákan náà, wá wòye ọjọ́ ìbí ẹni tí o fẹ́ràn ti súnmọ́ o sì ti ń wo oríṣiríṣi nǹkan lórí ẹ̀rọ ayélujára ṣùgbọ́n síbẹ̀ ó lè ṣe ìpinnu lórí ẹ̀bùn kan. Yíyan ẹ̀bùn fún ènìyàn lè ní ìṣòro nínú, gbà mí gbọ́. Ṣé o mọ nǹkan? Fífún wọn ní káádì ẹ̀bun Amazon máa fi ìpinnu ṣíṣe sílẹ̀ pátápátá fún ẹni tí ó gbà á. Ó ń túnà àṣírí, tí o bá bi mí. Óò bẹ́ẹ̀ ni, a ṣì ń sọ̀rọ̀ nípa káádì ẹ̀bun Amazon. Nǹkan mìíràn tó tún yanilẹ́nu nípa rẹ̀ ni owó rẹ̀ gegere ní orílẹ̀-ède Nàìjíríà. Lóòtọ́, ta ni ò ní fẹ́ràn káádì ẹ̀bun Amazon? Àpilẹ̀kọ yìí ni a kọ ní àdáyanrí fún ẹ nítorí o ò ní kọ́ nípa bí o ṣe lè ra káádì ẹ̀bun Amazon nìkan ṣùgbọ́n pẹ̀lú àwọn ìkànnì tí o ti lè rà wọ́n. Máa kà á lọ láti mọ̀ nípa àwọn ìkànnì tó dára jùlọ láti ra àwọn káádì ẹ̀bun Amazon. Ibi Tí O Ti Lè Ra Káádì Ẹ̀bun Amazon Ní Nàìjíríà Ìkànnì tó dára jùlọ láti ra káádì ẹ̀bun Amazon lórí ẹ̀rọ ayélujára ni NOSH. Pẹ̀lú ìkànnì tó tọ́, ríra káádì ẹ̀bun lórí ẹ̀rọ ayélujára kì í fún ni ní ẹ̀fọ́rí púpọ̀. Ó lọ tààrà ni pẹ̀lú àwọn ìgbésẹ̀ díẹ̀ lórí ìkànnì Nosh. O lè máa rò ó wí pé kí ló dé tí mo fi dábàá ìkànnì náà. Yàtọ̀ sí wí pé mo ní ìrírí tó rọrùn nígbà tí mò ń ra oríṣiríṣi káádì ẹ̀bun lórí ìkànnì náà, àwọn àwòmọ́ kan wà tí ó dá yátọ̀. Jẹ́ kí n tú u palẹ̀ fún ẹ. Àkọ́kọ́, ìrọ̀run lílò ó yanilẹ́nu gidi gan. Àwọn ìkànnì kan wà tí o máa lọ tí wà á sì ní ìporuùru ọkàn nípa nǹkan tí o máa tún ṣe. Mo lè ṣe ìlérí fún ẹ pé nǹkan tó ṣẹlẹ̀ níbí kọ́ nìyẹn. Gẹ́gẹ́ bí aṣàmúlò fún ìgbà àkọ́kọ́, o lè ra káádì ẹ̀bun pẹ̀lú ìrọ̀rùn láì sí ìtọ́nisọ́nà rárá. Tí o bá ń ronú nípa bí yóò ṣe pẹ́ tó, ìdúnàdúrà náà yá. Lábẹ́ gbèdéke ìṣẹ́jú 5, o lè ra káádì ẹ̀bun kan tí wọn ó sì fi ránṣẹ́ sí àdírẹ́ẹ̀sì ímeèlì rẹ. Ikọ̀ àwọn aṣèrànwọ́ fún oníbàárà wà ní digbí tí o lè lò fún ìbéèrè àti ìfisùn. Ikọ̀ àwọn aṣèrànwọ́ náà ń fojúsọ́nà láti sọ ìlànà náà di ìrọ̀rùn fún ẹ ìṣèrànwọ́ fún oníbàárà náà sì dára gidi gan. Bí O Ṣe Lè Ra Káádì Ẹ̀bun Amazon Lórí Ayélujára Gẹ́gẹ́ bí mo ṣe sọ ṣáájú, o lè ra káádì ẹ̀bun Amazon lórí Nosh pẹ̀lú àwọn ìgbésẹ̀ díẹ̀ tó rọrùn. Wò wọ́n nísálẹ̀ níbí: Kàn sí ibùdó ìtàkùn Nosh. Tàbí kí o ṣe àgbàálẹ̀ ohun èlò ìmúṣiṣẹ́ lórí ẹ̀rọ ìbánisọ̀rọ̀ alágbèéká lórí Google PlayStore/AppStore. Ṣẹ̀dá àkántì pẹ̀lú títẹ bọ́tínì Forúkọsílẹ̀+. Ṣe àrídájú àdírẹ́ẹ̀sì ímeèlì rẹ kí o sì forúkọsílẹ̀ wọlé padà. Tẹ ẹ̀yan Ra Káádì Ẹ̀bun. Yan orílẹ̀-èdè káádì ẹ̀bun Amazon tí o fẹ́ rà b.a. United States. Mú ẹ̀ya káádì ẹ̀bun náà tó jẹ́ Amazon nínú ọ̀rọ̀ tí à ń sọ yìí. Yan iye owó èyí tí o fẹ́ rà. Ní ẹ̀gbẹ rẹ̀ ni o ti máa mú iye òdiwọ̀n káádì náà. Rí i dájú pé àlàyé nípa rẹ péye. Sún-un sí ọ̀tun láti parí ọjà rírà náà. Nǹkan Tí O Ní Láti Mọ̀ Nípa Ríra Káádì Ẹ̀bun Amazon Ó ṣe pàtàkì fún ẹ láti mọ àwọn nǹkan wọ̀nyìí kí o tó ra káádì ẹ̀bun Amazon. Orí ibùdó ìtàkùn Amazon tí ó wà ní orílẹ̀-èdè tí o ti rà á ni o ti lè fi Káádì ẹ̀bùn Amazon gba ẹ̀bùn. Wọ́n wà nílẹ̀ ní oríṣiríṣi iye. Torí náà, o lè ra èyí tí ó wà láàrín ètò ìṣúná rẹ. O ò lè lo káádì ẹ̀bun Amazon láti ra irúfẹ́ káádì ẹ̀bun mìíràn. Káádì Ẹ̀bun Amazon ò ṣe é dá padà tàbí gba owó padà. Kò sí dééti gbèdéke lórí káádì ẹ̀bun Amazon kò sì gba owó kankan. Amazon ò ní ẹ̀bi fún sísọnù tàbí jíjí káádì ẹ̀bun. Ó ṣe pàtàkì kí o dáàbò bo odù rẹ kí o sì má sọ ọ́ fún ẹnikẹ́ni. Àwọn Ìbéèrè Gbogbo Ìgbà Kínni Wọ́n Ń Lo Káádì Ẹ̀bun Amazon Fún? Wọ́n ń lo káádì ẹ̀bun Amazon láti ra àwọn ohun-èlò tó wà ní ilé ìtàjà tàbí ibùdó ìtàkùn Amazon. Wọ́n jẹ́ ìlànà ìsanwó aṣeégbà fún ilé iṣẹ́ náà. Èló Ni Iye Káádì Ẹ̀bun Amazon Ní Nàìjíríà? Lọ́wọ́lọ́wọ́, iye káádì ẹ̀bun Amazon ní Nàìjíríà wà láàrín NGN350 àti NGN360 fún dọ́là kan. Iye yìí lè yí padà ní ìṣẹ́jú tó ń bọ̀ nítorí àwọn nǹkan kọ̀ọ̀kan. Ẹ̀rọ ìṣirò iye jẹ́ ọ̀nà kan tó dára láti mọ iye rẹ̀ lọ́wọ́lọ́wọ́ bí ó ṣe ń ṣẹlẹ̀. Kí Ló De Tí Káádì Ẹ̀bun Amazon Mi Ò Ṣiṣẹ́? Èyí lè jẹ́ nítorí pé o lo káádì ẹ̀bun Amazon náà fún àkántì tí ò yẹ. Àwọn okùnfà mìíràn tó ṣe é ṣe ni odù ìbéèrè tí ò ṣe é kà tàbí káádì ẹ̀bun tí wọ́n kulẹ̀ ti gbà. Ṣé Káádì Ẹ̀bun Amazon Ṣe É Dá Padà? Rárá, káádì ẹ̀bun Amazon ò ṣe é dá padà. Ó ṣe pàtàkì pé o kulẹ̀ fẹ́ rà á ṣíwájú kí o tó tẹ̀síwájú pẹ̀lú rírà á. Ìparí Káádì ẹ̀bùn Amazon dára láti ní ó sì dára láti fún olólùfẹ ẹni lóòtọ́. Pẹ̀lú ìkànnì tó yanilẹ́nu bíi Nosh, o lè ra káádì ẹ̀bun Amazon pẹ̀lú ìrọ̀rùn ní Nàìjíríà. Mo máa dábàá pé kí o ra nǹkan tí o fẹ́ rà lórí ohun èlò ìmúṣiṣẹ́ orí ẹ̀rọ ìbánisọ̀rọ̀ alágbèéká. Lọ sí PlayStore tàbí AppStore lórí ẹ̀rọ rẹ kí o wá ""Nosh"". Ṣe àgbàálẹ̀ ohun èlò ìmúṣiṣẹ́ Nosh ní òkè ténté àbájáde náà kí o sì forúkọsílẹ̀. Ìyẹn ló sámì ìbẹ̀rẹ̀ ríra káádì ẹ̀bun tí ò mú ìṣòro dání. Máa gbádùn!","Inkundla enhle ukuthenga isipho samakhadi eAmazon Cabanga ubufuna ukuthola amahedisethi amahle kuAmazon bese uyawathola ngaphandle kokuchutha indibilishi. Yebo, yilowo umlingo owenziwa isipho sekhadi laseAmazon. Futhi manje ngicabanga usuku lokuzalwa lothandiweyo selusondele futhi ubulokhu ubheka ezintweni ezimbalwa ku inthanethi kodwa ungatholi isipho osikhethayo. Ukukhethela umuntu isipho kungaletha ukukhathazeka ngethembe. Qagela ukuthi yini? Ukubanikeza izipho isipho sekhadi eAmazon sishiya ukuthi uthathe isinqumo kukhona konke kuze kuyofika kositholayo isipho. Kuyakhulula, uma ubuza mina. Oh yebo sisakhuluma ngesipho samakhadi aseAmazon. Okunye okuhle ngayo ukuthi izinga liphezulu eNigeria. Ngampelaubani, ongeke athande isipho samakhadi aseAmazon? Leli phepha ikakhulukazi libhalelwe wena ngoba ngeke ufunde nje kuphela ukuthi uthenga kanjani isipho samakhasi eAmazon kodwa nenkundla efanele ongayisebenzisa ukuwathenga. Qhubeka ufunde ngenkundla elungile ukuthenga isipho samakhadi eAmazon. Uthenga kuphi isipho samakhadi eAmazon eNigeria. Inkundla elungile ukuthenga isipho samakhadi eAmazon yiku inthanethi kuNOSH. Ngenkundla elungile,ukuthenga isipho samakhadi ku inthanethi akuphathisani ikhanda kakhulu. Okuseqinisweni kuqondile nje namagxathu ambalwa kunkundla iNOSH. Mhlampe uyazibuza ukuthi kungani ngiphakamise inkundla. Ngaphandle kokuthi kwahamba kahle ngesikhathi ngithenga izinhlobo ezahlukene zesipho samakhadi kulenkundla, kukhona okuhle okugqamayo. Yithi ngikuchazele kahle. Okokuqala ukusebenzisa kalula kumnandi kakhulu. Kunezinkundla ezithile ozivakashelayo ugcine usudidekile ungazi ukuthi yini elandelayo okumele uyenze. Ngiyakuthembisa ukuthi akunjalo la. Njengomsebenzisi oqalayo ungathenga kalula isipho sekhadi ungasizwa umuntu. Uyazibuza ukuthi kuthatha isikhathi esingakanani,ukuthengiselana kuyashesha. Ngaphansi kwesilinganiso esinamaminithi angu 5 ungathenga isipho sekhadi futhi sizolethwa kukheli lakho lombikombani. Kunekhasimende elilindile ukukweseka ungangena emibuzweni nomaizinkonondo. Iqembu elesekayo liyafuna ukwenza uhlelo lube lula kuwena nokusetshenzwa kwamakhasimende kuhamba phambili. Uthenga kanjani isipho samakhadi eAmazon ku inthanethi Njengoba bengishilo ekuqaleni ungasithenga isipho sekhadi eAmazon kuNosh ngamagxathu ambalwa alula. Wabheke ngezansi: Vakashela iwebhusayithi yaNosh. Noma landa kusisethsenziswa sefoni kuGoogle PlayStore/App Store. Vula i-akhawunti ngokugcindezela inkinobho yeokubhalisa. Qinisekisa ikheli lakho lombikombani bese uyangena futhi. Gcindezela kuThenga isipho sekhadi. Khetha izwe lesipho sekhadi leAmazon ofuna ukusithenga,isibonelo iUnited States. Khetha uhlobo lwesipho sekhadi kulokhu okuyiAmazon. Khetha inani ofuna ukuthenga ngalo. Yilapho ukhetha ubuningi bamakhadi. Qinisekisa ukuthi ulwazi lwakho yilona yini. Swayiphela kwesokudla ukuqedela ukuthenga. Yikuphi okumele ukwazi ngokuthenga isipho sekhadi eAmazon Kubalulekile ukuthi wazi lokhu okulandelayo ngaphambi kokuthenga isipho sekhadi eAmazon. Isipho sekhadi eAmazon singathathwa kuwebhusayithi yeAmazon eshiwo kulelizwe othenge kulona. Kukhona kokufanayo okumbalwa. Ngakho ungalithenga elilodwa ngohlelomali lwakho. Ngeke usebenzise isipho samakhadi Eamazon ukuthenga noma yiluphi uhlobo lwesipho sekhadi. Isipho samakhadi eAmazon asibuyiselwa futhi nemali ayibuyi. Isipho samakhadi aseAmazon alukho usuku lokuphelelwa iskhathi futhi awukhokhiswa. I-Amazon ayinaphutha lokulahleka noma lokuntshontshwa kwesipho samakhadi. Kubalulekile ukuvikela ikhodi yakho ungayabelani namuntu. Imibuzo ejwayelwe ukubuzwa Isipho samakhadi eAMazon sisetshenziselwani? sIsipho samakhadi eAmazon asetshenziswa ukuthenga imikhiqizo ekhona esitolo seAmazon newebhusayithi. Kunokwahlukana kokwamukeleka kwenkokhelo kuya ngohlobo. Yimalini izinga lesipho sekhadi laseAmazon eNigeria? Njengamanje izinga lesipho sekhadi eAmazon eNigeria kuyashiyana phakathi kweNGN350 noNGN360 idola ngalinye. Leli zinga lingashintsha ngomzuzu olandelayo ngenxa yezinto ezithize. Izinga lekhalikhuletha indlela engcono ukwazi izinga lamanje ngokwesikhathi sangempela. Kungani isipho samakhadi eAmazon kwami kungasebenzi? Lokhu mhlampe kwenziwa ukuthi usebenzise isipho sekhadi leAmazon ku akhawunti engafanele. Ezinye izizathu kungaba ukungafundeki kwekhodi yokufuna noma vele ususilandile isipho sekhadi. Kungabe isiphi samakhadi eAmazon ayayibuyisa imali? Cha isipho samakhadi eAmazon awubuyiselwa imali. Kubalulekile ukuthi uyafuna ngampela ukuthenga ngaphambi kokuthi uqhubeke nokuthenga. Isiphetho Isipho samakhadi aseAmazon kumnandi ukuba naso futhi kulungile ukunika isipho othandiweyo. Ngenkundla efanele njengo Nosh ungathenga kalula isipho samakhadi eAmazon eNigeria. Ngizophakamisa ukuthi uqhubeke uthenge kusisetshenziswa esingumahambanaye. Ngena ku PlayStore noma AppStore kudivayisi yakho bese ubheka uNosh. Landa isisetshenziswa uNosh ophezulu kumiphumela bese uyabhalisa. Lokho kusho ukuqala ukuthenga isipho samakhadi okungakhathazi. Okuhle!"
+"ኢትዮጵያ የ5 ወር የማህበራዊ የመገናኛ ብዙሀን እገዳን አነሳች። የኬፕ ታውን ከተማ፣ ነዋሪዎች የኤሌክትሪክ ሀ��ል ክፍፍል (load-shedding) መርሀግብራቸውን የሚያዩበት፣ ፈታኝ ሁኔታዎችን የሚያመለክቱበት፣ በበይነ መረብ ላይ የቀጥታ አገልግሎቶችን የሚያገኙበት እና ስለ ከተማዋ ዜና ለማወቅ ሊጠቀሙበት የሚችሉበትን የማዘጋጃ ቤት የስልክ ላይ መተግበሪያን አስተዋውቋል። በአፕ ስቶር(App store) እና በፕሌይ ስቶር(play store) ላይ የሚገኘው ይህ መተግበሪያ፣ ነዋሪዎቹ በመድረኩ ላይ በማዘጋጃ ቤት ውሳኔ አሰጣጥ ላይ መሳተፍን ያስችላል። ምክትል ከንቲባ 'ኤዲ አንድሪውስ'፣ ሁሉን አጠቃሎ የያዘውን መተግበሪያ ለማስተዋወቅ የወሰኑት እ.ኤ.አ በ2022 የኬፕታውን የኤሌክትሪክ ሀይል ማከፋፈያ(load-shedding) መተግበሪያ የሙከራ ስርጭቱ ስኬት ምክንያት ነው። ዛሬ ለናንተ ያዘጋጀሁላችሁን እነሆ፡- ኢትዮጵያ የ5 ወር የማህበራዊ የመገናኛ ብዙሀን እገዳዋን አነሳች። ናይጄሪያ የኤሌክትሪክ ተሽከርካሪዎችን ለማምረት አቅዳለች። የኬንያውያን ከደቡብ-ምስራቅ እስያ ገንዘብ መላክ እና መቀበል ባንኮች፣ ቴልኮስ... እናም ሌሎች፣ በናይጄሪያ የመረጃ ጥበቃ ኮሚሽን እ.ኤ.አ. እስከ ታህሳስ 2023 ድረስ መመዝገብ ኢትዮጵያ የ5 ወር የማህበራዊ የመገናኛ ብዙሀን እገዳዋን አነሳች። በኢትዮጵያ የኦርቶዶክስ ተዋሕዶ ቤተ ክርስቲያን (ኢ.ኦ.ተ.ቤ.ክ) ውስጥ በተፈጠሩ ግጭቶች ምክንያት፣ በመንግሥት ላይ በተነሱ ተቃውሞዎች ምክንያት ኢትዮጵያ እ.ኤ.አ በየካቲት 2023 ተጥሎ የነበረውን የኢንተርኔት(የበይነ መረብ) እገዳ አንስታለች። የሆነው ይኸው ነው፡ ሦስት የቤተ ክርስቲያን መሪዎች እ.ኤ.አ በጥር 2023 ራሳቸውን ሊቀ ጳጳስ ብለው ሲያውጁ እና የአስተዳደር ስርዓታቸውን ሲያቋቁሙ፣ በኦሮሚያ ክልል ውስጥ ተቃውሞ ተቀሰቀሰ። አንዳንድ ተቃዋሚዎች ይህን ተግባራቸውን ሲተቹ ሌሎች ደግሞ ደግፈውት ነበር። የኢትዮጵያ መንግሥት ከኦርቶዶክስ ቤተ ክርስቲያን ጋር የጠበቀ ግንኙነት አለው - ከ40 በመቶ በላይ ዜጎቿም ኦርቶዶክስ ቤተ ክርስቲያን አባላት ናቸው። እ.ኤ.አ. እስከ የካቲት 10 ድረስ ቤተ ክርስቲያኒቱ ከ30 በላይ ተከታዮቿ መገደላቸውን ገልጻ፣ ጠቅላይ ሚኒስትር 'አብይ አህመድ' ጣልቃ እንዳይገቡ ሚኒስትሮቻቸውን ጠየቄያለሁ ካሉ በኋላም፣ አሁንም የኢትዮጵያ መንግሥት በውስጥ ጉዳዬ ላይ ' ጣልቃ ገብቷል' ስትል ክስ መስርታለች። እገዳውን ተከትሎም፣ የሰብአዊ መብት ተሟጋች ድርጅቶች ውሳኔውን ተችተዋል። እ.ኤ.አ. በመጋቢት 2023 'አምነስቲ ኢንተርናሽናል' እንዳስታወቀው፣ እገዳው የሰዎችን ሃሳብን በነጻነት የመግለጽ እና መረጃን የማግኘት መብቶችን በግልፅ ይጥሳል ብሏል። በአምስት ወራቱ የኢንተርኔት(በይነመረብ) እገዳ ምክንያት፣ ኢትዮጵያ ከ140 ሚሊዮን ዶላር በላይ የኢኮኖሚያዊ ኪሳራ እንደደረሰባት፣ የዲሞክራሲና የመብቶች እድገት ማዕከል (ዲ.መ.እ.ማ)፣ የአካባቢው የደህንነት ዋና ኃላፊ (የአ.ደ.ዋ.ሀ) ባለፈው ሳምንት ተናግረዋል። የጎንዮሽ ማንቂያ፡ እ.ኤ.አ በ ሰኔ 2023፣ ሴኔጋል በተቃዋሚው ቡድን መሪ 'ኦስማን ሶንኮ' መታሰር ላይ ለተነሳው ሰፊ ተቃውሞ ምላሽ፤ እንደ ፌስቡክ፣ ትዊተር፣ ዋትስአፕ፣ ኢንስታግራም፣ ዩቲዩብ እና ቴሌግራም ያሉ የማህበራዊ የመገናኛ የብዙሀን መድረኮች ላይ እገዳ አድርጋለች። የሴኔጋል መንግስት እስከ አሁንም እገዳውን አላነሳም። ናይጄሪያ የኤሌክትሪክ ተሽከርካሪዎችን ለማምረት አቅዳለች። የናይጄሪያ መንግስት በአውቶሞቲቭ ፖሊሲው ላይ የኤሌትሪክ ተሽከርካሪዎችን (EV) ማምረት ለመጀመር ማቀዱን አስታውቋል። ይህ የሆነው በሀገሪቱ የ ነዳጅ ድጎማው መወገዱን ተከትሎ፣ የነዳጅ መቅጃ ዋጋ በሊትር ወደ 617 ናይራ ($0.78) በማደጉ ነው። በሚኒስቴሩ የኢንዱስትሪ ልማት ዳይሬክተር አቶ 'አዴዋሌ ባካሬ'፣ የተወከሉት የኢንዱስትሪ፣ ንግድ እና የመዋዕለ ንዋይ ፍሰት ሚኒስቴር፤ ቋሚ ፀሃፊ የሆኑት 'ኤቭሊን ንጊጌ': በናይጄሪያ የኤሌትሪክ ተሽከርካሪዎችን (EV) ለማምረት፣ ለማስፋፋት እና ለመጠቀም መንግስት የሚወስዳቸውን እርምጃዎች ማስቀመጡን ገልጸዋል። በሌላ የኤሌትሪክ ተሽከርካሪዎች (EV) ዜና ላይ፣ የናይጄሪያ መንግስት፣ በብሔራዊ አውቶሞቲቭ ንድፍ እና ምርት ካውንስል (NADDC) በኩል፣ የ'ጄት ሞተርስ' ሀገር ውስጥ የተገጣጠሙ የኤሌትሪክ ተሽከርካሪዎችን (EV) እና የባትሪ ኃይል መሙያ መሠረተ ልማቶቻቸውን ማግኘት ችሏል። የጂ.አይ.ጂ(GIG) ቡድን ሊቀመንበር 'ቺዲ አጃሬ'፣ በአፍሪካ በተመጣጣኝ ዋጋ እና ለስነ-ምህዳሩ ተስማሚ የሆነ የትራንስፖርት አማራጮችን ለማቅረብ 'ጄት ሞተርስን' እ.ኤ.አ በ2018 አቋቋመ። ኩባንያው፣ እቃ የማጓጓዣ ቫኖችን፣ አምቡላንሶች፣ ወታደራዊ እና የህዝብ መገልገያ ተሽከርካሪዎችን ጨምሮ፣የተለያዩ የኤሌክትሪክ ተሽከርካሪዎችን ማምረት ችሏል ። እ.ኤ.አ በሚያዚያ 2023፣ የሌጎስ ግዛት አስተዳዳሪ 'ባባጂዴ ሳንዎሉ' በሌጎስ ግዛት የህዝብ ማመላለሻ ተሽከርካሪዎች እቅድ መሰረት፣ የመጀመሪያዎቹ የኤሌክትሪክ አውቶቡሶች መድረሳቸውን አስታውቀዋል። የኬንያውያን ከደቡብ-ምስራቅ እስያ የገንዘብ መላክ እና መቀበል ሳፋሪኮም በ'ባንግላዲሽ' እና በ'ፓኪስታን' ውስጥ ከ200 ሚሊዮን በላይ ለሚሆኑ ሰዎች ከ32 ሚሊዮን በላይ የኤም-ፔሳ (M-PESA) ደንበኞች ገንዘብ እንዲልኩ እና እንዲቀበሉ ለማስቻል፣ 'ቴራፔይ' (TerraPay) ከተሰኘው የዩናይትድ ኪንግደም የፋይንቴክ ኩባንያ ጋር አጋርነት ፈጥሯል። ደንበኞች በኤም-ፔሳ (M-PESA) ሱፐር (Super) የስልክ ላይ መተግበሪያ በኩል፣ አለም አቀፋዊውን የኤም-ፔሳ (M-PESA) አገልግሎት ተጠቅመው ወደ እነዚህ አገሮች ገንዘብ መላክ እና መቀበል ይችላሉ። ""እንዲሁም የስልክ ላይ የመስመር (USSD) ሚስጥራዊ ቁጥርን፣ *334# ፣ብለው በመደወል፣ "" ገንዘብ ላክ"" ከሚለው የምርጫ ዝርዝር ውስጥ አለማቀፋዊ ኤም-ፔሳ (M-PESA Global ) የሚለውን በመምረጥ ገንዘብ መላላክ ይችላሉ። የኤም-ፔሳ (M-PESA) ደንበኞች ከጥቂት ወራት በኋላ በ'ህንድ' እና በ'ኔፓል' ላሉ ሰዎች ገንዘብ መላክ እና መቀበል እንደሚችሉም 'ቴሌኮ' ጠቅሷል። ከ'ቴራፔይ' ከተጨመረ በኋላ፣ የአለማቀፉን የኤም-ፔሳን (M-PESA) አገልግሎት አሁን ከ35 በላይ ለሆኑ አጋሮቹ ያቀርባል፣ ይህም በኬንያ ያሉ ደንበኞች ገንዘብ እንዲልኩ እና እንዲቀበሉ ፣እናም በ170 በላይ በሚሆኑ የተለያዩ ሀገራት ክፍያ እንዲልኩ እና እንዲቀበሉ ያስችላቸዋል። በሳፋሪኮም (Safaricom) በጣም በቅርቡ የገንዘብ ምደባ እና ክፍፍል ዓመት ላይ፣ ከ917,000 በላይ የአለምአቀፉ የኤም-ፔሳ (M-PESA) አገልግሎት ተጠቃሚዎች ከ31.8 ሚሊዮን በላይ በድምሩ 418 ቢሊዮን Ksh የሚሆን ገንዘብ፣ ግብይቶችን ለማካሄድ ተጠቅመውበታል። ስለዚህም ኤም-ፔሳ (M-PESA) ከ90 በመቶ በላይ የሚሆነውን የሀገሪቱን የገንዘብ ልውውጥ አከናውኗል። ባንኮች፣ ቴልኮስ... እናም ሌሎች፣ በናይጄሪያ የመረጃ ጥበቃ ኮሚሽን እ.ኤ.አ. እስከ ታህሳስ 2023 ድረስ መመዝገብ ሁሉም ባንኮች፣ ቴሌኮዎች፣ ትምህርት ቤቶች እናም ሌሎች የናይጄሪያውያንን መረጃ የሚያስተዳድሩ ንግዶች በሙሉ፣ እ.ኤ.አ እስከ ታህሳስ 2023 ድረስ የመረጃ ተገዢነትን ለመቆጣጠር፣ በናይጄሪያ የመረጃ ጥበቃ ኮሚሽን (NDPC) መመዝገብ አለባቸው። የናይጄሪያ የመረጃ ጥበቃ ኮሚሽን (NDPC) ብሄራዊ ኮሚሽነር የሆነው፣ 'ቪንሴንት ኦላቱንጂ' ትናንት በናይጄሪያ የመረጃ ጥበቃ ህግ ላይ በተካሄደው የግንዛቤ ማስጨበጫ መድረክ ላይ እንደገለፁት፣ የህጉን ድንጋጌዎች ተከትሎ ሁሉም የመረጃ ተቆጣጣሪ እና መረጃ ማቀነባበሪያ አካላት፣ ህጉ ከወጣ በኋላ በስድስት ወራት ውስጥ መመዝገብ አለባቸው ። ናይጄሪያ ከ500,000 በላይ የመረጃ አቀናባሪዎች እና ተቆጣጣሪዎች ያሏት ሲሆን፣ 'ኦላቱንጂ' ሲናገሩም ፣ህጉ የናይጄሪያ የመረጃ ጥበቃ ኮሚሽን (NDPC) ለእነዚህ ድርጅቶች ህግጋቱ ጋር እስኪላመዱ ስድስት ወራትን ሊሰጣቸው እንደሚገባ ይገልጻል። አንተ ግን ለምን ግድ ይልሀል? ኦላቱንጂ' እያንዳንዱ ናይጄሪያዊ የመረጃው አካል ነው፣ ምክንያቱም ሁሉም ግለሰብ ከመንግስትም ሆነ ከግል ድርጅቶች ጋር መረጃ ስላላቸው ነው። ስለዚህ፣ መረጃዎ እንዲሰበሰብ የመስማማት ወይም ያለመስማማት ምርጫ እና የተሳሳተውን መረጃ የማረም መብት አለዎት። በተጨማሪም፣ መረጃዎንም ከአንድ የመረጃ መቆጣጠሪያ ወደ ሌላ የማዛወር ወይም የማስተላለፍ መብት አለዎት። በሌላ በኩል፣ የመረጃ ተቆጣጣሪዎች እና ማቀነባበሪያዎች ከነሱ ጋር ያለውን መረጃዎን በደንብ እንዲጠበቅ በጥንቃቄ እና በተጠያቂነት የማረጋገጥ ግዴታ አለባቸው ፤ ከዚህም በላይ የናይጄሪያውያንን መረጃ በመጠበቅ ረገድ ያላቸውን የመተባበር ፍላጎት ለናይጄሪያ የመረጃ ጥበቃ ኮሚሽን (NDPC) በማሳወቅ ፣እ.ኤ.አ ከጥር እስከ መጋቢት 2024 ድረስ ሁሉም የተመዘገቡ ድርጅቶች አመታዊ የገቢ እና ወጪ ዘገባ ለኮሚሽኑ ማቅረብ አለባቸው። እ.ኤ.አ. በ2020 ወደ ተፈጠረው ተመሳሳይ ሁኔታ በማህደረ ትውስታ እንሂድ። ይህንን አንብብ፡ ኤን.አይ.ቲ.ዲ.ኤ(NITDA) የናይጄሪያውያንን የመረጃ ግላዊነት መብቶችን የመጠበቅ ተልእኮ ላይ ነው። ከዚያም ይህ: ቴክፖይንት አፍሪካ (Techpoint) አሁን የኤን.ዲ.ፒ.አር (NDPR) ተባባሪ ነው; የሰኔ ሰላሳው የመጨረሻ ማስገቢያ ቀን እንዴት እንዳሸነፍነው እነሆ ታገሱኝ፡ የናይጄሪያ የመረጃ ጥበቃ፣ መጋቢት 15 የመተባበር ቀነ-ገደብ፡ ማወቅ ያለብዎት ነገር እና የመጨረሻው ነው፣ ቃል እገባለሁ፡ ከ ኤን.አይ.ቲ.ዲ.ኤ (NITDA) የመጨረሻ ቀነ-ገደብ ከ 1 ወር በኋላ፣ የናይጄሪያ ጀማሪ ድርጀቶች የበይነመረብ ላይ የቀጥታ የመረጃ ግላዊነት ፖሊሲ ሙሉ በሙሉ ተባባሪ የሆኑ አይመስሉም። ምናልባት ካመለጠዎት ለምን ይህ ቻይናዊ ባለሀብት በአፍሪካ የድር3 (web3) አቅም ላይ ትልቅ ውርርድ ያዘ "" በሰው የተሰራ አዋቂ (AI) በናይጄሪያ ውስጥ ገና በዳዴ መሄድ እንኳን አልጀመረም""- በናይጄሪያ ስለ ሰው ሰራሽ የማሰብ ችሎታ(Artificial intelligence) ሁኔታ ላይ የቴክኖሎጂ ባለሙያዎች እንደተናገሩት። ስታርሊንክ (Starlink) በኬንያ ይጀመራል፣ የ ካሪቡ መገናኛን (Karibu Connect) እንደ ተፈቀደለት አከፋፋይም አርጎ መረጧል። የናይጄሪያ ኢንሹራንስ ጅምር 'ማይከቨር.ኤ.አይ' (MyCover.ai)፣ በባለንብረትነት ቴክኖሎጂው ላይ የመዋዕለ ንዋይ ፈሰስ ለማድረግ፣ የ1.25 ሚሊዮን ዶላር የቅድመ ዘር የገንዘብ ድጋፍ ሰብስቧል። አፍሪካውያን በበይነመረብ ላይ በቀጥታ በመማር ከ2.7 ሚሊዮን በላይ ሰአታትን አሳልፈዋል። ለአህጉሪቱ የትምህርት ሁኔታ ቀጥሎ ምን ይመጣል? የማነበው እና የማየው የኢንስታግራም ሰሞነኛ ለውጦች፣ አንዳንድ አዳዲስ ባህሪያት ጨምረዋል፣ አሁንም እውነተኛው የትዊተር ዳግም ስሪት ከመሆን ገና ይቀረዋል። ሊቨርፑል 'ጆርዳን ሄንደርሰንን' ለ'አል ኢቲፋክ' በ12 ሚሊዮን ዩሮ ለመሸጥ ተስማምቷል። ጭንቅላትህ እውነታውን አይቶ አይዝም ፣ እራሱ ነው የሚፈጥረው። ሕይወትዎን ሊለውጡ የሚችሉ አማራጮች","Ethiopia ends a 5-month social media ban The City of Cape Town has introduced a municipal app that residents can use to view their load-shedding schedules, report a challenge, access online services, and stay informed about the City's news. Available on App Store and Play Store, residents can participate in municipal decision-making on the platform. Deputy Mayor, Eddie Andrews, said the decision to introduce a comprehensive app was due to the pilot success of Cape Town's load-shedding app in 2022. Here's what I've got for you today: Ethiopia ends a 5-month social media ban Nigeria plans to develop electric vehicles Kenyans to send and receive money from South-East Asia Banks, telcos to register with the Nigerian Data Protection Commission by December 2023 Ethiopia ends a 5-month social media ban Ethiopia has lifted Internet restrictions imposed in February 2023 due to anti-government protests brought on by conflicts within the Ethiopian Orthodox Tewahedo Church (EOTC). Here’s what happened: When three church leaders proclaimed themselves archbishops and established their governing body in January 2023, protests erupted in the Oromiya region. While some protesters criticised their action, others backed it. The Ethiopian state has long had close ties with the Orthodox Church — more than 40% of its citizens are members. As at February 10, the church reported that over 30 people had been killed, accusing the Ethiopian government of ""meddling"" in its internal affairs even after Prime Minister Abiy Ahmed asked his ministers to stay out of the dispute. Following the ban, human rights organisations criticised the decision. In March 2023, Amnesty International said the restriction blatantly violated people's rights to freedom of expression and access to information. A local Chief Security Officer (CSO), Center for the Advancement of Rights and Democracy (CARD), claimed last week that Ethiopia suffered a staggering economic loss of more than $140 million due to the five-month Internet ban. Sidebar Alert: In June 2023, Senegal censored access to social media platforms like Facebook, Twitter, WhatsApp, Instagram, YouTube, and Telegram in response to a widespread protest over the sentencing of opposition leader Ousmane Sonko. The Senegalese government hasn’t lifted the ban. Nigeria plans to develop electric vehicles The Nigerian government has announced plans to begin the development of Electric Vehicles (EVs) as part of its Automotive Policy. This comes as the fuel pump price has risen to ₦‎617 ($0.78) per litre in the country following subsidy removal. Permanent Secretary of the Ministry of Industry, Trade, and Investment, Evelyn Ngige, represented by the ministry's Director of Industry Development, Adewale Bakare, noted that the plan outlines the steps the government will take to develop, expand, and use EVs in Nigeria. In other EV news, the Nigerian Government, via the National Automotive Design and Development Council (NADDC), has acquired Jet Motors’ locally assembled EVs and their charging infrastructure. Chidi Ajaere, Chairman of the GIG Group, founded Jet Motors in 2018 to provide affordable and eco-friendly transportation options in Africa. The company also manufactures a range of electric vehicles, including delivery vans, ambulances, and military and utility vehicles. In April 2023, the Lagos State Governor, Babajide Sanwolu, announced the arrival of the first set of electric buses in the Lagos State Mass Transit Plan. Kenyans to send and receive money from South-East Asia Safaricom has collaborated with UK-based fintech company, TerraPay, to enable over 32 million M-PESA customers to send and receive money to over 200 million people in Bangladesh and Pakistan. Customers can send and receive funds to these countries via the M-PESA Global service available through the M-PESA Super app. They can also dial the USSD code, *334#, and select M-PESA Global from the ""Send Money"" menu. The telco mentioned that M-PESA customers will soon send and receive money to people in India and Nepal in a few months. With the addition of TerraPay, the M-PESA Global service now offers more than 35 partners, allowing customers in Kenya to send and receive money and send and receive payments to more than 170 different countries. In Safaricom's most recent fiscal year, over 917,000 M-PESA Global service users used it to conduct more than 31.8 million transactions totalling over Ksh 418 billion. Thus, M-PESA handled more than 90% of the country’s remittances. Banks, telcos to register with the Nigerian Data Protection Commission by December 2023 All banks, telcos, schools, and other businesses that manage Nigerians' data must register with the Nigerian Data Protection Commission (NDPC) for data compliance monitoring by December 2023. The National Commissioner of the NDPC, Vincent Olatunji, stated yesterday at a sensitisation forum on the Nigeria Data Protection Act that doing so follows the Act's provisions, which require all data controllers and data processors to register within six months of the law's enactment. Nigeria has over 500,000 data processors and controllers, and Olatunji said the law specifies that the NDPC must give these organisations six months to become familiar with its provisions. Why should you care? Olatunji stated that every Nigerian is a data subject because they all have data with either the government or private organisations. Consequently, you have the choice to consent or not to the collection of your data and the right to correct inaccurate data. Additionally, you are entitled to transfer your data from one data controller to another. On the other hand, data controllers and data processors owe you the duty of care and accountability to ensure that the data with them is well protected.What's more, between January and March 2024, all registered organisations must submit annual audit reports to the commission, informing the NDPC of their progress in protecting Nigerians’ data. Let's take a walk down memory lane from a similar situation in 2020. Read this: NITDA is on a mission to safeguard the data privacy rights of Nigerians Then this: Techpoint Africa is now NDPR compliant; here’s how we beat the June 30 deadline Bear with me: Nigeria data protection, March 15 compliance deadline: What you should knowAnd the last one, I promise: 1 month after NITDA deadline, Nigerian startups appear not fully complaint with online data privacy policy In case you missed it Why this Chinese investor is betting big on Africa's Web3 potential ""AI in Nigeria has not even started crawling"" - tech experts on the state of artificial intelligence in Nigeria Starlink launches in Kenya, chooses Karibu Connect as its authorised reseller Nigerian insurtech startup, MyCover.ai, has raised a $1.25 million pre-seed to invest in its proprietary technology Africans spent 2.7m+ hours learning online. What's next for education on the continent? What I'm reading and watching Instagram’s Threads Adds Some New Features, Still Falls Short of Being a True Twitter Clone Liverpool agree to sell Jordan Henderson to Al-Ettifaq for initial £12m Your brain doesn’t detect reality, It creates it. Choices that can Change your Life","Ƙasar Habasha ta kawo ƙarshen dakatarwar da ta sanya a shafukan sada zumunta na tsawon watanni 5 Birnin Cape Town ya gabatar da wata manhaja ta ƙaramar hukuma wacce mazauna garin za su iya amfani da ita don duba jadawalin rage nauyi, da bayar da rahoton ƙalubale, da samun damar yin amfani da yanar gizo, da kuma sanar da jama'a game da labaran birnin. Tana nan a manhajar App Store da Play Store, mazauna za su iya bada gudumawa cikin hukunce-hukuncen birni akan dandali. Mataimakin magajin garin, Eddie Andrews, ya ce an yanke shawarar gabatar da cikakkiyar manhaja ne saboda nasarar gwajin da aka samu na aikin rage wahala a Cape Town a shekarar 2022. Ganan abin da na samo muku a yau: Ƙasar Habasha ta kawo ƙarshen dakatarwar da ta sanya a shafukan sada zumunta na tsawon watanni 5 Najeriya na shirin ƙera motocin lantarki Yan Kenya zasu fara aikawa da karɓar kuɗi daga Kudu Maso Gabashin Asiya Bankuna da kamfanin telcos za su yi rajista da Hukumar Kare Bayanai ta Najeriya nan da watan Disamba 2023 Ƙasar Habasha ta kawo ƙarshen dakatarwar da ta sanya a shafukan sada zumunta na tsawon watanni 5 Habasha ta ɗage takunkumin da ta ƙaƙaba a Intanet a watan Fabrairun 2023 saboda zanga-zangar adawa da gwamnati da rikici ya haifar a cikin Cocin Orthodox na Habasha (EOTC). Ga abin da ya faru: Lokacin da shugabannin coci uku suka shelanta kansu a matsayin limaman cocin kuma suka kafa hukumar mulki a watan Janairun 2023, zanga-zangar ta ɓarke a yankin Oromiya. Yayin da wasu masu zanga-zangar suka soki matakin da suka ɗauka, wasu kuma na goyon bayan hakan. Ƙasar Habasha ta daɗe tana da kusanci da Cocin Orthodox - fiye da kashi 40% na 'yan ƙasarta mambobin (cocin) ne. Ya zuwa ranar 10 ga watan Fabrairu, cocin ta ba da rahoton cewa an kashe mutane sama da 30, inda ta zargi gwamnatin ƙasar Habasha da yin ""shishigi"" a cikin harkokinta na cikin gida duk da cewa firaminista Abiy Ahmed ya buƙaci ministocinsa da su kaucewa rikicin. Bayan haramcin, ƙungiyoyin kare haƙƙin bil'adama sun soki wannan mataki. A watan Maris 2023, ƙungiyar Amnesty International ta ce takunkumin ya keta haƙƙin mutane na 'yancin faɗan albarkacin bakinsu da kuma samun bayanai. Wani babban jami’in tsaro na cikin gida (CSO), hukumar Centre for Advancement of Rights and Democracy (CARD), ya yi iƙirari a makon da ya gabata cewa Habasha ta yi asara na tattalin arziki na sama da dala miliyan 140, sakamakon dakatar da Intanet na tsawon watanni biyar. Sidebar Alert: A watan Yunin 2023, Senegal ta ba da izinin shiga shafukan sada zumunta kamar Facebook, Twitter, WhatsApp, Instagram, YouTube, da Telegram don shawo kan babbar zanga-zangar da aka yi kan hukuncin da aka yanke wa jagoran 'yan adawa Ousmane Sonko. Gwamnatin Senegal ba ta ɗage takunkumin ba. Najeriya na shirin ƙera motocin lantarki Gwamnatin Najeriya ta sanar da shirin fara ƙera motocin lantarki (EVs) a wani ɓangare na Manufofinta na Ƙera Motoci. Hakan na zuwa ne yayin da farashin man fetur ya tashi zuwa ₦ 617 ($0.78) a kowace lita a ƙasar bayan cire tallafi. Sakatariyar Dindindin ta Ma’aikatar Masana’antu, Masuwanci da Hannun Jari, Evelyn Ngige, wacce Daraktan ci gaban masana’antu na ma’aikatar, Adewale Bakare, ya wakilta, ya bayyana cewa shirin ya bayyana matakan da gwamnati za ta ɗauka na ƙerawa, da faɗaɗawa, da kuma amfani da fasahar EVs a Najeriya. A wani labarin na EV, Gwamnatin Najeriya ta hannun Hukumar Kula da Ƙera Motoci ta Ƙasa (NADDC), ta mallaki motocin Jet Motors na gida tare da kayayyakin cajin su. Chidi Ajaere, Shugaban GIG Group, ya kafa kamfanin Jet Motors a shekarar 2018 don samar da hanyoyin sufuri mai araha da aminci a Afirka. Kamfanin ya kuma ƙera motoci masu amfani da wutar lantarki da dama, da suka haɗa da motocin jigilar kaya, da motocin ɗaukar marasa lafiya, da motocin sojoji da kuma na kayan aiki. A watan Afrilun 2023, gwamnan jihar Legas, Babajide Sanwolu, ya sanar da isowar motocin bas masu amfani da wutar lantarki na farko a cikin shirin jigilar jama'a na jihar Legas. Yan Kenya zasu fara aikawa da karɓar kuɗi daga Kudu Maso Gabashin Asiya Kamfanin Safaricom ya haɗa kai da kamfanin Fintech na Burtaniya, TerraPay, don baiwa abokan ciniki na kamfanin M-PESA sama da miliyan 32 damar aikawa da karɓar kuɗi ga sama da mutane miliyan 200 a Bangladesh da Pakistan. Abokan ciniki za su iya aikawa da karɓar kuɗi zuwa waɗannan ƙasashe ta hanyar ayyukan M-PESA na Duniya da ake samu ta manhajar M-PESA Super app. Hakanan za su iya buga lambar USSD, *334#, sannan su zaɓi M-PESA Global daga menu na ""Aika Kuɗi"". Tashar telco ta ambata cewa abokan cinikin M-PESA nan ba da jimawa ba za su fara aikawa da karɓar kuɗi daga/ga mutane a Indiya da Nepal nan da 'yan watanni. Haɗi da ƙarin kamfanin TerraPay, ayyukan M-PESA na Duniya yana da abokan tarayya fiye da 35, yana bawa abokan ciniki a Kenya damar aikawa da karɓar kuɗi da aikawa da karɓar biyan kuɗi zuwa fiye da 170 ƙasashe daban-daban. A shekarar kasafin kuɗi na baya-bayan nan na kamfanin Safaricom, masu amfani da ayyukan na duniya sama da 917,000 M-PESA sun yi amfani da ita wajen gudanar da hada-hadar kasuwanci na sama da miliyan 31.8 da ta kai sama da Ksh biliyan 418. Don haka, M-PESA ta kula da fiye da kashi 90% na kuɗaɗen da ake turawa ƙasar. Bankuna da kamfanin telcos za su yi rajista da Hukumar Kare Bayanai ta Najeriya nan da watan Disamba 2023 Duk bankuna, da kamfanonin telcos, damakarantu, da sauran kasuwancin da ke sarrafa bayanan ’yan Najeriya dole ne su yi rajista da Hukumar Kare Bayanai ta Najeriya (NDPC) don sa ido kan bin bayanan nan da Disambar 2023. Kwamishinan NDPC na ƙasa Vincent Olatunji ne ya bayyana haka jiya a wajen wani taron wayar da kan jama’a kan dokar kare bayanan Najeriya yana mai cewa yin hakan ya biyo bayan tanadin dokar ne wanda ya buƙaci dukkan masu kula da bayanai da masu sarrafa bayanai su yi rajista cikin watanni shida da kafa dokar. Najeriya na da masu sarrafa da kula da bayanai sama da 500,000, kuma Olatunji ya ce doka ta nuna cewa dole ne hukumar NDPC ta baiwa waɗannan ƙungiyoyi watanni shida domin sanin tanade-tanadenta. Me yasa ya kamata ku kula? Olatunji ya bayyana cewa duk wani ɗan Najeriya mutum ne da ya shafi bayanai domin dukkansu suna da bayanai tare da gwamnati ko kuma ƙungiyoyi masu zaman kansu. Saboda haka, kuna da zaɓi ku amince ko kuƙi amincewa da tattara bayananku da haƙƙin gyara bayanan da ba daidai ba. Bugu da ƙari, kuna da damar canja wurin bayananku daga wani mai kula da bayanai zuwa wani. A gefe guda kuma, masu kula da bayanai da masu sarrafa bayanai suna bin ku aikin kulawa da tsantsancewa don tabbatar da cewa bayanan da ke tattare a wurinsu na cikin kyakkyawar kariya. Haka kuma, tsakanin watan Janairu zuwa Maris na shekarar 2024, duk ƙungiyoyin da suka yi rajista, dole ne su gabatar da rahoton tantancewa na shekara-shekara ga hukumar, tare da sanar da hukumar ta NDPC irin ci gaban da suka samu wajen kare bayanan ‘yan Najeriya. Bari mu yi leƙe zuwa tarihi daga irin wannan yanayin a shekarar 2020. Karanta wannan: Hukumar NITDA tana kan aikin kiyaye haƙƙin sirrin bayanan 'yan Najeriya Sannan wannan: Yanzu Techpoint Africa yana bin NDPR; ga yadda muka doke ranar 30 ga Yuni Ku yi haƙuri da ni: Kariyar bayanan Najeriya, 15 ga watan Maris ne ranar bi ta ƙarshe: Abin da ya kamata ku sani Kuma na ƙarshe, na yi alƙawari: wata 1 bayan wa'adin Hukumar NITDA, sabbin kamfanoni a Najeriya basa bin dokokin sirrin bayanai.. Idan kun rasa shi Dalilin da ya sa wannan ɗan kasuwa daga ƙasar Sin ke zuba manyan kuɗaɗe kan yiwuwar fasahar Web3 na Afirka Fasahar AI a Najeriya bai ma fara rarrafe ba - masana fasahar ƙere-ƙere ke bayani kan fasahar na'ura mai hankali a Najeriya Kamfanin Starlink yayi ƙaddamarwa a Kenya, ya zaɓi kamfanin Karibu Connect a matsayin mai siyar da izini Kamfanin insurtech na Najeriya, MyCover.ai, ya tara dala miliyan 1.25 don saka hannun jari a fasaharsa. Yan Afirka sun shafe sa'o'i 2.7m+ suna koyo ta yanar gizo. Mene ne a gaba game da ilimi a nahiyar? Abin da nake karantawa da kallo Manhajar Instagram yana Ƙara Wasu Sabbin Fasali, Har yanzu Da Sauran Aiki a Kansa Wajen Kamanceceniya da manhajar Twitter Clone Liverpool ta amince za ta siyar da Jordan Henderson ga Al-Ettifaq kan fam miliyan 12 na farko Ƙwaƙwalwarku ba ta gano gaskiya ba, Yana haifar da shi. Zaɓuɓɓukan da zasu iya Canja Rayuwarku","Ethiopia inamalizia marufuku ya miezi 5 ya mitandao ya kijamii Jiji la Cape Town limeanzisha Programu ya manispaa ambayo wakazi wanaweza kutumia kutazama ratiba zao za uondoaji mizigo, kuripoti changamoto, kufikia huduma za mtandaoni, na kuendelea kufahamishwa kuhusu habari za Jiji. Inapatikana kwenye App Store na Play Store, wakazi wanaweza kushirika katika kufanya maamuzi ya manispaa kwenye jukwaa. Naibu meya, Eddie Andrew, alisema uamuzi wa kuanzishwa Programu ya kina ulitokana na mafanikio ya majaribio ya Programu ya kupakia mizigo ya Cape Town mwaka 2022. Hii ndio niliyokupa leo: Ethiopia yamaliza marufuku ya miezi 5 ya mitandao ya kijamii Nigeria inapanga kutumia magari yanayotumia umeme Wakenya kutuma na kupokea pesa kutoka kusini mashariki mwa Asia Benki, telcos kujisajili na Tume ya kulinda Data ya Nigeria kufikia Desemba 2023 Ethiopia yamaliza marufuku ya miezi 5 ya mitandao ya kijamii ethiopia imeondoa vikwazo vya mtandao vilivyowekwa mnamo Februari 2023 kutokana na maandamano dhidi ya serikali yaliyosababishwa na mizozo ndani ya kanisani la Orthodox la Ethiopia la Tewahedo (EOTC). Hiki ndicho kilichotokea: Wakati viongozi watatu wa kanisa walipojitangaza kuwa maaskofu na kuanzisha baraza lao la uongozi mnamo Januari 2023, maandamano yalizuka katika mkoa wa Oromiya. Huku baadhi ya waandamanaji wakiikosoa hatua yao, wengine waliunga mkono. Jimbo la Ethiopia kwa muda mrefu limekuwa na uhusiano wa karibu na kanisa la Orthodox zaidi ya 40% ya raia wake ni waumini. Kufikia Februari 10, kanisa liliripoti kuwa zaidi ya watu 30 waliuwa, wakiishutumu serikali ya Ethiopia ""kuingilia kati"" masuala yake ya ndani hata baada ya waziri mkuu Abiy Ahmed kuwataka mawaziri wake kujiepusha na mzozo huo. Kufuatia marufuku hiyo, mashirika ya kutetea haki za binadamu yamekosoa uamuzi huo. Mnamo Machi 2023, Amnesty International ilisema kizuizi hicho kilikiuka wazi wazi haki za watu na uhuru wa kujieleza na kupata habari. Afisa mkuu wa usalama wa eneo hilo (CSO), kituo cha kuendeleza haki na Demokrasia (CARD), alidai wiki iliyopita kuwa Ethiopia ilipata hasara kubwa ya kiuchumi ya zaidi ya Dola milioni 140 kutokana na marufuku ya miezi ya intaneti. Tahadhari muhimu: Mnamo Juni 2023, Senego ilidhibiti ufikiaji wa majukwaa ya mitandao ya kijamii kama vile Facebook, Twitter,WhatsApp, Instagram, You Tube, na Telegram kujibu maandamano yaliyoenea juu ya kuhukumiwa kwa kiongozi wa upinzani Ousmane Senko. Serikali ya Senego haijaondoa marufuku hiyo. Nigeria inapanga kutengeneza magari yanayotumia umeme Serikali ya Nigeria imetangaza mipango ya kuanza kutengeneza magari ya umeme (Evs) kama sehemu ya sera yake ya magari. Haya yanajiri kwa vile bei ya kujaza mafuta imepanda hadi N617 ($0.78) kwa lita nchini kufuatia kuondolewa kwa ruzuku. Katibu mkuu wa wizara ya viwanda, biashara na uwekezaji, Evelyn Ngige, akiwakilishwa na mkurugenzi wa maendeleo ya viwanda wa wizara hiyo, Adewale Bakare, alibainisha kuwa mpango huo unaelezea hatua ambazo serikali itazichukua ili kundeleza, kupanua, na kutumia EVs nchini Nigeria. Katika habari nyingine za Ev, serikali ya Nigeria, kupitia baraza la kitaifa la usanifu wa maendeleo ya magari (NADDC), imepata Jet Motors za EV zilizokusanywa ndani na miundombinu yake ya kuchaji. Chidi Ajaere, mwenyekiti wa kikundi cha GIG, alianzisha Jet Motors mwaka 2018 ili kutoa chaguzi za usafiri nafuu na rafiki wa mazingira barani afrika. Pia kampuni hiyo inatengeneza aina mbali mbali za magari ya umeme, ikiwemo magari ya kubeba mizigo, ambulensi, na magari ya kijeshi na ya matumizi. Mnamo Aprili 2023, gavana wa jimbo la Lagos, Babajide Sanwolu, alitangaza kuwasili kwa seti ya kwanza ya mabasi ya umeme katika mpango wa usafiri wa jimbo la Lagos. Wakenya kutuma na kupokea pesa kutoka kusini mashariki mwa Asia Safaricom imeshirikiana na kampuni ya fintech ya uingereza, TerraPay, kuwezesha wateja wa M-PESA zaidi ya milioni 32 kutuma na kupokea pesa kwa watu zaidi ya milioni 200 nchini Bangladesh na Pakistani. Wateja wanaweza kutuma na kupokea fedha kwa nchi hizi kupitia huduma ya M-PESA Global inayopatikana kupitia Programu ya Supa ya M-PESA. Pia wanaweza kupiga msimbo wa USSD, *334#, na kuchagua M-PESA Global kutoka kwenye menyu ya ""Tuma Pesa"". telko ilisema kuwa wateja wa M-PESA watatuma na kupokea pesa hivi karibuni kwa watu wa India na Nepal baada ya miezi michache. Pamoja na kuongezwa kwa TerraPay, huduma ya M-PESA Global sasa inatoa zaidi ya washirika 35, hivyo kuruhusu wateja nchini Kenya kutuma na kupokea pesa na kutuma na kupokea malipo kwa zaidi ya nchi 170 tofauti. Katika mwaka wa fedha wa hivi kribuni wa Safaricom, zaidi ya watumiaji 917,000 wa huduma ya M-PESA Global waliitumia kufanya miamala zaidi ya milioni 31.8 ya jumla ya bilioni 418ksh. Hivyo, M-PESA ilishughulikia zaidi ya 90% ya fedha zinazotumwa na nchi. Benki, kampuni za mawasiliano kusajiliwa na tume ya kulinda takwimu ya Nigeria kufikia Desemba 2023. Benki zote, kampuni za telcos, shule na biashara nyingine zinazodhibiti takwimu ya wanaijeria lazimazisajiliwe na tume ya kulinda takwimu ya Nigeria (NDPC) kwa ufuatiliaji wa kufuata takwimu kufikia Desemba 2023. Kamishina wa kitaifa wa NDPC, Vincent Olatunji, jana alisema katika kongamano la uhamasishaji kuhusu sheriaya kulinda takwimu ya Nigeria kwamba kufanya hivyo kunafuata mashsrti ya sheria hiyo, ambayo inawataka wadhibiti wote wa takwimu na wachakataji wa takwimu kusajiliwa ndani ya miezi sita baada ya kupitishwa kwa sheria hiyo. Nigeria ina vichakataji na vidhibiti vya takwimu zaidi ya 500,000, na Olatunji alisema sheria inabainisha kuwa NDPC lazima iwape mashirika haya miezi sita kufahamu masharti yake. Kwa nini unapaswa kujali? Olatunji alisema kila mnaijeria ni mhusika wa takwimu kwa sababu wote wana takwimu aidha serikali au mashirika binafsi. Kwa hiyo una chaguo la kukubali au kutokukusanya takwimu yako na haki ya kusahihisha takwimu isiyo sahihi. Kwa kuongezea, unayo haki ya kuhamisha takwimu yako kutoka kidhibiti kimoja hadi kingine. Kwa upande mwengine, vidhibiti na vichakataji vya takwimu vinawiwa jukumu la utunzaji na uwajibikaji ili kuhakikisha kuwa takwimu zilizopo zinalindwa vyema. Zaidi ya hayo, kati ya Januari na Machi 2024, mashirika yote yasiyosajiliwa lazima yawasilishe ripoti za ukaguzi za kila mwaka kwa tume, yakiifahamisha NDPC kuhusu maendeleo yao katika kulinda takwimu za wanaijeria. Acha tutembee chini ya njia ya kumbukumbu kutoka kwa hali kama hiyo mnamo 2020. Soma hii: NITDA ina dhamira kulinda haki za faragha za takwimu za wanaijeria Basi hii: Techpoint Africa sasa inafuata NDPR; hivi ndivyo tunavyoshinda tarehe ya mwisho ya Juni 30 Nivumilie: Ulinzi wa Data wa Nigeria, tarehe ya mwisho ya kutii Machi 15: Unachopaswa kujua, na cha mwisho, ninaahidi: mwezi 1 baada tarehe ya mwisho ya NITDA, uanzishaji wa Nigeria haujalalamikiwa kikamilifu na sera ya faragha ya Data ya mtandaoni Ikiwa umeikosa Kwa nini muwekezaji huyu wa kichina anaweka dau kubwa kwenye uwezo wa Web3 wa Afrika ""AI nchini Nigeria haijaanza hata kutambaa"" wataalamu wa tech ju ya hali ya Akili Bandia nchini Nigeria Starlink inazinduliwa nchini Kenya, na kuchagua Karibu Connect kama muuzaji wake aliyeidhinishwa Kampuni ya bima ya Nigerian, MyCover.ai, imechangisha mbegu ya awali ya $1.25 milioni ili kuwekeza katika teknolojia ya umiliki. Waafrika walitumia masaa milioni 2.7m+ kujifunza mtandaoni. Nini kifuate kwenye elimu barani? Ninachosoma na kutazama Threads katika Instagram inaongeza baadhi ya vipengele vipya, bado inakosa kuwa mshirika wa kweli wa Twitter Liverpool imekubali kumuuza Jordan Handerson kwa Al-Ettifaq kwa paundi milioni 12 Hautambui ukweli, hutengeza hiki. Machaguo ambayo yanaweza kubadilisha maisha yako","Ethiopia fi òpin sí ìfòfin de ìkànnì ìbánidọ́rẹ̀ẹ́ olóṣù-5 Ìlu Cape Town ti ṣàfihàn ohun èlò ìmúṣiṣẹ́ ìlú tí àwọn olùgbé lè lò láti wo àwọn ètò ìmúná lọ, ṣe ìfisùn àwọn àdojukọ, ànfààní sí ìpèsè iṣẹ́ lórí ẹ̀rọ ayélujára, àti ìtẹ́tíléko fún ìròyìn nípa ìlú náà. Ó wà lórí App Store àti Play Store, àwọn olùgbé lè kópa nínú ìpinnu ṣíṣe fún ìlú lórí ìkànnì náà. Igbákejì Mayor, Eddie Andrew, sọ wí pé ìpinnu láti ṣàfihàn ohun èlò ìmúṣiṣẹ́ tó kún fọ́fọ́ wáyé nítorí àṣeyọrí ìwádìí ohun èlò ìmúṣiṣẹ́ ìmúná lọ ní Cape Town ní ọdún 2022. Nǹkan tí mo ní fún-un yín lónì rè é: Ethiopia fi òpin sí ìfòfin de ìkànnì ìbánidọ́rẹ̀ẹ́ olóṣù-5 Orílẹ̀-ède Nàìjíríà ń gbèrò láti ṣe àgbékalẹ̀ àwọn ọkọ̀ oníná. Àwọn ọmọ orílẹ̀-èdè Kenya máa lè fi owó ránṣẹ́ kí wọ́n sì tún gba owó láti South-East Asia Àwọn ilé ìfowópamọ́, àwọn ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ ní láti forúkọsílẹ̀ pẹ̀lú Àjọ Tó Ń Dáàbò Bo Dátà Ní Nàìjíríà ní oṣù Ọ̀pẹ ọdún 2023 Ethiopia fi òpin sí ìfòfin de ìkànnì ìbánidọ́rẹ̀ẹ́ olóṣù-5 Ethiopia ti gbé ẹsẹ̀ kúrò lórí ìdènà lílo ẹ̀rọ ayélujára tí wọ́n ṣe ní oṣù Èrèlé ọdún 2023 nítorí ìfẹ̀hónúhàn tó tako ìjọba tó wáyé látara dúkùú tó wà láàrin Ethiopian Orthodox Tewahedo Church (EOTC). Nǹkan tó ṣẹlẹ̀ rè é: Nígbà tí àwọn alàgbà ṣọ́ọ́ṣì mẹ́ta kéde ara wọn gẹ́gẹ́ bíi olórí alùfáà tí wọ́n sì dá ìgbìmọ̀ olùdarí tiwọn sílẹ̀ ní oṣù Ṣẹẹrẹ ọdún 2023, ìfẹ̀hónúhàn bẹ̀rẹ̀ ní agbègbe Oromiya. Nígbà tí àwọn olùfẹ̀hónúhàn kan tako ìṣesí wọn, àwọn tó kù tì í lẹ́yìn. Ìjọba orílẹ̀-èdè Ethiopia ti ní àjọṣepọ̀ tó gúnmọ́ fún ìgbà pípẹ́ pẹ̀lú Orthodox Church — 40% lé àwọn ọmọ orílẹ̀-èdè rẹ̀ ni wọ́n jẹ́ ọmọ ìjọ. Nígbà tí yóò fi di 10 oṣù Èrèlé, ṣọ́ọ́ṣì náà ti kéde pé àwọn ènìyàn tó lé ní 30 ni wọ́n ti pa, tó sì ń nàka àléébù sí ìjọba orílẹ̀-èdè Ethiopia fún ""dídásí"" ọ̀rọ abẹ́lé rẹ̀ kódà lẹ́yìn tí Adarí Ìgbìmọ̀ Ìjọba Abiy Ahmed sọ fún mínísítà rẹ̀ pé kí ó má dàsí rògbòdìyàn náà. lẹ́yìn ìfòfindè náà, àwọn àjọ ajàfẹ́tọ ọmọnìyàn tako ìpinnu náà. Ní oṣù Èrenà ọdún 2023, Amnesty International sọ wí pé ìdíwọ́ náà tẹ ẹ̀tọ́ àwọn ènìyàn sí òmìnira ọ̀rọ̀ sísọ àti ànfààní sí ìròyìn m���́lẹ̀. Olórí Òṣìṣẹ́ Aláàbò ìbílẹ̀ kan (CSO), Ẹ̀ka tó ń rí sí Ìtẹ̀síwájú Ẹ̀tọ́ àti Ìjọba Àwarawa (CARD), sọ ní ọ̀sẹ̀ tó kọjá pé Ethiopia kàgbákò òfò ọrọ̀ ajé tí ó ju $140 mílíọ̀nù lọ nítorí ìfòfinde ẹ̀rọ ayélujára olóṣù-márùn-ún náà. Ìtanijí Létí Ìlà: Ní oṣù Òkudù ọdún 2023, orílẹ̀-èdè Senegal fòfinde ànfààní sí àwọn ìkànnì ìbánidọ́rẹ̀ẹ́ bíi Facebook, Twitter, WhatsApp, Instagram, YouTube, àti Telegram ní èsì sí ìfẹ̀hónúhàn tó ń tàn kálẹ̀ látara ìtìmọ́lé olórí ẹgbẹ́ alátakò Ousmane Sonko. Ìjọba orílẹ̀-èdè Senegal ò tí ì gbẹ́sẹ̀ kúrò lórí ìfòfindè náà. Orílẹ̀-ède Nàìjíríà ń gbèrò láti ṣe àgbékalẹ̀ àwọn ọkọ̀ oníná. Ìjọba orílẹ̀-èdè Nàìjíríà ti kéde èròngbà láti bẹ̀rẹ̀ sí pèsè àwọn ọkọ̀ oníná (EV) gẹ́gẹ́ bí ọ̀kan lára Ìlànà iṣẹ́ Ọkọ̀ rẹ̀. Èyí wáyé lẹ́yìn tí owó epo ti gòkè lọ sí ₦617 ($0.78) fún lítà kan ní orílẹ̀-èdè náà lẹ́yin yíyọ owó ìrànwọ́ orí epo. Akọ̀wé Àgbà Ìjọba ní Ilé Iṣẹ́ Ìjọba tó ń rí sí Ilé Iṣẹ́, Ìṣòwò, àti Ìdókówò, Evelyn Ngige, tí Olùdarí Ilé Iṣẹ́ àti Ìdàgbàsókè, Adewale Bakare ṣojú, sọ wí pé ìlànà náà ṣe àtò àwọn ìgbésẹ̀ tí ìjọba máa gbé fún ìdàgbàsókè, ìfẹ̀lójú àti lílo EV ní Nàìjíríà. Nínú ìròyìn EV mìíràn, ìjọba orílẹ̀-èdè Nàìjíríà, nípasẹ̀ Àjọ tó ń rí sí Ìṣelọ́jọ̀ Ọkọ̀ àti Ìdàgbàsókè Ní Orílẹ̀-èdè náà (NADDC), ti ra àwọn EV tí Jet Motors tò papọ̀ lábẹ́lé àti àwọn ohun ìgba agbára amáyédẹrùn wọn. Chidi Ajaere, Alága GIG Group, tó dá Jet Motors sílẹ̀ ní ọdún 2018 láti pèsè ìrìnkèrindò ọkọ̀ tó rọjú tó sì bá àwùjọ mu ní ilẹ̀ Adúláwọ̀. Ilé iṣẹ́ náà tún pèsè oríṣiríṣi ọkọ̀ oníná, tó fi mọ́ àwọn ọkọ̀ akẹ́rù, ọkọ̀ aláìsàn, àti ọkọ̀ ológun àti àwọn ọkọ̀ afàpótí gùn. Ní oṣù Igbe ọdún 2023, Gómìnà ìpínlẹ̀ Èkó, Babajide Sanwolu, kéde dídé ọ̀wọ́ àkọ́kọ́ àwọn ọkọ̀ akérò ńlá oníná nínú Lagos State Mass Transit Plan. Àwọn ọmọ orílẹ̀-èdè Kenya máa lè fi owó ránṣẹ́ kí wọ́n sì tún gba owó láti South-East Asia Safricom tí dòwòpọ̀ pẹ̀lú ilé iṣẹ́ ìṣúná onímọ̀-ẹ̀rọ tó wà ní UK, TerraPay, láti jẹ́ kí 32 mílíọ̀nù lé àwọn oníbàárà M-PESA fi owó ránṣẹ́ kí wọ́n sì gba owó sí 200 mílíọ̀nù lé àwọn ènìyàn ní Bangladesh àti Pakistan. Àwọn oníbàárà lè gba owó kí wọ́n sì tún fi owó ránṣẹ́ sí àwọn orílẹ̀-èdè wọ̀nyìí pẹ̀lú ìpèsè iṣẹ́ M-PESA Global tó wà nípasẹ̀ ohun èlò ìmúṣiṣẹ́ M-PESA Super. Wọ́n tún lè tẹ odù USSD, *334#, kí wọ́n sì yan M-PESA Global láti ibi àkójọ àṣàyàn ""Send Money"". Ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ náà sọ wí pé àwọn oníbàárà M-PESA máa tó lè fi owó ránṣẹ́ kí wọ́n sì tún gba owó sí àwọn ènìyàn ní India àti Nepal ní àwọn oṣù díẹ̀ si. Pẹ̀lú àfikún TerraPay, iṣẹ́ M-PESA Global ti ní ju àwọn alájọṣepọ̀ 35 lọ, tí ó ń fún àwọn oníbàárà ní Kenya ní ànfààní láti fi owó ránṣẹ́ kí wọ́n sì tún gba owó sí oríṣiríṣi àwọn orílẹ̀-èdè tí wọ́n lé ní 170. Nínú ètò ìṣúná ọdún Safricom ní àìpẹ́ yìí, 917,000 lé àwọn aṣàmúlò ìpèsè M-PESA Global ni wọ́n lò ó láti fi ṣe ìdúnàdúrà tó lé ní 31.8 mílíọ̀nù tí àpapọ̀ rẹ̀ jẹ́ Ksh 418 bílíọ̀nù. Fún ìdí èyí, M-PESA ló ṣàkóso 90% lé ìpawówọlé orílẹ̀-èdè náà. Àwọn ilé ìfowópamọ́, àwọn ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ ní láti forúkọsílẹ̀ pẹ̀lú Àjọ Tó Ń Dáàbò Bo Dátà Ní Nàìjíríà ní oṣù Ọ̀pẹ ọdún 2023 Gbogbo ilé ìfowópamọ́, ilé ẹ̀kọ́, àti àwọn oníṣòwò mìíràn tí wọ́n ń ṣàmójútó dátà àwọn ọmọ Nàìjíríà gbọ́dọ̀ forúkọsílẹ̀ pẹ̀lú Àjọ Tó Ń Dáàbò Bo Dátà Ní Nàìjíríà (NDPC) fún àmójútó ìtẹ̀lé òfin dátà ní oṣù Ọ̀pẹ ọdún 2023. Kọmíṣánà Àpapọ̀ fún NDPC, Vincent Olatunji, sọ èyí ní àná níbi àpérò ìlanilọ́yẹ̀ lórí Ìwé Òfin Ìdáàbòbò bo Dátà Ní Nàìjíríà pé ṣíṣe bẹ́ẹ̀ tẹ̀lé ìpèsè inú ìwé òfin náà, tó ní kí gbogbo àwọn tó ń darí dátà àti àwọn tó ń lo dátà ní láti forúkọsílẹ̀ láàrín oṣù mẹ́fà tí òfin náà ti di lílò. Nàìjíríà ní àwọn tó ń lo dátà àti àwọn tó ń darí rẹ̀ tó lé ní 500,000, Olatunji sì sọ wí p�� òfin ṣe àdáyanrí rẹ̀ pé NDPC gbọ́dọ̀ fún àwọn ilé iṣẹ́ wọ̀nyìí ní oṣù mẹ́fà láti mọ ìpèsè rẹ̀. Kí ló dé tí o ṣe gbọ́dọ̀ bìkítà? Olatunji sọ wí pé gbogbo ọmọ orílẹ̀-èdè Nàìjíríà ni wọ́n jẹ́ olùwà dátà nítorí gbogbo wọn ni wọ́n ní dátà pẹ̀lú yálà ìjọba tàbí àwọn ilé iṣẹ́ aládàni. Fún ìdí èyí, o ní ànfààní láti gbà tàbí kí o má gbà fún gbígba dátà rẹ àti ẹ̀tọ́ láti ṣe àtúnṣe sí dátà tí ò péye. Ní àfikún, o ní ànfààní láti fi dátà rẹ ránṣẹ́ láti ọ̀dọ adarí dátà kan sí òmíràn. Ní ìdà kejì ẹ̀wẹ̀, àwọn adarí dátà àti àwọn tó ń lo dátà ní ojúṣe tiwọn sí ẹ láti tọjú àti láti ṣe ìṣirò láti rí i dájú pé dátà tó wà lọ́wọ́ wọn wà ní Ìdáàbòbò. Kí ló kù, láàrín oṣù Ṣẹẹrẹ àti Èrenà ọdún 2024, gbogbo àwọn ilé iṣẹ́ tó ti forúkọsílẹ̀ gbọ́dọ̀ ṣàgbékalẹ̀ ìjábọ̀ àyẹ̀wò ìwé owó ọdọọdún fún àjọ náà, tí yóò sọ fún NDPC nígbà ìtẹ̀síwájú wọn níbi Ìdáàbòbò dátà àwọn ọmọ orílẹ̀-èdè Nàìjíríà. Jẹ́ kí a mú u wá sí ìrántí fún ẹ láti ojú ìwòye ìṣẹ̀lẹ̀ tó fara pẹ́ ẹ ní ọdún 2020. Ka èyí: NITDA ti bẹ̀rẹ̀ iṣẹ́ láti dáàbò bo ẹ̀tọ́ ìboniláṣìrí dátà àwọn ọmọ orílẹ̀-èdè Nàìjíríà. Lẹ́yìn náà ni èyí: Techpoint Africa ti tẹ̀lé òfin NDPR; báyìí ni a ṣe kógojá gbèdéke 30 oṣù Òkudù Bá mi fara dàá: ìáàbò bo dátà Ní Nàìjíríà, gbèdéke 15 odù Èrènà: nǹkan tó yẹ kí o mọ̀ Àti èyí tó gbẹ́yìn, mọ ṣèlérí: oṣù 1 lẹ́yìn gbèdéke NITDA, àwọn ilé iṣẹ́ adìdeélẹ̀ ní Nàìjíríà jọ bí ẹni pé wọn ò tíì tẹ̀lé òfin pátápátá pẹ̀lú ìlànà iṣẹ́ ìboniláṣìrí dátà lórí ẹ̀rọ ayélujára Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Ìdí tí ilé-iṣẹ́ olókòwò Chinese yìí ṣe ń náwọ́ ńlá lórí ẹ̀bun Web3 ilẹ̀ Adúláwọ̀ ""IA ní orílẹ̀-èdè Nàìjíríà ò tiẹ̀ tíì bẹ̀rẹ̀ sí rá rárá"" - akọ́ṣẹ́mọṣẹ́ ìmọ̀ ẹ̀rọ lórí ipò tí ìmọ̀ àtọwọ́dá wà ní orílẹ̀-èdè Nàìjíríà"" Wọ́n ṣe ìfilọ́lẹ̀ Starlink ní orílẹ̀-èdè Kenya, ó yan Karibu Connect gẹ́gẹ́ bíi ojúlówó alágbàta rẹ̀. ilé-iṣẹ́ àdìdeelẹ̀ tó ń pèsè mádàmidófò onímọ̀ ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà, MyCover.ai, ti ṣe àkójọ $1.25 mílíọ̀nù ìpèsè owó ìdókówò láti ná a sí ìmọ̀ ẹ̀rọ alákànṣe rẹ̀. Àwọn ọmọ ilẹ̀ Adúláwọ̀ ń lo wákàtí 2.7m+ láti kẹ́kọ̀ọ́ lórí ẹ̀rọ ayélujára. Kí ló kàn lọ́rọ̀ ètò ẹ̀kọ́ ní agbọn náà? Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Threads ti Instagram Ṣe Àfikún Àwọn Ìrísí Tuntun, Ó Sì Tún Kùnà Láti Jẹ́ Àdàmọ̀di Twitter Tòótọ́ Liverpool gbà láti ta Jordan Henderson fún Al-Ettifaq fún £12m lákọkọ́ Ọpọlọ rẹ kìí rí ìṣẹ̀lẹ̀ tó ń ṣẹlẹ̀, ó máa ń ṣẹ̀da rẹ̀ ni. Àwọn ìpinnu tó lè yí ìgbésíayé rẹ padà","I-Ethopia iqeda umyalelo wezinkundla zokuxhumana onezinyanga ezinhlanu Idolobha laseKapa selethule isisetshenziswa sikamasipala esizosetshenziswa ngabantu ukubheka uhlelo lokucisha konga ugesi, babike ingqinamba, bathole ukusizwa ku inthanethi, nokuhlala bazi ngezindaba zeDolobha. Sikhona eApp Store nePlay Store,abahlali bangabamba iqhaza ekuthathweni kwezinqumo kumasiphala kulenkundla. USekela Meya, uEddie Andrews, uthe isinqumo sokwethula isisetshenziswa esikhulu kungenxa yokufuna ukuzama impumelelo yesisetshenziswa sokucima konga ugesi Kapa ngo-2022. Nakhu esikuphathele kona namhlanje: I-Ethopia iqeda umyalelo wezinkundla zokuxhumana onezinyanga ezinhlanu Inigeria ihlela ukudevelopha izimoto zikagesi Abantu baseKenya bazothumela futhi bathole imali eSouth East Asia Amabhange izinkampani zezokuxhumana zizobhalisa neNigerian Data Protection Commission ngoZibandlela 2023 I-Ethopia iqeda umyalelo wezinkundla zokuxhumana onezinyanga ezinhlanu I-Ethopia isuse imigomo ye-inthanethi ebifakwe ngoNhlolanja 2023 ngenxa yokubhikishela uhulumeni okulethwe yizinxushunxushu kuEthopian Orthodox Tewahedo Church (EOTC). Nakhu okwanzakalile:ngesikhathi abaholi bebandla abathathu bezibiza ngababhishobhi futhi basungula ibhodi lokuphatha ngoMasingana 2023,umbhikisho usuke esifundeni iOromiya. Ngesikhathi abanye ababhikishi besigxeka lesi senzo,abanye babasekile. I-Ethopia iyasho ukuthi sekuyisikhathi esingakanani bengaxhumani neSonto Orthodox - bangaphezu kuka-40% amalunga ayizakhamuzi. Kusukela ngoNhlolanja 10 isonto labika ukuthi abantu abangaphezu kuka 30 babulewe,besola uhulumeni waseEthopia ngokugxambukela ezindabeni zabo zangaphakathi ngisho emva kokuthi uNdunankulu uAbiy Ahmed ecele ongqongqoshe bakhe ukuthi bahlukane nalengxabano. Kulandela isimemezeloizinhlangano zamalungelo abantu sezisigxekile lesi sinqumo. NgoNdasa 2023 Amnesty International ithe lomgomo uphula amalungelo abantu enkululeko yokukhuluma negunya lokuthola ulwazi. Umsebenzi weZokuphepha oMkhulu wasendaweni iCentre for the Advancement of Rights and Democracy (CARD) uthe ngesonto eledlule Ethopia ibe nenkinga yokulahlekelwa kwezomnotho okuthusayo okungaphezu kwezigidi ezingu 140 ngenxa yesimemezelo sezinyanga ezinhlanu seInthanethi. Isexwayiso esiseceleni: NgoNhlangulana 2023, iSenegal yathola ukungena ezinkundleni zokuxhumana njengoFacebook,Twitter, Whatsapp, Twitter, Instagram, uYouTube, kanye neTelegram ngokuphendula umbhikisho osusabalele wokugwetshwa komholi ophikisayo uOusmane Sonko. Uhulumeni waseSenegal akakasisusi lesi simemezelo. Inigeria ihlela ukudevelopha izimoto zikagesi Uhulumeni waseNigeria usememezele izinhlelo zokuqala ukudevelophwa kwezimoto zikagesi (EV) njengengxenye yeNqubomgomo weAutomotive. Lokhu kuza ngesikhathi kunyuka ezokumbiwa phansi ngo N617 ($0,78 ilitha ngalinye ezweni kulandela ukususwa kokuhlinzekwa. Unobhala wongqongqoshe bezimboni,uKuhweba, uthsalomali, uEvelyn Ngige emelwe ngqongqoshe Umqondisi wezoKuthuthukiswa kweZimboni, uAdewale Bakare, ushilo ukuthi uhlelo luveza amagxathu kahulumeni azodevelopha, andise futhi asebenzise amaEV eNigeria. Kwezinye izindaba zeEV uhulumeni waseNigeria nge National Automotive Design and Development Council (NADDC), isithole iJet Motors ezihlanganiswe endaweni EV kanye nengqalasizinda yabo eshajayo. Uchidi Ajaere Usihlalo weGIG Group wasungula iJet Motors ngo 2018 ukunikeza ukukwazi ukukhokhela nezinhlobo zokuthutha ezithandekayo eAfrika. Inkampani iphinde ikhiqize izinhlobo zezimoto zikagesi, okubandakanya amaveni okuthutha,izimoto ezithuttha iziguli,ezempi kanye nezimoto ezisebenzayo. NgoMbasa Umpathi weSizwe eLagos,uBabajide Sanwolu,umemezele ukufika kokuqala kwesethi yamabhasi kagesi eLagos State Mass Transit Plan. Abantu baseKenya bazothumela futhi bathole imali eSouth East Asia USafaricom ubambisene nenkampani yefintech ezinze eUK,iTerraPay, ukusiza amakhasimende angaphezu kwezigidi ezingu 32 akaM-PESA ukuthi athumele imali noma athole imali kubantu abangaphezu kwezigidi ezingu 20 eBangladesh nePakistan. Amakhasimende angathumela noma thoe izimali kulamazwe ngeM-Pesa ngokusebenza emhlabeni ngesisetshenziswa esikhahle seM-PESA. Bangashayela ikhodi USSD,*334# bese bekhetha M-PESA Global kuThumela imali kumenu. Utelco ushilo ukuthi amakhasimende kaM-PESA maduze azothumela futhi athole imali kubantu abaseIndia neNepal ezinyangeni ezimbalwa. Ngokwengeza uTerraPay,Im-pesa Global service manje usunikela ngababambisani abangaphezu kuka 35, okuvumela amakhasimende eKenya athumele futhi athole imali futhi athumele futhi athole izinkokhelo kumazwe ahlukene angaphezu kuka170. KuSafaricomunyaka oseduze wemali yombuso,ngaphezu kuka-917,000 M-PESAGlobal service abasebenzisi bayisebenzise ukwenza ukuthengisa okungaphezu kwezigidi ezingu 31.8 isamba ngaphezu kwezigidigidi ezingu-Ksh 418. Ngakho M-PESA wenze ngaphezu kuka 90% wemali ethunyelwayo ezweni. Amabhange izinkampani zezokuxhumana zizobhalisa neNigerian Data Protection Commission ngoZibandlela 2023 Wonke amabhange,izinkampani zokuxhumana,izikole namanye amabhizinisi aphatha imininingo yaseNigeria kumele abhalise neNigeria Data Protection Commission(NDPC) ukuze kubhekwe ukulandelwa kwemininingo ngoZibandlela 2023. Ikhomishina yeZwe yeNDPC, uVincent Olatunji ushilo izolo kuforamu yesenseshini ngeNigeria Data Protection Act ukuthi ukwenza njalo babelandela ukunikezwa imithetho,okudinga bonke abalawuli bedathanabenzi bedatha babhalise ezinyangeni eziyisithupha zokumiswa komthetho. Inigeriainabahleli bemininingo nabalawuli abangaphezu kuka 500 000, futhi uOatunji uthe umthetho ocacisa ukuthi iNDPC kumele inike lezi zinhlangano izinyanga eziyisithupha ukuthi bajwayele abanikwa kona. Kungani kumele sibe nendaba? U-Olatunji ushilo ukuthi wonke amaNigerian ayinto yedatha ngoba bonke banemininingo kungaba nohulumeni noma izinhlangano ezizimele. Ekugcineni unakho ukukhetha ukuvuma noma ungavumi kuthathwe imininingo yakho nelungelo lokulungisa imininingo engelona iqiniso. Ukwengeza unalo igunya lokudlulisela imininingo yakho isuka komunye umlawuli iya komunye. Kolunye uhlangothi,abalawuli bedatha nabenzi bedatha bakukweleta umsebenzi wokunakekela nokuthatha icala ukuqinisekisa ukuthi idatha nabo kuvikelekile, Okunye phakathi kukaMasingana noNdasa, zonke izinhlangano ezibhalisile mazithumele imibiko yokucwaningwa konyaka kukhomishini bazisa iNDPC ukuqhubeka kwephrojekthi. Ake sizikhumbuze kusuka esimweni esifanayo ngo 2020. Funda lokhu:iNITDA inenjongo yokugada amalungelo obumfihlo bemininingo kumaNigerians Bese kuba yilokhu: Techpoint Africa manje isilalela iNDPR,nakhu ukuthi sifika kanjani kumnqamulajuqu wangoNhlangulana 30 Ngibekezelele: ukuvikelwa kwemininingo yaseNigeria,ukulandelwa komnqamulajuqu wango Ndasa 15: Okumele ukwazi futhi okokugcina, ngiyathembisa: ngemva kwenyanga eyodwa umnqamulajuqu weNITDA, iziqalo zasseNigeria zibonakala zingalandeleli ngokugcwele nenqubomgomo yobumfihlo bemininingo yeinthanethi. Uma kukwedlulile Kungani lomtshalizimali waseChina ebheja kakhulu kumandla eAfrika Web3. ""I-Al eNigeria ayikaqali ngisho nokugaqa"" - ongoti bezobuchwepheshe esizweni sobuhlakani okungeyibona eNigeria. Istarlink iyethulwa eKenya,ikhetha iKaribu Connect njengogunyaziwe ukuphinde adayise. Isiqao saseNigeria insurtech, iMycover,ai isikhulise izigidi ezingu-$1,25 sesitshalo sasekuqaleni sotshalomali kwezobuchepheshe ezifanele Ama Afrika achitha amahora okufunda ku inthanethi angaphezu kuka-2.7 m. Yikuphi okulandelayo kwezemfundo zezwekazi? Engikufundayo nengikubukayo Amathredi kaInstagram engeze ezinye izinto ezintsha,kodwa isahluleka ukuba isithombe sangempela sikaTwitter. ILiverpool ivumile ukudayisa uJordan Henderson kuAl-Ettifaq ngesiqalo sika-£12m Ingqondo yakho ayibutholiubunjalo iyabakha. Izinqumo ezingashintsha impilo yakho"
+የመጨረሻዎቹ የ ክሪፕቶ የመዋዕለ ንዋይ ማፍሰሻ ሳንቲሞች ፣ እነዚህን ሳንቲሞች ለከፍተኛ ትርፍ ይግዙ - ሄሊየም (Helium)፣ ስቴፕን (Stepn) እና ትሬድከርቭ (Tradecurve) የ ክሪፕቶ ገበያ የገንዘብ አቅም በ 1.25 ትሪሊየን ዶላር ላይ ከ 73.66 ቢሊየን ዶላር የግብይት መጠን ጋር ተቀምጧል፣ በአንድ ምሽት የ156.01 በመቶ እድገትም አለው ። ዛሬ፣ ከፍተኛ የእድገት አቅም ያላቸውን ሶስት ሳንቲሞች የሚያካትት የመጨረሻዎቹን የ ክሪፕቶ የመዋዕለ ንዋይ ማፍሰሻዎች ይፋ እናደርጋለን፡- ሂሊየም (HNT)፣ ስቴፕን (GMT) እና ትሬድከርቭ (TCRV)። እነዚህ መርሀግብሮች ባለሀብቶች ያወጡትን ገንዘብ መመለሻቸውን አቅም ከፍ እንደ ሚያደርጉ እንደ አሳማኝ ምርጫ አርጎ የሚያስቀምጣቸውን፣ልዩ ባህሪያትን እና ጠንካራ መሰረታዊ ነገሮችን ያቀርባሉ። ማጠቃለያ ሄሊየም (Helium) በ ኮይንቤዝ (Coinbase) ዝርዝር ውስጥ ተካቷል። የ'ስቴፕን' (Stepn) መስራች አዲስ የኤም.ኤም.ኦ (MMO) ጨዋታን ያስተዋውቃል። ትሬድ ከርቭ'(Tradecurve) ቀዳሚ የመዋዕለ ንዋይ አፍሳሾችን 80 በመቶ 'አር.ኦ.አይ' (ROI) ይሰጣል። >>ለ ትሬድከርቭ ቅድሚያ ሽያጭ ይመዝገቡ<< ሄሊየም (HNT) ክሪፕቶ ምንድነው? ሄሊየም' ተግባራዊ እና ተመጣጣኝ የነገሮች የበይነመረብ ላይ ግንኙነትን የሚሰጥ፣ ያልተማከለ የገመድ አልባ አውታረመረብ ነው። ሂሊየም' ልዩ በብሎክቼይን ላይ የተመሰረተ ንድፍን እና ግንባታን በመጠቀም በአይ.ኦ.ቲ(IoT) መሳሪያዎች መካከል ደህንነቱ የተጠበቀ እና እንከን የለሽ የመረጃ መጋራትን ያስችላል። ተጠቃሚዎች የ'ሂሊየም' ክሪፕቶ ቶከንን(የክሪፕቶ ሳንቲም መለያውን) 'ማይን' በማድረግ(ግብይቶችን በማጽደቅ የክሪፕቶ ቶከኑን በመሰብሰብ) ፣ የአውታረ መረቡን መስፋፋትን እና ተደራሽነትን በማበረታታት ለአውታረ መረቡ አስተዋፅዖ እንዲያደርጉ ይበረታታሉ። ኮይንቤዝ' (Coinbase) በቅርቡ የ'ሂሊየም' ክሪፕቶ ሳንቲሞችን በዝርዝሩ ውስጥ ይፋ አድርጓል፣ ይህም የፕሮጀክቱን የተረጋጋ መሆን እና ተገኝነቱን ይጨምራል። አንዱ 'ሄሊየም' ዋጋው 1.58 ዶላር ሲሆን በገበያው የ226ሚሊዮን የገንዘብ አቅም አለው። በቅርብ በዝርዝሩ ውስጥ በመካተቱም ምክንያት፣ 'ሄሊየም' ለፈጣን እድገት በጥሩ ቦታ ላይ ተቀምጧል። በተጨማሪም፣ የአይ.ኦ.ቲ (IoT) አውታረ መረብ ፍላጎት እየጨመረ በመምጣቱ፣ የሂሊየም አውታረ መረብ ተቋም አጓጊ ተስፋ ያለው የመዋዕለ ንዋይ ማፍሰሻ ያደርገዋል። በዚህ ምክንያት ባለሙያዎች እ.ኤ.አ በ2023 መገባደጃ ላይ ፣ 'ሂሊየም' ወደ 2.16 ዶላር እንደሚጨምር ይተነብያሉ። ስቴፕን (GMT) የአካል ብቃትን በአብዮታዊ መልኩ መለወጥ ፈልጓል በ'ስቴፕን' የስልክ ላይ መተግበሪያ እገዛ፣ ተጠቃሚዎች በየቀኑ ለአጭር ጊዜ በመሮጥ ወይም በእግር በመጓዝ የክሪፕቶ ምንዛሬን ይቀበላሉ። ሰዎች 'ኤን.ኤፍ.ቲዎች'ን(NFTs) በራሱ የገበያ መድረክ ላይ ለማግኘት ሊጠቀሙበት የሚችሉበትን የ'ስቴፕን' ቶከንም ይሸለማሉ። በቅርብ የወጣው የ'ስቴፕን' ዜና፣ የስልክ ላይ መተግበሪያው ፈጣሪ የሆነው 'ፋይንድ ሳቶሺ ላብ' (Find Satoshi Lab) ጋዝ ሂሮ (Gas Hero) የተሰኘውን አዲስ የኤም.ኤም.ኦ(MMO) ጨዋታ አስተዋውቋል ። ይህን ዜና ተከትሎ የ'ስቴፕን ቶከን' በ10.9 በመቶ ከፍ ብሏል። አንድ 'ስቴፕን' የ 0.2418 ዶላር ዋጋ ሲኖረው፣ በገበያውም በአጠቃላይ ዋጋ የ 266 ሚሊዮን ዶላር ዋጋ አለው፣ በአንድ ምሽትም በ 6.60 በመቶ ጭማሬን ያረጋል። በሰንጠረዡ በአማካይ በአብዛኛዎቹ በአረንጓዴው ክልል ውስጥ እየተንቀሳቀሰ በመሆኑም ፣ ባለሙያዎች ስቴፕን (Stepn) ወደ ላይ ያለውን የእድገት አቅጣጫ ይተነብያሉ። እ.ኤ.አ በታህሳስ 2023 ለስቴፕን ቶከኑ ወደ 0.29 ዶላር ጭማሪን ይተነብያሉ። ትሬድ ከርቭ (TCRV) እና ያሳየው የላቀ አስደናቂ የቅድመ ሽያጭ ሁኔታ ትሬድ ከርቭ በቅድመ ሽያጭ ደረጃው ላይ የላቀ አፈጻጸምን አሳይቷል፣ ይህም ቀዳሚ ገዢዎች ካወጡት የመዋዕለ ንዋይ ፈሰስ ላይ 80 በመቶ አስደናቂ መመለሻን አዘጋጅቷል። ይህ አስደናቂ ድርጊቱ በ ክሪፕቶ ማህበረሰብ ውስጥ ከፍተኛ ፍላጎት እና መጓጓትን ፈጥሯል። የበይነመረብ ላይ በቀጥታ የሚከወነው የግብይት የአዲስ ፈጠራ አቀራረቡ፣ ለትሬድ ከርቭ የቅድመ ሽያጭ ስኬት አስተዋፅዖ አድርጓል። የእሱ ድብልቅ የመሠረተ ልማት የአፈፃፀም ቅርፀ ምስል፣ በተማከለ እና ባልተማከለ መልኩ የሚደረጉ ልውውጦችን ምርጥ ምርጥ ባህሪያት አጣምሮ ይዟል። ይህ ለነጋዴዎች ጥልቅ የፈሳሽነት ባህሪ ሁኔታን፣ ፈጣን የትዕዛዝ አፈጻጸምን እናም በዴፋይ (DeFi) ችሎታውም ማንነትን የመደበቅ አገልግሎትን ያቀርባል። በዚህ መድረክ ላይ፣ ግለሰቦች ማንነታቸው ሳይታወቅ ሁሉንም ተዋጽኦዎች በአንድ መለያ መገበያየት ይችላሉ። ትሬድ ከርቭ ይህን ማድረግ የቻለው፣ ማንኛውንም የ 'ደንበኛህን እወቅ' (KYC) ፍተሻ ጣልቃ መግባትን በማስወገድ ነው። ተጠቃሚዎች የኢሜል አድራሻቸውን በመጠቀም የራሳቸውን መለያ በመክፈት፣ከክሪፕቶ መገበያያ ሳንቲም ማከማቻ ቦርሳቸው ጋር በማገናኘት እናም የክሪፕቶ ምንዛሬያቸውን እንደመያዣ በመጠቀም ሊገለገሉበት ይችላሉ። ትሬድ ከርቭ ለነጋዴዎች የተሻሻለ የፈሳሽነት ባህሪ ሁኔታን እና የላቀ የንግድ መሳሪያዎችን ያቀርባል። ይህንንም የሚያሳካው፣ 500 ለ 1 በሆነ የከፍተኛ የጥቅም አቅሙ ጀምሮ እና በስነ-ምህዳሩ ውስጥ በሰው በተሰራ አዋቂ-በጎለበቱ (AI-powered) የንግድ ቦቶችን (bots) በማካተት ነው። በአሁኑ ሰአት የመድረኩ ተወላጅ ቶከን(የክሪፕቶ ሳንቲሙ መለያ) 0.018 ዶላር ሲሆን - ከጀመረበት ዋጋም የ 80 በመቶ ጭማሬ አለው። የቅድመ ሽያጩም አሁን በደረጃ 4 ላይ በመሆኑም፣ ይህ ዋጋ ብዙ ጊዜ አይቆይም። የደረጃ 5 ሽያጩም በሚቀጥለው ሳምንት ይጀምራል ፣ ዋጋውንም ወደ 0.025 ዶላር ይገፋዋል። የቅድሚያ ሽያጭ ከማብቃቱ በፊት በ50 እጥፍ ጭማሬ እንደሚያሳይ በባለሙያዎች ከመገመቱ ጋር፣ ከዚህ በታች ለትሬድ ከርቭ(TCRV) ቅድመ ሽያጭ ይመዝገቡ እና ገንዘብዎን ያከማቹ። ስለ ትሬድ ከርቭ (Tradecurve) ቅድመ ሽያጭ ለበለጠ መረጃ፡-,"The Ultimate Crypto Portfolio, Buy These Coins for Maximum Gains – Helium, Stepn, and Tradecurve The crypto market cap sits at $1.25T with a $73.66B trading volume, a jump of 156.01% overnight. Today, we unveil the ultimate crypto portfolio that includes three coins with significant growth potential: Helium (HNT), Stepn (GMT), and Tradecurve (TCRV). These projects offer unique features and strong fundamentals, positioning them as compelling choices for investors to maximize their returns. Summary Helium gets listed by Coinbase Stepn founder reveals new MMO game Tradecurve provides an 80% ROI to early investors >>Register For The Tradecurve Presale<< What Is Helium (HNT) Crypto? Helium is a decentralized wireless network offering practical and affordable Internet of Things connections. Helium enables safe and smooth data sharing between IoT devices using a special blockchain-based architecture. Users are encouraged to contribute to the network by mining Helium crypto tokens, encouraging network expansion and coverage. Coinbase recently revealed the listing of Helium crypto coins, which will increase the project's availability and stability. Helium has a value of $1.58 with a market cap of $226M. Due to the recent listing, Helium is well-positioned for rapid expansion. Moreover, Helium's network architecture makes it an alluring investment prospect as the need for IoT connections keeps rising. Because of this, experts forecast a rise to $2.16 by the end of 2023 for Helium. Stepn (GMT) Looking To Revolutionize Fitness With the help of the Stepn app, users receive cryptocurrency by running or walking for a short time every day. They are rewarded with the Stepn token, which people can use to mint NFTs on its marketplace. In recent Stepn news, Find Satoshi Lab, the app creator, revealed a new MMO game named Gas Hero. Following this news, the Stepn token soared by 10.9%. Stepn has a value of $0.2418 with a market cap of $266M, up 6.60% overnight. With most of its moving averages in the green, experts forecast an upward trajectory for Stepn. They predict a surge to $0.29 for the token by December 2023. Tradecurve (TCRV) and Its Stellar Presale Performance Tradecurve has showcased a stellar performance in its ongoing presale phase, offering early buyers an impressive 80% return on investment. This remarkable performance has generated significant interest and excitement within the crypto community. The innovative approach to online trading has contributed to Tradecurve's presale success. Its hybrid infrastructure model combines the best features of centralized and decentralized exchanges. This provides traders with deep liquidity, fast order execution, and anonymity through its DeFi capabilities. On this platform, individuals can trade all derivatives on one account anonymously. Tradecurve offers this as it eliminates any intrusive sign-up KYC checks. Users can open an account using an email, link it to a crypto wallet and utilize their cryptocurrency as collateral. Tradecurve also provides traders with enhanced liquidity and advanced trading tools. It accomplishes this by incorporating high leverage starting at 500:1 and AI-powered trading bots in its ecosystem. Currently, the platform's native token is $0.018 - an 80% jump from its starting price. Since the presale is in Stage 4, this price will not remain much longer. Stage 5 will come next week, pushing the value to $0.025. With experts predicting a 50x jump before its presale ends, sign up for the TCRV presale below and capitalize. For more information about the Tradecurve presale:","Babban Tsarin Crypto, Sayi waɗannan Tsabar Kuɗi don Samun Babbar Riba - Helium, Stepn, da Tradecurve Kasuwar crypto na zaune a $1.25T gami da girman ciniki na $73.66B, wata babbar nasara na 156.01% a lokaci guda. A yau, mun buɗe babban fayil ɗin crypto wanda ya haɗa da kalolin tsabar kuɗi guda uku tare da yiwuwar babbar haɓaka: Helium (HNT), Stepn (GMT), da Tradecurve (TCRV). Waɗannan ayyukan suna ba da fasali na musamman da ƙaƙƙarfan tushe, ana mai sanya su a matsayin zaɓaɓɓu masu tursasawa ga masu zuba jari don haɓaka ribarsu. Taƙaitawa Kamfanin Coinbase ya sanya Helium a jerinsa Wanda ya ƙirƙiri Stepn ya bayyana sabuwar manhajar wasan ta MMO Manhajar Tradecurve na ba da 80% na ROI ga masu saka hannun jari na farko >> Yi rijista don Kasuwancin Tradecurve<< Mene ne fasahar Helium (HNT) Crypto? Fasahar Helium cibiyar sadarwar mara waya ce da aka raba ta da ke ba da haɗin Intanet mai kyau kuma mai araha. Fasahar Helium tana ba da damar raba bayanai masu aminci da kyau tsakanin na'urorin IoT ta hanyar amfani da tsarin fasahar blockchain na musamman. Ana ƙarfafa masu amfani da su ba da gudummawa ga hanyar sadarwar ta hanyar haƙar kuɗin crypto na Helium, suna masu ƙarfafawa da faɗaɗa cibiyar sadarwa da gamewa. Kwanan nan Coinbase ya bayyana jerin kuɗin Helium, wanda zai haɓaka samuwa da kwanciyar hankali na aikin. Kuɗin crypto na Helium na da darajar $1.58 tare da kasuwar $226M. Saboda lissafowar kwanannan, Helium na da matsayi mai kyau don faɗaɗuwa cikin sauri. Haka kuma, tsarin gine-ginen cibiyar sadarwa na Helium ya sa ya zama kyakkyawan fatan saka hannun jari yayin da buƙatar haɗin IoT ke ci gaba da ƙaruwa. Saboda wannan, masana sun yi hasashen ƙaruwarsa zuwa $2.16 a ƙarshen 2023 ga Helium. Stepn (GMT) Na Neman Sauya Fitness Tare da taimakon manhajar Stepn, masu amfani suna karɓar kuɗin crypto ta hanyar gudu ko tafiya na ɗan gajeren lokaci kowace rana. Ana ba su lada tare da kuɗin Stepn, wanda mutane za su iya amfani da su don sanya NFTs a kasuwa. A cikin labaran kwanannan game da Stepn, Find Satoshi Lab, Wanda ya ƙirƙiri manhajar, ya bayyana sabon manhajar wasan MMO mai suna Gas Hero. Bayan wannan labarin, kuɗin Stepn ya haɓaka da 10.9%. Stepn yana da darajar $0.2418 tare da kasuwa ta $266M, sama da 6.60% a lokaci guda. Tare da mafi yawan matsakaitansa dake gaba a green, ƙwararru sun yi hasashen yanayin sama ga Stepn. Sun yi hasashen ƙaruwa zuwa $0.29 don kuɗin nan da Disambar 2023. Kasuwancin Tradecurve (TCRV) da Ayyukan Presale na Stellar Tradecurve ya nuna kyakkyawan aiki a ci gaba da siyar da sayayya, yana bawa masu siyayya farko kyakkyawar riba ta kashi 80% akan hannun jari. Wannan gagarumin aikin ya haifar da muhimmiyar sha'awa da farin ciki a cikin al'ummar crypto. Ƙirƙirar hanyar kasuwanci ta yanar gizo ya ba da gudummawa ga nasarar da Tradecurve ta samu kafin sayarwa. Samfurin kayan aikin sa na matasan ya haɗu da mafi kyawun fasali na mu'amala mai tsaka-tsaki da rarrabawa. Wannan yana ba 'yan kasuwa ƙarin kuɗi, aiwatar da oda da sauri, da kuma ɓoye suna ta iyawar DeFi. A kan wannan dandali, ɗaiɗaikun mutane na iya kasuwanci da duk abubuwan da aka samo asali akan asusu wani ba tare da suna ba. Tradecurve yana ba da wannan yayin da yake kawar da duk wani sa hannun rajista na KYC. Masu amfani za su iya buɗe asusu ta hanyar amfani da imel, su haɗa shi da lalitar crypto kuma suyi amfani da kuɗin crypto su a matsayin abin dogaro. Tradecurve kuma yana bawa 'yan kasuwa ingantattun kayan aiki da kayan aikin ciniki. Yana cimma wannan ta hanyar haɗa babban ƙarfi ta hanyar farawa daga 500:1 da bots ɗin ciniki masu ƙarfin AI a yanayin samunsa. A halin yanzu, kuɗin asalin dandalin shi ne $ 0.018 - wani tashi na 80% daga farashin farko. Tunda alamar yana cikin Mataki na 4, wannan farashin ba zai daɗe ba. Mataki na 5 zai zo mako mai zuwa, yana mai tura darajar zuwa $0.025. Tare da masana suna hasashen tashi da 50x kafin presale ɗinsa ya ƙare, yi rajista don presale na TCRV da ke ƙasa kuma sanya hannu jari. Domin ƙarin bayani game da presale na Tradecurve:","Ultimate Crypto portfolio, nunua sarafu hizi kwa manufaa ya juu Heliamu, Stepn, na Tradecurve Kofia ya soko la crypto inasalia $1.25T na kiasi cha biashara cha $73.66B kuruka 156.01% mara moja. Leo, tunazindua jarada kuu la mwisho la crypto ambalo linajumuisha sarafu tatu zenye uwezo mkubwa wa ukuaji: Helium (HNT), Stepn (GMT), na Tradecurve (TCRV). Miradi hiihutoa vipengele vya kipekee na misingi thabiti, ikiziweka kama machaguo ya laazima kwa wawekezaji ili kuongeza mapato yao. Muhtasari Helium imeorodheshwa na coinbase Mwanzilishi wa Stepn ameanzisha mchezo mpya wa MMO Tradecurve hutoa ROI 80% kwa wawekezaji wa mwanzoni >>Jiandikishe kwa uuzaji wa awali wa Tradecurve<< Helium (HNT) crypto ni nini? Helium ni mtandao uliogatuliwa wa wayalesi unaotoa muunganisho wa mambo kwa vitendo na kwa bei nafuu. Helium huwezesha kushiriki data salama na nyepesi kati ya vifaa vya IoT kwa kutumia usanifu maalumu wa msingi wa blockchain. Wanatumiaji wanahimizwa kuchangia mtandao kwa kutumia tokeni za Helium Crypto, kuhimiza upanuzi wa mtandao na ukubwa. Hivi karibuni coinbase ilifichua kuorodheshwa kwa sarafu za Helium Crypto, ambazo zitaongoza upatikanaji na uthabiti wa mradi. Helium ina thamani ya Dola 1.58 ikiwa na soko la $226M. Kwa sababu ya utodheshaji wa hivi karibuni, helium ipo katika nafasi nzuri kwa upanuzi wa haraka. Kwa kuongezea, usanifu wa kimtandao wa Helium unaifanya kuwa matarajio ya kuvutia ya uwekezaji kwani uhitaji wa muunganisho wa IoT unazidi kuongezeka. Kwa sababu hii, wataalamu wanatabiri kupanda hadi Dola 2.16$ ifikapo mwishoni mwa 2023 kwa Helium. Stepn (GMT) inatafuta kubadilisha usawa Kwa usaidizi wa Programu ya Stepn, watumiaji hupokea Cryptocurrency kwa kukimbia au kutembea kwa muda mfupi kila siku. Wanatuzwa kwa tokeni ya Stepn, watu wanawez kutumia kutengeneza NTFs kwenye soko lake. katika habari za hivi karibuni za Stepn, Find Satoshi Lab, aliyeunda Programu, alifichua mchezo mpya wa MMO unaoitwa Gas Hero. Kufuatia taarifa hii, token ya Stepn iliongezeka kwa 10.9%. Stepn ina thamani ya $0.2418 na thamani ya soko ni $226M, hadi 6.6% mara moja. Huku wastani wake mwingi ukiwa kwenye kijani kibichi, wataalamu wanatabiri mwelekeo wa juu wa Stepn. Wanatabiri kuongeza hadi $0.26 kwa tokeni ifikapo Desemba 2023. Tradecurve na utendaji wake wa uuzaji wa juu Tradecurve imeonyesha utendaji bora katiak awamu yake inayoendelea ya mauzo ya awali, ikiwapa wanunuzi wa mwanzoni faida ya kuvutia ya 80% kwenye uwekezaji. Utendaji huu maarufu umezua shauku na msisismko mkubwa ndani ya jumuiya ya Crypto. Mbinu bunifu ya biashara ya mtandaoni imechangia mafanikio ya mauzo ya awali ya Tradecurve. Mtindo wake mseto wa miundo mbinu unachanganya vipangele bora vya ubadilishanaji wa kati na ugatuzi. Hii huwapa wafanyabiashara ukwasi wa kina, utekelezaji wa agizo la haraka, na kutokujulikana kupitia uwezo wake wa DeFi. Katika jukwaa hili, watu binafsi wanaweza kubadilishana bidhaa zote kwenye akaunti moja bila kujulikana. Tradecurve inapendekeza hivi kwani inaondoa ukaguzi wowote wa kujisajili kwa cheki ya KYC. watumiaji wanaweza kufungua akaunti kwa kutumia barua pepe, kuiunganisha kwenye pochi ya crypto na kutumia Cryptocurrency yao kama dhamana. Tradecurve pia huwapa wafanyabiashara ukwasi ulioimarishwa na zana juu za biashara. Inakamilisha hili kwa kujumuisha kiwango cha juu kuanzia 500:1 na roboti za biashara zinzoendeshwa na AI katika mfumo wake wa ikolojia. Kwa sasa, tokeni asili ya jukwaa ni $0.018 ongeeko la 80% kutoka bei ya mwanzoni. Kwa kuwa mauzo ya awali yapo katika hatua ya 4, bei hii haitosaidia muda mrefu zaidi. Hatuaya 5 itaanza wiki ijayo, na kuongeza thamani hadi Dola $0.025. Huku wataalamu wakitabiri kuruka 50x kabla ya mauzo yake kuisha, jiandikishe kwa mauzo ya awali ya TCRV hapa chini na ufanye mtaji. Kwa taarifa zaidi kuhusu mauzo ya awali ya Tradecurve:","Apamọ́ Owó Àkósódù Tó Dára Jùlọ, Ra Àwọn Owó Onírin Wọ̀nyìí Fún Èrè Púpọ̀ - Helium, Stepn, àti Tradecurve Owó ìdókówò ọjà owó àkósódù jókòó sí $1.25T pẹ̀lú owó kátàkárà $73.66B, ìjẹròkè 156.01% láfẹ̀mọ́jú. Lónì, a máa ṣíṣọ lójú àpamọ́ owó àkósódù tó dára jùlọ tó fi mọ́ owó onírin mẹ́ta pẹ̀lú ìdàgbàsókè tó lápẹrẹ tó ṣeéṣe: Helium (HNT), Stepn (GMT), àti Tradecurve (TCRV). Àwọn iṣẹ́ àkànṣe wọ̀nyìí ṣe àgbékalẹ̀ àwọn ìrísí aláìlẹ́gbẹ́ àti ìpìlẹ̀ tó lágbára, tí ó fi wọ́n sípò gẹ́gẹ́ bí àwọn nǹkan tó wunni fún àwọn olùdókòwò láti jẹ́ èrè tó pọ̀. Ìsọníṣókí Helium di àgbéjáde lórí Coinbase Olùdásílẹ̀ Stepn ṣàfihàn ayò MMO tuntun Tradecurve pèsè 80% ROI fún àwọn olùdókòwò àtilẹ̀wá >>Forúkọsílẹ̀ Fún Ìmúra Fún Títa Tradecurve<< Kínni owó àkósódù Helium (HNT)? Helium jẹ́ owó àkósódù aláìní àkóso ojú òpó aláìní wáyà tó ń pèsè Ẹ̀rọ Ayélujára Àwọn Nǹkan àsopọ̀ ìfikọ́ra tó sì rọjú. Helium pèsè ànfààní fún pínpín dátà tó láábò tó sì gúnrégé láàrín àwọn ohun èlò IoT tó ń lo ìrísí ajẹmọ́ àká dátà àkósódù. Wọ́n ṣe àtìlẹ́yìn fún àwọn aṣàmúlò láti dásí ojú òpó náà pẹ̀lú rírọ àwọn owó àkósódù Helium, ṣíṣe ìwúrí fún ìfẹ̀lójú àti kíkárí ojú òpó. Coinbase láìpẹ́ yìí ṣàfihàn ṣíṣe ààtò owó àkósódù Helium, tí yóò ṣe àlékún wíwà iṣẹ́ àkànṣe náà àti lílálòpẹ́. Helium ní iye owó $1.58 pẹ̀lú owó ìdókówò ojú ọjà $226M. Nítorí àtò náà láìpẹ́ yìí, Helium ti wà ní ààyè tó dára fún ìfẹ̀lójú kíákíá. Bó tilẹ̀ jẹ́ wí pé, ìrísí ojú òpó Helium sọ ọ́ di ìdókówò tó ṣojú lọ́yìn tó sì lọ́jọ́ ọ̀la gẹ́gẹ́ bí ìbéèrè fún àsopọ̀ IoT ṣe ń gókè si. Nítorí èyí, àwọn akọ́ṣẹ́mọṣẹ́ sọ àsọtẹ́lẹ̀ ìjẹròkè $2.16 ní òpin ọdún 2023 fún Helium. Stepn (GMT) Fojúsọ́nà Láti Mú Àyípadà Bá Ìlera Pẹ̀lú ìrànlọ́wọ́ ohun èlò ìmúṣiṣẹ́ Stepn, àwọn aṣàmúlò lè gba owó àkósódù pẹ̀lú sísáré tàbí rírìn fún ìgbà díẹ̀ lójoojúmọ́. Wọ́n dá wọn lọ́lá pẹ̀lú owó àkósódù Stepn, tí àwọn ènìyàn lè lò láti rọ NFT ní ojú ọjà rẹ̀. Nínú ìròyìn Stepn láìpẹ́ yìí, Find Satoshi Lab, olùṣẹ̀dá ohun èlò ìmúṣiṣẹ́ náà, ṣàfihàn ayò MMO tuntun tí wọ́n pè ní Gas Hero. Lẹ́yìn ìròyìn yìí, owó àkósódù Stepn náà fò sókè pẹ̀lú 10.9%. Stepn ní iye owó $0.2418 pẹ̀lú owó ìdókówò ojú ọjà tó tó $226M, sókè sí 6.60% láìròtẹ́lẹ̀. Pẹ̀lú bí ọ̀pọ̀lọpọ̀ òdiwọ̀n sísún rẹ̀ ṣe wà ní aláwọ̀ ewé, àwọn akọ́ṣẹ́mọṣẹ́ ṣe àsọtẹ́lẹ̀ sísún lọ sókè fún Stepn. Wọ́n ṣe àsọtẹ́lẹ̀ àlékún sí $0.29 fún owó àkósódù náà ní oṣù Ọ̀pẹ ọdún 2023. Tradecurve (TCRV) àti Àṣeyọrí Ìṣesí Aláìlẹ́gbẹ́ Ìmúra Fún Títa Rẹ̀ Tradecurve ti ṣàfihàn àṣeyọrí aláìlẹ́gbẹ́ nínú ìmúra fún títà rẹ̀ tó ń lọ lọ́wọ́, tó ń pèsè àdápadà 80% tó yanilẹ́nu lórí ìdókówò fún àwọn tí wọ́n kọ́kọ́ rà á. Ìṣesí tó lápẹrẹ yìí ti fa ìfẹ́ tó ṣe pàtàkì àti ìdùnnú láàrín àwùjọ owó àkósódù. Ìlànà ìmọ̀ ọ̀tun sí Ìdúnàdúrà lórí ẹ̀rọ ayélujára ti ṣe àfikún sí àṣeyọrí ìmúra fún títà Tradecurve. Àwòṣe ohun amáyédẹrùn alákánpọ̀ rẹ̀ ṣe àkójọpọ̀ àwọn ìrísí ìkànnì tó ní àkóso àti aláìní àkóso tó dára jùlọ. Èyí ń pèsè ìsọdowó tó jinlẹ̀, ìdáhùn sí ìbéèrè tó yára, àti àìdánimọ̀ nípasẹ̀ ìkápá DeFi rẹ̀ fún àwọn oníṣòwò. Lórí ìkànnì yìí, àwọn ènìyàn lè ṣe ìdúnàdúrà gbogbo owó àkósódù lórí àkántì kan láì ní ìdánimọ̀. Tradecurve ń pèsè èyí pẹ̀lú bí ó ṣe ń wọ́gilé àyanjúràn àyẹ̀wò KYC fún ìforúkọsílẹ̀. Àwọn aṣàmúlò lè ṣí àkántì pẹ̀lú lílo ímeèlì, so ó pọ̀ mọ́ àpamọ́ owó àkósódù kí wọ́n sì lo owó àkósódù wọn gẹ́gẹ́ bí ìdúró. Tradecurve tún pèsè aṣèrànwọ́ ìsọdowó àti àtúnṣe àwọn irinṣẹ́ ìdúnàdúrà fún àwọn oníṣòwò. Ó ṣe àṣeyọrí èyí pẹ̀lú ṣíṣe àfikún owó ìdókówò tó bẹ̀rẹ̀ láti 500:1 àti àwọn rọ́bọ́tì Ìdúnàdúrà tó ń fi AI ṣiṣẹ́ ní àwùjọ rẹ̀. Lọ́wọ́lọ́wọ́ yìí, owó àkósódù àbínibí ìkànnì náà jẹ́ $0.018 - ìjẹròkè 80% láti iye tí ó ti bẹ̀rẹ̀. Nígbà tí ìmúra fún títà rẹ̀ ti wà ní Ìpele 4, iye owó yìí kò ní wà bẹ́ẹ̀ fún ìgbà pípẹ́. Ìpele 5 máa wá ní ọ̀sẹ̀ tó ń bọ̀, tí yóò sún iye owó rẹ̀ sí $0.025. Pẹ̀lú bí àwọn akọ́ṣẹ́mọṣẹ́ ṣe ń sọ àsọtẹ́lẹ̀ ìjẹròkè 50x síwájú kí ìmúra fún títà rẹ̀ tó parí, forúkọsílẹ̀ fún ìmúra fún títà TCRV nísàlẹ̀ kí o sì ṣàmúlò rẹ̀. Fún àlàyé síwájú sí i nípa ìmúra fún títà Tradecurve:","Ubumfihlo bephothifolo yokugcina buthenge lamakhoyini ukuze azuze kakhulu-iHelium, iStepn, kanye neTradecurve Ubumfihlo bekhephu yemakethe buhleli ku-$1.25T nokukhulu ukuhweba okungu-$73.66, ukugxuma kuka-156.01% ebusuku. Namhlanje siveza ubumfihlo bokugcina bephothifolo okubandakanya amakhoyini amathathu anamandla okukhula okukhulu:Helium(HNT)Stepn(GMT) neTradecurve(TCRV). Lamaphrojekthi anikeza izinto ezahlukile nokubaluleka okukhulu,zizibeka esimweni sokukhetha okuphoqayo kubatshalizimali ukunyusa izimbuyiselo. Ukufingqa IHeliumithola ukufakwa ohlweni yiCoinbase Umsunguli weStepn uveza umdlalo omusha weMMO Itradecurve inikeza u-80% weROI kubatshalizimali abasheshile >>Bhalisela Ukudayisweni Kokuqala kweTradecurve<< Yini iHelium (htn) ubumfihlo? Ihelium iwuhlelokuxhumana olungahlanganisiwe ndawonye olungenawaya,olunikeza ukwenziwayo nokukhonekayo kokuxhumana kwezinto kuInthanethi. IHelium iletha ukuphepha nokwabelana ngedatha okubushelezi phakathi kwamadivayisi loT besebenzisa ishenikuvimba elincike kwezokwakhiwa. Abasebenzisi bayagqugquzelwa ukufaka kuhlelokuxhumana ngokumba imiklomelo yobumfihlo beHelium,kugqugquzelwa ukwanda kohlelokuxhumana nokubakhona kwayo. Icoinbase isanda kuveza uhla lwamakhoyini obumfihlo beHelium,okuzokhuphula ukubonakala kwephrojekthi nokuzinza. IHelium inenani lika-$1.58 nekhephu yemakethe ya-$226M. Ngenxa yohla lwakamuva,iHelium isesimweni esikahle sokukhula kakhulu. Okungaphezu kwalokho, iHelium uhlelokuxhumana lwasomabhilisi kwenza kube ukudonsa izinkomba zotshalomali njengesidingo sezokuxhumana kwe-loT ukuze ilokhu ikhula. Ngoba lokhu,ukuqagula kongoti kukhomba ukukhula kufike ku$2.16 ngokuphelakuka 2023 kweHelium. IStepn (GMT) ibheka iRevolutionize Fiteness. Ngosizo lwesisetshenziswa iStepn, abasenzisi bathola ubumfihlobezezimali buyagijima noma bayahamba isikhathi esifishane zonke izinsuku. Baklonyeliswe ngomklomelo kaStepn, abantu abangawusebenzisaukuba nemali eningi kuNFT endaweni yayo yemakethe. Ezindabeni ezintsha, iFind Satoshi Lap, umenzi wezisetshenziswa, uveze umdlalo omusha weMMO obizwa ngeGas Hero. Okulandela lezi zindaba, umklomelo kaStepn utshalwe ngo-10.9%. IStepn inenani la$0.2418 nekhephu yemakethe ya-$266M, phezulu 6,60% ebusuku. Ngokuhambisa amazinga kokuluhlaza, ongoti baqakula ukunyuka kuStepn. Baqagule umfutho wa-$0.29 womklomlo ngoZibandlela 2023. ITradecurve (TCRV) nokwenza ukusheshe udayise okuhle kakhulu Itradecurve isikhombise umsebenzi omuhle kakhulu esigabeni sayo sokusheshe udayise,ukunikeza abathengi abasheshile imbuyiselo enhle ka 80% kutshalozimali. Lokhu kwenza okuncomekayo sekwakhe inzuzo enkulu nokujabula emphakathini wezobumfihlo. Indlela yokusha yokuhweba ku inthanethi ibe nomthelela wempumelelo wokusheshe udayise weTradecurve. Imodeli yenhalnganisela yengqalasizinda ehlanganisa izinto ezinhle yokuhlanganisiwe nokushintshana kokungahlanganisiwe. Lokhu kunikeza abahwebi ngokukwazi ukushintsha imali okujulile,ukwenziwa ngokushesha kwe-oda, nokungaziwa ngokukwazi kweDeFi. Kulenkundla,abantu bangahweba koknke okususelwe ku-akhawunti eyodwa ngokungaziwa. ITradecurve inikela ngalokhu njengoba kususa ukubheka ukubhalisa kwabazisiselayo kuKYC. Abasebenzisi bangavula akhawunti ngokusebenzisa umbikombani,bayixhumanise nesikhwama sobumfihlo bese besebenzisa ubumfihlobezezimali njengesibambiso. Itradecurve iphinde inikeze abahwebi ngokukwazi ukushintsha imali okwengeziwe kanye namathuluzi okuhweba okuphambili. Kuqeda lokhu ngokuhlanganisa isibambiso esikhulu sokuqala ngo-500:1 noAl amabhoti amandla okuhweba kuekhosistimu yabo. Okwamanje umklomelo wendalo wenkundla ngu-$0.018 - u-80% ugxuma usuka kunanilokuqala. Njengoba ukusheshe udayise kusesigabeni 4 ngeke kusaba yilelinani. Isigaba sesi 5sizofika ngesonto elizayo, kuphusha inani liye ku-$0.025. Ngokuqagula kongoti ukugxuma okungu-50x ngaphambi kokusheshe udayise kuphele,bhelisela ukusheshe udayise kweTCRV ngaphansi bese wenza imali. Uma ufuna ulwazi olwengeziwe ngokudayisa okusekuqaleni kweTradecurve:"
+"በኬንያ የመጀመሪያው የበይነመረብ ላይ በቀጥታ የተጀመረው ዩኒቨርሲቲ ፣በኬንያ በ1.8 ቢሊየን KSh የግብር ከፋዮች ገንዘብ ሊሸፈን ይችላል። ለምን የተለየ ስም እያየህ እንደሆነ እያሰብክ ይሆናል። እንደ አለመታደል ሆኖ፣ የእርስዎ የተለመደው አስተናጋጅ 'ቪክቶሪያ' በአየር ሁኔታ መቀ���ር ህመም ውስጥ ናት እናም ለእለቱ ሀላፊነቱን እኔ ተረክቤዋለሁ። አይጨነቁ፣ በቅርቡ ትመለሳለች። ቀንህ እንዴት አለፈ? ከቅርብ ጊዜ ወዲህ፣ ሰኞን እንደ ሌላ ማንኛወም ቀን ማየት ጀምሬያለሁ እናም በዚህ መንገድ እንደሚቀጥል ተስፋ አደርጋለሁ። ወደ የበለጠ የተሟላ ሳምንት እየሄድን ነው እና ለዛም ነው እዚህ የተገኘሁት። ይህ በእንዲህ እንዳለ፣ አንጎላውያን እና ዛምቢያውያን የፈሳሽ የአዋቂ ቴክኖሎጂዎች(Liquid intelligent technologies ) አካል የሆነው የፈሳሽ የውሂብ በር(Liquid Dataport) ምስጋና ይግባውና በቅርቡ የርካሽ የበይነመረብ አገልህሎትን ያገኙ ይሆናል። ኩባንያው ሉዋንዳ፣ አንጎላን እና ሉሳካ፣ ዛምቢያን በቀጥታ ለማገናኘት የፋይበር የጀርባ አጥንትን ለማስፋፋት ማቀዱን አስታውቋል። ዛሬ ለናንተ ያቀረብኩላችሁ እነሆ፡- ናይጄሪያውያን እ.ኤ.አ በ Q1 2023 በባንክ ማጭበርበር ከ 85.1 በመቶ ያላነሰ ገንዘብ አጥተዋል። የኬንያ የመጀመሪያው የበይነመረብ የቀጥታ የመስመር ላይ ዩኒቨርሲቲ ናይጄሪያውያን እ.ኤ.አ በ አንደኛው ሩብ አመት (Q1) 2023 በባንክ ማጭበርበር ከ 85.1 በመቶ ያነሰ ገንዘብ አጥተዋል። በፋይናንሺያል ተቋማት ማሰልጠኛ ማዕከል (FITC) የተለቀቀው የባንክ ማጭበርበር እና ሀሰተኛ ዘገባ፣ ናይጄሪያውያን እ.ኤ.አ. ከ አራተኛው የ2022 ሩብ አመት ጋር ሲነጻጸር እ.ኤ.አ. በ2023 የመጀመሪያ ሩብ አመት 85.1 በመቶ ያነሰ ገንዘብ አጥተዋል። እ.ኤ.አ. በ2023 የመጀመሪያ ሩብ አመት ናይጄሪያውያን በድምሩ 12,533 ሪፖርት ከተደረጉ የክስ ጉዳዮች 472 ሚሊየን የሚሆን ናይራ አጥተዋል። በአንፃሩ እ.ኤ.አ. በ አራተኛው የ2022 ሩብ አመት ከ14,609 የክስ ጉዳዮች 3.1 ቢሊዮን ናይራን አጥተዋል። በዘገባውም መሠረት ባንኮች ካለፈው ሩብ ዓመት አንጻር ከ85.13 በመቶ የበለጠ ገንዘብ አስመልሰዋል፣ እና ጥቂት የክስ ጉዳዮች ብቻ ተዘግበዋል - ይህም በ14.07 በነቶ ያነሰ ነው። መጠኑም ከ12.5 ቢሊዮን ወደ 2.5 ቢሊዮን ናይራ ዝቅ ብሏል - ይህም የ79.44 በመቶ ቅናሽ አሳይቷል። ከ2022 የመጀመሪያ ሩብ ዓመት ጋር ሲነጻጸር፣ የዘንድሮው የመጀመሪያ ሩብ ዓመት፣ በተመዘገቡ የክስ ጉዳዮች ያነሰ (በ69.02 በመቶ)፣ በክሶቹም የተካተተው ገንዘብ ያነሰ (በ82.34 በመቶ) እና ተጨማሪ ገንዘብ ያስመለሰ (በ69.35 በመቶ) ነው። እነዚህ የማጭበርበር ተግባራት የተከናወኑት ኤ.ቲኤ.ሞችን፣ የበይነመረብ ድርን፣ የሞባይል ባንኪንግ መድረኮችን (በስልክ ላይ በሚስጥር ኮድ በሚደረግና እና ኢ-ናይራን ጨምሮ)፣ የባንክ ቅርንጫፎች እና የሽያጭ ነጥብ (PoS) ሱቆችን ጨምሮ የተለያዩ የገንዘብ ነክ መሳሪያዎችን በመጠቀም ነው። የሚገርመው ግን፣ በሽያጭ ነጥብ (PoS) ሱቆች ላይ ያለው ማጭበርበር፣ በ1,985 የክስ ጉዳዮች በ19.51 በመቶ ጨምሯል ፣ ይህም በሰለፈው ሩብ ዓመት 1,661 ነበር። በሌሎቹ የገንዘብ ነክ መሳሪያዎች ያለው የማጭበርበር ተግባራት መቀነስን ፡ በኤ.ቲኤ.ም ላይ - በ38.61% ያነሰ፣ በሞባይል ባንኪንግ ላይ - የ9.78% ቅናሽ፣ እና በበይነመረብ ድር ላይ- የ17.81% ቅናሽ አሳይተዋል። እንዲሁም፣ በባንክ ማጭበርበር በመሳተፋቸው ከስራቸው እንዲነሱ ከተደረጉት የባንክ ሰራተኞች ተጨማሪ 15 የሚሆኑ፣ ከ አራተኛው የ2022 ሩብ አመት 12 ከነበረው ከፍ ብሏል። የኬንያ የመጀመሪያው የበይነመረብ የቀጥታ የመስመር ላይ ዩኒቨርሲቲ የኬንያ ፓርላማ በሀገሪቱ የመጀመሪያውን የበይነመረብ የቀጥታ የመስመር ዩኒቨርሲቲ - 'ኦፕን ዩኒቨርሲቲ ኦፍ ኬንያ' (OUK) እንዲቋቋም አፅድቋል። ባለፈው ሳምንት ብሄራዊ ምክር ቤቱ 'የኬንያ ኦፕን ዩኒቨርሲቲ' ረቂቅ ቻርተርን አጽድቋል፣ ይህም ሲፀድቅ በመጀመሪያው ዙር ውስጥ እስከ 7,100 የሚደርሱ ተማሪዎችን ማየት ተችሏልል። ትምህርት ቤቱ የተመሰረተው በ'ማቻኮስ' በሚገ���ው 'ኮንዛ ቴክኖፖሊስ' ሲሆን፣ 1.86 ቢሊዮን KSh የግብር ከፋዮችን ገንዘብ 'የኬንያ ኦፕን ዩኒቨርሲቲ'ን በመጀመሪያው አመት ለማስኬድ ይውላል። ""ይህ አካላዊ ተቋማትን፣ የመረጃ ግንኙነት ቴክኖሎጂን እና ድጋፍን፣ ንድፍን, ምርትን, የመማሪያ/ማስተማሪያ ቁሳቁሶችን እና የተማሪዎች ድጋፍ አገልግሎቶችን ለማቋቋም አብዛኛውን የመጀመሪያ ወጪዎችን ለማሟላት ነው።"" ተማሪዎች በግብርና ሳይንስ እና ቴክኖሎጂ፣በመረጃ ሳይንስ፣ኢኮኖሚክስ እና ስታቲስቲክስ፣የቴክኖሎጂ ትምህርትን፤ እንደ ትምህርት አይነቱ፣ለአንድ ሞጁል ከ10,400KSh እስከ 10,900 KSh ድረስ በመክፈል የመጀመሪያ ዲግሪን ማግኘት ይችላሉ። ሌሎች ዲግሪዎች፣ የሳይበር ደህንነት እና ዲጂታል ፎረንሲክስ ፣የሳይንስ የመጀመሪያ ዲግሪን በቢዝነስ እና በስራ ፈጣሪነት ያካትታሉ። ለዲፕሎማ የትምህርት መስኮች ደግሞ ተማሪዎች 130,000 KSh በዓመት በመክፈል መማር ይችላሉ። የኬንያ መንግስት የምናብ የበይነመረብ በቀጥታ የመስመር ዩኒቨርሲቲን የማቋቋም ሂደቱን ሲጀምር ይህ የመጀመሪያው አይደለም። እ.ኤ.አ. በ2014 በ'ኡሁሩ ኬንያታ' የሚመራው መንግስት 'ክፍት የመማሪያ ዩኒቨርሲቲ' ለማቋቋም ማቀዱን አስታውቆ ነበር። ሆኖም ግን ይህ በጭራሽ አልተጀመረም። ምናልባት ካመለጠዎት ይህ የቀድሞ የ'ጁሚያ' የሽያጭ አማካሪ፣ የአፍሪካ አነስተኛ የንግድ ሥራዎችን እንዲያድጉ ለማገዝ፣ አዲስ ጀማሪ ድርጅት እየገነባ ነው። በናይጄሪያ ላይ የተመሰረተ የሰው ኃብት(HR) ቴክኖሎጂ ጀማሪ ድርጅት፣ 'ፕሮፔል'(Propel) ህብረተሰብአዊ የሆነውን መድረኩን ለማሳደግ የ2.74 ሚሊዮን ዶላር የዘር ገንዘብ እርዳታን አሰባስቧል። የማነበው እና የማየው በአውሮፓ ውስጥ ሰሞነኛ ርእሶች ለምን እንደሚዘገዩ እነሆ ለምንድነው የ ምስለ-መስኮት ካሜራዎች አሁንም በመጠናቸው ግዙፍ እና በዋጋቸውም ውድ የሆኑት? የዩቲዩብን ስልታዊ አካሄድ ፈጣሪ አባትን ያግኙት","Kenya's first online university could be funded by KSh 1.8 billion of taxpayers' money You're probably wondering why you are seeing a different name. Unfortunately, your usual host, Victoria, is under the weather and I'm taking over for the day. Don't worry, she'll be back soon. How'd your day go? Lately, I've begun to see Mondays as just another day and I hope it continues that way. It's leading to a more fulfulling week and I'm here for that. Meanwhile, Angolans and Zambians might be getting cheaper Internet soon thanks to Liquid Dataport, a subsidiary of Liquid Intelligent Technologies. The company announced plans to expand its fibre backbone to connect Luanda, Angola and Lusaka, Zambia directly. Here's what I've got for you today: Nigerians loss 85.1% less money to banking fraud in Q1 2023 Kenya's first online university Nigerians loss 85.1% less money to banking fraud in Q1 2023 A new report on banking fraud and forgeries released by the Financial Institutions Training Centre (FITC) has revealed that Nigerians lost 85.1% less money to banking fraud in the first quarter of 2023, compared to Q4 2022. In Q1 2023, Nigerians lost ₦472 million from a total of 12,533 reported cases. In comparison, they lost ₦3.1 billion in 14,609 cases in Q4 2022. Going by the report, banks recovered 85.13 per cent more money than the preceding quarter and fewer cases were reported — 14.07% less. The amount involved also decreased to ₦2.5 billion from ₦12.5 billion — a 79.44% drop. In comparison to the first quarter of 2022, this year's Q1 saw less cases reported (69.02%), less money involved (82.34%), and more money recovered (69.35%). These fraudulent activities were performed using various channels including ATMs, web, mobile banking platforms (including USSD & eNaira), bank branches, and Point of Sale (PoS) terminals. Interestingly, PoS fruad increased by 19.51% to 1,985 cases, up from 1,661 in the preceding quarter. Other channels showed a decrease in fraudulent activities: ATM - 38.61% less, mobile - 9.78% decrease, and web - 17.81% drop. Also, more bank employees (15) had their jobs terminated for participating in banking fraud, up from 12 in Q4 2022. Kenya's first online university Kenya's parliament has approved the establishment of the country's first online university — Open University of Kenya (OUK). Last week, the National Assembly approved the draft charter for the Open University of Kenya, which upon ratification could see as many as 7,100 students admitted in its first cohort. The school would be based at the Konza Technopolis in Machakos and KSh1.86 billion of taxpayers' money would be used to run OUK in its first year. This is to ""meet most of the initial costs of setting up physical facilities, information communication technology and support, design, production, acquisition of learning/teaching materials and learner support services."" Students could get a bachelor's degree in Agricultural Sciences and Technology, Data Science, Economics and Statistics, Technology Education, paying between KSh10,400 and KSh10,900 per module, depending on the course. Other degrees include Bachelor of Cyber Security and Digital Forensics, Bachelor of Science in Business and Entrepreneurship. For diploma courses, students could pay KSh130,000 per year. This isn't the first time a Kenyan government has begun the process of establishing a virtual university. In 2014, an Uhuru Kenyatta-led government announced plans to set up an open learning university. However, it was never launched. In case you missed it This former Jumia sales consultant is building a startup to help African small businesses scale Nigerian-based HR tech startup, Propel, raises $2.74 million in seed funding to scale its community platform What I'm reading and watching Here’s why Threads is delayed in Europe Why are TV Cameras still HUGE and expensive? Meet the Godfather of YouTube strategy","Za a iya kashe KSh biliyan 1.8 ga jami'ar yanar gizo ta ƙasar Kenya daga kuɗin haraji. Akwai yiwuwar kuna cikin ɗimuwa saboda ganin sunaye daban-daban. Abin takaici, mai masauƙin baƙi na yau da kullun, Victoria, yana ƙarƙashin yanayi kuma ina ɗaukar nauyin ranar. Kada ku damu, kwanannan zata dawo. Ya wuninku ya ƙare? Kwanakinnan, na fara ganin ranar Litinin kamar kowace rana kuma ina fatan ta ci gaba a haka. Tana jagoranta zuwa ga cikakken sati kuma ina nan saboda haka. A halin da ake ciki, da yiwuwar kwanannan 'yan ƙasar Angola da 'yan ƙasar Zambia suna samu intanet mai sauƙin kuɗi, muna godiya ga Liquid Dataport, wani reshe na kamfanin Liquid Intelligent Technologies. Kamfanin ya sanar da shirin faɗaɗa reshensa don alaƙa kai tsaye da Luanda da Angola da Lusaka da kuma Zambia. Ganan abin da samo muku yau: Yan Najeriya sunyi asarar 85.1% ƙasa da kuɗin aka sata ta bankuna a Q1 a shekarar 2023 Jami'ar yanar gizo ta farko ta Kenya Yan Najeriya sunyi asarar 85.1% ƙasa da kuɗin aka sata ta bankuna a Q1 na 2023 Wani sabon rahoto kan satar ta banki da Cibiyar Horarwa ta Kuɗi (FITC) ta fitar ta bayyana cewa 'yan Najeriya sunyi asarar 85.1% ƙasa da kuɗin da ake sata ta banki a farkon rubu'in 2023 idan aka kwatanta da Q4 na 2022. A Q1 na 2023, 'yan Najeriya sunyi asarar Naira miliyan ₦472 daga jimillar ƙararraki 12,533 da aka ruwaito. A kwatance, sunyi asarar Naira biliyan ₦3.1 a cikin ƙararraki 14,609 a Q4 na 2022. Bisa wannan rahoto, bankuna sun dawo da kaso 85.13 cikin ɗari wanda kuɗaɗe ne masu yawa fiye da rubu'in baya da kuma ƙarancin ƙararraki da aka ruwaito - ƙasa da 14.07%. Adadin da ya ƙunsa ya sauƙo daga Naira ₦12.5 billion zuwa Naira ₦2.5 billion - Faɗowa ta 79.44%. Idan aka kwatanta da rubu'in farko na shekarar 2022, Q1 na wannan shekarar ya samu ƙaranci ƙararraki da aka ruwaito (69.02%), ƙasa da kuɗin da ya ƙunsa (82.34%) kuma kuɗaɗe masu yawa da aka dawo da su (69.35%). Anayin waɗannan ayyukan na zamba ta hanyoyi da dama waɗanda suka ƙunshi ATMs da adireshin yanar gizo da dandalin banki na kan waya (wanda ya ƙunshi USSD da manhajar eNaira) da ofoshin banki da kuma wuraren ciran kuɗi (PoS). Abin ban mamaki, satar PoS ta ƙaru da 19.51% zuwa ƙararraki 1,985 daga 1,661 a rubu'i na gaba. Wasu hanyoyin da suka nuna raguwar ayyukan zamba: ATM - ƙasa da 38.61%, ta wayar hannu - ya ragu da 9.78%, da kuma da adireshin yanar gizo ya sauƙo da 17.81%. Kuma du, ma'aikatan bankuna da dama (15) sun rasa ayyukansu saboda sanya hannu cikin satar banki, daga 12 a Q4 na 2022. Jamai'ar yanar gizo ta farko ta Kenya Majalisar Kenya ta amince da kafa jami'ar yanar gizo ta farko ta ƙasar - Open University of Kenya (OUK). A satin da ya gabata, Majalisar Ƙasar ta amince da daftarin na Open University of Kenya, wanda da zarar an tabbatar zata iya samun ɗalibai 7,100 a ɗaukan farko. Jami'ar zata kasance a garin Konza Technopolis a Machakos kuma za a yi amfani da KSh biliyan 1.8 na kuɗin haraji a shekararta farko. Wannan (kuɗin) don ""siyan yawancin kayayyakin da za a fara aiki dasu da suka haɗa da kayyakin fasahar sadarwa da tallafi, da tsarawa, da ƙirƙira, da mallakar kayayyakin koyarwa da kuma na ayyukan tallafawa ɗalibi."" Ɗalibai zasu iya samun karatun digirin farko a fanni Kimiyya da Fasahar Noma, da Kimiyyar Bayanai, da Tattalin Arziki da Ƙididdiga, da Fasahar Ilimantarwa, wanda zasu na biya tsakanin KSh10,400 da KSh10,900 a duk ɓangare, ya danganta da kwas. Sauran digirin sun haɗa da Cyber Security and Digital Forensic, Digiri a fannin Kimiyyar Kasuwanci da Cinikayya. Domin kwasa-kwasan difloma, ɗalibai na iya biyan KSh130,000 kowace shekara. Wannan dai ba shi ne karon farko da gwamnatin Kenya ta fara aikin kafa jami'a ta intanet ba. A shekarar 2014, gwamnatin Uhuru Kenyatta ta sanar da shirin kafa jami'ar koyo ta buɗe. Duk da haka, ba a taɓa ƙaddamar da ita ba. Idan kun rasa wani abu Wannan tsohon mai ba da shawara kan tallace-tallace na Jumia yana tada wani sabon kamfani don taimakawa ƙananan kasuwancin Afirka Sabon kamfanin HR tech na Najeriya, Propel, ya tara dala miliyan 2.74 don haɓaka dandalin al'umma. Abin da nake karantawa da kallo Wannan ne dalilin da yasa ake jinkiri a Turai Me yasa kyamarori na TV suke da girma da tsada? Haɗu da Ubangidan dabarun YouTube","Chuo kikuu cha mtandaoni cha Kenya kinaweza kufadhiliwa kwa Bilioni 1.8Ksh pesa za walipa kodi Labda unashangaa kwanini unaona jina tofauti. Kwa bahati mbaya, mwenyeji wako wa kawaida, Victoria yuko chini ya hali ya hewa na ninachukua nafasi kwa siku hiyo. Usijali, atarudi muda si mrefu. Siku yako iliendaje? Hivi karibuni, nimeanza kuiona Jumatatu kamasiku nyengine tu natumai itaendelea hivyo. Inaongoza kwa wiki yenye utimilifu zaidi na niko hapa kwa hilo. Wakati huo huo, Waangola na Wazambia wanaweza kupata intaneti kwa bei nafuu muda si mrefu shukrani kwa Liquid Dataport, kampunzi tanzu ya Liquid Intelligent Technologies. Kampuni hiyo ilitangaza mipango ya kupanua malengo yake makuu moja kwa moja kwa kuinganisha Luanda, Angola, na Lusaka, Zambia. Hii ndio niliyokupa leo: Wananchi wa Nigeria walipoteza pesa kidogo kwa 85.1% kutokana na ulaghai wa Benki katika Q1 2023 Chuo kikuu cha kwanza cha mtandaoni nchini Kenya Wananchi wa Nigeria walipoteza pesa kidogo kwa 85.1% kutokana na ulaghai wa Benki katika Q1 2023 Ripoti mpya kuhusu udanganyifu na ulaghai wa Benki iliyotolewa na kituo cha mafunzo ya Taasisi za kifedha (FITC) imefichua kwamba wanaijeria walipoteza pesa kidogo kwa 85.1% kutokana na udanganyifu wa benki katika robo ya kwanza ya 2023, ikilinganishwa na Q4 2022. Katika Q! 2023, wanaijeria walipoteza milioni 472N katika jumla ya kesi 12,533 zilizoripotiwa. Kwa kulinganisha, walipoteza Bilioni 3.1N katika kesi 14,609 katika Q4 2022. Kulingana na ripoti, Benki zilipata asilimia 85.13% ya pesa ya robo iliyotangulia na kesi chache ziliripotiwa, 14.07% chini. Pia kiasi kilichohusika kilipungua hadi Bilioni 2.5N kutoka Bilioni 12.5N, kimeshuka kwa 79.44%. Ikilinganishwa na robo ya kwanza ya 2022, Q1 ya mwaka huu ilishuhudia kesi chache zilizoripotiwa (69.02%), pesa kidogo zilizohusika (82.34%), na pesa nyingi zilizorejeshwa (69.35%). Shughuli hizi za ulaghai zilitekelezwa kwa kutumia njia mbalimbali zikiwemo ATM, Wavuti, majukwaa ya simu ya kibenki (ikijumuisha USSD na eNaira), matawi ya Benki, na vituo vikuu vya mauzo (PoS). Inashangaza, udanganyifu wa PoS uliongezeka kwa 19.51% hadi kufikia kesi 1,985 kutika 1,661 katika robo iliyotangulia. Nyengine zilionyesha kupungua kwa shughuli za ulaghai: ATM chini ya 38.61%, simu ulipungua kwa 9.78%, na wavuti ulishuka kwa 17.81%. Pia, wafanyakazi zaidi wa Benki (15) waliachishwa kazi kwa kushiriki katika ulaghai wa kibenki, kutoka 12 katika Q4 2022. Chuo kikuu cha kwanza cha mtandaoni nchini Kenya Bunge la Kenya limeidhinishwa kuanzishwa kwa chuo kikuu cha kwanza cha mtandaoni nchini humo, chuo kikuu huria cha Kenya (OUK). Wiki iliyopita, bunge la kitaifa liliidhinisha rasimu ya katiba yachuo kikuu huria cha Kenya, ambayo baada ya kuidhinishwa kinaweza kushuhudia wanafunzi 7,100 walioandaliwa katika kundi lake la kwanza. Chuo hicho kitakuwa na makao yake katika Konza Technopolis huko Machakos na pesa za walipa kodi Bilioni 1.86Ksh zingetumika kuendesha OUK katika mwaka wake wa kwanza. Hii ni ""Kukudhi gharama nyingi za kuweka vifaa halisi, teknolojia ya mawasiliano ya habari na usaidizi, ubunifu, uzalishaji, upatikanaji wa vifaa vya kujifunzia/kufundishia na huduma za usaidizi kwa wanafunzi"" Wanafunzi wanaweza kupata shahada ya awali katika sayansi ya kilimo na teknolojia, sayansi ya Data, uchumi na takwimu, elimu ya teknolojia, walilipa kati ya Ksh 10,400 na Ksh10,900 kwa kila moduli, kulingana na kozi. Shahada nyengine ni pamoja na shahada ya awali ya usalama wa kimtandao na uchunguzi wa kidigitali, shahada ya awali ya sayansi katika biashara na ujasiliamali. Kwa kozi za stashahada, wanafunzi wanaweza kulipa Ksh130,000 kwa mwaka. Hii si mara ya kwanza kwa serikali ya Kenya kuanza mchakato wa kuanzisha chuo kikuu cha mtandaoni. Mnamo 2014, serikali inayoongozwa na Uhuru Kenyata ilitangaza mipango ya kuanzisha chuo kikuu huria cha kujifunza. Hata hivyo, haikuzinduliwa kamwe. Ikiwa umeikosa Mshsuri huyu wa zamani wa mauzo wa Jumia anaandaa mpango wa kusaidia biashara ndogo ndogo za Kiafrika Kuanzishwa kwa HR tech yenye makao yake nchini Nigeria, Propel, inachangisha $2.74 milioni katika ufadhili wa mbegu ili kuongeza jukwaa lake la jamii Ninachosoma na kutazama Hii ndiyo sababu Threads zimechelewa huko Ulaya Kwa nini TV Kamera bado ni KUBWA na ghali mno? Kutana na Godfather wa mkakati wa YouTube","Yunifásítì orí ẹ̀rọ ayélujára àkọ́kọ́ ní orílẹ̀-èdè Kenya lè gba owó ìrànwọ́ pẹ̀lú KSh 1.8 bílíọ̀nù owó àwọn tó ń san owó orí Bóyá ò ń rò ó pé kínni ìdí tí o fi ń rí orúkọ tó yàtọ̀. Ó ṣeni láànú, olùgbàlejò yín ní gbogbo ìgbà, Victoria, ń ṣe òjòjò èmi ni mo sì gba àkóso fún tèni. Má rò ó, ó máa padà dé láìpẹ́. Báwo ni òní ti rí? Láti bí ọjọ́ mẹ́ta, mo ti ń rí ọjọ́ Ajẹ́ gẹ́gẹ́ bí àwọn ọjọ́ mìíràn mo sì nírètí pé yóò tẹ̀síwájú báyẹn. Ó ti ń yọrí sí ọ̀sẹ̀ ìdùnnú mo sì wà níbí fún ìyẹn. Bó tilẹ̀ jẹ́ wí pé, àwọn ọmọ orílẹ̀-èdè Angola àti Zambia lè máa rí ẹ̀rọ ayélujára tó rọjú láìpẹ́ ọpẹ́ pàtàkì fún Liquid Dataport, ẹ̀ka Liquid Intelligent Technologies. Ilé iṣẹ́ náà kéde èròngbà láti fẹ àtìlẹ́yìn kébù rẹ̀ lójú láti ṣe àsopọ̀ Luanda, Angola àti Lusaka, Zambia tààrà. Nǹkan tí mo ní fún-un yín lónì rè é: Àwọn ọmọ orílẹ̀-èdè Nàìjíríà pàdánù 85.1% dín owó sí jìbìbì ilé ìfowópamọ́ ní Q1 ọdún 2023 Yunifásítì orí ẹ̀rọ ayélujára àkọ́kọ́ ní orílẹ̀-èdè Kenya Àwọn ọmọ orílẹ̀-èdè Nàìjíríà pàdánù 85.1% dín owó sí jìbìbì ilé ìfowópamọ́ ní Q1 ọdún 2023 Ìjábọ̀ tuntun kan lórí jìbìtì ilé ìfowópamọ́ àti àwọn ìwé yíyí tí Ààyè Ìkọ́ni Àwọn Ilé Iṣẹ́ Ìṣúná (FITC) gbé jáde ti fi hàn pé àwọn ọmọ orílẹ̀-èdè Nàìjíríà pàdánù 85.1% dín owó sí jìbìtì ilé ìfowópamọ́ ní ìdámẹ́ta àkọ́kọ́ ọdún 2023, yàtọ̀ sí Q4 ọdún 2022. Ní Q1 ọdún 2023, àwọn ọmọ orílẹ̀-èdè Nàìjíríà pàdánù ₦472 mílíọ̀nù láti àpapọ̀ àwọn ìṣẹ̀lẹ̀ 12,533 tí wọ́n fi sùn. Ní àfiwé, wọ́n pàdánù ₦3.1 bílíọ̀nù nínú ìṣẹ̀lẹ̀ 14,609 ní Q4 ọdún 2022. Pẹ̀lú ìjábọ̀ yìí, àwọn ilé ìfowópamọ́ gba ìdá 85.13 owó padà ju ìdámẹ́ta ìṣáájú bẹ́ẹ̀ àwọn ìṣẹ̀lẹ̀ díẹ̀ ni wọ́n fi sùn — 14.07% dín. Iye owó tí ó wà nínú rẹ̀ dínkù sí ₦2.5 bílíọ̀nù láti ₦12.5 bílíọ̀nù — àdínkù 79.44%. Ní àfiwé sí ìdámẹ́ta àkọ́kọ́ ọdún 2022, Q1 ọdún yìí rí àdínkù ìfisùn àwọn ìṣẹ̀lẹ̀ (69.02), iye owó díẹ̀ ló wà nínú ẹ̀ (82.34%), wọ́n sì gba owó púpọ̀ padà (69.35%). Àwọn ìṣẹ̀lẹ jìbìtì wọ̀nyìí ni wọ́n ṣe pẹ̀lú lílo oríṣiríṣi ojú òpó tó fi mọ́ àwọn ATM, ibùdó ìtàkùn, àwọn ìkànnì ìfowópamọ́ orí ẹ̀rọ ìbánisọ̀rọ̀ alágbèká (tó fi mọ́ USSD & eNaira), àwọn ẹ̀ka ilé ìfowópamọ́, àti àwọn ibùdó Ẹ̀rọ Ìsanwó Ọjà (PoS). Sí ìyàlẹ́nu, jìbìtì PoS tí lékún pẹ̀lú 19.51% sí àwọn ìṣẹ̀lẹ̀ 1,985, sókè láti 1,661 ní ìdámẹ́rin tó ṣíwájú. Àwọn ojú òpó mìíràn ṣàfihàn àdínkù nínú àwọn ìṣẹ̀lẹ jìbìtì: ATM - 38.61% àdínkù, ẹ̀rọ ìbánisọ̀rọ̀ alágbèká- 9.78% àdínkù, àti ibùdó ìtàkùn - 17.81% dínkù. Bákan náà, ọ̀pọ̀lọpọ̀ àwọn òṣìṣẹ́ ilé ìfowópamọ́ (15) ni wọ́n fòpin sí iṣẹ́ wọn fún kíkópa nínú ìlu jìbìtì nílé ìfowópamọ́, tí ó tó 12 ní Q4 ọdún 2022. Yunifásítì orí ẹ̀rọ ayélujára àkọ́kọ́ ní orílẹ̀-èdè Kenya Ilé aṣòfin ilẹ̀ Kenya ti fọwọ́sí ìdásílẹ̀ yunifásítì orí ẹ̀rọ ayélujára àkọ́kọ́ ní orílẹ̀-èdè náà — Open University of Kenya (OUK). Lọ́sẹ̀ tó kọjá, Ilé Ìgbìmọ̀ Aṣòfin buwọ́lù ìwé àdéhùn Open University of Kenya, tó ṣe wí pé lẹ́yìn ìbuwọ́lù náà lè gba àwọn akẹ́kọ̀ọ́ tí wọ́n tó 7,100 wọlé ní ọ̀wọ́ àkọ́kọ́ rẹ̀. Ilé ẹ̀kọ́ náà máa wà ní Konza Technopolis ní Machakos bẹ́ẹ̀ sì ni KSh1.86 bílíọ̀nù owó àwọn tó ń san owó orí yóò di lílò láti darí OUK ní ọdún akọ́kọ́ rẹ̀. Èyí ni láti ""pa ọ̀pọ̀lọpọ̀ iye owó tí wọ́n fi kọ́kọ́ gbé àwọn ohun èlò àfojúrí kalẹ̀, ìmọ̀ ẹ̀rọ àgbékalẹ̀ ìròyìn àti àtìlẹ́yìn, ìṣelọ́jọ̀, ìpèsè, ríra àwọn ohun èlò ìkẹ́kọ̀ọ́/ìkọ́ni àti ìpèsè iṣẹ́ àtìlẹ́yìn àwọn akẹ́kọ̀ọ́."" Àwọn akẹ́kọ̀ọ́ lè gba dìgírì báṣẹ́lọ̀ nínú Agricultural Sciences àti Technology, Data Science, Economics àti Statistics, Technology Education, tí wọn ó ma san láàrín KSh10,900 fún ẹ̀kọ́ kọ̀ọ̀kan, léyìí tó níṣe pẹ̀lú ìkẹ́kọ̀ọ́ wọn. Lára àwọn ìwé-ẹ̀rí ìkẹ́kọ̀ọ́jáde mìíràn lati rí Bachelor of Cyber Security and Digital Forensics, Bachelor of Science in Business and Entrepreneurship. Fún àwọn ẹ̀kọ́ dípúlómà, àwọn àwọn akẹ́kọ̀ọ́ lè san KSh130,000 lọ́dún. Èyí kì�� ṣe ìgbà àkọ́kọ́ tí ìjọba orílẹ̀-èdè Kenya ti bẹ̀rẹ̀ ìlànà láti ṣe àgbékalẹ̀ Yunifásítì orí ẹ̀rọ ayélujára. Ní 2014, ìṣèjọba tí Uhuru Kenyatta léwájú rẹ̀ kéde èròngbà láti ṣe àgbékalẹ̀ Yunifásítì ìkẹ́kọ̀ọ́ gbogbogbò. Síbẹ̀síbẹ̀, wọn ò ṣe ìfilọ́lẹ̀ rẹ̀. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Olùbánidámọ́ràn ìpolówó ọjà ní Jumia tẹ́lẹ̀ ti ń ṣe àgbékalẹ̀ ilé iṣẹ́ adìdeélẹ̀ kan láti ran àwọn oníṣòwò kékèké nilẹ̀ Adúláwọ̀ lọ́wọ́ Ilé iṣẹ́ adìdeélẹ̀ ìmọ̀ ẹ̀rọ HR tí ó wà ní orílẹ̀-èdè Nàìjíríà, Propel, ṣe àkójọ $2.74 mílíọ̀nù owó ìdókówò fún ìdàgbàsókè ìkànnì àwùjọ rẹ̀ Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Ìdí nìyí tí Threads ṣe ní ìdádúró ní Yúróópù Kí ló dé tí àwọn kámẹ́rà TV ṣì ṣe TÓBI tí wọ́n sì wọ́n? Wá wo Bàbá ìsàlẹ̀ ọgbọ́n àtinúdá lórí YouTube","Inyuvesi yokuqala yokufunda nge inthanethi eKenya ingaxhaswa ngamabhiliyoni angu Ksh 1.8 wemali yabakhokhi bentela Mhlambe uyazibuza ukuthi kungani ubona igama elehlukile. Ngebhadi, umsingathi wenu enimujwayele uVictoria,akaphilile ngizombambela okwanamuhlanje. Ningakhathazeki uzobuya maduze. Luzohamba kanjani usuku lwakho? Kamuva nje sengiqala ukubona uMsombuluko njengezinye izinsuku ngiyathemba ukuthi kuzoqhubeka kanjalo. Ngiqonde esontweni eligculisayo futhi ngikhonela lokho. Okwamanje, Angola neZambia ingathola inthanethi eshibhile ngokushesha siyabonga kuLiquidDataport,umhlinzeki weLiquid Intelligent Technologies. Inkampani imemezele izinhlelo zokwandisa umgogodla wefayibha ukuchuma iLuanda, iAngola kanye neLusaka, neZambia ngqo. Nakhu engikuphathele khona namhlanje: AmaNigeria alahlekelwe u-85,1% wemali engaphansi yobukhonyovu bokubhanga Eq1 2023 Inyuvesi yokufunda ku inthanethi yokuqala eKenya AmaNigeria alahlekelwe u-85,1% wemali engaphansi yobukhonyovu bokubhanga Eq1 2023 Umbiko omusha wobukhonyovu bokubhanga nokufoja okhishwe yiFinancial Institution Centre (FITC) Ivese ukuthi iNigeria ilahlekelwe u 85.1 % wemali engaphansi kubukhonyovu bokubhanga kukota yokuqala ya 2023 uma uqhathanisa neQ4 2022. Ngo-Q1 2023 iNigeria ilahlekelwe izigidi ezingu-₦472 kusuka kusamba samacala abikiwe esiwu-12,533. Uma uqhathanisa balahlekelwe izigidigidi ezingu-₦3.1 kumacala angu-14,609 kuQ4 2022. Ngokuhamba ngombiko, amabhange abuyisa imali eningi engango-86.13 wamapheshenti kunekota yasekuqaleni futhi ambalwa amacala abikwa - ngaphansi kuka-14.07%. Inani elibandakanyekayo liphinde lehla ngezigidigidi ezingu-₦2.5 kusuka ku-₦12,5 wezigidigidi - ukwehla kuka-79.4%. Uma uqhathanisa nekota yokuqala yango 2022,iQ1 yalonyaka ibone amacala amacane abikiwe (69.02%) incane imali ebandakanyekayo(82.34%) futhi imali eningi etholakele(69.35%). Imisebenzi yokugebengu ibiyenziwa kusetshenziswa amashaneli ambalwa okufaka ATM,iwebhu,izinkundla zokubhanga ezingomahamba naye (okufaka i-USSD neNaira), amagathsa amabhange nezindawo zokudayisa (PoS). Okumangazayo umkhonyovu wePoS wenyuke ngo-19.51% kuya kumacala angu-1,985 kuya ku-1.661 kukota yasekuqaleni. Amanye amashaneli akhombise ukwehla emsebenzini yokukhwabanisa: ATM - ngaphansi ngo-38.61% - isihambanaye - yehla ngo-9.78% kanye newebhu - yehle ngo-17.81 %. Futhi abasebenzi basebhange abaningi (15) baxoshiwe emsebenzini ngenxa yokubandakanyeka ebugebengwini basebhange kusuka ku 12 kuQ4 ngo 2022. Inyuvesi yokuqala yokufunda nge inthanethi eKenya Iphalamende laseKenya seligunyaze ukusungulwa kwenyuvezi yokuqala yokufunda ku inthanethi ezweni-Open University of Kenya (OUK). Ngesonto eledlule iNationa Assembly igunyaze umzamo wechatha weOpen University of Kenya, lapho ngokulungiswa ungabona abafundi abaningi abangafika ku 7 100 bamukelwa kuqoqo labantu bokuqala. Isikole sizozinza eKonza Technopolis eMachakos namabhiliyoni angu Ksh 1,86 wemali yabakhokhi bentela izosetshenziswa ukusebenza kweOUK kunyaka wayo wokuqala. Lokhu ""kungukuhlangabezana nokubiza kokuqala kokuhlela indawo,ezobuchwepheshe bokuxhumana kolwazi nokwesekwa, ukudweba, umkhiqizo, indlela yokufunda/izinto zokufundisa nezinsiza zokweseka umfundi."" Abafundi bangathola iziqu zebhashela kuAgriculture Science and Technology,Data Science,Economics and Statistics,Technology Education bekhokha phakathi kukaKsh 10,400 noKsh 10,900 isifundo ngasinye kuya ngokuthi yisiphi isifundo. Ezinye iziqu okufaka iBachelor of Cyber Security neDigitak Forensic, iBachelor of Science in Business kanye Nezamabhizinisi. Izifundo zediploma,abafundi bangakhokha Ksh130,000 ngonyaka. Lokhu akukhona okokuqala uhulumeni waseKenya eqala uhlelo lokusungula inyuvesi yokubukwayo. Ngo-2014 uhulumeni owawuholwa ngu Uhuru Kenyatta wamemezela izinhlelo zokusetha inyuvesi yokufunda okuvulelekile. Kepha ayizange yethulwe. Uma kukwedlulile This former Jumia sales consultant is building a startup to help African small businesses scale Nigerian-based HR tech startup, Propel, raises $2.74 million in seed funding to scale its community platform Engikufundayo nengikubukayo Here’s why Threads is delayed in Europe Why are TV Cameras still HUGE and expensive? Meet the Godfather of YouTube strategy"
+""" በሰው የተሰራ አዋቂ (AI) በናይጄሪያ ውስጥ ገና በዳዴ መሄድ እንኳን አልጀመረም""- በናይጄሪያ ስለ ሰው ሰራሽ የማሰብ ችሎታ(Artificial intelligence) ሁኔታ ላይ የቴክኖሎጂ ባለሙያዎች እንደተናገሩት። ዜናው በሌጎስ የጅምር ድርጅቶች ሳምንት ላይ ንግግር ያደረጉ ባለሙያዎች እንደሚሉት፣ በናይጄሪያ ውስጥ የሰው ሰራሽ አዋቂ(Artificial intelligence) ገና ብዙ ስራ ይቀረዋል ። ባለሙያዎቹ በናይጄሪያ በሰው የተሰራ አዋቂ (AI) ፈጠራዎችን ለማዳበር በሚያስችሉ ተግዳሮቶች እና አስፈላጊ መሠረተ ልማቶች ላይ ተወያይተዋል። በ በሰው የተሰራ አዋቂ (AI) እድገት ረገድ አገሪቱን ከተጋፈጧት ትልቅ ፈተናዎች አንዱ 'ትምህርት' ነው። ናይጄሪያ የመጀመርያው የሰው ልጅን መሳይ ሮቦትን ፈጣሪ እንደሆነው እንደ 'ዩኒኮን ግሩፕ'(Uniccon Group) ያሉ በሰው የተሰራ አዋቂ (AI) ጀማሪዎች ቢኖሯትም፣ በናይጄሪያ በሰው የተሰራ አዋቂ (AI) ሁኔታ አሁንም ገና በጅምር ላይ ነው። በናይጄሪያ የሚገኙ የቴክኖሎጂ ስነ-ምህዳር ባለሙያዎች ይህንን፣ በሀገሪቱ ያለው በሰው የተሰራ አዋቂ (AI) ገና በዳዴ እየሄደ ነው ብለው፣ እ.ኤ.አ. ሐምሌ 14 ቀን 2023 በሌጎስ ጀማሪ ድርጀቶች ሳምንት ላይ አረጋግጠዋል ። በመድረኩ ላይ በአገሪቷ ውስጥ በሰው የተሰራ አዋቂ (AI) ፈጠራን እንዴት ማጎልበት እንደሚቻል ሲወያዩ ፣በ 'ስማርትኮምፕላይመተግበሪያ'(SmartComplyApp) የሀገራቱ መሪ አስተዳዳሪ የሆኑት፣ 'ዶላፖ አኪንቢሶላ' ፣ ወደ 'በሰው የተሰራ አዋቂ (AI)' ፈጠራ የሚወስደው መንገድ በትምህርት መጀመር አለበት ብለው ያምናሉ። "" ሆን ብለን የስርዓተ ትምህርታችን አካል መሆኑን ማረጋገጥ አለብን"" ብለዋል። በስፓቲፋይ(Spotify) ፣በሰው የተሰራ አዋቂ (AI) የጥናት ተመራማሪ የሆነው 'ኦሉሚድ ኦኩባዴጆ'፣ ናይጄሪያ በሰው የተሰራ አዋቂ (AI) ቴክኖሎጂን መምራት የሚችል ተስጥኦ ያላቸው ግለሰቦች የላትም፣ በማለት የ'አኪንቦላ'ን አቋም ደግፈው አረጋግጠዋል። "" በናይጄሪያ ውስጥ የሰውን ፊትን ለይቶ ማወቂያ ቴክኖሎጂን (pipeline) ወይም የሰውን ንግግር ለይቶ ማወቂያ ቴክኖሎጂን (pipeline) ምን ያህል ሰዎች መገንባት ይችላሉ?"" ከትምህርትም ባሻገር፣ ሌሎች ምክንያቶች በናይጄሪያ በሰው የተሰራ አዋቂ (AI) እድገትን እያደናቀፉ ናቸው። የማይክሮሶፍት አፍሪካ ልማት ማዕከል (ADC)፣ የምህንድስና ፈጠራዎች መሪ የሆኑት፣'ንከም ንዌኬ'፣ ከበይበመረብ ግንኙነት እስከ መሠረተ ልማት ድረስ፣ እንዴት አግባብ ያለው የበይነመረብ ግንኙነት ከጠቅላላ የሀገር ውስጥ ምርት ዕድገት(GDP growth) ጋር ምን ያህል እንደሚመጣጠን ጠቁመዋል። እንደ አለም ባንክ ዘገባም፣""ጠቅላላ የሀገር ውስጥ ምርት ዕድገት(GDP growth) ከሌሎች ነገሮች በተጨማሪ፣ የበይነመረብ ግንኙነት በፍጥነት መስፋፋት ጋር ይገናኛል።"" በ'ማክኪንሴ' (McKinsey) በተደረገ ጥናትም፣ 'በይነመረብ' በማደግ ላይ ካሉት ኢኮኖሚዎች ከጠቅላላ የሀገር ውስጥ ምርት (GDP) ውስጥ የ3.4 በመቶውን የሚሸፍን በመሆኑ፣ በኢኮኖሚ እድገት ውስጥ ወሳኝ ሚና እንደሚጫወት አረጋግጧል። ሆኖም፣ 'ስታቲስታ' (Statista) እ.ኤ.አ በ2022 በሀገሪቱ የበይነመረብ አገልግሎት ተደራሽነትን፣ 38.73 በመቶ ብቻ መሆኑን አስቀምጧል። በሰው የተሰራ አዋቂ (AI) እድገትን፣ የሚቀርጹ ፖሊሲዎችን መፍጠር የዲጂታል አስተዳደር ልዩ ባለሙያ የሆነው 'ቪክቶር ፋሙቦዴ'፣ ትክክለኛ በሰው የተሰራ አዋቂ (AI) ፖሊሲዎችን ማውጣት፣ ግንዛቤን በመፍጠር መጀመር እንዳለበት ያምናል። መንግስት ከሰው በተሰራ አዋቂ (AI) ጋር የተያያዙ እድሎችንና ስጋቶችን እያስተዋወቀ እናም በተመሳሳይ መልኩም ቴክኖሎጂውን ሀላፊነት በተሞላበት መልኩ መጠቀምን በማስተማር ላይ መሆኑን ማረጋገጥ አለበት ብለዋል። እንዲሁም መንግስት ነፃ እና ክፍት ፈጠራዎችን እንዲያከናውኑ የሚረዱ ቡድኖችን የሚያበረታታበትን መንገድ ማፈላለግም አስፈላጊ ነው። "" ቻትጂ.ፒ.ቲን(ChatGPT) እና እንደዚህ ያሉ ብዙ ትላልቅ የ'ቋንቋ' ሞዴሎች፣ እንዴት እንደተወለዱ ስትመለከት፣ መሰረቱ ከነፃ እና ክፍት የሳይንስ ቦታ ነው።"" ""እነዚህ ሞዴሎች ዛሬ ያሉን ምክንያቱ፣ ነፃ እና ክፍት ሳይንስ በበለጸጉ ኢኮኖሚዎች ውስጥ ስለተፈቀደ ነው።"" ናይጄሪያ በአሁኑ ጊዜ አጠቃላይ በሰው የተሰራ አዋቂ (AI) ፖሊሲ ባይኖራትም፣ ለቴክኖሎጂ እድገት ግን ፍላጎት አሳይታለች። ለምሳሌ፣ የናይጄሪያ የግንኙነት ኮሚሽን (NCC)፣ፖሊሲ አውጪዎች በሰው የተሰራ አዋቂ (AI) ጋር በመሆን ምን ማድረግ እንደሚቻል ግንዛቤዎችን ለመስጠት፣ በሰው የተሰራ አዋቂ (AI) በህብረተሰቡ ውስጥ ስላለው ተፅእኖ የምርምር ጥናት አሳትሟል። ሆኖም፣ 'ፋሙቦዴ' ፣ ከቀሪው አለም ቴክኖሎጂ ጋር ለመድረስ በሚል በሚወጡ ፓሊሲዎች የሚጫወቱበት ጊዜ እንዳለፈ እና ፖሊሲ አውጪዎች በናይጄሪያ ፈጣን በሰው የተሰራ አዋቂ (AI) ፈጠራን ለማረጋገጥ በፍጥነት መንቀሳቀስ አለባቸው ብሎ ያምናል።","""AI in Nigeria has not even started crawling"" - tech experts on the state of artificial intelligence in Nigeria The news Artificial Intelligence (AI) in Nigeria still has a long way to go, according to experts, who spoke at the Lagos Startup Week. The experts discussed challenges and the necessary infrastructure that needs to be put in place to foster AI innovation in Nigeria. One of the biggest challenges facing the country in terms of AI growth is education. While Nigeria has AI startups such as Uniccon Group, the creators of Nigeria's first humanoid robot, the state of AI in Nigeria is still very much in its infancy. Experts in Nigeria's tech ecosystem confirmed this on July 14, 2023, at the Lagos Startup Week, saying AI in the country is not even crawling yet. While discussing how to foster AI innovation in the country, Dolapo Akinbisola, Country Head at SmartComplyApp, believes the path to AI innovation has to start with education. ""We have to intentionally ensure that it is a part of our curriculum,"" he said. Olumide Okubadejo, AI Research Scientist at Spotify, also corroborated Akinbola's stance by saying Nigeria does not have the talent to drive AI technology. ""how many people can build a face detection pipeline or speech detection pipeline in Nigeria?"" He asked. Beyond education, other factors are impeding the growth of AI in Nigeria. From connectivity to infrastructure Nkem Nweke, Microsoft African Development Centre (ADC), Engineering Innovations Lead, highlighted how proper Internet connectivity is proportional to GDP growth. Per World Bank, ""GDP growth has coincided, among other things, with the rapid expansion of Internet connectivity."" Research by McKinsey has also revealed that the Internet plays a crucial role in economic growth rates, as it accounts for 3.4% of the GDP of developing economies. However, Statista puts Internet penetration in the country at 38.73% as of 2022. Creating policies that will shape AI growth Digital Governance Specialist Victor Famubode believes that making the right AI policies needs to start with creating awareness. He said the government needs to make sure that it is communicating the opportunities and risks that are associated with AI and, at the same time, promoting responsible usage of the technology. It is also important that the government finds a way to incentivise communities that can help drive open innovation. ""When you look at ChatGPT and a lot of these large language models, the foundation for how they were birthed is from a place of open science. We have these models today because open science was allowed in developed economies."" While Nigeria does not currently have a comprehensive AI policy, it has shown interest in the advancement of technology. For example, the Nigerian Communications Commission (NCC), published research on the impact of AI in society to provide policymakers with insights into what is possible with AI. However, Famubode believes that the era of policies playing catch-up with technology has passed and policymakers need to move fast to ensure rapid innovation of AI in Nigeria.","Fasahar AI a Najeriya bata ma fara rarrafe ba - maganar masana fasaha kan fasahar ƙirƙirarriya fikira a Najeriya Labarai Fasahar Ƙirƙirarriyar Fikira a Najeriya har yanzu tana da sauran rina a kaba, a cewar ƙwararru, waɗanda suka yi jawabi a makon Sabbin Kamfanoni na Legas. Masanan sun tattauna ƙalubale da kuma muhimman kayan aiki da ya kamata a samar da su domin bunƙasa fasahar AI a Najeriya. Daya daga cikin manyan ƙalubalen da ƙasar ke fuskanta ta fuskar ci gaban AI shine ilimi. Yayin da Najeriya ke da kamfanoni masu aiki da fasahar AI kamar su Uniccon Group, waɗanda suka ƙirƙiro mutum-mutumi na farko a Najeriya, yanayin fasahar AI a Najeriya har yanzu yana tatata. Ƙwararru a fannin fasahar ƙere-ƙere a Najeriya sun tabbatar da hakan a ranar 14 ga watan Yuli, 2023, a taron makon sabbin kamfanoni na Legas, inda suka ce fasahar AI a ƙasar ba ta ma fara rarrafe ba tukuna. Yayin da ake tattaunawa kan yadda za a bunƙasa fasahar AI a ƙasar, Dolapo Akinbisola, shugaban SmartComplyApp, ya yi imanin cewa hanyar ƙirƙire-ƙirƙire ta fasahar AI dole ne ta fara da ilimi. ""Dole ne mu tabbatar da cewa wani ɓangare ne na tsarin karatunmu,"" in ji shi. Olumide Okubadejo, Masanin Kimiyyar na AI a Spotify, shi ma ya tabbatar da ra'ayin Akinbola inda ya ce Najeriya ba ta da hazaƙar tuƙa fasahar AI. Mutane nawa ne za su iya ƙere fasahar gani fuska ko fasahar gane magana a Najeriya? Ya tambaya. Bayan maganar ilimi, wasu abubuwan suna kawo cikas ga ci gaban fasahar AI a Najeriya. Daga haɗin kai zuwa kayan aiki Nkem Nweke, Cibiyar Ci gaban Afirka ta Microsoft (ADC), Injiniyar Jagorancin Sabbin Ƙirƙire-ƙirƙire, ta bayyana yadda ingantaccen haɗin Intanet ya yi daidai da ci gaban GDP. A cewar Bankin Duniya, ""ci gaban GDP ya zo daidai, a tsakanin sauran abubuwa, tare da saurin faɗaɗuwar haɗin Intanet."" Binciken da McKinsey ya yi ya kuma bayyana cewa Intanet na taka muhimmiyar rawa wajen bunƙasar tattalin arziki, domin ita ce ke da kashi 3.4% na GDP na ƙasashe masu tasowa. Sai dai, kamfanin Statista ya sanya shigar da Intanet a cikin ƙasar a 38.73% kamar na shekarar 2022. Yana mai ƙirƙirar manufofin da za su tsara ci gaban fasahar AI Masanin Gudanarwar Intanet, Victor Famubode, ya yi imanin cewa yin daidaitattun manufofin fasahar AI yana buƙatar farawa tare da wayar da kan jama'a. Ya ce akwai buƙatar gwamnati ta tabbatar da cewa tana isar da damammaki da kasadar da ke da alaka da fasahar AI, tare da inganta amfani da fasahar. Hakanan yana da muhimmanci cewa gwamnati ta samo hanyar da za ta zaburar da al'ummomin da za su taimaka wajen fitar da sabbin abubuwa. ""Idan kuka kalli fasahar ChatGPT da yawancin waɗannan manyan nau'ikan harshe, tushen yadda aka haife su daga wurin buɗaɗɗen kimiyya ne."". Muna da waɗannan samfuran ne a yau saboda an ba da izinin buɗe kimiyya a cikin ƙasashe masu tasowa. Yayin da a halin yanzu Najeriya ba ta da cikakkiyar manufa ta fasahar AI, ta nuna sha'awar ci gaban fasaha. Misali, Hukumar Sadarwa ta Najeriya (NCC), ta buga bincike kan tasirin fasahar AI a cikin al'umma don ba wa masu tsara manufofi fahimtar abin da zai yiwu tare da fasahar AI. Duk da haka, Famubode ya yi imanin cewa, zamanin manufofin da suka dace da fasaha ya wuce kuma masu tsara manufofi suna buƙatar tafiya cikin sauri don tabbatar da saurin haɓaka fasahar AI a Najeriya.","""AI nchini Nigeria haijaanza kutambaa"", wataalamu wa tech juu ya hali ya Akili Bandia nchini Nigeria. Habari Akili Bandia (AI) nchini Nigeria bado ina safari ndefu, kulingana na wataalamu, ambao walizungumza katika wiki ya uanzishaji Lagos. Wataalamu hao walijadili changamoto na miundombinu muhimu ambayo inahitaji kuwekwa ili kukuza uvumbuzi wa AI nchini Nigeria. Moja ya changamoto inayoikabili nchi katika ukuaji wa AI ni elimu. Wakati Nigeria ina AI startups kama vile Unicon Group, watengenezaji wa roboti wa kwanza wa humanoid wa Nigeria, hali ya AI nchini Nigeria bado sana iko katika uchanga wake. Wataalamu katika mfumo wa kiteknolojia wa Nigeria walithibitisha hilo mnamo Julai 14, 2023, katika wiki ya startaup huko Lagos, wakisema AI nchini humo bado hata kutambaa. Wakati wakijadili jinsi ya kukuza uvumbuzi wa AI nchini, Dolapo Akinbisola, mkuu wa nchi katika SmartComplyApp, anaamini njia ya uvumbuzi wa AI lazima kuanza na elimu. Alisema, ""Tunapaswa kuhakikisha kwa makusudi kuwa ni sehemu ya mtaala wetu"". Olumide Okubadejo, mwanasayansi wa utafiti wa AI katika Spotify, pia alithibitisha msimamo wa Akinbola kwa kusema Nigeria haina vipaji vya kuendesha teknolojia ya AI. ""Ni watu wangapi wanaweza njia ya kutambua nyuso au kutambua usemi nchini Nigeria? Aliuliza. Nje na elimu, mambo mengine yanazuia ukuaji wa AI nchini Nigeria. Kutoka kwa uunganisho hadi miundombinu Nkem Nweke, kituo cha maendeleo cha Microsoft Africa (ADC), kiongozi wa ubunifu wa uhandisi, alionyesha jinsi muunganisho wa mtandao unavyolingana na ukuaji wa pato la Taifa. Kulingana na Benki ya Dunia, ukuaji wa pato la taifa umeambatana, miongoni mwa mambo mengine, na upanuzi wa kasi wa kuunganishwa kwa intaneti"" Pia utafiti wa McKinsey umefichua kuwa intaneti ina jukumu muhimu katika viwango vya ukuaji wa uchumi, kwani inachangia 3.4% ya pato la taifa la uchumi unaochipukia. Hata hivyo, Statista inaweka upenyezaji wa intaneti nchini kwa 38.73% kufikia 2022. Kutunga sera ambazo zitachangia ukuaji wa AI Mtaalamu wa utawala wa kidigitali Victor Famubode anaamini kuwa kutunga sera sahihi za AI kunahitaji kuanza na kujenga ufahamu. Alisema serikali inahitaji kuhakikisha kuwa inaunganisha fursa na ujasiri ambao unaunganishwa na AI, na wakati huo huo, kukua matumizi ya uwajibikaji wa teknolojia. Pia ni muhimu kwmba serikali itafute njia ya kuhamasisha jamii ambazo zinaweza kusaidia kuendeleza uvumbuzi huria. ""Unapoangalia ChatGPA na mifano ya lugha hii kubwa, msingi wa jinsi walivyozaliwa ni kutoka mahali pa sayansi huria. Tuna mitindo hii leo kwa sababu sayansi huria iliruhusiwa katika uchumi ulioendelea Ingawa kwa sasa Nigeria haina sera madhubuti ya AI, imeonyesha nia ya kuendeleza teknolojia. Kwa mfano, tume ya mawasiliano ya Nigeria (NCC), ilichapisha utafiti kuhusu athari za AI katika jamii ili kuwapa watunga sera maarifa kuhusu kile kinachowezekana kwa kutumia AI. Hata hivyo, Famubode anaamini kuwa zama za sera za kuiga teknolojia zimepita na watunga sera wanahitajika kuwa wepesi ili kuhakikisha uvumbuzi wa haraka wa AI nchini Nigeria.","""IA ní orílẹ̀-èdè Nàìjíríà ò tiẹ̀ tíì bẹ̀rẹ̀ sí rá rárá"" - akọ́ṣẹ́mọṣẹ́ ìmọ̀ ẹ̀rọ lórí ipò tí ìmọ̀ àtọwọ́dá wà ní orílẹ̀-èdè Nàìjíríà"" Ìròyìn náà: Ìmọ̀ Àtọwọ́dá (AI) ní Nàìjíríà ṣì ní ìrìn tó pọ̀ láti rìn, gẹ́gẹ́ bí àwọn akọ́ṣẹ́mọṣẹ́, tí wọ́n sọ̀rọ̀ níbi Lagos Startup Week. Àwọn akọ́ṣẹ́mọṣẹ́ náà sọ̀rọ̀ nípa àwọn ìpèníjà àti àwọn ohun amáyédẹrùn pàtàkì tí ó ní láti wà nílẹ̀ láti lè ṣe àtìlẹ́yìn fún ìmọ̀ ọ̀tun AI ní orílẹ̀-èdè Nàìjíríà. Ọ̀kan lára àwọn ìpèníjà tó tóbi jùlọ tí ó ń kojú orílẹ̀-èdè náà nípa ọ̀rọ̀ tó níṣe pẹ̀lú ìdàgbàsókè AI ni ètò ẹ̀kọ́. Nígbà tí Nàìjíríà ti ní àwọn ilé iṣẹ́ adìdeélẹ̀ AI bíi Uniccon Group, àwọn tó ṣẹ̀dá rọ́bọ́tì afarajọ ènìyàn àkọ́kọ́ ní Nàìjíríà, ipò tí AI wà ní Nàìjíríà ṣì fẹ́rẹ̀ jọ ti òpóǹlo rẹ̀. Àwọn ọ̀jìnnì ní àwùjọ ìmọ̀ ẹ̀rọ nílẹ̀ Nàìjíríà fìdí èyí múlẹ̀ ní 14 oṣù Agẹmọ, ọdún 2023, ní Lagos Startup Week, tí wọ́n sọ pé AI ní orílẹ̀-èdè náà kò tíì bẹ̀rẹ̀ sí rá rárá. Nígbà tí ó ń sọ̀rọ̀ nípa bí wọ́n ṣe lè ṣe àtìlẹ́yìn ìmọ̀ ọ̀tun AI ní orílẹ̀-èdè náà, Dolapo Akinbisola, Adarí ní Orílẹ̀-èdè ní SmartComplyApp, gbàgbọ́ pé ojú ọ̀nà sí ìmọ̀ ọ̀tun AI ní láti bẹ̀rẹ̀ pẹ̀lú ètò ẹ̀kọ́. ""A ní láti mọ̀ọ́mọ̀ rí i dájú pé ó wà lára àlàkalẹ̀ ètò ìkẹ́kọ̀ọ́,"" ó sọ bẹ́ẹ̀. Olumide Okubadejo, Onímọ̀ Sáyẹnsì Ìwádìí AI ní Spotify, tún kín ọ̀rọ̀ tí Akinbola sọ lẹ́yìn pẹ̀lú sísọ wí pé Nàìjíríà ò ní ẹ̀bùn láti ṣe àgbéga ìmọ̀ ẹ̀rọ AI. ""ènìyàn mélòó ni wọ́n lè ṣẹ̀dá ẹrọ aṣèdámọ̀ ojú tàbí ẹ̀rọ aṣèdámọ̀ ọ̀rọ̀ ní orílẹ̀-ède Nàìjíríà?"" Ó bèèrè. Yàtọ̀ sí ètò ẹ̀kọ́, àwọn nǹkan mìíràn ń ṣàkóbá fún ìdàgbàsókè AI ní Nàìjíríà. Láti àsopọ̀ sí ohun èlò amáyédẹrùn Nkem Nweke, Microsoft African Development Centre (ADC), Adarí Ìmọ̀ Ọ̀tun Ìmọ̀ Ẹ̀rọ, ṣàlàyé bí àsopọ̀ orí ẹ̀rọ ayélujára gidi ṣe ní àjọṣepọ̀ kan náà pẹ̀lú ìdàgbàsókè GDP. Gẹ́gẹ́ bí Ilé Ìfowópamọ́ Àgbaye, ""ìdàgbàsókè GDP ti dọ́gba, pẹ̀lú àwọn nǹkan mìíràn, pẹ̀lú ìfẹ̀lójú ìsopọ̀ orí ẹ̀rọ ayélujára kíákíá."" Ìwádìí láti ọ̀dọ McKinsey náà tún fi hàn pé ẹ̀rọ ayélujára ń kó ipa pàtàkì nínú ìdàgbàsókè ọrọ̀ ajé, pẹ̀lu bí ó ṣe dúró fún 3.4% GDP àwọn ọrọ̀ ajé tó ń dìde bọ̀. Síbẹ̀síbẹ̀, Statista gbé wíwọ orí ẹ̀rọ ayélujára ní orílẹ̀-èdè náà sí 38.73% láti bíi ọdún 2022. Ṣíṣẹ̀dá àwọn ìlànà iṣẹ́ tí yóò ṣe àtúnṣe ìdàgbàsókè AI Akọ́ṣẹ́mọṣẹ́ Ìṣàkóso Àkósódù Victor Famubode gbàgbọ́ wí pé ṣíṣe àwọn òfin ìlànà iṣẹ́ AI tó yẹ ní láti bẹ̀rẹ̀ pẹ̀lú ṣíṣe ìkéde rẹ̀. Ó sọ wí pé ìjọba nílò láti rí i dájú pé ó ń sọ àwọn ànfààní àti ewu tí ó sopọ̀ mọ́ AI àti, bákan náà, ṣe ìgbélárugẹ ṣíṣe àmúlò ìmọ̀ ẹ̀rọ lọ́nà tó tọ́. Ó ṣe pàtàkì pé kí ìjọba wá ọ̀nà láti ṣe ìwúrí fún àwọn àwùjọ tí wọ́n lè ṣe ìrànwọ́ láti ṣe àgbéga ìmọ̀ ọ̀tun gbogbogbò. Tí o bá wo ChatGPT àti ọ̀pọ̀lọpọ̀ àwọn àwòṣe èdè ńlá, ìpìlẹ̀ fún bí wọ́n ṣe ṣẹ̀da wọn wá láti ààyè ìmọ̀ sáyẹ́nsì gbogbogbò. A ní àwọn àwòṣe yìí lónì nítorí jẹ́ kí ìmọ sáyẹnsì gbogbogbò láti rí ìdàgbàsókè nínú ọrọ̀ ajé. Nígbà tí orílẹ̀-èdè Nàìjíríà ò tíì ní ìlànà iṣẹ́ AI kíkún lọ́wọ́lọ́wọ́ yìí, ó ti fi ìfẹ́ hàn nínú ìdàgbàsókè ìmọ̀ ẹ̀rọ. Fún àpẹẹrẹ, Àjọ Tó Ń Rí Sí Ìbáraẹnisọ̀rọ̀ Ní Orílẹ̀-èdè Nàìjíríà (NCC), ṣe àtẹ̀jáde ìwádìí lórí ipa AI ní àwùjọ láti pèse ojú ìwòye fún àwọn aṣòfin sí nǹkan tó ṣe é ṣe pẹ̀lú AI. Síbẹ̀síbẹ̀, Famubode gbàgbọ́ pé àkókò tí ìlànà iṣẹ́ ń lé ìmọ̀ ẹ̀rọ mú ti kọjá àwọn aṣòfin sì nílò láti tètè gbé ìgbésẹ̀ láti ṣe àrídájú àgbékalẹ̀ ìmọ̀ ọ̀tun IA kíákíá ní Nàìjíríà.","Al eNigeria ayikaqali nokugaqa-ongoti bezobuchwepheshe esimweni sobumbumbulu bokuhlakani eNigeria. Izindaba Ubuhlakani mbumbulu (Al) eNigeria busazohamba ibanga elide ngokongoti, abakhulume kuLagos Startup Week. Ongoti baxoxe ngezingqinamba nengqalasizinda edingekayo ukuthi ibekwe endaweni ukwenza okusha kweAl eNigeria. Enye yezingqinamba ezinkulu ezibhekene nezwe njengokhula kwe Al yimfundo. Ngesikhathi iNigeria ineziqalo zeAl njengeUniccon Group, abenzi baseNigeria berobhothielingumuntu lokuqala, isimo seAl eNigeria sisasebunganini. Ongoti ku-ekhosistimu yezobuchwepheshe eNigeria bakuqinisekisile lokhu ngoNtulikazi 14 2023, eLagos Starup Week, bethi i-Al ezweni ayigagaqi. Ngesikhathi kuxoxwa ngokuthi kuzogcinwa kanjani ukwenza okusha kweAl ezweni,uDolapo Akinbisola,iNhloko yezwe yeSmartComplyApp, ikholelwa ukuthi indlela eya wkwenzeni kabusha iAl kumele iqale kwezemfundo. Kumele siqinisekise ngokunenhloso ukuthi iyingxenye yohlelolokufunda lwethu,esho njalo. U-Olumide Okubadejo,uSosayensi wezoCaningo eAL kuSpotify, uphinde wahlanganisa isibonelo sikaAkinbola ngokuthi iNigeria ayinalo ithalente lokuhambisa iAl kwezobuchwepheshe. Bangaki abantu abangakha into yokubona ubuso noma into yokufunda inkulumo eNigeria ?ebuza. Ngalena kwezemfundo ezinye izinto ezizokwenzeka ukukhula kwe-Al eNigeria. Kusuka ekuxhumaneni nengqalasizinda, uNkem Nweke, eMicrosoft African Development Centre (ADC), ne-Engineering Innovations Lead, ikuvezile ukuthi ukuxhumana nge Inthanethi kuzohambisana kahle kanjani nokukhula kweGDP. NgokweBhange loMhlaba ""iGDP ukukhula kuyavumelana,phakathi kwezinye izinto ukusabalala okuphindekile kokuxhumana kwe inthanethi."" Ucwaningo olwenziwe nguMcKinsey seluphinde laveza ukuthi inthanethi idlala indima ebalulekile kumazinga okukhula kwezomnotho njengoba kubalelwa ku 3.4% weGDP wezomnotho ezisathuthuka. Kepha iStatista ibeka ukungena kweinthanethi ezweni ku38% kusukela ngo 2022. ukwenza izinqubomgomo ezizokwakha ukukhula kweAL Ungoti weZokuphathwa kweDijithali uVictor Famubode ukholelwa ukuthi ukwenza izinqubomgomo ezilungile zaAl kudinga kuqalwe kwenziwe ukuqwashisa. Uthe uhulumeni kudinga enze isiqiniseko ukuthi uyasho ngamathuba nobungcuphe ubuhlangene neAl ngesikhathi esisodwa ugqugquzela ukusebenzisa kahle ezobuchwepheshe. Kubalulekile futhi ukuthi uhulumeni uthola indlela yokugqugquzela imiphakathi ezosiza ukugquba ukwenza kabusha okuvulelekile. Uma ubheka iChatGPT nalamamodeli amaningi amakhulu olimi,isisekelo sokuthi azalwe kanjani sisendaweni yesayensi evulelekile. Sinalamamodeli namhlanje ngoba ukuvulwa kwesayensi kwavumeleka ekuthuthukisweni kwezomnotho Ngesikhathi iNigeria ingakabi nenqubomgomo yeAl ebanzi,isikhombise umdlanda kwezokwenziwa ngcono kwezobuchwepheshe. Isibonelo, Ikhomishini yeZokuxhumana eNigeria (NCC), ishicilele ucwaningo kumthelela weAl empakathini ukunikela ngabenga izingqobomgomo nokucabanga ukuthi yini engenzeka nge-Al. Kepha uFamubode ukholelwa ukuthi isikhathi sezinqubomgomo zokufuna ukuhambisana nezobuchwepheshe sesidlulile nabenzi bezinqubomgomo kumele benze basheshise ukuqinisekisa ukwenza kabusha okuphindekile kweAl eNigeria."
+"ስታርሊንክ (Starlink) በኬንያ ይጀምራል፣ ካሪቡ መገናኛንም (Karibu Connects) እንደ ተፈቀደለት አከፋፋይ አርጎ መርጧል መቀመጫውን በአሜሪካ ያደረገው፣ የ'ስፔስ ኤክስ' (SpaceX) ኩባንያ ዋና ስራ አስፈፃሚ 'ኢሎን መስክ'፣ የሳተላይት የበይነመረብ አገልግሎት የሆነው 'ስታርሊንክ' አሁን በኬንያ እንደሚገኝ አሳውቀዋል ። ስፔስ ኤክስ' (SpaceX) ፣እ.ኤ.አ. በጥር 2023 'ስታርሊንክ'ን በዓመቱ ሁለተኛ ሩብ አመት ላይ ለመክፈት ማቀዱን አስታውቋል። በወቅቱ፣ በኬንያ ውስጥ ያለ ማንኛውም ሰው አገልግሎቱን አስቀድሞ ማዘዝ እና የአገልግሎቱን ቦታ ቀድሞ ለመያዝ ከፈለጉ ሙሉ በሙሉ የሚመለስ 12,260 KSh (99 ዶላር) በመክፈል ቦታዎን ማስያዝ ይችላል። አሁን ግን፣ ደንበኞች በድምሩ 92,100 KSh(650 ዶላር) ይከፍላሉ፣ እሱም የማይመለስ 99 KSh ማስያዣ ክፍያ፣ 3100 KSh (22 ዶላር) ለማጓጓዣ እና ተከላ፣ እና - የ ስታርሊንክ ዲሽን፣ የማቆሚያ ምሶሶውን፣ ገመዶቹን እና የኃይል ምንጩን ለሚይዘው - የመገልገያ መሳሪያ ሳጥን 89,000 KSh(628 ዶላር) በመክፈል ያገኙታል። ኩባንያው፣ 6500 KSh (46 ዶላር) ለወርሃዊ የደንበኝነት ምዝገባ ዋጋ ያስከፍላል ፣ይህም በእውነቱ ውድ ነው። እንደ 'ሳፋሪኮም' (Safaricom) እና 'ዙኩ' (ZuKu) ያሉ የክልሉ አቅራቢዎች፣ የዚህን ቅንጫቢ የሆነ ክፍያ ብቻ፣ ለሚሰጠት የባህላዊ በፋይበር-የተጎላበተ የብሮድባንድ ግንኙነቶች ያስከፍላሉ። በተለምዶም፣ ደንበኞች ለበይነመረብ አገልግሎት አቅራቢዎቻቸው (ISPs) የወርሃዊ የደንበኝነት ምዝገባ ክፍያን ይከፍላሉ፣ እናም እንደ ራውተር(የበይነመረብ ሰብሳቢ መሳሪያ) ያሉ ሌሎች አካለዊ የአገልግሎት መሳሪያዎችን(ሃርድዌሮችን) በነጻ ይሰጣሉ። ስታርሊንክ' ከነዚህ ተጨማሪ ክፍያን ቢያስከፍልም፣ የአገር ውስጥ ለበይነመረብ አገልግሎት አቅራቢዎቻቸው (ISPs) የበይነመረብ ማገናኛ ገመድን(Ethernet) ያለ ክፍያ ይሰጣሉ። ይህን ተከትሎም፣ ዋጋው በጠባብ የገንዘብ መደብ ላይ ላሉ እና ውድ ባልሆኑ የውሂብ ስብስቦች እና ነጻ የህዝብ ዋይ ፋይ(Wifi) ወይም የገመድ አልባ የበይነመረብ አገልግሎት መገናኛ ቦታዎች ላይ ለሚተማመኑ ደንበኞች ፈታኝ ሊሆን ይችላል። እ.ኤ.አ. በ2021 ላይ፣ ከ8.9 ሚሊዮን በላይ ኬንያውያን በከፋ ድህነት ውስጥ ኖረዋል፣ ከእነዚህም ውስጥ ብዙዎቹ በገጠር ውስጥ ይኖሩ ነበር። እንዲሁም፣ ከ7.8 ሚሊዮን በላይ ኬንያውያን በየቀኑ ከ1.90 ዶላር ባነሰ ገቢ በገጠር ይኖሩ ነበር። በተጨማሪም የበይነመረብ ግንኙነት መፍትሔዎች አቅራቢ የሆነው 'ካሪቡ መገናኛንም'(Karibu Connects)፣ አሁን በኬንያ የመጀመሪያው የተፈቀደለት የ'ስታርሊንክ' ሻጭ መሆኑን አስታውቋል። ኩባንያው በኬንያ ገጠራማ አካባቢዎች 'ስታርትሊንክ'ን ለተለያዩ የስራ ዘርፎች ያቀርባል ተብሎም ይጠበቃል። የ'ካሪቡ መገናኛንም'(Karibu Connects) ዋና ስራ አስፈፃሚ 'ጆን ቱኦ' እንዳሉት፣ ትብብሩ ከፍተኛ ጥራት ያለውና ተመጣጣኝ ዋጋ ያለው የበይነመረብ አገልግሎትን በሁሉም የኬንያ ክፍሎቸደ ለማድረስ ባለው ግብ ላይ ትልቅ እድገትን ያሳያል። ሆኖም፣ 'ካሪቡ መገናኛንም'(Karibu Connects) ለአገልግሎቱ ምን ያህል እንደሚያስከፍል ግልጽ የሆነ ነገር የለም። ይህ በእንዲህ እንዳለ፣ 'ስታርሊንክ' ወደ ኬንያ መግባቱ፣ ኬንያን አሁን የሳተላይት የበይነመረብ አገልግሎት ያለባት ስድስተኛዋ አፍሪካዊት ሀገር ያደርጋታል። ናይጄሪያ የመጀመሪያዋ ስትሆን ሞዛምቢክ፣ ሩዋንዳ፣ ሞሪሸስ እና ሴራሊዮንንማ ተከትለው መጥተዋል። ይህ የመጣውም ሳፋሪኮም ስታርሊንክን ለመወዳደር የሳተላይት የበይነመረብ አገልግሎት ለመጀመር - የስታርሊንክ ተፎካካሪ ከሆነው -ከ'ኤ.ኤስ.ቲ ስፔስ ሞባይል' (AST SpaceMobile) ጋር አጋርነቱን ካሳወቀ በኋላ ነው። ሳፋሪኮም በኬንያ ስታርሊንክን ለመፎካከር የሳተላይት የበይነመረብ አገልግሎትን ለማስጀመር አቅዷል። ኤ.ኤስ.ቲ ስፔስ ሞባይል' (AST SpaceMobile) በገጠራማ እና ራቅ ላሉ አካባቢዎች ዝቅተኛ ዋጋ ያለው የብሮድባንድ ግንኙነትን ለማቅረብ፣ ከተለመዱት የ4ጂ የዘመኑ ተንቀሳቃሽ ስልኮች ጋር በቀጥታ መገናኘት የሚችሉ የሳተላይቶች መሳሪያዎችን ይጠቀማል።","Starlink launches in Kenya, chooses Karibu Connect as its authorised reseller Elon Musk, CEO of US-based space exploration company, SpaceX, has announced that Starlink, its satellite Internet service, is now available in Kenya. In January 2023, SpaceX announced plans to launch Starlink in Q2 of the year. At the time, anyone in Kenya could pre-order the service and deposit a fully refundable KSh12,260 ($99) to reserve it. But now, customers will pay a total of KSh 92,100 ($650), which includes a non-refundable KSh 99 booking fee, KSh 3100 ($22) for shipping and installation, and KSh 89,000 ($628) for the kit — the Starlink dish, mounting stand, cables, and a power source. The company also charges a monthly subscription fee of KSh 6500 ($46), which is expensive. Regional providers, such as Safaricom and Zuku, charge a fraction of that for traditional fibre-powered broadband connections. Typically, customers pay a monthly subscription fee to their Internet Service Providers (ISPs), and they offer other hardware like routers for free. While Starlink charges more, local ISPs provide an Ethernet cable without charge. Consequently, the price may be a challenge for some customers who are on a tight budget and rely on inexpensive data bundles and free public Wi-Fi hotspots. In 2021, over 8.9 million Kenyans lived in extreme poverty, many of whom lived in rural areas. Also, more than 7.8 million Kenyans lived in rural areas on less than $1.90 daily. Further, Internet connectivity solutions provider, Karibu Connect, announced that it is now the first authorised Starlink reseller in Kenya. Expectedly, the company will supply Starlink to diverse sectors in rural Kenya. John Thuo, CEO of Karibu Connect, claims the collaboration marks a significant advancement in the company's goal of bringing high-quality, reasonably priced internet access to every part of Kenya. However, it is not clear how much Kabiru Connect will charge. Meanwhile, Starlink's entry into Kenya will make it the sixth African country where the satellite Internet service is currently available. Nigeria was first, followed by Mozambique, Rwanda, Mauritius, and Sierra Leone. This comes after Safaricom announced its partnership with AST SpaceMobile — a competitor of Starlink — to launch a satellite Internet service to challenge Starlink. Safaricom plans to launch a satellite Internet service to challenge Starlink in Kenya AST SpaceMobile uses a constellation of satellites that can communicate directly with common 4G smartphones to provide low-cost broadband connectivity to rural and remote areas.","Kamfanin Starlink yayi ƙaddamarwa a Kenya, ya kuma zaɓi Kamfanin Karibu Connect a matsayin mai siyar da izini Elon Musk, shugaban kamfanin binciken sararin samaniya da ke Amurka, SpaceX, ya sanar da cewa Starlink, da sabis na Intanet na tauraron ɗan adam, yanzu yana samuwa a Kenya. A watan Janairun 2023, kamfanin SpaceX ya sanar da shirye-shiryen ƙaddamar da Starlink a Q2 na shekarar. A lokacin, kowa a Kenya zai iya yin oda na sabis ɗin kuma ya saka cikakken kuɗi KSh12,260 ($ 99) wanda za'a iya dawowa dasu duka don adana shi. Amma yanzu, abokan ciniki za su biya jimillar kuɗi KSh 92,100 ($ 650), wanda ya haɗa da kuɗin ajiyar KSh 99 wanda ba za a iya dawowa dasu ba, da KSh 3100 ($ 22) don jigilar kaya da shigarwa, da KSh 89,000 ($ 628) na kayayyaki - kwanon Starlink, da ƙafafun tsayawa da wayoyi da kuma wayar wuta. Har ila yau, kamfanin yana cajin kuɗin biyan na kowane wata KSh 6500 ($ 46), wanda yayi tsada. Masu samarwa na yanki, irin su kamfanin Safaricom da Zuku, suna cajin wani kaso na abin don hanyoyin haɗin yanar gizo mai ƙarfin fiber na gargajiya. Yawanci, abokan ciniki suna biyan kuɗin wata-wata ga Masu Ba da Sabis ɗin Intanet (ISPs), kuma suna ba da wasu kayan masarufi kamar masu amfani da hanyar sadarwa kyauta. Yayin da kamfanin Starlink ke caji da yawa, ISPs na gida suna samar da kebul na Ethernet ba tare da caji ba. Sakamakon haka, farashin na iya zama ƙalubale ga wasu abokan ciniki waɗanda ke da ƙarancin kuɗi kuma sun dogara akan data marasa tsada da wuraren Wi-Fi na jama'a kyauta. A shekarar 2021, sama da 'yan Kenya miliyan 8.9 suna rayuwa cikin matsanancin talauci, waɗanda yawancinsu ke zaune a yankunan karkara. Har ila yau, fiye da 'yan Kenya miliyan 7.8 na rayuwa ne a yankunan karkara a ƙasa da dala 1.90 a kowace rana. Bugu da ƙari, mai samar da hanyoyin haɗin Intanet, kamfanin Karibu Connect, ya sanar da cewa yanzu shi ne mai siyar da Starlink na farko mai izini a Kenya. An yi tsammanin, kamfanin zai samar da Starlink ga sassa daban-daban a yankunan karkarar Kenya. John Thuo, Shugaban kamfanin Karibu Connect, ya yi iƙirarin haɗin gwiwar ya nuna babban ci gaba a cikin burin kamfanin na kawo ingantacciyar hanyar yanar gizo mai inganci, mai daidaitaccen farashi ga kowane yanki na Kenya. Sai dai ba a bayyana ko nawa kamfanin Kabiru Connect zai caja ba. A halin da ake ciki kuma, shigar da kamfanin Starlink ƙasar Kenya zai zama ƙasa ta shida a nahiyar Afirka inda ake samun fasahar Intanet ta tauraron ɗan adam a halin yanzu. Najeriya ce ƙasa ta farko, sai Mozambique, Rwanda, Mauritius, da Saliyo. Wannan na zuwa ne bayan kamfanin Safaricom ya sanar da haɗin gwiwa tare da kamfanin AST SpaceMobile - mai fafatawa da kamfanin Starlink - don ƙaddamar da sabis na Intanet na tauraron ɗan adam don ƙalubalantar kamfanin Starlink. Kamfanin Safaricom na shirin harba wani tauraron ɗan adam na Intanet don ƙalubalantar kamfanin Starlink a Kenya Kamfanin AST SpaceMobile yana amfani da tarin tauraron ɗan adam waɗanda zasu iya sadarwa kai tsaye tare da gama gari wayoyin hannu na 4G don samar da haɗin yanar gizo mai rahusa zuwa yankunan karkara da nesa.","Starlink inazinduliwa nchini Kenya, na kuchagua Karibu Connect kama muuzaji wake aliyeidhinishwa. Elon Musk, mkurugenzi mtendaji wa kampuni ya uchunguzi wa anga za juu ya Marekani, SpaceX, ametangaza kuwa Starlink, huduma yake ya mtandao wa satelaiti, sasa inapatikana nchini Kenya. Mnamo Januari 2023, SpaceX, ilitangaza mipango ya kuzindua Starlink katika Q2 ya mwaka. Wakati huo huo, mtu yeyote nchini Kenya angeweza kuagiza huduma ya mapema na kuweka Ksh 12,260 zinazorejeshwa kikamilifu ($99) ili kuihifadhi. Lakini sasa, wateja watalipa jumla ya Ksh 92,100 ($650), ambayo inajumuisha ada isiyoweza kurejeshwa ya kuweka nafasi ya Ksh 99, Ksh 3100 ($22) kwa usafirishaji na usanikishaji, na Ksh 89,000 ($628) kwa kit, dish ya Starlink, stendi ya kupachika, nyaya, na chanzo cha nguvu. Pia kampuni hutoza ada ya usajili ya kila mwezi ya Ksh6500 ($46), ambayo ni ghali. Watoa huduma wa kikanda, kama vile Safaricom na Zuku, hutoza sehemu ndogo ya hiyo kwa miunganisho ya jadi inayotumia nyuzinyuzi. Kwa kawaida, wateja hulipa ada ya usajili ya kila mwezi kwa watoa huduma zao za intaneti (ISPs), na watoa vifaa vyengine kama ruta bila malipo. Ingawa Starlink ina malipo zaidi, IPS za ndani hutoa kebo ya Ethernet bila malipo. Kwa hiyo, bei inaweza kuwa changamoto kwa baadhi ya wateja ambao wapo kwenye bajeti finyu na wategemea vifurushi vya data vya bei ghali na kuunganisha Wi-Fi ya umma bila malipo. Mnamo 2021,zaidi ya wakenya milioni 8.9 waliishi katika umaskini uliokithiri, wengi wao wakiishi maeneo ya vijijini. Pia, zaidi ya wakenya milioni 7.8 waliishi maeneo ya mashambani chini ya Dola $1.90 kila siku. Zaidi ya hayo, mtoa huduma za suluhu za muunganisho wa intaneti, karibu connect, ilitangaza kuwa sasa ni muuzaji wa kwanza wa Starlink aliyeidhinishwa nchini Kenya. Inatarajiwa, kampuni itasambaza starlink kwa sekta mbalimbali za vijijini nchini Kenya. John Thuo, mkurugenzi mtendaji wa karibu connect, anadai ushirikiano huo unaashiria maendeleo makubwa katika lengo la kampuni la kuleta ufikiaji wa mtandao wa ubora wa juu na wa bei nafuu katika kila sehemu ya Kenya. Hata hivyo, haijabainika ni kiasi gani Karibu Connect itatoza. Wakati huo huo, kuingia kwa Starlink nchini Kenya kutaifanya kuwa nchi ya sita ya Afrika ambapo huduma ya mtandao ya satelaiti kwa sasa inapatiakana. Nigeria ilikuwa ya kwanza, ikifuatiwa na Msumbiji, Rwanda, Mauritania, na Sierra Leone. Haya yanajiri baada ya Safaricom kutangaza ushirikiano wake na AST SpaceMobile, mshindani wa Starlink, kuzindua huduma ya intaneti ya satelaiti ili kutoa changamoto kwa Starlink. Safaricom inapanga kuzindua huduma ya intaneti ya satelaiti ili kutoa changamoto kwa Starlink nchini Kenya AST SpaceMobile hutumia kundinyota la satelaiti zinaweza kuwasiliana moja kwa moja na simu janja za kawaida za 4G ili kutoa muunganisho wa kasi wa gharama nafuu kwa maeneo ya vijijini na mashambani.","Wọ́n ṣe ìfilọ́lẹ̀ Starlink ní orílẹ̀-èdè Kenya, ó yan Karibu Connect gẹ́gẹ́ bíi ojúlówó alágbàta rẹ̀. Elon Musk, CEO ilé iṣẹ́ tó ń ṣàwárí òfurufú, SpaceX, ti kéde pé Starlink, ìpèsè iṣẹ́ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ rẹ̀, ti wà ní orílẹ̀-èdè Kenya. Ní oṣù Ṣẹẹrẹ ọdún 2023, SpaceX kéde èròngbà láti ṣe ìfilọ́lẹ̀ Starlink ní Q2 ọdún náà. Ní àkókò náà, ẹnikẹ́ni tó bá wà ní Kenya lè kọ́kọ́ bèèrè fún ìpèsè iṣẹ́ náà kó sì san àsaánlẹ̀ KSh12,260 ($99) tí ò ní àdápadà láti gbà á kalẹ̀. Ṣùgbọ́n báyìí, àwọn oníbàárà máa san àpapọ KSh 92,100 ($650), tó fi mọ́ KSh 99 owó ìforúkọsílẹ̀ tí kò ní àdápadà, KSh 3100 ($22) fún fífi ọkọ̀ gbé e àti títòó, àti KSh 89,000 ($628) fún irinṣẹ́ náà — àwo Starlink, ẹṣẹ̀ ìdúró, kébù, àti orísun agbára. Ilé iṣẹ́ náà tún gba owó àsaánlẹ̀ oṣooṣù KSh 6500 ($46), tó ti wọ́n jù. Àwọn olùpèsè agbègbè, bíi Safricom àti Zuku, ń gba ìdá ìyẹn fún ìsopọ̀ orí ẹ̀rọ ayélujára tó ń fi kébù ìbílẹ̀ ṣiṣẹ́. Bó ṣe rí ni pé, àwọn oníbàárà máa ń san owó àsaánlẹ̀ oṣooṣù fún Àwọn Olùpèsè Àsopọ Orí Ẹ̀rọ Ayélujára wọn (ISP), wọ́n sì máa ń pèsè àwọn ohun èlò arídìmú bíi ráútà lọ́fẹ̀ẹ́. Nígbà tí Starlink ń bèèrè ju bẹ́ẹ̀ lọ, àwọn ISP ìbílẹ̀ ń pèsè kébù isopọ̀ orí ẹ̀rọ ayélujára láì bèèrè owó. Fún ìdí èyí, iye owó náà lè jẹ́ ìpèníjà fún àwọn oníbàárà kọ̀ọ̀kan tí wọ́n ní ìfúnpinpin owó ìṣúná tí wọ́n sì gbára lé dátà tí ò gunpá àti àwọn ààyè isopọ̀ ayélujára Wi-Fi gbogbogbò. Ní ọdún 2021, ó lé ní 8.9 mílíọ̀nù àwọn ọmọ orílẹ̀-èdè Kenya tí wọ́n ń gbé nínú òṣì, ọ̀pọ̀lọpọ̀ wọn ni wọ́n sì ń gbé ní agbègbè ìgbèríko. Bákan náà, 7.8 mílíọ̀nù lé àwọn ọmọ orílẹ̀-èdè Kenya tí wọ́n ń gbé ní ìgbèríko ni wọ́n ń gbé pẹ̀lú $1.90 dín lójoojúmọ́. Síwájú sí i, olùpèsè ọ̀nà àbáy�� ìsopọ̀ orí ẹ̀rọ ayélujára, Kabiru Connect, kéde pé òun ti di alágbátà Starlink àkọ́kọ́ tó gbàṣe ní orílẹ̀-ède Kenya. Ní ìrètí, ilé iṣẹ́ náà máa pín Starlink sí oríṣiríṣi ẹ̀ka ní ìgbèríko orílẹ̀-èdè Kenya. John Thuo, CEO Kabiru Connect, sọ wí pé àjọṣepọ̀ náà sààmì ìtẹ̀síwájú tó lápẹrẹ nínú èròngbà ilé iṣẹ́ náà láti mú ànfààní sí orí ẹ̀rọ ayélujára tó jé ojúlówó ńlá, tí owó rẹ̀ sì mú èrò dání sí gbogbo agbègbè orílẹ̀-ède Kenya. Síbẹ̀síbẹ̀, iye tí Kabiru Connect máa gbà ò yéni. Bó tilẹ̀ jẹ́ wí pé, wíwọlé Starlink sí orílẹ̀-èdè Kenya sọ ọ́ di orílẹ̀-èdè ilẹ̀ Adúláwọ̀ kẹfà níbi tí ìpèsè iṣẹ́ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ orí ẹ̀rọ ayélujára náà ti wà lọ́wọ́lọ́wọ́ báyìí. Nàìjíríà ni àkọ́kọ́, lẹ́yìn náà ni Mozambique, Rwanda, Mauritius, àti Sierra Leone. Èyí wáyé lẹ́yìn tí Safricom kéde àjọṣepọ̀ rẹ̀ pẹ̀lú AST SpaceMobile — alátakò fún Starlink — láti ṣe ìfilọ́lẹ̀ ìpèsè iṣẹ́ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ láti figagbágba pẹ̀lú Starlink. Safaricom ń gbérò láti ṣe ìfilọ́lẹ̀ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ orí ayélujára láti díje pẹ̀lú Starlink ní orílẹ̀-èdè Kenya AST SpaceMobile ń ṣàmúlò àwọn àkójọpọ̀ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ tí wọ́n lè bára wọn sọ̀rọ̀ tààrà pẹ̀lú àwọn ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá 4G tó wọ́pọ̀ láti pèsè ìsopọ̀ orí ẹ̀rọ ayélujára sí àwọn ìgbèríko àti àwọn agbègbè odi ìlú.","IStarLink yethulwa eKenya,ikhetha iKaribu Connect njengomdayisi futhi ogunyaziwe U-Elon Musk iCEO ye-US ezinze endaweni yenkampani yokuhlola, iSpaceX, isimemezele ukuthi iStarklink, ukusebenza kwe inthanethi yesathelathi,sekukhona manje eKenya. NgoMasingana 2023 iSpaceX imemezele izinhlelo zokwethula iStarlink kuQ2 wonyaka. Kuleso sikhathi noma ubani eKenya angasheshe afake isicelo sokuthenga futhi afake imali egcwele ebuyisekayo engu Ksh 12,260($99) ukuze ibuyiseleke emuva. Kodwa manje amakhasimende azokhokha isamba sika Ksh 92,100($650) okubandakanya imali engabuyi yokubhukha engu-Ksh 99, Ksh 3100 ($22) yokuthutha nokuyifaka no-Ksh 89 000 ($628) yekhithi - isidlo seStarlink,isitendi soufaka odongeni, amakhebuli, nomthombo wamandla. Inkampani iphinde ibize izinkokhelo zanyanga zonke za-Ksh 6500($46) okubizayo. Abanikezeli besifunda, njengoSafaricom noZuku, babiza ingxenye yalokho kokuchumana okuvulelekile kwamandla efayibha yakudala. Amakhasimende akhokha izinkokhelo zanyanga zonke kuInternet Service Providers (amaISP), futhi banikeza enye ihadiwe njengamarutha mahhala. Ngesikhathi iStarlink ibiza kakhulu,amaISP endawo anikeza ngekhebuli yeEthrnet ngaphandle kweshaja. Ekugcineni inani lingaba yingqinamba kwamanye amakhasimende anohlelomali olucane abathembela kumabhandile edatha angabizi nezindawo zokuxhuma kuWifi yomphakathi yamahhala. Ngo 2021 ngaphezu kwezigidi ezingu 8.9 eKenya baphila ngaphansi kwendlala enkulu,abaningi abahlala ezindaweni zasemakhaya. Futhi ngaphezu kwezigidi ezingu 7.8 wamaKenya abahlala ezindaweni zasemakhaya abaphila ngaphansi kuka$1.90 ngosuku. Ukuqhubeka umnikezeli wesixazululo sokuxhumana kweInthanethi,iKaribu Connect, imemezele ukuthi manje isingumdayisi wokuqala ogunyaziwe weStarlink eKenya. Ngokulindelekile inkampani izosaplaya iStarlink kumikhakha eyahlukene ezindaweni zasemakhaya eKenya. Ujohn Thuo,Iceo yeKatibu Connect,ithi ukubambisana kusho ukuqhubeka okubalulekile kunhloso yenkampani ngokuletha okuhle kakhulu,ukubiza okukahle kokutholakala kwe inthanethi kuzona zonke izingxenye zeKenya. Kepha,akucacile ukuthi iKaribu Connect izobiza malini. Okwamanje,ukungena kweStarlink eKenya kuzoyenza ibe ngelesithupha izwe kuAfrika lapho ukusebenza kwe inthanethi yesathelathi isitholakala njengamanje. Inigeria kwaba ngeyokuqala yalandelwa yiMozambique,iRwanda,Mauritius neSierra Leone. Lokhu kuza emva kokuthi iSaricom imemezele ukubambisana kwayo neAST SpaveMobile,imbangi yeStarlink-ukwethula ukusebenza kwe inthanethi yesathelathi ukuqophisana neStarlink. Isafaricom ihlela ukwethula ukusebenza kwe inthanethi yesathelathi ukuqophisana neStarlink eKenya IAST SpaceMobile isebenzisa iqoqo lamasathelathi elizoxhumana ngqo namafoni esimanje ajwayelekile e4G ukunikeza ukubiza okuncane kokuxhumana okuvulelekile ezindaweni zasemakhaya nasedolobheni."
+የናይጄሪያ ኢንሹራንስ ጅምር፣ 'ማይከቨር.አይ'(MyCover.ai) ፣በባለቤትነት ቴክኖሎጂው ላይ የመዋዕለ ንዋይ ፈሰስ ለማድረግ 1.25 ሚሊዮን ዶላር የቅድመ ዘር የገንዘብ ድጋፍ ሰብስቧል። የናይጄሪያው የኢንሹራንስ ጅምር 'ማይከቨር.አይ'(MyCover.ai)፣ የውስጥ ስራውን ለማካሄድ እና የቴክኖሎጂ ተሰጥኦ ያላቸው ቡድኑን ለመደገፍ ��1.25 ሚሊዮን ዶላር የቅድመ ዘር ዙር የገንዘብ ድጋፍ ሰብስቧል። የ'ቬንቸርስ መድረክ' ዙሩን ሲመራው፣ ፋውንደርስ ፋክቶሪ አፍሪካ(የአፍሪካ መስራቾች ፋብሪካ) እና 'ቴክስታርስ' ተሳታፊ ሁነውበታል ። ንግዶች በነባር ምርቶች እና አገልግሎቶቻቸው ላይ ኢንሹራንስን እንዲያገኙ የሚያስችላቸውን፣ ክፍት የኢንሹራንስ ኤ.ፒ.አይን(API) ለመስጠት ታስቦ፣ በ'አዴቦዋሌ ባንጆ'(ዋና ስራ አስኪያጅ) ፣ 'አሌክሳንደር ኢግዌ-ኢፈንዱ' (ዋና የአካሄድ አስተዳዳሪ) እና 'ፍሬድ ኢብሆ' (ዋና የቴክኒክ አስተዳዳሪ) በመሆን ፣ማይ ከቨር ኤ.አይ (MyCover.ai)ን፣ እ.ኤ.አ በ2021 መሰረቱት። ኩባንያው የአፍሪካ የኢንሹራንስ ገበያ የሚያጋጥሙትን ተግዳሮቶች ማለትም፣ የተደራሽነት እጦት፣ በቂ ሽፋን አለማግኘት፣ ከፍተኛ የኢንሹራንስ ወጪ እና የኢንሹራንስ ሂደቶች ን በሚመለከት ደካማ የደንበኞችን ልምድን እንደሚፈታ ተናግሯል። በሦስት ወሳኝ የመዳሰሻ ነጥቦች ላይ በመስራትም እነዚህን ተግዳሮቶች ይፈታል፡- ስርጭት፣ አክስዮኖችን መግዛት እና የምርት ልማት ላይ፣ እና የኢንሹራንስ ይገባኛል ጥያቄዎች። ለኢንሹራንስ ኩባንያዎች እና ለዋና ተጠቃሚዎች የይገባኛል ጥያቄ ሂደቱን በቀጥታ ያሰራጫልያ። እንዲሁም፣ እንደ 'ሃይጂያ' (Hygeia)፣ 'ሊድዌይ' (Leadway)፣ 'ሉአላዊ ትረስት' (Soveriegn Trust)፣ 'ኤ.አይ.አይ.ሲ.ኦ' (AIICO) ኢንሹራንስ እና 'አሊያንዝ' (Allianz) ካሉ የኢንሹራንስ ኩባንያዎች ጋር በክፍት የኢንሹራንስ ኤ.ፒ.አይ(API) ጋር በመዋሃድ፣ ከ30 በላይ ለየተጠቃሚው በልክ የተበጁ የኢንሹራንስ ምርቶችን ያቀርባል። ሌሎች ኩባንያዎች እና ፈጣሪዎች እነዚህን የኢንሹራንስ ምርቶች ከመድረክዎቻቸው ጋር ለማዋሃድ ይህንን ክፍት የኢንሹራንስ ኤ.ፒ.አይ (API) መጠቀም ይችላሉ። ጀማሪ ድርጀቱ ፣ የምርቶቹን ስርጭት በኤ.ፒ.አይ (API) በኩል መድረሱን ለማረጋገጥ ከኢንሹራንስ ኩባንያዎች ጋር ይሰራል። ማይ ከቨር ኤ.አይ (MyCover.ai ) ፣በኤ.ፒ.አይ (API) እና በኮምፒውተር መተግበሪያ ልማት ሳጥን (Software Development Kit(SDK)) በኩል ለጀማሪ ድርጀቶች እና ኩባንያዎች ኢንሹራንስን ወደ አቅርቦታቸው ጋር እንዲያዋህዱ ቀላል ያደርገዋልም ይላል። ይህን ማድረጉ እንከን የለሽ የኢንሹራንስ አቅርቦቶችን ለደንበኞች ለማድረስ ያስችላል እናም በመጨረሻም የራሱን ገቢም ይጨምራል። ማይ ከቨር ኤ.አይ (MyCover.ai ) ሥራ ከጀመረበት ጊዜ አንስቶ፣ በአገር አቀፍ ደረጃ ከ30 የኢንሹራንስ ኩባንያዎች ጋር በመተባበር ፣ በፕሪምየም አገልግሎቱ በጠቅላላ በተመዘገቡ ተጠቃሚወች ፣ከ1 ሚሊዮን ዶላር በላይ ማፍራቱን ተናግሯል። ከዚህም በላይ ጀማሪ ድርጅቱ የሰበሰበውን የድጋፍ ገንዘቡን በስልታዊ መንገድ ወደ ተጨማሪ የአፍሪካ ገበያዎች አገልግሎቱን ለማስፋት እና በባለቤትነት በቴክኖሎጂው ላይ የመዋዕለ ንዋይ ፈሰስ ለማድረግ አቅዷል።,"Nigerian insurtech startup, MyCover.ai, has raised a $1.25 million pre-seed to invest in its proprietary technology Nigerian insurtech startup, MyCover.ai, has raised a $1.25 million pre-seed round to support its internal operations and tech talent. Ventures Platform led the round, with participation from Founders Factory Africa and TechStars. Adebowale Banjo (CEO), Alexander Igwe-Ifendu (CPO), and Fred Ebho (CTO) founded MyCover.ai in 2021 to provide an open insurance API that allows businesses to embed insurance into their existing products and services. The company says it addresses challenges the African insurance market faces, including a lack of access, insufficient coverage, high insurance costs, and poor customer experience when dealing with insurance processes. It addresses these challenges by operating across three crucial touchpoints: distribution, underwriting and product development, and insurance claims. It streamlines the claims process for insurance companies and end users. It also integrates with insurance companies like Hygeia, Leadway, Sovereign Trust, AIICO Insurance, and Allianz via an open insurance API and offers over 30 customised insurance products. Other companies and innovators can use this open insurance API to integrate these insurance products into their platforms. The startup works with insurance companies to ensure the distribution of its products through its API. MyCover.ai claims it makes it simple for startups and companies to integrate insurance into their offerings via its API and Software Development Kit (SDK). Doing so enables seamless insurance offerings to customers and, ultimately, increases revenue. Since its launch, MyCover.ai claims to have generated over $1 million in gross written premiums through alliances with 30 insurance companies nationwide. What’s more, the startup plans to use the funds to strategically expand its operations into additional African markets and invest in its proprietary technology.","Kamfanin insurtech na Najeriya, MyCover.ai, ya tara dala miliyan 1.25 don saka hannun jari a fasaharsa. Kamfanin insurtech na Najeriya, MyCover.ai, ya tara dala miliyan 1.25 da aka riga aka fara shuka don tallafawa ayyukansa na cikin gida da fasaha. Kamfanin Ventures Platform ne ya jagoranci zagayen, tare da halartar masu kafa kamfanin Factory Africa da TechStars. Adebowale Banjo (Shugaba) da Alexander Igwe-Ifendu (CPO) da kuma Fred Ebho (CTO) suka ƙirƙiri MyCover.ai a shekarar 2021 don samar da buɗaɗɗen inshora API wanda ke bawa 'ƴan kasuwa damar shigar da inshora a samfuransu da ayyukansu. Kamfanin ya ce yana magance ƙalubalen da kasuwar inshora a Afirka ke fuskanta, da suka haɗa da rashin samun dama, da rashin isassun kayan aiki, da tsadar inshora, da kuma rashin ƙwarewar kwastomomi wajen tunkarar hanyoyin inshora. Yana magance waɗannan ƙalubalen ta hanyar aiki akan muhimman abubuwan guda uku: rarrabawa, da rubutawa da haɓaka samfura, da kuma da'awar inshora. Yana daidaita tsarin da'awar ga kamfanonin inshora da masu amfani da su. Hakanan yana da alaƙa da kamfanonin inshora kamar Hygeia da Leadway da Sovereign Trust da AIICO Insurance da kuma Allianz ta hanyar buɗaɗɗen inshora API kuma yana ba da samfuran inshora sama da 30 na musamman. Wasu kamfanoni da masu ƙirƙira za su iya amfani da wannan buɗaɗɗen inshora API don haɗa waɗannan samfuran inshora a cikin dandalinsu. Kamfanin yana aiki tare da kamfanonin inshora don tabbatar da rarraba samfuranta hanyar API ɗinta. MyCover.ai yayi iƙirarin yana sauƙaƙa sabbin kamfanoni da kamfanoni don haɗa inshora a cikin abubuwan da suke bayarwa ta API da Kayan Haɓaka Manhaja (SDK). Yin hakan yana ba da damar ba da inshora ga abokan ciniki kuma, a ƙarshe, yana haɓaka kuɗaɗen shiga. Tun lokacin da aka ƙaddamar da shi, MyCover.ai ya yi iƙirarin samar da sama da dala miliyan 1 a cikin manyan ƙididdiga masu ƙima ta hanyar haɗin gwiwa tare da kamfanonin inshora 30 a duk faɗin ƙasar. Bugu da ƙari, kamfanin na shirin yin amfani da kuɗaɗen don faɗaɗa ayyukanta cikin dabara zuwa wasu kasuwannin Afirka da kuma saka hannun jari a fasahar mallakarta.","Kampuni ya insurtech ya Nigeria, MyCover.ai, imechangisha mbegu ya awali ya Dola milioni 1.25 ili kuwekeza katika teknolojia yake ya umiliki Kampuni ya insurtech ya Nigeria, MyCover.ai, imechangisha Dola milioni 1.25 za awamu y awali ya ruzuku ili kusaidia shughuli zake za ndani na vipaji vya kiteknolojia. Jukwaa la Ventures liliongoza raundi hiyo, kwa ushiriki wa Founders Factory Africa na Techstars. Adebowale Banjo (Mkurugenzi mtendaji) Alexander Igwe Ifendu (CPO), na Fred Ebho (CTO) walianzisha MyCover.ai mnamo 2021 ili kutoa API ya bima huria ambayo inaruhusu biashara kupachika bima kwenye bidhaa na huduma zao zilizopo. Kampuni hiyo inasema inashughulikia changamoto zinazolikabili soko la bima barani Afrika, ikiwemo kukosekana kwa ufikiaji, uhaba wa bima, gharama kubwa za bima, na uzoefu duni wa wateja wakati wanashughulikia michakato ya bima. Inashughulikia changamoto hizi kwa kufanya kazi katika sehemu tatu muhimu za mguso: Usambazaji, uandishi wa chini na ukuzaji wa bidhaa, na madai ya Bima. Inaboresha mchakato wa madai kwa makampuni ya Bima na watumiaji wa mwisho. Pia inaunganishwa na makampuni ya Bima kama Hygeia, Leadway, Sovereign Trust, AIICO Insurance, na Allianz kupitia API ya bima huria na inatoa zaidi ya bidhaa 30 za bima zilizobinafsishwa. Kampuni nyengine na wabunifu wanaweza kutumia API hii bima huria kujuisha bidhaa hizi za bima kwenye majukwaa yao. Startup inafanya kazi na kampuni za bima za ili kuhakikisha usamabazaji wa bidhaa zake kupitia API yake. MyCover.ai inadai kuwa inafanya wepesi kwa biashara na kampuni kujumuisha bima katika ofa zao kupitia API yake na kifaa cha kukuza programu (SDK). Kufanya hivyo huwezesha utoaji wa bima kwa wateja bila changamoto, na hatimae huongeza mapato. Tangu kuzinduliwa kwake, MyCover.ai inadai kuwa imezalisha zaidi za Dola milioni 1 katika malipo ya jumla yaliyoandikwa kupitia ushirikiano na makampuni 30 ya bima nchini kote. Zaidi ya hayo, shirika hilo linapanga kutumia fedha hizo kimkakati kupanua shughuli zake katika masoko ya ziada ya kiafrika na kuwekeza katika teknolojia ya umiliki.","ilé-iṣẹ́ àdìdeelẹ̀ tó ń pèsè mádàmidófò onímọ̀ ẹ̀rọ ní orílẹ��-èdè Nàìjíríà, MyCover.ai, ti ṣe àkójọ $1.25 mílíọ̀nù ìpèsè owó ìdókówò láti ná a sí ìmọ̀ ẹ̀rọ alákànṣe rẹ̀. Ilé iṣẹ́ adìdeélẹ̀ adójútòfò onímọ̀ ẹ̀rọ ní Nàìjíríà, MyCover.ai, ti ṣe àkójọ $1.25 mílíọ̀nù owó ìdókówò láti ṣe àtìlẹ́yìn fún iṣẹ́ abẹ́lé rẹ̀ àti àwọn tó lẹ́bùn ìmọ̀ ẹ̀rọ. Venture Platform ló léwájú ìkówójọ náà, pẹ̀lú ìkópa láti Founders Factory Africa àti Techstars. Adebowale Banjo (CEO), Alexander Igwe-Ifendu (CPO), àti Fred Ebho (CTO) ni wọ́n dá MyCover.ai sílẹ̀ ní 2021 láti pèsè API mádàmidófò fún gbogbogbò tí yóò fún àwọn oníṣòwò ní ànfààní to embed insurance into their existing products and services. Ilé iṣẹ́ náà sọ wí pé àwọn ń yanjú àwọn ìṣòro tí ọjà ìdótútófò nílẹ̀ Adúláwọ̀ ń kojú, tó fi mọ́ àìní ànfààní , àìkárí tó, owó mádàmidófò tó gara, àti ìrírí àwọn oníbàárà tí ò da nígbà tí wọ́n bá ń kojú àwọn ìgbésẹ mádàmidófò . Ó ń yanjú àwọn àdojúkọ wọ̀nyìí pẹ̀lú ìṣiṣẹ́ káàkiri àwọn ọ̀nà ìkàn sí oníbàárà: ìfọjàránṣẹ́, àti ìṣẹ̀dá ohun èlò, àgbéyẹ̀wò ewu àti ìbéèrè mádàmidófò . Ó ṣe àgbékalẹ̀ àwọn ìlànà ìbéèrè fún àwọn ilé iṣé mádàmidófò àti àwọn aṣàmúlò. Ó tún ṣe àfikún àwọn ilé iṣẹ́ mádàmidófò bíi Hygeia, Leadway, Sovereign Trust, AIICO Insurance, àti Allianz nípasẹ̀ API mádàmidófò gbogbogbò ó sì ń pèsè ohun èlò mádàmidófò àkànṣe tó lé ní 30. Àwọn ilé iṣẹ́ mìíràn àti àwọn olùdókòwò lè lo API mádàmidófò gbogbogbò yìí láti ṣe àfikún àwọn ohun èlò wọ̀nyìí sí àwọn ìkànnì wọn. Ilé iṣẹ́ adìdeélẹ̀ náà ń ṣiṣẹ́ pẹ̀lú àwọn ilé iṣẹ́ mádàmidófò láti ṣe àrídájú pínpín àwọn ohun èlò rẹ̀ nípasẹ̀ API rẹ̀. MyCover.ai sọ wí pé ó ń jẹ́ kó rọrùn fún àwọn ilé iṣẹ́ adìdeélẹ̀ àti àwọn ilé iṣẹ́ láti ṣàfikún mádàmidófò sínú àwọn ìpèsè wọn nípasẹ̀ API àti Irinṣẹ́ Àgbékalẹ̀ Ohun Èlò Àìrídìmú (SDK). Ṣíṣe bẹ́ẹ̀ ń pèsè ànfààní láti pèsè mádàmidófò láì sí ìdíwọ́ fún àwọn oníbàárà àti, nígbẹ́yìn, ṣe àfikún ìpawó wọlé. Láti ìgbà tí wọ́n ti ṣe ìfilọ́lẹ̀ rẹ̀, MyCover.ai sọ wí pé òún ti ṣe àkójọ $1 mílíọ̀nù àpapọ̀ owó mádàmidófò nípasẹ̀ àjọṣepọ̀ pẹ̀lú àwọn ilé iṣẹ́ mádàmidófò 30 káàkiri orílẹ̀-èdè náà. Kí ló tún kù, ilé iṣẹ́ adìdeélẹ̀ náà ń gbèrò láti lo owó náà láti fi ọgbọ́n fẹ iṣẹ́ rẹ̀ lójú sí àfikún àwọn ọjà ilẹ̀ Adúláwọ̀ kí ó sì dókówò sínú àwọn ohun ìní ìmọ̀ ẹ̀rọ rẹ̀.","Isiqalo saseNigeria insurtech, iMyCover.ai, isikhulise izigidi ezingu-$1.25 wembewu yokuqala ukuze itshale imali kwezobuchwepheshe ezifanele Isiqalo saseNigeria insurtech, iMyCover.ai, isikhulise izigidi ezingu-$1.25 wembewu yokuqala umzuliswano wokweseka ukusebenza kwayo kwangaphakathi nethalente lwezobuchwepheshe. Inkundla iVentures ihole umzuliswano ngokubamba iqhaza kweFounders Factory Afrika neTechStars. U-Adebowale Banjo (CEO), u-Alexander Igwe-Ifendu (CPO) noFredo Ebho (CTO) basungula iMyCover.ai ngo-2021 ukunikezela ngomshwalense we-API ovumela amabhzinisi ukuthi anamathisele umshalwense kumikhiqizo yawo ekhona nokusebenza. Inkampani ithi ibhekana nezingqinamba imakethe yomshwalense eAfrika ebhekana nazo, okubandakanya ukushoda kokutholakala, ukubakhona okunganele, ukubiza okuphezulu komshwalense,isipiliyoni esibi samakhasimende uma kubhekenwe nezinhlelo zomshwalense. Ibhekana nalezi zingqinamba ngokusebenza kumaphuzu abalulekile amathathu:ukuhambisa, ukubhala kancane nokuthuthukiswa komkhiqizo nokulandwa komshwalense. Uhlelo layo lohlelo lokulanda ezinkampanini zemishwalense kanye nabasebenzisi. Iphinde ihlanganise nezinkampani zomshwalense njenge Hygeia,iLeadway,Sovereign Trust,AllCo Insurance neAllianz ngomshwalense ovulelekile weAPI bese inikeza ngaphezu kuka 30 imikhiqizo yomshwalense. Ezinye izinkampani nabenzi kabusha bangasebenzisa lomshwalense ovulelekile API ukuhlanganisa lemikhiqizo yomshwalense ezinkundleni zabo. Isiqalo sisebenza nezinkampani zomshwalense ukuqinisekisa ukuhanjiswa kwemikhiqizo yaso ngeAPI. ImyCover ai ithi yenza kube lula kuziqalo nasezinkampanini ukuhlanganisa umshwalense ekunikeleni kwabo ngeAPI yayo neKit Yokuthuthukiswa koHlelokusetshenziswa (SDK). Ukwenza njalo kuvumela ukunikela komshwalense okungenankinga kumakhasimende futhi ekugcineni kunyusa ingenisonzuzo. Kusukela ekwethulweni kwayo,iMyCover ai ithi isiyenze ngaphezu kwesigidi $1 kuzinkokhelo ezibhaliwe eziphelele ngobudlelwano nezinkampani zomshwalense ezingu 30 emhlabeni wonke. Okunye isiqalo sihlela ukusebenzisa izimali ukwandisa ukusebenza kwayo okuhlelekile kuzimakethe ezengeziwe zeAfrika futhi zitshale imali kwezobuchwepheshe obulungile."
+"የ'ትሬድስ'(Treads) ዕለታዊ ንቁ ተጠቃሚዎች በ20 በመቶ ቀንሰዋል። ትዊተር ብቸኛው ተወዳዳሪ አይደለም። ዋና ርዕሰ ጉዳይዎች፡- የ'ሜታው' የ'ትዊተር' ተቀናቃኝ የሆነው 'ትሬድስ'፣ ፈጣን የድህረ ጅምር ምዝገባዎች ቢያስተናግድም፣ በየቀኑ ንቁ ተጠቃሚዎቹ ላይ የ 20 በመቶ ማሽቆልቆል ተመልክቷል። ትሬድስ'፣ በተጀመረ በጥቂት ሰዓታት ውስጥ 30 ሚሊዮን ተጠቃሚዎችን አግኝቷል እና ከአምስት ቀናትም በኋላ ተጠቃሚዎቹ ወደ 100 ሚሊዮን አልፈዋል። ትዊተር ከዚያን ጊዜ ጀምሮም፣ማንነታቸው ለተረጋገጡ ይዘት ፈጣሪዎች የገቢ ማጋራትን መርሀግብሩን በማስጀመር እና በትሬድስ ላይ ክስ በመመስረት፣ለዚህ ለውጥ ምላሽ ሰጥቷል። የ'ሜታ' ኩባንያው ፣የትዊተር ዳግም ቅጂ የሆነው፣ ትሬድስ፣ በመድረኩ ላይ በየቀኑ ንቁ ተጠቃሚዎቹ ላይ የ 20 በመቶ ማሽቆልቆልን እና በመድረኩ ላይ የሚያሳልፉት ጊዜም - ከ20 ደቂቃ ወደ 10 ደቂቃ- 50 በመቶ የሆነ ቅናሽን አስተናግዷል ። ይህ፣ የማርኬቲንግ ኢንተለጀንስ ድርጅት በሆነው 'ሴንሰር ታወር' (Sensor Tower) ለ 'ሲ.ኤን.ቢ.ሲ' (CNBC) ባጋራው መረጃ መሰረት ነው፣ ይህ ደግሞ ማሽቆልቆሉ የጀመረው እ.ኤ.አ ቅዳሜ ሐምሌ 15፣ 2023 መሆኑን ያሳያል። ትዊተር የ ትሬድስ ብቸኛው ተወዳዳሪ አይደለም። ምንም እንኳን ትሬድስ(Threads) በአምስት ቀናት ውስጥ 100 ሚሊዮን ተጠቃሚዎችን ቢመዘግብም አሁንም ለተጠቃሚዎች ትኩረት፣ ትዊተርን ብቻ ሳይሆን እንደ ቲክቶክ (TikTok) እና ዩቲዩብ (YouTube) ካሉ ሌሎች መድረኮች ጋርም መታገል አለበት። ተጠቃሚዎች በአማካኝ በየቀኑ 10 ደቂቃዎችን ከሚያጠፉበት ከ ትሬድስ(Treads) በተለየ፣ ትዊተር ላይ በአማካይ 34 ደቂቃዎችን ያሳልፋሉ። ቲክቶክ (TikTok) ተጠቃሚዎችን ለ60 ደቂቃ ያህል መድረኩን እንዲያሸብልሉ ሲያረጋቸው፣ ዩቲዩብ ደግሞ ለ50 ያህል ይዞ ያቆያቸዋል። ትዊተር፣ ገቢውን ለይዘት ፈጣሪዎች ማጋራት ጀምሯል፣ይህ እድገትም ብዙ ተጠቃሚዎች ከመተግበሪያው እንደማይወጡ እንዲያውጁ አድርጓል ። የትዊተርን የንግድ ሚስጥር አጋርተዋል የተባሉ ሰራተኞችን ወደ ራሱ ድርጅት በመውሰድ፣ በሜታ ላይም ክስ እየመሰረተ ይገኛል። ኤሎን መስክ ስቴሮይድ እየተጠቀመ ነው… አዎ ቢሆንም ሰዎች በእርግጠኝነት አሁንም ትዊተርን አይተውም። ትዊተር የበለጠ አስደሳች ነውን? ምንም እንኳን መረጃው ፣'ኤሎን መስክ' ትዊተርን ከያዘው በኋላ የ'ጥላቻ ንግግሮች ጥቅም በእጥፍ ጨምሯል ቢባልም አንዳንድ ተጠቃሚዎች መድረኩን ከ ትሬድስ የበለጠ ሳቢ አድርገው ያገኙታል ። ከዜና እስከ ድራጊንግ/ምግብ ማብሰል ድረስ- ትዊተር ተጠቃሚዎችን መድረኩ ላይ ለመጥራት የማይገባበት የለም - አንዳንድ ሰዎች በትዊተር አወዛጋቢ እና ፀብ ቀስቃሽ ተፈጥሮው እንደሚዝናኑም ይናገራሉ። እና ይህ አይነቱ ተግባር፣ ትሬድስ በእሱ መድረክ ላይ ከማይፈልጋቸው ነገሮች አንዱ ነው። "" አላማው ትዊተርን መተካት አይደለም"" ሲሉ የ ኢንስታግራም (Instagram) ኃላፊ የሆኑት 'አደም ሞሴሪ' ተናግሯል፣ ""ግቡ በ ኢንስታግራም (Instagram) ላይ ትዊተርን ፈፅሞ ለማይቀበሉ ማህበረሰቦች፤ ለንግግሮች ብዙም 'ፀበኛና ሀይለኛ' ያልሆነ ቦታ ማግኘት ላይ ፍላጎት ያላቸው ነገር ግን ሁሉም ትዊተር ላይ ያሉት እንዲህ ናቸው ማለት አይደለም ፤ እና በትዊተር (እና ሌሎች መድረኮች) ላይ ላሉ ማህበረሰቦች የህዝብ አደባባይ መፍጠር ነው ።"" ሞሴሪ' እንዳለው ፖለቲካ እና ከባድ ዜናዎች፣ ልክ እንደ ኢንስታግራም ላይ በትሬድስ ላይም ይታያሉ ነገርግን አይበረታቱም። ገና ገና የመጀመሪያ ቀናት ነው እናም ትሬድስ ምን እንደሚሆን መናገር አንችልም። ኢንስታግራም ከታሰበው ከጓደኞች እና ���ተሰብ ጋር አፍታዎችን ለማጋራት ብቻ የሚጠቅም መድረክ ከመሆን ወጥቶ ከማናውቃቸው ግለሰቦች ይዘቶችን ወደምናገኝበት መድረክነት ሲለወጥ አይተናል። በሜታ ታሪክ ከሄድን፣ ትሬድስም (Threads) በብዛት ያተረፉት መድረኮቹ በተጓዙበት መንገድ ይጓዛል።","Threads' daily active users drop by 20%. Twitter is not its only competition Key takeaways: Threads, Meta's Twitter rival, has seen a 20% dip in daily active users despite rapid post-launch signups. Threads gained 30 million users within the first few hours of its launch and crossed 100 million after five days. Twitter has since reacted by rolling out a revenue-sharing programme for verified creators and filing a lawsuit against Threads. Meta's Twitter clone, Threads, has experienced a 20% drop in the number of daily active users of the platform and a 50% decline — 20 minutes to 10 minutes — in the amount of time spent on the platform. This is according to data shared with CNBC by Sensor Tower, a marketing intelligence firm, which also reveals that the decline began on Saturday, July 15, 2023. Twitter is not Threads only competition Although Threads recorded 100 million signups in five days, it still has to fight for the attention of users from not only Twitter but other platforms like TikTok, and YouTube. Unlike Threads, where users spend 10 minutes daily, Tweeters spend an average of 34 minutes. TikTok keeps users scrolling for almost 60 minutes, while YouTube keeps them for almost 50. Twitter also just started sharing revenue with creators, a development that got many users declaring they will never leave the app. It is also suing Meta for poaching employees who allegedly shared Twitter's trade secrets. Elon is on steroids…Yeah people are definitely not leaving twitter Is Twitter more interesting? Though data reveals the use of hate speech doubled after Musk took over Twitter, some users find the platform more interesting than Threads. From news to dragging/cooking — Twitter lingo for calling out users on the platform — some people claim to enjoy Twitter's controversial and combative nature. And this is one of the things Threads does not want on its platform. ""The goal isn't to replace Twitter,"" said Adam Mosseri, Head of Instagram, ""the goal is to create a public square for communities on Instagram that never really embraced Twitter and for communities on Twitter (and other platforms) that are interested in a less angry place for conversations, but not all of Twitter."" Mosseri says that politics and hard news will show up on Threads, like on Instagram, but they will not be encouraged. It is still early days and we can't tell what will become of Threads. We've seen Instagram go from a platform for sharing moments with friends and family to one where we consume content from random strangers. If we go by Meta's history, Threads will tread the path of most profitability.","Masu amfani da manhajar Threads na yau da kullun sun ragu da kashi 20%. Ba Manhajar Twitter ba ce kaɗai abokiyar gasarsa ba Muhimman guzuri: Manhajar Threads, abokin hamayyar Meta na Twitter, ya ga raguwar kashi 20 cikin 100 na masu amfani na yau da kullun duk da saurin shiga bayan ƙaddamarwa. Manhajar Threads ta samu masu amfani miliyan 30 a cikin 'yan sa'o'i na farko na ƙaddamar da shi kuma ya haye miliyan 100 bayan kwanaki biyar. Tuni dai kamfanin Twitter ya mayar da martani ta hanyar fitar da wani shiri na raba kuɗaɗen shiga ga waɗanda suka ƙirƙira da kuma shigar da ƙarar kamfanin Threads. Meta's Twitter clone, Threads, ya sami raguwar 20% a cikin adadin masu amfani da dandalin na yau da kullun da raguwar 50% - mintuna 20 zuwa mintuna 10 - a cikin adadin lokacin da aka ɗauka akan dandali. Wannan yana cikin bayanan da Sensor Tower, wani kamfanin leƙen asiri na tallace-tallace ya bayar tare da CNBC, wanda kuma ya bayyana cewa raguwar ta fara ne a ranar Asabar, 15 ga watan Yuli, 2023. Ba Twitter kawai ba ne abokiyar gasar Threads Kodayake Threads ya yi rikodin rajista miliyan 100 a cikin kwanaki biyar, har yanzu dole ne ya yi yaƙi don dawo da hankalin masu amfani ba daga Twitter ba kawai ba har ma da sauran dandali kamar TikTok, da YouTube. Ba kamar Thread ba, inda masu amfani ke ƙarar mintuna 10 a kullum, masu hawa Twitter suna ƙarar da matsakaicin mintuna 34. TikTok yana riƙe masu amfani suyi ta dubawa na kusan mintuna 60, yayin da YouTube ke riƙe su na kusan 50. Har ila yau Twitter ya fara raba kuɗaɗen shiga tare da masu ƙirƙira, ci gaban da ya sa masu amfani da yawa suka bayyana ba za su taɓa barin manhajar ba. Har ila yau, tana tuhumar Meta kan farautar ma'aikatan da ake zargi da yaɗa sirrin kasuwanci na Twitter. Elon yana kan steroids… Haka ne, tabbas mutane ba zasu bar twitter ba Shin Twitter ya fi ban sha'awa? Kodayake bayanai sun nuna amfani da maganganun ƙiyayya ya ninka sau biyu bayan Musk ya mallaki Twitter, wasu masu amfani suna ganin dandalin ya fi ban sha'awa fiye da Zaren. Daga labarai zuwa ja/dafa abinci - Twitter lingo don ƙiran masu amfani a kan dandali - wasu mutane suna da'awar jin daɗin rigima da yanayin faɗa na Twitter. Kuma wannan yana ɗaya daga cikin abubuwan da Threads ba ya so a kan dandalinsa. Manufar ba ita ce maye gurbin Twitter ba, in ji Adam Mosseri, shugaban Instagram, ""manufar ita ce a samar da dandalin jama'a ga al'ummomin a kan Instagram waɗanda ba su taɓa rungumar Twitter da gaske ba kuma ga al'ummomin kan Twitter (da sauran dandali) masu sha'awar wurin da ba ɓacin rai don tattaunawa, amma ba duka Twitter ba."" Mosseri ya ce siyasa da labarai masu zafi za su fito a Zaure, kamar a Instagram, amma ba za a ƙarfafa su ba. Har yanzu kwanakin farko ne kuma ba za mu iya sanin abin da Threads zai zama ba. Mun ga Instagram yana tafiya daga dandalin ƙarar da lokuta tare da abokai da dangi zuwa inda muke samun abubuwa da baƙi iri-iri. Idan muka bi tarihin Meta, Threads zai taka hanyar mafi yawan riba.","Watumiaji hai wa Threads wa kila siku hupungua kwa 20%. Twitter sio mshindani wake pekee Mambo muhimu ya kuzingatia: Threads, mpinzani wa Twitter wa Meta, imeona ongezeko la 20% katika watumiaji hai wa kila siku licha ya kujisajili haraka baada ya uzinduzi. Threads ilipata watumiaji milioni 30 ndani ya masaa machache ya kwanza ya unduzi wake na kufika milioni 100 ndaniaya siku tano. Tangu wakati huo Twitter imechukua hatua ya kuanzisha mpango wa kugawana mapato kwa watayarishi walioidhinishwa na kufungua kesi dhidi ya Threads. Mshirika wa Twitter wa Meta, Threads, imepata anguko la 20% kwa idadi ya watumiaji hai wa jukwaa wa kila siku na kupungua kwa 50% kwa dakika 20 hadi dakika 10, ni kiasi cha muda unaotumiwa kwenye jukwaa. Hii ni kulingana na takwimu iliyotolewa na CNBC na Sensor Tower, kampuni ya ujasusi ya uuzaji, ambayo pia inaonyesha kuwa kupungua kulianza Jumamosi, Julai 15, 2023. Twitter sio mshindani wake pekee wa Threads Ingawa Threads ilirekodi usaili wa milioni 100 kwa siku tano, bado inapaswa kupigania tahadhari ya watumiaji kutoka sio tu Twitter lakini majukwaa mengine kama TikTok, na YouTube. Tofauti na Threads, ambapo watumiaji hutumia dakika 10 kila siku, Tweeters hutumia wastani wa dakika 34. TikTok huwaweka watumiaji kusogeza kwa karibu dakika 60, huku YouTube inawahifadhi kwa takribani 50. Pia Twitter imeanza kushirikisha mapato na watayarishi, maendeleo ambayo yalifanya watumiaji wengi kutangaza kamwe kutokuondoka kwenye Programu. Pia inaishtaki Meta kwa wafanyakazi wa ujangili wanadaiwa kushiriki siri za biashara za Twitter. Elon yuko kwenye steroidi. Yeah watu ni dhahiri si kuondoka Twitter. Je, Twitter inavutia zaidi? Ingawa takwimu inaonyesha matumizi ya matamshi ya chuki yaliongezeka maradufu baada ya Musk kuchukua nafasi ya Twitter, watumiaji wengine hupata jukwaa kuwa la kuvutia zaidi kuliko Threads. Kutoka kwa habari hadi kuburuta/kupika, lugha ya Twitter ya kuwaita watumiaji kwenye jukwaa, baadhi ya watu wanadai kufurahi asili ya Twitter yenye utata na Ugomvi. Na hii ni moja ya mambo ambayo Threads haitaki kwenye jukwaa lake. ""Lengo sio kuchukua nafasi ya Twitter"", Adam Mosseri, mkuu wa Instagram alisema, ""lengo ni kuunda uwanja wa umma kwa jamii kwenye Instagram ambayo haijawahi kukumbatia Twitter na kwa jamii kwenye Twittwer (na majukwaa mengine) ambayo yanavutiwa nayo mahali penye hasira kidogo kwa mazungumzo, lakini sio Twitter yote."" Mosseri anasema kwamba siasa na habari ngumu zitaonekana kwenye Threads, kama kwenye Instagram, lakini hazitatiwa moyo. Bado ni siku za mwanzoni na hatuwezi kusema kitatokea nini kwa Threads. Tumeona Instagram ikihama kutoka jukwaa la kushiriki matukio na marafiki na familia hadi ambapo mmoja wa sisi hutumia maudhui kwa wageni tofauti. Tukienda kwa historia ya Meta, Threadsz itapita njia ya faida zaidi.","Àwọn aṣàmúlò tó ń ṣiṣẹ́ lójoojúmọ́ lórí Thread já pẹ̀lú ìdá 20%. Twitter nìkan kọ́ ni olùdíje tí ó ní Àwọn àdìsọ́wọ́ pàtàkì: Threads, orogún Twitter Meta, ti rí ìjẹrodò 20% nínú àwọn tó ń ṣàmúlò rẹ̀ lójoojúmọ́ pẹ̀lú ìyára ìforúkọsílẹ̀ lẹ́yìn-ìfilọ́lẹ̀. Threads ní 30 mílíọ̀nù àwọn aṣàmúlò láàrín wákàtí díẹ̀ àkọ́kọ́ lẹ́yin ìfilọ́lẹ̀ rẹ̀ ó sì ré kọjá 100 mílíọ̀nù lẹ́yìn ọjọ́ márùn-ún. Twitter sì ti fi èsì pẹ̀lú àgbéjáde èto owó-pínpín fún àwọn olùṣẹ̀dá tí wọ́n jẹ́rì sí àti kíkọ ìwé ìpẹ̀jọ́ tako Threads. Àdàmọ̀di Twitter Meta, Threads, ti ní ìrírí ìjẹrodò 20% nínú iye àwọn tó ń ṣàmúlò ìkànnì náà lójoojúmọ́ àti àdínkù 50% — ìṣẹ́jú 20 sí ìṣẹ́jú 10 — nínú iye àkókò tí wọ́n ń lò lórí ìkànnì náà. Èyí wà ní ìbámu pẹ̀lú dátà tí Sensor Tower fi ránṣẹ́ sí CNBC, ilé iṣẹ́ ìpolówó ìmọ̀, tí ó tún ṣàfihàn pé àdínkù náà bẹ̀rẹ̀ ní ọjọ́ Àbámẹ́ta, 15 Agẹmọ, ọdún 2023. Twitter nìkan kọ́ ni alátakò kan ṣoṣo fún Threads Bó tilẹ̀ jẹ́ wí pé Threads ní àkọsílẹ̀ 100 mílíọ̀n�� ìforúkọsílẹ̀ ní ọjọ́ márùn-ún, ó sì nílò láti jà fún ìfọkànsí àwọn aṣàmúlò tí kìí ṣe Twitter nìkan ṣùgbọ́n àwọn ìkànnì mìíràn bíi TikTok, àti YouTube. Yàtọ̀ sí Threads, níbi tí àwọn aṣàmúlò ti ń lo ìṣẹ́jú 10 lójúmọ́, àwọn Tweeters ń lo gbèdéke ìṣẹ́jú 34. TikTok yóò máa mú àwọn aṣàmúlò láti máa tẹ̀ ẹ́ fún bíi ìṣẹ́jú 60, nígbà tí YouTube máa mú wọn lo bíi ìṣẹ́jú 50. Twitter bákan náà tún ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ sí pín owó pẹ̀lú àwọn olùṣẹ̀dá, ìgbésẹ̀ tó mú ọ̀pọ̀lọpọ̀ aṣàmúlò sọ wí pé àwọn ò ní fi ohun èlò ìmúṣiṣẹ́ náà sílẹ̀ láíláí. Ó tún pe Meta lẹ́jọ́ fún ìdọdẹ àwọn òṣìṣẹ́ tí wọ́n fẹ́sùn kàn pé wọ́n sọ àṣírí ìtàjà Twitter. Elon ti lo sítẹ́ríọ́dù... Bẹ́ẹ̀ni àwọn ènìyàn ò ní fi twitter sílẹ̀ lóòtọ́ Ṣé Twitter dùn ju bẹ́ẹ̀ lọ ni? Bó tilẹ̀ jẹ́ wí pé dátà ṣàfihàn pé lílo ọ̀rọ̀ èébú di ìlọ́po méjì lẹ́yìn tí Elon gba ìsàkóso Twitter, àwọn aṣàmúlò kan rí ìkànnì náà gẹ́gẹ́ bí èyí tó dùn ju Threads lọ. Láti ìròyìn lọ sí ìwọ́raẹni/ìbúraẹni — Twitter lingo fún pípe àwọn ènìyàn jáde lórí ìkànnì náà — àwọn kan sọ wí pé àwọn gbádùn awuyewuye àti àwòmọ́ ìjàgùdù orí Twitter. Èyí sì jẹ́ ọ̀kan lára àwọn nǹkan tí Threads ò fẹ́ lórí ìkànnì rẹ̀. ""Àfojúsùn náà kìí ṣe láti rọ́pò Twitter,"" Adam Mosseri, Olórí Instagram ló sọ bẹ́ẹ̀, ""àfojúsùn náà ni láti pèsè ojúde fún àwọn àwùjọ lórí Instagram tí wọn ò gba ti Twitter àti fún àwọn àwùjọ lórí Twitter (àti àwọn ìkànnì mìíràn) tí wọ́n nífẹ̀ sí ààyè tí kò sí ìbínú púpọ̀ fún ìfọ̀rọ̀wérọ̀, ṣùgbọ́n tí kìí ṣe Twitter."" Mosseri sọ wí pé òṣèlú àti ìròyìn tó le máa jáde lórí Threads, bíi ti Instagram, ṣùgbọ́n wọn ò ní ṣe àtìlẹ́yìn fún-un. Ilẹ̀ ṣẹ̀ṣẹ̀ mọ́ ni a ò sì lè sọ nǹkan tí Threads lè dì. A ti rí Instagram tó lọ láti ìkànnì fún ifiránṣẹ àwọn àkókò pẹ̀lú àwọn ọ̀rẹ́ àti ẹbí sí èyí tí ń rí oríṣiríṣi nǹkan láti ọ̀dọ araàta tí a ò mọ̀. Tí a bá lo ìtàn Meta, Threads máa tọ ipa ẹni tó jèrè jùlọ.","Abasebenzisi abakhona bansuku zonke beThread behle ngo-20%. UTwitter akuwona umncintisani wayo kuphela Okubalulekile ongahamba nakho: IThread imbangi yeMetas Twitter,isibone u-20% diphu kubasebenzisi abakhona bansukuzonke ngaphandle kokubhaliswa okuphindekile kwangemuva kokwethulwa. IThreads izuze abasebenzisi abayizigidi ezingu 30 emahoreni ambalwa wokwethulwa kwayo futhi yafika ezigidini ezingu 100 ngemva kwezinsuku ezinhlanu. UTwitter usukhombise ukukhipha uhlelo lokwabelana ngengenisonzuzo kubasunguli abaqinisekisiwe nokufakela iThread icala. Ikhophi yeMeta kaTwitter iThread, isibe nokwehla kuka-20% kwenamba yabasebenzisi abakhona bansukuzonke enkundleni nokwehla kuka50%- amaminithi angu-20 kuya kumaminithi angu-10 - kunani lesikhathi esichithwe enkundleni. Lokhu kungokwabelana kwedatha neCBNC ngeSensor Tower,ifemu yobuhlakani bezokuthengisa,futhi eveze ukuthi ukwehla kuqale ngoMgqibelo,mhlaka 15 kuNtulikazi 2023. UTwitter akayena umncintisani weThread kuphela Yize noma iThread irekhode ukubhaliswa okuyizigidi ezingu-100 ezinsukwini ezinhlanu,kusamele ilwele ukunakwa ngabasebenzisi hhayi kuTwitter kuphela kodwa nezinye izinkundla njengo TikTok noYouTube. Akufani neThread lapho abasebenzisi bechitha imizuzu engu-10 zonke zinsuku,uTwitter uchitha isilinganiso esingamaminithi angu-34. UTikTok ugcina abasebenzisi behlabenyuka cishe amaminithi angu-60 ngesikhathi uYouTube ubagcina okungenani imizuzu engu-50. UTwitter usuphinde waqala ukwabelana nezingenisonzuzo nabasunguli, ukuthuthuka okwenze abasebenzisi basho ukuthi ngeke baze basishiye isisetshenziswa. Ibophisa iMeta ngokuthatha abasebenzi abasolwa ngokwabelana ngezimfihlo zokuhweba zikaTwitter. U-Elon usebenzisa izidakamizwa… Yebo abantu ngokuqinisekisa abawushiyi uTwitter Ngabe uTwitter unomdlandla kakhulu? Yize noma imininingo iveza ukusetshenziswa kwamazwi anenzondo ephindekile ngemva kokuthi uMusk ethathe izintambo kuTwitter, abanye abasebenzisi bathola lenkundla inika umdlandla ukuneThreads. Kusukela ezindabeni kuya ekudonseni/ukupheka-ulimi lweTwitter lokubiza abasebenzisi enkundleni-abanye abantu bathi bayawujabulela uTwitter ngobunjalo bawo bokuphikisana nochuku. Futhi lokhu kungezinye zezinto iThread engakufuni enkundleni yayo. ""Inhloso akukhona ukuthatha indawo kaTwitter,"" kusho uAdam Mosseri, iNhloko yaInstagram, ""inhloso ukwenza isikwele somphakathi oku-Instagram abangawamukelanga uTwitter futhi nomphakathi waTwitter (kanye nezinye izinkundla) abanomdlandla omncane wezingxoxo ezinokudinwa kodwa hhayi konken kukaTwitter."" UMosseri uthi ezepolitiki nezindaba ezinzima zizovela kuThreads, njengaku Instagram, kodwa ngeke bagqugquzeleke. Kusayizinsuku zamasinya futhi ngeke sikwazi ukusho ukuthi izoba yini iThreads. Siwubonile uInstagram usuka ekubeni yinkundla yokwabelana ngezikhathi ezimnandi nabangani nomndeni uya lapho umuntu ethola izinto kubantu angabazi. Uma siya ngomlando weMeta, iThread izovula indlela yobunzuzo obukhulu."
+"አፍሪካውያን በበይነመረብ በቀጥታ በመስመር ላይ በመማር ከ2.7 ሚሊዮን በላይ ሰአታትን አሳልፈዋል። በአህጉሪቱ ለትምህርቱ ዘርፍ ቀጥሎ ምን ይመጣል? ስለ አፍሪካውያን የወደፊት የመማር እድል በምዕራቡ ዓለም ካሉ ሰዎች ጋር ባደረግሁት ውይይት የታዘብኩት አንድ ነገር አፍሪካውያን በበይነመረብ በቀጥታ በመስመር ላይ ለመማር የቴክኖሎጂ መሰረተ ልማት እና የራስን የመግዛት ብቃት እንደሌላቸው፣ ያላቸውን እምነት ነው። ባለፈው አመት በሚያዝያ ወር በ 'ስታንፎርድ የ ፒ.ኤች.ዲ ተማሪ ጋር ረጅም ውይይትም አድርጌ ነበር እናም ተመሳሳይ ሀሳብንም አስተጋብቶልኛል። ትክክል ወይም ስህተት መሆናቸውን ማረጋገጥ አለብን ብዬም ደመደምኩ። ይህንን ለማድረግ ሰዎች በበይነመረብ በቀጥታ በመስመር ላይ እንዲማሩ እና ከዚህ ልምድ የተገኘውን መረጃም ከላይ የተጠቀሰውን እምነት ለማስተባበል ወይም ለማረጋገጥ እድል መስጠት አለብን። ወደፊት 14 ወራትን እንለፍ ፣ እና አልት ስኩል (AltSchool) ከ2.7 ሚሊዮን ሰአታት በላይ በመማር ያሳለፉ ከ1,072 አፍሪካዊ የሶፍትዌር መሐንዲሶችን አስመርቋል። ይህ በአፍሪካ ወደሚቀጥለው የትምህርት ምዕራፍ ውስጥ ያስገባናል። በዚህ ጽሁፍ ውስጥ፣ በሚቀጥሉት አስርት አመታት ውስጥ በአፍሪካ ውስጥ ባለ ትምህርት ላይ ስለሚከሰቱ አንዳንድ ነገሮች እና አንዳንድ የምንወስዳቸው የትምህርት አካሄዶቻችን ላይ ሀሳቤን እጽፋለሁ። የይዘት አካባቢያዊነት (አካባቢያዊ አውድን ለማምጣት ረጅም መንገድ ያስኬዳል ) ከብዙ አመታት በፊት የሚስጥር ትእዛዞችን (ኮድ) እንዴት መጻፍ እንዳለብኝ ስማር ካጋጠሙኝ ዋና ዋና ፈተናዎች አንዱ፣ ከህንድ የመጡ አስተማሪዎች ጋር የመግባባት ችግር ነበር ምክንያቱም፣ እነሱ ተማሪዎችን የሚያሰለጥኑበትን የማስተማሪያ አውድ መረዳት አልቻልኩም ነበር። ይህ ደግሞ፣ በዘርፉ ፍላጎትን እንዳላሳይ አድርጐኝ እናም ለማግኘት ያቀድኩትን እውቀት እና ችሎታ ለማግኘት አዳጋች አርጎብኝ ነበር ። እኔና ቡድኔ 'አልት ስኩል'(AltSchool)ን ስንጀምር ያደረግነው የመጀመሪያው ነገር፣ አፍሪካውያን የሆኑ የይዘት አቅራቢ አጋሮችን እና አሰልጣኞችን ማግኘት እንችል እንደሆነ ለማወቅ ነበር፣ የመማር-ማስተማር ሂደትን የሚቀርጸውን የ'ማህበረ-ባህላዊ አውድ' ጥቅም የተረዱ እንደ ተማሪዎቻቸው ተመሳሳይ የአኗኗር ልምድ ያላቸውን ሰዎች፣ በዚህም የተማሪ ውጤቶች እናሳድጋለን። ለባህል ምላሽ የሚሰጥ ትምህርት ማለት ይህ ነው። ተደራሽነት (ተማሪዎች የትም ቦታ ሆነው ትምህርቱን ማግኘት መቻል አለባቸው) ከጊዜ ወደ ጊዜ እየጨመረ ባለው እርስ በርስ የተሳሰረ ዓለም ውስጥ፣ ትምህርት አካባቢ-የማይወስነው መሆን አለበት። በሚሊዮን የሚቆጠሩ ሰዎች አካባቢያቸው የትም ይሁን የት፣ ጥራት ያለው ትምህርት ማግኘት እንዲችሉ አካባቢ-የማይወስነው መሆን እንዳለብን ከመጀመሪያው እናውቅ ነበር። ይህንን አካሄድ በመከተልም፣ ከ72 ከበለጡ የአለም ሀገራት በመጡ የተማሪዎች ህብረታችን መካከል የበለፀገ የባህል ልዩነት እንዲኖር አመቻችተናል! በአፍሪካ ውስጥ በማንኛውም ቦታ ለሚማሩ ተማሪዎች ቀላል እና ውጤታማ የትምህርት አሰጣጥ ለማድረግ በቴክኒካል መሠረተ ልማት እና ምርቶች ላይ ኢንቨስት በማድረግ የፕሮግራሞቻችን የእሴት ሰንሰለት ሙሉ በሙሉ በበይነመረብ በቀጥታ በመስመር ላይ መሆኑን አረጋግጠናል ። በህብረት ትም���ርት እና ግንኙነት (የማህበረሰብን ትምህርት የሚያሸንፈው ምንም ነገር የለም) አፍሪካውያን ማህበረሰብ ተኮር ህዝቦች ናቸው። ይህ በዲ.ኤን.ኤያችን ውስጥ ስር የሰደደ እና ከሌላው አለም የሚለየን እሴት ነው። “ልጅን ለማሳደግ ሙሉ መንደሩ ያስፈልጋል” የሚለው ምሳሌያዊ አነጋገር ለነገሮች ያለን አመለካከት የያዘ ነው። በህብረተሰቡ ጥረት ውስጥ የተለያዩ ዘዴዎችን በማካተት፣ መማርን ማህበራዊ ክስተት ማድረግ አለብን። ከባድ ፈተናዎች ሲያጋጥሟቸው የሚተማመኑበት ማህበረሰብ እንዲኖራቸው አርጎ በመርዳት ፣ይህ ተማሪዎቹ እንዲቆዩ ረድቷቸዋል ። ሰዎች አፍሪካዊ መሠረታቸው የትም ይሁን የት ተመሳሳይ ፍላጎት ስላላቸው በበይነመረብ በቀጥታ መስመር ውጭ ሲገናኙም አይተናል። ይህ ግንኙነት ከናይጄሪያ እስከ ሩዋንዳ እስከ ጋና አልፎ ተርፎም ወደ ምዕራቡ ዓለም ይሄዳል። ከ አልትስኩል (AltScholer) ተማሪ ጋር መገናኘት የማልችልበት ፣የምሄድበት ግዛት ወይም ሀገር የለም ማለት ይቻላል። መማር አስደሳች መሆን አለበት። ከዋና አስተሳሰባችን አንዱ መማር አስደሳች መሆን አለበት የሚለው ነው። ሰዎች ""ትምህርት ቤት"" የሚለውን ቃል አይተው ግትር እና አሰልቺ የሆነ ነገርን ያስባሉ። ይህ የትምህርት እይታ ላይ ጠባሳ አሳድሯል፣ እናም ጥቂቶች ብቻ ወደ እሱ ለመግባት ይሞክራሉ። ይህንን ተረድተናል፣ እናም ለአፍሪካዊያን አስተዳደጋቸው ምንም ይሁን ምን፣ ለነሱ መማርን እንዴት አስደሳች ማድረግ እንደምንችል በጥልቀት አስበናል። ይህም ተማሪዎች በሚማሩበት ጊዜ እንዲገናኙ እና እንዲሳተፉ በርካታ መገናኛዎችን እንድናዘጋጅ አርጎናል። በየሳምንቱ የማህበራዊ ዝግጅቶችን ጨምረንላቸው፣ እንዲገናኙ እና በጥናቱ መስክ ላይ ካሉ ከዋና ባለሙያዎች እንዲማሩ እድል አመቻችቷል ። እነዚህ ተማሪዎች በትዊተር ላይ እንዴት እርስበርስ እንደሚያወሩ እና ሀሳብ እንደሚለዋወጡ አይቻለሁ እና የጋራ መለያ ዋና ርዕሳቸውም - መማር ነው። ሀሳባዊ ብቻ ሳይሆን ተግባራዊ እውቀትን ወደ ሥራ ቦታዎ ይዘው ይሂዱ ። በስራ ቦታ ላይም የይዘት አጋሮች አሉን እና ተማሪዎቻችን በስራ ቦታ ላይ ካሉ በጉዳይ ላይ የተሰሩ ጥናቶች ጋር በክፍል ውስጥ የተማሩትን ተግባራዊ ያደርጋሉ። አንዳንዶቹ እንደ ዩኤንዲፒ (UNDP)፣ዋን ፓይፕ (OnePipe)፣ ስተርሊንግ ባንክ (Sterling Bank) እና አወር ፓስ (OurPass) እና በሌሎችም ታዋቂ ድርጅቶች ውስጥ ተፈላጊ የቴክኖሎጂ ልምምዶችን ያገኛሉ። በማስተማር ዘዴዎቹ ምክንያትም፣ ትምህርታቸውን ከሥራ ቦታ ጋር በፍጥነት ማላመድ ይችላሉ። መማር ትርፋማ መሆን አለበት። መማር ለተማሪዎች የማይጠቅም ስራ ተብሎ ተጠርቷል። እርስዎ ማድረግ እንዳለብዎት ነገር ሆኖም ይታያል። ነገር ግን፣ መማር ለተማሪው ግልጽ የሆነ ውጤቱን እንዲያይበት፣ ትርፋማ መሆን አለበት። ተማሪዎች የስራ መንገዳቸውን እንዲረዱ እና የሚለማመዱበት የስራ ቦታ እና የስራ መሞከሪያ በማሳየት፣እራሳቸውን የስራው ቦታ ላይ እንዲያስቀምጡ የሚያግዝ የሙያ አገልግሎት ለመፍጠር ኢንቨስት ያደረግነው ለዚህ ነው። ሰዎች መማርን በቁም ነገር መውሰድ ካለባቸው፣ ወደ ሥራ ዕድገት መተርጎም አለበት። ቀጣዮቹን ቢሊየን አፍሪካውያንን ለማስተማር ከአራት ክፍል ግድግዳዎች ወጥተን ሰፊውን የኢንተርኔት አቅም መጠቀም አለብን። ግን ያንን ለማድረግ ከሀሳባዊ ስርዓቱ የተለየ አካሄድ መጠቀም አለብን ምክንያቱም የአንድ በበይነመረብ በቀጥታ በመስመር ላይ የሚማር ተማሪ ትኩረት በአካላዊ ትምህርት ቤት ውስጥ ካለው ተማሪ ያነሰ ስለሆነ። በተለይ ለአፍሪካውያን፣ በአፍሪካውያን የተዘጋጀ የትምህርት ማዕቀፍ እንፈልጋለን። እና አፍሪካ መማር ���ከፍተኛ ደረጃ እንዴት እንደሚሰራ እንደገና የመወሰን ትልቅ ሃይል እንዳላት በፅኑ አምናለሁ።","Africans spent 2.7m+ hours learning online. What's next for education on the continent? One thing that I noticed in all my conversations with folks in the West about the future of learning for Africans is their belief that Africans don't have the technological infrastructure and discipline to learn online. I had a lengthy conversation with a Stanford PhD student in April last year that echoed the same sentiments. I concluded that we needed to prove if they were right or wrong. To do this, we’d need to give people the opportunity to learn online and use data from this experience to validate or disprove the aforementioned belief. Fast forward 14 months, and AltSchool graduated over 1,072 African software engineers who spent more than 2.7 million hours learning. This ushers us into the next chapter of learning in Africa. In this article, I pen down my thoughts on some things that will happen to learning in Africa in the next decade and some of our approaches to learning. Content localisation (local context goes a long way) One of the major challenges I faced while learning how to write code many years ago was the difficulty in connecting with tutors from India because I couldn’t understand the learning context in which they were training students. This got me disinterested and made it hard for me to acquire the knowledge and skills I’d set out to gain. The first thing my team and I did when starting AltSchool was to find out if we could get content partners and trainers that were Africans, people with similar lived experiences as their learners who understood the socio-cultural context that shapes the teaching-learning process, hence student outcomes. This is what culturally responsive teaching entails. Accessibility (learners need to be able to access it anywhere) In an increasingly interconnected world, learning must be location-agnostic. We knew from the beginning that we had to be location-agnostic to afford millions of people access to quality learning regardless of their location. By adopting this approach, we have facilitated a rich tapestry of cultural differences among our community of learners who have come from more than 72 countries of the world! We have made sure that everything about the value chain of our programmes is fully online, investing in technical infrastructure and products to make it easy and effective for learners anywhere in Africa. Communal learning and connection (nothing beats community learning) Africans are community-oriented people. This is a value that is ingrained in our DNA and sets us apart from the rest of the world. The proverbial saying that “it takes a village to raise a child” is baked into how we view things. We had to make learning a social event, putting different methods into the community effort. This has helped retain the students and helped them have a community to lean on when they face tougher challenges. We have seen people connect offline because they share similar interests regardless of their African roots. This connection goes from Nigeria to Rwanda to Ghana, and even to the West. There is hardly a state or country I go to that I don’t get to meet an AltSchooler. Learning must be fun One of our core ideologies is that learning should be fun. People see the word “School” and think of something rigid and boring. This has stigmatised learning and only a few try to go into it. We understood this and critically thought about how to make learning fun for our learners regardless of their African background. This provided several outlets for students to connect and engage as they learnt. We added weekly social events for them to interact and learn from top professionals in their fields of study. I have seen how these students engage with each other on Twitter and throw bants at each other with a common denominator — Learning. Practical not theory Take knowledge into the workplace. We have content partners in the workplace, and our students get to practise what they learn in class with case studies existing in the workplace. Some of them have even secured coveted tech internships at prestigious organisations such as UNDP, OnePipe, Sterling Bank, and OurPass among others. They can quickly adapt their learning to the workplace because of the teaching methods. Learning needs to be profitable Learning has been termed an unprofitable venture for learners. It is seen as something you just need to do. But, learning needs to be profitable to the learner such that they can see clear outcomes. This is why we have invested in creating a career service that helps learners understand their career path and place them with internships and jobs. If people must take learning seriously, it needs to translate to career growth. To educate the next billion Africans, we need to go beyond the four walls of the classroom and harness the vast potential of the Internet. But to do that, we must use an approach that is different from the theoretical system because the attention span of an online user is lower than that of a learner in a physical school. We need a learning framework crafted specifically for Africans, by Africans. And I firmly believe that Africa has the power to redefine how learning operates on a grand scale.","Yan Afirka sun shafe sa'o'i 2.7 + suna koyo ta yanar gizo. Mene ne abu na gaba game da ilimi a nahiyar? Wani abu da na lura da shi a cikin duk tattaunawar da na yi da jama'ar yammacin game da makomar ilmantarwa ga 'yan Afirka shi ne imanin da suke da shi cewa 'yan Afirka ba su da kayan aikin fasaha da horo don koyo ta yanar gizo. Na yi doguwar tattaunawa da ɗalibin PhD a Stanford a watan Afrilun bara wanda ya yi daidai da ra'ayi iri ɗaya. Na kammala cewa muna buƙatar mu tabbatar ko sun yi daidai ko kuskure. Don yin wannan, muna buƙatar bawa mutane damar karatu ta yanar gizo kuma su yi amfani da bayanai daga wannan gogewa don inganta ko kuma musanta imanin da aka ambata. Watanni 14 masu zuwa, kuma AltSchool ta kammala karatun injiniyoyin manhaja sama da 1,072 'yan Afirka waɗanda suka kwashe sama da sa'o'i miliyan 2.7 suna koyo. Wannan yana shigar da mu cikin babi na gaba game da ilmantarwa a Afirka. A cikin wannan labarin, na rubuta tunanina kan wasu abubuwa da za su faru da karantarwa a Afirka nan da shekaru goma masu zuwa da kuma wasu hanyoyinmu na karatu. Tsara abubuwa daidai da yadda aka saba (abubuwan gida na daɗewa) Ɗaya daga cikin manyan ƙalubalen da na fuskanta lokacin da nake koyon yadda ake rubuta lamba shekaru da yawa da suka wuce shi ne wahalar haɗin kai da masu koyarwa daga Indiya saboda na kasa fahimtar yanayin karatun da suke horar da dalibai. Wannan ya sa ni rashin sha'awa kuma ya sa ya yi min wuyar samun ilimi da basirar da ya kamata na samu. Abu na farko da ni da tawagata muka yi lokacin da muka fara makarantar AltSchool shi ne gano ko za mu iya samun abokan haɗin gwiwa da masu horarwa waɗanda ’yan Afirka ne, mutanen da ke da irin abubuwan rayuwa a matsayin ɗalibansu waɗanda suka fahimci yanayin zamantakewa da al'adu wanda ke tsara tsarin koyo da koyarwa, don haka sakamakon dalibai. Wannan shi ne abin da koyarwar ta ƙunsa a al'adance. Samun dama (masu koyo suna buƙatar samun damar shiga a ko'ina) A cikin duniyar da ke ƙara haɗewa, koyo dole ne ya zama wurin da ba a sani ba. Mun san tun da farko cewa dole ne mu kasance masu santsi don ba wa miliyoyin mutane damar samun ingantaccen karatu ba tare da la’akari da wurinsu ba. Ta hanyar yin amfani da wannan tsarin, mun sauƙaƙa ɗimbin bambance-bambancen al'adu a tsakanin al'ummar mu masu koyo waɗanda suka fito daga ƙasashe sama da 72 na duniya! Mun tabbatar da cewa komai game da jerin darajar shirye-shiryenmu ya cika kan layi, muna saka hannun jari kan kayan aiki na fasaha da kayayyaki don sauƙaƙa da tasiri ga ɗalibai a ko'ina cikin Afirka. Koyon al'umma da haɗin kai (babu abin da ya fi ƙarfin koyon al'umma) Yan Afirka mutane ne masu son al'umma. Wannan ƙima ce da ke cikin DNA ɗinmu kuma ta bambanta mu da sauran duniya. Maganar karin magana cewa ""ɗan ƙauye ke iya renon yaro"" a cikin yadda muke kallon abubuwa. Dole ne mu mayar da ilmantarwa taron zamantakewa, sanya hanyoyi daban-daban a cikin ƙoƙarin al'umma. Wannan ya taimaka wajen riƙe ɗaliban kuma ya taimaka musu su sami al'umma da za su dogara da su lokacin da suka fuskanci ƙalubale masu tsanani. Mun ga mutane suna zuwa ba ta yanar gizo ba saboda suna da buƙatu iri ɗaya ba tare da la’akari da tushensu na Afirka ba. Wannan alaƙa ta taso ne daga Najeriya zuwa Rwanda zuwa Ghana, har ma da ƙasashen yamma. Babu wata jiha ko ƙasa da zan je da ba zan iya haɗuwa da ɗan makarantar AltShool ba. Dole ne koyo ya zama mai daɗi Ɗaya daga cikin ainihin aƙidun mu shi ne cewa ya kamata koyo ya zama abin nishaɗi. Mutane suna ganin kalmar ""Makaranta"" sannan suna tunanin wani abu mai tsauri da taƙura. Wannan ya ɓata harkar koyo kuma kaɗan ne kawai ke ƙoƙarin shiga ciki. Mun fahimci wannan kuma mun yi tunani sosai game da yadda za mu sanya ilmantarwa tayi daɗi ga ɗalibanmu ba tare da la'akari da asalinsu na Afirka ba. Wannan ya bawa ɗalibai damar haɗawa da shiga yayin da suke koyo. Mun ƙara abubuwan zamantakewa na mako-mako don su yi hulɗa tare da koyo daga ƙwararrun a fagen karatunsu. Na ga yadda waɗannan ɗalibai ke hulɗa da juna a kan Twitter kuma suna wasa tare da juna bisa maƙasudi ɗaya - wato Karatu. A aikace ba a rubuce ba Ku kai ilimi zuwa wurin aiki. Muna da abokan haɗin gwiwa a wurin aiki, kuma ɗalibanmu suna yin aiki da abin da suka koya a cikin aji tare da nazarin abin da ke da akwai a wurin aiki. Wasu daga cikinsu ma sun samu damar horarwa da ƙwararrun ƙungiyoyi kamar UNDP, OnePipe, Bankin Sterling, da OurPass da sauransu. Suna iya saurin daidaita koyonsu zuwa wurin aiki saboda kyawun hanyoyin koyarwa. Koyo yana buƙatar samun riba An ƙira harkar koyo wani aiki mara riba ga ɗalibai. Ana gani a matsayin wani abu da kawai kuke buƙatar yi. Amma, koyo yana buƙatar zama mai riba ga ɗalibi ta yadda za su iya ganin sakamako bayyananne. Wannan shi ne dalilin da ya sa muka saka hannun jari don ƙirƙirar sabis na sana'a wanda ke taimakawa ɗalibai su fahimci hanyar sana'arsu da sanya su tare da horarwa da ayyukan yi. Idan ya zama dole mutane su ɗauki koyo da muhimmanci, yana buƙatar fassara zuwa haɓakar aiki. Don ilimantar da 'yan Afirka biliyan masu zuwa, muna buƙatar wuce bango huɗu na ajujuwa ta hanyar amfani da fa'idar Intanet. Amma don yin hakan, dole ne mu yi amfani da tsarin da ya sha bamban da tsarin tunani domin hankalin mai amfani da yanar gizo ya yi ƙasa da na mai koyo a ginanniyar makaranta. Muna buƙatar tsarin koyo da aka ƙera musamman ga 'ƴan Afirka, daga 'ƴan Afirka. Kuma na yi imani da gaske cewa Afirka na da ikon sake fayyace yadda ilmantarwa zai yiaiki a kan babban sikeli.","Waafrika walitumia masaa milioni 2.7 na zaidi kujifunza mtandaoni. Nini kinafuata kwa elimu barani? Jambo moja ambalo niliona katika mazungumzo yangu yote na watu nchini za magharibi kuhusu mustakbali wa kujifunza kwa waafrika ni imani yao kwamba waafrika hawana miundombinu ya kiteknolojia na idhamu ya kujifunza mtandaoni. Nilikuwa na mazungumzo marefu na mwanafunzi wa shahada ya uzamivu wa Stanford mnamo Aprili mwaka jana ambayo yaliunga mkono maoni hayo hayo. Nilithibitisha kuwa tulihitaji kuthibitisha kama walikuwa sahihi au si sahihi. Ili kufanya hivi, tutahitaji kuwapa watu fursa ya kujifunza mtandaoni na kutumia data katika matumizi haya ili kuthibitisha au kukanusha imani iliyotajwa hapo juu. Haraka kwa miezi 14, na AltSchool ilihitimu wahandisi wa programu 1,072 wa Kiafrika ambao walitumia zaidi ya saa milioni 2.7 kujifunza. Hii inatuongoza katika sura inayofuata ya kujifunza barani Afrika. Katika makala hii, ninaandika maoni yangu kuhusu baadhi ya mambo ambayo yatatokea katika kujifunza barani Afrika kwa muongo ujao na baadhi ya mbinu zetu za kujifunza. Ujanibishaji wa maudhui (muktadha wa ndani huenda mbali) Moja ya changamoto kubwa nilivyokumbana nayo nilipokuwa najifunza kuandika msimbo miaka mingi iliyopita ilikuwa ugumu wa kuunganisha na wakufunzi kutoka India kwa sababu sikuyaelewe mazingira ya kujifunzia ambapo walikuwa wanafundishia wanafunzi. Hili lilinifanya kutopendwa na kufanya iwe vigumu kwangu kupata maarifa na ujuzi ambao ningedhamiria kuupata. Jambo la kwanza mimi na timu yangu tulifanya tulipoanzisha AltSchool lilikuwa kujua kama tunaweza kupata washirika na wakufunzi wa maudhui ambao walikuwa Waafrika, watu wenye uzoefu wa kuishi kama wanafunzi wao ambao walielewa muktadha wa kijamii ambao unaunda mchakato wa ufundishaji, hivyo matokeo ya wanafunzi. Haya ndiyo mafundisho yanayohusu utamaduni. Upatikanaji (wanafunzi wanahitaji kuwa na uweo wa kuipata mahali popote) Katiak ulimwengu unaozidi kuunganishwa, kujifunza lazima kuwa na utambuzi wa mahali. Tulijua tangu mwanzoni kwamba tulipaswa kujulikana ili kumudu mamilioni ya watu kupata elimubora bila kujali mahali walipo. Kwa kutumia mbinu hii, tumewezesha tapestri tajiri ya tofauti za kitamaduni miongoni mwa jumuiya yetu ya wanafunzi ambao wametoka zaidi ya nchi 72 Duniani.! Tumehakikisha kuwa kila kitu kuhusu mnyororo a thamani ya Programu zetu kipo mtandaoni kikakimilifu, tukiwekeza katika miundombinu ya kiufundi na bidhaa ili kurahisisha na ufanisi kwa wanfunzi popote barani Afrika. Kujifunza kwa jumuia na uhusiano (hakuna kitu zaidi ya kujifunza kwa jumuia) Waafrika ni watu wa jamii teule. Hii ni thamani ambayo imejikita katika nasaba yetu na inatutofautisha ulimwenguni kote. Kuna methali inayosema kwamba ""Asiefunzwa na mamae hufunzwa na ulimwengu"" imechangiwa na jinsi tunavyoona mambo. Ilitubidi kufanya mafunzo ya hafla za kijamii, kuweka mbinu tofauti katika juhudi za jumuiya. Hii imesaidia kuwahifadhi wanafunzi na kuwasaidia kuwa jamii inayotegemewa wakati wanapokabiliwa na changamoto ngumu. Tumeona watu wakiunganisha nje ya mtandao kwa sababu wanashiriki mambo yanayofanana bila kujali asili zao za kiafrika. Uhusiano huu unatoka Nigeria hadi Rwanda, hadi Ghana, na hata magharibi. Hakuna jimbo au nchi ninayoenda ambayo sipati kukutana na AltSchooler. Kujifunza lazima kutakufurahisha Moja ya itikadi zetu za msingi ni kwamba kujifunza kunapaswa kufurahisha. Watu huona neno ""shule"" na kufikiria ni kitu kigumu na cha kuchosha. Hii ina unyanyapaa kujifunza na wachache tu kujaribu kuingia katika hilo. Tulielewa hili na tulifikirikwa kina kuhusu jinsi ya kufanya mafunzo yenye kufurahisho kwa wanafunzi wetu bila kujali asili yao ya kiafrika. Hii ilitoa njia kadhaa kwa wanafunzi kuunganishwa na kujihusisha kama walivyojifunza. Tuliongeza hafla za kijamii za kila wiki ili wao kuchangamana na kujifunza kutoka kwa wataalamu wa juu katika nyanja zao za masomo. Nimeona jinsi wanafunzi hawa wanavyojihusisha wao kwa wao kwenye Twitter na kurushiana vijembe kwa madhehebu ya kawaida, kujifunza. Vitendo sio nadharia Pata maarifa kazini. Tuna washirika wa kuridhisha kazini, na wanafunzi wetu hupata mazoezi ya kile wanachojifunza darasani na masomo ya kifani yaliyopo kazini. Baadhi yao wamepata mafunzo ya teknolojia yanayotamaniwa katika mashirika mashuhuri kama vile UNDP, OnePipe, Benki ya Sterling, na Ourpass miongoni mwa mengine. Wanaweza kurekebisha mafunzo yao kwa haraka kazini kwa sababu ya mbinu za kufundishia. Mafunzo yanahitaji kuwa na faida Kujifunza kumeitwa mradi usio na faida kwa wanafunzi. Inaonekana kama kitu unachohitaji kufanya. Lakini, kujifunza kunahitaji kuwa na faida kwa mwanafunzi ili aweze kuona matokeo mazuri. Hii ndio sababu tumewekeza katika kutengeneza huduma ya taaluma ambayo husaidia wanafunzi kuelewa njia yao na kuwaweka mafunzoni na kazini. Ikiwa watu lazima wachukue kujifunza kwa uzito, inahitajika kutafsiri ukuaji wa kazi. Ili kuwaelimisha waafrika wengine Bilioni 1, tunahitaji kwenda zaidi nje ya kuta nne za darasa na kutumia uwezo mkubwa wa mtandao. Lakini ili kufanya hivyo, ni lazima tutumie mbinu ambayo ni tofauti na mfumo wa kinadharia kwa sababu umakini wa muda wa mtumiaji mtandaoni ni mdogo kuliko ule wa mwanafunzi shuleni. Tunahitaji mfumo mahsusi wa kujifunzia, ulioundwa na waafrika kwa ajili ya waafrika. na ninaamini kabisa kuwa Afrika ina uwezo wa kufafanua upya jinsi ya kujifunza kunavyofanya kazi kwa kiwango kikubwa.","Àwọn ọmọ ilẹ̀ Adúláwọ̀ ń lo wákàtí 2.7m+ láti kẹ́kọ̀ọ́ lórí ẹ̀rọ ayélujára. Kí ló kàn fún ètò ẹ̀kọ́ ní ẹkùn náà? Nǹkan kan tí mo ṣe àkíyèsí nínú gbogbo ìfọ̀rọ̀wérò mi pẹ̀lú àwọn ènìyàn ní Ìwọ̀ oòrun nípa ọjọ́ iwájú ìkẹ́kọ̀ọ́ fún àwọn ọmọ ilẹ̀ Adúláwọ̀ ni ìgbàgbọ́ wọn pé àwọn ọmọ ilẹ̀ Adúláwọ̀ ò ní àwọn ohun amáyédẹrùn ìmọ̀ ẹ̀rọ àti ẹ̀kọ́ láti kẹ́kọ̀ọ́ lórí ẹ̀rọ ayélujára. Mo ṣe ìfọ̀rọ̀wérọ̀ tó gùn pẹ̀lú akẹ́kọ̀ọ́ PhD ní Stanford ní oṣù Igbe ní ọdún tó kọjá tó ṣe àtẹnumọ́ irú ìdájọ́ yìí kan náà. Mo pinnu pé a ní láti fi hàn bóyá wọ́n ń sọ òótọ́ tàbí wọn ò sọ tòótọ́. Láti ṣe èyí, a nílò láti fún àwọn ènìyàn ní ànfààní láti kẹ́kọ̀ọ́ lórí ẹ̀rọ ayélujára kí á sì lo dátà láti inú ìrírí yìí láti fi ẹsẹ̀ rẹ̀ múlẹ̀ tàbí kí á tako ìgbàgbọ́ tí a dárúkọ lókè. Lẹ́yin oṣù 14, AltSchool ti ní àwọn akẹ́kọ̀ọ́ jáde ìmọ̀ ẹ̀rọ nílẹ̀ Adúláwọ̀ tó lé ní 1,072 tí wọ́n ti lò ju wákàtí 2.7 mílíọ̀nù lọ láti kẹ́kọ̀ọ́. Èyí gbé wa wọ ìpele ìkẹ́kọ̀ọ́ tí ó kàn ní ilẹ̀ adúláwọ̀. Nínú àpilẹ̀kọ yìí, mo ṣe àkọsílẹ̀ àwọn èrò mi lórí àwọn nǹkan tó máa ṣẹlẹ̀ sí ìkẹ́kọ̀ọ́ nílẹ̀ Adúláwọ̀ ní bíi ọdún mẹ́wàá tó ń bọ̀ àti àwọn ìlànà sí ìkẹ́kọ̀ọ́. Ìsọ Àkóónú Di Tìbílẹ̀ (ọ̀gangan ipò ìbílẹ̀ ń kó ipa tó pọ̀ gan) Ọ̀kan lára àwọn ìpènijà gbòógì tí mo kojú nígbà tí mò ń kọ́ nípa bí a ṣe ń kọ odù ní ọ̀pọ̀lọpọ̀ ọdún sẹ́yìn ni ìnira láti darapọ̀ mọ́ àwọn olùkọ́ni láti orílẹ̀-èdè India nítorí mi ò ní òye ọ̀gangan ipò ìkẹ́kọ̀ọ́ tí wọ́n fi ń kọ́ àwọn akẹ́kọ̀ọ́. Èyí jẹ́ kí ó yọ lọ́kàn mi ó sì jẹ́ kí ó nira fún mi láti kọ́ ẹ̀kọ́ àti ìmọ̀ọ́ṣe tí mo jáde láti ní. Nǹkan àkọ́kọ́ tí èmi àti ikọ̀ mi ṣe nígbà tí a fẹ́ bẹ̀rẹ̀ AltSchool ni láti mọ̀ bóyá a lè rí àwọn alájọṣepọ̀ àkóónú àti àwọn olùkọ́ni tí wọ́n jẹ́ ọmọ ilẹ̀ Adúláwọ̀, àwọn ènìyàn tí wọ́n ní ìrírí ìgbésíayé ìjáfáfá gẹ́gẹ́ bí àwọn akẹ́kọ̀ọ́ wọn tí wọ́n ní òye ọ̀gangan ipò àsà-àwùjọ tí ó ń ṣàyípadà ìlànà ìkọ́ni àti ìkẹ́kọ̀ọ́, nípa bẹ́ẹ̀ àbájáde àwọn akẹ́kọ̀ọ́. Nǹkan tí ìkọ́ni pẹ̀lú àṣà àti ìṣe àwọn akẹ́kọ̀ọ́ túmọ̀ sí nìyẹn. Níní ànfààní sí (àwọn akẹ́kọ̀ọ́ nílò láti lè ní ànfààní sí i níbikíbi) Ní ilé ayé tó tunbọ̀ ń jálu ara wọn yìí, ìkẹ́kọ̀ọ́ gbọ́dọ̀ jẹ́ aláìmọ-ààyè. A mọ̀ láti ìbẹ̀rẹ̀ pẹ̀pẹ̀ pé a gbọ́dọ̀ jẹ́ aláìmọ-ààyè láti lè fún mílíọ̀nù àwọn ènìyàn ní ànfààní sí ojúlówó ìkẹ́kọ̀ọ́ láì níṣe pẹ̀lú ààyè wọn. Pẹ̀lú ìṣàmúlò ìlànà yìí, a ti ṣe àsopọ̀ oríṣiríṣi àṣà láàrín àwọn akẹ́kọ̀ọ́ ní àwùjọ wa tí wọ́n wá láti àwọn orílẹ̀-èdè àgbáyé tó lé ní 72.! A ti rí i dájú pé gbogbo ǹkan nípa ìlànà iṣẹ́ ètò wa wà lórí ẹ̀rọ ayélujára pátápátá, ìdókówò nínú àwọn ohun amáyédẹrùn ìmọ̀ ẹ̀rọ àti àwọn ohun èlò tí yóò mú u rọrùn tí yóò sì ṣiṣẹ́ fún àwọn akẹ́kọ̀ọ́ níbikíbi nílẹ̀ Adúláwọ̀. Ìkẹ́kọ̀ọ́ ajẹmọ́ àwùjọ àti àsopọ̀ (kò sí nǹkankan tó dáa tó ẹ̀kọ́ ajẹmọ́ àwùjọ) Àwọn ọmọ ilẹ̀ Adúláw���̀ jẹ́ àwọn ènìyàn tí wọ́n nímọ̀ nípa àwùjọ. Èyí jẹ́ iyi tó sodo sínú DNA wa tó sì yà wá sọ́tọ̀ sí àwọn tó kù lágbayé. Òwe kan tó sọ wí pé ""igba ojú ló ń tọ́mọ"" wà nínú bí a ṣẹ ń wòye nǹkan. A nílò láti sọ ẹ̀kọ́ di ètò àwùjọ, lílo oríṣiríṣi ìlànà sí ìgbìyànjú àwùjọ náà. Èyí ti ràn wá lọ́wọ́ láti ní àwọn akẹ́kọ̀ọ́ àti láti ràn wọ́n lọ́wọ́ láti ní àwùjọ tí wọ́n lè gbára lé tí wọ́n bá kojú àwọn ìpèníjà tó le. A ti rí àwọn ènìyàn tí wọ́n kàn síra wọn níta orí ayélujára nítorí wọ́n ní èròngbà kan náà láì níṣe pẹ̀lú agbègbe ilẹ̀ Adúláwọ̀ tí wọ́n ti wá. Àjọṣepọ̀ yìí ń lọ láti Nàìjíríà lọ sí Rwanda lọ sí Ghana, kódà tó fi dé Ìwọ̀ oòrun. Kò fẹ́rẹ̀ sí ìpínlẹ̀ tàbí orílẹ̀-èdè kan tí mo lọ tí mi ò ní rí akẹ́kọ̀ọ́ AltSchool. Ìkẹ́kọ̀ọ́ gbọ́dọ̀ dùn Ọ̀kan nínú àwọn ìgbàgbọ wa pàtàkì ni wí pé ìkẹ́kọ̀ọ́ ní láti dùn. Àwọn ènìyàn ń rí ọ̀rọ̀ ""Ilé ẹ̀kọ́"" wọ́n sì ń ronú nípa nǹkan tó le tí kò dùn. Èyí ti dẹ́yẹsí ìkẹ́kọ̀ọ́ ìwọ̀nba péréte ni ó sì ń gbìyànjú láti wọ inú rẹ̀ lọ. A mọ èyí a sì ronú gidi gan nípa bí a ṣe lè mú ìkẹ́kọ̀ọ́ dùn fún àwọn akẹ́kọ̀ọ́ wa láì níṣe pẹ̀lú níní ìpìlẹ̀ ilẹ̀ Adúláwọ̀ wọn. Èyí pèsè oríṣiríṣi ààyè fún àwọn akẹ́kọ̀ọ́ láti ní àjọṣepọ̀ kí wọ́n sì ṣiṣẹ́ bí wọ́n ṣe ń kẹ́kọ̀ọ́. A ṣe àfikún àwọn ètò àríyá lọ́sọ́ọ́sẹ̀ fún wọn láti ṣe ìfọ̀rọ̀wérọ̀ àti láti kẹ́kọ̀ọ́ lọ́dọ̀ àwọn ọ̀jìnnì tó wà lókè ténté ní ẹ̀ka ìkẹ́kọ̀ọ́ wọn. Mo ti rí bí àwọn akẹ́kọ̀ọ́ yìí ṣe ń bá ara wọn sọ̀rọ̀ lórí Twitter àti bí wọ́n ṣe máa ń ṣe yẹ̀yẹ́ ara wọn pẹ̀lú nǹkan àjọni kan — ìkẹ́kọ̀ọ́. Ìfikọ́ra ni àlàyé kọ́ Mú ìmọ̀ wọ ibi iṣẹ́ náà. A ní àwọn alájọṣepọ̀ àkóónú ní ibi iṣẹ́ náà, àwọn akẹ́kọ̀ọ́ wa náà ní ànfààní láti lo nǹkan tí wọ́n kọ́ ní yàrá ìkẹ́kọ̀ọ́ pẹ̀lú àwọn àgbéyẹ̀wò iṣẹ̀lẹ̀ tó wà ní ibi iṣẹ́. Àwọn kan nínú wọn tún gba èrò ìkọ́ṣẹ́ ìmọ̀ ẹ̀rọ ní àwọn ilé iṣẹ́ tó lórúkọ bíi UNDP, OnePipe, Sterling Bank, àti OurPass pẹ̀lú àwọn mìíràn. Wọ́n lè tètè ṣàmúlò ẹ̀kọ́ wọn sí ibi iṣẹ́ náà nítorí àwọn ìlànà ìkọ́ni náà. Ìkẹ́kọ̀ọ́ nílò láti mú èrè dání Wọ́n ti rí ẹ̀kọ́ gẹ́gẹ́ bí ilé iṣẹ́ tí kò lérè lórí fún àwọn akẹ́kọ̀ọ́. Wọ́n rí i bí nǹkan tí o kàn nílò láti ṣe. Ṣùgbọ́n, ìkẹ́kọ̀ọ́ nílò láti ní èrè lórí fún àwọn akẹ́kọ̀ọ́ tó fi jẹ́ wí pé wọ́n lè rí àbájáde tó hànde. Ìdí nìyìí tí a fi dókówò nínú ìpèsè àmójútó iṣẹ́ tí yóò ran àwọn akẹ́kọ̀ọ́ lọ́wọ́ láti ní òye ojú ọ̀na iṣẹ́ tí wọ́n yàn kí á sì fi wọ́n sẹ́nu ìkọ́ṣẹ́ àti iṣẹ́. Tí àwọn ènìyàn bá máa mú ẹ̀kọ́ ní ọ̀kùkúdùn, ó ní láti yọrí sí ìdàgbàsókè iṣẹ́. Láti kọ́ àwọn bílíọ̀nù ọmọ ilẹ̀ Adúláwọ̀ tó kàn, a nílò láti lọ tayọ orígun mẹ́rin yàrá ìkẹ́kọ̀ọ́ kí á sì ṣe àmúlò ọ̀pọ̀lọpọ̀ ẹ̀bùn tó wà lórí ẹ̀rọ ayélujára. Ṣùgbọ́n láti ṣe ìyẹn, a nílò láti lo ìlànà tó yàtọ̀ sí ètò alálàyé nítorí àkókò ìfọkànsí àwọn aṣàmúlò ẹ̀rọ ayélujára kéré sí ti akẹ́kọ̀ọ́ tó wà ní ilé ẹ̀kọ́ àfarahàn. A nílò ìlànà ìkẹ́kọ̀ọ́ tí wọ́n hun ní àdáyanrí fún àwọn ọmọ ilẹ̀ Adúláwọ̀, láti ọwọ́ àwọn ọmọ ilẹ̀ Adúláwọ̀. Mo sì ní ìgbàgbọ́ tó fẹsẹ̀múlẹ̀ pé ilẹ̀ Adúláwọ̀ ní agbára láti ṣe àtúnṣe sí bí a ṣe ń kẹ́kọ̀ọ́ lórí ìwọ̀n ńlá.","AmaAfrika achitha amahora angu-2.7m+ okufunda ku-inthanethi. Yikuphi okulandelayo kwezemfundo kulelizwekazi? Okukodwa esengikuqaphelile kuzona zonke izingxoxo zami nabantu abaseNtshonalanga ngekusasa lokufunda kwamaAfrika inkolelo yabo yokuthi amaAfrika awanayo ingqalasizinda sezobuchwepheshe nokuziphatha kokufunda ku inthanethi. Ngibe nengxoxo ende nomfundi weziqu zobudokotela waseStanford ngoMbasa wonyaka odlule oveze ukucabanga okufanayo. Ngiphethe ngokuthi kumele siveze ukuthi ngabe baqinisile noma banamanga. Ukwenza lokhu kumele sinikeze abantu ithuba lokufunda ku inthanethi futhi sisebenzise idatha kulesisipiliyoni ukuqinisekisa noma ukuphikisana nezinkolelo esezishiwo. Ukuya phambili izinyanga ezingu 14 AltSchool igogodise amaAfrika angaphezu kuka 1,072 onjiniyela bohlelokusebenza abachitha ngaphezu kwezigidi ezingu 2.7 wamahora befunda. Lokhu kusiyisa kusahluko esilandelayo sokufunda eAfrika. Kuleliphepha ngibhala imicabango yami kwezinye zezinto ezizokwenzeka ekufundeni eAfrika kulelishuminyaka elilandelayo nezinye izindlela zethu zokufunda. Okwendawo (ingqikithi yasendaweni ihamba ibanga elide) Enye yezingqinamba ezinkulu ngesikhathi ngifunda ukuthi ngibhala kanjani ngekhodi eminyakeni eminingi eyadlula kwaba ngubunzima bokuxhumana nabafundisi baseIndia ngoba ngangingakwazi ukuqonda ingqikithi yokufunda lapho babeqeqesha abafundi. Kwangenza ngalahlekelwa umdlandla futhi kwenza kwabanzima kumina ukuthola ulwazi namakhono okwakumele ngiwathole. Okokuqala okwenziwe yiqembu lami nami ngesikhathi siqala iAltSchool kwakungukuthola ukuthi singabathola yini esizobambisana nabo bekhontenti futhi abaqeqeshi okungabaseAfrika,abantu abanesipiliyoni sokuphila esifanayo njengabafundi babo abaqondayo ingqikithi yosiko lwenhlalo eyakha uhlelo lokufunda nokufundisa, ngakho imiphumela yabafundi. Yilokhu ukuphendula kobusiko ukufundisa okukuqukethe. Ukutholakala (abafundi kumele bakwazi ukuthola noma kuphi) Ekukhuleni komhlaba oxhumene,ukufunda kumele kube ukungazimiseli kwendawo. Besazi kusukela ekuqaleni ukuthi kumele sizzibophezele ngokwendawo ukuze sithole izigidi zabantu zithole ukufunda okufanele ngaphandle kwendawo yabo. Ngokuthatha lendlela sesibheke ekunotheni kokwahlukana kwamasiko emphakathini wabafundi abaphuma ngaphezu kwamazwe angu 72 emhlabeni! Senze isiqiniseko sokuthi yonke into ngenani lesheni lezinhlelo zethu liphelele ku inthanethi, sitshala izimali kungqalasizinda yezobuchwepheshe nemikhiqizo ukwenzalula nokuthi kusebenzele abafundi banoma yikuphi eAfrika. Ukufunda ndawonye nokuxhumana( ayikho into edlula ukufunda komphakathi) AmaAfrika ngabantu babafundiswe ngomphakathi. Leli yinani elitshalwe kuDNA futhi esihlukanisa kwabanye emhlabeni. Isisho sithi ""kuthatha umphakathi ukukhulisa ingane"" ithatwe ngokuthi sizibuka kanjani izinto. Kwakumele senze ukufunda kube umcimbi wenhlalonhle,ukubeka izindlela ezahlukene emzamweni womphakathi. Lokhu kusisize ukugcina abafundi futhi sibasize ukuthi babe nomphakathi abazoncika kuwona uma bebhekana nezingqinamba ezinzima. Sesibabonile abantu bexhumana ngaphandle kwe inthanethi ngoba banimdlandla wokufanayo ngaphandle kokuthi izimpande zabo ziseAfrika. Lokhu kuxhumana kusuka eNigeria kuye eRwanda kuye Ghana futhi ngisho eNtshonalanga. Akukho sizwe noma izwe engiya kulo lapho ngingahlangani neAltSchooler. Ukufunda kumele kube mnandi Enye yemicabangongqangi yethu ukuthi ukufunda kumele kube mnandi. Abantu babona igama ""Isikole"" bacabange into into eqinile futhi engalethi umdlandla. Lokhu sekufake ububi ekufundeni futhi bambalwa abazama ukungena kukhona. Siyakuqonda lokhu futhi sacabangisisa ukuthi singakweza kanjani ukufunda kube mnandi kubafundi bethu ngaphandle kwemuva lobuAfrika. Lokhu kunikeza izikhala zokuphuma kubafundi ukuthi baxhumane futhi bakhulume ngesikhathi befunda. Sengeze imicimbi yenhlalonhleyamasonto onke abo ukuthi baxhumane futhi bafunde kuzifundiswa eziphezulu emikhakheni yabo yokufunda. Sengibonile ukuthi labafundi baxhumana nabanye kuTwitter futhi badlalisane ngento efanayo-ukufunda. Ukwenza hhayi itiyori Thatha ulwazi uluyise endaweni yokusebenza. Sinababambisani bokuthile endaweni yokusebenza futhi abafundi bethu bayazijwayeza abakufunda ekilasini ngezifundo ezikhona endaweni yokusebenza. Abanye babo sebethole ukufundiswa kwezobuchwepheshe abakufisayo,ezinhlanganweni eziphambili njenge UNDP,OnePipe,Sterling Bank neOurPass kwezinye zazo. Ungakufunda ngokushesha ukufunda kwabo endaweni yokusebenza ngenxa yezindlela zokufundisa. Ukufunda kumele kube nenzuzo Ukufunda sekuqanjwe umzamo ongenanzuzo kubafundi. Kubukwa njengento okudinga nje uyenze. Kodwa izidingo zokufunda kumele zibe nezuzo kumfundi njengokuthi kumele babone imiphumela ecacile. Yingakho sitshale izimali ekwakheni usizo lwemisebenzi lapho kusizwa abafundi baqonde indlela yabo yezemfundo futhi sibafake ohlelweni lokufundakusebenza nemisebenzi. Uma abantu kumele bafunde ngokuzimisela, kumele kuhunyushwe ukukhula kwemisebenzi. Ukufundisa amabhiliyoni alandelayo amaAfrika, sidinga ukuya ngale kwezindonga ezinne zekilasi sifake amahhanisi kumandla amakhulu einthanethi. Kodwa ukwenza lokho kumele sisebenzise indlela eyehlukile kuhlelo lwezenjulalwazi ngoba isikhathi sokunaka komsebenzisi weinthanethi kungaphansi kwesomfundi osesikoleni. Sidinga umhlahlandlela wokufunda obhalelwe ngokukhethekile amaAfrika ngamaAfrika. Futhi ngikholelwa kakhulu emandleni okuchaza kabusha ukuthi kusebenza kanjani ukufunda kulesisikalo."
+"የጁሚያ ኬንያ ሰራተኛ የሻጭ ክፍያ መዝገቦችን በማምታታት 150,000 ዶላርን በማጭበርበር ሰረቀ የኢኮሜርስ ኩባንያ ጁሚያ ኬኒያ በማጭበርበር ወንጀል 21 ነጥብ 2 ሚሊየን KSh (150,000 ዶላር) ኪሳራ እንደደረሰበት አስታውቋል። ኩባንያው የሻጭ ክፍያ መዝ���ቦችን በማጭበርበር ከሰራተኞቹ አንዱ ገንዘቡን እንደሰረቀም ገልጿል። ጁሚያ ኬንያ፣ መሰረቱን በበርሊን ላይ ባደረገው የጁሚያ ቴክኖሎጂስ ኤጂ(AG) ዘገባው ላይ፣ እ.ኤ.አ በግንቦት 2023 በታተመ ፅሁፉ ላይ፣ ማጭበርበሩን ያገኘሁት እ.ኤ.አ በመስከረም 2022 ላይ ነው። እ.ኤ.አ በመስከረም 2022፣ በኬንያ ውስጥ ያለ ሰራተኛ በ2021 እና 2022 የተወሰኑ የሽያጭ ክፍያ መዝገቦችን እና ክፍያዎችን ያላግባብ አጭበርብሮ እንዳባዛ ደርሰንበታል። የጁሚያ ቴክኖሎጂስ ኤጂ(AG) ፣ ጁሚያ ኬንያ የሚተዳደርበት የንግድ ቡድን ነው። ማጭበርበርን ውጤታማ በሆነ መንገድ መቋቋም አለመቻል እና በመድረክ ላይ የተደረጉ ሀሰተኛ ግብይቶችን ጨምሮ ንግዱን ሊጎዱ የሚችሉ ዋና ዋና አደጋዎችን ይዘረዝራል። ጁሚያ ኬንያ እንደተናገረውም ፣ምንም እንኳን ፣አከፋፋዮች ምርቶቻቸውን በመድረኩ ላይ መዘርዘር ቢችሉም ሻጮችም ዕቃውን ከመውሰዳቸው በፊትም ሆነ ከተረከቡ በኋላ በማዘዝ መክፈል መቻላቸው፣ የማጭበርበር ድርጊቶችን አስቀድሞ ለማወቅ፣ ለመለየት እና ለመቋቋም ፈታኝ ሊሆን እንደሚችል ተናግሯል ። ንግዱ የችግሩ ምክንያት፣ በኢንዱስትሪው መከፋፈል እና በመድረኩ ላይ ያለው የተጠቃሚዎች ብዛት ነው ይላል። የፋይናንሺያል ተፅእኖው፣ በዚህ ጉዳይ ላይ፣ (ከ150,000 ዶላር በታች በመሆኑ) ጉልህ ባይሆንም፣ ማንኛውም ተመሳሳይ ህገወጥ፣ ማጭበርበር፣ ወይም በሰራተኞቻቸው የሚደረጉ ለማጭበርበር የትብብር እንቅስቃሴዎች ስራዎቹን፣ ገንዘባቸውን፣ ውጤቶቹን እና ተስፋዎቹን በእጅጉ ሊጎዱ ይችላሉ። እንዲሁም ኩባንያውን ለህጋዊ አደጋ ወይም ለስም መጥፋት ሊያጋልጡት ይችላሉ። እ.ኤ.አ. በ2019 የኢኮሜርሱ መድረክ፣ በሸማቾች የሳይበር ማጭበርበር እና ዝርፊያ ምክንያት በሁለት ዓመታት ውስጥ ቢያንስ 118 ሚሊዮን KSh ማጣቱን ዘግቧል። በኬንያ መጋዘኑ ውስጥም በተፈጠረ የተጠናከረ ዘረፋ 56 ሚሊዮን ኪሎ ሸቀጣ ሸቀጦችም ጠፍቷል። ከዚህም በላይ የደንበኞች ቡድን እ.ኤ.አ በ2017 ዕቃዎችን ለመግዛት የ ማጭበርበሪያ የኤሌክትሮኒክ ክፍያ አቅራቢዎችን በመጠቀም፣ ኩባንያውን 62 ሚሊዮን KSh ወጪ አስደርገውታል።","Jumia Kenya’s employee stole $150,000 by manipulating vendor payment records eCommerce company, Jumia Kenya, has announced that it lost KSh 21.2 million ($150,000) to fraud. The company said one of its employees stole the funds by manipulating vendor payment records. Jumia Kenya, in a Berlin-based Jumia Technologies AG filing published in May 2023, says it discovered the fraud in September 2022. “In September 2022, we discovered that an employee in Kenya manipulated certain vendor payment entries and misappropriated payments in 2021 and 2022.” Jumia Technologies AG is the trading group under which Jumia Kenya falls. It lists some main risks that could hurt its business, including failure to deal with fraud effectively and fictitious transactions made on its platform. Jumia Kenya says that although vendors can list their products on the platform and sellers can order and pay for goods before or after delivery, it can be challenging to anticipate, identify, and deal with fraudulent activities. The business claims it is due to the industry's fragmentation and the large number of users on its platform. While the financial impact, in this case, was not material (under $150,000), any similar illegal, fraudulent, or collusive activities by its employees could significantly hurt its operations, finances, results, and prospects. They could also expose the company to legal risk or adverse publicity. In 2019, the eCommerce platform reported losing at least KSh118 million in two years due to consumer cyber fraud and robbery. A break-in at its Kenyan warehouse resulted in the loss of KSh56 million in merchandise. What’s more, a group of customers fraudulently used electronic payment providers to buy goods in 2017, costing the company KSh62 million.","Ma'aikaciyar Jumia 'yar Kenya ta sace $150,000 ta hanyar sarrafa bayanan biyan dillalai Kamfanin kasuwancin intanet, Jumia Kenya, ya sanar da cewa ya yi asarar miliyan KSh 21.2 ($ 150,000) ta hanyar zamba. Kamfanin ya ce ɗaya daga cikin ma’aikatansa ta sace kuɗaɗen ta hanyar yin amfani da bayanan biyan dillalai. Kamfanin Jumia Kenya, a cikin shigar da Jumia Technologies AG na Berlin da aka buga a watan Mayu 2023, ya ce ta gano damfarar ne a Satumbar 2022. A Satumba 2022, mun gano cewa wani ma'aikaci a Kenya ya yi amfani da wasu shigarwar biyan kuɗi na dillalai da kuma karkatar da kuɗaɗe a 2021 da 2022. Jumia Technologies AG ƙungiya ce ta kasuwanci wacce Jumia Kenya take ƙarƙashinta. Ya lissafo wasu manyan haɗarurruka da za su iya cutar da kasuwancinta, ciki har da gazawa wajen magance zamba yadda ya kamata da cinikin ƙarya da aka yi a dandalinta. Kamfanin Jumia Kenya ya ce ko da yake masu sayar da kayayyaki na iya jera kayayyakinsu a kan dandali kuma masu siya za su iya yin oda da kuma biyan kaya kafin ko bayan isar da su, yana iya zama abu mai wahala wajen hangowa, ganowa, da magance ayyukan damfara. Kasuwancin ya yi iƙirarin hakan ya faru ne saboda rarrabuwar da masana'antar ke da shi da kuma yawan masu amfani da dandalinta. Duk da tasirin kuɗi, a wannan yanayin, ba abu ne ba (a ƙarƙashin $150,000), duk wani abu makamancin haka ba bisa ƙa'ida ba, zamba, ko ayyukan haɗin gwiwa na ma'aikatansa na iya cutar da ayyukansa, kuɗinsa, sakamakonsa, da abubuwansa a gaba. Hakanan za su iya fallasa kamfani ga haɗari na doka ko tallatawa mara kyau. A cikin 2019, dandalin kasuwancin intanet ya ba da rahoton asarar aƙalla KSh118 miliyan a shekaru biyu saboda zamba ta yanar gizo da kuma fashi da makami. Kutse a ma'ajiyarsa na Kenya ya haifar da asarar hajoji na KSh56 miliyan. Mene ne ƙari, ƙungiyar abokan ciniki cikin yaudara sun yi amfani da masu ba da biyan kuɗi ta na'ura don siyan kaya a shekarar 2017, wanda ya jawa kamfanin asarar miliyan KSh62.","Mfanyakazi wa Jumia wa Kenya aliiba $150,000 kwa kuchezea rekodi za malipo ya wauzaji Kampuni ya kibiashara, Jumia ya Kenya, imetangaza kuwa ilipoteza milioni 21.2 Ksh ($150,000) kutokana na ulaghai. Kampuni hiyo ilisema mmoja wa wafanyakazi wake aliiba pesa hizo kwa kuchezea rekodi za malipo ya wauzaji. Jumia Kenya, katika jarada la Jumia Technologies AG la mjini Berlin lililochapishwa Mei 2023, inasema iligundua udanganyifu huo mnamo Septemba 2022. ""Mnamo Septemba 2022, tuligundua kuwa mfanyakazi nchini Kenya alihujumu baadhi ya maagizo ya malipo ya wauzaji na kutumia vibaya malipo mnamo 2021 na 2022. Jumia Technologie AG ni kikundi cha Kibiashara ambacho kipo chini ya Jumia Kenya. Inaorodhesha baadhi ya hatari kuu zinzoweza kuathiri biashara yake, ikiwemo kushindwa kukabiliana na ulaghai kwa ufanisi na miamala ya uongo inayofanywa kwenye jukwaa lake. Jumia Kenya inasema kuwa ingawa wachuuzi wanaweza kuorodhesha bidhaa zao kwenye jukwaa na wauzaji kulipia bidhaa kabla au baada ya kufikia, inaweza kuwa changamoto kutarajia, kutambua, na kukabiliana na vitendo vya ulaghai. eCommerce inadai ni kutokana na mgawanyiko wa sekta hiyo na idadi kubwa ya watumiaji kwenye jukwaa lake. Ingawa athari ya kifedha, katika kesi hii, haikuwa halisi (chini ya $ 150,000) shughuli zozote zinazofanana na hizo haramu, za ulaghai, au shirikishi za wafanyakazi wake zinaweza kuathiri kiasi kikubwa utendakazi, fedha, matokeo na matarajio yake. Pia wanaweza kuweka kampuni katika hatari ya kisheria au utangazaji mbaya. Mnamo 2019, jukwaa la eCommerce liliripoti kupoteza angalau milioni 118 Ksh katika miaka miwili kutokana na ulaghai wa kimtandao na wizi wa watumiaji. Uvamizi katika ghala lake la Kenya ulisababisha hasara ya milioni 56 Ksh za bidhaa. Zaidi ya hayo, kikundi cha wateja kilitumia ulaghai kwa watoa huduma za malipo ya kielektroniki kununua bidhaa mnamo 2017, na kuigharimu kampuni hiyo milioni 62Ksh.","Òṣìṣẹ́ Jumia ní orílẹ̀-èdè Kenya kan jí $150,000 pẹ̀lu yíyí àkọsílẹ̀ ìsanwó alágbátà. Ilé iṣẹ́ ìṣòwò orí ayélujára, Jumia Kenya, ti kéde pé òun pàdánù KSh 21.2 mílíọ̀nù ($150,000) sọ́wọ́ jìbìtì. Ilé iṣẹ́ náà sọ wí pé ọ̀kan nínú àwọn òṣìṣẹ́ rẹ̀ jí owó náà pèlú yíyí ìwé àkọsílẹ̀ ìsanwó àwọn olùtajà. Jumia Kenya, nínú ìpẹ̀jọ́ Jumia Technologies AG tó wà ní Berlin tí wọ́n tẹ̀ jáde ní oṣù Èbìbí ọdún 2023, sọ wí pé òún rí ìwa jìbìtì náà ní oṣù Ọ̀wẹwẹ̀ ọdún 2022."". ""Ní oṣù Ọ̀wẹwẹ̀ ọdún 2022, a rí i wí pé òṣìṣẹ́ kan ní Kenya yí ìwé ìsanwó wọlé àwọn olùtajà kan ó sì tún ṣe owó kúmọkùmọ ní ọdún 2021 àti 2022."" Jumia Technologies AG jẹ́ ẹgbẹ́ oníṣòwò tí Jumia Kenya wà lábẹ́ rẹ̀. Ó ṣe àtò àwọn ewu gangan tí ó lè kóbá òwo rẹ̀, tó fi mọ́ kíkúnà láti kojú ìwa jìbìtì dáadáa àti àwọn ìdúnàdúrà òfegè tí wọ́n ṣe lórí ìkànnì rẹ̀. Jumia Kenya sọ wí pé bó tilẹ̀ jẹ́ wí pé àwọn olùtajà lè ṣe àtò àwọn ohun èlò wọn lórí ìkànnì náà tí àwọn olùtajà sì lè bèèrè kí wọ́n sì sanwó fún ọjà ṣíwájú tàbí lẹ́yìn ìfiránṣẹ́, ó lè jẹ́ ìpèníjà láti retí, mọ̀, àti kíkojú àwọn ìṣesí jìbìtì. Oníṣòwò náà sọ wí pé nítorí ìpínsísọ̀rí ẹ̀ka ná�� àti iye ònkà àwọn aṣàmúlò tó wà lórí ìkànnì náà ni. Nígbà tí ipa ìṣúná, nínú ọ̀rọ̀ yìí, kìí ṣe ohun èlò (lábẹ́ $150,000), èyíkéyìí àibófinmu tó jọ ọ́, ìwa jìbìtì, tàbí àwọn ìṣesí ìparapọ̀ ọ̀tẹ̀ láti ọ̀dọ̀ àwọn òṣìṣẹ́ rẹ̀ lè pa iṣẹ́ rẹ̀ lára gidigidi, àwọn ìṣúná, àwọn àbájáde, àti àfojúsùn. Wọ́n lè fi ilé iṣẹ́ náà sínú ewu òfin tàbí ìgbésáyé tí ò da. Ní 2019, ìkànnì ìṣòwò orí ayélujára náà jábọ̀ pípàdánù ó kéré jù KSh118 mílíọ̀nù ní ọdún méjì nítorí jìbìtì orí ayélujára àti ìjanilólè àwọn aṣàmúlò. Fífọ́ ilé ìkọ́jàsí rẹ̀ ní Kenya yọrí sí ìpàdánù KSh56 mílíọ̀nù ní ọjà. Kí ló kù, ẹgbẹ́ àwọn oníbàárà kan fi jìbìtì lo ìpèsè owó sísan lórí ayélujára láti ra ọjà ní ọdún 2017, tó ná ilé iṣẹ́ náà ní KSh62 mílíọ̀nù.","Umsebenzi weJumia eKenya untshontshe u-$150 000 ngobugebengu bamarekhodi ezinkokhelo zabadayisi Inkampani ye-eCommerce, iJumia eKenya, isimemezele ukuthi ilahlekele izigidi ezingu-Ksh 21.2 ($150,000) kubukhonyovu. Inkampani ithe omunye wabasebenzi bayo untshontshe imali ngokugebenga marekhodi ezinkokhelo zabadayisi. IJumia eKenya, ezinze eBerlin iJumia Technologies AG ifake ukushicilela ngoNhlaba 2023, ithi ithole ubukhonyovu ngoMandulo 2022. ""NgoMandulo 2022 sathola ukuthi umsebenzi eKenya wenze ubugebengu ngokufaka izinkokhelo ezithize zabadayisi nokungenzi kahle izinkokhelo ngo-2021 kanye no-2022."" IJumia Technologies AG iqoqo elihwebayo ngaphansi lapho kuwa khona iJumia Kenya. Ibhala uhla lobungcuphe obukhulu obungalimaza ibhizinizi, okufaka ukwehluleka ukubbhekana nezenzo zobukhonyovu nokuthengiselana kwamanga okwenziwa enkundleni. IJumia Kenya ithi yize noma abadayisi bengabhala uhla lomkhiqizo wabo enkundleni yabo futhi abadayisi banga oda futhi bakhokhele izimpahla ngaphambi noma ngemva kokulethwa, kubanzima ukukubona, ukuhlonze, futhi ubhekane nemisebenzi yobukhonyovu. Leli bhizinisi lithi kungenxa yeziqephu zemboni nabasebenzisi abaningi kulenkundla yayo. Ngesikhathi kunomthelela wezezimali, kulokhu kwakungezona izinto (ezingaphansi kuka-$150 000) ezifana nezingekho emthethweni, ubukhonyovu, imisebenzi yokuvumelana ngamanga ngabasebenzi bayo kungalimaza kakhulu ukusebenza, izimali, imiphumela kanye nendlela yokwenza. Bangaveza futhi ubungcuphe bezomthetho wenkampani noma noma kuvimbe impumelelo emphakathini. Ngo-2019, inkundla ye-eCommerce yabika ukulahlekelwa okungenani izigidi ezingu-Ksh118 eminyakeni emibili ngenxa yobukhonyovu beinthanethi nokubanjwa inkunzi. Ukugqekezwa ezindaweni zokugcina impahla eKenya kwaholela ekulahlekelweni izigidi ezingu-Ksh56 zempahla. Okungaphezu kwalokho, iqoqo lamakhasimende ngomkhonyovu basebenzisa abanikezi bezinkokhelo zikagesi ukuthi bathenge izimpahla ngo 2017 okwabiza inkampani izigidi ezingu-Ksh62."
+"የግብፅ ማዕከላዊ ባንክ የዲጂታል እድገት ለውጥን ለመደገፍ የናይጄሪያ ማዕከላዊ ባንክ ጋር አጋርነት ፈጥሯል። ኤምቲኤን ጋና( MTN Ghana) በሚቀጥሉት አምስት አመታት አውታረ መረቡን ለማስፋት አንድ ቢሊዮን ዶላር ኢንቨስት ለማድረግ አቅዷል። ቴሌኮ የጋናን የዲጂታል ግብ ለመደገፍ እና ለወጣቶች የበለጠ ተፅዕኖ መፍጠሪያን ለመስጠት ፣ 25 ሚሊዮን ዶላር ኢንቨስት ማድረጉን ተናግሯል። የኩባንያው ተጠባባቂ ዋና የኢንተርፕራይዝ ቢዝነስ ኦፊሰር 'ዳንኤል አሳሬ አዮባ' - ኤም.ቲ.ኤን ሱፐር መተግበሪያ(MTN's super app) በአሁኑ ጊዜ 2.5 ሚሊዮን ተጠቃሚዎች እና 50 ጥቃቅን መተግበሪያዎች እንዳሉት ይናገራሉ። በተጨማሪም የሞባይል ገንዘብ (MoMo) በመላው ጋና 280,000 ወኪሎች እና 140,000 ንቁ ነጋዴዎች እንዳሉት አክለዋል። ይሁን እንጂ ኩባንያው በርካታ ፈተናዎች እንዳሉበት፤ የፋይበር መቆራረጥን ጨምሮ፣ የሞባይል ገንዘብ(MoMo) ማጭበርበር፣ የአውታረ መረብ ችግሮች እና እነዚህ በደንበኞች ላይ የሚፈጥሩት ተፅዕኖ ናቸው። ዛሬ ለናንተ ያዘጋጀሁላችሁን እነሆ፡- የግብፅ ማዕከላዊ ባንክ የዲጂታል እድገት ለውጥን ለመደገፍ የናይጄሪያ ማዕከላዊ ባንክ ጋር አጋርነት ፈጥሯል። ኤም.ቲ.ኤን ሩዋንዳ (MTN Rwanda) እና ቢ.ቦክስ (Bboxx) የዘመኑ ስልኮችን የበለጠ ተደራሽ ለማድረግ አጋርነት ፈጥረዋል። የግብፅ ማዕከላዊ ባንክ የዲጂታል እድገት ለውጥን ለመደገፍ የናይጄሪያ ማዕከላዊ ባንክ ጋር አጋርነት ፈጥሯል። የግብፅ ማዕከላዊ ባንክ (CBE) የኤሌክትሮኒካዊ የባንክ አገልግሎቶችን እና ዲጂታል እድገታዊ ለውጥን ለመደገፍ ከናይጄሪያ ማዕከላዊ ባንክ (ሲቢኤን) ጋር የመግባቢያ ስምምነት ተፈራርሟል። ይህ የመግባቢያ ሰነድ በፋይንቴክ፣በኢኖቬሽን፣በኤሌክትሮኒክ ክፍያ እና በፋይናንሺያል ማካተት ላይ ፣የባለሙያ እውቀትና ልምድ ልውውጥ ላይ ያተኩራል። የሲ.ቢ.ኤን ምክትል ርዕሰ መስተዳድር ወይዘሮ አይሻህ አህመድ እንዳሉት፣ ትብብሩ የመረጃ ልውውጥ እና ድንበር ዘለል ቁጥጥር ትብብርን ለማጠናከር፣ ፈጠራን ለማጎልበት እና የክልል የቴክኖሎጂ ኢንቨስትመንቶችን ለማሳደግ ያስችላል። የኢትዮጵያ ንግድ ባንክ ከለንደን የባንክ እና ፋይናንስ ኢንስቲትዩት (LIBF) ጋር ልዩ የስልጠና ኮርሶችን፣ አውደ ጥናቶችን እና ፕሮግራሞችን ለግብፅ የፋይንቴክ ኢንዱስትሪ መሪዎች ለማቅረብ ሌላ የመግባቢያ ስምምነት ተፈራርሟል። ይህ ስትራቴጂካዊ ጥምረት የግብፃውያን የፋይንቴክ ባለሙያዎችን እጅግ በጣም ጥሩ ዕውቀት እና ችሎታዎችን ለማስታጠቅ፣ በዘርፉም ውስጥ የአከባቢያዊ እና የፈጠራ እድገትን ለማስተዋወቅ ያለመ ነው። የመግባቢያ ሰነዶቹ በግብፅ የፋይንቴክ መልካዊ ገጽታ ላይ ጉልህ ለውጦች እንዲመጡ መንገድ ይከፍታል ተብሎም ይጠበቃል። ኤም.ቲ.ኤን ሩዋንዳ (MTN Rwanda) እና ቢ.ቦክስ (Bboxx) የዘመኑ ስልኮችን የበለጠ ተደራሽ ለማድረግ አጋርነት ፈጥረዋል። የፀሀይ ሀይልን ወደ አቅም ለዋጩ ኩባንያ፣ ቢ.ቦክስ (Bboxx) እና ኤም.ቲ.ኤን ሩዋንዳ (MTN Rwanda) ፣ በሩዋንዳ የዘመኑ ስልኮችን አቅርቦትን ለማሳደግ፣ በመተባበር የዲጂታል ክፍተትን ለመዝጋት በማሰብ፣ የበይነመረብ ግንኙነትን ወደ ላልተገናኙ አካባቢዎች ያመጣሉ። ለምን ይጠቅማል? 99 በመቶ የአውታረ መረብ ሽፋን በሀገሪቷ ቢኖርም፣ በሩዋንዳ የዘመኑ ስልኮች የመግባት መጠን ከ20 በመቶ በታች ነው። ይህ ሽርክና፣ 'ሩዋንዳን እናገናኝ' የተሰኘውን ፣ለእያንዳንዱ ቤተሰብ የዘመኑ ስልኮችን ለማቅረብ ያለመውን የመንግስት እና ኤም.ቲ.ኤን (MTN) መርሀግብርን ይደግፋል። ቢ.ቦክስ (Bboxx)፣ ለሩዋንዳውያን ለዘመኑ ስልኮቻቸው የሚከፍሉበትን በተሻለ ተደራሽ በሆነው በ ቢ.ቦክስ (Bboxx) ኮኔክት ላይ ባለው፣ ቀስ እያልክ ክፈል (pay -as -you -go) በተሰኘው የዘመነ ስልክ አገልግሎት በኩል ክፍያ እንዲያረጉ አመቻችቷል ለአገልግሎቱ ለተመዘገቡ ደንበኞችም፣ በስድስት ወይም በአስራ ሁለት ወራት ውስጥ ከፋፍለው የሚከፍሉበት ተለዋዋጭ የመክፈያ እቅዶችን ያቀርባል። በኤም.ቲ.ኤን የሞባይል ገንዘብ የአገልግሎት የሚስጥር ቁጥርም (USSD) *182*2*4*2# በኩል ክፍያ መፈጸም ይችላሉ። እንዲሁም ኤም.ቲ.ኤን ሩዋንዳ (MTN Rwanda) ለ ቢ.ቦክስ (Bboxx) የዘመኑ ስልኮች ለሚመዘገቡ ደንበኞች በሙሉ ነፃ ሲም ካርዶችን እና ለሶስት ወራት የሚቆይ በወር 1ጂቢ የበይነመረብ መገልገያን የሚያካትት የጀማሪ ዳታ ጥቅል ያቀርባል። እንደ ስምምነቱ አካልም ሆኖ፣ኤም.ቲ.ኤን ሩዋንዳ (MTN Rwanda) የአሁኑ የቢ.ቦክስ (Bboxx) አይ.ኦ.ቲ (IoT) ጋር - የቤት ውስጥ መሳሪያዎቹን ከ ቴሌኮሙኒኬሽን አገልግሎቶች ጋር ያገናኛል። ምናልባት ካመለጥዎት የ'ትሬድስ'(Treads) ዕለታዊ ንቁ ተጠቃሚዎች በ20 በመቶ ቀንሰዋል። ትዊተር ብቸኛው ተወዳዳሪ አይደለም። ሳፋሪኮም ስታርሊንክን ለመወዳደር የሳተላይት የበይነመረብ አገልግሎት ለመጀመር አቅዷል የማነበው እና የማየው ሜታ (Meta) ቻት ጂ.ፒ.ቲን (ChatGPT)ን ለማሸነፍ ለመሞከር በሰው የተሰራ አዋቂ(AI) ቴክኖሎጅውን አሳልፎ እየሰጠ ነው። የስራ ውጥረትን ወደ ሚዛናዊ ህይወት እንዴት እንደሚቀየር የበርክሌይ ፕሮፌሰር የሥርዓተ-ፆታ ጽንሰ-ሀሳብን ያብራራሉ","Egypt's central bank partners CBN to support digital transformation MTN Ghana plans to invest $1 billion to expand its network over the next five years. The telco says it has invested $25 million to support Ghana's digital goal and give the youth more influence. The company's Acting Chief Enterprise Business Officer, Daniel Asare, claims that Ayoba — MTN's super app — currently has 2.5 million users and 50 micro apps. He also added that Mobile Money (MoMo) has 280,000 agents and 140,000 active merchants across Ghana. However, he said that the company faces several challenges, including fibre cut-off, MoMo fraud, network issues, and the effect these had on the customers. Here's what I've got for you today: Egypt's central bank partners CBN to support digital transformation MTN Rwanda and Bboxx partner to make smartphones more available Egypt's central bank partners CBN to support digital transformation The Central Bank of Egypt (CBE) has signed a Memorandum of Understanding (MoU) with the Central Bank of Nigeria (CBN) to support electronic banking services and digital transformation. This MoU focuses on the exchange of expertise in fintech, innovation, electronic payment, and financial inclusion. CBN's Deputy Governor, Aishah Ahmad, stated that the partnership would strengthen information sharing and cross-border regulatory collaboration, foster innovation, and increase regional technology investments. The CBE signed another MoU with the London Institute of Banking and Finance (LIBF) to offer specialised training courses, workshops, and programmes to Egypt's fintech industry leaders. This strategic alliance aims to equip Egyptian fintech professionals with cutting-edge knowledge and abilities, promoting an environment of growth and innovation within the sector. Expectedly, the MoUs will pave the way for significant changes to Egypt's fintech landscape. MTN Rwanda and Bboxx partner to make smartphones more available Solar energy company, Bboxx, and MTN Rwanda have partnered to increase smartphone availability in Rwanda in a bid to close the digital divide, thus bringing Internet connectivity to unconnected areas. Why does it matter? Despite 99% network coverage, Rwanda has a smartphone penetration rate of under 20%. This partnership complements the government's and MTN’s programme, Connect Rwanda, which aims to provide smartphones for every household. Bboxx will provide Rwandans with a more accessible way to pay for their smartphones through Bboxx Connect, its pay-as-you-go smartphone service. It will provide flexible repayment plans of six or twelve months to customers who sign up for the service. They can make payments via the MTN Mobile Money USSD code, *182*2*4*2#. MTN Rwanda will also offer SIM cards and a starter data pack that includes 1GB per month for three months to all customers who sign up for Bboxx Connect. As part of the agreement, MTN Rwanda will connect Bboxx's current IoT-enabled home appliances with telecommunications services. In case you missed it Threads' daily active users drop by 20%. Twitter is not its only competition Safaricom plans to launch a satellite Internet service to challenge Starlink in Kenya What I'm reading and watching Meta is giving away its AI tech to try to beat ChatGPT How to turn busy into balance Berkeley professor explains gender theory","Babban bankin ƙasar Masar ya haɗa kai da CBN don tallafawa canjin dijital Kamfanin MTN na ƙasar Ghana na shirin zuba jarin dala biliyan 1 domin faɗaɗa hanyoyin sadarwa a cikin shekaru biyar masu zuwa. Kamfanin telco ya ce ya zuba jarin dala miliyan 25 don tallafawa burin Ghana na dijital da kuma baiwa matasa ƙarin tasiri. Mukaddashin Shugaban Kasuwancin Kamfanin, Daniel Asare, ya yi ikirarin cewa manhajar Ayoba — Super na MTN - a halin yanzu yana da masu amfani miliyan 2.5 da micro apps 50. Ya kuma ƙara da cewa Mobile Money (MoMo) yana da wakilai 280,000 da kuma dillalai 140,000 masu aiki a faɗin Ghana. Duk da haka, ya ce kamfanin yana fuskantar ƙalubale da dama, ciki har da yanke fiber, da zamba na MoMo, da batutuwan hanyar sadarwa, da kuma tasirin da waɗannan ke haifarwa ga abokan ciniki. Ga abin da na samo muku yau: Babban bankin Masar na haɗin gwiwa CBN don tallafawa canjin dijital Kamfanin MTN na Rwanda da kamfanin Bboxx sun yi haɗin gwiwa don samar da wayoyi da yawa Babban bankin Masar na haɗin gwiwa CBN don tallafawa canjin dijital Babban Bankin Masar (CBE) ya rattaɓa hannu kan yarjejeniyar fahimtar juna da Babban Bankin Najeriya (CBN) don tallafawa ayyukan banki ta na'ura da canjin dijital. Wannan MoU yana mai da hankali kan musayar gwaninta a cikin fintech, da sabbin ƙirƙira, da biyan kuɗi ta na'ura, da kuma shigar da kuɗi. Mataimakiyar Gwamnan CBN ɗin, Aishah Ahmad, ta bayyana cewa, haɗin gwiwar za ta ƙarfafa musayar bayanai da haɗin gwiwa tsakanin ƙasa da ƙasa, da samar da ƙirƙire-ƙirƙire, da ƙara zuba jari a fannin fasaha na yankin. CBE ta rattaɓa hannu kan wata yarjejeniyar tare da Cibiyar Banki da Kuɗi ta London (LIBF) don ba da kwasa-kwasan horarwa na musamman, da tarurrukan bita, da shirye-shirye ga shugabannin masana'antar Fintech na Masar. Wannan tsararren ƙawancen yana niyyar bawa ƙwararrun fintech na Masar tare da ingantaccen ilimi da iyawa, yayin da zai ina inganta sararin ci gaba da sabbin ƙirƙire-ƙirƙire a sashin. Ana sa ran, yarjejeniyar guda biyu za su ba da dama ga manyan sauye-sauye ga yanayin fintech na ƙasar Masar. Kamfanin MTN na Rwanda da kamfanin Bboxx sun yi haɗin gwiwa don samar da wayoyi da yawa Kamfanin makamashin hasken rana, Bboxx, da MTN Rwanda sun yi haɗaka don ƙara samar da wayoyin a ƙasar Rwanda a wani yunkuri na rufe rarrabuwar kawuna na intanet, wanda hakan zai kawo hanyar sadarwar Intanet zuwa wuraren da ba a haɗe ba. Me yasa hakan yake da muhimmanci? Duk da gamewa ta 99% na hanyar sadarwa, ƙasar Rwanda tana da ƙimar shigar da wayar hannu a ƙarƙashin 20%. Wannan haɗin gwiwar ya dace da shirin gwamnati da na MTN, na Connect Rwanda, wanda ke da nufin samar da wayoyin hannu ga kowane gida. Bboxx zai samarwa 'yan Rwanda wata hanyar da ta fi dacewa don biyan kuɗin wayoyinsu ta hanyar Bboxx Connect, sabis ɗin wayar salula na tsarin biya-ka-tafi. Zai samar da sassauƙan tsare-tsaren biyan kuɗi na watanni shida ko goma sha biyu ga abokan cinikin da suka yi rajistar sabis ɗin. Za su iya biyan kuɗi ta lambar MTN Mobile Money USSD, *182*2*4*2#. Haka kuma MTN Rwanda za ta ba da katin SIM da na'urar data wanda ya ƙunshi 1GB a kowane wata na tsawon watanni uku ga duk abokan cinikin da suka yi rajistar Bboxx Connect. A wani ɓangare na yarjejeniyar, MTN Rwanda za ta haɗa na'urorin gida na Bboxx masu amfani da IoT a halin yanzu tare da ayyukan sadarwa. Idan kun rasa shi Masu amfani da manhajar Threads yau da kullun sun ragu da kashi 20%. Ba kaɗai Twitter ba ne abokiyar gasarsa ba Kamfanin Safaricom na shirin harba tauraron ɗan adam na Intanet don ƙalubalantar kamfanin Starlink a Kenya Abin da nake karantawa da kallo Meta yana ba da fasahar AI ɗinsa don ƙoƙarin doke ChatGPT Yadda ake juya yawan hada-hada zuwa kuɗi Farfesa Berkeley yayi bayanin ƙa'idar jinsi","Washirika wa Benki kuu ya Misri CBN kusaidia mabadiliko ya kidigitali MTN Ghana inapanga kuwekeza Dola Bilioni 1 kupanua mtandao wake katika kipindi cha miaka mitano ijayo. Telco inasema imewekeza Dola milioni 25 kusaidia lengo la kidigitali la Ghana na kuwapa vijana ushawishi zaidi. Kaimu afisa mkuu wa biashara wa kampuni hiyo, Daniel Asare, anadai kuwa Ayoba Programu bora ya MTN, kwa sasa ina watumiaji milioni 2.5 na Programu ndogo ndogo 50. Pia aliongezea kuwa Mobile Money (MOMO) ina mawakala 280,000 na wafanyabiashara hai 140,000 kote nchini Ghana. Hata hivyo, alisema kuwa kampuni hiyo inakabiliwa na changamoto kadhaa, kukata nyuzi, udanganyifu wa MOMO, masuala ya kimtandao, na athari hizi zipo kwa wateja. Hii ndio niliyokupa leo: Benki kuu ya Misri inashirikiana na CBN kusaidia mabadiliko ya kidigitali MTN Rwanda na Bboxx zashirikiana ili kufanya simu janja zipatikane zaidi. Benki kuu ya Misri inashirikiana na CBN kusaidia mabadiliko ya kidigitali Benki kuu ya Misri(CBE) imetia saini mkataba wa makubaliano (MoU) na Benki kuu ya Nigeria (CBN) ili kusaidia huduma za kibenki za kielektroniki na mabadiliko ya kidigitali. MoU hii inangazia ubadilishanaji wa utaalamu katika fintech, uvumbuzi, malipo ya kielektroniki, na ujumuishaji wa kifedha. Naibu gavana wa CBN, Aishah Ahmad, alisema kuwa ushirikiano huo utaimarisha upashanaji habari na ushirikiano wa udhibiti wa mipaka, kukuza uvumbuzi, na kuongeza uwekezaji wa teknolojia ya kikanda. CBE ilitia saini na MOU nyengine na taasisi ya kibenki na fedha ya Landani (LIBF) ili kutoa kozi maalumu za mafunzo, warsha, na Programu kwa viongozi wa sekta wa fintech nchini Misri. Muungano huu wa kimkakati unalenga kuwapa wataalamu wa fintech wa Kimsri ujuzi na uwezo wa hali ya juu, kukuza mazingira ya ukuaji na uvumbuzi ndani ya sekta hiyo. Inatarajiwa, MoU itafungua njia kwa mabadiliko makubwa katika mazingira ya fintech ya Misri. MTN Rwanda na Bboxx zashirikiana ili kufanya simu janja zipatikane zaidi. Kampuni ya nishati ya jua Bboxx, na MTN Rwanda zimeshirikiana kuongeza upatikanaji wa simu janja nchini Rwanda katika jitihada za kufunga mgawanyiko wa kidigitali, hivyo kuleta muunganisho wa Intaneti kwenye maeneo ambayo hayajaunganishwa. Kwa nini ni muhimu? Licha ya asilimia 99 ya mtandao, Rwanda ina kiwango cha chini cha 20% uingizaji wa simu janja. Ushirikiano huu unakamilisha mpango wa serikali na wa MTN, Connect Rwanda, ambao unalenga kutoa simu janja kwa kila kaya. Bboxx itawapa wanyarwanda njia rahisi zaidi ya kuzilipia simu janja zao kupitia Bboxx Connect, huduma yake ya kulipia simu janja unapoenda. Itatoa mipango rahisi ya ulipaji ya miezi sita au kumi na mbili kwa wateja wanao jiandikisha kupata huduma. Wanaweza kufanya malipo kupitia msimbo wa MTN Mobile Money USSB, *182*2*4*2#. Pia MTN Rwanda itatoa Sim card na kifurushi cha data cha kuanzia ambacho kinajumuisha GB1 kwa mwezi kwa miezi mitatu kwa wateja wote wanao jisajili Bboxx Connect. Kama sehemu ya makubaliano, MTN Rwanda itaunganisha vifaa vya nyumbani vya Bboxx vinavyowezeshwa na IoT na huduma za mawasiliano. Ikiwa umeikosa Watumiaji hai wa Threads wa kila siku hupungua kwa 20%. Twitter sio mshindani wake pekee Safaricom inapanga kuzindua huduma ya intaneti ya satelaiti ili kutoa changamoto kwa starlink nchini Kenya Ninachosoma na kutazama Meta inatoa AI tech yake kujaribu kushinda ChatGPT Jinsi ya kugeuza shughuli kuwa usawa Profesa wa Berkeley anaelezea nadhalia ya kijinsia","Ilé Ìfowópamọ́ Àpapọ̀ Orílẹ̀-èdè Íjíbítì dòwòpọ̀ pẹ̀lú CBN láti ṣe àtìlẹ́yìn fún àyípadà àkósódù MTN Ghana ń gbérò láti fi $1 bílíọ̀nù dókówò láti fẹ ọwọ́ja rẹ̀ lójó sí i fún ọdún márùn-ún tó ń bọ̀. Ilé iṣẹ́ ìbáraẹnisọ̀rọ̀ náà sọ wí pé òún ti fi $25 mílíọ̀nù dókówò láti ṣe àtìlẹ́yìn fún èròngbà àkósódù orílẹ̀-ède Ghana àti láti fún àwọn ọ̀dọ́ ní agbára. Adelé Olórí Àwọn Òṣìṣẹ́ Ilé Iṣẹ́ Oníṣòwò náà, Daniel Asare, sọ wí pé Ayoba — ohun èlò ìmúṣiṣẹ́ MTN alágbára — lọ́wọ́lọ́wọ́ yìí ti ní 2.5 mílíọ̀nù àwọn aṣàmúlò àti àwọn ohun èlò ìmúṣiṣẹ́ kékèké. Ó tún fi kún-un pé Mobile Money (MoMo) ti ní àwọn aṣojú 280,000 àti 140,000 àwọn ilé iṣẹ́ ìfowópamọ́ tí wọ́n ń ṣíṣẹ́ káàkiri orílẹ̀-èdè Ghana. Síbẹ̀síbẹ̀, ó sọ wí pé ilé iṣẹ́ náà ń kojú ọ̀pọ̀lọpọ̀ ìpenijà, tó fi mọ́ ojú òpó jíjá, jìbìti MoMo, ìṣòro ojú òpó, àti ipa tí àwọn wọ̀nyí ní lára àwọn oníbàárà. Nǹkan tí mo ní fún-un yín lónì rè é: Ilé Ìfowópamọ́ Àpapọ̀ Orílẹ̀-èdè Íjíbítì dòwòpọ̀ pẹ̀lú CBN láti ṣe àtìlẹ́yìn fún àyípadà àkósódù MTN Rwanda àti Bboxx dòwòpọ̀ láti jẹ́ kí àwọn ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá wà lọ́pọ̀ Ilé Ìfowópamọ́ Àpapọ̀ Orílẹ̀-èdè Íjíbítì dòwòpọ̀ pẹ̀lú CBN láti ṣe àtìlẹ́yìn fún àyípadà àkósódù Ilé Ìfọwọ́pamọ́ Àpapọ̀ ti Ilẹ̀ Íjíbítì (CBE) ti tọwọ́ bọ Àkọsílẹ̀ Ìgbọ́raẹniyé (MoU) pẹ̀lú Ilé Ìfowópamọ́ Àpapọ̀ Ilẹ̀ Nàìjíríà (CBN) láti ṣe àtìlẹ́yìn fún ìpèsè iṣẹ́ ìfowópamọ́ orí ẹ̀rọ ayélujára àti àyípadà àkósódù. MoU yìí gbájúmọ́ ṣíṣe pàṣípáárọ̀ àwọn akọ́ṣẹ́mọṣẹ́ nínú ìṣúná onímọ̀-ẹ̀rọ, ìmọ̀ ọ̀tun, ìsanwó orí ẹ̀rọ ayélujára, àti ìṣúná tẹrú-tọmọ. Igbákejì Gómìnà CBN, Aishah Ahmed, sọ wí pé àjọṣepọ̀ náà máa fún ṣíṣe pàṣípáárọ̀ ìròyìn àti àjọṣepọ̀ òfin ẹ̀yin-odi lágbára, ṣíṣe àtìlẹ́yìn fún ìmọ̀ ọ̀tun, yóó sì ṣe àlékún sí ìdókówò nínú ìmọ̀ ẹ̀rọ ẹkùn náà. CBE tún tọwọ́ bọ MoU mìíràn pẹ̀lú London Institute of Banking and Finance (LIBF) láti pèsè àwọn iṣẹ́ ìkọ́ni àkànṣe, àwọn ibi isẹ́ àpérò, àti àwọn ètò fún àwọn olórí ẹ̀ka ìṣúná onímọ̀-ẹ̀rọ ilẹ̀ Íjíbítì. Ìlànà àjọṣepọ̀ yìí gbèrò láti ró àwọn akọ́ṣẹ́mọṣẹ́ ìṣúná onímọ̀-ẹ̀rọ ilẹ̀ Íjíbítì lágbára pẹ̀lú àwọn ìmọ̀ ẹ̀rọ tó ń léwájú àti ìṣesí, ṣíṣe àtìlẹ́yìn fún àwùjọ ìdàgbàsókè àti ìmọ̀ ọ̀tun láàrín ẹ̀ka náà. Ní ìrètí, àwọn MoU náà máa ṣínà fún àwọn àyípadà pàtàkì sí àwùjọ ìṣúná onímọ̀-ẹ̀rọ ilẹ̀ Íjíbítì. MTN Rwanda àti Bboxx dòwòpọ̀ láti jẹ́ kí àwọn ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá wà lọ́pọ̀ Ilé iṣẹ́ agbára ìtàsán òòrùn, Bboxx, àti MTN Rwanda ti dòwòpọ̀ láti ṣe àfikún sí ìpèsè ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá ní Rwanda láti lè dí àlàfo òpinyà àkósódù, pẹ̀lu bẹ́ẹ̀ mú àsopọ̀ ẹ̀rọ ayélujára sí àwọn agbègbè tí ò ní àsopọ̀. Kínni pàtàkì rẹ̀? Pẹ̀lu 99% ìkárí ojú òpó, Rwanda ní iye ìṣàmulo ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá tó wà lábẹ́ 20%. Àjọṣepọ̀ yìí ṣe àfikún sí ètò ìjọba àti MTN, Connect Rwanda, tí ó ń gbérò láti pèsè ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá fún ilé kọ̀ọ̀kan. Bboxx máa pèsè ọ̀nà tó tún rọrùn fún àwọn ọmọ orílẹ̀-èdè Rwanda láti sanwó fún ẹ̀rọ ìbánisọ̀rọ̀ ayárabíàṣá wọn nípasẹ̀ Bboxx Connect, ìpèsè iṣẹ́ sanwó-bí-o-ṣe-ń-lò-ó rẹ̀. Ó máa pèsè ìdáwópadà tó rọrùn oní oṣù mẹ́fà tàbí méjìlá fún àwọn oníbàárà tí wọ́n bá forúkọsílẹ̀ fún ìpèsè náà. Wọ́n lè sanwó nípasẹ̀ odù MTN Mobile Money USSD, *182*2*4*2#. MTN Rwanda máa tún pèsè síímù káádì àti àkójọpọ̀ dátà adìdeélẹ̀ tó ní 1GB lóṣooṣù fún oṣù mẹ́ta fún gbogbo àwọn oníbàárà tí wọ́n bá forúkọsílẹ̀ fún Bboxx Connect. Lára àdéhùn náà, MTN Rwanda máa so Bboxx pọ̀ mọ́ àwọn ohun èlò ilé tó ń fi IoT ṣíṣẹ́ pẹ̀lú àwọn ��pèsè ìbáraẹnisọ̀rọ̀. Bí ó bá jẹ́ pé ẹ kò rí i tẹ́lẹ̀ Àwọn aṣàmúlò tó ń ṣiṣẹ́ lójoojúmọ́ lórí Thread já pẹ̀lú ìdá 20%. Twitter nìkan kọ́ ni olùdíje tí ó ní Safaricom ń gbérò láti ṣe ìfilọ́lẹ̀ ẹ̀rọ-afòfurufú ṣebùdó-iṣẹ́ orí ayélujára láti díje pẹ̀lú Starlink ní orílẹ̀-èdè Kenya Nǹkan tí mò ń kà àti nǹkan tí mò ń wò Meta fẹ́ gbé ìmọ̀ ẹ̀rọ IA rẹ̀ jù sílẹ̀ láti gbìyànjú láti la ChatGPT Bí o ṣe lè sọ iṣẹ́ di owó Ọ̀jọ̀gbọ́n Berkeley ṣàlàyé tíọ́rì akọ-n-bábo","Ibhange ngodla laseGibhithe libambisana neCBN ukweseka uguquko lwedijithali MTN Ghana uhlela ukutshala imali eyibhiliyoni $1 ukusabalalisa uhlelokuxhumana layo kuleminyaka elandelayo emihlanu. Utelco uthi usuwenze utshalomali oluyizigidi ezingu $25 ukweseka inhloso yezedijithali eGhana nokunikeza intsha uthelela omkhulu. I-Acting Chief Enterprise Business Officer, uDaniel Asare uthi leyo Ayoba-isisetshenziswa esikhulu seMTN-okwamanje inabasebenzisi abayizigidi ezingu-2.5 kanye no-50 wezisetshenziswa ezincane. Uphinde wengeza ukuthi iMobile Money (MoMo) inama ejenti angu-280 000 no-140,000 wabadayisi abakhona eGhana yonke. Kepha,uthe inkampani ibhekene nezingqinamba ezimbalwa, ukunqanyulwa kwefayibha, ubukhonyovu beMoMo, izinkinga zohlelokuxhumana,nomthelela walokhu okhona kumakhasimende. Nakhu engikuphathele kona namhlanje: Egypt's central bank partners CBN to support digital transformation MTN Rwanda and Bboxx partner to make smartphones more available Ibhange ngodla laseGibhithe ibambisane neCBN ukuze baseke uguquko lwedijithali Ibhange Ngodla laseGibhethe (CBE) sebesayinde incwadi yokuqondisisa (MoU) nebhange ngodla laseNigeria (CBN) ukweseka ukusebenza kokubhanga ngogesi noguquko kwezedijithali. Le MoU izogxila kulwazi kufintech, ukwenza kabusha, izinkokhelo zezinto zagesi, nokufakwa kwezezimali. Usekela Mphathi weCBN,u-Aishah Ahmad ushilo ukuthi ukubambisana kuzoqinisa ukwabelana ngolwazi nokubambisana kokulawulwa kwemingcele,ukwenza kabusha kokulondolozwa,ukunyusa ukutshalwa kwezimali kwezobuchwepheshe besifunda. I-CBE isayinde enye iMoU neLondon Institute of Banking and Finance(LIBF) ukunikezela ngezifundo zokuqeqesha okukhethekile,imihlangano,nezinhlelo kubaholi kumboni yefintech yaseGibhithe. Ubudlelwano obuhleliwe buhlose ukuqeqesha abasebenzi befintech eGibhithe ngolwazi oluzobacijisa nokukwazi,ukugqugquzela ukukhula kwendawo nokwenza kabusha kulomkhakha. Ngokulindelekile amaMoU azovula indlela yoshintsho olubalulekile endaweni yefintech eGibhithe. MTN Rwanda ubambisana neBboxx ukwenza amafoni esimanje atholakale Inkampani yamadla esola, iBboxx, neMTN Rwanda sebebambisene ukunyusa ukutholakala kwamafoni esimanje eRwanda kubhidi ukuvala ukuhlukana kwedijithali, ngakho kuletha ukuxhumana kwe inthanethi ezindaweni ezingaxhumekile. Kunendaba yani? Ngaphandle kokutholakala kohlelokuxhumana kuka 90%,Rwanda inezinga lokungena kwamafoni esimanje elingaphansi kuka 20%. Lokhu kubambisana nokukahulumeni nohlelo luka MTN, iConnect Rwanda, ehlose ukunikeza amafoni esimanje kuyina yonke imizi. IBboxx izonikeza ama Rwanda ngendlela etholakala kakhulu yokukhokhela amafoni esimanje ngeBboxx Connect, ukhokha uhamba kufoni yesimanje. Kuzonikeza izinhlelo zokukhokha ezilungile kwezinyanga ezingu-6 noma eziyishumi nambili kumakhasimende abhalisela izinsiza zayo. Bangenza izinkokhelo ngeMTN Mobile Money USSD ikhodi,*182*2*4*2#. MTN Rwanda uzobhinde ukhiphe amaSIMkhadi,nesitatha phekhi sedatha esifaka 1 gb ngenyanga izinyanga ezintathu kuwona wonke amakhasimende abhalisele uBboxx Connect. Njengengxenye yesivumelwano, iMTN Rwanda izoxhuma izinto zasendlini zaBboxx zamanje ezinikwa i-IoT amandla nezinsiza zokuxhumana. Uma kukhona okukweqile Threads' daily active users drop by 20%. Twitter is not its only competition Safaricom plans to launch a satellite Internet service to challenge Starlink in Kenya Engikufundayo nengikubukayo Meta is giving away its AI tech to try to beat ChatGPT How to turn busy into balance Berkeley professor explains gender theory"
+"አለምአቀፋ ህብረት ለተሻለ አመጋገብ (GAIN) የግብርና ንግድ የፈጠራ ውድድር ከናይጄሪያ የአየር ንብረት ፈጠራ ማዕከል (NCIC) ጋር በመተባበር የግብርና ዘርፍ በናይጄሪያ ኢኮኖሚውን ከሚመሩት ወሳኝ ዘርፎች ውስጥ አንዱ ሲሆን እ . ኤ . አ 2022 ሩብ አመት ከጠቅላላ የሀገር ውስጥ ምርት 26.46 በመቶውን ይይዛል ። በናይጄሪያ ያለው የግብርና አቅርቦት ሰንሰለት በሀገሪቱ ኢኮኖሚ ውስጥ ትልቅ ሚና የሚጫወት ሲሆን ከ 70% የሚሆነውን ህዝብ በመቅጠር እና ለጠቅላላ የለገር ውስጥ ከፍተኛ ምርት አስተዋጽኦ ያደርጋል ። ሆኖም ፣ የመሠረተ ልማት እጥረቶች ፣ የድህረ ምርት ኪሳራዎችን እና የተገደበ የገበያ ተደራሽነትን ጨምሮ ���ርካታ ፈተናዎች ገጥመውታል ። የግብርና ፈጠራ እነዚህን ፈተናዎች በአቅርቦት ሰንሰለት ለመፍታት ፣ ብክነትን ለማስወገድ ፣ ዘላቂ ልማትን ለመደገፍ ፣ ምርታማነትን ለማሳደግ ፣ ጥሩ የስራ ዕድል ለመፍጠር እና ድህነትን ለመቀነስ ዕድል ይሰጣል ። የአለም አቀፍ ህብረት ለተሻለ አመጋገብ (GAIN) በሲውዘርላንድ የተመሰረተ እና በተባበሩት መንግስታት ድርጅት ውስጥ እ . ኤ . አ በ 2002 የተከፈተው በምግብ እጦት ምክንያት የሚደርሰውን የሰው ልጅ ስቃይ ለመቅረፍ ነው ። ከመንግስታት ፣ ከ ንግዶች እና ከተራ ማህበረሰብ ጋር በመተባበር ጤናማ አመጋገብን ለሁሉም ሰዎች ተደራሽ ለማድረግ በተለይም በጣም ተጋላጭ ለሆኑ ፣ በዘላቂነት የምግብ ስርአቶችን ለመለወጥ አላማ አለን ። እ.ኤ.አ. በ 2027 ፣ የ 1.5 ቢሊዮን ሰዎችን የተሻሻለ ዋና ዋና ምግብ ማግኘት 25 ሚሊዮን ሰዎችን ጤናማ አመጋገብ እና አወንታዊ የምግብ ስርዓት ደግፎ ማሻሻል ዓላማችን ነው። በናይጄሪያ የአየር ንብረት ፈጠራ ማዕከል በአለም ባንክ ተቋቁሞ ለናይጄሪያ ፌደራላዊ መንግስት በቀድሞው ምክትል ፕሬዚዳንት ፅህፈት ቤት በኩል በናይጄሪያ የአየር ንብረት ለውጥ ተግዳሮቶችን በማዘጋጀት እና በማሰማራት የሙከራ ልማት እና የአቅም ግንባታ ድጋፍ እንዲሁም የናይጄሪያ የአረንጓዴ ሀብት የገበያ መዳረሻ ፣ የመዋዕለ ንዋይ እና የገንዘብ ድጋፍ ለጥሩ ግብርና አረንጓዴ ንግዶችን ፣ የውሃ መመፍትሄዎች እና የአረንጓዴ መጓጓዣዎች እድገትን ለመምራት የተሰራ ነው ። የእርሻ ንግድ ፈጠራ ውድድር በናይጄሪያ ያለውን የምግብ አቅርቦት ለመፍታት የእርሻ ቴክኖሎጂ መሳሪያ ፈጠራዎችን ለመለየት ፣ ለማዳበር እና ለመለካት የተነደፈ ነው ። ኘሮግራሙ የሚተገበረው በአለማቀፍ ህብረት ለተሻለ አመጋገብ (GAIN) ቅድሚያ የሚሰጡ ዋና ምግቦች ውስጥ የተመጣጠነ ምግብን የማጠናከር እቅድ ሲሆን የአቅርቦት ሰንሰለት ውጤታማነትን ለማሻሻል በወጣቶች የሚመሩ ጅማሬዎች አቅማቸውን እንዲያጠናክሩ ፣ መፍትሄዎቻቸውን እንዲያረጋግጡ ፣ የገንዘብ ነክ አገልግሎቶችን በብዙ ክፍሎች እንዲያሻሽሉ እና ፈጠራቸውን እንዲያሳድጉ የቴክኒክ ድጋፍ እና ስልጠና ይሰጣል ። አለምአቀፋ ህብረት ለተሻለ አመጋገብ (GAIN) በወጣቶች የሚመራ የእርሻ ቴክኖሎጂ ጅምር ከ ዲጂታል እና የብረቶች እቃ አቅርቦት ሰንሰለት ፈጠራዎች ጋር በናይጄሪያ ውስጥ ለዚህ የእርሻ ንግድ ስራ ፈጠራ ውድድር ሁለተኛ እትም እንዲተገበሩ ጥሪ ያቀርባል ። በእርሻ ንግድ ፈጠራ ውድድር መጨረሻ በዘሮ-ኢኮንሚ የ N12,000,000 ( $ 16000+ ) የገንዘብ ሽልማት በማሳያ ቀን እጩዎች ለመወዳደር ይገባሉ። አራት ተሸላሚዎች የሚቀሩ ቢሆንም ፤ ሌሎቹ የመጨረሻ እጩዎችም በአለም አቀፍ ባለሀብቶች የተሞላ ክፍል ውስጥ ይገባሉ ። በካዱና ፣ ናሳራዋ ፣ ቤኑ እና ኦዬ ግዛቶች የምግብ አቅርቦት ሰንሰለት ችግሮችን ለመፍታት አዳዲስ መፍትሄዎችን ለመድገም የመጨረሻዎቹ 4 ጅምሮች በአለምአቀፋ ህብረት ለተሻለ አመጋገብ (GAIN) ይደገፋሉ ። በናይጄሪያ እ . ኤ . አ ጥቅምት 19 ፣ 2023 ድረስ ማመልከቻዎች ክፍት ናቸው ። የተመረጡ ተሳታፊዎች እ.ኤ.አ እስከ ጥቅምት 31, 2023 ይነገራቸዋል፣ እና እ.ኤ.አ እስከ ህዳር 3, 2023 ድረስ ተሳትፏቸውን ማረጋገጥ አለባቸው። ዛሬ ያመልክቱ!! በናይጄሪያ ውስጥ ጤናማ የምግብ አቅርቦት ሰንሰለትን ለመደገፍ እና ውድድሩን ለመቀላቀል እዚህ ያመልክቱ ።","Global Alliance For Improved Nutrition (GAIN) Agri-Business Innovation Challenge In Partnership With Nigeria Climate Innovation Centre (NCIC) The agricultural sector remains one of the critical sectors driving the economy in Nigeria and accounting for 26.46% of the Gross Domestic Product in Q4 2022. The agricultural supply chain in Nigeria plays a pivotal role in the country's economy, employing over 70% of the population and contributing significantly to its GDP. However, it faces numerous challenges, including infrastructure deficiencies, post-harvest losses, and limited access to markets. Agricultural Innovation provides an opportunity to solve these challenges across the supply chain, eliminate waste, support sustainable development, increase productivity, create decent jobs, and reduce poverty. The Global Alliance for Improved Nutrition (GAIN) is a Swiss based foundation launched at the United Nations in 2002 to tackle the human suffering caused by malnutrition. Working with governments, businesses, and civil society, we aim to transform food systems to make healthier diets accessible to all people, especially the most vulnerable, in a sustainable manner. By 2027, we aim to improve 1.5 billion people's access to nutritionally enhanced staple foods, 25 million people's access to healthier diets, and support positive food systems. The Nigeria Climate Innovation Centre was set up by the World Bank and supported by the Federal Government of Nigeria through the Office of the former Vice President to develop and deploy solutions to climate change challenges in Nigeria by providing venture development and capacity-building support, as well as access to market, investment and funding to viable green businesses in smart agriculture, water solutions, green transportation tailored towards leading the growth of the Nigerian Green Economy. The Agribusiness Innovation Challenge is designed to identify, develop, and scale agritech Innovations equipped to solve challenges across the food supply chain in Nigeria. The programme will be implemented under GAIN's Strengthening Nutrition in Priority Staples project and will provide technical assistance and training to youth-led start-ups to strengthen their capacity, validate their solutions, improve their access to financial services through deal rooms, and scale their innovation to improve supply chain efficiency. GAIN is calling on youth-led agri-tech start-ups with digital and hardware supply chain innovations to apply for the second edition of this Agribusiness Innovation Challenge in Nigeria. The Agribusiness Innovation Challenge culminates in a Demo Day where finalists battle for N12,000,000 ($16000+) in zero-equity prize money. While there will be only four prize winners, other finalists also get to pitch to a room full of global investors. The final 4 start-ups will be supported by GAIN to replicate their innovative solutions to address the food supply chain challenges in Kaduna, Nasarawa, Benue, and Oyo states. Applications are now open in Nigeria until October 19, 2023. Selected participants will be notified by October 31, 2023, and must confirm their participation by November 3, 2023. Apply Today!! To join the challenge to support a healthy food supply chain in Nigeria, apply here:","Gamayyar Ƙungiyar Inganta Abinci Mai Gina Jiki ta Duniya (GAIN) da Gasar Fasahar ƙirƙirar Noman Kasuwanci da haɗin guiwar Cibiyar Fasahar Kula da Yanayi ta Nijeriya (NCIC) Ɓangaren noma ya kasance wani babban jigo da yake motsa tattatalin arziƙin Nijeriya da kusan Kashi 26.46 % na ƙididdigar abin da ƙasar take samarwa a shekarar Q4 2020. kayan amfanin gona suna taka muhimmiyar rawa a ɓangaren tattatalin arzikin ƙasar, ya samar da kaso 70% na ayyuuka ga yan ƙasar kuma ya taimaka matuƙa wajen haɓɓaka GDP ɗin ƙasar. Sai dai ana fuskantar ƙalubale daban-daban da suka haɗa da ƙarancin kayan aiki da asara bayan girbi da kuma rashin kaiwa ga kasuwanni. ƙirƙira a harkar noma na samar da hanyar magance waɗannan ƙalubale da suka shafi safarar amfanin gona da taƙaita asara da tallafar ci gaba mai ɗorewa da ƙarin yawan amfanin gona da samar da ayyukan yi da kawar da talauci. Gamayyar Ƙungiyar Inganta Abinci Mai Gina Jiki ta Duniya (GAIN) Cibiya ce da ke da matsuguni a birnin Swiss, wadda aka samar da ita a Majalisar Ɗinkin Duniya a shekarar 2002 domin daƙile wahalhalun da jama'a ke fuskanta sakamakon ƙarancin abinci. Ta hanayar aiki da gwamnatoci da kamfanonin kasuwanci da ƙungiyoyin sa-kai, mun ƙuduri aniyar bunƙasa hanyoyin samar da abinci mai gina jiki ga kowa, musamman ga masu ƙaramin ƙarfi a bisa tsari mai ɗorewa. Nan da 2027 mun ƙuduri aniyar bunƙasa samar da abinci mai gina jiki ga mutane kimanin biliyan 1.5 da kuma samarwa da mutum miliyan 25 abinci mai gina jiki da kuma tallafa wa tsarin ingantaccen abinci. Babban Bankin Duniya ne ya samar da Cibiyar Kula da Sauyin Yanayi da Ƙirƙira ta Nijeriya da tallafin Gwamnatin Tarayyar Nijeriya a ƙarƙashin ofishin tsohon mataimakin Shugaban ƙasa, domin bunƙasa da kuma samar da mafita ga matsalolin sauyin yanayi a Nijeriya, ta hanyar bunƙasar kasuwanci da wadataccen tallafi da ƙulla kasuwanci da zuba jari da samar da isassun kuɗaɗe domin kasuwanci mai ɗorewa a tsarin noman zamani da matsalolin ruwa da sufuri mai dorewa wanda aka tsara domin zama jagoran bunƙasa tattatalin arziki mai ɗorewa a Nijeriya. Shirin Ƙalubalen Noman Kasuwanci an tsara shi ne domin gano da bunƙasa fasahar noma wadda don warware dukkan matsalolin samar da abinci a Nijeriya. Za a ƙaddamar da shirin ne a ƙarƙashin shirin Ƙungiyar GAIN na inganta cimaka wanda zai samar da tallafin dabaru da horo ga tsarin matasa-ne-kan -gaba-wajen farawa, domin ƙarfafa musu guiwa da tabbatar da mafitarsu da inganta hanyoyin samar da kuɗaɗe ta hanyar kasa kayansu a shagunan intanet da kuma kimanta ƙirƙirarsu domin inganta kasuwancinsu. Ƙungiyar GAIN tana kira ga sababbin kamfanonin fasahar noma da matasa ne ke jagoranta da ke da tsarin ƙirƙirar samar da kaya da su nemi shiga shirin gasar kasuwanci kayan amfanin gona a Nijeriya. Shirin Ƙalubalen Noman Kasuwanci zai zo ƙarshe ne, inda a ranar mutunen da suka kai matakin ƙarshe za su samun damar rabauta da kyautar Naira 12, 000,000 ( $16000). Yayin da zai kasance mutane huɗu ne za su samu kyautar, ragowar waɗanda suka kai matakin ƙarshe su ma za su samu damar shiga wani shiri na taimakon juna da yake cike da masu zuba hannun jari na duniya. Mutane huɗu na ƙarshe a matakin-farawa ƙungiyar GAIN za ta tallafa musu wajen gwada fasahar ƙere-ƙerensu domin warware matsalar matsalolin safar abinci a jihohin Kaduna da Nasarawa da Benue da kuma Oyo. Hanyar shiga a yanzu a buɗu take a Nijeriya har ya zuwa 19 ga Oktoban 2023. Waɗanda aka zaɓa za a sanar da su daga 31 ga watan Oktoban 2023, kuma ya zama dole su tabbatar za su shiga daga 3 ga watan Nuwamba, 2023. Ka nema a yau!! Domin shiga gasar ta tallafa wa samar da ingantaccen abinci mai ɗorewa a Nijeriya, ka nema ta nan.:","Muungano wa kimataifa wa lishe bora (GAIN) Kilimo Biashara kilichoboreshwa kwa Lishe kwa Ushirikiano na Kituo cha Ubunifu wa Hali ya Hewa cha Nigeria (NCIC) Sekta ya kilimo inabakia kuwa moja ya seta muhimu zinazoendesha uchumi wa Nigeria na kuchngia 26.46% ya pato la taifa ndani ya Q4 2022. Ugavi wa kilimo Nigeria una umuhimu mkubwa kwenye uchumi wa nchi, unaajiri zaidi ya 70% ya watu na unachangia hasa kwenye GDP yake. Hata hivyo inakabiliwa na changamoto nyingi, zikijumuisha upungufu wa miundombinu, hasara baada ya mavuno, na uhaba wa masoko. Ubunifu wa kilimo hutoa fursa za kutatua changamoto zote hizi za ugavi, kuondoa upotevu, kusaidia maendeleo endelevu, kuongeza uzalishaji, kutengeneza ajira zenye staha, na kupunguza umasikini. Ushirikiano wa kimataifa wa lishe bora (Gain) ni mfuko ulioasisiwa na Uswizi uliozinduliwa kwenye Umoja wa Mataifa mwaka 2002 kukabiliana na magonjwa ya kibinadamu yanayosababishwa na utapiamlo. Kwa kushirikiana na serikali, biashara na asasi za kiraia, tunalenga kubadilisha mifumo ya milo kufanya lishe bora inapatikana kwa watu wote, hususani kwa walio hatarini zaidi, kwa namna endelevu. Kufikia 2027, tunaazimia kuboresha uwezekano wa kupatikana kwa milo ya watu bilioni 1.5 iliyoimarishwa kwa lishe, upatikanaji wa lishe bora kwa watu milioni 25, na kusaidia mifumo bora ya chakula. Kituo cha Uvumbuzi wa Tabia nchi cha Nigeria kilianzishwa na Benki ya dunia na kusaidiwa na Serikali ya Shirikisho ya Nigeria kupitia Ofisi ya Makamu wa Rais wa Zamani kuendeleza na kupeleka ufumbuzi wa changamoto za tabia nchi nchini Nigeria kwa kuwapatia mradi endelevu na kuwasaidia kuwajengea uwezo, pamoja na upatikanaji wa soko, uwekezaji, ufadhili wa biashara za kijani kibichi kwenye kilimo cha kisasa, ufumbuzi wa maji, mpango wa usafirishaji wa mazao kuelekea kuongoza ukuaji wa uchumi wa Kijani wa Wanaigeria. Shindano la ubunifu wa kilimo biashara lilianzishwa kutambua, kuendeleza, na kuongoza uvumbuzi wa kilimo teknolojia wenye vifaa kutatua changamoto za ugavi wa chakula nchini Nigeria. Programu itakuwa inatekelezwa chini ya Uimarishaji Lishe wa GAIN katika mradi wa msingi wa kipaumbele na itatoa msaada wa kiufundi na mafunzo kwa vijana ili kuwajengea uwezo wao, kusimamamia masuluhisho yao, kuboresha upatikanaji wa huduma za kifedha kupitia majengo mahususi, na kuboresha uwezo wao ili kuboresha ufanisi wa ugavi. GAIN inatoa wito kwa vijana wanaojihususha na killimo teknolojia pamoja na uvumbuzi wa vifaa vya ugavi vya kidijiti kuomba kushiriki kwa awamu hii ya pili ya uvumbuzi wa shidano hili la kilimo biashara. Shindano hilo la uvumbuzi wa kilimo biashara litafikia kilele siku ya Onyesho ambapo washiriki watashindania N12,000,000 ($16000+) kwa tuzo ya fedha yenye usawa. Ingawa kutakuwa na washindi wanne pekee, wahitimu wengine pia wataingia kwendye chumba kilichojaa wawekezaji wa kimataifa. Washindi hao 4 watakuwa wakisaidiwa na GAIN kuboresha ubunifu wao ili kushughulikia chsngsmoto za ugavi wa chakula Kaduna, Nasarawa, Benue, na jimbo la Oyo. Maombi yapo wazi hivi sasa Nigeria mpaka Oktoba 29, 2023. Washiriki watakaochaguliwa watajulishwa kufikia Oktoba 31, 2023, na lazima wathibitishe ushirikiwa kufikia Novemba 3, 2023. Omba Leo!! Kujiunga na shindano la ugavi wa chakula bora nchini Nigeria, omba hapa.:","Àjọ àgbáyé lórí Ìgbélárugẹ Ìjẹun (GAIN) ti Ìpènijà Ìdásílẹ̀ Oko-òwò ajẹmọ́-Àgbẹ̀ pẹ̀lú ibi-iṣẹ́ fún Ojú-ọjọ́ ti Nàìjíríà (NCIC) Ẹ̀ka ohun ọ̀gbìn ṣì jẹ́ ọ̀kan lára àwọn ẹ̀ka tó ń ṣe atọ́nà ètò ọrọ̀ ajé ní Nigeria, tó sì ń ṣe àkọọ́lẹ̀ 26.46% nínú àwọn àpapọ̀ ìpèsè ohun èlò lábẹ́ lé. Oríṣi ọ̀nà fún ìpèsè ohun ọ̀gbìn ní Nigeria ń kópa ribiribi nínú ètò ọrọ̀ ajé orílẹ̀-èdè rékọjá 70% nínú iye ènìyàn tí ó sì ń lọ́wọ́ sí àpapọ̀ ìpèsè ohun èlò lábẹ́lé ní ọ̀nà pàtàkì. Bí ó tilẹ̀ jẹ́ pé ó ń kojú ọ̀pọ̀lọpọ̀ ìṣòro bíi àìsí ètò ilé tó dára, ìpàdánù lẹ́yìn ìkórè àti àìsí ààyè tó sí ọjà. Ìpèsè láti ara ohun ọ̀gbìn ń fáàyè àǹfààní sílẹ̀ láti kojú àwọn ìpèníjà wọ̀nyí káàkiri oríṣi ọ̀nà fún ìpèsè, láti dẹ́kun ìfiṣòfò, ṣe àtìlẹyìn fún ìdàgbàsókè tó lóòrìn, ṣe àfikún ìpèsè, ṣètò àwọn iṣẹ́ tó dára àti dídẹ́kun ìṣẹ́. Àjọ àgbáyé lórí Ìgbélárugẹ Ìjẹun (GAIN) jẹ́ ìdásílẹ̀ Swiss tí wọ́n fi lọ́lẹ̀ ní ìgbìmọ̀ àjọ àgbáyé ní 2002 láti bá ìpọ́njú ènìyàn tí àìjẹun-gidi fà jà. Ṣíṣe ìṣe pẹ̀lú ìjọba, olókowò, àwùjọ àwọn ilé-iṣẹ́ tí kò lọ́wọ́ ìjọba nínú, à ń gbèrò láti yí ètò oúnjẹ padà àti láti jẹ́ kí ọ oúnjẹ asaralóore. Nígbà tí yóò fi di ọdún 2027, à ń gbèrò láti jẹ́ kí àwọn ènìyàn bílíọ́nù 1.5 ní àǹfààní sí àwọn oúnjẹ asaralóore, àǹfààní àwọn ènìyàn mílíọ̀ọ̀nù 25 sí oúnjẹ tó ń fi kún ìlera ara àti àtìlẹyìn fún ètò oúnjẹ tó dára. Àgbékalẹ̀ ẹ̀ka fún aṣàmójútó ètò ojú ọjọ́ ní orílẹ̀-èdè Nigeria láti ipasẹ̀ ilé ìfowópamọ́ àgbáyé pẹ̀lú ìfọwọ́sowọ́pọ̀ ìjọba àpapọ̀ orílẹ̀-èdè Nigeria láti ọ̀dọ igbá kejì ààrẹ tẹ́lẹ̀ láti ṣètò ìdàgbàsókè àti àgbékalẹ̀ ọ̀nà àbáyọ sí ìpèníjà àyípadà ojú ọjọ́ ní Nigeria nípa ṣíṣe ìpèsè ìdàgbàsókè ètò ìfowópawó àti ìrónilágbára, àti pẹ̀lú ààyè sí ọjà, ìdókowò àti owó ìrànwọ́ fún okòwò iṣẹ́ ọ̀gbìn pẹ̀lú ìjáfáfá, omi tó já gaara, ètò ìrìnà fún ohun ọ̀gbìn èyí tí yóò yọrí sí ìdàgbàsókè ètò ọrọ̀ ajé lórí ohun ọ̀gbìn ní orílẹ̀-èdè Nigeria. Ìpèníjà ìdókowò ohun ọ̀gbìn jẹ́ àlàkalẹ̀ láti ṣe ìdámọ̀, ìfilọ́lẹ́ àti òṣùwọ̀n àgbékalẹ̀ ìmọ̀ ìjìnlẹ̀ láti ṣètò ọ̀nà àbáyọ káàkiri ọ̀nà àpapọ̀ fún ìpèsè oúnjẹ ní orílẹ̀-èdè Nigeria. Ètò yìí yóò di fífi lọ́lẹ̀ lábẹ́ àsíá GAIN fún ìrónilágbára lórí fífi oúnjẹ asaralóore ṣe pàtàkì iṣẹ́ àkànṣe àti fún ìpèsè ìrànwọ́ ìmọ̀ ìjìnlẹ̀ àti kíkọ́ ni fún àwọn ẹgbẹ́ tó ní ọ̀dọ́ gẹ́gẹ́ bí adarí láti fi kún ipá wọn, láti fọwọ́ sí ọ̀nà àbáyọ wọn, láti tún àwọn àǹfààní owó ìrànwọ́ ṣe láti ìyàrá ìbáṣòwò àti láti mú ìtẹ̀síwájú bá àsopọ̀ ìfiráṣẹ́ dáradára. GAIN ń pe àwọn ẹgbẹ́ onímọ̀ ìjìnlẹ̀ àṣẹ̀ṣẹ̀dá tí àwọn ọ̀dọ́ pẹ̀lú ìfiṣọwọ àlàkalẹ̀ ìmọ̀ ẹ̀rọ àti ohun èlò fún ìpín kejì àlàkalẹ̀ ìpèníjà ìdókowò ohun ọ̀gbìn ní orílẹ̀-èdè Nigeria. Ìpèníjà àlàkalẹ̀ ìdókowò ohun ọ̀gbìn lọ́wọ́ sí ọjọ́ àṣehàn níbi tí àwọn akẹ́kọ̀ọ́ ìpele tó kẹ́yìn ní ilé-ẹ̀kọ́ gíga ń jìjàkadì lórí ₦‎12, 000, 000 ($16000+) ní ẹ̀bùn owó ìbádọ́gba òdò. Nígbà tí àwọn mẹ́rin péré ló máa tayọ-ta-owó, àwọn yòókù tó dé ìpele àṣkágbá náà ní àǹfààní láti wọ àká àwọn olùdókoòwò àgbáyé. Ìpele ìfilọ́lẹ́ mẹ́rin tó parí ní àwùjọ GAIN yóò tì lẹ́yìn láti tún ọ̀nà àbáyọ tó yè kooro láti dá sí ìpèníjà ètò àsopọ̀ ìfiṣọwọ oúnjẹ ní ìpínlẹ̀ Kaduna, Nasarawa, Benue àti Ọ̀yọ́. The final 4 start-ups will be supported by GAIN to replicate their innovative solutions to address the food supply chain challenges in Kaduna, Nasarawa, Benue, and Oyo states. Ààyè ìforúkọ ti ṣí sílẹ̀ ni Nigeria títí di 19 oṣù kẹwàá, ọdún 2023. Àwọn olùkópa tó bá yege ni a ó ránṣẹ́ sí ní 31 oṣù kẹwàá, ọdún 2023, wọ́n sì gbọ́dọ̀ ṣe àfihàn ìfọwọ́sí wọn ní 3 oṣù kọkànlá, ọdún 2023. Selected participants will be notified by October 31, 2023, and must confirm their participation by November 3, 2023. Fi orúkọ sílẹ̀ lónìí!!! Láti darapọ̀ mọ́ ìpèníjà láti ṣe àtìlẹyìn fún àsopọ̀ ìfiṣọwọ oúnjẹ asaralóore ní Nigeria, forúkọ sílẹ̀ níbí: To join the challenge to support a healthy food supply chain in Nigeria, apply here:","I-Global Alliance For Improved Nutrition (GAIN) i-Agri-Business Innovation Challenge In Partnership With Nigeria Climate Innovation Centre (NCIC) Umkhakha wezolimo olokhu ungeminye yemikhakha ebalulekile eqhuba umnotho waseNigeria futhi ibalelwa ku-26.46% Wesambamkhiqizo Sezwe Q4 2022. Uhlelo lokuhlinzeka ngokuthile kwezolimo lwaseNigeria ludlala indima ebalulekile kumnotho wezwe, ngokuqasha ngaphezu kuka-70% wabantu bezwe ngokweSambamkhiqizo Sezwe (GDP). Noma kunjalo, zibhekene nezinselele eziningi, ezihlanganisa ukungeneli kwengqalasizinda, ukulahlekelwa yisivuno ngemva kokusivuna, kanye nokungakwazi ukufinyelela ezimakethe eziningi. Ukuqhamuka namasu amasha ngokuphathelene nezolimo kuhlinzeka ngethuba lokusombulula lezi zinselele kukho konke ukuhlinzeka ngemikhiqizo, kuqeda incithakalo, kweseka intuthuko ezinzile, kukhuphula ukukhiqiza, kudala imisebenzi enikeza isithunzi, futhi kwehlisa nobubha. IGlobal Alliance for Improved Nutrition (iGAIN) yinhlangano ezinze e-Switzerland eyethulwa ku-United Nations ngo-2002 ukuze kubhekelelwe ukuhlupheka kwabantu okubangelwa ukuntula ukudla okunomsoco. Ngokusebenza nohulumeni, amabhizinisi, kanye nemiphakathi, siphokophele ukuguqula izinhlelo eziphathelene nokudla ukuze kufinyeleleke ekudleni okunomsoco kubo bonke abantu, ikakhulukazi kulabo abasengcupheni, ngendlela ezinzile. Ukufinyelela ngo-2027, siphokophele ukwenza ngcono ukwazi ukufinyelela ekudleni okujwayelekile okunomsoco kwabantu abayizigidi zezigidi ezingu-1.5, abantu abayizigidi ezingama-25 bakwazi ukufinyelela ekuhleni okunempilo, kanye nokweseka izinhlelo ezikahle zokudla. INigeria Climate Innovation Centre yabekwa yiBhange Lamazwe Omhlaba (World Bank) futhi yesekwa yiFederal Government of Nigeria ngeHhovisi lowayenguSekela Mongameli ukuze kuthuthukiswe futhi kuthuthukiswe amandla okweseka, kanye nokufinyelela emakethe, ukutshala izimali kanye nokuhlinzeka ngezimali izinkampani ezizinzile zezolimo ngokuphathelene namasu aphusile ezolimo, izisombululo ngokuphathelene namanzi, ukuhanjiswa kwemikhiqizo yezolimo okulungiselelwe intuthuko Emnothweni Wezolimo waseNigeria. I-Agribusiness Innovation Challenge idizayinelwe ukuhlonza, ukuthuthukisa, kanye nokukhuphula izinga lokuqhamuka nobuchwepheshe obusha kwezobuchwepheshe bezolimo okusiza ukusombulula izinselele kulo lonke uhlelo lokuhlinzeka ngemikhiqizo e-Nigeria. Uhlelo luzoqaliswa ngaphansi kwephrojekthi ngaphansi kweGAIN's Strengthening Nutrition in Priority Staples futhi luzohlinzeka ukusiza ngokuphathelene nezobuchwepheshe kanye nokuqeqesha izinkampani ezisaqala eziholwa yintsha ukuze kuqiniswe amandla azo, kuphueleliswe izisombululo zazo, kuthuthukiswe ukufinyelela ezinsizeni zezezimali ngama-deal room, kanye nokuthuthukisa ukuqhamuka kwazo nezinto ezintsha ukuze kwenziwe kangcono ukuhlinzekwa kwemikhiqizo. IGAIN imema zonke izinkampani ezisaqala zezobuchwepheshe bezolimo eziholwa yintsha ezinamasu amasha ngokuphathelene nezedijithali kanye nehardware yokuhlinzeka ngemikhiqizo ukuzi zifakele izicelo ihlandla lesibili le-Agribusiness Innovation Challenge eNigeria. I-Agribusiness Innovation Challenge iqala nge-Demo Day lapho abakumzuliswano wokugcina wokuncisana bencintisanelana ukuthola u-N12,000,000 ($16000+) oyimali ewumklomelo ongangeni ephaketheni lowinile. Njengoba kuzobe kukhona abawine imiklomelo yemali abane, abanye abakumzuliswano wokugcina bazothola ithuba lokwazisa ngamabhizinisi abo egumbini eligcwele abatshalizimali basemazweni omhlaba. Izinkampani eziqalayo ezine-4 ezisele kumncintiswano zizokwesekwa yi-GAIN ukuze ziphindaphinde amasu amasha eziqhamuke nawo ukuze kubhekelelwe izinselele zokuhlinzeka ukudla eKaduna, eNasarawa, eBenue, kanye nase-Oyo states. Sekuvuliwe ukufaka izicelo eNigeria kuze kube ngomhlaka-19 kuNcwaba, 2023. Ababambiqhaza abakhethiwe bazokwaziswa ngomhlaka 31 kuNcwaba, 2023, futhi kumele baqinisekise ukubamba kwabo iqhaza ngomhlaka-3 kuLwezi, 2023. Faka Isicelo Namhlanje!! Ukuze ungenele inselele yokweseka uhlelo lokuhlinzeka ngokudla okunempilo eNigeria, faka isicelo lapha:"
+"በአፍሪካ ውስጥ የክሪብቶ ምንዛሬ ዕድገት እምቅ ነው ። አፍሪካ በአለም ላይ በጣም ወጣት እና ፈጣን እድገት ያላቸውን አንዳንድ ህዝቦች ይዛለች ። የበይነ መረብ እና የስማርት ስልክ ተደራሽነት በሀገሪቱ እየሰፋ ሲሄድ ፤ የ ክሪብቶ ምንዛሬ ተቀባይነትን ለመጨመር ትልቅ አቅም አለው ። አፍሪካ በቅርብ አመታት ውስጥ አስደናቂ የ ክሪብቶ እድገትን አሳይታለች ። በዚህ አንቀፅ ውስጥ ፤ በአፍሪካ ውስጥ ለቀጣይ የ ክሪብቶ ምንዛሬ ውህደት እድሎችን እና ተግዳሮቶችን እንቃኛለን ። ተንቀሳቃሽ ስልክ በመጠቀም ዛሬ ከየትኛውም ቦታ ሆነው መወራረድ ይችላሉ ። ዋን ኤክስ ቤት /1 × bet/ በዚህ ምድብ ውስጥ ትልቁ እና ከአስተማማኝ የውርርድ መጫወቻዎች አንዱ ነው ። የ ዋን ኤክስ ቤት /1 × bet/ የእጅ ስልክ መተግበሪያውን ማውረድ እና ከተግባራዊነቱ ጋር መተዋወቅ ይችላሉ ። በድህረ ገፁ ላይ ከተመዘገቡ በኋላ የእንኳን ደህና መጡ ማስታወቂያዎችን ያቀርባል ። በማንኛውም የስፖርት አይነት ላይ ውርርድ ማድረግ ይቻላል ። እዚህ ዉስጥ ሁሉንም አስፈላጊ መረጃዎች ያገኛሉ። https://ghanasoccernet.com/ng/app-reviews/1xbetnigeria-app/ የበይነ መረብ ግንኙነትን ማስፋፋት ። በአፍሪካ ውስጥ ከሪንቶ መቀበልን ለመከላከል ከሚያደርጉ እንቅፋቶች አንዱ የበይነ መረብ አገልግሎት እጥረት ነው ። ነገር ግን እ . ኤ . አ በ 2025 የስማርት ስልክ አጠቃቀም 50 % ይደርሳል ተብሎ የተተነበየው የግንኙነቶች ደረጃ በፍጥነት እየተሻሻለ ነው ። እንደ ጎግል ሉን እና ፌስቡክ ኤክስኘረስ ፣ ዋይፋይ ያሉ ሽቦ አልባ መረጃ ማስተላለፊያ ወደ ሩቅ አባቢዎች እያስገቡ ነው ። ብዙ አፍሪካውያን በመስመር ላይ ሲመጡ፣ ቀላል የበይነመረብ ተደራሽነት በክሪፕቶ ምንዛሬ እና ያልተማከለ ገንዘብ (DeFi) ላይ የበለጠ ተሳትፎ ያደርጋል። መድረኮች ለዘገምተኛ ግንኙነቶች የክሪኘቶ ተሳትፎን ለመጨመር በእጅ ስልክ የመጀመሪያ ንድፍ እና ቀላል ክብደት ያላቸው የተመቻቸ መተግበሪያዎች ላይ ማተኮር አለባቸው ። የወጣት ህዝብ ነክ ጥናት ከ 60 % በላይ የሚሆኑ አፍሪካውያን ከ 25 ዓመት በታች ናቸው ፤ ይህም የአለም ትንሹ ህዝብ ያላት አህጉር ያደርጋታል ። እነዚህ ዲጂታል ተወላጆች እንደ ክሪናቶ ያሉ አዳዲስ ቴክኖሎጂዎች ለመቀበል ጓጉተዋል ። ወጣት አፍሪካውያን ከአለም አቀፍ አማካኝ ጋር ሲነፃፀሩ ፣ በባህላዊ ባንክ እና ብድር የማግኘት ተግዳሮቶች ውስጥ በገንዘብ የተገለሉ ናቸው ። ክሪፕቶ ምንዛሬዎች ለባንክ ላልሆኑ ሰዎች ከገዳቢ ቅርፅ መዋቅሮች ውጭ ሀብትን የማፍራት እድሎችን እንደ አማራጭ የገንዘብ አስተባባሪ ስርዓት ይሰጣሉ። እንደ ፍሎት ፔይ ጀማሪ ብድር የሌላቸው ወጣት ሰራተኞችን ደሞዛቸውን በክሪንቶ ምንዛሬ ገንዘብ እንዲሰበስቡ ያስችላቸዋል ። የአጠቃቀም ጉዳዮችን ማስፋፋት ። ከመገበያየት እና ከመቁጠር ባለፈ ፤ ክሪናቶ ምንዛሬዎች በአፍሪካ ውስጥ በገንዘብ ማስተላለፍ ፣ በገንዘብ ማሰባሰብ ፣ በድንበር ተሻጋሪ ግብይቶች እና ከተለዋዋጭ ብሄራዊ ምንዛሬ ይልቅ የተረጋጋ አማራጭ ናቸው ። ናይጄሪያውያን በዋናነት ለሚላኩ ገንዘቦች እና ቁጠባዎች ከናይራ ዋጋ መቀነስ ለመጠበቅ እ . ኤ . አ በ 2021 400 ሚሊዮን ዶላር በሚገመት ክሪኘቶ ይገበያይ ነበር ። ክሪናቶ ምንዛሬ ለሰብዓዊ ቀውሶች በአስቸኳይ ለሚያስፈልግ ልገሳ እፎይታን ያመቻቻል ፤እናም ያልተማከለ የገንዘብ አቅርቦት ያቀርባል ። ያለምንም ትዕዛዝ ክፍያን መፈፀምን ወይም "" ግራስሩትስ "" ማዋቀር በበንድል አፍሪካ እና ባይናንስ ማስተር ክፍል በሚሰጠው የክሪፕቶ ትምህርት ጅማሮ ላይ በግልፅ ይታያል ። ነገር ግን ፤ የተወሳሰቡ የተጠቃሚ ተሞክሮዎችን በቴክኖሎጂ ያልተደገፈ አጠቃቀም በሰፊው ይኖራሉ ። ያለምንም ተፅዕኖ ለተጠቃሚዎች ምቹ መወጣጫዎች ፣ የኪስ ቦርሳ እና ለአፍሪካ ገበያዎች የተሰሩ መተግበሪያዎች ሰፋ ያለ ተሳትፎን ያንቀሳቅሳሉ ። የቁጥጥር እድገቶች በአፍሪካ ውስጥ ዋና የክሪፕቶ ተቀባይ ለማግኘት ደንብ ዋና መሠናክል ሆኖ ይቆያል ። ናይጄሪያ በቅርቡ ከማእከላዊ ባንክ እገዳ በኋላ ገደቦችን ያላላች ሲሆን ደቡብ አፍሪካ ግን እ . ኤ . አ በ 2023 የሚጠበቅ የቁጥጥር ማዕቀፍ እየፈጠረች ነው ። የአፍሪካ መንግስታት የክሪኘቶ ምንዛሪን አጠቃቀም ጉዳዮችን ሲገነዘቡ እና የታክስ ገቢዎችን በሚፈልጉበት ጊዜ የክሪኘቶ ምንዛሪን መቀበል ሊፋጠን ይቻላል ። ፈጠራን በሚያበረታቱበት ጊዜ ሸማቾችን የሚጠብቁ ግልፅ ደንቦች ለትልቅ የክሪኘቶ መግቢያ አስፈላጊውን ህጋዊ እርግጠኝነት ይሰጣሉ ። መመሪያ አውጭዎች ለአካባቢያዊጨ ሁኔታዎች ተስማሚ ማዕቀ���ችን ለማዘጋጀት ከ አፍሪካ ክሪኘቶ መሪዎች ጋር መተባበር አለባቸውጨ ። ወደፊት መመልከት በወጣት ህዝቧ ፣ የበይነ መረብ ተደራሽነት እና የመላክ እንቅስቃሴ እያደረገ ነው ፣ ስለዚህ አፍሪካ የሚቀጥለው ትልቅ የክሪኘቶ ምንዛሬ የዕድገት ገበያ ሆኖ የተመረጠች ይመስላል ። ነገርግን ከአፍሪካ ገበያ ፍላጎት ጋር የተጣጣሙ የ ክሪብቶ የአገር ምርቶችን እና የተጠቃሚ ተሞክሮዎችን መስራት ይቀራል ። የክሪኘቶ ጅምሮች እና የመንግሥታት የተጠቃሚ ተሞክሮ ተግዳሮቶችን እና የመመሪያ እንቅፋቶችን ለመፍታት መተባበር ከቻሉ መጭው ጊዜ ብሩህ ይመስላል ። ክሪኘቶ በአህጉሪቱ ውስጥ የገንዘብ ማካተት እና የሀብት ዕድልን በከፍተኛ ሁኔታ የማስፋፋት አቅም አለው ። ለ አፍሪካ የክሪኘቶ እድገት እቅዶች ። በ አፍሪካ ክሪኘቶ ምንዛሬ ያለውን እምቅ አቅም ለመገንዘብ ፣ ሁለቱም ጅማሬዎች እና መመሪያ አውጭዎች ልዩ የሆነውን የመሬት ገፅታ የሚመለከቱ ስልቶች ያስፈልጋቸዋል ። አንዳንድ ምክሮችን እነሆ :- የተንቀሳቃሽ የእጅ ስልክ የመጀመሪያ ንድፍ : ለመሰረታዊ ስማርት ስልኮች እና ለዘገየ ግንኙነት የተመቻቹ ፣ ቀላል የክሪኘቶ መተግበሪያዎችን ይገንቡ ። ውስብስብነት ዋናው የተጠቃሚ ተሞክሮ መከላከያ ነው ። በአከባቢያዊ ለተመረቱ ምርቶች ;- ከሌሎች ክልሎች የመጡ የ ክሪኘቶ ሞዴሎችን ብቻ አትገልብጡ ። ለአፍሪካ የሸማቾች ፍላጎት የተሰሩ የክፍያ ፍሰቶችን እና የአጠቃቀም ጉዳዮችን መፍጠር ። የገንዘብ እንቅስቃሴ ውስጥ የጋራ የግራስ ሩት ግብይት፣ ኦርጋኒክ መቀበልን ለማበረታታት ትምህርታዊ ዘመቻን በአካል ተገኝተናል፣ የመስሪያ ቦታዎችንና ተፅዕኖ ፈጣሪ ዘመቻዎችን ያካሄዱ። ሰፊ የ ክሪኘቶ መሠረተ ትምህርት ወሳኝ ነው ። ሽርክና ;- ከቴሌኮም ጋር በማበር ፣ ባንኮች እና የክፍያ ሂደቶች ጋር በመተባበር ቀላል መንገድ ለመፍጠር እና ከነባር የገንዘብ ነክ መሰረተ ልማት ጋር መቀላቀልን ማስቻል ። የማህበረሰብ ግንባታ ;- ጀማሪዎችን ፣ ተጠቃሚዎችን ፣ ባለሀብቶችን እና ተቆጣጣሪዎችን አንድ ለማድረግ የክልል ክሪኘቶ መድረኮችን እና ዝግጅቶችን መፍጠር ። ጠንካራ ስነምህዳሮች ቁልፍ ናቸው ። መንገድ ማሳያ መመሪያዎች ;- ተስማሚ ክሪኘቶ ደንቦችን ለማውጣት በመላው አፍሪካ ካሉ መንግስታት ጋር በንቃት ይሳተፍ ። አደጋዎችን ለመፍታት እና ፈጠራን ለማንቃት ሁሉን ተጠቃሚ የሚያደርግ ማዕቀፎችን ይፈልጋሉ ። ትምህርት እና ድጋፍ የተሰጠው ;- የአፍሪካ ክሪኘቶ / ብሎክቼይን ገንቢ ተሰጥኦ እንዲያሳድግ የኮዲንግ ከፍተኛ ትምህርት ቤቶችን እና መሳሪያዎችን መደገፍ ። የአካባቢ ተሰጥኦዎች ዘላቂ ስነ - ምህዳሮችን ያጎለብታል ። ምርምር :- በክሪኘቶ መቀበል ላይ ተፅዕኖዎች ያላቸውን ፍላጎቶች ፣ አመለካከቶች እና እንቅፋቶችን ለመለየት የተጠቃሚ ጥናቶችን እና የገበያ ትንተናዎችን ማካሄድ ። መረጃ የምርት እና የመመሪያ ስልቶችን እንዲመራ ያድርጉ ። ለ አህጉሪቱ በተዘጋጀ የታሰበ የክሪኘቶ እድገት ስልት ፣ አፍሪካ የገንዘብ ማካተት ፣ ቅልጥፍና እና የሀብት እድገት የ ክሪኘቶ ምንዛሬን እምቅ አቅምን መክፈት ትችላለች ። እድሎቹ በጣም ሰፊ ናቸው ፣ ነገር ግን ከሌላ ቦታ የተገነቡ ሞዴሎችን ከማስመጣት ይልቅ እነሱን በመገንዘብ መሰረታዊ ፈጠራን ይጠይቃል ። ጅምሮች እና መንግስታት የሀገር ውስጥ ተጠቃሚዎችን የሚያስቀድሙ የትብብር ስልቶችን ከወሰኑ የ አፍሪካ ክሪብቶ የወደፊት ጊዜ ብሩህ ይሆናል ።","The Potential for Cryptocurrency Growth in Africa Africa contains some of the youngest and fastest growing populations in the world. As internet and smartphone access expands across the continent, there is huge potential for increased cryptocurrency adoption. Africa has already seen impressive crypto growth in recent years. In this article, we explore the opportunities and challenges for further cryptocurrency integration in Africa. You can bet today from anywhere using a mobile phone. 1xbet is one of the biggest and reliable bookmakers in this category. You can download the 1xbet mobile-app and get acquainted with its functionality. It offers a welcome pack of promotions right after you register on the website. You are able to place a bet on any sports event. here you will find all the necessary information https://ghanasoccernet.com/ng/app-reviews/1xbet-nigeria-app/. Expanding Internet Connectivity One of the main barriers to crypto adoption in Africa has been lack of internet access. However, connection rates are improving rapidly with smartphone usage projected to hit 50% by 2025. Initiatives like Google Loon and Facebook Express WiFi are bringing wireless broadband to remote areas. As more Africans come online, easier internet access will allow greater participation in cryptocurrencies and decentralized finance (DeFi). Platforms should focus on mobile-first designs and lightweight apps optimized for slower connections to drive crypto engagement. Young Demographic Over 60% of Africans are under age 25, making it the continent with the world's youngest population. These digital natives are eager to adopt new technologies like crypto. Young Africans are also more financially excluded compared to the global average, facing challenges accessing traditional banking and loans. Cryptocurrencies have appeal as an alternative financial system that provides the unbanked with opportunities for wealth creation outside restrictive legacy structures. Startups like Floatpay enable young workers without credit to collect their wages in cryptocurrency. Expanding Use Cases Beyond trading and speculation, cryptocurrencies are growing popular in Africa for remittances, fundraising, cross-border transactions, and as a stable alternative to volatile national currencies. Nigerians traded over $400 million worth of crypto in 2021, predominantly for remittances and to preserve savings against devaluation of the Naira. Cryptocurrency also facilitates rapid donor relief for humanitarian crises and offers decentralized finance access. Grassroots adoption is visible in crypto education initiatives by Bundle Africa and Binance Masterclasses. However, complex user experiences inhibit widespread non-tech-savvy use. User-friendly fiat on-ramps, wallets and applications tailored for African markets will drive broader engagement. Regulatory Developments Regulation remains a major hurdle to mainstream crypto acceptance in Africa. Nigeria recently eased restrictions after an initial Central Bank ban, while South Africa is creating a regulatory framework expected in 2023. Adoption by African governments will likely accelerate as they recognize cryptocurrency use cases and seek tax revenues. Clear regulations that protect consumers while encouraging innovation will provide the necessary legal certainty for large-scale crypto penetration. Policymakers should collaborate with African crypto leaders to develop appropriate frameworks for local contexts. Looking Ahead With its youthful population, growing internet access and swelling remittance activity, Africa seems primed as the next big growth market for cryptocurrency. However, work remains to craft bespoke crypto products and user experiences tailored to African market needs. If cryptocurrency startups and governments can cooperate to address UX challenges and policy barriers, the future looks bright. Crypto has the potential to dramatically expand financial inclusion and economic opportunity across the continent. Cryptocurrency Growth Strategies for Africa For cryptocurrency to realize its potential in Africa, both startups and policymakers need strategies that address the unique landscape. Here are some recommendations: Mobile-first design: Build simple, light crypto apps optimized for basic smartphones and slower connections. Complexity is a major UX barrier. Localized products: Don't just copy-paste crypto models from other regions. Innovate payment flows and use cases tailored to African consumer needs. Grassroots marketing: Run educational campaigns, in-person workshops and influencer campaigns to drive organic adoption. Broad crypto literacy is critical. Partnerships: Collaborate with telcos, banks and payment processors to enable easier on-ramps and integration with existing financial infrastructure. Community building: Create regional crypto forums and events to unite startups, users, investors and regulators. Strong ecosystems are key. Policy roadshows: Proactively engage with governments across Africa to craft appropriate crypto regulations. Seek win-win frameworks to address risks and enable innovation. Talent development: Support coding academies and incubators to grow African crypto/blockchain developer talent. Local talent powers sustainable ecosystems. Research: Conduct user studies and market analysis to identify needs, perceptions and barriers affecting crypto adoption. Let data guide product and policy strategies. With a thoughtful crypto growth strategy tailored to the continent, Africa can unlock cryptocurrency's potential for financial inclusion, efficiency and economic growth. The opportunities are vast, but realizing them requires ground-up innovation rather than importing models built elsewhere. Africa's crypto future will be bright if startups and governments commit to collaborative strategies that put local users first.","Yiyuwar Bunƙasar Hada-hadar Kuɗin Kirifto a Afrika Matasan Afika na cikin matasan duniya da suka fi saurin ƙaruwa da girma. Kamar yadda intanet da wayoyi masu abubuwa da dama ke ƙaruwa a nahiyar, akwai yiwuwar ƙarin amfani da kuɗin Kirifto. Tuni aka samu bunƙasar hada-hadar kuɗin Kirifto a Nahiyar Afurka a shekarun baya-baya nan. A cikin wannan muƙala, mun bayyana damarmaki da matsalolin da za a fuskanta nan gaba ƙoƙarin inganta hada-hadar kuɗin Kirifto a Afirka. A yau za ka iya yin harkar daga ko'ina ta hanyar amfani da wayar hannu. Kamfanin 1xbet ɗaya ne daga cikin manya kuma abin dogaro a wannan ɓangare na kasuwancin caca. Za ka iya sauke manhajar kamfanin 1xbet kuma ka iya amfani da ita. Tana bayar da tukuicin maraba bayan ka yi rijista a shafinsu na intanet. Kana da damar shiga caca a kowanne irin wasa. A nan za ka sami dukkan bayanan da keke buƙata ://ghanasoccernet.com/ng/app-reviews/1xbet-nigeria-app/. Faɗaɗa sabis na intanet Babban ƙalubalen amfani da kuɗin Kirifto a Afirka shi ne rashin igantacciyar hanyar sadarwar intanet. Sai dai, kuɗin sabis na intanet na ƙaruwa nan da nan, inda ake hashashen amfani da manyan wayoyi zai kai kaso 50% nan da shekarar 2025. Fasahohi kamar su Google Loon da Facebook Express WiFi suna samar da sabis na tafi da gidanka a karkara. Yayin da 'yan Afirka masu amfani da intanet ke ƙaruwa, kaiwa ga sabis na intanet zai bayar da babbar damar shiga hada-hadar kuɗin Kirifto da kuma mabambanta tsarin kuɗaɗe (DeFi). Kamata ya yi kafofin amfani da kuɗin Kirifto su mai da hankali wajen samar da wayoyin hannu gami da manhajoji marasa nauyi waɗanda ke ƙarfafa sabis domin dai a tafi da kowa a harkar Kirifto. Yawan matasa. Fiye da kasho 60% na 'yan Afirka 'yan ƙasa da shekara 25 ne, wanda hakan ya sanya nahiyar ta zamo mafi yawan matasa a duniya. Waɗannan masana na'ura sun ƙagu wajen dabbaƙa amfani da fasahohi irin su Kirifto. Matasan Afirka na da ƙarancin abin hannu idan aka kwatanta su da matsakaita wajen samu na duniya, inda suke fuskantar ƙalubale wajen kaiwa ga tsarin bankin gargajiya da samun bashi. Kuɗaɗen Kirifto na samar da wani tsarin hada-hadar kuɗi na daban, wanda ke samar da damarmakin bin tsari wanda ba na banki ba wajen samun dukiya saɓanin yadda aka saba. Na farkon farawa kamar 'Floatpay' na ba wa ƙananan ma'aikata da ba a bin su bashi damar karɓar albashinsu ta da kuɗin Kirifto. Ƙara Amfani da Misalai Fiye da kasuwanci da yadda ake hasashe, kuɗaɗen Kirifto suna bunƙasa da shahara a Afirka wajen tura kuɗaɗe da yin gidauniya da hada- hadar cinikayyar ƙasashen ƙetare da kuma kasancewa ingantacciyar mafita da za ta yi saurin maye gurbin Kuɗaɗen ƙasa. Yan Nijeriya sun yi hada-hadar kasuwanci ta fiye da Dala miliyan $400 da kuɗin Kirifto a shekarar 2021, wanda mafi yawanci an tura kuɗaɗen ne da nufin adana su saboda karyewar darajar Naira. Haka kuma, kuɗin Kirifto yana sauƙaƙawa wajen ba da agajin ceto ga mutanen da ke fuskantar rashin zaman lafiya da kuma samar da mabambanta hanyoyin hada-hadar kuɗi. Fara amfani daga tushe a bayyane yake a ilimin hada-hadar kuɗin Kirifto wanda Kamfanin Bundle Africa da kuma Kamfanin Binance Masterclasses suka farar. Sai dai wanda ya ƙware sosai zai fuskanci tsaiko daga waɗanda ba su iya amfani da kwamfuta ba. Musayar kuɗi mai daɗin aiwatarwa da lalitar kuɗi ta intanet da manhajoji da aka tsara domin kasuwannin Afirka za su haifar da abubuwa da dama. Sai-ido a kan Ci-gaba Sai-ido shi ne babbar matsalar waɗanda suka rungumi hada-hadar kuɗin Kirifto a Afirka. Baya-bayan nan Nijeriya ta sassuta matsin da ta yi tun bayan haramcin da Babban Bankin ƙasa ya sanya tun da farko, yayin da Afirka ta kudu take samar da dokoki waɗanda ake sa ransu a 2023. Amfani daga ɓangaren gwamnatoci a Afirka ka iya bunƙasa shi, domin kuwa sun amince da amfani kuɗi Kirifto har ma suna neman karɓar haraji. Fayyattun dokokin da suke bai wa abokan hulɗa kariya yayin da kuma ƙarfafa ƙirƙira zai samar da kariya ta doka wajen ƙara yaɗuwar kuɗin Kirifto. Ya kamata masu tsara dokoki su haɗa kai da jagororin hada-hadar Kirifto na Afirka wajen samar da wani tartibin tsari wanda za a yi amfani da shi a gida. Hangen nesa. Duba da yawan matasanta da ƙaruwar masu amafani da intanet da yawaitar tura kuɗaɗa, Afirka za ta ɗaukaka a matsayin babbar kasuwar Kuɗin Kirifto. Sai dai, akwai sauran aiki, wanda shi ne samar da tsarin abubuwan kirifto daban-daban da kuma gogewar mai amfani domin samar da yanayin da ake buƙata a kasuwannin nahiyar Afrirka. Idan masu fara hada-hadar Kirifto da gwamnatoci za su iya haɗa ƙarfi da ƙarfe su tunkari matsalolin masu amfani da harkar da kuma matsalolin dokoki, to lallai gobenta za ta yi kyau. Akwai yiyuwar hada-hadar Kirifto za ta bunƙasa shigar da kowa harkokin kuɗi da kuma samar da damarmakin tattalin arziki a nahiyar. Dabarun bunƙasa hada-hadar Kuɗin Kirifto a Afirka Domin ganin hada-hadar Kuɗin Kirifto ta cimma gaci a Afirka, masu fara harkar da masu samar da dokoki na buƙatar dabaru wajen shawo kan matsalolin harkar da suka keɓanta da ita. Ga wasu shawarwari: Tsarin wayar hannu: ƙirƙirar manhajojin Kirifto masu sauƙin sha'ani a ƙananan wayoyin hannu masu jinkirin samun sabis na intanet. Sarƙaƙiya ita ce babbar matsalar masu amfani da shi. Samar da kayayyaki ta hanayar fasahar gida: Kada kawai ka kwaikwayi tsarin Kirifto na wasu ɓangarori. A ƙirƙiri hanyar biyan kuɗaɗe kuma a yi amfani da abubuwan da suka dace da buƙatun masu hada-hadar a Afirka. Kasuwanci daga tushe: Gadanar da gangamin ilimintarwa da tarukan ƙara wa juna sani da jan hankali domin samun karɓuwa . Faɗaɗa ilimin hada-hadar kuɗin Kirifto na da muhimmanci. Haɗaka: Gama kai da kamfanonin fasahar sadarwa da bankuna cibiyoyin biyan kuɗi da sauƙaƙa hanyoyin sadarwa na intanet da kuma haɗawa da hanyoyin hada-hadar kuɗin da ake da su yanzu. Tsarin al'umma: Samar da cibiyoyi da zaurukan Kirifto na lardi domin a haɗa kan masu fara harkar da masu yin hada-hadar da masu zuba hannun jari da kuma masu tsarawa. Ingantattun tsare-tsaren kasuwanci su ne kan gaba:. Hanyoyin tsare-tsare: Yin azama wajen tafiya da gwamnatoci a nahiyar Afirka domin tsara ƙa'idojin hada-hadar Kirifto waɗanda suka dace. Amfani da tsarin kowa ya cim ma nasara domin shawo kan barazana da kuma samun damar ƙirƙira. Bunƙasa basira: tallafa wa masana rubutun na'ura da masu koyawa da nufin bunƙasa hada-hadar Kirifto a Afirka domin samar da 'yan Afirka masu samar da kuɗin Kirifto. Masu basira na cikin gida suna samar da kyakkyawan tsarin kasuwanci. Bincike: Gudanar da nazari a kan masu amfani da abu da kuma sharhin kasuwanci, domin gano buƙatu da yadda mutane suke kallon abun da matsalolin da suke yi wa ɗabbƙa kuɗin kirifto tarnaƙi. A bari bayanai da dabarun ci-gaba su nuna yadda haja take. Duba ga irin gagarumar bunƙasar da kuɗin kirifto ya yi wajen samar da dabarun da suka dace da nahiyar, nahiyar Afirka za ta iya amfana da hada-hadar kuɗin Kirifto wajen shigar da kowa harkokin kuɗin da kuma bunƙasa bunƙasa tattalin arziki. Damarmakin suna da yawa, sai dai kaiwa gare su na bukatar ƙirƙira daga tushe ba kawai a dinga shigo da abubuwan da aka yi a wasu wuraren ba. Goben hada-hadar Kirifto a Afirka za ta yi kyau, idan masu fara harkar da gwamnatoci su tsaya a kan dabarun haɗin gwiwa, waɗanda za su fi mayar da hankali kan masu amfani da shi na gida.","Uwezo wa ukuaji wa fedha fiche barani Afrika. Afrika ina baadhi ya vijana vijana zaidi na wanaokua kwa kasi zaidi duniani. Upatikanaji wa mtandao na simu janja umeongezeka barani kote, kuna uwezo mkubwa wa kuongezeka kwa uigaji wa Kriptokarensi. Afrika imeonekana tayari kuvutiwa na ukuaji wa Kripto kwenye miaka ya hivi karibuni. Katika makala haya, tunachunguza fursa na changamoto za kuzidi kwa muingiliano wa Kriptokarensi barani Afrika. Unaweza kubashiri leo popote pale kupitia simu ya mkononi. 1xbet ni moja ya makampuni makubwa na yenye kuaminika kwenye kategoria hii. Unaweza kupakua programua ya 1xbet kwa simu ya mkononi na kufahamu namna inavyofanya kazi. Inatoa kifurushi cha bure cha ukaribisho punde tu baada ya kujisajili kwenye tovuti hiyo. Unaweza kuweka dau kwenye tukio ,lolote la michezo. Unaweza ukapata taarifa zote muhimu https://ghanasoccernet.com/ng/app-reviews/1xbet-nigeria-app/. Kunapanua muunganiko wa kimtandao. Moja ya vikwazo vikubwa vya kuiga Kripto barani Afrika imekuwa ni kukosekana kwa mtandao. Hata hivyo, viwango vya muunganiko vinaboreka kwa kasi huku matumizi ya simu janja yanakadiriwa kufikia 50% kufikia 2025. Mikakati kama vile Google Loon na Facebook na WiFii yenye kasi, zinaleta mtandao wa intaneti usiotumia waya kwenye maeneo ya mbali. Kadri Waafrika wanavyokuwa mtandaoni, upatikanaji rahisi wa mtandao utaruhusu ushiriki mkubwa kwenye Kriptokarensi na ugatishaji fedha (Defi). Majukwaa yanapaswa kuzingatia miundo ya kwanza ya rununu na programu nyepesi zilizoboreshwa kwa miunganiko ya polepole ili kuendesha ushiriki wa kripto. Idadi ya watu vijana. Zaidi ya 60% ya Waafrika wapo chini ya umri wa miaka 25, na kufanya kuwa bara lenye vijana wengi duniani. Wazawa hawa wa kidijiti wana shauku ya kuiga teknolojia mpya kama vile kripto. Vijana wa Kiafrika pia wameachwa kiuchumi ukilinganisha wastani wa kidunia, wakikabiliwa na changamoto za kutumia benki za kizamani na miopo. Kriptokarensi imekuja kama mbadala wa mfumo wa kifedha ambayo huwahudumia wasio na huduma za kibenki pamoja kutengeneza fursa zakutajirika nje ya miundo ya urithi yenye vikwazo. Asasi kama Floatpay huwezesha wafanya kazi vijana bila mkopo kukusanya mishahara yao kwa njia ya fedha fiche. Inapanua hali za utumiaji. Mbali na tredi na utafiti, Kriptokarensi inakuwa kwa kasi sana Afrika kwa pesa zitokazo nje, harambee, miamala ya mpakani, pia ni kama mbadala imara wa sarafu za taifa. Wanaigeria walitredi kripto zenye thamani ya zaidi ya milioni $400 mwaka 2021, hasa kwa fedha za kigeni na ili kuweka akiba dhidi ya kushuka thamani kwacNaira. Kriptokarensi, pia hurahisisha unafuu wa haraka wa wahisani kwa mizozo ya kibinadamu na hutoa upatikanaji wa ugatuzi fedha. Upandikizwaji unaonekana kwenye mipango ya elimu ya kripto kwa vifurushi na bainansi ya daraja la juu. Hata hivyo, uzoefu changamano wa watumiaji huzuia matumizi mengi yasiyo ya kiteknolojia. mtumiaji mzuri usio na shaka, pochi na programu zilizoanzishwa kwa ajili ya soko la Kiafrika utapelekea ushirikiano mkubwa. Maendeleo ya Udhibiri Mamlaka yanaendelea kuwa kikwazo cha kukubalika kwa kripto barani Afrika. Nigeria hivi karibuni wamelegeza vikwazo baada ya kuanza kufungiwa kwa Benki kuu, wakati Afrika Kusini wanatengeneza mfumo wa udhibiti unaotarajiwa mwaka 2023. Kukubali kwa serikali za Kiafrika kutaongezeka kasi kadri watakavyozizingatia kesi za utumiaji kriptokarensi na kukusanya kodi. Udhibiti imara ambao unawazuia watumiaji wakati huo ukihimiza uvumbuzi utatoa uhakika wa kisheria wa kupenya kwa kwa kripto kwa kiasi kikubwa,. Watunga sera lazima washirikiane na viongozi wa Afrika wa Kripto kutengeneza mfumo rafiki kwa mazingira ya nyumbani. Kuangalia mbele. Kwa wingi wake wa vijana, kuongezeka kwa upatikanaji wa mtandao na kuongezeka kwa shughuli za fedha za kigeni, Afrika inaonekana kuka kama soko kubwa lijalo la kriptokarensi. Hata hivyo, kazi itabakia kutengeneza bidhaa za kripto na uzoefu wa utumiaji uliotengenezwa kwa mahitaji ya siko la Afrika. Kama waanzilishi wa kriptokarensi na serikali wanaweza kushirikiana na kuelezea changamoto za UX na vikwazo vya kisera, yajayo yatafurahisha. Kripto ina uwezo mkubwa wa kupanua kwa kiasi kikubwa ujumuishaji wa kifedha na fursa za kichumi barani kote. Mikakakati ya ukuaji wa kriptokarensi kwa Afrika. Ili kriptokarensi kujipambanua uwezo wake barani Afrika, waanzilishi na watunga sera wanahitaji mikakati yenye kuelezea mazingira ya kipekee. Hya ni baadhi ya mapendekezo: Kutengeneza simu: kutengeneza programu zenye uwezo mdogo na rahisi zanye kuweza kutumika kwenye simu janja za kawaida na zenye muunganiko wa kimtandao usio wa haraka. Ugumu ni kikwazo kikubwa sana xha UX. Bidhaa zilizojanibishwa: Usiige tu na kunakili mitindo ya kripto kutoka katika maeneo mengine. Buni mtiririko wa malipo na kesi za matumizi zinazolenga mahitaji ya watumiaji wa Kiafrika. Tangaza soko: Endesha kampeni za utoaji elimu, warsha binafsi na kampeni za washawishi ili kufikia kukubalika kabisa. Ufahamu mkubwa wa kripto ni muhimu. Washiriki: Shirikiana na mitandao, benki na mabosi kurahisisha ufanyikaji pamoja na kushirikiana na miundimbinu ya kifedha iliyokuwepo. Umoja: Unda majjukwaa aa kripto ya kimkoa na matukio kuunganisha waanzilishi, watumiaji, wawekezaji na wadhibiti. Mifumo ya ikolojia ndio suluhisho,. Sera za Muongozo: Shirikiana kwa vitendo na serikali kote Afrika ili kuandaa miongozo sahihi ya Kripto. Tafuta mifumo ya ushindi itakayoyashida majanga na kuwezesha uvumbuzi. Kukuza vipaji: Wezesha vituo vya usimbaji na uvumbuzi ili kukuza kripto kwa Afrika. Talanta ya ndani huwezesha maendeleo endelevu ya ikolojia. Utafiti: Fanya tafiti za watumiaji na udadisi wa soko kutambua mahitaji, mahitaji na vikwazo vinavyoathiri ukubalikaji wa Kripto. Ruhusu data iongoze mikakati ya bidhaa na sera. Kwa kutafakari mkakati wa ukuaji wa kripto inayolengwa barani, Afrika inaweza kufungua uwezo wa kriptokarensi kwa ushirikishwaji wa kifedha, ufanisi, na ukuaji wa uchumi. Fursa ni nyingi, ila kuzigundua kunahitaji uvumbuzi wa ndani kuliko kuagiza vifaa vilivyotengenezwa kwengineko. Mustakabali wa kripto ya Afrika utakuwa vizuri kama waanzilishi na serikali watajizatiti kushirikiana ki mikakati ambayo inawapa vipau mbele watumiaji wa ndani.","Ìṣeéṣe ìdàgbàsókè fún owó kíríútò ní ilẹ̀ Áfíríkà. Ìdàgbàsókè iye ènìyàn ní kíákíá ní ilẹ̀ Áfíríkà ní àgbáyé kún fún ọ̀pọ̀lọpọ̀ àwọn ọ̀dọ́. Bí àǹfààní sí ìtàkùn àgbáyé ayélujára àti ẹ̀rọ fóònù ìléwọ́ aṣefáfá ti ń gbèrú síi káàkiri ilẹ̀ Áfríkà, àǹfààní ìṣeéṣe ńlá wà fún ìgbàwọlé ìdàgbàsókè owó kírípútò. Áfíríkà ti rí ìdàgbàsókè kírípútò tó wú ni lórí ní àwọn ọdún díẹ̀ sẹ́yìn. Nínú àkọsílẹ̀ yìí, a ṣe àgbéyẹ̀wò àwọn àǹfààní àti ìpèníjà fún ìfi owó kírípútò lọ́lẹ̀ síwájú sí i ní Áfíríkà. O lè ta tẹ́tẹ́ lónìí láti ibikíbi nípa lílo ẹ̀rọ ìléwọ́. 1xbet jẹ́ ọ̀kan lára àwọn ọ̀nà gbòógì àti èyí tí ó tóbi ní ìpele yìí. O lè ní atọ́ka 1xbet lórí ẹ̀rọ ìbánisọ̀rọ̀ rẹ kì ó sì ní òye lórí bí ó ṣe ń ṣiṣẹ́. Ó ń pèsè ìdì-káàbọ̀ ti ẹ̀tọ́ ìgbélárugẹ lẹ́yìn tí o bá ti forúkọ silẹ̀ lórí ìkànnì ayélujára náà. O lè ta tẹ́tẹ́ lórí èyíkéyìí eré ìdárayá. Níbí ni wàá tí rí gbogbo àlàyé tó ṣe pàtàkì https: //ghanasoccernet.com/ng/app-reviews/1xbet-nigeria-app/. Imúgbòòrò ìsopọ̀mọ́ra ìtàkùn àgbáyé ayélujára Ọ̀kan gbòógì lára ìpèníjà ìṣàmúlò kírípútò ní Áfíríkà ni àìsí àǹfààní sí ìtàkùn àgbáyé ayélujára. Síbẹ̀síbẹ̀ ìwọ̀n ìsopọ̀mọ́ra ń gbèrú síi ní kíákíá pẹ̀lú ìṣàmúlò ẹ̀rọ fóònù aṣefáfá pẹ̀lú àfojúsùn 50% ní 2025. Àwọn àgbékalẹ̀ bíi Google Loon àti Facebook Express WiFi ń mú wireless broadband wá sí àwọn àgbègbè tó wà lọ́nà jíjìn. Bí ọmọ ilẹ̀ Áfríkà ti ń kópa lórí ìtàkùn àgbáyé, àǹfààní ìrọ̀rùn ní lílo ìtàkùn àgbáyé máa fáàyè sílẹ̀ fún ìkópa tó peléke ní àwọn owó kírípútò àti ètò ìṣúná oní ìfọ́nká (DeFi). Kí àwọn ìkànnì gbájú mọ́ àwọn ọnà alágbèéká-àkọ́kọ́ àti aápùù afuyẹ́-gẹgẹ fún àwọn ìtagbà tó lọ́ra láti dákún ìlò-ṣiṣẹ́ kírípútò. Ètò iye ènìyàn ti àwọn ọ̀dọ́ 60% ré kọjá ọmọ ilẹ̀ Áfríkà ló wà lábẹ́ ọjọ́-orí ọdún 25, èyí sì sọ ilẹ̀ Áfríkà di èyí tí ó ní ọ̀dọ́ gẹ́gẹ́ bí iye ènìyàn tí ó pọ̀ jù lọ. Ara àwọn onídígítà abínibí wọ̀nyí yá gágá láti ṣe àgbàlo àwọn ohun-èlò ẹ̀rọ́ bí kírípútò. Àwọn ọ̀dọ́ ilẹ̀ Áfríkà náà ní àǹfààní sí ètò owó jù ìdajì ọ́dọ́ àgbáyé tí ó ń kojú ìpèníjà láti ní àǹfààní sí ètò ìyáwó tí ìbílẹ̀. Owó kírípútò ti wà gẹ́gẹ́ bí àǹfààní ètò owó mìíràn tó ń pèsè àǹfààní níní ọrọ̀ yàtọ̀ sí àwọn àlàkalẹ̀ oní-ìhámọ́ fún àwọn tí kò ní àǹfààní láti ṣe àmúlò eto ilé-ìfowópamọ́. Àwọn ètò àṣẹ̀ṣẹ̀bẹ̀rẹ̀ bíi Floatpay ń rán àwọn ọmọdé òṣìṣẹ́ lọ́wọ́ láti gba owó oṣù wọn pẹ̀lú owó kírípútò láì sí gbèsè / kirẹditi. Ṣíṣe imúgbòòrò àpẹẹrẹ lílò Ju ìṣòwò àti ṣíṣe àfàìmọ̀, owó kírípútò ti ń ní òkìkí ní ilẹ̀ Áfríkà fún ìfowóránṣẹ́, ìkówójọ, owó ṣíṣe láàrin orílẹ̀-èdè àti àǹfààní tó ṣeé gbẹ́kẹ̀lé láti yí owó orílẹ̀-èdè padà. Àwọn ọmọ ilẹ̀ Nàìjíríà ṣe owó tó lè ní mílíọ̀nù $400 owó kírípútò ní ọdún 2021, pàápàá fún ìfowóránṣẹ́ àti láti dáàbò bo ìfowópamọ́ láti kojú jíjá wá lẹ̀ owó náírà. Owó kírípútò tún ṣokùnfà olùgbéowósílẹ́ ní kíákíá fún àwọn rògbòdìyàn láàrin ènìyàn, ó sì ń pèsè ìyàsọ́tọ̀ àǹfààní sí ètò ìṣúná. Ó ṣeéṣe kí ìtẹ́wọ́gbà wà fún àgbékalẹ̀ ètò ẹ̀kọ́ kírípútò ní àwọn ẹsẹ̀ kùkú nípa Bundle Africa àti ìkẹ́kọ̀ọ́ àgbà ti Binance. Síbẹ̀síbẹ̀, ìrírí gbòógì fún lílò ṣe ìdíwọ́ fún lílo ìmọ́ọ́ṣe ìmọ̀ ẹ̀rọ. Àṣẹ ìṣàmúlò onírọ̀rùn fún ìpadà síṣẹ́, àpò owó àti ìforúkọsílẹ̀ fún àwọn ọjà ilẹ̀ Áfríkà yóò lọ́wọ́ sí ìṣàmúlò tó gbòòrò. Ìdàgbàsókè àwọn ìlànà Ìlànà ṣì jẹ́ ọ̀nà kan gbòógì láti fi òdiwọ̀n lé ìṣètẹ́wọ́gbà kírípútò ní Áfíríkà. Ní kòpẹ́kòpẹ́, orílẹ̀-èdè Nàìjíríà sún ètò ìhámọ́ kì lẹ́yìn ìfòfindè àkọ́kọ́ tí ilé ìfowópamọ́ gbogbo gbò, nígbà tí orílẹ̀-èdè South Africa ń pèsè ètò ìlànà tí ó yẹ ní ọdún 2023. Ìtẹ́wọ́gbà ìjọba ilẹ̀ Áfríkà yóò fẹ́ gòkè síi bí wọ́n bá ní òye àpẹẹrẹ ìlò owó kírípútò tí wọ́n sì pè fún wíwọlé owó orí. Àwọn ìlànà tí kò rújú tó ń dáàbò bo àwọn olùmúlò nígbà tí wọ́n ń ṣe kóríyá fún ètò àṣẹ̀ṣẹ̀bẹ̀rẹ̀ tí yóò pèsè ìdánilójú tolófin tó ṣe pàtàkì fún ìfààyègba ètò kírípútò tó tóbi. Àwọn àṣetò ìlànà-iṣẹ́ yẹ kó fọwọ́sowọ́pọ̀ pẹ̀lú àwọn aṣáájú kírípútò Áfríkà láti ṣe àgbékalẹ̀ ètò tó bójúmu fún ìṣẹ̀lẹ̀ àyíká ti àgbègbè. Wíwo ọjọ́ iwájú Pẹ̀lú iye àwọn ọ̀dọ́, ìdàgbàsókè ìrílò ayélujára àti ìṣe ìgbéjáde tó lówúra, Afíríkà dàbá pé yóò jẹ́ ọjọ̀ ńlá tí ọ̀rọ̀ kírípútò kàn. Síbẹ̀síbẹ̀, iṣẹ́ kù láti ṣẹ̀dá àwọn ọjà aládàní ti kírípútò àti ìrírí asàmúlò tí ó dá lórí ohùn tí ọjà Áfíríkà ní lò. Bí àwọn àjọ ìdìdelẹ̀ owó kírípútò àti ìjọba bá lè fọwọ́sowọ́pọ̀ láti kojú ìpèníjà UX àti ìdíwọ́ àwọn àṣẹ lànà, ìwòye wà pé ọjọ́ iwájú dára. Ìfiyèsí wà fún Kírípútò láti mú ètò ìṣúná gbòòrò síi lọ́nà tó yani lẹ́nu àti àǹfààní ètò ọ̀rọ̀ ajé káàkiri ilẹ̀ Áfríkà. Àwọn ọgbọ́n ìmúdàgbà fún owó kírípútò ní Áfíríkà. Fún owó kírípútò láti ní òye agbára rẹ̀ ní Áfíríkà, àwọn àjọ ìdìdelẹ̀ owó kírípútò àti ìjọba nílò ọgbọ́n láti kojú àlà-ilẹ̀ àìlẹ́gbẹ́ yìí. Àwọn ìmọ̀ràn kan rèé: Ìṣàpẹẹrẹ alágbèéká àkọ́kọ́: ṣe àkójọ tó rọrùn, àwọn ohun ìṣàmúlò kírípútò tó fúyẹ́ fún àwọn ẹ̀rọ ìbánisọ̀rọ̀ ìgbàlódé àti àwọn ìsopọ̀mọ́ra tó kéré. Ìdíjú jẹ́ ìdíwọ́ kan gbòógì fún UX. Àwọn ọjà àrọ́wọ́tò ti àgbègbè: Má kàn ṣe ìdàkọ àwòṣe kírípútò láti àwọn àgbègbè mìíràn. Ṣíṣẹ̀dá àwọn òpónà owó sísan àti lílo àwọn àpẹẹrẹ tó ń tọ́ka sí àwọn ohun tí asàmúlò Áfíríkà fẹ́. Ọjà títa ní abẹ́lé: Ṣé ìpolongo ní ìlànà ètò ẹ̀kọ́, ìdánilẹ́kọ̀ọ́ orí-ọ-òjorí, ìpolongo olùdánilójú láti tukọ̀ ìṣètẹ́wọ́gbà tó ga jù lọ. Ìmọ̀ kírípútò tó gbòòrò jẹ́ pàtàkì. Àwọn ìbáṣepọ̀: Àjùmọ̀ṣe pẹ̀lú telcos, ilé-ìfowópamọ́ àti ìlànà owó sísan láti lè fáàyè gba ìpadà síṣẹ́ tó rọrùn àti ìfibọnú pẹ̀lú àwọn ètò ìṣúná tó ti wà tẹ́lẹ̀. Síṣètò agbègbè: ṣe ìdásílẹ́ kírípútò ẹlẹ́kùnjẹkùn àti ìṣẹ̀lẹ̀ láti mú ìfọwọ́sowọ́pọ̀ bá àwọn àjọ ìdìdelẹ̀, asàmúlò, olùdókoòwò àti olùtọ́sọ́nà. Àwọn àwùjọ ohun abẹ̀mí tó gbọn-n-gbọ́n ṣe pàtàkì. Ìlànà ojú-òpónà: kíkópa lọ́nà ìyára pẹ̀lú ìjọba káàkiri Áfríkà láti ṣẹ̀dá òfin kírípútò tó tọ̀nà. Ṣe ìfojúsọ́nà ìlànà aláǹfààní tó dájú láti kojú àwọn ewu láti fáàyè gba àrà tuntun. Ìmúdàgbàsókè ẹ̀bùn: Ṣé àtìlẹyìn ilé-ẹ̀kọ́ gíga ìfàmìsí àti àwọn ààyè ìtọ́jú láti mú dàgbà àwọn tó ní ẹ̀bùn ìmúdàgbà kírípútò/blockchain. Àwọn tó lẹ́bùn láyìíká jẹ́ agbára ìtẹ̀síwájú ecosystems. Ìwádìí: Darí ẹ̀kọ́ ìṣàmúlò àti ìtú sí wẹ́wẹ́ ọjà láti ṣe ìdámọ̀ àwọn ohun tí ènìyàn nílò, èròǹgbà àti ìdènà tó ń ṣe ìdíwọ́ fún ìtẹ́wọ́gbà kírípútò. Jẹ́ kí ìdáhùn ìwádìí ṣe atọ́nà ọgbọ́n fún ọjà àti ìlànà. Pẹ̀lú ìrònú tó ní ìtumọ̀ lórí ọgbọ́n ìmúdàgbà kírípútò fún ilẹ̀ Áfríkà, Áfíríkà lè ṣí ìṣeéṣe owó kírípútò fún ìkópa ètò ìnáwó, ìmọ́ọ́ṣe àti ìdàgbàsókè ètò ọrọ̀ ajé. Àwọn àǹfààní pọ̀ rẹpẹtẹ, ṣùgbọ́n níní òye wọn nílò àrà tuntun tó yááyì ju kíkó àwọn àwòṣe tí wọn gbé kalẹ̀ sí ibòmíràn wọlé. Ọjọ́ iwájú Kírípútò Áfíríkà yóò dára bí àwọn ìdìdelẹ̀ tuntun àti ìjọba bá fara jìn àwọn ọgbọ́n ìfọwọ́sowọ́pọ̀ tó ń fi àwọn asàmúlò agbègbè síwájú.","Ukukhula kwe-Cryptocurrency Okungenzeka e-Afrika I-Afrika iqukethe abantu abancane futhi abathuthuka kakhulu emhlabeni wonke. Njengoba kwanda ukufinyelela ku-inthanethi kanye nama-smartphone ezwenikazi jikelele, kunamathuba amaningi okuthi kuthathwe icryptocurrency. I-Afrika seyivele yaba nokukhula okuncomekayo kwecrypto eminyakeni embalwa edlule. Kulo mbhalo, sicubungula amathuba kanye nezinselele zokufakwa kabanzi kwecryptocurrency e-Afrika. Ungabheja namhlanje noma ukuphi usebenzisa iselula. I-1xbet ingenye yama-bookmarker amakhulu futhi athembekile kulo mkhakha. Ungadawunloda i-1xbet mobile-app bese uzijwayeza ukuthi isebenza kanjani. Ihlinzeka ngephekhi yokukwemukela yemititilizo uma uqeda ukubhalisa kusizindalwazi. Uyakwazi ukubhejela nanoma yimuphi umcimbi wezemidlalo. uzothola lapha lonke ulwazi oludingekayo https://ghanasoccernet.com/ng/app-reviews/1xbet-nigeria-app/. Ukwandisa Ukuxhumeka ku-Inthanethi Enye yezingqinamba ngokuphathelene nokuthatha kwe-crypto e-Afrika kube ukungakwazi ukufinyelela ku-ithanethi. Kodwa-ke, amazinga okuxhumeka athuthuka kakhulu njengoba ukusetshenziswa kwama-smartphone kuphokophelwe ukuthi kufinyelele ku-50% ngo-2025. Amasu amasha afana ne-Google Loon kanye ne-Facebook Express WiFi kuletha i-wireless broadband ezindaweni ezikude. Ngesikhathu kungena ama-Afrika amaningi ku-inthanethi, ukwazi ukufinyelela kalula ku-inthanethi kuzovumela ukubaba iqhaza kakhulu kuma-cryptocurrency kanye ne-decentralized finance (DeFi). Izithangami kumele zigxile kuma-mobile-first designs kanye nama-lightweight app abekwe ezingeni eliphezulu ukwenzela ukuxhumeka okuhamba kancane ukuze kuqhutshwe ukubamba iqhaza ku-crypto. Izinhlobo Zabantu Abasebancane Bangaphezu kuka-60% abantu base-Afrika abangaphansi kweminyaka yobudala engama-25, nokwenza izwekazi libe nabantu abasebasha emahlabeni wonke. Laba bantu bedijithali bazimisele ukuthatha ubuchwepheshe obusha obufana ne-crypto. Abantu base-Afrika abasebancane baphinde bangabandakanywa kakhulu kwezezimali uma kuqhathaniswa nendinganiso yamazwe omhlaba, ngenxa yokubhekana nenselele yokufinyelela emabhange kanye nakumalimboleko. Ama-Cryptocurrency ayakhanga njengezinye izinhlelo zezezimali ezingasetshenziswa ezihlinzeka ngamathuba emali engafakwa ebhange enamathuba okwenza umnotho ngaphandle kwezinhlaka ezingavumeli okuthile. Izinkampani eziqalayo ezinjenge-Floatpay zivumela abasebenzi abasebancane abangakwazi ukuthenga kwesikweletu ukuthi bathole umholo weviki ku-cryptocurrency. Ukwandisa Izimo Zokusebenzisa Ngaphezu kokuhwebelana kanye nokuqagela okungenzeka, ama-cryptocurrency aya ngokuba nedumela e-Afrika ngokuphathelene nemali ethunyelwayo, imali eqoqelwa ukwenza okuthile, ukukhokhela ngaphesheya kwemingcele, futhi zingezinye ezizinzile ezingakhethwa uma kuqhathaniswa nezimali zikazwelonke ezingazinzile. Abantu base-Nigeria bahweba ngaphezu kwezigidi ezingama-$400 zama-crypto ngo-2021, ikakhulukazi ngokuphathelene nezimali ezithunyelwayo kanye nokugcina imali eyongiwe uma iqhathaniswa ne-Naira ephelelwa ngamandla. I-Cryptocurrency iphinde ilungiselele ukusiza ukunikelela abantu abehlelwe yinhlekelele ngokushesha futhi inikeza ukwazi ukufinyelela ezimalini ezivela endaweni eyodwa. Ukuthathwa abasafufusa kuyabonakala ezinhlelweni zokufundisa nge-crypto education ze- Bundle Afrika kanye nama-Binance Masterclass. Kodwa-ke, okwenzeke kubasebenzisi okuyinkimbinkimbi kuvimbela ukusebenzisa ngendlela enganalo ulwazi ngokuphathelene nezobuchwepheshe. Okusebenziseka kalula kubasebenzi okungama-fiat on-ramps, ama-wallet kanye nezisetshenziswa ezilungiselelwe izimakethe zase-Afrika kuzoholela ekuzibandakanyeni okubanzi. Ukuthuthukiswa Kwemithetho Elawulayo Imithetho elawulayo ilokhu iyingqinamba enkulu ngokuphathelene nokwemukeleka kwe-mainstream crypto e-Afrika. I-Nigeria isanda kuxegisa ukuvimbela okuthile ngemuva kwesimemezelo sokwenqabela lokhu sasekuqaleni se-Central Bank, ngesikhathi iNingizimu Afrika yakha uhlaka lwemithetho yokwengamela olulindeleke ngo-2023. Ukuvunywa ohulumeni base-Afrika ngungase kusheshe njengoba bazisa izimo zokusetshenziswa kwe-cryptocurrency futhi befuna ukubambela intela izimali ezenziwayo. Imithetho yokwengamela ecacile evikela abasebenzisi ngesikhathi ikhuthaza ukuqhamuka namasu amasha kuzohlinzeka ukuqiniseka ngokwezomthetho okudingekayo ukuze kungene ngamandla i-crypto. Abenza izinqubomgomo kumele bahlanganyele nabaholi becrypto base-Afrika ukuze kuthuthukiswe izinhlaka eziqondene nakuleli. Ukubheka Okuzayo Ngenxa yentsha, ukukhula kokwazi ukufinyelela ku-inthanethi kanye nokuthunyelwa kwengali okundlondlobalayo, kubukeka sengathi i-Afrika isendaweni enhle yokuthuthuka kakhulu kwezimakethe zecryptocurrency. Noma kunjalo, umsebenzi ulokhu wakha imikhiqizo ye-crypto engefaniswe kanye nokwenzeka ezimpilweni zabantu okudingwa yizimakethe zase-Afrika. Uma izinkampani eziqalisa icryptocurrency kanye nohulumeni bengabambisana ukuze kubhekanwe nezinselele ze-UX kanye nezingqinamba eziphathelene nenqubomgomo,ikusasa libukeka liqhakazile. ICrypto ingakwazi ukwandisa kakhulu ukubandakanywa kwezezimali kanye namathuba ezomnotho kuzwekazi lonke. Izindlela Zokukhulisa iCryptocurrency e-Afrika Ukuze icryptocurrency ikwazi ukufinyelela kulokho engaba yikho e-Afrika, kokubili izinkampani eziqalayo kanye nabenza izinqubomgomo badinga amasu abhekana nesimo esikuso esihlukile. Nazi ezinye izincomo: I-Mobile-first design: Yakha izisetshenziswa ezisebenziseka kalula, ezingembi eqolo ze-crypto ezibekwe ezingeni eliphezulu ngangokunokwenzeka ngokuphathelene nama-smartphone ajwayelekile kanye nokuxhumeka ku-inthanethi okuhamba kancane. Ukuba yinkimbinkimbi kuyingqinamba enkulu ye-UX. Imikhiqizo Ilungiselelwe Indawo: Ungalokothi uvele uthathe amamodeli akwezinye izifunda enjengoba enjalo. Qhamuka namasu amasha ngokuphathelene nokukhokhelwa kwezimali futhi usebenzise izimo ezenzelwe izidingo zabasebenzisi base-Afrika. Ukuthengisa lokhu emazingeni aphansi: Yenza imikhankaso yokufundisa, imihangano yokucobelelana ngolwazi yokuhlangana kwabantu bukhoma kanye nemikhankaso yama-influencer yokuqhuba ukuvunywa kwalokhu okuzenzekelayo. Kubalukekile ukufundisa kabanzi nge-crypto. Ukusebenzisana: Sebenzisana nama-telcos, amabhange kanye nabahlelela ukukhokhwa kwezimali ukuze kube nama-on-ramp alula kanye nokuhlanganiswa kwezingqalasizinda ezikhona zezezimali. Ukuthuthukisa umphakathi: Ukwakha izinkundla zesifunda ze-crypto kanye nemicimbi yokuhlanganisa izinkampani eziqalisayo, abasebenzisi, abathale izimali kanye nabengamele. Zisemqoka izinhlelo zokusebenzisana ezinamandla. Nama-roadshow aphathelene nezinqubomgomo: Ukuzimisela ukuxhumana nohulumeni e-Afrika yonkana ukuze kwakhiwe imithetho yokwengamela icrypto efanele. Ukucinga izinhlaka eziphumelelisa bonke ababandakanyekayo ukuze kubhekwane nezingozi bese kuvunyelwa ukuqhamuka namasu amasha. Ukuthuthukisa ithalente: Seka izindawo zokufundisa i-coding kanye nabafukamela ukukhula ku-crypto yase-Afrika/ithalente elithuthukisa i-blockchain. Ithalente lendawo linika amandla izinhlelo zokusebenzisana ezizinzile. Ucwaningo: Yenza ucwaningo ngokuphathelene nabasebenzisi kanye nokuhlaziya izimakethe ukuze kuhlonwe izidingo, ukuqonda kanye nezingqinamba ezinomthelela ekuvunyweni kwecrypto. Vumela imininingo ukuthi ibe wumhlahlandlela ngokuphathelene nomkhiqizo nezindlela zezinqubomgomo. Ngendlela yokuthuthukisa i-crypto ecatshangwe kahle elungiselelwe izwekazi, i-Afrika ingavula lokho okungazuzwa nge-cryptocurrency ukuze kube nokubandakanyeka ngokuphathelene nezezimali, ukusebenza ngendlela efanele kanye nokuthuthuka kwezomnotho. Amathuba abanzi, kodwa ukwazi ukuwazuza kudinga ukuqhamuka namasu amasha okusuka phansi kunokuthi kulethwe amamodeli enziwe kwenye indawo. Ikusasa le-Afrika ngokuphathelene ne-crypto lizoqhakaza uma izinkampani eziqalayo kanye nohulumeni bezibophezela emaswini okusebenzisana abeka phambili abasebenzisi bakuleli."
+"የአለም ምርት መሪዎች የአፍሪካን ፈጠራ ፣ ቴክኖሎጂ እና እድገት ጥሪ በአፍሪካ የመንፈስ ማነሳሻ ጉባኤን ይመራሉ። እ . ኤ . አ በ መስከረም 18 ፣ 2023 ፣ የኢኖቬት አፍሪካ መሰረት ከ ሲሊኮን ቫሊ የምርት ቡድን ( SVPG) ፣ ወርክናይጄሪያ እና ኢንተርስዊች ጋር በመተባበር "" አፍሪካን የመንፈስ ማነሳሻ ጉባኤ "" በሌጉስ ፣ ናይጄሪያ በሚገኘው የኢኮ ስምምነት ማዕከል ጀመረ ። ለ አራት ቀናት የሚቆየው ይህ ዝግጅት የአፍሪካ ወጣቶች የቴክኖሎጂ አቅምን ተጠቅመው የአህጉሪቱን የወደፊት እጣ ፋንታ እንዲቀርፁ ለማነሳሳት ያለመ ነው ። የኢኖቬት አፍሪካ ፋውንዴሽን በመወከል ርብቃ ንጉስ የአፍሪካ ወጣቶችን የምርት ልማት አቅም ለማሳደግ የጉባኤውን ወሳኝ ሚና አጉልተዋል ። የ መስሪያ ቦታዎች አዳዲስ ተሰጥኦዎችን እና የመግቢያ-ደረጃ የሙያ እድሎችን ይሰጣሉ እና ቀደም ሲል በምርት ሥነ - ምህዳር ውስጥ ያሉትን እውቀት ያጠናክራሉ ። ይህ በናይጄሪያ ብቻ ሳይሆን በመላው አፍሪካም የምርት ፈጠራን ለመጨመር አስተዋፅኦ ያደርጋል ። ታዋቂው የምርት መሪ እና የሲሊኮን ቫሊ የምርት ቡድን ( SVPG) መስራች ማርቲ ካጋን በአህጉሪቱ ፈጣን እድገት እያስመዘገበ ላለው የወጣቶች ህዝብ ትርጉም ያለው የስራ ዕድል መፍጠር የሚችሉ የለውጥ የንግድ ድርጅቶችን ለማቋቋም የወጣት አፍሪካዊያን አእምሮዎች ቴክኖሎጂን መጠቀም አስፈላጊ መሆኑን አስምረውበታል ። በምርት አስተዳደር ውስጥ ካጋን በመመሪያ መርሆች እና ፅንሰ - ሀሳቦች ጉዞ ታዳሚውን መርቷል ። ምርቶች በግንዛቤዎች የተደገፉ መሆናቸውን እና የቡድን ስፖርት መሆኑንም ገልጿል ። ጥሩ ምርት ለመፍጠር የምርት ቡድኖች ተጠቃሚዎችን ፣ መረጃዎችን እና ባለድርሻ አካላትን በቀጥታ ማግኘት አለባቸው ሲሉም አክለዋል ። ስለ ምርት ግኝት ውጤታማ የሆነ መፍትሄ የሚዘጋጅበት ሂደት በመሆኑ አደጋዎችን ለመቆጣጠር ያለውን ሚና አፅንኦት ተሰጥቷል ። ካገን የምርት አቅርቦትን በመንካት አነስተኛ እና ተከታታይ ለውጦች ከወቅታዊ ዝመናዎች የበለጠ ውጤታማ መሆናቸውን ጠቅሰዋል ። በ ምርጥ ባህል ፅንሰ ሀሳብ ምርጥ የምርት ቡድኖች ጥሩ ባህሎች እንዳሏቸው በመግለፅ ሀሳቡን ዘጋ ። በመጨረሻም ለታዳሚው "" ምርትህን ያለመገንባት ፍርሀትህን ማሸነፍ አለብህ ሲል መክሯል ። ካገን የሲሊኮን ቫሊ የምርት ቡድን ( SVPG )፡ የክብር አጋሮች ያቀፉትን የኢንዱስትሪውን ከባድ ሚዛን ማስተዋወቅ ጀመረ ጆን ሙር ፣ ሊያ ሂክማን ፣ ክሪስ ጆንስ ፣ ማርቲና ላውቸንግኮ እና ክርስቲያን ኢዲዲ ሁሉም ለጉባኤው እና በመስሪያ ቦታ ስልጠና ላይ በንቃት ተሳትፈዋል ። ጉባኤው ብዙ አስተዋይ የሆኑ የትምህርት ክፍለ ጊዜዎች ቀርበው ነበሩ ፤ ይህም ለተሳታፊዎች ግንዛቤዎችን ለማግኘት በዋጋ ሊተመን የማይችል መድረክ ሰጥቷል ። ከእነዚህ የትምርት ክፍለ ጊዜዎች አንዱ "" በግንባር መምራት "" በሚል ርዕስ እንደ ፋንቶ አኪንበሽን ያሉ የሀገር ውስጥ ምርት መሪዎችን ፣ በ ስፖቲፋይ ከፍተኛ የምርት ስራ አስኪያጅ ፣ ልዕልት ኢዶ - ኦሳጊ ፣ በ ኢንተር ስዊች ቡድን የምርት መሪ አንቶኒ ኢሲቼይ ፣ በፖጋቴክ ውስን ከፍተኛ የምርት ስራ አስኪያጅ ተሚጊዋ ፣ ፔይስታክ ናይጄሪያ ላይ የምርት መሪ እና ዝናብ አሪሊስራ ፣ ኦምኒቢዝ አፍሪካ የምርት መሪ ቀርበዋል ። ጉዞአችን ወደ መሬት አስተዳደር ፤ ከቡድኖች ጋር ለመምራት እና ለመግባባት ያላቸውን አካሄዶች እና በሚቀጠሩበት ጊዜ የሚፈልጉዋቸውን ባህርያት አጋርተዋል ፤ እነዚህም አዲስ ነገርን የማወቅ ጉጉት ፣ ችግር ፈቺ ክህሎት ፣ ለስራው የሚስማማ መዋቅር እና ውጤታማ ግንኙነት ናቸው ማሪና ሳውቼንግኮ ' አፍሪካ እንዴት ደብል ኋይል መሆን ትችላለች ' በሚል ርዕስ ጥልቅ ንግግር አድርጋለች ። ምርጥ ምርቶችን እንዴት መገንባት እንደሚቻል እና የምርት አፈ - ታሪካችን ፣ በማስወገድ ላይ ግንዛቤዎችን አካፍላለች እና ደግሞ አፍሪካን የመገንባት እና መሠላል ለመውጣት ወይም ከፍ ከፍ የማለት ጊዜው ነው በማለት ጥሪ አቅርበዋል ። የወርክ ናይጄሪያ መስራች የሆኑት ኢማኑኤል ኢዲኦዲ በጉባኤው ላይ ለጋዜጠኞች በሰጡት መግለጫ የማርቲ ካባን አዲሱ መፅሃፍ እ . ኤ . አ በመጋቢት 2024 ሊለቀቅ ይገባል ብለዋል ። መፅሃፍ ኩባንያዎች በአለም ላያ ካሉ ምርጥ ኩባንያዎቹ ሆነው እንዴት ወደ ስራ መለወጥ እንደሚችሉ ያብራራል ። ኢዲኦዲ በቴክኖሎጂው አለም ለመጀመር ወይም ለመጀመር ላሰቡ ሰዎች ምክር ነበረው ። እሱም "" ሰዎች ችግር መፍታትን በዕለት ተዕለት ህይወታቸው ውስጥ እንዲለማመዱ ንገሯቸው ብሏል ። ችግርህን መፍታት ጎበዝ ካልሆንክ በቴክኖሎጂ ችግሮችን በመፍታት ጎበዝ አትሆንም ። ስለዚህ ችግሮችህን ለመፍታት ፍቃድ አያስፈልግም እላለሁ ። ጉዳያቸውን ስለሚጀምሩ ሰዎች ፤ በበጎ ፈቃደኝነት እንዲሰሩ እና በህይወታቸው ውስጥ ያሉትን ችግሮች የሚፈታ ኩባንያ እንዲፈልጉ አበረታታቸዋለሁ ። የራስዎን ኩባንያ ይጀምሩ ፤ በምርት ልማት ውስጥ የሚደረግ ነገር ለመማር ፈጣኑ ነገር ነው ። ክርስቲያን በአፍሪካ እምቅ ሀብት ላይ ያለውን አድናቆትም እንዲህ ሲል ገልጿል :- "" ባለፈው የሆነ ሰው በአፍሪካ 25 በመቶው ብቻ በበይነ መረብ ላይ እንዴት እንደሚገኝ ጠየቀኝ ። እኔም "" በይነ መረብን ካገኙ ጥቂት ሰዎች ሰባት ዮኒኮርን ፈጠርን "" ብዬ መለስኩለት ። እስኪ አስቡት ከ 80 እስከ 50 በመቶ የሚሆነው አፍሪካ በይነ መረብ ሲያገኝ ። ዘመናዊ ቴክኖሎጂን መጠቀም ሳንችል ያገኘናቸው ነገሮች ይማርኩኛል ። ሁላችንም በዘመናዊ ቴክኖሎጂ ተጠቅመን ችግሮችን ለመፍታት ስንተባበር እንደምናሳካው በጉጉት እጠብቃለሁ ። የጤና አጠባበቅን ፣ ስራ አጥነትን ፣ በናይጄሪያ ውስጥ ስራ መስራትን ፣ የመስመር ላይ የስራ እድሎችን ፣ ምግብን ፣ የኤሌክትሪክ ፍጆታን ቴክኖሎጂን በመጠቀም መፍትሄዎችን ለማፋጠን የችግሮቻችንን ሁለ ገፅታ እንድንለውጥ ጓጉቻለው ። መንግስት በቴክኖሎጂ ስኬታማ ለመሆን ምቹ ሁኔታን መፍጠር እንዳለበትም አክለዋል ። "" በቴክኖሎጂ ገበያ ውስጥ የችሎታ እጥረት አለ "" ሲል ማርቲ ካጋን በቴክኖሎጂ ገበያ ውስጥ ስላለው የችሎታ እጥረት ተናግሯል ። እኔ ከ ሳፍራንሲስኮ ነኝ ። እዚያ መኖር በጣም ውድ ስለሆነ ሰዎችን ማግኘት በጣም ከባድ ነው ። ብዙ ሰዎች እዚያ መኖር እና መስራት አይችሉም ። ስለዚህ የችሎታ እጥረት አጋጥሞናል ። ተሰጥኦ እንፈልጋለን ። በቻይና ፣ በህንድ እና በአውሮፓ ብዙ እንሰራለን ። በናይጄሪያ ውስጥ ብዙ ችሎታ ያላቸው እና ስራ የሌላቸው ግለሰቦች አሉ ። ሀሳቡ ለናይጄሪያውያን ወይም እንደ ጎግል ላሉ ዓለም አቀፍ ኩባንያዎች ጋር ናይጄራዊያን የተሻለ ስራ እንዲያገኙ መርዳት እና ምርቶችን እንዲፈጥሩ ማስቻል ነው ። ሲሊኮን ቫሊ የምርት ቡድን ( SVPG ) ለንግድ ድርጅቶች የስልጠና እና የማማከር አገልግሎት እንደሚሰጥ እንጂ የ��ንዘብ ድጋፍ እንደማይሰጥ ገልጿል ። እንደ ካጋን ገለፃ ፣ የምርት አስተዳዳሪዎችን ብቻ ሳይሆን ከከፍተኛ መሪዎች እና ከመላው ኩባንያ ጋር ይሰራሉ ። ካጋን በመዝጊያው ላይ ክርስቲያን እና የቡድኖቹን አባላት በቴክኖሎጂ ማህበረሰቡን ለማዳበር የሚያደርጉትን ጥረት እውቅና ሰጥተዋል ፣ እናም በናይጄሪያ ያለው የቴክኖሎጂ ማህበረሰብ በፍጥነት እንዲፋጠን ያለውን ተስፋ ገልጿል ። ልዕልት ኢዶ - ኦሳጊ ከ ኢንተርስዊች የጠበቁት ከ 200 በመቶ ( 200 % ) በላይ መሆኑን በመጥቀስ በኢንስፓየር አፍሪካ ጉባኤ መደሰታቸውን ገልፀዋል ። ከ አላማቸው አንዱ የቡድን ሰዎችን በአንድ ጊዜ ለስራ ማሰልጠን ሲሆን ይህንንም አላማ ማሳካት እንደቻሉ ተናግራለች ። ኢዶ - አሳጊም እንደ ኢንስፖየር አፍሪካ ጉባኤ ባሉ ክስተቶች አስፈላጊነት እና ጥቅሞች ላይ አስተያየት ሰጥቷል ። እንደሷ ያሉ ኩባንያዎች በአፍሪካ ውስጥ ላሉ በርካታ ችግሮች አዳዲስ መፍትሄዎችን እንዲማሩ እና እንዲዳብሩ ዕድል እንደሚሰጡ ገልፃለች ።","Global product leaders lead the call for African innovation, technology and growth at the Inspire Africa Conference On September 18, 2023, the Innovate Africa Foundation joined forces with the Silicon Valley Product Group (SVPG), WorkNigeria, and Interswitch to kickstart the 'Inspire Africa Conference' at the Eko Convention Centre in Lagos, Nigeria. This four-day event aimed to inspire Africa's young talent to harness the power of technology to shape the continent's future. Rebecca King, representing the Innovate Africa Foundation, highlighted the conference's pivotal role in elevating the capabilities of African youth in product development. The workshops will provide emerging talents with entry-level career opportunities and deepen the knowledge of those already in the product ecosystem. This will contribute towards enhancing product innovation not only in Nigeria but also across Africa. Marty Cagan, renowned global product leader and founder of SVPG, emphasised the importance of young African minds leveraging technology to establish transformative enterprises capable of creating meaningful employment opportunities for the continent's fast-growing youth population. Cagan guided the audience through a journey of guiding principles and concepts in product management. He stated that products are powered by insights and that it is a team sport. He added that product teams should have direct access to users, data, and stakeholders to create a good product. He spoke about product discovery as the process by which an effective solution is developed, emphasising its role in managing risks. Cagan also touched on product delivery, noting that small, consistent changes are more effective than seasonal updates. He closed with the concept of a product culture, asserting that great product teams have great cultures. Finally, he advised the audience, 'You have to overcome your fear of failure to build your product.' Cagan proceeded to introduce the industry heavyweights who make up the esteemed partners of the Silicon Valley Product Group (SVPG): Jon Moore, Lea Hickman, Chris Jones, Martina Lauchengco, and Christian Idiodi, all of whom actively participated in the conference and workshop training. The conference featured a range of insightful panel sessions, providing an invaluable platform for participants to glean insights. One of these panel sessions, titled 'Leading from the Front,' featured local product leaders such as Funto Akinbeshin, Senior Product Manager at Spotify; Princess Edo-Osagie, Product Leader at Interswitch Group; Anthony Isichei, Senior Product Manager at Pagatech Limited; Temi Giwa, Product Lead at Paystack Nigeria; and Zainab Arilesere, Product Leader at Omnibiz Africa. They shared their journeys into product management, their approaches to guiding and communicating with teams, and the qualities they seek when hiring, which they identified as curiosity, problem-solving skills, grit, and effective communication. Marina Lauchengco delivered an in-depth keynote titled 'How Africa Can Become a Superpower.' She shared insights on how to build great products and dispelled product myths, and gave call, saying that the time is ripe for Africa to build and ascend the ladder. Speaking to reporters at the conference, Emmanuel Idiodi who is also the founder of WorkNigeria said that Marty Cagan's new book should be out by March 2024. The book will discuss how companies can transform to operate like the best companies in the world. Idiodi also had advice for people starting out or planning to start in the tech world. He said, 'Tell people to practice problem-solving; practice it in your everyday life. If you're not good at solving problems, you won't be good at solving problems with technology. So, I say you don't need permission to solve problems. For people starting their journey, I encourage them to volunteer and find a company that is addressing the problems in their lives. Start your own company; it is the fastest way to learn what we do in product development.' Christian also expressed his fascination with Africa's potential, stating, 'Somebody asked me the other day how only 25 percent of Africa is on the internet. I replied, ""We created seven unicorns from the few people who discovered the internet."" Imagine when 30 to 50 percent of Africa discovers the internet. I am fascinated by what we have achieved without the ability to use modern technology. I look forward to what we will accomplish when we all work together using modern technology to solve problems. I am eager for us to change the landscape of all our problems, including healthcare, unemployment, work in Nigeria, online job opportunities, food, electricity—using technology to accelerate the solutions.' He added that the government needs to provide an enabling environment for technology to succeed. Marty Cagan spoke about the scarcity of talent in the tech market: 'There's a real shortage of talent in the tech market. I'm from San Francisco. It's so hard to find people because it's so expensive to live there. Most people can't afford to live there and work there. So, we've faced a talent shortage. We need talent. We do a lot in China, India, and Europe. There are many talented individuals in Nigeria without jobs. The idea is to help Nigerians get better jobs and also empower them to create products, be it for Nigerians or global companies like Google.' He clarified that SVPG doesn't fund businesses but provides training and consulting services. According to Cagan, they work with senior leaders and the entire company, not just product managers. In closing, Cagan expressed hope for the tech community in Nigeria to accelerate rapidly, and he acknowledged Christian and his team's efforts to develop the tech community. Princess Edo-Osagie from Interswitch expressed satisfaction with the Inspire Africa Conference, citing that their expectations were exceeded by 200%. She said one of their goals was to train a group of people from work simultaneously, and they were able to accomplish this objective. Edo-Osagie also commented on the importance of events like the Inspire Africa Conference. She stated that such events provide companies, like hers, with the opportunity to learn and develop innovative solutions to the numerous problems that exist in Africa.","Jagororin duniya masu samar da haja za su jagoranci gangamin ƙirƙira da fasaha da ci-gaba na nahiyar Afirka a taron ƙarfa gwiwa Afirka. A ranar 18 ga watan Satumban 2023, Gidauniyar ƙirƙira ta Afrika ta haɗa ƙarfi da karfe da Kamfanin Silicon Valley Product Group) (SVPG) da Kamfanin WorkNigeria da kuma kamfanin Interswitch domin fara taron ƙarfafa gwiwa Afirka a wurin taro na Eko a Jihar Legas Nijeriya. Wannan taro ne na kwana huɗu, an shirya shi ne domin ƙarfafa gwiwar matasa masu basira na Afrika wajen amfani da fasaha domin gina goben nahiyar. Rebecca king, wadda take wakiltar gidauniyar ƙirƙira ta Afrika ta ƙarin haske a kan muhimmiyar rawar da ƙara haɓaka ƙwarewar matasan Afirka wajne samar da ci-gaba. Taron na ƙara wa juna sani zai samar wa sabbin matasa masu basira damarmakin aiki da kuma ƙara zurfafa ilimin waɗanda tuni sun daɗe a cikin tsarin kasuwanci. Wannan zai taimaka wajen bunƙasa ƙirƙirar haja ba kawai a Nijeriya ba kaɗai ba har ma da sauran sassan Afurka. Shahararriyar mai samar da haja ta duniya Marty Cagan, shugaba kuma mamallakiyar SVPG ta jaddada muhimmancin matasan Afrika wajen amfani da fasaha domin samar kasuwanci wanda ka iya haifar da ayyukan yi masu ma'ana ga matasan nahiyar masu yawan gaske. Cagan ta jagoranci masu mahalatta taron wajen nuna musu ƙa'idoji da kuma hanyoyin kula da kasuwanci. Ya bayyana cewa, haja na samun karɓuwa ne bisa ga surarta, sannan kuma wanna shi ne aiki tare. Ya ƙara da cewa, ya kamata masu samar da haja su kasance sunaiya kaiwa ga masu amfani da bayanai da masu ruwa-da-tsaki domin samar da ingantacciyar haja. Ya yi magana a kan samar da haja ta hanyar bincike a matsayin matakin samar da mafita da jadda muhimmancinta wajen kula da barazana. Haka kuma Cagan ya yi magana a kan kai haja, inda ya lura cewa ƙananun sauye-sauye masu ɗorewa sun fi tasiri fiye da na dogon zango. Ya ƙarƙare da bayyana ma'anar al'adar haja, tare da bayyana cewa manyan haɗakokin haja suna da muhimman al'adu. Daga ƙarshe, ya bai wa masu saurare shawara da, 'sai kun kawar da tsoranku na faɗuwa domin samar da hajarku. Cangan ya ci gaba, inda ya gabatar da manyan jagororin masana'antar waɗanda suka haɗa da manyan abokan hulɗar Kamfanin Silicon Valley Product Group (S.V.P.G) da suka haɗa: Jon more da Lea Hickman da Chiris Jones da Martina Lauchengo da kuma Chiristian Idiodi, waɗanda duk sun halarci taron da kuma bayar da horon. An gabatar da jerin zangunan tattaunawa a kan abubuwa masu muhimmanci waɗnda za su ba wa mahalarta taron samun zuzzurfan ilimi. Ɗaya daga cikin zangunan taron da aka yi wa take da 'Jagoranci daga gaba', ya bayyana manyan masu samar da haja na gida, kamar su Funto Akinbeshin, wanda babban mai kula da samar da haia ne Kamfanin Spotify; Princess Edo-Osagie babban mai kula da samar da haia a Kamfanin Interswitch Group; Anthony Isichei shi ne babban manajan hajar Kamfanin Pagatech Limited; Temi Giwa; mai kula da hajar Kamfanin Paystach Nijeriya da kuma Zainab Arilesere, Mai kula da hajar Kamfanin Omnibiz Afirka. Sun bayyana yadda suka yi ta faɗi-tashi wajen tafiyar da hajarsu da yadda suka dinga bi wajen nusarwa da kuma sadarwa da tim ɗin da kuma irin sharuɗian suka yi amfani da su wajen a yayin yin haya, wanda suka bayyana da tambaya da dabarun warware matsala da jajircewa da kuma iya magana. Marina Lauchengo ta gabatar da zuzzurfan bayani mai taken: 'Yadda Afrika za ta zamo gagara-badau' Ta yi cikakken bayani a bisa yadda za a samar da kyawawan hajoji da yin watsi da tunanin rashin ingancincinsu, inda ta kuma yi kira da cewa lokaci ya yi da Afrika za ta yi fice. Yayin da Emanuel Idiodi wanda shi ne mamallakin kamfanin Work Nigeria yake tattaunawa da 'yan jarida ya shaida musu cewa sabon littafin Marty Cagon zai fito nan da 24 ga watan maris 2024. Littafin zai bayyana yadda kamfanunnuka za su sauyawa su yi aiki kamar manyan kamfanunnuka a duniya. Bugu da ƙari Idiodi ya shawarci mutanen da suka fara ko suke da shirin shiga fagen duniyar kimiyya. Ya ce, ' A gaya wa mutane da su dinga jarraba hanyar warware matsala, ku dinga yin hakan a rayuwaku ta yau da kullum. Idan ba ka ƙware wajen warware matsaloli ba, to ba za ka iya warware matsalolin ɓangaren fasaha ba. Don haka, ina gaya muku ba ka buƙatar umarnin wani domin warware matsaloli. Ga mutanen da suka fara saka ɗan ba, ina mai ƙarfafa masu guiwa da su sadaukar da kansu su nemi wani kamfani wanda yake warware matsaloli a rayuwarsu. Sai ka fara kafa kamfanin kanka; ita ce hanya mafi sauri ta koyon abin da muke yi wajen bunƙasa haja'. Christian ya kuma bayyana jin daɗinsa da yunƙurin Afrika, yana mai cewa wani ya yi mini tambaya wata rana da cewa, ta yaya za a ce kashi 25 cikin ɗari ne na 'yan Afrika ke hawa intanet. Sai na ba shi amsa da cewa, 'mun samar da abubuwa bakwai masu mutuƙar muhimmanci daga waɗanda suka gano intanet'. Ka yi tunanin yayin da kaso 30 zuwa 50 cikin ɗari na 'yan Afrika suka gano intanet. Ina mai alfahari da abin da muka iya cimmawa ba tare da dogoro da fasahar zamani ba. Ina duban abin da za mu cimma yayin da muka yi aiki tare gaba ɗaya ta yin amfani da tsarin fasaha na zamani domin warware matsaloli. Na ƙagu da na ga mun canja mahangar dukkanin matsalolinmu, da suka haɗa da kula da lafiya da rashin aikin yi da aiki a Nijeriya da damammakin aiki a intanet da abinci da wutar lantarki - ta yin amfani da fasaha domin hanzarta samar da mafita.' Ya ƙara da cewa, gwamnati tana buƙatar samar da yanayin da ya dace domin ci gaban harkar fasaha. Marty Cagan ya yi magana a kan ƙarancin masu basira a kasuwar fasaha: 'Da akwai matuƙar ƙarancin masu fasaha a fagen kasuwar fasaha. Daga San Farassisko nake. Yana da wahala ka ga mutane, saboda akwai tsadar rayuwa sosai a can. Da yawan mutane ba sa iya rayuwa da kuma aiki a can. Don haka muna fuskantar ƙarancin masu fasaha. Muna buƙatar masu basira. Muna yi hakan sosai a China da Indiya da kuma Turai. Akwai mutane masu basira da dama a Nijeriya da ke zaman kashe wando. Tunanin shi ne a taimaka wa 'yan Nijeriya don samun manyan ayyuka da kuma tallafa masu su wajen ƙirƙirar hajoji, ko dai don yan Nijeriya ko kuma kamfanunuwan duniya kamar su Google.' Ya bayyana cewa SVPG ba sa bayar da kuɗaɗe ga 'yan kasuwa, sai dai suna haɗa taron horarwa da ayyukan tuntuɓa. Kamar yadda Cagan ya bayyana, suna aiki da manyan shugabanni da kuma dukkan ma'aikatan kamfani, ba wai iya manajan haja ba kaɗai. A ƙarshe, Cagan ya bayyana fata ga cibiyoyin fasaha a Nijeriya da su mike cikin gaggawa, kuma ya yaba ƙoƙarin Christian da tim nasa wajen bunƙasa fasaha acikin al'umma. Princes Edo-Osagie daga kamfanin Interswitch ta bayyana gamsuwarta da taron ƙarfafa gwiwar Afirka, tana mai cewa abin da suka yi tsammani ya ma haura da kaso 200%. Ta ce ɗaya daga cikin manufofinsu shi ne horar da rukunin jama'a don yin aiki kafaɗa-da-kafaɗa, kuma sun samu nasarar cimma wannan manufa. Edo-Osagie shi ma yi tsokaci a kan muhimmancin taro irin na ƙarfafa gwiwar Afirka,. Ta bayyana cewa irin waɗannan tarurruka suna samar wa da kamfanoni irin nata damar koyo da kuma bunƙasa hanyoyin ƙirƙirar dmin samar da mafiita ga matsalolin da suka wanzu a Afirka.","Viongozi wa bidhaa za kimataifa walitoa mwito kwa ajili ya uvumbuzi kwa Waafrika na ukuaji wa teknolojia kwenye mkutano wa uhamasishaji Afrika. Mnamo Septemba 18, 2023, mfuko wa uvumbuzi Afrika liliungana na kundi la bidhaa za bonde la Silikoni (SVPG), kikundi kazi Nigeria, na kuingilia kati ule uanzishwaji wa 'Mkutano wa uhamasishaji Afrika' kwenye kituo cha mikutano cha Eko, Lagos, Nigeria. Tukio hili la siku nne lilikusudia kuwahamasisha vijana wa Kiafrika wenye talanta kuunganisha nguvu ya teknolojia ili kuuweka vizuri mustakabali wa bara la Afrika. Mfalme Rebecca, anawakilisha Mfuko wa Ubunifu wa Afrika, alizungumzia jukumu kubwa la mkutano katika kuinua uwezo wa vijana wa Afrika kwenye maendeleo ya bidhaa. Warsha hizo zitaibua watu vipaji wenye sifa za kuingia kwenye nafasi za kazi na kuongeza maarifa kwa wale wote ambao tayari wapo kwenye mfumo wa ikolojia. Hii itasaidia katika kuimarika kwa ubunifu wa bidhaa sio tu kwa Nigeria bali ni Afrika nzima. Marty Cagan, kiongozi mashuhuri wa bidhaa za kimataifa na mwanzilishi wa (SVPG), alisisitiza umuhimu wa akili za vijana wa Afrika kujiinua kiteknolojia ili kuanzisha biashara zenye kuleta mabadiliko zenye uwezo wa kutengeneza fursa za ajira kwa ajili ya uongezekaji wa vijana kwa kasi barani humo. Cagani aliiongoza hadhira hiyo kwenye mlolongo wa kanuni elekezi na dhana kwenye usimamizi wa bidhaa. Alisema kwamba bidhaa zinaendeshwa kwa utambuzi na hilo ni suala la ushirikiano. Aliongeza kwamba timu za bidhaa inapaswa kuwa na ufikiaji wa moja kwa moja kwa watumiaji, data, na wadau ili kutengeneza bidhaa bora. Aliongelea kuhusu ugunduzi wa bidhaa kama ni mchakato ambao kupitia hivyo suluhisho la ufanisi linaendelezwa, akisisitiza umuhimu wake kwenye kudhibti majanga. Cagan pia aligusia juu ya uwasilishwaji wa bidhaa, akibainisha kuwa mabadiliko madogo, thabiti yanafaa zaidi kuliko sasisho za msimu. Alitamatisha kwa dhana ya utamaduni wa bidhaa, akidai kwaba timu kubwa za bidhaa zina tamaduni zinazofahamika. Hatimaye, aliishauri hadhira, 'inapasa uishinde hofu yako ya kushindwa ili kutengeneza bidhaa zako' Cagan aliendelea kutambulisha viwanda vikubwa ambavyo ni washirika wakubwa wa Kundi la bidhaa za Bonde la Silikoni (SVGP): Jon Moore, Lea Hickman, Chris Jones, Martina Lauchengco, and Christian Idiodi, wote hao miongoni mwao walishiriki kikamilifu kwenye mkutano huo na mafunzo ya warsha. Mkutano huo ulijumuisha vipindi mbalimbali vya paneli ya ulumbi, vyenye kutoa jukwaa la msingi kwa ajili ya washiriki kupata ufahamu. Moja ya hivi vipindi vya paneli, chenye jina 'kuongoza kutokea mbele' kilijumuisha viongozi wa bidhaa wa ndani kama vile Funto Akinbeshin, Meneja Mwandamizi wa bidhaa kutoka Spotifai; Malkia Edo-Osagie, Kiongozi wa bidhaa kutoka kundi la Intaswichi; Anthony Isichei, Meneja Mwandmizi kutoka kampuni ya teknolojia ya Paga; Temi Giwa, Kiongozi wa bidhaa kutoka PeiStak ya Nigeria; na Zainab Arilesere, Kiongozi wa bidhaa kutoka Omnibiz ya Afrika. Walishirikisha safari yao kwenye usimamizi wa bidhaa, mbinu zao za kuongoza na kuwasiliana na timu, na sifa wazitafutazo wanapoajiri, ambazo walizisema kama vile udadisi, ujuzi wa kutatua changamoto, ujasiri, na mawasiliano yenye tija. Marina Lauchengco aliwasilisha kwa kina zingatio muhimu lenye jina 'Namna gani Afrika litakuwa bara lenye nguvu' Alishiriki ufahamu juu ya jinsi ya kuunda hadithi nzuri za bidhaa na akatoa wito, akisema kwamba wakati umefika kwa Afrika kujenga na kupanda ngazi. Akizungumza na waandishi wa habari mkutanoni, Emmanuel Idiodi ambaye pia ni mwanzilishi wa KaziNigeria alisema kwamba kitabu kipya cha Martin Cargan lazima kitoke kufikia Machi 2024. Kitabu hicho kitazungumzia namna gani kampuni zinaweza kubadilika kufanya kazi kama makampuni bora ulimwenguni. Idiodi pia aliwashauri watu kuchukua hatua au kupanga kuchukua hatua kwenye ulimwengu wa teknolojia. Alisema, ,waambie watu wafanye mazoezi kwenye utatuzi wa changamoto; Fanya hivyo kwenye maisha yako ya kila siku. Kama haupo vizuri kwenye kutatua changamoto, hautakuwa vizuri kwenye kutatua changamoto zihusianazo na teknolojia. Hivyo, huwa ninasema hauhitaji ruhusa kwenye kutatua changamoto. Kwa watu ambao wanaanza safari yao, ninawashauri kujitolea na kutafuta kampuni ambayo inashughulikia changamoto hizo kwenye maisha yao. Anzisha kampuni yako; ni njia ya haraka zaidi ya kujifunza kipi huwa tunafanya kwenye maendeleo ya bidhaa. Christian pia alielezea kuvutiwa kwake na uwezo wa Afrika, akisema, 'Mtu mmoja aliniuliza siku moja inakuwaje asilimia 25 tu ya Afrika ndio ipo mtandaoni. Nilimjibu, ""Tulitengeneza kampuni saba za kipekee kutokana na hao watu wachache waliogundua mtamdao."" Itakuaje pale asilimia 30 hadi 50 ya Afrika wakigundua mtandao. Nimevutiwa na mafanikio tuliyoyafikia bila ya uwezo wa kutumia teknolojia ya kisasa. Ninatarjia tutakamilsha pale ambapo tutafanya kazi pamoja tukitumia teknolojia ya kisasa kutatua changamoto. Nina shauku ya sisi kubadilka kimazingira haya ya changamoto hizi, ikijumuisha huduma ya afya, kutokuwa na ajira, kazi nchini Nigeria, Fursa za ajira mtandaoni, chakula, umeme, kutumia teknolojia kuongeza kasi ua suluhisho. Aliongeza kwamba serikali inatakiwa kutoa mazingira wezeshi kufanikiwa kwa teknolojia. Marty Cagan alizungumzia kuhusu uhaba wa talanta kwenye soko la teknolojia: 'Kweli kuna upungufu wa talanta kwenye soko la teknolojia'. Ninatokea San Francisco. Ni vigumu kukuta watu kwasababu ni gharama sana kuishi huko. Watu wengi hawawezi kuishi huko na kufanya kazi huko. Hivyo, tunakabiliwa na upungufu wa talanta. Tuahitaji talanta. Tunafanya mengi nchini China, India, na Ulaya. Kuna watu wengi sana wenye talanta wasio na kazi nchini Nigeria. Lengo ni kuwasaidia Wanaigeria kupata kazi nzuri na kuwawezesha wao kutengeneza bidhaa, zitakazokuwa kwa ajili ya Wanaigeria au makmpuni ya kimataifa kama Gugo' Alifafanua kwamba SVPG haifadhili biashara bali inatoa mafunzo na huduma za ushauri. Kulingana na Cagan, wanafanya kazi na viongozi waandamizi na kampuni hiyo yote, na sio tu mameneja wa bidhaa. Kwenye kuhitimisha, Cagan alionyesha matumaini kwa jamii ya teknolojia nchini Nigeria kuongeza kasi kwa haraka, na alimtambua Christian na juhudi za timu yake kuendeleza jamii ya teknolojia. Malkia Edo-Osagie kutoka Intaswichi alionyesha kuridhishwa na mkutano wa kuhamasisha Afrika, akisema kwamba matarajio yao yalizidi kwa 200%. Alisema moja ya malengo yao ni kufundisha kundi la watu kufanya kazi kwa wakati mmoja, na waliweza kukamilisha lengo hili. Edo-Osagie pia alitoa maoni juu ya umuhimu wa matukio kama vile mkutano wa kuhamasisha Afrika. Alisema kwamba matukio kama hayo huzipa kampuni, kama yake, fursa ya kujifunza na kuendeleza suluhisho za uvumbuzi wa matatizo mbalimbali yaliyopo Afrika.","Àwọn aṣáájú ìpèsè ọjà àgbáyé lè síwájú ìpè fún àrà ọ̀tun fún Áfíríkà, ìmọ̀ ẹ̀rọ àti ìdàgbàsókè ní ìpàdé ìwúrí ti ilẹ̀ Áfríkà. Ní Ọjọ́ 18 oṣù kẹsàn-án, ọdún 2023 àwọn àjọ to lọ́wọ́ sí ìdìdelẹ̀ àrà ọ̀tun ilẹ̀ Áfríkà darapọ̀ mọ Silicon Valley Product Group (SVPG), WorkNigeria, àti Interswitch láti bẹ̀rẹ̀ 'Inspire Africa Conference' ni gbọ̀ngàn àpéjọ Èkó, ní ìlú Èkó ní orílè-èdè, Nàìjíríà. Ìpàdé ọjọ́ mẹ́rin yìí ní àfojúsùn láti ṣe ìwúrí fún àwọn ìpẹ́ẹ̀rẹ̀ ẹ̀bùn láti lè lo agbára ìmọ̀ ẹ̀rọ láti tún ọjọ́ iwájú ilẹ̀ Áfríkà rọ. Rebecca King, tó ń ṣojú fún àwọn àjọ to lọ́wọ́ sí ìdìdelẹ̀ àrà ọ̀tun ilẹ̀ Áfríkà ṣe àtòjọ àwọn ojúṣe pàtàkì ti àpéjọ náà tó sì ń ṣe ìgbélárugẹ agbára àwọn ọ̀dọ́ Áfíríkà ní ṣíṣe ìdàgbàsókè ọjà. Àwọn ibi-iṣẹ́ náà yóò pèsè àwọn àǹfààní ìbẹ̀rẹ̀ iṣẹ́ fún àwọn àṣẹ̀ṣẹ̀yọ ẹ̀bùn, yóò sì ṣe àwàjinlẹ̀ ìmọ̀ àwọn tó ti wà nínú àwùjọ ohun ìṣàmúlò. Èyí yóò kópa nínú ìmúdàgbà àrà tuntun káàkiri ilẹ̀ Áfríkà kìí ṣe ní orílẹ̀-èdè Nàìjíríà nìkan. Marty Cagan, gbajú-gbajà olórí ọlọ́jà àgbáyé àti olùdásílẹ̀ SVPG tẹnu mọ́ pàtàkì ọkàn àwọn ọmọ ilẹ̀ Áfríkà kéékèèké láti ṣe àmúlò ìmọ̀ ẹ̀rọ láti ṣe àgbékalẹ̀ àwọn ilé-iṣẹ́ ìyípadà tó kúnjú òṣùwọ̀n láti ṣẹ̀dá àwọn àǹfààní iṣẹ́ òòjọ́ tó ní ìtumọ̀ fún àwọn ọ̀dọ́ tó ń pọ̀ sí i ní ìlọ́po. Cagan ṣe ìtọ́sọ́nà àwọn ènìyàn tó péjọ nípa mímú wọn rin ìrìn àjò àwọn ìlànà ìtọ́sọ́nà àti àwọn àtinúdá ìṣàkóso ọjà. Ó sọ wí pé àwọn ọjà yìí ń ṣiṣẹ́ látàrí òye àti wí pé ère ìdárayá àjùmọ̀ṣe ni. Ó fikún pé àwọn ọjà ẹlẹ́gbẹ́jẹgbẹ́ yẹ kí ó ní àǹfààní tààrà fún àwọn aṣàmúlò, èsì ìwádìí àti àwọn tí ọ̀rọ̀ kàn láti ṣẹ̀dá ọjà gidi. O sọ̀rọ̀ lórí ṣíṣe àwárí ọjà tó jẹ́ ọ̀nà tí ojútùú tó yááyì yóò ṣe wáyé, ó tẹnu mọ́ àwọn ipa rẹ̀ ní ṣíṣe àmójútó ewu. Cargan tún mẹ́nuba ìfijíṣẹ́ ọjà, ó ṣe àfiyèsí pé èyí tó kéré tó sì ń wà bákannáà ní ìyípadà ju èyí tí kìí wáyé lóòrè kóórè. Ó parí pẹ̀lú àtinúdá, ó ṣe ìdánilójú pé ẹgbẹ́ ọjà ńlá ní àṣà tó yááyì. Ní ìparí, ó gba àwọn olùkópa ní ìmọ̀ràn pe; 'Ẹ nílò láti borí ẹ̀rù ìkùnà yín láti lè ṣètò ọjà yín'. Cagan tún tẹ̀síwájú láti ṣe àfihàn ilé iṣẹ́ agbérin tó wúwo tó ní àwọn akẹ́gbẹ́ ti Silicon Valley Product Group (SVPG) bíi: Jon Moore, Lea Hickman, Chris Jones, Martina Lauchengco, and Christian Idiodi, gbogbo àwọn tí wọ́n ń kópa ribiribi nínú àpéjọ àti ìkẹ́kọ̀ọ́ ìrónilágbára. Àpéjọ náà ṣe àfihàn àwọn ìpele ìfọ̀rọ̀jomitoro ọ̀rọ̀ olóye, pípèsè àwọn ààyè tó wúlò gidigidi fún àwọn olùkópa láti jẹ àǹfààní òye náà. Ọ̀kan lára àwọn ìpele ìfọ̀rọ̀jomitoro ọ̀rọ̀ olóye pẹ̀lú àkòrí 'Ìdarí láti iwájú', ṣe àfihàn àwọn olórí ọjà ẹsẹ̀ kùkú bíi Funto Akinbeshin, Aṣàmójútó àgbà fún ọjà ní Spotify; Princess Edo-Osagie, Adarí ọjà ní ẹgbẹ́ Interswitch; Anthony Isichei, Aṣàmójútó àgbà fún ọjà ní Pagatech Limited; Temi Giwa, Adarí ọjà ní Paystack Nigeria; àti Zainab Arilesere, Ádárì ọjà ni Omnibiz Africa. Wọn ṣàlàyé ìrírí wọn ní ìrìn àjò sí ìṣàmójútó ọjà, àwọn Ìgbésẹ̀ sí ṣíṣe atọ́nà àti ọ̀nà ìbánisọ̀rọ̀ pẹ̀lú àwọn akẹgbẹ́ àti àwọn àmúyẹ tí wọ́n fẹ́ nígbà tí wọ́n bá ń ṣe ìgbanisíṣẹ́ èyí tí wọ́n ṣe àfihàn rẹ bíi níní Ìfẹ láti mọ̀, ọgbọ́n àti wá ojútùú si ìṣòro àti ọ̀nà ìbánisọ̀rọ̀ tó ní àbájáde rere. Marina Lauchengco ṣe àgbékalẹ̀ kókó ọ̀rọ̀ ìjìnlẹ̀ pẹ̀lú àkòrí 'Bí Áfíríkà ṣe lè di alágbára'. O ṣé àfihàn àwọn òye lórí bí àwọn ọjà tó yááyì ṣe lè di gbígbé kalẹ̀ àti ìtúká àwọn àròsọ ọjà, ó fi ìpè síta, ó ní pé àkókò ti tó fún Áfíríkà láti kọ́ ati láti gun àkàbà. Ní bíbá àwọn oníròyìn sọ̀rọ̀ ní àpéjọ náà, Emmanuel Idiodi tó jẹ́ akẹgbẹ́ olùdásílẹ̀ WorkNigeria sọ wí pé ìwé Marty Cagan tuntun yẹ kó jáde ní oṣù kẹta ọdún 2024. Ìwé náà yóò sọ̀rọ̀ lórí bí àwọn ilé-iṣẹ́ ṣe lè ní àyípadà kí wọ́n sì máa ṣíṣe bí i àwọn ilé-iṣẹ́ tó dára jù lọ ní àgbáyé. Idiodi tún gba àwọn ènìyàn tó ńbẹ̀rẹ̀ àti tó ń gbèrò láti bẹ̀rẹ̀ ìmọ̀ ẹ̀rọ ní àgbáyé ní imoran. Ó sọ pé, ' Ẹ sọ fún àwọn ènìyàn kí máa ṣe àgbéyẹ̀wò ojútùú sí ìṣòro; ẹ máa ṣe àgbéyẹ̀wò rẹ̀ ní ìgbé ayé yín ojoojúmọ. Bí o kò bá ní àmúyẹ wíwá ojútùú sí ìṣòro, o ò ní ní àmúyẹ wíwá ojútùú sí ìṣòro nípa lílo ìmọ̀ ẹ̀rọ. Nítorí náà, mo sọ wí pé o kò ní lò láti gba àṣẹ kí o tó wá ojútùú sí ìṣòro. Fún àwọn ènìyàn tó ṣẹ̀ṣẹ̀ ń bẹ̀rẹ̀ ìrìn àjò wọn, mo gbà wọn ní ìyànjú láti ṣe ìfarajì, kí wọ́n sí wá ilé-iṣẹ́ tó ń wá ojútùú sí ìṣòro ayé wọn. Bẹ̀rẹ̀ ilé-iṣẹ́ tìrẹ, òun ni ọ̀nà tó yára jù láti kọ́ ohun tí à ń ṣe ní ṣíṣe àgbékalẹ̀ ọjà. Christian náà fi ìjọ lójú rẹ̀ hàn pẹ̀lú ìṣeéṣe Áfíríkà, ó sọ pé' Ẹnìkan bi mí lọ́jọ́ kan bí ìdá márùn-dín-lọ́gbọ̀n Áfíríkà ṣe wà lórí ayélujára. Mo dáhùn, ' A ṣẹ̀dá ohun mériìrí méje lára àwọn ènìyàn péréte tó ṣe àwárí ayélujára ́'. Wòye nígbà tí ìdá 30 sí 50 Áfíríkà bá ṣe àwárí ayélujára. Ohun tí a ti yege nínú rẹ̀ yàmílẹ́nu láì ní agbára láti lo ìmọ̀ ẹ̀rọ ìgbàlódé. Mo wòye ọjọ́ iwájú lórí ohun tí a ó gbé ṣe nígbà tí a bá ń ṣiṣẹ́ pọ̀ pẹ̀lú lílo ìmọ̀ ẹ̀rọ ìgbàlódé láti wá ojútùú sí ìṣòro. Mo ní ìtara fún wa láti yí àlà ilẹ̀ gbogbo ìṣòro wa padà, títí mọ́ ètò ìlera, àìríṣẹ́, iṣẹ́ ṣíṣe ní Nàìjíríà, àǹfààní iṣẹ́ lórí ayélujára, oúnjẹ iná ẹ̀lẹ́tíríìkì nípa lílo ìmọ̀ ẹ̀rọ láti ṣe àgbékalẹ̀ ojútùú ní kíákíá. Ó fikun pé ìjọba nílò láti pèsè àyíká tó rọrùn fún àṣeyọrí ìmọ̀ ẹ̀rọ. Marty Cagan sọ̀rọ̀ nípa ọ̀wọ́n gógó ẹ̀bùn ní ọjà ìmọ̀ ẹ̀rọ: ' Àdínkù ńlá bá ẹ̀bùn ní ọjà ìmọ̀ ẹ̀rọ'. Mo wá láti orílẹ̀-èdè San Francisco. Ó ṣòro púpọ̀ láti rí àwọn ènìyàn nítorí ìgbé ayé ibẹ̀ wọ́n púpọ̀. Ọ̀pọ̀lọpọ̀ àwọn ènìyàn ní kò lè rọrùn fún láti gbé ibẹ̀ tàbí ṣiṣẹ́ níbẹ̀. Nítorí náà, a ti kojú àdínkù ẹ̀bùn. A nílò ẹ̀bùn. À ń ṣe ohun púpọ̀ ní China, India àti Europe. Ọ̀pọ̀lọpọ̀ àwọn ènìyàn tó lẹ́bùn ló wà ní Nàìjíríà tí kò níṣẹ́. Èrò náà ni láti ran àwọn ọmọ orílẹ̀-èdè Nàìjíríà lọ́wọ́ láti rí iṣẹ́ gidi, kí a sì ró wọn lágbára láti ṣẹ̀dá àwọn ọjà bó ṣe fún ilẹ̀ Nàìjíríà tàbí ilé-iṣẹ́ káàkiri àgbáyé bíi Google. O ṣé àlàyé pé SVPG kìí fún okòwò lówó ṣùgbọ́n ó ń pèsè ààyè ìdánilẹ́kọ̀ọ́ àti àbẹ̀wò ṣíṣe. Gẹ́gẹ́ bí Cagan ti sọ, wọ́n ń ṣiṣẹ́ pẹ̀lú àwọn olùdarí àgbà àti gbogbo ilé-iṣẹ́ lápapọ̀. Ní ìparí, Cagan ṣe àfihàn ìrètí fún àgbegbè ìmọ̀ ẹ̀rọ ní Nàìjíríà láti yára kíákíá, ó sì kan sárá sí Christian àti àwọn akẹgbẹ́ rẹ fún ipa tí wọ́n kó láti ṣe àgbékalẹ̀ àwùjọ fún ìmọ̀ ẹ̀rọ. Princess Edo-Osagie láti Interswitch ṣe àfihàn ìtẹ́lọ́rùn rẹ̀ pẹ̀lú àpéjọ ọ̀rọ̀ ìṣítí fún ilẹ̀ Áfíríkà, ó sì tọ́ka sí pé àwọn ohun tí wọ́n ń retí ti tayọ 200%. Ó sọ pé ọ̀kan lára àwọn èròǹgbà ni láti kọ́ àwọn ènìyàn kọ̀ọ̀kan láti ibi iṣẹ́ ní tẹ̀lé ń tẹ̀lé, àwọn sì mú èròǹgbà àwọn ṣẹ. Edo-Osagie náà tún sọ̀rọ̀ lórí pàtàkì àwọn ìpàdé bíi àpéjọ ọ̀rọ̀ ìṣírí fún ilẹ̀ Áfíríkà. Ó sọ pé irúfẹ́ àwọn ìpàdé yìí máa ń pèsè àwọn ilé-iṣẹ́ bíi tòun pẹ̀lú àǹfààní láti kẹ́kọ̀ọ́ àti ṣe àgbékalẹ̀ àwọn àrà tuntun fún ojútùú sí ọ̀pọ̀lọpọ̀ ìṣòro tó wà ní Áfíríkà.","Abaholi abahola imikhiqizo yamazwe omhlaba bahlaba ikhwelo lamasu amasha aqhamuka e-Afrika, ezobuchwepheshe kanye nentuthuko ku-Inspire Afrika Conference Ngomhlaka-18 kuMandulo, 2023, i-Innovate Africa Foundation yahlanganyela ne-Silicon Valley Product Group (SVPG), i-WorkNigeria, kanye ne-Interswitch ukuze kuqaliswe i-'Inspire Africa Conference' e-Eko Convention Centre eLagos, eNigeria. Lo mcimbi wezinsuku ezine kuhloswe ngawo ukukhokhela inhlansi etsheni enethalente yase-Afrika ukuze kwenziwe ngcono amandla ezobuchwepheshe ukuze kubunjwe ikusasa lezwekazi. URebecca King, omele i-Innovate Africa Foundation, wagqamisa indima ebalulekile yengqungquthela ngokuphathelene nokuphakamisa okwazi ukwenziwa yintsha yase-Afrika ngokuphathelene nokuthuthukiswa kwemikhiqizo. Umhlangano wokucobelelana ngolwazi uhlinzeka abanethalente elisafufusa ngamathuba emisebenzi kanye nokujulisa ulwazi lwalabo asebevele bekuhlelo lokwenza umsebenzi lomkhiqizo. Lokhu kuzoba nomthelela ekuqhamukeni namasu amasha ngokuphathelene nomkhiqizo okungekona kuphela eNigeria kodwa e-Afrika yonkana. UMarty Cagan, umholi ongusaziwayo ngokuphathelene nomkhiqizo emhlabeni wonke kanye nomsunguli weSVPG, wagcizelela ukubaluleka kokuthi intsha yase-Afrika isebenzise ngokuseqophelweni eliphezulu ubuchwepheshe ukuze kusungulwe izinkampani eziletha izinguquko ezikwazi ukudala amathuba omsebenzi akha umqondo entsheni ekhula ngamandla yezwekazi. UCagan wahola izethameli ngokuphathelene nohambo lwemigomo engumhlahlandlela kanye nemiqondo yokwengamela imikhiqizo. Wathi imikhiqizo inikwa mandla ulwazi kanti lokho-ke kuwumsebenzi wethimba. Wengeza ukuthi amathimba omkhiqizo kumele akwazi ukufinyelela ngqo kubasebenzisi, imininingo, kanye nababambiqhaza ukuze bakhe umkhiqizo omuhle. Wakhuluma ngokuthola ngomkhiqizo njengenqubo lapho kuthuthukiswa khona isisombululo esisebenzayo, kugcizelelwa indima yaso ekwengameleni izingozi. UCagan waphinda wakhuluma kafushane nangokusebenza komkhiqizo, hhayi into encane kangako, izinguquko ezenzeka njalo ezisebenza kangcono kunokufakwa kwezakamuva ngezikhathi ezithile. Wavala ngomqondo wosiko lomkhiqizo, egcizelela ukuthi amathimba omkhiqizo amahle asebenzisa anosiko oluhle. Ekugcineni, wacebisa izethameli ukuthi, 'Kumele unqobe ukwesaba kwakho ukungaphumeleli ukuze wakhe umkhiqizo wakho.' UCagan waqhubeka ngokwethula izinkakha zemboni ezingabalingani abavelele be-Silicon Valley Product Group (iSVPG): uJon Moore, uLea Hickman, uChris Jones, uMartina Lauchengco, kanye noChristian Idiodi, ababamba iqhaza elibonakalayo nabo engqungqutheleni kanye nasekuqeqesheni komhlangano wokucobelelana ngolwazi. Ingqungquthela yayinamaseshini anika ulwazi ephaneli, ayehlinzeka ngezithangami ezibalulekile zokuthi ababambiqhaza bacoshe ulwazi. Amanye ala maseshini ephaneli, yayinesihloko esithi 'Ukuhola Ngokukhomba Indlela,' eyayinabaholi bemikhiqizo bendawo abafana noFunto Akinbeshin, iSenior Product Manager eSpotify; uPrincess Edo-Osagie, iProduct Leader e-Interswitch Group; u-Anthony Isichei, iSenior Product Manager ePagatech Limited; uTemi Giwa, iProduct Lead ePaystack Nigeria; noZainab Arilesere, iProduct Leader e-Omnibiz Africa. Babelana ngohambo lwabo ngokuphathelene nokwengamela umkhiqizo, lokhu abakwenzayo ngokuphelene nokuhola kanye nokuxhumana namathimba, kanye nalokho abakubhekayo uma beqasha, abakuhlonza njengokufuna ukwazi, amakhono okusombulula izinkinga, isibindi, kanye nokuxhumana ngendlela efanele. UMarina Lauchengco wethula inkulumo ejulile enohlonze esihloko sithi 'Indlela i-Afrika Engaba Yisikhondlakhondla Ngayo.' Wabelana ngolwazi lokuthi yakhiwa kanjani imikhiqizo emihle ngokwedlulele futhi wachitha nezinkoleloze ngomkhiqizo, futhi wahlaba ikhwelo lokuthi sekuyisikhathi sokuthi i-Afrika yakhe futhi ikhuphuke esitebhisini. Ekhuluma nabacosheli bezindaba engqungqutheleni, u-Emmanuel Idiodi nophinde abe umsunguli we-WorkNigeria wathi incwadi entsha kaMarty Cagan kumele ukuba izobe isiphumile ngoNdasa ka-2024. Incwadi iyodingida ukuthi izinkampani zingashintsha kanjani ukuze zisebenze njengezinkampani ezihamba phambili emhlabeni. U-Idiodi waphinde weluleka abantu abasaqala noma abahlela ukuqala emhlabeni wezobuchwepheshe. Wathi, 'Tshelani abantu ukuthi bazejwayeze ukusombulula izinkinga empilweni yabo yansuku zonke. Uma ungemuhle ekusombululeni izinkinga, ngeke ube muhle ekusombululeni izinkinga ngobuchwepheshe. Ngakho-ke, ngithi kini anidingi mvume ukuze nisombulule izinkinga. Kubantu abaqala uhambo lwabo, nginikhuthaza ukuthi nibe ngamavolontiya nokuthi nithole inkampani ebhekelela izinkinga ezisezimpilweni zenu. Qala inkampani yakho ukuze ufunde ukuthi yini okumele uyenze ekuthuthukiseni umkhiqizo ngendlela esheshayo. UChristian waphinde wazwakalisa ukuhlatshwa kwakhe umxhwele ngalokho okungenzeka e-Afrika, esho nokuthi, 'Othile wambuza kuthangi ukuthi kungani kungamaphesenti angama-25 kuphela e-Afrika aku-inthanethi. Ngampehndula ngokuthi, ""Sakhe ama-unicorn ayisikhombisa ngabantu abambalwa abathole i-inthanethi."" Cabanga okungenzeka lapho amaphesenti angama-30 ukuya kwangama-50 e-Afrika ethola i-inthanethi. Kuyangimangaza esesikuzuzile ngaphandle kokwazi ukusebenzisa ubuchwepheshe besimanjemanje. Sengilangazelela lokho esingakuzuza lapho sonke sisebenza ndawonye sisebenzisa ubuchwepheshe besimanjemanje ukusombulula izinkinga. Sengilangazelela ukuthi sishintshe indlela zonke izinkinga zethu ezibukeka ngayo, kuhlanganisa ezokunakekela kwezempilo, ukuntuleka kwemisebenzi, umsebenzi eNigeria, amathuba emisebenzi aku-inthanethi, ukudla, ubuechwepheshe obusebenzisa ugesi ukuze kusheshiswe izisombululo.' Wengeza ukuthi uhulumeni udinga ukuhlinzeka ngesimo esivumela ukuthi kuphumelele ubuchwepheshe. UMarty Cagan wakhuluma nangokuntuleka kwethalente ezimakethe zezobuchwepheshe: 'Kushoda kakhulu abantu emakethe yezobuchwepheshe. Ngiqhamuka eSan Francisco. Kunzima ukuthola abantu ngoba kumba eqolo ukuhlala laphaya. Abantu abaningi abanayo imali yokuhlala futhi basebenze laphaya. Ngakho-ke, besibhekene nokushoda kwabantu. Sidinga abantu. Senza okuningi eChina, e-India, kanye naseYurophu. Baningi abantu abanethalente abangasebenzi eNigeria. Inhloso ukusiza abantu baseNigeria ukuthi bathole imisebenzi engcono kanye nokubahlomisa ukuthi bakhe imikhiqizo, noma ngabe okwezinkampani saseNigeria noma zamazwe omhlaba njenge-Google.' Wacacisa ukuthi i-SVPG ayixhasi nezimali amabhizinisi kodwa ihlinzeka ngezinsiza zokuqeqesha kanye nokubonisana. NgokukaCagan, basebenza nabaholi abasezikhundleni eziphezulu kanye nenkampani yonke, hhayi abaphethe ukhiqizo nje kuphela. Ekuphetheni inkulumo, uCagan uzwakalise ithemba ngomphakathi wezobuchwepheshe waseNigeria ukuthi uzothuthuka ngokushesha, futhi wazisa imizamo kaChristian kanye nethimba lakhe ekuthuthukiseni umphakathi wezobuchwepheshe. UPrincess Edo-Osagie oqhamuka ku-Interswitch uzwakalise ukweneliseka nge-Inspire Africa Conference, esho nokuthi kudlulwe ngo-200% lokho abebekulindele. Uthe okunye kwabakuphokophele kwakuwukuqeqesha abantu abasemsebenzini ngesikhathi esifanayo, nokuthi bakwazi ukuzuza lokhu ababekuphokophele. U-Edo-Osagie naye waphawula ngokubaluleka kwemicimbi efana ne-Inspire Africa Conference. Wachaza ukuthi imicimbi efana nale ihlinzeka izinkampani, ezifana neyakhe, ngamathuba okufunda kanye nokuthuthukisa ukuqhamuka nezisombululo ezintsha ngokuphathelene nezinkinga ezahlukene ezikhona e-Afrika."
+"የዘመነ ፦ በናይጄሪያ ኘሮግራሚንግ ለመማር 17 መድረኮች ( እ . ኤ . አ 2023 ) በፍጥነት በማደግ ላይ ባለው የስራ መልከዓ ምድር ፣ እንደ ኘሮግራሚንግ ያሉ የቴክኖሎጂ ችሎታዎች በአለም አቀፍ ከፍተኛ ተፈላጊ ሙያዎች ዝርዝር ውስጥ መሆናቸውን ቀጥለዋል ። የሰለጠኑ የኘሮግራም አዘጋጆች እና የመተግበሪያ ገንቢዎች ፍለጋ ከፍ ብሎ አያውቅም ፣ እና በናይጄሪያ ፣ እያደገ የመጣው የወጣቶች ብዛት እና ያደገ የቴክኖሎጂ ስነ - ምህዳር ከዚህ አዝማሚያ የተለየ አይደለም ። የ ኤድቴክ ቦታ ፣ ባለፉት አስርት አመታት በተለይም የስልት ( ቴክኒካል ) ክህሎት ስልጠና ላይ ያተኮሩ መድረኮች ጉልህ ለውጦችን አሳይተዋል ። አዳዲስ መድረኮች ተፈጥረዋል ፣ አንዳንዶች ተሻሽለዋል ፣ እና ሌሎች ደግሞ በሚያሳዝን ሁኔታ ስራቸውን አቁመዋል ። በናይጄሪያ ውስጥ ኘሮግራሚንግ ለመማር አሁን ያሉ የዘመኑ እድሎች ዝርዝር እነሆ ;- ጀማሪም ሆንክ ልምድ ያለው አላማህ ጣቶችህን በኮዲንግ አለም ውስጥ ለማጥለቅ እና የላቀ ችሎታን የምትፈልግ ከሆነ ፣ ይህ ዝርዝር ለፍላጎትህ የተለያዩ አማራጮችን ይሰጣል ። እ . ኤ . አ ከ 2023 ጀምሮ በናይጄሪያ ውስጥ ኮዲንግ ለመማር ምርጥ መድረኮችን ለማግኘት ይግቡ ። እ . ኤ . አ ለ 2023 የተዘመነ ዝርዝር ባለ አስር ጎን ( Decagon ) እ . ኤ . አ በ 2018 የተመሠረተው ባለ አስር ጎን ( ዲካጎን ) የመተግበሪያ ምህንድስና ተቋም ሲሆን የ 6 ወር ፣ የሙሉ ጊዜ ፣ ሙሉ የመተግበሪያ ልማት መርሃ ግብር ያቀርባል ። ስርአተ ትምህርቱ ተማሪዎችን በኮዲንግ እና ለስላሳ ችሎታዎችን ያስታጥቃቸዋል ። ይህ መርሃግብር የአማካሪ-ምርጫን ፣ ለዕውነተኛ-ህይወት መተግበሪያዎች እና ውጥኖችን መግለፅ ፣ ለልዩ ገንቢዎች ( ዲቨሎፐሮች ) ቁርጠኛ-ያልሆነ የ 2 ወር ልምምድ እና አጠቃ��ይ የስራ ምደባ አገልግሎቶችን ያጠቃልላል ። እነዚህ አገልግሎቶች ከቃለመጠይቅ ስልጠና እና የብቃት መረጃ / ሊንክዲን ግምገማዎች እስከ ደመወዝ ድርድር ክፍለ ጊዜዎች እና የዝውውር ደብዳቤዎችን በማቅረብ ተመራቂዎች በቴክ ኢንዱስትሪ ውስጥ እንዲቀጠሩ ያደርጋል ። የመረጃ አውታረ መረብ ( ዲ . ኤስ . ኤን ) ተመራማሪዎች የቀድሞ መረጃ ስነ - ፍጥረት ናይጄሪያ ተብሎ ይጠራ የነበረው ዲ . ኤስ . ኤን 100,000 የናይጄሪያ ወጣቶችን በላቀ ትንታኔ እና መረጃ ስነ - ፍጥረት ለማሰልጠን ፣ ለማማከር እና ለማነሳሳት ያለመ ነው ። ይህ ለትርፍ ያልተቋቋመ ከናይጄሪያ የመጡ ልምድ ያላቸው የመረጃ ተመራማሪዎች እና ዲያስፖራ ወጣቶች ተነሳሽነት ናይጄሪያንን ለማሰልጠን እና ለመምከር ፍቃደኛ ሰራተኞችን ያካትታል ። ዲ . ኤስ . ኤን ማህበረሰቡን የበለጠ ለማሳተፍ የአጭር ጊዜ ትምህርቶችን ፣ የማስተርስ ክፍሎችን ያቀርባል እናም ውድድሮችን ያዘጋጃል ። ዩኒቨልሲቲ እ . ኤ . አ በ 2016 የተመሰረተው ዩኒቨርሲቲ በድረ ግንባታ ፣ በመረጃ ስነ - ፍጥረት ፣ በምርት ንድፍ ፣ ቅጅ ፅሁፍ ፣ በምርት ግንባታ እና የሳይበር ደህንነት ዋና እና አጎራባች ትምህርቶችን ይሰጣል ። ይህ መድረክ ከ 2 ወር እስከ 6 ወር ቆይታ ያለውን አካላዊ እና የመስመር ትምህርቶችን ይሰጣል ። ኮድሊን ኮድሊን ( codeln ) ከጫፍ እስከ ጫፍ የስልት ምልመላ መድረክ ሲሆን እንዲሁም የገንቢ ክህሎት ድልድይ መርሀ ግብር ይቀርባል ። እንደ አይ ቢ ኤም እና ማይክሮ ሶፍት ካሉ የቴክኖሎጂ ግዙፍ ኩባንያዎች ጋር በመተባበር ኮድሊን ( codeln ) ራስን ለማሰልጠን ግብአቶችን ያቀርባል ፣ በቦታው ላይ ትምህርትን ያዘጋጃል እና ብዙ ሰዎች የኮምፒውተር መርሀ ግብር ላይ ተገኝተው የሚሳተፉበትን / ሃካቶኖችን / ያደራጃል ። ይህ መድረክ የሰለጠኑ ግለሰቦችን ከቅጥር ኩባንያዎች ስብስብ ጋር ያገናኛል እና ለክህሎት ማረጋገጫ የግምገማ መድረክ ያቀርባል ። ቴክ ከዌስት ቴክ ከዌስት በተለያዩ የቴክኖሎጂ መስኮች የ 8 ሳምንት ሰርተፍኬት ትምህርቶችን የሚሰጥ ለትርፍ ያልተቋቋመ የኢድቴክ ድርጅት ነው ። እነዚህም የፊት ለፊት እና የጀርባ የድር ግንባታ ፣ የሳይበር ደህንነት ፣ የመረጃ ትንታኔ እና ዲጂታል ግብይትን ያካትታሉ ። ድርጅቱ ለልጆች እና ለታዳሚዎች የኮዲንግ የአጭር ጊዜ ትምህርቶችን ይሰጣል ፣ እናም ትምህርቶቹ የሚቀርቡት በቦታው እና በድብልቅ የስልጠና ሞዴሎች ነው ። ዩቲቫ እ . ኤ . አ በ 2018 የተመሠረተ ዩቲቫ በተለያዩ የቴክኖሎጂ ትምህርቶች አሰልጣኝ ፣ አማካሪዎች ፣ ልምምዶች ፣ ግብአቶች እና አጫጭር ትምህርቶች የሚሰጥ ምናባዊ የመማሪያ መድረክ ነው ። እነዚህም የመረጃ ትንተናን ፣ የምርት አስተዳደር ፣የምርት ንድፍ ፣ ግብይት እና የመተግበሪያ ልማትን ያካትታሉ ። ዩቲቫ ለትክክለኛ ግምገማ የመስመር ላይ የቀጥታ ክፍሎችን ከጥያቄዎች እና ከውጥኖች ጋር በማጣመር ዘጠኝ የትምርት ክፍሎችን ያካሄዳል ። ተማሪዎች ትምህርቱን በተሳካ ሁኔታ ሲያጠናቅቁ በአለማቀፍ ደረጃ እውቅና ያላቸው የምስክር ወረቀቶች ይሸለማሉ ። ሩትኸብ ( TRH ) ሩትኸብ በኢባዳን ፣ ሌጎስ ፣ አባካሊኪ ፣ ኡዮ እና ፓርት ሃርኮትን ጨምሮ በ አምስት የናይጄሪያ ከተሞች የቴክኖሎጂ ስልጠና እና የዲጂታል ክህሎት ማግኛ ኘሮግራሞችን ያቀርባል ። የዘጠኝ አመቱ ጅምር በድረ ግንባታ ፣ በዲጂታል ግብይት ፣ በግራፊክስ ንድፍ እና በኘሮግራሚንግ ላይ የሚያተኩር አራት ሳምንት ቆይታ ያለው ጥልቅ የስልጠና መርሃ ግብር ነው ። ከ ሩትኸብ ምርቶች ውስጥ አንዱ ጋይድ . ኤንጂ ( Gide.Ng ) በመረጃ ትንታኔ ፣ በውጥን አስተዳደር እና በሌሎችም ሙያዊ ትምህርቶችን እና የምስክር ወረቀቶችን የሚሰጥ የቀጥታ ት���ህርት መድረክ ነው ። ዲቪኬር (DevCareer) ዲቪኬር የመተግበሪያ ገንቢዎች እና የአይቲ ባለሙያዎች እንዲሆኑ ግለሰቦችን የሚደግፍ ለትርፍ ያልተቋቋመ የቴክኖሎጂ ኩባንያ ነው ። ከቴክ ጅምሮች ፣ ከባለሀብቶች ፣ ከመንግስት እና ከቴክኖሎጂ ማዕከላት ጋር በመተባበር በተለያዩ ተነሳሽነቶች የላኘቶፖችን ፣ የበይነመረብ ፣ የጋራ መስሪያ ቦታዎች እና የመማሪያ ግብአቶችን ይሰጣሉ ። አልት ትምህርት ቤት በአፍሪካ በአፍሪካ ያለው አልት ትምህርት ቤት በየወሩ 30 ዶላር በማስከፈል በምህንድስና ፣ በምርት እና በመረጃ የ 12 ወራት የዲኘሎማ ሰርተፍኬት ትምህርቶችን በከፍተኛ ሁኔታ ይሰጣል ። ስርአተ ትምህቱ የተነደፈው ተማሪዎችን ለስራ ዝግጁ ለማድረግ ነው ፣ እና ደግሞ ትምህርቱ ሲጠናቀቅ የስራ ዕድገት እገዛ ይሰጣል ። ኤችአይአይቲ (HiiT) ኋላፊነቱ የተወሰነ የግል ማህበር ኤች.አይ.አይ.ቲ (HiiT) ኋ . የተ . የግ . ማ በናይጄሪያ ውስጥ ካሉት የረጅም ጊዜ የቴክኖሎጂ ማሰልጠኛ መድረኮች አንዱ ነው ። መረጃ ስነ - ፍጥረት ፣ የመተግበሪያ ምህንድስና ፣ መተግበሪያ ግንባታ ፣ ክላውድ ኮምፒዩቲንግ እና ግራፊክስ ንድፍን ጨምሮ የተለያዩ ትምህርቶችን ይሰጣል ። ኤች.አይ.አይ.ቲ (HiiT) እንደ ማይክሮሶፍት ፣ ኦራክል እና ጎግል ካሉ ትላልቅ የቴክኖሎጂ ኩባንያዎች ጋር በመተባበር በሌጎስ ፣ አቡጃ ፣ ካሮ እና ኢባዳን የስልጠና ማዕከላት አሉት ። አንከር ሶፍት ከፍተኛ ትምህርት ቤት አንከር ሶፍት ከፍተኛ ትምህር ቤት ከፊት ለፊት ግንባታ ፣ ሙሉ የድረ ግንባታ ፣ የተንቀሳቃሽ የእጅ ስልክ መተግበሪያ ግንባታ እና የድር ንድፍን ጨምሮ ከገበያ ጋር ተዛማጅ ያላቸውን ትምህርቶች ያቀርባል ። የከፍተኛ ትምህርት ቤቱ አላማ ተማሪዎችን ወደ ስራ እንዲገቡ የሚያደርጉዋቸውን ተግባራዊ ክህሎቶችን ማቅረብ ነው ። እንዲሁም ለፈጠራ ማህበረሰባቸው የበይነ መረብ የሚካሄድ ትምህርታዊ ጉባዔ እና ስብሰባዎችን ያዘጋጃሉ ። ትምህርቶች በአካል ወይም በመስመር ላይ ሊወሰዱ ይችላሉ ፣ እና የተማሪ ብድር እና ስኮላርሽፕም ይገኛል ። የትምህርቱ የቆይታ ጊዜ ከሶስት እስከ ስድስት ወራት ሲሆን ወጭውም በ 250,000 እና 300,000 መካከል ነው ። እ . ኤ . አ ከ 2017 ጀምሮ ያሉ ዝርዝሮች ( የአሰራር ሁኔታ ) አንዴላ ( የንግድ ሞዴል ወደ ተሰጥኦ አስተዳደር እና የውጭ አቅርቦት የተለወጠ ) አንዴላ በ 4 አመታት ጊዜ ውስጥ አፍሪካውያን አለም አቀፍ ደረጃቸውን የጠበቁ የመተግበሪያ ገንቢዎች እንዲሆኑ የሚያሰለጥን ነው ። የሚገርመው ነገር እየተማርክ ይከፍሉሀል ። አንዴላ በናይጄሪያ እና በሌሎች በአፍሪካ ከተሞች ማለትም በናይሮቢ እና ኡጋንዳ ያለውን የገንቢ እጥረት ችግርን በመቅረፍ ከፍተኛ ሚና ከተጫወቱት መካከል አንዱ ነበር ። ነገር ግን ፣ አንዴላ ኘሮግራሚንግን ለማስተማር አዲስ ተማሪዎች ምንም አይነት ኮድ የማድረግ ዕውቀት ሳይኖራቸው ይቀበላሉ የሚል አጠቃላይ የተሳሳተ ግንዛቤ አለ ። ይህ እውነት እና በተመሳሳይ ጊዜ እውነት ያልሆነ ነው ። አመልካቾች በመሰረቱ የመተግበሪያ ግንባታ መግቢያን የሚገልፅ የቤት - ጥናት ትምርት ተሰጥቷቸዋል ። ይህ አዲስ ጀማሪዎች ከመግባታቸው በፊት የመርሀ ግብሩ ስሜት እንዲሰማቸው ለመርዳት የታሰበ ነው ። ነገር ግን ትምህርቱን ከሚያስፈልጉት የትምህርት ግብአቶች ጋር ለማዋሃድ የተሰጠው ጊዜ ለእውነተኛ አዲስ ጀማሪዎች በጣም አጭር መሆኑን ግምት ውስጥ ለማስገባት አንዴላ ጋር ከማመልከትዎ በፊት ራስን የማስተማር መንገድን ለጥቂት ጊዜ ማለፍ ጥሩ ነው ። አንዴላ ጋር የሚሰሩ በሙሉ ከ አጠቃላይ የአራት አመታት ስልጠና ውስጥ ከሁለት አመት ጊዜ በፊት መልቀቅ አይችሉም ። እንደ እውነቱ ከሆነ ( 15000 ዶላር ) የስልጠናውን ወጭ ለመመለስ 2 ዓመት እንደሚፈጅ ይገመታል ፣ ስለዚህ 2 አመት ሳይሞላ ከለቀቁ ቀሪውን እንድትከፍሉ ውል ተዘጋጅቷል ። ከ 18 ወራት በኋላ ከወጡ 1/4 ኛውን ይከፍላሉ ነገር ግን ከ 2 አመት ወይም ከ 24 ወራት በኋላ ያለምንም እዳ በነፃ መሄድ ይችላሉ ። የአንዴላ መተግበሪያ አመቱን ሙሉ ሳይክል በሚባሉ መስኮቶች ይከፈታል እና ይዘጋል ። የአሁኑ መርሀ ግብር እ . ኤ . አ መጋቢት 10 ፣ 2017 ላይ ይዘጋል ። ስዊች ( ከአሁን በሗላ ስራ ላይ ላይሆን ይችላል ) ስዊች በናይጄሪያ ውስጥ የሚገኝ በበይነ መረብ ግንኙነት ቴክኖሎጂ ትምህርት እና በመተግበሪያ ግንባታ ውስጥ ካሉት አዳዲስ ተጨማሪዎች አንዱ ነው ። ስዊች እንደ አንዴላ "" [በቴክ] ተሰጥኦ ግኝት ፣ ማፋጠን እና አቀማመጥ ላይ ያተኮረ ሲሆን ፣ ግን በብዙ መልኩ የተለዩ ናቸው ። አንዴላ የ 4 አመታት ስልጠና እና ቆይታ የሚሰጥበት ቦታ ፣ የስዊች ህብረት ግን የሚቆየው ለ 1 አመት ከ 3 ወራት ነው -- ይህም 3 ወሩን በጠነከረ ስልጠና እና ክፍያ እስኪያገኙ ድረስ ክህሎታቸውን እና የስራ ልምዳቸውን እንዲያሳድጉ በኩባንያዎች ውስጥ የ 12 ወራት የስራ ምደባ ይሰጣል ። በያባ እምብርት የሚገኙ በከፍተኛ ትምህርት ቤት ውስጥ ያሉ ተማሪዎች በየቀኑ ነፃ ምሳ ፣ የመጓጓዣ እና የመጠለያ አበል ክፍያ ያገኛሉ ። አመልካቾች ብልህ እና ችሎታ ያላቸው ከሆኑ ለሰዎች ከፍተኛ ትምህርት ቤት ለ 3 ወራት ጥልቅ ስልጠና በነፃ መመዝገብ ይችላሉ ። ከ 3 ወር ጊዜ በኋላ፣ በአንድ አመት የምደባ ጊዜ ውስጥ የደሞዛቸው መቶኛ ይቀንሳል ። የሰዎች ህብረት ቅድመ ሁኔታዎችን ከግምት ውስጥ በማስገባት የኮድ ክህሎቶች ቀዳሚ እውቀት ከሌለዎት ለእርስዎ አይሆንም ። ሞአት ከፍተኛ ትምህርት ቤት ( አሰራሮች ) ሞአት ከፍተኛ ትምህርት ቤት "" ብዙ ስራ አጥ ሰዎችን ተቀጥረው እንዲሰሩ በማድረግ በትምህርቱ እና በቴክኖሎጂ ኢንዱስትሪው መካከል ያለውን ልዩነት መድፈን ይፈልጋል ። በሌጎስ ላይ የተመሰረተው ሞኦት ከፍተኛ ትምህርት ቤት በአለም አቀፍ ደረጃ ተቀባይነት ያላቸውን ምርጥ ተሞክሮዎችን ለመቅረጽ በምንም አይነት የትምህርት የኋላ ታሪክ ያላቸው ባንቢዎችን አሰልጥኛለሁ ይላል ። አመልካቾች በተግባር ላይ የተመሰረቱ አጋዥ ስልጠናዎችን የሚያካትት የ 10 ሳምንት በጥልቅ የትምህርት መምሪያ ቦታ ያልፋሉ ። ጥንካሬው ምንም ቢሆን የስልጠናው ጊዜ አጭር ነው ። ሆኖም ፣ ሞአት ከፍተኛ ትምህርት ቤት ለስልጠና ስልቶቹ ተግባራዊ ዘዴን ወስዷል ። ተሳታፊዎቹ በየቀኑ ለ 7 ሰአታት እንዲሰሩ እና ለተጨማሪ 4 ሰአታት በቤታቸው እንዲሰሩ ያደርጋሉ ። ለሞአት ከፍተኛ ትምህርት ቤት የመጨረሻ ተማሪዎች ማመልከቻ እ . ኤ . አ የካቲት ላይ አብቅቷል ፣ ነገር ግን ለቀጣዩ ተማሪዎች መቀበያ ቀን በድህረ - ገፅ ላይ ማየት ይችላሉ ። ኘሮጃሮ ( አሰራር ) ኘሮጃሮ በአቡጃ የሚገኝ ጀማሪ አሰልጣኞችን እና የመተግበሪያ መሀንዲሶችን በ 1 አመት ውስጥ "" የአለም ደረጃ"" እንዲሆኑ ሃይል የሚሰጥ ነው ። በአብጃ አካባቢ ወይም በአጠቃላይ ሰሜናዊ ናይጄሪያ አካባቢ ካሉ ኘሮጃሮ ለርስዎ ነው ። ምንም እንኳን ዜሮ ክህሎቶች ያላቸውን የመተግበሪያ ገንቢዎች ለማመልከት መጀመሪያ ክፍት የነበረ ቢሆንም ፣ ኘሮጃሮ አሁን ላይ መሰረታዊ የኘሮግራሚንግ እውቀት ያላቸውን አመልካቾች እንደሚመረጥ አምኗል ። ወደ ህብረቱ ለመግባት ካመለከቱ በኋላ ፣ የተሳካላየው አመልካቾች የመጨረሻው ውሳኔ የሚሆነው ለ አንድ ሳምንት የሚቆይ ትምህርት መማሪያ ውስጥ ያልፋሉ ። የኘሮጃሮ ህብረት በስልጠናው ጊዜ ለተማሪዎች ጥልቅ ውጥኖችን ፣ አጋዥ ስልጠናዎችን ፣ ትምህርታዊ ጉባኤዎች እና መስሪያ ቦታዎችን ያዘጋጃል ። ለ 3 ወራት ተማሪዎች ���ሶፍትዌር ግንባታ እና በቴክኒካል አመራር ዘርፍ የሰለጠኑ ሲሆን የሚቀጥሉት የ 3 ወራት ጊዜ ደግሞ የግል ውጥኖችን ሊያካትቱ የሚችሉ እውነተኛ ውጥኖች ይተላለፋሉ ። በኘሮጃሮ ህብረት መጨረሻዎቹ 6 ወራት ውስጥ ተማሪዎቹ በደንበኞች ውጥን ላይ እንደ ምርጫቸው በርቀት ፣ በሙሉ ጊዜ ወይም በትርፍ ጊዜ እንዲሰሩ ይከፈላቸዋል ። ሴቮኮደር ( አሰራር ) ሴቮኮደር "" ወጣቶችን ለመያዝ "" በኤንኸብ ተነሳሽነት በጆስ ፣ ኘሌቱ ግዛት በሁለተኛ ደረጃ ተማሪዎች ላይ ያነጣጠረ ነው ። መርሃግብሩ ህፃናትን እና ጎልማሶችን ኮድ እንዴት እንደሚችሉ በማስተማር በጥቂት አመታት ውስጥ ከፕላቱ ግዛት 2,000 ገንቢዎችን ለማፍራት ያለመ ነው ። ታዳጊ ተማሪዎችን በቴክኖሎጂ በተለይም በፕሮግራሚንግ ላይ ያለውን የክህሎት ክፍተት ለማስተካከል ያነጣጠረ እቅድ ነበር ። በአሁን ጊዜ ሴቮኮዳር አመልካቾችን በጆስ ከሚገኙ ሁለተኛ ደረጃ ትምህርት ቤቶች ብቻ ይመዘግባል ። ይሁን እንጂ በቅርቡ ልጆቻቸውን በ መርሃግብሩ ማስመዝገብ ለሚፈልጉ ግለሰቦች እና ወላጆች መርሃግብሩን ለማዳረስ እቅድ ተይዟል ። በጆስ አካባቢ የምትኖሩ ከሆነ እና ሴቮኮደርን የምትፈልጉ ከሆነ ኤንኸብን ያነጋግሩ ። በሲሲኸብ ድጋሚ መማር (አሰራር) ይህ በኮ - ክሪሽን ኸብ ከ አንደኛ ደረጃ 1 እስከ ኤስኤስ ሶስት ክፍሎች ከ 5 - 18 አመት እድሜ ክልል ውስጥ ባሉ ህፃናት እና ጎረምሶች ላይ ያነጣጠረ መርሃግብር ነው ። በሲሊ ኸብ እንደ ጋፍ መማር ትምህርትን ለማጎልበት ቴክኖሎጂን በመጠቀም ወጣቶችን መሰረታዊ የሶፍትዌር ምህንድስና ፣ የሶፍትዌር ግንባታ እና የኮድ ክህሎቶችን ያስተምራል ። መርሃግብሮቹ ነፃ አይደሉም ፣ ዋጋቸው ከ 25,000 እስከ 55,000 ብር ድረስ ነው ። ቅዳሜ እና እሁድ ክለብ ፣ ስሙ እንደሚያመለክተው የሳምንት እረፍት ክለብ በሳምንታት ውስጥ ጊዜ ለሌላየው ከ 5 እስከ 18 አመት ለሆኑ ህፃናት የቅዳሜ የ 2 ሰአት ትምህርት ነው ። መርሃግብሩ ለ 6 ሳምንት ይቆያል ። ከትምህርት ክበብ በኋላ ፣ ማክሰኞ እና ሀሙስ ከ አንደኛ ደረጃ 1 እስከ ኤስኤስ ሶስት ያሉ ተማሪዎች በክበቡ ውስጥ ለ 1 ሰአት የኮምፒውተር ጌም ንድፍ እና አኒሜሽን ፣ ኮድ መስራት ፣ የድህረ ንድፍ እና የኤሌክትሮኒክስ መርሃግብር ይማራሉ ። የአመት ክፍተት ክበብ ፣ ይህ ከዩኒቨርሲቲ በፊት እና ከሁለተኛ ደረጃ ትምህርት በኋላ ባለው የ 1 ዓመት ጊዜ ውስጥ ለተማሪዎች የተዘጋጀ ነው ። የመሰረታዊ የድረ - ማበልፀግ እና ፕሮግራሚንጎችን ያገኛሉ ። ተማሪዎች በየሩብ አመቱ መሰረታዊ መርሃግብሮችን ይወስዳሉ ። እ . ኤ . አ የ 2017 የመጀመሪያ ሩብ አመት ምዝገባ በአሁን ጊዜ ተዘግቷል ። ነገርግን ፣ ልጅ ካለህ ወይም ፍላጎት ካለህ፣ ለቀጣዩ ሩብ ጊዜ ወደ ቡድኑ ማስገባት ትችላላችሁ ። ምዝገባው እ . ኤ . አ በሚያዚያ ወር ይጀመራል ። ሰዋና የጠፈር ስርአት ( አሰራሩ ከአሁን በኋላ ላይቆይ ይችላል ) መግለጫው በድህረ - ገፅ ላይ ይነበባል ፣ [እኛ] በአፍሪካ እና በተያያዥ ቦታዎች መሀንዲስ ለመሆን ታላላቅ ኩባንያዎች ውስጥ የገንቢ ወይም ንድፍ ሚናዎችን እንዲወስዱ አድርገናል ። ከእርስዎ የምንፈልገው የእውቀት ረሀብ ብቻ ነው እና እርስዎ የሚወዱትን ነገር ለማድረግ ባለሙያ እንዲሆኑ እንረዳወታለን ። በሌጎስ ግዛት ዋና መስሪያ ቤት በሜሪላንድ ፣ አካባቢ የሚገኘው ስዋፕ ስፔስ በአስደናቂ የድረ ግንባታ ፣ የተጠቃሚ ልምድ እና የጃቫ ፕሮግራሚንግ የ 3 ወራት ጥልቅ ስልጠና ይሰጣል ። ለማመልከት ፣ የማይመለስ N10,000 ይከፍላሉ ይህም በመጨረሻው የትምህርት ክፍያ ውስጥ አይካተትም ። የውቅያኖስ አሃዞች ከፍተኛ ትምህርት ቤት ( ከ አሁን በኋላ ስራ ላይ ላይሆን ይችላል ) የውቅያኖስ አሃዞች ከፍተኛ ትምህርት ቤት በሌጎስ ላይ የተመሰረተ የድር እና የሶፍትዌር ግንባታ ማሰልጠኛ ከፍተኛ ትምህርት ቤት ሲሆን አላማውም ከናይጄሪያ ላሉ የቴክኖሎጂ ኩባንያዎች ዓለም አቀፍ ደረጃቸውን የጠበቁ ተሰጥኦዎችን በማቅረብ ቀጣይነት ያለው የቴክኖሎጂ ስነ - ምህዳር እድገትን ለመደገፍ ነው ። የውቅያኖስ አሃዞች እያንዳንዳቸው የ 4 ሳምንት ትምህርቶችን በመሰረታዊ ፣ በመካከለኛ ፣ በከፍተኛ አንድ እና በከፍተኛ ሁለት የድር ማበልፀግ ይሰጣሉ ። የትምህርቶቹ ክፍያ ከ N40,000 እስከ N60,000 ነው ፣ እና በድህረ - ገፁ መሰረት የተረጋገጠ የፉል - ስታክ ገንቢ ሲሆኑ የሚከፈልባቸው የ 3 ወራት ልምምዶችን ያቀርባሉ ። የትምህርት ፋብሪካ ( learn factory ) እና አሰራሮቹ አብዛኛዎቹ የኮድ ትምህርት ቤቶች በሌጎስ ወይም አቡጃ እና በሌሎች ከተሞች ውስጥ ይገኛሉ ፣ ነገር ግን በአባ የሚገኘው የትምህርት ፋብሪካ ( learn factory ) ይህንን ሁኔታ ለመለወጥ እየፈለገ ነው ። የኮድ ትምህርት ቤቱ በደቡብ ምስራቅ የሚገኙ "" ፈጣሪዎችን እና የሶፍትዌር ባለሙያዎችን "" በማሰልጠን ወደ ውጭ እየላከ ነው ። ገንቢዎች ነፃ ( በመጀመሪያ ነፃ ያልሆነ ) የሶስት ወር ጥብቅ በአንድ ቦታ የሚሰጥ ትምህርት በማድረግ ጉዟቸውን በትምህርት ፋብሪካ ይጀምራሉ ። ቁንጮ መንገድ ( ኤሊትፓዝ ) እና አሰራራቸው ኤሊትፓዝ የሶፍትዌር ኩባንያ በሀርኮት ወደብ ዝነኛዋ የነዳጅ እና የፖለቲካ ከተማ ሲሆን በሀርኮት ወደብ በቴክኖሎጂ ዘርፍ ፍላጎት እና ክፍተት አይቶ ገንቢዎችን ከዜሮ ወደ ኢንዱስትሪ ደረጃ ማሰልጠን ልዩነቱን ለማስተካከል ወስኗል ። ኤሊትፓዝ ተማሪዎችን ከዋናው የድር ቴክኖሎጂዎች የ 12 ሳምንት ፉል - ስታክ የድር ግንባታ ፣ ኤችቲኤምኤል ( HTML ) , ሲኤስኤስ ( CSS ) , ፒኤችፒ ( PHP ) , ማይኤስኪውኤል ( MYSQL ) , ጃቫስክሪፕት ( JAVA - SCREPT ) ወዘተ ያስተምራል ። የትምህርት ወቅቶች ወቅቶቹ በየቀኑ ከማክሰኞ እስከ ሀሙስ ከጠዋቱ 3 ሰአት እስከ 6 ሰአት እና ከ 7 ሰአት እስከ 10 ሰአት ናቸው ። ኤሊትፓዝ ድህረ - ገፅ መሰረት የሙሉ ትምህርቱ ዋጋ 90,000 ነው ። ራስን ማስተማር ዛሬ በናይጄሪያ ዎስጥ ካሉ ህብረቶች ገና አንድ የተለመደ ሁኔታ አለ እሱም ያለምንም እውቀት ፕሮግራሚንግ መማር ለሚፈልጉ ሰዎች እድል አለመስጠቱ ነው ። የቱንም ይህ ትንሽ ቢሆንም ለ አንዱ የቀድሞ እውቀት አሁንም ከፍተኛ ምርጫ እና እድል አላቸው ። የመኝታ ቤትዎን ሳይለቁ ወይም ከማንም ጋር ማንኛውንም ውል ሳይፈርሙ ራስዎን ኮድ እንዲያደርጉ ማስተማር ይችላሉ ። ይህ እንዲሆን የሚያስፈልግህ የበይነ - መረብ ግንኙነት እና ኮምፒውተር ( በተለይም ላፕቶፕ ) ብቻ ነው ። የሶፍትዌር ግንባታን ለመማር መንገዱ በድንጋይ የተነጠፈ እና አስቸጋሪ ነው ። ነገርግን እንደ ባለሙያዎቹ ገለፃ ፣ በራስ የመማር የሶፍትዌር ባንቢ ቁርጠኝነት ፣ ለስራ የሚስማማ መዋቅር እና መማርን የመቀጠል ችሎታ ሊዳብሩ እና ሊጎለብቱ የሚገባቸው ባህርያት ናቸው ። የሶፍትዌር ግንባታ ሰፊ መስክ ነው ፣ የትኛውን ክፍል በትክክል እንደሚፈልጉ ማወቅ ለመጀመር ጥሩ ቦታ ይሆናል ። ለመጀመር አንድ አንድ ሀብቶች ይካተታሉ እነሱም :- ኮድ አካዳሚ ( code academy ) ፣ ካሃን አካዳሚ ( khan academy ) ፣ ትሪሀውስ ( tree house ) ፣ ዩደሚ ( udemy ) ፣ ፕሉራልሳይት ( pluralsight ) ፣ ኡዳሲቲ ( udacity ) ፣ ስታክ ኦቨር ፍሎ ( stack over flow ) ፣ ኮርስራ ( coursera ) ፣ ጂትኸብ ( github ) ፣ ደብልዩ ሶስት ( W3 ) ትምህርት ቤቶች ፣ ፍሪ ኮድ ካምፕ ( free code camp ) ፣ ፊውቸር ትምህርት ( future learn ) ፣ ገንቢ ቡድኖች ( developer groups ) እና ማህበረሰቦች በማህበራዊ መረጃ ማሰራጫ ናቸው ። የፋሽን ፎቶግራፍ አንሽ ኸርብ ሪትስ ( Herb Ritts ) "" ብዙ ችሎታ ያላቸው ሰዎች እራሳቸውን ያስተማሩ ናቸው "" ብለዋል ። ራስን ማስ���ማር ለሁሉም ነገር ሰፋ ያለ እይታ ከመስጠት እውነታ ጋር የተያያዘ ነው ። በራስዎ ፕሮግራሚንግን ለመማር እየሞከሩ ከሆነ፣ ሁሉንም ነገር ያንብቡ፣ ተንቀሳቃሽ ምስልን ( ቪዲዮዎችን ) እና ጎግል ይመልከቱ ያልተረዱትን ነገር ደግሞ ያስወግዱ ።","UPDATED: 17 platforms to learn programming in Nigeria (2023) In a rapidly evolving work landscape, tech skills like programming continue to top the list of highly demanded careers globally. The search for skilled programmers and software developers has never been higher, and Nigeria, with its burgeoning youth population and growing tech ecosystem, is no exception to this trend. The edtech space, particularly those platforms focused on training for technical skills, has experienced significant changes over the last decade. New platforms have emerged, some have evolved, and others have unfortunately ceased operations. Here's an updated list of current opportunities for learning programming in Nigeria. Whether you're a beginner looking to dip your toes into the world of coding or a seasoned developer aiming to upskill, this list offers a range of options to suit your needs. Dive in to discover the best platforms for learning coding in Nigeria as of 2023. Updated list for 2023 Decagon Founded in 2018, Decagon is a software engineering institute that offers a 6-month, full-time, full-stack software development program. The curriculum equips learners with both coding and soft skills. The program includes mentor-matching, exposure to real-life applications and projects, a non-committal 2-month internship for exceptional developers, and comprehensive job placement services. These services range from interview coaching and CV/LinkedIn profile reviews to salary negotiation sessions and provision of referral letters, ensuring that graduates find employment in the tech industry. DSN (Data Scientists Network) Formerly known as Data Science Nigeria, DSN aims to train, mentor, and inspire 100,000 Nigerian youths in advanced analytics and data science. This non-profit initiative involves experienced data scientists from Nigeria and the diaspora volunteering to train and mentor young Nigerians. DSN offers bootcamps, masterclasses, and organises competitions to further engage its community. Univelcity Founded in 2016, Univelcity offers core and adjacent tech courses in web development, data science, product design, copywriting, product development, and cybersecurity. The platform provides both physical and online classes, with course duration ranging from two to six months. CodeLn CodeLn is an end-to-end technical recruitment platform that also offers a Developer Skill Bridging program. In partnership with tech giants like IBM and Microsoft, CodeLn provides resources for self-training, arranges onsite learning, and organises hackathons. The platform also connects trained individuals with a pool of hiring companies and offers an assessment platform for skill verification. TechQuest TechQuest is a non-profit edtech organisation offering 8-week certificate courses in various tech fields. These include Frontend and Backend Web Development, Cybersecurity, Data Analytics, and Digital Marketing. Courses are delivered through onsite and hybrid training models, and the organisation also offers coding camps for kids and teenagers. Utiva Founded in 2018, Utiva is a virtual learning platform that offers coaching, mentorships, internships, resources, and boot camps in various tech courses. These include data analytics, product management, product design, marketing, and software development. Utiva runs nine faculties and combines online live classes with quizzes and projects for proper assessment. Upon successful completion, students are awarded globally-recognised certificates. The Roothub (TRH) The Roothub offers tech training and digital skills acquisition programs in five Nigerian cities, including Ibadan, Lagos, Abakaliki, Uyo, and Port Harcourt. The nine-year-old startup focuses on web development, digital marketing, graphics design, and programming through a four-week intensive training program. One of The Roothub's products is Gide.ng, a live-tutor platform offering professional courses and certifications in Data Analytics, Project Management, and more. DevCareer DevCareer is a non-profit tech company that supports individuals in becoming software developers and IT professionals. They provide laptops, internet, co-working spaces, and learning resources through various initiatives in collaboration with tech startups, investors, government, and tech hubs. AltSchool Africa AltSchool Africa offers intensive 12-month diploma certificate courses in Engineering, Product, and Data, charging $30 per month. The curriculum is designed to make students job-ready, and career advancement assistance is provided upon completion. HiiT Plc HiiT Plc is one of the longest-existing tech training platforms in Nigeria. They offer a variety of courses, including Data Science, Software Engineering, App Development, Cloud Computing, and Graphic Design. HiiT partners with big tech companies like Microsoft, Oracle, and Google and has training centres in Lagos, Abuja, Kano, and Ibadan. Anchorsoft Academy Anchorsoft Academy offers a range of market-relevant courses, including frontend development, full-stack web development, mobile app development, and web design. The academy aims to provide practical skills that make students employable. They also organise webinars and meetups for their community of creatives. Courses can be taken either physically or online, and student loans and scholarships are available. Course durations range from three to six months, with costs between ₦250,000 and ₦300,000. List as of 2017 (Operational status) Andela (Changed business model to talent management and outsourcing) Andela is an accelerator that trains Africans to become world class software developers within the space of 4 years. The interesting thing is that they will pay you while you are learning. Andela was one of the first to take the bull by the horn by addressing the issue of a developer dearth in Nigeria and other African cities; Nairobi and Uganda. However, there is a general misconception that freshers are accepted into Andela to learn programming without any prior knowledge of coding. This is true and untrue at the same time. Applicants are offered a home-study course that basically details introduction to software development. This is intended to help newbies get a feel of the program before getting in. But considering that the time provided to assimilate the material is too short for an actual newbie, it may be best to go through the self-tutoring route for a bit before applying to Andela. Andela fellows cannot leave before a 2-year period of the general 4 years of training. Actually, it is assumed that it will take 2 years to pay back the cost of training ($15,000), so a contract is drawn up to deduct the balance if you leave before 2 years is up. If you leave after 18 months you only owe 1/4th and after 2 years (24 months), you owe nothing and are free to go. Andela’s application opens and closes through the year in windows called Cycles. The current Cycle closes on the 10th of March 2017. Switch (may no longer be operational) Switch is one of the newest additions to ICT education and software development in Nigeria. Focused on “[tech] talent discovery, acceleration and placement”, Switch appears like an Andela of sorts, except they are different in many ways. Where Andela offers a 4-year training and retainership, the Switch Fellowship runs for 1 year and 3 months -- 3 months of intensive training followed by a 12-month placement in companies where fellows further their skills and build portfolios while getting paid. Located in the heart of Yaba, fellows at the academy get free lunch everyday and stipends to cover transportation and accommodation. Admission into the Switch Academy for the 3-month intensive training is free, applicants only have to be “smart and talented”. After the 3-month period, a percentage of their salaries is deducted over the 1-year placement period. Considering the prerequisites, the Switch fellowship is not for you if you do not have a prior knowledge of coding skills. Moat Academy (Operational) Moat Academy wants ""to bridge the gap between the academics and the [tech] industry by making many unemployed [persons] to become employable applicants"". Based in Lagos, Moat Academy claims to train developers from 'any background' to inculcate globally acceptable best practices. Applicants go through a 10-week intensive bootcamp which involves project-based tutorials. Regardless of its intensity, the training period is short. However, Moat Academy has adopted a hands-on approach to its training methods. Participants are made to work 7 straight hours everyday and commit to an extra 4 hours at home. Application for Moat Academy's last cohort ended in February, but you can check on the website for the date of intake for the next cohort. Projaro (Operational) Projaro is a startup located in Abuja that recruits trains and empowers software engineers to become “world class” in 1 year. If you are around the Abuja area or Northern Nigeria in general, Projaro is for you. Even though it was originally open to applications from intending software developers with zero skills, Projaro now admits to preferring applicants with a basic knowledge of programming. After applying to join the fellowship, successful applicants will pass through a week-long boot camp which will be the final decider. The Projaro Fellowship is very much hands-on with in-depth projects, tutorials, webinars and workshops for the fellows through the period of the training. For the 3 months, fellows will be trained in the aspects of software development and technical leadership, and the next 3-month period will be dedicated to real projects that may include personal projects. During the last 6 months of the Projaro fellowship, the fellows will be paid for working on clients’ project remotely, full time or part time, depending on their choosing. Sevocoder (Operational) With a goal to ""catch them young"", Sevocoder is an initiative of the nHub in Jos, Plateau State targeted at secondary school students. The program aims to produce 2,000 developers from Plateau state in a few years time by teaching children and young adults how to code. Targeting young school children was a plan to bridge the skill gap in technology especially programming. Currently, Sevocoder enrols its applicants solely from secondary schools in Jos. However, there are plans to extend the programme to individuals and parents who wish to enrol their children in the program very soon. If you live around Jos and are interested in Sevocoder, contact the nHub. Relearn by CcHub (Operational) This is a program by the Co-Creation Hub targeted at children and teenagers from between 5 - 18 years of age in Primary 1 to SS3 classes. Relearn by CcHub uses technology to enhance education, teaching youngsters basic software engineering, software development and coding skills. The programmes are not free; they cost from between ₦25,000 to ₦55,000. Weekend Club; As the name implies, the Weekend Club is a 2-hour class on Saturdays for 5 to 18 year-olds who do not have time during the week. The program runs for 6 weeks. After-School Club; On Tuesdays and Thursdays, students in Primary 1 to SS3 get to spend a 1-hour period at the club learning computer game design and animation, coding, web page design and programme electronics. Gap Year Club; This is designed for students during the 1-year period before university and after secondary school. They get to learn basic web development and programming. Students are taken into the programme on a quarterly basis. Registration for the first quarter of 2017 is currently closed. However, if you are interested or have a child who is, you can enter them into the cohort for next quarter. Registrations will begin in April. Swap Space Systems (May no longer be operational) The description on its website reads; "" [We] Engineer you to take on developer or designer roles in top companies across Africa and beyond. All we require from you is an hunger for knowledge and we'll help you become an expert at doing what you love"" Headquartered in the Maryland area of Lagos State, Swap Space offers 3 months intensive training in immersive web development, user experience and Java programming. To apply, you have to pay a non-refundable fee of ₦10,000 which will not included in your final tuition fees. Ocean Digits Academy (May no longer be operational) Ocean Digits Academy is a Lagos-based web and software development training academy that aims to 'to support the steady growth of the technology ecosystem by providing world-class talents for technology companies in Nigeria'. Ocean Digits offers 4 weeks courses each in Basic, Intermediate, Advanced I and Advanced II web development. Tuition fees for the courses are from ₦40,000 -- ₦60,000 and according to the website, the offers come with paid 3-month internship when you become a certified full stack developer. LearnFactory (Operational) Most coding schools are located in Lagos or Abuja and other metropolis, but LearnFactory located in Aba is looking to change this trend. The code school is looking to groom and export ""creators and software craftsmen"" in the South East. Developers begin their journey at LearnFactory by undergoing a free (not free initially) 3-month intensive bootcamp. ElitePath (Operational) Located in the Port Harcourt the famed city of oil and politics, elitePath is a software company that saw a need and gap in the technology sector in Port Harcourt and decided to bridge the gap by training developers from ground zero to industry standard. ElitePath has a 12-Week Full Stack Web Development course where students learn web technologies from the core; HTML, CSS, PHP, MYSQL, JavaScript etc. Classes are in session on Tuesday - Thursday 9am-12noon and 1pm-4pm daily. According to the ElitePath website, the full course costs ₦90,000. Self tutoring One common trend with fellowships that exist in Nigeria today is that most of them do not give opportunities to people who want to learn programming without any prior knowledge. The ones that do still have a high preference and bias for a previous knowledge of the topic, no matter how small. You can actually teach yourself to code without leaving the confines of your bedroom or signing any contracts with anybody. All you need to make this happen is an internet connection and a computer (preferably a laptop). The path to learning software development is rough and paved with stones. But according to the experts, to be a self-taught software developer determination, grit and the ability to keep on learning are qualities that should be imbibed and developed. Software development is an expansive field, figuring out what part actually interests you will be a good place to start. Some resources to get started include; Codeacademy, Khan Academy, Treehouse, Udemy, PluralSight, Udacity, StackOverflow, Coursera, Github, W3 Schools, Free Code Camp, FutureLearn, Developer groups and communities on social media. Fashion photographer Herb Ritts said “many people who excel are self taught”. It all ties in with the fact that being self-taught gives you a wider perspective. While you’re trying to learn programming on your own, READ everything, WATCH VIDEOS and GOOGLE away anything you do not understand.","Sababbun bayanai: Kafofi 17 da za a koyon tsarin ginin manhaja a Nijeriya (2023) A tsarin samar da aiki cikin gaggagwa, ƙwarewa ta fasaha kamar gina manhaja na cikin manyan abubuwan da ake buƙata a duniya. Neman ƙwararrun masu ƙirƙirar manhaja da samar da ruhin manhaja abu ne da ake matukar buƙata, duba da ƙaruwar adadin matasan Nijeriya da kuma bunƙasar da'irar fasaha. Hanyoyin sadar da ilimi na fasaha musamman kafofin da suka mayar da hankali wajen harar da dabarun fasaha sun fuskanci babban sauyi a shekaru goma da suka gabata. Sababbin kafofin sun samu, wasu kuma sun ƙara bunƙasa inda a hannu guda kuma wasu sun daina aiki. Ga wani sabon jerin sunayen na wasu kafofin da ake da su a yanzu na koyon tsarin ginin manhaja a Nijeriya. Ko dai kai ɗan koyo ne da keke son tsunduma cikin duniyar tsarin rubutun na'ura ko kuma kana taɓa samar da tsarin, da nufin inganta ƙwarewarka, to wannan jerin sunayen zai ba ka zaɓi iri-iri da suka dace da buƙatunka. A nutsa domin gano kafofin koyon tsarin rubutun na'ura a Nijeriya daga 2023. Sabon jerin sunaye na 2023 Manhajar Demacon Decagon cibiyar injiniyoyin ruhin manhaja ce da aka samar da ita a shekarar 2018, inda take bayar da horon wata shida na koyon samar da ruhin manhaja. Tsarin karatun yana bai wa masu koyo damar iya tsarin rubutun na'ura da kuma dabarun samar da ruhin manhaja. Karatun ya ƙunshi haɗa mai koyo da ƙwararre da yin amfani da ilimin rayuwa ta zahiri da ayyukan jinga da aikin kallo kawai ba magana na wata biyu ga masu koyan ƙirƙira ta musamman da kuma fayyataccen tsarin samun aiki. Waɗannan sun haɗa da horo a kan ganawa da mutane da duba bayanan mutum da tattauna albashin da za biya mutum da samar da wasiƙun tura mutum, domin tabbatar da cewa ɗaliban da suka kammala karatu sun samu aiki a masana'ntar fasaha. Kimiyyar haɗakar data Wanda a da aka fi sani da 'Data Science Nigeria' DSN na da manufar horarwa da ɗorawa a kan yanya da kuma ƙarfafa gwiwar matasan Nijeriya 100,000 a kan zuzzurfan nazarin kimiyyar bayanai. Wannan aiki na sadaukarwa ya ƙunshi masana kimiyyar bayanai daga Nijeriya da kuma ƙetare waɗanda suka sa kansu don koyar da matasan Nijeriya. Kamfanin DSN yana bayar da horo mai zurfi sannan yana da ajin ƙwararru da kuma shirya gasa domin shigar da al'umma ciki. Makarantar Koyar da Ilimin Fasaha An kafa Makarantar Koyar da Ilimin Fasahada ce a 2016, inda take bayar da horo a kan kwasakwasan fasaha da suka shafi smaar da shafin intanet da kimiyyar data da tsara haja da da haƙƙin mallaka da samar da haja da kuma tsaron intanet. Makarantar ta tanadar da ajujuwa na zahiri da kuma na intanet wanda tsawon lokacin yin kwasakwasan ya kama daga wata biyu zuwa wata shida. CodeLn CodeLn wata kafar samar da ayyukan yi na fasaha ce kuma take bayar da horo a kan dabarun ƙirƙira manhaja. Sakamakon haɗin-guiwa da hamshaƙan kamfanunnukan fasaha kamar IBM da Microsoft, CodeLn na samar da kayan aiki na koyi da kanka da tsara koyo ta intanet da kuma shirya gangamin gaggawa na ƙwararru a kan fasaha. Haka kuma tana haɗa mutanen da suka samu horo da kamfanunnuka da za su ɗauki hayarsu, sannan suna samar da hanyar kimantawa domin tabbatar da ƙwarewa. Kamfanin TechQuest TechQuest kamfani ne na sa kai da yake bayar da horon sati takwas da takardar shaida a kwasakwasai daban-daban a ɓangaren fasaha. Waɗannan sun haɗa da Kwasakwasai a kan tsara shafin intanet da tsaron intanet da ƙididdigar data da kasuwancin intanet. Ana yin kwasakwasan ne ta hanyar keɓaɓɓun ajujuwa na musamman da tsarin horo na haɗaka da kuma rubutun na'ura domin matasa da yara ƙanana. Kafar koyarwa ta Utiva Kafar koyarwa ce da aka samar a 2018, da take ba da damar koyo daga ƙwararre da horon sa kai da kayan aiki da gajeren horo mai zurfi a kwasakwasan fasaha daban-daban. Waɗanan sun haɗa da ƙididdigar data da tafiyar da kula da tsara haja ko zayyanar haja da kasuwanci da samar da ruhin manhaja. Kafar koyarwa ta Utiva na da tsangayoyi guda tara kuma yana da ajujuwa na intanet kai-tsaye da ake kacici-kacici da ayyukan jinga domin tabbatar da abin da aka koya. Idan aka kammala cikin nasara ana ba wa ɗalibai takardar shaida karɓaɓɓiya a duniya. Kamfanin The Roothub (TRH) Kamfanin Roothub yana bayar da horo na fasaha da dabarun sarrfa kwamfuta a manyan birane biyar na Nijeriya da suka haɗa da Ibadan da Legas da Abakalaki da Uyo da Fatakwal. Karatun wata tara na masu farawa ya mayar da hankali a kan samar da shafin intanet da kasuwancin intanet da iya zayyanar hotuna da kuma tsarin gina manhaja duk a cikin gajeran horo na sati biyu. Ɗaya daga cikin hajojin kamfanin Roothub shi ne Gide.ng.wadda kafa ce ta samun horo ta intanet kai-tsaye a kan kwasakwasan a ɓangaren ƙididdigar data da sauransu waɗanda take bayar da satifiket a kansu. Kamfanin Devcareer DevCareer kamfani sa-kai ne na fasaha da ke tallafa wa mutane wajen zama masu ƙirƙirar ruhin manhaja da kuma zama ƙwararru a ɓangaren fasahar sadarwa. Suna samar da kwamfuta da intanet da wuraren aiki na haɗaka da kuma kayan koyo ta hanyar haɗin-guiwa da kamfanonin fasaha da masu sa hannun jari da gwamnati da cibiyoyin fasaha. Makarantar Altschool Africa Makarantar Altschool Africa na bayar da gajeren horo na shaidar difilom na tsawon shekara a kan kwasakwasai kamar su aikin injiniya da haja da data, inda suke karɓar Dala 30 a wata. An tsara manjar karatun ne domin samar da ɗaliban da za su iya aiki, sannan da kuma bayar da agaji a kan yadda mutum zai ci gaba a wannan ɓangare bayan ya kammala. HiiT Plc Kamfanin HiiT ɗaya ne daga cikin daɗaɗɗun kafofin bayar da horon fasaha a Nijeriya. Suna yin kwasakwasai iri-iri da suka haɗa da Kimiyyar Bayanai da Fasahar Ruhin Kwamfuta da Samar da Manhaja da Giza-gizan kwamfuta da kuma Zayyanar Hotuna. Kamfanin HiiT na yin haɗin-guiwa da manyan kamfanunnuka na fasaha kamar Microsoft da Oracle da kuma Google, inda kuma yake da cibiyoyin horo a Legas da Abuja da Kano da kuma Ibadan. Cibiyar Anchorsoft Makarantar Anchorsoft tana yin kwasakwasan da suke da alaƙa da kasuwanci wanda suka haɗa da kula da shafin intanet da cikakken tsarin samar da shafin intanet da samar da manhajojin wayar hannu da kuma zayyanar shafin intanet. Makarantar Anchorsoft Academy ta mayar da hankali ne wajen samar da dabarun gwaji a aikace, domin ɗalibai su samu aikin yi. Hakazalika suna shirya tarukan ƙara wa juna sani ta inyanet da kuma tarukan masu ruwa da tsaki a kan ƙirƙira a cikin al'ummarsu. Ana yin karatun ta zahiri ko ta intanet sannan kuma ana ba wa ɗalibai tallafin karatu da bashi. Tsawon lokacin karatun kan fara daga wata uku zuwa shida a kan kuɗi tsakanin Naira 250,000 da 300,000. Jerin sunayen Matsayin Aiki na shekarar 2017 Kamfanin Andela (ya canja tsarin kasuwanci zuwa tafiyar da basira da kuma farautarta). Andela kamfani ne na gaba-gaba da yake ba wa 'yan Afrika horo su zamo masu ilimin samar da ruhin manhaja a cikin shekaru huɗu. Babban abin ban sha'awa shi ne za su riƙa biyan ka yayin da kake koyo. Kamfanin Andela yana ɗaya daga cikin kamfanonin farko da suka yi ɗauki matakin da ya dace gadan-gadan, ta hanyar shawo kan matsalar ƙarancin masu samar da manhaja a Nijeriya da sauran biranen Afrika kamar Nairobi da Uganda. Sai dai kuma akwai rashin fahimtar jama'a game da cewa Kamfanin Andela na ɗaukar sababbin ɗalibai domin su koyi tsarin gina manhaja ba tare da suna da wata masaniya a kan tsarin rubutun kwamfuta ba. Wannan gaskiya ce, kuma ba gaskiya ba ce a lokaci guda. Masu neman gurbin karatun na iya yin kwasakwasai daga gida waɗanda suka shafi gabatarwa ga ƙirƙirar ruhin manhaja. An yi haka ne da nufin taimaka wa sababbin shiga da nufin samun haske kafin su fara karatun ka'in-da-na'in. Amma duba da gajartar lokacin da aka tanada da kayan aiki da sababbin shigar za su yi amfani da su, zai fi kyau mutum ya fara yin koyi da kanka kafin neman gurbin karatu a Andela. Ɗaliban Andela ba za su iya barin makaranta ba kafin shekara biyu daga cikin shekaru haɗu na karatun ba. A haƙiƙanin gaskiya ana ɗauka cewa za a ɗauki shekaru biyu kafin a mayar da kuɗaɗen horon,($15,000) ta yadda za a yi yarjejeniya cire ragowar balas idan ka bar makaranta kafin shekara biyu ta cika. Idan ka bar makaranta bayan wata18 ke nan an biyo ka 1/4 sannan bayan shekara biyu (wata 24) ba a bin ka komai kuma kana iya tafiya. Gurbin neman karatu a Andela ana buɗe shi da kuma rufe shi tsawon shekara ta kafar da ake kira 'Cycle'. A yanzu za a rufe kafar 'Cycle' a ranar 10 ga watan Maris, 2017. Makarantar Switch (maiyuwa ba ta aiki) Makarantar Switch na ɗaya daga cikin sabon abu a ɓangaren ilimin fasahar sadarwa da samar da ruhin manhajaa Nijeriya. Ya mayar da hankali 'a kan fasahar gano masu basira da ci gaba da kuma muƙami, Switch kamar Andela suke, sai dai sun sha bamban da hanyoyi ta da dama. Yayin da Andela ke bayar da horon koyon aiki na shekaru 4, makarantar Switch na gudanar da horon shekara 1 da wata 3- wata 3 na gajeren horo mai muhimmanci, inda kuma ake kai ɗalibai a kamfanunnuka domin ƙara ƙwarewarsu tsawon wata 12 kuma a riƙa biyan su. Makarantar nan a tsakiyar garin Yaba, inda ake ba wa ɗaliban makarantar abincin rana a kullum kyauta 'yan kuɗin mota da na wurin kwana. Shiga Makarantar Switch domin gajeren horo na wata wata uku kyauta ne, inda dai kawai ana so ɗalibai su zama masu basira da fahimta. Bayan wata uku ana yankar wani kaso daga albashinsu tsawon shekara ɗaya. Duba da abin da suke buƙata, Makarantar Switch ba ta dace da kai ba idan ba ka da wata masaniya a kan tsarin rubutun kwamfuta. Makarantar Moat Academy (tana aiki) Makarantar Moat tana san cike giɓin da ake da shi tsakanin masana da kuma masana'antar fasaha ta samar wa marasa aikin yi abin yi. Makarantar Moat tana nan a Legas wadda ke iƙirarin horar da masana daga mabambanta wurare, tana koya musu abubuwan da duniya take buƙata. Masu neman gurbin karatu suna shafe makwanni goma na gajere kuma zurfafan horo wanda ya ƙunshi aikin jinga. Duk da tsananinsa, zangon horon gajere ne. Sai dai, Makarantar Moat tana amfani da tsarin gwadawa a aikace a yayin horon nasu . Mahalarta horon kan shafe awa 7 a kowace rana, kuma su na shagaltu da aikin gida ma awa 4. Neman gurbin karatu a Makarantar Moat wato ajujuwan na ƙarshe na ƙarewa ne a ƙarshen watan Fabrairu,amma kana iya duba shafin intanet domin ganin ranar da za a sake ɗauka wato ajujuwa masu zuwa. Makarantar Projaro (tana aiki) Makarantar Prajaro sabuwa ce da ke Abuja, wadda take horarwa da injiniyoyin ruhin manhaja su zamo "" cikakkun ƙwararru"" a cikin shekara 1. Idan kana kusa da Abuja ko ma a Arewacin Nijeriya, to ya dace ka shiga Makarantar. Duk da cewa an kafa makarantar domin a ɗauki masu niyyar zamowa masu ƙirƙirar ruhin manhaja da ba su da wata masaniya, yanzu Makarantar Prajaro tana fi son masu neman gurbin karatun da suke da wata masaniya a kan tsarin ƙirƙirar manhaja. Bayan neman gurbin shiga makarantar, waɗanda suka yi nasara kan yi gajeren zuzzurfan karatu wanda shi ne tantancewar ƙarshen . Makarantar Prajaro ta fi mai da hankali matuƙa a kan yin abubuwa a aikace da aikin jinga mai zurfi da tattaunawa da taron masana ilimin kwamfuta da kuma taron ƙara wa juna sani ga ɗalibai tsawon lokacin horon. A cikin wata 3, ana horar da ɗalibai abubuwa a kan samar da ruhin kwamfuta da dabaru, inda sauran wata 3 za a duƙufa wajen ayyukan jinga da nazari da kowane ɗalibi zai yi. A yayin wata 6 na ƙarshe a makarantar Prajaro, ana biyan ɗalibai domin yi wa kwastomomi aiki ta intanet na wani ɗan lokaci ko kuma na akasin hakan, ya danganta da zaɓinsu. Cibiyar Sevocoder (tana aiki) Manufar Cibiyar Sevocoder ita ce ‘‘fara koya musu tun daga ƙuruciya’’, wadda nHub da ke Jos ta samar, inda ta nufi ɗaliban makarantun sakandire. Babbar manufar shirin ita ce samar da masu samar da manhaja guda 2,000 daga Jihar fulato, ta yadda za a koya wa ƙananan yara da manya rubutun manhajar kwamfuta. ƙudirin a kan yara 'yan makaranta shiri ne domin a cike giɓin da ke da akwai a ɓangaren fasaha musamman a tsarin ginin manhaja. A yanzu, Cibiyar Savocoder na ɗaukar masu neman daga makarantun sakandare ne kawai a garin Jos. Sai dai, akwai tunanin faɗaɗa shirin domin ɗaiɗaikun mutane da kuma iyayen da suke da son saka 'ya'yansu. Idan a garin Jos kake da zama kuma kana da sha'awar shiga Cibiyar Sevocoder, to ka tuntuɓi nHub. Shirin Sake Koya na CcHub (tana aiki ) Wannan shiri ne daga Cibiyar Co-Creation Hub da ya ƙudiri aniyar horar da yara da matasa daga 'yan shekara 5-18 da ga aji 1 na makarantun firamare zuwa aji 3 na sakandare. A wannan shiri, Cibiyar CcHub na amfani da fasaha domin bunƙasa ilimi da koyar da matasa aikin injiniyancin ruhin manhaja daga tushe da samar da ruhin manhaja da kuma dabarun rubutun ruhin manhaja. Karatun ba na kyauta ba ne,ana biyan daga Naira 25,000 zuwa Naira 55,000. Weekend Club: Kamar yadda sunan ya nuna Kulab na ƙarshen mako aji ne na awa 2 a duk ranar Asabar ga 'yan shekaru 5 zuwa 18 waɗanda ba su da lokaci a tsakiyar mako. Ana yin karatun ne tsawon mako 6. After School-Club: A dukkan ranakun Talata da Alhamis ɗaliban aji 1 na firamare zuwa 'yan 3 a bababr sakandire kan haɗu su shafe awa 1 suna koyon zayyanar wasannin na'ura da hoto mai motsi da tsarin rubutun ruhin kwamfuta da zayyanar shafin intanet da kuma abubuwan da suka shafi lantarki. Gap Year Club: Wannan an shirya shi ne tsawon shekar 1 kafin ɗaliba su shiga jami'a da kuma bayan kammala karatun sakandare. Ana koya musu zayyanar shafin intanet daga tushe da kuma tsarin ginin manhaja. Ana ɗaukar ɗalibai duk bayan wata shida. A yanzu an rufe yin rijista wata shida ta farko ta shekarar 2017. Sai dai kuma, idan kana da sha'awa ko yaronka yana da sha'awa, kana iya yin rijistar rukunin wata shida mai zuwa. Za a fara rijista a watan Afrilu. Kamfanin Swap Space System (Maiyuwuwa ba ya aiki) Bayanai a shafinsa na intanet ya nuna cewa: ""[Mu] za mu horar da ku samarwa ko zayyana a manyan kamfanonin Afirka da ƙetare. Abin da kawai muke buƙata daga gareku shi ne nuna sha'awar sani, mu kuma za mu taimake ku, ku zama ƙwararru wajen yin abin da kuke ƙauna. Kamfanin Swap Space System wanda ke da hedikwata a yankin Maryland a Jihar Legas, yana bayar da gajeren horo a kan zayyanar kwamfuta na wata 3 a kan samar da shafin intanet da tsrin ginin Jaba. Domin neman gurbin, sai ka biya Naira 10,000 wadda ba ta cikin biyan kuɗin makaranta na ƙarshe. Makarantar Ocean Digest Academy (Maiyuwa ba ta aiki ) Makarantar Digest Ocean makaranta ce da ke Jihar Legas, wadda take bayar da horon a kan samar da shafin intanet da ruhin manhaja, inda ta ƙudiri aniyar bunƙasar fasahar intanet ta yadda za a samar wa kamfanonin Nijeriya haziƙan masana fasaha. Makarantar Ocean Digest suna bayar da horon kwasakwasai na sati 4 a kan kowane nau'in karatu, wanda ya haɗa matakin farko da matsakaici da babban aji na l da kuma babban aji na ll na samar da shafin intanet. Kuɗin makaranta sun fara daga Naira 40,000-60,000 kuma bisa ga shafin intanet nasu, za a biya kuɗin wata 3 ne a yayin da mutum ya zama ƙwararre. Makarantar Learn factory (tana aiki) Yawancin makarantun da ke koyar da rubutun kwamfuta a Jahar Legas ko kuma Abuja da kuma sauran manyan birane, amma Makarantar LearnFactory a garin Aba take, inda ta ke neman canja wannan al'adar. Makarantar tsarin rubutun kwamfuta tana son ta raini da kuma fitar da ""masu ƙirƙira masana ruhin manhaja"" a Kudu maso Gabas. Masu ƙirƙirar suna fara karatu a Makarantar LearnFactory ta hanyar samun horo kyauta (ba da farko ba) na gajeren horo mai zurfi. Kamfanin ElitePath (Yana aiki) Kamfanin ElitePath na nan garin Fatakwal, birnin man fetur da siyasa, inda yake samar da ruhin manhaja da yake ƙoƙarin cike giɓin da ke da akwai a fannin fasaha a garin na Fatakwal kuma ya yanke shawarar cike giɓin ta hanyar horar da masu samar da manhaja ƙwararru da ba su san komai ba sai daga bisani. Kamfanin ElitePath na bayar da horo na tsawon makwanni 12 a kan samar da shafin intanet, inda ɗalibai ke koyon fasahohin shafin intanet daga muhimmansu kamar;HTML da CSS da PHP da MYSQL da JavaScript da sauran su. Ana yin ne karatun ne daga ranar Talata zuwa Alhamis, ƙarfe 9 na safe zuwa 12 na rana da kuma ƙarfe 1 na rana zuwa 4 na yamma a kullum. Bisa ga bayanan shafin intanet na Kamfanin ElitePath, kuɗin gaba ɗaya kwasakwasan kai Naira 90,000. Horar da kai Wani abu da ya zama ruwan dare a tsakanin cibiyoyin horarwa a Nijeriya a yau shi ne, yawancinsu ba sa son bayar da horo ga matanen da suke son koyon tsarin ginin manhaja ba su da masaniya kafin shiga makarantar. Waɗanda ba su fiya damuwa da masaniyar mutum kafin ya zo makarantar ko da kuwa yaya take. Za ka iya koya wa kanka tsarin rubutun kwamfuta ba tare da ka bar ɗakinka ba ko yin kwantiragi da wani ba. Kawai a abin da za ka yi shi ne tabbatar da hakan shi ne samun sabis na intanet da kuma kwamfuta (an fi son kwamfuta da ake ɗorawa a kan cinya). Hanyar koyon samar da ruhin manhaja tana da 'yar wahala. Amma bisa ga bayanan masana, idan kana son zama mai samar da shafin intanet, kana buƙatar jajircewa da ƙudirewa a zuciya da himma, domin su ne abubuwan da ake buƙata. Samar da ruhin manhaja fage ne mai matuƙar tsada, zaɓar ɓangaren da ka fi sha'awa mataki ne da ya dace a wajen farawa. Wasu daga cikin cibiyoyin samun horo da za a iya fara da su sun haɗa da: Codeacadamy da Khan Academy da Treehouse da Udemy da Pluralsight da Udacity da StackOverflow da Coursera da Github da W3 School da Free Code Camp da Futurelearn da Developer groups da kuma a kafafan sada zumunta. Herb Ritts mai ɗaukar hoton kwalliya ya ce, ""mutanen da suka yi fice a rayuwa su ne waɗanda suke koya da kansu"". Gaba ɗaya abin ya danganta da kasancewar za ka iya koya wa kanka, wanda kan faɗaɗa maka tunani. Yayin da kake ƙoƙarin koyon tsarin ginin manhaja da kanka, ka karanta komai, ka kalli bidiyoyi ka kuma shiga Google don gano duk abin da ya shige maka duhu.","Sasisho: majukwaa 17 kujifunza kupanga programu nchini Nigeri (2023) Katika mazingira ya kazi yanayoendelea kwa kasi, ujuzi wa teknolojia kama vile kupanga programu inaendelea kuongoza kwenye orodha ya fani zinazohitajika zaidi duniani. Utafutaji wa watengenazaji programu wenye ujuzi na wasanidi programu haukuwahi kuwa mkubwa, na Nigeria, pamoja na ongezeko la idadi ya vijana na kuongezeka kwa mfumo wa ikolojia ya teknolojia, hakuepukiki kwa mwenendo huu. Nafasi ya edtech haswa majukwaa hayo yanayolenga mafunzo ya ufundi stadi, yamepata mabadiliko makubwa katika muongo uliopita. Majukwaa mapya yameibuka, baadhi yametolewa, na mengine yamesitisha utendaji kazi wake kwa bahati mbaya. Hii ni olrodha mpya ya fursa za sasa za kujifunza kupanga programu nchini Nigeria. Ama ndiyo kwanza unaanza kutafuta kujikita kwenye ulimwengu wa kusimba au ni mtengenezaji mwenye uzoefu unalenga kujishajiisha, orodha hii inatoa chaguzi mbalimbali kukidhi mahitaji yako. Ingia ili kugundua majukwaa bora ya kujifunza usimbaji nchini Nigeria kufikia 2023. Orodha mpya kwa ajili ya 2023. Decagon Ilianzishwa 2018, Dekagoni ni taasisi ya uhandisi wa programu ambayo hutolewa kwa miezi 6, kwa wakati wote, maendeleo ya kiprogramu yaliyo kamili. Mtaala huo huwapa wanafunzi ujuzi wa kuweka misimbo na stadi laini. Programu hiyo inajumuisha mshauri makini, mwenye naono ya matumizi na miradi kwenye maisha halisi, mafunzo ya ndani ya miezi 2 yasiyo ya kujitolea kwa wasanidi wa kipekee, na huduma kubwa ya uwekaji kazi. Huduma hizi huanzia kufundisha usaili na uhakiki wa wasifu wa CV/LinkedIn hadi vikao vya mapatano ya mishahara na utoaji wa barua za rufaa, kuhakikisha kuwa wahitimu wanapata ajira katika tasnia ya teknolojia. DSN(Mtandao wa Wanasayansi wa Data) Zamani ulijulikana kama Sayansi ya Dta ya Nigeria, DSN inalenga kutoa mafunzo, ushauri, na kuwahamsisha vijana 100,000 wa Kinageria kwenye uchanganuzi wa hali ya juu wa Sayansi ya Data. Mpango huu usio na malipo unajumuisha wnasayansi wa data wenye uzoefu kutoka Nigeria na nje ya mipaka ya Nigeria walijitolea kutoa mafunzo na usahauri kwa vijana wa Nigeria. DSN unatoa viatu imara, madarasa ya kiwango cha juu, na huandaa mashindano kwa ajili ya kushirikisha zaidi jamii yake. Univelcity Kilianzishwa mwaka 2016, Univelcity kinatoa kozi msingi na shiriki za teknolojia kwenye kusanidi tovuti, sayansi data, kutengeneza bidhaa, uandishi, kuendeleza bidhaa, usalama wa kimtandao. Jukwaa hilo linatoa mafunzo kwa njia zote mbili ya kuhudhuria muhusika mwenyewe na kwa njia ya mtandao, kwa muda wa kuanzia miezi miwili hadi sita kwa kozi. CodeLn CodeLn ni jukwaa la moja kwa moja la uajiri ambalo pia linatoa programu ya kuweka daraja la ujuzi wa msanidi programu. Kwa kushirikiana na manguli wa teknolojia kama vile IBM and Microsoft, CodeLn hutoa rasilimali kwa ajili ya mafunzo binafsi, huandaa mafunzo kwa tovuti, na inapanga hakathoni. Jukwaa hilo pia linawaunganisha watu waliopata mafunzo na kampuni nyingi za ajira na linatoa sehemu ya tathmini kwa ajili ya kuthibitisha ujuzi. TechQuest TechQuest ni shirika la teknolojia lisilo la kibiashara linalotoa kozi za astashahada kwa wiki 8 kwenye nyanja mbalimbali za teknolojia. Hizi zinajumuisha usanidi wa tovuti wa mbele na nyuma, usalama wa kimtandao, uchambuzi wa data, na masoko ya kidijiti. Kozi zinatolewa kwa njia ya mafunzo ya tovutini na mafunzo mseto, na taasisi hiyo pia inatoa vifaa vya kutunzi kumbukumbu kwa watoto na vijana. Utiva Ilianzishwa mwaka 2018,Utiva ni jukwaa la mafunzo mtandaoni ambalo linatoa ukocha, ushauri, mafunzo kazini, rasili mali, na buti imara kwenye kozi mbalimbali za teknolojia. Hizi zinajumuisha, uchambuzi Data, usimamizi wa bidhaa, kubuni bidhaa, masoko, na usanidi wa programu. Utiva linaendesha vitivo tisa na huchanganya madarasa ya mubashara mtandaoni na mijadala na miradi kwa tathmini bora. Baada ya kuhitimu vizuri, wanafunzi wanatunukiwa vyeti vinavyotambulika duniani. The Roothub (TRH) Te Roothub linatoa mafunzo ya teknolojia na programu za ujuzi wa kidijiti kwenye miji 5 ya Nigeria, ikijumuisha Ibadan, Lagos, Abakaliki, Uyo, na Port Harcourt. Miaka tisa ya mwanzo inalenga kwenye usanidi wa tovuti, masoko ya kidijiti, usanifu maumbo, na kupanga programu kupitia programu ya mafunzo ya wiki nne kikamilifu. Moja ya bidhaa za Roothub Gide.ng, jukwaa la mkufunzi mubashara linalotoa kozi za kitgaalamu na kutunikisha astashahada kwenye uchambuzi wa data, Usimamizi miradi, na zaidi. DevCareer DevCareer ni kampuni ya teknolojia isiyo ya kibiashara ambayo inawawezesha vijana kwenye kuwa wasanidi wa Software na wanataaluma wa IT. Wanatoa kompyuta mpakato, mtandao, nafasi ya kufanya kazi pamoja na rasilimali za mafunzo kupitia mipango mbalimbali kwa kushirikiana na waanzilishaji wa teknolojia, wawekezaji, serikali, na tech hubs. AltSchool Africa AltSchool Africa inatoa kozi za stashahada za uhandisi kwa miezi 12 kikamilifu, Bidhaa, na data, kwa malipo ya $30 kwa mwezi. Mtaala huo umeandaliwa kuwafanya wanafunzi kuweza kufanya kazi, na usaidizi kwa kupata kazi unatolewa baada ya kumaliza. HiiT Plc HiiT Plc ni moja wapo ya majukwaa ya teknolojia yaliyopo kwa muda mrefu nchini Nigeria. Wanatoa ofa mbalimbali, ikijumuisha Sayansi ya Data, Uhandisi wa Software, usanidi programu, Kompyuta klaudi, na usanifu maumbo. HiiT inashirikiana na kampuni kubwa za teknolojia kama vile Microsoft, Oracle, Google, na ina vituo vya mafunzo Lagos, Abuja, Kano, na Ibadan. Taasisi ya Anchorsoft. Taasisi ya Anchorsoft inatoa kozi anuwai zinasohusiana na masoko, usanidi wa muonekano wa mbele wa mfumo, usanidi wa tovuti weye mfumo kamili, utengenezaji wa programu za simu, na kusanidi tovuti. Taasisi hiyo inalenga kutoa ujuzi kwa vitendo ambao utawafanya wanafunzi wawe wenye kuajirika. Pia wanapanga mikutano na mihadhara mtandaoni kwa wabunifu wao wa jamii. Kozi zinaweza kufunzika ama ana kwa ana au kwa njia ya mtandaoni, na mikopo kwa wanafunzi na ufadhili wa masomo vinapatikana. Muda wa kozi huanzia miezi mitatu mpaka sita, kwa gharama kati ya ₦250,000 and ₦300,000. Orodha kama ya 2017 (Hali ya uendshaji) Andela (Alibadilisha mtindo wa biashara kuwa usiamamizi wa talanta na utumishi wa nje) Andela ni muwezashaji ambaye anawafundisha Waafrika kuwa wasanidi wa software wa daraja la dunia kwa muda wa miaka 4. Jambo la kuvutia ni kwamba wanakulipa huku unajifunza. Andela alikuwa ni mmoja wa watu kumfunga paka kengele kwa kuelezea suala la uhaba wa watengenezaji programu nchini Nigeria na miji mingine ya Afrika; Nairobi na Uganda. Hata hivyo, kuna dhana potofu ya jumla kwamba watu ambao wametoka shuleni hivi karibuni wanakubaliwa kujiunga na Andela bila ya uelewa wa awali wa kusimba. Hili ni kweli na sio kweli kwa wakati mmoja. Waombaji wanapewa ofa ya kozi ya kusoma nyumbani ambayo kimsingi ina maelezo ya kutosha ya utangulizi wa utengenezaji wa Software. Hili linalenga kuwasaidia wale waanzao chuoni kupata msisimko wa programu kabla ya kuianza. Lakini kwa kuzingatia kwamba muda utolewao kufahamu nyezo hiyo ni mchache sana kwa mgeni hasa, inaweza kuwa bora zaidi kujisomea mwenyewe kwa kiasi kabla ya kuomba Andela. Wanafunzi wa Andela hawawezi kuondoka kabla ya kipindi cha miaka 2 ya miaka 4 ya ujumla wa mafunzo. Kiukweli, inadhaniwa kwamba itachukua miaka 2 kulipa gharama za mafunzo ($15,000), kwahiyo mkataba unaandaliwa ili kupunguza malipo hayo kama utaondoka kabla ya kuisha kwa miaka 2. Kama utaondoka baada ya mwaka mmoja na nusu utadaiwa tu 1/4 na baada ya miaka miwili (miezi 24), haudaiwi chochote na upo huru kuondoka. Maombi ya Andela hufunguliwa na kufungwa kwa mwaka kwenye madirisha yaitwayo duru. Duru ya sasa itafungwa tarehe 10 Machi, 20217. Switch (kinaweza kisifanye kazi tena) Switch ni moja ya maongezo mapya kwenye elimu ya ICT na usanidi wa programu nchini Nigeria. Ililenga ugunduzi wa talanta, kuongeza kasi na uwekaji, Switch kinaonekana kama vile Andela, isipokuwa zinatofautina kwa namna nyingi. Ambapo Andela hutoa miaka 4 ya mafunzo na uhifadhi, Ushirika wa Switch kwa mwaka 1 na miezi 3 -- miezi 3 ya mafunzo kwa kina ikifuatiwa na miezi 12 ya uwekwaji kwenye kampuni ambapo washiriki wataongeza ujuzi wao na wakijenga uzoefu huku wakilipwa. Kinapendwa sana na watu wa Yaba, washiriki kwenye taasisi hiyo wanapata chakula cha mchana kila siku na posho kwa ajili ya usafiri na malazi. Uadahili kwenye taasisi hiyo ya Switch wa mafunzo ya miezi mitatu kwa kina ni bure, aombaji wanatakiwa tu kuwa vizuri na wenye vipaji. Baada ya kipindi cha miezi 3, asilimia kidogo ya mishahara yao inakatwa kufidia kipindi cha mwaka 1 cha uwekwaji. Kwa kuzingatia masharti hayo, ushiriki wa Switch sio kwa ajili yako kama hauna maarifa ya awali ya ujuzi wa kusimba. Chuo cha Moat (Uendeshaji) Taasisi ya Moat inahitaji ""kuziba mwanya kati ya wanataaluma na viwanda vya teknolojia kwa kuwafanya watu wengi wasio na ajira kuja kuajiriwa"". Kulingana na Lagos, chuo cha Moat inadai kuwafundisha wasanidi wenye historia yoyote na kusisitiza ufanyaji kazi mzuri unaokubalika duniani kote. Waombaji watasoma bootcamp kwa kina kwa majuma 10, ambapo itajumuisha mafunzo ya kazi mradi. Bila ya kujali uzito wake, muda wa mafunzo ni mfupi. Hata hivyo, taasisi ya Moat imepitisha mipango ya ya kushughulikia mbinu zake za mafunzo. Washiriki hufanyishwa kazi kwa saa 7 kikamilifu na kujitolea kwa saa 4 za ziada nyumbani. Maombi ya dirisha la mwisho kwa Taasisi ya Moat linafungwa Februari, lakini unaweza kutazama kwenye tovuti kwa ajili ya tarehe ya ingizo la dirisha lijalo. Projaro (Uendeshaji) Projaro ni taasisi iliyopo Abuja ampapo huchukua, kufundisha na kuwawezesha wahandisi wa Software ili kuwa wa daraja la dunia kwa mwaka 1. Kama upo maeneo ya Abuja au Kaskazini mwa Nigeri kwa ujumla, Projaro ni kwa ajili yako. Ingawa hapo awali ilifungua maombi kwa ajili ya kuwachukua wasanidi wa Software wasio na ujuzi wowote, Projaro hivi sasa hudahili wakipendezewa na waombaji wenye maarifa ya msingi ya upangaji programu. Baada ya kuomba kujiunga na ushirika huo, waombaji waliofanikiwa watapitia kwenye kambi kwa muda wa juma moja ambayo itakuwa ndio muamuzi wa mwisho. Ushirikik huo wa Projaro ni wa umuhimu sana ambao huwa na kazi mradi kwa kina, mafunzo, mihadhara na warsha kwa washiriki kwa muda huo wa mafunzo. Kwa miezi hiyo 3, washiriki watafundishwa kwenye vipengele vya usanidi wa Software na uongozi wa kiufundi, na kipindi cha miezi 3 inayofuata watajitolea kwenye kazimradi zenyewe ambazo zitajumuisha kazi mradi binafsi. Kipindi cha miezi 6 ya mwisho wa ushirika wa Projaro, washirika watakuwa wakilipwa kwa ajili ya kufanya kazi mradi ya wateja huku wakiwa mbali na eneo husika, kwa muda wote au kwa muda tu kutegemeana na chaguo lao. Sevocoder (Uendeshaji ) Kwa lengo la ""kuwachukua ingali vijana"", Sevocoder ni mpango wa nHub huko Jos, Jimbo la Plateau ikiwalenga wanafunzi wa shule za sekondari. Programu hiyo inakusudia kuzalisha wasanidi 20,00 kutoka katika Jimbo la Plateau kwa miaka michache kwa kuwafundisha watoto na vijana wa makamo namna ya kusimba. Kulenga vijana wadogo wa shuleni ulikuwa ni mpango wa kuziba mwanya wa ujuzi wa teknolojia hasa wa kupanga programu. Kwa sasa, Sevocoder inaandikisha waombaji wake pekee kutoka shule za sekondari huko Jos. Hata hivyo, kuna mipango ya kuipanua programu hiyo kwa watu binafsi na wazazi ambao wanapenda kuwaandikisha watoto wao kwenye programu hiyo hivi karibuni. Kama unaishi maeneo ya Jos, na unavutiwa na Sevecoder, wasiliana na nHub. Relearn by CcHub (Utendaji kazi) Hii ni programu iliiliyoanzishwa pamoja na Hub inayowalenga watoto na vijana walio na umri kuanzia miaka 5 - 18 kutoka darasa la kwanza mpaka madarasa ya SS3. Relearn by CcHub inatumia teknolojia kuwezesha elimu, kuwafundisha vijana uhandisi msingi wa Software, usanidi Software na ujuzi wa kusimba. Programu hizo sio bure; zinagharimu kuanzia ₦25,000 to ₦55,000. Klabu za mwisho wa juma; kama vuile jina linavyomaanisha, Klabu ya mwisho wa Juma ni darasa kwa saa 2 kila Jumamosi kwa wenye umri wa miaka 5 hadi 18 kwa wale ambao hawana muda kati kati mwa juma. Programu hiyo inaendeshwa kwa majuma 6. Klabu baada ya shule; Siku za Jumanne na Alhamisi wanafunzi wa darasa la 1 hadi SS3 hupata kufuahi kwa muda wa saa 1 klabuni wakijifunza kubuni michezo mbalimbali ya tarakilishi na katuni, kusimba, kubuni ukurasa wa tovuti na programu za umeme. Klabu ta Umwanya; Hii imeandaliwa kwa ajili ya wanafunzi kwa kipindi kile cha mwaka 1 kabla ya Chuokikuu na baada ya shule ya sekondari. Wanajifunza msingi wa usanidi tovuti na upangaji programu. Wanafunzi huchukuliwa kwenda kwenye programu hiyo kwa msingi wa robo mwaka. Usajili wa robo ya kwanza ya 2017 hivi sasa imefungwa. Hata hivyo, kama unavutiwa ama una mtoto anayevutiwa, unaweza kuwaingiza hao kwenye kundi kwa ajili ya robo ijayo. Sajili zitaanza mwwezi Aprili. Mifumo ya Swap Space (Inaweza isiwe inafanya kazi tena) Ufafanuzi huo kwenye tovuti yake unasomeka; ""[Sisi] tunakusaidia wewe kuendelea na majukumu ya usanidi ama ubunifu kwenye kampuni ziongozazoAfrika kote na nje ya mipaka. Wote tunahitaji kutoka kwako ni uchu wa maarifa na tutakusaidia kuwa mtaalamu katika kufanya kile ukipendacho"" Makao yake Makuu yapo kwenye eneo la Maryland kwenye Mji wa Lagos, Ubadilishaji nafasi ya mafunzo kwa kina ya miezi 3 kwenye ubobezi wa utengenezaji tovuti, uzoefu wa mtumiaji, na Programu ya Java. Kuomba, unatakiwa kulipa kiasi cha fedha kisichorudishwa �10,000 ambacho hakitajumuishwa kwenye malipo yako ya ada. Taasisi ya Ocean Digits (Inawezekana isiwe inafanya kazi tena) Taasisi ya Ocean Digits ni tovuti ya Lagos na kituo cha utengenezaji wa Software ambacho kinalenga kusaidia ukuaji thabiti wa ikolojia ya teknolojia kwa kutoa vipaji vya daraja la kimataifa kwa ajili ya kampuni za teknolojia nchini Nigeria. Taasisi ya Ocean Digits inatoa kozi za majuma 4 kila moja kwa msingi, ngazi ya kati na daraja la juu la I na daraja la juu la II la utengenezaji wa tovuti. Ada kwa ajili ya kozi hizo ni kuanzia ₦40,000 -- ₦60,000 na kulingana na tovuti hiyo, ofa hutolewa kwa mafunzo kazoni kwa miezi 3 pamoja na malipo pale utapokuwa umetunukiwa kama mtengenezaji kamili wa programu. LearnFactory (Utendaji kazi) Shule nyingi za kusimba zipo Lagos au Abuja na miji mingine mikuu, lakini LearnFactory kuwepo eneo la Aba inaonekana ni kubadilisha mwenendo huu. Shule ya kusimba inatafuta kuandaa na kuuza nje ""watengenezaji na mafundi wa Software"" ndani ya Kusini Mashariki. Watengenezaji wanaanza safari yao hapo LearnFactory kwa kujifunza bure (sio bure mwanzoni) bootcamp kwa miezi 3 kwa kina. ElitePath (Utendaji kazi) Ipo ndani ya Port Harcourt mji mashuhuri kwa mafuta na siasa, ElitePath ni kampuni ya Software amabyo iliona uhitaji na pengo kwenye sekta ya teknolojia hapo Port Harcourt na waliamua kuziba pengo kwa kuwafundisha watengeneza mifumo kutokea kutofahamu chochote mpaka kiwango cha taaluma hiyo. ElitePath ina kozi ya majuma 12 za utengenezaji kamili wa tovuti ambapo wanafunzi teknolojia ya tovuti kutoka kwenye programu msingi; HTML, CSS, PHP, MYSQL, JavaScript n.k. Madarasa yapo katika vipindi Jumanne -n Alhamisi 3am-6mchana na 1pm-4pm kila siku. Kulingana na tovuti ya ElitePath, ghrarama za kozi nzima ni �90,000. Kujisomea mwenyewe Moja ya mienendo ya ushirika iliyopo leo Nigeria ni kwamba wengi wao hawatoi fursa kwa watu ambao wanataka kujifunza kupangilia programu bila ya maarifa ya awali. Ile ambayo ina upendeleo wa juu na upendeleo kwa maarifa ya hapo awali ya mada, haijalishi ni ndogo kiasi gani. Unaweza kujifunza wewe mwenyewe namna ya usimbaji bila ya kutoka kwenye mipaka ya chumba chako au kusaini mkataba na mto yeyote. Unayoyahitaji ili kufanikisha hili ni kuaptikana kwa mtandao na tarakilishi (ikiwezekana kompyuta mpakato). Njia ya kujifunza utengenezaji Programu ni mbaya na yenye mawe. Lakini kulingana na wataalamu, uamuzi wa kujifunza mwenyewe usanidi programu, uimara na uwezo wa kuendelea kujifunza ni sifa ambazo za kuzizamia na kuziendeleza. Usanidi programu ni taaluma pana, kutafuta sehemu gani unavutiwa nayo itakuwa ni sehemu nzuri ya kuanza nayo. Baadhi ya rasilimali ya kuanzia nayo yanajumuisha; Taasisi ya kusimba, Taasisi ya Khan, Treehouse, Udemy, PluralSight, Udacity, StackOverflow, Coursera, Github, Shule za W3, Free Code Camp, FutureLearn, vikundi vya wasanidi, na jamii kwenye mitandao ya kijamii. Mpiga picha wa mitindo Herb Ritts alisema watu wengi walio bora wanajifunza wenyewe. Yote haya yanafungamana na ukweli kwamba kujifunza mwenyewe kunakupa mtazamo mpana. Wakati unajaribu kujifunza utengenezaji programu wewe mwenyewe, SOMA kila kitu, TAZAMA PICHA MJONGEO, na tafuta kwenye GOOGLE kila kitu ambacho haukielewei.","Bó-ṣe-ń-lọ: Ìkànnì 17 láti kọ́ ìṣètò kóòdù ní Nàìjíríà (2023) Ní àlà ilẹ̀ iṣẹ́ tó ń gbèrú kíákíá, ọgbọ́n ìmọ̀ ẹ̀rọ bíi ìṣètò kóòdù ń tẹ̀síwájú sí ìpò kìíní àwọn iṣẹ́ tí wọ́n ń béèrè jù ní àgbáyé. Ìwá kiri fún àwọn akọ́ṣẹ́mọṣẹ́ ìṣètò kóòdù àti àwọn àṣà gbé kalẹ̀ ẹ̀dà ìṣètò kóòdù kò tíì pò tó báyìí rí, àti wí pé Nàìjíríà, pẹ̀lú àwọn ọ̀dọ́ tó ń gbilẹ̀ nínú àpapọ̀ iye ènìyàn àti ìdàgbàsókè àwùjọ ìmọ̀ ẹ̀rọ kìí ṣe àjòjì sí àṣà yìí. Ààyè edtech pàápàá jù lọ àwọn ìkànnì wọ̀n yẹn ní àfojúsùn lórí ìkẹ́kọ̀ọ́ fún ọgbọ́n ìmọ̀ ẹ̀rọ, ó ti ní ìrírí àwọn ìyípadà tó lápẹẹrẹ ní ọdún mẹ́wàá sẹ́yìn. Àwọn ìkànnì tuntun ti súyọ, àwọn kan ṣ�� wà ṣùgbọ́n àwọn mìíràn ti dáwọ́ iṣẹ́ dúró. Èyí ni àtòjọ ìmúdójúìwọ̀n àwọn àǹfààní fún kíkọ́ ìṣètò kóòdù lọ́wọ́ lọ́wọ́ ní Nàìjíríà. Bóyá o jẹ́ alákọ̀ọ̀bẹ̀rẹ̀ tí ó ń wá láti fẹsẹ̀ múlẹ̀ nínú àwùjọ kóòdù tàbí akọ́ṣẹ́mọṣẹ́ tó fẹ́ gbèrú síi, àtòjọ yìí pèsè àwọn àǹfààní tó pọ̀ láti fún ọ ní ohun tó o fẹ́. Ṣe àwàjìn láti ṣe àwárí àwọn ìkànnì tó dára fún kíkọ́ kóòdù ní Nàìjíríà ní 2023. Àtòjọ Ìmúdójúìwọ̀n fún 2023 Decagon A dáa sílẹ̀ ní 2018, Decagon jẹ́ ilé - ẹ̀kọ́ fún ìmọ̀ ẹ̀rọ ẹ̀ka orí afẹ́fẹ́ àìfojúrí tó ń pèsè àǹfààní ìkẹ́kọ̀ọ́ ìṣàgbékalè ìmọ̀ orí afẹ́fẹ́ àìfojúrí ní kíkún fún oṣù mẹ́fà. Kọ̀ríkúlọ̀ọ̀mù pèsè àwọn akẹ́kọ̀ọ́ pẹ̀lú kóòdù ṣíṣe àti àwọn ọgbọ́n lórí ìmọ̀ ẹ̀rọ. Ètò náà ní àǹfààní níní olùdámọ̀ràn, ṣíṣe àfihàn ìlò ìbòjúayému àti iṣẹ́ àkànṣe, ìdánilẹ́kọ̀ọ́ oṣù 2 tí kò ní àdéhùn fún àwọn ògbọ́ntarìgì onímọ̀ ìṣètò kóòdù àti ààyè iṣẹ́ tó yaayi. Àwọn iṣẹ́ yìí bẹ̀rẹ̀ láti ìdánilẹ́kọ̀ọ́ lórí ìfọ̀rọ̀wánilẹ́nuwò àti CV/ààyè àlàyé nípa ènìyàn lórí LinkedIn ń ṣe àtúnyẹ̀wò owó oṣù àti ìpèsè lẹ́tà ìtọ́kasí, tó ń fìdí rẹ̀ múlẹ̀ pé àwọn akẹ́kọ̀ọ́ jáde ilé - ẹ̀kọ́ gíga rí iṣẹ́ ní ilé-iṣẹ́ ìmọ̀ ẹ̀rọ. DSN (Ìtàkùn-àgbáríjọpọ̀ Àwọn Onímọ̀ Sáyẹ́ńsì Dátà) Tí a mọ̀ sí Data Science Nigeria, DSN, tẹ́lẹ̀ gbèrò láti kọ́, mójútó kí wọ́n sí mí sí ọ̀dọ́ Nàìjíríà 100, 000 nínú sáyẹ́ńsì dátà àti ìṣètúpalẹ̀ tó gọtíọ. Àgbékalẹ̀ ètò tí kò mú èrè jíjẹ ní dandan yìí ní àwọn olùkọ́ tó ní ìmọ́ọ́ṣe ìmọ̀ dátà tó yẹ láti Nàìjíríà àti lẹ́yìn odi tó ń ṣe ìfarajì láti kọ́ àwọn ọ̀dọ́ Nàìjíríà kí wọ́n sì máa tọ́ wọn sọ́nà. DSN pèsè ibùdó ìkẹ́kọ̀ọ́, ìdánilẹ́kọ̀ọ́ ìsọnidọ̀gá (masterclass), wọ́n á tún máa ṣètò ìdíje láti túbọ̀ mú kí àwùjọ rẹ̀ wúlò. Univelcity Jẹ́ dídásílẹ̀ ní ọdún 2016, Univelcity pèsè àwọn ètò ẹ̀kọ́ tó ṣe kókó tó sì fara pẹ́ ètò ẹ̀kọ́ nínú ìdìdelẹ̀ ààyè orí afẹ́fẹ́, ìmọ̀ sáyẹ́nsì dátà. Ìkànnì yìí pèsè kíláàsì ojúkojú àti torí afẹ́fẹ́ pẹ̀lú àkókò ìkẹ́kọ̀ọ́ láti oṣù méjì sí oṣù mẹ́fà. CodeLn CodeLn jẹ́ ìkànnì agbanisíṣẹ́ kíkún ti ìmọ̀ ẹ̀rọ tó tún ń pèsè ọgbọ́n ìgbéjáde ètò ìdí àlàfo. Ní ìbáṣepọ̀ pẹ̀lú àwọn àgbè ilé-iṣẹ́ ìmọ̀ ẹ̀rọ bíi IBM àti Microsoft, CodeLn pèsè àwọn ọrọ̀ ìṣàmúlò fún ìdánilẹ́kọ̀ọ́ ara ẹni, ṣètò ìkẹ́kọ̀ọ́ ẹnu iṣé àti ṣíṣe iṣẹ́ àkànṣe lórí ìmọ̀ ẹ̀kọ́ náà fún àkókò gbọọrọ. Ìkànnì yìí ṣe àsopọ̀ àwọn akọ́ṣẹ́mọṣẹ́ pẹ̀lú ọ̀pọ̀lọpọ̀ àwọn ilé-iṣẹ́ tó ń gba ni siṣẹ́ tó sì ń pèsè ààyè àyẹ̀wò fún ìdánilójú ọgbọ́n ìmọ́ọ́ṣe. TechQuest TechQuest jẹ́ ilé iṣẹ́ ìmọ̀ ẹ̀rọ tí kò ní àfojúsùn èrè tó sì ń pèsè iṣẹ́ kíkọ́ olósẹ̀ mẹ́jọ pẹ̀lú ìwé ẹ̀rí ní oríṣi ẹ̀ka ìmọ̀ ẹ̀rọ. Àwọn ẹ̀ka máa nìwọ̀nyí Frontend àti Ìgbákalẹ̀ Ojú-Òpó Ayélujára ti Backend, Ìdábòòbò orí-ayélujára, ìyànnàná dátà, àti ọjà títà oní-díjítà. Àwọn ẹ̀ka iṣẹ́ yìí ló máa ń wáyé nílé-iṣẹ́ àti àwọn ẹ̀ka ilé-iṣẹ́ yìí tó wà fún ìdánilẹ́kọ̀ọ́ àti wí pé ilé-iṣẹ́ yìí ṣètò ìpàgọ́ fáwọn ìpẹ́ẹ̀rẹ̀ àti àwọn ọmọdé. Utiva Jẹ́ dídásílẹ̀ ní ọdún 2018, Ultiva jẹ́ ìkànnì ìkẹ́kọ̀ọ́ orí afẹ́fẹ́ tó ń pèsè ìkọ́ni, àbójútó, ìkọ́ṣẹ́, ọrọ̀ àti ibùdó ìkẹ́kọ̀ọ́ fún oríṣi ẹ̀kọ́ ìmọ̀ ẹ̀rọ. Àwọn nì wọ̀nyí ṣíṣe àtúpalẹ̀ èsì ìwádìí, ìṣàmójútó ọjà, ìṣèdásílẹ̀ ọjà, ìpolówó àti ìṣàgbékalẹ̀ ìmọ̀ ẹ̀rọ orí afẹ́fẹ́. Ultiva ń ṣe àkóso ẹ̀ka ẹ̀kọ́ mẹ́sàn-án, wọ́n sì ń ṣe àkópọ̀ kíláàsì orí afẹ́fẹ́ pẹ̀lú oríṣi ìdíje àti iṣẹ́ àkànṣe fún ìgbéléwọ̀n tó peregedé. Lẹ́yìn àṣeyọrí nínú àwọn nǹkan wọ̀nyí, àwọn akẹ́kọ̀ọ́ yóò gba ìwé ẹ̀rí tó ní ìdámọ̀ gbogbo àgbáyé. The Roothub (TRH) Roothub ń fúnni ní àǹfààní kíkọ́ ìmọ̀ ẹ̀rọ ��ti níní ìmọ́ọ́ṣe àwọn ètò tó nííṣe pẹ̀lú ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ ní àwọn ìlú márùn-ún ní Nàìjíríà bíi Ibadan, Lagos, Abakaliki, Uyo, and Port Harcourt. Ìdìdelẹ̀ ètò yìí tó ti pé ọdún mẹ́sàn-án ní àfojúsùn lórí àgbédìde ìkànnì orí afẹ́fẹ́, ìpolówó tó nííṣe pẹ̀lú ìmọ̀ ẹ̀rọ orí afẹ́fẹ́, ìṣeìdásílẹ̀ àwọn àwòrán àti ṣíṣe ètò kóòdù nínú ìkọ́ni ọlọ́sẹ̀ mẹ́rin tó gbóná. Ọ̀kan lára àwọn àgbékalẹ̀ The Roothub ni Gide.ng, ìkànnì orí afẹ́fẹ́ fún olùkọ́ tó ń pèsè àwọn ẹ̀kọ́ ìmọ́ọ́ṣe àti ìwé ẹ̀rí nínú ṣíṣe àtúpalẹ̀ èsì ìwádìí, ìṣàmójútó ọjà àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. DevCareer DevCareer jẹ́ ilé iṣẹ́ ìmọ̀ ẹ̀rọ tí kò gùn lé èrè jíjẹ pàtó, wọ́n ṣe àtìlẹyìn fún olúkúlùkù tó bá fẹ́ jẹ́ olùgbé kalẹ̀ ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ àti àwọn tó ní ìmọ́ọ́ṣe lórí ìmọ̀ ẹ̀rọ. Wọ́n ń pèsè ẹ̀rọ kọ̀ńpútà alágbèéká, ayélujára, ààyè ìbáṣiṣẹ́pọ̀ àti àwọn ohun èlò kíkọ́ ẹ̀kọ́ láti ara àwọn ọ̀nà oríṣiríṣi pẹ̀lú ìbáṣepọ̀ pẹ̀lú àwọn àṣẹ̀ṣẹ̀dìde ilé iṣẹ́ ìmọ̀ ẹ̀rọ, olùdókoòwò, ìjọba àti agbo àwọn onímọ̀ ẹ̀rọ. AltSchool ti Afíríkà Altschool ti ilẹ̀ Áfíríkà ń pèsè ìkọ́ni olóṣù 12 tó ìjìnlẹ̀ pẹ̀lú ìwé ẹ̀rí nínú ètò ẹ̀kọ́ ìmọ̀ ẹ̀rọ, ọjà àti èsì ìwádìí pẹ̀lú ọgbọ́n dọ́là owó ilẹ̀ òkèèrè. Àgbékalẹ̀ ètò ẹ̀kọ́ náà nííṣe pẹ̀lú pípésè àwọn akẹ́kọ̀ọ́ sílẹ̀ fún iṣẹ́ ṣíṣe, ìtèsìwájú iṣẹ́ tí wọ́n yàn láàyò lẹ́yìn tí wọ́n bá parí ètò ẹ̀kọ́ yìí. HiiT Plc HiiT Plc jẹ́ ọ̀kan lára àwọn ilé-iṣẹ́ ìkọ́ni fún ìmọ̀ ẹ̀rọ ní orílẹ̀-èdè Nàìjíríà. Wọ́n ní àgbékalẹ̀ oríṣi ètò ẹ̀kọ́ bíi ìmọ̀ sáyẹ́ǹsì lórí èsì ìwádìí, ìmọ̀ ẹ̀rọ lórí afẹ́fẹ́, ìgbédìde àwọn ohun èlò, ìṣètò ìmọ̀ ẹ̀rọ ayára bí àṣà lórí ìkànnì ayélujára. HiiT jẹ́ alábàṣiṣẹ́ pọ̀ pẹ̀lú àwọn ilé-iṣẹ́ ìmọ̀ ẹ̀rọ ńlá bíi Microsoft, Oracle, àti Google, wọ́n sì ń ṣe ètò ìkọ́ni ní àwọn ìlú bíi Lagos, Abuja, Kano, and Ibadan. Ilé ẹ̀kọ́ Anchorsoft Ilé ẹ̀kọ́ Anchorsoft ń pèsè oríṣi àwọn ètò ẹ̀kọ́ tó yááyì bíi frontend development, full-stack web development, mobile app development, and web design. Ilé ẹ̀kọ́ yìí ní àfojúsùn láti pèsè ìmọ́ọ́ṣe tó wúlò tó lè mú kí wọ́n rí àwọn akẹ́kọ̀ọ́ yìí gbà sí ṣẹ́. Wọ́n tún máa ń ṣètò ìkọ́ni orí afẹ́fẹ́ àti ààyè fún ìmọni fún àwọn ọlọ́gbọ́n àwùjọ wọn. Wọ́n lè ṣe àmúlò àwọn ètò ẹ̀kọ́ yìí lójú kojú tàbí lórí ìkànnì órí afẹ́fẹ́, ètò ìyáwó àti ẹ̀kọ́ ọ̀fẹ́ wà fún àwọn akẹ́kọ̀ọ́ akẹ́kọ̀ọ́. Àkókò ẹ̀kọ́ wà láàrin oṣù mẹ́ta sí oṣù mẹ́fà pẹ̀lú iye owó láàrin ₦250, 000 àti ₦300, 000. Àtòjọ láti ọdún 2017 (ipò ìṣàkóso) Andela (yí ìlànà okoòwò padà sí ìṣàmójútò ẹ̀bùn àti ìwá kiri) Andela jẹ́ àwùjọ ì mú nǹkan dàgbà tó ń kọ́ àwọn ọmọ ilẹ̀ Áfíríkà láti di gbajú-gbajà olùdásílẹ̀ ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ láàrin ọdún 4. Ohun tó wú ni lórí jù ni pé wọn yóò sanwó fún ọ nígbà tí o bá ń kẹ́kọ̀ọ́ lọ́wọ́. Andela wà lára àwọn tó kọ́kọ́ gbé Ìgbésẹ̀ nípa wíwá ojútùú sí ìṣòro olùgbé dìde ní Nàìjíríà àti àwọn ilẹ̀ Áfríkà mìíràn bíi Nairobi àti Uganda. Síbẹ̀síbẹ̀, àhesọ ọ̀rọ̀ wà wí pé wọ́n gba àwọn àwọn akẹ́kọ̀ọ́ tuntun láti kọ́ ìmọ̀ ìṣètò kóòdù láì mọ ohun tí ń jẹ́ kóòdù tẹ́lẹ̀. Èyí jẹ́ òtítọ́ àti irọ́ lẹ́ẹ̀kan náà. Wọ́n fún àwọn olùkópa ní àǹfààní ìkẹ́kọ̀ọ́ láti ilé tó ń fi ìdí ìmọ̀ ìgbé dìde ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ hàn. Wọ́n gbèrò yìí láti ran àwọn akẹ́kọ̀ọ́ tuntun lọ́wọ́ láti mọ bí ètò yìí ṣe rí kí wọ́n tó bẹ̀rẹ̀ rẹ̀. Ṣùgbọ́n nítirí pé àsìkò tí wọ́n pèsè láti ní òye ìwé-ìtọ́ni náà kéré fún ṣẹ̀ṣẹ̀dé, ó lè jùlọ láti tẹ̀lé ojú-òpó ìdára-ẹni-kọ́ fún ìgbà díẹ̀ kí á tó forúkọ silẹ̀ pẹ̀lú Andela. Àwọn akẹ́kọ̀ọ́ Andela kò le kúrò kí ọdún 2 tó pé nínú ọdún 4 tó wà fún ẹ̀kọ́ náà. Ní pàtó wọ́n gbà pé yóò tó ọdún 2 kí wọ́n tó lè san owó ìkẹ��kọ̀ọ́ padà ($15, 000), nítorí náà wọ́n gbé ètò àdéhùn kalẹ̀ láti yọ ìyókù owó náà bí o bá lọ kí ọdún 2 tó pé. Bí o bá lọ lẹ́yìn oṣù 18, 1/4th lo jẹ bí o bá sì lọ lẹ́yìn ọdún 2 (oṣù 24), o ò jẹ́ wọ́n ní ohunkóhun, ààyè sì gbà ọ́ láti máa lọ. Ètò ìforúkọsílẹ̀ Andela jẹ́ yí po ọdún tí wọ́n ń pè ní Ìyípo. Ìyípo tó ń lọ lọ́wọ́ yóò parí ní ọjọ́ kẹwàá oṣù kẹta ọdún 2017. Switch (Ó ṣeéṣe kó má ṣiṣẹ́ mọ́) Switch jẹ́ ọ̀kan nínú àwọn àfikún titun sí ẹ̀kọ́ nípa ICT àti àgbékalẹ̀ ohun-èlò kọ̀ǹpútà àìrídìmú. Wọ́n ní àfojúsùn ṣíṣe àwárí ẹ̀bùn ìmọ̀ ẹ̀rọ, ìtèsìwájú àti fífi sáàyè, Switch rí bi Andela àyàfi ìyàtọ̀ wọn ní ọ̀pọ̀lọpọ̀ ọ̀nà. Níbi tí Andela ti fáàyè ọdún 4 sílẹ̀ fún ìkọ́ni àti gbígbani, àjọ Switch ń ṣe ti wọn fún ọdún 1 àti oṣù 3 - oṣù 3 fún ìdánilẹ́kọ̀ọ́ tó jinlẹ̀ tí ìgba ni síṣẹ́ fún ọdún 12 ní àwọn ilé-iṣẹ́ níbi tí àwọn akópa yóò tẹ̀síwájú láti máa kọ́ iṣẹ́ tí wọn yóò sì máa gbowó. Láàrin gbùngbùn Yaba, àwọn akópa ní ilé ẹ̀kọ́ yóò rí oúnjẹ ọ̀sán ọ̀fẹ́ gbà lójoojúmọ́ àti owó kéékèèké fún ìrìn àjò àti ilé gbígbé. Láti wọlé sí ilé ẹ̀kọ́ Switch fún oṣù mẹ́ta lọ́fẹ̀ẹ́, olùforúkọ̀ sílè kàn ní láti ní ẹ̀bùn rẹ̀ kí ó sì lọgbọn lórí. Lẹ́yìn oṣù 3, ìdá owó oṣù wọn yóò di yíyọ láàrin ọdún 1 tí wọ́n bẹ̀rẹ̀ iṣẹ́. Ní wíwò àwọn àmúyẹ, ilé iṣẹ́ Switch kò sí fún ọ bí o kò bá ní ìmọ̀ tẹ́lẹ̀ lórí kóòdù. Ilé ẹ̀kọ́ Moat (Ó ń ṣiṣẹ́ lọ́wọ́) Ilé ẹ̀kọ́ Moat fẹ́ ""dí àlàfo tó wà láàárín ètò ẹ̀kọ́ àti ẹ̀ka ìmọ̀ ẹ̀rọ nípa pípésè iṣẹ́ fún ọ̀pọ̀lọpọ̀ ènìyàn tí kò níṣẹ́ lọ́wọ́"". Ìpínlẹ̀ Èkó ni wọ́n wà, Ilé ẹ̀kọ́ Moat sọ pé àwọn ń kọ́ àwọn olùgbédìde láti 'ibikíbi' láti lè bẹ́gbẹ́mu ní ohunkóhun káàkiri àgbáyé. Àwọn olùforúkọ sílẹ̀ yóò ṣe ìdánilẹ́kọ̀ọ́ ìpàgọ́ ọlọ́sẹ̀-10 èyí tó dá lórí kíkọ́ ni lórí iṣẹ́ àkànṣe. Láì wo ti bí ó ti jinlẹ̀ tó, àkókò ìkẹ́kọ̀ọ́ náà kúrú. Síbẹ̀síbẹ̀, Ilé ẹ̀kọ́ Moat ti ṣe àmúlò ọgbọ́n ìkọ́ni sí àwọn ọ̀nà ìdánilẹ́kọ̀ọ́ rẹ̀. Àwọn olùkópa yóò ṣiṣẹ́ fún wákàtí 7 gbáko lójoojúmọ́, wọ́n yóò sì lo wákàtí 4 míràn ní ilé. Ìforúkọsílẹ̀ fún Ilé ẹ̀kọ́ Moat abala tó gbẹ́yìn parí nínú oṣù kejì, ṣùgbọ́n o lè wo ìkànnì wọ́n lórí ìtàkùn àgbáyé fún déètì abala tó kàn. Projaro (Àfiṣiṣẹ́) Projaro jẹ́ ilé iṣẹ́ tó kalẹ̀ sí Abuja, wọ́n máa ń gbà, wọ́n sì máa ń ṣe ìdánilẹ́kọ̀ọ́ àti ìrónilágbára láti di onímọ̀ ẹ̀rọ àgbáyé láàárín ọdún 1. Bí o bá wà ní agbègbè Abuja tàbí ìwọ̀ oòrùn Nàìjíríà lápapọ̀, ìwọ ni Projaro wà fún. Bí ó tilẹ̀ jẹ́ pé ìforúkọsílẹ̀ fún àwọn onímọ̀ ẹ̀rọ orí afẹ́fẹ́ tí kò ní mọ̀ kan kan ló wà fún tẹ́lẹ̀, Projaro ti wá ń gba àwọn olùforúkọ̀sílẹ̀ tó ní ìmọ̀ díẹ̀ lórí ètò kóòdù. Lẹ́yìn tí o bà ti forúkọ sílẹ̀ láti darapọ̀ mọ́ àwùjọ náà, àwọn tó bá yege yóò kẹ́kọ̀ọ́ ní ìpàgọ́ fún ọ̀sẹ̀ kan èyí tí yóò jẹ́ ìgbéléwọ̀n tó parí láti yan àwọn tó yege. Àwùjọ Projaro ní àfojúsùn pàtàkì lórí ṣíṣe iṣẹ́ àkànṣe, ìdánilẹ́kọ̀ọ́ ojú kojú àti torí afẹ́fẹ́, pẹ̀lú ìdánilẹ́kọ̀ọ́ tó fáàyè gba ìbéèrè fún àwọn olùkópa lákòkò ìdánilẹ́kọ̀ọ́ yìí. Fún oṣù 3 yìí, àwọn olùkópa yóò gba ìdánilẹ́kọ̀ọ́ lórí oríṣi abala ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ àti ìdarí ìmọ̀ ẹ̀rọ nígbà tí oṣù 3 tó tẹ̀lé ẹ yóò jẹ́ fún iṣẹ́ àkànṣe gbòógì èyí tó lè ní iṣẹ́ àkànṣe àdáṣe. Ní oṣù 6 tó gbẹ́yìn ní àwùjọ Projaro, àwọn olùkópa yóò gbowó pé wọ́n ṣiṣẹ́ àkànṣe fún oníbàrà láì ríi, ní pípé tàbí ní ààbọ̀. Èyí dá lórí Ìfẹ́ inú wọn. Sevocoder (Àfiṣiṣẹ́) Pẹ̀lú àfojúsùn láti tètè ""kó wọn ní àìgbọ́n"", Sevocoder jẹ́ àbájáde nHub ní Jos, ní ìpínlẹ̀ Plateau. Wọ́n dojú kọ àwọn ọmọ ilé ẹ̀kọ́ girama. Ètò náà gbèrò láti kó olùdásílẹ̀ 2000 jáde ní ìpínlẹ̀ Plateau ní ọdún péréte nípa kíkọ́ àwọn ọmọdé àti ọ̀dọ́ bí a ti ń kóòdù. Níní àfojúsùn àwọn ọmọ ké��kèèké tí ilé ẹ̀kọ́ jẹ́ ọ̀nà láti dí àlàfo tó wà ní àwùjọ ìmọ̀ ẹ̀rọ pàápàá ìṣètò kóòdù. Lọ́wọ́ lọ́wọ́ Sevocoder ń gba àwọn olùforúkọ̀sílẹ̀ rẹ̀ láti àwọn ilé ẹ̀kọ́ gírámà ní Jos. Síbẹ̀síbẹ̀, èrò wà láti nawọ́ ètò náà sí ẹnì kọ̀ọ̀kan àti àwọn òbí tó fẹ́ forúkọ ọmọ wọn sílẹ̀ fún ètò yìí láì pẹ́. Bí o bá ń gbé láyìká Jos tí o sì nífẹ̀ẹ́ sí Sevocoder, kàn sí nHub. Tún ẹ̀kọ́ kọ́ láti ọwọ́ CcHub Ètò yìí wá láti owó Co-Creation Hub pẹ̀lú àfojúsùn àwọn ọmọ àti ọ̀dọ́ láàrin ọmọ ọdún 5 sí 18 ní ìpele Kíláásì alákọ̀bẹ̀rẹ̀ 1 sí kíláàsì SSS3. Tún ẹ̀kọ́ kọ́ láti ọwọ́ CcHub ń lo ìmọ̀ ẹ̀rọ òde òní láti gbé ẹ̀kọ́ lárugẹ, kíkọ́ àwọn ọmọdé ní ẹ̀kọ́ ìmọ̀ ẹ̀rọ orí afẹ́fẹ́, ìdásílẹ̀ ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ àti ọgbọ́n kóòdù. Àwọn ètò yìí kì í ṣe ọ̀fẹ́, iye wọn wà láàárín ₦25, 000 sí ₦55, 000. Ẹgbẹ́ òpin ọ̀sẹ̀: gẹ́gẹ́ bí orúkọ rẹ̀, ẹgbẹ́ òpin ọ̀sẹ̀ jẹ́ kíláàsì òní wákàtí 2 ní ọjọ́ Àbámẹ́ta fún àwọn tó wà ní ọjọ́ orí ọdún 5 sí 18 tí kò rí ààyè láàrín ọ̀sẹ̀. Ọ̀sẹ̀ 6 ni ètò náà wà fún. Lẹ́yìn ẹgbẹ́ ilé ẹ̀kọ́, ní gbogbo ọjọ́ Ìṣẹ́gun àti ọjọ́bọ̀, àwọn akẹ́kọ̀ọ́ Kíláásì alákọ́bẹ̀rẹ̀ 1 sí SSS3 máa ń ní àǹfààní láti lo wákàtí 1 ní ibi ẹgbẹ́ náà láti kọ́ bí a ti ń ṣe eré ìdárayá ti kọ̀ńpútà àti ìyàwòrán, kóòdù, òpónà ayélujára àti ètò kóòdù. Ẹgbẹ́ Gap Year: èyí jẹ́ àlàkalẹ̀ fún àwọn akẹ́kọ̀ọ́ láàrin ọdún 1 kí wọ́n tó lọ ilé ẹ̀kọ́ gíga àti lẹ́yìn ilé ẹ̀kọ́ girama. Wọn yóò lè kọ́ àwọn kókó ẹ̀kọ́ lórí ìgbé dìde ìkànnì ayélujára àti ètò kóòdù. Níwọ̀n oṣù mẹ́rin mẹ́rin ni àwọn akẹ́kọ̀ọ́ máa ń wọlé fún ètò kóòdù yìí. Ìforúkọsílẹ̀ fún oṣù mẹ́rin àkọ́kọ́ tí ọdún 2017 ti parí. Síbẹ̀síbẹ̀, bí o bá nífẹ̀ sí i tàbí ọmọ rẹ kan nífẹ̀ sí í, ó lè forúkọ wọn sílè fún ìdá tó kàn ní oṣù mẹ́rin tó ń bọ̀. Ìforúkọsílẹ̀ yóò bẹ̀rẹ̀ nínú oṣù kẹrin. Àwọn Ètò Ààyè Ìpàsípààrọ̀ (Lè má jẹ́ àfiṣiṣẹ́ mọ́) Àlàyé náà tó wà lórí ìkànnì rẹ̀ kà báyìí wí pé"" [Àwa] Gbà ọ́ ní ọ̀ràn láti bẹ̀rẹ̀ iṣẹ́ olùgbédìde tàbí olùṣètò ní àwọn ilé iṣẹ́ ńlá ńlá ní gbogbo ilẹ̀ Áfríkà àti ju ibẹ̀ lọ. Gbogbo ohun tí a bèèrè lọ́wọ́ rẹ ni Ìfẹ́ láti ní ìmọ̀, a ó sì ràn ọ́ lọ́wọ́ láti di ògbóǹtarìgì ní ṣíṣe ohun tí ó fẹ́ràn Olórí ilé iṣẹ́ wọn wà ní Maryland ní ìpínlẹ̀ Èkó, Swap Space ṣe àgbékalẹ̀ ìkọ́ni to yááyì ní ìgbédìde ìkànnì ayélujára ní kíkún, ìrírí olùṣàmúlò àti ètò kóòdù Java. Láti forúkọ sílẹ̀, o ní láti san owó tí kò ṣeé dá padà èyí tí ó jẹ́ ₦10, 000 tí kò ní sí nínú owó ilé ẹ̀kọ́ fún ìpele tó gbèyìn. Ilé-ẹ̀kọ́ Ocean Digits (Lè má jẹ́ àfiṣiṣẹ́ mọ́) Ilé ẹ̀kọ́ Ocean Digits kalẹ̀ sí Èkó tó sì ń ṣiṣẹ́ lórí ìgbédìde ìkànnì ayelu àti ti ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ pẹ̀lú àfojúsùn láti 'ṣe àtìlẹyìn fún ìdàgbàsókè tó lọ deede fún ìmọ̀ ẹ̀rọ àti àwùjọ rẹ̀ nípa pípèsè ẹ̀bùn ènìyàn tó le wúlò fún àgbáyé ní àwọn ilé iṣẹ́ ìmọ̀ ẹ̀rọ ní Nàìjíríà'. Ocean Digits ń pèsè ètò ẹ̀kọ́ ọlọ́sẹ̀ mẹ́rin lórí ẹ̀ka ìmọ̀ ẹ̀rọ kọ̀ọ̀kan láti ìpele tó kéré jù títí dé èyí tó ga jù. Owó ilé-ẹ̀kọ́ fún àwọn ẹ̀kọ́ náà jẹ́ láti ₦40, 000 sí ₦60, 000, bí ìkànnì ayélujára náà sì ṣe sọ, àwọn ẹ̀kọ́ yìí wá pẹ̀lú ìsìnrú-kọ́ṣẹ́-síi olóṣù mẹ́ta tó lówó-ọ̀yà nínú nígbà tí o bá di olùṣẹ̀dá-ohun-èlò-kọ́mpútà-àìrídìmú tí ó ní ìwé-ẹ̀rí lọ́wọ́. LearnFactory (Àfiṣiṣẹ́) Ọ̀pọ̀lọpọ̀ ilé ẹ̀kọ́ kóòdù tó wà ní Èkó tàbí Abuja àti àwọn ìlú mìíràn, ṣùgbọ́n LearnFactory tó kalẹ̀ sí ìlú Aba ń wòye àti yí ìlànà yìí padà. Ilé ẹ̀kọ́ kóòdù ń wá láti kọ́ àti láti ṣẹ̀dá ""àwọn tó ní ìmọ́ọ́ṣe nínú ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ àti àwọn tó ń ṣẹ̀dá oríṣi àwòrán àti àkọsílẹ̀"". Àwọn olùgbédìde bẹ̀rẹ̀ ìrìn àjò wọn ní LearnFactory nípa ṣíṣe ẹ̀kọ́ ọ̀fẹ́ (kìí ṣe ọ̀fẹ́ nígbà kan) fún oṣù 3 níbi ẹ̀kọ́ onípàgọ́ tó jinlẹ̀. ElitePath (Àfiṣiṣẹ́) Wọ́n kalẹ̀ sí ìlú Port-Harcourt, ìlú epo àti òṣèlú, ElitePath jẹ́ ilé iṣẹ́ ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ tó rí ìdí àti àlàfo tó yẹ ní dídí ni ẹ̀ka ìmọ̀ ẹ̀rọ ní port Harcourt. Wọ́n sì pinnu láti dí àlàfo yìí nípa kíkọ́ àwọn olùgbé dìde tí kò nímọ̀ rárá di akọ́ṣẹ́mọṣẹ́. ElitePath ní ìkọ́ni ọlọ́sẹ̀ méjìlá fún ẹ̀kọ́ ìgbé dìde ìkànnì ayélujára ní kíkún níbi tí àwọn akẹ́kọ̀ọ́ yóò ti kọ́ nípa ìmọ̀ ẹ̀rọ ti ìkànnì ayélujára láti ọ̀dọ àwọn akọ́ṣẹ́mọṣẹ́ bíi HTML, CSS, PHP, MYSQL, JavaScript abbl. Kíláàsì máa ń wáyé ní ọjọ́ Ìṣẹ́gun àti ọjọ́bọ̀ ní aago 9am sí 12 ọ̀sán àti aago 1pm sí aago 4pm lójoojúmọ́. Gẹ́gẹ́ bí òpónà ìtàkùn àgbáyé ElitePath ṣe sọ, ₦90, 000 ló parí gbogbo ẹ̀kọ́ náà. Ìkọ́ni fúnra ẹni Ohun kan tó kárí àwọn àwùjọ ìkọ́ni lẹ́kọ̀ọ́ tó wà ní orílẹ̀-èdè Nàìjíríà ni pé ọ̀pọ̀ wọn kì í fún àwọn ènìyàn tí kò ní ìmọ̀ tẹ́lẹ̀ lórí ètò kóòdù ní àǹfààní. Àwọn tó ṣe ṣì ní ohun tó wù wọ́n àti ìṣègbè fún ìmọ̀ tẹ́lẹ̀ lórí kókó ọ̀rọ̀ kan bí ó ti lè kéré tó. O lè kọ ara rẹ̀ lóòótọ́ láì kúrò nínú iyàrá rẹ̀ tàbí bu ọwọ́ lu ìwé àdéhùn pẹ̀lú ẹnikẹ́ni. Gbogbo ohun tí o nílò láti jẹ́ kí ó ṣeéṣe ní ẹ̀rọ ayélujára tó yááyì àti ẹ̀rọ kọ̀ńpútà (àgbélétan). Ọ̀nà sí kíkọ́ ìgbédìde ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ jẹ́ èyí tí kò rọrùn. Ṣùgbọ́n gẹ́gẹ́ bí àwọn akọ́ṣẹ́mọṣẹ́ ṣe sọ, láti di olùgbédìde ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ tó dá ara rẹ̀ kọ́, ìdúró ṣinṣin àti okun láti túbọ̀ máa kẹ́kọ̀ọ́ ni àwọn àmúyẹ tó yẹ láti ní. Ìṣẹ̀dá ìmọ̀ ẹ̀rọ orí afẹ́fẹ́ jẹ́ ẹ̀ka tó gbòòrò, mímọ abala tí o nífẹ̀ sí yóò jẹ́ ibi rere láti bẹ̀rẹ̀. Àwọn ohun èlò láti bẹ̀rẹ̀ ni Codeacademy, Khan ilé ẹ̀kọ́ Khan, Treehouse, Udemy, PluralSight, Udacity, StackOverflow, Coursera, Github, W3 Schools, ìpàgọ́ kóòdù ọ̀fẹ́, FutureLearn, ìpín àti àwùjọ àwọn olùṣẹ̀dá lórí ẹ̀rọ agbagbe. Ayàwòrán ológe Herb Ritts sọ wí pé ọ̀pọ̀lọpọ̀ ènìyàn tó ṣe àṣeyọrí ló kọ́ ara wọn. Gbogbo rẹ̀ dá lórí pé ọ̀nà ìkọ́ni fúnra ẹni fún ọ ní àǹfààní èrò tó gbòòrò. Nígbà tí ò ń gbìyànjú láti kọ́ ètò kóòdù fún ra rẹ̀, KA gbogbo nǹkan, WÒ FÍDÍÒ, kí o sì lo Ẹ̀RỌ TÓ MÁA Ń FÚN NI NÍ ÌDÁHÙN lórí ohun gbogbo tí kò yé ọ.","EZAKAMUVA: Izithangami eziyi-17 zokufunda ukwenza izinhlelo zezobuchwepheshe (programming) eNigeria (2023) Esimweni esishintsha ngokushesha somsebenzi, amakhono ezobuchwepheshe afana nokwenza izinhlelo zezobuchwepheshe (programming) ziyaqhubeka nokuba phezulu ohlwini lwemisebenzi efunwa kakhulu emhlabeni wonke. Ukufunwa kwabenza izinhlelo zezobuchwepheshe (programmers) kanye nabathuthukisa uhlelokusebenza (software) akukaze kube phezulu kangaka, kanti-ke iNigeria, kanye nentsha yayo ekhula ngamandla kanye nohlelo lokusebenza lwezobuchwepheshe olukhulayo, nakho akuzange kusale kule nkambiso. Indawo ye-edtech, ikakhulukazi izithangami ezigxile ekuqeqesheleni amakhono ezobuchwepheshe, seyibhekene nezinguquko eziningi eminyakeni eyishumi edlule. Sekuvele izithangami eziningi, ezinye seziguqukile, kanti ngeshwa ezinye seziyekile ukusebenza. Nalu uhlu olunemininingwane yakamuva lamathuba akhoma njengamanje okufunda ukwenza izinhlelo zokuchwepheshe eNigeria. Noma ngabe usaqala ukufunda ukwenza i-coding noma uyi-developer enohlonze efuna ukuthuthukisa ikhono, uhlu luhlinzeka ngezinketho ezahlukene ezihambisana nezidingo zakho. Vele ungene ukuze uthole izithangami ezihamba phambili zokufunda i-coding eNigeria kusukela ngo-2023. Uhlu olunemininingwane yakamuva ka-2023 I-Decagon Yasungulwa ngo-2018, i-Decagon iyisikhungo sobunjiniyela sohlelokusebenza esihlinzeka uhlelo lwezinyanga eziyi-6, zokufunda ngokugcwele, i-full-stack software development program. Izifundo zihlomisa abafundinngako kokubili amakhono e-coding kanye nokwazi ukwenza umsebenzi. Uhlelo luhlanganisa ukuqondaniswa nozokufundisa, ukuvuleleka kokwenziwayo kanye namaphrojekthi angempela, ufunda ikhono emsebenzini kwezinyanga ezi-2 okungenakho uzibophezela kuma-developer angefaniswe, kanye nensiza ezimandla zokufakana emsebenzini. Lezi zinsiza zisukela ekuqeqeshweni kanye ne-CV/Ukubukezwa kwephrofayela ka-LinkedIn kanye namaseshini okuxoxisana ngeholo kanye nokuhlinzekwa ngencwadi yerefurense, kuqinisekiswa ukuthi abaphothule izifundo zabo bathola umsebenzi embonini yezobuchwepheshe. I-DSN (Data Scientists Network) Ebiyaziwa phambilini ngokuthi yi-Data Science Nigeria, i-DSN iphokophele ukuqeqesha, ukweluleka, kanye nokushisekelisa intsha yaseNigeria eyi-100,000 ngokuphathelene ne-advanced analytics and data science. Lo mkhankaso wenhlangano engekho ngaphansi kukahulumeni zibandakanya ososayensi bedatha baseNigeria kanye nasemazweni aphesheya abangamavolontiya okuqeqesha kanye nokufundisa umsebenzi intsha yaseNigeria. I-DSN ihlinzeka ama-bootcamp, ama-masterclass, futhi ihlela imincintiswano ukuze isebenzisane kabanzi nemiphakathi yayo. I-Univelcity Yasungulwa ngo-2016, i-Univelcity ihlinzeka ngezifundo ezingumongo neziqondene nazo ze-web development, i-data science, i-product design, i-copywriting, i-product development, kanye ne-cybersecurity. Isithangami sihlinzeka zombili izifundo zabukhoma kanye nezaku-inthanethi, ngezifundo ezisukela ezinyangeni ezimbili ukuya kweziyisithupha. I-CodeLn I-CodeLn iyi-end-to-end technical recruitment platform esiphinde sihlinzeke i-Developer Skill Bridging program. Ngokusebenzisana nezikhondlakhondla kwezobuchwepheshe ezifana ne-IBM kanye ne-Microsoft, i-CodeLn ihlinzeka izinsiza zokuziqeqesha, ihlelela ukufunda esikhungweni, bese ihlelela ama-hackathon. Isithangami siphinde sixhumanise abantu abaqeqeshiwe kanye nezinkampani eziningi eziqashayo futhi ihlinzeka isithangami sokuhlola ukuze kuqinisekiswe amakhono. I-TechQuest I-TechQuest iyinhlangano engenzi nzuzo ye-edtech ehlinzeka izitifiketi zezifundo zamasonto ayi-8 emikhakheni eyahlukene yezobuchwepheshe. Lokhu kuhlanganisa i-Frontend ne-Backend Web Development, i-Cybersecurity, i-Data Analytics, kanye ne-Digital Marketing. Izifundo zenziwa ngamamodeli okuqeqesha esikhungweni kanye nangaphandle kwesikhungo, futhi inhlangani iphinde ihlinzeke izinkambu zamabhungu namatshitshi. I-Utiva Yasungulwa ngo-2018, i-Utiva iyisithangami sokufunda ku-inthanethi ezihlinzeka ukuqeqesha, ukweluleka, ukufunda amakhono emsebenzini (internships), izinsiza, kanye nama-boot camp ezifundweni ezahlukene zezobuchwepheshe. Lezi zihlanganisa i-data analytics, i-product management, i-product design, i-marketing, kanye ne-software development. I-Utiva inezikhungo eziyisishiyagalolunye futhi yenza nezifundo ezenziwa bukhoma ezinemisebenzi yokuphica ngokufudisiwe kanye namaphrojekthi okuhlola okungokoqobo. Uma lokhu sekuphothulwe ngempumelelo, abafundi bathola izitifiketi ezaziswa emhlabeni wonke. I-The Roothub (TRH) I-The Roothub inhlinzeka ngokuqeqeshela ezobuchwepheshe kanye nezinhlelo zokuthola amakhono edijithali emadolobheni amahlanu aseNigeriacities, ahlanganisa i-Ibadan, iLagos, i-Abakaliki, i-Uyo, kaye nePort Harcourt. Inkampani esafufusa eneminyaka eyisishiyagalolunye igxile ku-web development, i-digital marketing, i-graphics design, kanye ne-programming ngezinhlelo zokuqeqesha ezimandla zamaviki amane. Omunye wemikhiqizo ye-The Roothub yi-Gide.ng, isithangami someluleki otholakala ku-inthanethi ohlinzeka izifundo kanye nezitifiketi zokuqeqeshwa ku-Data Analytics, i-Project Management, kanye nokuningi. I-DevCareer I-DevCareer iyinkampani yezobuchwepheshe engenzi nzuzo eyeseka abantu ngabodwana ekutheni babe ama-software developers kanye nabaqeqeshelwe i-IT. Bahlinzeka ama-laptop, i-inthanethi, izindawo zokusebenzisana, kanye nezinsiza zokufunda ngezinhlelo ezahlukene nezinkampani eziqalayo zezobuchwepheshe, abatshala izimali, uhulumeni, kanye nama-tech hubs. I-AltSchool Africa I-AltSchool Africa ihlinzeka izifundo zesitifiketi sediploma esenziwa izinyanga ezyi-12 ku-Engineering, iProduct, kany neData, bakhokhisa u-$30 ngenyanga. Izifundo zidizayinelwe ukwenza izitshudeni zilungele ukuba semsebenzini, futhi kuhlinzekwa ukusiza ngokuthuthukisa emsebenzini uma usuphothulile. I-HiiT Plc I-HiiT Plc ingenye yezithangami ezindala kakhulu ezikhona zezobuchwepheshe eNigeria. Bahlinzeka izifundo eziningi ezahlukene, ezihlanganisa i-Data Science, i-Software Engineering, i-App Development, i-Cloud Computing, kanye ne-Graphic Design. I-HiiT isebenzisana nezinkampani ezinkulu zezobuchwepheshe ezifana ne-Microsoft, i-Oracle, kanye ne-Google futhi inezikhungo zokuqeqesha eLagos, e-Abuja, eKano, kanye nase-Ibadan. I-Anchorsoft Academy I-Anchorsoft Academy ihlinzeka izifundo ezahlukene ezihambisana nezimakethe, ezihlanganisa i-frontend development, i-full-stack web development, i-mobile app development, kanye ne-web design. Le sikhungo semfundo siphokophele ukuhlinzeka ngamakhono asebenzisekayoenza ukuthi izitshudeni zikwazi ukuqasheka. Baphinde bahlelele ama-webinar kanye nokuhlangana bukhoma benzela umphakathi wabo wochwepheshe. Izifundo zingenziwa bukhoma noma ku-inthanethi, futhi kuyatholakala nezimalimboleko zokufunda kanye nama-scholarship. Isikhathi esithathwa yizifundo siyashiyana sisukela ezinyangeni ezintathu ukuya kweziyisithupha, ezibiza phakathi kuka-₦250,000 kanye no-₦300,000. Uhlu olusukela ngo-2017 (Isimo ngokuphathelene nokusebenza) I-Andela (Ishintshe imodeli yebhizinisi yaba eyokwengamela abasebenzi kanye nokukhipha umsebenzi) I-Andela iyinkampani ethuthukisa ngokushesha eqeqesha abantu base-Afrika ukuthi babe ngabathuthukisa uhlelokusebenza abasezingeni lomhlaba esikhathini esiyiminyaka emi-4. Into ehlaba umxhwele ukuthi bazokukhokhela ngesikhathi ufunda. I-Andela yayizinkampani zokuqala ezalungisa indaba yokufadabala kwabathuthukisa ezobuchwepheshe eNigeria kanye nasemadolobheni ase-Afrika; i-Nairobi kanye ne-Uganda. Kodwa-ke, kukhona okushiwoyo jikelele okungelona iqiniso okuwukuthi kwemukelwa abasaqala e-Andela ukuze bafunde ukwenza izinhlelo ngaphandle kokuba nolwazi lwaphambilini lwe-coding. Lokhu kuyiqiniso futhi akulona iqiniso ngesikhathi esifanayo. Abafake izicelo bahlinzekwa ngezifundo zokufundela ekhaya ezichaza kabanzi ngokuthuthukisa uhlelokusebenza. Lokhu kuhloselwe abantu abasafika kulo mkhakha bathole ukuthi lunjani uhlelo ngaphambi kokuthi bangene. Kodwa uma kubhekwa ukuthi lesi sikhathi sokuzijwayeza izinsizakufunda sincane kwabaqalayo, kungangcono ukuzifundisa wena kuqala ngaphambi kokufaka isicelo e-Andela. Izitshudeni zase-Andela azikwazi ukuyeka ngaphambi kweminyaka emi-2 yeminyaka yokuqeqeshwa jikelele eyiminyaka emi-4. Empeleni, kucatshangelwa ukuthi kuzothatha iminyaka emi-2 ukukhokha izindleko zokuqeqesha ($15,000), ngakho-ke kwenziwa inkontileka bese kubanjwa imali esele uma uyeka kungengapheli iminyaka emi-2. Uma uyeka ngemuva kwezinyanga ezingu-18 uyobe ukweleta kuphela unyaka o-1 kwemi-4 kanti ngemuva kweminyaka emi-2 (izinyanga ezingama-24), uzobe ungakweleti lutho futhi ukhululekile ukuthi ungayeka. Ukufaka isicelo e-Andela kuvula kuphinde kuvale ezikhathini ezithile zonyaka ngezikhala ezibizwa ngokuthi Imijikelezo (Cycles). UMjikelezo wamanje uvala mhlaka-10 kuNdasa wezi-2017. I-Switch (kungenzeka ingabe isasebenza) I-Switch ingenye yezinkampani ezintsha ezingene ekufundiseni nge-ICT kanye ne-software development eNigeria. Igxile ekutholeni abantu abanethalente “[lezobuchwepheshe], ukuthuthukisa ngokushesha kanye nokufaka emsebenziniâ€_x009d_, i-Switch ibukeka ifana ne-Andela, into nje zehlukile ngezindlela eziningi. Lapho i-Andela ihlinzeka yokuqeqesha kanye nokugcina abantu kweminyaka emi-4, i-Switch Fellowship iqhuba ukuqeqesha konyaka o-1 kanye nezinyanga ezi-3 - izinyanga ezi-3 zokuqeqeshwa okujulile okulandelwa izinyanga eziyi-12 zokufakwa ezinkampanini lapho abaqeqeshwayo bethola khona amanye amakhono okwakha iphothifoliyo yabo ngesikhathi behola. Itholakala enkabeni ye-Yaba, abaqeqeshwa kulesi sikhungo sezemfundo bathola isidlo sasemini samahhala nsuku zonke kanye nezimadlana ezibizwa phecelezi ama-stipend ukuze babe nemali yokugibela kanye neyokukhokhela indawo yokuhlala. Ukuthathwa e-Switch Academy ukuze uthole ukuqeqeshwa okunzulu kwezinyanga ezi-3 kumahhala, kudingeka nje kuphela ukuthi abafaka izicelo bakhaliphe futhi babe nethalente. Ngemva kwesikhathi esiyizinyanga ezi-3, iphesenti lemiholo yabo liyabanjwa esikhathini sokufakwa emsebenzi esingunyaka o-1. Uma kubhekwa lokhu okudingekayo ngaphambi kokuthi ungene, i-Switch fellowship ayikufanele uma ungenalo ulwazi lwaphambilini lwamakhono e-coding. I-Moat Academy (Iyasebenza) I-Moat Academy ifuna ""ukuvala igebe phakathi kwezifundo kanye nemboni [yezobuchwepheshe] ngokwenza abantu abangasebenzi abaningi babe ngabafaki bezicelo zomsebenzi abangaqashekayo"". Izinze eLagos, i-Moat Academy ithi iqeqesha abathuthukisa izinhlelo zezobuchwepheshe (developers) abavela 'kunoma yiliphi imuva' ukuze bafundiswe izindlela zokwenza umsebenzi ezamukele emhlabeni wonke. Abafake izicelo bangangena ku-bootcamp ejulile yamasonto ayi-10 ebandakanya ama-tutorial asekelwe kuphrojekthi. Ngapahandle nje kokujula kwako, sincane isikhathi sokuqeqesha. Kodwa-ke, i-Moat Academy seyithathe indlela yokufundisa bukhhoma ngokuphathelene nokuqeqesha kwayo. Ababambiqhaza benziwa ukuthi amahora ayi-7 njalo ngosuku futhi bazibophezele kwamanye amahora ama-4 engeziwe ekhaya. Ukufakwa kwezicelo ku-Moat Academy ngokuphathelene nababambiqhaza bokugcina kuphele ngoFebhruwari, kodwa ungabheka kusizindalwazi ngokuphathelene nosuku lokuthatha ababambiqhaza abalandelayo. I-Projaro (Iyasebenza) I-Projaro yinkampani esaqala etholakala e-Abuja efuna iqeqeshe futhi ihlomise onjiniyela bohlelokusebenza ukuthi babe “sezingeni lomhlabaâ€_x009d_ ngonyaka o-1. Uma ungasendaweni yase-Abuja noma eNyakatho neNigeria jikelele, i-Projaro ikulungele. Nanoma ekuqaleni yayivulele abafaka izicelo abafisa ukuthuthukisa uhlelokusebenza (software developers) abangenawo amakhono, i- Projaro manje ithi isikhetha ukuthatha abafaka izicelo abanolwazi oluyisisekelo lwe-programming. Ngemva kokufaka isicelo sokuba isitshudeni esikhungweni, abafake izicelo abaphumelele bazongena ku-boot camp esonto lonke azoba yindlela yokugcina yokunquma. I-Projaro Fellowship ingamaphrojekthi enziwa bukhoma najulile, ama-tutorial, ama-webinar kanye nemihlangano yokucobelelana ngolwazi yezitshudeni zasesikhungweni ngesikhathi sokuqeqesha. Ezinyangeni ezi-3, izitshudeni zesikhungo zizoqeqeshwa ngokuphathelene nokuthuthukiswa kohlelokusebenza (software development) kanye nobuholi ngokuphathelene nezobuchwepheshe, bese isikhathi sezinyanga ezi-3 ezilandelayo zigxile kumaphrojekthi angempela angahlanganisa amaphrojekthi omuntu uqobo. Ezinyangeni zokugcina eziyi-6 ze-Projaro fellowship, izitshudeni zizohola ngesikhathi sibenza ngaphandle kwesikhungo kuphrojekthi yeklayenti, isikhathi esigcwele noma isikhathi esingagcwele, kuzoncika kulokho abakukhethayo. I-Sevocoder (Iyasebenza) Ngenxa yokuphokophela ""ukubabamba besebancane"", i-Sevocoder iwumkhankaso we-nHub eseJos, ePlateau State eqondene nabafundi basezikoleni zamabanga aphakeme. Uhlelo luhlose ukukhiqiza abathuthukisa izinhlelo zezobuchwepheshe (developers) abayi-2,000 abavela ePlateau state esikhathini esiyiminyaka embalwa ngokufundisa izingane kanye nentsha ukuthi yenziwa kanjani i-coding. Ukuqondana nabafundi kwakuyicebo lokuvala izikhala zamakhono kwezobuchwepheshe ikakhulukazi ku-programming. Okwamanje, i-Sevocoder ibhalisa ababambiqhaza kuphela abavela ezikoleni zamabanga apheulu eziseJos. Kodwa-ke, kukhona izinhlelo zokwelulela uhlelo kubantu kanye nabazali abafisa ukubhalisa izingane zabo kuhlelo maduze nje. Uma uhlala ngaseJos futhi unentshisekelo ngeSevocoder, xhumana ne-nHub. I-Relearn by CcHub (Iyasebenza) Lolu hlelo lwe-Co-Creation Hub luqondiswe ezinganeni kanye namabhungu namatshitshi aphakathi kweminyaka yobudala emi-5 ukuya kweyi-18 eziku-Primary 1 ukuya kumakilasi e-SS3. I-Relearn by CcHub isieebenzisa ezobuchwepheshe ukwenza ngcono ezemfundo, ukufundisa abantu abasha amakhono ayisisekelo obunjiniyela bohlelokusebenza, ukuthuthukiswa kohlelokusebenza kanye namakhono e-coding. Izihlelo azikho mahhala, zibiza phakathi kuka-₦25,000 to ₦55,000. I-Weekend Club Njengoba igama lisho, i-Weekend Club iyikilasi elithatha amahora ama 2 njalo ngoMgqibelo labaneminyaka yobudala emi-5 ukuya kweyi-18 abangenaso isikhathi phakathi nesonto. Uhlelo luqhuba amasonto ayi-6. I-After-School Club; NgoLwesibili kanye nangoLwesine , abafundi abafunda ku-Primary 1 ukuya ku-SS3 bachitha isikhathi sokufunda esiyihora eli-1 e-club befunda i-computer game design and animation, i-coding, i-web page design kanye ne-programme electronics. I-Gap Year Club; Lokhu kudizayinelwe izitshudeni ngonyaka o-1 ngaphambi kokuya enyuvesi kanye nangemuva kokuphothula esikoleni. Zithola ukufunda okuyisisekelo ngokuphathelene ne-web development kanye ne-programming. Izitshudeni zifakwa ohlelweni ngekwata. Ukubhalisela ikwata yokuqala ka-2017 ivaliwe okwamanje. Kodwa-ke, uma unentshisekelo noma uma unengane enetshisekelo, ungayibhalisela ababambiqhaza bekwata elandelayo. Ukubhalisa kuzoqala ngoMbasa. I-Swap Space Systems (Okungenzeka ukuthi ayisasebenzi) Incazelo kulesi sizindalwazi ifundeka kanje "" [Thina] Senza ubunjiniyela kuwe ukuze uthathe indima yokuba umthuthukisi wezinhlelo zezobuchwepheshe noma idizayina ezinkampanini ezinkulu kuzwekazi lase-Afrika kanye naphesheya. Into kuphela esiyidinga kuwena ukulangazelela ulwazi futhi sizokusiza ukuthi ube ngungoti kulokho okuthandayo"" Ihhovisi eliyinhloko lisendaweni yaseMaryland eLagos State, i-Swap Space ihlinzeka ngokuqeqesha okujulile kwezinyanga ezi-3 ku-immersive web development, i-user experience kanye ne-Java programming. Ukuze ufake isicelo, kumele ukhokhe imali engabuyiswa engu-₦10,000 engeke ifakwe eziali zokukhokhela ukufunda zokugcina. I-Ocean Digits Academy (Okungenzeka ukuthi ayisasebenzi) I-Ocean Digits Academy iyinkampani yokuqeqeshela ezobuchwepheshe ngokuphathelene ne-web and software development ezinze eLagos ehlose 'ukusekela ukuthuthuka kancane kancane ngokuphathelene nohlelo lwezobuchwepheshe ngokuhlinzeka abasebenzi abasezingeni lomhlaba ezinkampanini zezobuchwepheshe zaseNigeria'. I-Ocean Digits ifundisa izifundo zamaviki ama-4 e-Basic, i-Intermediate, i-Advanced I kanye ne-Advanced II web development. Izimali ezikhokhelwa ukufunda ziqala ku-₦40,000 -- ₦60,000 kanye nangokuhambisana nesizindalwazi, okuhlinzekwayo kuza nokufunda ngesikhathi usebenza (internship) yezinyanga ezi-3 lapho uthola khona isitifiketi sokuba yi-full stack developer. I-LearnFactory (Isasebenza) Izikole eziningi ze-coding ziseLagos noma e-Abuja kanye nakwamanye amadolobha amakhulu, kodwa i-LearnFactory ezinze e-Aba ibheke ukushintsha lokhu okwenzekayo. Isikole se-code sifuna ukufundisa kanye nokuthumela ""ongoti bokwenza kanye nokuthuthukisa uhlelokusebenza"" eNingizimu eseMpumalanga. Abathuthukisa izinhlelo zezobuchwepheshe baqala uhambo lwabo e-LearnFactory ngokuba ku-boot camp yamahhala ejulile yezinyanga ezi-3 (yayingekho mahhala ekuqaleni). I-ElitePath (Isasebenza) Itholakala ePort Harcourt nekuyidolobha elidume ngowoyela kanye nepolotiki, i-elitePath iyinkampani yohlelokusebenza lwezobuchwepheshe eyabona isikhala phakathi nomkhakha wezobuchwepheshe ePort Harcourt base benquma ukuvala isikhala ngokuphathelene nokuqeqesha abathuthukisa izinhlelo zezobuchwepheshe abaqalayo ukuze bafinyelele ezingeni lasembonini. I-ElitePath inezifundo ze-12-Week Full Stack Web Development lapho abafundi befunda khona ubuchwepheshe bewebhu kusukela ku-core; iHTML, iCSS, iPHP, iMYSQL, iJavaScript njill. Izifundo ziba ngaseshini ngoLwesibili ukuya kuLwesine ngo-9ekuseni ukuya ku-12 emini kanye nango-1 ntambama ukuya ku-4 ntambama nsuku zonke. Ngokuphathelene nesizindalwazi se-ElitePath, izifundo eziphelele zibiza u- ₦90,000. Ukuzifundisa Into eyodwa eyenzekayo ejwayelekile ngezifundo ezikhona eNigeria namhlanje ukuthi iningi lazo alinikezi abantu amathuba okufunda i-programming ngaphandle kokuba nolwazi lwaphambilini. Lezo ezisabathatha zidinga okuningi kakhulu futhi zivame ukuncamela abanolwazi lwaphambilini ngokuphathelene nesihloko, noma ngabe luncane kangakanani. Ungakwazi ukuzifundisa ukwenza i-code ngaphandle kokuphuma egumbini lakho lokulala noma ukusayina nanoma yiziphi izinkontileka nanoma ngubani. Into nje oyidingayo ukuze lokhu kwenzeke ukuxhumeka ku-inthanethi kanye nekhompyutha (uma kungenzeka i-laptop). Indlela eya ekufundeni ukuthuthukisa uhlelokusebenza inzima futhi iyahlaba. Kodwa ngokongoti, ukuze ube umthuthukisi wohlelokusebenza ozifundisile kumele uzinikele, ube nesibindi kanye nokwazi ukuhlale ufunda kuyizinto okumele zibe wulwazi olutholakalayo futhi zithuthukiswe. Ukuthuthukisa uhlelokusebenza kuwumkhakha obanzi, ukuthola ukuthi yini ngempela onentshisekelo yayo kungaba yindawo enhle kakhulu yokuthi uqale kuyo. Ezinye zezinsiza zokuthi uqale zihlanganisa; ICodeacademy, iKhan Academy, iTreehouse, i-Udemy, iPluralSight, i-Udacity, iStackOverflow, iCoursera, iGithub, iW3 Schools, iFree Code Camp, iFutureLearn, Amaqembu nemiphakathi yokuthuthukisa uhlelokusebenza ezinkundleni zokuxhumana. Umthwebuli wezithombe zezemfashini uHerb Ritts uthe “abantu abaningi abanza kangcono ngendlela engefaniswe ngabantu abazifundisile. Konke lokhu kuhambisana nokuthi ukuzifundisa kuvulela umqondo wakho kokuningi. Ngesikhathi uzama ukufunda i-programming ngokwakho, FUNDA yonke into, BUKELA AMAVIDIYO bese ubheka ku-GOOGLE noma yini ongayiqondi."
+"በዘመናዊ የስራ ቦታ አፍሪካ ስብሰባ ( MWAC ) ላይ ስራን እንደገና የሚወስኑትን የባለሙያ ተናጋሪዎችን ያግኙ ። ከጊዜ ወደ ጊዜ እየተሻሻለ ባለው የስራ ገፅታ ፣ ከ ጠመዝማዛ ቀድመው መቆየት ጥቅም ብቻ ሳይሆን አስፈላጊም ነው ። እ . ኤ . አ ቅዳሜ ፣ ጥቅምት 21 ፣ 2023 በዘመናዊ የስራ ቦታ አፍሪካ ስብሰባ ( MWAC ) ክፍለ ጊዜዎች ፣ ፈጠራ እውቀትን በሚያሟላበት ወቅት እንድትቀላቀሉን የምንጋብዝዎት ለዛ ነው ። ዘመናዊ የስራ ቦታ አፍሪካ ስብሰባ ( MWAC ) ስራ ፈላጊ ከሆኑ ፣ ልምድ ያካበቱ ባለሙያ ወይም ተቀጣሪ ግለሰቦችን ለማበረታታት ቁርጠኛ ነው ። ነገር ግን ዘመናዊ የስራ ቦታ አፍሪካ ስብሰባ ( MWAC ) ን የሚለየው ደህንነቱ የተጠበቀ እና የበለጠ ውጤታማ የስራ አካባቢዎችን ለመፍጠር ዘመናዊ የስራ መፍትሄዎችን እና አሰራሮችን በመተግበር ኢንዱስትሪዎችን በመቀየር ላይ ያለው ልዩ ትኩረት ነው ። ከላይ የተጠቀሱትን ተግባራዊ የሚያደርጉ አንዳንድ ተናጋሪዎችን እነሆ ;- ቦላጂ ሾቴ ፣ ከፍተኛ የሰው ሀይል አማካሪ ቦላጂ ሾቴ በተለያዩ ኢንዱስትሪዎች ከ 15 ዓመታት በላይ ልምድ ያለው ከፍተኛ የሰው ሀይል አማካሪ ናት ። ቦላጂ ከታዋቀቂው ኦባ ፌሚ አዎሎዎ ዩኒቨርሲቲ ( oba femi awolowo university ) ፣ ሊ-ሊፍ ( lle - lfe ) በፍልስፍና እና በ ሶሽዮሎጂ ዲግሪ አግኝተዋል ፣ እናም የቻርተርድ የሰው ሀይል አስተዳደር ተቋም ( CIPM ) አባል ናቸው ። ቦላጂ ድርጅታዊ ዕድገትን የሚያበረታቱ ስልታዊ ፣ ብልሀታዊ እና በባለሙያዎቹ የሰው ሀይል አስተዳደር መሸጋገሪያ ገፅታዎች የላቀ እና በማደግ ላይ ያሉ መመሪያዎች ፣መርሃግብሮችን እና ልምምዶችን መተግበር ። የእሷ የስራ ድምቀቶች የሰው ሀይል ክፍሎችን በሶስት ድርጅቶች ውስጥ በተሳካ ሁኔታ መጀመርን ፣ ማቋቋም እና መምራትን ያካትታል ። ቦላጂ እንደ አክሴንቸር ( Accenture ) ፣ ኬፒኤምጂ ( KPMG ) እና ኢርነስት እና ያንግ ( Ernest and Young ) ካሉ ታዋቂ የሰው ሀይል አማካሪ ድርጅቶች ጋር ያለው ትብብር ለድርጅታዊ ልማት እና ለውጥ ከፍተኛ አስተዋጽኦ እንዲያደርግ አስችሏል ። ዩፒዲሲ ( UPDC ) ኋ . የተ . የግ . ማ ፣ ለመስራት ታላቁ ቦታ ( The Great place to work ) ፣ አይ ፒ ኤን ኤክስ ( IPNX ) ፣ ሲ አይ ፒ ኤም ኤን ( CIPMN ) እና ፒ ዜድ ኩሽንስ ( PZ cussons ) ኋ . የተ . የግ . ማን ጨምሮ ለተከበሩ ተቋማት የማማከር አገልግሎት ተሰጥታለች ። እነዚህ አገልግሎቶች ስልጠናን ፣ ቅጥርን ፣ የኩባንያ የምርት ስም ማውጣትን ፣ የአስተዳደር አፈፃፀምን ማስተማር እና መገንባትን ፣ የሰው ሀይል ኦዲቶችን እና የሰራተኞ��ን ተሳትፎ ያካትታሉ ። ቦላጂ የውሳኔ አሰጣጥ ሂደቶችን የሚደግፉ ጣልቃ ገብነቶችን ለማቅረብ የመረጃ ትንታኔዎችን ትጠቀማለች ። የተዋጣላት የህዝብ ተናጋሪ እና አስተባባሪ ቦላጂ በሀገር ውስጥ እና በአለም አቀፍ ዝግጅቶች ላይ ተናጋሪ ሆና ተሳትፋለች ። የቦላጂ ቁርጠኝነት አካል ጉዳተኛ ወጣቶችን ከ ሳይት ሴቨርስ ( sight savers ) ጋር በበጎ ፍቃደኝነት በመስራት እና ለ ፕለንግ ስማይል ( plung smile ) ፋውንዴሽን ትምህርት እና የበጎ አድራጎት መንግስታዊ ያልሆነ ድርጅት አስተዋፅኦ በማድረግ እስከ መምከር ድረስ ይዘልቃል ። ለስኬቶቿ እውቅና ለመስጠት በናይጄሪያ እ . ኤ . አ በ 2022 በ ናይን ቱ ፋይፍ ችክ ( 9 to 5 chick ) ከምርጥ 100 የሙያ ሴቶች መካከል አንዷ ሆናለች ። በናይጄሪያ የቻርተርድ የሰው ሀይል አስተዳደር ተቋም የስትራቴጂክ እቅድ እና ተግባር ኮሚቴ ውስጥ የሰራች ሲሆን ለሰው ካፒታል አስተዳደር መስክ ጠቃሚ ግንዛቤዎችን አበርክታለች ። ስለ ሰዎች ጉዞ ፣ አውታረ መረብ ፣ መፃፍ እና የህዝብ ንግግር ፍቅር ያላት ቦላጂ መደበኛ የ ሊንክ ዲን ( link din ) ፀሀፊ እና የቴክ ማስተርስ ፋካሊቲ መደብ መስራች እና መሪ ነው ። እሷም እራሷን የሰጠች የአዕምሮ ጤና ተሟጋች ነች እና ከ ሰው ሀይል እና ከ ስራ ጋር የተያያዙ ጉዳዮችን በቴክ ፖይንት ( Tech point ) አፍሪካ እንደ ፓንች ላሉ ጋዜጣዎች እና ግንባር ቀደም የመስመር አሳታሚ መረጃ ማሰራጫ አበርክታለች ። በአስፈፃሚው የማስተር መደብ ክፍለ ጊዜ ከሌሎች የቴክኖሎጂ እና የሰው ሀይል መሪዎች ጋር ስለ "" አፍሪካ የሰው ሀይል የመቅረፅ አዝማሚያ "" ላይ ለመወያየት ትቀላቀላለች ። እዚህ በመመዝገብ ያንን ክፍለ ጊዜ መቀላቀል ይችላሉ ። ቴጁ ፎላ - ኦላዴ ፣ ማኖ ፣ የህዝብ እና የባህል መሪ ቴጁ ፎላ - አላዴ በፖን አፍሪካ ንግዶች ላይ ከፍተኛ ተፅዕኖ የሚያሳድር በቴክኖሎጂ የታገዘ ከፍተኛ የቢዝነስ ስራ መሪ ነው ። በጅምር እና በከፍተኛ የእድገት ስነ - ምህዳር ውስጥ ከአመታት በላይ ልምድ ያላት ስትሆን በንግድ ስራዎች ፣ በሰው ሀይል ፣ በባለድርሻ አካላት የማስተዳደር እና በአፈፃፀም አስተዳደር ብቃት አላት ። ቴጁ በጅምር እና በሰው ሀይል ማህበረሰብ ውስጥ ታማኝ እና ተደማጭነት ያላት ባለሙያ ስትሆን በቴክኖሎጂ ጅምር ቦታ እና የመንገድ ላይ ንግዶች መስራች እና ከፍተኛ የንግድ ስራ አስፈፃሚዎች ጋር በቅርበት በመስራት ላይ ትገኛለች ። ተፅዕኖ ፈጣሪ የሆኑ የከፍተኛ ድርጅቶች ልምድ በመገንዘብ ሰራተኞችን ብቻ ሳይሆን ትልቁ ማህበረሰብ ላይ በጎ ተፅእኖ የሚያደርጉ ተነሳሽነቶችን በንቃት ታስተናግዳለች ። ቴጁ በናይጄሪያ ማህበረሰብ ውስጥ እንደ ማይክሮ ተፅእኖ ፈጣሪ ፣ ትርጉም ያለው ለውጥ እንዲመጣ ለመደገፍ እና አካታች ስነምግባር እና ቀጣይነት ያለው የንግድ ልምዶችን ለማስተዋወቅ መድረኳን ትጠቀማለች ። ቴጁ የመስመር ላይ ንግድ ሁለገብ ምርቶችን በደቂቃዎች ውስጥ ለደንበኞች የሚያደርስ እና በብዙ ሀገራት የሚሰራ ሲሆን ለማኖ ናይጄሪያ የሀገር ህዝብ እና ባህል መሪ ነው ። በላው ማኖ ናይጄሪያ ውስጥ ሰዎችን እና ባህልን ፣ ህግ እና ተገዥነትን ፣ የአስተዳደር ተግባራትን ፣ የሰዎች ተሳትፎ ስትራቴጂን ፣ የአመራር ንግድ አጋርነትን ፣ የሰራተኛ ልምድን ፣ የቡድን አፈፃፀምን እና የባህል አስተዳደርን ትቆጣጠራለች ። ቴጁ በ ሰው ሀይል ትርኢት ( HR fest ) መድረክ ላይ በኢንዱስትሪ ውስጥ ካሉት ሌሎች የቴክኖሎጂ እና የ ሰው ሀይል መሪዎች ጋር በፓነል ክፍለ ጊዜ ትናገራለች ። የ ሰው ሀይል እና የንግድ መሪዎች ቴክኖሎጂን ለጤነማ የስራ ቦታዎች እንዴት መጠቀም እንሚችሉ ይወያያሉ ። የእርስዎን የ ሰው ሀይል ትርኢት ( HR fest ) ትኬት ለማግኘት እና ዘመናዊ የስራ በታዎችን በመቅረፅ ላይ ለመሳተፍ እዚህ ጋር ይንኩ ። ኤልሲ ጉድዊን ፣ ተባባሪ መስራች እና የካሽ ዋይዝ ( cash wise ) ፋይናንስ ። ኤልሲ ጉድዊን የግብይት ፣ የመግባቢያ እና የመረጃ ማሰራጫ ባለሙያ ነች ። እሷ በተፅዕኖ የሚነዱ ንግግሮች ፣ በንግግር ግንኙነት ፣ ውጤታማ ባለድርሻ አካላት አስተዳደር ፣ የእድገት አጋርነት ፣ የማህበረሰብ አስተዳደር ፣ እና በዘመቻ ስልቶች ጋር እሴት መጨመር ትወዳለች ። እንደ የግብይት ባለሙያነቷ ስራዋ የተለዩ ኢንዱስትሪዎችን በሁሉም ዌብ 2 ( web 2 ) እና ዌብ 3 ( web 3 ) ኩባንያዎችን ያቋርጣል ። ኤልሲ በፓን-አትላንቲክ ዩንቨርስቲ እና በኢሙርጎ አፍሪካ መካከል ብሎክ ቼይንን በመቀበል በአፍሪካ መካከል በነበረው ተቋማዊ አጋርነት ቁልፍ ሚና ተጫውታለች ። በ ብሎክ ቼይን 40 ምርጥ የአፍሪካ ሴቶች አንዷ በመሆን በክሪብቶ ቴሌቪዥን ፕላስ ( crypto TV plus ) እውቅና አግኝታለች ። ኤልሲ በቅርቡ አስር አመታትን ያስቆጠረውን የማህበራዊ ገፅ ማጋሪያ ( ብሎግ ) ያከበረች ሁለገብ ስብዕና ያለው የመረጃ ማሰራጫ ነው ። እሷ በ ካሽ ዋይዝ ( cash wise ) ፋይናንስ ውስጥ ተባባሪ መስራች ስትሆን ፣ ኒዬ - ባንኪንግ የተንቀሳቃሽ ስልክ መተግበሪያ ፣ የብራንዲንግ እና የምርት ስም ውህደት ወደ ምርት ሀሳብ እና ግንባታ ትመራለች ። እንደ ቶታል ኢነርጂስ ( total energies ) እና ትንሽ ትንሽ ( small small ) ቴክኖሎጂዎች ያሉ የምርት ስሞች በ ማይንድ - ማስቲክ ( mind - mastik ) የመረጃ ማሰራጫ ተፅዕኖ ፈጣሪ የግብይት ስልቶች እና አስተዳደር አማካኝነት የግብይት ጥረታቸውን እንዲያሳድጉ ረድታለች ። "" ትክክለኛውን የላቀ የግል መለያ ፡ መለያን ከ ምርት በአፍ ቃል እምቅ አቅም ከፍ ማድረግ "" በአጠቃላይ መድረክ ላይ ለመወያየት ከሌሎች ተወያዮች ጋር ትቀላቀላለች ። ንዋኔ ንዋነው ፣ የተሰጥኦ ፓይፕላይን ( talent pipline ) ኩባንያ መስራች ። ንዋኔ በቴክኖሎጂ ጅምር ስነ - ምህዳር ውስጥ በምትሰራው ስራ ወደፊት የምትፈልገውን አፍሪካ በመገንባት ተልዕኮ ላይ ነች ። የኢኖቬሽን ስፔሻሊስቱ በቬንቸር ግንባታ ፣ ስትራቴጂ ፣ የድርጅት ፈጠራ እና የጀማሪዎች መፈልፈያ ወይም ማፍጠን ላይ ቀዳሚ ትኩረት ያለው ነው ። በሶሺዮሎጂ የሰለጠነች ፣ በንግድ ልማት ፣ ማህበረሰብ ግንባታ ፣ በለውጥ አስተዳደር ፣ በፕሮጀክት አስተዳደር ፣ በግንኙነቶች እና አጋርነት ልዩ ልምድ አላት ። እሷ የተሰጥኦ ፓይፕላይን ( talent pipline ) ኩባንያ መስራች ነች ። በቅርቡ ፣ በዩኒቨርስቲ ተማሪዎች እና በቅርብ ተመራቂዎች በስራ ቦታ እና በአጠቃላይ ህይወትን ለመምራት የሚያስችል ክህሎትን ለማዳበር የልምድ መውሰጃ ስልጠና በአንድ ውስን ቦታ ማስተማር ጀምራለች ። በትርፍ ጊዜዋ ፣ እንደ ኢዱጊስት ባሉ መድረኮች ላይ ወታለች ፣ እናም በናይጄሪያ ስላለው የትምህርት ገፅታ ትፅፋለች ። በአሁን ወቅት በተለያዩ መድረኮች እንደ አፍሪካዊ የስራ ፈጠራ ሽልማት እና ፋውንድኸር ( የ ፕለግ እና ፕሌይ ቴክ ሴንተር ፣ ካሊፎርንያ ፣ ዩ ኤስ ኤ ተነሳሽነት ) ለተለያዩ ጀማሪ ኩባንያዎች አማካሪ ሁና አገልግላለች ። ንዋኔ እና ሌሎች ተወያዮች በአጠቃላይ መድረክ ላይ "" ከፍተኛ ትምህርት እና በንግድ መካከል ያለውን ልዩነት በማስተካከል "" ይወያያሉ ። ንዋኔን ፣ ኤልሲንን እና ሌሎች አስደናቂ ተናጋሪዎችን በአጠቃላይ መድረክ ላይ ይቀላቀላሉ እና ስራዎን ወደ ሌላ ደረጃ እንዴት እንደሚያሳድጉ ተጨማሪ መረጃን ያግኙ ። ለተለያዩ የስነ ህዝብ መረጃዎች ለተመቻቸ ዝግመተ ለውጥ እና ለአፍሪካ የስራ ቦታ እና ለሰው ሀይል ባጠቃላይ ዕድገት በዘመናዊ የስራ ቦታ አፍሪካ ጉባኤ ላይ በሶስት ደረጃዎች ያሉትን አስደናቂ ክፍለ ጊዜዎች ተጠቀሙ ። የ እርስዎን የአስተዳደ��� ማስተር ክላስ ፣ የ ሰው ሀይል ትርኢት ማስተር ክላስ ወይም የአጠቃላይ ማለፊያ ትኬቶችን አሁን ለማግኘት modernworkplaceafrica.comን ይጎብኙ ።","Meet the expert speakers redefining work at the Modern Workplace Africa Conference (MWAC) In the ever-evolving work landscape, staying ahead of the curve is not just an advantage, it's a necessity. That's why we invite you to join us on Saturday, October 21, 2023, at the Modern Workplace Africa Conference (MWAC) sessions, where innovation meets expertise. MWAC is dedicated to empowering individuals, whether you're a job seeker, a seasoned professional, or a recruiter. But what sets MWAC apart is its special focus on transforming industries by applying modern work solutions and practices to create safer and more productive work environments. Here are some of the speakers who will make the aforementioned possible: Bolaji Shote, Senior Human Resources Consultant Bolaji Shote is a seasoned senior human resources consultant with over 15 years of experience in various industries. Bolaji holds a degree in philosophy and sociology from the prestigious Obafemi Awolowo University, Ile-Ife, and is a member of the Chartered Institute of Personnel Management (CIPM). With expertise in the strategic, tactical, and transitional aspects of human resources management, Bolaji excels in developing and implementing policies, programmes, and practices that drive organisational growth. Her career highlights include successfully establishing and leading HR departments in three organisations and a startup. Collaborations with renowned HR consultancy firms such as Accenture, KPMG, and Ernst & Young have allowed Bolaji to contribute significantly to organisational development and transformation. She has provided consultancy services to esteemed institutions, including UPDC Plc, The Great Place to Work, IPNX, CIPMN, and PZ Cussons Plc. These services encompass training, recruitment, employer branding, performance management, learning and development, HR audits, and employee engagement. Bolaji leverages data analytics to propose interventions that support decision-making processes. An accomplished public speaker and facilitator, Bolaji has participated as a speaker in local and international events. Bolaji's dedication extends to mentoring young people living with disabilities through volunteer work with Sight Savers and contributing to Plungesmile Foundation, an educational and welfare NGO. In recognition of her achievements, she was named one of the Top 100 Career Women in Nigeria in 2022 by 9to5Chick. She has also served on the Strategic Planning and Implementation Committee of the Chartered Institute of Personnel Management of Nigeria, contributing valuable insights to the field of human capital management. Passionate about people, travel, networking, writing, and public speaking, Bolaji is a regular LinkedIn writer and the Founder and Lead Faculty of Tech Masterclass. She is also a dedicated mental health advocate and has contributed to HR and employment-related matters for newspapers like Punch and leading online publishing media, TechPoint Africa. She will be joining other tech and HR leaders to discuss ""trends shaping the African workforce"" at the executive masterclass session. You can join that session by registering here. Teju Fola-Alade, People and Culture Leader, Mano Teju Fola-Alade is a senior business operations leader making significant impact within emerging and disruptive tech-enabled businesses in Pan Africa. With over a decade of experience within the startup and hyper-growth ecosystem, her competences span commercial operations, human resources, business operations, stakeholder management, and performance management. Teju has established herself as a trusted and influential professional within the startup and human resource community, with 13 years’ experience within the tech startup space and eCommerce businesses, working closely with the founders and senior business executives of hyper growth businesses. Recognising the power of impactful corporate practices, she actively champions initiatives that positively impact not only employees but also the larger community. As a microinfluencer in the Nigerian community, Teju uses her platform to advocate for meaningful change and promote inclusive, ethical, and sustainable business practices. Teju is the Country People and Culture Leader for Mano Nigeria, an e-commerce multinational delivering products to customers in minutes and operational in multiple countries. She oversees the People & Culture, Legal & Compliance, and Administration functions, championing people engagement strategy, leadership business partnering, employee experience, team execution, and culture management across Mano Nigeria. Teju will be speaking at a panel session on the HR Fest stage with other tech and HR leaders in the industry. They will be discussing how HR and business leaders can harness technology for healthier workplaces. Click here to get your HR Fest ticket and participate in shaping modern workplaces. Elsie Godwin, Co-founder, Cashwise Finance Elsie Godwin is a marketing, communications, and media professional. She is passionate about adding value through impact-driven conversations, bespoke communication, effective stakeholder management, partnerships for growth, community management, and campaign strategies. Her work as a marketing professional cuts across different industries for both Web2 and Web3 companies. Elsie played a key role in the institutional partnership between Pan-Atlantic University and Emurgo Africa towards blockchain adoption in Africa. She was recognised by CryptoTV Plus as one of the top 40 African women in blockchain. Elsie is a versatile media personality who recently celebrated ten years of impactful blogging. She is a Co-founder at Cashwise Finance, a neo-banking mobile application, where she leads marketing and branding integration towards product ideation and build. She has helped brands such as TotalEnergies and SmallSmall Technologies maximise their marketing efforts through influencer marketing strategies and management at Mind-Mastik Media. She will be joining other panellists on the general stage to discuss ""Mastering Authentic Personal Branding: Brand over Buzz."" Nwanne Nwonwu, Founder, The Talent Pipeline Company Nwanne is on a mission to build a desired future Africa through her work within the tech startup ecosystem. An innovation specialist with a primary focus on venture building, strategy, corporate innovation, and the incubation or acceleration of startups. Trained as a sociologist, she has unique experience in business development, community building, change management, project management, communications, and partnerships. She is the Founder of The Talent Pipeline Company. Recently, she launched an internship training bootcamp for undergraduates and recent graduates to develop skills to help them navigate the workplace and life in general. In her spare time, she writes about the education landscape in Nigeria and has been featured on platforms like Edugist. She currently serves as a startup mentor to various companies and has served on various platforms, such as the African Entrepreneurship Award and FoundHER (an initiative of Plug and Play Tech Centre, California, USA). Nwanne and other panellists will be discussing ""bridging the gap between academia and business"" on the general stage. Join Nwanne, Elsie, and other amazing speakers on the general stage and get a boost on how to take your career to the next level. Take advantage of the amazing sessions on the three stages at the Modern Workplace Africa Conference, tailored for various demographics for optimal evolution and growth of the African workplace and workforce in general. Visit modernworkplaceafrica.com to get your Executive Masterclass, HR Fest Masterclass, or General Pass tickets now.","Ga ƙwararrun masu jawabi da suka fayyace aiki a wajen taron Modern Workplace Africa (MWAC) A yanayin tsarin bunƙasar yanayin aiki, kasancewa a ƙololuwa ba wai wata dama ba ce, dole ce. Wannan shi ne dalilin da ya sa muke gayyatar ku, ku zo taron Modern Workplace Africa (MWAC), a ranar Asabar, 21 ga watan Oktoban 2023, domin jin cikakken bayani a kan ƙirƙira daga bakin masana. Taron MWAC ya duƙufa ne wajen tallafa wa al'umma, ko da kuma kai mai neman aiki ne, ko mai ƙaramar sana'a ta lokaci ko kuma mai ɗaukar ma'aikata. Amma abin da ya sa taron MWAC ya zama na daban shi ne, ya mayar da hankali ne wajen bunƙasa masana'antu, ta hanyar amfani da dabarun aiki na zamani, domin samar da kyakkyawan yanayin wurin aiki. Ga wasu daga cikin masu bayani,waɗanda za su tabbatar da abin da aka faɗa a baya.: Bolaji Shote, ƙwararriyar mai ba da shawara ce a kan Kula da Ma'aikata. Bolaji Shote babbar mai ba da shawara ce a kan kula da ma'aikata, inda take da gogewa ta fiye da shekara 15 a ɓangaren masana'antu daban-daban. Bolaji na da digiri a ɓangaren falsafa da kuma ilimin zamantakewa jama'a daga mashahuriyar Jami'ar Obafemi Awolowo, Ile-Ife, kuma mamba ce a Cibiyar Kula da Ma'aikata. Duba da ƙwarewarta a kan abubuwa da suka shafi dabaru da hikima da canje-canje na ɓangaren tafiyar da ma'aikata, Bolaji ta ƙware a iya bunƙasa da ɗabbaƙa tsare-tsare da shirye-shirye da kuma ayyukan da za su kawo ci gaban kamfanoni. Bayanan aikinta sun haɗa da samun nasarar kafa Sashen Kula da Ma'aikata a ma'aikatu uku da kuma sabon kamfani ɗaya. Haɗin gwiwa da shahararrun kamfanonin ba da shawarwari a kan ma'aikata irin su Accenture da KPMG da Ernst da Young sun ba wa Bolaji dama wajen ba da gudummawa sosai domin ci gaban ma'aikata da sauye-sauye. Ta yi aikin ba da shawarwari ga manyan hukumomi/ma'aikatu, wanɗanda suka haɗa da Kamfanin UPDC Plc da The great Place to Work, IPNX , CIPMN da kuma kamfanin PZ Cussons. Waɗannan ayyukan sun haɗa da horaswa da ɗaukar ma'aikata da fito da darajar ma'aikata/kamfani da kulawa da ɓangaren gudanarwa da koyo da bunƙasa ma'aikata da tantance/binciken ma'aikata da kuma samar da aikin yi. Bolaji tana amfani da tsattsefe bayanai wajen gabatar da matakan da za su taimaka wajen yanke shawara. A matasayinta na ƙwararriya wajen iya bayani a gaban jama'a kuma mai koyarwa, Bolaji ta halarci tarurruka na cikin gida da kuma waje. Sadaukarwar Bolaji ta kai har da koyar da matasan da suke da nakasa ta hanyar aikin sadaukarwa da ƙungiyar Sight Savers da kuma ba da gudummawa ga gidauniyar Plungesmile, wadda ƙungiya ce ta ilimi da walwala. Bisa la'akari da nasarorin da ta samu, shirin 9to5Chick ya bayyana ta a matsayin ɗaya daga cikin manyan mata ɗari masu taimakwa wajen zaɓar aiki a Najeriya a shekarar 2022. Haka kuma, ta yi aiki a Kwamitin Tsara Dabaru da Zartarwa na Cibiyar Kula da Al'amuran Ma'aikata ta Nijeriya, inda ta bayar da muhimmiyar gudunmawa a bayanai a ɓangaren kula da al'amuran ma'aikata. Bolaji tana ƙaunar mutane da kuma tafiye-tafiye da haɗaka da rubutu da kuma jawabi ga mutane, haka kuma tana yawan rubutu a shafin LinkedIn, kuma ita ce ta samar kuma take jagorantar Tsangayar Fasaha ta Ajin ƙwararru. Ta kuma kasance jajirtacciyar mai bayar da shawara a ɓangaren lafiyar ƙwaƙwalwa sannan ta ba gudummawa ɓangaren Kula da Ma'aikata a shafukan jaridu irin su Jaridar Punch da kuma ɗaya daga cikin jaridun intanet, wato Techpoint Afrika. Za kuma ta haɗu da ragowar jagororin ɓangaren fasaha da kula da ma'aikata domin tattaunawa a kan:""Abubuwan da suke fayyace tasarin aiki a Afirka "", a wajen taron zangon ajin ƙwararru. Za ka iya shiga zangon ta yin rijista a nan. Teju Fola-Alade, Jagoran Al'umma. Teju Fola-Alade Jagora ce a al'amuran kasuwanci, inda ta yi babban tasiri wajen kawo gagarumin ci-gaba a cikin harkoki kasuwanci na ƙasashen Afirka. Tana da gogewa ta sama da shekaru goma, a tsarin sababbi da kuma manyan kamfanoni, inda ƙware a kan gudanar da kasuwanci da kulad ma'aikata da kula da abokan hulɗa da kuma kula da yin nasara. Tabbas Teju ta horar da kanta kasancewa mai gaskiya da kasancewa ƙwararriya ma tasiri a tsarin sababbin kamfanoni da ɓangaren kula da ma'aikata, inda gogewarta ta shekara 13 a ɓangaren sababbin kamfanonin fasaha da kasuwancin zamani, wadda ta yi aiki kafaɗa da kafaɗa da shugabannin kamfanoni da kuma manyan 'yan kasuwa na hamshaƙan kamfanonin da suka ci gaba. Sanin irin ƙarfin tasirin kamfanoni, ta jagoranci sababbun shirye-shiye da suka kawo manyan-manyan ci-gaba ba kawai ga ma'aikata ba, hatta ga sauran al'umma. A matsayinta na wadda ta yi shuhura a kafafen sada zumunta Teju tana amfani da kafofi domin bayar da shawara a kan samun sauyi mai ma'ana da kuma tallata ɗabbaƙa sanin ya kamata da kuma tsara kasuwancin mai ɗorewa. Teju ce jagorar 'Country People and Culture' wanda kamfanin kasuwanci ne na intanet a ƙasashe kuma mai aikawa da kayan kasuwanci a cikin 'yan mintuna kuma yana nan ƙasashe da dama. Ita ce take kula da al'amuran doka da bin doka da gudanarwa na kafar 'People and Culture' da kuma, wadda ta samu nasarar tsarin tafiya da jama'a cikin harkoki da haɗakar jagoranci a kasuwanci da ƙwarewar ma'aikaci da tafiyar da al'adu ga ɗaukacin kamfanin Mano na Nijeriya. Teju za ta yi jawabi a taron Kula da Ma'aikata tare da sauran jagororin fasaha da kuma Kula da Ma'aikata a masana'antau. za su tattauna a kan yadda jagororin Kula da Ma'aikata da shugabannin kasuwanci za su yi amafni da fasaha wajen ingnata nagartar aiki. Latsa nan don samun tikitin taro a kan Kula da Ma'aikata domin a dama da kai wajen daidaita tsarin aiki na zamani. Elsie Godwin, guda ce cikin mamallakan Kamfanin Cashwise Finance. Elsie Godwin, ƙwararriya ce a harkar tallace-tallace da kuma sadarwa. Tana da sha'awa wajen ba da gudummawa ta hanyar tattaunawa mai tasiri da sadarwa ta musamman da kula kyakkyawar alaƙa da masu ruwa da tsaki da haɗin kai wajen bunƙasawa da tafiyar da al'umma da kuma dabarun yin kamfe. Aikinta a matsayinta na ƙwararriya a harkar tallace-tallace, wadda ta karaɗe masana'antu daban-daban na web2 da kuma web3. Elsie ta taka muhimmiyar rawa wajen samar da haɗin gwiwa tsakanin Jami'ar Pan-Atlantic da kuma Emurgo Afrika domin ɗabbaƙa yaɗa bayanan kasuwanci kai-tsaye a Afirka. Crypto TV Plus ya amince da ita a matsayin ɗaya daga cikin manyan matan Afirka 40 suka yi shuhura wajen yaɗa bayanai kai-tsaye. Elsie ƙwararriya ce a kafafen sada zumunta, wadda kwanan nan ta yi bikin cikar shekaru goma da fara yin rubuce-rubuce masu tasiri a shafin intanet. Guda ce cikin waɗanda kafa tsarin hada-hadar kuɗi na Cashwise Finance, wanda manhajar banki ce ta wayar hannu, inda take jagorancin tsara kasuwanci da haɗa tunani wajen samar da kayayyaki. Ta taimaka wa kamfanoni kamar su: TotalEnergies da SmallSmall Technologies ƙara ƙoƙarinsu wajen tallata ayyukansu, ta hanyar dabarun tsarin tallata ayyukan da kuma gudanarwa a sadarwa ta Mind-Mastik Media. Za ta sadu da sauran jagorori a wajen zaman manyan baƙi domin tattaunawa a kan: 'Sanin sahihin abu game da kamfani: Tsokaci a kan yadda ake yawan ambaton kamfani'.' Nwanne Nwonwu, ita ce mamallakiyar Kamfanin Talent Pipeline. Nwanne na da ƙudurin gina Afirkar da ake buƙata, ta hanyar aikinta na tsarin fasaha domin sababbin kamfanoni. Masaniya ce a fannin ƙirƙira, wadda ta duƙufa wajen samar da dabarun gina kasuwanci da ƙirƙira ta kamfani da ƙyankyasa ko zaburar da masu sababbin kamfanoni. Masaniyar halayyar zamantakewar ɗan Adam, tana kuma da gogewa ta musamman a wajen bunƙasa kasuwanci da ginin al'umma da sauyin gudanarwa da gudanar da ayyuka da sadarwa da kuma haɗin gwiwa. Ita ce ta kafa Kamfanin Talent Pipeline. A kwanan nan, ta ƙaddamar da horon sanin makamar aiki mai zurfi ga ɗaliban jami'a waɗanda ba su kammala karatun ba da kuma waɗanda ba su jima da kammalawa ba, domin bunƙasa dabaru da nufin taimaka musu wajen lalubo aiki da ma rayuwa gaba ɗaya. A lukutanta na musamman, tana rubutu a kan yanayin ilimi a Nijeriya kuma ta fito a shirye- shirye kamar su Edugusi. A yanzu haka tana aiki a matsayin mai horarwa a kamfanoni da dama a kafofi daban-daban kamar su African Entrepreneurship da kuma FoundHer ( wanda shiri ne na Cibiyar Play Tech a Califonia da ke Amurka). Nwanne da sauran jagorori za su tattaunawa a kan al'amarin ""cike giɓin harkar ilimi da kasuwanci"" a dandamali na baiɗaya. Kasance da Nwanne da Elsie da kuma sauran zaƙaƙuran masu jawabi a dandamali na baiɗaya domin samun ƙarfin gwiwa a kan yadda za ku inganta harkar zaɓar aikinku. Yi amfani da damar wannan muhimmin lokaci da za a tattauna a maudu'ai ukua taron 'Modern Workplace Africa', wanda aka shirya domin mutane mabambanta da nufin kyautatawa da bunƙasa wuraren aiki da kuma ma'aikata gaba ɗaya. Ziyarci shafin modernworkplaceafrica.com a yau don samun Babban Ajin ko Ajin Kula da Ma'aikata ko kuma tikitin shiga na baiɗaya.","Kutana na wazungumzaji mahiri wakifafanua maana ya kazi kwenye Mkutano wa mahala bora pa kazi Afrika (MWAC) Katika mazingira ya kazi yanayoendelea kubadilika, kukaa mbele ya mkunjo sio tu muhimu, ni lazima. Ndio maana tunakualika ujiunge nasi siku ya Jumamosi, Oktoba 21, 2023 kwenye vipindi vya Mkutano wa mahala bora pa kazi Afrika (MWAC), ambapo ubunifu unakutana na utaalamu. Mkutano unajitolea kuwawezesha watu, iwe unatafuta kazi, mtaalamu mwenye uzoefu, au mwajiri. Lakini masuala gani wanayoyaandaa MWAC ukiachilia mbali lengo lake maalumu ya mabadiliko ya viwanda kwa kutumia njia za ufanyaji kazi za kisasa na mazingira ya kazi yenye tija zaidi. Hawa ni baadhi ya wazungumzaji ambao watafanya kuwezekana kwa hayo yaliyotajwa hapo juu: Bolaji Shote, Mshauri Mwandamizi wa Rasiilimali watu. Bolaji Shote, ni mshauri wa rasili mali watu mwenye uzoefu wa zaidi ya miaka 15 kwenye viwanda mbalimbali. Bolaji ana shahada ya Falsafa na Sosholojia kutoka Chuo Kikuu maarufu cha Obafemi Awolowo, Ile-Ife, na ni mjumbe wa taasisi ya Chertered ya Usimamizi wa Wafanyakazi (CIPM). Pamoja na utaalamu kimkakti, kimbinu, na vipengele vya mabadiliko ya rasilimali watu, Bolaji anafanya vizuri katika kuendeleza na kutekeleza sera, programu, na mambo ambayo yanachochea ukuaji wa shirika. Mambo ya msingi ya taaluma yake yanajumuisha kufanikiwa kuanzisha na kuongoza idara za HR kwenye mashirika matatu na Jukwaa. Kwa kushirikiana na kampuni mashuhuri ya ushauri wa HR kama vile, Accenture, KPMG, na Ernst & na Vijana wamemruhusu Bolaji kuchangia kwa kiasi kikubwa kwa ajili ya maendeleo ya taasisi na mageuzi. Ametoa huduma za kiushauri kwa taasisi zenye hadhi, ikijumuisha UPDC Plc, Mahala pazuri pa kufanya kazi, IPNX, CIPMN, na PZ Cussons Plc. Huduma hizi zinajumuisha mafunzo, kuajiri, kumrajimisha mwajiri, usimamizi wa utendaji kazi, mafunzo na maendeleo, ukaguzi wa HR, na ushiriki wa mfanyakazi. Bolaji aliibua uchambuzi wa data kwa ajili ya kupendekeza uvumbuzi wa wenye kusaidia hatua za ufanyaji maamuzi. Mzungumzaji mzuri wa umma na mwezeshaji, Bolaji ameshiriki kama mzungumzaji kwenye matukio ya kitaifa na kimataifa. Kujitolea kwa Bolaji kumekwenda mbali mpaka katika kuwashauri watu wenye ulemavu kupitia kazi ya kujitolea kwenye shirika la Sight Svers, na kuchangia mfuko wa PlungeSmile, ni NGO ya Ustawi na Elimu. Kwa kutambua mafanikio yake, alitajwa na blogu ya 9to5Chick ni mmoja wa wanawake 100 bora kwa kazi nchini Nigeria. Pia amehudumu kwenye kamati ya upangaji mkakati na autekelezaji ya taasisi ya Chertered ya Usimamizi wa Wafanyakazi nchini Nigeria, aichangia maarifa muhimu kwenye taaluma ya usimamizi wa rasilimali watu. Shauku kwa watu, utembezi, kufahamiana na watu, uandishi na uzungumzaji kwa umma, Bolaji ni mmoja wa waandishi wa mara zote kwenye jukwaa la LinkedIn na muanzilishi na kiongozi wa mafunzo ya kiwango cha juu ya Teknolojia. Pia alijitolea kuwa mtetezi wa afya ya akili na amechangia masuala ya HR na masuala ya ajira yanayohusiana na magazeti kama vile Punch na vyombo vya habari vinavyoongoza kwa uchapishaji mtandaoni, Techpoint Afrika. Atakuwa anajumuika na taasisi nyingine za teknolojia na viongozi wa HR ili kujadili ""mienendo inayounda nguvu kazi ya Kiafrika"" katika kipindi cha mafunzo ya kiwango cha juu ya hadhi ya juu zaidi. Unaweza ukajiunga na kipindi hicho kwa kujisajili hapa. Teju Fola-Alade, kiongozi wa watu na utamaduni, huko Mano. Teju Fola-Alade, ni kiongozi mwandamizi wa shughuli za biashara kwenye kuleta athari kubwa kwenye biashara zinazoibuka na sumbufu kwa uwezeshwaji wa teknolojia ndani ya Pan Afrika. Pamoja na uzoefu wa zaidi ya muongo mmoja ndani ya jukwaa hilo na ukuaji wa hali ya juu kwa mfumo wa ikolojia, uwezo wake unahusu shughuli za biashara, rasilimali watu, usimamizi wa wadau na usiamamizi wa utendaji. Teju amjidhihirisha yeye mwenyewe kuwa ni mtu anayetegemewa na mtaalamu mwenye ushawishi ndani ya jukwaa hilo na jumuiya ya rasilimali watu, pamoja na uzoefu wa miaka 13 katika mkusanyiko wa jukwaa la kiteknolojia na biashara mtandaoni, kufanya kazi pamoja na waanzilishi hao, na mtendaji mkuu mwandamizi wa biashara inayokuwa kwa kasi. Kutambua nguvu ya matokeo ya utendaji wa ushirika, yeye hutetea kikamilifu mipango yenye matokeo mazuri sio tu kwa wafanyakazi pekee bali na jumuiya kubwa zaidi. Kama mshawishi mdogo kwenye jamii ya Nigeria, Teju anatumia jukwaa lake kutetea mabadiliko yenye tija na kukuza umoja, maadili, masuala endelevu ya biashara. Teju ni kiongozi wa watu wa nchi na utamaduni wa Mano Nigeria, ni muwasilishaji wa bidhaa kwa wateja kwa muda mfupi kwenye mataifa mbalimbali kupitia biashara mtandaoni, inafanya kazi katika nchi nyingi. Yeyey anasimamaia watu & utamaduni, sheria & utiifu, na kazi za utawala, kutetea mkakati wa ushiriki wa watu, ushirikiano wa uongozi wa biashara, uzoefu wa mfanyakazi, utekelezaji wa timu, usimamizi wa utamaduni Mano kote Nigeria. Teju atakuwa anazungumza kwenye kipindi cha paneli kwenye jukwaa la tamasha la HR , pamoja na watu wengine wa teknolojia na viongozi wa Hr kiwandani. Watakuwa wanajadili kwa namna gani HR na viongozi wa biashara wanaweza kutumia teknolojia kwa afya bora pahala pa kazi. Bofya hapa kupata tiketi yako ya tamasha la HR na ushiriki katika kutengeneza pahala pa kazi pa kisasa. Elsie Godwin, mwanzilishi mwenza, wa programu ya cashwise Finance. Elsie Godwin ni mataalamu wa masoko, mawasiliano, na vyombo vya habari. Ana shauku ya kuongeza thamani kwa kutumia athari ya mazungumzo yanayoendeshwa, mawasiliano ya kimaadili, usimamizi thabiti wa wadau, ushirikiano kwa ukuaji, usimamizi wa jamii, na mikakati ya kampeni. Kazi yake kama mtaalamu wa masoko inapitia viwanda mbalimbali kwa vyote vya kampuni za Web2 na Web3. Elsie alifanya kazi nzuri kwenye ushirikiano wa kitaasisi kati ya Chu kikuu cha Pan-Atlantic na Emurgo Afrika kuelekea kupitishwa kwa mnyororo wa kuzuia ndani ya Afrika. Alitambuliwa na CryptoTV Plus kama ni mmoja wa wanawake 40 walio juu kwenye blokchain. Elsie ni mhusika wa vyombo vya habari vingi ambaye sasa hivi anasherehekea miaka kumi ya mafanikio kwenye blogu. Yeye ni mwanzilishi Cashwise Finance, programu mpya ya masuala ya kibenki kupitia simu ya mkononi, ambapo aliongoza masoko na kurajimisha ushirikiano dhidi ya mawazo ya bidhaa na kutengeneza. Amesaidia kurajimisha kama vile TotalEnergies na SmallSmall Technologies kuongeza jitihada za masoko kupitia mikakati ya ushawishi wa masoko na usimamizi kwenye chombo cha habari cha Mind-Mastik. Atakuwa anajiunga na wanapaneli wengine kwenye jukwaa la jumla ili kujadili ""Ujuzi halisi wa Urajamu binfsi: Rajimisha dhidi ya kelele"" Nwanne Nwonwu, muanzilishi wa kampuni ya Talent Pipeline. Nwanne yupo kwenye misheni ya kujenga Afrika ya baadaye inayotarjiwa kupitia kazi yake kupitia jukwaa la teknolojia la mfumo wa ikolojia. Mtaalamu wa ubunifu mwenye lengo la msingi katika ujenzi wa mradi, mkakati, uvumbuzi wa kampuni, na utotozi au kuongeza kasi ya jukwaa. Aliyefunzwa kama mwanasosholojia, ana uzoefu wa kipekee kwenye kuendeleza biashara, kujenga jamii, Kubadilisha usimamizi, usimamizi wa miradi, mawasiliano, na ushirikiano. Yeye ni muanzilishi wa kampuni hiyo ya Talent Pipeline. Hivi karibuni, alitambulisha mafunzo ya kujitolea kazini kwa programu ya bootcamp kwa ajili ya wahitimu wenye shahada ya kwanza na wahitimu wa hivi karibuni kwa ajili ya kuendeleza ujuzi ili kuwasaidia kujipambanua kwa mahala pa kazi na masiha kwa ujumla. Kwenye muda wake wa ziada, huandika kuhusu muundo wa elimu wa Nigeria na amekuwa akishirikishwa kwenye majukwaa kama vile Edugist. Sasa hivi anahudumu kama msahuri muanzilishi kwenye kampuni mbalimbali na amehuduu kwenye majukwaa mbalimbali, kama vile Tuzo za Ujasiriamali za afirka na FoundHER (Kituo cha Teknolojia cha mpango wa programu za kufanya kazi kikamilifu zinapotumiwa kikamilifu bila ya kusanidi upya California, USA). Nwanne na wanapaneli wengine watakuwa wakijadili ""kuziba pengo kati ya taasisi ya elimu na biashara"" kwenye hatua ya jumla. Jiunge na Nwanne, Elsie na wazungumzaji wengine wazuri kwenye hatua ya jumla ili kupata maarifa ya kwa namna gani ya kupiga hatua kwenye kazi yako. Chukua faida ya vile vipindi vizuri vya kwenye zile hatua tatu kwenye ule Mkutano wa Pahala pa kazi pa kisasa Afrika, ulioandaliwa kwa ajili ya watu mbalimbali kwa mageuzi bora na ukuaji wa pahala pa kazi na nguvu kazi Afrika kwa ujumla. Tembelea modernworkplaceafrica.com kupata tiketi yako ya daraja la juu, tiketi ya ya HR Fest, au tiketi za ujumla za kiingilio.","Ẹ ṣe alábàpàdé àwọn akọ́ṣẹ́mọṣẹ́ olóòótu tó ń ṣe àtúnṣe iṣẹ́ ní Modern Workplace Africa Conference (MWAC) Nínú àwùjọ iṣẹ́ tí kò lè ṣe aláìgbèrú, jíjẹ́ aṣáájú nínú àwùjọ náà kì í ṣe àǹfààní nìkan bí kò ṣe pé ó pọn dandan. Nítorí bẹ́ẹ̀ ni a ṣe pé yín láti darapọ̀ mọ́ wa ní ọjọ́ Àbámẹ́ta, 21 Oṣù Kẹwàá, Ọdún 2023 ni àwọn ìpele ìpàdé Modern Workplace Africa Conference (MWAC) níbi tí àrà tuntun ti pàdé ìmọ́ọ́ṣe. MWAC ní àfojúsùn láti ró àwọn ènìyàn ní agbára, bóyá ò ń wáṣẹ́ ni, tàbí o jẹ́ akọ́ṣẹ́mọṣẹ́ àsìkò tàbí agbanisíṣẹ́. Ṣùgbọ́n ohun ti ó ya MWAC sọ́tọ̀ ni àfojúsùn rẹ̀ pàtàkì lórí yíyí àwọn ilé iṣẹ́ padà nípa lílo ojútùú iṣẹ́ ìgbàlódé àti ìhùwàsí láti pèsè àyíká iṣẹ́ tó ṣe é fọkàn tán tó sì lè so èso. Díẹ̀ lára àwọn olùbánisọ̀rọ̀ tí yóò mú àwọn ọ̀rọ̀ òkè wọ̀nyí ṣe ni: Bolaji Shote, Àgbà olùdámọ̀ràn fún àwọn òṣìṣẹ́ Bolaji Shote jẹ́ ojúlówó agbà olùdámọ̀ràn fún àwọn òṣìṣẹ́ tó ní ìrírí bí ọdún 15 ó lé ní oríṣiríṣi ilé iṣẹ́. Bọ́lájí kẹ́kọ̀ọ́ gboyè nínú ìmọ̀ èrò àti ìhùwàsí ènìyàn ní ilé ẹ̀kọ́ gíga ti Ilé-Ifè, ó sì jẹ ọmọ ẹgbẹ́ Chartered Institute of Personnel Management (CIPM). Pẹ̀lú ìmọ́ọ́ṣe nínú ètò, ọgbọ́n àti abala ìyípadà ti ìṣàmójútó àwọn òṣìṣẹ́, Bọ́lájí yege nínú òfin ìgbédìde àti ìsàgbékalẹ̀, ètò àti ìṣe tó ń ṣàkóso ìdàgbàsókè. Ìtọ́kasí iṣé tó yàn láàyò ní ṣíṣe àgbékalẹ̀ àti jíjẹ́ olùdarí àwọn ẹ̀ka ìṣàkóso àwọn òṣìṣẹ́ ní ilé iṣẹ́ mẹ́ta àti ọkàn tó ṣẹ̀ṣẹ̀ ń dìde bọ̀. Ìbáṣepọ̀ pẹ̀lú ilé iṣẹ́ tó ń rí sí ìṣàkóso àwọn osise bí i Accenture, KPMG, and Ernst & Young ti gba Bọ́lájí láàyè láti lọ́wọ́ sí ìdàgbàsókè àti ìyípadà tó yááyì fún àwọn ilé-iṣẹ́. Ó ti pèsè ètò ìdámọ̀ràn fún àwọn ilé-iṣẹ́ bí i UPDC Plc, The Great Place to Work, IPNX, CIPMN, and PZ Cussons Plc. Àwọn iṣẹ́ yìí dá lórí ìkọ́ni-mọ̀ọ́ṣe, ìgbani-ṣíṣẹ́, ìgbélárugẹ agbani-ṣíṣẹ́, ìṣàkósọ ìmọ̀ọ́ṣe, ẹ̀kọ́ àti ìdàgbàsókè, ìtanná-wádìí òṣìṣẹ́ agbani-síṣẹ́ (HR), àti àṣẹ-àdéhùn òṣìṣẹ́. Bọ́lájí lo ìṣe àtúpalẹ̀ èsì ìwádìí láti gbèrò ètò àbáyọ tó lọ́wọ́ sí ìlànà ìpinnu ṣíṣe. Sọ̀rọ̀ sọ̀rọ̀ tó yanjú àti aṣagbátẹrù, Bọ́lájí ti kópa gẹ́gẹ́ bí sọ̀rọ̀ sọ̀rọ̀ ní ẹsẹ̀ kùkú àti ní àgbáyé. Ìfọkànsìn Bolaji nawọ́ dé jíjẹ́ olùtọ́sọ́nà àwọn ọ̀dọ́ tó jẹ́ abarapá. Láti ṣe àkàsí àwọn àṣeyọrí rẹ̀, wọn yẹ́ ẹ sí nípa fífún un ní àmì ẹ̀yẹ ọ̀kan lára àwọn 100 olúborí nínú iṣẹ́ tí wọ́n yàn láàyò gẹ́gẹ́ bí obìnrin ní orílẹ̀-èdè Nàìjíríà ní ọdún 2022 láti owó 9to5Chick. Ó tún ti ṣiṣẹ́ ní Ìgbìmọ̀ fún èrò àti ọgbọ́n ìṣàgbékalẹ̀ tí Ibi ìkẹ́kọ̀ọ́ fún ìṣàkóso àwọn ènìyàn ní orílẹ̀-èdè Nàìjíríà nípa lílọ́wọ́sí àwọn èròǹgbà tó ní ìtumọ̀ sí ẹ̀ka ìṣàkóso àwọn ènìyàn gẹ́gẹ́ bí ohun èlò fún iṣẹ́ ṣíṣe. Ìtara nípa ènìyàn, ìrìnàjò, mímọ àwọn ènìyàn káàkiri, àkọsílẹ̀, àti ìṣòrọ̀ níta gbangba. Bọ́lájí. Ó tún jẹ́ olùfọkàn sìn fún ìlera ara àti ọkàn, ó sì ti lọ́wọ́ sí ọ̀rọ̀ tó níí ṣe pẹ̀lú ètò àwọn òṣìṣẹ́ àti ìgbani ṣíṣẹ́ fún àwọn ilé-iṣẹ́ ìwé ìròyìn bí i Punch àti àwọn ilẹ̀ iṣẹ́ ìgbóhùn sáfẹ́fẹ́ mìíràn, TechPoint Africa. Yóò máa darapọ̀ mọ́ àwọn ilé iṣẹ́ ìmọ̀ ẹ̀rọ àti àwọn olórí ilé iṣẹ́ tó níí ṣe pẹ̀lú ètò àwọn òṣìṣẹ́ láti tàkurọ̀sọ lórí 'àwọn ọ̀nà tó ń ṣe àyípadà sí àwùjọ iṣẹ́ ṣíṣe ní Áfíríkà' ní ibi kíláàsì àgbà àwọn ènìyàn ọ̀tọ̀. O lè darapọ̀ mọ́ àkókò ìtakùrọsọ̀ náà nípa fífi orúkọ sílẹ̀ níbí. Teju Fola-Alade, Adarí Ènìyàn àti Àṣà, Mano Tẹ́jú Fola-Aládé jẹ́ oluṣòwò àgbà tó ń ní ipa rere láàrin àwọn okoòwò ìmọ̀ ẹ̀rọ tó ṣẹ̀ṣẹ̀ ń dìde ní àwùjọ Áfíríkà. Pẹ̀lú ìrírí tó lé ní ọdún mẹ́wàá láàrin ìgbédìde àti ìdàgbàsókè tó lóòrìn laarin àwùjọ ìmọ̀ ẹ̀rọ, ìmọ́ọ́ṣe rẹ̀ dé ìṣiṣẹ́ gbogbo gbò, ìṣètò àmójútó àwọn òṣìṣẹ́, ìṣètò okoòwò, ìṣàmójútó àwọn tí ọ̀rọ̀ kàn àti ìṣàmójútò iṣẹ́ ṣíṣe. Teju ti fìdí ara rẹ̀ kalẹ̀ gẹ́gẹ́ bí ẹni tó ní ífọ̀n tó sì ṣe é gbẹ́kẹ̀lé láàrin àwọn àgbédìde àti àwùjọ ìṣàmójútó àwọn òṣìṣẹ, pẹ̀lú ìrírí ọdún 13 nínú àwùjọ ìmọ̀ ẹ̀rọ àti okoòwò orí afẹ́fẹ́, ó ń ṣiṣẹ́ ní pẹ̀kíǹpẹ̀kí pẹ̀lú àwọn olùdásílẹ̀ àti àwọn àgbà olókoòwò tí ìdàgbàsókè okoòwò tó mú yányán. Mímọ agbára ìṣiṣẹ́ pọ̀ tó ní ìtumọ̀, ó fúnra rẹ̀ ṣe ìfilọ́lẹ́ àwọn àmì fún àṣeyege lórí gbogbo àwùjọ, kì í ṣe lórí àwọn òṣìṣẹ́ nìkan. Gẹ́gẹ́ bí olùfidánilójú ní àwùjọ ọmọ Nàìjíríà, Tẹju lo ojú òpó rẹ̀ láti ṣe agbẹ́nusọ lórí ìyípadà ìlọsíwájú tó nítumọ̀, àwọn ìṣe okoòwò tó ní àlòpẹ́. Tẹju ni olórí àwọn ọmọ ìlú àti àṣà fún Mano Nàìjíríà, okoòwò orí afẹ́fẹ́ tó jẹ́ ti ọ̀pọ̀lọpọ̀ orílẹ̀-èdè tó ń pèsè ọjà fún àwọn asàmúlò ní ìṣẹ́jú àti iṣẹ́ ṣíṣe rẹ̀ ní orílẹ̀-èdè púpọ̀. Ó tún ń ṣàkóso àwọn ènìyàn àti àṣà, ìbófinmu àti ìgbọràn àti àwọn iṣẹ́ tó níí ṣe pẹ̀lú ìṣètò, jíjẹ́ olórí fún Ìgbésẹ̀ ìlọ́wọ́sí àwọn ènìyàn, olórí ìbádòwòpọ̀, ìrírí òṣìṣẹ́, ẹgbẹ́ ṣíṣe àti ìṣàkóso àṣà káàkiri Mano Nàìjíríà. Tẹju yóò máa sọ̀rọ̀ lákòókò ìtàkurọ̀sọ̀ lórí HR Fest Stage pẹ̀lú àwọn onímọ̀ ẹ̀rọ àti àwọn olórí ìṣàmójútó òṣìṣẹ́ mìíràn ní ìpín náà. Wọn yóò máa sọ bí ìṣàmójútó àwọn òṣìṣẹ́ àti olórí olókowò ṣe lè ṣe àmúlò ìmọ̀ ẹ̀rọ fún agbègbè iṣẹ́ tó nítumọ̀. Tẹ ibí láti ní ìwé ìwọlé ìṣàmójútó òṣìṣẹ́ rẹ kí o sì kópa nínú àtúnṣe ibi ìṣiṣẹ́ àwọn ènìyàn. Elsie Godwin, ẹni tí ó jẹ́ oludìjọ-dásílẹ̀ Cashwise Finance Elsie Godwin jẹ́ olùpolówó, olùbásọ̀rọ̀ àti ìkànnì ìfohùn sáfẹ́fẹ́. Ó jẹ́ olùfọ̀kansìn nípa mímú nǹkan dára sí i látàrí àwọn ọ̀rọ̀ tó ní àǹfààní, ìbásọ̀rọ̀ tó nítumọ̀, ìṣàkóso àwọn tó di ọwọ́jà ilé iṣẹ́ mú, ìbáṣepọ̀ fún ìdàgbàsókè, ìṣàkóso àwùjọ àti ọgbọ́n ìpolongo. Iṣẹ́ rẹ̀ gẹ́gẹ́ bí akọ́ṣẹ́mọṣẹ́ olùpolówó wà káàkiri oríṣiríṣi ilé iṣẹ́ fún Web2 àti Web3. Elsie kopa ribiribi nínú ìbáṣepọ̀ ilé ẹ̀kọ́ láàrin ilé ẹ̀kọ́ gíga Pan-Atlantic àti Emurgo Áfíríkà fún ìtẹ́wọ́gbà tó tẹ́lẹ̀ ra ní Áfíríkà. CryptoTV Plus gbà á gẹ́gẹ́ bí ọ̀kan lára àwọn obìnrin 40 ní Áfíríkà nínú àkásódù. Elsie jẹ́ akíkanjú olùfohun sáfẹ́fẹ́ tó ṣẹ̀ṣẹ̀ ṣe àjọ̀dún ọdún mẹ́wàá tí iṣẹ́ afẹ́fẹ́ tó ní ìtumọ̀. Ó jé akẹgbẹ́ olùdásílẹ̀ ní ètò owó Cashwise, ìkànnì ìfowópamọ́ lórí ẹ̀rọ ìbánisọ̀rọ̀ níbi tí ó ti ń ṣe adarí ìpolówó àti ìdámọ̀ fún ìmọ̀ràn lórí ọjà àti kíkọ́. Ó ti rán àwọn ilé iṣẹ́ kan lọ́wọ́ lórí ìdámọ̀ bí TotalEnergies àti ilé iṣẹ́ ìmọ̀ ẹ̀rọ SmallSmall láti ṣe àmúlò àwọn ìgbìyànjú ìpolówó látàrí ọgbọ́n ìpolówó olùfidánilójú àti ìṣàmójútó ní ilé iṣẹ́ ìfohun sáfẹ́fẹ́ Mind-Mastik. Yóò máa darapọ̀ pẹ̀lú àwọn sọ̀rọ̀ sọ̀rọ̀ mìíràn ìtàgé gbogbo gbò láti sọ̀rọ̀ lórí ""Ṣíṣe ojúlówó ìdámọ̀ ara ẹni: . ìdámọ̀ lórí ìpè"" Nwanne Nwonwu, olùdásílẹ̀ ilé iṣẹ́ Talent Pipeline Nwanne wà lórí èròǹgbà láti kọ́ ọjọ́ iwájú tó wu ni nípa iṣẹ́ rẹ̀ láàrin àwùjọ ìdìdelẹ̀ ìmọ̀ ẹ̀rọ. Olùgbédìde pàtàkì pẹ̀lú àfojúsùn gbòógì lórí ìgbédìde, ọgbọ́n, ìgbédìde àpapọ̀ àti ìdàgbàsókè tàbí ìfipamọ́ àwọn àṣẹ̀ṣẹ̀dìde. Ó kẹ́kọ̀ọ́ gẹ́gẹ́ bí onímọ̀ lórí ìbágbépọ̀ àwọn ènìyàn, ó ní ìrírí àrà ọ̀tọ̀ nínú ìgbédìde okoòwò, ìṣàmójútó àwùjọ, ìṣàkóso àyípadà, ìṣàmójútó iṣẹ́ àkànṣe, ìbánisọ̀rọ̀ àti àjọṣe pọ̀. Òun ni olùdásílẹ̀ ilé iṣẹ́ Talent Pipeline. Lai pe, ó ṣe ìfilọ́lẹ́ ibi ìpàgọ́ fún ìkẹ́kọ̀ọ́ ìkọ́ṣẹ́ fún àwọn akẹ́kọ̀ọ́ ilé ẹ̀kọ́ gíga àti àwọn tó ṣẹ̀ṣẹ̀ jáde láti ní ọgbọ́n tí yóò rán wọ́n lọ́wọ́ láti ṣe àmójútó ibi iṣẹ́ àti ìgbé ààyè lápapọ̀. Ní àkókò ìṣeré rẹ̀, ó máa ń kọ nípa àwùjọ ìkẹ́kọ̀ọ́ ti Nàìjíríà, ó sì ti wà ní àwọn ìkànnì oríṣiríṣi bí i Edugist. Lọ́wọ́ lọ́wọ́, ó ń ṣiṣẹ́ gẹ́gẹ́ bí olùgbaninímọ̀ràn fún oríṣi ilé iṣẹ́, ó sì ti ṣe èyí ní ọ̀pọ̀lọpọ̀ ọ̀nà bí i àmì ẹyẹ fún àwọn oníṣẹ́ àdáṣe tilẹ̀ Áfíríkà àti FoundHER (àgbékalẹ̀ gbọ̀ngàn Plug and Play ti California, USA). Nwanne àti àwọn sọ̀rọ̀ sọ̀rọ̀ mìíràn yóò máa sọ̀rọ̀ lórí 'dídí àlafo láàárín ìkànnì ìwé kíkà àti okoòwò' lórí ìtàgé gbogbo gbò. Darapọ̀ mọ́ Nwanne, Elsie àti àwọn sọ̀rọ̀ sọ̀rọ̀ mìíràn lórí ìtàgé gbogbo gbò kí ó sì ṣe ìgbélárugẹ́ lórí bí ààyò iṣẹ́ ṣíṣe rẹ yóò tẹ̀síwájú sí ìpele mìíràn. Ṣe àmúlò àǹfààní àwọn àkókò tó yááyì lórí ìpele mẹ́tẹ́ẹ̀ta ní bi àpéjọ ibi iṣẹ́ ìgbàlódé ti Áfíríkà tó wà fún oríṣi ìṣàpèjúwe àwọn ènìyàn fún ìdàgbàsókè àti ìgbédìde tó kún ojú òṣùwọ̀n ti ibi iṣẹ́ ṣíṣe ti Áfíríkà àti lápapọ̀. Ṣé àbẹ̀wò sí ìkànnì modernworkplaceafrica.com láti gba kíláàsì àgbà elénìyàn pérete, kíláàsì lórí ìṣàkóso àwọn òṣìṣẹ́ tàbí ìwé ìwọlé fún ohunkóhun nísinsìnyí.","Sikwethulela ngezikhulumi ezingongoti ezenza okusha emsebenzini ku-Modern Workplace Africa Conference (MWAC) Endaweni ehlale inezinguquko ngokuphathelene nomsebenzi, ukuhlale uhamba phambili akuyona nje into enhle, kuyinto ebalulekile. Yingakho sikumeme ukuthi uzohlanganyela nathi ngoMgqibelo, Okthoba 21, 2023, kuseshini ye-Modern Workplace Africa Conference (MWAC), lapho ukuqhamuka nokusha kuzohlangabezana nongoti. I-MWAC izimisele ukunikeza amandla abantu ngabanye, noma ngabe ufuna umsebenzi, ungumsebenzi onesipiliyoni, noma umuntu ofuna ukuqasha abasebenzi. Kodwa ngabe yini eyenza i-MWAC ihluke ukugxila kwayo okukhethekile ekuguquleni izimboni ngosebenzisa izisombululo zomsebenzi wesimanjemanje kanye nenkambiso yokwenza indawo yokusebenzela ephephile futhi ekhiqiza kakhulu. Nazi ezinye zezikhulumi ezizokwenza lokhu okushiwo ngenhla kube yimpumelelo: UBolaji Shote, i-Senior Human Resources Consultant UBolaji Shote uyi-senior human resources consultant emnkantsh' ubomvu enesipiliyoni seminyaka eyevile kweyi-15 ezimbonini ezahlukene. UBolaji uneziqu ze-philosophy ne-sociology azithola enyuvesi eseqohelweni eliphezulu i-Obafemi Awolowo University, e-Ile-Ife, futhi uyilungu le-Chartered Institute of Personnel Management (CIPM). Njengoba ewungoti ngokuphathelene nokuqhamuka namasu, amasu okuhambisa kahle, kanye nengxenye yokudlulisela kwelinye izinga ye-human resources management, Bolaji excels in developing and implementing policies, programmes, and practices that drive organisational growth. Ezinye zezinto ezibalulekile azenzile zihlanganisa ukusungula nokuhola iminyango yehhovisi Lezabasebenzi (HR) ezinhlanganweni ezintathu kanye nenkampani eqalayo. Ukusebenzisana nezinkampani ezizenzele igama zokuqhamuka nezisombulo ngokuphathelene neHhovisi Lezabasebenzi (HR consultancy) ezifana ne-Accenture, i-KPMG, kanye ne-Ernst & Young sekuvumele uBolajiukuthi abe negalelo elibonakalayo ngokuphathelene nokuthuthukisa kanye nokuguqula inkampani. Usehlinzeke ngezinsiza zokuxoxisana nezikhungo ezaziswayo, ezihlanganisa i-UPDC Plc, i-The Great Place to Work, i-IPNX, i-CIPMN, kanye ne-PZ Cussons Plc. Lezi zinsiza zihlanganisa ukuqeqesha, ukufuna ozobaqasha, i-employer branding, ukwengamela ukusebenza, ukufunda nokuthuthukisa, ukucwaninga kweHhovisi Lezabasebenzi (HR audits), kanye nokuxhumana nabasebenzi. UBolaji usebenzisa amandla okuhlaziya imininingo ukuze enze iziphakamiso ngokuphathelene nokungenelela okusekela uhlelo lokuthatha izinqumo. Uyisikhulumi esinohlonze kanye nomxhumanisi, uBolaji usebambe iqhaza njengesikhulumi emicimbini yakuleli kanye neyaphesheya. Ukuzinikela kukabuBolaji kwedlulela ekwelulekeni abantu abasebasha abaphila nokukhubazeka ngemisebenzi yamavolontiya e-Sight Savers kanye nangegalelo lakhe ku-Plungesmile Foundation, Inhlangano Engekho Ngaphansi Kukahulumeni (NGO) ebhekelele ezemfundi kanye nenhlalakahle. Ukuze kwaziswe lokhu akuzuzile, waziswa njengomunye abaku-Top 100 Career Women e-Nigeria ngo-2022 yi-9to5Chick. Uyasebenza futhi ku-Strategic Planning and Implementation Committee ku- Chartered Institute of Personnel Management e-Nigeria, unegalelo elinokalayo endimeni ye-human capital management. Unentshisekelo ngokuphathelene nabantu, ukuthatha uhambo, ukuxhumana nabanye, ukubhala, kanye nokuba yisikhulumi, uBolaji ujwayele ukubhala ku-LinkedIn Ungumsunguli kanye Nomholi we-Faculty of Tech Masterclass. Uphinde futhi abe ngokukhulumela ukuphila kahle ngokomqondo futhi usebenegalelo kuHhovisi Lezabasebenzi (HR) kanye nezindaba eziphathelene nalo kumaphephandaba afana ne-Punch okuyinkampani yokushicelela ku-inthanethi ehamba phambili, iTechPoint Africa. Uzohlanganyela nabanye abaholi kwezobuchwepheshe kanye neHhovisi Lezabasebenzi (HR) ukuze badingide ""inkambiso ebumba abasebenzi abangabantu base-Afrika"" kuseshini ye-executive masterclass. Ungahlanganyela kuseshini ngokubhalisa lapha. UTeju Fola-Alade, i-People and Culture Leader, e-Mano UTeju Fola-Alade ungumholi oyinhloko ngokuphathelene nokusebenza kwebhizinisi onomthelela omkhulu ngokuphathelene namabhizinisi asafufusa kanye nangasbenzi kahle sebenzisa ezobuchwepheshe Kubantu abadabuka e-Afrika (Pan Africa). Ngenxa yesipiliyoni sakhe ngokuphathelene nezinhlelo zomsebenzi wokuqalisa kanye nokuthuthuka kakhulu, ikhono lakhe lisekwenzeni umsebenzi kwezokuhwebelana, i-human resources, ukusebenza kwezamabhizinisi, ukwengamela abaneesabelo ebhizinisini, kanye nokwengamela ukusebenza. UTeju usezithuthukisile njengomuntu oqeqeshiwe othenjwayo futhi onogazi ngokuphathelene nomphakathi wezinkampani eziqalayo kanye nakumahhovisi ezabasebenzi, nesipiliyoni seminyaka eyi-13 ngaphakathi kwendawo yezinkampani zezobuchwepheshe ezisaqala kanye namabhizinisi e-eCommerce, usebenza eduze nabasunguli kanye nezikhulu eziyinhloko zamabhizinisi athuthuka ngamandla. Ukuqaphela amandla yenkambiso yezamabhizinisi enomthelela, uhlale engushampeni wezinhlelo ezingenawo nje umthelela omuhle kubasebenzi kodwa nasemphakathini wonkana. Njenge-influencer esafufusa (microinfluencer) emphakathini wase-Nigeria, uTeju usebenzisa isithangami sakhe ukuze ukuze akhulume ngezinguquko ezenza umqondo kanye nokugqugquzela ukwenziwa komsebenzi wezamabhizinisi ofaka zonke izinhlobo zabantu, okwenziwa ngokwethembeka, kanye nangendlela ezinzile. UTeju uyi-Country People and Culture Leader e-Mano Nigeria, i-e-commerce yezinhlanga ezahlukene eletha imikhiqizo kumakhasimende ngesikhathi esiyimizuzu futhi esebenza emazweni amaningi ahlukene. Ubhekelele i-People & Culture, i-Legal & Compliance, kanye nemisebenzi Yokwengamela, ehola phambili amasu okuxhumana nabantu, amaxhamu okusebenzisana kwabaholi kwezamabhizinisi, okwenzeka ezimpilweni zabasebenzi, ukwenza umsebenzi ngempumelelo kwethimba, kanye ne-culture management e-Mano Nigeria yonkana. UTeju uzobe ekhuluma kuseshini yephaneli eshashalazini le-HR Fest kanye nabanye abaholi bezobuchwepheshe kanye neHhovisi Lezabasebenzi embonini. Bazodingida ukuthi iHhovisi Lezabasebenzi kanye nabaholi kwezamabhizinisi bangabusebenzisa kanjani kangcono ubuchwepheshe ukuze kube khona izindawo zokusebenzela ezinempilo. Chofoza la ukuze uthole ithikithi le-HR Fest ticket bese ubamba iqhaza ekubumbeni izindawo zokusebenzela zesimanjemanje. U-Elsie Godwin, Umsunguli Ngokubambisana, e-Cashwise Finance U-Elsie Godwin umsebe obhekelele ezokuthengisa, ezokuxhumana, kanye ne-media. Unentshisekelo ngokuba negalelo elenza umehluko ngokuphathelene nezingxoxo, ukuxhumana ngokuseqophelweni eliphezulu, ukwengamela ngempumelelo abanesabelo ebhizinisini, ukukhula kobudlelwane, ukwengamela umphakathi, kanye namasu emikhankaso. Umsebenzi wakhe njengoqeqeshelwe ezokuthengisa (marketing) usezimbonini ezahlukene nekuyizo zombili izinkampani ze-Web2 kanye ne-Web3. U-Elsie wadlala indima esemqoka ekubambisaneni kwezikhungo phakathi kwe-Pan-Atlantic University kanye ne-Emurgo Africa kuphokophelwe ukuthi i-Afrika ingene ku-blockchain. Waziswa yi-CryptoTV Plus njengomunye wabantu base-Afrika abaku-top 40 ku-blockchain. U-Elsie ungumuntu wasezinkundleni zokuxhumana onamakhono amaningi osanda kugubha iminyaka eyishumi yoku-blogger okunomthelela. Uphinde abe Ngumsunguli Ngokuhlanganyela e-Cashwise Finance, isisetshenziswa se-neo-banking mobile, lapho ehola khona ukuhlanganiswa kwe-marketing and branding okuphokophele ekuqhamukeni namasu kanye nokwakha umkhiqizo. Usesize izinkampani ezifana ne-TotalEnergies kanye ne-SmallSmall Technologies ukuthi zibeke ezingeni eliphezulu imizamo yazo yezokuthengisa ngamasu ezokuthengisa ama-influencer kanye nokwengamela e-Mind-Mastik Media. Uzohlanganyela nabanye abakuphaneli eshashalazini lika-general ukuze badingide isihloko esithi ""Mastering Authentic Personal Branding: Brand over Buzz."" UNwanne Nwonwu, Umsunguli, we-The Talent Pipeline Company UNwanne uphokophele ukwakha ikusasa esilifisayo le-Afrika ngomsebenzi wakhe ezihlelweni zomsebenzi wezinkampani zezobuchwepheshe eziqalayo. Ungoti ngokuphathelene nokuqhamuka namasu amasha ogxile ekuthuthukiseni inkampani, uhlelo lokusebenza, ukuqhamuka namasu amasha enkampanini kanye nokufukama noma ukuthuthukisa ngokushesha izinkampani eziqalayo. Waqeqeshelwa ukuba yi-sociologist, unesipiliyoni esihlukile ngokuphathelene nokuthuthukisa amabhizinisi, ukuthuthukisa umphakathi, ukwengamela izinguquko emsebenzini, ukwengamela iphrojekthi, ezokuxhumana, kanye nokusebenza ngokubambisana. Ungumsunguli we-The Talent Pipeline Company. Muva nje, usanda kwethula ibootcamp yokuqeqesha emsebenzini yabangakathweswa iziqu kanye nabasanda kuthweswa iziqu ukuze kuthuthukiswe amakhono okubasiza ukuthi bakwazi ukubhekana nendawo yokusebenzela kanye nempilo jikelele. Ngesikhathi sakhe sokuphumula, ubhala ngokuphathelene nokubukeka komhlaba wezemfundo eNigeria futhi esephume ezithangamini ezifana ne-Edugist. Okwamanje usebenza njengomeluleki ezinkampanini eziqalayo ezinkampanini ezahlukene futhi usebenze nasezithangamini ezahlukene, ezifana ne-African Entrepreneurship Award kanye ne-FoundHER (okuwuhlelo lwePlug and Play Tech Centre, eCalifornia, e-USA). UNwanne kanye nabanye abakuphaneli bazodingida isihloko esithi ""ukuvala isikhala phakathi kwezemfundo ephakeme kanye nezebhizinisi (bridging the gap between academia and business)"" eshashalazini likageneral. Hlanganyela noNwanne, u-Elsie, kanye nezinye izikhulumi ezinohlonze eshashalazini lika-general bese uthola umfutho wokuthatha umsebenzi owenzayo uwuyise ezingeni elilandelayo. Sebenzisa amaseshini angefaniswe emashashalazini amathathu kuModern Workplace Africa Conference, alungiselelwe izinhlobo zabantu abahlukene ukuze kube nezinguquko ezisezingeni eliphezulu kanye nokukhula ngokuphathelene nendawo yokusebenzela yase-Afrika kanye nabasebenzi jikelele. Vakashela imodernworkplaceafrica.com ukuze uthole amathikithi akho e-Executive Masterclass, iHR Fest Masterclass, eGeneral Pass njengamanje."
+"ካሳቫ የ "" መድን ቴክን ጉባኤ ያሟላል "" የተባለ ይፋዊ መድን ለሁሉም የተመዘገቡ ተሳታፊዎች የ ጤና እና የገንዘብ ሽፋን ይሰጣል ። የናይጄሪያ አቅኚ ሙሉ ለሙሉ ዲጂታል ኢንሹራንስ ኩባንያ የሆነው ካሳቫ በከፍተኛ ጉጉት የሚጠበቀው "" የመድን ግንኙነት ቴክ 2020 "" ( IMT 2.0 ) ጉባኤ እንደ ኩሩ ስፖንሰር እና ይፋዊ መድን ሆኗል ። እ . ኤ . አ በ መስከረም 28 - 29 ፣ 2023 በ ሲቪክ ሴንተር ፣ ኦዙንባ ፣ ሞባይዌ ፣ በ ቪክቶሪያ ደሴት ፣ በሌጎስ ናይጀሪያ ሊካሄድ የታቀደው የ አይ ኤም ቲ ጉባኤ መሪዎችን እና ፈጣሪዎችን በመድን እና ቴክኖሎጂ መገናኛ ላይ ለማሰባሰብ ተዘጋጅቷል ። ካሳቫ ለሁሉም የ አይ ኤም ቲ ( IMT ) 2.0 ተወካዮች እና በዚህ አስደናቂ አጋርነት ውስጥ ለሚሳተፉ ተሳታፊዎች ልዩ የጤና የገንዘብ ሽፋን አቅርቦትን ለ አንድ ወር ሙሉ የአዕምሮ ሰላምን ያጎናጽፋል ። ይህ ተነሳሽነት የ ካሳቫን የማይናወጥ ቁርጠኝነት ለ ጉባኤው ተሳታፊዎች ደህንነት እና መድን ለሁሉም ተደራሽ እና ጠቃሚ ለማድረግ ያለውን ቁርጠኝነት ያሳያል ። የ ካሳቫ ዋና ስራ አስፈፃሚ ቦዴ ፔድሮ ስለ ጉባኤው እና ስለ መድን ሽፋን አቅርቦት ያለውን ጉጉት ሲገልፅ "" ካሳቫ የ አይ ኤም ቲ ( IMT ) ጉባዔን በመደገፍ ኩራት ብቻ ሳይሆን ለህብረተሰባችን ደህንነት ያለንን ቁርጠኝነት አንድ እርምጃ ወደፊት ለመውሰድም ያሰበ ነው ። የዚህ የተከበረ ክስተት ይፋዊ መድን እንደመሆናችን ለአንድ ወር ሙሉ የጤና የገንዘብ ሽፋን ለሁሉም ተመዝጋቢዎች በማቅረባችን ደስተኞች ነን ። በአዳዲስ የመድን መፍትሄዎች ህይወትን ለማሻሻል ያለንን ቁርጠኝነት የሚያሳይ ነው ። የመድን ሰብሳቢው ቴክ ጉባኤ ፣ ኦድዮን አሴኦብአ "" ካሳቫ የ አይ ኤም ቲ ( IMT ) ጉባኤ ይፋዊ መድን በመሆናችን በጣም ደስ ብሎናል "" ብለው ለትብብሩ ላይ አስተያየት ሰጥተዋል ። ለተሰብሳቢዎቻችን ደህንነት ያላየው ቁርጠኝነት ከተልኳችን ጋር ፍፁም የሚስማማ አወንታዊ እና የሚያበለፅግ የጉባኤ ልምድን ለመፍጠር ነው ። ለተሳታፊዎቻችን ይህ የጤና የገንዘብ ሽፋን አቅርቦት ጠቃሚ ዕሴትን ይጨምራል ። በ መድን ፣ በቴክኖሎጂ ፣ በቴሌኮም እና በሌሎች ረዳት ዘርፎች ከ 25 ድርጅት የተወጣጡ ልዑካንን የያዘው አይ ኤም ቲ ( IMT ) 2.0 ፣ በመድን እና በቴክኖሎጂ ውስጥ እየታየ ባሉ አዝማሚያዎች ፣ ተግዳሮቶች እና እድሎች ላይ ያተኮሩ የተለያዩ ዘርፎች የዋና ተናጋሪዎች ፣ የፓናል ውይይቶች እና የመስሪያ ቦታዎችን ያቀርባል ። በአሁኑ ጊዜ ተሰብሳቢዎች ጠቃሚ ግንዛቤዎችን ማግኘት እና በካሳቫ ተጨማሪ የጤና የገንዘብ ሽፋን ደህንነትን ማግኘት ይችላሉ ። የካሳቫ ድጋፍ ሰጪ እና የጤና የገንዘብ ሽፋን ተነሳሽነት ፈጠራን ፣ ትብብርን እና የላቀ ብቃትን ለማሳደግ ያለውን ቁርጠኝነት ያሳያል ። የመድን ኢንዱስትሪው ፍላጎት በጉባኤው ተሳታፊዎች ህይወት ላይ ትርጉም ያለው ተፅዕኖ መፍጠር ነው ። ካሳቫ ለዝግጅቱ እንደ ማይክሮሶፍት ፣ ሊድዌይ ፣ ኦልድ ሚችዋል እና አዬ ናይጄሪያ ያሉበት የታዋቂ ደጋፊዎች ሊግን ተቀላቅሏል ።","Casava Named Official Insurer of 'Insurance Meets Tech' Conference, Offering Health Cash Coverage to All Registered Participants Casava, Nigeria's pioneering fully digital insurance company, has been announced as a proud sponsor and Official Insurer of the highly anticipated ""Insurance Meets Tech 2023"" (IMT 2.0) conference. Scheduled to be held on September 28 - 29, 2023, at the Civic Centre, Ozumba Mbadiwe, Victoria Island, in Lagos, Nigeria, the IMT conference is set to bring together leaders and innovators at the intersection of insurance and technology. Casava will automatically extend a special health cash coverage offer to all IMT 2.0 delegates and participants in this remarkable partnership, fostering peace of mind for an entire month. This initiative underscores Casava's unwavering commitment to the well-being of conference attendees and its dedication to making insurance accessible and beneficial to all. Bode Pedro, CEO of Casava, expressed his enthusiasm about the conference and the insurance coverage offering: ""Casava is not only proud to sponsor the IMT conference but also excited to take our commitment to the well-being of our community one step further. As the Official Insurer of this prestigious event, we are pleased to offer health cash coverage to all registrants for a full month. It's a testament to our dedication to improving lives through innovative insurance solutions."" Odion Aleobua, the Convener of Insurance Meets Tech Conference, commented on the collaboration: ""We are delighted to have Casava as the Official Insurer of the IMT conference. Their commitment to the well-being of our attendees aligns perfectly with our mission to create a positive and enriching conference experience. This health cash coverage offering adds significant value to our participants."" IMT 2.0, which has already onboarded delegates from 25 organisations in insurance, tech, telecoms and other ancillary sectors, will feature a diverse lineup of keynote speakers, panel discussions, and workshops focusing on emerging trends, challenges, and opportunities in the insurance and technology sectors. Attendees can now gain valuable insights and enjoy the added security of health cash coverage courtesy of Casava. Casava's sponsorship and health cash coverage initiative demonstrates its commitment to fostering innovation, collaboration, and excellence within the insurance industry while making a meaningful impact on the lives of conference attendees. Casava joins the league of prestigious sponsors for the event, including - Microsoft, Leadway, Old Mutual, and aYo Nigeria.","Kamfanin Casava ya kira taron da 'Insurence Meet Tech' wanda zai samar da tsarin tattara kuɗaɗen lafiya ga dukkan mahalartab da suka yi rijista. Casava, kamfanin Nijeriya na inshora na zamani, wanda aka bayyana a matsayin mai ɗaukar nauyin gawuratccen taron nan da aka yi wa take da ''Insurance Meet Techpoint 2023"" (IMT 2:0) taron ƙarawa juna sani. An tsara gudanar da taron a ranar 28 zuwa 29 ga watan Satumba, 2023 a 'Civic Center' da ke Ozunmba Mbadiwe a Victoria Island ta Jihar Legas, Nijeriya, taron na IMT zai tattara shugabanni da masu ƙirƙira a ɓangaren mahaɗar inshora da fasaha. Kamfanin Casava zai gabatar da tsarin kuɗaɗen lafiya na musamman ga dukkan wakilai da mahalarta a wannan gagarumin taron IMT 2.0 na haɗin guiwa da wanzar da zaman lafiya a watan gaba ɗaya. Wannan tsari ya bayyana irin ƙudirin Kamfanin Casava na inganta lafiyar mahalarta taron da kuma sadaukarwarsa wajen ganin inshora ta amfani kowa. Shugaban Kamfanin Casava, Bode Pedro ya bayyana matuƙar sha'awarsa a kan taron da kuma ƙaruwar yin inshora, inda ya ce, ""Kamfanin Casava ba wai yana alfahari da ɗaukar nauyin taron IMT ba ne kawai, sai dai yana farin cikin inganta lafiyar al'ummarmu. A matsayin halastaccen kamfanin inshora a wannan muhimmin taro, muna farin cikin bayar da kuɗin kula da lafiya na wata guda dukkan waɗanda suka yi rijista. Wannan tabbaci ne a na irin yadda muka sadaukar da kanmu domin inganta rayuwa ta hanyar sabuwar fasahar samun mafita ta inshora'' Odion Aleobua, wanda ya shirya taron 'Insurance Meet Tech' ya yi bayani game da haɗin guiwar, inda ya ce:""Muna matuƙar farin ciki da samun Casava a matsayin halastaccen kamfanin inshora a taron IMT. Jajircewarsu ga inganta lafiyar mahalarta taronmu ya yi matuƙar dacewa da da burinmu na yin taro mai amfanarwa. Wannan kuɗin kula da lafiyar ya yi tasiri ga mahalarta taronmu."" Taron IMT 2.0, wanda tuni wakilan kamfanonin inshora 25 da fasaha da sadarwa da sauran ɓangarori ke kan hanyarsu ta zuwa, zai ƙunshi masu jawabai da masu tattaunawa da kuma ƙara wa juna sani a kan abubuwan da suke faruwa da ƙalubale da damarmaki a fagen inshora da fasaha. A yanzu mahalarta taron za su samu muhimman bayanai da kuma kuɗin kula da lafiya wanda Kamfanin Casava ta ɗauki nauyi. Ɗaukar nauyin da Kamfanin Casava ya yi da kuma kuɗin kula da lafiya ya nuna ƙudirinsa wajen inganta sabuwar fasaha da haɗin guiwa da kuma kyautata aiki a masana'antar inshora ta hanyar yin kyakkyawan tasiri a kan rayuwar mahalarta taron. Kamfanin Casava ya bi sahun manyan masu ɗaukar nauyin taro, waɗanda suka haɗa da - Microsoft da Leadway da Old Mutual da kuma Yo Nigeria.","Casava Iliitwa Bima Rasmi ya 'Makutano ya Teknolojia ya Bima', inayotoa Bima ya Afya kwa washiriki wote waliosajiliwa. Casava, ni Kampuni ya Bima ya Nigeria inayoongoza kwa uendeshaji wa kidijiti kikamilifu, imekuwa ikitangazwa kama mfadhili wa kifahari na ni Bima rasmi inayotegemewa sana kwenye mkutano wa ""Makutano ya bima na teknolojia 2023"" (IMT 2.0). Ulipangwa kufanyika Septemba 28 - 29, 2023, kwenye Kituo cha Civic, Ozumba Mbadiwe, Kisiwa cha Victoria , Mjini Lagos, Nigeria, Mkutano huo wa IMT ulipangwa ili kuwakutanisha pamoja viongozi na wavumbuzi kwenye makutano ya Bima na Teknolojia. Casava kiotomatiki itaongeza utoaji wa bima ya afya kwa wajumbe waote na washiriki 2.0 wa IMT kwenye ushirikiano huu uliotukuka, wenye kukuza utlivu wa akili kwa mwezi mzima. Mpango huu unasimamia dhamira ya Casava isiyoyumbishwa kwa ustawi wa wahudhuriaji wa kwenye mkutani na kujitolea kwake kuhakikisha upatikanaji wa bima na manufaa kwa wote. Bode Pedro, CEO wa Casava, alielezea shauku yake juu ya mkutano na utoaji wa bima: ""Casava haijivunii tu kusaidia mkutano wa IMT pia anafurahia kuchukulia dhamira zetu kwa ajili ya ustawi wa jamii yetu hatua moja mbele zaidi. Ikiwa ni bima rasmi ya tukio hili la kifahari, tunafurahi kutoa bima ya afya kwa wote waliojiandikisha kwa mwezi mmoja kikamilifu. Ni ushuhuda wa kujitolea kwetu ili kuboresha maisha kupitia ufumbuzi wa ubunifu wa bima. Odion Aleobua, ambaye ni kiongozi wa Mkutano wa Bima hukutana na Tech, alitoa maoni juu ya ushirikiano: ""Tunafurahia kuwa na Casava kama Bima Rasmi ya Mkutano wa IMT. Dhamira yao kwa ajili ya Ustawi wa wahudhuriaji wetu inaendana kikamilifu na dira yetu ya kuboresha na kuongeza uzoefu wa mkutano. Utoaji huu wa Bima ya Afya kumeongeza thamani kwa washiriki wetu"" IMT 2.0, ambao tayari umewapandisha wajumbe kutoka mashirika 25 kwenye bima, teknolojia, kampuni za mitandao ya simu, na sekta nyingine saidizi, utakuwa na safu tofauti ya wazungumzaji makini, majadiliano ya paneli, na warsha kuzingatia mienendo inayoibuka, changamoto, na fursa kwenye sekta za bima na teknolojia. Wahudhuriaji sasa hivi wanaweza kupata maarifa yenye thamani na usalama wa heshima ulioongezwa kwenye bima ya Casava. Ufadhili wa Casava na mpango wa bima ya afya unaonyesha dhamira yake ili kukuza uvumbuzi, ushirikiano, na ubora ndani yake. Sekta ya bima huku ikileta athari kubwa kwa maisha ya waliohudhuria mkutano. Casava inajiunga na ligi ya wadhamini maarufu kwa ajili ya tukio hilo, ikijumuisha-Microsoft, Leadway, Old Mutual, and aYo Nigeria.","Casava tí wọ́n sọ ní onídùúró láti ọ̀dọ̀ ìjọba ti àpèjọ Ṣíṣe idúró pàdé ìmọ̀ ẹ̀rọ' tó ń pèsè owó nà ìlera fún gbogbo àwọn akópa tó forúkọ sílẹ̀ Casava, ilé iṣẹ́ oní kọ̀ńpútà tó jẹ́ olúborí ni wọ́n ti kéde gẹ́gẹ́ bí olùrannílọ́wọ́ àti onídùúró láti ọ̀dọ̀ ìjọba lórí àpèjọ tí gbogbo ènìyàn ti ń retí pẹ̀lú àkòrí 'Ṣíṣe ìdúró pàdé ìmọ̀ ẹ̀rọ "" (IMT 2.0). Èyí tí yóò wáyé ní 28 - 29 oṣù Kẹ̀sán ní Civic Centre, Ozumba Mbadiwe, Victoria Island, ní Èkó, Nàìjíríà. Àpéjọ IMT ní àfojúsùn láti kó papọ̀ àwọn olórí àti olùṣẹ̀dàá láàárín gbùngbùn ṣíṣe ìdúró àti ìmọ̀ ẹ̀rọ. Casava ní ọ̀nà tààrà yóò nawọ́ owó fún ètò ìlera àrà ọ̀tọ̀ fún gbogbo àwọn aṣojú àti akópa nínú àpéjọ IMT 2.0 nínú ìbáṣepọ̀ tó ní ìtumọ̀ yìí, èyí tí ó ń ṣe atọ́kùn ìfọ̀kànbalẹ̀ fún odidi oṣù kan. Èròǹgbà yìí ṣe àfihàn ìfarajìn tòótọ́ tí Casava ní sí àlàáfíà àwọn tí yóò wá sí àpéjọ náà àti ìfọkànsìn rẹ̀ láti mú kí àwọn ènìyàn ní, kí wọ́n sì lè jẹ àǹfààní ṣíṣe ìdúró. Bode Pedro, olùṣàkóso ilé iṣẹ́ Casava fi ọ̀yàyà rẹ̀ hàn nípa àpéjọ àti àǹfààní ṣíṣe ìdúró: ìwúrí nìkan kọ́ ni Casava ní láti ṣe agbátẹrù àpèjọ IMT náà ṣùgbọ́n inú rẹ̀ dùn láti gbé ìfarajìn wa dé wíwà ní àlàáfíà àwùjọ wa síwájú sí i. Gẹ́gẹ́ bí aṣèdúró ìjọba fún ìṣẹ̀lẹ̀ ọlọ́lá yìí, inú wa dùn láti ṣe ìpèsè owó fún ìlera fún gbogbo àwọn tó forúkọ sílẹ̀ fún odidi oṣù kan. Ìjẹ́rìsí ìfọkànsìn wa ni láti mú dára sí i, ayé àwọn ènìyàn láti ara àwọn ojútùú ìṣẹ̀dá àti ṣíṣe ìdúró Odion Aleobua, ẹni tí ó pe àpéjọ ṣíṣe ìdúró pẹ̀lú ìpàdé ìmọ̀ ẹ̀rọ sọ̀rọ̀ lórí ìbáṣepọ̀: "" Inú wa dùn láti gba Casava gẹ́gẹ́ bí onídùúró ti ìjọba fún àpéjọ IMT"". Ìfarajìn sí àlàáfíà àwọn tí yóò wá sí àpéjọ náà papọ̀ pẹ̀lú àfojúsùn wa láti ṣẹ̀dá ìrírí àpéjọ tó ní ipa rere, tó sì ń ṣe ìmú dára sí i. Ètò ìlera olówó yìí ń pèsè iyì fún àwọn olùkópa wa Àpéjọ IMT 2.0 ti ní àwọn aṣojú láti ilé-iṣẹ́ 25 tó níí ṣe pẹ̀lú ṣíṣe ìdúró, ìmọ̀ ẹ̀rọ, ọ̀nà ìbánisọ̀rọ̀ àti àwọn ẹ̀ka kéékèèké m��ràn, èyí yóò ṣe àfihàn oríṣi ohun fún àwọn tí yóò sọ̀rọ̀, itàkurọ̀sọ ẹlẹ́gbẹ́jẹgbẹ́ àti ìkọ́ni pẹ̀lú àfojúsùn lórí ìdìdelẹ̀ àwọn ohun tó ń lọ, ìpèníjà àti àǹfààní nínú ẹ̀ka ìṣèdúró àti ti ìmọ̀ ẹ̀rọ. Àwọn tí yóò wá lè wá ní òye tó ní ìtumọ̀ kí wọ́n sì lè gbádùn àfikún ètò àbò ti ètò ìlera tó níí ṣe pẹ̀lú owó láti ọwọ́ Casava. Ìgbọ̀wọ́ Casava àti àgbékalẹ̀ ètò ìlera tó níí ṣe pẹ̀lú owó ṣe àfihàn ìfarajìn sí ìtèsìwájú àgbékalẹ̀ àrà tuntun, ìbáṣepọ̀ àti àṣeyege láàrin àwọn ilé iṣẹ́ tó níí ṣe pẹ̀lú ṣíṣe ìdúró nígbà tí ó ń kópa tó ní ìtumọ̀ nínú ayé àwọn tí yóò wá sí àpéjọ náà àwọn ilé iṣẹ́ tó níí ṣe pẹ̀lú ṣíṣe ìdúró nígbà tí ó ń kópa tó ní ìtumọ̀ nínú ayé àwọn tí yóò wá sí àpéjọ náà. Casava darapọ̀ mọ́ àwọn onígbọ̀wọ́ tó làmìlaaja fún àpéjọ náà bí í Microsoft, Leadway, Old Mutual, and aYo Nàìjíríà.","I-Casava Yaziswe Njengomhlinzeki Womshwalense Osemthethweni 'ku-Insurance Meets Tech' Conference, Izohlinzeka Ngokukeleka Ngokheshi kubo Bonke Ababambiqhaza ababhalisiwe I-Casava, iyinkampani ecaba indlela yaseNigeria ngokuphathelene ngokutholakala ngokuphelele komshwalense ku-inthanethi, futhi seyimenyezelwe njengomxhasi oziqhenyayo kanye Nomhlinzeki Ngomshwalense Osemthethweni kunkomfa ebhekwe ngamehlo abomvu ye-""Insurance Meets Tech 2023"" (IMT 2.0). Ihlelelwe ukuthi ibe ngoMandulo 28 - 29, ka-2023, e-Civic Centre, e-Ozumba Mbadiwe, eVictoria Island, eLagos, eNigeria, ingqungquthela ye-IMT kuhlelwe ukuthi ihlanganise ndawonye abaholi kanye nabaqhamuka namasu amasha lapho kuhlangana khona umshwalense kanye nobuchwepheshe. ICasava izokwandisa ngokuzenzakalelayo ukunikezwa okukhethekile kwemali yezempilo kuzo zonke izithunywa ze-IMT 2.0 nabahlanganyeli kulokhu kubambisana okuphawulekayo, ukukhuthaza ukuthula kwengqondo inyanga yonke. Lesisinyathelo sigcizelela ukuzibophezela okungaguquki kweCasava enhlalakahleni yababekhona engqungqutheleni nokuzinikela kwayo ekwenzeni umshwalense ufinyeleleke futhi ube yinzuzo kubo bonke. UBode Pedro, iCEO yeCasava, uzwakalise intshiseko yakhe mayelana nale ngqungquthela kanye nomnikelo wokumboza umshwalense: ""ICasava ayiziqhenyi nje ngokuxhasa ingqungquthela ye-IMT kodwa futhi sijabule ukuthatha ukuzibophezela kwethu enhlalakahleni yomphakathi wethu isinyathelo esisodwa. Njengomhlinzeki Womshwalense Osemthethweni walo mcingo osezingeni eliphezulu, kuyintokozo kithi ukuhlinzeka ngokuvikela ukheshi kubo bonke ababhalisile inyanga egcwele. Lokhu kufakazela ukuzinkela kwethu ekwenzeni ngcono izimpilo ngezixazululo zokuqhamuka namusu amasha omshwalense."" U-Odion Aleobua, Umxhumanisi we-Insurance Meets Tech Conference, uphawule ngokusebenzisana wathi: ""Sithokoza kakhukhulu ngokuthi iCasava ibe Ngumxhasi Ngezomshwalense Osemthethweni wengqungquthela ye-IMT. Ukuzibophezela kwabo ekuphileni kahle kwabethamele ingqungquthela kuhambisana kahle nesikuphokophele okuwukwenza ingqungquthela ize nokuhle futhi inothise. Lokhu kuhlinzekwa kokuvikelwa kukakheshi wezempilo kwengeza inani elibalulekile kubabambiqhaza bethu."" I-IMT 2.0, esivele ibhalise amanxusa avela ezinhlanganweni ezingama-25 zomshwalense, ezobuchwepheshe, ezekuxhumana ngezingcingo (telecoms) kanye neminye imikhakha elekelelayo. Abethamele ingqungquthela manje sebezothola ulwazi futhi bathokozele ukuvikeleka okwengeziwe ngokuphathelene nokheshi wempilo bekulethwelwa i-Casava. Umxhaso we-Casava kanye nomkhankaso wokuvikela ukheshi wezempilo kukhombisa ukuzibophezela kwayo ukukhulisa ukuqhamuka namasu amasha, ukusebenzisana, kanye nokwenza okuseqophelweni eliphezulu embonini yezomshwalense ngesikhathi iba nomthelela omuhle ezimpilweni zabethamele ingqungquthela. ICasava ihlanganyela nabaxhasi abasezingeni eliphakeme kulo mcimbi, abahlanganisa - iMicrosoft, iLeadway, i-Old Mutual, kanye ne-aYo Nigeria."
+"አይቴል ( itel ) በናይጄሪያ ከ ኤም ቲ ኤን ( MTN ) እና ጎግል ጋር አይቴል ( itel ) S23+ ስማርት ስልክን ይፋ አደረገ ። በአፍሪካ ግንባር ቀደም የተንቀሳቃሽ ስልክ መለያ አይቴል በናይጄሪያ አዲሱ ስማርት ስልኩን አይቴል S23+ን አስተዋወቀ ። እ . ኤ . አ በ መስከረም 19 ፣ 2023 በራዲሰን ብሉ ኦሬንጅ ሆቴል ፣ ቪክቶሪያ ደሴት ሌጎስ የተካሄደው ዝግጅት ሶስት አቅጣጫ ያለው ክስተት ነበር ። አይቴል S23+ የተባለው ኦሞልድ 3ዲ ጥምዝ ስክሪን ፣ 256 ጊጋባይት ሜጋ ማከማቻ ፣ 16 ጊጋባይት ራም እና የ 36 ወር ቪአይፒ የዋስትና ፖሊሲ ያለው የአይቴል የመጀመሪያ ስማርት ስልክ ነው ። በናይጄሪያ ግንባር ቀደም የቴሌኮም ኦፕሬተር ኤምቲኤን ለአይቴል S23+ ተጠቃሚዎች ልዩ የመረጃ ጥቅሎችን ያቀርባል ። አይቴል እንዲሁም በ አይቴል S23+ ላይ ቀድው የተጫኑትን አስፈላጊ የሆኑ የጎግል መተግበሪያዎችን መርምሮ ፣ እንከን የለሽ ግንኙነት እና ለተጠቃሚዎች ምርታማነትን የሚያረጋግጡ የአንድሮይድ ምርጦችን ለማቅረብ ከጎግል ጋር በደንብ ተቀላቀሉ ። ቪዥዋል ልዕቀት እና አሞልድ 3ዲ ጥምዝ ማሳያን ተለማመዱ ። የ አይቴል S23+ ማእከላዊ አስደናቂ ባለ 6.78 ኢንች ኤፍ ኤች ዲ ( FHD ) + አምልድ 3ዲ ጥምዝ ስክሪን ነው ፣ ይህም የእይታ ልዕቀቱን ወደ አዲስ ከፍታ የሚወስድ ነው ። የ ስክሪኑ ባለ 59 ዲግሪ ጥምዝ እና አስደናቂው የ 3 በመቶ እጅግ በጣም - ከፍተኛ ስክሪን - ወደ - ሰውነት ጥምር ስሜትን የሚማርክ ሚስጥራዊ የ ዕይታ ተሞክሮን ይፈጥራል ። አይቴል S23+ የ 9 በመቶ ዲሲአይ - ፒ3 የቀለም ውሌት ሲኖረው ከቀድሞው የ 12 በመቶ ማሻሻያ ተደርጓል ። ቀለሞቹ ንቁ ፣ ትክክለኛ እና ለህይወት እውነት መሆናቸውን ያረጋግጣል ። ይህ ከ 1080 × 2400 ከፍተኛ ጥራት ጋር ተዳምሮ ተለዋዋጭ ግልፅነት እና በቀለማት ያሸበረቀ ዝርዝሮችን ያቀርባል ። በተጨማሪም የውስጥ -ማሳያ የጣት አሻራ ቴክኖሎጂ ለሁለቱም ምቾት እና ደህንነት ይጨምራል ። በስክሪኑ ላይ ያለው ኮርኒንግ ጎሪላ መስታወት 5 የላቀ የመንካት ልምድ እና በአጋጣሚ ጠብታዎችን ይከላከላል። ከአቫና ጂፒቲ ፡ እንከን የለሽ ኤአይ(AI) ረዳትዎን ያግኙ በ አይቴል OS13 ሲስተም ውስጥ የሚሰራው itel S23+ አቫና ጂፒቲ፣ ኤአይ እና የድምጽ ረዳት ያለው አውቶማቲክ ድጋፍ የሚሰጥ እና ተጠቃሚዎች የድምጽ ትዕዛዞችን በመጠቀም በፍጥነት እና በቀላሉ ተግባራትን እንዲያከናውኑ የሚረዳ ነው። የ አቫና ጂፒቲ ችሎታዎች ዋትስ አፕ፣ ሙዚቃ፣ ኤስኤምኤስ፣ የካርታ አሰሳ፣ የአየር ሁኔታ፣ ትርጉም እና ሌሎችንም ይሸፍናሉ። ያልተመጣጠነ አፈጻጸም ከትልቅ ማከማቻ እና ትልቅ ባትሪ ጋር ተጣምሮ አይቴል S23+ እስከ 16 ጂቢ ራም እና ትልቅ የውስጥ ማከማቻ ማለትም 256 ጊጋባይት አቅም ያለው የማከማቻ አቅምን እንደገና ይገልጻል። የፈጠራው የተራዘመ ራም ቴክኖሎጂ ተጨማሪ 8ጊጋባይት ከሮም ይጠቀማል፣ይህም በ20 የጀርባ መተግበሪያዎች መካከል ለስላሳ ሽግግር እንዲኖር ያስችላል። ይህ ምንም እንከን የለሽ እና ቀልጣፋ ብዙ-ተግባርን ዋስትና ይሰጣል፣ በንብረት-ተኮር እንቅስቃሴዎች ጊዜም ቢሆን። በተሻሻለ ኤአይ(AI) ካሜራዎች የተወደዱ ሁኔታዎችን ያንሱ አይቴል S23+ 32MP ኤአይ የፊት ለፊት ሌንስን በአስደናቂ 50MP የቁም ካሜራ አቅርቧል ሁኔታዎችን በሚያስደንቅ ዝርዝር ሁኔታ ይይዛል። በ F1.6 ትልቅ ክፍተት, ካሜራው የብርሃን ቅበላን ከፍ ያደርገዋል, ይህም በዝቅተኛ ብርሃን ሁኔታዎች ውስጥ እንኳን ግልጽ እና ደማቅ ፎቶዎችን ያመጣል. አብዮታዊው የአይን መከታተያ ሁነታ ምንም ጊዜ ሳይስተዋል እንደማይቀር ዋስትና ይሰጣል፣ ይህም እንከን የለሽ የቁም ምስሎችን ለመያዝ ያመቻቻል። በተጨማሪም የPortrait Lite ባህሪ እያንዳንዱን የፎቶዎን ገጽታ ከቆዳ ቃና እስከ የፊት ገፅታዎች እና የፊት ቅርጽ ለማሻሻል የተለያዩ ግላዊነት የተላበሱ አማራጮችን በማቅረብ የቁም ፎቶግራፍዎን ወደ አዲስ ከፍታ ያደርሳል። የኢቴል የመጀመሪያ ፕሪሚየም ጥምዝ ስክሪን ስማርትፎን እንደመሆኖ፣ itel S23+ የቴክኖሎጂ ድንበሮችን በመግፋት፣ የተጠቃሚን እርካታ በማጎልበት እና ፈጠራን ለብዙ ተጠቃሚዎች በማምጣት ረገድ አስደሳች ምዕራፍ ነው። የኢቴል ለደንበኛ እርካታ ያለው ቁርጠኝነት በ itel S23+ አቅርቦቶች ላይ ይታያል። Itel S23+ በአስደናቂ የ36-ወር ዋስትና እና የ6-ወር የነጻ ስክሪን ምትክ ጋር አብሮ ይመጣል፣ይህም ኢቴል በምርቱ ዘላቂነት እና የምርት ስያሜ አገልግሎት ላይ ያለውን እምነት ያሳያል። በዝግጅቱ ላ��� ንግግር ያደረጉት የኢቴል ሞባይል (ምዕራብ አፍሪካ 1) የማርኬቲንግ ስራ አስኪያጅ ኦኬ ኡሙርሆህዎ “በኢቴል የእኛ ተልእኮ ሁል ጊዜ የፈጠራ ቴክኖሎጂን ለሁሉም ተደራሽ እና ተደራሽ በማድረግ የዲጂታል ክፍፍልን ማገናኘት ነው። የኢቴል ኤስ23+ ስማርት ፎን ይፋ በተደረገበት ወቅት የናይጄሪያን ሸማቾች ህይወት ለመቀየር ትልቅ እርምጃ እየወሰድን ነው። Itel S23+ አሁን በአገር አቀፍ ደረጃ እና በጁሚያ በተፈቀደላቸው የኢቴል የችርቻሮ መደብሮች ይገኛል፣ ይህም በመላው ናይጄሪያ ላሉ ሸማቾች ተደራሽነትን ያረጋግጣል። በተወዳዳሪ የዋጋ አወጣጡ እና አስደናቂ ባህሪያቱ ኢቴል ኤስ23+ ያለምንም ችግር ጥራትን ለሚፈልጉ ናይጄሪያውያን ተመራጭ ስማርት ስልክ ለመሆን ተዘጋጅቷል። ስለ ኢቴል፡ ከ10 አመታት በፊት የተመሰረተው ኢቴል ለሁሉም ሰው አስተማማኝ የሆነ የስማርት ህይወት ብራንድ ነው። ""በተሻለ ህይወት ተደሰት"" እንደ የምርት ስም ፍልስፍና በመውሰድ፣ የኢቴል ተልእኮ በበጀት ተስማሚ የሆኑ የሸማቾች የኤሌክትሮኒክስ ምርቶችን እና የአኗኗር ምርቶችን ለሁሉም ሰው ማቅረብ ነው። ቴክኖሎጂን ወደ ቴክኖሎጅ በመግባት እና ለተጠቃሚዎች ግንኙነት ያለቅድመ መዳረሻ በመስጠት ዲሞክራሲን ያደርጋል። ከ 10 ዓመታት በላይ ልማት በኋላ ፣ ኢቴል በዓለም አቀፍ ደረጃ ከ 50 በሚበልጡ አዳዲስ ገበያዎች ውስጥ መገኘቱን አስፍቷል። itel የስማርትፎኖች፣ ቲቪዎች፣ መለዋወጫዎች፣ ኤሌክትሪኮች፣ የቤት እቃዎች፣ ላፕቶፖች እና የአኗኗር ዘይቤዎች የምርት ፖርትፎሊዮ አለው። እ.ኤ.አ. በ2022 የቁጥር 1 ግሎባል ስማርትፎን ብራንድ ከ100 ዶላር በታች እና ቁጥር 1 ፊቸር ስልክ ብራንድ ደረጃ ሰጥቷል።","itel Unveils Flagship itel S23+ Smartphone in Nigeria with MTN and Google itel, Africa’s leading mobile phone brand, has unveiled its latest flagship smartphone, the itel S23+, in Nigeria. The event which was held on September 19th, 2023, at the Radisson Blu Anchorage Hotel, Victoria Island, Lagos was a three-pronged milestone event. It announced the itel S23+, itel’s first smartphone with an AMOLED 3D curved screen, 256 gigabytes of mega storage, 16 gigabytes of RAM, and a 36-month VIP warranty policy. MTN, a leading Nigerian telecom operator, will be providing exclusive data bundles for itel S23+ users. itel has also joined forces with Google to deliver the best of Android, including essential Google apps pre-installed on the itel S23+, ensuring seamless connectivity and productivity for users. Experience Visual Brilliance and an AMOLED 3D Curved Display Central to the itel S23+ is its remarkable 6.78-inch big FHD+ AMOLED 3D curved screen, which takes visual excellence to new heights. The screen's 59-degree curvature and impressive 93% ultra-high screen-to-body ratio create a mesmerizing visual experience that captivates the senses. The itel S23+ has 99% DCI-P3 colour saturation, an improvement of 12% over its predecessor. This ensures that colours are vibrant, accurate, and true to life. This, combined with a high resolution of 1080x2400, delivers dynamic clarity and colourful details. Furthermore, the in-display fingerprint technology adds to both convenience and security. The Corning Gorilla Glass 5 on the screen provides a superior touch experience and safeguards against accidental drops. Meet Aivana GPT: Your Seamless AI Assistant Operating on the itel OS13 system, the itel S23+ has Aivana GPT, an AI and voice assistant that offers automated support and helps users perform tasks quickly and easily using voice commands. Aivana GPT’s capabilities cover WhatsApp, music, SMS, map navigation, weather, translation, and many more. Unmatched Performance Combined with Ample Storage and a Big Battery The itel S23+ redefines storage capabilities with up to 16GB of RAM and a substantial 256GB of internal storage. Its innovative Extended RAM technology leverages an additional 8GB from ROM, enabling smooth transitions between as many as 20 background apps. This guarantees seamless and efficient multitasking, even during resource-intensive activities. Capture Cherished Moments With Enhanced AI Cameras The itel S23+ features a 32MP AI Selfie lens accompanied by a remarkable 50MP Portrait Camera to capture moments in exquisite detail. With an F1.6 large aperture, the camera maximizes light intake, resulting in clear and vibrant photos even in low-light conditions. The revolutionary eye-tracking mode guarantees that no moment goes unnoticed, facilitating the capture of impeccable portraits. Moreover, the Portrait Lite feature takes your portrait photography to new heights, by offering a suite of personalized options to meticulously enhance every aspect of your photo, from skin tone to facial features and face shape. As itel’s first premium curved screen smartphone, itel S23+ marks an exciting milestone in the pursuit of pushing technological boundaries, enhancing user satisfaction and bringing innovation to a wider range of users. itel’s commitment to customer satisfaction is evident in itel S23+'s offerings. The itel S23+ comes with an impressive 36-month warranty and 6-month free screen replacement, underscoring itel's confidence in the product's durability and branding services. Speaking at the event, Oke Umurhohwo, Marketing Manager for itel Mobile (West Africa 1), says: “Our mission at itel has always been to bridge the digital divide by making innovative technology accessible and affordable to all. With the unveiling of the itel S23+ smartphone, we are taking a significant step towards transforming the lives of Nigerian consumers."" The itel S23+ is now available at authorized itel retail stores nationwide and on Jumia, ensuring accessibility for consumers across Nigeria. With its competitive pricing and impressive features, the itel S23+ is poised to become the smartphone of choice for Nigerians seeking quality without compromise. About itel: Established over 10 years ago, itel is a reliable smart life brand for everyone. Adopting “Enjoy Better Life” as its brand philosophy, itel’s mission is to provide budget-friendly consumer electronic products and lifestyle products for everyone. It democratises technology by giving entry to technology and connectedness to consumers without prior access to it. After more than 10 years of development, itel has expanded its presence in more than 50 emerging markets globally. itel has a product portfolio of smartphones, TVs, accessories, electrics, home appliances, laptops, and lifestyle products. In 2022, it ranked No.1 Global Smartphone brand under $100 and No.1 Feature Phone brand.","itel ya gabatar da babbar wayar zamani ta itel S23+ a Nijeriya tare da kamfanonin MTN da Google. itel ne ke kan gaba wajen samar da sababbin wayoyin hannu a Afrika, inda ya gabatar da sabuwar wayarsa ta hannu, wato itel S23+, a Nijeriya. Taron wanda ya gudana a ranar 19 ga watan Satumba 2023, a Otal ɗin Radisson Blu Anchorage da ke Victoria Island, a Jihar Legas ya kasance zakaran gwajin dafi mai kusurwa uku. An sanar da samuwar itel S23+, wadda ita ce wayar hannu ta farko ta Kamfanin itel da ke da fuska mai doro da kuma hoton rangaɗaɗau na 3D da babbar ma'adana mai yalwar gigabayit 256 da gigabayit 16 na RAM da kuma waranti na tsawon watanni 36. Kamfanin MTN wanda shi ne kan gaba a tsakanin kamfanonin sadarwa a Nijeriya, zai dinga samar da ƙunshin data ta musamman ga masu amfani da itel S23+. Haka kuma, Kamfanin itel ya haɗa karfi da Google domin samar da wayar andiroyi mafi kyau, wadda za ta ƙunshi muhimman manhajojin Google a kan itel S2+ ɗin da aiki ba tare da layi ba da kuma saurin aiki ga masu amfani da ita. Tsarin kallo da yake gane mai amfani da kuma tsarin hoton rangaɗaɗau na 3D Muhimmin abu da wayar itel S23+ shi ne babbar fuskarta mai faɗin inci 6.78 da hoton rangaɗaɗau na FHD+ 3D mai doro, wanda ya inganta yadda ake kallo. Fuskar wayar ya kai 59 da kyakkyawar fuska da ta kai maƙurar ƙarshe tamkar a zahiri, tana samar da yanayin kallo mai jan hankali da yake tafiya da tunani. Wayar ta itel S23+ tana da kaso 99% na launin DIC-P3, wanda ƙarin inganci a kan wayar da ta gabace ta wadda take da kaso 12%. Wannan ya tabbatar da cewa launukan sun fita rangaɗaɗau, daidai kuma kai ka ce a zahiri ne. Wannan ya haɗa da babban tsarin tace hoto na 1080×2400 da yake bayar da sauyin launi fayyatace kuma tatacce. Bugu da ƙari, tsarin buɗewa na fasahar dangwalen yatsa ya ƙara wa wayar sauƙin amfani da kuma tsaro. Gilashin kan fuskar wayar yana da mafi kyawun tsarin dangwale da kariya ga tsautsayin faɗuwa a ƙasa. Ana gabatar da Avina GPT: Tsarinka na fasahar kwamfuta. Amfani da tsarin itel OS13 , ita itel S23+ tana da 'Aivana GPT', wanda fasaha ce ta kwamfuta da kuma murya da yake sauƙaƙa wa masu amfani da wayar wajen ba ta umarni da murya cikin sauri. Ayyukan Aivana GPT sun haɗa da wasof da ƙiɗa da saƙon rubutu da lalubo taswira da yanayi da fassara da dai sauransu. Tana aikin da ba ta da tsara, inda take da wadatacciyar ma'adana mai yalwa da kuma babban batiri. An sake yalwar ma'adanarta wayar itel S23+ zuwa kimanin gigabayit 16 na RAM da kuma babban ma'adani na cikinta mai gigabayit 256GB. Sabuwar fasahar ƙara girman ma'adanar wucin-gadin ta janyo ƙarin gigabayit 18GB na ma'adanar wucin-gadi, wanda hakan yake sauƙaƙa sadarwa tsakanin manhajoji kimanin 20. Wannan yana ba da damar yin amfani ba tare da layi ba, ko da kuwa a yayin ayyuka masu yawa. Ka more rayuwarka da zafafan hotunan kyamarar fasahar kwamfuta. Wayar itel S23+ tana da maɗaukar hoton ta fasahar kwamfuta ɗauki da kanka ta 32MP mai haɗe da hamshaƙiyar 50MP kyamara don ɗaukar cikakkun hotuna. Tana da babbar kafar ɗaukar hoto mai F1.6, inda kyamarar ke ƙara hasken ɗauka, wanda yake samar da kyakkyawan hotuna rangaɗaɗau, ko da a cikin yanayi na rashin haske sosai. Sabuwar fasahar yanayin bibiyar idanu ya nuna cewa babu wani abu da zai kuɓuce ba tare da ganin sa ba, wanda yake ba da damar ɗaukan hotuna zafafa. Bugu da ƙari, tsarin nuna hoto a kwance, yana nuna hotuna a bisa sabon yanayi ta bayar ba da damar zaɓi na musamman da ke ƙara inganta kowane ɓangare na hotonka, daga kan launin fata zuwa siffofin fuska da kuma zubin fuska. A matsayin babbar wayar hannu ta itel ta zamani mai madubi mai doro, itel S23+ babbar fasaha ce a fasahohi, wadda ke ƙara wa mai amfani da ita gamsuwa da ba shi damar yin sababbin ƙirƙire-ƙirƙire. Mayar da hankalin da Kamfanin itel ya yi wajen gamsar da kwastoma, ya bayyana bisa ga samuwar itel S23+. Samfurin wayar Itel S23+ ta zo da wani garanti na musamman na tsawon wata talatin da shida da samun damar canza gilashin wayar kyauta a tsawon wata 6, wanda hakan ke nuna ingancin kayan Kamfanin itel da kuma ayyukansa. Yayin da yake jawabi a gurin taron, Oke Umurhohwo, Manajan Kasuwancin Kamfanin Itel (a Yammacin Afirka 1), ya ce: ""ƙudirin kamfanin Itel shi ne kullum ƙoƙarin rage ko kawar da bambamci ta hanyar kawo ƙirƙirarriyar fasahar da kowa zai iya mallaka da amfani da ita. Fitowar wayar itel S23+, muna ɗaukar muhimmin matakin bunƙasa rayuwar kwastomomin Nijeriya"". A yanzu wayar itel S23+ na nan a shagunan siyan ɗaiɗai ko sari a faɗin ƙasar nan da kuma shagon intanet na Jumia, domin sauƙaƙa wa masu amfani da wayar a Nijeriya. Duba da farashi mai rahusa da kuma abubuwa masu burgewa, wayar itel S23+ ka iya zama zaɓin 'yan Nijeriya, waɗanda ke neman inganci ba tare da rashin ƙarko ba. Tarihin Kamafin itel: An kafa kamfanin itel fiye da shekara 100 da suka gabata, inda ya zama kamfani abin dogaron kowa. Amfani da taken ""More Kyakkyawar Rayuwa"" a matsayin falsafar kamfanin, manufar Kamfanin itel ita ce samar da kayayyakin na'ura daidai da aljihu da kuma tsarin rayuwar kowa. Ya siyasantar da fasaha ta hanyar bayar da damar shiga da'irar fasaha da kuma dangantaka da kwastomomi ba tare da sunkai gare ta ba a baya. Bayan fiye da shekaru 10 na ci-gaba, Kamfanin itel ya watsu a sama da kasuwannin duniya 50 masu tashe. Kamfanin itel yana yin kayayyaki kamar wayoyin zamani da talabijin da kayan gyaransu da na'urori da kayan gida da kwamfutar cinya da kuma sauran kayan more rayuwa. A shekarar 2022 ya zama kamfani na farko a duniya da farashin ke ƙasa da Dala 100 da kuma kasancewa waya ta farko mai abubuwa da dama.","Itel imezindua toleo la Simumtelezo ya S23+ nchini Nigeria pamoja na MTN na Google. Itel, ni rajamu ya simu ya mkononi inayoongoza Afrika, imezindua toleo la simujanja la hivi karibuni, itel S23+, nchini Nigeria. Tukio ambalo lilifanyika Septemba 19, 2023, kwenye Hoteli ya Radisson Blu Anchorage, Kisiwa chaVictoria, lilikuwa ni tukio la hatua tatu. Iliitangaza itel hiyo S23+, ni toleo la kwanza la simumtelezo kwa itel lenye Skrini iliyopinda ya AMOLED 3D, yenye nafasi ya uhifadhi wa gigabaiti 256, RAM ya gigabaiti 16, na sera ya udhamini wa VIP wa miezi 36. MTN, inaongoza kwa kuendesha mawasiliano ya simu nchini Nigeria, itakuwa ikitoa kifurushi cha data cha kipekee kwa watumiaji wa itel S23+. itel pia imeunganisha nguvu pamoja na google ili kutoa Android bora, ikijumuisha programu msingi za google zilizosanidiwa awali kwenye itel S23+, kuhakikisha muunganiko usio wenye kukatakata na tija kwa watumiaji. Furahia Uzuri wa muonekano na kioo mbinjuko cha AMELOD 3D. Katikati mwa itel hiyo S23+ ni ukubwa wa skrini mbinjuko yenye inchi 6.78 FHD+AMOLED 3D, ambayo ina muonekano mzuri ya urefu mpya. Mviringo wa digrii 59 wa skrini na uwiano wa kuvutia wa 93% wa skrini hadi umbo linaunda muonekano wa kuvutia ambao huvuta hisi. Itel S23+ ina DCI-P3 99% wsa rangi, uboreshaji wa 12% ya ile ya awali. Hii inahakikisha rangi zinakuwa nzuri, sahihi na ni ya ukweli kwa maisha. Hii, ilichanganya azimio la juu la 1080x2400, hii hutoa uwazi na upambanuzi wa rangi. zaidi, teknolojia ya alama za vidole kwenye kioo huonheza urahisi na usalama. Kioo cha Corning Gorilla 5 kwenye skrini hutoa utumiaji wa hali ya juu wa kugusa na ulinzi dhidi ya matone ya bahati mbaya. Kutana na Aivana GPT: kisaidizi chako cha AI isiyo yenye kukatakata. Mfumo kazi kwenye itel itel OS13, itel S23+ ina Aivana GPT, ni AI na kisaidizi sauti that inatoa usaidizi wa kiotomatiki na husaidia watumiaji kufanya kazi kwa haraka na wepesi kwa kutumia komandi sauti. Uwezo wa Aivana GPT hushughulikia Sogozi, Muziki, SMS, usomaji ramani, hali ya hewa, tafsiri, na mengine mengi. Ufanyaji kazi usio na mfano ulioundwa na nafasi kubwa na Betri kubwa. itel hiyo S23+ inafafanua tena uwezo wake wa kinafasi enye mpaka RAM GB16 na uhifadhi wa ndani wenye ukubwa wa GB256. Teknolojia yake ya ubunifu wa upanuaji wa RAM huongeza GB8 kutoka ROM, kuwezesha mabadiliko kiwepesi kati ya zaidi ya programu msingi 20. Hili linahakikisha kutokukatikakatika na ufanisi wa ufanyaji kazi nyingi, hata kwenye shughuli kubwa za rasilimali. Kuchukua matukio bora kwa kusaidiwa na Camera za AI. Sifa za itel S23+ lenzi za mbele za AI 32MP ikiambatana na kamera ya MP50 ya ajabu, kuchukua matukio kwa ukubwa zaidi. Kwa tundu kubwa la F1.6, Kamera hiyo huongeza uchukuaji wa mwanga, kusababisha picha angavu na zenye kuvutia hata kwenye mazingira ya mwanga hafifu. Namna ya ufuatiliaji wa upindukaji jicho, huakikisha hakuna tukio linalopita bila kutambuliwa, huwezesha uchukuwaji wa picha usio na kasoro. Zaidi ya hayo, picha hiyo nyepesi huchukua picha hizo kwenye marefu mapya, kwa kutoa safu za chaguzi binafsi kwa uangalifu husaidia kila kipengele cha picha yako, tangu kwenye ngozi mpaka usoni. Ni toleo la kwanza zuri la simumtelezo ya itel lenye skrini mbinjuko, itel S23+ inaashiria hatua kubwa zaidi katika harakati za kusukuma mipaka ya kiteknolojia, kuongeza ridhiko kwa watumiaji na kuleta uvumbuzi kwa anuwai ya watumiaji. Kujitolea kwa itel ili kuridhika kwa wateja ni ushuhuda wa sadaka kwa itel S23+. itel S23+ inakuja na udhamini wa kuvutia wa miezi 36 na miezi 6 bure ya ubadishaji wa skrini, kusisitiza imani ya itel kwenye kudumu kwa bidhaa zake na na huduma za kirajamu. Akizungumza katika tukio, Oke Umurhohwo, Meneja Masoko wa simu za itel (Afrika Magharibi 1), anasema: mpango wetu kwa itel daima umekuwa ni kuunganisha mgawanyo wa kidijiti kwa kufanya ubunifu wa teknolojia upatikane na uwe nafuu kwa wote. Pamoja na ujio wa simujanja hiyo ya itel S23+, tunachukua hatua muhimu ili kubadilisha maisha ya wateja wa Nigeria"" itel S23+ sasa inapatikana katika maduka ya rejareja yaliyoidhinishwa nchi nzima na Jumia, kuhakikisha upatikanaji kwa wateja Nigeria kote. Kwa bei yake shindani na sifa zenye kuvutia, itel S23+ iko tayari kuwa chaguo la si mu janja kwa Wanaigeria wanaohitaji ubora bila mabishano. Kuhusu itel: Ilianzishwa zaidi ya maika 10 iliyopita, itel I rajamu ya kuaminika ya maisha ya kijanja kwa kila mmoja. Kukubali, kufurahia maisha bora kama ilivyo falsafa ya rajamu yake. Mpango wa itel ni kutoa bajeti ya vifaa rafiki vya kieletroniki kwa watumiaji na bidhaa za kimaisha kwa kila mmoja. Inatoa demokrasia ya teknolojia kwa kutoa ingizo la teknolojia na muunganiko wa kimtandao kwa wateja bila ya ufikiwaji wa hapo awali. Baada ya maendeleo ya zaidi ya miaka 10, itel imepanua uwepo wake ndani ya zaidi ya masoko 50 yanayoibuka duniani. itel ina kionesha bidhaa za simu janja, TV, vifaa, umeme, vifaa vya nyumbani, kompyuta mpakato, na bidhaa za mitindo mbalimbali ya kimaisha. Mwaka 2022, ilishika nafasi namba moja kwa rajamu ya simujanja duniani chini ya $100 na namba 1 kimuonekano wa rajamu ya simu.","Itel ṣe àfihàn àgbéjáde itel S23+ ní Nàìjíríà pẹ̀lú MTN àti Google Itel, ilé iṣẹ́ ẹ̀rọ ìbánisọ̀rọ̀ olúborí nílẹ̀ Áfíríkà ti ṣe àgbéjáde olórí ẹ̀rọ ìbánisọ̀rọ̀ rẹ̀ tuntun, ìyẹn Itel S23+ ní Nàìjíríà. Ayeye náà, èyí tó wáyé ní 19 Oṣù Kẹsàn-án, ọdún 2023 ní Radisson Blu Anchorage Hotel, Victoria Island, Èkó jẹ́ ìṣẹ̀lẹ̀ àgbà ìyanu onípele mẹ́ta. Ó kéde Itel S23+ náà, Itel ni ile ise ẹ̀rọ fóònù ìléwọ́ aṣefáfá àkọ́kọ́ tí yóò ní ojú ìwòran tó tóbi níwọ̀n AMOLED 3D, ààyè ìkónǹkan sí tó tó 256, ààyè fún ìṣiṣẹ́ tó tó mẹ́rin dín lógún àti àǹfààní ìdápadà pàtàkì olóṣù mẹ́rin dín lógójì. MTN, olórí nínú ìlànà ìbánisọ̀rọ̀ yóò máa pèsè dátà olódidi fún àwọn tó ń ṣàmúlò Itel S23+. Itel náà ti darapọ̀ mọ́ Google láti pèsè ẹ̀rọ ìbánisọ̀rọ̀ tó dára pẹ̀lú àwọn èròjà Google tí wọ́n ti pèsè sílẹ̀ lórí ẹ̀rọ ìbánisọ̀rọ̀ yìí, èyí tí yóò fìdí iṣẹ́ ṣíṣe tààrà múlẹ̀ àti àbájáde tó ní ìtumọ̀ fún àwọn aṣàmúlò rẹ̀. Ní ìrírí ìmọ́ọ́ṣe tó ṣe é fojú rí àti ilìṣàfihàn lórí AMOLED 3D Curved Display Èyí tó jẹ́ pàtàkì sí Itel S23+ ni ojú ìṣàfihàn ohun tó ní tó ga tó sì fẹ̀ tó jẹ́ 6.78-inch FHD+ AMOLED 3D tó ń mú ìwòran dára sí i dé ìpele míràn. Igun ìbòjú onípele-59 àti ìpín ìbójú-sí-ara onípele-gíga 93% ṣẹ̀dá ìrírí ìran onídán tí ó ń so ọkàn ró. Itel S23+ náà ní ìpaláro DCI-P3 99%, ìgbérú 12% ju àwọn aṣáájú rẹ̀ lọ. Èyí rí i dájú pé àwọ̀ rẹ̀ dára, ó gùn régé, ó sì báyé mu. Èyí, lápapọ̀ pẹ̀lú ẹ̀yà rẹ̀ ń ìfijíṣẹ́ àrà ọ̀tọ̀ pẹ̀lú àlàyé kíkún. Síwájú sí i, ìmọ̀ ẹ̀rọ òní ìka ọwọ́ fikún ìrọ̀rùn àti ààbò. Gíláásì Gorilla 5 ti Corning lórí dígí-ìbòjú náà ń pèsè ìrírí ìfọwọ́kàn aláìlẹ́gbẹ́ àti ààbò lọ́wọ́ jíjábọ́ lójijì. Ṣe àbápàdé Aivana GPT: Ìrànwọ́ ajẹmọ́-ìmọ̀ Àtọwọ́dá (AI) rẹ tó rọrùn láti lò. Ṣíṣe Iṣẹ́ lórí Itel OS13, item S23+ náà ní Aivana GPT, Ìmọ̀ Àtọwọ́dá (AI) àti ìrànwọ́ olóhùn tí ó ń fúnni ní àtìlẹyìn adá-ṣiṣẹ́ tí ó sì ran àwọn olùlò lọ́wọ́ láti ṣe iṣẹ́ ní kíá àti ní ìrọ̀rùn pẹ̀lú ìlò àṣẹ ìfọhùn. Ọwọ́jà Agbára Aivana GPT dé WhatsApp, orin, àtẹ̀jíṣẹ́, ìlò máàpù, ojú-ọjọ́, ìtumọ̀-èdè, àti ọ̀pọ̀ irú ẹ̀ mìíràn. Iṣẹ́ aláìlẹ́gbẹ́ pẹ̀lú ìpamọ́ àìmọníba àti bátìrì ńlá kan itel S23+ ṣe àtúnṣe sí agbára ìpamọ́ pẹ̀lú RAM tí ó tó 16GB àti ibi ìpamọ́ inú oníwọ̀n 256GB. Ìmọ̀-ẹ̀rọ RAM tuntun gbígbòòrò rẹ̀ ṣe àmúlò àfikún 8GB láti ara ROM, tí ó sì ń fi ààyè gba ìṣípòpadà tó já geere láàrin aápò tí ó tó 20. Èyí fúnni ní àǹfààní ṣíṣe ọ̀pọ̀ iṣẹ́ papọ̀ lẹ́ẹ̀kan ṣoṣo lọ́nà tó rọrùn tó sì mú yányán, kódà ní ní àwọn àsìkò iṣẹ́ alápọn. Ya àwòrán àwọn àsìkò tóo nífẹ̀ẹ́ pẹ̀lú àwọn kámẹ́rà onímọ̀ àtọwọ́dá Itel S23+ ní àwòjíjí ìyara-ẹni-láwòrán 32MP onímọ̀ àtọwọ́dá èyí tí kámẹ́rà ayàwòrán gbọọrọ 50MP tẹ̀lé láti ya àwòrán àwọn ìṣẹ̀lẹ̀ ní kíkún. Pẹ̀lú àlàfo ńlá F1.6, kámẹ́rà náà ń sọ iná àgbàwọlé dí títóbi sí I, èyí tí ó ń yọrí sí àwòrán fọ́tò tó hàn kedere kódà ní àwọn ipò tí iná bá rí bẹ́lúbẹ́lú. Ipò ìtẹ̀lé-ojú aláyìípadà tuntun rí I dájú pé kò sí ìṣẹ̀lẹ̀ kan tí ó lọ láìrí ká sílẹ̀, èyí tí ó ṣe ìgbélárugẹ fún yíya àwọn àwòrán aláìlábùkù. Síwájú sí i, àbùdá ìyàwòrán Lite mú àwòrán fọ́tò rẹ lọ sí àwọn ìpele gíga, nípasẹ̀ pípèsè àwọn ohun àṣàyàn ara ẹni láti fi pẹ̀lẹ́kùtù ṣe ìgbélárugẹ fún gbogbo agbọn àwòrán fọ́tò rẹ, èyí tí ó bẹ̀rẹ̀ láti orí àwọ̀ ara sí àwọn àbùdá ojú àti ìwò ojú. Gẹ́gẹ́ bí ẹ̀rọ fóònù ìléwọ́ aṣefáfá àkọ́kọ́ oní ìbòjú elérè ìtẹ̀-sẹ́gbẹ̀ẹ́, itel S23+ lààmì laaka kan nínú wíwá àwọn ààlà ìmọ̀-ẹ̀rọ onítẹ̀síwájú, èyí tó ń gbé ìtẹ́lọ́rùn àwọn olùlò ga tí ó sí ń mú ìsọdọ̀tun wá fún ọ̀pọ̀lọpọ̀ àwọn olùlò. Ìfarajìn itel sí ìtẹ́lọ́rùn oníbàárà hànde nínú àwọn ohun tí S23+ pèsè. Itel S23+ wá pẹ̀lú àtìlẹyìn ìdánilójú-ìlò oní oṣù-36 tó wúni lórí àti ìpààrọ̀ ìbòjú lọ́fẹ̀ẹ́ olóṣù-6, èyí tí ó ń ṣe àfihàn ìgboyà àti ìgbẹ́kẹ̀lé itel nínú àbùdá ìlálòpẹ́ àwọn ọjà àti iṣẹ́ wọn. Òkè Umurhohwo nígbà tí ó ń sọ̀rọ̀ níbi ayẹyẹ náà, ẹni tí ó jẹ́ olùṣàkóso fún ìpolówó ọjà (West Africa 1) sọ wí pé àfojúsùn wa ní ilé iṣẹ́ Itel ni láti dí pínpín tí ìmọ̀ kọ̀ńpútà pín nípa mímú àrà tuntun nínú ìmọ̀ ẹ̀rọ wà ní àrọ́wọ́tó àti kí owó rẹ̀ mọ ní ìba. Pẹ̀lú ṣíṣe àfihàn ẹ̀rọ ìbánisọ̀rọ̀ oní kọ̀ńpútà Itel S23+, à ń gbé Ìgbésẹ̀ tó yẹ láti yí ayé àwọn aṣàmúlò orílẹ̀-èdè Nàìjíríà padà."" Itel S23+ náà ti wà ní àrọ́wọ́tó ní gbogbo ilé ìtajà Itel káàkiri orílẹ̀-èdè àti lórí ìkànnì ọjà títa Jumia, tó ń rí i dájú pé ó wà ní àrọ́wọ́tó àwọn aṣàmúlò káàkiri orílẹ̀-èdè Nàìjíríà. Pẹ̀lú iye rẹ̀ tó wà ní ìfigagbága pẹ̀lú àwọn ẹ̀yà rẹ̀ tó wú ni lórí, Itel S23+ náà yóò fẹ́ ẹ̀ le di ààyò ẹ̀rọ fóònù aṣefáfá fún àwọn ọmọ orílẹ̀-èdè Nàìjíríà tó ń wá ojúlówó láì ṣègbè. Nípa Itel: Ó jẹ́ dídá sílẹ̀ ní nǹkan bí i ọdún 10 ó lé, Itel jẹ́ ẹ̀ka tó ń ṣe àgbékalẹ̀ ìgbé ayé ìrọ̀rùn fún gbogbo ènìyàn. Ní gbígba “Jẹ́ Ìgbádùn ayé tó dára” gẹ́gẹ́ bí ìwòye ìdámọ̀ rẹ̀, àfojúsùn Itel ni láti pèsè àwọn ohun èlò iná ẹ̀lẹ́tíríìkì tó jẹ́ olówó pọ́ọ́kú àti àwọn ohun èlò amáyé rọrùn fún gbogbo ènìyàn. Ó ń ṣàkóso ìmọ̀ ẹ̀rọ nípa fífi ààyè ìwọlé sílẹ̀ sí àwùjọ ìmọ̀ ẹ̀rọ àti ààyè ìbáṣepọ̀ pẹ̀lú àwọn oníbárà tí kò ní àǹfààní sí i tẹ́lẹ̀. Lẹ́yìn bí ọdún 10 tí ó ti ń dàgbà, Itel ti gbèrú sí i nínú àwọn ọjà tó lé ní àádọ́ta káàkiri àgbáyé. Itel ní àgbékalẹ̀ tó pọ̀ fún ẹ̀rọ ìbánisọ̀rọ̀ alágbèéká oní kọ̀ńpútà, ẹ̀rọ amóhùnmáwòrán, oríṣi ohun èlò, ohun èlò iná ẹ̀lẹ́tíríìkì, ohun èlò nínú ilé, ẹ̀rọ alágbélétan àti àwọn ohun èlò amáyé rọrùn. Ní 2022, ó jẹ́ ẹ̀ka ẹ̀rọ fóònù ìléwọ́ aṣefáfá tó ṣe ipò kìíní lábẹ́ $100 àti àkọ́kọ́ irúfẹ́ ẹ̀rọ ìbánisọ̀rọ̀.","I-itel Seyethule i-Smartphone Esiseqophelweni Eliphezulu i-itel S23+ eNigeria kanye no-MTN no-Google I-itel, iyinkampani yamaselula ehaba phambili e-Afrika, seyethule ismartphone esiseqophelweni eliphezulu, i-itel S23+, eNigeria. Umcimbi owawungomhla ziyi-19 kuMandulo, 2023, eRadisson Blu Anchorage Hotel, eVictoria Island, eLagos kwakuwumcimbi ozingxenye zintathu okhombisa osekuzuziwe. Imemezele i-itel S23+, njenge-smartphone sokuqala se-itel esine-AMOLED 3D curved screen, u-256 gigabytes wensiza yokugcina enkulu ngokwedlulele, u-16 gigabytes we-RAM, kanye ne-policy ye- VIP warranty yezinyanga ezingama-36. I-MTN, ingumhlinzeki wokuxhumana ngezingcingo ohamba phambili eNigeria, izohlinzeka ama-data bundle kubasebenzisi be-S23+. I-itel isiphinde futhi yahlanganisa amaxhamu okusebenzisana neGoogle ukuze yethule i-Android, okuhlanganisa izisetshenziswa ezibalulekile zika-Google esivele ifakiwe ku-itel S23+, ukuqinisekisa ukuxhumeka okungenazihibe kanye nokusebenza ngendlela efanele kubasebenzisi. Zibonele Okubukwayo Okuseqophelweni Eliphezulu kanye ne-AMOLED 3D Curved Display Okuphakathi kwe-itel S23+ i-6.78-inch big FHD+ AMOLED 3D curved screen engefaniswe, ebeka okubukwayo okuqephelweni eliphezulu ezingeni eliphakeme. Ukugobeka (curveture) kwesikrini okungu-59-degree kanye nendinganiso engu-93% yeskrini nomzimba weselula ukuze kwakhiwe okwazi ukukubona okuhlaba umxhwele okukhanga izinzwa. I-itel S23+ inokugxiliswa kombala okungu-99% DCI-P3, nokuyithuthukise ngo-12% kunaleyo ebikhona ngaphambi kwayo. Lokhu kuqinisekisa ukuthi imibala igqamile, ingenembile, futhi ingeyoqobo. Lokhu, kuhlanganiswa ne-high resolution ka-1080x2400, kuletha ukucaca okuseqophhelweni eliphezulu kanye nemininingwane yemibala. Ngaphezu kwalokho, ezobuchwepheshe zeminyatheliso yeminwe ku-in-display zengeza kokubili ukwenza izinto zibe lula kanye nokuvikeleka. I-Corning Gorilla Glass 5 esesikrinini ihlinzeka umuzwa wokuchofoza esikrinini osezingeni eliphezulu futhi ivikela uma kwenzeka iwa ngephutha. Sikwethulela i-Aivana GPT: Umsizi oyi-AI Ongahlangabezani Nezihibe Ukusebenza ohlelweni lwe-itel OS13, i-itel S23+ ine-Aivana GPT, i-AI nomsizi wezwi onikeza ukwesekwa okuzenzakalelayo futhi kusiza abasebenzisi ukuba benze imisebenzi ngokushesha futhi kalula besebenzisa imiyalo yezwi. Lokho ekwazi ukukwenza i-Aivana GPT ahlanganisa iWhatsApp, umculo, iSMS, ukusebenzisa ibalazwe, isimo sezulu, ukuhumusha, nokunye okuningi. Ukusebenza Okungenakuqhathaniswa Okuhlanganiswe Nendawo Yokugcina Esanele Nebhethri Elikhulu I-ITEL S23+ yazisa kabusha amakhono okugcina okuqukethwe afinyelela ku-16GB ye-RAM kanye no-256GB wendawo yokugcina okuqukethwe sangaphakathi. Ubuchwepheshe bayo obusha Obeluliwe beRAM busebenzisa i-8GB eyengeziwe evela kuROM, okuvumela izinguquko ezingenazihibe phakathi kwezisetshenziswa angemuva angaba ngama-20. Lokhu kuqinisekisa ukwenza imisebenzi eminingi kalula nangendlela ephumelelayo, ngisho nangesikhathi sokwenziwa kwemisebenzi okunzima kwezinsiza. Thwebula Izikhathi Ezibalulekile Ngamakhamera E-AI Athuthukisiwe I-itel S23+ inelensi ye-32MP AI Selfie ephelezelwa Yikhamera Engefaniswe Yezithombe engu-50MP ukuze ithwebule izikhathi ezinhle kakhulu ngokuningiliziwe. Nge-aperture enkulu engu-F1.6, ikhamera ibeka ezingeni eliphezulu ukukhanya, kuphumele ezithombeni ezicacile nezigqamile ngisho nasezimweni zokukhanya okukhanya kancane. Imodi yokulandelela amehlo engefaniswe iqinisekisa ukuthi awukho umzuzu ongabonwa, nokuyinto eyenza kube lula ukuthwebula izithombe ezingenasici. Ngaphezu kwalokho, isici se-Portrait Lite sienza isithombe sakho sibe seqophelweni eliphezulu, ngokuhlinzeka ngezinto eziningi ongakhetha kuzo ukuze wenze ngcono ngokucophelela zonke izici zesithombe sakho, kusukela kumbala wesikhumba ukuya ezicini zobuso nomumo wobuso. Njengoba i-smartphone yokuqala yesikrini esiseqophelweni eliphezulu esigobile, i-ITEL S23+ iphawula ingqophamlando ejabulisayo ekuphishekeleni imingcele yezobuchwepheshe, ekuthuthukiseni ukugculiseka komsebenzisi nasekuletheni izinto ezintsha kubasebenzisi abaningi. ukuzibophezela kwe-itel ukugculisa amakhasimende kubonakala ekuhlinzekeni kwayo i-itelS23+. I-ITEL S23+ iza newaranti emangalisayo yezinyanga ezingama-36 kanye nokushintshwa kwesikrini kwamahhala kwezinyanga eziyi-6, okubonisa ukuzethemba kwe-ITEL ngokuqina komkhiqizo kanye nezinsiza zohlobo lomkhiqizo. Ekhuluma emcimbini, u-Oke Umurhohwo, iMenenja Yezokuthengisa ye-ITEL Mobile (West Africa 1), uthi: “Esikuphokophele e-ITEL bekulokhu kuwukuvala ukuhlukana ngokuphathelene nezedijithali ngokwenza ubuchwepheshe obusha butholakale futhi bungembi eqolo kubo bonke abantu. Ngokwethulwa kwe-itel S23+ smartphone, sithatha isinyathelo esibalulekile sokuguqula izimpilo zabathengi baseNigeria."" I-ITEL S23+ isiyatholakala ezitolo ezithengisa i-ITEL ezigunyaziwe kuzwelonke naku-Jumia, okuqinisekisa ukufinyelela kuyo kwabathengi kulo lonke elase-Nigeria. Ngamanani ayo ancintisanayo kanye nangezici ezingefaniswe, i-ITEL S23+ isilungele ukuba yi-smartphone esikhethwa ngabantu baseNigeria abafuna ikhwalithi ngaphandle kkokwehlisa izinga. Okuphathelene ne-itel: Isungulwe eminyakeni engaphezu kweyi-10 edlule, i-ITEL ibhrendi ekungathenjelwa kuyo ye-smart life yawo wonke umuntu. Ukwemukela ""Thokozela Impilo Engcono"" njengefilosofi yebhrendi yayo, injongo ye-ITEL ukuhlinzeka ngemikhiqizo esebenza ngogesi yabathengi engabizi yemikhiqizo yendlela yokuphila yawo wonke umuntu. Lenza ubuchwepheshe butholakale eningini ngokunikeza abathengi ukungena kwezobuchwepheshe kanye nokuxhumana kubantu ababengakwazi ukufinyelela kuko phambilini. Ngemva kweminyaka engaphezu kweyi-10 yentuthuko, i-ITEL yelule ubukhona bayo ezimakethe ezisafufusa ezingaphezu kwezingama-50 emhlabeni jikelele. i-itel inephothifoliyo yomkhiqizo wama-smartphone, amaTV, ama-accessories, ugesi, izinto zasendlini, ama-laptop, nemikhiqizo yendlela yokuphila. Ngo-2022, yaba yi-No.1 Global Smartphone esibiza ngaphansi kuka-$100 kanye no-No.1 Feature Phone brand."
+"ሊበርቲፔይ በ150,000 የፈጠራ አጆ ዲጂታል ካርዶች የናይጄሪያን መደበኛ ያልሆነ ዘርፍ አብዮት እያስመዘገበ ነው። ኖሲሩ ሶኖይኪን ዋና ኦፕሬቲንግ ኦፊሰር አድርጎ ሾመ ሊበርቲፔይ፣ የናይጄሪያ መሪ ዲጂታል የክፍያ መፍትሄ እና የስርጭት ብራንድ በ2023 የመጨረሻ ሩብ ጊዜ ውስጥ በመላ ናይጄሪያ ውስጥ በአጆ ቡድኖች ውስጥ ለሚሳተፉ ከ150,000 በላይ ዲጂታል ካርዶችን ለመስጠት አጆ የቁጠባ አሰባሰብ እና ማይክሮ ቁጠባን ዲጂታል እና መደበኛ አድርጓል። በናይጄሪያ ውስጥ ለዘመናት የዘለቀው የቁጠባ አሰባሰብ እና ጥቃቅን ቁጠባ ስርዓት አጆ አዲስ ሊበርቲፔይ ዲጂታል ማህበረሰቦችን ከፍ ለማድረግ፣ የፋይናንሺያል ማካተትን ለማጎልበት፣ ህይወትን ለመለወጥ እና ከዘመናዊነት ጋር የሚስማማ ዲጂታል አሰራርን ለማረጋገጥ ተዘጋጅቷል። የሊበርቲፔይ ዋና ስራ አስፈፃሚ ኢግቤን ኦቲሜይን እንደተናገረው በባህላዊ እንከን የለሽ የቁጠባ መሰብሰቢያ በመጠቀም ከአጆ ተሣታፊዎች በመሰብሰብ የበለጠ የተስተካከለ፣ ተደራሽ እና ግልፅ ስርአት ያለው፣ አስተማማኝ የፋይናንስ መቋቋም እና የናይጄሪያዊያንን ህይወት ለመለወጥ ያለመ ሲሆን በአጆ ፈጠራ ኩባንያው ከ150 በመቶ በላይ ጭማሪ አሳይቷል። ""የባህላዊ አጆ ስርዓት ከረጅም ጊዜ በፊት መደበኛ ያልሆነ የጥቃቅን ቁጠባ እና የቁጠባ ማሰባሰብ እምነትን እና የህብረተሰቡን አንድነት የሚያጎለብት የማዕዘን ድንጋይ ነው። ነገር ግን፣ እነዚህ ለዘመናት የቆዩ ልማዶች ከዘመናዊው ዓለም ጋር ለመራመድ ዲጂታል ለውጥ ያስፈልጋቸዋል። ሊበርቲፔይ፣ ይህንን እድል ከኢንዱስትሪ ተጫዋቾች ጋር በመተባበር የቁጠባ ሂደትን ከማሳለጥ ባለፈ የሁሉም አካላት የፋይናንስ ግልፅነትና ተጠያቂነትን የሚያረጋግጥ አዲስ የፋይናንሺያል ማካተት እና ማጎልበት ዘመንን ይጠቀማል። በመቀጠልም “በተለይ ወደ *347*180*4# በመደወል በቀላሉ ከ1,000 ፖይንት በላይ የሽያጭ ማሽነሪዎችን ለአጆ ሰብሳቢዎች እናብቃለን። እነዚህ መሳሪያዎች መዋጮዎችን እና ጭማሪዎችን ማስተዳደር ፣ አስቸጋሪ የሂሳብ አያያዝን በማሶገድ ሰብሳቢዎችን ያለምንም እንከን እንዲሰሩ ያበረታታል። እነዚህ ሰብሳቢዎች ወደ ዲጂታል አጆ የሚደረገውን ሽግግር በማመቻቸት፣ በየወሩ 5 ቢሊዮን የናይጀሪያ ገንዘብ ወይም 5.5 ሚሊዮን ዶላር አስደናቂ ዲጂታል የቁጠባ ክምችት እንጠብቃለን። ይህ ትልቅ ለውጥ የናይጄሪያን ኢ-መደበኛ ሴክተር የፋይናንሺያል ማካተትን ከፍ ለማድረግ ተዘጋጅቷል። ይህ በእንዲህ እንዳለ LibertyPay ኖሲሩ ሶኖይኪን የኩባንያው አዲስ ዋና ኦፕሬቲንግ ኦፊሰር አድርጎ አሳውቋል። ኖሲሩ በስልጣን ዘመናቸው በተለይም የኤጀንሲው የባንክ እና የቢዝነስ ልማት ሃላፊ በመሆን ልዩ ትጋትን እና አስደናቂ አጋርነትን በቋሚነት አሳይተዋል። በአዲሱ ስራው ኖሲሩ ሶኖይኪ የሊበርቲፓይ ዲጂታል አጆ ምርትን ከሁሉም አቅርቦቶች ጋር ለማሳደግ የሚደረገውን ጥረት ይመራል። ሊበርቲፔይ ፈጠራን ማድረጉን እንደቀጠለ፣ የናይጄሪያ ማዕከላዊ ባንክ (CBN) በጨዋታው መጀመሪያ ላይ ያለውን አቅም በመገንዘቡ እ.ኤ.አ በጥር 2023 በከፍተኛ ደረጃ ምድብ ውስጥ በመሪህ ደረጃ በማፅደቅ(AIP) መስጠቱን ልብ ሊባል ይገባል። ይህ ለናይጄሪያውያን በፋይናንሺያል ማካተት መስክ ውስጥ አዳዲስ ግዛቶችን ሲያወጣ ለ LibertyPay የወደፊት ተስፋን ያበስራል።","LibertyPay Revolutionising Nigeria’s Informal Sector with 150,000 Innovative Ajo Digital Cards …… Appoints Nosiru Sonoiki As Chief Operating Officer LibertyPay, Nigeria’s leading digital payment solution and distribution brand has digitized and formalised Ajo thrift collection and micro-savings with a robust plan to issue over 150,000 digital cards to various customers participating in ajo groups across Nigeria in the last quarter of 2023. This innovative LibertyPay digitization of Ajo, an age-long thrift collection and micro-savings system in Nigeria is set to uplift communities, foster financial inclusion, change lives while ensuring a digitized system that is in tune with modernity. According to Igbene Otimeyin, Chief Executive Officer of LibertyPay, with the Ajo innovation, the company sees over 150 percent increase in seamless savings collections by traditional thrift collectors from Ajo participants, a more streamlined, accessible and transparent system and a secure financial resilience aimed at transforming the lives of Nigerians. “Traditional Ajo system have long been a cornerstone of informal micro-savings and thrift collection fostering trust and community cohesion. However, these age-old practices have been in need of a digital makeover to keep pace with the modern world. LibertyPay seizes this opportunity in partnership with industry players to usher in a new era of financial inclusion and empowerment that will not only streamline the savings process but also ensure financial transparency and accountability by all parties,” Otimeyin explained. He continued that, “specifically, we are empowering Ajo collectors with over 1,000 Point of Sale machines simply accessible by dialing *347*180*4#. These devices empower collectors to seamlessly manage contributions and withdrawals, eliminating the need for cumbersome bookkeeping. With these collectors facilitating the transition to digital Ajo, we anticipate a digital thrift collection of N5 billion monthly or an impressive $5.5 million. This colossal shift is set to supercharge the financial inclusion of Nigeria's informal sector.” Meanwhile, LibertyPay has announced Nosiru Sonoiki as the company’s new Chief Operating Officer. Nosiru has consistently demonstrated exceptional dedication and a remarkable ability to forge critical partnerships during his tenure, particularly as the Head of Agency Banking and Business Development. In his new role, Nosiru Sonoiki will be leading the effort to scale LibertyPay’s digital Ajo product with all the deliverables. As LibertyPay continues to innovate, it's worth noting that the Central Bank of Nigeria (CBN) recognized its potential early in the game, awarding it an AIP under the supernatant category in January 2023. This heralds a promising future for LibertyPay as it charts new territories in the realm of financial inclusion for Nigerians.","Kamfanin Libertypay yana kawo sauyi a wannan ɓangare na gama-gari a Nijeriya, inda ya samar da katunan Ajo na na'ura 150,000. ......An naɗa Nosiru Sonoiki a matsayin Babban Jami'in Aikace aikace. Kamfanin Libertypay na kan gaba a Nijeriya wajen tsarin biyan kuɗi a Nijeriya, inda ya tsara na'urantar tsarin tanadi da nufin bayar da katuna 150,000 ga abokan kasuwanci daban-daban da suke cikin tsarin Ajo a faɗin Nijeriya a wata shidan ƙarshe na 2023. Wannan fasahar tsarin Ajo ta Libertypay, wato tsarin ƙaramin tanadi a Nijeriya, ta nufi cicciɓa al'umomi da bunƙasa shigar da kowa hada-hadar kuɗi, ta hanayar sauya rayuwa da kuma tabbatar da tsarin na'ura wanda ya dace da zamani. Kamar yadda Shugaban Kamfanin Libertypay, Igbene Otimeyin ya bayyana, da sabuwar fasahar tanadi ta Ajo, kamfanin ya sami ƙarin sama da kaso 150% na masu ajiya ta hanyar masu karɓo kuɗi daga masu amfani da Ajo, wanda tsari ne na sauƙin tafiyar abu cikin aminci da kuma kwanciyar hankali da nufin sauya rayuwar 'yan Nijeriya. ""Tsarin asusun Ajo na gargajiya ya daɗe da kasancewa hanayar ajiya gama-gari da karɓo kuɗi da nufin ƙara yarda a tsakanin al'umma da aminci da kuma fahimtar juna. Sai dai, waɗannan daɗaɗɗun tsare-tsare na buƙatar sabon tsari domin dacewa da zamani. Otimeyin ya ce ''Kamfanin Libertypay yana amfani da wannan dama tare da haɗin guiwar da masu ruwa da tsaki a masana'antar, domin kawo tsarin shigar da kowa harkokin kuɗi da kuma tallafi, wanda ba kawai zai inganta tsarin tanadi ba, har ma da tabbatar da hada-hadar kuɗaɗe a bayyane da kuma bayar da ba'asi daga ɓangaren masu harkar''. Ya ƙara da cewa,"" A taƙaice, muna tallafa wa masu karɓar kuɗin tsarin Ajo da na'urar POS sama da 1,000 ta hanayar danna*347*180*4#. Wannan na'ura tana taimaka wa masu karɓar kuɗin wajen tafiyar da kuɗaɗen da suke karɓa bisa tsari da kuma cirar kuɗaɗe, wanda hakan ke taƙaita buƙatar cike-ciken tarin takardu. Da waɗannan masu karɓar kuɗin da za a samu damar mayar da tsari Ajo na zamani, muna sa ran karɓar kimanin Naira biliyan 5 a duk wata ko kuma Dala miliyan 5.5. Wannan gagarumin sauyi zai ƙara tabbatar da shigar da kowa hada-hadar kuɗi a ɓangaren gama-gari na Nijeriya. Haka kuma, Kamfanin Libertypay ya sanar da Nosiru Sonoiki a matsayin sabon Babban Mai gudanarwa na kamfanin. Nosiru ya yi matuƙar nuna jajircewa da kuma ƙwazo wajen samar da haɗin gwiwa a lokacin shugabancinsa, musamman a matsayin Shugaban Sashen Kula da Harkokin Banki da Kasuwanci. A sabon matsayin nasa, Nosiru Sonoiki zai jagoranci yunƙurin tabbatar da nasarar tsarin Ajo na Kamfanin Libertypay. A yayin da Kamfanin LibertyPay ke ci gaba da bujuro da sababbun abubuwa, yana da muhimmanci a fahimci cewa, Bankin CBN ya ga halinsa tun a farko, inda ya ba shi a ƙarƙashin tsarin AIP na shekarar 2023. Wannan ya alamta kyakkyawar gobe ga Kamfanin Libertypay don ganin yadda ya fito da sababbin tsare-tsare a ɓangaren shigar da kowa hada-hadar kuɗi a tsakanin 'yan Nijeriya.","LibertyPay inafanya mapinduzi ya sekta isiyo rasmi nchini Nigeria kwa ubunifu wa kadi za kidijiti za Ajo 150,000 Inamteua Nosiru Sonoiki kama Ofisa mkuu wa Uendeshaji. LibertyPay, ni suluhisho la malipo ya kidijiti inayoongoza nchini Nigeria na chapa ya usambazaji imefanya kuwa ya kidijiti na kurasimisha ukusanyaji wa akiba wa Ajo na akiba ndogo pamoja na mpango thabiti wa kutoa zaidi ya kadi za kidijiti 150,000 kwa wateja mbalimbali waszhiriki kwenye vikundi vya Ajo Nigeria kote ndani ya robo ya mwisho ya mwaka 2023. Ubunifu huu wa LibertyPay kwa udijiti wa Ajo, ni mfumo wa muda mrefu wa ukusanyaji wa akiba na akiba ndogo ndogo nchini Nigeria imepangwa ili kuinua jamii, kukuza ushirikishwaji wa kifedha, kubadilisha maisha huku ikihakikisha mfumo ulio wa kidijiti ambao upo sambamba na usasa. Kulinganana na Igbene Otimeyin, Mtendaji Mkuu wa LibertyPay, pamoja na ubunifu huo wa Ajo, kampuni hiyo inaona ongezeko la zaidi ya asilimia 150 kwenye ukusanyaji wa akiba kikamilifu kwa wakusanyaji wa zamani wa uwekevu kutoka kwa washiriki wa Ajo, iliyorahisishwa zaidi, inayopatikana na mfumo wa wazi na uthabiti salama wa kifedha ilikusudia kubadilisha maisha ya Wanaigeria. Mfu mo wa zamani wa Ajo umekuwa ni tegemezi kwa vikoba visivyo rasmi na ukusanyaji akiba kukuza uaminifu na mshikamano wa jamzii. Hata hivyo, uendeshaji huu wa kizamani umekuwa ukihitajia mabadiliko ya kidijiti kuendana na dunia hii ya sasa. LibertyPay inachukua fursa hii kwa kushirikiana na wanatasnia wengine ili kuleta kipindi kipya cha mfumo jumuishi wa kifedha na uwezeshaji ambao hautorahisisha tu mfumo wa uwekaji akiba lakini pia utahakikisha uwazi wa kifedha na uwajibikaji kwa pande zote, alielezea Otimeyin. Aliendelea kwamba, hasa, tunawawezesha wakusanyaji wa Ajo kwa mashine za mauzo zaidi ya 1,000 kupatikana kwa urahisi kwa kupiga *347*180*4#. Vifaa hivi huwawezesha wakusanyaji kusimamia kwa urahisi michango na uchukuaji, kuondoa ulazima wa utunzaji mgumu wa hesabu. Pamoja na wakusanyaji hawa kunawezesha badiliko la Ajo kidijiti, tunatarajia ukusanyaji wa mapato kidijiti wa bilioni N5 kila mwezi ama milioni $5.5. Badiliko hili kubwa limewekwa ili kuboresha ukusanyaji fedha wa sekta zisizo rasmi za Nigeria. Wakati huo huo, LibertyPay imemtangaza Nosiru Sonoiki kama Ofisa Mkuu wa uendeshaji mpya wa kampuni hiyo. Nosiru ameonyesha mara kwa mara kujitolea kwa kipekee na uwezo mkubwa wa kuunda ushirikiano muhimu wakati wa uongozi wake, hasa kama wakala wa Benki na na Maendeleo ya Biashara. Kwenye jukumu lake jipya, Nosiru Sonoiki atakuwa akiongoza zile juhudi za kukuza zao la kidijiti la Ajo LibertyPay pamoja na bidhaa zote zin azoweza kutolewa. Kadri LibertyPay invyoendelea kufanya uvumbuzi, inapasa kuzingatia kwamba Benki Kuu ya Nigeria (CBN) iliutambua umuhimu wake mapema tu kwenye maisha, Kuizawadia AIP kwenye kategoria ya msingi January 2023. Hii inaonyesha mustakazbali wenye matumaini wa LibertyPay kwa kuwa inashika hatamu kwenye maeneo mapya katika uga wa ukusanyaji fedha kwaajili ya Wanaigeria.","LibertyPay mú ìyípadà bá ẹ̀ka gbẹ̀fẹ́ Nàìjíríà pẹ̀lú àṣeyọrí káàdì àjọ oní-díjítà 150, 000 ……Yan Nosiru Sonoiki gẹ́gẹ́ bí i Olórí Òṣìṣẹ́ LibertyPay, tí í ṣe aṣáájú ile-iṣẹ́ tí ó ń rí sí sísan àti ìpínká owó díjítà ní Nàìjíríà, ti fi ètò àti díjítà sí Àjọ dídá àti ìfowópamọ́-ẹlẹ́jẹ̀wọ̀n pẹ̀lú ètò ńlá láti pín káàdì díjítà tó lé ní 150, 000 fún onírúurú oníbàárà tí wọ́n ń kópa nínú àwọn ẹgbẹ́ àjọ dídá ní Nàìjiríà ní oṣù mẹ́ta tó kẹyìn ọdún 2023. Ìsọdọ̀tun pẹ̀lú ìlò-díjítà tí LibertyPay ṣe fún Àjọ dídá, èyí tí í ṣe ètò gbígba àjọ àti ìfowópamọ́-ẹlẹ́jẹ̀wọ̀n tí ó ti wà ti pẹ́ ní Nàìjíríà, ti ṣe tán láti mú àwọn àwùjọ dàgbà, dá kún ìgbà-wọnú ètò ìṣúná, yí ayé àwọn ènìyàn padà nípasẹ̀ ètò díjítà tí ó wà ní ìbámu pẹ̀lú ọ̀làjú. Gẹ́gẹ́ bí Igbene Otimeyin tí í ṣe Aláṣẹ àti Olùdarí LibertyPay ṣe sọ, pẹ̀lú ìsọ-àjọ-dídá-dọ̀tun, ilé-iṣẹ́ náà rí èrè tó lé ní ìlọ́po 150 nípasẹ̀ àkójọ ìfowópamọ́ onírọ̀rùn tí àwọn alájọ tó ti wà tẹ́lẹ̀ ṣe fún àwọn olùkópa nínú àjọ, èyí tí í ṣe ètò alákànṣe, tí àwọn ènìyàn ní àǹfààní sí tó sì tún hànde, àti ìmúpadàbọ̀-‘sipò elétò ìṣùná tó dúró ṣinṣin látàrí àti tún ayé àwọn ọmọ Nàìjíríà ṣe. “Ó ti pẹ́ tí ètò Àjọ dídá ti jẹ́ ògúnná-gbòǹgbò ọ̀nà ìfowópamọ́ gbẹ̀fẹ́ ẹlẹ́jẹ̀wọ̀n tí ó ń fa ìgbẹ́kẹ̀lé àti ìmúdúró àwùjọ. Ṣùgbọ́n ṣá, àwọn ìṣe ìgbà pípẹ́ yìí ti nílò ìmúgbèrú dígítà láti lè bá ayé òde-òní mu. LibertyPay lo àǹfààní yìí pẹ̀lú àjọṣepọ̀ àwọn òṣìṣẹ́ ilé-iṣẹ́ láti bẹ̀rẹ̀ ìgbà titun tí ó ní i ṣe pẹ̀lú ìpínd-ìṣúná-dọ́gba àti ìrónilágbára tí kò ní kàn mú ìgbésẹ̀ ìfowópamọ́ ṣiṣẹ́, ṣùgbán tí yóò jẹ́ dá kún àkóyawọ́ ìṣúná àti ìṣirò-jábọ̀ láti ọwọ́ gbogbo ẹgbẹ́, ” Otimeyin ṣàlàyé. Ó tẹ̀síwájú pé, ‘‘ní pàtó, à ń ró àwọn alájọ lágbára pẹ̀lú ẹ̀rọ ìsanwó ọjà tó lé ní 1000 èyí tí ó ṣe é lò pẹ̀lú títẹ *347*180*4#. Àwọn ẹ̀rọ yìí mú kí ó rọrùn fún àwọn alájọ láti ṣe àkóso àkójọ àjọ dídá àti owó gbígbà, èyí tí ó wọ́gi lé wàhálà ìwé lílò. Pẹ̀lú bí àwọn alájọ yìí ṣe ń dákún ìṣílọ sí Àjọ oní-díjítà, à ń retí àjọ dídá oní-díjítà tó tó bílíọ́nù márùn-ún náírà lósù tàbí èyí tó tó mílíọ́nù $5.5 tó wú ni lórí. Ìṣípòpadà ńlá yìí ṣetán láti mú ìgbàwọnú ètò ìṣúná gbòòrò fún àwọn ẹ̀ka iṣẹ́-gbẹ̀fẹ́ ní Nàìjíríà.” Ẹ̀wẹ̀, LibertyPay ti kéde Nosiru Sonoiki gẹ́gẹ́ bí Adarí Ètò Iṣẹ́ titun fún ilé-iṣẹ́ náà. Nosiru ti fi ìgbà-gbogbo ṣe àfihàn ìfarajìn tí ó gbọn-n-gbọ́n àti ipá tó lámì láti dákún àjọṣepọ̀ tó dán mọ́rán lásìkò tó wà lórí àga-ìṣàkóso, pàápàá jùlọ gẹ́gẹ́ bí Adarí Àjọ Ìfowópamọ́ àti Ìdàgbàsókè Òko-òwò. Ní ipò rẹ̀ titun yìí, Nosiru Sonoiki yóò máa darí akitiyan láti mú Ajọ oní-díjítà ti LibertyPay dàgbà pẹ̀lú gbogbo ohun àìgbọdọ̀-má-ṣe. Bí àtúnṣe ṣe ń dé bá LibertyPay yìí, ó tọ́ ká kíyèsí pé Báńkì Àpapọ̀ Nàìjíríà tètè mọ rírì ipa rẹ̀ nínú ètò yìí, èyí tó mú kí wọ́n fún un ní àmì-ẹ̀yẹ AIP labẹ́ ìsọ̀rí supernatant ní oṣù kìn-ín-ní 2023. Èyí kéde ọjọ́-iwájú tó dára fún LibertyPay gẹ́gẹ́ bí ó ṣe gba ààyè titun nínú ètò tó ní í ṣe pẹ̀lú ìgbàwọnú ètò ìsúná fún àwọn ọmọ Nàìjíríà.","ILibertyPay Revolutionising Ekumkhakha Ongahleliwe waseNigeria enama-Innovative Ajo Digital Card ayizi-150,000 …… Iqashe uNosiru Sonoiki Njenge-Chief Operating Officer ILibertyPay, iyibrendi engungqa phambili yokukhokha ngensiza edijithali nebhrendi yokuhambisa imikhiqizo yaseNigeria yenze iqoqo le-AJO lokuthengisa amasekeni (thrift) laba dijithali futhi lahlelwa ngokusemthethweni kanye nokonga okuncane okunohlelo olusebenza kahle lokukhipha amakhadi edijithali angaphezu kwezi-150,000 kumakhasimende ahlukahlukene abamba iqhaza emaqenjini e-ajo kulo lonke elaseNigeria ngekota yokugcina ka-2023. Lokhu kwedijithali kwe-LibertyPay okusha kwe-AJO, iqoqo lobudala obude kanye nohlelo lokonga oluncane e-Nigeria kusethelwe ukuthuthukisa imiphakathi, ukukhuthaza ukungabandlululi kwezezimali, ukushintsha ukuphila kuyilapho kuqinisekisa uhlelo oludijithali oluvumelana nesimanjemanje. Ngokusho kuka-Igbene Otimeyin, Isikhulu Esingumlawuli Oyinhloko seLibertyPay, ngenxa yokusungulwa kwe-AJO, inkampani ibona ukuthuthuka okungaphezu kwamaphesenti angu-150 ekuqoqweni kwemali okulondolozwayo kwabaqoqi bendabuko bokuthenga amasekeni abavela kubahlanganyeli be-AJO, uhlelo olulula kakhudlwana, olufinyeleleka nolusobala kanye nokuqina okuphephile kwezezimali okuhloswe ukuguqula izimpilo zabantu baseNigeria. “Uhlelo lwendabuko lwe-AJO sekuyisikhathi eside iyisisekelo sokonga okuncane okungakahleliwe nokulungiselela ukuthengwa kwamasekeni ngendlela engahlelekile yokukhuthaza ukwethembana nokuhlangana komphakathi. Nokho, lezi zndlela zokwenza zakudala bezilokhu zidinga ukulungiswa ngokuphathelene nezedijithali ukuze zihambisane nomhlaba wesimanjemanje. ILibertyPay isebenzisa leli thuba ngokubambisana nabenza lo msebenzi embonini ukuze ilethe inkathi entsha yokungacwasi ngokuphathelene nezezimali kanye nokuhlomisa okungezokwenza kuphela inqubo yokonga ingagcini nje ngokwenza kube lula kodwa futhi iqinisekise ukuthi bonke ababambisene bangafihlelani lutho ngokwezezimali kanye nokwenza okuvunyelwane ngakhokuchaza u-Otimeyin. Uqhubeke wathi, “sihlomisa ngokuqondile abaqoqa nge-AJO ngemishini engaphezu eyi-1,000 Yokuthengiselana (Point of Sale) okungeneka kuko ngokushaya u-*347*180*4#. La madivayisi anika abaqoqi amandla okwengamela kalula imali efakwayo kanye nokukhishwa kwemali, aqede isidingo sokugcina amabhuku esesimweni esifanele okunzima. Ngenxa yokuthi laba baqoqi abasiza ukushintshela ku-AJO yedijithali, silindele iqoqo lokuthenga ngamasekeni ngezedijithali (thrift) lezigidigidi ezingu-N5 nyanga zonke noma izigidi ezingu-$ 5.5 obabazeka kakhulu. Le nguquko enkulu kuhlelwe ukuthi inike amandla kakhulu ukungacwasi ngokwezezimali komkhakha ongahleliwe waseNigeria.” Kusenjalo, iLibertyPay imemezele uNosiru Sonoiki njengeSikhulu Esingumlawuli Oyinhloko esisha senkampani. UNosiru ubelokhu ekhombisa ukuzinikela okungefaniswe kanye nekhono elimangalisayo lokwakha ukubambisana ngendlela ebalulekile phakathi nesikhathi sakhe sokusebenza, ikakhulukazi njengeNhloko ye-Agency Banking and Business Development. Endimeni yakhe entsha, uNosiru Sonoiki uzobe ehola umzamo wokulinganisa umkhiqizo odijithali we-LibertyPay we-AJO ngazo zonke izinto ezenziwayo. Njengoba iLibertyPay iqhubeka nokuqhamuka nezinto ezintsha, kuyaphawuleka ukuthi i-Central Bank of Nigeria (CBN) yaqaphela ukuthi ingaba khona ekuqaleni kwalo msebenzi, yawunikeza i-AIP ngaphansi kwesigaba esiphakeme ngoMasingana ka-2023. Lokhu kumemezela ikusasa elithembisayo le-LibertyPay njengoba ingena emikhakheni emisha wokungacwasi ngokwezezimali kubantu baseNigeria."
+"የውሂቡ መድረክ፣ Statisense፣ ብራንዱን ከንደገና በመቀየር እና የ AI ውድድርን ለመቀላቀል ካፒታሉን ያሳድጋል ከጊዜ ወደ ጊዜ እየተሻሻለ ባለው የመረጃ ቴክኖሎጂ አሁንታዊ ገጽታ፣ ስታቲሰንስ የተባለው ግንባር ቀደም የመረጃ ኩባንያ፣ በመላው አፍሪካ ያሉ የንግድ ሥራዎችን ለማጎልበት የተነደፈውን የሠውሰራሽ አዋቂ (AI) መድረኩን መጀመሩን አስታውቋል። ቀደም ሲል በመረጃ እይታ እና በአማካሪ አቅርቦቶች የሚታወቀው ስታቲሴንስ በአለም አቀፍ ደረጃ እያደገ ያለውን እድል በመጠቀም ወደ ሰውሰራሽ ልህቀት ስልታዊ እንቅስቃሴ ቀይሯል። አጠቃላይ የመረጃ አሁንታዊ ገጽታ አፍሪካ ከሚገጥሟት ትልቅ ፈተናዎች አንዱ መረጃውን በማደራጀት በንግዶች፣ በመንግስት እና በሸማቾች በፍጥነት ውሳኔ መስጠት በሚያስችል መልኩ ማቅረብ አለመቻሉ ነው። ስለሆነም፣ ሙሉ በሙሉ ተቀባይነት ካገኘ፣ Generative and Analytical AI አፍሪካን ከተቀረው ዓለም ጋር እኩል ለማድረግ፣ የተለያዩ ዘርፎችን እንደ ጤና አጠባበቅ፣ ፋይናንስ፣ ማንነት፣ ገበያ፣ ትምህርት እና ሌሎችም ባሉ የተጠቃሚዎች ገጽታ ላይ በመረጃ ፈጠራ በመቀየር የእኩልነት ውጤትን ያሳያል። ወደ ሠውሰራሽ አዋቂ (AI)በማደግ ላይ እስካሁን ከ500 ሚሊዮን በላይ እይታዎች በዲጂታል ቻናሎች እና ከ150,000 በላይ የደንበኝነት ተመዝጋቢዎች ያሉት፣ስታቲሴንስ( Statisense) በናይጄሪያ ቀዳሚ የመረጃ እይታ ኩባንያ ነው፣ የውሂብ መጋራት አገልግሎቱ ከሸማቾች እስከ ንግድ መሪዎች፣ የኢንዱስትሪ ካፒቴኖች እና የመንግስት ተቋማት ሁሉምንም ይከተላል። ነገር ግን፣ በሠውሰራሽ አዋቂ (AI) የተሠሩ ትንታኔዎች ፍላጎት እየጨመረ በመምጣቱ፣ ስታቲሴንስ( Statisense) ከመረጃ መጋራት እና ምስላዊ እይታ ወደ ሠውሰራሽ አዋቂ (AI) ኦሚኒቻናል (omnichannel) ለቢዝነስ፣ ለገንቢዎች ክፍት የሆኑ የመተግበሪያ ፕሮግራሚንግ ገፅታ (API) እያደገ ነው። የምርቶች ኃላፊ የሆነችው ሪሃናት አሞ ስለ ሽግግሩ ስትጠየቅ: ""ከመረጃ አሰባሰብ እና ምስላዊነት ባሻገር ለዕለት ተዕለት ንግዶች የለውጥ መሳሪያዎችን ለማቅረብ እድል አይተናል ብላለች። በእኛ በእጅ-የተገነቡ ሠውሰራሽ አዋቂ (AI) መሳሪያዎች በአፍሪካ ላሉ ንግዶች የመጫወቻ መጽሃፉን እንደገና ይገልፃሉ ብለን እናምናለን። www.statisense.co የስታቲሴንስ( Statisense) አቀራረብ የስታቲሰንስ አዲሱ ሠውሰራሽ አዋቂ (AI) መፍትሄ በባንኪንግ፣ ኢንሹራንስ፣ የማንነት ግኝት፣ የ��ይናንሺያል ገበያ ግንዛቤዎች፣ የሰነድ ትንተና ወዘተ ባሉ ችግሮች ላይ ያተኩራል። ጁድ ፍራንሲስ፣ CTO Statisense፣ በዚህ ላይ ያብራራል ""ማንኛውንም የውሂብ ስብስብ ወደ ውይይት፣ የኢንዱስትሪ ደረጃ ዘገባዎች እና ፈጣን መረጃዎች ለመለወጥ የሚረዳ መድረክ እያቀረብን ነው ለምሳሌ ከብዙ አጠቃቀማችን ጉዳዮች በአንዱ፣ ሞዴላችንን መስራት እንድንችል አሰልጥነናል፤ የፋይናንሺያል ሪፖርቶች ስሜት እና የBig Four አማካሪ በሚያደርገው መንገድ ከሱ ግንዛቤዎችን መፍጠር፣ ሁሉም በጥቂት ሰከንዶች ውስጥ።"" በአሁኑ ጊዜ በተመረጠው ቤታ(beta) ውስጥ፣ስታቲሴንስ( Statisense) እንደ የተበዳሪ ግንዛቤዎች፣ የገበያ ትንተና ለንግድ እና ውሳኔ አሰጣጥ፣ የክፍያ መጠየቂያ እና የክፍያ ግንዛቤዎች፣ የክሬዲት ሞዴሊንግ፣ የፖርትፎሊዮ ግንዛቤዎች፣ ወዘተ ያሉ የኢንዱስትሪ አጠቃቀም ጉዳዮችን ኢላማ ያደርጋል። የእድገት ዒላማ ""በሶስት አመታት ውስጥ፣ በአፍሪካ ውስጥ እንደ የውሂብ ግንዛቤዎች እና AI በንግድ ቦታ ላይ እንደ ምድብ መሪ ሆኖ መታየት እንፈልጋለን፣ ይህም ለደንበኞቻችን እና ለባለሀብቶች ዋጋ በማምጣት ይህንን ወደ ዓለም አቀፋዊ ንግድ እንድንለውጥ ደግፈናል"" የStatisense ተባባሪ መስራች የሆነው ፣ ፌሚ ቤዲጄ ፣ ሲል በሙሉ ልብነት ተናግሯል። ስታቲሴንስ( Statisense) ይህንን ማውጣት ከቻለ፣ በአህጉሪቱ የመረጃ ትንተና እና ሠውሰራሽ አዋቂ (AI) በዝግመተ ለውጥ ውስጥ ትልቅ ምዕራፍ ያመላክታል፣ ይህም ንግዶችን በማስተዋል ላይ የተመሰረተ ስኬት አዳዲስ ደረጃዎችን እንዲያሳኩ ያስችላቸዋል። በመዝጊያው ላይ፣ ፌሚ ምንም እንኳን የሠውሰራሽ አዋቂ (AI) ሽግግር ቢኖረውም፣ ስታቲሴንስ የፍሪሚየም ማክሮ ኢኮኖሚክ ግንዛቤ አገልግሎቱን በማህበራዊ ቻናሎቹ ለመቀጠል ቁርጠኛ መሆኑን በድጋሚ ተናግሯል። ""በመጀመሪያ ደረጃ እዚህ ያደረሰንም ይህ ነው፣ እና የተሻሻለው የ AI መድረክ በእኛ የውሂብ አገልግሎታችን ላይ ለተጠቃሚዎች ለማቅረብ ብቻ ይረዳል።"" ስለ ስታቲሴንስ( Statisense) ስታቲሴንስ( Statisense) ለንግዶች፣ ሸማቾች እና መንግስታት መረጃዎችን እና ሰነዶችን ለማቃለል ወደ ሠውሰራሽ አዋቂ (AI) መጠቀም የሚሸጋገር መሪ የመረጃ ኩባንያ ነው። ለተጨማሪ ዝርዝሮች፡ ይህን www.statisense.co ይጎብኙ","Data platform, Statisense, rebrands and raises capital to join the AI Race In the ever-evolving data technology landscape, Statisense, a leading data company, announced a major transition and launch of its AI platform designed to empower businesses across Africa. Previously known for its data visualization and consulting offerings, Statisense has made a strategic move into Artificial intelligence, capitalizing on the growing opportunity globally. General Data Landscape One of the biggest challenges Africa faces is its inability to organize and present its data in a way that decisions can be made quickly by businesses, governments and consumers. Consequently, if wholly adopted, Generative and Analytical AI presents an equalizing effect to bring Africa at par with the rest of the world, transforming various sectors with data innovation across consumer landscapes like healthcare, finance, identity, markets, education, and more. Evolving into AI With over 500 million impressions across digital channels so far and a subscriber base running over 150,000, Statisense is the leading data visualization company in Nigeria, with its data sharing service followed by everyone from consumers to business leaders, industry captains and government institutions. However, with demand for AI-driven analytics on the rise, Statisense is evolving beyond data sharing and visualization into an AI omnichannel for Businesses, with open APIs for developers. When asked about the transition, Rihannat Amoo, Head, Products said: “We saw an opportunity beyond data collection and visualization, to provide transformational tools for everyday businesses. We believe our custom-developed AI tools will redefine the playbook for businesses across africa.” www.statisense.co The Statisense Approach Statisense's new AI solution will focus on problem areas in Banking, insurance, Identity discovery, Financial markets insights, document analysis etc. Jude Francis, CTO Statisense, elaborates on this “We are providing a platform that helps convert any dataset into conversation, industry grade reports and instant infographics For example, in one of our many use cases, we have trained our model to be able to make sense of financial reports and generate insights from it the way a Big Four consultant would, all within a few seconds.” Currently in selective Beta, Statisense will also be targeting specific industry use cases like borrower insights, market analysis for trading and decisioning, invoice and payment insights, credit modeling, portfolio insights, etc. Growth Target “In three years, we want to be seen as the category leader in Africa for data insights and AI in the business space, bringing value to both our customers and investors, who have backed us to turning this into a global business”, Femi Bejide, Co-founder Statisense, confidently projects. If Statisense is able to pull this off, it will mark a significant milestone in the evolution of data analytics and AI on the continent, empowering businesses to achieve new levels of insight-driven success. In closing, Femi also reiterates that despite its AI transition, Statisense remains committed to continuing its freemium macroeconomic insights service through its social channels. “It is what got us here in the first place, and our improved AI platform will only help deliver more on our data service to consumers”. About Statisense Statisense is a leading data company transitioning into using AI to simplify data and documents for businesses, consumers and governments. For more details: visit www.statisense.co","Kafar Bayanai ta Statisense ta sake fasali da kuma tara kuɗaɗe domin shiga gasar Fasahar kwamfuta. A wani yunƙuri na fasahar bunƙasa data, Kamfanin Statisense, wanda kamfani da ke kan gaba harkar data, ya sanar da manyan sauye-sauyensa da ƙaddamar da fara amfani da kafarsu ta Fasahar Kwamfuta da aka tsara domin tallafa wa kasuwanci a ɗaukacin nahiyar Afirka. Kamfanin Statisense da a baya ya yi shuhura wajen samar da data da kuma tuntuɓa, ya shiga fagen fasahar kwamfuta da azancin ɗan Adam, da nufin bayar da muhimmanci a kan bunƙasa damarmaki a duniya gaba ɗaya. Tsarin matakin data na gaba ɗaya. Ɗaya daga cikin manyan ƙalubale nahiyar Afirka ta ke fuskanta Ita ce gazawarta na tsarawa da gabatar da datarta, ta yadda za a yanke shawarar da ta shafi kasuwanci da gwamnatoci da kwastomimi cikin gaggawa. Saboda haka, idan aka ɗabbaƙa tsarin Fasahar Kwamfuta ka iya daidaita nahiyar Afirka da sauaran sassan duniya da kuma kawo sauyi a sauran ɓangarori, inda za a riƙa amfani da data a abubuwan da suka shafi abokan kwastomomi, kamar lafiya da hada-hadar kuɗi da kasuwa da ilimi da sauaransu. Tsunduma a cikin Fasahar Kwamfuta A yanzu fiye da miliyan 500 ne suka nuna sha'awa a ɗaukacin hanyoyin intanet da kuma tsarin mabiya da ke da sama da mutane 150,000, inda Kamfanin Statisense ke kan gaba a hidimarsa ta sadar da data a Nijeriya da ta haɗa tun daga kan kwastomomi da shugabannin kasuwanci da manyan masu masana'antu da hukumomin gwamnati. Sai dai, saboda buƙatar da ke ƙ aruwa ta fasahar kwamfuta, Kamfanin Statisense ya ƙara gaba-gaba fiye da sadar da data da nuna hotuna zuwa ga amfani da fasahar kwamfuta wajen kasuwanci ta hanyar amfani da API. A lokacin da aka tambayi Rihannat Amoo, Shugabar ɓangaren samar da haja, dangane da sauya tsari,sai ta ce:""mun samu dama fiye da ta sadar da data da hotuna da ta tattara bayanai zuwa ga samar da sauye-sauye domin harkokin kasuwancin yau da kullum. Mun yi ammana cewa tsarin kayan aikinmu na fasahar kwamfuta zai sake bayyana kundin dabarun aiki da kuma tsarin aiki ga harkokin kasuwanci a ɗaukacin ƙasashen Afrika.""www.statisense.co Tsarin kamfanin Statisense. Sabuwar hanayar fasahar kwamfuta da Kamafanin Statisense runguma, zai mayar da hankali ne a ɓangarori masu matsala da suka haɗa da banki da inshora da binciko ainihin abu da bayanan kasuwannin hada-hadar kuɗaɗe da kuma bayanan kundaye da sauransu. Jude Francis wanda shi ne Jami'in Sashen Kula da Fasaha na kamfanin Statisense, ya yi ƙarin haske a kan hakan, inda ya ce, "" muna samar da kafofi da suke taimakawa wajen juya bayanai zuwa hira da rahotannin matsayin masana'anta da kuma zanen-zanen sanarwa, misali a ɗaya daga cikin abubuwan da muka yi, mun horar da ma'aikatanmu yadda za su iya gano bayanan hada-hadar kuɗaɗe da kuma yin hasashe, kamar yadda manyan sauran kamfanonin ƙwararru ke yi, duka a cikin 'yan sakanni"". A yanzu haka, a cikin manhajojin na'urar da aka zaɓa kuma suke daf da fara aiki, Kamfanin Statisense zai nufi abun da za a iya amfani da shi, kamar yadda mai aro zai yi da bayanan kasuwa domin kasuwanci da yanke shawara da yakardun siyan kaya da biyan kuɗaɗe da samfurin saka kuɗi da sauransu. Hangen Bunkasawa Femi Bejide, guda cikin waɗanda suka samar da Kamfanin Statisense ya bayyana cewa, ""A cikin shekaru uku, muna son mu kasance a matsayin na gaba-gaba a wannan rukuni a nahiyar Afirka wajen bayanan data da kuma fasahar kwamfuta a ɓangaren kasuwanci da samar da riba ga abokan kasuwancimu da masu zuba jari, waɗanda suka dafa mana wajen sauya wannan abu zuwa ga matsayin kasuwanci na duniya"". Matuƙar Kamfanin Statisense ya iya nasarar samar da waɗannan, zai matuƙar bunƙasa wajen tsattsefe bayanai da kum fasahar kwamfuta a nahiyar, inda zai tallafa wa kasuwanci wajen samun nasarar kaiwa mataki na gaba. A ƙarshe, Femi ya sake jaddada cewa, duk da sauyin zuwa fasahar kwamfuta, Kamfanin Statisense ya duƙufa wajen samar da ci gaba da ayyukansa ta kafofin sada zumunta. ""Wannan shi ne abin da ya kawo mu nan tun fari, kuma ingantacciyar kafarmu ta fasahar kwamfuta za ta taimaka mana wajen ayyukanmu na data ga abokan kasuwanci"". Tarihin Kamfanin Statisense Kamfanin Statisense na gaba-gaba a harkar data, inda ya sauya zuwa amfani da fasahar kwamfuta wajen sauƙaƙa data da kuma kundayen kasuwanci da na masu amfani da haja da kuma gwamnati. Domin ƙarin bayani: ziyararci www.statisense.co","Jukwaa la Data, Statisense, inarajimisha tena na kuibua mtaji kwa ajili ya kujiunga mbio za Ai. Katka mazingira ya teknolojia ya data yanayoendelea kubadilika, Statisense, kampuni iongozayo kwa data, ilitangaza badiliko kubwa na kutambulisha jukwaa lake la AI lililosanifiwa kuwezesha biashara Afrika kote. Awali ilijulikana kwa ajili ya uchambuzi wake wa data kutoa muonano, Statisense imefanya kihamo cha kimkakati kwenda kwenye Akili Mnemba, ikilenga kukuza fursa kimataifa. Mazingira ya Data ya Jumla. Moja ya changamoto kubwa sana zinazoikabili Afrika ni kutokuwa kwake na uwezo wa kupanga na kuwasilisha data zake kwa namna ya kwamba maamuzi yanaweza kufanywa kwa haraka na wafanyabiashara, serikali na wateja. Kwahiyo, kama inapitishwa kabisa, Uzalishaji na Uchambuzi AI huwasilisha athari msawazo ili kuileta Afrika kwenye usawa na ulimwengu wote, kubadilisha sekta mbalimbali kwa uvumbuzi wa data kupitia mazingira yote ya mteja kama huduma za afya, fedha, vitambulisho, masoko, elimu, na zaikdi. Kubadilika kuwa AI. Kwa kuvutiwa na zaidi ya chaneli zote za kidigiti milioni 500 na msingi wa wafuatiliaji wanaofikia zaidi ya 150, 000, Statisense ni kampuni inayoongoza kwa uchambuzi wa data nchi Nigeria, pamoja na huduma yake ya ushirikishaji wa data ikifuatiliwa na kila mmoja kuanzia watumiaji hadi viongozi wa biashara, Viongozi wa viwanda na taasisi za serikali. Hata hivyo, kwa uhitaji wa uchambuzi wa AI, Statisense inabadilika kwenda mbali zaidi kwenye ushirikishaji wa data na uchambuzi kwenda kwenye chaneli zote za AI kwa ajili ya wafanyabiashara, pamoja na ufunguaji wa Apls kwa watengenezaji. Alipoulizwa kuhusu mabadiliko hayo, Rihannat Amoo, Mkuu wa Bidhaa alisema: tuliona fursa zaidi ya ukusanyaji data na uchambuaji, kutoa zana aza mabadiliko kwa kila siku. Tunaamini desturi iliyotengenezwa vifaa vya AI itafafnua upya kitabu cha muongozo kwa wafanyabiashara Afrika kote.� www.statisense.co Mbinu ya Statisens. Mpango mpya wa Statisense utalenga kwenye maeneo ya matatizo kwenye Benki, bima, ugunduzi wa kitambulisho, ufahamu wa soko la fedha, Uchambuzi nyaraka nk. Jude Francis, CTO wa Statisense, anaelezea hili, Tunatoa jukwaa ambalo linasaidia kubadilisha seti data yoyote kuwa mazungumzo. Kwa sasa katika Beta mahususi, Statisense pia itakuwa ikilenga kesi mahususi za matumizi ya sekta kama vile maarifa ya mkopaji, uchanaganuzi wa soko kwa ajili ya biashara na maamuzi, ankara na maarifa ya malipo, uundaji wa mikopo, maarifa ya kwingineko, n.k. . Lengo la ukuaji. Miaka mitatu, tunataka tuonekane kama kategoria kiongozi Afrika kwa ajili ya utambuzi wa data na AI kwenye seheu ya biashara, kuleta thamani kwa pande zote mbili za wateja wetu na wawekezaji, ambao wametutegemea sisi kwenye kugeuza hili kwenye biashara kimataifa, Femi Bejide, mwanzilishi mwenza wa Statisense, miradi ya kuiamini. Kama Statisense itaweza kuyafanya yote hayo, itapiga hatua kubwa kwenye mageuzi ya uchambuzi wa data na AI barani, kuwezesha biashara kufikia hatua mpya ya utambuzi kuelekea mafanikio. Kwa kumalizia, Femi pia anasisitiza kwamba ukiachilia mbali mabadiliko ya AI, Statisense inaendelea kujitoa kuendeleza huduma za utambuzi wa masuala ya uchumi bure kupitia chaneli zake za kijamii. Ni jambo ambalo tulilipata hapa kwenye pahala pa kwanza, na jukwaa letu bora la AI litasaidia tu kutoa huduma za data zaidi kwa watumiaji. Kuhusu Statisense. Statisense ni kamouni ya data inayoongoza imebadilisha kwenda kwenye kutumia AI kurahisisha data na nyaraka kwa ajili ya biashara, watumiaji na serikali. Kwa taarifa zaidi: tembelea www.statisense.co","Ìkànnì dátà, Statisense, títún nǹkan ṣe àti wíwá owó láti fi darapọ̀ mọ́ ìran AI Ní àwùjọ tí ìyípadà ọ̀tun ń dé bá ìmọ̀ ẹ̀rọ, Statisense, ilé-iṣẹ́ tí ó ń jẹ́ aṣáájú fún dátà, kéde ìyípadà tí ó làmìlaaka àti ìfilọ́lẹ̀ ti ìkànnì Al tí a ṣètò láti ró okòwò lágbára jákèjádò ilẹ̀ Adúláwọ̀. TÍ a mọ tẹ́lẹ̀ fún lílo dátà onírúurú àwòrán àti fífi ààyè sílẹ̀ fún bíbéèrè ohun kan, Statisense ti gbé ìgbésẹ̀ tí ó létò nínú òye àtọwọ́dá, gbígbé ara lé ànfààní tí ó �� dàgbà sókè làgbáyé. Àlà-ilẹ̀ dátà gbogbogbò Ọ̀kan lára ìpènìjà ńlá tí Áfíríkà ń kojú ni àìlè ṣètò àti ṣe àfihàn dátà rẹ̀ ní ọ̀nà tí yóò mú ìpinnu tètè di ṣíṣe kíákíá fún àwọn olókòwò, ìjọba, àti àwọn oníbàárà. Nítorí náà, tí a bá gbà á wọlé tọwọ́tẹṣẹ̀, AI tí ó máa ṣẹ̀dá tí ó sì máa ń ṣàlàyé fún ni ní àwọn ipa tí ó kún ojú òṣùwọ̀n láti mú Áfíríkà ní iyebíye ohun tí ojú pẹ̀lú àwọn tó kù lágbàáye, èyí tí ó ń mú àyípadà dé bá oríṣìíríṣìí ẹ̀ka pẹ̀lú dátà tuntun tí a ṣẹ̀dá láàárín àwọn àlà-ilẹ̀ oníbàárà bí i ètò ìlera, ètò -ìsúná, ìdánimọ̀, ọjà, ètò ẹ̀kọ́, àti púpọ̀ bẹ́ẹ̀. Wíwọ inú AI Pẹ̀lú ìpètepèrò 500 mílíọ̀nù jákèjádò ìkànnì ayélujára bí a ṣe ń sọ̀rọ̀ àti orísun àwọn tí wọ́n ń fẹ́ ètò náà tí ó ti ń ju 150, 000, Statisense jẹ́ ilé-iṣẹ́ ní Nàìjíríà tí ó jẹ́ aṣáájú nínú irúfẹ́ dátà tí à ń lo orísìírísìí àwòrán, pẹ̀lú ètò pínpín dátà tí ọ̀pọ̀ ènìyàn ń tẹ̀lé láti orí àwọn oníbàárà sí àwọn adarí okòwò, àwọn aṣojú ilé iṣẹ́, àti àwọn ilé-iṣẹ́ ìjọba. Síbẹ̀síbẹ̀, pẹ̀lú ìbéèrè fún ṣíṣe àlàyé tí AI fún ní agbára tí ó gòkè, Statisense ń yí kọjá pínpín dátà àti ìlò àwòrán sínú ìkànnì AI fún àwọn okòwò pẹ̀lú APIs tí ó ṣí sílẹ̀ fún àwọn tí wọ́n ń ṣẹ̀dá rẹ̀. TÍ wọ́n bá bi mí nípa ìyípadà, Rihannat Amoo, olórí, ohun èlò sọ pé: ""A rí ànfààní tí ó kọjá gbígba dátà jọ àti ìlò àwòrán, láti pèsè àwọn ohun èlò tí ó máa ń mú ìyípadà débá àwọn okòwò ojoojúmọ́. A gbàgbọ́ pé àwọn ohun èlò fún AI wa tí a ṣẹ̀dá lọ́nà ìṣe yóò fún ìwé ìṣeré wa ní ìtumọ̀ tuntun fún àwọn okòwò jákèjádò Áfíríkà.""www.statisense.co Ìlànà ti Statisense Ìyanjú Statisense tuntun ti AI yóò dojúkọ àwọn ìṣòro ní agbègbè fífi owó pamọ́ sí ilé -ìfowópamọ́, ìṣèdúró, ṣíṣe àwárí ìdánimọ̀, ìfojúsùn sínú ọjà ètò -ìsúná, ṣíṣe àtúpalẹ̀ ìwé tí ń ṣe àfihàn èrò àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. Jude Francis, òṣìṣẹ́ tí ó jẹ́ olórí fún ìmọ̀ ẹ̀rọ ní Statisense, yànyànná eléyìí, ""À ń pèsè ìkànnì tí yóò máa ṣe ìrànwọ́ láti ṣe àyípadà sí àwọn ohun tí ó jẹ́ dátà sí ìtàkùrọ̀sọ, ìròyìn ipele ilé-iṣẹ́ àti àwọn àwòrán ohun tí ó ń fún ni ní ìròyìn ní kánkán bí àpẹẹrẹ, nínú ọkàn nínú àwọn ìṣẹ̀lẹ̀ púpọ̀ tí ó ti ṣẹlẹ̀, a ti kọ́ àwọn aláwòṣe wa láti máa ṣe ohun tí ó ṣe fi ń yangàn nínú ìròyìn àti ṣe àwárí àfojúsùn láti ọ̀nà ètò ìsúná ní ọ̀nà tí àwọn tí à ń béèrè ìtọ́nisọ́nà lọ́wọ́ wọn ní Big Four á lè ṣé, gbogbo rẹ̀ láàárín ìṣẹ́jú àáyá."" Lọ́wọ́lọ́wọ́báyìí nínú àṣàyàn Beta, Statisense yóò máa lépa àwọn ẹjọ́ tí ilé-iṣẹ́ kọ̀ọ̀kan ti lò bíi yíyá àfojúsùn, ṣíṣe àlàyé lórí ọjà fún káràkátà àti ìpinnu ṣíṣe, àfojúsùn fún gbígba ìwé tí ó ṣàfihàn irúfẹ́ ìdúnàdúrà tí ó wáyé láàárín ẹni tí ó ra nǹkan àti ẹni tí ó tà á àti owó sísan, gbígba owó aláwòkọ́ṣe, àfojúsùn ìdókòwò tí ẹnìkan dìmú, àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. Àfojúsùn ìdàgbàsókè Láàárín ọdún mẹ́ta, a fẹ́ kí wọ́n máa rí wa gẹ́gẹ́ bí i adarí ìsọ̀rí ní Áfíríkà àti AI ní inú okòwò, tí yóò máa bùkún iyì fún àti àwọn oníbàárà àti àwọn olùdókòwò, tí wọ́n ti tìwá lẹ́yìn láti yí èyí padà sí okòwò àgbáyé, ""Fẹ́mi Béjídé, ẹni tí ó jẹ́ ọ̀kan lára olùdásílẹ̀ Statisense, sọ o pẹ̀lú ìgboyà. Tí Statisense bá lè mú èyí kúrò, yóò jẹ́ àmì ohun tí ó làmìlaaka nínú ìyípadà tí ó débá ṣíṣe ìtúpalẹ̀ dátà àti AI lórí orílẹ̀-èdè, ríró okòwò lágbára láti gba ipele tuntun èyí tí àti ṣe àṣeyọrí jẹ́ ohun tí ó ń fún àfojúsùn lágbára. Ní ìkádìí, Fẹ́mi tún sọ pé pẹ̀lú gbogbo ìṣípò padà AI, Statisense sì jẹ́ olódodo sí títẹ̀ síwájú nínú ètò rẹ̀ tí ó jẹ́ ọ̀fẹ́ fún ètò ọrọ̀ ajé tí ó kan gbogbo ètò àfojúsùn orílẹ̀-èdè nípasẹ̀ àwọn ìkànnì tórọ́fọ́nkálé rẹ̀. ""Ohùn ni ohun tí ó gbé wa débi lọ́nà àkọ́kọ́ àtúnṣe tí ó ti dé bá ìkànnì AI wa yóò ṣe ìrànwọ́ láti máa ṣe ìjíṣẹ́tí yóò pọ̀ fún ètò dátà fún àwọn oníbàárà."". Nípa Statisense Statisense jẹ́ ilé-iṣẹ́ tí ó jẹ́ aṣáájú fún dátà tí ó ń ṣe ìṣípòpadà sínú lílo AI láti mú ìdẹ̀rùn bá dátà àti àwọn ìwé èrò fún olókowò, oníbàárà àti ìjọba. Fún àlàyé lẹ́kùn-ún rẹ́rẹ́: Ẹ kan sí www.statisense.co","Isithangami sedatha, i-Statisense, silungise ibhrendi yaso sase sihlanganisa imali ukuze sihlanganyele ku-AI Race Esimweni sesobuchwepheshe bedatha esishintsha njalo, i-Statisense, inkampani engungqa phambili yedatha, yamemezela izinguquko ezinkulu nokwethulwa kwesithangami sayo se-AI eklanyelwe ukuhlomisa amabhizinisi e-Afrika yonkana. Phambilini yayaziwa ngokubukwa kwedatha nokuhlinzekwa kokubonisana (consulting), iStatisense yenze isinyathelo esinamasu ku-Artificial intelligence, isebenzisa ithuba elikhulayo emhlabeni jikelele. I-General Data Landscape Enye yezinselele ezinkulu i-Afrika ebhekene nazo ukuhluleka kwayo ukuhlela nokwethula idatha yayo ngendlela yokuthi izinqumo zenziwe ngamabhizinisi, ohulumeni kanye nabathengi ngokushesha. Ngenxa yalokho, uma kwemukelwa ngokuphelele, i-Generative and Analytical AI inikeza umthelela olinganayo wokwenza i-Afrika ifane nomhlaba wonke, iguqule imikhakha ehlukahlukene ngokuqhamuka nokusha ngokuphathelene nedatha ezindaweni zabasebenzisi ezinjengezempilo, ezezimali, ukuthi umuntu ungubani, izimakethe, ezemfundo kanye nokunye. Ukushintshela ku-AI Njengoba kunemibono engaphezu kwezigidi ezingama-500 eziteshini zedijithali kuze kube manje kanye nesisekelo sababhalisile esisebenza ngaphezu kuka-150,000, i-Statisense iyinkampani ehamba phambili yokuveza idatha e-Nigeria, enensiza yayo yokwabelana ngedatha elandelwa yiwo wonke umuntu kusukela kubathengi ukuya kubaholi bebhizinisi, abaphathi bezimboni nezikhungo zikahulumeni. Nokho, njengoba ukufunwa kwama-analytics aqhutshwa yi-AI kwanda, i-Statisense iguquka ngokungaphezu kokwabelana ngedatha nokubonakala kwayo ibe yi-AI omnichannel Yamabhizinisi, enama-API avuleleke kubathuthukisi. Lapho ebuzwa ngoshintsho, uRihannat Amoo, Inhloko Ebhekelele Imikhiqizo wathi: “Sibone ithuba elingaphezu kokuqoqwa kwedatha nokubukwa, lokuhlinzeka ngamathuluzi okuguqula amabhizinisi ansuku zonke. Sikholelwa ukuthi amathuluzi ethu e-AI athuthukiswe ngokwezifiso zomsebenzi othile azoyichaza kabusha i-playbook yamabhizinisi e-Afrika yonkana.” www.statisense.co Indlela Yokwenza ye-Statisense Isixazululo esisha se-Statisense se-AI sizogxila ezindaweni eziyinkinga okungamaBhange, umshwalense, Ukuthola umazisi, Ukuqonda kwezimakethe zezezimali, ukuhlaziywa kwamadokhumenti njll. UJude Francis, iCTO yeStatisense, uchaza babanzi ngalokhu “Sihlinzeka isithangami esisiza ukuguqula nanoma yikuphi ukuqoqwa kwemininingo (dataset) kwenziwe ingxoxo, imibiko yezinga lemboni kanye ne-infographics esheshayo. Isibonelo, kwesinye sezimo zethu eziningi zokusetshenziswa, siqeqeshe imodeli yethu ukuze ikwazi ukuqonda imibiko yezezimali futhi ikhiqize imibono kuyo ngendlela umeluleki weBig Four angenza ngayo, kwenzeke konke kungekapheli imizuzwana embalwa.” Njengamanje ku-Beta ethile, i-Statisense izophinde ibhekise ezimweni ezithile zokusebenzisa zemboni njengokuqonda kwababolekisi, ukuhlaziywa kwemakethe yokuhweba nokwenza izinqumo, ukuqonda ngokuphathelene nesicelonkokhelo kanye nokukhokha, ukwenza imodeli yesikweletu, ukuqonda iphothifoliyo, njll. Umgomo Ophathelene Nokukhula “Eminyakeni emithathu, sifuna ukubonwa njengabaholi kulo mkhakha e-Afrika ngokuphathelene nokuqonda imininingo ye-AI endaweni yebhizinisi, okuletha okubalulekile kubo bobabili amakhasimende ethu kanye nabatshalizimali, abaye basisekela ekuguquleni lokhu kube yibhizinisi lezinga lomhlaba wonke”, kusho ngokuzethemba uFemi Bejide, Umsunguli ngokuhlanganyela we-Statisense. Uma i-Statisense ingakwazi ukwenza lokhu, kuzoba ingqophamlando ebalulekile ekuguqukeni kokuhlaziywa kwemininingo kanye ne-AI ezwenikazi, kuzohlomisa amabhizinisi ukuba afinyelele kumazinga amasha empumelelo eqhutshwa ukuqonda. Esephetha, uFemi uphinde wagcizelela ukuthi naphezu kwezinguquko zayo ze-AI, i-Statisense ihlala izibophezele ekuqhubekeni nezinsiza zayo zama-freemium macroeconomic insight ngokusebenzisa iziteshi zayo ezivuleleke emphakathini. “Yilokho okubangele ukuthi sibe lapha kwasekuqaleni, futhi isithangami sethu se-AI sizosiza kuphela ekuletheni insiza yethu eyengeziwe yemininingo kubathengi”. Okuphathelene ne-Statisense I-Statisense iyinkampani ehamba phambili yemininingo eshintshela ekusebenziseni i-AI ukwenza lula imininingo namadokhumenti amabhizinisi, abathengi kanye nohulumeni. Ukuze uthole imininingwane eyengeziwe: vakashela ku-: www.statisense.co"
+አይኦቲ አፍሪካ ኔትወርክ ኢንጅነር አንቶኒ ኦኩየሉን ማኔጂንግ ዳይሬክተርአድርጎሹሞል። በናይጄሪያ የአይኦቲ እና የኢንዱስትሪ አይኦቲ መፍትሄዎች መሪ የሆነው አይኦቲ አፍሪካ ኔትዎርክስኢንጂነርአንቶኒኦኩየሉን ማኔጂንግ ዳይሬክተርአድርጎ መሾሙን በደስታ አስታውቋል። ኦኩየሉ በአዲሱ የስራ ድርሻው የአይኦቲ አፍሪካ ኔትወርክ የእድገት እና የፈጠራ ስትራቴጂን የመምራት ሃላፊነት አለበት። በተጨማሪም የኩባንያውን የገበያ ተደራሽነት በማስፋት እና አዳዲስ ሽርክናዎችን ማዳበር ላይም ትኩረት ያደርጋል። ኦኩየሉ ለፈጠራ እና ለደንበኞች አገልግሎት ፍቅር ያለው ተፈጥሮዊመሪ እና የቡድን መሪነው። በተጨማሪም እሱ ስኬታማ እቅዶችን በማበልጸግ እና በመተግበር የካበተ ልምድ ያለው የፕሮጀክት ስራ አስኪያጅ ነው ። ኦኩየሉ “በዚህ በሚያስደንቅ ዘመን አይኦቲ አፍሪካ ኔትወርኮችን በመቀላቀሌ ክብር ተሰምቶኛል” ብሏል ። “ኩባንያው ጠንካራ የ ስኬት መዝገብ አለው ፣ አኔም በጋራ ከዚህ የሚልቁ ነገሮችን አንደምናሳካ ሙሉ አምነት አለኝ። ከ ቡድኑ ጋር በመሆን የኩባንያውን ፈጠራ እና የደንበኞች አገልግሎት በመገንባት እና በማስቀጠል አይኦቲ አፍሪካ ኔትወርኮችን በ አፍሪካ አብይ የ አይኦቲ አና የኢንዱስትሪ አይኦቲ መፍትሄ ተመራጭ ለማድረግ አተጋለሁ ። የ አይኦቲ አፍሪካ ኔትወርኮች መስራች እና ዋና ሊቀመንበር ላሬ አዮላ ፣ ‘መሀንዲስ ኦኩየሉን ወደ አይኦቲ አፍሪካ ኔትወርኮች ቤተሰብ ስንቀበል በጥልቅ ደስተኞች ነን ብሏል። የእሱ ልምድ እና ሙያዊ እውቀት ጥቅሙ እያደግን እና ንግዶቻችንን እያሰፋን ስንሄድ ተወዳዳሪ የሌለው ይሆናል ። በ እሱ መሪነት በ አፍሪካ አይኦቲ አብዮት አይኦቲ አፍሪካ ኔትወርኮች ግንባር ቀደም ሆኖ አንደሚዘልቅ እርግጠኞች ነን ። የ አዮኦቲ አፍሪካ ኔትወርኮች ዋና ዳይሬክተር ወ/ሮ ሜላኒ አዮላ ፣ አይኦቲ አፍሪካ ኔትወርኮችን ወደ ቀጣዩ የ ፈጠራ እና የእድገት ደረጃ ለመሻገር ከ መሀንዲስ ኦኩዬሉ ጋ አጋር በመሆኔ ደስተኛ ነኝ አለች ። የሱ ሙያዊ እውቀት እና ልምድ ለ ኩባንያው ጠቃሚ ግብአት እንደሚሆን እና የበለጠ ስኬትን እንደምንጎናጸፍ እምነት እለኝ ። ኦኩየሉ የ ግንኙነት አና የ ስራ እቅድ አስተዳደር ባለሙያ ሲሆኑ በ ነዳጅ እና ጋዝ ኢንዱስትሪ ውስጥ ከ 35 አመታት በላይ ልምድ አለው ። ቀደም ሲል በነበረው ሚና በ ናይጀሪያ ፔትሮሊየም (NNPC ) ፣ በ ኤን21 ቴሌኮም እና ናፔት ቴሌኮም ሃላፊነታቸው በተወሰኑ ኩባንያኛወች እንደተረጋገጠው ንግዶችን በመምራት እና በማሳደግ ጥሩ የስኬት ታሪክ አለው ። የአይኦቲ አፍሪካ ኔትዎርኮች አዲሱ የ አስተዳደር ዳይሬክተር ሆኖ መሾሙ ለ ኩባንያው ቁልፍ አድገት ነው። የኦኩዮሉ ልምድ፣ ሙያዊ ችሎታ እና ለፈጠራ ያለው ጥልቅ ስሜት እያደገ እና እየሰፋ ሲሄድ ለ አይኦቲ አፍሪካ ኔትወርኮች ተቀሜታ ይኖረዋል ። ከ ዋና ስራ አስፈጻሚዋ ወ/ሮ ሜሊና አዮላ ጋር ያለው አጋርነትም አወንታዊ እድገት ነው ። ሚላኒ በ ኢንደስትሪው ውስጥ የተከበርች እና የላቀ ልምድ ያላት መሪ ናት ፣ እናም ከ ኦኩዮሉ ጋር ያላት ጥምረት ለ አይኦቲ አፍሪካ በይነ መረቦች ታላቅ ነገሮችን እንደሚጨምር እርግጠኛ ነው ። አይኦቲ አፍሪካ ኔትወርኮች ናጋዴዎች እና ሸማቾች ቲክኖሎጂውን ተጠቅመው ስራቸውን እና ብቃታቸውን እንዲያሻሽሉ ለማገዝ ቁርጠኛ ነው ። ኩባንያው የ ንብረት ቁጥጥርን ፣ የ ጦር መርከቦችን ፣ የ ከባቢ ቁጥጥርን ፣ የዘመናዊ ከተማ ግንባታዎችን ጨምሮ የተለያዩ የ አይኦቲ መፍትሄዎችን ይሰጣል ። ስለ አይኦቲ አፍሪካ ኔትወርኮች አይኦቲ አፍሪካ ኔትዎርኮች ሀላፊነቱ የተወሰነ የ ትራንተር አይቲ ሀገር በቀል ኢንፎርሜሽን ቴክኖሎጂ ኩባንያ ነው ። ከ2019 ጀምሮ በናይጄሪያ ውስጥ ብቸኛ የሲግፎክስ ኦፕሬተር (SO) ነው። አይኦቲ አፍሪካ በአሁኑ ጊዜ ዝቅተኛ ፓወር ሰፊ አካባቢ ኔትወርክን (LPWAN) በማሰማራት ላይ ሲሆን ይህም በናይጄሪያ የአይኦቲ እና የኢንዱስትሪ አይኦቲ እድገትን እና መግባቱን ለማመቻቸት ብሄራዊ መሠረተ ልማት ይሰጣል���,"IoT Africa Networks Appoints Engr. Anthony Okuyelu as Managing Director IoT Africa Networks, a leading provider of IoT and Industrial IoT solutions in Nigeria, is pleased to announce the appointment of Engr. Anthony Okuyelu as its new Managing Director. Okuyelu will be responsible for leading IoT Africa Networks' growth and innovation strategy in his new role. He will also focus on expanding the company's market reach and developing new partnerships. Okuyelu is a natural leader and team player with a passion for innovation and customer service. He is also a certified project manager with a wealth of experience in developing and implementing successful strategies. ""I am honoured to join IoT Africa Networks at this exciting time,"" said Okuyelu. ""The company has a strong track record of success, and I am confident that we can achieve even greater things together. I look forward to working with the team to build on the company's legacy of innovation and customer service, and to position IoT Africa Networks as the leading provider of IoT and Industrial IoT solutions in Africa."" IoT Africa Networks' Founder and Chairman, Lare Ayoola, said, ""We are thrilled to welcome Engr. Okuyelu to the IoT Africa Networks family. His experience and expertise will be invaluable as we continue to grow and expand our business. We are confident that under his leadership, IoT Africa Networks will continue to be at the forefront of the IoT revolution in Africa."" The Executive Director of IoT Africa Networks, Ms Melanie Ayoola, said, ""I am excited to partner with Engr. Okuyelu to lead IoT Africa Networks into its next phase of growth and innovation. His experience and expertise will be a valuable asset to the company, and I am confident that together, we can achieve even greater success."" Okuyelu is a seasoned Communications Technology and Project Management expert with over 35 years of experience in the oil and gas industry. He has a proven track record of success in leading and growing businesses, as evidenced by his previous roles at the Nigerian National Petroleum Corporation (NNPC) and its subsidiaries, N21 Telecoms and NAPET Telecoms Ltd. His appointment as the new Managing Director of IoT Africa Networks is a significant development for the company. Okuyelu's experience, expertise, and passion for innovation will be invaluable to IoT Africa Networks as it continues to grow and expand. His collaboration with the Executive Director, Ms Melanie Ayoola, is also a positive development. Melanie is a highly experienced and respected leader in the industry, and her partnership with Okuyelu is sure to lead to great things for IoT Africa Networks. IoT Africa Networks is committed to helping African businesses and consumers adopt IoT technologies to improve their operations and efficiency. The company offers a wide range of IoT solutions, including asset tracking, fleet management, environmental monitoring, and smart city solutions. About IoT Africa Networks IoT Africa Networks Limited is a subsidiary of Tranter IT, an indigenous IT company. It has been the exclusive Sigfox Operator (SO) in Nigeria since 2019. IoT Africa is currently deploying a Low Power Wide Area Network (LPWAN) that will provide a national infrastructure to facilitate the growth and penetration of IoT and Industrial IoT in Nigeria.","Kamfanin IoT Africa Networks ya naɗa Injiniya Anthony Okuyelu a matsayin Manajan Darakto na kamfanin. Kamfanin IoT Africa Network, babban mai samar da fasahar haɗa na'ura da na'ura da masana'antu a Nijeriya, ya sanar da naɗin Injiniya Anthony Okuyelu a matsayin Manajin Darakta. A sabon muƙaminsa, Okuyelu zai jagoranci dabarun bunƙasa da ƙirƙire-ƙirƙiren kamfanin IoT Africa Network. Zai kuma mai da hankali wajen faɗaɗa kasuwancin kamfanin da samar da haɗin gwiwa da wasu kamfanonin. Okuyelu shugaba ne a ɗabi'ance kuma mai iya aiki a cikin mutane, wanda yake da son ƙirƙire-ƙirƙire da hidimta wa kwastoma. Kuma yana da shaidar kasancewa mai kula da aiki, wanda yake da cikakkiyar gogewa wajen aiwatar da dabarbaru. Okuyelu ya ce, ""Na yi farin cikin kasancewa da kamfanin IoT Africa Networks a wannan kayataccen lokacin,"" a cewar Okuyelu. ""Kamfanin na da tarihin, kuma ina da tabbacin cewa za mu kuma cim ma manyan abubuwa tare. Ina sa ran yin aiki da ma'aikatan kamfanin wajen ɗorawa daga inda kamfanin ya tsaya na ƙirƙire-ƙirƙire da hidimta wa kostoma, sannan da kai shi matsayin babban kamfanin samar da fasahar haɗa na'ura da na'ura wato IoT ga masana'antu a Afirika. Mamallaki kuma Shugaban Kamfanin IoT Afrika Networks, Lare Ayoola ya ce, ""Muna matuƙar farin cikin maraba da zuwan Injiniya Okuyelu Kamfanin IoT Afrika Network. Gogewa da ƙwarewarsa za su yi matuƙar amfani a yayin da muke ci gaba da girma da bunƙasa harkar kasuwancinmu. Muna da tabbacin cewa, a ƙarƙashin shugabancinsa, Kamfanin IoT Afrika Networks zai ci gaba da kasancewa na gaba-gaba a fannin fasahar haɗa na'ura da na'ura a Africa. Babban Darakta zartarwar ta kamfanin IoT Afrika Networks, Ms. Melanine Ayoola ta ce, ""Ina farin cikin kasancewa tare da Injiniya Okuyelu domin jagorantar Kamfanin IoT Afrika Network zuwa mataki na gaba na bunƙasar kirkire-kirkiren. Gogewa da ƙwarewarsa za su zama wata babbar kadara ga kamfanin, sannan kuma ina da tabbacin cewa, kasancewarmu tare, za mu iya cim ma babbar nasara. Okuyelu kwararre kuma gogaggen masanin harkar fasahar sadarwa da tafiyar da manyan ayyuka da gogewar aiki ta sama da shekara 35 a masana'antar mai da gas. Yana da tarihin nasara a sha'anin jagoranci da banƙasa harkokin kasuwanci, kamar irin rawar da ya taka a Kamfanin NNPC da kuma hukumomin da ke ƙarƙashinsa da Kamfanin N21 Telecoms da kuma Kamfanin NAPET Telecoms. Naɗinsa a matsayin sabon Manajin Daraktan Kamfanin IoT Africa Networks babban ci gaba ne ga kamfanin. Gogewa da ƙwarewar Okuyelu da kuma irin son da yake yi wa ƙirƙira zai matuƙar amfanar Kamfanin IoT Africa Networks, a ƙoƙarinsa na bunƙasa da yaɗuwa. Haɗin guiwarsa da Shugaba Ms Melanie Ayoola, shi ma wani babban ci gaba ne. Melanie gogaggiyar ce kuma mai ƙima sosai a masana'antar, sannan haɗin gwiwarta da Okuyelu tabbaci nena ci gaban Kamfanin IoT Africa Networks. Kamfanin IoT Africa Networks ya duƙufa wajen taimaka wa harkokin kasuwancin nahiyar Africa sannan kuma amfani da fasahar haɗa na'ura da na'ura a harkokinu zai inganta ayyukansu. Kamfanin yana samar da mafitar fasaha iri daban-daban ta IoT, wanda ya haɗa da bibiyar kadara da kula da ababen hawa na kamafani da bunƙasa birane ta hanayr fasaha. Tarihin Kamfanin IoT Africa Networks. Kamfanin IoT Africa Network reshe ne na Kamfanin Tranter IT, wanda shi kuma kamfani ne fasahar sadarwa na gida. Ya ksance kamfani mai haɗa na'urori a Nijeriya tun shekarar 2019. A yanzu Kamfani IoT Africa Networks yana shigo da tsarin sadarawa zuwa wurare masu nisa cikin sauƙi (LPWAN), wanda zai samar da ababen more rayuwa da za su haifar da ci-gaban ƙasa da shigowar fasahar zamani ta haɗa na'urori da kuma amfani da fasahar a masana'antu a Nijeriya.","Mtandao wa IoT Afrika yamteua Mhandisi. Anthony Okuyelu kama mkurugenzi mtendaji. Mtandao wa IoT Afrika, msambazaji anayeongoza wa IoT na suluhisho la IoT ya viwanda nchini Nigeria, inaomba radhi kutangaza kuteuliwa kwa mhandisi Anthony Okuyelu kama nkurugenzi mkuu mtendaji wake. Okuyelu atawajibika kuiongoza IoT Africa kukuwa na uvumbuzi wa mkakati wa Mtandao kwenye majukumu yake mapya. Pia atajikita kwenye kupanua soko la kampuni kuwafikia na kutengeneza ushirikiano mpya. Okuyelu ni kiongozi halisi na muongoza timumwenye haiba ya uvumbuzi na huduma kwa wateja. Pia ametawazwa kuwa meneja wa mradi mwenye utajiri wa uzoefu kwenye kuendeleza na kutekeleza mikakati yenye kufanikiwa. ""Nimeheshimishwa kujiunga na Mtandao wa IoT Africa kwa wakati huu mwema,"" alisema Okuyelu. ""Kampuni hiyo ina rekodi mzuri za mafanikio ya kufuatilia, na ninajiamini kwamba tunaweza kufanikisha mambo makubwa zaidi kwa pamoja. Natarajia kufanyakazi kazi pamoja na timu ili kutengeneza matokeo bora ya vumbuzi na huduma kwa wateja kwa kampuni, na kuiweka IoT Africa Networks kama msambazaji wa IoT na suluhisho la IoT ya viwandani anayeongoza barani Afrika."" Mwanzilishi na Mwenyekiti wa IoT Africa Networks, Lare Ayoola, alisema, ""Tuna furaha kumkaribisha Mhandisi Okuyelu kwenye familia ya IoT Africa Networks. Uzoefu wake na utaalamu utakuwa wa thamani sana tuendeleapo kukua na kupanua biashara yetu. Tunaamini kwamba chini ya uongozi wake, IoT Africa Networks itaendelea kuwa mbele kwa mapinduzi ya IoT barani Afrika"" Mkurugenzi Mtendaji wa IoT Africa Networks, Bi Melanie Ayoola, alisema, ""Nina furaha kushirikiana na Mhandisi Okuyelu kuiongoza IoT Africa Networks kwenda kwenye hatua nyingine ya ukuaji na uvumbuzi. Uzoefu wake na utaalamu utakuwa ni jambo la thamani kwenye kampuni, na ninaamini kwamba kwa pamoja, tunaweza kufikia hata mafanikio makubwa"" a Okuyelu ni mtaalamu wa teknolojia ya mawasiliano na usmamizi mwenye uzoefu wa zaidi ya miaka 35 kkwenye tasnia ya mafuta na gesi. Ana rekodi ya mafanio iliyothibitishwa kwenye kuongoza na kukuza biashara, kama ilivyothibitishwa kwenye majukumu yake ya zamani kwenye Shirika laPetroli la Taifa Nigeria (NNPC) na mshirika yake tanzu, N21 Telecoms na NAPET Telecoms Ltd. Uteuzi wake kama Mkurugenzi mtendaji mpya wa IoT Africa Networks ni maendeleo muhimu ya kampuni hiyo. Uzoefu, utaalamu na shauku ya Okuyelu, kwaajili ya uvumbuzi utakuwa wa thamani sana kwa IoT Africa Networks kwa vile inaendelea kukua na kupanuka. Ushirikiano wake na Mkurugenzi Mtendaji, Bi Melanie Ayoola, pia ni maendeleo chanya. Melanie ni kiongozi mwenye uzoefu mkubwa na heshima kwenye taaluma hiyo.na ushirikiano wake na Okuyelu ni uhakika kwamba utaongoza mambo makubwa kwa ajili ya IoT Africa Networks. IoT Africa Networks inajitoa kusaidia biashara na wateja wa Afrika kukubaliana na teknolojia za IoT kuboresha utendaji kazi wao na ufanisi. Kampuni hiyo inatoa suluhisho mbalimbali za IoT, ikijumuisha kufuatilia mali, usimamaizi wa meli, usimamizi wa mazingira, usafishaji wa jiji. Kuhusu IoT Africa Networks Kampuni ya IoT Africa Networks ni kampuni tanzu ya Tranter IT, kampuni asilia ya IT. Imekuwa ni muendeshaji wa kipekee wa Sigfox (SO) nchini Nigeria tangu mwaka 2019. IoT Africa sasa hivi ni Mtandao wa eneo pana wenye nguvu ndogo (LPWAN) ambao utatoa miundombinu ya taifa kuwezesha ukuaji na kupenya kwa IoT na viwanda vya IoT nchini Nigeria.","IoT Africa Networks yan onímọ̀ ẹ̀rọ Anthony Okuyelu gẹ́gẹ́ bí i adarí tó ń ṣe àmójútó. IoT Africa Networks, tí ó jẹ́ olùpèsè tí ó ń darí ti Íńtánẹ́ẹ̀tì tó ń pèsè nǹkan àti Íńtánẹ́ẹ̀tì tó níṣe pẹ̀lú nǹkan tí ó níṣe pẹ̀lú wíwá ojútùú sí ìṣòro ilé-iṣẹ́ ní Nàìjíríà, ó dùn mọ́ wọn láti kéde yíyan onímọ̀ ẹ̀rọ Anthony Okuyelu gẹ́gẹ́ bí alábòójútó olùdarí rẹ̀ tuntun. Okuyelu yóò jẹ́ ẹni tí yóò gba ojúṣe fún dídarí Íńtánẹ́ẹ̀tì fún ohun kan nẹ́tíwọ̀kì ti dídàgbà sókè Áfíríkà àti ṣíṣe ẹ̀dá ohun titun nípa lílo àwọn ète nínú ojúṣe rẹ̀ tuntun yìí. Yóò sì tún gbájúmọ́ mímú ipa ọjà ilé-iṣẹ́ náà gbòòrò si àti sí ṣe iṣẹ́ lórí mímú kí àwọn abánidókòwò mìíràn jẹ yọ. Okuyelu jẹ́ ẹni tí ó ní àdámọ́ ẹ̀mí adarí àti ẹ̀mí bíbá ọ̀pọ̀ ènìyàn ṣiṣẹ́ papọ̀ pẹ̀lú ìtara fún ṣíṣẹ̀dá ohun tuntun àti sísin àwọn oníbàárà. Ó tún gba ìwé ẹ̀rí fún jíjẹ alábòójútó fún ṣíṣe iṣẹ́ àkànṣe pẹ̀lú ọ̀pọ̀lọpọ̀ ìrírí nínú ṣíṣe ìdàgbàsókè àti mímú ohun ṣe tí yóò yọrí sí rere nípa lílo àwọn ète tí ó yẹ. ""Ẹ̀yẹ ni ó jẹ́ fún mi láti darapọ̀ mọ́ Íńtánẹ́ẹ̀tì ohun kan nẹ́tíwọ̀kì Áfíríkà ní àkókò tó dùn mọ́ ni yìí, ""èyí ni Okuyelu sọ. Ilé-iṣẹ́ náà ni àṣẹsílẹ̀ èyí tí ó gbórí fún ènìyàn láti tọpa rẹ̀ fún àṣeyọrí, mo sì ní ìdánilójú wí pé a óò lè ṣe arígbámú ohun tí ó tóbi púpọ̀ ní ṣíṣe iṣẹ́ papọ̀. Mo ń fojú sọ́nà láti bá ikọ̀ náà ṣiṣẹ́ láti mọ lé ipa ilé-iṣẹ́ náà nípa ṣíṣẹ̀dá ohun tuntun, àti títọ́jú àwọn oníbàárà, àti láti lè gbé Íńtánẹ́ẹ̀tì ohun kan nẹ́tíwọ̀kì Áfíríkà sí ipò Íńtánẹ́ẹ̀tì ohun kan tí ó pèsè tí ó sì ń ṣe adarí àti pípésè ìyànjú sí Íńtánẹ́ẹ̀tì ohun kan tí ó níṣe pẹ̀lú ilé-iṣẹ́ ní Áfíríkà"". Olùdásílẹ̀ àti alága IoT Africa Networks, Láre Ayọ̀ọlá, sọ pé, ""A ní ayọ̀ ṣẹ̀ṣẹ̀ láti ṣe ìkíni káàbọ̀ fún onímọ̀ ẹ̀rọ Okuyelu sínú ẹbí IoT Africa Networks. Ìrírí àti ìmọ̀ọ́ṣe rẹ̀ yóò jẹ́ ohun iyebíye bí a óò ṣe máa tẹ̀síwájú nínú dídàgbà sókè àti mímú okòwò wá gbèrú si. A ní ìfòkànbalẹ̀ pé lábẹ́ ìdarí rẹ̀, Íńtánẹ́ẹ̀tì ohun kan Nẹ́tíwọ̀kì Áfíríkà yóò tẹ̀síwájú láti máa wà ní iwájú ti ṣíṣí ohun nípò padà Íńtánẹ́ẹ̀tì ohun kan ní Áfíríkà."" Aláṣẹ àti olùdarí ti IoT Africa Networks, Ms Melanie Ayoola, so wí pé "", inú mi dùn láti dókòwò pẹ̀lú onímọ̀ ẹ̀rọ Okuyelu láti darí Íńtánẹ́ẹ̀tì ohun kan Nẹ́tíwọ̀kì Áfíríkà sínú ipele tí ó kan nípa ìdàgbàsókè àti ṣíṣẹ̀dá ohun tuntun."". Ìrírí rẹ̀ àti ìmọ̀ọ́ṣe yóò jẹ́ ohun ìní iyebíye fún ilé-iṣẹ́, mo ní ìgboyà pé ṣiṣẹ́ iṣẹ́ papọ̀, a óò lè ṣe arígbámú àṣeyọrí tí ó ga. Okuyelu jẹ́ ẹni tí ó ní ìrírí nípa ìmọ̀ ẹ̀rọ ìbánisọ̀rọ̀ àti ẹni tí ó tọ́wọ̀n nínú ṣíṣe àmójútó iṣẹ́ àkànṣe pẹ̀lú ìrírí nínú ọdún 35 ó lé nínú iṣẹ́ epo rọ̀bì. Ó ti jẹ́kí ó di mímọ̀ nípa ipa tí ó ṣe é tọsẹ̀ fún àṣeyọrí rẹ̀ nínú dídari àti mímú ìdàgbàsókè bá àwọn okòwò, èyí tí ó jẹ́ ẹ̀rí nípa ipa rẹ̀ ti tẹ́lẹ̀ ní ilé-iṣẹ́ orílẹ̀-èdè Nàìjíríà tí ó ń rí sí epo rọ̀bì àti àwọn ilé-iṣẹ́ lábẹ́rẹ̀, N21 Telecoms, àti NAPET Telecoms Ltd. Yíyàn rẹ̀ gẹ́gẹ́ bí adarí alábòójútó tuntun tí IoT Africa Networks jẹ́ ipa tí ó làmìlaaka fún ìdàgbàsókè fún ilé- iṣẹ́. Ìrírí Okuyelu àti ìmọ̀ọ́ṣe, àti ìfẹ́ fún ṣíṣẹ̀dá ohun tuntun yóò jẹ́ ohun iyebíye fún IoT Africa Networks bí ó ti ń tẹ̀síwájú láti dàgbà àti gbòòrò si. Ìfikùnlukùn Pẹ̀lú aláṣẹ àti olùdarí, omidan Melanie Ayoola, náà jẹ́ ìdàgbàsókè tí ó dára. Melanie jẹ́ ẹni tí ó ní ìrírí tí ó ga púpọ̀, a sì bọ̀wọ̀ fún un nínú ilé-iṣẹ́, àti ìbánidókòwò ré pẹ̀lú Okuyelu láti darí sí ipò tí ó ga fún IoT Africa Networks. IoT Africa Networks ti jẹ́ẹ̀jẹ́ láti ṣe ìrànwọ́ fún àwọn okòwò àwọn ọmọ ilẹ̀ Afíríkà, àwọn oníbàárà sì mú ìmọ̀ ẹ̀rọ Íńtánẹ́ẹ̀tì ohun kan láti mú kí iṣẹ́ ṣíṣe wọn dára ju ti àtẹ̀yìnwá lọ. ilé-iṣẹ́ náà ń fún ni ní ìyànjú oríṣìíríṣìí tí ó jẹmọ́ Íńtánẹ́ẹ̀tì ohun kan, èyí tí kò yọ ohun tí a fi máa ń tọpa ohun ìní, ìtọ́jú ọkọ̀ púpọ̀, ṣíṣe ìtọpinpin agbègbè, àti ìyànjú ìlú tí ó já fáfá. Nípa IoT Africa Networks Ilé-iṣẹ́ IoT Africa Networks jẹ́ ọ̀kan tí ó wà lábẹ́ Tranter IT, ilé iṣẹ́ tí ó ń ṣiṣẹ́ lórí ìmọ̀ ẹ̀rọ tí ó jẹ́ ti ìbílẹ̀. Ó jẹ́ èyí tí ó ní àwọn ohun àmúyangàn Sigfox Operator (SO) ní orílẹ̀-èdè Nàìjíríà láti ọdún 2019. IoT Africa Networks ń ṣe iṣẹ́ lórí wíwá nẹ́tíwọ̀kì tí agbára rẹ̀ kéré tí kò tóbi tí yóò pèsè ohun amáyédẹrùn tí yóò wà fún orílẹ̀-èdè láti wà fún ìdàgbàsókè àti mímú Íńtánẹ́ẹ̀tì ohun kan wọlé àti Íńtánẹ́ẹ̀tì ohun kan ní ilé-iṣẹ́ ní Nàìjíríà.","I-IoT Africa Networks Iqoka i-Engr. U-Anthony Okuyelu njengoMqondisi Ophethe I-IoT Africa Networks, umhlinzeki obaholayo wezixazululo ze-IoT ne-Industrial IoT eNigeria, kuyintokozo kuyo ukumemezela ukuqokwa kwe-Engr. U-Anthony Okuyelu njengoMqondisi Ophethe wayo omusha. U-Okuyelu uzoba nomthwalo wemfanelo wokuhola isu lokukhula nokusungula le-IoT Africa Networks endimeni yakhe entsha. Uzophinde agxila ekwandiseni imakethe yenkampani kanye nokuthuthukisa ubudlelwane obusha. U-Okuyelu ungumholi wemvelo futhi usebenzisana kahle nethimba enothando lokusungula izinto ezintsha kanye nensiza ebhekelele amakhasimende. Ubuye abe yi-project manager eqinisekisiwe enolwazi oluningi ngokuphathelene nokwakha nokusebenzisa amasu aphumelelayo. ""Kuyangijabulisa ukujoyina i-IoT Africa Networks ngalesi sikhathi esihlaba umxhwele kusho u-Okuyelu. ""Inkampani inerekhodi elinamandlae lempumelelo, futhi angingabazi ukuthi singazuza izinto ezinkulu nakakhulu ndawonye. Sengilangazelela ukusebenzisana nethimba ukuze sakhe ifa lenkampani lokusungula izinto ezintsha kanye nezinsiza zokubhekelela amakhasimende, futhi sibeke i-IoT Africa Networks endaweni yokuba umhlinzeki obaholayo wezixazululo ze-IoT ne-Industrial IoT e-Afrika."" Umsunguli kanye noSihlalo we-IoT Africa Networks, uLare Ayoola, uthe, ""Kuyintokozo enkulu kuthina ukwemukela u-Engr. Okuyelu emndenini we-IoT Africa Networks. Isipiliyoni kanye nalokho akwazi ukukwenza kuzobaluleka kakhulu njengoba siqhubeka nokukhulisa kanye nokwandisa ibhizinisi lethu. Siyaqiniseka ukuthi ngaphansi kobuholi bakhe, i-IoT Africa Networks izoqhubeka nokuba phambili enguqukweni ye-IoT e-Afrika."" Umqondisi Ophethe we-IoT Africa Networks, uNkk. Melanie Ayoola, uthe, ""Nginesasasa ngokubambisana ne-Engr. Okuyelu ngokuphathelene nokuholela i-IoT Africa Networks esigabeni sayo esilandelayo sokukhula nokuqhamuka nezinto ezintsha. Isipiliyoni sakhe kanye nalokho akwazi ukukwenza kuzoba wusizo oluyigugu enkampanini, futhi nginokuthemba ukuthi ngokubambisana, singazuza impumelelo enkulu nakakhulu."" U-Okuyelu unguchwepheshe omnkantsh 'ubomvu ngokuphathelene ne-Communications Technology kanye ne-Project Management oneminyaka eyevile kwengama-35 embonini kawoyela neye-gas. Unerekhodi eliqinisekisiwe lokuhola ngempumelelo kanye nokuthuthukisa amabhizinisi, njengoba kufakazelwa yizikhundla zakhe zaphambilini eNigerian National Petroleum Corporation (iNNPC) nasezinkampanini ezingaphansi kwayo, iN21 Telecoms neNAPET Telecoms Ltd. Ukuqokwa kwakhe njengoMqondisi Ophethe omusha We-IoT Africa Networks kuyintuthuko enkulu ngokuphathelene nenkampani. Isipiliyoni sika-Okuyelu, ukuba kwakhe ungoti, nentshisekelo yakhe yokuqhamuka namasu amasha kuzoba yinto ebaluleke kakhulu kuma-IoT Africa Networks njengoba eqhubeka ekhula futhi edlondlobala. Ukusebenzisana kwakhe noMqondisi Ophethe, uNkk. Melanie Ayoola, nakho kuyintuthuko enhle. UMelanie ungumholi osemnkantsh 'ubomvu futhi ohlonishwayo embonini, futhi ukubambisana kwakhe no-Okuyelu ngokuqinisekile kuzoholela ezintweni ezinhle kuma-IoT Africa Networks. I-IoT Africa Networks izibophezele ekusizeni amabhizinisi kanye nabathengi base-Afrika ukuba bemukele ubuchwepheshe be-IoT ukuze bathuthukise imisebenzi yabo kanye nokuthi basebenze kahle. Le nkampani inikeza ngezixazululo eziningi ze-IoT, ezihlanganisa ukulandelela impahla, ukwengamela izithuthi, ukuqapha imvelo, nezixazululo ze-smart city. Okuphathelene ne-IoT Africa Networks I-IoT Africa Networks Limited iyinkampani engaphansi kwe-Tranter IT, okuyinkampani ye-IT yomdabu. Bekuyiyona kuphela iSigfox Operator (iSO) eNigeria kusukela ngo-2019. I-IoT Africa njengamanje isebenzisa iLow Power Wide Area Network (iLPWAN) ezohlinzeka ngengqalasizinda kazwelonke yokusiza ukukhula kanye nokungena kwe-IoT ne-Industrial IoT eNigeria."
+"በኢንዱስትሪው ውስጥ ዝቅተኛውን የንግድ ልውውጥ ለማቅረብ አዲስ የክሪፕቶ ምንዛሬ ልውውጥ ትራይቴክስ(Tryptex) ተዘጋጅቷል። ለ ክሪፕቶ አለም አዲስ ነህን? አስተማማኝ የ ���ሪብቶ ልውውጥ መድረክ እየፈለጉ ነው? ወይም በቀላሉ ከፍተኛ እና የተደበቁ የ ክሪፕቶ ክፍያዎች ሰልችቶዎታል? ደህና እድለኛ ነዎት! አዲስ እና የተሻሻለ መፍትሄ አለ - ትራይቴክስ(Tryptex) ትራይፕቴክስ ግልጽ የሆነ ተልእኮ ይዞ ብቅ ብሏል፡ የ ክሪብቶ ግብይቶችን ለማቀላጠፍ እና ለአሮጌ እና አዲስ የ crypto አድናቂዎች ደህንነቱ የተጠበቀ መሸሸጊያ ቦታ ለመመስረት ይህ ሁሉ በገበያው ውስጥ ዝቅተኛውን የንግድ ክፍያ እያቀረበ ነው። ሁሉንም የ ትራይቴክስ(Tryptex) ባህሪያትን ለመመርመር እና የእርስዎን ክሪብቶ ጉዞ እንዴት መጀመር እንደሚችሉ ለማወቅ ይፈልጋሉ? የሚያስፈልጎት ሁሉም ዝርዝሮች ይኸውና። ትራይቴክስ(Tryptex) ምንድን ነው? ትራይቴክስ(Tryptex) ሁሉንም በአንድ የሚይዝ የምስጠራ ስብስብ ሲሆን አፍሪካውያንን እና አለምን በጥቅሉ ያለምንም እንከን የለሽ ክሪፕቶ ግብይት ከዝቅተኛው ተቀባይ ክፍያ ጋር ለማገልገል ያለመ ነው። ደህንነቱ በተጠበቀ እና ለተጠቃሚ ምቹ በሆነ መድረክ ፣ ትራይቴክስ(Tryptex) በፍጥነት በሚሰፋው የምስክሪፕቶሎጂ ገጽታ ላይ ጉልህ የሆነ የገበያ ድርሻ ለመያዝ ዝግጁ ነው። ነጋዴዎችን እና ነጋዴ ያልሆኑ ግለሰቦችን እንዴት እንደሚያስተናግድ ለማወቅ ወደ ትራይፕቴክስ አለም ጠልቀን እንግባ። ለምን ትራይቴክስ(Tryptex) ይምረጡ? የ ትራይቴክስ(Tryptex) ጎልቶ የሚታይ ባህሪው ዝቅተኛው የግብይት ተመኖች ነው, ይህም እስከ 0.08% ዝቅተኛ ነው, በገበያ ውስጥ በጣም ፈጣን የ crypto ክፍያዎችን ለማቅረብ ካለው ቁርጠኝነት ጋር ተደምሮ. ጥሩ ዜናው - ትራይቴክስ(Tryptex) ለነጋዴዎች ብቻ አይደለም. እንዲሁም መድረኩን እንደ ነጋዴ ያልሆነ መጠቀም ይችላሉ። እንዴት ነው የሚገርመው? ለነጋዴዎችም ሆነ ለንግድ ላልሆኑ ሰዎች የ ትራይቴክስ(Tryptex) አንዳንድ ጠቃሚ ባህሪያት ከዚህ በታች አሉ። ለነጋዴዎች፡- የ ትራይቴክስ(Tryptex) ቦርሳ በሁሉም መሳሪያዎች ላይ የሚሰራ፣ ደህንነቱ የተጠበቀ እና ለመጠቀም ቀላል ነው እና እንደ Bitcoin፣ Ethereum እና ብዙ altcoins ያሉ ታዋቂ አማራጮችን ጨምሮ የተለያዩ ምስጠራ ምንዛሬዎችን ይደግፋል። የመሳሪያ ስርዓቱ የ ክሪብቶ ቦርሳዎን ደህንነት የሚያረጋግጥ ባለብዙ ደረጃ ማረጋገጫ ስርዓት ይጠቀማል። እነዚህ የደህንነት እርምጃዎች (ባለሁለት ደረጃ ማረጋገጫ (2FA) እና የሴኪዩሪቲ ፒን) ጠላፊዎችን እና አጭበርባሪዎችን ይከላከላል። ዴቢት ወይም ክሬዲት ካርድን በመጠቀም በመድረክ ላይ (የተረጋጉ እና ያልተረጋጉ ሳንቲሞችን ጨምሮ) ክሪፕቶ ምንዛሬዎችን መግዛት ይችላሉ። የ ትራይቴክስ(Tryptex) ተጠቃሚዎችም በበርካታ የመክፈያ ዘዴዎች ልዩ መብት ያገኛሉ። የመሳሪያ ስርዓቱ ከ350 በላይ የክፍያ ሁነታዎችን ይቀበላል፣ ይህም የግዢ ሂደቱን ይበልጥ ተደራሽ እና ፈጣን ያደርገዋል። በጥቂት ጠቅታዎች በ ትራይቴክስ(Tryptex) P2P መድረክ ላይ ያለችግር ክሪብቶከረንሲ ከገዢዎች መላክ እና መቀበል ይችላሉ። በጣም የተሻለው፣ ስምምነቱ እስኪጠናቀቅ ድረስ በቀጥታ ከገዢው ጋር መወያየት ይችላሉ። ነጋዴ ላልሆኑ ግለሰቦች፡- የ ትራይፔይ(Trypay) ባህሪው ለሌሎች የተረጋገጡ የ ትራይቴክስ(Tryptex) ተጠቃሚዎች በ ክሪብቶከረንሲ የተደገፈ ገንዘብ ለመላክ እና ለመቀበል ያስችልዎታል። የ ትራይፔይ(Trypay) ልዩ ተግባር የሚላኩት ገንዘቦች ወደ ተጠቃሚው የሀገር ውስጥ ምንዛሬ መቀየር ነው። ከምትወደው የመስመር ላይ መደብር ለመግዛት እንደ አማዞን(Amazon)፣ ሽን(Shein)፣ ኢቤይ(eBay)፣ አሊኤክስፕረስ(Aliexpress)፣ ኔትፍሊክስ(Netflix)፣ አማዞን ፕራይም (Amazon Prime) እና ስፖቲፍይ(Spotify)ን ጨምሮ የዥረት አገልግሎትዎን ለመመዝገብ የ ትራይቴክስ(Tryptex) ምናባዊ ዶላር ካርዶችን መጠቀም ይችላሉ። ትራይቴክስ(Tryptex) እንደ ኤሌክትሪክ��� ውሃ፣ ኬብል፣ ቲቪ፣ የአየር ሰአት እና ዳታ የመሳሰሉ አገልግሎቶችን እንዲከፍሉ የሚያስችል ደህንነቱ የተጠበቀ መድረክ ያቀርባል። የመሳሪያ ስርዓቱ ከጓደኞች እና ቤተሰብ ጋር እንደተገናኙ እንዲቆዩ ለማገዝ ከ150 በላይ ሀገራት ውስጥ የሞባይል የመስመር ላይ መሙላት አገልግሎቶችን ይሰጣል። ትራይቴክስ(Tryptex) ጓደኞችዎን እና ቤተሰብዎን በመድረክ ላይ እንዲመዘገቡ በመጋበዝ ገቢ እንዲያገኙ ያስችልዎታል። ሌላ ሰው የመጋበዝ እና ገንዘብ የማግኘት ባህሪው ለተመዘገቡ እና ለተረጋገጡ ተጠቃሚዎች እርስዎ እንዲመዘገብ የጋበዙት ሰው መድረኩን በተጠቀመ ቁጥር የ5% የግብይት ትርፍ ያቀርባል ። ትራይቴክስ(Tryptex) የት ማግኘት ይቻላል? መድረኩ በቀጥታ ስርጭት ሲጀምር ለማሳወቅ የመጀመሪያ ይሁኑ! የተጠባባቂ ዝርዝሩን በመቀላቀል ከመግቢያው ቀን በፊት ወደ መድረክ መመዝገብ ይችላሉ። ስለ አጀማመሩ እና መደበኛ ዝመናዎች የበለጠ መረጃ ለማግኘት የትራይቴክስ(Tryptex) ደንበኛ ድጋፍን በእኛ ኦፊሴላዊ ድርጣቢያ እና በማህበራዊ ሚዲያ ቻናሎች ማግኘት ይችላሉ። ለሚዲያ ጥያቄዎች፣ ለአጋርነት እና ለቃለ መጠይቅ ጥያቄዎች፣ እባክዎን በኢሜል ይላኩ፡ contact@tryptex.com","New Crypto Currency Exchange Tryptex Set To Offer The Lowest Trading Fees In The Industry Are you new to the world of crypto? Are you looking for a reliable crypto exchange platform? Or are you simply tired of high and hidden crypto charges? Well you’re in luck! There is a new and improved solution - Tryptex. Tryptex has emerged with a clear mission: to streamline crypto transactions and establish a secure haven for old and new crypto enthusiasts, all while offering the lowest trading fee in the market. Eager to explore all features of Tryptex and learn how to start your crypto journey? Here's all the details you need. What is Tryptex? Tryptex is an all-in-one cryptocurrency suite that aims to serve Africans and the world at large with seamless crypto transactions with the lowest taker fee. With its secure and user-friendly platform, Tryptex is poised to capture a significant market share in the rapidly expanding cryptocurrency landscape. Let's dive deeper into the world of Tryptex to uncover how it caters to both traders and non-traders. Why Choose Tryptex? Tryptex’s standout feature is its lowest trading rates, which go for as low as 0.08%, combined with its commitment to delivering the fastest crypto payouts in the market. The good news is - Tryptex isn’t JUST for traders. You can also use the platform as a non-trader. Wondering how? Below are some of the significant features of Tryptex for both traders and non-traders. For Traders: The Tryptex wallet is functional, safe and easy to use on all devices and supports various cryptocurrencies, including popular options like Bitcoin, Ethereum, and many altcoins. The platform uses a multi-factor authentication system that ensures the safety of your crypto wallet. These security measures (two-factor authentication (2FA) and security pin) deter hackers and scammers. You can buy cryptocurrencies on the platform (including stable and unstable coins) using a debit or credit card. Tryptex users also enjoy the privilege of multiple payment methods. The platform accepts over 350 payment modes, making the buying process more accessible and faster. You can seamlessly send and receive cryptocurrency from buyers on the Tryptex P2P platform with just a few clicks. Even better, you get to chat directly with the buyer until a deal is finalised. For Non-Traders: The Trypay feature allows you to send and receive funds backed by cryptocurrency to other verified Tryptex users. A unique functionality of Trypay is that funds being sent are converted to the beneficiary’s local currency. You can use the Tryptex virtual dollar cards to purchase from your favourite online store and subscribe to your streaming service, including Amazon, Shein, eBay, Aliexpress, Netflix, Amazon Prime, and Spotify. Tryptex offers a secure platform that lets you pay for utilities such as: electricity, water, cable, TV, airtime and data. The platform offers mobile recharge online services in over 150 countries to help you stay connected with friends and family. Tryptex allows you to earn by inviting your friends and family to sign up on the platform. The refer and earn feature offers registered and verified users 5% of trading profit whenever a person you refer uses the platform. Where To Find Tryptex? Be the first to be notified when the platform goes live! You can sign up to the platform before the launch date by joining the waitlist. For more information about the launch and regular updates, you can contact Tryptex customer support through our official website and social media channels. For media enquiries, partnerships and interview requests, please email: contact@tryptex.com.","Sabon Tsarin Musayar Kuɗin Kirifto ya zo da tsarin ƙarancin kuɗin hada-hada a masana'antar. Saban shiga ne kai a duniyar hada-hadar kuɗin Kirifto? Ko kana neman wani ingantacciyar kafar hada-hadar kuɗin kirifto? Ko kuma dai ka gaji da yawan cirar ma kuɗin kirifto a boye? To shi ke nan ka yi sa'a! Akwai sabuwa kuma ingantacciyar mafita - Tryptex. Kamfanin Tryptex ya zo da da ƙudirin: sauƙin hada-hadar kuɗin kirifto da samar da yanayi kyau ga sababbi da tsofaffun masu sha'awar hada-hadar Kirifto, ta hanyar biyan kuɗin ciniki mafi ƙanƙanta da ake biya a kasuwa. Shin kun matsu ku binciko duk bayanan kamfanin Tryptex da kuma koyon yadda za ku fara hada-hadar kuɗin kirifton? Ga dukkan bayanan da kuke buƙata. Mene ne Tryptex? Tryptex wani kamfani ne da ya zo da jerin jadawalin aiwatar da abubuwa da yawa a manhaja ɗaya na harkokin kuɗin kirifto da nufin taimaka wa 'yan Afirka da duniya baki ɗaya wajen gudanar da hada-hadar kuɗin kirifton ba tare da tsaiko ba da kuma karɓar kuɗin cajin mai amfani da manhjar kaɗan. Da tsarinsa na aminci da sauƙin amfani,Tryptex ya shirya tsaf domin karɓar ragamar tafiyar da kasuwanci a duniyar hada-hadar kuɗin kirifto, wanda yake saurin bunƙasa. Bari mu nutsa cikin manhajar Tryptex mu gano yadda take amfanar da 'yan kasuwa da waɗanda ba 'yan kasuwa ba. Me ya sa kuka zaɓi amfani da Tryptex? Babbar siffar kamfanin Typtex ita ce sauƙi wajen biyan kuɗin hada-hadar ciniki, wanda ya kai ƙasa da 0.08% da kuma jajircewarsa wajen biyan kuɗi cikin sauri a kasuwa. Daddaɗan labarin shi ne - Tryptex ba kadai domin 'yan kasuwa aka yi shi ba. Za ka iya amfani da kafar ko ba ka yin kasuwanci. Kana mamaki? Ga wasu kaɗan daga cikin siffofin kamfanin Tryptex domin 'yan kasuwa da waɗanda ba 'yan kasuwa ba. Domin Ύan kasuwa: Lalitar manhajar Trytex tana aiki sosai ga aminci da sauƙin amfani, sannan ga ba da damar hada-hadar kuɗin kirifto daban-daban, wanda ya haɗa da Bitcoin da Ethereum da sauransu. Kafar na amfani da tsarin tabbaci domin tsaron lalitarka ta kuɗin kirifto. Waɗannan matakan tsaron (hanyar tsarin tantancewa mai sheda guda biyu (2FA) da lambobin tsaro) suna maganin 'yan dandatsa da masu kutse a intanet. Za ka iya siyan kuɗin kirifto a kafar (wanda ya haɗa da tsayayyen kuɗin kirifto da wanda ba tsayayye ba) ta hanyar amfani da katin cira da ajiye kuɗi. Masu amfani da manahajar Tryptex za su kuma amfana da hanyoyin biyan kudi da dama. Kafar na karɓar na'o'in biyan kuɗi sama da 350, wanda hakan ke sauƙaƙa siyayya kuma cikin sauri. Za ka iya turawa da karɓar kuɗin kirifto daga masu siyayya a kan mahajar Tryptex ta dandamalin P2P ta hanyar kawai danna kwamfutarka ba tare da wani tsaiko ba. Kai za ku ma iya tattaunawa kai-tsaye da mai siye har ku gama cinikin. Ga waɗanda ba 'yan kasuwa ba: KafarTrypay na ba ku damar turawa da karɓar kuɗi wanda tsarin kuɗin kirifto ya yarda da su daga sauran masu amfani da kafar Tryptex da aka tantance su. Wata siffar manhajar Trypay ta daban ita ce, za a iya sauya kuɗin da aka tura wa mutum zuwa irin kuɗin ƙasarsa. Za ka iya amfani da katin manhajar Tryptex wajen yin siyayya daga kantin intanet da ka fi so da kuma biyan kuɗi ga tsarin sauraro da kallace-kallacen nishadi ta intanet, kamar irin su manhajojin Amazon da Shein da eBay da Aliexpress da Netflix da Amazon Prime da kuma Spotify. Manhajar Tryptex tana ba da damar amfani da wata kafa da za ta ba ka damar biyan irin su: wutar lantarki da ruwa da kallace-kallacen shirye-shiryen TV da siyan kati da kuma data. Kafar na bada damar sa kuɗi ta inyanet a ƙasashe sama da 150 domin taimakawa wajen ƙulla zumunci da 'yan uwa da abokai. Tryptex na ba ku damar samun wani abu ta hanyar gayyatar abokai da iyalanku domin su shiga su fara amfani da kafar. Tsarin gayyata da samu yana ba wa masu amfani da kafar da suka yi rejista damar samun kaso 5% na ribar kasuwanci yayin da wanda kuka gayyato ya yi amfani da kafar. A ina ake samun Tryptex? Kasance na farkon da zai samu labarin a lokacin da kafar ta fara aiki! Za ka iya shiga kafar tun kafin lokacin ƙaddamarwa, ta hanyar shiga jerin masu jira. Domin samun ƙarin bayani game da ƙaddamarwar da labaran yau da kullum, za ku iya tuntuɓar sashen kula da abokan ciniki na Tryptex ta hanyar ziyartar shafin intanet da kuma kafofin sada zumunta. Domin tambayoyi da haɗin gwiwa da kuma tattaunawa, a tura mana saƙo ta imel: contact@tryptex.com.","Kriptokarensi mpya inabadili seti ya programu ya Tryptex ili kutoa malipo ya chini zaidi ya kibiashara kwenye tasnia hiyo. Je wewe ni mgeni kwenye ulimwengu wa Kripto? Je unatafuta jukwaa la kuaminika kubadilishana Kripto? Ama kiufupi umechoka mabadiliko makubwa na ya kificho ya Kripto? Vizuri wewe ni mwenye bahati! Kuna namna mpya na iliyo bora - Tryptex. Tryptex imeibuka kwa dhamira ya wazi: ili kurahisisha miamala ya Kripto and na kuanzisha mahali salama kwa ajili ya wale wenye sahuku ya Kripto mpya na zamani, zote zinatoa malipo ya chini zaidi ya kibiashara sokoni. Sahauku ya kuchunguza vipengele vyote vya Tryptex na kujifunza jinsi ya kuanza safari yako ya kripto? Haya ni maelezo yote unayoyahitaji. Tryptex ni nini? Tryptex ni sehemu mojwapo ya kriptokarensi ambayoambayo inakusudia kuhudumia Waafrika na dunia kwa ujumla bila kuingiliana na miamala ya kripto kwa ada ya chini kabisa ya mpokeaji. Kwa usalama wake na na jukwaa rafiki kwa mtumiaji, Tryptex ipo tayari kupata sehemu kubwa ya soko katika kupanuka kwa mazingira ya kriptokarensi. Acha tuzame zaidi kwenye ulimwengu wa Tryptex ili kuweka wazi jinsi inavyohudumia kwa wafanyabiashara na wasiofanyabiashara. Kwanini uchague Tryptex? Kipengele cha Tryptex ni biashara yenye riba ndogo zaidi, ambayo inaenda kwa udogo wa kama 0.08%, pamoja na combined with its commitment to delivering the fastest crypto payouts in the market. Habari njema ni kwamba - Tryptex haipo kwaajili ya wafanyabiashara tu. Pia unaweza pia unaweza kutumia jukwaa hilo hata kama si mfanyabiashara. Inastaajabisha kwa namna gani? Yafuatayo ni baadhi ya vipengele muhimu vya Trypex kwa wafanyabiashara na wasiofanyabiashra. Kwa wafanyabiashara.: Kwa kipochi cha Tripex kinafanyakazi, salama na rahisi kutumia kwenye vifaa vyote na inakubaliana na kriptokarensi zote, zikijumuisha chaguzi pendwa kama vile Bitkoini, Etheram, coini nyingine mpya. Jukwaa hilo linatumia njia mbalimbali vya uthibitishaji mfumo ambavyo huhakikisha usalama wa pochi yako ya kripto. Hatua hizi za usalama (njia mbili za uthibitishaji (2FA) na nywila za usalama) huzuia wadukuzi na matapeli. Unaweza kununua kriptokarensi kwenye jukwaa (ikijumuisha koini yenye kudumu kwa muda mrefu na si yenye kudumu kwa muda mrefu) kupitia kadi yako ya mtandaoni. Watumiaji wa users pia hufurahia njia mbalimbali za malipo wazipendazo. Jukwaa hilo huendana na na njia zamalipo zaidi ya 350, kufanya mchakato wa ununuzi kuwa rahisi zaidi na haraka.making the buying process more accessible and faster. Unaweza kutuma na kupokea kriptikarensi bila usumbufu kutoka kwa kwa wanunuzi kwenye jukwaa la Triptex P2P kwa mibofyo michache tu. Ni bora, kuwasiliana na moja kwa moja na mnunuzi mpango mpango unakamilika. Kwa wale ambao si wafanyabiashara.: Kipenegele cha Traipay hukuruhuhusu kutuma na kupokea fedha iliyokubaliwa na kriptokarensi kwenda kwa watumiaji wengine wa kripotokarensi. Ufanyajikazi wa kipekee wa Traipay ni kwamba fedha zitumwazo hubadilishwa kuendana na fedha ya kwao huyo mnufaika. Unaweza ukatumia kadi halisi TraiPay kufanya ununuzi kutoka kwenye duka mtandao lolote ulitakalo na kufuatilia huduma zako za uwekaji, zikijumjuisha Amazon, Shein, eBay, Aliexpress, Netflix, Amazon Prime, and Spotify. Traiptex inatoa jukwaa lenye usalama ambalo linakufanya kuweza kulipia huduma kama vile: Umeme, maji, kebo, TV, nuda wa maongezi, na data. Jukwaa hilo linatoa huduma ya kulipia tena malipo kwa njia ya simu kwa zaidi ya nchi 150 ili kukusaidia kuendelea kufurahia pamoja na marafiki zako na familia. Traiptex inakusaidia kupata kipato kwa kuwaalika marafiki zao na familia kuingia kwenye jukaa hilo. Kipengele cha kurejelea na kupata kipato kinawapa faida ya 5% ya ufanyaji biashara watumiaji waliosajiliwa wakati wowote mtu uliyemrejelea akitumia jukwaa hilo. Wapi pa kupata Tryptex? Kuwa wa kwanza kujulishwa wakati jukwaa hilo likiwa mbasahara.! Unaweza kuingia ndani ya jukwaa hilo kabla ya siku ya utambulisho kwa kujiunga na orodha ya wasubiriaji. Kwa taarifa zaidi kuhusu utambulisho huo na taarifa mpya za kila siku, unaweza kuwasiliana na mtu wa huduma kwa wateja wa Traiptex kupitia tovuti yetu rasmi na mitandao ya kijamii. kwa maulizo ya vyombo vya habari, ushirikiano, na maombi ya mahojiano, tafadhali tuma barua pepe : contact@tryptex.com.","Owó kírípítò aláyìípadà titun ti Tryptex ti ṣetán láti fún ni ní owó tí kò gani lára fún títa ọjà ní ilé-iṣẹ́. Ṣé ìgbé ayé ẹni tí ń ṣe Kírípítò jẹ̀ tuntun sí ọ? Ṣé ò ń wá ìkànnì yíyí owó kírípítò padà tí ó ṣe é fi ọkàn tẹ̀? Àbí ó tilẹ̀ sú ọ láti máa sanwó tí ó gara, tí ó farasin fún kírípítò? Ó dára, orí rẹ sọre! Ìyànjú tuntun àti èyí tí ìdàgbàsókè ti dé bá ti wà -Tryptex. Tryptex ti jẹ yọ pẹ̀lú láti ṣe iṣẹ́ tí ó ṣe ń rí: láti jẹ́kí títa ọjà lórí kírípítò di èyí tí a lè rí lórí ẹ̀rọ ayélujára àti láti ṣe ìfilọ́lẹ̀ ibi tí ó ní àbò fún àwọn tí wọ́n jẹ́ olùfẹ́ kírípítò tẹ́lẹ̀ tẹ́lẹ̀ àti àwọn tí wọ́n jẹ́ tuntun, nígbà tí wọ́n yóò máa fi owó péréte sílẹ̀ ní ọjà. Ṣé ó ń yá ọ lára láti mọ̀ bí àwọn ohun tí ó wà lórí Tryptex ṣe ń ṣiṣẹ́, kí o sì kọ́ bí o óò ti bẹ̀rẹ̀ ìrìn àjò Kírípítò? Gbogbo ohun tí ẹ ní láti mọ̀ nìyí.. Kín in Tryptex? Tryptex jẹ́ owó kírípítò tí ó ní àwọn ohun gbogbo tí ó ní àfojúsùn láti sin àwọn ọmọ Ilẹ̀ Adúláwọ̀ àti àgbáyé lápapọ̀ pẹ̀lú sísan owó nípa lílo Kírípítò ní èyí tí ó ní ewu kékeré fún ẹni tí ó ṣe é láti sanwó. Pẹ̀lú Ìkànnì tí ó fani mọ́ra, tí ó sì ní àbò, Tryptex wà láti mú ìpín tí ó làmìlaaka nínú ọjà nínú owó kírípítò tí ó ń gbèrú ní kíákíá yìí. Ẹ jẹ́ kí a wọ sààkun inú Tryptex láti ṣí aṣọ lójú bí ó ti ń ṣe ìtọ́jú àwọn tí ń tajà àti àwọn tí kò tà. Kí ló dé tí ó fi yẹ kí ẹ mú Kírípítò? Àwọn ohun tí Tryptex ní tó yàtọ̀ gédégbé ni owó ìtajà tí ó kéré jù lọ, èyí tí a rí fún bí 0.08%, pẹ̀lú àpapọ̀ ẹ̀jẹ́láti máa yára sanwó ní ọjà owó kírípítò. Ìròyìn ayọ̀ náà ni-Tryptex kò kàn wà fún àwọn tí ń tajà LÁSÁN. Ẹ tún lè lo ìkànnì náà fún àwọn tí kò ta ọjà. Ẹ ń wòye pé báwo ni? Ní ìsàlẹ̀ ni àwọn ohun tí ó làmìlaaka tí Tryptex ní fún àwọn tí ń tajà àti àwọn tí kò tajà. Fún àwọn tí ń tajà: Àpamọ́wọ́ Trypte ń ṣiṣẹ́, ó ní àbò, ó sì rọrùn láti lo lórí ẹ̀rọ yòówù tí kò bá jẹ́, ó sì máa ń ṣe agbátẹrù fún oríṣìíríṣìí owó kírípítò, tí kò yọ àwọn tí ó gbajú gbajà bí i Bitcoin, Ethereum, àti àwọn òmíràn sílẹ̀. Ìkànnì náà ń lo ọ̀nà púpọ̀ láti gba ètò ìdánilójú èyí tí ó máa ń rísí pé àpamọ́wọ́ Kírípítò wà lábẹ́ àbò. Àwọn ọ̀nà ìdáàbò (ohun méjì fún ṣíṣe ẹ̀rí ìdánilójú (2FA) àti nọ́ńbà àbò)láti lé àwọn tí wọ́n máa ń wọ́ inú àkáǹtì ènìyàn àti oníjìbìtì. O lè ra owó Kírípítò lórí ìkànnì (èyí tí kò yọ owó tí ó dúró lójú kan tàbí èyí tí kò dúró lójú kan sílẹ̀ )nípa lílo káàdì tí a fi ń yọ owó tàbí èyí tí a fi ń sanwó. Àwọn tí ń lo Tryptex ń gbádùn sísan owó pẹ̀lú oríṣìíríṣìí ọ̀nà. Ìkànnì náà ń gba ọ̀nà ìsanwo tí ó lé ní 350, èyí tí yóò mú ọ̀nà ríra nǹkan rọ̀run àti yá kánkán. Láì ṣe wàhálà ó lè fi owó ránṣẹ́ tàbí gba owó kírípítò láti ọ̀dọ̀ àwọn tí ń tajà lórí ìkànnì Tryptex P2P pẹ̀lú títẹ nǹkan péréte. Ó tilẹ̀ dára o ó lè bá ẹni tí ó fẹ́ rajà sọ̀rọ̀ títí di ìgbà tí ìdúnàdúrà náà yóò fi parí. Fún àwọn tí wọn kò tajà: Ọ̀kan lára àwọn ohun tí Trypay ní ni pé yóò gbà ọ́ láyé láti fi ránṣẹ́ àti láti gba owó padà nípa lílo owó kírípítò fún àwọn tí a ti rí pé wọ́n jẹ́ ojúlówó ẹni tí ń lo Tryptex. Ohun mìíràn tí àwọn kan ò ní tí Trypay ní tí ó mú u yàtọ̀ ni pé owó tí a fi ránṣẹ́ a máa sọ di ohun tí yóò wá ní owó ìbílẹ̀ ẹni tí ó jẹ ànfààní náà. Ẹ lè lo Tryptex ti káàdì dọ́là orí ẹ̀rọ ayélujára láti ra nǹkan ní àwọn ilé ìtajà orí ẹ̀rọ ayélujára tí ẹ fẹ́ràn kí ẹ sì sanwó láti máa wo àwọn ohun tí ẹ fẹ́, tí kò yọ Amazon, Shein, eBay, Aliexpress, Netflix, Amazon Prime, àti Spotify sílẹ̀. Tryptex ń fúnni ni ìkànnì tí ó ní ààbò láti lè san àwọn owó ohun tí ó jẹ́ìgbáyégbádùn bí i: iná, owó ríra fíìmù, káàdì ìpè àti dátà. Ìkànnì náà ń fún ni ní káàdì orí ẹ̀rọ ayélujára láti lè gba àwọn ohun tí wọ́n ń ṣe lórí ẹ̀rọ ayélujára ní àwọn orílẹ̀-èdè tí ó ju 150 lọ láti jẹ́ kí ẹ wà ní ìsopọ́ pẹ̀lú ẹbí àti ará. Tryptex ń gba ni láyé láti jẹwó nípa pípe àwọn ọ̀rẹ́ ẹni àti ẹbí ẹni láti forúkọ sílẹ̀ lórí ìkànnì náà. Ẹ̀ka pípe àwọn ènìyàn sí àti jẹwó ń fún àwọn tí wọ́n forúkọ sílẹ̀, tí wọn sì rí pé ohun tí wọ́n fi sílẹ̀ jẹ́ òdodo, wọn yóò gba 5% èrè ṣíṣe òwò nígbàkúùgbà tí ẹni tí wọ́n pè náà bá lo ìkànnì náà. Ibo ni a óò wá Trypex sí? Jẹ́ kí ìwọ jẹ́ ẹni àkọ́kọ́ láti mọ̀ nígbà tí ètò lórí ìkànnì náà bá ń lọ lọ́wọ́! Ó lè fi orúkọ rẹ sílẹ̀ ní orí ìkànnì náà ṣáájú ọjọ́ ìfilọ́lẹ̀ nípa dída ara pọ̀ mọ́ àwọn tí wọ́n ń dúró. Fún àwọn àlàyé síwájú si lórí ìfilọ́lẹ̀ àti mímọ ohun tí ó bá ń lọ déédé, ẹ lè kàn sí àwọn tí ń gbárùkù ti àwọn oníbàárà Tryptex láti ibi ìkànnì wọn tí ó jẹ́ ojúlówó àti àwọn ìkànnì tórọ́fọ́nkálé wọn gbogbo. Láti béèrè ìbéèrè lórí ohun tí ó ń lọ lórí ẹ̀rọ ayélujára, ìbánidókòwò àti ìbéèrè lórí ìfọ̀rọ̀wánilẹ́nuwò, ẹ jọ̀wọ́ émáilì: contact@tryptex.com.","ITryptex iCrypto Currency Exchange entsha Elungiselelwe Ukunikeza Izindleko Eziphansi Kakhulu Zokuhweba Embonini Ngabe usemusha emhlabeni wecrypto? Ngabe ufuna ipulatifomu ekungathenjelwa kuyo yokushintsha icrypto? Noma ngabe usukhathele ukukhokhiswa izimali ezinkulu nezifihliwe zecrypto? Usenhlanhleni! Kunesixazululo esisha nesenziwe sangcono - iTryptex. ITryptex iqhamuke nomgomo ocacile: ukwenza lula ukuthengiselana ngecrypto nokusungula indawo ephephile yabathandi becrypto abadala kanye nabasha, ngesikhathi inikeza imali ephansi kakhulu yokuhweba emakethe. Ngabe ulangazelela ukuhlola zonke izici zeTryptex kanye nokufunda indlela yokuqalisa uhambo lwakho lwecrypto? Nansi yonke imininingwane oyidingayo. Iyini iTryptex? ITryptex iyicryptocurrency suite enakho konke okudingayo ehlose ukusebenzela abantu base-Afrika kanye nabasemhlabeni wonke ngokuthengiselana ngecrypto okulula ngamanani aphansi kakhulu ku-taker. Ngepulatifomu yayo ephephile nelungele abasebenzisi, iTryptex isilungele ukuthatha ingxenye enkulu yemakethe endaweni ye-cryptocurrency ekhula ngokushesha. Ake singene sijule nakakhudlwana ezweni leTryptex ukuze sithole ukuthi ikuhlinzekela kanjani kokubili abahwebi kanye nabangebona abahwebi. Kungani Kumele Ukhethe iTryptex? Isici esivelele seTryptex ngamanani ayo okuhweba aphansi kakhulu, aphansi ngo-0.08%, kuhlangene nokuzibophezela kwayo ekukhokheni izimali ze-crypto ngokushesha emakethe. Izindaba ezinhle zithi - ITryptex akuyona eyabahwebi KUPHELA. Ungasebenzisa le pulatifomu njengomuntu ongahwebi. Ngabe uyazibuza ukuthi kanjani? Ngezansi kunezinye zezici ezibalulekile zeTryptex zabo bobabili abahwebi kanye nabangebona abahwebi. Okwabahwebi: I-Tryptex wallet iyasebenza, iphephile futhi kulula ukuyisebenzisa kuwo wonke amadivayisi futhi isekela ama-cryptocurrency ahlukahlukene, okuhlanganisa ongakhetha kukho okuthandwayo njenge-Bitcoin, i-Ethereum, kanye nama-altcoin amaningi. Ipulatifomu isebenzisa uhlelo lokuqinisekisa olunezici eziningi eziqinisekisa ukuphepha kwesikhwama semali yakho yecrypto. Lezi zinyathelo zokuvikeleka (ukuqinisekiswa kwezici kabili (2FA) nepin yokuvikeleka) zivimbela abadunayo kanye namaqola. Ungathenga amacryptocurrency kupulatifomu (okuhlanganisa nezinhlamvu zemali ezizinzile kanye nezingazinzile) usebenzisa i-debit cardnoma ikhadi lokuthenga ngesikweletu. Abasebenzisi beTryptex nabo bajabulela ilungelo lezindlela zokukhokha eziningi. Ipulatifomu yemukela izindlela zokukhokha ezingaphezu kwama-350, okwenza kuyinyeleleke kakhudlwana nangokushesha enqubweni yokuthenga. Ungathumela futhi uthole kalula icryptocurrency evela kubathengi kupulatifomu yeTryptex P2P ngokuchofoza nje kambalwa. Okungcono nakakhulu, ukuthi uxoxa ngqo nomthengi kuze kuphothulwe isivumelwano. Okwabangebona Abahwebi: Isici seTrypay sikuvumela ukuthi uthumele futhi uthole izimali ezisekelwa yicryptocurrency kwabanye abasebenzisi abaqinisekisiwe beTryptex. Ukusebenza ngendlela ehlukile kwe-Trypay ukuthi izimali ezithunyelwayo zishintshwa zibe yimali yendawo yohlomulayo. Ungasebenzisa amakhadi eTryptex virtual dollar ukuze uthenge esitolo sakho esiku-inthanethi osithandayo futhi ubhalisele insiza yakho yokusakaza, ehlanganisa i-Amazon, iShein, i-eBay, i-Aliexpress, iNetflix, i-Amazon Prime, kanye neSpotify. ITryptex inikeza ipulatifomu ephephile evumela ukuthi ukhokhele izinsiza ezifana: nogesi, amanzi, i-cable, umabonakude, iairtime kanye nedatha. Le pulatifomu inikeza izinsiza ze-inthanethi zokuphinda ushaje izinsiza zeselula emazweni angaphezu kwe-150 ukukusiza ukuthi uhlale uxhumene nabangani kanye nomndeni. ITryptex ikuvumela ukuthi wenze imali ngokumema abangani bakho kanye nomndeni wakho ukuthi babhalise kupulatifomu. Isici sokudlulisela nokuthola imali sinikeza abasebenzisi ababhalisiwe nabaqinisekisiwe u-5% wenzuzo yokuhweba noma nini lapho umuntu omxoxelayo bese engena esebenzisa ipulatifomu. Ngabe ungayithola kuphi iTryptex? Yiba ngowokuqala ukwaziswa lapho ipulatifomu liqala ukusebenza! Ungabhalisa kupulatifomu ngaphambi kosuku lokwethulwa ngokujoyina uhlu lwabalinde ukungena. Ukuze uthole imininingwane eyengeziwe mayelana nokuqalisa kanye nemininingwane etholakala njalo ngemva kwesikhathi esithile, ungaxhumana nensiza yokusiza amakhasimende yeTryptex ngesizindalwazi sethu esisemthethweni nezinkundla zethu zokuxhumana. Uma kukhona ofuna ukukwazi ngokuphathelene nokucoshelwa kwezindaba, ukusebenzisana kanye nezicelo zezingxoxo zokubuzwa ngalokhu, sicela uthumele i-imeyili ku-: contact@tryptex.com."
+ሌዘርባክ በዲያስፖራነት ላሉ አፍሪካውያን የገንዘብ ማስተላለፊያ መተግበሪያን ጀመረ ድንበር ተሻግሮ ገንዘብ መላክ የጽሑፍ መልእክት እንደመላክ ቀላል የሆነበትን ዓለም በዓይነ ሕሊናህ ይታይህ። ልክ ነው፣ ማለቂያ የሌላቸው የወረቀት ስራዎች የሉም፣ በጣም የተጋነኑ ክፍያዎች የሉም፣ እና ገንዘቡ በተቀባዩ ሒሳብ ውስጥ ከመድረሱ በፊት ለቀናት መጠበቅ የለም። ይህ ህልምይመስላል አይደለም እንዴ? ነገር ግን ይህ ከአሁን በኋላ ህልም ባይሆንስ፣ ግን በሌዘርባክ -ተለዋዋጭ በሆነው የቴክኖሎጂ ተጫዋች- የተፈጠረ እውነ�� ከሆነስ ፣ በአለም ዙሪያ ላሉ አፍሪካውያን፣ ድንበር ተሻጋሪ ክፍያዎችን አስጨናቂ ከነበሩ መንገዶች ወደ ቀላል እና ተደራሽነት በመቀየር። እና ሌዘርባክ ይህን ህልም ወደተግባር ለመቀየር የተነደፈ ለተማሪዎች፣ ለህክምና ስደተኞች፣ ለሩቅ ሰራተኞች፣ ለነጻ ሰራተኞች፣ ለወላጆች እና ለንግድ ስራ ባለቤቶች የእለት ተእለት ምቾት የሚሰጥ የሞባይል መተግበሪያን ፈጠረ። ሌዘርባክ ወሰን አቋራጭ የክፍያ አውታር እ.ኤ.አ 2019 ዓ.ም ተመስርቶ ለአፍሪካውያን ወሰን አቋራጭ ክፈያዎች በማቃለል ክፍያ እና በርካታ ምንዛሬ መፍትሔዎች እያንዳንዱ ግለሰብ እንዲልክ እና ያለገደብ በፍጥነት ገንዘብ መቀበል እንዲችል አድርጓል፡፡ በሌዘር ባክ አሰራር በመነሳሳት ዋና ሰራ አስፈጻሚው እና አጋር መስራች ቶየብ ኢብሂም ገንዘብ በነጻ እና በቀላሉ ልክ እንደ ሌዘር ባክ የሚዘዋወርበትን አለም በሀሳብ ያዙ፡፡ ሌዘር ባክ ተርትል ከሁሉም የባህር ተርትሎች በርካታ አህጉሮችን ከሚያቋርጡ ትልቁ እና በጣም ተንቀሳቃሹ ነው፡፡ ሌዘር ባክ ተርትል በመላው አለም በመዋኘት አትላንቲክ እና ፓስፊክ ውቅያኖስ በማቋረጥ አላውካ፣ ኖርዌይ፣ ኒውዝላንድ፣ ደቡብ አሜሪካ እና ደቡብ አፍሪካ አቋርጦ ይጓዛል፡፡ ወሰኖችን ያቋርጣል ሰፊ የሆኑ የሙቀት ለውጦችን ለመቋቋም በቂ አቅም አለው፡፡ እንደ ኤሊው ሳይሆን፣ ገንዘብ በነፃነት መጓዝን አይችልም። እንደ አካባቢ፣ የምንዛሪ ዋጋዎች፣ የታመኑ የፋይናንስ አጋሮችን ማግኘት፣ ከፍተኛ የግብይት ክፍያዎች እና ሌሎችም ተግዳሮቶች ሰዎች የሚፈልጉትን ህይወት እንዳያገኙ እንቅፋት ይሆናሉ። ከዚያም ሌዘርባክ (Leatherback) መጣ - መፍትሄ። እንደ ተርትል ሌዘር ባንከ ፋይናንስ ብቁ እና ወሰን የለሸ ነው፡፡ የፍፁም የፋይናንስ ነፃነትን ጣዕም እያጣጣሙ፣ በእውነተኛው ዓለም አቀፋዊ እንዲሆኑ የሚያስችላቸውን አገልግሎት ለሁሉም ሰው ለማቅረብ ያለመ ነው። ሌዘር ባክ ወሰን አቋራጭ ክፍያዎች ያሉበትን ችግሮች በመረዳት ሞባይል መተገበሪያ ሁሉንም በፍጥነት ገንዘብ በማንኛውም በመረጡት ምንዛሬ ለመላክ እና ለመቀበል የሚያስችል የሞባይል መተግበሪያ ደከመኝ ሳይል እንዲሰራ አድርጎታል፡፡ ተማሪዎች የት/ርት ክፍያቸውን ሊከፍሉ፣ ስደተኞች ሌዘር ባክን መተግበሪያ ክፍያቸውን ለመለየት እንዲችሉ ራቅ ያሉ ሰራተኞች እና ፍሪ ላንሰርስ ሌዘር ባንክ ሞባይል መተግበሪያ በመረጡት ምንዛሬ ለመከፈል ያስችላለቸዋል፡፡ የሌዘርባክ ሞባይል መተግበሪያ ከዋና ተጠቃሚው ጋር ታስቦ የተነደፈ ቀልጣፋ፣ ሊታወቅ የሚችል እና ለማሰስ ቀላል የሆነ በይነገጽ አለው። ቀጥተኛ የሆነ ያለው አሰራር ሂደት ተጠቃሚዎች በ2 ደቂቃዎች ውስጥ ሂሳባቸውን እንዲፈጥሩ በማስቻል አስቸጋሪ የሆነ አድካሚ የወረቀት ስራን ያስቀራል፡፡ በተለይ ሌዘር ባክ ሞባይል መተግበሪያ መርካታ መስሪያዎች ቀታይ የሆነእና ደህንነት የተጠበቀ ምንዛሬ የማዘዋወር ልምድ ያቀርባል፡፡ የመተግበሪያው ቁልፍ ይዘቶች የሚያካትቱት ፡ ላኪ አር. ኤሌዘርባክ መክፈያ ምርት ግለሰቦች በራሳቸው ምንዛሬ ገንዘብ እንዲልኩ በማስቻል ተጠቃሚው ባላቸው ምርጫ ምንዛሬ ገንዘብ ወዲያውኑ በኤንጂኤን፣ ዜድኤአር፣ ቲዜድኤስ፣ ሲኤፍኤ፣ ኤክስኤኤፍ፣ ኤክስኦኤፍ፣ጂኤችኤስ፣ ጂቢፒ፣ ዩኤስ፣ እና በሌሎችም መቀበል እንዲችሉ ያስችላል፡፡ በርካታ ምንዛሬ ሂሳቦች፡ ግለሰቦች በርካታ ምንዛሬ ሂሳብ በፍጥነት ግብይቶችን በሂደት ለማሳለፍ እና በተለያዩ ምንዛሬዎች ገንዘብ ተቀማጭ እና ወጪ ለማድረግ ያስችላል፡፡ የሚገርመው ነገር፣ ተጠቃሚዎች ገንዘቦችን በንዑስ መለያዎች መካከል ማስተላለፍ ወይም እንደ አስፈላጊነቱ ምንዛሪ መቀየር ይችላሉ፣ ብዙውን ጊዜ ከመደበኛ ምንዛሪ ልወጣ ክፍያዎች ጋር በተነፃፃሪ ተመራጭ በሆነ የምንዛሬ ተመን ነው። ዕለታዊ ታሪፍ እና ድርድር፡- በዲያስፖራነት ውስጥ ያሉ ግለሰቦች ለእያንዳንዱ ምንዛሬ ዕለታዊ ዋጋ ማግኘት እና ለእነሱ በሚስማማው ዋጋ መደራደርም ይችላሉ። ድርድራቸው ይታሰባል፣ ሌዘርባክ ግን ያቀረቡት ተመን እንደሚሰራ ያረጋግጣል። ፈጣን ማዘዋወሪያዎች ፡ በተራቀቀ ቴክኖሎጂ እና ስልታዊ አጋርነት በባንኪንግ አውታሮች ሌዘር ባክ ፈጣን ገንዘብ ማዘዋወሪያ ተቀባዮች በስዊፍት ሲያስፈልግ ገንዘብ ማግኘት እንዲችሉ ያደርጋል፡፡ እንደ ሀላፊነቱ አካል ለወሰን አቋራጭ ክፍያዎች ሌዘር ባክ በታወቁ ቁጥጥር ያለባቸው አካላት ሌዘር ባክ ሞባይል መተግበሪያ ናይጄሪያ ውስጥ፣ ጋና ፣ ካሜሮን፣ ታንዛኒያ እና ሌላ የአፍሪካ አገሮች መጠቀም ይችላሉ፡፡ ይህ አካታችነት ከኩባንያው የፋይናንስ ግብይቶች እንቅፋት ያልሆኑበት ዓለም አቀፍ ማህበረሰብ ለመፍጠር ካለው ተልእኮ ጋር የሚጣጣም ነው። ቱኤቢ ኢብራሂም ዋና ስራ አስፈጸሚ- ሌዘር ባክ ስራ መተግበራው መጀመር ያላቸውን ደስተኝነት ሲገልጹ ውጪ ያሉ አፍሪካውያን ዲያስፖራዎች ወሰን አቋራጭ ክፍያ መፍትሄዎቻቸውን በማቅረብ ሞባይል መተግበሪያችንን በማስተዋወቃችን እንኮራለን፡፡ 15+ ምንዛሬዎች የማግኘት ሀሳብን እና በአካል ባንክ ሳይጎበኝ 21 አገሮች ግብይት መፈጸም ሀሳብን እንወዳለን፡፡ የሌዘርባክ የሞባይል መተግበሪያ የፋይናንሺያል መሰናክሎች የሚወድቁበት እና ግለሰቦች የመገናኘት፣ የመደገፍ እና ድንበር አቋርጦ የማደግ ኃይል ወዳላቸው ወደ እርስ በርስ ወደ ተሳሰረው ዓለም የሚደረግ ጉልህ እርምጃን ይወክላል። ቀልጣፋ የሆነ የክፍያ አገልግሎት ላይ ከማተኮር በተጨማሪ ሌዘር ባክ ተጨማሪ ገንዘብ ነክ መፍትሔዎች ወደ ፊት ለማረጋገጥ ያቀደ ሲሆን ለግለሰቦች ፈጣን ወሰን አቋራጭ ክፍያዎች ለማቅረብ ያለውን ቁርጠኝነት በቀጣይ ጥብቅ ያደርገዋል፡፡ የሌዘርባክ መተግበሪያ ላይ ለመጀመር፣ መተግበሪያውን በፕሌይ ስቶር እና በአፕ ስቶር ላይ ያውርዱ። የበለጠ ለመማር ድህር ገጽwww.leatherback.co ይጎብኙ,"Leatherback Launches Money Transfer App for Africans in the Diaspora Picture a world where sending money across borders is as easy as sending a text message. That's right, no more endless paperwork, no more exorbitant fees, and no more waiting for days before the funds land in a recipient’s account. Sounds like a dream, doesn't it? But what if this isn't a dream anymore, but a reality fashioned by Leatherback - a dynamic tech player, changing the stressful modalities of cross-border payments into simple and accessible modalities, for Africans across the globe. And Leatherback just launched a mobile app designed to turn this dream into a practical, everyday convenience for students, medical migrants, remote workers, freelancers, parents, and business owners. Leatherback, a cross-border payment platform founded in 2019, simplifies cross-border payments for Africans by providing remittance and multi-currency solutions for everyone to send and receive money quickly without restrictions. Inspired by the Leatherback turtle, the CEO and Co-founder, Toyeeb Ibrahim, imagined a world where money could travel as freely and easily as the Leatherback turtle did. The Leatherback turtle is the largest and most migratory of all sea turtles, spanning multiple continents. The leatherback turtle swims around the globe, crossing the Atlantic and Pacific Oceans and travelling across Alaska, Norway, New Zealand, South America, and South Africa. It spans borders and is resilient enough to withstand vast temperature changes. Unlike that turtle, money cannot travel as freely. Challenges such as location, exchange rates, finding trusted finance partners, high transaction fees, and many more hinder people from attaining their desired lives. Then came Leatherback – the solution. Like that turtle, Leatherback Finance is resilient and borderless. It aims to provide everyone with access to services that enable them to become genuinely global, experiencing the taste of absolute financial freedom. Leatherback understands the pain points of cross-border payments and has worked tirelessly to develop a mobile app that allows everyone to instantly send and receive money in any currency of their choice. Students can pay tuition fees, migrants can use the Leatherback app to sort out their payments, and remote workers and freelancers can also use the Leatherback mobile app to get paid in any currency they choose. The Leatherback mobile app boasts a sleek, intuitive, and easy-to-navigate interface, designed with the end user in mind. The straightforward onboarding process allows users to create an account in two minutes, eliminating the tedious paperwork. Notably, the Leatherback mobile app has a range of features that ensure a streamlined and secure currency transfer experience. Key features of the app include: SendR: A Leatherback remittance product that enables individuals to send funds in their local currency, and the beneficiary will instantly receive the funds in the currency of their choice, be it in NGN, ZAR, TZS, CFA, XAF, XOF, GHS, GBP, USD and many more. Multi-currency account: Individuals can own a multi-currency account to quickly process transactions, and deposit and withdraw funds in various currencies. Interestingly, users can transfer funds between sub-accounts or convert currency as needed, often at a preferential exchange rate compared to regular currency conversion fees. Daily rates and negotiation: Individuals in the diaspora can access daily rates for each currency and negotiate the rates that suit them. Their negotiations are considered, while Leatherback ensures the offered rate works. Instant transfers: Through advanced technology and strategic partnerships with banking networks, Leatherback enables instant fund transfers, empowering recipients with swift access to funds when needed. As part of its commitment to cross-border payments, Leatherback is authorised by notable regulated bodies to ensure that the Leatherback mobile app is accessible to users in Nigeria, Ghana, Cameroon, Tanzania, and other African countries. This inclusivity aligns with the company's mission of creating a global community where barriers to financial transactions are dismantled. Toyeeb Ibrahim, CEO of Leatherback, expressed his excitement about the app's launch, stating, ""We are proud to introduce our mobile app to empower Africans in the diaspora by providing solutions tailored to their cross-border payment needs. We love the idea of accessing 15+ currencies and transacting across 21 countries on the go, without physically visiting a bank"". Leatherback's mobile app represents a significant step towards a more interconnected world, where financial barriers are torn down, and individuals have the power to connect, support, and thrive across borders. In addition to focusing on efficient remittance services, Leatherback plans to integrate additional financial solutions in the future, further solidifying its commitment to providing individuals with the fastest cross-border payments. To get started on the Leatherback app, download the app on Play Store and App Store. Visit www.leatherback.co to learn more.","Kamfanin Leatherback ya ƙaddamar da manhajar tura kuɗi domin 'yan Afirka da suke zaune a ƙasashen waje. Tsarin duniya, inda tura kuɗi tsakanin iyakokin ƙasashe ya yi sauƙi kamar tura gajeren saƙo. Haka yake, yanzu ba sauran aikin rubue-rubuce, sannan ba sauran cirar kuɗi masu yawa kuma ba sauran jira na tsawon ranaku kafin kuɗi su shiga asusun wanda aka turawa. Sai kuka ji kamar a mafarki ko, ko ba haka ba? Amma idan hakan ya zamto ba mafarkin ba ne ba fa, amma al'amari ne da gaske da kamfanin Leatherback ya kawo - mai kawo fasaha iri daban-daban da sauya hanyoyin tura kuɗi tsakanin ƙasashe zuwa hanyoyi masu sauƙi domin 'yan Afirka da ke sassan duniya. Sannan Kamfanin Leatherback ya ƙaddamar da wata manhajar tafi da gidanka, wacce aka ƙirƙire ta domin ta matso da nesa kusa da sauƙaƙa wa dalibai da masu tafiya neman lafiya da masu aiki daga wurare masu nisa da masu aikin wucin-gadi da iyaye da kuma 'yan kasuwa. Kamfain Leatherback ya fara hada-hadar tura kuɗi daga wata ƙasa zuwa wata ne a shekarar 2019, inda ya sauƙaƙa wa 'yan Afirka hada-hadar biyan kuɗi daga ƙasa zuwa ƙasa da kuma amfani da kuɗaɗen ƙasashen waje ga kowa da kowa domin turawa da karɓar kuɗi cikin sauri ba tare da wani tsaiko ba. Toyeeb Ibrahim, Shugaban Kamfanin Leatherback kuma guda a cikin mamallakansa, wanda tsarinsa ya ja hankalinsa, inda ya ce dubi yadda yadda duniya ta zama, inda kuɗi saurin isa inda aka tura kamar yadda lamarin yake a tsarin Kamfanin Leatherback. Tsarin Kamfanin Leatherback shi ne mafi dacewa da kowa, inda ya kutsa nahiyoyi daban-daban. Kamfanin Leatherback ya kutsa ko'ina a duniya, inda ya tsallaka Kogin Atilantika da Facifik, ya shiga Jihar Alaska da ƙasashen Norway da New Zealand da Amurka ta kudu da kuma Afirka ta kudu. Yana tsallake iyakoki kuma, inda ya dace da kowane yanayi. Ba kamar wannan tsarin ba, kuɗi ba ya yawo a haka kawai. Kamar da yadda ba a rasa tarnaƙi, canjin kuɗi da samun amintattun abokan hulɗa da tsadar kuɗin hada-hadar ciniki da kuma wasu abubuwa da yawa suna hana mutane cim ma burikansu. Kawai sai Kamfanin Leatherback ya kawo mafita. Kamar dai haka, hada-hadar kuɗi ta Kamfanin Leatherback ya dace da ko'ina kuma ya tsallaka wurare da dama. Manufarsa ita ce ba wa kowa da kowa damar kaiwa ga hidimomi da za su ba su damar su mallaki duniya a tafin hannunsu, domin samun cikakken 'yancin hada-hadar kuɗi. Kamfanin Leatherback ya fahimci irin ƙalubalen tura kuɗi tsakanin ƙasashe sai ya tashi tsaye domin samar da wata manhajar wayar hannu da take ba wa kowa da kowa damar turawa da karɓar kuɗi nan da nan a kowane irin kuɗin ƙasar da suke so. Ɗalibai za su iya biyan kuɗin makaranta, 'yan gudun hijira za su iya yin amfani da manhajar Leatherback wajen warware matsalolin biyan kuɗinsu, haka kuma masu aiki a nesa da masu aikin sa-kai kan iya amfani da manhajar Leatherback ta wayar hannu domin a biya su da irin kuɗin da suka zaɓa. Manhajar Kamfanin Leatherback tana kara sauƙi, saurin ganewa da sauƙi amfani. Sassauƙar hanyar shiga na ba wa masu amfani da ita damar buɗe asusu a cikin daƙiƙa kaɗan, ba tare da cike-cike ba. Manhajar wayar hannu ta Leatherback tana da wasu jerin siffofi da take tabbatar da ingantacciyar hanyar hada-hadar tura kuɗi kuma mara hatsari. Muhimman abubuwan manhajar sun haɗa da: Kafar SendR: Tsarin tura kuɗi ne na manhajar Leatherback da yake ba wa ɗaiɗaikun mutane damar tura kuɗin da kuɗin ƙasarsu, sannan wanda aka tura wa kuɗin zai same su nan take a irin kuɗin da yake so, ku kuɗin Nijeriya ko Afirka ta kudu ko Tanzaniya ko na kuɗaɗen ƙasashen tsakiyar Afirika lo kuɗin ƙasar Kamaru ko kuɗin kasashen yammacin Afirika ko kuɗin ƙasar Ghana ko kuɗi Ingila ko kuɗin ƙasar Amurka da sauransu. Asusu mai tsarin kuɗaɗen ƙasashe daban-daban: Ɗaiɗaikun mutane za su iya mallakar asusun mai tsarin kuɗaɗen ƙasashe daban-daban domin yin hada-hadar kuɗi nan da nan, sannan a iya ajiye ko cire kuɗi a kuɗaɗe iri daban-daban. Abin sha'awa, masu amfani da kafar za su iya tura kuɗaɗe a tsakanin ƙananan asusu ko canja kuɗin wata ƙasa kamar yadda ake buƙata, wanda yawanci a kan keɓantacciyar darajar canjin kuɗaɗe idan aka kwatanta da irin yadda canjin kuɗi na yau da kullum. Farashin kowace rana da daidaito: Ɗaiɗaikun mutane a ƙasashen waje za su iya sanin farashin kuɗaɗe kowace ƙasa a kullum sannan su daidaita a kan farashin da ya yi musu. Ana la'akari da daidaitawarsu , inda manhajar Kamfanin Leatherback take tabbatar da an yi amfani da darajar kuɗin daidai. Tura kuɗi cikin sauri: Ta hanyar babbar fasaha da haɗin gwiwa mai tsari da ttsarin sadarwar bankuna, manhajar Leatherback tana ba da damar tura kuɗi cikin sauri, inda taimaka wa masu karɓar kuɗi samun damar amfani da kuɗin a duk lokacin da suke buƙata. A ƙoƙarinsa na kawo tsarin biyan kuɗi tsakanin ƙasashe, Kamfanin Leatherback ya samu sahalewar hukumomin da suke sa-do don tabbatar da cewa manhajar wayar tafi-da-gidanka ta kai ga masu amfani a Nijeriya da Ghana da Kamaru da Tanzania da sauaran ƙasashen Afirka. Wannan ya yi daidai da manufar kamfanin ta samar da wani tsari a duniya, inda ake warware matsalolin hada-hadar kuɗi. Toyeeb Ibrahim, Shugaban Kamfanin Leatherback, ya bayyana jin daɗinsa game da ƙaddamar da manhajar, inda ya ce, ""muna alfaharin gabatar da manhajar wayarmu ta tafi-da-gidanka domin ba wa 'yan Afirka da ke a ƙasashen duniya damar gudanar da hada-hadar tsakanin ƙasashe daidai da buƙatunsu'. Muna shirin kaiwa ga kuɗaɗen ƙasashen waje15 da hada-hadar kuɗaɗe tsakanin ƙasashe 21 koyaushe, ba tare da zuwa banki ba."". Manhajar wayar hannu ta Leatherback tana nuna yadda duniya ta game da juna, inda aka kawar da matsalolin hada-hadar kuɗi, sannan mutane suna da ikon kaiwa ga junansu da taimakon juna a tsakanin ƙasashe. Baya ga mai da hankali a kan kyawawan tsare-tsaren tura kuɗi, Kamfanin Leatherback yana shirye-shiyen shigo da wata hanayar hada-hadar kuɗi a nan gaba, inda yake ƙaƙarin samar wa mutane damar biyan kuɗaɗe a tsakanin ƙasashe cikin sauri. Domin fara amfani da manhajar Leatherback, sakko da manhajar daga manhajar a Play Store da App Store. Ziyarci www.leatherback.co domin ƙara sani da koyo.","Leatherback yatambulisha programu ya utumaji pes kwaajili ya Waafrika wakiwa Ughaibuni. Vuta taswira kwamba kutuma pesa kuvuka mipaka ni rahisi ka kutuma ujumbe mfupi wa maandishi. Hilo ni sawa, hakuna kutumia makaratasi zaidi, hakuna ada ya kupita kiasi, na hakuna muda mwingi wa kusubiri kabla ya pesa kufika kwenye akaunti ya mlengwa. Inaonekana kama vile ndoto, sivyo? Lakini vipi kama hili sio ndoto tena, ila ni kweli iliyotengenezwa na Leatherback - ni mtaalamu wa masuala mbalimbali ya teknolojia, kabadilisha msongo wa namna ya malipo yavukayo mipaka kwenda kwenye urahisi na yenye kuwezekana, kwa ajili ya Waafrika duniani kote. Na Leatherback imezindua program ya simu Iliytoundwa kugeuza ndoto hii kuwa uhalisia, wa kila siku kwa wanafunzi, wahamiaji wa matibabu, wafanyakazi wa mbali, wafanyakazi huru, wazazi, na wamiliki wa biashara. Leatherback, jukwaa la malipo yavukayo mipaka liliundwa mwaka 2019, linarahisisha malipo yavukayo mipaka kwa Waafrika kwa kuwapatia masuluhisho ya utumiaji fedha na na pesa mbalimbali kwa kila mmoja kutuma na na kupokea pesa kwa haraka bila vikwazo. Imehamasishwa na Leatherback turtle, CEO na mwanzilishi mwenza, Toyeeb Ibrahim, aliivutia taswira dunia ambapo pesa ingeweza kusafiri bure na kwa urahisi kama alivyofanya Leatherback turtle. Leatherback turtle, ndiye kasa mkubwa na anayehama kuliko wote baharini, is the largest and most migratory of all sea turtles, inayozuka mabara mengi. Leatherback turtle anaogelea duniani kote, akikatiza Bahari ya Atkantik na, Pasifiki na kusafiri kote Alaska, Norwei, New Zealand, Amerika Kusini, na Afrika Kusini. Anavuka mipaka na ustahamilivu wa kutosha wa kuhimili mabadiloko makubwa ya joto. Sio kama Kasa huyo, fedha haiwezi kusafiri bure. Changamoto kama vile, mahali, viwango vya ubadilishanaji, kupata washirika wa fedha wenye kuaminika, adakubwa ya miamala, na nyingine nyingi zinazuia watu kupata maisah yao wanayoyatamani. Halafu likaja suluhisho la Leatherback. Sio kama Kasa yule, Pesa ya Leatherback ni imara na haina mipaka. Inakusudia kumpa kila mtu ufikiaji wa huduma zinazomwezesha kuwa wa kimataifa kikweli, akifurahia ladha ya uhuru wa kweli wa kifedha. Leatherback inafahamu maumivu ya malipo yavukayo mipaka na imefanya kazi bila kuchoka kutengeneza programu ya simu ambayo itamuwezesha kila mmoja kutuma na kupokea fedha papo hapo kwa fedha yoyote aichaguayo. Wanafunzi wanaweza kulipa ada za masomo, wahamiaji wanaweza kutumia program ya Leatherback kurahisiaha malipo yao, na wafanyakazi wa mbali na wafanyakazi huru pia wanaweza kutumia programu ya simu ya mkononi ya Leatherback kulipwa kwa fedha ya aina yoyote ya chaguo lao. Programu ya simu Leatherback inajivunia umaridadi, angavu, na rahisi kugundua muingiliano, iliyosanifiwa kwa weledi. Mchakato wa moja kwa moja unawaruhusu watumiaji kutengeneza akaunti kwa dakika mbili, kuondosha kazi ya kuchosha ya makaratasi. Hususani, programu ya simu ya Leatherback ina vipengele mbalimbali ambavyo vinahakikisha hali zoefu ya kuhamisha fedha kwa urahisi na usalama. Vipengele muhimu vya programu hujumuisha: SendR: Leatherback bidhaa ya utumaji pesa ambayo inawezesha watu kutuma pesa kwa kutumia pesa zao za nyumbani, na wapokeaji atapokea fedha papo hapo kwa aina ya fedha atakayoichagua, ikiwa kwenye NGN, ZAR, TZS, CFA, XAF, XOF, GHS, GBP, USD na nyingine nyingi. Akaunti za fedha tofautitofauti: Mtu anaweza kumiliki akaunti za fedha tofautitofauti ili kuharakisha mchakato wa miamala, na kuweka na kutoa fedha kwa fedha tofautitofauti. La kuvutia, watumiaji wanaweza kutuma fedha kati ya akaunti ndogo ama kubadilisha fedha kama ihitajikavyo mara nyingi kwa kiwango cha ubadilisxhaji cha upendeleo kufananisha na ada ya kawaida ya ubadilishaji fedha. Mazungumzo na viwango vya kila siku: watu wa ughaibuni wanaweza kupata viwango vya kila sikukwa fedha yoyote na kupatana kwa viwango vilivyo bora kwao. Mapatano yao yanazingatiwa, wakati Leatherback inahakikisha kiwango kilichotolewa kinafanya kazi. Kutuma papo hapo: kupitia teknolojia ya juu na washirika wa kimkakati pamoja na kufahamiana na huduma za kibenki, Leatherback inawezesha kuhamisha fedha papo hapo, kumuwezesha mpokeaji kwa kufikiwa na pesa kwa haraka anapozihitaji. Ikiwa ni sehemu ya kujitoa kwake kwa ajili ya malipo yavukayo mipaka, Leatherback imeidhinishwa na bodi znye mamlaka ili kuhakikisha kwamba programu ya simu ya Leatherback inakubalika kwa watumiaji, inapatikana kwa watumiaji, ndani yaNigeria, Ghana, Kameroon, Tanzania, na nchi nyingine Afrika. Ujumuishaji huu unalinagana na lengo la kampuni hiyo la kutengeneza jumuiya ya kimataifa ambapo vikwazo kwenye miamala ya kifedha vinaondolewa. Toyeeb Ibrahim, CEO wa Leatherback, alielezea furaha yake kuhusu utambulisho wa programu, alisema,""Tunajivunia kutambulisha programua yetu ya simu ili kuwawezesha Waafrika waliopo Ughaibuni kwa kuwapataia sukuhisho mbalimbali zenye kulenga mahitajia yao ya malipo yavukayo mipaka. Tunalipenda wazo la kupatikana sarafu 15+ na kufanya miamala kwa nchi 21 na zaidi, pasipo kwenda mtu yeyed mwenyewe benki. Programu ya simu ya Leatherback inawakilisha hatua muhimu kuelekea kuiunganisha dunia, ambapo vikwazo vya kibiashara, vinavunjwa mtu binafsi ana uwezo wa kuunganisha, kusaidia, na kutuma fedha kuvuka mipaka. Kwa kuongezea kwa kuzingatia huduma bora za kutuma pesa, Leatherback inapanaga kuunganisha suluhisho za ziada wakati ujao, kuimarisha zaidi kuitoa kwake ili kuwapatia watu malipo yavukayo boda kwa haraka. Kuanza kutumia programu ya Leatherback, pakua programu kwenywe Play Store na App Store. Tembelea www.leatherback.co ili kujifunza zaidi.","Leatherback ṣe ìfilọ́lẹ̀ áàpù tí a fi máa ń fi owó ránṣẹ́ fún àwọn ọmọ Áfíríkà ní òkè òkun. Ẹ ya àwòrán ayé tí fífi owó ránṣẹ́ sí òkè òkun yóò rọrùn bí i fífi àtẹ̀jíṣẹ́ ránṣẹ́. Ìyẹn dára, òpin ti dé bá iṣẹ́ kíkọ ìwé, kò sí níná owó tí ó pọ̀ mọ́, kò sí dídúró fún ọ̀pọ̀lọpọ̀ ọjọ́ kí ẹni tí a fi owó ránṣẹ́ sí tó rí i. Ó dàbí àlá, àbí b���́ẹ̀ kọ́? Ṣùgbọ́n báwo ni ti kì í bá ṣe àlá mọ́, ṣùgbọ́n ohun tí ó ń ṣẹlẹ̀ lójú ayé tí àwọn Leatherback ṣe -àwọn tí ó mọ̀ nípa ìyípadà tó ń dé bá ìmọ̀ ẹ̀rọ, ṣiṣẹ́ àyípadà sí ìrora sísanwó sí òkè òkun di ohun tí ó rọrùn, tí ó ṣe ń ṣe fún gbogbo ọmọ Áfíríkà káàkiri àgbáyé. Àti pé Leatherback ṣẹ̀ṣẹ̀ ṣe ìfilọ́lẹ̀ áàpù tí a ṣe láti sọ àlá yìí di ohun tí ó ṣe é ṣe fún akẹ́kọ̀ọ́, àwọn oníṣègùn òyìnbó, àwọn tí wọ́n ń ṣe iṣẹ́ níbi tí ó jìnnà sí ibi iṣẹ́ wọn, òbí àti àwọn olókowò. Leatherback, Ìkànnì tí ń sanwó sí òkè òkun tí a dásílẹ̀ ní ọdún 2019, mú sísanwó sí òkè òkun rọrùn fún gbogbo ọmọ Áfíríkà nípa pípèsè owó tí a san wọlé bí ẹ̀bùn àti ìyànjú fún owó ìlú òkèèrè gbogbo fún ènìyàn láti fi ránṣẹ́ àti láti gba owó ní kíákíá láìsí ìdènà. Gẹ́gẹ́ bí ìmísí láti ara Ìjàpá ẹlẹ́yìn-awọ, Aláṣẹ àti Olùdarí, àti Olùdìjọdásílẹ̀, Toyeeb Ibrahim, lérò ilé-ayé níbi tí owó tí lè rìnrìn-àjò wọ́ọ́rọ́wọ́ tó sì rọrùn gẹ́gẹ́ bí ìjàpá ẹlẹ́yìn-awọ ṣe ṣe. Ìjàpá ẹlẹ́yìn-awọ jẹ́ irúfẹ̀ ìjàpá tí ó tóbi jù tí ó sì jẹ́ ìjàpá tí ó máa ń ṣí kiri jù nínú gbogbo àwọn ìjàpá, èyí tí ọwọ́jà rẹ̀ dé ẹkùn àìmọyè lágbàáyé. Ìjàpá ẹlẹ́yìn-awọ máa ń lúwẹ̀ẹ́ káàkiri àgbáyé, tí ó sì máa ń fo àwọn òkun ti Àtíláńtíìkì àti Pàsífíìkì, tí ó sì ń rìnrìnàjò kọjá Alaska, Norway, New Zealand, South America, àti South Africa. Ó lẹ́mìí, ó sì lè gbà ìyípadà òtútù àti oorun. Kò dàbí ìjàpá yẹn, owó kò lè rìnrìnàjò wọ́ọ́rọ́wọ́. Àwọn ìṣòro bí ibùdó, iye ìpààrọ̀-owó, wíwá àwọn olù-dìjọ-se-onígbọ̀wọ́ tó ṣe fi ọkàn tán, ọ̀wọ́n gógó owó ìdúnàádúrà, àti àwọn mìíràn tó ń pagi dínà gbígbé ìgbé-ayé tí a fẹ́. Nígbà náà ni Leatherback dé – ọ̀nà àbáyọ náà. Gẹ́gẹ́ bí ìjàpá yẹn, Ètò Ìṣúná Leatherback jẹ́ alákaakì àti aláìláàlẹ̀. Ó gbèrò láti pèsè ààyè ìlò fún olúkúlùkù èyí tí ó gbà wọ́n láàyè láti di káríayé nítòótọ́, ní níní ìrírí adùn òmìnira ètò ìṣúná. Leatherback ní òye kókó ìnira owó sísan láàrin orílẹ̀ - èdè méjì, ó sì ti ṣiṣẹ́ kárakára láti ṣe ìfilọ́lẹ́ ètò ẹ̀rọ ìbánisọ̀rọ̀ tí yóò gbà àwọn ènìyàn láàyè láti fi owó ránṣẹ́ àti láti gba owó ní irúfé owó orílẹ̀-èdè tó bá wù wọ́n. Àwọn akẹ́kọ̀ọ́ lè san owó ilé-ẹ̀kọ́, kí àwọn arìnrìn-àjò lo ètò Leatherback láti yanjú owó sísan wọn àti kí àwọn òṣìṣẹ́ ìgbèríko àti àwọn òṣìṣẹ́ àdáwà náà lè lo Leatherback ètò orí ẹ̀rọ ìbánisọ̀rọ̀ láti gba owó wọn ní èyíkéyìí owó orílẹ̀-èdè tí wọ́n bá yàn. Áàpù Leatherback ní òye, ó sì ṣe é lò pẹ̀lú ìrọ̀rùn, nípa pé wọ́n ní àwọn tí yóò lò ó lọ́kàn nígbà tí wọ́n ń ṣe é. Ìlànà ìmúlò tí kò ní wàhálà nínú máa ń fáàyè gba àwọn asàmúlò láti ṣẹ̀dá òpónà ìṣàmúlò ní ìṣẹ́jú méjì, èyí tó ń fòpin sí ìnira ìṣàmúlò iṣẹ́ orí bébà. Ohun tó tọ́ láti fọkàn sí ni pé, Leatherback ètò ìṣàmúlò lórí ẹ̀rọ ìbánisọ̀rọ̀ ní oríṣi àǹfààní láti rí i dájú pé ìrírí ìfowóránṣẹ́ náà wáyé láì sí ìjàmbá tàbí wàhálà. Àwọn ohun àmúyẹ tó ṣe kókó nínú ètò náà ni: SendR: àmúyẹ Leatherback tó ń fáàyè gba àwọn ènìyàn láti fi owó ránṣẹ́ ni irúfé owó ilẹ̀ wọn tí ẹni ti wọ́n fi owó náà ránṣẹ́ sí yóò ri gbà lẹ́sẹ̀kẹsẹ̀ ní irúfẹ́ owó ilẹ̀ tí ó bá wù wọ́n kò bá a ṣe NGN, ZAR, TZS, CFA, XAF, XOF, GHS, GBP, USD àti ọ̀pọ̀lọpọ̀ mìíràn. Ètò owó oríṣiríṣi orílẹ̀ - èdè: ẹnì kọ̀ọ̀kan lè ní àǹfààní sí àkáǹtì owó oríṣi orílẹ̀ - èdè láti lè ṣètò àwọn oríṣi Ìgbésẹ̀ owó lílò àti láti lè kówó wọlé àti gbà á jáde ní owó oríṣi orílẹ̀ - èdè. Ohun tó dùn mọ́ ni nínú jù ni pé, àwọn asàmúlò lè fi owó ránṣẹ́ láàrin àkántì méjì tàbí kí ó ṣe àyípadà owó orílẹ̀-èdè náà bí ó bá ṣe yẹ. Ọ̀pọ̀ ìgbà, ó máa ń jẹ́ ètò àyípadà tí ẹni náà bá yàn láàyò ní ṣíṣe àfiwé rẹ̀ pẹ̀lú ètò owó àyípadà tó ń lọ lọ́wọ́. Òṣùwọ̀n ojoojúmọ́ àti ìdúnàdúrà: ẹni kọ̀ọ̀kan ní orílè-èdè àgbáyé lè ní àǹfààní òṣùwọ̀n ojoojúmọ́ yìí fún owó orílẹ̀-èdè kọ̀ọ̀kan láti dún àdúrà iye tó wà lórí àyípadà owó tó bá rọ̀ wọ́n lọ́rùn. Wọn á fiyè sí ìdúnàdúrà wọn nígbà tí Leatherback yóò rí i dájú pé iye owó tí wọ́n fi lọ̀ wọ́n ṣiṣẹ́. Ìfiránṣẹ́ ẹsẹ̀kẹsẹ̀: látàrí ìdàgbàsókè ìmọ̀ ẹ̀rọ àti ìbáṣepọ̀ elètò pẹ̀lú ìmọra ilé ìfowópamọ́, Leatherback máa ń jẹ́ kí ìfowóránṣẹ́ ẹsẹ̀kẹsẹ̀ ṣeéṣe ríró àwọn ẹni tí ọ̀rọ̀ kàn lágbára pẹ̀lú ìfààyègbà kíákíá nígbà tí wọ́n bá nílò rẹ̀. Gẹ́gẹ́ bí ìfarajìn rẹ̀ sí owó sísan láàrin orílẹ̀-èdè méjì, Leatherback ní àṣẹ láti ọ̀dọ àwọn àgbáríjọ àwọn aláṣẹ láti rí i dájú pé ètò Leatherback lórí ẹ̀rọ ìbánisọ̀rọ̀ wà ní àrọ́wọ́tó àwọn asàmúlò ní orílẹ̀-èdè Nàìjíríà, Ghana, Cameroon, Tanzania àti àwọn orílẹ̀ - èdè aláwọ̀ dúdú mìíràn. Mímú mọ pẹ̀lú ìbámu iṣẹ́ ilé-iṣẹ́ náà tí ó jẹ́ dídá agbègbè làgbáyé tí kò ní sí ìdènà fún nínáwó fún títà àti rírà di èyí tí a túká. Toyeeb Ibrahim, olùdarí Leatherback fi ìdùnnú rẹ̀ hàn nípa ìfilọ́lẹ́ ètò orí ẹ̀rọ ìbánisọ̀rọ̀ náà, ó wí pé"" inú wa dùn láti ṣe àfihàn ètò orí ẹ̀rọ ìbánisọ̀rọ̀ láti ró àwọn ọmọ ilẹ̀ Áfíríkà tó wà ní àwọn orílẹ̀-èdè mìíràn lágbára nípa pípèsè ojútùú sí àwọn ìṣòro tí wọ́n ń kojú látàrí owó sísan láàrin orílẹ̀-èdè kan sí èkejì. A fẹ́ràn èrò tó ṣe àgbékalẹ̀ ààyè irúfẹ́ owó orílẹ̀-èdè 15+ tí ó sì ń ṣiṣẹ́ láàrin orílẹ̀ - èdè 21 nígbà kan náà láì sí ìbẹ̀wò ojúkojú sí ilé ìfowópamọ́. Ètò Leatherback lórí ìbánisọ̀rọ̀ dúró fún Ìgbésẹ̀ pàtàkì fún àgbáyé tó túbọ̀ so pọ̀ mọ́ ara níbi tí ìdènà nípa owó ti di wíwó lulẹ̀ àti tí ẹni kọ̀ọ̀kan ti ní agbára láti ní àjọṣepọ̀, dúró tì àti fi gbòǹgbò múlẹ̀ yíká ẹnu ibodè. Ní àfikún lórí sísanwó gẹ́gẹ́ bí ẹ̀bùn tí ó jẹ́ àfojúsùn, Leatherback ṣètò láti ṣe àfikún ìyànjú ètò ìsúná, kí ó lè pèsè eto ìsanwó tí kò ní ní àlà fún àwọn ènìyàn. Láti bẹ̀rẹ̀ lórí ètò Leatherback orí ẹ̀rọ ìbánisọ̀rọ̀ yìí, ṣe àgbékalẹ̀ rẹ̀ sórí ẹ̀rọ ìbánisọ̀rọ̀ rẹ láti orí ilé ìtajà áàpù ti Google àti sítọ́ọ̀ áàpù. Ṣe àbẹ̀wò sí ìkànnì Leatherback.co láti ní ìmọ̀ soi.","ILeatherback Yethula Isisetshenziswa Sokudlulisa Imali Yabantu Base-Afrika Abahlala Kwamanye Amazwe Cabanga ngomhlaba lapho ukuthumela imali phesheya kwemingcele kulula njengokuthumela umlayezo obhaliwe. Kunjaloo, akusagcwaliswa amaphepha angapheli, azisekho izimali ezimba eqolo ezikhokhiswayo, futhi akusekho ukulinda izinsuku ngaphambi kokuthi izimali zifike ku-akhawunti yowemukela imali. Kuzwakala sengathi yiphupho, angithi? Kodwa ungathini uma lokhu kungaselona iphupho, kodwa sekuyinto ekhona eyakhiwe yiLeatherback - ingqalabutho yezobuchwepheshe, eshintsha izindlela ezibanga ingcindezi zokukhokha phesheya kwemingcele zibe yizindlela ezilula nezisebenzisekayo, kubantu base-Afrika abasemhlabeni wonke. Futhi iLeatherback isanda kwethula isisetshenziswa seselula esidizayinelwe ukuguqula leli phupho libe yinto ekhona, esebenziseka kalula nsuku zonke kubafundi, abazokwelapha abathuthele kwamanye amazwe, abasebenzi abakude, abasebenzi abasebenza ngokuzimela, abazali, nabanikazi bamabhizinisi. ILeatherback, iyipulatifomu lokukhokhelana ngaphesheya kwemingcele eyasungulwa ngo-2019, yenza kube lula ukukhokhelana ngaphesheya kwemingcele kubantu base-Afrika ngokuhlinzeka izixazululo zokuthumela imali nezixazululo zezimali zamazwe amaningi ukuze wonke umuntu athumele futhi athole imali ngokushesha ngaphandle kwezivimbelo. Egqugquzelwa i-Leatherback turtle, iSikhulu esinguMlawuli oyiNhloko (CEO) kanye noMsunguli ngokuHlanganyela (Co-founder), uTyeeb Ibrahim, wacabanga izwe lapho imali ingahamba ngokukhululekile futhi kalula njengoba i-Leatherback turtle yenza. Ufudu lohlobo lweLeatherback lukhulu uzidlula zonke futhi lufuduka kakhulu kunazo zonke izimfudu zasolwandle, luhamba amazwekazi amaningi. Ufudu lohlobo lwe-leatherback lubhukuda luzungeze umhlaba wonke, lunqamula ulwandle lwe-Atlantic nolwePacific futhi ihambelaa e-Alaska, eNorway, eNew Zealand, eMelika eseNingizimu, kanye naseNingizimu Afrika. Lunqamula imingcele futhi lukwazi ukumelana ngokwanele nokushintsha kakhulu kwamazinga okushisa. Ngendlela engafani nalolo fudu, imali ayikwazi ukuhamba ngokukhululekile. Izinselele ezinjengendawo, amanani okushintshaniswa kwemali, ukuthola obalingani bezezimali abathembekile, izimali ezinkulu ezikhokhiswayo zokuthengiselana, nokunye okuningi kuvimba abantu ukuthi bafinyelele empilweni abayifisayo. Kwabe sekufika iLeatherback – yaba yisixazululo. Njengalolo fudu, iLeatherback Finance iyakwazi ukumelan nezimo futhi ayivinjwa yimingcele. Ihlose ukuhlinzeka wonke umuntu ngokwazi ukufinyelela ezinsizeni ezibenza bakwazi ukuba ngabasemazweni omhlaba ngempela, bazizwele ukuthi kunjani ukuba nenkululeko ephelele ngokuphathelene nezezimali. ILeatherback iyabuqonda ubuhlungu obuphathelene nezimali ezikhokhwa ngaphesheya kwemingcele futhi isisebenze ngokuzikhandla ukuze ithuthukise isisetshenziswa seselula esivumela wonke umuntu ukuba athumele futhi athole imali ngokushesha nganoma yiluphi uhlobo lwemali alukhethayo. Abafundi bangakhokha izimali zokufunda, abathuthele kwamanye amazwe bangasebenzisela isisetshenziswa se-Leatherback ukuze bahlele imali yabo abayikhokhayo, futhi abasebenzi abakude nabantu abasebenza ngokuzimela nabo bangasebenzisa isisetshenziswa seselula seLeatherback ukuze bakhokhelwe nganoma yiluphi uhlobo lwemali abalukhethayo. Isisetshenziswa seselula seLeatherback sine-interface enhle, eyokuzibonela ngenhliziyo, futhi ekulula ukuyisebenzisa, edizayinwe kucatshangelwe ozogcina eyesebenzisa. Inqubo eqondile yokungenisa ivumela abasebenzisi ukuthi bakhe i-akhawunti ngemuva kwemizuzu emibili, nokuyinto esusa amaphepha agcwaliswayo akhathazayo. Kuyaphawuleka ukuthi isisetshenziswa seselula seLeatherback sinezici ezihlukahlukene eziqinisekisa ukulungiselela ukudluliselwa kwezimali zamazwe okulula kanye nokuphephile. Izici ezibalulekile zesisetshenziswa zihlanganisa: ISendR: Umkhiqizo wokuthunyelwa kwemali weLeatherback ovumela abantu ukuthi bathumele izimali ngezimali zasemazweni abo, futhi umhlomuli uzothola ngokushesha izimali ngemali yezwe ayikhethayo, kungaba ngeNGN, iZAR, iTZS, iCFA, iXAF, iXOF, iGHS, iGBP, i-USD nokunye okuningi. I-akhawunti yezimali zamazwe amaningi: Abantu ngabanye bangaba ne-akhawunti yezimali zamazwe amaningi ukuze balungiselele ukukhokhelana ngokushesha, futhi bafake futhi bakhiphe izimali ngezimali zamazwe ahlukahlukene. Okuhlaba umxhwele ukuthi, abasebenzisi bangadlulisela imali phakathi kwama-akhawunti amancane noma bayishintshele ezimalini zamazwe njengalokho kudingeka, ngokuvamile ngenani lokushintsha imali elikhethwayo uma liqhathaniswa nezimali ezivamile zokushintsha imali yamanye amazwe. Amanani ansuku zonke kanye nokuxoxisana ngalokhu: Abantu abahlala emazweni angaphandle bangathola amanani akhokhiswa ngosuku emali yezwe ngayinye futhi baxoxisane ngamanani abalungele. Izingxoxo zabo ziyacatshangelwa, kodwa iLeatherback iqinisekisa ukuthi inani elinikeziwe liyasebenza. Ukudluliselwa kwemali ngaleso sikhathi: Ngobuchwepheshe obuphambili kanye nokusebenzisana namanethiwekhi asebhange, iLeatherback ivumela ukudluliselwa kwezimali ngaleso sikhathi, ihlomise abemukela imali bangafinyelela ngaleso sikhathi ezimalini lapho kudingeka khona. Njengengxenye yokuzibophezela kwayo ekukhokheni izimali ngaphesheya komngcele, i-Leatherback igunyazwe yizinhlangano ezaziswayo ezilawulwayo ukuze kuqinisekiswe ukuthi isisetshenziswa seselula seLeatherback siyatholakala kubasebenzisi baseNigeria, eGhana, eCameroon, eTanzania, kanye nakwamanye amazwe ase-Afrika. Lokhu kungabandlululi kuhambisana nomgomo wenkampani wokwakha umphakathi womhlaba wonke lapho izithiyo zokuthengiselana ngokwezezimali zidilizwa khona. UToyeeb Ibrahim, iCEO yeLeatherback, wazwakalisa isasasa analo ngokwethulwa kwesisetshenziswa, wathi, ""Siyaziqhenya ngokwethula isisetshenziswa sethu seselula ukuze sinikeze amandla abantu base-Afrika abahlala emazweni angaphandle ngokubanikeza izixazululo ezihambisana nezidingo zabo zokukhokha ezinqamula imingcele. Siyawuthanda umqondo wokufinyelela ezimalini zamazwe angu-15+ nokusebenzisa imali emazweni angama-21, ngaphandle kokuvakashela ibhange ngqo "". Isisetshenziswa seselula seLeatherback simelela isinyathelo esibalulekile esiqonde ezweni elixhumene nakakhudlwana, lapho izithiyo zangokwezezimali zidilizwa khona, futhi abantu ngabanye banamandla okuxhuma, ukusekela, nokuthuthuka kuyo yonke imingcele. Ngaphezu kokugxila ezinsizeni ezisebenzayo zokuthumela imali, iLeatherback ihlela ukuhlanganisa izixazululo ezengeziwe zezezimali esikhathini esizayo, nokuzoqinisa ngokuqhubekayo ukuzibophezela kwayo ekuhlinzekeni abantu ngezimali ezikhokhwayo ezisheshayo ngaphesheya kwemingcele. Ukuze uqalise kusisetshenziswa seLeatherback, dawuniloda isisetshenziswa kuPlay Store kanye naku-Apple Store. Vakashela ku-www.leatherback.co ukuze uthole kabanzi ngalokhu."
+"የ Verified.africa ማስጀመሪያ አፋጣኝ ለነጻ የማንነት ማረጋገጫ አገልግሎቶች ይቀላቀሉ ጅማሬ ማድረግ ከማንነት ማረጋገጫ ወጪዎች ተጨማሪ ሸክም ውጪም አስቸጋሪ ነው፡፡ የአፍሪካውያን ኬዋይሲ አቅራቢው ቬሪፋይድ አፍሪካ የጨዋታውን መስክ ለማስተካከል እና ጅማሬዎችን በመፍቀድ ግኝት እና ደንበኛ እረውካታ ላይ ማተኮር ይፈልጋል፡፡ ቬርጋይንግ አፍሪካ ጅማሬዎችን ፍጹም በሆነ መልኩ ቢዝነሳቸውን እንዲያሳድጉ ከታማኝ ደንበኞች ጋር ያናኛል፡፡ የ KYC ተገዢነት ወጪዎች ለብዙ ጅምሮች እንዴት ፈታኝ እንደሆኑ በመመልከት፣ ባለፉት ሶስት ዓመታት፣ የሶስት ሚሊዮን+ የደንበኞችን ማንነት በተሳካ ሁኔታ አረጋግጠዋል። ፍላጎት ያላቸው የስራ ፈጣሪዎችን ለመደገፍ ቬሪፋይድ አፍሪካ ቬሪፋይድ የጅማሬ ማፋጠና ፕሮግራም ሲያስተዋውቅ ደስተኛ ነው፡፡ ለ6 ወራት ብቁ የሆኑ ጅማሬዎች በአጠቃላይ በነጻ የማረጋገጫ አገልግሎቶች ማግኘት ይችላሉ፡፡ አዎ ያንን በትክክል ያንብቡ ጅማሬዎችን ማበልጸግ በተጠበቀ መለያ ማረጋገጫ ለስኬታቸው የማዕዘን ድንጋይ መሆኑን እናምናለን፡፡ ""የእኛ ጅምር አፋጣኝ ፕሮግራማችን ጨዋታን የሚቀይር ነው፣ የንግድዎን እድገት ለማበልፀግ ቆራጥ የሆነ የማረጋገጫ መፍትሄዎችን ይሰጣል"" ሲል ጆአኪም ኦዶ፣ የ Verified.africa የምርት ባለቤት፣ ይናገራል። ከዋጋ-ነጻ በሆነው የማንነት ማረጋገጫ ጋር ጀማሪዎችን ማብቃት። አፍሪካ ውስጥ እምነት ወሳኝ ነው፡፡ የVerified.africa ጅምር አፋጣኝ ፕሮግራም ለጀማሪዎች ከ5,000 ዶላር በላይ ዋጋ ያለው የማጠናከሪያ ማረጋገጫ አጠቃቀም ክሬዲት እስከ ስድስት ወር ድረስ በመስጠት ለጀማሪዎች ኃይል ይሰጣል። በእነዚህ ብድሮች ያለጥረት የእርስዎን ቢዝነስ መጠበቅ እና እስከ 20ሺ ታማኝ ደንበኞች በማግኘት ደንቦች እንዲከበሩ በማድረግ በማረጋገጥ የእርስዎን በጀት ሳያጨናንቁ መፈጸም ይችላሉ፡፡ ፕሮግራሙን ለ 6 ወራት የሚቆይ ሲሆን የእኛን አገልግሎት ለማግኘት በቂ ጊዜ እንዳለዎት ያረጋግጡ፡፡ በተጨማሪም፣ ብቁ የሆኑ ጅምሮችን ወደ ማበልጸጊያ የአውታረ መረብ ክፍለ ጊዜዎች ልዩ መዳረሻ በመስጠት፣ በአፍሪካ ስነ-ምህዳር ውስጥ ካሉ ከፍተኛ ባለሙያዎች፣ የስራ ፈጣሪዎች እና የገበያ መሪዎች ጋር ለመገናኘት እና ለመማር እድሎችን ይሰጣል። """"""ጀማሪዎች በማጭበርበር ጉዳይ ከመበሳጨት ይልቅ ሀብታቸውን ወደ ፈጠራ እና መስፋፋት ሊያደርሱ የሚችሉበትን አጋጣሚዎች አስቡት።"" የእኛን ማፋጠኛ ፕሮግራም ለጀማሪዎች ይህንን ወሳኝ ጠቀሜታ ለመስጠት ዲዛይን አድርገናል፡፡ ጆሀኪም ኦዱ ለጀማሪዎቸ አገልግሎቶች ክፍት ማድረግ የእኛ ጅማሬ ማፋጠኛ ፕሮግራም አጠቃላይ አገልግሎቶች ኦፕሬሽኖችን መስመረ ለማስያዝ ፣ የደንበኛ አመኔታ ለመገንባት እና ልዩ እድገት ለእርስዎ ጀምሬ ለማምጣት ያስችላል፡፡ አገልግሎቶቹ የሚከተሉትን ያካትታሉ: Face Match፡ የፊት ገጽታቸውን ከመታወቂያቸው ላይ ካለው ፎቶ ጋር በማነጻጸር የላቀ የፊት ቀረጻ ቴክኖሎጂን በመጠቀም የእያንዳንዱን ደንበኛ ትክክለኛነት ያረጋግጣል። ሰነዶች ማረጋገጫ፡ የእርስዎን ኬዋይሲ መስፈርቶች የተለያዩ መለያ ሰነዶች በመላው አፍሪካ በመመርመር አስተማማኝ የማረጋገጫ ሂደት ያረጋግጡ፡፡ የአድራሻ ማረጋገጫ የእርሶ ደንበኛ መኖሪያ ዝርዝር እይታ እና ማንነታቸውን መለየት ማረጋገጥ ስለህጋዊነታቸው እና አድራሸቸው የእርስዎን በራስ መተማመን ያበለጽጋል፡፡ Liveness Detection፡ ተጠቃሚው የራስ ፎቶ የሚያነሳው በእውነተኛ ጊዜ በቀጥታ ያለ ሰው መሆኑን በማጣራት አጭበርባሪዎች ሌላን ሰው እንዳያስመስሉ ይከላከላል። እኛ አገልግሎት ብቻ አንሰጥም ጀማሪዎች ደህንነቱ በተጠበቀ አካባቢ እንዲሰሩ የማስጀመሪ ደብተር እናቀርባለን፡፡ የእርስዎ የስኬት ታሪክ የእኛ የስኬት ታሪክ ነው፡፡ ጆአኪም ዶኢ ብቁነት እና ማመልከቻ ለዚህ መልካም አጋጣሚ ብቁ ለመሆን የእርስዎ ጅማሪ የሚከተሉትን መስፈርቶች ማሟላት አለበት፡፡ ማስጀመሪያ ቀን የእርስዎ ጅማሬ ከ4 ዓመታት ባነሰ ጊዜ ሊጀምር ቢገባውም እኛ ያለንን ቁርጠኝነት ለማንጼባረቅ የቢዝነስ ቀደም ያለ ደረጃ ለመደገፍ እንሰራለን፡፡ የሚሰራ ምርት፡ በገበያ ላይ ያለህ የሚሰራ ም��ት ይኖርሃል፣ ያንተን እድገት እና ለዕድገት ዝግጁነት የማሳየት አገልግሎት ይሰጣል ። ንቁ ደንበኞች እና ገቢ፡ ንቁ ደንበኞች ያሏቸውን ጀማሪ ድርጅቶች ገቢ እንዲያመጡ እናበረታታለን፣ይህም የገበያ መሳብን እና የመስፋፋት አቅምን ያሳያል። በቴክ ዘርፍ ፋይናንስ ፣ ቴሌኮም፣ ክፍያዎች ፣ጤና እንክባካቤ ወይም ማንኛውም ሌላ ኢንዱሰትሪ የእርስዎ ጅማሬ ከላይ ያለውን የብቁነት መስፈርት እንዲያሟላ እንዲያመለክቱ እናበረታታለን፡፡ የእርስዎን እድገት ለማፋጠን አሁን ይመዝገቡ፡፡ በVerified.africa's ጅምር አፋጣኝ ፕሮግራም በናይጄሪያ፣ ኬንያ፣ ዩጋንዳ፣ ደቡብ አፍሪካ እና ጋና ጨምሮ በተለያዩ ቁልፍ ገበያዎች ላይ የዲጂታል ደህንነትን በማረጋገጥ በሺዎች እና በሚሊዮኖች የሚቆጠሩ ደንበኞችን ለማስገባት አስደናቂ እድል ይኖርዎታል። ይህንን እድል መጠቀም ከፈለጉ በነጸ ፕሮግራም ውስጥ ይመዝቡ የሚሰጡት አገልግሎት የተሳካ ከሆነ፣ ለጀማሪዎችዎ ልዩ ፍላጎቶች የተዘጋጁ በዋጋ ሊተመን የማይችል ሰፊ ድጋፍ፣ አስገራሚ የማረጋገጫ መሳሪያዎች እና ጠቃሚ ምክሮችን ያገኛሉ። ቬሪፋይድ አፍሪካ ውስጥ የአፍሪካን ተለዋዋጭ እና ፉክክር ያለው ቢዝነስ እንዲያብብ ጀማሪዎችን ለማበልጸግ ቁርጠኞች ነንለ፡፡ እድገትዎን ለማፋጠን እና ለጀማሪዎች አስተማማኝ የወደፊት ጊዜን ለመገንባት አሁኑኑ ለመመዝገብ አያቅማሙ። ""የስኬት ታሪክዎ የሚጀምረው እዚህ ነው"" ሲል ጆአኪም ኦዶ ተናግሯል። < የመመዝገቢያ አገናኝ > ስለ Verified.africa Verified.africa በአፍሪካ ውስጥ ግንባር ቀደም የማንነት ማረጋገጫ መፍትሄ አቅራቢ ነው። ዲጂታል እምነት እና ደህንነት ለማበልጸግ ተልዕኮ በመያዝ ዲጂታል አፍሪካ በተለያዩ ኢንዱስትሪዎች ውስጥ ላሉ ቢዝነሶች የማረጋገጫ አገልግሎት ይሰጣል፡፡ ቬሪፋይድ የጀማሪ ማፋጠኛ ፕሮግራም በጅማሬ መጀመሪያ ደረጃ ከወጪ ነጻ የማንነት ማረጋገጫ አገልግሎት ይሰጣል፡፡","Join the Verified.africa Startup Accelerator for Free Identity Verification Services Launching a startup is challenging enough without the added burden of identity verification costs. African KYC provider Verified.africa wants to level the playing field, allowing startups to focus on innovation and customer satisfaction. Verified.africa connects startups seamlessly with genuine customers to grow their business. Over the last three years, they‘ve successfully verified three million+ customer identities, witnessing firsthand how KYC compliance costs are challenging for many startups. To support aspiring entrepreneurs, Verified.africa is thrilled to announce the “Verified Startup Accelerator Program”. For six months, eligible startups can access their verification services entirely FREE! Yes, you read that correctly. ""We believe empowering startups with secure identity verification is the cornerstone of their success. Our Startup Accelerator Program is a game-changer, providing cutting-edge verification solutions to bolster your business's growth,"" says Joachim Odo, Product Owner, Verified.africa. Empowering Startups with Cost-Free Identity Verification In Africa, trust is crucial. The Verified.africa Startup Accelerator Program empowers early-stage startups by providing them with over $ 5,000 worth of complimentary verification usage credits for up to six months. With these credits, you can effortlessly protect your business, onboard up to 20,000 genuine customers, and ensure compliance with regulations, all without straining your budget. The program runs for six months, ensuring you have ample time to leverage our services. Additionally, eligible startups will gain exclusive access to enriching networking sessions, providing opportunities to connect and learn from top experts, fellow entrepreneurs, and market leaders within the African ecosystem. ""Imagine the possibilities when startups can channel their resources into innovation and expansion rather than fretting over fraud. We’ve designed our accelerator program to provide startups with this essential advantage,"" adds Joachim Odo. Unlocking a Suite of Services for Startups Our Startup Accelerator Program offers a comprehensive suite of services that will help you streamline operations, build customer trust, and concentrate on achieving exponential growth for your startup. Services include: Face Match: Ensure the authenticity of each customer by using advanced facial capture technology to compare their facial features with the photo on their ID. Document Verification: Meet your KYC requirements by cross-checking various identity documents across Africa, ensuring a reliable verification process. Address Verification: Gain detailed insights into your customers' residency and verify their identity, enhancing your confidence in their legitimacy and proximity. Liveness Detection: Prevent fraudsters from impersonating someone else by checking if the user taking the selfie is a live person in real-time. ""We're not just offering services; we're offering a launchpad for startups to thrive in a secure environment. Your success story is our success story,"" assures Joachim Odo. Eligibility and Application To qualify for this opportunity, your startup must meet the following criteria: Launch Date: Your startup should have launched less than four years ago, reflecting our commitment to supporting early-stage businesses. Working Product: You must have a functioning product already in the market, demonstrating your progress and readiness for growth. Active Customers and Revenue: We encourage startups with active customers to generate revenue, as this indicates market traction and potential for expansion. Whether in the tech sector, finance, telecoms, payments, healthcare, or any other industry, we encourage you to apply if your startup fulfills the above eligibility criteria. Sign Up Now to Accelerate Your Growth With Verified.africa's Startup Accelerator Program, you have an incredible opportunity to onboard thousands, and even millions, of potential customers while ensuring digital security across multiple key markets, including Nigeria, Kenya, Uganda, South Africa, and Ghana. You want to take advantage of this chance, as signing up for the program is free. If your application is successful, you gain access to a wide range of invaluable support, cutting-edge verification tools, and valuable mentorship tailored to your startup's unique needs. ""At Verified.africa, we are committed to empowering startups to flourish in Africa’s dynamic and competitive landscape. Don't hesitate to sign up now to accelerate your growth and build a secure future for your startup. Your success story begins here,"" concludes Joachim Odo. <Sign Up link> About Verified.africa Verified.africa is a leading identity verification solution provider in Africa. With a mission to enhance digital trust and security, Verified.africa offers cutting-edge verification services to businesses across various industries. The Verified Startup Accelerator Program empowers early-stage startups with cost-free identity verification services, enabling them to grow confidently and securely in the African market.","Ku shiga shirin Verified.africa na bunƙasa sababbun kamfanoni domin tantancewa. Ƙaddamar da sabon kamfanin abu ne mai cike da ƙalubale ban da ma wahalhalun biyan kuɗin tantancewa. Kamfanin Afirka na Verified.africa ma su ba da damar sanin abokin cinikanka (KYC) suna son su daidaita harkokin, ta hanyar ba wa ƙananan 'kamfanoni damar mai da hankali a kan da ƙirƙira da kuma gamsar da kwastoma. Kamfanin Verified.africa yana haɗa sababbun kamfanoni da abokan ciniki domin bunƙasa harkokin kasuwancinsu. A shekaru uku da suka gabata, sun yi nasarar tantance kwastomomi guda miliyan uku da ɗoriya, inda tun farko suka fuskanci yadda bin ƙa'idar sanin abokin ciniki (KYC) ke zama matsala ga ƙananan kamfanoni. Don tallafa wa ƙananan 'yan kasuwa, Kamfanin Verified.africa ya farin cikin ya sanar da cewa ya samar da wani shiri mai suna ""Verified Startup Accelerator Progarm"". Tsawon wata shida, sababbin kamfanoni za su iya ganin tantancewarsu kyauta.! Eh, ka karanta daidai. ""Mun yi amanna da cewa, ƙarfafar ƙananan kamfanoni su samu shaidar tantance harkokinsu shi ne mafarin samun nasararsu. Joachim Odo, mamallakin Kamfanin Verified.africa ya ce, ''Shirinmu na bunƙasa masu sabbin kamfanunuwa shiri ne da yake sauya al'amura, wanda yake samar da mafita domin bunƙasa kasuwancinka. Tallafa wa ƙananun kamfanoni ta hanyar tantance su kyauta. A Afirka, yarda na da matuƙar muhimmanci. Shirin Verified.africa na bunƙasa ƙananun kamfanoni ya tallafa wa ƙananun kamfanoni da suke a matakin farko ta hanyar ba su kuɗn tantance su Dala 5000 na tsawon wata shida. Da waɗannan kuɗaɗen, za ka iya kare kasuwancinka da samun cikakkun kwastomomi har 20,000 ba tare da wahala ba, sannan da kuma tabbatar da bin dokoki duk ba tare ka taɓa kuɗinka ba. Shirin zai gudana na tsawon wata shida, don haka tabbata ka sami isasshen lokacin yin amfani da ayyukanmu. Bugu da ƙari, sababbin kamfanonin da suka cancanta za su iya amfani da sabis mai kyau da kuma damar haɗuwa da ƙwararu da sauran masu masana'antu da shugabannin kasuwa a nahiyar Afirka. ""Ku dubi yadda sababbin kamfanoni za su iya amfani da jarinsu wajen shiga harkokin ƙirƙira da faɗaɗawa maimakon su dinga damuwa a kan yaudara. ""Mun tsara shirinmu na zaburarwa don samar wa sababbin kamfanoni dama'', a cewar Joachim Oda. Buɗe wani kundi na ayyuka don sababbin kamfanoni. Tsarin shirinmu na zaburarwa na zai bayar da wani cikakken kundi na gudanar da ayyuka wanda zai taimaka maka ka saita ayyukanka, ka sami amincewar kwastoma,ka kuma mai da hankali ga ci gaban kasuwancinka. Ayyukan sun haɗa da: Haɗin fuska: Yana tabbatar da sahihancin kowane kwastoma ta hanyar yin amfani da fasahar ɗaukan hotan fuska a kwatanta shi da hoton ke katin shaidarsu. Tantance Takardu, Zai share hawayenka game da sanin abokan hulɗarka (KYC) ta hanyar bincikar takardun katin shaida a faɗin Afirka da kuma tabbatar da hanyar tantancewa da za a iya dogara da ita. Tantance Adireshi : Yana samar da bayanai a kan wurin da kwastomanka ke zama da kuma tabbatar da waye shi, wanda hakan ke tabbatar da sahihancinsu da kuma kusancinsu. Tabbatar da rayuwa: Yana hana mazambata yin sojan gona, ta hanyar bincikawa ko mutumin da ya yi hoton ɗauki-da-kanka yana raye a rayuwa ta haƙiƙa. "" Ba wai kawai muna yin hidimomi ba ne, muna samar da kafar yadda sabbabin kamfanoni za su bunƙasa a amintaccen muhalli. 'Nasararka ita ce nasararmu'' a cewar Joachim Odo. Cancanta da kuma nema. Domin cancantar samun wannan dama, sabon kamfaninka dole ya cika waɗannan ƙa'idojin: Ranar kafawa: Ya kamata a ce ka kafa sabon kamfaninka ƙasa da shekara huɗu da suka shuɗe, wanda hakan ke nuna ƙudirinmu na tallafa wa ƙananan 'yan kasuwa. Samar da haja: Dole ne ya zama kana da haja a ƙasa a kasuwa, wadda ke nuna ci gabanka da shirinka na samun ci-gaba. Abokan kasuwanci na yau da kullum da kuma kuɗin shiga: Muna ƙarfafa guiwar masu ƙananan sana'o'in da suke abokan kasuwanci na yau da kullum da su nemi kuɗaɗen shiga, wanda hakan ke nuna ƙarfin kasuwanci da kuma yiyuwar samun ci-gaba. Ko da kana ɓangaren fasaha ne ko ɓangaren kuɗi ko sadarwa ko tsari biyan kuɗi ko ɓangaren lafiya ko ma kowace masana'anta ce, muna ƙarfafa maka guiwa ka nema, idan kamfaninka ya cika sharuɗɗan da ke sama. Ka shiga yanzu domin bunƙasa kasuwancinka. A shirin Verified.africa wanda ke zaburar da ƙananan sana'o'i, kuna da damar samun dubban ko ma miliyoyin abokan kasuwanci, ta hanayar tabbacin tsaron a kafatanin manyan wuraren kasuwanci da suka haɗa da Nijeriya da Kenya da Uganda da Afirka ta Kudu da kuma Ghana. Kana son yin amfani da wannan damar, domin kuwa shiga cikin shiri kyauta ne. Idan ka yi nasara a wajen tura bayananka, za ka sami ƙananan tallafi da kayan tabbacin farawa da kuma tsarin koyo daga ƙwararru, waɗanda za su dubi buƙatun kasuwancinka. ""A shirin Verified.africa, mun duƙufa ne wajen tallafa wa sabbin kamfanoni domin a dama da su a nahiyar Afirka. Kada ka yi ƙasa a guiwa wajen shiga shirin yanzu, domin bunƙasa ci gabanka domin goben sabon kasuwancinka. Joachim Odo ya rufe da cewa, ''Labarin nasararka ya fara ne daga nan"". < shiga cikin mahaɗar> Dangane da shirin Verified.africa Kamfanin Verified.africa kamfanin da yake kan gaba wajen ayyukan tantancewa a Afirka. Manufar Verified.africa ita ce inganta dogaro da na'ura da kuma tsaro, ta hanyar tantace kasuwanci a masana'antu daban-daban. Shirin da zaburar da masu sababbin kamfanoni na tallafa wa masu fara sana'o'i da hidimar tantancewa kyuta, wanda hakan ke ba su damar bunƙasa cikin aminci a kasuwannin Afirka.","Jiunge na shirika saidizi lilithibitishwa Afrika kwa huduma za bure za uthibitisho wa kitambulisho. Kutambulisha shirikani changamoto sana pasipokuwa na mzigo mkubwa wa gharama za uthibitisho wa kitambulisho. Msambazaji wa KYC Afrika alithibitisha, Afrika inahitaji maeneo ya michezo, kuruhusu mashirika kulenga kwenye uvumbuzi na uridhishwaji wa wateja. African KYC provider Verified.africa wants to level the playing field, allowing startups to focus on innovation and customer satisfaction. Verified.africa inaunganisha wanaoanza kwa urahisi na wateja wa kaweli ili kukuza biashara zao. Okwa zaidi ya miaka mitatu iliyopita, walifanikiwa kuthibitisha vitambulisho vya wateja milioni tatu, ikithibitisha moja kwa moja kivipi fharama za KYC ni changamoto kwa mashirila mengi. T. Ili kusaidia wajasiriamali wanaotarajiwa, Verified.africa inafurahishwa kutangaza Programu ya kuongeza kasi Kuanzisha Kuidhinishwa"". Kwa miezi sita, mashirika yanayostahiki yanaweza kupata huduma ya uthibitisho yotr bure! Ndio, ulilisoma hilo vizuri. ""Tunaamini kuwezesha kampuni kwa uthibitisho wa vitambulisho salama ndio msingi wa wa maendeleo yao. Programu ya Shirika letu saidizi ni mbadilisha mchezo, ikitoa suluhisho la kisasa la uthibitisho ili kuimarisha ukuaji wa biashara yako"" anasema Joachim Odo, mmiliki bidhaa, Verified.africa. Kuwezesha Mashirika kwa uthibitisho wa bure wa vitambulisho.Empowering Startups with Cost-Free Identity Verification Kwa Afrika, uaminifu ni muhimu. Programu saidizi ya kampuni ya Verified.africa inawezesha hatua za awali za mashirika kwa kuwapatia zaidi ya $ 5,000 thamani pongezi ya uthibitishaji, mikopo ya matumizi mpaka kwa miezi sita. Kwa ,mikopo hii, unaweza kulinda biashara yako kwa urahisi, kupata wateja wa uhakika mpaka 20,000, na kuhakikisha wanafuata sheria, yote hayo pasipo kuyumbisha bajeti yako. Programu hiyo inaendesha kwa miezi sita, kuhakikisha kwamba una muda wa kutosha wa kuboresha huduma zetu. Kwa kuongezea, mashirika yanayostahiki yatapata ufikiwaji wa kipekee wa vipindi vya kuboresha uhusiano, kutoa fursa ya kwa ajili ya kuunganishwa na kujifunza kutoka kwa wataalamu wa juu, wajasiriamali wenzako, na viongozi wa masoko ndani ya mfumo wa ikolojia wa Afrika. ""Fikiria kwamba uwezekano wakati mashirika wanaweza kuelekeza rasilimali zao kwenye uvumbuzi na upanuzi kuliko kughadhibishwa na udanganyifu. Tumesanifu programu yetu saidizi ili kuyapa mashirika faida hizi muhimu,"" aliongeza Joachim Odo. Kufungua Suite ya huduma kwa waanzaji. Programu yetu saidizi inatoa huduma nzuri zenye kueleweka ambazo zitakusaidia kurahisissha utendaji kazi, kujenga uamnifu kwa wateja, na kumakinika kwenye kufikia ukuaji wa juu wa shirika lako. Huduma zinajumuisha: Ulinganifu Sura: Inahakikisha uhakisia wa kila mteja kwa kutumia tek nolojia ya kukamata uso kufananisha na viepengele vyao vya ujsoni pamoja na picha za ID zao. Uthibitisho wa nyaraka: Itakutana na mahitaji yako ya KYC kwa kupitia nyaraka mbalimbali za utambulisho Afrika kot, kuhakikisha mchakato wa uthibitisho wenye kuaminika. Uthibitisho wa Anuani: Itapata taarifa za utambuzia kwenye makazi ya mteja na kuthibitisha kitambulisho, kuwezesha kujiamini kwenye uhalalai na ukaribu. Utambuzi wa Uhai: Kuzuia ulaghai kutokana na kufananisha mtu fulani kwa kuangalia kama mtumiaji anayepiga picha yu hai kwa muda huo. ""Hatutoi tu huduma; tunatoa uzinduzi kwaajili ya mashirika kustawi kwenye mazingira salam. Stori yako ya mafanifio ni stori yetu ya mafanikio,"" anahakikisha Joachim Odo. Kustahiki na maombi. Ili kuwa na sifa wa fursa hii, shikrika lako lazima ifikie vigezo vifuatavyo: Siku ya utam bulisho: Shirika lako lazima liwe limetambulishwa lisizidi miaka minne, kuakisi ahadi zetu za kusaidia hatua za awali za biashara. Bidhaa zipatikanazo: Lazima uwe na bidhaa zinazopatikana tayari sokoni, zikielezea maendeleo yako na utayari kwaajili ya kukua. Wateja hai na Kodi: Tunashauri mashirika yenye wateja hai kulipa kodi, kwani hili linaonyesha mvuto wa soko na uwezekano wa upanuzi. Ama kwenye sekta ya teknolojia, fedha, mawasiliano ya simu, malipo, huduma ya afya, ama tasnia yoyote ile tunakushauri kuomba kama inan sifa hizo. Singia sasa kusaidia ukuaji wako. Kwa shirika hili la programu saidizi la Verified.africa, una fursa nyin gi zinafika elfu, na hata milioni, za wateja muhimu huku ikihakikisha usalama wa kidijiti kwenye masoko muhimu mbalimbali, ikijumuisha Nigeria, Kenya, Uganda, Afrika Kusini na Ghana. Unataka kutumia fursa hii, kwani kujiunga na programu hii ni bure. Kama maombi yako yamekubakiwa, unapata ufikiwaji wa misaada mbalimbali, vifaa vya kisasa vya uthibitishaji, na ushauri wa msingi kwenye matakwa ya msingi ya shirika lako. ""Kwenye Verified.africa, tunajitoa ili kuwezesha mashirika kushamiri Afrika yenye nguvu na mazingira shindani. Usisite kujiunga ili kusaidiwa kukua na kujenga misingi salama ya shirika lako.Don't hesitate to sign up now to accelerate your growth and build a secure future for your startup. Stori yako ya mafanikio inaanzia hapa,"" alitamatish Joachim Odo. <Linki ya kujiunga> Kuhusu Verified.africa Verified.africa ni mtoaji wa suluhisho na uthibitisho wa utambuzi anayeongoza barani Afrika. Kwa lengo lake la kuwezesha kuamini dijiti na usalama, Verified.africa inatoa huduma ya kisasa ya uthibiktishaji kwa ajili ya biashara kwenye tasnia mbalimbali. Ni Shirika la Programu saidizi ya uthibitishaji inasaidia hatua za awali ya shirika bila gharam yoyotehuduma ya uthibitisho wa utambuzi, kuwawezesha kukua kwa kujiamini na usalama kwenye soko la Afrika.","34 Darapọ̀ mọ́ Verified.Startup Accelerator fún ètò ìdánimọ̀ ọ̀fẹ́ tí ó yanrantí Ìfilọ́lẹ̀ ilé-iṣẹ́ tí ó ń ṣe ohun kan ó peni níjà tó láì ṣe àfikún owó ìdánimọ̀ tí ó yanrantí. Àwọn tí ó ń pèsè ohun tí Áfíríkà Verified.africa fẹ́ jẹ́ kí ipele náà dọ́gba, èyí tí yóò mú ilé-iṣẹ́ náà gbájúmọ́ ṣíṣẹ̀dá ohun tuntun àti ìtẹ́lọ́rùn àwọn oníbàárà. Verified.africa so ilé-iṣẹ́ láìsí wàhálà pẹ̀lú àwọn oníbàárà olódodo láti mú okòwò dàgbà. Láàárín ọdún mẹ́ta tí ó kọjá, wọ́n ti ṣe àṣeyọrí yíyẹ̀wò mílíọ̀nù mẹ́ta ní àfikún pẹ̀lú ìdánimọ̀ àwọn oníbàárà, èyí tí ó rí apá kìn-ín-ní bí yóò ṣe mọ àwọn oníbàárà ní ìbámu pẹ̀lú iye àti àwọn ìpèníjà fún púpọ̀ ilé-iṣẹ́. Láti gbárùkù ti àwọn olókowò tí ó ń bọ̀, Verified.africa dunnú láti kéde ""ètò tí ó yanrantí fún mímúdàgbà ilé-iṣẹ́ "". Fún oṣù mẹ́ta, àwọn ilé-iṣẹ́ tí ó kẹ́ṣe járí lè gbà ètò ìyanrantí ti wọn LỌ́FẸ̀Ẹ́! Òtítọ́, ó ka ìyẹn dáradára. ""A ní ìgbàgbọ́ pé ríró àwọn ilé-iṣẹ́ lágbára pẹ̀lú ìdánimọ̀ tí ó yanrantí yóò mú wọn ṣe àṣeyọrí. Ohun ètò mímú yára jẹ́ ohun a yí ohun padà, látàrí pípèsè ọ̀nà ti ìm���̀ ẹ̀rọ fún pípèsè ìyànjú láti mú okòwò dàgbà, ""ni Joachim Odo sọ, ẹni tí ó ni ọjà náà, Verified.africa. Riró ilé-iṣẹ́ tí ó ń pèsè ohun kan lágbára pẹ̀lú iye tí ó jẹ́ ọ̀fẹ́ fún ìdánimọ̀ tí ó yanrantí Ní Áfíríkà, òtítọ́ ṣe kókó. Ètò Verified.africa fún ìmúniyára náà ń ró àwọn tí ó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ ilé-iṣẹ́ lágbára nípa pípèsè fún wọn ohun tí ó tó $5000 fún oṣù tí ó tó mẹ́fà. Pẹ̀lú àwọn owó yíyá yìí, láì tiraka ẹ lè dáàbò bo, àwọn oníbàárà 20, 000 tí wọ́n jẹ́ òótọ́, tí wọ́n ń ṣe ohun tí ó bá òfin mu, láì náwó púpọ̀. Ètò náà lọ fún oṣù mẹ́fà, ó sì rí i dájú wí pé àkókò wá à láti ṣàmúlò àwọn ètò náà. Ní àfikún, àwọn tí ó kúnjú òṣùwọ̀n máa rí ànfààní ńlá sí àwọn ètò mímọ àwọn ènìyàn, èyí yóò fún wọn ní ànfààní láti so mọ́ àti láti kọ́ lọdọ àwọn akọ́ṣẹ́mọṣẹ́, àwọn olókowò bí i tiwọn, àwọn adari ọjà lágbègbè Áfíríkà. ""Ẹ wo ṣiṣẹ́ é ṣe nígbà tí ilé-iṣẹ́ bá lé mú gbogbo ohun ìní wọn lọ sínú ṣíṣẹ̀dá ohun tuntun àti ìmúgbòrò ju kí wọ́n máa kanminú lórí jẹgúdújẹrá. A ti ṣètò ìmúniyára wa láti pèsè ilé-iṣẹ́ tí ó ń pèsè ohun kan pẹ̀lú àwọn ànfààní tí ó ṣe kókó, ""Joachim Odo fikun. Ṣíṣí ohun tí ó ní ọ̀pọ̀lọpọ̀ iṣẹ́ fún àwọn ilé-iṣẹ́ tí ó ń pèsè ohun kan ilé-iṣẹ́ tí ó ń pèsè ètò ìmúniyára wa fi iṣẹ́ tí yóò ran ètò yín lọ́wọ́ lórí ẹ̀rọ ayélujára, yóò mú kí àwọn oníbàárà ṣòtítọ́, kí wọ́n sì dojúkọ ìdàgbàsókè ilé-iṣẹ́ tí ó ń pèsè ohun kan. Iṣẹ́ wa náà ni: Ìbámu ojú: Ó máa ń rí i ìdánilójú oníbàárà kọ̀ọ̀kan nípa lílo ìmọ̀ ẹ̀rọ tí ó máa ń wo bí ojú wọn bá ba titi èyí tí ó wà ní orí káàdì ìdánimọ̀ ṣe rẹ́gí. Àyẹ̀wò ìwé: Ṣíṣe alábàpáàdé mímọ oníbàárà ohun tí ó máa ń béèrè fún nípa wíwo ìwé ìdánimọ̀ káàkiri Áfíríkà, láti lè ní ìdánilójú ètò ìyẹ̀wọ̀ tí ó ṣe é fọkàn tẹ̀. Àyẹ̀wò ibùgbé: Wà á lè mọ ohun gbogbo nípa ibi tí oníbàárà rẹ ń gbé, ṣe àyẹ̀wò ìdánimọ̀, èyí yóò mú ọ ní ìgboyà nínú wíwà wọn lábẹ́ òfin àti ìsúnmọ́tòsí. Yíyẹ̀wò ààyè ènìyàn: Èyí máa ń dènà àwọn oníṣẹ́ ibi láti ṣe bí ènìyàn mìíràn nípa wíwo bóyá ẹni tí ó ń ya àwòrán ara rẹ̀ wà láàyè ní tòótọ́. ""A ò kàn máa fi iṣẹ́ wá fúnni;à ń fi ohun tí ó ń pèsè ọ̀pọ̀lọpọ̀ nǹkan fún àwọn ilé-iṣẹ́ láti lè gbèrú ní agbègbè tí ó ní àbò. ""Ìtàn àṣeyọrí rẹ ni ìtàn àṣeyọrí wa"", Joachim Odo fi dáwa lójú. Ìkùnjú òṣùwọ̀n àti ìforúkọ sílẹ̀ Láti lè kúnjú òṣùwọ̀n, ilé-iṣẹ́ rẹ tí ó ń pèsè ohun kan gbọdọ̀ ní àwọn nǹkan wọ̀nyí: Déètì ìfilọ́lẹ̀: ilé-iṣẹ́ tí ó ń pèsè ohun kan gbọdọ̀ ní ìfilọ́lẹ̀ tí kò ju ọdún mẹ́rin tí ó kọjá, èyí yóò ṣàfihàn ìdúrótì láti ṣe agbátẹrù ní ìbẹ̀rẹ̀ pẹ̀pẹ̀ àwọn okòwò. Èlò tí ó ń ṣiṣẹ́: O gbọdọ̀ ní ohun èlò tí ó ń ṣiṣẹ́ lọ́jà, tí yóò ṣàfihàn ìtẹ̀síwájú àti ṣíṣetán fún ìdàgbàsókè. Oníbàárà tí ó ń rajà àti bí owó ṣe n wọlé àti jáde: A gba àwọn ilé-iṣẹ́ tí ó ń pèsè ohun kan níyànjú pẹ̀lú àwọn oníbàárà tí wọ́n ń ra nǹkan láti máa rówó, nítorí èyí yóò ṣàfihàn ohun tí ọjà rẹ dúró fún àti bóyá yóò gbòòrò. Bóyá nínú ẹ̀ka ìmọ̀ ẹ̀rọ, ètò ìsúná, sísanwó, ètò ìlera, àbí ilé iṣẹ́ mìíràn, a gbà yín níyànjú láti fi orúkọ sílẹ̀ tí ilé iṣẹ́ yín bá ti kúnjú òṣùwọ̀n pẹ̀lú àwọn àlàkalẹ̀ òkè wọ̀nyẹn. Ẹ wọlé báyìí láti mú ìdàgbàsókè yín yára Pẹ̀lú ètò ìmúniyára ti Verified.Africa, ẹ ní àwọn ànfààní tí kò ṣe é gbàgbọ́ láti ní ẹgbẹ̀rún, mílíọ̀nù, ti àwọn oníbàárà nígbà tí ẹ ó ní ìdánilójú nípa ààbò orí ẹ̀rọ ayélujára káàkiri oríṣìíríṣìí ọjà tí ó ṣe kókó, láì yọ Nàìjíríà, Kẹ́ńyà, Uganda, South Africa àti Gánà sílẹ̀. Ẹ fẹ́ ṣàmúlò ànfààní yìí, nípa fífi orúkọ sílẹ̀ fún ètò náà lọ́fẹ̀ẹ́. Tí ẹ bá fi orúkọ sílẹ̀ pẹ̀lú àṣeyọrí, ẹ ó ní ànfààní láti sí àwọn àtìlẹyìn tí kò lẹ́gbẹ́, lo àwọn ohun èlò orí ẹ̀rọ ayélujára tí ó yanrantí, àti ìtọ́nisọ́nà tí ilé-iṣẹ́ rẹ yóò nílò. ""Ní Verified.africa, a máa ń rí i dájú wí pé à ń ró ilé-iṣẹ́ lágbára láti gbòòrò ní Áfíríkà pẹ̀lú ìyípadà àti ìfigagbága tí ó wà. Ẹ máa ṣe ṣiyè méjì láti fi orúkọ sílẹ̀ báyìí láti lè ní ìdàgbàsókè tí ó ń múniyára àti kọ ọjọ́ iwájú tí ó ní ààbò fún ilé-iṣẹ́. Àṣeyọrí rẹ bẹ̀rẹ̀ láti ibi yìí, ""Joachim Odo kádìí ẹ. <Ọ̀nà láti so pọ̀> Nípa Verified.africa Verified.africa ó jẹ́ ohun tí ó ń pèsè ìyànjú nípa ṣíṣe àyẹ̀wò ìdánimọ̀ tí ó ń ṣe adarí ní Áfíríkà. Pẹ̀lú iṣẹ́ láti rí dájú wí pé ìfọkàntàn àti àbò orí ẹ̀rọ ayélujára wá à, Verified.africa ń fi àwọn ìmọ̀ ẹ̀rọ tí ó dángájía fún ètò ṣiṣẹ́ àyẹ̀wò fún àwọn okòwò káàkiri oríṣìíríṣìí ilé-iṣẹ́. Ètò ìmúniyára àyẹ̀wò fún ilé-iṣẹ́ ń ró àwọn ilé-iṣẹ́ tí ó ṣẹ̀ṣẹ̀ bẹ̀rẹ̀ lágbára pẹ̀lú owó ọ̀fẹ́ fún àwọn ètò àyẹ̀wò ìdánimọ̀, èyí tí ó máa ń mú wọn ní ìgboyà àti àbò ní àwọn ọjà Áfíríkà.","Joyina iVerified.africa Startup Accelerator ngokuphathele Nezinsiza Zokuqinisekisa Umazisi Zamahhala Ukwethula kwezinkampani eziqalisayo kuyinselele ngokwanele ngaphandle komthwalo owengeziwe wezindleko zokuqinisekisa ukuthi ungubani. Umhlinzeki we-African KYC iVerified.africa ufuna ukulinganisa inkundla yokwenza umsebenzi, okuvumela izinkampani eziqalisayo ukuthi zigxile ekuqhamukeni namasu amasha nasekwaneliseni amakhasimende. I-Verified.africa ixhumanisa kalula izinkampani eziqalisayo kanye namakhasimende athembekile ukuze zikhulise ibhizinisi lazo. Eminyakeni emithathu edlule, baqinisekise ngempumelelo omazisi bamakhasimende abayizigidi ezintathu+, bazibonela mathupha indlela izindleko zokuhambisana neKYC eziyinselele ngayo ezinkampanini eziningi eziqalisayo. Ukuze kusekelwe abafuna ukuba ngosomabhizinisi, kuyintokozo kuVerified.africa ukumemezela “Uhlelo Lokusheshisa Ukuqalisa Oluqinisekisiwe”. Izinyanga eziyisithupha, izinkampani eziqalayo ezifanele zingathola izinsiza zazo zokuqinisekisa MAHHALA ngokuphelele! Yebo, ukufunde kahle lokho. ""Sikholelwa ekutheni ukuhlomisa izinkampani eziqalisayo ngokuqinisekiswa kukamazisi okuphephile kuyinto ebalulekile ngokuphathelene nempumelelo yazo. Uhlelo lwethu lweStartup Accelerator lushintsha indlela okwenziwa ngayo izinto, lunikeza izixazululo zokuqinisekisa eziphambili zokuthuthukisa ukukhula kwebhizinisi lakho,"" kusho uJoachim Odo, Umnikazi Womkhiqizo, iVerified.africa. Ukuhlomisa Izinkampani Eziqalisayo Ngokuqinisekiswa Komazisi Mahhala E-Afrika, kusemqoka ukwethembana. Uhlelo lweVerified.africa Startup Accelerator luhlomisa izinkampani eziqalisayo ezisesigabeni sokuqala ngokuzihlinzeka ngaphezu kuka-$5,000 yamakhredithi angakhokhelwa okusetshenziswa kokuqinisekisa okufinyelela ezinyangeni eziyisithupha. Ngala makhredithi, ungavikela ibhizinisi lakho ngaphandle kokuzikhandla, ubhalise amakhasimende athembekile afika ku-20,000, futhi uqinisekise ukuhambisana nemithethonqubo, konke ngaphandle kokuthatha imali eningi kusabelomali sakho. Uhlelo lusebenza izinyanga eziyisithupha, luqinisekisa ukuthi unesikhathi esanele sokusebenzisa ngokuzingeni eliphezulu izinsiza zethu. Ngaphezu kwalokho, izinkampani eziqalisayo ezifanele zizokwazi ukufinyelela ngokukhethekile kumaseshini okuxhumana nabanye acebisayo, kuhlinzekwe amathuba okuxhumana nokufunda ngezobuchwepheshe ongoti abahamba phambili, osomabhizinisi ezikanye nabo, kanye nabaholi bezimakethe esizindeni sase-Afrika. ""Cabanga ngamathuba lapho izinkampani eziqalisayo zingashintsha khona izinsiza zazo zibe izinto ezintsha kanye nokwandiswa kunokuthi zizikhathaze ngokukhwabanisa. Sidizayine uhlelo lwethu lwe-accelerator ukuze sihlinzeke izinkampani eziqalaisayo ngalo mhlomulo obalulekile,"" kunezezela uJoachim Odo. Ukuvula i-Suite of Services Yezinkampani Eziqalisayo Uhlelo lwethu lwe-Startup Accelerator lunikeza izinsiza eziningi ezizokusiza ukuthi wenze imisebenzi ibe lula, lwakha ukwethenjwa ngamakhasimende, futhi lugxile ekufinyeleleni ekukhuleni okubonakalayo kwenkampani yakho eqalisayo. Izinsiza zihlanganisa: Ukufanisa Ubuso: Qinisekisa ukuthi ikhasimende ngalinye lingubani ngokusebenzisa ubuchwepheshe obuthuthukisiwe bokuthwebula ubuso ukuze uqhathanise izici zalo zobuso kanye nesithombe esikumazisi walo. Ukuqinisekiswa Kwedokhumenti: Hlangabezana ngokufunwa yiKYC ngokuhlola amadokhumenti kamazisi ahlukahlukene e-Afrika yonkana, ukuqinisekisa inqubo yokuqinisekisa ekungethenjelwa kuyona. Ukuqinisekiswa Kwekheli: Thola ulwazi eningiliziwe ngokuphathelene nalapho kuhlala khona amakhasimende akho futhi uqinisekise ukuthi angobani, wenze ngcono ukwethemba kwakho ukuba semthethweni kwawo kanye nokusondelana nawo. Ukuthola Ukuba-live: Vimbela abakhwabanisi ukuthi bakwazi ukulingisa omunye umuntu ngokuhlola ukuthi umsebenzisi othatha iselfie ungumuntu o-live ngesikhathi sangempela yini. ""Asigcini ngokunikeza izinsiza nje kuphela; sinikeza i-launchpad ukuze izinkampani eziqalisayo zidlondlobale endaweni ephephile. Indaba yempumelelo yakho iyindaba yempumelelo yethu,"" kuqinisekisa uJoachim Odo. Ukufanela kanye Nokufaka Isicelo Ukuze ufanele ukuthola leli thuba, inkampani yakho eqalisayo kufanele ihlangabezane nezimfuno ezilandelayo: Usuku Lokuqalisa: Inkampani yakho eqalisayo kufanele ngabe yethulwa eminyakeni engaphansi kwemine edlule, okubonisa ukuzibophezela kwethu ekusekeleni amabhizinisi asezingeni lokuqala. Umkhiqizo Osebenzayo: Kumele kube nomkhiqizo osuvele usebenza emakethe, okukhombisa inqubekela phambili yakho kanye nokulungela ukukhula. Amakhasimende Akhona kanye Nemali Eyenziwayo: Sikhuthaza izinkampani eziqalisayo esezinamakhasimende ukuthi zikhiqize imali eyenziwayo, njengoba lokhu kubonisa ukuheha ngokuphathelene nemakethe kanye namathuba okwanda. Akunandaba ukuthi ngabe usemkhakheni wezobuchwepheshe, ezezimali, ezokuxhumana, ukukhokhelana, ezempilo, kanye nanoma iyiphi enye imboni, sikukhuthaza ukuthi ubhalise uma inkampani yakho eqalisayo ihlangabezana nezimfuno zokufanela ezingenhla. Bhalisa Manje Ukuze Usheshise Ukukhula Kwakho NgoHlelo lweVerified.africa lwe-Startup Accelerator, unethuba eliyingqayizivele lokubhalisa abantu abayizinkulungwane, ngisho nabayizigidi imbala, zabangaba amakhasimende ngenkathi uqinisekisa ukuvikeleka kwezedijithali ezimakethe eziningi ezibalulekile, ezihlanganisa iNigeria, iKenya, i-Uganda, iNingizimu Afrika, kanye neGhana. Uyafuna ukusebenzisa leli thuba, njengoba ukubhalisela uhlelo kumahhala. Uma isicelo sakho siphumelela, ukwazi ukufinyelela kusizo oluningi olubalulekile, amathuluzi okuqinisekisa aseqophelweni eliphezulu, kanye nokwelulekwa okungefaniswe okubhekelela izidingo ngendlela eyingqayizivele enkampanini yakho eqalisayo. ""E-Verified.africa, sizibophezele ekuhlomiseni inkampani eqalisayo ukuze idlondlobale esimweni sase-Afrika esishintshashintshayo nesincintisanayo. Ungangabazi ukubhalisa manje ukuze usheshise ukukhula kwakho futhi wakhe ikusasa eliphephile lenkampani yakho eqalisayo. Indaba engempumelelo yakho iqala lapha,"" kuphetha uJoachim Odo. <Sign Up link> Okuphathelene neVerified.africa IVerified.africa ingumhlinzeki oholayo wesixazululo sokuqinisekisa umazisi e-Afrika. Ngenxa yokuphokophela ukuthuthukisa ukwethembana nokuvikeleka kwezedijithali, i-Verified.africa inikeza izinsiza zokuqinisekisa eziseqophelweni eliphezulu kumabhizinisi kanye nezimboni ezehlukahlukene. IVerified Startup Accelerator Program ihlomisa izinkampani eziqalisayo ezisesigabeni sokuqala ngezinsiza zokuqinisekisa umazisi mahhala, okuzivumela ukuthi zikhule ngokuzethemba nangokuvikelekile emakethe yase-Afrika."
+"የዋልኮይን ስካም ተባባሪ መስራች በ4 ቢሊዮን ዶላር ማጭበርበር ታስረዋል፡፡ ትሬድስን ለመጨረሻ ጊዜ መቼ ተጠቀሙ? ደህና፣ ለእኔ፣ የ X (Twitter) ቅጂን ከጎበኘሁ ሳምንታት አልፈዋል። ልቀጥል ሞክሬአለሁ ሆኖም የሆነ ነጥብ ላይ ሁሉንም ረስቻለሁ፡፡ በአምስት ቀናት ውስጥ ሪከርድ የሰበረ 100 ሚሊዮን ተጠቃሚዎችን ካገኘ ከሳምንታት በኋላ፣ በየቀኑ 20 በመቶ ንቁ ተጠቃሚዎቹን ማጣቱ አያስደንቅም። ቢሆንም፣ የጥቅስ ባህሪ በቅርቡ ወደ መድረኩ ሊካተት ይችላል። የትሬድስ (Threads) እና የኢንስታግራም ኃላፊ፣ አዳም ሞሴሪ፣ በ ትሬድስ (Threads) ላይ ባህሪውን እንደሞከሩት እና በቅርቡም እንደሚለቀቅ ተናግሯል። ተስፋ አስቆራጭ መሆን አልፈልግም ነገር ግን ሰዎች በየቀኑ ትሬድስን (Threads) እንዲጠቀሙ ከ""ጥቅሶች"" የበለጠ ብዙ መስራት አለባቸው። ለዛሬው ጋዜጣ፣ እየተወያየን እንገኛለን። የ4 ቢሊዮን ዶላር የማጭበርበሪያው ሳንቲም በኬንያ ዜጎች የተፈጠረው የሳይበር ደህንነት መመሪያ ደንብ የስካን ኮይን ተባባሪ መስራች 4ቢሊዮን ዶላር ጋር በተያያዘ የ20ዓመት የስር ቤት እስራት ተፈረደባቸው፡፡ የዋን ኮይን አብዱ ተባባሪ መስራች ክሪፕቶስካንኮይን 3.5 ሚሊየን ሰዎች ማጭበርበር ጋር በተያያዘ በ4ቢሊየን ዶላር መጠን 20ዓመት እሰራት ተፈርዶበታል፡፡ ሰባስቲያን ግሪኒውድ እ.ኤ.አ ከ2018 ጀምሮ አሜሪካን ውስጥ የተያዘ ሲሆን ታይላንድ ውስጥ ሲያዝ ዋንኮይንን እያስተዋወቀ ነበር፡፡ ዋንኮይን ምንድነው? ዋንኮይን ለብዙ ሰዎች ብዙ ነገር ነው፡፡ እንቅስቃሴ ውጥን ወይም ምንአልባት ሀይማኖት ብለው ሊጠሩት ይችላሉ፡፡ በእርግጠኝነት ግን ስካም ስካም ነው፡፡ ዋናው ጭብጥ እዚህ ጋር ነው፡ እ.ኤ.አ በ2014 ፍራውድሰተሮች በአንድነት ቀጣዩ ቢትኮይን የሚሉትን ለመፍጠር በአንድነት መጡ የዚህን የተራቀቀ ፍራውድሰተሮች ቡድን ለመምራት ክሪብቶኩይን ዶክተር ሩጃ ኢግናቶቫ ነበረች፡፡ ኢግናቶቫ እስካሙን ቀላል ሆኖም ስኬታማ አድርጋ ዲዛይን አደረገች፡፡ OneCoin በትምህርታዊ ፓኬጆች መልክ ተሽጧል። ማታለያውም አንዴ ከገዛችሁ በኋላ፣ ግብይት ሲጀምር አንድ OneCoin በነፃ የመቀበል እድል ታገኛላችሁ የሚል ነበር። ሆኖም ምንም የሚወስዱት ነገር የለም፡፡ የሚጀምሩበት ብሎክ ቼንም የለውም፡፡ የዲጂታል ምንዛሬ ሽያጭም ስለሌለ፣ ማጭበርበሩ ከክሪፕቶ ጋር የተያያዘ አይደለም ማለትም ይችላሉ። ሰዎች ለምን እሱን መረጡ? ኢግናቶቫ ማታለሏን የሚደግፍላት ማስረጃዎችም ነበሯት። ፒኤችዲ ባለቤት ስትሆን የኦክስፎርድ ዩንቨርስቲ ምሩቅ እና የበፊደቱ ማከንሴይ ሰራተኛ ነች፡፡ ሆኖም ትልቁ መሳሪያዋ የሰዎች ስግብግብነት ነው፡፡ አሁን ቺግናቶቫ የት ነች? በንፋስ ውስጥ ጠፍታለች፡፡ ኤፍቢአይ ለክሪፕቶኪን እ.ኤ.አ ከ2017 ጀምሮ በፍለጋ ላይ ነው፡፡ የኬንያዊ ዜጎች የአገሪቱን ሳየብር ሰኪዩሪቲ ደንቦች ፈጠራ ላይ ይሳተፋሉ፡፡ የኬንያ ብሔራዊ ኮምፒዩተር እና ሳይበር ወንጀሎች አስተባባሪ ኮሚቴ /ኤንሲ4/ ለአገሪቱ ዜጎች የሳይበር ሴኩዩሪቲ ደንቦች እንዲፈጥሩ ግብዓት እየፈለገ ነው፡፡ ኤንሲ4 በግዛት ክፍል የውስጥ ደህንነት እና ብሔራዊ አስተዳደር ስር የሚሰራ አካል ነው፡፡ ደንቡ ኬንያውያን የሳይበር ሴኪዩሪቲ ስጋቶች እንዴት እንደሚለዩእና ምላሽ እንደሚሰጡ አጠቃላይ አውታረ ይፈጥራል፡፡ ደንቡን ለመፍጠር ህዝቡ እንዴት ይሳተፋል? እንደ ሬሞንድ ሆሞሎ የሀገር ውስጥ ዋና ጸሐፊ አካላዊ እና ቨርቹዋል ስብሰባዎች በመላው ኬንያ 8 ክልሎች ይደረጋሉ፡፡ ኤንሲ4 ከባልድርሻዎች ጋር ከተለያዩ ዘርፎች ከመጡ ደንቡ ተጽዕኖ ከሚያደርባቸው ጋር ስብሰባ ያደርጋል፡፡ አንዳንዶቹ ዘርፎች የሚያካትቱት ሀይል ፣ አምራች፣ ፋይናንስ እና ትራንስፖርቶች ናቸው፡፡","Co-founder of $4bn OneCoin scam jailed When was the last time you used Threads? Well, for me, it's been weeks since I visited the X (Twitter) copycat. I tried to keep up but I forgot all about it at some point. It is no surprise that it lost 20% of daily active users weeks after gaining a record-breaking 100 million users in five days. However, a quotes feature might be coming to the platform soon. The Head of Threads and Instagram, Adam Mosseri, posted on Threads that he just tested the feature and it will be rolling out soon. I don't want to be a pessimist, but Threads will need to do a lot more than ""quotes"" to get people using Threads daily. For today's newsletter, we're discussing: The $4 billion scam coin A cybersecurity regulation created by Kenyan citizens Co-founder of $4 billion scam coin sentenced to 20 years in prison One of the co-founders of OneCoin, a crypto scam coin that defrauded 3.5 million people of $4 billion has been sentenced to 20 years in prison. Sebastian Greenwood has been detained in the US since 2018 when he was arrested in Thailand for promoting OneCoin. What is OneCoin? OneCoin was many things to many people. You could call it a movement, a scheme, or even a religion, but it was most certainly a scam. Here's the gist: A group of fraudsters came together in 2014 to create what they touted as the next Bitcoin. Leading this team of advanced fraudsters ""the Cryptoqueen"", Dr Ruja Ignatova. Ignatova designed a scam so simple, yet so effective. OneCoin was sold in the form of educational packages. The deception was that once you buy them, you got a chance to receive OneCoin when it launches. Unfortunately, there was no token, there wasn't even a blockchain to begin with. You can even say the scam was not crypto-related because there was no sale of digital currencies. Why did people fall for it? Ignatova had the credentials to back her deception. She is a PhD holder, an Oxford University graduate, and a former McKinsey employee. However, her biggest weapon was people's greed. Where's Ignatova now? Lost in the wind. The FBI has been searching for ""the Cryptoqueen"" since 2017. Kenyan citizens will participate in the creation of the country's cybersecurity regulation Kenya's National Computer and Cybercrimes Coordination Committee (NC4), is seeking the input of the country's citizens in the creation of a cybersecurity regulation. NC4 is a body operating under the State Department of Internal Security and National Administration. The regulation will create a comprehensive framework for how Kenya detects and responds to cybersecurity threats. How will the public participate in the creation of the regulation? According to Raymond Omollo, Interior Principal Secretary, both physical and virtual meetings will be held in eight regions across Kenya. NC4 will also conduct meetings with stakeholders from different sectors that may be impacted by the regulation. Some of the sectors include energy, manufacturing, finance, and transportation.","An kulle ɗaya daga cikin mamallakan Kamfanin OneCoin a kan damfarar Dala biliyan 4. Yaushe rabonka da ka yi amfani da Threads? Ni kimanin makonni ke nan da na ziyarci shafina na X (Tiwita). Na yi ƙoƙarin ci gaba, amma na manta da duk wani abu da ya shafi abin a wasu lokuta. Ba abin mamaki ba ne yadda yake rasa kashi 20% na mutane masu amfani da shi na yau da kullum, bayan makwanni da barin tarihin samun masu amfani miliyan 100 cikin kwana biyar. Sai dai, tsarin sanin farashi ka iya samuwa a kafar nan gaba kaɗan. Shugaban Kamfanin Threads da Instagram, Adam Mosseri, ya wassafa a shafin Threads cewa ya gwada tsarin, kuma zai fito nan ba da jimawa ba. Ba na son kasancewa mai munana zato, amma dai Threads yana buƙatar abubuwa fiye da sanin farashi domin mutane su dinga amfani da Threads a kullum. Muna tattaunawa a kan rahoton: Damfarar Dala biliyan 4 ta koyis Tsarin kula da tsaron intanet wanda 'yan ƙasar Kenya suka samar. An yanke wa guda cikin waɗanda suka yi damfarar koyis ta Dala biliyan 4 zaman gidan kaso na tsawon shekara 20. An yanke wa ɗaya daga cikin mamallakan kuɗin intanet na OneCoin,wanda kuɗin damfara ne na kirifto, da ya damfari mutane miliyan 3.5 Dala biliyan 4 ɗaurin shekara 20 a gidan kaso. An tsare Sabestian Greenwood a ƙasar Amurka tun shekarar 2018, a lokacin da aka kama shi a ƙasar Thailand yana tallata kuɗin OneCoin. Mene ne OneCoin? OneCoin ya kasance abubuwa da yawa ga mutane da yawa. Ka iya kiran sa da yunƙuri ko tsari ko kuma ma addini, amma tabbas damfara ce. Ga ɗan tsokaci: Wani gungun 'yan damfara sun haɗa kai a shekarar 2014 domin su ƙirƙiri abin da suka ƙoƙarin siyarwa a matsayin sabon nau'in Bitcoin. Dr Ruja Ignatova shi ne yake jagorantar ƙungiyar hatsabiban 'yan damfarar da ake kira ""The Criptoqueen"". Igonatuva ta tsara damfarar a cikin sauƙi, wadda har yanzu ba ta fara aiki ba. Ana sayar da OneCoin a matsayin wani shiri na ilimi. Yaudarar ita ce, da zarar ka siya, kana da damar samun kuɗin OneCoin a lokacin da aka ƙaddamar da shi. Sai dai kash!, babu tagomashi kuma babu tsarin adana hada-hadar kuɗin da za ka iya farawa da shi. Za ma ka iya cewa damfarar ba ta da alaƙa da hada hadar Kirifto, saboda babu cinikayyar kuɗaɗen intanet. Me ya sa mutane suka raja'a a kansa? Igonatuva tana da ƙwarewar da za ta sa a yarda da yaudararta. Tana da shaidar digirin digigir, inda ta samu digirinta na farko daga Jami'ar Oxford kuma tsohuwar ma'aikaciyar Mckinsey. Haka kuma, babban makaminta shi ne haɗamar mutane. A ina Ignotova take a yanzu? Ta ɓace a iska. Hukumar Leƙen Asiri ta Amurka wato FBI tana neman ""Cryptoqueen"" tun shekarar 2017. Yan ƙasar Kenya za su shiga cikin shirin samarda dokokin tsaron intanet na ƙasar. Kwamatin Kwamfuta da Kula da Laifufukan intanet na ƙasa (NC4), yana neman 'yan ƙasar da su shiga a dama da su wajen samar da dokokin tsaron intanet. Kwamitin NC4 kwamiti ne da ke aiki a ƙarƙashin Sashen Tsaron Cikin Gida da Gudanarwa na ƙasa. Dokokin za su samar da tsari a kan yadda ƙasar Kenya za ta gano da kuma bayyana barazanar tsaron intanet. Ta yaya jama'a za su shiga shirin samar da dokokin? Raymond Omollo, wanda shi ne Babban Sakataren Cikin Gida ya bayyana cewa, dukkan tarurrukan zahiri da akasin hakan, za su gudana a ɗaukacin lardunan guda 8 na ƙasar Kenya. Haka kuma, Kwamatin NC4 za su yi taruka da masu ruwa da tsaki daga ɓangarori daban-daban waɗanda dokokin za su iya shafa. Wasu daga ɓangarorin sun haɗa da makamashi da masana'antu da hada-hadar kuɗi da kuma sufuri.","Mwanzilishi mwenza wa kashfa ya bn$4 OneCoin afungwa jela. Ni lini mara ya mwisho ulitumia Threads? Kweli, kwangu, imepita wiki tangu nitembelee X (Twitter copycat. Nilijaribu kuendelea lakini nilisahau yote kuhusu hilo kwa wakati fulani. Haishangazi kwamba ilipoteza 20% ya watumiaji wanaofanya kazi kila siku wiki kadhaa baada ya ilivunja rekodi ya watumiaji milioni 100 ndani ya siku tano. Hata hivyo, kipengele cha nukuu kinaweza kuja kwenye jukwaa hivi karibuni. Msimamizi wa Uzi na Instagram, Adam Mosseri,alituma ujumbe kwenye Uzi akijaribu kipengele hicho na kitakuwa kinaendelea hivi punde. Sihitaji kuwa mwenye kukata tamaa, lakini Uzi inahitaji kufanya mengi zaidi ya ""nukuu"" ili kupata watu kutumia Uzi kila siku. Kwenye gazeti la leo, tulikuwa tunajadili: Sarafu ya kashfa ya $4 bilioni. Udhibiti wa usalama wa mtandao ulitengenezwa na raia wa Kenya. Mwanzilishi mwenza wa Sarafu ya kashfa ya bilioni $4 ahukumiwakifungo cha miaka 20 jela. Kati ya waanzilishi wenza wa OneCoin, ni sarafu ya kashfa ya kripto ambayo inawalaghai watu milioni 3.6 bilioni $4amehukumiwa kifungo cha miaka 20 jela. Sebastian Greenwood aliwekwa kizuizini nchini US tangu mwaka 2018 alipokamatwa nchini Thailand kwa kuhamasisha OneCoin. OneCoin ni nini? OneCoin ilikuwa mambo mengi kwa watu wengi. Ungeweza kuiita hiyo ni harakati, mradi, ama hata dini, lakini hakika ilikuwa ni kashfa. Hii ni dhana: kundi la walaghai walikuja pamoja mwaka 2014 kutengeneza yale waliyoyapigia debe kama ni Bitikoini ijayo. ""Kuongoza timu hii ya walaghai wa hali ya juu"" ""Crypoqueen"", Dkt Ruja Ignatova. Ignatova alitengeneza kashfa kwa urahisi, ila kwa ufanisi. OneCoin iliuzwa kwa muundo wa vifurushi vya elimu. Udanganyifu ulikuwa hivi pindi unaponunua, ulipata nafasi ya kupokea OneCoin itakapozinduliwa. Kwa bahti mbaya, hakukuwa na tokeni, pia hakukuwa na na blockchain kwa kuanzia. Unaweza hata kusema kashfa hiyo haikuwa ikihusiana na kripto kwasababu hakukuwa na mauzo ya uuzaji wa sarafu kidijiti. Kwanini watu wengi waliingia kwenye hilo? Ignatova alikuwa na sifa za kuunga mkono udanganyifu wake. Yeyey ana PhD, ni mhitimu wa Chuo Kikuu cha Oxford, na mfanya kazi wa zamani wa McKinsey. Hata hivyo, silaha yake kubwa ulikuwa ni uchoyo wa watu. Yupo wapi Ignatova kwa sasa? Alipotea kwenye upepo. Askari wa FBI walikuwa wakimtafuta ""malkia wa kripto"" tangu 2017. Raia wa Kenya watashirikiana kwenye kutengeneza uthibiti wa usalama wa mtandaoni wa nchi. Kompyuta ya taifa na Kamati ya Kuratibu uhalifu wa Mtandaoni ya Kenya (NC4), inatafuta ushirikiano wa raia wa nchi hiyo kwenye utengenezaji wa udhibiti wa usalama mtndaoni. NC4 ni bodi insyofsnya kazi chini ya Idara ya usalama wa mambo ya ndani ya nchi na utawala wa Kitaifa. Mamlaka hiyo itaandaa mfumo wa kina kwa namna gani Kenya itagundua na kudhibiti tishio la usalama wa mtandao. Jinsi gani umma utashiriki kwenye kuandaa mamlaka hayo? Kwa mujibu wa Raymond Omollo, Katibu Mkuu wa Mambo ya Ndani, mikutano ya ana kwa ana na ya mtandaoni itakuwa inaitishwa kwa mikoa nane Kenya nzima. NC4 pia itafanya vikao na wadauz kutoka sekta mbalimbali ambao wataleta athari kwenye mamlaka hayo. Baadhi ya Sekta zikiwemo nishati, miundombinu, fedha, na usafirishaji.","Lára olùdásílẹ̀ ti bílíọ́nù mẹ́rin dọ́là Onecoin ti o ṣe gbájúẹ̀ a sọ ọ́ sẹ́wọ̀n Ìgbà wo ni o ti fèsì lórí ẹ̀rọ ayélujára tí ó níṣe pẹ̀lú ìbánisọ̀rọ̀ tó ní ètò? Fún èmi, ó ti tó ọ̀sẹ̀ púpọ̀ tí mo ti lọ sórí ìkànnì abẹ́yẹfò (Twitter )asín-ni-jẹ. Mo gbìyànjú láti máa wo nǹkan tí ó ń ṣẹlẹ̀ níbẹ̀, ṣùgbọ́n mo gbàgbé pátápátá nípa rẹ̀ nígbà kan. Kò yàmí lẹ́nu pé ó pàdánù 20% àwọn ènìyàn tí wọ́n máa ń lò ó lọ́sọ́ọ̀sẹ̀ lẹ́yìn tí ó ti gba ohun tí kò ṣẹlẹ̀ rí ènìyàn mílíọ̀nù 100 tí o lò ó láàárín ọjọ́ márùn-ún. Síbẹ̀síbẹ̀, àwọn àgbàsọ ọ̀rọ̀ lè máa bọ̀ sórí ìkànnì láìpẹ́. Olórí ìkànnì abẹ́yẹfò àti Ìkànnì ayàwòrán, Adam Mosseri, gbé nǹkan sórí ìkànnì abẹ́yẹfò pé òun ṣẹ̀ṣẹ̀ ṣe àyẹ̀wò àbùdá yìí, yóò sì máa bẹ̀rẹ̀ iṣẹ́ láìpẹ́. Mi ò fẹ́ di ẹni tí ń ro èrò burúkú, ṣùgbọ́n ìkànnì abẹ́yẹfò yóò nílò láti ṣe àwọn"" ọ̀rọ̀ àgbàsọ púpọ̀ "" láti rí àwọn ọ̀pọ̀ ènìyàn tí yóò máa lo ìkànnì abẹ́yẹfò lójóojúmọ́. Nínú ìròyìn tòní, ohun tí a óò máa jíròrò lé lórí ni: Bílíọ́nù mẹ́rin dọ́là gbájúẹ̀ kóbò Òfin tí àwọn ọmọ Kẹ́ńyà ṣe fún ààbò orí ẹ̀rọ ayélujára Ara àwọn olùdásílẹ̀ bílíọ́nù $4 gbájúẹ̀ kóbò a sọ sẹ́wọ̀n ogún ọdún Ọ̀kan lára àwọn olùdásílẹ̀ OneCoin irúfẹ́ kóbò gbájúẹ̀ tí ó gbá àwọn ènìyàn 3.5 mílíọ̀nù ti bílíọ́nù mẹ́rin a ti sọ sẹ́wọ̀n ogún ọdún. Sebastian Greenwood mú sílẹ̀ ní US láti ọdún 2018 nígbà tí a ti mú u ní Thailand fún ìgbéláruge OneCoin. Kín ni OneCoin? OneCoin jẹ́ ohun ọ̀pọ̀lọpọ̀ fún ọ̀pọ̀lọpọ̀ ènìyàn. Ẹ lè pè é ní ìdàgbàsókè, ètò, ó tilẹ̀ lè jẹ́ ẹ̀sìn, ṣùgbọ́n ó dájú wí pé kì í ṣe gbájúẹ̀. Ohun tí ó wà níbẹ̀ nìyí: Àkójọpọ̀ àwọn gbájúẹ̀ parapọ̀ lọ́dún 2014 láti ṣẹ̀dá ohun tí wọ́n polongo gẹ́gẹ́ bí i Bitcoin tí ó kàn. Dídárí ẹgbẹ́ àwọn gbájúẹ̀ tí wọ́n dàgbà sókè, ""Cryptoqueen"", Dr Ruja Ignatova. Ignatova ya àwòrán gbájúẹ̀ gẹ́gẹ́ bi ohun tí ó rọrùn, síbẹ̀ ó jẹ́ ajẹ́bíidán. Wọ́n ta OneCoin bí i ohun tí ó wà lára ohun ètò ẹ̀kọ́. Ẹ̀tàn náà ni wí pé tí ẹ bá ti rà wọ́n, ẹ ti ní ànfààní láti gba OneCoin tí a bá ṣe ìfilọ́lẹ̀ rẹ̀. Ó ṣe ni láàánú, kò sí àmì, kò tilẹ̀ sí blockchain láti fi ìyẹn bẹ̀rẹ̀. O tilẹ̀ lè sọ wí pé gbájúẹ̀ náà kò níṣe pẹ̀lú crypto nítorí kò sí títà owó lórí ẹ̀rọ ayélujára. Kí ló dé tí àwọn wá ń ṣe é? Ignatova ní àwọn ẹ̀rí láti gbé ẹ̀tàn rẹ̀ lẹ́ṣẹ̀. Ó jẹ́ ẹni tí ó gba ìmọ̀ oyè dókítà, ó jáde ní ifásitì Oxford, ó sì jẹ́ òṣìṣẹ́ Mckinsey tẹ́lẹ̀. Síbẹ̀síbẹ̀, ohun ìjà rẹ̀ tí ó lágbára ni ojúkòkòrò àwọn ènìyàn. Níbo ni Ignatova wà báyìí? Ó ti sọnù sínú afẹ́fẹ́. FBI ti ń wá ""Cryptoqueen "" láti ọdún 2017. Àwọn ọmọ orílẹ̀-èdè Kẹ́ńyà yóò kópa nínú ṣíṣẹ̀dá òfin àbò orí ẹ̀rọ ayélujára fún orílẹ̀-èdè náà Kọ̀ḿpútà ti àpapọ̀ orílẹ̀-èdè Kẹ́ńyà àti ẹgbẹ́ tí ó ń mú ètò àbò orí ẹ̀rọ ayélujára papọ̀, ń wá ipá àwọn ọmọ orílẹ̀-èdè nínú dídá òfin àbò orí ẹ̀rọ ayélujára. NC4 ó jẹ́ ara tí ó ń ṣiṣẹ́ lábẹ́ ẹ̀ka Ìpínlẹ̀ àbọ̀ tinú àti ètò ìṣèjọba ìjọba àpapọ̀. Òfin náà yóò ṣẹ̀dá àwòṣe tí ó kún lórí bí Kẹ́ńyà yóò ṣe mọ̀ àti fèsì sí ìgbésùnmọ̀mí àbò orí ẹ̀rọ ayélujára. Báwo ni àwọn ènìyàn yóò ṣe kópa nínú ṣíṣẹ̀dá òfin? Gẹ́gẹ́ bí ohun tí Raymond Omollo sọ, Akọ̀wé Gíwá tinú ilé, ní ìfojúrí àti ìpàdé orí ẹ̀rọ ayélujára ni a óò ṣe ẹ̀ka mẹ́jọ jákèjádò Kẹ́ńyà. NC4 yóò ṣètò ìpàdé pẹ̀lú àwọn tí wọ́n ní ìpín nílé iṣẹ́ lẹ́ka ọ̀tọ̀ọ̀tọ̀ tí ó lè nípa lára òfin. Púpọ̀ nínú àwọn ẹ̀ka náà kò yọ iná, ṣiṣẹ́ nǹkan lọ́pọ̀, ètò ìsúná, àti gbígbé ohun láti ibikan lọ sí ibòmíràn.","Uboshiwe Umsunguli ngokuhlanganyela womkhonyovu ka-$4bn we-OneCoin uboshiwe Ugcine nini ukusebenzisa i-Threads? Nokho, kimina, sekuphele amasonto amaningi ngagcina ukuvakashela okubonela kuX (Twitter). Ngazama ukuhlala ngazi ngalokho okwakwenzeka kodwa ngagcina sengikhohliwe ngakho konke esikhathini esithile. Akumangalisi ukuthi ilahlekelwe ngu-20% wabasebenzisi abayisebenza nsuku zonke ngemva kokwenza ingqophamlando yokuthola abasebenzisi abayizigidi eziyi-100 ezinsukwini ezinhlanu. Nokho, isici sokucaphuna amazwi kungenzeka ukuthi siyeza kupulatifomu maduze nje. INhloko yeThreads ne-Instagram, u-Adam Mosseri, uphoste kuThreads ukuthi usanda kusivivinya lesi sici futhi sizoba khona maduze nje. Angifuni ukuba ongathembi ukuthi kuzokwenzeka okuhle, kodwa iThreads kuzodingeka yenze okungaphezu nje kwezicaphuno i-""quotes"" ukuze abantu basebenzise iThreads nsuku zonke. Kuphephabhuku lamalungu lanamuhla, sixoxa ngalokhu: Uhlamvu lwemali olukhwabanise u-$4 wezigidigidi Umthethonqubo wokuphepha ku-inthanethi osungulwe yizakhamuzi zaseKenya Umsunguli ngokuhlanganyela wohlamvu lwemali olukhwabanise u-$4 wezigidigidi ugwetshwe iminyaka engama-20 ebhadla ejele Omunye wabasunguli ngokuhlanganyela be-OneCoin, uhlamvu lwemali lokukhwabanisa lwecrypto olukhwabanise imali yabantu abayizigidi ezingu-3.5 imali engu-$4 wezigidigidi ugwetshwe iminyaka engama-20 ebhadla ejele. USebastian Greenwood ubelokhu eboshiwe eMelika eseNyakatho kusukela ngo-2018 lapho aboshwa khona eThailand ngenxa yokuthengisa i-OneCoin. Iyini i-OneCoin? I-OneCoin yayiyizinto eziningi kubantu abaningi. Ungakubiza ngokuthi inhlangano, uhlelo, noma ngisho nenkolo, kodwa ngokuqinisekile kwakuwumkhonyovu. Nakhu okusemqoka: Iqembu labakhohlisi lahlangana ngo-2014 ukuze lisungule lokho elalikubiza ngohlobo olusha lwe-Bitcoin. Owayehola leli qembu lamaqola asezingeni eliphakeme ""yiCryptoqueen"", uDkt. Ruja Ignatova. U-Ignatova wadizayina umkhonyovu olula, kodwa osebenza ngendlela emangalisayo. I-OneCoin yayithengiswa njengamaphakheji ezemfundo. Inkohliso yayiwukuthi uma usuwathengile, uzoba sethubeni lokuthola i-OneCoin lapho seyethulwa. Ngeshwa, yayingekho ithokheni, futhi kwakungekho ngisho ne-blockchain ongaqala ngayo. Ungasho imbala nokuthi ukukhwabanisa kwakungahlobene ne-crypto ngoba kwakungekho ukuthengiswa kwemali eyidijithali. Ngabe kungani abantu bathatheka yilokho? U-Ignatova wayenezinto ezifanelekile ezisekela inkohliso yakhe. Ungumnikazi weZiqu zobuDokotela ngokwezeMfundo (PhD), wathweswa iziqu e-Oxford University, futhi owayengumsebenzi waseMcKinsey. Nokho, isikhali sakhe esikhulu kwakuwubugovu babantu. Ngabe ukuphi njengamanje u-Ignatova? Akaziwa ukuthi ukuphi. I-FBI isacinga i""the Cryptoqueen"" kusukela ngo-2017. Izakhamuzi zaseKenya zizobamba iqhaza ekusungulweni komthethonqubo wezwe obhekelela ukuphepha ku-inthanethi INational Computer and Cybercrimes Coordination Committee (iNC4) yaseKenya, ifuna izakhamuzi zifake isandla ekusungulweni komthethonqubo wokubhekelela ukuphepha ku-inthanethi. INC4 iyinhlangano esebenza ngaphansi koMnyango Wezokuphepha Kwangaphakathi kanye Nokuphathwa Kukazwelonke Kombuso. Umthethonqubo uzosungula uhlaka oluphelele lwendlela iKenya ezothola futhi isabele ngayo ezinsongweni zezokuphepha ku-inthanethi. Ngabe uzolibamba kanjani iqhaza umphakathi ekusungulweni komthethonqubo? NgokukaRaymond Omollo, uNobhala Omkhulu Wezangaphakathi, yomibili imihlangano ezobanjwa mathupha kanye nezokwenziwa ngensiza ye-inthanethi izobanjelwa ezifundeni eziyisishiyagalombili kulo lonke elaseKenya. INC4 izophinde iqhube imihlangano nababambiqhaza abavela emikhakheni ehlukene lo mthethonqubo ongase ube nomthelela kubo. Eminye yemikhakha ihlanganisa owezamandla, ukukhiqiza, ezezimali, kanye nezokuthutha."
+"ፔይቻንት (Paychant) - የአፍሪካን ከ ፊያት-ወደ-ክሪፕቶ መግቢያ በርን ማብቃት። ፔይቻንት የአፍሪካ ፊያት-ቱ-ጀሪፕቶ ኦን እና ኦፍ -ራምፕ መፍትሔ የአፍሪካን ባህላዊ ፋይናንስ እና ዲጂታል ሀብቶች የሚያገናኝ ድልድይ በመሆን ያገለግላል፡፡ ከተጀመረ ከ6 ወራት ባነሰ ጊዜ በየወሩ ከ20ሺ በላይ ግብይቶች እያቀነባበረ ሲሆን አፍሪካ ውስጥ ያሉ ሰዎች ወደ ዲጂታል ምንዛሬ ለመግባት ያለባቸውን መወሳሰብ እያጠፋ ነው፡፡ በአመታት የአፍሪካ ህዝቦች በዲጂታል ሀብት ንብረት ትልቅ ፍላጎት እያሳዩ ሰሆን በአብዛኛው ምክንያቱ የምንዛሬው ግዝፈት ለመጠለል እና ርካሽ በሆነ መልኩ ገንዘብ የመዘዋወር ጥቅም ነው፡፡ ሆኖም ክሪፕቶ ሀብት ንብረት የማግኘት ውስብስብነት አፍሪካ ውስጥ በረካታ ተጠቃሚዎች ጋሬጣ ሆኗል፡፡ይህም ለዲጂተል ዋሌት እና ዲአፕ አፍሪካ ውስጥ ዋና ተጣቃሚዎችን ለማምጣት በጣም አስቸጋሪ አድርጎታል፡፡ ከ6 ወራት በፊት ፔቻንት ራምፕ ሶሉሽን ቀላል ሆኖም አጋዥ አውታር አፍሪካ ውስጥ ላሉ ህዝቦች ከፊያት ምንዛሬ ወደ ዲጂታል ምንዛሬ በማንኛውም ዲጂታል ዋሌት ወይም ዲአብስ በመረጡት እንዲሸጋገር አስጀምረናል፡፡ ፔይቻንት የአፍሪካ የመጀመሪያ እና መሪው ፊያት -2-ክሪፕቶ ኦን እና ኦፍ -ራምፕ መፍትሔ በመሆኑ የሚኮራ ሲሆን ዲጂታል ምንዛሬ አፍሪካ ውስጥ ለሰፊው ተጠቃሚ በማቅረብ ቁርጠኛ ሆኖ ይቀጥላል፡፡ እንደ Cenoa፣ Hurupay እና Flooz፣ ካሉ የዲጂታል የኪስ ቦርሳዎች ጋር በመተባበር በአፍሪካ ውስጥ እንደ ከ ፊያት-ወደ-ክሪፕቶ እና on and off-ramp አቅራቢዎች ጋር በመሆን እና በሁለቱም የተጠቃሚ መሰረት እና የግብይት መጠን፣ በሁለቱም 100 በመቶ ከወር-ወር እድገት እያሳየን ነው። የእኛ ራምፕ መፍትሔ በዋናነት አፍሪካ ላይ የሚያተኩር ሰፊ የክፍያ መንገዶች የሚደግፍ ተጠቃሚዎች ክሪፕቶ በአገር ውስጥ ባንክ ማዘዋወሪያ እና ሞባይል ገንዘብ እንዲገዙ እና እንዲሸጡ ያስቻለ ሲሆን ለአህጉሩ እንደ መስራቹ ማብራሪያ በጣም የታወቀ እና ተመራጭ የክፍያ ዘዴ ነው፡፡ ""Wallets እና dApps ወደ አፍሪካ ገበያ ለመግባት የሚፈልጉ አፕሊኬሽኖች አሁን ከፔይቻንት (Paychant) አካባቢያዊ የተደረደሩ የክፍያ መሠረተ ልማቶችን መጠቀም ይችላሉ፣ ይህም ዝቅተኛ ክፍያዎችን፣ ቅናሾችን እና ዝቅተኛ የ crypto ግዢዎችን ያቀርባል። የእኛ fiat የ on-and-off ramp ሊበጅ የሚችል መግብር ያለው እና በቀጥታ ወደ ማንኛውም የኪስ ቦርሳ፣ dApp፣ DEX፣ ወይም NFT መድረክ በጥቂት የኮድ መስመሮች ውስጥ ሊካተት የሚችል ነው። ፔይቻንት ከበሬታን በመያዝ አጠቃላይ ፊያት እና ክሪፕቶ ፍሰት ሲኖረው ዋለት አቅራቢዎች ዋና ቢዝነሳቸው ላይ እንዲያተኩሩ ያደርጋል፡፡ ለመልቲ ቼን ድጋፍ ፔይቻንት (Paychant) እንደ Ethereum, Celo, Polygon, Binance, Solana, Tron, Cardano, Bitcoin Cash, Ripple, Litecoin እና Bitcoin አውታረመረብ ላይ ባሉ ዋና ዋና ብሎክቼይን አውታረ መረቦች ላይ ከ45 በላይ የክሪፕቶ ንብረቶችን ይደግፋል። የኛ ሽፋን የእኛ አገልግሎት በአብዛኛዎቹ አፍሪካ ውስ ታላቅ ክሪፕቶ ገበያዎች የሚገኝ ሲሆን ሁሉንም የአገር ውስጥ ክፍያ ዘዴዎች ሆንራምፕ እና ኦፍራምፕ በየአንዳንዱ በዚህ ክልል ናይጄሪያ፣ ኬንያ፣ ጋና፣ ኡጋንዳ፣ ዛምቢያ ውሰጥ ይደግፋል፡፡ ዋነት እና ዲአፕ ፔቻንት የሚያቀናጁ ተጠቃሚዎቻቸው በእነዚህ ክልሎች 45+ክሪፕቶ በተዘረዘሩ የክፍያ ዘዴዎች ሳፋሪ ኮም ኤም-ፒሳ፣ ኤምቲኤን ሞባይል መኒ/ሞሞ/ኤርቴልቲጎ ቦርዳፎኒ ካሽ ፣ ዛማቴል ፣ ኤርቴል መኒ፣ ባንክ ማዘዋወሪያ እና ኦሬንጅ መኒ በመጠቀም መግዛት እና መሸጥ ይችላሉ፡፡ የእኛ ተልዕኮ የአፍሪካን ባህላዊ ፋይናንስ እና የአለምን ያልማከለ ፋይናንስ በማገኛኘት ለአፍሪካ ህዝቦች በዌብ 3ገንዘብ ነክ ጥቅማ ጥቅሞች እና መልካም አጋጣሚዎች እንዲያገኘ ማድረግ ነው፡፡ ስለ ዌብ 3 ወደ ፊት በጣም እየተደሰትን ሲሆን ክሪፕቶ ኦምቦርዲንግ ለቀጣይ የአፍሪካ ውስጥ ቢሊዮን ተጠቃሚዎች ቀላል ለማድረግ ዝግጁ ነን፡፡ የእኛን የfiat on/off ramp ወደ መተግበሪያዎ ለማዋሃድ ፍላጎት ካሎት፣ እባክዎን እዚህ ላይ ያግኙን እና በተቻለን ፍጥነት ወደ እርስዎ እንመለሳለን።","Paychant – Powering Africa's Fiat-to-Crypto Gateway Paychant, Africa's fiat-to-crypto on and off-ramp solution, serves as the bridge that connects Africa's traditional finance and digital assets. In less than 6 months since its launch, it's processing over twenty thousand transactions monthly, eliminating the complexity for people in Africa to onboard into digital currency. Over the years, people in Africa have shown a great interest in digital assets mostly because of their benefit of hedging against currency inflation and transferring money cheaply. However, the complexity of acquiring crypto assets has been an obstacle for many users in Africa, and this has made it extremely difficult for digital wallets and dApps to onboard mainstream users in Africa. 6 months ago, we launched the Paychant ramp solution to offer a simple yet intuitive platform for people in Africa to transition from fiat currency into digital currency right inside any digital wallet or dApps of their choice. Paychant prides itself as Africa's first and leading fiat-to-crypto on and off-ramp solution and remains committed to making digital currency accessible to a wider audience in Africa. We have partnered with digital wallets like Cenoa, Hurupay, and Flooz, acting as their fiat-to-crypto on and off-ramp providers in Africa and experiencing 100% month-on-month growth in both user base and transaction volume. ""Our ramp solution mainly focuses on Africa, supporting a wider range of local payment methods, allowing users to seamlessly buy and sell crypto with local bank transfer and mobile money, which are the most recognized and preferred methods of payment on the continent."" The founders explained. ""Wallets and dApps looking to enter the African market can now take advantage of Paychant's localized payment infrastructure, which offers low fees, reduced friction, and lower minimum crypto purchases. Our fiat on-and-off ramp customizable widget can be embedded directly into any wallet, dApp, DEX, or NFT platform with just a few lines of code. Paychant handles the compliance, and the entire fiat and crypto flow, so wallet providers can focus on their main business."" Support for Multichain Paychant supports 45+ crypto assets on major blockchain networks like Ethereum, Celo, Polygon, Binance, Solana, Tron, Cardano, Bitcoin Cash, Ripple, Litecoin, and the Bitcoin network. Our Coverage Our service is available in most of the biggest crypto markets in Africa, supporting all local payment methods for on-ramp and off-ramp in each of these regions: Nigeria, Kenya, Ghana, Uganda and Zambia. Wallet and dApp that integrates Paychant will enable their users in these regions to buy and sell 45+ crypto via the listed local payment method: Safaricom M-PESA, MTN Mobile Money (MoMo), AirtelTigo, Vodafone cash, Zamtel, Airtel money, Bank transfer and Orange Money. Our mission is to connect Africa's traditional finance and the decentralized finance world, giving the people in Africa equal access to the financial benefits and opportunities of Web3. We are very excited about the future of Web3, and we are ready to make crypto onboarding easy for the next billion users in Africa. If you are interested in integrating our fiat on/off ramp into your app, please reach out to us here, and we will get back to you as soon as we can.","Kamfanin Paychant - Powering Africa's Fiat-to-Crypto Gateway Kamfanin Paychant, kamfani ne da ya zama gadar da ke haɗe tsarin hada-hadar kuɗi na gargajiya na Afirka da kuma kadarorin intanet. A ƙasa da wata 6 bayan ƙaddamar da shi, yana bibiyar shige da ficen kuɗaɗe sama da dubu ashirin a duk wata, tare da kuma magance sarƙaƙiyar da mutanen Afrika ke fuskanta a tsarin kuɗaɗen intanet. A tsawon shekaru, mutane a Afrika suna nuna matuƙar sha'awa a tsarin kadarar intanet, wanda yawanci saboda kariyar da suke samu daga tashin kuɗaɗe da kuma turawa da kuɗi cikin araha. Sai dai, sarƙaƙiya da ke tattare da samun kadarar Kirifto ya zama matsala ga mafi yawan masu harkar a Afrika, wanda hakan ya haifar da matsala ga lalitar intanet da manhajoji wajen sauƙaƙa wa masu harkar a Afrika. Watanni 6 da suka gabata, mun ƙaddamar da tsarin Paychant ramp, wanda ke ba damar sauya kuɗin Kirifton da mutum yake buƙata domin sauƙaƙa kafar ga mutanen Afirka da nufin sauyawa daga tsabar kuɗi zuwa kuɗin intanet tun daga cikin kowace irin lalitar intanet ko manhajar da suka zaɓa. Kamfanin Paychant yana alfahari da kasancewarsa na farko a Afirka da ke jagorantar kafar sauya kuɗin zahiri zuwa kuɗin Kirifto da kuma jaddada ƙudirinsa na samar da kuɗin Kirifto a faɗin Afirka. Mun yi haɗin guiwa da lalitocin intanet kamar Cenoa da Hurupay da kuma Floor, inda muka kasance a matsayin masu musayar kuɗi na zahiri zuwa kuɗin Kirifto da kuma kasancewa masu sauya kuɗin zahiri zuwa na Kirifto a nahiyar Afirka, wanda yake bunƙasa da kaso 100% a duk wata, inda ya haɗa da masu amfani da kafar da kuma adadin hada-hada. Masu kamfanin sun bayyana cewa,""Tsarinmu na sauya kuɗin zahiri da na Kirifto ya mayar da hankali ne a nahiyar Afirka, inda yake taimaka wa hanyoyin biyan kuɗi na gida tare da ba wa masu harkar damar saye da sayar da kuɗin Kirifto ta hanyar tura kuɗi ta banki da kuma manhajar waya, wadda ita ce hanya biyan kuɗaɗe a nahiyar da ta fi shuhura da karɓuwa. Lalitoci da manhajojin da suke neman shiga kasuwar Afirka, yanzu za su iya amfani da tsarin biyan kuɗi na Paychant, wadda take da sauƙin kuɗin da rage barazana da kuma rage mafi ƙarancin abin da za a iya saya na kirifto. Za a iya amfani da tsarinmu na sauya kuɗin zahiri da na Kirifto a kowace irin lalita da manhajar DEX da NFT, ta hanyar amfani da lambobi. Kamfanin Paychant na yin harkar kadara da kuma duk wani nau'i na sauya kuɗin zahiri da na Kirifto, ta yadda masu samar da lalitar intanet za su iya mai da hankali a kan ainihin kasuwancinsu."" Tallafa wa ma'adanar bayanai daban-daban Paychant na tallafa wa sama da kadarorin Kirifto 45 a madanar bayanai ta intanet, kamar Ethereum da Celo da Polygon da Binance da Solana da Tron da Cardano da Bitcoin Cash da Ripple da Litecoin da kuma Bitcoin. Wurin da ayyukanmu suka kai Ana samun aikinmu a mafi yawan manya kasuwannin Kirifto na Afirka, inda muke taimaka wa dukkan hanyoyin biyan kuɗi na gida domin canjin kuɗi na zahiri zuwa kuɗin Kirifto da kuma canjin kuɗin Kirifto zuwa kuɗin zahiri a waɗannan yankuna: Nijeriya da Kenya da Ghana da Uganda da kuma Zambiya. Lalitar intanet da manhajar da aka shigar cikin tsarin Paychant zai ba wa masu amfani da kafar a waɗannan yankuna damar saye da sayar da sama da kuɗin Kirifto sama da 45 ta hanyar biyan kuɗin gida kamar: Safaricom M-PESA da MTN Mobile Money (MoMo) Airteltigo da Vodafone cash da Zamtel da Airtel money da Bank Transfer da kuma Orange Money. Manufarmu ita ce haɗe tsarin hada-hadar kuɗi na gargajiyar Afirka da kuma tsarin hada-hadar kuɗaɗe na duniya, ta hanyar ba wa mutanen Afirka dama iri ɗaya wajen samun cin moriyar hada-hadar kuɗi da kuma damarmakin da ke kafar Web3. Muna cike da farin ciki a kan yadda kafar Web3 za ta kasance nan gaba, kuma a shirye muke da mu shigar da mutane biliyan ɗaya harkar Kirifto mai sauƙi a Afrika. Idan kana da sha'awar saka manjar canjin kuɗin zahiri zuwa na intanet ko na intanet zuwa na zahiri, ka yi ƙoƙarin tuntuɓar mu ta nan, mu kuma za mu amsa maka cikin hanzari.","PayChanti inasaidia Fiati ya Afrika kwenda kwenye Kripto. PayChanti, Fiati ya Afrika kwenda kwenye Kripto kuzima na kuwasha, inahudumu kama daraja ambalo linaunganisha fedha za kizamanzi na mali za kidijiti. Kwa chini ya miezi 6 tangu kuzinduliwa kwake, inafanya kazi kwa zaidi ya miamala elfu ishirini kila mwezi, ikiondoa ugumu wa kwa watu wa Afrika kubadilisha kwenye sarafu ya kidijiti. Kwa miaka mingi, watu wa Afrika wameonyesha kuvutiwa kwao na mali za kidijiti hasa kwasababu ya maslahi ya ukomo dhidi ya kupanda na kushuka kwa sarafu na kuhamisha fedha kwa urahisi. Hata hivyo, ugumu wa kupata mali za kripto imekuwa ni kikwazo kwa watumiaji wengi Afrika, na hili limeipa ugumu zaidi kwa waleti ya kidijiti na programu ya d kuwanufaisha watumiaji wa kawaida barani Afrika. Miezi 6 iliyopita, tulizindua suluhisho la Paychanti ili kutoa jukwaa rahisi na angavu kwa ajili ya Afrika kubadlisha kutoka sarafu ya Fiati kwenda kwenye sarafu ya kidijiti ndani ya waleti ya kidijiti ama programu ya d kwa uchaguzi wao. Paychanti inajivunia kuwa suluhisho la kwanza linaloongoza kwa kuzima na kuwasha Fiat kwenda kwenye Kripto Afrika na kuendelea kujitolea kufanya sarafu ya kidijitikuwa yenye kupatikana kwa hadhira pana Afrika. Tumeshirikiana na waleti za kidijiti kama vile Cenoa, Hurupay, na Flooz, ikifanya kazi kama msambazaji wao wa Fiati kwenda kwenye Kripto kwa kuwasaha na kuzima ndani ya Afrika na uzoefu wa 100% ukuaji wa mwezi hadi mwezi kwa msingi wa watumiaji na kiasi cha muamala. ""Suluhisho letu la njia panda hasa hulenga Afrika, kusaidia njia mbalimbali za malipo ya nyumbani, kuruhusu watumiaji bila shida kuuza na kununua kripto kwa hamisho la benki za nyumbani na pesa kwa njia ya simu, ambazo zinajulikana sana na njia pendwa za malipo barani humo."" Alieleza mwanzilishi huyo. ""Waleti na programu d zinatazamia kuingilia soko la Afrika sasa zinaweza kuchukua nafasi ya miun dombinu ya malipo ya nyumbani ya PayChanti, ambayo inatoza kidogo, kupunguza msuguano, na kiwango cha chini cha manunuzi ya kripto. Fiati yetu ya kuzima na kuwasha njiapanda wijeti inayoweza kufikiwa inaweza kupachikwa moja kwa moja kwenye waleti yoyote, Programud, DEX, ama jukwaa la NFT kwa japo mistari miwili tu ya msimbo. Paychanti inashughulikia malalmiko, na mtiririko mzima wa fiati na kripto, hivyo watoaji wa waleti wanaweza kupambana na biashara zao kuu"" Msaada kwa ajili ya Multichain Paychanti inasaidia mali za kripto 45+ kwenye mitandao ya blockchai kuu kama Ethereum, Celo, Polygon, Binance, Solana, Tron, Cardano, Bitcoin Cash, Ripple, Litecoin, na mtandao wa Bitcoin. Huduma zetu. Huduma zetu zinapatikana kwenye masoko mengi makubwa ya kripto Afrika, kusaidia njia zote za malipo ya nyumbani kwa kutumia on-ramp na off-ramp kwenye kila moja ya nchi hizi: Nigeria, Kenya, Ghana, Uganda na Zambia. Waleti na programud ambazo zinaingiliana na Paychanti zitasaidia watumiaji wao kwenye nchi hizi kununua na kuuza kripto 45+ kwa kutumia njia za malipo za nyumbani zilizoorodheshwa: Safaricom M-PESA, huduma ya kifedha kwa njia ya simu ya MTN (MoMo), AirtelTigo, Vodafone cash, Zamtel, Airtel money, Bank transfer na Orange Money. Lengo letu ni kuunganisha fedha za nyumbani za Afrika pamoja na ulimwengu wa fedha wa pamoja, kuwaopa watu ndani ya Afrika upatikanaji sawa wa manufaa ya kifedha na fursa za webu3. Tumefurahishwa sana na mustakabali wa webu 3, na tupo tayari kuifanya kripto kwa utumiaji rahisi kwa watumiaji bilioni wajao ndani ya Afrika. Iwapo ungependa kujumuisha njia panda yetu ya kuwasha/kuzima kwenye programu yako, tafadhali wasiliana nasi hapa, na tutakujibu haraka tuwezavyo.","Paychant- Ó ń fi agbára fún Áfíríkà láti ṣàlàyé bí àwọn tí ó ń lo owó kírípítò ṣe ń lò ó ní ìrọ̀rùn Paychant, Áfíríkà àṣẹ.-sí kírípítò lórí àti irúfẹ́ ìyànjú, jẹ́ ohun tí ó dàbí afárá tí ó so ètò ìsúná Áfíríkà mọ níní ohun lórí ẹ̀rọ ayélujára. Láàárín ohun tí kò to oṣù 6 láti ìgbà tí a ti ṣe ìfilọ́lẹ̀ rẹ̀, ó ń ṣètò owó tí ó ju ọ̀kẹ́ kan lọ lóṣù, èyí tí ó mú líle koko àwọn ènìyàn ní Áfíríkà láti lo owó lórí ẹ̀rọ ayélujára. Lọ́dún tí ó ti kọjá, ọ̀pọ̀ ènìyàn ní Áfíríkà ti fi ìfẹ́ hàn nínú ìní orí ẹ̀rọ ayélujára púpọ̀ nítorí ànfààní tí ó ní lórí bí nǹkan bá wọ́n àti fífi owó ránṣẹ́ níye tí kò wọ́n. Síbẹ̀síbẹ̀, líle rí rí ohun ti Kírípítò ní jẹ́ ìdènà fún ọ̀pọ̀ àwọn tí wọ́n ń lò ó ní Áfíríkà, èyí sì ti mú u le koko fún àpamọ́wọ́ orí ẹ̀rọ ayélujára àti àwọn áàpù láti lo fún àwọn tí wọ́n ń lò ó ní Áfíríkà. Ní oṣù 6 tí ó kọjá, a ṣe ìfilọ́lẹ̀ ohun tí ó ń mú àwọn Àfíríkà lè tà àti ra kírípítò nípa lílo ilé ìfowópamọ́ ìbílẹ̀ àti lílo owó orí ẹ̀rọ ayélujára láti lè fún àwọn ènìyàn Áfíríkà ní ìkànnì láti kúrò nínú irúfẹ́ owó tí kò ní àtìlẹyìn ọjà sí owó tí à ń fi pamọ́ sórí àpamọ́wọ́ Kọ̀ḿpútà tàbí irúfẹ́ áàpù tó lè dádúró tí wọ́n fẹ́. Paychant ń gbé ara rẹ̀ ga bí ti Áfíríkà àkọ́kọ́, tí ó sì ń darí gẹ́gẹ́ bí i irúfẹ́ owó tí kò ní àtìlẹyìn ọjà lórí àti ìyanjú láti sọ kírípítò di irúfẹ́ owó tí kò ní àtìlẹyìn ọjà kí ó sì máa ṣe òtítọ́ sí jíjẹ́ kí owó tí a fi pamọ́ sórí Kọ̀ḿpútà ó wà fún ènìyàn púpọ̀ ní Áfíríkà. A ti dókòwò pẹ̀lú àwọn àpamọ́wọ́ orí ẹ̀rọ ayélujára bí i Cenoa, Hurupay, àti Flooz, tí wọn ń ṣe ìṣe irúfẹ́ owó tí kò ní àtìlẹyìn ọjà kírípítò lórí àti àwọn tí ó ń pèsè ní Áfíríkà ti wọ́n ń ní ìrírí 100% lóṣóoṣù dídàgbà nínú ibi tí ohun àwọn tí n lò ó wà àti òṣùwọ̀n rírà àti títà. ""Ojútùú ìṣe-ní-kánkán wa gbájú mọ́ Afíríkà, ní ṣíṣe àtìlẹyìn fún ọ̀pọ̀ àwọn ọ̀nà ìsanwó ìbílẹ̀, èyí tí ó ń jẹ́ kí àwọn òǹlò ṣe káràkátà kírípútò pẹ̀lú ìrọ̀rùn nípasẹ̀ lílo ìfi-owó-ránṣẹ́ ajẹmọ́-ilé-ìfowópamọ́ àti owó orí-ìrìn, tí wọ́n jẹ́ èyí tí àwọn ènìyàn dámọ̀ tí wọ́n sì fẹ́ jùlọ ní ẹkùn náà.’’ Àwọn olùdásílẹ̀ ṣàlàyé. ""Àwọn àpamọ́ àti dApps tí wọ́n ń wá ọ̀nà láti wọ ọjà ilẹ̀ Afíríkà, lè lo àǹfààní ohun ìsanwó ìbílẹ̀ Paychant, èyí tí ó pèsè owó bínńtín, àdínkù ìtàpórógan, àti rírà kírípútò tó kéré jùlọ ní òdiwọ̀n. Ohun ìṣàmúlò àdámọ́ àṣẹ oní àgbálọgbábọ̀ lè wọ inú èyíkéyìí ibi ìfowópamọ́ tààrà lórí àwọn ìkànnì bí i dApp, DEX tàbí NFT pẹ̀lú ìlà kóòdù péréte. Paychant ló ń ṣe àkóso ìfaramọ́ àti ìwáyé àṣẹ àti ìlò kírípútò nítorí náà àwọn olùpèsè ibi ìfowópamọ́ sí lè gbájúmọ́ okoòwò wọn gangan Àtìlẹ́yìn fún Multichain Paychant ṣe àtìlẹ́yìn fún ohun-ìní kírípútò 45+ lórí àwọn ìtàkùn àká dátà àkósódù bí Ethereum, Celo, Polygon, Binance, Solana, Tron, Cardano, Bitcoin Cash, Ripple, Litecoin, àti ìtàkùn owó àkósódù. Ọwọ́jà wa Àwọn iṣẹ́ wa wà ní àwọn ọjà kírípútò Afíríkà tó tóbi jùlọ, ní ṣíṣe àtìlẹ́yìn fún gbogbo àwọn ọ̀nà ìsanwó ìbílẹ̀ fún ìlọsíwájú lọ sẹ́yìn ní ọ̀kọ̀ọ̀kan àwọn ẹkùn yìí: Nàìjíríà, Kenya, Ghana, Uganda àti Zambia. Wallet àti dApp tí wọ́n kó Paychant sínú yóò ran àwọn òǹlò wọn lọ́wọ́ ní àwọn ẹkùn yìí láti ṣe káràkátà fún kírípútò 45+ nípa àwọn ọ̀nà ìsanwó ìbílẹ̀ tí a dárúkọ: Safaricom M-PESA, MTN Mobile Money (MoMo), AirtelTigo, Vodafone cash, Zamtel, Airtel money, Bank transfer àti Orange Money. Iṣẹ́ wa ni láti so ètò ìsúná ìbílẹ̀ ní Afíríkà àti ètò ìsúná àgbáyé aláìní àkóso-ẹnìkan-ṣoṣo, tí ó fún àwọn ènìyàn Afíríkà ní ìfààyègbà tó dọ́gba sí àwọn àǹfààní ètò ìsúná Web3. Inú wa dùn gan-an lórí ọjọ́-iwájú Web3, a sì ṣetán láti mú kí ìwọlé kírípútò rọrùn fún àwọn òǹlò tó tó bílíọ́nù tí ìlò rẹ̀ kàn ní Afíríkà. Bí ẹ bá ní ìfẹ́ láti ṣo àṣẹ wa lórí ìlọsíwájú-lọ-sẹ́yìn pọ̀ mọ́ aápùù yín, ẹ jọ̀wọ́ ẹ kàn sí wá, a ó sì kàn sí yín padà láìpẹ́.","IPaychant – Ihlomisa iFiat-to-Crypto Gateway yase-Afrika IPaychant, isixazululo se-Afrika se-fiat-to-crypto on and off-ramp, isebenza njengebhuloho elixhumanisa izimali ezijwayelekile zase-Afrika kanye nezimpahla ezidijithali. Ezinyangeni ezingaphansi kweziyi-6 kusukela yethulwa, ilungiselela ukuthengiselana okungaphezu kwezinkulungwane ezingamashumi amabili nyanga zonke, isusa ubunzima bokuthi abantu base-Afrika bangene emalini edijithali. Ekuhambeni kweminyaka, abantu base-Afrika baye babonisa intshisekelo enkulu ezimpahleni ezidijithali ikakhulukazi ngenxa yemihlomulo yayo yokumelana nokwehla kwamandla emali kanye nokudlulisa imali ngendlela eshibhile. Kodwa-ke, ukuba yinkimbinkimbi kokwazi ukuthola izimpahla zecrypto kube yisithiyo kubasebenzisi abaningi e-Afrika, futhi lokhu kwenze kwaba nzima kakhulu kuma-wallet edijithali nakuma-dApps ukungena kubasebenzisi abavamile e-Afrika. Ezinyangeni eziyi-6 ezedlule, sethule isixazululo sePaychant ramp ukuze sinikeze inkundla elula kodwa ehambisana nalokho okusenhliziyweni yakho yabantu base-Afrika ukuze bashintshe kusuka ezimalini zefiat baye ezimalini ezidijithali ngaphakathi kwanoma iyiphi i-wallet eyidijithali noma ama-dApp abayikhethayo. IPaychant iyaziqhenya njengesixazululo sokuqala futhi esingungqa phambili se-Afrika se-fiat-to-crypto on and off-ramp futhi iyaqhubeka nokuzibophezela ekwenzeni ukuthi izimali ezidijithali zitholakale kubantu abaningi e-Afrika. Sibambisene nama-wallet edijithali afana neCenoa, iHurupay, neFlooz, asebenza njengabahlinzeki bawo be-fiat-to-crypto on and off-ramp e-Afrika futhi abhekana nokukhula okungu-100% inyanga nenyanga okuwukukhula kwakho kokubili abasebenzisi kanye nomthamo wokuthengiselana. ""Isixazululo sethu se-ramp sigxile kakhulu e-Afrika, sisekela izindlela eziningi zokukhokha zendawo, okuvumela abasebenzisi ukuthi bathenge futhi bathengise kalula icrypto ngokudluliselwa ebhange lendawo kanye nemali etholakala ngensiza yeselula, okuyizindlela zokukhokha ezaziswa kakhulu kanye nezithandwayo ezwenikazi."" Abasunguli bachaza lokhu. ""AmaWallet nama-dApp afuna ukungena emakethe yase-Afrika manje angasebenzisa ngokunenzuzo ingqalasizinda yokukhokha yasendaweni yePaychant, enezindleko eziphansi, ukunciphisa ukungqubuzana, nokunciphisa ukuthengwa kancane kwe-crypto. I-widjet yethu ye-fiat on-and-off ramp eqokiwe ingafakwa ngqo kunoma iyiphi ipulatifomu ye-wallet, i-dApp, i-Dex, noma i-NFT enemigqa embalwa nje yekhodi. IPaychant ibhekelela ukuhambisana, nayo yonke i-fiat ne-crypto flow, ngakho abahlinzeki bewallet bangagxila kulokho abakwenzayo."" Ukusekela i-Multichain IPaychant isekela izimpahla ezingama-45 zecrypto kumanethiwekhi amakhulu e-blockchain afana ne-Ethereum, iCelo, iPolygon, iBinance, iSolana, iTron, iCardano, iBitcoin Cash, iRipple, iLitecoin, kanye nenethiwekhi yeBitcoin. Lapho Sikwazi Ukufinyelela Khona Insiza yethu iyatholakala ezimakethe eziningi ezinkulu zecrypto e-Afrika, isekela zonke izindlela zokukhokha zasendaweni ngokuphathelene ne-on-ramp kanye ne-off-ramp esifundeni ngasinye kulezi: INigeria, iKenya, iGhana, iUganda neZambia. IWallet ne-dApp ezihlanganisa iPaychant zizovumela abasebenzisi bazo kulezi zifunda ukuthi bathenge futhi bathengise icrypto engama-45 kanye nangaphezulu ngokusebenzisa indlela yokukhokha yendawo esohlwini: ISafaricom M-PESA, iMTN Mobile Money (iMoMo), i-AirtelTigo, iVodafone cash, iZamtel, i-Airtel money, iBank transfer kanye ne-Orange Money. Inhloso yethu ukuxhumanisa imali ejwayelekile yase-Afrika kanye nezwe lezimali ezingenganyelwa ezindaweni ezithile, okunikeza abantu base-Afrika ukufinyelela okulinganayo emihlomulweni yezezimali kanye namathuba eWeb3. Sinesasasa kakhulu ngokuphathelene nekusasa leWeb3, futhi sikulungele ukwenza ukungena kwe-crypto kube lula kubasebenzisi abalandelayo base-Afrika abangama-billion. Uma unesifiso sokuhlanganisa indlela yethu ye-on/off ramp ye-fiat kusisetshenziswa sakho, sicela usithinte lapha, sizobuyela kuwe ngokushesha ngangokunokwenzeka."
+በኮንስትራክሽን ቦታ ላይ እንደ የገበያ ቦታ መሪ የሲንደሩ ግንባታ ቀጣይ ምዕራፍ በሪል እስቴት እና በግንባታ ቦታ ላይ እንከን የለሽ የግዢ ልምድ ለማምጣት ሲንደር ግንባታ በራዕይ ተጀመረ። በአቅርቦት በኩል ያለው የንግድ ሞዴላችን ከዋና ዋና አምራቾች ጋር በጠንካራ ሽርክና ላይ የተንጠለጠለ ነው ይህም የሚያስቀና የግንባታ እቃዎች ካታሎግ በጣም በተወዳዳሪ ዋጋ ይሰጠናል (በእርግጥ ተወዳዳሪ የሌለውን ቃል እንመርጣለን)። ይህንን እሴት በዲጂታል መድረካችን በኩል ለሁለት የተጠቃሚ ክፍሎች ማለትም ለሽያጭ( C-stores) እና ለኮርፖሬት ገዢዎች እናቀርባለን። በመጀመሪያ መልሶ ሻጭ ክፍል ፍላጎት ላይ አተኩረናል፡፡ ነገር ግን፣ ጊዜ እያለፈ ሲሄድ፣ አሁን ካለው የችርቻሮ ተጠቃሚ መሰረታችን የመነጩ ሲ-ስቶርስ በመባል የሚታወቁ ልዩ የመስመር ውጪ ማከፋፈያ ጣቢያዎችን የማቋቋም እድል እንዳለን ተገንዝበናል። ጉልህ ሳምንታዊ የጅምላ ግዢ የሚፈጽሙ ሻጮችን ያቀፉ እነዚህ ሲ-ሱቆች የቢዝነስችን ዋና አካል ሆነዋል። ከመልሶ ማቋቋም ጋር ተያይዘው ያሉትን የካፒታል ግዥ ተግዳሮቶች ለማቃለል፣ እነዚህ ሲ ስቶርዎች ቢያንስ በሳምንት ሁለት ጊዜ ስቶኮችን እንዲያገኙ የሚያስችል አውቶሜትድ አሰራር ተግባራዊ አድርገናል። በውጤቱም ለእኛ ከፍተኛ እሴት ያላቸው አከፋፋዮች ሆነዋል፡፡ በአሁኑ ወቅት የእኛ አውታር ከ1500 በላይ ሲ-ስቶሮች ያለው ሲሆን ይህ ማደጉን ይቀጥላል፡፡ ከዋና ዋና የሪል እስቴት እና የግንባታ ተጫዋቾች ጋር ባለን ግንኙነት ከግዥ ቡድኖቻቸው ጋር በፕሮጀክታቸው ላይ በመስራት በመረጃ ላይ የተመሰረተ ግብረ መልስ እና ግንዛቤን መሰረት በማድረግ እንደ ንግድ ስራ አድገናል። ለዚህ ክፍል የሚያገለግል Builder 360™ አንድ ሁሉን-በ-አንድ የምርት ስብስብ አዘጋጅተናል። የ Builder 360™ ስብስብ እርስ በርስ የተገናኘ እሴት-የተጨመሩ መፍትሄዎች እና አገልግሎቶች ድህረ ገጽ ነው፣ በመድረክ ታማኝነት ላይ በመመስረት ለደንበኞች የሚገኝ። በመድረክ ላይ ለሚጠፋው እያንዳንዱ ገንዘብ ብቁነት ይጨምራል እና በተወሰኑ የወጪ ገደቦች ተጠቃሚዎች በተለይ ወሳኝ የሆኑ የህመም ቦታዎችን የሚመለከት አዲስ መፍትሄ ይከፍታሉ። በBuilder 360™፣ የዋጋ ግሽበት እንዲበልጡ የሚያስችልዎ፣ የፕሮጀክት ቁሳቁሶችን ለወደፊት ጥቅም ላይ ለማዋል በሚያስችል ደረጃ ላይ ያሉ መፍትሄዎችን ያገኛሉ። በዚህ ብቻ አያበቃም፣ የዕቃ ዕቃዎች አስተዳደር መሣሪያዎች፣ የፕሮጀክት ፋይናንስ፣ የተረጋገጡ የእጅ ባለሞያዎችን ማግኘት፣ በቦርዱ ላይ ታይነት እና ሌሎችንም ማግኘት ይችላሉ። ተጠቃሚዎች በማህበረሰቡ ውስጥ ባለው ደረጃ ላይ በመመስረት የተለያዩ መፍትሄዎችን መክፈት ይችላሉ እና የግብይት መጠን ደረጃዎችን ሲያገኙ ደረጃቸውን ከፍ ያደርጋሉ። በተጨማሪም በኢንተርኔት የገበያ ቦታ መጀመር እና የግዢ አውታሮች እንደ ሲንደርቢልት ለግንባታ ሰሪዎች የኮንስትራሽን ቁሳቁሶች መሳሪያ እና አገልግቶች ለመለየት እና ለመግዛት ቀላል አድርጎአል፡፡ በሲሊንደርቢዩልድ ክላውድ ዌርሃውስ መፍትሔ፣ ለምሳሌ ግንበኞች ቁሳቁሶችን በጥሬው ማከማቸት እና በፍላጎት የተከፈለ የጣቢያ አቅርቦት መቀበል ይችላሉ፣ ይህም የአካላዊ ማከማቻ ቦታን ፍላጎት ���መቀነስ እና የስርቆት ወይም የመጎዳት አደጋን ያስወግዳል። ድርጅታዊ ሪልስቴት እና ኮንስትራክሸን ቦታ ለደንበኞች መስጠታችን ያኮራናል፡፡ እንደ አዝማሚያ ማቀናበሪያ ድርጅት የግንባታ እቃዎች ግዥ ኢንዱስትሪ መልክዓ ምድሮችን በአዲስ መልክ በመቅረጽ ላይ በማተኮር ከኮርፖሬት ደንበኞቻችን ጋር በሪል እስቴት እና በግንባታ ቦታ ላይ የምናደርገው ጉዞ ከዚህ በፊት ታይቶ የማይታወቅ የፈጠራ ማዕበልን ቀስቅሶ የናይጄሪያ የመጀመሪያ ክሬዲት የሞርጌጅ ካርድ እንዲወለድ አድርጓል። ለናይጄሪያ ሰራተኞቸ ደሞዝ መሰረት ያደረገ የማስያዣ ብድሮች በመስጠት ቅድሚያ ክፍያ እንዲፈጽሙ በማድረግ ለሪልስቴት ንብረቶች በእኛ የተከበሩ ድርጅቶች ለተዘረዘሩ በየጊዜው ክፍያዎች እንዲፈጽሙ እናስችላለን፡፡ ይህንን በመፈጸም ደሞዝተኞች በራስ በመተማመን የሪልስቴት ገበያዎች እንዲለዩ እና በቀላሉ የቤቶች ህልማቸውን ማሳካት ይችላሉ፡፡ ደሞዝተኛ በተገቢው በስኬት የንብረት ግዢ ሲፈጽም ፈንዱ ወደ እኛ ደህንነቱ የተጠበቀ ኤስክሮው ሲስተም ይዘዋወራል፡፡ በሂደትም ድርጅቶች ከፍተኛ ጥራት ያለው የህንጻ መሳሪያ ቁሳቁስ ለኮንስትራክሽን ፕሮጀክቶቻቸው ከሲንደርቢልት ማግኘት ይችላሉ፡፡ እነዚህ ቅንጅቶች አጠቃላይ ሂደት ፣ መዘግየትን ማስወገድ የንብረት ልማትን ቅልጥፍና ማበልጸግ ያስችላሉ፡፡ ድርጅቶች በፋይናንስ ሀብቶች ከፍተኛ ጥራት ያለው የህንጻ ቁሳቁሶች እንዲገዙ ማስቻል በኮንስትራክሽን ኢንዱስትሪ ውስጥ የሽግግር ለውጦች እያመጣን ነው፡፡ በእና አውታር የበለጸጉ ንብረቶች የረጅም ጊዜ ቆይታ እና የቁሳቁስ ጥራት ለቤት ባለቤቶች አጠቃላይ የመኖሪያ ልምድ ከፍ አድርጎአል፡፡ ይህ ክፍት የሆነ ክበብ የድርጅችን ልህቀት ከፍ በማድረግ ይበልጡን እምቅ ገዢዎች በመሳብ በሪልስቴት ገበያ ላይ በጎን ለውጥ ፈጥሮአል፡፡ የማስያዣ ሂሳብ ባለቤት መሆን ሲንደርቢልድ ውስጥ ማግኘት ቀላል እና ቢሮክራሲ የለሽ ነው፡፡ የቤት ባለቤቶች የማስያዣ ሂሳባቸውን ከካርድ ጋር በቀላሉ ማገናኘት ቀጥተኛ ክፍያ እንዲፈጽሙ እና ማስያዣ ጋር የተያያዙ ግብይቶች በተሸለ እንዲታይ ያደርጋል፡፡ እያንዳንዱ የፋይናንሺያል ግብይት በጥንቃቄ ተከታትሎ ይመዘገባል፣ ይህም ለደመወዝ ተቀባዮች እና ለድርጅቶች የተሟላ ታይነትን ያረጋግጣል። ለእኛ በሲንደርቡልድ፣ ከስር መስመር እና በፍጥነት ተቀባይነት ያለው የቴክኖሎጂ መፍትሄን በማሰማራት ካለው ደስታ ባሻገር በቴክ የነቃ ግዥ ውስጥ ያለውን የእሴቱን ጥልቀት በንብርብር ወደ ኋላ እየላጥን እና ይህንን እሴት በፍጥነት እያደገ ላለው በዓለም ላይ የግንባታ ገበያዎች በተጠቃሚ መሰረት እናደርሳለን። ቀጣይ ደረጃችንን ስንጀምር እንደናይጄሪያ ከፍተኛ ገበያ ውሰጥ በጥልቀት በመግባት በአገር ውሰጥ የተሰሩ ዲጂታል ምርቶች ወደ በለጡ የአፍሪካ አገሮች በፍጥነት እንሰራለን፡፡ ቡድኖቻችን በዓለም ላይ ካሉት በጣም ታዋቂ ከሆኑ ተቋማት የተውጣጡ እና ከአውሮፓ እና ዩኤስ አሜሪካ ባሉ ከፍተኛ-ደረጃ ቪሲዎች የተደገፉ በመሆናቸው ራሳችንን በዚህ ቦታ ላይ እንደ ፈጠራ መሪ ነው የምንመለከተው። መንገድ፣ ድልድይ ፣ቤቶች ፣ የንግድ ህንጻዎች በግል እና በመንግስት ዘርፍ ገንቢ ቢሆኑም ቢልደር 160 ቲኤም የእርስዎን የኮስትራክሽን ፕሮጀክቶች እና ቢዝነስ ወደ ቀጣዩ ደረጃ እንዲወስዱ ሁሉም ነገር አለው፡፡ የእኛን ድህረ ገጽ www.cinderbuild.com ዛሬውኑ ይጎብኙ ወይም በኢሜል @cinderbuild.com ላይ ያግኙን በ+2347001236202 ላይ ይደውሉ፡፡,"The Next Phase of CinderBuild as a Marketplace Leader in the Construction Space Cinder Build was launched with a vision to bring about a seamless buying experience in the real estate and construction space. Our business model on the supply side is hinged on solid partnerships with major manufacturers which gives us an enviable catalog of building materials at very competitive prices (We actually prefer the word unbeatable). We deliver this value on the demand side through our digital platform to two user segments; Resellers (C-stores) and Corporate buyers Initially, we focused on catering to the needs of the reseller segment. However, as time went on, we recognized the opportunity to establish dedicated offline distribution channels known as C-stores, stemming from our existing reseller user base. These C-stores, consisting of resellers who make substantial weekly bulk purchases, have become an integral part of our business. To alleviate the capital procurement challenges associated with restocking, we have implemented an automated system that ensures these C-stores receive restocks at least twice a week. As a result, they have become invaluable distribution partners for us. Presently, our network boasts over 1500 C-stores and continues to grow. We have evolved as a business in line with data based feedback and insights gained from our interaction with key real estate and construction players, working with their procurement teams on their project. We developed Builder 360™, an all-in-one product suite to cater for this segment. The Builder 360™ suite is an interconnected web of value-added solutions and services, made available to customers based on platform loyalty. For every amount spent on the platform, eligibility increases and at certain spend thresholds, users unlock a new solution typically addressing critical pain areas. With Builder 360™, you get access to cutting-edge solutions that allow you outsmart inflation, store project materials virtually for future use. It doesn't end there, you have access to inventory management tools, project financing, access to vetted artisans, visibility across board and much more. Users can unlock the various solutions based on their rank within the community and they move up the rank as they hit transaction volume milestones. Furthermore, the emergence of online marketplaces and procurement platforms like CinderBuild has made it easier for builders to source and purchase construction materials, equipment, and services. With CinderBuild's Cloud Warehouse solution, for instance, builders can store materials virtually and receive on-demand piecewise site deliveries, reducing the need for physical storage space and eliminating the risk of theft or damage. We are proud to currently serve a robust client base of corporates across the Real estate and construction space. As a trendsetting organization, with a steadfast focus on reshaping the building materials procurement industry landscapes, our journey with our corporate clients in the real estate and construction space has ignited an unprecedented wave of innovation leading to the birth of Nigeria’s first credit Mortgage Card. We are issuing salary-backed mortgage loans to Nigeria's working class allowing them to make down payments and installmental payments on exclusive real estate properties listed by our esteemed corporates. By doing this, salary earners are now well equipped to confidently explore the real estate market and secure their dream homes with ease. Upon the successful acquisition of a property by a salary earner, the funds are transferred to our secure escrow system. Simultaneously, corporates have access to these funds, enabling them to procure high quality building materials for their construction projects from CinderBuild. This seamless integration streamlines the entire process, eliminating delays, and enhancing the efficiency of property development. By empowering corporates with the financial resources to procure superior building materials, we are catalyzing a transformative change in the construction industry. The properties developed through our platform boast enhanced durability and quality materials, elevating the overall living experience for homeowners. This virtuous cycle fosters a reputation of excellence for corporates, attracting more potential buyers and creating a positive impact in the real estate market. Owning a mortgage account with cinderbuild is simple and hassle-free. Homeowners can easily link their mortgage accounts to the card, allowing for direct payments and better visibility of mortgage-related transactions. Every financial transaction is meticulously tracked and recorded, ensuring complete visibility for both salary earners and corporates. For us at CinderBuild, beyond the bottom line and the excitement of deploying a rapidly adopted technology solution, we are peeling back layer by layer the depth of value in tech enabled procurement and delivering this value to a fast growing user base in one of the largest construction markets in the world. As we begin our next phase, we are tapping into the depth of learnings from launching in a robust market like Nigeria, and leveraging that to build locally-adapted digital products as we launch swiftly into more African countries. We see ourselves as an innovation leader in this space, as our teams are drawn from some of the most reputable institutions in the world, and backed by top-tier VCs from across Europe and the U.S. Whether you're building roads, bridges, housing estates, commercial buildings in the private and public sector, Builder 360™ has everything you need to take your construction projects and business to the next level. Visit our website today at www.cinderbuild.com or reach us on support@cinderbuild.com, +2347001236202.","Mataki na gaba na kamfanin CinderBuild kasancewarsa na jagoran Dandalin Kasuwanci a ɓangaren gine-gine. An ƙaddamar da Manhajar Cinder Build da nufin kawo sauƙi wajen da siyan gidaje da kuma kayan gine-gine. Tsarin kasuwancinmu na samar da kaya ya ta'allaƙa ne ga babbar haɗakarmu da manyan kamfanonin da suke samar mana da ingantattun kayan gini a farashi mai rahusa (A taƙaice mun zaɓi kalmar gagara gasa). Muna samar da wannan kaya dangane da buƙata ta manhaja zuwa ga ɓangarori biyu na masu amfani; masu sayar da ɗaiɗaiku (C-stores) da kuma masu saya da yawa. Da farko, mun fi mayar da hankali ga buƙatun ɓangaren masu sayar da ɗaiɗaiku. Sai dai, a yayin da tafiya ta ja, sai muka gano damar samar da sahihin tsarin rarraba kaya ba ta intanet ba da aka fi sani da C-stores wato shagunan gefen hanya, wanda ya samo asali daga tsarin mai sara ya sayar da ɗaiɗaiku. Wannan tsari na C-stores ya ƙunshi 'yan sari waɗanda suke sayarwa da yawa a duk mako, sun zama wani babban ɓangare na kasuwancinmu. Domin magance ƙalubalen samun kaya da yawa waɗanda suke da alaƙa da sake kawo kaya, mun samar da tsarin da zai tabbatar da cewa waɗannan ƙananan kantuna na sake samun kaya aƙalla sau biyu a kowane mako. A sakamakon hakan, sun zamo muhimman abokan hulɗarmu wajen rarraba kaya. A yanzu haka, ƙunshin abokan hulɗarmu ya haɓaka da fiye da sito-sito na C 1500 kuma ya ci gaba da haɓaka. Mun fara ta hanayar bin tsarin bayanan da muke samu daga abokan hulɗarmu da kuma dabarun da muke samu daga mu'amalar da muke yi da masu harkar gidaje da kuma masu gine-gine, inda muke aiki da tim ɗinsu da suke siyan kayayyakin aikinsu. Mun samar da manhajar 'Builder 360', a matsayin wata kafa da ke kula da wannan ɓangaren. Manhajar 'Builder 360' wani shafin intanet ne mai samar da wasu hanyoyin warware matsaloli da kuma samar da hidimomi ga abokan hulɗarmu, bisa ga yadda suke amfani da kafar. Duk abun da mutum ya kashe ta manhajar, cancantarsa ta samun wani tagomashi na ƙaruwa, inda masu amfani da manhajar za su buɗe wani babi na samun sauƙi daga wasu matsaloli. Da manhajar Builder 360™, za ka kai ga hanyoyin warware matsaloli waɗanda za su ba ka damar kauce wa hauhawar farashi, ka kuma iya ajiye kayayyakin ta intanet don amfanin gobe. Ba a nan ta tsaya ba, kuna da damar samun jerin kayan gudanarwa da samar da kuɗi don ayyuka da samun damar tantance ma'aikata da dai sauransu. Masu amfani za su iya gano mafita daban-daban dangane da matsayinsu a cikin al'umma, sannan kuma su ƙara martaba a yayin da suka ƙara zangon hada-hadarsu. Bugu da ƙari, samuwar wuraren kasuwanci na intarnet da kuma kafar siyayya kamar CinderBuild ta sauƙaƙa wa masu gine-gine wajen siyen kayayyakin gini. Misali, da mafitar rumbun giza-gizan Kamfanin CinderBuild, magina kan iya adana kayansu kai-tsaye ta intanet, su kuma same su kaɗan-kaɗan dangane da yadda suka buƙace su, ta hanyar taƙaita gurin adanawa na zahiri da kauce wa haɗarin sata ko lalacewa. Muna alfahari da a yanzu muna samar da ingantaccen tsari ga abokan harkar cibiyoyi da ke ɗaukacin ɓangaren hada-hadar gidaje da gine-gine. A matsayin kamfanin da yake tashe, iinda ya mayar da hankali wajen sake fasalin masana'antar siyan kayan gine-gine, wanda kasuwancinmu da manyan abokan harkarmu a fannin gidaje da kuma gine-gine ya samar da yanayin ƙirƙirar da ba a taɓa gani ba, lamarin da ya haifar da samuwar katin hada-hadar gidaje na farko a Nijeriya. Muna samar da tsarin bashin gidaje ga ma'aikatan Nijeriya da ba su damar biya a hankali ko nan take a bisa jerin tsarin mallakar gidaje daga ƙwararrun ma'aikatanmu. Ta yin haka, ma'aikata yanzu suna da dama da ƙarfin guiwar shigowa hada-hadar gidaje domin samun gidan da suke fata cikin sauƙi. Bayan ma'aikatan sun mallaki kadarar, ana tura kuɗin zuwa taskantaccen tsarinmu. A lokaci guda, ma'aikata suna da damar kaiwa ga waɗannan kuɗaɗe, da nufin samun mallakar kayan gini masu inganci don ayyukan gine-ginensu daga Kamfanin CinderBuild. Wannan tsari mafi dacewa, ya magance mataslar ɓata lokaci da kuma inganta dukiya. Ta hanyar ƙarfafa ƙungiyoyi ta ne, ta ba su tallafin kuɗi su samo ingantattun kayayyakin gini, za mu iya samar da canji mai ma'ana a masana'antar gine-gine. Gine-ginen da aka yi ta hanyar kafarmu na alfahari da ƙarƙo da kuma inganci, inda rayuwar waɗanda suka mallaki gidaje ke cikin farin ciki. Wannan tsarin fayyatacce yana ɗaukaka kimar kamfanoni, inda yake jan hankalin masu saya da samar da kyakyawan tasiri a harkar gidaje da muhalli. Mallakar asusun mallakar gidaje abu ne mai matuƙar sauƙi a kamfanin CinderBuild. Masu gidaje za su iya haɗa asusun mallakar gidaje da katin, wanda hakan zai ba su damar biya kai-tsaye tare da ganin shige da ficen hada-hadar kuɗin mallakar gidaje. Ana bin diddigi duk wata hada-hadar kuɗi da kuma rubuta bayani a kanta, don tabbatar da cikakken bayani ga ma'aikata da kuma kamfanoni. A wajen Kamfanin CinderBuild, babban muhimmin abu da farin ciki shi ne samar da fasaha mai saurin sabo, inda muke bi daki-daki wajen samar da fasaha da iya siyan kayayyaki sannan da yin amfani da wannan daraja wajen ɗaga darajar mai amfani a cikin ɗaya daga manyan kasuwannin hada-hadar gidaje da muhalli na duniya. Kamar yadda muka fara mataki na gaba, muna kara kutsawa sosai cikin koyon abubuwa daga ƙaddamarwa a babbar kasuwar kamar ta Nijeriya da yin amfani da damar wajen samar da kayayyki ta na'ura da suka dace da yanayin gida kamar dai yadda muke ƙara mamaya a wasu ƙasashen Afirka. Muna ganin kanmu a matsayin jagororin ƙirƙira a wannan ɓangare, kamar yadda tim na ma'aikatanmu ake samo su daga shahararrun hukumomi a duniya, kuma muke samun goyon baya daga 'yan gaba-gaban a kasuwanci zuba jari don samar da sabbin kamfanoni daga Turai da kuma Amurka. Kodai kana gina hanyoyi ko gadoji ko rukunin gidaje ko gine-ginen kasuwanci a gurare na musamman ko na al'umma, manhajar Builder 360™ na da duk wani abu da kake buƙata wajen daga likkafar kasuwanci da ayyukan gine-ginenka. Ziyarci shafinnmu na intanet a yau a kan www.cinderbuild.com ko ka tuntuɓe mu a support@cinderbuild.com,+2347001236202.","Awamu inayofuata ya CinderBuild kama kiongozi wa soko katika kampuni ya ujenzi Cinder Build ilizinduliwa kwa maono ya kuleta uzoefu wa ununuzi usio na changamoto katika mali isiyohamishika m na kampuni ya ujenzi. Mtindo wetu wa biashara kwenye upande wa ugavi unategemea ushirikiano thabiri na watengenezaji wakuu ambao hutupatia orodha ya kuvutia ya vifaa vya ujenzi kwa bei za ushindani (kikweli tunapendelea kusema hatutashindwa). Tunawasilisha thamani hii kwa upande wa mahitaji kupitia jukwaa letu la kidigitali kwa sehemu mbili za watumiaji. Wauzaji (c.duka) na wanunuzi wa mashirika Hapo awali, tulizingatia kuhudumia mahitaji ya sehemu ya muuzaji. Hata hivyo, kadri muda unavyosonga, tulitambua fursa ya kuanzisha njia mahususi za usambazaji nje ya mtandao zinazojulikana kama c-stores kutokana na wauzaji wetu wa sasa. Hizi c-stores, zinajumuisha wauzaji ambao bidhaa nyingi kwa wingi kila wiki, zimekuwa sehemu muhimu za biashara yetu. Ili kupunguza changamoto za ununuzi wa mtaji unaohusishwa na hifadhi mpya, tumetumia mfumo wa kiotomatiki ambao unahakikisha hizi c-stores zinapokea hifadhi mpya angalau mara mbili kwa wiki. Kwa hiyo, wamekuwa washirika wa usambazaji wa thamani kwetu. kwa sasa, mtandao wetu unajivunia zaidi ya c-stores 1500 na unaoendelea kukua. Tumebadilika kama biashara kulingana na maoni yanayotegemea data, maarifa tuliyopata kutokana na mwingiliano wetu na wahusika wakuu wa mali isiyohamishika na ujenzi, tukifanya kazi timu zao za ununuzi kwenye mradi wao. Tulitengeneza Builder 360™, kitengo cha bidhaa zote kwa moja ili kukidhi sehemu hii. Kitengo cha Builder 360™, ni mtandao uliounganishwa wa suluhu na huduma za ongezeko la thamani, zinazotolewa kwa wateja kulingana na uaminifu wa jukwaa. Kwa kiasi kinachotumiwa kwenye jukwaa, ustahiki huongezeka na kwa viwango fulani vya matumizi, watumiaji hufungua suluhisho jipya kwa kawaida hushughulikia maeneo muhimu yenye changamoto. Ukiwa na Builder 360™,unapata ufikiaji wa suluhu za kisasa ambazo zinakuruhusu kushinda mfumuko wa bei kwa uerevu, kuhifadhi nyenzo za mradi karibu kwa matumizi ya baadae. Haiishi hapo, unaweza kupata zana za usimamizi wa hesabu, ufadhili wa mradi, ufikiaji wa mafundi waliohakikiwa, muonekano kote na mengi zaidi. Watumiaji wanaweza kufungua suluhu mbalimbali kulingana na nafasi zao ndani ya jumuiya na wanapanda daraja wanapofikia hatua muhimu za kiasi cha muamala. Zaidi ya hayo, kuibuka kwa masoko ya mtandaoni na majukwaa ya ununuzi kama CinderBuild kumerahisha wajenzi kupata na kununua malighafi za ujenzi, vifaa na huduma. Kwa kutumia suluhisho la mtandao wa CinderBuilder wa arehouse, kwa mfano, mafundi wanaweza kuhifadhi vifaa karibu na kupokea bidhaa zinazohitajika, na hivyo kupunguza hitaji la nafasi ya kuhifadhi na kuondoa hatari ya wizi au uharibifu. Tunajivunia kwa sasa kutumikia msingi thabiti wa wateja wa mashirika katika mali isiyohamishika na kampuni ya ujenzi. Kama shirika la kuweka muelekeo, tukiwa na mkazo thabiti katika kuunda upya mandhari ya tasnia ya ununuzi wa vifaa vya ujenzi, safari yetu na wateja wetu wa kampuni katika mali isiyohamishika na kampuni ya ujenzi imeibua wimbi kubwa la ubunifu ambalo halijawahi kutokea mpaka kuanzishwa kwa kadi ya kwanza ya mkopo ya Mortgage nchini Nigeria. Tunatoa mikopo ya rehani inayounga mkono na mishahara kwa wafanyakazi wa Nigeria kuwaruhusu kufanya malipo ya chini na malipo ya awali ya mali isiyohamishika ya kipekee yaliyoorodheshwa na makampuni yetu yanayoheshimiwa. Kwa kufanya hivi, wanaopata mishahara sasa wana vifaa vya kutosha kuchunguza soko la mali isiyohamishika kwa ujasiri na kulinda nyumba zao za ndoto kwa urahizi. Baada ya kufanikiwa kupata mali na mtu anaepokea mshahara, pesa hizo huamishiwa kwenye mfumo wetu salama wa escrow. Sambamba na hilo, mashirika yana uwezo wa kupata fedha hizi, na kuyawezesha kununua vifaa vya ujenzi vya ubora wa juu kwa ajili ya miradi yao ya ujenzi kutoka CinderBuild. Ujumuishaji huu usio na changamoto kuboresha mchakato mzima, kuondoa ucheleweshaji, na kuimarisha ufanisi wa ukuzaji wa mali. Kwa kuwezesha mashirika na rasilimali za kifedha kununua vifaa bora vya ujenzi, tunachochea mabadiliko katika sekta ya ujenzi. Mali zilizotengezwa kupitia jukwaa letu zinasifika kwa uimara na ni nyenzo bora, na hivyo kuinua hali ya jumla ya maisha kwa wamiliki wa nyumba. Mzunguko huu mwema hukuza sifa ya ubora kwa makampuni, kuvutia ununuzi zaidi na kuleta matokeo chanya katika soko la mali isiyohamishika. Kumiliki akaunti ya Mortgage na CinderBuild ni rahisi na haina shida. Wamiliki wa nyumbu wanaweza kuunganisha kwa urahisi akaunti zao za Mortgage kwenye kadi, ikiruhusu malipo ya moja kwa moja na muonekano bora wa miamala inayohusiana na Mortgage. Kila muamala wa kifedha unafuatiliwa na kurekodiwa kwa makini, ili kuhakikisha uonekanaji kamili kwa wanaopata mishahara na mashirika. Kwa sisi katika CinderBulid, zaidi ya msingi na msisimko wa kupelekea suluhisho la teknolojia iliyopitishwa haraka, tunarudisha ngazi kwa ngazi kina cha thamani katika ununuzi unaowezeshwa na teknolojia na kuwasilisha thamani hii kwa msingi wa watumiaji wanaokua kwa kasi katika moja wapo ya manunuzi makubwa zaidi, masoko ya ujenzi Duniani. Tunapoanza na awamu yetu inayofuata, tunaingia ndani ya kina cha mafunzo kutokana na kuzinduliwa katika soko thabiti kama Nigeria, na kutumia hilo ili kujenga bidhaa za kidigitali zilizobainishwa nchini tunapozindua kwa haraka katika nchi zaidi za kiafrika. Tunajiona kama kiongozi wa wavumbuzi katika kampuni hii, kwani timu zetu zimetolewa kutoka baadhi ya taasisi zinazotambulika Duniani, na kuungwa mkono na VCs za ngazi ya juu kutoka kote Ulaya na Marekani. Iwe unajenga barabara, madaraja, mashamba, majengo ya biashara, katika sekta binafsi na ya umma, Builder 360 ina kila kitu unachohitaji ili kupeleka miradi na biashara yako ya ujenzi kwenye hatua nyengine. Tembelea tovuti yetu leo kwa www.cinderbuild.com au tufikie kwa support@cinderbuild.com, +2347001236202.","Ipele tí ó kàn fún CinderBuild gẹ́gẹ́ bí i adarí fún ilé ìtajà níbi tí a ti ń kọ́ ilé CinderBuild jẹ́ èyí tí a filọ́lẹ̀ pẹ̀lú ìran láti mú ìrírí ríra ọjà ilé àti kíkọ́ ilé lọ ní ìrọwọ́ ìrọṣẹ̀. Àwòṣe okòwò lórí jẹ́ èyí tí a gbélé ìbánidókòwò tí ó lọ́ọ̀rìn pẹ̀lú àwọn tí ń pèsè nǹkan èyí tí ó ń fún wa àwọn ohun èlò ìkọ́lé tí iye rẹ̀ ní ìfigagbága (Ọ̀rọ̀ náà wù wá pè kò ṣe e jà sí ). A fi ìwúlò yìí kalẹ̀ sí agbọn ti ìbéèrè nípasẹ̀ ìkànnì ayélujára sí àwọn abala olùlò méjì; Àwọn Alátùn-úntà (Àwọn Ilé-Ìtajà-C) àti àwọn òǹrà aládàáni Tẹ́lẹ̀ a gbájúmọ́ pípèsè fún ìní àwọn ẹ̀ka tí ń ta ọjà díẹ̀ díẹ̀. Síbẹ̀ náà, bí ìgbà ṣe n lọ, a rí ore ọ̀fẹ́ láti dá àjọ tó máa ma pín ọjà tí kìí ṣe ti orí afẹ́fẹ́ ti a mọ̀ sí C-stores, gbígbé láti ọ̀dọ̀ àwọn tó n tu ọjà tà tó wà ní ọ̀dọ̀ wa. Àwọn C -stores jẹ́ àpapọ̀ àwọn tí ń tajà díẹ̀ díẹ̀ tí wọ́n ń ra ọjà tí ó pọ̀ lọ́ṣọ́ọ̀ṣẹ̀, èyí sì ti di apá kan okòwò náà. Láti ṣe àdínkù ìpènìjà àìrí owó fún kíkó ọjà mìíran wọlé, a ti ṣètò tí yóò rí i dájú wí pé àwọn C-stores ń gba ọjà tuntun ó kéré tán èèmejì lọ́ṣẹ̀. Nípà bẹ́ẹ̀, wọ́n ti di òntajà tí ò níyì mọ́ lọ́dọ̀ wa. Ní báyìí, nẹ́tíwọ̀kì wa lè bùgá lórí 1500 C-stores, a sì tún máa dàgbà. A ti ṣe okòwò tí ó wà ní ìlànà lílo dátà láti gba èsì àti ìrírí nínú bíbá àwọn tí n ta ilé àti kọ́ ilé sọ̀rọ̀, ṣí ṣe iṣẹ́ pẹ̀lú ẹgbẹ́ tí ò wà fún iṣẹ́ àkànṣe. A ṣẹ̀dá Builder 360™, èyí tí ó ní gbogbo nǹkan tí a nílò fún ẹ̀ka yìí. Builder 360™ jẹ́ ohun ẹ̀rọ ayélujára tí ó ní ìwọ̀núìbọ̀nú àwọn ètò àti ohun tí ó lè yanjú ìṣòro, tí a jẹ́ kí ó wà fún àwọn olùbáárà látàrí òdodo tí ìkànnì yìí. Fún gbogbo iye tí wọ́n bá ná lórí ìkànnì náà yíyẹ fún ohun kan a máa ní àfikún, bákan náà tí wọ́n bá ti náwó tó ààyè kan, àwọn tí ó ń lò ó yóò rí bí rí ìyànjú tuntun láti lè kojú ibi tí ó ń dùn wọ́n. Pẹ̀lú Builder 360™, ẹ óò ní ààyè láti rí ipele tí ó lajú jù nínú nǹkan fún ìyànjú tí ó máa ń mú ni borí ọ̀wọ́n gógó ohun, àti tún tọ́jú àwọn ohun èlò tí a óò lò fún iṣẹ́ àkànṣe lórí ẹ̀rọ ayélujára fún ìlò ọjọ́ iwájú. Kò tán síbẹ̀, ó ní ààyè sí ohun tí à ń ṣe àkọsílẹ̀ àwọn ohun èlò tí a fi ń ṣiṣẹ́, owó tí a fi ń ṣe iṣẹ́ àkànṣe, àyè láti rí àwọn tí a ti mọ̀ pé wọ́n kọ́ṣẹ́mọṣẹ́, ìríni káàkiri àti bẹ́ẹ̀ bẹ́ẹ̀ lọ. Àwọn tí ń lò ó lè ṣàmúlò àwọn ohun ìyànjú oríṣìíríṣìí tí ó wà tí a gbé ka ìpèle láàárín agbègbè, wọ́n sì gbé ipele yìí sókè bí wọ́n ti ń dé ibi ètò ìsúná. Síwájú sí, ìbẹ̀rẹ̀ àwọn ilé ìtajà orí ẹ̀rọ ayélujára àti ohun tí àwọn ìkànnì bí i ti CinderBuild fẹ́ mú u rọrùn fún àwọn tí ń kọ́lé wá orísun àti láti ra ohun èlò fún ilé kíkọ́ àti ètò tí ó yẹ. Pẹ̀lú ìyànjú ti ilé ìkó nǹkan sí ti ẹ̀rọ ayélujára ti CinderBuild, bí àpẹẹrẹ, àwọn tí ń tọ́jú ohun tí a fi ń kọ́lé lórí ẹ̀rọ ayélujára, tí wọ́n sì máa ń gba ibi tí àwọn ènìyàn fẹ́ láti kọ́lé sí, èyí máa ń ṣe àdínkù àwọn àyè tí a máa ń kó nǹkan sí lójúkorojú, a sì máa mú ewu, jíjáni lólè àti kí nǹkan bàjẹ́ kú. Ó jẹ́ ohun tí a fi ń gbéraga láti sin àwọn oníbàárà jákèjádò àwọn tí ta ilé àti kíkọ́ ilé. Pẹ̀lú àfojúsùn láti tún ohun tí ilé iṣẹ́ tí ń kọ́ ilé ń gbà fún ohun èlò kíkọ́ ilé, ìrìnàjò wa pẹ̀lú àwọn oníbàárà ilé rírà àti àwọn tí ń kọ́ ilé tí mú ìbí ṣíṣẹ̀dá ohun tuntun káàdì Nàìjíríà tí ó jẹ́ àkọ̀kọ́ fun owó tí a yá fi kọ́lé. À n ṣe ìyọ̀nda owó fún àwọn oníṣẹ́ oṣù tó jẹ́ ọmọ Nàìjíríà, tí a sì gbà wọ́n láyè láti máa san díẹdíe lórí àwọn ohun mèremère nlá tí àwọn àjọ wa gbé kalẹ̀. Nípa ṣíṣe èyí, àwọn oníṣẹ́ oṣù ti n ṣe dáadáa láti dá ọjà tó gbòòrò sílẹ̀ kí wọ́n sì ni irú ilé tí wọ́n ti n pòngbẹ fún pẹ̀lú ìrọ̀rùn. Lórí àṣeyọrí ẹ̀sùn ogún láti ọwọ́ oníṣẹ́ oṣù, wọ́n fi owó náà ránṣẹ́ sórí sórí àpò ìpamọ́ wa tó ní àbò. Nígbà kan náà, àwọn aláfọwọ́sowọ́pọ̀ ní àǹfààní sí àwọn owó wọ̀nyí, èyí tí ó ń gbà wan láàyè láti ra àwọn ohun-èlò ìkọ́lé tó dára gbáà láti ọ̀dọ̀ CinderBuild fún àwọn iṣẹ́ ilé-kíkọ́ wọn. Ìṣàkójọpọ̀ ìrọ̀rùn yìí jẹ́ kí gbogbo ìgbésẹ̀ náà dára sí i, nipa yíyọ ìdádúró kúrò àti dídákún ìmúyányán ìdàgbàsókè ohun-ìní. Nípa ríró àwọn òṣìṣẹ́ lágbára pẹ̀lú ohun ètò ìsúná láti gba àwọn ohun èlò ìkọ́lé tó dára jù lọ, à ń mú ìyípadà ọ̀tun wá sínú ilé-iṣẹ́ ìkọ́lé. Àwọn ohun ìní tí a pèsè láti ọ̀dọ̀ wa jẹ́ ohun tí a fi ń yangàn pé ó ní lílòpẹ́ àti ó sì jẹ́ ojúlówó ohun èlò, èyí tí yóò ṣe àgbéga ìrírí ìgbé -ayé fún àwọn onílé. Ìgbésẹ̀ rere yìí ń fàyè gba òkìkí tí ó dára jù lọ fún àwọn òṣìṣẹ́, èyí sì ń fa àwọn oníbàárà, ó tún ń ṣètò ipa rere ní ọjà títà àti ríra ilé. Níní àkáǹtì tí ó jẹ́ ti ẹ̀yáwó fún ilé pẹ̀lú CinderBuild jẹ́ ohun tí ó rọrùn, tí kò ní wàhálà rárá. Àwọn onílé pẹ̀lú ìrọ̀rùn lè so káàdì wọn pọ̀ mọ́ àkáǹtì ẹ̀yáwó fún ilé, èyí tí ó máa ń fi ààyè sílẹ̀ fún sísanwó tààrà àti ìdúnàdúrà tó jẹmọ́ ẹ̀yáwó ilé. Gbogbo ìdúnàdúrà jẹ́ èyí tí à ń tọpinpin rẹ̀ dáradára, a sì ń ṣe àkọsílẹ̀ rẹ̀, rírí àrídájú ohun tí ó pè fún àwọn tí ń gba owó oṣù àti tí a jọ ń ṣiṣẹ́. Fún àwa tí a wà ní CinderBuild, ju àyọrísí àti ìdùnnú ìlo kíákíá ojútùú ajẹmọ́ ìmọ̀-ẹ̀rọ, à ń yọ àwọn àǹfààní iye orí ìmọ̀-ẹ̀rọ tí a lò fún ríra àti ṣíṣe àgbékalẹ̀ iye sí àwọn olùlò tó ń pọ̀ si í ní ọ̀kan nínú ọjà ìkọ́lé tó ga jùlọ ní àgbáyé. Bí a óò ti bẹ̀rẹ̀ ipele tí ó kàn, a óò máa mú nínú ìmọ̀ ìfilọ́lẹ̀ ọjà tó gbèrú bí i ti Nàìjíríà, a óò sì ló èyí láti kọ́ àwọn ohun èlò tí ó jẹmọ́ ìmọ̀ ẹ̀rọ tagbègbè bí a óò ti máa ṣe ìfilọ́lẹ̀ ní kánkán nínú àwọn orílẹ̀-èdè Áfríkà. A rí ara wa gẹ́gẹ́ bí adarí tó ń ṣẹ̀dá ohun tuntun ní ààyè yìí, nítorí àwọn ẹgbẹ́ wa wá láti àwọn ilé-iṣẹ́ tó lórúkọ ní àgbàyé, a sì ní àtìlẹyìn àwọn VCs tí ipò wọn ga jù ní Éúròpù àti U. S. A. Bóyá ẹ̀ ń kọ́ ojú ọ̀nà, afárá, ilé, ilé láti pawó ní ẹ̀ka aládàníi àti ẹ̀ka ìjọba, Builder 360™ ní ohun gbogbo tí ẹ nílò fún kíkọ́ àwọn iṣẹ́ àkànṣe àti mímú okòwò yín lọ ipele tó kàn. Ẹ kàn sí wa lónìí lórí ìkànnì wá ní www.cinderbuild.com tàbí láti kàn sí wa lórí support@cinderbuild.com, +2347001236202.","Isigaba Esilandelayo seCinderBuild Njengomholi Wezimakethe Emkhakheni Wezokwakha ICinderBuild yethulwe ngombono wokuletha okuhlangenwe nakho kokuthenga okulula emkhakheni wokuthengisa izindlu kanye nokwakhiwa. Imodeli yethu yebhizinisi ohlangothini lokuhlinzeka lincike ekubambisaneni okuqinile ngokuphathelene nabakhiqizi abakhulu okusinikeza ikhathalogi enkulu yezinto zokwakha ngamanani afinyeleleka kakhulu (Empeleni sikhetha igama elithi okungehlulwe). Siletha leli nani ohlangothini lwesidingo ngepulatifomu yethu yedijithali ezingxenyeni ezimbili zabasebenzisi; Abathengisi (amaC-stores) nabathengi baseziNkampanini Ekuqaleni, sasigxile ekuhlinzekeleni izidingo zengxenye yomthengisi. Nokho, ngokuhamba kwesikhathi, sabona ithuba lokusungula iziteshi zokusabalalisa ezingaxhunyiwe ku-inthanethi ezaziwa ngokuthi amaC-stores, ezisuselwa esisekelweni sethu sabathengisi esivele sikhona. La maC-store, aqukethe abathengisi abathenga kakhulu masonto onke, sebeyingxenye ebalulekile yebhizinisi lethu. Ukuze sinciphise izinselele zemali yebhizinisi yokuthenga ezihlobene nokuthenga imikhiqizo futhi, sisebenzise uhlelo oluzenzakalelayo siqinisekisa ukuthi la maC-store zithola ukuthenga futhi okungenani kabili ngesonto. Ngenxa yalokho, baye baba ngabalingani bokusabalalisa imikhiqizo ababalulekile kithina. Njengamanje, inethiwekhi yethu yamaC-store ezingaphezu kwe-1500 futhi ziyaqhubeka nokukhula. Sesithuthuke njengebhizinisi ngokuhambisana nombiko osekelwe kumininingo nolwazi esiluthole ekusebenzisaneni kwethu nabayinhloko ekwenzeni umsebenzi wokuthengisa izindlu kanye nezokwakha, sisebenzisana namathimba abo okuthenga kuphrojekthi yabo. Sisungule iBuilder 360™, insiza yomkhiqizo enakho konke ezolungiselela lesi sigaba. Isuite yeBuilder 360™ iyiwebhu exhunyiwe yezixazululo nezinsiza ezengeziwe, eyenzelwe ukutholakala kumakhasimende ngokusekelwe ekwethembeleni kuepulatifomu. Kuwo wonke amanani asetshenziswe kupulatifomu, andisa ukufanela futhi emikhawulweni ethile yokusebenzisa, abasebenzisi bavula isixazululo esisha esivame ukubhekana nezindawo ezibucayi zobuhlungu. NgeBuilder 360™, uthola izixazululo eziphambili ezikuvumela ukuthi udlule ukwehla kwamandla emali, ugcine izinto zephrojekthi ku-inthanethi ukuze uzisebenzise esikhathini esizayo. Akugcini lapho, uyakwazi ukuthola amathuluzi okwengamela izimpahla, ukuxhaswa ngezimali kwephrojekthi, ukufinyelela kochwepheshe abaqinisekisiwe, okubonakala kuyo yonke indawo nokunye okuningi. Abasebenzisi bangavula izixazululo ezihlukahlukene ngokusekelwe esilinganisweni sabo emphakathini futhi bakhuphuke esilinganisweni ngesikhathi befinyelela kokuzuzwayo komthamo wemali engenayo nephumayo. Ngaphezu kwalokho, ukuvela kwezimakethe eziku-inthanethi namapulatifomu okuthenga afana neCinderBuild kwenze kwaba lula kubakhi ukuthola nokuthenga izimpahla zokwakha, imishini, kanye nezinsiza. Ngesixazululo seCinderBuild 's Cloud Warehouse, isibonelo, abakhi bangagcina izinto ku-inthanethi futhi bathole ukulethelwa endaweni lapho zifunwa, banciphise isidingo sendawo yokugcina impahla engokoqobo futhi basuse ingozi yokweba noma umonakalo. Siyaziqhenya ngokusebenza njengamanje ngamakhasimende aqinile ezinkampani kuwo wonke ukhakha wokuthengiselana izindlu kanye nokwakha. Njengenhlangano eyingqalabutho, ngokugxila ngokuqinile ekwakhiweni kabusha kwezindawo zezimboni zokuthengwa kwezinto zokwakha, uhambo lwethu namakhasimende ethu ezinkampani zasemkhakheni wokuthengisa izindlu kanye nezokwakha luye lwavusa umsinga ongakaze ubonwe wokusungula okuholele ekuzalweni kweKhadi lokuQala Lesikweletu Semalimboleko laseNigeria. Sikhipha imalimboleko yesibambiso esisekelwa amaholo esigabeni sabasebenzi sase-Nigeria ebavumela ukuba bakhokhe imali eyisamba kanye nokukhokha izitolimende ezakhiweni zokuthengiselana izindlu ezikhethekile ezifakwe ohlwini yizinkampani zethu ezihlonishwayo. Ngokwenza lokhu, abantu abahola amaholo manje sebekuhlomele kahle ukuhlola ngokuzethemba imakethe yokuthengiselana ngezindlu nokuthi bathole kalula amakhaya abo amaphupho. Lapho umuntu ohola iholo ethola indlu ngempumelelo, izimali zidluliselwa ohlelweni lwethu oluphephile lwe-escrow. Ngesikhathi esifanayo, izinkampani ziyakwazi ukuthola lezi zimali, okuzenza zikwazi ukuthola izinto zokwakha zekhwalithi ephezulu zamaphrojekthi azo okwakha eCinderBuild. Lokhu kuhlanganiswa okulula kulungisa yonke inqubo, kuqede ukubambezeleka, futhi kuthuthukise ukusebenza kahle kokwakhiwa kwezindlu. Ngokunikeza izinkampani amandla ngezinsizakusebenza zezezimali zokuthenga izinto zokwakha ezisezingeni eliphezulu, sikhuthazela inguquko yokushintsha embonini yezokwakha. Izindlu ezakhiwe ngepulatifomu yethu zidlisa ngokuqina okuthuthukisiwe nezinto zekhwalithi, okukhuphula okwenzeka ngokuphelele empilweni yabanikazi bezindlu. Lo mjikelezo omuhle ukhuthaza idumela elihle ezinkampanini, uheha abathengi abaningi futhi udale nethonya elihle emakethe yokuthengisa izindlu. Ukuba ne-akhawunti yemalimboleko yendlu nge-cinderbuild kulula futhi akunazinkinga. Abanikazi bezindlu bangaxhumanisa kalula ama-akhawunti abo emalimboleko yendlu kanye nekhadi, okuvumela izinkokhelo eziqondile nokubonakala kangcono kokuthengiselana okuhlobene nemalimboleko yendlu. Konke ukuthengiselana kwezezimali kulandelwa futhi kubhalwe ngokucophelela, kuqinisekisa ukubonakala okuphelele kwabo bobabili abahola amaholo kanye nezinkampani. Kithina e-CinderBuild, ngale kokwenza inzuzo kanye nenjabulo yokusebenzisa isixazululo sobuchwepheshe esamukelwa ngokushesha, sicubungula ukujula kwenani ekuthengeni okuvunyelwe kwezobuchwepheshe futhi siletha leli nani kubasebenzisi abakhula ngokushesha kwenye yezimakethe ezinkulu kakhulu zokwakha emhlabeni. Njengoba siqala isigaba sethu esilandelayo, sithinta ukujula kokufunda kusukela ekuqaliseni emakethe enamandla efana neNigeria, futhi sikusebenzisa ukuze sakhe imikhiqizo yedijithali evumelana nezimo zendawo njengoba sethula ngokushesha emazweni amaningi ase-Afrika. Sizibona singabaholi bezinto ezintsha kule ndawo, njengoba amathimba ethu ethathwa kwezinye zezikhungo ezinedumela elihle kakhulu emhlabeni, futhi esekelwa amaVC asezingeni eliphezulu avela kulo lonke elaseYurophu nase-U.S. Akunandaba ukuthi wakha imigwaqo, amabhuloho, izindawo zokuhlala, izakhiwo zezinkampani emkhakheni wangasese nowomphakathi, iBuilder 360™ inakho konke okudingayo ukuze uyise amaphrojekthi akho okwakha nebhizinisi lakho ezingeni elilandelayo. Vakashela iwebhusayithi yethu namuhla ku-;www.cinderbuild.com noma usithinte ku-support@cinderbuild.com, +2347001236202."
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